Sales Report:Supplement No. 2 dated Oct 04, 2011 to Prospectus dated Sep 21, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Sep 21, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Sep 21, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489485
This series of Notes was issued and sold upon the funding of the borrower loan #53981, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 2m |
|
Amount delinquent:
| $1,094 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,519 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-secret-agent |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
This, that and a Mac.
Purpose of loan: Consolidate Credit Cards and buy a new MacBook Pro.
This loan will be used to consolidate my credit cards into one payment.
My financial situation:
I am a good candidate for this loan because I have a strong QuickBooks ProAdvisor business and I've been working on building my credit, too. I used my credit cards for my business expansion earlier this year.
Monthly net income: $ 2350
Monthly expenses:
Housing: $400
Insurance: $200
Car expenses: $200
Utilities: $
Phone, cable, internet: $90
Food, groceries, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $366
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:09 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:41 PM |
| ursus | $50.00 | 9/21/2011 5:08:48 PM |
| diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:06 PM |
| mlj0671 | $25.00 | 9/22/2011 6:41:06 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:29 AM |
| finance-prescription | $100.00 | 9/23/2011 5:11:27 PM |
| Kaj | $30.00 | 9/25/2011 3:53:16 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:13 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:18 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:31 AM |
| tech310 | $50.00 | 9/27/2011 2:32:02 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:06 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:50 PM |
| frogperson | $100.00 | 9/27/2011 8:07:57 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:35 PM |
| orange-preeminant-bill | $25.00 | 9/28/2011 3:41:21 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:17 AM |
| Investor_DP | $50.00 | 9/28/2011 9:06:19 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:11 PM |
| supersam | $200.00 | 9/28/2011 3:30:15 PM |
| ethical-truth211 | $442.00 | 9/28/2011 3:53:12 PM |
| supreme-hope | $0.50 | 9/28/2011 4:00:39 PM |
| kind-credit-bear | $25.00 | 9/21/2011 9:18:27 AM |
| Dubbs360 | $100.00 | 9/21/2011 3:59:55 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:16 PM |
| worthy-bid8 | $50.00 | 9/22/2011 9:07:01 AM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:37 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:42 AM |
| kulender | $100.00 | 9/23/2011 2:37:36 PM |
| missing-link | $25.00 | 9/23/2011 4:37:05 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:36 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:08 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:07 PM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:54 AM |
| hitsman | $50.00 | 9/26/2011 11:34:48 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:23 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:55 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:26 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:05 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:22:06 PM |
| Doug1043 | $27.50 | 9/28/2011 5:08:07 AM |
| desertoasis | $25.00 | 9/28/2011 5:33:26 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:41 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:30 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:31 AM |
| thelovebug | $100.00 | 9/28/2011 9:19:04 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:14 AM |
| pfh | $25.00 | 9/28/2011 11:47:58 AM |
| Tscheddar | $25.00 | 9/28/2011 3:33:11 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
516679
This series of Notes was issued and sold upon the funding of the borrower loan #54061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,608 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensor3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
|
|
Principal balance:
| $6,228.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to perform various home improvement tasks throughout the home
My financial situation:
I am a good candidate for this loan because I am currently employed in a very stable job where I have been employed for 5+ years.
Monthly net income: $4000
Monthly expenses: $2800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/28/2011 5:02:53 PM |
| phaded | $25.00 | 9/28/2011 5:08:48 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:38 PM |
| ommcd | $25.00 | 9/28/2011 6:59:39 PM |
| sensible-fund | $25.00 | 9/28/2011 6:41:18 PM |
| sweety075 | $24.93 | 9/28/2011 9:16:50 PM |
| AndChicksforFree | $25.07 | 9/28/2011 5:12:19 PM |
| BenR | $100.00 | 9/28/2011 5:35:29 PM |
| Kash2010lu | $25.00 | 9/28/2011 5:10:07 PM |
| Jack55304 | $200.00 | 9/28/2011 5:11:42 PM |
| SecondChanceLendingSERV | $25.00 | 9/28/2011 6:48:55 PM |
| shawnw2 | $150.00 | 9/28/2011 5:20:28 PM |
| green-trade-dolphin | $25.00 | 9/28/2011 6:10:33 PM |
| worth-blanket2 | $8,900.00 | 9/28/2011 7:52:30 PM |
| RKLFinancial | $25.00 | 9/28/2011 8:23:45 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
518249
This series of Notes was issued and sold upon the funding of the borrower loan #53901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,718 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Barbaro |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 42 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $35,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
720-739
(Jan-2008)
740-759
(Jan-2007)
740-759
(May-2006)
|
|
Principal balance:
| $12,161.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Need Funds to Finish Home Renovatio
I'm not gonna lie, money is getting tight and our home renovation is not done yet. We didn't have the right permits so then we got a stop work order from the city. That put us $10,000 further in debt to pay for permits and mostly the architect in order to get things squared away with the city. This is a two flat and we live in one unit, but we can't pay down debt until everything is done with both units and we have the cash flow from the rental coming in. It's a catch 22. My partner and I have been at our respective full time jobs for about 10 years each, the property is in the desirable Lakeview neighborhood of Chicago. Plumbing and electrical is done, structural repairs and 90% of the carpentry is done. We just need to finish this thing up and get the rental income coming in!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 9/26/2011 9:11:08 AM |
| servnyou | $25.00 | 9/26/2011 9:41:11 AM |
| LittleMingo | $30.00 | 9/26/2011 9:01:58 AM |
| pposFUNDing | $27.97 | 9/26/2011 9:08:01 AM |
| shawnw2 | $500.00 | 9/26/2011 10:00:24 AM |
| atlas-shrugged | $200.00 | 9/26/2011 9:36:13 AM |
| servnyou | $25.00 | 9/26/2011 9:39:23 AM |
| 1stBankAndHal | $25.05 | 9/26/2011 10:03:20 AM |
| hitsman | $50.00 | 9/26/2011 11:35:34 AM |
| SpoonerPhan | $50.00 | 9/26/2011 1:18:59 PM |
| Mikale360 | $25.00 | 9/26/2011 2:35:57 PM |
| Moe87 | $33.31 | 9/26/2011 4:12:50 PM |
| dime-sapling | $25.00 | 9/26/2011 4:28:46 PM |
| IntrepidInvestment | $25.00 | 9/26/2011 5:16:52 PM |
| Madmigel | $50.00 | 9/26/2011 6:31:37 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:03 PM |
| cash-queen | $25.00 | 9/26/2011 8:00:13 PM |
| golffish2 | $50.00 | 9/26/2011 9:03:56 AM |
| MoneyForNothing | $82.56 | 9/26/2011 9:03:24 AM |
| Kash2010lu | $25.00 | 9/26/2011 9:03:49 AM |
| 312-Lender | $25.00 | 9/26/2011 9:14:29 AM |
| Payout_Assured | $26.19 | 9/26/2011 10:48:02 AM |
| farchoir | $25.00 | 9/26/2011 11:32:22 AM |
| Champion_Lending | $30.00 | 9/26/2011 10:34:20 AM |
| hillerod | $25.26 | 9/26/2011 12:15:45 PM |
| marwadi-62 | $1,000.00 | 9/26/2011 11:34:40 AM |
| natural-point1 | $25.00 | 9/26/2011 11:45:12 AM |
| DoctorJoe | $25.00 | 9/26/2011 1:36:36 PM |
| heavenly-interest9 | $350.00 | 9/26/2011 5:11:09 PM |
| rolltide09 | $25.00 | 9/26/2011 5:02:55 PM |
| genuine-integrity0 | $25.00 | 9/26/2011 5:52:42 PM |
| loanman2007 | $100.00 | 9/26/2011 6:05:16 PM |
| Ubiquinone | $100.00 | 9/26/2011 6:37:33 PM |
| AndChicksforFree | $25.07 | 9/26/2011 6:46:36 PM |
| worth-blanket2 | $6,600.00 | 9/26/2011 7:39:14 PM |
| Whatssofunnybout | $69.59 | 9/26/2011 8:01:12 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
519279
This series of Notes was issued and sold upon the funding of the borrower loan #53913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $235.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,868 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bigt98 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
720-739
(Feb-2010)
|
|
Principal balance:
| $2,651.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Expanding Motorsports Team
Purpose of loan:
This loan will be used to expand my company Big T Motorsports
My financial situation: is good and I am a good candidate for this loan because I have a steady job in the US Army for 9 1/2 years now and have the means to pay it back. I already have one prosper loan that I have never been late on.
Monthly net income: $ 4,600
Monthly expenses: $1731
Housing: $400 per month
Insurance: $137 per month
Car expenses: $637 per month
Utilities: $ included in rent
Phone, cable, internet: $ 187 per month
Food, entertainment: $100 per month
Clothing, household expenses: $30 per month
Credit cards and other loans: $175 per month
Other expenses: $165
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:54 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:54 PM |
| Kash2010lu | $25.00 | 9/23/2011 9:06:43 AM |
| AndChicksforFree | $25.07 | 9/23/2011 9:55:40 AM |
| FinanceEngine | $50.00 | 9/23/2011 9:51:28 AM |
| rolltide09 | $25.00 | 9/23/2011 1:49:59 PM |
| golffish2 | $25.00 | 9/23/2011 9:08:05 AM |
| Jack55304 | $200.00 | 9/23/2011 9:10:57 AM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:38 AM |
| Dubbs360 | $25.00 | 9/23/2011 9:36:13 AM |
| shawnw2 | $150.00 | 9/23/2011 9:46:30 AM |
| Stek7 | $25.00 | 9/23/2011 10:28:24 AM |
| thankful-nickel2 | $25.00 | 9/23/2011 12:26:14 PM |
| MilitaryLending | $100.02 | 9/23/2011 12:39:07 PM |
| dime-sapling | $25.00 | 9/23/2011 1:28:40 PM |
| tnjohnso | $25.00 | 9/23/2011 2:22:52 PM |
| marwadi-62 | $300.00 | 9/23/2011 3:08:26 PM |
| five-star-note | $75.00 | 9/23/2011 5:08:26 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:58 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:59 PM |
| worth-blanket2 | $4,200.00 | 9/23/2011 5:31:01 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
519499
This series of Notes was issued and sold upon the funding of the borrower loan #53926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 4m |
|
Amount delinquent:
| $4,823 |
Total credit lines:
| 49 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,066 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-pizza4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
|
Principal balance:
| $3,102.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Auto; Dental Loan
Purpose of loan:
This loan will be used to purchase tires for my car & spouses truck for the winter. We also have dental work that needs to be done for son as well as husband. Insurance coverage is minimal.
My financial situation:
I am a good candidate for this loan because I've worked with Prosper for almost a full year with previous small loan. Always paid on time. Filed bankruptcy almost 2 yrs ago. Slowly building credit and our score is increasing. Trying never to get in a bad situation again and be responsible with our debts. This loan will also increase our chances for better loans down the road.
Monthly net income: $6,400
Monthly expenses: $
Housing: $2,000
Insurance: $300
Car expenses: $250 (gas)
Utilities: $350
Phone, cable, internet: $200
Food, entertainment: $450 (grocery & dining in this total)
Clothing, household expenses: $400
Credit cards and other loans: $479 ($279 is student loan)
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AF-Chief | $50.00 | 9/27/2011 5:07:57 PM |
| 312-Lender | $25.00 | 9/27/2011 5:15:25 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:57:20 PM |
| worth-blanket2 | $3,900.00 | 9/27/2011 6:36:01 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
520741
This series of Notes was issued and sold upon the funding of the borrower loan #53916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $65.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,482 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commitment-position |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
|
|
Principal balance:
| $4,217.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
My loan for HEAT
Purpose of loan:
This loan will be used to pay for fuel oil to heat my house over the winter. I am considering switching my utilities to natural gas. (The cost to do this is still under consideration.) Meanwhile, I need to fill up the fuel oil tank and it costs several hundred dollars.
My financial situation:
I am a good candidate for this loan because, I am gainfully employed with my current employer of 11 + years. I am in great standing with my previous Prosper loan. I always pay all of my bills and have very good credit.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:42 PM |
| riskreward | $250.00 | 9/26/2011 5:11:49 PM |
| D911ave | $50.00 | 9/26/2011 5:13:34 PM |
| MarvintheMartian | $55.00 | 9/26/2011 5:14:39 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:58 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:42 AM |
| alphaseek | $200.00 | 9/27/2011 3:56:46 AM |
| caring-hope2 | $100.00 | 9/27/2011 8:40:23 AM |
| balance-matador5 | $75.00 | 9/27/2011 11:00:23 AM |
| wild-orange | $50.00 | 9/27/2011 10:30:24 AM |
| edaguy | $100.00 | 9/27/2011 1:15:43 PM |
| compoundinterest | $50.00 | 9/26/2011 5:07:34 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:03 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:54:29 PM |
| loanman2007 | $50.00 | 9/27/2011 5:37:20 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:34 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:26 AM |
| blue-useful-auction | $25.00 | 9/27/2011 6:32:27 AM |
| green-trade-dolphin2 | $30.00 | 9/27/2011 6:20:50 AM |
| Eric_Gagne | $25.00 | 9/27/2011 7:13:11 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:18 AM |
| oplender | $25.00 | 9/27/2011 9:26:19 AM |
| bid-stockpiler1 | $100.00 | 9/27/2011 10:40:05 AM |
| marwadi-62 | $14.99 | 9/27/2011 1:37:19 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
524705
This series of Notes was issued and sold upon the funding of the borrower loan #53969, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,372 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dominator281 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AUTOMOTIVE SERVICE AND REPAIR
Purpose of loan: TO FUND AN AUTOMOTIVE SERVICE AND REPAIR FACILITY.
This loan will be used to...TO ESTABLISH AN AUTOMOTIVE SERVICE AND REPAIR FACILITY, WITH A.S.E. AND FACTORY CERTIFIED TECHNICIANS, WHILE AT THE SAME TIME PROVIDING DEALER TYPE SERVICE AT AN AFFORDABLE PRICE.
My financial situation: GOOD / STABLE
I am a good candidate for this loan because...I'M CURRENTLY EMPLOYED,HAVE A STABLE WORK HISTORY, AND KEEPING THIS LOAN UP TO DATE AND IN GOOD STANDING, LIKE MY OTHER FINANCES IS MY NUMBER ONE PRIORITY.
