Sales Report:Supplement No. 1 dated Nov 16, 2011 to Prospectus dated Nov 08, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Nov 08, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Nov 08, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489027
This series of Notes was issued and sold upon the funding of the borrower loan #55855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,923 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wkggirl |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $34,700.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2009)
760-779
(Jul-2008)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off 2 credit cards totaling $15000
My financial situation:
I am a good candidate for this loan because...I have been employed at the same company for 15 years. I have also paid back 2 loans on prosper so i have a good track record. I have also tried to get personal loans but due to an underwater mortgage, the banks see me as a risk even though i have never missed a mortgage payment and reduced all my credit card lines so it makes me look like i have no credit whatsoever.
Thank you for your time and please help someone who deserves the help!
Monthly net income: $4000
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $435
Utilities: $300
Phone, cable, internet: $140
Food: $200 (groceries only, we don't eat out)
Credit cards and other loans: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
resolute-justice413 | $100.00 | 11/3/2011 9:09:56 AM |
enticing-capital6 | $50.00 | 11/3/2011 9:33:04 AM |
BigSkyFinancial | $30.00 | 11/3/2011 9:33:58 AM |
iaffy | $50.00 | 11/3/2011 9:34:53 AM |
tolerant-dinero2 | $75.00 | 11/3/2011 9:08:08 AM |
riskreward | $250.00 | 11/3/2011 10:04:18 AM |
cnovak | $25.00 | 11/3/2011 9:22:17 AM |
golffish2 | $50.00 | 11/3/2011 9:24:49 AM |
real-return | $25.00 | 11/3/2011 9:33:53 AM |
peaceful-wealth0 | $57.65 | 11/3/2011 10:26:18 AM |
FinanceEngine | $40.00 | 11/3/2011 10:55:35 AM |
novice-speculator | $25.00 | 11/3/2011 11:48:23 AM |
wise-deal-panda | $200.00 | 11/3/2011 11:37:17 AM |
kindness-jedi | $25.00 | 11/3/2011 11:38:39 AM |
BenR | $100.00 | 11/3/2011 11:43:41 AM |
matthewrburk | $77.50 | 11/3/2011 1:25:29 PM |
justanothersushieater | $25.00 | 11/3/2011 1:54:13 PM |
GoGalt | $50.00 | 11/3/2011 2:14:26 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:58 PM |
Moe87 | $25.00 | 11/3/2011 4:35:41 PM |
Bank_Of_XL | $25.00 | 11/3/2011 1:58:24 PM |
tntmojave | $50.00 | 11/3/2011 6:20:41 PM |
sjlender | $100.00 | 11/3/2011 5:52:45 PM |
green-trade-dolphin2 | $25.00 | 11/3/2011 6:22:37 PM |
hanuman77 | $25.00 | 11/3/2011 7:01:06 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:55 PM |
travels536 | $30.00 | 11/3/2011 10:00:12 PM |
s270 | $100.00 | 11/3/2011 8:18:36 PM |
investmentgroup | $25.00 | 11/4/2011 3:34:16 AM |
amlu1988 | $25.00 | 11/3/2011 8:33:44 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:45 PM |
worldly-investment333 | $30.00 | 11/4/2011 5:50:13 AM |
Rogelio48 | $30.00 | 11/4/2011 7:53:23 AM |
SnakeV | $25.00 | 11/4/2011 8:56:46 AM |
euro-deployment | $25.00 | 11/4/2011 9:00:34 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:08 AM |
maximizer | $45.00 | 11/4/2011 8:41:25 AM |
contract-student2 | $50.00 | 11/4/2011 8:45:27 AM |
deal-banker | $33.31 | 11/4/2011 8:54:20 AM |
dime-selector | $25.83 | 11/4/2011 9:28:03 AM |
investment-artist | $26.00 | 11/4/2011 9:57:35 AM |
terrific-dough6 | $75.00 | 11/4/2011 10:02:07 AM |
evnagelist | $25.00 | 11/4/2011 10:15:16 AM |
Cherrypicker | $50.00 | 11/4/2011 10:41:24 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:01 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:02 AM |
payout-reaction740 | $25.00 | 11/4/2011 12:05:48 PM |
genuine-integrity0 | $25.00 | 11/4/2011 4:38:50 PM |
corporatejim | $50.00 | 11/4/2011 4:53:51 PM |
fund-dragster | $50.87 | 11/4/2011 6:00:47 PM |
jdrez | $50.00 | 11/4/2011 5:50:04 PM |
cypher00 | $25.00 | 11/4/2011 7:09:48 PM |
one-midas | $35.00 | 11/4/2011 8:33:58 PM |
113121 | $250.00 | 11/4/2011 7:28:55 PM |
JustMee | $25.00 | 11/5/2011 6:17:30 AM |
MrEville | $25.00 | 11/5/2011 6:21:17 AM |
AF-Chief | $25.00 | 11/4/2011 9:05:46 PM |
MonkeyHero | $85.83 | 11/4/2011 9:40:15 PM |
loan-warrior | $25.00 | 11/5/2011 10:04:54 AM |
1phantom | $25.00 | 11/5/2011 8:32:26 AM |
mhammond | $50.00 | 11/5/2011 11:08:38 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:31 AM |
selector568 | $300.00 | 11/5/2011 11:02:07 AM |
Doodlemeyer | $25.00 | 11/5/2011 12:00:54 PM |
purposeful-pound5 | $25.08 | 11/5/2011 10:30:01 AM |
nytrnbow | $25.00 | 11/5/2011 10:35:56 AM |
gr8_r8 | $50.00 | 11/5/2011 11:31:33 AM |
cerebral-dollar773 | $54.55 | 11/5/2011 11:14:57 AM |
britgsb | $30.00 | 11/5/2011 12:18:27 PM |
DoctorJoe | $30.00 | 11/5/2011 11:32:00 AM |
Corky1234 | $100.00 | 11/5/2011 11:42:10 AM |
exciting-responsibility3 | $25.00 | 11/5/2011 12:04:44 PM |
appcoder | $40.00 | 11/5/2011 12:07:34 PM |
treasure-trader | $37.16 | 11/5/2011 12:09:16 PM |
Banker7371 | $25.00 | 11/5/2011 12:13:31 PM |
innovator10 | $200.00 | 11/5/2011 12:36:49 PM |
life-is-great | $25.00 | 11/5/2011 12:37:09 PM |
cello1 | $25.00 | 11/5/2011 12:27:23 PM |
samo102us | $25.00 | 11/5/2011 12:52:14 PM |
abradle2 | $27.33 | 11/5/2011 12:31:59 PM |
Kaj | $25.00 | 11/5/2011 1:07:08 PM |
rbgnr111 | $25.00 | 11/5/2011 12:47:31 PM |
jescowa | $50.00 | 11/5/2011 1:30:30 PM |
haplender | $50.00 | 11/5/2011 1:01:24 PM |
indomitable-dedication | $25.00 | 11/5/2011 1:45:43 PM |
ursus | $50.00 | 11/5/2011 1:35:01 PM |
houli123 | $500.00 | 11/5/2011 1:42:11 PM |
hopethisworks | $25.00 | 11/5/2011 2:06:16 PM |
rs999 | $25.00 | 11/5/2011 1:29:22 PM |
dajen1 | $36.00 | 11/5/2011 1:54:51 PM |
PittsburghMark | $25.00 | 11/5/2011 2:07:11 PM |
wtrboy | $25.00 | 11/5/2011 2:10:53 PM |
Elefunt | $25.00 | 11/5/2011 2:15:30 PM |
asmithj | $25.00 | 11/5/2011 2:18:46 PM |
CoolPlexer | $25.00 | 11/5/2011 2:23:54 PM |
intelligent-repayment8 | $1,300.00 | 11/5/2011 1:41:12 PM |
greenback-seagull2 | $50.00 | 11/5/2011 2:16:55 PM |
compassion-bauble4 | $25.00 | 11/5/2011 2:23:19 PM |
five-star-order1 | $50.00 | 11/5/2011 2:28:08 PM |
helpinghand63 | $25.00 | 11/5/2011 1:53:44 PM |
brightest-affluence-motivator | $50.00 | 11/5/2011 2:41:01 PM |
gulch | $25.00 | 11/5/2011 2:46:52 PM |
mad-scientist418 | $25.00 | 11/5/2011 1:57:49 PM |
DaveG56313 | $25.00 | 11/5/2011 2:50:18 PM |
runner262 | $25.00 | 11/5/2011 2:50:35 PM |
RetiredATC | $50.00 | 11/5/2011 2:50:51 PM |
best-phenomenal-treasure | $25.00 | 11/5/2011 2:04:33 PM |
slartibardfast | $25.00 | 11/5/2011 2:54:33 PM |
income-champion | $25.00 | 11/5/2011 3:04:01 PM |
jamiee73 | $25.00 | 11/5/2011 3:08:41 PM |
Herluftrolle | $25.00 | 11/5/2011 3:01:59 PM |
Victor-E-Lane | $25.00 | 11/5/2011 3:06:45 PM |
spark548 | $50.00 | 11/5/2011 2:24:57 PM |
listing-vista | $50.00 | 11/5/2011 2:37:20 PM |
transaction-animal8 | $25.00 | 11/5/2011 2:40:43 PM |
escharfer | $25.00 | 11/5/2011 2:42:08 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:30 PM |
triguy | $194.20 | 11/5/2011 3:14:51 PM |
MoneyForNothing | $43.25 | 11/3/2011 9:07:52 AM |
NekHoldings | $25.00 | 11/3/2011 9:09:37 AM |
impressive-loan | $100.00 | 11/3/2011 9:11:39 AM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:44 AM |
pound-mushroom3 | $25.00 | 11/3/2011 9:35:34 AM |
AndChicksforFree | $25.00 | 11/3/2011 9:51:31 AM |
influential-benjamins0 | $100.00 | 11/3/2011 10:03:10 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:29 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:17 AM |
massuot | $25.00 | 11/3/2011 10:32:35 AM |
cashhelp | $25.00 | 11/3/2011 10:37:42 AM |
Lo0se_mo0se | $31.41 | 11/3/2011 10:47:04 AM |
Feyenoord | $30.00 | 11/3/2011 10:47:11 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:21 AM |
responsibility-butterfly | $25.00 | 11/3/2011 11:30:20 AM |
ptjg | $100.00 | 11/3/2011 11:39:41 AM |
listing-trapper3 | $50.00 | 11/3/2011 11:42:42 AM |
thankful-nickel2 | $50.00 | 11/3/2011 12:11:08 PM |
enriched-truth | $39.51 | 11/3/2011 2:07:41 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:55 PM |
1stBankAndHal | $25.06 | 11/3/2011 12:48:48 PM |
CASSHMAN | $150.00 | 11/3/2011 12:56:04 PM |
The_Phantom | $25.00 | 11/3/2011 1:06:02 PM |
janeybooboo | $75.00 | 11/3/2011 5:06:50 PM |
OldManP | $25.00 | 11/3/2011 6:46:18 PM |
Gordon_Gekko1 | $25.00 | 11/3/2011 8:06:59 PM |
MoneyTree79 | $85.94 | 11/3/2011 8:55:29 PM |
Nazbuster | $200.00 | 11/3/2011 6:56:57 PM |
optionscashflow | $25.00 | 11/3/2011 9:53:24 PM |
Whipster | $45.00 | 11/3/2011 7:30:11 PM |
integrity-doctor | $100.00 | 11/3/2011 7:40:18 PM |
ChoiceInvestments | $31.00 | 11/4/2011 2:54:03 AM |
wkeboarder21 | $50.00 | 11/4/2011 4:44:32 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:55 AM |
organic-treasure | $27.76 | 11/4/2011 8:05:28 AM |
marwadi-62 | $700.00 | 11/4/2011 6:50:35 AM |
john0720 | $25.00 | 11/4/2011 7:25:29 AM |
i3urtonair | $50.00 | 11/4/2011 10:07:40 AM |
papaloha | $200.00 | 11/4/2011 9:00:40 AM |
felicity-daydream | $25.00 | 11/4/2011 9:11:38 AM |
CashFlow13 | $100.00 | 11/4/2011 10:14:49 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:11 AM |
kindness-fanatic | $650.00 | 11/4/2011 11:15:15 AM |
designer_10 | $25.00 | 11/4/2011 2:57:35 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:41 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:03 PM |
Plee-Spaymebak | $32.00 | 11/4/2011 4:23:40 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:35:41 PM |
rolltide09 | $25.00 | 11/4/2011 5:59:38 PM |
seabassx | $25.00 | 11/4/2011 6:38:48 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:50 PM |
myworld701 | $25.00 | 11/5/2011 5:07:03 AM |
Frover | $25.00 | 11/5/2011 6:44:30 AM |
adir1 | $25.00 | 11/4/2011 10:36:03 PM |
Bank42 | $25.00 | 11/5/2011 4:17:33 AM |
rockhound84 | $37.00 | 11/5/2011 5:41:48 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:24:21 AM |
credit-investor5 | $50.00 | 11/5/2011 6:58:33 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:01 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:18 AM |
radforj22 | $25.00 | 11/5/2011 10:14:00 AM |
valiant-money | $45.00 | 11/5/2011 10:50:14 AM |
petsheep | $25.00 | 11/5/2011 9:21:56 AM |
platinum-czar | $291.76 | 11/5/2011 10:35:59 AM |
malomar66 | $75.00 | 11/5/2011 10:49:47 AM |
rescue | $100.00 | 11/5/2011 11:16:44 AM |
GCInvestments | $29.00 | 11/5/2011 12:03:49 PM |
first-serene-credit | $25.00 | 11/5/2011 11:30:50 AM |
reflective-cash0 | $50.00 | 11/5/2011 12:17:50 PM |
Astyanax | $85.00 | 11/5/2011 11:57:24 AM |
randsenterprise | $25.00 | 11/5/2011 12:19:11 PM |
tranquil-revenue | $25.00 | 11/5/2011 12:30:57 PM |
ttnk62918 | $25.00 | 11/5/2011 12:14:21 PM |
WSTRDG | $25.00 | 11/5/2011 12:18:12 PM |
Interloper | $29.00 | 11/5/2011 12:18:55 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:55 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:46 PM |
careful-note1 | $25.00 | 11/5/2011 12:45:05 PM |
rate-mogul | $50.00 | 11/5/2011 12:53:19 PM |
green28 | $100.00 | 11/5/2011 12:35:15 PM |
cash-reaction2 | $50.00 | 11/5/2011 12:51:49 PM |
credit-maple5 | $100.00 | 11/5/2011 12:58:56 PM |
useful-p2ploan | $25.00 | 11/5/2011 12:41:19 PM |
wlm3012 | $50.00 | 11/5/2011 1:18:33 PM |
exciting-fairness | $200.00 | 11/5/2011 12:43:15 PM |
market-assembler | $25.00 | 11/5/2011 12:54:07 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:10 PM |
rickp | $25.00 | 11/5/2011 1:50:55 PM |
Skeptical-one | $50.00 | 11/5/2011 1:54:08 PM |
MadHun | $200.00 | 11/5/2011 2:07:43 PM |
cutter21 | $25.00 | 11/5/2011 2:09:06 PM |
bonus-tent | $25.00 | 11/5/2011 2:04:22 PM |
yield-aurora4 | $25.00 | 11/5/2011 2:06:27 PM |
fairness-kayak | $25.00 | 11/5/2011 2:24:10 PM |
haryassman | $25.00 | 11/5/2011 2:11:00 PM |
uncleharold | $25.00 | 11/5/2011 2:43:06 PM |
no_agenda_lender | $26.00 | 11/5/2011 1:55:51 PM |
deal-secret-agent | $25.00 | 11/5/2011 2:40:18 PM |
ski bum | $100.00 | 11/5/2011 2:42:53 PM |
Rick21 | $25.00 | 11/5/2011 2:48:11 PM |
ideal-platinum1 | $25.00 | 11/5/2011 2:51:21 PM |
loot-geyser1 | $25.00 | 11/5/2011 2:03:06 PM |
wise-rupee-sanctuary | $50.00 | 11/5/2011 2:54:04 PM |
dospapalotes | $25.00 | 11/5/2011 2:03:55 PM |
divedude | $25.00 | 11/5/2011 2:57:15 PM |
RecoveryLender | $25.00 | 11/5/2011 2:57:44 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:54 PM |
force780 | $25.00 | 11/5/2011 2:56:27 PM |
studious-bonus7 | $100.00 | 11/5/2011 2:12:03 PM |
calm-deal7 | $25.00 | 11/5/2011 2:23:33 PM |
witty-credit467 | $25.00 | 11/5/2011 3:11:42 PM |
wigglesworth4 | $170.00 | 11/5/2011 2:41:52 PM |
Headhunter14 | $25.00 | 11/5/2011 2:43:51 PM |
flexible-return297 | $25.00 | 11/5/2011 2:49:31 PM |
Ivan2007 | $25.00 | 11/5/2011 2:53:01 PM |
zippy-interest | $25.00 | 11/5/2011 3:11:29 PM |
234 Investments
|
Borrower Payment Dependent Notes Series
494729
This series of Notes was issued and sold upon the funding of the borrower loan #56012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-07-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $601.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,462 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| influential-reward856 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
consolidate 2 credit cards and pay it off quickly
My financial situation:
I have the disposable income to pay this loan quickly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vivacious-truth3 | $25.00 | 11/7/2011 5:05:37 PM |
indomitable-coin | $25.00 | 11/7/2011 5:22:59 PM |
subtle-revenue0 | $25.00 | 11/7/2011 5:24:04 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:50 PM |
riskreward | $250.00 | 11/7/2011 5:04:54 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:13 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:14 PM |
supernova719 | $25.00 | 11/7/2011 6:13:43 PM |
paramjit | $50.00 | 11/7/2011 6:27:26 PM |
pdub | $75.00 | 11/7/2011 6:27:20 PM |
Sneezie | $100.00 | 11/7/2011 6:50:28 PM |
cnovak | $25.00 | 11/7/2011 7:22:08 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:34 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:25 PM |
blot44 | $100.00 | 11/7/2011 6:50:31 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:18 PM |
agbullet55443 | $1,000.00 | 11/7/2011 8:45:14 PM |
AmericanCredit | $50.00 | 11/7/2011 7:39:29 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:53 PM |
caring-hope2 | $200.00 | 11/8/2011 6:48:11 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:12 AM |
hrubinst | $50.00 | 11/8/2011 5:46:35 AM |
FAsAreDUMB | $25.00 | 11/8/2011 9:38:40 AM |
peace-sitar0 | $187.34 | 11/8/2011 12:08:00 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:36 PM |
Dollars4Rent | $45.00 | 11/8/2011 11:09:50 AM |
stollcm | $25.00 | 11/8/2011 4:49:24 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:46 PM |
omyogafinance | $95.43 | 11/8/2011 12:20:08 PM |
windfall46 | $25.00 | 11/8/2011 5:19:21 PM |
fortytwo | $150.00 | 11/8/2011 5:21:41 PM |
gracej | $25.00 | 11/8/2011 5:03:29 PM |
wtrboy | $25.00 | 11/8/2011 5:13:04 PM |
kind-durability-battalion | $50.00 | 11/8/2011 5:16:35 PM |
Jtomtom | $25.00 | 11/8/2011 5:32:19 PM |
RecoveryLender | $25.00 | 11/8/2011 5:32:49 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:59 PM |
cosygirl | $50.00 | 11/8/2011 5:40:04 PM |
jthomps4 | $25.00 | 11/8/2011 5:42:07 PM |
j2ee | $25.00 | 11/8/2011 5:48:18 PM |
orange-dollar-guild | $25.00 | 11/8/2011 4:32:17 PM |
massuot | $25.00 | 11/8/2011 5:49:10 PM |
damage | $25.00 | 11/8/2011 5:49:47 PM |
paladin510 | $25.00 | 11/8/2011 4:58:34 PM |
sweet-loan7 | $25.00 | 11/8/2011 5:30:57 PM |
MadHun | $200.00 | 11/8/2011 5:31:32 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:49 PM |
BobRand | $25.00 | 11/7/2011 5:21:52 PM |
evnagelist | $25.00 | 11/7/2011 5:16:48 PM |
neighborly-hope6 | $100.00 | 11/7/2011 6:18:56 PM |
rmachi | $25.00 | 11/7/2011 6:28:10 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:19 PM |
bb575 | $50.00 | 11/7/2011 6:54:32 PM |
BenR | $100.00 | 11/7/2011 7:20:21 PM |
oskizzle | $25.00 | 11/7/2011 6:44:39 PM |
gt1687c | $50.00 | 11/7/2011 7:53:35 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:15 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:18 PM |
Clambake | $25.00 | 11/7/2011 7:58:11 PM |
jedi8 | $25.00 | 11/8/2011 6:35:00 AM |
C_Mark | $150.00 | 11/8/2011 6:40:06 AM |
gentle-gain235 | $25.00 | 11/8/2011 7:34:43 AM |
managedfund | $350.00 | 11/8/2011 8:24:24 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:59 AM |
coin-wheel | $200.00 | 11/8/2011 6:10:24 AM |
WilliamLeeSims | $25.00 | 11/8/2011 9:27:44 AM |
Tscheddar | $25.00 | 11/8/2011 10:12:20 AM |
secureincome | $700.00 | 11/8/2011 8:39:41 AM |
Weaverville | $50.00 | 11/8/2011 9:57:50 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:23 AM |
transparency-universe8 | $25.00 | 11/8/2011 12:01:11 PM |
luminous-return3 | $25.00 | 11/8/2011 11:45:45 AM |
Bendistraw | $25.00 | 11/8/2011 11:56:37 AM |
KCEnterprises | $50.00 | 11/8/2011 4:18:14 PM |
Green_Bay_Packers | $150.00 | 11/8/2011 3:16:30 PM |
benjay25 | $25.00 | 11/8/2011 4:56:55 PM |
bobby5832708 | $25.00 | 11/8/2011 5:17:19 PM |
Munnie | $50.00 | 11/8/2011 5:19:35 PM |
integrity-saver | $100.00 | 11/8/2011 5:21:17 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:39 PM |
payout-crescendo9 | $200.00 | 11/8/2011 5:35:17 PM |
Centerline15 | $25.00 | 11/8/2011 5:25:14 PM |
larslfe | $25.00 | 11/8/2011 5:47:08 PM |
Railbird | $25.00 | 11/8/2011 5:34:13 PM |
blue-shiny-revenue | $25.00 | 11/8/2011 5:51:27 PM |
Octavian315 | $35.00 | 11/8/2011 5:51:14 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:31 PM |
ATOHokie | $25.00 | 11/8/2011 4:50:53 PM |
robot81 | $25.00 | 11/8/2011 5:08:15 PM |
cablenews | $100.00 | 11/8/2011 5:26:49 PM |
jt530 | $25.00 | 11/8/2011 5:45:57 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
505445
This series of Notes was issued and sold upon the funding of the borrower loan #55722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $248.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,919 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| jdbok |
Borrower's state:
| NewYork |
Borrower's group:
| eBay Sellers Helping Others |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $6,700.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
720-739
(Nov-2009)
680-699
(Feb-2008)
740-759
(Aug-2007)
|
Principal balance:
| $2,965.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Hurricane Irene recovery
I'm an eBay seller http://stores.eBay.com/jdbok with 2 Prosper loans to establish sources for selling used clothing, launching a line of recycled garments. 1 paid and the other paid on time. My studio flooded in Hurricane Irene. I lost $2000 of stock and much time off work due to power outages and digging out. My studio now has black mold which requires drywall replacement. I tried to do this slowly myself but the mold allergy is making my whole family sick. I need funds for:
Drywall removal, 1000 sq ft studio: $1500
Partial replacement (leaving interior walls open to save money): $1000
Anti microbial paint: $500
Purchase stock for business to keep up with busy season and flood loss: $4000
My debt is student loan & old credit card with reasonable terms, public record is hospital bill -I now have health ins. Please bid with confidence.
Monthly net income: $ 3,000, Expenses: Housing: $ 700 Car: $ 60 Utilities: $ 75 Insurance: $200 Phone, cable, internet: $ 150
loans: $ 250
Information in the Description is not verified.
Friends And Family Investments
SkipMcGrath has invested a total of
$50.00.
"JdBok is an accomplished eBay seller with a good business model and a record of paying on time in a previous Prosper loan. This is the second time I have invested in one of her loans and the other one was paid off in full."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.00 | 11/7/2011 4:36:45 PM |
SkipMcGrath | $50.00 | 11/7/2011 4:49:39 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:44 PM |
Tai | $25.00 | 11/7/2011 5:07:38 PM |
influential-benjamins0 | $100.00 | 11/7/2011 5:16:10 PM |
loanman2007 | $100.00 | 11/7/2011 5:29:33 PM |
chemistry220 | $25.00 | 11/7/2011 5:32:36 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:19 PM |
LouisSaint | $25.00 | 11/7/2011 4:55:10 PM |
Nascar1 | $28.00 | 11/7/2011 5:54:08 PM |
integrity-starter | $25.00 | 11/7/2011 5:59:17 PM |
exact-loan5 | $50.00 | 11/7/2011 5:07:05 PM |
Pasagam | $50.00 | 11/7/2011 6:06:08 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:16 PM |
evnagelist | $25.00 | 11/7/2011 5:16:48 PM |
wtrboy | $25.00 | 11/7/2011 6:11:04 PM |
MadHun | $31.00 | 11/7/2011 5:29:25 PM |
spark548 | $50.00 | 11/7/2011 6:19:49 PM |
upbeat-investment9 | $200.00 | 11/7/2011 6:18:26 PM |
cosygirl | $50.00 | 11/7/2011 6:20:46 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:34 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:50 PM |
tenacious-affluence | $100.00 | 11/7/2011 6:37:39 PM |
tlp43 | $25.00 | 11/7/2011 5:47:26 PM |
fcrick | $25.00 | 11/7/2011 6:46:26 PM |
whitegold24k | $100.00 | 11/7/2011 7:05:58 PM |
SanJoser | $25.00 | 11/7/2011 7:08:47 PM |
IIP77 | $25.00 | 11/7/2011 7:09:43 PM |
unrivaled-silver | $25.00 | 11/7/2011 6:12:29 PM |
orange-courageous-dedication | $25.00 | 11/7/2011 6:14:44 PM |
principal-trident | $29.00 | 11/7/2011 7:25:02 PM |
cablenews | $100.00 | 11/7/2011 7:23:39 PM |
return-marsupial3 | $25.00 | 11/7/2011 7:30:51 PM |
AF-Chief | $25.00 | 11/7/2011 7:29:04 PM |
a2190b | $35.00 | 11/7/2011 6:29:13 PM |
TelegramSam | $25.00 | 11/7/2011 7:31:17 PM |
greenback-museum | $25.00 | 11/7/2011 7:32:03 PM |
coin-architect2 | $100.00 | 11/7/2011 7:45:29 PM |
BaxterEvil | $25.00 | 11/7/2011 7:51:46 PM |
prohelper | $25.00 | 11/7/2011 7:48:45 PM |
mike_banker | $50.00 | 11/7/2011 6:51:04 PM |
Preteur | $25.00 | 11/7/2011 7:58:29 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:28 PM |
velocity-aurora | $50.00 | 11/7/2011 7:00:06 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:16 PM |
rakstar | $25.00 | 11/7/2011 7:18:05 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:31:00 PM |
Kijib | $25.00 | 11/7/2011 7:34:09 PM |
ProjectVenture | $25.00 | 11/7/2011 7:35:03 PM |
Spaceman838 | $25.00 | 11/7/2011 7:41:42 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:30 PM |
resolute-justice413 | $100.00 | 11/7/2011 7:53:13 PM |
frooogal | $40.00 | 11/7/2011 9:13:49 PM |
new-gold-wrangler | $1,859.02 | 11/7/2011 9:14:21 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:00:47 PM |
MoneyForNothing | $79.00 | 11/7/2011 5:06:17 PM |
wigglesworth4 | $500.00 | 11/7/2011 5:02:55 PM |
emo13 | $50.00 | 11/7/2011 5:08:05 PM |
riskreward | $250.00 | 11/7/2011 5:04:55 PM |
bobby5832708 | $25.00 | 11/7/2011 5:05:56 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:14 PM |
reflective-cash0 | $50.00 | 11/7/2011 5:19:37 PM |
treasure-hunter270 | $50.00 | 11/7/2011 5:19:42 PM |
wildgillis | $25.00 | 11/7/2011 5:23:44 PM |
wealth-influencer | $25.00 | 11/7/2011 5:31:49 PM |
jmart30702 | $25.00 | 11/7/2011 6:05:21 PM |
treasure-generator | $25.00 | 11/7/2011 6:16:30 PM |
credit-maple5 | $100.00 | 11/7/2011 5:34:25 PM |
bonus-tent | $25.00 | 11/7/2011 6:43:29 PM |
a-truth-upholder | $25.00 | 11/7/2011 6:44:02 PM |
point-oyster5 | $25.00 | 11/7/2011 5:53:53 PM |
real-return | $25.00 | 11/7/2011 5:56:09 PM |
oskizzle | $25.00 | 11/7/2011 6:49:52 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:13 PM |
affluence-birdie7 | $43.98 | 11/7/2011 7:08:26 PM |
five-star-note | $25.00 | 11/7/2011 7:06:49 PM |
rescue | $100.00 | 11/7/2011 6:09:37 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:47 PM |
cnovak | $25.00 | 11/7/2011 7:22:08 PM |
JLMGroupFunds | $25.00 | 11/7/2011 7:22:59 PM |
CAGE-Investments | $25.00 | 11/7/2011 7:21:39 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:18 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:55 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:48 PM |
enterprising-integrity | $50.00 | 11/7/2011 7:46:35 PM |
cutter21 | $25.00 | 11/7/2011 7:55:23 PM |
wise-balanced-moola | $25.00 | 11/7/2011 8:09:49 PM |
Feyenoord | $30.00 | 11/7/2011 8:10:22 PM |
UnclePockets | $25.00 | 11/7/2011 8:26:09 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:26:44 PM |
durability-solstice8 | $40.00 | 11/7/2011 7:31:40 PM |
well-mannered-income3 | $60.00 | 11/7/2011 7:50:51 PM |
Cai8899 | $50.00 | 11/7/2011 8:10:42 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
520437
This series of Notes was issued and sold upon the funding of the borrower loan #55894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 4m |
Amount delinquent:
| $27,400 |
Total credit lines:
| 24 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,075 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Kredithai |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,300.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2008)
580-599
(Nov-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Pay off car to sell
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 11/2/2011 5:36:37 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:26 PM |
well-rounded-payout0 | $50.00 | 11/2/2011 6:52:17 PM |
money-baron-Roth401k | $50.00 | 11/2/2011 6:59:52 PM |
alexgalt | $100.00 | 11/2/2011 11:32:28 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:52 AM |
AndChicksforFree | $38.68 | 11/3/2011 10:14:26 AM |
money-baron-roth-IRA | $110.18 | 11/3/2011 11:00:30 AM |
well-mannered-income3 | $40.00 | 11/3/2011 4:54:34 PM |
lovely-order7 | $25.00 | 11/3/2011 4:51:33 PM |
high_flyer | $39.14 | 11/3/2011 6:19:19 PM |
km007 | $25.00 | 11/3/2011 5:07:35 PM |
supreme-p2p9 | $25.00 | 11/3/2011 5:14:30 PM |
jtc26 | $100.00 | 11/3/2011 5:38:21 PM |
moneyhelp4u | $25.00 | 11/3/2011 5:57:17 PM |
SolarMoonshine | $25.00 | 11/2/2011 5:14:48 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:04 PM |
amlu1988 | $25.00 | 11/2/2011 6:07:11 PM |
vutah | $25.00 | 11/2/2011 6:15:55 PM |
Mikale360 | $27.00 | 11/2/2011 11:50:52 PM |
SRPT | $25.00 | 11/3/2011 2:53:15 AM |
papaloha | $45.00 | 11/3/2011 12:37:47 PM |
managedfund | $500.00 | 11/3/2011 3:53:13 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:48 PM |
HHP | $100.00 | 11/3/2011 5:13:17 PM |
suave-dime6 | $25.00 | 11/3/2011 5:46:58 PM |
moneyhelp4u | $25.00 | 11/3/2011 6:14:49 PM |
debt-legend | $25.00 | 11/3/2011 6:15:58 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
525409
This series of Notes was issued and sold upon the funding of the borrower loan #55915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| 25% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-launcher |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
|
Principal balance:
| $577.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Investment
This loan will be used to start a solid investment base for my future and my family's future. I am a soldier in the United States Army and am paid bi-monthly.
I am a young soldier with a young line of credit but I make a solid paycheck every month, have an amazing family and manage my money very well. This loan will be used as an investment in my future but more importantly into my family's future.
I am a prime loan candidate because I am disciplined, not just for my job but in my life. My job requires a great deal of attention to detail and micro managing. I am required to be early to every hard time and maintain myself respectably and professionally. These qualities carry on to my finances which makes me a very reliable candidate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 11/1/2011 5:02:08 PM |
real-return | $25.00 | 11/1/2011 5:05:39 PM |
missing-link | $25.00 | 11/1/2011 5:06:10 PM |
economy-coup | $50.00 | 11/1/2011 5:10:27 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:01 PM |
MrBailey | $25.00 | 11/1/2011 5:02:23 PM |
fervent-repayment | $25.00 | 11/1/2011 5:40:57 PM |
economy-producer | $25.00 | 11/1/2011 5:20:29 PM |
DHolly | $31.00 | 11/1/2011 5:19:53 PM |
arsisi | $25.00 | 11/1/2011 5:20:35 PM |
CoolPlexer | $25.00 | 11/1/2011 5:21:01 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:52 PM |
rs999 | $25.00 | 11/1/2011 6:00:36 PM |
PLANECRASH | $25.00 | 11/1/2011 6:02:42 PM |
cablenews | $100.00 | 11/1/2011 6:20:00 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:20 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:33 PM |
CA-Lender | $25.00 | 11/1/2011 5:56:51 PM |
platinum-boss2 | $25.00 | 11/1/2011 6:47:01 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:45 PM |
mercuriant | $25.00 | 11/1/2011 6:05:53 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:21 PM |
spiritual-money299 | $50.00 | 11/1/2011 7:08:29 PM |
Feyenoord | $30.00 | 11/1/2011 9:59:49 PM |
Dubbs360 | $50.00 | 11/1/2011 7:13:40 PM |
CashFlow13 | $100.00 | 11/1/2011 7:19:32 PM |
shawnw2 | $250.00 | 11/2/2011 2:42:07 AM |
LendingPimp | $150.00 | 11/2/2011 3:11:31 AM |
shawnw2 | $126.79 | 11/2/2011 2:43:04 AM |
Moe87 | $25.00 | 11/2/2011 2:59:22 AM |
FinDoc | $25.00 | 11/2/2011 6:19:04 AM |
OldManP | $25.00 | 11/2/2011 8:14:35 AM |
Wilhan | $100.00 | 11/2/2011 7:13:40 AM |
dime-sprout | $25.00 | 11/2/2011 8:30:27 AM |
meers2000 | $25.00 | 11/2/2011 7:23:08 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:53 AM |
leverage-monger | $25.00 | 11/2/2011 8:17:34 AM |
lotuss4 | $25.00 | 11/2/2011 9:06:38 AM |
best-dinero-balance | $25.00 | 11/2/2011 10:00:07 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:03 AM |
extraordinary-velocity6 | $50.00 | 11/2/2011 10:26:57 AM |
Aquanaut | $25.00 | 11/2/2011 10:37:32 AM |
otto1939 | $101.00 | 11/2/2011 10:01:36 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:08 AM |
gothampark | $25.00 | 11/2/2011 10:42:18 AM |
revenue-associate | $25.00 | 11/2/2011 10:53:13 AM |
dollardave | $50.00 | 11/2/2011 11:07:07 AM |
treasure-bliss | $25.00 | 11/2/2011 11:28:13 AM |
DKSArt | $25.00 | 11/2/2011 11:48:55 AM |
SLN-10 | $100.00 | 11/1/2011 5:14:42 PM |
kindness-jedi | $25.00 | 11/1/2011 5:25:01 PM |
dime-sapling | $25.00 | 11/1/2011 5:41:43 PM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:48 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:47:00 PM |
coin-investor | $25.00 | 11/1/2011 5:27:34 PM |
whitegold24k | $100.00 | 11/1/2011 5:27:52 PM |
Kaj | $25.00 | 11/1/2011 5:32:54 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:18 PM |
important-openness1 | $100.00 | 11/1/2011 6:26:30 PM |
suges | $25.00 | 11/1/2011 7:27:07 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:15 PM |
whitegold24k | $400.00 | 11/1/2011 9:01:59 PM |
tech310 | $50.00 | 11/1/2011 11:18:28 PM |
bid-lightning9 | $25.00 | 11/1/2011 10:59:05 PM |
BigSkyFinancial | $30.00 | 11/2/2011 1:16:42 AM |
RLaumeyer | $30.00 | 11/2/2011 1:26:02 AM |
golffish2 | $25.00 | 11/2/2011 3:51:22 AM |
john0720 | $25.00 | 11/2/2011 6:34:27 AM |
suave-dime6 | $25.00 | 11/2/2011 5:15:35 AM |
auction-seeker | $25.00 | 11/2/2011 7:29:04 AM |
greencat | $50.00 | 11/2/2011 7:32:11 AM |
AndChicksforFree | $25.00 | 11/2/2011 7:33:04 AM |
atlas100 | $25.00 | 11/2/2011 5:48:33 AM |
octoberfresh | $25.00 | 11/2/2011 7:38:39 AM |
Leshan | $50.00 | 11/2/2011 7:43:24 AM |
lendstats_com | $200.00 | 11/2/2011 7:59:17 AM |
bsh297 | $25.91 | 11/2/2011 6:36:51 AM |
Champion_Lending | $25.00 | 11/2/2011 8:43:21 AM |
first-serene-credit | $25.00 | 11/2/2011 7:38:31 AM |
djalan | $25.00 | 11/2/2011 8:10:58 AM |
social-zebra | $30.00 | 11/2/2011 8:33:33 AM |
Eddy-2-Aces | $25.00 | 11/2/2011 8:57:50 AM |
kendigme | $25.00 | 11/2/2011 8:52:28 AM |
miamibeachloaner | $25.00 | 11/2/2011 9:32:01 AM |
compassion-artisan9 | $52.00 | 11/2/2011 10:16:05 AM |
bahmoose | $33.01 | 11/2/2011 11:47:38 AM |
social-hunter5 | $25.00 | 11/2/2011 10:56:58 AM |
bizzzond | $50.00 | 11/2/2011 12:03:17 PM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:51 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
527269
This series of Notes was issued and sold upon the funding of the borrower loan #56068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 45% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,112 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-openness1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fuzzie
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:20 PM |
km007 | $25.00 | 11/3/2011 5:07:42 PM |
Whipster | $90.00 | 11/3/2011 5:24:57 PM |
coin-investor | $25.00 | 11/3/2011 5:34:07 PM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:25 AM |
mlj0671 | $25.00 | 11/4/2011 10:11:46 AM |
Comoparklender | $25.00 | 11/4/2011 10:11:03 AM |
shrewd-peace7 | $25.00 | 11/4/2011 10:32:50 AM |
contract-maracas | $25.00 | 11/4/2011 11:20:20 AM |
JohnSmallberries | $25.00 | 11/4/2011 11:24:21 AM |
treasure-bliss | $25.00 | 11/4/2011 11:29:53 AM |
exchange-pledge | $100.00 | 11/4/2011 1:03:57 PM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:09 AM |
miked8303 | $25.00 | 11/4/2011 12:31:09 PM |
AlternativeCashFlow | $25.00 | 11/4/2011 2:06:59 PM |
roux | $25.00 | 11/4/2011 5:11:13 PM |
mistertao | $25.00 | 11/4/2011 8:16:38 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:44 PM |
1phantom | $25.00 | 11/5/2011 8:32:30 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:32 AM |
Investoman | $75.00 | 11/5/2011 12:45:53 PM |
luann199 | $25.00 | 11/5/2011 4:23:20 PM |
bid-stockpiler1 | $100.00 | 11/5/2011 4:30:11 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:51 PM |
a275ranger | $30.00 | 11/5/2011 8:54:17 PM |
zbfamwl | $25.00 | 11/5/2011 5:04:54 PM |
ramsba | $50.00 | 11/6/2011 10:17:31 AM |
Miklot | $25.00 | 11/6/2011 6:58:34 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:05 PM |
greenkid | $25.00 | 11/6/2011 12:39:55 PM |
Mariner3605 | $25.00 | 11/6/2011 2:06:36 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:02 PM |
asset-sprout | $25.00 | 11/7/2011 4:09:33 AM |
fcukciti | $35.00 | 11/7/2011 4:14:46 AM |
five-star-justice | $25.00 | 11/7/2011 6:06:09 AM |
ITExec | $100.00 | 11/7/2011 6:34:43 AM |
fighter122 | $25.00 | 11/6/2011 10:03:39 PM |
brazilofmux | $100.00 | 11/7/2011 7:27:51 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:44 AM |
Perksunlimited | $25.00 | 11/7/2011 6:46:40 AM |
Maggie3 | $25.00 | 11/7/2011 9:32:57 AM |
TronMedici | $25.00 | 11/7/2011 8:09:05 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:29 AM |
mpatrick | $50.00 | 11/7/2011 10:06:34 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:34 AM |
orbital-velocity7 | $25.00 | 11/7/2011 10:33:32 AM |
dollardave | $50.00 | 11/7/2011 10:44:04 AM |
handy-justice | $50.00 | 11/7/2011 10:01:13 AM |
careful-note1 | $25.00 | 11/7/2011 1:32:25 PM |
miamibeachloaner | $25.00 | 11/7/2011 10:55:48 AM |
CapitalismRocks | $25.00 | 11/7/2011 11:09:12 AM |
EBITDA | $25.00 | 11/7/2011 1:17:28 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:37 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:53 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:11 PM |
Kaj | $25.00 | 11/4/2011 10:24:34 AM |
Weaverville | $25.00 | 11/4/2011 10:47:26 AM |
economy-coup | $50.00 | 11/4/2011 10:16:47 AM |
evnagelist | $25.00 | 11/4/2011 10:16:43 AM |
fervent-repayment | $25.00 | 11/4/2011 11:14:30 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:33 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:34 AM |
zone8 | $100.00 | 11/4/2011 10:57:30 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:12 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:27 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:21 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 11:19:22 AM |
arsisi | $25.00 | 11/4/2011 12:41:17 PM |
mercuriant | $25.00 | 11/4/2011 11:36:42 AM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:25 PM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:46 PM |
important-openness1 | $100.00 | 11/4/2011 12:33:28 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:43 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:03 PM |
Dubbs360 | $50.00 | 11/4/2011 12:39:56 PM |
money-yeller | $25.00 | 11/4/2011 1:27:26 PM |
orderly-finance6 | $27.00 | 11/4/2011 1:50:01 PM |
g9d | $25.00 | 11/4/2011 9:07:32 PM |
blueshound | $25.00 | 11/4/2011 7:22:50 PM |
rescue | $100.00 | 11/5/2011 11:16:49 AM |
finance-prescription | $52.00 | 11/5/2011 12:31:20 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:41 PM |
triguy | $2,000.00 | 11/5/2011 3:14:22 PM |
new-ore-venture | $50.00 | 11/5/2011 4:17:43 PM |
CC911 | $25.00 | 11/5/2011 3:02:47 PM |
ILWTC | $25.00 | 11/5/2011 7:30:13 PM |
mighty-payout1 | $25.00 | 11/5/2011 10:01:00 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:54 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:56 AM |
mcgillis99 | $25.00 | 11/5/2011 9:52:00 PM |
kulender | $50.00 | 11/6/2011 6:22:43 AM |
grf1945 | $25.00 | 11/6/2011 10:19:50 AM |
Eudyptes | $25.00 | 11/6/2011 10:42:29 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:18 AM |
magnitude787 | $25.00 | 11/6/2011 12:04:46 PM |
smoothmoniker | $25.00 | 11/6/2011 12:51:31 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:25 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:29 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:47 AM |
gizzywump | $25.00 | 11/6/2011 6:24:56 PM |
peso-mate | $50.00 | 11/6/2011 7:29:39 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:18 PM |
NewPairOfShoes | $25.00 | 11/7/2011 6:26:00 AM |
erowis | $50.00 | 11/6/2011 10:04:19 PM |
vontuse | $25.00 | 11/7/2011 7:19:21 AM |
keen-ore631 | $25.00 | 11/7/2011 8:41:04 AM |
planetibet | $30.00 | 11/7/2011 6:37:02 AM |
golden-cat | $25.00 | 11/7/2011 6:43:47 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:50 AM |
idastmerchants | $25.00 | 11/7/2011 10:44:02 AM |
prohelper | $25.00 | 11/7/2011 11:19:53 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:48 AM |
leverage-monger | $25.00 | 11/7/2011 9:26:38 AM |
lovely-order7 | $25.00 | 11/7/2011 9:35:10 AM |
palace2 | $250.00 | 11/7/2011 11:02:51 AM |
Aljasa2008 | $25.00 | 11/7/2011 11:50:41 AM |
janus_god | $25.00 | 11/7/2011 1:02:16 PM |
brightest-gain-investor | $786.00 | 11/7/2011 1:40:36 PM |
bellaquito | $2,000.00 | 11/7/2011 1:34:54 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
529177
This series of Notes was issued and sold upon the funding of the borrower loan #56116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 100% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 32y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,468 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investor77361 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidaATION
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BenR | $100.00 | 11/6/2011 12:34:12 PM |
let_me_retire | $25.00 | 11/8/2011 7:40:24 AM |
managedfund | $400.00 | 11/10/2011 1:53:54 PM |
realtormoises | $25.00 | 11/10/2011 3:35:25 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:51:47 PM |
ecstatic-money064 | $25.00 | 11/11/2011 3:33:50 AM |
steven3333 | $25.00 | 11/11/2011 10:45:31 AM |
nickel_finder | $25.00 | 11/11/2011 1:58:44 PM |
KwonEnterprises | $50.07 | 11/11/2011 3:22:02 PM |
loss-of-control | $100.00 | 11/11/2011 4:32:39 PM |
listing-reformation8 | $30.00 | 11/11/2011 5:14:58 PM |
mob205 | $25.00 | 11/11/2011 2:34:15 PM |
pyungpyung | $25.00 | 11/11/2011 4:34:43 PM |
fascinating-benefit279 | $50.00 | 11/6/2011 1:57:41 PM |
Green_Bay_Packers | $75.00 | 11/8/2011 3:32:25 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:31 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:22:46 AM |
direct-peso1 | $25.00 | 11/10/2011 1:03:29 PM |
finance-mushroom | $200.00 | 11/10/2011 3:25:01 PM |
platinum-czar | $25.00 | 11/10/2011 7:51:08 PM |
emance | $33.05 | 11/10/2011 9:43:46 PM |
new-social-economist | $25.00 | 11/11/2011 3:30:22 AM |
adaptable-capital | $254.48 | 11/11/2011 8:22:38 AM |
copper | $50.00 | 11/11/2011 9:26:33 AM |
Bailador | $25.00 | 11/11/2011 11:30:52 AM |
kind-diligent-coin | $25.00 | 11/11/2011 12:58:46 PM |
letsmakeitsuccessful | $25.00 | 11/11/2011 2:11:37 PM |
dedicated-transaction796 | $25.00 | 11/11/2011 10:25:44 AM |
Sid-K | $25.00 | 11/11/2011 3:02:50 PM |
2grindstones | $25.00 | 11/11/2011 11:32:28 AM |
168RichCapital | $25.11 | 11/11/2011 3:28:28 PM |
capital-heaven5 | $157.29 | 11/11/2011 6:48:11 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
529653
This series of Notes was issued and sold upon the funding of the borrower loan #56156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,438 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-finance-coup |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...put a new roof on my home
My financial situation:
I am a good candidate for this loan because...I work everyday taking care of the veterans who have sreved our country. I am a nurse
Monthly net income: $3900
Monthly expenses: $3000
Housing: $900
Insurance: $50
Car expenses: $350
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $400
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 9:06:49 AM |
green-trade-dolphin | $33.42 | 11/8/2011 9:02:20 AM |
loanman2007 | $25.00 | 11/8/2011 9:27:18 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:33:58 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:18 AM |
Dubbs360 | $50.00 | 11/8/2011 5:39:03 PM |
Executive23 | $25.00 | 11/9/2011 4:22:32 PM |
red-power-pecan | $50.00 | 11/9/2011 5:27:00 PM |
rhin0cerx | $50.00 | 11/9/2011 5:47:35 PM |
diplomatic-wealth7 | $25.00 | 11/9/2011 6:10:56 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:34 PM |
CCSpineDoc | $50.00 | 11/9/2011 6:46:34 PM |
km007 | $25.00 | 11/9/2011 6:49:29 PM |
ruxpin1976 | $25.00 | 11/9/2011 6:55:33 PM |
arsisi | $25.00 | 11/9/2011 7:23:22 PM |
symbiosis | $50.00 | 11/9/2011 5:50:03 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:03 PM |
FASTIZIO_P | $25.00 | 11/9/2011 7:48:41 PM |
rs999 | $25.00 | 11/9/2011 8:01:03 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:38 PM |
a-resplendent-commitment | $25.00 | 11/9/2011 7:59:52 PM |
kindness-jedi | $25.00 | 11/9/2011 7:04:37 PM |
bulabula | $25.00 | 11/9/2011 9:06:48 PM |
tornandfrayed | $50.00 | 11/10/2011 5:49:13 AM |
lender4433 | $25.00 | 11/10/2011 9:13:30 AM |
wampum-optimization | $25.00 | 11/10/2011 5:02:42 AM |
lakehavasu88 | $25.00 | 11/10/2011 9:08:24 AM |
zbfamwl | $25.00 | 11/10/2011 9:37:49 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:17 AM |
bnlforever | $25.00 | 11/10/2011 9:44:29 AM |
ah-long | $25.00 | 11/10/2011 9:47:13 AM |
roman2008 | $25.00 | 11/10/2011 9:50:22 AM |
wizardii | $25.00 | 11/10/2011 9:55:16 AM |
BBL | $25.00 | 11/10/2011 6:47:50 AM |
brightest-affluence-motivator | $28.00 | 11/10/2011 9:38:32 AM |
DrWill | $25.00 | 11/10/2011 7:19:19 AM |
floridass | $25.00 | 11/10/2011 10:06:16 AM |
handshake5 | $100.00 | 11/10/2011 10:14:11 AM |
mlj0671 | $25.00 | 11/10/2011 9:51:50 AM |
desertoasis | $25.00 | 11/10/2011 10:25:45 AM |
rvfbroker | $25.00 | 11/10/2011 10:08:58 AM |
worldly-community3 | $50.00 | 11/10/2011 10:09:28 AM |
shrewd-peace7 | $25.00 | 11/10/2011 10:29:47 AM |
careful-vigilance4 | $50.00 | 11/10/2011 9:13:42 AM |
idastmerchants | $25.00 | 11/10/2011 9:27:15 AM |
dough-bear | $25.00 | 11/10/2011 9:33:57 AM |
intrepid-loot | $25.00 | 11/10/2011 1:05:15 PM |
Truckie-FD | $75.00 | 11/10/2011 1:13:39 PM |
debt-force | $25.00 | 11/10/2011 10:18:14 AM |
gain-equator | $25.00 | 11/10/2011 1:04:52 PM |
dedicated-transaction796 | $25.00 | 11/10/2011 10:25:53 AM |
Mariner3605 | $25.00 | 11/10/2011 2:05:38 PM |
marketplace-hut9 | $25.00 | 11/10/2011 2:11:10 PM |
Nojukbong | $50.00 | 11/10/2011 1:52:47 PM |
innocent-income4 | $5.92 | 11/10/2011 2:12:40 PM |
Cambium | $100.00 | 11/10/2011 12:49:55 PM |
Winged_Inspirations | $100.00 | 11/10/2011 1:04:22 PM |
rescue | $100.00 | 11/8/2011 9:10:41 AM |
evnagelist | $25.00 | 11/8/2011 9:39:04 AM |
coin-investor | $25.00 | 11/8/2011 11:57:16 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:12 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:40 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:42 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:05 PM |
neorunner | $25.00 | 11/9/2011 7:18:43 AM |
CA-Lender | $25.00 | 11/9/2011 11:09:23 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:09 PM |
tenacious-capital3 | $26.27 | 11/9/2011 7:14:34 PM |
gjm6d | $25.00 | 11/9/2011 8:14:42 PM |
zone8 | $100.00 | 11/9/2011 7:52:10 PM |
the-dollar-topper | $150.00 | 11/9/2011 6:41:51 PM |
LKCGICG | $25.00 | 11/9/2011 8:33:16 PM |
antlr | $50.00 | 11/9/2011 9:18:00 PM |
kchen486 | $50.00 | 11/9/2011 7:27:44 PM |
miked8303 | $25.00 | 11/9/2011 7:31:58 PM |
loss-of-control | $100.00 | 11/9/2011 7:57:29 PM |
Bob450 | $25.00 | 11/10/2011 6:51:48 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:32 AM |
Land_on_your_feet | $32.21 | 11/10/2011 7:56:33 AM |
newest-rate-relaxation | $100.00 | 11/10/2011 9:06:36 AM |
fighter122 | $25.00 | 11/10/2011 9:13:54 AM |
vontuse | $25.00 | 11/10/2011 9:19:56 AM |
Searlzy | $25.00 | 11/10/2011 6:19:42 AM |
MrDance123 | $30.00 | 11/10/2011 9:52:27 AM |
steven3333 | $25.00 | 11/10/2011 7:52:54 AM |
bassman2 | $25.00 | 11/10/2011 10:11:21 AM |
monster4 | $50.00 | 11/10/2011 8:00:10 AM |
kab28 | $400.00 | 11/10/2011 10:09:04 AM |
saffron4 | $25.00 | 11/10/2011 10:12:08 AM |
revenue-achievement | $25.00 | 11/10/2011 9:14:17 AM |
Comoparklender | $25.00 | 11/10/2011 10:26:20 AM |
enterprising-credit2 | $25.00 | 11/10/2011 12:58:06 PM |
vibraphone3 | $25.00 | 11/10/2011 10:10:55 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:01 PM |
jiftostada | $25.00 | 11/10/2011 1:03:10 PM |
palace2 | $219.18 | 11/10/2011 10:43:06 AM |
irrelevant | $25.00 | 11/10/2011 2:05:06 PM |
truth-point | $25.00 | 11/10/2011 2:09:09 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
530373
This series of Notes was issued and sold upon the funding of the borrower loan #55910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $212.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,286 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| halebop |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Reputation1 | $25.00 | 11/6/2011 12:08:46 PM |
cnovak | $25.00 | 11/6/2011 12:08:51 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:15 PM |
rescue | $100.00 | 11/6/2011 12:29:17 PM |
SolarMoonshine | $500.00 | 11/6/2011 12:45:58 PM |
AF-Chief | $25.00 | 11/6/2011 12:55:37 PM |
melodious-fairness | $25.00 | 11/6/2011 12:54:18 PM |
vutah | $25.00 | 11/6/2011 1:19:27 PM |
social-zebra | $30.00 | 11/6/2011 1:40:24 PM |
gold-commander0 | $25.00 | 11/6/2011 12:19:13 PM |
decisive-commerce9 | $50.00 | 11/6/2011 1:49:05 PM |
CalBear5 | $25.00 | 11/6/2011 12:33:20 PM |
market-squadron3 | $25.00 | 11/6/2011 12:46:56 PM |
riskreward | $250.00 | 11/6/2011 2:01:49 PM |
jescowa | $50.00 | 11/6/2011 2:20:33 PM |
marwadi-62 | $100.00 | 11/6/2011 4:10:30 PM |
Beechturner | $25.00 | 11/6/2011 4:11:39 PM |
Auburnmist | $25.00 | 11/6/2011 4:32:00 PM |
helping-out | $75.00 | 11/6/2011 4:47:06 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:55:59 PM |
fcrick | $25.00 | 11/6/2011 1:59:38 PM |
Saleen06 | $50.00 | 11/6/2011 7:47:03 PM |
the-flexible-silver | $25.00 | 11/6/2011 7:58:17 PM |
RKLFinancial | $25.00 | 11/6/2011 8:55:47 PM |
poisson17 | $45.00 | 11/6/2011 9:20:25 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:38 PM |
creditwarrior | $28.16 | 11/6/2011 7:33:08 PM |
sudeep104 | $25.00 | 11/6/2011 8:02:11 PM |
damanq | $25.00 | 11/7/2011 3:47:27 AM |
five-star-justice | $25.00 | 11/7/2011 6:03:10 AM |
QuantumLobster | $30.00 | 11/7/2011 5:52:08 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:10 AM |
yield-museum | $63.23 | 11/7/2011 5:15:00 AM |
thrilling-nickel5 | $25.00 | 11/7/2011 6:55:52 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:57 AM |
important-diversification620 | $25.00 | 11/7/2011 9:26:32 AM |
revenue-associate | $25.00 | 11/7/2011 7:38:24 AM |
Aquanaut | $25.00 | 11/7/2011 10:04:48 AM |
NickRac | $75.00 | 11/7/2011 10:58:51 AM |
john0720 | $25.00 | 11/7/2011 11:06:24 AM |
bold-direct-asset | $50.00 | 11/7/2011 11:17:50 AM |
ChoiceInvestments | $26.00 | 11/7/2011 12:50:42 PM |
new-gold-wrangler | $597.20 | 11/7/2011 1:06:00 PM |
mikrolown | $25.00 | 11/7/2011 12:35:05 PM |
golffish2 | $100.00 | 11/7/2011 6:20:44 AM |
investmentgroup | $25.00 | 11/6/2011 12:13:16 PM |
jamiee73 | $25.00 | 11/6/2011 12:12:27 PM |
whitegold24k | $100.00 | 11/6/2011 12:18:09 PM |
real-return | $25.00 | 11/6/2011 1:45:39 PM |
whitegold24k | $400.00 | 11/6/2011 12:36:44 PM |
greenkid | $25.00 | 11/6/2011 12:39:56 PM |
influential-benjamins0 | $100.00 | 11/6/2011 2:17:24 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:00 PM |
worthy-bid8 | $50.00 | 11/6/2011 2:21:58 PM |
wise-deal-panda | $200.00 | 11/6/2011 2:16:15 PM |
ivy-league-MBA | $25.00 | 11/6/2011 2:19:09 PM |
evnagelist | $25.00 | 11/6/2011 1:16:31 PM |
enticing-capital6 | $50.00 | 11/6/2011 1:20:29 PM |
CAGE-Investments | $25.00 | 11/6/2011 2:31:09 PM |
thankful-nickel2 | $25.00 | 11/6/2011 1:29:43 PM |
gizzywump | $25.00 | 11/6/2011 6:24:57 PM |
janeybooboo | $100.00 | 11/6/2011 7:09:23 PM |
Investor_DP | $100.00 | 11/6/2011 2:24:25 PM |
enterprising-credit2 | $25.00 | 11/6/2011 2:40:22 PM |
DadWarbucks | $25.00 | 11/6/2011 8:25:02 PM |
shrewd-income | $150.00 | 11/6/2011 8:07:14 PM |
AndChicksforFree | $25.00 | 11/6/2011 9:13:46 PM |
Feyenoord | $30.00 | 11/6/2011 8:52:14 PM |
AceInTheHole | $25.00 | 11/6/2011 4:34:21 PM |
kulender | $50.00 | 11/6/2011 5:11:20 PM |
Lo0se_mo0se | $25.00 | 11/6/2011 9:31:14 PM |
1traveler | $25.00 | 11/6/2011 11:35:41 PM |
radiobuda | $50.00 | 11/6/2011 9:01:30 PM |
contract-student2 | $50.00 | 11/7/2011 5:09:34 AM |
chinolatino | $50.00 | 11/7/2011 6:44:34 AM |
enriched-truth | $54.87 | 11/6/2011 10:41:32 PM |
greenbfin | $25.00 | 11/7/2011 12:52:31 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:55 AM |
DoctorJoe | $25.00 | 11/7/2011 4:03:28 AM |
ThomasC | $50.00 | 11/7/2011 5:00:40 AM |
FinanceEngine | $40.00 | 11/7/2011 8:41:12 AM |
rate-negotiator | $25.00 | 11/7/2011 8:57:39 AM |
ILoveBearHats | $30.54 | 11/7/2011 9:01:25 AM |
RSV | $25.00 | 11/7/2011 6:57:45 AM |
wayman | $25.00 | 11/7/2011 7:08:12 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:40 AM |
grabtakeout | $25.00 | 11/7/2011 10:40:13 AM |
loanman2007 | $100.00 | 11/7/2011 9:34:23 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:55 AM |
CPAecs | $25.00 | 11/7/2011 12:06:59 PM |
bbrelo | $25.00 | 11/7/2011 11:22:57 AM |
Nazbuster | $100.00 | 11/7/2011 1:05:43 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
530755
This series of Notes was issued and sold upon the funding of the borrower loan #56120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,123 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mryellow |
Borrower's state:
| Florida |
Borrower's group:
| Avatar Economic Solutions |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 95% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 5% )
| 640-659
(Jan-2010)
540-559
(Apr-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
influential-benjamins0 | $100.00 | 11/8/2011 5:09:49 PM |
Anny-Disco | $25.00 | 11/8/2011 5:04:05 PM |
BenR | $100.00 | 11/8/2011 5:22:57 PM |
coin-investor | $25.00 | 11/8/2011 5:35:03 PM |
larslfe | $25.00 | 11/8/2011 5:47:13 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:32 PM |
Feyenoord | $30.00 | 11/8/2011 7:08:10 PM |
CapitalismRocks | $25.00 | 11/8/2011 7:37:52 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:21 PM |
dingus | $25.00 | 11/8/2011 5:48:26 PM |
mikeandcat | $200.00 | 11/9/2011 4:40:16 AM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:02 PM |
WindyKid | $25.00 | 11/9/2011 3:40:22 AM |
dollar-tornado3 | $25.00 | 11/9/2011 4:57:23 AM |
rcm87 | $50.00 | 11/9/2011 6:27:25 AM |
john0720 | $25.00 | 11/9/2011 6:22:16 AM |
marwadi-62 | $100.00 | 11/8/2011 8:45:56 PM |
ErvLending | $25.00 | 11/8/2011 9:02:41 PM |
kendigme | $50.00 | 11/9/2011 2:44:32 AM |
fortytwo | $150.00 | 11/9/2011 9:06:16 AM |
myidear | $25.00 | 11/9/2011 5:55:54 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:08 AM |
BigSkyFinancial | $30.00 | 11/9/2011 9:15:11 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:33 AM |
investment-artist | $27.01 | 11/9/2011 11:03:41 AM |
dgerts | $56.00 | 11/9/2011 11:08:05 AM |
orange-preeminant-bill | $25.00 | 11/9/2011 10:15:38 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:09 AM |
fcrick | $25.00 | 11/9/2011 10:42:10 AM |
nex | $25.00 | 11/9/2011 11:58:20 AM |
rolltide09 | $25.00 | 11/9/2011 11:47:28 AM |
rescue | $100.00 | 11/9/2011 12:10:29 PM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:46 AM |
mike_banker | $50.00 | 11/9/2011 12:25:33 PM |
cablenews | $100.00 | 11/9/2011 12:31:25 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:40 PM |
reward-adventure | $49.00 | 11/9/2011 11:28:15 AM |
robgw | $25.00 | 11/9/2011 1:26:41 PM |
gamesetmatchmu03 | $25.00 | 11/9/2011 1:28:32 PM |
Gladglide | $25.00 | 11/9/2011 12:29:05 PM |
beer-gardener | $71.15 | 11/9/2011 2:20:28 PM |
tntmojave | $50.00 | 11/9/2011 2:24:17 PM |
openness-confidant | $25.00 | 11/9/2011 12:58:40 PM |
exact-loan5 | $41.00 | 11/9/2011 11:55:56 AM |
CincyTex | $25.00 | 11/9/2011 3:09:50 PM |
Vector | $25.00 | 11/9/2011 1:40:58 PM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:11 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:24 PM |
Cai8899 | $50.00 | 11/9/2011 12:32:10 PM |
cospilot | $25.00 | 11/9/2011 1:47:35 PM |
peso-miser | $25.00 | 11/9/2011 1:59:21 PM |
rate-mogul | $50.00 | 11/9/2011 5:55:32 PM |
felipe65 | $25.00 | 11/9/2011 5:53:36 PM |
Law_Gator | $54.00 | 11/9/2011 6:24:30 PM |
wise-alluring-penny | $50.00 | 11/9/2011 7:04:21 PM |
postalwhiz | $25.00 | 11/9/2011 6:55:47 PM |
dmeg | $25.00 | 11/9/2011 8:16:50 PM |
the-dollar-topper | $150.00 | 11/9/2011 6:41:52 PM |
jaycro | $25.00 | 11/9/2011 7:43:13 PM |
kendigme | $25.00 | 11/10/2011 5:06:54 AM |
wwwUniversal | $25.00 | 11/9/2011 8:01:47 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:47 PM |
papaloha | $27.00 | 11/10/2011 8:26:57 AM |
grove88 | $25.00 | 11/9/2011 10:56:19 PM |
buffalobills | $25.00 | 11/10/2011 7:42:45 AM |
bid-stockpiler1 | $79.25 | 11/10/2011 5:03:48 AM |
careful-vigilance4 | $50.00 | 11/10/2011 9:13:43 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:18 AM |
vegibenz | $25.00 | 11/10/2011 9:20:12 AM |
Pasagam | $50.00 | 11/10/2011 10:56:11 AM |
magnitude787 | $30.00 | 11/10/2011 9:32:40 AM |
golden-velocity9 | $25.00 | 11/10/2011 11:55:37 AM |
investment-comet | $25.00 | 11/10/2011 11:25:15 AM |
AF-Chief | $25.00 | 11/10/2011 9:56:58 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:02 PM |
rakstar | $25.00 | 11/10/2011 2:04:21 PM |
industrious-transparency6 | $25.00 | 11/10/2011 2:08:36 PM |
social-zebra | $30.00 | 11/10/2011 1:39:48 PM |
innocent-income4 | $25.00 | 11/10/2011 2:12:41 PM |
AdamsWay | $50.00 | 11/10/2011 2:23:47 PM |
finance-prescription | $100.00 | 11/10/2011 2:42:20 PM |
a-fund-doctor | $25.00 | 11/10/2011 3:09:21 PM |
genius520 | $42.00 | 11/10/2011 3:19:24 PM |
helpful-listing | $25.00 | 11/10/2011 3:11:31 PM |
HomerdohNY | $25.00 | 11/10/2011 3:51:16 PM |
organic-responsibility60 | $100.00 | 11/10/2011 3:59:35 PM |
nri22 | $25.00 | 11/10/2011 4:22:18 PM |
Kaj | $25.00 | 11/10/2011 3:24:15 PM |
heloswimmer | $25.00 | 11/10/2011 5:07:40 PM |
87Marc | $25.00 | 11/10/2011 5:20:21 PM |
managedfund | $3,500.00 | 11/10/2011 2:59:50 PM |
wizard750 | $28.00 | 11/10/2011 3:41:31 PM |
affluence-birdie7 | $25.00 | 11/10/2011 6:42:53 PM |
comet55 | $25.00 | 11/10/2011 7:29:18 PM |
soulwork | $25.00 | 11/10/2011 8:21:38 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:02 PM |
new-social-economist | $50.00 | 11/11/2011 3:26:15 AM |
loantigger | $25.00 | 11/10/2011 9:32:41 PM |
first-class-yield9 | $50.00 | 11/10/2011 10:46:42 PM |
palace2 | $67.36 | 11/11/2011 5:21:57 AM |
return-grizzly | $100.00 | 11/10/2011 5:20:02 PM |
AndChicksforFree | $25.00 | 11/8/2011 5:11:57 PM |
enticing-capital6 | $50.00 | 11/8/2011 5:18:44 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:21 PM |
payout-reaction740 | $25.00 | 11/8/2011 5:48:45 PM |
elfincove | $25.00 | 11/8/2011 6:33:26 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:56 PM |
ChoiceInvestments | $31.00 | 11/9/2011 12:09:23 AM |
vutah | $25.00 | 11/8/2011 6:02:54 PM |
rs999 | $25.00 | 11/8/2011 6:09:22 PM |
real-return | $25.00 | 11/8/2011 9:32:40 PM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:54 PM |
DiligentiaLLC | $25.00 | 11/8/2011 7:06:02 PM |
Christophe | $25.00 | 11/9/2011 7:08:29 AM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:55 PM |
calbertrand | $50.00 | 11/8/2011 9:03:02 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:52 PM |
jmeasn | $100.00 | 11/8/2011 11:02:04 PM |
fervent-repayment | $50.00 | 11/9/2011 9:25:31 AM |
Kash2010lu | $25.00 | 11/9/2011 9:26:48 AM |
Easystreet | $25.00 | 11/9/2011 9:29:09 AM |
blazing-capital2 | $250.00 | 11/9/2011 9:48:45 AM |
listing-trapper3 | $50.00 | 11/9/2011 9:48:33 AM |
BigSkyFinancial | $30.00 | 11/9/2011 9:02:07 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:26 AM |
cnovak | $25.00 | 11/9/2011 11:01:31 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:45 AM |
Comoparklender | $25.00 | 11/9/2011 10:20:07 AM |
ivy-league-MBA | $25.00 | 11/9/2011 10:28:22 AM |
life-is-great | $25.00 | 11/9/2011 11:46:33 AM |
ethicalhumanist | $50.00 | 11/9/2011 11:54:09 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:06 AM |
CA-Lender | $25.00 | 11/9/2011 11:11:07 AM |
ursus | $33.00 | 11/9/2011 12:21:57 PM |
economy-coup | $50.00 | 11/9/2011 11:16:39 AM |
prohelper | $25.00 | 11/9/2011 12:12:54 PM |
FinanceEngine | $35.00 | 11/9/2011 11:40:20 AM |
Soulphoniks-Holdings | $25.90 | 11/9/2011 1:27:07 PM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:17 PM |
determined-revenue1 | $35.00 | 11/9/2011 2:35:16 PM |
melodious-fairness | $25.00 | 11/9/2011 5:09:46 PM |
proud-gold9 | $25.00 | 11/9/2011 1:48:35 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:31 PM |
feiandasun | $25.00 | 11/9/2011 5:58:37 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:02 PM |
CAGE-Investments | $25.00 | 11/9/2011 6:28:54 PM |
lamsabuy | $94.00 | 11/9/2011 7:15:43 PM |
Greenbak | $25.00 | 11/9/2011 6:08:50 PM |
enriching-credit9 | $25.00 | 11/9/2011 7:57:01 PM |
wigglesworth4 | $300.00 | 11/9/2011 7:57:12 PM |
blueshound | $25.00 | 11/9/2011 7:53:13 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:38:25 PM |
bulabula | $25.00 | 11/9/2011 9:06:49 PM |
towering-cash6 | $25.00 | 11/9/2011 8:17:58 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:05 PM |
petsheep | $25.00 | 11/9/2011 7:15:26 PM |
wampum-optimization | $25.00 | 11/10/2011 5:01:00 AM |
power-secret-agent | $30.00 | 11/10/2011 2:15:51 AM |
i3urtonair | $25.00 | 11/10/2011 5:56:26 AM |
satanichammy | $25.00 | 11/10/2011 9:48:15 AM |
zbfamwl | $25.00 | 11/10/2011 9:37:50 AM |
Fowlhunter | $125.00 | 11/10/2011 10:02:24 AM |
abundant-dollar7 | $100.00 | 11/10/2011 10:10:42 AM |
bnlforever | $25.00 | 11/10/2011 9:44:30 AM |
handshake5 | $100.00 | 11/10/2011 10:14:11 AM |
yield-explosion1 | $25.00 | 11/10/2011 12:10:42 PM |
first-serene-credit | $25.00 | 11/10/2011 9:48:54 AM |
turbobrat | $25.00 | 11/10/2011 9:54:34 AM |
gain-equator | $25.00 | 11/10/2011 1:04:53 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:05:26 PM |
desertoasis | $25.00 | 11/10/2011 10:25:45 AM |
hard-working-loot | $50.00 | 11/10/2011 1:57:57 PM |
moola-accelerator6 | $50.00 | 11/10/2011 2:25:38 PM |
yield-trader | $25.00 | 11/10/2011 3:09:37 PM |
brmar | $25.00 | 11/10/2011 2:59:52 PM |
Ayemia | $25.00 | 11/10/2011 3:05:43 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:36:04 PM |
grf1945 | $25.00 | 11/10/2011 2:13:58 PM |
foxtrot12 | $75.00 | 11/10/2011 2:23:27 PM |
money-bauble | $200.00 | 11/10/2011 2:25:35 PM |
shmb6508 | $50.00 | 11/10/2011 2:30:58 PM |
loss-of-control | $100.00 | 11/10/2011 4:16:30 PM |
cash-boots7 | $25.00 | 11/10/2011 4:26:19 PM |
ktradtke | $25.00 | 11/10/2011 5:14:43 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:47 PM |
Investoman | $75.00 | 11/10/2011 3:16:18 PM |
CalBear08 | $25.00 | 11/10/2011 3:38:30 PM |
genuine-integrity0 | $25.00 | 11/10/2011 4:41:49 PM |
Bob450 | $30.00 | 11/10/2011 6:36:52 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:20:08 PM |
fund-bauble | $50.00 | 11/10/2011 7:48:11 PM |
pure-loyalty6 | $25.00 | 11/10/2011 8:53:02 PM |
elephantparty | $25.00 | 11/10/2011 8:36:47 PM |
wlm3012 | $30.00 | 11/10/2011 9:54:10 PM |
shrewd-income | $150.00 | 11/10/2011 6:41:06 PM |
draggon77 | $25.00 | 11/11/2011 2:03:19 AM |
kendigme | $26.06 | 11/11/2011 3:26:53 AM |
yield-hut | $31.00 | 11/11/2011 4:15:15 AM |
Mark-7 | $26.00 | 11/10/2011 7:23:23 PM |
199 Investments
|
Borrower Payment Dependent Notes Series
531955
This series of Notes was issued and sold upon the funding of the borrower loan #55828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 9m |
Amount delinquent:
| $1,238 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,023 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-fuse |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $4,053.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Business Expansion
I manufacture a meat stick product similar to those you see on the shelves however ours is superior in every way. We call it Simply The Best Meat Stix. Our logo projects a 1950's homespun image of a little boy and a dog. We have a proprietary formula that has been developed by my wife using all natural meats, no antibiotics or growth hormones ever, no artificial preservatives, no msg, no added sulfites or nitrites/nitrate and we use only certified organic spices. These will be available at natural food sections of major retailers as well as fundraisers and vending machines.This loan is going to be used to help increase our production capacity through automation. With automation we will be able to produce 56,000 sticks per week before we need any additional equipment. We need this loan to purchase packaging material for the automated machinery and develop our website. I hope you see the potentail in this as we have an excellent product and we are a job creator.!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-pledge | $100.00 | 10/28/2011 2:51:17 PM |
flexible-return297 | $25.00 | 10/28/2011 4:03:22 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:15 PM |
HHP | $100.00 | 10/28/2011 8:37:14 PM |
lean-trade178 | $25.00 | 10/29/2011 3:18:53 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:51 AM |
IIP77 | $25.00 | 10/29/2011 5:27:36 AM |
Investoman | $75.00 | 10/29/2011 12:06:20 PM |
finance-magma7 | $25.00 | 10/29/2011 11:23:04 AM |
vibraphone3 | $25.00 | 10/29/2011 12:37:46 PM |
stepatatime-together | $100.00 | 10/29/2011 12:23:02 PM |
handshake5 | $100.00 | 10/29/2011 12:59:22 PM |
reward-adventure | $50.00 | 10/29/2011 1:09:50 PM |
HenryS | $30.00 | 10/29/2011 12:54:04 PM |
personal-lender | $25.00 | 10/29/2011 12:58:29 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:26 PM |
shmb6508 | $50.00 | 10/29/2011 1:23:11 PM |
ah-long | $25.00 | 10/29/2011 1:36:21 PM |
nowits10 | $25.00 | 10/29/2011 1:42:38 PM |
nex | $25.00 | 10/29/2011 4:13:00 PM |
maverick32 | $97.78 | 10/29/2011 5:31:31 PM |
well-mannered-income3 | $30.00 | 10/29/2011 4:27:54 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:40 PM |
dartmouth99 | $25.00 | 10/30/2011 1:17:33 AM |
drkosh | $25.00 | 10/30/2011 11:23:23 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:05 PM |
tsquared_030 | $25.00 | 10/30/2011 2:44:12 PM |
meteoric-asset4 | $25.00 | 10/30/2011 5:12:11 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:25 PM |
newest-inspiring-power | $40.00 | 10/30/2011 9:57:58 PM |
doubls | $26.69 | 10/31/2011 12:11:04 AM |
financial-frenzy | $50.00 | 10/31/2011 6:13:59 AM |
bzlbub | $25.00 | 10/31/2011 7:35:35 AM |
sjo1984111 | $25.00 | 10/31/2011 4:36:34 AM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:45 AM |
Jack55304 | $53.00 | 10/31/2011 9:09:16 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:12:01 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:58 AM |
bnlforever | $50.00 | 10/31/2011 11:39:51 AM |
rvfbroker | $25.00 | 10/31/2011 11:59:51 AM |
greenwell | $100.00 | 10/31/2011 5:32:59 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:07 PM |
let_me_retire | $25.00 | 11/1/2011 2:58:15 AM |
Starfin-Capital-Management | $172.68 | 11/1/2011 7:41:56 AM |
invincible-peso | $27.33 | 11/1/2011 8:58:12 AM |
JayIsABear | $50.00 | 11/1/2011 10:01:23 AM |
bassman2 | $25.00 | 11/1/2011 9:53:58 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:40 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:58 PM |
please-repay | $50.00 | 11/1/2011 1:55:32 PM |
festeringsnot | $25.00 | 11/2/2011 4:45:29 AM |
Leshan | $50.00 | 11/2/2011 7:46:59 AM |
smallbizrule | $25.00 | 11/2/2011 9:15:43 PM |
wlm3012 | $30.00 | 11/3/2011 2:32:05 PM |
first-friendly-listing | $44.32 | 11/3/2011 2:52:43 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 2:47:15 PM |
twjh | $25.00 | 10/29/2011 6:07:51 AM |
chameleon125 | $25.00 | 10/28/2011 4:08:24 PM |
money-yeller | $100.00 | 10/28/2011 4:41:22 PM |
justice-economist | $25.00 | 10/28/2011 5:04:45 PM |
idastmerchants | $25.00 | 10/28/2011 5:06:07 PM |
funds-framework4 | $50.00 | 10/29/2011 12:47:33 AM |
realtormoises | $25.00 | 10/29/2011 7:08:51 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:16 AM |
kind-credit-bear | $25.00 | 10/29/2011 12:01:17 PM |
Tscheddar | $25.00 | 10/29/2011 11:25:43 AM |
market-jam | $38.00 | 10/29/2011 12:37:26 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:08 PM |
finance-prescription | $100.00 | 10/29/2011 12:49:14 PM |
richboy56 | $25.00 | 10/29/2011 12:51:07 PM |
asiaratt | $50.00 | 10/29/2011 1:08:24 PM |
gustavzantanon | $25.00 | 10/29/2011 1:22:48 PM |
capital-halo1 | $1,000.00 | 10/29/2011 1:18:59 PM |
dedicated-transaction796 | $25.00 | 10/29/2011 1:41:13 PM |
nickel-position | $25.00 | 10/29/2011 4:25:26 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:56 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:20 PM |
fairgirl | $25.00 | 10/30/2011 8:21:01 AM |
suave-dime6 | $25.00 | 10/30/2011 7:40:36 AM |
amlu1988 | $25.00 | 10/30/2011 9:55:38 AM |
sappy02 | $50.00 | 10/30/2011 2:15:00 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:41 PM |
sappy02 | $29.20 | 10/30/2011 2:18:26 PM |
coin-investor | $25.00 | 10/30/2011 8:44:29 PM |
bsmtloan | $100.00 | 10/31/2011 7:04:36 AM |
SweatyBalls | $25.00 | 10/31/2011 8:04:35 AM |
Bekim | $26.00 | 10/31/2011 9:40:26 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:31 AM |
HammerSmith | $25.00 | 10/31/2011 2:33:51 PM |
Greenbak | $25.00 | 10/31/2011 6:58:45 PM |
AF-Chief | $100.00 | 10/31/2011 7:50:41 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:09 PM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:46 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:21 AM |
zone6 | $100.00 | 11/1/2011 7:16:07 AM |
Bob450 | $25.00 | 11/1/2011 7:03:00 AM |
bold-treasure-neutrino | $25.00 | 11/1/2011 7:34:56 AM |
gothampark | $25.00 | 11/1/2011 9:21:49 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:22 AM |
Green_Bay_Packers | $25.00 | 11/1/2011 3:04:12 PM |
TronMedici | $50.00 | 11/1/2011 3:41:12 PM |
economy-producer | $25.00 | 11/1/2011 5:20:23 PM |
hope-coup | $25.00 | 11/1/2011 4:12:31 PM |
deepblue34 | $25.00 | 11/1/2011 5:05:22 PM |
green-ore-expert | $25.00 | 11/2/2011 7:38:51 AM |
nashibaksi | $30.00 | 11/2/2011 6:46:42 PM |
irrelevant | $25.00 | 11/3/2011 6:05:20 AM |
MNRealEstate | $50.00 | 11/3/2011 9:19:42 AM |
fairness-atmosphere | $25.00 | 11/3/2011 10:09:11 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
532285
This series of Notes was issued and sold upon the funding of the borrower loan #55960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $401.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,454 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mississippi_Money |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $8,615.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay off some of my bills
My financial situation:
I am a good candidate for this loan because...
I am nevere late on my payments and have never missed one.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
influential-benjamins0 | $100.00 | 11/7/2011 9:24:11 AM |
BenR | $100.00 | 11/7/2011 9:50:58 AM |
WalnutCreekguy | $100.00 | 11/7/2011 10:11:11 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:42 AM |
jescowa | $50.00 | 11/7/2011 9:59:41 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:53 AM |
rmachi | $25.00 | 11/7/2011 9:38:36 AM |
finance-explosion6 | $25.00 | 11/7/2011 11:24:11 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:15 AM |
trade-surge3 | $74.00 | 11/7/2011 2:07:22 PM |
misit | $25.00 | 11/7/2011 10:43:21 AM |
power-persimmon5 | $25.00 | 11/7/2011 2:49:10 PM |
totoro | $25.00 | 11/7/2011 4:13:40 PM |
kchen486 | $50.00 | 11/7/2011 2:08:37 PM |
director877 | $25.00 | 11/7/2011 2:36:52 PM |
AFairDeal | $25.00 | 11/7/2011 5:30:16 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:46 PM |
beer-gardener | $50.00 | 11/7/2011 4:48:21 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:49 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:43 PM |
caring-hope2 | $100.00 | 11/7/2011 5:20:27 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:32 PM |
paramjit | $50.00 | 11/7/2011 6:27:25 PM |
britgsb | $30.00 | 11/7/2011 6:19:13 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:40:03 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:30 PM |
Clambake | $25.00 | 11/7/2011 7:58:10 PM |
velocity-aurora | $50.00 | 11/7/2011 7:01:47 PM |
Cai8899 | $50.00 | 11/7/2011 8:10:41 PM |
antlr | $50.00 | 11/7/2011 9:35:21 PM |
triguy | $700.00 | 11/7/2011 9:36:36 PM |
green28 | $196.43 | 11/8/2011 4:52:55 AM |
JustMee | $25.00 | 11/8/2011 5:42:36 AM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:52 PM |
hrubinst | $50.00 | 11/8/2011 5:46:34 AM |
Butterfly1950 | $25.00 | 11/8/2011 6:41:11 AM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:50 AM |
wise-silver-wonder | $25.00 | 11/8/2011 7:28:43 AM |
pipopirate | $25.00 | 11/8/2011 7:52:43 AM |
bradny | $25.00 | 11/8/2011 7:45:18 AM |
nestegg4e | $25.00 | 11/8/2011 5:22:14 AM |
selfmademan | $25.00 | 11/8/2011 8:36:03 AM |
treasure-expert | $25.00 | 11/8/2011 9:02:38 AM |
Headhunter14 | $25.00 | 11/8/2011 9:25:24 AM |
epic-dollar557 | $33.62 | 11/8/2011 7:16:21 AM |
kjb1971 | $25.00 | 11/8/2011 7:50:27 AM |
DadWarbucks | $25.00 | 11/8/2011 9:41:50 AM |
srilm | $25.00 | 11/8/2011 8:26:33 AM |
bridgedoctor | $25.00 | 11/8/2011 8:28:55 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:58 AM |
rapid-credit428 | $25.00 | 11/8/2011 9:48:12 AM |
managedfund | $3,600.00 | 11/8/2011 8:30:23 AM |
gopbernie | $25.00 | 11/8/2011 8:43:35 AM |
responsibility-euphoria0 | $40.28 | 11/8/2011 9:30:25 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:49 AM |
cnovak | $25.00 | 11/7/2011 9:34:39 AM |
bb575 | $50.00 | 11/7/2011 10:30:00 AM |
green-trade-dolphin2 | $40.58 | 11/7/2011 9:02:09 AM |
rich266 | $25.00 | 11/7/2011 9:57:49 AM |
figs4u2 | $100.00 | 11/7/2011 10:01:54 AM |
kenji4861 | $25.00 | 11/7/2011 11:49:17 AM |
rs999 | $25.00 | 11/7/2011 11:24:04 AM |
pdub | $75.00 | 11/7/2011 11:39:19 AM |
evnagelist | $25.00 | 11/7/2011 11:03:33 AM |
riskreward | $250.00 | 11/7/2011 11:34:32 AM |
Tylerh | $500.00 | 11/7/2011 2:19:48 PM |
FinDoc | $25.00 | 11/7/2011 4:00:15 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:12 PM |
majestic-repayment3 | $50.00 | 11/7/2011 6:05:39 PM |
indomitable-coin | $25.00 | 11/7/2011 5:22:59 PM |
smear87 | $25.00 | 11/7/2011 6:48:53 PM |
affluence-birdie7 | $100.00 | 11/7/2011 7:08:47 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:55 PM |
iaffy | $50.00 | 11/7/2011 8:07:52 PM |
tenacious-capital3 | $26.27 | 11/7/2011 8:09:11 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:43 PM |
a-helping-hand | $250.00 | 11/7/2011 10:20:56 PM |
payout-thinker7 | $25.00 | 11/7/2011 10:25:11 PM |
bsg43 | $29.00 | 11/7/2011 10:29:20 PM |
TeamAmerica | $25.00 | 11/7/2011 10:46:23 PM |
power-bluebird2 | $25.00 | 11/8/2011 3:10:47 AM |
orange-coin-walnut | $50.00 | 11/8/2011 4:26:43 AM |
MidCityLending | $27.71 | 11/8/2011 4:38:26 AM |
Eagledrop | $25.00 | 11/8/2011 5:20:09 AM |
TigerForce | $25.00 | 11/8/2011 5:16:55 AM |
bellaquito | $2,000.00 | 11/7/2011 9:49:41 PM |
ikaika1 | $30.00 | 11/8/2011 7:09:35 AM |
DrPalaber | $50.00 | 11/8/2011 4:47:01 AM |
organized-payment6 | $50.00 | 11/8/2011 5:43:37 AM |
first-class-yield9 | $50.00 | 11/8/2011 6:05:51 AM |
wigglesworth4 | $100.00 | 11/8/2011 9:01:20 AM |
affluence-tycoon | $25.00 | 11/8/2011 9:07:00 AM |
West_End_Local | $25.00 | 11/8/2011 6:33:49 AM |
C_Mark | $75.00 | 11/8/2011 6:36:28 AM |
rudyindc | $25.00 | 11/8/2011 9:15:28 AM |
maximizer | $25.00 | 11/8/2011 9:10:48 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:10 AM |
Rick21 | $25.00 | 11/8/2011 9:27:10 AM |
Scottyd911 | $50.00 | 11/8/2011 9:33:28 AM |
capital-futurist | $25.00 | 11/8/2011 8:01:27 AM |
victorcab | $25.00 | 11/8/2011 9:43:21 AM |
roi-advantage | $25.00 | 11/8/2011 10:02:55 AM |
ndwayno | $28.00 | 11/8/2011 9:49:37 AM |
awesome-yield7 | $25.00 | 11/8/2011 8:48:45 AM |
velocity-solo | $24.11 | 11/8/2011 10:17:09 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:01:01 AM |
Cherrypicker | $50.00 | 11/8/2011 9:04:15 AM |
gold-commander0 | $25.00 | 11/8/2011 9:13:53 AM |
ideal-platinum1 | $25.00 | 11/8/2011 9:19:56 AM |
compoundinterest | $45.00 | 11/8/2011 9:59:40 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
532747
This series of Notes was issued and sold upon the funding of the borrower loan #55874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,307 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| OK_Loans |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000-8000
Monthly expenses: $2000
Housing: $1800
Insurance: $420
Car expenses: $450
Utilities: $400
Phone, cable, internet: $120
Food, entertainment: $50 tops
Clothing, household expenses: $frugal
Credit cards and other loans: $380
Other expenses: $
I'm a landlord with two rental incomes that greatly subsidize my own housing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CoffeeKing | $73.37 | 11/4/2011 10:03:27 AM |
golffish2 | $50.00 | 11/4/2011 9:48:13 AM |
evnagelist | $25.00 | 11/4/2011 10:15:23 AM |
cnovak | $25.00 | 11/4/2011 10:28:04 AM |
Bank_Of_XL | $25.00 | 11/4/2011 11:19:09 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:39:29 AM |
kindness-jedi | $25.00 | 11/4/2011 12:33:11 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:05 PM |
Whipster | $45.00 | 11/4/2011 1:30:56 PM |
affluence-tycoon | $25.00 | 11/4/2011 5:58:12 PM |
payment-halo | $25.00 | 11/4/2011 5:19:10 PM |
iaffy | $50.00 | 11/4/2011 6:51:28 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:54 PM |
adir1 | $25.00 | 11/4/2011 10:36:04 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:53 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:40 PM |
myworld701 | $25.00 | 11/5/2011 5:07:04 AM |
1phantom | $25.00 | 11/5/2011 8:32:34 AM |
favorite-commerce | $30.00 | 11/5/2011 10:00:40 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:05 AM |
valiant-money | $35.00 | 11/5/2011 10:50:44 AM |
JustMee | $25.00 | 11/5/2011 12:12:17 PM |
rescue | $100.00 | 11/5/2011 11:16:53 AM |
Investor_DP | $100.00 | 11/5/2011 12:46:56 PM |
credit-maple5 | $100.00 | 11/5/2011 12:58:57 PM |
heavy_ax | $50.00 | 11/5/2011 12:42:55 PM |
enterprising-credit2 | $25.00 | 11/5/2011 1:33:59 PM |
accelerator96 | $25.00 | 11/5/2011 1:57:51 PM |
gilbrear | $25.00 | 11/5/2011 2:25:17 PM |
houli123 | $37.36 | 11/5/2011 1:48:49 PM |
SolarMoonshine | $25.00 | 11/4/2011 9:56:31 AM |
pdub | $75.00 | 11/4/2011 10:43:54 AM |
one-midas | $35.00 | 11/4/2011 11:07:30 AM |
massuot | $25.00 | 11/4/2011 11:30:44 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:47 PM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:46 PM |
janeybooboo | $50.00 | 11/4/2011 1:50:15 PM |
riskreward | $250.00 | 11/4/2011 5:28:23 PM |
vutah | $25.00 | 11/4/2011 4:59:19 PM |
gold-commander0 | $25.00 | 11/4/2011 6:12:40 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:40 PM |
EngineersAlliance | $150.00 | 11/4/2011 7:46:46 PM |
gentle-gain235 | $50.00 | 11/4/2011 7:51:45 PM |
wonder3 | $35.00 | 11/4/2011 7:19:06 PM |
g9d | $25.00 | 11/4/2011 9:07:33 PM |
ChoiceInvestments | $26.24 | 11/5/2011 2:24:56 AM |
bullwink27 | $25.00 | 11/5/2011 3:51:06 AM |
marwadi-62 | $100.00 | 11/5/2011 8:37:05 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:21 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:56 AM |
careful-note1 | $25.00 | 11/5/2011 12:52:40 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:47 PM |
rs999 | $25.00 | 11/5/2011 1:29:22 PM |
intelligent-repayment8 | $500.00 | 11/5/2011 1:41:53 PM |
first-class-wampum | $50.00 | 11/5/2011 1:30:15 PM |
CashFlow13 | $100.00 | 11/5/2011 2:13:46 PM |
figs4u2 | $100.00 | 11/5/2011 2:36:09 PM |
larrybird | $1,397.03 | 11/5/2011 2:44:39 PM |
hidavehi | $36.00 | 11/5/2011 2:12:27 PM |
theloanfiller | $25.00 | 11/5/2011 2:38:23 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
533479
This series of Notes was issued and sold upon the funding of the borrower loan #56062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $327.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,042 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bmw2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 34 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2011)
760-779
(Nov-2010)
800-819
(Mar-2010)
800-819
(Oct-2009)
|
Principal balance:
| $4,731.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Consolidate small loans
Purpose of loan:
This loan will be used to merge together a number of small loans taken over the summer for various expenses.
My financial situation:
I am a good candidate for this loan because I have had a number of prosper loans and have made every payment on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restech | $25.00 | 11/8/2011 5:02:24 PM |
Feyenoord | $30.00 | 11/8/2011 5:22:10 PM |
indomitable-coin | $25.00 | 11/8/2011 5:42:49 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:33 PM |
pdub | $75.00 | 11/8/2011 5:54:37 PM |
rs999 | $25.00 | 11/8/2011 6:09:22 PM |
BenR | $100.00 | 11/8/2011 5:22:58 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:02 PM |
syounker | $25.00 | 11/8/2011 6:49:19 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:03 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:04 PM |
LittleMingo | $25.00 | 11/8/2011 6:32:28 PM |
rcs2003 | $1,000.00 | 11/9/2011 4:26:00 AM |
heerzaquestion | $100.00 | 11/8/2011 7:29:14 PM |
orange-brainy-return | $25.00 | 11/9/2011 8:13:26 AM |
LarWit1512 | $25.00 | 11/9/2011 9:06:34 AM |
DadWarbucks | $25.00 | 11/9/2011 8:40:47 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:25 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:32 AM |
BeachWalkz | $50.00 | 11/9/2011 5:25:02 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:34 AM |
JustMee | $25.00 | 11/9/2011 6:23:30 AM |
letsmakeitsuccessful | $37.51 | 11/9/2011 9:43:31 AM |
fcrick | $25.00 | 11/9/2011 10:42:11 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:53 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:54 AM |
payout-motivator0 | $75.00 | 11/9/2011 9:53:15 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:46 AM |
the-dollar-topper | $150.00 | 11/9/2011 11:01:05 AM |
riskreward | $250.00 | 11/9/2011 11:31:30 AM |
penny-gadget0 | $25.00 | 11/9/2011 11:44:31 AM |
smear87 | $25.00 | 11/9/2011 10:44:12 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:41 PM |
AFairDeal | $25.00 | 11/9/2011 12:21:20 PM |
Jay_Tee | $50.00 | 11/9/2011 12:27:30 PM |
rcr549 | $25.00 | 11/9/2011 11:34:03 AM |
Cai8899 | $50.00 | 11/9/2011 12:32:11 PM |
green28 | $100.00 | 11/9/2011 1:09:43 PM |
truth-silo | $50.00 | 11/9/2011 4:30:18 PM |
minista | $25.00 | 11/9/2011 5:25:30 PM |
innovator10 | $200.00 | 11/9/2011 12:35:15 PM |
beer-gardener | $50.00 | 11/9/2011 2:13:42 PM |
ScottCapital | $25.00 | 11/9/2011 2:18:55 PM |
spiff666 | $26.66 | 11/9/2011 5:41:21 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:02 PM |
exact-loan5 | $50.00 | 11/9/2011 6:06:54 PM |
tlam168 | $25.00 | 11/9/2011 5:01:51 PM |
Banker7371 | $25.00 | 11/9/2011 6:20:01 PM |
Eaglehigh | $25.00 | 11/9/2011 6:30:07 PM |
lamsabuy | $100.00 | 11/9/2011 7:15:44 PM |
gold-commander0 | $25.00 | 11/9/2011 7:26:57 PM |
kchen486 | $50.00 | 11/9/2011 7:27:44 PM |
janeybooboo | $50.00 | 11/9/2011 8:41:56 PM |
tacologic | $50.00 | 11/9/2011 8:42:29 PM |
martymaniaman | $25.00 | 11/9/2011 8:42:52 PM |
damage | $25.00 | 11/9/2011 6:37:40 PM |
bulabula | $25.00 | 11/9/2011 9:06:50 PM |
crdcteng | $100.00 | 11/9/2011 6:45:51 PM |
Octamer | $200.00 | 11/9/2011 8:25:22 PM |
svandals | $45.71 | 11/9/2011 10:21:16 PM |
grf1945 | $25.00 | 11/9/2011 6:59:00 PM |
BankLV | $25.00 | 11/9/2011 8:53:51 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:05 PM |
dedicated-hope640 | $25.00 | 11/9/2011 10:17:10 PM |
value-wind0 | $25.00 | 11/9/2011 7:56:56 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:42 PM |
bb575 | $50.00 | 11/8/2011 5:35:32 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:18 PM |
evnagelist | $25.00 | 11/8/2011 5:32:55 PM |
green-trade-dolphin2 | $50.02 | 11/8/2011 5:02:18 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:49 PM |
enticing-capital6 | $50.00 | 11/8/2011 5:18:44 PM |
larslfe | $25.00 | 11/8/2011 5:47:13 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:21 PM |
mizon291 | $60.00 | 11/9/2011 12:45:44 AM |
atlas100 | $25.00 | 11/9/2011 5:40:40 AM |
dollar-tornado3 | $25.00 | 11/9/2011 4:57:41 AM |
rdav | $50.00 | 11/9/2011 8:28:41 AM |
britgsb | $30.00 | 11/9/2011 9:04:55 AM |
Domgabriel | $37.71 | 11/9/2011 3:46:48 AM |
WalnutCreekguy | $100.00 | 11/9/2011 9:08:33 AM |
GElender | $40.00 | 11/9/2011 6:31:36 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:26 AM |
unequaled-pound | $25.00 | 11/9/2011 9:58:26 AM |
jescowa | $50.00 | 11/9/2011 10:06:23 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:34:12 AM |
cnovak | $25.00 | 11/9/2011 11:01:31 AM |
investment-artist | $27.01 | 11/9/2011 11:03:41 AM |
commitment-antioxidant8 | $25.00 | 11/9/2011 11:00:36 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:46 AM |
Clambake | $25.00 | 11/9/2011 10:01:14 AM |
resolute-justice413 | $100.00 | 11/9/2011 11:14:26 AM |
rich266 | $25.00 | 11/9/2011 10:27:51 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:22 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:33 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:49 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:55:25 AM |
thinker6 | $60.00 | 11/9/2011 12:08:25 PM |
Solid-Platinum | $30.00 | 11/9/2011 12:01:56 PM |
iaffy | $50.00 | 11/9/2011 12:27:55 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:56 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:25 PM |
ethicalhumanist | $100.00 | 11/9/2011 11:55:26 AM |
liberty-society5 | $45.00 | 11/9/2011 4:54:50 PM |
heavy_ax | $50.00 | 11/9/2011 3:07:14 PM |
JGuide | $26.00 | 11/9/2011 5:24:11 PM |
manfromMaine | $25.00 | 11/9/2011 12:51:44 PM |
Zeattle | $25.00 | 11/9/2011 12:56:01 PM |
trustworthy-finance6 | $200.00 | 11/9/2011 5:35:50 PM |
Bank42 | $25.00 | 11/9/2011 2:13:31 PM |
Ven58 | $30.00 | 11/9/2011 2:48:54 PM |
hard-working-rate3 | $100.00 | 11/9/2011 5:57:53 PM |
megich06 | $50.00 | 11/9/2011 6:05:07 PM |
p2p-paradise | $50.00 | 11/9/2011 5:56:14 PM |
affluence-tycoon | $25.00 | 11/9/2011 6:11:25 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:35:04 PM |
Integrity-Lending4U | $25.00 | 11/9/2011 5:36:16 PM |
integrity-saver | $100.00 | 11/9/2011 7:49:12 PM |
rolltide09 | $25.00 | 11/9/2011 7:49:41 PM |
thankful-nickel2 | $25.00 | 11/9/2011 6:29:55 PM |
lenderrn | $100.00 | 11/9/2011 8:22:06 PM |
thinknovuu | $25.00 | 11/9/2011 8:26:18 PM |
888GoldIngots | $31.51 | 11/9/2011 8:42:14 PM |
cloud8 | $35.00 | 11/9/2011 9:14:14 PM |
virtuous-repayment | $75.00 | 11/9/2011 8:13:02 PM |
newest-exact-commitment | $25.00 | 11/9/2011 11:17:16 PM |
TMBank | $29.86 | 11/9/2011 9:10:46 PM |
bid-lightning9 | $25.00 | 11/9/2011 10:06:20 PM |
antlr | $50.00 | 11/9/2011 9:18:01 PM |
CEK360 | $75.00 | 11/9/2011 10:10:49 PM |
SARMAR | $21.74 | 11/9/2011 11:32:43 PM |
131 Investments
|
Borrower Payment Dependent Notes Series
533513
This series of Notes was issued and sold upon the funding of the borrower loan #55806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $343.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 69% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,476 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-gargantuan |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 95% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 5% )
| 700-719
(Nov-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Dental Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 11/8/2011 9:00:55 AM |
payout-bridge | $125.00 | 11/8/2011 5:54:43 PM |
Anny-Disco | $25.00 | 11/8/2011 9:02:36 AM |
SecondChanceLendingSERV | $25.00 | 11/8/2011 9:08:25 AM |
rescue | $100.00 | 11/8/2011 9:10:41 AM |
figs4u2 | $100.00 | 11/8/2011 9:17:39 AM |
BxRealtor | $25.00 | 11/8/2011 9:19:42 AM |
ndwayno | $28.00 | 11/8/2011 9:49:38 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:19 AM |
AndChicksforFree | $25.00 | 11/8/2011 9:47:17 AM |
somebody32 | $25.00 | 11/8/2011 10:34:59 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:42 AM |
responsibility-butterfly | $25.00 | 11/8/2011 10:35:07 AM |
yield-trader | $25.00 | 11/8/2011 10:48:52 AM |
cgkid | $25.00 | 11/8/2011 11:22:26 AM |
cnovak | $25.00 | 11/8/2011 9:46:22 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:46 AM |
Kaj | $25.00 | 11/8/2011 11:47:14 AM |
Gladglide | $25.00 | 11/8/2011 10:03:21 AM |
tylerfd | $25.00 | 11/8/2011 12:00:15 PM |
smallbizrule | $25.00 | 11/8/2011 12:43:37 PM |
orange-preeminant-bill | $25.00 | 11/8/2011 10:32:39 AM |
nex | $25.00 | 11/8/2011 10:50:35 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:45 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:10 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:42 PM |
influential-benjamins0 | $100.00 | 11/8/2011 11:28:35 AM |
JDFuego | $25.00 | 11/8/2011 11:39:09 AM |
enticing-capital6 | $50.00 | 11/8/2011 11:50:05 AM |
BigSkyFinancial | $30.00 | 11/8/2011 4:01:50 PM |
larslfe | $25.00 | 11/8/2011 5:47:11 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:25 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:47 PM |
DiligentiaLLC | $25.00 | 11/8/2011 7:03:28 PM |
velocity-motivator6 | $25.00 | 11/8/2011 5:26:13 PM |
Skiph | $25.00 | 11/8/2011 8:09:45 PM |
heerzaquestion | $30.00 | 11/8/2011 7:22:47 PM |
lamsabuy | $66.00 | 11/8/2011 5:48:32 PM |
Byrd24 | $100.00 | 11/8/2011 8:38:20 PM |
WindyKid | $25.00 | 11/9/2011 3:40:19 AM |
integrity-doctor | $100.00 | 11/8/2011 7:10:27 PM |
rcm87 | $50.00 | 11/9/2011 6:27:24 AM |
gold-cluster | $50.00 | 11/8/2011 8:36:56 PM |
wlm3012 | $30.00 | 11/9/2011 8:13:10 AM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:53 PM |
tender-commerce8 | $25.00 | 11/9/2011 9:03:30 AM |
dukeiyer | $25.00 | 11/9/2011 8:57:02 AM |
JSCharter | $25.00 | 11/9/2011 9:12:28 AM |
q4golf | $25.58 | 11/9/2011 4:47:19 AM |
dollar-tornado3 | $25.00 | 11/9/2011 4:56:17 AM |
DoctorJoe | $30.00 | 11/9/2011 5:59:35 AM |
hopethisworks | $25.00 | 11/9/2011 9:11:59 AM |
Mark-7 | $50.00 | 11/9/2011 9:32:19 AM |
mflawyer | $25.00 | 11/9/2011 6:46:57 AM |
helpful-listing | $25.00 | 11/9/2011 9:47:22 AM |
asmithj | $25.00 | 11/9/2011 9:48:05 AM |
inventive-exchange | $25.00 | 11/9/2011 9:31:48 AM |
spark548 | $50.00 | 11/9/2011 9:50:35 AM |
yertle9 | $25.00 | 11/9/2011 9:47:56 AM |
MadHun | $84.00 | 11/9/2011 10:12:47 AM |
finance-prescription | $100.00 | 11/9/2011 9:05:37 AM |
studious-bonus7 | $44.00 | 11/9/2011 10:27:15 AM |
melodious-fairness | $25.00 | 11/9/2011 10:50:37 AM |
fcrick | $25.00 | 11/9/2011 10:42:09 AM |
MrBailey | $25.00 | 11/9/2011 9:43:07 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:45 AM |
CA-Lender | $25.00 | 11/9/2011 11:11:28 AM |
proud-pound4 | $25.00 | 11/9/2011 10:09:32 AM |
escharfer | $25.00 | 11/9/2011 10:10:27 AM |
tesuji34 | $25.00 | 11/9/2011 11:13:50 AM |
skiberdad | $50.00 | 11/9/2011 11:41:48 AM |
careful-vigilance4 | $50.00 | 11/9/2011 11:58:03 AM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:16 PM |
dgerts | $100.00 | 11/9/2011 11:08:04 AM |
bnlforever | $25.00 | 11/9/2011 11:10:14 AM |
engaging-leverage823 | $25.00 | 11/9/2011 12:10:54 PM |
Plee-Spaymebak | $25.00 | 11/9/2011 12:18:34 PM |
bonus-tent | $25.00 | 11/9/2011 12:23:23 PM |
TommyTucker | $52.00 | 11/9/2011 12:30:15 PM |
brightest-gain-investor | $151.67 | 11/9/2011 1:18:55 PM |
prohelper | $25.00 | 11/9/2011 12:12:46 PM |
mike_banker | $50.00 | 11/9/2011 12:25:32 PM |
Cai8899 | $50.00 | 11/9/2011 12:32:09 PM |
innovator10 | $200.00 | 11/9/2011 12:35:15 PM |
grf1945 | $25.00 | 11/9/2011 12:56:30 PM |
openness-confidant | $25.00 | 11/9/2011 12:57:28 PM |
healer199 | $100.00 | 11/8/2011 9:04:41 AM |
Kash2010lu | $25.00 | 11/8/2011 9:13:57 AM |
atlas-shrugged | $200.00 | 11/8/2011 9:32:11 AM |
handshake5 | $100.00 | 11/8/2011 10:05:24 AM |
rate-mogul | $29.00 | 11/8/2011 9:57:29 AM |
magnitude787 | $30.00 | 11/8/2011 10:27:56 AM |
nimble-revenue5 | $25.00 | 11/8/2011 9:06:38 AM |
money-banker867 | $25.00 | 11/8/2011 10:57:40 AM |
social-cocktail1 | $200.00 | 11/8/2011 9:14:38 AM |
the-dollar-topper | $150.00 | 11/8/2011 9:16:06 AM |
Investoman | $75.00 | 11/8/2011 11:12:27 AM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:30 AM |
durability-boomarang1 | $50.00 | 11/8/2011 11:31:14 AM |
christifa | $25.00 | 11/8/2011 11:31:50 AM |
real-return | $25.00 | 11/8/2011 9:33:55 AM |
persevering | $25.00 | 11/8/2011 11:12:05 AM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:31 AM |
moola-wildebeest3 | $50.00 | 11/8/2011 9:51:06 AM |
elfincove | $25.00 | 11/8/2011 11:51:07 AM |
reward-adventure | $50.00 | 11/8/2011 11:27:50 AM |
schmegs | $25.00 | 11/8/2011 11:28:28 AM |
AF-Chief | $25.00 | 11/8/2011 11:30:25 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:13 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:29 AM |
money-bauble | $73.00 | 11/8/2011 11:11:22 AM |
thankful-nickel2 | $25.00 | 11/8/2011 1:41:44 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:37 PM |
ursus | $31.00 | 11/8/2011 11:38:42 AM |
Comoparklender | $25.00 | 11/8/2011 11:43:20 AM |
hard-working-loot | $50.00 | 11/8/2011 11:58:31 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:16 PM |
friendly-principal76 | $25.00 | 11/8/2011 12:11:55 PM |
gold-disk | $25.00 | 11/8/2011 12:49:13 PM |
loan-maximizer5 | $25.00 | 11/8/2011 4:53:33 PM |
Mikale360 | $25.00 | 11/8/2011 12:57:15 PM |
tenacious-capital3 | $26.27 | 11/8/2011 5:13:52 PM |
cablenews | $100.00 | 11/8/2011 5:26:50 PM |
lisanate | $25.00 | 11/8/2011 5:43:40 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:50 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:20 PM |
upbeat-wealth | $25.00 | 11/8/2011 4:51:33 PM |
exact-loan5 | $50.00 | 11/8/2011 6:14:24 PM |
desertoasis | $25.00 | 11/8/2011 6:17:36 PM |
Feyenoord | $30.00 | 11/8/2011 6:59:15 PM |
moola-accelerator6 | $40.00 | 11/8/2011 7:59:47 PM |
shawndw | $27.00 | 11/8/2011 8:17:47 PM |
sharpey | $50.00 | 11/8/2011 5:36:05 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:13:10 PM |
marwadi-62 | $100.00 | 11/8/2011 8:44:49 PM |
dingus | $25.00 | 11/8/2011 5:48:24 PM |
silver-metronome2 | $25.00 | 11/8/2011 8:31:26 PM |
CoolPlexer | $25.00 | 11/8/2011 10:03:00 PM |
bonFire8 | $28.00 | 11/8/2011 11:19:20 PM |
ideal-yield5 | $30.00 | 11/8/2011 9:07:09 PM |
jmeasn | $100.00 | 11/8/2011 11:01:14 PM |
LendingPimp | $50.00 | 11/9/2011 12:51:42 AM |
Scotcha | $50.00 | 11/9/2011 5:28:47 AM |
CapitalismRocks | $25.00 | 11/8/2011 7:37:51 PM |
J-Rott | $90.00 | 11/9/2011 8:12:17 AM |
ErvLending | $25.00 | 11/8/2011 9:02:40 PM |
goal-benefit2 | $25.00 | 11/9/2011 8:31:49 AM |
market-pudding | $25.00 | 11/8/2011 9:18:22 PM |
listing-vista | $50.00 | 11/9/2011 9:01:43 AM |
radiobuda | $50.00 | 11/8/2011 11:46:12 PM |
Domgabriel | $50.00 | 11/9/2011 3:44:54 AM |
GranCarol | $25.00 | 11/9/2011 4:38:30 AM |
john0720 | $25.00 | 11/9/2011 6:22:16 AM |
houli123 | $25.00 | 11/9/2011 6:49:33 AM |
easylivin | $25.00 | 11/9/2011 7:01:40 AM |
wise-deal-panda | $200.00 | 11/9/2011 9:38:55 AM |
blazing-capital2 | $250.00 | 11/9/2011 9:48:44 AM |
Tai | $25.00 | 11/9/2011 9:52:19 AM |
Leshan | $200.00 | 11/9/2011 9:02:40 AM |
wayman | $25.00 | 11/9/2011 10:19:15 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:38 AM |
the-transaction-stronghold | $25.00 | 11/9/2011 9:37:17 AM |
LeReve | $50.00 | 11/9/2011 10:55:59 AM |
successful-agreement7 | $83.00 | 11/9/2011 10:04:35 AM |
genius520 | $50.00 | 11/9/2011 11:23:41 AM |
GreatReturnForYou | $25.00 | 11/9/2011 11:14:15 AM |
wigglesworth4 | $500.00 | 11/9/2011 11:19:21 AM |
life-is-great | $25.00 | 11/9/2011 11:46:31 AM |
FinanceEngine | $35.00 | 11/9/2011 11:36:59 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:44 AM |
ethicalhumanist | $50.00 | 11/9/2011 11:53:14 AM |
Zuzu | $26.48 | 11/9/2011 1:16:44 PM |
172 Investments
|
Borrower Payment Dependent Notes Series
533587
This series of Notes was issued and sold upon the funding of the borrower loan #56221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $361.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 54% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 25y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,226 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jetsons6866 |
Borrower's state:
| Florida |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
720-739
(Oct-2009)
|
Principal balance:
| $646.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Payoff the following Credit Cards
American Airlines Card= $700/50mo
Capital One Cards (2)= $2397/90mo
Chase= $1043/50mo
Discover Card= $ 953/50mo
Hsbc Bank= $1585.00/70mo
Dell Financial= $3159.00/96mo
Potterybarn= $300/35mo
Monthly payments total=$ 441.00
My financial situation:
I am a good candidate for this loan because...
My wife & I have stable employment for many years. We would like to consolidate our credit card debt and get it all paid within 3 years time. All but 2 credit cards currently hold a 29% interest rate.
Monthly net income: $ 7200
Monthly expenses: $ 150
Housing: $ 2500
Insurance: $ 290
Car expenses: $ 770
Utilities: $ 250
Phone, cable, internet:$ 40
Food $600
Credit cards and other loans: $ listed above
Other expenses: $ 500 ( child care expenses)
Prepaid College & Current College expenses $900.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $50.00 | 11/15/2011 6:49:58 AM |
shawnw2 | $300.00 | 11/14/2011 6:53:36 PM |
lendstats_com | $300.00 | 11/15/2011 7:52:25 AM |
twjh | $25.00 | 11/15/2011 12:28:23 PM |
itskarma | $25.00 | 11/14/2011 5:48:57 PM |
LittleMingo | $30.00 | 11/14/2011 5:04:13 PM |
atlas-shrugged | $200.00 | 11/14/2011 5:39:10 PM |
important-openness1 | $100.00 | 11/14/2011 5:58:41 PM |
catnip007 | $25.00 | 11/14/2011 7:36:43 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 9:19:08 PM |
the-silver-blaster | $75.00 | 11/14/2011 7:18:17 PM |
luv4cycling | $100.00 | 11/14/2011 9:23:41 PM |
unconquerable-cash | $45.00 | 11/14/2011 10:04:19 PM |
wealth-fighter3 | $25.00 | 11/14/2011 8:10:03 PM |
cjames84 | $25.00 | 11/15/2011 2:47:54 AM |
LendingPimp | $75.00 | 11/15/2011 2:52:23 AM |
platinum-boss2 | $25.00 | 11/14/2011 9:57:28 PM |
klend4 | $25.02 | 11/15/2011 3:41:58 AM |
novice-speculator | $25.00 | 11/14/2011 10:27:58 PM |
Brisket_Bob | $50.00 | 11/15/2011 4:29:28 AM |
amlu1988 | $25.00 | 11/14/2011 5:15:35 PM |
samseth | $75.00 | 11/15/2011 6:22:30 AM |
trumpeter5 | $50.00 | 11/14/2011 5:36:51 PM |
green28 | $150.00 | 11/15/2011 4:51:33 AM |
reducereuserecycle | $25.00 | 11/15/2011 6:35:53 AM |
loanman2007 | $25.00 | 11/14/2011 5:53:06 PM |
dollar-tornado3 | $50.00 | 11/15/2011 6:47:14 AM |
contract-student2 | $60.00 | 11/14/2011 6:11:06 PM |
goodhearted-gold3 | $32.26 | 11/15/2011 6:20:36 AM |
Rulea72 | $26.09 | 11/15/2011 6:58:08 AM |
friendly-principal76 | $25.00 | 11/15/2011 6:31:36 AM |
AndChicksforFree | $25.00 | 11/14/2011 6:52:01 PM |
CoolPlexer | $25.00 | 11/14/2011 6:55:30 PM |
RLaumeyer | $30.00 | 11/15/2011 7:28:09 AM |
shrewd-income | $100.00 | 11/14/2011 7:01:02 PM |
chameleon125 | $25.00 | 11/15/2011 7:06:32 AM |
PXM-Financial | $50.00 | 11/14/2011 8:11:27 PM |
FinanceEngine | $35.00 | 11/15/2011 8:19:33 AM |
five-star-note | $50.00 | 11/15/2011 7:52:40 AM |
wlm3012 | $50.00 | 11/15/2011 7:59:35 AM |
calimanusa | $50.20 | 11/14/2011 9:28:28 PM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:04 AM |
investment-comet | $25.00 | 11/14/2011 9:53:56 PM |
papaloha | $400.00 | 11/14/2011 10:05:31 PM |
B2152 | $25.00 | 11/15/2011 4:49:09 AM |
enticing-capital6 | $50.00 | 11/15/2011 11:03:33 AM |
careful-note1 | $25.00 | 11/15/2011 5:30:50 AM |
BigSkyFinancial | $30.00 | 11/15/2011 7:05:07 AM |
quest0 | $25.00 | 11/15/2011 7:25:04 AM |
WakkaWakkaWakka | $54.96 | 11/15/2011 7:42:44 AM |
frogperson | $200.00 | 11/15/2011 7:47:10 AM |
SLN-10 | $100.00 | 11/15/2011 12:09:02 PM |
JGuide | $26.00 | 11/15/2011 8:01:13 AM |
octoberfresh | $25.00 | 11/15/2011 10:37:38 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:10 AM |
Sunshine2222 | $25.00 | 11/15/2011 1:34:29 PM |
managedfund | $1,432.64 | 11/15/2011 1:35:35 PM |
InChicago | $100.00 | 11/15/2011 9:18:22 AM |
coin-investor | $25.00 | 11/14/2011 5:36:02 PM |
sopsop | $52.56 | 11/14/2011 9:50:26 PM |
dudebrah | $25.00 | 11/14/2011 10:05:35 PM |
OldManP | $25.00 | 11/14/2011 10:55:05 PM |
economy-coup | $50.00 | 11/14/2011 10:32:06 PM |
DoctorJoe | $30.00 | 11/15/2011 4:01:53 AM |
beaker | $25.02 | 11/14/2011 5:04:13 PM |
BlessedEveryDay | $25.00 | 11/15/2011 5:58:48 AM |
social-hunter5 | $25.00 | 11/14/2011 5:25:50 PM |
B-rad_the_Coug | $25.00 | 11/14/2011 5:28:44 PM |
basis-wizard8 | $47.25 | 11/15/2011 6:18:51 AM |
barefootpaul | $25.00 | 11/15/2011 6:21:44 AM |
EEasyMoney | $25.00 | 11/15/2011 7:00:06 AM |
Leshan | $200.00 | 11/15/2011 8:01:01 AM |
first-serene-credit | $25.00 | 11/15/2011 7:32:46 AM |
Feyenoord | $30.00 | 11/14/2011 8:35:14 PM |
seabass123 | $25.00 | 11/14/2011 10:10:22 PM |
irrelevant | $25.00 | 11/15/2011 10:06:03 AM |
fortytwo | $150.00 | 11/15/2011 10:22:42 AM |
gotjack | $37.00 | 11/15/2011 3:30:04 AM |
thankful-nickel2 | $25.00 | 11/15/2011 9:41:36 AM |
exciting-fairness | $200.00 | 11/15/2011 4:53:20 AM |
healer199 | $30.00 | 11/15/2011 5:50:30 AM |
BigBag | $25.00 | 11/15/2011 5:57:52 AM |
suave-dime6 | $25.00 | 11/15/2011 6:26:33 AM |
enterprising-credit2 | $50.00 | 11/15/2011 6:34:01 AM |
TackingWindward | $25.00 | 11/15/2011 7:36:27 AM |
nebula076 | $100.00 | 11/15/2011 8:01:40 AM |
real-return | $25.00 | 11/15/2011 11:45:49 AM |
john0720 | $25.00 | 11/15/2011 8:18:27 AM |
rolltide09 | $25.00 | 11/15/2011 1:35:17 PM |
red-power-pecan | $46.00 | 11/15/2011 12:16:35 PM |
loanman2007 | $200.00 | 11/15/2011 12:23:30 PM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:04 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:05 AM |
janeybooboo | $75.00 | 11/15/2011 12:49:47 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
533977
This series of Notes was issued and sold upon the funding of the borrower loan #55876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 43% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
18 | Length of status: | 3y 9m |
Amount delinquent:
| $1,074 |
Total credit lines:
| 65 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,765 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-mongoose464 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
700-719
(Oct-2008)
|
Principal balance:
| $6,172.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Retired Navy lower int. pay bills
Purpose of loan: lowering my interest rate at Prosper and paying off a couple more bills
I am a good candidate for this loan because I can pay the loan with no issues. the 1st loan I got through prosper put me in a very good position. I was thinking consolidating 3 more loans into 1 is a very good idea. I have never had any problems paying prosper or any other of my bills for quite awhile now.
Monthly net income: $7500.00
Monthly expenses: $4000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $32.53 | 10/28/2011 9:02:11 AM |
the-discrete-income | $25.00 | 10/28/2011 9:07:47 AM |
SLN-10 | $50.00 | 10/28/2011 9:23:17 AM |
handy-justice | $100.00 | 10/28/2011 11:16:35 AM |
brightest-gain-investor | $2,000.00 | 10/28/2011 11:07:30 AM |
missile8 | $25.00 | 10/28/2011 11:22:04 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:47 PM |
fcrick | $25.00 | 10/28/2011 1:24:02 PM |
CCSpineDoc | $50.00 | 10/28/2011 2:36:23 PM |
HalfDayz | $25.00 | 10/28/2011 4:04:09 PM |
money-yeller | $100.00 | 10/28/2011 4:41:20 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:13 PM |
sensible-fund | $25.00 | 10/28/2011 6:20:17 PM |
shrewd-income | $100.00 | 10/28/2011 7:16:36 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:36 AM |
Gandalf0001 | $45.00 | 10/29/2011 5:56:29 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:50 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:12 AM |
corporatejim | $50.00 | 10/29/2011 6:55:11 AM |
momoney2lend | $25.00 | 10/29/2011 8:35:48 AM |
Peacepower | $30.00 | 10/29/2011 9:19:57 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:00 AM |
transparent-silver | $50.00 | 10/29/2011 10:09:26 AM |
compassion-platoon | $25.00 | 10/29/2011 9:53:00 AM |
desertoasis | $25.00 | 10/29/2011 9:54:21 AM |
finance-magma7 | $25.00 | 10/29/2011 11:23:03 AM |
kind-credit-bear | $25.00 | 10/29/2011 12:01:17 PM |
Comoparklender | $25.00 | 10/29/2011 12:35:33 PM |
wwwUniversal | $25.00 | 10/29/2011 1:10:59 PM |
GCInvestments | $29.00 | 10/29/2011 1:39:37 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:24 PM |
coin-investor | $25.00 | 10/29/2011 1:23:45 PM |
payment-pursuit3 | $25.00 | 10/29/2011 2:40:03 PM |
ah-long | $25.00 | 10/29/2011 1:36:21 PM |
nowits10 | $25.00 | 10/29/2011 1:42:37 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:22 PM |
euro-deployment | $25.00 | 10/29/2011 1:40:56 PM |
1willray | $62.50 | 10/29/2011 3:34:18 PM |
villagers | $31.00 | 10/29/2011 2:10:34 PM |
sdkevin | $25.00 | 10/29/2011 2:39:14 PM |
nex | $25.00 | 10/29/2011 4:12:58 PM |
Kame | $25.00 | 10/29/2011 6:23:46 PM |
lakehavasu88 | $25.00 | 10/29/2011 7:32:28 PM |
lrr34 | $25.00 | 10/29/2011 7:45:32 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:18 PM |
amlu1988 | $25.00 | 10/30/2011 9:51:39 AM |
zippy-interest | $25.00 | 10/30/2011 8:05:58 AM |
papaloha | $156.00 | 10/30/2011 9:45:33 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:43 AM |
drkosh | $25.00 | 10/30/2011 11:23:23 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:05 PM |
tranquil-revenue | $25.00 | 10/30/2011 3:29:22 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:20 PM |
point-oyster5 | $25.00 | 10/30/2011 4:09:40 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:49 PM |
DER | $25.00 | 10/30/2011 4:38:57 PM |
buyrite334 | $25.00 | 10/30/2011 5:04:56 PM |
meteoric-asset4 | $25.00 | 10/30/2011 5:12:11 PM |
mighty-fairness5 | $38.12 | 10/30/2011 5:27:45 PM |
Finchy78 | $30.85 | 10/30/2011 6:32:30 PM |
NoMoreDebt4Me | $25.00 | 10/30/2011 8:44:03 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:34 AM |
economy-coup | $50.00 | 10/31/2011 12:30:15 AM |
wealth-builder57 | $25.00 | 10/31/2011 7:35:49 AM |
irrelevant | $25.00 | 10/31/2011 6:05:16 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:55 AM |
Jack55304 | $200.00 | 10/31/2011 9:09:15 AM |
chameleon125 | $25.00 | 10/31/2011 7:07:27 AM |
songbird98 | $25.00 | 10/31/2011 7:44:07 AM |
Bekim | $26.00 | 10/31/2011 9:40:25 AM |
investment-tycoon | $25.00 | 10/31/2011 8:35:45 AM |
economy-ringleader048 | $25.00 | 10/31/2011 10:03:24 AM |
helpinghand63 | $25.00 | 10/31/2011 9:20:57 AM |
texrob20 | $25.00 | 10/31/2011 10:18:02 AM |
e4gf8e | $25.00 | 10/31/2011 9:56:17 AM |
haplender | $47.00 | 10/31/2011 9:57:45 AM |
coin-comet3 | $43.92 | 10/31/2011 12:02:29 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:49 PM |
rvfbroker | $25.00 | 10/31/2011 11:59:51 AM |
TrekTune | $25.00 | 10/31/2011 2:53:18 PM |
bnlforever | $50.00 | 10/31/2011 11:39:51 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:28 AM |
HammerSmith | $25.00 | 10/31/2011 2:30:03 PM |
tidy-generosity | $25.00 | 10/31/2011 1:14:41 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:52 PM |
oskizzle | $25.00 | 10/31/2011 6:35:01 PM |
Greenbak | $25.00 | 10/31/2011 6:58:45 PM |
Scrouge7579 | $25.00 | 10/31/2011 6:19:13 PM |
social-cocktail1 | $200.00 | 10/31/2011 6:24:10 PM |
credit-wheel7 | $25.00 | 10/31/2011 7:23:41 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:08 PM |
rovo | $25.00 | 10/31/2011 9:50:46 PM |
heerzaquestion | $30.00 | 10/31/2011 7:29:41 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:06 PM |
high_flyer | $149.74 | 10/31/2011 9:57:56 PM |
twjh | $25.00 | 10/29/2011 6:07:50 AM |
Weaverville | $25.00 | 10/28/2011 9:10:46 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:15 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:28 AM |
diplomatic-wealth7 | $25.00 | 10/28/2011 12:12:41 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:56 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:25 PM |
Katburg | $25.00 | 10/28/2011 1:39:03 PM |
Bob450 | $25.02 | 10/28/2011 2:51:06 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:12 PM |
Sibelius2 | $25.00 | 10/28/2011 7:02:15 PM |
13nd3r | $25.00 | 10/28/2011 8:37:28 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:07 PM |
OgOman | $25.00 | 10/29/2011 5:29:50 AM |
Easystreet | $25.00 | 10/29/2011 7:49:11 AM |
beest | $55.95 | 10/29/2011 6:59:34 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:16 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:36 AM |
janeybooboo | $50.00 | 10/29/2011 8:21:25 AM |
mlj0671 | $25.00 | 10/29/2011 10:46:20 AM |
Tscheddar | $25.00 | 10/29/2011 11:17:54 AM |
prohelper | $25.00 | 10/29/2011 12:06:56 PM |
Investoman | $75.00 | 10/29/2011 12:06:20 PM |
shrewd-peace7 | $25.00 | 10/29/2011 12:22:46 PM |
stepatatime-together | $100.00 | 10/29/2011 12:23:02 PM |
finance-prescription | $100.00 | 10/29/2011 12:49:13 PM |
richboy56 | $25.00 | 10/29/2011 12:51:07 PM |
asiaratt | $50.00 | 10/29/2011 1:08:24 PM |
handshake5 | $100.00 | 10/29/2011 12:59:21 PM |
dedicated-transaction796 | $25.00 | 10/29/2011 1:41:13 PM |
Vreet | $50.00 | 10/29/2011 2:44:12 PM |
teega5 | $25.00 | 10/29/2011 4:25:36 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:03 PM |
green-rapid-openness | $100.00 | 10/29/2011 4:47:54 PM |
well-mannered-income3 | $50.00 | 10/29/2011 5:36:32 PM |
bigredbus | $25.00 | 10/29/2011 6:06:33 PM |
ken168 | $29.69 | 10/29/2011 6:46:37 PM |
PPlleeaasseePayMeBack | $31.56 | 10/29/2011 9:55:31 PM |
Mariner3605 | $25.00 | 10/30/2011 4:57:40 AM |
hopethisworks | $25.00 | 10/29/2011 8:45:26 PM |
Mailmon | $25.00 | 10/29/2011 9:31:37 PM |
high_flyer | $200.00 | 10/30/2011 7:21:15 AM |
dartmouth99 | $25.00 | 10/30/2011 1:17:32 AM |
wdjnm | $50.00 | 10/30/2011 2:38:13 AM |
rupee-artisan | $25.00 | 10/30/2011 5:04:51 AM |
labourclass | $25.00 | 10/30/2011 7:39:10 AM |
colorado23 | $25.00 | 10/30/2011 11:58:13 AM |
ChrisProsper | $50.00 | 10/30/2011 12:15:17 PM |
dollardave | $50.00 | 10/30/2011 4:35:22 PM |
tsquared_030 | $25.00 | 10/30/2011 2:44:11 PM |
ecstatic-money064 | $25.00 | 10/30/2011 3:00:38 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:04 PM |
monster4 | $50.00 | 10/30/2011 5:25:28 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:24 PM |
generous-deal6 | $25.00 | 10/30/2011 7:53:59 PM |
gillijr1001 | $25.00 | 10/31/2011 7:19:35 AM |
silver-enlightenment0 | $74.85 | 10/31/2011 7:23:17 AM |
financial-frenzy | $50.00 | 10/31/2011 6:13:58 AM |
suave-dime6 | $25.00 | 10/31/2011 6:25:22 AM |
SweatyBalls | $25.00 | 10/31/2011 8:05:26 AM |
bzlbub | $25.00 | 10/31/2011 7:35:35 AM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:45 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:50 AM |
worldly-income2 | $25.00 | 10/31/2011 8:07:24 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:14 AM |
turbobrat | $25.00 | 10/31/2011 8:26:15 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:40 AM |
social-zebra | $30.00 | 10/31/2011 9:33:11 AM |
bonus-zone | $25.00 | 10/31/2011 9:42:27 AM |
wise-balanced-moola | $25.00 | 10/31/2011 9:47:31 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:34 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:11 AM |
competitor119 | $25.00 | 10/31/2011 11:22:38 AM |
Quentin8002 | $25.00 | 10/31/2011 1:13:45 PM |
TikPmp1 | $25.00 | 10/31/2011 11:07:27 AM |
hopeful-silver5 | $25.00 | 10/31/2011 1:37:00 PM |
Rob1978 | $50.00 | 10/31/2011 2:48:38 PM |
Trekow | $25.00 | 10/31/2011 1:39:49 PM |
Paxman84 | $25.00 | 10/31/2011 5:43:53 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:32 PM |
palace2 | $200.00 | 10/31/2011 3:26:07 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:09 PM |
loss-of-control | $100.00 | 10/31/2011 6:06:14 PM |
arsisi | $25.00 | 10/31/2011 6:07:17 PM |
Crystalprop | $25.00 | 10/31/2011 5:16:44 PM |
friendly-bonus590 | $25.00 | 10/31/2011 7:36:05 PM |
AF-Chief | $150.00 | 10/31/2011 7:50:40 PM |
182 Investments
|
Borrower Payment Dependent Notes Series
534253
This series of Notes was issued and sold upon the funding of the borrower loan #55767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $295.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,110 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| Campfire-Marshmallows |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
|
Principal balance:
| $6,401.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Almost there...just need a boost!
Purpose of loan:
This loan will be used to help my husband start up his Personal Training business. He already has 5 consistent clients and more in the works. He can't take the loan out himself because he's already got a lot of educational loans from a career that didn't work out. But fitness is his passion. He's fantastic at it, and I'm confident this will jump-start him into a successful career in the Fitness Industry.
My financial situation:
I am an excellent candidate for this loan because I have a dependable, professional job at large company. I have been there for 8 years and intend to be there at least 5 years longer. I am a high performer, as I have been promoted a few times, but intend to climb even higher there.
Also, I always make sure I pay off any bill I ever receive--In full. This is something my parents have instilled in me from a very young age. I have too much self respect to not make every payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bb575 | $50.00 | 11/4/2011 10:05:46 AM |
evnagelist | $25.00 | 11/4/2011 10:15:24 AM |
auction-seeker | $25.00 | 11/4/2011 9:51:27 AM |
kenji4861 | $25.00 | 11/4/2011 9:52:39 AM |
Clambake | $25.00 | 11/4/2011 9:54:05 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:12 AM |
rs999 | $25.00 | 11/4/2011 10:41:13 AM |
cnovak | $25.00 | 11/4/2011 10:28:04 AM |
influential-benjamins0 | $100.00 | 11/4/2011 11:22:38 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:05 AM |
misit | $25.00 | 11/4/2011 10:52:13 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:37 AM |
gold-commander0 | $25.00 | 11/4/2011 11:07:44 AM |
Darts | $50.00 | 11/4/2011 11:49:31 AM |
riskreward | $250.00 | 11/4/2011 11:56:43 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:17 AM |
Mailmon | $250.00 | 11/4/2011 11:49:35 AM |
caring-hope2 | $50.00 | 11/4/2011 3:47:48 PM |
JustinBlueSteal | $100.00 | 11/4/2011 4:40:27 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:53 PM |
g9d | $25.00 | 11/4/2011 9:07:33 PM |
accountableone | $100.00 | 11/5/2011 2:55:52 AM |
colorfulgardener | $25.00 | 11/5/2011 4:33:26 AM |
blot44 | $25.00 | 11/4/2011 9:33:51 PM |
Feyenoord | $30.00 | 11/4/2011 10:06:09 PM |
myworld701 | $25.00 | 11/5/2011 5:07:04 AM |
justice-allocator3 | $25.00 | 11/5/2011 8:26:27 AM |
1phantom | $25.00 | 11/5/2011 8:32:34 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:34 PM |
gr8_r8 | $50.00 | 11/5/2011 11:31:34 AM |
Interloper | $29.00 | 11/5/2011 12:18:57 PM |
exact-loan5 | $50.00 | 11/5/2011 12:45:29 PM |
rate-mogul | $50.00 | 11/5/2011 12:53:19 PM |
careful-note1 | $25.00 | 11/5/2011 12:54:17 PM |
sjlender | $100.00 | 11/5/2011 1:17:34 PM |
heavy_ax | $50.00 | 11/5/2011 12:42:55 PM |
john0720 | $50.00 | 11/5/2011 1:06:31 PM |
scholarly-benefit5 | $30.00 | 11/5/2011 1:38:31 PM |
DadWarbucks | $25.00 | 11/5/2011 2:58:25 PM |
Syzygy | $25.00 | 11/5/2011 2:59:43 PM |
triguy | $2,000.00 | 11/5/2011 3:17:27 PM |
damage | $25.00 | 11/5/2011 3:20:38 PM |
proud-gold9 | $25.00 | 11/5/2011 4:07:27 PM |
BonesyJones | $200.00 | 11/5/2011 5:54:42 PM |
buddylucy | $28.23 | 11/5/2011 6:22:25 PM |
sushi537 | $25.00 | 11/5/2011 7:23:25 PM |
yield-seeker | $25.00 | 11/5/2011 4:32:08 PM |
FoosMaster | $25.00 | 11/5/2011 9:55:56 PM |
p2p-eagle9 | $25.00 | 11/6/2011 3:04:12 AM |
investorrr | $50.00 | 11/5/2011 10:53:32 PM |
rudyindc | $25.00 | 11/6/2011 6:21:24 AM |
labyrinth857 | $96.92 | 11/6/2011 6:30:05 AM |
Supernick | $100.00 | 11/6/2011 7:22:14 AM |
rich266 | $25.00 | 11/6/2011 8:59:56 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:12 AM |
Tighternbarkonatree | $25.00 | 11/6/2011 6:53:51 AM |
doc1 | $100.00 | 11/6/2011 11:05:39 AM |
velocity-warrior | $25.00 | 11/6/2011 11:22:40 AM |
nuclearmoose | $25.00 | 11/6/2011 10:55:41 AM |
market-squadron3 | $25.00 | 11/6/2011 12:36:15 PM |
shrewd-dedication2 | $100.00 | 11/6/2011 2:28:20 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:37 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:30 PM |
kulender | $50.00 | 11/6/2011 5:11:16 PM |
RiskAdverse | $25.00 | 11/6/2011 2:24:01 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:24 PM |
skywise | $25.00 | 11/6/2011 10:01:54 PM |
Weaverville | $50.00 | 11/6/2011 7:15:00 PM |
ThomasC | $50.00 | 11/7/2011 5:00:39 AM |
dollar-tornado3 | $25.00 | 11/7/2011 5:49:59 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:09 AM |
fcukciti | $35.00 | 11/7/2011 4:14:48 AM |
jarf | $25.00 | 11/7/2011 8:27:31 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:46 AM |
hulkamaniac | $25.00 | 11/7/2011 9:44:28 AM |
jsnryn | $25.00 | 11/7/2011 7:58:10 AM |
ethical-truth211 | $494.85 | 11/7/2011 10:22:16 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:02 AM |
life-is-great | $25.00 | 11/7/2011 9:36:33 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:09 AM |
green-trade-dolphin2 | $25.00 | 11/4/2011 10:09:45 AM |
figs4u2 | $79.00 | 11/4/2011 10:26:38 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:22 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:38:50 AM |
BenR | $100.00 | 11/4/2011 11:50:16 AM |
minista | $25.00 | 11/4/2011 12:40:34 PM |
fund-bauble | $25.00 | 11/4/2011 12:58:34 PM |
red-dime-solo | $25.67 | 11/4/2011 4:20:20 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:17 PM |
indomitable-coin | $25.00 | 11/4/2011 5:09:12 PM |
green-tree-shake | $25.00 | 11/5/2011 8:24:05 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:05 AM |
Johnab | $25.00 | 11/5/2011 8:33:25 AM |
bullincage | $27.69 | 11/5/2011 9:07:34 AM |
cerebral-dollar773 | $75.00 | 11/5/2011 11:16:42 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:35 AM |
i3urtonair | $25.00 | 11/5/2011 11:17:02 AM |
britgsb | $30.00 | 11/5/2011 12:18:29 PM |
heerzaquestion | $25.00 | 11/5/2011 12:39:04 PM |
Sneezie | $100.00 | 11/5/2011 2:35:12 PM |
force780 | $25.00 | 11/5/2011 2:55:15 PM |
YellowJacket | $25.00 | 11/5/2011 11:05:44 PM |
elasermd | $50.00 | 11/6/2011 5:16:57 AM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:45:34 PM |
sfd | $40.00 | 11/6/2011 7:32:33 AM |
QuidWilson | $33.00 | 11/6/2011 7:36:06 AM |
Oak-Parker | $25.00 | 11/6/2011 9:21:48 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:54 AM |
degster | $25.00 | 11/6/2011 7:30:21 AM |
oneeighty | $25.00 | 11/6/2011 11:10:42 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:48 AM |
whipone | $25.00 | 11/6/2011 12:05:02 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:13 PM |
grf1945 | $75.00 | 11/6/2011 10:18:10 AM |
nikebootie | $25.00 | 11/6/2011 10:53:07 AM |
mistertao | $25.00 | 11/6/2011 12:36:30 PM |
iaffy | $50.00 | 11/6/2011 12:46:32 PM |
zbfamwl | $25.00 | 11/6/2011 1:43:46 PM |
jescowa | $50.00 | 11/6/2011 2:20:31 PM |
the-dollar-topper | $100.00 | 11/6/2011 1:27:32 PM |
paladin510 | $25.00 | 11/6/2011 5:22:37 PM |
healer199 | $75.00 | 11/7/2011 4:06:41 AM |
unafraid-loan5 | $25.00 | 11/7/2011 6:47:42 AM |
MonkeyHero | $45.64 | 11/6/2011 10:14:24 PM |
brazilofmux | $100.00 | 11/7/2011 7:27:53 AM |
credit-investor5 | $50.00 | 11/7/2011 7:56:58 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:52 AM |
Tscheddar | $25.00 | 11/7/2011 9:40:14 AM |
fcrick | $25.00 | 11/7/2011 9:41:16 AM |
dordee | $75.00 | 11/7/2011 9:52:03 AM |
rmachi | $25.00 | 11/7/2011 9:38:34 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
534285
This series of Notes was issued and sold upon the funding of the borrower loan #55674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $360.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,024 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-nexus |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2009)
|
Principal balance:
| $4,726.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Debt Consolidation Loan
Purpose of loan:
1) I am going to payoff my current loan at Prosper
2) Need the funds for the payment of homeowner's insurance and taxes that are due in November 2011
3) Need some funds to make some car repairs
4) Need some funds to fix some damage from a tornado that is not covered by my homeowner's insurance.
My financial situation:
I am a good candidate for this loan because, I am currently employed by Well Fargo. Started there in November 1997. I am currently working as an AVP for the bank. My payment is taken directly from my bank account. As an Officer for the bank, I make my priority to pay all of my debts on time.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
figs4u2 | $100.00 | 11/3/2011 5:17:38 PM |
bluebird5 | $25.00 | 11/3/2011 5:54:41 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:20 AM |
Brisket_Bob | $50.00 | 11/4/2011 4:54:02 AM |
1stBankAndHal | $25.06 | 11/4/2011 6:07:49 AM |
beer-gardener | $100.00 | 11/4/2011 7:44:18 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:10 AM |
scholarly-benefit5 | $25.00 | 11/4/2011 9:11:44 AM |
director877 | $25.00 | 11/4/2011 8:22:03 AM |
tolerant-dinero2 | $25.00 | 11/4/2011 9:06:39 AM |
investment-artist | $27.01 | 11/4/2011 9:57:35 AM |
auction-seeker | $25.00 | 11/4/2011 9:52:42 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:07 AM |
i3urtonair | $100.00 | 11/4/2011 10:07:41 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:11 AM |
ujiba | $50.00 | 11/4/2011 10:11:40 AM |
evnagelist | $25.00 | 11/4/2011 10:15:18 AM |
exact-loan5 | $50.00 | 11/4/2011 11:04:38 AM |
Darts | $50.00 | 11/4/2011 11:49:29 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:13 AM |
riskreward | $250.00 | 11/4/2011 11:56:40 AM |
minista | $25.00 | 11/4/2011 12:40:33 PM |
impressive-loan | $100.00 | 11/4/2011 6:58:33 PM |
jamiee73 | $25.00 | 11/4/2011 6:22:09 PM |
gentle-gain235 | $100.00 | 11/4/2011 7:46:53 PM |
integrity-saver | $100.00 | 11/4/2011 7:07:52 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:51 PM |
myidear | $25.00 | 11/5/2011 5:06:00 AM |
g9d | $25.00 | 11/4/2011 9:07:32 PM |
real-return | $25.00 | 11/4/2011 10:54:40 PM |
JustOneVoice | $25.00 | 11/5/2011 4:10:44 AM |
myworld701 | $25.00 | 11/5/2011 5:07:04 AM |
mennleo | $50.00 | 11/5/2011 5:13:12 AM |
bzanlo33 | $50.00 | 11/5/2011 6:02:41 AM |
TigerForce | $35.00 | 11/5/2011 5:25:38 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:24:46 AM |
radforj22 | $25.00 | 11/5/2011 10:14:01 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:03 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:33 PM |
Interloper | $29.00 | 11/5/2011 12:18:56 PM |
life-is-great | $25.00 | 11/5/2011 12:37:10 PM |
britgsb | $30.00 | 11/5/2011 12:18:28 PM |
heerzaquestion | $35.00 | 11/5/2011 12:39:34 PM |
principal-bull | $25.00 | 11/5/2011 12:39:15 PM |
the-dollar-topper | $150.00 | 11/5/2011 1:24:33 PM |
gold-sushi | $25.00 | 11/5/2011 1:27:46 PM |
skiberdad | $50.00 | 11/5/2011 1:39:12 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:10 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:01:05 PM |
Syzygy | $25.00 | 11/5/2011 2:59:38 PM |
triguy | $2,000.00 | 11/5/2011 3:17:16 PM |
zbfamwl | $25.00 | 11/5/2011 4:59:13 PM |
BonesyJones | $500.00 | 11/5/2011 5:54:42 PM |
makerain | $100.00 | 11/5/2011 7:01:54 PM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:40:24 PM |
a275ranger | $30.00 | 11/5/2011 8:54:18 PM |
spiff666 | $26.66 | 11/6/2011 7:21:52 AM |
degster | $25.00 | 11/6/2011 7:30:20 AM |
euro-deployment | $25.00 | 11/6/2011 10:13:15 AM |
ramsba | $50.00 | 11/6/2011 10:17:31 AM |
tlam168 | $25.00 | 11/6/2011 10:09:10 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:11 AM |
the-auction-bear | $25.00 | 11/6/2011 10:57:23 AM |
phenomenal-gain5 | $30.00 | 11/6/2011 11:34:24 AM |
bds9646 | $26.00 | 11/6/2011 1:28:30 PM |
miket71 | $30.00 | 11/6/2011 12:46:57 PM |
slwholesales | $27.24 | 11/6/2011 5:09:30 PM |
JBuckeye | $78.58 | 11/6/2011 7:40:11 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:29 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:19 PM |
HenlopenCapital | $25.00 | 11/7/2011 12:45:11 AM |
fcukciti | $35.00 | 11/7/2011 4:14:47 AM |
ThomasC | $50.00 | 11/7/2011 5:00:37 AM |
DenverFamilyMan | $100.00 | 11/7/2011 6:02:21 AM |
myduck | $50.00 | 11/7/2011 7:17:00 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:52 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:50 AM |
mlender | $35.00 | 11/7/2011 6:55:25 AM |
jsnryn | $25.00 | 11/7/2011 8:06:45 AM |
rate-negotiator | $25.00 | 11/7/2011 8:57:39 AM |
green-trade-dolphin2 | $46.11 | 11/3/2011 5:02:09 PM |
cnovak | $25.00 | 11/3/2011 5:23:15 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:23 PM |
kenji4861 | $25.00 | 11/3/2011 5:27:59 PM |
heavy_ax | $50.00 | 11/3/2011 5:48:02 PM |
djs81 | $50.00 | 11/3/2011 7:48:33 PM |
influential-benjamins0 | $100.00 | 11/3/2011 5:54:28 PM |
Clambake | $25.00 | 11/3/2011 6:02:38 PM |
jaycro | $25.00 | 11/3/2011 6:41:42 PM |
s270 | $75.00 | 11/3/2011 8:16:40 PM |
Tscheddar | $25.00 | 11/4/2011 3:08:08 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:58 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:35 AM |
careful-note1 | $25.00 | 11/4/2011 7:18:28 AM |
debt_helper | $25.00 | 11/4/2011 9:01:06 AM |
Feyenoord | $30.00 | 11/4/2011 10:01:41 AM |
bb575 | $50.00 | 11/4/2011 10:05:45 AM |
rs999 | $25.00 | 11/4/2011 10:41:12 AM |
sjlender | $100.00 | 11/4/2011 11:31:43 AM |
indomitable-coin | $25.00 | 11/4/2011 11:13:34 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:33 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:03 AM |
iaffy | $50.00 | 11/4/2011 11:53:58 AM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:41 PM |
Jay_Tee | $50.00 | 11/4/2011 12:23:12 PM |
Bank42 | $25.00 | 11/4/2011 1:50:53 PM |
yield-quest | $200.00 | 11/4/2011 4:30:38 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:16 PM |
treasure-hunter270 | $50.00 | 11/4/2011 5:26:59 PM |
value-wind0 | $25.00 | 11/4/2011 6:00:43 PM |
rate-mogul | $50.00 | 11/4/2011 6:22:49 PM |
MoneySiles | $25.00 | 11/4/2011 7:48:24 PM |
adir1 | $25.00 | 11/4/2011 10:36:04 PM |
dime-smasher5 | $25.00 | 11/4/2011 8:12:51 PM |
mistertao | $25.00 | 11/4/2011 8:16:39 PM |
crw1950 | $50.00 | 11/5/2011 6:52:42 AM |
helpful-deal1 | $25.00 | 11/5/2011 6:35:04 AM |
1phantom | $25.00 | 11/5/2011 8:32:30 AM |
lounges | $50.00 | 11/5/2011 7:27:24 AM |
enterprising-credit2 | $50.00 | 11/5/2011 7:51:06 AM |
green28 | $44.96 | 11/5/2011 8:18:07 AM |
unbelievable-peso8 | $50.00 | 11/5/2011 8:46:57 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:33 AM |
seabass123 | $30.00 | 11/5/2011 9:41:32 AM |
gr8_r8 | $50.00 | 11/5/2011 11:31:34 AM |
subtle-revenue0 | $25.00 | 11/5/2011 12:06:55 PM |
cerebral-dollar773 | $50.00 | 11/5/2011 11:15:41 AM |
awwaww | $25.00 | 11/5/2011 12:27:48 PM |
velocity-solo | $25.00 | 11/5/2011 12:53:40 PM |
Harry | $33.00 | 11/5/2011 1:14:41 PM |
genius520 | $50.00 | 11/5/2011 1:21:19 PM |
jescowa | $36.00 | 11/5/2011 1:30:31 PM |
DadWarbucks | $25.00 | 11/5/2011 2:58:25 PM |
force780 | $25.00 | 11/5/2011 3:16:15 PM |
Ven58 | $35.00 | 11/5/2011 3:31:23 PM |
yield-seeker | $25.00 | 11/5/2011 4:31:26 PM |
gustavholstopus32 | $25.00 | 11/5/2011 5:06:38 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:36 PM |
damage | $25.00 | 11/5/2011 3:20:38 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:34 PM |
Gobsek | $25.00 | 11/5/2011 7:46:21 PM |
Domgabriel | $25.00 | 11/5/2011 5:37:28 PM |
p2p-eagle9 | $25.00 | 11/6/2011 3:05:39 AM |
rudyindc | $25.00 | 11/6/2011 6:21:23 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:53 AM |
amijo | $25.00 | 11/6/2011 10:40:09 AM |
grf1945 | $75.00 | 11/6/2011 10:18:10 AM |
nuclearmoose | $25.00 | 11/6/2011 10:55:41 AM |
velocity-warrior | $25.00 | 11/6/2011 11:22:39 AM |
doc1 | $100.00 | 11/6/2011 11:04:04 AM |
vtrentster | $25.00 | 11/6/2011 7:33:59 AM |
oneeighty | $25.00 | 11/6/2011 11:10:42 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:19 AM |
CSinvestments | $25.00 | 11/6/2011 9:09:20 AM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:12 PM |
credit-maple | $25.00 | 11/6/2011 10:54:13 AM |
innovator10 | $200.00 | 11/6/2011 12:54:29 PM |
fcrick | $25.00 | 11/6/2011 1:59:38 PM |
hard-working-rate3 | $100.00 | 11/6/2011 2:00:54 PM |
RiskAdverse | $25.00 | 11/6/2011 2:25:50 PM |
Epiphanic | $25.00 | 11/6/2011 2:47:00 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:36 PM |
Auburnmist | $25.00 | 11/6/2011 4:31:59 PM |
kulender | $50.00 | 11/6/2011 5:11:15 PM |
oaktown11 | $30.00 | 11/6/2011 6:28:29 PM |
Weaverville | $50.00 | 11/6/2011 7:14:59 PM |
merciful-yield | $34.37 | 11/7/2011 12:28:58 AM |
gentle-transparency7 | $250.00 | 11/7/2011 3:41:21 AM |
ritwngr | $25.00 | 11/7/2011 6:23:00 AM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:38 AM |
Ripsaw4U | $50.00 | 11/7/2011 2:18:30 AM |
credit-investor5 | $50.00 | 11/7/2011 7:53:14 AM |
doopers | $25.00 | 11/7/2011 6:00:50 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:30 AM |
janeybooboo | $106.01 | 11/7/2011 9:14:30 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:08 AM |
klin | $50.00 | 11/7/2011 8:48:34 AM |
177 Investments
|
Borrower Payment Dependent Notes Series
534287
This series of Notes was issued and sold upon the funding of the borrower loan #55972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 41% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,620 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tolerant-community |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DESPERATE NEED
Purpose of loan: Debt consolidation
This loan will be used to...reorganize my debt situation and lower monthly payments being made.
My financial situation: stable
I am a good candidate for this loan because...I am in this financial situation due to a sickness in my family. I have always had good credit until the last year and a half after helping my sister financialy after she had cancer. I own a home valued at about 240,000 and am unable to get a second mortage due to i owe about 80% of value. I have a very good work record and many references to state my creditability and character.
Monthly net income: $ 6100.00
Monthly expenses: $ 5700.00 Housing: $ 1,500.00
Insurance: $ 275
Car expenses: $ 642
Utilities: $ 250 -300
Phone, cable, internet: $ 350.00
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 2500 Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 7:16:17 PM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:38 PM |
simplelender80 | $200.00 | 10/24/2011 1:26:19 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:39 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:43 AM |
kind-finance-burrito | $42.79 | 10/27/2011 8:10:40 PM |
bulabula | $25.00 | 10/27/2011 8:36:49 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:51 PM |
dedicated-principal | $25.00 | 10/27/2011 10:08:56 PM |
ah-long | $25.00 | 10/28/2011 12:01:02 AM |
dime-sanctuary | $30.00 | 10/28/2011 6:06:59 AM |
managedfund | $750.00 | 10/28/2011 6:42:49 AM |
market-jam | $50.00 | 10/28/2011 7:45:35 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:06 AM |
glroark | $50.00 | 10/28/2011 1:32:16 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:59 PM |
money-yeller | $100.00 | 10/28/2011 4:41:18 PM |
HHP | $100.00 | 10/28/2011 8:37:00 PM |
Murdex | $100.00 | 10/29/2011 3:25:56 AM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:10 AM |
realtormoises | $25.00 | 10/29/2011 7:10:29 AM |
Jack55304 | $200.00 | 10/29/2011 12:29:52 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:20 PM |
wwwUniversal | $25.00 | 10/29/2011 1:10:56 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:51 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:13 PM |
bid-stockpiler1 | $25.00 | 10/30/2011 1:14:56 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:22 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:20 AM |
DiligentiaLLC | $25.00 | 10/31/2011 12:03:50 PM |
doctorchou | $200.00 | 10/31/2011 1:48:28 PM |
thrilling-payout1 | $50.00 | 11/1/2011 2:33:04 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:44:29 AM |
leverage-monger | $47.35 | 11/1/2011 9:08:28 AM |
JayIsABear | $50.00 | 11/1/2011 9:59:52 AM |
let_me_retire | $100.00 | 11/1/2011 1:34:55 PM |
Green_Bay_Packers | $50.00 | 11/1/2011 3:07:28 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:38 PM |
draggon77 | $25.00 | 11/2/2011 8:18:00 AM |
jonnysixgun | $25.00 | 11/2/2011 9:34:11 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:27:04 AM |
168RichCapital | $25.11 | 11/2/2011 10:06:06 AM |
CA-Lender | $25.00 | 11/2/2011 10:07:16 AM |
fountain355 | $25.00 | 11/2/2011 11:50:40 AM |
papaloha | $25.00 | 10/23/2011 8:21:08 PM |
blazing-capital2 | $250.00 | 10/21/2011 4:09:10 PM |
nickel_finder | $25.00 | 10/24/2011 10:30:26 PM |
tech310 | $50.00 | 10/25/2011 11:48:49 PM |
power-corps8 | $40.00 | 10/27/2011 1:49:03 PM |
SLN-10 | $50.00 | 10/27/2011 7:27:21 PM |
equitylender | $37.43 | 10/28/2011 2:55:18 PM |
interstellar | $75.00 | 10/29/2011 4:12:09 AM |
master648 | $26.61 | 10/29/2011 7:10:36 AM |
Leshan | $25.00 | 10/29/2011 6:48:37 AM |
Bob450 | $25.00 | 10/29/2011 9:06:42 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:14 AM |
nex | $25.00 | 10/29/2011 4:12:55 PM |
worldly-income2 | $30.00 | 10/31/2011 8:11:19 AM |
suave-dime6 | $25.00 | 10/31/2011 6:26:44 AM |
greenwell | $100.00 | 10/31/2011 5:32:53 PM |
loss-of-control | $100.00 | 10/31/2011 6:12:10 PM |
let_me_retire | $100.00 | 11/1/2011 1:39:26 PM |
lion6 | $25.00 | 11/1/2011 4:48:08 PM |
TronMedici | $50.00 | 11/1/2011 3:41:09 PM |
urcabinetguy | $100.00 | 11/1/2011 11:58:43 PM |
Core-Marketing | $25.00 | 11/2/2011 4:05:25 AM |
winegeek | $1,000.00 | 11/2/2011 7:31:57 AM |
nimble-nickel | $25.00 | 11/2/2011 8:26:24 AM |
safe-kindness5 | $25.00 | 11/2/2011 9:49:28 AM |
motorguy650 | $25.00 | 11/2/2011 10:53:21 AM |
bnoble09 | $15.71 | 11/2/2011 11:55:16 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
534485
This series of Notes was issued and sold upon the funding of the borrower loan #56045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-09-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 4% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 18y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,145 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trumpeter5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 29 ( 100% )
| 840-859 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Sep-2010)
860-879
(Jan-2010)
|
Principal balance:
| $436.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate two other small debts.
My financial situation:
I am a good candidate for this loan because...of perfect payment history on two other prosper loans, high credit score, and secure employment. Thank you for your help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $44.47 | 11/9/2011 9:02:11 AM |
iq8w7ht | $25.00 | 11/9/2011 9:23:28 AM |
impressive-loan | $100.00 | 11/9/2011 9:43:43 AM |
Clambake | $25.00 | 11/9/2011 10:01:19 AM |
kinetic-social | $69.51 | 11/9/2011 10:11:07 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:35 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:30 AM |
nisim5 | $50.00 | 11/9/2011 9:46:21 AM |
Aberdeen | $1,000.00 | 11/9/2011 9:21:15 AM |
D911ave | $50.00 | 11/9/2011 9:07:29 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:56 AM |
RecoveryLender | $25.00 | 11/9/2011 9:26:40 AM |
evnagelist | $25.00 | 11/9/2011 9:43:56 AM |
supernova719 | $25.00 | 11/9/2011 9:29:44 AM |
golden-platinum7 | $25.00 | 11/9/2011 9:50:16 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:53 AM |
BenR | $100.00 | 11/9/2011 9:56:51 AM |
cwegert | $136.02 | 11/9/2011 9:44:03 AM |
Brainworm | $25.00 | 11/9/2011 10:02:25 AM |
bill-expert | $50.00 | 11/9/2011 9:51:39 AM |
p40thawk | $25.00 | 11/9/2011 10:05:41 AM |
superb-funds335 | $25.00 | 11/9/2011 9:52:33 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
534917
This series of Notes was issued and sold upon the funding of the borrower loan #56013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 21y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,309 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| market-squadron7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Major Dental Repair
Purpose of loan: Dental work very necessary
This loan will be used to...Pay dental bill
My financial situation: Good
I am a good candidate for this loan because...I have good credit and have never been late with a payment or missed a payment
Monthly net income: $5500
Monthly expenses: $3200
Housing: $1025
Insurance: $300
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $300
Credit cards and other loans: $800
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/23/2011 9:44:56 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:33 AM |
tech310 | $50.00 | 10/25/2011 11:45:06 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:09 AM |
handy-justice | $100.00 | 10/28/2011 11:52:36 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:51 PM |
DiligentiaLLC | $50.00 | 10/31/2011 12:00:26 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:23 PM |
capital-heaven5 | $400.00 | 11/1/2011 1:34:09 PM |
let_me_retire | $100.00 | 11/1/2011 1:40:03 PM |
lion6 | $28.17 | 11/1/2011 4:47:45 PM |
Green_Bay_Packers | $50.00 | 11/1/2011 3:10:20 PM |
fountain355 | $25.00 | 11/2/2011 11:58:51 AM |
enterprising-credit2 | $25.00 | 11/2/2011 4:19:17 PM |
Reliance_Banker | $25.00 | 11/2/2011 7:46:04 PM |
nickel_finder | $25.00 | 11/2/2011 10:47:49 PM |
SweatyBalls | $25.00 | 11/3/2011 6:54:45 AM |
km007 | $25.00 | 11/3/2011 5:07:22 PM |
kttalamo | $120.00 | 11/3/2011 7:41:48 PM |
coffeecup | $28.72 | 11/4/2011 4:20:05 AM |
zone6 | $100.00 | 11/4/2011 5:30:04 AM |
Bob450 | $30.00 | 11/4/2011 7:02:52 AM |
YosemiteSam | $25.00 | 11/4/2011 7:12:47 AM |
rjcoutur2001 | $25.87 | 11/4/2011 8:18:53 AM |
Leshan | $25.00 | 11/4/2011 9:32:22 AM |
Cawse | $25.00 | 11/4/2011 10:20:07 AM |
rebeldog67 | $50.00 | 11/4/2011 10:55:45 AM |
listing-reformation8 | $50.00 | 11/4/2011 3:03:46 PM |
Newfoundcash | $25.00 | 11/4/2011 4:04:55 PM |
Rip128 | $50.00 | 11/4/2011 4:38:32 PM |
fortytwo | $150.00 | 11/4/2011 6:38:58 PM |
loss-of-control | $100.00 | 11/4/2011 6:16:37 PM |
helpful-loan245 | $25.00 | 11/4/2011 6:53:50 PM |
DannyPhantom | $35.00 | 11/4/2011 10:53:50 PM |
benefit-molecule338 | $109.08 | 11/4/2011 7:32:41 PM |
Raider_Fan | $25.00 | 11/4/2011 10:24:55 PM |
shawnw2 | $50.00 | 11/5/2011 2:14:57 AM |
justice-allocator3 | $25.00 | 11/5/2011 8:30:50 AM |
graceful-investment | $50.00 | 11/5/2011 10:10:06 AM |
Christus_Victor | $25.99 | 11/5/2011 10:15:03 AM |
leverage-monger | $25.62 | 11/5/2011 10:15:57 AM |
mad-scientist418 | $20.94 | 11/5/2011 10:16:14 AM |
papaloha | $25.00 | 11/3/2011 9:58:03 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:38 AM |
vutah | $25.00 | 10/27/2011 7:44:18 PM |
managedfund | $1,000.00 | 10/28/2011 7:36:36 AM |
HHP | $100.00 | 10/28/2011 8:37:02 PM |
Girakul | $35.00 | 10/29/2011 2:27:34 PM |
zorg77 | $50.00 | 10/29/2011 10:01:25 PM |
economy-coup | $50.00 | 10/31/2011 12:30:05 AM |
gokart83 | $25.00 | 10/31/2011 5:03:51 AM |
guild261 | $75.00 | 10/31/2011 12:21:37 PM |
sdcc72 | $25.00 | 10/31/2011 10:41:25 AM |
benevolent1 | $26.04 | 11/1/2011 4:43:22 PM |
Core-Marketing | $25.00 | 11/2/2011 4:11:35 AM |
suave-dime6 | $25.00 | 11/2/2011 5:15:07 AM |
periko | $40.52 | 11/2/2011 7:42:06 AM |
alphabet76 | $25.00 | 11/2/2011 3:54:49 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:14 PM |
manatee21 | $65.00 | 11/3/2011 12:47:22 PM |
Lubava | $74.31 | 11/3/2011 6:53:27 PM |
tiger1818 | $25.00 | 11/4/2011 4:49:30 AM |
leverage-monger | $25.50 | 11/4/2011 7:28:33 AM |
invest-in-ed | $75.00 | 11/4/2011 5:53:01 AM |
evergreen16 | $35.00 | 11/4/2011 8:56:34 AM |
evergreen16 | $100.00 | 11/4/2011 9:01:39 AM |
debt-legend | $25.00 | 11/4/2011 8:37:20 AM |
integrity-electron9 | $50.00 | 11/4/2011 10:00:50 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:47 AM |
wwwUniversal | $25.00 | 11/4/2011 11:41:55 AM |
moneyhelp4u | $25.00 | 11/4/2011 5:58:36 PM |
equallender | $25.00 | 11/5/2011 12:23:14 AM |
catb | $50.00 | 11/5/2011 5:46:43 AM |
SFBank | $50.00 | 11/5/2011 8:02:14 AM |
Rebelrick9 | $40.77 | 11/5/2011 7:43:52 AM |
rjcoutur2001 | $58.47 | 11/5/2011 7:54:47 AM |
buffalobills | $25.00 | 11/5/2011 9:05:43 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
535043
This series of Notes was issued and sold upon the funding of the borrower loan #56000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,950 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| appetizing-duty8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan: consolidate all my bills into one
This loan will be used to...consolidate all my bills
My financial situation: great
I am a good candidate for this loan because...I make my payments ontime, steady income plus extra 1400 a month,
Monthly net income: $4600 mine is 3300
Monthly expenses: $
Housing: $1070
Insurance: $500 every 6 months
Car expenses: $284
Utilities: $130
Phone, cable, internet: $230
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:14 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:31 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:02 AM |
reflective-rupee | $25.00 | 10/25/2011 5:22:03 PM |
Kash2010lu | $40.00 | 10/25/2011 6:38:21 PM |
MilitaryLending | $100.06 | 10/25/2011 7:56:41 PM |
alexgalt | $25.00 | 10/25/2011 10:00:05 PM |
tech310 | $50.00 | 10/25/2011 11:48:56 PM |
Rogelio48 | $30.00 | 10/26/2011 6:53:06 AM |
well-mannered-income3 | $70.00 | 10/26/2011 11:48:18 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:56 AM |
kind-finance-burrito | $42.79 | 10/27/2011 8:10:40 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:55 PM |
Girakul | $25.00 | 10/28/2011 5:38:13 AM |
loanman2007 | $25.00 | 10/28/2011 5:02:40 AM |
managedfund | $1,999.00 | 10/28/2011 6:42:14 AM |
greencat | $50.00 | 10/28/2011 7:14:58 AM |
social-zebra | $30.00 | 10/28/2011 8:31:07 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:10 AM |
handy-justice | $100.00 | 10/28/2011 11:30:15 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:02 PM |
Bob450 | $25.00 | 10/28/2011 2:56:38 PM |
RMI_Babylon | $25.00 | 10/28/2011 4:04:11 PM |
money-yeller | $100.00 | 10/28/2011 4:41:19 PM |
corporatejim | $50.00 | 10/29/2011 6:50:24 AM |
wwwUniversal | $25.00 | 10/29/2011 1:10:57 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:51 PM |
bid-stockpiler1 | $25.00 | 10/30/2011 1:18:27 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:23 PM |
e4gf8e | $25.00 | 10/31/2011 9:52:42 AM |
Petiza | $25.00 | 10/31/2011 10:17:00 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:22 AM |
doctorchou | $150.00 | 10/31/2011 1:46:45 PM |
greenwell | $100.00 | 10/31/2011 5:32:54 PM |
HVAC-Tech | $30.00 | 11/1/2011 4:34:49 AM |
GElender | $30.00 | 11/1/2011 5:52:01 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:42:23 AM |
revenue-associate | $27.57 | 11/1/2011 7:11:51 AM |
lendstats_com | $300.00 | 10/25/2011 7:59:02 AM |
Interloper | $30.00 | 10/25/2011 4:31:14 PM |
CA-Lender | $25.00 | 10/26/2011 8:17:22 AM |
graceful-investment | $50.00 | 10/26/2011 2:30:12 PM |
thankful-nickel2 | $25.00 | 10/28/2011 7:05:12 AM |
scoobiedoo | $50.00 | 10/28/2011 8:32:15 AM |
SolarMoonshine | $25.00 | 10/28/2011 10:02:36 AM |
HHP | $100.00 | 10/28/2011 8:37:02 PM |
FASTIZIO_P | $25.00 | 10/29/2011 6:07:11 AM |
sensible-fund | $25.00 | 10/29/2011 8:01:15 AM |
realtormoises | $25.00 | 10/29/2011 7:11:00 AM |
graceful-investment | $50.00 | 10/29/2011 10:02:42 AM |
spiff666 | $26.66 | 10/29/2011 12:11:04 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:20 PM |
nex | $25.00 | 10/29/2011 4:12:56 PM |
rautility | $25.00 | 10/29/2011 6:46:48 PM |
grotheik | $30.00 | 10/29/2011 6:59:51 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:14 PM |
compassion-artisan9 | $25.00 | 10/30/2011 8:16:12 PM |
daekpon | $25.00 | 10/30/2011 9:04:45 PM |
economy-coup | $50.00 | 10/31/2011 12:30:06 AM |
suave-dime6 | $25.00 | 10/31/2011 6:22:34 AM |
Rip128 | $100.00 | 10/31/2011 6:56:20 AM |
dws2380 | $25.00 | 10/31/2011 7:17:35 AM |
Kqwik | $25.00 | 10/31/2011 8:00:23 AM |
wise-balanced-moola | $25.00 | 10/31/2011 9:47:31 AM |
Land_on_your_feet | $25.00 | 10/31/2011 10:53:54 AM |
palace2 | $220.00 | 10/31/2011 3:07:36 PM |
moola-monger9 | $50.00 | 10/31/2011 2:22:20 PM |
trident8 | $25.00 | 10/31/2011 10:13:17 PM |
Tikibarman | $50.00 | 11/1/2011 6:58:30 AM |
COCHINOBOY | $32.54 | 11/1/2011 4:57:20 AM |
srsock | $31.38 | 11/1/2011 6:40:47 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
535087
This series of Notes was issued and sold upon the funding of the borrower loan #55822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $315.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,779 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Swinghi |
Borrower's state:
| Utah |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finishing Basement in our Home
Purpose of loan:
This loan will be used to finish off the basement in our home. I will be making the space into an office for my job that lets me telecommute. We will be also adding another bedroom and a bathroom which should increase the value of our home
My financial situation:
I am a good candidate for this loan because we live well below our means.
Monthly Budget:
Net Salary 5830
Mortgage 898
Groceries 1000
Spending 1000
401k 500
Utilities 250
Insurances 200
Credit Card 500
Net left over $1482
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.10 | 10/29/2011 12:02:06 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:03 PM |
WilliamLeeSims | $25.00 | 10/29/2011 12:07:13 PM |
neighborly-hope6 | $100.00 | 10/29/2011 12:43:16 PM |
vivacious-truth3 | $25.00 | 10/29/2011 1:20:53 PM |
GodzillaLending | $25.00 | 10/29/2011 1:56:22 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:15 PM |
paladin510 | $25.00 | 10/29/2011 5:52:58 PM |
Quaven | $25.00 | 10/29/2011 5:49:19 PM |
return-marsupial3 | $25.00 | 10/29/2011 6:45:00 PM |
georgedorn | $42.80 | 10/29/2011 8:35:56 PM |
nickel-demon2 | $47.15 | 10/29/2011 7:46:09 PM |
trade-surge3 | $25.00 | 10/29/2011 9:19:26 PM |
bazaar-winner | $25.00 | 10/30/2011 5:44:30 AM |
velocity-motivator6 | $25.00 | 10/30/2011 12:44:50 PM |
floridahelper | $25.00 | 10/30/2011 2:07:11 PM |
pure-loyalty6 | $25.00 | 10/30/2011 3:17:20 PM |
power-bluebird2 | $25.00 | 10/30/2011 3:35:53 PM |
a2190b | $25.00 | 10/30/2011 8:36:36 PM |
LoanDMC | $25.00 | 10/30/2011 7:36:26 PM |
chemistry220 | $25.00 | 10/30/2011 5:57:43 PM |
loyalty-circuitry | $100.00 | 10/31/2011 6:00:30 AM |
aurorafinancial | $25.00 | 10/31/2011 6:13:40 AM |
rustysailor | $25.00 | 10/30/2011 9:47:15 PM |
Schuld66 | $25.00 | 10/30/2011 10:03:07 PM |
Chuck9802 | $25.00 | 10/31/2011 6:27:37 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:58 AM |
pwkpwk | $25.00 | 10/31/2011 8:08:38 AM |
dcchaos | $25.00 | 10/31/2011 7:15:57 AM |
herbgirl49 | $25.00 | 10/31/2011 7:20:50 AM |
Contour | $25.00 | 10/31/2011 8:11:33 AM |
elbastador | $25.00 | 10/31/2011 9:06:56 AM |
benjay25 | $35.00 | 10/31/2011 10:12:04 AM |
mcilwaaj12 | $50.00 | 10/31/2011 9:55:14 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:49:57 AM |
ms48105 | $25.00 | 10/31/2011 11:03:25 AM |
ceg451 | $25.00 | 10/31/2011 3:43:04 PM |
Crusader88 | $25.00 | 10/31/2011 7:57:24 PM |
aabadabadoo | $25.00 | 10/31/2011 5:44:06 PM |
wtrboy | $25.00 | 10/31/2011 10:23:15 PM |
bobby5832708 | $25.00 | 11/1/2011 4:07:51 AM |
benefit-dreams | $25.00 | 10/31/2011 7:57:29 PM |
thankful-nickel2 | $25.00 | 10/31/2011 8:08:27 PM |
Keebs | $25.00 | 11/1/2011 7:17:05 AM |
owhite2000 | $27.00 | 11/1/2011 6:36:52 AM |
bnewy605 | $25.00 | 11/1/2011 8:25:13 AM |
Zoomie | $25.00 | 11/1/2011 9:02:02 AM |
Clambake | $25.00 | 11/1/2011 9:04:32 AM |
Snoopylover | $25.00 | 11/1/2011 8:21:57 AM |
misit | $25.00 | 11/1/2011 8:33:06 AM |
KLCRAY | $25.00 | 11/1/2011 9:30:23 AM |
best-gold-orb | $25.00 | 11/1/2011 9:46:41 AM |
Ivan2007 | $25.00 | 11/1/2011 9:03:22 AM |
compoundinterest | $50.00 | 11/1/2011 9:18:33 AM |
MadHun | $200.00 | 11/1/2011 9:19:13 AM |
harmonious-moola7 | $25.00 | 11/1/2011 9:58:51 AM |
Natronpee | $25.00 | 11/1/2011 9:23:19 AM |
WhiteSapphire | $25.00 | 11/1/2011 9:27:14 AM |
tlp43 | $25.00 | 11/1/2011 9:30:20 AM |
phillipd48 | $25.00 | 11/1/2011 10:36:20 AM |
andyb9 | $25.00 | 11/1/2011 9:45:22 AM |
toblerone | $25.00 | 11/1/2011 10:42:28 AM |
get30inc | $50.00 | 11/1/2011 9:49:21 AM |
valiant-liberty4 | $25.00 | 11/1/2011 10:46:04 AM |
dartmouth99 | $25.00 | 11/1/2011 9:50:42 AM |
Mantis75 | $25.00 | 11/1/2011 10:48:01 AM |
hardwareman | $25.00 | 11/1/2011 9:55:31 AM |
Emgolda | $25.00 | 11/1/2011 9:54:53 AM |
g314 | $25.00 | 11/1/2011 9:59:30 AM |
acropiloterau2002 | $25.00 | 11/1/2011 10:19:38 AM |
wigglesworth4 | $100.00 | 11/1/2011 11:02:53 AM |
investor7257 | $25.00 | 11/1/2011 10:22:37 AM |
boatplug | $25.00 | 11/1/2011 10:25:03 AM |
lrr34 | $25.00 | 11/1/2011 10:14:04 AM |
emo13 | $50.00 | 11/1/2011 10:28:40 AM |
new-truth-chuckler | $25.00 | 11/1/2011 10:25:14 AM |
fiddlerzvi | $25.00 | 11/1/2011 11:24:52 AM |
windfall46 | $25.00 | 11/1/2011 10:37:23 AM |
smbau06 | $49.46 | 11/1/2011 11:59:26 AM |
hopeful-truth5 | $100.00 | 11/1/2011 12:30:54 PM |
Panna | $25.00 | 11/1/2011 11:05:03 AM |
kloan | $25.00 | 11/1/2011 11:09:00 AM |
nycfinance | $25.00 | 11/1/2011 1:05:46 PM |
awe53 | $25.00 | 11/1/2011 11:05:19 AM |
economy-equilibrium7 | $28.44 | 11/1/2011 1:31:24 PM |
Yankeeeagle | $25.00 | 11/1/2011 1:33:18 PM |
orange-courageous-dedication | $25.00 | 11/1/2011 11:21:19 AM |
wealth-influencer | $25.00 | 11/1/2011 2:41:00 PM |
Marathoner | $25.00 | 11/1/2011 11:52:56 AM |
kscc183 | $25.00 | 11/1/2011 11:59:14 AM |
ATOHokie | $25.00 | 11/1/2011 12:27:10 PM |
fairness-drum | $25.00 | 11/1/2011 12:46:07 PM |
br4444 | $25.00 | 11/1/2011 12:44:02 PM |
x-lender | $50.84 | 11/1/2011 1:12:50 PM |
determined-deal7 | $25.00 | 11/1/2011 1:16:32 PM |
Epiphanic | $25.00 | 11/1/2011 1:18:16 PM |
Kijib | $25.00 | 11/1/2011 2:45:53 PM |
sturdy-rate3 | $25.00 | 11/1/2011 3:03:33 PM |
ScionAltera | $25.00 | 11/1/2011 3:11:04 PM |
mighty-value | $34.00 | 11/1/2011 4:22:32 PM |
reordan | $25.00 | 11/1/2011 4:25:27 PM |
Mr_Marcus | $25.00 | 11/1/2011 4:46:29 PM |
SanJoser | $25.00 | 11/1/2011 4:39:23 PM |
zwx1997 | $25.00 | 11/1/2011 4:41:45 PM |
RayEarth | $25.00 | 11/1/2011 5:03:01 PM |
transparency-river1 | $159.01 | 11/1/2011 5:03:30 PM |
pdub | $75.00 | 10/29/2011 12:16:15 PM |
velocity-solo | $25.00 | 10/29/2011 12:24:31 PM |
MiniBank998 | $25.00 | 10/29/2011 12:39:13 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:20 PM |
RG | $25.00 | 10/29/2011 1:10:15 PM |
AmericanCredit | $50.00 | 10/29/2011 1:40:12 PM |
themoneydoctor | $300.00 | 10/29/2011 1:26:08 PM |
GarBear88 | $100.00 | 10/29/2011 6:20:37 PM |
Paxman84 | $25.86 | 10/29/2011 7:47:54 PM |
loan-kung-fu | $100.00 | 10/29/2011 8:09:19 PM |
Oak-Parker | $25.00 | 10/29/2011 8:05:31 PM |
Socorro_Capital_Partners | $25.01 | 10/29/2011 7:28:52 PM |
nuclearmoose | $50.00 | 10/29/2011 7:55:20 PM |
reflective-cash0 | $100.00 | 10/30/2011 6:40:48 AM |
ManyBlessings | $25.00 | 10/29/2011 11:09:17 PM |
elasermd | $204.03 | 10/30/2011 6:38:19 AM |
skuba | $50.00 | 10/30/2011 6:42:59 AM |
1redfish | $100.00 | 10/30/2011 8:14:28 AM |
blot44 | $100.00 | 10/30/2011 11:32:05 AM |
fair-interest6 | $28.93 | 10/30/2011 12:14:02 PM |
smear87 | $50.00 | 10/30/2011 1:46:09 PM |
rcldesign | $25.00 | 10/30/2011 2:01:11 PM |
JeffGeorge | $50.00 | 10/30/2011 5:38:20 PM |
revenue-appraiser | $25.00 | 10/30/2011 7:00:11 PM |
Munnie | $25.00 | 10/30/2011 6:09:51 PM |
Tscheddar | $25.00 | 10/30/2011 6:51:45 PM |
cosygirl | $50.00 | 10/30/2011 7:21:35 PM |
bb575 | $50.00 | 10/30/2011 7:45:24 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:19 PM |
massuot | $25.00 | 10/31/2011 12:57:13 AM |
mrpowers5531 | $25.00 | 10/31/2011 5:27:06 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:53 AM |
Preteur | $25.00 | 10/31/2011 6:37:57 AM |
Searlzy | $25.00 | 10/31/2011 6:46:53 AM |
gojackgo | $50.00 | 10/31/2011 8:22:38 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:43 AM |
MJDAE | $50.00 | 10/31/2011 9:01:01 AM |
mike_banker | $100.00 | 10/31/2011 9:35:27 AM |
rmachi | $50.00 | 10/31/2011 11:20:28 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:39 AM |
supernova719 | $50.00 | 10/31/2011 2:29:47 PM |
bright-investment | $25.00 | 10/31/2011 2:05:02 PM |
balance-voyager | $50.00 | 10/31/2011 4:15:25 PM |
greenwell | $100.00 | 10/31/2011 5:33:01 PM |
integrity-flow3 | $50.00 | 10/31/2011 7:51:58 PM |
taiko6 | $31.37 | 10/31/2011 7:54:44 PM |
gsp1885 | $42.00 | 11/1/2011 4:38:21 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:33 AM |
stollcm | $25.00 | 11/1/2011 5:36:12 AM |
TelegramSam | $25.00 | 11/1/2011 6:28:22 AM |
Pasagam | $50.00 | 11/1/2011 5:20:40 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:38 AM |
alpinaut | $25.00 | 11/1/2011 6:24:13 AM |
nicebank | $25.00 | 11/1/2011 8:35:37 AM |
budyzr | $25.00 | 11/1/2011 7:00:26 AM |
invincible-peso | $25.00 | 11/1/2011 9:03:40 AM |
britgsb | $30.00 | 11/1/2011 9:16:48 AM |
awwaww | $25.00 | 11/1/2011 9:20:04 AM |
SojournerMobile | $25.00 | 11/1/2011 8:26:13 AM |
PaulW | $40.00 | 11/1/2011 9:26:20 AM |
ProjectVenture | $25.00 | 11/1/2011 9:31:55 AM |
wdove511 | $32.00 | 11/1/2011 8:41:54 AM |
intelligent-repayment8 | $1,000.00 | 11/1/2011 9:43:51 AM |
jeffc92 | $50.00 | 11/1/2011 9:46:04 AM |
a-truth-upholder | $25.00 | 11/1/2011 9:17:30 AM |
diligent-leverage | $25.00 | 11/1/2011 9:57:31 AM |
paulccsi | $25.00 | 11/1/2011 9:18:55 AM |
j2ee | $25.00 | 11/1/2011 9:37:28 AM |
michaelwong | $50.00 | 11/1/2011 10:38:53 AM |
riskreward | $250.00 | 11/1/2011 9:51:08 AM |
MARWARISETH | $200.00 | 11/1/2011 9:51:31 AM |
hostbank | $100.00 | 11/1/2011 9:49:46 AM |
sjlender | $100.00 | 11/1/2011 9:54:26 AM |
mar97 | $25.00 | 11/1/2011 10:02:54 AM |
nickel-ferret | $50.00 | 11/1/2011 9:56:21 AM |
NoCal | $25.00 | 11/1/2011 10:52:21 AM |
miket71 | $30.00 | 11/1/2011 10:53:57 AM |
mosby | $25.00 | 11/1/2011 10:00:34 AM |
Syzygy | $25.00 | 11/1/2011 10:01:23 AM |
indomitable-coin | $25.00 | 11/1/2011 10:05:06 AM |
lost-money-so-far-on-these | $25.00 | 11/1/2011 10:20:23 AM |
Cheburashka | $25.00 | 11/1/2011 10:22:58 AM |
dharma1 | $25.00 | 11/1/2011 10:17:49 AM |
NJNY | $25.00 | 11/1/2011 10:35:43 AM |
listing-candy | $25.00 | 11/1/2011 10:36:27 AM |
magnetic-pound4 | $250.00 | 11/1/2011 11:13:51 AM |
RecoveryLender | $25.00 | 11/1/2011 11:22:48 AM |
IIP77 | $25.00 | 11/1/2011 10:52:00 AM |
rs999 | $25.00 | 11/1/2011 10:58:07 AM |
KeepOnRunning | $100.00 | 11/1/2011 11:03:24 AM |
cablenews | $100.00 | 11/1/2011 10:58:57 AM |
nimble-nickel | $50.00 | 11/1/2011 12:49:27 PM |
ZeLonewolf | $25.00 | 11/1/2011 11:02:32 AM |
principal-trident | $100.00 | 11/1/2011 11:30:28 AM |
peso-windmill | $25.00 | 11/1/2011 3:06:38 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:31 PM |
zenchef | $25.00 | 11/1/2011 12:16:59 PM |
fairness-drum | $25.00 | 11/1/2011 12:45:16 PM |
prescription0 | $25.00 | 11/1/2011 4:50:58 PM |
Use_It_Wisely | $30.00 | 11/1/2011 2:25:36 PM |
FCI | $25.00 | 11/1/2011 5:03:14 PM |
LovinMe | $25.00 | 11/1/2011 4:09:02 PM |
Aimvest | $25.00 | 11/1/2011 4:34:32 PM |
riskadverse44 | $25.00 | 11/1/2011 4:34:55 PM |
Zuzu | $25.00 | 11/1/2011 4:50:18 PM |
Bank42 | $25.00 | 11/1/2011 4:51:26 PM |
serene-credit4 | $25.00 | 11/1/2011 4:53:00 PM |
213 Investments
|
Borrower Payment Dependent Notes Series
535119
This series of Notes was issued and sold upon the funding of the borrower loan #56191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 8m |
Amount delinquent:
| $5,326 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-bid-star |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Better Life
Purpose: Consolidate, Get Divorced and Start a New Life w/ My 4-Yr Old Son. This will be used to get out of a bad marriage. I need $2500 to pay for a divorce lawyer, and I need first/last/security on a place to live. All my money is tied up in the house that he intends to keep once the divorce is final. I don't have it in me to leave him high & dry. Due to a debt reduction program, my credit has fallen and I am unable to get assistance through traditional means. I?m a good candidate for this loan because I have a great work history. I've been at a job that I LOVE for almost 4 years now, my last job for over 9 years. Just looking to create a safe and caring home.
CURRENT/ANTICIPATED EXPENSES
Monthly net income: $2800
Monthly expenses: $2877/$2600+$200 Saved
Housing: $1039/$800
Insurance: $118/$100
Car expenses: $354/$200
Utilities: $374/$240
Phone, cable, internet: $150/$100
Food, household: $250/$400
Credit cards and other loans: $592/$400
Prosper Payment: $0/$260
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 9:09:20 AM |
social-cocktail1 | $200.00 | 10/25/2011 9:15:08 AM |
tech310 | $50.00 | 10/25/2011 11:48:57 PM |
handy-justice | $50.00 | 10/28/2011 11:48:49 AM |
HHP | $100.00 | 10/28/2011 8:37:05 PM |
kwan | $25.00 | 10/30/2011 1:37:31 AM |
worldly-income2 | $25.00 | 10/31/2011 8:12:19 AM |
e4gf8e | $25.00 | 10/31/2011 9:51:15 AM |
Abundanceforus | $41.93 | 11/1/2011 1:20:25 PM |
mammalian4 | $25.00 | 11/1/2011 7:03:17 PM |
contract-festival7 | $25.00 | 11/1/2011 8:27:03 PM |
responsibility-butterfly | $25.00 | 10/25/2011 10:19:42 AM |
managedfund | $900.00 | 10/28/2011 7:38:18 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:11 AM |
worth-blanket2 | $3,900.00 | 10/28/2011 2:54:25 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:52 PM |
zorg77 | $25.00 | 10/29/2011 10:06:25 PM |
suave-dime6 | $25.00 | 10/30/2011 7:44:55 AM |
atlas100 | $25.00 | 10/31/2011 11:45:48 AM |
principal-triumph | $50.00 | 11/1/2011 9:09:39 AM |
principal-triumph | $50.00 | 11/1/2011 9:09:49 AM |
capital-heaven5 | $179.12 | 11/1/2011 2:07:24 PM |
secureincome | $153.95 | 11/2/2011 6:22:44 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
535219
This series of Notes was issued and sold upon the funding of the borrower loan #55859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $221.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| reliable-currency3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to help pay for medical bills. I was rather ill and in the hospital for 12 days total. I need help to pay these bills off.
My financial situation:
I am a good candidate for this loan because I have a good credit score, I pay my bills on time, I have a real job based on commission, and I am a great sales person so making money is never really an issue. Most foreclosures and bankruptcies are caused by medical bills. I would much rather be able to completely pay them off and just make monthly payments for 2-3 years, plus I would rather not let my credit score suffer for insane medical bills I simply cannot afford to pay off out right.
Monthly net income: $1300
Monthly expenses: $705
Housing: $0 (i live with my parents)
Insurance: $165
Car expenses: $130
Utilities: $50
Phone, cable, internet: $0
Food, entertainment: $60
Clothing, household expenses: $100
Credit cards and other loans: $110
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 10/24/2011 5:16:19 PM |
responsibility-butterfly | $25.00 | 10/24/2011 6:08:40 PM |
jmeasn | $25.00 | 10/25/2011 12:27:00 PM |
tech310 | $50.00 | 10/25/2011 11:47:05 PM |
charming-exchange7 | $25.00 | 10/27/2011 4:52:22 PM |
reinforced-gain7 | $2,000.00 | 10/27/2011 9:56:16 PM |
Brisket_Bob | $25.00 | 10/28/2011 6:42:25 AM |
haplender | $50.00 | 10/28/2011 8:12:26 AM |
steven3333 | $25.00 | 10/28/2011 10:49:15 AM |
handy-justice | $100.00 | 10/28/2011 11:32:43 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:32 PM |
Katburg | $25.00 | 10/28/2011 1:39:00 PM |
managedfund | $419.00 | 10/28/2011 2:22:14 PM |
progressive-economy261 | $400.00 | 10/24/2011 5:17:12 PM |
pound-mushroom3 | $25.00 | 10/24/2011 5:18:56 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:09:13 AM |
LoanerPrincipal | $25.00 | 10/26/2011 8:00:13 PM |
rate-mogul | $50.00 | 10/27/2011 7:21:18 AM |
108lender | $100.00 | 10/27/2011 2:09:09 PM |
payment-gusto | $25.00 | 10/27/2011 5:21:39 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:27 PM |
managedfund | $1,100.00 | 10/27/2011 8:05:08 PM |
Top_Gun_Lender | $26.00 | 10/27/2011 8:50:35 PM |
coin-investor | $25.00 | 10/27/2011 9:00:56 PM |
high_flyer | $200.00 | 10/28/2011 5:42:38 AM |
Wellman | $50.00 | 10/28/2011 7:29:29 AM |
social-zebra | $30.00 | 10/28/2011 8:30:24 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:10 AM |
listing-reformation8 | $50.00 | 10/28/2011 10:15:46 AM |
missile8 | $25.00 | 10/28/2011 11:21:59 AM |
wise-deal-panda | $100.00 | 10/28/2011 12:41:01 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
535249
This series of Notes was issued and sold upon the funding of the borrower loan #56080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $148.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,510 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| majestic-dollar5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
740-759
(Mar-2011)
680-699
(Sep-2010)
720-739
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
My loan for Debt Consolidation.
Purpose of loan:
This loan will be used to...Consolidation of several bills to make easier management of budget.
My financial situation:
I am a good candidate for this loan because. I pay my bills, simple as that and I pay off bills early when I can.
Monthly net income: $4000.00
Monthly expenses: $400.00
Housing: $800.00
Insurance: $50.00
Car expenses: $150.00
Utilities: $150.00
Phone, cable, internet: $85.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $57.00 | 11/9/2011 5:04:07 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:11:14 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:16 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:00 PM |
first-friendly-listing | $30.00 | 11/9/2011 5:16:59 PM |
Dubbs360 | $50.00 | 11/9/2011 5:20:26 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:41 PM |
DiligentiaLLC | $50.00 | 11/9/2011 6:15:30 PM |
rescue | $28.00 | 11/9/2011 6:44:45 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:38 PM |
silver-wonder278 | $25.00 | 11/9/2011 6:39:39 PM |
Moe87 | $25.00 | 11/9/2011 6:10:53 PM |
tcpfan | $25.00 | 11/9/2011 5:15:40 PM |
credit-missile | $130.00 | 11/9/2011 5:17:27 PM |
symbiosis | $50.00 | 11/9/2011 5:50:05 PM |
Kash2010lu | $30.00 | 11/9/2011 5:02:39 PM |
green-rapid-openness | $100.00 | 11/9/2011 6:31:41 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:38:15 PM |
thankful-nickel2 | $25.00 | 11/9/2011 6:28:17 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:32:01 PM |
listing-trapper3 | $50.00 | 11/9/2011 5:48:10 PM |
fabulous-community4 | $25.00 | 11/9/2011 5:54:12 PM |
first-cash-producer | $25.00 | 11/9/2011 6:31:42 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
535397
This series of Notes was issued and sold upon the funding of the borrower loan #55994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,887 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-confidant2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Signage/Advertising
Purpose of loan:
I will use this loan to pay for a road sign to go out in front of my new business location and to pay for some advertisements in Money Mailer and the local paper.
My financial situation:
I am a good candidate for this loan because I have been self employed for almost 9 years. I have constantly paid all of my debts on time. I have a new born son and had no health insurance so I used personal credit cards to pay for the labor, surgery and other costs associated with having a new baby! "I have subsequently purchased health insurance for family" I've got all the motivation in the world to work hard with this new addition to the family!
Monthly net income: $16,700
Monthly expenses: $ below
Housing: $ 6,500
Insurance: $ 150
Car expenses: $900
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: Family Health Insurance $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/26/2011 5:18:09 PM |
leverage-monger | $200.00 | 10/28/2011 8:03:49 AM |
CA-Lender | $50.00 | 10/29/2011 10:56:13 AM |
copper | $50.00 | 10/29/2011 1:09:33 PM |
graceful-investment | $34.40 | 10/30/2011 1:39:55 PM |
McChan | $90.94 | 10/31/2011 8:43:10 PM |
invincible-peso | $25.00 | 11/1/2011 9:00:59 AM |
return-grizzly | $100.00 | 11/2/2011 3:38:30 AM |
Core-Marketing | $25.00 | 11/2/2011 4:10:50 AM |
managedfund | $600.00 | 11/2/2011 6:03:27 AM |
djalan | $25.00 | 11/2/2011 8:14:11 AM |
2grindstones | $30.87 | 11/2/2011 10:02:22 AM |
helping-out | $30.00 | 11/2/2011 1:27:18 PM |
deal-marauder6 | $41.95 | 11/2/2011 3:26:44 PM |
alphabet76 | $25.00 | 11/2/2011 3:45:47 PM |
wlm3012 | $30.00 | 11/2/2011 5:11:37 PM |
heroic-benefit | $200.00 | 11/2/2011 6:01:42 PM |
alaskanbearcub | $25.00 | 11/2/2011 7:34:15 PM |
bid-stockpiler1 | $25.00 | 11/2/2011 7:47:29 PM |
nickel_finder | $25.00 | 11/2/2011 10:49:10 PM |
thankful-nickel2 | $25.00 | 11/3/2011 6:31:03 AM |
elvisloans | $25.00 | 11/3/2011 6:51:51 AM |
orgy63 | $25.00 | 11/3/2011 8:16:17 AM |
168RichCapital | $25.11 | 11/3/2011 10:03:13 AM |
PadreAyudate | $26.98 | 11/3/2011 9:31:01 AM |
TLW314 | $65.00 | 11/3/2011 10:12:49 AM |
golffish2 | $25.00 | 10/27/2011 4:57:00 AM |
balanced-balance6 | $25.00 | 10/27/2011 6:55:12 AM |
blazing-capital2 | $250.00 | 10/27/2011 2:31:52 PM |
ore-leather | $31.37 | 10/27/2011 4:48:14 PM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:24 AM |
neorunner | $25.00 | 10/31/2011 11:12:48 AM |
trustworthy-currency1 | $910.25 | 10/31/2011 3:36:06 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:05 PM |
YeoLenderSource | $25.00 | 11/1/2011 2:29:46 PM |
adaptable-capital | $250.00 | 11/1/2011 6:29:46 PM |
tech310 | $50.00 | 11/1/2011 11:17:34 PM |
kain11286 | $25.00 | 11/2/2011 8:53:17 AM |
Leshan | $25.00 | 11/2/2011 7:44:13 AM |
VA-RedBeast | $88.84 | 11/2/2011 12:12:36 PM |
Red-Bull-One | $25.00 | 11/2/2011 5:22:07 PM |
commerce-financier4 | $100.00 | 11/2/2011 7:50:51 PM |
Rip128 | $90.00 | 11/3/2011 5:18:50 AM |
blue-goal-deal | $25.00 | 11/3/2011 7:54:41 AM |
piccrn | $4.29 | 11/3/2011 10:21:23 AM |
green28 | $25.00 | 11/3/2011 10:14:24 AM |
contract-coup | $25.00 | 11/3/2011 10:15:12 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
535473
This series of Notes was issued and sold upon the funding of the borrower loan #55818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,131 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-saver52 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...Hold a steady job pay my bills and am looking purchase the rental property that I reside in while at my job during the week . which generates approximatly 1800 dollars a week
Monthly net income: $2600
Monthly expenses: $
Housing: $325
Insurance: $180
Car expenses: $250
Utilities: $60
Phone, cable, internet: $160
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $343
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fervent-repayment | $25.00 | 11/1/2011 5:40:45 PM |
economy-coup | $50.00 | 11/1/2011 5:10:27 PM |
kindness-jedi | $25.00 | 11/1/2011 5:25:01 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:20 PM |
cablenews | $55.00 | 11/1/2011 6:20:01 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:55 PM |
mlj0671 | $25.00 | 11/2/2011 7:45:55 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:09 AM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:10 PM |
cnovak | $25.00 | 11/2/2011 9:55:24 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:41 AM |
diplomatic-wealth7 | $25.00 | 11/3/2011 10:07:06 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:44 PM |
evnagelist | $25.00 | 11/4/2011 10:16:39 AM |
robust-payout1 | $25.00 | 11/4/2011 4:22:21 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:00 PM |
pujols8996 | $25.00 | 11/4/2011 4:02:23 PM |
important-openness1 | $100.00 | 11/4/2011 5:08:29 PM |
Taz-Man-IIWIS | $25.00 | 11/4/2011 5:35:57 PM |
idastmerchants | $25.00 | 11/4/2011 5:39:03 PM |
elfincove | $25.00 | 11/4/2011 5:50:17 PM |
officer8 | $25.00 | 11/4/2011 5:50:41 PM |
jamiee73 | $25.00 | 11/4/2011 6:22:08 PM |
FASTIZIO_P | $25.00 | 11/4/2011 6:35:14 PM |
fortytwo | $150.00 | 11/4/2011 6:39:05 PM |
floridass | $25.00 | 11/4/2011 6:39:26 PM |
reward-adventure | $50.00 | 11/4/2011 6:57:54 PM |
beakerfish | $50.00 | 11/4/2011 9:22:22 PM |
prohelper | $25.00 | 11/4/2011 7:07:34 PM |
GreedyLawyer | $25.00 | 11/4/2011 10:46:22 PM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:51 AM |
1phantom | $25.00 | 11/5/2011 8:32:17 AM |
fair-hope | $25.00 | 11/5/2011 9:00:06 AM |
welshcat | $35.24 | 11/5/2011 10:09:39 AM |
christmaslightpro | $25.00 | 11/5/2011 10:22:48 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:28 AM |
rescue | $100.00 | 11/5/2011 11:16:39 AM |
worldly-community3 | $50.00 | 11/5/2011 12:23:23 PM |
asiaratt | $50.00 | 11/5/2011 12:22:55 PM |
finance-prescription | $100.00 | 11/5/2011 12:31:19 PM |
Diamond_Jim | $25.00 | 11/5/2011 12:37:41 PM |
Investoman | $75.00 | 11/5/2011 12:45:52 PM |
careful-note1 | $25.00 | 11/5/2011 12:51:20 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:43 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:36 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:56 PM |
Mariner3605 | $25.00 | 11/5/2011 2:16:30 PM |
DER | $25.00 | 11/5/2011 2:34:10 PM |
desertoasis | $25.00 | 11/5/2011 1:59:36 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:39 PM |
yield-trader | $25.00 | 11/5/2011 2:53:30 PM |
minddoc | $25.00 | 11/5/2011 3:04:13 PM |
rvfbroker | $25.00 | 11/5/2011 3:07:08 PM |
zippy-interest | $25.00 | 11/5/2011 3:11:29 PM |
JauaFlash | $25.00 | 11/5/2011 3:17:05 PM |
triguy | $2,000.00 | 11/5/2011 3:13:49 PM |
IIP77 | $25.00 | 11/5/2011 3:23:01 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:34 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:53 PM |
mercuriant | $25.00 | 11/1/2011 6:05:54 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:16 PM |
Dubbs360 | $50.00 | 11/1/2011 7:13:41 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:54 AM |
iaffy | $50.00 | 11/2/2011 2:54:53 PM |
miked8303 | $25.00 | 11/3/2011 10:10:08 AM |
km007 | $25.00 | 11/3/2011 5:07:32 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:06 PM |
Wellman | $50.00 | 11/4/2011 7:20:59 AM |
return-enthusiast1 | $25.00 | 11/4/2011 11:20:06 AM |
zone8 | $100.00 | 11/4/2011 10:57:25 AM |
VmIE | $25.00 | 11/4/2011 2:45:56 PM |
stock106 | $25.00 | 11/4/2011 3:54:08 PM |
Kaj | $25.00 | 11/4/2011 5:04:02 PM |
arsisi | $25.00 | 11/4/2011 5:06:58 PM |
haplender | $50.00 | 11/4/2011 6:02:06 PM |
dough-bear | $25.00 | 11/4/2011 6:14:59 PM |
JohnSmallberries | $25.00 | 11/4/2011 5:25:36 PM |
payout-achievement | $50.00 | 11/4/2011 5:20:38 PM |
persevering | $25.00 | 11/4/2011 6:53:41 PM |
lowlite6647 | $25.00 | 11/4/2011 6:04:55 PM |
dime-fighter | $25.00 | 11/4/2011 6:09:06 PM |
GSV67 | $50.00 | 11/4/2011 7:06:00 PM |
Erileb | $25.00 | 11/4/2011 6:16:19 PM |
rate-mogul | $50.00 | 11/4/2011 6:22:48 PM |
the-dollar-topper | $100.00 | 11/4/2011 7:28:41 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:43 PM |
Gladglide | $25.00 | 11/4/2011 10:02:01 PM |
rs999 | $25.00 | 11/4/2011 7:23:09 PM |
mistertao | $25.00 | 11/4/2011 8:16:36 PM |
RatRaceChamp | $49.10 | 11/5/2011 7:38:33 AM |
e4gf8e | $25.00 | 11/5/2011 5:19:20 AM |
TommyTucker | $50.00 | 11/5/2011 6:47:07 AM |
income-investor3 | $25.00 | 11/5/2011 7:51:17 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:45 AM |
japerk | $25.00 | 11/5/2011 8:48:51 AM |
GCInvestments | $25.00 | 11/5/2011 12:03:49 PM |
Sibelius2 | $25.00 | 11/5/2011 12:12:40 PM |
Nummus | $25.00 | 11/5/2011 11:40:41 AM |
CalBear08 | $25.00 | 11/5/2011 12:33:08 PM |
handshake5 | $100.00 | 11/5/2011 12:11:10 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:45 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:45 PM |
life-is-great | $25.00 | 11/5/2011 12:37:08 PM |
GInBaghdad | $25.00 | 11/5/2011 1:05:22 PM |
roman2008 | $25.00 | 11/5/2011 12:43:07 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:14 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:08 PM |
ursus | $50.00 | 11/5/2011 1:35:00 PM |
first-integrity-gravity | $50.00 | 11/5/2011 1:51:26 PM |
marketplace-hut9 | $25.00 | 11/5/2011 1:28:48 PM |
MadHun | $200.00 | 11/5/2011 2:07:43 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:35 PM |
dedicated-transaction796 | $25.00 | 11/5/2011 2:44:04 PM |
thelovebug | $10.66 | 11/5/2011 3:23:33 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
535535
This series of Notes was issued and sold upon the funding of the borrower loan #56087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,326 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-deal-planetarium |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reliable person seeking small loan
Purpose of loan:
This loan will be used to purchase a motor car.
My financial situation:
I am a good candidate for this loan because my current monthly expenses is 50% of my take home pay.
Monthly net income: $4544 + $104 (metro card) + $70 (Phone) = $4718
Monthly expenses: $2100
Housing: $1025
Insurance: $48
Car expenses: $
Utilities: $150
Phone, cable, internet: $112
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rescue | $100.00 | 11/8/2011 9:10:42 AM |
economy-coup | $50.00 | 11/8/2011 11:19:32 AM |
coin-investor | $25.00 | 11/8/2011 11:57:16 AM |
jjswanso | $25.00 | 11/8/2011 11:21:50 AM |
goodhearted-generosity511 | $25.00 | 11/8/2011 5:26:35 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:03 PM |
daekpon | $50.00 | 11/9/2011 10:42:07 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:10 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:22 PM |
friendinmoney | $25.00 | 11/9/2011 4:58:31 PM |
superb-funds335 | $25.00 | 11/9/2011 5:29:22 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:42 PM |
suave-dime6 | $25.00 | 11/10/2011 6:23:32 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:13 AM |
the-lean-bid | $25.00 | 11/10/2011 1:59:12 PM |
shmb6508 | $50.00 | 11/10/2011 2:30:57 PM |
kchen486 | $50.00 | 11/10/2011 2:32:09 PM |
income-buddy7 | $100.00 | 11/10/2011 2:36:17 PM |
atlas100 | $25.00 | 11/10/2011 2:21:06 PM |
stepatatime-together | $100.00 | 11/10/2011 2:38:38 PM |
DeltaGambler | $50.00 | 11/10/2011 3:03:12 PM |
minddoc | $25.00 | 11/10/2011 3:07:42 PM |
nimble-revenue5 | $50.00 | 11/10/2011 3:10:55 PM |
Elefunt | $25.00 | 11/10/2011 3:12:11 PM |
rcm87 | $29.00 | 11/10/2011 3:14:55 PM |
DER | $25.00 | 11/10/2011 3:18:17 PM |
Miklot | $30.00 | 11/10/2011 3:21:20 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:01 PM |
symbiosis | $50.00 | 11/10/2011 3:06:21 PM |
jamiee73 | $25.00 | 11/10/2011 3:09:57 PM |
Diamond_Jim | $25.00 | 11/10/2011 3:16:42 PM |
thelovebug | $100.00 | 11/10/2011 3:17:14 PM |
transformer855 | $25.00 | 11/10/2011 3:18:08 PM |
JauaFlash | $25.00 | 11/10/2011 3:23:01 PM |
BBL | $25.00 | 11/10/2011 2:09:44 PM |
finance-prescription | $50.00 | 11/10/2011 2:42:19 PM |
exciting-loyalty3 | $50.00 | 11/10/2011 3:03:32 PM |
melodious-fairness | $25.00 | 11/10/2011 3:08:03 PM |
Kaj | $25.00 | 11/10/2011 3:24:15 PM |
SolarMoonshine | $25.00 | 11/8/2011 9:56:27 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:33:58 AM |
evnagelist | $25.00 | 11/8/2011 5:33:07 PM |
cash-architect | $25.00 | 11/8/2011 8:20:34 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:05 PM |
finance-mushroom | $200.00 | 11/9/2011 11:59:05 AM |
heavy_ax | $50.00 | 11/9/2011 3:07:13 PM |
iaffy | $50.00 | 11/9/2011 12:27:53 PM |
enchanted-diversification496 | $25.00 | 11/9/2011 8:04:10 PM |
Searlzy | $25.00 | 11/10/2011 6:19:43 AM |
roux | $25.00 | 11/10/2011 10:22:16 AM |
orange-preeminant-bill | $25.00 | 11/10/2011 2:26:15 PM |
golden-velocity9 | $50.00 | 11/10/2011 11:33:31 AM |
asiaratt | $50.00 | 11/10/2011 2:40:01 PM |
innocent-income4 | $25.00 | 11/10/2011 2:12:41 PM |
Eudyptes | $25.00 | 11/10/2011 2:13:31 PM |
ursus | $50.00 | 11/10/2011 2:22:04 PM |
fabulous-revenue7 | $25.00 | 11/10/2011 2:47:32 PM |
reward-adventure | $33.00 | 11/10/2011 2:28:23 PM |
morpholog | $50.00 | 11/10/2011 2:28:41 PM |
the-adventurous-capital | $25.00 | 11/10/2011 3:01:02 PM |
rs999 | $25.00 | 11/10/2011 2:40:12 PM |
managedfund | $1,500.00 | 11/10/2011 2:42:37 PM |
Investoman | $75.00 | 11/10/2011 3:16:18 PM |
economy-producer | $25.00 | 11/10/2011 3:22:30 PM |
community-platoon8 | $25.00 | 11/10/2011 3:06:30 PM |
helpful-listing | $25.00 | 11/10/2011 3:11:31 PM |
aader | $25.00 | 11/10/2011 3:15:40 PM |
bonus-seahorse | $25.00 | 11/10/2011 3:21:12 PM |
market-jam | $50.00 | 11/10/2011 3:24:26 PM |
bold-direct-asset | $8.00 | 11/10/2011 3:27:51 PM |
prohelper | $25.00 | 11/10/2011 2:20:06 PM |
hope-base | $25.00 | 11/10/2011 2:20:14 PM |
red-power-pecan | $50.00 | 11/10/2011 2:31:35 PM |
Cai8899 | $50.00 | 11/10/2011 3:22:48 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
535539
This series of Notes was issued and sold upon the funding of the borrower loan #56134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 5m |
Amount delinquent:
| $3,278 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,008 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-dynamo3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
May 1st, Key West Wedding
This loan will be used to fund my wedding to the love of my life! My Fiance' and I are paying for our own wedding. We have every detail planned out and priced down to the penny. We are not rich but we also know that we want to do this right and make it a once in a life time event. We have cut out the things we don't really need. We are getting married on May 1st and have a lot to do still. We have already started paying for some of it out of our money but we don't want to empty our savings to pay for the whole thing. I am a good candidate for this loan because I make good money and do not have many bills. They are less than half of my monthly income. So the payment will be very easy to pay.
Monthly net income: $6000
Monthly expenses: $2700
Housing: $1000
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $525
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:55 AM |
One_Lolo | $50.00 | 10/31/2011 11:37:41 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:30 AM |
managedfund | $125.00 | 11/3/2011 3:51:06 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:38 PM |
vutah | $25.00 | 10/30/2011 8:23:01 AM |
economy-coup | $50.00 | 10/31/2011 12:30:16 AM |
magnificent-euro543 | $25.00 | 10/31/2011 6:43:30 PM |
HHP | $100.00 | 11/1/2011 8:05:48 AM |
platinum-rancher9 | $25.00 | 11/1/2011 5:50:47 PM |
worth-blanket2 | $6,800.00 | 11/3/2011 11:04:09 AM |
SolarMoonshine | $25.00 | 11/3/2011 3:36:54 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
535559
This series of Notes was issued and sold upon the funding of the borrower loan #55863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
6 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,685 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-trustworthy-agreement |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repairs
Purpose of loan:
This loan will be used to purchase a new vehicle since my car is very old and it will not be a safe vehicle to drive this winter in the snow
My financial situation:
I am a good candidate for this loan because I pay my bills and currently have 2 jobs.
Monthly net income: $ 1696
Monthly expenses: $ 1216
Housing: $ 400
Insurance: $ 80
Car expenses: $ 100
Utilities: $ included in rent
Phone, cable, internet: $ included in rent
Food, entertainment: $ 100
Clothing, household expenses: $ 50
Credit cards and other loans: $ 436
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 10/26/2011 5:02:51 PM |
worthy-bid8 | $50.00 | 10/26/2011 5:06:26 PM |
well-rounded-payout0 | $50.00 | 10/26/2011 8:08:56 PM |
Something-Corporate | $25.00 | 10/27/2011 8:49:54 PM |
Girakul | $25.00 | 10/28/2011 5:44:34 AM |
managedfund | $500.00 | 10/28/2011 7:33:48 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:17 AM |
calimanusa | $30.00 | 10/30/2011 12:40:24 AM |
economy-coup | $50.00 | 10/31/2011 12:30:10 AM |
mneinc | $100.00 | 10/31/2011 5:50:40 AM |
DiligentiaLLC | $100.00 | 10/31/2011 12:04:27 PM |
LuvToLend | $25.00 | 10/31/2011 11:33:19 AM |
rupee-universe | $25.00 | 11/1/2011 12:40:39 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:38:42 AM |
LKCGICG | $25.00 | 11/1/2011 8:59:16 AM |
Bob450 | $30.00 | 11/1/2011 7:04:52 AM |
transaction-circuit | $50.00 | 11/1/2011 11:22:56 AM |
social-cocktail1 | $121.00 | 11/1/2011 11:25:27 AM |
Math_Physics | $34.00 | 10/27/2011 6:54:31 PM |
Zingaro | $25.00 | 10/27/2011 9:59:00 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:38:52 AM |
favorite-commerce | $35.00 | 10/28/2011 11:40:14 AM |
handy-justice | $100.00 | 10/28/2011 11:35:50 AM |
bluebouyz | $25.00 | 10/28/2011 3:42:07 PM |
fishcreek | $25.00 | 10/29/2011 12:48:37 PM |
periko | $25.00 | 10/29/2011 7:56:13 PM |
zorg77 | $50.00 | 10/29/2011 10:03:16 PM |
scamps | $25.00 | 10/30/2011 10:45:33 PM |
suave-dime6 | $25.00 | 10/31/2011 6:25:51 AM |
nfx | $25.00 | 10/31/2011 8:20:50 AM |
sdcc72 | $25.00 | 10/31/2011 10:42:48 AM |
neorunner | $25.00 | 10/31/2011 10:53:13 AM |
entertaining-greenback2 | $25.00 | 10/31/2011 5:18:19 PM |
Reddy_Capital | $25.00 | 10/31/2011 10:06:14 PM |
glenium | $25.00 | 11/1/2011 2:35:05 AM |
heerzaquestion | $25.00 | 11/1/2011 4:45:57 AM |
buffalobills | $25.00 | 11/1/2011 8:13:51 AM |
HHP | $100.00 | 11/1/2011 8:05:47 AM |
Leshan | $25.00 | 11/1/2011 9:31:30 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
535567
This series of Notes was issued and sold upon the funding of the borrower loan #56114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| felicity-tempo |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
felicity-temp
Purpose of loan: legal matter
This loan will be used to...pay a lawyer
My financial situation: lower income while finishing grad school, but stable
I am a good candidate for this loan because...I am working to build my credit and will have full-time employment very soon
Monthly net income: $1100
Monthly expenses: $900
Housing: $695
Insurance: $0
Car expenses: $0
Utilities: $70
Phone, cable, internet: $30
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $750.00 | 11/2/2011 6:07:10 AM |
Leshan | $24.00 | 11/3/2011 4:34:18 PM |
worth-blanket2 | $3,200.00 | 11/3/2011 11:05:33 AM |
hidavehi | $26.00 | 11/3/2011 4:32:43 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
535571
This series of Notes was issued and sold upon the funding of the borrower loan #55886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,845 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| oyster1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Feb-2010)
|
Principal balance:
| $3,185.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Saving for Diapers
Purpose of loan:
This loan will be used to consolidate credit cards, saving me quite a bit of money each month and increasing my credit score.
My financial situation:
I am a good candidate for this loan because I have a steady job with a reputable company. I have kept up all of my payments through the current economic situation and value my credit score. My accounts are mainly on automatic payments and will continue to be on it. We are having a baby in March and can definitely afford this increased expense, but saving money in my monthly credit card payments will definitely help with an unexpected expenses that might come up as well as save for the future.
Monthly net income: $4500
Monthly expenses: $2000
Housing: $800 (included in monthly expenses)
Insurance: $72 (included in monthly expenses)
Car expenses: $150 for gas
Utilities: $N/A, paid by spouse
Phone, cable, internet: $60
Credit cards and other loans: Included in monthly expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:51 AM |
Kash2010lu | $30.00 | 11/3/2011 9:03:49 AM |
finance-prescription | $100.00 | 11/3/2011 9:05:21 AM |
helpful-listing | $25.00 | 11/3/2011 9:10:58 AM |
real-return | $25.00 | 11/3/2011 9:30:10 AM |
orange-preeminant-bill | $25.00 | 11/3/2011 10:19:45 AM |
Rogesparkguy | $25.00 | 11/3/2011 10:23:24 AM |
influential-benjamins0 | $100.00 | 11/3/2011 10:03:10 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:29 AM |
listing-demon | $25.00 | 11/3/2011 10:07:38 AM |
desertoasis | $25.00 | 11/3/2011 10:07:44 AM |
life-is-great | $25.00 | 11/3/2011 10:56:52 AM |
elfincove | $25.00 | 11/3/2011 10:14:35 AM |
randsenterprise | $25.00 | 11/3/2011 10:20:10 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:22 AM |
bnlforever | $25.00 | 11/3/2011 11:17:11 AM |
financial-frenzy | $29.00 | 11/3/2011 11:27:00 AM |
handshake5 | $100.00 | 11/3/2011 10:57:44 AM |
Comoparklender | $25.00 | 11/3/2011 11:32:03 AM |
JLMGroupFunds | $25.00 | 11/3/2011 10:58:29 AM |
rate-mogul | $50.00 | 11/3/2011 11:34:14 AM |
jamiee73 | $25.00 | 11/3/2011 11:10:32 AM |
pi31415 | $25.00 | 11/3/2011 11:10:49 AM |
Anny-Disco | $25.00 | 11/3/2011 11:11:36 AM |
prohelper | $25.00 | 11/3/2011 11:13:31 AM |
yield-trader | $25.00 | 11/3/2011 11:23:11 AM |
hard-working-rate3 | $97.00 | 11/3/2011 11:35:21 AM |
ursus | $50.00 | 11/3/2011 11:40:29 AM |
credit-coach118 | $35.36 | 11/3/2011 1:48:54 PM |
dedicated-diversification5 | $67.31 | 11/3/2011 2:43:52 PM |
beer-gardener | $100.00 | 11/3/2011 1:14:26 PM |
Joeburly | $25.00 | 11/3/2011 1:45:16 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 2:47:30 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:36:35 PM |
CapitalismRocks | $25.00 | 11/3/2011 3:12:14 PM |
managedfund | $854.33 | 11/3/2011 3:47:56 PM |
AndChicksforFree | $50.00 | 11/3/2011 9:53:52 AM |
tolerant-dinero2 | $25.00 | 11/3/2011 9:07:23 AM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:44 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:39 AM |
SLN-10 | $75.00 | 11/3/2011 9:24:57 AM |
shmb6508 | $50.00 | 11/3/2011 9:34:29 AM |
iaffy | $50.00 | 11/3/2011 9:34:54 AM |
smart-gain | $25.00 | 11/3/2011 9:37:19 AM |
reward-adventure | $50.00 | 11/3/2011 9:40:22 AM |
YLlama | $25.00 | 11/3/2011 10:02:30 AM |
magnitude787 | $25.00 | 11/3/2011 10:49:12 AM |
credit-wheel7 | $25.00 | 11/3/2011 10:13:58 AM |
important-openness1 | $100.00 | 11/3/2011 10:16:32 AM |
listing-vista | $37.00 | 11/3/2011 10:25:24 AM |
exact-loan5 | $50.00 | 11/3/2011 10:43:17 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:45 AM |
fcrick | $25.00 | 11/3/2011 11:12:36 AM |
Kaj | $25.00 | 11/3/2011 11:14:22 AM |
asmithj | $25.00 | 11/3/2011 10:51:28 AM |
genius520 | $50.00 | 11/3/2011 10:51:10 AM |
the-dollar-topper | $150.00 | 11/3/2011 10:53:18 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:56 PM |
Investoman | $75.00 | 11/3/2011 11:33:04 AM |
GLDavis | $25.00 | 11/3/2011 12:40:10 PM |
falcon88dp | $25.00 | 11/3/2011 1:37:02 PM |
larrybird | $2,000.00 | 11/3/2011 1:56:43 PM |
Ayemia | $25.00 | 11/3/2011 2:34:26 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:49 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:07 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
535719
This series of Notes was issued and sold upon the funding of the borrower loan #55868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,577.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Oct-27-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $247.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 5m |
Amount delinquent:
| $22,668 |
Total credit lines:
| 19 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ShawnFMiller |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 32 ( 73% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 7
( 16% )
| 640-659
(Apr-2008)
660-679
(Mar-2008)
640-659
(Feb-2008)
640-659
(Jan-2008)
|
Principal balance:
| $0.85 |
31+ days late:
| 5
( 11% )
|
Total payments billed:
| 44 | | |
Description
Rebuilding Post Divorce
Purpose of loan:
This loan will be used to establish new life.
My financial situation:
I am a good candidate for this loan because I have never let Prosper down before and will never do so.
Monthly net income: $1200
Monthly expenses: $500
Housing: $250
Insurance: $55
Car expenses: $0
Utilities: $85
Phone, cable, internet: $51
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $818 child support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 10/27/2011 9:11:03 AM |
worthy-bid8 | $50.00 | 10/27/2011 9:15:46 AM |
Jack55304 | $200.00 | 10/27/2011 9:27:08 AM |
312-Lender | $25.00 | 10/27/2011 9:31:10 AM |
value-allocator1 | $100.00 | 10/27/2011 1:39:31 PM |
richboy56 | $25.00 | 10/27/2011 1:40:03 PM |
ILoveBearHats | $25.00 | 10/27/2011 2:03:35 PM |
enderak | $70.00 | 10/27/2011 2:07:31 PM |
managedfund | $250.00 | 10/27/2011 8:01:36 PM |
brightest-gain-investor | $854.00 | 10/27/2011 9:18:57 PM |
Tscheddar | $25.00 | 10/27/2011 9:31:43 AM |
well-rounded-payout0 | $50.00 | 10/27/2011 9:32:08 AM |
amlu1988 | $25.00 | 10/27/2011 9:33:18 AM |
atlas100 | $25.00 | 10/27/2011 10:19:46 AM |
rmpedi33 | $25.00 | 10/27/2011 11:28:57 AM |
nisim5 | $50.00 | 10/27/2011 11:43:26 AM |
DKSArt | $25.00 | 10/27/2011 1:28:45 PM |
managedfund | $250.00 | 10/27/2011 1:38:03 PM |
Suenhos_de_Lucre | $25.00 | 10/27/2011 1:52:45 PM |
secureincome | $250.00 | 10/27/2011 2:39:07 PM |
akmikej | $25.00 | 10/27/2011 3:35:24 PM |
transparency-universe8 | $50.00 | 10/27/2011 4:32:17 PM |
r48 | $28.00 | 10/27/2011 5:59:43 PM |
shrewd-income | $25.00 | 10/27/2011 6:00:25 PM |
sweety075 | $25.00 | 10/27/2011 5:57:58 PM |
Mikale360 | $25.00 | 10/27/2011 6:30:32 PM |
sanych | $25.00 | 10/27/2011 8:32:28 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
535799
This series of Notes was issued and sold upon the funding of the borrower loan #56090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 20y 3m |
Amount delinquent:
| $30 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $227 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| affluence-saber9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to purchase a pool
My financial situation:
I am a good candidate for this loan because I have a very stable income as I have been in management with my current employer for 20 years. I am also putting $25,000 cash toward this pool purchase in addition to the loan.
If you have any other questions please feel free to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.90 | 10/27/2011 5:02:08 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:16 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:07 AM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:46 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:00 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:42 PM |
emo13 | $50.00 | 10/29/2011 7:32:36 AM |
britgsb | $50.00 | 10/29/2011 11:39:08 AM |
skuba | $50.00 | 10/30/2011 6:42:51 AM |
1redfish | $100.00 | 10/30/2011 8:14:23 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:17 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:00 PM |
Theodon | $25.00 | 10/30/2011 6:53:24 PM |
flexiboy35 | $25.00 | 10/30/2011 11:06:13 PM |
gojackgo | $50.00 | 10/31/2011 8:22:36 AM |
mike_banker | $100.00 | 10/31/2011 9:35:24 AM |
riskreward | $250.00 | 10/31/2011 9:11:08 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:26 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:23 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:36 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:16 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:47 AM |
luckyldy | $25.00 | 11/2/2011 9:24:09 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:41 AM |
skiberdad | $50.00 | 11/2/2011 1:00:24 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:35 PM |
cnovak | $25.00 | 11/3/2011 7:09:22 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:02 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:26 PM |
Harry | $50.00 | 11/3/2011 2:59:51 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:40 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:51 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:09 AM |
minista | $25.00 | 11/4/2011 12:40:28 PM |
1phantom | $25.00 | 11/5/2011 8:32:09 AM |
BonesyJones | $100.00 | 11/5/2011 6:01:13 PM |
Tahoeguy | $50.00 | 11/6/2011 6:28:51 AM |
77dowplace | $25.00 | 11/6/2011 10:29:57 AM |
oneeighty | $25.00 | 11/6/2011 11:10:39 AM |
degster | $25.00 | 11/6/2011 7:30:15 AM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:11 PM |
astute-benjamins | $50.00 | 11/6/2011 8:07:14 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:41 AM |
rmachi | $25.00 | 11/7/2011 9:38:30 AM |
sri59 | $100.00 | 11/7/2011 1:18:04 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:41 PM |
totoro | $25.00 | 11/7/2011 4:13:35 PM |
capitalist2010 | $54.06 | 11/7/2011 5:41:15 PM |
antlr | $50.00 | 11/7/2011 9:35:16 PM |
hrubinst | $50.00 | 11/8/2011 5:46:30 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:01 AM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:49 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:55 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:00:57 AM |
aasx1108 | $25.00 | 11/8/2011 9:39:58 AM |
rate-mogul | $50.00 | 11/8/2011 9:57:28 AM |
tylerfd | $25.00 | 11/8/2011 12:00:11 PM |
cgkid | $25.00 | 11/8/2011 11:22:22 AM |
christifa | $25.00 | 11/8/2011 11:31:49 AM |
JDFuego | $25.00 | 11/8/2011 11:38:06 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:43 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:09 PM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:40 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:35 PM |
oldman68 | $25.00 | 11/8/2011 2:33:54 PM |
NDFIRTH | $50.00 | 11/8/2011 6:35:54 PM |
LouisSaint | $25.00 | 11/9/2011 9:48:46 AM |
finance-magma7 | $25.00 | 11/9/2011 9:50:48 AM |
successful-agreement7 | $100.00 | 11/9/2011 10:04:35 AM |
IIP77 | $25.00 | 11/9/2011 9:53:48 AM |
Pasagam | $50.00 | 11/9/2011 10:11:42 AM |
Chuck9802 | $25.00 | 11/9/2011 10:13:29 AM |
top-sensible-yield | $25.00 | 11/9/2011 10:03:11 AM |
rupee-artisan | $25.00 | 11/9/2011 10:20:47 AM |
Ivan2007 | $25.00 | 11/9/2011 10:27:39 AM |
Weaverville | $50.00 | 11/9/2011 10:18:44 AM |
sunnydaize516 | $25.00 | 11/9/2011 10:39:41 AM |
mistertao | $25.00 | 11/9/2011 10:22:05 AM |
treasure-generator | $25.00 | 11/9/2011 10:34:47 AM |
victorcab | $25.00 | 11/9/2011 10:39:20 AM |
dospapalotes | $25.00 | 11/9/2011 10:41:26 AM |
awwaww | $25.00 | 11/9/2011 10:55:27 AM |
bobby5832708 | $25.00 | 11/9/2011 9:46:35 AM |
jrbill1998 | $50.00 | 11/9/2011 9:51:27 AM |
engrossing-fund | $25.00 | 11/9/2011 9:59:41 AM |
dgerts | $100.00 | 11/9/2011 11:08:00 AM |
Digs | $25.00 | 11/9/2011 10:07:45 AM |
Preteur | $25.00 | 11/9/2011 11:29:07 AM |
divedude | $25.00 | 11/9/2011 10:20:23 AM |
Aljasa2008 | $25.00 | 11/9/2011 10:24:10 AM |
californiakhan | $25.00 | 11/9/2011 11:18:46 AM |
currency-trophy | $25.00 | 11/9/2011 11:41:32 AM |
chicagobear23 | $25.00 | 11/9/2011 11:27:49 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:51 AM |
Chutney | $25.00 | 11/9/2011 10:36:22 AM |
hard-working-asset2 | $25.00 | 11/9/2011 11:33:17 AM |
ski bum | $95.00 | 11/9/2011 10:37:59 AM |
Kijib | $25.00 | 11/9/2011 11:34:09 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:43 AM |
diligent-leverage | $25.00 | 11/9/2011 10:42:43 AM |
velocity-oak | $25.00 | 11/9/2011 11:54:35 AM |
steamboatgal | $50.00 | 11/9/2011 10:47:50 AM |
brutusbone | $25.00 | 11/9/2011 12:05:00 PM |
taylor883 | $50.00 | 11/9/2011 12:06:44 PM |
zbfamwl | $25.00 | 11/9/2011 11:57:02 AM |
debt-fuse158 | $25.00 | 11/9/2011 12:11:30 PM |
helpinghand63 | $25.00 | 11/9/2011 12:00:49 PM |
jmart30702 | $25.00 | 11/9/2011 12:17:37 PM |
duty-gusto6 | $25.00 | 11/9/2011 12:01:30 PM |
compoundinterest | $50.00 | 11/9/2011 12:02:52 PM |
brightest-affluence-motivator | $50.00 | 11/9/2011 11:02:46 AM |
bonus-tent | $25.00 | 11/9/2011 12:23:22 PM |
KLCRAY | $25.00 | 11/9/2011 12:13:00 PM |
mad4wknds | $25.00 | 11/9/2011 11:22:53 AM |
trapper569 | $25.00 | 11/9/2011 11:26:18 AM |
get30inc | $50.00 | 11/9/2011 12:26:14 PM |
LKN2RTR | $32.05 | 11/9/2011 1:41:15 PM |
scientists | $25.00 | 11/9/2011 11:34:13 AM |
ctgscott | $25.00 | 11/9/2011 12:30:46 PM |
MasterKey | $25.00 | 11/9/2011 11:42:04 AM |
loot-castanets | $25.00 | 11/9/2011 11:45:59 AM |
gjh37 | $50.00 | 11/9/2011 11:48:38 AM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:17:07 PM |
STLLAB-MO | $25.00 | 11/9/2011 3:02:31 PM |
BanqueDeD | $25.00 | 11/9/2011 3:50:00 PM |
Nascar1 | $50.00 | 11/9/2011 12:14:35 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:53 PM |
the-platinum-entrepreneur | $62.50 | 11/9/2011 2:26:35 PM |
power-collider | $100.00 | 11/9/2011 3:06:05 PM |
namd | $97.16 | 11/9/2011 3:52:56 PM |
knowledgeable-note6 | $43.00 | 11/9/2011 3:56:11 PM |
wanderingpitcher | $50.00 | 11/9/2011 5:34:45 PM |
marketplace-emperor6 | $25.00 | 11/9/2011 3:59:38 PM |
geekguy | $25.00 | 11/9/2011 5:59:16 PM |
ndrak | $25.00 | 11/9/2011 6:03:34 PM |
community-bee | $25.00 | 11/9/2011 6:04:04 PM |
triguy | $1,500.00 | 11/9/2011 6:04:38 PM |
Marietta | $25.00 | 11/9/2011 5:07:18 PM |
Furryone | $25.00 | 11/9/2011 6:07:20 PM |
LendingLotus | $25.00 | 11/9/2011 5:26:35 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:00 PM |
hopethisworks | $25.00 | 11/9/2011 6:43:22 PM |
intrepid-loot | $25.00 | 11/9/2011 7:06:58 PM |
p2p-paradise | $100.00 | 11/9/2011 5:57:34 PM |
prominence8 | $30.00 | 11/9/2011 7:47:46 PM |
superb-commerce1 | $25.00 | 11/9/2011 7:53:36 PM |
bellaquito | $2,000.00 | 11/9/2011 6:10:27 PM |
superpuppy | $35.00 | 11/9/2011 7:56:33 PM |
Queueball1 | $25.00 | 11/9/2011 6:14:47 PM |
Banker7371 | $25.00 | 11/9/2011 6:20:00 PM |
ujiba | $50.00 | 11/9/2011 6:37:01 PM |
five-star-order1 | $50.00 | 11/9/2011 7:55:40 PM |
grove88 | $25.00 | 11/9/2011 10:56:18 PM |
Rick21 | $25.00 | 11/9/2011 7:06:58 PM |
cloud8 | $47.23 | 11/9/2011 9:30:20 PM |
paladin847 | $50.00 | 11/9/2011 7:30:08 PM |
pleasant-bid | $50.00 | 11/10/2011 5:12:59 AM |
sleepdeprived | $34.33 | 11/10/2011 3:29:37 AM |
TBCapitol | $50.00 | 11/10/2011 5:18:09 AM |
heeeley | $25.00 | 11/10/2011 5:55:41 AM |
wise-silver-wonder | $25.00 | 11/10/2011 6:49:56 AM |
advanceloan | $34.82 | 11/9/2011 9:04:57 PM |
renaissance168 | $25.00 | 11/10/2011 6:59:46 AM |
newest-rate-relaxation | $100.00 | 11/10/2011 9:06:35 AM |
loot-heart | $25.00 | 11/10/2011 9:27:04 AM |
lostontheedge | $25.00 | 11/10/2011 5:47:37 AM |
gracej | $25.00 | 11/10/2011 9:11:59 AM |
well-rounded-investment | $57.33 | 11/10/2011 9:41:01 AM |
power-cell | $35.00 | 11/10/2011 9:49:09 AM |
dukem | $25.00 | 11/10/2011 7:02:55 AM |
radforj22 | $25.00 | 11/10/2011 7:25:55 AM |
Ruckus888 | $50.00 | 11/10/2011 7:44:54 AM |
Jimmiert1148 | $25.00 | 11/10/2011 10:09:44 AM |
abundant-dollar7 | $100.00 | 11/10/2011 10:10:40 AM |
congardner1 | $25.00 | 11/10/2011 8:42:32 AM |
jhernand17 | $25.00 | 11/10/2011 9:07:11 AM |
Chosen-one | $25.00 | 11/10/2011 10:27:22 AM |
SurfaceTension | $25.00 | 11/10/2011 11:04:52 AM |
F16Pilot | $25.00 | 11/10/2011 10:01:37 AM |
improvman | $25.00 | 11/10/2011 1:11:44 PM |
dollars4debts | $25.00 | 11/10/2011 10:09:59 AM |
jump58 | $25.00 | 11/10/2011 1:53:14 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:21:01 PM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:44 AM |
lendme2 | $50.00 | 11/10/2011 2:28:47 PM |
biobulator | $25.00 | 11/10/2011 2:08:41 PM |
autonomous-kindness8 | $25.00 | 11/10/2011 12:19:51 PM |
sri59 | $100.00 | 11/10/2011 12:37:22 PM |
satisfying-deal5 | $50.00 | 11/10/2011 3:00:09 PM |
invincible-dough | $25.00 | 11/10/2011 1:36:28 PM |
restech | $25.00 | 11/10/2011 2:03:15 PM |
innocent-income4 | $25.00 | 11/10/2011 2:12:38 PM |
dood2112 | $25.00 | 11/10/2011 2:19:10 PM |
managedfund | $1,877.72 | 11/10/2011 3:29:25 PM |
nhm | $30.00 | 11/9/2011 9:43:47 AM |
fcrick | $25.00 | 10/27/2011 5:01:40 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:29 PM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:02 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:53 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:08 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:31 PM |
coin-investor | $25.00 | 10/29/2011 7:53:06 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:04 AM |
greenwell | $100.00 | 10/31/2011 5:32:56 PM |
wtrboy | $25.00 | 10/31/2011 10:23:10 PM |
Clambake | $25.00 | 11/1/2011 9:04:27 AM |
cablenews | $100.00 | 11/1/2011 6:19:49 PM |
triumph329 | $50.00 | 11/2/2011 4:47:11 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:16 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:52 AM |
iaffy | $50.00 | 11/2/2011 2:54:25 PM |
value-wind0 | $50.00 | 11/3/2011 8:26:31 AM |
indomitable-coin | $50.00 | 11/3/2011 4:56:59 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:14 PM |
gold-commander0 | $25.00 | 11/4/2011 8:03:58 AM |
Syzygy | $25.00 | 11/4/2011 9:22:37 AM |
evnagelist | $25.00 | 11/4/2011 10:15:02 AM |
Darts | $50.00 | 11/4/2011 11:49:23 AM |
platinum-genetics | $25.00 | 11/4/2011 7:13:41 PM |
nickel-ferret | $50.00 | 11/5/2011 8:36:48 AM |
first-funds-palace | $25.00 | 11/5/2011 1:24:59 PM |
rudyindc | $25.00 | 11/6/2011 6:21:18 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:08 AM |
tlam168 | $25.00 | 11/6/2011 10:09:08 AM |
kulender | $50.00 | 11/6/2011 5:11:07 PM |
DadWarbucks | $25.00 | 11/6/2011 8:24:57 PM |
Cai8899 | $50.00 | 11/6/2011 9:20:53 PM |
ThomasC | $50.00 | 11/7/2011 5:00:31 AM |
tacopants | $200.00 | 11/7/2011 7:22:35 AM |
kchen486 | $50.00 | 11/7/2011 2:08:19 PM |
paramjit | $50.00 | 11/7/2011 6:27:23 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:49 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:41 PM |
DrPalaber | $50.00 | 11/8/2011 4:46:59 AM |
organized-payment6 | $50.00 | 11/8/2011 5:43:34 AM |
somebody32 | $25.00 | 11/8/2011 10:34:57 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:17 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:00 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:52 PM |
BeachWalkz | $50.00 | 11/9/2011 5:24:58 AM |
building-america | $25.00 | 11/9/2011 9:43:34 AM |
dignified-finance | $25.00 | 11/9/2011 9:55:17 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:12 AM |
Aimvest | $25.00 | 11/9/2011 9:57:52 AM |
memphisf01 | $25.00 | 11/9/2011 9:45:00 AM |
cash-sensai2 | $25.00 | 11/9/2011 9:46:57 AM |
skurfa | $25.00 | 11/9/2011 9:48:15 AM |
benefit-dreams | $25.00 | 11/9/2011 10:04:17 AM |
Zoomie | $25.00 | 11/9/2011 9:51:50 AM |
tranquil-revenue | $25.00 | 11/9/2011 10:18:36 AM |
MadHun | $200.00 | 11/9/2011 10:12:46 AM |
andycheb | $25.00 | 11/9/2011 10:14:19 AM |
ideal-platinum1 | $25.00 | 11/9/2011 10:25:27 AM |
Quiddity | $25.00 | 11/9/2011 10:33:29 AM |
return-marsupial3 | $25.00 | 11/9/2011 10:39:57 AM |
hayhelp | $25.00 | 11/9/2011 10:55:42 AM |
rs999 | $25.00 | 11/9/2011 10:57:12 AM |
Breakfast_Gypsy | $25.00 | 11/9/2011 10:57:25 AM |
blue-agreement-officer | $50.00 | 11/9/2011 10:51:32 AM |
adamnash | $25.00 | 11/9/2011 10:55:12 AM |
a275ranger | $30.00 | 11/9/2011 11:04:46 AM |
point-xylophone | $25.00 | 11/9/2011 9:55:29 AM |
YLlama | $25.00 | 11/9/2011 10:00:07 AM |
GodzillaLending | $25.00 | 11/9/2011 10:07:31 AM |
established-gain | $25.00 | 11/9/2011 11:19:11 AM |
nosualcneas | $25.00 | 11/9/2011 10:08:48 AM |
genius520 | $50.00 | 11/9/2011 11:23:41 AM |
AnxiousAirman | $50.00 | 11/9/2011 11:15:05 AM |
larslfe | $25.00 | 11/9/2011 10:23:49 AM |
studious-bonus7 | $100.00 | 11/9/2011 10:27:14 AM |
Cheburashka | $25.00 | 11/9/2011 11:41:16 AM |
Gr8Deal | $50.00 | 11/9/2011 11:24:58 AM |
IP | $25.00 | 11/9/2011 10:36:00 AM |
kbguru | $25.00 | 11/9/2011 11:31:43 AM |
wise-honorable-rate | $27.32 | 11/9/2011 11:34:04 AM |
robust-payout1 | $35.00 | 11/9/2011 11:37:37 AM |
brazilofmux | $70.00 | 11/9/2011 11:43:57 AM |
life-is-great | $25.00 | 11/9/2011 11:46:30 AM |
Headhunter14 | $25.00 | 11/9/2011 10:51:56 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:55:24 AM |
listing-meridian | $50.00 | 11/9/2011 12:11:12 PM |
emt747 | $25.00 | 11/9/2011 11:00:32 AM |
valiant-liberty4 | $25.00 | 11/9/2011 11:59:32 AM |
GreatReturnForYou | $25.00 | 11/9/2011 11:14:15 AM |
ijspence | $25.00 | 11/9/2011 12:21:00 PM |
velocity-solo | $25.00 | 11/9/2011 12:31:45 PM |
tenacious-affluence | $100.00 | 11/9/2011 12:37:35 PM |
durability-solstice8 | $50.00 | 11/9/2011 11:26:30 AM |
SanJoser | $25.00 | 11/9/2011 11:26:46 AM |
resolute-basis9 | $25.00 | 11/9/2011 11:27:24 AM |
pragmatic-camaraderi | $25.00 | 11/9/2011 11:28:37 AM |
economy-molecule3 | $96.00 | 11/9/2011 12:21:32 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 1:15:52 PM |
loan-upholder4 | $25.00 | 11/9/2011 12:28:06 PM |
independent-diversification7 | $25.00 | 11/9/2011 12:29:15 PM |
colorfulgardener | $25.00 | 11/9/2011 1:45:08 PM |
best-marketologist | $25.00 | 11/9/2011 11:38:15 AM |
dajen1 | $40.00 | 11/9/2011 11:39:00 AM |
established-payout | $25.00 | 11/9/2011 11:43:13 AM |
ZeLonewolf | $25.00 | 11/9/2011 12:37:22 PM |
Zeattle | $25.00 | 11/9/2011 12:55:58 PM |
julijask | $25.00 | 11/9/2011 2:49:37 PM |
asya | $25.00 | 11/9/2011 1:05:41 PM |
sjlnn | $25.00 | 11/9/2011 11:56:19 AM |
Railbird | $25.00 | 11/9/2011 12:07:16 PM |
tlp43 | $25.00 | 11/9/2011 12:08:08 PM |
gold-sushi | $25.00 | 11/9/2011 12:10:02 PM |
SteadyOne | $25.00 | 11/9/2011 4:54:09 PM |
flexible-return297 | $25.00 | 11/9/2011 12:13:42 PM |
financial-frenzy | $50.00 | 11/9/2011 12:14:52 PM |
fairness-hammock | $25.00 | 11/9/2011 5:12:30 PM |
scotty61 | $25.00 | 11/9/2011 5:16:02 PM |
enterprising-integrity | $50.00 | 11/9/2011 12:29:40 PM |
SeaDevil | $25.00 | 11/9/2011 5:21:36 PM |
currency-balancer | $25.00 | 11/9/2011 12:31:08 PM |
steady-silver6 | $50.00 | 11/9/2011 4:39:11 PM |
Law_Gator | $50.00 | 11/9/2011 6:24:28 PM |
bds9646 | $26.00 | 11/9/2011 6:20:42 PM |
dayahn | $25.00 | 11/9/2011 5:26:17 PM |
icon7 | $50.00 | 11/9/2011 6:29:39 PM |
wise-alluring-penny | $50.00 | 11/9/2011 7:04:20 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:00 PM |
wesand22 | $25.00 | 11/9/2011 6:11:10 PM |
wdjnm | $50.00 | 11/9/2011 6:16:34 PM |
CaliforniaSun | $25.00 | 11/9/2011 9:08:47 PM |
KarmaBum77 | $48.00 | 11/9/2011 9:58:08 PM |
grf1945 | $25.00 | 11/9/2011 6:58:59 PM |
checkuto | $25.00 | 11/9/2011 7:04:23 PM |
bulabula | $25.00 | 11/9/2011 9:06:47 PM |
gustavholstopus32 | $25.00 | 11/10/2011 3:47:26 AM |
nalaari | $26.68 | 11/10/2011 6:18:24 AM |
helpwithoutbanks | $25.00 | 11/10/2011 6:29:54 AM |
Spartamare | $50.00 | 11/10/2011 4:35:02 AM |
no_agenda_lender | $38.00 | 11/10/2011 5:25:52 AM |
greenventures | $25.00 | 11/10/2011 8:05:16 AM |
Blacke30 | $50.00 | 11/10/2011 10:18:58 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:05 AM |
turbobrat | $25.00 | 11/10/2011 9:52:03 AM |
kwan | $25.00 | 11/10/2011 9:09:23 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/10/2011 10:27:14 AM |
hostbank | $41.00 | 11/10/2011 9:12:19 AM |
coin-popcorn | $25.00 | 11/10/2011 12:11:25 PM |
Rysterola82 | $50.00 | 11/10/2011 12:47:06 PM |
dasbuntenheim | $45.40 | 11/10/2011 1:02:47 PM |
dogbait | $70.00 | 11/10/2011 11:41:37 AM |
flyfisherman99 | $50.00 | 11/10/2011 11:49:11 AM |
gain-equator | $25.00 | 11/10/2011 1:04:51 PM |
kab28 | $600.00 | 11/10/2011 10:16:45 AM |
ArtLends | $25.00 | 11/10/2011 11:21:40 AM |
Slend49 | $25.00 | 11/10/2011 1:57:40 PM |
JLMGroupFunds | $25.00 | 11/10/2011 2:24:16 PM |
Cambium | $50.00 | 11/10/2011 12:44:19 PM |
lounges | $25.00 | 11/10/2011 2:54:04 PM |
Machbannai | $25.00 | 11/10/2011 12:48:44 PM |
bba11er45 | $25.00 | 11/10/2011 1:07:42 PM |
tbrnet | $50.00 | 11/10/2011 2:55:37 PM |
DowntownLAcash | $25.50 | 11/10/2011 3:02:45 PM |
ajst1 | $25.00 | 11/10/2011 3:18:11 PM |
ItsJustMe79 | $25.00 | 11/10/2011 3:28:17 PM |
359 Investments
|
Borrower Payment Dependent Notes Series
535809
This series of Notes was issued and sold upon the funding of the borrower loan #55897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,918 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thankful-p2ploan0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt payoff & consolidation
Purpose of loan:
This loan will be used to pay off some existing debt with high monthly payments, providing more disposable income at the end of the month. I can use this to repay my sister who has loaned money to me at zero interest.
My financial situation:
I have a well paying, secure job at an electric utility. I have made arrangements with my current creditors to reduce my interest rates. Some of these rates have been reduced to zero. My total debt has decreased significantly in the last 3 years and is on track to be eliminated in the next 2. I have the income to pay my debts.
Monthly net income: $ 6156.00
Monthly expenses: $ 500.00
Housing: $ 1737.00 - includes property taxes and insurance
Insurance: $ 289.00
Car expenses: $ 893.00
Utilities: $ 220.00
Phone, cable, internet: $ 66.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 1632
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:21 PM |
finance-solo | $25.00 | 11/3/2011 5:03:16 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:13 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:38 PM |
economy-coup | $50.00 | 11/4/2011 10:16:49 AM |
FinDoc | $25.00 | 11/4/2011 2:16:50 PM |
kulender | $50.00 | 11/6/2011 6:22:43 AM |
rs999 | $25.00 | 11/6/2011 1:35:39 PM |
golden-cat | $25.00 | 11/7/2011 6:40:34 AM |
fervent-repayment | $100.00 | 11/7/2011 8:08:46 AM |
ethical-truth211 | $748.89 | 11/7/2011 10:19:55 AM |
HHP | $100.00 | 11/7/2011 10:56:15 AM |
km007 | $25.00 | 11/7/2011 10:57:12 AM |
bellaquito | $2,000.00 | 11/7/2011 1:32:50 PM |
transaction-trailblazer4 | $30.00 | 11/7/2011 12:47:19 PM |
agalt | $75.00 | 11/7/2011 1:28:23 PM |
affluence-tycoon | $25.00 | 11/7/2011 11:09:56 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:12 AM |
merciful-auction1 | $25.00 | 11/7/2011 12:16:33 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:37:24 PM |
terrific-peace8 | $25.00 | 11/7/2011 1:40:00 PM |
new-gold-wrangler | $230.03 | 11/7/2011 1:46:38 PM |
DHolly | $31.00 | 11/3/2011 5:12:37 PM |
genuine-dime | $100.00 | 11/3/2011 7:53:00 PM |
fountain355 | $25.00 | 11/4/2011 5:56:03 AM |
let_me_retire | $100.00 | 11/4/2011 2:10:17 PM |
poorboy18 | $25.00 | 11/4/2011 4:31:08 PM |
fortytwo | $150.00 | 11/4/2011 6:39:13 PM |
108lender | $150.00 | 11/5/2011 1:24:47 PM |
scarlet-velvet | $25.08 | 11/5/2011 5:03:08 PM |
fairgirl | $25.00 | 11/5/2011 4:35:32 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:55 PM |
Rivervale_Westwood | $25.00 | 11/6/2011 10:33:28 AM |
green28 | $25.00 | 11/6/2011 12:22:19 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:36 PM |
worthy-bid8 | $50.00 | 11/6/2011 2:21:58 PM |
EODCAP | $25.00 | 11/6/2011 5:30:20 PM |
thoughtful-contract984 | $50.00 | 11/6/2011 4:07:27 PM |
greencat | $50.00 | 11/7/2011 7:24:40 AM |
damanq | $25.00 | 11/7/2011 3:48:08 AM |
wojo | $25.00 | 11/7/2011 5:02:41 AM |
yield-blanket | $25.00 | 11/7/2011 8:47:16 AM |
dws2380 | $25.00 | 11/7/2011 7:50:44 AM |
nimble-nickel | $25.00 | 11/7/2011 10:44:50 AM |
palace2 | $300.00 | 11/7/2011 11:00:26 AM |
ore-dojo | $60.00 | 11/7/2011 12:02:01 PM |
SummitAdvisors | $25.00 | 11/7/2011 1:24:39 PM |
dublin063 | $25.00 | 11/7/2011 11:00:07 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
535829
This series of Notes was issued and sold upon the funding of the borrower loan #55982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,260 | |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| framework512 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kim Jones
Purpose of loan:
This loan will be used to take care of some loose ends, allowing me to start my business worry free.
My financial situation:
I am a good candidate for this loan because...I am someone who fell prey to the housing market catastrophe and I am currently in the midst of starting my own business and banks are not so easy to forgive. I am a person of integrity and believe in covering my debts. I want the opportunity to show that I am still that person.
Monthly net income: $ 2000
Monthly expenses: $ 1500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 7:09:17 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:08 AM |
handy-justice | $50.00 | 10/28/2011 11:29:18 AM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:04 PM |
coin-investor | $25.00 | 10/29/2011 1:23:39 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:04 PM |
miked8303 | $50.00 | 11/1/2011 8:15:19 AM |
progressive-economy261 | $400.00 | 11/1/2011 10:57:31 AM |
TronMedici | $50.00 | 11/1/2011 3:41:11 PM |
arsisi | $25.00 | 11/1/2011 5:20:31 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:20 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:13 PM |
Weaverville | $25.00 | 11/2/2011 7:55:55 PM |
orgy63 | $25.00 | 11/3/2011 8:19:01 AM |
green28 | $100.00 | 11/3/2011 9:54:44 AM |
km007 | $25.00 | 11/3/2011 5:07:26 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:59 PM |
integrity-doctor | $100.00 | 11/3/2011 7:18:12 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:15 AM |
suave-dime6 | $25.00 | 11/4/2011 2:38:21 AM |
Wellman | $50.00 | 11/4/2011 7:20:57 AM |
evnagelist | $25.00 | 11/4/2011 10:16:38 AM |
zone8 | $100.00 | 11/4/2011 10:57:24 AM |
revenue-achievement | $25.00 | 11/4/2011 3:22:58 PM |
1point21gigawatts | $40.38 | 11/4/2011 7:31:48 PM |
1phantom | $25.00 | 11/5/2011 8:32:09 AM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:42 PM |
thelovebug | $100.00 | 11/5/2011 3:23:33 PM |
hogdriver | $25.00 | 11/5/2011 6:32:12 PM |
yu-rik | $97.92 | 11/5/2011 6:42:32 PM |
Cliffie83 | $86.70 | 11/5/2011 5:20:15 PM |
managedfund | $700.00 | 10/28/2011 10:14:18 AM |
prohelper | $25.00 | 10/29/2011 12:06:51 PM |
Dubbs360 | $50.00 | 10/30/2011 11:17:40 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:19 AM |
cablenews | $100.00 | 11/1/2011 6:19:50 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:41 AM |
dollardave | $50.00 | 11/2/2011 11:07:05 AM |
skiberdad | $50.00 | 11/2/2011 1:00:24 PM |
iaffy | $50.00 | 11/2/2011 2:54:26 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:05 PM |
cnovak | $25.00 | 11/2/2011 9:55:20 PM |
treasure-bliss | $25.00 | 11/3/2011 6:51:02 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:26 PM |
wwwUniversal | $25.00 | 11/4/2011 11:41:56 AM |
Lam0nt | $25.00 | 11/4/2011 12:58:38 PM |
heroic-platinum | $25.00 | 11/4/2011 10:47:05 PM |
rescue | $100.00 | 11/5/2011 11:16:30 AM |
wise-balanced-moola | $25.00 | 11/5/2011 12:52:26 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:13 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:45 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
535861
This series of Notes was issued and sold upon the funding of the borrower loan #55865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 4% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,596 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HoneyBeeWrangler |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Honey Bee Expansion
Purpose of loan:
This loan will be used to expand my business. I raise Honey Bees to produce honey and sell excess bees to other people in the same business. I started this business in 2010 and need to purchase equipment to expand by another 50 hives next spring.