Monthly net income: $2988.00
Monthly expenses: $
Housing: $550.00
Insurance: $109.00
Car expenses: $
Utilities: $125.00
Phone, cable, internet: $60.00
Food, entertainment: $160.00
Clothing, household expenses: $
Credit cards and other loans: $580.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handshake5 | $100.00 | 9/5/2011 9:18:24 AM |
| diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:13 AM |
| zorg77 | $50.00 | 9/5/2011 6:54:03 PM |
| back-scratchers | $25.00 | 9/6/2011 6:57:50 PM |
| jjswanso | $40.00 | 9/7/2011 7:32:46 AM |
| Bill88 | $25.00 | 9/8/2011 12:54:42 PM |
| worthy-bid8 | $50.00 | 9/8/2011 5:11:58 PM |
| AlternativeCashFlow | $25.00 | 9/9/2011 6:06:43 PM |
| enchanted-diversification496 | $30.00 | 9/10/2011 12:40:37 PM |
| speedy-point | $40.00 | 9/10/2011 2:09:58 PM |
| vine99 | $80.00 | 9/11/2011 12:40:53 PM |
| stepatatime-together | $100.00 | 9/12/2011 8:44:47 AM |
| jkeller4000 | $25.00 | 9/13/2011 4:15:54 AM |
| miked8303 | $25.00 | 9/13/2011 7:22:43 AM |
| mlj0671 | $25.00 | 9/13/2011 7:45:44 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:30 AM |
| thomas16882004 | $25.00 | 9/13/2011 10:35:42 AM |
| the-silver-blaster | $50.00 | 9/14/2011 3:33:22 PM |
| p2ploan-charmer | $25.00 | 9/14/2011 5:13:03 PM |
| monster4 | $50.00 | 9/14/2011 5:26:34 PM |
| BxRealtor | $25.00 | 9/14/2011 6:17:43 PM |
| economy-coup | $100.00 | 9/14/2011 11:38:27 PM |
| treasure-bliss | $25.00 | 9/15/2011 5:10:43 AM |
| finance-prescription | $100.00 | 9/15/2011 3:34:50 PM |
| Investor_DP | $100.00 | 9/15/2011 5:10:36 PM |
| gold-pudding6 | $25.00 | 9/15/2011 7:09:31 PM |
| orange-preeminant-bill | $50.00 | 9/16/2011 5:13:08 AM |
| CC911 | $25.00 | 9/16/2011 5:07:07 AM |
| rockhound84 | $41.00 | 9/16/2011 6:30:21 AM |
| Comoparklender | $25.00 | 9/16/2011 6:54:07 AM |
| dime-umbrella6 | $25.00 | 9/16/2011 6:50:54 AM |
| rogue_monster | $25.00 | 9/16/2011 8:13:26 AM |
| papaloha | $25.00 | 9/16/2011 8:56:13 AM |
| peso-mate | $50.00 | 9/16/2011 8:57:19 AM |
| return-enthusiast1 | $25.00 | 9/16/2011 9:09:57 AM |
| dublin063 | $50.00 | 9/16/2011 9:12:28 AM |
| desertoasis | $25.00 | 9/16/2011 11:58:30 AM |
| shrewd-peace7 | $25.00 | 9/16/2011 2:38:47 PM |
| debtcollector | $25.00 | 9/16/2011 2:52:48 PM |
| PRGuyinVA | $25.00 | 9/16/2011 2:56:26 PM |
| Something-Corporate | $25.00 | 9/16/2011 3:18:26 PM |
| Rob717171 | $25.00 | 9/16/2011 5:05:32 PM |
| cash-reaction2 | $50.00 | 9/16/2011 5:32:35 PM |
| bsmtloan | $75.00 | 9/16/2011 5:39:22 PM |
| danf2201 | $50.00 | 9/16/2011 7:20:08 PM |
| MyKidsDad | $25.00 | 9/16/2011 7:51:13 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:30 PM |
| buraky | $25.00 | 9/16/2011 9:53:12 PM |
| SelectTrustLending | $25.00 | 9/17/2011 2:24:37 AM |
| upperdeck | $25.00 | 9/17/2011 4:19:21 AM |
| elegant-loot | $25.00 | 9/17/2011 7:20:20 AM |
| yield-lion | $25.00 | 9/17/2011 6:26:59 AM |
| head | $25.00 | 9/17/2011 8:00:39 AM |
| SeaSkyGuy71 | $25.00 | 9/17/2011 8:31:49 AM |
| gavinfh | $25.00 | 9/17/2011 9:32:49 AM |
| BBL | $25.00 | 9/17/2011 9:38:54 AM |
| mrxtravis | $25.00 | 9/17/2011 11:39:40 AM |
| prohelper | $50.00 | 9/17/2011 1:14:44 PM |
| oracle3 | $25.00 | 9/17/2011 1:02:29 PM |
| prominence8 | $25.00 | 9/17/2011 2:04:31 PM |
| ReddInc | $200.00 | 9/17/2011 2:47:27 PM |
| julijask | $25.00 | 9/17/2011 3:06:37 PM |
| dough-museum1 | $25.00 | 9/17/2011 9:56:31 PM |
| marketplace-hut9 | $25.00 | 9/18/2011 6:42:43 AM |
| economy-popcorn | $25.00 | 9/18/2011 6:48:55 AM |
| kind-charming-value | $1,379.21 | 9/18/2011 8:53:58 AM |
| money-surge1 | $50.00 | 9/18/2011 9:59:04 AM |
| scarlet-velvet | $25.08 | 9/18/2011 9:29:43 AM |
| alexgalt | $25.00 | 9/18/2011 11:11:53 AM |
| DrewOdette | $25.00 | 9/18/2011 11:14:36 AM |
| jo2y | $25.00 | 9/18/2011 12:05:30 PM |
| 6moonbeams | $50.00 | 9/18/2011 10:30:27 AM |
| restless-dime | $200.00 | 9/18/2011 10:31:41 AM |
| brit11 | $25.00 | 9/18/2011 12:04:59 PM |
| income-buddy7 | $25.00 | 9/18/2011 1:38:34 PM |
| finance-mushroom | $100.00 | 9/18/2011 12:09:58 PM |
| mighty-payout1 | $25.00 | 9/18/2011 12:10:22 PM |
| SpareChangeHero | $25.00 | 9/18/2011 12:54:09 PM |
| techs | $25.00 | 9/18/2011 2:39:21 PM |
| worth-web5 | $100.00 | 9/18/2011 2:47:00 PM |
| Trekow | $25.00 | 9/18/2011 3:37:26 PM |
| Alittleluck | $25.00 | 9/18/2011 1:56:04 PM |
| IIP77 | $25.00 | 9/18/2011 4:16:06 PM |
| mckhbnpc | $50.00 | 9/18/2011 5:25:30 PM |
| friendly-principal76 | $25.00 | 9/18/2011 6:34:10 PM |
| 322 | $25.00 | 9/18/2011 5:52:42 PM |
| loss-of-control | $50.00 | 9/18/2011 6:58:32 PM |
| fervent-repayment | $25.00 | 9/18/2011 7:11:19 PM |
| red-enthralling-justice | $25.00 | 9/18/2011 7:23:44 PM |
| rolltide09 | $25.00 | 9/18/2011 8:02:30 PM |
| jono9999 | $36.21 | 9/18/2011 6:12:36 PM |
| quiksilver180 | $25.08 | 9/18/2011 8:19:45 PM |
| Engineer44 | $26.00 | 9/18/2011 10:38:13 PM |
| Tapu22 | $25.00 | 9/18/2011 8:28:56 PM |
| deal-enthusiast | $50.00 | 9/18/2011 9:17:56 PM |
| Zingaro | $25.00 | 9/18/2011 11:24:19 PM |
| responsibility-butterfly | $25.00 | 9/6/2011 5:07:43 PM |
| villagers | $25.00 | 9/6/2011 9:16:38 AM |
| top-courteous-peso | $100.00 | 9/7/2011 6:59:20 PM |
| ready-interest9 | $25.00 | 9/8/2011 1:05:05 PM |
| kind-credit-bear | $80.50 | 9/9/2011 6:30:59 AM |
| profit-powerplant | $25.00 | 9/9/2011 12:28:25 PM |
| Whipster | $70.00 | 9/10/2011 6:30:05 AM |
| ASR3 | $35.00 | 9/12/2011 6:30:05 AM |
| coin-sonnet | $100.00 | 9/13/2011 1:22:18 AM |
| jazzmanian | $25.00 | 9/13/2011 9:24:18 AM |
| exchange-upholder0 | $25.00 | 9/13/2011 9:55:22 AM |
| houli123 | $100.00 | 9/13/2011 7:48:19 PM |
| frogperson | $200.00 | 9/14/2011 8:02:27 AM |
| payout-achievement | $50.00 | 9/14/2011 3:23:43 PM |
| Kaj | $30.00 | 9/14/2011 5:36:41 PM |
| larslfe | $50.00 | 9/14/2011 9:58:40 PM |
| red-power-pecan | $50.00 | 9/15/2011 9:15:28 AM |
| ingenious-interest1 | $50.00 | 9/15/2011 3:33:46 PM |
| dynrep | $150.00 | 9/15/2011 4:33:49 PM |
| CalBear08 | $25.00 | 9/16/2011 1:35:29 AM |
| wonder3 | $35.00 | 9/16/2011 6:54:56 AM |
| wealth-fighter3 | $25.00 | 9/16/2011 6:36:28 AM |
| platinum-scientist9 | $25.00 | 9/16/2011 7:43:01 AM |
| valiant-money | $30.00 | 9/16/2011 8:34:14 AM |
| careful-vigilance4 | $50.00 | 9/16/2011 8:34:17 AM |
| VesuvianMan | $50.00 | 9/16/2011 10:16:43 AM |
| stoopidnoodle | $25.00 | 9/16/2011 11:17:02 AM |
| associate36 | $25.00 | 9/16/2011 3:48:40 PM |
| suave-dime6 | $25.00 | 9/16/2011 6:34:27 PM |
| Miklot | $25.00 | 9/17/2011 2:01:24 AM |
| kulender | $100.00 | 9/17/2011 6:15:30 AM |
| elephantparty | $25.00 | 9/17/2011 9:28:20 AM |
| deal-hickory5 | $200.00 | 9/17/2011 9:38:42 AM |
| Mavrck88 | $25.00 | 9/17/2011 10:27:47 AM |
| kain11286 | $50.00 | 9/17/2011 9:47:12 AM |
| 108lender | $200.00 | 9/17/2011 11:32:46 AM |
| Dowanhill | $25.00 | 9/17/2011 11:53:26 AM |
| Investoman | $75.00 | 9/17/2011 12:13:35 PM |
| asiaratt | $48.00 | 9/17/2011 12:09:25 PM |
| Pman | $25.00 | 9/17/2011 12:55:01 PM |
| prophecy | $25.00 | 9/17/2011 12:25:17 PM |
| return-beeper | $30.00 | 9/17/2011 1:07:07 PM |
| Wyatte | $30.00 | 9/17/2011 12:28:05 PM |
| lagnisiruk | $25.00 | 9/17/2011 4:08:26 PM |
| postalwhiz | $50.00 | 9/17/2011 5:05:11 PM |
| LoanerPrincipal | $25.00 | 9/17/2011 6:17:29 PM |
| Sierrahh | $25.00 | 9/17/2011 10:50:51 PM |
| KidSicily | $50.00 | 9/18/2011 4:43:48 AM |
| Easystreet | $25.00 | 9/18/2011 4:08:42 AM |
| return-buddy | $50.00 | 9/18/2011 7:19:29 AM |
| eronyc | $25.00 | 9/18/2011 6:04:53 AM |
| CoffeyvilleKS | $25.00 | 9/18/2011 7:21:41 AM |
| glroark | $50.00 | 9/18/2011 6:33:43 AM |
| freetimeskier | $50.00 | 9/18/2011 10:13:46 AM |
| ddimports | $50.00 | 9/18/2011 11:17:33 AM |
| orderly-wampum | $85.00 | 9/18/2011 1:17:32 PM |
| gala279 | $50.00 | 9/18/2011 12:23:03 PM |
| jamiee73 | $25.00 | 9/18/2011 12:13:49 PM |
| bill-solo | $25.00 | 9/18/2011 3:01:11 PM |
| orderly-wampum | $85.00 | 9/18/2011 1:18:01 PM |
| HalfDayz | $25.00 | 9/18/2011 4:04:24 PM |
| supersarah61 | $50.00 | 9/18/2011 2:00:10 PM |
| CSharper | $25.00 | 9/18/2011 3:31:56 PM |
| focused-dime453 | $25.00 | 9/18/2011 6:15:23 PM |
| finance-dandelion | $100.00 | 9/18/2011 3:06:43 PM |
| eastboimerchandise | $25.00 | 9/18/2011 3:41:16 PM |
| roman2008 | $25.00 | 9/18/2011 5:44:53 PM |
| superb-generosity8 | $25.00 | 9/18/2011 5:49:12 PM |
| poetic-reward0 | $25.00 | 9/18/2011 7:19:57 PM |
| orange-kindness-captain | $30.00 | 9/18/2011 8:04:38 PM |
| ryanplays311 | $25.00 | 9/18/2011 8:04:57 PM |
| jhouman | $50.00 | 9/18/2011 9:17:27 PM |
| shawndw | $32.00 | 9/18/2011 7:46:05 PM |
| itsmaj | $26.78 | 9/18/2011 10:27:50 PM |
| MrBailey | $26.05 | 9/18/2011 10:38:54 PM |
| Charlie0084 | $25.00 | 9/19/2011 2:14:42 AM |
| NoCal | $25.00 | 9/18/2011 8:42:18 PM |
| shawnw2 | $75.00 | 9/18/2011 9:35:45 PM |
| ethical-truth211 | $1,004.00 | 9/19/2011 2:08:05 AM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
525297
This series of Notes was issued and sold upon the funding of the borrower loan #53853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 4m |
|
Amount delinquent:
| $3,037 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-pal |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Aug-2008)
|
|
Principal balance:
| $666.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Home Improvement Loan
Purpose of loan: Home Improvement
This loan will be used to...We will be using this loan to make improvements to our garage by adding storage. Building a small storage building, and possibly a fence for our backyard
My financial situation: Our financial state is in the best shape it has ever been
I am a good candidate for this loan because...This will be my 3rd loan with prosper and we have never been late for a payment. I just paid off our fist loan a few months and only have a year left on our 2nd loan with prosper.
Monthly net income: $4,340
Monthly expenses: $
Housing: $880
Insurance: $125
Car expenses: $1000
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $100.00 | 9/26/2011 5:00:38 PM |
| MoneyForNothing | $53.43 | 9/26/2011 5:03:21 PM |
| AndChicksforFree | $52.42 | 9/26/2011 6:34:36 PM |
| capital-deployment | $25.00 | 9/26/2011 6:51:49 PM |
| NekHoldings | $25.00 | 9/26/2011 7:01:24 PM |
| servnyou | $100.00 | 9/26/2011 7:28:21 PM |
| worth-blanket2 | $1,400.00 | 9/26/2011 7:38:59 PM |
| commerce-rumbler0 | $100.00 | 9/26/2011 5:00:50 PM |
| LittleMingo | $25.00 | 9/26/2011 5:01:45 PM |
| RoZu_Lending | $46.36 | 9/26/2011 5:02:23 PM |
| sweety075 | $25.00 | 9/26/2011 5:23:48 PM |
| shawnw2 | $30.00 | 9/26/2011 5:28:03 PM |
| DHolly | $25.00 | 9/26/2011 5:08:13 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:23:05 PM |
| shrewd-income | $50.00 | 9/26/2011 7:03:05 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
525507
This series of Notes was issued and sold upon the funding of the borrower loan #54043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $745 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-trader6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate the debt that I have accumulated in the last few years.
My financial situation:
I am a good candidate for this loan because I work a stable job and I pay my bills on time.
Monthly net income: $1600
Monthly expenses: $
Housing: $ 0
Insurance: $ 0
Car expenses: $100
Utilities: $ 0
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $ 800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:57 AM |
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:00 AM |
| favorite-commerce | $25.00 | 9/28/2011 10:21:19 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:43 PM |
| first-integrity-gravity | $300.00 | 9/28/2011 6:01:02 PM |
| bizlending | $135.00 | 9/28/2011 6:04:53 PM |
| scho0590 | $40.00 | 9/28/2011 5:24:38 PM |
| bizlending | $115.00 | 9/28/2011 6:13:25 PM |
| Free-the-usa-1776 | $25.00 | 9/28/2011 6:53:11 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:06 PM |
| Wildcat23 | $100.00 | 9/28/2011 7:29:46 PM |
| finance-solo | $100.00 | 9/28/2011 10:23:28 AM |
| leverage-monger | $25.00 | 9/28/2011 10:51:07 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:02 AM |
| poolshark72 | $25.00 | 9/28/2011 2:38:45 PM |
| CASSHMAN | $100.00 | 9/28/2011 8:07:38 PM |
| back-scratchers | $50.00 | 9/28/2011 7:08:56 PM |
| intelligent-repayment8 | $410.00 | 9/28/2011 8:55:56 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
525703
This series of Notes was issued and sold upon the funding of the borrower loan #54223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 840-859 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2ploan-quark6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Done Right!
This loan will be used to consolidate existing credit card debt with variable interest rates into one manageable payment with a fixed rate. .
I am a good candidate for this loan because in the 19 yrs I have used credit I have never missed nor been late with a payment and have always paid everything in full. Student loans, c.c's, personal loans, car loans or mortgages, I have been faithful in paying them on time or early. I have a strong career in my 13th year of employment with the same organization. I have a base salary of over $80,000 and a realized income of over $100,000 with overtime. This has increased every year. My monthly payments are: Mortgage-$1,115, Car-$526, Cell-$81, Gas/Elec.-$70, Car/Home Insur.-$94, Internet-$40, Life Insur.-$20. Other misc. expenses avg. $500 a month for approx. monthly expenses of under $2500. My excellent credit and high score make this a great investment!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/7/2011 5:45:26 PM |
| tenacious-compassion9 | $25.00 | 9/7/2011 5:07:00 PM |
| bonus-tent | $25.00 | 9/8/2011 6:13:54 AM |
| BxRealtor | $25.00 | 9/8/2011 4:47:59 AM |
| caring-hope2 | $200.00 | 9/8/2011 7:59:53 AM |
| nickel-ferret | $50.00 | 9/8/2011 9:18:14 AM |
| worthy-bid8 | $50.00 | 9/8/2011 5:12:26 PM |
| indomitable-coin | $25.00 | 9/9/2011 7:11:01 AM |
| IPlayOutsideTheBox | $25.00 | 9/9/2011 1:42:49 PM |
| jazz619 | $25.00 | 9/9/2011 8:02:07 PM |
| availableloan | $25.00 | 9/9/2011 9:40:51 PM |
| bkb7484 | $25.48 | 9/10/2011 4:46:42 AM |
| efficient-treasure0 | $25.00 | 9/9/2011 6:16:41 PM |
| penguino | $100.00 | 9/10/2011 7:07:31 AM |
| ingenious-order783 | $50.00 | 9/10/2011 7:27:50 AM |
| rkhrdjp | $25.00 | 9/12/2011 8:15:38 AM |
| Sierrahh | $25.00 | 9/12/2011 7:37:08 AM |
| finance_mba | $25.00 | 9/12/2011 10:59:26 AM |
| Tradesmanlender | $25.00 | 9/12/2011 1:18:09 PM |
| rdrloan | $50.00 | 9/12/2011 1:51:51 PM |
| Pulchritudinous | $25.00 | 9/12/2011 1:55:05 PM |
| figs4u2 | $100.00 | 9/12/2011 2:37:00 PM |
| frankdelraza | $50.00 | 9/12/2011 4:34:41 PM |
| Syzygy | $25.00 | 9/13/2011 6:16:23 AM |
| friendinmoney | $27.63 | 9/13/2011 7:59:00 AM |
| return-seeker85 | $50.00 | 9/13/2011 1:07:05 PM |
| John_Galt | $55.00 | 9/13/2011 3:16:24 PM |
| Charmart | $25.00 | 9/13/2011 6:03:34 PM |
| emunah6 | $25.00 | 9/13/2011 8:23:58 PM |
| awesome-yield7 | $25.00 | 9/13/2011 8:42:51 PM |
| leeball | $100.00 | 9/13/2011 9:38:59 PM |
| compassionate-asset8 | $25.00 | 9/13/2011 10:18:53 PM |
| life-is-great | $25.00 | 9/14/2011 6:09:48 AM |
| GreenSun | $25.00 | 9/14/2011 6:26:58 AM |
| ladyhawk187 | $40.00 | 9/14/2011 11:54:06 AM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:33 PM |
| MonopolyDred | $25.00 | 9/14/2011 5:39:13 PM |
| top-tranquil-justice | $25.00 | 9/14/2011 8:44:03 PM |
| Headhunter14 | $30.00 | 9/14/2011 8:21:44 PM |
| agreement-guild | $50.00 | 9/14/2011 9:47:54 PM |
| larslfe | $50.00 | 9/14/2011 9:58:42 PM |
| goose026 | $25.00 | 9/15/2011 6:52:21 AM |
| j2ee | $25.00 | 9/15/2011 7:11:11 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:07 AM |
| natural-affluence4 | $30.00 | 9/15/2011 9:25:10 AM |
| Clambake | $50.00 | 9/15/2011 11:36:00 AM |
| Gibbyland | $100.00 | 9/15/2011 2:15:58 PM |
| Ocean713 | $75.00 | 9/15/2011 3:55:03 PM |
| nuclearmoose | $25.00 | 9/15/2011 7:55:36 PM |
| anacent | $100.00 | 9/15/2011 8:21:23 PM |
| deal-banker | $120.00 | 9/15/2011 10:35:38 PM |
| Kaj | $50.00 | 9/16/2011 3:51:35 AM |
| CalBear08 | $25.00 | 9/16/2011 1:35:50 AM |
| RJN | $28.07 | 9/16/2011 4:33:12 AM |
| baseballfan111 | $50.00 | 9/16/2011 5:26:58 AM |
| P2P4me | $616.64 | 9/16/2011 5:42:02 AM |
| AndChicksforFree | $25.00 | 9/16/2011 6:57:02 AM |
| wampum-chorus3 | $25.00 | 9/16/2011 7:03:31 AM |
| pnace | $50.00 | 9/16/2011 7:18:50 AM |
| Pitufo | $25.00 | 9/16/2011 7:12:33 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:05 AM |
| emphatic-responsibility | $45.00 | 9/16/2011 9:25:38 AM |
| puifais | $50.00 | 9/16/2011 10:46:40 AM |
| stoopidnoodle | $25.00 | 9/16/2011 11:17:07 AM |
| WSTRDG | $25.00 | 9/16/2011 12:37:20 PM |
| gojackgo | $50.00 | 9/16/2011 12:01:06 PM |
| BlackCat36 | $100.00 | 9/16/2011 2:52:18 PM |
| PPLIN810 | $25.00 | 9/16/2011 3:29:28 PM |
| globalsocialcom | $25.00 | 9/16/2011 3:20:25 PM |
| methodical-greenback5 | $50.00 | 9/16/2011 4:28:51 PM |
| Sefotonga | $25.00 | 9/16/2011 4:16:03 PM |
| axl163 | $25.00 | 9/16/2011 4:42:45 PM |
| marwadi-62 | $100.00 | 9/16/2011 4:22:23 PM |
| american6 | $100.00 | 9/16/2011 4:28:25 PM |
| Supernick | $50.00 | 9/16/2011 4:52:58 PM |
| finance-symphony7 | $100.00 | 9/16/2011 4:55:45 PM |
| commerce-yeller | $50.00 | 9/16/2011 5:00:00 PM |
| shrewd-deal | $50.00 | 9/16/2011 5:03:42 PM |
| Rob717171 | $25.00 | 9/16/2011 5:11:25 PM |
| georgedorn | $25.00 | 9/16/2011 5:13:15 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:08 PM |
| jescowa | $50.00 | 9/16/2011 7:26:19 PM |
| rcj1411 | $50.00 | 9/16/2011 6:40:16 PM |
| power-defender7 | $50.00 | 9/16/2011 8:26:01 PM |
| gold-sushi | $50.00 | 9/16/2011 7:10:47 PM |
| Lender0010 | $50.00 | 9/16/2011 9:03:32 PM |
| velocity-winner | $25.00 | 9/16/2011 9:47:24 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:46 PM |
| upupandaway | $50.00 | 9/17/2011 6:54:51 AM |
| floridahelper | $50.00 | 9/17/2011 7:51:59 AM |
| investment-comet | $25.00 | 9/17/2011 8:26:05 AM |
| booie | $25.00 | 9/17/2011 8:10:39 AM |
| silver-breeze3 | $36.58 | 9/17/2011 10:38:55 AM |
| currency-persimmon | $50.00 | 9/17/2011 10:52:14 AM |
| fervent-repayment | $50.00 | 9/17/2011 12:14:10 PM |
| Pman | $25.00 | 9/17/2011 12:55:09 PM |
| oneeighty | $25.00 | 9/17/2011 2:37:08 PM |
| Zuzu | $50.00 | 9/17/2011 1:58:09 PM |
| wampum-library4 | $25.00 | 9/17/2011 2:27:46 PM |
| ReddInc | $500.00 | 9/17/2011 3:09:11 PM |
| authoritative-capital | $25.00 | 9/17/2011 3:19:21 PM |
| Barky52 | $25.00 | 9/17/2011 3:34:24 PM |
| lagnisiruk | $25.00 | 9/17/2011 4:12:01 PM |
| astute-benjamins | $25.00 | 9/17/2011 4:44:55 PM |
| smaxis | $100.00 | 9/17/2011 4:27:25 PM |
| orange-dollar-guild | $25.00 | 9/17/2011 9:24:28 PM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:01 AM |
| the-enthralling-coin | $25.00 | 9/18/2011 8:10:52 AM |
| principal-bull | $25.00 | 9/18/2011 7:29:14 AM |
| miket71 | $37.00 | 9/18/2011 7:54:53 AM |
| drkosh | $25.00 | 9/18/2011 10:11:27 AM |
| BobInWisconsin | $50.00 | 9/18/2011 10:36:21 AM |
| finance-investor3 | $25.00 | 9/18/2011 12:31:37 PM |
| comet55 | $25.00 | 9/18/2011 11:35:13 AM |
| blue-tenacious-dough | $200.00 | 9/18/2011 3:28:36 PM |
| investor11373 | $25.00 | 9/18/2011 6:55:32 PM |
| trustworthy-hope189 | $100.00 | 9/18/2011 3:45:55 PM |
| mraleig | $175.00 | 9/18/2011 4:40:45 PM |
| frobin | $32.00 | 9/18/2011 5:35:09 PM |
| trelum | $29.29 | 9/18/2011 8:26:14 PM |
| fascinating-value4 | $200.00 | 9/19/2011 12:16:29 AM |
| Bio-physicist | $31.00 | 9/19/2011 12:23:08 AM |
| iq8w7ht | $25.00 | 9/19/2011 1:03:31 AM |
| point-pinnacle | $25.06 | 9/18/2011 10:15:33 PM |
| independent-listing796 | $46.85 | 9/19/2011 3:40:44 AM |
| wkeboarder21 | $50.00 | 9/19/2011 6:39:25 AM |
| GElender | $40.00 | 9/19/2011 5:44:02 AM |
| basis-wizard8 | $50.00 | 9/19/2011 6:45:15 AM |
| arkleseizure | $25.00 | 9/19/2011 5:08:29 AM |
| reward-burger2 | $50.00 | 9/19/2011 7:33:32 AM |
| chipperjohnson | $25.00 | 9/19/2011 8:00:29 AM |
| yield-seeker | $25.00 | 9/19/2011 8:11:54 AM |
| Dollars4Rent | $25.00 | 9/19/2011 8:17:49 AM |
| green-trade-dolphin2 | $30.00 | 9/7/2011 7:42:34 PM |
| superb-funds335 | $25.00 | 9/7/2011 8:17:23 PM |
| AF-Chief | $100.00 | 9/7/2011 8:53:56 PM |
| Bank_Of_XL | $25.00 | 9/8/2011 7:07:09 AM |
| john0720 | $100.00 | 9/8/2011 9:05:16 AM |
| diablorulz | $50.00 | 9/8/2011 1:53:50 PM |
| imlosttoo | $27.91 | 9/8/2011 7:10:06 PM |
| vutah | $25.00 | 9/8/2011 8:34:11 PM |
| value-wind0 | $25.00 | 9/9/2011 10:42:17 AM |
| fairmaiden | $25.00 | 9/9/2011 10:32:13 AM |
| boylezz | $25.00 | 9/9/2011 11:51:25 AM |
| dynamic-money271 | $25.00 | 9/9/2011 6:03:31 PM |
| sflawya | $25.00 | 9/10/2011 7:41:07 AM |
| Interloper | $25.00 | 9/10/2011 12:39:57 PM |
| oplender | $25.00 | 9/10/2011 8:37:32 PM |
| Rivervale_Westwood | $50.00 | 9/11/2011 6:56:04 AM |
| jjswanso | $50.00 | 9/11/2011 11:59:06 AM |
| generous-at-heart | $25.00 | 9/11/2011 12:44:49 PM |
| rate-negotiator | $25.00 | 9/12/2011 6:38:43 AM |
| Daneistes | $50.00 | 9/12/2011 8:55:35 AM |
| compoundinterest | $50.00 | 9/12/2011 9:11:51 AM |
| WorldTravlr | $25.00 | 9/12/2011 10:58:09 AM |
| CatbirdBanking | $25.00 | 9/12/2011 12:26:08 PM |
| market-maximizer472 | $100.00 | 9/12/2011 3:01:41 PM |
| velocity-onator | $25.00 | 9/12/2011 4:30:06 PM |
| helpishere777 | $25.00 | 9/12/2011 4:38:35 PM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:49 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:48 AM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:33 PM |
| AFairDeal | $30.00 | 9/13/2011 4:18:25 PM |