My financial situation:
I am a good candidate for this loan because I have credit card debt of less than $2,600. Both of my cars are paid for. I am requesting this loan so that I do not have to use my personal cash reserves that I have set aside for emergencies. The load will be used to purchase hives that I have to assemble and prepare over the winter.
Monthly net income: $7,916
Monthly expenses: $2845 (details below)
Housing: $ 1350
Insurance: $ 150
Car expenses: Both cars are paid off 2006 Prius and 2006 F150
Utilities: $ 200
Phone, cable, internet: $ 125
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
roux | $25.00 | 11/2/2011 5:01:23 PM |
iaffy | $50.00 | 11/2/2011 5:51:32 PM |
massuot | $25.00 | 11/2/2011 5:11:32 PM |
Cash4U2also | $50.00 | 11/2/2011 8:03:20 PM |
golffish2 | $50.00 | 11/3/2011 3:27:11 AM |
radforj22 | $36.04 | 11/3/2011 6:39:45 AM |
cnovak | $25.00 | 11/3/2011 7:09:47 AM |
Trapman13 | $50.00 | 11/3/2011 7:19:47 AM |
credit-coach118 | $45.27 | 11/3/2011 8:56:48 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:51 PM |
Bank_Of_XL | $25.00 | 11/3/2011 1:57:55 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:54 PM |
coin-architect2 | $140.00 | 11/3/2011 7:51:37 PM |
Keystonekop | $100.00 | 11/3/2011 8:26:19 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:07 AM |
bradfid | $25.00 | 11/4/2011 9:04:40 AM |
engaging-worth | $25.00 | 11/4/2011 9:36:50 AM |
evnagelist | $25.00 | 11/4/2011 10:15:14 AM |
MonkeyHero | $60.00 | 11/4/2011 9:41:13 PM |
bullwink27 | $25.00 | 11/5/2011 3:51:05 AM |
MrEville | $25.00 | 11/5/2011 6:18:16 AM |
cashasaurus0 | $200.00 | 11/5/2011 6:22:35 AM |
colorfulgardener | $25.00 | 11/5/2011 4:31:48 AM |
credit-investor5 | $50.00 | 11/5/2011 6:55:25 AM |
NickRac | $25.00 | 11/5/2011 7:18:38 AM |
nickel-ferret | $50.00 | 11/5/2011 8:36:59 AM |
mhammond | $50.00 | 11/5/2011 11:07:13 AM |
rescue | $100.00 | 11/5/2011 11:16:42 AM |
favorite-commerce | $30.00 | 11/5/2011 10:01:09 AM |
Interloper | $29.00 | 11/5/2011 12:18:55 PM |
money-bauble | $200.00 | 11/5/2011 1:16:16 PM |
sjlender | $71.00 | 11/5/2011 1:17:34 PM |
the-dollar-topper | $150.00 | 11/5/2011 1:24:33 PM |
rs999 | $25.00 | 11/5/2011 1:29:21 PM |
skiberdad | $50.00 | 11/5/2011 1:39:12 PM |
exact-gold2 | $25.00 | 11/5/2011 1:39:49 PM |
intelligent-repayment8 | $191.59 | 11/5/2011 1:41:46 PM |
enterprising-credit2 | $25.00 | 11/5/2011 1:33:59 PM |
unassassinable | $25.00 | 11/5/2011 1:36:30 PM |
genius520 | $50.00 | 11/5/2011 1:21:18 PM |
gold-sushi | $25.00 | 11/5/2011 1:27:45 PM |
houli123 | $25.00 | 11/5/2011 1:37:18 PM |
SolarMoonshine | $25.00 | 11/2/2011 5:14:12 PM |
kindness-jedi | $25.00 | 11/2/2011 5:38:01 PM |
superb-funds335 | $25.00 | 11/2/2011 6:50:54 PM |
responsibility-butterfly | $25.00 | 11/2/2011 7:11:25 PM |
orange-impartial-asset | $600.00 | 11/2/2011 7:26:15 PM |
elvisloans | $25.00 | 11/3/2011 2:32:53 AM |
RJN | $35.42 | 11/3/2011 4:57:01 AM |
cerebral-dollar773 | $42.73 | 11/3/2011 6:32:03 AM |
marwadi-62 | $100.00 | 11/3/2011 7:11:56 AM |
rbrown15 | $27.42 | 11/4/2011 3:46:33 AM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:44 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:53 AM |
wildblue | $25.00 | 11/4/2011 10:35:44 AM |
best-ingenious-funds | $25.00 | 11/4/2011 10:32:30 AM |
fund-bauble | $25.00 | 11/4/2011 1:06:11 PM |
Sndmn8119 | $25.00 | 11/4/2011 4:05:43 PM |
whitemountainhandyman | $50.00 | 11/4/2011 6:24:50 PM |
imhandy | $500.00 | 11/4/2011 7:12:56 PM |
dime-smasher5 | $25.00 | 11/4/2011 8:02:54 PM |
Charmart | $25.00 | 11/4/2011 7:11:56 PM |
SudianX | $25.00 | 11/5/2011 3:52:47 AM |
MoneyTree79 | $25.00 | 11/5/2011 6:08:12 AM |
JPAW777 | $25.00 | 11/5/2011 6:32:57 AM |
Shockem923 | $36.53 | 11/5/2011 8:11:22 AM |
Leshan | $25.00 | 11/5/2011 8:39:15 AM |
malomar66 | $50.00 | 11/5/2011 10:56:22 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:17 AM |
Astyanax | $150.00 | 11/5/2011 11:46:12 AM |
wwwUniversal | $25.00 | 11/5/2011 12:34:46 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:55 PM |
cropdust3r | $25.00 | 11/5/2011 1:05:48 PM |
Christus_Victor | $25.00 | 11/5/2011 12:56:26 PM |
two_talents | $25.00 | 11/5/2011 12:58:01 PM |
wlm3012 | $30.00 | 11/5/2011 1:16:19 PM |
rakstar | $25.00 | 11/5/2011 1:21:36 PM |
BigLinCT | $50.00 | 11/5/2011 1:18:32 PM |
clean-finance1 | $25.00 | 11/5/2011 1:23:04 PM |
prohelper | $25.00 | 11/5/2011 1:24:19 PM |
QuincyCapital | $25.00 | 11/5/2011 12:54:45 PM |
Kaj | $25.00 | 11/5/2011 1:07:08 PM |
ashinvest | $25.00 | 11/5/2011 1:37:03 PM |
jescowa | $50.00 | 11/5/2011 1:30:30 PM |
tender-commerce8 | $50.00 | 11/5/2011 1:20:09 PM |
ursus | $50.00 | 11/5/2011 1:35:01 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
535867
This series of Notes was issued and sold upon the funding of the borrower loan #56057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,527 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| gallant-liberty9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...
pay bebts and air line ticket
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1080
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:06 PM |
pound-mushroom3 | $25.00 | 10/27/2011 7:02:50 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:23 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:15 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:24 AM |
handy-justice | $100.00 | 10/28/2011 11:41:14 AM |
nex | $25.00 | 10/29/2011 4:12:57 PM |
neorunner | $25.00 | 10/31/2011 11:02:20 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:27 AM |
greenwell | $100.00 | 10/31/2011 5:32:56 PM |
JayIsABear | $25.00 | 11/1/2011 10:03:36 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:19 AM |
let_me_retire | $25.00 | 11/1/2011 1:56:20 PM |
zorg77 | $25.00 | 11/3/2011 5:14:29 AM |
Madmigel | $59.05 | 11/3/2011 4:38:36 PM |
integrity-doctor | $100.00 | 11/3/2011 7:22:19 PM |
Brisket_Bob | $25.00 | 11/4/2011 5:12:24 AM |
graceful-investment | $25.00 | 11/4/2011 9:25:55 AM |
wise-deal-panda | $100.00 | 11/4/2011 10:58:10 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:52 AM |
wwwUniversal | $25.00 | 11/4/2011 11:41:57 AM |
fortytwo | $150.00 | 11/4/2011 6:39:02 PM |
2grindstones | $25.00 | 11/5/2011 10:55:31 AM |
handshake5 | $100.00 | 11/5/2011 12:11:09 PM |
capital-halo1 | $1,000.00 | 11/5/2011 12:19:57 PM |
reward-adventure | $50.00 | 11/5/2011 12:21:26 PM |
108lender | $100.00 | 10/28/2011 9:51:43 AM |
managedfund | $1,000.00 | 10/28/2011 10:16:37 AM |
favorite-commerce | $25.00 | 10/28/2011 11:40:49 AM |
fantastic-wampum1 | $100.00 | 10/28/2011 3:05:10 PM |
HHP | $100.00 | 10/28/2011 8:37:11 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:23 PM |
top-historic-peso | $25.00 | 10/29/2011 4:26:55 PM |
Mailmon | $50.00 | 10/29/2011 9:16:49 PM |
economy-coup | $50.00 | 10/31/2011 12:30:13 AM |
greencat | $50.00 | 10/31/2011 7:35:19 AM |
DiligentiaLLC | $25.00 | 10/31/2011 12:05:50 PM |
suave-dime6 | $25.00 | 11/1/2011 10:36:49 AM |
km007 | $25.00 | 11/3/2011 5:07:27 PM |
mammalian4 | $25.00 | 11/3/2011 8:05:55 PM |
Bob450 | $25.00 | 11/4/2011 7:03:38 AM |
simiray | $25.00 | 11/4/2011 9:50:30 AM |
whitegold24k | $500.00 | 11/4/2011 1:46:47 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 6:32:44 PM |
shawnw2 | $50.00 | 11/5/2011 2:17:15 AM |
1phantom | $25.00 | 11/5/2011 8:32:10 AM |
Leshan | $25.00 | 11/5/2011 8:36:12 AM |
PleaseDontDefault | $50.00 | 11/5/2011 10:45:38 AM |
worldly-community3 | $50.00 | 11/5/2011 12:23:22 PM |
finance-prescription | $100.00 | 11/5/2011 12:31:16 PM |
asiaratt | $50.00 | 11/5/2011 12:22:55 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
535881
This series of Notes was issued and sold upon the funding of the borrower loan #56224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,065 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-zenith1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Director
Purpose of loan:
This loan will be used to...
Purchase resources needed for business.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $3000
Housing: $1366
Insurance: $120
Car expenses: $0
Utilities: $250
Phone, cable, internet: $70
Food, entertainment: $40
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:35:54 PM |
worth-blanket2 | $5,800.00 | 11/9/2011 7:42:43 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:34 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
535915
This series of Notes was issued and sold upon the funding of the borrower loan #55883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,262 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-treasure-kazoo |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start-Up Loan for a UNC Grad
Purpose of loan: Start-Up Business Capital
This loan will be used to...
Begin an online retail store where clothing profits go toward non-profit organizations; the website will target college-age students.
My financial situation: I have a steady job where I make decent money.
I am a good candidate for this loan because...
I am extremely organized and driven; I have not doubts I can make my business successful.
Monthly net income: $4000
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $300
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/29/2011 12:41:16 PM |
economy-coup | $50.00 | 10/31/2011 12:30:22 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:23 AM |
nickel-launcher | $25.00 | 11/1/2011 3:26:31 PM |
economy-producer | $25.00 | 11/1/2011 5:20:24 PM |
top-historic-peso | $25.00 | 11/2/2011 10:23:36 AM |
atlvalet | $25.00 | 11/2/2011 11:49:28 AM |
Cash4U2also | $25.00 | 11/2/2011 7:47:49 PM |
meark99 | $50.00 | 11/2/2011 9:56:56 PM |
green28 | $25.00 | 11/3/2011 10:12:29 AM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:45 PM |
km007 | $25.00 | 11/3/2011 5:07:28 PM |
coin-entrepreneur | $25.00 | 11/3/2011 6:23:51 PM |
newest-power-banker | $49.56 | 11/3/2011 8:45:27 PM |
historic-loan1 | $27.00 | 11/4/2011 6:14:50 AM |
Core-Marketing | $25.00 | 11/4/2011 5:47:51 AM |
kind-lovely-marketplace | $60.00 | 11/4/2011 10:04:51 AM |
new-peso-ceremony | $35.00 | 11/4/2011 11:18:11 AM |
DENARA | $25.00 | 11/4/2011 1:33:18 PM |
money-yeller | $33.00 | 11/4/2011 1:23:38 PM |
tlawed | $49.06 | 11/4/2011 4:26:42 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:23 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:57 PM |
persevering | $25.00 | 11/4/2011 6:53:41 PM |
asset-pine | $25.00 | 11/4/2011 8:17:51 PM |
payout-thinker7 | $25.00 | 11/4/2011 8:04:03 PM |
helpful-deal1 | $25.00 | 11/5/2011 6:26:57 AM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:50 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:44 AM |
euro-spark | $25.00 | 11/5/2011 8:33:04 AM |
druidpoet | $27.00 | 11/5/2011 11:54:44 AM |
dublin063 | $25.00 | 11/5/2011 12:00:57 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:44 PM |
finance-prescription | $100.00 | 11/5/2011 12:31:18 PM |
bid-lightning9 | $25.00 | 11/5/2011 1:21:58 PM |
desertoasis | $25.00 | 11/5/2011 1:59:36 PM |
MadHun | $200.00 | 11/5/2011 2:07:42 PM |
the-credit-maker | $25.00 | 11/5/2011 3:01:27 PM |
irishalaskan | $25.00 | 11/5/2011 3:06:14 PM |
wise-deal-panda | $100.00 | 11/5/2011 3:22:14 PM |
JLMGroupFunds | $25.00 | 11/5/2011 3:25:54 PM |
palace2 | $200.00 | 11/5/2011 3:51:15 PM |
IIP77 | $25.00 | 11/5/2011 3:23:01 PM |
melodious-openness | $50.00 | 11/5/2011 7:51:02 PM |
leverage-monger | $25.00 | 11/6/2011 7:14:41 AM |
kalihan42 | $25.00 | 11/6/2011 8:19:53 AM |
Brighter_Future | $25.00 | 11/6/2011 8:58:13 AM |
suave-dime6 | $25.00 | 11/6/2011 9:47:05 AM |
Strand_Investments | $35.00 | 11/6/2011 6:22:47 AM |
kalihan42 | $49.15 | 11/6/2011 8:20:58 AM |
credit-coach118 | $25.00 | 11/6/2011 8:53:48 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:02 PM |
papaloha | $25.00 | 11/3/2011 9:58:09 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:44 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:42 PM |
TronMedici | $50.00 | 11/1/2011 3:41:13 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:34 PM |
missing-link | $25.00 | 11/1/2011 5:06:08 PM |
HHP | $100.00 | 11/1/2011 6:12:25 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:14 PM |
bid-stockpiler1 | $25.00 | 11/2/2011 5:34:15 AM |
realtormoises | $25.00 | 11/2/2011 6:54:41 AM |
financial-frenzy | $50.00 | 11/2/2011 9:42:58 AM |
well-mannered-income3 | $40.00 | 11/2/2011 12:56:41 PM |
platinum-rancher9 | $25.00 | 11/2/2011 7:16:11 PM |
the-lean-bid | $25.00 | 11/3/2011 11:16:36 AM |
treasure-hunter270 | $25.00 | 11/3/2011 7:04:03 PM |
StrongMonty | $48.60 | 11/4/2011 12:33:01 AM |
VA-RedBeast | $250.00 | 11/4/2011 6:28:41 AM |
Brisket_Bob | $25.00 | 11/4/2011 4:46:25 AM |
invest-in-ed | $50.00 | 11/4/2011 5:48:17 AM |
Investoman | $75.00 | 11/4/2011 11:00:56 AM |
careful-vigilance4 | $47.00 | 11/4/2011 11:04:51 AM |
idastmerchants | $25.00 | 11/4/2011 12:19:06 PM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:41 AM |
capital-halo1 | $294.00 | 11/4/2011 11:38:13 AM |
let_me_retire | $25.00 | 11/4/2011 1:40:47 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:53 PM |
Cybercusp | $25.00 | 11/4/2011 1:48:55 PM |
helper07 | $50.00 | 11/4/2011 3:30:52 PM |
Chewbaca | $25.00 | 11/4/2011 3:30:22 PM |
fortytwo | $150.00 | 11/4/2011 6:39:04 PM |
TheCount | $25.00 | 11/5/2011 3:31:54 AM |
mmeyer_jr | $30.00 | 11/5/2011 4:45:39 AM |
1phantom | $25.00 | 11/5/2011 8:32:12 AM |
income-investor3 | $25.00 | 11/5/2011 7:48:53 AM |
durability-chuckler | $169.00 | 11/5/2011 11:43:04 AM |
asiaratt | $50.00 | 11/5/2011 12:22:55 PM |
handshake5 | $59.00 | 11/5/2011 12:11:09 PM |
eronyc | $25.00 | 11/5/2011 1:14:24 PM |
marketplace-hut9 | $25.00 | 11/5/2011 1:28:48 PM |
ah-long | $25.00 | 11/5/2011 1:07:30 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:35 PM |
108lender | $150.00 | 11/5/2011 1:24:44 PM |
shmb6508 | $50.00 | 11/5/2011 1:25:22 PM |
proud-pound4 | $25.00 | 11/5/2011 2:39:41 PM |
dedicated-transaction796 | $25.00 | 11/5/2011 2:44:04 PM |
winmals | $25.00 | 11/5/2011 2:04:26 PM |
vibraphone3 | $25.00 | 11/5/2011 2:55:37 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:39 PM |
new-ore-venture | $75.00 | 11/5/2011 4:21:05 PM |
triguy | $2,000.00 | 11/5/2011 3:09:11 PM |
irrelevant | $25.00 | 11/5/2011 7:05:10 PM |
sushi537 | $25.00 | 11/5/2011 7:30:25 PM |
tkr2 | $25.00 | 11/5/2011 8:03:02 PM |
mcgillis99 | $25.00 | 11/5/2011 9:51:58 PM |
imoutdoorsy | $25.00 | 11/5/2011 11:03:57 PM |
cxl9 | $64.69 | 11/5/2011 9:06:58 PM |
kulender | $50.00 | 11/6/2011 6:22:23 AM |
pfh | $25.00 | 11/6/2011 7:05:34 AM |
calimanusa | $40.00 | 11/6/2011 11:39:43 AM |
periko | $25.00 | 11/6/2011 8:23:45 AM |
NickRac | $42.94 | 11/6/2011 12:52:51 PM |
Edwardtomo | $50.00 | 11/6/2011 10:59:54 AM |
114 Investments
|
Borrower Payment Dependent Notes Series
535967
This series of Notes was issued and sold upon the funding of the borrower loan #55731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,382 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benjamins-tamer |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of High Interest Debt
Purpose of loan:
This loan will be used to consolidate high interest credit card debt...several cards with 25%+ interest.
My financial situation: just trying to climb out from under credit card debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:30 AM |
gentle-gain235 | $50.00 | 10/28/2011 7:29:11 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:11 AM |
gain-mountain1 | $50.00 | 10/28/2011 5:27:35 PM |
loanman2007 | $50.00 | 10/28/2011 6:04:25 PM |
wonder3 | $30.00 | 10/28/2011 6:53:36 PM |
footz79 | $50.00 | 10/28/2011 9:51:55 PM |
jescowa | $50.00 | 10/29/2011 5:09:14 AM |
janeybooboo | $50.00 | 10/29/2011 8:20:07 AM |
seabassx | $25.00 | 10/29/2011 8:38:13 AM |
prohelper | $25.00 | 10/29/2011 12:06:55 PM |
helpful-loan245 | $25.00 | 10/29/2011 3:50:37 PM |
rautility | $100.00 | 10/29/2011 6:56:15 PM |
davidecl | $25.00 | 10/30/2011 8:11:09 AM |
SkinnyFish | $25.00 | 10/30/2011 2:37:25 PM |
mystss | $25.00 | 10/30/2011 6:49:59 PM |
massuot | $25.00 | 10/31/2011 12:57:12 AM |
money-surge1 | $25.00 | 10/31/2011 6:01:09 AM |
SomebodysMom | $47.32 | 10/31/2011 9:21:33 AM |
kind-durability-battalion | $116.59 | 10/31/2011 12:19:10 PM |
Astyanax | $90.00 | 10/31/2011 3:37:12 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:26 PM |
benefit-catalyst | $39.94 | 10/31/2011 9:31:46 PM |
golffish2 | $25.00 | 11/1/2011 4:38:51 AM |
happyinvallarta | $49.00 | 11/1/2011 6:10:29 AM |
friendinmoney | $25.00 | 11/1/2011 8:13:15 AM |
trustworthy-hope189 | $100.00 | 11/1/2011 6:40:44 AM |
wlm3012 | $30.00 | 11/1/2011 1:03:39 PM |
gjm6d | $27.00 | 11/1/2011 11:23:38 AM |
Dutch66 | $79.23 | 11/1/2011 12:08:03 PM |
biofred | $25.00 | 11/1/2011 1:29:33 PM |
snowdem0n | $25.00 | 10/28/2011 6:54:55 AM |
wigglesworth4 | $100.00 | 10/28/2011 9:42:52 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:08 AM |
worth-blanket2 | $12,100.00 | 10/28/2011 2:58:12 PM |
SolarMoonshine | $25.00 | 10/28/2011 5:28:08 PM |
Whipster | $45.00 | 10/29/2011 5:11:24 AM |
Bank_Of_XL | $25.00 | 10/29/2011 4:56:14 AM |
credit-coach118 | $30.27 | 10/29/2011 8:34:42 AM |
coin-investor | $25.00 | 10/29/2011 1:23:44 PM |
phenomenal-gain5 | $25.00 | 10/29/2011 7:26:23 PM |
credible-balance0 | $25.00 | 10/30/2011 3:06:24 AM |
spiff666 | $26.66 | 10/30/2011 9:45:02 AM |
exciting-responsibility3 | $25.00 | 10/30/2011 10:03:49 AM |
Kyileo | $25.00 | 10/30/2011 10:40:10 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:04 PM |
real-return | $25.00 | 10/30/2011 4:36:53 PM |
Infinity_Financial | $82.12 | 10/31/2011 7:10:02 AM |
taal1 | $25.00 | 10/31/2011 9:25:43 AM |
majestic-repayment3 | $50.00 | 10/31/2011 7:56:28 PM |
malomar66 | $75.00 | 10/31/2011 11:09:30 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:27 AM |
GElender | $35.00 | 11/1/2011 5:54:28 AM |
digitaldan | $50.00 | 11/1/2011 7:34:02 AM |
CashBank | $25.00 | 11/1/2011 8:36:01 AM |
JeffHoll | $80.00 | 11/1/2011 7:26:40 AM |
sensible-interest2 | $180.00 | 11/1/2011 9:57:21 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:20 AM |
top-vigorous-platinum | $25.25 | 11/1/2011 2:04:42 PM |
coin-trumpet | $25.00 | 11/1/2011 12:14:24 PM |
slwholesales | $25.00 | 11/1/2011 2:41:20 PM |
Green_Bay_Packers | $50.00 | 11/1/2011 3:05:38 PM |
nycfinance | $25.00 | 11/1/2011 3:22:39 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:27 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
536037
This series of Notes was issued and sold upon the funding of the borrower loan #55892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1981 |
Debt/Income ratio:
| 31% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 16y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,519 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-idol |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
Principal balance:
| $537.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Loan2
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
exchange-squirrel | $25.00 | 11/4/2011 5:07:17 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:26 PM |
RoZu_Lending | $100.00 | 11/4/2011 5:03:35 PM |
credit-missile | $110.00 | 11/4/2011 5:04:56 PM |
heavenly-interest9 | $600.00 | 11/4/2011 5:21:42 PM |
DHolly | $31.00 | 11/4/2011 5:11:13 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:26:15 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:45 PM |
Lubava | $60.92 | 11/4/2011 5:43:00 PM |
vutah | $40.00 | 11/4/2011 5:43:08 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:41 PM |
investment-daydream | $25.00 | 11/4/2011 5:03:38 PM |
important-openness1 | $100.00 | 11/4/2011 5:08:29 PM |
credit-missile | $25.00 | 11/4/2011 6:01:38 PM |
Starfin-Capital-Management | $47.81 | 11/4/2011 6:04:06 PM |
AndChicksforFree | $25.00 | 11/4/2011 5:06:30 PM |
wise-deal-panda | $200.00 | 11/4/2011 5:07:48 PM |
well-rounded-payout0 | $50.00 | 11/4/2011 5:42:34 PM |
Feyenoord | $30.00 | 11/4/2011 5:42:52 PM |
graceful-investment | $100.00 | 11/4/2011 5:47:41 PM |
moneyhelp4u | $25.00 | 11/4/2011 5:54:25 PM |
zone8 | $55.27 | 11/4/2011 6:04:29 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
536123
This series of Notes was issued and sold upon the funding of the borrower loan #55668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 51% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,137 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-nucleus |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Determined
Purpose of loan: Home improvement
This loan will be used to...fix floors in three bathrooms, paint 3 bedrooms, and replace kitchen counter tops
My financial situation: I currently work two jobs, one fulltime and a part time job
I am a good candidate for this loan because...I am hard a worker and very responsible with paying my bills.
Monthly net income: $3000.00
Monthly expenses: $0
Housing: $719
Insurance: $100
Car expenses: $80
Utilities: $172
Phone, cable, internet: $19.95
Food, entertainment: $45.00
Clothing, household expenses: $50.00
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HHP | $100.00 | 10/28/2011 8:37:17 PM |
beaker | $25.01 | 10/29/2011 12:33:45 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:13 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:27 PM |
zorg77 | $50.00 | 10/29/2011 9:54:06 PM |
greenwell | $100.00 | 10/31/2011 5:33:00 PM |
Greenbak | $25.00 | 10/31/2011 6:58:46 PM |
greencat | $50.00 | 11/1/2011 7:26:32 AM |
realtormoises | $25.00 | 11/1/2011 8:24:25 AM |
Green_Bay_Packers | $26.78 | 11/1/2011 3:18:23 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:31 PM |
nickel-launcher | $25.00 | 11/1/2011 3:27:05 PM |
idastmerchants | $25.00 | 11/1/2011 5:11:54 PM |
financial-frenzy | $50.00 | 11/2/2011 9:42:58 AM |
fountain355 | $25.00 | 11/2/2011 12:07:12 PM |
wwwUniversal | $25.00 | 11/3/2011 11:34:57 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:57 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:41 PM |
economy-coup | $50.00 | 10/31/2011 12:30:21 AM |
sdcc72 | $25.00 | 10/31/2011 11:33:15 AM |
steamboatgal | $50.00 | 10/31/2011 3:59:29 PM |
newfoundation | $25.00 | 10/31/2011 5:23:26 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:08 PM |
bassman2 | $25.00 | 11/1/2011 9:53:58 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:22 AM |
Alpha-AssistU | $25.00 | 11/1/2011 12:57:58 PM |
let_me_retire | $50.00 | 11/1/2011 2:30:16 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:33 PM |
amaizblanco | $35.00 | 11/1/2011 5:11:55 PM |
TronMedici | $50.00 | 11/1/2011 3:41:13 PM |
economy-producer | $25.00 | 11/1/2011 5:20:24 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:39 PM |
tech310 | $50.00 | 11/1/2011 11:15:08 PM |
patriot0 | $50.00 | 11/2/2011 9:52:56 AM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:17 PM |
worth-blanket2 | $3,700.00 | 11/3/2011 11:07:17 AM |
social-zebra | $13.21 | 11/3/2011 11:54:17 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
536159
This series of Notes was issued and sold upon the funding of the borrower loan #56029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,294 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sunny-duty04 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to consolidation.
My financial situation:
I am a good candidate for this loan because I always have paid all my debt and with the income I have I can pay this off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nhm | $30.00 | 11/9/2011 9:43:47 AM |
green-trade-dolphin2 | $35.90 | 10/30/2011 12:02:14 PM |
responsibility-butterfly | $25.00 | 10/30/2011 1:08:33 PM |
bb575 | $50.00 | 10/30/2011 7:45:26 PM |
caring-hope2 | $50.00 | 10/31/2011 4:31:44 PM |
truth-silo | $50.00 | 10/31/2011 5:31:43 PM |
Clambake | $25.00 | 11/1/2011 9:04:35 AM |
riskreward | $250.00 | 11/1/2011 7:05:48 PM |
jthomps4 | $25.00 | 11/2/2011 8:15:49 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:46 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:26 AM |
gentle-gain235 | $100.00 | 11/2/2011 10:44:54 AM |
forthright-dedication | $50.00 | 11/2/2011 11:12:59 AM |
iaffy | $50.00 | 11/2/2011 2:54:35 PM |
integrity-saver | $100.00 | 11/3/2011 11:01:05 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:44 AM |
evnagelist | $25.00 | 11/4/2011 10:15:06 AM |
minista | $25.00 | 11/4/2011 12:40:29 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:45 PM |
1phantom | $25.00 | 11/5/2011 8:32:13 AM |
britgsb | $30.00 | 11/5/2011 12:18:26 PM |
first-funds-palace | $25.00 | 11/5/2011 1:27:56 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:14 PM |
rudyindc | $25.00 | 11/6/2011 6:21:20 AM |
degster | $25.00 | 11/6/2011 7:30:17 AM |
credit-maple | $25.00 | 11/6/2011 10:54:12 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:40 AM |
kulender | $50.00 | 11/6/2011 5:11:09 PM |
ThomasC | $50.00 | 11/7/2011 5:00:34 AM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:33 AM |
rmachi | $25.00 | 11/7/2011 9:38:31 AM |
theaterguy | $25.00 | 11/7/2011 10:29:43 AM |
kchen486 | $50.00 | 11/7/2011 2:08:23 PM |
astute-benjamins | $50.00 | 11/7/2011 3:39:16 PM |
BxRealtor | $25.00 | 11/8/2011 5:03:58 AM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:50 PM |
nybanker85 | $50.00 | 11/8/2011 6:39:03 AM |
cash-sensai2 | $25.00 | 11/8/2011 10:24:06 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:00:58 AM |
ctgscott | $25.00 | 11/8/2011 10:34:30 AM |
somebody32 | $25.00 | 11/8/2011 10:34:57 AM |
Tasmir | $25.00 | 11/8/2011 10:35:15 AM |
KLCRAY | $25.00 | 11/8/2011 10:51:47 AM |
runner262 | $25.00 | 11/8/2011 11:10:16 AM |
nosualcneas | $25.00 | 11/8/2011 10:55:03 AM |
JDFuego | $25.00 | 11/8/2011 11:38:07 AM |
rs999 | $25.00 | 11/8/2011 11:40:06 AM |
hayhelp | $25.00 | 11/8/2011 11:40:36 AM |
cgkid | $25.00 | 11/8/2011 11:22:22 AM |
tylerfd | $25.00 | 11/8/2011 12:00:12 PM |
christifa | $25.00 | 11/8/2011 11:31:49 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:43 AM |
finance-magma7 | $25.00 | 11/8/2011 10:32:19 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:10 PM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:41 PM |
gracej | $25.00 | 11/8/2011 12:04:06 PM |
mwl | $25.00 | 11/8/2011 11:17:43 AM |
hard-working-rate3 | $100.00 | 11/8/2011 11:20:52 AM |
workinghardoregon | $25.00 | 11/8/2011 2:19:22 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:35 PM |
life-is-great | $25.00 | 11/8/2011 11:37:43 AM |
superb-commerce1 | $25.00 | 11/8/2011 3:21:54 PM |
AFairDeal | $25.00 | 11/8/2011 11:42:42 AM |
shellstar | $25.00 | 11/8/2011 12:36:33 PM |
Firefighter1110 | $100.00 | 11/8/2011 12:47:38 PM |
gold-disk | $25.00 | 11/8/2011 12:49:11 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:30 PM |
wtrboy | $25.00 | 11/8/2011 5:13:03 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:01 PM |
bzanlo33 | $50.00 | 11/8/2011 1:44:49 PM |
bobby5832708 | $25.00 | 11/8/2011 5:17:19 PM |
Slend49 | $25.00 | 11/8/2011 5:44:59 PM |
larslfe | $25.00 | 11/8/2011 5:47:02 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:48 PM |
prudent-bid3 | $25.00 | 11/8/2011 6:09:41 PM |
restech | $25.00 | 11/8/2011 5:02:21 PM |
superpuppy | $35.00 | 11/8/2011 6:32:09 PM |
syounker | $25.00 | 11/8/2011 6:45:15 PM |
sail120 | $25.00 | 11/8/2011 6:12:22 PM |
the-magnetic-transaction | $50.00 | 11/8/2011 7:06:35 PM |
MadHun | $200.00 | 11/8/2011 5:31:32 PM |
Ripsaw4U | $50.00 | 11/8/2011 7:22:39 PM |
transparency-river1 | $830.00 | 11/8/2011 5:54:53 PM |
mizon291 | $80.00 | 11/9/2011 12:45:27 AM |
be_wise | $25.00 | 11/9/2011 2:56:26 AM |
omahajay | $25.00 | 11/8/2011 9:17:06 PM |
GranCarol | $25.00 | 11/9/2011 4:43:34 AM |
MrEville | $25.00 | 11/9/2011 5:44:47 AM |
investment-tempo | $25.00 | 11/9/2011 5:50:25 AM |
Mindful7 | $25.00 | 11/9/2011 4:40:30 AM |
green28 | $100.00 | 11/8/2011 8:06:29 PM |
selfmademan | $27.49 | 11/9/2011 6:56:48 AM |
epic-investment9 | $25.00 | 11/8/2011 9:15:14 PM |
paladin847 | $50.00 | 11/9/2011 9:01:28 AM |
hostbank | $100.00 | 11/9/2011 9:12:44 AM |
orange-courageous-dedication | $25.00 | 11/9/2011 9:05:55 AM |
dpjd | $25.00 | 11/9/2011 9:07:07 AM |
FortuneFund | $50.00 | 11/9/2011 9:11:40 AM |
Rick21 | $25.00 | 11/9/2011 9:13:21 AM |
the-transaction-stronghold | $25.00 | 11/9/2011 9:37:17 AM |
mflawyer | $25.00 | 11/9/2011 6:42:29 AM |
versatilenyguy | $50.00 | 11/9/2011 9:39:33 AM |
loot-heart | $25.00 | 11/9/2011 8:08:50 AM |
benefit-dreams | $25.00 | 11/9/2011 10:04:17 AM |
contract-lava0 | $25.00 | 11/9/2011 10:10:30 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:22 AM |
organic-responsibility530 | $25.00 | 11/9/2011 9:06:53 AM |
Kame | $25.00 | 11/9/2011 9:27:53 AM |
thoughtful-contract984 | $25.00 | 11/9/2011 10:51:14 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:55:24 AM |
aasx1108 | $25.00 | 11/9/2011 11:17:46 AM |
jazz619 | $25.00 | 11/9/2011 10:29:30 AM |
dmk2006 | $25.00 | 11/9/2011 12:01:03 PM |
GrayStudio | $25.00 | 11/9/2011 11:50:43 AM |
Solid-Platinum | $25.00 | 11/9/2011 12:04:11 PM |
dgerts | $100.00 | 11/9/2011 11:08:01 AM |
financeboy | $31.82 | 11/9/2011 11:18:53 AM |
manfromMaine | $28.28 | 11/9/2011 12:50:48 PM |
HUNTER599673 | $25.00 | 11/9/2011 11:30:41 AM |
reinforced-gain7 | $2,000.00 | 11/9/2011 1:22:50 PM |
intelligent-repayment8 | $385.86 | 11/9/2011 1:24:50 PM |
merciful-yield | $59.34 | 11/9/2011 1:44:36 PM |
emo13 | $50.00 | 11/9/2011 12:33:57 PM |
flexiboy35 | $25.00 | 11/9/2011 12:35:53 PM |
Velit | $34.31 | 11/9/2011 2:47:19 PM |
2k1Toaster | $111.86 | 11/9/2011 1:18:45 PM |
triguy | $428.36 | 11/9/2011 1:26:58 PM |
Magician | $25.00 | 11/9/2011 11:59:20 AM |
alaskakid | $27.50 | 11/9/2011 4:28:24 PM |
gold-sushi | $25.00 | 11/9/2011 12:10:02 PM |
lespaul | $324.89 | 11/9/2011 12:15:28 PM |
Zeattle | $25.00 | 11/9/2011 12:55:59 PM |
triguy | $1,571.64 | 11/9/2011 1:23:39 PM |
edsmoney | $100.00 | 11/9/2011 4:13:02 PM |
figs4u2 | $100.00 | 10/30/2011 12:40:19 PM |
worthy-bid8 | $50.00 | 10/30/2011 12:08:21 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:33 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:19 PM |
cablenews | $100.00 | 11/1/2011 6:19:53 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:52 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:50 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:39 PM |
creativename | $25.00 | 11/2/2011 10:14:16 PM |
cnovak | $25.00 | 11/3/2011 7:09:30 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:34 PM |
Harry | $50.00 | 11/3/2011 2:59:53 PM |
indomitable-coin | $50.00 | 11/3/2011 4:57:00 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:16 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:01 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:54 AM |
Darts | $50.00 | 11/4/2011 11:49:25 AM |
nickel-ferret | $50.00 | 11/5/2011 8:36:51 AM |
haryassman | $25.00 | 11/5/2011 2:04:48 PM |
secret-santa | $50.00 | 11/5/2011 4:12:40 PM |
77dowplace | $25.00 | 11/6/2011 10:30:58 AM |
oneeighty | $25.00 | 11/6/2011 11:10:41 AM |
fervent-repayment | $100.00 | 11/6/2011 3:57:34 PM |
jescowa | $50.00 | 11/6/2011 2:20:24 PM |
DadWarbucks | $25.00 | 11/6/2011 8:24:59 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:00 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:43 AM |
Tylerh | $500.00 | 11/7/2011 2:19:09 PM |
totoro | $25.00 | 11/7/2011 4:13:36 PM |
antlr | $50.00 | 11/7/2011 9:35:18 PM |
the-dollar-topper | $150.00 | 11/8/2011 9:16:05 AM |
genius520 | $50.00 | 11/8/2011 10:08:51 AM |
Airthus | $25.00 | 11/8/2011 10:10:29 AM |
IIP77 | $25.00 | 11/8/2011 10:10:48 AM |
pragmatic-camaraderi | $25.00 | 11/8/2011 10:27:27 AM |
velocity-solo | $25.00 | 11/8/2011 10:17:08 AM |
6moonbeams | $25.00 | 11/8/2011 10:23:08 AM |
dignified-finance | $25.00 | 11/8/2011 10:55:42 AM |
TommyTucker | $56.00 | 11/8/2011 10:39:19 AM |
Banker7371 | $25.00 | 11/8/2011 10:46:34 AM |
brightest-affluence-motivator | $50.00 | 11/8/2011 10:56:44 AM |
geemel | $25.00 | 11/8/2011 11:19:53 AM |
schmegs | $25.00 | 11/8/2011 11:28:27 AM |
biobulator | $25.00 | 11/8/2011 11:22:06 AM |
hopethisworks | $25.00 | 11/8/2011 11:51:42 AM |
yertle9 | $25.00 | 11/8/2011 11:56:26 AM |
Syzygy | $25.00 | 11/8/2011 12:00:46 PM |
wesand22 | $25.00 | 11/8/2011 11:49:27 AM |
compassion-platoon | $25.00 | 11/8/2011 11:58:08 AM |
friendinmoney | $25.00 | 11/8/2011 10:45:49 AM |
tj2010 | $25.00 | 11/8/2011 11:29:59 AM |
OldestBrother | $50.00 | 11/8/2011 3:34:27 PM |
KCEnterprises | $50.00 | 11/8/2011 4:15:17 PM |
orange-dollar-guild | $25.00 | 11/8/2011 4:32:17 PM |
green28 | $50.00 | 11/8/2011 12:27:36 PM |
robot81 | $25.00 | 11/8/2011 5:08:14 PM |
ltdalum | $62.00 | 11/8/2011 12:37:07 PM |
BenefactorX | $35.00 | 11/8/2011 12:41:03 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:21 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:45 PM |
nimble-nickel | $50.00 | 11/8/2011 5:08:27 PM |
Munnie | $50.00 | 11/8/2011 5:19:34 PM |
jdrez | $25.00 | 11/8/2011 5:27:14 PM |
pleasant-dime | $25.00 | 11/8/2011 2:20:55 PM |
Railbird | $25.00 | 11/8/2011 5:34:13 PM |
paladin510 | $50.00 | 11/8/2011 5:35:26 PM |
dingus | $25.00 | 11/8/2011 5:48:22 PM |
stollcm | $25.00 | 11/8/2011 3:29:44 PM |
mar97 | $25.00 | 11/8/2011 6:09:39 PM |
financial-frenzy | $50.00 | 11/8/2011 6:11:45 PM |
NDFIRTH | $50.00 | 11/8/2011 6:35:55 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:53 PM |
Chewbaca | $25.00 | 11/8/2011 7:11:34 PM |
Goodnotlucky | $25.00 | 11/8/2011 7:20:35 PM |
cash-cymbal | $50.00 | 11/8/2011 8:12:30 PM |
jmeasn | $25.00 | 11/8/2011 11:00:02 PM |
steamboatgal | $50.00 | 11/8/2011 6:03:25 PM |
brutusbone | $25.00 | 11/8/2011 6:08:41 PM |
JLMGroupFunds | $25.00 | 11/8/2011 6:08:55 PM |
zburner | $25.00 | 11/9/2011 4:48:38 AM |
TW2000 | $26.29 | 11/9/2011 6:14:15 AM |
BeachWalkz | $50.00 | 11/9/2011 5:24:58 AM |
Richlaw | $400.00 | 11/9/2011 7:07:10 AM |
dime-sprout | $25.00 | 11/9/2011 7:12:00 AM |
Scubadiver | $35.00 | 11/9/2011 8:49:55 AM |
peso-windmill | $25.00 | 11/9/2011 9:02:31 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:28 AM |
rapid-credit428 | $25.00 | 11/9/2011 9:31:02 AM |
chemistry220 | $25.00 | 11/9/2011 9:17:18 AM |
lendme2 | $50.00 | 11/9/2011 9:35:57 AM |
hrubinst | $46.00 | 11/9/2011 9:37:05 AM |
JohnW12 | $44.00 | 11/9/2011 9:38:23 AM |
Tai | $25.00 | 11/9/2011 9:52:18 AM |
worldly-income2 | $25.00 | 11/9/2011 7:55:02 AM |
Aimvest | $25.00 | 11/9/2011 9:57:52 AM |
wdjnm | $50.00 | 11/9/2011 9:10:54 AM |
Weaverville | $50.00 | 11/9/2011 10:18:45 AM |
slartibardfast | $25.00 | 11/9/2011 9:18:57 AM |
ItsJustMe79 | $25.00 | 11/9/2011 9:20:01 AM |
vigilance-revolutionary | $50.00 | 11/9/2011 9:31:37 AM |
ProjectVenture | $25.00 | 11/9/2011 9:40:11 AM |
bill-expert | $50.00 | 11/9/2011 9:46:41 AM |
emt747 | $25.00 | 11/9/2011 11:00:33 AM |
Tahoeguy | $27.00 | 11/9/2011 10:13:01 AM |
Preteur | $25.00 | 11/9/2011 11:29:08 AM |
Princehaha | $38.68 | 11/9/2011 11:35:07 AM |
rate-mogul | $50.00 | 11/9/2011 10:42:28 AM |
skiberdad | $50.00 | 11/9/2011 11:41:47 AM |
gojackgo | $50.00 | 11/9/2011 12:06:58 PM |
1redfish | $100.00 | 11/9/2011 11:52:54 AM |
dtrain5 | $50.00 | 11/9/2011 12:25:19 PM |
wigglesworth4 | $500.00 | 11/9/2011 11:19:21 AM |
new-gold-wrangler | $2,000.00 | 11/9/2011 1:15:26 PM |
mike_banker | $50.00 | 11/9/2011 12:25:31 PM |
enterprising-integrity | $41.00 | 11/9/2011 12:29:40 PM |
beer-gardener | $25.00 | 11/9/2011 2:10:39 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:53 PM |
power-persimmon5 | $25.00 | 11/9/2011 11:51:02 AM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:16:55 PM |
bellaquito | $2,000.00 | 11/9/2011 1:20:53 PM |
Lululinda | $25.00 | 11/9/2011 2:48:27 PM |
enterprising-credit2 | $25.00 | 11/9/2011 4:01:54 PM |
Rider | $142.13 | 11/9/2011 4:13:49 PM |
asya | $25.00 | 11/9/2011 1:05:41 PM |
larrybird | $1,052.15 | 11/9/2011 1:14:13 PM |
Eddy-2-Aces | $25.00 | 11/9/2011 2:24:56 PM |
power-collider | $100.00 | 11/9/2011 3:00:03 PM |
nycfinance | $25.00 | 11/9/2011 3:58:49 PM |
broomfieldbucks | $25.00 | 11/9/2011 4:01:36 PM |
carlitos77 | $72.50 | 11/9/2011 4:29:29 PM |
264 Investments
|
Borrower Payment Dependent Notes Series
536161
This series of Notes was issued and sold upon the funding of the borrower loan #55707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $341 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-favorable-loyalty |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
Purpose of loan:
This loan will be used to pay for the remaining wedding expenses.
My financial situation:
I am a good candidate for this loan because I have maintained the same sturdy job for over 6 years and always get my bills paid on time.
I plan to repay this loan in full directly after the wedding which is coming up soon.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:07 PM |
figs4u2 | $100.00 | 10/29/2011 12:13:05 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:22 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:17 PM |
bazaar-winner | $25.00 | 10/30/2011 5:43:22 AM |
Mailmon | $50.00 | 10/29/2011 9:16:51 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:23 PM |
credit-maple5 | $100.00 | 10/30/2011 8:29:46 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:02 AM |
vutah | $25.00 | 10/30/2011 10:09:00 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:15 AM |
riskreward | $250.00 | 10/31/2011 9:11:14 AM |
mike_banker | $100.00 | 10/31/2011 9:35:28 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:44 AM |
elvisloans | $25.00 | 11/1/2011 6:09:31 AM |
cablenews | $100.00 | 11/1/2011 10:58:58 AM |
platinum-rancher9 | $25.00 | 11/1/2011 5:42:31 PM |
patriot897 | $25.00 | 11/1/2011 5:34:17 PM |
hidavehi | $37.00 | 11/1/2011 5:37:23 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:46:24 PM |
wise-deal-panda | $100.00 | 11/1/2011 6:57:06 PM |
shellstar | $25.00 | 11/1/2011 8:46:58 PM |
bid-lightning9 | $25.00 | 11/1/2011 10:59:04 PM |
managedfund | $1,200.00 | 11/2/2011 6:11:41 AM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:46 PM |
coin-investor | $25.00 | 10/29/2011 1:23:54 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:37 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:03 PM |
SolarMoonshine | $25.00 | 10/29/2011 5:57:57 PM |
skuba | $50.00 | 10/30/2011 6:43:00 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:14 PM |
Theodon | $25.00 | 10/30/2011 7:01:10 PM |
golffish2 | $25.00 | 10/31/2011 4:33:46 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:53 AM |
porter22 | $25.00 | 10/31/2011 8:29:33 AM |
favorite-commerce | $30.00 | 10/31/2011 9:25:02 AM |
paladin847 | $50.00 | 10/31/2011 10:28:06 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:40 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:37 PM |
magnificent-euro543 | $25.00 | 10/31/2011 6:42:53 PM |
wtrboy | $25.00 | 10/31/2011 10:23:17 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:34 AM |
elfincove | $25.00 | 11/1/2011 7:23:09 AM |
evnagelist | $25.00 | 11/1/2011 9:04:55 AM |
marwadi-62 | $100.00 | 11/1/2011 9:37:30 AM |
Kredithai | $25.00 | 11/1/2011 2:30:28 PM |
Brisket_Bob | $50.00 | 11/1/2011 6:54:10 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:19 AM |
secureincome | $683.00 | 11/2/2011 6:27:12 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
536229
This series of Notes was issued and sold upon the funding of the borrower loan #55898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $225.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $33 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| rupee-backer |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car repair
Purpose of loan: Pay for car repair
This loan will be used to...pay for emergency car repair
My financial situation:
I am a good candidate for this loan because... I am able to pay this loan back in 6 months
Monthly net income: $5400.00
Monthly expenses: $4200.00
Housing: $2000.00
Insurance: $150.00
Car expenses: $400.00
Utilities: $250.00
Phone, cable, internet: $140.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $60.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 10/29/2011 12:07:10 PM |
MicroLender357 | $25.00 | 10/29/2011 12:34:10 PM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:27 PM |
coin-investor | $25.00 | 10/29/2011 1:23:56 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:28 PM |
skuba | $50.00 | 10/30/2011 6:43:01 AM |
brinabonzo | $25.00 | 10/30/2011 6:42:01 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:03 AM |
credit-wheel7 | $25.00 | 10/30/2011 7:58:52 AM |
johnfromsanmateo | $25.00 | 10/30/2011 3:03:50 PM |
real-return | $25.00 | 10/30/2011 4:39:51 PM |
LoanDMC | $25.00 | 10/30/2011 7:39:28 PM |
Tscheddar | $25.00 | 10/30/2011 6:50:21 PM |
daekpon | $50.00 | 10/30/2011 9:00:29 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:16 AM |
dime-sprout | $25.00 | 10/31/2011 6:40:55 AM |
managedfund | $750.00 | 10/31/2011 8:32:13 AM |
secureincome | $340.00 | 10/31/2011 8:34:13 AM |
figs4u2 | $100.00 | 10/29/2011 12:13:08 PM |
authentic-kindness1 | $25.00 | 10/29/2011 12:52:01 PM |
pound-mushroom3 | $25.00 | 10/29/2011 12:48:47 PM |
r48 | $25.00 | 10/29/2011 3:01:18 PM |
progressive-economy261 | $400.00 | 10/29/2011 1:37:39 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:20 PM |
thankful-nickel2 | $25.00 | 10/30/2011 5:33:06 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:21 AM |
a-restless-dollar | $33.00 | 10/30/2011 11:46:24 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:47 AM |
wealth-renaissance5 | $25.00 | 10/30/2011 12:41:06 PM |
Corlei | $25.00 | 10/30/2011 11:35:14 AM |
loney_mender | $27.00 | 10/30/2011 4:44:37 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:16 PM |
tomdooley12520 | $25.00 | 10/31/2011 5:53:34 AM |
transparency-universe8 | $25.00 | 10/31/2011 6:19:19 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
536341
This series of Notes was issued and sold upon the funding of the borrower loan #55956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 7m |
Amount delinquent:
| $2,682 |
Total credit lines:
| 10 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,530 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| respectful-commitment760 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Relief
Purpose of loan: My husband recently went back to work and I had to take out a payday loan to make ends meet.
This loan will be used to...Pay off Payday Loan and catch up on expenses.
My financial situation: Living paycheck to paycheck but the bills are getting paid on time. I make enough to take care of the bills but while my husband was out of work the money has gotten tight.
I am a good candidate for this loan because...I have a good job and I do side work as a Paralegal. As you can see on my credit report I have been paying my bills on time.
Monthly net income: $3000.00
Monthly expenses: $2300.00 Total
Housing: $900.00
Insurance: $200.00
Car expenses: $350.00
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $255
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $50.00 | 11/7/2011 4:37:55 PM |
rescue | $100.00 | 11/7/2011 6:09:38 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:44 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:28 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:01 PM |
jjswanso | $25.00 | 11/7/2011 5:21:25 PM |
economy-coup | $50.00 | 11/7/2011 8:05:43 PM |
bluefootedpig | $100.00 | 11/8/2011 9:28:12 AM |
worth-blanket2 | $2,600.00 | 11/9/2011 7:43:37 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
536345
This series of Notes was issued and sold upon the funding of the borrower loan #55773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2010 |
Debt/Income ratio:
| 12% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $251 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| kbm81 |
Borrower's state:
| NewJersey |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 83% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 2
( 17% )
| 740-759
(Oct-2010)
|
Principal balance:
| $3,036.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Second Loan: Credit Card Debt
Purpose of loan:
This loan will be used to pay off my credit card debt and some other small debts.
My financial situation:
I am a good candidate for this loan because I have a full-time job, I'm single with no children, and I always pay my bills on time, and I'll have enough money left over to pay back this loan in addition to the loan I'm currently paying. The $2,000 posted is the minimum that Prosper allows; I don't really need this much. Once I've paid my debts, I'll quickly pay back the rest.
Monthly net income: $1,620
Monthly expenses: $1,275
Housing: $400
Insurance: $80
Car expenses: $200
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses $50
Credit cards and other loans: less than $20
Other expenses: less than $50
As you can see, I have $345 left over for the month, enough to pay back the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 5:43:03 PM |
SolarMoonshine | $25.00 | 10/31/2011 5:07:48 PM |
worthy-bid8 | $30.00 | 10/31/2011 6:18:52 PM |
evan | $25.00 | 10/31/2011 7:29:18 PM |
SLN-10 | $26.00 | 10/31/2011 6:24:46 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:21 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:11 PM |
real-return | $25.00 | 10/31/2011 9:03:17 PM |
amlu1988 | $25.00 | 10/31/2011 9:28:14 PM |
optionscashflow | $25.00 | 10/31/2011 9:46:01 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:47 AM |
newest-generous-income | $25.00 | 11/1/2011 2:45:15 AM |
social-zebra | $30.00 | 11/1/2011 7:20:04 AM |
Bob450 | $25.00 | 11/1/2011 7:02:27 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:54 AM |
first-serene-credit | $25.00 | 11/1/2011 8:37:01 AM |
leverage-monger | $25.00 | 11/1/2011 8:59:29 AM |
exciting-fairness | $200.00 | 11/1/2011 9:50:37 AM |
DHolly | $31.00 | 10/31/2011 5:24:51 PM |
Feyenoord | $30.00 | 10/31/2011 6:19:52 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 5:48:25 PM |
sensible-fund | $25.00 | 10/31/2011 5:52:35 PM |
Tscheddar | $25.00 | 10/31/2011 7:54:31 PM |
handy-justice | $50.00 | 11/1/2011 2:11:39 AM |
justasoldier | $25.00 | 10/31/2011 10:04:26 PM |
Zoramite | $25.00 | 10/31/2011 6:31:18 PM |
heerzaquestion | $40.00 | 10/31/2011 7:35:37 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:23 AM |
mikeandcat | $100.00 | 11/1/2011 5:55:57 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:49 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:23 AM |
suave-dime6 | $25.00 | 11/1/2011 6:01:23 AM |
miked8303 | $50.00 | 11/1/2011 8:15:31 AM |
Scoote2912 | $25.00 | 11/1/2011 7:58:41 AM |
jsnryn | $25.00 | 11/1/2011 7:44:19 AM |
Leshan | $50.00 | 11/1/2011 9:33:59 AM |
mercuriant | $13.00 | 11/1/2011 10:07:43 AM |
JayIsABear | $50.00 | 11/1/2011 10:03:52 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
536361
This series of Notes was issued and sold upon the funding of the borrower loan #55689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-04-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $575.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 49% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,957 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-bee4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My debt consolidation loan
Purpose of loan:
This loan will be used to pay off my current credit card debt
My financial situation: Associated Credit Union
I am a good candidate for this loan because I was young and irresponsible with my money before, but i'm now trying to get my finances back in order.
Monthly net income: $2500
Monthly expenses: $1200
Housing: $0
Insurance: $161
Car expenses: $500
Utilities: $0
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $5500
Other expenses: $
Generally I pay around 1250 for my bills but I always pay more than the minimum.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 12:05:24 PM |
economy-coup | $50.00 | 11/4/2011 10:16:53 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:46 AM |
credit-wheel7 | $25.00 | 11/4/2011 11:03:54 AM |
thankful-nickel2 | $25.00 | 11/4/2011 1:06:43 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:33 PM |
vivid-velocity7 | $35.00 | 11/5/2011 6:26:11 AM |
Danylostefan | $25.00 | 11/5/2011 7:38:48 AM |
graceful-investment | $25.00 | 11/5/2011 10:21:09 AM |
Corlei | $25.00 | 11/5/2011 11:27:24 AM |
designer_10 | $25.00 | 11/5/2011 12:05:57 PM |
first-class-gold0 | $88.00 | 11/5/2011 4:08:50 PM |
GTog | $25.00 | 11/6/2011 8:05:53 AM |
hope-motivator2 | $284.00 | 11/6/2011 12:13:52 PM |
influential-payment6 | $26.53 | 11/6/2011 11:26:14 PM |
loanman2007 | $50.00 | 11/7/2011 9:55:15 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:48 AM |
golden-velocity9 | $25.00 | 11/7/2011 11:18:26 AM |
a-restless-dollar | $50.00 | 11/7/2011 12:28:12 PM |
new-gold-wrangler | $1,275.79 | 11/7/2011 1:05:19 PM |
km007 | $25.00 | 11/7/2011 10:57:12 AM |
managedfund | $1,500.00 | 11/4/2011 2:16:54 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:34:26 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:35:08 PM |
secureincome | $900.00 | 11/4/2011 2:20:25 PM |
fortytwo | $150.00 | 11/4/2011 6:39:16 PM |
platinum-czar | $36.70 | 11/4/2011 7:09:55 PM |
shrewd-income | $25.00 | 11/4/2011 6:21:23 PM |
1traveler | $25.00 | 11/4/2011 10:08:59 PM |
fountain355 | $25.00 | 11/5/2011 4:57:26 AM |
transparency-universe8 | $25.00 | 11/5/2011 4:27:09 AM |
reasonable-kindness0 | $35.57 | 11/5/2011 11:13:50 AM |
Astyanax | $80.00 | 11/5/2011 12:08:56 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:58 PM |
integrity-electron9 | $50.00 | 11/6/2011 12:19:18 AM |
asset-trajectory | $25.00 | 11/6/2011 10:51:17 AM |
cash-boots7 | $25.00 | 11/6/2011 10:52:19 AM |
real-return | $25.00 | 11/6/2011 1:53:19 PM |
compassion-artisan9 | $25.00 | 11/6/2011 5:16:13 PM |
wise-eloquent-yield | $25.00 | 11/6/2011 7:42:58 PM |
Longfellow20011 | $33.41 | 11/7/2011 6:49:22 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:05 AM |
HHP | $100.00 | 11/7/2011 10:56:15 AM |
DeltaComputerGuy | $30.00 | 11/7/2011 9:35:16 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:13 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:13 AM |
nycfinance | $25.00 | 11/7/2011 12:35:49 PM |
ethical-truth211 | $50.00 | 11/7/2011 10:57:32 AM |
merciful-auction1 | $25.00 | 11/7/2011 12:18:51 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
536397
This series of Notes was issued and sold upon the funding of the borrower loan #55900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $195.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $269 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sniperwood |
Borrower's state:
| Minnesota |
Borrower's group:
| BuildingTree |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2009)
640-659
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2700
Housing: $1300
Insurance: $150
Car expenses: $140
Utilities: $75
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 10/31/2011 9:02:12 AM |
312-Lender | $25.00 | 10/31/2011 9:03:01 AM |
jhouman | $25.00 | 10/31/2011 9:37:11 AM |
SolarMoonshine | $25.00 | 10/31/2011 9:49:51 AM |
pembull | $50.00 | 10/31/2011 9:03:20 AM |
atlas-shrugged | $200.00 | 10/31/2011 9:10:45 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:26 AM |
SLN-10 | $100.00 | 10/31/2011 9:30:01 AM |
lendstats_com | $200.00 | 10/31/2011 9:52:33 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:25 AM |
loan-master1 | $25.00 | 10/31/2011 11:25:22 AM |
john0720 | $25.00 | 10/31/2011 12:29:46 PM |
sensible-fund | $25.00 | 10/31/2011 3:39:34 PM |
greenwell | $100.00 | 10/31/2011 5:33:05 PM |
shawnw2 | $50.00 | 11/1/2011 2:20:50 AM |
return-grizzly | $100.00 | 11/1/2011 2:46:07 AM |
skillful-asset5 | $25.00 | 11/1/2011 4:25:32 AM |
let_me_retire | $100.00 | 11/1/2011 3:00:09 AM |
farchoir | $25.00 | 11/1/2011 4:12:43 AM |
SouthernRemarketing | $27.50 | 11/1/2011 5:50:11 AM |
fabulous-community4 | $25.00 | 11/1/2011 5:59:23 AM |
zone6 | $100.00 | 11/1/2011 7:18:08 AM |
genuine-money | $100.00 | 11/1/2011 8:07:38 AM |
SecondChanceLendingSERV | $28.41 | 11/1/2011 8:33:11 AM |
first-dinero-paladin | $35.00 | 11/1/2011 7:52:08 AM |
money-fort | $25.00 | 11/1/2011 9:02:14 AM |
tdorren | $25.00 | 11/1/2011 9:37:19 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:02 AM |
suave-dime6 | $25.00 | 11/1/2011 10:34:34 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:29 AM |
papaloha | $25.00 | 11/1/2011 12:46:39 PM |
USMC0311 | $25.00 | 11/1/2011 12:57:49 PM |
money-baron-Roth401k | $50.00 | 11/1/2011 12:40:03 PM |
Epiphanic | $25.00 | 11/1/2011 1:25:46 PM |
glroark | $50.00 | 11/1/2011 1:43:56 PM |
frugalinvestor20 | $25.00 | 11/1/2011 2:11:13 PM |
KaChingInvestments | $25.00 | 11/1/2011 5:53:29 PM |
fcrick | $25.00 | 11/1/2011 5:59:00 PM |
suges | $25.00 | 11/1/2011 7:25:38 PM |
moneyhelp4u | $25.00 | 11/1/2011 7:06:39 PM |
supreme-p2p9 | $25.00 | 11/1/2011 7:16:57 PM |
tech310 | $50.00 | 11/1/2011 11:17:38 PM |
community-oracle | $25.00 | 11/2/2011 3:28:33 AM |
a-resplendent-commitment | $100.00 | 11/2/2011 5:28:04 AM |
managedfund | $107.02 | 11/2/2011 5:51:24 AM |
Kash2010lu | $41.00 | 10/31/2011 9:03:59 AM |
finance-mushroom | $100.00 | 10/31/2011 9:45:34 AM |
DHolly | $31.00 | 10/31/2011 9:09:49 AM |
CA-Lender | $25.00 | 10/31/2011 11:14:26 AM |
thankful-nickel2 | $25.00 | 10/31/2011 11:59:03 AM |
wise-deal-panda | $200.00 | 10/31/2011 10:19:39 AM |
Mikale360 | $25.00 | 10/31/2011 10:58:29 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:39 AM |
HammerSmith | $25.00 | 10/31/2011 2:32:25 PM |
shrewd-income | $25.00 | 10/31/2011 3:51:37 PM |
Feyenoord | $30.00 | 10/31/2011 6:21:02 PM |
MilitaryLending | $100.05 | 10/31/2011 4:59:44 PM |
CoolPlexer | $25.00 | 10/31/2011 9:16:45 PM |
amlu1988 | $25.00 | 10/31/2011 9:34:04 PM |
Greenbak | $25.00 | 10/31/2011 6:58:49 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:12 PM |
justasoldier | $50.00 | 10/31/2011 10:10:40 PM |
HHP | $100.00 | 11/1/2011 8:05:53 AM |
chad-bro-chill | $25.00 | 11/1/2011 7:39:59 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:47:32 AM |
first-serene-credit | $25.00 | 11/1/2011 8:35:55 AM |
seabassx | $25.00 | 11/1/2011 10:01:55 AM |
Jack55304 | $200.00 | 11/1/2011 9:23:50 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:38 AM |
enterprising-credit2 | $25.00 | 11/1/2011 11:03:31 AM |
contract-lionheart | $150.00 | 11/1/2011 11:19:31 AM |
trumpeter5 | $25.00 | 11/1/2011 2:10:53 PM |
s_man1 | $25.00 | 11/1/2011 1:00:56 PM |
TronMedici | $50.00 | 11/1/2011 3:41:18 PM |
please-repay | $50.00 | 11/1/2011 1:48:29 PM |
irrelevant | $25.00 | 11/1/2011 2:05:11 PM |
Green_Bay_Packers | $25.00 | 11/1/2011 3:03:01 PM |
Bob450 | $25.00 | 11/1/2011 4:41:21 PM |
real-return | $25.00 | 11/1/2011 5:12:50 PM |
Byrd24 | $100.00 | 11/1/2011 5:59:11 PM |
Tscheddar | $25.00 | 11/2/2011 4:12:42 AM |
melodious-openness | $50.00 | 11/2/2011 4:38:53 AM |
revenue-associate | $25.00 | 11/2/2011 4:12:40 AM |
Rip128 | $90.00 | 11/2/2011 5:28:26 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
536417
This series of Notes was issued and sold upon the funding of the borrower loan #55831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,033 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| Weetos1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2007)
560-579
(Oct-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Why use the brick and mortar banks?
Purpose of loan:
This loan will be used to consolidate high interest debt.
My financial situation:
I am a good candidate for this loan because I am financially stable and have more than sufficient income to pay off this loan. I have considered using Prosper many times before but never did and just paid the debt off myself over time. I see this as an opportunity to pay off some creditors that are killing me on interest, but I just cannot come up with the lump sum to pay them off quickly.
On a personal side, I have been a consultant with a Fortune 50 company for over 6 yrs. I have been married to the same woman for almost 17 years and have a 2 year old daughter.
Overall, I think the big box banks (Chase, BofA, Capital One, Wells Fargo) are impersonal and no longer care about their customers. I just don't feel good about giving them my hard earned money on their extravagant fees and interest rates.
Thank you for your consideration.
Regards,
-Bill
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 10/31/2011 5:11:55 PM |
green-trade-dolphin2 | $35.78 | 10/31/2011 5:02:07 PM |
influential-benjamins0 | $100.00 | 10/31/2011 5:58:12 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:22 PM |
vutah | $25.00 | 10/31/2011 5:26:52 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:53 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:34 PM |
Feyenoord | $30.00 | 10/31/2011 6:27:11 PM |
optionscashflow | $25.00 | 10/31/2011 9:35:07 PM |
thankful-nickel2 | $25.00 | 10/31/2011 7:58:32 PM |
D911ave | $50.00 | 10/31/2011 6:18:17 PM |
Lo0se_mo0se | $30.00 | 11/1/2011 9:43:41 AM |
trombone245 | $50.00 | 11/1/2011 9:48:26 AM |
real-return | $25.00 | 11/1/2011 5:16:31 PM |
golffish2 | $25.00 | 11/2/2011 4:07:12 AM |
Bank42 | $25.00 | 11/2/2011 4:28:44 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:51 PM |
tntmojave | $50.00 | 11/2/2011 4:54:56 PM |
wlm3012 | $30.00 | 11/2/2011 5:15:27 PM |
a_andy | $26.00 | 11/2/2011 5:26:21 PM |
agbullet55443 | $100.00 | 11/2/2011 10:03:12 PM |
Cash4U2also | $100.00 | 11/2/2011 8:08:24 PM |
ptjg | $100.00 | 11/2/2011 11:15:05 PM |
value-wind0 | $50.00 | 11/3/2011 8:26:33 AM |
doopers | $25.00 | 11/3/2011 8:43:41 AM |
chlang | $60.72 | 11/3/2011 9:03:38 AM |
versatile-integrity8 | $30.00 | 11/3/2011 7:09:25 AM |
ansky127 | $27.75 | 11/3/2011 9:05:11 AM |
drluong | $25.00 | 11/3/2011 9:58:42 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:07 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:40 PM |
CashMoney2009 | $25.00 | 11/3/2011 1:43:59 PM |
tcpfan | $27.64 | 11/3/2011 3:32:19 PM |
sensible-fund | $25.00 | 10/31/2011 5:53:11 PM |
riskreward | $250.00 | 10/31/2011 6:10:52 PM |
truth-silo | $50.00 | 10/31/2011 5:31:46 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:22 PM |
PLANECRASH | $25.00 | 10/31/2011 8:41:33 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:48 AM |
radforj22 | $50.00 | 11/1/2011 6:18:40 AM |
john0720 | $25.00 | 11/1/2011 7:48:57 AM |
mcilwaaj12 | $50.00 | 11/1/2011 7:28:56 AM |
Clambake | $25.00 | 11/1/2011 9:04:42 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:32 PM |
E-2 | $100.00 | 11/1/2011 6:31:32 PM |
cablenews | $100.00 | 11/1/2011 6:19:59 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:57 PM |
gotbyu | $50.00 | 11/1/2011 10:08:27 PM |
managedfund | $500.00 | 11/2/2011 6:15:00 AM |
friendinmoney | $25.00 | 11/2/2011 8:00:40 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:50 AM |
justice-circuitry0 | $50.00 | 11/2/2011 9:28:14 AM |
BenR | $100.00 | 11/2/2011 9:34:33 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:26 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:49 AM |
lijah10 | $26.03 | 11/2/2011 10:43:14 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:07 AM |
rmpedi33 | $50.00 | 11/2/2011 11:57:09 AM |
a2190b | $36.00 | 11/2/2011 2:04:25 PM |
credit-coach118 | $55.17 | 11/2/2011 2:38:14 PM |
extraordinary-velocity6 | $50.00 | 11/2/2011 4:06:54 PM |
enterprising-credit2 | $25.00 | 11/2/2011 4:10:09 PM |
damage | $25.00 | 11/2/2011 4:26:40 PM |
iaffy | $50.00 | 11/2/2011 2:54:48 PM |
best-ingenious-funds | $25.00 | 11/2/2011 4:21:37 PM |
chris-heretoinvest | $25.00 | 11/2/2011 3:57:35 PM |
r48 | $25.00 | 11/2/2011 6:27:22 PM |
s270 | $25.00 | 11/2/2011 8:21:02 PM |
market-aficionado3 | $43.31 | 11/2/2011 6:51:20 PM |
goodcents | $25.71 | 11/2/2011 8:38:27 PM |
diversification-wildcat2 | $25.00 | 11/3/2011 12:35:24 AM |
Reddy_Capital | $36.00 | 11/2/2011 8:52:29 PM |
thepillowsack | $25.00 | 11/3/2011 7:43:27 AM |
cnovak | $25.00 | 11/3/2011 7:09:38 AM |
first-serene-credit | $25.00 | 11/3/2011 7:35:18 AM |
market-aficionado3 | $28.27 | 11/3/2011 10:11:22 AM |
Leshan | $50.00 | 11/3/2011 9:33:43 AM |
spaceboy033 | $26.11 | 11/3/2011 9:38:29 AM |
green28 | $200.00 | 11/3/2011 9:39:20 AM |
sweet-social2 | $100.00 | 11/3/2011 9:59:12 AM |
InvestForWealth | $25.00 | 11/3/2011 9:59:51 AM |
Beechturner | $50.00 | 11/3/2011 10:06:26 AM |
discrete-asset | $25.00 | 11/3/2011 10:23:05 AM |
fund-baker | $25.51 | 11/3/2011 11:37:32 AM |
vennp | $50.00 | 11/3/2011 12:18:47 PM |
ethicalhumanist | $100.00 | 11/3/2011 12:59:43 PM |
Harry | $50.00 | 11/3/2011 2:59:54 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
536431
This series of Notes was issued and sold upon the funding of the borrower loan #55849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,358 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-tranquility1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sunshine
Purpose of loan: personal
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay back my debts
Monthly net income: $3424.00
Monthly expenses: $1200.00
Housing: $590.00
Insurance: $ 79.00
Car expenses: $512.00
Utilities: $ 100.00
Phone, cable, internet: $55.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 10/31/2011 5:43:05 PM |
golffish2 | $25.00 | 11/1/2011 3:58:10 AM |
HHP | $100.00 | 11/1/2011 8:05:56 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:41 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:39 PM |
greencat | $50.00 | 11/3/2011 7:24:54 AM |
well-mannered-income3 | $40.00 | 11/3/2011 4:55:28 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:46 PM |
mystical-fairness4 | $25.00 | 11/3/2011 9:34:48 PM |
gold-miser9 | $125.00 | 11/4/2011 7:10:08 AM |
self-reliant-p2p2 | $25.00 | 11/4/2011 7:11:01 AM |
active-note7 | $25.00 | 11/4/2011 8:52:49 AM |
careful-note1 | $25.00 | 11/4/2011 7:16:49 AM |
simiray | $25.00 | 11/4/2011 9:50:59 AM |
top-historic-peso | $25.00 | 11/4/2011 11:43:12 AM |
money-yeller | $33.00 | 11/4/2011 1:25:15 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:53 PM |
Cybercusp | $25.00 | 11/4/2011 1:48:00 PM |
Cory79 | $29.01 | 11/4/2011 3:14:57 PM |
VmIE | $25.00 | 11/4/2011 6:18:20 PM |
fortytwo | $150.00 | 11/4/2011 6:39:05 PM |
euro-spark | $35.05 | 11/5/2011 8:34:21 AM |
dublin063 | $25.00 | 11/5/2011 12:02:35 PM |
capital-halo1 | $1,000.00 | 11/5/2011 12:19:57 PM |
finance-prescription | $100.00 | 11/5/2011 12:31:19 PM |
Investoman | $75.00 | 11/5/2011 12:45:51 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:45 PM |
108lender | $150.00 | 11/5/2011 1:24:45 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:35 PM |
credit-elation1 | $25.00 | 11/5/2011 3:15:56 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:21:31 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:39 PM |
irrelevant | $25.00 | 11/5/2011 7:05:17 PM |
buffalobills | $25.00 | 11/5/2011 4:16:37 PM |
mcgillis99 | $25.00 | 11/5/2011 9:22:41 PM |
droopie1 | $25.00 | 11/5/2011 9:55:30 PM |
protector734 | $53.35 | 11/6/2011 4:51:33 AM |
nickel-liberator | $75.00 | 11/5/2011 7:44:39 PM |
credit-coach118 | $25.00 | 11/6/2011 8:57:02 AM |
suave-dime6 | $25.00 | 11/6/2011 9:47:59 AM |
Doogles02 | $25.00 | 11/6/2011 9:10:06 AM |
kulender | $50.00 | 11/6/2011 6:22:24 AM |
grotheik | $25.00 | 11/6/2011 11:28:38 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:02 PM |
pious-benjamins1 | $26.00 | 11/6/2011 9:09:55 AM |
careful-vigilance4 | $41.00 | 11/6/2011 12:19:44 PM |
safe-kindness5 | $25.00 | 11/6/2011 1:19:20 PM |
ready-vigilance3 | $30.00 | 11/6/2011 6:27:39 PM |
winegeek | $73.64 | 11/6/2011 9:04:13 PM |
sophisticated-return496 | $50.00 | 11/6/2011 9:11:37 PM |
Kapitaal | $27.00 | 11/6/2011 5:30:51 PM |
gizzywump | $25.00 | 11/6/2011 6:24:54 PM |
new-social-economist | $30.00 | 11/6/2011 11:49:37 PM |
Iwillhuntyoudown | $25.00 | 11/6/2011 8:12:26 PM |
papaloha | $25.00 | 11/3/2011 9:58:11 PM |
Starfin-Capital-Management | $64.57 | 11/7/2011 3:41:38 AM |
finance-mushroom | $100.00 | 10/31/2011 5:47:13 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 6:14:59 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:54 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:10 PM |
tech310 | $50.00 | 11/1/2011 11:15:11 PM |
CA-Lender | $25.00 | 11/2/2011 10:06:13 AM |
fountain355 | $25.00 | 11/2/2011 12:27:12 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:36 AM |
realtormoises | $25.00 | 11/3/2011 2:43:18 PM |
km007 | $25.00 | 11/3/2011 5:07:30 PM |
StrongMonty | $48.38 | 11/4/2011 12:33:57 AM |
bid-stockpiler1 | $25.00 | 11/4/2011 4:35:22 AM |
integrity-electron9 | $50.00 | 11/4/2011 9:36:13 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:55 AM |
let_me_retire | $100.00 | 11/4/2011 1:41:39 PM |
impeccable-ore3 | $25.00 | 11/4/2011 1:41:34 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:20:16 PM |
idastmerchants | $25.00 | 11/4/2011 5:39:03 PM |
persevering | $25.00 | 11/4/2011 6:53:41 PM |
beakerfish | $50.00 | 11/4/2011 9:21:07 PM |
Gladglide | $25.00 | 11/4/2011 10:02:01 PM |
jjsparks28 | $25.00 | 11/5/2011 4:30:26 AM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:50 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:45 AM |
stock106 | $25.00 | 11/5/2011 7:52:18 AM |
Madmigel | $50.00 | 11/5/2011 8:12:47 AM |
1phantom | $25.00 | 11/5/2011 8:32:14 AM |
cash-reaction2 | $50.00 | 11/5/2011 12:51:49 PM |
money-fort | $25.00 | 11/5/2011 1:32:56 PM |
MadHun | $164.00 | 11/5/2011 2:07:42 PM |
triguy | $2,000.00 | 11/5/2011 3:09:22 PM |
economy-producer | $25.00 | 11/5/2011 2:49:08 PM |
forthright-loot7 | $60.00 | 11/5/2011 4:34:22 PM |
sushi537 | $25.00 | 11/5/2011 7:33:14 PM |
KindCharmingReflective-affluence | $25.00 | 11/5/2011 4:17:27 PM |
Bob450 | $30.00 | 11/5/2011 8:30:50 PM |
revenue-associate | $25.00 | 11/6/2011 6:07:45 AM |
OLYVRC | $50.00 | 11/5/2011 9:17:12 PM |
periko | $25.00 | 11/6/2011 8:27:04 AM |
daekpon | $60.00 | 11/6/2011 10:25:11 AM |
leverage-monger | $25.00 | 11/6/2011 11:45:16 AM |
social-zebra | $30.00 | 11/6/2011 1:29:35 PM |
billybragg | $25.00 | 11/6/2011 1:54:46 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:35 PM |
itsmaj | $25.00 | 11/6/2011 10:35:05 PM |
One_Lolo | $25.00 | 11/6/2011 11:58:16 PM |
Girakul | $25.00 | 11/6/2011 8:17:33 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
536443
This series of Notes was issued and sold upon the funding of the borrower loan #55891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,305 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| penny-rose5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Re- organizing for today's economy
Purpose of loan:
This loan will be used to...Consolidate
My financial situation:
I am a good candidate for this loan because...I work hard to pay my debt back it's the right thing to do
Monthly net income: $4000 to 5000.00
Monthly expenses: $2400
Housing: $1000
Insurance: $300
Car expenses: $200
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 10/31/2011 5:10:53 PM |
vutah | $35.00 | 10/31/2011 5:24:39 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 6:14:59 PM |
HHP | $100.00 | 11/1/2011 8:05:56 AM |
Core-Marketing | $25.00 | 11/3/2011 5:31:58 AM |
treasure-hunter270 | $25.00 | 11/4/2011 5:23:36 PM |
persevering | $25.00 | 11/4/2011 6:53:41 PM |
Zoomzoom22 | $52.69 | 11/4/2011 9:59:33 PM |
compassion-bauble4 | $27.00 | 11/5/2011 8:26:45 AM |
1phantom | $25.00 | 11/5/2011 8:32:15 AM |
enriching-listing | $25.00 | 11/5/2011 10:10:04 AM |
smart-note9 | $25.00 | 11/5/2011 3:35:05 PM |
bid-stockpiler1 | $26.00 | 11/5/2011 4:17:03 PM |
RenovatioCapital | $25.00 | 11/5/2011 9:13:47 PM |
suave-dime6 | $25.00 | 11/6/2011 9:50:39 AM |
Peacepower | $27.98 | 11/6/2011 10:49:53 AM |
gizzywump | $25.00 | 11/6/2011 6:24:55 PM |
ITExec | $100.00 | 11/7/2011 6:34:42 AM |
fcukciti | $35.00 | 11/7/2011 4:14:41 AM |
NewPairOfShoes | $25.00 | 11/7/2011 6:25:58 AM |
melodious-openness | $50.00 | 11/7/2011 7:34:52 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:43 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:33 AM |
bellaquito | $2,000.00 | 11/7/2011 1:31:43 PM |
brightest-gain-investor | $1,332.31 | 11/7/2011 1:36:59 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:13 PM |
worthy-bid8 | $50.00 | 11/1/2011 9:29:58 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:41 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:36 AM |
km007 | $25.00 | 11/3/2011 5:07:31 PM |
let_me_retire | $50.00 | 11/4/2011 1:43:32 PM |
well-mannered-income3 | $40.00 | 11/5/2011 5:30:27 AM |
ksubd | $60.00 | 11/5/2011 10:09:07 AM |
capital-halo1 | $1,000.00 | 11/5/2011 12:19:58 PM |
Investoman | $75.00 | 11/5/2011 12:45:51 PM |
careful-note1 | $25.00 | 11/5/2011 12:46:47 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:35 PM |
top-historic-peso | $25.00 | 11/5/2011 1:31:14 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:39 PM |
rate-sceptre | $25.00 | 11/5/2011 3:42:12 PM |
saxaphone6 | $25.00 | 11/5/2011 5:00:52 PM |
CoyoteJack | $25.00 | 11/5/2011 6:41:51 PM |
kulender | $50.00 | 11/6/2011 6:22:25 AM |
newest-power-banker | $50.00 | 11/6/2011 11:05:02 AM |
a-reasonable-return | $25.00 | 11/6/2011 9:02:44 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:02 PM |
GElender | $25.00 | 11/6/2011 1:30:04 PM |
green28 | $25.00 | 11/6/2011 12:21:09 PM |
thoughtful-contract984 | $42.44 | 11/6/2011 4:03:50 PM |
new-social-economist | $25.00 | 11/6/2011 11:50:25 PM |
secrets10169 | $25.00 | 11/7/2011 9:37:26 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:38 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:47 AM |
Gatorzilla | $25.00 | 11/7/2011 11:34:58 AM |
pthighs | $40.00 | 11/7/2011 12:52:54 PM |
reinforced-gain7 | $856.58 | 11/7/2011 1:11:18 PM |
helpinghand63 | $25.00 | 11/7/2011 10:04:03 AM |
moola-monger9 | $50.00 | 11/7/2011 1:01:13 PM |
idastmerchants | $25.00 | 11/7/2011 10:44:01 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
536447
This series of Notes was issued and sold upon the funding of the borrower loan #55800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,569 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| vibrant-yield243 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
certified optician
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 10/31/2011 9:11:20 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:30 AM |
figs4u2 | $100.00 | 10/31/2011 9:32:01 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:30 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:44 AM |
cablenews | $100.00 | 11/1/2011 6:19:56 PM |
marwadi-62 | $100.00 | 11/2/2011 7:22:05 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:48 AM |
iaffy | $50.00 | 11/2/2011 2:54:44 PM |
Sierrahh | $25.00 | 11/2/2011 4:04:48 PM |
jamiee73 | $25.00 | 11/2/2011 5:11:03 PM |
jescowa | $50.00 | 11/2/2011 5:48:07 PM |
Kaj | $25.00 | 11/2/2011 6:13:42 PM |
prohelper | $25.00 | 11/2/2011 6:45:52 PM |
Weaverville | $25.00 | 11/2/2011 7:56:00 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:41 PM |
elfincove | $25.00 | 11/2/2011 8:37:35 PM |
treasure-generator | $25.00 | 11/3/2011 5:11:53 AM |
gjh37 | $50.00 | 11/3/2011 6:27:55 AM |
Mark-7 | $50.00 | 11/3/2011 2:35:06 AM |
RetiredATC | $50.00 | 11/3/2011 3:15:26 AM |
cnovak | $25.00 | 11/3/2011 7:09:36 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:38 AM |
maharaja | $25.00 | 11/3/2011 9:25:58 AM |
green28 | $100.00 | 11/3/2011 9:58:21 AM |
YLlama | $25.00 | 11/3/2011 10:02:28 AM |
damage | $25.00 | 11/3/2011 10:17:00 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:41 AM |
credit-maple5 | $100.00 | 11/3/2011 10:41:29 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:06 AM |
responsibility-butterfly | $25.00 | 10/31/2011 9:46:32 AM |
managedfund | $1,200.00 | 11/2/2011 6:20:14 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:50 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:04 AM |
diablorulz | $75.00 | 11/2/2011 4:31:02 PM |
listing-vista | $33.00 | 11/2/2011 5:15:49 PM |
Investor_DP | $100.00 | 11/2/2011 6:35:27 PM |
rs999 | $25.00 | 11/2/2011 7:02:20 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:14 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:51 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:38 AM |
resolute-justice413 | $100.00 | 11/3/2011 9:10:07 AM |
Rogue_Funding | $25.00 | 11/3/2011 9:03:23 AM |
rupee-prairie | $25.00 | 11/3/2011 10:53:57 AM |
worth-blanket2 | $2,200.00 | 11/3/2011 11:05:06 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
536527
This series of Notes was issued and sold upon the funding of the borrower loan #55871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $238.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 40% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $25 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,328 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| Kotoku |
Borrower's state:
| Virginia |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 98% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Nov-2009)
640-659
(Jan-2008)
|
Principal balance:
| $1,172.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Cutting Costs for my Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 12:05:24 PM |
AndChicksforFree | $25.00 | 11/4/2011 10:03:27 AM |
lotuss4 | $25.00 | 11/4/2011 10:00:36 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:47 AM |
servnyou | $60.00 | 11/4/2011 11:02:45 AM |
SLN-10 | $100.00 | 11/4/2011 10:18:10 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:37 AM |
wise-deal-panda | $200.00 | 11/4/2011 10:58:21 AM |
platinum-boss2 | $25.00 | 11/4/2011 10:46:52 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:06 AM |
LittleMingo | $25.00 | 11/4/2011 11:56:42 AM |
Gandalf0001 | $37.00 | 11/4/2011 1:57:22 PM |
jhouman | $25.00 | 11/4/2011 12:35:27 PM |
atlas100 | $25.00 | 11/4/2011 1:08:26 PM |
Mikale360 | $25.00 | 11/4/2011 1:11:25 PM |
money-yeller | $33.00 | 11/4/2011 1:23:55 PM |
thankful-nickel2 | $25.00 | 11/4/2011 1:04:15 PM |
capital-deployment | $25.00 | 11/4/2011 1:32:25 PM |
Kash2010lu | $30.00 | 11/4/2011 5:15:17 PM |
168RichCapital | $25.11 | 11/4/2011 3:28:36 PM |
atlas-shrugged | $200.00 | 11/4/2011 4:04:25 PM |
trumpeter5 | $50.00 | 11/4/2011 4:21:56 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:20:40 PM |
Lubava | $100.00 | 11/4/2011 5:44:19 PM |
a-resplendent-commitment | $50.00 | 11/4/2011 6:59:25 PM |
The-Lighthouse-Group | $25.00 | 11/4/2011 6:28:00 PM |
fortytwo | $150.00 | 11/4/2011 6:39:16 PM |
imhandy | $500.00 | 11/4/2011 6:52:57 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:34 PM |
AF-Chief | $75.00 | 11/4/2011 9:05:48 PM |
real-return | $25.00 | 11/4/2011 10:50:27 PM |
blackstar | $25.00 | 11/5/2011 4:23:38 AM |
bsh297 | $28.35 | 11/4/2011 8:33:59 PM |
dollar-tornado3 | $25.00 | 11/5/2011 6:25:29 AM |
shawnw2 | $57.33 | 11/4/2011 9:37:40 PM |
kind-diligent-coin | $26.81 | 11/5/2011 12:33:24 AM |
InvestorsRus | $25.00 | 11/5/2011 4:11:40 AM |
Bob450 | $30.00 | 11/5/2011 8:14:33 AM |
well-mannered-income3 | $50.00 | 11/5/2011 5:24:52 AM |
bluestarman08 | $26.00 | 11/5/2011 7:05:40 AM |
bright-exchange | $25.00 | 11/5/2011 9:12:56 AM |
marwadi-62 | $100.00 | 11/5/2011 8:34:10 AM |
graceful-investment | $85.00 | 11/5/2011 10:11:02 AM |
SecondChanceLendingSERV | $25.00 | 11/5/2011 10:39:01 AM |
first-serene-credit | $25.00 | 11/5/2011 11:28:33 AM |
money-fort | $25.00 | 11/5/2011 11:45:29 AM |
avenger028 | $25.00 | 11/5/2011 11:14:59 AM |
contract-lionheart | $50.00 | 11/5/2011 11:34:08 AM |
PrincessGrace33 | $100.00 | 11/5/2011 11:37:33 AM |
Zoramite | $25.00 | 11/5/2011 12:03:19 PM |
innovator10 | $200.00 | 11/5/2011 12:36:49 PM |
undergroundmike | $29.26 | 11/5/2011 12:51:58 PM |
heerzaquestion | $25.00 | 11/5/2011 12:38:14 PM |
wlm3012 | $30.00 | 11/5/2011 1:04:51 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:11 PM |
grnii78 | $100.00 | 11/5/2011 1:19:37 PM |
108lender | $150.00 | 11/5/2011 1:24:48 PM |
deepblue34 | $30.00 | 11/5/2011 2:17:00 PM |
intelligent-repayment8 | $8.09 | 11/5/2011 2:39:54 PM |
twjh | $25.00 | 11/4/2011 12:30:43 PM |
farchoir | $25.00 | 11/4/2011 9:54:10 AM |
MoneyForNothing | $34.67 | 11/4/2011 9:46:04 AM |
The_Phantom | $25.00 | 11/4/2011 10:53:16 AM |
Dusigrosz | $72.00 | 11/4/2011 10:55:00 AM |
lendstats_com | $200.00 | 11/4/2011 10:59:02 AM |
economy-coup | $50.00 | 11/4/2011 10:16:53 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:37 AM |
NekHoldings | $25.00 | 11/4/2011 10:49:37 AM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:57 PM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:42 PM |
Tscheddar | $25.00 | 11/4/2011 3:07:56 PM |
HHP | $100.00 | 11/4/2011 6:01:15 PM |
pembull | $31.03 | 11/4/2011 5:13:56 PM |
papaloha | $100.00 | 11/4/2011 7:31:59 PM |
Invest_In_U_Today_Pls_Pay_back | $55.90 | 11/4/2011 9:21:15 PM |
Zoomzoom22 | $100.00 | 11/4/2011 9:38:52 PM |
illinois_joe | $50.00 | 11/4/2011 7:53:23 PM |
Easystreet | $25.00 | 11/5/2011 4:50:55 AM |
amlu1988 | $25.00 | 11/4/2011 8:56:37 PM |
Feyenoord | $30.00 | 11/4/2011 10:00:23 PM |
Raider_Fan | $50.00 | 11/4/2011 10:22:23 PM |
Murdex | $29.69 | 11/4/2011 9:26:31 PM |
jjsparks28 | $45.00 | 11/5/2011 4:28:22 AM |
Leshan | $200.00 | 11/5/2011 8:34:38 AM |
1phantom | $25.00 | 11/5/2011 8:32:34 AM |
Jerrys1951 | $35.00 | 11/5/2011 8:42:52 AM |
irrelevant | $25.00 | 11/5/2011 10:05:06 AM |
gothampark | $25.00 | 11/5/2011 9:18:29 AM |
jonnysixgun | $25.00 | 11/5/2011 11:10:05 AM |
spike22 | $25.00 | 11/5/2011 12:36:20 PM |
akmikej | $26.89 | 11/5/2011 2:23:47 PM |
Whatssofunnybout | $28.87 | 11/5/2011 2:33:42 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
536535
This series of Notes was issued and sold upon the funding of the borrower loan #56018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,431 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-funds-birdie |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Quick Loan Small Loan Amount
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have excellent income and payment history. I do not miss payment. And this loan will be paid off in due term as well.
Monthly net income: $7000
Monthly expenses: $300
Housing: $1150
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 10/31/2011 5:11:56 PM |
figs4u2 | $100.00 | 10/31/2011 6:15:36 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:37 PM |
favorite-commerce | $30.00 | 11/1/2011 9:47:21 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:32 PM |
kindness-jedi | $25.00 | 11/1/2011 11:09:26 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:40 PM |
exchange-squirrel | $25.00 | 11/1/2011 6:26:51 PM |
CK1 | $25.00 | 11/2/2011 1:41:13 AM |
tcpfan | $25.00 | 11/2/2011 11:39:44 AM |
iaffy | $50.00 | 11/2/2011 2:54:50 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:41:28 PM |
best-ingenious-funds | $25.00 | 11/2/2011 4:22:43 PM |
thankful-nickel2 | $25.00 | 11/2/2011 5:30:06 PM |
4mydaughterseducation | $25.00 | 11/2/2011 8:09:19 PM |
Ven58 | $25.00 | 11/3/2011 6:12:30 AM |
damage | $25.00 | 11/3/2011 10:17:00 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:08 AM |
rautility | $150.00 | 10/31/2011 6:38:57 PM |
worthy-bid8 | $50.00 | 11/1/2011 9:29:59 AM |
managedfund | $750.00 | 11/2/2011 6:00:32 AM |
elvisloans | $25.00 | 11/2/2011 5:52:04 AM |
n036939 | $25.00 | 11/2/2011 11:06:54 AM |
poolshark72 | $25.00 | 11/2/2011 1:42:01 PM |
enterprising-credit2 | $25.00 | 11/2/2011 4:23:41 PM |
ghinga | $32.00 | 11/2/2011 4:05:46 PM |
Land_on_your_feet | $25.00 | 11/2/2011 7:40:17 PM |
Cash4U2also | $25.00 | 11/2/2011 8:07:06 PM |
Xarach | $25.00 | 11/2/2011 9:48:32 PM |
sudeep104 | $25.00 | 11/2/2011 7:19:04 PM |
bullwink27 | $25.00 | 11/3/2011 4:05:12 AM |
cnovak | $25.00 | 11/3/2011 7:09:39 AM |
newest-generous-income | $25.00 | 11/3/2011 7:22:08 AM |
elfincove | $25.00 | 11/3/2011 10:15:09 AM |
green28 | $200.00 | 11/3/2011 9:55:35 AM |
riskreward | $250.00 | 11/3/2011 10:04:17 AM |
discrete-asset | $25.00 | 11/3/2011 10:24:55 AM |
worth-blanket2 | $500.00 | 11/3/2011 11:05:38 AM |
RetiredATC | $50.00 | 11/3/2011 10:28:08 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
536545
This series of Notes was issued and sold upon the funding of the borrower loan #55888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,862 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-transparency-taxi |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ladybug56
Purpose of loan:
This loan will be used to... payoff personal loans
My financial situation:
I am a good candidate for this loan because...i have always tried to pay all of my debt. I have a steady job that pays once a month
Monthly net income: $2800
Monthly expenses: $3100
Housing: $1300
Insurance: $
Car expenses: $309
Utilities: $130
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $18000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goodhearted-generosity511 | $25.00 | 11/1/2011 9:45:57 PM |
managedfund | $600.00 | 11/2/2011 6:10:03 AM |
Rogelio48 | $25.00 | 11/2/2011 11:43:04 AM |
worth-blanket2 | $3,200.00 | 11/3/2011 11:05:11 AM |
tech310 | $50.00 | 11/1/2011 11:17:42 PM |
MJTimages_com | $30.00 | 11/2/2011 2:11:52 PM |
dws2380 | $25.00 | 11/3/2011 11:30:30 AM |
goat0 | $45.00 | 11/3/2011 1:59:20 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
536555
This series of Notes was issued and sold upon the funding of the borrower loan #55984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $686 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-aurora9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to employed individual
Purpose of loan:
This loan will be used to cover general living expenses, as well
as some minimal startup costs for an online venture. Loan will also be
allocated towards minimal home improvement
My financial situation:
I am a good candidate for this loan because I am employed and I've been with the same company for several years. I create additional income for myself by conducting freelance web development for clients, so loan payments will not be an issue due to the fact that I have stable, steady income, plus, additional income sources from freelance development work.
Monthly net income: $ 5000
Monthly expenses: $300
Housing: $ 1740
Insurance: $ 0
Car expenses: $ 0
Utilities: $150
Phone, cable, internet: $ 100
Food, entertainment: $400
Clothing, household expenses: $ 250
Credit cards and other loans: $ 200
Other expenses: $ 200-$300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/31/2011 5:25:24 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:11 PM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:24 AM |
five-star-order1 | $100.00 | 11/1/2011 12:42:48 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:49 PM |
diplomatic-wealth7 | $25.00 | 11/2/2011 9:05:34 AM |
iaffy | $50.00 | 11/2/2011 2:54:51 PM |
cnovak | $25.00 | 11/2/2011 9:55:24 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:38 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:42 PM |
km007 | $25.00 | 11/3/2011 5:07:31 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:03 PM |
evnagelist | $25.00 | 11/4/2011 10:16:39 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:55 AM |
revenue-achievement | $25.00 | 11/4/2011 3:22:59 PM |
well-rounded-return3 | $38.55 | 11/4/2011 7:43:51 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:08 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:43 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:54 AM |
kulender | $50.00 | 11/6/2011 6:22:26 AM |
Miklot | $25.00 | 11/6/2011 6:58:33 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:05 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:00 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:44 AM |
wwwUniversal | $25.00 | 11/7/2011 5:19:20 PM |
lender4433 | $25.00 | 11/7/2011 8:31:21 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:16 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:46 AM |
managedfund | $2,000.00 | 11/8/2011 8:33:18 AM |
terrific-peace8 | $25.00 | 11/8/2011 8:19:29 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:24 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:24 PM |
larslfe | $25.00 | 11/8/2011 5:47:03 PM |
rs999 | $25.00 | 11/8/2011 6:09:20 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:18 PM |
ErvLending | $25.00 | 11/8/2011 8:56:33 PM |
shawndw | $26.00 | 11/8/2011 8:17:47 PM |
dingus | $25.00 | 11/8/2011 5:48:23 PM |
money-bauble | $57.00 | 11/8/2011 6:00:15 PM |
desertoasis | $25.00 | 11/9/2011 4:40:46 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:28 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:54 PM |
irrelevant | $25.00 | 11/9/2011 6:05:08 AM |
competitor119 | $50.00 | 11/8/2011 7:14:33 PM |
Christophe | $25.00 | 11/9/2011 7:12:49 AM |
Sibelius2 | $25.00 | 11/9/2011 9:17:16 AM |
payment-pursuit3 | $25.00 | 11/9/2011 9:26:39 AM |
dordee | $40.00 | 11/9/2011 9:42:59 AM |
gain-expert | $32.03 | 11/9/2011 9:47:31 AM |
bold-direct-asset | $50.00 | 11/9/2011 9:49:17 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:21 AM |
kind-credit-bear | $30.00 | 11/9/2011 8:48:30 AM |
finance-prescription | $100.00 | 11/9/2011 9:05:36 AM |
JayIsABear | $30.00 | 11/9/2011 9:21:30 AM |
idastmerchants | $25.00 | 11/9/2011 9:35:42 AM |
finance-mushroom | $100.00 | 10/31/2011 5:47:14 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 6:15:00 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:24 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:49 AM |
miked8303 | $50.00 | 11/1/2011 8:15:33 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:56 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:43 AM |
missing-link | $25.00 | 11/1/2011 5:06:09 PM |
cablenews | $100.00 | 11/1/2011 6:19:59 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:53 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:07 AM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:10 PM |
zorg77 | $25.00 | 11/3/2011 5:19:13 AM |
Wellman | $50.00 | 11/4/2011 7:20:58 AM |
zone8 | $100.00 | 11/4/2011 10:57:25 AM |
first-friendly-listing | $30.00 | 11/4/2011 1:35:24 PM |
1phantom | $25.00 | 11/5/2011 8:32:15 AM |
rescue | $100.00 | 11/5/2011 11:16:37 AM |
red-power-pecan | $50.00 | 11/5/2011 3:51:47 PM |
HedgeFund | $50.00 | 11/5/2011 10:21:39 PM |
daekpon | $50.00 | 11/6/2011 10:23:10 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:42 AM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:17 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:20 PM |
fighter122 | $25.00 | 11/6/2011 10:03:37 PM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:34 AM |
EBITDA | $25.00 | 11/7/2011 1:17:26 PM |
Tylerh | $500.00 | 11/7/2011 2:19:15 PM |
kchen486 | $50.00 | 11/7/2011 2:08:25 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:00 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:03 PM |
Katburg | $25.00 | 11/8/2011 7:12:45 AM |
WilliamLeeSims | $25.00 | 11/8/2011 9:30:10 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:55 AM |
Myrick | $25.00 | 11/8/2011 8:52:20 AM |
wise-deal-panda | $100.00 | 11/8/2011 9:56:38 AM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:03 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:49 PM |
the-dollar-topper | $150.00 | 11/8/2011 5:53:12 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:48 PM |
triumphant-community | $25.00 | 11/8/2011 5:50:56 PM |
GInBaghdad | $25.00 | 11/8/2011 6:03:43 PM |
asiaratt | $50.00 | 11/8/2011 6:14:45 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:43 PM |
kwan | $25.00 | 11/8/2011 9:35:27 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:55 PM |
abundant-credit6 | $36.75 | 11/9/2011 2:17:13 AM |
suave-dime6 | $25.00 | 11/8/2011 10:18:02 PM |
Frenchynh | $25.00 | 11/9/2011 5:23:51 AM |
cropdust3r | $25.00 | 11/9/2011 5:35:16 AM |
rcm87 | $50.00 | 11/9/2011 6:27:20 AM |
itskarma | $25.00 | 11/8/2011 7:14:52 PM |
e4gf8e | $25.00 | 11/8/2011 7:22:04 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:48 PM |
blissful-deal0 | $44.00 | 11/8/2011 8:28:13 PM |
Richmp412 | $25.00 | 11/9/2011 6:52:19 AM |
ideal-yield5 | $30.00 | 11/8/2011 9:07:09 PM |
J-Rott | $200.00 | 11/9/2011 8:10:38 AM |
mammalian4 | $25.00 | 11/9/2011 4:42:54 AM |
gentle-penny7 | $25.00 | 11/9/2011 9:03:15 AM |
B2152 | $25.00 | 11/9/2011 5:31:14 AM |
jhernand17 | $25.00 | 11/9/2011 9:21:00 AM |
leverage-monger | $25.00 | 11/9/2011 7:39:38 AM |
Tai | $25.00 | 11/9/2011 9:52:18 AM |
haplender | $50.00 | 11/9/2011 9:33:51 AM |
dedicated-transaction796 | $25.00 | 11/9/2011 9:37:58 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:12 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
536617
This series of Notes was issued and sold upon the funding of the borrower loan #55873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $102.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 4m |
Amount delinquent:
| $266 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,425 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worth-sushi1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating debt
Purpose of loan:
This loan will be used to pay off all of my credit card debt.
My financial situation:
I am a good candidate for this loan because I have been employed as a software developer for the 12 years since graduating from university, and only have credit card debt because of temporary furloughs that ended last year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 11/2/2011 9:23:22 AM |
green-trade-dolphin2 | $30.90 | 11/2/2011 9:02:11 AM |
J_Galt | $25.00 | 11/2/2011 9:45:04 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:54 AM |
riskreward | $250.00 | 11/2/2011 10:16:12 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:28 AM |
kenji4861 | $25.00 | 11/2/2011 10:36:01 AM |
Cherrypicker | $50.00 | 11/2/2011 12:49:22 PM |
journey517 | $25.00 | 11/2/2011 3:41:40 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:36 PM |
value-wind0 | $50.00 | 11/3/2011 8:26:35 AM |
cnovak | $25.00 | 11/3/2011 7:09:44 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:28 AM |
radiant-return | $25.00 | 11/3/2011 9:37:14 AM |
sweet-social2 | $102.51 | 11/3/2011 10:00:54 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:48 PM |
wlm3012 | $30.00 | 11/3/2011 2:35:12 PM |
managedfund | $914.55 | 11/3/2011 3:51:56 PM |
SolarMoonshine | $25.00 | 11/2/2011 9:55:38 AM |
exchange-squirrel | $25.00 | 11/2/2011 10:31:52 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:30 AM |
responsibility-butterfly | $25.00 | 11/2/2011 10:24:26 AM |
Clambake | $25.00 | 11/2/2011 11:07:34 AM |
iaffy | $50.00 | 11/2/2011 2:54:59 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:47:55 PM |
vutah | $25.00 | 11/2/2011 3:51:29 PM |
Bank42 | $25.00 | 11/2/2011 4:35:02 PM |
E-2 | $100.00 | 11/2/2011 5:17:53 PM |
Ven58 | $25.00 | 11/3/2011 6:10:22 AM |
Scottyd911 | $25.00 | 11/3/2011 8:13:56 AM |
microfunder | $50.00 | 11/3/2011 6:45:50 AM |
DDS84 | $47.04 | 11/3/2011 8:04:26 AM |
green28 | $150.00 | 11/3/2011 10:02:31 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:28 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:11 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
536639
This series of Notes was issued and sold upon the funding of the borrower loan #55824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 39% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,100 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| tranquil-loyalty |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2010)
720-739
(Dec-2009)
|
Principal balance:
| $4,702.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
2nd Child-Paying off other loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4800
Monthly expenses: $ 3000
Housing: $ 1000
Insurance: $ 500
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 11/1/2011 5:02:05 PM |
Kaj | $25.00 | 11/1/2011 5:32:56 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:22 PM |
CA-Lender | $25.00 | 11/1/2011 5:57:15 PM |
enticing-capital6 | $50.00 | 11/1/2011 5:30:02 PM |
resolute-justice413 | $100.00 | 11/1/2011 5:47:00 PM |
important-openness1 | $100.00 | 11/1/2011 6:26:31 PM |
platinum-boss2 | $25.00 | 11/1/2011 6:48:21 PM |
Dubbs360 | $50.00 | 11/1/2011 7:13:42 PM |
Mikale360 | $25.00 | 11/1/2011 7:46:44 PM |
Moe87 | $25.00 | 11/2/2011 2:57:20 AM |
FinanceEngine | $40.00 | 11/2/2011 9:12:54 AM |
dime-sapling | $25.00 | 11/2/2011 10:56:02 AM |
dollardave | $50.00 | 11/2/2011 11:07:08 AM |
coin-investor | $25.00 | 11/2/2011 11:25:45 AM |
glroark | $50.00 | 11/2/2011 2:26:48 PM |
RockpointCapital | $200.00 | 11/2/2011 12:53:38 PM |
skiberdad | $50.00 | 11/2/2011 1:00:33 PM |
iaffy | $50.00 | 11/2/2011 2:54:55 PM |
miamibeachloaner | $25.00 | 11/2/2011 5:27:05 PM |
shrewd-income | $50.00 | 11/2/2011 6:53:22 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:11 PM |
treasure-bliss | $25.00 | 11/2/2011 6:00:48 PM |
Weaverville | $25.00 | 11/2/2011 7:56:03 PM |
cnovak | $25.00 | 11/2/2011 9:55:25 PM |
graceful-investment | $50.00 | 11/3/2011 10:37:07 AM |
thankful-nickel2 | $25.00 | 11/3/2011 12:13:06 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:45 PM |
aader | $25.00 | 11/3/2011 2:27:15 PM |
wlm3012 | $30.00 | 11/3/2011 2:48:44 PM |
well-mannered-income3 | $60.00 | 11/3/2011 4:58:47 PM |
km007 | $25.00 | 11/3/2011 5:07:32 PM |
dutchlee | $25.00 | 11/3/2011 9:24:41 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:06 PM |
contract-maracas | $25.00 | 11/3/2011 11:17:49 PM |
integrity-doctor | $200.00 | 11/3/2011 7:21:24 PM |
suave-dime6 | $25.00 | 11/4/2011 2:39:00 AM |
kulender | $50.00 | 11/4/2011 4:44:23 AM |
luv4cycling | $100.00 | 11/4/2011 5:12:25 AM |
Bob450 | $25.00 | 11/4/2011 7:05:37 AM |
desertoasis | $25.00 | 11/4/2011 4:21:27 AM |
Prairie-MN | $30.00 | 11/4/2011 4:23:57 AM |
bankofriverside | $33.00 | 11/4/2011 4:26:36 AM |
moola-accelerator6 | $32.13 | 11/4/2011 8:11:44 AM |
GElender | $25.00 | 11/4/2011 5:53:04 AM |
papaloha | $100.00 | 11/4/2011 8:58:37 AM |
debt_helper | $25.00 | 11/4/2011 9:02:45 AM |
integrity-electron9 | $50.00 | 11/4/2011 8:02:54 AM |
engaging-leverage823 | $25.00 | 11/4/2011 9:49:29 AM |
deborahz | $25.00 | 11/4/2011 8:42:33 AM |
janeybooboo | $100.00 | 11/4/2011 9:04:09 AM |
TronMedici | $25.00 | 11/4/2011 9:30:43 AM |
utmom | $25.00 | 11/4/2011 9:53:10 AM |
melodious-fairness | $25.00 | 11/4/2011 10:16:05 AM |
Leshan | $50.00 | 11/4/2011 9:33:24 AM |
NoMoreDebt4Me | $25.00 | 11/4/2011 9:56:14 AM |
inventive-exchange | $25.00 | 11/4/2011 10:20:54 AM |
nex | $25.00 | 11/4/2011 10:40:48 AM |
Comoparklender | $25.00 | 11/4/2011 10:11:02 AM |
rc872c | $25.00 | 11/4/2011 10:43:33 AM |
helpful-listing | $25.00 | 11/4/2011 10:46:35 AM |
87Marc | $25.00 | 11/4/2011 10:51:22 AM |
evnagelist | $25.00 | 11/4/2011 10:16:40 AM |
lamsabuy | $31.00 | 11/4/2011 11:00:33 AM |
SDKiwi | $33.00 | 11/4/2011 11:01:41 AM |
asiaratt | $50.00 | 11/4/2011 11:02:08 AM |
moola-wildebeest3 | $50.00 | 11/4/2011 10:25:08 AM |
ryanplays311 | $25.00 | 11/4/2011 10:19:08 AM |
careful-vigilance4 | $50.00 | 11/4/2011 11:04:51 AM |
thelovebug | $100.00 | 11/4/2011 11:10:35 AM |
shrewd-peace7 | $25.00 | 11/4/2011 10:32:50 AM |
MAYBROOK | $35.00 | 11/4/2011 11:15:02 AM |
payment-silo | $25.00 | 11/4/2011 10:26:49 AM |
shmb6508 | $50.00 | 11/4/2011 11:19:00 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:30 AM |
damage | $25.00 | 11/4/2011 11:23:57 AM |
dedicated-transaction796 | $25.00 | 11/4/2011 11:28:21 AM |
revenue-associate | $25.00 | 11/4/2011 11:30:05 AM |
brmar | $25.00 | 11/4/2011 11:31:22 AM |
Greenbak | $25.00 | 11/4/2011 11:05:02 AM |
Diamond_Jim | $25.00 | 11/4/2011 11:01:10 AM |
Sibelius2 | $25.00 | 11/4/2011 11:35:55 AM |
gustavzantanon | $25.00 | 11/4/2011 11:37:59 AM |
CashCowNow | $26.00 | 11/4/2011 11:17:55 AM |
ah-long | $25.00 | 11/4/2011 11:08:44 AM |
minddoc | $25.00 | 11/4/2011 11:09:15 AM |
handshake5 | $100.00 | 11/4/2011 11:44:18 AM |
green-discrete-responsibility | $25.00 | 11/4/2011 11:45:59 AM |
daniel5075 | $25.00 | 11/4/2011 11:24:50 AM |
the-dollar-topper | $150.00 | 11/4/2011 11:14:49 AM |
marketplace-hut9 | $25.00 | 11/4/2011 11:56:11 AM |
Mariner3605 | $25.00 | 11/4/2011 11:35:27 AM |
stepatatime-together | $100.00 | 11/4/2011 12:20:25 PM |
finance-prescription | $100.00 | 11/4/2011 11:37:44 AM |
monster4 | $50.00 | 11/4/2011 11:39:52 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:00 AM |
IIP77 | $25.00 | 11/4/2011 11:43:36 AM |
kind-credit-bear | $25.00 | 11/4/2011 12:04:04 PM |
fairhelper | $25.00 | 11/4/2011 11:56:17 AM |
GGreg799 | $25.00 | 11/4/2011 12:16:09 PM |
brightest-affluence-motivator | $30.00 | 11/4/2011 12:07:57 PM |
the-adventurous-capital | $24.00 | 11/4/2011 12:23:18 PM |
papaloha | $25.00 | 11/3/2011 9:58:12 PM |
SLN-10 | $100.00 | 11/1/2011 5:14:42 PM |
diplomatic-wealth7 | $25.00 | 11/1/2011 5:17:48 PM |
real-return | $25.00 | 11/1/2011 5:07:05 PM |
arsisi | $25.00 | 11/1/2011 5:20:36 PM |
pound-mushroom3 | $25.00 | 11/1/2011 5:57:57 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:35 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:55 PM |
ruxpin1976 | $25.00 | 11/1/2011 6:47:22 PM |
cablenews | $100.00 | 11/1/2011 6:20:02 PM |
wise-deal-panda | $200.00 | 11/1/2011 6:57:19 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:17 PM |
Feyenoord | $30.00 | 11/1/2011 10:05:41 PM |
shawnw2 | $60.00 | 11/2/2011 2:42:36 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:55 AM |
1willray | $25.00 | 11/2/2011 9:41:15 AM |
financial-frenzy | $30.00 | 11/2/2011 9:43:04 AM |
social-hunter5 | $25.00 | 11/2/2011 10:57:50 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:11 AM |
the-profit-oracle | $25.00 | 11/2/2011 12:06:52 PM |
halothane_logic | $139.86 | 11/2/2011 2:50:20 PM |
nickel-jam | $705.00 | 11/2/2011 12:48:02 PM |
Banker2OO7 | $50.00 | 11/2/2011 3:36:21 PM |
Something-Corporate | $25.00 | 11/2/2011 2:59:39 PM |
miked8303 | $25.00 | 11/2/2011 7:03:21 PM |
PPlleeaasseePayMeBack | $25.00 | 11/2/2011 7:29:17 PM |
villagers | $25.00 | 11/2/2011 9:45:57 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:43 AM |
chameleon125 | $25.00 | 11/3/2011 6:46:40 AM |
mighty-payout1 | $25.00 | 11/3/2011 5:19:01 AM |
orange-preeminant-bill | $25.00 | 11/3/2011 10:19:44 AM |
prohelper | $25.00 | 11/3/2011 11:13:31 AM |
spitzbergen | $25.00 | 11/3/2011 1:33:34 PM |
beer-gardener | $100.00 | 11/3/2011 1:06:02 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:47 PM |
danf2201 | $25.00 | 11/3/2011 3:37:31 PM |
managedfund | $500.00 | 11/3/2011 3:55:39 PM |
fcrick | $25.00 | 11/3/2011 5:18:25 PM |
EL_Papin | $100.00 | 11/3/2011 6:17:30 PM |
awe-inspiring-power | $25.00 | 11/3/2011 6:58:50 PM |
lrr34 | $25.00 | 11/3/2011 10:51:12 PM |
soulwork | $25.00 | 11/3/2011 7:53:52 PM |
LaveenFinancial | $25.00 | 11/3/2011 8:00:12 PM |
mammalian4 | $25.00 | 11/3/2011 8:05:06 PM |
tremendous-dough2 | $100.00 | 11/3/2011 8:19:38 PM |
shawnw2 | $35.00 | 11/3/2011 9:35:52 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:16 AM |
lender-inc | $26.99 | 11/4/2011 7:08:09 AM |
careful-note1 | $25.00 | 11/4/2011 7:12:37 AM |
green28 | $100.00 | 11/4/2011 5:04:52 AM |
moramis | $25.00 | 11/4/2011 6:26:11 AM |
wealth-competitor | $25.00 | 11/4/2011 6:40:22 AM |
GInBaghdad | $25.00 | 11/4/2011 7:16:39 AM |
MoneyBadger | $25.00 | 11/4/2011 7:17:35 AM |
mstar925 | $25.00 | 11/4/2011 7:39:36 AM |
janus_god | $25.00 | 11/4/2011 7:47:07 AM |
Wellman | $50.00 | 11/4/2011 7:20:59 AM |
worth-arch | $25.00 | 11/4/2011 8:29:00 AM |
youngster50 | $25.00 | 11/4/2011 9:17:20 AM |
reward-adventure | $50.00 | 11/4/2011 9:47:59 AM |
Angel_Investor_7 | $25.00 | 11/4/2011 10:16:58 AM |
tremendous-payment | $25.00 | 11/4/2011 10:01:56 AM |
Frenchynh | $25.00 | 11/4/2011 10:03:28 AM |
wealth-builder57 | $25.00 | 11/4/2011 10:21:09 AM |
nimble-revenue5 | $25.00 | 11/4/2011 9:56:47 AM |
deadheart188a | $47.00 | 11/4/2011 10:27:00 AM |
payment-pursuit3 | $25.00 | 11/4/2011 10:39:17 AM |
indomitable-dedication | $25.00 | 11/4/2011 10:52:51 AM |
money-bauble | $87.00 | 11/4/2011 10:57:11 AM |
zone8 | $100.00 | 11/4/2011 10:57:25 AM |
6moonbeams | $25.00 | 11/4/2011 10:21:52 AM |
richboy56 | $25.00 | 11/4/2011 11:09:03 AM |
income-buddy7 | $100.00 | 11/4/2011 10:24:55 AM |
life-is-great | $25.00 | 11/4/2011 10:30:17 AM |
cberthiaume | $25.00 | 11/4/2011 10:51:57 AM |
bassman2 | $25.00 | 11/4/2011 10:44:57 AM |
hard-working-rate3 | $100.00 | 11/4/2011 10:58:36 AM |
rvfbroker | $25.00 | 11/4/2011 11:28:34 AM |
SubmergedPilot | $25.00 | 11/4/2011 10:59:32 AM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:42 AM |
Investoman | $75.00 | 11/4/2011 11:00:57 AM |
ursus | $50.00 | 11/4/2011 11:11:17 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:19 AM |
roman2008 | $25.00 | 11/4/2011 11:26:25 AM |
bonus-zone | $25.00 | 11/4/2011 11:52:55 AM |
bnlforever | $25.00 | 11/4/2011 11:16:37 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:57 AM |
DER | $25.00 | 11/4/2011 11:23:21 AM |
proud-pound4 | $25.00 | 11/4/2011 12:12:32 PM |
Learning2Lend | $25.00 | 11/4/2011 11:37:20 AM |
apostle901 | $25.00 | 11/4/2011 11:40:56 AM |
revenue-circuit1 | $25.00 | 11/4/2011 11:36:52 AM |
CCSpineDoc | $50.00 | 11/4/2011 11:41:12 AM |
unassassinable | $25.00 | 11/4/2011 11:49:15 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:45 PM |
p2ploan-charmer | $25.00 | 11/4/2011 11:53:10 AM |
idastmerchants | $25.00 | 11/4/2011 12:19:06 PM |
economy-producer | $25.00 | 11/4/2011 12:19:36 PM |
BrownleeManagement | $25.00 | 11/4/2011 12:06:23 PM |
worldly-community3 | $50.00 | 11/4/2011 12:07:15 PM |
nowits10 | $25.00 | 11/4/2011 12:12:06 PM |
203 Investments
|
Borrower Payment Dependent Notes Series
536645
This series of Notes was issued and sold upon the funding of the borrower loan #55840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,296 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-robust-auction |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help
Purpose of loan: To help parents
This loan will be used to...help my parents with their personal expenses
My financial situation: Stable & Secure
I am a good candidate for this loan because...I am committed to reestablishing my credit and in helping my parents alng the way
Monthly net income: $2400.00 mim (I drive taxi part time & receive tips too)
Monthly expenses:
Housing: $800.00
Insurance: $120.00
Car expenses: $50.00
Utilities: $50.00
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/1/2011 5:44:22 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:55 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:42 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:17 PM |
roux | $25.00 | 11/1/2011 6:52:53 PM |
Dubbs360 | $50.00 | 11/1/2011 7:13:42 PM |
forthright-dedication | $50.00 | 11/2/2011 11:13:11 AM |
iaffy | $50.00 | 11/2/2011 2:54:55 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:11 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:34 PM |
km007 | $25.00 | 11/3/2011 5:07:32 PM |
aader | $25.00 | 11/3/2011 2:27:15 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:07 PM |
important-openness1 | $100.00 | 11/3/2011 5:39:40 PM |
contract-maracas | $25.00 | 11/3/2011 11:17:50 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:16 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:35:54 AM |
Wellman | $50.00 | 11/4/2011 7:20:59 AM |
Comoparklender | $25.00 | 11/4/2011 10:11:02 AM |
evnagelist | $25.00 | 11/4/2011 10:16:40 AM |
moola-wildebeest3 | $26.00 | 11/4/2011 10:25:08 AM |
careful-vigilance4 | $50.00 | 11/4/2011 11:04:52 AM |
prohelper | $25.00 | 11/4/2011 10:29:50 AM |
shrewd-peace7 | $25.00 | 11/4/2011 10:32:50 AM |
rs999 | $25.00 | 11/4/2011 10:41:11 AM |
Weaverville | $25.00 | 11/4/2011 10:47:25 AM |
Investoman | $75.00 | 11/4/2011 11:00:57 AM |
finance-prescription | $81.00 | 11/4/2011 11:37:45 AM |
the-dollar-topper | $116.00 | 11/4/2011 11:14:49 AM |
handshake5 | $65.00 | 11/4/2011 11:44:18 AM |
payout-achievement | $50.00 | 11/4/2011 12:37:11 PM |
green-discrete-responsibility | $25.00 | 11/4/2011 11:45:59 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:09 AM |
money-yeller | $25.00 | 11/4/2011 1:27:24 PM |
vibraphone3 | $25.00 | 11/4/2011 12:40:08 PM |
MrBailey | $25.00 | 11/4/2011 12:34:18 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:54 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:25 PM |
dime-fighter | $25.00 | 11/4/2011 6:09:06 PM |
persevering | $25.00 | 11/4/2011 6:53:42 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:31 PM |
e4gf8e | $25.00 | 11/5/2011 5:19:20 AM |
GreedyLawyer | $25.00 | 11/4/2011 10:46:23 PM |
well-mannered-income3 | $40.00 | 11/5/2011 5:26:41 AM |
1phantom | $25.00 | 11/5/2011 8:32:17 AM |
stock106 | $25.00 | 11/5/2011 7:51:31 AM |
income-investor3 | $25.00 | 11/5/2011 7:54:01 AM |
green28 | $50.00 | 11/5/2011 8:15:00 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:46 AM |
Maggie3 | $25.00 | 11/5/2011 9:58:39 AM |
enriching-listing | $50.00 | 11/5/2011 10:06:41 AM |
planetibet | $25.00 | 11/5/2011 10:33:23 AM |
life-is-great | $25.00 | 11/5/2011 12:37:08 PM |
asiaratt | $50.00 | 11/5/2011 12:22:56 PM |
Diamond_Jim | $25.00 | 11/5/2011 12:37:41 PM |
larrybird | $2,000.00 | 11/5/2011 2:47:50 PM |
brightest-gain-investor | $807.61 | 11/5/2011 3:00:40 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:36 PM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:55 AM |
bazaar-festivity | $25.00 | 11/2/2011 9:39:22 PM |
cnovak | $25.00 | 11/2/2011 9:55:25 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:44 AM |
diplomatic-wealth7 | $25.00 | 11/3/2011 10:07:06 AM |
Kaj | $25.00 | 11/3/2011 11:14:20 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:46 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:05 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:47 PM |
soulwork | $25.00 | 11/3/2011 7:53:52 PM |
lrr34 | $47.00 | 11/3/2011 10:50:20 PM |
treasure-bliss | $25.00 | 11/4/2011 6:27:43 AM |
desertoasis | $25.00 | 11/4/2011 4:21:28 AM |
kulender | $50.00 | 11/4/2011 4:43:14 AM |
historic-loan1 | $36.39 | 11/4/2011 6:15:02 AM |
GInBaghdad | $25.00 | 11/4/2011 7:16:39 AM |
careful-note1 | $30.00 | 11/4/2011 7:11:50 AM |
worth-arch | $25.00 | 11/4/2011 8:29:01 AM |
TronMedici | $25.00 | 11/4/2011 9:30:43 AM |
reward-adventure | $50.00 | 11/4/2011 9:47:59 AM |
melodious-fairness | $25.00 | 11/4/2011 10:16:05 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:31 AM |
zone8 | $100.00 | 11/4/2011 10:57:26 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:19 AM |
monster4 | $50.00 | 11/4/2011 11:39:52 AM |
ursus | $39.00 | 11/4/2011 11:11:18 AM |
MAYBROOK | $35.00 | 11/4/2011 11:15:03 AM |
javelin0 | $25.00 | 11/4/2011 11:59:37 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:45 PM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:43 AM |
pleasant-nickel0 | $25.00 | 11/4/2011 12:25:46 PM |
renaissance168 | $25.00 | 11/4/2011 12:30:01 PM |
miamibeachloaner | $25.00 | 11/4/2011 12:41:03 PM |
ruxpin1976 | $25.00 | 11/4/2011 11:47:18 AM |
worldly-community3 | $29.00 | 11/4/2011 12:07:16 PM |
fairhelper | $25.00 | 11/4/2011 11:58:59 AM |
idastmerchants | $25.00 | 11/4/2011 12:19:07 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:57 PM |
yield-trader | $25.00 | 11/4/2011 12:26:20 PM |
miked8303 | $25.00 | 11/4/2011 12:31:08 PM |
arsisi | $25.00 | 11/4/2011 12:41:16 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:00 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:40 PM |
DENARA | $25.00 | 11/4/2011 1:31:16 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:49:59 PM |
credit-birch | $48.00 | 11/4/2011 4:48:20 PM |
imhandy | $500.00 | 11/4/2011 6:40:24 PM |
a-resplendent-commitment | $25.00 | 11/4/2011 7:00:22 PM |
mistertao | $25.00 | 11/4/2011 8:16:36 PM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:51 AM |
glimmering-point | $25.00 | 11/5/2011 3:43:10 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:28 AM |
rescue | $100.00 | 11/5/2011 11:16:39 AM |
Gladglide | $25.00 | 11/5/2011 1:32:11 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:36 PM |
Mariner3605 | $25.00 | 11/5/2011 2:16:30 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:40 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 2:56:42 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
536741
This series of Notes was issued and sold upon the funding of the borrower loan #55905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,268 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-werewolf |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
getting out of debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 5:23:39 PM |
Whipster | $90.00 | 11/3/2011 5:25:25 PM |
km007 | $25.00 | 11/3/2011 5:07:43 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:53 PM |
SolarMoonshine | $25.00 | 11/3/2011 6:08:16 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:12 PM |
integrity-doctor | $100.00 | 11/3/2011 7:42:55 PM |
Brisket_Bob | $25.00 | 11/4/2011 5:32:01 AM |
economy-coup | $50.00 | 11/4/2011 10:16:49 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:35 AM |
zone8 | $100.00 | 11/4/2011 10:57:30 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:03 AM |
managedfund | $1,000.00 | 11/4/2011 2:28:54 PM |
ttnk62918 | $25.00 | 11/4/2011 5:23:45 PM |
shrewd-income | $25.00 | 11/4/2011 6:18:41 PM |
blueshound | $25.00 | 11/4/2011 7:21:14 PM |
CA-Lender | $25.00 | 11/4/2011 7:49:59 PM |
scottssm | $65.00 | 11/5/2011 6:16:08 AM |
papaloha | $25.00 | 11/3/2011 9:58:22 PM |
wonder3 | $35.00 | 11/3/2011 5:38:32 PM |
pdub | $75.00 | 11/3/2011 5:41:25 PM |
finance-solo | $25.00 | 11/3/2011 5:02:15 PM |
coin-investor | $25.00 | 11/3/2011 5:34:08 PM |
genuine-dime | $100.00 | 11/3/2011 7:51:50 PM |
evnagelist | $25.00 | 11/4/2011 10:16:43 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:41 AM |
scrappy-diversification7 | $74.00 | 11/4/2011 11:29:27 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:14 AM |
Dubbs360 | $50.00 | 11/4/2011 12:39:56 PM |
high_flyer | $100.00 | 11/4/2011 1:09:26 PM |
excellent-wealth6 | $25.00 | 11/4/2011 4:49:27 PM |
Leshan | $25.00 | 11/4/2011 4:36:10 PM |
loss-of-control | $100.00 | 11/4/2011 6:14:49 PM |
vest_vortex | $45.00 | 11/4/2011 6:27:29 PM |
1point21gigawatts | $40.00 | 11/4/2011 7:31:08 PM |
vivid-velocity7 | $26.00 | 11/5/2011 6:22:46 AM |
DannyPhantom | $75.00 | 11/4/2011 10:49:07 PM |
Nojukbong | $50.00 | 11/5/2011 5:54:49 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
536779
This series of Notes was issued and sold upon the funding of the borrower loan #55677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,462 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lsdharris |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/2/2011 10:34:26 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:50 AM |
km007 | $25.00 | 11/3/2011 5:07:34 PM |
Wilhan | $25.00 | 11/4/2011 6:19:25 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:32 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:59 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:32 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:01:34 AM |
capital-halo1 | $646.00 | 11/5/2011 12:19:59 PM |
finagler | $25.00 | 11/5/2011 1:46:58 PM |
dough-rocket | $50.00 | 11/5/2011 1:33:50 PM |
triguy | $2,000.00 | 11/5/2011 3:09:33 PM |
stepatatime-together | $92.00 | 11/5/2011 2:48:41 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:03:53 PM |
scarlet-velvet | $25.08 | 11/5/2011 5:00:15 PM |
KindCharmingReflective-affluence | $25.00 | 11/5/2011 4:20:40 PM |
droopie1 | $25.00 | 11/5/2011 9:44:50 PM |
78 | $30.00 | 11/6/2011 4:48:35 AM |
mighty-payout1 | $25.00 | 11/5/2011 9:52:03 PM |
bold-direct-asset | $50.00 | 11/6/2011 2:29:46 AM |
intrepid-loot | $25.00 | 11/6/2011 8:43:15 AM |
silver-frog0 | $600.00 | 11/6/2011 6:36:42 AM |
Oak-Parker | $25.00 | 11/6/2011 9:25:40 AM |
suave-dime6 | $25.00 | 11/6/2011 9:48:24 AM |
irrelevant | $25.00 | 11/6/2011 10:05:06 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:27 PM |
compassion-artisan9 | $67.67 | 11/6/2011 5:18:50 PM |
fcukciti | $35.00 | 11/7/2011 4:14:43 AM |
bsh297 | $26.44 | 11/7/2011 6:12:38 AM |
melodious-openness | $50.00 | 11/7/2011 7:30:22 AM |
revenue-associate | $25.00 | 11/7/2011 7:35:52 AM |
LuckyDuck49 | $25.00 | 11/7/2011 8:12:18 AM |
greencat | $50.00 | 11/7/2011 7:23:26 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:44 AM |
Corky1234 | $100.00 | 11/7/2011 9:49:47 AM |
papaloha | $25.00 | 11/3/2011 9:58:13 PM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:13 AM |
heavenly-interest9 | $500.00 | 11/2/2011 2:54:25 PM |
fountain355 | $25.00 | 11/3/2011 8:55:08 AM |
zone6 | $100.00 | 11/4/2011 5:27:16 AM |
let_me_retire | $100.00 | 11/4/2011 1:45:28 PM |
fortytwo | $150.00 | 11/4/2011 6:39:07 PM |
1phantom | $25.00 | 11/5/2011 8:32:22 AM |
dsgfl1 | $60.00 | 11/5/2011 11:58:01 AM |
rs999 | $25.00 | 11/5/2011 1:29:21 PM |
HHP | $100.00 | 11/5/2011 2:00:28 PM |
luann199 | $25.00 | 11/5/2011 4:15:42 PM |
helpful-loan245 | $25.00 | 11/5/2011 4:55:23 PM |
top-visionary-truth | $25.00 | 11/5/2011 4:58:38 PM |
zbfamwl | $25.00 | 11/5/2011 5:08:12 PM |
nickel-liberator | $40.78 | 11/5/2011 7:45:39 PM |
econgineer | $75.00 | 11/5/2011 8:01:50 PM |
bid-stockpiler1 | $25.00 | 11/5/2011 4:14:49 PM |
power-bluebird2 | $25.00 | 11/5/2011 6:21:09 PM |
enriching-reward611 | $25.00 | 11/6/2011 2:51:45 AM |
otto1939 | $101.00 | 11/6/2011 6:14:00 AM |
Lubava | $27.33 | 11/5/2011 8:45:06 PM |
leverage-monger | $25.00 | 11/6/2011 7:25:48 AM |
kulender | $50.00 | 11/6/2011 6:19:32 AM |
millionaireat40 | $25.00 | 11/6/2011 10:26:53 AM |
nalaari | $30.00 | 11/6/2011 6:36:17 AM |
social-zebra | $30.00 | 11/6/2011 1:33:17 PM |
MilitaryLending | $100.07 | 11/6/2011 3:56:56 PM |
new-social-economist | $25.00 | 11/6/2011 11:51:25 PM |
dollar-tornado3 | $25.00 | 11/7/2011 5:52:07 AM |
genuine-money | $100.00 | 11/7/2011 6:46:25 AM |
itsmaj | $25.00 | 11/6/2011 10:36:22 PM |
fervent-repayment | $100.00 | 11/7/2011 8:08:45 AM |
drg6289 | $25.00 | 11/7/2011 8:11:37 AM |
NewPairOfShoes | $25.00 | 11/7/2011 6:25:59 AM |
Rip128 | $150.00 | 11/7/2011 7:24:29 AM |
buffalobills | $25.00 | 11/7/2011 7:33:44 AM |
ethical-truth211 | $315.00 | 11/7/2011 10:21:27 AM |
worthy-bid4 | $48.63 | 11/7/2011 9:35:57 AM |
loanman2007 | $25.00 | 11/7/2011 9:59:49 AM |
75 Investments
|
Borrower Payment Dependent Notes Series
536807
This series of Notes was issued and sold upon the funding of the borrower loan #56119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $342.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,782 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-finder925 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
in need
Purpose of loan: to pay down some debt
This loan will be used to...clear my debt
My financial situation:
I am a good candidate for this loan because...i can pay it back
Monthly net income: $3,225.00
Monthly expenses: $2,325.00
Housing: $1,100.00
Insurance: $75.00
Car expenses: $225.00
Utilities: $225.00
Phone, cable, internet: $50.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/2/2011 5:03:31 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:14 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:26 PM |
shrewd-income | $25.00 | 11/2/2011 6:46:27 PM |
cnovak | $25.00 | 11/2/2011 9:55:27 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:54 AM |
iaffy | $50.00 | 11/3/2011 9:34:53 AM |
credit-coach118 | $35.48 | 11/3/2011 8:52:44 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:53 PM |
mlj0671 | $25.00 | 11/4/2011 4:23:22 AM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:24 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:00 AM |
g9d | $25.00 | 11/4/2011 9:07:31 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:51 PM |
miked8303 | $25.00 | 11/5/2011 12:31:33 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:49 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:56 AM |
kulender | $50.00 | 11/6/2011 6:22:32 AM |
Miklot | $25.00 | 11/6/2011 6:58:34 AM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:19 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:46 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:22 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:47 AM |
EBITDA | $25.00 | 11/7/2011 1:17:27 PM |
Katburg | $25.00 | 11/8/2011 7:12:45 AM |
missing-link | $25.00 | 11/8/2011 10:53:41 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:27 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:45 PM |
palace2 | $320.00 | 11/9/2011 8:20:34 AM |
symbiosis | $50.00 | 11/9/2011 5:50:02 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:14 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:30 AM |
CC911 | $25.00 | 11/10/2011 2:53:44 PM |
managedfund | $2,000.00 | 11/10/2011 3:32:44 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:02 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:22:57 PM |
stock106 | $25.00 | 11/11/2011 8:01:40 AM |
yield-trader | $25.00 | 11/11/2011 12:11:37 PM |
prohelper | $25.00 | 11/11/2011 12:12:35 PM |
env | $25.00 | 11/11/2011 12:13:31 PM |
Urban-MBA | $25.00 | 11/11/2011 1:04:47 PM |
restless-currency | $50.00 | 11/11/2011 1:19:47 PM |
pythia | $25.00 | 11/11/2011 3:22:15 PM |
handshake5 | $29.00 | 11/11/2011 11:59:37 AM |
enterprising-credit2 | $25.00 | 11/11/2011 5:02:10 PM |
a-restless-dollar | $25.00 | 11/11/2011 3:14:24 PM |
idastmerchants | $25.00 | 11/11/2011 5:05:13 PM |
generosity-finder8 | $25.00 | 11/11/2011 4:57:06 PM |
well-mannered-income3 | $60.00 | 11/11/2011 2:09:26 PM |
payout-paddle1 | $25.00 | 11/11/2011 5:57:50 PM |
restless-fund5 | $25.00 | 11/11/2011 2:36:05 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:14 PM |
IIP77 | $25.00 | 11/11/2011 6:35:08 PM |
SummitAdvisors | $65.86 | 11/11/2011 5:55:15 PM |
chief_wo | $25.00 | 11/11/2011 7:14:45 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:20 PM |
Zuzu | $25.00 | 11/11/2011 6:17:14 PM |
glroark | $50.00 | 11/11/2011 7:22:46 PM |
aggresive-nickel2 | $25.00 | 11/11/2011 7:22:33 PM |
ah-long | $25.00 | 11/11/2011 7:24:17 PM |
Binan | $25.00 | 11/11/2011 7:31:29 PM |
barefootpaul | $25.00 | 11/11/2011 6:49:46 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:04:53 PM |
emosspot | $25.00 | 11/11/2011 7:09:44 PM |
Pitufo | $25.00 | 11/11/2011 8:00:03 PM |
leverage-monger | $25.00 | 11/11/2011 7:59:28 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:39 PM |
vineet | $25.00 | 11/11/2011 8:19:30 PM |
caring-generosity2 | $34.84 | 11/11/2011 8:19:32 PM |
blue-fund-flag | $40.14 | 11/11/2011 9:06:43 PM |
Money_Working | $25.00 | 11/11/2011 8:43:15 PM |
HedgeFund | $50.00 | 11/11/2011 8:55:31 PM |
new-dedication-travels | $25.00 | 11/11/2011 8:58:54 PM |
jebber007 | $30.00 | 11/11/2011 7:57:50 PM |
Medic05 | $25.00 | 11/11/2011 8:10:39 PM |
insrq | $25.00 | 11/11/2011 8:25:47 PM |
OK_Loans | $25.00 | 11/11/2011 9:05:31 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:37 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:05 PM |
janeybooboo | $75.00 | 11/2/2011 5:17:41 PM |
sfmf | $25.00 | 11/2/2011 5:31:13 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:50 PM |
km007 | $25.00 | 11/3/2011 5:07:36 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:09 PM |
evnagelist | $25.00 | 11/4/2011 10:16:41 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:10 AM |
zone8 | $100.00 | 11/4/2011 10:57:27 AM |
revenue-achievement | $25.00 | 11/4/2011 3:23:02 PM |
1phantom | $25.00 | 11/5/2011 8:32:24 AM |
rescue | $100.00 | 11/5/2011 11:16:43 AM |
roux | $25.00 | 11/5/2011 12:13:59 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:09 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:12 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:01 PM |
fighter122 | $25.00 | 11/6/2011 10:03:38 PM |
kchen486 | $50.00 | 11/7/2011 2:08:29 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:01 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:04 PM |
lender4433 | $25.00 | 11/7/2011 8:31:21 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:18 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:03 PM |
Bill88 | $25.00 | 11/8/2011 2:10:30 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:25 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:55 PM |
tornandfrayed | $50.00 | 11/10/2011 5:49:10 AM |
first-integrity-gravity | $50.00 | 11/10/2011 6:43:22 PM |
reflective-rupee | $25.00 | 11/11/2011 8:17:08 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:03 AM |
87Marc | $25.00 | 11/11/2011 12:12:14 PM |
Comoparklender | $25.00 | 11/11/2011 12:32:58 PM |
Sid-K | $25.00 | 11/11/2011 3:02:41 PM |
lakehavasu88 | $25.00 | 11/11/2011 12:17:29 PM |
happylender999 | $42.71 | 11/11/2011 3:34:03 PM |
desertoasis | $25.00 | 11/11/2011 12:30:18 PM |
helpinghand63 | $25.00 | 11/11/2011 12:34:02 PM |
money-bauble | $200.00 | 11/11/2011 5:24:39 PM |
Brisket_Bob | $50.00 | 11/11/2011 4:30:08 PM |
finance-prescription | $70.00 | 11/11/2011 12:36:20 PM |
renaissance168 | $25.00 | 11/11/2011 12:51:28 PM |
armentdw | $28.00 | 11/11/2011 5:52:26 PM |
itskarma | $25.00 | 11/11/2011 6:35:04 PM |
nri22 | $75.00 | 11/11/2011 6:45:20 PM |
Nojukbong | $50.00 | 11/11/2011 3:57:48 PM |
dedicated-transaction796 | $25.00 | 11/11/2011 5:02:46 PM |
freeway | $25.00 | 11/11/2011 7:13:10 PM |
dariop | $30.01 | 11/11/2011 7:16:47 PM |
suk200 | $25.00 | 11/11/2011 7:16:40 PM |
zone6 | $50.00 | 11/11/2011 7:32:10 PM |
Pman | $25.00 | 11/11/2011 7:38:37 PM |
admirable-wealth | $90.61 | 11/11/2011 7:51:22 PM |
pghtiny | $25.00 | 11/11/2011 7:56:22 PM |
httdservices | $36.87 | 11/11/2011 8:01:48 PM |
Amy77 | $66.48 | 11/11/2011 8:03:27 PM |
blue-lucrative-rate | $50.00 | 11/11/2011 7:23:50 PM |
FJerry | $40.00 | 11/11/2011 8:22:07 PM |
niceguy777 | $25.00 | 11/11/2011 7:37:24 PM |
homebody26 | $25.00 | 11/11/2011 8:48:14 PM |
ManagingLender | $50.00 | 11/11/2011 7:44:33 PM |
webappersn | $25.00 | 11/11/2011 9:01:24 PM |
CO_Engineer | $50.00 | 11/11/2011 7:59:51 PM |
Binan | $30.00 | 11/11/2011 8:03:56 PM |
balance-force | $25.00 | 11/11/2011 8:49:03 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:42 PM |
143 Investments
|
Borrower Payment Dependent Notes Series
536815
This series of Notes was issued and sold upon the funding of the borrower loan #56007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.35% |
Listing Start date:
| Nov-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $429.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,012 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| Petefunk |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Tscheddar | $25.00 | 11/3/2011 9:10:44 AM |
D911ave | $50.00 | 11/3/2011 9:31:21 AM |
riskreward | $250.00 | 11/3/2011 10:04:18 AM |
vigilance-revolutionary | $50.00 | 11/3/2011 9:31:07 AM |
alpinaut | $25.00 | 11/3/2011 9:31:50 AM |
rockytop | $50.00 | 11/3/2011 10:25:12 AM |
AmericanCredit | $50.00 | 11/3/2011 9:44:27 AM |
cashhelp | $25.00 | 11/3/2011 10:37:06 AM |
neighborly-hope6 | $100.00 | 11/3/2011 10:01:36 AM |
grapeguy | $44.67 | 11/3/2011 10:53:55 AM |
AFairDeal | $25.00 | 11/3/2011 10:21:25 AM |
zski | $25.00 | 11/3/2011 10:27:54 AM |
coolcreditor | $135.00 | 11/3/2011 10:36:16 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:22 AM |
Clambake | $25.00 | 11/3/2011 11:09:52 AM |
MiniBank998 | $25.00 | 11/3/2011 10:41:48 AM |
responsibility-butterfly | $25.00 | 11/3/2011 11:30:03 AM |
kenji4861 | $25.00 | 11/3/2011 11:06:04 AM |
reinforced-revenue069 | $25.00 | 11/3/2011 11:32:17 AM |
indomitable-coin | $25.00 | 11/3/2011 11:35:38 AM |
hard-working-rate3 | $100.00 | 11/3/2011 11:35:21 AM |
gracej | $25.00 | 11/3/2011 11:35:59 AM |
BenR | $100.00 | 11/3/2011 11:43:41 AM |
SourDoughSteve | $25.00 | 11/3/2011 5:15:51 PM |
mac415 | $25.00 | 11/3/2011 3:32:51 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:19 PM |
managedfund | $500.00 | 11/3/2011 3:45:46 PM |
britgsb | $30.00 | 11/3/2011 5:37:24 PM |
r48 | $25.00 | 11/3/2011 4:21:02 PM |
cablenews | $100.00 | 11/3/2011 5:53:50 PM |
Corlei | $25.00 | 11/3/2011 4:58:35 PM |
FortuneFund | $50.00 | 11/3/2011 5:12:31 PM |
BlessedEveryDay | $25.00 | 11/3/2011 6:54:51 PM |
dharma1 | $25.00 | 11/3/2011 5:22:33 PM |
Figure4 | $25.00 | 11/3/2011 5:24:26 PM |
UnclePockets | $25.00 | 11/3/2011 5:36:09 PM |
value-wind0 | $50.00 | 11/3/2011 5:45:16 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:16:28 PM |
loyalty-circuitry | $100.00 | 11/3/2011 7:17:41 PM |
Cheburashka | $25.00 | 11/3/2011 5:50:02 PM |
Centerline15 | $25.00 | 11/3/2011 5:52:18 PM |
sjlender | $100.00 | 11/3/2011 5:52:45 PM |
wtrboy | $25.00 | 11/3/2011 5:53:20 PM |
CornerKetch | $25.00 | 11/3/2011 5:55:40 PM |
gold-disk | $25.00 | 11/3/2011 6:00:50 PM |
E-2 | $100.00 | 11/3/2011 6:55:25 PM |
TikPmp1 | $25.00 | 11/3/2011 7:34:37 PM |
silver-armada | $50.00 | 11/4/2011 4:18:59 AM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:08 PM |
paladin510 | $25.00 | 11/3/2011 9:18:31 PM |
loot-heart | $25.00 | 11/3/2011 9:32:38 PM |
blot44 | $100.00 | 11/3/2011 10:32:47 PM |
corphippie | $25.00 | 11/4/2011 7:29:31 AM |
LenderByDay | $12.72 | 11/4/2011 8:04:16 AM |
return-runner8 | $25.00 | 11/4/2011 5:40:31 AM |
Drewkeeper | $25.00 | 11/3/2011 9:22:42 AM |
scholarly-benefit5 | $25.00 | 11/3/2011 9:02:40 AM |
MarketInvestor | $25.00 | 11/3/2011 9:09:15 AM |
CIC | $25.00 | 11/3/2011 9:09:36 AM |
blue-useful-auction | $25.00 | 11/3/2011 9:18:51 AM |
bb575 | $50.00 | 11/3/2011 10:09:00 AM |
cnovak | $25.00 | 11/3/2011 9:22:18 AM |
rmachi | $25.00 | 11/3/2011 10:22:05 AM |
windfall46 | $25.00 | 11/3/2011 9:45:46 AM |
YLlama | $25.00 | 11/3/2011 10:02:30 AM |
Preteur | $25.00 | 11/3/2011 10:05:06 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:29 AM |
pdub | $75.00 | 11/3/2011 10:09:54 AM |
Azonic21 | $25.00 | 11/3/2011 10:23:35 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:30 AM |
jedi8 | $25.00 | 11/3/2011 11:06:36 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:46 AM |
integrity-saver | $29.00 | 11/3/2011 10:48:24 AM |
freesia54 | $50.00 | 11/3/2011 11:31:16 AM |
Danylostefan | $50.00 | 11/3/2011 11:17:16 AM |
MJDAE | $50.00 | 11/3/2011 11:18:04 AM |
spaceborne | $25.00 | 11/3/2011 11:27:13 AM |
supernova719 | $50.00 | 11/3/2011 11:29:27 AM |
orange-courageous-dedication | $25.00 | 11/3/2011 11:30:45 AM |
vivacious-truth3 | $25.00 | 11/3/2011 11:38:17 AM |
solstice175 | $25.00 | 11/3/2011 11:36:16 AM |
TomDalonajay | $25.00 | 11/3/2011 5:07:49 PM |
Harry | $50.00 | 11/3/2011 2:59:57 PM |
Bank42 | $38.38 | 11/3/2011 3:47:36 PM |
emo13 | $50.00 | 11/3/2011 5:35:17 PM |
TheBestDad | $25.00 | 11/3/2011 5:44:29 PM |
mike_banker | $50.00 | 11/3/2011 5:09:47 PM |
damage | $25.00 | 11/3/2011 5:09:36 PM |
velocity-solo | $25.00 | 11/3/2011 5:16:59 PM |
1redfish | $100.00 | 11/3/2011 5:19:05 PM |
Munnie | $50.00 | 11/3/2011 5:55:11 PM |
mar97 | $25.00 | 11/3/2011 6:01:41 PM |
first-class-gold0 | $55.00 | 11/3/2011 8:24:14 PM |
FAsAreDUMB | $30.23 | 11/3/2011 6:21:09 PM |
cash-vault | $25.00 | 11/3/2011 9:51:34 PM |
ujiba | $50.00 | 11/3/2011 7:18:50 PM |
pirahna125 | $25.00 | 11/4/2011 4:25:00 AM |
littlemonkey | $25.00 | 11/4/2011 7:54:51 AM |
Brisket_Bob | $250.00 | 11/4/2011 5:30:15 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:56 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:34 AM |
encore06 | $25.00 | 11/4/2011 7:13:03 AM |
john0720 | $25.00 | 11/4/2011 7:26:59 AM |
103 Investments
|
Borrower Payment Dependent Notes Series
536825
This series of Notes was issued and sold upon the funding of the borrower loan #55846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 37y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,215 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-bear |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
JFS
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $11167
Monthly expenses: $4695
Housing: $2606
Insurance: $164
Car expenses: $987
Utilities: 180
Phone, cable, internet: $98
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $360
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:15 PM |
DHolly | $31.00 | 11/2/2011 5:15:04 PM |
pembull | $50.00 | 11/2/2011 5:02:10 PM |
economy-coup | $50.00 | 11/2/2011 5:02:31 PM |
Kash2010lu | $40.00 | 11/2/2011 5:03:03 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:33 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:06 PM |
SolarMoonshine | $25.00 | 11/2/2011 5:18:02 PM |
BigSkyFinancial | $30.00 | 11/2/2011 7:23:19 PM |
Mikale360 | $25.00 | 11/2/2011 11:54:55 PM |
please-repay | $75.00 | 11/3/2011 3:30:40 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:55 AM |
InChicago | $100.00 | 11/3/2011 9:05:21 AM |
RoZu_Lending | $100.00 | 11/3/2011 12:02:04 PM |
realtormoises | $25.00 | 11/3/2011 2:44:21 PM |
supreme-p2p9 | $25.00 | 11/3/2011 5:16:51 PM |
icanhasloanz | $100.00 | 11/3/2011 7:45:35 PM |
Something-Corporate | $25.00 | 11/3/2011 8:48:16 PM |
s270 | $25.00 | 11/3/2011 8:19:44 PM |
Mailmon | $50.00 | 11/3/2011 9:20:49 PM |
suave-dime6 | $25.00 | 11/4/2011 2:41:07 AM |
SecondChanceLendingSERV | $25.00 | 11/4/2011 5:21:33 AM |
zone6 | $100.00 | 11/4/2011 5:29:06 AM |
graceful-investment | $50.00 | 11/4/2011 9:16:18 AM |
CA-Lender | $50.00 | 11/4/2011 9:45:51 AM |
money-baron | $50.00 | 11/4/2011 8:33:50 AM |
papaloha | $200.00 | 11/4/2011 8:57:27 AM |
commitment-antioxidant8 | $100.00 | 11/4/2011 10:52:17 AM |
cash-turbine1 | $25.00 | 11/4/2011 11:22:18 AM |
wonderous-velocity1 | $100.00 | 11/4/2011 11:23:15 AM |
money-yeller | $33.00 | 11/4/2011 1:23:23 PM |
let_me_retire | $36.04 | 11/4/2011 12:38:33 PM |
HammerKnuckleLending | $25.05 | 11/4/2011 12:24:47 PM |
fund-bauble | $50.00 | 11/4/2011 12:44:27 PM |
168RichCapital | $25.11 | 11/4/2011 3:27:53 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:32 PM |
bid-stockpiler1 | $100.00 | 11/4/2011 6:13:45 PM |
AF-Chief | $75.00 | 11/4/2011 9:05:46 PM |
beakerfish | $50.00 | 11/4/2011 9:14:11 PM |
bughead | $25.00 | 11/5/2011 7:59:19 AM |
1phantom | $25.00 | 11/5/2011 8:32:25 AM |
Julzlmt | $39.11 | 11/5/2011 9:34:25 AM |
impressive-fund0 | $37.79 | 11/5/2011 8:44:00 AM |
helpful-credit156 | $25.00 | 11/5/2011 8:49:14 AM |
PrincessGrace33 | $91.77 | 11/5/2011 11:05:55 AM |
larrybird | $543.96 | 11/5/2011 2:50:34 PM |
fcrick | $25.00 | 11/5/2011 3:24:24 PM |
moneyhelp4u | $29.21 | 11/5/2011 3:24:39 PM |
youngster50 | $25.00 | 11/5/2011 5:11:35 PM |
high_flyer | $50.00 | 11/5/2011 5:57:59 PM |
yield-hut | $25.00 | 11/5/2011 3:30:05 PM |
melodious-openness | $100.00 | 11/5/2011 7:48:57 PM |
greenback-loyalist8 | $50.00 | 11/6/2011 4:28:43 AM |
principal-laser | $99.72 | 11/6/2011 4:53:47 AM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:39 PM |
amlu1988 | $25.00 | 11/2/2011 6:20:20 PM |
golffish2 | $25.00 | 11/3/2011 3:21:57 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:21 AM |
HHP | $45.00 | 11/3/2011 5:13:17 PM |
well-mannered-income3 | $50.00 | 11/3/2011 4:56:39 PM |
km007 | $25.00 | 11/3/2011 5:07:37 PM |
VA-RedBeast | $250.00 | 11/4/2011 6:29:10 AM |
integrity-electron9 | $50.00 | 11/4/2011 8:12:45 AM |
money-baron-Roth401k | $50.00 | 11/4/2011 9:56:03 AM |
Socorro_Capital_Partners | $25.01 | 11/4/2011 9:46:47 AM |
income-ecstasy | $31.60 | 11/4/2011 9:24:16 AM |
340 | $25.00 | 11/4/2011 9:58:57 AM |
natural-point1 | $30.00 | 11/4/2011 11:20:26 AM |
lion6 | $25.00 | 11/4/2011 1:08:19 PM |
javelin0 | $25.00 | 11/4/2011 12:01:08 PM |
stu6703 | $30.00 | 11/4/2011 1:41:07 PM |
Green_Bay_Packers | $25.00 | 11/4/2011 3:08:45 PM |
WeAlNe | $25.00 | 11/4/2011 3:56:33 PM |
fortytwo | $150.00 | 11/4/2011 6:39:08 PM |
Zoomzoom22 | $25.00 | 11/4/2011 9:44:36 PM |
RLaumeyer | $30.00 | 11/4/2011 10:23:57 PM |
blackstar | $25.00 | 11/5/2011 4:47:42 AM |
JPMorrisLegacyFund | $133.63 | 11/5/2011 3:03:26 AM |
Bob450 | $25.00 | 11/5/2011 8:20:53 AM |
income-investor3 | $25.00 | 11/5/2011 7:52:51 AM |
stock106 | $25.00 | 11/5/2011 7:49:00 AM |
euro-spark | $50.00 | 11/5/2011 8:32:05 AM |
kulender | $50.00 | 11/5/2011 9:01:34 AM |
jhernand17 | $25.00 | 11/5/2011 10:16:19 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:04:17 AM |
rolltide09 | $25.00 | 11/5/2011 1:43:34 PM |
triguy | $2,000.00 | 11/5/2011 3:09:00 PM |
Engineer44 | $25.00 | 11/5/2011 8:12:05 PM |
first-class-yield9 | $76.00 | 11/5/2011 4:31:15 PM |
imoutdoorsy | $25.00 | 11/5/2011 11:03:10 PM |
kwan | $25.00 | 11/5/2011 11:17:40 PM |
Bank42 | $25.00 | 11/6/2011 4:35:30 AM |
irrelevant | $25.00 | 11/5/2011 7:05:07 PM |
beest | $87.00 | 11/6/2011 4:53:00 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
536851
This series of Notes was issued and sold upon the funding of the borrower loan #55809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,564 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| zaphire97 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate my debt
My financial situation:
I am a good candidate for this loan because I have a stable job and pay my mortgage and credit cards on time. I'm a registered nurse and I make between $60,000-$80,000 a year. I need help consolidating my debt and pay a fixed price each month so that it won't be a big burden for me. Thank you very much.
Monthly net income: $5800
Monthly expenses: $4000
Housing: $950
Insurance: $350
Car expenses: $600
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: 6000 consolidated with this loan.)
Other expenses: $600 - child care
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:15 PM |
economy-coup | $50.00 | 11/2/2011 5:02:32 PM |
janeybooboo | $50.00 | 11/2/2011 5:15:26 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:34 PM |
DHolly | $31.00 | 11/2/2011 5:24:45 PM |
superb-funds335 | $25.00 | 11/2/2011 6:50:54 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:27 PM |
shrewd-income | $25.00 | 11/2/2011 6:45:13 PM |
loan-hacker | $25.00 | 11/2/2011 6:51:32 PM |
golffish2 | $100.00 | 11/3/2011 3:30:11 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:56 AM |
InChicago | $100.00 | 11/3/2011 9:10:04 AM |
foothillender | $25.00 | 11/3/2011 9:21:02 AM |
first-friendly-listing | $30.00 | 11/3/2011 2:51:23 PM |
calmfunds | $500.00 | 11/3/2011 2:26:10 PM |
spiff666 | $26.66 | 11/3/2011 4:44:16 PM |
kttalamo | $120.00 | 11/3/2011 7:46:39 PM |
MoneyTree79 | $25.00 | 11/3/2011 8:50:51 PM |
mohara25 | $39.37 | 11/4/2011 12:49:06 AM |
CashBank | $25.00 | 11/4/2011 9:09:44 AM |
otto1939 | $101.00 | 11/4/2011 9:45:17 AM |
awe-inspiring-diversification5 | $100.00 | 11/4/2011 11:40:48 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:02 AM |
managedfund | $1,250.00 | 11/4/2011 2:29:53 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:39 PM |
C2Banking | $25.00 | 11/4/2011 5:18:11 PM |
Leshan | $25.00 | 11/5/2011 8:32:30 AM |
Bob450 | $30.00 | 11/5/2011 8:27:03 AM |
favorite-commerce | $30.00 | 11/5/2011 10:00:18 AM |
graceful-investment | $25.00 | 11/5/2011 10:15:21 AM |
mad-scientist418 | $25.00 | 11/5/2011 10:17:06 AM |
calimanusa | $30.00 | 11/5/2011 10:59:24 AM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:40 PM |
SolarMoonshine | $25.00 | 11/2/2011 5:08:15 PM |
kindness-jedi | $25.00 | 11/2/2011 5:38:03 PM |
vutah | $35.00 | 11/2/2011 6:17:54 PM |
jjswanso | $25.00 | 11/2/2011 6:10:20 PM |
finance-solo | $50.00 | 11/3/2011 5:27:40 AM |
dws2380 | $25.00 | 11/3/2011 11:30:52 AM |
credit-coach118 | $40.46 | 11/3/2011 1:55:42 PM |
exchange-dreams | $40.00 | 11/3/2011 5:32:34 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:19:53 PM |
integrity-doctor | $100.00 | 11/3/2011 7:30:21 PM |
real-return | $25.00 | 11/3/2011 9:07:02 PM |
rdhfire | $25.00 | 11/4/2011 9:05:35 AM |
terrific-dough6 | $75.00 | 11/4/2011 9:57:28 AM |
CA-Lender | $50.00 | 11/4/2011 9:45:34 AM |
CoffeeKing | $50.00 | 11/4/2011 9:57:16 AM |
listing-reformation8 | $50.00 | 11/4/2011 3:05:06 PM |
justasoldier | $75.00 | 11/4/2011 5:40:55 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:32:07 PM |
loss-of-control | $100.00 | 11/4/2011 6:18:17 PM |
vest_vortex | $43.00 | 11/4/2011 6:28:03 PM |
fortytwo | $150.00 | 11/4/2011 6:39:09 PM |
coin-investor | $25.00 | 11/4/2011 6:11:50 PM |
Maximum_Investment | $25.21 | 11/4/2011 8:33:35 PM |
Druidsoft | $25.00 | 11/4/2011 7:50:39 PM |
DannyPhantom | $50.00 | 11/4/2011 10:49:38 PM |
rockhound84 | $25.00 | 11/5/2011 5:37:11 AM |
Mombo-5 | $50.00 | 11/5/2011 6:59:44 AM |
Johnab | $26.00 | 11/5/2011 8:37:13 AM |
durability-halibut | $25.00 | 11/5/2011 9:36:57 AM |
leverage-monger | $25.00 | 11/5/2011 10:19:01 AM |
rescue | $100.00 | 11/5/2011 11:16:44 AM |
Astyanax | $102.30 | 11/5/2011 11:26:23 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
536857
This series of Notes was issued and sold upon the funding of the borrower loan #55827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1978 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 4y 6m |
Amount delinquent:
| $78 |
Total credit lines:
| 18 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $467 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enthusiastic-economy7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto mechanic
Purpose of loan:
This loan will be used toward debt consolidation.
My financial situation:
I am a good candidate for this loan because.I am employed for the city of New York in a good-paying position; in addition I work part-time at an auto repair shop and would like to get my family and myself squared away in a good way. .
Monthly net income: $3800/4500
Monthly expenses: $
Housing: $1800
Insurance: $120
Car expenses: $130
Utilities: $240
Phone, cable, internet: $149
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:16 PM |
economy-coup | $50.00 | 11/2/2011 5:02:32 PM |
janeybooboo | $100.00 | 11/2/2011 5:16:51 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:40 PM |
heavenly-interest9 | $500.00 | 11/2/2011 5:50:34 PM |
enchanted-diversification496 | $25.00 | 11/4/2011 2:11:59 PM |
evnagelist | $25.00 | 11/4/2011 6:55:42 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:40 PM |
1phantom | $25.00 | 11/5/2011 8:32:26 AM |
mlj0671 | $25.00 | 11/5/2011 10:25:09 AM |
rescue | $100.00 | 11/5/2011 11:16:44 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:53 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:25 PM |
affluence-tycoon | $25.00 | 11/5/2011 2:06:54 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:49 PM |
kulender | $50.00 | 11/6/2011 6:22:34 AM |
trippd6 | $25.00 | 11/6/2011 7:21:58 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:47 AM |
vine99 | $65.00 | 11/6/2011 9:34:42 PM |
fighter122 | $25.00 | 11/6/2011 10:03:38 PM |
plane450 | $25.00 | 11/7/2011 9:55:00 AM |
kchen486 | $50.00 | 11/7/2011 2:08:29 PM |
JayIsABear | $10.00 | 11/7/2011 3:58:40 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:34 PM |
jjswanso | $25.00 | 11/2/2011 6:10:20 PM |
shrewd-income | $25.00 | 11/2/2011 6:44:00 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:28 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:56 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:11 AM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:39 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:06 PM |
g9d | $25.00 | 11/4/2011 9:07:32 PM |
vutah | $25.00 | 11/5/2011 7:43:30 AM |
108lender | $150.00 | 11/5/2011 1:24:46 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:23 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:14 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:02 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:49 AM |
roux | $25.00 | 11/7/2011 9:03:09 AM |
best-point-flow | $75.00 | 11/7/2011 9:09:33 AM |
miked8303 | $25.00 | 11/7/2011 10:36:43 AM |
EBITDA | $25.00 | 11/7/2011 1:17:28 PM |
worth-blanket2 | $6,900.00 | 11/7/2011 3:05:48 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
536867
This series of Notes was issued and sold upon the funding of the borrower loan #55815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $14,160 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| sunrise7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2010)
600-619
(Aug-2007)
|
Principal balance:
| $1,596.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
3rd Prosper Loan for High CC Int.
Purpose of loan:
This loan will be used to payoff high interest and high fee credit cards.
My finanical stiuation:
I am a good candidate for this loan because:
I work full-time for the largest railroad in the USA.
I have a perfect payment history for the last 7.5+ years, on all my accounts; including my 1st Prosper loan($4000/36 perfect payments) and my 2nd Prosper loan ($2500/ 16 perfect payments, so far).
I have learned from my previous mistakes!
Prior to my mistakes, I had excellent credit for over 20 years!
I believe in peer to peer lending!
I will not let you down!
Thank You for considering my loan request!
Monthly net income: $4120
Monthly expenses: $3473
Housing: $575
Insurance: $62
Car expenses: $845
Utilities: $64
Phone, cable, internet: $220
Food, supplements $600
Clothing, household expenses: $50
Credit cards and other loans: $657
Charities $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 9:03:30 AM |
heaven75 | $450.00 | 11/8/2011 9:07:17 AM |
janeybooboo | $61.44 | 11/8/2011 9:06:48 AM |
marinbb | $100.00 | 11/8/2011 9:02:03 AM |
SecondChanceLendingSERV | $25.00 | 11/8/2011 9:06:21 AM |
SLN-10 | $100.00 | 11/8/2011 9:04:53 AM |
commerce-rumbler0 | $1,500.00 | 11/8/2011 9:07:46 AM |
MoneyForNothing | $53.24 | 11/8/2011 9:06:40 AM |
loanman2007 | $185.32 | 11/8/2011 9:09:38 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
536881
This series of Notes was issued and sold upon the funding of the borrower loan #55889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $151.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1975 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,886 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-wealth-futurist |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mayhem
Purpose of loan:
This loan will be used to...consolidate some debt
My financial situation:
I am a good candidate for this loan because...
I have a stable work history and believe in paying my debts.Have given credit cards, furniture payments,etc above min pymnt.
Monthly net income: $2800
Monthly expenses: $
Housing: $1500
Insurance: $0
Car expenses: $706
Utilities: $90
Phone, cable, internet: $114
Food, entertainment: $
Clothing, household expenses: $30
Credit cards and other loans: $125
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:52 AM |
fountain355 | $25.00 | 11/3/2011 9:06:09 AM |
favorite-commerce | $30.00 | 11/3/2011 10:03:10 AM |
economy-coup | $50.00 | 11/3/2011 10:52:42 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:14 AM |
km007 | $25.00 | 11/3/2011 5:07:39 PM |
awe-inspiring-diversification5 | $50.00 | 11/4/2011 11:43:12 AM |
let_me_retire | $100.00 | 11/4/2011 1:55:40 PM |
shawnw2 | $25.00 | 11/5/2011 2:20:49 AM |
bid-stockpiler1 | $25.00 | 11/5/2011 5:17:05 AM |
MrDance123 | $25.00 | 11/4/2011 10:45:19 PM |
abradle2 | $25.00 | 11/5/2011 11:33:38 AM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:25 PM |
HHP | $100.00 | 11/5/2011 2:00:28 PM |
smart-note9 | $25.00 | 11/5/2011 3:46:09 PM |
scarlet-velvet | $25.08 | 11/5/2011 5:03:59 PM |
power-grid134 | $25.00 | 11/5/2011 5:13:13 PM |
RMI_Babylon | $25.00 | 11/5/2011 4:43:21 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:52 PM |
kulender | $50.00 | 11/6/2011 6:22:36 AM |
otto1939 | $101.00 | 11/6/2011 6:22:47 AM |
Finchy78 | $30.99 | 11/6/2011 6:37:14 AM |
Valley-of-the-Dollar | $25.00 | 11/6/2011 8:29:07 AM |
loot-supporter2 | $25.00 | 11/6/2011 5:55:23 AM |
power-persimmon5 | $25.00 | 11/6/2011 8:48:14 AM |
suave-dime6 | $25.00 | 11/6/2011 9:48:50 AM |
EODCAP | $25.00 | 11/6/2011 5:31:13 PM |
compassion-artisan9 | $25.00 | 11/6/2011 5:17:39 PM |
credit-elation1 | $25.00 | 11/6/2011 6:23:26 PM |
sophisticated-return496 | $100.00 | 11/6/2011 9:39:56 PM |
healer199 | $30.00 | 11/7/2011 4:05:23 AM |
tzvie | $25.00 | 11/7/2011 6:52:48 AM |
melodious-openness | $50.00 | 11/7/2011 7:31:17 AM |
octoberfresh | $25.00 | 11/7/2011 7:45:21 AM |
fcukciti | $35.00 | 11/7/2011 4:14:46 AM |
AdamsWay | $25.00 | 11/7/2011 7:40:45 AM |
ultimate-dough0 | $25.00 | 11/7/2011 7:45:56 AM |
goodhearted-gold3 | $25.00 | 11/7/2011 6:16:26 AM |
revenue-associate | $25.00 | 11/7/2011 7:34:13 AM |
papaloha | $25.00 | 11/3/2011 9:58:18 PM |
transaction-circuit | $50.00 | 11/3/2011 9:26:03 AM |
AndChicksforFree | $25.00 | 11/3/2011 10:03:28 AM |
MoneyTree79 | $25.00 | 11/3/2011 8:52:23 PM |
greencat | $50.00 | 11/4/2011 7:18:13 AM |
CA-Lender | $25.00 | 11/4/2011 9:46:38 AM |
integrity-electron9 | $50.00 | 11/4/2011 8:18:24 AM |
emance | $45.38 | 11/4/2011 4:02:58 PM |
money-fort | $25.00 | 11/4/2011 4:24:38 PM |
fortytwo | $150.00 | 11/4/2011 6:39:10 PM |
1phantom | $25.00 | 11/5/2011 8:32:27 AM |
LKCGICG | $25.00 | 11/5/2011 10:02:35 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:31:37 AM |
QuincyCapital | $25.00 | 11/5/2011 12:44:19 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:01:52 PM |
new-ore-venture | $150.00 | 11/5/2011 4:27:49 PM |
orange-pound-party | $50.00 | 11/5/2011 5:03:15 PM |
77scout | $74.20 | 11/5/2011 6:14:49 PM |
Bob450 | $25.00 | 11/5/2011 8:26:52 PM |
bold-direct-asset | $50.00 | 11/6/2011 2:29:46 AM |
leverage-monger | $25.00 | 11/6/2011 11:57:38 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:28 PM |
neorunner | $25.00 | 11/6/2011 12:07:48 PM |
social-zebra | $30.00 | 11/6/2011 1:36:16 PM |
Money_Working | $25.00 | 11/6/2011 2:20:21 PM |
dublin063 | $25.00 | 11/6/2011 2:01:24 PM |
kttalamo | $120.00 | 11/6/2011 2:52:38 PM |
enterprising-credit2 | $25.00 | 11/6/2011 8:43:28 PM |
Iwillhuntyoudown | $25.00 | 11/6/2011 8:19:11 PM |
vine99 | $65.00 | 11/6/2011 9:38:35 PM |
itsmaj | $25.00 | 11/6/2011 10:37:18 PM |
dudebrah | $25.00 | 11/6/2011 8:49:21 PM |
genuine-money | $100.00 | 11/7/2011 6:50:18 AM |
payout-hammock1 | $40.00 | 11/7/2011 7:04:25 AM |
silver-enlightenment0 | $100.00 | 11/7/2011 7:17:42 AM |
buffalobills | $25.00 | 11/7/2011 7:33:20 AM |
tcpfan | $21.91 | 11/7/2011 7:50:08 AM |
bsh297 | $26.44 | 11/7/2011 6:11:52 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
536893
This series of Notes was issued and sold upon the funding of the borrower loan #56026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 19y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,699 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-accord1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan: personal loan
This loan will be used to...i would like to do home improvement for my
new grand daughter who will be staying with me
My financial situation:
I am a good candidate for this loan because...I am a very good candidate for this loan because i want to make home improvements to my home and pay off two small credit cards both under $1,000
Monthly net income: $$3750
Monthly expenses: $
Housing: $350
Insurance: $51.50 mo
Car expenses: $0
Utilities: $60
Phone, cable, internet: $30
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $140
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:53 AM |
handy-justice | $50.00 | 11/3/2011 9:35:37 AM |
finance-solo | $50.00 | 11/3/2011 9:01:21 AM |
investment-artist | $27.00 | 11/3/2011 10:11:06 AM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:45 AM |
coin-investor | $25.00 | 11/3/2011 9:57:58 AM |
economy-coup | $50.00 | 11/3/2011 10:52:43 AM |
kindness-jedi | $25.00 | 11/3/2011 11:38:41 AM |
evnagelist | $25.00 | 11/4/2011 10:16:42 AM |
zone8 | $100.00 | 11/4/2011 10:57:29 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:03 AM |
mercuriant | $25.00 | 11/4/2011 11:36:42 AM |
scrappy-diversification7 | $2,000.00 | 11/4/2011 11:29:27 AM |
Elefunt | $25.00 | 11/4/2011 11:42:38 AM |
whitegold24k | $500.00 | 11/4/2011 1:47:43 PM |
enchanted-diversification496 | $25.00 | 11/4/2011 2:12:00 PM |
fervent-repayment | $25.00 | 11/3/2011 9:56:12 AM |
BankofRon | $25.00 | 11/3/2011 9:33:53 AM |
pound-mushroom3 | $25.00 | 11/3/2011 9:35:23 AM |
favorite-commerce | $30.00 | 11/3/2011 10:02:17 AM |
Dubbs360 | $50.00 | 11/3/2011 10:31:41 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:15 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:57 PM |
km007 | $25.00 | 11/3/2011 5:07:39 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:10 PM |
leverage-monger | $25.00 | 11/4/2011 7:55:39 AM |
Cromag | $25.00 | 11/4/2011 8:14:07 AM |
mckhbnpc | $50.00 | 11/4/2011 12:23:23 PM |
FinDoc | $25.00 | 11/4/2011 2:18:01 PM |
managedfund | $818.00 | 11/4/2011 2:24:12 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
536913
This series of Notes was issued and sold upon the funding of the borrower loan #56041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 48% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,580 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| consummate-silver9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investing in overtime
Purpose of loan:
This loan will be used to...consolidate debt and relocate next to employer to obtain promised overtime.
My financial situation:
I am a good candidate for this loan because... always pay on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-hacker | $25.00 | 11/3/2011 9:33:38 AM |
fountain355 | $25.00 | 11/3/2011 9:11:46 AM |
gotjack | $25.00 | 11/3/2011 11:18:23 AM |
economy-coup | $50.00 | 11/3/2011 10:52:43 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:15 AM |
Whipster | $45.00 | 11/3/2011 3:49:58 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:52 PM |
fervent-repayment | $100.00 | 11/7/2011 8:08:45 AM |
papaloha | $25.00 | 11/3/2011 9:58:18 PM |
social-cocktail1 | $200.00 | 11/3/2011 9:02:53 AM |
credit-coach118 | $25.00 | 11/3/2011 1:54:00 PM |
km007 | $25.00 | 11/3/2011 5:07:40 PM |
greencat | $50.00 | 11/4/2011 7:19:54 AM |
let_me_retire | $100.00 | 11/4/2011 2:04:28 PM |
fortytwo | $150.00 | 11/4/2011 6:39:11 PM |
StrongMonty | $53.27 | 11/5/2011 4:36:51 AM |
shawnw2 | $25.00 | 11/5/2011 2:20:49 AM |
1phantom | $25.00 | 11/5/2011 8:32:28 AM |
kulender | $50.00 | 11/6/2011 6:22:38 AM |
blueshound | $25.00 | 11/7/2011 10:29:16 AM |
worth-blanket2 | $6,300.00 | 11/7/2011 3:03:03 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
536939
This series of Notes was issued and sold upon the funding of the borrower loan #56164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $169.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,262 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| attractive-pound8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Business purposes
Purpose of loan:
This loan will be used to...buy merchandise to sell for my company. I only need a small loan to complete inventory.
My financial situation:
I am a good candidate for this loan because...I have never been late on any payments. I have no credit card debt, I do not have any loans except for a mortgage. Because I have a mortgage I am responsible and I have never been late everything since everything gets automatically deducted from my account on the same day every month. I never pay anything late. You money is in good hands.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
caring-hope2 | $100.00 | 11/11/2011 5:12:43 PM |
bb575 | $50.00 | 11/11/2011 5:31:24 PM |
iaffy | $50.00 | 11/11/2011 6:25:54 PM |
blot44 | $25.00 | 11/11/2011 6:27:38 PM |
BxRealtor | $25.00 | 11/11/2011 6:29:55 PM |
ingenious-deal6 | $25.00 | 11/11/2011 6:32:51 PM |
riskreward | $250.00 | 11/11/2011 6:38:36 PM |
MrDavid | $75.00 | 11/11/2011 7:28:03 PM |
indomitable-coin | $25.00 | 11/11/2011 7:29:22 PM |
Cash4U2also | $75.00 | 11/11/2011 6:45:11 PM |
evnagelist | $25.00 | 11/11/2011 7:39:15 PM |
GoGators01 | $25.00 | 11/11/2011 7:53:23 PM |
superb-funds335 | $25.00 | 11/11/2011 8:18:06 PM |
E-2 | $100.00 | 11/11/2011 7:32:36 PM |
aabadabadoo | $25.00 | 11/11/2011 8:44:56 PM |
big-lendin | $125.00 | 11/12/2011 2:20:37 AM |
icchok | $50.00 | 11/12/2011 2:10:24 AM |
ParadigmShift | $75.00 | 11/12/2011 4:14:01 AM |
paladin510 | $25.00 | 11/12/2011 8:08:12 AM |
GreenSun | $25.00 | 11/12/2011 5:56:26 AM |
friendinmoney | $39.73 | 11/12/2011 9:00:43 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:43 AM |
ypalled | $50.00 | 11/12/2011 10:22:01 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:28:01 AM |
blindtaxidriver | $25.00 | 11/12/2011 10:50:42 AM |
Elfkin | $30.00 | 11/12/2011 8:09:08 AM |
wlm3012 | $30.00 | 11/12/2011 12:20:11 PM |
investment-comet | $25.00 | 11/12/2011 12:58:43 PM |
fantastic-bazaar2 | $100.00 | 11/12/2011 11:17:39 AM |
sweet-loan7 | $25.00 | 11/12/2011 2:52:47 PM |
bigmacbeef | $50.00 | 11/12/2011 4:46:19 PM |
AM2171 | $41.97 | 11/12/2011 5:18:50 PM |
thankful-nickel2 | $25.00 | 11/12/2011 7:37:32 PM |
Sid-K | $25.00 | 11/12/2011 3:15:25 PM |
finance-symphony7 | $157.03 | 11/12/2011 5:25:50 PM |
gain-mountain1 | $100.00 | 11/12/2011 5:32:48 PM |
lucrative-rate2 | $50.00 | 11/12/2011 9:02:18 PM |
cashhelp | $25.00 | 11/11/2011 6:03:45 PM |
Sneezie | $100.00 | 11/11/2011 6:36:15 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:21 PM |
green-trade-dolphin2 | $32.90 | 11/11/2011 5:02:10 PM |
D911ave | $50.00 | 11/11/2011 5:11:42 PM |
cnovak | $25.00 | 11/11/2011 5:47:33 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:36 PM |
kenji4861 | $25.00 | 11/11/2011 6:46:53 PM |
TomDalonajay | $25.00 | 11/11/2011 6:57:43 PM |
Clambake | $25.00 | 11/11/2011 7:03:39 PM |
principal-star | $25.00 | 11/11/2011 8:00:19 PM |
Aberdeen | $999.00 | 11/11/2011 8:24:59 PM |
subtle-revenue0 | $25.00 | 11/11/2011 8:33:32 PM |
commerce-broker3 | $250.00 | 11/11/2011 9:24:17 PM |
worthy-commitment7 | $25.00 | 11/12/2011 3:42:24 AM |
ImaPutz | $25.00 | 11/12/2011 8:26:33 AM |
djh47a | $25.00 | 11/12/2011 9:43:45 AM |
elvisloans | $30.00 | 11/12/2011 7:06:03 AM |
saahilld | $25.00 | 11/12/2011 12:53:04 PM |
Money_Working | $40.00 | 11/12/2011 1:30:10 PM |
GoingFishing | $25.00 | 11/12/2011 2:46:35 PM |
resource777 | $50.00 | 11/12/2011 2:55:05 PM |
Alittleluck | $25.00 | 11/12/2011 3:56:41 PM |
studious-revenue7 | $50.00 | 11/12/2011 3:59:42 PM |
community-pipeline | $25.00 | 11/12/2011 1:36:38 PM |
kevin314 | $50.00 | 11/12/2011 5:02:01 PM |
platinum-genetics | $25.00 | 11/12/2011 1:43:45 PM |
YellowJacket | $25.00 | 11/12/2011 7:54:38 PM |
EODCAP | $25.00 | 11/12/2011 7:43:27 PM |
bonus-sensai825 | $25.00 | 11/12/2011 8:07:53 PM |
Nazbuster | $50.00 | 11/12/2011 8:35:02 PM |
caring-basis0 | $200.00 | 11/12/2011 10:03:39 PM |
nehemiah65 | $49.37 | 11/12/2011 11:33:09 PM |
platinum-sorcerer6 | $50.00 | 11/12/2011 7:56:18 PM |
finagler | $25.00 | 11/12/2011 9:42:59 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
536955
This series of Notes was issued and sold upon the funding of the borrower loan #55671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $181.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,620 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trustworthy-repayment53 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to make home improvements
My financial situation:
I am a good candidate for this loan because I have established a good credit rating and continue to pay my current debts on time.
Monthly net income: $ 3260
Monthly expenses: $200
Housing: $ 1280
Insurance: $70 (pay annually in lump sum, no monthly payments)
Car expenses: $349 (annual amount is deposited in a saving for direct withdraw, no monthly payments)
Utilities: $ 150
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 150
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:54 AM |
fountain355 | $25.00 | 11/3/2011 9:08:01 AM |
SolarMoonshine | $25.00 | 11/3/2011 9:49:40 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:16 AM |
km007 | $25.00 | 11/3/2011 5:07:41 PM |
zorg77 | $50.00 | 11/3/2011 5:32:28 PM |
let_me_retire | $100.00 | 11/4/2011 2:08:01 PM |
HHP | $100.00 | 11/4/2011 6:01:15 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:53 PM |
whirlingdervish | $50.00 | 11/5/2011 2:11:09 AM |
q4golf | $25.00 | 11/5/2011 4:32:06 AM |
cunning-deal8 | $25.00 | 11/4/2011 8:26:26 PM |
beakerfish | $150.00 | 11/4/2011 8:29:08 PM |
well-mannered-income3 | $40.00 | 11/5/2011 5:28:15 AM |
taetrade | $25.00 | 11/5/2011 5:34:14 AM |
dime-historian | $25.00 | 11/5/2011 8:12:20 AM |
klend4 | $25.00 | 11/5/2011 4:32:07 AM |
1phantom | $25.00 | 11/5/2011 8:32:29 AM |
carrinel | $100.00 | 11/5/2011 7:21:01 AM |
F-A1Grant | $32.03 | 11/5/2011 9:39:17 AM |
LKCGICG | $25.00 | 11/5/2011 9:58:31 AM |
leverage-monger | $25.00 | 11/5/2011 10:48:15 AM |
direct-responsibility7 | $121.00 | 11/5/2011 11:27:56 AM |
MikeD_RI | $25.00 | 11/5/2011 1:14:51 PM |
winmals | $25.00 | 11/5/2011 2:02:49 PM |
trade-structure | $25.00 | 11/5/2011 4:12:47 PM |
bold-shrewd-duty | $84.00 | 11/5/2011 3:16:12 PM |
the-hope-workhorse | $200.00 | 11/5/2011 7:30:06 PM |
chato2345 | $25.00 | 11/5/2011 4:03:13 PM |
Lubava | $30.00 | 11/5/2011 8:46:17 PM |
RenovatioCapital | $25.00 | 11/5/2011 9:10:55 PM |
income-buffalo1 | $50.00 | 11/5/2011 6:54:03 PM |
SDD123 | $25.00 | 11/6/2011 6:19:33 AM |
suave-dime6 | $25.00 | 11/6/2011 9:48:36 AM |
jsak74 | $25.00 | 11/6/2011 10:34:39 AM |
irrelevant | $25.00 | 11/6/2011 10:05:10 AM |
green28 | $25.00 | 11/6/2011 12:20:10 PM |
BARNAPAS | $37.41 | 11/6/2011 12:37:01 PM |
compassion-artisan9 | $25.00 | 11/6/2011 5:17:11 PM |
damanq | $25.00 | 11/7/2011 3:45:39 AM |
bsh297 | $26.44 | 11/7/2011 6:11:05 AM |
keeper24 | $25.00 | 11/7/2011 6:44:48 AM |
profitable-return5 | $25.00 | 11/7/2011 5:08:54 AM |
tzvie | $25.00 | 11/7/2011 6:52:01 AM |
partyplan | $25.00 | 11/7/2011 7:03:01 AM |
Starfin-Capital-Management | $156.35 | 11/7/2011 3:45:59 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:02 AM |
capital-financier6 | $25.00 | 11/4/2011 4:10:19 PM |
money-fort | $25.00 | 11/4/2011 4:26:16 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:22:43 PM |
340 | $25.00 | 11/5/2011 2:01:54 AM |
rs999 | $25.00 | 11/4/2011 7:23:09 PM |
Zoomzoom22 | $37.22 | 11/4/2011 9:54:58 PM |
capital-galaxy | $250.00 | 11/5/2011 5:51:43 AM |
realtormoises | $25.00 | 11/5/2011 7:13:40 AM |
Bob450 | $30.00 | 11/5/2011 8:26:03 AM |
WxChem | $25.00 | 11/5/2011 10:00:33 AM |
p2p-mover0 | $25.00 | 11/5/2011 9:03:30 AM |
Wyatte | $25.00 | 11/5/2011 10:02:00 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:10:11 AM |
wwwUniversal | $25.00 | 11/5/2011 12:34:46 PM |
Gladglide | $25.00 | 11/5/2011 1:32:12 PM |
aesop56 | $25.00 | 11/5/2011 3:24:53 PM |
independent-listing796 | $27.57 | 11/5/2011 7:24:57 PM |
rate-sceptre | $25.00 | 11/5/2011 3:40:07 PM |
independent-listing796 | $25.00 | 11/5/2011 7:34:50 PM |
mighty-payout1 | $25.00 | 11/5/2011 9:52:49 PM |
Hummer-Guy | $25.00 | 11/5/2011 6:30:02 PM |
historic-nickel | $50.00 | 11/6/2011 4:20:40 AM |
kulender | $50.00 | 11/6/2011 6:22:42 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:54 PM |
nalaari | $37.82 | 11/6/2011 6:35:10 AM |
num1irish | $100.00 | 11/6/2011 8:20:18 AM |
MonitorLizard09 | $27.50 | 11/6/2011 8:36:04 AM |
first-friendly-listing | $40.68 | 11/6/2011 9:47:12 AM |
katnmouse | $25.00 | 11/6/2011 12:14:04 PM |
social-zebra | $30.00 | 11/6/2011 1:33:50 PM |
mammalian4 | $25.00 | 11/6/2011 2:18:43 PM |
wilchik | $50.00 | 11/6/2011 6:40:14 PM |
bluebird343 | $25.00 | 11/6/2011 4:02:59 PM |
Vaanolo | $25.00 | 11/6/2011 9:10:15 PM |
sophisticated-return496 | $50.00 | 11/6/2011 9:12:31 PM |
gristle_mcthornbody | $25.00 | 11/6/2011 4:58:06 PM |
kzinti | $63.48 | 11/6/2011 6:36:55 PM |
Land_on_your_feet | $25.00 | 11/7/2011 5:45:35 AM |
av22 | $50.00 | 11/7/2011 5:22:06 AM |
revenue-associate | $25.00 | 11/7/2011 6:21:21 AM |
silver-enlightenment0 | $48.50 | 11/7/2011 7:17:05 AM |
Tikibarman | $75.00 | 11/7/2011 5:10:49 AM |
category7 | $25.00 | 11/7/2011 5:53:29 AM |
Rogelio48 | $30.00 | 11/7/2011 7:12:44 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
536961
This series of Notes was issued and sold upon the funding of the borrower loan #55852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-commando5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan: Auto hauler trailer and setup equipment
This loan will be used to...Purchase auto hauler and to set up
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $
Housing: $0
Insurance: $109
Car expenses: $261
Utilities: $45
Phone, cable, internet: $35
Food, entertainment: $75
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CAGE-Investments | $25.00 | 11/3/2011 9:26:54 PM |
finance-mushroom | $200.00 | 11/4/2011 10:41:34 AM |
treasure-hunter270 | $25.00 | 11/4/2011 5:24:24 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 6:22:26 PM |
rs999 | $25.00 | 11/4/2011 7:23:09 PM |
carrinel | $50.00 | 11/5/2011 7:22:00 AM |
atlas100 | $25.00 | 11/5/2011 6:21:20 AM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:51 AM |
japerk | $25.00 | 11/5/2011 8:45:43 AM |
winmals | $25.00 | 11/5/2011 2:01:38 PM |
oplender | $25.00 | 11/5/2011 9:14:34 PM |
Cory79 | $36.92 | 11/5/2011 5:01:50 PM |
sushi537 | $25.00 | 11/5/2011 7:19:30 PM |
nalaari | $30.00 | 11/6/2011 6:37:38 AM |
lovely-greenback4 | $25.00 | 11/6/2011 8:58:11 AM |
2grindstones | $25.00 | 11/6/2011 9:33:58 AM |
dollar-doughnut6 | $25.00 | 11/6/2011 10:39:36 AM |
mflawyer | $25.00 | 11/6/2011 12:49:52 PM |
mammalian4 | $25.00 | 11/6/2011 2:17:54 PM |
gristle_mcthornbody | $25.00 | 11/6/2011 4:57:49 PM |
euro-mastery | $40.00 | 11/6/2011 7:37:16 PM |
thegreatstrafe | $25.00 | 11/6/2011 8:22:45 PM |
UCSBGAUCHOS | $25.00 | 11/6/2011 10:53:53 PM |
PadreAyudate | $29.52 | 11/7/2011 5:44:12 AM |
heerzaquestion | $25.00 | 11/7/2011 4:23:39 AM |
av22 | $50.00 | 11/7/2011 5:20:50 AM |
damanq | $25.00 | 11/7/2011 3:44:24 AM |
revenue-associate | $25.00 | 11/7/2011 6:19:54 AM |
euro-banker | $21.30 | 11/7/2011 7:13:49 AM |
credit-birch | $50.00 | 11/4/2011 4:49:15 PM |
copper | $50.00 | 11/4/2011 5:25:20 PM |
responsible-vigilance8 | $25.00 | 11/5/2011 6:56:33 AM |
triguy | $2,000.00 | 11/5/2011 3:08:48 PM |
HenryS | $26.00 | 11/5/2011 4:32:39 PM |
unger | $101.11 | 11/5/2011 5:23:55 PM |
av22 | $25.01 | 11/5/2011 7:20:03 PM |
Lubava | $30.00 | 11/5/2011 8:45:49 PM |
COCHINOBOY | $25.00 | 11/5/2011 9:36:18 PM |
independent-listing796 | $25.00 | 11/5/2011 7:23:01 PM |
kulender | $50.00 | 11/6/2011 6:20:14 AM |
gokart83 | $25.00 | 11/6/2011 5:22:34 AM |
mcgillis99 | $25.00 | 11/5/2011 9:52:00 PM |
point-enforcer | $25.00 | 11/6/2011 7:16:33 AM |
vivacious-credit5 | $50.00 | 11/6/2011 8:12:02 AM |
leverage-monger | $25.00 | 11/6/2011 7:27:56 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:05 PM |
eboomer2611 | $25.00 | 11/6/2011 9:57:44 AM |
fund-widget | $30.00 | 11/6/2011 11:28:00 AM |
mike279766 | $50.00 | 11/6/2011 2:59:52 PM |
jmart30702 | $25.00 | 11/6/2011 5:55:39 PM |
Fachim | $30.14 | 11/6/2011 6:56:44 PM |
Money_Working | $25.00 | 11/6/2011 2:21:44 PM |
zone6 | $100.00 | 11/6/2011 7:59:13 PM |
majestic-income1 | $25.00 | 11/6/2011 7:48:29 PM |
feb217 | $25.00 | 11/6/2011 9:17:46 PM |
Vaanolo | $25.00 | 11/6/2011 9:09:05 PM |
asset-sprout | $25.00 | 11/7/2011 4:08:53 AM |
tomdooley12520 | $25.00 | 11/7/2011 5:28:04 AM |
El_Profesional | $25.00 | 11/7/2011 7:01:31 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
537007
This series of Notes was issued and sold upon the funding of the borrower loan #55659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 6m |
Amount delinquent:
| $38,149 |
Total credit lines:
| 32 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $473,083 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AssetInvestor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 99% )
| 600-619 (Latest)
|
Principal borrowed:
| $44,222.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Dec-2009)
700-719
(Jul-2009)
680-699
(Apr-2009)
700-719
(Jan-2008)
|
Principal balance:
| $5,133.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 81 | | |
Description
Home Improvement +; Prosper Loan #4
Purpose of loan:
This loan will be used to do various home improvement activities, and other uses
My financial situation:
I am a good candidate for this loan because have regular recurring monthly income of $15k/month (for 4+ yrs), plus discretionary 'lumpy' bonus income of $100k+/yr. Will increase in future. Financial investments industry in San Francisco Bay Area.
Monthly net income: $15,000+
Monthly expenses (total of below): ~$10,500
Housing: $4,500
Insurance: $250
Car expenses: $800
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $1,000
Clothing, household expenses: $100
Credit cards and other loans: $3,000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 11/3/2011 5:39:41 PM |
km007 | $25.00 | 11/3/2011 5:07:43 PM |
diplomatic-wealth7 | $25.00 | 11/3/2011 5:15:00 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:39 PM |
platinum-boss2 | $25.00 | 11/3/2011 5:45:25 PM |
NekHoldings | $25.00 | 11/3/2011 8:02:16 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:22 PM |
green-trade-dolphin | $200.00 | 11/3/2011 6:12:31 PM |
Moe87 | $25.15 | 11/4/2011 3:23:45 AM |
mlj0671 | $25.00 | 11/4/2011 4:23:23 AM |
real-return | $30.00 | 11/3/2011 8:53:18 PM |
HermanstadtKid | $25.00 | 11/4/2011 5:22:11 AM |
SLN-10 | $25.00 | 11/3/2011 10:15:17 PM |
whiffle | $35.00 | 11/4/2011 6:35:28 AM |
shawnw2 | $100.00 | 11/4/2011 2:49:03 AM |
Brisket_Bob | $25.00 | 11/4/2011 4:52:27 AM |
treasure-bliss | $25.00 | 11/4/2011 6:27:44 AM |
worth-arch | $25.00 | 11/4/2011 8:29:02 AM |
AndChicksforFree | $50.00 | 11/4/2011 8:15:38 AM |
Comoparklender | $25.00 | 11/4/2011 10:11:03 AM |
contract-student2 | $50.00 | 11/4/2011 8:43:03 AM |
evnagelist | $25.00 | 11/4/2011 10:16:43 AM |
suave-dime6 | $25.00 | 11/4/2011 10:02:22 AM |
i3urtonair | $25.00 | 11/4/2011 10:07:41 AM |
rs999 | $25.00 | 11/4/2011 10:41:13 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:03 AM |
hillerod | $25.04 | 11/4/2011 11:42:15 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:10 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:34 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:46 PM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:14 AM |
miked8303 | $25.00 | 11/4/2011 12:31:09 PM |
Dubbs360 | $50.00 | 11/4/2011 12:39:57 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:43 PM |
JustinBlueSteal | $25.00 | 11/4/2011 4:27:13 PM |
wendyhop | $25.00 | 11/4/2011 4:40:51 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:04 PM |
WeAlNe | $25.00 | 11/4/2011 3:56:07 PM |
Imperativity | $27.52 | 11/4/2011 4:17:21 PM |
sflash | $25.00 | 11/4/2011 6:14:15 PM |
VmIE | $25.00 | 11/4/2011 6:18:21 PM |
sevenbridges | $29.51 | 11/4/2011 6:48:13 PM |
chererat | $100.00 | 11/4/2011 8:45:53 PM |
Troutfinder | $30.00 | 11/5/2011 3:33:38 AM |
melodious-fairness | $25.00 | 11/4/2011 7:39:45 PM |
well-mannered-income3 | $70.00 | 11/5/2011 5:08:57 AM |
Zoomzoom22 | $222.22 | 11/4/2011 9:42:41 PM |
NickRac | $145.00 | 11/5/2011 7:13:08 AM |
accountableone | $75.00 | 11/5/2011 2:53:18 AM |
SFBank | $50.00 | 11/5/2011 8:06:41 AM |
green-tree-shake | $30.00 | 11/5/2011 8:19:06 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:25:13 AM |
helpful-deal1 | $25.00 | 11/5/2011 6:33:14 AM |
fairness-atmosphere | $25.00 | 11/5/2011 9:08:17 AM |
jhernand17 | $25.00 | 11/5/2011 9:52:49 AM |
orderandprogress | $113.81 | 11/5/2011 11:20:10 AM |
DoctorJoe | $30.00 | 11/5/2011 11:34:34 AM |
jonnysixgun | $25.00 | 11/5/2011 11:01:22 AM |
Zoramite | $25.00 | 11/5/2011 12:03:18 PM |
heerzaquestion | $25.00 | 11/5/2011 12:41:30 PM |
noodles932 | $45.00 | 11/5/2011 12:55:04 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:14 PM |
payout-carnival | $47.05 | 11/5/2011 2:25:50 PM |
larrybird | $2,000.00 | 11/5/2011 2:44:06 PM |
vutah | $40.00 | 11/3/2011 5:34:27 PM |
wise-deal-panda | $200.00 | 11/3/2011 5:51:29 PM |
s270 | $75.00 | 11/3/2011 8:14:26 PM |
natural-greenback6 | $25.00 | 11/3/2011 8:42:02 PM |
justice-hawk | $25.00 | 11/3/2011 9:01:45 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:12 PM |
PowerBarDC | $50.00 | 11/3/2011 10:17:17 PM |
klend4 | $25.00 | 11/4/2011 3:58:32 AM |
amlu1988 | $25.00 | 11/3/2011 8:28:00 PM |
SecondChanceLendingSERV | $25.00 | 11/4/2011 5:23:05 AM |
Mikale360 | $25.00 | 11/3/2011 9:38:20 PM |
Feyenoord | $30.00 | 11/3/2011 11:13:27 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:20 AM |
revenue-appraiser | $25.00 | 11/4/2011 7:08:25 AM |
abnvette | $28.25 | 11/4/2011 3:08:35 AM |
LittleMingo | $30.00 | 11/4/2011 3:18:42 AM |
SolarMoonshine | $25.00 | 11/4/2011 4:00:00 AM |
peaceful-farmer | $27.00 | 11/4/2011 7:52:29 AM |
TigerForce | $25.00 | 11/4/2011 5:18:40 AM |
contract-student2 | $50.00 | 11/4/2011 8:42:51 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:35:55 AM |
Wellman | $50.00 | 11/4/2011 7:21:00 AM |
beer-gardener | $100.00 | 11/4/2011 7:51:57 AM |
papaloha | $500.00 | 11/4/2011 8:59:58 AM |
trumpeter5 | $50.00 | 11/4/2011 8:46:28 AM |
MoneyForNothing | $60.27 | 11/4/2011 9:48:26 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:35 AM |
zone8 | $100.00 | 11/4/2011 10:57:30 AM |
Kaj | $25.00 | 11/4/2011 10:24:35 AM |
MoneyForNothing | $44.00 | 11/4/2011 11:06:07 AM |
Weaverville | $25.00 | 11/4/2011 10:47:27 AM |
The_Phantom | $25.00 | 11/4/2011 10:53:20 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:28 AM |
JohnSmallberries | $25.00 | 11/4/2011 11:24:22 AM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:41 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:58 PM |
kind-bill-supporter | $25.00 | 11/4/2011 2:06:29 PM |
treasure-hunter270 | $50.00 | 11/4/2011 5:28:09 PM |
diverse-return8 | $25.00 | 11/4/2011 4:17:02 PM |
arsisi | $25.00 | 11/4/2011 5:06:58 PM |
MoneyForNothing | $27.00 | 11/4/2011 5:52:43 PM |
Domgabriel | $25.00 | 11/4/2011 5:55:31 PM |
benefit-flow | $25.00 | 11/4/2011 6:45:47 PM |
a-resplendent-commitment | $25.00 | 11/4/2011 6:58:16 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:33 PM |
SV-AZ | $37.73 | 11/4/2011 9:42:49 PM |
Bank42 | $25.00 | 11/5/2011 4:15:27 AM |
mistertao | $25.00 | 11/4/2011 8:16:39 PM |
reflective-openness8 | $100.00 | 11/4/2011 8:49:30 PM |
AF-Chief | $81.00 | 11/4/2011 9:05:47 PM |
Anamorph | $25.00 | 11/5/2011 12:01:14 AM |
blackstar | $25.00 | 11/5/2011 4:25:45 AM |
prominence8 | $33.00 | 11/5/2011 6:37:52 AM |
income-buffalo1 | $75.00 | 11/5/2011 6:41:43 AM |
dime-historian | $35.45 | 11/5/2011 8:07:41 AM |
Bob450 | $35.00 | 11/5/2011 8:15:43 AM |
1phantom | $25.00 | 11/5/2011 8:32:31 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:33 AM |
graceful-investment | $25.00 | 11/5/2011 10:08:00 AM |
kulender | $50.00 | 11/5/2011 8:59:35 AM |
jsak74 | $25.00 | 11/5/2011 9:53:05 AM |
rescue | $100.00 | 11/5/2011 11:16:51 AM |
Kselr | $32.96 | 11/5/2011 12:22:28 PM |
MoneyForNothing | $25.00 | 11/5/2011 12:18:17 PM |
innovator10 | $200.00 | 11/5/2011 12:36:49 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:11 PM |
wlm3012 | $50.00 | 11/5/2011 1:20:13 PM |
Mariner3605 | $25.00 | 11/5/2011 2:16:31 PM |
new-gold-wrangler | $973.04 | 11/5/2011 2:56:15 PM |
TommyTucker | $55.00 | 11/5/2011 2:49:17 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
537045
This series of Notes was issued and sold upon the funding of the borrower loan #56158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
26 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,906 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CodeYoda |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping Brother buy a house
Purpose of loan:
This loan will be used as a gift to family to help with house down payment.
My financial situation:
I am a good candidate for this loan because I have excellent payment history and good disposable income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/10/2011 4:26:31 AM |
wonder3 | $30.00 | 11/10/2011 6:13:09 AM |
SolarMoonshine | $25.00 | 11/9/2011 5:30:53 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:01 PM |
loanman2007 | $25.00 | 11/10/2011 5:29:14 AM |
economy-coup | $50.00 | 11/9/2011 7:58:50 PM |
fishcreek | $25.00 | 11/10/2011 10:37:13 AM |
managedfund | $400.00 | 11/10/2011 1:49:39 PM |
loss-of-control | $100.00 | 11/10/2011 4:34:36 PM |
excellent-wealth6 | $25.00 | 11/10/2011 5:14:42 PM |
loanman2007 | $25.00 | 11/11/2011 5:54:02 AM |
worth-blanket2 | $700.00 | 11/11/2011 8:10:00 AM |
fervent-repayment | $50.00 | 11/9/2011 5:36:33 PM |
Whipster | $90.00 | 11/9/2011 5:40:17 PM |
vutah | $40.00 | 11/9/2011 9:42:14 PM |
Rogelio48 | $25.00 | 11/10/2011 7:29:46 AM |
innovator2 | $75.00 | 11/10/2011 10:59:40 AM |
MrDance123 | $30.00 | 11/10/2011 9:57:13 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:19:29 AM |
Dusigrosz | $50.00 | 11/10/2011 3:52:53 PM |
Bob450 | $25.00 | 11/11/2011 7:22:11 AM |
social-hunter5 | $35.00 | 11/11/2011 8:20:06 AM |
glenium | $25.00 | 11/11/2011 2:26:17 AM |
suave-dime6 | $25.00 | 11/11/2011 6:27:00 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
537049
This series of Notes was issued and sold upon the funding of the borrower loan #56083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $285.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 12y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,092 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-understanding-peace |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fix my car
Purpose of loan:
This loan will be used to...fix my car
My financial situation:
I am a good candidate for this loan because...I have a good work stability.
Monthly net income: $2666.00
Monthly expenses: $
Housing: $400.00
Insurance: $202.50
Car expenses: $120.00 gas
Utilities: $0.00
Phone, cable, internet: $82.95
Food, entertainment: $250.00
Clothing, household expenses: $80.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 5:23:40 PM |
mystical-fairness4 | $25.00 | 11/3/2011 9:35:41 PM |
credit-wheel7 | $25.00 | 11/4/2011 11:03:53 AM |
the-loyalty-wildebeest | $27.00 | 11/4/2011 11:09:42 AM |
smart-platinum7 | $50.00 | 11/4/2011 12:26:08 PM |
listing-reformation8 | $25.29 | 11/4/2011 3:05:41 PM |
Rogelio48 | $30.00 | 11/4/2011 3:29:22 PM |
likeable-hope | $25.00 | 11/4/2011 5:53:33 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:42 PM |
fortytwo | $150.00 | 11/4/2011 6:39:14 PM |
peso-web | $50.86 | 11/4/2011 5:48:59 PM |
coin-investor | $25.00 | 11/4/2011 6:11:53 PM |
loss-of-control | $50.00 | 11/4/2011 6:19:23 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:33 PM |
asset-trajectory | $25.00 | 11/4/2011 11:14:26 PM |
papaloha | $25.00 | 11/3/2011 9:58:24 PM |
vutah | $25.00 | 11/3/2011 5:30:33 PM |
first-class-gold0 | $77.00 | 11/3/2011 8:23:09 PM |
thankful-nickel2 | $25.00 | 11/3/2011 6:56:47 PM |
favorite-commerce | $30.00 | 11/4/2011 7:49:17 AM |
rakem777 | $25.00 | 11/4/2011 10:58:28 AM |
economy-coup | $50.00 | 11/4/2011 10:16:51 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:42 AM |
hunterMG | $50.00 | 11/4/2011 3:17:51 PM |
secureincome | $600.00 | 11/4/2011 2:19:33 PM |
managedfund | $900.00 | 11/4/2011 2:15:58 PM |
shawnw2 | $35.00 | 11/5/2011 2:15:30 AM |
beakerfish | $50.00 | 11/4/2011 8:24:02 PM |
newest-generous-income | $25.00 | 11/5/2011 3:24:24 AM |
wealth-prodigy1 | $199.85 | 11/5/2011 3:35:44 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
537063
This series of Notes was issued and sold upon the funding of the borrower loan #56047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1974 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 21y 7m |
Amount delinquent:
| $20,965 |
Total credit lines:
| 39 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,330 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enterprising-generosity835 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to... improve home. new flooring, new bed, new kitchen
My financial situation:
I am a good candidate for this loan because...I have a full time 20 plus year career with civil service
Monthly net income: $5,000
Monthly expenses: $500
Housing: $2,000
Insurance: $80
Car expenses: $370
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 11/7/2011 9:03:53 AM |
rescue | $100.00 | 11/7/2011 9:46:41 AM |
cnovak | $25.00 | 11/7/2011 9:34:39 AM |
evnagelist | $25.00 | 11/7/2011 11:03:33 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:20 AM |
plane450 | $25.00 | 11/8/2011 11:13:08 AM |
worth-blanket2 | $14,700.00 | 11/9/2011 7:42:53 AM |
marwadi-62 | $25.00 | 11/9/2011 7:46:29 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:09 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
537071
This series of Notes was issued and sold upon the funding of the borrower loan #56078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,957 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-confidant1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mom with debt
Purpose of loan: Consolidate Debt.
This loan will be used to...Pay off my Debt
My financial situation: Over $10,000 credit card dept.
I am a good candidate for this loan because: I'm good for it. Monthly payments will be on time, each and every month. Consolidating to one monthly payment will help tremendously. Right now, I have to many cards and can only pay minimum on each. I'll have debt for another 25yrs if I dont get help now. If i can just find someone to lend me money so I can consolidate my bills, and get back on my feet, life would be so much easier!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 12:05:25 PM |
evnagelist | $25.00 | 11/4/2011 10:16:44 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:38 AM |
zone8 | $100.00 | 11/4/2011 10:57:32 AM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:43 PM |
enriching-listing | $25.00 | 11/5/2011 10:17:25 AM |
red-power-pecan | $50.00 | 11/5/2011 3:51:51 PM |
heerzaquestion | $25.00 | 11/6/2011 6:41:46 AM |
phenomenal-gain5 | $25.00 | 11/6/2011 11:34:59 AM |
loan-hacker | $25.00 | 11/6/2011 1:08:17 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:24 PM |
blueshound | $25.00 | 11/7/2011 10:36:28 AM |
worth-blanket2 | $6,800.00 | 11/7/2011 3:04:18 PM |
EBITDA | $25.00 | 11/7/2011 1:17:29 PM |
Tylerh | $500.00 | 11/7/2011 2:19:31 PM |
economy-coup | $50.00 | 11/4/2011 10:16:53 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:47 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:17 AM |
mercuriant | $25.00 | 11/4/2011 11:36:42 AM |
gotjack | $25.00 | 11/4/2011 12:18:38 PM |
coin-investor | $25.00 | 11/4/2011 12:32:22 PM |
kindness-jedi | $25.00 | 11/4/2011 12:33:11 PM |
fortytwo | $150.00 | 11/4/2011 6:39:17 PM |
Dubbs360 | $50.00 | 11/4/2011 6:46:55 PM |
imhandy | $500.00 | 11/4/2011 7:29:53 PM |
1phantom | $25.00 | 11/5/2011 8:32:35 AM |
rescue | $100.00 | 11/5/2011 11:16:53 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:55 PM |
kulender | $50.00 | 11/6/2011 6:22:46 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:59 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:28 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:37 PM |
erowis | $75.00 | 11/6/2011 10:06:23 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:03 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:52 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
537103
This series of Notes was issued and sold upon the funding of the borrower loan #56051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $410.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 16% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,288 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jomamma |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jomama
Purpose of loan:
This loan will be used to organize a few smaller bills, stretching out payments to establish an emergency fund for future home repairs.
My financial situation:
I am a good candidate for this loan because I own my own home, have lived in this community for 27 years, and I have worked at the same job for 8 years. I have never defaulted on a debt and always pay promptly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jazz619 | $25.00 | 11/4/2011 9:49:12 AM |
lifegrowth | $25.00 | 11/4/2011 9:50:36 AM |
hardwareman | $25.00 | 11/4/2011 10:04:47 AM |
nick5454 | $25.00 | 11/4/2011 10:12:13 AM |
Preteur | $25.00 | 11/4/2011 9:48:21 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:09 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:12 AM |
Dollars4Rent | $50.00 | 11/4/2011 10:10:12 AM |
MJDAE | $50.00 | 11/4/2011 10:38:59 AM |
BaxterEvil | $25.00 | 11/4/2011 10:27:15 AM |
pdub | $75.00 | 11/4/2011 10:43:54 AM |
AFairDeal | $25.00 | 11/4/2011 10:44:46 AM |
rockytop | $50.00 | 11/4/2011 10:45:36 AM |
AmericanCredit | $50.00 | 11/4/2011 10:59:57 AM |
integrity-saver | $100.00 | 11/4/2011 10:54:14 AM |
Rdodson11 | $25.00 | 11/4/2011 11:02:22 AM |
BankofHank | $200.00 | 11/4/2011 11:16:40 AM |
wtrboy | $25.00 | 11/4/2011 11:18:01 AM |
JohnW12 | $50.00 | 11/4/2011 11:09:54 AM |
IIP77 | $25.00 | 11/4/2011 11:43:36 AM |
indomitable-coin | $25.00 | 11/4/2011 11:13:35 AM |
gracej | $25.00 | 11/4/2011 11:25:38 AM |
windfall46 | $25.00 | 11/4/2011 12:04:41 PM |
WalnutCreekguy | $100.00 | 11/4/2011 11:39:40 AM |
encore06 | $25.00 | 11/4/2011 11:45:34 AM |
Kame | $25.00 | 11/4/2011 11:33:57 AM |
Azonic21 | $25.00 | 11/4/2011 11:46:49 AM |
first-favorite-bonus9 | $25.00 | 11/4/2011 11:51:09 AM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:02 PM |
flexiboy35 | $25.00 | 11/4/2011 12:28:09 PM |
minista | $25.00 | 11/4/2011 12:40:34 PM |
radiant-integrity | $250.00 | 11/4/2011 12:33:11 PM |
valiant-liberty4 | $25.00 | 11/4/2011 12:37:39 PM |
theogeer | $25.00 | 11/4/2011 1:29:48 PM |
mike_banker | $50.00 | 11/4/2011 5:09:36 PM |
dtrain5 | $50.00 | 11/4/2011 5:21:34 PM |
value-wind0 | $25.00 | 11/4/2011 6:00:43 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:17 PM |
mnmcarve | $25.00 | 11/4/2011 5:14:56 PM |
YLlama | $25.00 | 11/4/2011 6:21:35 PM |
jthomps4 | $25.00 | 11/4/2011 6:40:38 PM |
tenacious-affluence | $100.00 | 11/4/2011 6:46:06 PM |
UnclePockets | $25.00 | 11/4/2011 5:56:59 PM |
iaffy | $50.00 | 11/4/2011 6:51:29 PM |
rocker137 | $50.00 | 11/4/2011 5:55:13 PM |
emo13 | $50.00 | 11/4/2011 6:17:39 PM |
kenji4861 | $25.00 | 11/4/2011 6:25:00 PM |
vigilance-revolutionary | $50.00 | 11/4/2011 6:37:16 PM |
impressive-loan | $100.00 | 11/4/2011 6:58:34 PM |
exuberant-dime | $25.00 | 11/4/2011 7:21:02 PM |
superstar449 | $25.00 | 11/4/2011 7:26:24 PM |
blot44 | $100.00 | 11/4/2011 9:33:03 PM |
LiveNow | $25.00 | 11/5/2011 7:39:26 AM |
myworld701 | $25.00 | 11/5/2011 5:07:05 AM |
alpinaut | $25.00 | 11/5/2011 7:40:37 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:06 AM |
Guiren | $100.00 | 11/5/2011 8:57:11 AM |
Mark090 | $25.00 | 11/5/2011 10:24:18 AM |
irishcocacola | $25.00 | 11/5/2011 10:51:46 AM |
frankdelraza | $25.00 | 11/5/2011 10:48:44 AM |
Kijib | $25.00 | 11/5/2011 12:09:23 PM |
jfd287 | $25.00 | 11/5/2011 12:16:30 PM |
SeaLoans | $25.00 | 11/5/2011 12:14:38 PM |
building-america | $25.00 | 11/5/2011 12:20:21 PM |
RodBlizz42 | $29.00 | 11/5/2011 11:47:44 AM |
Keebs | $25.00 | 11/5/2011 12:02:11 PM |
ProjectVenture | $25.00 | 11/5/2011 12:27:21 PM |
kbguru | $25.00 | 11/5/2011 12:08:01 PM |
adevadeh | $25.00 | 11/5/2011 12:27:33 PM |
whistledicksmith | $25.00 | 11/5/2011 12:11:51 PM |
SanJoser | $25.00 | 11/5/2011 12:36:15 PM |
Namrok | $25.00 | 11/5/2011 12:40:18 PM |
gzeo | $25.00 | 11/5/2011 12:23:07 PM |
wealth-influencer | $25.00 | 11/5/2011 12:43:22 PM |
economy-molecule3 | $500.00 | 11/5/2011 12:51:25 PM |
bobby4u3 | $25.00 | 11/5/2011 1:16:41 PM |
Railbird | $25.00 | 11/5/2011 1:03:51 PM |
pcwrangler | $25.00 | 11/5/2011 1:08:16 PM |
knitwit | $25.00 | 11/5/2011 12:50:37 PM |
ChicoBob | $25.00 | 11/5/2011 1:24:56 PM |
Philolend | $25.00 | 11/5/2011 1:26:14 PM |
PaulW | $40.00 | 11/5/2011 1:31:54 PM |
TelegramSam | $25.00 | 11/5/2011 1:52:40 PM |
littlemonkey | $25.00 | 11/5/2011 1:47:56 PM |
dpjd | $25.00 | 11/5/2011 2:14:37 PM |
BigMac1953 | $25.00 | 11/5/2011 2:30:03 PM |
houli123 | $100.00 | 11/5/2011 1:44:21 PM |
Mr_Marcus | $25.00 | 11/5/2011 2:35:40 PM |
orange-courageous-dedication | $25.00 | 11/5/2011 1:50:02 PM |
passbook | $25.00 | 11/5/2011 2:37:32 PM |
mad-scientist418 | $25.00 | 11/5/2011 1:58:44 PM |
rmachi | $25.00 | 11/5/2011 2:46:40 PM |
andyb9 | $25.00 | 11/5/2011 2:01:41 PM |
mrpowers5531 | $25.00 | 11/5/2011 2:55:21 PM |
Stollewood | $25.00 | 11/5/2011 2:04:49 PM |
L-vex | $25.00 | 11/5/2011 2:55:54 PM |
MadHun | $200.00 | 11/5/2011 2:07:44 PM |
FCI | $25.00 | 11/5/2011 2:15:47 PM |
unrivaled-silver | $25.00 | 11/5/2011 2:18:32 PM |
KeepOnRunning | $100.00 | 11/5/2011 3:18:54 PM |
fiddlerzvi | $50.00 | 11/5/2011 3:15:45 PM |
damage | $25.00 | 11/5/2011 3:20:51 PM |
ski bum | $100.00 | 11/5/2011 2:42:54 PM |
Perolus | $25.00 | 11/5/2011 3:24:18 PM |
RG | $25.00 | 11/5/2011 3:25:17 PM |
adamnash | $25.00 | 11/5/2011 3:26:09 PM |
credit-coach118 | $25.00 | 11/5/2011 4:03:39 PM |
yield-seeker | $25.00 | 11/5/2011 4:30:40 PM |
tastytitan | $50.00 | 11/5/2011 4:32:48 PM |
pbeach05 | $25.00 | 11/5/2011 5:13:54 PM |
Cbgator | $25.00 | 11/5/2011 5:39:35 PM |
MTLoans | $25.00 | 11/5/2011 3:19:14 PM |
theloanteacher | $25.00 | 11/5/2011 7:31:20 PM |
bradania | $25.00 | 11/5/2011 10:00:27 PM |
greenback-loyalist8 | $50.06 | 11/6/2011 4:30:33 AM |
two_talents | $25.00 | 11/5/2011 7:38:12 PM |
scuba-man | $50.00 | 11/6/2011 5:48:17 AM |
worlds-best-worth2 | $25.00 | 11/5/2011 10:41:34 PM |
ninjazx10rida | $25.00 | 11/6/2011 9:15:56 AM |
mr_haldane | $30.00 | 11/6/2011 6:10:13 AM |
tlam168 | $25.00 | 11/6/2011 10:09:11 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:54 AM |
Bladewil | $25.00 | 11/6/2011 10:21:55 AM |
spiff666 | $26.66 | 11/6/2011 7:20:52 AM |
degster | $25.00 | 11/6/2011 7:30:21 AM |
oneeighty | $25.00 | 11/6/2011 11:10:43 AM |
LianaB | $50.00 | 11/6/2011 11:23:52 AM |
emosspot | $25.00 | 11/6/2011 9:19:36 AM |
funnymoney1 | $25.00 | 11/6/2011 10:03:27 AM |
toocautious | $30.00 | 11/6/2011 1:12:10 PM |
ferocious-finance | $25.00 | 11/6/2011 12:36:12 PM |
miket71 | $30.00 | 11/6/2011 12:46:57 PM |
Arg3998 | $25.00 | 11/6/2011 2:15:07 PM |
KlarthXVII | $25.00 | 11/6/2011 3:51:21 PM |
bds9646 | $26.00 | 11/6/2011 1:28:30 PM |
Jasper | $25.00 | 11/6/2011 4:36:39 PM |
fervent-repayment | $50.00 | 11/6/2011 4:11:04 PM |
crdcteng | $25.00 | 11/6/2011 4:47:31 PM |
oaktown11 | $24.26 | 11/6/2011 6:26:20 PM |
ujiba | $50.00 | 11/4/2011 10:11:40 AM |
cablenews | $100.00 | 11/4/2011 9:50:21 AM |
evnagelist | $25.00 | 11/4/2011 10:15:24 AM |
Clambake | $25.00 | 11/4/2011 9:54:05 AM |
jey6941 | $25.00 | 11/4/2011 10:18:55 AM |
j2ee | $25.00 | 11/4/2011 10:19:35 AM |
bb575 | $50.00 | 11/4/2011 10:05:47 AM |
figs4u2 | $100.00 | 11/4/2011 10:26:39 AM |
green-trade-dolphin2 | $35.00 | 11/4/2011 10:09:14 AM |
income-excellence1 | $25.00 | 11/4/2011 10:16:21 AM |
freesia54 | $50.00 | 11/4/2011 10:52:27 AM |
Cheburashka | $25.00 | 11/4/2011 10:20:41 AM |
best-ingenious-funds | $50.00 | 11/4/2011 10:27:15 AM |
slartibardfast | $25.00 | 11/4/2011 10:28:34 AM |
acropiloterau2002 | $25.00 | 11/4/2011 10:30:30 AM |
reinforced-revenue069 | $25.00 | 11/4/2011 10:37:14 AM |
cnovak | $25.00 | 11/4/2011 10:28:05 AM |
KLCRAY | $25.00 | 11/4/2011 10:28:17 AM |
velocity-solo | $25.00 | 11/4/2011 11:20:47 AM |
hard-working-rate3 | $100.00 | 11/4/2011 10:58:37 AM |
chlebie | $50.00 | 11/4/2011 10:47:58 AM |
alpinaut | $25.00 | 11/4/2011 10:52:01 AM |
vivacious-truth3 | $25.00 | 11/4/2011 10:55:11 AM |
neighborly-hope6 | $100.00 | 11/4/2011 11:31:04 AM |
MarketInvestor | $25.00 | 11/4/2011 11:03:19 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:38 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:31 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:12 AM |
Darts | $50.00 | 11/4/2011 11:49:32 AM |
BenR | $100.00 | 11/4/2011 11:50:17 AM |
compoundinterest | $50.00 | 11/4/2011 11:52:06 AM |
massuot | $25.00 | 11/4/2011 11:30:44 AM |
hostbank | $100.00 | 11/4/2011 12:18:55 PM |
sjlender | $100.00 | 11/4/2011 11:31:43 AM |
GodzillaLending | $25.00 | 11/4/2011 12:35:08 PM |
gojackgo | $50.00 | 11/4/2011 11:47:35 AM |
blue-useful-auction | $25.00 | 11/4/2011 1:36:47 PM |
ZeoInvestments | $25.00 | 11/4/2011 12:15:19 PM |
riskreward | $250.00 | 11/4/2011 11:56:43 AM |
britgsb | $30.00 | 11/4/2011 12:21:34 PM |
rcldesign | $25.00 | 11/4/2011 12:24:09 PM |
subtle-revenue0 | $25.00 | 11/4/2011 12:06:12 PM |
dharma1 | $25.00 | 11/4/2011 12:27:20 PM |
anacent | $25.00 | 11/4/2011 12:08:29 PM |
silver-armada | $50.00 | 11/4/2011 12:37:24 PM |
fairness-drum | $25.00 | 11/4/2011 1:22:06 PM |
radforj22 | $25.00 | 11/4/2011 4:05:03 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:58 PM |
roymckenzie | $25.00 | 11/4/2011 5:12:33 PM |
sajitk | $25.00 | 11/4/2011 3:20:48 PM |
1redfish | $100.00 | 11/4/2011 6:43:01 PM |
capital-lesson | $25.00 | 11/4/2011 6:00:22 PM |
JohnGalt94 | $25.00 | 11/4/2011 6:09:18 PM |
FortuneFund | $50.00 | 11/4/2011 7:05:41 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:54 PM |
taz007 | $25.00 | 11/4/2011 6:38:17 PM |
fortytwo | $150.00 | 11/4/2011 6:39:17 PM |
Harry | $50.00 | 11/4/2011 7:37:09 PM |
Maccs55 | $25.00 | 11/4/2011 7:24:12 PM |
MoneySiles | $25.00 | 11/4/2011 7:48:24 PM |
gentle-gain235 | $100.00 | 11/4/2011 7:51:19 PM |
g9d | $25.00 | 11/4/2011 9:07:33 PM |
pwkpwk | $25.00 | 11/4/2011 10:46:12 PM |
lounges | $50.00 | 11/5/2011 7:27:26 AM |
JinNing | $75.00 | 11/5/2011 7:44:54 AM |
transaction-engine6 | $25.00 | 11/5/2011 8:13:56 AM |
Rockymtnhi | $50.00 | 11/5/2011 8:05:45 AM |
1phantom | $25.00 | 11/5/2011 8:32:35 AM |
cerebral-dollar773 | $25.00 | 11/5/2011 11:19:05 AM |
mighty-value | $25.00 | 11/5/2011 10:54:21 AM |
Emgolda | $25.00 | 11/5/2011 10:13:42 AM |
red-unequivocal-finance | $25.00 | 11/5/2011 12:04:04 PM |
ZeLonewolf | $25.00 | 11/5/2011 12:08:50 PM |
skunkor2 | $29.00 | 11/5/2011 11:13:24 AM |
kinetic-openness0 | $25.00 | 11/5/2011 12:01:59 PM |
tolstoy00 | $25.00 | 11/5/2011 12:09:43 PM |
lost-money-so-far-on-these | $25.00 | 11/5/2011 12:10:24 PM |
get30inc | $50.00 | 11/5/2011 12:09:05 PM |
texrob20 | $25.00 | 11/5/2011 12:16:04 PM |
Pasagam | $50.00 | 11/5/2011 12:20:09 PM |
gr8_r8 | $50.00 | 11/5/2011 11:31:35 AM |
Munnie | $50.00 | 11/5/2011 12:25:51 PM |
transparency-river1 | $1,000.00 | 11/5/2011 12:08:29 PM |
cantsavenuf | $25.00 | 11/5/2011 12:48:43 PM |
SourDoughSteve | $25.00 | 11/5/2011 12:43:42 PM |
SojournerMobile | $25.00 | 11/5/2011 12:50:52 PM |
JazzFranchise | $25.00 | 11/5/2011 12:54:21 PM |
john0720 | $50.00 | 11/5/2011 1:06:31 PM |
riskadverse44 | $25.00 | 11/5/2011 1:18:48 PM |
kbodendorf | $25.00 | 11/5/2011 1:15:54 PM |
rulender | $25.00 | 11/5/2011 1:15:28 PM |
NoCal | $25.00 | 11/5/2011 1:31:33 PM |
bobby5832708 | $25.00 | 11/5/2011 1:17:53 PM |
zenchef | $25.00 | 11/5/2011 1:36:43 PM |
mebobeh | $25.00 | 11/5/2011 1:50:37 PM |
biobulator | $25.00 | 11/5/2011 1:38:57 PM |
Strato | $25.02 | 11/5/2011 1:22:52 PM |
bid-lightning9 | $25.00 | 11/5/2011 1:23:47 PM |
xphile | $25.00 | 11/5/2011 1:52:21 PM |
Turkish101 | $25.00 | 11/5/2011 2:09:20 PM |
bonus-tent | $25.00 | 11/5/2011 2:04:22 PM |
scholarly-benefit5 | $25.00 | 11/5/2011 1:38:31 PM |
mosby | $25.00 | 11/5/2011 2:39:12 PM |
toblerone | $25.00 | 11/5/2011 1:51:39 PM |
Octavian315 | $35.00 | 11/5/2011 2:36:45 PM |
Natronpee | $25.00 | 11/5/2011 2:43:35 PM |
sail120 | $50.00 | 11/5/2011 1:58:35 PM |
runner262 | $25.00 | 11/5/2011 2:50:36 PM |
happyskippy0208 | $25.00 | 11/5/2011 2:51:04 PM |
Syzygy | $25.00 | 11/5/2011 2:59:43 PM |
Aimvest | $25.00 | 11/5/2011 3:01:14 PM |
credible-durability | $25.00 | 11/5/2011 2:25:09 PM |
Contour | $25.00 | 11/5/2011 2:26:13 PM |
naniamo | $25.00 | 11/5/2011 3:13:12 PM |
pleasant-basis | $25.00 | 11/5/2011 2:44:30 PM |
Ivan2007 | $25.00 | 11/5/2011 2:53:01 PM |
Aaron_Oz | $25.00 | 11/5/2011 3:06:33 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:20 PM |
justice-hawk | $25.00 | 11/5/2011 8:56:49 PM |
UncleSafety | $100.00 | 11/5/2011 9:17:35 PM |
mcgillis99 | $50.00 | 11/5/2011 9:29:39 PM |
zbfamwl | $50.00 | 11/5/2011 4:57:15 PM |
philantist | $30.00 | 11/5/2011 9:43:07 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:26:07 PM |
studious-revenue7 | $50.00 | 11/5/2011 6:24:18 PM |
capital-star5 | $25.00 | 11/6/2011 4:05:28 AM |
martinatime | $25.00 | 11/6/2011 5:40:58 AM |
TheReaderRabbit | $25.00 | 11/6/2011 6:44:37 AM |
red-penny-philosopher | $25.00 | 11/6/2011 8:29:04 AM |
restless-balance9 | $50.00 | 11/6/2011 9:52:14 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:12 AM |
cash-boots7 | $25.00 | 11/6/2011 10:35:25 AM |
dfealk | $25.00 | 11/6/2011 11:17:11 AM |
adventurous-cash | $25.00 | 11/6/2011 8:11:13 AM |
Pickmar | $25.00 | 11/6/2011 11:54:52 AM |
MrGhost | $25.00 | 11/6/2011 9:00:58 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:05 PM |
jcech | $25.00 | 11/6/2011 10:10:00 AM |
nuclearmoose | $25.00 | 11/6/2011 10:54:42 AM |
doc1 | $100.00 | 11/6/2011 11:01:19 AM |
phenomenal-gain5 | $30.00 | 11/6/2011 11:36:27 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:20 AM |
interest-nexus | $25.00 | 11/6/2011 1:15:22 PM |
wigglesworth4 | $100.00 | 11/6/2011 1:12:33 PM |
Avery963 | $25.00 | 11/6/2011 1:29:31 PM |
CalBear5 | $25.00 | 11/6/2011 12:33:20 PM |
credit-panda1 | $25.00 | 11/6/2011 12:54:40 PM |
mflawyer | $25.00 | 11/6/2011 12:58:55 PM |
RiskAdverse | $25.00 | 11/6/2011 2:23:11 PM |
gentle-gold | $25.00 | 11/6/2011 1:29:18 PM |
BuckeyeGuy | $25.00 | 11/6/2011 4:57:45 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:30 PM |
FrayBentos | $25.00 | 11/6/2011 2:16:52 PM |
moola-rose8 | $50.00 | 11/6/2011 3:34:22 PM |
jo2y | $25.00 | 11/6/2011 3:57:14 PM |
paladin510 | $50.00 | 11/6/2011 5:16:20 PM |
295 Investments
|
Borrower Payment Dependent Notes Series
537109
This series of Notes was issued and sold upon the funding of the borrower loan #56023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 8m |
Amount delinquent:
| $300 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,629 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 106% | | |
| |
Homeownership:
| No | | |
Screen name:
| cbw1953 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Nov-2010)
680-699
(Jul-2010)
640-659
(Jan-2008)
540-559
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan: Pay off car loan and credit cards.
This loan will be used to...Pay off car loan and credit cards.
My financial situation:
I am a good candidate for this loan because...I have paid off a previous loan with prosper.I am gainfully employed and will have a promotion and more money next year.
Monthly net income: $2600
Monthly expenses: $2300
Housing: $1100.
Insurance: $75.
Car expenses: $300.
Utilities: $225
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $100.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $84.00 | 11/3/2011 5:02:40 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:48 PM |
vutah | $40.00 | 11/3/2011 5:30:05 PM |
janeybooboo | $50.00 | 11/3/2011 5:03:45 PM |
km007 | $25.00 | 11/3/2011 5:07:45 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:43 PM |
pembull | $25.00 | 11/3/2011 5:24:34 PM |
wise-deal-panda | $200.00 | 11/3/2011 5:51:30 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:23 PM |
thankful-nickel2 | $25.00 | 11/3/2011 6:54:26 PM |
deepblue34 | $30.00 | 11/3/2011 7:48:07 PM |
marwadi-62 | $490.00 | 11/3/2011 7:50:26 PM |
LittleMingo | $25.00 | 11/4/2011 3:19:48 AM |
real-return | $25.00 | 11/3/2011 8:58:45 PM |
CA-Lender | $25.00 | 11/3/2011 9:08:47 PM |
gold-miser9 | $125.00 | 11/4/2011 7:14:55 AM |
SecondChanceLendingSERV | $25.00 | 11/4/2011 5:20:47 AM |
brondero | $41.00 | 11/4/2011 8:32:02 AM |
Bob450 | $30.00 | 11/4/2011 7:09:03 AM |
FarmersBank | $38.22 | 11/4/2011 7:27:07 AM |
Kash2010lu | $30.00 | 11/4/2011 7:13:59 AM |
Socorro_Capital_Partners | $25.01 | 11/4/2011 9:45:35 AM |
beer-gardener | $100.00 | 11/4/2011 7:49:07 AM |
dws2380 | $25.00 | 11/4/2011 7:49:27 AM |
contract-student2 | $50.00 | 11/4/2011 8:42:09 AM |
trumpeter5 | $25.00 | 11/4/2011 8:48:15 AM |
investment-artist | $27.00 | 11/4/2011 8:53:31 AM |
integrity-electron9 | $50.00 | 11/4/2011 8:06:15 AM |
LivingInvestments01 | $36.75 | 11/4/2011 8:13:45 AM |
credit-missile | $110.00 | 11/4/2011 9:05:33 AM |
graceful-investment | $50.00 | 11/4/2011 9:15:00 AM |
lendstats_com | $300.00 | 11/4/2011 8:40:46 AM |
moola-buddy | $25.18 | 11/4/2011 9:31:13 AM |
money-baron-Roth401k | $50.00 | 11/4/2011 9:44:29 AM |
terrific-dough6 | $50.00 | 11/4/2011 9:56:36 AM |
2grindstones | $25.00 | 11/4/2011 10:29:39 AM |
economy-coup | $50.00 | 11/4/2011 10:16:51 AM |
rs999 | $25.00 | 11/4/2011 10:41:13 AM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:41 PM |
fascinating-generosity3 | $50.00 | 11/4/2011 11:54:09 AM |
sgt-schultz | $30.00 | 11/4/2011 1:47:24 PM |
high_flyer | $200.00 | 11/4/2011 1:00:59 PM |
gothampark | $25.00 | 11/4/2011 1:42:15 PM |
twjh | $25.00 | 11/4/2011 12:30:42 PM |
pembull | $75.00 | 11/3/2011 5:01:56 PM |
312-Lender | $25.00 | 11/3/2011 5:05:15 PM |
DHolly | $31.00 | 11/3/2011 5:19:18 PM |
innovator2 | $75.00 | 11/3/2011 5:50:31 PM |
RoZu_Lending | $100.00 | 11/3/2011 5:52:15 PM |
amlu1988 | $25.00 | 11/3/2011 8:27:12 PM |
Frover | $25.00 | 11/3/2011 8:45:45 PM |
atlas-shrugged | $200.00 | 11/3/2011 9:33:06 PM |
realtormoises | $25.00 | 11/3/2011 9:46:36 PM |
travels536 | $25.02 | 11/3/2011 10:02:17 PM |
let_me_retire | $50.00 | 11/3/2011 11:52:51 PM |
Rogelio48 | $30.00 | 11/3/2011 7:41:54 PM |
NekHoldings | $25.00 | 11/3/2011 8:03:38 PM |
SolarMoonshine | $25.00 | 11/4/2011 3:52:12 AM |
tremendous-dough2 | $100.00 | 11/3/2011 8:34:11 PM |
Lanewest | $50.00 | 11/4/2011 5:28:12 AM |
Mikale360 | $25.00 | 11/3/2011 9:36:53 PM |
Feyenoord | $30.00 | 11/3/2011 11:12:31 PM |
suave-dime6 | $25.00 | 11/4/2011 2:39:22 AM |
bid-stockpiler1 | $25.00 | 11/4/2011 4:34:30 AM |
zone6 | $100.00 | 11/4/2011 5:28:18 AM |
eod_man | $50.00 | 11/4/2011 5:15:55 AM |
Fire2 | $25.03 | 11/4/2011 5:26:30 AM |
farchoir | $25.00 | 11/4/2011 5:57:25 AM |
mikeandcat | $128.57 | 11/4/2011 6:13:39 AM |
papaloha | $200.00 | 11/4/2011 8:58:04 AM |
courteous-note1 | $115.96 | 11/4/2011 9:32:30 AM |
LivingInvestments00 | $35.80 | 11/4/2011 8:15:53 AM |
AndChicksforFree | $50.00 | 11/4/2011 8:07:10 AM |
money-baron-roth-IRA | $50.00 | 11/4/2011 8:34:41 AM |
onecooldrink | $25.00 | 11/4/2011 9:02:28 AM |
HHP | $66.00 | 11/4/2011 9:47:38 AM |
handy-justice | $50.00 | 11/4/2011 9:30:58 AM |
MoneyForNothing | $33.70 | 11/4/2011 9:53:14 AM |
SLN-10 | $100.00 | 11/4/2011 10:18:09 AM |
grnii78 | $50.00 | 11/4/2011 10:10:47 AM |
The_Phantom | $25.00 | 11/4/2011 11:01:52 AM |
BigSkyFinancial | $30.00 | 11/4/2011 10:42:07 AM |
Mr333 | $100.00 | 11/4/2011 10:48:04 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:36 AM |
servnyou | $45.00 | 11/4/2011 11:02:59 AM |
listing-trapper3 | $50.00 | 11/4/2011 11:30:32 AM |
Retiredsailor65 | $25.00 | 11/4/2011 10:55:16 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:35 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:05 AM |
fund-bauble | $50.00 | 11/4/2011 12:56:48 PM |
new-gold-wrangler | $1,616.76 | 11/4/2011 2:50:57 PM |
irrelevant | $25.00 | 11/4/2011 2:05:06 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
537121
This series of Notes was issued and sold upon the funding of the borrower loan #56027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 70% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,088 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| immaculate-leverage2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Road to Debt Free
This loan will be used to pay off all our credit card debt. This is the last amount needed to be debt free. This loan will allow us to concolidate that debt and pay it off quicker.
I am a good candidate for this loan because my wife and I are determined to become debt free. Since January 2011 we have paid off over 75% of my wifes debt and this will cover the last of hers and the rest of mine. We are determined and are looking forward to vigorously saving for our retirement and for the future of our children.
Monthly net income: $8900
Monthly expenses: $ 8700
Housing: $ 2500 (primary residence plus rental home)
Insurance: $200
Car expenses: $700
Utilities: $ 300
Phone, cable, internet: $ 400
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $ 2500 (credit cards, medical bills, student loans)
Other expenses: $1100 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BenR | $100.00 | 11/4/2011 5:03:06 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:27 PM |
fortytwo | $150.00 | 11/4/2011 6:39:21 PM |
economy-coup | $50.00 | 11/4/2011 7:04:21 PM |
fountain355 | $25.00 | 11/5/2011 5:08:14 AM |
exchange-upholder0 | $25.00 | 11/5/2011 8:27:10 PM |
worth-blanket2 | $6,700.00 | 11/7/2011 3:02:20 PM |
loyaltyologist | $20.00 | 11/7/2011 3:51:32 PM |
papaloha | $25.00 | 11/4/2011 7:37:55 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:31 PM |
capitalelstiltskin2 | $25.00 | 11/5/2011 8:47:15 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:04 PM |
bid-stockpiler1 | $25.00 | 11/6/2011 5:54:11 AM |
social-hunter5 | $25.00 | 11/6/2011 9:00:55 AM |
vine99 | $80.00 | 11/6/2011 9:33:53 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
537129
This series of Notes was issued and sold upon the funding of the borrower loan #56065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 42% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,079 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-credit3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Load
Purpose of loan: Debt Consolidation
My financial situation: Very Good. I was laid off for about a year in 2008 but I have been working for the same company for the last 2.5 years. When I was laid off I developed some credit card debt. I would like to consolidate that so I am not paying the high interest.
I am a good candidate for this loan because I have never missed or made a late payment, as my credit report shows.
Yearly Gross Income $55,000.00
Monthly Gross income: $4583.00
Monthly expenses: $ Listed below
Housing: $0 parents own my home. I dont pay rent or mortgage. This has been my housing situation since 1990 and will not change.
Insurance: $100
Car expenses: $0 - PAID OFF
Utilities: $90
Phone, cable, internet: $ 200
Clothing, household expenses: $50
Credit cards and other loans: Total a bit over $15000. The main credit card is Home Depot. I only have balances on 4 credit cards even though I have other open accounts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/3/2011 5:23:18 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:54 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:57 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:14 PM |
Goodlender42 | $25.00 | 11/4/2011 5:35:00 AM |
john0720 | $25.00 | 11/4/2011 7:27:00 AM |
Bank_Of_XL | $25.00 | 11/4/2011 11:18:53 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:16 AM |
BenR | $100.00 | 11/4/2011 11:50:16 AM |
revenue-achievement | $25.00 | 11/4/2011 3:23:04 PM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:21 AM |
1phantom | $25.00 | 11/5/2011 8:32:32 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:55 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:34 AM |
Kaj | $25.00 | 11/5/2011 1:07:09 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:56 PM |
credit-maple5 | $100.00 | 11/5/2011 12:58:56 PM |
intelligent-repayment8 | $1,300.00 | 11/5/2011 1:41:13 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:37 PM |
hostbank | $100.00 | 11/5/2011 3:18:42 PM |
new-ore-venture | $100.00 | 11/5/2011 3:47:06 PM |
feiandasun | $25.00 | 11/5/2011 3:52:02 PM |
makerain | $100.00 | 11/5/2011 7:05:19 PM |
justice-hawk | $25.00 | 11/5/2011 9:01:54 PM |
natural-greenback6 | $25.00 | 11/5/2011 9:26:22 PM |
philantist | $30.00 | 11/5/2011 9:43:07 PM |
mcgillis99 | $25.00 | 11/5/2011 9:52:01 PM |
mr_haldane | $30.00 | 11/6/2011 6:10:13 AM |
Sixmil | $100.00 | 11/6/2011 9:42:41 AM |
kulender | $50.00 | 11/6/2011 6:22:45 AM |
samo102us | $25.00 | 11/6/2011 12:32:30 PM |
CalBear5 | $25.00 | 11/6/2011 12:33:19 PM |
agile-responsibility | $25.00 | 11/6/2011 1:16:37 PM |
Doodlemeyer | $25.00 | 11/6/2011 1:19:50 PM |
the-dollar-topper | $150.00 | 11/6/2011 1:27:32 PM |
prohelper | $25.00 | 11/6/2011 2:02:33 PM |
exact-loan5 | $50.00 | 11/6/2011 2:11:38 PM |
jescowa | $50.00 | 11/6/2011 2:20:30 PM |
rate-mogul | $50.00 | 11/6/2011 2:15:45 PM |
AceInTheHole | $25.00 | 11/6/2011 4:34:19 PM |
BuckeyeGuy | $25.00 | 11/6/2011 4:57:44 PM |
CashFlow13 | $100.00 | 11/6/2011 2:11:14 PM |
Hexnut | $50.00 | 11/6/2011 7:04:08 PM |
payment-halo | $25.00 | 11/6/2011 7:35:21 PM |
valiant-money | $35.00 | 11/6/2011 3:40:02 PM |
love-interest | $25.00 | 11/6/2011 8:05:40 PM |
jo2y | $25.00 | 11/6/2011 3:57:13 PM |
DadWarbucks | $25.00 | 11/6/2011 8:25:00 PM |
Auburnmist | $25.00 | 11/6/2011 4:31:59 PM |
gizzywump | $25.00 | 11/6/2011 6:24:56 PM |
herbyman | $50.00 | 11/6/2011 6:37:44 PM |
moola-gargantuan9 | $50.00 | 11/6/2011 6:47:06 PM |
Tasmir | $25.00 | 11/6/2011 8:32:06 PM |
ThomasC | $50.00 | 11/7/2011 5:00:37 AM |
velocity-aurora | $50.00 | 11/7/2011 5:39:27 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:22 PM |
brazilofmux | $100.00 | 11/7/2011 7:27:52 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:08 AM |
jblack01 | $25.00 | 11/7/2011 5:15:03 AM |
runge2777 | $25.00 | 11/7/2011 8:37:00 AM |
rdrloan | $50.00 | 11/7/2011 8:38:19 AM |
ingenious-diversification | $75.00 | 11/7/2011 9:06:05 AM |
loot-heart | $25.00 | 11/7/2011 9:08:02 AM |
golden-cat | $25.00 | 11/7/2011 6:41:32 AM |
hebergee | $25.00 | 11/7/2011 7:00:37 AM |
wayman | $25.00 | 11/7/2011 7:08:11 AM |
jalapeno2 | $25.00 | 11/7/2011 9:10:23 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:51 AM |
vennp | $50.00 | 11/7/2011 9:55:30 AM |
Taz-Man-IIWIS | $25.00 | 11/7/2011 9:56:58 AM |
LeReve | $25.00 | 11/7/2011 9:34:43 AM |
Mark-7 | $50.00 | 11/7/2011 10:01:18 AM |
DrNano | $50.00 | 11/7/2011 10:09:13 AM |
helpinghand63 | $25.00 | 11/7/2011 10:04:04 AM |
power-persimmon5 | $25.00 | 11/7/2011 9:11:58 AM |
ndrak | $25.00 | 11/7/2011 10:30:33 AM |
money-bauble | $100.00 | 11/7/2011 11:19:11 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:48 AM |
jrbill1998 | $50.00 | 11/7/2011 11:25:10 AM |
asmithj | $25.00 | 11/7/2011 9:35:30 AM |
intuitive-camaraderi9 | $25.00 | 11/7/2011 11:23:19 AM |
productive-principal7 | $25.00 | 11/7/2011 11:26:48 AM |
nycfinance | $25.00 | 11/7/2011 12:38:10 PM |
red-sincere-fund | $25.00 | 11/7/2011 9:50:28 AM |
dordee | $75.00 | 11/7/2011 9:51:21 AM |
mbcjk | $46.35 | 11/7/2011 9:52:42 AM |
Crie | $25.93 | 11/7/2011 12:25:23 PM |
jeewrx | $50.00 | 11/7/2011 12:36:54 PM |
careful-note1 | $25.00 | 11/7/2011 1:33:12 PM |
janus_god | $25.00 | 11/7/2011 1:02:17 PM |
Banker7371 | $25.00 | 11/7/2011 10:39:24 AM |
seabassx | $25.00 | 11/7/2011 2:35:37 PM |
deal-secret-agent | $25.00 | 11/7/2011 11:44:11 AM |
Eastern | $50.00 | 11/7/2011 1:19:48 PM |
new-gold-wrangler | $1,113.24 | 11/7/2011 2:43:12 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:49 PM |
credit-coach118 | $35.27 | 11/3/2011 8:46:53 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:12 AM |
evnagelist | $25.00 | 11/4/2011 10:15:22 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:35 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:05 AM |
riskreward | $250.00 | 11/4/2011 11:56:42 AM |
platinum-genetics | $25.00 | 11/4/2011 7:13:52 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:40 PM |
credit-kahuna | $78.14 | 11/4/2011 8:34:22 PM |
radforj22 | $25.00 | 11/5/2011 10:14:02 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:04 AM |
rescue | $100.00 | 11/5/2011 11:16:52 AM |
bullish2bearish | $25.00 | 11/5/2011 10:51:04 AM |
enterprising-credit2 | $25.00 | 11/5/2011 1:33:59 PM |
figs4u2 | $100.00 | 11/5/2011 2:36:08 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:31 PM |
witty-credit467 | $25.00 | 11/5/2011 3:11:42 PM |
JLMGroupFunds | $25.00 | 11/5/2011 3:25:55 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:55 PM |
zbfamwl | $25.00 | 11/5/2011 5:01:43 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:19 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:34 PM |
principal-duckling | $50.00 | 11/5/2011 7:45:09 PM |
simeonthewhale | $25.00 | 11/6/2011 4:10:24 AM |
dollar-tornado3 | $25.00 | 11/6/2011 4:17:09 AM |
henmota | $25.00 | 11/5/2011 7:42:36 PM |
a275ranger | $30.00 | 11/5/2011 8:54:18 PM |
mighty-payout1 | $25.00 | 11/5/2011 10:02:52 PM |
rich266 | $25.00 | 11/6/2011 8:59:56 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:11 AM |
refined-return922 | $25.00 | 11/6/2011 6:25:44 AM |
amijo | $25.00 | 11/6/2011 10:40:09 AM |
organized-payment6 | $50.00 | 11/6/2011 7:51:36 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:19 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:48 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:05 PM |
ramsba | $50.00 | 11/6/2011 10:17:31 AM |
hanuman77 | $25.00 | 11/6/2011 12:27:47 PM |
market-assembler | $25.00 | 11/6/2011 12:29:37 PM |
greenkid | $25.00 | 11/6/2011 12:39:56 PM |
jazz619 | $25.00 | 11/6/2011 1:06:16 PM |
interest-nexus | $25.00 | 11/6/2011 1:15:22 PM |
cash-reaction2 | $50.00 | 11/6/2011 12:27:11 PM |
hard-working-rate3 | $100.00 | 11/6/2011 2:00:55 PM |
reflective-cash0 | $50.00 | 11/6/2011 1:21:07 PM |
thoughtful-contract984 | $25.00 | 11/6/2011 4:06:54 PM |
adub1979 | $29.34 | 11/6/2011 7:21:44 PM |
Saleen06 | $46.73 | 11/6/2011 7:49:38 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:35 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:37 PM |
sentry256 | $25.00 | 11/6/2011 8:27:18 PM |
DreDub | $50.00 | 11/6/2011 5:03:22 PM |
justme4now | $25.00 | 11/6/2011 6:07:30 PM |
damanq | $25.00 | 11/7/2011 3:47:01 AM |
jazzlender | $50.00 | 11/7/2011 7:09:49 AM |
shellcollector | $25.00 | 11/7/2011 7:18:13 AM |
affluence-tambourine | $25.00 | 11/6/2011 10:50:52 PM |
Domgabriel | $25.00 | 11/7/2011 7:27:31 AM |
ect_2k20 | $25.00 | 11/7/2011 8:27:55 AM |
szetheli | $125.00 | 11/7/2011 8:08:49 AM |
five-star-justice | $25.00 | 11/7/2011 6:03:09 AM |
versatilenyguy | $50.00 | 11/7/2011 9:43:28 AM |
abundant-dollar7 | $100.00 | 11/7/2011 9:24:49 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:39 AM |
fairness-hammock | $25.00 | 11/7/2011 10:43:57 AM |
orbital-gain | $50.00 | 11/7/2011 10:49:09 AM |
green28 | $100.00 | 11/7/2011 9:33:44 AM |
wise-deal-panda | $100.00 | 11/7/2011 11:39:57 AM |
RetiredATC | $50.00 | 11/7/2011 11:42:26 AM |
wigglesworth4 | $300.00 | 11/7/2011 10:04:18 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:54 AM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:41:35 PM |
kchen486 | $50.00 | 11/7/2011 2:08:31 PM |
bellaquito | $2,000.00 | 11/7/2011 1:34:54 PM |
director877 | $25.00 | 11/7/2011 2:39:07 PM |
Tylerh | $500.00 | 11/7/2011 2:19:29 PM |
haplender | $50.00 | 11/7/2011 11:31:52 AM |
the2monkeys | $25.00 | 11/7/2011 1:17:23 PM |
174 Investments
|
Borrower Payment Dependent Notes Series
537137
This series of Notes was issued and sold upon the funding of the borrower loan #56081, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 2/ 3 |
Revolving credit balance:
| $4,000 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| power-hawk6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expenses
Purpose of loan:
This loan will be used to...pay for auto damage and debt expenses
My financial situation:
I am a good candidate for this loan because I am full time employee and im financially stable to make the monthly payments requred...