| radforj22 | $25.00 | 9/13/2011 8:18:59 PM |
| Trapman13 | $50.00 | 9/14/2011 8:38:35 AM |
| ski bum | $100.00 | 9/14/2011 9:22:40 AM |
| w3alter | $50.00 | 9/14/2011 2:13:18 PM |
| gold-position | $100.00 | 9/14/2011 3:26:17 PM |
| peaceful-wealth0 | $25.00 | 9/14/2011 4:10:26 PM |
| ZeLonewolf | $25.00 | 9/14/2011 7:17:19 PM |
| Fiimg | $50.00 | 9/14/2011 6:50:46 PM |
| elegant-income3 | $50.00 | 9/14/2011 7:10:43 PM |
| Weaverville | $50.00 | 9/15/2011 11:47:02 AM |
| Rulea72 | $69.00 | 9/15/2011 4:30:31 PM |
| Daubertoo | $25.00 | 9/15/2011 6:00:47 PM |
| point-monger5 | $400.00 | 9/15/2011 6:15:39 PM |
| dontletmoneyfoolya | $25.00 | 9/15/2011 9:16:47 PM |
| ManhattanLender | $25.00 | 9/15/2011 9:06:00 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:28 AM |
| riproaringrapids | $25.00 | 9/16/2011 12:02:17 AM |
| friendly-market5 | $25.00 | 9/16/2011 5:47:16 AM |
| southIT | $50.00 | 9/16/2011 6:51:12 AM |
| responsibility-wind6 | $25.00 | 9/16/2011 6:54:31 AM |
| MoneyTree79 | $100.00 | 9/16/2011 7:22:50 AM |
| impeccable-penny | $50.00 | 9/16/2011 7:43:04 AM |
| Money_Hog | $50.00 | 9/16/2011 7:53:36 AM |
| lucrative-worth | $250.00 | 9/16/2011 8:59:36 AM |
| community-pipeline | $50.00 | 9/16/2011 9:16:27 AM |
| LesPaul1 | $25.00 | 9/16/2011 9:21:56 AM |
| courageous-rupee8 | $400.00 | 9/16/2011 10:24:58 AM |
| brainy-repayment5 | $100.00 | 9/16/2011 10:43:29 AM |
| slartibardfast | $25.00 | 9/16/2011 10:33:40 AM |
| RedantFinance | $25.00 | 9/16/2011 11:49:27 AM |
| pouch5 | $125.00 | 9/16/2011 11:21:46 AM |
| BestDoctors | $500.00 | 9/16/2011 12:23:59 PM |
| one2sojourn | $50.00 | 9/16/2011 12:47:15 PM |
| yield-quest | $150.00 | 9/16/2011 12:39:10 PM |
| brutusbone | $25.00 | 9/16/2011 12:54:37 PM |
| PRGuyinVA | $25.00 | 9/16/2011 2:56:32 PM |
| fcrick | $25.00 | 9/16/2011 3:03:57 PM |
| repaymeplease | $50.00 | 9/16/2011 3:17:03 PM |
| trumpeter5 | $25.00 | 9/16/2011 4:57:34 PM |
| silver-saguaro | $25.00 | 9/16/2011 4:59:13 PM |
| zippy-revenue8 | $25.00 | 9/16/2011 5:47:05 PM |
| jrc | $100.00 | 9/16/2011 6:12:16 PM |
| Steveoo1 | $50.00 | 9/16/2011 6:24:07 PM |
| Zach842 | $100.00 | 9/16/2011 5:37:09 PM |
| lucrative-rate2 | $25.00 | 9/16/2011 7:01:49 PM |
| Gordon_Gekko1 | $25.00 | 9/16/2011 7:39:33 PM |
| Little_Helper | $25.00 | 9/16/2011 11:01:32 PM |
| Lifesavings | $25.00 | 9/16/2011 11:21:15 PM |
| cr8on | $50.00 | 9/17/2011 12:59:15 AM |
| Spiv_51 | $50.00 | 9/17/2011 4:06:25 AM |
| SolarMoonshine | $25.00 | 9/17/2011 3:42:15 AM |
| balance6 | $25.00 | 9/17/2011 4:27:19 AM |
| kulender | $50.00 | 9/17/2011 6:16:36 AM |
| velocity-solo | $25.00 | 9/17/2011 7:26:42 AM |
| silver-boots | $25.00 | 9/17/2011 7:46:30 AM |
| capital-blueberry | $25.00 | 9/17/2011 7:24:50 AM |
| valiant-liberty4 | $25.00 | 9/17/2011 7:27:52 AM |
| ILovemoney | $50.00 | 9/17/2011 8:40:41 AM |
| jarf | $25.00 | 9/17/2011 8:27:57 AM |
| mennleo | $50.00 | 9/17/2011 8:13:58 AM |
| mad-scientist418 | $25.00 | 9/17/2011 8:48:04 AM |
| britgsb | $25.00 | 9/17/2011 9:12:35 AM |
| objective-investor | $250.00 | 9/17/2011 10:04:25 AM |
| payment-halo | $25.00 | 9/17/2011 12:13:20 PM |
| selector568 | $300.00 | 9/17/2011 1:17:30 PM |
| MissionMicroFinance | $25.00 | 9/17/2011 4:00:33 PM |
| precious-coin3 | $36.00 | 9/17/2011 4:07:33 PM |
| NolockHolmes | $50.00 | 9/17/2011 4:18:54 PM |
| PaulW | $25.00 | 9/17/2011 4:14:06 PM |
| jam96 | $25.00 | 9/17/2011 9:11:45 PM |
| Hartfelt | $30.00 | 9/17/2011 6:21:55 PM |
| justinology | $54.91 | 9/17/2011 9:42:56 PM |
| oldman68 | $25.00 | 9/17/2011 6:50:33 PM |
| lawyervon | $25.00 | 9/17/2011 10:13:43 PM |
| duty-twister | $50.00 | 9/18/2011 12:37:09 AM |
| kenji4861 | $50.00 | 9/18/2011 1:11:12 AM |
| buffalobills | $25.00 | 9/18/2011 12:19:15 AM |
| benefit-trident | $25.00 | 9/18/2011 5:16:20 AM |
| granitepk | $50.00 | 9/18/2011 7:45:12 AM |
| The_Lendor | $25.00 | 9/18/2011 5:49:05 AM |
| return-buddy | $50.00 | 9/18/2011 7:19:32 AM |
| coin-cooker8 | $25.00 | 9/18/2011 7:54:12 AM |
| lrr34 | $32.00 | 9/18/2011 8:52:32 AM |
| money-surge1 | $50.00 | 9/18/2011 9:50:26 AM |
| 6moonbeams | $50.00 | 9/18/2011 10:30:36 AM |
| CreditBuilder2 | $150.00 | 9/18/2011 2:29:29 PM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:18 PM |
| Tbone49 | $25.00 | 9/18/2011 5:12:34 PM |
| Green_Bean | $25.00 | 9/18/2011 5:54:20 PM |
| Dr_M | $25.00 | 9/18/2011 7:19:26 PM |
| orange-kindness-captain | $30.00 | 9/18/2011 8:04:44 PM |
| musegaze | $50.00 | 9/18/2011 8:35:25 PM |
| callmebryan | $25.00 | 9/18/2011 8:49:07 PM |
| wilchik | $80.00 | 9/19/2011 5:04:03 AM |
| five-star-order1 | $25.00 | 9/18/2011 10:38:32 PM |
| SC98007 | $25.00 | 9/18/2011 11:22:29 PM |
| enforcer0 | $30.04 | 9/18/2011 11:45:23 PM |
| KLCRAY | $25.00 | 9/19/2011 2:06:35 AM |
| bankdaddy | $63.00 | 9/19/2011 5:42:21 AM |
| surge9 | $200.00 | 9/19/2011 5:49:36 AM |
| ultimate-dough0 | $25.00 | 9/19/2011 7:19:43 AM |
| marketplace-kingdom | $166.54 | 9/19/2011 8:34:09 AM |
| reward-burger2 | $50.00 | 9/19/2011 7:48:11 AM |
| KCEnterprises | $75.00 | 9/19/2011 8:09:30 AM |
| 267 Investments
|
Borrower Payment Dependent Notes Series
525705
This series of Notes was issued and sold upon the funding of the borrower loan #54014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,635.57 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-19-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $198.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,781 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-supporter1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
maindoor5
Purpose of loan: consolodate expenses
This loan will be used to...pay off car loand and credit cards
My financial situation: Mainsource bank
I am a good candidate for this loan because...I have always paid my debts on time on time and have a good income
Monthly net income: $ 3505.30
Monthly expenses: $1200.00
Housing: $ provided by job no rent
Insurance: $ 650 per year
Utilities: $125.per month
Phone, cable, internet: $210.00
Food, entertainment: $ 100.00 per month
Clothing, household expenses: $75 per month
Credit cards and other loans: $500.00 per month
Other expenses: $ music lessons 75 per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/6/2011 5:07:48 PM |
| MarvintheMartian | $45.00 | 9/5/2011 9:08:42 AM |
| Wangchuk | $25.00 | 9/5/2011 9:36:40 AM |
| vutah | $25.00 | 9/5/2011 7:19:03 PM |
| Bank_Of_XL | $25.00 | 9/5/2011 4:20:40 PM |
| boylezz | $25.00 | 9/6/2011 7:01:40 AM |
| atbright | $25.00 | 9/6/2011 5:48:39 PM |
| return-seeker85 | $50.00 | 9/7/2011 7:52:45 PM |
| nickel-ferret | $50.00 | 9/8/2011 9:18:03 AM |
| justice-circuitry0 | $50.00 | 9/8/2011 7:45:38 AM |
| diablorulz | $50.00 | 9/8/2011 1:53:38 PM |
| FinDoc | $25.00 | 9/8/2011 5:27:52 PM |
| kind-credit-bear | $80.50 | 9/9/2011 6:31:01 AM |
| logical-durability2 | $25.00 | 9/9/2011 10:00:25 AM |
| Rivervale_Westwood | $25.00 | 9/11/2011 6:59:45 AM |
| IPlayOutsideTheBox | $25.00 | 9/12/2011 5:23:52 AM |
| Pulchritudinous | $25.00 | 9/12/2011 1:55:00 PM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:32 AM |
| ZeLonewolf | $25.00 | 9/13/2011 6:55:12 PM |
| leeball | $100.00 | 9/13/2011 9:38:56 PM |
| ladyhawk187 | $25.00 | 9/14/2011 11:50:27 AM |
| Kaj | $30.00 | 9/14/2011 5:36:43 PM |
| ski bum | $60.00 | 9/14/2011 5:49:03 PM |
| MARWARISETH | $25.00 | 9/14/2011 6:25:24 PM |
| agreement-guild | $50.00 | 9/14/2011 9:47:48 PM |
| steiglends | $100.00 | 9/15/2011 5:35:20 AM |
| listing-vista | $50.00 | 9/15/2011 5:52:23 AM |
| goose026 | $25.00 | 9/15/2011 6:51:58 AM |
| Clambake | $50.00 | 9/15/2011 11:35:54 AM |
| sevimac | $50.00 | 9/15/2011 3:51:50 PM |
| marketplace-hut9 | $25.00 | 9/15/2011 4:34:40 PM |
| marwadi-62 | $100.00 | 9/15/2011 5:30:49 PM |
| consulguru | $25.00 | 9/16/2011 12:28:39 AM |
| currency-persimmon | $25.00 | 9/16/2011 6:17:39 AM |
| wealth-fighter3 | $25.00 | 9/16/2011 6:37:29 AM |
| wampum-chorus3 | $25.00 | 9/16/2011 7:03:29 AM |
| EngineersAlliance | $50.00 | 9/16/2011 9:11:29 AM |
| jubilant-durability9 | $50.00 | 9/16/2011 9:19:16 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:03 AM |
| market-assembler | $50.00 | 9/16/2011 9:36:46 AM |
| Weaverville | $25.00 | 9/16/2011 10:45:31 AM |
| autonomous-kindness8 | $50.00 | 9/16/2011 10:43:56 AM |
| social-pizza5 | $25.00 | 9/16/2011 12:01:46 PM |
| industrious-dedication | $25.00 | 9/16/2011 12:27:24 PM |
| melodious-fairness | $25.00 | 9/16/2011 1:26:32 PM |
| Charmart | $25.00 | 9/16/2011 1:38:15 PM |
| Dreamconnection | $25.00 | 9/16/2011 4:09:34 PM |
| astute-benjamins | $25.00 | 9/16/2011 4:27:23 PM |
| Supernick | $50.00 | 9/16/2011 4:52:53 PM |
| gold-sushi | $50.00 | 9/16/2011 7:10:43 PM |
| gizzywump | $50.00 | 9/16/2011 6:44:46 PM |
| Pasagam | $50.00 | 9/16/2011 8:16:40 PM |
| julijask | $50.00 | 9/17/2011 1:03:15 AM |
| mighty-value | $25.00 | 9/17/2011 9:10:48 AM |
| deal-hickory5 | $200.00 | 9/17/2011 9:38:43 AM |
| mennleo | $30.00 | 9/17/2011 9:34:00 AM |
| tonpa | $50.00 | 9/17/2011 10:30:07 AM |
| return-buddy | $25.00 | 9/17/2011 11:28:14 AM |
| genius520 | $50.00 | 9/17/2011 12:09:53 PM |
| Pman | $25.00 | 9/17/2011 12:55:02 PM |
| DrMoneyBags | $50.00 | 9/17/2011 1:26:41 PM |
| MissionMicroFinance | $25.00 | 9/17/2011 4:00:29 PM |
| papaloha | $25.00 | 9/17/2011 6:45:24 PM |
| CE88 | $50.00 | 9/17/2011 10:55:49 PM |
| kenji4861 | $25.00 | 9/18/2011 1:13:38 AM |
| Bookophile | $50.00 | 9/18/2011 4:17:53 AM |
| lrr34 | $50.00 | 9/18/2011 8:52:27 AM |
| drkosh | $25.00 | 9/18/2011 10:11:23 AM |
| Preteur | $25.00 | 9/18/2011 10:12:33 AM |
| loot-heart | $25.00 | 9/18/2011 10:33:02 AM |
| jamiee73 | $25.00 | 9/18/2011 12:20:37 PM |
| drtexican | $25.00 | 9/18/2011 10:38:09 AM |
| Watersports | $50.00 | 9/18/2011 12:53:07 PM |
| supreme-hope | $25.00 | 9/18/2011 10:59:20 AM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:16 PM |
| heerzaquestion | $25.00 | 9/18/2011 6:30:13 PM |
| bonafide-economy | $25.00 | 9/18/2011 3:17:12 PM |
| fervent-repayment | $25.00 | 9/18/2011 7:11:19 PM |
| lend2end | $25.00 | 9/19/2011 5:14:20 AM |
| asmithj | $25.00 | 9/19/2011 3:01:48 AM |
| saysana | $25.00 | 9/19/2011 6:21:20 AM |
| basis-wizard8 | $50.00 | 9/19/2011 6:43:25 AM |
| ranstlin | $25.00 | 9/19/2011 4:39:17 AM |
| DadWarbucks | $25.00 | 9/19/2011 6:52:46 AM |
| officer8 | $25.00 | 9/19/2011 6:27:03 AM |
| mala54 | $28.00 | 9/19/2011 7:39:34 AM |