Monthly net income: $6000
Monthly expenses: $ 3000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/7/2011 8:05:43 PM |
fountain355 | $25.00 | 11/8/2011 5:09:17 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:35 PM |
worth-blanket2 | $7,400.00 | 11/9/2011 7:42:54 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
537179
This series of Notes was issued and sold upon the funding of the borrower loan #56066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $426.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 14% |
Credit score:
| 840-859 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,006 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bear324 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Siding project in my condo
Purpose of loan:
This loan will be used to pay for the siding project in my condo. The condo needs a special assessment and I prefer the rate from Prosper than the one proposed by the community. I'm less than a year away for paying off my car and those payments more than cover this loan payments. I want to use the extra money from my car payments and this loan to keep my cash flow steady!
My financial situation:
I am a good candidate for this loan because I have been working for Microsoft for almost 4 years now. I make enough money to not even need this loan, but this will allow me to better plan my cash flow. I'm a cash flow person.
I own my house, my car, have enough savings discipline to pay for my vacations in cash and carry ZERO consumer debt.
Once again, this is just a cash flow protection as this is an unplanned expense. If the loan is not completed, I would be able to fund it either way.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vivacious-truth3 | $25.00 | 11/3/2011 5:19:36 PM |
cnovak | $25.00 | 11/3/2011 5:23:18 PM |
green-trade-dolphin2 | $35.02 | 11/3/2011 5:02:18 PM |
figs4u2 | $100.00 | 11/3/2011 5:17:41 PM |
AmericanCredit | $50.00 | 11/3/2011 5:22:02 PM |
jazz619 | $25.00 | 11/3/2011 5:30:30 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:16:29 PM |
integrity-saver | $100.00 | 11/3/2011 6:00:15 PM |
witness18 | $200.00 | 11/3/2011 9:45:11 PM |
Nazbuster | $100.00 | 11/3/2011 7:13:09 PM |
blot44 | $100.00 | 11/3/2011 10:33:20 PM |
BxRealtor | $25.00 | 11/4/2011 6:29:36 AM |
encore06 | $25.00 | 11/4/2011 7:13:03 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:09 AM |
bb575 | $50.00 | 11/4/2011 10:05:46 AM |
euro-deployment | $25.00 | 11/4/2011 8:58:49 AM |
best-ingenious-funds | $74.01 | 11/4/2011 10:11:12 AM |
Dollars4Rent | $50.00 | 11/4/2011 10:10:12 AM |
whipone | $25.00 | 11/4/2011 10:53:37 AM |
evnagelist | $25.00 | 11/4/2011 10:15:22 AM |
j2ee | $25.00 | 11/4/2011 10:19:35 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:12 AM |
rockytop | $50.00 | 11/4/2011 10:44:52 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:31 AM |
massuot | $25.00 | 11/4/2011 11:30:44 AM |
indomitable-coin | $25.00 | 11/4/2011 11:13:34 AM |
BankofHank | $150.00 | 11/4/2011 11:16:40 AM |
minista | $25.00 | 11/4/2011 12:40:34 PM |
Azonic21 | $25.00 | 11/4/2011 11:46:49 AM |
quantumwellguy | $50.00 | 11/4/2011 11:45:16 AM |
Darts | $50.00 | 11/4/2011 11:49:31 AM |
mnmcarve | $25.00 | 11/4/2011 5:14:56 PM |
fortytwo | $150.00 | 11/4/2011 6:39:15 PM |
myworld701 | $25.00 | 11/5/2011 5:07:04 AM |
penguino | $100.00 | 11/5/2011 7:21:52 AM |
lounges | $50.00 | 11/5/2011 7:27:25 AM |
1phantom | $25.00 | 11/5/2011 8:32:33 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:05 AM |
fireboss | $75.18 | 11/5/2011 10:23:11 AM |
Curly-Girly | $25.00 | 11/5/2011 8:54:55 AM |
irishcocacola | $25.00 | 11/5/2011 10:51:36 AM |
gr8_r8 | $50.00 | 11/5/2011 11:31:34 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:34 PM |
first-favorite-bonus9 | $25.00 | 11/5/2011 12:22:38 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:46 PM |
LoanDMC | $25.00 | 11/5/2011 12:31:37 PM |
sjlender | $100.00 | 11/5/2011 1:17:34 PM |
velocity-solo | $25.00 | 11/5/2011 12:53:40 PM |
Syzygy | $25.00 | 11/5/2011 2:59:42 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:15:43 PM |
tastytitan | $50.00 | 11/5/2011 4:32:48 PM |
mcgillis99 | $25.00 | 11/5/2011 9:52:01 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:19 PM |
ingenious-order783 | $50.00 | 11/6/2011 8:48:03 AM |
tlam168 | $25.00 | 11/6/2011 10:09:11 AM |
gentle-gold | $25.00 | 11/6/2011 1:29:18 PM |
YummiBear | $25.00 | 11/6/2011 7:12:23 PM |
majestic-income1 | $25.00 | 11/6/2011 7:42:20 PM |
productive-finance | $25.00 | 11/6/2011 11:25:35 PM |
ThomasC | $50.00 | 11/7/2011 5:00:38 AM |
ritwngr | $25.00 | 11/7/2011 6:23:00 AM |
a-exponential-hope | $25.00 | 11/7/2011 7:24:10 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:08 AM |
klin | $50.00 | 11/7/2011 8:48:34 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:02 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:46 AM |
Bank42 | $42.54 | 11/7/2011 1:49:09 PM |
totoro | $25.00 | 11/7/2011 4:13:38 PM |
OCedHrt | $25.00 | 11/7/2011 2:09:34 PM |
gt1687c | $50.00 | 11/7/2011 7:53:33 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:50 PM |
Auditman | $50.00 | 11/8/2011 12:35:38 AM |
gavinsp | $25.00 | 11/8/2011 6:26:28 AM |
aasx1108 | $25.00 | 11/8/2011 9:39:59 AM |
currency-saguaro9 | $377.44 | 11/8/2011 2:30:27 PM |
paladin510 | $50.00 | 11/8/2011 4:52:22 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:30 PM |
keichi03 | $50.00 | 11/8/2011 5:01:55 PM |
BeachWalkz | $50.00 | 11/9/2011 5:24:59 AM |
houli123 | $50.00 | 11/9/2011 6:49:00 AM |
the-cash-piano | $25.00 | 11/9/2011 7:55:30 AM |
crescent6 | $25.00 | 11/9/2011 9:27:43 AM |
BlessedEveryDay | $30.00 | 11/9/2011 6:29:55 AM |
damanq | $25.00 | 11/9/2011 8:30:37 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:51 AM |
holesome | $25.00 | 11/9/2011 9:34:32 AM |
mrpowers5531 | $25.00 | 11/9/2011 11:14:02 AM |
dgerts | $100.00 | 11/9/2011 11:08:02 AM |
chicagobear23 | $25.00 | 11/9/2011 11:27:49 AM |
RG | $25.00 | 11/9/2011 11:20:26 AM |
buukyak | $25.00 | 11/9/2011 11:43:16 AM |
Cheburashka | $25.00 | 11/9/2011 11:41:17 AM |
Trinkaloki | $25.00 | 11/9/2011 11:44:20 AM |
Solid-Platinum | $35.00 | 11/9/2011 12:05:41 PM |
Mr_Marcus | $25.00 | 11/9/2011 11:56:39 AM |
chlebie | $50.00 | 11/9/2011 12:01:45 PM |
bonus-tent | $25.00 | 11/9/2011 12:23:22 PM |
KLCRAY | $25.00 | 11/9/2011 12:13:01 PM |
solstice175 | $25.00 | 11/9/2011 12:27:17 PM |
flexiboy35 | $25.00 | 11/9/2011 12:35:54 PM |
Zeattle | $25.00 | 11/9/2011 12:56:00 PM |
Quaven | $25.00 | 11/9/2011 11:26:58 AM |
kbguru | $25.00 | 11/9/2011 11:31:44 AM |
get30inc | $50.00 | 11/9/2011 12:26:15 PM |
Kijib | $25.00 | 11/9/2011 11:34:09 AM |
ceg451 | $25.00 | 11/9/2011 12:28:24 PM |
Keebs | $25.00 | 11/9/2011 11:36:43 AM |
brightest-durability-chomper | $25.00 | 11/9/2011 2:00:53 PM |
neumarcx | $100.00 | 11/9/2011 12:33:29 PM |
tenacious-affluence | $100.00 | 11/9/2011 12:37:35 PM |
ChicoBob | $25.00 | 11/9/2011 11:49:12 AM |
BanqueDeD | $25.00 | 11/9/2011 3:50:00 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:25 PM |
dmk2006 | $25.00 | 11/9/2011 12:03:52 PM |
jfd287 | $25.00 | 11/9/2011 12:07:35 PM |
Marietta | $25.00 | 11/9/2011 5:07:18 PM |
Hoov | $25.00 | 11/9/2011 4:33:39 PM |
Richmp412 | $25.00 | 11/9/2011 4:44:24 PM |
Panna | $25.00 | 11/9/2011 12:24:51 PM |
impressive-loan | $100.00 | 11/9/2011 5:07:40 PM |
emo13 | $50.00 | 11/9/2011 12:33:58 PM |
Chuck9802 | $25.00 | 11/9/2011 5:31:17 PM |
aabadabadoo | $50.00 | 11/9/2011 2:27:08 PM |
partner-N-time | $25.00 | 11/9/2011 5:39:13 PM |
MoneySiles | $25.00 | 11/9/2011 5:21:49 PM |
power-collider | $100.00 | 11/9/2011 2:55:38 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:32 PM |
Munnie | $50.00 | 11/9/2011 5:31:35 PM |
spiff666 | $26.66 | 11/9/2011 5:40:03 PM |
reinforced-revenue069 | $25.00 | 11/3/2011 5:11:38 PM |
kenji4861 | $25.00 | 11/3/2011 5:28:12 PM |
windfall46 | $25.00 | 11/3/2011 5:33:24 PM |
Harry | $50.00 | 11/3/2011 5:51:42 PM |
Clambake | $25.00 | 11/3/2011 6:02:40 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:09 PM |
blue-useful-auction | $25.00 | 11/4/2011 6:40:28 AM |
enchanted-reward3 | $75.00 | 11/4/2011 7:53:48 AM |
tenacious-payout | $50.00 | 11/4/2011 8:40:55 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:12 AM |
ujiba | $50.00 | 11/4/2011 10:11:40 AM |
freesia54 | $26.00 | 11/4/2011 10:52:27 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:36 AM |
neighborly-hope6 | $100.00 | 11/4/2011 11:31:03 AM |
radiant-integrity | $250.00 | 11/4/2011 12:23:39 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:58 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:02 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:17 PM |
alpinaut | $25.00 | 11/4/2011 6:11:09 PM |
britgsb | $25.00 | 11/4/2011 6:51:11 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:53 PM |
jpblan11 | $25.00 | 11/5/2011 6:04:42 AM |
alpinaut | $50.00 | 11/5/2011 7:39:40 AM |
Interloper | $33.00 | 11/5/2011 8:48:01 AM |
radforj22 | $25.00 | 11/5/2011 10:14:02 AM |
Emgolda | $25.00 | 11/5/2011 10:13:42 AM |
frankdelraza | $50.00 | 11/5/2011 10:47:52 AM |
gracej | $25.00 | 11/5/2011 12:07:20 PM |
scholarly-benefit5 | $25.00 | 11/5/2011 1:38:31 PM |
slartibardfast | $25.00 | 11/5/2011 2:54:33 PM |
wtrboy | $25.00 | 11/5/2011 2:10:54 PM |
scojo | $25.02 | 11/5/2011 3:28:51 PM |
zbfamwl | $50.00 | 11/5/2011 4:57:15 PM |
studious-revenue7 | $50.00 | 11/5/2011 6:26:25 PM |
Tahoeguy | $50.00 | 11/6/2011 6:28:53 AM |
restless-balance9 | $50.00 | 11/6/2011 9:53:01 AM |
degster | $25.00 | 11/6/2011 7:30:20 AM |
phenomenal-gain5 | $25.00 | 11/6/2011 11:42:52 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:11 AM |
nuclearmoose | $25.00 | 11/6/2011 10:54:42 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:19 AM |
Weaverville | $50.00 | 11/6/2011 7:14:59 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:29 PM |
vine99 | $90.00 | 11/6/2011 9:20:38 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:23 PM |
brazilofmux | $100.00 | 11/7/2011 7:27:53 AM |
cachecrew | $50.00 | 11/7/2011 9:27:29 AM |
rmachi | $25.00 | 11/7/2011 9:38:33 AM |
themoneydoctor | $239.65 | 11/7/2011 10:10:53 AM |
Tylerh | $500.00 | 11/7/2011 2:19:30 PM |
MonkeyHero | $100.00 | 11/7/2011 9:53:27 PM |
axl163 | $25.00 | 11/7/2011 10:01:09 PM |
preciouschild | $60.00 | 11/8/2011 5:27:29 AM |
managedfund | $500.00 | 11/8/2011 8:32:45 AM |
ParadigmShift | $75.00 | 11/8/2011 12:16:28 PM |
Jtomtom | $50.00 | 11/8/2011 5:33:50 PM |
larslfe | $25.00 | 11/8/2011 5:47:04 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:54 PM |
awesome-income4 | $25.00 | 11/8/2011 5:35:10 PM |
gsp1885 | $43.00 | 11/8/2011 8:57:49 PM |
syounker | $25.00 | 11/8/2011 6:43:49 PM |
UncleTupelo2 | $25.00 | 11/9/2011 5:20:55 AM |
bouvierchamp | $25.00 | 11/8/2011 7:43:25 PM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:22 AM |
dordee | $77.55 | 11/9/2011 9:44:36 AM |
hrubinst | $50.00 | 11/9/2011 9:37:05 AM |
GodzillaLending | $25.00 | 11/9/2011 10:07:31 AM |
MiniBank998 | $25.00 | 11/9/2011 10:32:43 AM |
emt747 | $25.00 | 11/9/2011 11:00:33 AM |
phillipd48 | $25.00 | 11/9/2011 11:09:58 AM |
benefit-dreams | $25.00 | 11/9/2011 10:04:17 AM |
fairness-transporter6 | $25.00 | 11/9/2011 11:21:25 AM |
the2monkeys | $25.00 | 11/9/2011 11:16:02 AM |
Philolend | $25.00 | 11/9/2011 11:32:35 AM |
Zeenos | $300.00 | 11/9/2011 10:28:06 AM |
paramjit | $50.00 | 11/9/2011 11:22:32 AM |
Preteur | $25.00 | 11/9/2011 11:29:08 AM |
Rdodson11 | $25.00 | 11/9/2011 11:30:27 AM |
littlemonkey | $25.00 | 11/9/2011 11:47:50 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:44 AM |
openness-prospector | $25.00 | 11/9/2011 11:53:22 AM |
1redfish | $100.00 | 11/9/2011 11:52:54 AM |
valiant-liberty4 | $25.00 | 11/9/2011 11:59:33 AM |
ATOHokie | $25.00 | 11/9/2011 12:14:12 PM |
wealth-influencer | $25.00 | 11/9/2011 12:18:07 PM |
Turkish101 | $25.00 | 11/9/2011 12:18:52 PM |
Railbird | $25.00 | 11/9/2011 12:07:17 PM |
JazzFranchise | $25.00 | 11/9/2011 12:11:34 PM |
mike_banker | $50.00 | 11/9/2011 12:25:31 PM |
iaffy | $50.00 | 11/9/2011 12:27:50 PM |
SanJoser | $25.00 | 11/9/2011 11:26:46 AM |
RayEarth | $25.00 | 11/9/2011 11:27:37 AM |
economy-molecule3 | $500.00 | 11/9/2011 12:21:32 PM |
dtrain5 | $50.00 | 11/9/2011 12:25:19 PM |
enterprising-integrity | $50.00 | 11/9/2011 12:29:40 PM |
ZeLonewolf | $25.00 | 11/9/2011 12:37:23 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:53 PM |
SB-Funding | $50.00 | 11/9/2011 2:24:45 PM |
orbital-gold4 | $30.00 | 11/9/2011 1:25:51 PM |
balance-bliss | $200.00 | 11/9/2011 1:40:36 PM |
investor7257 | $25.00 | 11/9/2011 12:03:36 PM |
spqrxxi | $25.00 | 11/9/2011 12:04:11 PM |
brutusbone | $25.00 | 11/9/2011 12:05:00 PM |
gojackgo | $50.00 | 11/9/2011 12:06:58 PM |
tlp43 | $25.00 | 11/9/2011 12:08:08 PM |
passbook | $25.00 | 11/9/2011 3:07:48 PM |
debt-fuse158 | $25.00 | 11/9/2011 12:11:31 PM |
peso-windmill | $25.00 | 11/9/2011 5:12:24 PM |
principal-trident | $100.00 | 11/9/2011 12:26:51 PM |
loyalty-circuitry | $100.00 | 11/9/2011 5:03:03 PM |
acropiloterau2002 | $25.00 | 11/9/2011 12:34:50 PM |
best-enriched-auction | $25.00 | 11/9/2011 5:30:41 PM |
orange-courageous-dedication | $25.00 | 11/9/2011 5:36:51 PM |
enterprising-credit2 | $25.00 | 11/9/2011 4:14:18 PM |
LiveNow | $50.00 | 11/9/2011 4:58:01 PM |
FortuneFund | $50.00 | 11/9/2011 5:19:07 PM |
dblaz5 | $500.00 | 11/9/2011 5:35:36 PM |
nicebank | $25.00 | 11/9/2011 5:38:29 PM |
oneeighty | $25.00 | 11/9/2011 5:41:51 PM |
p2p-paradise | $54.93 | 11/9/2011 5:48:59 PM |
249 Investments
|
Borrower Payment Dependent Notes Series
537189
This series of Notes was issued and sold upon the funding of the borrower loan #55936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 26y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,838 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-mushroom7 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...
My financial situation: I borrowed money from a friend to pay for my wife's dental surgery. My friend now has another family emergency and needs the money back sooner than expected.
I am a good candidate for this loan because I make enough money every month to make a payment, I just cannot pay the lump sum. I can also do an allotment directly to the creditor to repay the loan. I pay all my bills on time and always make more than the minimum payment. Also, I am an E-9 in the military and I will not separate until May 2016, so I am guaranteed employment until at least that date.
Monthly net income: $7,000.00
Monthly expenses:
Housing: $1706.00
Insurance: $120.00
Car expenses/Gas: $200.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $1000.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/7/2011 6:26:39 AM |
InChicago | $100.00 | 11/7/2011 5:34:54 PM |
DHolly | $31.00 | 11/4/2011 5:10:18 PM |
economy-coup | $50.00 | 11/4/2011 7:04:21 PM |
coin-investor | $25.00 | 11/4/2011 6:11:56 PM |
fortytwo | $150.00 | 11/4/2011 6:39:21 PM |
rescue | $100.00 | 11/5/2011 11:16:57 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:09 PM |
CA-Lender | $100.00 | 11/5/2011 12:32:44 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:30 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:29 PM |
Tylerh | $500.00 | 11/7/2011 2:19:35 PM |
hamster | $25.40 | 11/7/2011 3:40:29 PM |
beer-gardener | $100.00 | 11/7/2011 4:46:21 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:41 PM |
profit-powerplant | $25.00 | 11/7/2011 5:10:16 PM |
mercuriant | $25.00 | 11/7/2011 5:25:16 PM |
treasure-bliss | $25.00 | 11/7/2011 5:30:45 PM |
red-power-pecan | $50.00 | 11/7/2011 5:27:16 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:47 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:53 PM |
Green_Bay_Packers | $100.00 | 11/7/2011 5:47:57 PM |
nex | $25.00 | 11/7/2011 5:44:09 PM |
point-oyster5 | $25.00 | 11/7/2011 5:53:52 PM |
loss-of-control | $100.00 | 11/7/2011 5:58:19 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:03 PM |
treasure-generator | $25.00 | 11/7/2011 6:16:29 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:32 PM |
wildanne | $400.00 | 11/7/2011 6:26:48 PM |
CapitalismRocks | $25.00 | 11/7/2011 5:37:35 PM |
oskizzle | $25.00 | 11/7/2011 6:43:37 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:24 PM |
suave-dime6 | $25.00 | 11/7/2011 5:56:59 PM |
TronMedici | $50.00 | 11/7/2011 5:58:57 PM |
idastmerchants | $25.00 | 11/7/2011 6:49:33 PM |
scarlet-velvet | $25.08 | 11/7/2011 6:06:56 PM |
Whipster | $90.00 | 11/7/2011 7:11:20 PM |
arsisi | $25.00 | 11/7/2011 7:23:58 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:27:02 PM |
aultraman | $25.00 | 11/7/2011 7:32:14 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:54 PM |
assetmanager | $25.00 | 11/7/2011 7:47:40 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:29 PM |
miamibeachloaner | $25.00 | 11/7/2011 7:50:43 PM |
Wangchuk | $25.00 | 11/7/2011 7:56:46 PM |
gt1687c | $25.00 | 11/7/2011 7:54:57 PM |
a-resplendent-commitment | $25.00 | 11/7/2011 8:01:57 PM |
iaffy | $50.00 | 11/7/2011 8:07:51 PM |
ah-long | $25.00 | 11/7/2011 8:17:14 PM |
payout-achievement | $50.00 | 11/7/2011 8:23:47 PM |
blueshound | $25.00 | 11/7/2011 8:45:59 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:08 PM |
jhernand17 | $25.00 | 11/7/2011 7:27:12 PM |
2grindstones | $34.00 | 11/7/2011 9:03:37 PM |
wlm3012 | $50.00 | 11/7/2011 9:20:49 PM |
reward-adventure | $50.00 | 11/7/2011 7:50:16 PM |
lender4433 | $25.00 | 11/7/2011 8:31:23 PM |
AndChicksforFree | $25.00 | 11/4/2011 5:13:04 PM |
RoZu_Lending | $100.00 | 11/4/2011 5:04:19 PM |
lotuss4 | $25.00 | 11/4/2011 5:16:41 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:28 PM |
jjswanso | $25.00 | 11/4/2011 7:10:57 PM |
Wilhan | $25.00 | 11/6/2011 5:22:23 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:04 PM |
zone6 | $100.00 | 11/6/2011 7:28:22 PM |
palace2 | $200.00 | 11/7/2011 4:39:31 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:11 PM |
the-adventurous-capital | $25.00 | 11/7/2011 5:28:49 PM |
chemistry220 | $25.00 | 11/7/2011 5:32:36 PM |
unconquerable-cash | $100.00 | 11/7/2011 4:49:31 PM |
loanman2007 | $150.00 | 11/7/2011 5:48:43 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:11 PM |
pleasant-nickel0 | $25.00 | 11/7/2011 5:56:34 PM |
Tai | $25.00 | 11/7/2011 5:07:37 PM |
km007 | $25.00 | 11/7/2011 5:10:40 PM |
Wellman | $25.00 | 11/7/2011 6:09:33 PM |
green-inspiring-peace | $25.00 | 11/7/2011 5:15:47 PM |
hidavehi | $44.00 | 11/7/2011 6:14:13 PM |
economy-huckleberry0 | $25.00 | 11/7/2011 6:20:03 PM |
impressive-loan | $100.00 | 11/7/2011 5:33:54 PM |
miked8303 | $25.00 | 11/7/2011 6:28:27 PM |
Gobsek | $25.00 | 11/7/2011 6:28:29 PM |
five-star-note | $25.00 | 11/7/2011 7:07:50 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:32 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:46 PM |
vutah | $65.00 | 11/7/2011 7:13:52 PM |
rs999 | $25.00 | 11/7/2011 6:28:59 PM |
prohelper | $25.00 | 11/7/2011 7:48:44 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:14 PM |
rakstar | $25.00 | 11/7/2011 7:18:04 PM |
CAGE-Investments | $25.00 | 11/7/2011 7:21:38 PM |
cablenews | $100.00 | 11/7/2011 7:23:39 PM |
reinforced-gain7 | $389.06 | 11/7/2011 9:21:01 PM |
superb-kindness2 | $50.00 | 11/7/2011 8:01:23 PM |
larrybird | $696.46 | 11/7/2011 8:57:32 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
537191
This series of Notes was issued and sold upon the funding of the borrower loan #56098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,344 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-ferret7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan: Consolidate Credit cards
This loan will be used to...
My financial situation: Employed, and living well within my means
I am a good candidate for this loan because...I plan on paying back within 1 year and 7 months as opposed to 3 years.
Monthly net income: $10,000
Monthly expenses: $
Housing: $1400 /m
Insurance: $200
Car expenses: $300
Utilities: $90
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/4/2011 10:15:25 AM |
cnovak | $25.00 | 11/4/2011 10:28:05 AM |
pdub | $75.00 | 11/4/2011 10:43:54 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:48 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:41 PM |
nickel-ferret | $50.00 | 11/5/2011 8:37:06 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:21 AM |
rescue | $100.00 | 11/5/2011 11:16:54 AM |
Interloper | $29.00 | 11/5/2011 12:18:57 PM |
first-funds-palace | $25.00 | 11/5/2011 1:33:29 PM |
kulender | $50.00 | 11/6/2011 6:22:47 AM |
jescowa | $50.00 | 11/6/2011 2:20:31 PM |
Tylerh | $500.00 | 11/7/2011 2:19:31 PM |
mikrolown | $25.00 | 11/7/2011 12:35:05 PM |
riskreward | $250.00 | 11/7/2011 5:04:53 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:10 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:14 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:28 PM |
nybanker85 | $50.00 | 11/8/2011 6:39:07 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:57 AM |
hrubinst | $50.00 | 11/8/2011 5:46:33 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:57 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:48 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:30 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:50 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:05 PM |
rcm87 | $50.00 | 11/9/2011 6:27:21 AM |
power-collider | $25.00 | 11/9/2011 3:08:15 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:25 PM |
CashFlow13 | $100.00 | 11/9/2011 6:32:08 PM |
leverage-galleon | $27.71 | 11/9/2011 9:33:43 PM |
Searlzy | $25.00 | 11/10/2011 6:34:36 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:15 AM |
buyrite334 | $25.00 | 11/10/2011 9:48:39 AM |
Banker7371 | $25.00 | 11/10/2011 10:06:42 AM |
Ducatiman1978 | $25.00 | 11/10/2011 9:46:03 AM |
turbobrat | $25.00 | 11/10/2011 9:53:52 AM |
F16Pilot | $25.00 | 11/10/2011 10:02:22 AM |
abundant-dollar7 | $100.00 | 11/10/2011 10:10:41 AM |
market-assembler | $25.00 | 11/10/2011 10:22:49 AM |
LeReve | $25.00 | 11/10/2011 10:23:08 AM |
Malkial | $25.00 | 11/10/2011 10:26:59 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:15 AM |
Rick21 | $25.00 | 11/10/2011 9:58:24 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:44 PM |
indomitable-dedication | $25.00 | 11/10/2011 10:04:54 AM |
bba11er45 | $25.00 | 11/10/2011 1:07:42 PM |
wise-alluring-penny | $50.00 | 11/10/2011 1:59:27 PM |
restech | $25.00 | 11/10/2011 2:03:16 PM |
Pasagam | $50.00 | 11/10/2011 10:56:09 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:44 AM |
ursus | $50.00 | 11/10/2011 2:22:04 PM |
mlb1 | $55.00 | 11/10/2011 2:29:08 PM |
rakstar | $25.00 | 11/10/2011 2:04:21 PM |
Contact911 | $25.00 | 11/10/2011 2:15:06 PM |
prohelper | $25.00 | 11/10/2011 2:20:06 PM |
asmithj | $25.00 | 11/10/2011 2:25:06 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:46 PM |
managedfund | $750.00 | 11/10/2011 2:54:42 PM |
escharfer | $25.00 | 11/10/2011 2:43:01 PM |
ideal-platinum1 | $25.00 | 11/10/2011 2:44:08 PM |
LBOregon | $25.00 | 11/10/2011 2:49:21 PM |
ajst1 | $25.00 | 11/10/2011 3:18:11 PM |
invincible-dough | $25.00 | 11/10/2011 1:36:28 PM |
genius520 | $50.00 | 11/10/2011 3:19:23 PM |
affluence-tycoon | $25.00 | 11/10/2011 2:04:48 PM |
cash-boots7 | $50.00 | 11/10/2011 4:22:25 PM |
Kaj | $25.00 | 11/10/2011 3:24:14 PM |
ItsJustMe79 | $25.00 | 11/10/2011 3:28:17 PM |
ramsba | $35.00 | 11/10/2011 3:31:09 PM |
innocent-income4 | $25.00 | 11/10/2011 2:12:39 PM |
cablenews | $100.00 | 11/10/2011 3:40:00 PM |
Doodlemeyer | $25.00 | 11/10/2011 2:27:45 PM |
hanuman77 | $25.00 | 11/10/2011 5:33:53 PM |
greenback-loyalist8 | $26.51 | 11/10/2011 5:31:22 PM |
credit-maple5 | $100.00 | 11/10/2011 6:03:14 PM |
melodious-fairness | $25.00 | 11/10/2011 3:08:03 PM |
loot-geyser1 | $25.00 | 11/10/2011 3:23:44 PM |
hard-working-rate3 | $100.00 | 11/10/2011 6:00:43 PM |
spitzbergen | $25.00 | 11/10/2011 3:25:33 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:40:56 PM |
repayment-pudding | $25.00 | 11/10/2011 4:32:04 PM |
help4u | $25.00 | 11/10/2011 7:02:20 PM |
Sixmil | $100.00 | 11/10/2011 7:04:22 PM |
rate-mogul | $50.00 | 11/10/2011 5:01:03 PM |
Investor_DP | $100.00 | 11/10/2011 7:23:55 PM |
transformer855 | $25.00 | 11/10/2011 7:18:04 PM |
tender-commerce8 | $50.00 | 11/10/2011 5:38:55 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:14 PM |
ritwik | $50.00 | 11/10/2011 5:49:23 PM |
elephantparty | $25.00 | 11/10/2011 8:36:46 PM |
wdove511 | $26.00 | 11/10/2011 9:16:20 PM |
luminous-marketplace5 | $50.00 | 11/11/2011 2:22:22 AM |
crw1950 | $68.04 | 11/11/2011 5:31:37 AM |
ranstlin | $25.00 | 11/11/2011 6:09:36 AM |
Money2Lend_U | $500.00 | 11/11/2011 6:36:20 AM |
coin-cooker8 | $25.00 | 11/11/2011 6:47:08 AM |
puifais | $50.00 | 11/11/2011 8:09:47 AM |
hope-fortress753 | $25.00 | 11/10/2011 8:28:40 PM |
TigerForce | $25.00 | 11/11/2011 8:38:05 AM |
organized-dedication9 | $61.00 | 11/11/2011 12:02:39 AM |
selector568 | $300.00 | 11/11/2011 9:40:24 AM |
SolarMoonshine | $25.00 | 11/11/2011 3:48:48 AM |
partner-N-time | $50.00 | 11/11/2011 3:54:27 AM |
rocker137 | $29.26 | 11/11/2011 9:24:52 AM |
green28 | $100.00 | 11/11/2011 5:10:24 AM |
useful-p2ploan | $25.00 | 11/11/2011 9:46:32 AM |
benjo | $50.00 | 11/11/2011 9:48:39 AM |
moneytolend72 | $100.00 | 11/11/2011 10:33:57 AM |
exciting-responsibility3 | $25.00 | 11/11/2011 10:18:47 AM |
Opportunity4you | $27.15 | 11/11/2011 10:46:45 AM |
gold-sushi | $25.00 | 11/11/2011 10:58:03 AM |
RockpointCapital | $200.00 | 11/11/2011 10:55:11 AM |
iamricher | $25.00 | 11/11/2011 10:55:39 AM |
uagrad | $25.00 | 11/11/2011 11:03:00 AM |
enthralling-wealth3 | $31.00 | 11/11/2011 11:03:26 AM |
wise-rupee-sanctuary | $50.00 | 11/11/2011 9:12:42 AM |
6moonbeams | $25.00 | 11/11/2011 9:33:10 AM |
return-tycoon3 | $50.00 | 11/11/2011 10:13:04 AM |
Mark0135 | $50.00 | 11/11/2011 10:25:15 AM |
contract-bearer | $100.00 | 11/11/2011 10:58:03 AM |
money-bauble | $100.00 | 11/11/2011 10:59:27 AM |
Sefotonga | $25.00 | 11/11/2011 11:07:18 AM |
Cherrypicker | $25.00 | 11/4/2011 10:43:09 AM |
superb-funds335 | $25.00 | 11/4/2011 11:12:40 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:39:29 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:24 PM |
kchen486 | $50.00 | 11/7/2011 2:08:32 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:44 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:24 PM |
oskizzle | $25.00 | 11/7/2011 6:49:22 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:15 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:45 PM |
antlr | $50.00 | 11/7/2011 9:35:21 PM |
organized-payment6 | $50.00 | 11/8/2011 5:43:36 AM |
blueshound | $25.00 | 11/8/2011 6:58:53 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:01:00 AM |
gold-commander0 | $25.00 | 11/8/2011 9:13:53 AM |
kenji4861 | $25.00 | 11/8/2011 9:56:20 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:08 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:14 AM |
friendinmoney | $25.00 | 11/8/2011 10:51:29 AM |
durability-boomarang1 | $50.00 | 11/8/2011 11:30:51 AM |
triumph329 | $40.00 | 11/9/2011 4:43:16 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:00 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:44 AM |
benefit-catalyst | $100.00 | 11/9/2011 3:12:58 PM |
truth-silo | $50.00 | 11/9/2011 4:30:17 PM |
first-finance-multiplier | $229.23 | 11/9/2011 3:11:18 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:02 PM |
compassion-bauble4 | $25.00 | 11/10/2011 9:44:12 AM |
goal-benefit2 | $26.24 | 11/10/2011 9:55:25 AM |
Jimmiert1148 | $25.00 | 11/10/2011 10:09:44 AM |
autonomous-kindness8 | $25.00 | 11/10/2011 12:19:51 PM |
samo102us | $25.00 | 11/10/2011 9:45:48 AM |
zenith5 | $25.00 | 11/10/2011 1:04:25 PM |
Blacke30 | $50.00 | 11/10/2011 10:14:38 AM |
78 | $30.00 | 11/10/2011 12:47:00 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:09 AM |
enterprising-credit2 | $25.00 | 11/10/2011 12:55:33 PM |
MilitaryMTP | $75.00 | 11/10/2011 10:47:21 AM |
heroic-payout9 | $42.62 | 11/10/2011 2:23:34 PM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:48 PM |
treasure-generator | $25.00 | 11/10/2011 2:09:07 PM |
wayman | $25.00 | 11/10/2011 3:02:33 PM |
IIP77 | $25.00 | 11/10/2011 2:41:30 PM |
gizzywump | $25.00 | 11/10/2011 2:42:38 PM |
gain-equator | $25.00 | 11/10/2011 1:04:51 PM |
exact-loan5 | $50.00 | 11/10/2011 1:50:34 PM |
mistertao | $25.00 | 11/10/2011 2:09:58 PM |
brainy-repayment5 | $39.55 | 11/10/2011 3:43:11 PM |
aesop56 | $50.00 | 11/10/2011 3:48:17 PM |
skiberdad | $50.00 | 11/10/2011 2:33:36 PM |
rs999 | $25.00 | 11/10/2011 2:40:12 PM |
JohnGalt94 | $25.00 | 11/10/2011 5:41:44 PM |
the-dollar-topper | $150.00 | 11/10/2011 5:54:45 PM |
figs4u2 | $36.00 | 11/10/2011 3:02:11 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:07 PM |
aabadabadoo | $25.00 | 11/10/2011 6:20:35 PM |
wigglesworth4 | $100.00 | 11/10/2011 6:38:40 PM |
lendersf | $100.00 | 11/10/2011 6:19:54 PM |
footz79 | $50.00 | 11/10/2011 6:52:39 PM |
TheCount | $25.00 | 11/10/2011 7:15:15 PM |
Mark-7 | $50.00 | 11/10/2011 7:23:23 PM |
revenue-achievement | $25.00 | 11/10/2011 7:25:36 PM |
financial-frenzy | $40.00 | 11/10/2011 5:23:49 PM |
SnE | $50.00 | 11/10/2011 5:24:26 PM |
GCInvestments | $29.00 | 11/10/2011 7:11:59 PM |
RetiredATC | $50.00 | 11/10/2011 5:48:41 PM |
soulwork | $25.00 | 11/10/2011 8:24:02 PM |
Tizzo27 | $50.00 | 11/10/2011 8:28:43 PM |
loantigger | $25.00 | 11/10/2011 9:32:39 PM |
letsmakeitsuccessful | $25.00 | 11/10/2011 6:30:57 PM |
Zane314 | $200.00 | 11/11/2011 2:17:43 AM |
happy-yield | $25.00 | 11/10/2011 7:10:36 PM |
rockhound84 | $38.00 | 11/11/2011 5:41:59 AM |
comet55 | $25.00 | 11/10/2011 7:26:49 PM |
ersheido | $35.00 | 11/10/2011 7:32:02 PM |
octoberfresh | $25.00 | 11/11/2011 7:32:03 AM |
moola-man | $25.00 | 11/11/2011 7:48:15 AM |
umfan123 | $25.00 | 11/11/2011 8:32:07 AM |
LongTail | $25.00 | 11/10/2011 8:23:06 PM |
majestic-dedication | $50.00 | 11/11/2011 8:41:16 AM |
trident9 | $50.00 | 11/11/2011 8:39:55 AM |
abundant-power | $50.00 | 11/10/2011 9:00:12 PM |
tu3717ch | $286.42 | 11/11/2011 8:43:06 AM |
DrNano | $50.00 | 11/11/2011 9:06:11 AM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:54:20 PM |
awesome-yield7 | $42.11 | 11/11/2011 9:40:53 AM |
velocity-aurora | $25.00 | 11/11/2011 9:44:34 AM |
LenderByDay | $25.00 | 11/11/2011 5:12:14 AM |
Brisket_Bob | $50.00 | 11/11/2011 5:56:52 AM |
gustavholstopus32 | $25.00 | 11/11/2011 6:06:42 AM |
BigBizBuilder | $30.00 | 11/11/2011 10:03:30 AM |
kwan | $25.00 | 11/11/2011 10:12:19 AM |
return-tycoon3 | $100.00 | 11/11/2011 10:17:56 AM |
transparency-river1 | $252.00 | 11/11/2011 10:04:25 AM |
Weaverville | $25.00 | 11/11/2011 10:19:08 AM |
durability-solstice8 | $26.00 | 11/11/2011 10:36:00 AM |
zippy-interest | $25.00 | 11/11/2011 10:36:18 AM |
Use_It_Wisely | $30.00 | 11/11/2011 8:13:53 AM |
Pennywize | $25.00 | 11/11/2011 8:25:22 AM |
PropertyInvest | $25.00 | 11/11/2011 9:13:27 AM |
cash-reaction2 | $25.00 | 11/11/2011 9:41:17 AM |
green-moola-sniffer | $25.00 | 11/11/2011 9:47:58 AM |
equitable-capital758 | $109.00 | 11/11/2011 10:04:43 AM |
jazzmanian | $25.00 | 11/11/2011 10:08:56 AM |
velocity-motivator6 | $25.00 | 11/11/2011 10:53:01 AM |
gulch | $25.00 | 11/11/2011 11:07:04 AM |
studious-bonus7 | $46.89 | 11/11/2011 11:07:48 AM |
230 Investments
|
Borrower Payment Dependent Notes Series
537205
This series of Notes was issued and sold upon the funding of the borrower loan #55851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $237.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,979 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| forthright-treasure015 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal debt consolitation
Purpose of loan:
This loan will be used to pay off small debts that are costing me alot in interest.
My financial situation:
I am a good candidate for this loan because I am still working full time, I have a car that is paid for, and in December I will be getting a Social Security check which I will use to pay this off sooner.
Monthly net income: $2470
Monthly expenses: $1936
Housing: $850
Insurance $57
Car expenses: 100
Utilties $45
Phone, cable, internet: $71,16
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $357, $40
Other expenses: loans I want to get rid of.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/4/2011 10:41:38 AM |
let_me_retire | $50.00 | 11/4/2011 2:16:54 PM |
fountain355 | $25.00 | 11/5/2011 5:07:07 AM |
riveting-credit5 | $33.99 | 11/5/2011 12:19:00 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:59 PM |
kulender | $50.00 | 11/6/2011 6:22:47 AM |
beer-gardener | $100.00 | 11/7/2011 4:45:45 PM |
Core-Marketing | $25.00 | 11/8/2011 5:04:05 AM |
mighty-payout1 | $25.00 | 11/8/2011 2:06:33 AM |
ProspLending | $250.00 | 11/8/2011 8:59:46 AM |
top-historic-peso | $25.00 | 11/8/2011 9:52:40 AM |
idastmerchants | $25.00 | 11/8/2011 11:37:55 AM |
tylerfd | $25.00 | 11/8/2011 12:00:13 PM |
durability-boomarang1 | $50.00 | 11/8/2011 11:34:16 AM |
Jim33 | $25.00 | 11/8/2011 1:38:51 PM |
168RichCapital | $25.11 | 11/8/2011 11:40:23 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:42 PM |
loss-of-control | $100.00 | 11/8/2011 5:27:32 PM |
ErvLending | $25.00 | 11/8/2011 9:01:02 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:27 PM |
itsmaj | $35.21 | 11/8/2011 10:38:17 PM |
wwwUniversal | $25.00 | 11/9/2011 10:35:36 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:51 AM |
goat0 | $50.00 | 11/9/2011 5:25:54 PM |
bellaquito | $319.89 | 11/9/2011 6:12:06 PM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:48 AM |
Rogelio48 | $25.00 | 11/7/2011 3:54:36 AM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:10 PM |
rs999 | $25.00 | 11/7/2011 6:28:58 PM |
Green_Bay_Packers | $50.00 | 11/7/2011 5:42:54 PM |
gjm6d | $25.00 | 11/7/2011 7:37:48 PM |
GElender | $25.00 | 11/8/2011 6:02:32 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:07 AM |
thoughtful-contract984 | $25.00 | 11/8/2011 7:37:31 AM |
foofightee | $25.00 | 11/8/2011 8:02:31 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:48 AM |
DiligentiaLLC | $25.00 | 11/8/2011 6:59:43 AM |
coin-explorer | $25.00 | 11/8/2011 9:39:21 AM |
HHP | $100.00 | 11/8/2011 10:19:20 AM |
km007 | $25.00 | 11/8/2011 10:24:24 AM |
impeccable-ore3 | $25.00 | 11/8/2011 8:48:07 AM |
AtmaSingshu | $25.00 | 11/8/2011 11:02:11 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:12 PM |
realtormoises | $25.00 | 11/8/2011 12:07:04 PM |
graceful-investment | $25.00 | 11/8/2011 12:35:44 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:28 PM |
larslfe | $25.00 | 11/8/2011 5:47:05 PM |
sevenbridges | $25.00 | 11/8/2011 4:21:48 PM |
innovator2 | $58.03 | 11/8/2011 9:24:33 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:47 PM |
PeePaw | $25.00 | 11/9/2011 8:09:13 AM |
gentle-penny7 | $25.00 | 11/9/2011 9:03:16 AM |
daekpon | $50.00 | 11/9/2011 10:40:47 AM |
the-hope-workhorse | $200.00 | 11/9/2011 9:55:37 AM |
DeepThinker | $25.00 | 11/9/2011 3:33:13 PM |
Mariner3605 | $25.00 | 11/9/2011 5:03:55 PM |
droopie1 | $25.00 | 11/9/2011 4:02:07 PM |
liberty-society5 | $25.00 | 11/9/2011 4:50:40 PM |
brightest-gain-investor | $252.77 | 11/9/2011 6:16:13 PM |
triguy | $2,000.00 | 11/9/2011 6:04:58 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
537221
This series of Notes was issued and sold upon the funding of the borrower loan #55843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,852 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-winner4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral
Purpose of loan:
This loan will be used to...Pay for my mothers funeral.
My financial situation:
I am a good candidate for this loan because...i have significant income and have a long history of employment with only two different employers in 25 years and i work in a very stable industry
Monthly net income: $6200.00
Monthly expenses:
Housing: $1290
Insurance: $80
Car expenses: $429
Utilities: $80
Phone, cable, internet: $29.99
Food, entertainment: $200
Clothing, household expenses: $60
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/4/2011 10:15:26 AM |
cnovak | $25.00 | 11/4/2011 10:28:06 AM |
Bank_Of_XL | $25.00 | 11/4/2011 11:19:56 AM |
pdub | $75.00 | 11/4/2011 10:43:55 AM |
janeybooboo | $50.00 | 11/4/2011 1:48:54 PM |
hunterMG | $25.00 | 11/4/2011 3:26:56 PM |
imhandy | $500.00 | 11/4/2011 7:35:10 PM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:22 AM |
rescue | $100.00 | 11/5/2011 11:16:54 AM |
elvisloans | $25.00 | 11/5/2011 11:13:31 AM |
Investor_DP | $100.00 | 11/5/2011 12:46:56 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:29 PM |
affluence-tycoon | $25.00 | 11/5/2011 2:06:54 PM |
larrybird | $2,000.00 | 11/5/2011 2:49:36 PM |
superb-funds335 | $25.00 | 11/5/2011 2:52:20 PM |
Washington_Loan | $25.00 | 11/5/2011 3:15:24 PM |
WalnutCreekguy | $100.00 | 11/4/2011 11:39:29 AM |
massuot | $25.00 | 11/4/2011 11:30:45 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:48 PM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:46 PM |
vutah | $25.00 | 11/4/2011 4:57:44 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:41 PM |
nickel-ferret | $50.00 | 11/5/2011 8:37:07 AM |
EngineersAlliance | $150.00 | 11/5/2011 12:55:01 PM |
first-funds-palace | $25.00 | 11/5/2011 1:33:52 PM |
gold-commander0 | $25.00 | 11/5/2011 1:49:01 PM |
revenue-achievement | $25.00 | 11/5/2011 1:51:12 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 2:57:31 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:55 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:09:41 PM |
riskreward | $250.00 | 11/5/2011 3:09:09 PM |
witty-credit467 | $25.00 | 11/5/2011 3:11:42 PM |
brightest-gain-investor | $2,000.00 | 11/5/2011 3:02:09 PM |
triguy | $50.00 | 11/5/2011 3:15:51 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
537225
This series of Notes was issued and sold upon the funding of the borrower loan #55927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 52% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,926 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-excellence8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Twintastic0106
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 7:37:56 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:28 PM |
economy-coup | $50.00 | 11/4/2011 7:04:21 PM |
fortytwo | $150.00 | 11/4/2011 6:39:22 PM |
Something-Corporate | $25.00 | 11/5/2011 6:05:30 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:04 PM |
worth-blanket2 | $3,000.00 | 11/7/2011 3:03:14 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:07 PM |
fascinating-benefit279 | $50.00 | 11/4/2011 7:22:05 PM |
shawnw2 | $25.00 | 11/5/2011 2:20:51 AM |
fountain355 | $25.00 | 11/5/2011 5:02:42 AM |
gotjack | $25.00 | 11/5/2011 1:56:37 PM |
let_me_retire | $44.02 | 11/5/2011 7:25:32 PM |
kulender | $50.00 | 11/6/2011 6:22:53 AM |
loan-hacker | $25.00 | 11/6/2011 1:08:18 PM |
fervent-repayment | $100.00 | 11/7/2011 8:08:47 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
537263
This series of Notes was issued and sold upon the funding of the borrower loan #56059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 12 |
Current / open credit lines:
| 4
/
3 | Length of status: | 43y 1m |
Amount delinquent:
| $5,296 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-phoenix8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
working61
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000.00
Monthly expenses: $800
Housing: $492.88
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/4/2011 9:54:38 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:48 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:44 AM |
rescue | $100.00 | 11/5/2011 11:16:55 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:28 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:26 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:52 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:07 PM |
managedfund | $900.00 | 11/8/2011 8:34:05 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:11 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:58 PM |
healer199 | $36.00 | 11/9/2011 5:09:12 AM |
leverage-monger | $25.00 | 11/9/2011 7:44:40 AM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:05 AM |
Nojukbong | $50.00 | 11/9/2011 2:36:35 PM |
icon7 | $50.00 | 11/9/2011 6:27:43 PM |
partner-N-time | $50.00 | 11/9/2011 5:12:23 PM |
bigt98 | $70.00 | 11/9/2011 6:37:08 PM |
WalnutCreekguy | $43.00 | 11/4/2011 5:40:44 PM |
exchange-squirrel | $25.00 | 11/5/2011 11:48:19 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:07 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:00 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:03 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:46 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:22 AM |
roux | $25.00 | 11/8/2011 9:07:17 AM |
well-rounded-payout0 | $50.00 | 11/8/2011 9:09:20 AM |
evnagelist | $25.00 | 11/8/2011 9:39:01 AM |
first-integrity-gravity | $50.00 | 11/8/2011 11:38:24 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:31 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:28 PM |
miked8303 | $25.00 | 11/8/2011 6:13:58 PM |
newest-generous-income | $25.00 | 11/9/2011 6:25:15 AM |
wlm3012 | $30.00 | 11/9/2011 8:02:29 AM |
ChoiceInvestments | $26.00 | 11/9/2011 11:12:00 AM |
terrific-dough6 | $50.00 | 11/9/2011 2:49:48 PM |
1point21gigawatts | $40.00 | 11/9/2011 4:56:51 PM |
seadogs | $25.00 | 11/9/2011 5:09:21 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
537319
This series of Notes was issued and sold upon the funding of the borrower loan #55746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 37% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,299 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| duty-yoga1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
help
Purpose of loan:
This loan will be used to dr. appointments , bills , gas
My financial situation:
I am a good candidate for this loan because i am a father of a 5 month old baby and i want to make her life better and i will not be late on making my payments back . I never miss a day of worl.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 11/5/2011 12:02:13 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:52 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:40 PM |
indomitable-coin | $25.00 | 11/5/2011 1:46:46 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:20:49 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:33 PM |
bb575 | $50.00 | 11/5/2011 1:47:38 PM |
sfmf | $25.00 | 11/5/2011 2:57:00 PM |
riskreward | $250.00 | 11/5/2011 3:09:11 PM |
WalnutCreekguy | $100.00 | 11/5/2011 2:37:52 PM |
credit-coach118 | $40.17 | 11/5/2011 4:07:15 PM |
killdare | $25.00 | 11/5/2011 5:40:36 PM |
yield-seeker | $40.00 | 11/5/2011 4:32:38 PM |
UncleSafety | $50.00 | 11/5/2011 9:26:08 PM |
favorite-commerce | $30.00 | 11/5/2011 9:16:40 PM |
marwadi-62 | $100.00 | 11/6/2011 4:11:37 PM |
principal-star | $25.00 | 11/6/2011 8:41:52 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:39 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:32 PM |
Hartfelt | $25.00 | 11/7/2011 8:26:23 AM |
peter79130 | $25.00 | 11/7/2011 10:03:56 AM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:36 PM |
BenR | $100.00 | 11/5/2011 12:35:16 PM |
kenji4861 | $25.00 | 11/5/2011 12:40:49 PM |
evnagelist | $25.00 | 11/5/2011 1:00:39 PM |
john0720 | $50.00 | 11/5/2011 1:06:32 PM |
cnovak | $25.00 | 11/5/2011 1:35:52 PM |
pdub | $75.00 | 11/5/2011 2:16:42 PM |
Clambake | $25.00 | 11/5/2011 1:49:46 PM |
D911ave | $50.00 | 11/5/2011 1:53:01 PM |
minista | $25.00 | 11/5/2011 3:10:47 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:31:03 PM |
E-2 | $100.00 | 11/5/2011 3:31:31 PM |
wkeboarder21 | $50.00 | 11/6/2011 4:25:17 AM |
rudyindc | $25.00 | 11/6/2011 6:21:25 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:50 AM |
Oak-Parker | $25.00 | 11/6/2011 9:23:13 AM |
kulender | $50.00 | 11/6/2011 5:11:18 PM |
jescowa | $50.00 | 11/6/2011 2:20:32 PM |
HomerdohNY | $25.00 | 11/6/2011 7:34:26 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:54 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:02 AM |
kind-important-liberty9 | $25.00 | 11/7/2011 9:05:30 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:47 AM |
ethical-truth211 | $222.37 | 11/7/2011 10:30:11 AM |
Nazbuster | $50.00 | 11/7/2011 1:08:12 PM |
whitegold24k | $400.00 | 11/7/2011 11:40:06 AM |
whitegold24k | $100.00 | 11/7/2011 10:28:40 AM |
kchen486 | $50.00 | 11/7/2011 2:08:34 PM |
Tylerh | $500.00 | 11/7/2011 2:19:38 PM |
Dutch66 | $136.56 | 11/7/2011 2:48:47 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
537333
This series of Notes was issued and sold upon the funding of the borrower loan #55913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-velocity9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 7:37:57 PM |
SolarMoonshine | $25.00 | 11/4/2011 5:14:39 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:08 PM |
let_me_retire | $25.00 | 11/4/2011 10:51:20 PM |
social-hunter5 | $25.00 | 11/6/2011 8:57:57 AM |
nfx | $25.00 | 11/7/2011 10:33:25 AM |
new-gold-wrangler | $2,000.00 | 11/7/2011 1:07:34 PM |
triguy | $1,370.00 | 11/7/2011 1:14:01 PM |
shawnw2 | $25.00 | 11/5/2011 2:20:52 AM |
beachfunder | $50.00 | 11/5/2011 8:09:56 AM |
riveting-credit5 | $30.00 | 11/5/2011 12:15:40 PM |
108lender | $150.00 | 11/5/2011 1:24:52 PM |
kulender | $50.00 | 11/6/2011 6:22:54 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
537335
This series of Notes was issued and sold upon the funding of the borrower loan #55985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 19y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $39,672 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HackShack |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,400.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
660-679
(May-2010)
660-679
(Apr-2010)
660-679
(Feb-2010)
|
Principal balance:
| $1,908.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Debt Consolidation
Purpose of loan: Consolidate debt related to facilities operation
This loan will be used to...combine various loans into one payment
My financial situation: Pretty Good
I am a good candidate for this loan because...I have had 2 previous Prosper loans and have always been on time with my payments spanning over 3 years.
Monthly net income: $7,016
Monthly expenses: $
Housing: $1430
Insurance: $90
Car expenses: $353
Utilities: $416
Phone, cable, internet: $147
Food, entertainment: $600
Clothing, household expenses: $250
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RoZu_Lending | $100.00 | 11/4/2011 5:02:51 PM |
wise-deal-panda | $200.00 | 11/4/2011 5:07:49 PM |
flexible-fund6 | $40.00 | 11/4/2011 6:22:35 PM |
janeybooboo | $75.00 | 11/4/2011 5:50:46 PM |
capital-lesson | $25.00 | 11/4/2011 6:00:22 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:55 PM |
shawnw2 | $100.00 | 11/4/2011 6:23:23 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:42 PM |
the-dollar-topper | $150.00 | 11/4/2011 7:28:42 PM |
Bob450 | $30.00 | 11/4/2011 6:41:23 PM |
imhandy | $500.00 | 11/4/2011 6:48:10 PM |
persevering | $25.00 | 11/4/2011 6:53:42 PM |
reward-adventure | $50.00 | 11/4/2011 6:57:54 PM |
CapitalismRocks | $25.00 | 11/4/2011 7:03:32 PM |
Basset_Hound_Investments | $27.80 | 11/4/2011 9:18:17 PM |
phersjm | $25.00 | 11/4/2011 9:34:43 PM |
GSV67 | $50.00 | 11/4/2011 7:06:01 PM |
prohelper | $25.00 | 11/4/2011 7:07:35 PM |
chairsitter | $25.00 | 11/4/2011 10:56:58 PM |
SLN-10 | $50.00 | 11/4/2011 7:48:23 PM |
frantic-retirement | $100.00 | 11/4/2011 8:25:48 PM |
silver-defender7 | $25.35 | 11/4/2011 8:29:05 PM |
fascinating-generosity3 | $69.87 | 11/4/2011 8:21:03 PM |
Moe87 | $25.00 | 11/5/2011 4:13:08 AM |
Zuzu | $32.18 | 11/5/2011 2:27:44 AM |
Terapin0511 | $35.53 | 11/5/2011 3:40:59 AM |
mennleo | $50.00 | 11/5/2011 5:13:12 AM |
Badgworth | $37.00 | 11/5/2011 6:43:33 AM |
healer199 | $75.00 | 11/5/2011 6:32:30 AM |
marwadi-62 | $100.00 | 11/5/2011 8:34:11 AM |
income-champion | $25.00 | 11/5/2011 7:46:23 AM |
1phantom | $25.00 | 11/5/2011 8:32:38 AM |
0403 | $25.00 | 11/5/2011 9:42:51 AM |
graceful-investment | $46.98 | 11/5/2011 10:23:17 AM |
ferdberfel | $28.98 | 11/5/2011 9:27:37 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:36 AM |
Dusigrosz | $100.00 | 11/5/2011 10:35:23 AM |
ZeLonewolf | $25.00 | 11/5/2011 12:08:51 PM |
rescue | $100.00 | 11/5/2011 11:16:58 AM |
LeReve | $50.00 | 11/5/2011 12:25:19 PM |
elfincove | $25.00 | 11/5/2011 12:02:38 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:47 PM |
CalBear08 | $25.00 | 11/5/2011 12:33:08 PM |
innovator10 | $200.00 | 11/5/2011 12:36:50 PM |
investment-tempo | $25.00 | 11/5/2011 12:25:32 PM |
lm75 | $25.00 | 11/5/2011 1:12:16 PM |
RoyFauntleroy | $50.00 | 11/5/2011 1:17:10 PM |
tenacious-capital3 | $26.27 | 11/5/2011 1:16:57 PM |
rakstar | $25.00 | 11/5/2011 1:21:36 PM |
rate-mogul | $50.00 | 11/5/2011 12:53:20 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:10 PM |
ursus | $50.00 | 11/5/2011 1:35:02 PM |
bnlforever | $25.00 | 11/5/2011 1:14:57 PM |
inspired-duty5 | $26.00 | 11/5/2011 1:31:30 PM |
money-bauble | $152.00 | 11/5/2011 1:16:17 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:12 PM |
tender-commerce8 | $38.00 | 11/5/2011 1:20:09 PM |
intelligent-repayment8 | $1,500.00 | 11/5/2011 1:42:09 PM |
hopethisworks | $25.00 | 11/5/2011 2:06:16 PM |
desertoasis | $25.00 | 11/5/2011 1:59:36 PM |
irrelevant | $25.00 | 11/5/2011 2:05:06 PM |
biobulator | $25.00 | 11/5/2011 1:38:58 PM |
deal-secret-agent | $25.00 | 11/5/2011 2:40:18 PM |
magnitude787 | $30.00 | 11/5/2011 2:45:43 PM |
runner262 | $25.00 | 11/5/2011 2:50:37 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:57 PM |
brightest-gain-investor | $518.68 | 11/5/2011 3:02:56 PM |
asmithj | $25.00 | 11/5/2011 2:18:47 PM |
CAGE-Investments | $25.00 | 11/5/2011 2:27:17 PM |
listing-vista | $50.00 | 11/5/2011 2:37:21 PM |
fund-dragster | $50.00 | 11/4/2011 5:57:05 PM |
dime-fighter | $25.00 | 11/4/2011 6:09:07 PM |
Kash2010lu | $30.00 | 11/4/2011 5:15:38 PM |
important-openness1 | $100.00 | 11/4/2011 5:08:30 PM |
CoolPlexer | $25.00 | 11/4/2011 6:20:48 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:30 PM |
MoneyForNothing | $25.00 | 11/4/2011 5:48:57 PM |
officer8 | $25.00 | 11/4/2011 5:50:43 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:41 PM |
credit-wheel7 | $25.00 | 11/4/2011 6:03:52 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:09 PM |
sflash | $25.00 | 11/4/2011 6:17:39 PM |
enticing-capital6 | $50.00 | 11/4/2011 6:18:31 PM |
jamiee73 | $25.00 | 11/4/2011 6:22:10 PM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:33:55 PM |
figs4u2 | $100.00 | 11/4/2011 6:42:36 PM |
return-buddy | $25.00 | 11/4/2011 6:43:58 PM |
spark548 | $50.00 | 11/4/2011 7:48:12 PM |
real-return | $25.00 | 11/4/2011 6:53:19 PM |
chererat | $100.00 | 11/4/2011 8:45:08 PM |
AF-Chief | $25.00 | 11/4/2011 9:05:50 PM |
DonaldColorado | $200.00 | 11/4/2011 7:04:15 PM |
wesand22 | $25.00 | 11/4/2011 9:40:24 PM |
GreedyLawyer | $25.00 | 11/4/2011 10:46:23 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:55 PM |
glimmering-point | $25.00 | 11/5/2011 3:50:36 AM |
melodious-fairness | $25.00 | 11/4/2011 7:39:47 PM |
calinno2 | $25.00 | 11/5/2011 5:18:07 AM |
Maggie3 | $25.00 | 11/4/2011 9:39:19 PM |
Feyenoord | $30.00 | 11/4/2011 10:02:12 PM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:52 AM |
a-leverage-investor | $25.00 | 11/5/2011 3:30:32 AM |
bzanlo33 | $50.00 | 11/5/2011 6:06:14 AM |
Fire2 | $25.31 | 11/5/2011 6:58:45 AM |
thankful-nickel2 | $25.00 | 11/5/2011 6:58:25 AM |
green-tree-shake | $25.00 | 11/5/2011 8:22:33 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:09 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:47 AM |
Fireball27 | $82.00 | 11/5/2011 8:32:04 AM |
SecondChanceLendingSERV | $25.00 | 11/5/2011 10:41:22 AM |
i3urtonair | $75.00 | 11/5/2011 11:17:02 AM |
first-serene-credit | $25.00 | 11/5/2011 11:31:29 AM |
lendstats_com | $200.00 | 11/5/2011 10:14:55 AM |
trumpeter5 | $50.00 | 11/5/2011 10:16:39 AM |
enriching-listing | $25.00 | 11/5/2011 10:21:14 AM |
successful-agreement7 | $100.00 | 11/5/2011 12:08:16 PM |
handshake5 | $100.00 | 11/5/2011 12:11:10 PM |
DoctorJoe | $30.00 | 11/5/2011 11:35:58 AM |
RodBlizz42 | $28.00 | 11/5/2011 11:47:44 AM |
finance-prescription | $100.00 | 11/5/2011 12:31:20 PM |
CA-Lender | $25.00 | 11/5/2011 12:27:30 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:48 PM |
Astyanax | $75.00 | 11/5/2011 12:12:10 PM |
wealth-tremolo7 | $25.00 | 11/5/2011 12:17:11 PM |
Investoman | $75.00 | 11/5/2011 12:45:53 PM |
NoMoreDebt4Me | $25.00 | 11/5/2011 12:36:01 PM |
life-is-great | $25.00 | 11/5/2011 12:37:11 PM |
Kaj | $25.00 | 11/5/2011 1:07:10 PM |
hillerod | $25.05 | 11/5/2011 1:10:58 PM |
clean-finance1 | $35.00 | 11/5/2011 1:23:04 PM |
genius520 | $50.00 | 11/5/2011 1:21:19 PM |
shmb6508 | $50.00 | 11/5/2011 1:25:22 PM |
sjo1984111 | $25.00 | 11/5/2011 1:30:02 PM |
bonus-tent | $25.00 | 11/5/2011 2:04:22 PM |
MadHun | $200.00 | 11/5/2011 2:07:45 PM |
studious-bonus7 | $100.00 | 11/5/2011 2:12:03 PM |
proud-pound4 | $25.00 | 11/5/2011 2:39:41 PM |
vegibenz | $25.00 | 11/5/2011 1:52:08 PM |
ideal-platinum1 | $25.00 | 11/5/2011 2:51:21 PM |
wise-rupee-sanctuary | $50.00 | 11/5/2011 2:54:04 PM |
dospapalotes | $25.00 | 11/5/2011 2:03:55 PM |
SubmergedPilot | $25.00 | 11/5/2011 2:27:36 PM |
yield-trader | $25.00 | 11/5/2011 2:53:30 PM |
143 Investments
|
Borrower Payment Dependent Notes Series
537337
This series of Notes was issued and sold upon the funding of the borrower loan #55788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,900 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| exact-wampum |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stamford, CT - Loan Request
Purpose of loan:
This loan will be used as a short-term debt consolidation payment towards an outstanding 401k loan. Once paid off, I can request a new loan to fund my musical production I am currently working on, as well as pay off this loan request.
My financial situation:
I am a good candidate for this loan because I am willing to payoff the requested loan well within the proposed 3 year timeframe. If the loan is granted, PROSPER will be my first source of funding for future projects. Evidence of my current project can be found at: http://www.cdbaby.com/cd/reinaldotitiortiz
Monthly net income: $2,549
Monthly expenses: $2,300 (approx)
Housing: $1,364
Insurance: $140 (condo & auto)
Car expenses: $
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $40 min pmt (1 credit card)
Other expenses: $500 (short-term school loan balance)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/7/2011 6:30:21 AM |
nickel-ferret | $50.00 | 11/5/2011 12:39:40 PM |
evnagelist | $25.00 | 11/5/2011 1:00:40 PM |
QuincyCapital | $25.00 | 11/5/2011 12:53:44 PM |
rescue | $100.00 | 11/5/2011 3:11:07 PM |
Bank_Of_XL | $25.00 | 11/5/2011 5:30:25 PM |
vutah | $25.00 | 11/5/2011 7:07:16 PM |
kulender | $50.00 | 11/6/2011 6:22:55 AM |
worth-blanket2 | $6,800.00 | 11/7/2011 3:05:34 PM |
Interloper | $29.00 | 11/5/2011 12:18:58 PM |
income-awakening6 | $25.00 | 11/5/2011 12:45:39 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:21:01 PM |
cnovak | $25.00 | 11/5/2011 1:35:53 PM |
pdub | $75.00 | 11/5/2011 2:16:42 PM |
AndChicksforFree | $25.00 | 11/5/2011 7:30:45 PM |
phenomenal-gain5 | $25.00 | 11/6/2011 11:42:28 AM |
jescowa | $50.00 | 11/6/2011 2:20:33 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:32 PM |
rdrloan | $50.00 | 11/7/2011 8:38:20 AM |
Tylerh | $500.00 | 11/7/2011 2:19:38 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537349
This series of Notes was issued and sold upon the funding of the borrower loan #55933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,106 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-brilliant-interest |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan to Help a Friend
Purpose of loan:
This loan will be used to help a friend with a business endeavor
My financial situation:
I am a good candidate for this loan because I am an engineer and a highly successful small heavy construction company and need a small loan to help a friend
Monthly net income: $3100
Monthly expenses: $
Housing: $595
Insurance: $175
Car expenses: $350
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
supernova719 | $25.00 | 11/4/2011 5:10:57 PM |
capital-financier6 | $25.00 | 11/4/2011 5:20:31 PM |
clean-dime1 | $25.56 | 11/4/2011 5:21:57 PM |
riskreward | $250.00 | 11/4/2011 5:28:24 PM |
spaceborne | $25.00 | 11/4/2011 5:30:56 PM |
vutah | $25.00 | 11/4/2011 7:17:04 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:56 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:42 PM |
fascinating-benefit279 | $50.00 | 11/4/2011 7:22:05 PM |
cnovak | $25.00 | 11/4/2011 6:52:28 PM |
MicroLender357 | $25.00 | 11/4/2011 5:55:51 PM |
credit-wheel7 | $25.00 | 11/4/2011 6:04:03 PM |
whitemountainhandyman | $50.00 | 11/4/2011 6:32:01 PM |
evnagelist | $25.00 | 11/4/2011 6:55:29 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:55 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:42 PM |
Aberdeen | $924.44 | 11/4/2011 7:42:11 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
537363
This series of Notes was issued and sold upon the funding of the borrower loan #56003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,919 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| fairness-dojo7 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wolfgoat
Purpose of loan: Finance my litigation of my medical malpractice claim
This loan will be used to... Pay filing and trial fees and forensics cost and expert witness fees
My financial situation: Retired law professor and retired legal consultant
I am a good candidate for this loan because... My income is and will remain stable/reliable/tax-free; and I am a retired law professor whose work is internationally renown, who has shown law firms how to win complex litigation, whose arguments have won in the Supreme Court, whose scholarly works influence courts and the law; and I have designed my medical malpractice case meticulously.
Monthly net income: $2598
Monthly expenses: $2057 (total of all listed below)
Housing: $1100
Insurance: $51
Car expenses: $80
Utilities: $242
Phone, cable, internet: $109
Food, entertainment: $400
Clothing, household expenses: $20
Credit cards and other loans: $45
Other expenses: $10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $50.00 | 11/4/2011 5:54:32 PM |
riskreward | $250.00 | 11/4/2011 5:28:24 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:32 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:43 PM |
cnovak | $25.00 | 11/4/2011 6:52:28 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:56 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:42 PM |
kinetic-social | $25.00 | 11/4/2011 9:04:30 PM |
newest-generous-income | $30.00 | 11/5/2011 3:25:57 AM |
Johnab | $25.00 | 11/5/2011 8:35:17 AM |
WxChem | $25.00 | 11/5/2011 10:13:04 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:23 AM |
rescue | $100.00 | 11/5/2011 11:16:59 AM |
magnificent-asset3 | $25.00 | 11/5/2011 12:10:06 PM |
famous-bill | $50.00 | 11/5/2011 12:11:01 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:48 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:31 PM |
wise-deal-panda | $95.00 | 11/5/2011 3:22:15 PM |
evnagelist | $25.00 | 11/4/2011 6:55:30 PM |
nickel-ferret | $50.00 | 11/5/2011 8:37:09 AM |
1phantom | $25.00 | 11/5/2011 8:32:38 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:56 AM |
selector568 | $300.00 | 11/5/2011 11:07:37 AM |
Investor_DP | $100.00 | 11/5/2011 12:46:57 PM |
exact-gold2 | $25.00 | 11/5/2011 1:41:52 PM |
coin-architect2 | $100.00 | 11/5/2011 3:01:47 PM |
palpbert | $25.00 | 11/5/2011 2:22:47 PM |
CAGE-Investments | $25.00 | 11/5/2011 2:27:18 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
537365
This series of Notes was issued and sold upon the funding of the borrower loan #55967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,705 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-snowdome2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
snow flake
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3700
Monthly expenses: $300
Housing: $558
Insurance: $400
Car expenses: $251
Utilities: $100
Phone, cable, internet: $254
Credit cards and other loans: $i600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $100.00 | 11/4/2011 5:40:46 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:31 PM |
coin-investor | $25.00 | 11/4/2011 6:11:57 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:33 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:09 PM |
enchanted-diversification496 | $25.00 | 11/4/2011 6:26:51 PM |
fortytwo | $150.00 | 11/4/2011 6:39:24 PM |
fascinating-benefit279 | $50.00 | 11/4/2011 7:22:05 PM |
wkeboarder21 | $50.00 | 11/5/2011 9:03:51 AM |
handy-justice | $50.00 | 11/5/2011 9:34:44 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:28:48 AM |
transaction-circuit | $50.00 | 11/5/2011 12:27:08 PM |
evnagelist | $25.00 | 11/4/2011 6:55:43 PM |
economy-coup | $50.00 | 11/4/2011 7:04:23 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:43 PM |
vutah | $25.00 | 11/4/2011 7:19:47 PM |
favorite-commerce | $30.00 | 11/5/2011 6:35:18 AM |
foothillender | $25.00 | 11/5/2011 7:48:04 AM |
rescue | $100.00 | 11/5/2011 11:16:59 AM |
wwwUniversal | $25.00 | 11/5/2011 12:34:49 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:10 PM |
palace2 | $195.00 | 11/5/2011 3:49:23 PM |
scrappy-diversification7 | $2,000.00 | 11/5/2011 3:19:59 PM |
wise-deal-panda | $100.00 | 11/5/2011 3:22:15 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
537375
This series of Notes was issued and sold upon the funding of the borrower loan #55979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,868 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-sycamore |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for family need.
Purpose of loan:
Helping my mother financially who is in the hospital still recovering from an open heart surgery that did not go very well. Her recovery time is 10-12 months. I am still working full time with my company, the Sherwin-Williams Company.
My financial situation: I make $37,000/year with potential bonus every quarter at The Sherwin-Williams Company
I am a good candidate for this loan because I feel I can pay back this loan with no problem. The only reason I am asking for this loan, is because I will probably need this amount of cash in a quicker time frame.
Monthly net income: $2400
Monthly expenses: $1000
Housing: $ 450/month (apartment)
Insurance: $89/month
Car expenses: $ none (paid for)
Utilities: $ 50/month
Phone, cable, internet: $34/month (internet only)
Food, entertainment: $ 75/month
Clothing, household expenses: $60/month
Credit cards and other loans: $190/month
Other expenses: $50/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/4/2011 5:53:33 PM |
bonus-demon | $50.00 | 11/4/2011 5:34:25 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:46 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:31 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:43 PM |
economy-coup | $50.00 | 11/4/2011 7:04:23 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:09 PM |
finance-solo | $25.00 | 11/5/2011 4:03:35 AM |
catnip007 | $25.04 | 11/5/2011 8:07:19 AM |
kwan | $25.00 | 11/5/2011 9:17:09 AM |
nycfinance | $25.00 | 11/5/2011 10:04:54 AM |
rescue | $100.00 | 11/5/2011 11:16:59 AM |
Astyanax | $90.00 | 11/5/2011 11:35:24 AM |
leverage-monger | $25.00 | 11/5/2011 10:23:37 AM |
Onlyhappycustomers | $25.00 | 11/5/2011 12:48:51 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:49 PM |
108lender | $150.00 | 11/5/2011 1:24:53 PM |
Trekow | $25.00 | 11/5/2011 2:46:14 PM |
CashFlow13 | $100.00 | 11/5/2011 2:13:47 PM |
bid-stockpiler1 | $250.86 | 11/5/2011 4:24:31 PM |
palace2 | $283.41 | 11/5/2011 3:50:45 PM |
papaloha | $25.00 | 11/4/2011 7:37:57 PM |
coin-investor | $25.00 | 11/4/2011 6:11:57 PM |
DHolly | $31.00 | 11/4/2011 5:16:01 PM |
fortytwo | $150.00 | 11/4/2011 6:39:24 PM |
evnagelist | $25.00 | 11/4/2011 6:55:43 PM |
Aberdeen | $3,999.00 | 11/4/2011 7:43:36 PM |
DannyPhantom | $39.69 | 11/4/2011 10:50:40 PM |
rockhound84 | $25.00 | 11/5/2011 5:38:59 AM |
Leshan | $25.00 | 11/5/2011 8:33:24 AM |
handy-justice | $100.00 | 11/5/2011 9:31:37 AM |
RDealz | $31.00 | 11/5/2011 9:44:28 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:10 PM |
exciting-fairness | $200.00 | 11/5/2011 12:37:07 PM |
new-ore-venture | $75.00 | 11/5/2011 4:18:35 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
537383
This series of Notes was issued and sold upon the funding of the borrower loan #56182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,479 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sparkling-commitment4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...
For a wedding
My financial situation:
I am a good candidate for this loan because...
I can pay it back a little bit at a time. I just don't have the chunk of money up front to pay for our wedding.
Monthly net income: $1700
Monthly expenses: $
Housing: $420
Insurance: $50
Car expenses: $70
Utilities: $200
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 11/13/2011 12:12:58 PM |
pound-mushroom3 | $25.00 | 11/13/2011 12:10:38 PM |
evnagelist | $25.00 | 11/13/2011 12:49:31 PM |
rs999 | $25.00 | 11/14/2011 9:51:17 AM |
jrhinomo | $30.00 | 11/14/2011 10:23:04 AM |
silver-wonder278 | $25.00 | 11/14/2011 10:10:10 AM |
jybank | $50.00 | 11/14/2011 10:39:52 AM |
CashFlow13 | $100.00 | 11/14/2011 11:21:02 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:25:18 AM |
d3v0t3d | $50.00 | 11/14/2011 12:14:13 PM |
kulender | $100.00 | 11/14/2011 11:39:40 AM |
organic-responsibility60 | $100.00 | 11/14/2011 1:31:23 PM |
SolarMoonshine | $25.00 | 11/14/2011 9:52:46 AM |
integrity-doctor | $100.00 | 11/14/2011 2:03:32 PM |
building_community | $25.00 | 11/14/2011 2:27:27 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:48 AM |
important-openness1 | $100.00 | 11/14/2011 10:53:07 AM |
itskarma | $25.25 | 11/14/2011 2:42:25 PM |
Cluvnupe06 | $26.86 | 11/14/2011 11:05:57 AM |
kranoth | $25.00 | 11/14/2011 3:28:51 PM |
return-enthusiast1 | $25.00 | 11/14/2011 11:17:21 AM |
ZLyons | $25.00 | 11/14/2011 3:35:15 PM |
peace-saber0 | $25.00 | 11/14/2011 3:59:17 PM |
MNRealEstate | $25.00 | 11/14/2011 11:54:47 AM |
income-buddy7 | $100.00 | 11/14/2011 12:00:03 PM |
B-rad_the_Coug | $25.00 | 11/14/2011 5:30:18 PM |
Mad_Scientist | $25.00 | 11/14/2011 6:20:51 PM |
One_Lolo | $25.00 | 11/14/2011 6:35:55 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:27 PM |
Zipcut | $25.00 | 11/14/2011 5:22:53 PM |
brightest-gain-investor | $1,902.73 | 11/14/2011 7:04:43 PM |
papaloha | $25.00 | 11/13/2011 1:34:30 PM |
progressive-economy261 | $116.00 | 11/13/2011 12:05:47 PM |
loanman2007 | $50.00 | 11/13/2011 12:28:34 PM |
fantastic-wampum1 | $100.00 | 11/13/2011 1:20:15 PM |
economy-coup | $50.00 | 11/13/2011 2:31:15 PM |
favorite-commerce | $30.00 | 11/13/2011 5:21:47 PM |
designer_10 | $25.00 | 11/14/2011 9:46:36 AM |
profit-powerplant | $25.00 | 11/14/2011 10:04:26 AM |
108lender | $104.00 | 11/14/2011 9:49:49 AM |
mad-scientist418 | $25.00 | 11/14/2011 10:26:26 AM |
CreditBuilder2 | $25.00 | 11/14/2011 10:57:56 AM |
powerful-greenback2 | $25.00 | 11/14/2011 12:15:42 PM |
bill-image | $25.00 | 11/14/2011 12:38:08 PM |
animal074 | $25.00 | 11/14/2011 11:42:37 AM |
coin-investor | $25.00 | 11/14/2011 11:55:17 AM |
bill-image | $25.00 | 11/14/2011 12:35:41 PM |
money-surge1 | $25.00 | 11/14/2011 9:47:05 AM |
atlas100 | $25.00 | 11/14/2011 2:34:27 PM |
fortytwo | $200.00 | 11/14/2011 2:26:51 PM |
Green_Bay_Packers | $25.00 | 11/14/2011 3:57:57 PM |
resplendent-moola | $65.16 | 11/14/2011 10:52:21 AM |
reward-walnut | $100.00 | 11/14/2011 11:02:19 AM |
worth-shower8 | $100.00 | 11/14/2011 5:21:06 PM |
NewYorkMoneyMan | $25.00 | 11/14/2011 11:26:49 AM |
LiveNow | $25.00 | 11/14/2011 5:14:45 PM |
Winged_Inspirations | $200.00 | 11/14/2011 12:55:32 PM |
octoberfresh | $25.00 | 11/14/2011 2:05:25 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:19:08 PM |
klinebarger | $25.00 | 11/14/2011 3:47:26 PM |
kind-forthright-repayment | $100.00 | 11/14/2011 6:49:43 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
537423
This series of Notes was issued and sold upon the funding of the borrower loan #55942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $130.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 75% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 10 |
Current / open credit lines:
| 9
/
10 | Length of status: | 2y 9m |
Amount delinquent:
| $72,113 |
Total credit lines:
| 60 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,038 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tommiemcd |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 97% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 3% )
| 660-679
(Sep-2009)
700-719
(Apr-2009)
640-659
(May-2008)
660-679
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Pay off a credit card
Purpose of loan:
Pay off a credit card
My financial situation:
had a loan with prosper before and paid off just fine
Monthly net income: ~$2000
Monthly expenses: ~$1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 11/5/2011 1:28:26 PM |
312-Lender | $25.00 | 11/5/2011 12:01:58 PM |
money-baron-Roth401k | $50.00 | 11/5/2011 12:15:50 PM |
finance-mushroom | $200.00 | 11/5/2011 12:03:07 PM |
AF-Chief | $25.00 | 11/5/2011 12:38:31 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:53 PM |
Moe87 | $25.00 | 11/5/2011 1:07:24 PM |
marwadi-62 | $200.00 | 11/5/2011 1:14:55 PM |
Evolver | $44.00 | 11/5/2011 2:47:50 PM |
well-rounded-payout0 | $50.00 | 11/5/2011 3:09:23 PM |
brightest-organized-balance | $25.00 | 11/5/2011 3:44:33 PM |
FarmersBank | $25.00 | 11/5/2011 4:13:42 PM |
Mikale360 | $25.00 | 11/5/2011 5:10:27 PM |
wise-deal-panda | $200.00 | 11/5/2011 3:22:26 PM |
mikeandcat | $50.00 | 11/5/2011 7:34:53 PM |
oplender | $25.00 | 11/5/2011 9:17:22 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:11 PM |
yield-lion2 | $25.00 | 11/5/2011 6:23:28 PM |
dollar-tornado3 | $25.00 | 11/6/2011 4:06:42 AM |
Sturgee | $25.00 | 11/6/2011 1:29:21 AM |
Lubava | $30.00 | 11/5/2011 8:48:09 PM |
Invest_In_U_Today_Pls_Pay_back | $50.93 | 11/6/2011 5:14:29 AM |
money-baron-roth-IRA | $50.00 | 11/6/2011 5:56:16 AM |
transparency-universe8 | $25.00 | 11/6/2011 9:33:21 AM |
revenue-den | $25.00 | 11/6/2011 12:21:04 PM |
green28 | $50.00 | 11/6/2011 12:24:15 PM |
neorunner | $25.00 | 11/6/2011 12:09:28 PM |
real-return | $25.00 | 11/6/2011 1:45:03 PM |
irrelevant | $25.00 | 11/6/2011 2:05:05 PM |
innovator10 | $200.00 | 11/6/2011 12:54:30 PM |
chameleon125 | $25.00 | 11/6/2011 3:01:39 PM |
seadrg | $25.00 | 11/6/2011 4:53:31 PM |
tcpfan | $25.00 | 11/6/2011 6:01:21 PM |
compassion-artisan9 | $25.00 | 11/6/2011 5:13:53 PM |
tcpfan | $25.00 | 11/6/2011 6:01:13 PM |
justbman | $25.00 | 11/6/2011 7:29:17 PM |
shrewd-income | $25.00 | 11/6/2011 7:55:45 PM |
poisson17 | $35.00 | 11/6/2011 9:18:43 PM |
sgvending | $27.21 | 11/7/2011 4:48:46 AM |
Tikibarman | $58.99 | 11/7/2011 5:12:46 AM |
RKLFinancial | $25.00 | 11/6/2011 8:52:13 PM |
persistent-funds9 | $25.00 | 11/6/2011 9:00:17 PM |
contract-student2 | $50.00 | 11/7/2011 5:07:37 AM |
glenium | $25.00 | 11/7/2011 2:14:02 AM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:36 PM |
amlu1988 | $25.00 | 11/5/2011 12:31:41 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:08 PM |
enticing-capital6 | $50.00 | 11/5/2011 12:58:06 PM |
r48 | $25.00 | 11/5/2011 5:01:48 PM |
Free-the-usa-1776 | $51.48 | 11/5/2011 7:14:12 PM |
brightest-organized-balance | $25.00 | 11/5/2011 3:51:57 PM |
NekHoldings | $25.00 | 11/5/2011 7:41:48 PM |
SolarMoonshine | $25.00 | 11/5/2011 5:30:36 PM |
Domgabriel | $25.00 | 11/6/2011 5:07:46 AM |
kulender | $50.00 | 11/6/2011 6:22:58 AM |
Feyenoord | $30.00 | 11/5/2011 11:18:16 PM |
168RichCapital | $25.11 | 11/6/2011 8:49:29 AM |
suave-dime6 | $25.00 | 11/6/2011 9:49:18 AM |
bonus-quark4 | $25.00 | 11/6/2011 6:53:04 AM |
the-respectful-transaction | $25.00 | 11/6/2011 7:03:26 AM |
Edwardtomo | $25.00 | 11/6/2011 10:58:17 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:31 PM |
thoughtful-contract984 | $25.00 | 11/6/2011 4:05:05 PM |
helping-out | $72.28 | 11/6/2011 4:48:14 PM |
myutmost | $25.00 | 11/6/2011 7:26:19 PM |
sophisticated-return496 | $50.00 | 11/6/2011 9:09:56 PM |
Tikibarman | $50.00 | 11/7/2011 5:10:22 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
537437
This series of Notes was issued and sold upon the funding of the borrower loan #55920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,499 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-commander8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms. In need
Purpose of loan:
This loan will be used to... pay of my balances on my credit cards and put the rest in my savings
My financial situation:
I am a good candidate for this loan because... I'm very intune to my credit report rating today. I have no negative remarks on my credit report for the last 3.5 years
Monthly net income: $ 2600
Monthly expenses: $1958
Housing: $895
Insurance: $63.60
Car expenses: $
Utilities: $187
Phone, cable, internet: $138
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $175
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/8/2011 9:42:20 AM |
pdub | $75.00 | 11/8/2011 9:45:51 AM |
SolarMoonshine | $25.00 | 11/8/2011 9:54:48 AM |
fervent-repayment | $50.00 | 11/8/2011 10:54:45 AM |
tcpfan | $25.00 | 11/8/2011 11:08:59 AM |
coin-investor | $25.00 | 11/8/2011 11:57:17 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:33:59 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:43 PM |
wonder3 | $35.00 | 11/8/2011 4:22:21 PM |
favorite-commerce | $30.00 | 11/8/2011 1:45:00 PM |
vutah | $50.00 | 11/8/2011 6:08:12 PM |
LuvToLend | $25.00 | 11/8/2011 8:41:10 PM |
finance-investor3 | $25.00 | 11/9/2011 12:32:55 AM |
palace2 | $200.00 | 11/9/2011 8:23:42 AM |
daekpon | $40.00 | 11/9/2011 10:41:53 AM |
whitegold24k | $400.00 | 11/9/2011 12:44:30 PM |
Green_Bay_Packers | $25.00 | 11/9/2011 3:24:55 PM |
palace2 | $75.00 | 11/9/2011 1:52:42 PM |
terrific-dough6 | $75.00 | 11/9/2011 2:46:46 PM |
evnagelist | $25.00 | 11/8/2011 9:39:04 AM |
rescue | $100.00 | 11/8/2011 9:10:45 AM |
economy-coup | $50.00 | 11/8/2011 11:19:33 AM |
transaction-circuit | $50.00 | 11/8/2011 11:36:45 AM |
handy-justice | $50.00 | 11/8/2011 10:12:00 AM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:20 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:42 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:06 PM |
elvisloans | $25.00 | 11/9/2011 2:35:45 AM |
foothillender | $25.00 | 11/9/2011 7:56:46 AM |
CashFlow13 | $100.00 | 11/9/2011 10:53:52 AM |
managedfund | $900.00 | 11/9/2011 12:03:01 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:22 PM |
whitegold24k | $100.00 | 11/9/2011 12:09:13 PM |
fund-widget | $30.00 | 11/9/2011 2:47:53 PM |
dws2380 | $25.00 | 11/9/2011 2:39:54 PM |
jtc26 | $90.00 | 11/9/2011 4:07:07 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
537445
This series of Notes was issued and sold upon the funding of the borrower loan #55740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1975 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 23
/
21 | Length of status: | 42y 5m |
Amount delinquent:
| $15 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,244 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-goliath |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
700-719
(Apr-2010)
660-679
(Jul-2009)
|
Principal balance:
| $2,508.93 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
one payment
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
GCInvestments | $28.00 | 11/5/2011 12:03:50 PM |
finance-mushroom | $200.00 | 11/5/2011 12:03:07 PM |
reward-adventure | $50.00 | 11/5/2011 12:21:27 PM |
finance-prescription | $100.00 | 11/5/2011 12:31:21 PM |
life-is-great | $25.00 | 11/5/2011 12:37:11 PM |
Investoman | $75.00 | 11/5/2011 12:45:53 PM |
foxtrot12 | $75.00 | 11/5/2011 1:00:02 PM |
RoyFauntleroy | $31.00 | 11/5/2011 1:17:10 PM |
panther757 | $25.00 | 11/5/2011 1:24:00 PM |
the-dollar-topper | $150.00 | 11/5/2011 1:24:33 PM |
genius520 | $50.00 | 11/5/2011 1:21:20 PM |
enticing-capital6 | $50.00 | 11/5/2011 12:58:06 PM |
shmb6508 | $29.00 | 11/5/2011 1:25:22 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:09 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:14 PM |
Kaj | $25.00 | 11/5/2011 1:07:11 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:44 PM |
SLN-10 | $50.00 | 11/5/2011 1:44:32 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:57 PM |
CAGE-Investments | $25.00 | 11/5/2011 2:27:18 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 3:04:18 PM |
Anny-Disco | $25.00 | 11/5/2011 3:05:18 PM |
triguy | $2,000.00 | 11/5/2011 3:08:16 PM |
spark548 | $50.00 | 11/5/2011 2:24:57 PM |
proud-pound4 | $25.00 | 11/5/2011 2:39:41 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:37 PM |
wise-deal-panda | $200.00 | 11/5/2011 3:22:26 PM |
runner262 | $25.00 | 11/5/2011 2:50:37 PM |
jhonn | $25.00 | 11/5/2011 3:51:57 PM |
brightest-gain-investor | $2,000.00 | 11/5/2011 3:03:13 PM |
Amused1 | $50.00 | 11/5/2011 5:26:33 PM |
MrBailey | $25.00 | 11/5/2011 3:14:31 PM |
Greenbak | $25.00 | 11/5/2011 3:20:13 PM |
income-buffalo1 | $82.00 | 11/5/2011 6:56:45 PM |
yield-hut | $46.00 | 11/5/2011 3:31:50 PM |
credit-coach118 | $45.36 | 11/5/2011 4:10:00 PM |
investorrr | $25.00 | 11/5/2011 10:59:01 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:57 AM |
Bob450 | $25.00 | 11/5/2011 8:27:31 PM |
trustworthy-hope189 | $100.00 | 11/6/2011 6:29:27 AM |
bradania | $25.00 | 11/5/2011 10:00:27 PM |
dollar-tornado3 | $25.00 | 11/6/2011 4:06:15 AM |
irrelevant | $25.00 | 11/6/2011 6:05:07 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:13 AM |
real-return | $25.00 | 11/6/2011 9:57:57 AM |
kulender | $50.00 | 11/6/2011 6:22:59 AM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:20 AM |
ninjazx10rida | $25.00 | 11/6/2011 9:15:56 AM |
randsenterprise | $25.00 | 11/6/2011 12:33:28 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:34 PM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:21 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:06 PM |
nimble-revenue5 | $25.00 | 11/6/2011 12:12:40 PM |
careful-vigilance4 | $50.00 | 11/6/2011 12:19:44 PM |
social-zebra | $30.00 | 11/6/2011 1:35:03 PM |
rate-mogul | $50.00 | 11/6/2011 2:15:45 PM |
best-loot-bear | $30.00 | 11/6/2011 3:11:17 PM |
gizzywump | $25.00 | 11/6/2011 6:24:57 PM |
zone6 | $34.25 | 11/6/2011 7:33:38 PM |
CA-Lender | $25.00 | 11/6/2011 2:38:25 PM |
AceInTheHole | $25.00 | 11/6/2011 4:34:20 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:34 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:06 PM |
new-social-economist | $60.00 | 11/6/2011 11:45:29 PM |
DadWarbucks | $25.00 | 11/6/2011 8:25:01 PM |
five-star-justice | $25.00 | 11/7/2011 6:03:55 AM |
wayman | $25.00 | 11/7/2011 7:08:11 AM |
RSV | $25.00 | 11/7/2011 6:57:45 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:54 AM |
convergentthinker | $25.00 | 11/7/2011 7:50:10 AM |
special-responsibility | $25.00 | 11/7/2011 5:47:47 AM |
helpinghand63 | $25.00 | 11/7/2011 10:04:05 AM |
valiant-contract | $25.00 | 11/7/2011 10:51:08 AM |
loot-heart | $25.00 | 11/7/2011 9:08:02 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:49 AM |
abundant-dollar7 | $100.00 | 11/7/2011 9:24:49 AM |
Petiza | $25.00 | 11/7/2011 10:53:05 AM |
NickRac | $75.00 | 11/7/2011 10:55:37 AM |
jrbill1998 | $34.00 | 11/7/2011 11:25:11 AM |
mydogissocute | $25.00 | 11/7/2011 11:32:51 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:55 AM |
wild_carrot | $25.00 | 11/7/2011 11:20:47 AM |
87Marc | $25.00 | 11/7/2011 11:40:16 AM |
handshake5 | $100.00 | 11/5/2011 12:11:11 PM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:36 PM |
LeReve | $50.00 | 11/5/2011 12:25:19 PM |
Feyenoord | $30.00 | 11/5/2011 12:24:16 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:37 PM |
AndChicksforFree | $25.00 | 11/5/2011 12:10:23 PM |
hard-working-rate3 | $27.00 | 11/5/2011 12:30:47 PM |
heerzaquestion | $25.00 | 11/5/2011 12:40:53 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:41 PM |
AF-Chief | $25.00 | 11/5/2011 12:38:31 PM |
prohelper | $25.00 | 11/5/2011 1:24:19 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:11 PM |
wildguy | $25.00 | 11/5/2011 1:34:20 PM |
ursus | $50.00 | 11/5/2011 1:35:02 PM |
cnovak | $25.00 | 11/5/2011 1:35:54 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:34 PM |
biobulator | $25.00 | 11/5/2011 1:38:58 PM |
listing-vista | $38.00 | 11/5/2011 2:37:21 PM |
dime-fighter | $25.00 | 11/5/2011 2:40:05 PM |
magnitude787 | $30.00 | 11/5/2011 2:45:43 PM |
desertoasis | $25.00 | 11/5/2011 1:59:37 PM |
yield-trader | $25.00 | 11/5/2011 2:53:30 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:57 PM |
flexible-fund6 | $40.00 | 11/5/2011 3:08:09 PM |
greenback-seagull2 | $41.00 | 11/5/2011 2:16:56 PM |
zippy-interest | $25.00 | 11/5/2011 3:11:31 PM |
figs4u2 | $100.00 | 11/5/2011 2:36:10 PM |
hostbank | $100.00 | 11/5/2011 3:18:43 PM |
fcrick | $25.00 | 11/5/2011 3:24:25 PM |
proud-gold9 | $25.00 | 11/5/2011 4:03:40 PM |
important-openness1 | $100.00 | 11/5/2011 3:07:32 PM |
zbfamwl | $25.00 | 11/5/2011 5:03:04 PM |
rescue | $100.00 | 11/5/2011 3:11:10 PM |
MAYBROOK | $35.00 | 11/5/2011 3:21:56 PM |
IIP77 | $25.00 | 11/5/2011 3:23:03 PM |
loyalist1 | $100.00 | 11/5/2011 7:36:32 PM |
econgineer | $75.00 | 11/5/2011 8:00:26 PM |
treasure-expert | $25.00 | 11/5/2011 8:45:37 PM |
mcgillis99 | $25.00 | 11/5/2011 9:52:02 PM |
FinanceEngine | $40.00 | 11/5/2011 5:31:31 PM |
Tasmir | $25.00 | 11/5/2011 10:42:33 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:12 PM |
hglrfdom | $25.00 | 11/5/2011 6:39:27 PM |
mckhbnpc | $50.00 | 11/5/2011 7:00:07 PM |
transparency-universe8 | $25.00 | 11/6/2011 3:26:10 AM |
tkr2 | $25.00 | 11/5/2011 8:03:03 PM |
a275ranger | $30.00 | 11/5/2011 8:54:21 PM |
goodcents | $25.00 | 11/6/2011 4:27:48 AM |
grf1945 | $75.00 | 11/6/2011 10:18:10 AM |
DoctorJoe | $30.00 | 11/6/2011 9:24:30 AM |
bradny | $25.00 | 11/6/2011 12:42:42 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:50 AM |
exact-loan5 | $50.00 | 11/6/2011 2:11:39 PM |
lyndyn | $25.00 | 11/6/2011 2:02:09 PM |
CapitalismRocks | $25.00 | 11/6/2011 2:35:15 PM |
jo2y | $25.00 | 11/6/2011 3:57:14 PM |
trimwork99 | $25.00 | 11/6/2011 4:47:12 PM |
thomas16882004 | $25.00 | 11/6/2011 7:17:33 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:36 PM |
sentry256 | $25.00 | 11/6/2011 8:27:19 PM |
Auburnmist | $25.00 | 11/6/2011 4:32:00 PM |
BuckeyeGuy | $25.00 | 11/6/2011 4:57:46 PM |
affluence-tambourine | $25.00 | 11/6/2011 10:50:53 PM |
shrewd-income | $25.00 | 11/6/2011 7:58:33 PM |
RKLFinancial | $25.00 | 11/6/2011 8:53:02 PM |
pythia | $25.00 | 11/7/2011 6:54:58 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:56 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:45 AM |
rate-negotiator | $25.00 | 11/7/2011 8:49:50 AM |
Petiza | $25.00 | 11/7/2011 10:58:02 AM |
asmithj | $25.00 | 11/7/2011 9:35:30 AM |
deal-secret-agent | $25.00 | 11/7/2011 11:44:11 AM |
productive-principal7 | $25.00 | 11/7/2011 11:26:49 AM |
elfincove | $25.00 | 11/7/2011 10:01:01 AM |
Eastern | $50.00 | 11/7/2011 1:19:49 PM |
One_Lolo | $25.00 | 11/7/2011 10:27:34 AM |
mcilwaaj12 | $50.00 | 11/7/2011 10:51:59 AM |
salegalaxy | $25.00 | 11/7/2011 11:17:30 AM |
bellaquito | $1,834.39 | 11/7/2011 1:34:59 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
537457
This series of Notes was issued and sold upon the funding of the borrower loan #55692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 24y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $270 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 52 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| relentless-asset6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...pay off a tax bill that I just got.
My financial situation:
I am a good candidate for this loan because...I have no other debt and will guarantee to pay my bills
Monthly net income: $ 2800
Monthly expenses: $ 220
Housing: $ 960
Insurance: $ 105
Car expenses: $ 400
Utilities: $ 125
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/5/2011 12:24:38 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:54 PM |
RoyFauntleroy | $50.00 | 11/5/2011 1:17:10 PM |
EngineersAlliance | $133.00 | 11/5/2011 12:55:02 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:34 PM |
riskreward | $250.00 | 11/5/2011 3:09:12 PM |
marwadi-62 | $50.00 | 11/5/2011 7:52:05 PM |
kulender | $50.00 | 11/6/2011 6:22:59 AM |
jescowa | $50.00 | 11/6/2011 2:20:33 PM |
wayman | $25.00 | 11/7/2011 7:08:12 AM |
Kessler | $25.00 | 11/7/2011 7:31:44 AM |
jsnryn | $25.00 | 11/7/2011 8:11:02 AM |
Maggie3 | $25.00 | 11/7/2011 9:33:48 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:55 AM |
janeybooboo | $75.00 | 11/7/2011 9:13:52 AM |
valiant-contract | $25.00 | 11/7/2011 10:52:55 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:40 AM |
CPAecs | $25.00 | 11/7/2011 12:18:00 PM |
jeewrx | $50.00 | 11/7/2011 12:36:55 PM |
melodious-fairness | $25.00 | 11/7/2011 11:40:44 AM |
prohelper | $25.00 | 11/7/2011 11:19:53 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:55 AM |
nickel-ferret | $50.00 | 11/5/2011 12:39:42 PM |
evnagelist | $25.00 | 11/5/2011 1:00:41 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:57 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:21:02 PM |
cnovak | $25.00 | 11/5/2011 1:35:54 PM |
rescue | $100.00 | 11/5/2011 3:11:10 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:21 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:51 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:35 PM |
DDHMoney | $25.00 | 11/7/2011 10:42:50 AM |
ore-seagull | $60.75 | 11/7/2011 11:05:02 AM |
rs999 | $25.00 | 11/7/2011 11:24:03 AM |
bbrelo | $25.00 | 11/7/2011 11:22:57 AM |
new-gold-wrangler | $1,750.66 | 11/7/2011 1:06:35 PM |
green28 | $30.59 | 11/7/2011 10:48:29 AM |
mikrolown | $25.00 | 11/7/2011 12:35:05 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
537461
This series of Notes was issued and sold upon the funding of the borrower loan #55940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,262 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green28 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Pay off Higher % Credit Card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
beer-gardener | $50.00 | 11/7/2011 4:51:11 PM |
influential-benjamins0 | $100.00 | 11/7/2011 5:16:10 PM |
evnagelist | $25.00 | 11/7/2011 5:16:50 PM |
impressive-loan | $100.00 | 11/7/2011 5:33:55 PM |
rolltide09 | $25.00 | 11/7/2011 5:24:23 PM |
spark548 | $50.00 | 11/7/2011 6:19:49 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:27 PM |
five-star-note | $25.00 | 11/7/2011 7:06:49 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:17 PM |
rescue | $100.00 | 11/7/2011 6:09:39 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:36 PM |
payout-motivator0 | $50.00 | 11/7/2011 7:28:12 PM |
well-mannered-income3 | $60.00 | 11/7/2011 8:07:10 PM |
susurrus | $25.00 | 11/7/2011 8:37:24 PM |
CAGE-Investments | $25.00 | 11/7/2011 7:21:39 PM |
antlr | $50.00 | 11/7/2011 9:35:22 PM |
bellaquito | $215.00 | 11/7/2011 9:44:32 PM |
Icon_88 | $25.00 | 11/7/2011 8:16:43 PM |
riskreward | $250.00 | 11/7/2011 5:04:56 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:45 PM |
wigglesworth4 | $200.00 | 11/7/2011 5:02:56 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:15 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:20 PM |
Tai | $25.00 | 11/7/2011 5:07:38 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:14 PM |
credit-maple5 | $100.00 | 11/7/2011 5:34:25 PM |
mike_banker | $50.00 | 11/7/2011 6:51:04 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:16 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:48 PM |
cnovak | $25.00 | 11/7/2011 7:22:09 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:19 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:55 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:31 PM |
justice-gourd | $150.00 | 11/7/2011 9:37:03 PM |
prohelper | $25.00 | 11/7/2011 7:48:46 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:44 PM |
triguy | $1,150.00 | 11/7/2011 9:31:26 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
537483
This series of Notes was issued and sold upon the funding of the borrower loan #56117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,950.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-06-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $219.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 5% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,225 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-kindness-shower |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Integrity Roof
Purpose of loan:
This loan will be used to reroof the house.
My financial situation:
I am a good candidate for this loan because I have steady income, a good payment history, and solid credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
massuot | $25.00 | 11/6/2011 12:01:37 PM |
green-trade-dolphin2 | $28.07 | 11/6/2011 12:02:18 PM |
lamsabuy | $25.00 | 11/6/2011 12:04:06 PM |
first-favorite-bonus9 | $25.00 | 11/6/2011 12:06:56 PM |
neighborly-hope6 | $100.00 | 11/6/2011 12:24:59 PM |
MarketInvestor | $25.00 | 11/6/2011 12:32:12 PM |
vivacious-truth3 | $25.00 | 11/6/2011 12:56:04 PM |
quantumwellguy | $50.00 | 11/6/2011 12:59:52 PM |
sjlender | $100.00 | 11/6/2011 1:32:50 PM |
AFairDeal | $25.00 | 11/6/2011 1:36:02 PM |
TomDalonajay | $25.00 | 11/6/2011 1:36:45 PM |
Dollars4Rent | $50.00 | 11/6/2011 12:21:54 PM |
indomitable-coin | $25.00 | 11/6/2011 1:33:40 PM |
britgsb | $30.00 | 11/6/2011 1:59:53 PM |
Clambake | $25.00 | 11/6/2011 1:43:22 PM |
AmericanCredit | $50.00 | 11/6/2011 12:52:00 PM |
figs4u2 | $100.00 | 11/6/2011 2:05:07 PM |
jthomps4 | $25.00 | 11/6/2011 2:16:41 PM |
platinum-genetics | $25.00 | 11/6/2011 12:56:28 PM |
fervent-repayment | $50.00 | 11/6/2011 4:11:04 PM |
1redfish | $100.00 | 11/6/2011 1:28:16 PM |
Bank_Of_XL | $25.00 | 11/6/2011 3:56:25 PM |
hard-working-rate3 | $100.00 | 11/6/2011 2:00:55 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:39 PM |
giantfan19 | $54.72 | 11/6/2011 7:57:28 PM |
vine99 | $100.00 | 11/6/2011 9:24:58 PM |
andec25 | $25.00 | 11/7/2011 6:41:53 AM |
hampa | $25.00 | 11/7/2011 7:17:29 AM |
productive-finance | $25.00 | 11/6/2011 11:25:36 PM |
money-explorer3 | $25.00 | 11/7/2011 7:35:10 AM |
dsav607 | $36.00 | 11/7/2011 7:43:07 AM |
loot-heart | $25.00 | 11/7/2011 9:08:03 AM |
real-return | $25.00 | 11/7/2011 9:43:24 AM |
blue-useful-auction | $25.00 | 11/7/2011 9:07:04 AM |
lending401 | $25.00 | 11/7/2011 11:26:52 AM |
kenji4861 | $25.00 | 11/7/2011 11:49:31 AM |
ultimate-responsibility0 | $25.00 | 11/7/2011 10:13:48 AM |
orbital-loot333 | $25.00 | 11/7/2011 11:05:57 AM |
holesome | $25.00 | 11/7/2011 2:46:43 PM |
emjo1219 | $25.00 | 11/7/2011 4:05:52 PM |
totoro | $25.00 | 11/7/2011 4:13:39 PM |
YellowJacket | $25.00 | 11/7/2011 4:16:47 PM |
EODCAP | $25.00 | 11/7/2011 4:25:03 PM |
Tylerh | $500.00 | 11/7/2011 2:19:42 PM |
caring-hope2 | $200.00 | 11/7/2011 5:18:24 PM |
JustMee | $25.00 | 11/7/2011 5:24:29 PM |
paramjit | $50.00 | 11/7/2011 6:27:24 PM |
calbertrand | $25.00 | 11/7/2011 6:53:21 PM |
logical-loyalty0 | $25.00 | 11/7/2011 7:08:46 PM |
journey517 | $50.00 | 11/7/2011 8:25:48 PM |
ore-frontier | $40.84 | 11/7/2011 11:48:07 PM |
DrPalaber | $50.00 | 11/8/2011 4:47:00 AM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:51 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:42 PM |
MBA_moneylender | $27.97 | 11/7/2011 11:26:58 PM |
capital-futurist | $25.00 | 11/8/2011 8:01:26 AM |
Cheburashka | $25.00 | 11/8/2011 9:13:30 AM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:49 AM |
SmartBanking | $25.00 | 11/8/2011 9:30:22 AM |
somebody32 | $25.00 | 11/8/2011 10:34:57 AM |
minista | $25.00 | 11/8/2011 10:59:10 AM |
friendinmoney | $25.00 | 11/8/2011 10:42:11 AM |
JDFuego | $25.00 | 11/8/2011 11:38:07 AM |
velocity-solo | $25.00 | 11/8/2011 10:17:08 AM |
wampum-library4 | $30.16 | 11/8/2011 1:27:28 PM |
currency-saguaro9 | $150.00 | 11/8/2011 2:31:38 PM |
luminous-return3 | $25.00 | 11/8/2011 11:45:44 AM |
keichi03 | $100.00 | 11/8/2011 4:59:44 PM |
mojii77 | $50.00 | 11/8/2011 5:03:59 PM |
paladin510 | $25.00 | 11/8/2011 4:55:13 PM |
buukyak | $25.00 | 11/8/2011 2:09:32 PM |
Integrity-Lending4U | $29.85 | 11/8/2011 5:45:10 PM |
larslfe | $25.00 | 11/8/2011 5:47:06 PM |
BOZO88 | $50.00 | 11/8/2011 5:59:04 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:57 PM |
awesome-income4 | $25.00 | 11/8/2011 5:36:15 PM |
healer199 | $44.00 | 11/9/2011 4:11:00 AM |
mammalian4 | $25.00 | 11/9/2011 4:45:19 AM |
BeachWalkz | $50.00 | 11/9/2011 5:24:59 AM |
sb0453 | $25.00 | 11/9/2011 7:16:53 AM |
frooogal | $25.00 | 11/8/2011 8:31:12 PM |
intrepid-loot | $25.00 | 11/8/2011 8:44:35 PM |
lanlie | $516.86 | 11/9/2011 7:00:44 AM |
Captain88 | $25.00 | 11/9/2011 8:24:15 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:23 AM |
the-cash-piano | $25.78 | 11/9/2011 8:03:22 AM |
wlm3012 | $50.00 | 11/9/2011 8:05:30 AM |
BankofPete | $25.00 | 11/9/2011 9:06:44 AM |
dpjd | $25.00 | 11/9/2011 9:07:07 AM |
adevadeh | $25.00 | 11/9/2011 9:27:34 AM |
crescent6 | $25.00 | 11/9/2011 9:27:44 AM |
vigilance-revolutionary | $50.00 | 11/9/2011 9:31:38 AM |
bill-expert | $50.00 | 11/9/2011 9:49:07 AM |
golden-platinum7 | $25.00 | 11/9/2011 9:50:16 AM |
IIP77 | $25.00 | 11/9/2011 9:53:49 AM |
JohnW12 | $50.00 | 11/9/2011 9:38:23 AM |
TelegramSam | $25.00 | 11/9/2011 9:58:56 AM |
Harry | $50.00 | 11/9/2011 9:44:44 AM |
blazing-capital2 | $250.00 | 11/9/2011 9:50:02 AM |
NoCal | $25.00 | 11/9/2011 9:00:47 AM |
anacent | $25.00 | 11/9/2011 10:03:08 AM |
abkennedy | $25.00 | 11/9/2011 9:19:37 AM |
cosygirl | $50.00 | 11/9/2011 9:20:44 AM |
ZeoInvestments | $25.00 | 11/9/2011 9:36:25 AM |
ProjectVenture | $25.00 | 11/9/2011 9:40:11 AM |
Carne_Chung | $25.00 | 11/9/2011 9:42:10 AM |
new-truth-chuckler | $25.00 | 11/9/2011 9:46:03 AM |
Aimvest | $25.00 | 11/9/2011 9:57:53 AM |
benefit-dreams | $25.00 | 11/9/2011 10:04:18 AM |
bb575 | $50.00 | 11/6/2011 12:22:36 PM |
EngineersAlliance | $125.00 | 11/6/2011 12:30:35 PM |
CalBear5 | $25.00 | 11/6/2011 12:33:21 PM |
iaffy | $50.00 | 11/6/2011 12:46:32 PM |
encore06 | $25.00 | 11/6/2011 12:45:50 PM |
evnagelist | $25.00 | 11/6/2011 1:16:32 PM |
impressive-loan | $100.00 | 11/6/2011 1:42:22 PM |
responsibility-butterfly | $25.00 | 11/6/2011 1:40:16 PM |
worthy-bid8 | $50.00 | 11/6/2011 2:21:58 PM |
Interloper | $29.00 | 11/6/2011 2:19:36 PM |
Brainworm | $25.00 | 11/6/2011 1:14:12 PM |
agile-responsibility | $25.00 | 11/6/2011 1:16:38 PM |
moola-rose8 | $50.00 | 11/6/2011 3:34:23 PM |
riskreward | $250.00 | 11/6/2011 2:01:51 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:01 PM |
Arg3998 | $25.00 | 11/6/2011 2:15:08 PM |
janeybooboo | $100.00 | 11/6/2011 7:11:24 PM |
Weaverville | $50.00 | 11/6/2011 7:15:01 PM |
fortytwo | $150.00 | 11/6/2011 2:30:53 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:36 PM |
blot44 | $100.00 | 11/6/2011 8:04:18 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:31 PM |
affluence-tambourine | $25.00 | 11/6/2011 10:50:53 PM |
corndog4000 | $120.00 | 11/7/2011 1:45:50 AM |
sajitk | $25.00 | 11/7/2011 4:25:52 AM |
ThomasC | $50.00 | 11/7/2011 5:00:40 AM |
ritwngr | $25.00 | 11/7/2011 6:23:01 AM |
atlantic51 | $25.00 | 11/7/2011 6:05:27 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:57 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:03 AM |
klin | $50.00 | 11/7/2011 8:48:34 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:49 AM |
a-exponential-hope | $25.00 | 11/7/2011 7:24:10 AM |
rmachi | $25.00 | 11/7/2011 9:38:34 AM |
cachecrew | $50.00 | 11/7/2011 9:27:30 AM |
mrpowers5531 | $25.00 | 11/7/2011 9:59:25 AM |
peace-cadence | $25.00 | 11/7/2011 10:10:50 AM |
jasonrun | $25.00 | 11/7/2011 10:57:14 AM |
cnovak | $25.00 | 11/7/2011 9:34:52 AM |
the2monkeys | $25.00 | 11/7/2011 1:17:23 PM |
auxilliary2000 | $25.00 | 11/7/2011 10:28:31 AM |
intuitive-camaraderi9 | $25.00 | 11/7/2011 11:23:20 AM |
finance-explosion6 | $25.00 | 11/7/2011 11:24:09 AM |
Eastern | $50.00 | 11/7/2011 1:19:50 PM |
EODCAP | $25.00 | 11/7/2011 4:33:40 PM |
77dowplace | $30.00 | 11/7/2011 5:38:55 PM |
chibear34 | $25.00 | 11/7/2011 5:11:49 PM |
want2bfree2 | $25.00 | 11/7/2011 5:47:19 PM |
Sneezie | $100.00 | 11/7/2011 6:50:27 PM |
gt1687c | $50.00 | 11/7/2011 7:53:34 PM |
Glowworm11 | $25.00 | 11/7/2011 10:21:27 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:07 AM |
rascal867 | $26.21 | 11/7/2011 10:12:30 PM |
phchristensen | $50.00 | 11/8/2011 12:22:19 AM |
Ven58 | $25.00 | 11/8/2011 7:15:54 AM |
bold-shrewd-dedication | $250.00 | 11/8/2011 7:44:48 AM |
preciouschild | $60.00 | 11/8/2011 5:28:00 AM |
hrubinst | $50.00 | 11/8/2011 5:46:33 AM |
beachfunder | $25.00 | 11/8/2011 9:05:25 AM |
traghip6 | $25.00 | 11/8/2011 7:19:32 AM |
bluefootedpig | $30.00 | 11/8/2011 9:29:14 AM |
srilm | $25.00 | 11/8/2011 8:26:32 AM |
ndwayno | $28.00 | 11/8/2011 9:49:37 AM |
mentornetwork | $25.00 | 11/8/2011 8:42:26 AM |
windfall46 | $25.00 | 11/8/2011 9:11:24 AM |
SunsetCoastCapital | $25.00 | 11/8/2011 11:31:01 AM |
MC_ | $25.00 | 11/8/2011 11:45:16 AM |
MiniBank998 | $25.00 | 11/8/2011 10:35:59 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:33 PM |
gold-disk | $25.00 | 11/8/2011 12:49:12 PM |
cgkid | $25.00 | 11/8/2011 11:22:25 AM |
BlessedEveryDay | $35.00 | 11/8/2011 1:38:53 PM |
bzanlo33 | $50.00 | 11/8/2011 1:44:49 PM |
a2190b | $60.00 | 11/8/2011 4:13:19 PM |
wampum-library4 | $25.00 | 11/8/2011 1:24:58 PM |
sturdy-fairness5 | $44.21 | 11/8/2011 3:00:44 PM |
freesia54 | $26.00 | 11/8/2011 5:53:49 PM |
bouvierchamp | $25.00 | 11/8/2011 7:43:25 PM |
epic-investment9 | $25.00 | 11/8/2011 9:15:15 PM |
prudent-bid3 | $25.00 | 11/8/2011 6:09:41 PM |
The-Lighthouse-Group | $25.00 | 11/9/2011 6:39:10 AM |
sictransitgloria | $26.00 | 11/9/2011 6:37:07 AM |
gsp1885 | $43.00 | 11/8/2011 8:56:19 PM |
morewhatsinstore | $25.00 | 11/9/2011 8:53:07 AM |
peso-windmill | $25.00 | 11/9/2011 9:02:31 AM |
FortuneFund | $50.00 | 11/9/2011 9:11:41 AM |
UncleTupelo2 | $25.00 | 11/9/2011 5:20:56 AM |
Kame | $25.00 | 11/9/2011 9:27:53 AM |
hostbank | $100.00 | 11/9/2011 9:12:45 AM |
blLending | $25.00 | 11/9/2011 9:30:39 AM |
MJDAE | $50.00 | 11/9/2011 9:17:36 AM |
rangers94 | $25.00 | 11/9/2011 9:37:44 AM |
Curly-Girly | $25.00 | 11/9/2011 9:42:12 AM |
houli123 | $75.00 | 11/9/2011 6:45:05 AM |
hardwareman | $25.00 | 11/9/2011 9:42:42 AM |
bobby5832708 | $25.00 | 11/9/2011 9:46:35 AM |
MoneySiles | $25.00 | 11/9/2011 9:51:04 AM |
manofthecentury | $25.00 | 11/9/2011 10:05:53 AM |
orange-courageous-dedication | $25.00 | 11/9/2011 9:05:56 AM |
dartmouth99 | $25.00 | 11/9/2011 9:14:25 AM |
slartibardfast | $25.00 | 11/9/2011 9:18:58 AM |
point-oyster5 | $25.00 | 11/9/2011 9:34:10 AM |
integrity-saver | $100.00 | 11/9/2011 9:41:52 AM |
YLlama | $25.00 | 11/9/2011 10:00:08 AM |
519dobber | $76.58 | 11/9/2011 10:04:56 AM |
214 Investments
|
Borrower Payment Dependent Notes Series
537485
This series of Notes was issued and sold upon the funding of the borrower loan #55794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $262.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 42% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,665 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| catmomma |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Auto Refinance
Purpose of loan:
This loan will be used to refinance my car loan at a lower interest rate.
My financial situation:
I am a good candidate for this loan because I am a previous Prosper borrower who successfully paid off my loan. I am currently more than a year ahead on my payments on this vehicle and have a stable job situation.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gold-commander0 | $25.00 | 11/6/2011 12:19:13 PM |
green-trade-dolphin2 | $48.22 | 11/6/2011 12:02:13 PM |
thankful-nickel2 | $50.00 | 11/6/2011 1:30:09 PM |
enticing-capital6 | $50.00 | 11/6/2011 1:20:29 PM |
AFairDeal | $25.00 | 11/6/2011 1:36:02 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:17 PM |
cashhelp | $25.00 | 11/6/2011 1:25:50 PM |
real-return | $25.00 | 11/6/2011 1:48:24 PM |
Clambake | $25.00 | 11/6/2011 1:43:22 PM |
kenji4861 | $25.00 | 11/6/2011 12:35:11 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:01 PM |
influential-benjamins0 | $100.00 | 11/6/2011 2:17:24 PM |
indomitable-coin | $25.00 | 11/6/2011 1:33:40 PM |
kulender | $50.00 | 11/6/2011 5:11:22 PM |
jescowa | $50.00 | 11/6/2011 2:20:34 PM |
Saleen06 | $50.00 | 11/6/2011 7:47:42 PM |
Feyenoord | $30.00 | 11/6/2011 8:53:50 PM |
DadWarbucks | $25.00 | 11/6/2011 8:25:02 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:41 PM |
Kerrysbay | $50.00 | 11/7/2011 1:01:07 AM |
corndog4000 | $55.00 | 11/7/2011 1:42:16 AM |
dollar-tornado3 | $25.00 | 11/7/2011 5:40:29 AM |
ThomasC | $50.00 | 11/7/2011 5:00:40 AM |
jeevs10 | $25.00 | 11/7/2011 7:01:18 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:10 AM |
scholarly-benefit5 | $25.00 | 11/7/2011 8:48:22 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:04 AM |
john0720 | $25.00 | 11/7/2011 7:16:33 AM |
Chesterite | $53.50 | 11/7/2011 10:01:32 AM |
TMBank | $25.00 | 11/7/2011 11:08:49 AM |
affluence-tycoon | $25.00 | 11/7/2011 11:09:57 AM |
bbrelo | $25.00 | 11/7/2011 11:22:57 AM |
unassailable-dollar | $25.84 | 11/7/2011 9:32:57 AM |
Hotrod52 | $25.00 | 11/7/2011 10:56:07 AM |
Bank42 | $25.00 | 11/7/2011 1:45:03 PM |
Tylerh | $500.00 | 11/7/2011 2:19:43 PM |
innovator10 | $200.00 | 11/7/2011 11:38:34 AM |
shellstar | $25.00 | 11/7/2011 2:26:58 PM |
friendinmoney | $25.00 | 11/7/2011 3:31:17 PM |
nimble-nickel | $100.00 | 11/7/2011 3:51:24 PM |
Green_Bay_Packers | $50.00 | 11/7/2011 3:09:44 PM |
georgedorn | $92.88 | 11/7/2011 3:11:03 PM |
agalt | $150.00 | 11/7/2011 1:30:06 PM |
MissionMicroFinance | $25.00 | 11/7/2011 1:44:44 PM |
well-mannered-velocity517 | $25.00 | 11/7/2011 4:09:39 PM |
beer-gardener | $50.00 | 11/7/2011 4:47:49 PM |
nycfinance | $25.00 | 11/7/2011 5:05:43 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:42 PM |
brainy-greenback481 | $50.00 | 11/7/2011 3:50:07 PM |
rolltide09 | $25.00 | 11/7/2011 5:24:23 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:49 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:12 PM |
hidavehi | $30.00 | 11/7/2011 6:11:52 PM |
chris-heretoinvest | $25.00 | 11/7/2011 6:31:09 PM |
commitment-farm | $30.00 | 11/7/2011 6:37:13 PM |
advantage724 | $28.00 | 11/7/2011 6:48:19 PM |
Sneezie | $100.00 | 11/7/2011 6:50:27 PM |
five-star-note | $25.00 | 11/7/2011 7:07:50 PM |
jarf | $25.00 | 11/7/2011 6:09:30 PM |
resolute-justice413 | $100.00 | 11/7/2011 7:53:24 PM |
SailAwayMoon | $25.00 | 11/7/2011 6:46:41 PM |
BankLV | $25.00 | 11/7/2011 7:58:23 PM |
JinNing | $100.00 | 11/7/2011 7:13:28 PM |
triguy | $39.00 | 11/7/2011 9:29:44 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:13 PM |
bb575 | $50.00 | 11/6/2011 12:22:37 PM |
platinum-genetics | $25.00 | 11/6/2011 12:56:28 PM |
cnovak | $25.00 | 11/6/2011 12:08:52 PM |
evnagelist | $25.00 | 11/6/2011 1:16:32 PM |
rakey | $25.47 | 11/6/2011 1:42:28 PM |
riskreward | $250.00 | 11/6/2011 2:01:51 PM |
responsibility-butterfly | $25.00 | 11/6/2011 1:40:16 PM |
figs4u2 | $100.00 | 11/6/2011 2:05:08 PM |
WalnutCreekguy | $100.00 | 11/6/2011 2:05:35 PM |
enterprising-credit2 | $25.00 | 11/6/2011 2:40:23 PM |
listing-trapper3 | $50.00 | 11/6/2011 1:26:58 PM |
gilbrear | $25.00 | 11/6/2011 6:14:31 PM |
rich266 | $25.00 | 11/6/2011 2:14:07 PM |
Weaverville | $50.00 | 11/6/2011 7:15:01 PM |
worthy-bid8 | $50.00 | 11/6/2011 2:21:59 PM |
tutnyce | $89.24 | 11/6/2011 8:14:39 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:39 PM |
benevolent-asset | $25.18 | 11/6/2011 6:48:00 PM |
tntmojave | $50.00 | 11/7/2011 4:32:19 AM |
barchibald | $50.00 | 11/7/2011 6:24:33 AM |
jazzlender | $50.00 | 11/7/2011 7:10:22 AM |
damanq | $25.00 | 11/7/2011 3:46:37 AM |
fcukciti | $35.00 | 11/7/2011 4:14:49 AM |
tomdooley12520 | $25.00 | 11/7/2011 5:28:54 AM |
PitOfSuccess | $25.00 | 11/7/2011 5:57:38 AM |
ect_2k20 | $25.00 | 11/7/2011 8:29:32 AM |
rate-mogul | $50.00 | 11/7/2011 9:16:54 AM |
castlwizz | $40.86 | 11/7/2011 9:22:27 AM |
ingenious-diversification | $50.00 | 11/7/2011 9:10:05 AM |
exact-loan5 | $50.00 | 11/7/2011 9:43:14 AM |
orangetrust | $50.00 | 11/7/2011 9:22:29 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:56 AM |
rmachi | $25.00 | 11/7/2011 9:38:35 AM |
orange-brainy-return | $25.00 | 11/7/2011 9:24:00 AM |
finance-explosion6 | $25.00 | 11/7/2011 11:24:10 AM |
oskizzle | $50.00 | 11/7/2011 9:28:52 AM |
jamiee73 | $25.00 | 11/7/2011 11:37:48 AM |
kchen486 | $50.00 | 11/7/2011 2:08:36 PM |
director877 | $25.00 | 11/7/2011 2:36:18 PM |
Vector | $25.00 | 11/7/2011 2:51:25 PM |
Nazbuster | $100.00 | 11/7/2011 1:01:11 PM |
SummitAdvisors | $102.94 | 11/7/2011 1:28:21 PM |
totoro | $25.00 | 11/7/2011 4:13:39 PM |
jmeasn | $75.00 | 11/7/2011 3:55:43 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:45 PM |
Brisket_Bob | $65.84 | 11/7/2011 1:43:06 PM |
payment-wonder2 | $29.40 | 11/7/2011 4:55:07 PM |
arkleseizure | $25.00 | 11/7/2011 5:10:07 PM |
first-silver-bridge | $50.00 | 11/7/2011 3:16:44 PM |
the-financier814 | $25.00 | 11/7/2011 5:16:43 PM |
wildgillis | $100.00 | 11/7/2011 5:21:47 PM |
famous-bill | $50.00 | 11/7/2011 4:24:54 PM |
Vans1975 | $53.04 | 11/7/2011 5:53:33 PM |
wigglesworth4 | $500.00 | 11/7/2011 5:02:55 PM |
greenback-loyalist8 | $50.00 | 11/7/2011 6:19:01 PM |
paramjit | $50.00 | 11/7/2011 6:27:25 PM |
fcrick | $25.00 | 11/7/2011 6:46:25 PM |
majestic-repayment3 | $50.00 | 11/7/2011 6:05:43 PM |
Spaceman838 | $50.00 | 11/7/2011 7:44:08 PM |
Skatingbear | $100.00 | 11/7/2011 7:39:30 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:40:03 PM |
majestic-income1 | $50.00 | 11/7/2011 7:55:52 PM |
sflash | $25.00 | 11/7/2011 7:03:58 PM |
coin-sphinx4 | $64.59 | 11/7/2011 7:07:48 PM |
susurrus | $50.00 | 11/7/2011 8:30:17 PM |
pumatrap | $25.00 | 11/7/2011 7:19:01 PM |
magnetic-pound4 | $200.00 | 11/7/2011 8:46:25 PM |
Reddy_Capital | $36.00 | 11/7/2011 9:14:26 PM |
frooogal | $50.00 | 11/7/2011 9:15:56 PM |
greenback-museum | $25.00 | 11/7/2011 7:31:52 PM |
MrRooster101 | $25.00 | 11/7/2011 9:22:52 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
537487
This series of Notes was issued and sold upon the funding of the borrower loan #55755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,176 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| five-star-income277 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Help Paying Expenses!
Purpose of loan:
This loan will be used to...Pay off Unexpected Expenses
My financial situation:
I am a good candidate for this loan because...I have a steady job and keep up with all my bills.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/5/2011 12:17:26 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:39 PM |
fishcreek | $25.00 | 11/5/2011 12:48:27 PM |
ultimate-peace | $250.00 | 11/5/2011 12:34:24 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:14 PM |
economy-coup | $50.00 | 11/5/2011 1:57:43 PM |
coin-investor | $25.00 | 11/5/2011 2:44:22 PM |
fortytwo | $150.00 | 11/5/2011 3:11:56 PM |
Free-the-usa-1776 | $25.00 | 11/5/2011 7:11:17 PM |
favorite-commerce | $30.00 | 11/5/2011 9:16:06 PM |
kulender | $50.00 | 11/6/2011 6:23:00 AM |
credit-coach118 | $25.00 | 11/6/2011 8:54:35 AM |
neorunner | $25.00 | 11/6/2011 12:00:35 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:34 PM |
olin5 | $17.00 | 11/6/2011 12:57:41 PM |
finance-mushroom | $200.00 | 11/5/2011 12:03:09 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:10 PM |
social-cocktail1 | $73.00 | 11/5/2011 1:27:15 PM |
evnagelist | $25.00 | 11/5/2011 1:00:52 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:03:34 PM |
rescue | $100.00 | 11/5/2011 3:11:11 PM |
imoutdoorsy | $25.00 | 11/5/2011 11:07:07 PM |
elvisloans | $25.00 | 11/6/2011 6:36:30 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:13 PM |
4mydaughterseducation | $30.00 | 11/5/2011 10:50:40 PM |
suave-dime6 | $25.00 | 11/6/2011 9:47:20 AM |
leverage-monger | $25.00 | 11/6/2011 7:18:37 AM |
mrxtravis | $25.00 | 11/6/2011 7:29:32 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:33 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
537499
This series of Notes was issued and sold upon the funding of the borrower loan #55761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 5% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 13 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,012 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchange-enchilada |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed
Purpose of loan:
This loan will be used to...fund personal needs
My financial situation:
I am a good candidate for this loan because...I beleive in paying back debts and i feel i am a good risk and a good person
Monthly net income: $3,000
Monthly expenses: $2000
Housing: $350
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:52 PM |
IPG1 | $25.00 | 11/6/2011 1:04:05 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:01 PM |
evnagelist | $25.00 | 11/6/2011 1:16:32 PM |
alliancecapital1 | $25.00 | 11/6/2011 3:27:58 PM |
supernova719 | $25.00 | 11/6/2011 1:42:10 PM |
kulender | $50.00 | 11/6/2011 5:11:22 PM |
Danylostefan | $25.00 | 11/6/2011 5:58:07 PM |
smooothymon | $25.00 | 11/6/2011 5:55:47 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:41 PM |
payment-halo | $25.00 | 11/6/2011 7:44:01 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:40 PM |
BlessedEveryDay | $25.00 | 11/7/2011 7:43:35 AM |
heerzaquestion | $25.00 | 11/7/2011 4:31:21 AM |
DeltaComputerGuy | $30.00 | 11/7/2011 9:35:16 AM |
beach_bum | $25.00 | 11/7/2011 9:18:30 AM |
Montiesholdings | $25.00 | 11/7/2011 9:30:34 AM |
dudebrah | $25.00 | 11/7/2011 8:11:19 AM |
EretzCapital | $54.47 | 11/7/2011 8:41:40 AM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:17 PM |
MicroLender357 | $25.00 | 11/6/2011 12:42:05 PM |
vutah | $25.00 | 11/6/2011 1:24:47 PM |
thankful-nickel2 | $25.00 | 11/6/2011 1:32:57 PM |
rescue | $100.00 | 11/6/2011 12:29:18 PM |
riskreward | $250.00 | 11/6/2011 2:01:52 PM |
marwadi-62 | $100.00 | 11/6/2011 4:11:09 PM |
real-return | $25.00 | 11/6/2011 1:50:54 PM |
wise-eloquent-yield | $25.00 | 11/6/2011 7:43:41 PM |
r48 | $25.00 | 11/6/2011 6:03:41 PM |
newest-generous-income | $30.00 | 11/6/2011 11:46:50 PM |
thepillowsack | $25.00 | 11/7/2011 6:15:38 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:56 AM |
transparency-universe8 | $25.00 | 11/7/2011 4:01:05 AM |
tomdooley12520 | $25.00 | 11/7/2011 5:31:39 AM |
warew | $25.00 | 11/7/2011 9:33:00 AM |
tcpfan | $25.00 | 11/7/2011 7:55:15 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:40 AM |
janeybooboo | $75.00 | 11/7/2011 9:13:27 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
537509
This series of Notes was issued and sold upon the funding of the borrower loan #55758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-06-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,428 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-note-aggregator |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JoJo
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I am trying to improve my credit and will be able to pay off in one year
Monthly net income: $13,333
Monthly expenses: $
Housing: $2400
Insurance: $150
Car expenses: $430
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $1200
Clothing, household expenses: $400
Credit cards and other loans: $4000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/7/2011 6:34:37 AM |
economy-coup | $50.00 | 11/6/2011 12:14:17 PM |
gotjack | $25.00 | 11/6/2011 1:17:02 PM |
thankful-nickel2 | $25.00 | 11/6/2011 1:34:02 PM |
SLN-10 | $50.00 | 11/6/2011 2:38:25 PM |
kindness-fanatic | $500.00 | 11/6/2011 4:46:59 PM |
Rogelio48 | $25.00 | 11/7/2011 3:57:37 AM |
DeltaComputerGuy | $30.00 | 11/7/2011 9:35:17 AM |
loanman2007 | $25.00 | 11/7/2011 9:46:35 AM |
fountain355 | $25.00 | 11/7/2011 7:47:29 AM |
tcpfan | $25.00 | 11/7/2011 7:51:53 AM |
dudebrah | $25.00 | 11/7/2011 8:12:16 AM |
ethical-truth211 | $375.00 | 11/7/2011 10:46:39 AM |
excellent-wealth6 | $25.00 | 11/7/2011 11:01:37 AM |
Corlei | $25.00 | 11/7/2011 3:19:21 PM |
credit-wheel7 | $25.00 | 11/6/2011 12:15:07 PM |
mrxtravis | $25.00 | 11/6/2011 1:01:38 PM |
vutah | $50.00 | 11/6/2011 1:24:12 PM |
loan-hacker | $25.00 | 11/6/2011 1:08:20 PM |
real-return | $25.00 | 11/6/2011 1:52:36 PM |
blissful-dollar3 | $25.00 | 11/6/2011 8:03:03 PM |
shrewd-income | $50.00 | 11/6/2011 8:02:17 PM |
transparency-universe8 | $25.00 | 11/7/2011 3:51:38 AM |
wise-eloquent-yield | $25.00 | 11/6/2011 7:44:35 PM |
newest-generous-income | $25.00 | 11/6/2011 11:48:19 PM |
wwwUniversal | $25.00 | 11/7/2011 9:40:41 AM |
compassion-artisan9 | $25.00 | 11/7/2011 10:51:27 AM |
handy-justice | $50.00 | 11/7/2011 9:53:34 AM |
a-restless-dollar | $25.00 | 11/7/2011 12:28:53 PM |
worth-blanket2 | $800.00 | 11/7/2011 3:04:51 PM |
CK1 | $20.00 | 11/7/2011 4:16:10 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
537533
This series of Notes was issued and sold upon the funding of the borrower loan #55836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 8m |
Amount delinquent:
| $1,358 |
Total credit lines:
| 49 | Stated income: | Not employed |
Public records last 12m / 10y:
| 2/ 5 |
Revolving credit balance:
| $5,011 | |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| triciamp23 |
Borrower's state:
| SouthDakota |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan for property taxes
Purpose of loan:
This loan will be used to pay for property taxes and mortgage until I find a job.
My financial situation:
I am a good candidate for this loan because I hold two college degrees recently graduating and I have a strong work history. I completed clinicals for school in a different state and just got back and now searching for a job. I have a few leads so hopefully loan will only be for a few months. My husband is a student and will get a loan refund in January as well.
Monthly net income: $0
Monthly expenses: $
Housing: $503
Insurance: $87
Car expenses: $0
Utilities: $125
Phone, cable, internet: $105
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $235
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:35:55 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:48 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:11 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:30 AM |
managedfund | $600.00 | 11/8/2011 8:33:47 AM |
Dubbs360 | $50.00 | 11/8/2011 11:15:08 AM |
dime-sprout | $25.00 | 11/8/2011 10:54:10 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:37 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:36 PM |
rescue | $100.00 | 11/7/2011 6:09:40 PM |
SmallTown5 | $25.00 | 11/7/2011 5:58:32 PM |
mrxtravis | $25.00 | 11/7/2011 8:01:40 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:46 PM |
Tscheddar | $25.00 | 11/8/2011 3:33:22 AM |
well-rounded-dinero | $25.00 | 11/8/2011 6:38:14 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:14 AM |
evnagelist | $25.00 | 11/8/2011 9:39:02 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:10 AM |
Dutch66 | $100.00 | 11/8/2011 2:23:36 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
537541
This series of Notes was issued and sold upon the funding of the borrower loan #55961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 60% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,726 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-zebra4 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EGGOAT
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/6/2011 12:14:18 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:35 PM |
Dubbs360 | $50.00 | 11/6/2011 12:09:52 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:19 PM |
rescue | $100.00 | 11/6/2011 12:29:20 PM |
coin-investor | $25.00 | 11/6/2011 2:22:46 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:02 PM |
erowis | $50.00 | 11/6/2011 10:12:51 PM |
Tylerh | $500.00 | 11/7/2011 2:19:45 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:37 PM |
evnagelist | $25.00 | 11/6/2011 1:16:45 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:42 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:09 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:07 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:42 PM |
EBITDA | $25.00 | 11/7/2011 1:17:32 PM |
worth-blanket2 | $8,300.00 | 11/7/2011 3:02:52 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
537577
This series of Notes was issued and sold upon the funding of the borrower loan #55864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,692 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worthy-platinum |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Apr-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
New HVAC system
Purpose of loan:
This loan will be used to pay off the remainder of a previous short term loan for a furnace and air conditioner.
My financial situation:
I am a good candidate for this loan because I have an exemplary payment history and paid off a previous Prosper loan well before the due date.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:55 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:13 PM |
BenR | $100.00 | 11/6/2011 12:34:14 PM |
pdub | $75.00 | 11/6/2011 12:50:32 PM |
market-squadron3 | $25.00 | 11/6/2011 12:43:04 PM |
credit-panda1 | $25.00 | 11/6/2011 1:05:37 PM |
indomitable-coin | $25.00 | 11/6/2011 1:33:40 PM |
D911ave | $50.00 | 11/6/2011 1:22:20 PM |
smear87 | $25.00 | 11/6/2011 1:31:15 PM |
bb575 | $50.00 | 11/6/2011 12:22:37 PM |
britgsb | $30.00 | 11/6/2011 1:59:53 PM |
WalnutCreekguy | $100.00 | 11/6/2011 2:05:35 PM |
misit | $25.00 | 11/6/2011 2:02:45 PM |
influential-benjamins0 | $100.00 | 11/6/2011 2:17:25 PM |
evnagelist | $25.00 | 11/6/2011 1:16:34 PM |
vutah | $25.00 | 11/6/2011 1:19:44 PM |
enticing-capital6 | $50.00 | 11/6/2011 1:20:30 PM |
shrewd-dedication2 | $100.00 | 11/6/2011 2:30:53 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:42 PM |
listing-trapper3 | $50.00 | 11/6/2011 1:26:59 PM |
sjlender | $100.00 | 11/6/2011 1:32:50 PM |
helping-out | $750.00 | 11/6/2011 4:46:46 PM |
responsibility-butterfly | $25.00 | 11/6/2011 1:40:17 PM |
bsg43 | $26.00 | 11/6/2011 4:13:31 PM |
fascinating-benefit279 | $50.00 | 11/6/2011 1:57:44 PM |
riskreward | $250.00 | 11/6/2011 2:01:53 PM |
kulender | $50.00 | 11/6/2011 5:11:26 PM |
SolarMoonshine | $50.00 | 11/6/2011 5:44:46 PM |
rich266 | $25.00 | 11/6/2011 2:14:07 PM |
All_Wins | $45.98 | 11/6/2011 6:13:43 PM |
sisepuede | $25.00 | 11/6/2011 7:02:12 PM |
enterprising-credit2 | $25.00 | 11/6/2011 2:40:23 PM |
Bank_Of_XL | $25.00 | 11/6/2011 3:57:34 PM |
Approved | $75.00 | 11/6/2011 4:39:50 PM |
cwegert | $184.11 | 11/6/2011 5:39:42 PM |
oaktown11 | $50.00 | 11/6/2011 6:27:10 PM |
janeybooboo | $34.49 | 11/6/2011 7:10:00 PM |
kenji4861 | $25.00 | 11/6/2011 12:35:12 PM |
green-trade-dolphin2 | $32.95 | 11/6/2011 12:02:16 PM |
rs999 | $25.00 | 11/6/2011 1:35:40 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:20 PM |
real-return | $35.00 | 11/6/2011 1:47:20 PM |
bannybucks | $25.00 | 11/6/2011 2:07:05 PM |
jescowa | $50.00 | 11/6/2011 2:20:34 PM |
Beechturner | $50.00 | 11/6/2011 4:06:01 PM |
Jay_Tee | $50.00 | 11/6/2011 1:30:24 PM |
thankful-nickel2 | $50.00 | 11/6/2011 1:30:42 PM |
Clambake | $25.00 | 11/6/2011 1:43:24 PM |
bsg43 | $26.00 | 11/6/2011 4:15:48 PM |
entertaining-greenback2 | $26.32 | 11/6/2011 5:01:05 PM |
r48 | $26.00 | 11/6/2011 6:04:36 PM |
r48 | $25.00 | 11/6/2011 6:05:51 PM |
RecoveryLender | $25.00 | 11/6/2011 5:43:15 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:04 PM |
Stingray8a | $28.15 | 11/6/2011 6:15:21 PM |
LittleMingo | $30.00 | 11/6/2011 7:01:47 PM |
credit-guard5 | $25.00 | 11/6/2011 3:46:20 PM |
tigercat | $50.00 | 11/6/2011 4:10:53 PM |
crdcteng | $50.00 | 11/6/2011 4:45:59 PM |
betterthanstock | $50.00 | 11/6/2011 5:44:46 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
537585
This series of Notes was issued and sold upon the funding of the borrower loan #56074, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,093 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| marketplace-sensor5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
profit-powerplant | $25.00 | 11/7/2011 5:10:17 PM |
terrific-p2ploan | $25.00 | 11/7/2011 6:43:13 PM |
Whipster | $90.00 | 11/7/2011 7:12:17 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:50 PM |
loan-hacker | $25.00 | 11/7/2011 7:34:22 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:27 PM |
economy-coup | $50.00 | 11/7/2011 8:05:44 PM |
finance-solo | $50.00 | 11/8/2011 4:39:03 AM |
wonder3 | $45.00 | 11/8/2011 6:15:28 AM |
elvisloans | $25.00 | 11/8/2011 6:15:56 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:30 AM |
janeybooboo | $75.00 | 11/7/2011 10:38:43 PM |
transformer855 | $25.00 | 11/8/2011 7:04:45 AM |
Scottyd911 | $50.00 | 11/8/2011 9:31:21 AM |
evnagelist | $25.00 | 11/8/2011 9:39:02 AM |
CashFlow13 | $100.00 | 11/8/2011 10:30:58 AM |
MJTimages_com | $35.00 | 11/8/2011 12:13:16 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:36 PM |
taltman | $25.00 | 11/8/2011 12:49:17 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:38 PM |
loss-of-control | $100.00 | 11/8/2011 5:22:36 PM |
dime-futurist | $25.00 | 11/8/2011 9:35:56 PM |
108lender | $125.00 | 11/9/2011 9:26:03 AM |
Iwillhuntyoudown | $25.00 | 11/9/2011 9:44:10 AM |
miked8303 | $25.00 | 11/9/2011 7:31:58 PM |
blueshound | $25.00 | 11/9/2011 7:41:38 PM |
tornandfrayed | $50.00 | 11/10/2011 5:49:12 AM |
nfx | $25.00 | 11/10/2011 6:42:15 AM |
intrepid-loot | $25.00 | 11/10/2011 6:58:42 AM |
buffalobills | $25.00 | 11/10/2011 7:41:45 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:32 AM |
investment-comet | $25.00 | 11/10/2011 11:24:32 AM |
Winged_Inspirations | $100.00 | 11/10/2011 1:11:19 PM |
enterprising-credit2 | $25.00 | 11/10/2011 12:50:18 PM |
social-zebra | $30.00 | 11/10/2011 1:36:19 PM |
gain-equator | $25.00 | 11/10/2011 1:04:52 PM |
ryanplays311 | $25.00 | 11/10/2011 1:50:54 PM |
utukxul | $25.00 | 11/10/2011 1:53:38 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:32:33 AM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:49 PM |
gotjack | $25.00 | 11/7/2011 5:11:18 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:15:43 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:56 PM |
pdub | $75.00 | 11/7/2011 6:27:20 PM |
rescue | $100.00 | 11/7/2011 6:09:42 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:46 PM |
coin-investor | $25.00 | 11/7/2011 7:15:16 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:11 PM |
favorite-commerce | $30.00 | 11/7/2011 9:23:50 PM |
Mailmon | $25.00 | 11/7/2011 9:51:14 PM |
Requiem | $25.00 | 11/8/2011 7:07:26 AM |
heerzaquestion | $25.00 | 11/8/2011 8:01:43 AM |
radiant-return | $25.00 | 11/8/2011 9:13:55 AM |
Dubbs360 | $50.00 | 11/8/2011 11:15:08 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:10 AM |
wealth-pipeline | $25.00 | 11/8/2011 10:29:05 AM |
palace2 | $300.00 | 11/8/2011 5:12:48 PM |
genuine-money | $100.00 | 11/8/2011 6:52:48 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:03 PM |
-PokerNut | $59.86 | 11/8/2011 7:52:19 PM |
kendigme | $44.80 | 11/9/2011 2:46:08 AM |
foothillender | $25.00 | 11/9/2011 7:57:37 AM |
Leshan | $25.00 | 11/9/2011 9:03:59 AM |
Elefunt | $25.00 | 11/9/2011 11:12:22 AM |
scarlet-velvet | $25.08 | 11/9/2011 4:23:12 PM |
terrific-dough6 | $75.00 | 11/9/2011 2:53:53 PM |
1point21gigawatts | $26.37 | 11/9/2011 4:57:59 PM |
Mississippi_Money | $25.00 | 11/9/2011 4:01:16 PM |
FinDoc | $25.00 | 11/9/2011 4:12:20 PM |
dsgfl1 | $60.00 | 11/10/2011 3:17:54 AM |
erowis | $50.00 | 11/9/2011 7:51:22 PM |
heroic-compassion6 | $100.03 | 11/10/2011 7:58:29 AM |
leverage-monger | $25.00 | 11/10/2011 7:26:38 AM |
steven3333 | $25.00 | 11/10/2011 7:52:09 AM |
responsibility-butterfly | $25.00 | 11/10/2011 1:15:56 PM |
exchange-pledge | $50.00 | 11/10/2011 1:29:59 PM |
jiftostada | $25.00 | 11/10/2011 1:03:09 PM |
Learning2Lend | $25.00 | 11/10/2011 1:55:29 PM |
TronMedici | $50.00 | 11/10/2011 2:00:53 PM |
kind-credit-bear | $27.95 | 11/10/2011 1:49:25 PM |
lillian27 | $25.00 | 11/10/2011 1:58:20 PM |
managedfund | $725.91 | 11/10/2011 2:01:02 PM |
miamibeachloaner | $25.00 | 11/10/2011 1:56:38 PM |
truth-ceremony | $25.00 | 11/10/2011 2:00:04 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
537589
This series of Notes was issued and sold upon the funding of the borrower loan #55975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 2m |
Amount delinquent:
| $8,174 |
Total credit lines:
| 15 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,252 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| direct-gain886 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JM debt consolidation
Purpose of loan: consolidate debt
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
Steady work history
Monthly net income: $3100
Monthly expenses: $2100
Housing: $1100
Insurance: $160
Car expenses: $215
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/6/2011 12:14:19 PM |
fervent-repayment | $100.00 | 11/7/2011 8:08:48 AM |
social-cocktail1 | $200.00 | 11/6/2011 2:01:21 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:38 PM |
fountain355 | $25.00 | 11/7/2011 7:51:07 AM |
worth-blanket2 | $6,900.00 | 11/7/2011 3:05:31 PM |
Bob450 | $25.00 | 11/7/2011 4:44:30 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
537593
This series of Notes was issued and sold upon the funding of the borrower loan #55749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1969 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
4 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $5,880 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-authoritative-credit |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cotter1967
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1700.00
Monthly expenses: $170.00
Housing: $500.00
Insurance: $200.00
Car expenses: $No car
Utilities: $80.00
Phone, cable, internet: $140.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/7/2011 9:02:50 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:50 AM |
rescue | $100.00 | 11/7/2011 9:46:42 AM |
palace2 | $200.00 | 11/7/2011 11:09:03 AM |
transaction-circuit | $50.00 | 11/7/2011 11:41:56 AM |
evnagelist | $25.00 | 11/7/2011 11:03:43 AM |
bonus-demon | $50.00 | 11/7/2011 11:15:42 AM |
wise-deal-panda | $100.00 | 11/7/2011 11:39:58 AM |
Rider | $25.00 | 11/7/2011 2:58:58 PM |
EBITDA | $25.00 | 11/7/2011 1:17:32 PM |
ultimate-peace | $25.00 | 11/7/2011 9:03:51 AM |
Dubbs360 | $50.00 | 11/7/2011 9:29:13 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:07 AM |
handy-justice | $50.00 | 11/7/2011 9:38:55 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:42 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:20 AM |
mrxtravis | $25.00 | 11/7/2011 11:12:45 AM |
klemer | $25.00 | 11/7/2011 9:35:27 AM |
tcpfan | $25.00 | 11/7/2011 1:40:53 PM |
Tylerh | $500.00 | 11/7/2011 2:19:50 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537607
This series of Notes was issued and sold upon the funding of the borrower loan #55878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
13 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,353 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-fields3 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan, need for 6 months
Purpose of loan:
This loan will be used to...to allieviate a short term situation, will only be needed for 6 months.
My financial situation:
I am a good candidate for this loan because...I have always paid everything on time....my situation has been steadily improving over the years.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:56 PM |
rescue | $100.00 | 11/6/2011 12:29:22 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:05 PM |
vutah | $35.00 | 11/6/2011 1:20:48 PM |
HomerdohNY | $25.00 | 11/7/2011 4:44:55 PM |
evnagelist | $25.00 | 11/6/2011 1:16:35 PM |
Bank_Of_XL | $25.00 | 11/6/2011 3:55:46 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:47 PM |
kulender | $50.00 | 11/6/2011 5:11:27 PM |
worth-blanket2 | $14,100.00 | 11/7/2011 3:03:30 PM |
Tylerh | $500.00 | 11/7/2011 2:19:47 PM |
Bob450 | $15.00 | 11/7/2011 4:47:10 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
537613
This series of Notes was issued and sold upon the funding of the borrower loan #55803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,894 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| abundant-payout2 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To get a car
Purpose of loan:
This loan will be used to buy a car
My financial situation:
I am a good candidate for this loan because I will pay on time or sooner.
Monthly net income: $40,000
Monthly expenses: $1,740.00
Housing: $400.00
Insurance: $30.00
Car expenses: $60.00
Utilities: $220.00
Phone, cable, internet: $80.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $600.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/6/2011 12:35:10 PM |
worth-blanket2 | $5,700.00 | 11/7/2011 3:02:55 PM |
vutah | $50.00 | 11/6/2011 1:20:24 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:39 PM |
fountain355 | $25.00 | 11/7/2011 7:52:03 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
537629
This series of Notes was issued and sold upon the funding of the borrower loan #56102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $116.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,137 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-smart-gold |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Car and Vehicle repair.
Purpose of loan:
This loan will be used to fund the purchase of a Cash Car.
My car recently broke down, and I just want to get another used reliable car to get me to and from work as the weather goes into the winter months. I do not want a car with a long term car not and am hoping to get a cash car. In addition, I wanted enough funds to fix my current vehicle, so as to sell it and use the proceeds to pay back this loan faster.
I am a good candidate for this loan because I did not want to get myself into a situation where i could possibly not make my payments. Finding this type of borrowing I determined what i could afford monthly while at the same time leaving me with funds for incidentals. I've actually managed to start saving in part by using public transportation and no longer having to pay for parking, which i intend to continue using, but it is difficult to live in a city and not have your own means of transportation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/9/2011 10:04:43 AM |
daekpon | $50.00 | 11/9/2011 10:37:38 AM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:09 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:14 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:53 PM |
fountain355 | $25.00 | 11/10/2011 4:12:32 AM |
loss-of-control | $100.00 | 11/9/2011 7:54:12 PM |
suave-dime6 | $25.00 | 11/10/2011 6:22:09 AM |
leverage-monger | $25.00 | 11/10/2011 7:58:36 AM |
steven3333 | $25.00 | 11/10/2011 7:53:35 AM |
Ellendra | $25.00 | 11/10/2011 11:44:20 AM |
rs999 | $25.00 | 11/10/2011 2:40:13 PM |
safe-finance | $49.03 | 11/10/2011 2:39:32 PM |
euro-spark | $40.00 | 11/10/2011 5:27:01 PM |
yield-seeker | $25.00 | 11/10/2011 6:56:45 PM |
HHP | $52.00 | 11/10/2011 5:09:45 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:46 PM |
well-rounded-payout0 | $37.00 | 11/10/2011 8:07:29 PM |
larrybird | $100.36 | 11/10/2011 10:47:33 PM |
Evolver | $44.00 | 11/9/2011 11:23:08 AM |
managedfund | $750.00 | 11/9/2011 12:01:26 PM |
ZOOOM | $25.00 | 11/10/2011 8:48:00 AM |
social-zebra | $30.00 | 11/10/2011 1:42:52 PM |
atlas100 | $25.00 | 11/10/2011 2:23:27 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:02:21 PM |
Christophe | $25.00 | 11/10/2011 7:46:16 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:03 PM |
brightest-gain-investor | $767.61 | 11/10/2011 10:54:36 PM |
dudebrah | $25.00 | 11/10/2011 9:51:55 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
537635
This series of Notes was issued and sold upon the funding of the borrower loan #56167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $68.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 2% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $12,287 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,663 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-circuit6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding plans
Purpose of loan:
This loan will be used to to plan for the wedding of my future wife.
My financial situation:
I am a good candidate for this loan because I never miss a payment unless some unforseen incident occurs like being unemployed or doing debt consolidation. I pride myself on paying my bills ontime.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 11/7/2011 5:02:16 PM |
riskreward | $250.00 | 11/7/2011 5:04:57 PM |
evnagelist | $25.00 | 11/7/2011 5:16:52 PM |
cnovak | $25.00 | 11/7/2011 7:22:10 PM |
exchange-squirrel | $25.00 | 11/7/2011 6:48:42 PM |
Clambake | $25.00 | 11/7/2011 7:58:13 PM |
kenji4861 | $25.00 | 11/7/2011 7:56:57 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:20 PM |
LongDistance06 | $919.10 | 11/8/2011 1:44:48 AM |
D911ave | $50.00 | 11/7/2011 5:09:18 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:37 PM |
WalnutCreekguy | $100.00 | 11/7/2011 6:43:04 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:51 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:20 PM |
IPG1 | $25.00 | 11/7/2011 7:55:40 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
537639
This series of Notes was issued and sold upon the funding of the borrower loan #55752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 10m |
Amount delinquent:
| $48 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,835 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensible-p2ploan1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate my debts. I always make my payments on time but I need to close out my credit cards and get a payment I can afford. But more importantly, something that will actually allow me to pay those accounts off completely.
My financial situation:
I am a good candidate for this loan because I have a steady work history. Make good money and always pay my bills on time. I'm a commissioned based salesman, so having one, low monthly payment will definitely help me to pay off my debts as quickly as possible.
Monthly net income: $4000-$6000
Housing: $750
Insurance: $100
Car expenses: $150
Utilities: $120
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 4:23:41 AM |
economy-coup | $50.00 | 11/7/2011 9:02:51 AM |
handy-justice | $50.00 | 11/7/2011 9:55:31 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:08 AM |
rescue | $100.00 | 11/7/2011 9:46:43 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:06:05 AM |
klemer | $25.00 | 11/7/2011 9:37:15 AM |
StrongMonty | $65.00 | 11/7/2011 2:13:43 PM |
excellent-wealth6 | $25.00 | 11/7/2011 10:54:42 AM |
payment-gusto | $25.00 | 11/7/2011 6:10:05 PM |
Green_Bay_Packers | $50.00 | 11/7/2011 5:51:13 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:09 PM |
a-credit-rotation | $25.00 | 11/7/2011 9:26:28 PM |
heerzaquestion | $25.00 | 11/8/2011 4:45:43 AM |
newest-generous-income | $25.00 | 11/8/2011 4:49:25 AM |
income-lion | $25.00 | 11/8/2011 5:47:39 AM |
carrinel | $111.82 | 11/8/2011 6:55:25 AM |
SqueezeKing | $25.00 | 11/8/2011 8:16:46 AM |
managedfund | $811.73 | 11/8/2011 8:28:06 AM |
jjswanso | $25.00 | 11/7/2011 9:15:40 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:43 AM |
ethical-truth211 | $101.00 | 11/7/2011 10:46:02 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:20 AM |
evnagelist | $25.00 | 11/7/2011 11:03:44 AM |
SolarMoonshine | $25.00 | 11/7/2011 9:52:09 AM |
vutah | $50.00 | 11/7/2011 4:38:56 PM |
Rogelio48 | $25.00 | 11/7/2011 3:17:13 PM |
leverage-monger | $25.00 | 11/7/2011 5:23:46 PM |
loanman2007 | $25.00 | 11/7/2011 5:31:26 PM |
rockhound84 | $25.00 | 11/7/2011 5:27:37 PM |
loss-of-control | $75.00 | 11/7/2011 5:47:54 PM |
wwwUniversal | $25.00 | 11/7/2011 5:19:23 PM |
exchange-squirrel | $25.00 | 11/7/2011 6:48:41 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:05 PM |
goffmt | $35.45 | 11/8/2011 12:29:37 AM |
donenzo | $25.00 | 11/8/2011 6:02:47 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:27 AM |
bold-shrewd-dedication | $250.00 | 11/8/2011 7:32:02 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
537641
This series of Notes was issued and sold upon the funding of the borrower loan #55872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 9 |
Current / open credit lines:
| 1
/
2 | Length of status: | 19y 6m |
Amount delinquent:
| $4,153 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,012 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-hyperdrive7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car repairs needed for son
Purpose of loan: car repairs
This loan will be used to... repair a car
My financial situation:
I am a good candidate for this loan because...I have held my job for 20 years and am in a management position. I am very trustworthy and a hard worker.
Monthly net income: $2500.00
Monthly expenses: $2000.00
Housing: $750.00
Insurance: $130.00
Car expenses: $ 300.00
Utilities: $150.00
Phone, cable, internet: $70.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/7/2011 9:34:40 AM |
SolarMoonshine | $25.00 | 11/7/2011 9:51:27 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:53 AM |
evnagelist | $25.00 | 11/7/2011 11:03:33 AM |
rescue | $100.00 | 11/7/2011 9:46:43 AM |
managedfund | $900.00 | 11/8/2011 8:34:16 AM |
marwadi-62 | $57.00 | 11/9/2011 7:46:30 AM |
worth-blanket2 | $1,600.00 | 11/9/2011 7:44:05 AM |
exchange-squirrel | $25.00 | 11/7/2011 6:48:41 PM |
donenzo | $25.00 | 11/8/2011 6:03:44 AM |
heerzaquestion | $25.00 | 11/8/2011 8:03:06 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:10 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:13 AM |
shellstar | $25.00 | 11/8/2011 12:35:48 PM |
platinum-genetics | $25.00 | 11/8/2011 11:09:21 AM |
houli123 | $25.00 | 11/9/2011 6:53:41 AM |
abundant-marketplace436 | $18.00 | 11/9/2011 8:40:29 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
537653
This series of Notes was issued and sold upon the funding of the borrower loan #55932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $626.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $707 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dogtown08 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Business Loan
Purpose of loan: To upgrade equipment and fixtures
This loan will be used to...purchase equipment and furniture
My financial situation: good, business is growing each year
I am a good candidate for this loan because...I have already paid off one loan with Prosper and the business has been good. After six years in business a little updating is necessary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tenacious-affluence | $100.00 | 11/7/2011 9:10:53 AM |
KLCRAY | $25.00 | 11/7/2011 9:14:19 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:50 AM |
MoneyForNothing | $32.49 | 11/7/2011 9:20:47 AM |
Cheburashka | $25.00 | 11/7/2011 9:28:08 AM |
cnovak | $25.00 | 11/7/2011 9:34:40 AM |
vivacious-truth3 | $25.00 | 11/7/2011 9:20:51 AM |
mar97 | $25.00 | 11/7/2011 9:51:57 AM |
compoundinterest | $50.00 | 11/7/2011 9:33:38 AM |
cablenews | $100.00 | 11/7/2011 9:36:14 AM |
sail120 | $50.00 | 11/7/2011 9:36:57 AM |
encore06 | $25.00 | 11/7/2011 9:37:33 AM |
teega5 | $25.00 | 11/7/2011 10:03:07 AM |
rmachi | $25.00 | 11/7/2011 9:38:36 AM |
investment-artist | $27.01 | 11/7/2011 10:14:51 AM |
AFairDeal | $25.00 | 11/7/2011 10:19:04 AM |
fcrick | $25.00 | 11/7/2011 9:41:16 AM |
wtrboy | $25.00 | 11/7/2011 9:47:05 AM |
dberry46 | $25.00 | 11/7/2011 9:47:20 AM |
RG | $25.00 | 11/7/2011 9:53:11 AM |
get30inc | $50.00 | 11/7/2011 9:55:59 AM |
rich266 | $25.00 | 11/7/2011 9:57:49 AM |
dharma1 | $25.00 | 11/7/2011 10:45:22 AM |
figs4u2 | $100.00 | 11/7/2011 10:01:54 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:50 AM |
Jay_Tee | $50.00 | 11/7/2011 10:13:42 AM |
velocity-solo | $25.00 | 11/7/2011 10:21:18 AM |
iaffy | $50.00 | 11/7/2011 9:14:06 AM |
hard-working-rate3 | $100.00 | 11/7/2011 9:14:32 AM |
indomitable-coin | $25.00 | 11/7/2011 11:18:34 AM |
Trinkaloki | $25.00 | 11/7/2011 10:41:52 AM |
misit | $25.00 | 11/7/2011 10:43:21 AM |
orbital-gain | $50.00 | 11/7/2011 10:49:09 AM |
lending401 | $25.00 | 11/7/2011 11:26:52 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:16 AM |
Philolend | $25.00 | 11/7/2011 9:34:17 AM |
BrandonW | $25.00 | 11/7/2011 9:37:31 AM |
acropiloterau2002 | $25.00 | 11/7/2011 11:50:11 AM |
pleasant-basis | $25.00 | 11/7/2011 9:48:00 AM |
Ivan2007 | $25.00 | 11/7/2011 9:49:58 AM |
riskreward | $250.00 | 11/7/2011 11:34:32 AM |
enticing-capital6 | $50.00 | 11/7/2011 11:37:08 AM |
gojackgo | $50.00 | 11/7/2011 11:38:58 AM |
mrpowers5531 | $25.00 | 11/7/2011 9:59:25 AM |
CIC | $25.00 | 11/7/2011 11:43:21 AM |
Eastern | $50.00 | 11/7/2011 1:19:50 PM |
RichDadPoorDad | $25.00 | 11/7/2011 10:17:53 AM |
vigilance-revolutionary | $50.00 | 11/7/2011 10:18:24 AM |
fairness-transporter6 | $25.00 | 11/7/2011 12:42:42 PM |
bellaquito | $2,000.00 | 11/7/2011 1:35:01 PM |
j2ee | $25.00 | 11/7/2011 10:29:24 AM |
Bank42 | $25.00 | 11/7/2011 1:44:08 PM |
UnclePockets | $25.00 | 11/7/2011 10:51:35 AM |
awwaww | $25.00 | 11/7/2011 10:53:32 AM |
riskadverse44 | $25.00 | 11/7/2011 10:56:57 AM |
OCedHrt | $25.00 | 11/7/2011 2:09:35 PM |
Tylerh | $500.00 | 11/7/2011 2:19:50 PM |
rs999 | $25.00 | 11/7/2011 11:24:04 AM |
finance-explosion6 | $25.00 | 11/7/2011 11:24:11 AM |
radforj22 | $50.00 | 11/7/2011 2:50:40 PM |
Green_Bay_Packers | $100.00 | 11/7/2011 3:09:09 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:39:38 PM |
xphile | $25.00 | 11/7/2011 5:05:23 PM |
SerG_PunK | $25.00 | 11/7/2011 5:08:17 PM |
hardwareman | $25.00 | 11/7/2011 5:12:45 PM |
Arg3998 | $25.00 | 11/7/2011 5:15:24 PM |
Panna | $25.00 | 11/7/2011 5:20:29 PM |
new-truth-chuckler | $25.00 | 11/7/2011 5:27:00 PM |
mosby | $25.00 | 11/7/2011 5:28:35 PM |
chemistry220 | $25.00 | 11/7/2011 5:32:36 PM |
totoro | $25.00 | 11/7/2011 4:13:40 PM |
Octavian315 | $35.00 | 11/7/2011 5:34:55 PM |
ATOHokie | $25.00 | 11/7/2011 4:34:04 PM |
g314 | $48.00 | 11/7/2011 5:32:51 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:50 PM |
Munnie | $50.00 | 11/7/2011 5:43:08 PM |
Turkish101 | $25.00 | 11/7/2011 5:50:52 PM |
platinum-genetics | $25.00 | 11/7/2011 6:01:12 PM |
adevadeh | $25.00 | 11/7/2011 5:10:10 PM |
talang | $25.00 | 11/7/2011 6:05:41 PM |
compassion-platoon | $25.00 | 11/7/2011 5:12:33 PM |
manofthecentury | $25.00 | 11/7/2011 6:14:22 PM |
Natronpee | $25.00 | 11/7/2011 6:15:55 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:33 PM |
MadHun | $200.00 | 11/7/2011 5:29:24 PM |
minista | $25.00 | 11/7/2011 5:32:29 PM |
twister455 | $25.00 | 11/7/2011 5:32:39 PM |
JohnW12 | $50.00 | 11/7/2011 6:25:17 PM |
yennib | $25.00 | 11/7/2011 6:25:57 PM |
faldska | $25.00 | 11/7/2011 6:33:35 PM |
Dollars4Rent | $50.00 | 11/7/2011 5:40:22 PM |
red-enthralling-justice | $25.00 | 11/7/2011 5:41:40 PM |
Mantis75 | $25.00 | 11/7/2011 6:39:16 PM |
JazzFranchise | $25.00 | 11/7/2011 6:29:57 PM |
ZeLonewolf | $25.00 | 11/7/2011 6:42:24 PM |
credible-durability | $25.00 | 11/7/2011 6:32:33 PM |
bonus-tent | $25.00 | 11/7/2011 6:43:29 PM |
income-excellence1 | $25.00 | 11/7/2011 6:36:00 PM |
leader91 | $25.00 | 11/7/2011 6:38:07 PM |
Railbird | $25.00 | 11/7/2011 5:50:31 PM |
power-cell | $35.00 | 11/7/2011 5:51:35 PM |
rcldesign | $25.00 | 11/7/2011 5:54:55 PM |
MTLoans | $25.00 | 11/7/2011 6:44:58 PM |
jeffc92 | $50.00 | 11/7/2011 6:45:14 PM |
Duchdad | $25.00 | 11/7/2011 5:59:54 PM |
RayEarth | $25.00 | 11/7/2011 7:01:47 PM |
best-enriched-auction | $25.00 | 11/7/2011 6:53:46 PM |
PISCESPRINCESS | $50.00 | 11/7/2011 7:04:32 PM |
RgPro | $25.00 | 11/7/2011 7:13:07 PM |
frobin | $50.00 | 11/7/2011 7:09:14 PM |
stensonb | $25.00 | 11/7/2011 6:12:06 PM |
solstice175 | $25.00 | 11/7/2011 7:16:26 PM |
orange-courageous-dedication | $25.00 | 11/7/2011 6:14:44 PM |
helpu88 | $25.00 | 11/7/2011 6:18:39 PM |
economy-huckleberry0 | $25.00 | 11/7/2011 6:23:18 PM |
joseapg | $25.00 | 11/7/2011 7:26:18 PM |
br4444 | $25.00 | 11/7/2011 7:34:34 PM |
ProjectVenture | $25.00 | 11/7/2011 7:35:02 PM |
kinetic-openness0 | $25.00 | 11/7/2011 6:32:21 PM |
atlacatl | $25.00 | 11/7/2011 7:38:37 PM |
lounges | $40.00 | 11/7/2011 6:41:32 PM |
r48 | $25.00 | 11/7/2011 6:43:41 PM |
a-truth-upholder | $25.00 | 11/7/2011 6:44:02 PM |
first-favorite-bonus9 | $25.00 | 11/7/2011 7:52:48 PM |
gt1687c | $50.00 | 11/7/2011 7:53:35 PM |
Clambake | $25.00 | 11/7/2011 7:58:10 PM |
mike_banker | $50.00 | 11/7/2011 6:51:04 PM |
chicagobear23 | $25.00 | 11/7/2011 7:58:59 PM |
Preteur | $25.00 | 11/7/2011 7:58:28 PM |
truth-explorer | $25.00 | 11/7/2011 7:01:00 PM |
greenback-chooser6 | $50.00 | 11/7/2011 8:10:53 PM |
IIP77 | $25.00 | 11/7/2011 7:09:42 PM |
onlyinchicago | $50.00 | 11/7/2011 8:15:13 PM |
kcole10 | $25.00 | 11/7/2011 8:17:00 PM |
jthomps4 | $25.00 | 11/7/2011 8:17:39 PM |
MARWARISETH | $200.00 | 11/7/2011 8:18:41 PM |
currency-balancer | $25.00 | 11/7/2011 8:19:25 PM |
adamnash | $25.00 | 11/7/2011 8:23:30 PM |
rampe001 | $50.00 | 11/7/2011 8:25:33 PM |
DrStaff | $50.00 | 11/7/2011 9:00:32 PM |
return-marsupial3 | $25.00 | 11/7/2011 7:30:51 PM |
preeminant-dough9 | $25.00 | 11/7/2011 7:33:37 PM |
djmjkelso | $25.00 | 11/7/2011 10:43:39 PM |
ramsbladder | $25.00 | 11/7/2011 11:52:50 PM |
mlender | $35.00 | 11/8/2011 12:21:49 AM |
Tscheddar | $25.00 | 11/8/2011 3:34:16 AM |
MJDAE | $50.00 | 11/7/2011 8:09:00 PM |
SojournerMobile | $25.00 | 11/7/2011 8:14:11 PM |
wahoos20 | $50.00 | 11/8/2011 4:41:13 AM |
acsej | $25.00 | 11/7/2011 8:40:27 PM |
Wilhan | $25.00 | 11/8/2011 5:40:56 AM |
hrubinst | $50.00 | 11/8/2011 5:46:34 AM |
integrity-broker | $25.00 | 11/8/2011 6:31:02 AM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:43 PM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:50 AM |
economy-popcorn | $25.00 | 11/8/2011 6:48:21 AM |
nn001 | $25.00 | 11/8/2011 6:51:16 AM |
credit-investor5 | $50.00 | 11/8/2011 7:35:49 AM |
pipopirate | $25.00 | 11/8/2011 7:52:43 AM |
capital-futurist | $25.00 | 11/8/2011 8:01:27 AM |
noble-leverage035 | $25.00 | 11/8/2011 6:32:59 AM |
octoberfresh | $25.00 | 11/8/2011 7:17:49 AM |
vigilance-searcher | $25.00 | 11/8/2011 7:18:34 AM |
Schwamie | $49.64 | 11/8/2011 7:43:40 AM |
Moe87 | $25.00 | 11/7/2011 10:01:04 AM |
green-trade-dolphin2 | $40.70 | 11/7/2011 9:02:11 AM |
cachecrew | $50.00 | 11/7/2011 9:27:31 AM |
cashhelp | $25.00 | 11/7/2011 9:08:45 AM |
joyking | $100.00 | 11/7/2011 9:26:51 AM |
Maccs55 | $25.00 | 11/7/2011 9:56:26 AM |
MarketInvestor | $25.00 | 11/7/2011 10:22:42 AM |
rangers94 | $25.00 | 11/7/2011 10:24:03 AM |
chlebie | $50.00 | 11/7/2011 10:27:04 AM |
bb575 | $50.00 | 11/7/2011 10:30:01 AM |
productive-finance | $25.00 | 11/7/2011 9:59:02 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:54 AM |
BaxterEvil | $25.00 | 11/7/2011 10:03:27 AM |
loot-heart | $25.00 | 11/7/2011 9:08:03 AM |
john0720 | $25.00 | 11/7/2011 11:06:24 AM |
AmericanCredit | $50.00 | 11/7/2011 10:41:27 AM |
intuitive-camaraderi9 | $25.00 | 11/7/2011 11:23:20 AM |
abundant-dollar7 | $100.00 | 11/7/2011 9:24:50 AM |
thezfunk | $25.00 | 11/7/2011 9:25:23 AM |
fortytwo | $150.00 | 11/7/2011 10:45:03 AM |
productive-principal7 | $25.00 | 11/7/2011 11:26:49 AM |
evnagelist | $25.00 | 11/7/2011 11:03:34 AM |
Interloper | $29.00 | 11/7/2011 11:06:10 AM |
britgsb | $30.00 | 11/7/2011 11:24:45 AM |
MiniBank998 | $25.00 | 11/7/2011 11:32:19 AM |
FortuneFund | $50.00 | 11/7/2011 11:33:36 AM |
jazz619 | $25.00 | 11/7/2011 9:54:18 AM |
integrity-saver | $100.00 | 11/7/2011 11:44:32 AM |
peace-cadence | $25.00 | 11/7/2011 10:10:50 AM |
Cai8899 | $50.00 | 11/7/2011 10:11:51 AM |
neighborly-hope6 | $100.00 | 11/7/2011 10:12:29 AM |
pxtesta | $50.00 | 11/7/2011 12:40:46 PM |
fireboss | $57.74 | 11/7/2011 1:33:43 PM |
emo13 | $50.00 | 11/7/2011 10:25:03 AM |
Nazbuster | $100.00 | 11/7/2011 1:03:39 PM |
auxilliary2000 | $25.00 | 11/7/2011 10:28:31 AM |
Billybobobbrain | $27.00 | 11/7/2011 1:16:27 PM |
the2monkeys | $25.00 | 11/7/2011 1:17:24 PM |
impressive-loan | $100.00 | 11/7/2011 10:40:28 AM |
Chutney | $25.00 | 11/7/2011 10:47:10 AM |
sjlender | $100.00 | 11/7/2011 11:16:37 AM |
holesome | $25.00 | 11/7/2011 2:46:44 PM |
windfall46 | $25.00 | 11/7/2011 11:33:23 AM |
BlindSquirrel | $25.00 | 11/7/2011 11:35:51 AM |
kenji4861 | $25.00 | 11/7/2011 11:49:32 AM |
Seriuqs | $25.00 | 11/7/2011 2:49:40 PM |
healer199 | $42.00 | 11/7/2011 2:54:57 PM |
triguy | $1,500.00 | 11/7/2011 1:16:09 PM |
Jubael | $50.10 | 11/7/2011 3:52:32 PM |
budyzr | $25.00 | 11/7/2011 3:57:20 PM |
kind-cash-zone | $64.18 | 11/7/2011 4:01:45 PM |
nycfinance | $25.00 | 11/7/2011 5:03:13 PM |
spqrxxi | $25.00 | 11/7/2011 5:03:46 PM |
bobby5832708 | $25.00 | 11/7/2011 5:05:55 PM |
mrfixerupper | $25.00 | 11/7/2011 5:06:20 PM |
shrewd-dedication2 | $100.00 | 11/7/2011 2:35:28 PM |
lrr34 | $25.00 | 11/7/2011 5:09:01 PM |
riverwatch | $25.00 | 11/7/2011 5:10:23 PM |
spiritual-money299 | $50.00 | 11/7/2011 3:06:31 PM |
Yankeeeagle | $25.00 | 11/7/2011 5:21:47 PM |
Crusader88 | $25.00 | 11/7/2011 5:29:06 PM |
Rdodson11 | $25.00 | 11/7/2011 5:42:07 PM |
tlp43 | $25.00 | 11/7/2011 5:47:26 PM |
1stBankAndHal | $25.10 | 11/7/2011 5:51:27 PM |
point-oyster5 | $25.00 | 11/7/2011 5:53:53 PM |
value-wind0 | $50.00 | 11/7/2011 5:48:44 PM |
mlb123 | $50.00 | 11/7/2011 5:53:17 PM |
Keebs | $25.00 | 11/7/2011 6:00:52 PM |
Mrphlox | $25.00 | 11/7/2011 6:03:00 PM |
massuot | $25.00 | 11/7/2011 6:04:30 PM |
naniamo | $25.00 | 11/7/2011 5:12:04 PM |
Pasagam | $50.00 | 11/7/2011 6:06:07 PM |
unrivaled-silver | $25.00 | 11/7/2011 6:12:28 PM |
kbguru | $25.00 | 11/7/2011 5:23:23 PM |
Quaven | $25.00 | 11/7/2011 6:12:59 PM |
pwkpwk | $25.00 | 11/7/2011 5:26:41 PM |
yachtmaster45 | $25.00 | 11/7/2011 6:17:47 PM |
wealth-influencer | $25.00 | 11/7/2011 5:31:48 PM |
jt530 | $25.00 | 11/7/2011 6:21:08 PM |
flexiboy35 | $25.00 | 11/7/2011 5:35:27 PM |
andycheb | $25.00 | 11/7/2011 6:20:00 PM |
cosygirl | $50.00 | 11/7/2011 6:20:46 PM |
causr08 | $25.00 | 11/7/2011 6:25:44 PM |
Thelonius98 | $25.00 | 11/7/2011 5:39:50 PM |
paramjit | $50.00 | 11/7/2011 6:27:26 PM |
Schuld66 | $25.00 | 11/7/2011 6:35:05 PM |
phillipd48 | $25.00 | 11/7/2011 6:37:52 PM |
damage | $25.00 | 11/7/2011 6:39:30 PM |
texrob20 | $25.00 | 11/7/2011 5:42:33 PM |
GodzillaLending | $25.00 | 11/7/2011 5:43:25 PM |
jfd287 | $25.00 | 11/7/2011 6:31:02 PM |
dtrain5 | $50.00 | 11/7/2011 6:32:48 PM |
1redfish | $100.00 | 11/7/2011 6:45:43 PM |
SourDoughSteve | $25.00 | 11/7/2011 6:48:25 PM |
zenchef | $25.00 | 11/7/2011 5:58:28 PM |
blot44 | $100.00 | 11/7/2011 6:49:11 PM |
chestnut4 | $25.00 | 11/7/2011 6:52:04 PM |
selvamfinance | $25.00 | 11/7/2011 7:08:01 PM |
Contour | $25.00 | 11/7/2011 7:04:55 PM |
jtrue71 | $25.00 | 11/7/2011 7:14:09 PM |
Emgolda | $25.00 | 11/7/2011 7:21:23 PM |
Aimvest | $25.00 | 11/7/2011 7:16:16 PM |
yenlowang | $25.00 | 11/7/2011 6:25:31 PM |
kbodendorf | $25.00 | 11/7/2011 6:27:01 PM |
Kame | $25.00 | 11/7/2011 7:24:14 PM |
YLlama | $25.00 | 11/7/2011 7:27:58 PM |
Kijib | $25.00 | 11/7/2011 7:34:09 PM |
whistledicksmith | $25.00 | 11/7/2011 7:28:31 PM |
chris-heretoinvest | $25.00 | 11/7/2011 6:31:10 PM |
benefit-dreams | $25.00 | 11/7/2011 6:33:23 PM |
gracej | $25.00 | 11/7/2011 7:33:08 PM |
ski bum | $100.00 | 11/7/2011 6:37:04 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:40:03 PM |
repaintandrepair | $25.00 | 11/7/2011 7:49:54 PM |
LowLeftJim | $25.00 | 11/7/2011 7:53:01 PM |
diligent-leverage | $25.00 | 11/7/2011 6:50:44 PM |
Mr_Marcus | $25.00 | 11/7/2011 8:00:35 PM |
investor7257 | $25.00 | 11/7/2011 8:00:09 PM |
brutusbone | $25.00 | 11/7/2011 7:01:33 PM |
Tenfutta | $25.00 | 11/7/2011 8:09:24 PM |
SanJoser | $25.00 | 11/7/2011 7:08:47 PM |
toblerone | $25.00 | 11/7/2011 7:09:58 PM |
KeepOnRunning | $100.00 | 11/7/2011 7:12:17 PM |
ms48105 | $25.00 | 11/7/2011 7:13:19 PM |
dukem | $25.00 | 11/7/2011 8:14:54 PM |
Chuck9802 | $25.00 | 11/7/2011 7:13:57 PM |
exuberant-dime | $25.00 | 11/7/2011 8:19:14 PM |
anacent | $25.00 | 11/7/2011 7:15:27 PM |
openness-prospector | $25.00 | 11/7/2011 7:17:48 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:52 PM |
principal-trident | $100.00 | 11/7/2011 7:25:02 PM |
TelegramSam | $25.00 | 11/7/2011 7:31:17 PM |
benjay25 | $35.00 | 11/7/2011 7:32:35 PM |
enterprising-integrity | $50.00 | 11/7/2011 7:46:34 PM |
irishalaskan | $25.00 | 11/8/2011 12:18:57 AM |
FrayBentos | $25.00 | 11/7/2011 8:02:53 PM |
Zoomie | $25.00 | 11/7/2011 8:04:35 PM |
nicebank | $25.00 | 11/7/2011 8:07:07 PM |
ceg451 | $25.00 | 11/7/2011 8:09:37 PM |
valiant-liberty4 | $25.00 | 11/7/2011 8:15:56 PM |
DrPalaber | $50.00 | 11/8/2011 4:47:01 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:11 AM |
jc33148 | $25.16 | 11/8/2011 6:07:49 AM |
new-gold-wrangler | $2,000.00 | 11/7/2011 9:15:52 PM |
traghip6 | $25.00 | 11/8/2011 7:19:32 AM |
dontletmoneyfoolya | $25.00 | 11/8/2011 3:27:38 AM |
market-trooper3 | $30.00 | 11/8/2011 3:49:01 AM |
chipperjohnson | $25.00 | 11/8/2011 8:00:31 AM |
managedfund | $656.88 | 11/8/2011 8:26:18 AM |
LargoRick | $35.00 | 11/8/2011 6:27:46 AM |
first-serene-credit | $25.00 | 11/8/2011 6:49:42 AM |
ingenious-order783 | $25.00 | 11/8/2011 8:08:55 AM |
316 Investments
|
Borrower Payment Dependent Notes Series
537675
This series of Notes was issued and sold upon the funding of the borrower loan #55945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $173.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,429 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BRJ1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 56 ( 98% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Sep-2010)
660-679
(Nov-2009)
700-719
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
Master Batroom Repair
Purpose of loan:
This loan will be used to...complete a minor bathroom remodel of the master bathroom, due to a water leak that occurred from a drain pipe in ceiling and behind shower wall. Damage occurred to drwall, vanity, flooing, shower shell and cost of someone to help us. Nothing is covered by our homeowners insurance policy.
My financial situation:
I am a good candidate for this loan because...we have had other loans through Prosper and have paid them all back and on time monthly. I have a good/stable job with the same employer for the last 22 years and my wife has worked for the same employer for the last 25 years.
Monthly net income: $4380.00
Monthly expenses: $
Housing: $1854.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1901.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 9:04:14 AM |
marinbb | $50.00 | 11/8/2011 9:09:29 AM |
thorough-yield1 | $47.80 | 11/8/2011 9:02:10 AM |
commerce-rumbler0 | $500.00 | 11/8/2011 9:02:50 AM |
fabulous-community4 | $25.00 | 11/8/2011 9:03:06 AM |
frantic-retirement | $300.00 | 11/8/2011 9:12:45 AM |
evergreen16 | $250.00 | 11/8/2011 9:22:22 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:17 AM |
bluefootedpig | $15.68 | 11/8/2011 9:26:13 AM |
kindness-fanatic | $500.00 | 11/8/2011 9:06:40 AM |
MoneyForNothing | $73.00 | 11/8/2011 9:08:46 AM |
listing-trapper3 | $50.00 | 11/8/2011 9:11:52 AM |
radiant-return | $30.00 | 11/8/2011 9:16:52 AM |
marinbb | $100.00 | 11/8/2011 9:05:14 AM |
lendstats_com | $200.00 | 11/8/2011 9:09:05 AM |
DHolly | $31.00 | 11/8/2011 9:05:58 AM |
janeybooboo | $50.00 | 11/8/2011 9:06:26 AM |
SecondChanceLendingSERV | $34.38 | 11/8/2011 9:05:12 AM |
loanman2007 | $250.00 | 11/8/2011 9:06:40 AM |
DKSArt | $25.00 | 11/8/2011 9:12:24 AM |
Kash2010lu | $50.00 | 11/8/2011 9:10:20 AM |
surge9 | $114.14 | 11/8/2011 9:14:24 AM |
social-cocktail1 | $200.00 | 11/8/2011 9:14:39 AM |
evergreen16 | $66.00 | 11/8/2011 9:22:52 AM |
fascinating-generosity3 | $400.00 | 11/8/2011 9:21:15 AM |
Dusigrosz | $88.00 | 11/8/2011 9:04:02 AM |
SLN-10 | $50.00 | 11/8/2011 9:05:03 AM |
heaven75 | $450.00 | 11/8/2011 9:07:09 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
537691
This series of Notes was issued and sold upon the funding of the borrower loan #56030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
17 | Length of status: | 2y 3m |
Amount delinquent:
| $30 |
Total credit lines:
| 52 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,406 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-monster0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Needed
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
silver-wonder278 | $25.00 | 11/7/2011 10:27:21 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:27 AM |
miamibeachloaner | $25.00 | 11/8/2011 5:11:49 PM |
Whipster | $90.00 | 11/8/2011 5:00:07 PM |
lender4433 | $25.00 | 11/8/2011 5:38:13 PM |
bslavin | $25.00 | 11/8/2011 5:31:56 PM |
larslfe | $25.00 | 11/8/2011 5:47:08 PM |
EngineersAlliance | $150.00 | 11/8/2011 6:01:18 PM |
Miklot | $30.00 | 11/8/2011 6:02:23 PM |
exciting-loyalty3 | $40.00 | 11/8/2011 5:08:27 PM |
evnagelist | $25.00 | 11/8/2011 5:33:06 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:55 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:49 PM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:53 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:49 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:31 AM |
e4gf8e | $25.00 | 11/8/2011 7:22:04 PM |
mlj0671 | $25.00 | 11/9/2011 6:32:18 AM |
blissful-deal0 | $44.00 | 11/8/2011 8:28:14 PM |
kind-credit-bear | $30.00 | 11/9/2011 8:48:31 AM |
kchen486 | $50.00 | 11/9/2011 9:14:48 AM |
rcm87 | $50.00 | 11/9/2011 6:27:22 AM |
listing-eclipse | $35.00 | 11/9/2011 9:54:16 AM |
friendly-peace4 | $25.00 | 11/9/2011 10:23:04 AM |
Investoman | $40.00 | 11/9/2011 10:43:53 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:23 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:04 AM |
GInBaghdad | $25.00 | 11/9/2011 10:58:18 AM |
debt-force | $25.00 | 11/9/2011 10:45:19 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:45 AM |
arsisi | $25.00 | 11/9/2011 10:56:18 AM |
rhin0cerx | $50.00 | 11/9/2011 11:17:29 AM |
reward-adventure | $50.00 | 11/9/2011 11:28:14 AM |
ErvLending | $25.00 | 11/9/2011 11:15:35 AM |
JauaFlash | $25.00 | 11/9/2011 11:31:56 AM |
organic-responsibility60 | $50.00 | 11/9/2011 11:35:53 AM |
rate-mogul | $50.00 | 11/9/2011 10:42:29 AM |
skiberdad | $50.00 | 11/9/2011 11:41:48 AM |
MasterKey | $30.00 | 11/9/2011 11:45:09 AM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:15 PM |
CC911 | $25.00 | 11/9/2011 12:07:53 PM |
finance-mushroom | $200.00 | 11/9/2011 11:59:05 AM |
vibraphone3 | $25.00 | 11/9/2011 12:03:49 PM |
dgerts | $100.00 | 11/9/2011 11:08:03 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:08 PM |
asiaratt | $50.00 | 11/9/2011 11:21:05 AM |
grf1945 | $25.00 | 11/9/2011 12:56:30 PM |
larrybird | $1,313.14 | 11/9/2011 1:13:48 PM |
zone8 | $100.00 | 11/9/2011 11:33:36 AM |
asya | $25.00 | 11/9/2011 1:05:42 PM |
lespaul | $250.00 | 11/9/2011 12:08:28 PM |
lespaul | $250.00 | 11/9/2011 12:12:39 PM |
bonus-tent | $25.00 | 11/9/2011 12:23:23 PM |
MarxBoo | $25.00 | 11/9/2011 12:35:37 PM |
rescue | $100.00 | 11/7/2011 9:46:44 AM |
TronMedici | $50.00 | 11/8/2011 5:02:51 PM |
restech | $25.00 | 11/8/2011 5:02:22 PM |
fighter122 | $25.00 | 11/8/2011 5:23:50 PM |
a-resplendent-commitment | $25.00 | 11/8/2011 5:14:32 PM |
income-buddy7 | $100.00 | 11/8/2011 5:34:49 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:18 PM |
dingus | $25.00 | 11/8/2011 5:48:23 PM |
km007 | $25.00 | 11/8/2011 5:54:01 PM |
vutah | $25.00 | 11/8/2011 5:58:34 PM |
rs999 | $25.00 | 11/8/2011 6:09:21 PM |
red-power-pecan | $50.00 | 11/8/2011 5:13:23 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:52:58 PM |
roux | $25.00 | 11/8/2011 6:13:28 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:00 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:01 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:49 PM |
miked8303 | $25.00 | 11/8/2011 6:13:58 PM |
q4golf | $25.00 | 11/9/2011 4:43:27 AM |
Wellman | $25.00 | 11/9/2011 6:17:29 AM |
gtrplayer | $50.00 | 11/8/2011 10:43:34 PM |
palace2 | $143.24 | 11/9/2011 8:39:40 AM |
payment-pursuit3 | $25.00 | 11/9/2011 9:26:39 AM |
idastmerchants | $25.00 | 11/9/2011 9:35:43 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:44 AM |
DeltaGambler | $50.00 | 11/9/2011 10:02:43 AM |
whatknows | $25.00 | 11/9/2011 10:18:20 AM |
gentle-penny7 | $25.00 | 11/9/2011 9:03:17 AM |
orange-preeminant-bill | $25.00 | 11/9/2011 10:15:38 AM |
nowits10 | $25.00 | 11/9/2011 10:38:22 AM |
108lender | $125.00 | 11/9/2011 9:26:03 AM |
brightest-affluence-motivator | $50.00 | 11/9/2011 11:02:47 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:43 AM |
Kaj | $25.00 | 11/9/2011 11:09:17 AM |
rc872c | $25.00 | 11/9/2011 11:07:59 AM |
affluence-tycoon | $25.00 | 11/9/2011 10:14:05 AM |
compassion-expert | $25.00 | 11/9/2011 10:14:30 AM |
revenue-achievement | $25.00 | 11/9/2011 11:12:43 AM |
truth-ceremony | $25.00 | 11/9/2011 11:28:49 AM |
Comoparklender | $25.00 | 11/9/2011 10:20:07 AM |
EBITDA | $25.00 | 11/9/2011 11:36:56 AM |
hard-working-loot | $29.00 | 11/9/2011 11:19:03 AM |
marketplace-hut9 | $25.00 | 11/9/2011 11:27:12 AM |
life-is-great | $25.00 | 11/9/2011 11:46:31 AM |
nex | $25.00 | 11/9/2011 11:58:20 AM |
ChuckieG | $25.00 | 11/9/2011 10:57:58 AM |
shrewd-peace7 | $25.00 | 11/9/2011 11:57:38 AM |
Georgetastic | $25.00 | 11/9/2011 12:15:33 PM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:09 AM |
cablenews | $60.00 | 11/9/2011 12:31:24 PM |
aader | $25.00 | 11/9/2011 11:26:01 AM |
Cai8899 | $50.00 | 11/9/2011 12:32:08 PM |
NewOrleans2012 | $25.00 | 11/9/2011 11:44:08 AM |
social-zebra | $34.35 | 11/9/2011 12:38:47 PM |
stolirocks01 | $30.00 | 11/9/2011 11:52:36 AM |
careful-vigilance4 | $50.00 | 11/9/2011 11:58:03 AM |
prohelper | $25.00 | 11/9/2011 12:12:40 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:21 PM |
roman2008 | $25.00 | 11/9/2011 12:27:02 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
537699
This series of Notes was issued and sold upon the funding of the borrower loan #55899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 78% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,559 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sentimental-wampum |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $5,806.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Equal Opporitunity
I Recently Just got married. I'm 23 years old and own my house with my Wife. She is a 26 year old nurse and I am a restaurant manager. The loans will be used to pay for some beginning steps as we unite into marriage.
My wife owns her car as do I. We both have a checking and savings account and both have credit ratings of 750+. We currently have no children but are looking for that blessing sometime down the road.
I am a good candidate for this loan because... I think it is a great opportunity for both my family and future investors. . I would never Jeopardize my families financial future. My goal as a husband and someday father is to support them the best I can.
Monthly net income: $ 4,600
Monthly expenses: $ 3,200.00
Housing: $ 966.00
Insurance: $ 344.00
Car expenses: $ 0
Utilities: $ 178.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CincyTex | $25.00 | 11/8/2011 11:15:20 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:20 AM |
Green_Bay_Packers | $100.00 | 11/8/2011 3:20:41 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:31 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:52 PM |
fountain355 | $25.00 | 11/9/2011 3:46:15 AM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:53 PM |
let_me_retire | $25.00 | 11/8/2011 11:53:27 PM |
AF-Chief | $25.00 | 11/9/2011 11:11:57 AM |
responsive-wampum8 | $25.00 | 11/9/2011 1:04:41 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:18:18 PM |
itskarma | $25.00 | 11/10/2011 5:00:22 AM |
the-credit-maker | $25.00 | 11/10/2011 9:05:24 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:08 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:16:18 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:16:36 AM |
Bob450 | $25.00 | 11/10/2011 6:43:41 PM |
km007 | $25.00 | 11/10/2011 6:25:24 PM |
hope-fortress753 | $25.00 | 11/10/2011 8:14:43 PM |
fortytwo | $145.00 | 11/10/2011 6:14:19 PM |
Vaanolo | $25.00 | 11/10/2011 8:38:32 PM |
loot-master | $26.82 | 11/11/2011 2:54:26 AM |
NickRac | $100.00 | 11/11/2011 6:21:46 AM |
idastmerchants | $25.00 | 11/10/2011 7:53:24 PM |
fairgirl | $25.00 | 11/11/2011 5:10:13 AM |
cerebral-dollar773 | $26.22 | 11/11/2011 6:09:21 AM |
economy-coup | $50.00 | 11/8/2011 11:19:34 AM |
five-star-note | $25.00 | 11/8/2011 11:30:56 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:42 PM |
realtormoises | $25.00 | 11/8/2011 12:09:05 PM |
USMC0311 | $25.00 | 11/9/2011 3:10:56 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:25 AM |
GElender | $25.00 | 11/9/2011 6:40:39 AM |
fcrick | $25.00 | 11/9/2011 10:42:09 AM |
HHP | $100.00 | 11/9/2011 12:11:59 PM |
beer-gardener | $25.00 | 11/9/2011 2:12:02 PM |
brainy-greenback481 | $75.00 | 11/9/2011 2:24:15 PM |
papaloha | $50.00 | 11/9/2011 9:02:02 PM |
BBL | $25.00 | 11/10/2011 6:47:50 AM |
moose-capital-funding | $56.68 | 11/10/2011 11:54:04 AM |
Ast24 | $25.00 | 11/10/2011 12:26:49 PM |
melodious-openness | $25.00 | 11/10/2011 12:59:36 PM |
lovely-greenback4 | $34.17 | 11/10/2011 5:58:14 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:08 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:01 PM |
worth-blanket2 | $3,600.00 | 11/11/2011 8:08:40 AM |
note-mad-scientist | $61.11 | 11/11/2011 8:12:05 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
537703
This series of Notes was issued and sold upon the funding of the borrower loan #55924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 48% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 0m |
Amount delinquent:
| $16,159 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $11,153 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DnMand4boys |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2010)
700-719
(Jul-2008)
|
Principal balance:
| $2,152.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
help my car is in the shop
Purpose of loan: get my car fixed and pay my property taxes
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have had two prior loans one is payed off already
Monthly net income: $4500
Monthly expenses: $
Housing: $1181
Insurance: $281
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $30.00 | 11/7/2011 9:10:40 AM |
NekHoldings | $25.00 | 11/7/2011 9:05:39 AM |
platinum-boss2 | $25.00 | 11/7/2011 10:28:28 AM |
morfie | $25.00 | 11/7/2011 10:44:44 AM |
AF-Chief | $25.00 | 11/7/2011 11:45:34 AM |
social-cocktail1 | $200.00 | 11/7/2011 9:37:48 AM |
enticing-capital6 | $50.00 | 11/7/2011 11:37:08 AM |
SLN-10 | $25.00 | 11/7/2011 10:21:58 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:43 AM |
valiant-contract | $25.00 | 11/7/2011 10:49:31 AM |
real-return | $25.00 | 11/7/2011 10:53:49 AM |
evnagelist | $25.00 | 11/7/2011 11:03:44 AM |
tcpfan | $25.00 | 11/7/2011 11:26:28 AM |
zone8 | $60.00 | 11/7/2011 11:47:29 AM |
rescue | $100.00 | 11/7/2011 9:46:45 AM |
Dubbs360 | $50.00 | 11/7/2011 9:29:14 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:08 AM |
diplomatic-wealth7 | $25.00 | 11/7/2011 9:49:36 AM |
miked8303 | $25.00 | 11/7/2011 10:36:44 AM |
dollardave | $50.00 | 11/7/2011 10:44:06 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:03:50 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:35 AM |
red-power-pecan | $50.00 | 11/7/2011 10:56:37 AM |
MoneyForNothing | $25.00 | 11/7/2011 9:11:18 AM |
mlj0671 | $25.00 | 11/7/2011 10:41:21 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:17 AM |
innovator10 | $200.00 | 11/7/2011 11:38:34 AM |
km007 | $25.00 | 11/7/2011 10:57:12 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:14 AM |
marwadi-62 | $100.00 | 11/7/2011 11:55:24 AM |
Foothill-Paradise | $25.00 | 11/7/2011 11:58:37 AM |
handy-justice | $50.00 | 11/7/2011 9:54:30 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:22 AM |
triguy | $1,935.00 | 11/7/2011 1:16:58 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
537713
This series of Notes was issued and sold upon the funding of the borrower loan #55996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 16y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $138 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| benefit-satellite0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gizzymd45
Purpose of loan:
This loan will be used to...pay off medical bills
My financial situation:
I am a good candidate for this loan because...I can pay the amount due monthly. I am also working with Lexington Law to clean up/repair my credit
Monthly net income: $4384.00
Monthly expenses: $2643.00
Housing: $2098.00
Insurance: $70.00
Car expenses: $00
Utilities: $100.00
Phone, cable, internet: $75.00
Food, entertainment: $250.
Clothing, household expenses: $00
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 9:45:09 AM |
rescue | $100.00 | 11/7/2011 9:46:46 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:44 AM |
evnagelist | $25.00 | 11/7/2011 11:03:45 AM |
the-dollar-topper | $50.00 | 11/7/2011 5:06:44 PM |
treasure-bliss | $25.00 | 11/7/2011 5:30:46 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:05 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:33 PM |
roux | $25.00 | 11/7/2011 6:16:51 PM |
leverage-monger | $25.00 | 11/7/2011 5:38:49 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:50 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:15 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:32:44 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:34 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:05 PM |
lender4433 | $25.00 | 11/7/2011 8:31:24 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:09 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:44 PM |
justice-gourd | $50.00 | 11/7/2011 9:49:30 PM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:22 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:08 AM |
Tylerh | $500.00 | 11/7/2011 2:19:52 PM |
DFGrego | $100.00 | 11/7/2011 4:56:10 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:34 PM |
bonus-demon | $25.00 | 11/7/2011 6:24:05 PM |
Wellman | $25.00 | 11/7/2011 6:09:34 PM |
miked8303 | $25.00 | 11/7/2011 6:28:29 PM |
rs999 | $25.00 | 11/7/2011 6:28:59 PM |
antlr | $50.00 | 11/7/2011 9:35:22 PM |
bellaquito | $2,000.00 | 11/7/2011 9:48:37 PM |
brightest-gain-investor | $700.00 | 11/7/2011 10:08:55 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
537721
This series of Notes was issued and sold upon the funding of the borrower loan #55948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $321.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,744 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-chorus9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
Principal balance:
| $2,733.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt consolitation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $40.00 | 11/8/2011 5:52:08 AM |
beer-gardener | $50.00 | 11/7/2011 4:53:14 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:06 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:34 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:57 PM |
real-return | $25.00 | 11/7/2011 5:43:38 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:16 PM |
five-star-note | $25.00 | 11/7/2011 7:06:50 PM |
economy-coup | $50.00 | 11/7/2011 8:05:46 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:35 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:12 PM |
antlr | $50.00 | 11/7/2011 9:35:24 PM |
a-helping-hand | $250.00 | 11/7/2011 10:20:14 PM |
superb-funds335 | $25.00 | 11/7/2011 8:04:50 PM |
first-class-yield9 | $25.00 | 11/8/2011 6:06:57 AM |
high_flyer | $100.00 | 11/8/2011 6:31:56 AM |
West_End_Local | $25.00 | 11/8/2011 6:33:07 AM |
C_Mark | $50.00 | 11/8/2011 6:36:59 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:11 AM |
Katburg | $25.00 | 11/8/2011 7:12:47 AM |
tolerant-dinero2 | $25.00 | 11/8/2011 7:33:10 AM |
market-pudding | $25.00 | 11/8/2011 1:23:53 AM |
thoughtful-contract984 | $25.00 | 11/8/2011 7:36:34 AM |
Leshan | $50.00 | 11/8/2011 8:08:58 AM |
quest0 | $25.00 | 11/8/2011 8:14:50 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:50 AM |
EastBayCapital | $25.00 | 11/8/2011 9:05:19 AM |
EEasyMoney | $25.00 | 11/8/2011 6:32:56 AM |
managedfund | $2,000.00 | 11/8/2011 8:29:37 AM |
rutzebach | $60.22 | 11/8/2011 8:40:58 AM |
intrepid-loot | $25.00 | 11/8/2011 8:59:00 AM |
mistrmark | $50.00 | 11/8/2011 9:14:34 AM |
Green_Bay_Packers | $50.00 | 11/7/2011 5:50:03 PM |
rescue | $100.00 | 11/7/2011 6:09:44 PM |
mercuriant | $25.00 | 11/7/2011 5:25:16 PM |
miked8303 | $25.00 | 11/7/2011 6:28:30 PM |
rs999 | $25.00 | 11/7/2011 6:29:01 PM |
EL_Papin | $100.00 | 11/7/2011 6:55:50 PM |
Wellman | $25.00 | 11/7/2011 6:09:35 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:48 PM |
coin-investor | $25.00 | 11/7/2011 7:15:17 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:51 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:57 PM |
SLN-10 | $50.00 | 11/7/2011 7:29:56 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:17 PM |
chameleon125 | $25.00 | 11/7/2011 9:20:02 PM |
bellaquito | $2,000.00 | 11/7/2011 9:49:03 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:07 PM |
DoctorJoe | $30.00 | 11/8/2011 4:15:13 AM |
lender4433 | $25.00 | 11/7/2011 8:31:25 PM |
mad-scientist0 | $60.63 | 11/8/2011 5:55:05 AM |
GElender | $25.00 | 11/8/2011 6:00:30 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:32 AM |
abnvette | $30.26 | 11/8/2011 7:58:09 AM |
suave-dime6 | $25.00 | 11/8/2011 5:13:48 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:30:00 AM |
capital-majesty7 | $400.00 | 11/8/2011 8:56:27 AM |
awesome-yield7 | $25.00 | 11/8/2011 8:47:44 AM |
wwwUniversal | $23.93 | 11/8/2011 9:25:14 AM |
Bob450 | $25.00 | 11/8/2011 7:00:43 AM |
baker31 | $29.96 | 11/8/2011 7:39:23 AM |
orbital-gain | $50.00 | 11/8/2011 8:47:06 AM |
goat0 | $50.00 | 11/8/2011 8:49:07 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:59 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
537743
This series of Notes was issued and sold upon the funding of the borrower loan #55943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $151.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 37% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 17y 8m |
Amount delinquent:
| $583 |
Total credit lines:
| 28 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,461 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| crywoo35 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
640-659
(Sep-2009)
680-699
(Aug-2009)
580-599
(Apr-2008)
|
Principal balance:
| $916.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to... collage and pay off a wedding...
My financial situation:
I am a good candidate for this loan because... My 2nd loan through prosper and i have always paid on time... Thanks for considering me!!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $ 500
Car expenses: $ 900
Utilities: $ 400
Phone, cable, internet: $ 600
Food, entertainment: $ 800
Clothing, household expenses: $ 500
Credit cards and other loans: $ 900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/7/2011 5:08:43 PM |
reflective-rupee | $25.00 | 11/7/2011 4:32:15 PM |
beer-gardener | $50.00 | 11/7/2011 4:53:53 PM |
atlas-shrugged | $200.00 | 11/7/2011 5:25:07 PM |
Green_Bay_Packers | $75.00 | 11/7/2011 5:36:26 PM |
DHolly | $31.00 | 11/7/2011 5:07:39 PM |
halothane_logic | $127.40 | 11/7/2011 6:08:30 PM |
MilitaryLending | $100.02 | 11/7/2011 5:26:05 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:58 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:27:31 PM |
CaptainCrunch | $25.02 | 11/7/2011 5:53:02 PM |
five-star-note | $25.00 | 11/7/2011 7:06:50 PM |
well-mannered-income3 | $70.00 | 11/7/2011 7:56:23 PM |
Feyenoord | $30.00 | 11/7/2011 8:14:55 PM |
innovator2 | $100.00 | 11/7/2011 8:26:30 PM |
amlu1988 | $25.00 | 11/7/2011 9:01:33 PM |
chameleon125 | $25.00 | 11/7/2011 9:19:06 PM |
brightest-organized-balance | $25.00 | 11/7/2011 9:23:59 PM |
worldpower2 | $25.00 | 11/7/2011 10:42:31 PM |
Gandalf0001 | $25.00 | 11/8/2011 3:22:50 AM |
glenium | $25.00 | 11/8/2011 2:20:14 AM |
duty-monger | $50.00 | 11/8/2011 4:35:22 AM |
Brisket_Bob | $25.00 | 11/8/2011 4:29:09 AM |
suave-dime6 | $25.00 | 11/8/2011 5:13:22 AM |
brightest-organized-balance | $25.00 | 11/7/2011 9:30:34 PM |
EEasyMoney | $25.00 | 11/8/2011 6:32:16 AM |
justasoldier | $50.00 | 11/7/2011 9:35:37 PM |
Iloanyoumoney | $25.00 | 11/8/2011 6:47:11 AM |
hamster | $25.63 | 11/8/2011 7:03:18 AM |
myutmost | $25.00 | 11/8/2011 7:08:49 AM |
attractive-point956 | $25.00 | 11/8/2011 7:14:04 AM |
corporatejim | $27.81 | 11/8/2011 4:04:08 AM |
principal-laser | $69.10 | 11/8/2011 5:19:54 AM |
high_flyer | $300.00 | 11/8/2011 6:31:20 AM |
credit-missile | $78.46 | 11/8/2011 6:48:15 AM |
moola-accelerator6 | $27.23 | 11/8/2011 6:56:03 AM |
tcpfan | $25.00 | 11/8/2011 7:22:00 AM |
Frankk2 | $25.00 | 11/8/2011 8:05:21 AM |
return-grizzly | $100.00 | 11/8/2011 1:51:41 AM |
lendstats_com | $200.00 | 11/8/2011 7:07:02 AM |
pound-mushroom3 | $25.00 | 11/7/2011 5:01:00 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:26:11 PM |
312-Lender | $25.00 | 11/7/2011 5:42:56 PM |
real-return | $25.00 | 11/7/2011 5:54:08 PM |
Mikale360 | $25.00 | 11/7/2011 6:52:43 PM |
alexgalt | $25.00 | 11/7/2011 6:59:56 PM |
SLN-10 | $50.00 | 11/7/2011 7:29:56 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:50 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:17 PM |
jhouman | $25.00 | 11/7/2011 8:24:41 PM |
servnyou | $30.00 | 11/7/2011 8:25:22 PM |
NekHoldings | $25.00 | 11/7/2011 8:47:58 PM |
marwadi-62 | $100.00 | 11/7/2011 9:38:23 PM |
AndChicksforFree | $25.00 | 11/7/2011 9:39:15 PM |
sweety075 | $25.00 | 11/7/2011 10:52:02 PM |
B2152 | $25.00 | 11/8/2011 5:03:33 AM |
integrity-electron9 | $50.00 | 11/7/2011 8:33:56 PM |
Rip128 | $25.00 | 11/8/2011 5:22:57 AM |
diversification-maple1 | $25.00 | 11/8/2011 5:40:05 AM |
well-rounded-dinero | $75.00 | 11/8/2011 6:05:37 AM |
american-investor | $50.00 | 11/8/2011 6:22:53 AM |
FarmersBank | $25.00 | 11/8/2011 6:46:55 AM |
RainyDayFunds | $25.00 | 11/8/2011 7:08:37 AM |
Bob450 | $30.00 | 11/8/2011 6:59:09 AM |
vigilance-searcher | $25.00 | 11/8/2011 7:13:56 AM |
let_me_retire | $25.00 | 11/8/2011 7:49:08 AM |
Leshan | $28.33 | 11/8/2011 8:06:33 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
537747
This series of Notes was issued and sold upon the funding of the borrower loan #55931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
Amount delinquent:
| $2,565 |
Total credit lines:
| 33 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $688 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| subtle-currency6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sweety
Purpose of loan: Consolidate debt
This loan will be used to...pay off credit debt
My financial situation: Scott Credit Union
I am a good candidate for this loan because...
Trying to re-establish credit; just started new job
Monthly net income: $1500.00
Monthly expenses: $120
Housing: $ - Live with daughter
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:35:58 PM |
beer-gardener | $25.00 | 11/7/2011 4:54:38 PM |
rescue | $100.00 | 11/7/2011 6:09:44 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:35 PM |
rs999 | $25.00 | 11/7/2011 6:29:01 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:48 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:52 PM |
lender4433 | $25.00 | 11/7/2011 8:31:25 PM |
roux | $25.00 | 11/7/2011 6:16:51 PM |
bonus-demon | $25.00 | 11/7/2011 6:24:05 PM |
miked8303 | $25.00 | 11/7/2011 6:28:31 PM |
Wellman | $25.00 | 11/7/2011 6:09:35 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:06 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:57 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:07 PM |
new-gold-wrangler | $1,475.00 | 11/7/2011 9:12:12 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:12 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
537771
This series of Notes was issued and sold upon the funding of the borrower loan #56110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 7m |
Amount delinquent:
| $415 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,811 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| SubVetSSN699JAX |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt-Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rescue | $100.00 | 11/8/2011 9:10:46 AM |
evnagelist | $25.00 | 11/8/2011 9:39:04 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:33:59 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:44 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:42 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:23 PM |
Dubbs360 | $50.00 | 11/9/2011 5:20:26 PM |
tornandfrayed | $25.00 | 11/10/2011 9:41:44 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:01 PM |
rhin0cerx | $50.00 | 11/10/2011 10:15:59 AM |
miked8303 | $25.00 | 11/10/2011 2:00:34 PM |
prohelper | $25.00 | 11/10/2011 2:20:06 PM |
morpholog | $50.00 | 11/10/2011 2:28:41 PM |
red-power-pecan | $50.00 | 11/10/2011 2:31:36 PM |
rs999 | $25.00 | 11/10/2011 2:40:12 PM |
symbiosis | $50.00 | 11/10/2011 3:06:21 PM |
community-platoon8 | $25.00 | 11/10/2011 3:06:30 PM |
wizard750 | $28.00 | 11/10/2011 3:41:31 PM |
managedfund | $750.00 | 11/10/2011 1:58:28 PM |
CapitalismRocks | $25.00 | 11/10/2011 4:11:42 PM |
orange-preeminant-bill | $25.00 | 11/10/2011 2:26:15 PM |
bold-direct-asset | $50.00 | 11/10/2011 6:01:23 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:01 PM |
jstefans | $25.00 | 11/10/2011 6:16:13 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 5:44:43 PM |
nowits10 | $25.00 | 11/10/2011 6:28:39 PM |
miamibeachloaner | $25.00 | 11/10/2011 7:10:27 PM |
saffron4 | $25.00 | 11/10/2011 7:20:06 PM |
top-asset-chemistry | $25.00 | 11/10/2011 7:22:19 PM |
Cai8899 | $50.00 | 11/10/2011 5:16:00 PM |
missile8 | $25.00 | 11/10/2011 5:19:19 PM |
jamiee73 | $25.00 | 11/10/2011 7:27:55 PM |
MrMcduck | $25.00 | 11/10/2011 7:45:58 PM |
ChuckieG | $25.00 | 11/10/2011 5:52:49 PM |
pleasant-nickel0 | $25.00 | 11/10/2011 7:40:56 PM |
apostle901 | $25.00 | 11/10/2011 5:54:58 PM |
FASTIZIO_P | $25.00 | 11/10/2011 6:22:15 PM |
shrewd-income | $25.00 | 11/10/2011 6:47:43 PM |
revenue-achievement | $25.00 | 11/10/2011 7:25:36 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:14 PM |
SolarMoonshine | $25.00 | 11/8/2011 9:53:51 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:20 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:07 PM |
108lender | $125.00 | 11/9/2011 9:26:05 AM |
shrewd-peace7 | $25.00 | 11/10/2011 10:29:47 AM |
worthy-bid8 | $50.00 | 11/10/2011 10:13:23 AM |
jiftostada | $25.00 | 11/10/2011 1:03:10 PM |
gain-equator | $25.00 | 11/10/2011 1:06:44 PM |
EBITDA | $25.00 | 11/10/2011 10:21:38 AM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:49 PM |
stepatatime-together | $100.00 | 11/10/2011 2:38:38 PM |
DER | $25.00 | 11/10/2011 3:18:17 PM |
Diamond_Jim | $25.00 | 11/10/2011 3:16:42 PM |
listing-demon | $25.00 | 11/10/2011 3:53:32 PM |
ah-long | $25.00 | 11/10/2011 5:09:26 PM |
aesop56 | $50.00 | 11/10/2011 3:48:18 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:43 PM |
asiaratt | $29.00 | 11/10/2011 2:40:01 PM |
ore-den9 | $50.00 | 11/10/2011 5:07:20 PM |
the-dollar-topper | $150.00 | 11/10/2011 5:54:45 PM |
hard-working-rate3 | $100.00 | 11/10/2011 6:00:44 PM |
roman2008 | $25.00 | 11/10/2011 5:35:34 PM |
floridass | $25.00 | 11/10/2011 5:38:43 PM |
Miklot | $25.00 | 11/10/2011 3:21:20 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:09 PM |
vibraphone3 | $25.00 | 11/10/2011 6:16:43 PM |
worldly-community3 | $50.00 | 11/10/2011 6:53:15 PM |
arsisi | $25.00 | 11/10/2011 6:54:55 PM |
SirJev | $50.00 | 11/10/2011 6:25:02 PM |
km007 | $25.00 | 11/10/2011 6:25:25 PM |
organic-order | $25.00 | 11/10/2011 7:13:56 PM |
zone8 | $100.00 | 11/10/2011 7:28:34 PM |
CAGE-Investments | $25.00 | 11/10/2011 7:42:11 PM |
BigBag | $25.00 | 11/10/2011 7:33:05 PM |
dedicated-transaction796 | $25.00 | 11/10/2011 7:40:29 PM |
payout-achievement | $16.73 | 11/10/2011 7:52:02 PM |
bassman2 | $25.00 | 11/10/2011 6:27:55 PM |
dough-bear | $25.00 | 11/10/2011 6:41:53 PM |
a-resplendent-commitment | $25.00 | 11/10/2011 6:53:31 PM |
utmom | $25.00 | 11/10/2011 6:55:08 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:36 PM |
kchen486 | $50.00 | 11/10/2011 7:50:38 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
537793
This series of Notes was issued and sold upon the funding of the borrower loan #56038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,341 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| exuberant-market8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair Loan
Purpose of loan: Auto Repairs
This loan will be used to do maintenance on my vehichle
My financial situation: Employeed full time
I am a good candidate for this loan because I can make monthly automatic payments easily
Monthly net income: $2500
Monthly expenses: $400
Housing: $200
Insurance: $88
Car expenses: $120
Utilities: $60
Phone, cable, internet: $79
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/7/2011 5:16:54 PM |
riskreward | $250.00 | 11/7/2011 5:04:59 PM |
rescue | $100.00 | 11/7/2011 6:09:45 PM |
pdub | $75.00 | 11/7/2011 6:27:21 PM |
jarf | $25.00 | 11/7/2011 6:16:18 PM |
cnovak | $25.00 | 11/7/2011 7:22:12 PM |
wise-deal-panda | $100.00 | 11/8/2011 9:56:38 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:16 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:40 PM |
gold-miser9 | $43.24 | 11/8/2011 3:03:51 PM |
Techne_Funds_LLC | $25.00 | 11/8/2011 4:41:59 PM |
syounker | $25.00 | 11/8/2011 6:43:51 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:00:51 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:52 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:22 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:15 AM |
marwadi-62 | $75.00 | 11/8/2011 7:17:11 AM |
managedfund | $450.00 | 11/8/2011 8:34:43 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:27 AM |
tacopants | $50.00 | 11/8/2011 12:30:10 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:09 PM |
seabassx | $25.00 | 11/8/2011 12:06:40 PM |
tigercat | $50.00 | 11/8/2011 5:26:13 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:01 PM |
radforj22 | $25.00 | 11/8/2011 5:17:16 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:00 PM |
imhandy | $831.76 | 11/8/2011 7:14:32 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
537811
This series of Notes was issued and sold upon the funding of the borrower loan #56044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $86.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,550 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| fearless-loyalty0 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...
Credit card
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time
Monthly net income: $900
Monthly expenses: $375
Housing: $200
Insurance: $170
Car expenses: $295
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $60
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 11/7/2011 5:03:53 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:59 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:30 PM |
loss-of-control | $100.00 | 11/7/2011 5:58:21 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:24:42 PM |
alphabet76 | $25.00 | 11/7/2011 10:54:38 PM |
fountain355 | $25.00 | 11/8/2011 5:14:02 AM |
foothillender | $25.00 | 11/8/2011 7:17:31 AM |
managedfund | $600.00 | 11/8/2011 8:31:26 AM |
income-rocker2 | $57.77 | 11/8/2011 9:58:23 AM |
debt-legend | $25.00 | 11/8/2011 10:22:49 AM |
platinum-goat4 | $28.46 | 11/8/2011 10:39:21 AM |
LOAN_DOC | $50.00 | 11/7/2011 5:23:15 PM |
loan-hacker | $25.00 | 11/7/2011 7:34:23 PM |
economy-coup | $50.00 | 11/7/2011 8:05:48 PM |
worldpower2 | $25.00 | 11/7/2011 10:45:18 PM |
mrxtravis | $25.00 | 11/7/2011 8:01:41 PM |
heerzaquestion | $25.00 | 11/8/2011 4:46:30 AM |
favorite-commerce | $30.00 | 11/7/2011 9:23:03 PM |
calimanusa | $50.00 | 11/7/2011 10:11:40 PM |
glenium | $25.00 | 11/8/2011 2:26:40 AM |
tcpfan | $25.00 | 11/8/2011 7:25:28 AM |
terrific-peace8 | $25.00 | 11/8/2011 8:18:12 AM |
goat0 | $50.00 | 11/8/2011 8:49:49 AM |
Bob450 | $25.00 | 11/8/2011 7:02:19 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:17 AM |
Leshan | $25.00 | 11/8/2011 8:10:28 AM |
intrepid-loot | $25.00 | 11/8/2011 9:59:35 AM |
kwan | $25.00 | 11/8/2011 9:34:35 AM |
handy-justice | $50.00 | 11/8/2011 10:02:00 AM |
168RichCapital | $8.77 | 11/8/2011 11:30:37 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
537821
This series of Notes was issued and sold upon the funding of the borrower loan #55926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $460.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,241 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-reflective-commitment |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
Principal balance:
| $3,729.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Personal Expenses
Purpose of loan:
This loan will be used to repay expenses that were incurred by a relative for funeral expenses and to pay for travel and associated costs for this as well.
My financial situation:
I am a good candidate for this loan because I have a solid history of debt repayment and am more than capable of managing to repay this loan on my income. I recently received a promotion and my total income in the listing is based on my income as provided to the IRS for last year. This means I will be secure for many years to come in my job and able to repay this loan fully. I am very careful with my finances and use personal budgeting and finance tools weekly to manage and plan all aspects of my financial life.
Monthly net income: $10,000
Housing: $688
Car expenses: $50
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Credit cards: $1000
Other Loans: $1700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-tycoon | $25.00 | 11/8/2011 9:07:00 AM |
the-dollar-topper | $150.00 | 11/8/2011 9:16:06 AM |
figs4u2 | $100.00 | 11/8/2011 9:17:40 AM |
evnagelist | $25.00 | 11/8/2011 9:38:50 AM |
ndwayno | $28.00 | 11/8/2011 9:49:38 AM |
nbh444 | $25.00 | 11/8/2011 9:52:21 AM |
rate-mogul | $50.00 | 11/8/2011 9:57:29 AM |
cnovak | $25.00 | 11/8/2011 9:46:24 AM |
Investor_DP | $100.00 | 11/8/2011 10:01:21 AM |
jescowa | $50.00 | 11/8/2011 10:10:04 AM |
unassassinable | $25.00 | 11/8/2011 10:17:41 AM |
TheCount | $25.00 | 11/8/2011 10:08:20 AM |
Airthus | $25.00 | 11/8/2011 10:10:29 AM |
finance-magma7 | $25.00 | 11/8/2011 10:32:20 AM |
market-assembler | $25.00 | 11/8/2011 10:19:36 AM |
responsibility-butterfly | $25.00 | 11/8/2011 10:35:07 AM |
LittleMingo | $25.00 | 11/8/2011 10:28:53 AM |
janeybooboo | $50.00 | 11/8/2011 9:08:36 AM |
somebody32 | $25.00 | 11/8/2011 10:34:59 AM |
riskreward | $250.00 | 11/8/2011 9:19:21 AM |
fervent-repayment | $50.00 | 11/8/2011 10:54:46 AM |
Pebbles-Lending | $25.00 | 11/8/2011 10:57:34 AM |
AtmaSingshu | $25.00 | 11/8/2011 11:03:31 AM |
best-basis-trooper | $25.00 | 11/8/2011 9:27:05 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:14 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:46 AM |
Kaj | $25.00 | 11/8/2011 11:47:15 AM |
robust-trade | $25.00 | 11/8/2011 10:03:58 AM |
tylerfd | $25.00 | 11/8/2011 12:00:15 PM |
Cai8899 | $28.00 | 11/8/2011 10:06:42 AM |
genius520 | $43.00 | 11/8/2011 10:08:52 AM |
wayman | $25.00 | 11/8/2011 10:16:07 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:45 PM |
cgoca | $25.00 | 11/8/2011 12:28:36 PM |
nickel-ferret | $50.00 | 11/8/2011 10:31:44 AM |
compassion-bauble4 | $25.00 | 11/8/2011 11:46:19 AM |
enticing-capital6 | $50.00 | 11/8/2011 11:50:05 AM |
green28 | $150.00 | 11/8/2011 10:40:00 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:17 PM |
gold-disk | $25.00 | 11/8/2011 12:49:13 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:10 PM |
i3urtonair | $50.00 | 11/8/2011 2:05:51 PM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:30 AM |
influential-benjamins0 | $100.00 | 11/8/2011 11:28:37 AM |
kindness-jedi | $25.00 | 11/8/2011 11:29:27 AM |
five-star-note | $25.00 | 11/8/2011 11:30:56 AM |
rs999 | $25.00 | 11/8/2011 11:40:07 AM |
enterprising-credit2 | $25.00 | 11/8/2011 2:19:44 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:44 PM |
credit-maple5 | $25.00 | 11/8/2011 5:28:40 PM |
Whitey | $28.45 | 11/8/2011 1:44:40 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:03 PM |
larslfe | $25.00 | 11/8/2011 5:47:12 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:53 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:25 PM |
superpuppy | $35.00 | 11/8/2011 6:32:10 PM |
gotjack | $100.00 | 11/8/2011 5:46:35 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:50 PM |
sonnet771 | $25.00 | 11/9/2011 1:24:10 AM |
WindyKid | $25.00 | 11/9/2011 3:40:19 AM |
DoctorJoe | $30.00 | 11/9/2011 6:00:33 AM |
organized-payment6 | $50.00 | 11/9/2011 6:17:25 AM |
mflawyer | $35.00 | 11/9/2011 6:47:56 AM |
dollar-tornado3 | $25.00 | 11/9/2011 4:56:36 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:01 AM |
wise-deal-panda | $200.00 | 11/9/2011 9:38:55 AM |
AF_Trust | $100.00 | 11/9/2011 8:11:39 AM |
Lululinda | $100.00 | 11/9/2011 10:08:50 AM |
519dobber | $25.00 | 11/9/2011 10:20:20 AM |
emt747 | $25.00 | 11/9/2011 11:00:34 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:45 AM |
spark548 | $31.00 | 11/9/2011 9:50:36 AM |
dgerts | $100.00 | 11/9/2011 11:08:04 AM |
fairness-kayak | $25.00 | 11/9/2011 11:10:59 AM |
FinanceEngine | $35.00 | 11/9/2011 11:38:55 AM |
life-is-great | $25.00 | 11/9/2011 11:46:32 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:48 AM |
Zoramite | $25.00 | 11/9/2011 11:52:11 AM |
ptjg | $38.00 | 11/9/2011 12:17:25 PM |
wampum-library4 | $27.32 | 11/9/2011 12:58:17 PM |
NickRac | $25.00 | 11/9/2011 12:41:56 PM |
trade-elm | $46.00 | 11/9/2011 3:26:06 PM |
asya | $25.00 | 11/9/2011 1:05:43 PM |
CheapDolo22 | $25.00 | 11/9/2011 3:24:55 PM |
Nicedad72 | $25.41 | 11/9/2011 3:48:05 PM |
RetiredATC | $50.00 | 11/9/2011 5:52:28 PM |
northern_paddler | $25.00 | 11/9/2011 7:06:11 PM |
grf1945 | $25.00 | 11/9/2011 6:58:59 PM |
wise-alluring-penny | $50.00 | 11/9/2011 7:04:21 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:01 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:36:24 PM |
zippy-interest | $25.00 | 11/9/2011 7:53:18 PM |
Domgabriel | $25.00 | 11/10/2011 6:16:36 AM |
helpwithoutbanks | $25.00 | 11/10/2011 6:24:57 AM |
gjm6d | $25.00 | 11/9/2011 8:15:07 PM |
GElender | $40.00 | 11/10/2011 6:08:24 AM |
discrete-asset | $25.00 | 11/10/2011 8:21:19 AM |
velocity-aurora | $25.00 | 11/10/2011 8:28:09 AM |
6moonbeams | $25.00 | 11/10/2011 9:15:33 AM |
Spartamare | $100.00 | 11/10/2011 4:31:55 AM |
the-enthralling-coin | $25.00 | 11/10/2011 9:29:09 AM |
jhernand17 | $25.00 | 11/10/2011 9:07:50 AM |
credit-investor5 | $50.00 | 11/10/2011 7:53:38 AM |
MelonSeedSkiff | $50.00 | 11/10/2011 10:11:42 AM |
LimaGuy | $40.63 | 11/10/2011 8:48:14 AM |
Blacke30 | $50.00 | 11/10/2011 10:20:07 AM |
F16Pilot | $25.00 | 11/10/2011 10:02:22 AM |
Southbay96 | $29.00 | 11/10/2011 9:07:33 AM |
debt-legend | $25.00 | 11/10/2011 11:24:14 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:46 AM |
Rick21 | $25.00 | 11/10/2011 9:58:27 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:16 AM |
Pasagam | $50.00 | 11/10/2011 10:56:11 AM |
invincible-platinum9 | $25.00 | 11/10/2011 11:10:50 AM |
Midg | $25.00 | 11/10/2011 12:24:36 PM |
gain-equator | $25.00 | 11/10/2011 1:06:45 PM |
authentic-deal8 | $25.00 | 11/10/2011 3:44:54 PM |
NYBIZ | $25.00 | 11/10/2011 5:03:59 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:47 PM |
jetsons6866 | $50.00 | 11/10/2011 5:55:02 PM |
ajst1 | $25.00 | 11/10/2011 3:18:13 PM |
lendersf | $50.00 | 11/10/2011 6:21:34 PM |
aesop56 | $50.00 | 11/10/2011 3:48:18 PM |
OldManP | $25.00 | 11/10/2011 4:15:56 PM |
nri22 | $100.00 | 11/10/2011 4:21:34 PM |
Cheese-Exporter | $100.00 | 11/10/2011 4:46:19 PM |
market-pudding | $25.00 | 11/10/2011 6:44:07 PM |
Engineer44 | $25.00 | 11/10/2011 5:16:06 PM |
exact-loan5 | $50.00 | 11/10/2011 6:29:17 PM |
shrewd-income | $150.00 | 11/10/2011 6:40:09 PM |
reward-dynamo | $40.00 | 11/10/2011 7:08:46 PM |
EODCAP | $25.00 | 11/10/2011 7:20:13 PM |
113121 | $25.00 | 11/8/2011 5:17:46 PM |
rescue | $100.00 | 11/8/2011 9:10:46 AM |
gold-commander0 | $25.00 | 11/8/2011 9:13:54 AM |
payout-motivator0 | $75.00 | 11/8/2011 9:44:31 AM |
social-zebra | $30.00 | 11/8/2011 9:41:30 AM |
kenji4861 | $25.00 | 11/8/2011 9:56:21 AM |
IIP77 | $25.00 | 11/8/2011 10:10:49 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:10 AM |
melodious-fairness | $25.00 | 11/8/2011 9:02:10 AM |
loot-geyser1 | $25.00 | 11/8/2011 10:25:55 AM |
money-banker867 | $25.00 | 11/8/2011 10:57:40 AM |
jamiee73 | $25.00 | 11/8/2011 9:17:01 AM |
BxRealtor | $25.00 | 11/8/2011 9:19:45 AM |
skaught | $35.00 | 11/8/2011 11:00:56 AM |
christifa | $25.00 | 11/8/2011 11:31:50 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:32 AM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:31 AM |
AF-Chief | $25.00 | 11/8/2011 11:30:26 AM |
susurrus | $50.00 | 11/8/2011 12:02:05 PM |
cgkid | $25.00 | 11/8/2011 11:22:27 AM |
JDFuego | $25.00 | 11/8/2011 11:38:08 AM |
PlusUltra | $27.19 | 11/8/2011 4:10:55 PM |
wonder3 | $30.00 | 11/8/2011 4:25:26 PM |
restech | $25.00 | 11/8/2011 5:02:23 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:38 PM |
vutah | $30.00 | 11/8/2011 6:05:28 PM |
dingus | $25.00 | 11/8/2011 5:48:25 PM |
Feyenoord | $30.00 | 11/8/2011 7:00:49 PM |
benefit-trident | $25.00 | 11/9/2011 4:52:26 AM |
integrity-doctor | $100.00 | 11/8/2011 7:12:18 PM |
heerzaquestion | $30.00 | 11/8/2011 7:29:59 PM |
moola-accelerator6 | $40.00 | 11/8/2011 8:02:44 PM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:24 AM |
real-return | $25.00 | 11/9/2011 8:57:26 AM |
infinitykid | $25.00 | 11/9/2011 5:01:17 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:33 AM |
rcm87 | $50.00 | 11/9/2011 6:27:24 AM |
ferris2484 | $25.00 | 11/9/2011 6:42:36 AM |
SweatyBalls | $25.00 | 11/9/2011 7:32:51 AM |
fcrick | $25.00 | 11/9/2011 10:42:10 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:38 AM |
useful-p2ploan | $25.00 | 11/9/2011 10:54:30 AM |
itskarma | $25.00 | 11/9/2011 9:52:53 AM |
wigglesworth4 | $500.00 | 11/9/2011 11:19:22 AM |
BigLinCT | $30.00 | 11/9/2011 11:19:55 AM |
first-serene-credit | $25.00 | 11/9/2011 11:41:02 AM |
credit-meteor7 | $63.00 | 11/9/2011 10:36:10 AM |
rolltide09 | $25.00 | 11/9/2011 11:47:28 AM |
LisetteA | $25.00 | 11/9/2011 11:35:04 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:56:08 AM |
prohelper | $25.00 | 11/9/2011 12:12:54 PM |
spiritual-money299 | $50.00 | 11/9/2011 12:03:59 PM |
agreement-guild | $50.00 | 11/9/2011 12:08:20 PM |
openness-confidant | $25.00 | 11/9/2011 12:58:10 PM |
determined-revenue1 | $35.00 | 11/9/2011 2:35:16 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:29 PM |
beer-gardener | $50.00 | 11/9/2011 2:12:30 PM |
tntmojave | $50.00 | 11/9/2011 2:24:17 PM |
power-collider | $25.00 | 11/9/2011 3:08:16 PM |
ASG_NECO | $25.00 | 11/9/2011 5:03:21 PM |
greenback-seagull2 | $27.00 | 11/9/2011 6:41:36 PM |
CAGE-Investments | $25.00 | 11/9/2011 6:28:53 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:04 PM |
damage | $25.00 | 11/9/2011 6:37:39 PM |
jaycro | $25.00 | 11/9/2011 7:42:32 PM |
hard-working-rate3 | $100.00 | 11/9/2011 5:57:53 PM |
antlr | $50.00 | 11/9/2011 9:18:00 PM |
gardenofeden | $39.00 | 11/9/2011 6:50:52 PM |
cypher00 | $25.00 | 11/10/2011 3:17:35 AM |
corporatejim | $25.44 | 11/10/2011 4:19:44 AM |
peaceful-cash5 | $25.00 | 11/10/2011 3:16:11 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:17 AM |
cerebral-dollar773 | $27.95 | 11/10/2011 5:58:04 AM |
cr55595 | $26.09 | 11/10/2011 8:27:19 AM |
zbfamwl | $25.00 | 11/10/2011 9:37:50 AM |
revenue-achievement | $25.00 | 11/10/2011 9:14:18 AM |
wise-silver-wonder | $25.00 | 11/10/2011 6:49:57 AM |
maximizer | $50.00 | 11/10/2011 7:05:18 AM |
buffalobills | $25.00 | 11/10/2011 7:40:29 AM |
tolerant-dinero2 | $25.00 | 11/10/2011 8:35:16 AM |
AM2171 | $25.00 | 11/10/2011 9:07:42 AM |
nybanker85 | $50.00 | 11/10/2011 9:23:28 AM |
investment-comet | $25.00 | 11/10/2011 11:28:47 AM |
Winged_Inspirations | $100.00 | 11/10/2011 1:16:24 PM |
invincible-dough | $25.00 | 11/10/2011 1:36:29 PM |
1stofthemonth | $25.00 | 11/10/2011 1:23:27 PM |
money-bauble | $200.00 | 11/10/2011 2:25:35 PM |
kchen486 | $50.00 | 11/10/2011 2:32:09 PM |
USMCR | $25.00 | 11/10/2011 11:54:36 AM |
KileNSmyth4 | $39.52 | 11/10/2011 12:03:02 PM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:47 PM |
cash-boots7 | $25.00 | 11/10/2011 4:26:19 PM |
managedfund | $500.00 | 11/10/2011 2:50:11 PM |
brightest-systematic-commitment | $25.00 | 11/10/2011 3:33:11 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:40:58 PM |
help4u | $25.00 | 11/10/2011 7:02:21 PM |
profitable-money | $25.00 | 11/10/2011 7:21:49 PM |
paladin510 | $23.73 | 11/10/2011 7:33:35 PM |
comet55 | $25.00 | 11/10/2011 7:28:29 PM |
231 Investments
|
Borrower Payment Dependent Notes Series
537857
This series of Notes was issued and sold upon the funding of the borrower loan #56186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $261.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 24y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,791 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unbelievable-loan3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Request
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/10/2011 4:43:33 AM |
rescue | $100.00 | 11/8/2011 9:10:48 AM |
heavenly-interest9 | $600.00 | 11/8/2011 9:15:42 AM |
handy-justice | $50.00 | 11/8/2011 10:09:54 AM |
jjswanso | $25.00 | 11/8/2011 11:21:50 AM |
coin-investor | $25.00 | 11/8/2011 11:57:18 AM |
economy-coup | $50.00 | 11/8/2011 11:19:35 AM |
goodhearted-generosity511 | $25.00 | 11/9/2011 6:45:20 AM |
leverage-monger | $25.00 | 11/9/2011 8:31:49 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:45 PM |
evan | $25.00 | 11/9/2011 7:52:22 PM |
blueshound | $25.00 | 11/9/2011 7:55:32 PM |
silvercertificate | $25.00 | 11/11/2011 11:02:32 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:11 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:53 PM |
evnagelist | $25.00 | 11/11/2011 7:39:32 PM |
superb-funds335 | $25.00 | 11/11/2011 8:18:06 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:15 PM |
leball | $25.00 | 11/13/2011 2:22:51 AM |
cookie1208 | $150.00 | 11/12/2011 4:56:25 PM |
wlm3012 | $30.00 | 11/13/2011 10:49:05 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:45 PM |
sparkling-interest1 | $25.00 | 11/13/2011 8:30:44 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:19 AM |
power-secret-agent | $35.00 | 11/14/2011 2:02:16 AM |
fair-pound5 | $100.00 | 11/13/2011 8:22:16 PM |
important-openness1 | $100.00 | 11/14/2011 10:53:06 AM |
worthy-commitment7 | $25.00 | 11/14/2011 10:47:18 AM |
return-enthusiast1 | $25.00 | 11/14/2011 11:21:14 AM |
fervent-repayment | $50.00 | 11/14/2011 12:40:07 PM |
loan-fate | $50.00 | 11/14/2011 9:01:58 AM |
profit-powerplant | $25.00 | 11/14/2011 10:04:23 AM |
silver-wonder278 | $25.00 | 11/14/2011 10:10:09 AM |
kindness-jedi | $25.00 | 11/14/2011 10:37:03 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:43 AM |
openness-demon8 | $25.17 | 11/14/2011 11:49:24 AM |
enterprising-credit2 | $25.00 | 11/15/2011 6:41:08 AM |
hamster | $25.44 | 11/15/2011 7:19:11 AM |
mistertao | $25.00 | 11/15/2011 3:58:23 AM |
dordee | $40.00 | 11/15/2011 10:04:36 AM |
a-unflappable-finance | $50.00 | 11/15/2011 11:11:58 AM |
diplomatic-wealth7 | $25.00 | 11/15/2011 6:23:53 AM |
social-cocktail1 | $200.00 | 11/15/2011 6:45:12 AM |
managedfund | $923.63 | 11/15/2011 1:35:16 PM |
Scoote2912 | $30.00 | 11/15/2011 9:06:45 AM |
branaa99 | $25.00 | 11/15/2011 9:19:39 AM |
octoberfresh | $25.00 | 11/15/2011 9:26:24 AM |
golffish2 | $25.00 | 11/10/2011 4:43:25 AM |
papaloha | $25.00 | 11/11/2011 8:03:18 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:08 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:35:47 AM |
Whipster | $60.00 | 11/11/2011 2:42:37 PM |
iaffy | $50.00 | 11/11/2011 6:25:53 PM |
Sid-K | $25.00 | 11/11/2011 3:02:59 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:19 PM |
restless-currency | $50.00 | 11/11/2011 6:58:32 PM |
ASR3 | $35.00 | 11/12/2011 5:32:13 AM |
robot777 | $50.00 | 11/12/2011 8:18:04 AM |
tshurts | $25.00 | 11/12/2011 3:18:55 PM |
helpful-loan245 | $25.00 | 11/12/2011 8:37:03 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:25 AM |
loss-of-control | $100.00 | 11/12/2011 5:15:10 PM |
steven3333 | $25.00 | 11/13/2011 6:40:51 PM |
red-power-pecan | $50.00 | 11/14/2011 9:06:44 AM |
credit-maverick1 | $50.00 | 11/14/2011 11:03:36 AM |
dsgfl1 | $200.00 | 11/14/2011 11:17:17 AM |
heavy_ax | $38.00 | 11/14/2011 11:22:33 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:17 AM |
worth-arch | $25.00 | 11/14/2011 11:12:19 AM |
87Marc | $25.00 | 11/14/2011 12:18:01 PM |
boybutter | $25.00 | 11/14/2011 3:28:21 PM |
HamachiMan | $25.00 | 11/14/2011 2:38:58 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:37 AM |
Lam0nt | $25.00 | 11/14/2011 2:39:39 PM |
palace2 | $282.76 | 11/14/2011 4:50:23 PM |
dthompso | $50.00 | 11/14/2011 5:09:27 PM |
flexible-value | $50.00 | 11/14/2011 8:12:37 PM |
cropdust3r | $25.00 | 11/15/2011 4:55:56 AM |
Elefunt | $25.00 | 11/15/2011 12:59:41 AM |
scoobiedoo | $50.00 | 11/15/2011 7:40:31 AM |
Wellman | $25.00 | 11/14/2011 8:41:33 PM |
fund-ambrosia0 | $25.00 | 11/15/2011 9:13:07 AM |
buffalobills | $25.00 | 11/15/2011 8:15:49 AM |
WalnutCreekguy | $100.00 | 11/14/2011 11:08:13 PM |
fortytwo | $150.00 | 11/15/2011 10:22:28 AM |
irrelevant | $25.00 | 11/15/2011 6:06:43 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:01 AM |
five-star-note | $50.00 | 11/15/2011 1:26:27 PM |
Sunshine2222 | $25.00 | 11/15/2011 1:29:40 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:37 AM |
jcjdingdong | $25.00 | 11/15/2011 11:56:09 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
537873
This series of Notes was issued and sold upon the funding of the borrower loan #56017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,097 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-twister |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Property Tax
Purpose of loan:
This loan will be used to pay my property tax bill
My financial situation:
I am a good candidate for this loan because I have a steady job that pays well. My credit rating is not good because I was unemployed for 4 months and I fell behind on my house payment. I am now caught up on my house payment but my property tax bill is due.
Monthly net income: $ 2200/wages $2300 child support = $4500
Monthly expenses: $
Housing: $ 1450
Insurance: $ 200
Car expenses: $ 100
Utilities: $ 300
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 340
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/8/2011 9:04:15 AM |
Whipster | $45.00 | 11/8/2011 9:12:17 AM |
evnagelist | $25.00 | 11/8/2011 9:38:50 AM |
exchange-squirrel | $25.00 | 11/8/2011 9:43:36 AM |
rdav | $100.00 | 11/8/2011 10:08:12 AM |
BxRealtor | $25.00 | 11/8/2011 9:19:46 AM |
gokart83 | $25.00 | 11/8/2011 11:35:20 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:32 AM |
cnovak | $25.00 | 11/8/2011 9:46:24 AM |
thankful-nickel2 | $25.00 | 11/8/2011 1:44:54 PM |
favorite-commerce | $30.00 | 11/8/2011 1:51:23 PM |
Bill88 | $30.00 | 11/8/2011 2:07:52 PM |
keichi03 | $100.00 | 11/8/2011 4:58:31 PM |
charming-exchange7 | $25.00 | 11/8/2011 12:13:28 PM |
bold-direct-asset | $50.00 | 11/8/2011 5:06:05 PM |
the-enthralling-coin | $25.00 | 11/8/2011 6:08:00 PM |
worth-web5 | $50.00 | 11/8/2011 6:16:51 PM |
jarf | $25.00 | 11/8/2011 6:03:57 PM |
syounker | $25.00 | 11/8/2011 6:43:52 PM |
IPG1 | $25.00 | 11/8/2011 9:30:57 AM |
pdub | $75.00 | 11/8/2011 9:45:52 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:45 AM |
tcpfan | $25.00 | 11/8/2011 11:05:21 AM |
rescue | $100.00 | 11/8/2011 9:10:49 AM |
riskreward | $250.00 | 11/8/2011 9:19:21 AM |
fervent-repayment | $50.00 | 11/8/2011 10:54:47 AM |
Interloper | $29.00 | 11/8/2011 11:39:52 AM |
Ven58 | $25.00 | 11/8/2011 11:48:07 AM |
progressive-economy261 | $185.00 | 11/8/2011 11:39:14 AM |
radforj22 | $25.00 | 11/8/2011 2:33:44 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:44 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:03 PM |
Techne_Funds_LLC | $25.00 | 11/8/2011 4:40:50 PM |
myduck | $40.00 | 11/8/2011 6:07:34 PM |
sc5 | $25.00 | 11/8/2011 6:50:06 PM |
imhandy | $116.00 | 11/8/2011 7:07:17 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
537885
This series of Notes was issued and sold upon the funding of the borrower loan #56077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 46% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,928 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| ANGEL00 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 55 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2010)
660-679
(Jul-2009)
640-659
(Aug-2008)
|
Principal balance:
| $1,357.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 55 | | |
Description
4th Prosper Loan,Never Late
Purpose of loan:
This loan will be used to...Consolidate Debt
My financial situation:
I am a good candidate for this loan because...I have never been late on any prosper loan I've had.
Monthly net income: $2120.00
Monthly expenses: $
Housing: $husband pays
Insurance: $75.00
Car expenses: $598.00
Utilities: $120.00
Phone, cable, internet: $75.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $400.00(this is what I want to consolidate)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $200.00 | 11/8/2011 6:01:49 PM |
shawnw2 | $69.13 | 11/9/2011 5:12:13 AM |
OldManP | $55.00 | 11/8/2011 5:14:45 PM |
enticing-capital6 | $50.00 | 11/8/2011 5:18:44 PM |
evnagelist | $25.00 | 11/8/2011 5:33:08 PM |
mercuriant | $25.00 | 11/8/2011 5:27:31 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:23 PM |
LittleMingo | $40.00 | 11/8/2011 5:37:13 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:04 PM |
SLN-10 | $100.00 | 11/8/2011 5:41:25 PM |
The-Helper | $90.00 | 11/8/2011 5:50:17 PM |
commerce-financier4 | $150.13 | 11/8/2011 6:47:54 PM |
thankful-nickel2 | $25.00 | 11/8/2011 5:17:21 PM |
worth-web5 | $50.00 | 11/8/2011 6:13:29 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:11 PM |
DiligentiaLLC | $100.00 | 11/8/2011 7:04:36 PM |
MoneyForNothing | $25.00 | 11/8/2011 5:30:01 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:56 PM |
silver-metronome2 | $50.00 | 11/8/2011 8:40:40 PM |
marwadi-62 | $100.00 | 11/8/2011 8:45:36 PM |
jpaulnyc | $75.00 | 11/8/2011 8:09:13 PM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:56 PM |
ChoiceInvestments | $28.00 | 11/9/2011 12:20:25 AM |
LendingPimp | $50.00 | 11/9/2011 12:52:53 AM |
amlu1988 | $25.00 | 11/8/2011 9:23:57 PM |
312-Lender | $25.00 | 11/8/2011 9:39:46 PM |
miked8303 | $25.00 | 11/8/2011 6:14:00 PM |
platinum-boss2 | $25.00 | 11/9/2011 12:08:53 AM |
benefit-trident | $50.00 | 11/9/2011 4:53:56 AM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:04 PM |
sensible-fund | $25.00 | 11/9/2011 3:11:34 AM |
EL_Papin | $25.00 | 11/9/2011 5:35:01 AM |
RoZu_Lending | $388.19 | 11/9/2011 6:09:00 AM |
dollar-tornado3 | $50.00 | 11/9/2011 4:58:27 AM |
vtrentster | $26.00 | 11/9/2011 5:05:00 AM |
The-Lighthouse-Group | $25.00 | 11/9/2011 6:40:50 AM |
moola-accelerator6 | $65.00 | 11/8/2011 8:04:36 PM |
dime-vista2 | $25.00 | 11/9/2011 8:28:26 AM |
real-return | $50.00 | 11/8/2011 9:36:00 PM |
partyplan | $30.00 | 11/9/2011 7:55:13 AM |
rockerZ71 | $25.00 | 11/9/2011 8:27:46 AM |
green28 | $35.18 | 11/9/2011 4:52:37 AM |
courteous-note1 | $26.37 | 11/9/2011 5:23:54 AM |
geophreigh | $25.00 | 11/9/2011 6:10:54 AM |
Wellman | $25.00 | 11/9/2011 6:17:33 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:23 AM |
chameleon125 | $25.00 | 11/9/2011 6:40:16 AM |
houli123 | $25.00 | 11/9/2011 6:51:15 AM |
wlm3012 | $60.00 | 11/9/2011 8:16:32 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:33:39 AM |
Rabid_Dove | $26.00 | 11/9/2011 10:38:57 AM |
dime-futurist | $25.00 | 11/9/2011 10:33:17 AM |
skubwa | $25.00 | 11/9/2011 10:42:07 AM |
Rulea72 | $25.00 | 11/9/2011 9:35:59 AM |
moola-buddy | $25.00 | 11/9/2011 10:57:16 AM |
pthighs | $46.52 | 11/9/2011 11:07:09 AM |
Aquanaut | $25.00 | 11/9/2011 11:27:41 AM |
bbt210 | $25.25 | 11/9/2011 11:12:32 AM |
five-star-note | $25.00 | 11/9/2011 10:16:18 AM |
economy-coup | $50.00 | 11/9/2011 11:16:41 AM |
rhin0cerx | $50.00 | 11/9/2011 11:17:30 AM |
djkaiser | $27.17 | 11/9/2011 11:18:14 AM |
FinanceEngine | $40.00 | 11/9/2011 11:37:44 AM |
fcrick | $25.00 | 11/9/2011 10:42:11 AM |
thoughtful-contract984 | $36.00 | 11/9/2011 10:52:57 AM |
Magician | $25.00 | 11/9/2011 12:01:51 PM |
investment-artist | $27.01 | 11/9/2011 11:03:43 AM |
NickRac | $100.00 | 11/9/2011 12:37:28 PM |
openness-confidant | $19.60 | 11/9/2011 12:44:08 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:26 PM |
lotuss4 | $25.00 | 11/9/2011 11:24:01 AM |
first-serene-credit | $25.00 | 11/9/2011 11:39:48 AM |
ethicalhumanist | $50.00 | 11/9/2011 11:56:25 AM |
lendstats_com | $332.15 | 11/8/2011 5:17:22 PM |
grnii78 | $233.73 | 11/9/2011 6:18:45 AM |
contract-student2 | $50.00 | 11/8/2011 6:07:24 PM |
Kash2010lu | $25.00 | 11/8/2011 5:02:22 PM |
AndChicksforFree | $25.00 | 11/8/2011 5:09:13 PM |
CPAnCA | $100.00 | 11/8/2011 6:44:51 PM |
-PokerNut | $50.00 | 11/8/2011 7:52:45 PM |
coin-investor | $25.00 | 11/8/2011 5:35:04 PM |
CA-Lender | $25.00 | 11/8/2011 8:35:38 PM |
heerzaquestion | $60.00 | 11/8/2011 7:28:34 PM |
Epiphanic | $25.00 | 11/8/2011 8:10:23 PM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:54 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:53 PM |
dime-sapling | $25.00 | 11/8/2011 6:12:00 PM |
jmeasn | $507.27 | 11/8/2011 11:06:02 PM |
mindful-deal267 | $25.00 | 11/9/2011 12:10:32 AM |
loanman2007 | $225.00 | 11/9/2011 5:10:57 AM |
Feyenoord | $30.00 | 11/8/2011 7:07:09 PM |
DoctorJoe | $30.00 | 11/9/2011 6:03:03 AM |
JaceSpade | $25.00 | 11/9/2011 4:45:09 AM |
easylivin | $25.00 | 11/9/2011 7:02:38 AM |
GElender | $75.00 | 11/9/2011 6:30:55 AM |
atlas-shrugged | $200.00 | 11/8/2011 8:28:46 PM |
itskarma | $25.00 | 11/9/2011 6:39:25 AM |
Stradivari | $25.00 | 11/9/2011 7:03:44 AM |
finance-solo | $25.00 | 11/9/2011 8:39:12 AM |
CoolPlexer | $25.00 | 11/8/2011 10:03:02 PM |
iq8w7ht | $25.00 | 11/9/2011 9:06:20 AM |
promise2 | $30.41 | 11/9/2011 8:44:02 AM |
Leshan | $200.00 | 11/9/2011 9:04:22 AM |
MoneyForNothing | $25.00 | 11/9/2011 5:23:31 AM |
damage | $25.00 | 11/9/2011 9:09:31 AM |
rcm87 | $50.00 | 11/9/2011 6:27:26 AM |
Payout_Assured | $28.32 | 11/9/2011 6:36:55 AM |
goodhearted-generosity511 | $25.00 | 11/9/2011 6:48:50 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:28 AM |
Bob450 | $25.00 | 11/9/2011 6:51:33 AM |
briskdevl07 | $25.00 | 11/9/2011 6:58:43 AM |
luv4cycling | $100.00 | 11/9/2011 9:42:54 AM |
J-Rott | $250.00 | 11/9/2011 8:12:42 AM |
wlm3012 | $40.00 | 11/9/2011 8:17:45 AM |
stock106 | $25.00 | 11/9/2011 8:21:36 AM |
1stBankAndHal | $100.09 | 11/9/2011 8:24:53 AM |
handy-justice | $50.00 | 11/9/2011 10:04:27 AM |
GS-ROCK | $27.95 | 11/9/2011 8:55:31 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:08 AM |
enriching-listing | $27.00 | 11/9/2011 10:07:08 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:06 AM |
boss520 | $100.00 | 11/9/2011 10:58:17 AM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:11 AM |
Lululinda | $100.00 | 11/9/2011 10:07:34 AM |
silver-wonder278 | $25.00 | 11/9/2011 11:18:34 AM |
Lastavatar | $86.53 | 11/9/2011 11:37:27 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:09 AM |
kind-charming-value | $1,500.00 | 11/9/2011 12:08:12 PM |
rescue | $100.00 | 11/9/2011 12:10:31 PM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:09 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:12 PM |
innovator10 | $56.00 | 11/9/2011 12:35:15 PM |
132 Investments
|
Borrower Payment Dependent Notes Series
537911
This series of Notes was issued and sold upon the funding of the borrower loan #56084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $426.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,287 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-benefit5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lending Money for Investment
Purpose of loan:
This loan and most of the money I have now will be used to buy artwork for reselling.
My financial situation:
I am a good candidate for this loan because I have stable income, own my house with good equity, live well within my income. I only have other credit card and other loans after I started investment.
Monthly net income: $4735 (after tax, 401k, etc.)
Monthly expenses: $4110
Housing: $1830
Insurance: $110
Car expenses: $0
Utilities: $150
Phone, cable, internet: $170
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bb575 | $50.00 | 11/8/2011 5:35:34 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:23 PM |
BenR | $100.00 | 11/8/2011 5:22:58 PM |
blot44 | $25.00 | 11/8/2011 7:13:27 PM |
BxRealtor | $25.00 | 11/9/2011 10:43:37 AM |
Clambake | $25.00 | 11/9/2011 10:01:16 AM |
heavy_ax | $50.00 | 11/9/2011 3:07:14 PM |
agalt | $100.00 | 11/9/2011 4:35:21 PM |
ILoveBearHats | $50.00 | 11/9/2011 2:53:52 PM |
jescowa | $50.00 | 11/9/2011 5:46:51 PM |
velocity-motivator6 | $26.00 | 11/9/2011 5:55:40 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:02 PM |
exact-loan5 | $38.00 | 11/9/2011 6:06:54 PM |
triguy | $1,181.58 | 11/9/2011 6:07:52 PM |
impressive-loan | $100.00 | 11/9/2011 5:07:40 PM |
NDFIRTH | $50.00 | 11/9/2011 6:37:25 PM |
kenji4861 | $25.00 | 11/9/2011 6:45:17 PM |
iaffy | $50.00 | 11/9/2011 6:52:29 PM |
riskreward | $250.00 | 11/9/2011 7:44:51 PM |
Zuzu | $35.00 | 11/9/2011 7:54:49 PM |
gmf | $25.00 | 11/9/2011 8:18:59 PM |
northern_paddler | $25.00 | 11/9/2011 7:01:36 PM |
bulabula | $25.00 | 11/9/2011 9:06:50 PM |
antlr | $50.00 | 11/9/2011 9:18:02 PM |
careful-note1 | $27.01 | 11/10/2011 4:21:18 AM |
gold-commander0 | $25.00 | 11/9/2011 7:26:57 PM |
green28 | $150.00 | 11/10/2011 4:51:04 AM |
Castelj | $40.00 | 11/10/2011 5:01:51 AM |
lostontheedge | $25.00 | 11/10/2011 5:47:39 AM |
cloud8 | $35.00 | 11/9/2011 9:24:13 PM |
musososeki | $30.00 | 11/10/2011 4:53:36 AM |
postalwhiz | $25.00 | 11/10/2011 9:31:04 AM |
BeachWalkz | $34.00 | 11/10/2011 9:30:20 AM |
larslfe | $25.00 | 11/10/2011 9:32:59 AM |
magnetic-pound4 | $25.00 | 11/10/2011 8:40:35 AM |
AM2171 | $25.00 | 11/10/2011 9:06:52 AM |
Banker7371 | $25.00 | 11/10/2011 10:06:42 AM |
Blacke30 | $50.00 | 11/10/2011 10:18:14 AM |
Pasagam | $50.00 | 11/10/2011 10:56:12 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:47 AM |
investment-comet | $25.00 | 11/10/2011 11:29:15 AM |
auctionator1 | $25.00 | 11/10/2011 12:51:43 PM |
dgagli1 | $35.00 | 11/10/2011 1:04:31 PM |
rate-mogul | $50.00 | 11/10/2011 10:20:37 AM |
rmachi | $25.00 | 11/10/2011 1:54:07 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:03 PM |
Rysterola82 | $50.00 | 11/10/2011 12:47:08 PM |
gain-equator | $25.00 | 11/10/2011 1:06:45 PM |
bds9646 | $26.00 | 11/10/2011 2:32:44 PM |
tbrnet | $50.00 | 11/10/2011 2:55:39 PM |
managedfund | $2,704.82 | 11/10/2011 3:14:01 PM |
evnagelist | $25.00 | 11/8/2011 5:32:58 PM |
ChoiceInvestments | $26.00 | 11/8/2011 11:59:59 PM |
cnovak | $25.00 | 11/9/2011 11:01:33 AM |
Bank_Of_XL | $25.00 | 11/9/2011 10:47:01 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:42 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:15 PM |
responsibility-butterfly | $25.00 | 11/9/2011 5:33:09 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:33 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 5:48:40 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:15:22 PM |
hard-working-rate3 | $100.00 | 11/9/2011 5:57:53 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:40 PM |
the-dollar-topper | $150.00 | 11/9/2011 6:41:52 PM |
rich266 | $25.00 | 11/9/2011 6:27:27 PM |
indomitable-coin | $25.00 | 11/9/2011 6:56:46 PM |
figs4u2 | $100.00 | 11/9/2011 6:35:02 PM |
tenacious-capital3 | $26.27 | 11/9/2011 7:14:35 PM |
RyanTH9893 | $25.00 | 11/9/2011 6:48:33 PM |
finance-explosion6 | $25.00 | 11/9/2011 7:27:55 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:05 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:36 PM |
WalnutCreekguy | $100.00 | 11/9/2011 7:33:06 PM |
healer199 | $52.00 | 11/9/2011 6:27:22 PM |
Cai8899 | $50.00 | 11/9/2011 6:30:17 PM |
sleepdeprived | $34.32 | 11/10/2011 3:30:15 AM |
britgsb | $30.00 | 11/9/2011 7:21:30 PM |
Mindful7 | $25.00 | 11/10/2011 4:56:21 AM |
unassailable-fund | $25.00 | 11/10/2011 5:08:01 AM |
Peacepower | $25.00 | 11/10/2011 6:18:48 AM |
rs999 | $25.00 | 11/9/2011 8:01:03 PM |
Mad_Scientist | $25.00 | 11/10/2011 6:00:19 AM |
tomdooley12520 | $25.00 | 11/10/2011 6:42:48 AM |
scholarly-benefit5 | $25.00 | 11/10/2011 9:17:57 AM |
goldeneye777 | $52.00 | 11/10/2011 6:08:15 AM |
helpwithoutbanks | $25.00 | 11/10/2011 6:23:54 AM |
Rick21 | $25.00 | 11/10/2011 9:58:28 AM |
dime-sprout | $25.00 | 11/10/2011 7:37:55 AM |
soulful-income6 | $40.00 | 11/10/2011 10:05:07 AM |
velocity-aurora | $25.00 | 11/10/2011 8:26:28 AM |
newest-rate-relaxation | $100.00 | 11/10/2011 9:06:37 AM |
Weaverville | $46.00 | 11/10/2011 10:24:55 AM |
zbfamwl | $25.00 | 11/10/2011 10:08:12 AM |
kindness-party | $26.00 | 11/10/2011 9:11:15 AM |
DadWarbucks | $25.00 | 11/10/2011 9:16:17 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:17 AM |
feiandasun | $25.00 | 11/10/2011 9:41:15 AM |
F16Pilot | $25.00 | 11/10/2011 10:01:38 AM |
asya | $25.00 | 11/10/2011 10:28:30 AM |
grf1945 | $25.00 | 11/10/2011 2:13:58 PM |
affluence-tycoon | $25.00 | 11/10/2011 2:04:49 PM |
enterprising-credit2 | $25.00 | 11/10/2011 12:59:41 PM |
rudyindc | $25.00 | 11/10/2011 2:14:11 PM |
minista | $25.00 | 11/10/2011 2:22:49 PM |
kchen486 | $50.00 | 11/10/2011 2:32:09 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
537925
This series of Notes was issued and sold upon the funding of the borrower loan #56048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $97.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $74 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-aurora4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
transportation needed
Purpose of loan: to enable my wife to get to work
This loan will be used to...buy vehicle
My financial situation: stable
I am a good candidate for this loan because... I am very responsible and my wife and i need to be able to get to work to allow us to keep our home
and provide our children a stable lifestyle
Monthly net income: $ 3500.00
Monthly expenses: $ 2600.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gqrob | $30.00 | 11/8/2011 5:04:20 PM |
SolarMoonshine | $25.00 | 11/8/2011 5:12:55 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:06 PM |
patriot897 | $25.00 | 11/8/2011 5:08:58 PM |
goodhearted-basis4 | $25.00 | 11/8/2011 9:26:55 PM |
weiyinsan | $30.00 | 11/9/2011 12:16:31 AM |
elvisloans | $27.00 | 11/9/2011 2:31:24 AM |
loanman2007 | $25.00 | 11/9/2011 5:18:58 AM |
radforj22 | $25.00 | 11/9/2011 9:27:12 AM |
favorite-commerce | $30.00 | 11/9/2011 9:12:32 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:37 AM |
superb-funds335 | $25.00 | 11/9/2011 9:52:32 AM |
Interloper | $29.00 | 11/9/2011 11:32:17 AM |
managedfund | $750.00 | 11/9/2011 12:01:11 PM |
cnovak | $25.00 | 11/9/2011 11:01:33 AM |
rescue | $100.00 | 11/9/2011 12:10:32 PM |
riskreward | $250.00 | 11/9/2011 11:31:32 AM |
AndChicksforFree | $25.00 | 11/8/2011 5:07:07 PM |
goodhearted-basis4 | $25.00 | 11/8/2011 5:27:09 PM |
evnagelist | $25.00 | 11/8/2011 5:32:58 PM |
massuot | $25.00 | 11/8/2011 5:49:11 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:23 PM |
SOP_Bank | $50.00 | 11/8/2011 5:49:10 PM |
worth-web5 | $50.00 | 11/8/2011 6:14:43 PM |
JustMee | $25.00 | 11/9/2011 6:21:32 AM |
marwadi-62 | $75.00 | 11/9/2011 7:46:31 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:33 AM |
tcpfan | $25.00 | 11/9/2011 7:36:37 AM |
rdav | $50.00 | 11/9/2011 8:30:00 AM |
loan-tycoon0 | $25.00 | 11/9/2011 10:25:39 AM |
daekpon | $50.00 | 11/9/2011 10:45:14 AM |
Bank_Of_XL | $25.00 | 11/9/2011 10:47:13 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:44:59 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:12 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:42 PM |
exchange-squirrel | $25.00 | 11/9/2011 11:54:54 AM |
dmk2006 | $25.00 | 11/9/2011 12:07:54 PM |
progressive-economy261 | $279.00 | 11/9/2011 12:20:26 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
537931
This series of Notes was issued and sold upon the funding of the borrower loan #55947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,632 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| affluence-vinyl7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Charlie Isabella
Purpose of loan: debt consolidation
This loan will be used to... pay off one vehicle and 3 creditors
My financial situation:
I am a good candidate for this loan because... I am employed full-time and have the ability to earn more than my monthly salaried income at my current job
Monthly net income: $3600.00
Monthly expenses: $2700
Housing: $825
Insurance: $190
Car expenses: $287
Utilities: $50
Phone, cable, internet: $320
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $525
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:19 PM |
wonder3 | $35.00 | 11/12/2011 7:59:46 AM |
pdub | $75.00 | 11/8/2011 9:45:52 AM |
vutah | $25.00 | 11/8/2011 5:56:43 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:46 PM |
Dubbs360 | $50.00 | 11/11/2011 5:57:42 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:54 PM |
Zuzu | $25.00 | 11/11/2011 6:13:08 PM |
itskarma | $25.00 | 11/11/2011 6:35:53 PM |
generosity-finder8 | $25.00 | 11/11/2011 4:57:06 PM |
enterprising-credit2 | $25.00 | 11/11/2011 5:02:45 PM |
barefootpaul | $25.00 | 11/11/2011 6:52:21 PM |
armentdw | $28.00 | 11/11/2011 5:52:27 PM |
chief_wo | $25.00 | 11/11/2011 7:14:47 PM |
Cai8899 | $50.00 | 11/11/2011 6:23:29 PM |
dariop | $30.01 | 11/11/2011 7:26:28 PM |
rs999 | $25.00 | 11/11/2011 6:31:38 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:03 PM |
Binan | $35.00 | 11/11/2011 7:38:07 PM |
restless-currency | $50.00 | 11/11/2011 6:58:33 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 7:53:47 PM |
wise-loot-bear | $25.00 | 11/11/2011 7:07:47 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:11 PM |
kulender | $100.00 | 11/11/2011 8:00:05 PM |
reflective-rupee | $25.00 | 11/11/2011 8:10:25 PM |
diplomatic-wealth7 | $25.00 | 11/11/2011 8:36:39 PM |
PleaseDontDefault | $50.00 | 11/11/2011 8:41:32 PM |
freetimeskier | $25.00 | 11/11/2011 9:13:30 PM |
20mule | $400.00 | 11/11/2011 8:46:17 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:43 PM |
cvlender | $25.00 | 11/11/2011 9:23:18 PM |
gold-cluster | $50.00 | 11/11/2011 9:23:20 PM |
natural-greenback6 | $25.00 | 11/11/2011 9:22:21 PM |
hawat | $25.00 | 11/11/2011 9:31:50 PM |
pghtiny | $25.00 | 11/11/2011 7:56:48 PM |
calimanusa | $50.00 | 11/11/2011 9:28:33 PM |
investment-visionary | $50.00 | 11/11/2011 9:49:02 PM |
Megaton | $25.00 | 11/11/2011 9:41:11 PM |
lowrate | $50.00 | 11/11/2011 9:52:57 PM |
sophisticated-return496 | $25.00 | 11/11/2011 8:03:57 PM |
Medic05 | $25.00 | 11/11/2011 8:10:40 PM |
benefit-boots | $25.00 | 11/11/2011 10:34:57 PM |
kazanov | $25.00 | 11/11/2011 10:36:07 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:40 PM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:17 PM |
QuoProQuid | $49.26 | 11/11/2011 10:50:54 PM |
Pitufo | $25.00 | 11/11/2011 8:17:05 PM |
autonomous-truth | $120.00 | 11/12/2011 12:02:40 AM |
CatbirdBanking | $25.00 | 11/11/2011 9:02:55 PM |
thestartuplender | $51.00 | 11/12/2011 1:56:27 AM |
lenderRXT | $35.00 | 11/12/2011 4:28:24 AM |
EarlyRiser | $150.00 | 11/12/2011 4:41:28 AM |
javelin0 | $25.15 | 11/12/2011 4:45:24 AM |
1randyp | $25.00 | 11/12/2011 5:08:21 AM |
bid-stockpiler1 | $70.78 | 11/12/2011 5:27:45 AM |
ASR3 | $35.00 | 11/12/2011 5:32:14 AM |
blivet1970 | $25.00 | 11/12/2011 5:36:01 AM |
paceme1 | $25.00 | 11/12/2011 6:13:18 AM |
loanman2007 | $25.00 | 11/12/2011 6:56:00 AM |
commitment-galaxy | $25.00 | 11/12/2011 6:52:50 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:02 AM |
houli123 | $25.00 | 11/12/2011 7:29:41 AM |
Mathon | $25.00 | 11/12/2011 7:28:10 AM |
sentimental-peace8 | $25.00 | 11/12/2011 7:48:08 AM |
durability-ruler | $50.00 | 11/12/2011 8:12:47 AM |
birddogsb | $50.00 | 11/12/2011 6:05:59 AM |
LesPaul1 | $25.00 | 11/12/2011 8:58:08 AM |
jga516 | $25.00 | 11/12/2011 9:06:46 AM |
social-zebra | $30.00 | 11/12/2011 9:17:57 AM |
SKOAL | $25.00 | 11/12/2011 9:24:07 AM |
bighurt401 | $25.00 | 11/12/2011 6:41:36 AM |
stock106 | $25.00 | 11/12/2011 9:29:47 AM |
dynamic-platinum | $25.00 | 11/12/2011 9:34:54 AM |
wealth-ferret | $50.00 | 11/12/2011 7:06:07 AM |
the-thrifty-commitment | $37.19 | 11/12/2011 10:16:32 AM |
diversification-gala1 | $100.00 | 11/12/2011 10:27:42 AM |
repcool | $25.00 | 11/12/2011 7:34:02 AM |
credit-bank-usa611 | $25.00 | 11/12/2011 7:48:03 AM |
1willray | $25.00 | 11/12/2011 10:37:12 AM |
pworld | $50.00 | 11/12/2011 10:55:49 AM |
exciting-fairness | $200.00 | 11/12/2011 8:00:46 AM |
georgedorn | $25.00 | 11/12/2011 11:33:37 AM |
credit-birch | $57.00 | 11/12/2011 11:38:10 AM |
KryptonWare-com | $25.00 | 11/12/2011 11:45:34 AM |
unequaled-pound | $25.00 | 11/12/2011 12:00:06 PM |
wlm3012 | $30.00 | 11/12/2011 12:09:13 PM |
asiaratt | $50.00 | 11/12/2011 12:38:33 PM |
Gibbyland | $150.00 | 11/12/2011 8:38:02 AM |
authoritative-capital | $25.00 | 11/12/2011 12:32:45 PM |
wildanne | $50.00 | 11/12/2011 12:42:06 PM |
boneill | $25.00 | 11/12/2011 12:46:12 PM |
minddoc | $25.00 | 11/12/2011 1:24:49 PM |
rutzebach | $75.00 | 11/12/2011 9:44:26 AM |
marketplace-achievement | $100.00 | 11/12/2011 9:50:18 AM |
Branch95 | $50.00 | 11/12/2011 1:51:06 PM |
p2p-mogul | $25.00 | 11/12/2011 1:40:56 PM |
garlicguy | $57.00 | 11/12/2011 1:59:11 PM |
eloop | $25.00 | 11/12/2011 1:57:40 PM |
auction-javelin | $25.00 | 11/12/2011 10:32:51 AM |
invincible-agreement8 | $100.00 | 11/12/2011 2:27:15 PM |
investment-kingdom | $50.00 | 11/12/2011 10:56:11 AM |
StargazerLending | $25.00 | 11/12/2011 11:53:21 AM |
worth-shower8 | $100.00 | 11/12/2011 1:31:39 PM |
Elbanko | $30.00 | 11/12/2011 2:08:50 PM |
life-is-great | $25.00 | 11/12/2011 2:09:40 PM |
xfbpl | $25.00 | 11/12/2011 2:31:27 PM |
rescue | $100.00 | 11/8/2011 9:10:50 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:09 PM |
payout-paddle1 | $50.00 | 11/11/2011 5:59:58 PM |
dynrep | $150.00 | 11/11/2011 5:53:51 PM |
trumpeter5 | $25.00 | 11/11/2011 6:03:55 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:14 PM |
Sid-K | $25.00 | 11/11/2011 6:13:08 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:20 PM |
Whipster | $90.00 | 11/11/2011 5:23:36 PM |
silver-wonder278 | $25.00 | 11/11/2011 7:01:03 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:20 PM |
aggresive-nickel2 | $25.00 | 11/11/2011 7:22:33 PM |
rhin0cerx | $50.00 | 11/11/2011 7:26:36 PM |
blue-lucrative-rate | $50.00 | 11/11/2011 7:30:12 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:55 PM |
km007 | $25.00 | 11/11/2011 6:50:35 PM |
Pman | $25.00 | 11/11/2011 7:38:39 PM |
debt-system880 | $25.00 | 11/11/2011 7:40:28 PM |
evnagelist | $25.00 | 11/11/2011 7:39:32 PM |
miked8303 | $25.00 | 11/11/2011 8:02:37 PM |
jebber007 | $50.00 | 11/11/2011 8:03:18 PM |
prudent-bid3 | $50.00 | 11/11/2011 7:17:13 PM |
red-power-pecan | $50.00 | 11/11/2011 8:10:29 PM |
Bill88 | $25.00 | 11/11/2011 8:31:13 PM |
niceguy777 | $25.00 | 11/11/2011 7:37:25 PM |
webappersn | $25.00 | 11/11/2011 9:01:25 PM |
best-basis-trooper | $25.00 | 11/11/2011 7:50:28 PM |
KCEnterprises | $25.00 | 11/11/2011 9:43:11 PM |
_wally_ | $50.00 | 11/11/2011 10:01:39 PM |
CA-Lender | $50.00 | 11/11/2011 11:25:01 PM |
accountableone | $100.00 | 11/12/2011 3:01:20 AM |
inspired-contract9 | $25.00 | 11/11/2011 10:31:49 PM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:27:42 AM |
JagFan | $25.00 | 11/12/2011 4:56:19 AM |
ethical-truth211 | $39.30 | 11/12/2011 12:12:41 AM |
golfman1 | $56.12 | 11/12/2011 5:19:09 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:14:58 AM |
mighty-payout1 | $25.00 | 11/12/2011 1:04:24 AM |
klemer | $25.00 | 11/12/2011 5:48:16 AM |
poppinkid | $25.00 | 11/12/2011 2:05:07 AM |
officer8 | $25.00 | 11/12/2011 6:32:59 AM |
SolarMoonshine | $25.00 | 11/12/2011 3:44:35 AM |
cotito | $25.00 | 11/12/2011 7:24:34 AM |
Ballybay | $100.00 | 11/12/2011 4:12:18 AM |
elegant-commerce7 | $25.00 | 11/12/2011 7:34:15 AM |
enchanted-truth264 | $25.00 | 11/12/2011 7:37:27 AM |
ObliviousScout | $25.00 | 11/12/2011 8:00:52 AM |
natural-interest7 | $25.00 | 11/12/2011 8:26:15 AM |
Rulea72 | $25.00 | 11/12/2011 6:14:44 AM |
all_of_that_one | $35.00 | 11/12/2011 9:47:27 AM |
larryboy10 | $25.00 | 11/12/2011 9:48:14 AM |
yield-lion | $25.00 | 11/12/2011 9:52:58 AM |
kind-charming-value | $1,000.00 | 11/12/2011 10:16:35 AM |
kermitdafrog | $25.00 | 11/12/2011 7:18:32 AM |
Grandmahoneybee | $25.00 | 11/12/2011 10:22:18 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:27:57 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:20 AM |
fantastic-bazaar2 | $100.00 | 11/12/2011 11:03:57 AM |
QuincyCapital | $25.00 | 11/12/2011 11:03:54 AM |
aztocas | $25.00 | 11/12/2011 8:05:32 AM |
bjak | $25.00 | 11/12/2011 12:06:13 PM |
market-baby2 | $25.00 | 11/12/2011 11:57:23 AM |
Canidae | $28.00 | 11/12/2011 11:59:54 AM |
attractive-rate | $28.00 | 11/12/2011 12:10:15 PM |
bold-payment-guard | $139.00 | 11/12/2011 8:35:44 AM |
Ragnar | $25.00 | 11/12/2011 12:28:36 PM |
favorite-deal6 | $72.89 | 11/12/2011 12:35:52 PM |
first-integrity-gravity | $50.00 | 11/12/2011 12:42:42 PM |
treasure-runner | $32.48 | 11/12/2011 12:54:40 PM |
treasure-hunter270 | $25.00 | 11/12/2011 9:17:45 AM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:15 PM |
point | $50.00 | 11/12/2011 1:15:55 PM |
RedantFinance | $25.00 | 11/12/2011 9:40:09 AM |
julijask | $25.00 | 11/12/2011 1:35:27 PM |
AAe | $30.00 | 11/12/2011 9:41:47 AM |
smart-note9 | $25.00 | 11/12/2011 1:42:30 PM |
engbusres | $29.00 | 11/12/2011 9:56:52 AM |
spiff666 | $26.66 | 11/12/2011 1:48:07 PM |
Silverling6 | $41.31 | 11/12/2011 2:03:47 PM |
astute-asset7 | $25.00 | 11/12/2011 1:54:17 PM |
orbital-dollar2 | $25.00 | 11/12/2011 1:59:02 PM |
digitaldan | $40.00 | 11/12/2011 2:27:08 PM |
luzonct | $100.00 | 11/12/2011 10:52:37 AM |
GoingFishing | $25.00 | 11/12/2011 2:33:51 PM |
CBO-Enterprise | $30.92 | 11/12/2011 2:36:19 PM |
matt_2006 | $25.00 | 11/12/2011 11:16:36 AM |
NickRac | $25.00 | 11/12/2011 12:05:53 PM |
economy-popcorn | $25.00 | 11/12/2011 12:22:22 PM |
dime-explosion | $25.00 | 11/12/2011 12:31:10 PM |
greenback-loyalist8 | $50.00 | 11/12/2011 1:27:51 PM |
moneyman369 | $43.95 | 11/12/2011 1:35:44 PM |
atlvalet | $31.98 | 11/12/2011 1:56:13 PM |
198 Investments
|
Borrower Payment Dependent Notes Series
537939
This series of Notes was issued and sold upon the funding of the borrower loan #56149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $658 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-accomplishment0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup Capital
Purpose of loan: To add to my cash reserves for 12 months of operating expense for my new startup. This loan will be used as a safety net for cash reserves, but will be added to my cash equity to help me secure 12 months of operating expenses.
My financial situation: Really good. I still work full time and am investing in a business plan I've worked on for 2 years. I will have 12 months of operating expenses for my company in the bank, and will not need to take a paycheck.
I will continue to work at my current employer full time for income. My business plan is extremely detailed and my product is one of a kind.
Monthly net income: No less than $4400 after tax but average $6500 with my bonuses after tax.
Monthly expenses: $2,315
Housing: $1,215
Insurance: $95
Car expenses: $355
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/9/2011 5:15:16 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:01 PM |
evnagelist | $25.00 | 11/10/2011 9:39:08 AM |
jiftostada | $25.00 | 11/10/2011 1:03:12 PM |
managedfund | $600.00 | 11/10/2011 1:50:05 PM |
mrxtravis | $25.00 | 11/10/2011 2:11:32 PM |
ryan6853 | $25.00 | 11/10/2011 12:45:06 PM |
rs999 | $25.00 | 11/10/2011 2:40:14 PM |
palace2 | $128.77 | 11/10/2011 2:16:54 PM |
morpholog | $50.00 | 11/10/2011 2:28:45 PM |
rescue | $100.00 | 11/10/2011 3:01:41 PM |
elvisloans | $25.00 | 11/10/2011 3:59:21 PM |
newest-generous-income | $25.00 | 11/10/2011 4:51:49 AM |
leverage-monger | $25.00 | 11/10/2011 8:22:55 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:07 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:02 PM |
miked8303 | $25.00 | 11/10/2011 2:00:36 PM |
elevated-finance | $21.23 | 11/10/2011 4:40:01 PM |
bluebouyz | $25.00 | 11/10/2011 3:30:00 PM |
loss-of-control | $100.00 | 11/10/2011 4:18:40 PM |
cash-boots7 | $50.00 | 11/10/2011 4:24:25 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:04 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
537947
This series of Notes was issued and sold upon the funding of the borrower loan #56033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 43% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,209 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 46 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-relief |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 90% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 10% )
| 680-699
(Dec-2010)
640-659
(Sep-2008)
|
Principal balance:
| $4,858.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Wedding Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 11/9/2011 9:07:56 AM |
five-star-note | $25.00 | 11/9/2011 10:16:20 AM |
SLN-10 | $50.00 | 11/9/2011 10:49:22 AM |
miked8303 | $25.00 | 11/9/2011 10:49:38 AM |
missing-link | $25.00 | 11/9/2011 10:51:20 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:07 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:01 AM |
real-return | $25.00 | 11/9/2011 10:47:49 AM |
realtormoises | $25.00 | 11/9/2011 12:40:21 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:39 PM |
openness-confidant | $25.00 | 11/9/2011 12:56:04 PM |
evnagelist | $25.00 | 11/9/2011 9:44:11 AM |
fcrick | $25.00 | 11/9/2011 10:42:14 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:15 AM |
rescue | $100.00 | 11/9/2011 12:10:38 PM |
Dubbs360 | $50.00 | 11/9/2011 12:19:24 PM |
silver-wonder278 | $25.00 | 11/9/2011 11:18:36 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:30 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 1:15:37 PM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:13 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537949
This series of Notes was issued and sold upon the funding of the borrower loan #56031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $52 |
Total credit lines:
| 14 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $350 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-bopbop-a-loobop2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need loan for business opprotunity
Purpose of loan:
This loan will be used to finance a start up wrestling promotion I will be using this is for a 20x20 ring along with belts etc. I am starting up my promotion have talent and also use the ring monthly for rentals through another promoter who has an established promotion (non start up) i know which will rent it out
My financial situation:
I am a good candidate for this loan because I am a responsible adult and pay my bills also I have collateral and also am employable just because i am a union 18 member I can still am employable through mechanics and handyman services
Monthly net income: $1600 minimum (unemployment)
Monthly expenses: $100.00
Housing: $425.00
Insurance: $120.00
Car expenses: $0.00
Utilities: $150.00
Phone, cable, internet: $0.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $0.00
Other expenses: $100.00 savings
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fervent-repayment | $50.00 | 11/9/2011 9:25:36 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:30 PM |
economy-coup | $50.00 | 11/9/2011 11:16:46 AM |
managedfund | $650.00 | 11/9/2011 12:04:13 PM |
rescue | $100.00 | 11/9/2011 12:10:39 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:54 PM |
Dubbs360 | $50.00 | 11/10/2011 9:38:02 AM |
evnagelist | $25.00 | 11/9/2011 9:44:11 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:33 AM |
worth-blanket2 | $2,100.00 | 11/11/2011 8:07:36 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
537959
This series of Notes was issued and sold upon the funding of the borrower loan #55821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Nov-08-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 5% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,712 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| utvols61 |
Borrower's state:
| Virginia |
Borrower's group:
| Capitalist's Brain |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2006)
780-799
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to do various home improvements that are on my honey do list.
My financial situation:
I am a good candidate for this loan because I've never missed a payment on anything, ever. I have been in my job for 9.5 years. I have very little debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/8/2011 5:32:59 PM |
BenR | $100.00 | 11/8/2011 5:23:00 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:07 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:19 PM |
blot44 | $100.00 | 11/8/2011 7:12:00 PM |
indomitable-coin | $25.00 | 11/8/2011 5:42:50 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:24 PM |
pdub | $75.00 | 11/8/2011 5:54:39 PM |
majestic-income1 | $25.00 | 11/8/2011 8:41:41 PM |
subtle-revenue0 | $25.00 | 11/8/2011 6:13:08 PM |
john0720 | $25.00 | 11/9/2011 6:22:18 AM |
WSTRDG | $25.00 | 11/8/2011 10:46:17 PM |
Captain88 | $25.00 | 11/9/2011 8:18:35 AM |
payout-motivator0 | $75.00 | 11/9/2011 9:53:16 AM |
kinetic-social | $25.00 | 11/9/2011 10:18:22 AM |
D911ave | $50.00 | 11/9/2011 9:07:28 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:38 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:29 AM |
value-wind0 | $50.00 | 11/9/2011 10:54:42 AM |
Bendistraw | $25.00 | 11/9/2011 11:12:58 AM |
MarketInvestor | $25.00 | 11/9/2011 10:24:45 AM |
secureincome | $306.84 | 11/9/2011 12:05:21 PM |
BlessedEveryDay | $36.34 | 11/9/2011 11:21:39 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:50 AM |
fascinating-benefit279 | $50.00 | 11/8/2011 5:48:04 PM |
bb575 | $50.00 | 11/8/2011 5:35:34 PM |
cashhelp | $25.00 | 11/8/2011 5:56:02 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:05 PM |
return-runner8 | $25.00 | 11/9/2011 6:35:33 AM |
FAsAreDUMB | $27.82 | 11/9/2011 8:17:43 AM |
dreamhope | $25.00 | 11/9/2011 7:17:47 AM |
nisim5 | $50.00 | 11/9/2011 9:46:20 AM |
supernova719 | $25.00 | 11/9/2011 9:29:44 AM |
Clambake | $25.00 | 11/9/2011 10:01:16 AM |
fcrick | $25.00 | 11/9/2011 10:42:12 AM |
cnovak | $25.00 | 11/9/2011 11:01:34 AM |
Azonic21 | $25.00 | 11/9/2011 10:05:29 AM |
CIC | $25.00 | 11/9/2011 11:20:03 AM |
IPG1 | $25.00 | 11/9/2011 11:29:23 AM |
Interloper | $29.00 | 11/9/2011 11:32:17 AM |
exchange-squirrel | $25.00 | 11/9/2011 11:54:54 AM |
johnyv40 | $25.00 | 11/9/2011 12:02:31 PM |
neighborly-hope6 | $100.00 | 11/9/2011 11:04:21 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:23 AM |
johnyv40 | $25.00 | 11/9/2011 12:01:11 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
537971
This series of Notes was issued and sold upon the funding of the borrower loan #55917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $157.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,970 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| independent-value6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
|
Principal balance:
| $944.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidation of debt and help pay off medical bills that resulted from necessary eye surgery.
My financial situation:
I am a good candidate for this loan because..I have always pride myself as a man who word is his bond. I want to use the proceeds of the loan to pay off some debts and pay off medical bills that resulted from necessary eye surgery and without would have lost his sight. By consolidating I will be able to make one easy payment instead of several smaller payments and create a more convenience in the life.
You contribution would greatly be appreciated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.53 | 11/9/2011 9:02:18 AM |
Clambake | $25.00 | 11/9/2011 10:01:20 AM |
D911ave | $50.00 | 11/9/2011 9:07:30 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:57 AM |
cnovak | $25.00 | 11/9/2011 11:01:43 AM |
influential-benjamins0 | $100.00 | 11/9/2011 11:18:23 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:24 AM |
fcrick | $25.00 | 11/9/2011 10:42:15 AM |
rs999 | $25.00 | 11/9/2011 10:57:13 AM |
cnovak | $25.00 | 11/9/2011 11:01:36 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:45 PM |
finance-explosion6 | $25.00 | 11/9/2011 12:19:47 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:31 PM |
truth-silo | $50.00 | 11/9/2011 4:30:20 PM |
Bank42 | $30.00 | 11/9/2011 2:17:37 PM |
gilbrear | $25.00 | 11/9/2011 5:50:34 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:07 PM |
infinitykid | $50.00 | 11/9/2011 6:40:18 PM |
gold-commander0 | $25.00 | 11/9/2011 7:26:58 PM |
indomitable-coin | $25.00 | 11/9/2011 6:56:46 PM |
grf1945 | $25.00 | 11/9/2011 6:59:00 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:37 PM |
WalnutCreekguy | $100.00 | 11/9/2011 7:33:08 PM |
evnagelist | $25.00 | 11/9/2011 9:43:57 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:55 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:42 AM |
shellstar | $25.00 | 11/9/2011 10:11:02 AM |
pdub | $75.00 | 11/9/2011 10:45:30 AM |
responsibility-butterfly | $25.00 | 11/9/2011 12:00:02 PM |
riskreward | $250.00 | 11/9/2011 11:31:34 AM |
kindness-lesson1 | $25.00 | 11/9/2011 1:54:31 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:57 PM |
GrayStudio | $25.00 | 11/9/2011 11:50:52 AM |
heavy_ax | $50.00 | 11/9/2011 3:07:15 PM |
beer-gardener | $25.00 | 11/9/2011 2:19:55 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:40 PM |
E-2 | $100.00 | 11/9/2011 5:24:10 PM |
figs4u2 | $100.00 | 11/9/2011 6:35:03 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:37:54 PM |
unbelievable-peso8 | $50.00 | 11/9/2011 7:03:08 PM |
Zuzu | $35.00 | 11/9/2011 7:53:56 PM |
wi-cook | $124.47 | 11/9/2011 8:21:18 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
537977
This series of Notes was issued and sold upon the funding of the borrower loan #55923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $195.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $644 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,471 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mystical-return479 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Second Prosper Loan! for Business
Purpose of loan:
This loan will be used to...To help fund my technology consulting business
My financial situation:
I am a good candidate for this loan because... I paid off my first prosper loan within 6 months.
Monthly net income: $ 3700
Monthly expenses: $
Housing: $ 600
Insurance: $100
Car expenses: $325
Utilities: $ 100
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pembull | $48.78 | 11/8/2011 5:03:24 PM |
Kash2010lu | $30.00 | 11/8/2011 5:08:32 PM |
vutah | $25.00 | 11/8/2011 6:01:03 PM |
Mikale360 | $25.00 | 11/8/2011 6:18:47 PM |
SolarMoonshine | $50.00 | 11/8/2011 5:12:28 PM |
jpaulnyc | $50.00 | 11/8/2011 8:11:46 PM |
Frover | $25.00 | 11/8/2011 9:30:30 PM |
DHolly | $31.00 | 11/8/2011 5:52:28 PM |
justbman | $25.00 | 11/8/2011 9:27:53 PM |
yield-lion2 | $25.00 | 11/9/2011 8:21:09 AM |
USMC0311 | $25.00 | 11/9/2011 3:12:23 AM |
SecondChanceLendingSERV | $35.29 | 11/9/2011 4:46:17 AM |
108lender | $125.00 | 11/9/2011 9:26:05 AM |
money-baron | $27.46 | 11/9/2011 9:45:57 AM |
LuvToLend | $54.20 | 11/9/2011 10:27:37 AM |
beer-gardener | $50.00 | 11/9/2011 2:16:32 PM |
brainy-greenback481 | $100.54 | 11/9/2011 2:25:00 PM |
DeepThinker | $50.00 | 11/9/2011 3:33:46 PM |
associate36 | $25.00 | 11/9/2011 4:00:42 PM |
hidavehi | $59.00 | 11/9/2011 4:45:23 PM |
FinDoc | $25.00 | 11/9/2011 4:08:11 PM |
lotuss4 | $25.00 | 11/9/2011 6:22:54 PM |
stevekc1 | $25.00 | 11/9/2011 8:22:00 PM |
towering-cash6 | $25.00 | 11/9/2011 8:27:16 PM |
rs999 | $25.00 | 11/9/2011 8:01:04 PM |
real-return | $25.00 | 11/9/2011 10:49:22 PM |
suave-dime6 | $25.00 | 11/10/2011 6:22:09 AM |
ColoradoLender82 | $25.00 | 11/10/2011 7:48:04 AM |
Leshan | $50.00 | 11/10/2011 8:24:29 AM |
magnetic-pound4 | $100.00 | 11/10/2011 8:40:07 AM |
healthy-worth5 | $25.00 | 11/9/2011 11:54:13 PM |
snm2001 | $25.00 | 11/10/2011 1:27:36 AM |
bonus-quark4 | $25.00 | 11/10/2011 10:20:08 AM |
sflash | $25.00 | 11/10/2011 12:26:55 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:01:13 PM |
drluong | $25.00 | 11/10/2011 3:33:22 PM |
bold-direct-asset | $50.00 | 11/10/2011 3:27:58 PM |
Moe87 | $27.00 | 11/8/2011 5:14:53 PM |
InChicago | $100.00 | 11/9/2011 7:23:03 AM |
investmentgroup | $25.00 | 11/8/2011 5:44:40 PM |
NekHoldings | $25.00 | 11/8/2011 6:08:44 PM |
AndChicksforFree | $25.00 | 11/8/2011 5:05:19 PM |
optionscashflow | $25.00 | 11/8/2011 9:05:04 PM |
thankful-nickel2 | $25.00 | 11/8/2011 6:01:53 PM |
contract-student2 | $50.00 | 11/8/2011 6:06:37 PM |
312-Lender | $25.00 | 11/8/2011 9:39:54 PM |
let_me_retire | $50.00 | 11/8/2011 11:54:11 PM |
LendingPimp | $50.00 | 11/9/2011 12:53:51 AM |
tcpfan | $25.00 | 11/9/2011 7:32:17 AM |
moola-accelerator6 | $50.00 | 11/8/2011 8:06:20 PM |
Invest_In_U_Today_Pls_Pay_back | $51.68 | 11/9/2011 8:31:48 AM |
fountain355 | $25.00 | 11/9/2011 3:44:34 AM |
listing-trapper3 | $50.00 | 11/9/2011 9:48:34 AM |
five-star-note | $25.00 | 11/9/2011 10:16:19 AM |
fcrick | $25.00 | 11/9/2011 10:42:13 AM |
MilitaryLending | $100.02 | 11/9/2011 10:48:27 AM |
CA-Lender | $50.00 | 11/9/2011 11:10:38 AM |
economy-coup | $50.00 | 11/9/2011 11:16:42 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:11 AM |
EEasyMoney | $25.00 | 11/9/2011 1:39:00 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:50 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:36 PM |
HHP | $100.00 | 11/9/2011 7:54:20 PM |
Graven33 | $30.00 | 11/9/2011 9:30:36 PM |
crdcteng | $50.00 | 11/9/2011 7:00:29 PM |
itskarma | $25.00 | 11/10/2011 5:15:04 AM |
wise-careful-greenback | $25.00 | 11/10/2011 6:10:37 AM |
Domgabriel | $25.00 | 11/10/2011 6:17:30 AM |
revenue-appraiser | $34.67 | 11/10/2011 6:21:50 AM |
Bob450 | $30.00 | 11/10/2011 6:54:09 AM |
organic-treasure | $38.16 | 11/10/2011 7:06:54 AM |
papaloha | $200.00 | 11/9/2011 9:03:08 PM |
atlas100 | $25.00 | 11/10/2011 8:37:12 AM |
dinero-philosopher1 | $30.00 | 11/10/2011 12:06:12 AM |
carrinel | $81.20 | 11/10/2011 6:07:54 AM |
BBL | $25.00 | 11/10/2011 6:47:51 AM |
irrelevant | $25.00 | 11/10/2011 10:05:10 AM |
Blacke30 | $50.00 | 11/10/2011 10:23:07 AM |
PrincessGrace33 | $25.62 | 11/10/2011 1:52:08 PM |
greenback-boss296 | $40.00 | 11/10/2011 11:03:45 AM |
missing-link | $25.00 | 11/10/2011 1:51:19 PM |
YeoLenderSource | $25.00 | 11/10/2011 2:13:25 PM |
managedfund | $900.00 | 11/10/2011 1:58:46 PM |
Mariner3605 | $25.00 | 11/10/2011 2:05:38 PM |
credit-coach118 | $25.38 | 11/10/2011 3:39:33 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
537991
This series of Notes was issued and sold upon the funding of the borrower loan #55986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
Amount delinquent:
| $100 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-worth2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Desperate for loan to pay back tax
I am gainfully employed and earn $92,000 in salaried income with gross income at $7700 per month, $4414 net. I am in need of a loan to pay back taxes from when I was self-employed.
I will pay back the loan at whatever interest rate the market will bear. I am able to pay this as I have no other outstanding payments except student loans at $551 per month, mortgage (my share is $1,045 - I co-own with my wife, but this proposed loan is my name only), and OneMain at $140 per month.
I desperately am trying to get back on my feet after past years of bad credit history, but I am truly working things out.
Please help as best you can.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:14 PM |
rescue | $100.00 | 11/9/2011 12:10:34 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:50 PM |
sgt-schultz | $25.00 | 11/11/2011 8:34:50 AM |
worth-blanket2 | $9,800.00 | 11/11/2011 8:08:53 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
537995
This series of Notes was issued and sold upon the funding of the borrower loan #55812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $65.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,703 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Kingdaddy1773 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $8,200.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
800-819
(Apr-2008)
|
Principal balance:
| $1,985.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
The Bad Economy finally bit us!
Purpose of loan:
This loan will be used to...pay off some credit cards we leaned on when my wife unfortunately lost her job. She ran a high end restaurant and sales have slowed way down the past two years. The owner couldn't afford her GM salary anymore. She was out of work for six weeks.
My financial situation:
I am a good candidate for this loan because...I've successfully completed one loan with Prosper, and also have a current one that will be paid off next year. We love to use Prosper instead of giving the evil credit card companies our hard earned dollars.
Additionally, my wife already has another job, running a very popular restaurant that has been in business over twenty years. We're back on track.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.02 | 11/9/2011 9:02:20 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:56 AM |
shellstar | $25.00 | 11/9/2011 10:11:02 AM |
bb575 | $50.00 | 11/9/2011 10:19:45 AM |
rich266 | $25.00 | 11/9/2011 10:27:52 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:32:17 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:42 AM |
evnagelist | $25.00 | 11/9/2011 9:43:58 AM |
pdub | $75.00 | 11/9/2011 10:45:30 AM |
carluvr33 | $25.17 | 11/9/2011 10:51:15 AM |
riskreward | $59.81 | 11/9/2011 11:31:34 AM |
IPG1 | $25.00 | 11/9/2011 11:29:23 AM |
cnovak | $25.00 | 11/9/2011 11:01:43 AM |
atlas100 | $50.00 | 11/9/2011 11:16:59 AM |
bowl800 | $25.00 | 11/9/2011 11:19:41 AM |
D911ave | $50.00 | 11/9/2011 9:07:30 AM |
MJDAE | $50.00 | 11/9/2011 9:17:37 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:36 AM |
Clambake | $25.00 | 11/9/2011 10:01:21 AM |
subtle-revenue0 | $25.00 | 11/9/2011 10:23:29 AM |
JustMee | $25.00 | 11/9/2011 10:37:18 AM |
radforj22 | $25.00 | 11/9/2011 9:24:20 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:57 AM |
rs999 | $25.00 | 11/9/2011 10:57:13 AM |
smear87 | $25.00 | 11/9/2011 10:44:13 AM |
BenR | $100.00 | 11/9/2011 9:56:51 AM |
cnovak | $25.00 | 11/9/2011 11:01:36 AM |
fairness-hammock | $30.00 | 11/9/2011 10:11:34 AM |
kinetic-social | $35.00 | 11/9/2011 10:14:30 AM |
BlessedEveryDay | $25.00 | 11/9/2011 11:20:14 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:54 AM |
fcrick | $25.00 | 11/9/2011 10:42:15 AM |
nickel-jam | $705.00 | 11/9/2011 11:09:52 AM |
influential-benjamins0 | $100.00 | 11/9/2011 11:18:23 AM |
Lender_1972 | $45.00 | 11/9/2011 11:27:02 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
538013
This series of Notes was issued and sold upon the funding of the borrower loan #56147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $382.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,461 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-galaxy6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debts
Purpose of loan: pay off credit cards
This loan will be used to...
My financial situation: retired military
I am a good candidate for this loan because...not behind on payments
Monthly net income: $2576.00
Monthly expenses: $2400.00
Housing: $750.00
Insurance: $147.00
Car expenses: $542.00
Utilities: $0.00
Phone, cable, internet: $135.00
Food, entertainment: $200.00
Clothing, household expenses: $20.00
Credit cards and other loans: $500.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/8/2011 5:33:08 PM |
coin-investor | $25.00 | 11/8/2011 5:35:06 PM |
fervent-repayment | $50.00 | 11/9/2011 9:25:34 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:00 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:28 PM |
economy-coup | $50.00 | 11/9/2011 11:16:44 AM |
nickel-jam | $705.00 | 11/9/2011 11:21:29 AM |
finance-mushroom | $141.00 | 11/9/2011 11:59:11 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:52 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:30:16 PM |
gain-equator | $25.00 | 11/10/2011 1:06:46 PM |
miked8303 | $25.00 | 11/10/2011 2:00:34 PM |
morpholog | $50.00 | 11/10/2011 2:28:43 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 5:44:44 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:01 PM |
mercuriant | $25.00 | 11/10/2011 6:41:08 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:36 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:44 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:56:20 PM |
green28 | $53.11 | 11/11/2011 5:11:33 AM |
Brisket_Bob | $50.00 | 11/11/2011 5:58:43 AM |
octoberfresh | $25.00 | 11/11/2011 7:32:35 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:03 PM |
Mark0135 | $50.00 | 11/11/2011 10:25:16 AM |
camaraderi-catapult | $25.00 | 11/11/2011 10:27:32 AM |
FASTIZIO_P | $25.00 | 11/11/2011 11:06:01 AM |
restless-fund5 | $25.00 | 11/11/2011 2:36:06 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:21 PM |
peso-mate | $50.00 | 11/11/2011 6:55:20 PM |
Reputation1 | $25.00 | 11/11/2011 7:00:54 PM |
Reputation1 | $25.00 | 11/11/2011 6:59:38 PM |
chief_wo | $25.00 | 11/11/2011 7:14:47 PM |
aggresive-nickel2 | $25.00 | 11/11/2011 7:22:34 PM |
zone6 | $100.00 | 11/11/2011 7:31:37 PM |
compassion-paladin042 | $50.00 | 11/11/2011 6:50:42 PM |
niceguy777 | $25.00 | 11/11/2011 7:37:25 PM |
Pman | $25.00 | 11/11/2011 7:38:40 PM |
ore-leaper1 | $25.00 | 11/11/2011 7:19:45 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:40 PM |
freetimeskier | $25.00 | 11/11/2011 9:13:30 PM |
Binan | $25.00 | 11/11/2011 7:52:45 PM |
gold-cluster | $50.00 | 11/11/2011 9:23:21 PM |
kulender | $100.00 | 11/11/2011 8:00:06 PM |
Pitufo | $25.00 | 11/11/2011 8:01:48 PM |
wise-unique-market | $250.00 | 11/12/2011 12:46:06 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:03 AM |
cotito | $25.00 | 11/12/2011 7:24:35 AM |
ObliviousScout | $25.00 | 11/12/2011 8:00:53 AM |
ASR3 | $35.00 | 11/12/2011 5:32:14 AM |
birddogsb | $50.00 | 11/12/2011 6:05:59 AM |
Mathon | $25.00 | 11/12/2011 7:28:10 AM |
sentimental-peace8 | $25.00 | 11/12/2011 7:48:08 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:20 AM |
fantastic-bazaar2 | $100.00 | 11/12/2011 11:15:05 AM |
minddoc | $25.00 | 11/12/2011 1:24:49 PM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:21 AM |
auction-javelin | $25.00 | 11/12/2011 10:32:51 AM |
Branch95 | $25.00 | 11/12/2011 2:52:21 PM |
blivet1970 | $25.00 | 11/12/2011 2:54:26 PM |
capital-renewal | $25.00 | 11/12/2011 3:10:17 PM |
tshurts | $25.00 | 11/12/2011 3:18:56 PM |
durability-excellence | $30.00 | 11/12/2011 7:13:10 PM |
Iwillhuntyoudown | $25.00 | 11/12/2011 8:02:26 PM |
KrauseVentures | $25.00 | 11/12/2011 10:57:47 PM |
steven3333 | $25.00 | 11/12/2011 11:07:19 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:25 AM |
SimpleChoice | $25.00 | 11/12/2011 5:49:16 PM |
fmanjoo | $25.00 | 11/13/2011 9:32:41 AM |
bcfinvestments | $25.00 | 11/13/2011 12:05:16 PM |
turbolozano | $50.00 | 11/13/2011 12:35:10 AM |
Yotaman | $25.00 | 11/13/2011 12:12:37 PM |
helpinghand63 | $25.00 | 11/13/2011 12:33:36 PM |
velocity-disk6 | $44.00 | 11/13/2011 2:21:38 PM |
rate-caravan7 | $25.00 | 11/13/2011 10:33:52 AM |
jamiee73 | $25.00 | 11/13/2011 2:44:11 PM |
papaloha | $25.00 | 11/11/2011 8:03:21 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:15 PM |
rescue | $100.00 | 11/9/2011 12:10:37 PM |
Dubbs360 | $50.00 | 11/10/2011 9:38:02 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:04 PM |
red-power-pecan | $50.00 | 11/10/2011 2:31:36 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:40:52 AM |
silver-wonder278 | $25.00 | 11/10/2011 2:48:35 PM |
1willray | $25.00 | 11/10/2011 12:49:16 PM |
jiftostada | $25.00 | 11/10/2011 1:03:11 PM |
bonus-seahorse | $30.00 | 11/10/2011 3:22:44 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:39 PM |
jstefans | $25.00 | 11/10/2011 6:16:14 PM |
prohelper | $25.00 | 11/10/2011 6:31:24 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:46 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:15 PM |
Zane314 | $200.00 | 11/11/2011 2:18:01 AM |
Craigopher | $25.00 | 11/11/2011 3:57:56 AM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:36 PM |
stock106 | $25.00 | 11/11/2011 7:53:32 AM |
Nojukbong | $50.00 | 11/10/2011 7:52:12 PM |
valiant-money | $35.00 | 11/11/2011 8:19:41 AM |
wwwUniversal | $25.00 | 11/11/2011 9:04:05 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:11 AM |
five-star-justice | $25.00 | 11/11/2011 6:14:02 AM |
DreDub | $50.00 | 11/11/2011 7:51:49 AM |
puifais | $50.00 | 11/11/2011 8:09:50 AM |
Mariner3605 | $25.00 | 11/11/2011 11:01:06 AM |
rhin0cerx | $50.00 | 11/11/2011 11:13:57 AM |
WalnutCreekguy | $32.00 | 11/11/2011 11:29:39 AM |
restless-currency | $50.00 | 11/11/2011 1:19:48 PM |
Sid-K | $25.00 | 11/11/2011 3:03:06 PM |
payout-paddle1 | $50.00 | 11/11/2011 5:59:59 PM |
mclilpaws | $25.00 | 11/11/2011 6:58:06 PM |
emosspot | $25.00 | 11/11/2011 7:09:32 PM |
Cai8899 | $50.00 | 11/11/2011 6:23:30 PM |
dariop | $30.01 | 11/11/2011 7:28:41 PM |
km007 | $25.00 | 11/11/2011 6:50:35 PM |
steady-silver6 | $25.00 | 11/11/2011 7:38:05 PM |
pghtiny | $25.00 | 11/11/2011 7:56:01 PM |
jebber007 | $40.00 | 11/11/2011 7:57:28 PM |
WMY-Investor | $100.00 | 11/11/2011 7:21:16 PM |
note-oboe | $26.74 | 11/11/2011 7:21:29 PM |
SpoonerPhan | $50.00 | 11/11/2011 8:16:52 PM |
impala6464 | $50.00 | 11/11/2011 8:05:42 PM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:18 PM |
asiaratt | $100.00 | 11/12/2011 3:27:13 AM |
Elbanko | $30.00 | 11/12/2011 4:39:22 AM |
repcool | $25.00 | 11/12/2011 7:34:02 AM |
SKOAL | $25.00 | 11/12/2011 9:24:08 AM |
yield-lion | $25.00 | 11/12/2011 9:52:59 AM |
jga516 | $25.00 | 11/12/2011 9:06:47 AM |
astute-asset7 | $25.00 | 11/12/2011 1:54:17 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:27 PM |
interest-coyote | $27.00 | 11/12/2011 3:48:46 PM |
tkr2 | $25.00 | 11/12/2011 3:31:19 PM |
investment-comet | $25.00 | 11/12/2011 12:58:05 PM |
point | $50.00 | 11/12/2011 1:16:43 PM |
kevin314 | $50.00 | 11/12/2011 5:01:57 PM |
life-is-great | $25.00 | 11/12/2011 2:09:41 PM |
momentous-value | $25.00 | 11/13/2011 10:37:03 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:53 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:26 AM |
apostle901 | $25.00 | 11/13/2011 1:54:43 PM |
GCInvestments | $29.00 | 11/13/2011 2:38:00 PM |
Jonb6919 | $25.00 | 11/13/2011 9:35:02 AM |
weWantToHelp | $50.00 | 11/13/2011 5:01:00 PM |
Iamthewalrus | $25.00 | 11/13/2011 5:48:48 PM |
spikerjack | $50.00 | 11/13/2011 6:08:40 PM |
managedfund | $360.87 | 11/13/2011 6:30:32 PM |
145 Investments
|
Borrower Payment Dependent Notes Series
538015
This series of Notes was issued and sold upon the funding of the borrower loan #56212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 26y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,113 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ore-trumpet8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
floor covering by
Purpose of loan: home improvement
This loan will be used to...electrical & plumbing in my home & office/showroom
My financial situation:
I am a good candidate for this loan because...many referred customers,because of my work practices
Monthly net income: $8,000
Monthly expenses: $
Housing: $1700
Insurance: $200 mo,car,425.00 yr liability ins
Car expenses: $
Utilities: $elect90.00 mo. oil2500 yr
Phone, cable, internet: $135.00 mo.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $discover 1100.00 balance
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
heavenly-interest9 | $500.00 | 11/9/2011 5:16:46 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:02 PM |
realtormoises | $25.00 | 11/9/2011 8:05:23 PM |
let_me_retire | $27.13 | 11/10/2011 11:56:11 AM |
finance-mushroom | $160.00 | 11/10/2011 3:25:02 PM |
managedfund | $400.00 | 11/10/2011 1:56:16 PM |
worth-blanket2 | $2,600.00 | 11/11/2011 8:09:51 AM |
Jrbgood | $49.68 | 11/11/2011 12:22:00 AM |
golffish2 | $25.00 | 11/10/2011 4:28:18 AM |
SolarMoonshine | $25.00 | 11/9/2011 5:29:52 PM |
healer199 | $40.00 | 11/9/2011 7:08:53 PM |
nfx | $25.00 | 11/10/2011 6:40:47 AM |
SFBank | $50.00 | 11/10/2011 5:42:16 PM |
Something-Corporate | $25.00 | 11/10/2011 11:36:04 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
538057
This series of Notes was issued and sold upon the funding of the borrower loan #56101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $195.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
Amount delinquent:
| $2,994 |
Total credit lines:
| 21 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,575 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| MLGrimm |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 83% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 6
( 17% )
| 580-599
(Mar-2007)
600-619
(Feb-2007)
|
Principal balance:
| $0.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidating bills into 1 payment
Purpose of loan:
This loan will be used to...Consolidate all my bills into 1 monthly or bi-monthly payment.
My financial situation:
I am a good candidate for this loan because...I have ample income to pay this back. I am secure in the job I have and the position I hold. I have no housing or utility costs as these are part of my wage package.
Monthly net income: $1200
Monthly expenses: $100
Housing: $0.00-part of salary
Insurance: $36.00
Car expenses: $0
Utilities: $0-part of salary
Phone, cable, internet: $0-part of salary
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jhouman | $25.00 | 11/8/2011 6:07:12 PM |
rs999 | $25.00 | 11/8/2011 6:09:24 PM |
Feyenoord | $30.00 | 11/8/2011 7:09:08 PM |
USMC0311 | $25.00 | 11/9/2011 1:47:05 AM |
chameleon125 | $25.00 | 11/9/2011 6:39:35 AM |
DoctorJoe | $30.00 | 11/9/2011 5:57:59 AM |
ProsprousLender | $25.00 | 11/9/2011 11:23:43 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:12 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:52 PM |
HHP | $54.00 | 11/9/2011 7:54:20 PM |
papaloha | $50.00 | 11/9/2011 9:03:38 PM |
capital-galaxy | $75.00 | 11/10/2011 5:17:48 AM |
BBL | $25.00 | 11/10/2011 6:47:52 AM |
Land_on_your_feet | $28.50 | 11/10/2011 7:53:34 AM |
ILoveBearHats | $25.00 | 11/10/2011 2:25:43 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:26:18 PM |
industrious-currency | $25.00 | 11/10/2011 2:52:22 PM |
shrewd-income | $100.00 | 11/10/2011 7:02:48 PM |
Bob450 | $25.00 | 11/10/2011 6:41:52 PM |
jybank | $50.00 | 11/10/2011 11:42:06 PM |
capital-galaxy | $25.00 | 11/11/2011 4:01:34 AM |
suave-dime6 | $25.00 | 11/11/2011 6:27:15 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:03 PM |
return-grizzly | $100.00 | 11/10/2011 5:18:06 PM |
servnyou | $25.00 | 11/8/2011 7:08:03 PM |
GElender | $35.00 | 11/9/2011 6:34:49 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:32 PM |
itskarma | $25.00 | 11/9/2011 6:40:22 AM |
myutmost | $25.00 | 11/9/2011 6:50:44 AM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:55 PM |
amlu1988 | $25.00 | 11/8/2011 9:22:00 PM |
capital-galaxy | $75.00 | 11/9/2011 4:27:50 AM |
impeccable-ore3 | $25.00 | 11/9/2011 9:12:09 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:29 AM |
five-star-note | $25.00 | 11/9/2011 10:16:19 AM |
beer-gardener | $50.00 | 11/9/2011 2:15:41 PM |
farchoir | $25.00 | 11/9/2011 3:55:41 PM |
VA-RedBeast | $200.00 | 11/10/2011 6:23:32 AM |
money-baron-roth-IRA | $50.00 | 11/10/2011 7:57:50 AM |
managedfund | $750.00 | 11/10/2011 1:58:59 PM |
NickRac | $80.00 | 11/11/2011 6:20:42 AM |
Brisket_Bob | $50.00 | 11/11/2011 6:14:22 AM |
Independenttools | $25.00 | 11/11/2011 7:39:20 AM |
worth-blanket2 | $1,800.00 | 11/11/2011 8:08:48 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
538067
This series of Notes was issued and sold upon the funding of the borrower loan #55929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $191.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
14 | Length of status: | 9y 10m |
Amount delinquent:
| $7,750 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,446 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| glimmering-gain7 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $3,854.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
work
Purpose of loan: side business
This loan will be used to...help buy equipment
My financial situation: good
I am a good candidate for this loan because...I will pay
Monthly net income: $8000
Monthly expenses:
Housing: $2000
Insurance: $100
Car expenses: $500
Utilities: $300
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BankofRon | $25.00 | 11/9/2011 9:03:13 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:31 AM |
important-openness1 | $100.00 | 11/9/2011 9:07:56 AM |
tcpfan | $25.00 | 11/9/2011 10:05:12 AM |
influential-benjamins0 | $100.00 | 11/9/2011 11:18:23 AM |
orange-preeminant-bill | $25.00 | 11/9/2011 10:15:39 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:16 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:31 PM |
Green_Bay_Packers | $50.00 | 11/9/2011 3:23:14 PM |
responsibility-butterfly | $25.00 | 11/9/2011 12:00:02 PM |
Bank42 | $25.00 | 11/9/2011 2:18:17 PM |
prohelper | $25.00 | 11/9/2011 12:12:55 PM |
AndChicksforFree | $25.00 | 11/9/2011 3:41:54 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:33 PM |
nex | $25.00 | 11/9/2011 5:13:18 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:46 PM |
openness-confidant | $25.00 | 11/9/2011 12:56:42 PM |
figs4u2 | $100.00 | 11/9/2011 6:35:03 PM |
gardenofeden | $25.00 | 11/9/2011 6:53:10 PM |
CAGE-Investments | $25.00 | 11/9/2011 6:28:54 PM |
fulfilling-market2 | $90.00 | 11/9/2011 7:09:07 PM |
infinitykid | $50.00 | 11/9/2011 6:40:18 PM |
the-dollar-topper | $50.00 | 11/9/2011 6:41:53 PM |
hard-working-rate3 | $100.00 | 11/9/2011 5:57:53 PM |
exact-loan5 | $50.00 | 11/9/2011 6:06:54 PM |
Cai8899 | $50.00 | 11/9/2011 6:30:18 PM |
nickel-ferret | $50.00 | 11/9/2011 9:54:56 AM |
larslfe | $25.00 | 11/9/2011 10:23:50 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:37 AM |
rs999 | $25.00 | 11/9/2011 10:57:13 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:43 AM |
cnovak | $25.00 | 11/9/2011 11:01:37 AM |
real-return | $30.00 | 11/9/2011 10:43:57 AM |
rescue | $100.00 | 11/9/2011 12:10:41 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:40 PM |
economy-coup | $50.00 | 11/9/2011 11:16:47 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:14 PM |
proud-gold9 | $25.00 | 11/9/2011 1:41:52 PM |
julijask | $25.00 | 11/9/2011 3:33:30 PM |
julijask | $25.00 | 11/9/2011 3:37:50 PM |
SLN-10 | $25.00 | 11/9/2011 12:25:28 PM |
peso-miser | $25.00 | 11/9/2011 1:59:22 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:03 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:41 PM |
CapitalismRocks | $25.00 | 11/9/2011 6:47:52 PM |
wise-alluring-penny | $50.00 | 11/9/2011 7:04:21 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:34:36 PM |
grf1945 | $25.00 | 11/9/2011 6:59:01 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
538091
This series of Notes was issued and sold upon the funding of the borrower loan #56105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,758 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| computer937 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Legal Fees
Purpose of loan: Lawyer fees
This loan will be used to...Pay my lawyer
My financial situation: employeed
I am a good candidate for this loan because...employed
Monthly net income: $4500
Monthly expenses: $250Housing: $1082
Insurance: $68
Car expenses: $320
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 11/9/2011 9:07:37 AM |
evnagelist | $25.00 | 11/9/2011 9:44:12 AM |
daekpon | $25.00 | 11/9/2011 10:41:33 AM |
tcpfan | $25.00 | 11/9/2011 10:44:23 AM |
rescue | $100.00 | 11/9/2011 12:10:42 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:32 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:56 PM |
Dubbs360 | $33.00 | 11/10/2011 9:38:03 AM |
EBITDA | $25.00 | 11/10/2011 10:21:39 AM |
jiftostada | $25.00 | 11/10/2011 1:03:11 PM |
managedfund | $400.00 | 11/10/2011 1:56:06 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:06 PM |
morpholog | $50.00 | 11/10/2011 2:28:43 PM |
miked8303 | $25.00 | 11/10/2011 2:00:35 PM |
rs999 | $25.00 | 11/10/2011 2:40:13 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:44 PM |
flaguynice | $25.00 | 11/10/2011 6:41:40 PM |
jstefans | $25.00 | 11/10/2011 6:16:17 PM |
new-dollar-sprout | $25.00 | 11/10/2011 9:12:44 PM |
intelligent-repayment8 | $547.04 | 11/10/2011 10:49:44 PM |
first-class-yield9 | $50.00 | 11/10/2011 10:55:10 PM |
jjswanso | $25.00 | 11/9/2011 9:10:37 AM |
coin-investor | $25.00 | 11/9/2011 10:22:18 AM |
loan-hacker | $25.00 | 11/9/2011 9:27:24 AM |
EngineersAlliance | $150.00 | 11/9/2011 12:05:44 PM |
economy-coup | $50.00 | 11/9/2011 11:16:48 AM |
vutah | $25.00 | 11/9/2011 7:35:40 PM |
enterprising-credit2 | $25.00 | 11/10/2011 12:49:31 PM |
finance-mushroom | $200.00 | 11/10/2011 3:25:02 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:02 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:10 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:03 PM |
silver-wonder278 | $25.00 | 11/10/2011 7:11:37 PM |
Angel_Investor_7 | $25.00 | 11/10/2011 7:22:09 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:15 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 5:44:44 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:04 PM |
Loanstou | $62.93 | 11/10/2011 8:24:40 PM |
superb-funds335 | $25.00 | 11/10/2011 7:51:12 PM |
brightest-gain-investor | $880.76 | 11/10/2011 10:56:37 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
538095
This series of Notes was issued and sold upon the funding of the borrower loan #55965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 52% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,012 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-likeable-investment |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
era3133
Purpose of loan: Loan consolidation
This loan will be used to... consolidate loans
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $
Housing: $450
Insurance: $100
Car expenses: $300
Utilities: $50
Phone, cable, internet: $16
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-hacker | $25.00 | 11/9/2011 9:27:24 AM |
evnagelist | $25.00 | 11/9/2011 9:44:12 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:03 AM |
rescue | $100.00 | 11/9/2011 12:10:42 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:40 PM |
worth-blanket2 | $9,300.00 | 11/11/2011 8:09:01 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:32 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:57 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
538109
This series of Notes was issued and sold upon the funding of the borrower loan #56113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $161.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,543 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-scout3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
olympiakos
Purpose of loan: credit consolidation
This loan will be used to..pay off my Capital one Card
My financial situation:employeed in Logan's roadhouse over 200 restaurants
I am a good candidate for this loan because...I pay bills on time have a good gredit score and responciballfather
Monthly net income: $2 800 + bonus
Monthly expenses: $2400
Housing: $985.
Insurance: $296
Car expenses: $364
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $ 200
Clothing, household expenses:
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $30.00 | 11/9/2011 9:11:48 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:58 AM |
SolarMoonshine | $25.00 | 11/9/2011 9:59:41 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:37 AM |
Bank_Of_XL | $25.00 | 11/9/2011 10:53:04 AM |
cnovak | $25.00 | 11/9/2011 11:01:45 AM |
riskreward | $250.00 | 11/9/2011 11:31:35 AM |
JustMee | $25.00 | 11/9/2011 10:36:02 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:44 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:32 PM |
truth-silo | $50.00 | 11/9/2011 4:30:20 PM |
rescue | $100.00 | 11/9/2011 12:10:43 PM |
AndChicksforFree | $25.00 | 11/9/2011 3:36:50 PM |
CashFlow13 | $100.00 | 11/9/2011 6:31:56 PM |
heavy_ax | $50.00 | 11/9/2011 5:20:51 PM |
gardenofeden | $30.00 | 11/9/2011 6:49:37 PM |
iaffy | $50.00 | 11/9/2011 6:52:30 PM |
vutah | $25.00 | 11/9/2011 7:34:43 PM |
kind-bid-genome | $25.00 | 11/9/2011 9:59:09 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:19 AM |
engaging-worth | $25.00 | 11/10/2011 6:40:35 AM |
steven3333 | $25.00 | 11/10/2011 7:40:28 AM |
elvisloans | $25.00 | 11/10/2011 2:05:04 AM |
bold-shrewd-dedication | $250.00 | 11/10/2011 5:29:00 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:20 AM |
managedfund | $1,250.00 | 11/10/2011 1:59:10 PM |
jarf | $25.00 | 11/10/2011 5:00:52 PM |
Nusk | $25.00 | 11/10/2011 4:20:49 PM |
Bank42 | $25.00 | 11/10/2011 2:38:11 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:37 PM |
ASG_NECO | $25.00 | 11/10/2011 7:55:26 PM |
worthy-commitment7 | $25.00 | 11/10/2011 9:49:59 PM |
goose026 | $92.00 | 11/11/2011 5:20:00 AM |
CoolPlexer | $25.00 | 11/10/2011 9:11:46 PM |
superb-funds335 | $25.00 | 11/9/2011 9:52:33 AM |
daekpon | $50.00 | 11/9/2011 10:44:49 AM |
evnagelist | $25.00 | 11/9/2011 9:43:59 AM |
cnovak | $25.00 | 11/9/2011 11:01:38 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:14 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:33 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:47 PM |
enterprising-credit2 | $25.00 | 11/9/2011 4:20:48 PM |
feiandasun | $25.00 | 11/9/2011 5:53:34 PM |
Interloper | $29.00 | 11/9/2011 7:35:39 PM |
rockhound84 | $31.00 | 11/10/2011 4:35:39 AM |
shellstar | $25.00 | 11/10/2011 7:21:15 AM |
Searlzy | $25.00 | 11/10/2011 6:34:37 AM |
Pickmar | $25.00 | 11/10/2011 10:01:39 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:49 PM |
derec | $25.00 | 11/10/2011 2:31:36 PM |
19vfwcinc89 | $50.00 | 11/10/2011 4:42:33 PM |
wkeboarder21 | $50.00 | 11/10/2011 2:47:29 PM |
lendersf | $50.00 | 11/10/2011 6:21:36 PM |
szetheli | $120.00 | 11/10/2011 7:41:19 PM |
new-dollar-sprout | $50.00 | 11/10/2011 9:16:46 PM |
first-class-yield9 | $50.00 | 11/10/2011 10:47:27 PM |
shrewd-income | $100.00 | 11/10/2011 6:46:56 PM |
coin-architect2 | $88.00 | 11/10/2011 8:24:35 PM |
wlm3012 | $30.00 | 11/10/2011 9:56:34 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
538133
This series of Notes was issued and sold upon the funding of the borrower loan #55914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 49% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,894 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| momentous-compassion5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,350.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
|
Principal balance:
| $520.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Help Us Out
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $50.00 | 11/10/2011 9:01:30 AM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:52 AM |
diplomatic-wealth7 | $25.00 | 11/10/2011 9:28:44 AM |
tornandfrayed | $25.00 | 11/10/2011 9:41:44 AM |
tcpfan | $25.00 | 11/10/2011 9:02:59 AM |
favorite-commerce | $30.00 | 11/10/2011 10:08:42 AM |
real-return | $25.00 | 11/10/2011 9:34:15 AM |
1willray | $25.00 | 11/10/2011 12:46:14 PM |
miked8303 | $25.00 | 11/10/2011 2:00:36 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:27 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:49:01 AM |
five-star-note | $25.00 | 11/10/2011 2:36:51 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:03 PM |
luv4cycling | $85.00 | 11/10/2011 3:21:32 PM |
managedfund | $750.00 | 11/10/2011 1:51:45 PM |
economy-coup | $50.00 | 11/10/2011 2:11:48 PM |
Green_Bay_Packers | $75.00 | 11/10/2011 3:09:46 PM |
Feyenoord | $30.00 | 11/10/2011 9:36:32 AM |
evnagelist | $25.00 | 11/10/2011 9:39:11 AM |
Dubbs360 | $50.00 | 11/10/2011 9:38:03 AM |
SLN-10 | $100.00 | 11/10/2011 9:40:50 AM |
enticing-capital6 | $50.00 | 11/10/2011 9:02:11 AM |
ultimate-peace | $150.00 | 11/10/2011 9:04:27 AM |
mercuriant | $25.00 | 11/10/2011 9:16:48 AM |
thankful-nickel2 | $25.00 | 11/10/2011 9:30:52 AM |
fcrick | $25.00 | 11/10/2011 10:29:17 AM |
Mikale360 | $25.00 | 11/10/2011 11:40:39 AM |
jiftostada | $25.00 | 11/10/2011 1:03:13 PM |
platinum-boss2 | $25.00 | 11/10/2011 11:17:05 AM |
Invest_In_U_Today_Pls_Pay_back | $105.00 | 11/10/2011 2:35:13 PM |
trident8 | $25.00 | 11/10/2011 2:37:02 PM |
ryan6853 | $25.00 | 11/10/2011 12:44:25 PM |
vigilance-searcher | $25.00 | 11/10/2011 2:08:58 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
538141
This series of Notes was issued and sold upon the funding of the borrower loan #56008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,534 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| No | | |
Screen name:
| badassmini |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Oct-2009)
640-659
(Sep-2009)
660-679
(Jun-2008)
|
Principal balance:
| $825.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Credit Card Debt Consolidation
Purpose of loan: This loan will be used to pay off an HSBC credit card and a Dell credit card.
My financial situation: great - teacher for 15+ years
I am a good candidate for this loan because I am able to make the monthly payment without any problem and I have previously paid off a Prosper loan..
Monthly net income: $8100.
Monthly expenses:
Housing: $ 650.
Insurance: $ 200.
Car expenses: $ 350
Utilities: $130
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $561.24 | 11/9/2011 9:31:12 AM |
ultimate-peace | $25.00 | 11/9/2011 9:04:36 AM |
blitzen40 | $25.00 | 11/9/2011 9:10:15 AM |
credit-missile | $25.00 | 11/9/2011 9:15:48 AM |
impeccable-ore3 | $25.00 | 11/9/2011 9:07:03 AM |
janeybooboo | $70.36 | 11/9/2011 9:08:24 AM |
312-Lender | $25.00 | 11/9/2011 9:13:18 AM |
thankful-nickel2 | $25.00 | 11/9/2011 9:16:25 AM |
Dusigrosz | $68.00 | 11/9/2011 9:02:48 AM |
Leshan | $82.50 | 11/9/2011 9:11:53 AM |
pembull | $75.00 | 11/9/2011 9:23:43 AM |
atlas-shrugged | $200.00 | 11/9/2011 9:07:34 AM |
BigSkyFinancial | $30.00 | 11/9/2011 9:04:25 AM |
frantic-retirement | $250.00 | 11/9/2011 9:05:44 AM |
finance-solo | $50.00 | 11/9/2011 9:08:29 AM |
caper945 | $100.00 | 11/9/2011 9:08:41 AM |
sweety075 | $25.00 | 11/9/2011 9:27:36 AM |
Milonguero | $100.00 | 11/9/2011 9:12:25 AM |
USMC0311 | $25.00 | 11/9/2011 9:03:27 AM |
favorite-commerce | $40.00 | 11/9/2011 9:08:40 AM |
credit-missile | $110.00 | 11/9/2011 9:11:58 AM |
worthy-bid4 | $62.90 | 11/9/2011 9:26:47 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
538145
This series of Notes was issued and sold upon the funding of the borrower loan #55875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,656 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| usraider32 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CLINTON MD
Purpose of loan: Home repairs
This loan will be used to...Keep monthly bills on track
My financial situation: Fair to Good
I am a good candidate for this loan because...I have a good payment history and I will be able to payoff the loan ahead of schedule or definitely within the terms of the agreement.
Monthly net income: $3696
Monthly expenses: $3292
Housing: $1739
Insurance: $159
Car expenses: $639
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $230
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $150.00 | 11/10/2011 6:03:36 AM |
golffish2 | $50.00 | 11/10/2011 4:31:21 AM |
ultimate-peace | $150.00 | 11/9/2011 5:03:48 PM |
credit-coach118 | $40.00 | 11/9/2011 5:05:33 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:35 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:28:15 PM |
economy-coup | $50.00 | 11/9/2011 7:58:51 PM |
suave-dime6 | $25.00 | 11/10/2011 6:23:35 AM |
goodhearted-generosity511 | $25.00 | 11/10/2011 6:50:15 AM |
buffalobills | $25.00 | 11/10/2011 7:42:20 AM |
leverage-monger | $25.00 | 11/10/2011 7:53:44 AM |
loanman2007 | $25.00 | 11/10/2011 5:27:41 AM |
palace2 | $200.00 | 11/10/2011 10:43:58 AM |
enterprising-credit2 | $50.00 | 11/10/2011 1:04:38 PM |
miked8303 | $25.00 | 11/10/2011 2:00:36 PM |
managedfund | $900.00 | 11/10/2011 1:51:58 PM |
investment-comet | $25.00 | 11/10/2011 11:26:06 AM |
Winged_Inspirations | $100.00 | 11/10/2011 1:05:41 PM |
irrelevant | $25.00 | 11/10/2011 2:05:09 PM |
golffish2 | $50.00 | 11/10/2011 4:31:02 AM |
favorite-commerce | $30.00 | 11/9/2011 5:12:22 PM |
tcpfan | $25.00 | 11/9/2011 5:32:42 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:18 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:03 PM |
exchange-squirrel | $25.00 | 11/9/2011 6:16:19 PM |
transaction-circuit | $50.00 | 11/9/2011 6:04:19 PM |
loan-hacker | $25.00 | 11/9/2011 6:02:24 PM |
jjswanso | $25.00 | 11/9/2011 6:18:56 PM |
coin-investor | $25.00 | 11/9/2011 7:45:20 PM |
vutah | $65.00 | 11/9/2011 9:41:31 PM |
iaffy | $50.00 | 11/9/2011 6:52:31 PM |
newest-generous-income | $25.00 | 11/10/2011 4:57:30 AM |
bold-gold-relaxation | $100.00 | 11/9/2011 9:15:17 PM |
evnagelist | $25.00 | 11/10/2011 9:39:09 AM |
golden-velocity9 | $25.00 | 11/10/2011 11:46:05 AM |
glroark | $40.00 | 11/10/2011 2:31:21 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
538147
This series of Notes was issued and sold upon the funding of the borrower loan #56128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $147.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,405 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| nena31 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
700-719
(Dec-2009)
640-659
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidating Debt
I'm looking for a loan of $4500 to pay off two high interest credit cards. Due to the change in the economy my creditors have increased my interest rate from 10% to 25%. I'm currenly employeed full time as a Loan Processor and have been in this line of work for the past nine years. I opened a prosper account in 2007 and I have fully paid that account off on time with no late payments. Since 2007 my credit score has improved and I would like the opportunity to continue to work at improving my rating. This loan will help me consolidate two of my high interest credit cards into one monthly payment.
In sum, I think I'm a good candidate for this loan because;
1) I have the income to pay back
2) Low Debt to Income Ratio
3) I Understand the importance of making my credit better.
4) This interest rate is TRIPLE what you can get at most banks for the same period in a CD or an online bank money market.
5) I have proven the ability to re-pay my current prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 11/9/2011 9:07:30 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:44 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:58 AM |
Clambake | $25.00 | 11/9/2011 10:01:22 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:25 AM |
enticing-capital6 | $50.00 | 11/9/2011 11:34:48 AM |
cnovak | $25.00 | 11/9/2011 11:01:45 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:34 PM |
influential-benjamins0 | $100.00 | 11/9/2011 11:18:24 AM |
soulful-income6 | $100.00 | 11/9/2011 12:52:57 PM |
Bank42 | $30.00 | 11/9/2011 2:17:57 PM |
GrayStudio | $25.00 | 11/9/2011 11:50:53 AM |
ethicalhumanist | $100.00 | 11/9/2011 11:58:39 AM |
bigt98 | $141.81 | 11/9/2011 6:38:21 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:38 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:36:14 PM |
kenji4861 | $25.00 | 11/9/2011 9:32:57 AM |
nickel-ferret | $50.00 | 11/9/2011 9:55:06 AM |
evnagelist | $25.00 | 11/9/2011 9:44:00 AM |
kinetic-social | $25.00 | 11/9/2011 10:17:24 AM |
green-trade-dolphin2 | $48.22 | 11/9/2011 9:02:23 AM |
shellstar | $25.00 | 11/9/2011 10:11:02 AM |
fcrick | $25.00 | 11/9/2011 10:42:16 AM |
rs999 | $25.00 | 11/9/2011 10:57:14 AM |
cnovak | $25.00 | 11/9/2011 11:01:39 AM |
riskreward | $250.00 | 11/9/2011 11:31:36 AM |
Beechturner | $50.00 | 11/9/2011 11:56:33 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:41 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:47 PM |
finance-explosion6 | $25.00 | 11/9/2011 12:19:47 PM |
ILoveBearHats | $25.00 | 11/9/2011 2:10:57 PM |
cashhelp | $25.00 | 11/9/2011 11:50:54 AM |
heavy_ax | $50.00 | 11/9/2011 3:07:16 PM |
truth-silo | $50.00 | 11/9/2011 4:30:20 PM |
E-2 | $100.00 | 11/9/2011 5:24:10 PM |
mex_invests | $25.00 | 11/9/2011 6:40:12 PM |
indomitable-coin | $4.97 | 11/9/2011 6:56:46 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
538159
This series of Notes was issued and sold upon the funding of the borrower loan #55890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $108.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
6 | Length of status: | 0y 3m |
Amount delinquent:
| $26 |
Total credit lines:
| 36 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,084 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 119% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marble3 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
640-659
(Apr-2010)
|
Principal balance:
| $634.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Credit card and auto fix up
Purpose of loan: Would like to pay off a credit card and need tires and minor fix up on car.
This loan will be used to...Pay off a credit card and to get some new tires for car as winter is around the corner. I have some minor repairs I would also like to do on the car.
My financial situation:
I am a good candidate for this loan because...I have never been late on my first loan from Prosper. I have started a new job that has alot of growth. It is with a public school system
Monthly net income: $ 1763.00
Monthly expenses: $
Housing: $ 645.00
Insurance: $ 120.00
Car expenses: $
Utilities: $ 225.00
Phone, cable, internet: $
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $ 125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/9/2011 5:08:19 PM |
tcpfan | $25.00 | 11/9/2011 5:17:43 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:04 PM |
blitzen40 | $25.00 | 11/9/2011 5:35:35 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:07 PM |
fcrick | $25.00 | 11/9/2011 5:50:09 PM |
SLN-10 | $100.00 | 11/9/2011 6:54:00 PM |
five-star-note | $25.00 | 11/9/2011 7:42:46 PM |
motivator72 | $25.00 | 11/10/2011 5:02:21 AM |
Longfellow20011 | $50.00 | 11/10/2011 5:31:35 AM |
rs999 | $25.00 | 11/9/2011 8:01:05 PM |
realtormoises | $25.00 | 11/9/2011 8:08:04 PM |
witty-openness | $25.00 | 11/10/2011 6:48:29 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:11 AM |
let_me_retire | $100.00 | 11/10/2011 12:46:56 PM |
first-serene-credit | $25.00 | 11/10/2011 9:54:22 AM |
managedfund | $500.00 | 11/10/2011 1:51:17 PM |
authentic-deal8 | $25.00 | 11/10/2011 3:43:26 PM |
sweety075 | $25.00 | 11/10/2011 4:54:53 PM |
euro-spark | $37.66 | 11/10/2011 5:25:57 PM |
johnZ222 | $60.83 | 11/10/2011 5:41:04 PM |
new-auction-neutron | $30.00 | 11/10/2011 5:46:24 PM |
income-buffalo1 | $48.84 | 11/10/2011 5:50:16 PM |
jtc26 | $120.55 | 11/10/2011 5:56:41 PM |
aesop56 | $50.00 | 11/10/2011 3:37:44 PM |
shrewd-income | $125.00 | 11/10/2011 6:45:08 PM |
platinum-czar | $25.98 | 11/10/2011 7:48:58 PM |
myduck | $25.00 | 11/10/2011 7:35:29 PM |
pembull | $50.00 | 11/9/2011 5:19:31 PM |
AndChicksforFree | $25.00 | 11/9/2011 5:02:07 PM |
exchange-squirrel | $25.00 | 11/9/2011 6:16:19 PM |
312-Lender | $25.00 | 11/9/2011 5:48:10 PM |
MilitaryLending | $100.02 | 11/9/2011 7:16:39 PM |
amlu1988 | $25.00 | 11/9/2011 8:56:18 PM |
jpaulnyc | $50.00 | 11/10/2011 1:34:07 AM |
Peacepower | $30.00 | 11/10/2011 6:23:37 AM |
DoctorJoe | $30.00 | 11/10/2011 6:06:27 AM |
Land_on_your_feet | $28.50 | 11/10/2011 7:54:34 AM |
money-baron-roth-IRA | $31.62 | 11/10/2011 7:58:05 AM |
melodious-openness | $25.00 | 11/10/2011 12:55:56 PM |
Lanik42 | $75.00 | 11/10/2011 10:04:38 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:13:53 PM |
social-zebra | $30.00 | 11/10/2011 1:46:01 PM |
Rashanir | $25.00 | 11/10/2011 3:54:58 PM |
brightest-systematic-commitment | $25.00 | 11/10/2011 3:26:27 PM |
organic-responsibility60 | $50.00 | 11/10/2011 3:52:11 PM |
greenback-loyalist8 | $26.00 | 11/10/2011 5:29:23 PM |
moneyhelp4u | $25.00 | 11/10/2011 7:31:18 PM |
Bob450 | $25.00 | 11/10/2011 6:40:16 PM |
Finchy78 | $25.00 | 11/10/2011 7:09:28 PM |
EODCAP | $25.00 | 11/10/2011 7:16:31 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
538167
This series of Notes was issued and sold upon the funding of the borrower loan #56162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| alluring-contract5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moving/consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1539
Monthly expenses: $1374
Housing: $699
Insurance: $85
Car expenses: $75
Utilities: $69
Phone, cable, internet: $32
Food, entertainment: $244
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/9/2011 5:08:06 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:19 PM |
evnagelist | $25.00 | 11/10/2011 9:39:09 AM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:42 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:55 PM |
Steveo64 | $25.00 | 11/11/2011 7:49:49 PM |
ASR3 | $35.00 | 11/12/2011 5:32:16 AM |
ImaPutz | $25.00 | 11/12/2011 8:24:46 AM |
steven3333 | $25.00 | 11/12/2011 11:08:10 PM |
lagnisiruk | $25.00 | 11/13/2011 12:16:42 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:04 PM |
managedfund | $600.00 | 11/10/2011 1:50:22 PM |
mrxtravis | $25.00 | 11/11/2011 10:33:24 AM |
Sid-K | $25.00 | 11/11/2011 3:03:12 PM |
asiaratt | $100.00 | 11/12/2011 3:27:13 AM |
Asian-Persuasion | $25.00 | 11/12/2011 7:59:04 AM |
850 | $50.00 | 11/12/2011 8:09:48 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:28 AM |
SmallTown5 | $27.18 | 11/13/2011 8:39:58 AM |
natural-point1 | $39.80 | 11/13/2011 7:25:50 PM |
fair-pound5 | $73.02 | 11/13/2011 8:22:18 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
538175
This series of Notes was issued and sold upon the funding of the borrower loan #56233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $321.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 6m |
Amount delinquent:
| $78,097 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,527 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stinger101 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
660-679
(Jul-2009)
660-679
(Jan-2008)
|
Principal balance:
| $3,440.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Remodeling the Kitchen
Purpose of loan:
This loan will be used to remodel our kitchen.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I've had 1 previous Prosper loan that I always paid on time and is completely paid off. I also have a current Prosper loan that is current.
Monthly net income: $4200
Housing: $1000
Insurance: $120
Car expenses: $0 (PAID OFF)
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 11/10/2011 5:19:13 PM |
Dubbs360 | $50.00 | 11/9/2011 5:20:27 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:07 PM |
312-Lender | $25.00 | 11/9/2011 5:48:30 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:05 PM |
LittleMingo | $29.99 | 11/9/2011 6:15:52 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:19 PM |
AndChicksforFree | $25.00 | 11/9/2011 5:11:35 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:20 PM |
fcrick | $25.00 | 11/9/2011 5:50:09 PM |
five-star-note | $25.00 | 11/9/2011 7:42:48 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:10 PM |
SLN-10 | $25.00 | 11/9/2011 7:21:28 PM |
real-return | $30.00 | 11/9/2011 9:59:24 PM |
marwadi-62 | $50.00 | 11/10/2011 7:19:08 AM |
hamster | $25.50 | 11/10/2011 6:25:01 AM |
wampum-optimization | $25.00 | 11/10/2011 5:02:43 AM |
diplomatic-wealth7 | $25.00 | 11/10/2011 9:28:43 AM |
mlj0671 | $25.00 | 11/10/2011 9:51:50 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:28:17 PM |
amlu1988 | $25.00 | 11/10/2011 6:38:24 PM |
trumpeter5 | $25.00 | 11/10/2011 5:32:47 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:06 PM |
benefit-trident | $25.00 | 11/11/2011 7:44:11 AM |
first-integrity-gravity | $69.58 | 11/10/2011 8:38:13 PM |
worth-blanket2 | $5,600.00 | 11/11/2011 8:07:11 AM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:42 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:39 PM |
miked8303 | $25.00 | 11/9/2011 7:31:59 PM |
symbiosis | $50.00 | 11/9/2011 5:50:05 PM |
Feyenoord | $30.00 | 11/9/2011 6:38:51 PM |
MoneyForNothing | $27.48 | 11/10/2011 2:11:02 AM |
Mikale360 | $25.00 | 11/10/2011 5:36:09 AM |
antlr | $50.00 | 11/9/2011 9:18:04 PM |
Angel_Investor_7 | $25.00 | 11/10/2011 9:20:40 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:15 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:24 AM |
BBL | $25.00 | 11/10/2011 6:47:53 AM |
evnagelist | $25.00 | 11/10/2011 9:39:09 AM |
exchange-pledge | $43.00 | 11/10/2011 1:30:08 PM |
jiftostada | $25.00 | 11/10/2011 1:03:12 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:13 PM |
dollar-tornado3 | $50.00 | 11/11/2011 7:33:01 AM |
rescue | $100.00 | 11/10/2011 7:57:47 PM |
puifais | $44.45 | 11/11/2011 8:09:53 AM |
frooogal | $50.00 | 11/10/2011 8:40:40 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
538181
This series of Notes was issued and sold upon the funding of the borrower loan #55887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $101.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,537 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| EEasyMoney |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 65 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $7,900.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
760-779
(Dec-2009)
720-739
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
4th Loan 100% On Time Payments
Purpose of loan:
This loan will be used to continue to chip away at my debt. With each of my previous loans I have continued to pay off other debts and have always paid my Prosper loans on time or early.
My financial situation:
I am a good candidate for this loan because I have made 65 loan payments to my previous Prosper loans, all on time. My debt-to-income ratio is very low. I am an active Prosper lender and continue to grow my loan portfolio while paying down my debts. This loan will be paid on time or early.
Thank you for your bid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/10/2011 9:01:07 AM |
green-trade-dolphin2 | $50.02 | 11/10/2011 9:02:18 AM |
evnagelist | $25.00 | 11/10/2011 9:38:55 AM |
Tkhalaska | $25.00 | 11/10/2011 9:35:42 AM |
friendinmoney | $25.00 | 11/10/2011 9:37:05 AM |
AM2171 | $30.00 | 11/10/2011 9:47:12 AM |
jsnryn | $25.00 | 11/10/2011 9:54:33 AM |
Indio92203 | $25.00 | 11/10/2011 9:08:33 AM |
well-rounded-dinero | $200.00 | 11/10/2011 9:10:16 AM |
cnovak | $25.00 | 11/10/2011 9:10:45 AM |
asset-control2 | $50.00 | 11/10/2011 11:06:47 AM |
reflective-rupee | $25.00 | 11/10/2011 10:19:49 AM |
market-aficionado3 | $25.00 | 11/10/2011 10:23:08 AM |
Feyenoord | $30.00 | 11/10/2011 9:36:33 AM |
corporatejim | $50.00 | 11/10/2011 10:37:14 AM |
green-trade-dolphin2 | $100.00 | 11/10/2011 9:55:16 AM |
Beechturner | $100.00 | 11/10/2011 1:05:41 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:10 PM |
kenji4861 | $25.00 | 11/10/2011 1:52:44 PM |
Sneezie | $47.39 | 11/10/2011 2:02:04 PM |
rubylender | $25.00 | 11/10/2011 11:28:08 AM |
indomitable-coin | $25.00 | 11/10/2011 12:49:33 PM |
managedfund | $1,000.00 | 11/10/2011 1:52:22 PM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:51 PM |
Moe87 | $39.01 | 11/10/2011 1:30:32 PM |
Jay_Tee | $50.00 | 11/10/2011 9:35:44 AM |
well-mannered-income3 | $50.00 | 11/10/2011 9:36:20 AM |
Pickmar | $25.00 | 11/10/2011 9:53:07 AM |
RugbyFan | $25.00 | 11/10/2011 10:04:28 AM |
virtuous-repayment | $200.00 | 11/10/2011 9:39:27 AM |
enticing-capital6 | $50.00 | 11/10/2011 9:02:11 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:28 AM |
Rick21 | $25.00 | 11/10/2011 9:58:34 AM |
D911ave | $50.00 | 11/10/2011 9:58:48 AM |
peace-cell2 | $28.58 | 11/10/2011 10:08:06 AM |
dammage | $25.00 | 11/10/2011 10:08:18 AM |
principal-star | $50.00 | 11/10/2011 10:20:19 AM |
subtle-revenue0 | $25.00 | 11/10/2011 10:25:38 AM |
discrete-asset | $25.00 | 11/10/2011 10:32:03 AM |
tacologic | $50.00 | 11/10/2011 12:24:47 PM |
cashhelp | $25.00 | 11/10/2011 9:51:31 AM |
F16Pilot | $25.00 | 11/10/2011 10:01:40 AM |
enterprising-credit2 | $50.00 | 11/10/2011 1:09:28 PM |
WalnutCreekguy | $100.00 | 11/10/2011 10:26:45 AM |
Wilhan | $50.00 | 11/10/2011 10:27:14 AM |
Only_Money | $25.00 | 11/10/2011 11:58:59 AM |
sflash | $25.00 | 11/10/2011 12:35:22 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
538195
This series of Notes was issued and sold upon the funding of the borrower loan #56174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $197.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 20y 9m |
Amount delinquent:
| $1,503 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,914 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-tent0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Housing Assistant
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1422
HousingMonthly expenses: $327
Housing: $800
Insurance: $
Car expenses: $
Utilities: $80
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $50
Other expenses: $52
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/9/2011 9:44:00 AM |
cnovak | $25.00 | 11/9/2011 11:01:39 AM |
lendersf | $50.00 | 11/10/2011 6:21:36 PM |
Sid-K | $25.00 | 11/11/2011 3:03:10 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:43 AM |
rogue_monster | $50.00 | 11/14/2011 1:00:53 PM |
innocent-deal | $25.00 | 11/14/2011 1:43:54 PM |
klinebarger | $25.00 | 11/14/2011 3:50:04 PM |
TJB_2007 | $44.00 | 11/14/2011 4:02:39 PM |
principal-kung-fu | $25.00 | 11/14/2011 2:53:52 PM |
dthompso | $50.00 | 11/14/2011 5:09:29 PM |
responsibility-butterfly | $25.00 | 11/14/2011 6:05:21 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:01:42 PM |
integrity-doctor | $100.00 | 11/14/2011 2:05:05 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:04 PM |
jjb516 | $25.00 | 11/14/2011 11:51:05 PM |
ddog0224 | $25.00 | 11/15/2011 12:33:15 AM |
tylerfd | $25.00 | 11/15/2011 4:37:47 AM |
organized-payment6 | $50.00 | 11/15/2011 5:49:29 AM |
cordial-affluence2 | $45.20 | 11/15/2011 6:07:29 AM |
madigan | $250.00 | 11/15/2011 6:16:38 AM |
revenue-spa8 | $25.00 | 11/15/2011 6:42:01 AM |
bullet-shark | $25.00 | 11/15/2011 6:24:03 AM |
RoyFauntleroy | $50.00 | 11/15/2011 7:09:58 AM |
marwadi-62 | $50.00 | 11/15/2011 6:45:50 AM |
credit-maple5 | $11.80 | 11/15/2011 7:23:46 AM |
JKEnterprises | $25.00 | 11/14/2011 7:02:45 PM |
flexible-value | $50.00 | 11/14/2011 8:12:39 PM |
feb217 | $25.00 | 11/14/2011 8:22:40 PM |
real-return | $25.00 | 11/14/2011 10:33:09 PM |
natural-return0 | $25.00 | 11/14/2011 10:34:07 PM |
lucrative-coin | $50.00 | 11/15/2011 4:07:07 AM |
economy-mulberry7 | $50.00 | 11/15/2011 4:29:39 AM |
green28 | $100.00 | 11/15/2011 4:50:35 AM |
TigerForce | $25.00 | 11/15/2011 6:29:44 AM |
streak269 | $30.00 | 11/15/2011 6:39:57 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:58 AM |
RetiredATC | $33.00 | 11/15/2011 7:16:48 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:58 AM |
nickel-ferret | $50.00 | 11/9/2011 9:55:06 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:45 AM |
cnovak | $25.00 | 11/9/2011 11:01:46 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:47 PM |
rescue | $100.00 | 11/9/2011 12:10:45 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:21 AM |
managedfund | $750.00 | 11/10/2011 2:44:36 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:04 AM |
wealth-fighter3 | $25.00 | 11/14/2011 2:19:24 PM |
real-return | $25.00 | 11/14/2011 1:33:46 PM |
Lam0nt | $25.00 | 11/14/2011 2:39:40 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:43:28 PM |
umfan123 | $25.00 | 11/14/2011 6:35:26 PM |
the-silver-blaster | $75.00 | 11/14/2011 7:17:46 PM |
Peer-to-PeerFunding | $25.00 | 11/14/2011 10:32:40 PM |
mistertao | $25.00 | 11/14/2011 8:30:49 PM |
Kredithai | $25.00 | 11/14/2011 9:23:05 PM |
p123 | $50.00 | 11/14/2011 5:11:58 PM |
Aurumdraco | $25.00 | 11/15/2011 6:30:58 AM |
vigorous-moola | $36.00 | 11/15/2011 6:51:13 AM |
social-cocktail1 | $200.00 | 11/15/2011 6:45:12 AM |
lalene01 | $25.00 | 11/14/2011 8:50:18 PM |
gustavholstopus32 | $25.00 | 11/15/2011 5:02:25 AM |
mtquan | $25.00 | 11/15/2011 5:58:26 AM |
enterprising-credit2 | $25.00 | 11/15/2011 6:33:35 AM |
the-credit-proton | $25.00 | 11/15/2011 7:07:39 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
538217
This series of Notes was issued and sold upon the funding of the borrower loan #56143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $248.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 9m |
Amount delinquent:
| $3,258 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| allinonestudios |
Borrower's state:
| Ohio |
Borrower's group:
| THE-FIRST-GROUP "We Care About You !" |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Aug-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Credit Card payoff
Purpose of loan:
This loan will be used to...pay off a credit card I got behind on when I lost my job at GM in 2008.
My financial situation:
I am a good candidate for this loan because...I am a full time employee in good standing with my current employer. I also starting receiving my GM retirement in September of $3600 monthly income. I will have no further debt expect my current mortgage and monthly utilities. I am hoping to pay off this credit card with this loan so I can rebuild my credit.
Monthly net income: $5,200
Monthly expenses: $2575.00
Housing: $1100.00
Insurance: $150.00
Car expenses: $25.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $650.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
prohelper | $25.00 | 11/9/2011 5:05:24 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:21 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:21 PM |
cnovak | $25.00 | 11/9/2011 5:19:52 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:08 PM |
fcrick | $25.00 | 11/9/2011 5:50:10 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:40 PM |
rescue | $100.00 | 11/9/2011 6:44:46 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:17 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:38 PM |
tenacious-capital3 | $26.27 | 11/9/2011 7:14:37 PM |
rs999 | $25.00 | 11/9/2011 8:01:05 PM |
Kash2010lu | $25.00 | 11/9/2011 7:17:46 PM |
real-return | $30.00 | 11/9/2011 9:55:00 PM |
Beechturner | $25.00 | 11/10/2011 4:31:37 AM |
atlas100 | $50.00 | 11/10/2011 5:37:07 AM |
jaycro | $25.00 | 11/9/2011 7:43:14 PM |
organized-payment6 | $50.00 | 11/10/2011 6:03:56 AM |
DoctorJoe | $30.00 | 11/10/2011 6:07:32 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:25 AM |
a-reasonable-return | $25.00 | 11/10/2011 8:59:54 AM |
marwadi-62 | $45.00 | 11/10/2011 7:19:41 AM |
magnitude787 | $30.00 | 11/10/2011 9:32:40 AM |
RugbyFan | $25.00 | 11/10/2011 10:01:43 AM |
integrity-doctor | $100.00 | 11/10/2011 8:22:07 AM |
Comoparklender | $25.00 | 11/10/2011 10:26:21 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:23 AM |
1willray | $25.00 | 11/10/2011 12:44:43 PM |
Bill88 | $25.00 | 11/10/2011 10:39:40 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:08 PM |
CapitalismRocks | $25.00 | 11/10/2011 3:05:01 PM |
managedfund | $750.00 | 11/10/2011 2:46:06 PM |
finance-mushroom | $200.00 | 11/10/2011 3:25:03 PM |
r48 | $32.00 | 11/10/2011 4:44:24 PM |
Cai8899 | $50.00 | 11/10/2011 5:16:00 PM |
CalBear08 | $25.00 | 11/10/2011 5:28:29 PM |
elfincove | $25.00 | 11/10/2011 5:04:04 PM |
handshake5 | $100.00 | 11/10/2011 6:15:53 PM |
exact-loan5 | $50.00 | 11/10/2011 6:29:17 PM |
oskizzle | $25.00 | 11/10/2011 7:22:29 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:24:37 PM |
comet55 | $25.00 | 11/10/2011 7:34:23 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:37 PM |
Anny-Disco | $25.00 | 11/10/2011 8:08:22 PM |
figs4u2 | $100.00 | 11/10/2011 6:12:11 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:06 PM |
loantigger | $25.00 | 11/10/2011 9:32:42 PM |
wlm3012 | $30.00 | 11/10/2011 10:05:02 PM |
bnlforever | $25.00 | 11/10/2011 7:55:29 PM |
icanhasloanz | $100.00 | 11/10/2011 8:08:00 PM |
AndChicksforFree | $50.00 | 11/9/2011 5:19:35 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:20 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:04 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:42 PM |
contract-student2 | $50.00 | 11/9/2011 7:10:24 PM |
influential-benjamins0 | $100.00 | 11/9/2011 7:21:42 PM |
five-star-order1 | $50.00 | 11/9/2011 7:55:40 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:40 PM |
steven3333 | $25.00 | 11/9/2011 9:57:21 PM |
clemclan | $50.00 | 11/9/2011 6:54:56 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:10 PM |
green28 | $150.00 | 11/10/2011 4:52:39 AM |
wampum-optimization | $25.00 | 11/10/2011 5:01:01 AM |
itskarma | $25.00 | 11/10/2011 5:06:33 AM |
enriching-credit9 | $25.00 | 11/9/2011 7:57:02 PM |
GElender | $50.00 | 11/10/2011 6:06:01 AM |
Feyenoord | $30.00 | 11/9/2011 8:19:14 PM |
bulabula | $25.00 | 11/9/2011 9:06:52 PM |
Mikale360 | $25.00 | 11/10/2011 12:22:21 AM |
bold-worth-vinyl | $38.49 | 11/10/2011 8:28:33 AM |
loanman2007 | $25.00 | 11/10/2011 5:07:44 AM |
peaceful-farmer | $35.00 | 11/10/2011 6:37:37 AM |
wildguy | $25.00 | 11/10/2011 9:45:23 AM |
blackstar | $25.00 | 11/10/2011 9:01:49 AM |
gain-equator | $25.00 | 11/10/2011 1:06:47 PM |
Blacke30 | $100.00 | 11/10/2011 10:11:35 AM |
Pasagam | $50.00 | 11/10/2011 10:56:13 AM |
social-zebra | $30.00 | 11/10/2011 1:44:45 PM |
orange-preeminant-bill | $25.00 | 11/10/2011 2:26:16 PM |
Winged_Inspirations | $100.00 | 11/10/2011 1:08:22 PM |
lenderRXT | $80.00 | 11/10/2011 1:37:07 PM |
organic-responsibility60 | $50.00 | 11/10/2011 3:55:31 PM |
reward-adventure | $50.00 | 11/10/2011 2:28:23 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:14 PM |
careful-vigilance4 | $50.00 | 11/10/2011 5:38:04 PM |
rate-mogul | $50.00 | 11/10/2011 5:01:03 PM |
BuffetRocks | $50.00 | 11/10/2011 5:57:50 PM |
jamiee73 | $25.00 | 11/10/2011 3:09:58 PM |
hard-working-rate3 | $100.00 | 11/10/2011 6:00:45 PM |
shrewd-income | $125.00 | 11/10/2011 6:53:07 PM |
mykeystoy | $25.00 | 11/10/2011 4:50:33 PM |
affluence-birdie7 | $25.00 | 11/10/2011 6:42:54 PM |
nex | $25.00 | 11/10/2011 5:12:06 PM |
the-dollar-topper | $150.00 | 11/10/2011 5:54:45 PM |
hidavehi | $26.00 | 11/10/2011 5:55:52 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:11 PM |
frooogal | $25.00 | 11/10/2011 8:42:02 PM |
velocity-winner | $25.00 | 11/10/2011 10:02:42 PM |
brightest-gain-investor | $632.24 | 11/10/2011 10:58:59 PM |
CAGE-Investments | $25.00 | 11/10/2011 7:42:12 PM |
soulwork | $25.00 | 11/10/2011 8:21:39 PM |
elephantparty | $25.00 | 11/10/2011 8:36:48 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
538229
This series of Notes was issued and sold upon the funding of the borrower loan #56173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $244 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-ally4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to pay off taxes & other loans with outrageous fees that were taken out due to automobile expenses & family medical emergencies that occurred at the same time.
My financial situation:
I am a good candidate for this loan because I am committed to repairing my credit & this is a great way to show that.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Sid-K | $25.00 | 11/11/2011 3:03:17 PM |
dough-souffle | $25.00 | 11/11/2011 3:16:23 PM |
Zuzu | $25.00 | 11/11/2011 6:27:38 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:15 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:20 PM |
restless-currency | $50.00 | 11/11/2011 6:58:36 PM |
Dubbs360 | $50.00 | 11/11/2011 5:57:42 PM |
prudent-bid3 | $50.00 | 11/11/2011 7:18:04 PM |
dariop | $30.01 | 11/11/2011 7:26:10 PM |
evnagelist | $25.00 | 11/11/2011 7:39:32 PM |
miked8303 | $25.00 | 11/11/2011 8:02:38 PM |
jebber007 | $35.00 | 11/11/2011 8:06:02 PM |
Angel_Investor_7 | $25.00 | 11/11/2011 8:11:22 PM |
Pitufo | $25.00 | 11/11/2011 8:23:45 PM |
investment-visionary | $25.00 | 11/11/2011 9:59:45 PM |
1randyp | $32.45 | 11/12/2011 5:01:31 AM |
tolerant-income | $25.00 | 11/12/2011 5:04:40 AM |
mighty-payout1 | $25.00 | 11/12/2011 1:05:19 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:04 AM |
lenderRXT | $30.00 | 11/12/2011 3:55:40 AM |
special-money | $63.72 | 11/12/2011 7:27:04 AM |
ASR3 | $35.00 | 11/12/2011 5:32:16 AM |
SKOAL | $25.00 | 11/12/2011 9:24:08 AM |
dynamic-platinum | $25.00 | 11/12/2011 9:36:14 AM |
RedantFinance | $25.00 | 11/12/2011 9:40:04 AM |
yield-lion | $25.00 | 11/12/2011 9:55:04 AM |
social-zebra | $30.00 | 11/12/2011 9:28:20 AM |
digitaldan | $30.00 | 11/12/2011 2:28:05 PM |
CBO-Enterprise | $50.00 | 11/12/2011 2:41:01 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:29 PM |
asiaratt | $50.00 | 11/12/2011 12:38:35 PM |
upbeat-investment9 | $25.00 | 11/12/2011 3:46:09 PM |
the-silver-blaster | $100.00 | 11/12/2011 3:40:19 PM |
finance-amusement4 | $50.00 | 11/12/2011 3:49:46 PM |
golden-velocity9 | $25.00 | 11/12/2011 4:51:27 PM |
ore-accord | $25.00 | 11/12/2011 4:23:15 PM |
authoritative-capital | $25.00 | 11/12/2011 1:19:14 PM |
sensational-dollar | $25.00 | 11/12/2011 2:36:11 PM |
CreditBuilder2 | $25.00 | 11/12/2011 11:22:46 PM |
B-rad_the_Coug | $25.00 | 11/12/2011 2:46:32 PM |
reinforced-velocity158 | $120.00 | 11/12/2011 9:36:48 PM |
dollar-tornado3 | $25.00 | 11/13/2011 5:23:28 AM |
tshurts | $25.00 | 11/12/2011 3:18:57 PM |
GCInvestments | $25.00 | 11/13/2011 6:30:10 AM |
heerzaquestion | $25.00 | 11/13/2011 7:56:03 AM |
GoingFishing | $25.00 | 11/13/2011 9:40:48 AM |
asset-professor | $50.00 | 11/13/2011 9:21:02 AM |
authentic-finance194 | $100.00 | 11/13/2011 10:19:09 AM |
GoingFishing | $25.00 | 11/13/2011 9:31:44 AM |
adir1 | $35.00 | 11/13/2011 11:09:42 AM |
return-beeper | $34.00 | 11/13/2011 12:08:13 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:14:38 PM |
turbolozano | $50.00 | 11/13/2011 12:35:12 AM |
Yotaman | $25.00 | 11/13/2011 12:12:38 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:27 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:54 PM |
cash-boots7 | $50.00 | 11/13/2011 11:26:26 AM |
ventureboy | $26.00 | 11/13/2011 11:42:20 AM |
glimmering-generosity0 | $40.00 | 11/13/2011 12:37:48 PM |
diversification-medalist | $25.00 | 11/13/2011 7:47:58 PM |
money-surge1 | $25.00 | 11/13/2011 7:01:48 PM |
jybank | $50.00 | 11/13/2011 10:03:24 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:11 PM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:27 AM |
Scubadiver | $36.00 | 11/13/2011 5:17:48 PM |
velocity-aurora | $25.00 | 11/13/2011 5:37:56 PM |
Vreet | $25.00 | 11/13/2011 6:49:07 PM |
fusbarro | $200.00 | 11/13/2011 7:19:22 PM |
yomanie | $25.00 | 11/14/2011 7:42:56 AM |
fortytwo | $200.00 | 11/14/2011 2:26:40 PM |
dime-mangrove | $80.00 | 11/14/2011 10:01:07 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:42 AM |
boybutter | $25.00 | 11/14/2011 3:28:22 PM |
kind-responsible-affluence | $25.00 | 11/14/2011 6:12:57 PM |
larrybird | $507.03 | 11/14/2011 6:51:10 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:07 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:57 PM |
barefootpaul | $25.00 | 11/11/2011 6:53:06 PM |
silver-wonder278 | $25.00 | 11/11/2011 7:01:04 PM |
payout-paddle1 | $50.00 | 11/11/2011 6:00:00 PM |
chief_wo | $25.00 | 11/11/2011 7:14:50 PM |
engrossing-responsibility0 | $50.00 | 11/11/2011 7:20:46 PM |
rs999 | $25.00 | 11/11/2011 6:31:39 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:04 PM |
Binan | $25.00 | 11/11/2011 7:39:24 PM |
red-power-pecan | $50.00 | 11/11/2011 8:10:30 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:43 PM |
rhin0cerx | $50.00 | 11/11/2011 7:26:37 PM |
HedgeFund | $50.00 | 11/11/2011 8:51:03 PM |
Pman | $25.00 | 11/11/2011 7:38:45 PM |
gold-cluster | $50.00 | 11/11/2011 9:23:21 PM |
freetimeskier | $25.00 | 11/11/2011 9:13:31 PM |
kulender | $100.00 | 11/11/2011 8:00:09 PM |
csarradio | $25.00 | 11/11/2011 9:58:04 PM |
sophisticated-return496 | $25.00 | 11/11/2011 8:03:57 PM |
benefit-boots | $25.00 | 11/11/2011 10:35:06 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:02 AM |
CatbirdBanking | $25.00 | 11/11/2011 9:05:18 PM |
SolarMoonshine | $25.00 | 11/12/2011 3:44:53 AM |
kazanov | $25.00 | 11/11/2011 10:33:52 PM |
adir1 | $25.00 | 11/12/2011 12:25:33 AM |
birddogsb | $50.00 | 11/12/2011 6:06:00 AM |
kermitdafrog | $25.00 | 11/12/2011 7:21:15 AM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:24:13 AM |
enchanted-truth264 | $25.00 | 11/12/2011 7:37:50 AM |
Elbanko | $30.00 | 11/12/2011 4:39:25 AM |
durability-ruler | $25.00 | 11/12/2011 8:16:04 AM |
Chervianne | $25.00 | 11/12/2011 9:50:42 AM |
building_community | $25.00 | 11/12/2011 7:12:06 AM |
Mathon | $25.00 | 11/12/2011 7:28:11 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:27:59 AM |
matt_2006 | $25.00 | 11/12/2011 11:16:37 AM |
trumpeter5 | $25.00 | 11/12/2011 11:59:18 AM |
Gibbyland | $150.00 | 11/12/2011 8:38:52 AM |
worth-shower8 | $100.00 | 11/12/2011 1:32:19 PM |
greenback-loyalist8 | $25.00 | 11/12/2011 1:33:52 PM |
minddoc | $25.00 | 11/12/2011 1:24:50 PM |
yield-lion | $25.00 | 11/12/2011 9:52:59 AM |
astute-asset7 | $25.00 | 11/12/2011 1:54:18 PM |
1willray | $25.00 | 11/12/2011 10:38:07 AM |
life-is-great | $25.00 | 11/12/2011 2:09:44 PM |
investment-kingdom | $25.00 | 11/12/2011 11:00:55 AM |
blivet1970 | $25.00 | 11/12/2011 2:54:28 PM |
power-secret-agent | $35.00 | 11/12/2011 4:14:23 PM |
on_your_side | $25.00 | 11/12/2011 4:59:37 PM |
kevin314 | $50.00 | 11/12/2011 5:01:59 PM |
Christophe | $25.00 | 11/12/2011 6:03:56 PM |
terminal-velocity34 | $47.07 | 11/12/2011 7:26:22 PM |
SimpleChoice | $25.00 | 11/12/2011 5:49:17 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:41:34 PM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:31 PM |
investisure | $50.00 | 11/13/2011 2:09:21 AM |
p2p-mushroom1 | $25.00 | 11/13/2011 4:37:38 AM |
Winged_Inspirations | $200.00 | 11/12/2011 4:05:38 PM |
Urban-MBA | $50.00 | 11/13/2011 5:39:29 AM |
first-serene-credit | $25.00 | 11/13/2011 11:09:19 AM |
ThisGuyIKnow | $27.08 | 11/13/2011 11:13:54 AM |
MassBile | $25.00 | 11/13/2011 11:49:19 AM |
loyalist1 | $100.00 | 11/13/2011 12:50:50 AM |
safe-funds4 | $32.37 | 11/13/2011 1:15:39 PM |
apostle901 | $25.00 | 11/13/2011 1:54:46 PM |
rate-caravan7 | $25.00 | 11/13/2011 10:33:54 AM |
Pakse | $25.00 | 11/13/2011 10:56:24 AM |
mom4mel | $57.40 | 11/13/2011 5:42:14 PM |
Bookophile | $100.00 | 11/13/2011 8:44:26 PM |
principal-laser | $43.06 | 11/13/2011 2:20:49 PM |
well-mannered-income3 | $40.00 | 11/13/2011 8:33:46 PM |
basis-wizard8 | $50.00 | 11/13/2011 5:18:56 PM |
CoffeyvilleKS | $25.00 | 11/14/2011 8:03:26 AM |
RMB-Investments | $25.00 | 11/13/2011 7:40:13 PM |
thomas16882004 | $25.00 | 11/13/2011 7:57:26 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:19 PM |
PXM-Financial | $50.00 | 11/13/2011 8:28:57 PM |
hopeful-deal7 | $25.00 | 11/14/2011 9:09:20 AM |
rescue | $100.00 | 11/14/2011 9:15:46 AM |
bsh297 | $26.11 | 11/14/2011 10:06:24 AM |
worldly-gold | $75.00 | 11/13/2011 10:32:40 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:23 AM |
jhernand17 | $25.00 | 11/14/2011 9:05:21 AM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:41:40 PM |
intelligent-repayment8 | $1,072.69 | 11/14/2011 6:53:21 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
538263
This series of Notes was issued and sold upon the funding of the borrower loan #56159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,605 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fascinating-euro |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill payoff get right
Purpose of loan:
This loan will be used to...pay off other bills. Not accumulate more debt
My financial situation:
I am a good candidate for this loan because..proofs in my credit report. I pay my bills on time if not way ahead of time. three of my bill aren't due again until Jan or Feb of 2012.
Monthly net income: $4200 to 4600 take home
Monthly expenses: 300
Housing: $300
Insurance: $175
Car expenses: $varies
Utilities: $240
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $varies. less than 50 dollars
Credit cards and other loans: $1200 dollars mthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $50.00 | 11/10/2011 4:33:57 AM |
ready-interest9 | $25.00 | 11/9/2011 5:57:41 PM |
finance-solo | $25.00 | 11/9/2011 6:51:51 PM |
fountain355 | $25.00 | 11/10/2011 4:19:22 AM |
economy-coup | $50.00 | 11/9/2011 7:58:53 PM |
vutah | $30.00 | 11/10/2011 5:38:51 PM |
worth-blanket2 | $6,600.00 | 11/11/2011 8:08:02 AM |
InChicago | $200.00 | 11/10/2011 6:02:20 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:06 PM |
BenR | $100.00 | 11/9/2011 7:44:24 PM |
first-cash-producer | $25.00 | 11/9/2011 6:36:43 PM |
well-mannered-income3 | $40.00 | 11/9/2011 8:43:35 PM |
genuine-dime | $100.00 | 11/10/2011 6:22:06 AM |
goodhearted-generosity511 | $25.00 | 11/10/2011 6:51:22 AM |
one-midas | $26.00 | 11/10/2011 11:09:30 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:20:34 AM |
SolarMoonshine | $25.00 | 11/10/2011 3:43:11 PM |
Rogelio48 | $30.00 | 11/10/2011 7:26:36 PM |
sgt-schultz | $24.00 | 11/11/2011 8:35:37 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
538309
This series of Notes was issued and sold upon the funding of the borrower loan #56194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 59% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,647 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| virtuous-justice8 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off three small debts
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BenR | $100.00 | 11/10/2011 9:31:25 AM |
let_me_retire | $25.00 | 11/10/2011 11:59:48 AM |
managedfund | $400.00 | 11/10/2011 1:56:53 PM |
finance-mushroom | $100.00 | 11/10/2011 5:26:06 PM |
ore-leaper1 | $100.00 | 11/11/2011 6:47:57 PM |
bid-stockpiler1 | $50.00 | 11/12/2011 9:47:38 AM |
kttalamo | $120.00 | 11/12/2011 11:11:21 PM |
loss-of-control | $100.00 | 11/13/2011 5:55:22 PM |
dthompso | $50.00 | 11/14/2011 5:09:29 PM |
well-mannered-income3 | $30.00 | 11/14/2011 4:55:35 PM |
auction-seeker4 | $25.00 | 11/14/2011 6:05:37 PM |
OLYVRC | $25.00 | 11/14/2011 5:54:01 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:02:32 PM |
fountain355 | $25.00 | 11/15/2011 4:59:08 AM |
enterprising-credit2 | $25.00 | 11/15/2011 7:52:10 AM |
pious-benjamins1 | $26.89 | 11/15/2011 9:11:32 AM |
evergreen16 | $47.43 | 11/15/2011 8:18:34 AM |
calimanusa | $30.00 | 11/14/2011 9:31:12 PM |
five-star-note | $75.00 | 11/15/2011 7:53:23 AM |
papaloha | $25.00 | 11/11/2011 8:03:29 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:25:37 AM |
engrossing-responsibility0 | $50.00 | 11/10/2011 3:41:08 PM |
Sid-K | $25.00 | 11/11/2011 3:03:18 PM |
dariop | $30.01 | 11/13/2011 12:09:11 AM |
sentimental-commerce1 | $43.56 | 11/14/2011 10:03:11 AM |
Green_Bay_Packers | $25.00 | 11/14/2011 3:57:26 PM |
refined-return922 | $25.00 | 11/14/2011 4:42:58 PM |
realtormoises | $25.00 | 11/14/2011 3:34:12 PM |
auction-seeker | $25.00 | 11/14/2011 4:38:01 PM |
worth-shower8 | $100.00 | 11/14/2011 5:21:31 PM |
zone6 | $100.00 | 11/14/2011 5:38:14 PM |
integrity-electron9 | $50.00 | 11/14/2011 8:32:05 PM |
revenue-spa8 | $25.00 | 11/15/2011 6:40:10 AM |
nycfinance | $25.00 | 11/14/2011 10:41:27 PM |
nickel_finder | $25.00 | 11/15/2011 12:32:17 AM |
green-trade-dolphin | $22.11 | 11/15/2011 9:37:04 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
538313
This series of Notes was issued and sold upon the funding of the borrower loan #56043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $685 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| nshabani6 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2010)
680-699
(Jan-2010)
640-659
(May-2008)
|
Principal balance:
| $0.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
New Kitchen and Furniture !!!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 11/10/2011 5:16:10 PM |
lendstats_com | $200.00 | 11/11/2011 9:19:22 AM |
SFBank | $50.00 | 11/10/2011 5:33:51 PM |
atlas-shrugged | $200.00 | 11/10/2011 5:05:17 PM |
AndChicksforFree | $57.00 | 11/10/2011 5:15:28 PM |
engrossing-responsibility0 | $50.00 | 11/10/2011 5:41:27 PM |
fabulous-community4 | $25.00 | 11/10/2011 5:43:16 PM |
enticing-capital6 | $50.00 | 11/10/2011 5:56:48 PM |
flaguynice | $25.00 | 11/10/2011 6:45:41 PM |
Kash2010lu | $40.00 | 11/10/2011 5:10:25 PM |
312-Lender | $25.00 | 11/10/2011 5:15:25 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:08 PM |
frantic-retirement | $100.00 | 11/10/2011 9:16:12 PM |
NekHoldings | $25.00 | 11/10/2011 8:45:03 PM |
amlu1988 | $25.00 | 11/10/2011 6:35:04 PM |
jhouman | $25.00 | 11/10/2011 6:48:46 PM |
SolarMoonshine | $25.00 | 11/11/2011 3:53:38 AM |
atlas100 | $25.00 | 11/11/2011 5:24:43 AM |
servnyou | $25.00 | 11/11/2011 6:03:46 AM |
bluestarman08 | $26.00 | 11/11/2011 6:22:17 AM |
melodious-openness | $177.68 | 11/11/2011 6:38:43 AM |
dollar-tornado3 | $25.00 | 11/11/2011 7:35:53 AM |
Dusigrosz | $50.00 | 11/11/2011 8:04:38 AM |
credit-missile | $43.00 | 11/11/2011 9:05:22 AM |
MilitaryLending | $100.05 | 11/11/2011 9:11:30 AM |
gold-miser9 | $200.00 | 11/11/2011 9:21:17 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:13 AM |
fountain355 | $25.00 | 11/11/2011 4:16:38 AM |
heaven75 | $500.00 | 11/11/2011 5:42:37 AM |
melodious-openness | $300.00 | 11/11/2011 6:37:35 AM |
benefit-trident | $25.00 | 11/11/2011 7:46:11 AM |
reflective-rupee | $25.00 | 11/11/2011 8:08:44 AM |
economy-popcorn | $25.00 | 11/11/2011 12:49:21 PM |
handy-justice | $50.00 | 11/11/2011 9:46:37 AM |
EEasyMoney | $25.00 | 11/11/2011 1:34:30 PM |
168RichCapital | $25.11 | 11/11/2011 1:15:49 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:14 PM |
Sid-K | $25.00 | 11/11/2011 3:03:27 PM |
enterprising-credit2 | $25.00 | 11/11/2011 5:04:39 PM |
AW14 | $25.00 | 11/11/2011 5:23:44 PM |
myutmost | $25.00 | 11/11/2011 12:40:00 PM |
social-comet7 | $25.00 | 11/11/2011 2:59:53 PM |
restless-currency | $50.00 | 11/11/2011 6:58:38 PM |
Whatssofunnybout | $50.00 | 11/11/2011 7:01:39 PM |
investmentgroup | $25.00 | 11/11/2011 7:27:47 PM |
contract-lionheart | $82.36 | 11/11/2011 7:01:05 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:05 AM |
patriot0 | $60.00 | 11/12/2011 3:45:41 AM |
penny-winner | $50.00 | 11/11/2011 11:40:58 PM |
first-dinero-paladin | $27.78 | 11/12/2011 7:18:19 AM |
rebeldog67 | $50.00 | 11/12/2011 10:22:35 AM |
seabassx | $25.00 | 11/12/2011 8:06:47 AM |
wlm3012 | $30.00 | 11/12/2011 12:11:00 PM |
investment-comet | $25.00 | 11/12/2011 12:56:42 PM |
let_me_retire | $100.00 | 11/12/2011 1:20:40 PM |
social-zebra | $28.37 | 11/12/2011 9:34:07 AM |
bold-direct-asset | $50.00 | 11/12/2011 2:10:21 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:30 PM |
kevin314 | $25.00 | 11/12/2011 4:58:56 PM |
zeeexsixare | $100.00 | 11/12/2011 7:46:25 PM |
zorg77 | $25.00 | 11/12/2011 8:58:03 PM |
a2190b | $25.00 | 11/12/2011 9:30:51 PM |
yield-hut | $25.00 | 11/13/2011 5:02:00 AM |
steven3333 | $25.00 | 11/12/2011 11:06:30 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:30 AM |
icanhasloanz | $200.00 | 11/10/2011 8:21:21 PM |
icanhasloanz | $100.00 | 11/10/2011 8:21:54 PM |
113121 | $150.00 | 11/11/2011 4:51:53 PM |
investment-daydream | $50.00 | 11/12/2011 8:33:35 PM |
trumpeter5 | $25.00 | 11/10/2011 5:33:20 PM |
pound-mushroom3 | $25.00 | 11/10/2011 5:35:02 PM |
SLN-10 | $50.00 | 11/10/2011 5:46:39 PM |
PLANECRASH | $25.00 | 11/10/2011 6:19:55 PM |
luv4cycling | $100.00 | 11/10/2011 7:22:56 PM |
jgar_O | $25.00 | 11/10/2011 7:13:09 PM |
five-star-note | $25.00 | 11/10/2011 7:43:07 PM |
marwadi-62 | $100.00 | 11/10/2011 5:58:07 PM |
CoolPlexer | $25.00 | 11/10/2011 9:11:28 PM |
Mikale360 | $25.00 | 11/10/2011 9:42:10 PM |
Feyenoord | $30.00 | 11/10/2011 10:30:37 PM |
wheel184 | $26.87 | 11/11/2011 6:40:36 AM |
thankful-nickel2 | $25.00 | 11/11/2011 6:50:53 AM |
Christophe | $25.00 | 11/10/2011 7:42:19 PM |
Dusigrosz | $42.00 | 11/11/2011 8:08:07 AM |
gothampark | $25.00 | 11/11/2011 8:31:11 AM |
wwwUniversal | $25.00 | 11/11/2011 9:04:07 AM |
fascinating-generosity3 | $38.69 | 11/11/2011 9:11:22 AM |
innovator2 | $35.64 | 11/11/2011 9:17:31 AM |
SecondChanceLendingSERV | $29.75 | 11/11/2011 4:40:36 AM |
balanced-balance6 | $25.00 | 11/11/2011 9:34:27 AM |
money-baron-roth-IRA | $28.06 | 11/11/2011 5:39:34 AM |
suave-dime6 | $25.00 | 11/11/2011 6:27:44 AM |
return-tycoon3 | $50.00 | 11/11/2011 10:14:45 AM |
Maggie3 | $25.00 | 11/11/2011 11:20:40 AM |
real-return | $25.00 | 11/11/2011 9:47:09 AM |
papaloha | $100.00 | 11/11/2011 2:05:20 PM |
Kyileo | $25.00 | 11/11/2011 1:38:58 PM |
well-mannered-income3 | $70.00 | 11/11/2011 2:23:16 PM |
RockpointCapital | $100.00 | 11/11/2011 11:05:59 AM |
otto1939 | $101.00 | 11/11/2011 3:56:06 PM |
money-fort | $25.00 | 11/11/2011 11:43:13 AM |
mighty-payout1 | $25.00 | 11/11/2011 4:19:40 PM |
loss-of-control | $100.00 | 11/11/2011 4:34:27 PM |
first-serene-credit | $25.00 | 11/11/2011 1:22:46 PM |
alexgalt | $25.00 | 11/11/2011 6:48:18 PM |
alexgalt | $25.00 | 11/11/2011 7:00:18 PM |
high_flyer | $200.00 | 11/11/2011 7:08:47 PM |
chief_wo | $25.00 | 11/11/2011 7:14:51 PM |
dollar-pillow4 | $37.60 | 11/11/2011 9:41:03 PM |
Bob450 | $30.00 | 11/11/2011 8:03:22 PM |
USMC0311 | $25.00 | 11/11/2011 11:32:37 PM |
periko | $25.00 | 11/11/2011 9:13:43 PM |
asiaratt | $100.00 | 11/12/2011 3:27:15 AM |
loanman2007 | $100.00 | 11/12/2011 6:59:09 AM |
waverunner088 | $28.03 | 11/12/2011 10:18:59 AM |
sharp-return7 | $25.00 | 11/12/2011 10:26:47 AM |
corndog4000 | $150.00 | 11/12/2011 11:45:43 AM |
cobramonkey | $50.00 | 11/12/2011 12:50:24 PM |
exchange-squirrel | $25.00 | 11/12/2011 4:28:06 PM |
liberty-magnate | $25.00 | 11/12/2011 1:45:49 PM |
Rip128 | $35.00 | 11/12/2011 6:33:53 PM |
credit-missile | $70.00 | 11/12/2011 7:48:57 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:09:04 PM |
Brisket_Bob | $100.00 | 11/12/2011 9:32:33 PM |
loyalist1 | $300.00 | 11/13/2011 1:11:01 AM |
blivet1970 | $25.00 | 11/12/2011 2:54:29 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
538315
This series of Notes was issued and sold upon the funding of the borrower loan #55950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $395.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 52% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,751 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-goodhearted-credit |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to..Consolidate Debt.
My financial situation:
I am a good candidate for this loan because.I pay my debt and have had the same job for 11 years
Monthly net income: $2,808
Monthly expenses: $2,000
Housing: $0
Insurance: $300.00
Car expenses: $100.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/9/2011 5:15:22 PM |
nickel-ferret | $49.00 | 11/9/2011 5:16:23 PM |
evnagelist | $25.00 | 11/9/2011 5:44:18 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:07 PM |
riskreward | $250.00 | 11/9/2011 7:44:55 PM |
capitalelstiltskin2 | $50.00 | 11/10/2011 2:18:55 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:42:40 PM |
managedfund | $2,500.00 | 11/10/2011 2:50:50 PM |
lendersf | $50.00 | 11/10/2011 6:21:39 PM |
Sixmil | $100.00 | 11/10/2011 7:04:40 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:45 PM |
paladin510 | $50.00 | 11/10/2011 7:33:37 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:58:05 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:09 AM |
refined-return922 | $25.00 | 11/11/2011 6:19:13 AM |
trade-surge3 | $50.00 | 11/11/2011 6:59:17 AM |
comet55 | $25.00 | 11/10/2011 7:36:47 PM |
majestic-dedication | $50.00 | 11/11/2011 8:41:20 AM |
wise-deal-panda | $100.00 | 11/11/2011 9:43:49 AM |
green28 | $150.00 | 11/11/2011 5:09:32 AM |
green-moola-sniffer | $25.00 | 11/11/2011 9:48:00 AM |
NickRac | $25.00 | 11/11/2011 6:22:04 AM |
BigBizBuilder | $32.95 | 11/11/2011 10:02:18 AM |
bobby51 | $25.00 | 11/11/2011 6:24:22 AM |
velocity-motivator6 | $25.00 | 11/11/2011 10:55:10 AM |
wwwUniversal | $25.00 | 11/11/2011 9:04:06 AM |
prohelper | $25.00 | 11/11/2011 12:12:36 PM |
first-upright-payout | $25.00 | 11/11/2011 1:22:33 PM |
return-tycoon3 | $250.00 | 11/11/2011 10:17:20 AM |
harperpotok | $100.00 | 11/11/2011 3:03:40 PM |
pythia | $25.00 | 11/11/2011 3:20:48 PM |
LARRY4NY | $25.00 | 11/11/2011 5:39:34 PM |
figs4u2 | $100.00 | 11/11/2011 6:27:36 PM |
nimble-penny1 | $25.00 | 11/11/2011 7:33:28 PM |
kmw | $25.00 | 11/11/2011 7:35:53 PM |
jamiee73 | $25.00 | 11/11/2011 6:49:15 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:32:44 PM |
skuba | $75.00 | 11/11/2011 11:30:33 PM |
value-investor9 | $25.00 | 11/12/2011 4:24:06 AM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:20 PM |
preciousjeni | $25.00 | 11/12/2011 2:42:36 AM |
papaman | $25.00 | 11/12/2011 8:18:16 AM |
siesta100 | $25.00 | 11/12/2011 5:47:13 AM |
rvtbike | $50.00 | 11/12/2011 8:34:00 AM |
Gibbyland | $100.00 | 11/12/2011 8:45:37 AM |
cvfriend | $50.00 | 11/12/2011 9:32:20 AM |
blueshound | $25.00 | 11/12/2011 9:36:13 AM |
marketplace-achievement | $25.00 | 11/12/2011 9:51:32 AM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:23 AM |
seabassx | $25.00 | 11/12/2011 8:14:30 AM |
bold-direct-asset | $50.00 | 11/12/2011 2:10:21 PM |
GoingFishing | $25.00 | 11/12/2011 2:36:07 PM |
nofreelunch | $50.00 | 11/12/2011 2:43:49 PM |
mattpet | $25.00 | 11/12/2011 11:33:56 AM |
ckatak | $50.00 | 11/12/2011 12:15:32 PM |
blivet1970 | $25.00 | 11/12/2011 2:54:27 PM |
Christophe | $25.00 | 11/12/2011 6:06:54 PM |
Fahrquar | $25.00 | 11/12/2011 1:52:38 PM |
houli123 | $25.00 | 11/12/2011 11:59:03 PM |
webclimber | $50.00 | 11/12/2011 3:04:24 PM |
dollar-tornado3 | $25.00 | 11/13/2011 6:09:09 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:26 AM |
charb57 | $30.00 | 11/13/2011 7:54:29 AM |
kevin314 | $50.00 | 11/12/2011 5:01:59 PM |
Warwick | $25.00 | 11/13/2011 9:03:04 AM |
thankful-nickel2 | $25.00 | 11/12/2011 7:36:46 PM |
lovelongandprosper | $47.00 | 11/13/2011 9:46:47 AM |
cdfinance | $139.74 | 11/13/2011 10:29:17 AM |
investisure | $50.00 | 11/13/2011 2:09:20 AM |
NOLALEND | $25.00 | 11/13/2011 6:50:39 AM |
Daneistes | $100.00 | 11/13/2011 8:50:29 AM |
cnovak | $25.00 | 11/9/2011 5:19:55 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:40 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:19 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:26 AM |
Pickmar | $25.00 | 11/10/2011 9:52:20 AM |
rescue | $100.00 | 11/10/2011 3:01:41 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:48 PM |
SnE | $50.00 | 11/10/2011 5:24:33 PM |
jescowa | $50.00 | 11/10/2011 7:35:36 PM |
mikrolown | $25.00 | 11/10/2011 7:28:11 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:48 PM |
elephantparty | $25.00 | 11/10/2011 8:36:49 PM |
new-dollar-sprout | $53.00 | 11/10/2011 9:17:27 PM |
Brisket_Bob | $99.05 | 11/11/2011 5:54:21 AM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:38 PM |
velocity-aurora | $25.00 | 11/10/2011 8:05:47 PM |
Investor_DP | $70.00 | 11/11/2011 10:15:31 AM |
trident9 | $50.00 | 11/11/2011 8:40:00 AM |
selector568 | $300.00 | 11/11/2011 9:34:46 AM |
Nazbuster | $50.00 | 11/11/2011 1:49:16 PM |
RockpointCapital | $100.00 | 11/11/2011 10:57:03 AM |
Sid-K | $25.00 | 11/11/2011 3:03:15 PM |
tenacious-capital3 | $26.27 | 11/11/2011 5:07:14 PM |
paddatjie | $25.00 | 11/11/2011 7:25:35 PM |
Pman | $25.00 | 11/11/2011 7:38:43 PM |
pnace | $50.00 | 11/11/2011 7:39:30 PM |
return-daydream | $25.00 | 11/11/2011 7:44:42 PM |
bold-riveting-social | $25.00 | 11/11/2011 11:45:52 PM |
BankOfBjoltus | $25.00 | 11/12/2011 1:33:16 AM |
Elbanko | $30.00 | 11/12/2011 4:39:24 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:02 AM |
kyomoon | $50.00 | 11/12/2011 6:24:01 AM |
integrity-scout | $25.00 | 11/12/2011 6:52:20 AM |
jga516 | $25.00 | 11/12/2011 9:06:49 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:34 AM |
social-zebra | $30.00 | 11/12/2011 9:32:27 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:22 AM |
wlm3012 | $30.00 | 11/12/2011 12:10:16 PM |
CAGE-Investments | $25.00 | 11/12/2011 12:46:43 PM |
resource777 | $50.00 | 11/12/2011 2:55:03 PM |
Nishana | $25.00 | 11/12/2011 12:20:50 PM |
jdrez | $25.00 | 11/12/2011 5:36:52 PM |
generator535 | $25.00 | 11/12/2011 6:12:32 PM |
durability-excellence | $30.00 | 11/12/2011 7:13:11 PM |
life-is-great | $25.00 | 11/12/2011 2:09:43 PM |
JAVEHE | $25.00 | 11/12/2011 2:23:44 PM |
ge0bab | $50.00 | 11/12/2011 2:52:16 PM |
Blue_HorseShoe | $25.00 | 11/13/2011 6:45:46 AM |
invincible-wampum3 | $50.00 | 11/13/2011 6:57:51 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:57 AM |
atrevete | $25.00 | 11/12/2011 7:38:28 PM |
fmanjoo | $25.00 | 11/13/2011 9:32:43 AM |
goal-power5 | $32.99 | 11/13/2011 9:17:57 AM |
124 Investments
|
Borrower Payment Dependent Notes Series
538319
This series of Notes was issued and sold upon the funding of the borrower loan #56028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $252.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 5% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,423 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-lotus5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to cover the costs of a surgical procedure.
My financial situation:
I am a good candidate for this loan because I have excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SB-Funding | $50.00 | 11/10/2011 9:05:27 AM |
cnovak | $25.00 | 11/10/2011 9:10:47 AM |
evnagelist | $25.00 | 11/10/2011 9:38:57 AM |
cashhelp | $25.00 | 11/10/2011 9:51:18 AM |
green-trade-dolphin2 | $30.02 | 11/10/2011 9:02:23 AM |
indomitable-coin | $25.00 | 11/10/2011 12:49:35 PM |
responsibility-butterfly | $25.00 | 11/10/2011 1:15:58 PM |
Rysterola82 | $50.00 | 11/10/2011 12:47:09 PM |
blot44 | $100.00 | 11/10/2011 12:54:24 PM |
Weaverville | $50.00 | 11/10/2011 10:24:56 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:12 PM |
Pasagam | $50.00 | 11/10/2011 10:56:14 AM |
fervent-repayment | $50.00 | 11/10/2011 2:46:36 PM |
slartibardfast | $25.00 | 11/10/2011 5:34:33 PM |
finance-explosion6 | $25.00 | 11/10/2011 5:39:44 PM |
NoCal | $25.00 | 11/10/2011 5:45:33 PM |
hard-working-rate3 | $100.00 | 11/10/2011 6:00:45 PM |
Syzygy | $25.00 | 11/10/2011 6:06:03 PM |
figs4u2 | $100.00 | 11/10/2011 6:12:12 PM |
jey6941 | $25.00 | 11/10/2011 5:44:55 PM |
lendersf | $100.00 | 11/10/2011 6:17:17 PM |
vigilance-revolutionary | $50.00 | 11/10/2011 6:07:08 PM |
checkers38 | $35.00 | 11/10/2011 6:14:39 PM |
AmericanCredit | $50.00 | 11/10/2011 6:43:59 PM |
hostbank | $100.00 | 11/10/2011 6:50:45 PM |
vivacious-truth3 | $25.00 | 11/10/2011 6:29:35 PM |
sjlender | $100.00 | 11/10/2011 6:31:44 PM |
biobulator | $25.00 | 11/10/2011 7:04:32 PM |
jthomps4 | $25.00 | 11/10/2011 7:04:45 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:41:00 PM |
income-excellence1 | $25.00 | 11/10/2011 6:42:24 PM |
AFairDeal | $25.00 | 11/10/2011 7:11:22 PM |
britgsb | $30.00 | 11/10/2011 7:21:01 PM |
taz007 | $25.00 | 11/10/2011 6:52:55 PM |
hardwareman | $25.00 | 11/10/2011 7:24:29 PM |
pbenjamin | $25.00 | 11/10/2011 7:05:53 PM |
happy-yield | $25.00 | 11/10/2011 7:10:39 PM |
Ivan2007 | $25.00 | 11/10/2011 7:13:40 PM |
IIP77 | $25.00 | 11/10/2011 7:17:37 PM |
FortuneFund | $50.00 | 11/10/2011 5:29:54 PM |
silver-armada | $50.00 | 11/10/2011 5:38:24 PM |
JohnGalt94 | $25.00 | 11/10/2011 5:41:45 PM |
payout-crescendo9 | $200.00 | 11/10/2011 7:42:46 PM |
cablenews | $100.00 | 11/10/2011 5:49:08 PM |
Rdodson11 | $25.00 | 11/10/2011 7:48:11 PM |
mnmcarve | $25.00 | 11/10/2011 5:58:05 PM |
Mark090 | $25.00 | 11/10/2011 8:05:06 PM |
GodzillaLending | $25.00 | 11/10/2011 5:59:59 PM |
Arg3998 | $25.00 | 11/10/2011 8:04:19 PM |
chlebie | $50.00 | 11/10/2011 8:06:23 PM |
dtrain5 | $50.00 | 11/10/2011 6:16:18 PM |
loantigger | $25.00 | 11/10/2011 9:32:43 PM |
wigglesworth4 | $100.00 | 11/10/2011 6:38:41 PM |
lendersf | $250.00 | 11/10/2011 11:35:27 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:11 AM |
velocity-solo | $25.00 | 11/10/2011 6:55:49 PM |
Maccs55 | $25.00 | 11/10/2011 7:04:00 PM |
YLlama | $25.00 | 11/10/2011 7:12:55 PM |
restless-balance9 | $50.00 | 11/11/2011 5:31:57 AM |
RichDadPoorDad | $25.00 | 11/10/2011 7:26:04 PM |
alverado | $100.00 | 11/11/2011 6:40:50 AM |
ingenious-order783 | $25.00 | 11/11/2011 7:08:42 AM |
dharma1 | $25.00 | 11/10/2011 7:46:32 PM |
integrity-saver | $100.00 | 11/10/2011 7:49:00 PM |
senior1 | $25.00 | 11/10/2011 7:49:52 PM |
orange-courageous-dedication | $25.00 | 11/10/2011 7:55:47 PM |
Railbird | $25.00 | 11/10/2011 7:58:00 PM |
puifais | $50.00 | 11/11/2011 8:09:57 AM |
abundant-power | $50.00 | 11/10/2011 9:00:20 PM |
pipopirate | $25.00 | 11/11/2011 9:09:54 AM |
scojo | $25.02 | 11/11/2011 9:03:30 AM |
bobby4u3 | $25.00 | 11/11/2011 9:17:29 AM |
ecstatic-money064 | $25.00 | 11/11/2011 3:33:52 AM |
tolstoy00 | $25.00 | 11/11/2011 9:43:10 AM |
Natronpee | $25.00 | 11/11/2011 9:45:19 AM |
Kijib | $25.00 | 11/11/2011 9:35:22 AM |
Zipperdu | $50.00 | 11/11/2011 5:25:25 AM |
SourDoughSteve | $25.00 | 11/11/2011 9:37:56 AM |
vb3jmg | $25.00 | 11/11/2011 9:51:09 AM |
diversification-surge | $25.00 | 11/11/2011 7:28:36 AM |
token34 | $25.00 | 11/11/2011 8:33:03 AM |
geekguy | $25.00 | 11/11/2011 9:29:01 AM |
benjo | $50.00 | 11/11/2011 9:48:41 AM |
dfealk | $25.00 | 11/11/2011 9:48:56 AM |
building-america | $25.00 | 11/11/2011 9:55:23 AM |
bb575 | $50.00 | 11/10/2011 9:27:01 AM |
scholarly-benefit5 | $25.00 | 11/10/2011 9:17:59 AM |
worthy-bid8 | $50.00 | 11/10/2011 10:13:26 AM |
Clambake | $25.00 | 11/10/2011 9:01:09 AM |
subtle-revenue0 | $25.00 | 11/10/2011 10:25:38 AM |
neighborly-hope6 | $100.00 | 11/10/2011 9:07:29 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:49 AM |
autonomous-kindness8 | $25.00 | 11/10/2011 12:19:53 PM |
bba11er45 | $25.00 | 11/10/2011 1:07:42 PM |
blazing-capital2 | $250.00 | 11/10/2011 12:11:53 PM |
abundant-dollar7 | $100.00 | 11/10/2011 10:10:42 AM |
invincible-dough | $25.00 | 11/10/2011 1:36:30 PM |
minista | $25.00 | 11/10/2011 2:22:50 PM |
ajst1 | $25.00 | 11/10/2011 3:18:15 PM |
tbrnet | $50.00 | 11/10/2011 2:55:41 PM |
rmachi | $25.00 | 11/10/2011 1:54:08 PM |
lending401 | $25.00 | 11/10/2011 3:08:20 PM |
riskreward | $250.00 | 11/10/2011 3:41:02 PM |
Sneezie | $100.00 | 11/10/2011 2:02:06 PM |
platinum-genetics | $25.00 | 11/10/2011 2:43:57 PM |
compoundinterest | $50.00 | 11/10/2011 5:42:34 PM |
Cbgator | $25.00 | 11/10/2011 5:45:18 PM |
MadHun | $200.00 | 11/10/2011 5:51:44 PM |
emo13 | $50.00 | 11/10/2011 5:32:33 PM |
oneeighty | $25.00 | 11/10/2011 5:36:39 PM |
capital-dynamo0 | $25.00 | 11/10/2011 6:09:07 PM |
iaffy | $50.00 | 11/10/2011 5:37:37 PM |
commitment-antioxidant8 | $25.00 | 11/10/2011 5:39:56 PM |
exuberant-dime | $25.00 | 11/10/2011 6:12:30 PM |
Cheburashka | $25.00 | 11/10/2011 5:59:46 PM |
1redfish | $100.00 | 11/10/2011 6:01:48 PM |
aabadabadoo | $25.00 | 11/10/2011 6:23:10 PM |
BaxterEvil | $25.00 | 11/10/2011 6:28:17 PM |
freesia54 | $50.00 | 11/10/2011 6:28:52 PM |
pirahna125 | $25.00 | 11/10/2011 6:13:50 PM |
fortytwo | $150.00 | 11/10/2011 6:14:21 PM |
aesop56 | $50.00 | 11/10/2011 3:48:19 PM |
gracej | $25.00 | 11/10/2011 6:50:08 PM |
KLCRAY | $25.00 | 11/10/2011 6:29:53 PM |
FrayBentos | $25.00 | 11/10/2011 6:33:55 PM |
productive-finance | $25.00 | 11/10/2011 6:42:51 PM |
Cai8899 | $50.00 | 11/10/2011 5:16:01 PM |
flexiboy35 | $25.00 | 11/10/2011 7:02:32 PM |
valiant-liberty4 | $25.00 | 11/10/2011 7:24:51 PM |
Harry | $50.00 | 11/10/2011 7:27:41 PM |
ThomasC | $50.00 | 11/10/2011 5:26:33 PM |
MoneySiles | $25.00 | 11/10/2011 7:20:38 PM |
postalwhiz | $25.00 | 11/10/2011 7:22:36 PM |
ujiba | $50.00 | 11/10/2011 5:40:13 PM |
BxRealtor | $25.00 | 11/10/2011 7:30:09 PM |
PK_USMC | $25.00 | 11/10/2011 7:31:46 PM |
TomDalonajay | $25.00 | 11/10/2011 5:47:47 PM |
pcwrangler | $25.00 | 11/10/2011 5:52:04 PM |
Aimvest | $25.00 | 11/10/2011 5:54:29 PM |
impressive-loan | $100.00 | 11/10/2011 5:55:57 PM |
BuffetRocks | $50.00 | 11/10/2011 5:57:51 PM |
studious-revenue7 | $50.00 | 11/10/2011 8:05:29 PM |
Preteur | $25.00 | 11/10/2011 7:47:40 PM |
wtrboy | $25.00 | 11/10/2011 8:06:55 PM |
Tahoeguy | $50.00 | 11/10/2011 6:08:47 PM |
lounges | $40.00 | 11/10/2011 7:51:28 PM |
soulwork | $25.00 | 11/10/2011 8:22:25 PM |
Mantis75 | $25.00 | 11/10/2011 6:16:58 PM |
first-favorite-bonus9 | $25.00 | 11/10/2011 6:18:54 PM |
mike_banker | $50.00 | 11/10/2011 6:33:41 PM |
Kame | $25.00 | 11/10/2011 6:34:35 PM |
acropiloterau2002 | $25.00 | 11/10/2011 6:43:40 PM |
encore06 | $25.00 | 11/10/2011 6:44:43 PM |
gojackgo | $50.00 | 11/10/2011 7:01:09 PM |
MJDAE | $50.00 | 11/10/2011 7:07:16 PM |
nickel-ferret | $50.00 | 11/10/2011 7:07:34 PM |
LenderByDay | $25.00 | 11/11/2011 5:12:15 AM |
Interloper | $29.00 | 11/10/2011 7:16:21 PM |
conqueror359 | $50.00 | 11/10/2011 7:24:59 PM |
enchanted-reward3 | $50.00 | 11/11/2011 7:41:49 AM |
bonus-tent | $25.00 | 11/10/2011 7:45:07 PM |
BankofHank | $100.00 | 11/11/2011 7:43:41 AM |
Use_It_Wisely | $30.00 | 11/11/2011 8:13:54 AM |
umfan123 | $25.00 | 11/11/2011 8:32:19 AM |
trident9 | $50.00 | 11/11/2011 8:40:01 AM |
Duchdad | $25.00 | 11/11/2011 9:01:17 AM |
rockytop | $56.00 | 11/11/2011 5:24:11 AM |
ZeoInvestments | $25.00 | 11/11/2011 9:39:15 AM |
littlemonkey | $25.00 | 11/11/2011 9:42:19 AM |
MattTheGr8 | $25.00 | 11/11/2011 9:54:22 AM |
Tenfutta | $25.00 | 11/11/2011 6:40:35 AM |
TelegramSam | $24.17 | 11/11/2011 9:58:17 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:21 AM |
Cliffie83 | $25.79 | 11/11/2011 9:06:53 AM |
ski bum | $100.00 | 11/11/2011 9:30:07 AM |
xphile | $25.00 | 11/11/2011 9:31:18 AM |
Emgolda | $25.00 | 11/11/2011 9:40:44 AM |
BlindSquirrel | $25.00 | 11/11/2011 9:50:49 AM |
mar97 | $25.00 | 11/11/2011 9:52:51 AM |
179 Investments
|
Borrower Payment Dependent Notes Series
538345
This series of Notes was issued and sold upon the funding of the borrower loan #56086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,884 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| RAINNMANN |
Borrower's state:
| Illinois |
Borrower's group:
| Law Enforcement and Emergency Services |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 37 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
680-699
(Mar-2010)
640-659
(Nov-2009)
660-679
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
IN DEED IN NEED
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to..PAY OFF.
My financial situation:
I am a good candidate for this loan because...I.VE ALWAYS PAID ON TIME
Monthly net income: $5000
Monthly expenses: $3000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tcpfan | $25.00 | 11/9/2011 5:10:01 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:23 PM |
commerce-rumbler0 | $1,181.34 | 11/9/2011 5:38:26 PM |
cashhelp | $25.00 | 11/9/2011 5:33:51 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:15:31 PM |
tcpfan | $25.00 | 11/9/2011 5:09:22 PM |
tcpfan | $25.00 | 11/9/2011 5:09:55 PM |
spiff666 | $26.66 | 11/9/2011 5:34:06 PM |
cnovak | $25.00 | 11/9/2011 5:19:55 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:21 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:23 PM |
credit-missile | $110.00 | 11/9/2011 5:16:29 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:23:20 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
538351
This series of Notes was issued and sold upon the funding of the borrower loan #55941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 39% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $366 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-reward-pinnacle |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off
Purpose of loan:
This loan will be used to...
Pay some bills upi
My financial situation:
I am a good candidate for this loan because...
i pay my bills in a timely manner.
Monthly net income: $1400
Monthly expenses: $
Housing: $440.00
Insurance: $
Car expenses: $300
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tcpfan | $25.00 | 11/10/2011 9:07:21 AM |
SolarMoonshine | $25.00 | 11/10/2011 9:55:51 AM |
managedfund | $1,000.00 | 11/10/2011 1:57:14 PM |
wkeboarder21 | $50.00 | 11/10/2011 2:44:55 PM |
coin-investor | $25.00 | 11/10/2011 3:31:40 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:44 PM |
Green_Bay_Packers | $100.00 | 11/10/2011 3:11:42 PM |
valiant-money | $35.00 | 11/11/2011 8:19:51 AM |
favorite-commerce | $30.00 | 11/11/2011 9:09:57 AM |
economy-sunrise | $25.00 | 11/10/2011 11:15:34 PM |
credit-coach118 | $55.47 | 11/11/2011 10:26:40 AM |
enchanted-diversification496 | $25.00 | 11/11/2011 10:24:14 AM |
palace2 | $100.00 | 11/11/2011 12:46:42 PM |
Kyileo | $25.00 | 11/11/2011 1:33:37 PM |
fortytwo | $150.00 | 11/11/2011 5:27:20 PM |
bid-stockpiler1 | $60.00 | 11/11/2011 5:51:30 PM |
payout-paddle1 | $50.00 | 11/11/2011 6:00:00 PM |
Dubbs360 | $50.00 | 11/11/2011 5:57:43 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:15 PM |
enterprising-credit2 | $25.00 | 11/11/2011 4:58:21 PM |
LiveNow | $50.00 | 11/11/2011 6:15:23 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:57 PM |
bold-direct-asset | $50.00 | 11/11/2011 6:53:13 PM |
silver-wonder278 | $25.00 | 11/11/2011 7:01:04 PM |
dollar-sonnet3 | $25.00 | 11/11/2011 7:36:47 PM |
hidavehi | $26.00 | 11/11/2011 8:00:01 PM |
papaloha | $25.00 | 11/11/2011 8:03:29 PM |
evnagelist | $25.00 | 11/10/2011 9:39:12 AM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:41 AM |
ingenious-deal6 | $25.00 | 11/10/2011 10:19:33 AM |
economy-coup | $50.00 | 11/10/2011 2:11:50 PM |
golden-velocity9 | $50.00 | 11/10/2011 11:50:18 AM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:30 PM |
CashFlow13 | $100.00 | 11/10/2011 2:57:37 PM |
frooogal | $25.00 | 11/10/2011 8:53:06 PM |
loanman2007 | $25.00 | 11/11/2011 5:49:07 AM |
worthy-commitment7 | $25.00 | 11/10/2011 9:53:21 PM |
transaction-circuit | $50.00 | 11/11/2011 9:15:19 AM |
Sid-K | $25.00 | 11/11/2011 3:03:19 PM |
Brisket_Bob | $50.00 | 11/11/2011 4:29:12 PM |
enriching-credit9 | $50.00 | 11/11/2011 5:19:11 PM |
first-integrity-gravity | $50.00 | 11/11/2011 6:26:46 PM |
Winged_Inspirations | $100.00 | 11/11/2011 6:30:52 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:04 PM |
restless-currency | $50.00 | 11/11/2011 6:58:36 PM |
high_flyer | $100.00 | 11/11/2011 7:06:18 PM |
dynrep | $100.00 | 11/11/2011 5:51:20 PM |
chief_wo | $25.00 | 11/11/2011 7:14:50 PM |
nashibaksi | $30.00 | 11/11/2011 6:30:21 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:36:45 PM |
miked8303 | $25.00 | 11/11/2011 8:02:38 PM |
red-power-pecan | $50.00 | 11/11/2011 8:10:30 PM |
Angel_Investor_7 | $13.53 | 11/11/2011 8:11:22 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
538355
This series of Notes was issued and sold upon the funding of the borrower loan #56131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $247.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,863 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durability-halo8 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,600.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
Consolidating balance on 3 revolving accounts whose interest rates avg around 20%.
My financial situation:
I am a good candidate for this loan because my employment in the IT industry with software development has continued to be strong. I have also started a side business earning extra income. I have been intentionally paying off debt and working toward debt free living. I secured a loan from Prosper last year and paid it off in a fraction of the calendar time allotted for repayment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/10/2011 9:35:58 AM |
green-trade-dolphin2 | $34.93 | 11/10/2011 9:02:15 AM |
cnovak | $25.00 | 11/10/2011 9:10:48 AM |
fcrick | $25.00 | 11/10/2011 10:29:19 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:12 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:30 AM |
Lender0010 | $50.00 | 11/10/2011 11:38:56 AM |
platinum-genetics | $25.00 | 11/10/2011 2:44:00 PM |
tbrnet | $50.00 | 11/10/2011 2:55:42 PM |
kenji4861 | $25.00 | 11/10/2011 1:52:45 PM |
Sneezie | $100.00 | 11/10/2011 2:02:07 PM |
SnE | $47.00 | 11/10/2011 5:24:34 PM |
rs999 | $25.00 | 11/10/2011 2:40:15 PM |
managedfund | $500.00 | 11/10/2011 2:47:19 PM |
infinitykid | $50.00 | 11/10/2011 3:13:38 PM |
riskreward | $250.00 | 11/10/2011 3:41:02 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:39 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:49 PM |
paladin510 | $50.00 | 11/10/2011 7:33:38 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:17 PM |
lendersf | $100.00 | 11/10/2011 6:17:18 PM |
affluence-birdie7 | $25.00 | 11/10/2011 6:42:55 PM |
Brisket_Bob | $150.00 | 11/11/2011 6:08:40 AM |
thankful-nickel2 | $25.00 | 11/11/2011 7:00:52 AM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:12 AM |
puifais | $42.00 | 11/11/2011 10:13:56 AM |
trident9 | $50.00 | 11/11/2011 8:40:02 AM |
Justice_ak | $51.67 | 11/11/2011 11:55:57 AM |
harperpotok | $100.00 | 11/11/2011 3:03:41 PM |
first-serene-credit | $25.00 | 11/11/2011 1:24:00 PM |
responsibility-cherry6 | $25.00 | 11/11/2011 6:47:52 PM |
ore-leaper1 | $75.00 | 11/11/2011 6:53:32 PM |
Zuzu | $50.00 | 11/11/2011 6:05:13 PM |
183626 | $25.00 | 11/11/2011 6:25:21 PM |
MrDavid | $75.00 | 11/11/2011 7:28:02 PM |
SARMAR | $50.00 | 11/11/2011 7:32:16 PM |
eyevinyl | $100.00 | 11/11/2011 6:48:31 PM |
smart-kindness8 | $100.00 | 11/11/2011 7:42:31 PM |
pnace | $50.00 | 11/11/2011 7:43:13 PM |
market-trooper3 | $30.00 | 11/11/2011 6:59:35 PM |
Binan | $70.00 | 11/11/2011 7:48:01 PM |
h_corey | $25.00 | 11/11/2011 7:56:00 PM |
FJerry | $57.00 | 11/11/2011 8:23:08 PM |
Johnab | $25.02 | 11/11/2011 8:28:20 PM |
saahilld | $25.00 | 11/11/2011 8:41:57 PM |
Pman | $25.00 | 11/11/2011 7:38:45 PM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:22 PM |
skuba | $75.00 | 11/11/2011 11:30:36 PM |
20mule | $400.00 | 11/11/2011 8:47:13 PM |
preciousjeni | $25.00 | 11/12/2011 2:42:37 AM |
RusRobo | $25.00 | 11/12/2011 5:05:58 AM |
PeterV | $25.00 | 11/12/2011 5:29:04 AM |
BankOfBjoltus | $50.00 | 11/12/2011 1:33:50 AM |
kyomoon | $50.00 | 11/12/2011 6:24:02 AM |
transparency-atmosphere6 | $100.00 | 11/12/2011 7:41:53 AM |
dhw1 | $25.00 | 11/12/2011 8:00:31 AM |
jsw7us | $50.00 | 11/12/2011 8:32:46 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:35 AM |
Shoveldummy | $50.00 | 11/12/2011 8:09:36 AM |
KASD | $25.00 | 11/12/2011 8:17:26 AM |
robot777 | $50.00 | 11/12/2011 8:18:09 AM |
banker727 | $25.00 | 11/12/2011 8:37:20 AM |
Jay_Tee | $50.00 | 11/10/2011 9:35:44 AM |
evnagelist | $25.00 | 11/10/2011 9:38:58 AM |
shellstar | $25.00 | 11/10/2011 9:48:59 AM |
Rick21 | $25.00 | 11/10/2011 9:58:36 AM |
lenderRXT | $150.00 | 11/10/2011 1:43:02 PM |
Lender0010 | $50.00 | 11/10/2011 11:39:58 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:22:14 PM |
bluebird5 | $25.00 | 11/10/2011 3:09:10 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:30 PM |
r48 | $25.00 | 11/10/2011 4:39:37 PM |
WalnutCreekguy | $100.00 | 11/10/2011 5:53:23 PM |
influential-benjamins0 | $100.00 | 11/10/2011 3:04:12 PM |
nickel-ferret | $50.00 | 11/10/2011 7:07:35 PM |
frooogal | $25.00 | 11/10/2011 8:47:37 PM |
indomitable-coin | $25.00 | 11/10/2011 6:32:15 PM |
Clambake | $25.00 | 11/10/2011 7:10:59 PM |
Attract | $39.20 | 11/11/2011 6:26:56 AM |
comet55 | $25.00 | 11/10/2011 7:39:34 PM |
majestic-dedication | $50.00 | 11/11/2011 8:41:21 AM |
friendinmoney | $25.00 | 11/11/2011 12:13:57 PM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:54 AM |
Bank42 | $30.00 | 11/11/2011 11:05:10 AM |
gold-commander0 | $25.00 | 11/11/2011 11:11:33 AM |
Sid-K | $25.00 | 11/11/2011 3:03:20 PM |
mflawyer | $25.00 | 11/11/2011 3:50:32 PM |
finance-explosion6 | $25.00 | 11/11/2011 5:06:24 PM |
majestic-income1 | $50.00 | 11/11/2011 5:42:48 PM |
scholarly-benefit5 | $25.00 | 11/11/2011 2:19:57 PM |
pythia | $25.00 | 11/11/2011 3:30:15 PM |
Futurero | $25.00 | 11/11/2011 7:03:40 PM |
SoCalIsHere | $25.00 | 11/11/2011 6:01:09 PM |
dariop | $30.01 | 11/11/2011 7:20:27 PM |
careful-benjamins8 | $25.00 | 11/11/2011 7:30:00 PM |
awwaww | $25.00 | 11/11/2011 7:32:45 PM |
prudent-bid3 | $25.00 | 11/11/2011 7:32:50 PM |
nimble-penny1 | $25.00 | 11/11/2011 7:33:30 PM |
mtquan | $25.00 | 11/11/2011 7:41:31 PM |
thoughtful-contract984 | $50.00 | 11/11/2011 6:58:26 PM |
platinum-czar | $92.64 | 11/11/2011 7:47:34 PM |
GrooveBiz | $25.00 | 11/11/2011 7:55:52 PM |
kulender | $100.00 | 11/11/2011 8:00:10 PM |
Bieling | $25.00 | 11/11/2011 8:15:24 PM |
sillyb | $50.00 | 11/11/2011 8:15:28 PM |
investmentgroup | $25.00 | 11/11/2011 7:27:46 PM |
dime-smasher5 | $25.00 | 11/11/2011 8:27:20 PM |
narblark | $50.00 | 11/11/2011 9:15:07 PM |
loanjockey | $25.00 | 11/11/2011 9:19:50 PM |
sound | $50.00 | 11/11/2011 9:59:41 PM |
GrooveBiz | $25.00 | 11/11/2011 8:05:51 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:44 PM |
TCayce | $25.00 | 11/11/2011 11:34:56 PM |
setUup | $38.20 | 11/11/2011 8:42:25 PM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:03 AM |
value-investor9 | $25.00 | 11/12/2011 4:24:07 AM |
Elbanko | $30.00 | 11/12/2011 4:39:25 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:45 AM |
abasvram | $25.00 | 11/12/2011 5:49:34 AM |
siesta100 | $25.00 | 11/12/2011 5:47:14 AM |
GreenSun | $25.00 | 11/12/2011 5:56:24 AM |
icchok | $50.00 | 11/12/2011 2:10:22 AM |
alpinaut | $25.00 | 11/12/2011 6:28:33 AM |
papaman | $25.00 | 11/12/2011 8:18:17 AM |
durability-ruler | $25.00 | 11/12/2011 8:20:58 AM |
mathomas3 | $25.00 | 11/12/2011 8:27:33 AM |
buukyak | $25.00 | 11/12/2011 8:59:34 AM |
trade-arch | $25.00 | 11/12/2011 9:02:13 AM |
chilandman | $556.06 | 11/12/2011 9:08:54 AM |
rad-pred | $50.00 | 11/12/2011 9:25:44 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:42 AM |
nbah123 | $50.00 | 11/12/2011 8:02:29 AM |
The_Lending_Muscle | $25.00 | 11/12/2011 8:45:26 AM |
floridahelper | $50.00 | 11/12/2011 8:46:57 AM |
jga516 | $25.00 | 11/12/2011 9:06:49 AM |
social-zebra | $30.00 | 11/12/2011 9:29:08 AM |
cvfriend | $50.00 | 11/12/2011 9:32:21 AM |
137 Investments
|
Borrower Payment Dependent Notes Series
538367
This series of Notes was issued and sold upon the funding of the borrower loan #56129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $151.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 33% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 20
/
19 | Length of status: | 12y 10m |
Amount delinquent:
| $1,588 |
Total credit lines:
| 39 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,322 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jhn316alex1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2008)
680-699
(Apr-2007)
660-679
(Mar-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidation Loan
Purpose of loan:
This loan will be used to. paid off a couple of bills that i owe.
My financial situation:
I am a good candidate for this loan because...i have had a propser loan before and i paid it back in a timely matter.
Monthly net income: $5500.00
Monthly expenses: $
Housing: $1500.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enticing-capital6 | $50.00 | 11/10/2011 9:02:12 AM |
tcpfan | $25.00 | 11/10/2011 9:05:15 AM |
ProsprousLender | $25.00 | 11/10/2011 9:23:05 AM |
312-Lender | $25.00 | 11/10/2011 9:04:44 AM |
pembull | $56.02 | 11/10/2011 9:08:49 AM |
Kash2010lu | $25.00 | 11/10/2011 9:37:06 AM |
MrDance123 | $30.00 | 11/10/2011 9:54:46 AM |
clemclan | $50.00 | 11/10/2011 9:05:56 AM |
loanman2007 | $125.00 | 11/10/2011 11:26:04 AM |
first-dinero-paladin | $25.00 | 11/10/2011 9:30:55 AM |
Feyenoord | $30.00 | 11/10/2011 9:36:33 AM |
SolarMoonshine | $25.00 | 11/10/2011 9:55:24 AM |
suave-dime6 | $25.00 | 11/10/2011 1:49:49 PM |
managedfund | $400.00 | 11/10/2011 1:53:09 PM |
SecondChanceLendingSERV | $28.94 | 11/10/2011 10:31:51 AM |
economy-coup | $50.00 | 11/10/2011 2:11:51 PM |
glroark | $100.00 | 11/10/2011 2:26:47 PM |
Green_Bay_Packers | $50.00 | 11/10/2011 3:11:15 PM |
commerce-rumbler0 | $1,507.02 | 11/10/2011 3:12:13 PM |
five-star-note | $25.00 | 11/10/2011 2:36:53 PM |
lendstats_com | $200.00 | 11/10/2011 9:07:06 AM |
Moe87 | $27.00 | 11/10/2011 1:26:47 PM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:52 AM |
Lanik42 | $50.00 | 11/10/2011 10:04:27 AM |
fcrick | $25.00 | 11/10/2011 10:29:19 AM |
listing-trapper3 | $46.00 | 11/10/2011 9:30:39 AM |
real-return | $25.00 | 11/10/2011 11:29:03 AM |
Mikale360 | $25.00 | 11/10/2011 11:41:51 AM |
glroark | $50.00 | 11/10/2011 2:34:55 PM |
let_me_retire | $250.00 | 11/10/2011 12:47:33 PM |
MilitaryLending | $100.02 | 11/10/2011 3:07:15 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
538375
This series of Notes was issued and sold upon the funding of the borrower loan #56126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $62.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,080 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-mate |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
Principal balance:
| $0.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Pay off my credit card
Purpose of loan:
This loan will be used to...
I am always looking for a lower interest . I am going to use the money to pay off my Discover card.
My financial situation:
I am a good candidate for this loan because...I have a full time job. The company that I am working for is expanding and growing . I am a key employee. I also in the past had a previous loan with prosper. I made my payments on time and I finished paying my loan off before the Due date. Thank you for your help. I will pay you back promise you + the interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.56 | 11/10/2011 9:02:25 AM |
Zoramite | $25.00 | 11/10/2011 9:12:42 AM |
FortuneFund | $50.00 | 11/10/2011 9:17:17 AM |
rich266 | $25.00 | 11/10/2011 9:04:24 AM |
chillware | $25.00 | 11/10/2011 9:05:14 AM |
SB-Funding | $50.00 | 11/10/2011 9:05:28 AM |
BeachWalkz | $50.00 | 11/10/2011 9:30:20 AM |
iaffy | $50.00 | 11/10/2011 9:30:51 AM |
neighborly-hope6 | $100.00 | 11/10/2011 9:07:30 AM |
friendinmoney | $25.00 | 11/10/2011 9:32:12 AM |
RG | $25.00 | 11/10/2011 9:33:20 AM |
nuclearmoose | $25.00 | 11/10/2011 9:35:17 AM |
evnagelist | $25.00 | 11/10/2011 9:38:59 AM |
andyb9 | $25.00 | 11/10/2011 9:21:57 AM |
a-truth-upholder | $25.00 | 11/10/2011 9:28:54 AM |
mosby | $25.00 | 11/10/2011 9:53:08 AM |
tntmojave | $50.00 | 11/10/2011 9:53:34 AM |
theskippy | $25.00 | 11/10/2011 9:32:51 AM |
Ivan2007 | $25.00 | 11/10/2011 9:34:50 AM |
D911ave | $50.00 | 11/10/2011 9:58:48 AM |
JazzFranchise | $25.00 | 11/10/2011 9:41:29 AM |
compoundinterest | $50.00 | 11/10/2011 9:43:17 AM |
valiant-liberty4 | $25.00 | 11/10/2011 9:05:51 AM |
Strato | $25.02 | 11/10/2011 9:58:38 AM |
Mantis75 | $25.00 | 11/10/2011 9:06:53 AM |
hostbank | $100.00 | 11/10/2011 9:12:20 AM |
bb575 | $50.00 | 11/10/2011 9:27:02 AM |
postalwhiz | $25.00 | 11/10/2011 9:31:05 AM |
hard-working-rate3 | $100.00 | 11/10/2011 9:34:20 AM |
zbfamwl | $25.00 | 11/10/2011 9:37:51 AM |
first-serene-credit | $25.00 | 11/10/2011 9:48:28 AM |
scholarly-benefit5 | $25.00 | 11/10/2011 9:17:59 AM |
wtrboy | $25.00 | 11/10/2011 9:25:09 AM |
dadalou | $25.00 | 11/10/2011 9:07:48 AM |
lifegrowth | $25.00 | 11/10/2011 9:22:21 AM |
cashhelp | $25.00 | 11/10/2011 9:51:06 AM |
turbobrat | $25.00 | 11/10/2011 9:51:19 AM |
roadtruck | $50.00 | 11/10/2011 9:55:43 AM |
exuberant-dime | $25.00 | 11/10/2011 9:43:51 AM |
Rdodson11 | $25.00 | 11/10/2011 9:46:47 AM |
gold-gazelle | $50.00 | 11/10/2011 9:50:44 AM |
soulful-income6 | $59.99 | 11/10/2011 10:05:07 AM |
cnovak | $25.00 | 11/10/2011 9:10:48 AM |
gracej | $25.00 | 11/10/2011 9:11:59 AM |
cwegert | $33.43 | 11/10/2011 9:17:40 AM |
loot-heart | $25.00 | 11/10/2011 9:27:05 AM |
britgsb | $30.00 | 11/10/2011 9:28:17 AM |
BenR | $100.00 | 11/10/2011 9:31:26 AM |
Zoomie | $25.00 | 11/10/2011 9:32:12 AM |
larslfe | $25.00 | 11/10/2011 9:32:59 AM |
pdub | $75.00 | 11/10/2011 9:35:58 AM |
competent-commitment1 | $50.00 | 11/10/2011 9:39:53 AM |
Pickmar | $25.00 | 11/10/2011 9:55:14 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
538445
This series of Notes was issued and sold upon the funding of the borrower loan #56140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,368 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| generator523 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I always pay on time, every time!
Purpose of loan:
This loan will be used to... Pay off some debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-solo | $25.00 | 11/10/2011 5:09:12 PM |
SolarMoonshine | $25.00 | 11/10/2011 5:08:18 PM |
tcpfan | $25.00 | 11/10/2011 5:33:22 PM |
CashFlow13 | $100.00 | 11/10/2011 6:27:27 PM |
jjswanso | $25.00 | 11/10/2011 6:50:30 PM |
heavenly-interest9 | $500.00 | 11/10/2011 5:04:54 PM |
EngineersAlliance | $150.00 | 11/10/2011 5:18:28 PM |
coin-investor | $25.00 | 11/10/2011 7:47:13 PM |
golden-velocity9 | $25.00 | 11/10/2011 8:09:44 PM |
elvisloans | $27.00 | 11/11/2011 3:35:02 AM |
newest-generous-income | $25.00 | 11/11/2011 4:29:45 AM |
first-dinero-paladin | $25.00 | 11/10/2011 7:31:11 PM |
stock106 | $25.00 | 11/11/2011 7:42:04 AM |
foothillender | $25.00 | 11/11/2011 8:01:22 AM |
wlm3012 | $30.00 | 11/10/2011 10:34:40 PM |
Something-Corporate | $25.00 | 11/11/2011 8:10:49 AM |
Iwillhuntyoudown | $25.00 | 11/11/2011 8:37:00 AM |
benevolent-bonus | $25.00 | 11/11/2011 11:48:01 AM |
favorite-commerce | $30.00 | 11/11/2011 9:08:51 AM |
social-heart | $25.00 | 11/11/2011 2:52:33 PM |
social-heart | $25.00 | 11/11/2011 2:41:51 PM |
social-heart | $25.00 | 11/11/2011 2:47:35 PM |
KwonEnterprises | $49.93 | 11/11/2011 3:18:17 PM |
genuine-dime | $100.00 | 11/11/2011 11:48:59 AM |
helper07 | $100.00 | 11/11/2011 12:34:01 PM |
hudget | $25.00 | 11/11/2011 1:49:42 PM |
leverage-monger | $25.00 | 11/11/2011 1:57:28 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:15 PM |
Sid-K | $25.00 | 11/11/2011 3:03:29 PM |
wonder3 | $45.00 | 11/10/2011 5:58:30 PM |
excellent-wealth6 | $25.00 | 11/10/2011 5:16:06 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:34 PM |
vutah | $65.00 | 11/10/2011 5:35:11 PM |
evnagelist | $25.00 | 11/10/2011 5:44:15 PM |
Whipster | $90.00 | 11/10/2011 5:23:40 PM |
economy-coup | $50.00 | 11/10/2011 7:42:35 PM |
radforj22 | $38.07 | 11/10/2011 9:00:35 PM |
enterprising-credit2 | $25.00 | 11/11/2011 1:39:45 PM |
SkinnyFish | $25.00 | 11/11/2011 2:22:28 PM |
steven3333 | $25.00 | 11/11/2011 10:46:52 AM |
the-credit-bauble | $25.00 | 11/11/2011 3:12:29 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
538519
This series of Notes was issued and sold upon the funding of the borrower loan #55989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $163.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,571 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| encouraging-dough |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
|
Principal balance:
| $322.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Debt Consolidation
We are in solid financial shape with me in a very stable job (nearly 6 years) and we always pay our bills on time. We had some rough financial times 7 years ago due to me trying to start a failed business, but since then all bills get paid on time, twice a month.
We our currently renting our house from my parents which works out great as they cover any major expenses to the house including repairs, new A/C units, etc while providing us a very low rent amount.
We're certainly not tapped out credit wide and have around $8k-$10k available if needed so we're not doing this out of desperation, but instead are looking to start paying off our debt, especially lose 20%+ interest credit cards.
We are a very safe bet, we take your loan VERY seriously and you can be assured that you will be repaid fully.
Thank you for your time and trust and we look forward to doing business with you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 11/11/2011 5:11:42 PM |
fcrick | $25.00 | 11/11/2011 5:28:18 PM |
influential-benjamins0 | $100.00 | 11/11/2011 5:32:04 PM |
Sid-K | $25.00 | 11/11/2011 6:13:08 PM |
BxRealtor | $25.00 | 11/11/2011 6:29:55 PM |
bb575 | $50.00 | 11/11/2011 5:31:24 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:14 PM |
kenji4861 | $25.00 | 11/11/2011 6:46:54 PM |
responsibility-cherry6 | $25.00 | 11/11/2011 6:47:54 PM |
evnagelist | $25.00 | 11/11/2011 7:39:15 PM |
alex206 | $30.38 | 11/11/2011 8:05:22 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 8:06:49 PM |
stupiddayjob | $55.00 | 11/11/2011 8:18:03 PM |
platinum-genetics | $25.00 | 11/11/2011 8:34:49 PM |
Johnab | $25.02 | 11/11/2011 8:35:12 PM |
Ripsaw4U | $50.00 | 11/11/2011 9:07:40 PM |
loanjockey | $25.00 | 11/11/2011 9:21:06 PM |
mddahlheim | $30.00 | 11/11/2011 10:26:29 PM |
ThisCatWillHelp | $30.00 | 11/11/2011 10:15:06 PM |
GoGalt | $50.00 | 11/11/2011 10:20:26 PM |
investorrr | $50.00 | 11/11/2011 10:50:12 PM |
seabass123 | $25.00 | 11/11/2011 11:10:25 PM |
bzanlo33 | $50.00 | 11/11/2011 8:24:16 PM |
skuba | $75.00 | 11/11/2011 11:30:40 PM |
ladybird1 | $50.00 | 11/11/2011 11:45:39 PM |
tolerant-balance7 | $30.00 | 11/11/2011 11:53:50 PM |
WxChem | $35.65 | 11/11/2011 8:45:21 PM |
BankOfBjoltus | $50.00 | 11/11/2011 9:09:46 PM |
stolan | $46.00 | 11/12/2011 4:05:50 AM |
Elbanko | $30.00 | 11/12/2011 4:39:28 AM |
Lender0010 | $50.00 | 11/12/2011 1:33:16 AM |
GreenSun | $25.00 | 11/12/2011 5:56:26 AM |
icchok | $50.00 | 11/12/2011 2:10:24 AM |
elvisloans | $30.00 | 11/12/2011 7:08:06 AM |
Beechturner | $40.00 | 11/12/2011 4:35:23 AM |
robot777 | $50.00 | 11/12/2011 8:18:13 AM |
durability-ruler | $25.00 | 11/12/2011 8:20:58 AM |
jga516 | $25.00 | 11/12/2011 9:06:50 AM |
p40thawk | $25.00 | 11/12/2011 9:41:05 AM |
MonkeyHero | $25.95 | 11/12/2011 9:44:56 AM |
marketplace-achievement | $25.00 | 11/12/2011 9:51:34 AM |
mgd | $50.00 | 11/12/2011 9:57:53 AM |
ypalled | $50.00 | 11/12/2011 10:22:02 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:28:01 AM |
Pi-Colorado | $25.00 | 11/12/2011 10:40:31 AM |
KADENA462 | $25.00 | 11/12/2011 10:43:53 AM |
dhw1 | $25.00 | 11/12/2011 8:00:32 AM |
camaraderi-workhorse | $25.00 | 11/12/2011 9:38:46 AM |
helpful-dough | $50.00 | 11/12/2011 10:13:33 AM |
Grandmahoneybee | $25.00 | 11/12/2011 10:31:22 AM |
shellstar | $25.00 | 11/11/2011 5:10:45 PM |
cnovak | $25.00 | 11/11/2011 5:47:34 PM |
thankful-nickel2 | $25.00 | 11/11/2011 5:47:04 PM |
enticing-capital6 | $50.00 | 11/11/2011 6:30:43 PM |
riskreward | $250.00 | 11/11/2011 6:38:37 PM |
Sneezie | $100.00 | 11/11/2011 6:36:15 PM |
green-trade-dolphin2 | $50.02 | 11/11/2011 5:02:12 PM |
majestic-dedication | $50.00 | 11/11/2011 5:14:24 PM |
trident9 | $50.00 | 11/11/2011 7:06:50 PM |
market-aficionado3 | $25.58 | 11/11/2011 6:27:20 PM |
rs999 | $25.00 | 11/11/2011 6:31:40 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:22 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:37 PM |
r48 | $32.00 | 11/11/2011 7:32:41 PM |
Clambake | $25.00 | 11/11/2011 7:03:40 PM |
determined-revenue1 | $35.00 | 11/11/2011 7:10:19 PM |
kulender | $100.00 | 11/11/2011 8:00:13 PM |
MrDavid | $75.00 | 11/11/2011 7:28:03 PM |
indomitable-coin | $25.00 | 11/11/2011 7:29:22 PM |
dime-smasher5 | $25.00 | 11/11/2011 8:28:04 PM |
mflawyer | $25.00 | 11/11/2011 8:29:29 PM |
E-2 | $100.00 | 11/11/2011 7:32:37 PM |
saahilld | $25.00 | 11/11/2011 8:41:58 PM |
pdub | $75.00 | 11/11/2011 7:44:01 PM |
kinetic-yield4 | $25.00 | 11/11/2011 9:29:33 PM |
labate | $30.00 | 11/11/2011 9:48:13 PM |
ultimatepaintball | $25.00 | 11/11/2011 10:40:02 PM |
Bieling | $25.00 | 11/11/2011 8:20:36 PM |
innocent-felicity | $25.00 | 11/11/2011 11:39:08 PM |
lucky6 | $25.00 | 11/12/2011 12:08:36 AM |
setUup | $33.20 | 11/11/2011 8:48:28 PM |
narblark | $50.00 | 11/11/2011 9:15:08 PM |
visionary-fund | $300.00 | 11/11/2011 9:17:01 PM |
Pitufo | $25.00 | 11/11/2011 9:20:30 PM |
witty-compassion | $25.00 | 11/11/2011 9:28:27 PM |
KCEnterprises | $50.00 | 11/11/2011 9:41:04 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:50 AM |
siesta100 | $25.00 | 11/12/2011 5:47:15 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:05 AM |
kyomoon | $50.00 | 11/12/2011 6:24:05 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:44 AM |
AustinAmerica | $25.00 | 11/12/2011 8:01:57 AM |
chilandman | $100.15 | 11/12/2011 9:09:42 AM |
djh47a | $25.00 | 11/12/2011 9:43:46 AM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:24 AM |
paladin510 | $50.00 | 11/12/2011 7:51:28 AM |
pworld | $50.00 | 11/12/2011 10:58:48 AM |
dsv | $28.02 | 11/12/2011 11:11:53 AM |
Shoveldummy | $50.00 | 11/12/2011 8:09:38 AM |
jsw7us | $50.00 | 11/12/2011 8:32:47 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:36 AM |
cvfriend | $50.00 | 11/12/2011 9:32:23 AM |
diversification-viking | $25.00 | 11/12/2011 10:37:05 AM |
otalon | $25.00 | 11/12/2011 10:45:05 AM |
Rockymtnhi | $8.03 | 11/12/2011 11:29:03 AM |
105 Investments
|
Borrower Payment Dependent Notes Series
538547
This series of Notes was issued and sold upon the funding of the borrower loan #55938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $133.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 2y 1m |
Amount delinquent:
| $132 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $32,880 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courteous-community355 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
Principal balance:
| $2,832.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Payoff prior taxes
Purpose of loan:
This loan will be used to pay an unfunded tax liability.
My financial situation:
I am a good candidate for this loan because I already have a Prosper loan and have always been current on it, and I have a very stable job history with a good (6-figure) salary.
Monthly net income: $ 6800
Monthly expenses: $ 5000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 11/11/2011 10:02:46 AM |
twjh | $25.00 | 11/11/2011 12:16:07 PM |
rs999 | $25.00 | 11/11/2011 9:07:39 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:14 AM |
NekHoldings | $25.00 | 11/11/2011 9:16:34 AM |
Sonihal | $92.20 | 11/11/2011 9:16:09 AM |
fcrick | $25.00 | 11/11/2011 9:19:08 AM |
Mark0135 | $50.00 | 11/11/2011 10:25:19 AM |
liberty-point | $50.98 | 11/11/2011 10:33:06 AM |
important-openness1 | $100.00 | 11/11/2011 10:53:44 AM |
Bank42 | $25.00 | 11/11/2011 11:07:45 AM |
orange-preeminant-bill | $25.00 | 11/11/2011 11:38:13 AM |
progressive-economy261 | $400.00 | 11/11/2011 12:04:53 PM |
yield-trader | $25.00 | 11/11/2011 12:11:38 PM |
social-cocktail1 | $200.00 | 11/11/2011 12:40:42 PM |
SolarMoonshine | $25.00 | 11/11/2011 9:51:20 AM |
restless-fund5 | $25.00 | 11/11/2011 2:36:07 PM |
mpatrick | $40.00 | 11/11/2011 2:11:26 PM |
AndChicksforFree | $25.00 | 11/11/2011 2:58:04 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:48 PM |
helper07 | $100.00 | 11/11/2011 12:18:59 PM |
SLN-10 | $25.00 | 11/11/2011 12:36:28 PM |
restless-currency | $50.00 | 11/11/2011 1:19:49 PM |
payout-paddle1 | $25.00 | 11/11/2011 5:57:51 PM |
Cai8899 | $50.00 | 11/11/2011 6:23:32 PM |
sbsahm | $25.00 | 11/11/2011 6:53:38 PM |
proud-gold9 | $25.00 | 11/11/2011 7:04:12 PM |
chief_wo | $25.00 | 11/11/2011 7:14:52 PM |
Pman | $25.00 | 11/11/2011 7:38:46 PM |
silver-encore | $28.46 | 11/11/2011 7:43:58 PM |
enriching-credit9 | $25.00 | 11/11/2011 7:54:36 PM |
dansarkis | $25.00 | 11/11/2011 7:54:27 PM |
suk200 | $25.00 | 11/11/2011 7:16:41 PM |
wwwUniversal | $25.00 | 11/11/2011 7:27:25 PM |
r48 | $25.00 | 11/11/2011 7:34:26 PM |
niceguy777 | $25.00 | 11/11/2011 7:36:10 PM |
janeybooboo | $50.00 | 11/11/2011 9:12:24 AM |
tcpfan | $25.00 | 11/11/2011 9:13:28 AM |
real-return | $25.00 | 11/11/2011 9:14:44 AM |
Anny-Disco | $25.00 | 11/11/2011 9:37:12 AM |
cnovak | $25.00 | 11/11/2011 9:44:40 AM |
TennSquire | $25.00 | 11/11/2011 9:57:02 AM |
Weaverville | $25.00 | 11/11/2011 10:19:10 AM |
worthy-bid8 | $50.00 | 11/11/2011 11:39:18 AM |
economy-coup | $50.00 | 11/11/2011 12:03:46 PM |
rescue | $100.00 | 11/11/2011 12:27:43 PM |
Comoparklender | $25.00 | 11/11/2011 12:32:59 PM |
money-bauble | $100.00 | 11/11/2011 1:11:36 PM |
papaloha | $70.00 | 11/11/2011 2:08:06 PM |
EEasyMoney | $25.00 | 11/11/2011 1:35:08 PM |
undaunted-fairness0 | $25.00 | 11/11/2011 2:23:32 PM |
mob205 | $25.00 | 11/11/2011 2:36:15 PM |
social-heart | $25.00 | 11/11/2011 2:44:36 PM |
self-reliant-p2p2 | $25.00 | 11/11/2011 11:00:27 AM |
Sid-K | $25.00 | 11/11/2011 3:03:32 PM |
harperpotok | $100.00 | 11/11/2011 3:03:43 PM |
influential-benjamins0 | $100.00 | 11/11/2011 11:24:23 AM |
generosity-finder8 | $25.00 | 11/11/2011 4:57:07 PM |
Aquanaut | $25.00 | 11/11/2011 4:59:11 PM |
prohelper | $25.00 | 11/11/2011 12:12:36 PM |
helpinghand63 | $25.00 | 11/11/2011 12:34:04 PM |
harddollars | $30.00 | 11/11/2011 2:41:23 PM |
social-heart | $25.00 | 11/11/2011 2:49:04 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:24 PM |
elfincove | $25.00 | 11/11/2011 6:48:17 PM |
prudent-power1 | $25.00 | 11/11/2011 6:54:30 PM |
ore-leaper1 | $30.00 | 11/11/2011 7:21:01 PM |
nimble-penny1 | $25.00 | 11/11/2011 7:33:31 PM |
brandall | $50.00 | 11/11/2011 7:34:22 PM |
da-da-daddio | $333.36 | 11/11/2011 8:01:38 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
538557
This series of Notes was issued and sold upon the funding of the borrower loan #56161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,324 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-worldly-affluence |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $23,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2011)
780-799
(Nov-2010)
720-739
(Dec-2009)
740-759
(Nov-2009)
|
Principal balance:
| $5,320.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Home Improvements
Purpose of loan:
This loan will be used for home improvements.
My financial situation:
I am a good candidate for this loan because I currently have a great job as a civil engineer that provides steady income for my family. In this economy I feel very fortunate to have a career with plenty of job security. I have a long bright future with my current company. Based on my history I?m a successful prosper borrower. My record shows that all payments were made on time and I was actually able to pay the loan off earlier than expected.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 11/11/2011 5:50:18 PM |
investment-daydream | $150.00 | 11/11/2011 5:31:35 PM |
shawnw2 | $150.00 | 11/12/2011 3:02:39 AM |
return-grizzly | $100.00 | 11/12/2011 5:08:48 PM |
AndChicksforFree | $25.00 | 11/11/2011 5:08:53 PM |
heavenly-interest9 | $600.00 | 11/11/2011 5:30:10 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:53:17 PM |
jjswanso | $25.00 | 11/11/2011 5:46:43 PM |
dynrep | $50.00 | 11/11/2011 5:56:04 PM |
Mikale360 | $25.00 | 11/11/2011 5:59:43 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:16 PM |
rs999 | $25.00 | 11/11/2011 6:31:40 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:23 PM |
KaChingInvestments | $25.00 | 11/11/2011 6:52:24 PM |
Whatssofunnybout | $39.64 | 11/11/2011 7:06:44 PM |
real-return | $30.00 | 11/11/2011 5:55:01 PM |
prudent-bid3 | $50.00 | 11/11/2011 7:18:42 PM |
dariop | $30.01 | 11/11/2011 7:22:21 PM |
qwsd12 | $50.00 | 11/11/2011 6:19:02 PM |
Zuzu | $25.00 | 11/11/2011 6:22:08 PM |
WMY-Investor | $100.00 | 11/11/2011 7:23:05 PM |
Kash2010lu | $30.00 | 11/11/2011 6:26:01 PM |
itskarma | $25.00 | 11/11/2011 6:40:15 PM |
atlas-shrugged | $200.00 | 11/11/2011 6:46:35 PM |
EEasyMoney | $25.00 | 11/11/2011 7:33:42 PM |
enriching-credit9 | $25.00 | 11/11/2011 7:54:37 PM |
kulender | $100.00 | 11/11/2011 8:00:13 PM |
glroark | $50.00 | 11/11/2011 7:25:56 PM |
SpoonerPhan | $50.00 | 11/11/2011 8:24:02 PM |
luv4cycling | $100.00 | 11/11/2011 8:33:07 PM |
evnagelist | $25.00 | 11/11/2011 7:39:33 PM |
Binan | $45.00 | 11/11/2011 7:45:54 PM |
ag-ventures | $25.47 | 11/11/2011 9:27:31 PM |
reflective-rupee | $25.00 | 11/11/2011 7:56:42 PM |
miked8303 | $25.00 | 11/11/2011 8:02:39 PM |
NekHoldings | $25.00 | 11/11/2011 8:20:07 PM |
Pitufo | $44.45 | 11/11/2011 8:38:16 PM |
promise2 | $39.25 | 11/11/2011 11:50:28 PM |
wise-unique-market | $124.53 | 11/12/2011 12:50:01 AM |
frantic-retirement | $100.00 | 11/11/2011 9:41:07 PM |
stolan | $50.00 | 11/12/2011 4:05:51 AM |
thestartuplender | $250.00 | 11/12/2011 1:58:07 AM |
FinDoc | $25.00 | 11/12/2011 6:36:23 AM |
loanman2007 | $25.00 | 11/12/2011 6:42:49 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:06 AM |
Beechturner | $40.00 | 11/12/2011 4:40:00 AM |
seabassx | $25.00 | 11/12/2011 8:06:36 AM |
robot777 | $50.00 | 11/12/2011 8:18:13 AM |
SKOAL | $25.00 | 11/12/2011 9:24:09 AM |
durability-boomarang1 | $25.00 | 11/12/2011 6:51:41 AM |
yield-lion | $25.00 | 11/12/2011 9:53:00 AM |
all_of_that_one | $50.00 | 11/12/2011 9:58:50 AM |
fantastic-bazaar2 | $100.00 | 11/12/2011 11:12:07 AM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:39 PM |
mad-scientist418 | $25.00 | 11/12/2011 12:08:41 PM |
kevin314 | $25.00 | 11/12/2011 4:58:58 PM |
minddoc | $25.00 | 11/12/2011 1:24:51 PM |
newest-funds-powerplant | $25.00 | 11/12/2011 1:39:00 PM |
loss-of-control | $125.00 | 11/12/2011 5:10:57 PM |
liberty-magnate | $25.00 | 11/12/2011 1:41:30 PM |
tshurts | $25.00 | 11/12/2011 3:18:58 PM |
papaloha | $25.00 | 11/11/2011 8:03:40 PM |
thankful-nickel2 | $50.00 | 11/11/2011 5:41:37 PM |
SLN-10 | $50.00 | 11/11/2011 5:39:17 PM |
enticing-capital6 | $50.00 | 11/11/2011 6:30:44 PM |
dynamic-capital | $25.00 | 11/11/2011 6:47:10 PM |
jeffe43 | $50.00 | 11/11/2011 6:46:29 PM |
peso-mate | $50.00 | 11/11/2011 6:56:10 PM |
restless-currency | $50.00 | 11/11/2011 6:58:41 PM |
Feyenoord | $30.00 | 11/11/2011 5:41:30 PM |
payment-halo | $25.00 | 11/11/2011 5:52:37 PM |
trumpeter5 | $25.00 | 11/11/2011 6:01:26 PM |
investmentgroup | $25.00 | 11/11/2011 7:34:35 PM |
enterprising-credit2 | $25.00 | 11/11/2011 6:57:38 PM |
kain11286 | $25.00 | 11/11/2011 7:45:39 PM |
economy-coup | $50.00 | 11/11/2011 7:52:41 PM |
coin-architect2 | $108.00 | 11/11/2011 7:55:45 PM |
credit-guard5 | $25.00 | 11/11/2011 7:17:17 PM |
coin-investor | $25.00 | 11/11/2011 8:06:31 PM |
cash-turbine1 | $25.00 | 11/11/2011 7:22:33 PM |
logical-investment4 | $27.09 | 11/11/2011 8:27:01 PM |
dedicated-trade9 | $42.53 | 11/11/2011 9:12:36 PM |
jebber007 | $25.00 | 11/11/2011 7:59:58 PM |
investment-visionary | $31.64 | 11/11/2011 9:54:37 PM |
sophisticated-return496 | $25.00 | 11/11/2011 8:03:58 PM |
first-silver-bridge | $25.00 | 11/11/2011 10:04:14 PM |
seabass123 | $25.00 | 11/11/2011 11:07:32 PM |
CA-Lender | $75.00 | 11/11/2011 11:19:59 PM |
lovely-benefit7 | $25.00 | 11/11/2011 8:17:21 PM |
golden-velocity9 | $25.00 | 11/11/2011 8:19:12 PM |
jsak74 | $25.00 | 11/11/2011 11:26:53 PM |
penny-winner | $50.00 | 11/11/2011 11:42:25 PM |
setUup | $37.20 | 11/11/2011 8:39:16 PM |
Chill99 | $50.00 | 11/11/2011 11:45:54 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:06 AM |
mighty-payout1 | $25.00 | 11/12/2011 1:02:22 AM |
beakerfish | $50.00 | 11/11/2011 9:22:10 PM |
wealth-owner | $100.00 | 11/12/2011 1:42:55 AM |
asset-tomahawk2 | $25.00 | 11/11/2011 9:30:33 PM |
newest-power-banker | $94.34 | 11/11/2011 10:35:43 PM |
unger | $210.11 | 11/11/2011 11:14:29 PM |
ASR3 | $35.00 | 11/12/2011 5:32:21 AM |
poppinkid | $25.00 | 11/12/2011 2:04:08 AM |
asiaratt | $100.00 | 11/12/2011 3:27:15 AM |
SolarMoonshine | $25.00 | 11/12/2011 3:52:16 AM |
first-dinero-paladin | $50.00 | 11/12/2011 7:17:04 AM |
birddogsb | $50.00 | 11/12/2011 6:06:02 AM |
social-zebra | $30.00 | 11/12/2011 9:32:49 AM |
momoney2lend | $25.00 | 11/12/2011 10:16:18 AM |
Mathon | $25.00 | 11/12/2011 7:28:12 AM |
five-star-note | $150.00 | 11/12/2011 11:03:11 AM |
DHolly | $31.00 | 11/12/2011 8:01:40 AM |
vtr1000 | $25.00 | 11/12/2011 11:56:52 AM |
amlu1988 | $25.00 | 11/12/2011 11:27:56 AM |
wlm3012 | $30.00 | 11/12/2011 12:06:26 PM |
credit-missile | $130.00 | 11/12/2011 12:52:50 PM |
matt_2006 | $25.00 | 11/12/2011 11:16:39 AM |
investment-comet | $25.00 | 11/12/2011 12:55:50 PM |
exchange-mover2 | $38.00 | 11/12/2011 5:05:53 PM |
LendToCause | $25.00 | 11/12/2011 6:00:21 PM |
McDeeter | $46.74 | 11/12/2011 7:00:28 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:31 PM |
312-Lender | $25.00 | 11/12/2011 3:12:32 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
538559
This series of Notes was issued and sold upon the funding of the borrower loan #56146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,414 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| Goodspeed |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
620-639
(Apr-2008)
620-639
(Jan-2007)
|
Principal balance:
| $1,908.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Proof of concept
Purpose of loan:
This loan will be used to build a prototype/Proof of concept for sale
My financial situation:
I am a good candidate for this loan because i have the capacity to pay monthly payments for this loan, I have paid off a prosper loan earlier and I am doing this after ensuring return on my work.
Monthly net income: $8000.00
Monthly expenses: $5000
Housing: $1300
Insurance: $50
Car expenses: $100
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $500
Clothing, household expenses: $400
Credit cards and other loans: $2000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $275.00 | 11/11/2011 5:32:14 PM |
InChicago | $100.00 | 11/11/2011 5:52:41 PM |
beaker | $25.02 | 11/11/2011 5:02:14 PM |
AndChicksforFree | $25.00 | 11/11/2011 5:05:12 PM |
AndChicksforFree | $29.00 | 11/11/2011 5:04:25 PM |
Feyenoord | $30.00 | 11/11/2011 5:29:08 PM |
SolarMoonshine | $25.00 | 11/11/2011 5:14:29 PM |
SOP_Bank | $25.00 | 11/11/2011 5:37:19 PM |
SLN-10 | $100.00 | 11/11/2011 5:39:01 PM |
myduck | $25.00 | 11/11/2011 5:58:58 PM |
payment-halo | $25.00 | 11/11/2011 5:47:18 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:53:17 PM |
dynrep | $50.00 | 11/11/2011 5:54:45 PM |
TennSquire | $25.00 | 11/11/2011 5:18:55 PM |
jjswanso | $25.00 | 11/11/2011 5:46:44 PM |
shawnw2 | $300.00 | 11/11/2011 5:39:51 PM |
ultimate-peace | $150.00 | 11/11/2011 5:03:57 PM |
thorough-yield1 | $52.98 | 11/11/2011 5:06:55 PM |
fcrick | $25.00 | 11/11/2011 5:28:19 PM |
goodhearted-generosity511 | $25.00 | 11/11/2011 5:30:25 PM |
RecoveryLender | $25.00 | 11/11/2011 5:32:37 PM |
ILoveBearHats | $25.00 | 11/11/2011 5:38:24 PM |
trumpeter5 | $50.00 | 11/11/2011 6:04:27 PM |
Mikale360 | $25.00 | 11/11/2011 5:57:42 PM |
LiveNow | $50.00 | 11/11/2011 6:08:52 PM |
mad-scientist418 | $25.00 | 11/11/2011 6:14:18 PM |
Dusigrosz | $250.00 | 11/11/2011 5:01:47 PM |
heavenly-interest9 | $600.00 | 11/11/2011 5:30:43 PM |
thankful-nickel2 | $50.00 | 11/11/2011 5:40:04 PM |
real-return | $30.00 | 11/11/2011 5:53:29 PM |
qwsd12 | $33.00 | 11/11/2011 6:19:03 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
538581
This series of Notes was issued and sold upon the funding of the borrower loan #56189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,598 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| avl |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
avl
Purpose of loan: debt consolidation
This loan will be used to...assist with p\paying my bills
My financial situation: poor
I am a good candidate for this loan because...I want to make sure I am able to keep up with paying my bills and not default on them. I also want to be able to provide for my loved ones at the same time.
Month net income: $6400
Month expenses: $3000
Housing: $2500
Insurance: $700
Car expenses: $600
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:42 PM |
worth-blanket2 | $4,900.00 | 11/15/2011 1:55:40 PM |
golden-velocity9 | $35.00 | 11/11/2011 8:19:32 PM |
economy-coup | $50.00 | 11/11/2011 7:52:42 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:06 AM |
F-A1Grant | $26.00 | 11/15/2011 12:24:43 PM |
liberty-society5 | $25.00 | 11/15/2011 1:13:41 PM |
fortytwo | $150.00 | 11/15/2011 10:22:36 AM |
brightest-gain-investor | $2,000.00 | 11/15/2011 12:17:49 PM |
invincible-platinum9 | $25.00 | 11/15/2011 1:08:02 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:22 PM |
basis-wizard8 | $100.00 | 11/15/2011 12:36:41 PM |
Sunshine2222 | $25.00 | 11/15/2011 1:22:25 PM |
managedfund | $14.00 | 11/15/2011 2:34:32 PM |
wampum-chorus3 | $25.00 | 11/15/2011 2:18:41 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
538655
This series of Notes was issued and sold upon the funding of the borrower loan #55977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 33% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
9 | Length of status: | 23y 2m |
Amount delinquent:
| $814 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,470 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| thrilling-treasure3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
|
Principal balance:
| $784.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
hard worker
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have one year paying my first loan
Monthly net income: $2000
Monthly expenses: $
Housing: $500
Insurance: $145
Car expenses: $140
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 11/12/2011 12:37:56 PM |
trumpeter5 | $25.00 | 11/12/2011 12:31:10 PM |
authoritative-capital | $25.00 | 11/12/2011 12:36:18 PM |
MilitaryLending | $100.02 | 11/12/2011 1:04:53 PM |
SolarMoonshine | $25.00 | 11/12/2011 1:14:04 PM |
let_me_retire | $50.00 | 11/12/2011 1:22:45 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:32 PM |
asiaratt | $50.00 | 11/12/2011 12:38:36 PM |
kevin314 | $25.00 | 11/12/2011 4:59:00 PM |
julijask | $25.00 | 11/12/2011 1:32:20 PM |
hope-candy1 | $150.00 | 11/13/2011 4:47:43 AM |
dollar-tornado3 | $25.00 | 11/13/2011 5:21:51 AM |
Urban-MBA | $0.19 | 11/13/2011 5:40:30 AM |
loss-of-control | $100.00 | 11/12/2011 5:05:42 PM |
maildude | $25.00 | 11/12/2011 7:40:50 PM |
dariop | $30.01 | 11/12/2011 8:02:30 PM |
CatbirdBanking | $25.00 | 11/12/2011 8:53:06 PM |
loyalist1 | $100.00 | 11/13/2011 12:49:25 AM |
five-star-note | $60.00 | 11/13/2011 5:31:57 AM |
investinFla | $50.00 | 11/12/2011 1:39:52 PM |
integrity-electron9 | $50.00 | 11/12/2011 2:20:44 PM |
Danjack_Capital | $25.00 | 11/12/2011 2:39:15 PM |
enterprising-credit2 | $25.00 | 11/12/2011 2:44:56 PM |
healer199 | $32.00 | 11/12/2011 12:29:33 PM |
AndChicksforFree | $25.00 | 11/12/2011 3:13:10 PM |
itskarma | $25.00 | 11/12/2011 3:18:54 PM |
balance-force | $25.00 | 11/12/2011 4:08:46 PM |
SLN-10 | $25.00 | 11/12/2011 1:23:01 PM |
golden-velocity9 | $25.00 | 11/12/2011 4:57:09 PM |
worth-shower8 | $100.00 | 11/12/2011 1:32:47 PM |
bid-stockpiler1 | $50.00 | 11/12/2011 5:34:29 PM |
kulender | $100.00 | 11/12/2011 1:55:38 PM |
jebber007 | $30.00 | 11/12/2011 8:26:30 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:15:24 PM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:32 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:33 AM |
capital-financier6 | $25.00 | 11/13/2011 1:10:49 AM |
ILoveBearHats | $25.00 | 11/13/2011 4:29:16 AM |
p2p-mushroom1 | $25.00 | 11/13/2011 4:38:42 AM |
benefit-trident | $25.00 | 11/13/2011 5:04:14 AM |
exchange-squirrel | $25.00 | 11/12/2011 4:27:36 PM |
Yaout | $88.00 | 11/12/2011 7:24:15 PM |
credit-missile | $75.00 | 11/12/2011 7:44:15 PM |
zeeexsixare | $34.78 | 11/12/2011 7:45:42 PM |
tcpfan | $25.00 | 11/12/2011 8:23:41 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
538681
This series of Notes was issued and sold upon the funding of the borrower loan #56218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $60 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,414 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| skillful-ore652 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Got in a Bad Spot, Need a Boost
Purpose of loan: Consolidation
This loan will be used to...
Pay off credit cards
My financial situation:
I am a good candidate for this loan because...
I work 2 jobs. W-2 related income of approximately $48,000 plus 1099 income of $15,000. I have the ability to pay, but have gotten in a bad spot to to unexpected auto repairs, and then a totaled auto.
Monthly net income: $ 5250
Monthly expenses: $ 4450
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/11/2011 5:12:37 PM |
managedfund | $500.00 | 11/13/2011 6:33:47 PM |
loanman2007 | $25.00 | 11/14/2011 4:43:32 AM |
Rogelio48 | $25.00 | 11/14/2011 10:24:40 AM |
Pod1313 | $26.60 | 11/15/2011 6:05:06 AM |
enterprising-credit2 | $25.00 | 11/15/2011 6:48:45 AM |
papaloha | $25.00 | 11/11/2011 8:03:43 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:07 AM |
let_me_retire | $100.00 | 11/12/2011 1:19:01 PM |
Something-Corporate | $25.00 | 11/14/2011 3:16:57 PM |
wise-peaceful-p2ploan | $25.00 | 11/15/2011 9:45:52 AM |
brightest-gain-investor | $1,673.40 | 11/15/2011 12:25:14 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
538689
This series of Notes was issued and sold upon the funding of the borrower loan #56195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $65.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1978 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 3m |
Amount delinquent:
| $190 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,974 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| Yodabab |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,999.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2010)
540-559
(Sep-2008)
540-559
(Aug-2008)
|
Principal balance:
| $980.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Thank you, Prosper for helping me
Purpose of loan:
This loan will be used to...consolidate higher int rate debt
My financial situation:
I am a good candidate for this loan because...this will be my third loan with prosper, have paid off loan and half way through paying second loan, I am stable, have worked at the same place for over 5 yrs and have lived at the same place for almost 6 yrs and have progressively paid off and improved on my outstanding debt. This loan would help to pay off last of higher int rate debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 11/13/2011 12:04:41 PM |
mr55262 | $25.00 | 11/13/2011 12:18:34 PM |
MoneyForNothing | $37.38 | 11/13/2011 12:22:37 PM |
brightest-dynamic-peace | $25.00 | 11/13/2011 12:36:04 PM |
progressive-economy261 | $400.00 | 11/13/2011 12:05:47 PM |
IPG1 | $25.00 | 11/13/2011 12:39:53 PM |
cjames84 | $25.00 | 11/13/2011 12:43:18 PM |
cash-backer8 | $50.00 | 11/13/2011 12:46:55 PM |
platinum-genetics | $25.00 | 11/13/2011 1:52:11 PM |
WalnutCreekguy | $100.00 | 11/13/2011 1:41:27 PM |
careful-money2 | $30.00 | 11/13/2011 1:43:51 PM |
interest-pudding4 | $25.00 | 11/13/2011 12:29:01 PM |
durability-ruler | $25.00 | 11/13/2011 12:37:47 PM |
kevin314 | $25.00 | 11/13/2011 1:07:40 PM |
SudianX | $25.00 | 11/13/2011 1:09:04 PM |
enticing-capital6 | $50.00 | 11/13/2011 1:46:50 PM |
worthy-bid8 | $50.00 | 11/13/2011 1:55:38 PM |
micloans | $5.00 | 11/13/2011 2:00:26 PM |
EverettFinancial | $25.00 | 11/13/2011 12:18:05 PM |
rs999 | $25.00 | 11/13/2011 12:47:39 PM |
evnagelist | $25.00 | 11/13/2011 12:49:13 PM |
enterprising-credit2 | $25.00 | 11/13/2011 1:19:25 PM |
helpinghand63 | $25.00 | 11/13/2011 12:33:38 PM |
indomitable-coin | $25.00 | 11/13/2011 1:23:13 PM |
mtquan | $25.00 | 11/13/2011 12:51:57 PM |
corporatejim | $25.00 | 11/13/2011 12:54:19 PM |
finance-explosion6 | $25.00 | 11/13/2011 1:19:32 PM |
Domgabriel | $25.00 | 11/13/2011 1:47:32 PM |
riskreward | $250.00 | 11/13/2011 1:30:17 PM |
cnovak | $25.00 | 11/13/2011 1:32:19 PM |
leeball | $50.00 | 11/13/2011 1:33:37 PM |
Beechturner | $40.00 | 11/13/2011 1:38:03 PM |
AndChicksforFree | $25.00 | 11/13/2011 12:12:26 PM |
foofightee | $25.00 | 11/13/2011 12:29:46 PM |
ooorrr | $100.00 | 11/13/2011 12:57:42 PM |
kenji4861 | $25.00 | 11/13/2011 1:11:29 PM |
figs4u2 | $100.00 | 11/13/2011 1:36:29 PM |
tolerant-leverage2 | $25.00 | 11/13/2011 1:45:57 PM |
D911ave | $50.00 | 11/13/2011 1:54:14 PM |
micloans | $62.62 | 11/13/2011 1:57:13 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
538697
This series of Notes was issued and sold upon the funding of the borrower loan #56215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| >1000% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,474 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-transaction-zeus |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
|
Principal balance:
| $4,372.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Start saving
Purpose of loan:
This loan will be used to pay off some credit cards so that i can focus on saving my money and buying a house in the future.
My financial situation: associated bank
I am a good candidate for this loan because i work very hard and would and have been working at thw same job for more than 5 years so i am very responsible.
Monthly net income: $1800
Monthly expenses: $
Housing: $
Insurance: $75
Car expenses: $211
Utilities: $30
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $. 7000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/12/2011 2:43:38 PM |
shawnw2 | $75.00 | 11/12/2011 11:51:29 PM |
authoritative-capital | $25.00 | 11/12/2011 12:50:08 PM |
economy-coup | $50.00 | 11/12/2011 1:27:55 PM |
golden-velocity9 | $35.00 | 11/12/2011 1:39:32 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:32 PM |
investment-comet | $25.00 | 11/12/2011 12:52:10 PM |
finance-amusement4 | $100.00 | 11/12/2011 3:52:11 PM |
golden-velocity9 | $50.00 | 11/12/2011 4:53:06 PM |
SolarMoonshine | $25.00 | 11/12/2011 1:16:20 PM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:33 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:15:59 PM |
heerzaquestion | $25.00 | 11/12/2011 8:06:57 PM |
first-serene-credit | $25.00 | 11/13/2011 11:10:58 AM |
industrious-currency | $25.00 | 11/13/2011 11:26:28 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:34 AM |
p2p-mushroom1 | $25.00 | 11/13/2011 4:40:39 AM |
apostle901 | $25.00 | 11/13/2011 1:54:48 PM |
finance-dandelion | $100.00 | 11/13/2011 2:01:21 PM |
papaloha | $50.00 | 11/13/2011 4:19:09 PM |
thomas16882004 | $25.00 | 11/13/2011 7:56:12 PM |
worldly-gold | $100.00 | 11/13/2011 10:35:58 PM |
revenue-appraiser | $25.00 | 11/14/2011 5:19:10 AM |
MoneyTree79 | $35.00 | 11/13/2011 6:00:18 PM |
money-surge1 | $25.00 | 11/13/2011 7:01:50 PM |
loan-fate | $50.00 | 11/14/2011 9:02:05 AM |
Bookophile | $100.00 | 11/13/2011 8:45:51 PM |
engrossing-responsibility0 | $50.00 | 11/13/2011 9:18:45 PM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:47 AM |
EEasyMoney | $25.00 | 11/14/2011 6:32:56 AM |
octoberfresh | $25.00 | 11/14/2011 6:59:14 AM |
MikeyZ2008 | $50.00 | 11/14/2011 7:48:29 AM |
return-enthusiast1 | $25.00 | 11/14/2011 11:20:07 AM |
restless-currency | $50.00 | 11/14/2011 12:35:37 PM |
manatee21 | $40.00 | 11/14/2011 8:51:02 AM |
SFteacher | $50.00 | 11/14/2011 9:05:58 AM |
jonmars | $25.00 | 11/14/2011 12:02:13 PM |
organic-responsibility60 | $25.00 | 11/14/2011 1:33:21 PM |
108lender | $104.00 | 11/14/2011 9:49:48 AM |
building_community | $25.00 | 11/14/2011 2:27:17 PM |
TJB_2007 | $30.00 | 11/14/2011 4:00:25 PM |
Leshan | $78.79 | 11/14/2011 4:47:59 PM |
suave-dime6 | $25.00 | 11/14/2011 4:50:17 PM |
FinDoc | $25.00 | 11/14/2011 4:27:41 PM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:27:24 AM |
invincible-agreement8 | $100.00 | 11/14/2011 5:29:03 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:03:18 PM |
LendingPimp | $25.00 | 11/15/2011 2:49:22 AM |
well-mannered-income3 | $40.00 | 11/14/2011 4:52:01 PM |
invincible-duty | $25.00 | 11/14/2011 5:07:57 PM |
auction-seeker4 | $25.00 | 11/14/2011 6:12:28 PM |
KaChingInvestments | $25.00 | 11/15/2011 6:26:18 AM |
shrewd-income | $25.00 | 11/14/2011 6:59:36 PM |
damage | $25.00 | 11/15/2011 7:33:28 AM |
AF-Chief | $25.00 | 11/15/2011 7:58:15 AM |
frogperson | $75.00 | 11/15/2011 8:02:57 AM |
nycfinance | $25.00 | 11/14/2011 10:41:09 PM |
Weaverville | $25.00 | 11/15/2011 9:56:05 AM |
bsh297 | $26.11 | 11/15/2011 4:45:36 AM |
asiaratt | $50.00 | 11/12/2011 12:38:36 PM |
SLN-10 | $25.00 | 11/12/2011 1:23:21 PM |
julijask | $25.00 | 11/12/2011 1:33:07 PM |
enterprising-credit2 | $25.00 | 11/12/2011 2:46:04 PM |
Green_Bay_Packers | $50.00 | 11/12/2011 3:23:10 PM |
kevin314 | $25.00 | 11/12/2011 4:59:00 PM |
worth-shower8 | $100.00 | 11/12/2011 1:33:07 PM |
loss-of-control | $100.00 | 11/12/2011 5:07:34 PM |
kulender | $100.00 | 11/12/2011 1:55:39 PM |
DHolly | $31.00 | 11/12/2011 2:02:56 PM |
jebber007 | $30.00 | 11/12/2011 8:25:05 PM |
dollar-tornado3 | $25.00 | 11/13/2011 5:22:03 AM |
Haribelle | $25.00 | 11/13/2011 8:14:21 AM |
dariop | $30.01 | 11/12/2011 7:25:58 PM |
asset-professor | $25.00 | 11/13/2011 9:28:44 AM |
investisure | $100.00 | 11/13/2011 2:04:12 AM |
qwsd12 | $39.00 | 11/13/2011 12:22:23 PM |
flaguynice | $25.00 | 11/13/2011 4:33:12 AM |
p2p-mushroom1 | $25.00 | 11/13/2011 4:40:30 AM |
benefit-trident | $25.00 | 11/13/2011 5:08:09 AM |
Sid-K | $25.00 | 11/13/2011 2:44:46 PM |
momentous-value | $30.00 | 11/13/2011 10:32:16 AM |
lobstahlender | $35.00 | 11/13/2011 10:36:15 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:55 PM |
yomanie | $25.00 | 11/14/2011 7:42:58 AM |
moola-flag4 | $58.00 | 11/14/2011 6:09:46 AM |
dsnybnd | $25.00 | 11/14/2011 8:07:16 AM |
silverloan | $50.00 | 11/13/2011 7:08:56 PM |
coin-sonnet | $100.00 | 11/14/2011 12:04:02 AM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:28 AM |
chekat | $25.00 | 11/14/2011 6:05:15 AM |
Isanpankki | $50.00 | 11/14/2011 6:15:07 AM |
chameleon125 | $25.00 | 11/14/2011 6:26:36 AM |
silver-enlightenment0 | $100.00 | 11/14/2011 6:58:15 AM |
MNRealEstate | $25.00 | 11/14/2011 11:58:26 AM |
ti22ring | $25.00 | 11/14/2011 7:54:17 AM |
dsnybnd | $25.00 | 11/14/2011 8:00:09 AM |
ramst41 | $50.00 | 11/14/2011 8:14:53 AM |
orbital-dollar2 | $27.31 | 11/14/2011 8:29:43 AM |
integrity-doctor | $100.00 | 11/14/2011 2:00:22 PM |
ALANGREANSPAN | $25.00 | 11/14/2011 1:14:24 PM |
atlas100 | $25.00 | 11/14/2011 2:35:59 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:41:41 PM |
nickel-launcher | $25.00 | 11/14/2011 11:47:48 AM |
income-buddy7 | $100.00 | 11/14/2011 12:01:53 PM |
terrific-peace8 | $25.00 | 11/14/2011 12:39:13 PM |
brainy-greenback481 | $50.00 | 11/14/2011 12:52:46 PM |
realtormoises | $25.00 | 11/14/2011 3:35:01 PM |
irrelevant | $25.00 | 11/15/2011 6:06:03 AM |
Bob450 | $25.00 | 11/15/2011 6:43:55 AM |
Grub63 | $29.60 | 11/15/2011 10:22:23 AM |
DENARA | $25.00 | 11/15/2011 11:31:47 AM |
meteoric-yield0 | $25.00 | 11/15/2011 11:22:54 AM |
larrybird | $374.01 | 11/15/2011 12:12:44 PM |
intelligent-repayment8 | $52.17 | 11/15/2011 12:14:25 PM |
fortytwo | $150.00 | 11/15/2011 10:22:38 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
538703
This series of Notes was issued and sold upon the funding of the borrower loan #56040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $81.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 7% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $394 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| appcoder |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
780-799
(Apr-2010)
780-799
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Invest in Prosper
I am an active lender here at Prosper with 23 loans, and I'm looking to expand my investments here, through a relatively small loan.
You may see that I have a revolving credit balance. I use a no-fee cash rewards card for my normal monthly purchases. However, I _always_ pay off the balance early; so that, I never pay interest.
I also invest as much as possible in the stock market. I don't want to undo any of my current investments, but If I had to, I could trade off some holdings in order to pay off this loan. Besides the revenue listed below, I also earn $75+ in monthly dividends, which I could use to make a loan payment if necessary.
Thanks for taking a look!
Monthly Finances:
Revenue: $1574
Mortgage: $675-
Prosper: $85- (For ths loan)
Utils: $150-
Food: $200-
Ins: $96-
rx: $7-
Gas: $40-
NET: $321+
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ingenious-deal6 | $25.00 | 11/13/2011 12:03:11 PM |
riskreward | $250.00 | 11/13/2011 1:30:18 PM |
superb-funds335 | $25.00 | 11/13/2011 12:55:02 PM |
D911ave | $50.00 | 11/13/2011 1:54:14 PM |
saahilld | $25.00 | 11/13/2011 2:05:08 PM |
influential-benjamins0 | $100.00 | 11/13/2011 2:05:58 PM |
Clambake | $25.00 | 11/13/2011 2:06:38 PM |
safe-payment8 | $25.00 | 11/13/2011 2:19:51 PM |
subtle-revenue0 | $25.00 | 11/13/2011 3:33:15 PM |
kinetic-social | $30.00 | 11/13/2011 3:28:17 PM |
r48 | $30.00 | 11/13/2011 5:16:25 PM |
Bank_Of_XL | $25.00 | 11/13/2011 5:21:08 PM |
r48 | $240.00 | 11/13/2011 5:08:57 PM |
r48 | $30.00 | 11/13/2011 5:16:39 PM |
JustMee | $25.00 | 11/13/2011 6:23:05 PM |
mr55262 | $25.00 | 11/13/2011 12:18:34 PM |
GoGators01 | $25.00 | 11/13/2011 12:35:34 PM |
Wilhan | $25.00 | 11/13/2011 5:58:10 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:30 PM |
tntmojave | $50.00 | 11/13/2011 1:17:00 PM |
rdav | $42.51 | 11/13/2011 2:27:31 PM |
eCapital | $50.00 | 11/13/2011 10:55:58 PM |
Jay_Tee | $50.00 | 11/13/2011 2:51:50 PM |
Brittle | $25.00 | 11/13/2011 3:08:04 PM |
Socorro_Capital_Partners | $25.01 | 11/14/2011 12:41:20 AM |
red-investment-ranch | $67.19 | 11/13/2011 10:56:26 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:10 AM |
elegant-loot | $25.00 | 11/13/2011 4:04:39 PM |
organized-dough5 | $25.00 | 11/14/2011 4:34:22 AM |
cwegert | $145.82 | 11/13/2011 5:44:53 PM |
JustMee | $25.00 | 11/14/2011 6:24:12 AM |
the-magnetic-transaction | $50.00 | 11/13/2011 9:45:54 PM |
Chauncey_Gardener | $25.00 | 11/14/2011 5:33:30 AM |
Spkthewrd3 | $25.00 | 11/14/2011 6:14:09 AM |
cash-vault | $25.00 | 11/13/2011 12:22:45 PM |
Azonic21 | $25.00 | 11/13/2011 12:05:18 PM |
IPG1 | $25.00 | 11/13/2011 12:40:10 PM |
cnovak | $25.00 | 11/13/2011 1:32:19 PM |
kevin314 | $25.00 | 11/13/2011 1:07:40 PM |
iaffy | $25.00 | 11/13/2011 1:40:31 PM |
Beechturner | $40.00 | 11/13/2011 1:35:04 PM |
fcrick | $25.00 | 11/13/2011 2:16:44 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:35 PM |
r48 | $40.00 | 11/13/2011 5:09:45 PM |
blot44 | $25.00 | 11/13/2011 5:49:01 PM |
CaptainBL | $50.00 | 11/13/2011 12:43:41 PM |
evnagelist | $25.00 | 11/13/2011 12:49:13 PM |
RecoveryLender | $25.00 | 11/13/2011 7:18:11 PM |
Reddy_Capital | $36.00 | 11/13/2011 7:45:10 PM |
cash4less | $25.00 | 11/13/2011 9:31:52 PM |
buraky | $50.00 | 11/13/2011 10:52:21 PM |
miboymat | $25.00 | 11/13/2011 2:52:19 PM |
cashhelp | $25.00 | 11/13/2011 3:21:58 PM |
GMPK_TLAS | $50.00 | 11/14/2011 2:21:19 AM |
principal-star | $25.00 | 11/13/2011 8:00:02 PM |
investmentgroup | $25.00 | 11/14/2011 3:42:22 AM |
shrewd-loot | $23.47 | 11/14/2011 6:25:05 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
538723
This series of Notes was issued and sold upon the funding of the borrower loan #56188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $339.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,539 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-dragster7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JZA1974
Purpose of loan:
Wedding Expenses
My financial situation:
I have a good credit rating, I pay my bills on time and I have stable employment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
caring-hope2 | $100.00 | 11/11/2011 5:18:14 PM |
Tradesmanlender | $25.00 | 11/11/2011 7:23:38 PM |
JustMee | $25.00 | 11/11/2011 8:30:13 PM |
Theodon | $25.00 | 11/12/2011 12:04:10 PM |
Bank_Of_XL | $25.00 | 11/13/2011 9:42:50 AM |
tenacious-capital3 | $26.27 | 11/14/2011 9:58:45 AM |
buraky | $50.00 | 11/14/2011 10:23:11 AM |
CatbirdBanking | $25.00 | 11/14/2011 10:37:17 AM |
djh47a | $25.00 | 11/14/2011 11:01:39 AM |
platinum-genetics | $25.00 | 11/14/2011 11:36:11 AM |
Loansforyou | $50.00 | 11/14/2011 11:54:32 AM |
thenadamgoes | $25.00 | 11/14/2011 11:10:10 AM |
revenue-giraffe5 | $50.00 | 11/14/2011 12:16:45 PM |
awwaww | $25.00 | 11/14/2011 11:34:39 AM |
elbastador | $25.00 | 11/14/2011 11:35:51 AM |
animal074 | $50.00 | 11/14/2011 1:06:31 PM |
income-buddy7 | $100.00 | 11/14/2011 12:03:03 PM |
jescowa | $50.00 | 11/14/2011 12:03:30 PM |
Sid-K | $25.00 | 11/14/2011 12:05:13 PM |
Rick21 | $25.00 | 11/14/2011 12:44:25 PM |
fortytwo | $200.00 | 11/14/2011 2:26:47 PM |
georgedorn | $25.00 | 11/14/2011 1:00:38 PM |
organic-responsibility60 | $50.00 | 11/14/2011 1:32:01 PM |
integrity-doctor | $100.00 | 11/14/2011 2:01:37 PM |
DadWarbucks | $50.00 | 11/14/2011 2:09:52 PM |
horseshoelake | $25.00 | 11/14/2011 10:19:11 AM |
luckyldy | $25.00 | 11/14/2011 10:32:57 AM |
treasure-ace | $35.00 | 11/14/2011 2:28:45 PM |
novice-speculator | $25.00 | 11/14/2011 10:43:23 AM |
SolarMoonshine | $25.00 | 11/14/2011 3:30:48 PM |
yield-hut | $50.00 | 11/14/2011 3:32:02 PM |
cocopuffs | $25.00 | 11/14/2011 3:57:59 PM |
cjames84 | $25.00 | 11/14/2011 4:07:13 PM |
missgina | $40.00 | 11/14/2011 4:18:35 PM |
well-mannered-income3 | $40.00 | 11/14/2011 4:53:33 PM |
CreditBuilder2 | $75.00 | 11/14/2011 10:56:52 AM |
riskreward | $250.00 | 11/14/2011 11:12:02 AM |
p123 | $50.00 | 11/14/2011 5:12:00 PM |
velocity-aurora | $25.00 | 11/14/2011 11:19:27 AM |
klinebarger | $50.00 | 11/14/2011 3:39:18 PM |
B-rad_the_Coug | $25.00 | 11/14/2011 5:23:27 PM |
kulender | $100.00 | 11/14/2011 11:39:40 AM |
animal074 | $50.00 | 11/14/2011 11:41:12 AM |
Arpad | $50.00 | 11/14/2011 5:03:39 PM |
kind-funds-tonic | $25.00 | 11/14/2011 11:44:53 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:19 AM |
dthompso | $50.00 | 11/14/2011 5:09:31 PM |
blue111 | $25.00 | 11/14/2011 6:07:37 PM |
availableloan | $25.00 | 11/14/2011 5:09:33 PM |
superstar449 | $25.00 | 11/14/2011 5:18:17 PM |
mtquan | $25.00 | 11/14/2011 12:30:59 PM |
triguy | $636.10 | 11/14/2011 6:58:15 PM |
mmullen2 | $100.00 | 11/14/2011 7:06:40 PM |
Mendosurfire | $50.00 | 11/14/2011 12:35:32 PM |
mystss | $25.00 | 11/14/2011 7:20:40 PM |
kenji4861 | $25.00 | 11/14/2011 12:41:19 PM |
kvandivo | $25.00 | 11/14/2011 1:54:36 PM |
JKEnterprises | $25.00 | 11/14/2011 7:02:46 PM |
blinkygab | $25.00 | 11/14/2011 2:31:06 PM |
euro-broadcaster | $40.15 | 11/14/2011 2:34:13 PM |
LimaGuy | $27.99 | 11/14/2011 8:10:32 PM |
resplendent-dollar | $27.73 | 11/14/2011 3:12:32 PM |
orangetrust | $75.00 | 11/14/2011 4:07:14 PM |
Peer-to-PeerFunding | $25.00 | 11/14/2011 10:32:42 PM |
openness-enlightenment8 | $75.00 | 11/14/2011 4:28:57 PM |
natural-return0 | $25.00 | 11/14/2011 10:34:07 PM |
postalwhiz | $25.00 | 11/14/2011 11:35:53 PM |
invincible-agreement8 | $100.00 | 11/14/2011 4:55:12 PM |
coin-wheel | $49.37 | 11/15/2011 6:06:42 AM |
auction-seeker4 | $25.00 | 11/14/2011 6:11:11 PM |
finance-explosion6 | $25.00 | 11/14/2011 6:18:55 PM |
kind-forthright-repayment | $200.00 | 11/14/2011 6:43:55 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:00:52 PM |
greenback-loyalist8 | $50.00 | 11/14/2011 7:05:14 PM |
JustMee | $25.00 | 11/14/2011 8:23:08 PM |
Thecozychick | $47.00 | 11/15/2011 5:17:23 AM |
Rivervale_Westwood | $25.00 | 11/15/2011 5:45:56 AM |
cnovak | $25.00 | 11/11/2011 5:47:36 PM |
ingenious-deal6 | $25.00 | 11/11/2011 6:32:53 PM |
blot44 | $25.00 | 11/11/2011 6:28:10 PM |
bb575 | $50.00 | 11/11/2011 5:31:25 PM |
Clambake | $25.00 | 11/11/2011 7:03:42 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:39 PM |
evnagelist | $25.00 | 11/11/2011 7:39:18 PM |
pdub | $75.00 | 11/11/2011 7:44:03 PM |
subtle-revenue0 | $25.00 | 11/11/2011 8:33:34 PM |
BenR | $100.00 | 11/12/2011 12:51:56 PM |
saahilld | $25.00 | 11/12/2011 12:53:06 PM |
rdrloan | $50.00 | 11/14/2011 7:13:32 AM |
cash-spinner | $25.00 | 11/14/2011 10:11:17 AM |
ajst1 | $25.00 | 11/14/2011 10:17:29 AM |
repaymeplease | $30.00 | 11/14/2011 10:22:13 AM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:09 AM |
GMPK_TLAS | $50.00 | 11/14/2011 2:21:18 AM |
Rusty3 | $25.00 | 11/14/2011 10:31:43 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:46 AM |
worthy-bid8 | $50.00 | 11/14/2011 10:33:07 AM |
fervent-revenue7 | $50.00 | 11/14/2011 11:04:26 AM |
lucrative-coin | $50.00 | 11/14/2011 10:43:47 AM |
RJN | $35.00 | 11/14/2011 11:07:55 AM |
progressive-economy261 | $400.00 | 11/14/2011 10:46:53 AM |
kajams | $25.00 | 11/14/2011 11:14:21 AM |
heavy_ax | $50.00 | 11/14/2011 11:22:33 AM |
reward-walnut | $50.00 | 11/14/2011 11:01:30 AM |
BxRealtor | $25.00 | 11/14/2011 11:07:34 AM |
corphippie | $25.73 | 11/14/2011 11:07:57 AM |
reflective-greenback1 | $25.00 | 11/14/2011 11:09:56 AM |
agalt | $50.00 | 11/14/2011 12:08:08 PM |
skaught | $30.00 | 11/14/2011 12:08:53 PM |
cmg891 | $50.00 | 11/14/2011 12:30:07 PM |
Edwardtomo | $75.00 | 11/14/2011 12:34:03 PM |
iamwhatiam | $38.54 | 11/14/2011 11:37:03 AM |
nycitynoodle | $100.00 | 11/14/2011 11:45:36 AM |
trumpeter5 | $25.00 | 11/14/2011 12:19:04 PM |
iaffy | $25.00 | 11/14/2011 12:19:32 PM |
zippy-revenue8 | $25.00 | 11/14/2011 2:27:58 PM |
octoberfresh | $25.00 | 11/14/2011 2:05:09 PM |
seanickson | $25.00 | 11/14/2011 4:04:03 PM |
chris-heretoinvest | $25.00 | 11/14/2011 4:16:57 PM |
auction-seeker | $25.00 | 11/14/2011 4:20:55 PM |
asset-beeper8 | $172.00 | 11/14/2011 11:17:09 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:26:25 AM |
Ripsaw4U | $50.00 | 11/14/2011 5:43:35 PM |
Cheese-Exporter | $100.00 | 11/14/2011 5:47:38 PM |
indomitable-coin | $25.00 | 11/14/2011 5:50:00 PM |
fervent-repayment | $50.00 | 11/14/2011 12:40:08 PM |
rogue_monster | $50.00 | 11/14/2011 1:00:54 PM |
Brisket_Bob | $150.00 | 11/14/2011 6:10:37 PM |
umfan123 | $25.00 | 11/14/2011 6:34:01 PM |
mistertao | $25.00 | 11/14/2011 8:30:50 PM |
goodopportunity | $100.00 | 11/14/2011 7:09:01 PM |
rich266 | $25.00 | 11/14/2011 7:55:56 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:22 PM |
misit | $25.00 | 11/14/2011 3:11:22 PM |
Schecky | $50.00 | 11/14/2011 3:14:17 PM |
cello1 | $25.00 | 11/14/2011 4:22:51 PM |
nickel-ferret | $50.00 | 11/14/2011 10:54:43 PM |
BiggestG | $25.00 | 11/14/2011 4:58:32 PM |
jjb516 | $43.54 | 11/14/2011 11:55:26 PM |
chrisb1414 | $25.00 | 11/14/2011 5:06:28 PM |
tylerfd | $25.00 | 11/15/2011 4:37:48 AM |
Mad_Scientist | $30.58 | 11/14/2011 6:09:41 PM |
flexible-value | $50.00 | 11/14/2011 8:12:40 PM |
Nitro-Gains | $25.00 | 11/14/2011 8:19:39 PM |
caring-basis0 | $250.00 | 11/14/2011 8:24:14 PM |
bbrelo | $25.00 | 11/15/2011 3:36:55 AM |
AFairDeal | $25.00 | 11/15/2011 3:59:40 AM |
Josphine | $25.00 | 11/15/2011 5:02:00 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
525384
This series of Notes was issued and sold upon the funding of the borrower loan #55952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,980.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $294.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 46% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,181 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| Loan-trust25 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2010)
740-759
(Oct-2009)
|
Principal balance:
| $2,365.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
Baby on board
Purpose of loan:
This loan will be used to lower the total interest paid towards balance, and provide some flexibility.
current balance on card is $8,930 and I'm currently paying $370 a month so I can have paid off in 3 years. (min payment is $180)
With Prosper loan, I plan on continuing to pay $370 a month, but wanted to have flexibility (with my first child on the way), to make the lower payment if needed without dealing with the negative equity of a minimum payment on a revolving card.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 11/4/2011 9:52:40 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:13 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:11 AM |
evnagelist | $25.00 | 11/4/2011 10:15:27 AM |
cnovak | $25.00 | 11/4/2011 10:28:06 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:39 AM |
BenR | $100.00 | 11/4/2011 11:50:18 AM |
riskreward | $250.00 | 11/4/2011 11:56:45 AM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:42 PM |
WalnutCreekguy | $100.00 | 11/4/2011 11:38:51 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:18 AM |
minista | $25.00 | 11/4/2011 12:40:35 PM |
Darts | $50.00 | 11/4/2011 11:49:32 AM |
treasure-hunter270 | $25.00 | 11/4/2011 5:28:38 PM |
omegamon1 | $25.00 | 11/4/2011 7:05:43 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:54 PM |
debt-system880 | $25.00 | 11/4/2011 8:18:11 PM |
Feyenoord | $30.00 | 11/4/2011 10:04:16 PM |
repaymeplease | $30.00 | 11/5/2011 7:10:02 AM |
accountableone | $100.00 | 11/5/2011 2:54:52 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:25:58 AM |
1phantom | $25.00 | 11/5/2011 8:32:36 AM |
goodcents | $25.00 | 11/5/2011 9:49:28 AM |
danf2201 | $27.32 | 11/5/2011 8:32:41 AM |
eloquent-dough5 | $48.00 | 11/5/2011 10:26:35 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:35 PM |
tolerant-dinero2 | $25.00 | 11/5/2011 12:04:53 PM |
Iowa65 | $31.23 | 11/5/2011 12:40:28 PM |
john0720 | $50.00 | 11/5/2011 1:06:32 PM |
Crisscross | $30.00 | 11/5/2011 12:48:20 PM |
force780 | $25.00 | 11/5/2011 2:55:21 PM |
proud-gold9 | $25.00 | 11/5/2011 4:08:45 PM |
Rivervale_Westwood | $30.00 | 11/6/2011 10:36:43 AM |
oneeighty | $25.00 | 11/6/2011 11:01:02 AM |
green28 | $75.00 | 11/6/2011 12:28:54 PM |
agile-responsibility | $25.00 | 11/6/2011 1:21:31 PM |
jescowa | $50.00 | 11/6/2011 2:20:32 PM |
bluebird343 | $25.00 | 11/6/2011 4:04:27 PM |
kulender | $50.00 | 11/6/2011 5:11:17 PM |
Weaverville | $50.00 | 11/6/2011 7:15:00 PM |
well-mannered-velocity517 | $26.55 | 11/6/2011 10:47:01 PM |
fcukciti | $35.00 | 11/7/2011 4:14:48 AM |
ScottCapital | $25.00 | 11/7/2011 6:05:24 AM |
jsnryn | $25.00 | 11/7/2011 6:13:49 AM |
tomdooley12520 | $25.00 | 11/7/2011 5:29:58 AM |
jazzlender | $50.00 | 11/7/2011 7:11:00 AM |
damanq | $25.00 | 11/7/2011 3:46:13 AM |
credit-coach118 | $40.17 | 11/7/2011 10:59:53 AM |
a-dollar-orchestra | $15.40 | 11/7/2011 1:01:01 PM |
a-dollar-orchestra | $2,900.00 | 11/7/2011 12:59:30 PM |
roben12 | $27.64 | 11/7/2011 11:30:59 AM |
Clambake | $25.00 | 11/4/2011 9:54:08 AM |
bb575 | $50.00 | 11/4/2011 10:05:48 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:23 AM |
misit | $25.00 | 11/4/2011 10:52:13 AM |
influential-benjamins0 | $100.00 | 11/4/2011 11:22:38 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:07 AM |
blue-useful-auction | $25.00 | 11/4/2011 1:39:42 PM |
whitegold24k | $500.00 | 11/4/2011 1:42:16 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:18 PM |
caring-hope2 | $100.00 | 11/4/2011 3:49:24 PM |
gold-commander0 | $25.00 | 11/4/2011 6:12:40 PM |
theloanteacher | $25.00 | 11/4/2011 6:25:32 PM |
figs4u2 | $100.00 | 11/4/2011 6:42:35 PM |
real-return | $25.00 | 11/4/2011 10:56:18 PM |
jpblan11 | $25.00 | 11/4/2011 7:56:52 PM |
g9d | $25.00 | 11/4/2011 9:07:34 PM |
Bank42 | $25.00 | 11/5/2011 4:19:57 AM |
justice-allocator3 | $25.00 | 11/5/2011 8:22:00 AM |
Johnab | $25.00 | 11/5/2011 8:32:06 AM |
contract-paloverde1 | $25.00 | 11/5/2011 5:29:04 AM |
goat361 | $35.00 | 11/5/2011 6:12:50 AM |
thankful-nickel2 | $25.00 | 11/5/2011 7:00:28 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:07 AM |
scholarly-benefit5 | $25.00 | 11/5/2011 1:38:32 PM |
investment-artist | $27.01 | 11/5/2011 1:48:46 PM |
Sneezie | $34.00 | 11/5/2011 2:35:12 PM |
indomitable-coin | $25.00 | 11/5/2011 1:46:45 PM |
Domgabriel | $25.00 | 11/5/2011 5:39:29 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:21 PM |
makerain | $100.00 | 11/5/2011 7:02:34 PM |
rudyindc | $25.00 | 11/6/2011 6:21:25 AM |
mcgillis99 | $50.00 | 11/5/2011 9:19:57 PM |
heerzaquestion | $30.00 | 11/6/2011 6:35:27 AM |
red-penny-philosopher | $25.00 | 11/6/2011 8:27:25 AM |
power-persimmon5 | $50.00 | 11/6/2011 8:49:53 AM |
Sixmil | $100.00 | 11/6/2011 9:39:59 AM |
rich266 | $25.00 | 11/6/2011 8:59:57 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:12 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:54 AM |
degster | $25.00 | 11/6/2011 7:30:21 AM |
investment-plasma | $50.00 | 11/6/2011 11:41:37 AM |
market-squadron3 | $50.00 | 11/6/2011 12:38:49 PM |
innovator10 | $200.00 | 11/6/2011 12:54:30 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:49 AM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:13 PM |
rate-mogul | $50.00 | 11/6/2011 2:15:45 PM |
exact-loan5 | $50.00 | 11/6/2011 2:11:39 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:30 PM |
blissful-dollar3 | $50.00 | 11/6/2011 7:58:38 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:38 PM |
MonkeyHero | $50.00 | 11/6/2011 10:16:44 PM |
ThomasC | $50.00 | 11/7/2011 5:00:39 AM |
DadWarbucks | $25.00 | 11/6/2011 8:25:00 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:26 PM |
money-explorer3 | $25.00 | 11/7/2011 7:35:09 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:53 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:53 AM |
-thisguy- | $25.00 | 11/7/2011 7:52:05 AM |
rdrloan | $50.00 | 11/7/2011 8:38:20 AM |
kind-important-liberty9 | $25.00 | 11/7/2011 9:04:58 AM |
orangetrust | $25.00 | 11/7/2011 9:24:13 AM |
rmachi | $25.00 | 11/7/2011 9:38:34 AM |
dordee | $52.76 | 11/7/2011 9:52:39 AM |
vtrentster | $25.00 | 11/7/2011 11:12:51 AM |
ingenious-diversification | $25.00 | 11/7/2011 9:14:03 AM |
Solid-Platinum | $25.00 | 11/7/2011 12:45:10 PM |
pthighs | $39.92 | 11/7/2011 12:53:44 PM |
12Knocksinna | $40.00 | 11/7/2011 9:56:11 AM |
bbrelo | $25.00 | 11/7/2011 11:22:56 AM |
120 Investments
|
Borrower Payment Dependent Notes Series
526596
This series of Notes was issued and sold upon the funding of the borrower loan #56002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $301.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,694 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-repayment-pony |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
Principal balance:
| $1,748.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
debt payoff
will payoff all debt and have one payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $150.00 | 11/8/2011 9:35:57 AM |
golffish2 | $50.00 | 11/8/2011 9:02:37 AM |
lendstats_com | $200.00 | 11/9/2011 9:21:22 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:01:02 AM |
graceful-investment | $100.00 | 11/8/2011 9:25:55 AM |
CA-Lender | $25.00 | 11/8/2011 9:26:20 AM |
real-return | $25.00 | 11/8/2011 9:36:39 AM |
treasure-panda5 | $25.00 | 11/8/2011 10:10:42 AM |
luv4cycling | $100.00 | 11/8/2011 10:11:11 AM |
tnjohnso | $25.00 | 11/8/2011 10:12:26 AM |
rescue | $100.00 | 11/8/2011 9:10:40 AM |
responsibility-butterfly | $25.00 | 11/8/2011 10:35:07 AM |
Kash2010lu | $25.00 | 11/8/2011 9:13:17 AM |
dime-sprout | $25.00 | 11/8/2011 10:52:51 AM |
reflective-rupee | $25.00 | 11/8/2011 11:00:42 AM |
mercuriant | $25.00 | 11/8/2011 9:30:02 AM |
coin-explorer | $25.00 | 11/8/2011 9:42:12 AM |
fortytwo | $150.00 | 11/8/2011 9:55:20 AM |
RoZu_Lending | $25.00 | 11/8/2011 10:08:24 AM |
silver-wonder278 | $25.00 | 11/8/2011 10:33:58 AM |
coin-investor | $25.00 | 11/8/2011 11:57:16 AM |
diplomatic-wealth7 | $25.00 | 11/8/2011 10:40:12 AM |
power-persimmon5 | $25.00 | 11/8/2011 12:52:25 PM |
truth-point | $25.00 | 11/8/2011 1:45:53 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:42 PM |
platinum-boss2 | $25.00 | 11/8/2011 12:56:22 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:09 PM |
168RichCapital | $25.11 | 11/8/2011 11:35:27 AM |
JDFuego | $25.00 | 11/8/2011 11:39:09 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:12 AM |
discrete-asset | $25.00 | 11/8/2011 2:55:30 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:52 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:40 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:37 PM |
Reliance_Banker | $25.00 | 11/8/2011 5:18:17 PM |
top-benefit-sequoia | $25.00 | 11/8/2011 2:13:25 PM |
wise-intelligent-duty | $25.00 | 11/8/2011 2:27:01 PM |
marwadi-62 | $50.00 | 11/8/2011 2:29:25 PM |
CashFlow13 | $100.00 | 11/8/2011 5:59:35 PM |
sensible-fund | $25.00 | 11/8/2011 3:51:57 PM |
money-baron-Roth401k | $50.00 | 11/8/2011 5:50:21 PM |
mpatrick | $35.00 | 11/8/2011 6:10:25 PM |
DiligentiaLLC | $25.00 | 11/8/2011 7:03:03 PM |
loss-of-control | $100.00 | 11/8/2011 5:21:36 PM |
itskarma | $25.00 | 11/8/2011 7:17:57 PM |
ronin4sale | $25.00 | 11/8/2011 7:54:10 PM |
larslfe | $25.00 | 11/8/2011 5:47:11 PM |
jmeasn | $100.00 | 11/8/2011 11:00:45 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:51 PM |
Domgabriel | $25.00 | 11/9/2011 3:44:31 AM |
Wellman | $25.00 | 11/9/2011 6:17:32 AM |
rcm87 | $50.00 | 11/9/2011 6:27:23 AM |
Bob450 | $30.00 | 11/9/2011 6:48:47 AM |
american-investor | $50.00 | 11/9/2011 6:32:27 AM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:54 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:55 PM |
suave-dime6 | $25.00 | 11/8/2011 10:20:24 PM |
LendingPimp | $25.00 | 11/9/2011 12:51:02 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:08 AM |
klend4 | $25.00 | 11/9/2011 9:31:14 AM |
red-power-pecan | $50.00 | 11/9/2011 9:36:40 AM |
fcrick | $25.00 | 11/9/2011 10:42:09 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:22 AM |
arsisi | $25.00 | 11/9/2011 10:56:19 AM |
miamibeachloaner | $25.00 | 11/9/2011 11:39:41 AM |
ethicalhumanist | $50.00 | 11/9/2011 11:52:42 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:06 AM |
brightest-gain-investor | $578.49 | 11/9/2011 1:19:19 PM |
openness-confidant | $25.00 | 11/9/2011 12:42:43 PM |
SLN-10 | $100.00 | 11/8/2011 9:04:53 AM |
social-cocktail1 | $200.00 | 11/8/2011 9:14:38 AM |
evnagelist | $25.00 | 11/8/2011 9:39:03 AM |
important-openness1 | $100.00 | 11/8/2011 9:45:05 AM |
handy-justice | $100.00 | 11/8/2011 9:58:35 AM |
orange-preeminant-bill | $25.00 | 11/8/2011 10:32:38 AM |
skaught | $30.00 | 11/8/2011 10:59:33 AM |
five-star-note | $25.00 | 11/8/2011 11:30:55 AM |
finance-mushroom | $200.00 | 11/8/2011 9:42:18 AM |
CincyTex | $25.00 | 11/8/2011 11:15:47 AM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:30 AM |
economy-coup | $50.00 | 11/8/2011 11:19:32 AM |
enticing-capital6 | $50.00 | 11/8/2011 11:50:05 AM |
AndChicksforFree | $25.00 | 11/8/2011 9:54:18 AM |
AF-Chief | $25.00 | 11/8/2011 11:30:25 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:45 PM |
luminous-return3 | $25.00 | 11/8/2011 11:44:05 AM |
miked8303 | $25.00 | 11/8/2011 10:38:39 AM |
tylerfd | $25.00 | 11/8/2011 12:00:15 PM |
Dubbs360 | $50.00 | 11/8/2011 11:15:09 AM |
Firefighter1110 | $100.00 | 11/8/2011 12:55:39 PM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:29 AM |
idastmerchants | $25.00 | 11/8/2011 11:37:56 AM |
proud-gold9 | $25.00 | 11/8/2011 11:41:55 AM |
The-Helper | $45.00 | 11/8/2011 11:45:33 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:16 PM |
OldManP | $25.00 | 11/8/2011 12:02:29 PM |
WeshaTheLeopard | $25.00 | 11/8/2011 5:01:45 PM |
income-buffalo1 | $108.00 | 11/8/2011 4:37:53 PM |
Eddy-2-Aces | $25.00 | 11/8/2011 5:39:50 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:40 PM |
sharpey | $50.00 | 11/8/2011 5:34:46 PM |
Green_Bay_Packers | $50.00 | 11/8/2011 3:12:19 PM |
social-zebra | $32.00 | 11/8/2011 5:50:45 PM |
social-hunter5 | $25.00 | 11/8/2011 3:49:43 PM |
integrity-doctor | $100.00 | 11/8/2011 7:03:07 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:05 PM |
Feyenoord | $30.00 | 11/8/2011 6:58:26 PM |
reducereuserecycle | $25.00 | 11/8/2011 7:07:05 PM |
heerzaquestion | $37.00 | 11/8/2011 7:20:56 PM |
moola-accelerator6 | $40.00 | 11/8/2011 7:59:03 PM |
green28 | $100.00 | 11/8/2011 8:08:05 PM |
CoolPlexer | $25.00 | 11/8/2011 10:02:59 PM |
paladin510 | $25.00 | 11/8/2011 5:56:45 PM |
19vfwcinc89 | $47.07 | 11/8/2011 8:55:33 PM |
kendigme | $50.00 | 11/9/2011 2:45:16 AM |
genuine-money | $100.00 | 11/8/2011 6:56:10 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:32 AM |
DoctorJoe | $30.00 | 11/9/2011 5:58:42 AM |
irrelevant | $25.00 | 11/9/2011 6:05:14 AM |
octoberfresh | $25.00 | 11/9/2011 7:23:14 AM |
alert9 | $25.00 | 11/8/2011 8:08:06 PM |
mlj0671 | $25.00 | 11/9/2011 6:32:18 AM |
GElender | $40.00 | 11/9/2011 6:37:15 AM |
Leshan | $50.00 | 11/9/2011 9:00:37 AM |
JayIsABear | $29.61 | 11/9/2011 9:22:09 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:30 AM |
wise-deal-panda | $128.00 | 11/9/2011 9:38:55 AM |
chameleon125 | $25.00 | 11/9/2011 6:39:50 AM |
briskdevl07 | $25.00 | 11/9/2011 7:02:45 AM |
Stradivari | $25.00 | 11/9/2011 7:03:26 AM |
SolarMoonshine | $25.00 | 11/9/2011 9:51:29 AM |
wlm3012 | $30.00 | 11/9/2011 8:06:57 AM |
compassion-artisan9 | $29.72 | 11/9/2011 8:43:01 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:37 AM |
rhin0cerx | $50.00 | 11/9/2011 11:17:30 AM |
richboy56 | $25.00 | 11/9/2011 11:53:39 AM |
136 Investments
|
Borrower Payment Dependent Notes Series
527920
This series of Notes was issued and sold upon the funding of the borrower loan #56198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $326.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,901 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| doctormom |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
680-699
(Aug-2010)
|
Principal balance:
| $3,620.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Medical Resident Paying Off Debt
Purpose of loan:
This loan will be used to consolidate debt as well as to do some necessary exterior work on our home.