| JustMee | $25.00 | 9/5/2011 5:50:10 PM |
| Investor_DP | $100.00 | 9/6/2011 9:08:45 AM |
| oplender | $25.00 | 9/6/2011 11:20:14 AM |
| BxRealtor | $25.00 | 9/8/2011 4:47:46 AM |
| bonus-tent | $25.00 | 9/8/2011 6:13:44 AM |
| worthy-bid8 | $50.00 | 9/8/2011 5:12:01 PM |
| compoundinterest | $50.00 | 9/9/2011 5:11:25 PM |
| efficient-treasure0 | $25.00 | 9/9/2011 6:16:30 PM |
| ASR3 | $35.00 | 9/12/2011 6:30:07 AM |
| Sierrahh | $25.00 | 9/12/2011 7:37:01 AM |
| top-radiant-funds | $50.00 | 9/13/2011 3:13:00 PM |
| larslfe | $50.00 | 9/13/2011 8:13:46 PM |
| life-is-great | $25.00 | 9/14/2011 6:09:41 AM |
| riproaringrapids | $25.00 | 9/14/2011 1:50:31 PM |
| spark548 | $50.00 | 9/14/2011 5:36:10 PM |
| credit-maple5 | $50.00 | 9/15/2011 4:02:09 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:09:44 AM |
| Interstate_Rate | $100.00 | 9/15/2011 9:30:29 AM |
| benefit-catalyst | $200.00 | 9/15/2011 1:24:54 PM |
| responsibility-wind6 | $50.00 | 9/15/2011 4:11:14 PM |
| personal-lender | $25.00 | 9/15/2011 5:16:15 PM |
| zaquiri_ice | $50.00 | 9/15/2011 5:52:12 PM |
| kind-finance-burrito | $25.00 | 9/15/2011 5:52:38 PM |
| Interloper | $25.00 | 9/15/2011 9:28:19 PM |
| best-charming-leverage | $50.00 | 9/15/2011 9:19:55 PM |
| CalBear08 | $25.00 | 9/16/2011 1:35:31 AM |
| chakra | $25.00 | 9/16/2011 5:09:05 AM |
| jjswanso | $50.00 | 9/16/2011 6:50:26 AM |
| puifais | $50.00 | 9/16/2011 10:46:36 AM |
| helping-out | $150.00 | 9/16/2011 12:26:01 PM |
| LianaB | $50.00 | 9/16/2011 1:48:36 PM |
| sgordon46 | $25.00 | 9/16/2011 2:04:27 PM |
| mtquan | $25.00 | 9/16/2011 4:03:27 PM |
| reasonable-bonus6 | $25.00 | 9/16/2011 4:48:52 PM |
| american6 | $100.00 | 9/16/2011 4:28:19 PM |
| MadHun | $200.00 | 9/16/2011 5:09:56 PM |
| finance-symphony7 | $50.00 | 9/16/2011 5:10:00 PM |
| cash-reaction2 | $50.00 | 9/16/2011 5:32:36 PM |
| jescowa | $50.00 | 9/16/2011 7:13:12 PM |
| buraky | $50.00 | 9/16/2011 9:51:42 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:31 PM |
| mr55262 | $25.00 | 9/16/2011 11:13:31 PM |
| balance6 | $25.00 | 9/17/2011 4:27:14 AM |
| kulender | $100.00 | 9/17/2011 6:14:43 AM |
| showmethemoney22 | $50.00 | 9/17/2011 6:18:44 AM |
| radforj22 | $25.00 | 9/17/2011 7:54:08 AM |
| fishtale | $25.00 | 9/17/2011 7:38:23 AM |
| mad-scientist418 | $25.00 | 9/17/2011 8:51:29 AM |
| investment-artist | $26.02 | 9/17/2011 9:12:07 AM |
| E2BGR8 | $25.00 | 9/17/2011 8:51:49 AM |
| britgsb | $50.00 | 9/17/2011 9:12:32 AM |
| gavinfh | $25.00 | 9/17/2011 9:32:50 AM |
| Cheburashka | $25.00 | 9/17/2011 9:34:04 AM |
| prohelper | $50.00 | 9/17/2011 1:14:45 PM |
| oracle3 | $25.00 | 9/17/2011 1:02:30 PM |
| prominence8 | $30.00 | 9/17/2011 2:07:59 PM |
| wampum-library4 | $25.00 | 9/17/2011 2:15:08 PM |
| precious-coin3 | $50.00 | 9/17/2011 4:07:29 PM |
| lagnisiruk | $25.00 | 9/17/2011 4:12:00 PM |
| PaulW | $25.00 | 9/17/2011 4:14:04 PM |
| postalwhiz | $50.00 | 9/17/2011 5:05:12 PM |
| LoanerPrincipal | $25.00 | 9/17/2011 6:17:30 PM |
| Katahdin | $50.00 | 9/17/2011 6:43:56 PM |
| generous-deal6 | $50.00 | 9/18/2011 2:52:56 AM |
| logical-durability2 | $25.00 | 9/18/2011 9:25:56 AM |
| 6moonbeams | $50.00 | 9/18/2011 10:30:28 AM |
| credit-meteor7 | $200.00 | 9/18/2011 11:33:57 AM |
| Whipster | $40.00 | 9/18/2011 11:29:37 AM |
| techs | $25.00 | 9/18/2011 2:39:22 PM |
| help4u | $50.00 | 9/18/2011 5:20:04 PM |
| MrBailey | $26.05 | 9/18/2011 10:39:46 PM |
| ethical-truth211 | $500.00 | 9/19/2011 2:09:23 AM |
| jblack01 | $25.00 | 9/19/2011 4:55:48 AM |
| wdove511 | $30.00 | 9/19/2011 6:45:11 AM |
| sf-funder | $25.00 | 9/19/2011 7:35:13 AM |
| faldska | $25.00 | 9/19/2011 7:50:18 AM |
| thelovebug | $100.00 | 9/19/2011 7:44:25 AM |
| samo102us | $25.00 | 9/19/2011 8:31:34 AM |
| rate-mogul | $50.00 | 9/19/2011 8:45:52 AM |
| derwiki | $25.00 | 9/19/2011 8:52:12 AM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
525981
This series of Notes was issued and sold upon the funding of the borrower loan #54059, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
12 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,403 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-professor |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off debt.
Purpose of loan:
This loan will be used to pay a notice of deficiency - waiver that we recently received. I have done my taxes with Turbo Tax since 2005. In 2009 I made a reporting error on my statements and the software didn't catch the mistake. I had put in a period instead of a comma. So now I am acquiring this loan to fulfill my obligations.
My financial situation:
I am a good candidate for this loan because my credit report is in good standing over the last 17 years with a total of 56 accounts over that time with no late payments and no collections. My wife and I combined make over $130,000 a year with a minium required payments of $ 2306 a month. I usually make more than the minimum in order to pay off quickly. I wanted to just have 1 loan to pay off quickly and efficiently instead of putting the entire amount spread over several credit cards.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Mowine4me | $25.00 | 9/7/2011 10:39:19 AM |
| JustMee | $25.00 | 9/7/2011 11:58:56 AM |
| oplender | $25.00 | 9/7/2011 11:14:17 AM |
| tenacious-compassion9 | $25.00 | 9/7/2011 5:06:58 PM |
| AF-Chief | $100.00 | 9/7/2011 8:53:54 PM |
| bonus-tent | $25.00 | 9/8/2011 6:13:52 AM |
| caring-hope2 | $100.00 | 9/8/2011 7:58:00 AM |
| nickel-ferret | $50.00 | 9/8/2011 9:18:11 AM |
| diablorulz | $50.00 | 9/8/2011 1:53:46 PM |
| indomitable-coin | $25.00 | 9/8/2011 5:57:04 PM |
| value-wind0 | $25.00 | 9/9/2011 10:42:16 AM |
| IPlayOutsideTheBox | $25.00 | 9/9/2011 12:44:33 PM |
| dynamic-money271 | $25.00 | 9/9/2011 6:03:31 PM |
| jazz619 | $25.00 | 9/9/2011 8:02:07 PM |
| penguino | $100.00 | 9/10/2011 7:06:57 AM |
| CatbirdBanking | $25.00 | 9/10/2011 3:35:12 PM |
| compoundinterest | $50.00 | 9/11/2011 12:12:03 PM |
| Rivervale_Westwood | $50.00 | 9/11/2011 6:56:02 AM |
| StarshipTrooper | $50.00 | 9/11/2011 3:30:15 PM |
| Daneistes | $50.00 | 9/12/2011 8:55:35 AM |
| frankdelraza | $25.00 | 9/12/2011 4:34:13 PM |
| LongTail | $30.00 | 9/12/2011 11:00:40 PM |
| mr55262 | $50.00 | 9/13/2011 10:28:48 AM |
| AFairDeal | $30.00 | 9/13/2011 4:18:24 PM |
| mmzero | $25.00 | 9/13/2011 4:38:34 PM |
| ski bum | $100.00 | 9/13/2011 7:45:12 PM |
| emunah6 | $25.00 | 9/13/2011 8:22:17 PM |
| leeball | $100.00 | 9/13/2011 9:38:58 PM |
| creativename | $30.00 | 9/13/2011 9:53:37 PM |
| life-is-great | $25.00 | 9/14/2011 6:09:47 AM |
| jubilant-durability9 | $50.00 | 9/14/2011 10:38:48 AM |
| gold-position | $100.00 | 9/14/2011 3:26:16 PM |
| Headhunter14 | $30.00 | 9/14/2011 8:21:44 PM |
| agreement-guild | $50.00 | 9/14/2011 9:47:53 PM |
| pie4 | $30.00 | 9/15/2011 5:37:11 AM |
| Gibbyland | $100.00 | 9/15/2011 2:15:58 PM |
| emt747 | $25.00 | 9/15/2011 4:24:32 PM |
| Mountaingirl9 | $50.00 | 9/15/2011 5:49:05 PM |
| zaquiri_ice | $50.00 | 9/15/2011 5:52:14 PM |
| credit-panda1 | $25.00 | 9/15/2011 6:43:56 PM |
| GCInvestments | $26.00 | 9/15/2011 9:01:40 PM |
| listing-drummer | $45.00 | 9/16/2011 12:37:27 AM |
| CalBear08 | $25.00 | 9/16/2011 1:35:47 AM |
| P2P4me | $300.00 | 9/16/2011 5:41:01 AM |
| LianaB | $150.00 | 9/16/2011 7:39:48 AM |
| pnace | $50.00 | 9/16/2011 7:50:56 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:04 AM |
| cool_kubera | $100.00 | 9/16/2011 9:57:14 AM |
| BestDoctors | $100.00 | 9/16/2011 12:23:15 PM |
| asset-cougar0 | $25.00 | 9/16/2011 2:18:39 PM |
| fcrick | $25.00 | 9/16/2011 3:03:22 PM |
| repaymeplease | $25.00 | 9/16/2011 3:14:35 PM |
| unconquerable-dedication | $25.00 | 9/16/2011 2:52:19 PM |
| axl163 | $25.00 | 9/16/2011 4:46:12 PM |
| prudent-dinero | $25.00 | 9/16/2011 4:49:02 PM |
| silver-saguaro | $25.00 | 9/16/2011 4:54:40 PM |
| Rob717171 | $25.00 | 9/16/2011 5:11:25 PM |
| Steveoo1 | $50.00 | 9/16/2011 6:33:47 PM |
| jescowa | $50.00 | 9/16/2011 7:25:33 PM |
| power-defender7 | $50.00 | 9/16/2011 8:23:38 PM |
| upperdeck | $25.00 | 9/17/2011 4:22:23 AM |
| velocity-solo | $25.00 | 9/17/2011 7:26:42 AM |
| valiant-liberty4 | $25.00 | 9/17/2011 7:27:52 AM |
| investment-comet | $25.00 | 9/17/2011 8:24:59 AM |
| mad-scientist418 | $25.00 | 9/17/2011 8:42:15 AM |
| Cheburashka | $25.00 | 9/17/2011 9:34:09 AM |
| britgsb | $50.00 | 9/17/2011 9:12:35 AM |
| miboymat | $25.00 | 9/17/2011 9:38:39 AM |
| objective-investor | $250.00 | 9/17/2011 10:02:19 AM |
| currency-persimmon | $25.00 | 9/17/2011 10:47:39 AM |
| cloud8 | $50.00 | 9/17/2011 11:03:17 AM |
| astute-benjamins | $25.00 | 9/17/2011 11:03:40 AM |
| fervent-repayment | $50.00 | 9/17/2011 12:14:10 PM |
| DrMoneyBags | $50.00 | 9/17/2011 1:26:45 PM |
| Zuzu | $50.65 | 9/17/2011 1:57:48 PM |
| oneeighty | $50.00 | 9/17/2011 2:35:36 PM |
| authoritative-capital | $25.00 | 9/17/2011 3:23:30 PM |
| PaulW | $25.00 | 9/17/2011 4:14:05 PM |
| NolockHolmes | $70.00 | 9/17/2011 4:06:04 PM |
| orange-dollar-guild | $25.00 | 9/17/2011 9:24:28 PM |
| oldman68 | $25.00 | 9/17/2011 6:47:41 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:11 AM |
| knowledgeable-payment7 | $25.00 | 9/18/2011 4:49:07 AM |
| tender-commerce8 | $100.00 | 9/18/2011 5:52:58 AM |
| lrr34 | $50.00 | 9/18/2011 8:52:31 AM |
| principal-bull | $25.00 | 9/18/2011 7:28:31 AM |
| 6moonbeams | $50.00 | 9/18/2011 10:30:34 AM |
| GElender | $40.00 | 9/19/2011 5:58:00 AM |
| saysana | $25.00 | 9/19/2011 6:21:20 AM |
| reward-burger2 | $50.00 | 9/19/2011 7:37:23 AM |
| reward-burger2 | $50.00 | 9/19/2011 7:46:34 AM |
| marketplace-kingdom | $100.00 | 9/19/2011 8:39:19 AM |
| Dollars4Rent | $25.00 | 9/19/2011 8:19:19 AM |
| rate-mogul | $50.00 | 9/19/2011 8:45:56 AM |
| bill-expert | $50.00 | 9/19/2011 9:11:07 AM |
| impartial-benefit1 | $50.00 | 9/19/2011 12:11:45 PM |
| escharfer | $25.00 | 9/19/2011 12:26:27 PM |
| techreseller | $50.00 | 9/19/2011 1:08:32 PM |
| bicyclist2270 | $25.00 | 9/19/2011 1:55:52 PM |
| GotCash | $50.00 | 9/19/2011 2:00:11 PM |
| mtquan | $25.00 | 9/19/2011 2:24:48 PM |
| revenue-serenity | $25.00 | 9/19/2011 1:03:18 PM |
| Cashman10 | $100.00 | 9/19/2011 2:53:39 PM |
| ndhookman | $25.00 | 9/19/2011 4:32:19 PM |
| MadHun | $200.00 | 9/19/2011 5:10:05 PM |
| gogene2002 | $25.00 | 9/19/2011 5:51:16 PM |
| bid-stockpiler1 | $25.00 | 9/19/2011 5:56:26 PM |