My financial situation:
I am a good candidate for this loan because I am in residency, training to become an Ob/Gyn. Attending medical school while being the mother of a small child necessitated incurring credit card debt that my husband and I would now like to completely pay off. Residents don't make much money but my job is certainly guaranteed! In 1.5 years I will be making considerably more money and hope to pay off this loan early at that time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $37.76 | 11/10/2011 5:02:09 PM |
evnagelist | $25.00 | 11/10/2011 5:44:01 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:29 PM |
vtrentster | $26.00 | 11/10/2011 5:41:45 PM |
bb575 | $50.00 | 11/10/2011 5:55:25 PM |
influential-benjamins0 | $100.00 | 11/10/2011 6:34:55 PM |
Clambake | $25.00 | 11/10/2011 7:10:59 PM |
comet55 | $50.00 | 11/10/2011 7:40:21 PM |
kenji4861 | $25.00 | 11/10/2011 7:33:00 PM |
paladin510 | $50.00 | 11/10/2011 7:33:39 PM |
ingenious-deal6 | $25.00 | 11/10/2011 7:36:07 PM |
RoyFauntleroy | $50.00 | 11/10/2011 8:02:11 PM |
JustMee | $25.00 | 11/10/2011 6:15:55 PM |
rich266 | $25.00 | 11/10/2011 6:22:27 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:13 AM |
Brisket_Bob | $200.00 | 11/11/2011 6:06:21 AM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:39 PM |
seabass123 | $26.81 | 11/11/2011 8:45:59 AM |
transparency-universe8 | $25.00 | 11/11/2011 3:32:02 AM |
nickel-ferret | $50.00 | 11/11/2011 10:06:03 AM |
return-tycoon3 | $150.00 | 11/11/2011 10:12:22 AM |
Pickmar | $25.00 | 11/11/2011 10:55:19 AM |
Bank42 | $25.00 | 11/11/2011 11:03:14 AM |
harperpotok | $100.00 | 11/11/2011 3:03:41 PM |
LarWit1512 | $25.00 | 11/11/2011 5:26:14 PM |
enterprising-credit2 | $25.00 | 11/11/2011 1:07:16 PM |
Henrylin | $25.00 | 11/11/2011 1:36:09 PM |
lendersf | $150.00 | 11/11/2011 6:38:30 PM |
saber_322 | $25.00 | 11/11/2011 6:45:38 PM |
responsibility-cherry6 | $25.00 | 11/11/2011 6:47:53 PM |
itskarma | $25.00 | 11/11/2011 6:45:13 PM |
active-reward7 | $100.00 | 11/11/2011 6:47:27 PM |
ore-leaper1 | $50.00 | 11/11/2011 6:51:51 PM |
solid3 | $1,000.00 | 11/11/2011 7:01:34 PM |
fun2invest | $25.00 | 11/11/2011 7:06:21 PM |
upperdeck | $25.00 | 11/11/2011 7:19:52 PM |
sabre79 | $47.07 | 11/11/2011 7:20:08 PM |
brandall | $50.00 | 11/11/2011 7:20:17 PM |
dariop | $30.01 | 11/11/2011 7:23:00 PM |
MrDavid | $75.00 | 11/11/2011 7:28:02 PM |
eyevinyl | $100.00 | 11/11/2011 6:49:39 PM |
steady-silver6 | $50.00 | 11/11/2011 7:38:36 PM |
Jaybee99 | $25.00 | 11/11/2011 7:41:14 PM |
best-basis-trooper | $50.00 | 11/11/2011 7:44:48 PM |
peace-maverick | $30.00 | 11/11/2011 7:47:13 PM |
GrooveBiz | $25.00 | 11/11/2011 7:54:31 PM |
Binan | $45.00 | 11/11/2011 7:58:45 PM |
kulender | $100.00 | 11/11/2011 8:00:10 PM |
Howaboutsomemoney | $25.00 | 11/11/2011 7:22:01 PM |
saahilld | $25.00 | 11/11/2011 8:41:58 PM |
aabadabadoo | $25.00 | 11/11/2011 8:46:12 PM |
loan-selector622 | $25.00 | 11/11/2011 9:09:04 PM |
turbine5 | $92.38 | 11/11/2011 7:53:25 PM |
Tbone49 | $25.00 | 11/11/2011 9:40:29 PM |
kinetic-yield4 | $25.00 | 11/11/2011 9:43:27 PM |
skuba | $75.00 | 11/11/2011 11:30:37 PM |
BankOfBjoltus | $25.00 | 11/12/2011 1:25:19 AM |
narblark | $50.00 | 11/11/2011 9:15:07 PM |
icchok | $50.00 | 11/12/2011 2:10:22 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:37 AM |
Reddy_Capital | $36.00 | 11/11/2011 10:02:11 PM |
cordial-bonus | $25.00 | 11/12/2011 5:02:10 AM |
RusRobo | $25.00 | 11/12/2011 5:05:58 AM |
bankguy | $175.00 | 11/12/2011 12:14:13 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:46 AM |
preyj | $50.00 | 11/12/2011 5:56:04 AM |
kyomoon | $50.00 | 11/12/2011 6:24:03 AM |
alpinaut | $25.00 | 11/12/2011 6:31:13 AM |
ParadigmShift | $50.00 | 11/12/2011 4:21:15 AM |
transparency-atmosphere6 | $100.00 | 11/12/2011 7:41:53 AM |
AustinAmerica | $25.00 | 11/12/2011 7:58:43 AM |
dhw1 | $25.00 | 11/12/2011 8:00:31 AM |
robot777 | $50.00 | 11/12/2011 8:18:10 AM |
jsw7us | $50.00 | 11/12/2011 8:32:46 AM |
Armenish | $93.27 | 11/12/2011 8:58:32 AM |
chilandman | $476.00 | 11/12/2011 9:06:00 AM |
the-unequivocal-pound | $250.00 | 11/12/2011 7:31:13 AM |
Shoveldummy | $50.00 | 11/12/2011 8:09:37 AM |
banker727 | $25.00 | 11/12/2011 8:37:20 AM |
floridahelper | $29.31 | 11/12/2011 8:48:00 AM |
riskreward | $250.00 | 11/10/2011 5:23:03 PM |
Rick21 | $25.00 | 11/10/2011 5:58:31 PM |
platinum-genetics | $25.00 | 11/10/2011 6:13:36 PM |
BlessedEveryDay | $27.06 | 11/10/2011 5:49:03 PM |
WalnutCreekguy | $100.00 | 11/10/2011 5:53:23 PM |
determined-revenue1 | $35.00 | 11/10/2011 5:57:36 PM |
fcrick | $25.00 | 11/10/2011 6:04:25 PM |
lendersf | $100.00 | 11/10/2011 6:17:18 PM |
cnovak | $25.00 | 11/10/2011 7:02:55 PM |
Sneezie | $100.00 | 11/10/2011 7:27:20 PM |
Zeenos | $25.11 | 11/10/2011 7:41:25 PM |
pdub | $75.00 | 11/10/2011 5:49:39 PM |
prudent-bid3 | $275.00 | 11/10/2011 6:11:39 PM |
indomitable-coin | $25.00 | 11/10/2011 6:32:15 PM |
BxRealtor | $25.00 | 11/10/2011 7:30:10 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:17 PM |
rs999 | $25.00 | 11/10/2011 7:49:21 PM |
majestic-dedication | $50.00 | 11/11/2011 8:41:22 AM |
starry2001 | $25.00 | 11/10/2011 8:54:52 PM |
trident9 | $50.00 | 11/11/2011 8:40:02 AM |
Christus_Victor | $25.00 | 11/11/2011 9:41:55 AM |
return-tycoon3 | $100.00 | 11/11/2011 10:13:47 AM |
misit | $25.00 | 11/11/2011 10:55:16 AM |
umfan123 | $25.00 | 11/11/2011 8:32:19 AM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:55 AM |
Nazbuster | $100.00 | 11/11/2011 1:47:35 PM |
Sid-K | $25.00 | 11/11/2011 3:03:21 PM |
first-funds-palace | $25.00 | 11/11/2011 11:31:20 AM |
worthy-bid8 | $50.00 | 11/11/2011 11:39:16 AM |
finance-explosion6 | $25.00 | 11/11/2011 5:06:24 PM |
first-serene-credit | $25.00 | 11/11/2011 1:27:53 PM |
Zuzu | $50.00 | 11/11/2011 6:07:58 PM |
Cash4U2also | $25.00 | 11/11/2011 6:41:59 PM |
pkp121 | $66.60 | 11/11/2011 6:45:21 PM |
fervent-repayment | $50.00 | 11/11/2011 6:59:37 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:09:00 PM |
micro-lender0 | $25.00 | 11/11/2011 7:09:41 PM |
gold-commander0 | $25.00 | 11/11/2011 5:54:31 PM |
SnE | $50.00 | 11/11/2011 6:08:17 PM |
valueguru | $200.00 | 11/11/2011 7:16:47 PM |
radforj22 | $50.00 | 11/11/2011 7:21:51 PM |
blissful-penny | $153.83 | 11/11/2011 7:22:45 PM |
EEasyMoney | $25.00 | 11/11/2011 7:31:00 PM |
truth-system2 | $27.50 | 11/11/2011 7:32:51 PM |
pmj453 | $25.00 | 11/11/2011 6:48:02 PM |
9skyrider | $25.00 | 11/11/2011 6:51:24 PM |
market-trooper3 | $30.00 | 11/11/2011 6:53:31 PM |
YesMoney | $25.00 | 11/11/2011 7:38:31 PM |
mtquan | $25.00 | 11/11/2011 7:41:32 PM |
blue-dough-trumpeter | $25.00 | 11/11/2011 6:58:29 PM |
Binan | $55.00 | 11/11/2011 7:43:10 PM |
Scoreman | $200.00 | 11/11/2011 7:46:15 PM |
Spaceman838 | $25.00 | 11/11/2011 7:51:34 PM |
emosspot | $25.00 | 11/11/2011 7:10:55 PM |
just_for_today | $25.00 | 11/11/2011 7:13:44 PM |
GrooveBiz | $25.00 | 11/11/2011 8:05:19 PM |
careful-benjamins8 | $50.00 | 11/11/2011 7:24:02 PM |
blue-lucrative-rate | $50.00 | 11/11/2011 7:25:01 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:44 PM |
smart-kindness8 | $57.97 | 11/11/2011 7:42:55 PM |
RecoveryLender | $25.00 | 11/11/2011 7:49:08 PM |
Troutfinder | $30.00 | 11/12/2011 1:19:00 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:03 AM |
stolan | $50.00 | 11/12/2011 4:05:48 AM |
siesta100 | $25.00 | 11/12/2011 5:47:14 AM |
GreenSun | $25.00 | 11/12/2011 5:56:25 AM |
PalmerTheEmbalmer | $39.63 | 11/12/2011 3:00:42 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:42 AM |
Elbanko | $30.00 | 11/12/2011 4:39:26 AM |
peewee1930 | $100.00 | 11/12/2011 7:44:45 AM |
jlrmpa | $250.00 | 11/12/2011 5:17:18 AM |
payout-magician | $35.00 | 11/12/2011 8:03:58 AM |
Radu43 | $50.00 | 11/12/2011 8:10:03 AM |
KASD | $25.00 | 11/12/2011 8:17:26 AM |
Narnian | $25.00 | 11/12/2011 8:18:56 AM |
durability-ruler | $55.42 | 11/12/2011 8:23:05 AM |
FL-Lender | $36.00 | 11/12/2011 5:55:51 AM |
Rulea72 | $25.00 | 11/12/2011 6:18:30 AM |
trade-arch | $25.00 | 11/12/2011 9:02:13 AM |
papaman | $25.00 | 11/12/2011 8:18:17 AM |
mathomas3 | $25.00 | 11/12/2011 8:27:33 AM |
161 Investments
|
Borrower Payment Dependent Notes Series
528554
This series of Notes was issued and sold upon the funding of the borrower loan #56034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $244.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| richkid |
Borrower's state:
| Alabama |
Borrower's group:
| Desert Orchid Lending Group, Dedicated to You!! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 85 ( 97% )
| 760-779 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 3
( 3% )
| 660-679
(Apr-2010)
660-679
(Nov-2007)
660-679
(Mar-2007)
(Mar-2006)
|
Principal balance:
| $3,134.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 88 | | |
Description
Expand Business and Cosolidate Loan
I have two purposes for the money I'd like to borrow through the Prosper Marketplace:
1. Pay-off my currently active Prosper loan for just under $3,200. I borrowed this $$ @ over 34%. I really want to get a better rate on the few thousand I still owe.
2. I intend to use the remaining $4,000+ to expand our Chicken Wing/Catering/Event Coordination business. It has been off to a slow start but we're moving in the right direction. We have done several successful events, but want to expand our inventory for rental items and need a few more supplies to handle larger events.
My present gross income is now over $99,000/year as an IT Project Manager. My history with Prosper will confirm that I have paid off two loans. I did file Chap.7 back in December of 2003. I've really learned my lesson from that experience. Presently I have no deliquent or past due accounts with any creditors. In fact, I use credit sparingly and am nearly done paying off both auto loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.02 | 11/10/2011 5:02:11 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:30 PM |
enticing-capital6 | $50.00 | 11/10/2011 5:56:47 PM |
influential-benjamins0 | $100.00 | 11/10/2011 6:34:55 PM |
evnagelist | $25.00 | 11/10/2011 5:44:01 PM |
WalnutCreekguy | $100.00 | 11/10/2011 5:53:23 PM |
aabadabadoo | $25.00 | 11/10/2011 6:31:58 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:13 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:22 AM |
dollar-tornado3 | $50.00 | 11/11/2011 7:34:59 AM |
misit | $25.00 | 11/11/2011 10:55:16 AM |
Bank42 | $30.00 | 11/11/2011 11:03:40 AM |
Rick21 | $25.00 | 11/11/2011 9:36:41 AM |
Nazbuster | $50.00 | 11/11/2011 2:10:36 PM |
social-comet7 | $25.00 | 11/11/2011 2:59:59 PM |
Sid-K | $25.00 | 11/11/2011 3:03:21 PM |
enterprising-credit2 | $25.00 | 11/11/2011 5:06:06 PM |
enriching-credit9 | $25.00 | 11/11/2011 5:16:57 PM |
NObama | $25.00 | 11/11/2011 6:43:10 PM |
pkp121 | $50.00 | 11/11/2011 6:44:52 PM |
investment-appraiser | $50.00 | 11/11/2011 6:43:35 PM |
best-ingenious-funds | $39.90 | 11/11/2011 7:01:21 PM |
dariop | $30.01 | 11/11/2011 7:19:02 PM |
upperdeck | $25.00 | 11/11/2011 7:20:19 PM |
prudent-bid3 | $25.00 | 11/11/2011 7:32:50 PM |
responsibility-cherry6 | $25.00 | 11/11/2011 6:47:53 PM |
mtquan | $25.00 | 11/11/2011 7:41:32 PM |
smart-kindness8 | $100.00 | 11/11/2011 7:42:01 PM |
Binan | $25.00 | 11/11/2011 7:50:55 PM |
shellback13 | $29.31 | 11/11/2011 7:07:29 PM |
GrooveBiz | $25.00 | 11/11/2011 7:57:01 PM |
HedgeFund | $50.00 | 11/11/2011 8:57:18 PM |
turbine5 | $50.00 | 11/11/2011 7:52:35 PM |
kulender | $100.00 | 11/11/2011 8:00:11 PM |
blue111 | $25.00 | 11/11/2011 10:01:18 PM |
sillyb | $75.00 | 11/11/2011 8:13:01 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:44 PM |
Johnab | $26.02 | 11/11/2011 8:31:54 PM |
ladybird1 | $50.00 | 11/11/2011 11:45:37 PM |
Allenee | $25.00 | 11/11/2011 9:09:41 PM |
Lender0010 | $50.00 | 11/12/2011 1:32:07 AM |
narblark | $50.00 | 11/11/2011 9:15:07 PM |
george6791 | $25.00 | 11/11/2011 9:22:46 PM |
icchok | $50.00 | 11/12/2011 2:10:23 AM |
skuba | $75.00 | 11/11/2011 11:30:37 PM |
RusRobo | $25.00 | 11/12/2011 5:05:59 AM |
kyomoon | $50.00 | 11/12/2011 6:24:03 AM |
Nickle-Back | $25.00 | 11/12/2011 2:39:21 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:43 AM |
dhw1 | $25.00 | 11/12/2011 8:00:31 AM |
Shoveldummy | $50.00 | 11/12/2011 8:09:37 AM |
KASD | $25.00 | 11/12/2011 8:17:27 AM |
robot777 | $50.00 | 11/12/2011 8:18:10 AM |
papaman | $25.00 | 11/12/2011 8:18:17 AM |
siesta100 | $25.00 | 11/12/2011 5:47:14 AM |
jsw7us | $50.00 | 11/12/2011 8:32:46 AM |
mathomas3 | $25.00 | 11/12/2011 8:27:34 AM |
banker727 | $25.00 | 11/12/2011 8:37:20 AM |
cvfriend | $50.00 | 11/12/2011 9:32:22 AM |
mgd | $75.00 | 11/12/2011 9:58:07 AM |
Pi-Colorado | $25.00 | 11/12/2011 10:40:30 AM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:23 AM |
surfnav | $25.00 | 11/12/2011 11:11:01 AM |
mattpet | $25.00 | 11/12/2011 11:33:56 AM |
smart-integrity378 | $100.00 | 11/12/2011 11:41:12 AM |
bicyclebear | $30.00 | 11/12/2011 12:00:45 PM |
Nishana | $25.00 | 11/12/2011 12:20:50 PM |
ckatak | $50.00 | 11/12/2011 12:15:32 PM |
investment-comet | $25.00 | 11/12/2011 12:54:50 PM |
3_boyz | $75.00 | 11/12/2011 12:52:20 PM |
camaraderi-workhorse | $25.00 | 11/12/2011 9:38:46 AM |
helpful-dough | $50.00 | 11/12/2011 10:13:31 AM |
Getwood | $25.00 | 11/12/2011 11:12:25 AM |
the-return-rapture | $25.00 | 11/12/2011 11:13:47 AM |
dime-explosion | $25.00 | 11/12/2011 12:31:10 PM |
Jeffersonbank | $34.01 | 11/12/2011 1:24:20 PM |
riskreward | $250.00 | 11/10/2011 5:23:04 PM |
Tscheddar | $25.00 | 11/10/2011 6:03:59 PM |
fcrick | $25.00 | 11/10/2011 6:04:25 PM |
platinum-genetics | $25.00 | 11/10/2011 6:13:36 PM |
lendersf | $100.00 | 11/10/2011 6:17:19 PM |
cnovak | $25.00 | 11/10/2011 7:02:55 PM |
Clambake | $25.00 | 11/10/2011 7:11:00 PM |
Sneezie | $100.00 | 11/10/2011 7:27:21 PM |
resolute-justice413 | $100.00 | 11/10/2011 7:10:04 PM |
responsibility-butterfly | $25.00 | 11/11/2011 6:27:50 AM |
kenji4861 | $25.00 | 11/10/2011 7:33:00 PM |
thankful-nickel2 | $59.00 | 11/11/2011 6:53:02 AM |
comet55 | $25.00 | 11/10/2011 7:41:29 PM |
rs999 | $25.00 | 11/10/2011 7:49:21 PM |
orange-impartial-asset | $25.00 | 11/11/2011 8:17:39 AM |
trident9 | $50.00 | 11/11/2011 8:40:03 AM |
indomitable-coin | $25.00 | 11/11/2011 6:49:06 AM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:56 AM |
worthy-bid8 | $50.00 | 11/11/2011 11:39:16 AM |
finance-explosion6 | $25.00 | 11/11/2011 5:06:24 PM |
tenacious-capital3 | $26.27 | 11/11/2011 5:07:14 PM |
nickel-ferret | $50.00 | 11/11/2011 6:14:03 PM |
harperpotok | $100.00 | 11/11/2011 3:03:42 PM |
Zuzu | $75.00 | 11/11/2011 6:29:18 PM |
MrDavid | $75.00 | 11/11/2011 7:28:02 PM |
EEasyMoney | $25.00 | 11/11/2011 7:38:23 PM |
market-trooper3 | $30.00 | 11/11/2011 6:58:22 PM |
best-basis-trooper | $50.00 | 11/11/2011 7:46:01 PM |
mflawyer | $25.00 | 11/11/2011 8:27:01 PM |
r48 | $25.00 | 11/11/2011 7:36:21 PM |
saahilld | $25.00 | 11/11/2011 8:41:58 PM |
setUup | $33.20 | 11/11/2011 8:44:17 PM |
commerce-broker3 | $250.00 | 11/11/2011 9:19:25 PM |
journey517 | $52.49 | 11/11/2011 9:28:49 PM |
kinetic-yield4 | $25.00 | 11/11/2011 9:51:03 PM |
doctorgrab | $25.77 | 11/11/2011 10:25:02 PM |
heroic-deal7 | $25.00 | 11/11/2011 10:35:58 PM |
investorrr | $50.00 | 11/11/2011 10:48:03 PM |
seabass123 | $25.00 | 11/11/2011 11:09:58 PM |
GrooveBiz | $25.00 | 11/11/2011 8:17:15 PM |
rangersquire | $25.00 | 11/11/2011 11:32:22 PM |
lucky6 | $25.00 | 11/12/2011 12:07:06 AM |
one2sojourn | $40.00 | 11/12/2011 12:17:05 AM |
BankOfBjoltus | $25.00 | 11/12/2011 1:29:50 AM |
visionary-fund | $200.00 | 11/11/2011 9:15:04 PM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:03 AM |
cjames84 | $25.00 | 11/12/2011 2:15:57 AM |
stolan | $50.00 | 11/12/2011 4:05:49 AM |
Elbanko | $30.00 | 11/12/2011 4:39:26 AM |
felicity-performer3 | $400.00 | 11/12/2011 12:44:27 AM |
GreenSun | $25.00 | 11/12/2011 5:56:25 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:37 AM |
Cronos | $100.00 | 11/12/2011 2:49:54 AM |
harmonica2 | $45.00 | 11/12/2011 3:15:06 AM |
jga516 | $25.00 | 11/12/2011 9:06:49 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:35 AM |
MrEville | $25.00 | 11/12/2011 10:23:04 AM |
paladin510 | $25.00 | 11/12/2011 7:51:28 AM |
E-2 | $100.00 | 11/12/2011 11:47:55 AM |
deal-viking4 | $25.00 | 11/12/2011 11:44:08 AM |
moola-rose8 | $50.00 | 11/12/2011 12:05:54 PM |
mbraslav | $27.00 | 11/12/2011 12:32:12 PM |
healer199 | $100.00 | 11/12/2011 12:34:45 PM |
ethical-bid6 | $50.00 | 11/12/2011 12:44:55 PM |
Ragnar | $25.00 | 11/12/2011 12:28:38 PM |
djh47a | $25.00 | 11/12/2011 9:43:45 AM |
marketplace-achievement | $25.00 | 11/12/2011 9:51:33 AM |
ypalled | $50.00 | 11/12/2011 10:22:01 AM |
mledom | $25.00 | 11/12/2011 10:33:12 AM |
diversification-viking | $25.00 | 11/12/2011 10:37:04 AM |
otalon | $25.00 | 11/12/2011 10:45:05 AM |
best-openness-banker | $61.00 | 11/12/2011 10:50:23 AM |
bleacher | $35.00 | 11/12/2011 11:07:23 AM |
Rockymtnhi | $66.00 | 11/12/2011 11:30:10 AM |
kchen486 | $50.00 | 11/12/2011 12:36:20 PM |
DrStaff | $25.00 | 11/12/2011 12:57:16 PM |
affluence-tycoon | $25.00 | 11/12/2011 1:06:19 PM |
153 Investments
|
Borrower Payment Dependent Notes Series
528996
This series of Notes was issued and sold upon the funding of the borrower loan #56141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $229.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,750 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unbeatable-silver4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
The purpose of this loan is to consolidate higher interest debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/9/2011 3:25:39 AM |
Anny-Disco | $25.00 | 11/8/2011 5:04:05 PM |
coin-investor | $25.00 | 11/8/2011 5:35:03 PM |
dingus | $25.00 | 11/8/2011 5:48:26 PM |
Mikale360 | $25.00 | 11/8/2011 6:02:04 PM |
the-dollar-topper | $150.00 | 11/8/2011 5:53:14 PM |
elfincove | $25.00 | 11/8/2011 6:33:26 PM |
DiligentiaLLC | $25.00 | 11/8/2011 7:03:49 PM |
Goodnotlucky | $28.00 | 11/8/2011 7:22:49 PM |
integrity-doctor | $100.00 | 11/8/2011 7:11:47 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:20 PM |
pure-fairness | $25.00 | 11/8/2011 8:02:54 PM |
larslfe | $25.00 | 11/8/2011 5:47:12 PM |
bullish2bearish | $25.00 | 11/8/2011 5:49:40 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:56 PM |
market-clarinet | $110.00 | 11/9/2011 12:15:04 AM |
real-return | $25.00 | 11/8/2011 9:32:11 PM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:54 PM |
jmeasn | $25.00 | 11/8/2011 11:01:39 PM |
rockhound84 | $31.00 | 11/9/2011 5:23:57 AM |
SolarMoonshine | $25.00 | 11/9/2011 3:43:17 AM |
loanman2007 | $200.00 | 11/9/2011 5:12:46 AM |
rcm87 | $50.00 | 11/9/2011 6:27:25 AM |
GElender | $50.00 | 11/9/2011 6:33:32 AM |
tender-wealth0 | $25.00 | 11/9/2011 6:34:45 AM |
abnvette | $25.00 | 11/8/2011 8:27:14 PM |
houli123 | $25.00 | 11/9/2011 6:50:25 AM |
BigSkyFinancial | $30.00 | 11/9/2011 8:55:24 AM |
leverage-monger | $25.00 | 11/9/2011 8:07:37 AM |
Leshan | $50.00 | 11/9/2011 9:03:34 AM |
BigSkyFinancial | $30.00 | 11/9/2011 9:15:38 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:31 AM |
economy-popcorn | $25.00 | 11/9/2011 6:48:10 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:25 AM |
listing-trapper3 | $50.00 | 11/9/2011 9:48:33 AM |
cordial-funds8 | $50.00 | 11/9/2011 8:09:25 AM |
SC2TX | $500.00 | 11/9/2011 9:59:12 AM |
bunnybear | $30.00 | 11/9/2011 8:34:23 AM |
p40thawk | $25.00 | 11/9/2011 10:22:16 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:39 AM |
yield-trader | $25.00 | 11/9/2011 10:49:55 AM |
fcrick | $25.00 | 11/9/2011 10:42:10 AM |
Kaj | $25.00 | 11/9/2011 11:09:18 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:48 AM |
AF-Chief | $25.00 | 11/9/2011 11:11:58 AM |
Comoparklender | $25.00 | 11/9/2011 10:20:07 AM |
hard-working-loot | $50.00 | 11/9/2011 11:19:03 AM |
greenback-museum | $25.00 | 11/9/2011 11:25:32 AM |
Investoman | $75.00 | 11/9/2011 10:43:54 AM |
daekpon | $50.00 | 11/9/2011 10:44:32 AM |
cnovak | $25.00 | 11/9/2011 11:01:31 AM |
wigglesworth4 | $305.00 | 11/9/2011 11:19:22 AM |
113121 | $30.00 | 11/8/2011 5:18:34 PM |
113121 | $500.00 | 11/8/2011 5:27:14 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:49 PM |
Whipster | $60.00 | 11/8/2011 5:03:01 PM |
AndChicksforFree | $25.00 | 11/8/2011 5:11:38 PM |
Easystreet | $25.00 | 11/8/2011 6:02:40 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:32 PM |
vutah | $25.00 | 11/8/2011 6:01:57 PM |
thankful-nickel2 | $25.00 | 11/8/2011 6:02:36 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:01 PM |
fortytwo | $150.00 | 11/8/2011 5:21:41 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:41 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:13:10 PM |
orange-preeminant-bill | $25.00 | 11/8/2011 5:29:54 PM |
moola-accelerator6 | $40.00 | 11/8/2011 8:03:21 PM |
itskarma | $25.00 | 11/8/2011 7:15:49 PM |
lisanate | $25.00 | 11/8/2011 5:43:40 PM |
CapitalismRocks | $25.00 | 11/8/2011 7:37:52 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:20 PM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:55 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:52 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:51 PM |
ethical-income2 | $25.00 | 11/8/2011 10:04:28 PM |
desertoasis | $25.00 | 11/9/2011 4:40:47 AM |
Domgabriel | $50.00 | 11/9/2011 3:46:03 AM |
herbyman | $50.00 | 11/9/2011 5:54:07 AM |
GranCarol | $25.00 | 11/9/2011 4:38:30 AM |
wonder3 | $35.00 | 11/9/2011 6:07:37 AM |
Scotcha | $50.00 | 11/9/2011 5:29:17 AM |
ghinga | $33.00 | 11/9/2011 5:32:24 AM |
DoctorJoe | $30.00 | 11/9/2011 6:01:08 AM |
lightninghcky7 | $25.00 | 11/9/2011 7:37:13 AM |
pythia | $25.00 | 11/8/2011 8:11:35 PM |
ErvLending | $25.00 | 11/8/2011 9:02:40 PM |
CoolPlexer | $25.00 | 11/8/2011 10:03:01 PM |
kindness-jedi | $25.00 | 11/9/2011 9:05:08 AM |
finance-prescription | $76.00 | 11/9/2011 9:05:37 AM |
kendigme | $50.00 | 11/9/2011 2:44:00 AM |
WindyKid | $25.00 | 11/9/2011 3:40:22 AM |
Kash2010lu | $25.00 | 11/9/2011 9:20:41 AM |
john0720 | $25.00 | 11/9/2011 6:22:16 AM |
shellstar | $30.00 | 11/9/2011 8:09:25 AM |
proud-gold9 | $25.00 | 11/9/2011 9:59:26 AM |
five-star-note | $25.00 | 11/9/2011 10:17:20 AM |
listing-vista | $36.00 | 11/9/2011 9:01:44 AM |
transaction-animal8 | $25.00 | 11/9/2011 10:22:53 AM |
jgar_O | $25.00 | 11/9/2011 10:26:22 AM |
djkaiser | $27.27 | 11/9/2011 10:41:52 AM |
rate-mogul | $50.00 | 11/9/2011 10:42:29 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:32 AM |
blazing-capital2 | $250.00 | 11/9/2011 9:48:44 AM |
LeReve | $50.00 | 11/9/2011 10:56:00 AM |
spark548 | $50.00 | 11/9/2011 9:50:36 AM |
dgerts | $100.00 | 11/9/2011 11:08:05 AM |
CA-Lender | $25.00 | 11/9/2011 11:11:19 AM |
reward-adventure | $50.00 | 11/9/2011 11:28:14 AM |
economy-coup | $50.00 | 11/9/2011 11:16:39 AM |
organic-responsibility60 | $62.46 | 11/9/2011 11:33:01 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:46 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:44 AM |
112 Investments
|
Borrower Payment Dependent Notes Series
529090
This series of Notes was issued and sold upon the funding of the borrower loan #56111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 20y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,620 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-dough-prophesy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
660-679
(Aug-2009)
|
Principal balance:
| $4,621.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 11/7/2011 9:09:32 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:49 AM |
Dubbs360 | $50.00 | 11/7/2011 9:29:12 AM |
social-cocktail1 | $200.00 | 11/7/2011 9:37:47 AM |
AndChicksforFree | $57.00 | 11/7/2011 9:11:19 AM |
DHolly | $31.00 | 11/7/2011 9:14:28 AM |
jjswanso | $25.00 | 11/7/2011 9:15:40 AM |
real-return | $25.00 | 11/7/2011 9:40:33 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:06 AM |
113121 | $2,782.00 | 11/7/2011 9:51:52 AM |
loanman2007 | $25.00 | 11/7/2011 9:24:36 AM |
coin-investor | $25.00 | 11/7/2011 9:18:07 AM |
rescue | $100.00 | 11/7/2011 9:46:40 AM |
handy-justice | $100.00 | 11/7/2011 9:40:47 AM |
important-openness1 | $100.00 | 11/7/2011 9:00:54 AM |
Kash2010lu | $30.00 | 11/7/2011 9:01:29 AM |
economy-coup | $50.00 | 11/7/2011 9:02:47 AM |
janeybooboo | $100.00 | 11/7/2011 9:04:30 AM |
diplomatic-wealth7 | $25.00 | 11/7/2011 9:49:36 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
529972
This series of Notes was issued and sold upon the funding of the borrower loan #55944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 11.76% |
Monthly payment:
| $330.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.53% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,087 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eloquent-p2p4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Beauty Industry Tech Start-Up
Purpose of loan:
This loan will be used to begin development on an open network and photography iPhone application for beauty industry professionals and the public. The application is a tool that builds artist portfolios (comprised of images of work that are tagged with information such as client name, products used, style, etc) and in turn creates a real catalog from those portfolios for public use.
My financial situation:
I am a good candidate for this loan because I am responsible, pragmatic, and realistic. My house-hold income exceeds my annual income by 3
times and I have alot of support from my spouse and family. Our team is
business and tech savy, and we believe we can build a tool that taps into the creativity and business that the beauty industry thrives on.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $33.07 | 11/7/2011 5:02:13 PM |
subtle-revenue0 | $25.00 | 11/7/2011 5:24:04 PM |
77dowplace | $30.00 | 11/7/2011 5:39:30 PM |
neighborly-hope6 | $100.00 | 11/7/2011 6:18:56 PM |
logical-loyalty0 | $51.80 | 11/7/2011 7:08:30 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:15 PM |
Clambake | $25.00 | 11/7/2011 7:58:11 PM |
journey517 | $50.00 | 11/7/2011 8:26:10 PM |
blot44 | $100.00 | 11/8/2011 2:44:23 AM |
indomitable-coin | $50.00 | 11/8/2011 7:51:59 AM |
cnovak | $25.00 | 11/8/2011 9:46:33 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:23 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:36 PM |
JTHarris | $25.00 | 11/8/2011 2:00:58 PM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:29 AM |
Brainworm | $25.00 | 11/9/2011 10:02:25 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:52 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:45 AM |
money-explorer3 | $25.00 | 11/9/2011 12:13:54 PM |
reinforced-revenue069 | $25.00 | 11/9/2011 12:08:34 PM |
iaffy | $50.00 | 11/9/2011 12:27:53 PM |
AFairDeal | $25.00 | 11/9/2011 12:21:18 PM |
healthy-bonus6 | $25.00 | 11/9/2011 1:37:16 PM |
balance-bliss | $50.00 | 11/9/2011 1:47:57 PM |
SB-Funding | $50.00 | 11/9/2011 2:26:07 PM |
passbook | $25.00 | 11/9/2011 3:07:49 PM |
velocity-solo | $25.00 | 11/9/2011 12:31:46 PM |
jthomps4 | $25.00 | 11/9/2011 7:00:00 PM |
ujiba | $37.00 | 11/9/2011 6:37:02 PM |
integrity-saver | $100.00 | 11/9/2011 7:49:11 PM |
grove88 | $25.00 | 11/9/2011 10:56:18 PM |
wise-alluring-penny | $50.00 | 11/9/2011 7:04:20 PM |
droryikra | $25.00 | 11/9/2011 9:24:30 PM |
KarmaBum77 | $25.00 | 11/9/2011 9:58:08 PM |
Harry | $50.00 | 11/9/2011 7:34:10 PM |
BBL | $25.00 | 11/10/2011 6:47:48 AM |
congardner1 | $25.00 | 11/10/2011 8:42:32 AM |
stollcm | $25.00 | 11/10/2011 5:38:22 AM |
MadHun | $200.00 | 11/10/2011 9:01:52 AM |
Pasagam | $50.00 | 11/10/2011 10:56:10 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:45 AM |
Weaverville | $50.00 | 11/10/2011 10:24:53 AM |
exchange-pledge | $50.00 | 11/10/2011 1:29:58 PM |
invincible-dough | $25.00 | 11/10/2011 1:36:28 PM |
Rysterola82 | $50.00 | 11/10/2011 12:47:06 PM |
lending401 | $25.00 | 11/10/2011 3:08:19 PM |
cash-boots7 | $25.00 | 11/10/2011 4:21:29 PM |
happy-yield | $25.00 | 11/10/2011 7:10:36 PM |
pbenjamin | $25.00 | 11/10/2011 7:05:53 PM |
abundant-power | $50.00 | 11/10/2011 9:00:12 PM |
harmonious-trade969 | $75.00 | 11/10/2011 11:31:19 PM |
ecstatic-money064 | $25.00 | 11/11/2011 3:33:50 AM |
Zipperdu | $65.00 | 11/11/2011 5:26:40 AM |
lanlie | $43.87 | 11/11/2011 5:44:26 AM |
edieg | $25.00 | 11/11/2011 7:01:12 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:16 AM |
orange-courageous-dedication | $25.00 | 11/11/2011 9:04:25 AM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:02 AM |
LenderByDay | $25.00 | 11/11/2011 5:12:14 AM |
benjo | $50.00 | 11/11/2011 9:48:39 AM |
IIP77 | $25.00 | 11/11/2011 10:03:19 AM |
peace-cadence | $25.00 | 11/11/2011 10:46:31 AM |
Maccs55 | $25.00 | 11/11/2011 10:44:32 AM |
rangers94 | $25.00 | 11/11/2011 11:03:42 AM |
Ivan2007 | $25.00 | 11/11/2011 11:08:13 AM |
marketplace-cello5 | $25.00 | 11/11/2011 11:09:07 AM |
pcwrangler | $25.00 | 11/11/2011 11:09:51 AM |
gracej | $25.00 | 11/11/2011 11:32:42 AM |
dharma1 | $25.00 | 11/11/2011 11:33:36 AM |
fortytwo | $150.00 | 11/11/2011 11:37:32 AM |
L-vex | $25.00 | 11/11/2011 11:57:52 AM |
Aimvest | $25.00 | 11/11/2011 12:05:46 PM |
NJNY | $25.00 | 11/11/2011 11:55:17 AM |
peace-pilot | $25.00 | 11/11/2011 12:04:26 PM |
faldska | $25.00 | 11/11/2011 12:23:47 PM |
White-Street-Lending | $26.00 | 11/11/2011 12:32:39 PM |
Nordzee | $25.00 | 11/11/2011 12:45:50 PM |
first-upright-payout | $25.00 | 11/11/2011 1:22:28 PM |
intuitive-camaraderi9 | $25.00 | 11/11/2011 10:23:35 AM |
goat361 | $41.97 | 11/11/2011 1:56:09 PM |
impressive-loan | $100.00 | 11/11/2011 10:31:05 AM |
Preteur | $25.00 | 11/11/2011 10:39:08 AM |
likeable-reward | $25.00 | 11/11/2011 11:23:11 AM |
MoneyBagsRUs | $25.00 | 11/11/2011 4:33:11 PM |
joseapg | $25.00 | 11/11/2011 11:56:37 AM |
LowLeftJim | $25.00 | 11/11/2011 12:38:06 PM |
hrubinst | $50.00 | 11/11/2011 5:20:53 PM |
A-Win-Win | $34.98 | 11/11/2011 5:50:47 PM |
Ven58 | $30.00 | 11/11/2011 2:38:56 PM |
freesia54 | $50.00 | 11/11/2011 6:17:34 PM |
Sid-K | $25.00 | 11/11/2011 3:02:54 PM |
Actuary | $25.00 | 11/11/2011 6:27:26 PM |
JohnGalt94 | $25.00 | 11/11/2011 6:43:00 PM |
ThomasC | $50.00 | 11/11/2011 6:36:41 PM |
saber_322 | $25.12 | 11/11/2011 6:44:25 PM |
tohster | $41.66 | 11/11/2011 6:44:37 PM |
pkp121 | $50.00 | 11/11/2011 6:44:00 PM |
YLlama | $25.00 | 11/11/2011 6:47:28 PM |
biobulator | $25.00 | 11/11/2011 6:48:39 PM |
commitment-antioxidant8 | $25.00 | 11/11/2011 4:04:12 PM |
loot-heart | $25.00 | 11/11/2011 6:49:36 PM |
soulful-income6 | $100.00 | 11/11/2011 6:55:09 PM |
Futurero | $25.00 | 11/11/2011 6:57:32 PM |
rich266 | $25.00 | 11/11/2011 5:21:11 PM |
keichi03 | $40.00 | 11/11/2011 7:04:01 PM |
Kame | $25.00 | 11/11/2011 5:50:54 PM |
wealthstar | $25.00 | 11/11/2011 7:16:12 PM |
Emgolda | $25.00 | 11/11/2011 6:09:40 PM |
EngineersAlliance | $100.00 | 11/11/2011 6:16:25 PM |
orlowf | $25.00 | 11/11/2011 7:21:32 PM |
lounges | $40.00 | 11/11/2011 6:25:14 PM |
cash-cymbal | $50.00 | 11/11/2011 7:26:44 PM |
MrDavid | $75.00 | 11/11/2011 7:27:55 PM |
wise-unequivocal-return | $50.00 | 11/11/2011 6:46:17 PM |
active-reward7 | $75.00 | 11/11/2011 6:46:46 PM |
silver-armada | $50.00 | 11/11/2011 7:36:07 PM |
vigilance-revolutionary | $50.00 | 11/11/2011 7:44:20 PM |
sb0453 | $25.00 | 11/11/2011 7:44:48 PM |
payout-crescendo9 | $200.00 | 11/11/2011 7:01:20 PM |
RichDadPoorDad | $25.00 | 11/11/2011 7:49:19 PM |
Tahoeguy | $50.00 | 11/11/2011 7:04:44 PM |
Eastern | $50.00 | 11/11/2011 7:10:02 PM |
bds9646 | $26.00 | 11/11/2011 7:58:01 PM |
extraordinary-exchange4 | $25.00 | 11/11/2011 8:09:15 PM |
wonderful-rupee | $25.00 | 11/11/2011 8:12:53 PM |
timbob | $100.00 | 11/11/2011 8:17:20 PM |
floomer | $25.00 | 11/11/2011 8:19:30 PM |
Raptorman | $25.00 | 11/11/2011 8:20:13 PM |
srilm | $25.00 | 11/11/2011 8:31:28 PM |
sngndnc | $25.00 | 11/11/2011 8:40:06 PM |
bradb5 | $25.00 | 11/11/2011 7:36:01 PM |
tenacious-payout | $25.00 | 11/11/2011 8:47:14 PM |
kinetic-ore | $25.00 | 11/11/2011 9:18:24 PM |
the-worthy-income | $50.00 | 11/11/2011 9:25:01 PM |
baker3s | $25.00 | 11/11/2011 7:52:44 PM |
boj2007 | $25.00 | 11/11/2011 9:30:34 PM |
emo13 | $50.00 | 11/11/2011 7:57:38 PM |
sugybutt | $36.68 | 11/11/2011 9:24:36 PM |
sound | $50.00 | 11/11/2011 9:59:37 PM |
LogicalCC | $25.00 | 11/11/2011 10:13:00 PM |
inspired-contract9 | $25.00 | 11/11/2011 10:31:48 PM |
blackballplayer | $25.00 | 11/11/2011 11:05:39 PM |
truth-explorer | $25.00 | 11/12/2011 12:05:37 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:17:34 AM |
five-star-nickel7 | $25.00 | 11/12/2011 12:26:55 AM |
BankOfBjoltus | $50.00 | 11/12/2011 1:20:24 AM |
focused-wampum | $25.00 | 11/11/2011 9:12:25 PM |
Sundragon | $150.00 | 11/11/2011 9:16:54 PM |
spacedude123 | $50.00 | 11/12/2011 2:48:21 AM |
Woodworker57 | $28.00 | 11/12/2011 2:47:57 AM |
_wally_ | $50.00 | 11/11/2011 10:01:39 PM |
guybyny | $25.00 | 11/12/2011 3:54:56 AM |
heat25 | $50.00 | 11/11/2011 10:39:07 PM |
market-network | $25.00 | 11/12/2011 4:18:47 AM |
RusRobo | $25.00 | 11/12/2011 5:05:55 AM |
power-kin | $50.00 | 11/12/2011 5:17:40 AM |
abasvram | $25.00 | 11/12/2011 5:43:03 AM |
ssgt95068 | $25.00 | 11/12/2011 5:46:46 AM |
GreenSun | $25.00 | 11/12/2011 5:56:21 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:36:59 AM |
unknowable | $25.00 | 11/12/2011 6:11:09 AM |
thrifty-balance8 | $50.00 | 11/12/2011 6:12:30 AM |
alpinaut | $25.00 | 11/12/2011 6:22:30 AM |
kyomoon | $50.00 | 11/12/2011 6:23:57 AM |
drtrimmers | $25.00 | 11/12/2011 6:32:03 AM |
EricLender | $25.00 | 11/12/2011 6:26:50 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:37 AM |
virtualbank | $25.00 | 11/12/2011 7:07:38 AM |
Seafirst | $50.00 | 11/12/2011 4:13:11 AM |
Jesuistom | $25.00 | 11/12/2011 7:27:42 AM |
transparency-atmosphere6 | $100.00 | 11/12/2011 7:41:50 AM |
paladin510 | $50.00 | 11/12/2011 7:45:51 AM |
point-molecule9 | $51.00 | 11/12/2011 5:28:10 AM |
PeterV | $25.00 | 11/12/2011 5:29:01 AM |
i8agoldfish | $25.00 | 11/12/2011 6:42:27 AM |
KB4UF | $25.00 | 11/12/2011 6:47:21 AM |
msbutah | $25.00 | 11/12/2011 7:09:45 AM |
bnordman | $25.00 | 11/12/2011 7:37:33 AM |
vivacious-truth3 | $25.00 | 11/7/2011 5:05:37 PM |
evnagelist | $25.00 | 11/7/2011 5:16:49 PM |
real-return | $25.00 | 11/7/2011 5:52:51 PM |
caring-hope2 | $200.00 | 11/7/2011 5:23:27 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:35 PM |
encore06 | $25.00 | 11/7/2011 5:43:42 PM |
bb575 | $50.00 | 11/7/2011 6:54:32 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:18 PM |
AmericanCredit | $50.00 | 11/7/2011 7:39:29 PM |
MarketInvestor | $25.00 | 11/7/2011 6:40:23 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:18 PM |
BenR | $100.00 | 11/7/2011 7:20:21 PM |
Interloper | $29.00 | 11/7/2011 7:38:55 PM |
gt1687c | $50.00 | 11/7/2011 7:53:35 PM |
CIC | $25.00 | 11/8/2011 2:45:10 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:12 AM |
Bank_Of_XL | $25.00 | 11/8/2011 8:35:40 AM |
figs4u2 | $69.00 | 11/8/2011 9:17:39 AM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:59 PM |
massuot | $25.00 | 11/8/2011 5:49:10 PM |
calbertrand | $50.00 | 11/8/2011 9:05:34 PM |
BeachWalkz | $50.00 | 11/9/2011 5:25:00 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:24 AM |
healer199 | $46.00 | 11/9/2011 4:11:59 AM |
whipone | $25.00 | 11/9/2011 9:15:02 AM |
first-favorite-bonus9 | $25.00 | 11/9/2011 9:40:29 AM |
rmachi | $25.00 | 11/9/2011 9:31:23 AM |
Dollars4Rent | $50.00 | 11/9/2011 9:33:38 AM |
a-exponential-hope | $25.00 | 11/9/2011 8:54:09 AM |
britgsb | $30.00 | 11/9/2011 9:04:54 AM |
value-wind0 | $25.00 | 11/9/2011 10:54:52 AM |
Mantis75 | $25.00 | 11/9/2011 11:19:40 AM |
mnmcarve | $25.00 | 11/9/2011 12:23:39 PM |
brazilofmux | $100.00 | 11/9/2011 11:43:58 AM |
aabadabadoo | $25.00 | 11/9/2011 2:28:10 PM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:15 PM |
power-collider | $50.00 | 11/9/2011 2:56:48 PM |
loyalty-circuitry | $100.00 | 11/9/2011 5:03:03 PM |
Cai8899 | $50.00 | 11/9/2011 12:32:08 PM |
Zeattle | $25.00 | 11/9/2011 12:56:01 PM |
minista | $25.00 | 11/9/2011 5:25:30 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:26 PM |
geekguy | $25.00 | 11/9/2011 5:59:16 PM |
enterprising-credit2 | $25.00 | 11/9/2011 10:10:11 PM |
radforj22 | $25.00 | 11/9/2011 11:39:34 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:02 PM |
skunkor2 | $27.00 | 11/10/2011 5:32:19 AM |
PurplePonchoMan | $25.00 | 11/10/2011 2:11:57 PM |
heroic-payout9 | $25.00 | 11/10/2011 2:26:35 PM |
aesop56 | $50.00 | 11/10/2011 3:48:18 PM |
ajst1 | $25.00 | 11/10/2011 3:18:12 PM |
unrelenting-generosity685 | $128.52 | 11/10/2011 6:49:29 PM |
lendersf | $100.00 | 11/10/2011 6:17:10 PM |
money-hunter6 | $30.00 | 11/10/2011 9:05:51 PM |
loantigger | $25.00 | 11/10/2011 9:32:39 PM |
nuclearmoose | $25.00 | 11/10/2011 6:34:19 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:40:56 PM |
dapablotv | $150.00 | 11/11/2011 6:06:22 AM |
diversification-surge | $25.00 | 11/11/2011 7:28:33 AM |
puifais | $50.00 | 11/11/2011 8:09:47 AM |
soulwork | $25.00 | 11/10/2011 8:22:25 PM |
restless-balance9 | $50.00 | 11/11/2011 5:36:15 AM |
BaxterEvil | $25.00 | 11/11/2011 9:38:49 AM |
dfealk | $25.00 | 11/11/2011 9:48:55 AM |
CornerKetch | $25.01 | 11/11/2011 10:09:20 AM |
degster | $25.00 | 11/11/2011 10:12:35 AM |
ZeLonewolf | $25.00 | 11/11/2011 10:13:05 AM |
acropiloterau2002 | $25.00 | 11/11/2011 10:50:40 AM |
br4444 | $25.00 | 11/11/2011 10:35:07 AM |
uagrad | $25.00 | 11/11/2011 11:03:00 AM |
umfan123 | $25.00 | 11/11/2011 8:32:10 AM |
valiant-liberty4 | $25.00 | 11/11/2011 11:02:55 AM |
trident9 | $50.00 | 11/11/2011 8:39:56 AM |
TEAM-Jasper | $25.00 | 11/11/2011 11:19:24 AM |
slartibardfast | $25.00 | 11/11/2011 11:11:54 AM |
jfd287 | $25.00 | 11/11/2011 11:16:54 AM |
onlyinchicago | $50.00 | 11/11/2011 11:21:35 AM |
funnymoney1 | $25.00 | 11/11/2011 11:24:04 AM |
KeepOnRunning | $100.00 | 11/11/2011 11:33:57 AM |
awe53 | $25.00 | 11/11/2011 11:35:37 AM |
unrivaled-silver | $25.00 | 11/11/2011 11:46:48 AM |
talang | $25.00 | 11/11/2011 11:47:45 AM |
diligent-leverage | $25.00 | 11/11/2011 12:02:37 PM |
leader91 | $25.00 | 11/11/2011 11:54:23 AM |
dpjd | $25.00 | 11/11/2011 12:32:33 PM |
Mr_Marcus | $25.00 | 11/11/2011 12:15:38 PM |
Cheburashka | $25.00 | 11/11/2011 12:21:17 PM |
sjlender | $100.00 | 11/11/2011 9:34:00 AM |
Nazbuster | $100.00 | 11/11/2011 1:44:02 PM |
GodzillaLending | $25.00 | 11/11/2011 10:25:04 AM |
riskadverse44 | $25.00 | 11/11/2011 10:29:26 AM |
wigglesworth4 | $100.00 | 11/11/2011 10:41:41 AM |
extraordinary-silver5 | $25.00 | 11/11/2011 11:01:29 AM |
codingbuddy | $25.00 | 11/11/2011 11:21:00 AM |
texrob20 | $25.00 | 11/11/2011 11:37:03 AM |
Curly-Girly | $25.00 | 11/11/2011 4:02:47 PM |
runner262 | $25.00 | 11/11/2011 11:56:06 AM |
NoCal | $25.00 | 11/11/2011 12:18:24 PM |
Railbird | $25.00 | 11/11/2011 12:19:22 PM |
income-excellence1 | $25.00 | 11/11/2011 12:37:00 PM |
a2190b | $60.00 | 11/11/2011 5:06:55 PM |
flexiboy35 | $25.00 | 11/11/2011 5:31:46 PM |
SeaLoans | $25.00 | 11/11/2011 12:49:43 PM |
chibear34 | $25.00 | 11/11/2011 1:09:07 PM |
KLCRAY | $25.00 | 11/11/2011 5:48:25 PM |
Dawags1 | $25.00 | 11/11/2011 1:26:47 PM |
teejay411 | $100.00 | 11/11/2011 2:03:45 PM |
Zuzu | $103.15 | 11/11/2011 6:02:20 PM |
payment-halo | $25.00 | 11/11/2011 5:54:48 PM |
lanlie | $449.46 | 11/11/2011 5:59:23 PM |
zhiguli | $25.00 | 11/11/2011 6:02:55 PM |
riskreward | $250.00 | 11/11/2011 6:38:35 PM |
jey6941 | $25.00 | 11/11/2011 6:44:14 PM |
investment-appraiser | $50.00 | 11/11/2011 6:40:44 PM |
eyevinyl | $100.00 | 11/11/2011 6:47:15 PM |
top-magnificent-agreement | $60.00 | 11/11/2011 4:17:58 PM |
dedicated-diversification5 | $92.00 | 11/11/2011 6:48:19 PM |
PK_USMC | $25.00 | 11/11/2011 6:54:26 PM |
Chuppie | $25.00 | 11/11/2011 6:56:46 PM |
fervent-repayment | $50.00 | 11/11/2011 6:59:37 PM |
wise-loot-bear | $25.00 | 11/11/2011 7:01:10 PM |
acebandit | $25.00 | 11/11/2011 7:05:06 PM |
MLMarine | $25.00 | 11/11/2011 7:03:50 PM |
fund-capo | $50.00 | 11/11/2011 7:07:25 PM |
gain-mountain1 | $100.00 | 11/11/2011 7:04:40 PM |
wtrboy | $25.00 | 11/11/2011 5:47:03 PM |
HH123 | $25.00 | 11/11/2011 7:22:01 PM |
productive-finance | $25.00 | 11/11/2011 6:26:13 PM |
gojackgo | $50.00 | 11/11/2011 7:28:18 PM |
Tom579 | $50.00 | 11/11/2011 6:44:29 PM |
auction-rocket | $25.00 | 11/11/2011 6:44:35 PM |
holesome | $25.00 | 11/11/2011 6:46:13 PM |
fair-loan7 | $25.00 | 11/11/2011 6:48:15 PM |
vibrant-return1 | $50.00 | 11/11/2011 6:51:15 PM |
ritwngr | $25.00 | 11/11/2011 7:38:31 PM |
best-ingenious-funds | $50.00 | 11/11/2011 7:00:23 PM |
saihu | $25.00 | 11/11/2011 7:13:15 PM |
paddatjie | $25.00 | 11/11/2011 7:25:31 PM |
JeffGeorge | $50.00 | 11/11/2011 8:15:56 PM |
AgTiPinisher | $25.00 | 11/11/2011 8:16:36 PM |
ocv | $25.00 | 11/11/2011 8:22:55 PM |
MJDAE | $50.00 | 11/11/2011 8:39:00 PM |
awwaww | $25.00 | 11/11/2011 7:32:44 PM |
ChicoBob | $25.00 | 11/11/2011 8:32:48 PM |
cpbreton | $25.00 | 11/11/2011 7:34:35 PM |
kevinchu | $25.00 | 11/11/2011 9:08:55 PM |
fwaguy | $25.00 | 11/11/2011 9:21:04 PM |
JMJIluss | $25.00 | 11/11/2011 9:24:25 PM |
fair-transaction | $25.00 | 11/11/2011 8:02:49 PM |
jasperpants | $25.00 | 11/11/2011 9:45:31 PM |
lysholm | $25.00 | 11/11/2011 8:10:44 PM |
TCayce | $25.00 | 11/11/2011 11:34:52 PM |
tenacious-payout | $25.00 | 11/11/2011 8:47:32 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:42 PM |
osiris | $50.00 | 11/11/2011 9:07:38 PM |
imagenki | $25.00 | 11/12/2011 2:12:30 AM |
Nickle-Back | $30.20 | 11/12/2011 2:43:58 AM |
lowrate | $50.00 | 11/11/2011 9:52:56 PM |
myecool | $32.68 | 11/12/2011 3:00:58 AM |
serene_sale | $100.00 | 11/12/2011 3:58:31 AM |
ParadigmShift | $100.00 | 11/12/2011 4:06:00 AM |
skuba | $75.00 | 11/11/2011 11:30:27 PM |
return-commando5 | $50.00 | 11/12/2011 4:52:59 AM |
bobycat | $25.00 | 11/12/2011 12:15:51 AM |
rose88 | $25.00 | 11/12/2011 5:33:55 AM |
FunInSun | $25.00 | 11/12/2011 5:56:02 AM |
rockpalm | $25.00 | 11/12/2011 6:15:28 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:33 AM |
j352000 | $25.00 | 11/12/2011 6:52:47 AM |
Guiren | $213.51 | 11/12/2011 6:54:05 AM |
onegoodlender | $25.00 | 11/12/2011 7:00:38 AM |
icon7 | $35.00 | 11/12/2011 7:22:53 AM |
Shelby2082 | $25.00 | 11/12/2011 7:31:12 AM |
Funds2Loan | $25.00 | 11/12/2011 4:42:37 AM |
bonus-cougar | $25.00 | 11/12/2011 7:51:33 AM |
plentiful-peace8 | $25.00 | 11/12/2011 5:48:28 AM |
the_prince | $75.00 | 11/12/2011 5:48:58 AM |
superb-bonus0 | $30.33 | 11/12/2011 7:15:18 AM |
356 Investments
|
Borrower Payment Dependent Notes Series
530236
This series of Notes was issued and sold upon the funding of the borrower loan #56037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $303.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 76% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,699 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brianbuyshomes |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
640-659
(Nov-2010)
660-679
(Sep-2010)
640-659
(May-2010)
|
Principal balance:
| $3,264.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
pay realestate taxs
Purpose of loan:
This loan will be used to...pay taxs on rental properties
My financial situation:
I am a good candidate for this loan because...i always pay my bills on time i have had 2 prosper loans never late and pay 1 loan off before time
Monthly net income: $25,000
Monthly expenses: $500
Housing: $300
Insurance: $100
Car expenses: $
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $11200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $39.00 | 11/14/2011 6:53:36 PM |
investment-daydream | $50.00 | 11/14/2011 5:03:49 PM |
Moe87 | $28.98 | 11/15/2011 2:43:37 AM |
grnii78 | $190.48 | 11/15/2011 7:23:16 AM |
twjh | $25.00 | 11/15/2011 12:28:23 PM |
worth-blanket2 | $2,200.00 | 11/15/2011 1:55:57 PM |
LittleMingo | $27.00 | 11/14/2011 5:02:43 PM |
Kash2010lu | $25.00 | 11/14/2011 5:04:28 PM |
benjamins-rumbler | $100.00 | 11/14/2011 6:23:16 PM |
social-hunter5 | $26.00 | 11/14/2011 5:24:38 PM |
NekHoldings | $25.00 | 11/14/2011 8:10:33 PM |
AndChicksforFree | $25.00 | 11/14/2011 6:51:07 PM |
engrossing-responsibility0 | $50.00 | 11/14/2011 9:35:33 PM |
servnyou | $65.00 | 11/14/2011 7:31:35 PM |
let_me_retire | $25.00 | 11/14/2011 9:41:42 PM |
protector734 | $104.54 | 11/14/2011 11:13:15 PM |
atlas-shrugged | $200.00 | 11/14/2011 5:09:03 PM |
amlu1988 | $25.00 | 11/14/2011 5:12:45 PM |
transparency-universe8 | $36.00 | 11/15/2011 3:41:55 AM |
loanman2007 | $25.00 | 11/14/2011 5:55:11 PM |
suave-dime6 | $25.00 | 11/15/2011 6:27:19 AM |
FarmersBank | $50.00 | 11/15/2011 7:08:31 AM |
WakkaWakkaWakka | $30.00 | 11/15/2011 7:44:28 AM |
EEasyMoney | $25.00 | 11/15/2011 6:58:52 AM |
FarmersBank | $41.82 | 11/15/2011 7:05:58 AM |
Leshan | $200.00 | 11/15/2011 8:02:55 AM |
wealth-fighter3 | $25.00 | 11/14/2011 8:10:26 PM |
PXM-Financial | $50.00 | 11/14/2011 8:11:13 PM |
myutmost | $30.00 | 11/15/2011 7:15:19 AM |
first-serene-credit | $25.00 | 11/15/2011 7:30:56 AM |
basis-wizard8 | $100.00 | 11/15/2011 7:46:06 AM |
five-star-note | $300.00 | 11/15/2011 7:52:06 AM |
Whatssofunnybout | $28.34 | 11/15/2011 7:52:40 AM |
integrity-electron9 | $50.00 | 11/14/2011 8:29:03 PM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:04 AM |
investment-comet | $25.00 | 11/14/2011 9:55:47 PM |
promise2 | $51.57 | 11/15/2011 9:02:23 AM |
found_funds | $74.50 | 11/15/2011 10:16:49 AM |
cjames84 | $25.00 | 11/15/2011 2:51:42 AM |
droopie1 | $25.00 | 11/15/2011 9:36:03 AM |
octoberfresh | $25.00 | 11/15/2011 10:38:31 AM |
Weaverville | $25.00 | 11/15/2011 9:56:06 AM |
fortytwo | $150.00 | 11/15/2011 10:22:42 AM |
fountain355 | $25.00 | 11/15/2011 5:00:11 AM |
itskarma | $25.00 | 11/15/2011 5:01:44 AM |
SLN-10 | $50.00 | 11/15/2011 5:02:04 AM |
bbt210 | $25.09 | 11/15/2011 11:12:06 AM |
the-credit-proton | $25.00 | 11/15/2011 7:01:18 AM |
mighty-payout1 | $25.00 | 11/15/2011 12:55:14 PM |
max007 | $25.00 | 11/15/2011 12:05:32 PM |
invincible-platinum9 | $25.00 | 11/15/2011 12:20:21 PM |
312-Lender | $25.00 | 11/14/2011 5:04:37 PM |
DHolly | $31.00 | 11/14/2011 5:10:22 PM |
friendship290 | $25.00 | 11/14/2011 5:40:53 PM |
thomas16882004 | $25.00 | 11/14/2011 10:17:30 PM |
economy-coup | $50.00 | 11/14/2011 10:32:06 PM |
OldManP | $44.00 | 11/14/2011 10:54:00 PM |
jebber007 | $30.00 | 11/14/2011 8:41:09 PM |
papaloha | $500.00 | 11/14/2011 10:09:50 PM |
Mikale360 | $25.00 | 11/15/2011 5:18:18 AM |
courteous-note1 | $31.31 | 11/15/2011 5:43:40 AM |
healer199 | $32.00 | 11/15/2011 5:49:11 AM |
ILoveBearHats | $31.30 | 11/14/2011 5:28:06 PM |
trumpeter5 | $50.00 | 11/14/2011 5:30:48 PM |
enterprising-credit2 | $25.00 | 11/15/2011 6:35:04 AM |
1stBankAndHal | $25.05 | 11/14/2011 5:56:37 PM |
melodious-openness | $50.00 | 11/15/2011 5:36:09 AM |
Ubiquinone | $33.00 | 11/15/2011 6:16:36 AM |
MoneyBadger | $43.75 | 11/15/2011 6:59:14 AM |
chameleon125 | $25.00 | 11/15/2011 7:06:48 AM |
bizzzond | $25.00 | 11/15/2011 7:16:32 AM |
return-pumpkin7 | $25.00 | 11/15/2011 7:22:53 AM |
greencat | $50.00 | 11/15/2011 7:33:07 AM |
SecondChanceLendingSERV | $25.00 | 11/15/2011 7:56:40 AM |
terrific-peace8 | $25.00 | 11/15/2011 7:03:11 AM |
marauder763 | $25.00 | 11/14/2011 8:09:45 PM |
Feyenoord | $30.00 | 11/14/2011 8:36:34 PM |
winmals | $25.00 | 11/15/2011 8:13:42 AM |
wlm3012 | $30.00 | 11/15/2011 8:17:12 AM |
SV-AZ | $35.44 | 11/14/2011 9:55:23 PM |
platinum-boss2 | $25.00 | 11/15/2011 9:09:10 AM |
Mr_Katana | $25.00 | 11/15/2011 9:53:26 AM |
oath163 | $25.00 | 11/15/2011 9:46:48 AM |
bnoble09 | $26.59 | 11/15/2011 10:43:17 AM |
a-tranquil-liberty | $25.00 | 11/15/2011 10:50:51 AM |
discrete-asset | $25.00 | 11/15/2011 6:04:07 AM |
enticing-capital6 | $50.00 | 11/15/2011 11:03:33 AM |
DENARA | $25.00 | 11/15/2011 11:16:44 AM |
dollar-tornado3 | $50.00 | 11/15/2011 6:46:50 AM |
basis-wizard8 | $100.00 | 11/15/2011 7:40:30 AM |
geophreigh | $29.89 | 11/15/2011 1:38:29 PM |
Champion_Lending | $25.00 | 11/15/2011 8:35:18 AM |
168RichCapital | $25.11 | 11/15/2011 12:33:54 PM |
thankful-nickel2 | $25.00 | 11/15/2011 9:26:51 AM |
red-contract-lionheart | $25.00 | 11/15/2011 12:58:30 PM |
2grindstones | $25.00 | 11/15/2011 9:57:20 AM |
capital-zeus | $100.00 | 11/15/2011 10:18:13 AM |
liberty-magnate | $25.00 | 11/15/2011 10:46:40 AM |
real-return | $25.00 | 11/15/2011 11:52:28 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
531280
This series of Notes was issued and sold upon the funding of the borrower loan #55776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,939 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gentle-basis |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Day Trader
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:54 AM |
responsibility-butterfly | $25.00 | 10/29/2011 4:17:37 PM |
greenwell | $100.00 | 10/31/2011 5:32:58 PM |
HHP | $100.00 | 11/1/2011 8:05:48 AM |
tech310 | $50.00 | 11/1/2011 11:15:07 PM |
worth-blanket2 | $5,100.00 | 11/3/2011 11:05:58 AM |
managedfund | $125.00 | 11/3/2011 3:47:38 PM |
economy-coup | $50.00 | 10/31/2011 12:30:16 AM |
finance-mushroom | $100.00 | 10/31/2011 5:47:09 PM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:20 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:28 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
531382
This series of Notes was issued and sold upon the funding of the borrower loan #55935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $680.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $56,963 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| money-watcher |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2009)
720-739
(Jul-2009)
740-759
(Oct-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Pay off 401K Loan &amp; Cards
Purpose of loan:
This loan will be used to pay off a 401K loan and consolidate a credit card.
About me:
I borrowed money from my 401K to purchase a rental property. Everything is good, except that I want to find a new job, and if I change jobs I'll have to pay the loan off in full in 30 days or the outstanding amount will be taxed.
I have had 2 additional loans before and always paid exactly as agreed! You can view that in my history. I also have a couple of small loans that I have funded as a Borrow here on Prosper as well.
I won't list all of my expenses here because I will link to this from my blog and would rather not disclose all of my expenses for the entire world to see (I get 25K viewers per month).
I already pay $500+ per month for the 401K loan and $400+ to credit cards. I would continue to pay at the same rate and toss in some extras, so this loan will NOT go out a full 3 years.
Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 11/8/2011 5:42:49 PM |
jescowa | $50.00 | 11/8/2011 5:36:00 PM |
dingus | $25.00 | 11/8/2011 5:48:26 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:21 PM |
the-dollar-topper | $150.00 | 11/8/2011 5:53:14 PM |
restech | $25.00 | 11/8/2011 5:02:23 PM |
rs999 | $25.00 | 11/8/2011 6:09:22 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:01 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:04 PM |
pdub | $75.00 | 11/8/2011 5:54:37 PM |
rcs2003 | $37.50 | 11/9/2011 1:48:29 AM |
figs4u2 | $100.00 | 11/8/2011 6:04:33 PM |
Domgabriel | $50.00 | 11/9/2011 3:46:25 AM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:02 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:34 AM |
DadWarbucks | $25.00 | 11/9/2011 8:40:46 AM |
gold-commander0 | $25.00 | 11/9/2011 9:16:56 AM |
BeachWalkz | $50.00 | 11/9/2011 5:25:02 AM |
kchen486 | $50.00 | 11/9/2011 9:14:50 AM |
GElender | $40.00 | 11/9/2011 6:29:18 AM |
minista | $25.00 | 11/9/2011 9:54:27 AM |
britgsb | $30.00 | 11/9/2011 9:04:55 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:35:09 AM |
fcrick | $25.00 | 11/9/2011 10:42:10 AM |
listing-trapper3 | $50.00 | 11/9/2011 9:48:33 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:55:25 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:46 AM |
riskreward | $250.00 | 11/9/2011 11:31:30 AM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:17 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:25 PM |
AFairDeal | $25.00 | 11/9/2011 12:21:20 PM |
Plee-Spaymebak | $40.00 | 11/9/2011 12:24:45 PM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:22 AM |
rolltide09 | $25.00 | 11/9/2011 11:47:29 AM |
tntmojave | $50.00 | 11/9/2011 2:24:18 PM |
power-collider | $50.00 | 11/9/2011 3:04:31 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:18:07 PM |
truth-silo | $50.00 | 11/9/2011 4:30:18 PM |
SLN-10 | $25.00 | 11/9/2011 4:09:42 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 5:48:19 PM |
JustMee | $25.00 | 11/9/2011 5:18:12 PM |
designer_10 | $25.00 | 11/9/2011 7:06:28 PM |
cablenews | $100.00 | 11/9/2011 6:10:04 PM |
infinitykid | $50.00 | 11/9/2011 6:40:17 PM |
real-return | $30.00 | 11/9/2011 10:50:23 PM |
mystical-euro | $250.00 | 11/9/2011 9:21:05 PM |
integrity-saver | $100.00 | 11/9/2011 7:49:12 PM |
Brisket_Bob | $75.92 | 11/10/2011 4:53:32 AM |
lovely-greenback4 | $25.00 | 11/10/2011 6:25:57 AM |
Octamer | $200.00 | 11/9/2011 8:25:58 PM |
velocity-aurora | $50.00 | 11/10/2011 8:25:31 AM |
tomdooley12520 | $25.00 | 11/10/2011 6:46:08 AM |
beeper2 | $40.00 | 11/9/2011 10:08:15 PM |
6moonbeams | $25.00 | 11/10/2011 9:15:33 AM |
power-defender7 | $50.00 | 11/10/2011 9:13:44 AM |
Blacke30 | $50.00 | 11/10/2011 10:01:18 AM |
well-mannered-income3 | $60.00 | 11/10/2011 9:42:32 AM |
sfmf | $25.00 | 11/10/2011 11:30:21 AM |
Weaverville | $50.00 | 11/10/2011 10:24:55 AM |
velocity-solo | $25.00 | 11/10/2011 10:28:47 AM |
zbfamwl | $25.00 | 11/10/2011 9:37:50 AM |
Pasagam | $50.00 | 11/10/2011 10:56:11 AM |
Rysterola82 | $50.00 | 11/10/2011 12:47:08 PM |
F16Pilot | $25.00 | 11/10/2011 10:01:38 AM |
jthomps4 | $25.00 | 11/10/2011 2:08:57 PM |
Harry | $50.00 | 11/10/2011 2:24:48 PM |
btw8211 | $25.00 | 11/10/2011 11:47:51 AM |
damanq | $25.00 | 11/10/2011 12:39:52 PM |
tbrnet | $50.00 | 11/10/2011 2:55:39 PM |
safe-finance | $25.00 | 11/10/2011 2:38:19 PM |
managedfund | $2,000.00 | 11/10/2011 2:48:01 PM |
cash-sensai2 | $25.00 | 11/10/2011 2:02:24 PM |
boomer5 | $25.00 | 11/10/2011 3:19:54 PM |
organic-responsibility60 | $100.00 | 11/10/2011 3:47:33 PM |
financial-frenzy | $50.00 | 11/10/2011 5:23:49 PM |
skiberdad | $50.00 | 11/10/2011 2:33:36 PM |
r48 | $26.00 | 11/10/2011 4:47:18 PM |
healer199 | $54.00 | 11/10/2011 3:16:03 PM |
investment-tempo | $25.00 | 11/10/2011 6:24:48 PM |
brainy-repayment5 | $50.00 | 11/10/2011 3:41:41 PM |
footz79 | $25.00 | 11/10/2011 6:52:39 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:40:59 PM |
happy-yield | $25.00 | 11/10/2011 7:10:38 PM |
gpuck | $100.00 | 11/10/2011 5:42:19 PM |
payout-crescendo9 | $200.00 | 11/10/2011 7:42:46 PM |
Tai | $25.00 | 11/10/2011 7:53:57 PM |
soulwork | $25.00 | 11/10/2011 8:23:28 PM |
abundant-power | $50.00 | 11/10/2011 9:00:15 PM |
sjlender | $33.00 | 11/10/2011 6:31:43 PM |
wigglesworth4 | $100.00 | 11/10/2011 6:38:41 PM |
harmonious-trade969 | $75.00 | 11/10/2011 11:31:20 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:04 AM |
nsquared007 | $25.00 | 11/11/2011 2:05:27 AM |
Finchy78 | $25.00 | 11/10/2011 7:04:01 PM |
LenderByDay | $25.00 | 11/11/2011 5:12:15 AM |
simplelender80 | $250.00 | 11/11/2011 6:25:16 AM |
Barrayaran | $25.00 | 11/11/2011 7:39:38 AM |
Use_It_Wisely | $30.00 | 11/11/2011 8:13:53 AM |
trident9 | $50.00 | 11/11/2011 8:39:57 AM |
mlender | $35.00 | 11/10/2011 9:52:15 PM |
first-class-yield9 | $100.00 | 11/10/2011 10:56:01 PM |
the-enthralling-coin | $25.00 | 11/11/2011 9:22:13 AM |
ypant | $41.00 | 11/11/2011 9:34:44 AM |
ranstlin | $25.00 | 11/11/2011 6:09:36 AM |
degster | $25.00 | 11/11/2011 10:12:36 AM |
george_kaplan | $25.00 | 11/11/2011 10:28:49 AM |
durability-solstice8 | $50.00 | 11/11/2011 10:36:00 AM |
PaulW | $40.00 | 11/11/2011 10:54:07 AM |
gold-sushi | $25.00 | 11/11/2011 10:58:04 AM |
Sefotonga | $25.00 | 11/11/2011 11:07:18 AM |
Bank42 | $25.00 | 11/11/2011 11:08:13 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:17 AM |
innocent-income4 | $25.00 | 11/11/2011 11:17:50 AM |
shrewd-deal | $75.00 | 11/11/2011 11:36:43 AM |
CarlC | $25.00 | 11/11/2011 11:40:08 AM |
zzztimbo | $25.00 | 11/11/2011 9:04:42 AM |
Pennywize | $25.00 | 11/11/2011 11:53:54 AM |
Adventurouschef | $25.00 | 11/11/2011 12:18:56 PM |
genius520 | $50.00 | 11/11/2011 12:34:55 PM |
TWGCJ | $25.00 | 11/11/2011 12:29:48 PM |
helpinghand63 | $25.00 | 11/11/2011 12:34:03 PM |
green-moola-sniffer | $25.00 | 11/11/2011 9:47:58 AM |
transparency-river1 | $1,000.00 | 11/11/2011 10:04:25 AM |
camaraderi-catapult | $25.00 | 11/11/2011 10:27:32 AM |
ptjg | $100.00 | 11/11/2011 11:02:35 AM |
uagrad | $25.00 | 11/11/2011 11:03:00 AM |
Sid-K | $25.00 | 11/11/2011 3:03:03 PM |
note-pursuit | $25.00 | 11/11/2011 11:10:20 AM |
Oupa-George | $25.00 | 11/11/2011 11:20:42 AM |
george6791 | $25.00 | 11/11/2011 3:53:29 PM |
jcw3rd | $25.00 | 11/11/2011 4:56:48 PM |
Nordzee | $25.00 | 11/11/2011 12:45:51 PM |
oskizzle | $25.00 | 11/11/2011 5:19:21 PM |
first-upright-payout | $25.00 | 11/11/2011 1:22:29 PM |
teejay411 | $100.00 | 11/11/2011 2:03:45 PM |
ISLA-VISTA | $40.00 | 11/11/2011 2:52:39 PM |
saber_322 | $25.00 | 11/11/2011 6:47:51 PM |
penny-healer5 | $25.00 | 11/11/2011 4:28:49 PM |
keichi03 | $1.74 | 11/11/2011 7:08:47 PM |
zhiguli | $25.00 | 11/11/2011 6:02:55 PM |
brazilofmux | $47.00 | 11/11/2011 6:11:34 PM |
Tom579 | $50.00 | 11/11/2011 6:44:30 PM |
Chuppie | $25.00 | 11/11/2011 6:56:46 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:17 PM |
larslfe | $25.00 | 11/8/2011 5:47:13 PM |
green-trade-dolphin2 | $50.02 | 11/8/2011 5:02:16 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:49 PM |
evnagelist | $25.00 | 11/8/2011 5:32:55 PM |
bb575 | $50.00 | 11/8/2011 5:35:32 PM |
green28 | $100.00 | 11/8/2011 8:16:25 PM |
PLANECRASH | $25.00 | 11/8/2011 9:00:16 PM |
trade-surge3 | $50.00 | 11/9/2011 6:35:31 AM |
LTR | $25.00 | 11/9/2011 6:55:43 AM |
mflawyer | $25.00 | 11/9/2011 6:43:55 AM |
helping-out | $44.33 | 11/9/2011 8:07:56 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:26 AM |
john0720 | $25.00 | 11/9/2011 6:22:17 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:31 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:54 AM |
payout-motivator0 | $75.00 | 11/9/2011 9:53:15 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:25 AM |
Clambake | $25.00 | 11/9/2011 10:01:14 AM |
rich266 | $25.00 | 11/9/2011 10:27:51 AM |
WalnutCreekguy | $100.00 | 11/9/2011 9:08:33 AM |
affluence-tycoon | $25.00 | 11/9/2011 10:14:06 AM |
Banker7371 | $25.00 | 11/9/2011 9:10:02 AM |
cnovak | $25.00 | 11/9/2011 11:01:31 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:45 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:49 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:33 AM |
first-serene-credit | $25.00 | 11/9/2011 11:44:18 AM |
exact-loan5 | $50.00 | 11/9/2011 11:55:57 AM |
resolute-justice413 | $100.00 | 11/9/2011 11:14:26 AM |
Cai8899 | $50.00 | 11/9/2011 12:32:10 PM |
asya | $25.00 | 11/9/2011 1:05:44 PM |
innocent-deal | $25.00 | 11/9/2011 1:43:10 PM |
beer-gardener | $200.00 | 11/9/2011 2:13:17 PM |
Barrayaran | $25.00 | 11/9/2011 12:38:04 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:55 PM |
determined-revenue1 | $50.00 | 11/9/2011 2:35:16 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:40 PM |
rate-mogul | $50.00 | 11/9/2011 5:55:33 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:02 PM |
jpac1066 | $100.00 | 11/9/2011 6:04:17 PM |
k219824 | $100.00 | 11/9/2011 5:29:53 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:05 PM |
Supp0rter | $75.00 | 11/9/2011 5:49:04 PM |
rudyindc | $25.00 | 11/9/2011 7:39:41 PM |
rmachi | $25.00 | 11/9/2011 6:14:02 PM |
lenderrn | $100.00 | 11/9/2011 8:22:39 PM |
gardenofeden | $25.60 | 11/9/2011 6:46:43 PM |
cloud8 | $50.00 | 11/9/2011 9:29:36 PM |
postalwhiz | $25.00 | 11/9/2011 6:55:47 PM |
the-serene-transaction | $31.13 | 11/9/2011 8:20:53 PM |
tacologic | $50.00 | 11/9/2011 8:43:30 PM |
lostontheedge | $25.00 | 11/10/2011 5:47:39 AM |
towering-cash6 | $25.00 | 11/9/2011 8:29:50 PM |
bulabula | $25.00 | 11/9/2011 9:06:50 PM |
antlr | $50.00 | 11/9/2011 9:18:01 PM |
Uylsses | $50.00 | 11/10/2011 6:31:51 AM |
MadHun | $51.00 | 11/10/2011 9:01:52 AM |
finance-magma7 | $25.00 | 11/10/2011 9:09:03 AM |
YellowJacket | $25.00 | 11/10/2011 10:04:10 AM |
Reputation1 | $25.00 | 11/10/2011 8:01:06 AM |
Rick21 | $25.00 | 11/10/2011 9:58:28 AM |
Jinja | $110.77 | 11/10/2011 10:00:16 AM |
undaunted-fairness0 | $25.00 | 11/10/2011 11:05:47 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:16 AM |
nybanker85 | $50.00 | 11/10/2011 9:23:29 AM |
investment-comet | $25.00 | 11/10/2011 11:30:31 AM |
Lender0010 | $50.00 | 11/10/2011 11:37:34 AM |
dgagli1 | $51.35 | 11/10/2011 1:07:43 PM |
gain-equator | $25.00 | 11/10/2011 1:06:45 PM |
sri59 | $100.00 | 11/10/2011 12:38:59 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:03 PM |
invincible-dough | $25.00 | 11/10/2011 1:36:29 PM |
ajst1 | $25.00 | 11/10/2011 3:18:14 PM |
Cory79 | $27.18 | 11/10/2011 4:52:09 PM |
money-bauble | $200.00 | 11/10/2011 2:25:36 PM |
power-persimmon5 | $100.00 | 11/10/2011 3:05:10 PM |
life-is-great | $25.00 | 11/10/2011 5:36:09 PM |
lendersf | $100.00 | 11/10/2011 6:17:12 PM |
luminous-return3 | $25.00 | 11/10/2011 3:21:50 PM |
prudent-dinero | $25.00 | 11/10/2011 4:13:29 PM |
thoughtful-contract984 | $25.00 | 11/10/2011 4:44:36 PM |
SnE | $50.00 | 11/10/2011 5:24:27 PM |
comet55 | $50.00 | 11/10/2011 7:30:54 PM |
platinum-czar | $25.00 | 11/10/2011 7:44:10 PM |
chlebie | $37.00 | 11/10/2011 8:06:22 PM |
loantigger | $25.00 | 11/10/2011 9:32:41 PM |
wdove511 | $26.00 | 11/10/2011 9:16:20 PM |
wlm3012 | $30.00 | 11/10/2011 10:22:53 PM |
damage | $25.00 | 11/10/2011 7:25:14 PM |
Money2Lend_U | $500.00 | 11/11/2011 6:36:21 AM |
thankful-nickel2 | $25.00 | 11/11/2011 6:55:46 AM |
puifais | $50.00 | 11/11/2011 8:09:49 AM |
jazz619 | $25.00 | 11/11/2011 9:05:46 AM |
jrbill1998 | $50.00 | 11/11/2011 9:13:25 AM |
nickel-balance | $25.00 | 11/11/2011 9:22:21 AM |
LP_InvestmentGroup | $100.00 | 11/11/2011 4:53:42 AM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:50 AM |
paladin847 | $50.00 | 11/11/2011 9:53:12 AM |
building-america | $25.00 | 11/11/2011 9:55:23 AM |
brewman | $25.00 | 11/11/2011 10:10:48 AM |
JTHarris | $25.00 | 11/11/2011 10:15:30 AM |
peaceful-basis6 | $50.00 | 11/11/2011 8:54:24 AM |
Tasmir | $25.00 | 11/11/2011 11:38:31 AM |
ideal-penny8 | $25.00 | 11/11/2011 12:15:05 PM |
dospapalotes | $25.00 | 11/11/2011 12:24:21 PM |
JRhino | $25.00 | 11/11/2011 9:44:57 AM |
baker31 | $46.68 | 11/11/2011 1:42:08 PM |
benjo | $50.00 | 11/11/2011 9:48:40 AM |
JustMee | $25.00 | 11/11/2011 2:06:34 PM |
hopethisworks | $25.00 | 11/11/2011 10:03:48 AM |
a-resplendent-commitment | $35.00 | 11/11/2011 2:26:44 PM |
moneytolend72 | $50.00 | 11/11/2011 10:42:09 AM |
iceman35 | $25.00 | 11/11/2011 10:43:15 AM |
social-comet7 | $25.16 | 11/11/2011 3:02:19 PM |
harperpotok | $100.00 | 11/11/2011 3:03:37 PM |
studious-bonus7 | $100.00 | 11/11/2011 11:08:03 AM |
gracej | $25.00 | 11/11/2011 11:32:42 AM |
usbank | $25.00 | 11/11/2011 3:56:33 PM |
chestnut4 | $25.00 | 11/11/2011 12:13:54 PM |
dogthecat | $29.75 | 11/11/2011 5:27:16 PM |
agile-loan0 | $25.00 | 11/11/2011 5:49:49 PM |
lounges | $30.00 | 11/11/2011 6:25:15 PM |
Actuary | $25.00 | 11/11/2011 6:27:27 PM |
ThomasC | $50.00 | 11/11/2011 6:36:41 PM |
pythia | $25.00 | 11/11/2011 3:10:08 PM |
auction-rocket | $25.00 | 11/11/2011 6:44:36 PM |
treasure-exchanger2 | $45.00 | 11/11/2011 6:45:30 PM |
dough-souffle | $100.00 | 11/11/2011 3:20:06 PM |
historic-balance5 | $25.00 | 11/11/2011 4:01:22 PM |
rework | $67.60 | 11/11/2011 4:14:45 PM |
responsibility-cherry6 | $25.00 | 11/11/2011 6:47:50 PM |
vibrant-return1 | $50.00 | 11/11/2011 6:51:15 PM |
hrubinst | $44.00 | 11/11/2011 5:20:54 PM |
opportunity85 | $25.00 | 11/11/2011 7:01:49 PM |
sharp-income2 | $25.00 | 11/11/2011 6:48:19 PM |
fund-capo | $35.00 | 11/11/2011 6:56:03 PM |
280 Investments
|
Borrower Payment Dependent Notes Series
532880
This series of Notes was issued and sold upon the funding of the borrower loan #55837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-01-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,737 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-agreement4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...pay off remaining debt to complete closing on the selling of my home. My desire is to move to an area with a better school system for my daughter. Obtaining this loan will allow me to complete this sale and close out my previous mortgage.,My financial situation:
I am a good candidate for this loan because...I have stable employment and I have the ability to make the monthly payments required and to pay this loan off in full before the amount of years offered. This loan will help to make one of my dreams come true sooner than I had ever anticipated.
Monthly net income: $5,368
Monthly expenses: $
Housing: $884.00
Insurance: $83.00
Car expenses: $160.00
Utilities: $250.00
Phone, cable, internet: $165.00
Food, entertainment: $450.00
Clothing, household expenses: $125.00
Credit cards and other loans: $330.00
Other expenses: $672.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 11/1/2011 9:29:59 AM |
credit-wheel7 | $25.00 | 11/1/2011 9:33:26 AM |
lion6 | $25.00 | 11/1/2011 4:58:40 PM |
Doodlemeyer | $25.00 | 11/3/2011 3:36:29 PM |
well-mannered-income3 | $40.00 | 11/3/2011 5:09:07 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:52 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:07 PM |
loot-heart | $25.00 | 11/3/2011 9:32:36 PM |
JustMee | $25.00 | 11/4/2011 6:23:00 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:35:54 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:03 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:49 AM |
treasure-bliss | $25.00 | 11/4/2011 6:27:43 AM |
beer-gardener | $25.00 | 11/4/2011 7:41:05 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:30 AM |
evnagelist | $25.00 | 11/4/2011 10:15:09 AM |
platinum-enlightenment | $25.00 | 11/4/2011 10:43:37 AM |
melodious-fairness | $25.00 | 11/4/2011 10:16:04 AM |
Investor_DP | $100.00 | 11/4/2011 10:22:52 AM |
RetiredATC | $50.00 | 11/4/2011 10:17:16 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:26 AM |
Kaj | $25.00 | 11/4/2011 10:24:33 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:18 AM |
exact-loan5 | $50.00 | 11/4/2011 11:04:37 AM |
credit-maple5 | $100.00 | 11/4/2011 11:33:22 AM |
the-dollar-topper | $150.00 | 11/4/2011 11:14:48 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:28 AM |
riskreward | $250.00 | 11/4/2011 11:56:39 AM |
helper07 | $30.00 | 11/4/2011 3:25:31 PM |
cash-fanatic | $25.00 | 11/4/2011 3:54:32 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:40 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:24 PM |
BaxterEvil | $25.00 | 11/4/2011 5:06:21 PM |
loot-geyser1 | $25.00 | 11/4/2011 5:10:45 PM |
wise-silver-wonder | $25.00 | 11/4/2011 3:07:17 PM |
deborahz | $25.00 | 11/4/2011 3:08:56 PM |
awe-inspiring-payment | $29.36 | 11/4/2011 2:55:33 PM |
gold-virtuoso | $25.00 | 11/4/2011 5:34:46 PM |
WeAlNe | $25.00 | 11/4/2011 3:54:47 PM |
deal-secret-agent | $25.00 | 11/4/2011 5:48:01 PM |
cnovak | $25.00 | 11/4/2011 4:54:23 PM |
zippy-interest | $25.00 | 11/4/2011 5:01:45 PM |
integrity-coyote | $25.00 | 11/4/2011 5:56:46 PM |
wise-rupee-sanctuary | $50.00 | 11/4/2011 5:00:51 PM |
jrbill1998 | $47.00 | 11/4/2011 5:19:34 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:21:13 PM |
skiberdad | $50.00 | 11/4/2011 5:26:29 PM |
Banker7371 | $25.00 | 11/4/2011 5:31:14 PM |
checkuto | $25.00 | 11/4/2011 5:37:25 PM |
haplender | $50.00 | 11/4/2011 6:02:06 PM |
life-is-great | $25.00 | 11/4/2011 6:05:25 PM |
a-resplendent-commitment | $100.00 | 11/4/2011 6:57:36 PM |
WisconsinLiberal | $25.00 | 11/4/2011 6:11:01 PM |
rakstar | $25.00 | 11/4/2011 7:09:44 PM |
gulch | $25.00 | 11/4/2011 6:27:13 PM |
fairness-kayak | $25.00 | 11/4/2011 6:33:34 PM |
stylish-generosity6 | $25.00 | 11/4/2011 6:37:54 PM |
unassassinable | $25.00 | 11/4/2011 6:36:28 PM |
money-bauble | $200.00 | 11/4/2011 7:24:53 PM |
unger | $155.11 | 11/4/2011 7:31:56 PM |
kjsfld | $25.00 | 11/4/2011 6:40:58 PM |
tenacious-affluence | $100.00 | 11/4/2011 6:46:05 PM |
payout-thinker7 | $50.00 | 11/4/2011 8:02:43 PM |
debt-system880 | $50.00 | 11/4/2011 8:14:29 PM |
dayahn | $25.00 | 11/4/2011 6:52:43 PM |
impeccable-funds5 | $25.00 | 11/4/2011 6:56:05 PM |
escharfer | $25.00 | 11/4/2011 6:59:50 PM |
DonaldColorado | $31.84 | 11/4/2011 7:05:16 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:46 PM |
asmithj | $25.00 | 11/4/2011 7:45:38 PM |
contract-paloverde1 | $40.00 | 11/5/2011 5:30:02 AM |
money-engine | $25.00 | 11/4/2011 8:49:40 PM |
p2p-mushroom1 | $40.68 | 11/4/2011 9:10:07 PM |
Rick21 | $25.00 | 11/4/2011 10:34:14 PM |
Bob450 | $29.00 | 11/5/2011 8:22:49 AM |
green-tree-shake | $30.66 | 11/5/2011 8:27:07 AM |
1phantom | $25.00 | 11/5/2011 8:32:16 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:51 AM |
ge0bab | $27.00 | 11/5/2011 9:12:18 AM |
malomar66 | $50.00 | 11/5/2011 10:55:46 AM |
helpful-credit156 | $25.00 | 11/5/2011 8:48:33 AM |
wdove511 | $25.00 | 11/5/2011 9:04:55 AM |
nytrnbow | $25.00 | 11/5/2011 10:35:55 AM |
malomar66 | $50.00 | 11/5/2011 10:55:52 AM |
radforj22 | $25.00 | 11/5/2011 10:13:58 AM |
RodBlizz42 | $29.00 | 11/5/2011 11:47:44 AM |
gracej | $25.00 | 11/5/2011 12:07:18 PM |
successful-agreement7 | $100.00 | 11/5/2011 12:08:16 PM |
rupee-artisan | $25.00 | 11/5/2011 12:18:31 PM |
kind-efficient-credit | $25.00 | 11/5/2011 12:26:30 PM |
rytrearc | $25.00 | 11/5/2011 12:37:24 PM |
TheoProf | $25.00 | 11/5/2011 12:43:57 PM |
finance-magma7 | $25.00 | 11/5/2011 12:46:08 PM |
paladin847 | $50.00 | 11/5/2011 12:34:56 PM |
wlm3012 | $30.00 | 11/5/2011 1:08:10 PM |
mike_banker | $29.00 | 11/5/2011 1:19:02 PM |
clean-finance1 | $35.00 | 11/5/2011 1:23:03 PM |
cablenews | $90.00 | 11/5/2011 12:55:19 PM |
deal-enrichment | $25.00 | 11/5/2011 1:31:01 PM |
financial-frenzy | $35.00 | 11/5/2011 1:29:01 PM |
intelligent-repayment8 | $862.19 | 11/5/2011 1:40:53 PM |
real-return | $25.00 | 11/1/2011 9:22:52 AM |
pound-mushroom3 | $25.00 | 11/1/2011 9:28:16 AM |
responsibility-butterfly | $25.00 | 11/1/2011 10:44:38 AM |
figs4u2 | $100.00 | 11/1/2011 10:58:42 AM |
iaffy | $50.00 | 11/2/2011 2:54:51 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:42 PM |
kenji4861 | $25.00 | 11/3/2011 5:28:30 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:57 PM |
prohelper | $25.00 | 11/3/2011 5:13:00 PM |
gentle-penny7 | $32.00 | 11/3/2011 6:03:34 PM |
jaycro | $25.00 | 11/3/2011 6:39:59 PM |
hanuman77 | $25.00 | 11/3/2011 6:57:45 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:42 PM |
oplender | $25.00 | 11/3/2011 9:47:59 PM |
PowerBarDC | $25.00 | 11/3/2011 10:24:46 PM |
BxRealtor | $25.00 | 11/4/2011 6:29:32 AM |
silver-armada | $50.00 | 11/4/2011 4:18:58 AM |
kulender | $100.00 | 11/4/2011 4:46:06 AM |
triumph329 | $26.48 | 11/4/2011 4:47:20 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:14 AM |
cymbal097 | $38.97 | 11/4/2011 6:56:31 AM |
five-star-order1 | $50.00 | 11/4/2011 8:59:39 AM |
dignified-finance | $25.00 | 11/4/2011 7:10:54 AM |
worth-arch | $25.00 | 11/4/2011 8:29:00 AM |
cutter21 | $25.00 | 11/4/2011 10:03:58 AM |
tranquil-revenue | $25.00 | 11/4/2011 11:16:50 AM |
spark548 | $50.00 | 11/4/2011 11:19:40 AM |
Weaverville | $25.00 | 11/4/2011 10:47:25 AM |
hard-working-rate3 | $100.00 | 11/4/2011 10:58:36 AM |
Letusee | $50.00 | 11/4/2011 11:04:07 AM |
equitable-capital758 | $51.00 | 11/4/2011 12:03:43 PM |
britgsb | $30.00 | 11/4/2011 12:21:34 PM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:11 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:08 AM |
dinero-launcher | $26.21 | 11/4/2011 11:38:22 AM |
exchange-pledge | $100.00 | 11/4/2011 1:03:54 PM |
javelin0 | $25.00 | 11/4/2011 12:01:39 PM |
gilbrear | $25.00 | 11/4/2011 3:02:16 PM |
d3v0t3d | $25.00 | 11/4/2011 3:51:00 PM |
unclejaef | $25.00 | 11/4/2011 4:34:18 PM |
JustinBlueSteal | $25.00 | 11/4/2011 4:36:22 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:00 PM |
TrixieD | $25.00 | 11/4/2011 4:07:21 PM |
gold-sushi | $25.00 | 11/4/2011 5:45:42 PM |
friendship9 | $25.00 | 11/4/2011 4:16:27 PM |
heavenly-treasure542 | $25.00 | 11/4/2011 4:50:02 PM |
tender-commerce8 | $50.00 | 11/4/2011 5:01:09 PM |
JLMGroupFunds | $25.00 | 11/4/2011 5:09:23 PM |
indomitable-dedication | $25.00 | 11/4/2011 5:22:38 PM |
listing-vista | $50.00 | 11/4/2011 5:22:14 PM |
samo102us | $25.00 | 11/4/2011 5:35:14 PM |
jescowa | $50.00 | 11/4/2011 6:36:02 PM |
Taz-Man-IIWIS | $25.00 | 11/4/2011 5:35:56 PM |
ursus | $50.00 | 11/4/2011 5:37:56 PM |
reflective-cash0 | $50.00 | 11/4/2011 5:44:37 PM |
officer8 | $25.00 | 11/4/2011 5:50:41 PM |
maharaja | $25.00 | 11/4/2011 6:01:45 PM |
yield-aurora4 | $25.00 | 11/4/2011 6:02:18 PM |
capital-lesson | $25.00 | 11/4/2011 6:00:21 PM |
wwwUniversal | $25.00 | 11/4/2011 6:57:31 PM |
brightest-affluence-motivator | $50.00 | 11/4/2011 6:10:30 PM |
emo13 | $50.00 | 11/4/2011 6:17:38 PM |
egw | $30.00 | 11/4/2011 6:19:05 PM |
lendhelp | $50.00 | 11/4/2011 7:13:19 PM |
RoyFauntleroy | $50.00 | 11/4/2011 7:18:00 PM |
Contact911 | $25.00 | 11/4/2011 6:34:47 PM |
ethical-income2 | $25.00 | 11/4/2011 7:20:02 PM |
robust-trade | $25.00 | 11/4/2011 7:22:45 PM |
Mark-7 | $50.00 | 11/4/2011 7:48:43 PM |
Howaboutsomemoney | $27.47 | 11/4/2011 8:17:38 PM |
market-assembler | $25.00 | 11/4/2011 6:53:52 PM |
calm-deal7 | $25.00 | 11/4/2011 7:06:12 PM |
gbrbob | $25.00 | 11/5/2011 12:45:28 AM |
TheCount | $25.00 | 11/5/2011 3:31:55 AM |
longcall | $209.00 | 11/4/2011 7:45:47 PM |
mennleo | $50.00 | 11/5/2011 5:13:10 AM |
ballz694 | $25.00 | 11/4/2011 9:17:08 PM |
wesand22 | $25.00 | 11/4/2011 9:40:22 PM |
scloans | $25.46 | 11/5/2011 2:44:21 AM |
hard-working-gain2 | $36.50 | 11/5/2011 2:03:05 AM |
income-champion | $25.00 | 11/5/2011 7:46:22 AM |
income-investor3 | $25.00 | 11/5/2011 7:49:36 AM |
calinno2 | $25.00 | 11/5/2011 5:18:06 AM |
justice-allocator3 | $25.00 | 11/5/2011 8:18:13 AM |
gustavholstopus32 | $25.00 | 11/5/2011 5:46:40 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:45 AM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:50 AM |
NickRac | $50.00 | 11/5/2011 7:14:04 AM |
glowing-payment2 | $48.80 | 11/5/2011 8:53:01 AM |
nickel-ferret | $50.00 | 11/5/2011 8:36:55 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:28 AM |
leverage-monger | $25.00 | 11/5/2011 10:34:16 AM |
mistrmark | $50.00 | 11/5/2011 8:37:47 AM |
malomar66 | $50.00 | 11/5/2011 10:55:39 AM |
selector568 | $300.00 | 11/5/2011 11:03:53 AM |
rescue | $100.00 | 11/5/2011 11:16:38 AM |
ZeLonewolf | $25.00 | 11/5/2011 12:08:50 PM |
dedicated-diversification5 | $100.00 | 11/5/2011 12:20:41 PM |
useful-p2ploan | $25.00 | 11/5/2011 12:41:19 PM |
wise-balanced-moola | $25.00 | 11/5/2011 12:52:27 PM |
Erikdbp | $25.00 | 11/5/2011 1:04:04 PM |
agreement-guild | $50.00 | 11/5/2011 1:21:51 PM |
economy-molecule3 | $406.00 | 11/5/2011 12:51:24 PM |
buyrite334 | $25.00 | 11/5/2011 1:30:50 PM |
tenacious-capital3 | $26.27 | 11/5/2011 1:16:57 PM |
genius520 | $50.00 | 11/5/2011 1:21:18 PM |
207 Investments
|
Borrower Payment Dependent Notes Series
532884
This series of Notes was issued and sold upon the funding of the borrower loan #56122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $322.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,632 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-conservationist |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:13 PM |
coin-investor | $25.00 | 11/7/2011 9:18:07 AM |
rescue | $100.00 | 11/7/2011 9:46:41 AM |
economy-coup | $50.00 | 11/7/2011 9:02:47 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:25 AM |
golden-velocity9 | $25.00 | 11/10/2011 11:31:18 AM |
idastmerchants | $25.00 | 11/11/2011 9:08:45 AM |
Dubbs360 | $50.00 | 11/11/2011 10:40:23 AM |
careful-vigilance4 | $50.00 | 11/11/2011 10:40:48 AM |
iceman35 | $25.00 | 11/11/2011 10:43:14 AM |
evnagelist | $25.00 | 11/11/2011 10:58:44 AM |
rhin0cerx | $50.00 | 11/11/2011 11:13:56 AM |
minddoc | $25.00 | 11/11/2011 11:16:21 AM |
WalnutCreekguy | $100.00 | 11/11/2011 11:29:39 AM |
diplomatic-wealth7 | $25.00 | 11/11/2011 11:43:00 AM |
worthy-bid8 | $50.00 | 11/11/2011 11:39:16 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 11:50:28 AM |
fighter122 | $25.00 | 11/11/2011 12:26:58 PM |
lowlite6647 | $25.00 | 11/11/2011 9:27:23 AM |
mercuriant | $25.00 | 11/11/2011 12:50:22 PM |
FASTIZIO_P | $25.00 | 11/11/2011 11:06:01 AM |
enterprising-credit2 | $25.00 | 11/11/2011 4:58:46 PM |
progressive-economy261 | $400.00 | 11/11/2011 12:04:50 PM |
tenacious-capital3 | $26.27 | 11/11/2011 5:07:14 PM |
CashFlow13 | $100.00 | 11/11/2011 5:17:31 PM |
helpinghand63 | $25.00 | 11/11/2011 12:34:02 PM |
restless-currency | $50.00 | 11/11/2011 1:19:47 PM |
payout-paddle1 | $25.00 | 11/11/2011 5:57:50 PM |
Zuzu | $25.00 | 11/11/2011 6:15:11 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:20 PM |
generosity-finder8 | $25.00 | 11/11/2011 4:57:06 PM |
peso-mate | $50.00 | 11/11/2011 6:55:36 PM |
armentdw | $28.00 | 11/11/2011 5:52:26 PM |
chief_wo | $25.00 | 11/11/2011 7:14:46 PM |
zone6 | $100.00 | 11/11/2011 7:33:24 PM |
Spaceman838 | $25.00 | 11/11/2011 7:50:58 PM |
wise-loot-bear | $25.00 | 11/11/2011 7:04:55 PM |
kulender | $100.00 | 11/11/2011 8:00:04 PM |
CO_Engineer | $25.00 | 11/11/2011 8:01:03 PM |
sophisticated-return496 | $25.00 | 11/11/2011 8:03:56 PM |
Medic05 | $25.00 | 11/11/2011 8:10:40 PM |
dariop | $30.01 | 11/11/2011 7:28:05 PM |
Bill88 | $25.00 | 11/11/2011 8:30:25 PM |
Binan | $25.00 | 11/11/2011 7:35:27 PM |
freetimeskier | $25.00 | 11/11/2011 9:13:29 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:42 PM |
cvlender | $25.00 | 11/11/2011 9:23:17 PM |
calimanusa | $50.00 | 11/11/2011 9:27:43 PM |
investment-visionary | $25.00 | 11/11/2011 9:50:23 PM |
lowrate | $50.00 | 11/11/2011 9:52:56 PM |
reflective-rupee | $25.00 | 11/11/2011 8:09:52 PM |
Pitufo | $25.00 | 11/11/2011 8:11:18 PM |
affluence-tambourine | $25.00 | 11/11/2011 10:38:02 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:40 PM |
lovely-benefit7 | $25.00 | 11/11/2011 8:14:25 PM |
joyful-felicity | $25.00 | 11/11/2011 9:50:31 PM |
studious-gold4 | $25.00 | 11/12/2011 4:09:35 AM |
benefit-boots | $25.00 | 11/11/2011 10:35:02 PM |
Elbanko | $30.00 | 11/12/2011 4:39:22 AM |
JagFan | $25.00 | 11/12/2011 4:56:19 AM |
Nirmalkumar1234 | $30.00 | 11/12/2011 6:33:23 AM |
Mathon | $25.00 | 11/12/2011 7:28:09 AM |
repcool | $25.00 | 11/12/2011 7:34:02 AM |
sentimental-peace8 | $25.00 | 11/12/2011 7:48:07 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:19 AM |
rbettenc | $25.00 | 11/12/2011 5:18:49 AM |
ASR3 | $35.00 | 11/12/2011 5:32:12 AM |
blivet1970 | $25.00 | 11/12/2011 5:36:01 AM |
astute-asset7 | $25.00 | 11/12/2011 8:24:07 AM |
social-zebra | $25.00 | 11/12/2011 9:34:46 AM |
auction-javelin | $25.00 | 11/12/2011 10:32:51 AM |
rebelduke | $25.00 | 11/12/2011 11:25:28 AM |
jga516 | $25.00 | 11/12/2011 9:06:46 AM |
investment-comet | $25.00 | 11/12/2011 12:56:55 PM |
point | $50.00 | 11/12/2011 1:16:42 PM |
liberty-magnate | $25.00 | 11/12/2011 1:59:05 PM |
tshurts | $25.00 | 11/12/2011 3:18:53 PM |
interest-coyote | $27.00 | 11/12/2011 3:48:46 PM |
capital-renewal | $25.00 | 11/12/2011 3:10:17 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:23 AM |
interest-satellite | $25.00 | 11/13/2011 6:18:44 AM |
durability-excellence | $30.00 | 11/12/2011 7:13:10 PM |
investment-cluster | $40.00 | 11/13/2011 3:23:12 AM |
simplelender80 | $250.00 | 11/13/2011 7:21:23 AM |
fmanjoo | $25.00 | 11/13/2011 9:32:40 AM |
rate-caravan7 | $1.62 | 11/13/2011 10:33:30 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:18 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:06 AM |
Tylerh | $500.00 | 11/7/2011 2:19:48 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:08:59 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:41 PM |
km007 | $25.00 | 11/11/2011 9:25:20 AM |
red-power-pecan | $50.00 | 11/11/2011 9:52:29 AM |
organic-order | $25.00 | 11/11/2011 9:57:23 AM |
Mark0135 | $50.00 | 11/11/2011 10:25:15 AM |
fund-jedi3 | $25.00 | 11/11/2011 10:53:01 AM |
moola-monger9 | $50.00 | 11/11/2011 10:56:08 AM |
asiaratt | $50.00 | 11/11/2011 10:57:32 AM |
important-openness1 | $100.00 | 11/11/2011 10:53:43 AM |
worldly-community3 | $50.00 | 11/11/2011 11:08:45 AM |
economy-producer | $25.00 | 11/11/2011 11:31:39 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:08 AM |
social-cocktail1 | $200.00 | 11/11/2011 12:40:40 PM |
helpful-loan245 | $25.00 | 11/11/2011 1:39:18 PM |
restless-fund5 | $25.00 | 11/11/2011 2:36:05 PM |
shrewd-peace7 | $25.00 | 11/11/2011 10:23:10 AM |
dedicated-transaction796 | $25.00 | 11/11/2011 10:25:44 AM |
camaraderi-catapult | $25.00 | 11/11/2011 10:27:32 AM |
roman2008 | $25.00 | 11/11/2011 10:27:54 AM |
Sid-K | $25.00 | 11/11/2011 3:02:52 PM |
stock106 | $25.00 | 11/11/2011 11:04:11 AM |
miked8303 | $25.00 | 11/11/2011 11:09:35 AM |
tornandfrayed | $25.00 | 11/11/2011 11:23:43 AM |
orange-preeminant-bill | $25.00 | 11/11/2011 11:38:13 AM |
Cai8899 | $31.00 | 11/11/2011 11:54:53 AM |
shawnb777 | $50.00 | 11/11/2011 5:10:40 PM |
loss-of-control | $100.00 | 11/11/2011 4:40:03 PM |
fortytwo | $150.00 | 11/11/2011 5:27:17 PM |
kindness-jedi | $25.00 | 11/11/2011 5:15:04 PM |
renaissance168 | $25.00 | 11/11/2011 12:51:28 PM |
enriching-credit9 | $25.00 | 11/11/2011 5:17:45 PM |
SolarMoonshine | $25.00 | 11/11/2011 5:22:34 PM |
aggresive-nickel2 | $25.00 | 11/11/2011 7:22:33 PM |
investmentgroup | $25.00 | 11/11/2011 7:33:03 PM |
Pman | $25.00 | 11/11/2011 7:38:38 PM |
jebber007 | $50.00 | 11/11/2011 7:59:01 PM |
WMY-Investor | $100.00 | 11/11/2011 7:21:48 PM |
finance-mushroom | $200.00 | 11/11/2011 8:23:41 PM |
niceguy777 | $25.00 | 11/11/2011 7:37:24 PM |
webappersn | $25.00 | 11/11/2011 9:01:24 PM |
blue-fund-flag | $36.05 | 11/11/2011 9:08:13 PM |
ag-ventures | $25.47 | 11/11/2011 9:24:35 PM |
a-plentiful-loyalty | $25.00 | 11/11/2011 9:50:26 PM |
beakerfish | $50.00 | 11/11/2011 9:42:39 PM |
_wally_ | $50.00 | 11/11/2011 10:01:38 PM |
inspired-contract9 | $25.00 | 11/11/2011 10:31:48 PM |
sunny-in-pdx | $233.76 | 11/11/2011 10:39:31 PM |
blackballplayer | $25.00 | 11/11/2011 11:05:39 PM |
capital-zoo | $25.00 | 11/11/2011 11:10:39 PM |
CA-Lender | $50.00 | 11/11/2011 11:22:43 PM |
jsak74 | $25.00 | 11/11/2011 11:22:59 PM |
homebody26 | $25.00 | 11/11/2011 8:48:14 PM |
Calif-smo | $25.00 | 11/11/2011 9:08:53 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:02 AM |
stolan | $50.00 | 11/12/2011 4:05:45 AM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:17 PM |
birddogsb | $50.00 | 11/12/2011 6:05:58 AM |
officer8 | $25.00 | 11/12/2011 6:32:59 AM |
bighurt401 | $25.00 | 11/12/2011 6:41:36 AM |
trade-beeper4 | $25.00 | 11/12/2011 6:58:07 AM |
cotito | $25.00 | 11/12/2011 7:24:34 AM |
coolnatkat | $25.00 | 11/12/2011 8:05:57 AM |
earlybird172961 | $38.00 | 11/12/2011 8:26:53 AM |
natural-interest7 | $25.00 | 11/12/2011 8:26:15 AM |
yield-lion | $25.00 | 11/12/2011 9:52:58 AM |
valiant-money | $35.00 | 11/12/2011 10:01:15 AM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:21 AM |
dime-explosion | $25.00 | 11/12/2011 12:31:09 PM |
SKOAL | $25.00 | 11/12/2011 9:24:07 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:27:56 AM |
life-is-great | $25.00 | 11/12/2011 2:09:40 PM |
smart-integrity378 | $100.00 | 11/12/2011 11:41:12 AM |
bjak | $25.00 | 11/12/2011 12:06:13 PM |
Ragnar | $25.00 | 11/12/2011 12:28:36 PM |
shadoman1 | $25.00 | 11/12/2011 3:05:38 PM |
tkr2 | $25.00 | 11/12/2011 3:31:19 PM |
the-debt-starfish | $72.82 | 11/12/2011 1:25:31 PM |
gain-mountain1 | $50.00 | 11/12/2011 5:43:22 PM |
SimpleChoice | $25.00 | 11/12/2011 5:49:16 PM |
GreenMind | $25.00 | 11/12/2011 6:22:14 PM |
shalofin | $25.00 | 11/12/2011 8:32:27 PM |
KrauseVentures | $25.00 | 11/12/2011 10:57:47 PM |
falcon88dp | $25.00 | 11/12/2011 10:57:09 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:26 PM |
investisure | $50.00 | 11/13/2011 2:09:19 AM |
ndhookman | $25.00 | 11/12/2011 4:32:23 PM |
kindness-hickory5 | $50.00 | 11/13/2011 6:16:48 AM |
kevin314 | $50.00 | 11/12/2011 5:01:55 PM |
turbolozano | $50.00 | 11/13/2011 12:35:10 AM |
scarecrow4188 | $50.00 | 11/13/2011 2:40:54 AM |
180 Investments
|
Borrower Payment Dependent Notes Series
533366
This series of Notes was issued and sold upon the funding of the borrower loan #55701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| 55% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $962 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| SLJ3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Personal Loan
Purpose of loan: Cover expenses in a smooth manner
This loan will be used to pay cash for a decent used car, meet moving expenses and cover bills while transitioning between jobs.
My financial situation: Stable. Just putting myself in a better financial situation.
I am a good candidate for this loan because I don't have any strikes against my credit. I manage my bills well as I do value my financial status and credit. I have also taken out a prosper loan previously and paid it back with no problems.
Monthly net income: $1200
Monthly expenses: $490
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $85
Food, entertainment: $50
Clothing, household expenses: $20
Credit cards and other loans: $ 335 (Student Loans)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-baron-Roth401k | $25.00 | 11/4/2011 9:44:05 AM |
economy-coup | $50.00 | 11/4/2011 10:16:54 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:39 AM |
CoolPlexer | $25.00 | 11/4/2011 11:10:15 AM |
km007 | $25.00 | 11/4/2011 11:19:54 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:07 AM |
treasure-bliss | $25.00 | 11/4/2011 11:29:53 AM |
miked8303 | $25.00 | 11/4/2011 12:31:09 PM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:22 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:11 AM |
Dubbs360 | $50.00 | 11/4/2011 12:39:57 PM |
money-yeller | $33.00 | 11/4/2011 1:26:42 PM |
the-lean-bid | $25.00 | 11/4/2011 12:58:53 PM |
JustinBlueSteal | $25.00 | 11/4/2011 4:39:31 PM |
sensible-fund | $25.00 | 11/4/2011 7:12:57 PM |
fortytwo | $150.00 | 11/4/2011 6:39:18 PM |
debt-system880 | $25.00 | 11/4/2011 8:20:18 PM |
AF-Chief | $25.00 | 11/4/2011 9:05:49 PM |
Easystreet | $25.00 | 11/5/2011 4:50:56 AM |
Bob450 | $25.00 | 11/5/2011 8:21:36 AM |
well-mannered-income3 | $50.00 | 11/5/2011 6:07:42 AM |
lendstats_com | $200.00 | 11/5/2011 9:30:41 AM |
handy-justice | $50.00 | 11/5/2011 9:44:46 AM |
impressive-fund0 | $25.00 | 11/5/2011 8:46:20 AM |
petsheep | $25.00 | 11/5/2011 9:24:15 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:35 AM |
Kaj | $25.00 | 11/5/2011 1:07:10 PM |
careful-note1 | $25.00 | 11/5/2011 12:46:10 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:52 PM |
proud-gold9 | $25.00 | 11/5/2011 4:06:17 PM |
unger | $130.11 | 11/5/2011 5:27:13 PM |
loyalist1 | $100.00 | 11/5/2011 7:29:23 PM |
ILWTC | $25.00 | 11/5/2011 7:35:56 PM |
a275ranger | $30.00 | 11/5/2011 8:54:19 PM |
natural-greenback6 | $25.00 | 11/5/2011 9:21:03 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:00 PM |
money-baron-roth-IRA | $55.39 | 11/6/2011 5:56:38 AM |
balanced-balance6 | $25.00 | 11/6/2011 7:59:03 AM |
keeminn | $25.00 | 11/6/2011 8:25:49 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:49 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:06 PM |
magnitude787 | $25.00 | 11/6/2011 12:04:47 PM |
Eudyptes | $25.00 | 11/6/2011 10:42:29 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:29 PM |
smoothmoniker | $25.00 | 11/6/2011 12:51:31 PM |
helping-out | $100.00 | 11/6/2011 4:47:25 PM |
peso-mate | $50.00 | 11/6/2011 7:29:33 PM |
Saleen06 | $35.00 | 11/6/2011 7:46:27 PM |
new-social-economist | $25.00 | 11/6/2011 11:48:51 PM |
leball | $25.00 | 11/6/2011 8:20:47 PM |
five-star-justice | $25.00 | 11/7/2011 6:06:09 AM |
golden-cat | $25.00 | 11/7/2011 6:43:47 AM |
SouthernRemarketing | $27.82 | 11/7/2011 6:29:41 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:55 AM |
vontuse | $25.00 | 11/7/2011 7:19:22 AM |
ect_2k20 | $25.00 | 11/7/2011 8:29:01 AM |
bsh297 | $26.44 | 11/7/2011 6:13:50 AM |
keen-ore631 | $25.00 | 11/7/2011 8:41:05 AM |
NewPairOfShoes | $25.00 | 11/7/2011 6:26:00 AM |
dollardave | $50.00 | 11/7/2011 10:44:05 AM |
arsisi | $25.00 | 11/7/2011 9:18:58 AM |
idastmerchants | $25.00 | 11/7/2011 10:44:02 AM |
Maggie3 | $25.00 | 11/7/2011 9:32:05 AM |
miamibeachloaner | $25.00 | 11/7/2011 10:55:48 AM |
loanman2007 | $50.00 | 11/7/2011 9:41:25 AM |
triguy | $2,000.00 | 11/7/2011 1:28:50 PM |
bellaquito | $831.84 | 11/7/2011 1:34:54 PM |
papaloha | $25.00 | 11/4/2011 12:05:26 PM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:50 AM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:26 AM |
evnagelist | $25.00 | 11/4/2011 10:16:45 AM |
zone8 | $100.00 | 11/4/2011 10:57:32 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:19 AM |
moola-monger9 | $50.00 | 11/4/2011 11:19:41 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:39 AM |
mercuriant | $25.00 | 11/4/2011 11:36:43 AM |
listing-trapper3 | $50.00 | 11/4/2011 11:30:33 AM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:46 PM |
enthusiastic-ore5 | $44.94 | 11/4/2011 1:04:59 PM |
1stBankAndHal | $25.04 | 11/4/2011 2:05:57 PM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:49 PM |
kindness-jedi | $25.00 | 11/4/2011 12:33:11 PM |
important-openness1 | $100.00 | 11/4/2011 12:33:28 PM |
coin-investor | $25.00 | 11/4/2011 12:32:23 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:44 PM |
DiligentiaLLC | $25.00 | 11/4/2011 2:10:48 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:05 PM |
treasure-hunter270 | $50.00 | 11/4/2011 5:25:52 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:44 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:21:38 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:47 PM |
missing-link | $25.00 | 11/4/2011 6:47:13 PM |
ronin4sale | $25.00 | 11/4/2011 6:57:04 PM |
papaloha | $300.00 | 11/4/2011 7:32:55 PM |
PleaseDontDefault | $50.00 | 11/4/2011 9:01:55 PM |
corporatejim | $43.36 | 11/5/2011 6:43:32 AM |
1phantom | $25.00 | 11/5/2011 8:32:36 AM |
income-investor3 | $25.00 | 11/5/2011 7:57:45 AM |
cerebral-dollar773 | $50.00 | 11/5/2011 11:17:05 AM |
rescue | $100.00 | 11/5/2011 11:16:55 AM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:14 PM |
108lender | $150.00 | 11/5/2011 1:24:49 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:43 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:56 PM |
icanhasloanz | $100.00 | 11/5/2011 2:04:52 PM |
hidavehi | $26.00 | 11/5/2011 2:15:56 PM |
new-ore-venture | $100.00 | 11/5/2011 4:16:48 PM |
zbfamwl | $25.00 | 11/5/2011 5:04:54 PM |
mckhbnpc | $50.00 | 11/5/2011 7:00:34 PM |
fcrick | $25.00 | 11/5/2011 3:24:24 PM |
kulender | $50.00 | 11/6/2011 6:22:48 AM |
sensible-fund | $26.00 | 11/6/2011 6:52:16 AM |
Miklot | $25.00 | 11/6/2011 6:58:35 AM |
hard-working-loot | $50.00 | 11/6/2011 6:01:57 AM |
jebber007 | $34.22 | 11/6/2011 10:43:42 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:20 AM |
ramsba | $50.00 | 11/6/2011 10:17:32 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:29 PM |
Mariner3605 | $25.00 | 11/6/2011 2:06:36 PM |
wise-deal-panda | $100.00 | 11/6/2011 2:16:02 PM |
chameleon125 | $25.00 | 11/6/2011 3:02:54 PM |
nickel-acrobat | $25.00 | 11/6/2011 4:25:51 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:26 PM |
gizzywump | $25.00 | 11/6/2011 6:24:56 PM |
sophisticated-return496 | $140.84 | 11/6/2011 9:42:09 PM |
credit-birch | $30.00 | 11/6/2011 7:06:22 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:03 PM |
fcukciti | $35.00 | 11/7/2011 4:14:48 AM |
lobstahlender | $25.00 | 11/7/2011 4:54:41 AM |
fighter122 | $25.00 | 11/6/2011 10:03:39 PM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:30 AM |
Perksunlimited | $25.00 | 11/7/2011 6:46:41 AM |
RSV | $25.00 | 11/7/2011 7:01:03 AM |
tacopants | $100.00 | 11/7/2011 7:14:53 AM |
rate-mogul | $50.00 | 11/7/2011 9:16:53 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:53 AM |
octoberfresh | $25.00 | 11/7/2011 7:50:09 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:44 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:34 AM |
RockpointCapital | $100.00 | 11/7/2011 10:12:44 AM |
orbital-velocity7 | $25.00 | 11/7/2011 10:33:33 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:49 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
533430
This series of Notes was issued and sold upon the funding of the borrower loan #56152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $281.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,540 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-value533 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Brad
Purpose of loan:
This loan will be used to...Consolidate some outstanding bills
My financial situation: good to great
I am a good candidate for this loan
Monthly net income: $7000
Monthly expenses: $1000
Housing: $1261
Insurance: $
Car expenses: $575
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/7/2011 9:02:48 AM |
fountain355 | $25.00 | 11/8/2011 5:05:40 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:30 PM |
worth-blanket2 | $6,200.00 | 11/9/2011 7:42:34 AM |
Green_Bay_Packers | $25.00 | 11/7/2011 5:53:43 PM |
goodhearted-generosity511 | $25.00 | 11/7/2011 7:15:42 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:39 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:32 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
533560
This series of Notes was issued and sold upon the funding of the borrower loan #56095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $715 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| cozy-currency4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...purchase auto
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time-good credit rating-thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 10/21/2011 5:02:08 PM |
blot44 | $25.00 | 10/22/2011 6:10:46 AM |
TJ-Financial-Group | $25.00 | 10/22/2011 7:46:33 AM |
responsibility-butterfly | $25.00 | 10/22/2011 8:18:44 AM |
figs4u2 | $100.00 | 10/22/2011 1:44:10 PM |
fcrick | $25.00 | 10/23/2011 8:24:40 PM |
scojo | $25.02 | 10/24/2011 12:44:31 AM |
bill-booster5 | $25.00 | 10/24/2011 7:54:33 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:56 AM |
MM1207 | $25.00 | 10/26/2011 7:44:14 AM |
Reddy_Capital | $36.00 | 10/26/2011 9:28:22 PM |
kenji4861 | $50.00 | 10/27/2011 4:46:19 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:01 AM |
credit-coach118 | $50.17 | 10/27/2011 9:31:01 AM |
loanshark62 | $25.00 | 10/27/2011 5:46:24 PM |
gain-mountain1 | $100.00 | 10/28/2011 10:55:43 AM |
goal-benefit2 | $25.00 | 10/28/2011 11:03:01 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:26 PM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:29 PM |
MBA_moneylender | $28.90 | 10/28/2011 9:36:00 PM |
marwadi-62 | $50.00 | 10/29/2011 8:16:56 AM |
bunnybear | $38.98 | 10/29/2011 11:18:20 AM |
skuba | $50.00 | 10/30/2011 6:42:43 AM |
1redfish | $100.00 | 10/30/2011 8:14:20 AM |
blue-relay | $25.00 | 10/30/2011 6:28:41 PM |
bb575 | $50.00 | 10/30/2011 7:45:18 PM |
money-surge1 | $25.00 | 10/31/2011 6:00:56 AM |
sentimental-euro | $40.00 | 10/31/2011 7:37:51 AM |
pednatjr | $55.00 | 10/31/2011 9:59:11 AM |
logical-loyalty0 | $25.00 | 10/31/2011 11:06:41 AM |
djh47a | $25.00 | 10/31/2011 10:35:02 AM |
greenback-museum | $25.00 | 10/31/2011 6:16:24 PM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:05:54 PM |
Clambake | $25.00 | 11/1/2011 9:04:20 AM |
E-2 | $100.00 | 11/1/2011 6:31:28 PM |
PropertyInvest | $25.00 | 11/2/2011 5:28:43 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:44 AM |
Leshan | $25.00 | 11/2/2011 7:46:13 AM |
dime-sprout | $25.00 | 11/2/2011 8:31:00 AM |
iaffy | $50.00 | 11/2/2011 2:54:17 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:36:44 PM |
first-class-transparency2 | $36.30 | 11/2/2011 5:54:02 PM |
orbiter687 | $25.00 | 11/2/2011 6:36:11 PM |
chicagoprosper | $50.00 | 11/2/2011 7:21:41 PM |
JustMee | $25.00 | 11/3/2011 6:24:10 AM |
sophiegirl | $25.00 | 11/3/2011 3:49:48 AM |
bold-peaceful-silver | $50.00 | 11/3/2011 8:21:05 AM |
delmo | $25.00 | 11/3/2011 6:52:08 AM |
cnovak | $25.00 | 11/3/2011 7:09:13 AM |
thepillowsack | $25.00 | 11/3/2011 7:43:03 AM |
fuke | $25.00 | 11/3/2011 7:51:33 AM |
ToCreateCashFlow | $148.21 | 11/3/2011 8:17:51 AM |
buffalobills | $25.00 | 11/3/2011 8:32:14 AM |
maco0018 | $25.00 | 11/3/2011 10:17:16 AM |
spaceboy033 | $25.00 | 11/3/2011 9:37:08 AM |
InvestForWealth | $25.38 | 11/3/2011 9:55:54 AM |
dordee | $75.00 | 11/3/2011 10:37:44 AM |
keichi03 | $50.00 | 11/3/2011 4:29:46 PM |
Havilah | $100.00 | 11/3/2011 4:23:21 PM |
hidavehi | $26.00 | 11/3/2011 4:38:48 PM |
sjlender | $100.00 | 10/21/2011 5:14:35 PM |
Aberdeen | $500.00 | 10/21/2011 5:18:37 PM |
blindtaxidriver | $25.00 | 10/21/2011 8:50:58 PM |
caring-hope2 | $100.00 | 10/22/2011 8:22:03 AM |
wigglesworth4 | $100.00 | 10/22/2011 12:19:00 PM |
scholarly-benefit5 | $50.00 | 10/23/2011 11:27:16 AM |
phenomenal-gain5 | $30.00 | 10/23/2011 12:10:57 PM |
jamiee73 | $25.00 | 10/23/2011 1:24:01 PM |
oskizzle | $25.00 | 10/25/2011 6:51:19 AM |
bluebird5 | $25.00 | 10/27/2011 1:07:56 PM |
j2ee | $25.00 | 10/27/2011 3:25:08 PM |
managedfund | $1,400.00 | 10/27/2011 7:23:50 PM |
glimmering-credit4 | $25.00 | 10/27/2011 9:20:59 PM |
Pickmar | $25.00 | 10/28/2011 6:01:31 AM |
Brisket_Bob | $50.00 | 10/28/2011 5:59:24 AM |
jescowa | $50.00 | 10/29/2011 5:09:06 AM |
goodhearted-basis4 | $25.00 | 10/29/2011 2:24:51 PM |
dt_one | $25.00 | 10/29/2011 2:26:48 PM |
coin-investor | $25.00 | 10/29/2011 7:53:02 PM |
LarWit1512 | $25.00 | 10/30/2011 9:23:15 AM |
a-finance-nirvana | $25.00 | 10/30/2011 8:55:15 AM |
Astyanax | $80.00 | 10/31/2011 3:54:06 PM |
astute-benjamins | $50.00 | 10/31/2011 3:04:21 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:13 AM |
oldman68 | $25.00 | 10/31/2011 8:58:10 PM |
alpinaut | $25.00 | 11/1/2011 6:30:13 AM |
magnetic-pound4 | $100.00 | 11/1/2011 11:02:42 AM |
velocity-aurora | $25.00 | 11/1/2011 11:43:47 AM |
Techne_Funds_LLC | $25.00 | 11/1/2011 4:30:27 PM |
micah7345 | $25.00 | 11/1/2011 5:43:11 PM |
cello1 | $25.00 | 11/1/2011 5:27:38 PM |
prudent-bid3 | $25.00 | 11/1/2011 6:23:56 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:48 PM |
Finchy78 | $25.00 | 11/2/2011 9:17:19 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:38 AM |
JoeXB | $25.00 | 11/2/2011 11:11:19 AM |
jholebound | $25.00 | 11/2/2011 10:39:54 AM |
minista | $26.00 | 11/2/2011 1:23:39 PM |
credit-investor5 | $50.00 | 11/2/2011 3:13:53 PM |
Auditman | $50.00 | 11/2/2011 1:39:37 PM |
QsDad | $25.00 | 11/2/2011 2:01:52 PM |
thebiggestnagger | $33.78 | 11/2/2011 4:31:19 PM |
t2smoney | $25.00 | 11/2/2011 4:33:08 PM |
deal-scientist5 | $50.00 | 11/2/2011 5:08:53 PM |
clean-dime1 | $45.98 | 11/2/2011 5:58:43 PM |
sudeep104 | $25.00 | 11/2/2011 7:19:53 PM |
cash-cymbal | $50.00 | 11/2/2011 6:19:39 PM |
Mindful7 | $25.00 | 11/3/2011 5:04:24 AM |
Richmp412 | $25.00 | 11/3/2011 7:02:23 AM |
2Below | $25.00 | 11/3/2011 4:18:01 AM |
Brklyn01 | $25.00 | 11/3/2011 5:17:44 AM |
elvisloans | $25.00 | 11/3/2011 6:53:33 AM |
orgy63 | $25.00 | 11/3/2011 8:11:42 AM |
green28 | $200.00 | 11/3/2011 9:36:43 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:18 PM |
GLDavis | $25.00 | 11/3/2011 12:43:13 PM |
msh345 | $25.00 | 11/3/2011 3:10:05 PM |
Rider | $193.38 | 11/3/2011 4:46:58 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
533570
This series of Notes was issued and sold upon the funding of the borrower loan #55686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-02-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 42% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,145 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| Jalmeid3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2009)
680-699
(Jul-2008)
|
Principal balance:
| $383.58 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Getting Financially Organized
Purpose of loan: Recently my two pets a cat and a bunny have needed medical treatment that made me need to rethink my safety net. I have been trying to put money away in case of emergencies like that. This is an attempt to get more financially organized by consolidating some credit cards.
My financial situation:
I have a full time job as a teacher?s assistant and minimal debt that I pay off in a timely manner. I also live on campus as of this past September so I don?t pay for rent, food, or utilities.
I am a good candidate for this loan because? I have used Prosper in the past and reliably paid off my loans.
Monthly net income: $ 1500
Housing: $0 (I live on campus at the school I work at)
Insurance: $100 a month
Car expenses: $40 a month
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50 (I eat at school where I work)
Clothing, household expenses: $50
Credit cards and other loans: $200 a month
Thank you for considering me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 11/2/2011 9:00:47 AM |
marinbb | $100.00 | 11/2/2011 9:13:39 AM |
favorite-commerce | $30.00 | 11/2/2011 9:03:38 AM |
NekHoldings | $25.00 | 11/2/2011 9:05:38 AM |
credit-missile | $100.00 | 11/2/2011 9:08:20 AM |
1willray | $25.00 | 11/2/2011 9:35:25 AM |
Tkhalaska | $25.00 | 11/2/2011 9:38:01 AM |
chillware | $25.00 | 11/2/2011 9:43:04 AM |
kindness-jedi | $25.00 | 11/2/2011 9:18:00 AM |
atlas-shrugged | $200.00 | 11/2/2011 9:27:24 AM |
Dubbs360 | $50.00 | 11/2/2011 9:34:38 AM |
grnii78 | $173.92 | 11/2/2011 9:35:42 AM |
nickelasaurus-rex | $46.23 | 11/2/2011 9:45:05 AM |
principal-laser | $50.62 | 11/2/2011 9:46:14 AM |
loan-hacker | $25.00 | 11/2/2011 9:51:25 AM |
diplomatic-wealth7 | $25.00 | 11/2/2011 9:05:35 AM |
contributor897 | $25.00 | 11/2/2011 9:14:30 AM |
DHolly | $31.00 | 11/2/2011 9:16:50 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:05 AM |
MoneyForNothing | $50.00 | 11/2/2011 9:06:36 AM |
engaging-worth | $25.00 | 11/2/2011 9:43:17 AM |
RoZu_Lending | $100.00 | 11/2/2011 9:15:56 AM |
SecondChanceLendingSERV | $26.26 | 11/2/2011 9:24:16 AM |
SLN-10 | $100.00 | 11/2/2011 9:17:15 AM |
important-openness1 | $100.00 | 11/2/2011 9:27:29 AM |
Beechturner | $40.00 | 11/2/2011 9:48:50 AM |
value-allocator1 | $100.00 | 11/2/2011 9:52:59 AM |
platinum-boss2 | $51.90 | 11/2/2011 9:59:22 AM |
lendstats_com | $200.00 | 11/2/2011 9:41:04 AM |
janeybooboo | $50.00 | 11/2/2011 9:43:37 AM |
1stBankAndHal | $50.07 | 11/2/2011 9:57:18 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
533816
This series of Notes was issued and sold upon the funding of the borrower loan #55881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 7m |
Amount delinquent:
| $1,308 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,997 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 60 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsible-treasure98 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to make minor repairs to home.
My financial situation:
I am a good candidate for this loan because I have worked a full time job for 9 1/2 years and I own my own home.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:34 PM |
EngineersAlliance | $150.00 | 11/8/2011 6:01:18 PM |
worth-blanket2 | $5,800.00 | 11/9/2011 7:44:19 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
533900
This series of Notes was issued and sold upon the funding of the borrower loan #55958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,705.60 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $459.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 64% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,407 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-sapling |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...good credit, stable job
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/19/2011 9:20:42 AM |
blazing-capital2 | $250.00 | 10/19/2011 1:23:05 PM |
benefit-catalyst | $200.00 | 10/20/2011 9:41:45 AM |
figs4u2 | $100.00 | 10/20/2011 12:21:22 PM |
ingenious-deal6 | $25.00 | 10/20/2011 10:37:09 PM |
first-finance-multiplier | $100.00 | 10/21/2011 12:42:32 PM |
simplelender80 | $300.00 | 10/24/2011 1:24:59 PM |
organized-payment6 | $50.00 | 10/25/2011 5:46:44 AM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:05 AM |
maldok1 | $25.00 | 10/25/2011 5:06:16 PM |
tech310 | $50.00 | 10/25/2011 11:50:09 PM |
enthralling-deal180 | $50.00 | 10/26/2011 6:06:48 AM |
commerce-web5 | $25.00 | 10/26/2011 11:21:24 AM |
Kaj | $25.00 | 10/26/2011 4:30:38 PM |
rate-mogul | $50.00 | 10/27/2011 7:20:46 AM |
money-bauble | $100.00 | 10/27/2011 11:33:24 AM |
IPlayOutsideTheBox | $25.00 | 10/27/2011 2:01:42 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:35 PM |
credit-coach118 | $45.27 | 10/27/2011 8:54:36 PM |
unforgettable-order9 | $25.00 | 10/28/2011 6:14:49 AM |
compassion-paladin042 | $25.00 | 10/28/2011 7:19:57 AM |
tenacious-affluence | $100.00 | 10/28/2011 9:34:35 AM |
spark548 | $100.00 | 10/28/2011 10:49:17 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:20 PM |
exchange-pledge | $100.00 | 10/28/2011 2:50:51 PM |
justice-magnate | $76.04 | 10/28/2011 6:41:02 PM |
jescowa | $50.00 | 10/29/2011 5:09:04 AM |
melodious-fairness | $100.00 | 10/29/2011 9:05:51 AM |
emo13 | $50.00 | 10/29/2011 7:32:33 AM |
jazz619 | $25.00 | 10/29/2011 9:19:43 AM |
rockhound84 | $25.00 | 10/29/2011 8:17:08 AM |
RoyFauntleroy | $50.00 | 10/29/2011 10:49:05 AM |
prohelper | $25.00 | 10/29/2011 12:06:38 PM |
gold-sushi | $25.00 | 10/29/2011 1:06:34 PM |
helpful-loan245 | $25.00 | 10/29/2011 3:52:30 PM |
quiksilver180 | $33.42 | 10/29/2011 5:09:58 PM |
superstar449 | $25.00 | 10/29/2011 7:13:35 PM |
rautility | $100.00 | 10/29/2011 6:50:58 PM |
skuba | $50.00 | 10/30/2011 6:42:39 AM |
Torero06 | $30.00 | 10/29/2011 11:35:07 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:12 PM |
Loan_shark718 | $35.00 | 10/30/2011 7:54:27 AM |
zippy-interest | $25.00 | 10/30/2011 8:05:56 AM |
PaulW | $40.00 | 10/30/2011 12:29:03 PM |
currency-persimmon | $25.00 | 10/30/2011 9:56:44 AM |
antlr | $50.00 | 10/30/2011 2:38:30 PM |
money-surge1 | $25.00 | 10/31/2011 6:00:53 AM |
simpy | $25.00 | 10/30/2011 8:52:41 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:48 AM |
wop310 | $50.00 | 10/31/2011 8:29:21 AM |
competitor119 | $25.00 | 10/31/2011 11:22:38 AM |
1-HARD-HEAD | $50.00 | 10/31/2011 9:42:42 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:32 AM |
planetibet | $50.00 | 10/31/2011 9:46:28 AM |
logical-loyalty0 | $25.00 | 10/31/2011 11:04:24 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:29 PM |
astute-benjamins | $25.00 | 10/31/2011 3:02:33 PM |
adir1 | $25.00 | 10/31/2011 4:56:48 PM |
majestic-repayment3 | $50.00 | 10/31/2011 7:50:35 PM |
Dskillz | $43.79 | 10/31/2011 8:30:50 PM |
market-assembler | $25.00 | 10/31/2011 9:47:22 PM |
wtrboy | $25.00 | 10/31/2011 10:23:08 PM |
BxRealtor | $25.00 | 11/1/2011 6:42:48 AM |
GElender | $25.00 | 11/1/2011 5:56:00 AM |
pnqiad | $25.00 | 11/1/2011 6:00:19 AM |
transparency-universe8 | $25.00 | 11/1/2011 7:45:30 AM |
evnagelist | $25.00 | 11/1/2011 9:04:50 AM |
mala54 | $25.00 | 11/1/2011 10:14:43 AM |
gjm6d | $25.00 | 11/1/2011 11:20:41 AM |
reliable-silver7 | $150.00 | 11/1/2011 10:49:52 AM |
life-is-great | $25.00 | 11/1/2011 10:53:43 AM |
InAFoodComa | $238.74 | 11/1/2011 11:43:34 AM |
nycfinance | $25.00 | 11/1/2011 3:21:35 PM |
fascinating-value4 | $100.00 | 11/1/2011 1:31:21 PM |
NorthwestLoan1 | $30.00 | 11/1/2011 5:28:16 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:17 AM |
BuzzyBee336 | $50.00 | 11/1/2011 9:05:31 PM |
yield-implementer8 | $46.35 | 11/2/2011 5:03:47 AM |
triumph329 | $25.00 | 11/2/2011 4:40:12 AM |
Hobson | $35.00 | 11/2/2011 6:54:49 AM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:04 AM |
kenji4861 | $25.00 | 10/19/2011 1:22:53 PM |
a-unflappable-finance | $100.00 | 10/19/2011 3:51:11 PM |
capital-majesty7 | $100.00 | 10/21/2011 10:26:45 AM |
wigglesworth4 | $500.00 | 10/21/2011 2:18:49 PM |
jamiee73 | $25.00 | 10/23/2011 1:23:52 PM |
TrustPlus | $50.00 | 10/23/2011 1:18:27 PM |
MM1207 | $25.00 | 10/26/2011 7:47:21 AM |
bold-durability-drum | $50.00 | 10/26/2011 8:04:07 AM |
Investor_DP | $63.00 | 10/26/2011 9:05:56 AM |
InvestorPartners | $25.00 | 10/26/2011 1:06:20 PM |
30Sky | $35.00 | 10/27/2011 1:45:41 PM |
managedfund | $3,000.00 | 10/27/2011 8:04:24 PM |
coin-investor | $25.00 | 10/27/2011 9:00:52 PM |
villagers | $50.00 | 10/27/2011 10:40:28 PM |
haplender | $50.00 | 10/28/2011 8:12:23 AM |
BaxterEvil | $25.00 | 10/28/2011 9:26:43 AM |
valiant-money | $30.00 | 10/28/2011 9:47:37 AM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:27 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:35 PM |
Ven58 | $35.00 | 10/29/2011 6:08:10 AM |
cash-boots7 | $50.00 | 10/29/2011 7:26:42 AM |
unger | $111.11 | 10/29/2011 8:06:42 AM |
chrisb1414 | $25.00 | 10/29/2011 10:32:31 AM |
NorthwestLoan1 | $45.00 | 10/29/2011 9:55:05 AM |
lazyeye | $35.82 | 10/29/2011 12:46:09 PM |
Pressure_Drop | $25.00 | 10/29/2011 12:47:18 PM |
listing-vista | $50.00 | 10/29/2011 4:40:09 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:00 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:25 PM |
Mailmon | $25.00 | 10/29/2011 9:31:37 PM |
VGitane25 | $25.00 | 10/30/2011 8:02:19 AM |
exciting-responsibility3 | $25.00 | 10/30/2011 10:03:48 AM |
credit-maple5 | $100.00 | 10/30/2011 8:29:39 AM |
principal-lion | $25.00 | 10/30/2011 10:24:21 AM |
Lender75 | $25.00 | 10/30/2011 3:32:56 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:21 PM |
bill-expert | $25.00 | 10/31/2011 9:42:36 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:37 AM |
DadWarbucks | $40.00 | 10/31/2011 8:39:24 AM |
riskreward | $250.00 | 10/31/2011 9:11:06 AM |
mike_banker | $100.00 | 10/31/2011 9:35:22 AM |
pednatjr | $26.55 | 10/31/2011 9:55:27 AM |
kind-durability-battalion | $50.00 | 10/31/2011 12:13:02 PM |
paladin847 | $50.00 | 10/31/2011 10:28:02 AM |
bright-investment | $25.00 | 10/31/2011 2:04:59 PM |
supernova719 | $50.00 | 10/31/2011 2:29:44 PM |
useful-p2ploan | $25.00 | 10/31/2011 1:28:24 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:36 PM |
mark5337 | $50.00 | 10/31/2011 3:28:28 PM |
truth-silo | $50.00 | 10/31/2011 5:31:38 PM |
greenback-museum | $25.00 | 10/31/2011 6:16:23 PM |
oldman68 | $25.00 | 10/31/2011 8:54:05 PM |
PM_Broker | $50.00 | 11/1/2011 12:38:54 AM |
stolirocks01 | $50.00 | 10/31/2011 6:29:52 PM |
duckslayer1 | $25.00 | 10/31/2011 9:58:37 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:06 AM |
engbusres | $41.00 | 11/1/2011 5:35:34 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:39 AM |
elfincove | $25.00 | 11/1/2011 7:23:06 AM |
nalaari | $35.35 | 11/1/2011 7:34:43 AM |
accelerator96 | $25.00 | 11/1/2011 9:18:39 AM |
Scubadiver | $50.00 | 11/1/2011 9:52:14 AM |
victorcab | $25.00 | 11/1/2011 10:28:24 AM |
cablenews | $100.00 | 11/1/2011 10:58:49 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:21 PM |
unger | $101.01 | 11/1/2011 7:21:14 PM |
Beld | $50.00 | 11/1/2011 9:04:55 PM |
Viamin | $25.00 | 11/1/2011 11:07:37 PM |
heroic-return5 | $25.00 | 11/1/2011 8:16:11 PM |
gustavholstopus32 | $25.00 | 11/2/2011 4:28:00 AM |
Mrgiggleswic | $28.15 | 11/2/2011 5:56:35 AM |
winegeek | $1,000.00 | 11/2/2011 7:29:59 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:15 AM |
154 Investments
|
Borrower Payment Dependent Notes Series
533994
This series of Notes was issued and sold upon the funding of the borrower loan #55937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-lotus |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Happy NYC Guy
Purpose of loan: Personal
This loan will be used to...purchase a new computer, a new TV, and furniture for my apartment, an upcoming vacation to London and Paris, and to have emergency money in checking account.
My financial situation: Good
I am a good candidate for this loan because...I have a good high paying job. The job security is good. I have worked for the same company for the past 4 years with no lapses of unemployment. I understand the need/urgency to make timely payments to repay the loan on time.
Monthly net income: $5500
Monthly expenses: $3659
Housing: $1600
Insurance: $75 health/dental
Car expenses: $0
Utilities: $0 included in rent
Phone, cable, internet: $180
Food, entertainment: $1500
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $104 NYC subway card
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 10/19/2011 9:22:09 AM |
Interloper | $25.00 | 10/20/2011 6:54:14 PM |
CashFlow13 | $500.00 | 10/21/2011 5:22:08 PM |
missing-link | $25.00 | 10/26/2011 4:19:37 PM |
vutah | $25.00 | 10/27/2011 7:42:43 PM |
Girakul | $25.00 | 10/28/2011 5:44:09 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:03 AM |
worth-blanket2 | $5,100.00 | 10/28/2011 2:56:17 PM |
max007 | $25.00 | 10/29/2011 5:22:42 AM |
CollinsCrew | $35.00 | 10/29/2011 8:29:35 AM |
aloantime07 | $25.00 | 10/29/2011 10:37:34 AM |
top-historic-peso | $25.00 | 10/29/2011 4:26:50 PM |
loss-of-control | $100.00 | 10/29/2011 4:46:53 PM |
pfh | $25.00 | 10/29/2011 8:39:38 PM |
zorg77 | $50.00 | 10/29/2011 10:00:45 PM |
responsibility-butterfly | $25.00 | 10/19/2011 9:45:07 AM |
SolarMoonshine | $25.00 | 10/19/2011 10:01:29 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:24 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:06 AM |
frogperson | $50.00 | 10/27/2011 8:27:32 AM |
friendinmoney | $25.00 | 10/27/2011 12:11:25 PM |
lend4life13 | $321.37 | 10/28/2011 1:06:05 PM |
HHP | $100.00 | 10/28/2011 8:36:59 PM |
shawnw2 | $51.15 | 10/29/2011 10:26:22 AM |
silver-frog0 | $500.00 | 10/29/2011 12:52:02 PM |
hidavehi | $25.00 | 10/29/2011 9:42:11 PM |
let_me_retire | $45.85 | 10/29/2011 7:26:51 PM |
Tlk2drew | $46.63 | 10/29/2011 11:53:54 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
534008
This series of Notes was issued and sold upon the funding of the borrower loan #55861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-30-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,329 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CBT_Therapy |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Computers and Software
Purpose of loan:
This loan will be used to purchase new software and computers for my practice.
My financial situation:
I am a good candidate for this loan because I have owned my practice for 7 years now and we are the only out patient mental health office in our area that is certified in Cognitive Behavioral Therapy. I enjoy helping people and I am proud of what I do and want my company to succeed.
Monthly net income: $8000
Monthly expenses: $5500
Housing: $4000
Insurance: $56
Car expenses: $250
Utilities: $344
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $100.00 | 10/19/2011 5:20:00 PM |
cashhelp | $40.00 | 10/19/2011 5:34:58 PM |
exchange-squirrel | $25.00 | 10/20/2011 7:16:28 AM |
heavenly-interest9 | $500.00 | 10/20/2011 8:33:10 PM |
nickel_finder | $25.00 | 10/21/2011 4:46:31 PM |
tech310 | $50.00 | 10/25/2011 11:48:48 PM |
ore-leather | $25.00 | 10/27/2011 4:40:57 PM |
max007 | $40.00 | 10/29/2011 5:35:42 AM |
vutah | $30.00 | 10/29/2011 6:57:10 AM |
healer199 | $25.00 | 10/29/2011 12:02:53 PM |
lovely-greenback4 | $25.00 | 10/29/2011 12:22:27 PM |
loss-of-control | $100.00 | 10/29/2011 4:47:51 PM |
best-generosity-financier | $25.00 | 10/29/2011 6:38:24 PM |
periko | $30.53 | 10/29/2011 7:57:58 PM |
pfh | $25.00 | 10/29/2011 8:39:12 PM |
exact-gold2 | $5.85 | 10/30/2011 1:55:13 AM |
FL-Lender | $57.80 | 10/22/2011 5:44:06 PM |
let_me_retire | $95.82 | 10/25/2011 10:46:47 AM |
neorunner | $25.00 | 10/27/2011 6:56:54 AM |
108lender | $100.00 | 10/27/2011 2:09:03 PM |
managedfund | $400.00 | 10/27/2011 7:19:54 PM |
worth-blanket2 | $2,100.00 | 10/28/2011 2:55:23 PM |
Leshan | $25.00 | 10/29/2011 6:54:00 AM |
nyran20 | $50.00 | 10/29/2011 7:55:04 AM |
gjm6d | $25.00 | 10/29/2011 8:55:47 AM |
friendinmoney | $25.00 | 10/29/2011 5:23:57 PM |
determined-order1 | $25.00 | 10/29/2011 9:43:13 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
534270
This series of Notes was issued and sold upon the funding of the borrower loan #55728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-27-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,393 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| anr111 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan: Business Expansion
This loan will be used to...expand our growing fitness business. It will be used to pay for hardwood flooring and mirrors so we can open up an additional studio room in our business. This will allow us to hold more classes and serve more clients.
My financial situation: Good
I am a good candidate for this loan because...We are hardworking business owners (who also hold full-time jobs) that have bootstrapped our business off the ground without taking any loans up until this point. This money will help us expand and continue to grow our business.
Monthly net income: $7,200
Monthly expenses: $5,300
Housing: $1,800
Insurance: $150
Car expenses: $400
Utilities: $200
Phone, cable, internet: $330
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $1120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/20/2011 7:16:15 PM |
goodhearted-generosity511 | $25.00 | 10/21/2011 7:09:29 AM |
orange-impartial-asset | $300.00 | 10/21/2011 9:42:18 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:37 PM |
tech310 | $50.00 | 10/25/2011 11:45:04 PM |
worth-blanket2 | $4,600.00 | 10/27/2011 12:46:53 PM |
money-fort | $25.00 | 10/27/2011 2:08:34 PM |
checzwick | $25.00 | 10/27/2011 2:13:48 PM |
papaloha | $25.00 | 10/23/2011 8:21:07 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:07:38 AM |
managedfund | $600.00 | 10/27/2011 2:50:45 PM |
secureincome | $75.00 | 10/27/2011 3:01:24 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
534414
This series of Notes was issued and sold upon the funding of the borrower loan #56016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 18% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 31y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,837 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| melsdebt |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
640-659
(Sep-2009)
640-659
(Aug-2009)
640-659
(Mar-2008)
|
Principal balance:
| $5,228.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
A Deck for My First Home
Purpose of loan: To build a deck
This loan will be used to have someone build a deck on my house so I can spell the fresh air since I'm a CANCER survior!
My financial situation:
I am a good candidate for this loan because I pay all my bills on-time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $25.00 | 11/9/2011 5:03:23 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:04:48 PM |
frantic-retirement | $200.00 | 11/9/2011 5:21:53 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:00 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:38 PM |
DiligentiaLLC | $50.00 | 11/9/2011 6:17:47 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:17 PM |
thankful-nickel2 | $25.00 | 11/9/2011 6:26:36 PM |
Iceman1347 | $25.00 | 11/9/2011 7:11:18 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:48 PM |
MoneyForNothing | $36.81 | 11/10/2011 2:09:11 AM |
otto1939 | $101.00 | 11/10/2011 3:15:32 AM |
economy-coup | $50.00 | 11/9/2011 7:58:50 PM |
Ubiquinone | $40.00 | 11/9/2011 10:11:07 PM |
marwadi-62 | $100.00 | 11/10/2011 7:17:44 AM |
FarmersBank | $28.42 | 11/10/2011 7:41:42 AM |
zone6 | $100.00 | 11/10/2011 6:08:45 AM |
alexgalt | $25.00 | 11/10/2011 9:48:19 AM |
integrity-doctor | $100.00 | 11/10/2011 8:24:57 AM |
RogueCFO | $55.87 | 11/10/2011 10:43:42 AM |
innovator2 | $100.00 | 11/10/2011 10:58:15 AM |
handy-justice | $50.00 | 11/10/2011 12:20:26 PM |
first-serene-credit | $25.00 | 11/10/2011 9:54:58 AM |
finance-mushroom | $200.00 | 11/10/2011 3:25:02 PM |
OldManP | $25.00 | 11/10/2011 4:17:06 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:05 PM |
money-fort | $25.00 | 11/10/2011 8:44:59 PM |
Frover | $25.00 | 11/10/2011 9:11:28 PM |
octoberfresh | $25.00 | 11/11/2011 7:33:34 AM |
hope-fortress753 | $25.00 | 11/10/2011 8:25:43 PM |
cilynx | $28.78 | 11/10/2011 11:54:19 PM |
dollar-tornado3 | $50.00 | 11/11/2011 7:32:08 AM |
reflective-rupee | $2.89 | 11/11/2011 8:12:07 AM |
golffish2 | $25.00 | 11/10/2011 4:25:49 AM |
113121 | $55.00 | 11/10/2011 9:37:58 AM |
grnii78 | $53.78 | 11/10/2011 6:08:19 AM |
shawnw2 | $400.00 | 11/10/2011 9:02:53 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:09:07 PM |
312-Lender | $25.00 | 11/9/2011 5:48:03 PM |
lotuss4 | $25.00 | 11/9/2011 6:22:29 PM |
servnyou | $55.00 | 11/9/2011 7:17:13 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:05 PM |
SLN-10 | $50.00 | 11/9/2011 6:54:11 PM |
luv4cycling | $100.00 | 11/9/2011 7:17:02 PM |
jhouman | $25.00 | 11/9/2011 7:36:33 PM |
five-star-note | $25.00 | 11/9/2011 7:42:45 PM |
LittleMingo | $40.00 | 11/9/2011 6:32:11 PM |
papaloha | $145.00 | 11/9/2011 9:04:25 PM |
rs999 | $25.00 | 11/9/2011 8:01:04 PM |
realtormoises | $25.00 | 11/9/2011 8:06:35 PM |
finance-solo | $25.00 | 11/9/2011 6:55:09 PM |
Feyenoord | $30.00 | 11/9/2011 8:21:46 PM |
real-return | $30.00 | 11/9/2011 10:05:48 PM |
NekHoldings | $25.00 | 11/9/2011 8:25:37 PM |
Mikale360 | $25.00 | 11/10/2011 12:27:24 AM |
integrity-electron9 | $50.00 | 11/9/2011 8:17:25 PM |
MoneyForNothing | $30.00 | 11/10/2011 5:27:47 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:10 AM |
EEasyMoney | $25.00 | 11/10/2011 6:25:14 AM |
innovator2 | $33.97 | 11/10/2011 9:51:09 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:19:05 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:25:52 PM |
let_me_retire | $100.00 | 11/10/2011 12:45:38 PM |
moola-accelerator6 | $50.00 | 11/10/2011 2:29:31 PM |
Engineer44 | $30.00 | 11/10/2011 5:08:20 PM |
Bob450 | $30.00 | 11/10/2011 6:44:20 PM |
SFBank | $50.00 | 11/10/2011 5:31:58 PM |
Lubava | $40.00 | 11/10/2011 8:11:33 PM |
dutchlee | $26.48 | 11/10/2011 10:30:37 PM |
jybank | $50.00 | 11/10/2011 11:39:37 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:21:07 PM |
worth-blanket2 | $3,600.00 | 11/11/2011 8:08:28 AM |
benefit-trident | $25.00 | 11/11/2011 7:43:41 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
534442
This series of Notes was issued and sold upon the funding of the borrower loan #55856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $221.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,219 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-accruer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SAWYER123
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $1700.00
Housing: $0
Insurance: $200.00
Car expenses: $0
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $200.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/23/2011 3:06:23 PM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:24 AM |
roux | $25.00 | 10/25/2011 6:58:42 AM |
a-finance-nirvana | $25.00 | 10/26/2011 3:37:10 AM |
reward-adventure | $50.00 | 10/27/2011 4:44:48 AM |
managedfund | $1,650.00 | 10/27/2011 8:09:16 PM |
coin-investor | $25.00 | 10/27/2011 9:00:56 PM |
Wellman | $50.00 | 10/28/2011 7:29:29 AM |
haplender | $50.00 | 10/28/2011 8:12:25 AM |
whitegold24k | $500.00 | 10/28/2011 10:17:45 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:52 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:28 AM |
progressive-economy261 | $400.00 | 10/26/2011 9:20:06 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:07 AM |
payment-gusto | $25.00 | 10/27/2011 5:21:39 PM |
Banker7371 | $25.00 | 10/27/2011 5:53:27 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:18:54 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:08 AM |
emjo1219 | $25.00 | 10/28/2011 10:25:33 AM |
missile8 | $25.00 | 10/28/2011 11:21:59 AM |
handy-justice | $100.00 | 10/28/2011 11:51:43 AM |
the-dollar-topper | $150.00 | 10/28/2011 12:00:28 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
534528
This series of Notes was issued and sold upon the funding of the borrower loan #56096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 0m |
Amount delinquent:
| $661 |
Total credit lines:
| 12 |
Occupation: | Clergy |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-innovator0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Personal Use
This loan will be used to relocate me into a rental home. My home is sold however it is a zero profit.
My financial situation: Is Stable
I am a good candidate for this loan because...I am a stable candidate. I have been a Baptist Pastor for well over 11 years. I just work in a career field where money is not the main objective.
Monthly net income: $ 1850.00
Monthly expenses: $
Housing: $ 474.00
Insurance: $ 30.00
Car expenses: $ 50.00
Utilities: $ 140.00
Phone, cable, internet: $ 145.00
Food, entertainment: $ 100.00
Clothing, household expenses: $0.00
Credit cards and other loans: $ 98.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/22/2011 8:18:51 AM |
social-cocktail1 | $200.00 | 10/23/2011 9:44:44 PM |
reward-adventure | $50.00 | 10/27/2011 4:44:46 AM |
bulabula | $25.00 | 10/27/2011 8:36:50 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:28:13 PM |
five-star-note | $75.00 | 10/27/2011 11:49:53 PM |
Core-Marketing | $25.00 | 10/28/2011 5:43:58 AM |
managedfund | $600.00 | 10/28/2011 6:36:21 AM |
idastmerchants | $25.00 | 10/28/2011 9:54:07 AM |
emjo1219 | $25.00 | 10/28/2011 10:23:31 AM |
handy-justice | $50.00 | 10/28/2011 11:54:45 AM |
exchange-pledge | $100.00 | 10/28/2011 2:51:00 PM |
kwan | $25.00 | 10/28/2011 3:11:20 PM |
Bob450 | $25.00 | 10/28/2011 2:55:13 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:02 AM |
tech310 | $50.00 | 10/25/2011 11:48:51 PM |
missing-link | $25.00 | 10/27/2011 7:42:26 PM |
larrybird | $2,000.00 | 10/27/2011 10:57:51 PM |
ah-long | $25.00 | 10/28/2011 12:01:03 AM |
worth-blanket2 | $600.00 | 10/28/2011 2:55:25 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
534622
This series of Notes was issued and sold upon the funding of the borrower loan #55901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $260.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,944 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tackshop |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 56 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $14,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
640-659
(Oct-2009)
640-659
(Sep-2009)
640-659
(Jul-2008)
|
Principal balance:
| $2,317.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to pay off my current prosper loan and to fix some things around the house
My financial situation:
I am a good candidate for this loan because I have a great track record with Prosper and I always pay my debts.
I am a business owner (Re-Ride Tack Shop) and also have been doing bookkeeping for area businesses for many years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 11/5/2011 1:28:25 PM |
finance-mushroom | $200.00 | 11/5/2011 12:03:04 PM |
MoneyForNothing | $114.26 | 11/5/2011 12:04:30 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:34 PM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:57 PM |
AF-Chief | $25.00 | 11/5/2011 12:38:30 PM |
trumpeter5 | $28.00 | 11/5/2011 12:50:54 PM |
enticing-capital6 | $50.00 | 11/5/2011 12:58:06 PM |
grnii78 | $100.00 | 11/5/2011 1:15:09 PM |
Kaj | $25.00 | 11/5/2011 1:07:11 PM |
marwadi-62 | $100.00 | 11/5/2011 1:14:53 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:44 PM |
108lender | $150.00 | 11/5/2011 1:24:53 PM |
evnagelist | $25.00 | 11/5/2011 1:00:50 PM |
Eaglehigh | $25.00 | 11/5/2011 1:41:48 PM |
zone8 | $100.00 | 11/5/2011 1:37:58 PM |
fervent-repayment | $25.00 | 11/5/2011 2:33:57 PM |
credit-missile | $25.00 | 11/5/2011 2:12:34 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:32 PM |
economy-coup | $50.00 | 11/5/2011 1:57:39 PM |
mercuriant | $25.00 | 11/5/2011 3:02:35 PM |
i3urtonair | $25.00 | 11/5/2011 2:15:45 PM |
important-openness1 | $100.00 | 11/5/2011 3:07:32 PM |
wise-deal-panda | $200.00 | 11/5/2011 3:22:25 PM |
coin-investor | $25.00 | 11/5/2011 2:44:18 PM |
jgar_O | $25.00 | 11/5/2011 2:49:44 PM |
proud-gold9 | $25.00 | 11/5/2011 4:04:43 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:53 PM |
new-ore-venture | $150.00 | 11/5/2011 4:23:08 PM |
green-trade-dolphin | $35.02 | 11/5/2011 4:31:11 PM |
bullish2bearish | $45.00 | 11/5/2011 4:36:46 PM |
zbfamwl | $25.00 | 11/5/2011 5:04:54 PM |
thankful-nickel2 | $50.00 | 11/5/2011 5:20:28 PM |
Mikale360 | $25.00 | 11/5/2011 5:09:15 PM |
credit-bliss8 | $25.00 | 11/5/2011 5:11:39 PM |
high_flyer | $200.00 | 11/5/2011 5:58:43 PM |
Integrity1st | $25.44 | 11/5/2011 7:06:48 PM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:34:50 PM |
ILWTC | $25.00 | 11/5/2011 7:35:56 PM |
DiligentiaLLC | $50.00 | 11/5/2011 4:19:34 PM |
a275ranger | $30.00 | 11/5/2011 8:54:20 PM |
mighty-payout1 | $25.00 | 11/5/2011 9:44:40 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:07 PM |
BigSkyFinancial | $30.00 | 11/5/2011 9:09:43 PM |
FoosMaster | $30.00 | 11/5/2011 9:55:27 PM |
intrepid-loot | $25.00 | 11/5/2011 10:10:35 PM |
marinbb | $100.00 | 11/5/2011 12:12:39 PM |
credit-missile | $125.00 | 11/5/2011 12:08:30 PM |
AndChicksforFree | $50.00 | 11/5/2011 12:16:37 PM |
Feyenoord | $30.00 | 11/5/2011 12:24:16 PM |
amlu1988 | $25.00 | 11/5/2011 12:34:15 PM |
CA-Lender | $25.00 | 11/5/2011 12:27:14 PM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:36 PM |
RoZu_Lending | $100.00 | 11/5/2011 12:19:09 PM |
heerzaquestion | $100.00 | 11/5/2011 12:40:13 PM |
SLN-10 | $100.00 | 11/5/2011 12:42:01 PM |
miked8303 | $25.00 | 11/5/2011 12:31:34 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:11 PM |
Moe87 | $30.00 | 11/5/2011 1:08:20 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:11 PM |
grnii78 | $100.00 | 11/5/2011 1:16:13 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:04 PM |
investment-artist | $27.01 | 11/5/2011 1:48:47 PM |
mrstender | $25.00 | 11/5/2011 1:40:06 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:15 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:57 PM |
revenue-achievement | $25.00 | 11/5/2011 1:51:12 PM |
Skeptical-one | $100.00 | 11/5/2011 1:52:37 PM |
tnjohnso | $25.00 | 11/5/2011 2:05:18 PM |
icanhasloanz | $100.00 | 11/5/2011 2:07:23 PM |
atlas-shrugged | $200.00 | 11/5/2011 2:35:19 PM |
Kash2010lu | $41.00 | 11/5/2011 1:55:30 PM |
icanhasloanz | $100.00 | 11/5/2011 2:07:19 PM |
BigBag | $25.00 | 11/5/2011 2:10:03 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:56 PM |
attractive-fund | $50.00 | 11/5/2011 2:16:20 PM |
rescue | $100.00 | 11/5/2011 3:11:06 PM |
fortytwo | $150.00 | 11/5/2011 3:11:53 PM |
ronin4sale | $25.00 | 11/5/2011 3:21:06 PM |
brightest-organized-balance | $49.50 | 11/5/2011 3:50:09 PM |
smart-note9 | $25.00 | 11/5/2011 3:48:48 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:56:12 PM |
bid-stockpiler1 | $25.00 | 11/5/2011 4:25:57 PM |
optionscashflow | $25.00 | 11/5/2011 3:02:22 PM |
r48 | $25.00 | 11/5/2011 5:02:28 PM |
InChicago | $100.00 | 11/5/2011 6:22:02 PM |
money-baron-Roth401k | $50.00 | 11/5/2011 6:35:27 PM |
revenue-driver8 | $30.38 | 11/5/2011 7:02:14 PM |
thelovebug | $100.00 | 11/5/2011 3:23:34 PM |
loyalist1 | $200.00 | 11/5/2011 7:29:43 PM |
mikeandcat | $200.00 | 11/5/2011 7:36:19 PM |
Engineer44 | $25.00 | 11/5/2011 8:13:43 PM |
Bob450 | $35.00 | 11/5/2011 8:28:35 PM |
RLaumeyer | $30.00 | 11/5/2011 9:11:33 PM |
draggon77 | $25.00 | 11/5/2011 9:43:26 PM |
economy-popcorn | $25.00 | 11/5/2011 10:06:22 PM |
FinanceEngine | $40.00 | 11/5/2011 5:33:40 PM |
Domgabriel | $50.00 | 11/5/2011 5:42:53 PM |
lendstats_com | $11.26 | 11/5/2011 10:34:33 PM |
yu-rik | $150.00 | 11/5/2011 6:44:30 PM |
irrelevant | $25.00 | 11/5/2011 7:05:13 PM |
NekHoldings | $25.00 | 11/5/2011 7:39:23 PM |
exchange-upholder0 | $25.00 | 11/5/2011 8:21:49 PM |
brightest-income-hunter | $38.13 | 11/5/2011 8:34:26 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
534692
This series of Notes was issued and sold upon the funding of the borrower loan #56056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $116.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 14y 4m |
Amount delinquent:
| $115 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,137 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-launcher |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
|
Principal balance:
| $2,690.95 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation & Mustang Money
Purpose of loan:
Greetings Prosper Club Lenders!
I wish to use this loan to pay off 1 CC and use the remainder to get some repair work done on a Mustang I own.
There is on 1 derrogatory account on my Credit Report!
I'm in the process of a dispute about this. This bill was an old cell phone account from Sprint/Nextel and was paid before I swtiched to Verizon. I had no knowledge about this being on my report until I applied for a loan here.
I think this is why my credit score dropped...:(
However, as you can see, I pay my obligations on time.
My financial situation:
Monthly net income: $2500
Monthly expenses:
Housing: $400
Insurance: $38
Car expenses: $80
Utilities: $ (included in rent)
Phone, cable, internet: $120
Food, entertainment: $200
Credit cards and other loans: $449
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $33.31 | 11/8/2011 5:02:20 PM |
silver-wonder278 | $25.00 | 11/8/2011 5:22:22 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:03 PM |
evnagelist | $25.00 | 11/8/2011 5:33:08 PM |
miked8303 | $25.00 | 11/8/2011 6:14:00 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:10 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:23 PM |
optionscashflow | $25.00 | 11/8/2011 8:47:00 PM |
sensible-fund | $25.00 | 11/9/2011 3:12:26 AM |
Feyenoord | $30.00 | 11/8/2011 7:03:47 PM |
Wellman | $25.00 | 11/9/2011 6:17:33 AM |
loanman2007 | $50.00 | 11/9/2011 5:14:42 AM |
GElender | $25.00 | 11/9/2011 6:36:14 AM |
worldly-income2 | $25.87 | 11/9/2011 7:56:07 AM |
Kash2010lu | $25.00 | 11/9/2011 9:01:39 AM |
benefit-trident | $25.00 | 11/9/2011 4:53:28 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:32 AM |
mespeedy36 | $25.93 | 11/9/2011 9:02:35 AM |
Lululinda | $50.00 | 11/9/2011 10:06:02 AM |
fortytwo | $150.00 | 11/9/2011 9:06:17 AM |
larslfe | $25.00 | 11/9/2011 10:23:49 AM |
108lender | $125.00 | 11/9/2011 9:26:05 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:23 AM |
bbt210 | $25.62 | 11/9/2011 11:13:14 AM |
rhin0cerx | $50.00 | 11/9/2011 11:17:30 AM |
AF-Chief | $25.00 | 11/9/2011 11:11:58 AM |
five-star-note | $25.00 | 11/9/2011 10:16:18 AM |
fcrick | $25.00 | 11/9/2011 10:42:11 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:06 AM |
well-rounded-payout0 | $50.00 | 11/8/2011 5:02:38 PM |
AndChicksforFree | $57.00 | 11/8/2011 5:10:26 PM |
SolarMoonshine | $25.00 | 11/8/2011 5:13:47 PM |
mercuriant | $25.00 | 11/8/2011 5:27:31 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:03 PM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:55 PM |
SLN-10 | $100.00 | 11/8/2011 5:41:24 PM |
wizardii | $25.00 | 11/8/2011 8:15:04 PM |
cash-architect | $25.00 | 11/8/2011 8:19:20 PM |
real-return | $25.00 | 11/8/2011 9:35:06 PM |
CA-Lender | $25.00 | 11/8/2011 8:35:07 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:53 PM |
tcpfan | $25.00 | 11/9/2011 7:34:56 AM |
GS-ROCK | $26.00 | 11/9/2011 8:59:40 AM |
foothillender | $25.00 | 11/9/2011 7:55:54 AM |
debt_helper | $25.00 | 11/9/2011 8:05:02 AM |
yield-museum | $50.00 | 11/9/2011 9:06:46 AM |
Leshan | $50.00 | 11/9/2011 9:05:31 AM |
graceful-investment | $61.93 | 11/9/2011 5:39:50 AM |
DoctorJoe | $30.00 | 11/9/2011 6:02:29 AM |
rcm87 | $50.00 | 11/9/2011 6:27:26 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:27 AM |
houli123 | $40.22 | 11/9/2011 7:02:58 AM |
neorunner | $25.00 | 11/9/2011 7:14:32 AM |
coin-popcorn | $25.00 | 11/9/2011 8:19:38 AM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:10 AM |
economy-coup | $50.00 | 11/9/2011 11:16:40 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:40 AM |
ILoveBearHats | $25.00 | 11/9/2011 11:41:34 AM |
first-serene-credit | $25.00 | 11/9/2011 11:41:54 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:07 AM |
truth-vault4 | $25.00 | 11/9/2011 11:49:39 AM |
managedfund | $194.12 | 11/9/2011 12:01:40 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
534776
This series of Notes was issued and sold upon the funding of the borrower loan #55939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,926 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| upbeat-cash0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
financial freedom
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2300
Monthly expenses: $
Housing: $500
Insurance: $50
Car expenses: $60
Utilities: $50
Phone, cable, internet: $8
Food, entertainment: $75
Clothing, household expenses: $
Credit cards and other loans: $287
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/23/2011 12:15:27 PM |
wigglesworth4 | $100.00 | 10/23/2011 12:15:51 PM |
worthy-bid8 | $50.00 | 10/25/2011 9:08:29 AM |
MM1207 | $25.00 | 10/26/2011 7:47:37 AM |
Kaj | $25.00 | 10/26/2011 4:30:46 PM |
kenji4861 | $25.00 | 10/27/2011 4:47:55 AM |
organized-payment6 | $50.00 | 10/27/2011 5:53:27 AM |
DadWarbucks | $25.00 | 10/27/2011 9:44:59 AM |
money-bauble | $100.00 | 10/27/2011 11:33:26 AM |
brainy-dedication | $25.00 | 10/27/2011 1:25:00 PM |
mike_banker | $50.00 | 10/27/2011 1:24:49 PM |
kbguru | $25.00 | 10/27/2011 1:30:43 PM |
jump58 | $25.00 | 10/27/2011 1:33:44 PM |
TrustPlus | $50.00 | 10/27/2011 1:36:24 PM |
responsive-wampum8 | $25.00 | 10/27/2011 1:36:44 PM |
gulch | $25.00 | 10/27/2011 1:42:31 PM |
jrbill1998 | $50.00 | 10/27/2011 1:53:00 PM |
kind-magnificent-bid | $50.00 | 10/27/2011 2:00:11 PM |
gere-co | $25.00 | 10/27/2011 2:12:06 PM |
CPAMAN | $25.00 | 10/27/2011 2:16:26 PM |
ndrak | $25.00 | 10/27/2011 2:18:39 PM |
blazing-capital2 | $250.00 | 10/27/2011 2:28:04 PM |
no_agenda_lender | $26.00 | 10/27/2011 2:50:37 PM |
unclejaef | $25.00 | 10/27/2011 3:21:06 PM |
toblerone | $25.00 | 10/27/2011 4:41:18 PM |
smaxis | $25.00 | 10/27/2011 4:57:11 PM |
deal-vibrato | $50.00 | 10/27/2011 5:42:36 PM |
Banker7371 | $25.00 | 10/27/2011 5:52:22 PM |
newest-trade-spruce | $50.00 | 10/27/2011 6:04:41 PM |
Slend49 | $25.00 | 10/27/2011 6:23:21 PM |
UnclePockets | $25.00 | 10/27/2011 7:13:41 PM |
BaxterEvil | $25.00 | 10/27/2011 7:45:19 PM |
deal-secret-agent | $25.00 | 10/27/2011 8:04:37 PM |
best-marketologist | $25.00 | 10/27/2011 9:05:49 PM |
Ivan2007 | $25.00 | 10/27/2011 9:57:15 PM |
egw | $50.00 | 10/27/2011 10:31:24 PM |
KINGDOMVENDING | $25.00 | 10/27/2011 11:19:38 PM |
robust-trade | $25.00 | 10/27/2011 11:29:40 PM |
Zuzu | $24.00 | 10/28/2011 3:00:09 AM |
responsibility-butterfly | $25.00 | 10/24/2011 8:15:25 AM |
simplelender80 | $300.00 | 10/24/2011 1:25:25 PM |
heavy_ax | $50.00 | 10/27/2011 12:01:35 AM |
jga516 | $25.00 | 10/27/2011 5:52:28 AM |
einvest1 | $50.00 | 10/27/2011 6:00:39 AM |
rate-mogul | $50.00 | 10/27/2011 7:21:07 AM |
ferris2484 | $25.00 | 10/27/2011 7:22:27 AM |
Investor_DP | $100.00 | 10/27/2011 9:10:08 AM |
mlb123 | $50.00 | 10/27/2011 10:51:28 AM |
duty-gusto6 | $25.00 | 10/27/2011 12:28:39 PM |
life-is-great | $25.00 | 10/27/2011 12:36:49 PM |
6moonbeams | $50.00 | 10/27/2011 1:22:07 PM |
the-kinetic-nickel | $25.00 | 10/27/2011 1:25:06 PM |
fairness-kayak | $25.00 | 10/27/2011 1:33:49 PM |
taylor883 | $50.00 | 10/27/2011 1:32:34 PM |
edognyc | $25.00 | 10/27/2011 1:52:00 PM |
TheoProf | $25.00 | 10/27/2011 2:04:01 PM |
best-enriched-auction | $25.00 | 10/27/2011 2:11:25 PM |
credible-durability | $25.00 | 10/27/2011 3:05:21 PM |
IP | $25.00 | 10/27/2011 3:23:58 PM |
Taz-Man-IIWIS | $25.00 | 10/27/2011 4:27:22 PM |
newest-bountiful-basis | $25.00 | 10/27/2011 4:41:42 PM |
LBOregon | $25.00 | 10/27/2011 4:33:32 PM |
floomer | $50.00 | 10/27/2011 5:19:41 PM |
BigLinCT | $50.00 | 10/27/2011 5:26:31 PM |
Brisket_Bob | $50.00 | 10/27/2011 6:31:57 PM |
compassion-bauble4 | $25.00 | 10/27/2011 7:05:35 PM |
Nascar1 | $50.00 | 10/27/2011 7:05:46 PM |
managedfund | $1,400.00 | 10/27/2011 7:08:46 PM |
satisfying-deal5 | $50.00 | 10/27/2011 8:12:25 PM |
coin-investor | $25.00 | 10/27/2011 9:00:56 PM |
peaceful-transparency4 | $50.00 | 10/27/2011 9:22:46 PM |
brightest-gain-investor | $2,000.00 | 10/27/2011 9:24:23 PM |
villagers | $50.00 | 10/27/2011 10:40:32 PM |
TQLender | $25.00 | 10/28/2011 12:07:38 AM |
green-dedicated-transaction | $50.00 | 10/28/2011 1:12:17 AM |
houli123 | $50.00 | 10/28/2011 2:45:44 AM |
JaceSpade | $25.00 | 10/28/2011 2:46:55 AM |
wolf1333 | $25.00 | 10/28/2011 2:52:03 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
535002
This series of Notes was issued and sold upon the funding of the borrower loan #56176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,443 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-alert |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Purchase
Purpose of loan: To avoid tying up too much cash with the holidays coming up.
This loan will be used as a down payment on an engagement ring that my girlfriend picked out.
My financial situation is good and quickly improving as I continue to work on improving my credit score.
I am a good candidate for this loan because I am an ethical guy who values respect, honesty and goodwill. I have been working hard to get all of my finances in order so I can propose to my girlfriend and start my life with her. Also, my work outlook is very busy and will be for years to come.
Monthly net income: $6,750
Monthly expenses: $1,800-$2,000 This includes all living expenses, car, insurance, and any other expenses each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:37 PM |
heavenly-interest9 | $400.00 | 11/11/2011 9:13:37 AM |
enterprising-credit2 | $25.00 | 11/11/2011 1:41:41 PM |
Sid-K | $25.00 | 11/11/2011 3:03:30 PM |
Danjack_Capital | $25.00 | 11/11/2011 7:25:04 PM |
mednole | $50.00 | 11/12/2011 12:43:44 PM |
mingthemink | $25.00 | 11/14/2011 2:19:22 PM |
treasure-ace | $25.00 | 11/14/2011 2:27:50 PM |
loss-of-control | $75.00 | 11/14/2011 4:56:54 PM |
OLYVRC | $25.00 | 11/14/2011 5:55:29 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:18:41 PM |
cjames84 | $25.00 | 11/14/2011 4:10:00 PM |
kind-forthright-repayment | $350.00 | 11/14/2011 6:50:51 PM |
loanman2007 | $100.00 | 11/11/2011 9:17:45 AM |
SolarMoonshine | $25.00 | 11/11/2011 9:54:26 AM |
let_me_retire | $25.00 | 11/11/2011 2:59:58 PM |
vutah | $65.00 | 11/11/2011 3:30:47 PM |
supreme-dollar5 | $30.00 | 11/14/2011 1:00:40 PM |
the-hope-workhorse | $100.00 | 11/14/2011 1:18:45 PM |
octoberfresh | $25.00 | 11/14/2011 2:05:40 PM |
building_community | $25.00 | 11/14/2011 2:27:42 PM |
kranoth | $25.00 | 11/14/2011 3:38:27 PM |
auction-seeker | $25.00 | 11/14/2011 4:28:01 PM |
invincible-agreement8 | $100.00 | 11/14/2011 5:02:44 PM |
dthompso | $50.00 | 11/14/2011 5:09:30 PM |
realtormoises | $25.00 | 11/14/2011 3:34:37 PM |
Green_Bay_Packers | $25.00 | 11/14/2011 3:59:28 PM |
worth-shower8 | $100.00 | 11/14/2011 5:21:37 PM |
creative-power3 | $50.00 | 11/14/2011 4:11:29 PM |
Zipcut | $25.00 | 11/14/2011 5:24:16 PM |
triguy | $2,080.00 | 11/14/2011 6:56:33 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
535204
This series of Notes was issued and sold upon the funding of the borrower loan #55665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
24 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $4,589 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-trailblazer |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fresh slate
Purpose of loan: Consolidation
This loan will be used to... pay off small credit card debt to have 1 easy monthly paymeny
My financial situation:
I am a good candidate for this loan because. My credit is very important to me now.I am recently divorced and wanting to gain contol of my life again
Monthly net income: $4200
Monthly expenses: $2700
Housing: $926
Insurance: $85
Car expenses: $580
Utilities: $290
Phone, cable, internet: $45
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $9800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/25/2011 5:07:03 PM |
green-trade-dolphin | $25.00 | 10/25/2011 5:12:44 PM |
social-cocktail1 | $200.00 | 10/25/2011 5:21:04 PM |
first-cash-producer | $25.00 | 10/25/2011 5:58:42 PM |
idastmerchants | $25.00 | 10/28/2011 9:54:12 AM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:00 PM |
prohelper | $25.00 | 10/29/2011 12:06:46 PM |
jjswanso | $25.00 | 10/29/2011 12:22:05 PM |
treasure-bliss | $25.00 | 10/29/2011 12:56:56 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:01 PM |
Dubbs360 | $50.00 | 10/30/2011 11:17:37 AM |
jamiee73 | $25.00 | 10/30/2011 4:22:56 PM |
miked8303 | $50.00 | 11/1/2011 8:15:16 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:17 AM |
impressive-loan | $100.00 | 11/1/2011 3:25:25 PM |
iaffy | $50.00 | 11/2/2011 2:54:21 PM |
cnovak | $25.00 | 11/2/2011 9:55:18 PM |
km007 | $25.00 | 11/3/2011 5:07:24 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:57 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:15 AM |
Aaron_Oz | $25.00 | 11/3/2011 10:07:44 PM |
Wellman | $50.00 | 11/4/2011 7:20:57 AM |
evnagelist | $25.00 | 11/4/2011 10:16:38 AM |
mercuriant | $25.00 | 11/4/2011 11:36:41 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:49 AM |
return-enthusiast1 | $25.00 | 11/4/2011 11:18:06 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:10 AM |
Lam0nt | $25.00 | 11/4/2011 12:58:37 PM |
revenue-achievement | $25.00 | 11/4/2011 3:22:56 PM |
fervent-repayment | $25.00 | 11/4/2011 5:49:48 PM |
knowledgeable-payment7 | $25.00 | 11/5/2011 4:11:46 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:27 AM |
Kaj | $25.00 | 11/5/2011 1:07:08 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:13 PM |
shmb6508 | $50.00 | 11/5/2011 1:25:22 PM |
haplender | $36.00 | 11/5/2011 1:01:24 PM |
ursus | $50.00 | 11/5/2011 1:35:00 PM |
inspired-duty5 | $26.00 | 11/5/2011 1:31:29 PM |
clean-finance1 | $35.00 | 11/5/2011 1:23:03 PM |
saffron4 | $25.00 | 11/5/2011 2:00:04 PM |
marketplace-hut9 | $25.00 | 11/5/2011 1:28:47 PM |
hopethisworks | $25.00 | 11/5/2011 2:06:15 PM |
MadHun | $200.00 | 11/5/2011 2:07:42 PM |
kind-credit-bear | $25.00 | 11/5/2011 1:33:33 PM |
tremendous-payment | $25.00 | 11/5/2011 1:39:37 PM |
compassion-expert | $25.00 | 11/5/2011 2:38:59 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:55 PM |
bonus-tent | $25.00 | 11/5/2011 2:04:21 PM |
whatknows | $25.00 | 11/5/2011 2:05:50 PM |
brightest-gain-investor | $1,566.78 | 11/5/2011 3:01:37 PM |
nowits10 | $25.00 | 11/5/2011 2:27:02 PM |
larrybird | $2,000.00 | 11/5/2011 2:47:04 PM |
ideal-platinum1 | $25.00 | 11/5/2011 2:51:20 PM |
Crystalprop | $25.00 | 11/5/2011 2:52:07 PM |
yield-trader | $25.00 | 11/5/2011 2:53:29 PM |
responsibility-butterfly | $25.00 | 10/26/2011 2:27:42 AM |
enchanted-diversification496 | $25.00 | 10/26/2011 7:53:08 PM |
WilliamLeeSims | $25.00 | 10/27/2011 2:59:41 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:36 PM |
coin-investor | $25.00 | 10/29/2011 1:23:35 PM |
Dusigrosz | $40.00 | 10/30/2011 10:24:19 AM |
economy-coup | $50.00 | 10/31/2011 12:30:08 AM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:11 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:20 AM |
mlj0671 | $25.00 | 11/2/2011 7:45:54 AM |
green28 | $46.22 | 11/3/2011 10:50:15 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:22 PM |
Brisket_Bob | $25.00 | 11/4/2011 5:09:20 AM |
ktradtke | $25.00 | 11/4/2011 5:26:25 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:30 AM |
zone8 | $100.00 | 11/4/2011 10:57:23 AM |
fortytwo | $150.00 | 11/4/2011 6:39:00 PM |
mistrmark | $50.00 | 11/5/2011 8:40:12 AM |
1phantom | $25.00 | 11/5/2011 8:32:08 AM |
rescue | $100.00 | 11/5/2011 11:16:28 AM |
careful-note1 | $25.00 | 11/5/2011 12:55:10 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:41 PM |
cash-reaction2 | $50.00 | 11/5/2011 12:51:49 PM |
meteoric-asset4 | $25.00 | 11/5/2011 1:25:38 PM |
lakehavasu88 | $25.00 | 11/5/2011 1:32:40 PM |
GInBaghdad | $25.00 | 11/5/2011 1:05:21 PM |
rs999 | $25.00 | 11/5/2011 1:29:21 PM |
ah-long | $25.00 | 11/5/2011 1:07:29 PM |
desertoasis | $25.00 | 11/5/2011 1:59:35 PM |
apostle901 | $25.00 | 11/5/2011 1:28:03 PM |
first-class-wampum | $50.00 | 11/5/2011 1:32:33 PM |
enterprising-credit2 | $25.00 | 11/5/2011 1:33:58 PM |
tornandfrayed | $25.00 | 11/5/2011 1:45:30 PM |
dedicated-transaction796 | $25.00 | 11/5/2011 2:44:04 PM |
proud-pound4 | $25.00 | 11/5/2011 2:39:40 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:38 PM |
economy-producer | $25.00 | 11/5/2011 2:49:08 PM |
vibraphone3 | $25.00 | 11/5/2011 2:55:37 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 2:57:01 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:54 PM |
CAGE-Investments | $25.00 | 11/5/2011 2:27:17 PM |
DER | $25.00 | 11/5/2011 2:34:10 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
535264
This series of Notes was issued and sold upon the funding of the borrower loan #55833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,132 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-minded-fairness4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to purchase an engagement ring.
My financial situation:
Monthly net income: $3000.00
Monthly expenses: $1450.00 See below:
Housing: $500
Insurance: company provided.
Car: $95 insurance, gas $100, maintenance $25, no loan on car
Utilities: $ 150.00
Phone, cable, internet: $0.00 (company covers these expenses)
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $250.00
Other expenses: $75.00
Want to get engaged on her birthday in November. Plan on paying back loan within 6 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:35:54 PM |
rescue | $100.00 | 11/7/2011 6:09:37 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:44 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:47 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:06 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:10 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:28 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:09 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:37 PM |
miked8303 | $25.00 | 11/8/2011 6:13:59 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:01 PM |
worth-blanket2 | $3,200.00 | 11/9/2011 7:42:23 AM |
Whipster | $45.00 | 11/7/2011 7:15:21 PM |
taetrade | $25.00 | 11/8/2011 5:53:07 AM |
evnagelist | $25.00 | 11/8/2011 9:39:01 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:34 PM |
shiny-gold5 | $30.00 | 11/9/2011 8:46:37 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
535464
This series of Notes was issued and sold upon the funding of the borrower loan #55734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-31-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
6 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,308 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| Newton23 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to improve the purchase of a Home that was just purchased.
My financial situation:
I am a good candidate for this loan because I have been working for the same company for 10 years and have outstanding credit card debt of less than $4,000.
Monthly net income: $ 6,916.00
Monthly expenses: $ 5,500.00
Housing: $ 3,500.00
Insurance: $ 300.00
Car expenses: $ 200.00
Utilities: $ 300.00
Phone, cable, internet: $300.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/25/2011 5:08:07 PM |
108lender | $100.00 | 10/27/2011 2:09:11 PM |
worth-blanket2 | $3,200.00 | 10/28/2011 2:56:02 PM |
vutah | $25.00 | 10/29/2011 6:59:16 AM |
2grindstones | $25.00 | 10/29/2011 10:08:24 AM |
loss-of-control | $100.00 | 10/29/2011 4:55:01 PM |
calimanusa | $30.00 | 10/30/2011 12:26:29 AM |
worthy-bid4 | $50.00 | 10/30/2011 1:26:08 PM |
NYretire | $75.88 | 10/30/2011 9:20:37 PM |
let_me_retire | $100.00 | 10/28/2011 8:31:41 PM |
money-fort | $25.00 | 10/28/2011 7:38:29 PM |
Iwillhuntyoudown | $25.00 | 10/29/2011 5:46:27 PM |
friendinmoney | $25.00 | 10/29/2011 5:26:30 PM |
periko | $25.00 | 10/29/2011 8:02:19 PM |
Christophe | $25.00 | 10/30/2011 9:21:20 AM |
bid-stockpiler1 | $50.00 | 10/30/2011 12:04:42 PM |
mammalian4 | $25.00 | 10/30/2011 7:25:13 PM |
Sapphicat | $61.62 | 10/30/2011 10:09:41 PM |
gillijr1001 | $7.50 | 10/31/2011 7:13:20 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
535512
This series of Notes was issued and sold upon the funding of the borrower loan #55785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $98.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,726 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| freshmaker166 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
|
Principal balance:
| $3,728.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
experienced candidate with Prosper
I borrowed last year and always pay on time with my payments. Looking for fixed payments that better my credit cards offerings. Also, I like the incentive to place this loan that was emailed to me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shellstar | $25.00 | 11/8/2011 5:04:34 PM |
patriot897 | $25.00 | 11/8/2011 5:08:57 PM |
green-trade-dolphin2 | $29.70 | 11/8/2011 5:02:19 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:05 PM |
evnagelist | $25.00 | 11/8/2011 5:32:55 PM |
charming-exchange7 | $25.00 | 11/8/2011 5:52:50 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:21 PM |
rs999 | $25.00 | 11/8/2011 6:09:23 PM |
subtle-revenue0 | $25.00 | 11/8/2011 6:13:08 PM |
CPAnCA | $100.00 | 11/8/2011 6:42:18 PM |
first-euro-rapture | $25.00 | 11/8/2011 6:12:45 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:03 PM |
heerzaquestion | $30.00 | 11/8/2011 7:21:36 PM |
silver-metronome2 | $100.00 | 11/8/2011 8:29:57 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:18 PM |
compassionate-asset8 | $25.61 | 11/8/2011 9:05:44 PM |
larslfe | $25.00 | 11/8/2011 5:47:14 PM |
shrewd-dedication2 | $50.00 | 11/8/2011 8:20:26 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:34 PM |
gentle-transparency7 | $250.00 | 11/9/2011 3:32:50 AM |
reinforced-reward | $25.00 | 11/9/2011 4:10:22 AM |
PaulW | $40.00 | 11/9/2011 4:47:32 AM |
elvisloans | $27.00 | 11/9/2011 2:32:03 AM |
hidavehi | $25.00 | 11/9/2011 3:25:16 AM |
BeachWalkz | $50.00 | 11/9/2011 5:25:03 AM |
s270 | $25.00 | 11/8/2011 7:31:58 PM |
green28 | $100.00 | 11/8/2011 8:10:29 PM |
GElender | $40.00 | 11/9/2011 6:37:48 AM |
cwegert | $25.00 | 11/8/2011 9:37:15 PM |
mammalian4 | $25.00 | 11/9/2011 4:44:45 AM |
return-runner8 | $25.00 | 11/9/2011 6:32:25 AM |
beeslow | $123.97 | 11/9/2011 7:12:18 AM |
leverage-monger | $10.14 | 11/9/2011 7:31:01 AM |
BenR | $100.00 | 11/8/2011 5:22:58 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:50 PM |
bb575 | $50.00 | 11/8/2011 5:35:32 PM |
pdub | $75.00 | 11/8/2011 5:54:38 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:02 PM |
starry2001 | $25.00 | 11/8/2011 6:38:33 PM |
syounker | $25.00 | 11/8/2011 6:46:51 PM |
blot44 | $25.00 | 11/8/2011 7:12:44 PM |
frooogal | $25.00 | 11/8/2011 8:28:53 PM |
optionscashflow | $25.00 | 11/8/2011 8:56:46 PM |
heroic-vigilance1 | $25.00 | 11/8/2011 7:39:44 PM |
Kattosha | $25.00 | 11/8/2011 9:01:15 PM |
imhandy | $500.00 | 11/8/2011 6:59:30 PM |
jcw3rd | $25.00 | 11/8/2011 7:05:07 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:34 AM |
Goodnotlucky | $25.00 | 11/8/2011 7:19:10 PM |
Approved | $68.10 | 11/8/2011 7:32:25 PM |
credit-investor5 | $50.00 | 11/9/2011 6:34:21 AM |
houli123 | $25.00 | 11/9/2011 6:45:30 AM |
Tahoeman | $25.00 | 11/9/2011 7:01:01 AM |
loosd | $55.48 | 11/9/2011 7:13:58 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
535564
This series of Notes was issued and sold upon the funding of the borrower loan #55990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,061 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| sweet-fairness1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:09 PM |
108lender | $150.00 | 10/29/2011 1:40:46 PM |
goodhearted-generosity511 | $25.00 | 10/30/2011 8:38:06 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:31 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:31 AM |
money-yeller | $25.00 | 11/4/2011 1:27:23 PM |
whirlingdervish | $25.00 | 11/5/2011 2:11:27 AM |
shawnw2 | $25.00 | 11/5/2011 2:20:47 AM |
kind-diligent-coin | $26.80 | 11/5/2011 12:30:49 AM |
Whipster | $40.00 | 11/5/2011 5:22:49 AM |
integrity-electron9 | $50.00 | 11/6/2011 12:13:14 AM |
kulender | $50.00 | 11/6/2011 6:22:22 AM |
vine99 | $50.00 | 11/6/2011 9:39:15 PM |
MrDance123 | $25.00 | 11/7/2011 11:42:42 AM |
ethical-truth211 | $400.00 | 11/7/2011 10:50:43 AM |
DiligentiaLLC | $25.00 | 11/7/2011 4:37:43 PM |
Green_Bay_Packers | $50.00 | 11/7/2011 5:44:58 PM |
point-oyster5 | $25.00 | 11/7/2011 5:53:52 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:27:29 PM |
groundsquirrel | $25.00 | 11/7/2011 6:37:39 PM |
bellaquito | $1,062.20 | 11/7/2011 9:51:02 PM |
nickel_finder | $25.00 | 11/7/2011 8:34:30 PM |
2grindstones | $31.00 | 11/7/2011 9:01:32 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:07 PM |
let_me_retire | $50.00 | 11/1/2011 2:49:44 AM |
managedfund | $600.00 | 11/2/2011 6:04:42 AM |
BenR | $100.00 | 11/2/2011 9:34:29 AM |
transformer855 | $25.00 | 11/2/2011 10:18:25 AM |
copper | $50.00 | 11/3/2011 5:02:20 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:26:50 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 4:37:20 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:37 AM |
theogeer | $25.00 | 11/4/2011 1:29:47 PM |
emance | $40.00 | 11/4/2011 3:53:48 PM |
MilitaryAV8R | $25.00 | 11/5/2011 7:10:50 AM |
SFBank | $50.00 | 11/5/2011 8:03:32 AM |
leverage-monger | $25.00 | 11/5/2011 10:53:17 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:23:21 AM |
AM2008 | $25.00 | 11/5/2011 10:06:14 PM |
eboomer2611 | $25.00 | 11/6/2011 9:55:33 AM |
MrDance123 | $50.00 | 11/6/2011 10:23:21 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:02 PM |
melodious-openness | $50.00 | 11/7/2011 7:33:31 AM |
loss-of-control | $100.00 | 11/7/2011 5:42:52 PM |
greenback-loyalist8 | $50.00 | 11/7/2011 6:15:20 PM |
kidbiz | $25.00 | 11/7/2011 7:31:00 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
535568
This series of Notes was issued and sold upon the funding of the borrower loan #55830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $508 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| velocity-escalator |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption Loan
Purpose of loan: International adoption expenses
This loan will be used to...pay for costs and expenses of international adoption
My financial situation: good
I am a good candidate for this loan because...have reliable monthly income just not free cash on hand
Monthly net income: $8000
Monthly expenses: $5827
Housing: $1449
Insurance: $1235
Car expenses: $333
Utilities: $155
Phone, cable, internet: $255
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $50.00 | 11/4/2011 9:50:29 AM |
InChicago | $100.00 | 11/4/2011 10:06:03 AM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:47 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:01 PM |
kulender | $50.00 | 11/6/2011 6:22:49 AM |
power-persimmon5 | $25.00 | 11/7/2011 1:22:28 PM |
director877 | $25.00 | 11/7/2011 2:37:26 PM |
bid-stockpiler1 | $25.00 | 11/7/2011 4:45:45 PM |
mighty-payout1 | $25.00 | 11/8/2011 2:08:55 AM |
jsak74 | $25.00 | 11/8/2011 9:55:50 AM |
best-basis-trooper | $25.00 | 11/8/2011 9:27:37 AM |
SecondChanceLendingSERV | $25.00 | 11/8/2011 11:58:57 AM |
HHP | $39.00 | 11/8/2011 10:19:20 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:12 PM |
larslfe | $25.00 | 11/8/2011 5:47:05 PM |
abnvette | $25.00 | 11/8/2011 8:26:18 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:48 PM |
ErvLending | $25.00 | 11/8/2011 9:01:03 PM |
Cluvnupe06 | $28.51 | 11/9/2011 3:41:17 AM |
irishalaskan | $25.00 | 11/8/2011 11:55:42 PM |
the-truth-palace | $25.00 | 11/9/2011 4:38:47 AM |
the-hope-workhorse | $200.00 | 11/9/2011 9:46:42 AM |
idastmerchants | $25.00 | 11/9/2011 9:35:42 AM |
klend4 | $25.00 | 11/9/2011 9:40:11 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:51 AM |
VA-RedBeast | $100.00 | 11/9/2011 10:08:39 AM |
GreatReturnForYou | $100.00 | 11/9/2011 11:21:11 AM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:17:20 PM |
Oak-Parker | $25.00 | 11/9/2011 1:27:38 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 1:16:04 PM |
Bob450 | $30.00 | 11/9/2011 4:35:54 PM |
168RichCapital | $25.11 | 11/9/2011 3:17:21 PM |
moneyhelp4u | $25.00 | 11/9/2011 1:26:49 PM |
Fachim | $32.65 | 11/9/2011 4:42:17 PM |
Mariner3605 | $25.00 | 11/9/2011 5:03:55 PM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:50 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:39 AM |
zorg77 | $25.00 | 11/4/2011 4:50:45 PM |
let_me_retire | $25.00 | 11/4/2011 10:55:24 PM |
1phantom | $25.00 | 11/5/2011 8:32:37 AM |
CA-Lender | $25.00 | 11/5/2011 12:31:35 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:29 PM |
Something-Corporate | $25.00 | 11/5/2011 6:05:17 PM |
justice-allocator3 | $25.00 | 11/6/2011 5:21:58 AM |
impeccable-ore3 | $25.00 | 11/6/2011 8:06:42 AM |
Green_Bay_Packers | $75.00 | 11/7/2011 3:11:13 PM |
vutah | $40.00 | 11/7/2011 7:18:22 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:24:36 PM |
quest0 | $26.26 | 11/8/2011 8:15:40 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:49 AM |
ProspLending | $250.00 | 11/8/2011 8:58:29 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:08 AM |
balance-trailblazer | $100.00 | 11/8/2011 9:49:46 AM |
tylerfd | $25.00 | 11/8/2011 12:00:13 PM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:43 PM |
realtormoises | $25.00 | 11/8/2011 12:07:17 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:29 PM |
upbeat-wealth | $25.00 | 11/8/2011 4:50:44 PM |
finance-mangrove4 | $26.95 | 11/8/2011 5:28:33 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:28 PM |
silver-metronome2 | $75.00 | 11/8/2011 8:34:55 PM |
Swinghi | $50.00 | 11/9/2011 8:55:10 AM |
a-community-aficionado | $41.49 | 11/9/2011 11:17:31 AM |
Rider | $108.00 | 11/9/2011 4:12:42 PM |
rebeldog67 | $45.00 | 11/9/2011 4:22:38 PM |
Green_Bay_Packers | $75.00 | 11/9/2011 3:25:49 PM |
SolarMoonshine | $91.02 | 11/9/2011 5:06:37 PM |
Coin-Toss | $41.01 | 11/9/2011 3:15:14 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
535596
This series of Notes was issued and sold upon the funding of the borrower loan #55904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $79.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 16y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $473 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-cigar |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 11/4/2011 5:28:24 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:30 PM |
vutah | $30.00 | 11/4/2011 5:00:56 PM |
SolarMoonshine | $25.00 | 11/4/2011 5:18:28 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:55 PM |
pdub | $75.00 | 11/4/2011 6:37:37 PM |
TomDalonajay | $25.00 | 11/4/2011 6:35:43 PM |
kindness-jedi | $25.00 | 11/4/2011 6:45:13 PM |
evnagelist | $25.00 | 11/4/2011 6:55:29 PM |
cnovak | $25.00 | 11/4/2011 6:52:27 PM |
Basset_Hound_Investments | $26.12 | 11/4/2011 9:17:57 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:55 PM |
fascinating-benefit279 | $50.00 | 11/4/2011 7:22:04 PM |
gentle-gain235 | $50.00 | 11/4/2011 7:49:29 PM |
cwegert | $25.00 | 11/4/2011 9:07:12 PM |
Castelj | $50.00 | 11/5/2011 2:44:04 AM |
AndChicksforFree | $25.00 | 11/4/2011 5:08:53 PM |
revenue-achievement | $25.00 | 11/4/2011 6:42:06 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:41 PM |
CAGE-Investments | $25.00 | 11/4/2011 6:39:44 PM |
DrNano | $50.00 | 11/4/2011 9:43:47 PM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:42 PM |
superb-funds335 | $25.00 | 11/4/2011 7:37:37 PM |
kinetic-social | $25.00 | 11/4/2011 9:01:47 PM |
kwan | $25.00 | 11/4/2011 11:14:41 PM |
hektek22 | $600.00 | 11/4/2011 11:09:19 PM |
accountableone | $193.88 | 11/5/2011 3:04:07 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
535610
This series of Notes was issued and sold upon the funding of the borrower loan #56099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,963 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-cheetah8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 11/9/2011 9:54:54 AM |
evnagelist | $25.00 | 11/9/2011 9:43:56 AM |
managedfund | $750.00 | 11/9/2011 12:02:30 PM |
leverage-oasis | $25.00 | 11/9/2011 6:45:20 PM |
golden-velocity9 | $50.00 | 11/10/2011 12:05:48 PM |
5kids5 | $34.34 | 11/10/2011 12:47:58 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:35:48 PM |
lenderRXT | $30.00 | 11/10/2011 1:10:23 PM |
superb-funds335 | $25.00 | 11/10/2011 2:09:28 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:26 PM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:50 PM |
worldly-income2 | $25.00 | 11/10/2011 12:30:50 PM |
valiant-pound8 | $57.03 | 11/10/2011 2:28:57 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:47 PM |
CAGE-Investments | $25.00 | 11/10/2011 2:56:07 PM |
rcm87 | $50.00 | 11/10/2011 3:14:55 PM |
nri22 | $50.00 | 11/10/2011 4:21:52 PM |
SnE | $12.36 | 11/10/2011 5:24:28 PM |
gold-commander0 | $25.00 | 11/10/2011 2:38:22 PM |
fervent-repayment | $50.00 | 11/10/2011 2:46:35 PM |
CoolPlexer | $25.00 | 11/10/2011 5:08:09 PM |
ajst1 | $25.00 | 11/10/2011 3:18:14 PM |
Bank_Of_XL | $25.00 | 11/9/2011 10:50:27 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:40 AM |
tcpfan | $25.00 | 11/9/2011 10:44:52 AM |
cnovak | $25.00 | 11/9/2011 11:01:35 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:44 PM |
rescue | $100.00 | 11/9/2011 12:10:37 PM |
CashFlow13 | $100.00 | 11/9/2011 6:31:56 PM |
vutah | $25.00 | 11/9/2011 7:36:54 PM |
elvisloans | $25.00 | 11/10/2011 2:03:24 AM |
gold-gazelle | $75.00 | 11/10/2011 9:50:05 AM |
social-zebra | $32.98 | 11/10/2011 1:30:23 PM |
rs999 | $25.00 | 11/10/2011 2:40:12 PM |
maltma | $33.29 | 11/10/2011 12:13:12 PM |
gain-equator | $25.00 | 11/10/2011 1:06:46 PM |
responsibility-butterfly | $25.00 | 11/10/2011 1:15:57 PM |
fulfilling-market2 | $100.00 | 11/10/2011 3:41:35 PM |
prohelper | $25.00 | 11/10/2011 2:20:07 PM |
riskreward | $250.00 | 11/10/2011 3:40:56 PM |
SwiDaddy | $25.00 | 11/10/2011 4:26:58 PM |
jamiee73 | $25.00 | 11/10/2011 3:09:57 PM |
Cai8899 | $50.00 | 11/10/2011 3:22:48 PM |
Nusk | $25.00 | 11/10/2011 4:19:04 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
535746
This series of Notes was issued and sold upon the funding of the borrower loan #55857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,572 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| happy-felicity0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pet Boarding Facility
Purpose of loan:
This loan will be used to start up a Luxury Pet Boarding and Doggie day care facility
My financial situation:
I am a good candidate for this loan because I have a secure job in the medical/radiology field as a Full time mri Technologist.
Monthly net income: $4000
Monthly expenses: $100
Housing: $836
Insurance: $100
Car expenses: $300
Utilities: $50
Phone, cable, internet: $88.28
Food, entertainment: $100
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/27/2011 9:15:48 AM |
wigglesworth4 | $100.00 | 10/27/2011 9:28:58 AM |
figs4u2 | $100.00 | 10/28/2011 11:47:59 AM |
purposeful-treasure0 | $100.00 | 10/29/2011 5:17:57 PM |
Loan_shark718 | $30.00 | 10/30/2011 8:24:35 AM |
jamiee73 | $25.00 | 10/30/2011 4:22:59 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:04 AM |
B-rad_the_Coug | $25.00 | 10/31/2011 11:06:46 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:23 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:18 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:23 PM |
Firescreek | $25.00 | 11/2/2011 5:21:57 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:40 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:40 AM |
skiberdad | $50.00 | 11/2/2011 1:00:24 PM |
Cash4U2also | $50.00 | 11/2/2011 7:58:52 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:24 AM |
elfincove | $25.00 | 11/2/2011 8:37:34 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:49 PM |
Weaverville | $25.00 | 11/2/2011 7:55:55 PM |
cnovak | $25.00 | 11/3/2011 7:09:21 AM |
Investor_DP | $100.00 | 11/3/2011 10:54:31 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:02 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:25 PM |
spitzbergen | $25.00 | 11/3/2011 1:33:31 PM |
osanquzo | $28.57 | 11/3/2011 3:14:58 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:55 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:49 PM |
KINGDOMVENDING | $25.00 | 11/3/2011 8:00:47 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:05 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:38 PM |
heroic-payout9 | $26.85 | 11/4/2011 6:00:04 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:31 AM |
evnagelist | $25.00 | 11/4/2011 10:15:02 AM |
red-fearless-investment | $50.00 | 11/4/2011 10:18:34 AM |
awe-inspiring-diversification5 | $100.00 | 11/4/2011 11:33:50 AM |
orderly-finance6 | $50.00 | 11/4/2011 1:49:59 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:38 PM |
unclejaef | $25.00 | 11/4/2011 4:34:17 PM |
Kaj | $25.00 | 11/4/2011 5:04:02 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:41 PM |
rate-mogul | $50.00 | 11/4/2011 6:22:48 PM |
4palmtrees | $50.00 | 11/4/2011 6:45:17 PM |
heroic-platinum | $25.00 | 11/4/2011 10:47:05 PM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:12 AM |
credit-observatory | $25.00 | 11/5/2011 9:25:31 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:27 AM |
britgsb | $30.00 | 11/5/2011 12:18:24 PM |
mcgillis99 | $75.00 | 11/5/2011 9:31:28 PM |
zbfamwl | $25.00 | 11/5/2011 5:01:42 PM |
organized-payment6 | $50.00 | 11/6/2011 7:51:33 AM |
ramsba | $50.00 | 11/6/2011 10:17:29 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:08 AM |
cash-boots7 | $25.00 | 11/6/2011 10:42:48 AM |
Edwardtomo | $50.00 | 11/6/2011 10:57:16 AM |
fervent-repayment | $100.00 | 11/6/2011 3:57:33 PM |
Cai8899 | $50.00 | 11/6/2011 9:20:53 PM |
Buddy07 | $25.00 | 11/6/2011 4:40:14 PM |
sociallender | $25.00 | 11/7/2011 4:03:35 AM |
Ripsaw4U | $50.00 | 11/7/2011 2:18:28 AM |
blissful-dollar3 | $75.00 | 11/6/2011 8:00:42 PM |
astute-benjamins | $25.00 | 11/6/2011 8:06:57 PM |
gogrannygo | $25.00 | 11/7/2011 6:27:38 AM |
wayman | $25.00 | 11/7/2011 7:08:08 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:48 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:06 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:40 AM |
Hobson | $30.00 | 11/7/2011 7:58:44 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:52 AM |
kchen486 | $50.00 | 11/7/2011 2:08:18 PM |
a-resplendent-commitment | $25.00 | 11/7/2011 3:42:01 PM |
Breakfast_Gypsy | $25.00 | 11/7/2011 4:00:27 PM |
lion6 | $50.00 | 11/7/2011 4:13:04 PM |
brainy-repayment5 | $100.00 | 11/7/2011 4:15:53 PM |
wwwUniversal | $25.00 | 11/7/2011 5:19:19 PM |
Brisket_Bob | $25.00 | 11/7/2011 5:27:52 PM |
spark548 | $50.00 | 11/7/2011 6:19:48 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:46 PM |
investment-tempo | $25.00 | 11/8/2011 5:55:34 AM |
nalaari | $33.00 | 11/8/2011 6:08:01 AM |
engbusres | $27.00 | 11/8/2011 6:08:38 AM |
ikaika1 | $30.00 | 11/8/2011 7:09:34 AM |
nn001 | $25.00 | 11/8/2011 6:51:15 AM |
Christophe | $25.00 | 11/8/2011 7:23:55 AM |
wise-silver-wonder | $25.00 | 11/8/2011 7:28:43 AM |
kjb1971 | $25.00 | 11/8/2011 7:48:34 AM |
credit-investor5 | $50.00 | 11/8/2011 7:43:17 AM |
wonderful-currency | $30.00 | 11/8/2011 7:49:15 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:55 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:45 AM |
UBOtto186 | $50.00 | 11/8/2011 8:39:43 AM |
durable-investment8 | $52.03 | 11/8/2011 8:43:01 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:00:57 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:54 AM |
selfmademan | $25.00 | 11/8/2011 8:36:03 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:07 AM |
money-banker867 | $25.00 | 11/8/2011 10:57:39 AM |
printmaster | $50.00 | 11/8/2011 9:29:27 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:40 PM |
somebody32 | $25.00 | 11/8/2011 10:34:56 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:17 PM |
cti11 | $25.00 | 11/8/2011 1:27:58 PM |
currency-persimmon | $25.00 | 11/8/2011 3:21:46 PM |
tylerfd | $25.00 | 11/8/2011 12:00:10 PM |
dinero-speaker | $25.00 | 11/8/2011 12:01:09 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:34 PM |
bzanlo33 | $50.00 | 11/8/2011 1:44:49 PM |
NorthwestLoan1 | $55.00 | 11/8/2011 6:19:48 PM |
larslfe | $25.00 | 11/8/2011 5:47:02 PM |
evergreen16 | $50.00 | 11/8/2011 7:53:00 PM |
wwilcoxen | $35.00 | 11/8/2011 9:40:51 PM |
infinitykid | $25.00 | 11/9/2011 5:01:16 AM |
houli123 | $100.00 | 11/9/2011 6:44:03 AM |
AEH_Now | $25.00 | 11/8/2011 7:27:24 PM |
chops21 | $35.00 | 11/9/2011 7:05:56 AM |
wlm3012 | $30.00 | 11/9/2011 8:01:23 AM |
sonnet771 | $25.00 | 11/9/2011 1:24:09 AM |
revenue-serenity | $25.00 | 11/9/2011 9:04:59 AM |
best-friendly-fairness | $50.00 | 11/9/2011 9:21:30 AM |
macgeek | $50.51 | 11/9/2011 9:50:46 AM |
he-shoots-he-scores | $50.00 | 11/9/2011 10:00:34 AM |
damanq | $25.00 | 11/9/2011 8:29:53 AM |
mlpinz | $40.00 | 11/9/2011 8:32:31 AM |
shiny-gold5 | $50.00 | 11/9/2011 8:48:12 AM |
519dobber | $25.00 | 11/9/2011 10:21:33 AM |
Lululinda | $50.00 | 11/9/2011 9:50:48 AM |
greenback-museum | $25.00 | 11/9/2011 11:25:31 AM |
Goddess-4-one | $30.27 | 11/9/2011 10:16:45 AM |
Money_Working | $42.50 | 11/9/2011 11:52:16 AM |
mcds | $25.00 | 11/9/2011 11:56:01 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:43 AM |
terrific-dough6 | $75.00 | 11/9/2011 2:46:02 PM |
corndog4000 | $112.20 | 11/9/2011 1:02:44 PM |
JinNing | $50.00 | 11/9/2011 3:58:18 PM |
power-collider | $100.00 | 11/9/2011 2:58:05 PM |
NickRac | $25.00 | 11/9/2011 12:42:10 PM |
credit-coach118 | $50.27 | 10/27/2011 9:28:30 AM |
rolltide09 | $25.00 | 10/27/2011 6:58:51 PM |
kenji4861 | $25.00 | 10/27/2011 7:00:44 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:02 AM |
jescowa | $50.00 | 10/29/2011 5:09:11 AM |
massuot | $25.00 | 10/29/2011 10:41:04 AM |
prohelper | $25.00 | 10/29/2011 12:06:50 PM |
coin-investor | $25.00 | 10/29/2011 1:23:38 PM |
credit-maple5 | $100.00 | 10/30/2011 8:29:43 AM |
sjlender | $100.00 | 11/1/2011 6:03:29 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:50 PM |
triumph329 | $40.00 | 11/2/2011 5:16:44 AM |
iaffy | $50.00 | 11/2/2011 2:54:24 PM |
Lululinda | $25.00 | 11/2/2011 3:18:28 PM |
ClearCut | $50.00 | 11/2/2011 3:34:23 PM |
purposeful-treasure0 | $50.00 | 11/2/2011 4:17:59 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:34 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:47 PM |
riskreward | $250.00 | 11/2/2011 6:33:07 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:04 AM |
Doodlemeyer | $25.00 | 11/3/2011 3:36:28 PM |
hanuman77 | $25.00 | 11/3/2011 6:57:44 PM |
gold-commander0 | $25.00 | 11/4/2011 8:03:58 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:50 AM |
revenue-achievement | $25.00 | 11/4/2011 3:22:57 PM |
silver-breeze3 | $25.00 | 11/4/2011 6:48:52 PM |
imhandy | $500.00 | 11/4/2011 7:20:39 PM |
cashasaurus0 | $100.00 | 11/5/2011 6:29:49 AM |
income-champion | $25.00 | 11/5/2011 7:46:21 AM |
1phantom | $25.00 | 11/5/2011 8:32:09 AM |
nickel-ferret | $50.00 | 11/5/2011 8:36:47 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:50 AM |
gr8_r8 | $50.00 | 11/5/2011 11:31:33 AM |
rescue | $100.00 | 11/5/2011 11:16:30 AM |
Interloper | $29.00 | 11/5/2011 12:18:54 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:13 PM |
a275ranger | $27.00 | 11/5/2011 8:54:15 PM |
kulender | $50.00 | 11/6/2011 6:22:20 AM |
DadWarbucks | $25.00 | 11/6/2011 8:24:57 PM |
ThomasC | $50.00 | 11/7/2011 5:00:31 AM |
Centaur | $25.00 | 11/7/2011 8:30:17 AM |
Eastern | $50.00 | 11/7/2011 1:19:47 PM |
no_agenda_lender | $33.00 | 11/7/2011 3:04:04 PM |
mikrolown | $25.00 | 11/7/2011 12:35:03 PM |
Tylerh | $500.00 | 11/7/2011 2:19:01 PM |
camaraderi-popcorn | $25.00 | 11/7/2011 4:53:36 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:39 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:14 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:40 PM |
TeamAmerica | $25.00 | 11/7/2011 10:46:22 PM |
DrPalaber | $50.00 | 11/8/2011 4:46:59 AM |
antlr | $50.00 | 11/7/2011 9:35:16 PM |
wonderful-dime | $25.00 | 11/8/2011 1:40:07 AM |
songbird98 | $25.00 | 11/8/2011 7:24:13 AM |
managedfund | $3,000.00 | 11/8/2011 8:32:14 AM |
hrubinst | $50.00 | 11/8/2011 5:46:30 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:00 AM |
Butterfly1950 | $25.00 | 11/8/2011 6:41:10 AM |
srilm | $25.00 | 11/8/2011 8:26:31 AM |
dime-sprout | $25.00 | 11/8/2011 10:54:48 AM |
doopers | $25.00 | 11/8/2011 12:04:58 PM |
luminous-return3 | $25.00 | 11/8/2011 11:45:42 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:07:59 PM |
Princehaha | $25.00 | 11/8/2011 2:17:32 PM |
openness-enlightenment8 | $50.00 | 11/8/2011 3:37:48 PM |
agent86a | $27.00 | 11/8/2011 2:21:05 PM |
oldman68 | $25.00 | 11/8/2011 2:32:43 PM |
direct-responsibility7 | $205.00 | 11/8/2011 12:28:22 PM |
mistering | $50.00 | 11/8/2011 1:18:45 PM |
DLMLENDER | $70.19 | 11/8/2011 3:13:04 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:30 PM |
KirosPOS | $100.00 | 11/8/2011 7:48:57 PM |
syounker | $25.00 | 11/8/2011 6:43:46 PM |
rcm87 | $50.00 | 11/9/2011 6:27:20 AM |
cyclingdiver | $25.00 | 11/9/2011 5:39:56 AM |
rbrown15 | $40.97 | 11/9/2011 5:53:29 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:27 AM |
enthralling-investment | $56.84 | 11/9/2011 6:42:58 AM |
aspire2grow | $25.00 | 11/9/2011 8:56:12 AM |
finance-shower2 | $27.47 | 11/9/2011 6:44:57 AM |
cordial-affluence2 | $30.00 | 11/9/2011 7:40:28 AM |
buffalobills | $25.00 | 11/9/2011 7:46:35 AM |
the-cash-piano | $50.00 | 11/9/2011 8:00:18 AM |
bill-expert | $25.00 | 11/9/2011 9:49:33 AM |
dime-futurist | $25.00 | 11/9/2011 10:29:00 AM |
mystss | $25.00 | 11/9/2011 10:12:46 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:56:07 AM |
dordee | $50.00 | 11/9/2011 9:42:23 AM |
Located | $54.08 | 11/9/2011 10:23:44 AM |
dmk2006 | $25.00 | 11/9/2011 11:59:18 AM |
ttnk62918 | $25.00 | 11/9/2011 12:20:04 PM |
Elefunt | $25.00 | 11/9/2011 11:12:54 AM |
la_tim | $50.00 | 11/9/2011 2:09:04 PM |
versatile-commerce | $39.36 | 11/9/2011 2:16:09 PM |
LianaB | $50.00 | 11/9/2011 1:52:18 PM |
BuffetRocks | $21.89 | 11/9/2011 3:59:21 PM |
commerce-broker | $25.00 | 11/9/2011 12:57:51 PM |
233 Investments
|
Borrower Payment Dependent Notes Series
535802
This series of Notes was issued and sold upon the funding of the borrower loan #55922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 34% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 2m |
Amount delinquent:
| $450 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $139 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-mole0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to partially fund a pool
My financial situation:
I am a good candidate for this loan because I have a household income of $195,000 and I am putting $25,000 cash of my own money toward the purchase of this pool. My husband has been employed by his company for 20 years
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 10/28/2011 1:39:23 AM |
worth-blanket2 | $8,200.00 | 10/28/2011 2:55:33 PM |
Bob450 | $25.00 | 10/28/2011 6:35:23 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:06 PM |
real-return | $25.00 | 10/29/2011 4:41:35 AM |
handy-justice | $100.00 | 10/29/2011 10:19:50 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:42 AM |
suave-dime6 | $25.00 | 10/31/2011 6:24:42 AM |
palace2 | $200.00 | 10/31/2011 3:25:04 PM |
steamboatgal | $50.00 | 10/31/2011 3:59:26 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:14 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:19 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:26 AM |
miked8303 | $50.00 | 11/1/2011 8:15:21 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:36 AM |
kwan | $25.00 | 11/1/2011 8:31:31 AM |
worthy-bid8 | $50.00 | 10/28/2011 9:42:07 AM |
prohelper | $25.00 | 10/29/2011 12:06:54 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:06 PM |
coin-investor | $25.00 | 10/29/2011 1:23:43 PM |
loss-of-control | $75.92 | 10/29/2011 4:57:44 PM |
e4gf8e | $25.00 | 10/31/2011 9:53:29 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:31 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:09 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:17 PM |
skillful-asset5 | $25.00 | 11/1/2011 4:37:38 AM |
calimanusa | $30.00 | 10/31/2011 10:12:12 PM |
Tikibarman | $50.00 | 11/1/2011 6:59:11 AM |
jhernand17 | $25.00 | 11/1/2011 8:57:42 AM |
sharp-return7 | $25.69 | 11/1/2011 8:01:48 AM |
worthy-bid4 | $43.39 | 11/1/2011 9:16:01 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
535808
This series of Notes was issued and sold upon the funding of the borrower loan #56063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 54% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,855 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| Stephanie56 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Medical expenses
Purpose of loan:
This loan will be used to pay medical expenses
My financial situation:
I am a good candidate for this loan because...medical
Monthly net income: $700
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $80
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 11/2/2011 5:02:07 PM |
investment-daydream | $50.00 | 11/2/2011 5:04:04 PM |
DHolly | $31.00 | 11/2/2011 5:22:00 PM |
whitegold24k | $100.00 | 11/2/2011 5:42:13 PM |
wise-deal-panda | $200.00 | 11/2/2011 5:12:08 PM |
CashFlow13 | $100.00 | 11/2/2011 6:22:42 PM |
kindness-jedi | $25.00 | 11/2/2011 5:38:01 PM |
zeeexsixare | $13.97 | 11/2/2011 7:32:30 PM |
Moe87 | $25.00 | 11/2/2011 6:49:44 PM |
loan-hacker | $25.00 | 11/2/2011 6:51:31 PM |
enticing-capital6 | $50.00 | 11/2/2011 6:35:53 PM |
resolute-justice413 | $100.00 | 11/2/2011 7:09:03 PM |
money-baron-Roth401k | $50.00 | 11/2/2011 6:59:52 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:25 PM |
economy-coup | $50.00 | 11/2/2011 5:02:29 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:13 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:04 PM |
janeybooboo | $50.00 | 11/2/2011 5:10:32 PM |
iaffy | $50.00 | 11/2/2011 5:51:32 PM |
1stBankAndHal | $25.03 | 11/2/2011 5:11:51 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:28 PM |
CA-Lender | $25.00 | 11/2/2011 5:13:57 PM |
whitegold24k | $100.00 | 11/2/2011 6:52:08 PM |
thankful-nickel2 | $25.00 | 11/2/2011 5:28:27 PM |
heerzaquestion | $200.00 | 11/2/2011 5:54:26 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:49 PM |
amlu1988 | $25.00 | 11/2/2011 6:24:06 PM |
listing-trapper3 | $50.00 | 11/2/2011 6:49:19 PM |
well-rounded-payout0 | $50.00 | 11/2/2011 6:52:17 PM |
SLN-10 | $100.00 | 11/2/2011 6:58:29 PM |
Pebbles-Lending | $25.00 | 11/2/2011 7:02:01 PM |
pound-mushroom3 | $25.00 | 11/2/2011 7:18:19 PM |
sudeep104 | $25.00 | 11/2/2011 7:22:06 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
535850
This series of Notes was issued and sold upon the funding of the borrower loan #55908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 3/ 4 |
Revolving credit balance:
| $22,943 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-winner6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
all debts
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/28/2011 11:59:56 AM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:07 PM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:01 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:37 AM |
prohelper | $25.00 | 10/29/2011 12:06:58 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:25 PM |
nex | $25.00 | 10/29/2011 4:12:58 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:05 PM |
fervent-repayment | $50.00 | 10/29/2011 5:38:01 PM |
dollardave | $50.00 | 10/30/2011 4:35:22 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:49 PM |
economy-coup | $50.00 | 10/31/2011 12:30:17 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:35 AM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:33 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:15 AM |
miked8303 | $50.00 | 11/1/2011 8:15:22 AM |
mercuriant | $25.00 | 11/1/2011 10:07:40 AM |
TronMedici | $50.00 | 11/1/2011 3:41:11 PM |
arsisi | $25.00 | 11/1/2011 5:20:32 PM |
cablenews | $100.00 | 11/1/2011 6:19:51 PM |
forthright-dedication | $50.00 | 11/2/2011 11:12:54 AM |
iaffy | $50.00 | 11/2/2011 2:54:29 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:06 PM |
cnovak | $25.00 | 11/2/2011 9:55:20 PM |
worth-blanket2 | $7,200.00 | 11/3/2011 11:05:59 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:30 PM |
managedfund | $45.00 | 11/3/2011 3:46:14 PM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:50 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:58 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:14 PM |
money-yeller | $100.00 | 10/28/2011 4:41:21 PM |
missing-link | $25.00 | 10/29/2011 12:00:41 PM |
coin-investor | $25.00 | 10/29/2011 1:23:46 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:07 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:23 PM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:18 PM |
zippy-interest | $25.00 | 10/30/2011 8:05:58 AM |
Dubbs360 | $50.00 | 10/30/2011 11:17:43 AM |
SimpleChoice | $25.00 | 10/30/2011 5:09:20 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:05 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:50 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:29 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:35 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:29 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:19 AM |
JayIsABear | $50.00 | 11/1/2011 10:05:40 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:20 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:42 AM |
Weaverville | $25.00 | 11/2/2011 7:55:56 PM |
goat0 | $50.00 | 11/3/2011 2:02:22 PM |
wlm3012 | $30.00 | 11/3/2011 2:12:47 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
535902
This series of Notes was issued and sold upon the funding of the borrower loan #55770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $273.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,857 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| sparkling-asset38 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Cost Consolidation
I am applying for this loan to consolidate debt that has aggregated strictly as a result of medical costs for a special needs family member.
My credit rating is extremely high because repaying my obligations and maintaining excellent credit has always been a priority for me. I always ensure that not only are all my payments met, but that they are consistently timely. I believe that when a lender trusts you and extends you a loan, they deserve repayment to be prompt and as agreed.
I am extremely careful with respect to spending money and live well within my means. However, the expenses I have incurred were of necessity and I would would like to consolidate my bills in order to have a plan of action in place that will have the debt paid off in three years and with a consistent interest rate commensurate with my strong credit.
I thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fcrick | $25.00 | 10/27/2011 5:01:42 PM |
green-trade-dolphin2 | $40.02 | 10/27/2011 5:02:15 PM |
worthy-bid8 | $50.00 | 10/27/2011 7:09:25 PM |
wigglesworth4 | $100.00 | 10/27/2011 7:23:04 PM |
responsibility-butterfly | $25.00 | 10/28/2011 1:39:17 AM |
managedfund | $800.00 | 10/28/2011 10:25:46 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:43 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:53 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:09 PM |
emo13 | $50.00 | 10/29/2011 7:32:37 AM |
Tscheddar | $25.00 | 10/29/2011 11:24:27 AM |
skuba | $50.00 | 10/30/2011 6:42:52 AM |
1redfish | $100.00 | 10/30/2011 8:14:24 AM |
jamiee73 | $25.00 | 10/30/2011 4:23:01 PM |
faithinppl | $30.00 | 10/30/2011 3:28:41 PM |
gojackgo | $45.00 | 10/31/2011 8:22:37 AM |
greenwell | $100.00 | 10/31/2011 5:32:57 PM |
truth-silo | $50.00 | 10/31/2011 5:31:39 PM |
wtrboy | $25.00 | 10/31/2011 10:23:11 PM |
cablenews | $100.00 | 11/1/2011 6:19:50 PM |
jthomps4 | $25.00 | 11/2/2011 8:15:47 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:17 AM |
elegant-loot | $25.00 | 11/2/2011 2:10:32 PM |
iaffy | $50.00 | 11/2/2011 2:54:27 PM |
E-2 | $100.00 | 11/2/2011 5:17:52 PM |
value-wind0 | $50.00 | 11/3/2011 8:26:32 AM |
green28 | $150.00 | 11/3/2011 10:24:50 AM |
evnagelist | $25.00 | 11/4/2011 10:15:03 AM |
Darts | $50.00 | 11/4/2011 11:49:23 AM |
minista | $25.00 | 11/4/2011 12:40:28 PM |
jdrez | $25.00 | 11/4/2011 5:47:07 PM |
witty-compassion | $25.00 | 11/4/2011 9:16:07 PM |
nickel-ferret | $50.00 | 11/5/2011 8:36:48 AM |
1phantom | $25.00 | 11/5/2011 8:32:10 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:32 PM |
LoanDMC | $25.00 | 11/5/2011 12:32:27 PM |
amaizblanco | $35.00 | 11/5/2011 1:32:51 PM |
QuincyCapital | $75.00 | 11/5/2011 1:27:02 PM |
Loan_shark718 | $30.00 | 11/5/2011 6:46:36 PM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:41:45 PM |
hogdriver | $25.00 | 11/5/2011 6:33:03 PM |
rudyindc | $25.00 | 11/6/2011 6:21:19 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:08 AM |
Edwardtomo | $50.00 | 11/6/2011 10:56:24 AM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:11 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:33 PM |
Cai8899 | $50.00 | 11/6/2011 9:20:54 PM |
kulender | $50.00 | 11/6/2011 5:11:07 PM |
mystss | $25.00 | 11/6/2011 7:02:09 PM |
DadWarbucks | $25.00 | 11/6/2011 8:24:57 PM |
helper07 | $74.27 | 11/7/2011 10:26:32 AM |
ethical-truth211 | $400.00 | 11/7/2011 10:29:09 AM |
janeybooboo | $55.08 | 11/7/2011 9:16:26 AM |
peso-tostada | $95.03 | 11/7/2011 10:56:35 AM |
a-restless-dollar | $25.00 | 11/7/2011 12:30:38 PM |
Oranje88 | $45.00 | 11/7/2011 9:56:07 AM |
passivesf | $28.55 | 11/7/2011 1:07:01 PM |
Tylerh | $175.31 | 11/7/2011 2:19:02 PM |
kenji4861 | $50.00 | 10/27/2011 7:00:31 PM |
scholarly-benefit5 | $25.00 | 10/28/2011 6:23:47 AM |
Brisket_Bob | $50.00 | 10/28/2011 6:19:20 AM |
figs4u2 | $100.00 | 10/28/2011 11:48:02 AM |
finance-explosion6 | $100.00 | 10/28/2011 4:58:32 PM |
jazz619 | $25.00 | 10/29/2011 9:19:49 AM |
mizon291 | $50.00 | 10/29/2011 8:57:55 AM |
coin-investor | $25.00 | 10/29/2011 7:53:06 PM |
purposeful-treasure0 | $54.74 | 10/29/2011 5:54:12 PM |
money-surge1 | $25.00 | 10/31/2011 6:01:06 AM |
riskreward | $250.00 | 10/31/2011 9:11:09 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:27 AM |
subtle-revenue0 | $25.00 | 11/1/2011 6:50:36 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:25 AM |
Clambake | $25.00 | 11/1/2011 9:04:27 AM |
dtrain5 | $40.00 | 11/2/2011 8:27:16 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:28:31 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:42 AM |
skiberdad | $50.00 | 11/2/2011 1:00:25 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:35 PM |
cnovak | $25.00 | 11/3/2011 7:09:23 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:03 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:27 PM |
Harry | $50.00 | 11/3/2011 2:59:51 PM |
indomitable-coin | $50.00 | 11/3/2011 4:56:59 PM |
damage | $25.00 | 11/3/2011 5:09:35 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:14 PM |
RyTerr | $30.00 | 11/3/2011 10:21:21 PM |
elloboverde | $25.00 | 11/3/2011 11:57:35 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:41 AM |
gold-commander0 | $25.00 | 11/4/2011 8:03:58 AM |
Cluvnupe06 | $36.00 | 11/4/2011 10:57:43 AM |
greenback-maniac | $25.00 | 11/4/2011 2:26:32 PM |
Mantis75 | $25.00 | 11/4/2011 6:41:53 PM |
imhandy | $500.00 | 11/4/2011 6:57:35 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:42 PM |
engbusres | $36.00 | 11/4/2011 7:59:00 PM |
Leshan | $25.00 | 11/5/2011 8:38:29 AM |
Astyanax | $75.00 | 11/5/2011 11:47:53 AM |
Debby | $25.00 | 11/5/2011 11:49:04 AM |
magee425 | $25.00 | 11/5/2011 12:51:41 PM |
secret-santa | $25.00 | 11/5/2011 4:10:03 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:29:22 PM |
ProudDad | $50.00 | 11/5/2011 8:28:51 PM |
dollar-tornado3 | $25.00 | 11/6/2011 4:11:40 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:51 AM |
degster | $25.00 | 11/6/2011 7:30:16 AM |
77dowplace | $25.00 | 11/6/2011 10:30:14 AM |
oneeighty | $25.00 | 11/6/2011 11:10:40 AM |
Hexnut | $50.00 | 11/6/2011 7:04:42 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:41 AM |
ThomasC | $50.00 | 11/7/2011 5:00:32 AM |
mystss | $25.00 | 11/7/2011 8:00:48 AM |
dordee | $75.00 | 11/7/2011 9:47:20 AM |
powerful-return1 | $50.00 | 11/7/2011 10:36:22 AM |
NickRac | $25.00 | 11/7/2011 10:55:10 AM |
bbrelo | $25.00 | 11/7/2011 11:22:55 AM |
sri59 | $100.00 | 11/7/2011 1:18:27 PM |
theaterguy | $25.00 | 11/7/2011 10:28:49 AM |
kchen486 | $50.00 | 11/7/2011 2:08:20 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
535926
This series of Notes was issued and sold upon the funding of the borrower loan #55825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,950.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Oct-29-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $342.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,168 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| barbeet |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2008)
680-699
(Jul-2008)
640-659
(Apr-2008)
660-679
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
Give my daughter a wedding
Purpose of loan:
This loan will be used to...
give my daughter her dream wedding.
My financial situation:
I am a good candidate for this loan because...
My husband and I have had 3 Prosper loans and we recently paid off the last one.
Monthly net income: $ 5452.00.
Monthly expenses: $ 3554.
Housing: $ 1244.
Insurance: $ 125.
Car expenses: $ 250.
Utilities: $ 185
Phone, cable, internet: $ 250.
Food, entertainment: $ 450.
Clothing, household expenses: $ 150.
Credit cards and other loans: $ 450.