| sweet-loan7 | $25.00 | 9/19/2011 9:31:58 PM |
| innocent-loot | $35.00 | 9/19/2011 10:06:51 PM |
| skuba | $50.00 | 9/20/2011 2:14:09 AM |
| Registerednurse1 | $30.00 | 9/20/2011 4:46:28 AM |
| billybragg | $25.00 | 9/20/2011 6:39:38 AM |
| Gunjin | $30.00 | 9/20/2011 7:33:53 AM |
| Lanewest | $25.00 | 9/20/2011 6:28:58 AM |
| pfh | $25.00 | 9/20/2011 7:39:54 AM |
| JebkaClan | $52.00 | 9/20/2011 7:16:40 AM |
| zbanker | $41.54 | 9/20/2011 8:41:11 AM |
| durable-investment8 | $76.88 | 9/20/2011 8:56:09 AM |
| assetmanager | $25.00 | 9/20/2011 8:54:10 AM |
| fragonardlives | $35.00 | 9/20/2011 8:57:11 AM |
| genius520 | $50.00 | 9/20/2011 9:08:00 AM |
| helpinghand63 | $25.00 | 9/20/2011 9:10:57 AM |
| booie | $25.00 | 9/20/2011 9:59:23 AM |
| velocity-warrior | $25.00 | 9/20/2011 10:47:11 AM |
| rudyindc | $25.00 | 9/20/2011 11:52:03 AM |
| dharma1 | $25.00 | 9/20/2011 3:00:42 PM |
| credit-coach118 | $35.18 | 9/20/2011 3:10:07 PM |
| helping-out | $49.00 | 9/20/2011 3:31:18 PM |
| Princehaha | $100.00 | 9/20/2011 4:00:48 PM |
| dinero-speaker | $25.00 | 9/20/2011 1:52:34 PM |
| studious-bonus7 | $100.00 | 9/20/2011 5:08:24 PM |
| Astyanax | $100.00 | 9/20/2011 5:09:23 PM |
| no_agenda_lender | $25.00 | 9/20/2011 3:33:08 PM |
| Fireball27 | $225.00 | 9/20/2011 4:03:53 PM |
| deal-bloom0 | $25.00 | 9/20/2011 4:27:17 PM |
| bid-czar8 | $100.00 | 9/20/2011 4:33:09 PM |
| jdrez | $25.00 | 9/20/2011 6:08:21 PM |
| fairness-transporter6 | $25.00 | 9/20/2011 6:32:25 PM |
| treasure-transformer9 | $35.00 | 9/20/2011 7:37:30 PM |
| dpfl55 | $25.00 | 9/20/2011 5:27:52 PM |
| first-lovely-dollar | $33.00 | 9/20/2011 5:43:44 PM |
| mpthree | $25.00 | 9/20/2011 8:34:52 PM |
| ocv | $0.09 | 9/20/2011 10:41:15 PM |
| smear87 | $25.00 | 9/20/2011 8:41:04 PM |
| responsibility-butterfly | $25.00 | 9/7/2011 5:45:20 PM |
| Bank_Of_XL | $25.00 | 9/7/2011 9:52:54 AM |
| green-trade-dolphin2 | $52.25 | 9/7/2011 12:16:44 PM |
| imlosttoo | $29.17 | 9/7/2011 7:12:01 PM |
| BxRealtor | $25.00 | 9/8/2011 4:47:56 AM |
| john0720 | $100.00 | 9/8/2011 9:05:16 AM |
| worthy-bid8 | $50.00 | 9/8/2011 5:12:20 PM |
| boylezz | $25.00 | 9/9/2011 11:51:24 AM |
| efficient-treasure0 | $25.00 | 9/9/2011 6:16:38 PM |
| sflawya | $25.00 | 9/10/2011 7:41:07 AM |
| petsheep | $50.83 | 9/10/2011 8:15:47 AM |
| vutah | $25.00 | 9/11/2011 10:17:20 AM |
| jjswanso | $50.00 | 9/11/2011 11:59:06 AM |
| generous-at-heart | $25.00 | 9/11/2011 12:34:42 PM |
| return-seeker85 | $50.00 | 9/12/2011 5:56:27 AM |
| Sierrahh | $25.00 | 9/12/2011 7:37:07 AM |
| finance_mba | $25.00 | 9/12/2011 10:59:25 AM |
| rdrloan | $50.00 | 9/12/2011 1:51:50 PM |
| figs4u2 | $100.00 | 9/12/2011 2:36:59 PM |
| Pulchritudinous | $25.00 | 9/12/2011 1:55:04 PM |
| helpishere777 | $25.00 | 9/12/2011 4:38:34 PM |
| wampum-chorus3 | $25.00 | 9/12/2011 11:51:56 PM |
| baseballfan111 | $50.00 | 9/13/2011 7:39:52 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:46 AM |
| radforj22 | $25.00 | 9/13/2011 12:05:01 PM |
| Weaverville | $50.00 | 9/13/2011 3:09:25 PM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:33 PM |
| ZeLonewolf | $25.00 | 9/13/2011 6:55:14 PM |
| larslfe | $50.00 | 9/13/2011 8:13:50 PM |
| GreenSun | $25.00 | 9/14/2011 6:26:57 AM |
| WorldlyWorker | $25.00 | 9/14/2011 6:32:12 AM |
| orbital-gain | $50.00 | 9/14/2011 12:34:33 PM |
| riproaringrapids | $25.00 | 9/14/2011 1:50:37 PM |
| w3alter | $50.00 | 9/14/2011 2:13:18 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:33 PM |
| Fiimg | $50.00 | 9/14/2011 6:50:46 PM |
| top-tranquil-justice | $25.00 | 9/14/2011 8:44:03 PM |
| nebula076 | $100.00 | 9/15/2011 5:59:35 AM |
| steiglends | $95.00 | 9/15/2011 5:35:26 AM |
| goose026 | $25.00 | 9/15/2011 6:52:20 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:07 AM |
| natural-affluence4 | $30.00 | 9/15/2011 9:25:10 AM |
| Clambake | $50.00 | 9/15/2011 11:36:00 AM |
| zevonyc | $25.00 | 9/15/2011 2:37:17 PM |
| point-monger5 | $400.00 | 9/15/2011 6:15:39 PM |
| nuclearmoose | $25.00 | 9/15/2011 7:55:36 PM |
| trufan49 | $50.00 | 9/15/2011 8:55:22 PM |
| anacent | $100.00 | 9/15/2011 8:21:23 PM |
| dinero-jujitsu | $50.00 | 9/16/2011 3:46:46 AM |
| Kaj | $40.00 | 9/16/2011 3:49:15 AM |
| mtb06 | $25.00 | 9/16/2011 4:14:41 AM |
| friendly-market5 | $25.00 | 9/16/2011 5:45:23 AM |
| responsibility-wind6 | $25.00 | 9/16/2011 6:54:30 AM |
| impeccable-penny | $50.00 | 9/16/2011 7:43:04 AM |
| ADRllc | $50.00 | 9/16/2011 7:51:37 AM |
| LesPaul1 | $25.00 | 9/16/2011 9:20:56 AM |
| community-pipeline | $50.00 | 9/16/2011 9:16:27 AM |
| slartibardfast | $25.00 | 9/16/2011 10:33:18 AM |
| puifais | $50.00 | 9/16/2011 10:46:40 AM |
| pouch5 | $50.00 | 9/16/2011 11:19:58 AM |
| gojackgo | $50.00 | 9/16/2011 12:01:05 PM |
| stoopidnoodle | $25.00 | 9/16/2011 11:17:07 AM |
| one2sojourn | $50.00 | 9/16/2011 12:47:15 PM |
| social-pizza5 | $25.00 | 9/16/2011 12:01:49 PM |
| brutusbone | $25.00 | 9/16/2011 12:54:36 PM |
| PRGuyinVA | $25.00 | 9/16/2011 2:56:30 PM |
| american6 | $100.00 | 9/16/2011 4:28:24 PM |
| methodical-greenback5 | $50.00 | 9/16/2011 4:28:51 PM |
| astute-fairness0 | $25.00 | 9/16/2011 4:16:37 PM |
| Supernick | $50.00 | 9/16/2011 4:52:57 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:08 PM |
| finance-symphony7 | $100.00 | 9/16/2011 5:08:18 PM |
| gold-sushi | $50.00 | 9/16/2011 7:10:46 PM |
| Gordon_Gekko1 | $25.00 | 9/16/2011 7:35:35 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:44 PM |
| economy-popcorn | $25.00 | 9/16/2011 9:42:07 PM |
| balance6 | $25.00 | 9/17/2011 4:27:18 AM |
| kulender | $50.00 | 9/17/2011 6:16:35 AM |
| moola-rose8 | $25.00 | 9/17/2011 7:01:01 AM |
| upupandaway | $50.00 | 9/17/2011 6:54:51 AM |
| silver-boots | $25.00 | 9/17/2011 7:46:30 AM |
| jarf | $25.00 | 9/17/2011 8:27:17 AM |
| mennleo | $50.00 | 9/17/2011 9:37:11 AM |
| 1traveler | $25.00 | 9/17/2011 10:45:21 AM |
| currency-persimmon | $25.00 | 9/17/2011 10:49:11 AM |
| return-buddy | $25.00 | 9/17/2011 11:28:17 AM |
| personal-lender | $25.00 | 9/17/2011 12:12:21 PM |
| Pman | $25.00 | 9/17/2011 12:55:08 PM |
| ReddInc | $200.00 | 9/17/2011 3:08:03 PM |
| MissionMicroFinance | $25.00 | 9/17/2011 4:00:32 PM |
| precious-coin3 | $50.00 | 9/17/2011 4:07:33 PM |
| lagnisiruk | $25.00 | 9/17/2011 4:12:01 PM |
| CE88 | $75.00 | 9/17/2011 11:04:11 PM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:00 AM |
| granitepk | $50.00 | 9/18/2011 7:45:11 AM |
| comet55 | $25.00 | 9/18/2011 11:35:13 AM |
| drkosh | $25.00 | 9/18/2011 10:11:26 AM |
| kermitdafrog | $25.00 | 9/18/2011 11:02:55 AM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:17 PM |
| frobin | $50.00 | 9/18/2011 5:35:08 PM |
| janus_god | $25.00 | 9/18/2011 6:33:11 PM |
| orange-kindness-captain | $30.00 | 9/18/2011 8:04:43 PM |
| Dr_M | $25.00 | 9/18/2011 7:19:44 PM |
| verbal8 | $25.00 | 9/19/2011 3:09:38 AM |
| KLCRAY | $25.00 | 9/19/2011 2:06:34 AM |
| basis-wizard8 | $50.00 | 9/19/2011 6:47:59 AM |
| chipperjohnson | $25.00 | 9/19/2011 8:00:28 AM |
| ethical-truth211 | $250.00 | 9/19/2011 8:58:23 AM |
| tapesor | $200.00 | 9/19/2011 9:59:19 AM |
| green28 | $200.00 | 9/19/2011 10:48:25 AM |
| fusbarro | $100.00 | 9/19/2011 11:54:00 AM |
| power-trophy7 | $50.00 | 9/19/2011 2:34:56 PM |
| RusRobo | $25.00 | 9/19/2011 3:42:34 PM |
| julijask | $25.00 | 9/19/2011 2:46:49 PM |
| wise-silver-wonder | $25.00 | 9/19/2011 3:55:16 PM |
| important-ore | $200.00 | 9/19/2011 4:03:29 PM |
| orange-courageous-dedication | $25.00 | 9/19/2011 6:11:06 PM |
| E_G | $50.00 | 9/19/2011 7:01:39 PM |
| punctual-kindness3 | $30.00 | 9/19/2011 7:24:11 PM |
| capital-web7 | $25.00 | 9/19/2011 8:20:02 PM |
| angelinvestor01 | $50.00 | 9/19/2011 7:52:53 PM |
| dthompso | $50.00 | 9/19/2011 9:18:30 PM |
| LibbyZ | $50.00 | 9/19/2011 9:51:19 PM |
| point-zebra | $25.00 | 9/19/2011 9:10:56 PM |
| meabandit | $30.15 | 9/20/2011 1:21:46 AM |
| dime-sprout | $25.00 | 9/20/2011 5:42:00 AM |
| mrpowers5531 | $25.00 | 9/20/2011 5:48:32 AM |
| langdonx | $50.00 | 9/20/2011 7:20:43 AM |
| moneytolend72 | $42.00 | 9/20/2011 7:28:38 AM |
| gracej | $25.00 | 9/20/2011 8:10:08 AM |
| wdove511 | $30.00 | 9/20/2011 10:08:39 AM |
| matthewrburk | $143.75 | 9/20/2011 10:01:24 AM |
| credit-kahuna | $75.00 | 9/20/2011 10:06:55 AM |
| diplomatic-capital | $50.00 | 9/20/2011 10:12:56 AM |
| rate-caravan7 | $25.00 | 9/20/2011 10:35:28 AM |
| 100units | $100.00 | 9/20/2011 10:55:31 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:58:58 AM |
| spark548 | $50.00 | 9/20/2011 12:45:26 PM |
| UncleSafety | $100.00 | 9/20/2011 1:10:27 PM |
| pbandjb | $25.00 | 9/20/2011 2:22:48 PM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:47 PM |
| fireboss | $100.00 | 9/20/2011 3:28:52 PM |
| refined-return922 | $25.00 | 9/20/2011 12:55:12 PM |
| mason13a | $50.00 | 9/20/2011 3:46:36 PM |
| otalon | $25.00 | 9/20/2011 3:49:25 PM |
| tylerfd | $25.00 | 9/20/2011 1:51:59 PM |
| top-sensible-yield | $25.00 | 9/20/2011 4:09:43 PM |
| marketplace-hut9 | $25.00 | 9/20/2011 4:32:11 PM |
| Herluftrolle | $25.00 | 9/20/2011 5:17:00 PM |
| Schwamie | $191.25 | 9/20/2011 5:21:59 PM |
| lost-money-so-far-on-these | $25.00 | 9/20/2011 5:32:53 PM |
| economy-molecule3 | $71.00 | 9/20/2011 5:13:10 PM |
| FRC64 | $25.00 | 9/20/2011 7:27:42 PM |
| SelectTrustLending | $25.00 | 9/20/2011 5:36:52 PM |
| Rockymtnhi | $50.00 | 9/20/2011 8:00:26 PM |
| toocautious | $50.26 | 9/20/2011 8:32:07 PM |
| ashik | $25.00 | 9/20/2011 9:09:42 PM |
| dough-souffle | $50.00 | 9/20/2011 9:44:36 PM |
| Thoth_88 | $25.00 | 9/20/2011 7:41:00 PM |
| antlr | $50.00 | 9/20/2011 9:04:54 PM |
| 304 Investments
|
Borrower Payment Dependent Notes Series
526303
This series of Notes was issued and sold upon the funding of the borrower loan #53831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,733 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-monster |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Relief
This loan will be used to help create an easier process of paying bills, and to consolidate debt into one easy payment.
My financial situation: Quite a bit of debt. Not going to lie. Just need to get my bearings straight and come up with an action plan in my debt situation to cure my debt problem. This is the beginning of my plan.
I am a good candidate for this loan because I have never missed a payment on anything. No matter what happens I will always pay my debts that I owe.