Other expenses: $ 550.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 10/29/2011 6:07:51 AM |
worthy-bid8 | $50.00 | 10/28/2011 11:59:57 AM |
real-return | $30.00 | 10/28/2011 12:03:54 PM |
Greenbak | $25.00 | 10/28/2011 12:05:40 PM |
Stollewood | $25.00 | 10/28/2011 12:17:39 PM |
onlyinchicago | $50.00 | 10/28/2011 12:32:33 PM |
wise-deal-panda | $200.00 | 10/28/2011 12:41:16 PM |
studious-bonus7 | $47.00 | 10/28/2011 12:43:36 PM |
rolltide09 | $25.00 | 10/28/2011 12:46:36 PM |
important-openness1 | $100.00 | 10/28/2011 12:47:25 PM |
credit-coach118 | $45.37 | 10/28/2011 1:20:56 PM |
Chervianne | $50.00 | 10/28/2011 1:07:02 PM |
Aquanaut | $25.00 | 10/28/2011 1:37:03 PM |
geemel | $25.00 | 10/28/2011 1:10:52 PM |
mydogissocute | $25.00 | 10/28/2011 1:42:25 PM |
tooflets | $25.00 | 10/28/2011 1:19:45 PM |
atlas-shrugged | $200.00 | 10/28/2011 2:05:58 PM |
fcrick | $25.00 | 10/28/2011 1:24:03 PM |
wonder3 | $30.00 | 10/28/2011 1:36:56 PM |
dime-sapling | $25.00 | 10/28/2011 2:05:52 PM |
herbyman | $50.00 | 10/28/2011 2:16:13 PM |
blazing-capital2 | $250.00 | 10/28/2011 2:20:24 PM |
dime-sprout | $25.00 | 10/28/2011 2:20:51 PM |
LeReve | $50.00 | 10/28/2011 2:25:41 PM |
satanichammy | $25.00 | 10/28/2011 2:29:51 PM |
flexible-return297 | $25.00 | 10/28/2011 4:03:22 PM |
a-resplendent-commitment | $50.00 | 10/28/2011 3:15:15 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:15 PM |
return-grizzly | $100.00 | 10/28/2011 4:03:39 PM |
tkr2 | $25.00 | 10/28/2011 3:55:46 PM |
theshef | $25.00 | 10/28/2011 4:47:51 PM |
flexible-fund6 | $25.00 | 10/28/2011 4:50:53 PM |
christmaslightpro | $25.00 | 10/28/2011 5:04:26 PM |
sensible-fund | $30.00 | 10/28/2011 6:21:55 PM |
the-silver-blaster | $50.00 | 10/28/2011 6:43:39 PM |
Feyenoord | $30.00 | 10/28/2011 7:44:08 PM |
Madmigel | $47.21 | 10/28/2011 6:40:36 PM |
shrewd-income | $25.00 | 10/28/2011 7:12:13 PM |
paqattack | $39.62 | 10/28/2011 8:44:16 PM |
brainy-greenback481 | $200.00 | 10/28/2011 8:45:52 PM |
COCHINOBOY | $29.34 | 10/28/2011 9:03:01 PM |
Lendomatic | $30.00 | 10/29/2011 12:20:36 AM |
OldManP | $60.00 | 10/28/2011 9:17:54 PM |
icanhasloanz | $100.00 | 10/28/2011 11:06:13 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:36 AM |
Captain_America | $50.00 | 10/29/2011 5:43:18 AM |
irrelevant | $25.00 | 10/29/2011 6:05:07 AM |
heavenly-interest2 | $25.00 | 10/29/2011 4:10:52 AM |
economics2011 | $25.00 | 10/29/2011 6:40:03 AM |
tomoe | $25.00 | 10/29/2011 5:42:25 AM |
beachliving29 | $25.00 | 10/29/2011 5:52:56 AM |
tough-peso2 | $25.00 | 10/29/2011 6:05:22 AM |
cypher00 | $25.00 | 10/29/2011 6:18:16 AM |
Leshan | $114.73 | 10/29/2011 6:57:57 AM |
octoberfresh | $25.00 | 10/29/2011 7:00:59 AM |
cash-boots7 | $50.00 | 10/29/2011 7:21:44 AM |
revenue-associate | $30.00 | 10/29/2011 7:22:59 AM |
baker31 | $30.00 | 10/29/2011 7:37:27 AM |
Easystreet | $25.00 | 10/29/2011 7:49:11 AM |
the-dollar-topper | $200.00 | 10/28/2011 12:00:51 PM |
wigglesworth4 | $500.00 | 10/28/2011 12:00:55 PM |
ursus | $50.00 | 10/28/2011 12:11:44 PM |
personal-lender | $25.00 | 10/28/2011 12:27:40 PM |
finance-prescription | $100.00 | 10/28/2011 12:34:06 PM |
nimble-revenue5 | $50.00 | 10/28/2011 12:34:37 PM |
reward-adventure | $50.00 | 10/28/2011 12:36:12 PM |
1stBankAndHal | $25.05 | 10/28/2011 12:34:24 PM |
genius520 | $50.00 | 10/28/2011 12:33:19 PM |
Investoman | $75.00 | 10/28/2011 12:39:27 PM |
progressive-economy261 | $400.00 | 10/28/2011 12:36:58 PM |
pound-mushroom3 | $25.00 | 10/28/2011 12:39:59 PM |
dutchlee | $25.00 | 10/28/2011 12:56:03 PM |
influential-benjamins0 | $100.00 | 10/28/2011 12:51:25 PM |
Kash2010lu | $30.00 | 10/28/2011 1:23:20 PM |
HAVEANICEDAY | $25.00 | 10/28/2011 1:13:54 PM |
BigSkyFinancial | $30.00 | 10/28/2011 1:32:43 PM |
income-rotation9 | $25.00 | 10/28/2011 2:05:39 PM |
Dollars4Rent | $25.00 | 10/28/2011 2:16:11 PM |
radforj22 | $25.00 | 10/28/2011 2:19:10 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:15 PM |
attentive-vigilance1 | $33.28 | 10/28/2011 2:50:55 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:14 PM |
money-yeller | $100.00 | 10/28/2011 4:41:22 PM |
MoneyForNothing | $156.22 | 10/28/2011 5:03:37 PM |
JordansGood | $25.00 | 10/28/2011 6:28:18 PM |
gothampark | $25.00 | 10/28/2011 6:31:24 PM |
llennoc | $25.00 | 10/28/2011 5:20:26 PM |
loanman2007 | $225.00 | 10/28/2011 5:48:23 PM |
brightest-gain-investor | $2,000.00 | 10/28/2011 6:03:02 PM |
Whipster | $60.00 | 10/28/2011 6:05:04 PM |
Socorro_Capital_Partners | $25.01 | 10/28/2011 6:40:46 PM |
platinum-cargo | $50.00 | 10/28/2011 6:58:12 PM |
chlebie | $50.00 | 10/28/2011 7:17:20 PM |
beakerfish | $50.00 | 10/28/2011 8:14:14 PM |
Tasmir | $25.00 | 10/28/2011 10:22:36 PM |
frooogal | $60.00 | 10/28/2011 8:44:41 PM |
gold-cluster | $50.00 | 10/28/2011 9:00:38 PM |
sushi537 | $50.00 | 10/29/2011 1:12:22 AM |
ideal-platinum1 | $25.00 | 10/29/2011 3:34:50 AM |
amlu1988 | $25.00 | 10/28/2011 9:30:20 PM |
Bank_Of_XL | $25.00 | 10/29/2011 4:57:15 AM |
Beechturner | $40.00 | 10/29/2011 4:59:53 AM |
Mikale360 | $25.00 | 10/28/2011 11:52:36 PM |
blackstar | $25.00 | 10/29/2011 12:25:01 AM |
MarvintheMartian | $25.00 | 10/29/2011 5:56:23 AM |
kendigme | $25.00 | 10/29/2011 4:42:56 AM |
IIP77 | $25.00 | 10/29/2011 5:27:36 AM |
jayk63 | $25.00 | 10/29/2011 5:31:33 AM |
DoctorJoe | $25.00 | 10/29/2011 7:19:01 AM |
sc5 | $30.00 | 10/29/2011 5:26:23 AM |
bullish2bearish | $25.30 | 10/29/2011 5:49:35 AM |
bughead | $25.00 | 10/29/2011 7:43:39 AM |
LivingInvestments01 | $33.82 | 10/29/2011 6:48:04 AM |
LivingInvestments00 | $66.93 | 10/29/2011 6:50:13 AM |
CashFlow13 | $500.00 | 10/29/2011 7:22:43 AM |
Rulea72 | $25.00 | 10/29/2011 7:29:41 AM |
Rulea72 | $38.94 | 10/29/2011 7:34:02 AM |
BlessedEveryDay | $25.91 | 10/29/2011 7:40:35 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
535942
This series of Notes was issued and sold upon the funding of the borrower loan #55880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,924 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Thegreelock |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Closing costs
Purpose of loan: refinance
My financial situation: Good
I am a good candidate for this loan because...I have a great credit score, pay all my bills on time
Monthly net income: 3000-4000
Monthly expenses: $1600
Housing: $700/own with my sister
Insurance: $60.00
Car expenses: $0/paid
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $45.00 | 11/5/2011 12:01:54 PM |
magnificent-asset3 | $50.00 | 11/5/2011 12:12:02 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:35 PM |
Thunder08 | $27.00 | 11/5/2011 12:28:28 PM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:24 PM |
BenR | $100.00 | 11/5/2011 12:35:16 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:39 PM |
careful-note1 | $25.00 | 11/5/2011 12:53:42 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:52 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:21:01 PM |
rs999 | $25.00 | 11/5/2011 1:29:23 PM |
cnovak | $25.00 | 11/5/2011 1:35:52 PM |
enterprising-credit2 | $25.00 | 11/5/2011 1:34:00 PM |
pdub | $75.00 | 11/5/2011 2:16:41 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:32 PM |
collegesavings | $25.00 | 11/5/2011 2:54:37 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:56:54 PM |
CAGE-Investments | $25.00 | 11/5/2011 2:27:18 PM |
JustMee | $25.00 | 11/5/2011 3:06:31 PM |
britgsb | $30.00 | 11/5/2011 12:18:30 PM |
bonafide-cash | $100.00 | 11/5/2011 12:16:16 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:57 PM |
evnagelist | $25.00 | 11/5/2011 1:00:39 PM |
kindness-jedi | $25.00 | 11/5/2011 1:13:50 PM |
RoyFauntleroy | $50.00 | 11/5/2011 1:17:10 PM |
credit-maple5 | $60.00 | 11/5/2011 12:58:57 PM |
lawyervon | $25.00 | 11/5/2011 2:33:43 PM |
CashFlow13 | $100.00 | 11/5/2011 2:13:47 PM |
gold-commander0 | $25.00 | 11/5/2011 1:49:02 PM |
BigMac1953 | $25.00 | 11/5/2011 2:26:42 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:57 PM |
rescue | $100.00 | 11/5/2011 3:11:06 PM |
triguy | $963.00 | 11/5/2011 3:16:03 PM |
riskreward | $250.00 | 11/5/2011 3:09:10 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
535980
This series of Notes was issued and sold upon the funding of the borrower loan #55966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $655.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,999 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| havastat |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 94% )
| 700-719 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 1
( 6% )
| 740-759
(Dec-2010)
740-759
(Mar-2008)
|
Principal balance:
| $4,535.58 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
Debt consolidation
First Prosper loan paid, good credit risk.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nhm | $30.00 | 11/5/2011 2:46:12 PM |
green-trade-dolphin2 | $45.70 | 11/2/2011 9:02:08 AM |
riskreward | $250.00 | 11/2/2011 10:16:12 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:40 AM |
indomitable-coin | $25.00 | 11/2/2011 9:50:30 AM |
bb575 | $50.00 | 11/2/2011 10:32:36 AM |
kenji4861 | $25.00 | 11/2/2011 10:36:00 AM |
figs4u2 | $90.00 | 11/2/2011 11:12:03 AM |
responsibility-butterfly | $25.00 | 11/2/2011 10:24:25 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:15 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:25 AM |
rs999 | $25.00 | 11/2/2011 10:44:07 AM |
Clambake | $25.00 | 11/2/2011 11:07:33 AM |
gracej | $25.00 | 11/2/2011 1:58:03 PM |
Bank42 | $25.00 | 11/2/2011 4:31:47 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:51 PM |
jamiee73 | $25.00 | 11/2/2011 5:11:05 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:23 PM |
caring-hope2 | $100.00 | 11/2/2011 6:08:13 PM |
blot44 | $25.00 | 11/3/2011 4:28:16 AM |
lendstats_com | $75.00 | 11/3/2011 8:00:55 AM |
YLlama | $25.00 | 11/3/2011 10:02:29 AM |
6moonbeams | $25.00 | 11/3/2011 10:12:39 AM |
real-return | $25.00 | 11/3/2011 11:37:02 AM |
beer-gardener | $100.00 | 11/3/2011 1:06:57 PM |
Harry | $50.00 | 11/3/2011 2:59:55 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:18 PM |
Weaverville | $50.00 | 11/3/2011 4:07:53 PM |
the-dollar-topper | $150.00 | 11/3/2011 5:46:11 PM |
jaycro | $25.00 | 11/3/2011 6:41:40 PM |
fcrick | $25.00 | 11/3/2011 5:18:25 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:21 PM |
s270 | $25.00 | 11/3/2011 8:20:56 PM |
ujiba | $50.00 | 11/3/2011 7:18:49 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:18 AM |
loot-heart | $25.00 | 11/3/2011 9:32:38 PM |
GElender | $35.00 | 11/4/2011 5:55:35 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:33 AM |
careful-note1 | $25.00 | 11/4/2011 8:20:17 AM |
dignified-finance | $25.00 | 11/4/2011 7:10:55 AM |
flypenguin | $25.00 | 11/4/2011 7:37:56 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:15 AM |
LendingLotus | $25.00 | 11/4/2011 9:11:57 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:46 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:10 AM |
wigglesworth4 | $500.00 | 11/4/2011 10:08:33 AM |
rolltide09 | $25.00 | 11/4/2011 11:17:13 AM |
Darts | $50.00 | 11/4/2011 11:49:28 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:29 AM |
jescowa | $39.00 | 11/4/2011 12:16:56 PM |
gold-sushi | $25.00 | 11/4/2011 12:17:28 PM |
minista | $25.00 | 11/4/2011 12:40:31 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:55 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:00 PM |
mnmcarve | $25.00 | 11/4/2011 5:17:45 PM |
Banker7371 | $25.00 | 11/4/2011 5:31:15 PM |
jazz619 | $25.00 | 11/4/2011 6:13:47 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:48 PM |
lounges | $50.00 | 11/5/2011 7:27:23 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:23:56 AM |
enriching-listing | $25.00 | 11/5/2011 10:08:58 AM |
principal-bull | $25.00 | 11/5/2011 12:35:47 PM |
checkuto | $25.00 | 11/5/2011 12:59:43 PM |
finance-magma7 | $25.00 | 11/5/2011 12:46:08 PM |
tenacious-capital3 | $26.27 | 11/5/2011 1:16:57 PM |
mike_banker | $50.00 | 11/5/2011 1:19:02 PM |
velocity-solo | $25.00 | 11/5/2011 12:53:38 PM |
cablenews | $100.00 | 11/5/2011 12:55:20 PM |
PaulW | $37.00 | 11/5/2011 1:31:53 PM |
cash-fanatic | $25.00 | 11/5/2011 2:04:06 PM |
emo13 | $50.00 | 11/5/2011 1:33:18 PM |
greenback-seagull2 | $50.00 | 11/5/2011 2:16:55 PM |
hopethisworks | $25.00 | 11/5/2011 2:06:15 PM |
mad4wknds | $25.00 | 11/5/2011 2:35:24 PM |
runner262 | $25.00 | 11/5/2011 2:50:35 PM |
Ivan2007 | $25.00 | 11/5/2011 2:53:01 PM |
j2ee | $25.00 | 11/5/2011 2:05:37 PM |
haryassman | $25.00 | 11/5/2011 2:07:10 PM |
wtrboy | $25.00 | 11/5/2011 2:10:53 PM |
hostbank | $100.00 | 11/5/2011 3:18:41 PM |
ideal-penny8 | $25.00 | 11/5/2011 3:27:16 PM |
secret-santa | $60.82 | 11/5/2011 3:37:13 PM |
sjlnn | $25.00 | 11/5/2011 2:58:07 PM |
lendme2 | $50.00 | 11/5/2011 3:00:19 PM |
tastytitan | $50.00 | 11/5/2011 4:32:47 PM |
mcgillis99 | $25.00 | 11/5/2011 9:51:58 PM |
bradania | $25.00 | 11/5/2011 10:00:26 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:15 PM |
p2p-eagle9 | $25.00 | 11/6/2011 3:01:01 AM |
Tighternbarkonatree | $25.00 | 11/6/2011 6:58:27 AM |
adventurous-cash | $25.00 | 11/6/2011 8:11:13 AM |
income-awakening6 | $25.00 | 11/6/2011 8:29:16 AM |
rich266 | $25.00 | 11/6/2011 8:59:55 AM |
ninjazx10rida | $25.00 | 11/6/2011 9:15:56 AM |
Sixmil | $100.00 | 11/6/2011 9:38:29 AM |
ramsba | $50.00 | 11/6/2011 10:17:29 AM |
Bladewil | $25.00 | 11/6/2011 10:21:55 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:52 AM |
Rivervale_Westwood | $50.00 | 11/6/2011 10:37:21 AM |
nuclearmoose | $25.00 | 11/6/2011 10:55:40 AM |
dfealk | $25.00 | 11/6/2011 11:17:10 AM |
Natsfandc | $50.00 | 11/6/2011 7:34:03 AM |
One-ninety-three | $25.00 | 11/6/2011 8:39:50 AM |
hereverycentcounts | $25.00 | 11/6/2011 9:19:54 AM |
CalBear5 | $25.00 | 11/6/2011 12:33:19 PM |
mflawyer | $25.00 | 11/6/2011 12:52:02 PM |
greenkid | $25.00 | 11/6/2011 12:39:54 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:12 PM |
green28 | $100.00 | 11/6/2011 12:23:25 PM |
Arg3998 | $25.00 | 11/6/2011 2:15:07 PM |
jo2y | $25.00 | 11/6/2011 3:57:13 PM |
Jasper | $25.00 | 11/6/2011 4:36:39 PM |
Auburnmist | $25.00 | 11/6/2011 4:31:58 PM |
kulender | $50.00 | 11/6/2011 5:11:13 PM |
luminous-payout6 | $30.00 | 11/6/2011 6:21:41 PM |
cypher00 | $25.00 | 11/6/2011 6:22:29 PM |
HomerdohNY | $25.00 | 11/6/2011 7:33:27 PM |
affluence-tambourine | $25.00 | 11/6/2011 10:50:51 PM |
fcukciti | $35.00 | 11/7/2011 4:14:42 AM |
tomdooley12520 | $25.00 | 11/7/2011 5:26:56 AM |
colorunner | $25.00 | 11/7/2011 6:22:15 AM |
five-star-justice | $25.00 | 11/7/2011 6:05:19 AM |
RSV | $25.00 | 11/7/2011 6:57:45 AM |
a-exponential-hope | $25.00 | 11/7/2011 7:24:26 AM |
johngaltline | $25.00 | 11/7/2011 5:12:09 AM |
klin | $50.00 | 11/7/2011 8:48:33 AM |
runge2777 | $25.00 | 11/7/2011 8:36:59 AM |
ritwngr | $25.00 | 11/7/2011 6:22:58 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:28 AM |
pbandjb | $25.00 | 11/7/2011 9:25:42 AM |
jazzlender | $50.00 | 11/7/2011 7:08:43 AM |
titan1 | $25.00 | 11/7/2011 10:02:44 AM |
peace-cadence | $25.00 | 11/7/2011 10:10:50 AM |
Avicell | $25.00 | 11/7/2011 10:15:27 AM |
ndrak | $25.00 | 11/7/2011 10:30:33 AM |
rate-negotiator | $25.00 | 11/7/2011 8:52:44 AM |
twister738 | $25.00 | 11/7/2011 11:20:45 AM |
money-bauble | $200.00 | 11/7/2011 11:19:11 AM |
loan-oath0 | $33.49 | 11/7/2011 12:47:28 PM |
mar97 | $25.00 | 11/7/2011 9:51:57 AM |
kingbutthd | $25.00 | 11/7/2011 10:17:31 AM |
benefit-delight7 | $25.00 | 11/7/2011 2:04:58 PM |
Eastern | $50.00 | 11/7/2011 1:19:48 PM |
donmacprosper | $25.00 | 11/7/2011 10:42:24 AM |
kchen486 | $50.00 | 11/7/2011 2:08:26 PM |
Shanester | $25.00 | 11/7/2011 2:21:17 PM |
bellaquito | $2,000.00 | 11/7/2011 2:39:38 PM |
Solid-Platinum | $25.00 | 11/7/2011 12:44:10 PM |
Tylerh | $500.00 | 11/7/2011 2:19:18 PM |
Moe87 | $25.00 | 11/6/2011 10:06:51 AM |
cash-sensai2 | $25.00 | 11/2/2011 9:07:45 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:06 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:40 AM |
luckyldy | $25.00 | 11/2/2011 9:24:12 AM |
J_Galt | $25.00 | 11/2/2011 9:45:04 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:29 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:53 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:28 AM |
pdub | $75.00 | 11/2/2011 10:29:30 AM |
influential-benjamins0 | $100.00 | 11/2/2011 10:31:32 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:29 AM |
enticing-capital6 | $50.00 | 11/2/2011 11:03:45 AM |
worthy-bid8 | $50.00 | 11/2/2011 11:27:40 AM |
skiberdad | $50.00 | 11/2/2011 1:00:34 PM |
iaffy | $50.00 | 11/2/2011 2:54:59 PM |
diablorulz | $75.00 | 11/2/2011 4:31:05 PM |
rmachi | $25.00 | 11/2/2011 6:19:37 PM |
Munnie | $50.00 | 11/2/2011 7:45:57 PM |
rate-mogul | $50.00 | 11/2/2011 7:05:16 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:44 PM |
gjh37 | $50.00 | 11/3/2011 6:27:56 AM |
cnovak | $25.00 | 11/3/2011 7:09:44 AM |
sjlender | $100.00 | 11/3/2011 9:23:24 AM |
DadWarbucks | $25.00 | 11/3/2011 10:09:28 AM |
life-is-great | $25.00 | 11/3/2011 10:56:51 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:43 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:11 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:47 PM |
Vector | $25.00 | 11/3/2011 5:38:35 PM |
JD-01 | $25.00 | 11/3/2011 5:40:41 PM |
janeybooboo | $50.00 | 11/3/2011 4:33:43 PM |
britgsb | $30.00 | 11/3/2011 5:37:23 PM |
djs81 | $25.00 | 11/3/2011 7:48:32 PM |
finance-symphony7 | $100.00 | 11/3/2011 8:07:17 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:51 AM |
community-bee | $25.00 | 11/4/2011 7:03:30 AM |
velocity-aurora | $25.00 | 11/4/2011 7:40:49 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:04 AM |
power-persimmon5 | $50.00 | 11/4/2011 8:59:38 AM |
evnagelist | $25.00 | 11/4/2011 10:15:12 AM |
novice-speculator | $25.00 | 11/4/2011 9:39:01 AM |
tranquil-revenue | $25.00 | 11/4/2011 11:16:50 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:57 AM |
genius520 | $50.00 | 11/4/2011 11:52:30 AM |
wise-silver-wonder | $25.00 | 11/4/2011 3:07:18 PM |
unclejaef | $25.00 | 11/4/2011 4:34:19 PM |
Queueball1 | $25.00 | 11/4/2011 6:05:41 PM |
compassion-platoon | $25.00 | 11/4/2011 6:21:21 PM |
mistertao | $25.00 | 11/4/2011 8:16:37 PM |
Rick21 | $25.00 | 11/4/2011 10:34:15 PM |
wesand22 | $25.00 | 11/4/2011 9:40:23 PM |
mennleo | $50.00 | 11/5/2011 5:13:10 AM |
1phantom | $25.00 | 11/5/2011 8:32:19 AM |
nickel-ferret | $50.00 | 11/5/2011 8:36:57 AM |
radforj22 | $25.00 | 11/5/2011 10:13:59 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:29 AM |
credit-observatory | $25.00 | 11/5/2011 9:36:33 AM |
Zoramite | $25.00 | 11/5/2011 12:03:17 PM |
chestnut4 | $25.00 | 11/5/2011 12:47:41 PM |
RoyFauntleroy | $50.00 | 11/5/2011 1:17:09 PM |
inspired-duty5 | $26.00 | 11/5/2011 1:31:30 PM |
silver-armada | $26.00 | 11/5/2011 1:47:12 PM |
dospapalotes | $25.00 | 11/5/2011 2:03:55 PM |
studious-bonus7 | $100.00 | 11/5/2011 2:12:02 PM |
Cheburashka | $25.00 | 11/5/2011 2:18:13 PM |
biobulator | $25.00 | 11/5/2011 1:38:56 PM |
MadHun | $200.00 | 11/5/2011 2:07:43 PM |
littlemonkey | $25.00 | 11/5/2011 1:47:56 PM |
ski bum | $100.00 | 11/5/2011 2:42:53 PM |
Headhunter14 | $25.00 | 11/5/2011 2:43:50 PM |
helpinghand63 | $25.00 | 11/5/2011 1:53:43 PM |
brightest-affluence-motivator | $50.00 | 11/5/2011 2:41:01 PM |
ideal-platinum1 | $25.00 | 11/5/2011 2:51:21 PM |
yennib | $25.00 | 11/5/2011 2:05:01 PM |
valiant-liberty4 | $25.00 | 11/5/2011 2:59:56 PM |
force780 | $25.00 | 11/5/2011 3:00:23 PM |
Aimvest | $25.00 | 11/5/2011 3:01:14 PM |
divedude | $25.00 | 11/5/2011 2:57:14 PM |
GodzillaLending | $25.00 | 11/5/2011 3:01:47 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:28 PM |
ItsJustMe79 | $25.00 | 11/5/2011 3:05:42 PM |
the-transaction-stronghold | $25.00 | 11/5/2011 3:08:22 PM |
triguy | $2,000.00 | 11/5/2011 3:11:39 PM |
dood2112 | $25.00 | 11/5/2011 3:12:09 PM |
Tai | $25.00 | 11/5/2011 2:28:02 PM |
IIP77 | $25.00 | 11/5/2011 3:23:02 PM |
zbfamwl | $25.00 | 11/5/2011 4:59:12 PM |
Cbgator | $25.00 | 11/5/2011 5:39:35 PM |
fiddlerzvi | $50.00 | 11/5/2011 3:15:44 PM |
williamdkit | $30.00 | 11/5/2011 7:02:45 PM |
rapid-credit428 | $25.00 | 11/5/2011 3:26:49 PM |
payout-cello | $25.00 | 11/5/2011 7:44:31 PM |
a275ranger | $30.00 | 11/5/2011 8:54:16 PM |
yield-seeker | $25.00 | 11/5/2011 4:32:21 PM |
fervent-currency5 | $40.00 | 11/5/2011 9:17:33 PM |
simeonthewhale | $25.00 | 11/6/2011 4:10:44 AM |
YellowJacket | $25.00 | 11/5/2011 11:07:02 PM |
pure-loyalty6 | $25.00 | 11/5/2011 7:19:03 PM |
elasermd | $100.00 | 11/6/2011 5:09:40 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:33 PM |
rudyindc | $25.00 | 11/6/2011 6:21:22 AM |
Supernick | $100.00 | 11/6/2011 7:21:41 AM |
degster | $25.00 | 11/6/2011 7:30:19 AM |
TheReaderRabbit | $25.00 | 11/6/2011 6:44:36 AM |
payout-thinker7 | $25.00 | 11/5/2011 11:06:06 PM |
funnymoney1 | $25.00 | 11/6/2011 10:03:26 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:09 AM |
director877 | $25.00 | 11/6/2011 6:46:03 AM |
credit-maple | $25.00 | 11/6/2011 10:54:12 AM |
oneeighty | $25.00 | 11/6/2011 11:01:01 AM |
MrGhost | $25.00 | 11/6/2011 9:00:58 AM |
amijo | $25.00 | 11/6/2011 10:40:08 AM |
the-auction-bear | $25.00 | 11/6/2011 10:57:20 AM |
Edwardtomo | $100.00 | 11/6/2011 11:02:46 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:16 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:03 PM |
BOZO88 | $25.00 | 11/6/2011 12:06:23 PM |
interest-nexus | $25.00 | 11/6/2011 1:15:21 PM |
agile-responsibility | $25.00 | 11/6/2011 1:16:37 PM |
gentle-gold | $25.00 | 11/6/2011 1:29:17 PM |
jthomps4 | $25.00 | 11/6/2011 2:16:41 PM |
solin003 | $25.00 | 11/6/2011 3:25:12 PM |
1redfish | $100.00 | 11/6/2011 1:28:15 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:35 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:28 PM |
BuckeyeGuy | $25.00 | 11/6/2011 4:57:44 PM |
Hexnut | $50.00 | 11/6/2011 7:05:26 PM |
KlarthXVII | $25.00 | 11/6/2011 3:49:59 PM |
Tasmir | $25.00 | 11/6/2011 8:32:05 PM |
DreDub | $50.00 | 11/6/2011 5:02:34 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:08 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:35 PM |
point-promiser | $36.00 | 11/7/2011 5:00:19 AM |
damanq | $25.00 | 11/7/2011 3:42:51 AM |
gsd | $25.00 | 11/7/2011 4:50:45 AM |
ThomasC | $50.00 | 11/7/2011 5:00:34 AM |
rcs2003 | $26.00 | 11/7/2011 5:16:35 AM |
golden-cat | $25.00 | 11/7/2011 6:41:01 AM |
hebergee | $25.00 | 11/7/2011 7:00:37 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:50 AM |
hampa | $25.00 | 11/7/2011 7:17:28 AM |
shellcollector | $25.00 | 11/7/2011 7:18:12 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:06 AM |
UCSBGAUCHOS | $25.00 | 11/6/2011 10:54:34 PM |
MakoF16 | $55.00 | 11/7/2011 8:01:36 AM |
currency-trophy | $25.00 | 11/7/2011 9:20:15 AM |
abundant-dollar7 | $100.00 | 11/7/2011 9:24:48 AM |
dsav607 | $36.00 | 11/7/2011 7:43:07 AM |
versatilenyguy | $50.00 | 11/7/2011 9:43:27 AM |
skurfa | $25.00 | 11/7/2011 10:24:34 AM |
red-sincere-fund | $25.00 | 11/7/2011 9:50:28 AM |
no_agenda_lender | $26.00 | 11/7/2011 10:43:33 AM |
BaxterEvil | $25.00 | 11/7/2011 10:03:27 AM |
intuitive-camaraderi9 | $25.00 | 11/7/2011 11:23:19 AM |
egw | $50.00 | 11/7/2011 10:15:11 AM |
norcalsv | $25.00 | 11/7/2011 10:26:07 AM |
farbav | $25.00 | 11/7/2011 10:31:24 AM |
Chervianne | $50.00 | 11/7/2011 10:46:55 AM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:40:58 PM |
jrbill1998 | $50.00 | 11/7/2011 11:25:10 AM |
productive-principal7 | $25.00 | 11/7/2011 11:26:48 AM |
justinology | $35.91 | 11/7/2011 11:46:34 AM |
new-gold-wrangler | $390.81 | 11/7/2011 2:40:13 PM |
Aljasa2008 | $25.00 | 11/7/2011 11:50:40 AM |
Nazbuster | $100.00 | 11/7/2011 1:12:29 PM |
noble-leverage035 | $25.00 | 11/7/2011 1:28:25 PM |
316 Investments
|
Borrower Payment Dependent Notes Series
536124
This series of Notes was issued and sold upon the funding of the borrower loan #55841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Oct-28-2011 |
Term:
| 12 months | | |
Listing End date:
| Oct-28-2011 |
|
Lender yield:
| 17.49% |
Borrower rate/APR:
| 18.49% / 27.46% |
Monthly payment:
| $275.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.09% | | |
| |
Estimated return*:
| 9.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,148 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dido45dido |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2007)
660-679
(Nov-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 28 | | |
Description
Consolidate- Free Up $400 mo
Purpose of loan: Consolidate 5 Credit Cards
This loan will be used to... Pay off 5 credit cards I am currently paying off right now. Would rather pay one bill
My financial situation: I am not in financial hardship at all- I just hate these credit cards
I am a good candidate for this loan because...
I have showed in past that i can pay off a prosper loan w/o
any late payments. This time i would like to pay off in 1yr
Want to be sooner- so you will get your money back faster.
Monthly net income: $3200-4000 (in sales)
Monthly expenses: $2910
Housing: $770
Insurance: $168
Car expenses: $482
Utilities: $130
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LeReve | $50.00 | 10/28/2011 2:25:41 PM |
transparency-universe8 | $36.00 | 10/28/2011 2:37:13 PM |
one2sojourn | $30.00 | 10/28/2011 3:47:40 PM |
resolute-basis9 | $25.00 | 10/28/2011 3:55:16 PM |
money-yeller | $100.00 | 10/28/2011 4:41:24 PM |
influential-benjamins0 | $100.00 | 10/28/2011 5:18:48 PM |
real-return | $25.00 | 10/28/2011 5:44:21 PM |
AndChicksforFree | $50.50 | 10/28/2011 5:38:40 PM |
loanman2007 | $125.00 | 10/28/2011 5:54:38 PM |
BigSkyFinancial | $30.00 | 10/28/2011 2:28:52 PM |
exchange-pledge | $100.00 | 10/28/2011 2:51:19 PM |
PISCESPRINCESS | $50.00 | 10/28/2011 3:49:16 PM |
rate-tower1 | $100.00 | 10/28/2011 4:32:04 PM |
vutah | $25.00 | 10/28/2011 4:00:03 PM |
rapid-wealth614 | $25.00 | 10/28/2011 4:27:29 PM |
Credit4Talent | $33.37 | 10/28/2011 5:05:33 PM |
tomdooley12520 | $25.00 | 10/28/2011 4:33:47 PM |
exchange-squirrel | $25.00 | 10/28/2011 5:10:12 PM |
GCLRWLoans | $81.18 | 10/28/2011 4:44:36 PM |
r48 | $58.00 | 10/28/2011 4:47:00 PM |
finance-solo | $150.00 | 10/28/2011 6:00:55 PM |
MoneyForNothing | $25.16 | 10/28/2011 5:05:35 PM |
brightest-gain-investor | $954.00 | 10/28/2011 6:03:41 PM |
sensible-fund | $0.79 | 10/28/2011 6:21:10 PM |
progressive-economy261 | $400.00 | 10/28/2011 5:14:23 PM |
JordansGood | $201.00 | 10/28/2011 5:16:38 PM |
cashhelp | $50.00 | 10/28/2011 5:36:19 PM |
capital-financier6 | $100.00 | 10/28/2011 5:36:53 PM |
MicroLender357 | $25.00 | 10/28/2011 5:51:14 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
536128
This series of Notes was issued and sold upon the funding of the borrower loan #55957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $321.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 10 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 0m |
Amount delinquent:
| $66 |
Total credit lines:
| 54 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,111 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-reverent-funds |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $3,484.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Personal loan: responsibe educator
Purpose of loan:
This loan will be used to...consolidate bills, pay some medical expenses
My financial situation:
I am a good candidate for this loan because... I have built good credit over the last number of years.
Monthly net income: $6,350.00
Monthly expenses: $
Housing: $!,640.00
Insurance: $200.00
Car expenses: $300.00
Utilities: $130.00
Phone, cable, internet: $275.00
Food, entertainment: $1,000.00
Clothing, household expenses: $200.00
Credit cards and other loans: $250.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/28/2011 5:14:25 PM |
Kash2010lu | $25.00 | 10/28/2011 6:05:17 PM |
loyalty-sherpa | $25.00 | 10/28/2011 9:25:13 PM |
DeltaComputerGuy | $25.00 | 10/29/2011 2:15:39 AM |
pleasant-nickel0 | $25.00 | 10/29/2011 8:48:17 AM |
treasure-bliss | $25.00 | 10/29/2011 9:46:40 AM |
Weaverville | $25.00 | 10/29/2011 12:09:27 PM |
prohelper | $25.00 | 10/29/2011 12:07:05 PM |
shrewd-peace7 | $25.00 | 10/29/2011 12:22:47 PM |
important-openness1 | $100.00 | 10/29/2011 12:59:45 PM |
finance-mushroom | $100.00 | 10/29/2011 1:21:27 PM |
villagers | $25.00 | 10/29/2011 2:10:35 PM |
Vreet | $50.00 | 10/29/2011 2:44:13 PM |
freetimeskier | $25.00 | 10/29/2011 2:10:24 PM |
nex | $25.00 | 10/29/2011 4:13:01 PM |
responsibility-butterfly | $25.00 | 10/29/2011 4:16:14 PM |
bigredbus | $25.00 | 10/29/2011 6:06:34 PM |
Kame | $25.00 | 10/29/2011 6:23:49 PM |
suave-dime6 | $25.00 | 10/30/2011 7:39:46 AM |
zippy-interest | $25.00 | 10/30/2011 8:06:01 AM |
drkosh | $25.00 | 10/30/2011 11:23:25 AM |
sappy02 | $50.00 | 10/30/2011 2:17:10 PM |
wdjnm | $50.00 | 10/30/2011 1:16:32 PM |
DER | $25.00 | 10/30/2011 4:38:58 PM |
SimpleChoice | $25.00 | 10/30/2011 5:09:22 PM |
frogperson | $50.00 | 10/30/2011 9:22:51 PM |
generous-deal6 | $25.00 | 10/30/2011 7:54:02 PM |
dime-sprout | $25.00 | 10/31/2011 6:40:52 AM |
transparency-universe8 | $25.00 | 10/31/2011 6:17:31 AM |
mneinc | $50.00 | 10/31/2011 5:45:40 AM |
revenue-serenity | $25.00 | 10/31/2011 8:30:42 AM |
spiritual-money299 | $50.00 | 10/31/2011 9:41:16 AM |
tenacious-capital3 | $26.27 | 10/31/2011 11:09:12 AM |
power-persimmon5 | $25.00 | 10/31/2011 11:57:32 AM |
missile8 | $25.00 | 10/31/2011 10:17:18 AM |
FASTIZIO_P | $25.00 | 10/31/2011 10:22:23 AM |
TrekTune | $25.00 | 10/31/2011 2:53:19 PM |
6moonbeams | $25.00 | 10/31/2011 1:56:51 PM |
rvfbroker | $25.00 | 10/31/2011 11:59:52 AM |
e4gf8e | $25.00 | 10/31/2011 12:32:35 PM |
the-profit-oracle | $25.00 | 10/31/2011 2:58:36 PM |
Greenbak | $25.00 | 10/31/2011 6:58:46 PM |
proud-pound4 | $25.00 | 10/31/2011 8:16:09 PM |
divedude | $25.00 | 10/31/2011 11:57:59 PM |
stolirocks01 | $50.00 | 10/31/2011 6:29:53 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:16 AM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:08 PM |
new-social-economist | $40.00 | 11/1/2011 12:29:55 AM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:32 AM |
kind-credit-bear | $25.00 | 11/1/2011 5:04:17 AM |
auction-turtle0 | $25.00 | 11/1/2011 6:49:07 AM |
helpful-listing | $25.00 | 11/1/2011 5:58:07 AM |
currency-trophy | $25.00 | 11/1/2011 4:55:04 AM |
openness-prospector | $25.00 | 11/1/2011 7:51:28 AM |
songbird98 | $25.00 | 11/1/2011 6:03:04 AM |
SubmergedPilot | $25.00 | 11/1/2011 8:16:43 AM |
Jack55304 | $200.00 | 11/1/2011 9:23:49 AM |
bold-treasure-neutrino | $50.00 | 11/1/2011 8:49:24 AM |
miked8303 | $50.00 | 11/1/2011 8:15:24 AM |
Mariner3605 | $25.00 | 11/1/2011 9:24:25 AM |
green-discrete-responsibility | $25.00 | 11/1/2011 10:12:40 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:23 AM |
wwwUniversal | $25.00 | 11/1/2011 10:43:41 AM |
cablenews | $100.00 | 11/1/2011 10:58:57 AM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:20 AM |
Epiphanic | $25.00 | 11/1/2011 1:16:41 PM |
wlm3012 | $30.00 | 11/1/2011 1:40:53 PM |
yield-trader | $25.00 | 11/1/2011 4:24:15 PM |
MrBailey | $25.00 | 11/1/2011 5:02:20 PM |
JohnSmallberries | $25.00 | 11/1/2011 5:03:50 PM |
TronMedici | $50.00 | 11/1/2011 3:41:14 PM |
handshake5 | $100.00 | 11/1/2011 5:08:47 PM |
economy-producer | $25.00 | 11/1/2011 5:20:25 PM |
Diamond_Jim | $25.00 | 11/1/2011 5:20:43 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:29 PM |
smoothmoniker | $25.00 | 11/1/2011 5:26:46 PM |
income-buddy7 | $100.00 | 11/1/2011 5:56:30 PM |
roman2008 | $25.00 | 11/1/2011 6:18:34 PM |
payment-pursuit3 | $100.00 | 11/1/2011 6:46:01 PM |
market-jam | $50.00 | 11/1/2011 6:05:21 PM |
Learning2Lend | $25.00 | 11/1/2011 6:30:35 PM |
trade-surge3 | $50.00 | 11/1/2011 6:35:44 PM |
ChuckieG | $25.00 | 11/1/2011 6:37:48 PM |
nimble-revenue5 | $25.00 | 11/1/2011 7:02:24 PM |
gold-cluster | $50.00 | 11/1/2011 9:42:17 PM |
tremendous-payment | $25.00 | 11/1/2011 7:15:34 PM |
foxtrot12 | $40.00 | 11/1/2011 7:24:04 PM |
desertoasis | $25.00 | 11/1/2011 8:23:36 PM |
TheGeek | $25.00 | 11/1/2011 8:37:13 PM |
wise-rupee-sanctuary | $50.00 | 11/1/2011 9:26:16 PM |
payment-silo | $25.00 | 11/1/2011 10:59:23 PM |
CalBear08 | $25.00 | 11/1/2011 11:28:03 PM |
powerful-finance7 | $25.00 | 11/2/2011 2:31:18 AM |
abnvette | $25.00 | 11/2/2011 2:33:18 AM |
secureincome | $301.74 | 11/2/2011 6:23:59 AM |
festeringsnot | $25.00 | 11/2/2011 4:45:31 AM |
first-silver-bridge | $25.00 | 11/2/2011 5:24:40 AM |
irrelevant | $25.00 | 11/2/2011 6:05:07 AM |
real-return | $25.00 | 10/28/2011 5:47:50 PM |
momoney2lend | $25.00 | 10/29/2011 8:35:25 AM |
orange-preeminant-bill | $25.00 | 10/29/2011 10:07:06 AM |
Tscheddar | $25.00 | 10/29/2011 11:31:25 AM |
worthy-bid8 | $50.00 | 10/29/2011 12:41:18 PM |
coin-investor | $25.00 | 10/29/2011 1:23:52 PM |
diplomatic-wealth7 | $25.00 | 10/29/2011 1:24:08 PM |
1willray | $50.00 | 10/29/2011 3:37:57 PM |
lakehavasu88 | $25.00 | 10/29/2011 7:32:29 PM |
hopethisworks | $25.00 | 10/29/2011 8:45:29 PM |
amlu1988 | $25.00 | 10/29/2011 8:52:11 PM |
Mailmon | $25.00 | 10/29/2011 9:31:39 PM |
philantist | $30.00 | 10/29/2011 10:58:09 PM |
quest0 | $27.99 | 10/30/2011 5:01:02 AM |
loot-geyser1 | $25.00 | 10/29/2011 9:57:22 PM |
Dubbs360 | $50.00 | 10/30/2011 11:17:47 AM |
first-friendly-listing | $30.00 | 10/30/2011 8:19:02 AM |
worldly-community3 | $50.00 | 10/30/2011 12:11:06 PM |
labourclass | $25.00 | 10/30/2011 1:01:37 PM |
jamiee73 | $25.00 | 10/30/2011 4:23:11 PM |
dollardave | $50.00 | 10/30/2011 4:35:24 PM |
the-adventurous-capital | $25.00 | 10/30/2011 5:20:50 PM |
monster4 | $50.00 | 10/30/2011 5:25:28 PM |
blue-lucrative-rate | $25.00 | 10/30/2011 8:28:28 PM |
Finchy78 | $25.00 | 10/30/2011 6:44:43 PM |
sjo1984111 | $25.00 | 10/31/2011 4:36:36 AM |
financial-frenzy | $50.00 | 10/31/2011 6:14:01 AM |
wealth-builder57 | $25.00 | 10/31/2011 7:35:50 AM |
bonus-tent | $25.00 | 10/31/2011 6:33:57 AM |
marketplace-hut9 | $25.00 | 10/31/2011 7:44:46 AM |
SweatyBalls | $25.00 | 10/31/2011 8:05:26 AM |
idastmerchants | $25.00 | 10/31/2011 9:40:56 AM |
texrob20 | $25.00 | 10/31/2011 10:18:03 AM |
abundant-dollar7 | $100.00 | 10/31/2011 11:38:38 AM |
bnlforever | $50.00 | 10/31/2011 11:39:52 AM |
competitor119 | $25.00 | 10/31/2011 11:22:40 AM |
steamboatgal | $50.00 | 10/31/2011 3:59:30 PM |
blue-agreement-officer | $50.00 | 10/31/2011 4:40:10 PM |
oskizzle | $25.00 | 10/31/2011 6:36:21 PM |
daniel5075 | $25.00 | 11/1/2011 4:30:23 AM |
poetic-reward0 | $25.00 | 11/1/2011 4:49:47 AM |
heerzaquestion | $25.00 | 11/1/2011 5:01:38 AM |
jblack01 | $25.00 | 11/1/2011 5:16:32 AM |
MAYBROOK | $35.00 | 11/1/2011 5:28:58 AM |
moola-wildebeest3 | $50.00 | 11/1/2011 5:25:21 AM |
mlj0671 | $25.00 | 11/1/2011 7:55:37 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:19 AM |
ryanplays311 | $25.00 | 11/1/2011 8:23:12 AM |
floridass | $25.00 | 11/1/2011 8:02:18 AM |
AF-Chief | $50.00 | 11/1/2011 9:28:00 AM |
bassman2 | $25.00 | 11/1/2011 9:53:59 AM |
evnagelist | $25.00 | 11/1/2011 9:04:54 AM |
Angel_Investor_7 | $25.00 | 11/1/2011 9:35:18 AM |
lenderRXT | $60.00 | 11/1/2011 9:51:36 AM |
life-is-great | $25.00 | 11/1/2011 10:53:47 AM |
JayIsABear | $50.00 | 11/1/2011 10:07:32 AM |
utmom | $25.00 | 11/1/2011 10:09:28 AM |
rs999 | $25.00 | 11/1/2011 10:58:07 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:13 PM |
reward-adventure | $50.00 | 11/1/2011 5:01:34 PM |
bold-principal-fountain | $25.00 | 11/1/2011 5:05:04 PM |
CoffeyvilleKS | $25.00 | 11/1/2011 4:20:34 PM |
Kaj | $25.00 | 11/1/2011 5:32:49 PM |
saffron4 | $25.00 | 11/1/2011 5:49:15 PM |
arsisi | $25.00 | 11/1/2011 5:20:32 PM |
SirJev | $50.00 | 11/1/2011 5:21:16 PM |
payout-achievement | $50.00 | 11/1/2011 5:44:03 PM |
lillian27 | $25.00 | 11/1/2011 5:47:40 PM |
the-dollar-topper | $150.00 | 11/1/2011 6:28:44 PM |
SDKiwi | $33.00 | 11/1/2011 5:59:50 PM |
GGreg799 | $25.00 | 11/1/2011 6:02:00 PM |
DeltaGambler | $46.00 | 11/1/2011 7:22:19 PM |
loss-of-control | $75.00 | 11/1/2011 6:52:26 PM |
haplender | $50.00 | 11/1/2011 7:01:41 PM |
lakehavasu88 | $25.00 | 11/2/2011 3:39:22 AM |
LendingPimp | $25.00 | 11/2/2011 3:08:42 AM |
managedfund | $800.00 | 11/2/2011 5:54:47 AM |
175 Investments
|
Borrower Payment Dependent Notes Series
536246
This series of Notes was issued and sold upon the funding of the borrower loan #55916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 33% |
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,712 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-integrity |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
Principal balance:
| $3,613.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Reduction
Purpose of loan:
This loan will be used to pay off my credit card bills and reduce my debt into a more manageable payment per month.
My financial situation:
I am a good candidate for this loan because I've been employed for 6.5 years in the same job and this loan will help me pay down some of my extraneous debt. I've also been a member of Prosper for a year as a borrower and a lender and my first loan through Prosper helped me graduate from college.
Monthly net income: $1700
Monthly expenses: $1100
Housing: $100.00
Insurance: $0.00
Car expenses: $0.00
Utilities: $50.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00 (the money will be used to pay this particular debt down)
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 10/31/2011 5:11:28 PM |
progressive-economy261 | $400.00 | 10/31/2011 5:25:20 PM |
the-adventurous-capital | $25.00 | 10/31/2011 5:29:19 PM |
spiritual-money299 | $50.00 | 10/31/2011 6:09:29 PM |
important-openness1 | $100.00 | 10/31/2011 5:41:33 PM |
amlu1988 | $25.00 | 10/31/2011 9:32:33 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:51 PM |
handy-justice | $50.00 | 11/1/2011 2:17:15 AM |
BigSkyFinancial | $30.00 | 11/1/2011 12:16:14 AM |
heerzaquestion | $25.00 | 10/31/2011 7:33:22 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:46 AM |
coin-investor | $25.00 | 11/1/2011 5:12:47 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:21:51 AM |
miamibeachloaner | $25.00 | 11/1/2011 7:03:22 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:33:46 AM |
revenue-associate | $25.00 | 11/1/2011 7:42:45 AM |
Mariner3605 | $25.00 | 11/1/2011 9:24:25 AM |
miked8303 | $50.00 | 11/1/2011 8:15:31 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:54 AM |
real-return | $25.00 | 11/1/2011 9:21:33 AM |
diplomatic-wealth7 | $25.00 | 11/1/2011 10:04:21 AM |
seabassx | $25.00 | 11/1/2011 10:11:09 AM |
the-enthralling-coin | $25.00 | 11/1/2011 11:05:54 AM |
fervent-repayment | $25.00 | 11/1/2011 10:49:34 AM |
ruxpin1976 | $25.00 | 11/1/2011 12:22:14 PM |
transaction-circuit | $50.00 | 11/1/2011 11:22:57 AM |
irrelevant | $25.00 | 11/1/2011 2:05:07 PM |
WilliamLeeSims | $25.00 | 11/1/2011 11:35:20 AM |
chameleon125 | $25.00 | 11/1/2011 4:00:16 PM |
moola-monger9 | $50.00 | 11/1/2011 1:42:44 PM |
credit-missile | $110.00 | 11/1/2011 4:47:16 PM |
nickel-launcher | $25.00 | 11/1/2011 3:30:38 PM |
social-zebra | $30.00 | 11/1/2011 3:56:31 PM |
economy-coup | $50.00 | 10/31/2011 5:43:02 PM |
green-trade-dolphin | $30.98 | 10/31/2011 5:02:07 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:10 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 5:48:25 PM |
Greenbak | $25.00 | 10/31/2011 6:58:50 PM |
careful-vigilance4 | $100.00 | 10/31/2011 8:57:13 PM |
SLN-10 | $25.00 | 10/31/2011 6:25:26 PM |
a-unflappable-finance | $100.00 | 11/1/2011 2:05:22 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:48 AM |
shawnw2 | $150.00 | 11/1/2011 3:28:43 AM |
suave-dime6 | $25.00 | 11/1/2011 6:01:39 AM |
treasure-bliss | $25.00 | 11/1/2011 6:11:11 AM |
EL_Papin | $25.00 | 11/1/2011 6:45:20 AM |
first-serene-credit | $25.00 | 11/1/2011 8:32:31 AM |
evnagelist | $25.00 | 11/1/2011 9:04:56 AM |
bassman2 | $25.00 | 11/1/2011 9:54:01 AM |
mercuriant | $25.00 | 11/1/2011 10:07:43 AM |
thelovebug | $68.00 | 11/1/2011 10:41:34 AM |
five-star-note | $75.00 | 11/1/2011 10:50:31 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:30 AM |
cablenews | $100.00 | 11/1/2011 10:59:02 AM |
TronMedici | $50.00 | 11/1/2011 3:41:20 PM |
hopeful-silver5 | $35.48 | 11/1/2011 4:50:23 PM |
credit-missile | $9.54 | 11/1/2011 4:57:39 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
536330
This series of Notes was issued and sold upon the funding of the borrower loan #55909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 76 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,635 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-commerce-flag |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nicole
Purpose of loan:
This loan will be used to...consodilate bills
My financial situation:
I am a good candidate for this loan because...
because i have good payment history
Monthly net income: $1300
Monthly expenses: $400
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/30/2011 12:08:27 PM |
finance-mushroom | $100.00 | 10/30/2011 12:10:32 PM |
well-rounded-payout0 | $50.00 | 10/30/2011 12:27:44 PM |
foothillender | $25.00 | 10/31/2011 8:25:27 AM |
fantastic-wampum1 | $100.00 | 10/31/2011 4:11:06 PM |
HHP | $100.00 | 11/1/2011 8:05:52 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:27 AM |
moola-monger9 | $50.00 | 11/1/2011 1:41:38 PM |
moneyhelp4u | $25.00 | 11/1/2011 7:00:39 PM |
glenium | $25.00 | 11/2/2011 2:23:51 AM |
Core-Marketing | $25.00 | 11/2/2011 4:18:43 AM |
managedfund | $500.00 | 11/2/2011 5:59:41 AM |
pure-note0 | $25.00 | 11/2/2011 8:42:29 AM |
social-zebra | $30.00 | 11/2/2011 10:13:18 AM |
wise-deal-panda | $100.00 | 11/2/2011 11:30:27 AM |
payout-hammock1 | $43.00 | 11/2/2011 7:57:55 PM |
irrelevant | $25.00 | 11/3/2011 6:05:16 AM |
Bob450 | $25.00 | 11/3/2011 7:09:37 AM |
blue-silver-ruler | $25.00 | 11/3/2011 7:16:43 AM |
Leshan | $25.00 | 11/3/2011 9:34:21 AM |
DENARA | $25.00 | 11/3/2011 10:21:17 AM |
worth-blanket2 | $400.00 | 11/3/2011 11:04:49 AM |
pound-mushroom3 | $25.00 | 10/30/2011 1:25:15 PM |
responsibility-butterfly | $25.00 | 10/31/2011 2:34:55 AM |
LOAN_DOC | $35.00 | 10/31/2011 10:30:46 AM |
Epiphanic | $25.00 | 11/1/2011 1:21:51 PM |
TronMedici | $50.00 | 11/1/2011 3:41:17 PM |
realtormoises | $25.00 | 11/2/2011 6:56:40 AM |
patriot0 | $50.00 | 11/2/2011 9:53:48 AM |
wwwUniversal | $25.00 | 11/2/2011 9:38:16 AM |
fountain355 | $25.00 | 11/2/2011 11:56:55 AM |
1NiceLender | $25.25 | 11/2/2011 12:43:18 PM |
thankful-nickel2 | $25.00 | 11/2/2011 1:57:53 PM |
high_flyer | $50.00 | 11/2/2011 10:52:37 PM |
mystical-fairness4 | $25.00 | 11/2/2011 9:31:50 PM |
suave-dime6 | $25.00 | 11/3/2011 4:31:05 AM |
PrincessGrace33 | $41.01 | 11/3/2011 8:56:17 AM |
leverage-monger | $25.00 | 11/3/2011 9:07:02 AM |
ColoradoLender82 | $25.00 | 11/3/2011 10:09:28 AM |
social-zebra | $0.74 | 11/3/2011 11:57:24 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
536372
This series of Notes was issued and sold upon the funding of the borrower loan #55951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,721 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-magician |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan: Purchase a used car.
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I have a full-time job that I have had for approximately 21 years for the State of Connecticut.
Monthly net income: $ 2,800.00
Monthly expenses: $1,300.00
Housing: $0 my husband pays the mortgage.
Insurance: $90.00
Car expenses: $0
Utilities: $0 my husband pays utilities
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 10/31/2011 5:25:22 PM |
responsibility-butterfly | $25.00 | 10/31/2011 5:43:36 PM |
SolarMoonshine | $25.00 | 10/31/2011 5:06:28 PM |
golffish2 | $25.00 | 11/1/2011 3:56:09 AM |
kindness-jedi | $25.00 | 11/1/2011 4:15:49 AM |
happyinvallarta | $50.00 | 11/1/2011 6:10:32 AM |
AndChicksforFree | $25.00 | 11/1/2011 7:25:12 AM |
marwadi-62 | $100.00 | 11/1/2011 9:37:15 AM |
Bank_Of_XL | $25.00 | 11/1/2011 1:23:06 PM |
exchange-squirrel | $25.00 | 11/1/2011 11:06:35 PM |
social-zebra | $26.00 | 11/2/2011 8:35:15 AM |
enthralling-deal180 | $25.00 | 11/2/2011 7:35:52 AM |
Leshan | $25.00 | 11/2/2011 7:47:57 AM |
selector568 | $300.00 | 11/2/2011 8:23:43 AM |
blue-useful-auction | $25.00 | 11/2/2011 10:07:21 AM |
credit-bliss8 | $25.00 | 11/2/2011 10:35:21 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:06 AM |
neorunner | $25.00 | 11/2/2011 1:33:02 PM |
thankful-nickel2 | $25.00 | 11/2/2011 2:01:20 PM |
first-class-yield9 | $50.00 | 11/2/2011 2:16:53 PM |
ghinga | $30.00 | 11/2/2011 4:03:50 PM |
enterprising-credit2 | $25.00 | 11/2/2011 4:16:32 PM |
elvisloans | $25.00 | 11/2/2011 4:46:34 PM |
Veggie_Monkey | $25.00 | 11/2/2011 8:56:52 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:42 PM |
janeybooboo | $75.00 | 11/3/2011 2:31:59 AM |
elfincove | $25.00 | 11/2/2011 8:37:36 PM |
Mark-7 | $50.00 | 11/3/2011 2:35:07 AM |
piccrn | $19.00 | 11/3/2011 7:07:02 AM |
credible-balance0 | $25.00 | 11/3/2011 4:13:57 AM |
figs4u2 | $100.00 | 10/31/2011 6:15:34 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:53 PM |
riskreward | $250.00 | 10/31/2011 6:10:52 PM |
Ripsaw4U | $50.00 | 11/1/2011 2:35:46 AM |
vutah | $25.00 | 10/31/2011 7:03:14 PM |
evan | $25.00 | 10/31/2011 7:22:22 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:48 AM |
radforj22 | $25.00 | 11/1/2011 6:19:21 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:31 PM |
five-star-order1 | $50.00 | 11/1/2011 12:42:47 PM |
Keystonekop | $100.00 | 11/1/2011 5:49:56 PM |
cablenews | $100.00 | 11/1/2011 6:19:58 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:54 PM |
managedfund | $1,000.00 | 11/2/2011 6:07:28 AM |
Pickmar | $25.00 | 11/2/2011 7:51:04 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:39 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:49 AM |
damage | $25.00 | 11/2/2011 4:26:40 PM |
iaffy | $50.00 | 11/2/2011 2:54:48 PM |
GCSS | $25.00 | 11/2/2011 5:49:25 PM |
palpbert | $25.00 | 11/2/2011 6:10:01 PM |
Weaverville | $25.00 | 11/2/2011 7:56:02 PM |
RetiredATC | $50.00 | 11/3/2011 3:15:27 AM |
Xarach | $25.00 | 11/2/2011 9:47:00 PM |
revenue-associate | $25.00 | 11/3/2011 6:21:16 AM |
Ven58 | $25.00 | 11/3/2011 6:12:06 AM |
56 Investments
|
Borrower Payment Dependent Notes Series
536416
This series of Notes was issued and sold upon the funding of the borrower loan #55997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 26
/
20 | Length of status: | 8y 9m |
Amount delinquent:
| $256 |
Total credit lines:
| 50 |
Occupation: | Executive |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $9,052 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsible-loan8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
funeral expenses for my mother
Purpose of loan:
This loan will be used to...pay remaining balance of funeral expenses for my mother
My financial situation:
I am a good candidate for this loan because...I absorbed a high amount of debt due to my mother's illness but I have not defaulted on any debts. I have been employed for 8 years with the same organization consistently promoted and identified as a high-value/high-potential employee. I am currently paying this outstanding funeral expense via monthly payments of $500 and this will reduce that monthly payment thus putting me in a better financial position.
Monthly net income: $11,500
Monthly expenses: $ 6400
Housing: $ 2552
Insurance: $ 150
Car expenses: $ 1000
Utilities: $ 350
Phone, cable, internet: $ 155
Food, entertainment: $ 500
Clothing, household expenses: $ 500
Credit cards and other loans: $ 1100
Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 10/31/2011 5:05:30 PM |
let_me_retire | $25.00 | 11/1/2011 2:55:42 AM |
worth-blanket2 | $3,000.00 | 11/3/2011 11:05:27 AM |
goat0 | $48.00 | 11/3/2011 2:00:21 PM |
tech310 | $50.00 | 11/1/2011 11:17:40 PM |
managedfund | $777.00 | 11/2/2011 6:08:13 AM |
fountain355 | $25.00 | 11/2/2011 12:15:47 PM |
melodious-openness | $50.00 | 11/3/2011 5:01:18 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
536432
This series of Notes was issued and sold upon the funding of the borrower loan #56206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,133 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-integrity-turtle |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Enthusiast
Purpose of loan: Small Business Investment
This loan will be used to invest in starting up a small vending business
My financial situation is stable. My job doesn't give me extra allowance to invest so I'm asking Prosper.com.
I am a good candidate for this loan because I'm a full time worker with full dedication to paying my debts
Monthly net income: $ 1800
Monthly expenses: $ 1753
Housing: $ 805
Insurance: $ 65
Motorcycle expenses: $ 300
Utilities: $ (see housing)
Phone, cable, internet: $ 83
Food, entertainment: $ 150
Clothing, household expenses: $ 0
Credit cards and other loans: $ 150
Gas: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 10/31/2011 9:27:28 AM |
pound-mushroom3 | $25.00 | 10/31/2011 10:15:15 AM |
miked8303 | $50.00 | 11/1/2011 8:15:29 AM |
Dubbs360 | $50.00 | 11/1/2011 8:23:52 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:32 AM |
Christophe | $25.00 | 11/3/2011 7:01:06 AM |
green28 | $100.00 | 11/3/2011 10:23:29 AM |
first-friendly-listing | $30.00 | 11/3/2011 2:51:22 PM |
terrific-dough6 | $50.00 | 11/4/2011 9:55:45 AM |
healer199 | $35.00 | 11/4/2011 9:34:06 AM |
wwwUniversal | $25.00 | 11/4/2011 11:41:58 AM |
elmo667 | $50.00 | 11/4/2011 12:11:40 PM |
martymaniaman | $25.00 | 11/4/2011 1:45:10 PM |
Mombo-5 | $50.00 | 11/5/2011 6:59:23 AM |
malomar66 | $50.00 | 11/5/2011 10:55:22 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:06:33 AM |
Myrick | $25.00 | 11/5/2011 4:50:02 PM |
4mydaughterseducation | $30.00 | 11/5/2011 10:51:11 PM |
suave-dime6 | $25.00 | 11/6/2011 9:48:12 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:19 PM |
dudebrah | $25.00 | 11/6/2011 8:45:42 PM |
sophisticated-return496 | $50.00 | 11/6/2011 9:15:01 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 10:16:06 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:38 AM |
managedfund | $900.00 | 11/2/2011 6:00:16 AM |
iaffy | $50.00 | 11/2/2011 2:54:43 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:02 PM |
integrity-doctor | $100.00 | 11/3/2011 7:19:28 PM |
real-return | $25.00 | 11/3/2011 9:06:26 PM |
palace2 | $153.57 | 11/4/2011 5:57:45 AM |
4palmtrees | $50.00 | 11/4/2011 6:48:19 PM |
mistrmark | $50.00 | 11/5/2011 8:42:33 AM |
rescue | $100.00 | 11/5/2011 11:16:36 AM |
red-power-pecan | $50.00 | 11/6/2011 2:04:02 PM |
bold-direct-asset | $50.00 | 11/6/2011 2:13:42 PM |
zone6 | $100.00 | 11/6/2011 7:58:46 PM |
entertaining-greenback2 | $28.00 | 11/6/2011 4:58:47 PM |
orgy63 | $25.00 | 11/7/2011 2:31:30 AM |
Builder60 | $25.00 | 11/6/2011 8:20:30 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:03 PM |
olin5 | $23.43 | 11/7/2011 6:43:47 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
536452
This series of Notes was issued and sold upon the funding of the borrower loan #55862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-01-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-vivid-trade |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
oliveprincess
Purpose of loan:
This loan will be used to.vaction..
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1200
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $50.00
Utilities: $
Phone, cable, internet: $130.00
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Evolver | $44.00 | 10/31/2011 5:17:32 PM |
cashhelp | $25.00 | 10/31/2011 5:04:12 PM |
well-rounded-payout0 | $50.00 | 10/31/2011 5:48:25 PM |
finance-mushroom | $100.00 | 10/31/2011 5:47:13 PM |
pound-mushroom3 | $25.00 | 10/31/2011 6:06:10 PM |
economy-sunrise | $30.00 | 10/31/2011 10:18:37 PM |
handy-justice | $50.00 | 11/1/2011 2:13:00 AM |
skillful-asset5 | $30.00 | 11/1/2011 4:16:51 AM |
favorite-commerce | $30.00 | 10/31/2011 9:12:51 PM |
Rogelio48 | $25.00 | 11/1/2011 4:25:34 AM |
greencat | $50.00 | 11/1/2011 7:23:29 AM |
valiant-money | $25.00 | 11/1/2011 8:09:24 AM |
one-midas | $25.00 | 11/1/2011 9:13:34 AM |
CashFlow13 | $100.00 | 11/1/2011 9:22:28 AM |
HHP | $100.00 | 11/1/2011 8:05:56 AM |
Thought | $42.94 | 11/1/2011 9:39:28 AM |
suave-dime6 | $25.00 | 11/1/2011 10:35:22 AM |
missing-link | $25.00 | 11/1/2011 10:49:06 AM |
rs999 | $25.00 | 11/1/2011 10:58:10 AM |
capital-heaven5 | $500.00 | 11/1/2011 1:11:34 PM |
gjm6d | $27.00 | 11/1/2011 5:03:46 PM |
Green_Bay_Packers | $150.00 | 11/1/2011 3:08:24 PM |
TronMedici | $50.00 | 11/1/2011 3:41:21 PM |
patriot897 | $25.00 | 11/1/2011 5:34:19 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:41 PM |
loss-of-control | $75.00 | 11/1/2011 6:49:21 PM |
mammalian4 | $25.00 | 11/1/2011 7:04:02 PM |
payment-halo | $49.06 | 11/1/2011 7:53:20 PM |
economy-coup | $50.00 | 10/31/2011 5:43:05 PM |
fantastic-wampum1 | $100.00 | 10/31/2011 6:14:59 PM |
greenwell | $100.00 | 10/31/2011 5:33:07 PM |
Zipcut | $25.00 | 10/31/2011 8:58:58 PM |
worthy-bid8 | $50.00 | 10/31/2011 6:18:54 PM |
foothillender | $25.00 | 11/1/2011 7:00:56 AM |
exchange-upholder0 | $25.00 | 11/1/2011 5:55:36 AM |
CA-Lender | $25.00 | 11/1/2011 9:02:24 AM |
genuine-money | $100.00 | 11/1/2011 8:11:32 AM |
jordanicolas | $25.00 | 11/1/2011 8:11:35 AM |
exchange-squirrel | $25.00 | 11/1/2011 9:33:48 AM |
social-cocktail1 | $200.00 | 11/1/2011 10:51:31 AM |
transaction-circuit | $50.00 | 11/1/2011 11:22:57 AM |
wealth-multiplier | $25.00 | 11/1/2011 3:54:50 PM |
impressive-loan | $100.00 | 11/1/2011 3:25:40 PM |
social-zebra | $30.00 | 11/1/2011 3:59:38 PM |
DHolly | $31.00 | 11/1/2011 5:10:23 PM |
wise-deal-panda | $100.00 | 11/1/2011 6:57:06 PM |
evergreen16 | $36.00 | 11/1/2011 6:08:06 PM |
ready-interest9 | $25.00 | 11/1/2011 6:20:13 PM |
moneyhelp4u | $25.00 | 11/1/2011 7:02:44 PM |
leverage-monger | $25.00 | 11/1/2011 6:32:09 PM |
El_Profesional | $25.00 | 11/1/2011 7:23:50 PM |
supreme-p2p9 | $25.00 | 11/1/2011 7:15:39 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
536472
This series of Notes was issued and sold upon the funding of the borrower loan #56020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $262.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,144 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| rp_lyutiy |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
640-659
(Jul-2009)
640-659
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 10/31/2011 9:11:20 AM |
taal1 | $25.00 | 10/31/2011 9:16:52 AM |
Aberdeen | $1,000.00 | 10/31/2011 10:02:37 AM |
figs4u2 | $100.00 | 10/31/2011 9:32:01 AM |
influential-benjamins0 | $100.00 | 10/31/2011 10:29:37 AM |
responsibility-butterfly | $25.00 | 10/31/2011 9:46:18 AM |
bb575 | $50.00 | 10/31/2011 9:51:46 AM |
progressive-economy261 | $400.00 | 10/31/2011 10:16:30 AM |
thankful-nickel2 | $25.00 | 10/31/2011 12:03:32 PM |
john0720 | $25.00 | 10/31/2011 12:29:47 PM |
blot44 | $25.00 | 10/31/2011 12:20:07 PM |
truth-silo | $50.00 | 10/31/2011 5:31:45 PM |
Feyenoord | $30.00 | 10/31/2011 6:27:58 PM |
hard-working-rate3 | $100.00 | 11/1/2011 4:39:45 AM |
radforj22 | $25.00 | 11/1/2011 6:22:13 AM |
enterprising-credit2 | $100.00 | 11/1/2011 11:03:31 AM |
coin-trumpet | $25.00 | 11/1/2011 12:14:31 PM |
five-star-order1 | $50.00 | 11/1/2011 12:42:47 PM |
Epiphanic | $25.00 | 11/1/2011 1:26:54 PM |
real-return | $25.00 | 11/1/2011 5:15:20 PM |
gjm6d | $25.00 | 11/1/2011 5:01:16 PM |
rate-mogul | $50.00 | 11/1/2011 5:26:32 PM |
fcrick | $25.00 | 11/1/2011 5:59:00 PM |
cash-sensai2 | $25.00 | 11/1/2011 6:04:18 PM |
cablenews | $100.00 | 11/1/2011 6:19:57 PM |
kenji4861 | $25.00 | 11/1/2011 6:57:56 PM |
jamiee73 | $25.00 | 11/1/2011 7:09:30 PM |
Zoomie | $25.00 | 11/1/2011 7:01:57 PM |
j2ee | $25.00 | 11/1/2011 7:13:59 PM |
asset-cougar0 | $25.00 | 11/1/2011 8:01:56 PM |
chris-heretoinvest | $25.00 | 11/1/2011 7:47:19 PM |
gentle-transparency7 | $250.00 | 11/2/2011 5:09:44 AM |
DadWarbucks | $25.00 | 11/2/2011 7:29:19 AM |
dtrain5 | $50.00 | 11/2/2011 8:27:18 AM |
6moonbeams | $25.00 | 11/2/2011 9:20:07 AM |
financial-frenzy | $50.00 | 11/2/2011 9:43:01 AM |
britgsb | $30.00 | 11/2/2011 10:28:32 AM |
velocity-solo | $25.00 | 11/2/2011 10:33:38 AM |
yennib | $25.00 | 11/2/2011 10:05:28 AM |
resolute-justice413 | $100.00 | 11/2/2011 10:17:39 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:48 AM |
bizzzond | $30.82 | 11/2/2011 12:05:22 PM |
lamsabuy | $100.00 | 11/2/2011 11:11:14 AM |
designer_10 | $25.00 | 11/2/2011 12:30:36 PM |
forthright-dedication | $50.00 | 11/2/2011 11:13:04 AM |
bizzzond | $300.00 | 11/2/2011 12:06:39 PM |
rogue_monster | $50.00 | 11/2/2011 12:35:48 PM |
elegant-loot | $25.00 | 11/2/2011 2:10:33 PM |
damage | $25.00 | 11/2/2011 4:22:46 PM |
best-ingenious-funds | $25.00 | 11/2/2011 4:25:16 PM |
Bank42 | $25.00 | 11/2/2011 4:28:07 PM |
finance-explosion6 | $25.00 | 11/2/2011 4:49:51 PM |
iaffy | $50.00 | 11/2/2011 2:54:46 PM |
tntmojave | $50.00 | 11/2/2011 4:54:56 PM |
justice-allocator3 | $25.00 | 11/2/2011 4:55:23 PM |
chestnut4 | $25.00 | 11/2/2011 6:08:16 PM |
jescowa | $50.00 | 11/2/2011 5:48:08 PM |
miket71 | $28.00 | 11/2/2011 5:53:03 PM |
r48 | $25.00 | 11/2/2011 6:26:41 PM |
money-bauble | $200.00 | 11/2/2011 6:52:58 PM |
revenue-associate | $25.00 | 11/2/2011 8:07:29 PM |
Christus_Victor | $25.00 | 11/2/2011 6:45:13 PM |
BOZO88 | $25.00 | 11/2/2011 7:37:12 PM |
Munnie | $50.00 | 11/2/2011 7:45:56 PM |
s270 | $19.02 | 11/2/2011 8:19:28 PM |
pdub | $75.00 | 10/31/2011 9:29:24 AM |
worthy-bid8 | $50.00 | 10/31/2011 9:27:31 AM |
bluebird5 | $25.00 | 10/31/2011 9:32:18 AM |
ivy-league-MBA | $25.00 | 10/31/2011 9:41:28 AM |
scholarly-benefit5 | $25.00 | 10/31/2011 9:50:01 AM |
PLANECRASH | $25.00 | 10/31/2011 8:41:33 PM |
asset-cougar0 | $25.00 | 11/1/2011 5:02:38 AM |
Lo0se_mo0se | $25.00 | 11/1/2011 9:14:30 AM |
Clambake | $25.00 | 11/1/2011 9:04:41 AM |
enticing-capital6 | $50.00 | 11/1/2011 9:48:38 AM |
Marathoner | $25.00 | 11/1/2011 11:52:58 AM |
extraordinary-velocity6 | $50.00 | 11/1/2011 4:58:54 PM |
rmachi | $25.00 | 11/1/2011 5:12:50 PM |
rs999 | $25.00 | 11/1/2011 6:00:35 PM |
paladin510 | $25.00 | 11/1/2011 6:41:14 PM |
indomitable-coin | $25.00 | 11/1/2011 6:22:49 PM |
spiritual-money299 | $50.00 | 11/1/2011 7:08:28 PM |
misit | $25.00 | 11/1/2011 7:14:57 PM |
superb-funds335 | $25.00 | 11/1/2011 7:18:54 PM |
integrity-starter | $25.00 | 11/1/2011 9:47:01 PM |
first-favorite-bonus9 | $25.00 | 11/1/2011 11:41:26 PM |
BlessedEveryDay | $26.98 | 11/2/2011 6:17:11 AM |
brutusbone | $25.00 | 11/2/2011 6:48:00 AM |
AFairDeal | $50.00 | 11/2/2011 9:13:37 AM |
Pickmar | $25.00 | 11/2/2011 7:49:58 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:50 AM |
FortuneFund | $50.00 | 11/2/2011 8:25:21 AM |
luckyldy | $25.00 | 11/2/2011 9:24:11 AM |
AF-Chief | $50.00 | 11/2/2011 9:12:36 AM |
sunnydaize516 | $25.00 | 11/2/2011 9:47:41 AM |
vigilance-revolutionary | $50.00 | 11/2/2011 9:48:38 AM |
Tkhalaska | $25.00 | 11/2/2011 9:56:27 AM |
life-is-great | $25.00 | 11/2/2011 10:44:35 AM |
Gr8Deal | $50.00 | 11/2/2011 11:14:24 AM |
affluence-birdie7 | $227.76 | 11/2/2011 10:51:39 AM |
rmpedi33 | $50.00 | 11/2/2011 11:56:55 AM |
listing-trapper3 | $50.00 | 11/2/2011 11:01:45 AM |
bizzzond | $475.00 | 11/2/2011 12:22:26 PM |
skiberdad | $50.00 | 11/2/2011 1:00:31 PM |
Solid-Platinum | $30.00 | 11/2/2011 1:01:45 PM |
Zuzu | $27.25 | 11/2/2011 3:47:15 PM |
gracej | $25.00 | 11/2/2011 1:58:00 PM |
dpjd | $25.00 | 11/2/2011 3:52:02 PM |
credit-coach118 | $40.17 | 11/2/2011 2:35:11 PM |
Brattt | $25.00 | 11/2/2011 5:00:31 PM |
wlm3012 | $30.00 | 11/2/2011 5:07:44 PM |
credit-investor5 | $50.00 | 11/2/2011 3:12:54 PM |
hopethisworks | $25.00 | 11/2/2011 5:16:26 PM |
diablorulz | $75.00 | 11/2/2011 4:31:03 PM |
kind-durability-battalion | $50.00 | 11/2/2011 5:24:01 PM |
E-2 | $100.00 | 11/2/2011 5:17:52 PM |
oskizzle | $25.00 | 11/2/2011 5:20:12 PM |
gold-sushi | $25.00 | 11/2/2011 5:48:42 PM |
Brainworm | $25.00 | 11/2/2011 5:52:45 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:41 PM |
wigglesworth4 | $500.00 | 11/2/2011 7:13:28 PM |
the-dollar-topper | $150.00 | 11/2/2011 7:02:52 PM |
Occhy | $30.00 | 11/2/2011 8:00:58 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
536506
This series of Notes was issued and sold upon the funding of the borrower loan #55695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,089 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| prudent-credit3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LUV80SROCK
Purpose of loan: Debt Consolidation
This loan will be used to... Pay down debts.
My financial situation:
I am a good candidate for this loan because... I have had a good history of paying on time. But I need help now.
Monthly net income: $2288.00 (50 hrs a week) varies with more overtime
Monthly expenses: $
Housing: $ 0
Insurance: $362.00 a month (estimated) Home Owners and Auto
Car expenses: $ 0
Utilities: $363.00 electricity and water
Phone, cable, internet: $195.00
Food, entertainment: $100.00 weekly for 4 people (estimated)
Clothing, household expenses: $
Credit cards and other loans: $21,600.00
Other expenses: $30,000.00 home equity loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 11/2/2011 9:07:05 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:11 AM |
km007 | $25.00 | 11/3/2011 5:07:33 PM |
beer-gardener | $25.00 | 11/4/2011 7:42:01 AM |
let_me_retire | $50.00 | 11/4/2011 1:47:44 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:23:14 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:25:40 PM |
encouraging-rate | $39.25 | 11/5/2011 3:20:04 AM |
green28 | $40.00 | 11/5/2011 8:15:55 AM |
1phantom | $25.00 | 11/5/2011 8:32:19 AM |
capital-halo1 | $1,000.00 | 11/5/2011 12:19:58 PM |
rate-sceptre | $25.00 | 11/5/2011 3:41:35 PM |
KileNSmyth4 | $30.78 | 11/5/2011 5:23:31 PM |
kulender | $50.00 | 11/6/2011 6:22:28 AM |
suave-dime6 | $25.00 | 11/6/2011 9:50:16 AM |
gizzywump | $25.00 | 11/6/2011 6:24:55 PM |
fcukciti | $35.00 | 11/7/2011 4:14:42 AM |
euro-banker | $50.00 | 11/7/2011 7:18:14 AM |
fervent-repayment | $100.00 | 11/7/2011 8:08:44 AM |
top-historic-peso | $25.00 | 11/7/2011 9:14:51 AM |
secrets10169 | $39.00 | 11/7/2011 9:47:04 AM |
moola-monger9 | $50.00 | 11/7/2011 1:00:44 PM |
ethical-truth211 | $501.00 | 11/7/2011 10:18:09 AM |
new-gold-wrangler | $1,362.97 | 11/7/2011 1:07:00 PM |
Foothill-Paradise | $25.00 | 11/7/2011 11:54:26 AM |
papaloha | $25.00 | 11/3/2011 9:58:13 PM |
economy-coup | $50.00 | 11/2/2011 10:34:25 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:47 AM |
well-mannered-income3 | $30.00 | 11/3/2011 4:53:36 PM |
HHP | $100.00 | 11/3/2011 5:13:16 PM |
penny-sergeant | $25.00 | 11/4/2011 2:38:25 AM |
realtormoises | $25.00 | 11/3/2011 9:46:12 PM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:31 AM |
DENARA | $25.00 | 11/4/2011 1:34:30 PM |
money-yeller | $25.00 | 11/4/2011 1:27:24 PM |
bid-stockpiler1 | $50.00 | 11/4/2011 6:16:18 PM |
fortytwo | $150.00 | 11/4/2011 6:39:06 PM |
responsible-vigilance8 | $25.00 | 11/5/2011 6:55:49 AM |
shawnw2 | $30.00 | 11/5/2011 2:20:48 AM |
wwwUniversal | $25.00 | 11/5/2011 12:34:46 PM |
Investoman | $62.00 | 11/5/2011 12:45:52 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:40 PM |
squadron781 | $25.00 | 11/6/2011 12:30:36 PM |
ready-vigilance3 | $50.00 | 11/6/2011 6:32:53 PM |
NewPairOfShoes | $25.00 | 11/7/2011 6:25:59 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:43 AM |
LuckyDuck49 | $25.00 | 11/7/2011 8:05:45 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:48 AM |
DENARA | $25.00 | 11/7/2011 12:10:42 PM |
Gatorzilla | $25.00 | 11/7/2011 11:34:30 AM |
ore-dojo | $30.00 | 11/7/2011 12:01:14 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
536538
This series of Notes was issued and sold upon the funding of the borrower loan #55879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 2m |
Amount delinquent:
| $2,156 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| baybay615 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
km007 | $25.00 | 11/3/2011 5:07:43 PM |
important-openness1 | $100.00 | 11/3/2011 5:39:40 PM |
moneyhelp4u | $25.00 | 11/3/2011 6:04:51 PM |
witty-openness | $25.00 | 11/3/2011 6:10:27 PM |
diplomatic-wealth7 | $25.00 | 11/3/2011 5:14:59 PM |
missing-link | $25.00 | 11/3/2011 5:50:25 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:22 PM |
brightest-gain-investor | $1,175.00 | 11/3/2011 6:51:14 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:38 PM |
well-rounded-payout0 | $50.00 | 11/3/2011 5:40:15 PM |
spankysdad | $50.00 | 11/3/2011 6:22:29 PM |
nisim5 | $50.00 | 11/3/2011 5:33:06 PM |
transparency-universe8 | $25.00 | 11/3/2011 5:33:34 PM |
wise-deal-panda | $200.00 | 11/3/2011 5:51:29 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
536546
This series of Notes was issued and sold upon the funding of the borrower loan #55964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,893 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-genetics |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tim's Engagement Loan
Purpose of loan:
This loan will be used to help finance the purchase of an engagement ring.
My financial situation:
I am a good candidate for this loan because I am stable financially due to being a military officer and my situation will get even better in the spring thanks to a pay raise.
Monthly net income: $3000
Monthly expenses: $250
Housing: $0
Insurance: $80
Car expenses: $275
Utilities: $0
Phone, cable, internet: $30
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $1250
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 11/1/2011 9:06:49 AM |
marinbb | $75.00 | 11/1/2011 9:07:31 AM |
heavenly-interest9 | $500.00 | 11/1/2011 9:32:28 AM |
pdub | $75.00 | 11/1/2011 9:52:00 AM |
Dubbs360 | $50.00 | 11/1/2011 10:41:08 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:27 AM |
LendingPimp | $100.00 | 11/2/2011 2:58:40 AM |
zone6 | $100.00 | 11/2/2011 6:15:39 AM |
CashFlow13 | $100.00 | 11/2/2011 10:04:30 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:08 AM |
iaffy | $50.00 | 11/2/2011 2:54:51 PM |
coin-investor | $25.00 | 11/2/2011 6:44:48 PM |
mercuriant | $25.00 | 11/2/2011 5:58:57 PM |
cnovak | $25.00 | 11/2/2011 9:55:24 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:40 AM |
zorg77 | $50.00 | 11/3/2011 5:19:30 AM |
diplomatic-wealth7 | $25.00 | 11/3/2011 10:07:05 AM |
worth-blanket2 | $4,200.00 | 11/3/2011 11:06:27 AM |
profit-powerplant | $25.00 | 11/3/2011 12:17:55 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:43 PM |
1stBankAndHal | $25.03 | 11/3/2011 1:10:52 PM |
pound-mushroom3 | $25.00 | 11/1/2011 9:28:18 AM |
economy-coup | $50.00 | 11/1/2011 10:51:00 AM |
lotuss4 | $25.00 | 11/1/2011 10:16:36 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:45 AM |
SonicSCF | $49.68 | 11/1/2011 2:41:21 PM |
platinum-rancher9 | $25.00 | 11/1/2011 5:45:11 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:51 PM |
loan-hacker | $25.00 | 11/1/2011 6:48:41 PM |
mad-scientist0 | $29.00 | 11/1/2011 7:11:00 PM |
tech310 | $50.00 | 11/1/2011 11:18:27 PM |
RoZu_Lending | $100.00 | 11/2/2011 9:17:37 AM |
finance-mushroom | $100.00 | 11/2/2011 9:07:04 AM |
progressive-economy261 | $400.00 | 11/2/2011 10:55:28 AM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:10 PM |
fervent-repayment | $25.00 | 11/2/2011 7:21:33 PM |
InChicago | $100.00 | 11/3/2011 6:00:06 AM |
miked8303 | $25.00 | 11/3/2011 10:10:08 AM |
credit-coach118 | $21.29 | 11/3/2011 1:51:47 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
536566
This series of Notes was issued and sold upon the funding of the borrower loan #55844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $845 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| NewBorrowerColorado |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
First time participant - used car
Purpose of loan:
This loan will be used to... used car (I will pay an additional $1K to $2K on top of this amount)
My financial situation:
I am a good candidate for this loan because... Have good income, but just paid property taxes. Bad credit score due to filing BK in July of 2009. Worked at a large law firm until Jan. 2009, had high salary (and high living costs, yes, some of it frivilous), was laid off during "recession," filed bankruptcy six months later - but since then started own law practice, approaching "old" income. This is an interesting concept, and to the extent I have to pay high interest for time being, I'd rather a private person get that.
Monthly net income: $ 10000
Monthly expenses: $ 6000
Housing: $ 2,000
Insurance: $ 100
Car expenses: $ 750
Utilities: $ 250
Phone, cable, internet: $ 250
Food, entertainment: $ 1000
Clothing, household expenses: $ 250
Credit cards and other loans: $ 400
Other expenses: $ 750 (child medical)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/1/2011 9:01:29 AM |
let_me_retire | $100.00 | 11/1/2011 1:26:15 PM |
vutah | $30.00 | 11/2/2011 7:12:58 AM |
AndChicksforFree | $57.00 | 11/2/2011 7:36:44 AM |
fountain355 | $25.00 | 11/2/2011 12:03:32 PM |
Something-Corporate | $25.00 | 11/2/2011 2:59:01 PM |
worth-blanket2 | $2,400.00 | 11/3/2011 11:04:39 AM |
cleo1255 | $63.00 | 11/3/2011 4:23:31 PM |
SolarMoonshine | $500.00 | 11/1/2011 10:00:57 AM |
Core-Marketing | $25.00 | 11/2/2011 4:26:29 AM |
managedfund | $600.00 | 11/2/2011 6:09:20 AM |
Land_on_your_feet | $25.00 | 11/2/2011 6:23:10 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
536572
This series of Notes was issued and sold upon the funding of the borrower loan #55970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 4m |
Amount delinquent:
| $383 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,969 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| astute-deal982 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hospital bill
Purpose of loan:
This loan will be used to...Pay off hospital bills That insurance did not pick up
My financial situation:
I am a good candidate for this loan because...I have paid back every loan I have ever received
Monthly net income: $3600
Monthly expenses: $
Housing: $475
Insurance: $100
Car expenses: $200
Utilities: 130
Phone, cable, internet: $130
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/1/2011 9:01:36 AM |
tech310 | $50.00 | 11/1/2011 11:17:42 PM |
worth-blanket2 | $3,300.00 | 11/3/2011 11:06:19 AM |
managedfund | $600.00 | 11/2/2011 6:09:34 AM |
fountain355 | $25.00 | 11/2/2011 12:21:49 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
536612
This series of Notes was issued and sold upon the funding of the borrower loan #55918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,093 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| steady-asset1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...consolidate bills.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $5100.00
Monthly expenses: $
Housing: $1190.00
Insurance: $350.00
Car expenses: $230.00
Utilities: $300.00
Phone, cable, internet: $300.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 11/2/2011 9:07:05 AM |
social-cocktail1 | $200.00 | 11/2/2011 10:43:11 AM |
beer-gardener | $50.00 | 11/3/2011 1:08:35 PM |
realtormoises | $25.00 | 11/3/2011 2:43:34 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:47 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:06 PM |
km007 | $25.00 | 11/3/2011 5:07:33 PM |
careful-note1 | $25.00 | 11/4/2011 7:15:51 AM |
money-yeller | $33.00 | 11/4/2011 1:24:40 PM |
VmIE | $25.00 | 11/4/2011 6:18:20 PM |
well-mannered-income3 | $40.00 | 11/5/2011 6:04:45 AM |
capital-halo1 | $1,000.00 | 11/5/2011 12:19:58 PM |
kulender | $50.00 | 11/6/2011 6:22:28 AM |
a-reasonable-return | $25.00 | 11/6/2011 9:03:28 AM |
cardminger | $25.00 | 11/6/2011 2:25:30 PM |
NewPairOfShoes | $25.00 | 11/7/2011 6:25:59 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:48 AM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:35 PM |
HHP | $100.00 | 11/2/2011 5:44:58 PM |
rs999 | $25.00 | 11/2/2011 7:02:21 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:48 AM |
green28 | $50.00 | 11/4/2011 5:03:33 AM |
let_me_retire | $25.00 | 11/4/2011 1:48:40 PM |
1phantom | $25.00 | 11/5/2011 8:32:20 AM |
stepatatime-together | $100.00 | 11/5/2011 2:48:40 PM |
SolarMoonshine | $25.00 | 11/6/2011 8:45:17 AM |
daekpon | $30.00 | 11/6/2011 10:27:27 AM |
gizzywump | $25.00 | 11/6/2011 6:24:55 PM |
fcukciti | $35.00 | 11/7/2011 4:14:43 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:43 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:33 AM |
bellaquito | $2,000.00 | 11/7/2011 2:08:34 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:38:10 PM |
new-gold-wrangler | $662.00 | 11/7/2011 2:43:25 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
536622
This series of Notes was issued and sold upon the funding of the borrower loan #55850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-02-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,624 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-nurse5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate all my credit card bills.
My financial situation: First Tennessee Bank
I am a good candidate for this loan because...
I have always been good with money and I've always had good credit history. Unfortunately for the past year,a string of unfortunate events have placed me in a bind. It's all fixed now and I'm back on my feet again. I just need this loan to get me in the right track and to get out of all the debt I have.
Monthly net income: $ 3,200.00
Monthly expenses: $ 150.00
Housing: $400.00
Insurance: None (I'm still in my parents plan)
Car expenses: $300.00
Utilities: $70.00
Phone, cable, internet: $120.00
Food, entertainment: $0-100.00
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/1/2011 9:28:18 AM |
pdub | $75.00 | 11/1/2011 9:52:01 AM |
SolarMoonshine | $25.00 | 11/1/2011 9:58:36 AM |
Dubbs360 | $50.00 | 11/1/2011 10:41:08 AM |
economy-coup | $50.00 | 11/1/2011 10:51:01 AM |
social-cocktail1 | $200.00 | 11/1/2011 11:25:45 AM |
CA-Lender | $25.00 | 11/1/2011 5:57:47 PM |
goodhearted-generosity511 | $25.00 | 11/1/2011 9:46:26 PM |
tech310 | $50.00 | 11/1/2011 11:18:27 PM |
AndChicksforFree | $25.00 | 11/2/2011 7:34:02 AM |
nfx | $25.00 | 11/2/2011 8:04:26 AM |
heerzaquestion | $25.00 | 11/2/2011 8:17:40 AM |
compassion-artisan9 | $25.00 | 11/2/2011 10:17:09 AM |
rdav | $50.00 | 11/2/2011 10:30:33 AM |
tcpfan | $25.00 | 11/2/2011 11:42:14 AM |
jules3304 | $25.00 | 11/2/2011 11:54:50 AM |
bizzzond | $25.00 | 11/2/2011 12:18:16 PM |
iaffy | $50.00 | 11/2/2011 2:54:52 PM |
wlm3012 | $30.00 | 11/2/2011 4:58:35 PM |
Land_on_your_feet | $25.00 | 11/2/2011 6:06:10 PM |
coin-architect2 | $90.40 | 11/2/2011 7:02:07 PM |
well-rounded-payout0 | $50.00 | 11/1/2011 10:31:37 AM |
kindness-jedi | $25.00 | 11/1/2011 11:09:28 AM |
dudebrah | $25.00 | 11/1/2011 4:51:27 PM |
Scotcha | $50.00 | 11/1/2011 3:43:03 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:52 PM |
scho0590 | $31.10 | 11/1/2011 8:13:11 PM |
managedfund | $900.00 | 11/2/2011 6:00:48 AM |
calmfunds | $500.00 | 11/2/2011 8:10:17 AM |
calimanusa | $33.00 | 11/2/2011 8:48:51 AM |
justice-circuitry0 | $25.00 | 11/2/2011 9:26:11 AM |
money-fort | $25.00 | 11/2/2011 9:53:09 AM |
income-rocker2 | $50.50 | 11/2/2011 10:55:32 AM |
Rabid_Dove | $25.00 | 11/2/2011 1:19:38 PM |
neorunner | $25.00 | 11/2/2011 1:31:46 PM |
atlas100 | $25.00 | 11/2/2011 11:53:24 AM |
tolerant-truth2 | $30.00 | 11/2/2011 2:25:46 PM |
dsgfl1 | $30.00 | 11/2/2011 12:29:32 PM |
favorite-commerce | $30.00 | 11/2/2011 12:38:59 PM |
Nojukbong | $50.00 | 11/2/2011 1:57:41 PM |
Iza13 | $25.00 | 11/2/2011 4:22:11 PM |
brightest-systematic-commitment | $25.00 | 11/2/2011 3:33:02 PM |
shrewd-income | $25.00 | 11/2/2011 6:41:52 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
536626
This series of Notes was issued and sold upon the funding of the borrower loan #55847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 52% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 22y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-tweet1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
value-tweet1
Purpose of loan:
This loan will be used to...
Purchase appliances & furniture for house
My financial situation:
I am a good candidate for this loan because...
I have consistantly been making payments on any debt i have incurred
Monthly net income: $1800
Monthly expenses: $
Housing: $300
Insurance: $100
Car expenses: $125
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/1/2011 5:10:29 PM |
impressive-loan | $100.00 | 11/1/2011 6:12:05 PM |
finance-mushroom | $100.00 | 11/1/2011 7:01:16 PM |
tech310 | $50.00 | 11/1/2011 11:15:12 PM |
greencat | $50.00 | 11/2/2011 7:35:10 AM |
worth-blanket2 | $6,200.00 | 11/3/2011 11:06:47 AM |
managedfund | $102.00 | 11/3/2011 3:50:53 PM |
HHP | $73.00 | 11/1/2011 6:12:26 PM |
social-cocktail1 | $200.00 | 11/1/2011 5:50:35 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:54 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:43 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
536648
This series of Notes was issued and sold upon the funding of the borrower loan #56185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,196 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-gazer8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Debt consolidation
Purpose of loan:
This loan will be used to payoff all my credit cards and use the rest to finish the upstairs of my home.
My financial situation:
I am a good candidate for this loan because i pay my bills on time and have a good credit rating and make enough money to pay it back sufficiently.
Monthly net income: $10000
Monthly expenses: $
Housing: $1500
Insurance: $100
Car expenses: $700
Utilities: $140
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/8/2011 9:19:44 AM |
cnovak | $25.00 | 11/8/2011 9:46:22 AM |
rescue | $100.00 | 11/8/2011 9:10:43 AM |
evnagelist | $25.00 | 11/8/2011 9:38:48 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:30 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:14 AM |
managedfund | $3,000.00 | 11/10/2011 2:59:00 PM |
Nazbuster | $50.00 | 11/11/2011 2:13:23 PM |
iaffy | $50.00 | 11/11/2011 6:25:53 PM |
Tradesmanlender | $25.00 | 11/11/2011 7:23:32 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:40 AM |
coin-sonnet | $100.00 | 11/14/2011 12:06:17 AM |
rdrloan | $50.00 | 11/14/2011 7:13:31 AM |
fantastic-wampum1 | $100.00 | 11/14/2011 10:11:10 AM |
kindness-jedi | $25.00 | 11/14/2011 10:37:03 AM |
GMPK_TLAS | $100.00 | 11/14/2011 2:20:59 AM |
buraky | $50.00 | 11/14/2011 10:23:10 AM |
prohelper | $25.00 | 11/14/2011 10:45:02 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:34 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:25:05 AM |
CAGE-Investments | $25.00 | 11/14/2011 11:38:19 AM |
sensible-trade | $100.00 | 11/14/2011 10:56:38 AM |
Doodlemeyer | $25.00 | 11/14/2011 11:02:16 AM |
income-buddy7 | $107.02 | 11/14/2011 12:02:35 PM |
revenue-achievement | $25.00 | 11/14/2011 11:27:50 AM |
bill-image | $25.00 | 11/14/2011 12:32:13 PM |
kulender | $100.00 | 11/14/2011 11:39:40 AM |
amra | $25.00 | 11/14/2011 11:51:45 AM |
trustworthy-hope189 | $47.00 | 11/14/2011 1:19:43 PM |
agalt | $50.00 | 11/14/2011 12:07:42 PM |
innocent-deal | $25.00 | 11/14/2011 1:43:52 PM |
KIdsCollegeBank | $56.17 | 11/14/2011 12:20:15 PM |
spark548 | $50.00 | 11/14/2011 12:34:18 PM |
thenadamgoes | $50.00 | 11/14/2011 1:15:49 PM |
integrity-doctor | $100.00 | 11/14/2011 2:02:43 PM |
gold-commander0 | $25.00 | 11/14/2011 10:28:18 AM |
zippy-revenue8 | $25.00 | 11/14/2011 2:29:52 PM |
SolarMoonshine | $25.00 | 11/14/2011 3:31:13 PM |
yield-hut | $50.00 | 11/14/2011 3:33:47 PM |
progressive-economy261 | $400.00 | 11/14/2011 10:46:52 AM |
itskarma | $25.00 | 11/14/2011 2:41:41 PM |
hanuman77 | $25.00 | 11/14/2011 10:56:09 AM |
zippy-interest | $25.00 | 11/14/2011 5:06:55 PM |
fervent-revenue7 | $50.00 | 11/14/2011 11:04:26 AM |
auction-seeker | $25.00 | 11/14/2011 3:03:50 PM |
p123 | $50.00 | 11/14/2011 5:11:56 PM |
riskreward | $250.00 | 11/14/2011 11:12:01 AM |
B-rad_the_Coug | $25.00 | 11/14/2011 5:24:11 PM |
animal074 | $50.00 | 11/14/2011 11:41:36 AM |
asmithj | $25.00 | 11/14/2011 11:45:08 AM |
NickRac | $25.00 | 11/14/2011 11:49:12 AM |
income-champion | $25.00 | 11/14/2011 11:50:58 AM |
umfan123 | $25.00 | 11/14/2011 6:34:50 PM |
cake7 | $25.00 | 11/14/2011 6:41:56 PM |
marwadi-62 | $50.00 | 11/14/2011 6:54:23 PM |
mtquan | $25.00 | 11/14/2011 12:30:59 PM |
Mendosurfire | $50.00 | 11/14/2011 12:35:25 PM |
careful-compassion | $25.00 | 11/14/2011 5:50:24 PM |
Edwardtomo | $75.00 | 11/14/2011 12:35:37 PM |
SkyLoan | $25.00 | 11/14/2011 7:25:40 PM |
rogue_monster | $50.00 | 11/14/2011 1:00:52 PM |
supreme-dollar5 | $50.00 | 11/14/2011 1:03:50 PM |
seabass123 | $25.00 | 11/14/2011 1:08:32 PM |
Mad_Scientist | $25.00 | 11/14/2011 6:17:02 PM |
mistertao | $25.00 | 11/14/2011 8:30:48 PM |
kvandivo | $25.00 | 11/14/2011 1:55:30 PM |
kind-forthright-repayment | $250.00 | 11/14/2011 6:48:35 PM |
orbital-dollar2 | $25.00 | 11/14/2011 8:46:42 PM |
sassykatty | $88.00 | 11/14/2011 2:26:25 PM |
rajs | $250.00 | 11/14/2011 8:03:03 PM |
tenacious-capital3 | $26.27 | 11/14/2011 10:13:02 PM |
flexible-value | $50.00 | 11/14/2011 8:12:37 PM |
Lam0nt | $25.00 | 11/14/2011 2:39:38 PM |
red-active-note | $25.00 | 11/14/2011 2:46:02 PM |
principal-kung-fu | $25.00 | 11/14/2011 2:53:51 PM |
thomas16882004 | $25.00 | 11/14/2011 10:15:46 PM |
bullwink27 | $25.00 | 11/15/2011 3:44:04 AM |
PowerBarDC | $400.00 | 11/14/2011 10:58:57 PM |
TheDigitalMan | $25.00 | 11/15/2011 4:47:49 AM |
ddog0224 | $172.47 | 11/15/2011 12:32:31 AM |
loot-geyser1 | $25.00 | 11/15/2011 1:09:16 AM |
rate-mogul | $50.00 | 11/14/2011 5:19:27 PM |
friendly-principal76 | $25.00 | 11/14/2011 5:41:32 PM |
Brisket_Bob | $50.00 | 11/14/2011 6:08:11 PM |
wigglesworth4 | $300.00 | 11/14/2011 7:27:25 PM |
kchen486 | $50.00 | 11/14/2011 8:35:05 PM |
BuffetRocks | $50.00 | 11/14/2011 9:20:05 PM |
kfi805 | $25.00 | 11/14/2011 10:12:50 PM |
natural-return0 | $25.00 | 11/14/2011 10:34:06 PM |
feiandasun | $25.00 | 11/14/2011 11:48:47 PM |
loanman2007 | $25.00 | 11/15/2011 4:05:51 AM |
economy-mulberry7 | $50.00 | 11/15/2011 4:30:26 AM |
rockerZ71 | $32.22 | 11/15/2011 5:00:38 AM |
golffish2 | $25.00 | 11/8/2011 9:08:12 AM |
Whipster | $45.00 | 11/14/2011 11:26:19 AM |
BenR | $100.00 | 11/8/2011 10:17:29 AM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:19 AM |
pdub | $75.00 | 11/8/2011 9:45:51 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:43 AM |
lendersf | $50.00 | 11/10/2011 6:21:31 PM |
Sid-K | $25.00 | 11/11/2011 3:02:57 PM |
LOML | $49.14 | 11/11/2011 9:11:24 PM |
Gibbyland | $150.00 | 11/12/2011 8:43:30 AM |
fair-pound5 | $100.00 | 11/13/2011 8:22:15 PM |
wayman | $25.00 | 11/14/2011 10:27:07 AM |
CreditBuilder2 | $200.00 | 11/14/2011 10:59:18 AM |
lucrative-coin | $50.00 | 11/14/2011 10:43:43 AM |
NewYorkMoneyMan | $25.00 | 11/14/2011 11:28:40 AM |
jamiee73 | $25.00 | 11/14/2011 11:30:24 AM |
credit-maple5 | $100.00 | 11/14/2011 11:01:52 AM |
one2sojourn | $50.00 | 11/14/2011 11:49:00 AM |
djh47a | $25.00 | 11/14/2011 11:03:03 AM |
reflective-greenback1 | $25.00 | 11/14/2011 11:11:36 AM |
boghdan2000 | $25.00 | 11/14/2011 11:14:05 AM |
real-return | $30.00 | 11/14/2011 12:08:41 PM |
kind-funds-tonic | $25.00 | 11/14/2011 11:46:48 AM |
georgedorn | $25.00 | 11/14/2011 1:01:00 PM |
healer199 | $82.68 | 11/14/2011 11:53:33 AM |
organic-responsibility60 | $50.00 | 11/14/2011 1:33:55 PM |
trumpeter5 | $25.00 | 11/14/2011 12:16:41 PM |
Jabez | $25.00 | 11/14/2011 1:55:00 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:19:54 PM |
CatbirdBanking | $25.00 | 11/14/2011 2:23:27 PM |
fortytwo | $200.00 | 11/14/2011 2:26:32 PM |
ILoveBearHats | $25.00 | 11/14/2011 12:49:41 PM |
jubilant-durability9 | $50.00 | 11/14/2011 1:15:59 PM |
HamachiMan | $25.00 | 11/14/2011 2:38:56 PM |
letsmakeitsuccessful | $25.00 | 11/14/2011 10:06:20 AM |
DadWarbucks | $50.00 | 11/14/2011 2:09:50 PM |
ajst1 | $25.00 | 11/14/2011 10:17:24 AM |
worthy-bid8 | $50.00 | 11/14/2011 10:33:06 AM |
jarevack | $26.42 | 11/14/2011 2:56:47 PM |
jarf | $25.00 | 11/14/2011 3:37:56 PM |
klinebarger | $25.00 | 11/14/2011 3:46:15 PM |
figs4u2 | $100.00 | 11/14/2011 10:52:20 AM |
chrisb1414 | $25.00 | 11/14/2011 5:07:02 PM |
Reputation1 | $25.00 | 11/14/2011 3:04:37 PM |
spitzbergen | $25.00 | 11/14/2011 11:04:36 AM |
worth-arch | $25.00 | 11/14/2011 11:12:18 AM |
velocity-aurora | $25.00 | 11/14/2011 11:17:27 AM |
Ripsaw4U | $50.00 | 11/14/2011 5:43:30 PM |
gizzywump | $25.00 | 11/14/2011 11:32:38 AM |
well-mannered-income3 | $40.00 | 11/14/2011 4:57:01 PM |
tigers13 | $25.00 | 11/14/2011 11:42:20 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:16 AM |
dthompso | $50.00 | 11/14/2011 5:09:26 PM |
cmg891 | $50.00 | 11/14/2011 12:30:26 PM |
JKEnterprises | $25.00 | 11/14/2011 7:02:45 PM |
greenback-loyalist8 | $25.00 | 11/14/2011 7:08:06 PM |
hard-working-rate3 | $100.00 | 11/14/2011 5:59:36 PM |
novice-speculator | $25.00 | 11/14/2011 1:13:02 PM |
Nitro-Gains | $25.00 | 11/14/2011 8:21:24 PM |
saga9 | $25.00 | 11/14/2011 8:24:10 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:02:03 PM |
blueshound | $25.00 | 11/14/2011 7:06:06 PM |
pro-fl | $32.57 | 11/14/2011 9:17:11 PM |
wise-deal-panda | $100.00 | 11/14/2011 10:08:14 PM |
Peer-to-PeerFunding | $25.00 | 11/14/2011 10:32:38 PM |
mbf2234 | $25.00 | 11/15/2011 2:31:49 AM |
Rostov | $25.00 | 11/15/2011 2:51:28 AM |
astute-benjamins | $25.00 | 11/14/2011 3:10:37 PM |
unconquerable-cash | $50.00 | 11/14/2011 10:05:20 PM |
payout-thinker7 | $25.00 | 11/14/2011 10:27:10 PM |
upbeat-fund | $25.00 | 11/15/2011 4:06:49 AM |
cjames84 | $25.00 | 11/14/2011 4:11:49 PM |
thoughtful-investment045 | $25.00 | 11/15/2011 4:14:29 AM |
reducereuserecycle | $50.00 | 11/14/2011 10:56:03 PM |
haplender | $50.00 | 11/15/2011 4:32:57 AM |
melodious-fairness | $25.00 | 11/14/2011 11:22:45 PM |
return-buddy | $25.00 | 11/15/2011 4:54:09 AM |
principal-cooker2 | $288.21 | 11/14/2011 5:05:44 PM |
Arpad | $51.00 | 11/14/2011 5:07:37 PM |
jazzlender | $50.00 | 11/15/2011 2:50:30 AM |
BR-549 | $25.00 | 11/15/2011 4:57:55 AM |
auction-seeker4 | $25.00 | 11/14/2011 6:09:46 PM |
the-silver-blaster | $75.00 | 11/14/2011 7:16:13 PM |
balance-trailblazer | $25.83 | 11/14/2011 7:25:48 PM |
animal074 | $25.00 | 11/14/2011 7:39:21 PM |
sopsop | $25.00 | 11/14/2011 9:48:09 PM |
dudebrah | $25.00 | 11/14/2011 10:00:08 PM |
papaloha | $300.00 | 11/14/2011 10:07:08 PM |
real-return | $25.00 | 11/14/2011 10:34:23 PM |
postalwhiz | $25.00 | 11/14/2011 11:35:52 PM |
pfh | $25.00 | 11/15/2011 4:36:29 AM |
tylerfd | $25.00 | 11/15/2011 4:37:45 AM |
185 Investments
|
Borrower Payment Dependent Notes Series
536652
This series of Notes was issued and sold upon the funding of the borrower loan #55656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Car Dealer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,241 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-greenback1 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
Purpose of loan: Is to help get our small business started.
This loan will be used to... To help with startup costs, get supplies for the dealership, and to basically just help get the business up and running.
My financial situation: My financial situation is good. We have money saved that we are also putting towards this but would like to have a little cushion in the bank for the first couple of months.
I am a good candidate for this loan because... my credit is great, and the business that we are starting is a line of business that I have been in for 20 years. We will have low overhead, with just myself and my wife working at the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Clambake | $25.00 | 11/1/2011 5:18:16 PM |
figs4u2 | $100.00 | 11/1/2011 5:57:23 PM |
responsibility-butterfly | $25.00 | 11/1/2011 7:16:36 PM |
kenji4861 | $25.00 | 11/1/2011 6:58:01 PM |
riskreward | $250.00 | 11/1/2011 7:05:50 PM |
iaffy | $50.00 | 11/2/2011 2:54:56 PM |
value-wind0 | $50.00 | 11/3/2011 8:26:34 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:09 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:46 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:17 PM |
Weaverville | $50.00 | 11/3/2011 4:07:53 PM |
Davidson2 | $50.00 | 11/3/2011 4:31:09 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:05 PM |
emo13 | $50.00 | 11/3/2011 5:35:16 PM |
skiberdad | $50.00 | 11/3/2011 5:35:34 PM |
TheBestDad | $25.00 | 11/3/2011 5:44:28 PM |
indomitable-coin | $50.00 | 11/3/2011 4:57:02 PM |
mike_banker | $50.00 | 11/3/2011 5:09:47 PM |
1redfish | $100.00 | 11/3/2011 5:19:05 PM |
velocity-solo | $25.00 | 11/3/2011 5:16:59 PM |
paladin847 | $50.00 | 11/3/2011 5:26:03 PM |
jazz619 | $25.00 | 11/3/2011 5:30:29 PM |
JD-01 | $25.00 | 11/3/2011 5:40:40 PM |
BaxterEvil | $25.00 | 11/3/2011 5:39:14 PM |
Cheburashka | $25.00 | 11/3/2011 5:50:01 PM |
the-dollar-topper | $150.00 | 11/3/2011 5:46:10 PM |
AnxiousAirman | $50.00 | 11/3/2011 5:55:50 PM |
mar97 | $25.00 | 11/3/2011 6:01:40 PM |
jaycro | $25.00 | 11/3/2011 6:41:40 PM |
poplar0 | $25.00 | 11/4/2011 12:16:59 AM |
loot-heart | $25.00 | 11/3/2011 9:32:37 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:50 AM |
tranquil-revenue | $25.00 | 11/4/2011 12:17:22 AM |
silver-armada | $50.00 | 11/4/2011 4:18:58 AM |
Rulea72 | $25.88 | 11/4/2011 7:09:05 AM |
building-america | $25.00 | 11/4/2011 8:13:56 AM |
dignified-finance | $25.00 | 11/4/2011 7:10:54 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:32 AM |
community-bee | $25.00 | 11/4/2011 7:03:29 AM |
orange-dollar-guild | $25.00 | 11/4/2011 7:42:52 AM |
divedude | $25.00 | 11/4/2011 9:50:02 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:04 AM |
MadHun | $200.00 | 11/4/2011 10:06:15 AM |
nimcha | $50.00 | 11/4/2011 9:37:10 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:09 AM |
KLCRAY | $25.00 | 11/4/2011 10:28:16 AM |
rs999 | $25.00 | 11/4/2011 10:41:12 AM |
tenacious-capital3 | $26.27 | 11/4/2011 10:18:28 AM |
j2ee | $25.00 | 11/4/2011 10:19:35 AM |
6moonbeams | $25.00 | 11/4/2011 10:21:52 AM |
ndrak | $25.00 | 11/4/2011 10:38:11 AM |
RoyFauntleroy | $50.00 | 11/4/2011 10:57:43 AM |
hard-working-rate3 | $100.00 | 11/4/2011 10:58:36 AM |
currency-trophy | $25.00 | 11/4/2011 11:02:58 AM |
brainy-dedication | $25.00 | 11/4/2011 11:38:27 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:29 AM |
DadWarbucks | $25.00 | 11/4/2011 11:40:42 AM |
compoundinterest | $50.00 | 11/4/2011 11:52:05 AM |
IIP77 | $25.00 | 11/4/2011 11:43:36 AM |
Headhunter14 | $25.00 | 11/4/2011 11:54:50 AM |
equitable-capital758 | $350.00 | 11/4/2011 12:03:43 PM |
Darts | $50.00 | 11/4/2011 11:49:27 AM |
jescowa | $50.00 | 11/4/2011 12:16:56 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:58 PM |
NickRac | $50.00 | 11/4/2011 1:59:59 PM |
finance-magma7 | $25.00 | 11/4/2011 12:29:47 PM |
brightest-affluence-motivator | $50.00 | 11/4/2011 12:07:58 PM |
successful-agreement7 | $100.00 | 11/4/2011 12:36:11 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:49:59 PM |
worth-victor6 | $27.00 | 11/4/2011 3:23:31 PM |
unclejaef | $25.00 | 11/4/2011 4:34:18 PM |
jrbill1998 | $50.00 | 11/4/2011 5:19:34 PM |
capital-lesson | $25.00 | 11/4/2011 6:00:21 PM |
gjh37 | $50.00 | 11/4/2011 7:15:53 PM |
versatilenyguy | $50.00 | 11/4/2011 6:35:28 PM |
imhandy | $500.00 | 11/4/2011 7:02:50 PM |
wesand22 | $25.00 | 11/4/2011 9:40:22 PM |
Avicell | $25.00 | 11/4/2011 7:12:42 PM |
money-bauble | $200.00 | 11/4/2011 7:24:53 PM |
mistertao | $25.00 | 11/4/2011 8:16:36 PM |
g9d | $25.00 | 11/4/2011 9:07:30 PM |
TommyTucker | $50.00 | 11/5/2011 6:48:02 AM |
STLLAB-MO | $25.00 | 11/5/2011 7:01:29 AM |
lounges | $50.00 | 11/5/2011 7:27:22 AM |
mennleo | $50.00 | 11/5/2011 5:13:10 AM |
colorfulgardener | $25.00 | 11/5/2011 4:31:08 AM |
Ambassador | $25.00 | 11/5/2011 5:36:17 AM |
calinno2 | $25.00 | 11/5/2011 5:18:07 AM |
contract-paloverde1 | $25.00 | 11/5/2011 5:27:38 AM |
donmacprosper | $25.00 | 11/5/2011 8:29:13 AM |
marwadi-62 | $50.00 | 11/5/2011 8:38:00 AM |
unbelievable-peso8 | $50.00 | 11/5/2011 8:41:12 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:29 AM |
credit-observatory | $25.00 | 11/5/2011 9:20:17 AM |
exuberant-dime | $25.00 | 11/5/2011 12:06:05 PM |
kbguru | $25.00 | 11/5/2011 12:08:01 PM |
transparency-river1 | $262.00 | 11/5/2011 12:08:29 PM |
msh345 | $25.00 | 11/5/2011 12:15:21 PM |
ZeLonewolf | $25.00 | 11/5/2011 12:08:50 PM |
cozy-hope5 | $60.00 | 11/5/2011 12:24:24 PM |
top-sensible-yield | $25.00 | 11/5/2011 12:15:13 PM |
rulender | $25.00 | 11/5/2011 1:15:28 PM |
schnippy | $25.00 | 11/5/2011 1:19:58 PM |
stensonb | $25.00 | 11/5/2011 12:51:10 PM |
economy-molecule3 | $500.00 | 11/5/2011 12:51:24 PM |
GetItRight | $25.00 | 11/5/2011 12:57:02 PM |
hayhelp | $25.00 | 11/5/2011 1:19:24 PM |
Kame | $25.00 | 11/5/2011 1:20:28 PM |
bid-lightning9 | $25.00 | 11/5/2011 1:23:47 PM |
brewman | $25.00 | 11/5/2011 2:01:13 PM |
orange-courageous-dedication | $25.00 | 11/5/2011 1:50:01 PM |
dajen1 | $40.00 | 11/5/2011 1:54:50 PM |
Pendruce | $25.00 | 11/5/2011 2:22:34 PM |
larrybird | $2,000.00 | 11/5/2011 2:48:56 PM |
Lender0424 | $25.00 | 11/5/2011 2:50:00 PM |
mogul16 | $25.00 | 11/5/2011 1:59:26 PM |
Zoomie | $25.00 | 11/5/2011 2:48:53 PM |
dtrain5 | $33.00 | 11/5/2011 2:51:37 PM |
gotyourgear | $29.00 | 11/5/2011 2:54:17 PM |
slartibardfast | $25.00 | 11/5/2011 2:54:32 PM |
best-marketologist | $25.00 | 11/5/2011 2:17:07 PM |
flexiboy35 | $25.00 | 11/5/2011 2:53:16 PM |
nhm | $30.00 | 11/5/2011 2:46:11 PM |
green-trade-dolphin2 | $40.15 | 11/1/2011 5:02:08 PM |
progressive-economy261 | $400.00 | 11/1/2011 5:44:23 PM |
worthy-bid8 | $50.00 | 11/1/2011 5:52:56 PM |
bb575 | $50.00 | 11/1/2011 7:08:05 PM |
john0720 | $25.00 | 11/2/2011 6:24:58 AM |
jthomps4 | $25.00 | 11/2/2011 8:15:52 AM |
scholarly-benefit5 | $25.00 | 11/2/2011 10:29:27 AM |
exact-loan5 | $50.00 | 11/2/2011 10:22:52 AM |
forthright-dedication | $50.00 | 11/2/2011 11:13:12 AM |
Bank42 | $25.00 | 11/2/2011 4:37:08 PM |
cnovak | $25.00 | 11/3/2011 7:09:42 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:27 AM |
wigglesworth4 | $500.00 | 11/3/2011 5:12:10 PM |
Harry | $50.00 | 11/3/2011 2:59:55 PM |
mac415 | $25.00 | 11/3/2011 3:32:50 PM |
britgsb | $30.00 | 11/3/2011 5:37:23 PM |
wtrboy | $25.00 | 11/3/2011 5:53:19 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:20 PM |
misit | $25.00 | 11/3/2011 5:48:13 PM |
ujiba | $50.00 | 11/3/2011 7:18:49 PM |
Queueball1 | $25.00 | 11/3/2011 5:53:34 PM |
sjlender | $100.00 | 11/3/2011 5:52:45 PM |
gold-disk | $25.00 | 11/3/2011 6:00:49 PM |
ktradtke | $25.00 | 11/3/2011 5:56:34 PM |
Oupa-George | $25.00 | 11/3/2011 6:03:50 PM |
paladin510 | $25.00 | 11/3/2011 9:18:30 PM |
herman7 | $25.00 | 11/3/2011 7:10:32 PM |
MiniBank998 | $25.00 | 11/4/2011 12:49:41 AM |
cutter21 | $25.00 | 11/3/2011 9:07:41 PM |
kulender | $50.00 | 11/4/2011 4:49:23 AM |
hebergee | $25.00 | 11/4/2011 6:27:34 AM |
ruralgold | $34.62 | 11/4/2011 6:59:19 AM |
SeaDevil | $25.00 | 11/4/2011 2:41:17 AM |
triumph329 | $25.00 | 11/4/2011 4:51:44 AM |
careful-note1 | $25.00 | 11/4/2011 7:17:21 AM |
Preteur | $25.00 | 11/4/2011 9:48:21 AM |
flypenguin | $25.00 | 11/4/2011 7:37:55 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:15 AM |
littlemonkey | $25.00 | 11/4/2011 7:54:49 AM |
LendingLotus | $25.00 | 11/4/2011 9:11:56 AM |
five-star-order1 | $50.00 | 11/4/2011 8:59:39 AM |
Tai | $25.00 | 11/4/2011 9:53:33 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:45 AM |
blue-agreement-officer | $50.00 | 11/4/2011 10:03:39 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:31 AM |
smear87 | $25.00 | 11/4/2011 10:15:32 AM |
AFairDeal | $25.00 | 11/4/2011 10:44:45 AM |
evnagelist | $25.00 | 11/4/2011 10:15:11 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:19 AM |
Gr8Deal | $50.00 | 11/4/2011 10:38:34 AM |
life-is-great | $25.00 | 11/4/2011 10:30:17 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:26:57 AM |
tenacious-affluence | $100.00 | 11/4/2011 11:33:09 AM |
JohnW12 | $50.00 | 11/4/2011 11:09:54 AM |
Banker7371 | $25.00 | 11/4/2011 11:42:09 AM |
helpinghand63 | $25.00 | 11/4/2011 11:21:51 AM |
gracej | $25.00 | 11/4/2011 11:25:37 AM |
nickel-ferret | $50.00 | 11/4/2011 11:46:22 AM |
ideal-platinum1 | $25.00 | 11/4/2011 11:55:05 AM |
Ivan2007 | $25.00 | 11/4/2011 11:49:44 AM |
genius520 | $50.00 | 11/4/2011 11:52:30 AM |
hostbank | $35.00 | 11/4/2011 12:18:55 PM |
ski bum | $100.00 | 11/4/2011 12:15:48 PM |
gold-sushi | $25.00 | 11/4/2011 12:17:28 PM |
studious-bonus7 | $100.00 | 11/4/2011 12:18:19 PM |
minista | $25.00 | 11/4/2011 12:40:30 PM |
GodzillaLending | $25.00 | 11/4/2011 12:35:08 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:54 PM |
robust-payout1 | $25.00 | 11/4/2011 4:22:21 PM |
wise-silver-wonder | $25.00 | 11/4/2011 3:07:17 PM |
cash-fanatic | $25.00 | 11/4/2011 3:54:32 PM |
officer8 | $25.00 | 11/4/2011 5:50:41 PM |
mnmcarve | $25.00 | 11/4/2011 5:17:44 PM |
egw | $50.00 | 11/4/2011 6:19:05 PM |
checkuto | $25.00 | 11/4/2011 5:37:25 PM |
cablenews | $100.00 | 11/4/2011 6:27:28 PM |
hopethisworks | $25.00 | 11/4/2011 6:36:50 PM |
rocker137 | $33.00 | 11/4/2011 5:55:13 PM |
mad4wknds | $25.00 | 11/4/2011 6:17:55 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:47 PM |
detective311 | $28.00 | 11/4/2011 6:22:58 PM |
LaveenFinancial | $25.00 | 11/4/2011 6:25:57 PM |
vigilance-revolutionary | $25.00 | 11/4/2011 6:37:16 PM |
dayahn | $25.00 | 11/4/2011 6:52:43 PM |
lendhelp | $97.88 | 11/4/2011 7:13:46 PM |
pinballeffect | $40.00 | 11/5/2011 3:21:10 AM |
gonewithwinds | $25.00 | 11/4/2011 8:57:09 PM |
pwkpwk | $25.00 | 11/4/2011 10:46:11 PM |
credit-investor5 | $50.00 | 11/5/2011 6:56:48 AM |
Rick21 | $25.00 | 11/4/2011 10:34:15 PM |
Emgolda | $25.00 | 11/5/2011 7:52:04 AM |
godspeed237 | $25.00 | 11/5/2011 8:05:06 AM |
1phantom | $25.00 | 11/5/2011 8:32:17 AM |
dime-vista2 | $25.00 | 11/5/2011 7:31:10 AM |
YellowJacket | $25.00 | 11/5/2011 8:50:25 AM |
durability-flow8 | $215.00 | 11/5/2011 8:10:39 AM |
Mark090 | $25.00 | 11/5/2011 10:24:18 AM |
invincible-platinum9 | $25.00 | 11/5/2011 10:25:28 AM |
wdove511 | $25.00 | 11/5/2011 9:04:55 AM |
ge0bab | $27.00 | 11/5/2011 9:12:18 AM |
jjswanso | $25.00 | 11/5/2011 10:34:56 AM |
irishcocacola | $25.00 | 11/5/2011 10:51:14 AM |
radforj22 | $25.00 | 11/5/2011 10:13:58 AM |
kinetic-openness0 | $25.00 | 11/5/2011 12:01:59 PM |
nytrnbow | $25.00 | 11/5/2011 10:35:55 AM |
skidoo99 | $25.00 | 11/5/2011 10:46:43 AM |
betak | $25.00 | 11/5/2011 12:03:51 PM |
green-moola-platoon | $25.00 | 11/5/2011 12:14:58 PM |
Interloper | $29.00 | 11/5/2011 12:18:55 PM |
MTGuy | $50.00 | 11/5/2011 12:17:34 PM |
Astyanax | $75.00 | 11/5/2011 11:52:15 AM |
Christus_Victor | $27.05 | 11/5/2011 12:52:25 PM |
green28 | $50.00 | 11/5/2011 12:33:45 PM |
Digs | $25.00 | 11/5/2011 12:48:58 PM |
HAVEANICEDAY | $25.00 | 11/5/2011 12:51:36 PM |
E2BGR8 | $25.00 | 11/5/2011 12:38:42 PM |
pcwrangler | $25.00 | 11/5/2011 1:08:16 PM |
shrewd-value | $25.00 | 11/5/2011 12:41:38 PM |
Railbird | $25.00 | 11/5/2011 1:03:51 PM |
bobby5832708 | $25.00 | 11/5/2011 1:17:52 PM |
cash-sensai2 | $25.00 | 11/5/2011 12:48:08 PM |
ChicoBob | $25.00 | 11/5/2011 1:24:56 PM |
biobulator | $25.00 | 11/5/2011 1:38:56 PM |
the-enthralling-coin | $25.00 | 11/5/2011 1:13:36 PM |
inspired-duty5 | $26.00 | 11/5/2011 1:31:29 PM |
cosmof16 | $25.00 | 11/5/2011 1:46:53 PM |
dospapalotes | $25.00 | 11/5/2011 2:03:54 PM |
financial-frenzy | $50.00 | 11/5/2011 1:29:01 PM |
dpjd | $25.00 | 11/5/2011 2:14:37 PM |
IP | $25.00 | 11/5/2011 1:37:03 PM |
Quiddity | $25.00 | 11/5/2011 2:26:39 PM |
trapper569 | $25.00 | 11/5/2011 2:15:14 PM |
Natronpee | $25.00 | 11/5/2011 2:43:34 PM |
no_agenda_lender | $26.00 | 11/5/2011 1:55:51 PM |
flexible-return297 | $25.00 | 11/5/2011 2:49:31 PM |
ijspence | $25.00 | 11/5/2011 1:58:47 PM |
velocity-oak | $25.00 | 11/5/2011 2:47:11 PM |
bonus-tent | $25.00 | 11/5/2011 2:04:21 PM |
new-gold-wrangler | $715.15 | 11/5/2011 2:55:22 PM |
gojackgo | $38.00 | 11/5/2011 2:08:53 PM |
mosby | $25.00 | 11/5/2011 2:39:12 PM |
Rdodson11 | $25.00 | 11/5/2011 2:45:24 PM |
rmachi | $25.00 | 11/5/2011 2:46:39 PM |
runner262 | $25.00 | 11/5/2011 2:50:34 PM |
Slend49 | $25.00 | 11/5/2011 2:51:53 PM |
vordo | $25.00 | 11/5/2011 2:52:32 PM |
269 Investments
|
Borrower Payment Dependent Notes Series
536680
This series of Notes was issued and sold upon the funding of the borrower loan #56006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,012 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| zippy-penny826 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
This loan will be used to pay off current credit card and purchase a truck for 3000 and title that truck.
My financial situation:
I am a good candidate for this loan because once I have my loans consolidated I will be paying a lower monthly rate and I pay my credit cards and bills on time every month. There was a credit card or 2 that my grandmother had put my name on and didn't make the payment and I did not know about that. I can offered the 402$ monthly charge because that is what I was paying on my car before I sold it.
Monthly net income: $2200
Monthly expenses: $1000
Housing: $260
Insurance: $95
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $300
Credit cards and other loans: $340
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:17 PM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:44 AM |
fervent-repayment | $25.00 | 11/3/2011 9:56:12 AM |
social-cocktail1 | $200.00 | 11/3/2011 9:02:51 AM |
pound-mushroom3 | $25.00 | 11/3/2011 9:35:23 AM |
AndChicksforFree | $25.00 | 11/3/2011 9:55:52 AM |
economy-coup | $50.00 | 11/3/2011 10:52:42 AM |
superb-funds335 | $25.00 | 11/3/2011 10:55:29 AM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:10 PM |
MoneyTree79 | $25.00 | 11/3/2011 8:51:59 PM |
CA-Lender | $25.00 | 11/4/2011 9:46:47 AM |
evnagelist | $25.00 | 11/4/2011 10:16:41 AM |
arsisi | $25.00 | 11/4/2011 12:41:16 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:42 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:25 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:01 PM |
important-openness1 | $100.00 | 11/4/2011 12:33:28 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:57 PM |
rs999 | $25.00 | 11/4/2011 7:23:09 PM |
bid-stockpiler1 | $47.49 | 11/4/2011 6:43:30 PM |
diplomatic-wealth7 | $25.00 | 11/4/2011 7:07:15 PM |
1phantom | $25.00 | 11/5/2011 8:32:27 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:32 AM |
finance-prescription | $100.00 | 11/5/2011 12:31:20 PM |
orange-preeminant-bill | $25.00 | 11/5/2011 1:19:43 PM |
shrewd-peace7 | $25.00 | 11/5/2011 1:22:14 PM |
Gladglide | $25.00 | 11/5/2011 1:32:12 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:41 PM |
triguy | $2,000.00 | 11/5/2011 3:14:14 PM |
new-ore-venture | $50.00 | 11/5/2011 4:15:58 PM |
luann199 | $25.00 | 11/5/2011 4:22:09 PM |
zbfamwl | $25.00 | 11/5/2011 5:04:54 PM |
dough-bear | $25.00 | 11/5/2011 3:16:35 PM |
mckhbnpc | $50.00 | 11/5/2011 7:01:11 PM |
ILWTC | $25.00 | 11/5/2011 7:30:13 PM |
vtrentster | $25.00 | 11/5/2011 3:47:47 PM |
loyalist1 | $100.00 | 11/5/2011 7:31:14 PM |
env | $25.00 | 11/5/2011 4:00:21 PM |
a275ranger | $30.00 | 11/5/2011 8:54:17 PM |
mcgillis99 | $25.00 | 11/5/2011 9:51:59 PM |
HedgeFund | $50.00 | 11/5/2011 10:21:39 PM |
iLend-weGrow | $128.00 | 11/6/2011 2:58:32 AM |
hard-working-loot | $50.00 | 11/6/2011 6:01:56 AM |
philantist | $30.00 | 11/5/2011 9:43:07 PM |
FoosMaster | $25.00 | 11/5/2011 9:56:20 PM |
mighty-payout1 | $25.00 | 11/5/2011 9:57:23 PM |
Miklot | $25.00 | 11/6/2011 6:58:34 AM |
coin-architect2 | $100.00 | 11/6/2011 8:49:16 AM |
suave-dime6 | $25.00 | 11/6/2011 9:49:04 AM |
ramsba | $50.00 | 11/6/2011 10:17:30 AM |
nimble-economy863 | $25.00 | 11/6/2011 10:41:19 AM |
Eudyptes | $25.00 | 11/6/2011 10:42:29 AM |
calimanusa | $40.00 | 11/6/2011 11:51:06 AM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:19 AM |
reward-gala | $50.00 | 11/6/2011 8:33:26 AM |
idastmerchants | $25.00 | 11/6/2011 12:20:04 PM |
grf1945 | $75.00 | 11/6/2011 10:18:09 AM |
greenkid | $25.00 | 11/6/2011 12:39:55 PM |
grotheik | $25.00 | 11/6/2011 11:26:21 AM |
tomjeff | $50.00 | 11/6/2011 1:09:31 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:47 AM |
social-zebra | $30.00 | 11/6/2011 1:35:57 PM |
green28 | $25.00 | 11/6/2011 12:27:19 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:28 PM |
irrelevant | $25.00 | 11/6/2011 2:05:08 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:23 PM |
asiaratt | $50.00 | 11/6/2011 1:07:45 PM |
jo2y | $25.00 | 11/6/2011 3:57:13 PM |
floridass | $25.00 | 11/6/2011 1:57:25 PM |
Mariner3605 | $25.00 | 11/6/2011 2:06:36 PM |
bold-direct-asset | $50.00 | 11/6/2011 2:13:42 PM |
gizzywump | $25.00 | 11/6/2011 6:24:55 PM |
wise-deal-panda | $100.00 | 11/6/2011 2:16:01 PM |
capital-dynamo0 | $25.00 | 11/6/2011 7:54:35 PM |
fcukciti | $35.00 | 11/7/2011 4:14:45 AM |
Perksunlimited | $25.00 | 11/7/2011 6:46:40 AM |
genuine-money | $100.00 | 11/7/2011 6:49:28 AM |
pythia | $25.00 | 11/7/2011 7:06:52 AM |
sophisticated-return496 | $100.00 | 11/6/2011 9:38:36 PM |
affluence-tambourine | $25.00 | 11/6/2011 10:50:52 PM |
buffalobills | $25.00 | 11/7/2011 7:34:05 AM |
TronMedici | $25.00 | 11/7/2011 8:09:05 AM |
five-star-justice | $25.00 | 11/7/2011 6:06:08 AM |
golden-cat | $25.00 | 11/7/2011 6:43:47 AM |
yield-trader | $25.00 | 11/7/2011 9:25:57 AM |
vontuse | $25.00 | 11/7/2011 7:19:21 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:51 AM |
janeybooboo | $50.00 | 11/7/2011 9:15:52 AM |
benjamin67 | $25.00 | 11/7/2011 10:01:50 AM |
the-adventurous-capital | $25.00 | 11/7/2011 10:02:13 AM |
ethical-truth211 | $567.78 | 11/7/2011 10:23:20 AM |
ect_2k20 | $25.00 | 11/7/2011 8:29:45 AM |
EretzCapital | $75.00 | 11/7/2011 8:41:14 AM |
loanman2007 | $25.00 | 11/7/2011 9:58:43 AM |
helpinghand63 | $25.00 | 11/7/2011 10:04:03 AM |
pdub | $75.00 | 11/3/2011 10:09:54 AM |
coin-investor | $25.00 | 11/3/2011 9:57:58 AM |
Dubbs360 | $50.00 | 11/3/2011 10:31:41 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:13 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:56 PM |
kindness-jedi | $25.00 | 11/3/2011 11:38:40 AM |
profit-powerplant | $25.00 | 11/3/2011 12:17:56 PM |
km007 | $25.00 | 11/3/2011 5:07:38 PM |
Mailmon | $50.00 | 11/3/2011 9:22:50 PM |
zone8 | $100.00 | 11/4/2011 10:57:28 AM |
mercuriant | $25.00 | 11/4/2011 11:36:41 AM |
miked8303 | $25.00 | 11/4/2011 12:31:08 PM |
money-yeller | $25.00 | 11/4/2011 1:27:26 PM |
missing-link | $25.00 | 11/4/2011 12:25:28 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:03 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:52 PM |
fortytwo | $150.00 | 11/4/2011 6:39:09 PM |
mistertao | $25.00 | 11/4/2011 8:16:38 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:44 PM |
Madmigel | $45.46 | 11/5/2011 8:13:14 AM |
enriching-listing | $25.00 | 11/5/2011 10:19:11 AM |
rescue | $100.00 | 11/5/2011 11:16:45 AM |
appcoder | $40.00 | 11/5/2011 12:26:33 PM |
heavy_ax | $32.00 | 11/5/2011 12:42:55 PM |
treasure-bliss | $25.00 | 11/5/2011 12:56:10 PM |
Kaj | $25.00 | 11/5/2011 1:07:09 PM |
Investoman | $75.00 | 11/5/2011 12:45:52 PM |
108lender | $150.00 | 11/5/2011 1:24:47 PM |
Comoparklender | $25.00 | 11/5/2011 2:02:56 PM |
Amused1 | $50.00 | 11/5/2011 5:26:32 PM |
hglrfdom | $25.00 | 11/5/2011 6:39:27 PM |
JLMGroupFunds | $25.00 | 11/5/2011 3:25:54 PM |
bonus-zone | $25.00 | 11/5/2011 3:27:01 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:50 PM |
tkr2 | $25.00 | 11/5/2011 8:03:03 PM |
kulender | $50.00 | 11/6/2011 6:22:35 AM |
bradania | $25.00 | 11/5/2011 10:00:27 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:51 PM |
ninjazx10rida | $25.00 | 11/6/2011 9:15:56 AM |
miamibeachloaner | $25.00 | 11/6/2011 12:26:55 PM |
smoothmoniker | $25.00 | 11/6/2011 12:51:30 PM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:17 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:04 PM |
magnitude787 | $25.00 | 11/6/2011 12:04:46 PM |
the-dollar-topper | $150.00 | 11/6/2011 1:27:31 PM |
nimble-revenue5 | $25.00 | 11/6/2011 12:12:40 PM |
careful-vigilance4 | $50.00 | 11/6/2011 12:19:44 PM |
angel879 | $34.78 | 11/6/2011 12:31:46 PM |
rate-mogul | $50.00 | 11/6/2011 2:15:45 PM |
poetic-reward0 | $25.00 | 11/6/2011 1:52:50 PM |
platinum-admiral8 | $25.00 | 11/6/2011 4:53:29 PM |
shrewd-income | $25.00 | 11/6/2011 7:57:47 PM |
nashibaksi | $30.00 | 11/6/2011 3:50:58 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:15 PM |
fighter122 | $25.00 | 11/6/2011 10:03:39 PM |
bsh297 | $26.44 | 11/7/2011 6:13:24 AM |
NewPairOfShoes | $25.00 | 11/7/2011 6:25:59 AM |
ITExec | $100.00 | 11/7/2011 6:34:42 AM |
silver-enlightenment0 | $78.05 | 11/7/2011 7:19:09 AM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:02 PM |
new-social-economist | $25.00 | 11/6/2011 11:52:44 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:49 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:44 AM |
octoberfresh | $25.00 | 11/7/2011 7:46:13 AM |
jblack01 | $25.00 | 11/7/2011 5:15:03 AM |
desertoasis | $25.00 | 11/7/2011 8:51:00 AM |
tesuji34 | $25.00 | 11/7/2011 9:47:04 AM |
keen-ore631 | $25.00 | 11/7/2011 8:41:04 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:29 AM |
Scoote2912 | $30.00 | 11/7/2011 8:57:37 AM |
mpatrick | $25.00 | 11/7/2011 10:08:34 AM |
FASTIZIO_P | $25.00 | 11/7/2011 9:52:36 AM |
167 Investments
|
Borrower Payment Dependent Notes Series
536734
This series of Notes was issued and sold upon the funding of the borrower loan #55834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,147 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| GoldHeart1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Living Improvement
Purpose of loan: To better my living situation
This loan will be used to... help move to a more affordable and better neighborhood and to get work done on my car, which is older so it needs quite a bit of maintenance. By doing these things, it will lower my monthly cost for housing, allowing me to save more money; Also it makes my sole mode of transportation more dependable.
My financial situation: USAA Federal Savings Bank
I am a good candidate for this loan because... I am dependable and responsible and I make my payments on time. I am single, living in New Jersey with no family so I make sure I take care of my business.
Monthly net income: $2345
Monthly expenses: $
Housing: $984
Insurance: $75
Car expenses: $80
Utilities: $60
Phone, cable, internet: $170
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/2/2011 5:06:04 PM |
roux | $25.00 | 11/2/2011 5:01:34 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:29 PM |
bizlending | $250.00 | 11/2/2011 5:28:28 PM |
iaffy | $50.00 | 11/2/2011 5:51:33 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:49 PM |
britches613 | $25.00 | 11/3/2011 8:09:53 AM |
first-friendly-listing | $30.00 | 11/3/2011 2:51:23 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:52 PM |
zorg77 | $25.00 | 11/3/2011 5:34:16 PM |
managedfund | $700.00 | 11/3/2011 3:53:34 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:09 PM |
integrity-doctor | $100.00 | 11/3/2011 7:17:26 PM |
Brisket_Bob | $25.00 | 11/4/2011 5:26:36 AM |
Prairie-MN | $30.00 | 11/4/2011 4:22:52 AM |
tomoe | $25.00 | 11/4/2011 7:22:08 AM |
Leshan | $25.00 | 11/4/2011 9:30:44 AM |
simiray | $25.00 | 11/4/2011 9:53:09 AM |
evnagelist | $25.00 | 11/4/2011 10:16:40 AM |
zone8 | $22.66 | 11/4/2011 10:57:26 AM |
SolarMoonshine | $25.00 | 11/2/2011 5:12:06 PM |
bonus-demon | $50.00 | 11/2/2011 6:32:40 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:14 PM |
vutah | $25.00 | 11/2/2011 6:22:03 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:25 PM |
loan-hacker | $25.00 | 11/2/2011 6:51:31 PM |
4mydaughterseducation | $25.00 | 11/2/2011 8:10:43 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:19 PM |
cnovak | $25.00 | 11/2/2011 9:55:27 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:53 AM |
radforj22 | $25.00 | 11/3/2011 6:39:11 AM |
money-fort | $25.00 | 11/3/2011 9:29:42 AM |
green28 | $100.00 | 11/3/2011 10:26:38 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:20 AM |
Christophe | $25.00 | 11/3/2011 5:02:00 PM |
km007 | $25.00 | 11/3/2011 5:07:35 PM |
mammalian4 | $25.00 | 11/3/2011 8:02:06 PM |
suave-dime6 | $25.00 | 11/4/2011 2:38:02 AM |
I-Believe-In-You | $28.44 | 11/3/2011 8:41:39 PM |
CA-Lender | $25.00 | 11/3/2011 9:09:43 PM |
leverage-monger | $25.00 | 11/4/2011 7:23:18 AM |
prominence8 | $25.00 | 11/4/2011 5:34:29 AM |
palace2 | $100.00 | 11/4/2011 5:56:00 AM |
Bob450 | $25.00 | 11/4/2011 7:07:41 AM |
Land_on_your_feet | $38.70 | 11/4/2011 6:49:18 AM |
newest-generous-income | $25.00 | 11/4/2011 9:24:51 AM |
terrific-dough6 | $50.00 | 11/4/2011 9:51:40 AM |
kwan | $25.00 | 11/4/2011 8:57:08 AM |
bbt210 | $25.20 | 11/4/2011 9:37:33 AM |
joefoolz | $25.00 | 11/4/2011 10:17:26 AM |
EretzCapital | $50.00 | 11/4/2011 9:58:23 AM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:24 AM |
forthright-trade | $25.00 | 11/4/2011 10:30:09 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
536768
This series of Notes was issued and sold upon the funding of the borrower loan #56060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
5 | Length of status: | 19y 2m |
Amount delinquent:
| $1,769 |
Total credit lines:
| 16 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,171 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sentimental-wealth1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Motorcycle
This loan will be used to... Purchase motorcycle
My financial situation:
I am a good candidate for this loan because...My earning capacity
Monthly net income: $17,000
Monthly expenses: $6000
Housing: $2900
Insurance: $1000
Car expenses: $company car
Utilities: $400
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:17 PM |
SolarMoonshine | $25.00 | 11/3/2011 9:52:27 AM |
social-cocktail1 | $200.00 | 11/3/2011 9:02:52 AM |
economy-coup | $50.00 | 11/3/2011 10:52:42 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:01 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:39 AM |
head | $25.00 | 11/4/2011 5:15:28 PM |
rs999 | $25.00 | 11/4/2011 7:23:09 PM |
tender-ore | $25.00 | 11/5/2011 9:56:39 PM |
fcukciti | $35.00 | 11/7/2011 4:14:46 AM |
fervent-repayment | $100.00 | 11/7/2011 8:08:45 AM |
340 | $25.00 | 11/7/2011 2:07:50 PM |
golffish2 | $25.00 | 11/3/2011 9:27:05 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:14 AM |
km007 | $25.00 | 11/3/2011 5:07:38 PM |
vutah | $25.00 | 11/3/2011 5:44:08 PM |
integrity-electron9 | $50.00 | 11/4/2011 9:52:44 AM |
CA-Lender | $25.00 | 11/4/2011 9:45:11 AM |
self-reliant-p2p2 | $25.00 | 11/4/2011 1:47:29 PM |
money-yeller | $25.00 | 11/4/2011 1:27:26 PM |
HHP | $100.00 | 11/4/2011 6:01:14 PM |
fortytwo | $150.00 | 11/4/2011 6:39:10 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:53 PM |
1phantom | $25.00 | 11/5/2011 8:32:27 AM |
exchange-squirrel | $25.00 | 11/5/2011 11:48:18 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:51 PM |
kulender | $50.00 | 11/6/2011 6:22:35 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:12 AM |
worth-blanket2 | $2,500.00 | 11/7/2011 3:04:14 PM |
Green_Bay_Packers | $15.00 | 11/7/2011 3:11:49 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
536770
This series of Notes was issued and sold upon the funding of the borrower loan #55870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,444 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HalcyonDays |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 78% )
| 600-619 (Latest)
|
Principal borrowed:
| $15,200.00 | < 31 days late:
| 2
( 22% )
| 720-739
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation/engagement ring
This loan will be used to consolidate some consumer debt and finance a modest engagement ring.
I have been employed with at a railroad for over 6 years and enjoy union contract job protection.
2010 gross income: $46,300
Monthly net income: $ 3040
Expenses:
Housing: $ 911 including HOA dues and escrow
Insurance: $ 67 for auto insurance
Car expenses: ~$80 for fuel. No car payment
Utilities: $115 for electricity
Water/sewer/garbage are covered by my HOA
Phone, cable, internet: $55 for my cell phone, $20.00 for DSL internet.
Food, entertainment: ~$350
Clothing, household expenses: ~$50 Credit cards and other loans: $367 for a debt consolidation loan, $104 for medical loan for deductible on a 2010 surgery, $130 for $2700 in credit card debt. Total consumer debt ~$12,900
Other expenses: $20 for gym membership $14 for Netflix
Student loans: $160 BA in business. Class of 2009
Medical insurance is paid through pre-tax dollars and not included in my net pay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:14 PM |
DHolly | $31.00 | 11/2/2011 5:19:02 PM |
kindness-jedi | $25.00 | 11/2/2011 5:38:02 PM |
mercuriant | $25.00 | 11/2/2011 5:58:58 PM |
arsisi | $25.00 | 11/2/2011 5:24:55 PM |
janeybooboo | $50.00 | 11/2/2011 5:13:12 PM |
coin-investor | $25.00 | 11/2/2011 6:44:49 PM |
loan-hacker | $25.00 | 11/2/2011 6:51:31 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:38 PM |
important-openness1 | $100.00 | 11/2/2011 6:08:04 PM |
rs999 | $25.00 | 11/2/2011 7:02:21 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:50 PM |
miked8303 | $25.00 | 11/2/2011 7:03:22 PM |
bazaar-festivity | $100.00 | 11/2/2011 9:37:19 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:26 PM |
Beechturner | $40.00 | 11/3/2011 4:49:38 AM |
DiligentiaLLC | $25.00 | 11/3/2011 7:52:23 AM |
money-baron-Roth401k | $50.00 | 11/3/2011 11:10:15 AM |
exchange-upholder0 | $25.00 | 11/3/2011 11:15:10 AM |
mlj0671 | $25.00 | 11/3/2011 12:02:05 PM |
first-friendly-listing | $50.00 | 11/3/2011 2:52:48 PM |
km007 | $25.00 | 11/3/2011 5:07:35 PM |
natural-greenback6 | $25.00 | 11/3/2011 8:40:18 PM |
SqueezeKing | $25.00 | 11/3/2011 9:44:11 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:09 PM |
treasure-hunter270 | $50.00 | 11/3/2011 7:16:10 PM |
penny-sergeant | $25.00 | 11/4/2011 2:37:18 AM |
amlu1988 | $25.00 | 11/3/2011 8:30:38 PM |
thorough-yield1 | $118.21 | 11/3/2011 8:48:47 PM |
real-return | $25.00 | 11/3/2011 9:00:39 PM |
travels536 | $25.00 | 11/3/2011 9:58:09 PM |
suave-dime6 | $25.00 | 11/4/2011 2:40:41 AM |
SeaDevil | $25.00 | 11/4/2011 2:41:19 AM |
abnvette | $25.00 | 11/4/2011 3:10:49 AM |
bid-stockpiler1 | $25.00 | 11/4/2011 4:32:36 AM |
kulender | $100.00 | 11/4/2011 4:48:01 AM |
beer-gardener | $25.00 | 11/4/2011 7:43:19 AM |
SecondChanceLendingSERV | $35.53 | 11/4/2011 5:23:55 AM |
worth-arch | $25.00 | 11/4/2011 8:29:01 AM |
contract-student2 | $50.00 | 11/4/2011 8:46:24 AM |
blackstar | $25.00 | 11/4/2011 9:14:47 AM |
Socorro_Capital_Partners | $25.01 | 11/4/2011 9:49:26 AM |
Kaj | $25.00 | 11/4/2011 10:24:34 AM |
zone8 | $100.00 | 11/4/2011 10:57:27 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:31 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:27 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:20 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:01 AM |
JohnSmallberries | $25.00 | 11/4/2011 11:24:21 AM |
FASTIZIO_P | $25.00 | 11/4/2011 11:33:43 AM |
renaissance168 | $25.00 | 11/4/2011 12:30:01 PM |
fairhelper | $25.00 | 11/4/2011 11:59:00 AM |
mckhbnpc | $50.00 | 11/4/2011 12:21:28 PM |
yield-trader | $25.00 | 11/4/2011 12:26:20 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:02 PM |
payout-achievement | $33.00 | 11/4/2011 12:37:11 PM |
miamibeachloaner | $25.00 | 11/4/2011 12:41:03 PM |
impeccable-ore3 | $25.00 | 11/4/2011 1:37:22 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:00 PM |
klend4 | $25.00 | 11/4/2011 4:48:32 PM |
fund-dragster | $25.00 | 11/4/2011 5:58:20 PM |
unger | $150.11 | 11/4/2011 7:28:41 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:43 PM |
Bank42 | $25.00 | 11/5/2011 4:15:02 AM |
e4gf8e | $25.00 | 11/5/2011 5:19:20 AM |
StrongMonty | $43.00 | 11/5/2011 4:36:07 AM |
Rulea72 | $25.22 | 11/5/2011 6:48:02 AM |
1phantom | $25.00 | 11/5/2011 8:32:22 AM |
Bob450 | $30.00 | 11/5/2011 8:16:37 AM |
income-investor3 | $25.00 | 11/5/2011 7:56:17 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:30 AM |
Leshan | $47.14 | 11/5/2011 8:39:39 AM |
gothampark | $25.00 | 11/5/2011 9:13:23 AM |
handy-justice | $50.00 | 11/5/2011 9:46:39 AM |
jhernand17 | $25.00 | 11/5/2011 9:54:16 AM |
handshake5 | $100.00 | 11/5/2011 12:11:10 PM |
DoctorJoe | $30.00 | 11/5/2011 11:31:38 AM |
Astyanax | $90.00 | 11/5/2011 11:51:12 AM |
finance-prescription | $100.00 | 11/5/2011 12:31:19 PM |
prohelper | $25.00 | 11/5/2011 1:24:19 PM |
rolltide09 | $25.00 | 11/5/2011 1:43:33 PM |
ursus | $26.00 | 11/5/2011 1:35:01 PM |
vegibenz | $25.00 | 11/5/2011 1:52:08 PM |
richboy56 | $25.00 | 11/5/2011 2:06:40 PM |
force780 | $25.00 | 11/5/2011 3:10:26 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:05 PM |
iaffy | $50.00 | 11/2/2011 5:51:33 PM |
economy-coup | $50.00 | 11/2/2011 5:02:30 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:30 PM |
CapitalismRocks | $25.00 | 11/2/2011 5:38:14 PM |
genuine-dime | $100.00 | 11/2/2011 6:15:13 PM |
diplomatic-wealth7 | $25.00 | 11/2/2011 7:20:47 PM |
listing-trapper3 | $50.00 | 11/2/2011 6:49:20 PM |
cnovak | $25.00 | 11/2/2011 9:55:27 PM |
Weaverville | $25.00 | 11/2/2011 7:56:06 PM |
BigSkyFinancial | $30.00 | 11/2/2011 8:43:13 PM |
mighty-payout1 | $25.00 | 11/3/2011 5:25:36 AM |
villagers | $25.00 | 11/2/2011 9:45:58 PM |
Mikale360 | $25.00 | 11/2/2011 11:53:56 PM |
please-repay | $75.00 | 11/3/2011 3:32:51 AM |
SolarMoonshine | $25.00 | 11/3/2011 3:46:56 AM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:53 AM |
Christophe | $25.00 | 11/3/2011 6:57:39 AM |
treasure-bliss | $25.00 | 11/3/2011 6:51:03 AM |
britches613 | $25.00 | 11/3/2011 8:09:52 AM |
profit-powerplant | $25.00 | 11/3/2011 12:17:56 PM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:52 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:06 PM |
well-mannered-income3 | $40.00 | 11/3/2011 4:57:30 PM |
matthewa | $25.00 | 11/3/2011 6:00:42 PM |
icanhasloanz | $100.00 | 11/3/2011 7:45:20 PM |
tolerant-dinero2 | $25.00 | 11/3/2011 8:47:10 PM |
contract-maracas | $25.00 | 11/3/2011 11:17:50 PM |
Easystreet | $25.00 | 11/4/2011 2:39:16 AM |
orange-preeminant-bill | $25.00 | 11/4/2011 6:35:55 AM |
GElender | $40.00 | 11/4/2011 5:58:46 AM |
moramis | $25.00 | 11/4/2011 6:26:11 AM |
desertoasis | $25.00 | 11/4/2011 9:30:12 AM |
Wellman | $50.00 | 11/4/2011 7:21:00 AM |
money-baron-roth-IRA | $50.00 | 11/4/2011 8:35:08 AM |
Comoparklender | $25.00 | 11/4/2011 10:11:03 AM |
graceful-investment | $50.00 | 11/4/2011 9:16:52 AM |
debt_helper | $25.00 | 11/4/2011 8:58:32 AM |
evnagelist | $25.00 | 11/4/2011 10:16:41 AM |
Investoman | $59.00 | 11/4/2011 11:00:58 AM |
return-enthusiast1 | $25.00 | 11/4/2011 11:16:05 AM |
shrewd-peace7 | $25.00 | 11/4/2011 10:32:50 AM |
CoolPlexer | $25.00 | 11/4/2011 11:10:14 AM |
moola-monger9 | $50.00 | 11/4/2011 11:18:05 AM |
exchange-pledge | $100.00 | 11/4/2011 1:03:55 PM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:09 AM |
CAGE-Investments | $25.00 | 11/4/2011 12:09:46 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:41 PM |
money-yeller | $25.00 | 11/4/2011 1:27:25 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:25 PM |
ecstatic-money064 | $25.00 | 11/4/2011 1:55:59 PM |
kind-bill-supporter | $25.00 | 11/4/2011 2:06:29 PM |
wealth-multiplier | $25.00 | 11/4/2011 2:10:12 PM |
newfoundation | $25.00 | 11/4/2011 5:08:09 PM |
idastmerchants | $25.00 | 11/4/2011 5:39:03 PM |
VmIE | $25.00 | 11/4/2011 6:18:20 PM |
fortytwo | $150.00 | 11/4/2011 6:39:08 PM |
persevering | $25.00 | 11/4/2011 6:53:42 PM |
a-resplendent-commitment | $50.00 | 11/4/2011 6:58:53 PM |
AF-Chief | $25.00 | 11/4/2011 9:05:46 PM |
bsh297 | $28.35 | 11/4/2011 8:34:24 PM |
mistertao | $25.00 | 11/4/2011 8:16:37 PM |
myidear | $25.00 | 11/5/2011 5:08:32 AM |
bughead | $25.00 | 11/5/2011 8:06:15 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:46 AM |
tu3717ch | $306.09 | 11/5/2011 8:29:27 AM |
damasterwc | $100.00 | 11/5/2011 11:34:32 AM |
Zoramite | $25.00 | 11/5/2011 12:03:18 PM |
rescue | $100.00 | 11/5/2011 11:16:42 AM |
wealth-tremolo7 | $25.00 | 11/5/2011 12:17:11 PM |
reward-adventure | $50.00 | 11/5/2011 12:21:27 PM |
worldly-community3 | $31.00 | 11/5/2011 12:23:23 PM |
asiaratt | $36.00 | 11/5/2011 12:22:56 PM |
the-dollar-topper | $48.00 | 11/5/2011 1:24:33 PM |
irrelevant | $25.00 | 11/5/2011 2:05:09 PM |
intelligent-repayment8 | $1,195.26 | 11/5/2011 2:40:31 PM |
Mariner3605 | $25.00 | 11/5/2011 2:16:30 PM |
stepatatime-together | $100.00 | 11/5/2011 2:48:41 PM |
triguy | $1,537.08 | 11/5/2011 3:14:00 PM |
164 Investments
|
Borrower Payment Dependent Notes Series
536800
This series of Notes was issued and sold upon the funding of the borrower loan #56153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 22% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
7 | Length of status: | 0y 4m |
Amount delinquent:
| $195 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $608 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| economy-sundae4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
irs taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:15 PM |
economy-coup | $50.00 | 11/2/2011 5:02:30 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:54 AM |
credit-coach118 | $25.48 | 11/3/2011 8:55:47 AM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:39 PM |
rescue | $100.00 | 11/5/2011 11:16:43 AM |
evnagelist | $25.00 | 11/5/2011 1:00:49 PM |
108lender | $150.00 | 11/5/2011 1:24:46 PM |
mercuriant | $25.00 | 11/5/2011 3:02:34 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:49 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:14 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:12 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:01 PM |
fighter122 | $25.00 | 11/6/2011 10:03:37 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:47 AM |
kchen486 | $50.00 | 11/7/2011 2:08:28 PM |
missing-link | $25.00 | 11/7/2011 11:47:53 AM |
MRMCapital | $38.52 | 11/7/2011 3:18:38 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:31 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:37 PM |
Dubbs360 | $50.00 | 11/2/2011 7:19:26 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:24 PM |
hard-working-loot | $50.00 | 11/6/2011 6:01:55 AM |
kulender | $50.00 | 11/6/2011 6:22:32 AM |
the-profit-oracle | $25.00 | 11/6/2011 8:26:19 AM |
Miklot | $25.00 | 11/6/2011 6:58:34 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:46 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:22 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:35 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:35 PM |
DENARA | $25.00 | 11/7/2011 12:34:00 PM |
EBITDA | $25.00 | 11/7/2011 1:17:27 PM |
miked8303 | $25.00 | 11/7/2011 10:36:42 AM |
healer199 | $36.00 | 11/7/2011 3:15:40 PM |
worth-blanket2 | $7,600.00 | 11/7/2011 3:04:08 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
536802
This series of Notes was issued and sold upon the funding of the borrower loan #55858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $327.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 19y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,541 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-seagull |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2010)
|
Principal balance:
| $9,626.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Home Improvement & Misc
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pdub | $75.00 | 11/2/2011 5:24:36 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:39 PM |
BenR | $100.00 | 11/2/2011 6:46:43 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:45 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:50 PM |
figs4u2 | $100.00 | 11/2/2011 6:17:07 PM |
riskreward | $250.00 | 11/2/2011 6:33:08 PM |
Pebbles-Lending | $25.00 | 11/2/2011 7:02:01 PM |
Feyenoord | $30.00 | 11/2/2011 8:41:28 PM |
jamiee73 | $25.00 | 11/2/2011 7:16:52 PM |
skiberdad | $50.00 | 11/2/2011 7:22:05 PM |
radforj22 | $25.00 | 11/3/2011 6:38:06 AM |
scholarly-benefit5 | $25.00 | 11/3/2011 9:02:39 AM |
tolerant-dinero2 | $50.00 | 11/3/2011 9:10:15 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:29 AM |
Gr8Deal | $50.00 | 11/3/2011 10:26:41 AM |
exact-loan5 | $50.00 | 11/3/2011 10:43:16 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:16 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:52 PM |
susurrus | $25.00 | 11/3/2011 12:31:06 PM |
enthralling-investment | $59.21 | 11/3/2011 1:30:40 PM |
Riccous | $100.00 | 11/3/2011 5:19:56 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:18 PM |
seabowl | $25.00 | 11/4/2011 1:05:21 AM |
SeaDevil | $25.00 | 11/4/2011 2:41:19 AM |
careful-note1 | $25.00 | 11/4/2011 7:14:12 AM |
2BorNot2B | $25.00 | 11/4/2011 7:51:44 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:07 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:54 AM |
BigBag | $25.00 | 11/4/2011 6:05:54 AM |
enchanted-reward3 | $100.00 | 11/4/2011 7:52:22 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:10 AM |
Sneezie | $69.00 | 11/4/2011 10:09:42 AM |
life-is-great | $25.00 | 11/4/2011 10:30:18 AM |
i3urtonair | $25.00 | 11/4/2011 10:07:40 AM |
smear87 | $25.00 | 11/4/2011 10:15:32 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:20 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:30 AM |
DadWarbucks | $25.00 | 11/4/2011 11:40:43 AM |
the-dollar-topper | $150.00 | 11/4/2011 11:14:49 AM |
UncleScroogeDMD | $200.81 | 11/4/2011 1:08:24 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:56 PM |
Solid-Platinum | $25.00 | 11/4/2011 4:11:55 PM |
unclejaef | $25.00 | 11/4/2011 4:34:19 PM |
fcrick | $25.00 | 11/4/2011 5:10:32 PM |
helper07 | $50.00 | 11/4/2011 3:21:51 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:25:25 PM |
gjm6d | $25.00 | 11/4/2011 6:17:07 PM |
LarWit1512 | $25.00 | 11/4/2011 5:30:43 PM |
gold-sushi | $25.00 | 11/4/2011 5:45:44 PM |
britgsb | $30.00 | 11/4/2011 6:51:10 PM |
DonaldColorado | $100.00 | 11/4/2011 7:02:04 PM |
mennleo | $50.00 | 11/5/2011 5:13:11 AM |
g9d | $25.00 | 11/4/2011 9:07:30 PM |
therodabides | $25.00 | 11/5/2011 6:08:52 AM |
credit-investor5 | $50.00 | 11/5/2011 6:57:19 AM |
FinDoc | $25.00 | 11/5/2011 6:01:25 AM |
repaymeplease | $27.86 | 11/5/2011 7:04:05 AM |
lounges | $50.00 | 11/5/2011 7:27:24 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:00 AM |
1phantom | $25.00 | 11/5/2011 8:32:23 AM |
irishcocacola | $25.00 | 11/5/2011 10:52:13 AM |
Banker7371 | $25.00 | 11/5/2011 12:13:31 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:45 PM |
dignified-finance | $25.00 | 11/5/2011 1:03:21 PM |
phaded | $25.00 | 11/5/2011 1:02:58 PM |
jescowa | $50.00 | 11/5/2011 1:30:30 PM |
bid-lightning9 | $25.00 | 11/5/2011 1:21:59 PM |
rolltide09 | $25.00 | 11/5/2011 1:43:33 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:29 PM |
damage | $25.00 | 11/5/2011 3:20:37 PM |
RgPro | $25.00 | 11/5/2011 3:23:47 PM |
rmachi | $25.00 | 11/5/2011 2:46:39 PM |
goat361 | $34.81 | 11/5/2011 5:08:20 PM |
yield-seeker | $25.00 | 11/5/2011 4:30:08 PM |
zbfamwl | $25.00 | 11/5/2011 4:59:12 PM |
BonesyJones | $263.92 | 11/5/2011 5:54:40 PM |
bb575 | $50.00 | 11/2/2011 5:34:44 PM |
Clambake | $25.00 | 11/2/2011 5:43:39 PM |
influential-benjamins0 | $100.00 | 11/2/2011 5:31:41 PM |
misit | $25.00 | 11/2/2011 6:56:34 PM |
caring-hope2 | $200.00 | 11/2/2011 6:10:13 PM |
rs999 | $25.00 | 11/2/2011 7:02:22 PM |
iaffy | $50.00 | 11/2/2011 5:51:34 PM |
responsibility-butterfly | $25.00 | 11/2/2011 7:11:12 PM |
kenji4861 | $25.00 | 11/2/2011 7:15:29 PM |
mystical-fairness4 | $25.00 | 11/2/2011 9:43:10 PM |
ptjg | $100.00 | 11/2/2011 11:15:07 PM |
tntmojave | $50.00 | 11/3/2011 4:30:21 AM |
cnovak | $25.00 | 11/3/2011 7:09:48 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:36 AM |
vigilance-revolutionary | $41.00 | 11/3/2011 9:31:06 AM |
AFairDeal | $25.00 | 11/3/2011 10:21:24 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:44 AM |
indomitable-coin | $25.00 | 11/3/2011 11:35:38 AM |
real-return | $25.00 | 11/3/2011 11:36:25 AM |
novice-speculator | $25.00 | 11/3/2011 11:47:52 AM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:06 PM |
Harry | $50.00 | 11/3/2011 2:59:57 PM |
mac415 | $25.00 | 11/3/2011 3:32:50 PM |
Vector | $25.00 | 11/3/2011 5:38:53 PM |
finance-symphony7 | $200.00 | 11/3/2011 8:06:21 PM |
jaycro | $25.00 | 11/3/2011 6:41:41 PM |
BlessedEveryDay | $25.00 | 11/3/2011 6:49:48 PM |
Nazbuster | $50.00 | 11/3/2011 6:52:38 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:22 PM |
cash-spinner | $25.00 | 11/3/2011 11:32:09 PM |
wealth-pipeline | $25.00 | 11/3/2011 7:40:23 PM |
djs81 | $25.00 | 11/3/2011 7:48:33 PM |
s270 | $25.00 | 11/3/2011 8:20:10 PM |
boomer5 | $25.00 | 11/4/2011 2:09:36 AM |
Tscheddar | $25.00 | 11/4/2011 3:08:52 AM |
pirahna125 | $25.00 | 11/4/2011 4:24:59 AM |
CFOGO | $25.00 | 11/4/2011 4:36:27 AM |
flypenguin | $25.00 | 11/4/2011 7:37:56 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:34 AM |
auction-seeker | $25.00 | 11/4/2011 9:50:22 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:46 AM |
ujiba | $50.00 | 11/4/2011 10:11:39 AM |
evnagelist | $25.00 | 11/4/2011 10:15:15 AM |
roben12 | $26.75 | 11/4/2011 10:08:48 AM |
HighFired3000F | $45.00 | 11/4/2011 10:31:28 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:00 AM |
minista | $25.00 | 11/4/2011 12:40:32 PM |
Darts | $50.00 | 11/4/2011 11:49:28 AM |
restless-balance | $25.00 | 11/4/2011 2:50:27 PM |
Bank42 | $25.00 | 11/4/2011 1:49:48 PM |
genius520 | $50.00 | 11/4/2011 5:57:15 PM |
6moonbeams | $25.00 | 11/4/2011 7:18:38 PM |
debt-system880 | $25.00 | 11/4/2011 8:08:53 PM |
Howaboutsomemoney | $25.00 | 11/4/2011 8:20:59 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:50 PM |
mistertao | $25.00 | 11/4/2011 8:16:37 PM |
tranquil-revenue | $25.00 | 11/4/2011 7:49:03 PM |
adir1 | $25.00 | 11/4/2011 10:36:03 PM |
jpblan11 | $25.00 | 11/5/2011 5:56:05 AM |
MrEville | $25.00 | 11/5/2011 6:13:06 AM |
crw1950 | $36.53 | 11/5/2011 6:51:43 AM |
green-tree-shake | $40.00 | 11/5/2011 8:21:10 AM |
seabass123 | $25.09 | 11/5/2011 9:42:52 AM |
jhernand17 | $25.00 | 11/5/2011 10:15:24 AM |
unbelievable-peso8 | $50.00 | 11/5/2011 8:40:16 AM |
wise-silver-wonder | $25.00 | 11/5/2011 8:51:06 AM |
a2190b | $36.00 | 11/5/2011 9:02:29 AM |
first-serene-credit | $25.00 | 11/5/2011 11:29:23 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:30 AM |
jjswanso | $25.00 | 11/5/2011 10:34:57 AM |
gracej | $25.00 | 11/5/2011 12:07:19 PM |
heerzaquestion | $75.00 | 11/5/2011 12:37:34 PM |
velocity-solo | $25.00 | 11/5/2011 12:53:39 PM |
asset-expert0 | $25.00 | 11/5/2011 1:16:53 PM |
wlm3012 | $30.00 | 11/5/2011 1:21:39 PM |
money-bauble | $200.00 | 11/5/2011 1:16:16 PM |
houli123 | $25.00 | 11/5/2011 1:44:42 PM |
wesand22 | $25.00 | 11/5/2011 2:19:04 PM |
Rick21 | $25.00 | 11/5/2011 2:48:10 PM |
force780 | $25.00 | 11/5/2011 2:53:45 PM |
Pendruce | $25.00 | 11/5/2011 2:23:33 PM |
triguy | $2,000.00 | 11/5/2011 3:11:30 PM |
wigglesworth4 | $500.00 | 11/5/2011 2:41:52 PM |
Long-term2040 | $25.00 | 11/5/2011 3:53:16 PM |
tastytitan | $50.00 | 11/5/2011 4:32:47 PM |
sc91 | $29.02 | 11/5/2011 4:53:52 PM |
youngster50 | $25.00 | 11/5/2011 5:09:37 PM |
credit-coach118 | $25.00 | 11/5/2011 4:08:08 PM |
sushi537 | $25.00 | 11/5/2011 4:32:12 PM |
166 Investments
|
Borrower Payment Dependent Notes Series
536806
This series of Notes was issued and sold upon the funding of the borrower loan #56035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,468 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| admirable-power4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan to pay settlement offer!
This loan will be used to pay off a high interest second mortgage loan. The creditor has offered a settlement which has cut the loan in half and by paying the settlement, I will save over $10,000 over the next couple of years.
My financial situation:
I am a good candidate for this loan because I have managed to pay off the majority of my debt and my wife's debt over the last couple of years and this is the final bill with a high balance. I initially was going to enter into an agreement to pay the bill, but the creditor offered us a settlement payment and I decided to go ahead and seek a loan to pay off this debt because of the money I could save over the years. By entereing into a payment arrangement, I would end up paying $15,000 over the next couple of years instead of paying 5,000 dollars in a settlement payment. I will provide W-2 (does not reflect recent pay increase) and pay stub so that you can verify my income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $35.90 | 11/5/2011 12:02:11 PM |
Interloper | $29.00 | 11/5/2011 12:18:57 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:35 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:40 PM |
first-euro-rapture | $25.00 | 11/5/2011 1:27:26 PM |
Clambake | $25.00 | 11/5/2011 1:49:46 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:33 PM |
indomitable-coin | $25.00 | 11/5/2011 1:46:45 PM |
WalnutCreekguy | $100.00 | 11/5/2011 2:37:51 PM |
superb-funds335 | $25.00 | 11/5/2011 2:52:21 PM |
affluence-tycoon | $25.00 | 11/5/2011 2:06:55 PM |
riskreward | $250.00 | 11/5/2011 3:09:10 PM |
pdub | $75.00 | 11/5/2011 2:16:41 PM |
charming-exchange7 | $25.00 | 11/5/2011 5:29:36 PM |
SV-AZ | $31.55 | 11/5/2011 6:51:24 PM |
credit-coach118 | $25.00 | 11/5/2011 4:06:38 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:36:12 PM |
freetolive | $25.00 | 11/5/2011 10:12:59 PM |
rudyindc | $25.00 | 11/6/2011 6:21:25 AM |
blot44 | $25.00 | 11/6/2011 4:57:26 AM |
Oak-Parker | $25.00 | 11/6/2011 9:20:29 AM |
jescowa | $50.00 | 11/6/2011 2:20:32 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:39 PM |
Josphine | $50.00 | 11/7/2011 5:10:15 AM |
scholarly-benefit5 | $30.00 | 11/7/2011 8:48:21 AM |
Tylerh | $500.00 | 11/7/2011 2:19:36 PM |
shellstar | $25.00 | 11/7/2011 2:15:16 PM |
finance-explosion6 | $25.00 | 11/7/2011 3:38:33 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:17 PM |
Brisket_Bob | $50.00 | 11/7/2011 5:23:19 PM |
jarf | $25.00 | 11/7/2011 7:09:30 PM |
Sneezie | $100.00 | 11/7/2011 6:50:26 PM |
goodhearted-basis4 | $25.00 | 11/7/2011 10:56:14 PM |
bluebird5 | $25.00 | 11/7/2011 8:15:27 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:05 AM |
MrRooster101 | $25.00 | 11/7/2011 9:22:51 PM |
schnarff | $25.00 | 11/8/2011 6:57:20 AM |
river-change | $38.80 | 11/8/2011 7:05:23 AM |
managedfund | $823.72 | 11/8/2011 8:27:12 AM |
ScottCapital | $25.00 | 11/8/2011 5:33:57 AM |
singletrck | $25.00 | 11/8/2011 8:11:55 AM |
kenji4861 | $25.00 | 11/5/2011 12:40:48 PM |
QuincyCapital | $25.00 | 11/5/2011 1:03:10 PM |
evnagelist | $25.00 | 11/5/2011 1:00:39 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:20:48 PM |
D911ave | $50.00 | 11/5/2011 1:53:01 PM |
cnovak | $25.00 | 11/5/2011 1:35:52 PM |
bb575 | $50.00 | 11/5/2011 1:47:38 PM |
minista | $25.00 | 11/5/2011 3:10:46 PM |
E-2 | $100.00 | 11/5/2011 3:31:31 PM |
friendly-moola0 | $56.03 | 11/5/2011 3:44:34 PM |
SolarMoonshine | $25.00 | 11/5/2011 5:33:01 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:21 PM |
blue-relay | $25.00 | 11/5/2011 11:28:11 PM |
Rivervale_Westwood | $25.00 | 11/6/2011 10:40:50 AM |
credit-maple | $25.00 | 11/6/2011 10:54:14 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:50 AM |
kulender | $50.00 | 11/6/2011 5:11:18 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:30 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:54 AM |
Nazbuster | $100.00 | 11/7/2011 1:16:07 PM |
kchen486 | $50.00 | 11/7/2011 2:08:33 PM |
friendinmoney | $25.00 | 11/7/2011 3:27:33 PM |
kind-durability-battalion | $50.00 | 11/7/2011 5:02:19 PM |
redmen93 | $100.00 | 11/7/2011 4:45:06 PM |
oskizzle | $25.00 | 11/7/2011 6:46:24 PM |
irishalaskan | $25.00 | 11/8/2011 12:22:20 AM |
dontletmoneyfoolya | $25.00 | 11/8/2011 3:30:02 AM |
wlm3012 | $30.00 | 11/7/2011 9:36:13 PM |
bold-shrewd-dedication | $250.00 | 11/8/2011 7:26:15 AM |
tender-ore | $25.00 | 11/8/2011 7:32:25 AM |
credit-investor5 | $50.00 | 11/8/2011 7:36:51 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
536810
This series of Notes was issued and sold upon the funding of the borrower loan #56039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,801 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-healthy-point |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Milkman
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $39.56 | 11/9/2011 1:07:09 PM |
social-cocktail1 | $200.00 | 11/3/2011 9:02:52 AM |
fountain355 | $25.00 | 11/3/2011 9:07:34 AM |
finance-mushroom | $200.00 | 11/3/2011 11:15:14 AM |
km007 | $25.00 | 11/3/2011 5:07:38 PM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:39 AM |
let_me_retire | $100.00 | 11/4/2011 1:57:04 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:51 PM |
kulender | $50.00 | 11/6/2011 6:22:36 AM |
DENARA | $25.00 | 11/7/2011 12:36:20 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:26 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:26 PM |
ErvLending | $25.00 | 11/8/2011 9:01:02 PM |
attractive-fund | $50.00 | 11/9/2011 5:47:09 AM |
winger66 | $25.00 | 11/9/2011 5:03:17 AM |
wizardii | $25.00 | 11/8/2011 8:15:03 PM |
gentle-penny7 | $25.00 | 11/9/2011 9:03:16 AM |
finance-prescription | $100.00 | 11/9/2011 9:05:36 AM |
the-hope-workhorse | $200.00 | 11/9/2011 9:50:24 AM |
bill-expert | $25.00 | 11/9/2011 9:46:09 AM |
kind-credit-bear | $30.00 | 11/9/2011 8:48:31 AM |
contract-lava0 | $25.00 | 11/9/2011 10:12:14 AM |
transparency-defender | $50.00 | 11/9/2011 10:18:30 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:21 AM |
idastmerchants | $25.00 | 11/9/2011 9:35:42 AM |
moneyhelp4u | $25.00 | 11/9/2011 10:58:45 AM |
green-capital-hornet | $25.00 | 11/9/2011 10:21:42 AM |
reward-adventure | $50.00 | 11/9/2011 11:28:14 AM |
HHP | $100.00 | 11/9/2011 12:11:57 PM |
brightest-gain-investor | $379.16 | 11/9/2011 1:19:46 PM |
eronyc | $25.00 | 11/9/2011 12:24:23 PM |
YeoLenderSource | $25.00 | 11/9/2011 12:58:11 PM |
SolarMoonshine | $25.00 | 11/3/2011 9:52:06 AM |
1phantom | $25.00 | 11/5/2011 8:32:27 AM |
managedfund | $800.00 | 11/8/2011 8:35:12 AM |
asiaratt | $27.00 | 11/8/2011 6:14:45 PM |
loss-of-control | $100.00 | 11/8/2011 5:25:55 PM |
abnvette | $25.00 | 11/8/2011 8:25:28 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:45 PM |
rs999 | $25.00 | 11/8/2011 6:09:20 PM |
worth-web5 | $50.00 | 11/8/2011 6:10:12 PM |
desertoasis | $25.00 | 11/9/2011 4:40:46 AM |
green-trade-wildcat | $26.05 | 11/9/2011 7:29:00 AM |
leverage-monger | $25.00 | 11/9/2011 8:09:50 AM |
wlm3012 | $30.00 | 11/9/2011 8:15:40 AM |
JPMorrisLegacyFund | $63.12 | 11/9/2011 4:29:51 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:22 AM |
top-historic-peso | $25.00 | 11/9/2011 10:01:51 AM |
cash4closeoutsdotnet | $25.00 | 11/9/2011 10:04:55 AM |
open-dough6 | $25.00 | 11/9/2011 10:02:52 AM |
enriching-listing | $25.00 | 11/9/2011 10:06:03 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:35 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:51 AM |
168RichCapital | $25.11 | 11/9/2011 10:43:46 AM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:04 AM |
dgerts | $100.00 | 11/9/2011 11:08:01 AM |
the-credit-maker | $25.00 | 11/9/2011 12:30:23 PM |
realtormoises | $25.00 | 11/9/2011 12:38:25 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
536822
This series of Notes was issued and sold upon the funding of the borrower loan #55930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 43y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| seeker845 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working capital loan
Purpose of loan: Provide working capital to expanding small business.
My financial situation: Stable
My current business' web site can be viewed some at: theboxfactorystore.com
I am seeking a working capital loan for business expansion. My plan is for my company to become the regional distributor / installer for a new environmentally friendly insulation product. I will need working capital for every day operating expenses. I want to do this because I am familiar with the construction trades and my due diligence tells me that this is a great business opportunity.
Monthly net income: $6,582
Monthly expenses:
Housing: $2400
Insurance: $included with mortgage
Car expenses: $200
Utilities: $325
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/2/2011 5:02:31 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:55 AM |
let_me_retire | $25.00 | 11/4/2011 1:52:56 PM |
focused-return366 | $30.00 | 11/4/2011 3:32:04 PM |
HHP | $100.00 | 11/4/2011 6:01:14 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:51 PM |
Core-Marketing | $25.00 | 11/4/2011 7:18:12 PM |
shawnw2 | $27.00 | 11/5/2011 2:20:48 AM |
beakerfish | $50.00 | 11/4/2011 9:13:11 PM |
JPAW777 | $50.00 | 11/5/2011 6:30:23 AM |
japerk | $25.00 | 11/5/2011 8:44:50 AM |
ksubd | $100.00 | 11/5/2011 10:07:53 AM |
loot-funkmaster | $25.00 | 11/5/2011 12:48:28 PM |
Scombs | $32.49 | 11/5/2011 4:47:05 PM |
RenovatioCapital | $25.00 | 11/5/2011 9:18:07 PM |
COCHINOBOY | $25.57 | 11/5/2011 9:44:14 PM |
cash-boots7 | $25.00 | 11/6/2011 10:56:14 AM |
Megaton | $25.00 | 11/6/2011 1:45:16 PM |
payment-halo | $25.00 | 11/6/2011 7:48:23 PM |
blissful-dollar3 | $25.00 | 11/6/2011 8:03:41 PM |
dime-vista2 | $25.00 | 11/7/2011 7:12:10 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:33 AM |
palace2 | $246.66 | 11/7/2011 10:59:21 AM |
thenadamgoes | $50.00 | 11/7/2011 11:15:23 AM |
wise-deal-panda | $62.00 | 11/7/2011 11:39:57 AM |
careful-note1 | $25.00 | 11/7/2011 1:31:45 PM |
worth-blanket2 | $2,900.00 | 11/7/2011 3:04:37 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:32 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:38 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:06 PM |
pound-mushroom3 | $25.00 | 11/2/2011 7:18:20 PM |
km007 | $25.00 | 11/3/2011 5:07:36 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 6:20:05 PM |
fortytwo | $150.00 | 11/4/2011 6:39:08 PM |
heroic-platinum | $25.00 | 11/4/2011 10:47:06 PM |
well-mannered-income3 | $30.00 | 11/5/2011 6:05:59 AM |
1phantom | $25.00 | 11/5/2011 8:32:24 AM |
mistrmark | $50.00 | 11/5/2011 8:47:36 AM |
kain11286 | $25.00 | 11/5/2011 10:25:48 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:54:31 AM |
InChicago | $200.00 | 11/5/2011 1:57:54 PM |
missing-link | $25.00 | 11/5/2011 3:04:50 PM |
rate-sceptre | $36.10 | 11/5/2011 3:44:00 PM |
chato2345 | $27.38 | 11/5/2011 4:04:50 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:38:54 PM |
mcgillis99 | $50.00 | 11/5/2011 9:18:24 PM |
income-buffalo1 | $50.00 | 11/5/2011 6:56:04 PM |
kulender | $50.00 | 11/6/2011 6:22:33 AM |
market-mesh | $29.71 | 11/6/2011 10:55:25 AM |
newest-power-banker | $103.94 | 11/6/2011 11:08:52 AM |
balanced-balance6 | $25.00 | 11/6/2011 7:58:02 AM |
duckbill_1972 | $25.00 | 11/6/2011 12:03:07 PM |
capital-halo1 | $1,000.00 | 11/6/2011 1:35:02 PM |
coin-operated895 | $25.00 | 11/6/2011 3:52:54 PM |
vine99 | $60.00 | 11/6/2011 9:27:01 PM |
new-social-economist | $29.89 | 11/6/2011 11:52:13 PM |
fcukciti | $35.00 | 11/7/2011 4:14:44 AM |
fervent-repayment | $100.00 | 11/7/2011 8:08:45 AM |
foothillender | $25.00 | 11/7/2011 8:21:09 AM |
ect_2k20 | $25.00 | 11/7/2011 8:26:55 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:39 AM |
anarchy1985 | $27.90 | 11/7/2011 7:31:19 AM |
orangetrust | $60.00 | 11/7/2011 9:28:36 AM |
power-persimmon5 | $25.00 | 11/7/2011 9:13:56 AM |
twister738 | $25.00 | 11/7/2011 11:22:32 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:11 AM |
enthusiastic-ore5 | $51.67 | 11/7/2011 10:36:28 AM |
SummitAdvisors | $25.00 | 11/7/2011 1:25:24 PM |
OCedHrt | $25.00 | 11/7/2011 2:09:33 PM |
healer199 | $32.00 | 11/7/2011 2:16:11 PM |
trade-surge3 | $75.00 | 11/7/2011 2:06:56 PM |
realtormoises | $25.00 | 11/7/2011 3:04:36 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
536826
This series of Notes was issued and sold upon the funding of the borrower loan #55906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-03-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $195.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 56% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
13 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 | Stated income: | $50,000-$74,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $157,889 | |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| portages |
Borrower's state:
| Michigan |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 94% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,150.00 | < 31 days late:
| 3
( 6% )
| 680-699
(May-2010)
680-699
(Mar-2010)
700-719
(Sep-2008)
680-699
(Aug-2008)
|
Principal balance:
| $1,034.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...make some renovations to my lake home.
My financial situation:
I am a good candidate for this loan because...I have two sources of income-Social Security and state pension as well as part time business. I have had previous prosper loans and amortized according to schedule.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/2/2011 5:03:33 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:06 PM |
jhouman | $25.00 | 11/2/2011 5:52:04 PM |
Kash2010lu | $30.00 | 11/2/2011 5:01:27 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:39 PM |
SLN-10 | $25.00 | 11/2/2011 5:25:47 PM |
Tscheddar | $25.00 | 11/2/2011 5:29:27 PM |
seadrg | $25.00 | 11/2/2011 7:30:49 PM |
pound-mushroom3 | $25.00 | 11/2/2011 7:18:31 PM |
chererat | $100.00 | 11/3/2011 5:15:54 AM |
shawnw2 | $80.00 | 11/3/2011 7:43:04 AM |
EretzCapital | $42.66 | 11/3/2011 8:23:28 AM |
Champion_Lending | $25.00 | 11/3/2011 8:48:49 AM |
benjamins-rumbler | $100.00 | 11/3/2011 7:06:45 AM |
SecondChanceLendingSERV | $35.57 | 11/3/2011 8:05:17 AM |
hillerod | $25.03 | 11/3/2011 10:47:36 AM |
myutmost | $37.00 | 11/3/2011 10:29:57 AM |
papaloha | $33.73 | 11/3/2011 12:39:10 PM |
geophreigh | $40.93 | 11/3/2011 3:17:50 PM |
blitzen40 | $25.00 | 11/3/2011 2:31:54 PM |
managedfund | $225.00 | 11/3/2011 3:53:57 PM |
reinforced-gain7 | $1,000.00 | 11/3/2011 6:41:35 PM |
wise-deal-panda | $200.00 | 11/2/2011 5:12:09 PM |
312-Lender | $25.00 | 11/2/2011 5:15:20 PM |
trumpeter5 | $35.00 | 11/2/2011 5:26:10 PM |
amlu1988 | $25.00 | 11/2/2011 6:06:26 PM |
enticing-capital6 | $50.00 | 11/2/2011 6:35:53 PM |
lendstats_com | $87.77 | 11/2/2011 7:08:46 PM |
servnyou | $30.00 | 11/2/2011 9:52:14 PM |
Feyenoord | $30.00 | 11/2/2011 8:36:12 PM |
zorg77 | $25.00 | 11/3/2011 5:13:55 AM |
Mikale360 | $25.00 | 11/2/2011 11:52:10 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:56 AM |
the-respectful-transaction | $25.00 | 11/3/2011 7:27:55 AM |
brightest-organized-balance | $28.80 | 11/3/2011 8:36:18 AM |
proper-revenue7 | $25.00 | 11/3/2011 9:03:43 AM |
real-return | $25.00 | 11/3/2011 9:32:28 AM |
handy-justice | $50.00 | 11/3/2011 9:33:10 AM |
AndChicksforFree | $50.00 | 11/3/2011 10:12:22 AM |
graceful-investment | $85.00 | 11/3/2011 10:39:58 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:21 AM |
wampum-library4 | $25.00 | 11/3/2011 12:11:40 PM |
realtormoises | $25.00 | 11/3/2011 2:44:07 PM |
tcpfan | $25.00 | 11/3/2011 3:25:24 PM |
well-mannered-income3 | $40.00 | 11/3/2011 5:01:12 PM |
km007 | $25.00 | 11/3/2011 5:07:37 PM |
bellaquito | $938.51 | 11/3/2011 6:45:44 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
536832
This series of Notes was issued and sold upon the funding of the borrower loan #55698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $557.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1965 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,120 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-loyalist |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $4,956.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Nat123
Purpose of loan: Debt Consolidation
This loan will be used to... Reducing & paying off debt
My financial situation: I am gainfully employed
I am a good candidate for this loan because... I have an excellent payment history and have been employed at the same company for over 8 years. I take pride in my credit history so I would like to pay off my debt to be more credit worthy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $33.08 | 11/2/2011 5:02:04 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:39 PM |
bb575 | $50.00 | 11/2/2011 5:34:44 PM |
Clambake | $25.00 | 11/2/2011 5:43:40 PM |
figs4u2 | $100.00 | 11/2/2011 6:17:07 PM |
progressive-economy261 | $400.00 | 11/2/2011 6:55:51 PM |
cnovak | $25.00 | 11/3/2011 7:09:48 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:36 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:29 AM |
exact-loan5 | $50.00 | 11/3/2011 10:43:16 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:55 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:19 PM |
beer-gardener | $50.00 | 11/3/2011 1:11:41 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:06 PM |
Harry | $50.00 | 11/3/2011 2:59:57 PM |
gain-expert | $37.19 | 11/3/2011 9:56:24 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:22 PM |
starry2001 | $25.00 | 11/3/2011 9:04:41 PM |
SeaDevil | $25.00 | 11/4/2011 2:41:19 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:55 AM |
evnagelist | $25.00 | 11/4/2011 10:15:15 AM |
minista | $25.00 | 11/4/2011 12:40:32 PM |
exchange-pledge | $68.00 | 11/4/2011 1:03:56 PM |
unclejaef | $25.00 | 11/4/2011 4:34:20 PM |
jdrez | $25.00 | 11/4/2011 5:40:49 PM |
Gr8Deal | $50.00 | 11/4/2011 5:23:00 PM |
skiberdad | $50.00 | 11/4/2011 5:26:30 PM |
PK_USMC | $25.00 | 11/4/2011 6:38:38 PM |
imhandy | $500.00 | 11/4/2011 6:45:08 PM |
life-is-great | $25.00 | 11/4/2011 6:05:25 PM |
AFairDeal | $25.00 | 11/4/2011 6:48:56 PM |
the-dollar-topper | $150.00 | 11/4/2011 7:28:42 PM |
g9d | $25.00 | 11/4/2011 9:07:31 PM |
SudianX | $25.00 | 11/5/2011 3:40:09 AM |
mennleo | $50.00 | 11/5/2011 5:13:11 AM |
helpful-deal1 | $25.00 | 11/5/2011 6:34:19 AM |
lounges | $50.00 | 11/5/2011 7:27:24 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:00 AM |
income-investor3 | $25.00 | 11/5/2011 7:58:56 AM |
radforj22 | $25.00 | 11/5/2011 10:14:00 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:31 AM |
subtle-revenue0 | $25.00 | 11/5/2011 12:06:54 PM |
gracej | $25.00 | 11/5/2011 12:07:19 PM |
tranquil-revenue | $25.00 | 11/5/2011 12:30:57 PM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:45 PM |
careful-note1 | $25.00 | 11/5/2011 12:44:14 PM |
gold-sushi | $25.00 | 11/5/2011 1:27:46 PM |
rolltide09 | $25.00 | 11/5/2011 1:43:34 PM |
genius520 | $50.00 | 11/5/2011 1:21:19 PM |
vigilance-revolutionary | $50.00 | 11/5/2011 2:44:44 PM |
force780 | $25.00 | 11/5/2011 2:54:22 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:29 PM |
gilbrear | $25.00 | 11/5/2011 2:29:18 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:36 PM |
larrybird | $2,000.00 | 11/5/2011 2:48:22 PM |
fcrick | $25.00 | 11/5/2011 3:24:24 PM |
vtrentster | $26.00 | 11/5/2011 3:46:10 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 2:54:37 PM |
zbfamwl | $25.00 | 11/5/2011 4:59:12 PM |
damage | $25.00 | 11/5/2011 3:20:38 PM |
a275ranger | $30.00 | 11/5/2011 8:54:16 PM |
yield-seeker | $25.00 | 11/5/2011 4:30:52 PM |
FoosMaster | $25.00 | 11/5/2011 9:54:41 PM |
gain-expert | $30.00 | 11/6/2011 12:22:19 AM |
p2p-eagle9 | $25.00 | 11/6/2011 3:02:20 AM |
rudyindc | $25.00 | 11/6/2011 6:21:22 AM |
heerzaquestion | $25.00 | 11/6/2011 6:34:28 AM |
grf1945 | $75.00 | 11/6/2011 10:18:08 AM |
blLending | $25.00 | 11/6/2011 10:32:57 AM |
nuclearmoose | $25.00 | 11/6/2011 10:55:41 AM |
the-auction-bear | $25.00 | 11/6/2011 10:57:13 AM |
oneeighty | $25.00 | 11/6/2011 11:10:42 AM |
degster | $25.00 | 11/6/2011 7:30:19 AM |
velocity-warrior | $25.00 | 11/6/2011 11:22:39 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:17 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:03 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:12 PM |
Arg3998 | $25.00 | 11/6/2011 2:15:07 PM |
jazz619 | $25.00 | 11/6/2011 1:06:14 PM |
wigglesworth4 | $100.00 | 11/6/2011 1:12:33 PM |
bailey7563 | $30.79 | 11/6/2011 3:20:26 PM |
kulender | $50.00 | 11/6/2011 5:11:14 PM |
herbyman | $37.00 | 11/6/2011 6:44:38 PM |
mike279766 | $42.78 | 11/6/2011 3:00:46 PM |
ThomasC | $50.00 | 11/7/2011 5:00:36 AM |
fcukciti | $35.00 | 11/7/2011 4:14:44 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:13 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:48 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:50 AM |
Binkass22 | $100.00 | 11/7/2011 7:28:45 AM |
klin | $50.00 | 11/7/2011 8:48:33 AM |
helpinghand63 | $25.00 | 11/7/2011 10:04:03 AM |
loot-heart | $25.00 | 11/7/2011 9:08:00 AM |
new-goodhearted-economy | $176.48 | 11/7/2011 10:42:06 AM |
dordee | $75.00 | 11/7/2011 9:50:09 AM |
benjamin67 | $32.00 | 11/7/2011 10:06:38 AM |
coin-wheel | $100.00 | 11/7/2011 11:17:52 AM |
the-enthralling-coin | $25.00 | 11/7/2011 11:23:03 AM |
reinforced-gain7 | $581.36 | 11/7/2011 1:10:13 PM |
influential-benjamins0 | $100.00 | 11/2/2011 5:31:41 PM |
iaffy | $50.00 | 11/2/2011 5:51:34 PM |
riskreward | $250.00 | 11/2/2011 6:33:09 PM |
Rob717171 | $25.00 | 11/2/2011 6:55:45 PM |
responsibility-butterfly | $25.00 | 11/2/2011 7:11:12 PM |
misit | $25.00 | 11/2/2011 6:56:35 PM |
kenji4861 | $25.00 | 11/2/2011 7:15:30 PM |
john0720 | $25.00 | 11/3/2011 7:07:11 AM |
scholarly-benefit5 | $25.00 | 11/3/2011 9:02:39 AM |
tolerant-dinero2 | $25.00 | 11/3/2011 9:09:22 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:17 AM |
susurrus | $25.00 | 11/3/2011 12:33:38 PM |
indomitable-coin | $50.00 | 11/3/2011 4:57:02 PM |
jaycro | $25.00 | 11/3/2011 6:41:41 PM |
order-spy9 | $88.13 | 11/3/2011 7:11:03 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:08 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:34 AM |
director877 | $25.00 | 11/4/2011 8:21:00 AM |
ujiba | $50.00 | 11/4/2011 10:11:39 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:47 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:10 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:31 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:21 AM |
fund-bauble | $50.00 | 11/4/2011 12:53:02 PM |
Darts | $50.00 | 11/4/2011 11:49:28 AM |
MrEville | $25.00 | 11/4/2011 3:11:20 PM |
first-compassion-oak | $25.00 | 11/4/2011 1:22:02 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:22:24 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:50 PM |
mistertao | $25.00 | 11/4/2011 8:16:38 PM |
Earnest_Money | $27.00 | 11/4/2011 8:45:58 PM |
TigerForce | $25.00 | 11/5/2011 5:24:01 AM |
unbelievable-peso8 | $50.00 | 11/5/2011 8:39:08 AM |
green28 | $100.00 | 11/5/2011 8:13:38 AM |
1phantom | $25.00 | 11/5/2011 8:32:25 AM |
irishcocacola | $29.44 | 11/5/2011 10:50:26 AM |
Banker7371 | $25.00 | 11/5/2011 12:13:31 PM |
velocity-solo | $25.00 | 11/5/2011 12:53:39 PM |
jescowa | $50.00 | 11/5/2011 1:30:30 PM |
brightest-gain-investor | $2,000.00 | 11/5/2011 2:59:52 PM |
DadWarbucks | $25.00 | 11/5/2011 2:58:24 PM |
triguy | $2,000.00 | 11/5/2011 3:07:17 PM |
BonesyJones | $500.00 | 11/5/2011 5:54:41 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:33 PM |
makerain | $100.00 | 11/5/2011 7:00:28 PM |
dollar-tornado3 | $25.00 | 11/6/2011 4:13:50 AM |
Domgabriel | $25.00 | 11/6/2011 5:05:49 AM |
akmikej | $25.00 | 11/6/2011 7:08:34 AM |
pious-benjamins1 | $26.00 | 11/6/2011 9:12:26 AM |
Tahoeguy | $50.00 | 11/6/2011 6:28:52 AM |
amijo | $25.00 | 11/6/2011 10:40:08 AM |
the-auction-bear | $25.00 | 11/6/2011 11:01:31 AM |
dospapalotes | $25.00 | 11/6/2011 8:26:12 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:10 AM |
ramsba | $50.00 | 11/6/2011 10:17:30 AM |
CalBear5 | $25.00 | 11/6/2011 12:33:19 PM |
point-pecan | $74.19 | 11/6/2011 10:28:04 AM |
greenkid | $25.00 | 11/6/2011 12:39:55 PM |
gentle-gold | $25.00 | 11/6/2011 1:29:18 PM |
RichDadPoorDad | $25.00 | 11/6/2011 4:31:29 PM |
Auburnmist | $25.00 | 11/6/2011 4:31:58 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:35 PM |
luminous-payout6 | $25.00 | 11/6/2011 6:19:51 PM |
oaktown11 | $50.00 | 11/6/2011 6:27:44 PM |
Weaverville | $50.00 | 11/6/2011 7:14:58 PM |
CapitolHill | $38.47 | 11/7/2011 5:03:54 AM |
ritwngr | $25.00 | 11/7/2011 6:22:59 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:29 AM |
mlender | $35.00 | 11/7/2011 6:57:03 AM |
rmachi | $25.00 | 11/7/2011 9:38:33 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:07 AM |
rate-negotiator | $25.00 | 11/7/2011 8:57:39 AM |
important-diversification620 | $25.00 | 11/7/2011 9:26:32 AM |
financial-frenzy | $50.00 | 11/7/2011 11:43:19 AM |
Headhunter14 | $25.00 | 11/7/2011 11:12:23 AM |
Loan-Mart | $47.09 | 11/7/2011 12:43:22 PM |
175 Investments
|
Borrower Payment Dependent Notes Series
536842
This series of Notes was issued and sold upon the funding of the borrower loan #55882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,101 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-saxaphone1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/2/2011 5:03:34 PM |
economy-coup | $50.00 | 11/2/2011 5:02:31 PM |
responsibility-butterfly | $25.00 | 11/3/2011 6:30:56 AM |
fountain355 | $25.00 | 11/3/2011 8:53:30 AM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:06 PM |
km007 | $25.00 | 11/3/2011 5:07:37 PM |
green28 | $25.00 | 11/4/2011 5:01:20 AM |
careful-note1 | $25.00 | 11/4/2011 7:09:44 AM |
beer-gardener | $25.00 | 11/4/2011 7:45:59 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:32 AM |
money-yeller | $25.00 | 11/4/2011 1:27:25 PM |
shawnw2 | $25.00 | 11/5/2011 2:20:48 AM |
newest-attractive-funds | $25.00 | 11/5/2011 10:04:49 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:40:54 AM |
Gladglide | $25.00 | 11/5/2011 1:32:12 PM |
kulender | $50.00 | 11/6/2011 6:22:34 AM |
social-zebra | $31.40 | 11/6/2011 1:41:02 PM |
reinforced-gain7 | $2,000.00 | 11/7/2011 1:10:40 PM |
social-cocktail1 | $200.00 | 11/2/2011 5:03:40 PM |
finance-mushroom | $200.00 | 11/2/2011 5:06:07 PM |
finance-solo | $25.00 | 11/3/2011 5:28:10 AM |
realtormoises | $25.00 | 11/3/2011 2:44:34 PM |
money-fort | $25.00 | 11/3/2011 4:19:58 PM |
HHP | $100.00 | 11/4/2011 9:47:38 AM |
let_me_retire | $100.00 | 11/4/2011 1:57:46 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 6:18:41 PM |
well-mannered-income3 | $50.00 | 11/5/2011 6:03:04 AM |
1phantom | $25.00 | 11/5/2011 8:32:26 AM |
winmals | $25.00 | 11/5/2011 1:59:50 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:35:32 PM |
RenovatioCapital | $25.00 | 11/5/2011 9:16:10 PM |
neorunner | $25.00 | 11/6/2011 12:16:04 PM |
fcukciti | $35.00 | 11/7/2011 4:14:45 AM |
AdamsWay | $50.00 | 11/7/2011 11:41:11 AM |
bellaquito | $1,333.60 | 11/7/2011 1:31:18 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
536852
This series of Notes was issued and sold upon the funding of the borrower loan #55912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $767.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,210 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BxRealtor |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 10 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
720-739
(Jul-2008)
740-759
(May-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Consolidating Higher Rate Loans
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
orange-courageous-dedication | $25.00 | 11/2/2011 5:09:07 PM |
bonus-tent | $25.00 | 11/2/2011 5:13:00 PM |
solstice175 | $25.00 | 11/2/2011 5:23:49 PM |
freesia54 | $50.00 | 11/2/2011 5:25:23 PM |
worthy-bid8 | $50.00 | 11/2/2011 5:36:40 PM |
income-excellence1 | $25.00 | 11/2/2011 5:39:02 PM |
Clambake | $25.00 | 11/2/2011 5:43:40 PM |
scojo | $25.02 | 11/2/2011 5:07:00 PM |
Octavian315 | $35.00 | 11/2/2011 5:09:23 PM |
leader91 | $25.00 | 11/2/2011 5:10:04 PM |
vigilance-revolutionary | $50.00 | 11/2/2011 5:12:47 PM |
velocity-solo | $25.00 | 11/2/2011 5:02:06 PM |
credit-vinyl | $25.00 | 11/2/2011 5:57:42 PM |
reinforced-revenue069 | $25.00 | 11/2/2011 6:08:50 PM |
jga516 | $25.00 | 11/2/2011 6:11:10 PM |
get30inc | $50.00 | 11/2/2011 5:25:31 PM |
MJDAE | $50.00 | 11/2/2011 5:28:12 PM |
rmachi | $25.00 | 11/2/2011 6:19:38 PM |
indomitable-coin | $25.00 | 11/2/2011 5:34:21 PM |
massuot | $25.00 | 11/2/2011 5:11:32 PM |
riskadverse44 | $25.00 | 11/2/2011 5:14:29 PM |
hard-working-rate3 | $100.00 | 11/2/2011 6:28:24 PM |
cablenews | $100.00 | 11/2/2011 5:23:16 PM |
AFairDeal | $25.00 | 11/2/2011 6:54:31 PM |
intelligent-repayment8 | $1,000.00 | 11/2/2011 5:53:56 PM |
chestnut4 | $25.00 | 11/2/2011 6:08:17 PM |
eis930 | $100.00 | 11/2/2011 7:03:47 PM |
neighborly-hope6 | $100.00 | 11/2/2011 6:13:57 PM |
kaleinoue | $25.00 | 11/2/2011 6:02:10 PM |
wtrboy | $25.00 | 11/2/2011 6:03:28 PM |
Thelonius98 | $25.00 | 11/2/2011 6:27:56 PM |
Rdodson11 | $25.00 | 11/2/2011 6:28:35 PM |
best-enriched-auction | $25.00 | 11/2/2011 6:17:23 PM |
kbguru | $25.00 | 11/2/2011 6:17:57 PM |
anacent | $25.00 | 11/2/2011 6:47:58 PM |
awwaww | $25.00 | 11/2/2011 6:55:10 PM |
Pasagam | $50.00 | 11/2/2011 6:50:36 PM |
lifegrowth | $25.00 | 11/2/2011 6:56:09 PM |
kenji4861 | $25.00 | 11/2/2011 7:15:48 PM |
rs999 | $25.00 | 11/2/2011 7:02:22 PM |
Kame | $25.00 | 11/2/2011 7:06:41 PM |
ethical-bid6 | $50.00 | 11/2/2011 10:32:31 PM |
resolute-justice413 | $100.00 | 11/2/2011 7:08:53 PM |
UnclePockets | $25.00 | 11/2/2011 7:10:26 PM |
responsibility-butterfly | $25.00 | 11/2/2011 7:11:13 PM |
s270 | $50.00 | 11/2/2011 8:24:44 PM |
kindness-hickory5 | $25.00 | 11/3/2011 4:21:09 AM |
Snailslug | $25.00 | 11/2/2011 8:54:09 PM |
blue-euro-human | $25.00 | 11/2/2011 10:33:13 PM |
market-maple | $25.00 | 11/2/2011 10:08:22 PM |
justinology | $50.00 | 11/3/2011 12:37:58 AM |
john0720 | $25.00 | 11/3/2011 7:05:10 AM |
blot44 | $100.00 | 11/3/2011 4:27:08 AM |
tntmojave | $50.00 | 11/3/2011 4:30:21 AM |
fishman42 | $25.16 | 11/3/2011 5:22:39 AM |
value-wind0 | $50.00 | 11/3/2011 8:26:37 AM |
tolstoy00 | $25.00 | 11/3/2011 8:36:01 AM |
chemistry220 | $25.00 | 11/3/2011 8:54:27 AM |
pawsitive | $25.00 | 11/3/2011 9:08:51 AM |
cnovak | $25.00 | 11/3/2011 7:09:49 AM |
ZeoInvestments | $25.00 | 11/3/2011 7:22:18 AM |
brutusbone | $25.00 | 11/3/2011 9:37:18 AM |
Railbird | $25.00 | 11/3/2011 9:43:02 AM |
truth-vault4 | $25.00 | 11/3/2011 9:45:04 AM |
scholarly-benefit5 | $25.15 | 11/3/2011 9:02:39 AM |
tolerant-dinero2 | $25.00 | 11/3/2011 9:08:49 AM |
Cheburashka | $25.00 | 11/3/2011 9:39:15 AM |
Kijib | $25.00 | 11/3/2011 9:57:40 AM |
FortuneFund | $50.00 | 11/3/2011 10:50:10 AM |
finance-explosion6 | $25.00 | 11/3/2011 10:26:30 AM |
zski | $25.00 | 11/3/2011 10:27:53 AM |
bobby5832708 | $25.00 | 11/3/2011 10:30:18 AM |
flexiboy35 | $25.00 | 11/3/2011 10:58:17 AM |
nicebank | $25.00 | 11/3/2011 11:07:06 AM |
mike_banker | $50.00 | 11/3/2011 11:16:20 AM |
tlp43 | $25.00 | 11/3/2011 11:28:44 AM |
susurrus | $25.00 | 11/3/2011 12:35:12 PM |
enterprising-credit2 | $25.00 | 11/3/2011 2:58:07 PM |
efficient-marketplace | $25.00 | 11/3/2011 3:21:19 PM |
beer-gardener | $100.00 | 11/3/2011 1:12:21 PM |
Emgolda | $25.00 | 11/3/2011 4:33:10 PM |
larrybird | $2,000.00 | 11/3/2011 1:56:20 PM |
shrewd-dedication2 | $100.00 | 11/3/2011 2:24:35 PM |
new-gold-wrangler | $2,000.00 | 11/3/2011 2:36:24 PM |
1redfish | $100.00 | 11/3/2011 5:19:05 PM |
Harry | $50.00 | 11/3/2011 2:59:57 PM |
friendinmoney | $43.15 | 11/3/2011 3:29:56 PM |
janeybooboo | $50.00 | 11/3/2011 4:32:52 PM |
NoCal | $25.00 | 11/3/2011 5:42:56 PM |
hostbank | $100.00 | 11/3/2011 5:59:39 PM |
seanambrose | $25.00 | 11/3/2011 6:25:06 PM |
jt530 | $25.00 | 11/3/2011 5:26:18 PM |
emo13 | $50.00 | 11/3/2011 5:35:17 PM |
CornerKetch | $25.00 | 11/3/2011 5:55:40 PM |
whistledicksmith | $25.00 | 11/3/2011 6:04:43 PM |
reinforced-gain7 | $500.00 | 11/3/2011 6:39:53 PM |
ritwik | $50.00 | 11/3/2011 6:42:13 PM |
herman7 | $25.00 | 11/3/2011 7:09:46 PM |
ujiba | $50.00 | 11/3/2011 7:18:50 PM |
dadalou | $25.00 | 11/3/2011 8:17:59 PM |
bouvierchamp | $50.00 | 11/3/2011 9:07:51 PM |
Tscheddar | $25.00 | 11/4/2011 3:06:56 AM |
yield-hut | $28.00 | 11/4/2011 3:25:31 AM |
first-serene-credit | $25.00 | 11/4/2011 7:40:10 AM |
littlemonkey | $25.00 | 11/4/2011 7:54:50 AM |
Goodlender42 | $25.00 | 11/4/2011 5:34:55 AM |
debt-legend | $25.00 | 11/4/2011 8:36:24 AM |
dedicated-hope640 | $25.00 | 11/4/2011 9:12:20 AM |
retiresecure | $25.00 | 11/4/2011 7:07:43 AM |
Panna | $25.00 | 11/4/2011 9:55:38 AM |
building-america | $25.00 | 11/4/2011 8:13:57 AM |
mflawyer | $25.00 | 11/4/2011 8:43:58 AM |
LenderByDay | $25.00 | 11/4/2011 8:04:16 AM |
Snoopylover | $25.00 | 11/4/2011 10:10:48 AM |
tenacious-payout | $50.00 | 11/4/2011 8:39:55 AM |
Carne_Chung | $25.00 | 11/4/2011 9:51:58 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:11 AM |
TheYellowDart | $25.00 | 11/4/2011 10:06:35 AM |
L-vex | $25.00 | 11/4/2011 10:28:56 AM |
evnagelist | $25.00 | 11/4/2011 10:15:16 AM |
moneynmotion | $25.00 | 11/4/2011 10:46:05 AM |
exuberant-dime | $25.00 | 11/4/2011 10:53:26 AM |
jey6941 | $25.00 | 11/4/2011 10:18:55 AM |
ProjectVenture | $25.00 | 11/4/2011 10:38:23 AM |
BankofHank | $250.00 | 11/4/2011 11:16:39 AM |
acropiloterau2002 | $25.00 | 11/4/2011 10:30:30 AM |
Aimvest | $25.00 | 11/4/2011 10:36:40 AM |
abkennedy | $25.00 | 11/4/2011 10:40:09 AM |
RayEarth | $25.00 | 11/4/2011 10:45:41 AM |
damage | $25.00 | 11/4/2011 11:23:57 AM |
pleasant-basis | $25.00 | 11/4/2011 11:35:03 AM |
yenlowang | $25.00 | 11/4/2011 11:45:45 AM |
cmark1 | $25.00 | 11/4/2011 12:03:19 PM |
dartmouth99 | $25.00 | 11/4/2011 12:06:35 PM |
Jay_Tee | $100.00 | 11/4/2011 12:23:11 PM |
red-enthralling-justice | $25.00 | 11/4/2011 12:36:33 PM |
tenacious-affluence | $100.00 | 11/4/2011 11:33:10 AM |
nickel-ferret | $50.00 | 11/4/2011 11:46:22 AM |
baker31 | $54.19 | 11/4/2011 1:10:42 PM |
yarg | $25.00 | 11/4/2011 11:47:06 AM |
economy-molecule3 | $500.00 | 11/4/2011 12:04:19 PM |
Spiv_51 | $25.00 | 11/4/2011 1:36:27 PM |
ski bum | $100.00 | 11/4/2011 12:15:48 PM |
jtrue71 | $25.00 | 11/4/2011 12:23:30 PM |
minista | $25.00 | 11/4/2011 12:40:32 PM |
NYBIZ | $25.00 | 11/4/2011 12:29:52 PM |
Strato | $25.02 | 11/4/2011 12:32:37 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:56 PM |
steady-silver6 | $50.00 | 11/4/2011 1:28:14 PM |
martymaniaman | $25.00 | 11/4/2011 1:44:37 PM |
Aristocrat | $26.59 | 11/4/2011 2:25:55 PM |
triguy | $2,000.00 | 11/4/2011 2:54:30 PM |
windfall46 | $25.00 | 11/2/2011 5:10:46 PM |
transparency-river1 | $1,000.00 | 11/2/2011 5:21:00 PM |
diligent-leverage | $25.00 | 11/2/2011 5:24:24 PM |
pdub | $75.00 | 11/2/2011 5:24:36 PM |
fcrick | $25.00 | 11/2/2011 5:35:06 PM |
unrivaled-silver | $25.00 | 11/2/2011 5:11:20 PM |
gojackgo | $50.00 | 11/2/2011 5:57:38 PM |
greenback-seagull2 | $50.00 | 11/2/2011 5:15:26 PM |
Azonic21 | $25.00 | 11/2/2011 6:02:22 PM |
Preteur | $25.00 | 11/2/2011 6:12:20 PM |
MiniBank998 | $25.00 | 11/2/2011 6:14:54 PM |
dharma1 | $25.00 | 11/2/2011 6:18:54 PM |
hardwareman | $25.00 | 11/2/2011 5:09:49 PM |
gracej | $25.00 | 11/2/2011 5:30:40 PM |
mar97 | $25.00 | 11/2/2011 5:17:57 PM |
IIP77 | $25.00 | 11/2/2011 5:42:40 PM |
SMVM87 | $25.00 | 11/2/2011 6:48:42 PM |
dberry46 | $25.00 | 11/2/2011 5:45:36 PM |
nick5454 | $25.00 | 11/2/2011 5:29:38 PM |
BaxterEvil | $25.00 | 11/2/2011 5:49:22 PM |
vivacious-truth3 | $25.00 | 11/2/2011 5:32:32 PM |
bb575 | $50.00 | 11/2/2011 5:34:44 PM |
sjlender | $100.00 | 11/2/2011 6:59:38 PM |
Pebbles-Lending | $25.00 | 11/2/2011 7:01:49 PM |
KLCRAY | $25.00 | 11/2/2011 7:05:49 PM |
BiggestG | $25.00 | 11/2/2011 7:13:14 PM |
kinetic-openness0 | $25.00 | 11/2/2011 7:16:36 PM |
figs4u2 | $100.00 | 11/2/2011 6:17:08 PM |
riskreward | $250.00 | 11/2/2011 6:33:09 PM |
AmericanCredit | $50.00 | 11/2/2011 6:34:11 PM |
Rob717171 | $50.00 | 11/2/2011 6:55:01 PM |
misit | $25.00 | 11/2/2011 6:56:35 PM |
alpinaut | $25.00 | 11/2/2011 7:21:20 PM |
ptjg | $100.00 | 11/2/2011 11:15:07 PM |
impressive-loan | $100.00 | 11/2/2011 7:10:37 PM |
Munnie | $50.00 | 11/2/2011 7:45:57 PM |
Hoov | $25.00 | 11/2/2011 10:33:25 PM |
generosity-battalion0 | $25.00 | 11/3/2011 7:06:39 AM |
gzeo | $25.00 | 11/3/2011 7:23:49 AM |
happyskippy0208 | $25.00 | 11/3/2011 8:09:16 AM |
Captain88 | $25.00 | 11/3/2011 6:35:23 AM |
radforj22 | $25.00 | 11/3/2011 6:37:19 AM |
chlebie | $50.00 | 11/3/2011 9:10:33 AM |
moola-man | $25.00 | 11/3/2011 8:20:58 AM |
YLlama | $25.00 | 11/3/2011 10:02:30 AM |
jazz619 | $25.00 | 11/3/2011 9:25:46 AM |
BigBag | $25.00 | 11/3/2011 10:18:43 AM |
adamnash | $25.00 | 11/3/2011 10:01:12 AM |
subtle-revenue0 | $25.00 | 11/3/2011 9:59:38 AM |
slartibardfast | $25.00 | 11/3/2011 10:40:45 AM |
integrity-saver | $50.00 | 11/3/2011 10:48:24 AM |
rockytop | $50.00 | 11/3/2011 10:23:43 AM |
cosygirl | $50.00 | 11/3/2011 10:26:10 AM |
spiritual-money299 | $50.00 | 11/3/2011 10:30:29 AM |
unequaled-loyalty7 | $25.00 | 11/3/2011 10:38:12 AM |
sweet-loan7 | $25.00 | 11/3/2011 10:48:58 AM |
novice-speculator | $25.00 | 11/3/2011 11:45:08 AM |
susurrus | $75.00 | 11/3/2011 12:37:45 PM |
TheBestDad | $25.00 | 11/3/2011 1:15:01 PM |
rulender | $25.00 | 11/3/2011 1:46:05 PM |
nimble-nickel | $100.00 | 11/3/2011 2:37:01 PM |
compoundinterest | $50.00 | 11/3/2011 5:08:37 PM |
RG | $25.00 | 11/3/2011 5:20:49 PM |
Mad_Scientist | $65.82 | 11/3/2011 5:43:47 PM |
lounges | $40.00 | 11/3/2011 4:35:07 PM |
jthomps4 | $25.00 | 11/3/2011 6:12:25 PM |
brightest-gain-investor | $2,000.00 | 11/3/2011 6:50:08 PM |
best-deal-banker | $34.00 | 11/3/2011 5:37:08 PM |
britgsb | $30.00 | 11/3/2011 5:37:24 PM |
benjay25 | $35.00 | 11/3/2011 5:43:19 PM |
dtrain5 | $50.00 | 11/3/2011 5:41:50 PM |
credible-durability | $25.00 | 11/3/2011 5:44:02 PM |
gold-disk | $25.00 | 11/3/2011 6:00:49 PM |
Mr_Marcus | $25.00 | 11/3/2011 6:13:11 PM |
sushi537 | $25.00 | 11/3/2011 6:16:54 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:08 PM |
bellaquito | $2,000.00 | 11/3/2011 6:43:55 PM |
Nazbuster | $100.00 | 11/3/2011 6:48:00 PM |
Mailmon | $100.00 | 11/3/2011 9:12:54 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:16:28 PM |
Brisket_Bob | $250.00 | 11/4/2011 5:05:38 AM |
paladin510 | $25.00 | 11/3/2011 9:18:31 PM |
loot-heart | $25.00 | 11/3/2011 9:32:38 PM |
silver-armada | $50.00 | 11/4/2011 4:18:59 AM |
Prairie-MN | $30.00 | 11/4/2011 4:23:06 AM |
orange-dollar-guild | $25.00 | 11/4/2011 7:42:52 AM |
ctgscott | $25.00 | 11/4/2011 9:56:33 AM |
Quaven | $25.00 | 11/4/2011 10:04:26 AM |
Turkish101 | $25.00 | 11/4/2011 10:05:58 AM |
dollarsforrent | $50.00 | 11/4/2011 8:31:55 AM |
JazzFranchise | $25.00 | 11/4/2011 10:11:55 AM |
MoneySiles | $25.00 | 11/4/2011 10:02:47 AM |
MadHun | $200.00 | 11/4/2011 10:06:16 AM |
SeaLoans | $25.00 | 11/4/2011 10:10:23 AM |
ouyangers | $25.00 | 11/4/2011 10:31:52 AM |
best-ingenious-funds | $100.00 | 11/4/2011 10:13:00 AM |
i3urtonair | $25.00 | 11/4/2011 10:07:40 AM |
thezfunk | $25.00 | 11/4/2011 10:10:42 AM |
new-truth-chuckler | $25.00 | 11/4/2011 10:13:04 AM |
9boag | $25.00 | 11/4/2011 10:56:34 AM |
JohnW12 | $50.00 | 11/4/2011 11:09:54 AM |
Trinkaloki | $25.00 | 11/4/2011 10:36:18 AM |
onlyinchicago | $50.00 | 11/4/2011 11:21:04 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:30 AM |
sail120 | $50.00 | 11/4/2011 11:22:27 AM |
funds-magician142 | $25.00 | 11/4/2011 11:26:36 AM |
openness-prospector | $25.00 | 11/4/2011 10:45:21 AM |
phillipd48 | $25.00 | 11/4/2011 10:55:27 AM |
FoosMaster | $35.00 | 11/4/2011 11:33:58 AM |
commitment-antioxidant8 | $25.00 | 11/4/2011 11:11:10 AM |
NorthlandAlchemist | $61.66 | 11/4/2011 11:58:00 AM |
br4444 | $25.00 | 11/4/2011 11:23:00 AM |
Chutney | $25.00 | 11/4/2011 11:24:33 AM |
valiant-liberty4 | $25.00 | 11/4/2011 12:37:39 PM |
return-marsupial3 | $25.00 | 11/4/2011 11:44:30 AM |
BlindSquirrel | $25.00 | 11/4/2011 11:49:02 AM |
Ivan2007 | $25.00 | 11/4/2011 11:49:45 AM |
PISCESPRINCESS | $50.00 | 11/4/2011 11:50:27 AM |
iaffy | $50.00 | 11/4/2011 11:53:57 AM |
Darts | $50.00 | 11/4/2011 11:49:29 AM |
theogeer | $25.00 | 11/4/2011 1:29:47 PM |
first-favorite-bonus9 | $25.00 | 11/4/2011 11:51:08 AM |
radiant-integrity | $250.00 | 11/4/2011 11:52:23 AM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:01 PM |
Zoramite | $25.00 | 11/4/2011 12:07:01 PM |
red-unequivocal-finance | $25.00 | 11/4/2011 12:29:17 PM |
GodzillaLending | $25.00 | 11/4/2011 12:35:08 PM |
rcldesign | $25.00 | 11/4/2011 12:24:08 PM |
brightest-gain-investor | $456.24 | 11/4/2011 2:56:09 PM |
fairness-drum | $25.00 | 11/4/2011 1:20:50 PM |
sgt-schultz | $25.00 | 11/4/2011 1:46:05 PM |
beebede | $25.00 | 11/4/2011 2:14:28 PM |
284 Investments
|
Borrower Payment Dependent Notes Series
536862
This series of Notes was issued and sold upon the funding of the borrower loan #56009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,083 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| revenue-britches |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expensive to have a baby
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/5/2011 12:03:05 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:11 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:04 PM |
evnagelist | $25.00 | 11/5/2011 1:00:50 PM |
kulender | $50.00 | 11/6/2011 6:22:55 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:08 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:31 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:31 PM |
EBITDA | $25.00 | 11/7/2011 1:17:30 PM |
Tai | $25.00 | 11/7/2011 5:07:38 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:11 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:48 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:41 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:04 PM |
rs999 | $25.00 | 11/7/2011 6:28:59 PM |
idastmerchants | $25.00 | 11/7/2011 6:49:33 PM |
prohelper | $25.00 | 11/7/2011 7:48:44 PM |
payout-achievement | $35.00 | 11/7/2011 8:23:47 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:08 PM |
miamibeachloaner | $25.00 | 11/7/2011 7:50:43 PM |
bellaquito | $2,000.00 | 11/7/2011 9:48:30 PM |
a-resplendent-commitment | $25.00 | 11/7/2011 8:01:57 PM |
lender4433 | $25.00 | 11/7/2011 8:31:23 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:42 PM |
market-pudding | $25.00 | 11/8/2011 1:24:23 AM |
songbird98 | $25.00 | 11/8/2011 7:24:14 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:57 AM |
enticing-exchange3 | $25.00 | 11/8/2011 8:31:49 AM |
Diamond_Jim | $25.00 | 11/8/2011 9:20:14 AM |
Georgetastic | $25.00 | 11/8/2011 9:20:27 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 9:25:44 AM |
dedicated-transaction796 | $25.00 | 11/8/2011 9:38:31 AM |
ChuckieG | $25.00 | 11/8/2011 10:02:56 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:57 AM |
km007 | $25.00 | 11/8/2011 10:24:24 AM |
melodious-fairness | $25.00 | 11/8/2011 9:02:10 AM |
bettndon | $75.00 | 11/8/2011 10:45:04 AM |
TronMedici | $50.00 | 11/8/2011 10:25:29 AM |
orange-preeminant-bill | $25.00 | 11/8/2011 10:32:38 AM |
saffron4 | $25.00 | 11/8/2011 10:56:06 AM |
Learning2Lend | $25.00 | 11/8/2011 10:57:47 AM |
cgkid | $25.00 | 11/8/2011 11:22:23 AM |
first-integrity-gravity | $50.00 | 11/8/2011 11:38:24 AM |
economy-producer | $25.00 | 11/8/2011 11:10:50 AM |
Investoman | $75.00 | 11/8/2011 11:12:26 AM |
Kaj | $25.00 | 11/8/2011 11:47:14 AM |
JLMGroupFunds | $25.00 | 11/8/2011 11:29:15 AM |
tylerfd | $25.00 | 11/8/2011 12:00:14 PM |
triumphant-community | $25.00 | 11/8/2011 10:37:31 AM |
Mariner3605 | $25.00 | 11/8/2011 12:03:42 PM |
tolerant-truth2 | $50.00 | 11/8/2011 2:31:55 PM |
truth-point | $25.00 | 11/8/2011 1:45:52 PM |
MC_ | $25.00 | 11/8/2011 11:45:15 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:43 PM |
abovefifty | $30.50 | 11/8/2011 5:01:58 PM |
restech | $25.00 | 11/8/2011 5:02:21 PM |
maco0018 | $25.00 | 11/8/2011 5:05:26 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:06 PM |
Reliance_Banker | $25.00 | 11/8/2011 5:17:28 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:30 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:50 PM |
bsh297 | $25.01 | 11/8/2011 3:40:28 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:23 PM |
GreedyLawyer | $33.22 | 11/8/2011 5:18:34 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:35 PM |
pdub | $75.00 | 11/5/2011 2:16:42 PM |
rescue | $100.00 | 11/5/2011 3:11:06 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:07 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:05 PM |
Tylerh | $500.00 | 11/7/2011 2:19:37 PM |
kchen486 | $50.00 | 11/7/2011 2:08:33 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:11 PM |
Wellman | $25.00 | 11/7/2011 6:09:33 PM |
treasure-bliss | $25.00 | 11/7/2011 5:30:46 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:32 PM |
miked8303 | $25.00 | 11/7/2011 6:28:28 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:54 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:29 PM |
gt1687c | $25.00 | 11/7/2011 7:54:58 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:33 PM |
CAGE-Investments | $25.00 | 11/7/2011 7:21:39 PM |
arsisi | $25.00 | 11/7/2011 7:23:58 PM |
antlr | $50.00 | 11/7/2011 9:35:21 PM |
desertoasis | $25.00 | 11/8/2011 5:32:59 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:23 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:09 AM |
mlj0671 | $25.00 | 11/8/2011 6:51:43 AM |
Katburg | $25.00 | 11/8/2011 7:12:47 AM |
SolarMoonshine | $25.00 | 11/8/2011 3:45:12 AM |
terrific-peace8 | $25.00 | 11/8/2011 8:13:47 AM |
leverage-monger | $25.00 | 11/8/2011 8:19:03 AM |
managedfund | $2,500.00 | 11/8/2011 8:32:32 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:01:01 AM |
shrewd-peace7 | $25.00 | 11/8/2011 9:18:49 AM |
ryanplays311 | $25.00 | 11/8/2011 9:47:49 AM |
TrekTune | $25.00 | 11/8/2011 10:05:01 AM |
magnitude787 | $25.00 | 11/8/2011 10:28:29 AM |
missile8 | $25.00 | 11/8/2011 10:21:48 AM |
minddoc | $25.00 | 11/8/2011 10:29:06 AM |
Sibelius2 | $25.00 | 11/8/2011 10:51:26 AM |
market-jam | $50.00 | 11/8/2011 10:59:44 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:11 AM |
reward-adventure | $25.00 | 11/8/2011 11:27:50 AM |
trombone245 | $25.00 | 11/8/2011 11:36:49 AM |
JDFuego | $25.00 | 11/8/2011 11:39:09 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:44 AM |
handshake5 | $100.00 | 11/8/2011 10:05:24 AM |
Comoparklender | $25.00 | 11/8/2011 11:43:19 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:31 PM |
dinero-speaker | $25.00 | 11/8/2011 12:01:14 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:35 PM |
ProspLending | $50.00 | 11/8/2011 2:39:23 PM |
stepatatime-together | $100.00 | 11/8/2011 5:00:49 PM |
tenacious-capital3 | $26.27 | 11/8/2011 5:13:52 PM |
the-adventurous-capital | $25.00 | 11/8/2011 5:17:45 PM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:03 PM |
exciting-loyalty3 | $50.00 | 11/8/2011 5:08:26 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
536886
This series of Notes was issued and sold upon the funding of the borrower loan #56197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 43% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,309 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payout-glider4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
head of household
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...good credit
Monthly net income: $2384
Monthly expenses: $1300
Housing: $611
Insurance: $188
Car expenses: $10
Utilities: $250
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $20
Credit cards and other loans: $163
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/7/2011 5:18:11 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:54 PM |
rescue | $100.00 | 11/7/2011 6:09:38 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:30:58 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:26 PM |
enchanted-diversification496 | $25.00 | 11/7/2011 7:30:07 PM |
economy-coup | $50.00 | 11/7/2011 8:05:43 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:47 PM |
finance-solo | $25.00 | 11/8/2011 4:38:33 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:29 AM |
Bill88 | $25.00 | 11/8/2011 8:47:00 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:09 AM |
evnagelist | $25.00 | 11/8/2011 9:39:02 AM |
Dubbs360 | $50.00 | 11/8/2011 11:15:07 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:37 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:40 PM |
miked8303 | $25.00 | 11/8/2011 6:13:59 PM |
the-truth-palace | $30.00 | 11/9/2011 4:46:03 AM |
wlm3012 | $30.00 | 11/9/2011 8:20:44 AM |
palace2 | $226.93 | 11/9/2011 8:19:20 AM |
daekpon | $50.00 | 11/9/2011 10:42:37 AM |
Cai8899 | $34.00 | 11/9/2011 12:32:09 PM |
peso-miser | $25.00 | 11/9/2011 1:59:21 PM |
Executive23 | $25.00 | 11/9/2011 4:22:31 PM |
prohelper | $25.00 | 11/9/2011 12:12:46 PM |
pleasant-nickel0 | $25.00 | 11/9/2011 5:06:52 PM |
TronMedici | $50.00 | 11/9/2011 5:07:09 PM |
SeaDevil | $25.00 | 11/9/2011 5:21:36 PM |
missile8 | $25.00 | 11/9/2011 5:09:15 PM |
asya | $25.00 | 11/9/2011 1:05:42 PM |
hard-working-rate3 | $100.00 | 11/9/2011 5:57:52 PM |
mercuriant | $25.00 | 11/9/2011 6:21:11 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:39 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:37 PM |
brightest-gain-investor | $1,499.07 | 11/9/2011 6:32:56 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:00:48 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:44 PM |
coin-investor | $25.00 | 11/7/2011 7:15:14 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:10 PM |
favorite-commerce | $30.00 | 11/7/2011 9:24:29 PM |
justasoldier | $75.00 | 11/7/2011 9:38:47 PM |
BankofRon | $25.00 | 11/8/2011 9:20:45 AM |
cognizant-rupee7 | $25.00 | 11/8/2011 11:42:02 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:35 PM |
patriot897 | $25.00 | 11/8/2011 5:08:56 PM |
genuine-money | $100.00 | 11/8/2011 6:52:15 PM |
loss-of-control | $50.00 | 11/8/2011 5:28:55 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:02 PM |
-PokerNut | $50.00 | 11/8/2011 7:53:41 PM |
coin-architect2 | $100.00 | 11/8/2011 7:43:18 PM |
neorunner | $25.00 | 11/9/2011 7:12:33 AM |
responsibility-butterfly | $25.00 | 11/9/2011 11:59:59 AM |
a-resplendent-commitment | $25.00 | 11/9/2011 11:58:33 AM |
robgw | $25.00 | 11/9/2011 1:24:28 PM |
Mariner3605 | $25.00 | 11/9/2011 5:03:55 PM |
idastmerchants | $25.00 | 11/9/2011 5:28:21 PM |
melodious-fairness | $25.00 | 11/9/2011 5:09:46 PM |
red-power-pecan | $50.00 | 11/9/2011 5:27:00 PM |
awe-inspiring-basis | $25.00 | 11/9/2011 3:48:48 PM |
diplomatic-wealth7 | $25.00 | 11/9/2011 6:10:56 PM |
rate-mogul | $50.00 | 11/9/2011 5:55:32 PM |
miamibeachloaner | $25.00 | 11/9/2011 6:21:30 PM |
monster4 | $50.00 | 11/9/2011 6:28:19 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:34 PM |
CAGE-Investments | $25.00 | 11/9/2011 6:28:52 PM |
the-adventurous-capital | $25.00 | 11/9/2011 5:49:25 PM |
symbiosis | $50.00 | 11/9/2011 5:50:03 PM |
felipe65 | $25.00 | 11/9/2011 5:53:36 PM |
DER | $25.00 | 11/9/2011 6:12:34 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
536916
This series of Notes was issued and sold upon the funding of the borrower loan #55963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-03-2011 |
Term:
| 60 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 23.48% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.62% | | |
| |
Estimated return*:
| 14.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,925 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-penny446 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Request
Purpose of loan: To pay off existing loan with higher interest rate and to pay last installment of property taxes
This loan will be used to...To pay off existing loan with higher interest rate and to pay last installment of property taxes
My financial situation: Associated Bank Peoria IL
I am a good candidate for this loan because...I have steady income, pay my bills on time and have established checking account for direct payment withdrawl
Monthly net income: $2,400
Monthly expenses: $1700
Housing: $622
Insurance: $150
Car expenses: $0
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/3/2011 9:35:24 AM |
figs4u2 | $100.00 | 11/3/2011 10:05:30 AM |
real-return | $25.00 | 11/3/2011 9:23:47 AM |
credit-wheel7 | $25.00 | 11/3/2011 10:14:10 AM |
purposeful-treasure0 | $50.00 | 11/3/2011 5:32:03 PM |
dt_one | $25.00 | 11/3/2011 10:28:28 PM |
contract-victor5 | $30.00 | 11/3/2011 7:51:24 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:56 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:09 AM |
revenue-achievement | $25.00 | 11/4/2011 3:23:03 PM |
oplender | $25.00 | 11/4/2011 4:51:33 PM |
sjlender | $100.00 | 11/4/2011 5:39:25 PM |
logical-loyalty0 | $26.02 | 11/4/2011 6:33:38 PM |
1phantom | $25.00 | 11/5/2011 8:32:28 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:01 AM |
UHcougars | $25.05 | 11/5/2011 10:36:18 AM |
Interloper | $33.00 | 11/5/2011 8:48:00 AM |
jjswanso | $25.00 | 11/5/2011 10:34:58 AM |
CSAworker | $25.00 | 11/5/2011 10:51:49 AM |
gr8_r8 | $50.00 | 11/5/2011 11:31:34 AM |
britgsb | $30.00 | 11/5/2011 12:18:28 PM |
hanuman77 | $25.00 | 11/5/2011 12:23:39 PM |
life-is-great | $25.00 | 11/5/2011 12:37:09 PM |
samo102us | $25.00 | 11/5/2011 12:52:14 PM |
Kaj | $25.00 | 11/5/2011 1:07:09 PM |
ursus | $50.00 | 11/5/2011 1:35:01 PM |
best-phenomenal-treasure | $25.00 | 11/5/2011 2:04:33 PM |
CashFlow13 | $100.00 | 11/5/2011 2:13:46 PM |
listing-vista | $50.00 | 11/5/2011 2:37:20 PM |
compassion-bauble4 | $25.00 | 11/5/2011 2:23:19 PM |
fairness-kayak | $25.00 | 11/5/2011 2:24:10 PM |
gulch | $25.00 | 11/5/2011 2:46:53 PM |
runner262 | $25.00 | 11/5/2011 2:50:36 PM |
cutter21 | $25.00 | 11/5/2011 2:09:07 PM |
melodious-fairness | $25.00 | 11/5/2011 2:57:55 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:30 PM |
calm-deal7 | $25.00 | 11/5/2011 2:23:33 PM |
lawyervon | $25.00 | 11/5/2011 2:38:58 PM |
radforj22 | $39.58 | 11/5/2011 3:26:28 PM |
zbfamwl | $25.00 | 11/5/2011 5:01:43 PM |
Amused1 | $50.00 | 11/5/2011 5:26:32 PM |
studious-revenue7 | $50.00 | 11/5/2011 6:32:28 PM |
Mark-7 | $50.00 | 11/5/2011 3:21:33 PM |
makerain | $100.00 | 11/5/2011 7:04:24 PM |
JLMGroupFunds | $25.00 | 11/5/2011 3:25:54 PM |
Ottster007 | $25.00 | 11/5/2011 7:27:05 PM |
BigBroJake | $36.16 | 11/5/2011 8:11:49 PM |
bradania | $25.00 | 11/5/2011 10:00:27 PM |
FoosMaster | $30.00 | 11/5/2011 9:54:56 PM |
CashBank | $25.00 | 11/5/2011 6:04:47 PM |
blue-pragmatic-truth | $25.00 | 11/6/2011 4:52:50 AM |
elasermd | $140.82 | 11/6/2011 5:11:05 AM |
jazzmanian | $25.00 | 11/6/2011 5:13:02 AM |
henmota | $25.00 | 11/5/2011 7:42:36 PM |
two_talents | $25.00 | 11/5/2011 7:44:59 PM |
a275ranger | $30.00 | 11/5/2011 8:54:17 PM |
platinum-cargo | $49.19 | 11/6/2011 7:02:05 AM |
handy-point5 | $25.00 | 11/6/2011 7:04:46 AM |
leverage-monger | $25.00 | 11/6/2011 7:22:40 AM |
vivacious-credit5 | $50.00 | 11/6/2011 8:13:03 AM |
akmikej | $25.00 | 11/6/2011 7:28:02 AM |
keeminn | $25.00 | 11/6/2011 8:25:02 AM |
intrepid-loot | $25.00 | 11/6/2011 8:29:19 AM |
dospapalotes | $25.00 | 11/6/2011 8:26:13 AM |
MrGhost | $25.00 | 11/6/2011 9:00:58 AM |
rich266 | $25.00 | 11/6/2011 8:59:55 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:10 AM |
grf1945 | $75.00 | 11/6/2011 10:18:09 AM |
TheReaderRabbit | $25.00 | 11/6/2011 6:44:37 AM |
Rivervale_Westwood | $41.25 | 11/6/2011 10:35:18 AM |
doc1 | $100.00 | 11/6/2011 10:59:29 AM |
durability-revelry2 | $25.00 | 11/6/2011 11:35:44 AM |
gentle-gain235 | $50.00 | 11/6/2011 11:47:31 AM |
inspired-contract9 | $25.00 | 11/6/2011 11:50:18 AM |
lamsabuy | $25.00 | 11/6/2011 12:04:04 PM |
Doogles02 | $25.00 | 11/6/2011 9:05:05 AM |
roguewinner | $25.00 | 11/6/2011 9:40:02 AM |
dfealk | $25.00 | 11/6/2011 11:17:11 AM |
velocity-warrior | $25.00 | 11/6/2011 11:22:39 AM |
spitzbergen | $25.00 | 11/6/2011 12:07:22 PM |
KramericaIndustries | $31.56 | 11/6/2011 12:21:40 PM |
progressive-economy261 | $400.00 | 11/3/2011 9:23:47 AM |
iaffy | $50.00 | 11/3/2011 9:34:54 AM |
riskreward | $250.00 | 11/3/2011 10:04:19 AM |
superb-funds335 | $25.00 | 11/3/2011 10:55:30 AM |
responsibility-butterfly | $25.00 | 11/3/2011 11:30:21 AM |
integrity-saver | $100.00 | 11/3/2011 11:01:18 AM |
worthy-bid8 | $50.00 | 11/3/2011 11:09:22 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:58 PM |
kindness-jedi | $25.00 | 11/3/2011 11:38:41 AM |
credit-coach118 | $30.26 | 11/3/2011 1:31:31 PM |
lostontheedge | $25.00 | 11/3/2011 3:51:59 PM |
TomDalonajay | $25.00 | 11/3/2011 5:07:49 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:55 PM |
market-clarinet | $200.00 | 11/3/2011 11:49:10 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:46 PM |
evnagelist | $25.00 | 11/4/2011 10:15:17 AM |
Lam0nt | $25.00 | 11/4/2011 12:58:42 PM |
cnovak | $25.00 | 11/4/2011 4:54:24 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:51 PM |
Bob450 | $35.00 | 11/5/2011 8:24:24 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:19 AM |
credit-observatory | $25.00 | 11/5/2011 9:23:47 AM |
rescue | $100.00 | 11/5/2011 11:16:47 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:54 AM |
hard-working-rate3 | $100.00 | 11/5/2011 12:30:46 PM |
cash-reaction2 | $40.00 | 11/5/2011 12:51:50 PM |
Investor_DP | $100.00 | 11/5/2011 12:46:55 PM |
market-assembler | $25.00 | 11/5/2011 12:54:07 PM |
credit-maple5 | $100.00 | 11/5/2011 12:58:56 PM |
intelligent-repayment8 | $1,000.00 | 11/5/2011 1:41:11 PM |
MadHun | $200.00 | 11/5/2011 2:07:44 PM |
haryassman | $25.00 | 11/5/2011 2:12:04 PM |
asmithj | $25.00 | 11/5/2011 2:18:47 PM |
friendinmoney | $25.00 | 11/5/2011 3:17:01 PM |
hostbank | $100.00 | 11/5/2011 3:18:42 PM |
triguy | $2,000.00 | 11/5/2011 3:15:08 PM |
IIP77 | $25.00 | 11/5/2011 3:23:02 PM |
RetiredATC | $40.00 | 11/5/2011 2:50:51 PM |
zbfamwl | $25.00 | 11/5/2011 5:11:31 PM |
thankful-nickel2 | $25.00 | 11/5/2011 5:27:09 PM |
witty-credit467 | $25.00 | 11/5/2011 3:11:42 PM |
6moonbeams | $25.00 | 11/5/2011 3:17:36 PM |
damage | $25.00 | 11/5/2011 3:20:51 PM |
relentless-fund1 | $25.00 | 11/5/2011 6:13:07 PM |
Ven58 | $30.00 | 11/5/2011 3:31:04 PM |
Smallbear | $25.00 | 11/5/2011 3:32:26 PM |
new-ore-venture | $85.00 | 11/5/2011 3:48:35 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:33 PM |
mighty-payout1 | $25.00 | 11/5/2011 9:58:18 PM |
PowerBarDC | $62.32 | 11/5/2011 6:25:24 PM |
PowerBarDC | $200.00 | 11/5/2011 6:31:33 PM |
yu-rik | $150.00 | 11/5/2011 6:46:35 PM |
kulender | $50.00 | 11/6/2011 6:22:39 AM |
mcgillis99 | $25.00 | 11/5/2011 9:51:59 PM |
Finchy78 | $30.00 | 11/6/2011 6:38:58 AM |
KidSicily | $50.00 | 11/6/2011 6:27:36 AM |
investorrr | $50.00 | 11/5/2011 10:55:20 PM |
Mindful7 | $25.00 | 11/6/2011 8:14:06 AM |
mr_haldane | $30.00 | 11/6/2011 6:10:13 AM |
Located | $73.79 | 11/6/2011 9:56:12 AM |
ramsba | $50.00 | 11/6/2011 10:17:30 AM |
jderek01 | $25.00 | 11/6/2011 10:48:22 AM |
gold-fluffy-bunny4 | $26.00 | 11/6/2011 6:56:03 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:47 AM |
CSinvestments | $25.00 | 11/6/2011 9:04:49 AM |
Sixmil | $100.00 | 11/6/2011 9:40:51 AM |
funnymoney1 | $25.00 | 11/6/2011 10:03:27 AM |
amijo | $25.00 | 11/6/2011 10:40:08 AM |
149 Investments
|
Borrower Payment Dependent Notes Series
536928
This series of Notes was issued and sold upon the funding of the borrower loan #55737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $33,931 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| helpful-benjamins7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - Medical Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/3/2011 9:22:19 AM |
bonus-demon | $50.00 | 11/3/2011 10:38:58 AM |
pdub | $75.00 | 11/3/2011 10:09:54 AM |
responsibility-butterfly | $25.00 | 11/3/2011 11:30:21 AM |
ingenious-deal6 | $25.00 | 11/3/2011 12:27:58 PM |
roux | $25.00 | 11/3/2011 5:40:28 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:56 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:47 PM |
Goodlender42 | $25.00 | 11/4/2011 5:34:57 AM |
wildblue | $25.00 | 11/4/2011 10:37:23 AM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:26 PM |
riskreward | $250.00 | 11/5/2011 3:09:09 PM |
jamiee73 | $25.00 | 11/6/2011 11:57:47 AM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:14 PM |
Kessler | $25.00 | 11/7/2011 7:36:13 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:49 AM |
healer199 | $80.00 | 11/7/2011 3:05:01 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:09 AM |
evnagelist | $25.00 | 11/4/2011 10:15:17 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:02 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:19 AM |
rescue | $100.00 | 11/5/2011 11:16:47 AM |
BonesyJones | $100.00 | 11/5/2011 6:01:18 PM |
Whipster | $45.00 | 11/5/2011 6:00:27 PM |
kulender | $50.00 | 11/6/2011 6:22:40 AM |
jescowa | $50.00 | 11/6/2011 2:20:30 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:17 PM |
ThomasC | $50.00 | 11/7/2011 5:00:37 AM |
wayman | $25.00 | 11/7/2011 7:08:10 AM |
Investor_DP | $100.00 | 11/7/2011 10:50:26 AM |
Tylerh | $500.00 | 11/7/2011 2:19:25 PM |
worth-blanket2 | $5,400.00 | 11/7/2011 3:03:39 PM |
kchen486 | $50.00 | 11/7/2011 2:08:30 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
536932
This series of Notes was issued and sold upon the funding of the borrower loan #55845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $133 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| helpful-asset165 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jb12000
Purpose of loan:
This loan will be used to...pay for my wedding
My financial situation:
I am a good candidate for this loan because...I have a stable income and live below my means.
Monthly net income: $3,900
Monthly expenses: $1700
Housing: $725
Insurance: $30
Car expenses: $80
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $115
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/8/2011 9:19:44 AM |
evnagelist | $25.00 | 11/8/2011 9:38:49 AM |
cnovak | $25.00 | 11/8/2011 9:46:23 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:31 AM |
pound-mushroom3 | $25.00 | 11/8/2011 11:27:19 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:43 AM |
jescowa | $50.00 | 11/8/2011 5:36:00 PM |
credit-maple5 | $25.00 | 11/8/2011 5:28:40 PM |
lisanate | $25.00 | 11/8/2011 5:43:40 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:50 PM |
rs999 | $25.00 | 11/8/2011 6:09:21 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:33 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:24 AM |
be_wise | $25.00 | 11/9/2011 2:56:27 AM |
listing-vista | $50.00 | 11/9/2011 9:01:44 AM |
britgsb | $30.00 | 11/9/2011 9:04:55 AM |
infinitykid | $25.00 | 11/9/2011 5:01:17 AM |
cash-reaction2 | $25.00 | 11/9/2011 9:32:05 AM |
rcm87 | $50.00 | 11/9/2011 6:27:24 AM |
GElender | $25.00 | 11/9/2011 6:29:51 AM |
hanuman77 | $25.00 | 11/9/2011 9:42:28 AM |
vigilance-revolutionary | $35.00 | 11/9/2011 9:31:39 AM |
spark548 | $50.00 | 11/9/2011 9:50:35 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:47 AM |
equitable-capital758 | $241.00 | 11/9/2011 10:17:53 AM |
tranquil-revenue | $25.00 | 11/9/2011 10:18:37 AM |
divedude | $25.00 | 11/9/2011 10:20:24 AM |
simpy | $25.00 | 11/9/2011 10:18:05 AM |
prescription0 | $25.00 | 11/9/2011 9:19:43 AM |
studious-bonus7 | $100.00 | 11/9/2011 10:27:15 AM |
useful-p2ploan | $25.00 | 11/9/2011 10:54:30 AM |
rate-mogul | $50.00 | 11/9/2011 10:42:29 AM |
gizzywump | $25.00 | 11/9/2011 10:59:39 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:44 AM |
Kaj | $25.00 | 11/9/2011 11:09:18 AM |
income-champion | $25.00 | 11/9/2011 11:11:28 AM |
wigglesworth4 | $500.00 | 11/9/2011 11:19:22 AM |
fairness-kayak | $25.00 | 11/9/2011 11:10:59 AM |
Preteur | $25.00 | 11/9/2011 11:29:08 AM |
ideal-platinum1 | $25.00 | 11/9/2011 10:25:27 AM |
gulch | $25.00 | 11/9/2011 11:46:42 AM |
gjh37 | $32.00 | 11/9/2011 11:48:38 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:56:07 AM |
prohelper | $25.00 | 11/9/2011 12:12:54 PM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:10 PM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:16 PM |
rakstar | $25.00 | 11/9/2011 11:13:41 AM |
GreatReturnForYou | $25.00 | 11/9/2011 11:14:16 AM |
BigLinCT | $50.00 | 11/9/2011 11:19:55 AM |
durability-solstice8 | $31.00 | 11/9/2011 11:26:30 AM |
asya | $25.00 | 11/9/2011 1:05:43 PM |
power-collider | $25.00 | 11/9/2011 3:08:16 PM |
julijask | $25.00 | 11/9/2011 3:32:53 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 5:57:15 PM |
triguy | $1,500.00 | 11/9/2011 6:05:51 PM |
bellaquito | $2,000.00 | 11/9/2011 6:09:23 PM |
RetiredATC | $50.00 | 11/9/2011 5:52:27 PM |
geekguy | $25.00 | 11/9/2011 5:59:17 PM |
cablenews | $100.00 | 11/9/2011 6:10:04 PM |
rescue | $100.00 | 11/8/2011 9:10:43 AM |
dingus | $25.00 | 11/8/2011 5:48:25 PM |
superpuppy | $35.00 | 11/8/2011 6:32:10 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:32 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:01 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:02 PM |
ideal-yield5 | $30.00 | 11/8/2011 9:07:10 PM |
larslfe | $25.00 | 11/8/2011 5:47:11 PM |
sonnet771 | $25.00 | 11/9/2011 1:24:10 AM |
dedication-merman | $25.00 | 11/8/2011 9:30:21 PM |
organized-payment6 | $50.00 | 11/9/2011 6:17:25 AM |
ferris2484 | $25.00 | 11/9/2011 6:42:35 AM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:50 PM |
WindyKid | $25.00 | 11/9/2011 3:40:19 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:00 AM |
integrity-starter | $25.00 | 11/9/2011 9:15:16 AM |
reflective-cash0 | $45.00 | 11/9/2011 10:03:37 AM |
fervent-currency5 | $25.00 | 11/9/2011 10:07:34 AM |
stylish-generosity6 | $25.00 | 11/9/2011 10:19:26 AM |
Ivan2007 | $25.00 | 11/9/2011 10:27:39 AM |
affluence-tycoon | $25.00 | 11/9/2011 10:14:06 AM |
credit-meteor7 | $200.00 | 11/9/2011 10:36:10 AM |
wayman | $25.00 | 11/9/2011 10:19:15 AM |
victorcab | $25.00 | 11/9/2011 10:39:20 AM |
kchen486 | $50.00 | 11/9/2011 9:14:50 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:25 AM |
emt747 | $25.00 | 11/9/2011 11:00:34 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:45 AM |
melodious-fairness | $25.00 | 11/9/2011 10:50:37 AM |
active-market | $50.00 | 11/9/2011 9:49:04 AM |
dgerts | $100.00 | 11/9/2011 11:08:04 AM |
the-dollar-topper | $53.00 | 11/9/2011 11:01:04 AM |
revenue-achievement | $25.00 | 11/9/2011 11:12:43 AM |
loot-geyser1 | $25.00 | 11/9/2011 11:16:50 AM |
genius520 | $50.00 | 11/9/2011 11:23:41 AM |
ersheido | $35.00 | 11/9/2011 11:10:30 AM |
samo102us | $25.00 | 11/9/2011 10:24:33 AM |
skiberdad | $50.00 | 11/9/2011 11:41:49 AM |
AntiKris | $25.00 | 11/9/2011 10:31:55 AM |
CAGE-Investments | $25.00 | 11/9/2011 10:33:13 AM |
life-is-great | $25.00 | 11/9/2011 11:46:32 AM |
Kijib | $25.00 | 11/9/2011 11:34:10 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:48 AM |
deal-secret-agent | $25.00 | 11/9/2011 11:44:32 AM |
steamboatgal | $27.00 | 11/9/2011 10:47:50 AM |
money-bauble | $100.00 | 11/9/2011 10:59:19 AM |
brightest-affluence-motivator | $50.00 | 11/9/2011 11:02:47 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:22 PM |
integrity-coyote | $25.00 | 11/9/2011 11:21:40 AM |
riskreward | $250.00 | 11/9/2011 11:31:29 AM |
mike_banker | $50.00 | 11/9/2011 12:25:32 PM |
LisetteA | $25.00 | 11/9/2011 11:35:04 AM |
Cai8899 | $50.00 | 11/9/2011 12:32:10 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:17:47 PM |
agreement-guild | $50.00 | 11/9/2011 12:08:20 PM |
Mississippi_Money | $26.99 | 11/9/2011 3:55:47 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:29 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:13:05 PM |
donmacprosper | $25.00 | 11/9/2011 12:28:10 PM |
Investor_DP | $100.00 | 11/9/2011 12:33:13 PM |
exact-loan5 | $50.00 | 11/9/2011 6:06:53 PM |
brightest-gain-investor | $1,372.74 | 11/9/2011 6:13:44 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:01 PM |
122 Investments
|
Borrower Payment Dependent Notes Series
536950
This series of Notes was issued and sold upon the funding of the borrower loan #55954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $302.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,568 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cozy-auction256 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Executive looking for small loan
Purpose of loan: Tie up some loose ends
This loan will be used to... Consolidate some small loose ends I need to take care of.
My financial situation:
I am a good candidate for this loan because... I make plenty of money to pay the loan back and have almost 8 yrs on the job and over 12 years as a homeowner in my current residence.
Monthly net income: $8000
Monthly expenses: $800
Housing: $810
Insurance: $150
Car expenses: $621
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: 500
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:54 AM |
fountain355 | $25.00 | 11/3/2011 9:09:43 AM |
golffish2 | $25.00 | 11/3/2011 9:30:42 AM |
InChicago | $100.00 | 11/3/2011 11:10:01 AM |
economy-coup | $50.00 | 11/3/2011 10:52:44 AM |
vutah | $40.00 | 11/3/2011 5:35:40 PM |
poorboy18 | $25.00 | 11/4/2011 4:30:39 PM |
fortytwo | $150.00 | 11/4/2011 6:39:11 PM |
Rogelio48 | $30.00 | 11/5/2011 7:47:01 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:53 PM |
kttalamo | $120.00 | 11/6/2011 2:55:19 PM |
blueshound | $25.00 | 11/7/2011 10:30:30 AM |
SolarMoonshine | $25.00 | 11/7/2011 3:56:51 PM |
durable-auction066 | $30.00 | 11/7/2011 4:10:30 PM |
calmfunds | $500.00 | 11/3/2011 2:24:00 PM |
CA-Lender | $50.00 | 11/4/2011 9:44:46 AM |
let_me_retire | $100.00 | 11/4/2011 2:06:11 PM |
sweetlan | $25.00 | 11/4/2011 4:55:12 PM |
finance-mushroom | $200.00 | 11/5/2011 12:03:04 PM |
Interloper | $29.00 | 11/5/2011 12:18:56 PM |
bid-stockpiler1 | $25.00 | 11/6/2011 5:49:43 AM |
kulender | $50.00 | 11/6/2011 6:22:41 AM |
dws2380 | $25.00 | 11/7/2011 7:51:00 AM |
fervent-repayment | $100.00 | 11/7/2011 8:08:46 AM |
worth-blanket2 | $5,000.00 | 11/7/2011 3:02:47 PM |
contract-bearer | $25.46 | 11/7/2011 4:05:27 PM |
well-mannered-velocity517 | $0.54 | 11/7/2011 4:15:31 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
536954
This series of Notes was issued and sold upon the funding of the borrower loan #55976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 19y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,559 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| sublime-platinum255 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to update existing equipment
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:19 PM |
ultimate-peace | $250.00 | 11/3/2011 9:02:19 AM |
fountain355 | $25.00 | 11/3/2011 9:05:04 AM |
gotjack | $25.00 | 11/3/2011 11:18:24 AM |
sensible-fund | $25.00 | 11/3/2011 5:04:46 PM |
riveting-credit5 | $50.00 | 11/5/2011 12:03:01 PM |
capital_projects_investor | $25.00 | 11/5/2011 1:44:51 PM |
kulender | $50.00 | 11/6/2011 6:22:41 AM |
cash-turbine1 | $25.00 | 11/7/2011 7:34:55 AM |
worth-blanket2 | $3,000.00 | 11/7/2011 3:04:57 PM |
bid-stockpiler1 | $25.20 | 11/7/2011 4:47:48 PM |
fizicks06 | $20.37 | 11/7/2011 5:06:12 PM |
SLN-10 | $50.00 | 11/3/2011 9:15:42 AM |
let_me_retire | $49.43 | 11/3/2011 3:14:33 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:26:53 PM |
finance-mushroom | $200.00 | 11/4/2011 10:41:33 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:40 AM |
shawnw2 | $30.00 | 11/5/2011 2:20:49 AM |
StrongMonty | $50.00 | 11/7/2011 2:04:42 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
536956
This series of Notes was issued and sold upon the funding of the borrower loan #55662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Nov-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,404 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| Kakouy |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Startup
Purpose of loan:
This loan will be used to finance the start up of a small distributorship business of consumer products.
My financial situation:
I am a good candidate for this loan because I have partnered with agents overseas and we have a known clientele track record for those consumer goods. In this venture a profit margin is forecasted in the first year of operation. My small business is backed up by my current employment and as we prosper it will become a full time venture.
Monthly net income: $3692
Monthly expenses: $ 250 (estimated contribution)
Housing: $ 625 (contributes)
Insurance: $44.41
Car expenses: $15
Utilities: $89.23 (contributes on average)
Phone, cable, internet: $39.76 (contribution on average)
Food, entertainment: $300.0 (Flat rate contribution)
Clothing, household expenses: $20
Credit cards and other loans: $129.00
Other expenses: $477.00 estimate (business venture)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 9:02:55 AM |
value-allocator1 | $100.00 | 11/3/2011 9:29:30 AM |
Christophe | $25.00 | 11/3/2011 4:54:25 PM |
managedfund | $1,500.00 | 11/3/2011 3:45:34 PM |
Corlei | $25.00 | 11/3/2011 4:58:12 PM |
finance-mushroom | $200.00 | 11/4/2011 10:41:34 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:03 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:02 AM |
NickRac | $25.00 | 11/4/2011 1:58:42 PM |
alert9 | $25.00 | 11/4/2011 11:11:30 PM |
1phantom | $25.00 | 11/5/2011 8:32:29 AM |
gothampark | $25.00 | 11/5/2011 9:17:47 AM |
sharp-bill2 | $50.00 | 11/5/2011 9:40:08 AM |
quantum_leap | $120.03 | 11/5/2011 9:47:51 AM |
new-gold-wrangler | $864.63 | 11/5/2011 2:57:50 PM |
credit-wheel7 | $25.00 | 11/3/2011 10:13:59 AM |
thankful-nickel2 | $25.00 | 11/3/2011 12:15:14 PM |
secureincome | $1,500.00 | 11/3/2011 3:43:37 PM |
deepblue34 | $30.00 | 11/3/2011 7:50:49 PM |
integrity-doctor | $100.00 | 11/3/2011 7:24:02 PM |
mystical-fairness4 | $25.00 | 11/3/2011 9:32:19 PM |
Bomber | $30.00 | 11/4/2011 5:10:18 AM |
britches613 | $25.00 | 11/4/2011 8:50:11 AM |
imdave4me | $40.00 | 11/4/2011 7:58:43 AM |
leverage-monger | $25.00 | 11/4/2011 10:11:39 AM |
rapid-wealth614 | $27.68 | 11/4/2011 1:47:05 PM |
Tscheddar | $25.00 | 11/5/2011 6:43:55 AM |
Astyanax | $85.00 | 11/5/2011 12:00:17 PM |
co98senior | $29.36 | 11/5/2011 12:48:48 PM |
careful-note1 | $25.00 | 11/5/2011 12:42:26 PM |
note-mover9 | $170.30 | 11/5/2011 1:06:04 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:26 PM |
larrybird | $2,000.00 | 11/5/2011 2:45:41 PM |
HHP | $28.00 | 11/5/2011 2:00:28 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
536964
This series of Notes was issued and sold upon the funding of the borrower loan #55973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $210 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-exchange070 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:Used Auto Loan
This loan will be used to...Purchase A vehicle
My financial situation: Great
I am a good candidate for this loan because...I never make Late Payments, I have a good salary, I have been promoted 3 times in the last 2 years and I have a good credit report/score.
Monthly net income: 1650.00
Monthly expenses:50.00
Housing: $310.00 Monthly
Insurance: $53.00 Monthly
Car expenses: $
Utilities: $140.00 Monthly
Phone, cable, internet: $64.00 Monthly
Food, entertainment: $300.00 Monthly
Clothing, household expenses: $50.00 Monthly
Credit cards and other loans: $35.00 Monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/4/2011 5:17:56 PM |
AndChicksforFree | $25.00 | 11/4/2011 5:10:22 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:45 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:30 PM |
evnagelist | $25.00 | 11/4/2011 6:55:42 PM |
coin-investor | $25.00 | 11/4/2011 6:11:55 PM |
fortytwo | $150.00 | 11/4/2011 6:39:20 PM |
LiveNow | $25.00 | 11/5/2011 7:40:36 AM |
foothillender | $25.00 | 11/5/2011 7:49:24 AM |
one-midas | $25.00 | 11/5/2011 10:39:57 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:08 PM |
108lender | $150.00 | 11/5/2011 1:24:51 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:11:48 PM |
scrappy-diversification7 | $2,000.00 | 11/5/2011 3:19:59 PM |
new-ore-venture | $50.00 | 11/5/2011 4:19:47 PM |
Bob450 | $25.00 | 11/5/2011 8:26:02 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:03 PM |
investment-cluster | $25.00 | 11/6/2011 3:35:37 AM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:35:39 PM |
kulender | $50.00 | 11/6/2011 6:22:51 AM |
heerzaquestion | $30.00 | 11/6/2011 6:39:57 AM |
leverage-monger | $25.00 | 11/6/2011 7:16:09 AM |
credit-coach118 | $25.00 | 11/6/2011 8:56:28 AM |
suave-dime6 | $25.00 | 11/6/2011 9:47:34 AM |
commerce-explosion9 | $25.00 | 11/6/2011 9:09:48 AM |
calimanusa | $40.00 | 11/6/2011 11:41:30 AM |
social-zebra | $30.00 | 11/6/2011 1:28:37 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:30 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:06 PM |
CashFlow13 | $39.00 | 11/6/2011 2:11:26 PM |
papaloha | $25.00 | 11/4/2011 7:37:55 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:27 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:41 PM |
economy-coup | $50.00 | 11/4/2011 7:04:20 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:06 PM |
beakerfish | $50.00 | 11/4/2011 8:21:54 PM |
Mombo-5 | $50.00 | 11/5/2011 7:00:28 AM |
riveting-credit5 | $50.00 | 11/5/2011 11:36:07 AM |
rescue | $100.00 | 11/5/2011 11:16:57 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:56 PM |
exciting-fairness | $200.00 | 11/5/2011 12:40:22 PM |
BankofRon | $25.00 | 11/5/2011 3:14:00 PM |
wise-deal-panda | $100.00 | 11/5/2011 3:22:15 PM |
Elefunt | $25.00 | 11/5/2011 5:44:02 PM |
nycfinance | $25.00 | 11/5/2011 5:49:32 PM |
Engineer44 | $30.00 | 11/5/2011 8:19:59 PM |
first-dinero-igloo | $25.00 | 11/5/2011 10:32:02 PM |
velocity-warrior | $25.00 | 11/6/2011 11:22:40 AM |
Pickmar | $25.00 | 11/6/2011 11:57:37 AM |
neorunner | $25.00 | 11/6/2011 11:59:20 AM |
pious-benjamins1 | $26.00 | 11/6/2011 9:08:03 AM |
grotheik | $30.00 | 11/6/2011 11:29:36 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:29 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
536966
This series of Notes was issued and sold upon the funding of the borrower loan #55925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,209 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-empire4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to... consolidate most of my credit card debt into one easy payment. I have already cancelled my cards so I cannot use them making it better to pay down this loan
My financial situation:
I am a good candidate for this loan because... I work for FedEx, which is a good stable company. I am a manager making really good money.