Monthly net income: $3900
Monthly expenses: $2100
Housing: $1128
Insurance: $150
Car expenses: $0
Utilities: $75
Phone, cable, internet: $100.99
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $570
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jjswanso | $50.00 | 9/10/2011 12:08:55 PM |
| fusbarro | $75.00 | 9/15/2011 11:40:53 AM |
| jubilant-durability9 | $25.00 | 9/15/2011 5:39:41 PM |
| Gladglide | $25.00 | 9/15/2011 10:00:43 PM |
| szetheli | $120.00 | 9/16/2011 8:19:06 AM |
| Pulchritudinous | $25.00 | 9/16/2011 8:44:31 AM |
| Rogelio48 | $25.00 | 9/16/2011 11:30:27 AM |
| Something-Corporate | $25.00 | 9/16/2011 3:28:01 PM |
| missing-link | $25.00 | 9/16/2011 5:22:56 PM |
| kulender | $100.00 | 9/17/2011 6:15:43 AM |
| AndChicksforFree | $25.00 | 9/17/2011 7:44:25 AM |
| 108lender | $200.00 | 9/17/2011 11:32:51 AM |
| NolockHolmes | $50.00 | 9/17/2011 5:11:03 PM |
| payment-gusto | $25.00 | 9/19/2011 5:02:18 PM |
| stepatatime-together | $100.00 | 9/19/2011 5:16:44 PM |
| friendly-principal76 | $25.00 | 9/19/2011 7:01:05 PM |
| transformer855 | $25.00 | 9/20/2011 6:52:28 AM |
| treasure-bliss | $25.00 | 9/20/2011 7:01:21 AM |
| DiligentiaLLC | $75.00 | 9/20/2011 10:08:06 AM |
| accelerator96 | $25.00 | 9/20/2011 11:53:55 AM |
| mighty-payout1 | $25.00 | 9/20/2011 5:49:21 PM |
| moola-berserker | $61.30 | 9/20/2011 10:57:49 PM |
| monster4 | $25.00 | 9/21/2011 6:39:55 AM |
| Investor_DP | $37.00 | 9/21/2011 9:06:29 AM |
| daniel5075 | $25.00 | 9/21/2011 12:51:36 PM |
| shrewd-peace7 | $25.00 | 9/21/2011 3:28:13 PM |
| ursus | $50.00 | 9/21/2011 5:08:17 PM |
| tech310 | $50.00 | 9/21/2011 6:06:34 PM |
| icanhasloanz | $100.00 | 9/21/2011 9:17:02 PM |
| desertoasis | $25.00 | 9/21/2011 8:17:00 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:01 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:02 AM |
| five-star-justice | $25.00 | 9/22/2011 8:22:17 AM |
| revenue-serenity | $25.00 | 9/22/2011 8:34:31 AM |
| minddoc | $25.00 | 9/22/2011 9:08:53 AM |
| power-secret-agent | $30.00 | 9/22/2011 3:38:57 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:37 PM |
| building_community | $100.00 | 9/22/2011 4:35:46 PM |
| evnagelist | $50.00 | 9/22/2011 4:39:55 PM |
| 4mydaughterseducation | $25.00 | 9/22/2011 5:05:33 PM |
| zeelender | $25.00 | 9/22/2011 5:07:50 PM |
| tnjohnso | $25.00 | 9/22/2011 5:25:34 PM |
| Pitufo | $25.00 | 9/22/2011 5:41:15 PM |
| ErsatzMike | $55.00 | 9/22/2011 5:59:09 PM |
| handy-justice | $100.00 | 9/22/2011 6:37:51 PM |
| prominence8 | $30.00 | 9/22/2011 6:58:58 PM |
| p2ploan-charmer | $25.00 | 9/22/2011 7:12:29 PM |
| ethicalhumanist | $50.00 | 9/22/2011 6:58:11 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:36 PM |
| Luckas73 | $200.00 | 9/22/2011 7:34:24 PM |
| Roundhouse | $50.00 | 9/22/2011 7:53:35 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:51 PM |
| Maetryx | $25.00 | 9/22/2011 8:42:15 PM |
| marketplace-cello5 | $50.00 | 9/22/2011 9:55:16 PM |
| red-favorable-basis | $25.00 | 9/22/2011 10:04:02 PM |
| iq8w7ht | $25.00 | 9/22/2011 11:21:08 PM |
| capitalelstiltskin2 | $258.78 | 9/23/2011 3:21:20 AM |
| ddog0224 | $220.26 | 9/23/2011 3:38:29 AM |
| profitable-return5 | $25.00 | 9/23/2011 3:33:48 AM |
| coin-architect2 | $100.00 | 9/23/2011 6:25:39 AM |
| finance-solo | $32.13 | 9/23/2011 6:27:06 AM |
| gold-miser9 | $124.91 | 9/23/2011 5:53:46 AM |
| ready-interest9 | $25.00 | 9/23/2011 6:19:06 AM |
| enchanted-truth264 | $25.00 | 9/23/2011 6:59:25 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 7:51:21 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:36:34 AM |
| bizlending | $200.00 | 9/23/2011 9:05:44 AM |
| asiaratt | $50.00 | 9/23/2011 9:07:38 AM |
| investment-cluster | $25.00 | 9/23/2011 9:10:36 AM |
| thelovebug | $100.00 | 9/23/2011 9:16:40 AM |
| wampum-optimization | $25.00 | 9/23/2011 9:23:49 AM |
| oldmora | $25.00 | 9/23/2011 9:43:46 AM |
| macgeek | $25.00 | 9/23/2011 9:43:58 AM |
| palace2 | $218.56 | 9/23/2011 10:16:42 AM |
| leverage-monger | $25.00 | 9/23/2011 10:43:30 AM |
| feiandasun | $25.00 | 9/23/2011 10:50:11 AM |
| ponytailacres | $60.00 | 9/23/2011 11:07:53 AM |
| sharp-return7 | $28.81 | 9/23/2011 11:16:09 AM |
| crowdetc | $25.00 | 9/23/2011 12:06:36 PM |
| Sparchange | $25.00 | 9/23/2011 12:28:48 PM |
| officer8 | $25.00 | 9/23/2011 12:39:12 PM |
| listing-reformation8 | $25.00 | 9/23/2011 1:17:14 PM |
| responsibility-butterfly | $25.00 | 9/11/2011 9:02:48 AM |
| worthy-bid8 | $50.00 | 9/10/2011 12:11:14 PM |
| kind-credit-bear | $25.15 | 9/11/2011 2:54:09 PM |
| coin-sonnet | $100.00 | 9/13/2011 1:22:42 AM |
| diplomatic-wealth7 | $25.00 | 9/13/2011 3:36:51 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:39 PM |
| red-power-pecan | $50.00 | 9/15/2011 9:18:25 AM |
| profit-powerplant | $25.00 | 9/15/2011 4:42:26 PM |
| mlj0671 | $25.00 | 9/16/2011 5:05:28 AM |
| john0720 | $50.00 | 9/16/2011 8:52:24 AM |
| papaloha | $25.00 | 9/16/2011 8:56:22 AM |
| return-enthusiast1 | $25.00 | 9/16/2011 9:39:25 AM |
| janus_god | $25.00 | 9/16/2011 10:57:34 AM |
| CincyTex | $25.00 | 9/16/2011 12:37:51 PM |
| dynamic-money271 | $50.00 | 9/17/2011 5:47:46 AM |
| gotjack | $100.00 | 9/17/2011 8:45:19 AM |
| omegamon1 | $25.00 | 9/17/2011 8:31:27 AM |
| frogperson | $200.00 | 9/17/2011 11:07:10 AM |
| artisan369 | $300.00 | 9/17/2011 3:41:42 PM |
| bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:47 PM |
| dough-museum1 | $25.00 | 9/17/2011 9:56:35 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:39 AM |
| CreditBuilder2 | $25.00 | 9/18/2011 2:11:11 PM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:22 PM |
| suave-dime6 | $25.00 | 9/18/2011 2:37:58 PM |
| ethical-truth211 | $500.00 | 9/19/2011 8:36:16 AM |
| handshake5 | $100.00 | 9/19/2011 9:08:48 AM |
| Mariner3605 | $25.00 | 9/19/2011 10:38:15 AM |
| Top_Gun_Lender | $26.00 | 9/19/2011 4:18:28 PM |
| luckygreen10 | $275.00 | 9/19/2011 5:42:33 PM |
| pfh | $25.00 | 9/20/2011 7:56:37 AM |
| mercuriant | $25.00 | 9/20/2011 4:17:32 PM |
| VAGweilo | $25.00 | 9/20/2011 10:12:47 PM |
| enthralling-deal180 | $50.00 | 9/21/2011 6:21:16 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:28 PM |
| finance-prescription | $100.00 | 9/21/2011 5:10:09 PM |
| wwwUniversal | $25.00 | 9/21/2011 5:17:58 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:31:47 PM |
| giftgold | $25.00 | 9/21/2011 10:15:59 PM |
| trippd6 | $25.00 | 9/21/2011 8:16:12 PM |
| orange-preeminant-bill | $25.00 | 9/22/2011 6:13:53 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:36 AM |
| life-is-great | $25.00 | 9/22/2011 11:30:22 AM |
| payout-achievement | $50.00 | 9/22/2011 10:22:31 AM |
| misterhobbs | $25.00 | 9/22/2011 12:13:59 PM |
| DreDub | $50.00 | 9/22/2011 4:55:23 PM |
| Gibbyland | $100.00 | 9/22/2011 4:40:08 PM |
| best-basis-trooper | $25.00 | 9/22/2011 4:41:32 PM |
| Diamond_Jim | $25.00 | 9/22/2011 5:10:31 PM |
| cognizant-rupee7 | $25.00 | 9/22/2011 5:12:46 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:50 PM |
| bmbanzai | $25.00 | 9/22/2011 5:28:40 PM |
| proper-loot3 | $29.00 | 9/22/2011 5:11:38 PM |
| julijask | $25.00 | 9/22/2011 5:40:21 PM |
| MrBailey | $26.90 | 9/22/2011 5:42:56 PM |
| cunning-deal8 | $25.00 | 9/22/2011 7:39:43 PM |
| soulwork | $25.00 | 9/22/2011 7:53:10 PM |
| lawyervon | $25.00 | 9/22/2011 8:26:23 PM |
| CaliforniaSun | $25.00 | 9/22/2011 9:57:29 PM |
| fighter122 | $25.00 | 9/22/2011 9:16:45 PM |
| tolerant-balance7 | $25.00 | 9/23/2011 12:34:33 AM |
| assetmanager | $25.00 | 9/22/2011 11:24:28 PM |
| payout-bridge | $150.00 | 9/23/2011 4:20:58 AM |
| LiveNow | $25.00 | 9/23/2011 5:02:48 AM |
| Doug1043 | $28.00 | 9/23/2011 5:38:23 AM |
| alphaseek | $200.00 | 9/23/2011 6:16:03 AM |
| macotra4 | $36.00 | 9/23/2011 6:52:00 AM |
| crawfingers | $25.00 | 9/23/2011 8:00:31 AM |
| shawnw2 | $100.00 | 9/23/2011 7:15:26 AM |
| CASSHMAN | $75.00 | 9/23/2011 8:08:21 AM |
| partyplan | $25.00 | 9/23/2011 7:29:01 AM |
| duty-admiral | $100.00 | 9/23/2011 8:13:33 AM |
| kendigme | $26.16 | 9/23/2011 8:07:22 AM |
| moola-trumpeter | $25.00 | 9/23/2011 8:51:59 AM |
| yu-rik | $75.00 | 9/23/2011 9:23:42 AM |
| platinum-czar | $25.00 | 9/23/2011 10:00:20 AM |
| helping-out | $35.00 | 9/23/2011 10:36:00 AM |
| BanqueDeFrance | $50.00 | 9/23/2011 10:47:46 AM |
| NobisEst | $50.00 | 9/23/2011 11:04:53 AM |
| investment-comet | $25.00 | 9/23/2011 11:11:13 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:34 AM |
| exchange-jedi | $35.00 | 9/23/2011 11:22:21 AM |
| EarlyRiser | $250.00 | 9/23/2011 12:21:28 PM |
| goodguy11 | $28.97 | 9/23/2011 12:31:44 PM |
| kermitdafrog | $25.00 | 9/23/2011 12:31:31 PM |
| goat0 | $50.00 | 9/23/2011 1:08:47 PM |
| TheArtOfLogic | $53.07 | 9/23/2011 1:23:54 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
526405
This series of Notes was issued and sold upon the funding of the borrower loan #54025, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $103 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-zenith3 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...build my shop for more storage at my house.
My financial situation:
I am a good candidate for this loan because...I have kept a job since I was sixteen years old. I am a hard worker and always pay my bill on time. I work at a company that makes it more posssible for the disabled and the vetrans to get around more freely and and be able to have the mobility. So I know I will always have a job because I have chosen this as my carrier, and I am also going to training and school to better my self in this field.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:09 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:17 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:57 AM |
| Mav26 | $60.00 | 9/20/2011 11:08:29 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:04 PM |
| cello1 | $25.00 | 9/20/2011 4:57:56 PM |
| john0720 | $100.00 | 9/21/2011 6:55:45 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:42 PM |
| mr55262 | $25.00 | 9/21/2011 4:36:56 PM |
| availableloan | $25.00 | 9/21/2011 6:38:11 PM |
| Theodon | $25.00 | 9/21/2011 6:49:00 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:59 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:55 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:47 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:09:05 PM |
| Brisket_Bob | $40.00 | 9/23/2011 7:01:11 AM |
| Sneezie | $100.00 | 9/23/2011 8:03:28 AM |
| CFOGO | $25.00 | 9/23/2011 10:24:33 AM |
| CreditBuilder2 | $50.00 | 9/23/2011 3:36:52 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:59 PM |
| riskreward | $250.00 | 9/24/2011 5:29:17 PM |
| ultimatepaintball | $25.00 | 9/24/2011 9:05:53 PM |
| Kaj | $30.00 | 9/25/2011 3:53:17 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:35 AM |
| vine99 | $95.00 | 9/25/2011 12:52:45 PM |
| gr8_r8 | $25.00 | 9/25/2011 12:37:03 PM |
| kulender | $50.00 | 9/26/2011 6:31:32 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:19 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:26:00 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:27 AM |
| cash-queen | $45.00 | 9/26/2011 7:36:37 PM |
| compoundinterest | $50.00 | 9/20/2011 9:07:02 AM |
| credit-kahuna | $75.00 | 9/20/2011 10:01:39 AM |
| green-trade-dolphin2 | $25.00 | 9/20/2011 9:29:09 AM |
| oplender | $25.00 | 9/20/2011 11:32:19 AM |
| caring-hope2 | $100.00 | 9/20/2011 3:45:04 PM |
| charming-exchange7 | $25.00 | 9/20/2011 6:08:37 PM |
| indomitable-coin | $25.00 | 9/20/2011 5:01:41 PM |
| principal-star | $25.00 | 9/20/2011 6:57:52 PM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:34 AM |
| jescowa | $50.00 | 9/21/2011 6:15:48 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:01 PM |
| salala | $25.00 | 9/23/2011 10:45:29 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:08 AM |
| BabyLender | $25.00 | 9/23/2011 4:32:18 PM |
| radforj22 | $25.00 | 9/23/2011 5:03:23 PM |
| letsmakeitsuccessful | $50.00 | 9/23/2011 5:03:49 PM |
| Lender0010 | $50.00 | 9/24/2011 11:45:29 AM |
| Nusk | $25.00 | 9/24/2011 2:01:40 PM |
| OwlGirl | $25.00 | 9/25/2011 8:49:46 AM |
| LoanDMC | $50.00 | 9/25/2011 11:43:31 AM |
| EasternLender | $40.00 | 9/25/2011 3:01:53 PM |
| houli123 | $50.00 | 9/26/2011 2:12:23 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:46:36 AM |
| hitsman | $50.00 | 9/26/2011 11:34:48 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:27 PM |
| blindtaxidriver | $25.00 | 9/26/2011 4:51:00 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:01 PM |
| worth-blanket2 | $3,900.00 | 9/26/2011 6:59:59 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
526453
This series of Notes was issued and sold upon the funding of the borrower loan #54042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,757 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| agile-balance0 |
Borrower's state:
| Georgia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business start up
About Me: Hi I am educated professional with over ten years working in my current position as an Insurance Administrator. I have one son whom I am very proud of. I am family oriented and love to bring positivity to everyone around me. I am currently in the process of completing my BS degree in Marketing and looking forward to starting my Custom T-shirt business
Purpose of loan: This loan will be used as working capital for my business.