Monthly net income: $5792.80
Monthly expenses: $
Housing: $ 1500
Insurance: $165
Car expenses: $535.22
Utilities: $230
Phone, cable, internet: $273
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/6/2011 12:14:17 PM |
pdub | $75.00 | 11/6/2011 12:50:31 PM |
jjswanso | $25.00 | 11/6/2011 2:37:06 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:40 PM |
social-cocktail1 | $200.00 | 11/6/2011 2:01:20 PM |
genuine-dime | $100.00 | 11/6/2011 5:52:04 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:37 PM |
payment-halo | $25.00 | 11/6/2011 7:19:26 PM |
coin-investor | $25.00 | 11/6/2011 2:22:46 PM |
ibndalight | $25.00 | 11/6/2011 9:02:37 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:38 PM |
erowis | $75.00 | 11/6/2011 10:10:56 PM |
goodhearted-generosity511 | $25.00 | 11/6/2011 7:46:04 PM |
wonder3 | $45.00 | 11/7/2011 6:43:47 AM |
loanman2007 | $50.00 | 11/7/2011 9:47:55 AM |
Tylerh | $500.00 | 11/7/2011 2:19:42 PM |
JayIsABear | $50.00 | 11/7/2011 3:58:11 PM |
Petiza | $25.00 | 11/7/2011 4:03:41 PM |
FinanceEngine | $40.00 | 11/7/2011 3:49:57 PM |
palace2 | $165.00 | 11/7/2011 4:41:29 PM |
kchen486 | $50.00 | 11/7/2011 2:08:35 PM |
beer-gardener | $50.00 | 11/7/2011 4:47:22 PM |
Reliance_Banker | $25.00 | 11/7/2011 4:46:54 PM |
profit-powerplant | $25.00 | 11/7/2011 5:10:16 PM |
TeamRamRod | $100.00 | 11/7/2011 3:05:33 PM |
green-inspiring-peace | $25.00 | 11/7/2011 5:15:47 PM |
worldly-income2 | $31.36 | 11/7/2011 3:46:53 PM |
SolarMoonshine | $25.00 | 11/7/2011 3:58:00 PM |
mercuriant | $25.00 | 11/7/2011 5:25:16 PM |
Cory79 | $46.23 | 11/7/2011 4:16:18 PM |
famous-bill | $50.00 | 11/7/2011 4:26:08 PM |
Bob450 | $25.00 | 11/7/2011 4:42:22 PM |
loss-of-control | $125.00 | 11/7/2011 5:42:15 PM |
first-integrity-gravity | $50.00 | 11/7/2011 5:56:03 PM |
CashFlow13 | $100.00 | 11/7/2011 6:08:39 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:04 PM |
treasure-bliss | $25.00 | 11/7/2011 5:30:46 PM |
Elefunt | $25.00 | 11/7/2011 6:04:15 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:15 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:33 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:33 PM |
arsisi | $25.00 | 11/7/2011 7:23:58 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:31:30 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:36:44 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:29 PM |
miamibeachloaner | $25.00 | 11/7/2011 7:50:44 PM |
gt1687c | $25.00 | 11/7/2011 7:54:58 PM |
Wangchuk | $25.00 | 11/7/2011 7:55:42 PM |
ceecee4u | $25.00 | 11/7/2011 7:01:28 PM |
integrity-electron9 | $50.00 | 11/7/2011 8:30:40 PM |
lender4433 | $25.00 | 11/7/2011 8:31:23 PM |
larrybird | $1,303.54 | 11/7/2011 8:56:34 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:54 PM |
prohelper | $25.00 | 11/7/2011 7:48:45 PM |
deal-matrix375 | $50.00 | 11/7/2011 7:53:22 PM |
MoneyTree79 | $30.95 | 11/7/2011 8:21:41 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:08 PM |
golffish2 | $25.00 | 11/7/2011 6:33:43 AM |
Dubbs360 | $50.00 | 11/6/2011 12:09:51 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:15 PM |
rescue | $100.00 | 11/6/2011 12:29:17 PM |
sfmf | $25.00 | 11/6/2011 12:43:08 PM |
evnagelist | $25.00 | 11/6/2011 1:16:44 PM |
BenR | $100.00 | 11/6/2011 12:34:13 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:08 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:34 PM |
Whipster | $90.00 | 11/6/2011 2:41:04 PM |
vutah | $40.00 | 11/6/2011 1:27:42 PM |
shrewd-income | $50.00 | 11/6/2011 8:06:22 PM |
AndChicksforFree | $27.00 | 11/6/2011 9:14:25 PM |
janeybooboo | $100.00 | 11/6/2011 7:13:48 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:06 PM |
finance-solo | $25.00 | 11/7/2011 5:41:37 AM |
beaker | $25.01 | 11/7/2011 6:33:53 AM |
EBITDA | $25.00 | 11/7/2011 1:17:31 PM |
Planecourage | $30.83 | 11/7/2011 2:00:35 PM |
blueshound | $25.00 | 11/7/2011 10:32:03 AM |
bellaquito | $2,000.00 | 11/7/2011 1:35:01 PM |
RecoveryLender | $25.00 | 11/7/2011 2:30:29 PM |
designer_10 | $25.00 | 11/7/2011 2:40:17 PM |
Green_Bay_Packers | $100.00 | 11/7/2011 3:05:51 PM |
sonicpluto | $25.00 | 11/7/2011 4:08:21 PM |
DiligentiaLLC | $25.00 | 11/7/2011 4:38:12 PM |
unconquerable-cash | $100.00 | 11/7/2011 4:47:19 PM |
fairness-hammock | $25.00 | 11/7/2011 5:07:03 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:13 PM |
leverage-monger | $25.00 | 11/7/2011 5:19:42 PM |
rockhound84 | $25.00 | 11/7/2011 5:25:05 PM |
Mariner3605 | $25.00 | 11/7/2011 5:22:27 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:48 PM |
intrepid-loot | $25.00 | 11/7/2011 5:35:17 PM |
bid-stockpiler1 | $25.00 | 11/7/2011 4:49:04 PM |
nycfinance | $25.00 | 11/7/2011 5:04:53 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:42 PM |
suave-dime6 | $25.00 | 11/7/2011 5:55:18 PM |
scarlet-velvet | $25.08 | 11/7/2011 6:04:45 PM |
greenback-loyalist8 | $50.00 | 11/7/2011 6:10:56 PM |
wwwUniversal | $25.00 | 11/7/2011 5:19:22 PM |
dojohnso | $50.00 | 11/7/2011 5:24:49 PM |
miked8303 | $25.00 | 11/7/2011 6:28:28 PM |
idastmerchants | $25.00 | 11/7/2011 6:49:33 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:11 PM |
Wellman | $25.00 | 11/7/2011 6:09:33 PM |
roux | $25.00 | 11/7/2011 6:16:51 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:31 PM |
economy-huckleberry0 | $25.00 | 11/7/2011 6:21:32 PM |
106 Investments
|
Borrower Payment Dependent Notes Series
536992
This series of Notes was issued and sold upon the funding of the borrower loan #56168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $172.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $88,585 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pipeline147 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto finance needed
Purpose of loan:
Auto financing on a well priced vehicle.
My financial situation:
Stable employer - work for a defense contractor that has a long term contract. College educated IT Administrator with 15 years experience, an in demand and well compensated career field. My credit was damaged in 2008 by a fraudulent act by a home contractor that resulted in a foreclosure on our rental property along with a lawsuit and a judgement (that has subsequently been paid). This makes it difficult to impossible for me to obtain loans. I currently have one co-signed car loan and do not want to expose co-signor to additional risk.
Monthly net income: $5,850
Housing: $1,275
Insurance: $ 130
Car expenses: $ 420
Utilities: $ 200
Phone, cable, internet: $ 160
Food, entertainment: $ $1100
Clothing, household expenses: $ 300
Credit cards and other loans: $ 300
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/10/2011 5:08:31 PM |
social-cocktail1 | $85.00 | 11/10/2011 5:27:46 PM |
platinum-genetics | $25.00 | 11/10/2011 6:13:36 PM |
cnovak | $25.00 | 11/10/2011 7:02:56 PM |
riskreward | $250.00 | 11/10/2011 5:23:04 PM |
WxChem | $25.00 | 11/11/2011 8:48:20 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:47 AM |
Gibbyland | $100.00 | 11/12/2011 8:45:37 AM |
kevin314 | $50.00 | 11/12/2011 5:02:00 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:12 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:32 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:28 PM |
rescue | $100.00 | 11/14/2011 9:15:47 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:43 AM |
responsibility-butterfly | $25.00 | 11/14/2011 11:47:18 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:09 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:43:28 PM |
Arpad | $40.00 | 11/14/2011 4:51:42 PM |
well-mannered-income3 | $40.00 | 11/14/2011 4:54:41 PM |
sensible-trade | $100.00 | 11/14/2011 10:56:39 AM |
dthompso | $50.00 | 11/14/2011 5:09:30 PM |
Lam0nt | $25.00 | 11/14/2011 5:34:26 PM |
p123 | $50.00 | 11/14/2011 5:11:59 PM |
intelligent-repayment8 | $1,435.00 | 11/14/2011 6:54:17 PM |
Brisket_Bob | $50.00 | 11/14/2011 6:09:50 PM |
umfan123 | $25.00 | 11/14/2011 6:34:30 PM |
transparency-universe8 | $25.00 | 11/14/2011 3:20:06 PM |
auction-seeker4 | $25.00 | 11/14/2011 6:03:57 PM |
evnagelist | $25.00 | 11/10/2011 5:44:02 PM |
lendersf | $50.00 | 11/10/2011 6:21:43 PM |
elvisloans | $25.00 | 11/11/2011 3:37:52 AM |
harperpotok | $100.00 | 11/11/2011 3:03:42 PM |
Sid-K | $25.00 | 11/11/2011 3:03:22 PM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:35 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:28 AM |
Daneistes | $50.00 | 11/13/2011 8:54:58 AM |
850 | $50.00 | 11/12/2011 8:35:04 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:20 PM |
buraky | $50.00 | 11/13/2011 10:52:19 PM |
coin-sonnet | $100.00 | 11/14/2011 12:06:25 AM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:06 AM |
Nazbuster | $50.00 | 11/13/2011 7:13:22 PM |
ajst1 | $25.00 | 11/14/2011 10:17:28 AM |
blinkygab | $25.00 | 11/14/2011 2:32:24 PM |
innocent-deal | $25.00 | 11/14/2011 1:43:56 PM |
klinebarger | $50.00 | 11/14/2011 3:48:57 PM |
principal-kung-fu | $25.00 | 11/14/2011 2:53:52 PM |
Schecky | $50.00 | 11/14/2011 3:25:46 PM |
yield-hut | $25.00 | 11/14/2011 3:35:35 PM |
kind-forthright-repayment | $150.00 | 11/14/2011 6:45:19 PM |
Mendosurfire | $50.00 | 11/14/2011 12:35:29 PM |
cjames84 | $25.00 | 11/14/2011 4:08:07 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
537000
This series of Notes was issued and sold upon the funding of the borrower loan #55713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,107 | Stated income: | $0 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| genuine-kindness0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Yallamma Energy and Fuels
Purpose of loan:
This loan will be used to...cover backlog business losses, monthly expenses (maintaining registration, website, etc.) and personal credit card payments.
My financial situation:
I am a good candidate for this loan because...I have a good credit history for a long time period (12+ years). Currently face financial difficulties, but I'm optimistic about getting new revenues from my consulting business and pay-off the loan.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BenR | $100.00 | 11/4/2011 5:03:05 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:45 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:27 PM |
coin-investor | $25.00 | 11/4/2011 6:11:55 PM |
fortytwo | $150.00 | 11/4/2011 6:39:21 PM |
economy-coup | $50.00 | 11/4/2011 7:04:20 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:08 PM |
108lender | $150.00 | 11/5/2011 1:24:51 PM |
kulender | $50.00 | 11/6/2011 6:22:52 AM |
red-power-pecan | $50.00 | 11/6/2011 2:04:06 PM |
handy-justice | $50.00 | 11/7/2011 10:02:29 AM |
bellaquito | $2,000.00 | 11/7/2011 1:34:55 PM |
luv052693 | $25.00 | 11/7/2011 1:43:15 PM |
kchen486 | $50.00 | 11/7/2011 2:08:33 PM |
mercuriant | $25.00 | 11/7/2011 10:57:35 AM |
worth-blanket2 | $2,300.00 | 11/7/2011 3:04:34 PM |
papaloha | $25.00 | 11/4/2011 7:37:55 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:31 PM |
gotjack | $25.00 | 11/4/2011 6:10:09 PM |
evnagelist | $25.00 | 11/4/2011 6:55:42 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:06 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:41 PM |
riveting-credit5 | $50.00 | 11/5/2011 11:57:15 AM |
rescue | $100.00 | 11/5/2011 11:16:57 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:57 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:04 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:30 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:39 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:28 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:04 PM |
winegeek | $1,449.56 | 11/7/2011 2:56:58 PM |
EBITDA | $25.00 | 11/7/2011 1:17:30 PM |
Tylerh | $500.00 | 11/7/2011 2:19:34 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
537014
This series of Notes was issued and sold upon the funding of the borrower loan #55999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $646 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| liberty-boomerang4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
recently marriage
Purpose of loan:
This loan will be used to...pay all my debts acquired during my recently marriage and to finish pay off my last credit card
My financial situation:
I am a good candidate for this loan because... I have a steady job with good income and all my accounts are paid off except the credit card that I will pay if I obtain this loan, futhermore, I will only have this debt to pay, which I am sure that I will be able to pay, even before the three years given to me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/3/2011 5:23:16 PM |
kenji4861 | $25.00 | 11/3/2011 5:28:00 PM |
green-trade-dolphin2 | $32.18 | 11/3/2011 5:02:12 PM |
figs4u2 | $100.00 | 11/3/2011 5:17:40 PM |
elvisloans | $25.00 | 11/3/2011 6:04:47 PM |
E-2 | $100.00 | 11/3/2011 6:55:25 PM |
power-cell | $35.00 | 11/3/2011 9:30:01 PM |
Brisket_Bob | $75.00 | 11/4/2011 5:33:10 AM |
Goodlender42 | $25.00 | 11/4/2011 5:35:00 AM |
charming-exchange7 | $25.00 | 11/4/2011 7:02:47 AM |
engaging-worth | $25.00 | 11/4/2011 9:35:37 AM |
bb575 | $50.00 | 11/4/2011 10:05:45 AM |
D911ave | $50.00 | 11/4/2011 11:25:14 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:14 AM |
imhandy | $500.00 | 11/4/2011 7:15:10 PM |
SudianX | $35.25 | 11/5/2011 3:46:18 AM |
1phantom | $25.00 | 11/5/2011 8:32:31 AM |
penguino | $100.00 | 11/5/2011 7:21:51 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:03 AM |
payout-magician | $30.00 | 11/5/2011 9:50:18 AM |
selector568 | $300.00 | 11/5/2011 11:05:30 AM |
jjswanso | $25.00 | 11/5/2011 10:34:58 AM |
Astyanax | $85.00 | 11/5/2011 11:42:31 AM |
Interloper | $29.00 | 11/5/2011 12:18:56 PM |
whitegold24k | $400.00 | 11/5/2011 12:42:15 PM |
first-funds-palace | $25.00 | 11/5/2011 1:32:18 PM |
Clambake | $25.00 | 11/3/2011 6:02:38 PM |
bluebird5 | $25.00 | 11/3/2011 5:54:41 PM |
SolarMoonshine | $25.00 | 11/3/2011 6:05:55 PM |
credit-coach118 | $45.17 | 11/3/2011 8:47:46 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:23 PM |
blot44 | $25.00 | 11/3/2011 10:33:44 PM |
MonopolyDred | $25.00 | 11/4/2011 6:27:16 AM |
john0720 | $25.00 | 11/4/2011 7:27:00 AM |
scholarly-benefit5 | $25.00 | 11/4/2011 9:11:45 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:10 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:08 AM |
evnagelist | $25.00 | 11/4/2011 10:15:20 AM |
riskreward | $250.00 | 11/4/2011 11:56:41 AM |
Darts | $50.00 | 11/4/2011 11:49:30 AM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:16 PM |
jdrez | $69.91 | 11/4/2011 5:53:37 PM |
first-euro-rapture | $25.00 | 11/4/2011 6:02:45 PM |
minista | $25.00 | 11/4/2011 6:03:34 PM |
gjm6d | $25.00 | 11/4/2011 6:18:17 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:51 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:53 PM |
freetolive | $25.00 | 11/4/2011 10:38:52 PM |
SurfaceTension | $25.00 | 11/5/2011 8:11:10 AM |
Money_Hog | $25.00 | 11/5/2011 9:26:22 AM |
WxChem | $25.00 | 11/5/2011 10:11:46 AM |
whitegold24k | $100.00 | 11/5/2011 12:32:26 PM |
QuincyCapital | $100.00 | 11/5/2011 12:55:40 PM |
houli123 | $138.49 | 11/5/2011 1:36:24 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
537026
This series of Notes was issued and sold upon the funding of the borrower loan #55877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 14y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,944 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| money-yoga3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
Principal balance:
| $5,922.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Extract and Update
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/3/2011 5:23:17 PM |
Whipster | $45.00 | 11/3/2011 5:28:27 PM |
pdub | $75.00 | 11/3/2011 5:41:25 PM |
pound-mushroom3 | $25.00 | 11/3/2011 6:09:13 PM |
jaycro | $25.00 | 11/3/2011 6:40:00 PM |
vtrentster | $25.00 | 11/3/2011 6:53:56 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:57 PM |
JohnGalt94 | $25.00 | 11/3/2011 9:03:09 PM |
CAGE-Investments | $25.00 | 11/3/2011 9:11:48 PM |
Goodlender42 | $25.00 | 11/4/2011 5:35:00 AM |
GElender | $25.00 | 11/4/2011 5:54:32 AM |
careful-note1 | $25.00 | 11/4/2011 7:14:42 AM |
Investor_DP | $100.00 | 11/4/2011 10:22:54 AM |
evnagelist | $25.00 | 11/4/2011 10:15:20 AM |
figs4u2 | $100.00 | 11/4/2011 10:26:38 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:22 AM |
PK_USMC | $25.00 | 11/4/2011 11:21:31 AM |
rate-mogul | $50.00 | 11/4/2011 11:13:22 AM |
rolltide09 | $25.00 | 11/4/2011 11:17:14 AM |
credit-maple5 | $100.00 | 11/4/2011 11:33:24 AM |
riskreward | $250.00 | 11/4/2011 11:56:41 AM |
javelin0 | $25.00 | 11/4/2011 12:02:14 PM |
payout-reaction740 | $25.00 | 11/4/2011 12:05:48 PM |
FinDoc | $25.00 | 11/4/2011 2:15:45 PM |
Lam0nt | $25.00 | 11/4/2011 12:58:43 PM |
exchange-pledge | $100.00 | 11/4/2011 1:03:58 PM |
cash-reaction2 | $50.00 | 11/4/2011 1:24:26 PM |
RetiredATC | $50.00 | 11/4/2011 5:27:15 PM |
wigglesworth4 | $500.00 | 11/4/2011 5:50:34 PM |
treasure-hunter270 | $25.00 | 11/4/2011 5:21:52 PM |
cropdust3r | $25.00 | 11/4/2011 6:20:22 PM |
kenji4861 | $25.00 | 11/4/2011 6:25:17 PM |
imhandy | $500.00 | 11/4/2011 6:42:36 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:52 PM |
accountableone | $200.00 | 11/5/2011 3:02:52 AM |
responsibility-butterfly | $25.00 | 11/4/2011 7:27:39 PM |
mistertao | $25.00 | 11/4/2011 8:16:39 PM |
well-mannered-income3 | $40.00 | 11/5/2011 6:01:45 AM |
credit-kahuna | $100.00 | 11/4/2011 8:29:20 PM |
Rick21 | $25.00 | 11/4/2011 10:34:16 PM |
green28 | $150.00 | 11/5/2011 8:12:22 AM |
TigerForce | $25.00 | 11/5/2011 5:20:18 AM |
compassion-bauble4 | $50.00 | 11/5/2011 8:26:46 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:04 AM |
rainorshine47 | $30.00 | 11/5/2011 9:46:05 AM |
loan-warrior | $25.00 | 11/5/2011 10:04:55 AM |
valiant-money | $45.00 | 11/5/2011 10:50:32 AM |
yield-implementer8 | $34.75 | 11/5/2011 10:26:04 AM |
tolerant-dinero2 | $25.00 | 11/5/2011 12:03:00 PM |
i3urtonair | $25.00 | 11/5/2011 11:17:01 AM |
twister738 | $25.00 | 11/5/2011 11:55:53 AM |
careful-note1 | $28.35 | 11/5/2011 12:43:14 PM |
best-phenomenal-treasure | $25.00 | 11/5/2011 2:04:33 PM |
gilbrear | $25.00 | 11/5/2011 2:31:42 PM |
triguy | $1,712.74 | 11/5/2011 3:07:46 PM |
larrybird | $2,000.00 | 11/5/2011 2:46:12 PM |
new-gold-wrangler | $2,000.00 | 11/5/2011 2:55:02 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:54 PM |
influential-benjamins0 | $100.00 | 11/3/2011 5:54:28 PM |
hanuman77 | $25.00 | 11/3/2011 6:57:48 PM |
UHcougars | $25.36 | 11/4/2011 12:41:50 AM |
Ambassador | $31.00 | 11/4/2011 4:35:45 AM |
breadbroker | $25.00 | 11/4/2011 6:11:29 AM |
BxRealtor | $25.00 | 11/4/2011 6:29:35 AM |
beer-gardener | $50.00 | 11/4/2011 7:48:09 AM |
worth-arch | $25.00 | 11/4/2011 8:29:02 AM |
gold-commander0 | $25.00 | 11/4/2011 8:04:11 AM |
peso-fortress | $25.00 | 11/4/2011 8:42:45 AM |
novice-speculator | $25.00 | 11/4/2011 9:38:39 AM |
Kaj | $25.00 | 11/4/2011 10:24:35 AM |
jamiee73 | $25.00 | 11/4/2011 10:37:32 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:34 AM |
prohelper | $25.00 | 11/4/2011 10:29:51 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:28 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:04 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:14 AM |
the-profit-oracle | $25.00 | 11/4/2011 11:48:10 AM |
BenR | $100.00 | 11/4/2011 11:50:16 AM |
RockpointCapital | $100.00 | 11/4/2011 4:39:17 PM |
janeybooboo | $50.00 | 11/4/2011 1:50:59 PM |
orderly-finance6 | $50.00 | 11/4/2011 1:50:01 PM |
fcrick | $25.00 | 11/4/2011 5:10:33 PM |
revenue-achievement | $25.00 | 11/4/2011 3:23:04 PM |
balanced-agreement0 | $25.00 | 11/4/2011 3:36:26 PM |
unclejaef | $25.00 | 11/4/2011 4:34:20 PM |
JustinBlueSteal | $25.00 | 11/4/2011 4:42:13 PM |
orbital-gain | $50.00 | 11/4/2011 4:48:04 PM |
AF-Chief | $25.00 | 11/4/2011 9:05:48 PM |
impressive-loan | $100.00 | 11/4/2011 6:58:34 PM |
platinum-czar | $25.00 | 11/4/2011 7:07:00 PM |
spark548 | $50.00 | 11/4/2011 7:48:12 PM |
melodious-fairness | $25.00 | 11/4/2011 7:39:46 PM |
mennleo | $50.00 | 11/5/2011 5:13:12 AM |
wesand22 | $25.00 | 11/4/2011 9:40:24 PM |
responsible-vigilance8 | $25.00 | 11/5/2011 6:54:54 AM |
income-buffalo1 | $47.00 | 11/5/2011 6:42:36 AM |
income-champion | $25.00 | 11/5/2011 7:46:22 AM |
godspeed237 | $25.00 | 11/5/2011 8:04:01 AM |
wise-silver-wonder | $25.00 | 11/5/2011 8:51:06 AM |
1phantom | $25.00 | 11/5/2011 8:32:31 AM |
enriching-listing | $25.00 | 11/5/2011 10:10:58 AM |
RoyFauntleroy | $50.00 | 11/5/2011 8:52:20 AM |
radforj22 | $25.00 | 11/5/2011 10:14:02 AM |
ferdberfel | $25.00 | 11/5/2011 9:26:36 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:34 AM |
newest-attractive-funds | $31.30 | 11/5/2011 10:04:12 AM |
rescue | $100.00 | 11/5/2011 11:16:51 AM |
noodles932 | $25.50 | 11/5/2011 12:56:03 PM |
intelligent-repayment8 | $1,300.00 | 11/5/2011 1:41:13 PM |
force780 | $25.00 | 11/5/2011 2:54:53 PM |
GCInvestments | $29.00 | 11/5/2011 2:55:06 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:59:36 PM |
brightest-gain-investor | $2,000.00 | 11/5/2011 3:00:07 PM |
compoundinterest | $50.00 | 11/5/2011 3:03:30 PM |
gulch | $25.00 | 11/5/2011 2:46:53 PM |
runner262 | $25.00 | 11/5/2011 2:50:36 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
537072
This series of Notes was issued and sold upon the funding of the borrower loan #55704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jubilant-fairness4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need money for Car Repair!!!
Purpose of loan:
This loan will be used to pay for a new engine in our minivan. We currently have a car that works, and our van is at the mechanic. The van does not run at all. The mechanic is waiting for the money to begin fixing the van. We need both cars because both my wife and I work. Please help.
My financial situation:
I am a good candidate for this loan because I have $4000 available in a savings account just in case anything were to happen to my wife's business, but we want to keep that money in savings if at all possible.
Monthly net income: $4500
Monthly expenses: $3600 (itemized below)
Housing: $1,200
Insurance: $125
Car expenses: $290 (van only, car paid off)
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/4/2011 9:54:05 AM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:47 PM |
beakerfish | $50.00 | 11/4/2011 8:27:24 PM |
rs999 | $25.00 | 11/5/2011 1:29:23 PM |
affluence-tycoon | $25.00 | 11/5/2011 2:06:55 PM |
mcgillis99 | $50.00 | 11/5/2011 9:17:15 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:01 PM |
kulender | $50.00 | 11/6/2011 6:22:49 AM |
finance-mushroom | $200.00 | 11/6/2011 2:18:36 PM |
bellaquito | $1,925.00 | 11/7/2011 2:08:56 PM |
missing-link | $25.00 | 11/7/2011 11:47:54 AM |
DENARA | $25.00 | 11/7/2011 12:27:33 PM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:51 AM |
zorg77 | $25.00 | 11/4/2011 4:53:16 PM |
enterprising-credit2 | $25.00 | 11/5/2011 1:33:59 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:30 PM |
mighty-payout1 | $25.00 | 11/5/2011 9:56:33 PM |
impeccable-ore3 | $25.00 | 11/6/2011 8:05:05 AM |
EngineersAlliance | $150.00 | 11/6/2011 12:30:23 PM |
atlas100 | $25.00 | 11/7/2011 5:44:16 AM |
Brisket_Bob | $25.00 | 11/7/2011 1:55:51 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:37:49 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
537084
This series of Notes was issued and sold upon the funding of the borrower loan #56071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $173.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,475 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| clean-market2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To Conslidate and repair a vehicle
Purpose of loan: To pay off 2 medical bills and repair a fuel pump on car
This loan will be used to...
My financial situation: is good
I am a good candidate for this loan because...I have never had a default on any loan or charge
Monthly net income: $5100.00
Monthly expenses: $
Housing: $ 1150.00
Insurance: $260
Car expenses: $610.00
Utilities: $350.00
Phone, cable, internet: $90
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $600.00
Child Care
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/3/2011 9:58:24 PM |
km007 | $25.00 | 11/3/2011 5:07:45 PM |
SolarMoonshine | $25.00 | 11/3/2011 6:02:36 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:41 PM |
supreme-p2p9 | $25.00 | 11/3/2011 5:26:39 PM |
zorg77 | $50.00 | 11/3/2011 5:32:53 PM |
kk-gp | $100.00 | 11/3/2011 6:24:42 PM |
vutah | $25.00 | 11/3/2011 7:32:38 PM |
gold-miser9 | $125.00 | 11/4/2011 7:13:32 AM |
favorite-commerce | $30.00 | 11/4/2011 7:47:37 AM |
greencat | $50.00 | 11/4/2011 7:19:16 AM |
leverage-monger | $25.00 | 11/4/2011 7:48:03 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:36 AM |
transaction-circuit | $50.00 | 11/4/2011 10:53:14 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:43 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:05 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:04 AM |
168RichCapital | $25.11 | 11/4/2011 3:28:10 PM |
excellent-wealth6 | $25.00 | 11/4/2011 4:59:38 PM |
managedfund | $800.00 | 11/4/2011 2:39:32 PM |
SOP_Bank | $25.00 | 11/4/2011 3:34:18 PM |
bid-stockpiler1 | $25.00 | 11/4/2011 6:30:21 PM |
shawnw2 | $35.00 | 11/5/2011 2:16:07 AM |
Raider_Fan | $25.00 | 11/4/2011 10:26:58 PM |
kwan | $25.00 | 11/4/2011 11:15:14 PM |
jjsparks28 | $35.00 | 11/5/2011 4:31:24 AM |
bluehen00 | $25.00 | 11/5/2011 6:23:35 AM |
2grindstones | $37.69 | 11/5/2011 10:53:06 AM |
famous-bill | $50.00 | 11/5/2011 12:19:30 PM |
wlm3012 | $30.00 | 11/5/2011 1:06:15 PM |
rjcoutur2001 | $51.32 | 11/5/2011 1:49:22 PM |
Trekow | $25.00 | 11/5/2011 2:45:11 PM |
gold-miser9 | $34.80 | 11/5/2011 2:09:12 PM |
InChicago | $100.00 | 11/5/2011 2:13:00 PM |
deepblue34 | $30.00 | 11/5/2011 2:17:28 PM |
fountain355 | $25.00 | 11/4/2011 5:50:41 AM |
calmfunds | $500.00 | 11/4/2011 7:19:55 AM |
integrity-electron9 | $50.00 | 11/4/2011 9:58:01 AM |
economy-coup | $50.00 | 11/4/2011 10:16:51 AM |
let_me_retire | $100.00 | 11/4/2011 2:12:29 PM |
Bob450 | $25.00 | 11/4/2011 2:40:16 PM |
fortytwo | $150.00 | 11/4/2011 6:39:14 PM |
justasoldier | $100.00 | 11/4/2011 5:43:42 PM |
loss-of-control | $100.00 | 11/4/2011 6:22:36 PM |
vest_vortex | $50.65 | 11/4/2011 6:28:37 PM |
whirlingdervish | $50.00 | 11/5/2011 2:11:18 AM |
klend4 | $25.00 | 11/5/2011 4:48:00 AM |
rockhound84 | $25.00 | 11/5/2011 5:37:54 AM |
MrDance123 | $30.00 | 11/4/2011 10:46:16 PM |
equallender | $25.00 | 11/5/2011 12:22:20 AM |
Leshan | $25.00 | 11/5/2011 8:32:58 AM |
graceful-investment | $25.00 | 11/5/2011 10:16:28 AM |
calimanusa | $30.00 | 11/5/2011 11:00:05 AM |
money-fort | $25.00 | 11/5/2011 11:44:54 AM |
spike22 | $25.00 | 11/5/2011 12:34:24 PM |
forthright-trade | $25.00 | 11/5/2011 1:15:53 PM |
deal-marauder6 | $50.92 | 11/5/2011 2:26:22 PM |
mad-scientist418 | $25.00 | 11/5/2011 1:50:21 PM |
moneyhelp4u | $4.51 | 11/5/2011 3:06:30 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
537114
This series of Notes was issued and sold upon the funding of the borrower loan #56011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,055 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-accomplishment |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt and receive a reasonable interest rate.
My financial situation:
I am a good candidate because I've never missed a payment on a debt, all my accounts are in good standing, and I've the held the same job with steady income for over four years.
Monthly net income: $2400 average
Housing: $550
Car expenses: $100
Utilities: $100
Food, entertainment: $250
Credit cards and other loans: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $75.00 | 11/7/2011 9:12:55 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:49 AM |
riskreward | $250.00 | 11/7/2011 11:34:32 AM |
Interloper | $29.00 | 11/7/2011 11:06:10 AM |
pdub | $75.00 | 11/7/2011 11:39:20 AM |
Bank_Of_XL | $25.00 | 11/7/2011 12:46:23 PM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:42 AM |
kchen486 | $50.00 | 11/7/2011 2:08:37 PM |
Tylerh | $500.00 | 11/7/2011 2:19:48 PM |
rockhound84 | $25.00 | 11/7/2011 5:30:22 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:10 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:58 AM |
Cherrypicker | $50.00 | 11/8/2011 9:06:17 AM |
marwadi-62 | $75.00 | 11/8/2011 7:17:10 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:21 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:08 PM |
power-persimmon5 | $25.00 | 11/8/2011 4:50:26 PM |
restech | $25.00 | 11/8/2011 5:02:22 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:58 PM |
cash-reaction2 | $25.00 | 11/8/2011 5:32:40 PM |
credit-maple5 | $25.00 | 11/8/2011 5:28:40 PM |
TheCount | $25.00 | 11/8/2011 5:37:07 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:49 PM |
the-inspired-justice | $25.00 | 11/8/2011 4:05:35 PM |
market-assembler | $25.00 | 11/8/2011 6:03:10 PM |
poolshark72 | $25.00 | 11/8/2011 4:09:10 PM |
dingus | $25.00 | 11/8/2011 5:48:23 PM |
gizzywump | $25.00 | 11/8/2011 6:08:27 PM |
exact-loan5 | $50.00 | 11/8/2011 6:14:23 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:45 PM |
integrity-starter | $25.00 | 11/8/2011 6:09:05 PM |
elegant-income3 | $50.00 | 11/8/2011 6:42:20 PM |
syounker | $25.00 | 11/8/2011 6:43:50 PM |
superpuppy | $35.00 | 11/8/2011 6:32:09 PM |
jcw3rd | $25.00 | 11/8/2011 7:15:30 PM |
RetiredATC | $50.00 | 11/8/2011 5:45:33 PM |
prescription0 | $25.00 | 11/8/2011 9:07:28 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:48 PM |
TheoProf | $25.00 | 11/8/2011 6:04:27 PM |
brutusbone | $25.00 | 11/8/2011 6:08:41 PM |
WindyKid | $25.00 | 11/9/2011 3:40:18 AM |
heavenly-treasure542 | $25.00 | 11/9/2011 4:19:17 AM |
nri22 | $100.00 | 11/8/2011 11:26:59 PM |
sonnet771 | $25.00 | 11/9/2011 1:24:10 AM |
responsibility-butterfly | $25.00 | 11/8/2011 6:52:58 PM |
flshdaskll | $25.00 | 11/8/2011 6:56:55 PM |
ferris2484 | $25.00 | 11/9/2011 6:42:35 AM |
NYBIZ | $25.00 | 11/9/2011 7:38:15 AM |
SweatyBalls | $25.00 | 11/9/2011 7:32:50 AM |
dedication-merman | $25.00 | 11/8/2011 9:30:21 PM |
519dobber | $25.00 | 11/9/2011 8:25:53 AM |
orange-courageous-dedication | $25.00 | 11/9/2011 9:05:56 AM |
LeadFoot | $25.00 | 11/9/2011 9:01:12 AM |
Lender75 | $25.00 | 11/9/2011 9:12:13 AM |
duty-admiral | $25.00 | 11/9/2011 9:16:12 AM |
ThomasC | $26.00 | 11/9/2011 9:18:37 AM |
jhernand17 | $25.00 | 11/9/2011 9:24:31 AM |
dpjd | $25.00 | 11/9/2011 9:07:07 AM |
labourclass | $25.00 | 11/9/2011 9:08:09 AM |
GCInvestments | $29.00 | 11/9/2011 9:26:55 AM |
gold-commander0 | $25.00 | 11/9/2011 9:16:55 AM |
Kame | $25.00 | 11/9/2011 9:27:53 AM |
spark548 | $50.00 | 11/9/2011 9:50:35 AM |
flexible-funds3 | $25.00 | 11/9/2011 7:26:06 AM |
Zoomie | $25.00 | 11/9/2011 9:51:50 AM |
Tai | $25.00 | 11/9/2011 9:52:18 AM |
Milonguero | $100.00 | 11/9/2011 9:37:21 AM |
6moonbeams | $25.00 | 11/9/2011 9:57:42 AM |
asmithj | $25.00 | 11/9/2011 9:48:04 AM |
listing-vista | $50.00 | 11/9/2011 9:01:43 AM |
Pasagam | $31.00 | 11/9/2011 10:11:42 AM |
mystss | $25.00 | 11/9/2011 10:13:07 AM |
andycheb | $25.00 | 11/9/2011 10:14:19 AM |
hopethisworks | $25.00 | 11/9/2011 9:11:59 AM |
ItsJustMe79 | $25.00 | 11/9/2011 9:20:01 AM |
iq8w7ht | $25.00 | 11/9/2011 9:21:57 AM |
Taz-Man-IIWIS | $25.00 | 11/9/2011 9:28:40 AM |
vigilance-revolutionary | $50.00 | 11/9/2011 9:31:38 AM |
active-market | $50.00 | 11/9/2011 9:49:04 AM |
escharfer | $25.00 | 11/9/2011 10:10:27 AM |
MadHun | $200.00 | 11/9/2011 10:12:47 AM |
cnovak | $25.00 | 11/7/2011 9:34:39 AM |
jescowa | $50.00 | 11/7/2011 9:59:42 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:53 AM |
kindness-jedi | $25.00 | 11/7/2011 9:17:13 AM |
evnagelist | $25.00 | 11/7/2011 11:03:33 AM |
PAPAT | $25.00 | 11/7/2011 11:58:02 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:07 AM |
rescue | $100.00 | 11/7/2011 9:46:41 AM |
amra | $25.00 | 11/7/2011 2:17:24 PM |
SOP_Bank | $25.00 | 11/7/2011 5:15:40 PM |
jmeasn | $25.00 | 11/7/2011 4:09:36 PM |
jarf | $25.00 | 11/7/2011 6:10:54 PM |
terrific-p2ploan | $25.00 | 11/7/2011 6:40:40 PM |
organized-payment6 | $50.00 | 11/8/2011 5:43:37 AM |
killdare | $25.00 | 11/7/2011 8:56:53 PM |
Occhy | $30.00 | 11/7/2011 9:10:57 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:35 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:24 PM |
pleasant-dime | $25.00 | 11/8/2011 2:20:56 PM |
Techne_Funds_LLC | $25.00 | 11/8/2011 4:45:32 PM |
discrete-asset | $25.00 | 11/8/2011 5:23:32 PM |
lisanate | $25.00 | 11/8/2011 5:43:39 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:51 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:30 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:31 PM |
tenacious-capital3 | $26.27 | 11/8/2011 5:13:52 PM |
wise-rupee-sanctuary | $50.00 | 11/8/2011 5:43:16 PM |
larslfe | $25.00 | 11/8/2011 5:47:07 PM |
shawndw | $28.00 | 11/8/2011 8:17:47 PM |
TheGeek | $25.00 | 11/8/2011 5:52:28 PM |
social-zebra | $33.00 | 11/8/2011 5:52:38 PM |
the-dollar-topper | $150.00 | 11/8/2011 5:53:13 PM |
ideal-yield5 | $30.00 | 11/8/2011 9:07:09 PM |
thankful-nickel2 | $25.00 | 11/8/2011 6:04:39 PM |
be_wise | $25.00 | 11/9/2011 2:56:26 AM |
rs999 | $25.00 | 11/8/2011 6:09:20 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:30 AM |
rcm87 | $50.00 | 11/9/2011 6:27:22 AM |
relentless-fund1 | $25.00 | 11/9/2011 6:33:24 AM |
innocent-commerce9 | $400.00 | 11/9/2011 7:44:32 AM |
loot-heart | $25.00 | 11/9/2011 8:08:50 AM |
paladin847 | $50.00 | 11/9/2011 9:01:28 AM |
tender-commerce8 | $50.00 | 11/9/2011 9:03:30 AM |
britgsb | $30.00 | 11/9/2011 9:04:53 AM |
infinitykid | $25.00 | 11/9/2011 5:01:16 AM |
oplender | $25.00 | 11/9/2011 9:09:11 AM |
Smallbear | $25.00 | 11/9/2011 5:57:20 AM |
FortuneFund | $50.00 | 11/9/2011 9:11:41 AM |
slartibardfast | $25.00 | 11/9/2011 9:18:58 AM |
hanuman77 | $25.00 | 11/9/2011 9:42:27 AM |
haplender | $50.00 | 11/9/2011 9:33:51 AM |
the-transaction-stronghold | $25.00 | 11/9/2011 9:37:17 AM |
wise-deal-panda | $100.00 | 11/9/2011 9:38:44 AM |
cordial-funds8 | $50.00 | 11/9/2011 8:08:42 AM |
bold-direct-asset | $50.00 | 11/9/2011 9:49:17 AM |
bill-expert | $25.00 | 11/9/2011 9:51:15 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:23 AM |
reflective-cash0 | $50.00 | 11/9/2011 10:03:37 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:00 AM |
fervent-currency5 | $75.00 | 11/9/2011 10:07:33 AM |
unassassinable | $25.00 | 11/9/2011 10:08:20 AM |
hostbank | $42.00 | 11/9/2011 9:12:45 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:23 AM |
Mark-7 | $50.00 | 11/9/2011 9:32:19 AM |
IIP77 | $25.00 | 11/9/2011 9:53:49 AM |
successful-agreement7 | $100.00 | 11/9/2011 10:04:35 AM |
Digs | $25.00 | 11/9/2011 10:07:46 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
537118
This series of Notes was issued and sold upon the funding of the borrower loan #56072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-03-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $280.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,255 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-fox4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 14% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 5
( 71% )
| 660-679
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 14% )
|
Total payments billed:
| 7 | | |
Description
Unforseen emergency
Purpose of loan:
This loan will be used to cover unforseen expense.
My financial situation:
I am a good candidate for this loan because I will pay off the loan as scheduled without missing a payment.
Monthly net income: $ 8900
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 11/3/2011 5:39:41 PM |
witty-openness | $25.00 | 11/3/2011 6:07:05 PM |
thankful-nickel2 | $25.00 | 11/3/2011 6:55:08 PM |
nisim5 | $50.00 | 11/3/2011 5:33:07 PM |
kindness-jedi | $25.00 | 11/3/2011 5:36:54 PM |
well-rounded-payout0 | $50.00 | 11/3/2011 5:40:16 PM |
Kash2010lu | $25.00 | 11/3/2011 6:13:57 PM |
mystical-fairness4 | $25.00 | 11/3/2011 9:31:25 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:15:13 PM |
draggon77 | $25.00 | 11/4/2011 1:55:45 AM |
first-class-gold0 | $77.00 | 11/3/2011 8:23:44 PM |
timmsc | $26.88 | 11/4/2011 4:16:00 AM |
Mikale360 | $25.00 | 11/3/2011 9:36:14 PM |
PowerBarDC | $25.00 | 11/3/2011 10:15:02 PM |
llequire1 | $30.00 | 11/4/2011 3:00:58 AM |
Beechturner | $25.00 | 11/4/2011 5:05:22 AM |
Wellman | $50.00 | 11/4/2011 7:21:00 AM |
STLRacer | $30.00 | 11/4/2011 6:20:06 AM |
Firescreek | $25.00 | 11/4/2011 5:55:33 AM |
Maggie3 | $25.00 | 11/4/2011 8:34:43 AM |
treasure-bliss | $25.00 | 11/4/2011 6:27:44 AM |
return-smasher2 | $32.40 | 11/4/2011 9:01:15 AM |
the-swashbuckler | $25.00 | 11/4/2011 7:31:01 AM |
imdave4me | $25.00 | 11/4/2011 7:57:27 AM |
diplomatic-wealth7 | $25.00 | 11/4/2011 10:11:25 AM |
newest-generous-income | $35.00 | 11/4/2011 9:22:01 AM |
economy-coup | $50.00 | 11/4/2011 10:16:52 AM |
mpatrick | $39.26 | 11/4/2011 10:25:48 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:22 AM |
BigSkyFinancial | $30.00 | 11/4/2011 10:44:07 AM |
money-baron-roth-IRA | $50.00 | 11/4/2011 10:39:57 AM |
zone8 | $100.00 | 11/4/2011 10:57:31 AM |
rakem777 | $25.00 | 11/4/2011 10:58:36 AM |
logical-capital0 | $30.03 | 11/4/2011 10:52:32 AM |
AndyT1999 | $25.00 | 11/4/2011 11:29:26 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:35 AM |
SqueezeKing | $25.00 | 11/4/2011 11:07:17 AM |
papaloha | $25.00 | 11/3/2011 9:58:25 PM |
km007 | $25.00 | 11/3/2011 5:07:45 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:43 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:48 PM |
stock106 | $25.00 | 11/3/2011 5:32:24 PM |
coin-investor | $25.00 | 11/3/2011 5:34:08 PM |
natural-greenback6 | $25.00 | 11/3/2011 8:43:39 PM |
real-return | $25.00 | 11/3/2011 9:02:42 PM |
dynamic-platinum | $25.00 | 11/4/2011 4:21:29 AM |
logical-loyalty0 | $25.00 | 11/4/2011 1:53:57 AM |
SeaDevil | $25.00 | 11/4/2011 2:41:21 AM |
kulender | $50.00 | 11/4/2011 4:47:05 AM |
GElender | $25.00 | 11/4/2011 5:52:34 AM |
Danylostefan | $25.00 | 11/4/2011 7:17:57 AM |
ryan6853 | $25.00 | 11/4/2011 9:11:21 AM |
careful-note1 | $30.46 | 11/4/2011 7:11:06 AM |
money-baron-Roth401k | $50.00 | 11/4/2011 9:46:18 AM |
AndChicksforFree | $25.00 | 11/4/2011 8:02:42 AM |
john0720 | $25.00 | 11/4/2011 7:25:29 AM |
worth-arch | $25.00 | 11/4/2011 8:29:02 AM |
Christophe | $25.00 | 11/4/2011 9:15:45 AM |
DreDub | $50.00 | 11/4/2011 9:44:06 AM |
1willray | $25.00 | 11/4/2011 9:07:32 AM |
wealth-renaissance5 | $35.85 | 11/4/2011 9:27:06 AM |
evnagelist | $25.00 | 11/4/2011 10:16:44 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:37 AM |
Kaj | $25.00 | 11/4/2011 10:24:35 AM |
spitzbergen | $25.00 | 11/4/2011 11:04:29 AM |
CoolPlexer | $25.00 | 11/4/2011 11:10:14 AM |
SDKiwi | $33.00 | 11/4/2011 11:01:41 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 11:03:43 AM |
credit-wheel7 | $25.00 | 11/4/2011 11:03:54 AM |
thelovebug | $100.00 | 11/4/2011 11:10:36 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:05 AM |
progressive-economy261 | $20.12 | 11/4/2011 11:32:15 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
537126
This series of Notes was issued and sold upon the funding of the borrower loan #55884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $216.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 39% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
10 | Length of status: | 51y 4m |
Amount delinquent:
| $2,189 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,563 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-structure2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Budgeting
Purpose of loan:
This loan will be used to...
Consolidate current monthly debts
My financial situation:
I am a good candidate for this loan because...
my income is steady and will never decrease
Monthly net income: $5750
Monthly expenses: $4500.00
Housing: $1800.00
Insurance: $
Car expenses: $
Utilities: $350.00
Phone, cable, internet: $500.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1172.00
Other expenses: $small secured loans at Title Max
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/3/2011 5:23:43 PM |
economy-coup | $50.00 | 11/4/2011 10:16:52 AM |
worth-blanket2 | $4,500.00 | 11/7/2011 3:03:43 PM |
papaloha | $25.00 | 11/3/2011 9:58:25 PM |
social-cocktail1 | $200.00 | 11/3/2011 5:23:48 PM |
SolarMoonshine | $25.00 | 11/3/2011 6:01:36 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:11:57 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
537132
This series of Notes was issued and sold upon the funding of the borrower loan #55987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $563.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-pouch |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Travel and Vacation
Purpose of loan:
This loan will be used for Travel, Vacation and Wedding expenses.
My financial situation:
I am a good candidate for this loan because I do not have a bad credit history and all my payments were on time. When I get this loan all the payments will be on time and regular the same way I paid my debts in the past, for instance my car payment.
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 11/3/2011 5:28:01 PM |
cnovak | $25.00 | 11/3/2011 5:23:18 PM |
Goodlender42 | $25.00 | 11/4/2011 5:35:01 AM |
blot44 | $25.00 | 11/3/2011 10:34:15 PM |
gold-commander0 | $25.00 | 11/4/2011 8:04:12 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:08 AM |
Mantis75 | $25.00 | 11/4/2011 10:05:11 AM |
rs999 | $25.00 | 11/4/2011 10:41:13 AM |
ujiba | $50.00 | 11/4/2011 10:11:40 AM |
misit | $25.00 | 11/4/2011 10:52:13 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:16 AM |
riskreward | $250.00 | 11/4/2011 11:56:42 AM |
enterprising-credit2 | $25.00 | 11/4/2011 4:20:40 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:17 PM |
sjlender | $100.00 | 11/4/2011 5:39:26 PM |
Theodon | $25.00 | 11/4/2011 6:08:31 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:52 PM |
1phantom | $25.00 | 11/5/2011 8:32:32 AM |
jjswanso | $25.00 | 11/5/2011 10:34:58 AM |
CSAworker | $25.00 | 11/5/2011 10:53:03 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:34 PM |
mistertao | $25.00 | 11/5/2011 12:47:54 PM |
DadWarbucks | $25.00 | 11/5/2011 2:58:25 PM |
a275ranger | $30.00 | 11/5/2011 8:54:18 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 11/5/2011 7:39:34 PM |
Tahoeguy | $50.00 | 11/6/2011 6:28:53 AM |
oneeighty | $25.00 | 11/6/2011 11:01:01 AM |
the-dollar-topper | $150.00 | 11/6/2011 1:27:32 PM |
kulender | $50.00 | 11/6/2011 5:11:16 PM |
Weaverville | $50.00 | 11/6/2011 7:14:59 PM |
corndog4000 | $58.00 | 11/7/2011 1:43:06 AM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:38 AM |
ThomasC | $50.00 | 11/7/2011 5:00:38 AM |
nourishing-trade7 | $25.00 | 11/7/2011 5:35:39 AM |
jazzlender | $50.00 | 11/7/2011 7:07:31 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:51 AM |
money-explorer3 | $25.00 | 11/7/2011 7:35:08 AM |
fcukciti | $35.00 | 11/7/2011 4:14:47 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:02 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:30 AM |
hard-working-rate3 | $100.00 | 11/7/2011 9:14:32 AM |
subtle-revenue0 | $25.00 | 11/7/2011 9:05:45 AM |
rmachi | $25.00 | 11/7/2011 9:38:33 AM |
compoundinterest | $50.00 | 11/7/2011 9:33:37 AM |
klin | $50.00 | 11/7/2011 8:48:34 AM |
Banker7371 | $25.00 | 11/7/2011 10:39:24 AM |
velocity-solo | $25.00 | 11/7/2011 10:21:18 AM |
pleasant-bid | $50.00 | 11/7/2011 9:49:12 AM |
helpinghand63 | $25.00 | 11/7/2011 10:04:04 AM |
kchen486 | $50.00 | 11/7/2011 2:08:32 PM |
holesome | $25.00 | 11/7/2011 2:46:43 PM |
peso-windmill | $25.00 | 11/7/2011 4:04:52 PM |
emo13 | $50.00 | 11/7/2011 5:08:05 PM |
first-funds-palace | $25.00 | 11/7/2011 3:40:37 PM |
GodzillaLending | $25.00 | 11/7/2011 5:43:24 PM |
loanman2007 | $100.00 | 11/7/2011 5:50:43 PM |
jmart30702 | $25.00 | 11/7/2011 6:05:21 PM |
wtrboy | $25.00 | 11/7/2011 6:11:04 PM |
JohnW12 | $50.00 | 11/7/2011 6:25:17 PM |
power-cell | $35.00 | 11/7/2011 5:52:51 PM |
mike_banker | $50.00 | 11/7/2011 6:51:04 PM |
valiant-liberty4 | $25.00 | 11/7/2011 8:15:56 PM |
jthomps4 | $25.00 | 11/7/2011 8:17:38 PM |
cablenews | $100.00 | 11/7/2011 7:23:38 PM |
triguy | $2,000.00 | 11/7/2011 9:31:46 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:42 PM |
auctionator1 | $25.00 | 11/7/2011 10:54:27 PM |
irishalaskan | $25.00 | 11/8/2011 12:21:50 AM |
iwantmore | $25.00 | 11/8/2011 5:00:07 AM |
Eagledrop | $25.00 | 11/8/2011 5:20:08 AM |
hrubinst | $50.00 | 11/8/2011 5:46:33 AM |
organized-payment6 | $50.00 | 11/8/2011 5:43:35 AM |
bellaquito | $2,000.00 | 11/7/2011 9:49:34 PM |
Butterfly1950 | $25.00 | 11/8/2011 6:41:11 AM |
num1irish | $100.00 | 11/8/2011 7:42:08 AM |
JebkaClan | $41.00 | 11/8/2011 7:31:42 AM |
capital-futurist | $25.00 | 11/8/2011 8:01:26 AM |
rulender | $25.00 | 11/8/2011 8:05:05 AM |
managedfund | $3,311.32 | 11/8/2011 8:27:38 AM |
Digs | $25.00 | 11/8/2011 5:33:08 AM |
first-class-yield9 | $50.00 | 11/8/2011 6:03:04 AM |
pipopirate | $25.00 | 11/8/2011 7:52:43 AM |
chipperjohnson | $25.00 | 11/8/2011 8:00:31 AM |
srilm | $25.00 | 11/8/2011 8:26:32 AM |
Clambake | $25.00 | 11/3/2011 6:02:39 PM |
green-trade-dolphin2 | $35.90 | 11/3/2011 5:02:16 PM |
WalnutCreekguy | $100.00 | 11/3/2011 7:14:24 PM |
bb575 | $50.00 | 11/4/2011 10:05:46 AM |
scholarly-benefit5 | $25.00 | 11/4/2011 9:11:45 AM |
credit-coach118 | $45.00 | 11/4/2011 8:42:38 AM |
Aberdeen | $999.00 | 11/4/2011 10:31:13 AM |
evnagelist | $25.00 | 11/4/2011 10:15:22 AM |
figs4u2 | $100.00 | 11/4/2011 10:26:38 AM |
superb-funds335 | $25.00 | 11/4/2011 11:12:40 AM |
worthy-bid8 | $50.00 | 11/4/2011 11:15:36 AM |
minista | $25.00 | 11/4/2011 12:40:33 PM |
Darts | $50.00 | 11/4/2011 11:49:31 AM |
indomitable-coin | $25.00 | 11/4/2011 5:09:11 PM |
rate-mogul | $50.00 | 11/4/2011 6:22:49 PM |
iaffy | $50.00 | 11/4/2011 6:51:28 PM |
exact-loan5 | $50.00 | 11/4/2011 7:16:34 PM |
gentle-gain235 | $100.00 | 11/4/2011 7:48:03 PM |
MoneySiles | $25.00 | 11/4/2011 7:48:24 PM |
g9d | $25.00 | 11/4/2011 9:07:32 PM |
nickel-ferret | $50.00 | 11/5/2011 8:37:04 AM |
Interloper | $33.00 | 11/5/2011 8:48:00 AM |
eloquent-dough5 | $50.00 | 11/5/2011 10:26:34 AM |
britgsb | $30.00 | 11/5/2011 12:18:29 PM |
life-is-great | $25.00 | 11/5/2011 12:37:10 PM |
Syzygy | $25.00 | 11/5/2011 2:59:39 PM |
jamiee73 | $25.00 | 11/5/2011 3:08:42 PM |
BonesyJones | $100.00 | 11/5/2011 6:01:19 PM |
agreement-pie | $50.00 | 11/5/2011 6:46:18 PM |
mr_haldane | $50.00 | 11/6/2011 6:10:13 AM |
degster | $25.00 | 11/6/2011 7:30:20 AM |
rich266 | $25.00 | 11/6/2011 8:59:56 AM |
rudyindc | $25.00 | 11/6/2011 6:21:23 AM |
Sixmil | $100.00 | 11/6/2011 9:43:46 AM |
payout-crescendo9 | $200.00 | 11/6/2011 10:08:11 AM |
Rivervale_Westwood | $25.00 | 11/6/2011 10:41:19 AM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:12 PM |
ramsba | $50.00 | 11/6/2011 10:17:31 AM |
mighty-payout1 | $25.00 | 11/6/2011 11:37:29 AM |
jescowa | $50.00 | 11/6/2011 2:20:31 PM |
zbfamwl | $25.00 | 11/6/2011 1:43:45 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:22 PM |
Lanewest | $50.00 | 11/6/2011 5:15:25 PM |
Ripsaw4U | $50.00 | 11/7/2011 2:18:30 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:52 AM |
wigglesworth4 | $500.00 | 11/7/2011 10:04:18 AM |
Eastern | $50.00 | 11/7/2011 1:19:49 PM |
Tylerh | $500.00 | 11/7/2011 2:19:30 PM |
building-america | $25.00 | 11/7/2011 3:58:39 PM |
totoro | $25.00 | 11/7/2011 4:13:38 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:44 PM |
Breakfast_Gypsy | $25.00 | 11/7/2011 4:00:27 PM |
EODCAP | $25.00 | 11/7/2011 4:38:16 PM |
Tai | $25.00 | 11/7/2011 5:07:37 PM |
prescription0 | $25.00 | 11/7/2011 4:01:45 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:47 PM |
stollcm | $25.00 | 11/7/2011 5:07:07 PM |
paramjit | $50.00 | 11/7/2011 6:27:24 PM |
1redfish | $100.00 | 11/7/2011 6:45:43 PM |
skiberdad | $50.00 | 11/7/2011 6:06:49 PM |
FortuneFund | $50.00 | 11/7/2011 7:18:59 PM |
brainfeeder | $75.00 | 11/7/2011 8:06:02 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:50 PM |
FredHead3 | $26.78 | 11/7/2011 10:14:38 PM |
a-helping-hand | $150.00 | 11/7/2011 10:27:35 PM |
market-pudding | $25.00 | 11/8/2011 1:28:13 AM |
nycfinance | $25.00 | 11/8/2011 1:25:47 AM |
DrPalaber | $50.00 | 11/8/2011 4:47:00 AM |
nestegg4e | $25.00 | 11/8/2011 5:22:13 AM |
antlr | $50.00 | 11/7/2011 9:35:20 PM |
nybanker85 | $50.00 | 11/8/2011 6:39:06 AM |
ikaika1 | $30.00 | 11/8/2011 7:09:34 AM |
nn001 | $25.00 | 11/8/2011 6:51:16 AM |
dt_one | $25.00 | 11/7/2011 10:43:01 PM |
TeamAmerica | $25.00 | 11/7/2011 10:46:23 PM |
songbird98 | $25.00 | 11/8/2011 7:24:13 AM |
wise-silver-wonder | $25.00 | 11/8/2011 7:28:43 AM |
contract-paloverde1 | $40.00 | 11/8/2011 7:49:20 AM |
ingenious-order783 | $25.00 | 11/8/2011 8:08:55 AM |
Wilhan | $25.00 | 11/8/2011 6:05:17 AM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:49 AM |
165 Investments
|
Borrower Payment Dependent Notes Series
537142
This series of Notes was issued and sold upon the funding of the borrower loan #55860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 5% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 0m |
Amount delinquent:
| $9,040 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| robust-dime4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CHA-Personal 1
Purpose of loan:
This loan will be used to...Everyday expenses, everyday living. I'm sharing a mortgage with my mom, we're struggling, working on a modification with the bank. Could use the extra cash just to get by. It's hard living check to check... I find myself playing catch up, can never save or get ahead.
My financial situation:
I am a good candidate for this loan because...my payment will be deducted monthly from my checking account, no late payments.
Monthly net income: $ 2144.00
Monthly expenses: $ 910.00
Housing: $ 725.00
Insurance: $ 115.00
Car expenses: $ 40.00 weekly gas
Utilities: $ 0.00 (live with parent, she pays the utilities)
Phone, cable, internet: $ 70.00 cell
Food, entertainment: $ 50.00 to 100.00
Clothing, household expenses: $ 30.00
Credit cards and other loans: $ 0.00 no credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/4/2011 7:05:07 PM |
kulender | $50.00 | 11/6/2011 6:22:52 AM |
fascinating-benefit279 | $50.00 | 11/4/2011 7:22:05 PM |
worth-blanket2 | $3,700.00 | 11/7/2011 3:04:01 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
537182
This series of Notes was issued and sold upon the funding of the borrower loan #55791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $116.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
7 | Length of status: | 1y 9m |
Amount delinquent:
| $12,082 |
Total credit lines:
| 49 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,316 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| jeniwren |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jeffie10
Purpose of loan:
This loan will be used to move to my new location for my job. My expenses have brought me here for help. I am working at building my credit back up due to some unfortunate debt I am trying hard to pay off. This a great smart move in that I sevice our Veterans in my current job and because of relocating to my new area I need additional funds to help me make this move successful..
My financial situation:
I am a good candidate for this loan because...
I have an excellent job but live paycheck to paycheck.
Monthly net income: $40,000.00
Monthly expenses: $2.255.00
Housing: $700.00
Insurance: $150.00
Car expenses: $350.00
Utilities: $55.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 11/4/2011 10:16:55 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:51 AM |
well-rounded-payout0 | $50.00 | 11/4/2011 5:42:34 PM |
LittleHelp | $25.00 | 11/4/2011 6:55:51 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:02 PM |
worth-blanket2 | $2,000.00 | 11/7/2011 3:04:43 PM |
ultimate-peace | $250.00 | 11/4/2011 10:18:15 AM |
fortytwo | $150.00 | 11/4/2011 6:39:19 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
537190
This series of Notes was issued and sold upon the funding of the borrower loan #55719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 176% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,496 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-parsec9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bjt07645
Purpose of loan:
This loan will be used to...pay off hospial bills
My financial situation:
I am a good candidate for this loan because... my income is steady and same amount each month
Monthly net income: $1300.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $ 7000.00 dr bills
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 12:05:26 PM |
economy-coup | $50.00 | 11/4/2011 10:16:56 AM |
zone8 | $100.00 | 11/4/2011 10:57:33 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:52 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:19 AM |
BenR | $100.00 | 11/4/2011 11:50:18 AM |
coin-investor | $25.00 | 11/4/2011 6:11:54 PM |
riveting-credit5 | $50.00 | 11/5/2011 12:00:15 PM |
red-power-pecan | $50.00 | 11/5/2011 3:51:53 PM |
bid-stockpiler1 | $25.00 | 11/6/2011 5:47:08 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:02 PM |
kulender | $50.00 | 11/6/2011 6:22:50 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:29 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:38 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:04 PM |
Tylerh | $500.00 | 11/7/2011 2:19:34 PM |
worth-blanket2 | $4,700.00 | 11/7/2011 3:03:58 PM |
finance-mushroom | $200.00 | 11/4/2011 10:41:40 AM |
evnagelist | $25.00 | 11/4/2011 10:16:46 AM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:45 PM |
mlj0671 | $25.00 | 11/5/2011 10:25:10 AM |
rescue | $100.00 | 11/5/2011 11:16:56 AM |
diplomatic-wealth7 | $25.00 | 11/5/2011 12:26:56 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:07 PM |
mercuriant | $25.00 | 11/5/2011 3:02:35 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:28 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
537232
This series of Notes was issued and sold upon the funding of the borrower loan #55853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-04-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $181.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-market879 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car
Purpose of loan: auto repair
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1912
Monthly expenses: $1110
Housing: $0
Insurance: $0
Car expenses: $560
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/4/2011 12:05:27 PM |
SolarMoonshine | $25.00 | 11/4/2011 9:51:02 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:59 AM |
economy-coup | $50.00 | 11/4/2011 10:16:56 AM |
finance-mushroom | $200.00 | 11/4/2011 10:41:41 AM |
alexgalt | $25.00 | 11/4/2011 12:12:02 PM |
janeybooboo | $50.00 | 11/4/2011 1:47:39 PM |
enterprising-credit2 | $25.00 | 11/4/2011 4:29:13 PM |
Leshan | $47.03 | 11/4/2011 4:35:05 PM |
payment-halo | $25.00 | 11/4/2011 2:19:14 PM |
helpful-fund8 | $107.70 | 11/4/2011 4:32:19 PM |
ultimate-peace | $150.00 | 11/4/2011 10:18:24 AM |
social-cocktail1 | $200.00 | 11/4/2011 10:23:53 AM |
wwwUniversal | $25.00 | 11/4/2011 11:42:06 AM |
kind-charming-value | $2,135.10 | 11/4/2011 11:21:45 AM |
managedfund | $800.00 | 11/4/2011 2:26:06 PM |
pound-mushroom3 | $25.00 | 11/4/2011 12:36:47 PM |
RebuildingAmerica | $25.17 | 11/4/2011 3:23:10 PM |
listing-reformation8 | $25.00 | 11/4/2011 3:01:54 PM |
Engineer44 | $35.00 | 11/4/2011 3:18:30 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537236
This series of Notes was issued and sold upon the funding of the borrower loan #56014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $245.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,623 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| 12workhard |
Borrower's state:
| Washington |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 4 |
On-time:
| 84 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $11,150.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2010)
640-659
(Sep-2008)
600-619
(Sep-2007)
600-619
(Jun-2007)
|
Principal balance:
| $1,095.70 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 84 | | |
Description
wanting to buy a car
Purpose of loan:
This loan will be used to...to buy a commuter car.
My financial situation:
I am a good candidate for this loan because...
I am good for this loan because I have had several prosper loans and paid all of them off and never missed a payment. My work status is still the same so I can afford the payments as well. I would appreciate your support. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 11/4/2011 9:52:41 AM |
responsibility-butterfly | $25.00 | 11/4/2011 9:59:12 AM |
green-trade-dolphin2 | $30.00 | 11/4/2011 10:06:11 AM |
rs999 | $25.00 | 11/4/2011 10:41:15 AM |
cnovak | $25.00 | 11/4/2011 10:28:07 AM |
Aberdeen | $1,000.00 | 11/4/2011 10:31:01 AM |
cashhelp | $25.00 | 11/4/2011 10:48:37 AM |
influential-benjamins0 | $100.00 | 11/4/2011 11:22:39 AM |
pdub | $75.00 | 11/4/2011 10:43:55 AM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:23 AM |
riskreward | $250.00 | 11/4/2011 11:56:46 AM |
affluence-tycoon | $25.00 | 11/4/2011 11:27:08 AM |
WalnutCreekguy | $100.00 | 11/4/2011 11:38:52 AM |
minista | $25.00 | 11/4/2011 12:40:35 PM |
enticing-capital6 | $50.00 | 11/4/2011 12:08:43 PM |
susurrus | $100.00 | 11/4/2011 12:13:31 PM |
Tscheddar | $25.00 | 11/4/2011 3:05:37 PM |
thankful-nickel2 | $50.00 | 11/4/2011 1:04:58 PM |
blue-useful-auction | $25.00 | 11/4/2011 1:41:47 PM |
dogthecat | $28.55 | 11/4/2011 4:41:42 PM |
stu6703 | $31.79 | 11/4/2011 1:53:14 PM |
Fun54115 | $25.00 | 11/4/2011 5:07:48 PM |
riv701 | $25.00 | 11/4/2011 3:17:11 PM |
cypher00 | $25.00 | 11/4/2011 6:53:14 PM |
credit-guard5 | $25.00 | 11/4/2011 7:10:45 PM |
gjm6d | $25.00 | 11/4/2011 6:19:04 PM |
figs4u2 | $100.00 | 11/4/2011 6:42:36 PM |
jpblan11 | $25.00 | 11/4/2011 8:00:29 PM |
DonaldColorado | $500.00 | 11/4/2011 7:03:32 PM |
zx12rider | $65.62 | 11/4/2011 9:26:43 PM |
platinum-genetics | $25.00 | 11/4/2011 7:13:55 PM |
bzanlo33 | $50.00 | 11/5/2011 5:57:55 AM |
MonkeyHero | $25.00 | 11/4/2011 9:45:04 PM |
Feyenoord | $30.00 | 11/4/2011 10:02:59 PM |
Bank42 | $25.00 | 11/5/2011 4:06:01 AM |
pinballeffect | $50.00 | 11/5/2011 3:10:42 AM |
Rulea72 | $30.00 | 11/5/2011 6:45:15 AM |
JinNing | $50.00 | 11/5/2011 7:41:21 AM |
tntmojave | $50.00 | 11/5/2011 7:11:48 AM |
nickel-ferret | $50.00 | 11/5/2011 8:37:08 AM |
Moe87 | $25.00 | 11/5/2011 10:39:58 AM |
first-serene-credit | $25.00 | 11/5/2011 11:28:05 AM |
Galdis | $25.00 | 11/5/2011 11:26:07 AM |
income-awakening6 | $25.00 | 11/5/2011 12:45:21 PM |
careful-note1 | $25.00 | 11/5/2011 12:48:44 PM |
ptjg | $100.00 | 11/5/2011 12:50:22 PM |
Crisscross | $35.00 | 11/5/2011 12:51:10 PM |
QuincyCapital | $100.00 | 11/5/2011 1:26:36 PM |
scholarly-benefit5 | $31.23 | 11/5/2011 1:38:32 PM |
gold-commander0 | $25.00 | 11/5/2011 1:49:02 PM |
exact-gold2 | $25.00 | 11/5/2011 1:38:01 PM |
indomitable-coin | $25.00 | 11/5/2011 1:46:45 PM |
force780 | $25.00 | 11/5/2011 1:50:10 PM |
miket71 | $30.00 | 11/5/2011 2:14:56 PM |
evnagelist | $25.00 | 11/4/2011 10:15:29 AM |
Pebbles-Lending | $25.00 | 11/4/2011 9:58:26 AM |
Clambake | $25.00 | 11/4/2011 9:54:09 AM |
enterprising-credit2 | $25.00 | 11/4/2011 10:43:23 AM |
bluebird5 | $25.00 | 11/4/2011 11:07:08 AM |
agalt | $100.00 | 11/4/2011 12:15:03 PM |
progressive-economy261 | $400.00 | 11/4/2011 11:32:20 AM |
wealth-pipeline | $25.00 | 11/4/2011 11:48:00 AM |
Darts | $50.00 | 11/4/2011 11:49:33 AM |
Beechturner | $50.00 | 11/4/2011 1:42:05 PM |
LittleMingo | $30.00 | 11/4/2011 11:57:55 AM |
atlas100 | $100.00 | 11/4/2011 1:10:00 PM |
Aquanaut | $25.00 | 11/4/2011 2:03:04 PM |
finance-explosion6 | $50.00 | 11/4/2011 5:09:18 PM |
damage | $25.00 | 11/4/2011 5:18:38 PM |
equitable-funds8 | $50.00 | 11/4/2011 2:44:03 PM |
treasure-hunter270 | $50.00 | 11/4/2011 5:24:43 PM |
MrEville | $25.00 | 11/4/2011 3:12:30 PM |
Chewbaca | $25.00 | 11/4/2011 3:34:07 PM |
arete1m | $200.00 | 11/4/2011 3:38:29 PM |
decisive-revenue1 | $100.00 | 11/4/2011 5:11:40 PM |
worthy-bid8 | $50.00 | 11/4/2011 7:04:55 PM |
ferocious-wealth1 | $75.00 | 11/4/2011 6:19:02 PM |
ethical-income2 | $25.00 | 11/4/2011 7:18:14 PM |
GoGalt | $50.00 | 11/4/2011 8:26:29 PM |
E-2 | $100.00 | 11/4/2011 6:59:55 PM |
superb-funds335 | $25.00 | 11/4/2011 7:37:37 PM |
cesade | $50.09 | 11/4/2011 8:45:09 PM |
Anamorph | $25.00 | 11/5/2011 12:04:13 AM |
real-return | $75.00 | 11/4/2011 10:52:46 PM |
vivid-velocity7 | $100.00 | 11/5/2011 6:23:31 AM |
credit-investor5 | $50.00 | 11/5/2011 6:52:40 AM |
dollar-tornado3 | $25.00 | 11/5/2011 6:26:20 AM |
1phantom | $25.00 | 11/5/2011 8:32:38 AM |
Leshan | $50.00 | 11/5/2011 8:33:43 AM |
purposeful-pound5 | $33.95 | 11/5/2011 10:31:53 AM |
malomar66 | $60.00 | 11/5/2011 10:52:27 AM |
dammage | $30.00 | 11/5/2011 8:59:40 AM |
vigilance-searcher | $25.00 | 11/5/2011 10:57:38 AM |
Astyanax | $100.00 | 11/5/2011 11:30:14 AM |
dproxima | $25.00 | 11/5/2011 11:48:40 AM |
walkinsky | $400.00 | 11/5/2011 11:17:55 AM |
irishcocacola | $25.00 | 11/5/2011 10:50:49 AM |
AFairDeal | $25.00 | 11/5/2011 12:04:35 PM |
britgsb | $30.00 | 11/5/2011 12:18:29 PM |
innovator10 | $200.00 | 11/5/2011 12:36:50 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:11 PM |
houli123 | $59.00 | 11/5/2011 1:36:52 PM |
investment-artist | $27.01 | 11/5/2011 1:48:47 PM |
BigBag | $25.00 | 11/5/2011 2:10:02 PM |
i3urtonair | $25.00 | 11/5/2011 2:12:11 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
537242
This series of Notes was issued and sold upon the funding of the borrower loan #55895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,759 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-harbor1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to purchase a used 2004 Skidoo 800 mxz x adrenaline snowmobile from my brother-in-law
My financial situation:
I am a good candidate for this loan because I have a good credit basis on all financial obligations. I have never defaulted on any loan I have recieved and always pay on or before the due date. I work full time as a police officer, making a decent salary and have been steadily employed with the same organization for the past 3+ years. I have been attending college full-time seeking my Masters degree in Criminal Justice, and still have maintained excellent working and financial status.
Monthly net income: $4000.00
Monthly expenses: $2000.00
Housing: $500.00
Insurance: $100.00
Car expenses: $585.00
Utilities: $200.00
Phone, cable, internet: $75
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/5/2011 12:03:05 PM |
enchanted-diversification496 | $25.00 | 11/5/2011 12:12:15 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:05 PM |
credit-maverick1 | $50.00 | 11/5/2011 1:01:48 PM |
InChicago | $100.00 | 11/5/2011 2:14:16 PM |
fortytwo | $150.00 | 11/5/2011 3:11:53 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:36 PM |
marinbb | $50.00 | 11/5/2011 12:26:09 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:52 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:12 PM |
108lender | $150.00 | 11/5/2011 1:24:54 PM |
evnagelist | $25.00 | 11/5/2011 1:00:50 PM |
economy-coup | $50.00 | 11/5/2011 1:57:40 PM |
marinbb | $25.00 | 11/5/2011 2:23:59 PM |
coin-investor | $25.00 | 11/5/2011 2:44:19 PM |
jjswanso | $25.00 | 11/5/2011 2:11:40 PM |
well-rounded-payout0 | $50.00 | 11/5/2011 3:09:22 PM |
rescue | $100.00 | 11/5/2011 3:11:07 PM |
scrappy-diversification7 | $1,250.00 | 11/5/2011 3:20:00 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:59:03 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537276
This series of Notes was issued and sold upon the funding of the borrower loan #56010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $290.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 4% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,166 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| purposeful-gold157 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Acquistion Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 11/5/2011 12:40:48 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:40 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:20:48 PM |
elvisloans | $25.00 | 11/6/2011 6:40:39 AM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:12 PM |
Sneezie | $100.00 | 11/7/2011 6:50:26 PM |
indomitable-coin | $50.00 | 11/8/2011 7:51:58 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:06 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:54 PM |
NDFIRTH | $50.00 | 11/8/2011 6:35:59 PM |
SolarMoonshine | $25.00 | 11/9/2011 9:57:49 AM |
Zeattle | $25.00 | 11/9/2011 12:56:00 PM |
heeeley | $25.00 | 11/10/2011 5:56:56 AM |
steven3333 | $25.00 | 11/10/2011 7:42:57 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:10 AM |
tbrnet | $50.00 | 11/10/2011 2:55:38 PM |
77dowplace | $25.00 | 11/10/2011 5:43:20 PM |
worthy-commitment7 | $25.00 | 11/10/2011 9:51:36 PM |
bds9646 | $26.00 | 11/11/2011 11:51:36 AM |
harperpotok | $100.00 | 11/11/2011 3:03:35 PM |
pnace | $50.00 | 11/11/2011 7:32:05 PM |
skuba | $75.00 | 11/11/2011 11:30:24 PM |
saahilld | $25.00 | 11/11/2011 8:41:52 PM |
narblark | $50.00 | 11/11/2011 9:15:05 PM |
glimmering-credit4 | $25.00 | 11/11/2011 9:27:20 PM |
icchok | $50.00 | 11/12/2011 2:10:19 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:38 AM |
herman7 | $25.00 | 11/12/2011 5:35:15 AM |
helpishere777 | $25.00 | 11/12/2011 7:05:34 AM |
robot777 | $50.00 | 11/12/2011 8:18:02 AM |
djh47a | $25.00 | 11/12/2011 9:43:44 AM |
loans-from-us-2-u | $25.00 | 11/12/2011 10:18:52 AM |
paladin510 | $25.00 | 11/12/2011 7:51:27 AM |
jsw7us | $50.00 | 11/12/2011 8:32:45 AM |
investment-comet | $25.00 | 11/12/2011 12:56:15 PM |
dhw1 | $25.00 | 11/12/2011 1:00:33 PM |
marketplace-achievement | $25.00 | 11/12/2011 9:51:29 AM |
gold-commander0 | $25.00 | 11/12/2011 1:49:57 PM |
life-is-great | $25.00 | 11/12/2011 2:09:39 PM |
jcttjg | $25.00 | 11/12/2011 2:28:44 PM |
PrivateLenders | $50.00 | 11/12/2011 2:42:11 PM |
ge0bab | $50.00 | 11/12/2011 2:52:15 PM |
Nishana | $25.00 | 11/12/2011 12:20:49 PM |
webclimber | $50.00 | 11/12/2011 3:04:22 PM |
majestic-income1 | $25.00 | 11/12/2011 3:06:23 PM |
Money_Working | $25.00 | 11/12/2011 1:16:08 PM |
ansset | $25.00 | 11/12/2011 4:22:50 PM |
generator535 | $25.00 | 11/12/2011 6:12:31 PM |
ChewyZ | $27.05 | 11/12/2011 5:55:27 PM |
JAVEHE | $25.00 | 11/12/2011 2:23:40 PM |
resource777 | $50.00 | 11/12/2011 2:55:01 PM |
Christus_Victor | $25.00 | 11/12/2011 5:45:18 PM |
evnagelist | $25.00 | 11/5/2011 1:00:39 PM |
bb575 | $50.00 | 11/5/2011 1:47:38 PM |
Clambake | $25.00 | 11/5/2011 1:49:46 PM |
cnovak | $25.00 | 11/5/2011 1:35:52 PM |
WalnutCreekguy | $43.00 | 11/5/2011 2:37:52 PM |
kulender | $50.00 | 11/6/2011 5:11:18 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:31 PM |
vine99 | $75.00 | 11/6/2011 9:29:34 PM |
superb-funds335 | $25.00 | 11/7/2011 9:45:42 AM |
kchen486 | $50.00 | 11/7/2011 2:08:34 PM |
finance-explosion6 | $25.00 | 11/7/2011 3:38:33 PM |
riskreward | $250.00 | 11/7/2011 5:04:53 PM |
Tylerh | $500.00 | 11/7/2011 2:19:38 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:18 PM |
impressive-loan | $100.00 | 11/7/2011 5:33:54 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:24 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:46 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:06 AM |
goal-benefit2 | $30.05 | 11/8/2011 8:57:40 AM |
jescowa | $50.00 | 11/8/2011 10:10:03 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:15 AM |
jamiee73 | $25.00 | 11/8/2011 9:17:00 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:32 PM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:19 AM |
Bank42 | $25.00 | 11/9/2011 4:12:23 PM |
antlr | $50.00 | 11/9/2011 9:17:59 PM |
lostontheedge | $25.00 | 11/10/2011 5:47:38 AM |
Rick21 | $25.00 | 11/10/2011 9:58:24 AM |
value-wind0 | $50.00 | 11/10/2011 5:14:56 PM |
WilsonFunds | $29.00 | 11/10/2011 5:33:02 PM |
managedfund | $2,500.00 | 11/10/2011 3:17:23 PM |
lendersf | $100.00 | 11/10/2011 6:17:09 PM |
vivacious-truth3 | $25.00 | 11/11/2011 9:47:49 AM |
selector568 | $300.00 | 11/11/2011 9:42:43 AM |
Sid-K | $25.00 | 11/11/2011 3:02:47 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:15:57 PM |
MrDavid | $75.00 | 11/11/2011 7:27:54 PM |
GrooveBiz | $25.00 | 11/11/2011 8:02:38 PM |
kyomoon | $50.00 | 11/12/2011 6:23:56 AM |
GreenSun | $25.00 | 11/12/2011 5:56:21 AM |
friendinmoney | $25.00 | 11/12/2011 8:55:37 AM |
CasaDeTomas | $100.00 | 11/12/2011 9:20:30 AM |
cvfriend | $50.00 | 11/12/2011 9:32:19 AM |
ypalled | $50.00 | 11/12/2011 10:21:59 AM |
otalon | $25.00 | 11/12/2011 10:45:05 AM |
mattpet | $25.00 | 11/12/2011 11:33:55 AM |
Shoveldummy | $50.00 | 11/12/2011 8:09:35 AM |
ckatak | $50.00 | 11/12/2011 12:15:28 PM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:21 AM |
Poohcho | $25.00 | 11/12/2011 11:01:05 AM |
GoingFishing | $25.00 | 11/12/2011 2:35:29 PM |
THREE-POINTS-LENDING | $25.00 | 11/12/2011 2:45:22 PM |
sweet-loan7 | $25.00 | 11/12/2011 2:52:39 PM |
sunny-dough9 | $200.00 | 11/12/2011 4:26:55 PM |
bigmacbeef | $100.00 | 11/12/2011 4:44:31 PM |
community-pipeline | $25.00 | 11/12/2011 1:36:35 PM |
YellowJacket | $14.90 | 11/12/2011 7:55:57 PM |
nofreelunch | $50.00 | 11/12/2011 2:43:45 PM |
the-gold-quark | $30.00 | 11/12/2011 3:24:24 PM |
adaptable-camaraderi | $25.00 | 11/12/2011 3:58:08 PM |
sillyb | $50.00 | 11/12/2011 4:28:03 PM |
Bobsasnot | $50.00 | 11/12/2011 4:43:24 PM |
kevin314 | $50.00 | 11/12/2011 5:01:53 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
537280
This series of Notes was issued and sold upon the funding of the borrower loan #55867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $157.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,167 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| funds-trooper5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Chemistry Ph.D. Student In Need
Purpose of loan: To pay off my credit card debt and make the financial aspect of my life less stressful.
This loan will be used to...Pay off my credit card debt entirely. With a debt consolidation loan, I can still pay off my debts, but actually be left with some money to save at the end of every month also.
My financial situation:
I am a good candidate for this loan because...I have never missed a payment on ANYTHING, EVER. I am currently paying upwards of $400/month to different institutions, so my payment history and ability to pay are not something to worry about.
I WILL make all the payments on time, so whoever will give me this loan stands to make a good amount off the interest.
Monthly net income: $1976
Monthly expenses: $1976
Housing: $650
Insurance: N/A
Car expenses: $50
Utilities: $200
Phone, cable, internet: N/A
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: $26
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WalnutCreekguy | $100.00 | 11/4/2011 5:40:46 PM |
janeybooboo | $86.99 | 11/4/2011 5:55:04 PM |
coin-investor | $25.00 | 11/4/2011 6:11:56 PM |
fortytwo | $150.00 | 11/4/2011 6:39:23 PM |
economy-coup | $50.00 | 11/4/2011 7:04:22 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:41 PM |
vutah | $25.00 | 11/4/2011 7:20:35 PM |
9skyrider | $25.00 | 11/5/2011 7:28:35 AM |
knowledgeable-payment7 | $25.00 | 11/5/2011 3:56:08 AM |
Mostlycoins | $25.00 | 11/5/2011 8:27:35 AM |
WxChem | $37.56 | 11/5/2011 10:13:40 AM |
1willray | $26.53 | 11/5/2011 9:10:41 AM |
handy-justice | $50.00 | 11/5/2011 9:33:30 AM |
abradle2 | $25.00 | 11/5/2011 11:35:05 AM |
Astyanax | $80.00 | 11/5/2011 12:19:24 PM |
SOP_Bank | $25.00 | 11/5/2011 11:31:01 AM |
wwwUniversal | $25.00 | 11/5/2011 12:34:47 PM |
transaction-circuit | $50.00 | 11/5/2011 12:27:08 PM |
Christus_Victor | $140.77 | 11/5/2011 1:01:16 PM |
exciting-fairness | $200.00 | 11/5/2011 12:41:49 PM |
Christus_Victor | $25.00 | 11/5/2011 12:53:52 PM |
mad-scientist418 | $25.00 | 11/5/2011 2:03:05 PM |
yu-rik | $200.00 | 11/5/2011 6:48:06 PM |
betterthanstock | $25.00 | 11/5/2011 6:54:46 PM |
Reddy_Capital | $25.00 | 11/5/2011 7:37:08 PM |
fantastic-bazaar2 | $100.00 | 11/5/2011 7:39:00 PM |
heerzaquestion | $25.00 | 11/6/2011 6:39:25 AM |
impeccable-ore3 | $25.00 | 11/6/2011 8:05:54 AM |
suave-dime6 | $25.00 | 11/6/2011 9:49:57 AM |
velocity-warrior | $25.00 | 11/6/2011 11:22:40 AM |
neorunner | $25.00 | 11/6/2011 12:04:34 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:31 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:39 PM |
social-zebra | $30.00 | 11/6/2011 1:32:41 PM |
truth-umbrella3 | $25.00 | 11/6/2011 4:40:54 PM |
compassion-artisan9 | $25.00 | 11/6/2011 5:15:15 PM |
mammalian4 | $25.00 | 11/6/2011 2:16:57 PM |
payment-halo | $25.00 | 11/6/2011 7:36:57 PM |
shrewd-income | $25.00 | 11/6/2011 7:53:00 PM |
sophisticated-return496 | $159.16 | 11/6/2011 9:00:22 PM |
crdcteng | $25.00 | 11/6/2011 4:50:27 PM |
papaloha | $25.00 | 11/4/2011 7:37:56 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:29 PM |
DHolly | $31.00 | 11/4/2011 5:14:34 PM |
SolarMoonshine | $25.00 | 11/4/2011 5:15:39 PM |
marinbb | $26.00 | 11/4/2011 6:04:34 PM |
evnagelist | $25.00 | 11/4/2011 6:55:42 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:07 PM |
illinois_joe | $39.66 | 11/4/2011 7:56:08 PM |
favorite-commerce | $30.00 | 11/5/2011 6:35:57 AM |
NickRac | $50.00 | 11/5/2011 7:19:19 AM |
Bob450 | $25.00 | 11/5/2011 8:30:06 AM |
malomar66 | $50.00 | 11/5/2011 10:56:33 AM |
LKCGICG | $25.00 | 11/5/2011 10:05:55 AM |
rescue | $100.00 | 11/5/2011 11:16:58 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:09 PM |
careful-note1 | $25.00 | 11/5/2011 12:51:55 PM |
houli123 | $25.00 | 11/5/2011 1:45:34 PM |
hogdriver | $25.00 | 11/5/2011 6:33:25 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:05 PM |
kulender | $50.00 | 11/6/2011 6:22:53 AM |
bold-direct-asset | $50.00 | 11/6/2011 2:29:46 AM |
intrepid-loot | $25.00 | 11/6/2011 8:31:10 AM |
calimanusa | $40.00 | 11/6/2011 11:44:05 AM |
loan-hacker | $25.00 | 11/6/2011 1:08:18 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:06 PM |
tcpfan | $25.00 | 11/6/2011 6:06:15 PM |
sisepuede | $25.00 | 11/6/2011 7:07:05 PM |
I-Believe-In-You | $47.33 | 11/6/2011 7:39:41 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
537302
This series of Notes was issued and sold upon the funding of the borrower loan #55716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,187 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| awakening385 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... pay off smaller loan and credit cards reducing monthly payment due to lower interest rate.
My financial situation:
I am a good candidate for this loan because... I manage my money well and I have long term employment with a goal of reducing my monthly costs.
Monthly net income: $ 3,200
Monthly expenses: $250
Housing: $0
Insurance: $98
Car expenses: $0
Utilities: $0
Phone, cable, internet: $180
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 11/4/2011 5:05:13 PM |
SLN-10 | $50.00 | 11/4/2011 6:47:57 PM |
vutah | $25.00 | 11/4/2011 7:18:44 PM |
fountain355 | $25.00 | 11/5/2011 5:08:57 AM |
back-scratchers | $50.00 | 11/5/2011 12:22:56 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:05 PM |
social-hunter5 | $25.00 | 11/6/2011 8:59:11 AM |
genuine-dime | $100.00 | 11/6/2011 5:50:23 PM |
Rogelio48 | $30.00 | 11/7/2011 3:55:12 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:05 AM |
blueshound | $25.00 | 11/7/2011 10:33:09 AM |
Whipster | $90.00 | 11/7/2011 11:26:05 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:14 AM |
DENARA | $25.00 | 11/7/2011 12:28:56 PM |
SummitAdvisors | $25.00 | 11/7/2011 1:26:51 PM |
rs999 | $25.00 | 11/7/2011 11:24:03 AM |
Green_Bay_Packers | $24.00 | 11/7/2011 3:12:36 PM |
golffish2 | $25.00 | 11/7/2011 6:27:30 AM |
fortytwo | $150.00 | 11/4/2011 6:39:23 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:29 PM |
economy-coup | $50.00 | 11/4/2011 7:04:23 PM |
loan-hacker | $25.00 | 11/6/2011 1:08:19 PM |
EngineersAlliance | $150.00 | 11/7/2011 10:32:26 AM |
agalt | $75.00 | 11/7/2011 1:29:15 PM |
worth-blanket2 | $6,000.00 | 11/7/2011 3:03:00 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
537330
This series of Notes was issued and sold upon the funding of the borrower loan #55934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,473 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| enthralling-durability9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
la20269
Purpose of loan: Bill Consolidation
This loan will be used to...Pay off all bills such as credit cards, personal loans and etc. so that I'll have one bill each month
My financial situation: Full Time employed get a pay check evry two weeks
I am a good candidate for this loan because...I pay my bills on time always and my credit is very important to me.
Monthly net income: $3200
Monthly expenses: $2300
Housing: $315
Insurance: $146
Car expenses: $372
Utilities: $120
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $120
Other expenses: $220
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/4/2011 5:53:32 PM |
social-cocktail1 | $200.00 | 11/4/2011 5:48:30 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:06 PM |
integrity-electron9 | $50.00 | 11/6/2011 12:17:49 AM |
kulender | $50.00 | 11/6/2011 6:22:54 AM |
bullish2bearish | $25.00 | 11/7/2011 10:35:24 AM |
DENARA | $25.00 | 11/7/2011 12:19:30 PM |
agalt | $100.00 | 11/7/2011 1:29:38 PM |
Green_Bay_Packers | $100.00 | 11/7/2011 3:10:22 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:11 PM |
bid-stockpiler1 | $25.00 | 11/7/2011 4:41:30 PM |
loss-of-control | $100.00 | 11/7/2011 5:58:20 PM |
scarlet-velvet | $25.08 | 11/7/2011 5:38:05 PM |
economy-huckleberry0 | $25.00 | 11/7/2011 6:20:37 PM |
helpful-loan245 | $25.00 | 11/7/2011 9:33:41 PM |
orderly-wampum | $130.00 | 11/7/2011 9:58:49 PM |
market-pudding | $25.00 | 11/8/2011 1:27:40 AM |
kendigme | $25.00 | 11/8/2011 2:42:24 AM |
Tikibarman | $70.34 | 11/8/2011 5:20:58 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:09 AM |
Bob450 | $30.00 | 11/8/2011 6:59:59 AM |
irishalaskan | $25.00 | 11/8/2011 12:23:05 AM |
Frankk2 | $25.00 | 11/8/2011 8:07:56 AM |
suave-dime6 | $25.00 | 11/8/2011 5:13:07 AM |
first-class-yield9 | $50.00 | 11/8/2011 6:01:59 AM |
irrelevant | $25.00 | 11/8/2011 6:05:07 AM |
transformer855 | $25.00 | 11/8/2011 7:00:23 AM |
octoberfresh | $25.00 | 11/8/2011 7:18:18 AM |
greencat | $50.00 | 11/8/2011 7:22:09 AM |
leverage-monger | $25.47 | 11/8/2011 8:07:49 AM |
MilitaryAV8R | $25.00 | 11/8/2011 8:20:35 AM |
papaloha | $25.00 | 11/4/2011 7:37:57 PM |
economy-coup | $50.00 | 11/4/2011 7:04:23 PM |
fortytwo | $150.00 | 11/4/2011 6:39:23 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:08 PM |
fountain355 | $25.00 | 11/5/2011 5:06:16 AM |
108lender | $150.00 | 11/5/2011 1:24:52 PM |
social-hunter5 | $25.00 | 11/6/2011 8:58:20 AM |
szetheli | $125.00 | 11/7/2011 8:12:31 AM |
SummitAdvisors | $25.00 | 11/7/2011 1:27:27 PM |
mighty-payout1 | $25.00 | 11/7/2011 11:16:47 AM |
realtormoises | $25.00 | 11/7/2011 3:04:55 PM |
beer-gardener | $50.00 | 11/7/2011 4:46:48 PM |
WakkaWakkaWakka | $34.51 | 11/7/2011 5:20:51 PM |
yield-seeker | $25.00 | 11/7/2011 9:16:00 PM |
bellaquito | $2,000.00 | 11/7/2011 9:43:27 PM |
gold-miser9 | $200.00 | 11/7/2011 10:18:52 PM |
SolarMoonshine | $25.00 | 11/8/2011 3:43:34 AM |
B2152 | $25.00 | 11/8/2011 5:00:29 AM |
elegant-market9 | $25.00 | 11/8/2011 5:06:10 AM |
taetrade | $25.00 | 11/8/2011 5:48:49 AM |
brightest-gain-investor | $2,000.00 | 11/7/2011 10:06:51 PM |
calimanusa | $50.00 | 11/7/2011 10:10:08 PM |
silver-enlightenment0 | $87.12 | 11/8/2011 7:11:22 AM |
Requiem | $25.00 | 11/8/2011 7:08:55 AM |
bold-shrewd-dedication | $250.00 | 11/8/2011 7:36:13 AM |
terrific-peace8 | $25.00 | 11/8/2011 8:16:17 AM |
managedfund | $347.48 | 11/8/2011 8:26:33 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
537358
This series of Notes was issued and sold upon the funding of the borrower loan #55885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $145.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,052 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| skillful-cash5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Full-time accounting student/worker
Purpose of loan: Build Credit/
This loan will be used to...
Same as purpose
My financial situation: Bank of America
I am a good candidate for this loan because...
My credit history has some rough spots but you will notice that all account even closed were paid as a greed and I have had an outstanding payment history since that time.
Monthly net income: $1700
Monthly expenses: $200
Housing: $0 live with parents
Insurance: $0 part of parents plan
Car expenses: $300 gas maitenance
Utilities: $0 live with parents
Phone, cable, internet: $0 , parents
Food, entertainment: $0 parents
Clothing, household expenses: $0 parents
Credit cards and other loans: $2,500 outstanding credit card balances
Other expenses: $ null
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/5/2011 12:03:06 PM |
economy-coup | $50.00 | 11/5/2011 1:57:40 PM |
coin-investor | $25.00 | 11/5/2011 2:44:19 PM |
wise-deal-panda | $100.00 | 11/5/2011 3:22:16 PM |
SolarMoonshine | $25.00 | 11/5/2011 5:32:09 PM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:09 PM |
suave-dime6 | $25.00 | 11/6/2011 9:49:35 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:32 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:07 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:05 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:33 PM |
jsnryn | $25.00 | 11/7/2011 8:10:39 AM |
Foothill-Paradise | $25.00 | 11/7/2011 10:28:23 AM |
bellaquito | $994.00 | 11/7/2011 1:34:56 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:36 PM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:25 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:12 PM |
evnagelist | $25.00 | 11/5/2011 1:00:51 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:06 PM |
rescue | $100.00 | 11/5/2011 3:11:08 PM |
scrappy-diversification7 | $912.00 | 11/5/2011 3:20:00 PM |
kulender | $50.00 | 11/6/2011 6:22:56 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:30 PM |
loan-hacker | $25.00 | 11/6/2011 1:08:19 PM |
tcpfan | $25.00 | 11/6/2011 6:04:19 PM |
payout-hammock1 | $44.00 | 11/7/2011 7:04:16 AM |
loanman2007 | $25.00 | 11/7/2011 9:51:27 AM |
excellent-wealth6 | $25.00 | 11/7/2011 10:56:05 AM |
EBITDA | $25.00 | 11/7/2011 1:17:30 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
537364
This series of Notes was issued and sold upon the funding of the borrower loan #55978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 73% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 4y 9m |
Amount delinquent:
| $110 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,295 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| five-star-dime4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lexiis250
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:51 PM |
evnagelist | $25.00 | 11/6/2011 1:16:31 PM |
riskreward | $250.00 | 11/6/2011 2:01:50 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:00 PM |
shrewd-income | $25.00 | 11/6/2011 8:04:57 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:39 PM |
wayman | $25.00 | 11/7/2011 7:08:12 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:55 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:14 AM |
jamiee73 | $25.00 | 11/7/2011 11:37:47 AM |
kchen486 | $50.00 | 11/7/2011 2:08:35 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:31 PM |
frooogal | $25.00 | 11/7/2011 8:29:17 PM |
fascinating-benefit279 | $50.00 | 11/7/2011 8:25:45 PM |
SimpleChoice | $25.00 | 11/8/2011 8:51:58 AM |
escharfer | $25.00 | 11/8/2011 10:33:46 AM |
capital-majesty7 | $200.00 | 11/8/2011 9:01:01 AM |
Banker7371 | $25.00 | 11/8/2011 10:46:35 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:17 AM |
money-banker867 | $25.00 | 11/8/2011 10:57:40 AM |
durability-boomarang1 | $50.00 | 11/8/2011 11:32:26 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:43 PM |
ursus | $50.00 | 11/8/2011 11:38:41 AM |
prohelper | $25.00 | 11/8/2011 11:39:29 AM |
luminous-return3 | $25.00 | 11/8/2011 11:43:19 AM |
wealth-pal3 | $30.53 | 11/8/2011 11:46:55 AM |
pacos1 | $27.00 | 11/8/2011 12:55:39 PM |
asmithj | $25.00 | 11/8/2011 11:21:17 AM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:07 PM |
workinghardoregon | $25.00 | 11/8/2011 2:19:22 PM |
gilbrear | $25.00 | 11/8/2011 3:59:47 PM |
tylerfd | $25.00 | 11/8/2011 12:00:14 PM |
pleasant-dime | $25.00 | 11/8/2011 2:20:56 PM |
dinero-speaker | $25.00 | 11/8/2011 12:01:15 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:51 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:24 PM |
robot81 | $25.00 | 11/8/2011 5:08:15 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:45 PM |
Firefighter1110 | $100.00 | 11/8/2011 12:50:34 PM |
velocity-motivator6 | $26.00 | 11/8/2011 5:23:49 PM |
integrity-saver | $100.00 | 11/8/2011 5:21:17 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:16 PM |
rescue | $100.00 | 11/6/2011 12:29:17 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:40 PM |
kulender | $50.00 | 11/6/2011 5:11:21 PM |
BxRealtor | $25.00 | 11/7/2011 4:16:45 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:16 PM |
bullwink27 | $25.00 | 11/8/2011 3:56:38 AM |
frooogal | $25.00 | 11/7/2011 8:30:52 PM |
organized-payment6 | $50.00 | 11/8/2011 5:43:36 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:12 AM |
selector568 | $300.00 | 11/8/2011 11:09:27 AM |
Red_b17 | $25.00 | 11/8/2011 10:52:43 AM |
reflective-cash0 | $50.00 | 11/8/2011 11:18:54 AM |
mpatrick | $50.00 | 11/8/2011 11:27:04 AM |
compassion-bauble4 | $25.00 | 11/8/2011 11:46:19 AM |
Kaj | $25.00 | 11/8/2011 11:47:14 AM |
schmegs | $25.00 | 11/8/2011 11:28:27 AM |
christifa | $25.00 | 11/8/2011 11:31:49 AM |
gold-disk | $25.00 | 11/8/2011 12:49:12 PM |
indomitable-dedication | $25.00 | 11/8/2011 10:37:18 AM |
ChewyZ | $25.00 | 11/8/2011 11:55:38 AM |
money-bauble | $100.00 | 11/8/2011 11:11:22 AM |
rogue_monster | $50.00 | 11/8/2011 1:15:36 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:33 PM |
cgkid | $25.00 | 11/8/2011 11:22:23 AM |
JDFuego | $25.00 | 11/8/2011 11:38:07 AM |
CAGE-Investments | $25.00 | 11/8/2011 11:41:07 AM |
samo102us | $25.00 | 11/8/2011 11:43:36 AM |
bold-direct-asset | $50.00 | 11/8/2011 5:06:04 PM |
green28 | $100.00 | 11/8/2011 12:23:49 PM |
yerkster1 | $25.43 | 11/8/2011 5:08:22 PM |
top-benefit-sequoia | $25.00 | 11/8/2011 2:11:54 PM |
Makemony | $50.00 | 11/8/2011 3:54:53 PM |
loan-maximizer5 | $25.00 | 11/8/2011 4:53:33 PM |
restech | $25.00 | 11/8/2011 5:02:21 PM |
cablenews | $100.00 | 11/8/2011 5:26:42 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
537384
This series of Notes was issued and sold upon the funding of the borrower loan #55683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-05-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $280.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 33% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,579 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| NyEll |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,200.00 | < 31 days late:
| 1
( 2% )
| 680-699
(Jul-2010)
560-579
(Feb-2008)
|
Principal balance:
| $2,270.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Better To Repair!
Purpose of loan: My engine and radiator burned up. My mechanic recommended repair instead of replacement because the car is in such great shape and I am the original owner. I agree.
This loan will be used to buy a new engine and radiator.
My financial situation:
I am a good candidate for this loan because I have been on my job for 17 years and I love it. I pay my debts and I pay them on time. Although my debt ratio may be a little high, a great deal will be resolved in the next year as payoff dates come due.
Monthly net income: $2,695.62
Monthly expenses: $2,184.28
Housing: $ 717.00
Insurance: $97.00
Car expenses: $
Utilities: $97.79
Phone, cable, internet: $132.99
Food, entertainment: $120.00
Clothing, household expenses:
Credit cards and other loans: $580.45
Other expenses: $550.00 (Tithes & Offering)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/5/2011 12:03:06 PM |
MoneyForNothing | $38.86 | 11/5/2011 12:05:55 PM |
312-Lender | $25.00 | 11/5/2011 12:02:09 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:12 PM |
luv4cycling | $100.00 | 11/5/2011 12:58:43 PM |
credit-wheel7 | $25.00 | 11/5/2011 12:57:21 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:06 PM |
Moe87 | $25.00 | 11/5/2011 1:07:51 PM |
lamsabuy | $100.00 | 11/5/2011 1:18:12 PM |
Kash2010lu | $41.00 | 11/5/2011 1:55:30 PM |
nisim5 | $50.00 | 11/5/2011 1:23:39 PM |
credit-missile | $100.00 | 11/5/2011 2:01:09 PM |
DeltaComputerGuy | $30.00 | 11/5/2011 2:01:26 PM |
coin-investor | $25.00 | 11/5/2011 2:44:20 PM |
atlas-shrugged | $200.00 | 11/5/2011 2:40:31 PM |
economy-coup | $50.00 | 11/5/2011 1:57:41 PM |
fortytwo | $150.00 | 11/5/2011 3:11:54 PM |
authentic-kindness1 | $5.81 | 11/5/2011 3:31:36 PM |
optionscashflow | $25.00 | 11/5/2011 3:03:27 PM |
twjh | $25.00 | 11/5/2011 1:28:25 PM |
RoZu_Lending | $100.00 | 11/5/2011 12:19:30 PM |
pound-mushroom3 | $25.00 | 11/5/2011 12:17:36 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:36 PM |
AF-Chief | $25.00 | 11/5/2011 12:38:31 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:52 PM |
enticing-capital6 | $50.00 | 11/5/2011 12:58:06 PM |
payout-reaction740 | $25.00 | 11/5/2011 12:56:49 PM |
marwadi-62 | $100.00 | 11/5/2011 1:14:54 PM |
evnagelist | $25.00 | 11/5/2011 1:00:51 PM |
likeable-hope | $25.00 | 11/5/2011 1:12:15 PM |
grnii78 | $109.33 | 11/5/2011 1:17:23 PM |
pdub | $75.00 | 11/5/2011 2:16:43 PM |
jjswanso | $25.00 | 11/5/2011 2:11:40 PM |
credit-missile | $25.00 | 11/5/2011 2:11:50 PM |
SLN-10 | $25.00 | 11/5/2011 1:45:10 PM |
wise-deal-panda | $200.00 | 11/5/2011 3:22:26 PM |
well-rounded-payout0 | $50.00 | 11/5/2011 3:09:23 PM |
rescue | $100.00 | 11/5/2011 3:11:08 PM |
value-allocator1 | $100.00 | 11/5/2011 3:13:23 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
537408
This series of Notes was issued and sold upon the funding of the borrower loan #55991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,462 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 09Saver |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Wedding on 11/11/11
Purpose of loan:
This loan will be used to...have a small ceremony w/ my closest friends and family.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2500
Housing: $800
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/7/2011 6:32:47 AM |
finance-mushroom | $200.00 | 11/5/2011 12:03:07 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:13 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:37 PM |
fascinating-benefit279 | $50.00 | 11/5/2011 12:52:53 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:07 PM |
coin-investor | $25.00 | 11/5/2011 2:44:20 PM |
rescue | $100.00 | 11/5/2011 3:11:09 PM |
vutah | $25.00 | 11/5/2011 7:05:51 PM |
heerzaquestion | $25.00 | 11/6/2011 6:37:48 AM |
kulender | $50.00 | 11/6/2011 6:22:57 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:11 PM |
leverage-monger | $25.00 | 11/6/2011 7:34:02 AM |
newest-generous-income | $25.00 | 11/6/2011 7:42:34 AM |
neorunner | $25.00 | 11/6/2011 12:11:42 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:32 PM |
Rogelio48 | $25.00 | 11/7/2011 3:58:36 AM |
payout-hammock1 | $45.00 | 11/7/2011 7:04:21 AM |
dudebrah | $25.00 | 11/7/2011 8:09:40 AM |
EBITDA | $25.00 | 11/7/2011 1:17:31 PM |
Foothill-Paradise | $25.00 | 11/7/2011 11:57:18 AM |
evnagelist | $25.00 | 11/5/2011 1:00:52 PM |
well-rounded-payout0 | $50.00 | 11/5/2011 3:09:23 PM |
SolarMoonshine | $25.00 | 11/5/2011 5:31:33 PM |
rustysailor | $25.00 | 11/5/2011 10:07:58 PM |
4mydaughterseducation | $38.35 | 11/5/2011 10:51:40 PM |
newest-funds-powerplant | $25.00 | 11/6/2011 10:31:26 AM |
wwwUniversal | $25.00 | 11/6/2011 12:49:31 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:07 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:06 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:33 PM |
klemer | $25.00 | 11/7/2011 9:36:49 AM |
tcpfan | $25.00 | 11/7/2011 7:57:54 AM |
jsnryn | $25.00 | 11/7/2011 8:09:37 AM |
excellent-wealth6 | $25.00 | 11/7/2011 11:03:33 AM |
loanman2007 | $50.00 | 11/7/2011 9:49:47 AM |
handy-justice | $50.00 | 11/7/2011 12:22:32 PM |
ethical-truth211 | $300.00 | 11/7/2011 10:33:49 AM |
palace2 | $200.00 | 11/7/2011 11:07:48 AM |
Tylerh | $500.00 | 11/7/2011 2:19:39 PM |
worth-blanket2 | $100.00 | 11/7/2011 3:02:11 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
537412
This series of Notes was issued and sold upon the funding of the borrower loan #56001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,309 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| hard-working-transparency198 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Marriage Expenses.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
social-cocktail1 | $200.00 | 11/4/2011 5:48:32 PM |
WalnutCreekguy | $100.00 | 11/4/2011 5:40:47 PM |
pound-mushroom3 | $25.00 | 11/4/2011 5:53:33 PM |
fortytwo | $150.00 | 11/4/2011 6:39:25 PM |
evnagelist | $25.00 | 11/4/2011 6:55:44 PM |
economy-coup | $50.00 | 11/4/2011 7:04:24 PM |
finance-mushroom | $200.00 | 11/4/2011 7:05:09 PM |
rescue | $100.00 | 11/5/2011 11:17:00 AM |
Dubbs360 | $50.00 | 11/5/2011 12:39:11 PM |
108lender | $150.00 | 11/5/2011 1:24:53 PM |
kulender | $50.00 | 11/6/2011 6:22:55 AM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:31 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:06 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:05 PM |
dws2380 | $25.00 | 11/7/2011 7:49:26 AM |
EBITDA | $25.00 | 11/7/2011 1:17:30 PM |
Tylerh | $500.00 | 11/7/2011 2:19:36 PM |
worth-blanket2 | $5,100.00 | 11/7/2011 3:04:32 PM |
loyaltyologist | $25.00 | 11/7/2011 3:52:32 PM |
SolarMoonshine | $24.01 | 11/7/2011 3:54:37 PM |
papaloha | $25.00 | 11/4/2011 7:37:57 PM |
coin-investor | $25.00 | 11/4/2011 6:11:57 PM |
progressive-economy261 | $400.00 | 11/4/2011 7:19:43 PM |
finance-solo | $25.00 | 11/5/2011 4:02:22 AM |
responsibility-butterfly | $25.00 | 11/5/2011 10:12:07 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:30 PM |
loanman2007 | $25.00 | 11/7/2011 9:52:21 AM |
simiray | $25.99 | 11/7/2011 2:08:46 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
537416
This series of Notes was issued and sold upon the funding of the borrower loan #56054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 10y 4m |
Amount delinquent:
| $401 |
Total credit lines:
| 62 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,298 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| money-raccoon3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to... consolidate bills and pay them off quickly
My financial situation:
I am a good candidate for this loan because...have been employed at the same job for 10 years. I am a early childhood Special Education Teacher.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:35:55 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:36 PM |
worth-blanket2 | $3,700.00 | 11/9/2011 7:43:55 AM |
larslfe | $25.00 | 11/8/2011 5:47:09 PM |
wlm3012 | $25.00 | 11/9/2011 7:50:12 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
537438
This series of Notes was issued and sold upon the funding of the borrower loan #55955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $360.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,881 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Vanchelo |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2009)
640-659
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Paying off Credit Cards
This will be used to pay off 3 credit cards. I plan on purchasing a larger house in 3 years and hope to start a family. I want to get my debt as low as possible by that time.
I am a good candidate for this loan because...I pay my bills on time! I have a great job and I work in a good market (IT). I know a concern for many people is will a person have a job or lose it, but in my situation I can say that I have people trying to lure me from where I am currently. My current job provides me with bonuses and stock which add to my finances. A considerable amount of stock will be available for me to sell in 3 years and is another reason why the push to pay off debt now and within 3 years.
The main reason I'm not paying off my debt sooner is due to divorce 3 years ago and payment to my ex wife. My wife reminds me of it each month when I do the bills. By the time I have this debt paid off then my ex wife will be paid off and it will be a new beginning for me and my wife.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
beer-gardener | $50.00 | 11/7/2011 4:50:24 PM |
ATOHokie | $25.00 | 11/7/2011 4:34:04 PM |
vivacious-truth3 | $25.00 | 11/7/2011 5:05:38 PM |
evnagelist | $25.00 | 11/7/2011 5:16:50 PM |
mar97 | $25.00 | 11/7/2011 5:14:16 PM |
indomitable-coin | $25.00 | 11/7/2011 5:23:00 PM |
productive-finance | $25.00 | 11/7/2011 5:26:43 PM |
Crusader88 | $25.00 | 11/7/2011 5:29:06 PM |
AFairDeal | $25.00 | 11/7/2011 5:30:16 PM |
misit | $25.00 | 11/7/2011 5:28:14 PM |
impressive-loan | $100.00 | 11/7/2011 5:33:55 PM |
Pebbles-Lending | $25.00 | 11/7/2011 5:39:11 PM |
cashhelp | $25.00 | 11/7/2011 5:46:19 PM |
adevadeh | $25.00 | 11/7/2011 5:10:11 PM |
Jay_Tee | $50.00 | 11/7/2011 5:12:22 PM |
velocity-solo | $25.00 | 11/7/2011 5:14:40 PM |
subtle-revenue0 | $25.00 | 11/7/2011 5:24:05 PM |
chlebie | $50.00 | 11/7/2011 6:13:13 PM |
tidy-cash1 | $28.11 | 11/7/2011 6:18:20 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:35 PM |
minista | $25.00 | 11/7/2011 5:32:29 PM |
JohnW12 | $50.00 | 11/7/2011 6:25:18 PM |
pdub | $75.00 | 11/7/2011 6:27:20 PM |
britgsb | $30.00 | 11/7/2011 6:19:13 PM |
MiniBank998 | $25.00 | 11/7/2011 6:30:14 PM |
teega5 | $25.00 | 11/7/2011 6:37:20 PM |
get30inc | $50.00 | 11/7/2011 5:41:18 PM |
Green_Bay_Packers | $50.00 | 11/7/2011 5:50:35 PM |
thezfunk | $25.00 | 11/7/2011 6:45:54 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:26 PM |
Duchdad | $25.00 | 11/7/2011 5:59:54 PM |
Keebs | $25.00 | 11/7/2011 6:00:53 PM |
buukyak | $25.00 | 11/7/2011 6:04:36 PM |
holesome | $25.00 | 11/7/2011 6:06:34 PM |
Aimvest | $25.00 | 11/7/2011 7:16:16 PM |
sail120 | $50.00 | 11/7/2011 7:23:17 PM |
MrEville | $25.00 | 11/7/2011 6:23:53 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:19 PM |
rmachi | $25.00 | 11/7/2011 6:28:10 PM |
Ivan2007 | $25.00 | 11/7/2011 7:26:41 PM |
AmericanCredit | $50.00 | 11/7/2011 7:39:29 PM |
Philolend | $25.00 | 11/7/2011 6:43:49 PM |
velocity-aurora | $50.00 | 11/7/2011 7:50:45 PM |
1redfish | $100.00 | 11/7/2011 6:45:44 PM |
j2ee | $25.00 | 11/7/2011 7:55:10 PM |
sjlender | $100.00 | 11/7/2011 7:54:26 PM |
Clambake | $25.00 | 11/7/2011 7:58:12 PM |
Cai8899 | $50.00 | 11/7/2011 8:10:42 PM |
ceg451 | $25.00 | 11/7/2011 8:09:37 PM |
Seriuqs | $25.00 | 11/7/2011 8:10:11 PM |
valiant-liberty4 | $25.00 | 11/7/2011 8:15:56 PM |
jthomps4 | $25.00 | 11/7/2011 8:17:39 PM |
jazz619 | $25.00 | 11/7/2011 8:22:07 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:19 PM |
rampe001 | $39.00 | 11/7/2011 8:25:33 PM |
BenR | $100.00 | 11/7/2011 7:20:21 PM |
gojackgo | $50.00 | 11/7/2011 7:24:35 PM |
triguy | $500.00 | 11/7/2011 9:27:02 PM |
bellaquito | $2,000.00 | 11/7/2011 9:45:24 PM |
surfhoss644 | $75.00 | 11/7/2011 9:41:15 PM |
gt1687c | $50.00 | 11/7/2011 7:53:36 PM |
brightest-gain-investor | $1,354.82 | 11/7/2011 10:08:20 PM |
bonus-poplar2 | $25.00 | 11/7/2011 9:55:32 PM |
Eastern | $50.00 | 11/7/2011 8:16:44 PM |
rich266 | $25.00 | 11/7/2011 8:22:19 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:44 PM |
riskreward | $250.00 | 11/7/2011 5:04:56 PM |
compoundinterest | $50.00 | 11/7/2011 5:01:56 PM |
Cheburashka | $25.00 | 11/7/2011 5:13:36 PM |
pwkpwk | $25.00 | 11/7/2011 5:26:41 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:20 PM |
ryan6853 | $25.00 | 11/7/2011 5:32:22 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:52 PM |
point-oyster5 | $25.00 | 11/7/2011 5:53:53 PM |
green-trade-dolphin2 | $44.07 | 11/7/2011 5:02:29 PM |
rcldesign | $25.00 | 11/7/2011 5:54:55 PM |
Chutney | $25.00 | 11/7/2011 6:03:26 PM |
massuot | $25.00 | 11/7/2011 6:04:31 PM |
emo13 | $50.00 | 11/7/2011 5:08:05 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:14 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:15 PM |
wtrboy | $25.00 | 11/7/2011 6:11:04 PM |
dharma1 | $25.00 | 11/7/2011 5:22:03 PM |
Quaven | $25.00 | 11/7/2011 6:12:59 PM |
windfall46 | $25.00 | 11/7/2011 6:13:57 PM |
vigilance-revolutionary | $50.00 | 11/7/2011 6:15:01 PM |
neighborly-hope6 | $100.00 | 11/7/2011 6:18:57 PM |
acropiloterau2002 | $25.00 | 11/7/2011 6:18:00 PM |
cosygirl | $25.00 | 11/7/2011 6:20:46 PM |
the2monkeys | $25.00 | 11/7/2011 6:26:10 PM |
awwaww | $25.00 | 11/7/2011 5:35:10 PM |
flexiboy35 | $25.00 | 11/7/2011 5:35:27 PM |
paramjit | $50.00 | 11/7/2011 6:27:27 PM |
RG | $25.00 | 11/7/2011 6:33:55 PM |
tenacious-affluence | $100.00 | 11/7/2011 6:37:40 PM |
phillipd48 | $25.00 | 11/7/2011 6:37:53 PM |
rs999 | $25.00 | 11/7/2011 6:29:00 PM |
GodzillaLending | $25.00 | 11/7/2011 5:43:25 PM |
KLCRAY | $25.00 | 11/7/2011 6:40:45 PM |
mrpowers5531 | $25.00 | 11/7/2011 5:56:22 PM |
diligent-leverage | $25.00 | 11/7/2011 6:50:45 PM |
Contour | $25.00 | 11/7/2011 7:04:55 PM |
Maccs55 | $25.00 | 11/7/2011 7:12:53 PM |
ms48105 | $25.00 | 11/7/2011 7:13:19 PM |
rangers94 | $25.00 | 11/7/2011 6:13:28 PM |
cablenews | $100.00 | 11/7/2011 7:23:39 PM |
joyking | $100.00 | 11/7/2011 7:27:31 PM |
benjay25 | $29.00 | 11/7/2011 7:32:35 PM |
dberry46 | $25.00 | 11/7/2011 7:26:56 PM |
jfd287 | $25.00 | 11/7/2011 6:31:03 PM |
benefit-dreams | $25.00 | 11/7/2011 6:33:23 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:49 PM |
Trinkaloki | $25.00 | 11/7/2011 6:41:07 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:40:04 PM |
fcrick | $25.00 | 11/7/2011 6:46:26 PM |
BaxterEvil | $25.00 | 11/7/2011 7:51:46 PM |
blot44 | $100.00 | 11/7/2011 6:49:48 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:16 PM |
mike_banker | $50.00 | 11/7/2011 6:51:04 PM |
bb575 | $50.00 | 11/7/2011 6:54:32 PM |
peace-cadence | $25.00 | 11/7/2011 8:02:08 PM |
FrayBentos | $25.00 | 11/7/2011 8:02:53 PM |
jarf | $25.00 | 11/7/2011 7:05:05 PM |
riskadverse44 | $25.00 | 11/7/2011 8:08:22 PM |
MJDAE | $50.00 | 11/7/2011 8:09:00 PM |
pleasant-basis | $25.00 | 11/7/2011 8:17:57 PM |
anacent | $25.00 | 11/7/2011 7:15:28 PM |
solstice175 | $25.00 | 11/7/2011 7:16:26 PM |
FortuneFund | $50.00 | 11/7/2011 7:18:59 PM |
cnovak | $25.00 | 11/7/2011 7:22:09 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:53 PM |
new-gold-wrangler | $2,000.00 | 11/7/2011 9:16:03 PM |
first-favorite-bonus9 | $25.00 | 11/7/2011 7:52:48 PM |
fortytwo | $150.00 | 11/7/2011 7:53:57 PM |
nicebank | $25.00 | 11/7/2011 8:07:08 PM |
iaffy | $50.00 | 11/7/2011 8:07:52 PM |
MARWARISETH | $200.00 | 11/7/2011 8:18:42 PM |
UnclePockets | $25.00 | 11/7/2011 8:26:10 PM |
susurrus | $50.00 | 11/7/2011 8:33:57 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
537448
This series of Notes was issued and sold upon the funding of the borrower loan #55779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,400.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $81.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 6 |
Current / open credit lines:
| 5
/
5 | Length of status: | 23y 9m |
Amount delinquent:
| $30,563 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,604 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| mystical-justice5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
why loan is needed
Purpose of loan:
This loan will be used to... purchase hearing aids
My financial situation:
I am a good candidate for this loan because...
i am a man of my word and can afford the payment without a problem,i lost over 50 % of my hearing and this is the best deal on quality aids i could find.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.90 | 11/5/2011 12:02:15 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:38 PM |
responsibility-butterfly | $25.00 | 11/5/2011 1:20:49 PM |
evnagelist | $25.00 | 11/5/2011 1:00:41 PM |
indomitable-coin | $25.00 | 11/5/2011 1:46:46 PM |
cnovak | $25.00 | 11/5/2011 1:35:54 PM |
worthy-bid8 | $50.00 | 11/5/2011 1:57:34 PM |
IPG1 | $25.00 | 11/6/2011 7:11:57 AM |
trustworthy-hope189 | $80.00 | 11/6/2011 6:33:48 AM |
jamiee73 | $25.00 | 11/6/2011 11:57:51 AM |
market-squadron3 | $25.00 | 11/6/2011 12:47:37 PM |
kulender | $50.00 | 11/6/2011 5:11:19 PM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:39 AM |
entertaining-greenback2 | $38.12 | 11/7/2011 4:21:43 PM |
grampy48 | $25.00 | 11/7/2011 2:57:07 PM |
imbatman | $25.00 | 11/7/2011 5:56:44 PM |
greenback-loyalist8 | $50.00 | 11/7/2011 6:06:16 PM |
loan-kingdom162 | $50.00 | 11/7/2011 10:19:42 PM |
nickel-ferret | $50.00 | 11/5/2011 12:39:42 PM |
kenji4861 | $25.00 | 11/5/2011 12:40:49 PM |
Clambake | $25.00 | 11/5/2011 1:49:47 PM |
D911ave | $50.00 | 11/5/2011 1:53:01 PM |
WalnutCreekguy | $100.00 | 11/5/2011 2:37:53 PM |
friendly-moola0 | $100.00 | 11/5/2011 3:30:26 PM |
riskreward | $250.00 | 11/5/2011 3:09:11 PM |
minista | $25.00 | 11/5/2011 3:10:47 PM |
E-2 | $100.00 | 11/5/2011 3:31:31 PM |
newest-generous-income | $25.00 | 11/6/2011 4:33:53 AM |
elasermd | $25.00 | 11/6/2011 5:23:41 AM |
rudyindc | $25.00 | 11/6/2011 6:21:25 AM |
Oak-Parker | $25.00 | 11/6/2011 9:18:36 AM |
doc1 | $66.00 | 11/6/2011 11:07:17 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:35 PM |
BankofPete | $25.00 | 11/7/2011 6:16:08 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:54 AM |
value-wind0 | $50.00 | 11/7/2011 8:11:03 AM |
Attract | $25.00 | 11/7/2011 9:42:18 AM |
kchen486 | $50.00 | 11/7/2011 2:08:34 PM |
Longfellow20011 | $50.00 | 11/7/2011 4:51:46 PM |
finance-explosion6 | $25.00 | 11/7/2011 3:38:33 PM |
EODCAP | $25.00 | 11/7/2011 4:39:22 PM |
BankLV | $25.00 | 11/7/2011 7:59:01 PM |
PowerBarDC | $25.00 | 11/7/2011 10:56:40 PM |
LongDistance06 | $59.98 | 11/8/2011 1:37:20 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
537468
This series of Notes was issued and sold upon the funding of the borrower loan #55919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,617 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| clean-auction5 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consoladation
Purpose of loan: pay off bills at once
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have excellant credit for 3 years
Monthly net income: $1800
Monthly expenses: $1250
Housing: $400
Insurance: $100
Car expenses: $100
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/6/2011 12:16:16 PM |
rescue | $100.00 | 11/6/2011 12:29:18 PM |
cnovak | $25.00 | 11/6/2011 12:08:51 PM |
wise-deal-panda | $100.00 | 11/6/2011 2:16:02 PM |
evnagelist | $25.00 | 11/6/2011 1:16:31 PM |
jescowa | $50.00 | 11/6/2011 2:20:34 PM |
kulender | $50.00 | 11/6/2011 5:11:21 PM |
LittleMingo | $25.00 | 11/6/2011 6:56:19 PM |
velocity-winner | $25.00 | 11/6/2011 3:00:21 PM |
shrewd-income | $50.00 | 11/6/2011 7:56:38 PM |
marwadi-62 | $100.00 | 11/6/2011 4:10:55 PM |
truth-umbrella3 | $25.00 | 11/6/2011 4:43:40 PM |
justasoldier | $100.00 | 11/6/2011 9:23:10 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:39 PM |
Josphine | $25.00 | 11/7/2011 4:58:30 AM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:40 AM |
dlenz | $25.00 | 11/7/2011 6:19:23 AM |
pythia | $25.00 | 11/7/2011 7:04:32 AM |
EretzCapital | $41.25 | 11/7/2011 8:39:54 AM |
BlessedEveryDay | $25.00 | 11/7/2011 7:44:33 AM |
octoberfresh | $25.00 | 11/7/2011 7:47:35 AM |
SolarMoonshine | $25.00 | 11/6/2011 12:44:28 PM |
vutah | $35.00 | 11/6/2011 1:25:18 PM |
Aberdeen | $1,999.00 | 11/6/2011 1:50:00 PM |
riskreward | $250.00 | 11/6/2011 2:01:50 PM |
Interloper | $29.00 | 11/6/2011 2:19:35 PM |
Money_Working | $27.75 | 11/6/2011 2:29:35 PM |
one-midas | $25.00 | 11/6/2011 2:30:37 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:00 PM |
cwegert | $50.00 | 11/6/2011 5:31:18 PM |
CashFlow13 | $100.00 | 11/6/2011 2:11:14 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:01 PM |
favorite-commerce | $30.00 | 11/6/2011 5:31:26 PM |
valiant-money | $35.00 | 11/6/2011 3:39:50 PM |
Bank_Of_XL | $25.00 | 11/6/2011 3:56:05 PM |
crdcteng | $25.00 | 11/6/2011 5:02:29 PM |
mystss | $28.00 | 11/6/2011 7:03:18 PM |
sociallender | $25.00 | 11/7/2011 4:03:36 AM |
goodhearted-gold3 | $25.00 | 11/7/2011 6:15:52 AM |
doomsday18 | $25.00 | 11/7/2011 6:49:06 AM |
wayman | $25.00 | 11/7/2011 7:08:12 AM |
buddy486 | $25.00 | 11/7/2011 7:43:07 AM |
szetheli | $125.00 | 11/7/2011 8:02:01 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:55 AM |
intrepid-loot | $25.00 | 11/7/2011 8:26:50 AM |
thepillowsack | $25.00 | 11/7/2011 6:14:48 AM |
tcpfan | $25.00 | 11/7/2011 7:54:27 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
537470
This series of Notes was issued and sold upon the funding of the borrower loan #55903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-05-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,175 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| professional-durability229 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation - starter loan
Purpose of loan:
This loan will be used to pay off some debts in full and reduce the amount of my credit card debt.
I am a good candidate for this loan because I have a steady source of income and always pay my bills on time. I am again working (2 jobs) and am trying to reduce some of my incurred debt and otherwise get back on my feet.
I just began at one of my jobs in retail and am expecting a raise after my probationary period (Dec 2011).
I own my home and car, both of which are completely paid for.
I am starting out here with the minimum loan amount allowed in order to prove myself and develop the confidence of Prosper lenders in my ability to pay debts.
Monthly net income: $1100
Monthly expenses: $992 (total of below)
Housing: $200 (property taxes)
Insurance: $85 (car, house)
Car expenses: $80 (gas)
Utilities: $150
Phone, cable, internet: $167
Food, entertainment: $50
Clothing, household expenses: $60
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/5/2011 12:03:08 PM |
ultimate-peace | $250.00 | 11/5/2011 12:34:18 PM |
Dubbs360 | $50.00 | 11/5/2011 12:39:14 PM |
wwwUniversal | $25.00 | 11/5/2011 12:34:50 PM |
CashFlow13 | $100.00 | 11/5/2011 2:13:48 PM |
coin-investor | $25.00 | 11/5/2011 2:44:21 PM |
CASSHMAN | $100.00 | 11/5/2011 2:01:30 PM |
mad-scientist418 | $25.00 | 11/5/2011 3:07:10 PM |
fortytwo | $150.00 | 11/5/2011 3:11:56 PM |
rescue | $100.00 | 11/5/2011 3:11:11 PM |
progressive-economy261 | $400.00 | 11/5/2011 12:24:38 PM |
heerzaquestion | $30.00 | 11/5/2011 12:36:24 PM |
fishcreek | $25.00 | 11/5/2011 12:47:57 PM |
evnagelist | $25.00 | 11/5/2011 1:00:52 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:09 PM |
social-cocktail1 | $200.00 | 11/5/2011 1:27:15 PM |
economy-coup | $50.00 | 11/5/2011 1:57:42 PM |
Elefunt | $25.00 | 11/5/2011 2:15:31 PM |
gotjack | $25.00 | 11/5/2011 1:56:38 PM |
nycfinance | $25.00 | 11/5/2011 2:34:13 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
537480
This series of Notes was issued and sold upon the funding of the borrower loan #56125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 15y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,898 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-equalizer1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BILLS
Purpose of loan:
This loan will be used to...PAY BILLS
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $35000
Monthly expenses: $300
Housing: $PAID OFF
Insurance: $60.00
Car expenses: $PAID OFF
Utilities: $55.00
Phone, cable, internet: $60.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $5800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-investor | $25.00 | 11/7/2011 9:18:07 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:19 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:07 AM |
handy-justice | $50.00 | 11/7/2011 12:19:14 PM |
loan-hacker | $25.00 | 11/7/2011 11:13:33 AM |
bold-direct-asset | $50.00 | 11/7/2011 11:17:50 AM |
Foothill-Paradise | $25.00 | 11/7/2011 11:59:50 AM |
FinDoc | $25.00 | 11/7/2011 4:02:01 PM |
CA-Lender | $25.00 | 11/7/2011 4:19:21 PM |
unconquerable-cash | $50.00 | 11/7/2011 4:54:22 PM |
SLN-10 | $50.00 | 11/7/2011 3:14:31 PM |
leverage-monger | $51.00 | 11/7/2011 5:14:29 PM |
nycfinance | $25.00 | 11/7/2011 5:08:58 PM |
economy-coup | $50.00 | 11/7/2011 9:02:48 AM |
rescue | $100.00 | 11/7/2011 9:46:41 AM |
Aberdeen | $5,999.00 | 11/7/2011 11:01:42 AM |
palace2 | $275.00 | 11/7/2011 11:05:07 AM |
Tylerh | $500.00 | 11/7/2011 2:19:49 PM |
finance-solo | $25.00 | 11/7/2011 4:23:18 PM |
DiligentiaLLC | $25.00 | 11/7/2011 4:37:13 PM |
vutah | $50.00 | 11/7/2011 4:39:46 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:07:32 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
537490
This series of Notes was issued and sold upon the funding of the borrower loan #55968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $469.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 860-879 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,747 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enigmallc |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 97% )
| 860-879 (Latest)
|
Principal borrowed:
| $35,000.00 | < 31 days late:
| 1
( 3% )
| 820-839
(Jul-2009)
740-759
(Jul-2008)
|
Principal balance:
| $2,537.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Renovation Costs for Rental Propert
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vivacious-truth3 | $25.00 | 11/7/2011 5:05:38 PM |
Jay_Tee | $50.00 | 11/7/2011 5:12:22 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:15 PM |
mrpowers5531 | $25.00 | 11/7/2011 5:56:22 PM |
massuot | $25.00 | 11/7/2011 6:04:31 PM |
windfall46 | $25.00 | 11/7/2011 6:13:57 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:20 PM |
encore06 | $25.00 | 11/7/2011 5:43:43 PM |
MiniBank998 | $25.00 | 11/7/2011 6:30:14 PM |
MarketInvestor | $25.00 | 11/7/2011 6:40:24 PM |
shrewd-dedication2 | $100.00 | 11/7/2011 6:45:28 PM |
neighborly-hope6 | $100.00 | 11/7/2011 6:18:57 PM |
cnovak | $25.00 | 11/7/2011 7:22:09 PM |
RG | $25.00 | 11/7/2011 6:33:55 PM |
phillipd48 | $25.00 | 11/7/2011 6:37:53 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:49 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:40:04 PM |
fcrick | $25.00 | 11/7/2011 6:46:26 PM |
gt1687c | $50.00 | 11/7/2011 7:53:36 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:16 PM |
bb575 | $50.00 | 11/7/2011 6:54:32 PM |
MARWARISETH | $88.00 | 11/7/2011 8:18:42 PM |
DrStaff | $25.00 | 11/7/2011 9:00:32 PM |
new-gold-wrangler | $2,000.00 | 11/7/2011 9:16:14 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:45 PM |
bellaquito | $1,000.00 | 11/7/2011 9:47:03 PM |
Clambake | $25.00 | 11/7/2011 7:58:13 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:19 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:13 AM |
susurrus | $50.00 | 11/7/2011 8:38:16 PM |
hrubinst | $50.00 | 11/8/2011 5:46:35 AM |
the-credit-proton | $25.00 | 11/8/2011 6:40:47 AM |
DrPalaber | $50.00 | 11/8/2011 4:47:02 AM |
capital-futurist | $25.00 | 11/8/2011 8:01:27 AM |
managedfund | $750.00 | 11/8/2011 8:31:17 AM |
selfmademan | $25.00 | 11/8/2011 8:36:04 AM |
enterprising-credit2 | $100.00 | 11/8/2011 8:47:09 AM |
best-deal-banker | $50.00 | 11/8/2011 9:14:08 AM |
YellowJacket | $25.00 | 11/8/2011 9:12:34 AM |
rex45 | $48.00 | 11/8/2011 9:17:04 AM |
best-basis-trooper | $50.00 | 11/8/2011 9:26:22 AM |
xphile | $25.00 | 11/8/2011 9:39:35 AM |
BiggestG | $25.00 | 11/8/2011 9:40:19 AM |
yarg | $25.00 | 11/8/2011 10:00:14 AM |
Cai8899 | $50.00 | 11/8/2011 10:06:42 AM |
L-vex | $25.00 | 11/8/2011 9:52:20 AM |
Octavian315 | $35.00 | 11/8/2011 10:22:04 AM |
tlp43 | $25.00 | 11/8/2011 10:23:39 AM |
gopbernie | $25.00 | 11/8/2011 8:43:35 AM |
impressive-loan | $100.00 | 11/8/2011 10:06:16 AM |
nuclearmoose | $25.00 | 11/8/2011 10:38:00 AM |
jazz619 | $25.00 | 11/8/2011 10:39:38 AM |
JohnGalt94 | $25.00 | 11/8/2011 10:46:13 AM |
KLCRAY | $25.00 | 11/8/2011 10:51:47 AM |
TheBestDad | $25.00 | 11/8/2011 10:56:31 AM |
Duchdad | $25.00 | 11/8/2011 10:37:02 AM |
GodzillaLending | $25.00 | 11/8/2011 9:23:14 AM |
cgkid | $25.00 | 11/8/2011 11:22:26 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:24 AM |
runner262 | $25.00 | 11/8/2011 11:10:16 AM |
transparency-river1 | $1,000.00 | 11/8/2011 9:39:20 AM |
tj2010 | $25.00 | 11/8/2011 11:29:59 AM |
kinetic-openness0 | $25.00 | 11/8/2011 11:33:50 AM |
reinforced-revenue069 | $25.00 | 11/8/2011 10:12:03 AM |
JDFuego | $25.00 | 11/8/2011 11:38:08 AM |
gracej | $25.00 | 11/8/2011 12:04:07 PM |
MC_ | $25.00 | 11/8/2011 11:45:16 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:45 AM |
damage | $25.00 | 11/8/2011 11:46:03 AM |
somebody32 | $25.00 | 11/8/2011 10:34:58 AM |
yennib | $25.00 | 11/8/2011 11:51:24 AM |
knowledgeable-note6 | $27.00 | 11/8/2011 12:51:54 PM |
ParadigmShift | $75.15 | 11/8/2011 12:12:48 PM |
gold-disk | $25.00 | 11/8/2011 12:49:13 PM |
bzanlo33 | $50.00 | 11/8/2011 1:40:50 PM |
commitment-antioxidant8 | $25.00 | 11/8/2011 11:21:04 AM |
biobulator | $25.00 | 11/8/2011 11:22:06 AM |
Firefighter1110 | $100.00 | 11/8/2011 12:57:03 PM |
jthomps4 | $25.00 | 11/8/2011 11:35:40 AM |
helpu88 | $25.00 | 11/8/2011 11:53:23 AM |
Syzygy | $25.00 | 11/8/2011 12:00:47 PM |
pious-benjamins1 | $51.00 | 11/8/2011 4:43:52 PM |
TexasLender2007 | $25.00 | 11/8/2011 2:42:15 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:46 PM |
thankful-nickel2 | $25.00 | 11/8/2011 1:37:05 PM |
workinghardoregon | $25.00 | 11/8/2011 2:19:22 PM |
SourDoughSteve | $25.00 | 11/8/2011 5:38:00 PM |
first-class-yield9 | $100.00 | 11/8/2011 3:40:47 PM |
larslfe | $25.00 | 11/8/2011 5:47:09 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:50 PM |
mar97 | $25.00 | 11/8/2011 6:09:39 PM |
thepillowsack | $25.00 | 11/8/2011 5:53:09 PM |
nycfinance | $25.00 | 11/8/2011 6:00:22 PM |
brutusbone | $25.00 | 11/8/2011 6:08:42 PM |
integrity-saver | $100.00 | 11/8/2011 5:21:17 PM |
prudent-bid3 | $25.00 | 11/8/2011 6:09:42 PM |
velocity-solo | $25.00 | 11/7/2011 5:14:40 PM |
dharma1 | $25.00 | 11/7/2011 5:22:04 PM |
Pebbles-Lending | $25.00 | 11/7/2011 5:39:11 PM |
riskreward | $250.00 | 11/7/2011 5:04:57 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:14 PM |
Cheburashka | $25.00 | 11/7/2011 5:13:37 PM |
evnagelist | $25.00 | 11/7/2011 5:16:51 PM |
indomitable-coin | $25.00 | 11/7/2011 5:23:00 PM |
subtle-revenue0 | $25.00 | 11/7/2011 5:24:05 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:36 PM |
AFairDeal | $25.00 | 11/7/2011 5:30:16 PM |
britgsb | $30.00 | 11/7/2011 6:19:14 PM |
ryan6853 | $25.00 | 11/7/2011 5:35:44 PM |
rmachi | $25.00 | 11/7/2011 6:28:10 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:53 PM |
get30inc | $50.00 | 11/7/2011 5:41:18 PM |
1redfish | $100.00 | 11/7/2011 6:45:44 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:19 PM |
paramjit | $50.00 | 11/7/2011 6:27:27 PM |
rs999 | $25.00 | 11/7/2011 6:29:00 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:27 PM |
sjlender | $100.00 | 11/7/2011 7:54:26 PM |
BenR | $100.00 | 11/7/2011 7:20:22 PM |
gojackgo | $50.00 | 11/7/2011 7:24:35 PM |
AmericanCredit | $50.00 | 11/7/2011 7:39:29 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 10:08:30 PM |
ramsbladder | $25.00 | 11/7/2011 11:52:50 PM |
blot44 | $100.00 | 11/8/2011 2:43:50 AM |
green28 | $200.00 | 11/8/2011 4:49:51 AM |
rich266 | $25.00 | 11/7/2011 8:22:19 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:53 PM |
C_Mark | $100.00 | 11/8/2011 6:37:36 AM |
maj0508 | $100.00 | 11/7/2011 11:56:36 PM |
traghip6 | $25.00 | 11/8/2011 7:19:33 AM |
wahoos20 | $50.00 | 11/8/2011 4:41:56 AM |
chipperjohnson | $25.00 | 11/8/2011 8:00:32 AM |
srilm | $25.00 | 11/8/2011 8:26:33 AM |
orbital-gain | $50.00 | 11/8/2011 8:45:18 AM |
extraordinary-exchange4 | $25.00 | 11/8/2011 6:44:51 AM |
investment-artist | $27.01 | 11/8/2011 9:28:54 AM |
NoCal | $25.00 | 11/8/2011 9:30:20 AM |
ThomasC | $50.00 | 11/8/2011 9:37:54 AM |
pipopirate | $25.00 | 11/8/2011 7:52:43 AM |
fortytwo | $150.00 | 11/8/2011 9:55:19 AM |
Weaverville | $50.00 | 11/8/2011 9:57:50 AM |
compoundinterest | $50.00 | 11/8/2011 9:59:41 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:59 AM |
Snowflake6515 | $25.00 | 11/8/2011 9:48:48 AM |
ndwayno | $28.00 | 11/8/2011 9:49:38 AM |
Railbird | $25.00 | 11/8/2011 9:53:51 AM |
Natronpee | $25.00 | 11/8/2011 9:54:53 AM |
IIP77 | $25.00 | 11/8/2011 10:10:49 AM |
iaffy | $50.00 | 11/8/2011 10:29:23 AM |
MadHun | $200.00 | 11/8/2011 10:36:36 AM |
wigglesworth4 | $100.00 | 11/8/2011 9:01:21 AM |
minista | $25.00 | 11/8/2011 10:59:11 AM |
bds9646 | $26.00 | 11/8/2011 11:08:50 AM |
Panna | $25.00 | 11/8/2011 10:47:48 AM |
slartibardfast | $25.00 | 11/8/2011 10:49:24 AM |
revenue-spa8 | $25.00 | 11/8/2011 10:51:32 AM |
Curly-Girly | $25.00 | 11/8/2011 9:16:20 AM |
first-favorite-bonus9 | $25.00 | 11/8/2011 10:55:16 AM |
BaxterEvil | $25.00 | 11/8/2011 9:22:03 AM |
valiant-liberty4 | $25.00 | 11/8/2011 11:26:18 AM |
schmegs | $25.00 | 11/8/2011 11:28:28 AM |
WilliamLeeSims | $25.00 | 11/8/2011 9:27:45 AM |
stensonb | $25.00 | 11/8/2011 11:36:59 AM |
awwaww | $25.00 | 11/8/2011 9:40:44 AM |
value-wind0 | $50.00 | 11/8/2011 9:53:10 AM |
Mantis75 | $25.00 | 11/8/2011 11:49:43 AM |
balance-trailblazer | $300.00 | 11/8/2011 9:53:58 AM |
acropiloterau2002 | $25.00 | 11/8/2011 11:55:53 AM |
ash135 | $25.00 | 11/8/2011 10:17:12 AM |
unrivaled-silver | $25.00 | 11/8/2011 11:52:49 AM |
g314 | $25.00 | 11/8/2011 11:02:00 AM |
thunderkiss | $25.00 | 11/8/2011 1:01:09 PM |
SMVM87 | $25.00 | 11/8/2011 11:42:58 AM |
Invest167 | $25.00 | 11/8/2011 11:48:08 AM |
KCEnterprises | $100.00 | 11/8/2011 4:20:35 PM |
benjay25 | $25.00 | 11/8/2011 4:56:55 PM |
first-funds-palace | $25.00 | 11/8/2011 12:08:50 PM |
orange-dollar-guild | $25.00 | 11/8/2011 4:32:17 PM |
ATOHokie | $25.00 | 11/8/2011 4:50:53 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:37 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:27:59 PM |
lamsabuy | $100.00 | 11/8/2011 5:48:32 PM |
r48 | $25.00 | 11/8/2011 4:45:30 PM |
freesia54 | $50.00 | 11/8/2011 5:53:49 PM |
ceg451 | $25.00 | 11/8/2011 6:08:10 PM |
syounker | $25.00 | 11/8/2011 6:43:50 PM |
spiritual-money299 | $50.00 | 11/8/2011 6:51:09 PM |
imhandy | $314.84 | 11/8/2011 7:05:38 PM |
188 Investments
|
Borrower Payment Dependent Notes Series
537512
This series of Notes was issued and sold upon the funding of the borrower loan #55988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,117 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-wonderous-transaction |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
|
Principal balance:
| $3,739.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate Outstanding Debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3000.00
Housing: $ 1700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $28.52 | 11/6/2011 12:02:14 PM |
magnitude787 | $25.00 | 11/6/2011 12:04:47 PM |
Kash2010lu | $25.00 | 11/6/2011 12:04:03 PM |
Dubbs360 | $50.00 | 11/6/2011 12:09:51 PM |
rescue | $100.00 | 11/6/2011 12:29:19 PM |
SolarMoonshine | $25.00 | 11/6/2011 12:50:08 PM |
luv4cycling | $100.00 | 11/6/2011 1:02:15 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:34 PM |
evnagelist | $25.00 | 11/6/2011 1:16:44 PM |
treasure-bliss | $25.00 | 11/6/2011 1:02:43 PM |
economy-coup | $50.00 | 11/6/2011 12:14:17 PM |
Gordon_Gekko1 | $25.00 | 11/6/2011 1:52:32 PM |
social-cocktail1 | $200.00 | 11/6/2011 2:01:21 PM |
smoothmoniker | $25.00 | 11/6/2011 12:51:31 PM |
km007 | $25.00 | 11/6/2011 12:59:01 PM |
enterprising-credit2 | $25.00 | 11/6/2011 2:40:23 PM |
diplomatic-wealth7 | $25.00 | 11/6/2011 1:30:09 PM |
real-return | $25.00 | 11/6/2011 1:43:09 PM |
loan-master1 | $25.00 | 11/6/2011 4:48:31 PM |
DiligentiaLLC | $25.00 | 11/6/2011 6:05:05 PM |
ready-vigilance3 | $100.00 | 11/6/2011 6:24:38 PM |
return-blueberry383 | $500.00 | 11/6/2011 6:22:24 PM |
worthy-bid8 | $50.00 | 11/6/2011 2:21:59 PM |
Feyenoord | $30.00 | 11/6/2011 8:53:03 PM |
amlu1988 | $25.00 | 11/6/2011 4:12:04 PM |
DHolly | $31.00 | 11/6/2011 5:48:31 PM |
gizzywump | $25.00 | 11/6/2011 6:24:57 PM |
fighter122 | $25.00 | 11/6/2011 10:03:39 PM |
NewPairOfShoes | $25.00 | 11/7/2011 6:26:00 AM |
a-finance-nirvana | $25.00 | 11/7/2011 6:02:40 AM |
Cai8899 | $50.00 | 11/6/2011 9:21:41 PM |
Perksunlimited | $25.00 | 11/7/2011 6:46:41 AM |
genuine-money | $100.00 | 11/7/2011 6:56:40 AM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:07 PM |
indomitable-camaraderi3 | $44.54 | 11/7/2011 12:24:06 AM |
fcukciti | $35.00 | 11/7/2011 4:14:49 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:56 AM |
keen-ore631 | $25.00 | 11/7/2011 8:41:05 AM |
mlj0671 | $25.00 | 11/7/2011 6:22:10 AM |
rupee-sequoia | $25.00 | 11/7/2011 8:50:30 AM |
kindness-jedi | $25.00 | 11/7/2011 9:17:12 AM |
Domgabriel | $25.00 | 11/7/2011 7:29:29 AM |
AdamsWay | $50.00 | 11/7/2011 7:57:45 AM |
impeccable-ore3 | $25.00 | 11/7/2011 9:07:50 AM |
zone8 | $100.00 | 11/7/2011 11:47:28 AM |
miked8303 | $25.00 | 11/7/2011 10:36:43 AM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:34 AM |
mercuriant | $25.00 | 11/7/2011 10:57:35 AM |
Mariner3605 | $25.00 | 11/7/2011 11:33:07 AM |
triguy | $1,186.78 | 11/7/2011 1:16:37 PM |
golffish2 | $50.00 | 11/7/2011 6:21:06 AM |
113121 | $125.00 | 11/7/2011 9:49:03 AM |
golffish2 | $50.00 | 11/7/2011 11:37:57 AM |
tnjohnso | $25.00 | 11/6/2011 12:12:54 PM |
flexible-and-social | $25.00 | 11/6/2011 12:23:35 PM |
SLN-10 | $50.00 | 11/6/2011 12:32:07 PM |
heavenly-interest9 | $600.00 | 11/6/2011 1:01:46 PM |
important-openness1 | $100.00 | 11/6/2011 12:06:23 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:18 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:08 PM |
melodious-fairness | $25.00 | 11/6/2011 12:54:19 PM |
AF-Chief | $25.00 | 11/6/2011 12:55:37 PM |
auction-seeker | $25.00 | 11/6/2011 12:56:02 PM |
fortytwo | $30.00 | 11/6/2011 2:30:53 PM |
jjswanso | $25.00 | 11/6/2011 2:37:07 PM |
chameleon125 | $25.00 | 11/6/2011 3:03:44 PM |
promise2 | $119.16 | 11/6/2011 4:15:05 PM |
rs999 | $25.00 | 11/6/2011 1:35:40 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:41 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:37 PM |
janeybooboo | $100.00 | 11/6/2011 7:08:13 PM |
peso-mate | $50.00 | 11/6/2011 7:29:27 PM |
coin-investor | $25.00 | 11/6/2011 2:22:46 PM |
CA-Lender | $25.00 | 11/6/2011 2:33:38 PM |
dime-sapling | $25.00 | 11/6/2011 2:40:33 PM |
shrewd-income | $25.00 | 11/6/2011 7:59:52 PM |
RKLFinancial | $25.00 | 11/6/2011 8:54:07 PM |
justasoldier | $100.00 | 11/6/2011 9:21:37 PM |
LittleMingo | $25.00 | 11/6/2011 6:39:49 PM |
new-social-economist | $60.00 | 11/6/2011 11:49:09 PM |
jazzlender | $25.00 | 11/7/2011 7:11:42 AM |
vontuse | $25.00 | 11/7/2011 7:19:22 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:57 AM |
five-star-justice | $25.00 | 11/7/2011 6:06:09 AM |
FinanceEngine | $35.00 | 11/7/2011 8:41:28 AM |
golden-cat | $25.00 | 11/7/2011 6:42:25 AM |
leverage-monger | $25.00 | 11/7/2011 9:20:42 AM |
wwwUniversal | $25.00 | 11/7/2011 9:40:41 AM |
handy-justice | $100.00 | 11/7/2011 9:42:15 AM |
warew | $50.00 | 11/7/2011 9:55:57 AM |
DDHMoney | $25.00 | 11/7/2011 10:42:50 AM |
dollardave | $50.00 | 11/7/2011 10:44:05 AM |
valiant-contract | $25.00 | 11/7/2011 10:51:40 AM |
mighty-payout1 | $25.00 | 11/7/2011 11:18:45 AM |
loanman2007 | $75.00 | 11/7/2011 9:30:13 AM |
affluence-tycoon | $25.00 | 11/7/2011 11:09:57 AM |
transparency-universe8 | $25.00 | 11/7/2011 12:11:06 PM |
first-integrity-gravity | $50.00 | 11/7/2011 9:51:10 AM |
vtrentster | $25.00 | 11/7/2011 11:11:23 AM |
nethosters | $25.00 | 11/7/2011 12:52:42 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
537516
This series of Notes was issued and sold upon the funding of the borrower loan #55928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,094 | |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-guardian2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start up Funding
Purpose of loan: Start a Handyman Services company
This loan will be used to...Advertizing my Handyman Services in a local major paper and also to list with online yellow pages. I will also be using these funds for operating cash for fuel, tools, and materials for customer projects.
My financial situation: My finances are holding up so far. I have no immediate pending disasters coming. But, after being laid off and being unable to find work.
I am a good candidate for this loan because...I am highly skilled with great customer service skills. Many tools and a SUV I already own. Just a moderate success will exceed my goals.
Monthly net income: $ 2,800.00
Monthly expenses: $ 3,225.00
Housing: $ 1300
Insurance: $ 290
Car expenses: $ 250
Utilities: $ 55
Phone, cable, internet: $ 225
Food, entertainment: $ 500
Clothing, household expenses: $ 150
Credit cards and other loans: $ 480
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/6/2011 12:16:18 PM |
rescue | $100.00 | 11/6/2011 12:29:19 PM |
Dubbs360 | $50.00 | 11/6/2011 12:09:52 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:01 PM |
silver-wonder278 | $25.00 | 11/6/2011 12:55:34 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:41 PM |
Tylerh | $500.00 | 11/7/2011 2:19:44 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:43 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:13 PM |
wwwUniversal | $25.00 | 11/7/2011 5:19:22 PM |
treasure-bliss | $25.00 | 11/7/2011 5:30:46 PM |
Brisket_Bob | $25.00 | 11/7/2011 5:29:07 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:31 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:15 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:33 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:33 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:30 PM |
prohelper | $25.00 | 11/7/2011 7:48:45 PM |
lender4433 | $25.00 | 11/7/2011 8:31:23 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:09 PM |
missing-link | $25.00 | 11/7/2011 8:03:24 PM |
red-power-pecan | $50.00 | 11/6/2011 2:04:08 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:37 PM |
evnagelist | $25.00 | 11/6/2011 1:16:45 PM |
hope-eagle6 | $25.00 | 11/6/2011 10:36:07 PM |
jsnryn | $25.00 | 11/7/2011 8:11:31 AM |
EBITDA | $25.00 | 11/7/2011 1:17:31 PM |
Reliance_Banker | $25.00 | 11/7/2011 4:50:14 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:12 PM |
Wellman | $25.00 | 11/7/2011 6:09:34 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:04 PM |
roux | $25.00 | 11/7/2011 6:16:51 PM |
arsisi | $25.00 | 11/7/2011 7:23:58 PM |
miked8303 | $25.00 | 11/7/2011 6:28:29 PM |
miamibeachloaner | $25.00 | 11/7/2011 7:50:44 PM |
new-gold-wrangler | $1,450.00 | 11/7/2011 9:11:28 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
537550
This series of Notes was issued and sold upon the funding of the borrower loan #55969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,665 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| BeanCounter97116 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills for Christmas
Purpose of loan:
This loan will be used to...buy a new washer and dryer and money for Christmas.
My financial situation:
I am a good candidate for this loan because...I worked hard to get my credit score back up after my divorce. I am now in a need of a new washer and dryer. As a single mom I still need to put presents under the tree for my kids.
Monthly net income: $2900.00
Monthly expenses: $600.00
Housing: $500.00
Insurance: $120.83
Car expenses: $0.00
Utilities: $94.00
Phone, cable, internet: $124.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riskreward | $250.00 | 11/7/2011 5:04:57 PM |
rescue | $100.00 | 11/7/2011 6:09:40 PM |
evnagelist | $25.00 | 11/7/2011 5:16:51 PM |
tcpfan | $25.00 | 11/7/2011 5:35:33 PM |
cnovak | $25.00 | 11/7/2011 7:22:10 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:13 AM |
mindful-deal289 | $30.91 | 11/8/2011 6:01:43 AM |
rbgnr111 | $25.00 | 11/7/2011 9:34:02 PM |
CPAecs | $25.00 | 11/8/2011 7:35:18 AM |
bold-shrewd-dedication | $250.00 | 11/8/2011 7:41:35 AM |
FinanceEngine | $35.00 | 11/8/2011 8:26:54 AM |
managedfund | $405.75 | 11/8/2011 8:27:52 AM |
elvisloans | $25.00 | 11/8/2011 6:08:43 AM |
marwadi-62 | $75.00 | 11/8/2011 7:17:11 AM |
economy-caper9 | $25.00 | 11/8/2011 7:39:32 AM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:49 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:20 PM |
IPG1 | $25.00 | 11/7/2011 7:55:40 PM |
newest-generous-income | $25.00 | 11/8/2011 4:47:02 AM |
credit-investor5 | $50.00 | 11/8/2011 7:41:59 AM |
healer199 | $75.00 | 11/8/2011 8:03:46 AM |
RJN | $28.34 | 11/8/2011 4:30:14 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
537562
This series of Notes was issued and sold upon the funding of the borrower loan #55710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $407.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,904 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| stable-wampum |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
Principal balance:
| $4,093.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Grow business
situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:54 PM |
kindness-jedi | $25.00 | 11/6/2011 12:19:00 PM |
Sugarmama21 | $52.00 | 11/6/2011 1:58:03 PM |
rescue | $100.00 | 11/6/2011 12:29:21 PM |
evnagelist | $25.00 | 11/6/2011 1:16:34 PM |
gilbrear | $25.00 | 11/6/2011 6:12:27 PM |
influential-benjamins0 | $100.00 | 11/6/2011 2:17:24 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:44 PM |
gizzywump | $25.00 | 11/6/2011 6:24:58 PM |
yield-implementer8 | $36.71 | 11/7/2011 5:04:39 AM |
DadWarbucks | $25.00 | 11/6/2011 8:25:02 PM |
money-explorer3 | $25.00 | 11/7/2011 7:35:11 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:57 AM |
anarchy1985 | $25.00 | 11/7/2011 7:34:37 AM |
Investor_DP | $100.00 | 11/7/2011 10:50:26 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:14 AM |
melodious-fairness | $25.00 | 11/7/2011 11:40:45 AM |
principal-exec | $25.00 | 11/7/2011 11:41:51 AM |
letsmakeitsuccessful | $25.00 | 11/7/2011 11:59:56 AM |
careful-note1 | $25.00 | 11/7/2011 1:30:57 PM |
brightest-gain-investor | $2,000.00 | 11/7/2011 1:38:37 PM |
kchen486 | $50.00 | 11/7/2011 2:08:36 PM |
five-star-note | $25.00 | 11/7/2011 2:42:45 PM |
Eastern | $50.00 | 11/7/2011 1:19:50 PM |
ferdberfel | $38.00 | 11/7/2011 1:22:01 PM |
emjo1219 | $25.00 | 11/7/2011 1:50:53 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:20 PM |
jamiee73 | $25.00 | 11/6/2011 12:12:27 PM |
riskreward | $250.00 | 11/6/2011 2:01:52 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:03 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:03 PM |
AF-Chief | $25.00 | 11/6/2011 12:55:38 PM |
fervent-repayment | $100.00 | 11/6/2011 3:57:42 PM |
kulender | $50.00 | 11/6/2011 5:11:26 PM |
loan-lionheart6 | $25.00 | 11/6/2011 9:07:27 PM |
macgeek | $57.85 | 11/6/2011 11:34:59 PM |
jazzlender | $50.00 | 11/7/2011 7:08:18 AM |
wayman | $25.00 | 11/7/2011 7:08:13 AM |
brazilofmux | $100.00 | 11/7/2011 7:27:58 AM |
tntmojave | $50.00 | 11/7/2011 4:32:20 AM |
ThomasC | $50.00 | 11/7/2011 5:00:41 AM |
FinanceEngine | $40.00 | 11/7/2011 8:41:58 AM |
SummitAdvisors | $25.00 | 11/7/2011 1:26:18 PM |
new-gold-wrangler | $2,000.00 | 11/7/2011 1:08:10 PM |
triguy | $2,000.00 | 11/7/2011 1:14:47 PM |
MissionMicroFinance | $25.00 | 11/7/2011 1:44:44 PM |
bellaquito | $2,000.00 | 11/7/2011 1:32:14 PM |
Tylerh | $500.00 | 11/7/2011 2:19:45 PM |
winegeek | $550.44 | 11/7/2011 2:55:46 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
537568
This series of Notes was issued and sold upon the funding of the borrower loan #55764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 55y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $591 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-daisy8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
report
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2300
Monthly expenses: $300
Housing: $1500
Insurance: $
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/6/2011 12:08:54 PM |
rescue | $100.00 | 11/6/2011 12:29:21 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:03 PM |
alliancecapital1 | $25.00 | 11/6/2011 3:28:21 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:44 PM |
newest-generous-income | $25.00 | 11/6/2011 11:49:34 PM |
wwwUniversal | $25.00 | 11/7/2011 9:40:42 AM |
kchen486 | $50.00 | 11/7/2011 2:08:36 PM |
seabassx | $25.00 | 11/7/2011 2:35:50 PM |
wise-deal-panda | $100.00 | 11/7/2011 5:49:36 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:20 PM |
evnagelist | $25.00 | 11/6/2011 1:16:34 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:03 PM |
riskreward | $250.00 | 11/6/2011 2:01:53 PM |
IPG1 | $25.00 | 11/6/2011 1:04:16 PM |
kulender | $50.00 | 11/6/2011 5:11:26 PM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:57 AM |
dudebrah | $25.00 | 11/7/2011 8:13:36 AM |
mikrolown | $25.00 | 11/7/2011 12:35:05 PM |
Tylerh | $500.00 | 11/7/2011 2:19:46 PM |
Brisket_Bob | $25.00 | 11/7/2011 5:19:39 PM |
greenback-loyalist8 | $50.00 | 11/7/2011 6:04:46 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:32 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
537576
This series of Notes was issued and sold upon the funding of the borrower loan #55743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 46% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,898 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-bee |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
700-719
(Jun-2010)
700-719
(Nov-2009)
700-719
(Sep-2009)
|
Principal balance:
| $5,396.83 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidate debt Part #2
Purpose of loan:
This loan will be used to pay off credit card debt and to pay it off in 3 years time...
My financial situation:
I am a good candidate for this loan because I have a stable fulltime job and I take pride in maintaining a good credit record. i have never been late and have never filed for bankruptcy.
Monthly net income: $2000
Monthly expenses: $
Housing: $300
Insurance: $100
Car expenses: $ cars paid off
Utilities: $ 50
Phone, cable, internet: $50 cancelled cable,
Food, entertainment: $60. couponing!!! It actually works
Clothing, household expenses: $ 50.
Credit cards and other loans: $ 400. This is what I want to consolidate.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 11/7/2011 9:00:55 AM |
social-cocktail1 | $200.00 | 11/7/2011 9:37:48 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:10:01 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:19 AM |
rescue | $100.00 | 11/7/2011 9:46:42 AM |
DiligentiaLLC | $25.00 | 11/7/2011 10:50:06 AM |
SLN-10 | $50.00 | 11/7/2011 10:23:05 AM |
Whipster | $90.00 | 11/7/2011 9:08:36 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:42 AM |
Dubbs360 | $50.00 | 11/7/2011 9:29:13 AM |
credit-coach118 | $25.00 | 11/7/2011 10:58:34 AM |
AF-Chief | $25.00 | 11/7/2011 11:45:33 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:06 AM |
melodious-fairness | $25.00 | 11/7/2011 11:40:45 AM |
dollardave | $50.00 | 11/7/2011 10:44:05 AM |
fortytwo | $150.00 | 11/7/2011 10:45:02 AM |
bellaquito | $2,000.00 | 11/7/2011 1:35:01 PM |
Vector | $25.00 | 11/7/2011 2:50:48 PM |
AdamsWay | $50.00 | 11/7/2011 11:41:13 AM |
Green_Bay_Packers | $50.00 | 11/7/2011 3:06:45 PM |
jmeasn | $200.00 | 11/7/2011 3:54:54 PM |
Bob450 | $25.00 | 11/7/2011 4:45:29 PM |
Tylerh | $500.00 | 11/7/2011 2:19:49 PM |
five-star-note | $25.00 | 11/7/2011 2:42:45 PM |
profit-powerplant | $25.00 | 11/7/2011 5:10:17 PM |
chameleon125 | $25.00 | 11/7/2011 3:33:00 PM |
loanman2007 | $25.00 | 11/7/2011 5:16:11 PM |
omegamon1 | $30.00 | 11/7/2011 4:24:23 PM |
beer-gardener | $100.00 | 11/7/2011 4:49:00 PM |
loss-of-control | $75.00 | 11/7/2011 5:44:07 PM |
Wellman | $25.00 | 11/7/2011 6:09:34 PM |
economy-huckleberry0 | $25.00 | 11/7/2011 6:22:24 PM |
fcrick | $25.00 | 11/7/2011 6:46:26 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:15 PM |
unger | $103.11 | 11/7/2011 7:45:43 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:23:30 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:09 PM |
a-credit-rotation | $25.00 | 11/7/2011 9:26:28 PM |
helpful-loan245 | $25.00 | 11/7/2011 9:34:10 PM |
triguy | $2,000.00 | 11/7/2011 9:37:16 PM |
well-mannered-income3 | $40.00 | 11/7/2011 7:46:19 PM |
justice-gourd | $100.00 | 11/7/2011 9:40:47 PM |
mistrmark | $50.00 | 11/7/2011 9:49:28 PM |
coin-investor | $25.00 | 11/7/2011 9:18:08 AM |
economy-coup | $50.00 | 11/7/2011 9:02:49 AM |
handy-justice | $100.00 | 11/7/2011 9:44:59 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:49 AM |
payout-reaction740 | $25.00 | 11/7/2011 9:34:04 AM |
diplomatic-wealth7 | $25.00 | 11/7/2011 9:49:36 AM |
miked8303 | $25.00 | 11/7/2011 10:36:44 AM |
janeybooboo | $75.00 | 11/7/2011 9:04:08 AM |
red-power-pecan | $50.00 | 11/7/2011 10:56:36 AM |
km007 | $25.00 | 11/7/2011 10:57:12 AM |
bazaar-festivity | $100.00 | 11/7/2011 10:25:43 AM |
zone8 | $100.00 | 11/7/2011 11:47:28 AM |
real-return | $25.00 | 11/7/2011 9:41:03 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:16 AM |
moola-monger9 | $50.00 | 11/7/2011 12:59:05 PM |
treasure-bliss | $25.00 | 11/7/2011 10:38:47 AM |
SummitAdvisors | $50.00 | 11/7/2011 1:28:59 PM |
ethical-truth211 | $25.00 | 11/7/2011 10:56:35 AM |
mercuriant | $25.00 | 11/7/2011 10:57:36 AM |
evnagelist | $25.00 | 11/7/2011 11:03:43 AM |
kchen486 | $50.00 | 11/7/2011 2:08:37 PM |
bonus-seahorse | $50.00 | 11/7/2011 3:31:04 PM |
Rulea72 | $25.00 | 11/7/2011 3:38:44 PM |
TeamRamRod | $100.00 | 11/7/2011 3:07:17 PM |
worldly-income2 | $30.00 | 11/7/2011 3:48:59 PM |
papaloha | $100.00 | 11/7/2011 2:26:31 PM |
wwwUniversal | $25.00 | 11/7/2011 5:19:23 PM |
reflective-rupee | $25.00 | 11/7/2011 4:30:11 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:49 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:43 PM |
Mariner3605 | $25.00 | 11/7/2011 5:22:27 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:33 PM |
suave-dime6 | $25.00 | 11/7/2011 5:56:13 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:04 PM |
jebber007 | $25.00 | 11/7/2011 6:26:11 PM |
Cai8899 | $50.00 | 11/7/2011 8:10:41 PM |
lender4433 | $25.00 | 11/7/2011 8:31:24 PM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:43 PM |
miamibeachloaner | $25.00 | 11/7/2011 7:50:44 PM |
brightest-gain-investor | $931.89 | 11/7/2011 10:09:17 PM |
antlr | $50.00 | 11/7/2011 9:35:21 PM |
surfhoss644 | $25.00 | 11/7/2011 9:40:55 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
537580
This series of Notes was issued and sold upon the funding of the borrower loan #56036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lulamae |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lulamae
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2208
Monthly expenses: $1200
Housing: $486.00
Insurance:87.00 p/m
Car expenses: $000
Utilities: $300. p/m
Phone, cable, internet: $98.00 p/m
Food, entertainment: $35.00 p/m
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00 p/m
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/6/2011 12:39:14 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:32 PM |
ProspLending | $50.00 | 11/8/2011 2:35:31 PM |
gtrplayer | $50.00 | 11/8/2011 10:43:56 PM |
GElender | $25.00 | 11/9/2011 6:28:09 AM |
winmals | $25.00 | 11/9/2011 12:36:55 PM |
realtormoises | $25.00 | 11/9/2011 12:39:11 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:38 PM |
let_me_retire | $25.00 | 11/8/2011 7:41:43 AM |
Green_Bay_Packers | $100.00 | 11/8/2011 3:18:18 PM |
larslfe | $25.00 | 11/8/2011 5:47:06 PM |
wizardii | $25.00 | 11/8/2011 8:15:03 PM |
WindyKid | $25.00 | 11/9/2011 3:40:17 AM |
heerzaquestion | $25.00 | 11/8/2011 7:23:21 PM |
dgerts | $100.00 | 11/9/2011 11:08:03 AM |
blazing-capital2 | $250.00 | 11/9/2011 11:00:38 AM |
copper | $50.00 | 11/9/2011 11:45:42 AM |
brightest-gain-investor | $925.00 | 11/9/2011 1:17:32 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 1:16:14 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
537590
This series of Notes was issued and sold upon the funding of the borrower loan #56053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 15 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
6 | Length of status: | 15y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| snoopy12 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 48 ( 91% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 5
( 9% )
| 600-619
(Jul-2008)
600-619
(Jun-2008)
600-619
(Aug-2006)
|
Principal balance:
| $0.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate 3 loans
My financial situation:
I am a good candidate for this loan because I am a previous Prosper borrower and have paid on-time in full.
Monthly net income: $4825.00
Monthly expenses: $2583.00
Housing: $665.00
Insurance: $65.00
Car expenses: $788.00
Utilities: $75.00
Phone, cable, internet: $105.00
Food, entertainment: $600.00
Clothing, household expenses: $80.00
Credit cards and other loans: $205.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $40.00 | 11/7/2011 9:12:26 AM |
Kash2010lu | $30.00 | 11/7/2011 9:02:36 AM |
social-cocktail1 | $200.00 | 11/7/2011 9:37:48 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:08:26 AM |
handy-justice | $50.00 | 11/7/2011 9:49:04 AM |
jhouman | $25.00 | 11/7/2011 9:32:49 AM |
servnyou | $30.00 | 11/7/2011 10:05:46 AM |
fabulous-community4 | $25.00 | 11/7/2011 9:01:21 AM |
impeccable-ore3 | $25.00 | 11/7/2011 9:05:50 AM |
rs999 | $25.00 | 11/7/2011 11:24:04 AM |
fascinating-generosity3 | $70.00 | 11/7/2011 9:28:09 AM |
money-baron-roth-IRA | $50.00 | 11/7/2011 12:15:29 PM |
real-return | $25.00 | 11/7/2011 9:45:43 AM |
marwadi-62 | $100.00 | 11/7/2011 11:55:44 AM |
melodious-openness | $50.00 | 11/7/2011 1:25:01 PM |
chameleon125 | $50.00 | 11/7/2011 3:32:30 PM |
TeamRamRod | $55.08 | 11/7/2011 3:08:55 PM |
sensible-fund | $25.00 | 11/7/2011 3:50:18 PM |
reflective-rupee | $25.00 | 11/7/2011 4:30:34 PM |
beer-gardener | $100.00 | 11/7/2011 4:49:37 PM |
five-star-note | $25.00 | 11/7/2011 2:42:45 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:35:16 PM |
brightest-organized-balance | $25.00 | 11/7/2011 9:24:29 PM |
Tscheddar | $25.00 | 11/8/2011 3:33:46 AM |
SecondChanceLendingSERV | $25.59 | 11/8/2011 4:33:07 AM |
Feyenoord | $30.00 | 11/7/2011 8:20:17 PM |
contract-student2 | $50.00 | 11/8/2011 5:05:45 AM |
durability-chuckler | $600.00 | 11/8/2011 6:51:09 AM |
myutmost | $25.00 | 11/8/2011 7:08:27 AM |
sflash | $25.00 | 11/8/2011 7:56:02 AM |
let_me_retire | $50.00 | 11/8/2011 7:46:01 AM |
terrific-peace8 | $33.95 | 11/8/2011 8:12:27 AM |
trumpeter5 | $50.00 | 11/8/2011 8:26:16 AM |
integrity-electron9 | $50.00 | 11/8/2011 8:31:40 AM |
well-rounded-dinero | $50.00 | 11/8/2011 6:02:17 AM |
mikeandcat | $178.91 | 11/8/2011 8:44:42 AM |
ProspLending | $500.00 | 11/8/2011 9:00:58 AM |
graceful-investment | $50.00 | 11/8/2011 9:28:20 AM |
social-zebra | $30.00 | 11/8/2011 9:37:53 AM |
LittleMingo | $25.00 | 11/8/2011 10:27:18 AM |
missing-link | $25.00 | 11/8/2011 10:53:41 AM |
durability-boomarang1 | $50.00 | 11/8/2011 11:31:28 AM |
coin-explorer | $25.00 | 11/8/2011 9:40:55 AM |
akmikej | $25.00 | 11/8/2011 12:26:38 PM |
ltdalum | $25.00 | 11/8/2011 12:35:17 PM |
ready-vigilance3 | $50.00 | 11/8/2011 11:21:32 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:33 PM |
zone6 | $74.07 | 11/8/2011 3:14:44 PM |
famous-bill | $50.00 | 11/8/2011 12:50:59 PM |
ErvLending | $25.00 | 11/8/2011 9:01:04 PM |
x32248 | $30.39 | 11/8/2011 10:27:04 PM |
Domgabriel | $25.00 | 11/9/2011 3:43:50 AM |
credit-elation1 | $25.00 | 11/8/2011 7:31:38 PM |
geophreigh | $41.88 | 11/9/2011 6:19:39 AM |
leverage-monger | $25.00 | 11/9/2011 7:42:13 AM |
suave-dime6 | $25.00 | 11/8/2011 10:18:31 PM |
mammalian4 | $25.00 | 11/9/2011 4:43:52 AM |
Rip128 | $45.00 | 11/9/2011 6:05:09 AM |
KramericaIndustries | $17.79 | 11/9/2011 7:49:04 AM |
return-grizzly | $100.00 | 11/8/2011 3:15:11 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:06 AM |
thankful-nickel2 | $25.00 | 11/7/2011 9:46:16 AM |
MoneyForNothing | $25.00 | 11/7/2011 9:21:58 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:17 AM |
the-respectful-transaction | $25.00 | 11/7/2011 11:28:44 AM |
innovator2 | $50.00 | 11/7/2011 12:56:41 PM |
AF-Chief | $25.00 | 11/7/2011 11:45:33 AM |
312-Lender | $25.00 | 11/7/2011 10:06:07 AM |
Mikale360 | $25.00 | 11/7/2011 2:55:03 PM |
enticing-capital6 | $50.00 | 11/7/2011 11:37:08 AM |
atlas100 | $25.00 | 11/7/2011 3:35:33 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:19:24 PM |
hidavehi | $44.00 | 11/7/2011 6:12:35 PM |
alexgalt | $25.00 | 11/7/2011 7:00:56 PM |
well-mannered-income3 | $40.00 | 11/7/2011 7:47:13 PM |
orderly-wampum | $130.00 | 11/7/2011 9:58:35 PM |
blackstar | $25.00 | 11/8/2011 3:57:26 AM |
DoctorJoe | $30.00 | 11/8/2011 4:16:11 AM |
thrilling-nickel5 | $25.00 | 11/8/2011 4:33:53 AM |
mad-scientist0 | $50.00 | 11/8/2011 5:51:56 AM |
frooogal | $25.00 | 11/7/2011 9:15:04 PM |
EEasyMoney | $25.00 | 11/8/2011 6:32:04 AM |
FarmersBank | $40.37 | 11/8/2011 6:47:22 AM |
USMC0311 | $25.00 | 11/8/2011 6:50:07 AM |
Leshan | $241.35 | 11/8/2011 8:13:54 AM |
papaloha | $68.00 | 11/8/2011 8:26:32 AM |
HoyaHeel | $30.00 | 11/8/2011 8:31:36 AM |
fountain355 | $25.00 | 11/8/2011 5:06:46 AM |
GElender | $40.00 | 11/8/2011 6:02:03 AM |
bold-treasure-neutrino | $100.00 | 11/8/2011 8:57:02 AM |
radiant-return | $25.00 | 11/8/2011 9:16:00 AM |
wealth-tremolo7 | $25.00 | 11/8/2011 9:21:35 AM |
bold-treasure-neutrino | $100.00 | 11/8/2011 9:29:07 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:13 AM |
coin-architect2 | $100.00 | 11/8/2011 11:10:14 AM |
innovator10 | $200.00 | 11/8/2011 11:42:14 AM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:28 AM |
realtormoises | $25.00 | 11/8/2011 12:07:47 PM |
amlu1988 | $25.00 | 11/8/2011 3:37:05 PM |
WeshaTheLeopard | $30.26 | 11/8/2011 5:01:15 PM |
SFBank | $50.00 | 11/8/2011 4:33:23 PM |
Bob450 | $25.00 | 11/8/2011 4:38:17 PM |
gothampark | $25.00 | 11/8/2011 6:12:33 PM |
loss-of-control | $100.00 | 11/8/2011 5:17:01 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:30 PM |
moola-accelerator6 | $40.00 | 11/8/2011 7:56:07 PM |
money-fort | $25.32 | 11/8/2011 7:17:06 PM |
larslfe | $25.00 | 11/8/2011 5:47:07 PM |
abundant-credit6 | $100.00 | 11/9/2011 2:11:08 AM |
kwan | $25.00 | 11/8/2011 9:36:21 PM |
LendingPimp | $75.00 | 11/9/2011 12:54:41 AM |
ponch12 | $25.82 | 11/9/2011 3:53:28 AM |
intrepid-loot | $25.00 | 11/8/2011 8:41:05 PM |
alluring-yield5 | $27.22 | 11/9/2011 7:13:05 AM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:49 PM |
LendingPimp | $125.00 | 11/9/2011 12:49:15 AM |
power-secret-agent | $30.00 | 11/9/2011 2:30:44 AM |
dollar-tornado3 | $25.00 | 11/9/2011 4:55:53 AM |
irrelevant | $25.00 | 11/9/2011 6:05:11 AM |
american-investor | $50.00 | 11/9/2011 6:30:55 AM |
elegant-market9 | $25.00 | 11/9/2011 6:59:57 AM |
worth-blanket2 | $800.00 | 11/9/2011 7:43:54 AM |
122 Investments
|
Borrower Payment Dependent Notes Series
537592
This series of Notes was issued and sold upon the funding of the borrower loan #55680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-06-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $70.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,909 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-nexus9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
660-679
(Feb-2010)
|
Principal balance:
| $2,386.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
For some immediate personal needs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
massuot | $25.00 | 11/6/2011 12:01:38 PM |
AF-Chief | $25.00 | 11/6/2011 12:55:38 PM |
rs999 | $25.00 | 11/6/2011 1:35:40 PM |
SolarMoonshine | $25.00 | 11/6/2011 12:37:53 PM |
pound-mushroom3 | $25.00 | 11/6/2011 1:56:10 PM |
CashFlow13 | $100.00 | 11/6/2011 2:11:27 PM |
riskreward | $250.00 | 11/6/2011 2:01:53 PM |
wise-deal-panda | $200.00 | 11/6/2011 2:16:16 PM |
IPG1 | $25.00 | 11/6/2011 1:04:06 PM |
genuine-integrity0 | $25.00 | 11/6/2011 1:22:42 PM |
Feyenoord | $30.00 | 11/6/2011 12:02:49 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:21 PM |
jamiee73 | $25.00 | 11/6/2011 12:12:28 PM |
rescue | $100.00 | 11/6/2011 12:29:22 PM |
EngineersAlliance | $150.00 | 11/6/2011 12:30:23 PM |
iaffy | $50.00 | 11/6/2011 12:46:32 PM |
wwwUniversal | $25.00 | 11/6/2011 12:49:35 PM |
enticing-capital6 | $50.00 | 11/6/2011 1:20:31 PM |
cnovak | $25.00 | 11/6/2011 12:08:55 PM |
evnagelist | $25.00 | 11/6/2011 1:16:35 PM |
vutah | $35.00 | 11/6/2011 1:21:03 PM |
decisive-commerce9 | $50.00 | 11/6/2011 1:48:43 PM |
thankful-nickel2 | $25.00 | 11/6/2011 1:32:04 PM |
exchange-squirrel | $25.00 | 11/6/2011 2:00:32 PM |
social-zebra | $50.00 | 11/6/2011 1:38:42 PM |
payout-reaction740 | $25.00 | 11/6/2011 12:44:56 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:05 PM |
influential-benjamins0 | $35.00 | 11/6/2011 2:17:25 PM |
real-return | $25.00 | 11/6/2011 1:46:13 PM |
Gordon_Gekko1 | $25.00 | 11/6/2011 1:52:23 PM |
fascinating-benefit279 | $50.00 | 11/6/2011 1:57:44 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
537596
This series of Notes was issued and sold upon the funding of the borrower loan #55907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $131.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,969 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-aspen |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $3,405.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Automobile Purchase
Purpose of loan:
This loan will be use to purchase a newer automobile. I currently have a 1995 Mercury in need of repair. I would like to purchase a newer vehicle with cold weather approaching. I drive a company vehicle for work, however my personal car is getting older with more problems.
My financial situation:
I am a good candidate for this loan because I have lived in the same home for 10 years. I am currently buying my home and have no children or dependents. I am employed full time salary and have regular bi-weekly pay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.24 | 11/6/2011 12:02:22 PM |
progressive-economy261 | $400.00 | 11/6/2011 12:16:21 PM |
kenji4861 | $25.00 | 11/6/2011 12:35:12 PM |
HUNTER599673 | $25.00 | 11/6/2011 12:23:14 PM |
Clambake | $25.00 | 11/6/2011 1:43:25 PM |
nickel-ferret | $50.00 | 11/6/2011 2:15:05 PM |
helping-out | $200.00 | 11/6/2011 4:45:25 PM |
rs999 | $25.00 | 11/6/2011 1:35:41 PM |
influential-benjamins0 | $100.00 | 11/6/2011 2:17:25 PM |
DadWarbucks | $25.00 | 11/6/2011 8:25:03 PM |
Weaverville | $50.00 | 11/6/2011 7:15:02 PM |
Cai8899 | $50.00 | 11/6/2011 9:21:47 PM |
scholarly-benefit5 | $25.00 | 11/7/2011 8:48:22 AM |
tacopants | $200.00 | 11/7/2011 7:14:03 AM |
finance-explosion6 | $25.00 | 11/7/2011 11:24:11 AM |
indomitable-coin | $25.00 | 11/7/2011 11:18:34 AM |
larrybird | $494.29 | 11/7/2011 12:45:53 PM |
figs4u2 | $100.00 | 11/7/2011 10:01:54 AM |
Hotrod52 | $25.00 | 11/7/2011 10:54:36 AM |
cnovak | $25.00 | 11/6/2011 12:08:56 PM |
D911ave | $50.00 | 11/6/2011 1:22:20 PM |
responsibility-butterfly | $25.00 | 11/6/2011 1:40:17 PM |
WalnutCreekguy | $100.00 | 11/6/2011 2:05:35 PM |
evnagelist | $25.00 | 11/6/2011 1:16:35 PM |
riskreward | $250.00 | 11/6/2011 2:01:54 PM |
kulender | $50.00 | 11/6/2011 5:11:26 PM |
EODCAP | $25.00 | 11/6/2011 5:29:07 PM |
cognizant-responsibility9 | $53.00 | 11/6/2011 6:56:38 PM |
thegreatstrafe | $25.00 | 11/6/2011 8:29:30 PM |
ThomasC | $50.00 | 11/7/2011 5:00:42 AM |
power-persimmon5 | $25.00 | 11/7/2011 9:14:18 AM |
tenacious-capital3 | $100.00 | 11/7/2011 7:35:57 AM |
E-2 | $100.00 | 11/7/2011 9:35:40 AM |
rmachi | $25.00 | 11/7/2011 9:38:35 AM |
bbrelo | $25.00 | 11/7/2011 11:22:58 AM |
jamiee73 | $25.00 | 11/7/2011 11:37:48 AM |
britgsb | $30.00 | 11/7/2011 11:24:45 AM |
worthy-bid8 | $50.00 | 11/7/2011 11:28:15 AM |
new-gold-wrangler | $1,042.47 | 11/7/2011 1:04:25 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
537606
This series of Notes was issued and sold upon the funding of the borrower loan #55725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,912 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| well-rounded-fund0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
740-759
(Aug-2010)
660-679
(Jun-2010)
|
Principal balance:
| $4,125.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Business Use
Purpose of loan:
This loan will be used towards the purchase of a rental property with good cash flow.
My financial situation:
I am a good candidate for this loan because I never miss a payment, and will be able to pay the minimum payment with my paycheck alone.
Monthly net income: $7200
Monthly expenses: $200
Housing: $1873
Insurance: $50
Car expenses: $130
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $1400
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 11/7/2011 9:06:26 AM |
green-trade-dolphin | $35.02 | 11/7/2011 9:02:17 AM |
real-return | $25.00 | 11/7/2011 9:46:11 AM |
heavenly-interest9 | $400.00 | 11/7/2011 10:42:45 AM |
economy-coup | $50.00 | 11/7/2011 9:02:51 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:06:55 AM |
thenadamgoes | $50.00 | 11/7/2011 11:28:25 AM |
social-cocktail1 | $200.00 | 11/7/2011 9:37:48 AM |
handy-justice | $100.00 | 11/7/2011 9:43:37 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:07 AM |
bid-rumbler9 | $210.07 | 11/7/2011 1:34:16 PM |
OldManP | $25.00 | 11/7/2011 10:47:41 AM |
DiligentiaLLC | $25.00 | 11/7/2011 10:49:40 AM |
the-hope-workhorse | $45.00 | 11/7/2011 2:52:48 PM |
AF-Chief | $25.00 | 11/7/2011 11:45:34 AM |
five-star-note | $100.00 | 11/7/2011 2:38:41 PM |
340 | $25.00 | 11/7/2011 11:55:43 AM |
well-mannered-velocity517 | $25.00 | 11/7/2011 4:07:18 PM |
brainy-greenback481 | $50.00 | 11/7/2011 3:49:16 PM |
CA-Lender | $25.00 | 11/7/2011 4:14:31 PM |
realtormoises | $25.00 | 11/7/2011 3:05:14 PM |
treasure-hunter270 | $25.00 | 11/7/2011 5:18:20 PM |
loanman2007 | $25.00 | 11/7/2011 5:17:30 PM |
loss-of-control | $75.00 | 11/7/2011 6:11:40 PM |
leverage-monger | $25.00 | 11/7/2011 5:28:20 PM |
suave-dime6 | $25.00 | 11/7/2011 6:00:41 PM |
ZOOOM | $25.00 | 11/7/2011 7:00:47 PM |
deepblue34 | $30.00 | 11/7/2011 6:56:57 PM |
triguy | $1,790.71 | 11/7/2011 9:25:22 PM |
Frover | $25.00 | 11/7/2011 9:24:31 PM |
well-mannered-income3 | $40.00 | 11/7/2011 7:48:51 PM |
new-gold-wrangler | $1,000.00 | 11/7/2011 9:16:52 PM |
golffish2 | $25.00 | 11/7/2011 9:13:33 AM |
Starfin-Capital-Management | $50.00 | 11/7/2011 3:13:03 PM |
DHolly | $31.00 | 11/7/2011 9:09:51 AM |
SLN-10 | $50.00 | 11/7/2011 10:22:25 AM |
kindness-fanatic | $400.00 | 11/7/2011 10:28:10 AM |
fortytwo | $150.00 | 11/7/2011 10:45:03 AM |
Gregger | $25.00 | 11/7/2011 11:57:27 AM |
sensible-fund | $25.00 | 11/7/2011 3:49:29 PM |
StrongMonty | $65.00 | 11/7/2011 2:13:15 PM |
reflective-rupee | $25.00 | 11/7/2011 4:31:01 PM |
chameleon125 | $25.00 | 11/7/2011 3:32:49 PM |
money-baron-Roth401k | $87.26 | 11/7/2011 3:59:48 PM |
WakkaWakkaWakka | $25.00 | 11/7/2011 5:22:37 PM |
velocity-aurora | $25.00 | 11/7/2011 7:46:18 PM |
alexgalt | $25.00 | 11/7/2011 7:01:23 PM |
Feyenoord | $30.00 | 11/7/2011 8:18:05 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:28:19 PM |
amlu1988 | $25.00 | 11/7/2011 9:01:11 PM |
reinforced-gain7 | $1,610.94 | 11/7/2011 9:21:45 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
537608
This series of Notes was issued and sold upon the funding of the borrower loan #56075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $461 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-diversification-commander |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 11/6/2011 12:35:00 PM |
Rogelio48 | $25.00 | 11/7/2011 3:53:49 AM |
ethical-truth211 | $101.00 | 11/7/2011 10:45:24 AM |
SolarMoonshine | $25.00 | 11/6/2011 12:38:12 PM |
fascinating-benefit279 | $50.00 | 11/6/2011 1:57:45 PM |
finance-mushroom | $200.00 | 11/6/2011 2:18:39 PM |
vutah | $40.00 | 11/6/2011 1:26:21 PM |
dudebrah | $25.00 | 11/7/2011 8:14:11 AM |
fountain355 | $25.00 | 11/7/2011 7:51:34 AM |
worth-blanket2 | $2,500.00 | 11/7/2011 3:03:28 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
537634
This series of Notes was issued and sold upon the funding of the borrower loan #56050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $7,235 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $646 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| sunnyvalekajukenbo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
620-639
(Jun-2008)
|
Principal balance:
| $6,022.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Restructuring and Expanding
Purpose of loan:
The short is: I would like to pay off the previous Prosper Loan, and the remaining funds will be used to expand my existing school with new equipment.
A year ago, I was able to secure the prosper loan, secure a month-to-month lease on a commercial location, carry my 12 paying students to the new location. Personally; my credit was not doing well.
Now: I have grown from 12 to 20 students, added on and expanded the original garage school and moved back to save on overhead, taken my students to 1st place in the local tournaments. My credit is on its way back up.
Monthly income: 12,000.00
Housing: $ 1900.00
Insurance: $ 120.00
Car expenses: $ 450.00 (Car loan)
Utilities: $ 175.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 200.00
Credit cards and other loans: $ 30.00
Other expenses: $ 100.00 (Gas/Auto)
Prosper Loan Payment: 316.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
real-return | $25.00 | 11/7/2011 5:44:54 PM |
diplomatic-wealth7 | $25.00 | 11/7/2011 6:16:34 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:56 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:47 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:34 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:06 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:36 PM |
velocity-aurora | $25.00 | 11/7/2011 7:48:00 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:16 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:50 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:56 PM |
desertoasis | $25.00 | 11/8/2011 5:33:00 AM |
ScottCapital | $25.00 | 11/8/2011 5:31:42 AM |
mad-scientist0 | $25.00 | 11/8/2011 5:54:01 AM |
friendly-principal76 | $25.00 | 11/8/2011 6:18:56 AM |
loan-kingdom162 | $75.00 | 11/7/2011 10:18:27 PM |
payout-thinker7 | $25.00 | 11/7/2011 10:25:22 PM |
Katburg | $25.00 | 11/8/2011 7:12:47 AM |
easylivin | $25.00 | 11/8/2011 7:19:27 AM |
Gandalf0001 | $25.00 | 11/8/2011 3:20:50 AM |
Galdis | $25.00 | 11/8/2011 4:47:17 AM |
capital-majesty7 | $400.00 | 11/8/2011 8:59:09 AM |
well-rounded-dinero | $50.00 | 11/8/2011 6:03:40 AM |
the-dollar-topper | $150.00 | 11/8/2011 9:16:06 AM |
dough-destiny | $53.22 | 11/8/2011 8:08:47 AM |
quest0 | $50.00 | 11/8/2011 8:14:12 AM |
orange-preeminant-bill | $25.00 | 11/8/2011 10:32:38 AM |
dime-sprout | $25.00 | 11/8/2011 10:52:29 AM |
cgkid | $25.00 | 11/8/2011 11:22:26 AM |
JDFuego | $25.00 | 11/8/2011 11:39:09 AM |
social-zebra | $30.00 | 11/8/2011 9:39:10 AM |
Kaj | $25.00 | 11/8/2011 11:47:14 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:45 AM |
tylerfd | $25.00 | 11/8/2011 12:00:14 PM |
Investoman | $34.00 | 11/8/2011 11:12:26 AM |
top-benefit-sequoia | $25.00 | 11/8/2011 2:12:14 PM |
AF-Chief | $25.00 | 11/8/2011 11:30:24 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:37 PM |
proud-gold9 | $25.00 | 11/8/2011 11:41:02 AM |
restech | $25.00 | 11/8/2011 5:02:23 PM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:04 PM |
sevenbridges | $25.00 | 11/8/2011 4:24:02 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:38 PM |
red-power-pecan | $26.00 | 11/8/2011 5:13:23 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:49 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:50 PM |
irrelevant | $25.00 | 11/9/2011 6:05:17 AM |
healer199 | $38.00 | 11/9/2011 5:03:03 AM |
suave-dime6 | $25.00 | 11/9/2011 5:46:03 AM |
AEH_Now | $25.00 | 11/8/2011 7:26:41 PM |
moola-accelerator6 | $40.00 | 11/8/2011 7:57:30 PM |
silver-metronome2 | $50.00 | 11/8/2011 8:37:15 PM |
wlm3012 | $30.00 | 11/9/2011 8:09:37 AM |
GElender | $40.00 | 11/9/2011 6:39:23 AM |
J-Rott | $250.00 | 11/9/2011 8:11:28 AM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:08 AM |
responsive-wampum8 | $25.00 | 11/9/2011 1:05:33 PM |
a-resplendent-commitment | $25.00 | 11/9/2011 11:58:33 AM |
grf1945 | $25.00 | 11/9/2011 12:56:30 PM |
SDKiwi | $33.00 | 11/9/2011 5:58:51 PM |
feiandasun | $25.00 | 11/9/2011 5:43:33 PM |
Executive23 | $25.00 | 11/9/2011 4:22:31 PM |
prohelper | $25.00 | 11/9/2011 5:05:23 PM |
affluence-tycoon | $25.00 | 11/9/2011 6:11:25 PM |
brightest-gain-investor | $1,617.78 | 11/9/2011 6:33:14 PM |
golffish2 | $25.00 | 11/8/2011 4:15:45 AM |
Wellman | $25.00 | 11/7/2011 6:09:35 PM |
rescue | $100.00 | 11/7/2011 6:09:42 PM |
miked8303 | $25.00 | 11/7/2011 6:28:30 PM |
rs999 | $25.00 | 11/7/2011 6:29:00 PM |
ceecee4u | $25.00 | 11/7/2011 7:02:16 PM |
well-mannered-income3 | $60.00 | 11/7/2011 8:05:11 PM |
five-star-note | $25.00 | 11/7/2011 7:06:50 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:11 PM |
antlr | $50.00 | 11/7/2011 9:35:23 PM |
bellaquito | $2,000.00 | 11/7/2011 9:48:54 PM |
Tscheddar | $25.00 | 11/8/2011 3:35:08 AM |
Dubbs360 | $50.00 | 11/7/2011 8:12:07 PM |
lender4433 | $25.00 | 11/7/2011 8:31:24 PM |
EEasyMoney | $25.00 | 11/8/2011 6:32:45 AM |
nybanker85 | $50.00 | 11/8/2011 6:39:10 AM |
a-helping-hand | $150.00 | 11/7/2011 10:22:04 PM |
irishalaskan | $25.00 | 11/8/2011 12:30:18 AM |
FinanceEngine | $40.00 | 11/8/2011 8:25:42 AM |
SimpleChoice | $25.00 | 11/8/2011 8:51:59 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:30 AM |
miamibeachloaner | $25.00 | 11/8/2011 9:21:16 AM |
wealth-tremolo7 | $25.00 | 11/8/2011 9:21:36 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:14 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:29:59 AM |
balance-trailblazer | $100.00 | 11/8/2011 9:48:52 AM |
finagler | $25.00 | 11/8/2011 8:34:19 AM |
impeccable-ore3 | $25.00 | 11/8/2011 8:42:23 AM |
richboy56 | $25.00 | 11/8/2011 9:04:21 AM |
idastmerchants | $25.00 | 11/8/2011 11:37:56 AM |
evnagelist | $25.00 | 11/8/2011 9:39:02 AM |
durability-boomarang1 | $50.00 | 11/8/2011 11:31:19 AM |
warew | $25.00 | 11/8/2011 12:02:20 PM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:29 AM |
dinero-speaker | $25.00 | 11/8/2011 12:01:15 PM |
Mariner3605 | $25.00 | 11/8/2011 12:03:43 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:09 PM |
Comoparklender | $25.00 | 11/8/2011 11:43:19 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:44 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:52 PM |
WeshaTheLeopard | $25.00 | 11/8/2011 5:02:49 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:36 PM |
truth-point | $25.00 | 11/8/2011 1:45:53 PM |
larslfe | $25.00 | 11/8/2011 5:47:10 PM |
integrity-doctor | $100.00 | 11/8/2011 7:09:42 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:55 PM |
e4gf8e | $25.00 | 11/8/2011 7:22:04 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:03 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:32 AM |
rcm87 | $50.00 | 11/9/2011 6:27:23 AM |
LendingPimp | $75.00 | 11/9/2011 12:50:31 AM |
Bob450 | $25.00 | 11/9/2011 6:50:11 AM |
Xillin | $25.00 | 11/9/2011 9:54:10 AM |
mespeedy36 | $26.00 | 11/9/2011 8:59:46 AM |
arsisi | $25.00 | 11/9/2011 10:56:18 AM |
debt-force | $25.00 | 11/9/2011 10:45:20 AM |
ErvLending | $25.00 | 11/9/2011 11:15:36 AM |
CA-Lender | $25.00 | 11/9/2011 11:09:45 AM |
peso-miser | $25.00 | 11/9/2011 1:59:21 PM |
asya | $25.00 | 11/9/2011 1:05:42 PM |
symbiosis | $50.00 | 11/9/2011 5:50:03 PM |
Cai8899 | $50.00 | 11/9/2011 6:30:17 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:39 PM |
icon7 | $50.00 | 11/9/2011 6:27:17 PM |
green-rapid-openness | $100.00 | 11/9/2011 6:27:50 PM |
monster4 | $27.00 | 11/9/2011 6:28:20 PM |
CAGE-Investments | $25.00 | 11/9/2011 6:28:53 PM |
132 Investments
|
Borrower Payment Dependent Notes Series
537638
This series of Notes was issued and sold upon the funding of the borrower loan #55782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 7.54% |
Borrower rate/APR:
| 8.54% / 8.88% |
Monthly payment:
| $157.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.54% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,769 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-clean-investment |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gateful borrower/awesome credit
This loan will be used to buy a car. I have $600,000 equity in my house, but banks are not currently doing alot of home equity loans :>( because of meltdown. I am house rich, as they say. I have put two children through college and they are now working on their post grad degrees.
I am a good candidate for this loan because I have excellent credit and have NEVER defaulted or even been late on any payments. My employment is not high paying, but very important work ... I am a paralegal who works for a firm that helps clients that do not have alot of money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.32 | 11/7/2011 5:02:27 PM |
riskreward | $250.00 | 11/7/2011 5:04:58 PM |
evnagelist | $25.00 | 11/7/2011 5:16:52 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:53 PM |
GoGators01 | $25.00 | 11/7/2011 5:42:20 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:16 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:27 PM |
oskizzle | $25.00 | 11/7/2011 6:45:00 PM |
Sneezie | $100.00 | 11/7/2011 6:50:28 PM |
bb575 | $50.00 | 11/7/2011 6:54:33 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:20 PM |
AmericanCredit | $50.00 | 11/7/2011 7:39:30 PM |
cnovak | $25.00 | 11/7/2011 7:22:10 PM |
magnetic-pound4 | $25.00 | 11/7/2011 8:50:53 PM |
BxRealtor | $25.00 | 11/8/2011 5:04:13 AM |
scholarly-velocity6 | $50.00 | 11/8/2011 8:30:00 AM |
E-2 | $100.00 | 11/8/2011 5:53:55 AM |
rmachi | $25.00 | 11/8/2011 9:24:26 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:25 AM |
ParadigmShift | $25.00 | 11/8/2011 12:17:53 PM |
tacopants | $500.00 | 11/8/2011 12:32:01 PM |
bzanlo33 | $50.00 | 11/8/2011 1:44:50 PM |
hard-working-rate3 | $100.00 | 11/8/2011 11:20:52 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:38 PM |
vibrant-penny7 | $50.00 | 11/8/2011 3:01:41 PM |
blue-courageous-justice | $25.00 | 11/8/2011 3:07:11 PM |
nimble-nickel | $25.00 | 11/8/2011 5:07:45 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:40 PM |
cake7 | $25.00 | 11/8/2011 5:26:45 PM |
Dorf | $25.00 | 11/8/2011 2:31:11 PM |
thevogelfamily | $25.00 | 11/8/2011 5:48:50 PM |
freesia54 | $50.00 | 11/8/2011 5:53:49 PM |
rs999 | $25.00 | 11/8/2011 6:09:21 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:32 PM |
compoundinterest | $50.00 | 11/8/2011 6:10:56 PM |
windfall46 | $25.00 | 11/8/2011 5:19:22 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:00 PM |
RecoveryLender | $25.00 | 11/8/2011 5:32:06 PM |
sharpey | $50.00 | 11/8/2011 5:35:18 PM |
majestic-income1 | $25.00 | 11/8/2011 8:38:59 PM |
Octavian315 | $35.00 | 11/8/2011 5:51:14 PM |
n036939 | $26.00 | 11/8/2011 9:09:00 PM |
epic-investment9 | $25.00 | 11/8/2011 9:15:15 PM |
elvisloans | $25.00 | 11/9/2011 2:37:50 AM |
UncleTupelo2 | $25.00 | 11/9/2011 5:20:56 AM |
lnrn | $46.13 | 11/9/2011 5:54:22 AM |
sushi537 | $25.00 | 11/8/2011 7:52:57 PM |
rockytop | $19.56 | 11/9/2011 6:32:54 AM |
Earn_money | $25.31 | 11/9/2011 6:04:09 AM |
vivacious-truth3 | $25.00 | 11/7/2011 5:05:38 PM |
D911ave | $50.00 | 11/7/2011 5:09:18 PM |
subtle-revenue0 | $25.00 | 11/7/2011 5:24:05 PM |
cwegert | $50.00 | 11/7/2011 4:41:55 PM |
first-euro-rapture | $25.00 | 11/7/2011 6:08:52 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:37 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:21 PM |
encore06 | $25.00 | 11/7/2011 5:43:43 PM |
cashhelp | $25.00 | 11/7/2011 5:45:38 PM |
blot44 | $100.00 | 11/7/2011 6:50:12 PM |
neighborly-hope6 | $100.00 | 11/7/2011 6:18:57 PM |
pdub | $75.00 | 11/7/2011 6:27:20 PM |
gt1687c | $50.00 | 11/7/2011 7:53:36 PM |
finance-explosion6 | $25.00 | 11/7/2011 8:25:20 PM |
The_Engineer | $25.00 | 11/7/2011 9:38:04 PM |
kenji4861 | $25.00 | 11/7/2011 7:57:16 PM |
Clambake | $25.00 | 11/7/2011 7:58:14 PM |
hrubinst | $25.00 | 11/8/2011 5:46:35 AM |
indomitable-coin | $50.00 | 11/8/2011 7:52:00 AM |
gentle-gain235 | $50.00 | 11/8/2011 7:35:59 AM |
Rammuel | $25.00 | 11/8/2011 8:54:08 AM |
cti11 | $25.00 | 11/8/2011 1:25:52 PM |
showmethemoney22 | $25.00 | 11/8/2011 4:59:46 PM |
Impact_Vector | $38.73 | 11/8/2011 3:21:24 PM |
the-inspired-justice | $25.00 | 11/8/2011 3:59:13 PM |
9skyrider | $25.00 | 11/8/2011 4:45:28 PM |
jthomps4 | $25.00 | 11/8/2011 5:42:08 PM |
rascal867 | $30.95 | 11/8/2011 2:39:59 PM |
shellstar | $25.00 | 11/8/2011 3:16:38 PM |
larslfe | $25.00 | 11/8/2011 5:47:10 PM |
prudent-bid3 | $25.00 | 11/8/2011 6:09:42 PM |
syounker | $25.00 | 11/8/2011 6:43:51 PM |
bouvierchamp | $25.00 | 11/8/2011 7:43:26 PM |
imhandy | $500.00 | 11/8/2011 7:09:54 PM |
Eddy-2-Aces | $25.00 | 11/8/2011 5:39:01 PM |
LosGatos | $25.00 | 11/8/2011 5:54:33 PM |
silver-metronome2 | $150.00 | 11/8/2011 8:38:09 PM |
SaratogaCapital | $25.00 | 11/9/2011 3:07:18 AM |
CoolPlexer | $25.00 | 11/8/2011 10:03:34 PM |
Emgolda | $25.00 | 11/9/2011 4:33:40 AM |
be_wise | $25.00 | 11/9/2011 2:56:27 AM |
the-magnetic-transaction | $50.00 | 11/8/2011 7:06:35 PM |
BeachWalkz | $50.00 | 11/9/2011 5:25:01 AM |
stikman | $25.00 | 11/8/2011 7:20:46 PM |
Approved | $75.00 | 11/8/2011 7:30:52 PM |
shrewd-dedication2 | $100.00 | 11/8/2011 8:29:10 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
537672
This series of Notes was issued and sold upon the funding of the borrower loan #56209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 18y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,406 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-marble |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
little things demanding attention
Purpose of loan:
- Fund a fence - old fence is low enough for one of my dogs to jump and is falling apart. Neighbors will install if we buy materials.
- Car maintenance for my 1999 VW and my husband's 2002 Chevy truck
- dental surgery for my shetland sheepdog. I can't save the cash for all the above and his vet bill at the same time.
My financial situation:
I am a good candidate for this loan because...
I could save for each individual thing but it would take me awhile and they really need to be done sooner than later. I have been employed by the DoD for 18 years.
Monthly net income: $6400
Monthly expenses: $5782
Housing: $1988
Insurance: $350
Car expenses: $150 (gas)
Utilities: $450
Phone, cable, internet: $300 (incl. mobile phones)
Food, entertainment: $800 (includes animal food/care)
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 9:10:35 AM |
rescue | $100.00 | 11/8/2011 9:10:46 AM |
evnagelist | $25.00 | 11/8/2011 9:38:49 AM |
cnovak | $25.00 | 11/8/2011 9:46:23 AM |
riskreward | $250.00 | 11/8/2011 9:19:20 AM |
fervent-repayment | $50.00 | 11/8/2011 10:54:46 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:13 AM |
Bank_Of_XL | $25.00 | 11/8/2011 1:13:31 PM |
radforj22 | $25.00 | 11/8/2011 2:34:51 PM |
charming-exchange7 | $25.00 | 11/8/2011 12:15:26 PM |
massuot | $25.00 | 11/8/2011 5:49:11 PM |
orangefob7 | $34.00 | 11/9/2011 4:55:21 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:11 PM |
iaffy | $50.00 | 11/9/2011 12:27:54 PM |
bullwink27 | $25.00 | 11/9/2011 5:14:22 PM |
heavy_ax | $50.00 | 11/9/2011 3:07:13 PM |
p2p-paradise | $100.00 | 11/9/2011 6:00:16 PM |
cloud8 | $40.00 | 11/9/2011 9:32:07 PM |
Moneypenny6 | $25.00 | 11/9/2011 11:01:36 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:17 AM |
steven3333 | $25.00 | 11/10/2011 7:39:08 AM |
credit-investor5 | $50.00 | 11/10/2011 7:55:10 AM |
CashBank | $25.00 | 11/10/2011 8:41:36 AM |
AM2171 | $30.00 | 11/10/2011 9:45:26 AM |
Rick21 | $25.00 | 11/10/2011 9:58:27 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:16 AM |
dgagli1 | $35.00 | 11/10/2011 1:00:01 PM |
entertaining-greenback2 | $28.56 | 11/10/2011 6:33:48 PM |
affluence-birdie7 | $50.00 | 11/10/2011 6:44:45 PM |
Long-term2040 | $25.00 | 11/10/2011 6:45:37 PM |
UD3230 | $25.00 | 11/10/2011 7:31:34 PM |
lendersf | $50.00 | 11/10/2011 6:21:33 PM |
shrewd-income | $25.00 | 11/10/2011 6:43:15 PM |
BxRealtor | $25.00 | 11/8/2011 9:19:45 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:44 AM |
Theodon | $25.00 | 11/8/2011 10:23:53 AM |
gokart83 | $25.00 | 11/8/2011 11:34:29 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:31 AM |
tcpfan | $25.00 | 11/8/2011 11:10:30 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:43 PM |
elvisloans | $27.00 | 11/8/2011 2:59:07 PM |
Techne_Funds_LLC | $50.00 | 11/8/2011 4:46:28 PM |
favorite-commerce | $30.00 | 11/8/2011 1:45:45 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:03 PM |
vutah | $35.00 | 11/8/2011 6:07:32 PM |
frooogal | $25.00 | 11/8/2011 8:33:28 PM |
balance-transformer3 | $25.00 | 11/9/2011 4:35:30 AM |
BuffetRocks | $50.00 | 11/9/2011 3:59:29 PM |
Ven58 | $30.00 | 11/9/2011 2:49:23 PM |
rbrown15 | $50.00 | 11/9/2011 7:30:57 PM |
kindness-jedi | $25.00 | 11/9/2011 7:04:37 PM |
kind-bid-genome | $25.00 | 11/9/2011 9:57:20 PM |
Trapman13 | $50.00 | 11/10/2011 5:53:26 AM |
Searlzy | $50.00 | 11/10/2011 6:34:36 AM |
DDS84 | $41.11 | 11/10/2011 7:17:18 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:01:41 PM |
managedfund | $500.00 | 11/10/2011 1:52:33 PM |
CoolPlexer | $25.00 | 11/10/2011 2:27:06 PM |
investment-comet | $25.00 | 11/10/2011 11:29:29 AM |
xhrisd | $25.00 | 11/10/2011 11:30:39 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:47 PM |
fascinating-benefit279 | $50.00 | 11/10/2011 5:30:35 PM |
buddycat | $19.33 | 11/10/2011 8:13:30 PM |
market-pudding | $25.00 | 11/10/2011 6:46:44 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
537704
This series of Notes was issued and sold upon the funding of the borrower loan #55921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $129.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 10m |
Amount delinquent:
| $190 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,262 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-order-meadow |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
in need of a loan
Purpose of loan:
This loan will be used to...increase cash flow
My financial situation:
I am a good candidate for this loan because...I have a great job and make plenty of money, never late on payments, i am just stuck between a rock and hard place right now and need some cash, especially this time of year
Monthly net income: $4900
Monthly expenses: $3500
Housing: $1400
Insurance: $120
Car expenses: $570
Utilities: $N/A
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/7/2011 9:18:45 AM |
economy-coup | $50.00 | 11/7/2011 9:02:52 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:52 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:08 AM |
EngineersAlliance | $150.00 | 11/7/2011 10:32:28 AM |
SolarMoonshine | $25.00 | 11/7/2011 9:50:12 AM |
bellaquito | $2,000.00 | 11/7/2011 2:08:04 PM |
alluring-yield5 | $27.03 | 11/7/2011 2:31:49 PM |
new-gold-wrangler | $472.97 | 11/7/2011 2:43:40 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
537718
This series of Notes was issued and sold upon the funding of the borrower loan #55993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 28% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,309 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| No_1_InvestmentProperty |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Property Down Payment
Purpose of loan:
This loan will be used for the down payment on an investment property in a great rental market. Property is currently bank owned and is located blocks from a university. My wife and I were borh tenants in this neighborhood for a combined total of 5 years while we were working towards our undergraduate and master degrees so we are very familiar with the neighborhood and rental market.
Monthly rental income: $1,250
Mortgage ($50K/30yr): - $ 275
Sewer/Trash: - $ 25
Insurance: - $ 75
Real Estate Taxes: - $ 125
Est. Monthly Income $ 750
Prosper.com Loan - $ 400
Monthly Income
After Prosper Loan $ 350 (for first 3 years)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $25.00 | 11/7/2011 5:21:26 PM |
reflective-rupee | $25.00 | 11/7/2011 4:37:38 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:00:49 PM |
smear87 | $25.00 | 11/7/2011 6:48:54 PM |
coin-investor | $25.00 | 11/7/2011 7:15:16 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:31 AM |
abnvette | $30.00 | 11/8/2011 8:01:12 AM |
rescue | $100.00 | 11/7/2011 6:09:43 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:47 PM |
well-mannered-income3 | $60.00 | 11/7/2011 7:53:29 PM |
economy-coup | $50.00 | 11/7/2011 8:05:45 PM |
credit-coach118 | $45.48 | 11/8/2011 8:49:15 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:03 PM |
worth-blanket2 | $9,500.00 | 11/9/2011 7:43:07 AM |
J-Rott | $14.52 | 11/9/2011 8:09:33 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
537720
This series of Notes was issued and sold upon the funding of the borrower loan #55902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $265.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,309 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| omahahusker |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest accounts. Two of the accounts I purchased items at 0% for a certain period. Both are nearing the end of their time and I wish to avoid the deferred accr. interest from being added to the balance.
My financial situation:
I am a good candidate for this loan because I had a 3-year loan with Prosper and paid it of in about 16 months. I have been with my organization for over 10 years. I get a bonus every March that I plan on applying up to 50% to this loan the next two years. I just refinanced my home at 4.5% saving me a few hundred dollars each month. The 80% DTV ceiling kept me from including all debt. Lastly, my goal is to pay this loan off in 18 months.
Monthly net income: $6800
Monthly exp: $400
Housing: $2625
Insurance: $190
Car exp: $350
Utilities: $300
Phone, cable, internet: $260
Food, entertainment: $900
Clothing, misc. exp: $150
Debt payments: $900
Other exp: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 4:25:08 AM |
beer-gardener | $50.00 | 11/7/2011 4:52:38 PM |
riskreward | $250.00 | 11/7/2011 5:04:58 PM |
loanman2007 | $150.00 | 11/7/2011 5:11:13 PM |
worthy-bid8 | $50.00 | 11/7/2011 5:11:16 PM |
the-dollar-topper | $150.00 | 11/7/2011 5:06:45 PM |
real-return | $25.00 | 11/7/2011 5:55:20 PM |
jarf | $25.00 | 11/7/2011 6:14:47 PM |
britgsb | $30.00 | 11/7/2011 6:19:14 PM |
ivy-league-MBA | $25.00 | 11/7/2011 6:38:20 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:28 PM |
oskizzle | $50.00 | 11/7/2011 6:50:30 PM |
massuot | $25.00 | 11/7/2011 6:04:32 PM |
investmentgroup | $25.00 | 11/7/2011 6:10:10 PM |
vutah | $35.00 | 11/7/2011 7:21:10 PM |
cnovak | $25.00 | 11/7/2011 7:22:11 PM |
payout-motivator0 | $100.00 | 11/7/2011 7:29:04 PM |
prohelper | $25.00 | 11/7/2011 7:48:46 PM |
five-star-note | $25.00 | 11/7/2011 7:06:50 PM |
jazz619 | $25.00 | 11/7/2011 8:22:08 PM |
CPAecs | $25.00 | 11/7/2011 8:22:52 PM |
nickel-ferret | $50.00 | 11/7/2011 7:25:21 PM |
frooogal | $25.00 | 11/7/2011 9:11:57 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:49 PM |
antlr | $50.00 | 11/7/2011 9:35:23 PM |
jamiee73 | $25.00 | 11/7/2011 7:47:31 PM |
velocity-aurora | $75.00 | 11/7/2011 7:49:06 PM |
marwadi-62 | $69.00 | 11/7/2011 9:39:04 PM |
loan-kingdom162 | $25.00 | 11/7/2011 10:27:39 PM |
TeamAmerica | $25.00 | 11/7/2011 10:46:23 PM |
MoneyForNothing | $25.00 | 11/8/2011 1:47:31 AM |
listing-trapper3 | $50.00 | 11/7/2011 8:06:36 PM |
Beechturner | $50.00 | 11/8/2011 3:50:21 AM |
DoctorJoe | $30.00 | 11/8/2011 4:17:47 AM |
beachliving29 | $28.51 | 11/8/2011 4:26:13 AM |
DrPalaber | $50.00 | 11/8/2011 4:47:02 AM |
BxRealtor | $25.00 | 11/8/2011 5:04:14 AM |
principal-laser | $100.00 | 11/8/2011 5:19:34 AM |
organized-payment6 | $50.00 | 11/8/2011 5:43:37 AM |
Eagledrop | $25.00 | 11/8/2011 5:20:09 AM |
marketplace-cello5 | $50.00 | 11/7/2011 9:37:45 PM |
AndChicksforFree | $25.00 | 11/7/2011 9:40:00 PM |
janeybooboo | $100.00 | 11/7/2011 10:33:41 PM |
GrowthAspirations | $50.00 | 11/7/2011 11:17:39 PM |
market-pudding | $25.00 | 11/8/2011 1:27:13 AM |
wonderous-power | $25.00 | 11/8/2011 2:17:55 AM |
wkeboarder21 | $100.00 | 11/8/2011 3:28:03 AM |
Beechturner | $50.00 | 11/8/2011 3:46:43 AM |
benefit-position | $27.43 | 11/8/2011 5:43:58 AM |
payout-bridge | $25.00 | 11/7/2011 9:11:40 PM |
Moe87 | $25.09 | 11/8/2011 3:07:20 AM |
golffish2 | $25.00 | 11/8/2011 4:16:25 AM |
jescowa | $50.00 | 11/7/2011 5:08:33 PM |
evnagelist | $25.00 | 11/7/2011 5:16:52 PM |
mosby | $25.00 | 11/7/2011 5:28:36 PM |
reflective-rupee | $25.00 | 11/7/2011 4:36:03 PM |
credit-maple5 | $100.00 | 11/7/2011 5:34:25 PM |
figs4u2 | $100.00 | 11/7/2011 5:36:21 PM |
aasx1108 | $25.00 | 11/7/2011 5:40:53 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:01:00 PM |
hard-working-rate3 | $100.00 | 11/7/2011 6:00:15 PM |
dynamic-money271 | $25.00 | 11/7/2011 6:05:17 PM |
rescue | $100.00 | 11/7/2011 6:09:43 PM |
majestic-repayment3 | $50.00 | 11/7/2011 6:07:18 PM |
influential-benjamins0 | $100.00 | 11/7/2011 5:16:11 PM |
responsibility-butterfly | $25.00 | 11/7/2011 6:18:37 PM |
rs999 | $25.00 | 11/7/2011 6:29:01 PM |
wildanne | $250.00 | 11/7/2011 6:27:44 PM |
kindness-jedi | $25.00 | 11/7/2011 7:08:16 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:51 PM |
spark548 | $50.00 | 11/7/2011 6:19:49 PM |
Interloper | $29.00 | 11/7/2011 7:38:55 PM |
sjlender | $100.00 | 11/7/2011 7:54:26 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:56 PM |
rate-mogul | $50.00 | 11/7/2011 7:37:56 PM |
well-mannered-income3 | $60.00 | 11/7/2011 7:55:20 PM |
AJ6 | $31.01 | 11/7/2011 7:57:13 PM |
RLaumeyer | $30.00 | 11/7/2011 10:56:16 PM |
maj0508 | $100.00 | 11/7/2011 11:39:17 PM |
klend4 | $25.00 | 11/8/2011 3:13:07 AM |
wonderful-dime | $25.00 | 11/8/2011 1:40:09 AM |
myidear | $25.00 | 11/8/2011 2:16:24 AM |
SolarMoonshine | $50.00 | 11/8/2011 3:43:07 AM |
Feyenoord | $30.00 | 11/7/2011 8:13:13 PM |
thrilling-nickel5 | $25.00 | 11/8/2011 4:22:00 AM |
bluestarman08 | $26.00 | 11/8/2011 4:42:13 AM |
crw1950 | $56.40 | 11/8/2011 5:14:49 AM |
contract-student2 | $50.00 | 11/8/2011 5:04:58 AM |
gold-miser9 | $148.77 | 11/8/2011 5:44:52 AM |
bellaquito | $2,000.00 | 11/7/2011 9:47:26 PM |
RainMakers | $25.00 | 11/7/2011 10:25:26 PM |
corporatejim | $55.63 | 11/8/2011 4:05:27 AM |
Brisket_Bob | $38.16 | 11/8/2011 4:32:36 AM |
revenue-appraiser | $25.00 | 11/8/2011 5:20:33 AM |
nestegg4e | $25.00 | 11/8/2011 5:22:14 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
537736
This series of Notes was issued and sold upon the funding of the borrower loan #56024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $90 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-cycle |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed for Vehicle
Purpose of loan: The loan is to purchase a vehicle
My financial situation: I am a good candidate for this loan because I dont have any bills at all not even rent as im staying with family.
Monthly net income: $ 1000
Monthly expenses: $ 150
Housing: $0
Insurance: $ 70
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $ 50
Credit cards and other loans: $20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/7/2011 11:03:45 AM |
Tylerh | $500.00 | 11/7/2011 2:19:52 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:05 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:10 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:36 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:33 PM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:03 PM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:52 PM |
the-profit-oracle | $25.00 | 11/8/2011 4:16:24 PM |
restech | $25.00 | 11/8/2011 5:02:22 PM |
miamibeachloaner | $25.00 | 11/8/2011 5:11:49 PM |
dingus | $25.00 | 11/8/2011 5:48:24 PM |
rs999 | $25.00 | 11/8/2011 6:09:21 PM |
a-resplendent-commitment | $25.00 | 11/8/2011 5:14:32 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:52:59 PM |
integrity-doctor | $100.00 | 11/8/2011 7:07:12 PM |
itskarma | $25.00 | 11/8/2011 7:18:56 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:01 PM |
e4gf8e | $25.00 | 11/8/2011 7:22:04 PM |
heerzaquestion | $25.00 | 11/8/2011 7:27:44 PM |
miked8303 | $25.00 | 11/8/2011 6:13:59 PM |
wirebutterfly | $50.00 | 11/8/2011 7:04:46 PM |
wizardii | $25.00 | 11/8/2011 8:15:04 PM |
gentle-penny7 | $25.00 | 11/9/2011 9:03:17 AM |
suave-dime6 | $25.00 | 11/9/2011 5:46:28 AM |
idastmerchants | $25.00 | 11/9/2011 9:35:43 AM |
wise-deal-panda | $100.00 | 11/9/2011 9:38:44 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:23 AM |
dime-sprout | $25.00 | 11/9/2011 7:11:48 AM |
missing-link | $25.00 | 11/9/2011 10:51:19 AM |
dgerts | $100.00 | 11/9/2011 11:08:03 AM |
DeltaGambler | $35.00 | 11/9/2011 10:02:43 AM |
friendly-peace4 | $25.00 | 11/9/2011 10:23:04 AM |
zone8 | $44.00 | 11/9/2011 11:33:37 AM |
EBITDA | $25.00 | 11/9/2011 11:36:57 AM |
money4free | $25.00 | 11/9/2011 10:26:08 AM |
organic-responsibility60 | $50.00 | 11/9/2011 11:41:04 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:37 AM |
shrewd-peace7 | $25.00 | 11/9/2011 11:57:38 AM |
tenacious-capital3 | $26.27 | 11/9/2011 11:00:45 AM |
ErvLending | $25.00 | 11/9/2011 11:15:36 AM |
silver-wonder278 | $25.00 | 11/7/2011 10:27:22 AM |
progressive-economy261 | $400.00 | 11/7/2011 10:27:44 AM |
finance-mushroom | $200.00 | 11/7/2011 9:45:09 AM |
rescue | $100.00 | 11/7/2011 9:46:46 AM |
pound-mushroom3 | $25.00 | 11/7/2011 11:20:08 AM |
Dubbs360 | $50.00 | 11/7/2011 8:12:06 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:28 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:09 AM |
red-power-pecan | $50.00 | 11/8/2011 5:13:23 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:19 PM |
larslfe | $25.00 | 11/8/2011 5:47:08 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:49 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:50 PM |
roux | $25.00 | 11/8/2011 6:13:28 PM |
gtrplayer | $51.55 | 11/8/2011 10:41:56 PM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:31 AM |
Wellman | $25.00 | 11/9/2011 6:17:29 AM |
rcm87 | $50.00 | 11/9/2011 6:27:23 AM |
Mariner3605 | $25.00 | 11/9/2011 9:35:22 AM |
orange-preeminant-bill | $25.00 | 11/9/2011 10:15:38 AM |
daekpon | $50.00 | 11/9/2011 10:42:55 AM |
debt-force | $25.00 | 11/9/2011 10:45:19 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:04 AM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:10 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:44 AM |
life-is-great | $25.00 | 11/9/2011 11:46:31 AM |
hard-working-rate3 | $100.00 | 11/9/2011 12:01:15 PM |
arsisi | $25.00 | 11/9/2011 10:56:18 AM |
prohelper | $21.18 | 11/9/2011 12:12:41 PM |
asiaratt | $47.00 | 11/9/2011 11:21:05 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
537742
This series of Notes was issued and sold upon the funding of the borrower loan #55949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $106.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 13% |
Credit score:
| 800-819 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 5m |
Amount delinquent:
| $202 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| micsrs1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Looking to make improvements.
Purpose of loan:
This loan will be used to make some improvements on my townhouse.
My financial situation:
I am a good candidate for this loan because I have no other outstanding debt.
Monthly net income: $5500
Monthly expenses: $2500
Housing: $1200
Insurance: $30
Car expenses: $450
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 11/7/2011 9:01:32 AM |
fervent-repayment | $50.00 | 11/7/2011 9:17:53 AM |
elvisloans | $25.00 | 11/7/2011 9:49:23 AM |
Beechturner | $100.00 | 11/7/2011 9:34:30 AM |
rescue | $100.00 | 11/7/2011 9:46:46 AM |
ingenious-diversification | $25.00 | 11/7/2011 9:08:20 AM |
real-return | $40.00 | 11/7/2011 9:45:14 AM |
Moe87 | $25.00 | 11/7/2011 9:10:57 AM |
113121 | $2,122.79 | 11/7/2011 9:57:15 AM |
nickel-ferret | $50.00 | 11/7/2011 9:03:54 AM |
MoneyForNothing | $107.21 | 11/7/2011 9:07:10 AM |
SolarMoonshine | $50.00 | 11/7/2011 9:48:16 AM |
loanman2007 | $50.00 | 11/7/2011 9:28:16 AM |
janeybooboo | $75.00 | 11/7/2011 9:02:40 AM |
AndChicksforFree | $25.00 | 11/7/2011 9:15:02 AM |
warew | $100.00 | 11/7/2011 9:32:12 AM |
cnovak | $25.00 | 11/7/2011 9:34:41 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
537762
This series of Notes was issued and sold upon the funding of the borrower loan #55842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,796 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| No | | |
Screen name:
| autonomous-market4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GolfMan72
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $700
Housing: $980
Insurance: $600
Car expenses: $50
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rescue | $100.00 | 11/7/2011 6:09:45 PM |
BxRealtor | $25.00 | 11/8/2011 6:30:32 AM |
openness-enlightenment8 | $25.00 | 11/8/2011 3:37:52 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:02 PM |
evnagelist | $25.00 | 11/8/2011 5:33:07 PM |
miamibeachloaner | $25.00 | 11/8/2011 5:11:49 PM |
miked8303 | $25.00 | 11/8/2011 6:13:59 PM |
e4gf8e | $25.00 | 11/8/2011 7:22:05 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:19 PM |
silver-metronome2 | $50.00 | 11/8/2011 8:35:48 PM |
Wellman | $25.00 | 11/9/2011 6:17:30 AM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:51 PM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:24 AM |
red-power-pecan | $50.00 | 11/9/2011 9:36:40 AM |
arsisi | $25.00 | 11/9/2011 10:56:19 AM |
ErvLending | $25.00 | 11/9/2011 11:15:36 AM |
rhin0cerx | $50.00 | 11/9/2011 11:17:29 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:58:04 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:09 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:21 PM |
asya | $25.00 | 11/9/2011 1:05:43 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 5:58:02 PM |
Executive23 | $25.00 | 11/9/2011 4:22:32 PM |
reinforced-gain7 | $65.52 | 11/9/2011 6:02:24 PM |
bellaquito | $1,609.48 | 11/9/2011 6:10:55 PM |
triguy | $2,000.00 | 11/9/2011 6:06:08 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:48 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:38 PM |
larslfe | $25.00 | 11/8/2011 5:47:10 PM |
Green_Bay_Packers | $25.00 | 11/8/2011 3:29:04 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:04 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:52:59 PM |
rcm87 | $50.00 | 11/9/2011 6:27:23 AM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:50 PM |
foothillender | $25.00 | 11/9/2011 7:59:45 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:32 AM |
orange-preeminant-bill | $25.00 | 11/9/2011 10:15:38 AM |
debt-force | $25.00 | 11/9/2011 10:45:20 AM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:10 AM |
peso-miser | $25.00 | 11/9/2011 1:59:21 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:17:58 PM |
finance-mushroom | $200.00 | 11/9/2011 11:59:05 AM |
idastmerchants | $25.00 | 11/9/2011 5:28:21 PM |
symbiosis | $50.00 | 11/9/2011 5:50:03 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
537766
This series of Notes was issued and sold upon the funding of the borrower loan #55995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-08-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
13 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,778 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-generosity-statuette |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,000.00
Monthly expenses: $4,000.00
Housing: $500.00
Insurance: $300.00
Car expenses: $400.00
Utilities: $0
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $2,350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/8/2011 4:21:11 AM |
SolarMoonshine | $25.00 | 11/7/2011 5:11:50 PM |
jjswanso | $25.00 | 11/7/2011 5:21:26 PM |
justasoldier | $50.00 | 11/7/2011 9:34:52 PM |
leverage-monger | $25.00 | 11/8/2011 8:25:34 AM |
wwwUniversal | $25.00 | 11/8/2011 9:25:15 AM |
managedfund | $750.00 | 11/8/2011 8:34:28 AM |
SecondChanceLendingSERV | $25.00 | 11/8/2011 9:12:13 AM |
evnagelist | $25.00 | 11/8/2011 9:39:03 AM |
loss-of-control | $100.00 | 11/8/2011 5:11:20 PM |
durability-halibut | $30.00 | 11/8/2011 5:19:07 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:38 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:19 PM |
rs999 | $25.00 | 11/8/2011 6:09:21 PM |
Foothill-Paradise | $25.00 | 11/8/2011 6:10:43 PM |
miked8303 | $25.00 | 11/8/2011 6:14:00 PM |
compassion-artisan9 | $50.00 | 11/8/2011 5:23:40 PM |
responsibility-butterfly | $5.00 | 11/8/2011 6:52:59 PM |
tcpfan | $25.00 | 11/7/2011 5:38:31 PM |
profit-powerplant | $25.00 | 11/7/2011 5:10:18 PM |
excellent-wealth6 | $25.00 | 11/7/2011 5:33:47 PM |
finance-mushroom | $200.00 | 11/7/2011 5:35:58 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:29 PM |
rescue | $100.00 | 11/7/2011 6:09:45 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:49 PM |
economy-coup | $50.00 | 11/7/2011 8:05:47 PM |
coin-investor | $25.00 | 11/7/2011 7:15:17 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:52 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:13 PM |
favorite-commerce | $40.00 | 11/7/2011 9:23:29 PM |
elvisloans | $25.00 | 11/8/2011 6:13:44 AM |
BxRealtor | $25.00 | 11/8/2011 6:30:32 AM |
handy-justice | $50.00 | 11/8/2011 10:08:24 AM |
thankful-nickel2 | $25.00 | 11/8/2011 1:46:48 PM |
wampum-library4 | $25.00 | 11/8/2011 1:25:31 PM |
Bill88 | $25.00 | 11/8/2011 2:08:57 PM |
Green_Bay_Packers | $100.00 | 11/8/2011 3:24:18 PM |
buffalobills | $25.00 | 11/8/2011 4:30:00 PM |
shrewd-deal | $75.00 | 11/8/2011 4:46:32 PM |
postalwhiz | $25.00 | 11/8/2011 12:49:39 PM |
tigercat | $50.00 | 11/8/2011 5:24:52 PM |
calimanusa | $50.00 | 11/8/2011 5:42:52 PM |
shellstar | $25.00 | 11/8/2011 3:19:22 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:02 PM |
larslfe | $25.00 | 11/8/2011 5:47:11 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
537786
This series of Notes was issued and sold upon the funding of the borrower loan #56170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $289 |
Total credit lines:
| 45 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,305 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eloquent-listing4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
road driver
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brightest-gain-investor | $2,000.00 | 11/9/2011 1:18:39 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:35 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:46 PM |
HHP | $100.00 | 11/9/2011 7:54:19 PM |
realtormoises | $25.00 | 11/10/2011 7:56:43 AM |
nimble-revenue5 | $27.00 | 11/10/2011 3:10:55 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:01 PM |
Loanstou | $50.00 | 11/10/2011 8:22:08 PM |
qwsd12 | $50.00 | 11/11/2011 9:13:10 AM |
Bailador | $25.00 | 11/11/2011 11:28:44 AM |
Sid-K | $25.00 | 11/11/2011 3:02:58 PM |
enterprising-credit2 | $25.00 | 11/11/2011 5:01:48 PM |
sweet-payout5 | $25.00 | 11/11/2011 6:57:48 PM |
Zuzu | $25.00 | 11/11/2011 6:16:18 PM |
glroark | $50.00 | 11/11/2011 7:23:04 PM |
pembull | $41.93 | 11/11/2011 7:29:52 PM |
impala6464 | $50.00 | 11/11/2011 7:47:30 PM |
kulender | $100.00 | 11/11/2011 8:00:05 PM |
chief_wo | $25.00 | 11/11/2011 7:14:46 PM |
Pman | $25.00 | 11/11/2011 7:38:39 PM |
surfhoss644 | $25.00 | 11/11/2011 11:51:10 PM |
lucky6 | $25.00 | 11/12/2011 12:10:46 AM |
pure-note0 | $35.14 | 11/12/2011 1:55:32 AM |
investment-visionary | $25.00 | 11/11/2011 9:48:24 PM |
asiaratt | $100.00 | 11/12/2011 3:27:12 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:20 AM |
cotito | $25.00 | 11/12/2011 7:24:34 AM |
wlm3012 | $30.00 | 11/12/2011 12:22:36 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:24 AM |
helpinghand63 | $25.00 | 11/13/2011 12:33:36 PM |
fmanjoo | $25.00 | 11/13/2011 9:32:40 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:45 PM |
worldly-gold | $51.00 | 11/13/2011 10:40:33 PM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:26 AM |
coin-sonnet | $100.00 | 11/14/2011 12:06:18 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:35 AM |
jhernand17 | $25.00 | 11/14/2011 9:02:59 AM |
the-hope-workhorse | $100.00 | 11/14/2011 1:22:40 PM |
larrybird | $752.44 | 11/14/2011 6:50:24 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:44 PM |
nickel_finder | $25.00 | 11/9/2011 11:38:04 PM |
rs999 | $25.00 | 11/9/2011 8:01:03 PM |
the-credit-maker | $25.00 | 11/10/2011 9:05:24 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:08 AM |
BBL | $25.00 | 11/10/2011 6:47:50 AM |
managedfund | $1,000.00 | 11/10/2011 3:34:01 PM |
sophiegirl | $40.00 | 11/10/2011 5:48:58 PM |
finance-mushroom | $200.00 | 11/10/2011 3:25:01 PM |
idastmerchants | $25.00 | 11/10/2011 7:53:24 PM |
Lubava | $30.00 | 11/10/2011 8:10:20 PM |
yield-seeker | $25.00 | 11/10/2011 6:56:20 PM |
Bob450 | $28.00 | 11/11/2011 7:23:43 AM |
wwwUniversal | $25.00 | 11/11/2011 9:04:04 AM |
restless-currency | $50.00 | 11/11/2011 1:19:48 PM |
worthy-bid4 | $34.54 | 11/11/2011 12:56:28 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:11 PM |
km007 | $25.00 | 11/11/2011 6:50:35 PM |
Crox4dT | $42.26 | 11/11/2011 6:48:53 PM |
emosspot | $25.00 | 11/11/2011 7:09:58 PM |
dariop | $30.01 | 11/11/2011 7:28:15 PM |
Binan | $25.00 | 11/11/2011 7:54:17 PM |
zone6 | $50.00 | 11/11/2011 7:32:27 PM |
professional-dinero753 | $32.22 | 11/11/2011 8:57:39 PM |
orbital-bill1 | $25.00 | 11/11/2011 7:49:08 PM |
delectable-balance | $72.36 | 11/11/2011 7:49:11 PM |
sturdy-responsibility7 | $25.00 | 11/11/2011 9:23:32 PM |
hawat | $25.00 | 11/11/2011 9:33:51 PM |
jebber007 | $30.00 | 11/11/2011 7:58:29 PM |
first-silver-bridge | $25.00 | 11/11/2011 10:03:35 PM |
autonomous-truth | $100.00 | 11/11/2011 11:28:56 PM |
FJerry | $40.00 | 11/11/2011 8:22:28 PM |
visionary-fund | $27.76 | 11/11/2011 9:17:53 PM |
a-plentiful-loyalty | $28.23 | 11/11/2011 9:44:02 PM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:17 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:02 AM |
leverage-monger | $25.00 | 11/12/2011 7:47:18 AM |
blivet1970 | $25.00 | 11/12/2011 2:54:26 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:27 PM |
point | $50.00 | 11/12/2011 1:16:42 PM |
kevin314 | $50.00 | 11/12/2011 5:01:56 PM |
rmpedi33 | $25.00 | 11/13/2011 9:42:07 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:52 PM |
apostle901 | $25.00 | 11/13/2011 1:54:42 PM |
ventureboy | $26.00 | 11/13/2011 11:42:18 AM |
Iamthewalrus | $25.00 | 11/13/2011 5:48:47 PM |
yomanie | $25.00 | 11/14/2011 7:42:54 AM |
bsh297 | $26.11 | 11/14/2011 10:05:18 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:28:42 AM |
finance-mangrove4 | $25.00 | 11/14/2011 5:42:15 PM |
dthompso | $50.00 | 11/14/2011 5:09:26 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
537826
This series of Notes was issued and sold upon the funding of the borrower loan #56032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $324.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 38% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 1m |
Amount delinquent:
| $338 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,596 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-allocator6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,240.00
Housing: $0.00
Insurance: $150.00
Car expenses: $270.00
Utilities: $0.00
Phone, cable, internet: $175.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/7/2011 5:36:00 PM |
fervent-repayment | $50.00 | 11/7/2011 6:44:30 PM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:39 PM |
worth-blanket2 | $7,200.00 | 11/9/2011 7:45:06 AM |
economy-coup | $50.00 | 11/7/2011 8:05:48 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
537838
This series of Notes was issued and sold upon the funding of the borrower loan #55946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-07-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| animallover54 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 22 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2010)
660-679
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Buying foreclosed property
Purpose of loan: To pay for closing costs on a foreclosed property that I am purchasing and will close on on the 15th.
My financial situation:
I am a good candidate for this loan because I pay my bills on time all the time and I have never missed a payment on anything. I have had loans through prosper before and have always paid them off ahead of schedule and plan to do the same with this one.
Monthly net income: $6000
Monthly expenses: $
Housing: $1655 includes 2nd forclosed property
Insurance: $250
Car expenses: $150
Utilities: $300
Phone, cable, internet: $
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.00 | 11/7/2011 4:32:33 PM |
pound-mushroom3 | $25.00 | 11/7/2011 5:00:52 PM |
DFGrego | $100.00 | 11/7/2011 5:00:42 PM |
SolarMoonshine | $25.00 | 11/7/2011 5:08:40 PM |
atlas-shrugged | $200.00 | 11/7/2011 5:19:51 PM |
BankofRon | $25.00 | 11/7/2011 5:33:10 PM |
real-return | $30.00 | 11/7/2011 5:42:38 PM |
rescue | $100.00 | 11/7/2011 6:09:46 PM |
miked8303 | $25.00 | 11/7/2011 6:28:31 PM |
whitegold24k | $100.00 | 11/7/2011 7:05:58 PM |
SLN-10 | $100.00 | 11/7/2011 7:29:44 PM |
coin-architect2 | $100.00 | 11/7/2011 7:52:06 PM |
economy-coup | $50.00 | 11/7/2011 8:05:48 PM |
luv4cycling | $100.00 | 11/7/2011 8:14:23 PM |
Frover | $30.00 | 11/7/2011 9:21:25 PM |
marwadi-62 | $100.00 | 11/7/2011 9:37:58 PM |
Josphine | $25.00 | 11/7/2011 9:43:31 PM |
velocity-aurora | $25.00 | 11/7/2011 7:52:02 PM |
revenue-innovator1 | $300.00 | 11/7/2011 8:40:28 PM |
chameleon125 | $25.00 | 11/7/2011 9:20:12 PM |
Christophe | $25.00 | 11/7/2011 9:24:42 PM |
a-credit-rotation | $25.00 | 11/7/2011 9:26:29 PM |
antlr | $50.00 | 11/7/2011 9:35:24 PM |
AndChicksforFree | $25.00 | 11/7/2011 9:38:22 PM |
payout-bridge | $50.00 | 11/7/2011 9:13:01 PM |
Kash2010lu | $30.00 | 11/7/2011 5:04:12 PM |
Dusigrosz | $40.00 | 11/7/2011 5:05:12 PM |
mercuriant | $25.00 | 11/7/2011 5:25:17 PM |
finance-mushroom | $200.00 | 11/7/2011 5:36:00 PM |
Green_Bay_Packers | $100.00 | 11/7/2011 5:37:05 PM |
RoZu_Lending | $100.00 | 11/7/2011 5:04:52 PM |
loanman2007 | $200.00 | 11/7/2011 5:07:11 PM |
payment-gusto | $25.00 | 11/7/2011 6:10:06 PM |
skillful-asset5 | $25.00 | 11/7/2011 6:23:54 PM |
CoolPlexer | $25.00 | 11/7/2011 5:53:33 PM |
five-star-note | $25.00 | 11/7/2011 7:06:51 PM |
silver-wonder278 | $25.00 | 11/7/2011 7:13:49 PM |
whitegold24k | $400.00 | 11/7/2011 7:12:03 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:53 PM |
progressive-economy261 | $400.00 | 11/7/2011 7:15:57 PM |
coin-investor | $25.00 | 11/7/2011 7:15:18 PM |
cognizant-rupee7 | $25.00 | 11/7/2011 6:17:30 PM |
enticing-capital6 | $50.00 | 11/7/2011 7:39:51 PM |
money-baron-Roth401k | $50.00 | 11/7/2011 8:01:21 PM |
Mikale360 | $25.00 | 11/7/2011 6:54:39 PM |
important-openness1 | $100.00 | 11/7/2011 7:08:35 PM |
Feyenoord | $30.00 | 11/7/2011 8:12:21 PM |
Dubbs360 | $50.00 | 11/7/2011 8:12:08 PM |
lender4433 | $25.00 | 11/7/2011 8:31:25 PM |
NekHoldings | $25.00 | 11/7/2011 8:47:06 PM |
terrific-peace8 | $25.00 | 11/7/2011 7:24:06 PM |
rhin0cerx | $50.00 | 11/7/2011 8:51:13 PM |
frooogal | $50.00 | 11/7/2011 9:10:44 PM |
favorite-commerce | $30.00 | 11/7/2011 9:22:43 PM |
CA-Lender | $25.00 | 11/7/2011 9:27:05 PM |
justasoldier | $50.00 | 11/7/2011 9:32:37 PM |
justice-gourd | $200.00 | 11/7/2011 9:39:08 PM |
five-star-note | $150.00 | 11/7/2011 9:41:28 PM |
bellaquito | $55.07 | 11/7/2011 9:44:51 PM |
well-mannered-income3 | $70.00 | 11/7/2011 7:57:34 PM |
first-dinero-paladin | $34.93 | 11/7/2011 8:17:05 PM |
magnetic-pound4 | $50.00 | 11/7/2011 8:47:12 PM |
amlu1988 | $25.00 | 11/7/2011 8:59:12 PM |
MrRooster101 | $25.00 | 11/7/2011 9:22:53 PM |
wlm3012 | $50.00 | 11/7/2011 9:28:46 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
537860
This series of Notes was issued and sold upon the funding of the borrower loan #55959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $420.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 17y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,909 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| KirosPOS |
Borrower's state:
| Illinois |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $2,900.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
740-759
(Mar-2010)
760-779
(Feb-2010)
780-799
(Jan-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Repair a building.
Purpose of loan:
This loan will be used to..repair the roof of an apartment building I own.
My financial situation:
I am a good candidate for this loan because....because I have paid my bills on time and also a previous loan here in Prospect.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $400.00 | 11/10/2011 9:02:47 AM |
113121 | $250.00 | 11/10/2011 9:23:48 AM |
golffish2 | $100.00 | 11/10/2011 9:03:51 AM |
Indio92203 | $25.00 | 11/10/2011 9:08:52 AM |
heavenly-interest9 | $600.00 | 11/10/2011 9:15:01 AM |
social-cocktail1 | $200.00 | 11/10/2011 9:26:09 AM |
BenR | $100.00 | 11/10/2011 9:31:24 AM |
PrepWonder | $100.00 | 11/10/2011 9:12:29 AM |
exciting-fairness | $200.00 | 11/10/2011 9:21:10 AM |
Gordon_Gekko1 | $35.00 | 11/10/2011 9:42:40 AM |
tntmojave | $50.00 | 11/10/2011 9:53:32 AM |
well-mannered-income3 | $300.00 | 11/10/2011 9:35:41 AM |
SolarMoonshine | $25.00 | 11/10/2011 9:59:24 AM |
Fowlhunter | $125.00 | 11/10/2011 10:02:25 AM |
well-rounded-dinero | $200.00 | 11/10/2011 9:12:22 AM |
worthy-bid8 | $50.00 | 11/10/2011 10:13:25 AM |
one-midas | $76.00 | 11/10/2011 11:06:35 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:26 AM |
kindness-jedi | $25.00 | 11/10/2011 9:29:56 AM |
real-return | $30.00 | 11/10/2011 9:31:07 AM |
fcrick | $25.00 | 11/10/2011 10:29:17 AM |
lostperception | $30.72 | 11/10/2011 10:43:56 AM |
virtuous-repayment | $200.00 | 11/10/2011 9:40:56 AM |
friendinmoney | $29.67 | 11/10/2011 9:44:30 AM |
BigSkyFinancial | $30.00 | 11/10/2011 12:25:46 PM |
Jinja | $300.00 | 11/10/2011 9:58:14 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:53:35 AM |
dammage | $36.87 | 11/10/2011 10:07:53 AM |
tacologic | $50.00 | 11/10/2011 12:25:05 PM |
feiandasun | $25.00 | 11/10/2011 10:15:56 AM |
Reputation1 | $50.00 | 11/10/2011 1:47:22 PM |
reflective-rupee | $200.00 | 11/10/2011 10:19:23 AM |
principal-star | $50.00 | 11/10/2011 10:21:04 AM |
Beechturner | $40.00 | 11/10/2011 1:16:24 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:10 PM |
rubylender | $25.00 | 11/10/2011 11:26:22 AM |
platinum-genetics | $25.00 | 11/10/2011 2:43:54 PM |
Zeenos | $25.11 | 11/10/2011 3:18:45 PM |
coin-investor | $25.00 | 11/10/2011 3:31:39 PM |
influential-benjamins0 | $100.00 | 11/10/2011 3:04:10 PM |
upbeat-investment9 | $400.00 | 11/10/2011 3:11:45 PM |
intrepid-loot | $25.00 | 11/10/2011 3:46:26 PM |
loss-of-control | $100.00 | 11/10/2011 4:16:02 PM |
nri22 | $100.00 | 11/10/2011 4:23:38 PM |
AndChicksforFree | $57.00 | 11/10/2011 4:33:54 PM |
Pebbles-Lending | $25.00 | 11/10/2011 2:21:22 PM |
graceful-investment | $110.00 | 11/10/2011 5:56:55 PM |
CashFlow13 | $100.00 | 11/10/2011 2:57:37 PM |
19vfwcinc89 | $50.00 | 11/10/2011 4:41:11 PM |
gpuck | $100.00 | 11/10/2011 5:41:43 PM |
Johnab | $25.00 | 11/10/2011 5:49:01 PM |
hidavehi | $8.98 | 11/10/2011 6:00:24 PM |
CincyTex | $51.00 | 11/10/2011 9:03:54 AM |
cnovak | $25.00 | 11/10/2011 9:10:44 AM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:40 AM |
bluestarman08 | $105.76 | 11/10/2011 9:03:06 AM |
Tkhalaska | $25.00 | 11/10/2011 9:34:56 AM |
vennp | $50.00 | 11/10/2011 9:32:23 AM |
Kash2010lu | $25.00 | 11/10/2011 9:39:13 AM |
nickel-ferret | $28.00 | 11/10/2011 10:16:47 AM |
asset-control2 | $150.00 | 11/10/2011 11:06:22 AM |
Wilhan | $50.00 | 11/10/2011 10:26:40 AM |
fund-dragster | $82.20 | 11/10/2011 11:33:44 AM |
blazing-capital2 | $250.00 | 11/10/2011 12:11:25 PM |
svandgts | $84.96 | 11/10/2011 11:41:28 AM |
gain-equator | $25.00 | 11/10/2011 1:06:48 PM |
Madmigel | $33.62 | 11/10/2011 10:10:42 AM |
ddog0224 | $100.54 | 11/10/2011 1:31:21 PM |
determined-revenue1 | $35.00 | 11/10/2011 1:55:06 PM |
discrete-asset | $25.00 | 11/10/2011 10:30:13 AM |
corporatejim | $100.00 | 11/10/2011 10:37:33 AM |
Scotcha | $50.00 | 11/10/2011 2:03:00 PM |
beachfunder | $150.00 | 11/10/2011 10:55:03 AM |
economy-coup | $50.00 | 11/10/2011 2:11:48 PM |
Only_Money | $25.00 | 11/10/2011 11:57:56 AM |
the-determined-value | $50.00 | 11/10/2011 2:48:02 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:43 PM |
glroark | $50.00 | 11/10/2011 2:29:34 PM |
mikeandcat | $60.57 | 11/10/2011 2:54:00 PM |
fervent-repayment | $50.00 | 11/10/2011 2:46:35 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:11:33 PM |
bookher2washington | $50.00 | 11/10/2011 1:54:12 PM |
transformer855 | $25.00 | 11/10/2011 3:18:09 PM |
OldManP | $25.00 | 11/10/2011 4:24:02 PM |
vigilance-searcher | $25.00 | 11/10/2011 2:09:25 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:27 PM |
matthewa | $25.00 | 11/10/2011 2:17:14 PM |
the-lean-bid | $25.00 | 11/10/2011 2:31:07 PM |
r48 | $26.00 | 11/10/2011 4:42:15 PM |
FinanceEngine | $40.00 | 11/10/2011 5:16:22 PM |
circuitfive | $25.00 | 11/10/2011 5:57:56 PM |
managedfund | $3,000.00 | 11/10/2011 3:05:55 PM |
lovely-greenback4 | $35.00 | 11/10/2011 5:53:17 PM |
hidavehi | $33.00 | 11/10/2011 5:58:28 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
537868
This series of Notes was issued and sold upon the funding of the borrower loan #55797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 12
/
11 | Length of status: | 30y 8m |
Amount delinquent:
| $2,583 |
Total credit lines:
| 35 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,942 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| youthful-felicity640 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,425.64 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $13,734.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Brita
Purpose of loan:
This loan will be used to debt consolidation and taxes.
My financial situation: is good. I have a steady job for the last 30 yrs
I am a good candidate for this loan because I have a good job and I can afford to pay the loan.
Monthly net income: $5500
Monthly expenses: $
Housing: $ 1910
Insurance: $ 155
Car expenses: $535
Utilities: $300
Phone, cable, internet: $ 105
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
beer-gardener | $25.00 | 11/7/2011 4:55:17 PM |
finance-mushroom | $200.00 | 11/7/2011 5:36:00 PM |
reflective-rupee | $25.00 | 11/7/2011 4:32:51 PM |
social-cocktail1 | $200.00 | 11/7/2011 6:54:17 PM |
five-star-note | $25.00 | 11/7/2011 7:06:51 PM |
alexgalt | $25.00 | 11/7/2011 7:01:17 PM |
well-mannered-income3 | $40.00 | 11/7/2011 7:59:00 PM |
thorough-capital799 | $100.00 | 11/8/2011 5:07:01 AM |
Financer | $25.00 | 11/8/2011 7:43:34 AM |
fountain355 | $25.00 | 11/8/2011 5:14:51 AM |
bold-treasure-neutrino | $25.00 | 11/8/2011 9:30:57 AM |
SLN-10 | $25.00 | 11/8/2011 9:46:23 AM |
AF-Chief | $25.00 | 11/8/2011 11:30:25 AM |
sharpey | $25.00 | 11/8/2011 5:37:17 PM |
kind-efficient-credit | $37.13 | 11/8/2011 6:01:51 PM |
silver-metronome2 | $50.00 | 11/8/2011 8:32:37 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:31 PM |
moola-accelerator6 | $25.00 | 11/8/2011 7:58:22 PM |
USMC0311 | $25.00 | 11/9/2011 3:09:17 AM |
kind-durability-gravitas | $45.00 | 11/9/2011 7:25:19 AM |
revenue-innovator1 | $200.00 | 11/7/2011 8:43:26 PM |
payout-thinker7 | $25.00 | 11/7/2011 10:25:46 PM |
economy-coup | $50.00 | 11/7/2011 8:05:49 PM |
a-helping-hand | $100.00 | 11/7/2011 10:23:03 PM |
Caidin | $25.00 | 11/8/2011 8:13:02 AM |
quest0 | $25.00 | 11/8/2011 8:14:32 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:40 PM |
open-minded-deal | $200.00 | 11/8/2011 2:30:25 PM |
marketplace-meridian | $25.00 | 11/8/2011 8:13:54 PM |
worth-blanket2 | $5,800.00 | 11/9/2011 7:43:06 AM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:51 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
537870
This series of Notes was issued and sold upon the funding of the borrower loan #56022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1981 |
Debt/Income ratio:
| 45% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 24y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,249 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generous-fund159 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dnacomputer
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 11/8/2011 9:42:21 AM |
realtormoises | $25.00 | 11/9/2011 8:04:03 PM |
the-credit-maker | $25.00 | 11/10/2011 9:05:24 AM |
managedfund | $400.00 | 11/10/2011 1:55:07 PM |
coyone | $30.00 | 11/11/2011 8:22:33 AM |
sgt-schultz | $20.00 | 11/11/2011 8:33:43 AM |
engrossing-responsibility0 | $50.00 | 11/8/2011 2:20:43 PM |
money-fort | $25.00 | 11/8/2011 3:58:41 PM |
let_me_retire | $50.00 | 11/8/2011 11:51:33 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:24:43 AM |
SFBank | $50.00 | 11/10/2011 5:41:12 PM |
worth-blanket2 | $3,100.00 | 11/11/2011 8:07:51 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
537896
This series of Notes was issued and sold upon the funding of the borrower loan #56021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,843.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $599.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 6.27% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,607 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| telecaster |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 98% )
| 760-779 (Latest)
|
Principal borrowed:
| $21,400.00 | < 31 days late:
| 1
( 2% )
| 720-739
(Aug-2010)
680-699
(Jul-2007)
|
Principal balance:
| $6,838.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Refinancing Previous Prosper Loan
Purpose of loan:
I am refinancing a loan I got last year on Propser (https://www.prosper.com/invest/listing.aspx?listingID=472991)
I have around $6800 left on that at two years and the APR is terrible!
My credit is in great shape these days, and I'm looking to knock this loan down from 2 years to 1. I've had two loans on Prosper with no real negative issues. I did miss one payment by a couple days a few years ago when I switched banks and failed to update my account information on time for the auto withdrawal to go through.
I've debated just paying this debt off all at once but think I'd prefer just paying it off over 12 months if I can get the interest rate lower than it's current mid-20's.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $50.02 | 11/8/2011 5:02:23 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:50 PM |
Pebbles-Lending | $25.00 | 11/8/2011 5:10:47 PM |
enticing-capital6 | $50.00 | 11/8/2011 5:18:44 PM |
BenR | $100.00 | 11/8/2011 5:22:58 PM |
larslfe | $25.00 | 11/8/2011 5:47:14 PM |
thankful-nickel2 | $25.00 | 11/8/2011 6:00:41 PM |
worth-web5 | $100.00 | 11/8/2011 6:16:01 PM |
starry2001 | $25.00 | 11/8/2011 6:44:43 PM |
heerzaquestion | $50.00 | 11/8/2011 7:26:40 PM |
green28 | $200.00 | 11/8/2011 8:13:22 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:22 PM |
calbertrand | $175.00 | 11/8/2011 9:07:49 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:04 PM |
transparency-universe8 | $25.00 | 11/9/2011 3:30:48 AM |
JustMee | $25.00 | 11/9/2011 6:22:23 AM |
BeachWalkz | $50.00 | 11/9/2011 5:25:06 AM |
GElender | $75.00 | 11/9/2011 6:32:33 AM |
rpd1211 | $25.00 | 11/9/2011 5:40:54 AM |
mflawyer | $50.00 | 11/9/2011 6:45:43 AM |
s270 | $115.00 | 11/8/2011 7:39:42 PM |
Row2010 | $48.04 | 11/9/2011 8:53:16 AM |
helynn | $25.00 | 11/9/2011 7:47:48 AM |
nimble-nickel | $50.00 | 11/9/2011 9:19:27 AM |
WalnutCreekguy | $100.00 | 11/9/2011 9:08:33 AM |
iq8w7ht | $193.73 | 11/9/2011 9:10:14 AM |
FAsAreDUMB | $25.00 | 11/9/2011 8:19:32 AM |
designer_10 | $25.00 | 11/9/2011 8:37:40 AM |
Danylostefan | $124.95 | 11/9/2011 10:27:17 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:33:14 AM |
intuitive-worth7 | $25.00 | 11/9/2011 10:51:18 AM |
supernova719 | $25.00 | 11/9/2011 9:29:43 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:55:26 AM |
nickel-jam | $705.00 | 11/9/2011 10:53:03 AM |
payout-motivator0 | $75.00 | 11/9/2011 9:53:15 AM |
indomitable-coin | $25.00 | 11/9/2011 11:07:08 AM |
p40thawk | $25.00 | 11/9/2011 10:23:33 AM |
cudgeon | $25.00 | 11/9/2011 11:38:00 AM |
turbostar666 | $25.00 | 11/9/2011 10:34:53 AM |
investment-artist | $27.01 | 11/9/2011 11:03:43 AM |
Bendistraw | $25.00 | 11/9/2011 11:12:58 AM |
jc33148 | $40.54 | 11/9/2011 11:45:14 AM |
ethicalhumanist | $100.00 | 11/9/2011 11:57:31 AM |
authentic-kindness1 | $50.00 | 11/8/2011 5:08:07 PM |
britches613 | $50.00 | 11/8/2011 5:28:02 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:05 PM |
impressive-loan | $100.00 | 11/8/2011 5:24:42 PM |
whitegold24k | $100.00 | 11/8/2011 5:39:52 PM |
bb575 | $50.00 | 11/8/2011 5:35:33 PM |
evnagelist | $25.00 | 11/8/2011 5:32:57 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:18 PM |
pdub | $75.00 | 11/8/2011 5:54:38 PM |
WSTRDG | $25.00 | 11/8/2011 10:36:46 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:02 PM |
dollar-tornado3 | $25.00 | 11/9/2011 4:58:44 AM |
syounker | $25.00 | 11/8/2011 6:47:47 PM |
BlessedEveryDay | $30.00 | 11/9/2011 6:28:40 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:35 AM |
tender-ore | $29.15 | 11/9/2011 7:49:33 AM |
AF_Trust | $100.00 | 11/9/2011 8:09:57 AM |
DadWarbucks | $25.00 | 11/9/2011 8:40:47 AM |
goodcents | $30.00 | 11/9/2011 7:46:27 AM |
iq8w7ht | $200.00 | 11/9/2011 9:12:02 AM |
LarWit1512 | $25.00 | 11/9/2011 9:06:34 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:28 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:55 AM |
itskarma | $25.00 | 11/9/2011 9:49:06 AM |
spursdog | $25.00 | 11/9/2011 8:47:59 AM |
kinetic-social | $25.00 | 11/9/2011 10:16:15 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:33 AM |
rich266 | $25.00 | 11/9/2011 10:27:51 AM |
fcrick | $25.00 | 11/9/2011 10:42:12 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:36 AM |
smear87 | $25.00 | 11/9/2011 10:44:13 AM |
nisim5 | $50.00 | 11/9/2011 9:46:20 AM |
bill-expert | $25.00 | 11/9/2011 9:47:44 AM |
MicroLender357 | $25.00 | 11/9/2011 11:04:09 AM |
cnovak | $25.00 | 11/9/2011 11:01:32 AM |
Clambake | $25.00 | 11/9/2011 10:01:15 AM |
jescowa | $27.00 | 11/9/2011 10:06:24 AM |
DeltaComputerGuy | $30.00 | 11/9/2011 11:25:45 AM |
Lender_1972 | $39.76 | 11/9/2011 11:28:44 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:23 AM |
GrayStudio | $25.00 | 11/9/2011 11:50:50 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:46 AM |
figs4u2 | $100.00 | 11/9/2011 11:22:10 AM |
greenback-museum | $25.00 | 11/9/2011 11:25:32 AM |
riskreward | $250.00 | 11/9/2011 11:31:31 AM |
first-serene-credit | $25.00 | 11/9/2011 11:38:39 AM |
managedfund | $1,277.80 | 11/9/2011 11:58:11 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
537922
This series of Notes was issued and sold upon the funding of the borrower loan #56015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 3m |
Amount delinquent:
| $6,584 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,537 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bman123 |
Borrower's state:
| Illinois |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt and pay off higher interest loans.
My financial situation: Outlook is positive as I'm with a growing company in a secure position. Consolidating will allow me to pay off this debt faster at a better rate.
* Bottom line to investors: I have never defaulted on a loan and will not start now.
* Gainfully employed in growing company; professional position
* Although I'm not thrilled with a 20% rate, terms of this loan are better than the debt I'm paying off.
* I do not live extravagently; I drive an 11 year old vehicle and do not want a car loan.
* No delinquencies.
Monthly net income: $ 3,600
Monthly expenses: $ 500
Housing: $ 1000
Insurance: $ 100
Car expenses: $ 150
Utilities: $ 400
Phone, cable, internet: $ 110
Food, entertainment: $ 500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 11/8/2011 9:19:46 AM |
nbh444 | $25.00 | 11/8/2011 9:52:22 AM |
Investor_DP | $67.00 | 11/8/2011 10:01:21 AM |
nickel-ferret | $50.00 | 11/8/2011 10:31:45 AM |
rescue | $100.00 | 11/8/2011 9:10:50 AM |
dime-sprout | $25.00 | 11/8/2011 10:53:14 AM |
riskreward | $250.00 | 11/8/2011 9:19:21 AM |
JDFuego | $25.00 | 11/8/2011 11:38:09 AM |
green28 | $50.00 | 11/8/2011 12:25:46 PM |
atlas100 | $25.00 | 11/8/2011 12:39:48 PM |
money-banker867 | $25.00 | 11/8/2011 10:57:41 AM |
authentic-liberty7 | $25.00 | 11/8/2011 12:01:46 PM |
cgkid | $25.00 | 11/8/2011 11:23:45 AM |
postalwhiz | $25.00 | 11/8/2011 12:49:45 PM |
ChoiceInvestments | $26.50 | 11/8/2011 2:44:37 PM |
worthy-bid8 | $50.00 | 11/8/2011 11:45:31 AM |
tylerfd | $25.00 | 11/8/2011 12:00:15 PM |
asset-reaction | $40.00 | 11/8/2011 3:06:03 PM |
a-unflappable-finance | $100.00 | 11/8/2011 1:08:10 PM |
rogue_monster | $50.00 | 11/8/2011 1:15:38 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:04 PM |
Minotaur | $26.00 | 11/8/2011 2:03:12 PM |
money-bauble | $200.00 | 11/8/2011 6:00:15 PM |
restech | $25.00 | 11/8/2011 5:02:23 PM |
syounker | $25.00 | 11/8/2011 6:43:52 PM |
figs4u2 | $100.00 | 11/8/2011 6:04:32 PM |
Domgabriel | $25.00 | 11/9/2011 3:45:32 AM |
mammalian4 | $25.00 | 11/9/2011 4:45:47 AM |
SkinnyFish | $50.00 | 11/9/2011 5:06:38 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:34 AM |
infinitykid | $25.00 | 11/9/2011 5:01:17 AM |
Goodnotlucky | $25.00 | 11/8/2011 7:17:30 PM |
heroic-vigilance1 | $25.00 | 11/8/2011 7:42:02 PM |
cordial-affluence2 | $30.07 | 11/9/2011 7:40:07 AM |
houli123 | $25.00 | 11/9/2011 6:44:48 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:01 AM |
WindyKid | $25.00 | 11/9/2011 3:40:21 AM |
oplender | $25.00 | 11/9/2011 9:09:11 AM |
Longfellow20011 | $50.00 | 11/9/2011 6:25:36 AM |
JayIsABear | $25.00 | 11/9/2011 9:21:48 AM |
ferris2484 | $25.00 | 11/9/2011 6:42:36 AM |
wlm3012 | $30.00 | 11/9/2011 8:04:17 AM |
benjamin67 | $42.00 | 11/9/2011 8:07:08 AM |
p40thawk | $25.00 | 11/9/2011 10:19:08 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:44 AM |
Lastavatar | $41.97 | 11/9/2011 11:36:18 AM |
LisetteA | $25.00 | 11/9/2011 11:35:04 AM |
dgerts | $100.00 | 11/9/2011 11:08:04 AM |
responsibility-butterfly | $25.00 | 11/8/2011 10:35:07 AM |
somebody32 | $25.00 | 11/8/2011 10:34:59 AM |
platinum-genetics | $25.00 | 11/8/2011 11:09:33 AM |
evnagelist | $25.00 | 11/8/2011 9:38:50 AM |
rs999 | $25.00 | 11/8/2011 11:40:07 AM |
cnovak | $25.00 | 11/8/2011 9:46:24 AM |
kenji4861 | $25.00 | 11/8/2011 9:56:22 AM |
social-cocktail1 | $200.00 | 11/8/2011 10:24:11 AM |
christifa | $25.00 | 11/8/2011 11:31:50 AM |
progressive-economy261 | $400.00 | 11/8/2011 11:39:14 AM |
luminous-return3 | $25.00 | 11/8/2011 11:45:46 AM |
KCEnterprises | $50.00 | 11/8/2011 4:19:42 PM |
dinero-speaker | $25.00 | 11/8/2011 12:01:17 PM |
Tscheddar | $25.00 | 11/8/2011 3:58:15 PM |
first-friendly-listing | $30.00 | 11/8/2011 1:21:22 PM |
radforj22 | $25.00 | 11/8/2011 2:33:02 PM |
larslfe | $25.00 | 11/8/2011 5:47:12 PM |
power-persimmon5 | $25.00 | 11/8/2011 4:12:14 PM |
ckbr | $55.00 | 11/8/2011 6:20:13 PM |
nimble-nickel | $25.00 | 11/8/2011 5:06:25 PM |
integrity-doctor | $100.00 | 11/8/2011 7:04:24 PM |
worth-sanctuary9 | $35.46 | 11/8/2011 8:17:24 PM |
barchibald | $50.00 | 11/8/2011 8:41:59 PM |
1stofthemonth | $25.00 | 11/8/2011 5:46:03 PM |
EastBayCapital | $25.00 | 11/8/2011 8:50:59 PM |
dingus | $25.00 | 11/8/2011 5:48:25 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:50 PM |
silver-metronome2 | $100.00 | 11/8/2011 8:33:13 PM |
mpatrick | $50.00 | 11/8/2011 6:11:12 PM |
rcm87 | $50.00 | 11/9/2011 6:27:24 AM |
marwadi-62 | $75.00 | 11/9/2011 7:46:30 AM |
sonnet771 | $25.00 | 11/9/2011 1:24:10 AM |
lespaul | $150.00 | 11/9/2011 2:09:32 AM |
organized-payment6 | $50.00 | 11/9/2011 6:17:25 AM |
bold-direct-asset | $50.00 | 11/9/2011 9:49:17 AM |
btw8211 | $26.00 | 11/9/2011 7:14:39 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:25 AM |
credit-maple5 | $100.00 | 11/9/2011 10:56:51 AM |
Kaj | $25.00 | 11/9/2011 11:09:18 AM |
CACO_Lender | $25.00 | 11/9/2011 11:17:51 AM |
jazz619 | $25.00 | 11/9/2011 10:29:30 AM |
wwwUniversal | $25.00 | 11/9/2011 10:35:38 AM |
Elefunt | $25.00 | 11/9/2011 11:12:39 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
537930
This series of Notes was issued and sold upon the funding of the borrower loan #55854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $425.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,376 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-competent-treasure |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
|
Principal balance:
| $1,812.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wonder3 | $25.00 | 11/9/2011 6:29:45 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:50 PM |
BenR | $100.00 | 11/8/2011 5:22:59 PM |
Whipster | $45.00 | 11/8/2011 5:03:49 PM |
payout-reaction740 | $25.00 | 11/8/2011 5:48:45 PM |
LittleMingo | $25.00 | 11/8/2011 5:44:33 PM |
larslfe | $25.00 | 11/8/2011 5:47:14 PM |
rs999 | $25.00 | 11/8/2011 6:09:23 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:04 PM |
GElender | $50.00 | 11/9/2011 6:34:06 AM |
DoctorJoe | $30.00 | 11/9/2011 6:03:36 AM |
sonnet771 | $25.00 | 11/9/2011 1:24:11 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:09 AM |
organized-payment6 | $50.00 | 11/9/2011 6:17:26 AM |
jescowa | $50.00 | 11/9/2011 10:06:24 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:34 AM |
credit-maple5 | $87.00 | 11/9/2011 10:56:51 AM |
payout-motivator0 | $75.00 | 11/9/2011 9:53:15 AM |
jamiee73 | $25.00 | 11/9/2011 11:08:47 AM |
enterprising-credit2 | $25.00 | 11/9/2011 10:32:48 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:38 AM |
blazing-capital2 | $250.00 | 11/9/2011 10:56:08 AM |
rescue | $100.00 | 11/9/2011 12:10:32 PM |
cnovak | $25.00 | 11/9/2011 11:01:33 AM |
riskreward | $250.00 | 11/9/2011 11:31:32 AM |
beer-gardener | $50.00 | 11/9/2011 2:14:40 PM |
liberty-society5 | $25.00 | 11/9/2011 4:54:17 PM |
new-ore-venture | $75.00 | 11/9/2011 3:52:02 PM |
Investor_DP | $81.00 | 11/9/2011 12:33:13 PM |
green28 | $150.00 | 11/9/2011 3:21:44 PM |
BuffetRocks | $50.00 | 11/9/2011 3:59:31 PM |
truth-silo | $50.00 | 11/9/2011 4:30:19 PM |
healer199 | $75.00 | 11/9/2011 6:28:21 PM |
p2p-paradise | $46.43 | 11/9/2011 6:02:12 PM |
melodious-fairness | $25.00 | 11/9/2011 5:09:47 PM |
affluence-tycoon | $25.00 | 11/9/2011 6:11:26 PM |
mex_invests | $25.00 | 11/9/2011 6:42:00 PM |
brightest-gain-investor | $2,000.00 | 11/9/2011 6:15:50 PM |
intrepid-loot | $25.00 | 11/9/2011 6:57:54 PM |
grf1945 | $25.00 | 11/9/2011 6:59:00 PM |
gold-commander0 | $25.00 | 11/9/2011 7:26:57 PM |
jaycro | $25.00 | 11/9/2011 7:42:32 PM |
tenacious-capital3 | $26.27 | 11/9/2011 7:14:36 PM |
whitegold24k | $100.00 | 11/9/2011 7:29:16 PM |
hopheadmike | $30.00 | 11/9/2011 8:01:20 PM |
ultimate-deal4 | $28.01 | 11/9/2011 11:32:27 PM |
antlr | $50.00 | 11/9/2011 9:18:02 PM |
beeper2 | $25.00 | 11/9/2011 10:09:29 PM |
ethical-truth211 | $236.55 | 11/10/2011 2:00:05 AM |
Junemas | $25.00 | 11/9/2011 10:52:32 PM |
evnagelist | $25.00 | 11/8/2011 5:32:58 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:23 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:06 PM |
Ducatiman1978 | $25.00 | 11/8/2011 8:25:51 PM |
janeybooboo | $75.00 | 11/8/2011 9:31:12 PM |
pdub | $75.00 | 11/8/2011 5:54:39 PM |
WindyKid | $25.00 | 11/9/2011 3:40:23 AM |
infinitykid | $25.00 | 11/9/2011 5:01:18 AM |
JustMee | $25.00 | 11/9/2011 6:21:15 AM |
rcm87 | $50.00 | 11/9/2011 6:27:26 AM |
ferris2484 | $25.00 | 11/9/2011 6:42:36 AM |
vtrentster | $25.00 | 11/9/2011 8:21:28 AM |
revenue-serenity | $25.00 | 11/9/2011 9:05:01 AM |
competent-commitment1 | $50.00 | 11/9/2011 8:51:25 AM |
newest-rate-relaxation | $50.00 | 11/9/2011 5:54:35 AM |
dkl | $25.00 | 11/9/2011 6:14:12 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:28 AM |
five-star-note | $25.00 | 11/9/2011 10:16:18 AM |
randsenterprise | $25.00 | 11/9/2011 10:23:06 AM |
rich266 | $25.00 | 11/9/2011 10:27:52 AM |
AF-Chief | $25.00 | 11/9/2011 11:11:58 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:44:59 AM |
fcrick | $25.00 | 11/9/2011 10:42:12 AM |
platinum-genetics | $25.00 | 11/9/2011 12:18:42 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:36 PM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:12 PM |
figs4u2 | $50.00 | 11/9/2011 11:22:10 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:27 PM |
GrayStudio | $25.00 | 11/9/2011 11:50:50 AM |
asya | $25.00 | 11/9/2011 1:05:44 PM |
openness-confidant | $25.00 | 11/9/2011 12:59:11 PM |
auction-seeker | $25.00 | 11/9/2011 5:29:50 PM |
power-collider | $25.00 | 11/9/2011 3:08:16 PM |
new-gold-wrangler | $2,000.00 | 11/9/2011 5:57:37 PM |
FinDoc | $25.00 | 11/9/2011 4:09:26 PM |
prohelper | $25.00 | 11/9/2011 5:05:24 PM |
icon7 | $45.00 | 11/9/2011 6:31:36 PM |
bellaquito | $2,000.00 | 11/9/2011 6:09:57 PM |
CashFlow13 | $100.00 | 11/9/2011 6:32:09 PM |
postalwhiz | $25.00 | 11/9/2011 6:55:47 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:06 PM |
vutah | $25.00 | 11/9/2011 7:09:41 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:03 PM |
truenorth5 | $66.49 | 11/9/2011 7:17:52 PM |
the-serene-transaction | $40.00 | 11/9/2011 8:20:23 PM |
Cai8899 | $50.00 | 11/9/2011 6:30:18 PM |
cloud8 | $25.00 | 11/9/2011 8:55:06 PM |
the-dollar-topper | $150.00 | 11/9/2011 6:41:52 PM |
green-unrivaled-felicity | $25.00 | 11/9/2011 6:50:08 PM |
mpatrick | $50.00 | 11/9/2011 9:26:59 PM |
Shawn95187 | $83.25 | 11/9/2011 10:04:52 PM |
towering-cash6 | $25.00 | 11/9/2011 8:22:54 PM |
gothampark | $25.00 | 11/9/2011 11:41:30 PM |
CEK360 | $150.00 | 11/9/2011 10:09:51 PM |
real-return | $25.00 | 11/9/2011 10:51:23 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
537932
This series of Notes was issued and sold upon the funding of the borrower loan #55981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $65.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,650 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bnhynum |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
760-779
(Aug-2006)
|
Principal balance:
| $1,108.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Rain Water Irrigation System
Purpose of loan:
I plan on installing a rain water irrigation system to combat the trending drought situation here in Texas.
My financial situation:
Good credit since I never miss payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
OldManP | $25.00 | 11/8/2011 5:15:10 PM |
enticing-capital6 | $50.00 | 11/8/2011 5:18:45 PM |
thankful-nickel2 | $25.00 | 11/8/2011 5:17:46 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:24 PM |
pdub | $75.00 | 11/8/2011 5:54:39 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:51 PM |
Feyenoord | $30.00 | 11/8/2011 5:22:10 PM |
BenR | $100.00 | 11/8/2011 5:22:59 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:06 PM |
adventure0 | $100.00 | 11/8/2011 7:33:51 PM |
optionscashflow | $25.00 | 11/8/2011 8:59:37 PM |
elvisloans | $27.00 | 11/9/2011 2:30:35 AM |
cypher00 | $25.00 | 11/9/2011 3:27:42 AM |
CA_Lender | $25.00 | 11/8/2011 9:08:57 PM |
Soothsayer | $34.70 | 11/9/2011 4:20:48 AM |
impressive-loan | $64.00 | 11/8/2011 5:24:43 PM |
shellstar | $25.00 | 11/8/2011 5:04:34 PM |
bb575 | $50.00 | 11/8/2011 5:35:34 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:19 PM |
jarf | $25.00 | 11/8/2011 6:01:18 PM |
green-trade-dolphin2 | $50.02 | 11/8/2011 5:02:27 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:05 PM |
wirebutterfly | $90.00 | 11/8/2011 7:05:23 PM |
heerzaquestion | $60.00 | 11/8/2011 7:25:48 PM |
evnagelist | $25.00 | 11/8/2011 5:32:59 PM |
shrewd-dedication2 | $50.00 | 11/8/2011 8:14:46 PM |
Gobsek | $25.00 | 11/8/2011 7:17:32 PM |
helpful-deal1 | $32.00 | 11/8/2011 11:45:17 PM |
gentle-transparency7 | $250.00 | 11/9/2011 3:33:38 AM |
rs999 | $25.00 | 11/8/2011 6:09:23 PM |
cwegert | $34.08 | 11/8/2011 9:37:35 PM |
Tscheddar | $25.00 | 11/9/2011 4:16:16 AM |
mrreynol | $30.00 | 11/8/2011 11:01:36 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:03 PM |
Jordan1123 | $25.00 | 11/8/2011 6:50:32 PM |
1stBankAndHal | $25.05 | 11/8/2011 6:52:10 PM |
Beechturner | $15.30 | 11/9/2011 4:28:00 AM |
mizon291 | $100.00 | 11/9/2011 12:44:51 AM |
Hogan55 | $82.85 | 11/9/2011 4:19:59 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
537940
This series of Notes was issued and sold upon the funding of the borrower loan #56180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $307.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,092 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inventive-reward0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gold-miser9 | $200.00 | 11/9/2011 5:10:15 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:34 PM |
evnagelist | $25.00 | 11/9/2011 5:44:14 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:14 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:35 PM |
riskreward | $250.00 | 11/9/2011 7:44:51 PM |
steven3333 | $25.00 | 11/10/2011 7:47:31 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:21 AM |
managedfund | $2,000.00 | 11/10/2011 3:06:45 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:37 PM |
golffish2 | $25.00 | 11/10/2011 4:27:51 AM |
nickel-ferret | $50.00 | 11/9/2011 5:16:18 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:16 PM |
cnovak | $25.00 | 11/9/2011 5:19:50 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:41 PM |
EngineersAlliance | $150.00 | 11/9/2011 7:55:13 PM |
enthralling-deal180 | $25.00 | 11/10/2011 6:10:20 AM |
lendersf | $50.00 | 11/10/2011 6:21:37 PM |
worth-blanket2 | $4,900.00 | 11/11/2011 8:08:23 AM |
gold-miser9 | $25.00 | 11/11/2011 8:20:54 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
537952
This series of Notes was issued and sold upon the funding of the borrower loan #56092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 13y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,705 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-yield7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
unsecured loan needed
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I've paid my obligations on time and my credit score is 734.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $90.00 | 11/10/2011 12:54:06 PM |
loan-hacker | $25.00 | 11/9/2011 9:27:20 AM |
economy-coup | $50.00 | 11/9/2011 11:16:46 AM |
coin-investor | $25.00 | 11/9/2011 10:22:17 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:54 PM |
plane450 | $25.00 | 11/10/2011 11:50:19 AM |
miked8303 | $25.00 | 11/10/2011 5:00:45 PM |
evnagelist | $25.00 | 11/10/2011 5:44:12 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 5:44:44 PM |
silver-wonder278 | $25.00 | 11/10/2011 7:11:37 PM |
finance-mushroom | $200.00 | 11/10/2011 5:26:05 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:47 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:15 PM |
Maximum_Investment | $25.00 | 11/10/2011 7:49:57 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:04 PM |
important-openness1 | $100.00 | 11/10/2011 8:06:04 PM |
worth-blanket2 | $6,200.00 | 11/11/2011 8:08:03 AM |
rescue | $100.00 | 11/9/2011 12:10:39 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:42:21 AM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:26 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:44 PM |
jstefans | $25.00 | 11/10/2011 6:16:15 PM |
Dubbs360 | $50.00 | 11/10/2011 6:17:22 PM |
gotjack | $25.00 | 11/10/2011 6:01:07 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:37 PM |
fervent-repayment | $50.00 | 11/10/2011 7:02:17 PM |
Angel_Investor_7 | $25.00 | 11/10/2011 7:22:08 PM |
orange-kindness-captain | $40.00 | 11/10/2011 8:40:39 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:55:03 PM |
responsibility-butterfly | $25.00 | 11/11/2011 6:27:49 AM |
stock106 | $25.00 | 11/11/2011 7:55:55 AM |
mlj0671 | $25.00 | 11/10/2011 8:38:44 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
537954
This series of Notes was issued and sold upon the funding of the borrower loan #55893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 65% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
9 | Length of status: | 3y 10m |
Amount delinquent:
| $875 |
Total credit lines:
| 53 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,219 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-spiritual-marketplace |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $3,250.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Quantum fund II
Purpose of loan:
This loan will be used to...
To purchase more silver and natural gas and capitalize on the recent pull back in prices I expect a return of 420%.
My financial situation:
I am a good candidate for this loan because...
I am a repeat prosper borrower and have made my payments on time and even paid more than what's required. My last loan went well made over 200% so far.
Monthly net income: $2580
Monthly expenses: $1300
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $25.00 | 11/8/2011 6:20:27 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:54 PM |
USMC0311 | $25.00 | 11/9/2011 3:14:06 AM |
five-star-note | $25.00 | 11/9/2011 10:16:18 AM |
fcrick | $25.00 | 11/9/2011 10:42:12 AM |
missing-link | $25.00 | 11/9/2011 10:51:20 AM |
HHP | $65.00 | 11/9/2011 12:11:59 PM |
realtormoises | $25.00 | 11/9/2011 12:39:50 PM |
finance-mushroom | $200.00 | 11/9/2011 11:59:11 AM |
Green_Bay_Packers | $50.00 | 11/9/2011 3:19:59 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:49 PM |
papaloha | $25.00 | 11/9/2011 9:02:31 PM |
itskarma | $25.00 | 11/10/2011 5:01:22 AM |
integrity-doctor | $100.00 | 11/10/2011 8:18:26 AM |
BBL | $25.00 | 11/10/2011 6:47:51 AM |
the-credit-maker | $25.00 | 11/10/2011 9:05:25 AM |
Blacke30 | $50.00 | 11/10/2011 10:04:13 AM |
NolaBuzz | $25.00 | 11/10/2011 10:40:35 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:02 PM |
yield-seeker | $25.00 | 11/10/2011 6:57:42 PM |
worth-blanket2 | $4,400.00 | 11/11/2011 8:08:55 AM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:14:32 PM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:28 AM |
brightest-gain-investor | $2,000.00 | 11/9/2011 1:18:28 PM |
gggmax | $35.00 | 11/10/2011 7:26:06 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:09 AM |
irishalaskan | $25.00 | 11/10/2011 4:50:53 PM |
NickRac | $25.00 | 11/11/2011 6:22:55 AM |
Lubava | $30.53 | 11/10/2011 8:11:44 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
537962
This series of Notes was issued and sold upon the funding of the borrower loan #56069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $104.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 26% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-benjamins5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mikaele41
Purpose of loan:
This loan will be used to...pay mediacl expenses for surgery and testing proceedures
My financial situation: American Savings Bank and USAA Federal Savings Bank
I am a good candidate for this loan because...I have learned from past mistakes and am doing everything in my power to payoff loans on time and not fall behind. Repayment of debt is priority.
Monthly net income: $6500
Monthly expenses: $
Housing: $0
Insurance: $228
Car expenses: $571
Utilities: $500
Phone, cable, internet: $325
Food, entertainment: $1000
Clothing, household expenses: $250
Credit cards and other loans: $220
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/9/2011 9:44:12 AM |
EngineersAlliance | $150.00 | 11/9/2011 12:05:44 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:30 PM |
rescue | $100.00 | 11/9/2011 12:10:39 PM |
MilitaryAV8R | $25.00 | 11/9/2011 1:40:53 PM |
loss-of-control | $100.00 | 11/9/2011 7:43:00 PM |
himistu22 | $25.00 | 11/10/2011 3:43:14 AM |
Iloanyoumoney | $25.00 | 11/10/2011 6:40:54 AM |
craig1050 | $45.00 | 11/10/2011 7:51:25 AM |
EretzCapital | $52.68 | 11/10/2011 8:31:10 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:01 AM |
managedfund | $750.00 | 11/9/2011 12:01:00 PM |
kind-charming-value | $400.00 | 11/9/2011 12:11:44 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:54 PM |
evergreen16 | $50.00 | 11/9/2011 6:10:54 PM |
vutah | $65.00 | 11/9/2011 7:36:42 PM |
leverage-monger | $25.00 | 11/9/2011 7:49:33 PM |
janeybooboo | $75.00 | 11/9/2011 8:42:57 PM |
suave-dime6 | $25.00 | 11/10/2011 6:18:28 AM |
DrWill | $37.32 | 11/10/2011 7:09:39 AM |
Graven33 | $25.00 | 11/9/2011 9:25:35 PM |
Bob450 | $25.00 | 11/10/2011 6:51:07 AM |
newest-generous-income | $25.00 | 11/10/2011 4:55:11 AM |
cropdust3r | $25.00 | 11/10/2011 6:20:29 AM |
hvncnwt | $50.00 | 11/10/2011 8:15:20 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
538004
This series of Notes was issued and sold upon the funding of the borrower loan #55848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $381.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,796 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| exuberant-bill6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $2,760.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Getting Ahead
Purpose of loan: Debt Consolidation
This loan will be used to...
Pay off a credit card and a high interest internet installment loan
My financial situation: Needed emergency cash and wasn't yet eligible for a new Prosper loan.
I am a good candidate for this loan because...
I pay all my bills on time as agreed.
Monthly net income: $ 4,500
Monthly expenses: $3400
Housing: $ 600.00
Insurance: $ 300.00
Car expenses: $ 400
Utilities: $ 180
Phone, cable, internet: $385 (includes family cell phone cost)
Food, entertainment: $ 600
Clothing, household expenses: $ 200
Credit cards and other loans: $ 600
Other expenses: $135
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $25.00 | 11/8/2011 5:29:05 PM |
mercuriant | $25.00 | 11/8/2011 5:27:32 PM |
SLN-10 | $25.00 | 11/8/2011 6:21:03 PM |
rs999 | $25.00 | 11/8/2011 6:09:24 PM |
Dubbs360 | $50.00 | 11/8/2011 5:39:04 PM |
gold-cluster | $50.00 | 11/8/2011 8:36:57 PM |
LittleMingo | $25.00 | 11/8/2011 5:45:23 PM |
moola-accelerator6 | $50.00 | 11/8/2011 8:07:57 PM |
nimble-revenue5 | $50.00 | 11/8/2011 9:14:54 PM |
miked8303 | $25.00 | 11/8/2011 6:14:00 PM |
GElender | $35.00 | 11/9/2011 6:38:22 AM |
vtrentster | $25.00 | 11/9/2011 8:20:59 AM |
kindness-jedi | $25.00 | 11/9/2011 9:05:09 AM |
108lender | $125.00 | 11/9/2011 9:26:06 AM |
economy-coup | $50.00 | 11/9/2011 11:16:43 AM |
first-friendly-listing | $30.00 | 11/9/2011 11:49:08 AM |
nickel-jam | $705.00 | 11/9/2011 11:25:30 AM |
EEasyMoney | $25.00 | 11/9/2011 1:39:34 PM |
Executive23 | $25.00 | 11/9/2011 4:22:33 PM |
CincyTex | $25.00 | 11/9/2011 3:06:34 PM |
realtormoises | $25.00 | 11/9/2011 12:40:40 PM |
Green_Bay_Packers | $200.00 | 11/9/2011 3:22:30 PM |
symbiosis | $50.00 | 11/9/2011 5:50:04 PM |
bellaquito | $2,000.00 | 11/9/2011 6:11:29 PM |
new-gold-wrangler | $1,545.34 | 11/9/2011 5:59:25 PM |
coin-investor | $25.00 | 11/8/2011 5:35:06 PM |
important-openness1 | $100.00 | 11/8/2011 5:46:23 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:05 PM |
DiligentiaLLC | $25.00 | 11/8/2011 7:06:24 PM |
evnagelist | $25.00 | 11/8/2011 5:33:08 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:14 PM |
economy-ringleader048 | $25.00 | 11/8/2011 10:29:54 PM |
jmeasn | $25.00 | 11/8/2011 11:03:52 PM |
rcm87 | $50.00 | 11/9/2011 6:27:26 AM |
Kash2010lu | $30.00 | 11/9/2011 9:13:56 AM |
DoctorJoe | $30.00 | 11/9/2011 6:04:45 AM |
five-star-note | $25.00 | 11/9/2011 10:16:19 AM |
superb-funds335 | $25.00 | 11/9/2011 9:52:33 AM |
social-cocktail1 | $200.00 | 11/9/2011 12:17:12 PM |
diplomatic-wealth7 | $25.00 | 11/9/2011 11:05:11 AM |
rescue | $100.00 | 11/9/2011 12:10:34 PM |
rhin0cerx | $28.00 | 11/9/2011 11:17:30 AM |
silver-wonder278 | $25.00 | 11/9/2011 11:18:35 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:28 PM |
beer-gardener | $50.00 | 11/9/2011 2:15:15 PM |
new-ore-venture | $75.00 | 11/9/2011 3:52:43 PM |
finance-mushroom | $200.00 | 11/9/2011 11:59:11 AM |
heavy_ax | $50.00 | 11/9/2011 3:07:15 PM |
green28 | $50.87 | 11/9/2011 3:22:38 PM |
liberty-society5 | $25.00 | 11/9/2011 4:53:48 PM |
FinDoc | $25.00 | 11/9/2011 4:08:54 PM |
triguy | $500.00 | 11/9/2011 6:07:10 PM |
refined-penny | $25.00 | 11/9/2011 4:31:30 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:36 PM |
brightest-gain-investor | $1,945.79 | 11/9/2011 6:14:32 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:50 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
538012
This series of Notes was issued and sold upon the funding of the borrower loan #56108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,235 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| innocent-camaraderi2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting by until commissions come
Purpose of loan: Keep current on bills/consolidate debt until recruiting commissions come - net 60 days
This loan will be used to... pay bills and credit cards
My financial situation: Good chunks of change every few months
I am a good candidate for this loan because... I am expecting approximately $20,000.00 in commissions within the next 2 months, possibly more if I can close more deals. Also work periodic odd jobs from time to time for additional cashflow
Monthly net income: $ 3,500.00
Monthly expenses: $3,000.00 (combined below)
Housing: $1,500.00
Insurance: $
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $50.00
Food, entertainment: $
Clothing, household expenses: $30/na
Credit cards and other loans: $1500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-investor | $25.00 | 11/8/2011 5:35:06 PM |
Angel_Investor_7 | $25.00 | 11/8/2011 7:09:14 PM |
economy-coup | $50.00 | 11/9/2011 11:16:44 AM |
rescue | $100.00 | 11/9/2011 12:10:36 PM |
morpholog | $50.00 | 11/10/2011 2:28:42 PM |
red-power-pecan | $50.00 | 11/10/2011 2:31:36 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:01 PM |
symbiosis | $27.00 | 11/10/2011 3:06:21 PM |
jiftostada | $25.00 | 11/10/2011 1:03:10 PM |
silver-wonder278 | $25.00 | 11/10/2011 2:48:34 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:04 PM |
tornandfrayed | $25.00 | 11/10/2011 5:03:49 PM |
rhin0cerx | $50.00 | 11/10/2011 5:39:12 PM |
gotjack | $25.00 | 11/10/2011 6:01:07 PM |
jstefans | $25.00 | 11/10/2011 6:16:13 PM |
evnagelist | $25.00 | 11/10/2011 5:44:12 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 5:44:44 PM |
five-star-justice | $25.00 | 11/11/2011 6:14:02 AM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:46 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:14 PM |
Nojukbong | $49.00 | 11/10/2011 7:53:24 PM |
worth-blanket2 | $5,600.00 | 11/11/2011 8:07:47 AM |
ecstatic-money064 | $25.00 | 11/11/2011 3:33:51 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:51 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:41:04 AM |
gain-equator | $25.00 | 11/10/2011 1:06:46 PM |
enterprising-credit2 | $25.00 | 11/10/2011 12:53:53 PM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:50 PM |
finance-mushroom | $200.00 | 11/10/2011 3:25:01 PM |
miked8303 | $25.00 | 11/10/2011 2:00:34 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:02 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:26 PM |
fervent-repayment | $50.00 | 11/10/2011 2:46:34 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:44 PM |
km007 | $25.00 | 11/10/2011 6:25:25 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:36 PM |
Dubbs360 | $50.00 | 11/10/2011 6:17:22 PM |
prohelper | $25.00 | 11/10/2011 6:31:23 PM |
mercuriant | $25.00 | 11/10/2011 6:41:08 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:55:15 PM |
orange-preeminant-bill | $25.00 | 11/10/2011 6:45:28 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:36 PM |
new-social-economist | $30.00 | 11/11/2011 3:27:59 AM |
EBITDA | $25.00 | 11/10/2011 6:56:34 PM |
NickRac | $32.06 | 11/11/2011 6:19:59 AM |
stock106 | $25.00 | 11/11/2011 7:52:36 AM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:02 PM |
liberty-point | $50.00 | 11/11/2011 7:44:09 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
538028
This series of Notes was issued and sold upon the funding of the borrower loan #55983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Homemaker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,301 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-chemistry0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Father looking for a cushion
Purpose of loan: debt consolidation
This loan will be used to...some debt consolidation, also provide a cash cushion for unexpected expenses.
My financial situation: Fair Credit- steadily improving since college. Good Family with 80k Primary income, 10k secondary.
I am a good candidate for this loan because...I've worked in the financial services industry, I understand the importance of credit
Monthly net income: $ 4k
Monthly expenses: $ ~3500
Housing: $ 2100
Insurance: $ - incl in housing
Car expenses: $ pif
Utilities: $ 250-300
Phone, cable, internet: $100
Food, entertainment: $ 200
Clothing, household expenses: $ minimal
Credit cards and other loans: $ 9k balance of 35k limit- hi rates.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/9/2011 9:44:12 AM |
ultimate-peace | $150.00 | 11/9/2011 9:04:10 AM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:02 AM |
managedfund | $600.00 | 11/9/2011 12:00:25 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:55 PM |
loss-of-control | $50.00 | 11/9/2011 7:44:11 PM |
leverage-monger | $25.00 | 11/10/2011 7:23:58 AM |
EretzCapital | $100.00 | 11/10/2011 8:32:05 AM |
Dubbs360 | $50.00 | 11/10/2011 9:38:02 AM |
Blacke30 | $38.99 | 11/10/2011 10:15:46 AM |
mrxtravis | $25.00 | 11/9/2011 11:20:45 AM |
rescue | $100.00 | 11/9/2011 12:10:40 PM |
1point21gigawatts | $30.00 | 11/9/2011 4:57:34 PM |
fairness-hammock | $29.00 | 11/9/2011 5:13:46 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:31 PM |
jtc26 | $82.01 | 11/9/2011 4:07:51 PM |
vutah | $25.00 | 11/9/2011 7:38:42 PM |
steven3333 | $25.00 | 11/10/2011 7:51:46 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:34 AM |
adaptable-moola0 | $120.00 | 11/10/2011 9:52:37 AM |
forthright-trade | $25.00 | 11/10/2011 10:01:37 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
538044
This series of Notes was issued and sold upon the funding of the borrower loan #55998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $125.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,220 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| ready-fund564 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Low Risk Business Funding
Purpose of loan: To fund an initial minimum purchase to start a small furniture business.
This loan will be used to meet a minimum order requirement from one of the largest furniture distributors in the country, who has agreed to allow me to sell their product without having a retail store. Based on pre-orders and initial feedback, I expect to sell all pieces in first order within 60 days.
My financial situation: My financial situation is currently stable and improving. I have worked very hard to build up my credit, which is important to me. I can meet the monthly payment regardless of the success of the business venture.
Monthly net income: $2200
Monthly expenses: $1800
Housing: $700
Insurance: $75
Car expenses: $125
Utilities: $75
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cnovak | $25.00 | 11/9/2011 5:19:50 PM |
evnagelist | $25.00 | 11/9/2011 5:44:14 PM |
goodhearted-basis4 | $25.00 | 11/9/2011 10:46:54 PM |
elvisloans | $25.00 | 11/10/2011 2:04:19 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:21 AM |
KSPHoldings | $30.00 | 11/11/2011 6:18:52 AM |
tcpfan | $25.00 | 11/9/2011 5:33:39 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:14 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:35 PM |
managedfund | $700.00 | 11/10/2011 1:52:54 PM |
lendersf | $50.00 | 11/10/2011 6:21:37 PM |
worth-blanket2 | $2,500.00 | 11/11/2011 8:08:43 AM |
sgt-schultz | $20.00 | 11/11/2011 8:35:04 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
538050
This series of Notes was issued and sold upon the funding of the borrower loan #56005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $824 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| redrider053 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 2
( 6% )
| 640-659
(Sep-2008)
640-659
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Pay off Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 11/9/2011 9:04:23 AM |
USMC0311 | $25.00 | 11/9/2011 9:02:23 AM |
loan-hacker | $25.00 | 11/9/2011 9:27:21 AM |
five-star-note | $25.00 | 11/9/2011 10:16:21 AM |
yield-lion2 | $25.00 | 11/9/2011 9:01:59 AM |
tcpfan | $25.00 | 11/9/2011 10:06:34 AM |
DiligentiaLLC | $25.00 | 11/9/2011 10:24:59 AM |
jgar_O | $25.00 | 11/9/2011 10:26:23 AM |
fcrick | $25.00 | 11/9/2011 10:42:15 AM |
ILoveBearHats | $25.00 | 11/9/2011 10:43:20 AM |
mrxtravis | $25.00 | 11/9/2011 11:20:45 AM |
servnyou | $25.00 | 11/9/2011 11:28:56 AM |
undergroundmike | $50.00 | 11/9/2011 11:45:55 AM |
the-respectful-transaction | $25.00 | 11/9/2011 10:41:03 AM |
Magician | $25.00 | 11/9/2011 12:00:24 PM |
pound-mushroom3 | $25.00 | 11/9/2011 11:45:09 AM |
managedfund | $400.00 | 11/9/2011 12:00:40 PM |
commitment-galaxy | $25.00 | 11/9/2011 12:10:12 PM |
investment-daydream | $25.00 | 11/9/2011 10:53:20 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:31 AM |
let_me_retire | $38.52 | 11/9/2011 10:10:44 AM |
handy-justice | $50.00 | 11/9/2011 9:56:42 AM |
Kash2010lu | $30.00 | 11/9/2011 9:04:38 AM |
impeccable-ore3 | $25.00 | 11/9/2011 9:09:27 AM |
blitzen40 | $25.00 | 11/9/2011 9:11:26 AM |
312-Lender | $25.00 | 11/9/2011 9:13:22 AM |
loanman2007 | $25.00 | 11/9/2011 10:05:07 AM |
DHolly | $31.00 | 11/9/2011 10:11:36 AM |
ChoiceInvestments | $27.50 | 11/9/2011 11:17:55 AM |
ProsprousLender | $25.00 | 11/9/2011 11:21:27 AM |
enticing-capital6 | $50.00 | 11/9/2011 11:34:47 AM |
mighty-payout1 | $25.00 | 11/9/2011 11:42:52 AM |
SLN-10 | $100.00 | 11/9/2011 10:49:11 AM |
finance-mushroom | $200.00 | 11/9/2011 11:59:15 AM |
Evolver | $44.00 | 11/9/2011 11:23:08 AM |
exchange-squirrel | $25.00 | 11/9/2011 11:54:55 AM |
ethicalhumanist | $25.00 | 11/9/2011 12:00:25 PM |
lespaul | $178.98 | 11/9/2011 12:11:27 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
538052
This series of Notes was issued and sold upon the funding of the borrower loan #55980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $1,695 |
Total credit lines:
| 19 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,853 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-cosmos7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1440.00
Monthly expenses: $
Housing: $0.00
Insurance: $135.00
Car expenses: $
Utilities: $140.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/9/2011 5:15:17 PM |
economy-coup | $50.00 | 11/9/2011 7:58:50 PM |
evnagelist | $25.00 | 11/10/2011 9:39:08 AM |
managedfund | $750.00 | 11/10/2011 1:50:49 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:05 PM |
worth-blanket2 | $1,000.00 | 11/11/2011 8:09:35 AM |
well-rounded-payout0 | $50.00 | 11/10/2011 8:07:30 PM |
sgt-schultz | $25.00 | 11/11/2011 8:35:21 AM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:02 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:34 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
538056
This series of Notes was issued and sold upon the funding of the borrower loan #56132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,387 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| terrific-justice |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
Principal balance:
| $1,930.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Good Candidate
Purpose of loan: Pay Off Prosper Loan Balance
This loan will be used to...Help Our Kids After College until they find work
My financial situation: stable
I am a good candidate for this loan because...
I have never missed a Prosper loan Payment and never will.
Monthly net income: $4700
Monthly expenses: $
Housing: $1776
Insurance: $200
Car expenses: $250
Utilities: $175
Phone, cable, internet: $280
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $100.00 | 11/9/2011 5:02:13 PM |
InChicago | $150.00 | 11/9/2011 6:14:20 PM |
golffish2 | $25.00 | 11/10/2011 4:29:08 AM |
fcrick | $25.00 | 11/9/2011 5:50:07 PM |
SLN-10 | $50.00 | 11/9/2011 6:54:11 PM |
Feyenoord | $25.00 | 11/9/2011 6:38:51 PM |
economy-coup | $50.00 | 11/9/2011 7:58:51 PM |
Ubiquinone | $75.00 | 11/9/2011 10:11:33 PM |
fountain355 | $25.00 | 11/10/2011 4:14:11 AM |
otto1939 | $101.00 | 11/10/2011 3:21:01 AM |
itskarma | $25.00 | 11/10/2011 5:10:47 AM |
Dusigrosz | $40.00 | 11/9/2011 8:12:19 PM |
BigSkyFinancial | $30.00 | 11/10/2011 6:59:44 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:10 AM |
first-serene-credit | $25.00 | 11/10/2011 9:49:31 AM |
thankful-nickel2 | $25.00 | 11/10/2011 9:29:48 AM |
Rogelio48 | $25.00 | 11/10/2011 7:34:52 AM |
a-reasonable-return | $25.00 | 11/10/2011 10:36:42 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:20:03 AM |
investment-comet | $25.00 | 11/10/2011 11:32:41 AM |
MrDance123 | $29.00 | 11/10/2011 10:02:00 AM |
melodious-openness | $50.00 | 11/10/2011 12:56:50 PM |
Bill88 | $25.00 | 11/10/2011 10:40:44 AM |
social-zebra | $30.00 | 11/10/2011 1:41:06 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:08:28 PM |
intrepid-loot | $25.00 | 11/10/2011 3:52:47 PM |
19vfwcinc89 | $50.00 | 11/10/2011 4:46:28 PM |
vest_vortex | $30.00 | 11/10/2011 4:52:47 PM |
credit-coach118 | $30.56 | 11/10/2011 3:40:47 PM |
loss-of-control | $75.00 | 11/10/2011 4:22:05 PM |
Zeenos | $25.11 | 11/10/2011 3:18:43 PM |
OldManP | $25.00 | 11/10/2011 4:17:46 PM |
sweety075 | $25.00 | 11/10/2011 4:55:32 PM |
myduck | $25.00 | 11/10/2011 7:39:30 PM |
master648 | $60.00 | 11/10/2011 7:36:54 PM |
safe-kindness5 | $30.68 | 11/10/2011 7:55:12 PM |
bazaar-festivity | $100.00 | 11/10/2011 7:45:20 PM |
coin-architect2 | $24.86 | 11/10/2011 8:18:40 PM |
shawnw2 | $66.71 | 11/10/2011 5:28:30 AM |
Kash2010lu | $25.00 | 11/9/2011 5:07:43 PM |
pembull | $50.00 | 11/9/2011 5:03:49 PM |
auction-seeker | $25.00 | 11/9/2011 5:28:35 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:02 PM |
tcpfan | $25.00 | 11/9/2011 5:19:12 PM |
312-Lender | $25.00 | 11/9/2011 5:47:54 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:02:57 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:17 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:20:55 PM |
first-cash-producer | $25.00 | 11/9/2011 6:30:42 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:05 PM |
five-star-note | $25.00 | 11/9/2011 7:42:46 PM |
servnyou | $30.00 | 11/9/2011 7:16:45 PM |
luv4cycling | $100.00 | 11/9/2011 7:17:02 PM |
DiligentiaLLC | $75.00 | 11/9/2011 6:17:19 PM |
NekHoldings | $25.00 | 11/9/2011 8:15:10 PM |
marwadi-62 | $100.00 | 11/9/2011 9:45:08 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:48 PM |
loanman2007 | $50.00 | 11/10/2011 5:20:28 AM |
zone6 | $70.08 | 11/10/2011 6:07:23 AM |
realtormoises | $25.00 | 11/9/2011 8:07:37 PM |
ohmarkybaby | $25.00 | 11/9/2011 8:13:34 PM |
GElender | $40.00 | 11/10/2011 6:10:57 AM |
amlu1988 | $25.00 | 11/9/2011 8:59:56 PM |
transformer855 | $25.00 | 11/9/2011 9:13:15 PM |
real-return | $25.00 | 11/9/2011 10:48:12 PM |
vtrentster | $25.00 | 11/10/2011 7:08:27 AM |
greencat | $50.00 | 11/10/2011 7:19:59 AM |
CA-Lender | $25.00 | 11/10/2011 7:25:53 AM |
integrity-doctor | $100.00 | 11/10/2011 8:30:08 AM |
innovator2 | $50.00 | 11/10/2011 10:55:01 AM |
handy-justice | $50.00 | 11/10/2011 12:19:11 PM |
let_me_retire | $200.00 | 11/10/2011 12:43:55 PM |
exchange-upholder0 | $25.00 | 11/10/2011 12:00:15 PM |
sflash | $25.00 | 11/10/2011 12:28:11 PM |
moola-accelerator6 | $40.00 | 11/10/2011 2:31:48 PM |
managedfund | $1,000.00 | 11/10/2011 2:42:58 PM |
genuine-integrity0 | $25.00 | 11/10/2011 4:40:59 PM |
Bob450 | $30.00 | 11/10/2011 4:41:49 PM |
compassion-artisan9 | $25.00 | 11/10/2011 5:21:24 PM |
credit-missile | $110.00 | 11/10/2011 5:30:21 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:22:38 PM |
SFBank | $50.00 | 11/10/2011 5:33:04 PM |
Reliance_Banker | $25.00 | 11/10/2011 7:38:52 PM |
moneyhelp4u | $25.00 | 11/10/2011 7:32:59 PM |
flaguynice | $25.00 | 11/10/2011 6:08:49 PM |
shrewd-income | $125.00 | 11/10/2011 6:44:17 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:47 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
538088
This series of Notes was issued and sold upon the funding of the borrower loan #56200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 6m |
Amount delinquent:
| $186 |
Total credit lines:
| 43 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,819 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-summoner869 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Advertising Funds Needed
Purpose of loan:
This loan will be used to...fund a direct mail campaign.
My financial situation:
I am a good candidate for this loan because...I have a full time job 9 months out of the year in a field I have 12 years experience. The other 3 months are spent on my seasonal tax preparation business. I typically receive significant lump sums over a short period of time between Jan-Mar. If by chance I cannot pay this in full early...I have a steady paycheck to ensure the loan gets paid.
Monthly net income: $3000
Monthly expenses: $1200
Housing: $700
Insurance: $45
Car expenses: $200 for gas
Utilities: $25
Phone, cable, internet: $45
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/9/2011 9:43:59 AM |
nickel-ferret | $50.00 | 11/9/2011 9:54:57 AM |
cnovak | $25.00 | 11/9/2011 11:01:38 AM |
managedfund | $700.00 | 11/10/2011 3:06:29 PM |
imdave4me | $25.00 | 11/12/2011 1:33:39 PM |
methodical-basis822 | $50.00 | 11/13/2011 12:59:38 PM |
fortytwo | $200.00 | 11/14/2011 2:26:38 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:43:27 PM |
Schecky | $50.00 | 11/14/2011 3:24:49 PM |
Arpad | $40.00 | 11/14/2011 5:02:36 PM |
flexible-value | $50.00 | 11/14/2011 8:12:38 PM |
DadWarbucks | $50.00 | 11/14/2011 2:09:51 PM |
natural-return0 | $25.00 | 11/14/2011 10:34:06 PM |
Lam0nt | $25.00 | 11/14/2011 2:39:39 PM |
principal-kung-fu | $25.00 | 11/14/2011 2:53:52 PM |
tenacious-capital3 | $26.27 | 11/14/2011 10:13:03 PM |
klinebarger | $25.00 | 11/14/2011 3:55:43 PM |
Peer-to-PeerFunding | $25.00 | 11/14/2011 10:32:39 PM |
investment-tempo | $25.00 | 11/15/2011 5:12:32 AM |
chrisb1414 | $25.00 | 11/14/2011 5:08:26 PM |
a-finance-nirvana | $25.00 | 11/15/2011 3:23:48 AM |
kind-efficient-credit | $25.00 | 11/15/2011 5:32:52 AM |
reducereuserecycle | $25.00 | 11/15/2011 7:01:59 AM |
RetiredATC | $50.00 | 11/15/2011 7:16:48 AM |
successful-agreement7 | $77.00 | 11/15/2011 8:23:02 AM |
saga9 | $25.00 | 11/14/2011 8:24:21 PM |
escharfer | $25.00 | 11/15/2011 8:54:52 AM |
mistertao | $25.00 | 11/14/2011 8:30:48 PM |
gulch | $25.00 | 11/15/2011 8:28:23 AM |
yield-aurora4 | $25.00 | 11/15/2011 9:39:31 AM |
dime-explosion | $25.00 | 11/15/2011 9:42:51 AM |
revenue-achievement | $25.00 | 11/14/2011 11:28:20 PM |
gizzywump | $25.00 | 11/15/2011 9:41:11 AM |
social-cocktail1 | $200.00 | 11/15/2011 6:45:12 AM |
ThomasC | $25.00 | 11/15/2011 6:53:28 AM |
credit-investor5 | $50.00 | 11/15/2011 7:08:19 AM |
best-phenomenal-treasure | $25.00 | 11/15/2011 7:48:56 AM |
wise-silver-wonder | $25.00 | 11/15/2011 7:53:33 AM |
social-pizza5 | $25.00 | 11/15/2011 8:02:50 AM |
asmithj | $25.00 | 11/15/2011 8:25:39 AM |
cutter21 | $25.00 | 11/15/2011 8:28:56 AM |
kbmin | $25.00 | 11/15/2011 8:45:23 AM |
figs4u2 | $100.00 | 11/15/2011 9:07:37 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:43 AM |
cnovak | $25.00 | 11/9/2011 11:01:44 AM |
rescue | $100.00 | 11/9/2011 12:10:42 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:46 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:20 AM |
lendersf | $50.00 | 11/10/2011 6:21:36 PM |
Sid-K | $25.00 | 11/11/2011 3:03:09 PM |
Nazbuster | $50.00 | 11/13/2011 6:59:57 PM |
newgroom422 | $25.00 | 11/13/2011 9:56:07 PM |
GMPK_TLAS | $100.00 | 11/14/2011 2:21:04 AM |
innocent-deal | $25.00 | 11/14/2011 1:43:54 PM |
kranoth | $25.00 | 11/14/2011 3:24:32 PM |
lucrative-coin | $50.00 | 11/14/2011 10:43:45 AM |
cjames84 | $25.00 | 11/14/2011 4:09:30 PM |
p123 | $50.00 | 11/14/2011 5:11:58 PM |
CAGE-Investments | $25.00 | 11/14/2011 5:32:20 PM |
dthompso | $50.00 | 11/14/2011 5:09:28 PM |
trumpeter5 | $25.00 | 11/14/2011 5:33:50 PM |
JKEnterprises | $25.00 | 11/14/2011 7:02:45 PM |
progressive-economy261 | $400.00 | 11/14/2011 8:38:27 PM |
kind-forthright-repayment | $125.00 | 11/14/2011 6:51:37 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:20:18 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:01:53 PM |
orbital-dollar2 | $25.00 | 11/14/2011 8:47:00 PM |
BrianJx | $25.00 | 11/14/2011 7:55:39 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:04 PM |
Nitro-Gains | $25.00 | 11/14/2011 8:22:46 PM |
tylerfd | $25.00 | 11/15/2011 4:37:46 AM |
responsibility-butterfly | $25.00 | 11/14/2011 6:05:21 PM |
umfan123 | $25.00 | 11/14/2011 6:35:08 PM |
whitemountainhandyman | $40.00 | 11/14/2011 6:43:33 PM |
credit-maple5 | $100.00 | 11/15/2011 7:23:46 AM |
the-silver-blaster | $75.00 | 11/14/2011 7:16:26 PM |
SkyLoan | $25.00 | 11/14/2011 7:26:04 PM |
vigilance-frontier | $25.00 | 11/14/2011 8:06:08 PM |
maco0018 | $25.00 | 11/15/2011 8:14:26 AM |
undaunted-fairness0 | $25.00 | 11/15/2011 8:08:10 AM |
zippy-interest | $25.00 | 11/15/2011 9:18:31 AM |
BigLinCT | $50.00 | 11/15/2011 9:23:12 AM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:01 AM |
dajen1 | $25.00 | 11/15/2011 9:29:47 AM |
moola-hercules1 | $25.00 | 11/15/2011 9:41:16 AM |
melodious-fairness | $25.00 | 11/14/2011 11:22:45 PM |
resolute-justice413 | $100.00 | 11/15/2011 2:42:46 AM |
MilitaryMTP | $100.00 | 11/15/2011 9:35:16 AM |
organized-payment6 | $50.00 | 11/15/2011 5:49:29 AM |
robust-trade | $25.00 | 11/15/2011 5:55:22 AM |
genius520 | $50.00 | 11/15/2011 6:40:26 AM |
loyalty-sherpa | $25.00 | 11/15/2011 6:57:58 AM |
the-dollar-topper | $150.00 | 11/15/2011 7:28:51 AM |
syounker | $25.00 | 11/15/2011 8:12:34 AM |
dynamic-money271 | $16.73 | 11/15/2011 9:49:42 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
538104
This series of Notes was issued and sold upon the funding of the borrower loan #56093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $259.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 6m |
Amount delinquent:
| $771 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,893 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| swiftydunbar |
Borrower's state:
| Illinois |
Borrower's group:
| University of Tennessee Alumni, Students, Fans & Friends |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2006)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Car Payoff and Debt Consolidation
This loan will be used to clear and close a couple of accounts that I no longer use, to pay the balance on my car loan, and to clear some balances i have on credit cards
I have worked at the same job for 8.5 years and am currently trying to find a part time job to supplement my income.
The loan will be used to:
$3000 to payoff my car loan
$500 for minor repairs to car
$950 to close AMEX & Best Buy card I no longer have
$1200 to close a Capital One card
$1000 to pay balance of my current Bank of America Card
I have made an effort the last few years to make sure my bills have been paid on time and to try to improve my credit.
I appreciate the help that the Prosper community has done for me in the past and I hope that I can get this loan in the near future. This would be a huge step in getting my finances under control and current in all aspects.
Thank you for all the help.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 11/9/2011 5:08:18 PM |
prohelper | $25.00 | 11/9/2011 5:05:24 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:39 PM |
new-auction-neutron | $30.00 | 11/9/2011 6:02:03 PM |
finance-mushroom | $200.00 | 11/9/2011 7:01:52 PM |
tenacious-capital3 | $26.27 | 11/9/2011 7:14:37 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:06 PM |
listing-trapper3 | $50.00 | 11/9/2011 5:48:10 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:41 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:08 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:15 PM |
Kash2010lu | $30.00 | 11/9/2011 7:23:21 PM |
vutah | $25.00 | 11/9/2011 7:27:29 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:35 PM |
Tscheddar | $25.00 | 11/9/2011 6:45:58 PM |
towering-cash6 | $25.00 | 11/9/2011 8:16:42 PM |
orange-preeminant-bill | $25.00 | 11/9/2011 7:03:26 PM |
itskarma | $25.00 | 11/10/2011 5:07:33 AM |
reward-adventure | $50.00 | 11/9/2011 7:53:51 PM |
Bank_Of_XL | $25.00 | 11/9/2011 8:05:37 PM |
Feyenoord | $30.00 | 11/9/2011 8:16:45 PM |
BigSkyFinancial | $30.00 | 11/10/2011 6:56:03 AM |
realtormoises | $25.00 | 11/10/2011 7:58:17 AM |
SolarMoonshine | $25.00 | 11/10/2011 3:38:57 AM |
integrity-doctor | $100.00 | 11/10/2011 8:27:20 AM |
JCM_MN | $39.00 | 11/10/2011 5:17:31 AM |
loanman2007 | $100.00 | 11/10/2011 5:18:26 AM |
magnitude787 | $30.00 | 11/10/2011 9:32:40 AM |
first-serene-credit | $25.00 | 11/10/2011 9:38:28 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:20 AM |
green28 | $100.00 | 11/10/2011 12:48:28 PM |
golden-velocity9 | $50.00 | 11/10/2011 11:56:16 AM |
Fowlhunter | $125.00 | 11/10/2011 10:02:24 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:07 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:21 AM |
gain-equator | $25.00 | 11/10/2011 1:04:53 PM |
investment-comet | $25.00 | 11/10/2011 11:25:51 AM |
managedfund | $1,500.00 | 11/10/2011 3:00:00 PM |
responsibility-butterfly | $25.00 | 11/10/2011 1:15:57 PM |
social-zebra | $32.00 | 11/10/2011 1:29:47 PM |
ILoveBearHats | $25.00 | 11/10/2011 1:31:55 PM |
intrepid-loot | $25.00 | 11/10/2011 1:43:07 PM |
cablenews | $36.00 | 11/10/2011 3:40:01 PM |
MrBailey | $25.00 | 11/10/2011 2:18:58 PM |
loss-of-control | $50.00 | 11/10/2011 4:15:06 PM |
rcm87 | $50.00 | 11/10/2011 3:14:56 PM |
Kaj | $25.00 | 11/10/2011 3:24:15 PM |
wizard750 | $28.00 | 11/10/2011 3:41:32 PM |
peaceful-wealth0 | $54.68 | 11/10/2011 4:05:02 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:41 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:19 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:08:00 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:17 PM |
cnovak | $25.00 | 11/9/2011 5:19:51 PM |
wanderingpitcher | $60.00 | 11/9/2011 5:38:47 PM |
fcrick | $25.00 | 11/9/2011 5:50:08 PM |
figs4u2 | $100.00 | 11/9/2011 6:35:04 PM |
rescue | $100.00 | 11/9/2011 6:44:45 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:39 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:34 PM |
jaycro | $25.00 | 11/9/2011 7:43:13 PM |
rs999 | $25.00 | 11/9/2011 8:01:04 PM |
enriching-credit9 | $25.00 | 11/9/2011 7:57:02 PM |
economy-coup | $50.00 | 11/9/2011 7:58:51 PM |
bulabula | $25.00 | 11/9/2011 9:06:51 PM |
Mikale360 | $25.00 | 11/10/2011 12:15:36 AM |
designer_10 | $25.00 | 11/9/2011 7:15:11 PM |
influential-benjamins0 | $100.00 | 11/9/2011 7:21:41 PM |
exciting-fairness | $200.00 | 11/10/2011 4:41:23 AM |
wampum-optimization | $25.00 | 11/10/2011 5:01:01 AM |
fortytwo | $150.00 | 11/9/2011 7:59:30 PM |
Searlzy | $50.00 | 11/10/2011 6:19:43 AM |
organized-payment6 | $50.00 | 11/10/2011 6:03:55 AM |
CA-Lender | $25.00 | 11/10/2011 7:25:44 AM |
real-return | $30.00 | 11/9/2011 9:54:04 PM |
zbfamwl | $25.00 | 11/10/2011 9:37:51 AM |
GElender | $40.00 | 11/10/2011 6:09:43 AM |
impeccable-ore3 | $25.00 | 11/10/2011 9:17:21 AM |
Domgabriel | $50.00 | 11/10/2011 6:17:55 AM |
friendinmoney | $25.00 | 11/10/2011 9:42:56 AM |
life-is-great | $25.00 | 11/10/2011 9:22:42 AM |
steven3333 | $25.00 | 11/10/2011 7:40:53 AM |
booOST | $50.00 | 11/10/2011 8:38:44 AM |
Comoparklender | $25.00 | 11/10/2011 10:26:20 AM |
Pasagam | $50.00 | 11/10/2011 10:56:13 AM |
xhrisd | $25.00 | 11/10/2011 11:31:50 AM |
worldly-income2 | $25.00 | 11/10/2011 12:32:35 PM |
1willray | $25.00 | 11/10/2011 12:43:26 PM |
coin-lesson3 | $200.87 | 11/10/2011 11:53:54 AM |
Blacke30 | $50.00 | 11/10/2011 10:07:58 AM |
DogCanyon | $35.00 | 11/10/2011 10:21:05 AM |
ursus | $50.00 | 11/10/2011 2:22:05 PM |
innocent-income4 | $25.00 | 11/10/2011 2:12:41 PM |
money-bauble | $132.00 | 11/10/2011 2:25:36 PM |
Cai8899 | $50.00 | 11/10/2011 3:22:48 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:30:40 PM |
mpatrick | $50.00 | 11/10/2011 1:32:23 PM |
CapitalismRocks | $25.00 | 11/10/2011 3:05:01 PM |
melodious-fairness | $25.00 | 11/10/2011 3:08:03 PM |
fantastic-wampum1 | $79.18 | 11/10/2011 4:20:05 PM |
nimble-revenue5 | $50.00 | 11/10/2011 3:10:55 PM |
aesop56 | $50.00 | 11/10/2011 3:48:19 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
538114
This series of Notes was issued and sold upon the funding of the borrower loan #55839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $163.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,411 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| ajst1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
740-759
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay off my credit card.
My financial situation:
I am a good candidate for this loan because...I always pay my bills, work full time, and want to be done with credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
evnagelist | $25.00 | 11/8/2011 5:33:00 PM |
bb575 | $50.00 | 11/8/2011 5:35:34 PM |
finance-explosion6 | $25.00 | 11/8/2011 5:45:20 PM |
green-trade-dolphin2 | $36.12 | 11/8/2011 5:02:32 PM |
jarf | $25.00 | 11/8/2011 6:02:23 PM |
compassionate-asset8 | $25.00 | 11/8/2011 9:06:49 PM |
responsibility-butterfly | $25.00 | 11/8/2011 6:53:06 PM |
john0720 | $25.00 | 11/9/2011 6:22:18 AM |
BeachWalkz | $50.00 | 11/9/2011 5:25:06 AM |
mflawyer | $25.00 | 11/9/2011 6:44:32 AM |
JustMee | $25.00 | 11/9/2011 6:19:45 AM |
theloanteacher | $25.00 | 11/8/2011 7:47:20 PM |
GElender | $40.00 | 11/9/2011 6:33:07 AM |
soular21804 | $25.00 | 11/9/2011 8:39:06 AM |
fervent-repayment | $50.00 | 11/9/2011 9:25:35 AM |
worthy-bid8 | $50.00 | 11/9/2011 9:28:30 AM |
iq8w7ht | $25.00 | 11/9/2011 9:16:10 AM |
Clambake | $25.00 | 11/9/2011 10:01:18 AM |
BxRealtor | $25.00 | 11/9/2011 10:43:40 AM |
rich266 | $25.00 | 11/9/2011 10:27:52 AM |
fcrick | $25.00 | 11/9/2011 10:42:13 AM |
listing-trapper3 | $50.00 | 11/9/2011 9:48:34 AM |
scholarly-benefit5 | $25.00 | 11/9/2011 11:33:23 AM |
riskreward | $250.00 | 11/9/2011 11:31:32 AM |
Solid-Platinum | $30.00 | 11/9/2011 12:04:43 PM |
GrayStudio | $25.00 | 11/9/2011 11:50:51 AM |
DadWarbucks | $25.00 | 11/9/2011 12:13:30 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:28 PM |
iaffy | $50.00 | 11/9/2011 12:27:55 PM |
platinum-genetics | $25.00 | 11/9/2011 12:18:44 PM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:37 PM |
crw1950 | $38.43 | 11/9/2011 3:06:36 PM |
enterprising-credit2 | $25.00 | 11/9/2011 4:03:23 PM |
Rider | $202.76 | 11/9/2011 4:33:55 PM |
1point21gigawatts | $40.00 | 11/9/2011 4:57:11 PM |
Manta_Rai | $25.00 | 11/9/2011 4:39:10 PM |
Integrity-Lending4U | $25.00 | 11/9/2011 5:37:14 PM |
taggl | $110.03 | 11/9/2011 2:47:17 PM |
green28 | $150.00 | 11/9/2011 3:20:48 PM |
jescowa | $50.00 | 11/9/2011 5:46:52 PM |
RoyFauntleroy | $100.00 | 11/8/2011 5:28:07 PM |
nickel-ferret | $50.00 | 11/8/2011 5:47:26 PM |
rs999 | $25.00 | 11/8/2011 6:09:24 PM |
shellstar | $25.00 | 11/8/2011 5:04:34 PM |
influential-benjamins0 | $100.00 | 11/8/2011 5:09:51 PM |
NDFIRTH | $50.00 | 11/8/2011 6:36:03 PM |
blot44 | $25.00 | 11/8/2011 7:13:11 PM |
optionscashflow | $25.00 | 11/8/2011 9:06:46 PM |
vutah | $25.00 | 11/8/2011 10:49:08 PM |
cromley | $38.43 | 11/9/2011 6:45:03 AM |
bannybucks | $25.00 | 11/8/2011 8:57:37 PM |
D911ave | $50.00 | 11/9/2011 9:07:29 AM |
radforj22 | $25.00 | 11/9/2011 9:25:33 AM |
kenji4861 | $25.00 | 11/9/2011 9:32:56 AM |
superb-funds335 | $25.00 | 11/9/2011 9:52:33 AM |
WalnutCreekguy | $27.00 | 11/9/2011 9:08:34 AM |
smear87 | $25.00 | 11/9/2011 10:44:13 AM |
indomitable-coin | $25.00 | 11/9/2011 11:07:09 AM |
bluebird5 | $25.00 | 11/9/2011 12:00:31 PM |
cnovak | $25.00 | 11/9/2011 11:01:35 AM |
bowl800 | $25.00 | 11/9/2011 11:21:04 AM |
Lender_1972 | $25.00 | 11/9/2011 11:28:05 AM |
beer-gardener | $50.00 | 11/9/2011 2:16:09 PM |
credit-panda1 | $25.00 | 11/9/2011 3:15:50 PM |
Bank42 | $30.00 | 11/9/2011 2:16:24 PM |
Leshan | $50.00 | 11/9/2011 2:56:22 PM |
elvisloans | $27.00 | 11/9/2011 3:09:48 PM |
the-capital-shooter | $33.94 | 11/9/2011 3:12:11 PM |
jamiee73 | $25.00 | 11/9/2011 5:11:40 PM |
friendinmoney | $25.00 | 11/9/2011 4:49:58 PM |
E-2 | $100.00 | 11/9/2011 5:24:10 PM |
soulful-income6 | $100.00 | 11/9/2011 12:52:56 PM |
dblaz5 | $500.00 | 11/9/2011 5:34:21 PM |
heavy_ax | $50.00 | 11/9/2011 3:07:15 PM |
julijask | $25.00 | 11/9/2011 3:31:58 PM |
new-ore-venture | $100.00 | 11/9/2011 3:51:20 PM |
spiff666 | $26.66 | 11/9/2011 5:40:31 PM |
truth-silo | $50.00 | 11/9/2011 4:30:19 PM |
partner-N-time | $25.00 | 11/9/2011 5:40:48 PM |
new-gold-wrangler | $369.63 | 11/9/2011 5:49:03 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
538124
This series of Notes was issued and sold upon the funding of the borrower loan #56135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 47% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 5y 1m |
Amount delinquent:
| $138 |
Total credit lines:
| 45 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,650 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-profit-reformer |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
660-679
(Dec-2009)
600-619
(Oct-2008)
|
Principal balance:
| $545.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Consolidate high interest debt. I have a high interest loan and a few high interest credit cards that I would like to get paid off.
My financial situation:
I am a good candidate for this loan because...I am a very hard worker and very honest. About 5 years ago I went through a divorce and had a baby. I acquired some heavy debt at the time. I was promoted last year to a new role at work. I am in a much better position but would like to get rid of some of these payments and hopefully save some interest. I have had previous loans with Prosper that are paid in full. Thank you for your time and consideration.
Monthly net income: $3,515.00
Monthly expenses: $100.00
Housing: $325.00
Insurance: $107.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $140.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $650.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 11/10/2011 9:34:43 AM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:18 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:24:16 PM |
discrete-asset | $25.00 | 11/9/2011 5:53:37 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:06 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:42 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:18 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:39 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:09:00 PM |
Dubbs360 | $50.00 | 11/9/2011 5:20:26 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:03 PM |
Angel_Investor_7 | $25.00 | 11/9/2011 7:37:26 PM |
Kash2010lu | $25.00 | 11/9/2011 7:20:29 PM |
bath836 | $40.79 | 11/9/2011 7:48:57 PM |
antlr | $50.00 | 11/9/2011 9:18:04 PM |
PLANECRASH | $25.00 | 11/9/2011 6:52:08 PM |
itskarma | $25.00 | 11/10/2011 5:04:25 AM |
loanman2007 | $25.00 | 11/10/2011 5:16:47 AM |
five-star-note | $25.00 | 11/9/2011 7:42:46 PM |
Peacepower | $30.00 | 11/10/2011 6:24:35 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:22 AM |
suave-dime6 | $25.00 | 11/10/2011 6:23:34 AM |
BigSkyFinancial | $30.00 | 11/10/2011 6:52:56 AM |
impeccable-ore3 | $25.00 | 11/10/2011 9:22:44 AM |
BBL | $25.00 | 11/10/2011 6:47:53 AM |
marwadi-62 | $50.00 | 11/10/2011 7:18:32 AM |
first-serene-credit | $25.00 | 11/10/2011 9:52:34 AM |
investment-comet | $25.00 | 11/10/2011 11:33:06 AM |
glroark | $50.00 | 11/10/2011 2:27:51 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:08 PM |
ritwik | $50.00 | 11/10/2011 5:50:51 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:13 PM |
mighty-payout1 | $25.00 | 11/10/2011 7:09:22 PM |
Finchy78 | $25.00 | 11/10/2011 7:08:05 PM |
new-dollar-sprout | $50.00 | 11/10/2011 9:15:28 PM |
careful-return0 | $25.00 | 11/10/2011 10:06:37 PM |
platinum-czar | $99.02 | 11/10/2011 7:52:18 PM |
worth-blanket2 | $1,800.00 | 11/11/2011 8:09:10 AM |
puifais | $50.00 | 11/11/2011 8:09:52 AM |
wlm3012 | $50.00 | 11/10/2011 10:27:05 PM |
dollar-tornado3 | $50.00 | 11/11/2011 7:32:36 AM |
return-grizzly | $100.00 | 11/10/2011 5:18:37 PM |
icanhasloanz | $100.00 | 11/10/2011 8:18:36 PM |
fcrick | $25.00 | 11/9/2011 5:50:08 PM |
312-Lender | $25.00 | 11/9/2011 5:48:17 PM |
green-rapid-openness | $150.00 | 11/9/2011 6:39:33 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:09 PM |
symbiosis | $50.00 | 11/9/2011 5:50:05 PM |
rescue | $100.00 | 11/9/2011 6:44:46 PM |
SLN-10 | $100.00 | 11/9/2011 6:53:59 PM |
Feyenoord | $30.00 | 11/9/2011 8:18:04 PM |
finance-mushroom | $50.00 | 11/9/2011 7:01:52 PM |
amlu1988 | $25.00 | 11/9/2011 8:59:15 PM |
miked8303 | $25.00 | 11/9/2011 7:31:59 PM |
wampum-optimization | $25.00 | 11/10/2011 5:02:43 AM |
Mikale360 | $25.00 | 11/10/2011 12:21:33 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:14 AM |
green28 | $150.00 | 11/10/2011 4:54:18 AM |
platinum-boss2 | $25.00 | 11/9/2011 9:40:29 PM |
real-return | $30.00 | 11/9/2011 9:58:28 PM |
1willray | $25.00 | 11/9/2011 11:06:00 PM |
diplomatic-wealth7 | $25.00 | 11/10/2011 9:28:43 AM |
newest-rate-relaxation | $100.00 | 11/10/2011 9:06:40 AM |
GElender | $25.00 | 11/10/2011 6:05:13 AM |
evnagelist | $25.00 | 11/10/2011 9:39:08 AM |
integrity-doctor | $100.00 | 11/10/2011 8:21:36 AM |
jiftostada | $25.00 | 11/10/2011 1:03:12 PM |
sflash | $25.00 | 11/10/2011 12:30:08 PM |
moola-accelerator6 | $40.00 | 11/10/2011 2:32:56 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:28:39 PM |
managedfund | $700.00 | 11/10/2011 3:31:51 PM |
lotuss4 | $25.00 | 11/10/2011 5:27:59 PM |
loss-of-control | $100.00 | 11/10/2011 4:30:05 PM |
trumpeter5 | $25.00 | 11/10/2011 5:32:14 PM |
market-pudding | $25.00 | 11/10/2011 6:41:40 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:05 PM |
Vaanolo | $25.00 | 11/10/2011 8:40:37 PM |
Bob450 | $30.00 | 11/10/2011 6:42:36 PM |
Something-Corporate | $25.00 | 11/10/2011 11:39:14 PM |
power-secret-agent | $30.00 | 11/11/2011 2:05:11 AM |
shrewd-income | $175.00 | 11/10/2011 7:01:23 PM |
priceless-cash5 | $25.00 | 11/11/2011 4:47:14 AM |
american-investor | $50.00 | 11/11/2011 6:24:10 AM |
intrepid-loot | $25.00 | 11/11/2011 6:34:43 AM |
benefit-trident | $25.00 | 11/11/2011 7:43:57 AM |
85 Investments
|
Borrower Payment Dependent Notes Series
538126
This series of Notes was issued and sold upon the funding of the borrower loan #55896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 11 |
Current / open credit lines:
| 2
/
2 | Length of status: | 19y 2m |
Amount delinquent:
| $20,373 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $528 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-class-payout185 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High Income/poor credit low debt
Purpose of loan: To by a snowmobile / vacation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3950
Monthly expenses: $
Housing: $ 1125
Insurance: $ 90
Car expenses: $ 150
Utilities: $ 100
Phone, cable, internet: $ 75
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 110
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 11/9/2011 9:59:11 AM |
evnagelist | $25.00 | 11/9/2011 9:44:13 AM |
progressive-economy261 | $400.00 | 11/9/2011 12:20:33 PM |
rescue | $100.00 | 11/9/2011 12:10:43 PM |
jiftostada | $25.00 | 11/10/2011 1:03:12 PM |
exchange-pledge | $50.00 | 11/10/2011 1:30:06 PM |
morpholog | $50.00 | 11/10/2011 2:28:44 PM |
rs999 | $25.00 | 11/10/2011 2:40:13 PM |
Vaanolo | $25.00 | 11/10/2011 8:39:56 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:57:11 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:04 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:32:57 PM |
miked8303 | $25.00 | 11/10/2011 2:00:35 PM |
atlas100 | $25.00 | 11/10/2011 2:26:36 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:02 PM |
managedfund | $450.00 | 11/10/2011 1:59:28 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:04 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:45 PM |
Dubbs360 | $50.00 | 11/10/2011 6:17:22 PM |
Angel_Investor_7 | $25.00 | 11/10/2011 7:22:09 PM |
irrelevant | $25.00 | 11/11/2011 6:05:12 AM |
simiray | $25.00 | 11/10/2011 8:54:19 PM |
suave-dime6 | $25.00 | 11/11/2011 6:26:43 AM |
worth-blanket2 | $700.00 | 11/11/2011 8:09:05 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
538132
This series of Notes was issued and sold upon the funding of the borrower loan #55869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,353 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| jihea-appa |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
640-659
(Jan-2008)
660-679
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Getting ready for baby son.
Purpose of loan: need to get ready for another child.
This loan will be used to...help me for unexpected expense like hospital bill and some stuff we need for 2nd child.
My financial situation: monthly income is good just not enough saving for unexpected situation.
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $75.00 | 11/9/2011 5:02:47 PM |
CA-Lender | $25.00 | 11/9/2011 5:09:08 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:28:41 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:03 PM |
fcrick | $25.00 | 11/9/2011 5:50:09 PM |
listing-trapper3 | $50.00 | 11/9/2011 5:48:11 PM |
fabulous-community4 | $25.00 | 11/9/2011 5:54:13 PM |
cashhelp | $25.00 | 11/9/2011 5:34:30 PM |
SLN-10 | $100.00 | 11/9/2011 6:53:59 PM |
clemclan | $50.00 | 11/9/2011 6:55:57 PM |
Aberdeen | $4,150.00 | 11/9/2011 7:11:06 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:12:43 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:18 PM |
312-Lender | $25.00 | 11/9/2011 5:48:24 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:06 PM |
DiligentiaLLC | $50.00 | 11/9/2011 6:15:54 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:18 PM |
loan-hacker | $25.00 | 11/9/2011 6:02:24 PM |
heavenly-interest9 | $600.00 | 11/9/2011 5:15:03 PM |
jjswanso | $25.00 | 11/9/2011 6:18:56 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
538140
This series of Notes was issued and sold upon the funding of the borrower loan #56042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-09-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27,170 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| jeja2 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
620-639
(Apr-2008)
|
Principal balance:
| $1,819.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
payoff high interest personal loan
Purpose of loan:Pay off high interest loan
This loan will be used to...
My financial situation:good
I am a good candidate for this loan because...I'm not late on my payments
Monthly net income: $3900
Monthly expenses: $2200
Housing: $525
Insurance: $60
Car expenses: $100
Utilities: $175
Phone, cable, internet: $140
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $229.65 | 11/9/2011 9:10:34 AM |
InChicago | $100.00 | 11/9/2011 9:21:34 AM |
113121 | $1,595.35 | 11/9/2011 9:33:18 AM |
Milonguero | $100.00 | 11/9/2011 9:04:08 AM |
frantic-retirement | $150.00 | 11/9/2011 9:11:56 AM |
credit-missile | $125.00 | 11/9/2011 9:15:09 AM |
Kash2010lu | $30.00 | 11/9/2011 9:05:47 AM |
jjswanso | $25.00 | 11/9/2011 9:10:37 AM |
sweety075 | $25.00 | 11/9/2011 9:28:16 AM |
janeybooboo | $75.00 | 11/9/2011 9:07:56 AM |
thankful-nickel2 | $25.00 | 11/9/2011 9:16:56 AM |
atlas-shrugged | $200.00 | 11/9/2011 9:05:25 AM |
caper945 | $100.00 | 11/9/2011 9:06:35 AM |
important-openness1 | $100.00 | 11/9/2011 9:07:57 AM |
BigSkyFinancial | $30.00 | 11/9/2011 9:08:41 AM |
finance-solo | $25.00 | 11/9/2011 9:09:38 AM |
favorite-commerce | $40.00 | 11/9/2011 9:11:00 AM |
312-Lender | $25.00 | 11/9/2011 9:13:46 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
538142
This series of Notes was issued and sold upon the funding of the borrower loan #55953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,847 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-tycoon9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,312.47 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $7,914.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Xmas money
Purpose of loan: make kids xmas a great one
This loan will be used to...personal use
My financial situation: good
I am a good candidate for this loan because...i make all payments on time
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
qwsd12 | $50.00 | 11/11/2011 6:19:00 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:16 PM |
rs999 | $25.00 | 11/11/2011 6:31:39 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:22 PM |
enriching-credit9 | $25.00 | 11/11/2011 5:16:03 PM |
TennSquire | $25.00 | 11/11/2011 5:18:55 PM |
restless-currency | $50.00 | 11/11/2011 6:58:40 PM |
independent-kindness5 | $67.32 | 11/11/2011 7:17:16 PM |
CollinsCrew | $25.28 | 11/11/2011 7:43:43 PM |
jebber007 | $75.00 | 11/11/2011 8:02:06 PM |
prudent-bid3 | $50.00 | 11/11/2011 7:18:25 PM |
sophisticated-return496 | $25.00 | 11/11/2011 8:03:57 PM |
Pitufo | $25.00 | 11/11/2011 8:19:11 PM |
logical-investment4 | $27.09 | 11/11/2011 8:27:00 PM |
evnagelist | $25.00 | 11/11/2011 7:39:33 PM |
fascinating-benefit279 | $50.00 | 11/11/2011 8:37:58 PM |
investment-visionary | $25.00 | 11/11/2011 9:49:40 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:05 AM |
Ballybay | $100.00 | 11/12/2011 4:05:39 AM |
birddogsb | $50.00 | 11/12/2011 6:06:02 AM |
unequaled-ore | $25.00 | 11/12/2011 7:13:17 AM |
Mathon | $25.00 | 11/12/2011 7:28:12 AM |
RedantFinance | $25.00 | 11/12/2011 9:39:59 AM |
AAe | $30.00 | 11/12/2011 9:41:54 AM |
enchanted-truth264 | $25.00 | 11/12/2011 7:37:10 AM |
stock106 | $25.00 | 11/12/2011 9:24:41 AM |
diversification-gala1 | $25.00 | 11/12/2011 10:28:09 AM |
fantastic-bazaar2 | $100.00 | 11/12/2011 11:02:51 AM |
asiaratt | $50.00 | 11/12/2011 12:38:35 PM |
hard-working-interest153 | $28.95 | 11/12/2011 12:40:18 PM |
minddoc | $25.00 | 11/12/2011 1:24:51 PM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:39 PM |
turbolozano | $50.00 | 11/13/2011 12:35:15 AM |
tshurts | $25.00 | 11/12/2011 3:18:58 PM |
ventureboy | $26.00 | 11/13/2011 11:42:20 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:32 AM |
jamiee73 | $25.00 | 11/13/2011 2:44:14 PM |
Sid-K | $3.58 | 11/13/2011 2:44:36 PM |
Angel_Investor_7 | $25.00 | 11/13/2011 12:14:52 PM |
apostle901 | $25.00 | 11/13/2011 1:54:48 PM |
GCInvestments | $29.00 | 11/13/2011 2:38:02 PM |
fcrick | $25.00 | 11/11/2011 5:28:18 PM |
Dubbs360 | $50.00 | 11/11/2011 5:57:43 PM |
dariop | $30.01 | 11/11/2011 7:26:50 PM |
EEasyMoney | $25.00 | 11/11/2011 7:29:35 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 7:53:48 PM |
kulender | $100.00 | 11/11/2011 8:00:12 PM |
miked8303 | $25.00 | 11/11/2011 8:02:39 PM |
setUup | $26.20 | 11/11/2011 8:36:15 PM |
pdub | $75.00 | 11/11/2011 7:44:01 PM |
Johnab | $26.02 | 11/11/2011 8:41:49 PM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:23:47 AM |
ASR3 | $35.00 | 11/12/2011 5:32:20 AM |
commerce-wildebeest2 | $25.00 | 11/12/2011 6:53:27 AM |
patriot0 | $25.00 | 11/12/2011 3:45:16 AM |
EarlyRiser | $140.00 | 11/12/2011 4:42:17 AM |
yield-hut | $25.00 | 11/12/2011 5:37:16 AM |
econgineer | $75.00 | 11/12/2011 8:30:49 AM |
social-zebra | $30.00 | 11/12/2011 9:25:04 AM |
momoney2lend | $25.00 | 11/12/2011 10:15:51 AM |
investment-kingdom | $25.00 | 11/12/2011 10:59:03 AM |
matt_2006 | $25.00 | 11/12/2011 11:16:39 AM |
RiskMan | $200.00 | 11/12/2011 12:56:48 PM |
SKOAL | $25.00 | 11/12/2011 9:24:09 AM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:22 PM |
first-loan-assembler | $40.55 | 11/12/2011 12:15:03 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:31 PM |
cookie1208 | $300.00 | 11/12/2011 4:53:50 PM |
kevin314 | $25.00 | 11/12/2011 4:58:58 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:35 AM |
lobstahlender | $30.00 | 11/13/2011 10:38:49 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:55 PM |
lagnisiruk | $25.00 | 11/13/2011 12:16:43 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
538148
This series of Notes was issued and sold upon the funding of the borrower loan #55866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 12.54% |
Borrower rate/APR:
| 13.54% / 16.39% |
Monthly payment:
| $101.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.50% | | |
| |
Estimated return*:
| 8.70% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 12y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,190 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| diligent-capital2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cards begone
Purpose of loan:
This loan will be used to...
My financial situation: Im looking to pay off my credit cards because i would like to purchase a car next year. It will be easier for me to budget with one payment instead of the multiple payments i have now. Plus with a lower interest rate i will be able to save a little more each month. All of my debt is credit card debt. The interest rates on these cards are all at least 20%. My monthly expenses are about $1700 with variables thrown in for special occasions.I have worked at my current employer for 12 years, basically my whole adult life. Now that i have a goal of purchasing a new car i feel very determined to pay off the balances and to start with a clean slate.
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/9/2011 5:15:19 PM |
bb575 | $50.00 | 11/9/2011 5:06:35 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:35 PM |
JustMee | $25.00 | 11/9/2011 5:22:13 PM |
green-trade-dolphin2 | $35.47 | 11/9/2011 5:02:07 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:19 PM |
charming-exchange7 | $25.00 | 11/9/2011 6:16:07 PM |
cashhelp | $25.00 | 11/9/2011 5:33:13 PM |
WalnutCreekguy | $100.00 | 11/9/2011 7:33:08 PM |
caring-hope2 | $100.00 | 11/9/2011 6:31:23 PM |
bill-booster5 | $25.00 | 11/9/2011 8:44:49 PM |
kenji4861 | $25.00 | 11/9/2011 6:45:21 PM |
favorite-commerce | $30.00 | 11/9/2011 10:02:53 PM |
indomitable-coin | $25.00 | 11/9/2011 6:56:47 PM |
blot44 | $25.00 | 11/9/2011 9:09:48 PM |
wild-orange | $436.80 | 11/10/2011 1:21:51 AM |
penguino | $100.00 | 11/9/2011 7:09:27 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:16 PM |
ingenious-deal6 | $25.00 | 11/9/2011 11:42:48 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:37 PM |
engaging-worth | $25.00 | 11/9/2011 8:36:06 PM |
ChoiceInvestments | $31.73 | 11/9/2011 9:59:49 PM |
basejump0 | $25.00 | 11/9/2011 10:21:21 PM |
Reddy_Capital | $36.00 | 11/9/2011 10:48:28 PM |
cnovak | $25.00 | 11/9/2011 5:19:52 PM |
LiveNow | $50.00 | 11/9/2011 5:05:12 PM |
sfmf | $25.00 | 11/9/2011 5:39:37 PM |
bluebird5 | $25.00 | 11/9/2011 5:22:15 PM |
E-2 | $100.00 | 11/9/2011 5:24:11 PM |
evnagelist | $25.00 | 11/9/2011 5:44:15 PM |
peter79130 | $25.00 | 11/9/2011 5:41:16 PM |
mad-scientist418 | $25.00 | 11/9/2011 6:22:24 PM |
BigMac1953 | $25.00 | 11/9/2011 6:44:30 PM |
Clambake | $25.00 | 11/9/2011 6:15:58 PM |
principal-star | $30.00 | 11/9/2011 7:22:32 PM |
subtle-revenue0 | $25.00 | 11/9/2011 7:02:43 PM |
riskreward | $250.00 | 11/9/2011 7:44:52 PM |
D911ave | $50.00 | 11/9/2011 6:44:11 PM |
pdub | $75.00 | 11/9/2011 8:00:11 PM |
mpatrick | $50.00 | 11/9/2011 9:30:41 PM |
fascinating-benefit279 | $50.00 | 11/9/2011 6:58:43 PM |
goodhearted-basis4 | $25.00 | 11/9/2011 10:44:23 PM |
Moneypenny6 | $25.00 | 11/9/2011 11:00:07 PM |
jarf | $25.00 | 11/9/2011 8:37:38 PM |
wild-orange | $200.00 | 11/10/2011 1:20:15 AM |
BenR | $100.00 | 11/9/2011 7:44:23 PM |
vutah | $25.00 | 11/9/2011 9:44:13 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
538176
This series of Notes was issued and sold upon the funding of the borrower loan #56150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 41% |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 27
/
24 | Length of status: | 0y 1m |
Amount delinquent:
| $7,250 |
Total credit lines:
| 92 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,712 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gimelisa |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 81% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 6
( 17% )
| 640-659
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
Total payments billed:
| 36 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5173.52
Monthly expenses:N/A
Housing: $1427.88
Insurance: $95.00
Car expenses: $509.44
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $125.00
Clothing, household expenses: $75.00
Credit cards and other loans: $1561.00
Other expenses: Student Loan $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 11/10/2011 9:04:37 AM |
Mikale360 | $25.00 | 11/10/2011 11:41:15 AM |
engrossing-responsibility0 | $50.00 | 11/10/2011 3:41:08 PM |
Feyenoord | $30.00 | 11/10/2011 10:36:48 PM |
frooogal | $25.00 | 11/10/2011 8:43:01 PM |
AF-Chief | $25.00 | 11/11/2011 11:28:05 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:12 AM |
Sid-K | $25.00 | 11/11/2011 3:03:17 PM |
transparency-universe8 | $25.00 | 11/11/2011 12:32:00 PM |
papaloha | $25.00 | 11/11/2011 2:08:50 PM |
Zuzu | $25.00 | 11/11/2011 6:13:48 PM |
credit-driver9 | $57.55 | 11/11/2011 3:46:26 PM |
barefootpaul | $25.00 | 11/11/2011 6:51:24 PM |
enterprising-credit2 | $25.00 | 11/11/2011 6:56:08 PM |
restless-currency | $50.00 | 11/11/2011 6:58:35 PM |
chief_wo | $25.00 | 11/11/2011 7:14:49 PM |
Pman | $25.00 | 11/11/2011 7:38:44 PM |
Binan | $35.00 | 11/11/2011 7:40:24 PM |
sweet-payout5 | $25.00 | 11/11/2011 6:59:26 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:12 PM |
HHP | $100.00 | 11/11/2011 7:10:43 PM |
glroark | $50.00 | 11/11/2011 7:24:56 PM |
hawat | $25.00 | 11/11/2011 9:34:37 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:04 AM |
1randyp | $50.00 | 11/12/2011 5:09:20 AM |
building_community | $25.00 | 11/12/2011 7:11:46 AM |
Leshan | $25.00 | 11/12/2011 8:05:52 AM |
kic008 | $32.08 | 11/12/2011 11:17:03 AM |
trumpeter5 | $25.00 | 11/12/2011 12:00:17 PM |
asiaratt | $50.00 | 11/12/2011 12:38:34 PM |
julijask | $25.00 | 11/12/2011 1:34:23 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:28 PM |
authoritative-capital | $25.00 | 11/12/2011 12:38:38 PM |
finance-amusement4 | $100.00 | 11/12/2011 3:44:45 PM |
AsianDragon | $25.00 | 11/12/2011 4:02:40 PM |
upc_tnt | $25.00 | 11/12/2011 3:44:54 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:27 AM |
p2p-mushroom1 | $25.00 | 11/13/2011 4:37:54 AM |
dollar-tornado3 | $25.00 | 11/13/2011 5:20:38 AM |
heerzaquestion | $25.00 | 11/13/2011 6:17:07 AM |
hope-candy1 | $50.00 | 11/13/2011 4:52:37 AM |
supersarah61 | $50.00 | 11/12/2011 4:33:21 PM |
NickRac | $25.00 | 11/13/2011 6:04:04 AM |
golden-velocity9 | $25.00 | 11/12/2011 4:51:58 PM |
kevin314 | $25.00 | 11/12/2011 4:58:55 PM |
ventureboy | $25.00 | 11/13/2011 11:42:19 AM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:30 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:14:49 PM |
asset-professor | $50.00 | 11/13/2011 9:29:38 AM |
jbloans | $25.00 | 11/13/2011 4:27:29 PM |
basis-wizard8 | $50.00 | 11/13/2011 5:22:57 PM |
diversification-medalist | $25.00 | 11/13/2011 7:48:11 PM |
PXM-Financial | $25.00 | 11/13/2011 8:28:14 PM |
apostle901 | $25.00 | 11/13/2011 1:54:46 PM |
red-investment-ranch | $37.81 | 11/13/2011 10:45:37 PM |
top-deal-achievement | $25.00 | 11/13/2011 8:32:57 PM |
worth-blanket2 | $3,500.00 | 11/13/2011 9:58:14 PM |
fcrick | $25.00 | 11/10/2011 10:29:17 AM |
five-star-note | $25.00 | 11/10/2011 2:36:52 PM |
jhouman | $25.00 | 11/10/2011 3:26:29 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:07 PM |
TennSquire | $25.00 | 11/11/2011 9:57:00 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:13 PM |
bid-stockpiler1 | $25.00 | 11/11/2011 5:54:44 PM |
EEasyMoney | $25.00 | 11/11/2011 7:31:58 PM |
impala6464 | $75.00 | 11/11/2011 7:51:12 PM |
kulender | $100.00 | 11/11/2011 8:00:09 PM |
dariop | $30.01 | 11/11/2011 7:25:55 PM |
JPMorrisLegacyFund | $65.97 | 11/11/2011 9:07:33 PM |
debt-legend | $25.00 | 11/11/2011 9:17:30 PM |
kazanov | $25.00 | 11/11/2011 10:34:16 PM |
penny-winner | $69.58 | 11/11/2011 11:49:56 PM |
the-discrete-income | $25.00 | 11/11/2011 10:14:13 PM |
maildude | $25.00 | 11/12/2011 4:13:53 AM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:24:33 AM |
suave-dime6 | $25.00 | 11/12/2011 5:02:32 AM |
SolarMoonshine | $25.00 | 11/12/2011 3:45:11 AM |
aztocas | $25.00 | 11/12/2011 8:06:59 AM |
treasure-hunter270 | $25.00 | 11/12/2011 9:19:16 AM |
dynamic-platinum | $25.00 | 11/12/2011 9:38:06 AM |
impressive-openness7 | $25.00 | 11/12/2011 10:27:52 AM |
luzonct | $100.00 | 11/12/2011 10:54:26 AM |
worth-shower8 | $100.00 | 11/12/2011 1:34:54 PM |
the-hope-workhorse | $200.00 | 11/12/2011 10:30:23 AM |
xfbpl | $25.00 | 11/12/2011 2:32:15 PM |
market-baby2 | $25.00 | 11/12/2011 11:58:28 AM |
blivet1970 | $25.00 | 11/12/2011 2:54:27 PM |
julijask | $25.00 | 11/12/2011 1:33:53 PM |
chererat | $100.00 | 11/12/2011 6:35:29 PM |
cjames84 | $25.00 | 11/12/2011 8:00:41 PM |
thrifty-capital | $30.00 | 11/12/2011 9:37:48 PM |
merciful-return164 | $122.00 | 11/13/2011 12:49:12 AM |
rmpedi33 | $25.00 | 11/13/2011 9:44:31 AM |
money-surge1 | $25.00 | 11/13/2011 7:01:47 PM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:54 PM |
the-respectful-transaction | $25.00 | 11/13/2011 1:42:55 PM |
Bookophile | $100.00 | 11/13/2011 8:44:41 PM |
well-mannered-income3 | $40.00 | 11/13/2011 8:34:35 PM |
papaloha | $50.00 | 11/13/2011 4:18:44 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
538188
This series of Notes was issued and sold upon the funding of the borrower loan #56155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Nov-10-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 10.19% |
Borrower rate/APR:
| 11.19% / 18.90% |
Monthly payment:
| $265.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.03% | | |
| |
Estimated return*:
| 5.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,843 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| uBoast |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 92% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 1
( 8% )
| 600-619
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Create a Mobile Crime reporting app
Purpose of loan:
This loan will be used to fund the development of a mobile application that may be used by citizens to report crime.
My financial situation:
I am a good candidate for this loan because I have a stable job and just need a small investment to take on a new venture.
Monthly net income: $7,000
Monthly expenses: $2,000
Housing: $1,500
Insurance: $100
Car expenses: $400
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rich266 | $25.00 | 11/10/2011 9:04:23 AM |
loan-tycoon0 | $25.00 | 11/10/2011 9:17:00 AM |
Tkhalaska | $25.00 | 11/10/2011 9:43:24 AM |
favorite-commerce | $30.00 | 11/10/2011 10:10:23 AM |
ingenious-deal6 | $25.00 | 11/10/2011 10:19:33 AM |
alert9 | $25.00 | 11/10/2011 11:23:13 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:20 AM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:28 PM |
five-star-note | $25.00 | 11/10/2011 2:36:52 PM |
gmoney37 | $25.00 | 11/10/2011 2:45:14 PM |
newest-generous-income | $32.79 | 11/10/2011 12:27:41 PM |
transparency-universe8 | $25.00 | 11/10/2011 2:41:59 PM |
determined-revenue1 | $35.00 | 11/10/2011 1:55:07 PM |
secureincome | $364.54 | 11/10/2011 3:37:12 PM |
supernova719 | $25.00 | 11/10/2011 2:45:23 PM |
invincible-peso | $132.67 | 11/10/2011 3:09:58 PM |
social-cocktail1 | $200.00 | 11/10/2011 9:26:09 AM |
cnovak | $25.00 | 11/10/2011 9:10:45 AM |
AM2171 | $30.00 | 11/10/2011 9:47:52 AM |
ingenious-deal6 | $25.00 | 11/10/2011 10:19:36 AM |
Rick21 | $25.00 | 11/10/2011 9:58:35 AM |
evnagelist | $25.00 | 11/10/2011 9:38:55 AM |
ryan6853 | $25.00 | 11/10/2011 12:45:41 PM |
WaitForIt | $50.00 | 11/10/2011 12:56:12 PM |
Ols744 | $50.00 | 11/10/2011 10:06:22 AM |
Bendistraw | $25.00 | 11/10/2011 10:09:40 AM |
Beechturner | $50.00 | 11/10/2011 1:10:34 PM |
enterprising-credit2 | $25.00 | 11/10/2011 1:31:33 PM |
managedfund | $900.00 | 11/10/2011 1:48:48 PM |
TikPmp1 | $25.00 | 11/10/2011 2:11:16 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:49 PM |
platinum-genetics | $25.00 | 11/10/2011 2:43:56 PM |
infinitykid | $50.00 | 11/10/2011 3:13:38 PM |
PISCESPRINCESS | $25.00 | 11/10/2011 1:48:15 PM |
MicroLender357 | $25.00 | 11/10/2011 2:10:48 PM |
nisim5 | $50.00 | 11/10/2011 2:51:01 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
538222
This series of Notes was issued and sold upon the funding of the borrower loan #55911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $458.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $122,616 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| God4Gives |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
House needs facelift
Purpose of loan:
This loan will be used to fix roof of house and fix up house.
My financial situation:
I am a good candidate for this loan because I have a good steady job. I have had a prosper loan before and paid it off completely.
Monthly net income: $90,000
Monthly expenses:
Housing: $1000
Insurance: $50
Car expenses: $50
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
impressive-loan | $100.00 | 11/9/2011 5:07:40 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:20 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:36 PM |
evnagelist | $25.00 | 11/9/2011 5:44:16 PM |
determined-revenue1 | $35.00 | 11/9/2011 6:09:32 PM |
Feyenoord | $30.00 | 11/9/2011 6:38:51 PM |
rescue | $100.00 | 11/9/2011 6:44:46 PM |
influential-benjamins0 | $100.00 | 11/9/2011 7:21:42 PM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:43 PM |
rs999 | $25.00 | 11/9/2011 8:01:06 PM |
riskreward | $250.00 | 11/9/2011 7:44:54 PM |
Gordon_Gekko1 | $25.00 | 11/9/2011 8:27:24 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:10 PM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:26 AM |
john0720 | $25.00 | 11/10/2011 6:53:12 AM |
Rick21 | $25.00 | 11/10/2011 9:58:33 AM |
managedfund | $750.00 | 11/10/2011 2:49:44 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:43:30 PM |
r48 | $25.00 | 11/10/2011 4:44:08 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:37 PM |
Christophe | $25.00 | 11/10/2011 7:39:15 PM |
comet55 | $50.00 | 11/10/2011 7:34:47 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:16 PM |
orange-kindness-captain | $40.00 | 11/10/2011 8:40:40 PM |
elephantparty | $25.00 | 11/10/2011 8:36:48 PM |
gotjack | $36.00 | 11/11/2011 4:17:42 AM |
johnrx | $50.00 | 11/10/2011 7:12:59 PM |
dollar-tornado3 | $50.00 | 11/11/2011 7:33:38 AM |
Leshan | $10.72 | 11/11/2011 8:19:33 AM |
benefit-trident | $25.00 | 11/11/2011 7:44:39 AM |
golffish2 | $25.00 | 11/10/2011 4:22:14 AM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:21 PM |
cnovak | $25.00 | 11/9/2011 5:19:53 PM |
listing-trapper3 | $50.00 | 11/9/2011 5:48:11 PM |
fcrick | $25.00 | 11/9/2011 5:50:10 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:08 PM |
Pebbles-Lending | $25.00 | 11/9/2011 6:12:13 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:21 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:17 PM |
jaycro | $25.00 | 11/9/2011 7:42:33 PM |
investmentgroup | $25.00 | 11/9/2011 7:19:00 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:38 PM |
tntmojave | $50.00 | 11/9/2011 7:50:01 PM |
Bank_Of_XL | $25.00 | 11/9/2011 8:08:13 PM |
real-return | $30.00 | 11/9/2011 10:04:14 PM |
kindness-jedi | $25.00 | 11/9/2011 7:04:38 PM |
antlr | $50.00 | 11/9/2011 9:18:05 PM |
five-star-note | $25.00 | 11/9/2011 7:42:49 PM |
jescowa | $50.00 | 11/10/2011 9:18:01 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:23 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:18 AM |
FinanceEngine | $40.00 | 11/10/2011 9:59:24 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:49 PM |
worthy-bid8 | $50.00 | 11/10/2011 10:13:25 AM |
newest-rate-relaxation | $50.00 | 11/10/2011 1:59:51 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:48 PM |
circuitfive | $25.00 | 11/10/2011 5:57:56 PM |
lendersf | $50.00 | 11/10/2011 6:21:38 PM |
investment-artist | $27.01 | 11/10/2011 3:30:53 PM |
prohelper | $25.00 | 11/10/2011 6:31:24 PM |
help4u | $25.00 | 11/10/2011 7:02:23 PM |
nyp112 | $25.00 | 11/11/2011 4:00:29 AM |
thankful-nickel2 | $50.00 | 11/11/2011 6:59:34 AM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:07 AM |
worth-blanket2 | $9,100.00 | 11/11/2011 8:08:26 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
538244
This series of Notes was issued and sold upon the funding of the borrower loan #55974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 16.64% |
Borrower rate/APR:
| 17.64% / 20.56% |
Monthly payment:
| $179.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.35% | | |
| |
Estimated return*:
| 10.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,640 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-trailblazer3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down
Purpose of loan: Debt Consolidation
This loan will be used to...pay off high-interest credit cards
My financial situation: Fairly tight each month
I am a good candidate for this loan because...This will allow me to consolidate my payements and debt into a lower intereste rate loan and not feel so strapped each month.
Monthly net income: $4275
Monthly expenses: $4000
Housing: $1375
Insurance: $682
Car expenses: $350
Utilities: $225
Phone, cable, internet: $270
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: $223
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 11/9/2011 5:16:22 PM |
iaffy | $50.00 | 11/9/2011 6:52:31 PM |
janeybooboo | $75.00 | 11/9/2011 8:35:13 PM |
riskreward | $250.00 | 11/9/2011 7:44:54 PM |
steven3333 | $25.00 | 11/10/2011 7:46:35 AM |
Searlzy | $25.00 | 11/10/2011 6:34:37 AM |
AM2171 | $30.00 | 11/10/2011 9:46:12 AM |
golden-velocity9 | $25.00 | 11/10/2011 12:05:50 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:37 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:45 PM |
paladin510 | $50.00 | 11/10/2011 7:33:37 PM |
rs999 | $25.00 | 11/10/2011 7:49:21 PM |
rescue | $100.00 | 11/10/2011 7:57:48 PM |
elephantparty | $25.00 | 11/10/2011 8:36:49 PM |
luminous-marketplace5 | $25.00 | 11/11/2011 2:24:08 AM |
comet55 | $25.00 | 11/10/2011 7:35:59 PM |
umfan123 | $25.00 | 11/11/2011 8:32:17 AM |
trident9 | $50.00 | 11/11/2011 8:40:00 AM |
LongTail | $25.00 | 11/10/2011 8:50:59 PM |
jamiee73 | $25.00 | 11/11/2011 9:13:50 AM |
bullwink27 | $25.00 | 11/11/2011 3:25:07 AM |
green-moola-sniffer | $25.00 | 11/11/2011 9:48:00 AM |
majestic-dedication | $50.00 | 11/11/2011 8:41:20 AM |
GoGators01 | $25.00 | 11/11/2011 11:48:48 AM |
figs4u2 | $67.00 | 11/11/2011 12:16:46 PM |
first-upright-payout | $25.00 | 11/11/2011 1:22:33 PM |
Mark0135 | $50.00 | 11/11/2011 10:25:17 AM |
social-heart | $25.00 | 11/11/2011 2:49:26 PM |
thankful-nickel2 | $25.00 | 11/11/2011 5:53:48 PM |
gold-commander0 | $25.00 | 11/11/2011 5:54:31 PM |
Sid-K | $25.00 | 11/11/2011 3:03:14 PM |
Pman | $25.00 | 11/11/2011 7:38:43 PM |
pnace | $50.00 | 11/11/2011 7:38:50 PM |
sound | $50.00 | 11/11/2011 9:59:40 PM |
skuba | $75.00 | 11/11/2011 11:30:33 PM |
value-investor9 | $25.00 | 11/12/2011 4:24:06 AM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:19 PM |
integrity-scout | $25.00 | 11/12/2011 6:52:20 AM |
stolan | $50.00 | 11/12/2011 4:05:47 AM |
icon7 | $35.00 | 11/12/2011 7:23:53 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:22 AM |
papaman | $25.00 | 11/12/2011 8:18:16 AM |
aoohollis310 | $25.00 | 11/12/2011 8:23:33 AM |
Gibbyland | $92.73 | 11/12/2011 8:45:36 AM |
MightyMataya | $25.00 | 11/12/2011 6:01:24 AM |
durability-ruler | $25.00 | 11/12/2011 8:20:58 AM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:22 PM |
cnovak | $25.00 | 11/9/2011 5:19:54 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:18 PM |
fervent-repayment | $50.00 | 11/9/2011 5:36:38 PM |
evnagelist | $25.00 | 11/9/2011 5:44:17 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:39 PM |
Bendistraw | $25.00 | 11/10/2011 10:19:25 AM |
managedfund | $1,000.00 | 11/10/2011 2:07:57 PM |
SnE | $50.00 | 11/10/2011 5:24:33 PM |
Interloper | $29.00 | 11/10/2011 7:16:21 PM |
jescowa | $50.00 | 11/10/2011 7:35:36 PM |
tenacious-capital3 | $26.27 | 11/10/2011 7:39:16 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:11 PM |
orange-kindness-captain | $40.00 | 11/10/2011 8:40:40 PM |
lendersf | $50.00 | 11/10/2011 6:21:39 PM |
kindness-jedi | $25.00 | 11/10/2011 6:46:37 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:47 PM |
charming-exchange7 | $25.00 | 11/11/2011 7:48:05 AM |
Investor_DP | $100.00 | 11/11/2011 10:15:31 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 11:50:45 AM |
social-heart | $25.00 | 11/11/2011 2:44:56 PM |
prohelper | $25.00 | 11/11/2011 12:12:35 PM |
Rick21 | $25.00 | 11/11/2011 5:09:56 PM |
Kyileo | $25.00 | 11/11/2011 1:26:44 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:24 PM |
harperpotok | $100.00 | 11/11/2011 3:03:40 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:30:38 PM |
nimble-penny1 | $25.00 | 11/11/2011 7:33:28 PM |
dollar-sonnet3 | $25.00 | 11/11/2011 7:36:47 PM |
return-daydream | $25.00 | 11/11/2011 7:44:42 PM |
paddatjie | $25.00 | 11/11/2011 7:25:35 PM |
kmw | $25.00 | 11/11/2011 7:35:53 PM |
bold-riveting-social | $25.00 | 11/11/2011 11:45:52 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:44 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:36 AM |
ParadigmShift | $25.00 | 11/12/2011 4:10:59 AM |
Elbanko | $30.00 | 11/12/2011 4:39:24 AM |
TCayce | $25.00 | 11/11/2011 11:34:55 PM |
PeterV | $25.00 | 11/12/2011 5:29:03 AM |
siesta100 | $25.00 | 11/12/2011 5:47:13 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:02 AM |
kyomoon | $50.00 | 11/12/2011 6:24:01 AM |
Radu43 | $25.00 | 11/12/2011 8:07:30 AM |
mathomas3 | $25.00 | 11/12/2011 8:27:32 AM |
rvtbike | $50.00 | 11/12/2011 8:34:00 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
538248
This series of Notes was issued and sold upon the funding of the borrower loan #56138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $286.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 21y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,889 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-warmth6 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
Principal balance:
| $3,319.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
HOME KITCHEN IMPROVEMENTS
Purpose of loan:
This loan will be used to...update my kitchen, and redo my deck.
My financial situation:
I am a good candidate for this loan because...I have a secure income. I have been employed for over 21 yrs. I have never defaulted on any bills.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
icanhasloanz | $50.00 | 11/10/2011 8:10:31 PM |
cnovak | $25.00 | 11/9/2011 5:19:54 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:22 PM |
nickel-ferret | $50.00 | 11/9/2011 5:16:22 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:41 PM |
loan-hacker | $25.00 | 11/9/2011 6:02:25 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:11 PM |
BxRealtor | $25.00 | 11/9/2011 7:15:19 PM |
fcrick | $25.00 | 11/9/2011 5:50:11 PM |
jgar_O | $25.00 | 11/9/2011 7:32:37 PM |
platinum-genetics | $25.00 | 11/9/2011 7:40:39 PM |
economy-coup | $50.00 | 11/9/2011 7:58:52 PM |
bulabula | $25.00 | 11/9/2011 9:06:52 PM |
sushi537 | $25.00 | 11/9/2011 9:36:04 PM |
SolarMoonshine | $25.00 | 11/10/2011 3:43:56 AM |
Searlzy | $25.00 | 11/10/2011 6:19:43 AM |
credit-coach118 | $65.37 | 11/10/2011 8:53:19 AM |
wonderous-power | $25.00 | 11/10/2011 4:44:50 AM |
wampum-optimization | $25.00 | 11/10/2011 5:01:02 AM |
tenacious-capital3 | $26.27 | 11/10/2011 9:21:22 AM |
kendigme | $25.00 | 11/10/2011 5:07:19 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:26 AM |
Fowlhunter | $125.00 | 11/10/2011 10:02:25 AM |
plane450 | $28.00 | 11/10/2011 11:50:19 AM |
exchange-pledge | $50.00 | 11/10/2011 1:30:09 PM |
rescue | $100.00 | 11/10/2011 3:01:41 PM |
managedfund | $2,000.00 | 11/10/2011 3:00:46 PM |
reward-adventure | $50.00 | 11/10/2011 6:23:15 PM |
impressive-loan | $100.00 | 11/10/2011 3:37:53 PM |
figs4u2 | $100.00 | 11/10/2011 6:12:12 PM |
fortytwo | $150.00 | 11/10/2011 6:14:20 PM |
affluence-birdie7 | $25.00 | 11/10/2011 6:42:55 PM |
Comoparklender | $25.00 | 11/10/2011 5:06:28 PM |
mikrolown | $25.00 | 11/10/2011 7:28:11 PM |
Reliance_Banker | $41.63 | 11/10/2011 7:40:11 PM |
wlm3012 | $30.00 | 11/10/2011 10:10:55 PM |
shrewd-income | $75.00 | 11/10/2011 7:04:15 PM |
loantigger | $25.00 | 11/10/2011 9:32:43 PM |
golffish2 | $25.00 | 11/10/2011 4:22:43 AM |
social-cocktail1 | $200.00 | 11/9/2011 5:49:43 PM |
first-cash-producer | $25.00 | 11/9/2011 6:33:40 PM |
kindness-jedi | $25.00 | 11/9/2011 7:04:39 PM |
influential-benjamins0 | $100.00 | 11/9/2011 7:21:43 PM |
Kash2010lu | $30.00 | 11/9/2011 7:22:40 PM |
grammaspurse | $25.00 | 11/9/2011 5:46:07 PM |
tntmojave | $50.00 | 11/9/2011 7:50:02 PM |
determined-revenue1 | $35.00 | 11/9/2011 6:09:33 PM |
worthy-bid8 | $50.00 | 11/9/2011 6:13:41 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:48 PM |
basejump0 | $25.00 | 11/9/2011 10:23:45 PM |
coin-investor | $25.00 | 11/9/2011 7:45:21 PM |
heeeley | $25.00 | 11/10/2011 6:02:30 AM |
real-return | $25.00 | 11/9/2011 9:56:59 PM |
enterprising-credit2 | $25.00 | 11/10/2011 8:47:01 AM |
FinanceEngine | $40.00 | 11/10/2011 9:58:06 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:26 AM |
golden-velocity9 | $50.00 | 11/10/2011 11:53:07 AM |
gain-equator | $25.00 | 11/10/2011 1:06:48 PM |
prohelper | $25.00 | 11/10/2011 2:20:07 PM |
blazing-capital2 | $250.00 | 11/10/2011 12:11:25 PM |
orange-preeminant-bill | $25.00 | 11/10/2011 2:26:17 PM |
Zeenos | $25.11 | 11/10/2011 3:18:44 PM |
loss-of-control | $100.00 | 11/10/2011 4:25:42 PM |
proud-gold9 | $25.00 | 11/10/2011 2:41:44 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 2:51:48 PM |
circuitfive | $25.00 | 11/10/2011 5:57:56 PM |
wwwUniversal | $25.00 | 11/10/2011 6:08:11 PM |
Bob450 | $30.00 | 11/10/2011 6:38:06 PM |
finance-mushroom | $200.00 | 11/10/2011 5:26:05 PM |
CAGE-Investments | $25.00 | 11/10/2011 7:42:12 PM |
five-star-note | $25.00 | 11/10/2011 7:43:56 PM |
comet55 | $25.00 | 11/10/2011 7:36:26 PM |
elephantparty | $25.00 | 11/10/2011 8:36:49 PM |
first-class-yield9 | $50.00 | 11/10/2011 10:52:11 PM |
brightest-gain-investor | $1,358.62 | 11/10/2011 10:59:18 PM |
responsibility-butterfly | $25.00 | 11/10/2011 7:27:38 PM |
jamiee73 | $25.00 | 11/10/2011 7:27:56 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:06 PM |
orange-kindness-captain | $40.00 | 11/10/2011 8:40:40 PM |
intrepid-loot | $25.00 | 11/10/2011 8:50:11 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
538252
This series of Notes was issued and sold upon the funding of the borrower loan #56089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $303.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
6 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,974 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| bluebox |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 74 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
640-659
(Oct-2009)
600-619
(Jun-2008)
560-579
(Mar-2008)
|
Principal balance:
| $1,456.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 74 | | |
Description
Paying off the rest of debt
Purpose of loan:
This loan will be used to pay off the rest of my debt. I am also tired of making banks rich.
My financial situation:
I am a good candidate for this loan because I have had three (3) prior loans with Prosper two of them fully paid off. Accomplishment NEVER LATE on any of the loans.
Little about me:
I have a full time job at a stable company. I am only growing in my career and I am committed to be debt free one day. From my previous loans at Prosper I am a great investment. I have had same bank account for 15 years.
Thanks for your help.
Monthly net income: $50,000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 11/9/2011 5:15:17 PM |
Moe87 | $27.67 | 11/9/2011 6:08:02 PM |
pembull | $75.00 | 11/9/2011 5:03:19 PM |
CA-Lender | $50.00 | 11/9/2011 5:10:20 PM |
AndChicksforFree | $57.00 | 11/9/2011 5:17:38 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:06 PM |
cashhelp | $25.00 | 11/9/2011 5:33:11 PM |
LittleMingo | $40.00 | 11/9/2011 6:13:36 PM |
finance-solo | $25.00 | 11/9/2011 6:52:10 PM |
thankful-nickel2 | $50.00 | 11/9/2011 6:27:02 PM |
luv4cycling | $100.00 | 11/9/2011 7:17:03 PM |
enticing-capital6 | $50.00 | 11/9/2011 5:42:08 PM |
contract-student2 | $50.00 | 11/9/2011 7:08:12 PM |
first-compassion-oak | $25.00 | 11/9/2011 8:00:00 PM |
jhouman | $25.00 | 11/9/2011 7:36:34 PM |
DiligentiaLLC | $100.00 | 11/9/2011 6:16:45 PM |
amlu1988 | $25.00 | 11/9/2011 8:52:06 PM |
benjamins-rumbler | $100.00 | 11/9/2011 6:40:16 PM |
NekHoldings | $25.00 | 11/9/2011 8:06:42 PM |
Feyenoord | $30.00 | 11/9/2011 8:16:10 PM |
real-return | $30.00 | 11/9/2011 10:05:20 PM |
sensible-fund | $30.00 | 11/9/2011 7:13:35 PM |
enterprising-credit2 | $25.00 | 11/9/2011 9:46:40 PM |
designer_10 | $25.00 | 11/9/2011 7:16:42 PM |
loanman2007 | $100.00 | 11/10/2011 5:10:50 AM |
MoneyForNothing | $25.00 | 11/10/2011 5:38:53 AM |
fountain355 | $25.00 | 11/10/2011 4:13:30 AM |
DoctorJoe | $30.00 | 11/10/2011 6:09:07 AM |
itskarma | $25.00 | 11/10/2011 5:11:49 AM |
GElender | $40.00 | 11/10/2011 6:10:22 AM |
wise-careful-greenback | $25.00 | 11/10/2011 6:12:02 AM |
Rogelio48 | $25.00 | 11/10/2011 7:33:51 AM |
genuine-dime | $100.00 | 11/10/2011 6:22:57 AM |
steven3333 | $25.00 | 11/10/2011 7:50:53 AM |
Live-Free-or-Die | $200.00 | 11/10/2011 7:57:33 AM |
heroic-compassion6 | $50.03 | 11/10/2011 8:00:14 AM |
trumpeter5 | $30.00 | 11/10/2011 8:55:04 AM |
zone6 | $100.00 | 11/10/2011 6:06:41 AM |
RainyDayFunds | $25.00 | 11/10/2011 6:32:08 AM |
nfx | $40.95 | 11/10/2011 6:43:27 AM |
realtormoises | $25.00 | 11/10/2011 7:57:45 AM |
irrelevant | $25.00 | 11/10/2011 10:05:06 AM |
RoZu_Lending | $222.20 | 11/10/2011 9:12:19 AM |
SecondChanceLendingSERV | $28.94 | 11/10/2011 10:32:20 AM |
innovator2 | $100.00 | 11/10/2011 11:46:05 AM |
melodious-openness | $100.00 | 11/10/2011 12:54:59 PM |
compassion-artisan9 | $53.34 | 11/10/2011 10:16:12 AM |
social-zebra | $30.00 | 11/10/2011 1:35:11 PM |
168RichCapital | $28.11 | 11/10/2011 1:07:03 PM |
debt-legend | $25.00 | 11/10/2011 11:23:21 AM |
vigilance-searcher | $25.00 | 11/10/2011 2:10:40 PM |
kind-charming-value | $109.54 | 11/10/2011 2:27:18 PM |
InChicago | $200.00 | 11/9/2011 6:18:31 PM |
investment-daydream | $130.70 | 11/9/2011 6:02:21 PM |
113121 | $300.00 | 11/10/2011 9:25:34 AM |
Kash2010lu | $40.00 | 11/9/2011 5:03:38 PM |
Dusigrosz | $300.00 | 11/9/2011 5:09:20 PM |
atlas-shrugged | $200.00 | 11/9/2011 5:15:50 PM |
SolarMoonshine | $25.00 | 11/9/2011 5:37:00 PM |
312-Lender | $25.00 | 11/9/2011 5:47:42 PM |
pound-mushroom3 | $25.00 | 11/9/2011 5:08:21 PM |
1traveler | $25.00 | 11/9/2011 6:18:45 PM |
frantic-retirement | $250.00 | 11/9/2011 5:24:03 PM |
SLN-10 | $100.00 | 11/9/2011 6:54:00 PM |
servnyou | $75.00 | 11/9/2011 7:16:18 PM |
vutah | $25.00 | 11/9/2011 7:28:15 PM |
fcrick | $25.00 | 11/9/2011 5:50:11 PM |
justasoldier | $25.00 | 11/9/2011 8:04:51 PM |
loss-of-control | $69.00 | 11/9/2011 8:01:34 PM |
platinum-boss2 | $50.00 | 11/9/2011 9:43:35 PM |
catamaran2024 | $25.00 | 11/9/2011 8:35:48 PM |
otto1939 | $101.00 | 11/10/2011 3:18:54 AM |
marwadi-62 | $100.00 | 11/9/2011 9:45:44 PM |
geophreigh | $50.00 | 11/10/2011 4:17:01 AM |
Mikale360 | $25.00 | 11/10/2011 12:05:49 AM |
loanman2007 | $50.00 | 11/10/2011 5:11:10 AM |
MoneyForNothing | $71.91 | 11/10/2011 2:07:37 AM |
MoneyForNothing | $25.00 | 11/10/2011 2:16:30 AM |
five-star-note | $25.00 | 11/9/2011 7:42:49 PM |
EngineersAlliance | $103.00 | 11/9/2011 7:55:13 PM |
DHolly | $31.00 | 11/10/2011 5:37:49 AM |
BigSkyFinancial | $30.00 | 11/10/2011 6:48:59 AM |
suave-dime6 | $25.00 | 11/10/2011 6:22:11 AM |
leverage-monger | $25.00 | 11/10/2011 7:48:08 AM |
EA_Pokerking | $50.00 | 11/10/2011 7:42:37 AM |
velocity-aurora | $25.00 | 11/10/2011 8:29:28 AM |
Beechturner | $25.00 | 11/10/2011 4:43:40 AM |
ZOOOM | $25.00 | 11/10/2011 8:43:24 AM |
intrepid-loot | $25.00 | 11/10/2011 6:40:07 AM |
first-dinero-paladin | $33.57 | 11/10/2011 9:32:16 AM |
tomdooley12520 | $25.00 | 11/10/2011 6:44:07 AM |
paulpk | $271.14 | 11/10/2011 9:54:29 AM |
first-serene-credit | $25.00 | 11/10/2011 9:36:14 AM |
myutmost | $30.00 | 11/10/2011 10:14:53 AM |
alexgalt | $25.00 | 11/10/2011 9:48:07 AM |
integrity-doctor | $100.00 | 11/10/2011 8:28:40 AM |
innovator2 | $50.00 | 11/10/2011 11:43:26 AM |
vennp | $50.00 | 11/10/2011 9:38:16 AM |
innovator2 | $125.00 | 11/10/2011 10:56:49 AM |
bluestarman08 | $85.46 | 11/10/2011 10:58:35 AM |
let_me_retire | $350.00 | 11/10/2011 12:42:04 PM |
friendinmoney | $25.00 | 11/10/2011 12:42:25 PM |
contract-lionheart | $50.44 | 11/10/2011 11:13:11 AM |
investment-comet | $25.00 | 11/10/2011 11:31:26 AM |
handy-justice | $50.00 | 11/10/2011 12:17:50 PM |
glroark | $200.00 | 11/10/2011 2:26:04 PM |
PPlleeaasseePayMeBack | $25.00 | 11/10/2011 12:57:07 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
538274
This series of Notes was issued and sold upon the funding of the borrower loan #55992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $299.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 52% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,107 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| hollylackie |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,100.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2011)
640-659
(Feb-2010)
640-659
(Oct-2008)
580-599
(Aug-2008)
|
Principal balance:
| $3,366.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
home improvement please
Purpose of loan: home improvement
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...This will be my 3rd loan from prosper! I plan to pay off the current loan and finish with some home improvements! Ive been employed at the same employer since 1996.
Monthly net income: $2160
Monthly expenses: $891
Housing: $0
Insurance: $58
Car expenses: $484
Utilities: $husband pays
Phone, cable, internet: $husband pays
Food, entertainment: $husband pays
Clothing, household expenses: $husband pays
Credit cards and other loans: $254 current prosper loan
Other expenses: $95 student loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
determined-revenue1 | $35.00 | 11/10/2011 5:57:37 PM |
platinum-genetics | $25.00 | 11/10/2011 6:13:37 PM |
cnovak | $25.00 | 11/10/2011 7:02:56 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:31 PM |
riskreward | $250.00 | 11/10/2011 5:23:05 PM |
five-star-note | $25.00 | 11/10/2011 7:43:06 PM |
lendersf | $50.00 | 11/10/2011 6:21:44 PM |
dollar-tornado3 | $50.00 | 11/11/2011 7:35:34 AM |
thankful-nickel2 | $25.00 | 11/11/2011 6:51:27 AM |
tcpfan | $25.00 | 11/11/2011 11:37:13 AM |
vennp | $50.00 | 11/11/2011 11:59:01 AM |
social-cocktail1 | $200.00 | 11/11/2011 12:40:40 PM |
Bank42 | $25.00 | 11/11/2011 11:06:10 AM |
economy-popcorn | $25.00 | 11/11/2011 12:48:02 PM |
harperpotok | $99.00 | 11/11/2011 3:03:42 PM |
r48 | $25.00 | 11/11/2011 7:36:03 PM |
paladin510 | $30.00 | 11/12/2011 8:01:31 AM |
Gibbyland | $100.00 | 11/12/2011 8:45:38 AM |
CasaDeTomas | $65.00 | 11/12/2011 9:20:36 AM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:28:02 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:58 AM |
elegant-loot | $25.00 | 11/13/2011 4:04:38 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:32 PM |
PXM-Financial | $54.00 | 11/13/2011 8:15:37 PM |
Nazbuster | $100.00 | 11/13/2011 7:10:04 PM |
buraky | $5.34 | 11/13/2011 10:52:19 PM |
merciful-yield | $29.65 | 11/13/2011 10:19:40 PM |
pound-mushroom3 | $25.00 | 11/10/2011 5:34:50 PM |
fcrick | $25.00 | 11/10/2011 6:04:26 PM |
evnagelist | $25.00 | 11/10/2011 5:44:02 PM |
tntmojave | $50.00 | 11/10/2011 5:13:23 PM |
enticing-capital6 | $50.00 | 11/10/2011 5:56:48 PM |
circuitfive | $25.00 | 11/10/2011 5:57:57 PM |
influential-benjamins0 | $100.00 | 11/10/2011 6:34:56 PM |
nyp112 | $25.00 | 11/11/2011 4:00:31 AM |
Feyenoord | $30.00 | 11/10/2011 10:31:29 PM |
marwadi-62 | $100.00 | 11/11/2011 6:05:33 AM |
real-return | $30.00 | 11/11/2011 9:53:11 AM |
whitegold24k | $67.00 | 11/11/2011 10:53:11 AM |
Sid-K | $25.00 | 11/11/2011 3:03:22 PM |
Aquanaut | $25.00 | 11/11/2011 5:00:34 PM |
CashFlow13 | $100.00 | 11/12/2011 1:03:04 PM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:37 PM |
kevin314 | $25.00 | 11/12/2011 4:58:55 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:28 AM |
heerzaquestion | $50.00 | 11/13/2011 6:26:38 AM |
Daneistes | $100.00 | 11/13/2011 8:52:29 AM |
EverettFinancial | $25.00 | 11/13/2011 12:10:01 PM |
herbyman | $50.00 | 11/13/2011 1:42:41 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:12 PM |
papaloha | $50.00 | 11/13/2011 4:24:52 PM |
freefly67 | $25.00 | 11/13/2011 11:58:21 AM |
fair-pound5 | $100.00 | 11/13/2011 8:22:20 PM |
worth-blanket2 | $5,100.00 | 11/13/2011 10:00:23 PM |
a-responsible-return | $50.00 | 11/13/2011 6:00:29 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
538306
This series of Notes was issued and sold upon the funding of the borrower loan #56171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 0
/
0 | Length of status: | 22y 5m |
Amount delinquent:
| $540 |
Total credit lines:
| 13 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-tolerant-market |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
captain
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1900.00
Monthly expenses: $
Housing: $700.00
Insurance: $64
Car expenses: $100.00
Utilities: $60.00
Phone, cable, internet: $90.00
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $115.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
progressive-economy261 | $400.00 | 11/9/2011 5:15:22 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:06 PM |
roux | $25.00 | 11/10/2011 10:22:16 AM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:13 PM |
restless-fund5 | $25.00 | 11/11/2011 2:36:06 PM |
payout-paddle1 | $50.00 | 11/11/2011 5:59:59 PM |
qwsd12 | $50.00 | 11/11/2011 6:18:56 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:15 PM |
Sid-K | $25.00 | 11/11/2011 3:03:14 PM |
rs999 | $25.00 | 11/11/2011 6:31:38 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:04 PM |
Dubbs360 | $50.00 | 11/11/2011 5:57:42 PM |
Pman | $25.00 | 11/11/2011 7:38:43 PM |
miked8303 | $25.00 | 11/11/2011 8:02:38 PM |
Angel_Investor_7 | $25.00 | 11/11/2011 8:11:22 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:42 PM |
gold-cluster | $50.00 | 11/11/2011 9:23:21 PM |
dedication-taxi | $59.82 | 11/12/2011 5:21:40 AM |
birddogsb | $50.00 | 11/12/2011 6:06:00 AM |
famous-bid9 | $25.00 | 11/12/2011 7:50:22 AM |
SKOAL | $25.00 | 11/12/2011 9:24:08 AM |
robot777 | $50.00 | 11/12/2011 8:18:08 AM |
asiaratt | $50.00 | 11/12/2011 12:38:34 PM |
social-zebra | $30.00 | 11/12/2011 9:26:36 AM |
worth-shower8 | $100.00 | 11/12/2011 1:33:27 PM |
diversification-gala1 | $25.00 | 11/12/2011 10:29:23 AM |
invincible-agreement8 | $100.00 | 11/12/2011 2:31:22 PM |
investment-kingdom | $25.00 | 11/12/2011 11:01:33 AM |
tshurts | $25.00 | 11/12/2011 3:18:57 PM |
tkr2 | $25.00 | 11/12/2011 3:31:20 PM |
kevin314 | $50.00 | 11/12/2011 5:01:59 PM |
life-is-great | $25.00 | 11/12/2011 2:09:43 PM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:30 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:16:39 PM |
turbolozano | $50.00 | 11/13/2011 12:35:11 AM |
blivet1970 | $25.00 | 11/12/2011 2:54:27 PM |
GCInvestments | $25.00 | 11/13/2011 6:30:10 AM |
S-Master | $100.00 | 11/13/2011 12:39:10 AM |
loyalist1 | $100.00 | 11/13/2011 12:59:45 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:54 PM |
Vreet | $25.00 | 11/13/2011 6:49:07 PM |
fair-pound5 | $100.00 | 11/13/2011 8:22:19 PM |
balanced-bill7 | $100.00 | 11/14/2011 6:04:27 AM |
silver-enlightenment0 | $100.00 | 11/14/2011 6:57:32 AM |
CoffeyvilleKS | $25.00 | 11/14/2011 8:03:26 AM |
dime-mangrove | $80.00 | 11/14/2011 10:01:07 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:42 AM |
fortytwo | $150.85 | 11/14/2011 2:22:11 PM |
kind-responsible-affluence | $50.00 | 11/14/2011 6:12:57 PM |
evnagelist | $25.00 | 11/10/2011 9:39:10 AM |
rescue | $100.00 | 11/11/2011 6:21:10 PM |
restless-currency | $50.00 | 11/11/2011 6:58:35 PM |
silver-wonder278 | $25.00 | 11/11/2011 7:01:03 PM |
chief_wo | $25.00 | 11/11/2011 7:14:48 PM |
red-power-pecan | $50.00 | 11/11/2011 8:10:30 PM |
rhin0cerx | $50.00 | 11/11/2011 7:26:37 PM |
freetimeskier | $25.00 | 11/11/2011 9:13:31 PM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:03 AM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:26:06 AM |
Elbanko | $30.00 | 11/12/2011 4:39:24 AM |
ASR3 | $35.00 | 11/12/2011 5:32:16 AM |
houli123 | $25.00 | 11/12/2011 7:33:07 AM |
Mathon | $25.00 | 11/12/2011 7:28:10 AM |
responsibility-butterfly | $25.00 | 11/12/2011 10:27:58 AM |
pworld | $50.00 | 11/12/2011 10:59:37 AM |
point | $33.00 | 11/12/2011 1:16:43 PM |
minddoc | $25.00 | 11/12/2011 1:24:50 PM |
astute-asset7 | $25.00 | 11/12/2011 1:54:18 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:28 PM |
golden-velocity9 | $25.00 | 11/12/2011 4:54:06 PM |
SimpleChoice | $25.00 | 11/12/2011 5:49:17 PM |
kulender | $100.00 | 11/12/2011 1:55:37 PM |
Urban-MBA | $25.00 | 11/13/2011 5:42:15 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:26 AM |
authentic-finance194 | $100.00 | 11/13/2011 10:19:46 AM |
ventureboy | $26.00 | 11/13/2011 11:42:19 AM |
rate-caravan7 | $25.00 | 11/13/2011 10:33:54 AM |
Yotaman | $25.00 | 11/13/2011 12:12:37 PM |
asset-professor | $50.00 | 11/13/2011 9:23:23 AM |
fmanjoo | $25.00 | 11/13/2011 9:32:42 AM |
jamiee73 | $25.00 | 11/13/2011 2:44:11 PM |
Iamthewalrus | $25.00 | 11/13/2011 5:48:49 PM |
thrifty-capital | $25.00 | 11/13/2011 7:41:15 PM |
apostle901 | $25.00 | 11/13/2011 1:54:46 PM |
diversification-medalist | $25.00 | 11/13/2011 7:50:30 PM |
coin-sonnet | $100.00 | 11/14/2011 12:04:21 AM |
yomanie | $25.00 | 11/14/2011 7:42:56 AM |
top-unflappable-economy | $25.00 | 11/14/2011 8:30:31 AM |
money-surge1 | $25.00 | 11/13/2011 6:49:21 PM |
hopeful-deal7 | $25.00 | 11/14/2011 9:09:20 AM |
Bookophile | $50.00 | 11/13/2011 8:46:53 PM |
108lender | $104.00 | 11/14/2011 9:49:47 AM |
Cai8899 | $50.00 | 11/14/2011 9:11:49 AM |
sensible-trade | $100.00 | 11/14/2011 10:56:39 AM |
worth-arch | $25.00 | 11/14/2011 11:12:19 AM |
palace2 | $97.38 | 11/14/2011 6:11:16 AM |
planetibet | $40.00 | 11/14/2011 7:44:37 AM |
jhernand17 | $25.00 | 11/14/2011 9:04:41 AM |
integrity-doctor | $100.00 | 11/14/2011 1:59:28 PM |
boybutter | $25.00 | 11/14/2011 3:28:21 PM |
reinforced-gain7 | $23.77 | 11/14/2011 7:07:20 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:06 PM |
Lam0nt | $25.00 | 11/14/2011 2:39:40 PM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:05:06 PM |
new-gold-wrangler | $65.18 | 11/14/2011 7:06:27 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
538338
This series of Notes was issued and sold upon the funding of the borrower loan #56107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $176.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 47% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 25
/
12 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,322 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| megcyndjmom |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
620-639
(Jul-2008)
|
Principal balance:
| $1,778.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Debt Consolidation & APR reduction
Purpose of loan:
This loan will be used to further consolidate higher interest loans and reduce the overall interest I pay long term.
My financial situation:
I am a good candidate for this loan because I have been a Prosper borrower for several years and have never missed a payment. I am committed to reducing my debt and have significantly improved my credit rating over the past years by doing just that. My job is steady and safe.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tcpfan | $25.00 | 11/10/2011 9:06:19 AM |
ILoveBearHats | $50.00 | 11/10/2011 9:10:44 AM |
cnovak | $25.00 | 11/10/2011 9:10:47 AM |
enticing-capital6 | $50.00 | 11/10/2011 9:02:12 AM |
pound-mushroom3 | $25.00 | 11/10/2011 9:24:52 AM |
thankful-nickel2 | $50.00 | 11/10/2011 9:28:00 AM |
evnagelist | $25.00 | 11/10/2011 9:38:57 AM |
gilbrear | $25.00 | 11/10/2011 9:17:22 AM |
Bendistraw | $25.00 | 11/10/2011 10:19:29 AM |
FinanceEngine | $40.00 | 11/10/2011 10:00:19 AM |
amra | $25.00 | 11/10/2011 9:15:03 AM |
a-social-nebula | $25.00 | 11/10/2011 10:52:21 AM |
fcrick | $25.00 | 11/10/2011 10:29:18 AM |
SolarMoonshine | $25.00 | 11/10/2011 9:56:56 AM |
Rick21 | $25.00 | 11/10/2011 9:58:36 AM |
enterprising-credit2 | $25.00 | 11/10/2011 1:31:05 PM |
real-return | $30.00 | 11/10/2011 11:23:26 AM |
loanman2007 | $50.00 | 11/10/2011 11:28:24 AM |
EngineersAlliance | $150.00 | 11/10/2011 2:07:26 PM |
wealth-multiplier | $25.00 | 11/10/2011 3:41:59 PM |
managedfund | $1,500.00 | 11/10/2011 2:43:29 PM |
social-cocktail1 | $200.00 | 11/10/2011 5:27:46 PM |
traice | $25.00 | 11/10/2011 3:17:34 PM |
bold-direct-asset | $50.00 | 11/10/2011 6:01:24 PM |
brightest-systematic-commitment | $25.00 | 11/10/2011 3:30:05 PM |
lendersf | $50.00 | 11/10/2011 6:21:41 PM |
intrepid-loot | $25.00 | 11/10/2011 3:55:41 PM |
AndChicksforFree | $40.32 | 11/10/2011 4:37:39 PM |
nickel-ferret | $50.00 | 11/10/2011 7:07:34 PM |
designer_10 | $25.00 | 11/10/2011 7:32:55 PM |
hidavehi | $25.00 | 11/10/2011 5:55:03 PM |
rescue | $100.00 | 11/10/2011 7:57:48 PM |
credit-guard5 | $25.00 | 11/10/2011 9:08:00 PM |
wlm3012 | $50.00 | 11/10/2011 9:55:14 PM |
luminous-marketplace5 | $19.10 | 11/11/2011 2:24:11 AM |
selector568 | $300.00 | 11/10/2011 9:38:00 AM |
AM2171 | $30.00 | 11/10/2011 9:48:57 AM |
Blacke30 | $50.00 | 11/10/2011 10:06:35 AM |
atlas100 | $25.00 | 11/10/2011 1:01:55 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:29 PM |
riskreward | $250.00 | 11/10/2011 3:41:02 PM |
five-star-note | $25.00 | 11/10/2011 2:36:52 PM |
platinum-genetics | $25.00 | 11/10/2011 2:43:58 PM |
mykeystoy | $25.00 | 11/10/2011 4:48:30 PM |
CoffeeKing | $31.35 | 11/10/2011 5:44:26 PM |
trumpeter5 | $25.00 | 11/10/2011 5:34:27 PM |
influential-benjamins0 | $100.00 | 11/10/2011 3:04:11 PM |
hidavehi | $26.00 | 11/10/2011 6:01:28 PM |
nri22 | $50.00 | 11/10/2011 4:22:56 PM |
r48 | $25.00 | 11/10/2011 4:40:03 PM |
shrewd-income | $125.00 | 11/10/2011 6:50:59 PM |
Byrd24 | $100.00 | 11/10/2011 7:24:33 PM |
comet55 | $25.00 | 11/10/2011 7:39:10 PM |
velocity-aurora | $25.00 | 11/10/2011 8:04:34 PM |
velocity-winner | $25.00 | 11/10/2011 10:04:58 PM |
Feyenoord | $30.00 | 11/10/2011 10:35:29 PM |
resolute-justice413 | $100.00 | 11/10/2011 7:10:04 PM |
worthy-bid8 | $50.00 | 11/10/2011 7:30:49 PM |
paladin510 | $50.00 | 11/10/2011 7:33:38 PM |
a-wealth-visionary | $78.23 | 11/10/2011 8:01:30 PM |
elephantparty | $25.00 | 11/10/2011 8:36:50 PM |
duty-sundae1 | $25.00 | 11/10/2011 9:07:09 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
538342
This series of Notes was issued and sold upon the funding of the borrower loan #56104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
7 | Length of status: | 30y 2m |
Amount delinquent:
| $19,453 |
Total credit lines:
| 29 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,029 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| chevyboyz |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
Principal balance:
| $7,058.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
my 2nd prosper loan final step
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $2100
Housing: $1200
Insurance: $200
Car expenses: $0
Utilities: $90
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $322
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $50.00 | 11/9/2011 5:20:27 PM |
fcrick | $25.00 | 11/9/2011 5:50:11 PM |
five-star-note | $25.00 | 11/9/2011 7:42:49 PM |
important-openness1 | $100.00 | 11/9/2011 6:28:41 PM |
antlr | $50.00 | 11/9/2011 9:18:05 PM |
real-return | $25.00 | 11/9/2011 10:01:33 PM |
jiftostada | $25.00 | 11/10/2011 1:03:13 PM |
symbiosis | $50.00 | 11/9/2011 5:50:06 PM |
progressive-economy261 | $400.00 | 11/9/2011 5:15:23 PM |
engrossing-responsibility0 | $50.00 | 11/9/2011 5:33:07 PM |
missing-link | $25.00 | 11/9/2011 6:51:25 PM |
fulfilling-market2 | $100.00 | 11/9/2011 7:09:12 PM |
miked8303 | $25.00 | 11/9/2011 7:32:00 PM |
economy-coup | $50.00 | 11/9/2011 7:58:53 PM |
BBL | $25.00 | 11/10/2011 6:47:54 AM |
tornandfrayed | $50.00 | 11/10/2011 5:49:15 AM |
evnagelist | $25.00 | 11/10/2011 9:39:11 AM |
enthralling-deal180 | $50.00 | 11/10/2011 6:10:26 AM |
social-cocktail1 | $65.00 | 11/10/2011 9:26:08 AM |
diplomatic-wealth7 | $25.00 | 11/10/2011 9:28:44 AM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:14 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:07 PM |
worth-blanket2 | $8,600.00 | 11/11/2011 8:07:28 AM |
sgt-schultz | $35.00 | 11/11/2011 8:36:06 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
538368
This series of Notes was issued and sold upon the funding of the borrower loan #56123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Nov-10-2011 |
Term:
| 12 months | | |
Listing End date:
| Nov-10-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $374.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 600-619 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,496 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| gharmonyservices |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
|
Principal balance:
| $2,119.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
purchase a used car
Purpose of loan:
This loan will be used to purchase a used car.
My financial situation:
I am a good candidate for this loan because i am able to pay back conveniently with a bi-weekly pay check of $1,400-$1,800. i have been employed with the same company for 5years.
Monthly net income: $3,000
Monthly expenses: $1,350
Housing:
Insurance: $80
Car expenses: $350
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $420
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bmotorola | $100.00 | 11/10/2011 9:22:46 AM |
diplomatic-wealth7 | $25.00 | 11/10/2011 9:28:45 AM |
contributor897 | $25.00 | 11/10/2011 9:36:20 AM |
tornandfrayed | $25.00 | 11/10/2011 9:41:44 AM |
evnagelist | $25.00 | 11/10/2011 9:39:12 AM |
smart-platinum7 | $53.98 | 11/10/2011 11:53:30 AM |
Mikale360 | $25.00 | 11/10/2011 11:42:49 AM |
golden-velocity9 | $75.00 | 11/10/2011 11:51:14 AM |
obedient-penny4 | $25.00 | 11/10/2011 2:23:10 PM |
stock106 | $25.00 | 11/10/2011 12:09:37 PM |
five-star-note | $25.00 | 11/10/2011 2:36:53 PM |
coin-investor | $25.00 | 11/10/2011 3:31:40 PM |
social-zebra | $30.00 | 11/10/2011 1:49:54 PM |
bold-phenomenal-funds | $37.43 | 11/10/2011 3:02:35 PM |
engrossing-responsibility0 | $50.00 | 11/10/2011 3:41:08 PM |
capital-financier6 | $100.00 | 11/10/2011 3:54:03 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 4:20:15 PM |
economy-coup | $50.00 | 11/10/2011 2:11:51 PM |
BankofRon | $25.00 | 11/10/2011 6:08:22 PM |
AndChicksforFree | $25.00 | 11/10/2011 4:31:02 PM |
grammaspurse | $25.00 | 11/10/2011 4:42:48 PM |
tomdooley12520 | $25.00 | 11/10/2011 8:09:12 PM |
cash-boots7 | $25.00 | 11/10/2011 8:06:32 PM |
duty-sundae1 | $5.28 | 11/10/2011 9:03:13 PM |
Dubbs360 | $50.00 | 11/10/2011 9:38:03 AM |
jjswanso | $25.00 | 11/10/2011 10:24:09 AM |
fcrick | $25.00 | 11/10/2011 10:29:19 AM |
nickel-jam | $705.00 | 11/10/2011 11:05:26 AM |
jiftostada | $25.00 | 11/10/2011 1:03:13 PM |
Bendistraw | $25.00 | 11/10/2011 10:09:40 AM |
paqattack | $90.94 | 11/10/2011 2:01:18 PM |
TikPmp1 | $25.00 | 11/10/2011 2:11:16 PM |
managedfund | $600.00 | 11/10/2011 1:49:03 PM |
progressive-economy261 | $400.00 | 11/10/2011 2:12:30 PM |
transparency-universe8 | $25.00 | 11/10/2011 2:43:51 PM |
golden-velocity9 | $25.00 | 11/10/2011 11:50:47 AM |
nisim5 | $50.00 | 11/10/2011 2:51:02 PM |
Zeenos | $25.11 | 11/10/2011 3:18:45 PM |
miked8303 | $25.00 | 11/10/2011 2:00:37 PM |
Corlei | $25.00 | 11/10/2011 4:42:45 PM |
capital-financier6 | $25.00 | 11/10/2011 4:06:14 PM |
authentic-kindness1 | $50.00 | 11/10/2011 5:38:33 PM |
important-openness1 | $100.00 | 11/10/2011 3:03:03 PM |
Green_Bay_Packers | $75.00 | 11/10/2011 3:10:36 PM |
secureincome | $400.00 | 11/10/2011 3:37:26 PM |
rapid-wealth614 | $27.26 | 11/10/2011 4:16:10 PM |
tranquil-ore4 | $25.00 | 11/10/2011 4:46:30 PM |
shrewd-income | $25.00 | 11/10/2011 6:42:19 PM |
market-pudding | $25.00 | 11/10/2011 6:45:47 PM |
Ols744 | $50.00 | 11/10/2011 5:18:47 PM |
credit-wheel7 | $25.00 | 11/10/2011 7:46:14 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:07 PM |
rockhound84 | $25.00 | 11/10/2011 8:38:18 PM |
Vaanolo | $25.00 | 11/10/2011 8:42:06 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
538404
This series of Notes was issued and sold upon the funding of the borrower loan #55962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-social675 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
workin mom
Purpose of loan: payoff cash advances
This loan will be used to...catch up after daughters wedding got a couple of cash advances to pay unexpected expenses,
My financial situation:
I am a good candidate for this loan because... I have a steady income and need to improve my credit, My family has had some tough times and I have to keep my finances in order,
Monthly net income: 4300.00
Monthly expenses: $2600.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 11/14/2011 4:10:44 AM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:32 PM |
SolarMoonshine | $25.00 | 11/10/2011 5:12:06 PM |
AndChicksforFree | $25.00 | 11/10/2011 5:16:31 PM |
pound-mushroom3 | $25.00 | 11/10/2011 5:34:52 PM |
tcpfan | $25.00 | 11/10/2011 5:35:12 PM |
ingenious-deal6 | $25.00 | 11/10/2011 7:36:08 PM |
evnagelist | $25.00 | 11/10/2011 5:44:13 PM |
cashhelp | $25.00 | 11/10/2011 6:09:48 PM |
CashFlow13 | $100.00 | 11/11/2011 9:21:41 AM |
enchanted-diversification496 | $25.00 | 11/11/2011 5:06:55 PM |
enterprising-credit2 | $25.00 | 11/11/2011 1:45:16 PM |
pythia | $25.00 | 11/11/2011 3:23:47 PM |
kazanov | $25.00 | 11/11/2011 10:37:38 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:04 AM |
FriendInSeattle | $100.00 | 11/12/2011 1:22:33 PM |
liberty-magnate | $25.00 | 11/12/2011 1:53:04 PM |
Branch95 | $25.00 | 11/12/2011 2:07:26 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:31 AM |
Christophe | $25.00 | 11/13/2011 10:04:54 AM |
bold-shrewd-dedication | $250.00 | 11/14/2011 7:28:32 AM |
cash4less | $25.00 | 11/13/2011 9:27:45 PM |
InChicago | $82.76 | 11/14/2011 7:08:37 AM |
economy-coup | $50.00 | 11/10/2011 7:42:33 PM |
worthy-commitment7 | $25.00 | 11/10/2011 10:05:21 PM |
loanman2007 | $50.00 | 11/11/2011 5:46:41 AM |
coin-investor | $25.00 | 11/10/2011 7:47:12 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 7:54:39 PM |
favorite-commerce | $40.00 | 11/11/2011 9:11:53 AM |
wkeboarder21 | $50.00 | 11/11/2011 1:41:54 PM |
social-heart | $25.00 | 11/11/2011 2:43:55 PM |
credit-coach118 | $25.47 | 11/11/2011 3:59:08 PM |
Sid-K | $25.00 | 11/11/2011 3:03:24 PM |
Danjack_Capital | $25.00 | 11/11/2011 7:16:47 PM |
gain-dolphin | $25.00 | 11/11/2011 7:30:08 PM |
ASR3 | $35.00 | 11/12/2011 5:32:18 AM |
Mombo-5 | $50.00 | 11/12/2011 6:48:11 AM |
penguino | $100.00 | 11/12/2011 7:12:18 AM |
Asian-Persuasion | $25.00 | 11/12/2011 7:59:25 AM |
robot777 | $50.00 | 11/12/2011 8:18:11 AM |
spiff666 | $26.66 | 11/12/2011 1:52:37 PM |
reflective-rupee | $25.00 | 11/12/2011 1:52:53 PM |
wlm3012 | $30.00 | 11/12/2011 2:34:34 PM |
850 | $50.00 | 11/12/2011 8:13:11 PM |
knowledgeable-payment7 | $30.00 | 11/13/2011 5:36:55 AM |
asset-professor | $50.00 | 11/13/2011 9:32:20 AM |
well-mannered-income3 | $50.00 | 11/13/2011 8:06:48 PM |
turbobunny | $50.00 | 11/13/2011 11:20:52 PM |
palace2 | $250.00 | 11/14/2011 6:17:44 AM |
jpac1066 | $100.00 | 11/14/2011 7:22:00 AM |
lucky2 | $5.11 | 11/14/2011 8:32:50 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
538494
This series of Notes was issued and sold upon the funding of the borrower loan #56019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orderly-principal5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Start-Up Loan
Purpose of loan:
Needing additional working capital to start tax/accounting business
This loan will be used to advertise/market the grand opening of the firm.
I am a good candidate for this loan because I have years of experience managing businesses for other people and a history of paying back all of my loans in a timely manner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:40 PM |
capital_projects_investor | $25.00 | 11/12/2011 8:25:27 AM |
alphabet76 | $25.00 | 11/14/2011 11:07:18 AM |
Zipcut | $25.00 | 11/14/2011 5:25:16 PM |
greenback-loyalist8 | $25.00 | 11/14/2011 7:10:59 PM |
auction-seeker4 | $25.00 | 11/14/2011 6:06:46 PM |
ultimate-peace | $250.00 | 11/14/2011 6:25:47 PM |
mmullen2 | $38.00 | 11/14/2011 7:16:30 PM |
calimanusa | $30.00 | 11/14/2011 9:38:13 PM |
Iwillhuntyoudown | $25.00 | 11/15/2011 12:02:03 AM |
worth-shower8 | $100.00 | 11/14/2011 5:21:43 PM |
five-star-note | $50.00 | 11/15/2011 7:57:01 AM |
drb4ever | $25.00 | 11/15/2011 9:03:40 AM |
capital-zeus | $100.00 | 11/15/2011 9:57:45 AM |
DENARA | $25.00 | 11/15/2011 11:37:19 AM |
2grindstones | $63.10 | 11/15/2011 9:53:22 AM |
managedfund | $459.32 | 11/15/2011 1:34:32 PM |
wise_investor | $25.00 | 11/15/2011 10:18:03 AM |
fountain355 | $25.00 | 11/12/2011 4:27:04 AM |
let_me_retire | $25.00 | 11/12/2011 1:19:59 PM |
fairness-booster9 | $200.00 | 11/12/2011 6:16:10 PM |
worthy-commitment7 | $26.58 | 11/14/2011 10:48:26 AM |
auction-commando5 | $25.00 | 11/14/2011 7:11:47 PM |
northern_paddler | $25.00 | 11/14/2011 7:15:28 PM |
nycfinance | $25.00 | 11/14/2011 10:42:28 PM |
dthompso | $33.00 | 11/14/2011 5:09:31 PM |
enterprising-credit2 | $50.00 | 11/15/2011 6:44:43 AM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:02:44 PM |
leverage-monger | $25.00 | 11/15/2011 8:39:07 AM |
green-trade-dolphin | $25.00 | 11/15/2011 9:38:41 AM |
meteoric-yield0 | $25.00 | 11/15/2011 11:21:04 AM |
nfx | $25.00 | 11/15/2011 6:25:38 AM |
truth-umbrella3 | $25.00 | 11/15/2011 12:31:23 PM |
invincible-platinum9 | $25.00 | 11/15/2011 1:23:33 PM |
Money_Working | $25.00 | 11/15/2011 10:53:50 AM |
pujols8996 | $50.00 | 11/15/2011 10:53:58 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
538510
This series of Notes was issued and sold upon the funding of the borrower loan #56179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $173,257 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-steward |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/11/2011 8:03:34 PM |
iaffy | $50.00 | 11/10/2011 5:37:37 PM |
jjswanso | $25.00 | 11/10/2011 6:50:29 PM |
economy-coup | $50.00 | 11/10/2011 7:42:33 PM |
coin-investor | $25.00 | 11/10/2011 7:47:12 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:14 PM |
Sid-K | $25.00 | 11/11/2011 3:03:25 PM |
seineil | $50.00 | 11/11/2011 10:11:04 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:05 AM |
ASR3 | $35.00 | 11/12/2011 5:32:18 AM |
robot777 | $50.00 | 11/12/2011 8:18:11 AM |
cash4less | $25.00 | 11/13/2011 9:33:10 PM |
fascinating-benefit279 | $50.00 | 11/14/2011 11:45:26 AM |
vigilance-spinner3 | $25.00 | 11/14/2011 4:24:29 PM |
SolarMoonshine | $25.00 | 11/14/2011 3:32:56 PM |
cjames84 | $25.00 | 11/14/2011 4:08:28 PM |
responsibility-butterfly | $25.00 | 11/14/2011 6:05:21 PM |
boybutter | $25.00 | 11/14/2011 3:28:22 PM |
worth-shower8 | $100.00 | 11/14/2011 5:21:00 PM |
friendly-principal76 | $25.00 | 11/14/2011 5:37:12 PM |
important-openness1 | $100.00 | 11/14/2011 5:58:40 PM |
golffish2 | $25.00 | 11/14/2011 4:11:22 AM |
vutah | $65.00 | 11/10/2011 5:35:29 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:33 PM |
evnagelist | $25.00 | 11/10/2011 5:44:14 PM |
golden-velocity9 | $25.00 | 11/10/2011 8:09:44 PM |
leball | $25.00 | 11/11/2011 9:16:37 AM |
kazanov | $35.00 | 11/11/2011 10:38:27 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:18 PM |
asset-professor | $40.00 | 11/13/2011 9:36:57 AM |
loss-of-control | $50.00 | 11/13/2011 5:50:47 PM |
steven3333 | $25.00 | 11/13/2011 6:41:52 PM |
loan-fate | $50.00 | 11/14/2011 9:02:02 AM |
red-power-pecan | $50.00 | 11/14/2011 9:06:46 AM |
profit-powerplant | $25.00 | 11/14/2011 10:04:24 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:11 PM |
palace2 | $125.00 | 11/14/2011 3:53:46 PM |
Green_Bay_Packers | $25.00 | 11/14/2011 3:58:27 PM |
auction-seeker | $25.00 | 11/14/2011 4:34:42 PM |
well-mannered-income3 | $50.00 | 11/14/2011 4:52:43 PM |
gilbrear | $25.00 | 11/14/2011 4:56:48 PM |
careful-compassion | $25.00 | 11/14/2011 5:45:14 PM |
ILoveBearHats | $25.00 | 11/14/2011 2:34:21 PM |
cardminger | $50.00 | 11/14/2011 4:10:05 PM |
brightest-gain-investor | $1,825.00 | 11/14/2011 7:04:29 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
538534
This series of Notes was issued and sold upon the funding of the borrower loan #56144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,081 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| melodious-pound3 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
|
Principal balance:
| $4,093.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
will not miss a payment
Purpose of loan: to pay off current loans and bills
This loan will be used to...
This would pay my bills and be cheaper to pay back every month
My financial situation: its getting worse cause I have a lot of small bills due a month
I am a good candidate for this loan because...
I care about my credit score cause I'd like to get a house soon
Monthly net income: $2000
Monthly expenses: $
Housing: $0
Insurance: $120
Car expenses: $364
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $270
Other expenses: $369
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $33.21 | 11/10/2011 5:02:15 PM |
progressive-economy261 | $400.00 | 11/10/2011 5:08:33 PM |
important-openness1 | $100.00 | 11/10/2011 8:06:05 PM |
jybank | $50.00 | 11/10/2011 11:36:21 PM |
fantastic-wampum1 | $100.00 | 11/10/2011 7:54:39 PM |
sophisticated-return496 | $25.00 | 11/10/2011 8:23:08 PM |
peaceful-basis6 | $50.00 | 11/11/2011 8:54:27 AM |
Zane314 | $165.15 | 11/11/2011 2:18:33 AM |
truelumen | $25.00 | 11/11/2011 3:18:57 AM |
kind-bill-supporter | $25.00 | 11/11/2011 9:41:36 AM |
TennSquire | $25.00 | 11/11/2011 9:57:01 AM |
return-tycoon3 | $50.00 | 11/11/2011 10:12:01 AM |
reflective-rupee | $25.00 | 11/11/2011 8:13:14 AM |
stock106 | $25.00 | 11/11/2011 11:01:20 AM |
silver-wonder278 | $25.00 | 11/11/2011 11:25:33 AM |
diplomatic-wealth7 | $25.00 | 11/11/2011 11:43:00 AM |
rescue | $100.00 | 11/11/2011 12:27:42 PM |
emosspot | $25.00 | 11/11/2011 7:10:09 PM |
leverage-symphony | $25.00 | 11/11/2011 7:13:00 PM |
blue-lucrative-rate | $50.00 | 11/11/2011 7:26:11 PM |
pghtiny | $25.00 | 11/11/2011 7:58:00 PM |
chief_wo | $25.00 | 11/11/2011 7:14:51 PM |
Binan | $40.38 | 11/11/2011 7:32:39 PM |
best-asset-jedi | $50.00 | 11/11/2011 9:25:48 PM |
ore-didgeridoo | $25.00 | 11/11/2011 9:35:37 PM |
kulender | $100.00 | 11/11/2011 8:00:12 PM |
setUup | $26.20 | 11/11/2011 8:35:42 PM |
thestartuplender | $35.00 | 11/12/2011 1:55:32 AM |
hawat | $25.00 | 11/11/2011 9:31:27 PM |
asiaratt | $100.00 | 11/12/2011 3:27:14 AM |
moola-poplar | $40.58 | 11/12/2011 3:34:54 AM |
dextro | $43.12 | 11/11/2011 10:14:13 PM |
quiksilver180 | $27.60 | 11/11/2011 11:06:29 PM |
bluemarlin57 | $30.00 | 11/12/2011 4:18:18 AM |
capital-zoo | $25.00 | 11/11/2011 11:11:19 PM |
1randyp | $25.00 | 11/12/2011 5:07:42 AM |
afm | $25.00 | 11/12/2011 5:23:54 AM |
ASR3 | $35.00 | 11/12/2011 5:32:18 AM |
drkeith | $116.57 | 11/12/2011 6:10:56 AM |
accountableone | $100.00 | 11/12/2011 2:59:30 AM |
drsny66 | $25.00 | 11/12/2011 4:00:03 AM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:14:34 AM |
minddoc | $25.00 | 11/12/2011 1:24:50 PM |
astute-asset7 | $25.00 | 11/12/2011 1:54:19 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:29 PM |
tshurts | $25.00 | 11/12/2011 3:18:57 PM |
investisure | $50.00 | 11/13/2011 2:09:21 AM |
social-cocktail1 | $200.00 | 11/13/2011 12:48:00 PM |
apostle901 | $25.00 | 11/13/2011 1:54:47 PM |
simplelender80 | $250.00 | 11/13/2011 7:21:31 AM |
GCInvestments | $29.00 | 11/13/2011 2:38:01 PM |
weWantToHelp | $25.00 | 11/13/2011 4:59:07 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:13 PM |
Wilhan | $25.00 | 11/13/2011 5:43:54 PM |
managedfund | $174.37 | 11/13/2011 6:30:04 PM |
pound-mushroom3 | $25.00 | 11/10/2011 5:34:52 PM |
evnagelist | $25.00 | 11/10/2011 5:44:14 PM |
fcrick | $25.00 | 11/10/2011 6:04:27 PM |
five-star-note | $25.00 | 11/10/2011 7:43:07 PM |
Dubbs360 | $50.00 | 11/10/2011 6:17:23 PM |
brightest-gain-investor | $2,000.00 | 11/10/2011 10:57:48 PM |
LaBamba | $75.00 | 11/11/2011 4:21:39 AM |
newest-famous-velocity | $25.00 | 11/11/2011 5:35:12 AM |
qwsd12 | $50.00 | 11/11/2011 9:13:13 AM |
Angel_Investor_7 | $25.00 | 11/11/2011 10:34:47 AM |
Mark0135 | $50.00 | 11/11/2011 10:25:18 AM |
miked8303 | $25.00 | 11/11/2011 11:09:36 AM |
unrivaled-loyalty7 | $26.76 | 11/11/2011 1:29:11 PM |
EEasyMoney | $25.00 | 11/11/2011 1:34:46 PM |
well-mannered-income3 | $40.00 | 11/11/2011 2:21:53 PM |
piano55 | $25.00 | 11/11/2011 11:41:31 AM |
enterprising-credit2 | $25.00 | 11/11/2011 5:02:27 PM |
engrossing-responsibility0 | $50.00 | 11/11/2011 12:48:58 PM |
Zuzu | $25.00 | 11/11/2011 6:15:50 PM |
Sid-K | $25.00 | 11/11/2011 3:03:26 PM |
blue-dough-trumpeter | $25.00 | 11/11/2011 7:00:41 PM |
rbrown15 | $25.00 | 11/11/2011 7:15:35 PM |
nimble-dedication1 | $50.00 | 11/11/2011 7:34:40 PM |
restless-currency | $50.00 | 11/11/2011 6:58:37 PM |
enriching-credit9 | $25.00 | 11/11/2011 7:54:36 PM |
jebber007 | $40.00 | 11/11/2011 8:02:51 PM |
dariop | $30.01 | 11/11/2011 7:16:19 PM |
misterhobbs | $25.00 | 11/11/2011 8:13:45 PM |
KramericaIndustries | $25.29 | 11/11/2011 9:21:50 PM |
gold-cluster | $50.00 | 11/11/2011 9:23:22 PM |
asset-tomahawk2 | $25.00 | 11/11/2011 9:28:44 PM |
csarradio | $25.00 | 11/11/2011 9:55:33 PM |
heroic-deal7 | $50.00 | 11/11/2011 10:36:24 PM |
Pitufo | $25.00 | 11/11/2011 8:14:08 PM |
friendly-credit2 | $50.00 | 11/11/2011 11:48:24 PM |
Nickle-Back | $25.00 | 11/12/2011 2:38:50 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:05 AM |
the-discrete-income | $30.00 | 11/11/2011 10:14:15 PM |
kazanov | $25.00 | 11/11/2011 10:33:29 PM |
EarlyRiser | $250.00 | 11/12/2011 4:40:49 AM |
javelin0 | $25.00 | 11/12/2011 4:44:43 AM |
intelligent-moola1 | $25.00 | 11/12/2011 5:43:36 AM |
keichi03 | $25.00 | 11/12/2011 5:35:27 AM |
bazaar-magma | $50.00 | 11/12/2011 12:22:08 AM |
ben10jen | $26.76 | 11/12/2011 5:37:47 AM |
Mathon | $25.00 | 11/12/2011 7:28:11 AM |
yield-hut | $25.00 | 11/12/2011 5:41:24 AM |
birddogsb | $50.00 | 11/12/2011 6:06:01 AM |
SKOAL | $25.00 | 11/12/2011 9:24:09 AM |
yield-lion | $25.00 | 11/12/2011 9:53:00 AM |
momoney2lend | $25.00 | 11/12/2011 10:14:30 AM |
silver-buckeye | $25.00 | 11/12/2011 10:27:18 AM |
kevin314 | $25.00 | 11/12/2011 4:58:56 PM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:37 PM |
blivet1970 | $25.00 | 11/12/2011 2:54:29 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:30 AM |
turbolozano | $50.00 | 11/13/2011 12:35:13 AM |
cookie1208 | $400.00 | 11/12/2011 4:55:13 PM |
loyalist1 | $200.00 | 11/13/2011 1:13:38 AM |
ooorrr | $50.00 | 11/13/2011 12:55:08 PM |
wise-deal-panda | $100.00 | 11/13/2011 1:18:51 PM |
dollar-tornado3 | $25.00 | 11/13/2011 6:12:30 AM |
02408575 | $25.00 | 11/13/2011 7:23:34 AM |
Mowtown | $150.00 | 11/13/2011 3:30:04 PM |
bold-direct-asset | $50.00 | 11/13/2011 2:54:59 PM |
lobstahlender | $30.00 | 11/13/2011 10:39:50 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:55 PM |
red-power-pecan | $50.00 | 11/13/2011 2:45:09 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
538538
This series of Notes was issued and sold upon the funding of the borrower loan #56177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $192.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
15 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,223 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-giraffe584 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 74% )
| 640-659 (Latest)
|
Principal borrowed:
| $25,800.00 | < 31 days late:
| 15
( 26% )
| 760-779
(Jan-2010)
740-759
(Nov-2009)
760-779
(Sep-2008)
|
Principal balance:
| $4,145.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
VSR233
Purpose of loan:
This loan will be used to finance a part time employee for our home based business
My financial situation:
I am a good candidate for this loan because I have previously paid off a much larger loan from Prosper without any issues. My income has also gone up significantly
Monthly net income: $8,545
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $250.00 | 11/11/2011 10:01:55 AM |
rs999 | $25.00 | 11/11/2011 9:07:39 AM |
Kash2010lu | $30.00 | 11/11/2011 9:01:38 AM |
Mikale360 | $25.00 | 11/11/2011 9:23:20 AM |
coin-investor | $25.00 | 11/11/2011 10:11:56 AM |
Dubbs360 | $50.00 | 11/11/2011 10:40:24 AM |
important-openness1 | $100.00 | 11/11/2011 10:53:43 AM |
miked8303 | $25.00 | 11/11/2011 11:09:36 AM |
economy-coup | $50.00 | 11/11/2011 12:03:46 PM |
qwsd12 | $50.00 | 11/11/2011 9:13:14 AM |
sevenbridges | $26.10 | 11/11/2011 12:11:52 PM |
fcrick | $25.00 | 11/11/2011 9:19:08 AM |
money-fort | $25.00 | 11/11/2011 3:29:50 PM |
loss-of-control | $100.00 | 11/11/2011 4:37:40 PM |
ml13 | $25.00 | 11/11/2011 4:10:26 PM |
mighty-payout1 | $25.00 | 11/11/2011 4:21:23 PM |
FinanceEngine | $28.18 | 11/11/2011 2:53:52 PM |
marwadi-62 | $100.00 | 11/11/2011 6:35:12 PM |
silver-wonder278 | $25.00 | 11/11/2011 7:01:04 PM |
dariop | $30.01 | 11/11/2011 7:25:30 PM |
itskarma | $25.00 | 11/11/2011 6:39:10 PM |
dynamic-capital | $25.00 | 11/11/2011 6:47:10 PM |
Binan | $50.00 | 11/11/2011 7:41:19 PM |
papaloha | $150.00 | 11/11/2011 7:58:23 PM |
YoungArchitect | $200.00 | 11/11/2011 7:15:49 PM |
EEasyMoney | $25.00 | 11/11/2011 7:30:25 PM |
peace-maverick | $55.00 | 11/11/2011 7:50:02 PM |
asiaratt | $100.00 | 11/12/2011 3:27:15 AM |
SKOAL | $25.00 | 11/12/2011 9:24:09 AM |
minddoc | $25.00 | 11/12/2011 1:24:51 PM |
momoney2lend | $25.00 | 11/12/2011 10:15:21 AM |
wlm3012 | $30.00 | 11/12/2011 12:08:08 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:30 PM |
tshurts | $25.00 | 11/12/2011 3:18:58 PM |
Brisket_Bob | $50.00 | 11/12/2011 9:35:09 PM |
turbolozano | $50.00 | 11/13/2011 12:35:14 AM |
Petite_Rose | $25.00 | 11/13/2011 5:03:09 AM |
five-star-note | $39.00 | 11/13/2011 5:32:52 AM |
kevin314 | $25.00 | 11/12/2011 4:58:57 PM |
real-return | $25.00 | 11/11/2011 9:10:18 AM |
tcpfan | $25.00 | 11/11/2011 9:14:32 AM |
loanman2007 | $50.00 | 11/11/2011 9:15:50 AM |
handy-justice | $50.00 | 11/11/2011 9:45:27 AM |
SolarMoonshine | $25.00 | 11/11/2011 9:51:52 AM |
TennSquire | $25.00 | 11/11/2011 9:57:01 AM |
moola-monger9 | $50.00 | 11/11/2011 10:57:03 AM |
thankful-nickel2 | $25.00 | 11/11/2011 11:06:12 AM |
benevolent-bonus | $25.00 | 11/11/2011 11:46:45 AM |
progressive-economy261 | $400.00 | 11/11/2011 12:04:52 PM |
rescue | $92.00 | 11/11/2011 12:27:43 PM |
trumpeter5 | $25.00 | 11/11/2011 12:08:06 PM |
platinum-boss2 | $50.00 | 11/11/2011 12:13:06 PM |
transparency-universe8 | $25.00 | 11/11/2011 12:31:28 PM |
jjswanso | $25.00 | 11/11/2011 12:33:29 PM |
hillerod | $25.11 | 11/11/2011 1:22:01 PM |
enterprising-credit2 | $25.00 | 11/11/2011 1:05:18 PM |
papaloha | $43.00 | 11/11/2011 2:09:38 PM |
first-serene-credit | $25.00 | 11/11/2011 1:27:06 PM |
EEasyMoney | $25.00 | 11/11/2011 1:35:00 PM |
witty-openness | $25.00 | 11/11/2011 2:58:13 PM |
AndChicksforFree | $25.00 | 11/11/2011 3:01:01 PM |
evnagelist | $25.00 | 11/11/2011 10:58:45 AM |
stock106 | $25.00 | 11/11/2011 11:01:53 AM |
vutah | $65.00 | 11/11/2011 3:30:22 PM |
312-Lender | $27.16 | 11/11/2011 11:49:08 AM |
engrossing-responsibility0 | $50.00 | 11/11/2011 12:48:58 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 2:17:15 PM |
Sid-K | $25.00 | 11/11/2011 3:03:32 PM |
restless-currency | $50.00 | 11/11/2011 6:58:39 PM |
enriching-credit9 | $104.56 | 11/11/2011 5:20:38 PM |
Feyenoord | $30.00 | 11/11/2011 5:28:29 PM |
emosspot | $25.00 | 11/11/2011 7:12:03 PM |
prudent-bid3 | $50.00 | 11/11/2011 7:19:25 PM |
Zuzu | $25.00 | 11/11/2011 6:24:17 PM |
glroark | $50.00 | 11/11/2011 7:23:54 PM |
bsmtloan | $84.34 | 11/11/2011 6:52:16 PM |
best-basis-trooper | $25.00 | 11/11/2011 7:55:37 PM |
Angel_Investor_7 | $25.00 | 11/11/2011 8:11:37 PM |
the-discrete-income | $25.00 | 11/11/2011 10:14:18 PM |
wise-unique-market | $150.00 | 11/12/2011 12:47:08 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:05 AM |
compassion-artisan9 | $50.00 | 11/11/2011 10:37:39 PM |
Mathon | $25.00 | 11/12/2011 7:28:11 AM |
ASR3 | $35.00 | 11/12/2011 5:32:19 AM |
birddogsb | $50.00 | 11/12/2011 6:06:01 AM |
social-zebra | $30.00 | 11/12/2011 9:31:28 AM |
AlpineLakesGroup | $25.00 | 11/12/2011 6:50:07 AM |
justice-mussel2 | $25.00 | 11/12/2011 9:42:19 AM |
silver-buckeye | $25.00 | 11/12/2011 10:27:42 AM |
matt_2006 | $25.00 | 11/12/2011 11:16:38 AM |
SkinnyFish | $50.00 | 11/12/2011 1:56:34 PM |
GoingFishing | $25.00 | 11/12/2011 2:47:53 PM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:20 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:06:56 PM |
investisure | $25.00 | 11/13/2011 2:09:22 AM |
yield-hut | $50.00 | 11/13/2011 5:00:58 AM |
bid-czar8 | $100.00 | 11/13/2011 3:14:31 AM |
simplelender80 | $0.53 | 11/13/2011 7:21:33 AM |
98 Investments
|
Borrower Payment Dependent Notes Series
538550
This series of Notes was issued and sold upon the funding of the borrower loan #56203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-12-2011 |
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $229.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 31y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flemme |
Borrower's state:
| Indiana |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 76 ( 99% )
| 740-759 (Latest)
|
Principal borrowed:
| $12,800.00 | < 31 days late:
| 1
( 1% )
| 780-799
(Apr-2011)
640-659
(Aug-2008)
560-579
(May-2007)
|
Principal balance:
| $3,549.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 77 | | |
Description
Two Prosper Loans Paid In full !!!
Purpose: Pay off two signature loans and have one payment
This loan will be used to... Manage my financial situation
Financial situation: Much improved since I have used Prosper. I started out years ago in a real bind.. Prosper took a chance on me and now I have paid off two prosper loans, in full and always on time. I have rebuilt my credit and want to continue. Thank you to all who trusted in me.
I am a good candidate for this loan because... Credit was in the dumpster to over 650.
Monthly net income: $ 6000.00
Monthly expenses: $ 3500.00
Housing: $ 1200.00
Insurance: $ 350.00
Car expenses: $ 400.00
Utilities: $ 250.00
Phone, cable, internet: $ 200.00
Food: $ Groceries 450.00
Credit cards: No credit cards!! Loans 500.00
I now have savings and pay all my bills ahead of schedule.. I am not late on payments and follow through with all my committments. I am a very good risk for prosper lenders. Please consider this loan. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
icanhasloanz | $50.00 | 11/11/2011 8:05:39 PM |
shawnw2 | $100.00 | 11/12/2011 3:03:15 AM |
AndChicksforFree | $25.00 | 11/11/2011 5:09:42 PM |
Sierrahh | $25.00 | 11/11/2011 6:02:25 PM |
Sid-K | $25.00 | 11/11/2011 6:13:09 PM |
sflash | $25.00 | 11/11/2011 5:58:23 PM |
EngineersAlliance | $125.00 | 11/11/2011 6:16:03 PM |
rescue | $100.00 | 11/11/2011 6:21:10 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:05 PM |
SLN-10 | $50.00 | 11/11/2011 6:40:14 PM |
fcrick | $25.00 | 11/11/2011 5:28:18 PM |
proud-gold9 | $25.00 | 11/11/2011 7:04:12 PM |
Whatssofunnybout | $50.00 | 11/11/2011 7:04:10 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:14 PM |
real-return | $50.00 | 11/11/2011 5:49:52 PM |
credit-guard5 | $25.00 | 11/11/2011 7:12:29 PM |
chief_wo | $25.00 | 11/11/2011 7:14:52 PM |
ore-leaper1 | $50.00 | 11/11/2011 7:21:09 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:16 PM |
Cai8899 | $50.00 | 11/11/2011 6:23:33 PM |
marwadi-62 | $66.00 | 11/11/2011 6:35:38 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:34:49 PM |
restless-currency | $50.00 | 11/11/2011 6:58:40 PM |
dansarkis | $25.00 | 11/11/2011 7:54:27 PM |
enriching-credit9 | $25.00 | 11/11/2011 7:54:36 PM |
coin-investor | $25.00 | 11/11/2011 8:06:31 PM |
Medic05 | $25.00 | 11/11/2011 8:10:42 PM |
NekHoldings | $25.00 | 11/11/2011 8:19:41 PM |
economy-coup | $50.00 | 11/11/2011 7:52:40 PM |
cvlender | $25.00 | 11/11/2011 9:23:19 PM |
hidavehi | $77.00 | 11/11/2011 7:56:29 PM |
reflective-rupee | $25.00 | 11/11/2011 7:59:44 PM |
_wally_ | $50.00 | 11/11/2011 10:01:42 PM |
BigSkyFinancial | $30.00 | 11/11/2011 10:27:33 PM |
inspired-contract9 | $25.00 | 11/11/2011 10:31:51 PM |
fair-transaction | $25.00 | 11/11/2011 8:13:18 PM |
timbob | $100.00 | 11/11/2011 8:17:22 PM |
truth-explorer | $25.00 | 11/12/2011 12:05:38 AM |
wise-unique-market | $200.00 | 11/12/2011 12:47:57 AM |
MilitaryAV8R | $25.00 | 11/12/2011 12:46:50 AM |
emphatic-responsibility | $50.00 | 11/12/2011 1:37:05 AM |
lowrate | $50.00 | 11/11/2011 9:52:59 PM |
nellaelyob | $25.00 | 11/12/2011 3:31:40 AM |
SolarMoonshine | $25.00 | 11/12/2011 3:51:33 AM |
penny-winner | $50.00 | 11/11/2011 11:44:42 PM |
Engrrob | $25.00 | 11/12/2011 5:20:13 AM |
ASR3 | $35.00 | 11/12/2011 5:32:20 AM |
atlas100 | $50.00 | 11/12/2011 5:57:29 AM |
imagenki | $25.00 | 11/12/2011 2:12:32 AM |
officer8 | $25.00 | 11/12/2011 6:33:01 AM |
stolan | $50.00 | 11/12/2011 4:05:50 AM |
Beechturner | $40.00 | 11/12/2011 4:41:59 AM |
rbettenc | $25.00 | 11/12/2011 5:18:49 AM |
Rulea72 | $25.00 | 11/12/2011 6:14:21 AM |
loanman2007 | $225.00 | 11/12/2011 6:32:49 AM |
bighurt401 | $25.00 | 11/12/2011 6:41:37 AM |
marinbb | $100.00 | 11/11/2011 6:31:04 PM |
prohelper | $25.00 | 11/11/2011 5:09:30 PM |
thankful-nickel2 | $50.00 | 11/11/2011 5:44:13 PM |
TennSquire | $25.00 | 11/11/2011 5:18:55 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:52:59 PM |
gold-miser9 | $125.00 | 11/11/2011 5:36:23 PM |
cnovak | $25.00 | 11/11/2011 5:47:34 PM |
payout-paddle1 | $50.00 | 11/11/2011 6:00:01 PM |
Mikale360 | $25.00 | 11/11/2011 6:02:45 PM |
qwsd12 | $50.00 | 11/11/2011 6:19:01 PM |
Kash2010lu | $25.00 | 11/11/2011 6:25:31 PM |
enticing-capital6 | $50.00 | 11/11/2011 6:30:43 PM |
prudent-power1 | $25.00 | 11/11/2011 6:54:30 PM |
influential-benjamins0 | $100.00 | 11/11/2011 5:32:04 PM |
Feyenoord | $30.00 | 11/11/2011 5:40:42 PM |
trumpeter5 | $25.00 | 11/11/2011 7:07:09 PM |
BlueSharp | $50.00 | 11/11/2011 7:09:24 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:23 PM |
niceguy777 | $25.00 | 11/11/2011 7:36:10 PM |
sbsahm | $25.00 | 11/11/2011 6:53:39 PM |
Pman | $25.00 | 11/11/2011 7:38:47 PM |
atlas-shrugged | $200.00 | 11/11/2011 7:00:19 PM |
commerce-rumbler0 | $500.00 | 11/11/2011 7:13:58 PM |
Bob450 | $25.00 | 11/11/2011 8:01:55 PM |
ore-leaper1 | $30.99 | 11/11/2011 7:23:04 PM |
dinero-wildebeest | $50.00 | 11/11/2011 8:10:27 PM |
loan-hacker | $25.00 | 11/11/2011 8:21:58 PM |
nimble-penny1 | $25.00 | 11/11/2011 7:33:31 PM |
the-yield-surfer | $25.00 | 11/11/2011 8:52:47 PM |
fantastic-wampum1 | $100.00 | 11/11/2011 7:53:48 PM |
responsibility-wind6 | $25.00 | 11/11/2011 9:48:13 PM |
bonanza1973 | $25.00 | 11/11/2011 10:45:39 PM |
ChoiceInvestments | $29.86 | 11/11/2011 11:31:37 PM |
skydancer506 | $27.52 | 11/12/2011 12:42:02 AM |
gold-cluster | $50.00 | 11/11/2011 9:23:23 PM |
finance-solo | $50.00 | 11/12/2011 3:50:12 AM |
samaritan5 | $25.00 | 11/11/2011 10:19:27 PM |
value-investor9 | $25.00 | 11/12/2011 4:24:08 AM |
mighty-dedication223 | $25.00 | 11/11/2011 11:15:23 PM |
JagFan | $25.00 | 11/12/2011 4:56:20 AM |
missgina | $40.00 | 11/12/2011 5:06:57 AM |
Pulchritudinous | $25.00 | 11/12/2011 12:16:50 AM |
RoZu_Lending | $100.00 | 11/12/2011 6:24:06 AM |
basis-mate7 | $50.00 | 11/12/2011 6:27:33 AM |
preciousjeni | $25.00 | 11/12/2011 2:42:39 AM |
revenue-associate | $25.00 | 11/12/2011 6:38:05 AM |
bannybucks | $25.00 | 11/12/2011 6:35:04 AM |
djenge | $25.00 | 11/12/2011 3:53:37 AM |
grishmoney | $250.00 | 11/12/2011 5:07:36 AM |
blivet1970 | $25.00 | 11/12/2011 5:36:02 AM |
106 Investments
|
Borrower Payment Dependent Notes Series
538560
This series of Notes was issued and sold upon the funding of the borrower loan #56137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $97.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 820-839 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,505 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agile-marketplace1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Oct-2010)
|
Principal balance:
| $6,936.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to finish some much needed repairs around the house and update the water heater.
My financial situation:
I am a good candidate for this loan because I have a reliable job, have always made payments on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.35 | 11/11/2011 5:02:17 PM |
influential-benjamins0 | $100.00 | 11/11/2011 5:32:04 PM |
bluebird5 | $25.00 | 11/11/2011 5:42:47 PM |
iaffy | $50.00 | 11/11/2011 6:25:55 PM |
ingenious-deal6 | $25.00 | 11/11/2011 6:32:52 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:23 PM |
market-trooper3 | $30.00 | 11/11/2011 6:48:50 PM |
psteveo | $25.00 | 11/11/2011 6:51:24 PM |
ore-leaper1 | $50.00 | 11/11/2011 6:52:13 PM |
rich266 | $25.00 | 11/11/2011 5:21:11 PM |
blue-dough-trumpeter | $25.00 | 11/11/2011 6:59:21 PM |
best-ingenious-funds | $25.00 | 11/11/2011 7:06:57 PM |
wise-loot-bear | $25.00 | 11/11/2011 7:11:08 PM |
AsianDragon | $35.00 | 11/11/2011 6:13:17 PM |
evnagelist | $25.00 | 11/11/2011 7:39:16 PM |
fun2invest | $25.00 | 11/11/2011 7:04:10 PM |
just_for_today | $25.00 | 11/11/2011 7:10:37 PM |
Jay_Tee | $50.00 | 11/11/2011 7:14:32 PM |
SCD | $25.00 | 11/11/2011 8:07:58 PM |
Tradesmanlender | $25.00 | 11/11/2011 7:23:37 PM |
platinum-genetics | $25.00 | 11/11/2011 8:34:49 PM |
D911ave | $50.00 | 11/11/2011 5:11:43 PM |
cnovak | $25.00 | 11/11/2011 5:47:35 PM |
fcrick | $25.00 | 11/11/2011 5:28:19 PM |
bb575 | $50.00 | 11/11/2011 5:31:24 PM |
Zuzu | $50.00 | 11/11/2011 6:05:24 PM |
exchange-squirrel | $25.00 | 11/11/2011 6:19:35 PM |
blot44 | $25.00 | 11/11/2011 6:27:02 PM |
Sneezie | $100.00 | 11/11/2011 6:36:15 PM |
riskreward | $250.00 | 11/11/2011 6:38:37 PM |
kenji4861 | $25.00 | 11/11/2011 6:46:54 PM |
active-reward7 | $75.00 | 11/11/2011 6:48:06 PM |
ore-leaper1 | $50.00 | 11/11/2011 6:53:16 PM |
lendersf | $200.00 | 11/11/2011 6:52:58 PM |
Clambake | $25.00 | 11/11/2011 7:03:41 PM |
micro-lender0 | $25.00 | 11/11/2011 7:08:39 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:15 PM |
BxRealtor | $25.00 | 11/11/2011 6:29:56 PM |
rs999 | $25.00 | 11/11/2011 6:31:40 PM |
MrDavid | $75.00 | 11/11/2011 7:28:04 PM |
NObama | $25.00 | 11/11/2011 6:42:44 PM |
E-2 | $100.00 | 11/11/2011 7:32:37 PM |
awwaww | $25.00 | 11/11/2011 7:32:45 PM |
gold-blanket | $97.85 | 11/11/2011 6:58:37 PM |
Zeenos | $25.11 | 11/11/2011 7:02:50 PM |
cash-vault | $25.00 | 11/11/2011 7:51:13 PM |
keichi03 | $30.00 | 11/11/2011 7:05:15 PM |
iaviate1 | $50.00 | 11/11/2011 7:08:42 PM |
GrooveBiz | $25.00 | 11/11/2011 7:59:30 PM |
indomitable-coin | $25.00 | 11/11/2011 7:29:24 PM |
r48 | $32.00 | 11/11/2011 7:29:33 PM |
subtle-revenue0 | $25.00 | 11/11/2011 8:33:33 PM |
WalnutCreekguy | $100.00 | 11/11/2011 7:31:37 PM |
fascinating-benefit279 | $50.00 | 11/11/2011 8:37:58 PM |
pdub | $75.00 | 11/11/2011 7:44:02 PM |
principal-star | $25.00 | 11/11/2011 7:57:59 PM |
mex_invests | $25.00 | 11/11/2011 7:59:34 PM |
JustMee | $25.00 | 11/11/2011 8:31:01 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
538584
This series of Notes was issued and sold upon the funding of the borrower loan #56025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $381.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Nov-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $169 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| Rigo |
Borrower's state:
| California |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 39 ( 93% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 2
( 5% )
| 540-559
(Feb-2008)
540-559
(Jan-2008)
540-559
(Dec-2007)
600-619
(Nov-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 2% )
|
Total payments billed:
| 42 | | |
Description
Home Repairs
Purpose of loan:
This loan will be used to fix up a couple things around my new rental property. I have 3 units in Los Angeles that I just purchased last month and I would like to refurbish.
My financial situation:
I am a good candidate for this loan because I have had 2 successful Prosper Loans in the last 5 years. I make about 4 times as much as I did when I got my last two loans so I am perfectly fine to make these payments.
I am not sure if my mortgage will show up yet on my credit profile but I am a new homeowner and make a profit off of my units. My tenants have been living there for several years.
Monthly Net income: $3500 (job-sales manager at kia depot)
Gross Rental Income $3700
Monthly expenses: $3875
Mortgage: $2000
Car Insurance: $175
Car expenses: $400 + $250 gas
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-daydream | $75.00 | 11/11/2011 5:32:00 PM |
icanhasloanz | $150.00 | 11/11/2011 8:12:20 PM |
return-grizzly | $100.00 | 11/12/2011 5:09:35 PM |
investment-daydream | $25.00 | 11/12/2011 8:34:14 PM |
113121 | $150.00 | 11/13/2011 6:09:43 AM |
AndChicksforFree | $25.00 | 11/11/2011 5:07:57 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:53:17 PM |
thankful-nickel2 | $25.00 | 11/11/2011 5:42:56 PM |
important-openness1 | $100.00 | 11/11/2011 6:22:17 PM |
trumpeter5 | $25.00 | 11/11/2011 7:07:10 PM |
Kash2010lu | $40.00 | 11/11/2011 6:24:57 PM |
rs999 | $25.00 | 11/11/2011 6:31:41 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:24 PM |
miked8303 | $25.00 | 11/11/2011 8:02:39 PM |
SolarMoonshine | $50.00 | 11/12/2011 3:49:13 AM |
lenderRXT | $50.00 | 11/12/2011 4:25:39 AM |
1randyp | $100.00 | 11/12/2011 5:14:37 AM |
townjudgejfw | $25.00 | 11/12/2011 6:38:31 AM |
MikeyZ2008 | $50.00 | 11/12/2011 3:36:06 AM |
building_community | $75.00 | 11/12/2011 7:09:51 AM |
Ballybay | $100.00 | 11/12/2011 4:08:07 AM |
hidavehi | $26.00 | 11/12/2011 8:27:11 AM |
SKOAL | $25.00 | 11/12/2011 9:24:10 AM |
loanman2007 | $25.00 | 11/12/2011 6:49:59 AM |
dynamic-platinum | $50.00 | 11/12/2011 9:44:47 AM |
all_of_that_one | $50.00 | 11/12/2011 9:50:57 AM |
yield-lion | $25.00 | 11/12/2011 9:53:01 AM |
fantastic-bazaar2 | $100.00 | 11/12/2011 10:58:44 AM |
pworld | $50.00 | 11/12/2011 11:01:45 AM |
durability-ruler | $50.00 | 11/12/2011 8:18:27 AM |
Retirefunmoney | $27.27 | 11/12/2011 1:16:51 PM |
worth-shower8 | $100.00 | 11/12/2011 1:33:54 PM |
kulender | $100.00 | 11/12/2011 1:55:38 PM |
momoney2lend | $25.00 | 11/12/2011 10:16:45 AM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:39 PM |
CoolPlexer | $25.00 | 11/12/2011 11:31:45 AM |
B-rad_the_Coug | $25.00 | 11/12/2011 2:48:27 PM |
Branch95 | $56.59 | 11/12/2011 3:13:57 PM |
upc_tnt | $25.00 | 11/12/2011 4:03:05 PM |
on_your_side | $33.88 | 11/12/2011 5:01:01 PM |
chererat | $100.00 | 11/12/2011 6:35:12 PM |
jebber007 | $30.00 | 11/12/2011 8:29:29 PM |
quarkyuzu | $50.00 | 11/12/2011 9:49:18 PM |
CreditBuilder2 | $50.00 | 11/12/2011 11:30:24 PM |
akmikej | $52.45 | 11/13/2011 2:55:14 AM |
flexible-duty3 | $25.00 | 11/13/2011 6:25:26 AM |
Haribelle | $25.00 | 11/13/2011 8:15:14 AM |
Daneistes | $100.00 | 11/13/2011 8:43:43 AM |
heerzaquestion | $25.00 | 11/12/2011 8:04:16 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:03:22 PM |
WMY-Investor | $100.00 | 11/13/2011 11:03:55 AM |
velocity-owner4 | $140.00 | 11/13/2011 11:09:35 AM |
MoneyBadger | $25.00 | 11/13/2011 11:15:57 AM |
EverettFinancial | $40.00 | 11/13/2011 12:08:12 PM |
loanman2007 | $25.00 | 11/13/2011 12:43:10 PM |
Mr_Katana | $25.00 | 11/13/2011 12:10:00 PM |
loyalist1 | $500.00 | 11/13/2011 1:01:19 AM |
cash-backer8 | $25.00 | 11/13/2011 12:44:13 PM |
dollar-tornado3 | $25.00 | 11/13/2011 5:21:21 AM |
Urban-MBA | $25.00 | 11/13/2011 5:43:08 AM |
Fachim | $25.00 | 11/13/2011 8:45:47 AM |
asset-professor | $100.00 | 11/13/2011 9:24:49 AM |
coin-lesson3 | $203.16 | 11/13/2011 2:56:30 PM |
weWantToHelp | $50.00 | 11/13/2011 4:48:44 PM |
contract-student2 | $82.68 | 11/13/2011 5:15:06 PM |
basis-wizard8 | $50.00 | 11/13/2011 5:20:56 PM |
justasoldier | $85.00 | 11/13/2011 5:53:07 PM |
steven3333 | $25.00 | 11/13/2011 6:30:59 PM |
Feyenoord | $30.00 | 11/11/2011 5:43:00 PM |
enticing-capital6 | $50.00 | 11/11/2011 6:30:46 PM |
restless-currency | $50.00 | 11/11/2011 6:58:41 PM |
qwsd12 | $50.00 | 11/11/2011 6:19:04 PM |
evnagelist | $25.00 | 11/11/2011 7:39:34 PM |
credit-guard5 | $25.00 | 11/11/2011 7:16:25 PM |
atlas-shrugged | $200.00 | 11/11/2011 7:51:35 PM |
real-return | $25.00 | 11/11/2011 9:45:21 PM |
Mikale360 | $25.00 | 11/11/2011 11:18:36 PM |
itskarma | $25.00 | 11/12/2011 4:17:57 AM |
afm | $26.09 | 11/12/2011 5:27:47 AM |
ASR3 | $35.00 | 11/12/2011 5:32:21 AM |
atlas100 | $50.00 | 11/12/2011 5:58:48 AM |
Silver-Penny001 | $25.00 | 11/12/2011 6:17:34 AM |
Mad_Scientist | $25.00 | 11/12/2011 3:37:04 AM |
proud-gold9 | $25.00 | 11/12/2011 4:07:40 AM |
setUup | $34.20 | 11/12/2011 7:32:17 AM |
houli123 | $25.00 | 11/12/2011 7:35:07 AM |
camaraderi-popcorn | $25.00 | 11/12/2011 4:27:17 AM |
enchanted-truth264 | $25.00 | 11/12/2011 7:41:48 AM |
seabass123 | $25.00 | 11/12/2011 7:50:38 AM |
aztocas | $75.00 | 11/12/2011 8:18:34 AM |
impeccable-ore3 | $25.00 | 11/12/2011 8:49:46 AM |
birddogsb | $50.00 | 11/12/2011 6:06:02 AM |
social-zebra | $30.00 | 11/12/2011 9:27:36 AM |
CatbirdBanking | $25.00 | 11/12/2011 7:00:48 AM |
Fun54115 | $25.00 | 11/12/2011 7:14:16 AM |
vtr1000 | $30.00 | 11/12/2011 11:53:06 AM |
ivy-league-MBA | $25.00 | 11/12/2011 12:31:13 PM |
Mathon | $25.00 | 11/12/2011 1:06:41 PM |
enterprising-credit2 | $25.00 | 11/12/2011 9:20:25 AM |
greenback-loyalist8 | $50.00 | 11/12/2011 1:54:17 PM |
the-hope-workhorse | $200.00 | 11/12/2011 10:28:20 AM |
matt_2006 | $25.00 | 11/12/2011 11:16:40 AM |
amlu1988 | $25.00 | 11/12/2011 11:24:27 AM |
unequaled-pound | $25.00 | 11/12/2011 11:58:57 AM |
312-Lender | $25.00 | 11/12/2011 3:12:29 PM |
asiaratt | $50.00 | 11/12/2011 12:38:36 PM |
tshurts | $25.00 | 11/12/2011 3:18:58 PM |
investment-comet | $25.00 | 11/12/2011 12:53:06 PM |
upbeat-investment9 | $50.00 | 11/12/2011 3:54:00 PM |
kevin314 | $25.00 | 11/12/2011 4:58:58 PM |
LittleMingo | $25.00 | 11/12/2011 5:26:26 PM |
yield-hut | $25.00 | 11/12/2011 6:06:09 PM |
credit-missile | $125.00 | 11/12/2011 7:48:21 PM |
cjames84 | $25.00 | 11/12/2011 7:58:52 PM |
smart-note9 | $25.00 | 11/12/2011 1:59:57 PM |
best-charming-leverage | $50.00 | 11/12/2011 3:02:31 PM |
knowledgeable-payment7 | $25.00 | 11/13/2011 2:39:48 AM |
GCInvestments | $25.00 | 11/13/2011 6:30:10 AM |
supersarah61 | $50.00 | 11/12/2011 4:25:37 PM |
mauge35 | $62.93 | 11/13/2011 5:43:03 AM |
golden-velocity9 | $25.00 | 11/12/2011 4:55:50 PM |
cashasaurus0 | $200.00 | 11/13/2011 7:00:56 AM |
loss-of-control | $100.00 | 11/12/2011 5:09:57 PM |
worthy-benjamins | $25.00 | 11/13/2011 8:25:13 AM |
Christophe | $50.00 | 11/12/2011 5:59:17 PM |
maildude | $25.00 | 11/12/2011 7:39:40 PM |
rmpedi33 | $50.00 | 11/13/2011 9:38:53 AM |
yonderalaska | $30.00 | 11/13/2011 9:56:09 AM |
capital-blueberry | $25.00 | 11/12/2011 8:42:20 PM |
Brisket_Bob | $200.00 | 11/12/2011 9:37:18 PM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:32 PM |
ventureboy | $26.00 | 11/13/2011 11:42:20 AM |
wealth-fighter3 | $25.00 | 11/12/2011 11:17:38 PM |
radiobuda | $50.00 | 11/12/2011 11:56:43 PM |
ooorrr | $100.00 | 11/13/2011 12:55:08 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:32 AM |
NickRac | $25.00 | 11/13/2011 6:05:26 AM |
shiny-dollar9 | $50.00 | 11/13/2011 1:22:55 PM |
benefit-position | $32.00 | 11/13/2011 1:33:14 PM |
apostle901 | $25.00 | 11/13/2011 1:54:48 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:14 PM |
red-power-pecan | $50.00 | 11/13/2011 2:45:09 PM |
the-silver-blaster | $100.00 | 11/13/2011 3:14:30 PM |
Pitufo | $25.00 | 11/13/2011 10:20:53 AM |
mikeandcat | $200.30 | 11/13/2011 3:25:22 PM |
thoughtful-investment045 | $25.00 | 11/13/2011 4:51:10 PM |
first-serene-credit | $25.00 | 11/13/2011 11:12:49 AM |
refined-return922 | $25.00 | 11/13/2011 5:50:40 PM |
MoneyTree79 | $25.00 | 11/13/2011 5:59:20 PM |
managedfund | $697.70 | 11/13/2011 6:31:33 PM |
one2sojourn | $38.74 | 11/13/2011 6:06:45 PM |
silver-wonder278 | $25.00 | 11/13/2011 3:29:46 PM |
papaloha | $300.00 | 11/13/2011 4:21:41 PM |
corndog4000 | $80.00 | 11/13/2011 5:24:50 PM |
Wilhan | $25.00 | 11/13/2011 5:38:01 PM |
155 Investments
|
Borrower Payment Dependent Notes Series
538598
This series of Notes was issued and sold upon the funding of the borrower loan #56183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,124 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| burgeoning-integrity4 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
Purpose of loan:
This loan will be used to add deck.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4800
Monthly expenses: $2100
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,800.00 | 11/15/2011 1:55:48 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:53:00 PM |
beakerfish | $125.00 | 11/11/2011 9:37:35 PM |
CatbirdBanking | $25.00 | 11/14/2011 2:29:31 PM |
itskarma | $25.25 | 11/14/2011 2:41:00 PM |
SolarMoonshine | $25.00 | 11/14/2011 3:32:13 PM |
progressive-economy261 | $400.00 | 11/14/2011 8:38:27 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:41:40 PM |
papaloha | $50.00 | 11/14/2011 10:06:19 PM |
ddog0224 | $50.00 | 11/15/2011 12:35:19 AM |
cjames84 | $25.00 | 11/15/2011 2:48:16 AM |
Brisket_Bob | $25.00 | 11/15/2011 4:31:03 AM |
diplomatic-wealth7 | $25.00 | 11/15/2011 6:23:54 AM |
frogperson | $100.00 | 11/15/2011 7:47:53 AM |
the-silver-blaster | $75.00 | 11/14/2011 7:17:59 PM |
vigilance-frontier | $25.00 | 11/14/2011 8:07:31 PM |
flexible-value | $50.00 | 11/14/2011 8:12:40 PM |
basis-wizard8 | $50.00 | 11/15/2011 7:37:33 AM |
fund-ambrosia0 | $25.00 | 11/15/2011 8:48:11 AM |
nebula076 | $100.00 | 11/15/2011 8:02:31 AM |
brightest-gain-investor | $2,000.00 | 11/14/2011 9:18:30 PM |
shrewd-peace7 | $25.00 | 11/14/2011 9:37:36 PM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:00 AM |
malomar66 | $60.00 | 11/15/2011 11:23:08 AM |
Christophe | $25.00 | 11/15/2011 6:53:26 AM |
quest0 | $25.00 | 11/15/2011 7:25:18 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:41:56 AM |
janeybooboo | $50.00 | 11/15/2011 1:13:47 PM |
invincible-platinum9 | $25.00 | 11/15/2011 12:07:16 PM |
Tradesmanlender | $25.00 | 11/11/2011 7:23:37 PM |
pdub | $75.00 | 11/11/2011 7:44:02 PM |
Pulchritudinous | $25.00 | 11/12/2011 12:15:07 AM |
robot777 | $50.00 | 11/12/2011 8:18:14 AM |
bazaar-festivity | $75.00 | 11/12/2011 1:10:23 PM |
reflective-rupee | $25.00 | 11/12/2011 1:51:22 PM |
well-mannered-income3 | $40.00 | 11/13/2011 8:11:34 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:20:25 PM |
HamachiMan | $25.00 | 11/14/2011 2:39:21 PM |
loss-of-control | $75.00 | 11/14/2011 4:57:35 PM |
responsibility-butterfly | $25.00 | 11/14/2011 6:05:22 PM |
kind-forthright-repayment | $125.00 | 11/14/2011 6:53:45 PM |
fortytwo | $200.00 | 11/14/2011 2:26:46 PM |
plane450 | $25.00 | 11/14/2011 8:17:01 PM |
engrossing-responsibility0 | $50.00 | 11/14/2011 9:35:32 PM |
dudebrah | $25.00 | 11/14/2011 10:01:45 PM |
WalnutCreekguy | $100.00 | 11/14/2011 11:08:14 PM |
worth-shower8 | $100.00 | 11/14/2011 5:21:11 PM |
suave-dime6 | $25.00 | 11/15/2011 6:27:42 AM |
COCHINOBOY | $25.00 | 11/15/2011 5:20:56 AM |
important-openness1 | $100.00 | 11/14/2011 5:58:41 PM |
helvet | $35.00 | 11/15/2011 8:51:59 AM |
top-rate-infusion | $25.59 | 11/15/2011 8:55:00 AM |
orbital-dollar2 | $25.00 | 11/14/2011 8:47:06 PM |
loot-squirrel6 | $25.00 | 11/15/2011 8:12:51 AM |
chad-bro-chill | $25.00 | 11/15/2011 11:23:32 AM |
social-zebra | $30.00 | 11/15/2011 11:37:52 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:03 AM |
first-serene-credit | $25.00 | 11/15/2011 7:31:25 AM |
red-contract-lionheart | $25.00 | 11/15/2011 12:53:13 PM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:02 AM |
red-power-pecan | $50.00 | 11/15/2011 12:16:34 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
538604
This series of Notes was issued and sold upon the funding of the borrower loan #56004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-11-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $88.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,724 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| calicogem |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2009)
620-639
(May-2009)
600-619
(Mar-2008)
580-599
(Nov-2007)
|
Principal balance:
| $262.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Minor Car Repairs and The Holidays
Purpose of loan:
This loan will be used to... Help with expenses related to keeping up the maintenance on my 12 year old car and with expenses related to the upcoming holiday season.
My financial situation:
I am a good candidate for this loan because... I have had two loans with Prosper. The first was totally paid off a few years ago and the second is nearing completion. I believe that it's a good program.
Monthly net income: $ 2,322.00
Monthly expenses: $
Housing: $ my half $455.00
Insurance: $ 65.00
Car expenses: $ 200.00
Utilities: $ my half approx. $125.00
internet: my half $20.00
Cell Phone - my half $45.00
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $ my half = $560.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 11/11/2011 5:40:01 PM |
cnovak | $25.00 | 11/11/2011 5:47:35 PM |
fcrick | $25.00 | 11/11/2011 5:28:20 PM |
PLANECRASH | $25.00 | 11/11/2011 5:49:46 PM |
AndChicksforFree | $25.00 | 11/11/2011 5:07:14 PM |
shellstar | $25.00 | 11/11/2011 5:10:45 PM |
pound-mushroom3 | $25.00 | 11/11/2011 5:53:17 PM |
just_for_today | $28.75 | 11/11/2011 7:11:28 PM |
IPG1 | $25.00 | 11/11/2011 7:22:13 PM |
Spring342 | $50.00 | 11/11/2011 7:23:14 PM |
SudianX | $57.96 | 11/11/2011 7:31:11 PM |
credit-coach118 | $45.26 | 11/11/2011 7:38:25 PM |
EEasyMoney | $50.00 | 11/11/2011 7:37:38 PM |
ManagingLender | $50.00 | 11/11/2011 7:42:40 PM |
peace-maverick | $35.00 | 11/11/2011 7:43:21 PM |
CollinsCrew | $25.00 | 11/11/2011 7:44:02 PM |
lendersf | $100.00 | 11/11/2011 7:02:32 PM |
worthy-bid8 | $50.00 | 11/11/2011 7:09:15 PM |
Zuzu | $50.00 | 11/11/2011 7:17:23 PM |
blue-lucrative-rate | $50.00 | 11/11/2011 7:22:07 PM |
prudent-bid3 | $25.00 | 11/11/2011 7:32:51 PM |
thankful-nickel2 | $25.00 | 11/11/2011 5:44:59 PM |
cashhelp | $25.00 | 11/11/2011 6:04:35 PM |
Sid-K | $25.00 | 11/11/2011 6:13:09 PM |
enticing-capital6 | $50.00 | 11/11/2011 6:30:46 PM |
rs999 | $25.00 | 11/11/2011 6:31:41 PM |
riskreward | $250.00 | 11/11/2011 6:38:38 PM |
social-cocktail1 | $200.00 | 11/11/2011 6:32:06 PM |
progressive-economy261 | $400.00 | 11/11/2011 6:40:24 PM |
influential-benjamins0 | $100.00 | 11/11/2011 5:32:05 PM |
emosspot | $25.00 | 11/11/2011 7:11:14 PM |
dariop | $30.01 | 11/11/2011 7:13:08 PM |
rescue | $100.00 | 11/11/2011 6:21:10 PM |
brandall | $100.00 | 11/11/2011 7:23:08 PM |
r48 | $62.00 | 11/11/2011 7:28:57 PM |
A11CREDIT | $28.19 | 11/11/2011 6:46:32 PM |
evnagelist | $25.00 | 11/11/2011 7:39:17 PM |
blue-dough-trumpeter | $25.00 | 11/11/2011 7:02:33 PM |
BlueSharp | $50.00 | 11/11/2011 7:06:29 PM |
BlueSharp | $25.00 | 11/11/2011 7:06:48 PM |
mikrolown | $25.00 | 11/11/2011 7:12:02 PM |
credit-guard5 | $25.00 | 11/11/2011 7:13:57 PM |
mtquan | $25.00 | 11/11/2011 7:41:33 PM |
pnace | $32.83 | 11/11/2011 7:44:52 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
538662
This series of Notes was issued and sold upon the funding of the borrower loan #56165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Nov-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-13-2011 |
|
Lender yield:
| 15.19% |
Borrower rate/APR:
| 16.19% / 19.09% |
Monthly payment:
| $264.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.93% | | |
| |
Estimated return*:
| 9.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,593 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| diligent-bid2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
|
Principal balance:
| $4,860.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Re-financing and medical bills
Purpose of loan: Re-finance and medical bills.
This loan will be used to... re-finance a previous loan and pay off some medical bills too.
My financial situation: is fantastical!
I am a good candidate for this loan because... my last loan went great and I am really just looking to re-finance. I can make the monthly payments easily.
Monthly net income: $3,200
Monthly expenses: $1600
Housing: $750
Insurance: $89
Car expenses: $300
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $ (Just my car and a 20/mo credit card for my iMac purchase...which I am about to pay off early anyways)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wonder3 | $25.00 | 11/13/2011 5:53:26 AM |
ingenious-deal6 | $25.00 | 11/12/2011 12:03:30 PM |
riskreward | $250.00 | 11/12/2011 12:08:14 PM |
pdub | $75.00 | 11/12/2011 12:23:28 PM |
healer199 | $75.00 | 11/12/2011 12:30:47 PM |
authoritative-capital | $25.00 | 11/12/2011 12:39:38 PM |
spiff666 | $26.66 | 11/12/2011 1:50:23 PM |
unconquerable-dedication | $25.00 | 11/12/2011 1:54:30 PM |
progressive-economy261 | $400.00 | 11/12/2011 2:11:40 PM |
goldenretriever | $100.00 | 11/12/2011 2:20:34 PM |
enterprising-credit2 | $25.00 | 11/12/2011 2:44:28 PM |
enterprising-credit2 | $25.00 | 11/12/2011 2:44:11 PM |
Zeenos | $25.11 | 11/12/2011 2:53:44 PM |
resource777 | $50.00 | 11/12/2011 2:55:06 PM |
ethical-bid6 | $25.00 | 11/12/2011 12:34:46 PM |
economy-mulberry7 | $50.00 | 11/12/2011 3:59:36 PM |
aztocas | $75.00 | 11/12/2011 3:42:34 PM |
pound-mushroom3 | $25.00 | 11/12/2011 1:05:28 PM |
JustMee | $25.00 | 11/12/2011 1:07:12 PM |
upc_tnt | $25.00 | 11/12/2011 3:49:00 PM |
influential-benjamins0 | $100.00 | 11/12/2011 1:32:45 PM |
greenback-loyalist8 | $25.00 | 11/12/2011 1:38:17 PM |
julijask | $50.00 | 11/12/2011 1:40:07 PM |
investinFla | $115.92 | 11/12/2011 1:44:26 PM |
brightest-dynamic-peace | $25.00 | 11/12/2011 1:46:36 PM |
terminal-velocity34 | $33.00 | 11/12/2011 7:27:28 PM |
elegant-income3 | $25.00 | 11/12/2011 6:32:15 PM |
kulender | $100.00 | 11/12/2011 1:55:39 PM |
real-return | $25.00 | 11/12/2011 8:21:38 PM |
impressive-dough4 | $100.00 | 11/12/2011 7:48:00 PM |
Nazbuster | $100.00 | 11/12/2011 8:37:41 PM |
fantastic-wampum1 | $100.00 | 11/12/2011 2:19:38 PM |
wealth-fighter3 | $25.00 | 11/12/2011 11:15:12 PM |
Feyenoord | $30.00 | 11/12/2011 9:13:46 PM |
Brisket_Bob | $100.00 | 11/12/2011 9:31:21 PM |
blivet1970 | $25.00 | 11/12/2011 2:54:30 PM |
foxy-marketplace2 | $50.00 | 11/12/2011 11:01:16 PM |
cnovak | $25.00 | 11/12/2011 2:59:00 PM |
bid-czar8 | $100.00 | 11/13/2011 3:14:33 AM |
balance-computer9 | $25.00 | 11/12/2011 3:48:39 PM |
golden-velocity9 | $50.00 | 11/12/2011 4:52:21 PM |
simplelender80 | $250.00 | 11/13/2011 7:22:00 AM |
kevin314 | $25.00 | 11/12/2011 4:59:00 PM |
yield-hut | $50.00 | 11/12/2011 6:04:28 PM |
BxRealtor | $25.00 | 11/12/2011 7:27:31 PM |
treasure-brigade | $25.00 | 11/12/2011 7:35:16 PM |
justinology | $25.00 | 11/12/2011 7:51:54 PM |
bid-carrier0 | $26.95 | 11/12/2011 7:56:05 PM |
rate-caravan7 | $25.00 | 11/13/2011 10:33:55 AM |
Yotaman | $25.00 | 11/13/2011 12:12:39 PM |
caring-basis0 | $100.00 | 11/12/2011 10:12:54 PM |
AvPro | $50.00 | 11/13/2011 11:31:20 AM |
cr8on | $100.00 | 11/13/2011 12:17:51 AM |
social-cocktail1 | $200.00 | 11/13/2011 12:48:00 PM |
investisure | $100.00 | 11/13/2011 2:03:16 AM |
platinum-genetics | $25.00 | 11/13/2011 1:52:11 PM |
jamiee73 | $25.00 | 11/13/2011 2:44:15 PM |
PumpkinHead406 | $50.00 | 11/13/2011 3:55:47 PM |
papaloha | $200.00 | 11/13/2011 4:25:27 PM |
who-soever-jen | $40.00 | 11/13/2011 10:03:52 AM |
29Palms | $46.00 | 11/13/2011 10:55:15 AM |
USCGC | $25.00 | 11/13/2011 5:24:17 PM |
worthy-bid8 | $50.00 | 11/13/2011 1:55:38 PM |
elegant-loot | $25.00 | 11/13/2011 4:04:38 PM |
spenrod | $25.00 | 11/13/2011 4:27:40 PM |
weWantToHelp | $25.00 | 11/13/2011 4:59:58 PM |
tsquared_030 | $25.00 | 11/13/2011 5:06:02 PM |
rautility | $48.57 | 11/13/2011 5:41:10 PM |
Whipster | $45.00 | 11/12/2011 12:32:10 PM |
trumpeter5 | $25.00 | 11/12/2011 12:30:36 PM |
fcrick | $25.00 | 11/12/2011 12:37:56 PM |
bonafide-cash | $100.00 | 11/12/2011 1:05:41 PM |
RecoveryLender | $25.00 | 11/12/2011 1:16:06 PM |
payout-reaction740 | $25.00 | 11/12/2011 1:25:57 PM |
rich266 | $25.00 | 11/12/2011 1:31:03 PM |
LightTheWay | $251.95 | 11/12/2011 1:31:47 PM |
radiant-bazaar1 | $36.00 | 11/12/2011 1:38:08 PM |
p2p-mogul | $50.00 | 11/12/2011 1:37:20 PM |
B-rad_the_Coug | $25.00 | 11/12/2011 2:09:10 PM |
MongoBongo | $25.00 | 11/12/2011 2:27:43 PM |
evnagelist | $25.00 | 11/12/2011 2:56:04 PM |
mtquan | $25.00 | 11/12/2011 3:02:34 PM |
wildanne | $50.00 | 11/12/2011 12:44:33 PM |
majestic-income1 | $25.00 | 11/12/2011 3:09:16 PM |
investment-comet | $25.00 | 11/12/2011 12:50:04 PM |
the-silver-blaster | $100.00 | 11/12/2011 3:38:05 PM |
Eddy-2-Aces | $25.00 | 11/12/2011 4:19:04 PM |
sillyb | $50.00 | 11/12/2011 4:05:56 PM |
supersarah61 | $50.00 | 11/12/2011 4:19:35 PM |
autonomous-basis | $33.10 | 11/12/2011 4:59:58 PM |
Freedomforme16 | $25.00 | 11/12/2011 5:01:21 PM |
enchanted-truth264 | $25.30 | 11/12/2011 4:43:58 PM |
julijask | $25.00 | 11/12/2011 1:31:50 PM |
focused-benefit3 | $30.00 | 11/12/2011 2:05:40 PM |
capital-blueberry | $25.00 | 11/12/2011 8:37:46 PM |
smart-note9 | $25.00 | 11/12/2011 2:06:59 PM |
cjames84 | $25.00 | 11/12/2011 7:56:32 PM |
llequire1 | $100.00 | 11/12/2011 9:14:24 PM |
heerzaquestion | $50.00 | 11/12/2011 8:02:55 PM |
quarkyuzu | $50.00 | 11/12/2011 9:48:06 PM |
CBO-Enterprise | $100.00 | 11/12/2011 2:35:19 PM |
CatbirdBanking | $25.00 | 11/12/2011 8:50:56 PM |
Socorro_Capital_Partners | $25.01 | 11/12/2011 9:02:46 PM |
reinforced-velocity158 | $200.00 | 11/12/2011 9:34:50 PM |
houli123 | $100.00 | 11/12/2011 11:56:09 PM |
loyalist1 | $250.00 | 11/13/2011 12:46:08 AM |
CreditBuilder2 | $50.00 | 11/12/2011 11:25:30 PM |
buffalobills | $25.00 | 11/13/2011 12:29:31 AM |
dollar-tornado3 | $25.00 | 11/13/2011 6:09:59 AM |
scarecrow4188 | $50.00 | 11/12/2011 4:56:40 PM |
LittleMingo | $25.00 | 11/12/2011 5:33:42 PM |
setUup | $29.20 | 11/12/2011 5:35:53 PM |
seadrg | $25.00 | 11/12/2011 5:44:41 PM |
Daneistes | $50.00 | 11/13/2011 8:55:00 AM |
ferocious-exchange3 | $25.00 | 11/12/2011 10:51:33 PM |
wise-deal-panda | $100.00 | 11/13/2011 1:18:52 PM |
leeball | $50.00 | 11/13/2011 1:33:37 PM |
CashFlow13 | $100.00 | 11/13/2011 1:15:09 PM |
velocity-disk6 | $44.00 | 11/13/2011 2:14:17 PM |
rescue | $100.00 | 11/13/2011 2:50:01 PM |
focused-investment442 | $25.00 | 11/13/2011 3:02:48 PM |
bold-direct-asset | $50.00 | 11/13/2011 2:54:59 PM |
taylodo | $64.23 | 11/13/2011 3:00:16 PM |
kindness-jedi | $25.00 | 11/13/2011 3:05:33 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:35 PM |
Napoli_Lending | $45.00 | 11/13/2011 12:21:54 PM |
nickel-ferret | $50.00 | 11/13/2011 2:02:57 PM |
GCInvestments | $29.00 | 11/13/2011 2:38:02 PM |
Sid-K | $25.00 | 11/13/2011 2:44:46 PM |
martymaniaman | $25.00 | 11/13/2011 5:08:27 PM |
banker9705 | $25.00 | 11/13/2011 5:18:05 PM |
131 Investments
|
Borrower Payment Dependent Notes Series
538698
This series of Notes was issued and sold upon the funding of the borrower loan #55971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Nov-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-14-2011 |
|
Lender yield:
| 9.74% |
Borrower rate/APR:
| 10.74% / 13.54% |
Monthly payment:
| $195.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.71% | | |
| |
Estimated return*:
| 7.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
Amount delinquent:
| $1,620 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,984 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| kayci8 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
New Computer - pay off CC
Purpose of loan:
This loan will be used to..buy a new computer and save on their high interest rates, and pay off a credit card..
My financial situation:
I am a good candidate for this loan because...I have a steady income from my annuity that increases 4% every year, and tax free, so income you see is what I get...plus SS. I had a $4000 loan with Prosper, and paid it off on time and never late. I live alone and have no one else to support :) I can save 6 or 7% if I do this with a Prosper loan, instead of going through HP or Gateway.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EverettFinancial | $25.00 | 11/13/2011 12:17:41 PM |
cjames84 | $25.00 | 11/13/2011 12:43:50 PM |
evnagelist | $25.00 | 11/13/2011 12:49:13 PM |
kevin314 | $25.00 | 11/13/2011 1:07:40 PM |
helpinghand63 | $25.00 | 11/13/2011 12:33:38 PM |
cnovak | $25.00 | 11/13/2011 1:32:19 PM |
enterprising-credit2 | $50.00 | 11/13/2011 1:19:53 PM |
enticing-capital6 | $50.00 | 11/13/2011 1:46:50 PM |
Q9-X3 | $50.00 | 11/13/2011 1:47:47 PM |
influential-benjamins0 | $100.00 | 11/13/2011 2:05:58 PM |
Aberdeen | $1,000.00 | 11/13/2011 2:09:13 PM |
fcrick | $25.00 | 11/13/2011 2:16:44 PM |
postalwhiz | $25.00 | 11/13/2011 2:18:39 PM |
safe-payment8 | $25.00 | 11/13/2011 2:19:50 PM |
jamiee73 | $25.00 | 11/13/2011 2:26:42 PM |
Daneistes | $50.00 | 11/13/2011 2:23:38 PM |
PumpkinHead406 | $50.00 | 11/13/2011 3:48:08 PM |
transparency-universe8 | $36.00 | 11/13/2011 4:15:30 PM |
miboymat | $25.00 | 11/13/2011 2:49:04 PM |
fervent-repayment | $50.00 | 11/13/2011 2:57:28 PM |
spenrod | $25.00 | 11/13/2011 4:27:40 PM |
USCGC | $25.00 | 11/13/2011 5:24:18 PM |
justice-hawk | $25.00 | 11/13/2011 6:08:34 PM |
mtquan | $25.00 | 11/13/2011 12:51:58 PM |
selo80 | $25.00 | 11/13/2011 6:55:00 PM |
ChristopherHS | $25.00 | 11/13/2011 8:50:44 PM |
the-magnetic-transaction | $50.00 | 11/13/2011 9:45:54 PM |
MrDavid | $75.00 | 11/13/2011 2:28:44 PM |
Trident-Fund | $50.00 | 11/13/2011 2:30:31 PM |
innovator10 | $200.00 | 11/13/2011 2:33:48 PM |
icchok | $50.00 | 11/13/2011 2:34:39 PM |
wise-silver-wonder | $25.00 | 11/13/2011 8:50:15 PM |
NDFIRTH | $50.00 | 11/13/2011 2:56:29 PM |
efficient-marketplace | $25.00 | 11/14/2011 12:47:53 AM |
a-responsible-return | $50.00 | 11/13/2011 6:00:30 PM |
spikerjack | $50.00 | 11/13/2011 6:08:40 PM |
revmax | $25.00 | 11/13/2011 7:17:27 PM |
GMPK_TLAS | $50.00 | 11/13/2011 9:09:56 PM |
investmentgroup | $25.00 | 11/14/2011 3:42:22 AM |
CaptainBL | $25.00 | 11/14/2011 4:51:43 AM |
GODSWORDONIT | $48.00 | 11/14/2011 7:12:03 AM |
jpac1066 | $250.00 | 11/14/2011 7:24:49 AM |
gold-circuitry | $55.00 | 11/14/2011 8:06:49 AM |
mr55262 | $25.00 | 11/13/2011 12:18:34 PM |
brightest-dynamic-peace | $25.00 | 11/13/2011 12:36:29 PM |
progressive-economy261 | $400.00 | 11/13/2011 12:05:47 PM |
kenji4861 | $25.00 | 11/13/2011 1:11:29 PM |
foofightee | $25.00 | 11/13/2011 12:29:37 PM |
riskreward | $250.00 | 11/13/2011 1:30:17 PM |
indomitable-coin | $25.00 | 11/13/2011 1:23:13 PM |
nickel-ferret | $50.00 | 11/13/2011 2:02:58 PM |
WalnutCreekguy | $100.00 | 11/13/2011 1:41:27 PM |
tolerant-leverage2 | $25.00 | 11/13/2011 1:43:30 PM |
Clambake | $25.00 | 11/13/2011 2:06:38 PM |
RecoveryLender | $25.00 | 11/13/2011 2:15:03 PM |
BankerBoy414 | $25.00 | 11/13/2011 2:37:53 PM |
Brittle | $25.00 | 11/13/2011 3:08:04 PM |
the-silver-blaster | $100.00 | 11/13/2011 3:13:20 PM |
Sid-K | $25.00 | 11/13/2011 2:44:47 PM |
credit-panda1 | $25.00 | 11/13/2011 4:57:13 PM |
elasermd | $100.00 | 11/13/2011 4:59:24 PM |
YogitheTreeFrog | $25.00 | 11/13/2011 3:17:01 PM |
thedoctor | $100.00 | 11/13/2011 3:26:30 PM |
scholarly-benefit5 | $25.27 | 11/13/2011 4:23:55 PM |
weWantToHelp | $50.00 | 11/13/2011 4:54:42 PM |
lucrative-coin | $50.00 | 11/13/2011 5:12:35 PM |
thankful-nickel2 | $25.00 | 11/13/2011 5:57:51 PM |
adventurous-commerce | $25.00 | 11/13/2011 6:58:45 PM |
Beechturner | $40.00 | 11/13/2011 1:37:16 PM |
Invisicom_Technologies | $25.00 | 11/13/2011 9:08:15 PM |
moola-economist | $300.00 | 11/13/2011 9:15:59 PM |
kulender | $100.00 | 11/13/2011 1:59:48 PM |
saahilld | $25.00 | 11/13/2011 2:05:07 PM |
E-2 | $100.00 | 11/13/2011 2:14:34 PM |
velocity-disk6 | $44.88 | 11/13/2011 2:22:56 PM |
Cai8899 | $50.00 | 11/13/2011 2:37:04 PM |
Mendosurfire | $50.00 | 11/13/2011 9:52:29 PM |
SummaCapital | $200.00 | 11/13/2011 3:15:06 PM |
buraky | $50.00 | 11/13/2011 10:52:21 PM |
Spkthewrd3 | $25.00 | 11/14/2011 6:12:28 AM |
green-dedicated-transaction | $25.00 | 11/14/2011 2:44:48 AM |
gsd | $25.00 | 11/14/2011 4:38:49 AM |
Iamthewalrus | $25.00 | 11/13/2011 5:48:50 PM |
dollar-tornado3 | $50.00 | 11/14/2011 7:34:05 AM |
cardguy | $25.00 | 11/14/2011 6:00:58 AM |
Wilhan | $25.00 | 11/13/2011 5:56:11 PM |
zwx1997 | $25.00 | 11/14/2011 7:09:47 AM |
PXM-Financial | $75.00 | 11/13/2011 8:20:18 PM |
newgroom422 | $25.00 | 11/13/2011 10:01:59 PM |
first-class-yield9 | $50.00 | 11/14/2011 6:37:05 AM |
dcchaos | $25.00 | 11/14/2011 7:24:24 AM |
benefit-trident | $25.00 | 11/14/2011 7:44:53 AM |
ti22ring | $25.00 | 11/14/2011 7:54:18 AM |
anyoi | $0.85 | 11/14/2011 8:38:55 AM |
94 Investments
|
Borrower Payment Dependent Notes Series
538848
This series of Notes was issued and sold upon the funding of the borrower loan #56227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1976 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 5m |
Amount delinquent:
| $4,054 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,364 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Can-do42011 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 17% )
| 780-799
(Apr-2011)
|
Principal balance:
| $6,692.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Marketing for growth
Purpose of loan:
This loan will be used to:
Increase business by purchasing leads for marketing campaign. Payment of quaterly taxes
My financial situation:
I am a good candidate for this loan because.
In the same industry for over 30 years. Owned this location for over 6 years. Business is stable and still growing
Monthly net income: $7000
Monthly expenses: $3000
Housing: $2200
Insurance: $150
Car expenses: $ 200
Utilities: $ 300
Phone, cable, internet: $ 66.00
Food, entertainment: $250.00
Clothing, household expenses: $300
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,800.00 | 11/15/2011 1:55:30 PM |
Krozy | $25.17 | 11/14/2011 8:41:39 PM |
wealth-fighter3 | $25.00 | 11/14/2011 8:09:52 PM |
yield-hut | $25.00 | 11/15/2011 4:12:51 AM |
suave-dime6 | $25.00 | 11/15/2011 6:26:51 AM |
brightest-gain-investor | $2,000.00 | 11/14/2011 7:03:38 PM |
balance-trailblazer | $40.00 | 11/14/2011 7:29:49 PM |
investment-comet | $25.00 | 11/14/2011 9:52:09 PM |
capital-zeus | $100.00 | 11/15/2011 9:49:19 AM |
312-Lender | $25.00 | 11/15/2011 9:06:11 AM |
basis-wizard8 | $50.00 | 11/15/2011 12:38:29 PM |
irrelevant | $25.00 | 11/15/2011 2:05:52 PM |
papaloha | $25.00 | 11/15/2011 8:53:04 AM |
jjb516 | $50.00 | 11/14/2011 11:51:38 PM |
capital-galaxy | $100.00 | 11/15/2011 4:35:51 AM |
enterprising-credit2 | $25.00 | 11/15/2011 6:37:10 AM |
professional-note6 | $25.00 | 11/15/2011 7:29:49 AM |
invincible-platinum9 | $25.00 | 11/15/2011 12:11:35 PM |
helvet | $25.00 | 11/15/2011 8:53:29 AM |
principal-cooker2 | $25.00 | 11/15/2011 9:28:05 AM |
Weaverville | $25.00 | 11/15/2011 9:56:06 AM |
wampum-chorus3 | $9.83 | 11/15/2011 2:18:47 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
538924
This series of Notes was issued and sold upon the funding of the borrower loan #56230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 30y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,173 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-warrior6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
|
Principal balance:
| $5,729.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Requesting loan to Remodel Bathroon
Purpose of loan:
This loan will be used to...Remodel one of my bathrooms
Monthly net income: $ 4500
Monthly expenses: $ 3500
Housing: $ 1040
Insurance: $ 70
Car expenses: $ 400
Utilities: $ 400
Phone, cable, internet: $ 190
Food, entertainment: $ 400
Clothing, household expenses: $ 200
Credit cards and other loans: $ 800
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $25.00 | 11/14/2011 9:03:33 AM |
CatbirdBanking | $25.00 | 11/14/2011 10:43:38 AM |
principal-cooker2 | $200.00 | 11/14/2011 10:49:51 AM |
coin-investor | $25.00 | 11/14/2011 11:55:18 AM |
income-buddy7 | $100.00 | 11/14/2011 12:01:28 PM |
kulender | $100.00 | 11/14/2011 11:39:42 AM |
real-return | $25.00 | 11/14/2011 10:35:58 AM |
HamachiMan | $25.00 | 11/14/2011 2:39:33 PM |
fantastic-wampum1 | $100.00 | 11/14/2011 2:41:42 PM |
first-dinero-paladin | $25.00 | 11/14/2011 3:04:53 PM |
kranoth | $25.00 | 11/14/2011 3:33:49 PM |
sensible-fund | $25.00 | 11/14/2011 3:56:09 PM |
one2sojourn | $40.00 | 11/14/2011 11:48:26 AM |
otto1939 | $101.00 | 11/14/2011 6:07:45 PM |
papaloha | $200.00 | 11/14/2011 10:09:00 PM |
dudebrah | $25.00 | 11/14/2011 10:12:12 PM |
jjb516 | $50.00 | 11/14/2011 11:51:58 PM |
atlas100 | $25.00 | 11/14/2011 2:40:06 PM |
auction-seeker | $25.00 | 11/14/2011 4:30:44 PM |
invincible-agreement8 | $100.00 | 11/14/2011 5:25:56 PM |
shrewd-income | $50.00 | 11/14/2011 7:05:26 PM |
five-star-note | $150.00 | 11/15/2011 7:51:28 AM |
balance-trailblazer | $50.00 | 11/14/2011 7:30:49 PM |
quest0 | $25.00 | 11/15/2011 7:25:38 AM |
loot-squirrel6 | $25.00 | 11/15/2011 8:15:02 AM |
irrelevant | $25.00 | 11/15/2011 10:05:45 AM |
ddog0224 | $25.00 | 11/15/2011 12:34:35 AM |
oasis481 | $25.00 | 11/15/2011 9:28:49 AM |
dedicated-dedication5 | $50.00 | 11/15/2011 10:35:28 AM |
justsk8tingby | $41.52 | 11/15/2011 10:37:54 AM |
invest-in-ed | $50.00 | 11/15/2011 9:56:06 AM |
Hogan55 | $33.00 | 11/15/2011 5:13:34 AM |
epic-transaction | $50.00 | 11/15/2011 10:44:29 AM |
EEasyMoney | $25.00 | 11/15/2011 6:59:46 AM |
El_Profesional | $25.00 | 11/15/2011 7:55:46 AM |
red-contract-lionheart | $25.00 | 11/15/2011 12:56:27 PM |
revenue-associate | $25.00 | 11/15/2011 11:45:32 AM |
droopie1 | $25.00 | 11/15/2011 9:36:57 AM |
income-vault6 | $25.00 | 11/15/2011 11:02:24 AM |
a-unflappable-finance | $50.00 | 11/15/2011 11:12:03 AM |
DENARA | $25.00 | 11/15/2011 11:15:50 AM |
samdog079 | $350.00 | 11/15/2011 12:31:36 PM |
golffish2 | $25.00 | 11/14/2011 9:03:08 AM |
golffish2 | $25.00 | 11/15/2011 3:33:41 AM |
worth-blanket2 | $100.00 | 11/15/2011 1:56:09 PM |
LittleMingo | $25.00 | 11/14/2011 9:37:16 AM |
jgar_O | $25.00 | 11/14/2011 10:08:43 AM |
a-tranquil-liberty | $25.00 | 11/14/2011 11:27:12 AM |
important-openness1 | $100.00 | 11/14/2011 10:53:08 AM |
Edwardtomo | $50.00 | 11/14/2011 12:41:05 PM |
MNRealEstate | $50.00 | 11/14/2011 11:59:09 AM |
red-power-pecan | $50.00 | 11/14/2011 9:06:49 AM |
vigorous-moola0 | $100.00 | 11/14/2011 9:28:39 AM |
SolarMoonshine | $25.00 | 11/14/2011 9:48:20 AM |
rs999 | $25.00 | 11/14/2011 9:51:17 AM |
ALANGREANSPAN | $150.00 | 11/14/2011 1:19:23 PM |
integrity-doctor | $100.00 | 11/14/2011 2:06:33 PM |
wealth-fighter3 | $25.00 | 11/14/2011 2:20:48 PM |
DHolly | $31.00 | 11/14/2011 5:15:41 PM |
Green_Bay_Packers | $25.00 | 11/14/2011 3:59:54 PM |
well-mannered-income3 | $40.00 | 11/14/2011 4:47:26 PM |
loss-of-control | $125.00 | 11/14/2011 4:58:53 PM |
kind-forthright-repayment | $250.00 | 11/14/2011 6:53:05 PM |
loanman2007 | $25.00 | 11/14/2011 5:46:08 PM |
reflective-rupee | $25.00 | 11/14/2011 1:04:36 PM |
AndChicksforFree | $25.00 | 11/14/2011 2:39:52 PM |
LendingPimp | $75.00 | 11/15/2011 2:50:32 AM |
cjames84 | $25.00 | 11/14/2011 4:10:55 PM |
Rivervale_Westwood | $25.00 | 11/15/2011 5:42:25 AM |
intrepid-loot | $25.00 | 11/15/2011 6:03:44 AM |
worth-shower8 | $100.00 | 11/14/2011 5:21:18 PM |
Christophe | $25.00 | 11/15/2011 6:53:13 AM |
auction-seeker4 | $25.00 | 11/14/2011 6:08:35 PM |
chameleon125 | $25.00 | 11/15/2011 7:06:40 AM |
Bob450 | $25.00 | 11/15/2011 6:45:00 AM |
first-serene-credit | $25.00 | 11/15/2011 7:28:14 AM |
EL_Papin | $25.00 | 11/15/2011 7:28:46 AM |
scoobiedoo | $50.00 | 11/15/2011 7:46:51 AM |
EretzCapital | $47.92 | 11/15/2011 9:11:13 AM |
unique-market9 | $29.00 | 11/15/2011 8:13:44 AM |
details | $30.64 | 11/15/2011 9:22:01 AM |
prominence8 | $25.00 | 11/15/2011 9:31:32 AM |
investment-comet | $25.00 | 11/14/2011 9:55:00 PM |
DoctorJoe | $30.00 | 11/15/2011 4:00:51 AM |
range2 | $50.00 | 11/15/2011 10:19:25 AM |
bbt210 | $25.08 | 11/15/2011 11:11:11 AM |
malomar66 | $60.00 | 11/15/2011 11:23:39 AM |
friendly-principal76 | $25.00 | 11/15/2011 11:28:46 AM |
enterprising-credit2 | $25.00 | 11/15/2011 6:37:54 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:05 AM |
triumphant-point5 | $50.00 | 11/15/2011 7:08:01 AM |
social-zebra | $30.00 | 11/15/2011 11:39:29 AM |
wlm3012 | $30.00 | 11/15/2011 7:57:07 AM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:08 AM |
kevin314 | $25.00 | 11/15/2011 7:58:36 AM |
invincible-platinum9 | $25.00 | 11/15/2011 12:13:10 PM |
bsmtloan | $63.87 | 11/15/2011 9:03:32 AM |
168RichCapital | $25.11 | 11/15/2011 12:39:33 PM |
the-dedication-viking | $29.60 | 11/15/2011 10:38:48 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
539128
This series of Notes was issued and sold upon the funding of the borrower loan #56192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Nov-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Nov-15-2011 |
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Nov-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,170 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| mousemania |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Fuel for my home
Purpose of loan:
This loan will be used to...Pay for fuel for my boyfreind and mine rent to own trailer. Utility expenses are alot more than we expected and alot more than we had saved up for. These expenses also include help from my boyfriend and his income.
My financial situation:
I am a good candidate for this loan because...I am good at paying loans back on time and try to pay ahead when I can.
Monthly net income: $3400.00
Monthly expenses: $
Housing: $750
Insurance: $270
Car expenses: $850
Utilities: $180
Phone, cable, internet: $160
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $310
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $35.00 | 11/15/2011 9:16:00 AM |
MoneyForNothing | $30.95 | 11/15/2011 9:26:02 AM |
real-return | $25.00 | 11/15/2011 9:34:43 AM |
Mikale360 | $25.00 | 11/15/2011 9:39:34 AM |
ivy-league-MBA | $25.00 | 11/15/2011 9:53:43 AM |
DHolly | $31.00 | 11/15/2011 10:38:59 AM |
draggon77 | $25.00 | 11/15/2011 10:46:46 AM |
octoberfresh | $25.00 | 11/15/2011 10:41:23 AM |
bbt210 | $25.11 | 11/15/2011 11:14:00 AM |
loanman2007 | $50.00 | 11/15/2011 10:43:30 AM |
agalt | $75.00 | 11/15/2011 11:27:00 AM |
dough-souffle | $27.72 | 11/15/2011 11:30:07 AM |
gothampark | $25.00 | 11/15/2011 12:03:18 PM |
FerventOne | $25.00 | 11/15/2011 12:22:32 PM |
enriching-trade2 | $50.00 | 11/15/2011 11:42:21 AM |
vine99 | $50.00 | 11/15/2011 12:00:07 PM |
CashCow-Moooo-la | $29.11 | 11/15/2011 12:01:44 PM |
loan-oath0 | $31.42 | 11/15/2011 12:13:59 PM |
invincible-platinum9 | $25.00 | 11/15/2011 12:14:46 PM |
clemclan | $25.00 | 11/15/2011 9:23:34 AM |
a-tranquil-liberty | $25.00 | 11/15/2011 10:52:02 AM |
investment-comet | $25.00 | 11/15/2011 11:18:29 AM |
donkey | $25.00 | 11/15/2011 12:18:33 PM |
SLN-10 | $75.00 | 11/15/2011 9:29:08 AM |
thankful-nickel2 | $50.00 | 11/15/2011 9:43:31 AM |
SolarMoonshine | $25.00 | 11/15/2011 9:57:39 AM |
itskarma | $25.00 | 11/15/2011 9:25:34 AM |
NekHoldings | $25.00 | 11/15/2011 10:06:40 AM |
ILoveBearHats | $25.00 | 11/15/2011 9:34:01 AM |
handy-justice | $50.00 | 11/15/2011 9:43:11 AM |
oath163 | $25.00 | 11/15/2011 9:50:30 AM |
atlas-shrugged | $200.00 | 11/15/2011 9:53:29 AM |
Danjack_Capital | $25.00 | 11/15/2011 9:54:14 AM |
RecoveryLender | $25.00 | 11/15/2011 9:54:55 AM |
loanman2007 | $25.00 | 11/15/2011 10:43:40 AM |
fortytwo | $150.00 | 11/15/2011 10:22:49 AM |
balance-warrior | $25.02 | 11/15/2011 10:42:40 AM |
DENARA | $25.00 | 11/15/2011 11:26:17 AM |
wealth-fields8 | $50.00 | 11/15/2011 11:30:06 AM |
social-zebra | $30.00 | 11/15/2011 11:39:51 AM |
grammaspurse | $25.00 | 11/15/2011 12:19:40 PM |
seabass123 | $25.00 | 11/15/2011 12:25:46 PM |
tcpfan | $25.00 | 11/15/2011 9:22:26 AM |
Dusigrosz | $60.00 | 11/15/2011 9:26:11 AM |
OldManP | $25.00 | 11/15/2011 9:44:22 AM |
credit-guard5 | $25.00 | 11/15/2011 10:23:53 AM |
LuvToLend | $25.00 | 11/15/2011 10:41:03 AM |
epic-transaction | $25.00 | 11/15/2011 10:47:46 AM |
enticing-capital6 | $50.00 | 11/15/2011 11:03:35 AM |
money-baron-roth-IRA | $50.00 | 11/15/2011 11:15:59 AM |
p2p-czar3 | $25.00 | 11/15/2011 11:34:12 AM |
favorite-commerce | $40.00 | 11/15/2011 11:44:41 AM |
nfx | $9.67 | 11/15/2011 12:28:03 PM |
53 Investments
|