My financial situation: I am a good candidate for this loan because I still work fulltime and have more than enough extra income to repay this loan. I will be working out of a home office so my overhead will be really low.
Monthly net income: $4892
Monthly expenses: $3208
Housing/building rent: $857
Insurance (car): $201
Car expenses: $300
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $375
Credit cards and other loans: $225
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
JPTMS07 has invested a total of
$250.00.
"Please let's support agile-balance0 with this Loan. Prosper has really been a blessing to me and I know it can for this member as well"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:51 PM |
| worthy-bid8 | $50.00 | 9/19/2011 9:06:48 AM |
| diplomatic-wealth7 | $25.00 | 9/19/2011 5:16:35 PM |
| kulender | $100.00 | 9/20/2011 10:46:42 AM |
| mlj0671 | $25.00 | 9/20/2011 9:07:15 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:21 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:13 PM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:32 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:58 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:57 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:06 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:51 AM |
| leeball | $100.00 | 9/26/2011 3:14:36 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:20 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:37 PM |
| associate36 | $25.00 | 9/27/2011 3:15:34 AM |
| CalBear08 | $25.00 | 9/27/2011 5:35:05 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:58:07 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:26 PM |
| Doug1043 | $27.50 | 9/28/2011 5:08:06 AM |
| desertoasis | $25.00 | 9/28/2011 5:33:24 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:14 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:16 AM |
| finance-mushroom | $100.00 | 9/28/2011 9:09:49 AM |
| JLMGroupFunds | $25.00 | 9/28/2011 9:18:41 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:40 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:08 PM |
| CatbirdBanking | $25.00 | 9/28/2011 12:59:35 PM |
| friendly-moola0 | $188.00 | 9/28/2011 4:01:58 PM |
| loss-of-control | $25.00 | 9/28/2011 5:17:55 PM |
| scarlet-velvet | $25.08 | 9/28/2011 4:58:16 PM |
| loss-of-control | $75.00 | 9/28/2011 5:17:04 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:49 PM |
| bold-marketplace-awakening | $75.00 | 9/28/2011 6:31:16 PM |
| deepblue34 | $35.00 | 9/28/2011 6:52:34 PM |
| thunderbolt08 | $25.00 | 9/28/2011 8:34:09 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:53:37 PM |
| Tensleep | $69.78 | 9/28/2011 8:41:24 PM |
| Astyanax | $90.00 | 9/28/2011 8:21:36 PM |
| JauaFlash | $25.00 | 9/28/2011 8:35:41 PM |
| riveting-credit5 | $100.00 | 9/28/2011 8:49:29 PM |
| icanhasloanz | $50.00 | 9/28/2011 10:47:36 PM |
| ore-healer6 | $44.48 | 9/28/2011 11:12:21 PM |
| Something-Corporate | $25.00 | 9/19/2011 4:07:18 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:22 PM |
| Dubbs360 | $67.00 | 9/20/2011 8:04:36 AM |
| ursus | $50.00 | 9/21/2011 5:08:42 PM |
| tech310 | $50.00 | 9/21/2011 6:06:47 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:19 AM |
| gotjack | $25.00 | 9/22/2011 4:48:16 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:44 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:47 AM |
| Kaj | $30.00 | 9/25/2011 3:53:08 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:06 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:04 PM |
| hitsman | $50.00 | 9/26/2011 11:34:42 AM |
| lib5836 | $25.00 | 9/26/2011 9:09:47 PM |
| JPTMS07 | $250.00 | 9/27/2011 11:04:17 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:02 PM |
| stepatatime-together | $100.00 | 9/27/2011 5:17:03 PM |
| papaloha | $25.00 | 9/27/2011 7:03:39 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:44 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:33 PM |
| orange-preeminant-bill | $25.00 | 9/28/2011 3:41:19 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:40 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:28 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:30 AM |
| Investor_DP | $100.00 | 9/28/2011 9:06:18 AM |
| handshake5 | $100.00 | 9/28/2011 9:10:24 AM |
| finance-prescription | $100.00 | 9/28/2011 9:10:51 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:08 AM |
| dough-museum1 | $50.00 | 9/28/2011 11:49:31 AM |
| nilonc1 | $26.59 | 9/28/2011 3:59:11 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:42:07 PM |
| supersarah61 | $50.00 | 9/28/2011 5:05:45 PM |
| Madmigel | $25.00 | 9/28/2011 3:54:33 PM |
| suave-dime6 | $25.00 | 9/28/2011 5:09:49 PM |
| spsavage | $25.00 | 9/28/2011 6:00:19 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:35 PM |
| KileNSmyth4 | $50.38 | 9/28/2011 5:44:36 PM |
| enchanted-truth264 | $30.00 | 9/28/2011 7:15:55 PM |
| Au-Ag-Pt | $25.00 | 9/28/2011 8:08:03 PM |
| truth-trapper | $25.00 | 9/28/2011 6:46:59 PM |
| ksubd | $100.00 | 9/28/2011 7:27:00 PM |
| well-mannered-income3 | $25.00 | 9/28/2011 7:40:00 PM |
| suave-income397 | $362.85 | 9/28/2011 7:59:24 PM |
| Pitufo | $50.00 | 9/28/2011 7:52:44 PM |
| mennleo | $50.00 | 9/28/2011 9:59:42 PM |
| leverage-ectasy | $25.00 | 9/28/2011 9:20:35 PM |
| fizicks06 | $550.00 | 9/28/2011 9:15:03 PM |
| cash-queen | $25.00 | 9/28/2011 9:18:12 PM |
| adaptable-silver | $100.00 | 9/28/2011 11:16:08 PM |
| Socorro_Capital_Partners | $8.61 | 9/28/2011 11:48:24 PM |
| TheArtOfLogic | $27.13 | 9/28/2011 10:24:30 PM |
| Zane314 | $167.60 | 9/28/2011 11:30:03 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
526743
This series of Notes was issued and sold upon the funding of the borrower loan #54092, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,829.94 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $391.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,455 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-spartan2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding expenses.loan.
Purpose of loan:
This loan will be used to have some extra cahs just in case of emergency for my wedding which is coming up pretty soon.
My financial situation:
I am a good candidate for this loan because an a good standing member of the comunity who is totally capable of making payments if necessary up to 2 thousand dollars a month . i will pay the full amonut in less tha one year because there are no prepaypent penalty fees.
Monthly net income: $4200.
comissions $500
Monthly expenses: $50
Housing: $550
Insurance: $40
Car expenses: $0
Utilities: $35
Phone, cable, internet: $65
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $190
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $45.00 | 9/12/2011 9:07:14 AM |
| Investor_DP | $100.00 | 9/12/2011 9:08:32 AM |
| golffish2 | $50.00 | 9/12/2011 9:14:51 AM |
| finance_mba | $25.00 | 9/12/2011 10:59:36 AM |
| oplender | $25.00 | 9/12/2011 4:34:13 PM |
| BxRealtor | $25.00 | 9/13/2011 4:05:04 AM |
| Interloper | $25.00 | 9/13/2011 5:22:55 PM |
| superb-funds335 | $25.00 | 9/13/2011 10:25:32 PM |
| Kaj | $30.00 | 9/14/2011 5:37:03 PM |
| Clambake | $50.00 | 9/15/2011 11:36:18 AM |
| fusbarro | $75.00 | 9/15/2011 11:40:54 AM |
| Rivervale_Westwood | $25.00 | 9/16/2011 5:29:43 AM |
| listing-vista | $100.00 | 9/16/2011 5:48:46 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:12 AM |
| Dubbs360 | $100.00 | 9/16/2011 9:41:49 AM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:18 PM |
| trumpeter5 | $25.00 | 9/17/2011 9:41:47 AM |
| NolockHolmes | $50.00 | 9/17/2011 5:13:05 PM |
| hope-lionheart1 | $40.00 | 9/17/2011 9:37:06 PM |
| kenji4861 | $25.00 | 9/18/2011 1:13:50 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:16 AM |
| return-seeker85 | $25.00 | 9/18/2011 10:00:11 AM |
| compoundinterest | $50.00 | 9/18/2011 12:08:45 PM |
| dinero-honker | $50.00 | 9/18/2011 1:20:57 PM |
| capital-blueberry | $25.00 | 9/18/2011 6:39:29 PM |
| life-is-great | $25.00 | 9/19/2011 7:16:28 AM |
| thelovebug | $100.00 | 9/19/2011 7:44:35 AM |
| midnight24 | $50.00 | 9/19/2011 7:34:56 AM |
| evnagelist | $50.00 | 9/19/2011 9:39:12 AM |
| mennleo | $50.00 | 9/19/2011 12:57:42 PM |
| GCInvestments | $28.00 | 9/20/2011 12:08:47 AM |
| marwadi-62 | $100.00 | 9/20/2011 6:04:48 AM |
| pfh | $25.00 | 9/20/2011 8:02:45 AM |
| Weaverville | $25.00 | 9/20/2011 10:47:15 AM |
| bid-czar8 | $100.00 | 9/20/2011 4:33:23 PM |
| Harry | $50.00 | 9/21/2011 8:29:33 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:33 AM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:26 PM |
| tech310 | $50.00 | 9/21/2011 6:04:19 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:31:52 PM |
| agreement-guild | $50.00 | 9/22/2011 5:34:03 AM |
| prohelper | $50.00 | 9/22/2011 8:27:22 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:43 AM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:52 PM |
| DreDub | $50.00 | 9/22/2011 4:55:26 PM |
| building_community | $50.00 | 9/22/2011 4:38:01 PM |
| wise-unique-market | $200.00 | 9/22/2011 5:01:50 PM |
| velocity-solo | $25.00 | 9/22/2011 5:08:04 PM |
| theboat | $35.00 | 9/22/2011 5:40:07 PM |
| Pitufo | $25.00 | 9/22/2011 5:52:43 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:33:57 PM |
| wdove511 | $30.00 | 9/22/2011 6:53:52 PM |
| lender987654321 | $40.00 | 9/22/2011 7:22:56 PM |
| money-floret | $50.00 | 9/22/2011 8:30:56 PM |
| Roundhouse | $100.00 | 9/22/2011 7:56:38 PM |
| ddog0224 | $100.00 | 9/23/2011 3:45:37 AM |
| alphaseek | $200.00 | 9/23/2011 6:17:06 AM |
| fcukciti | $25.00 | 9/23/2011 5:41:11 AM |
| breadbroker | $25.00 | 9/23/2011 7:12:10 AM |
| credit-investor5 | $50.00 | 9/23/2011 8:08:43 AM |
| justice-motivator9 | $50.00 | 9/23/2011 9:40:55 AM |
| lendme2 | $25.00 | 9/23/2011 10:13:18 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:26 AM |
| smart-loan2 | $40.00 | 9/23/2011 10:27:13 AM |
| rcm87 | $100.00 | 9/23/2011 11:11:59 AM |
| julijask | $25.00 | 9/23/2011 12:43:20 PM |
| john0720 | $100.00 | 9/23/2011 1:37:31 PM |
| Watersports | $50.00 | 9/23/2011 2:23:36 PM |
| Azonic21 | $25.00 | 9/23/2011 7:37:05 PM |
| equitable-capital758 | $250.00 | 9/23/2011 10:48:04 PM |
| orange-courageous-dedication | $25.00 | 9/24/2011 12:17:34 AM |
| ASR3 | $75.00 | 9/24/2011 5:08:31 AM |
| djkaiser | $27.95 | 9/24/2011 8:50:44 AM |
| compassion-lotus5 | $50.00 | 9/24/2011 10:57:23 AM |
| credit-observatory | $25.00 | 9/24/2011 11:13:34 AM |
| dospapalotes | $25.00 | 9/24/2011 10:32:23 AM |
| benjo | $25.00 | 9/24/2011 11:19:17 AM |
| Frankieb21 | $50.00 | 9/24/2011 12:05:34 PM |
| sonnet771 | $25.00 | 9/24/2011 2:09:36 PM |
| gracej | $25.00 | 9/24/2011 7:27:49 PM |
| SolarMoonshine | $25.00 | 9/24/2011 5:10:56 PM |
| riskreward | $250.00 | 9/24/2011 5:29:08 PM |
| aurorafinancial | $25.00 | 9/24/2011 7:25:16 PM |
| Ivan2007 | $25.00 | 9/24/2011 8:35:00 PM |
| Tlk2drew | $50.00 | 9/24/2011 8:53:53 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:01:54 AM |
| top-magnificent-agreement | $25.00 | 9/24/2011 10:55:22 PM |
| Elbanko | $25.00 | 9/25/2011 5:58:49 AM |
| techs | $25.00 | 9/25/2011 10:18:19 AM |
| platinum-cargo | $25.00 | 9/25/2011 9:12:32 AM |
| brutusbone | $25.00 | 9/25/2011 11:48:07 AM |
| astute-benjamins | $25.00 | 9/25/2011 1:01:59 PM |
| Preteur | $25.00 | 9/25/2011 1:26:45 PM |
| ideal-yield5 | $30.00 | 9/25/2011 3:08:31 PM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:07 PM |
| DadWarbucks | $25.00 | 9/25/2011 3:11:58 PM |
| helping-out | $171.66 | 9/25/2011 7:19:34 PM |
| marketplace-hut9 | $25.00 | 9/25/2011 7:42:06 PM |
| moola-man | $25.00 | 9/25/2011 8:00:59 PM |
| chestnut4 | $50.00 | 9/25/2011 8:31:29 PM |
| Photoman42 | $25.00 | 9/25/2011 11:41:41 PM |
| enriched-truth | $50.00 | 9/25/2011 11:55:30 PM |
| asmithj | $25.00 | 9/26/2011 3:22:31 AM |
| five-star-justice | $25.00 | 9/26/2011 5:16:03 AM |
| icchok | $100.00 | 9/26/2011 6:24:59 AM |
| wise-alluring-penny | $50.00 | 9/26/2011 5:46:55 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:28:40 AM |
| yomanie | $25.00 | 9/26/2011 6:35:12 AM |
| cberthiaume | $25.00 | 9/26/2011 7:07:56 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:42 AM |
| reward-system | $25.00 | 9/26/2011 8:36:05 AM |
| 6moonbeams | $50.00 | 9/26/2011 8:58:54 AM |
| responsibility-butterfly | $25.00 | 9/12/2011 1:25:37 PM |
| nickel-ferret | $50.00 | 9/12/2011 9:18:14 AM |
| worthy-bid8 | $50.00 | 9/12/2011 9:11:37 AM |
| Bank_Of_XL | $25.00 | 9/12/2011 9:33:11 AM |
| leeball | $100.00 | 9/13/2011 9:39:17 PM |
| CatbirdBanking | $25.00 | 9/14/2011 12:56:54 PM |
| hope-lionheart1 | $50.00 | 9/14/2011 2:49:50 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:42 PM |
| goose026 | $25.00 | 9/15/2011 6:52:37 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:09:52 AM |
| Gibbyland | $100.00 | 9/15/2011 2:16:02 PM |
| ManhattanLender | $25.00 | 9/15/2011 9:06:02 PM |
| CalBear08 | $25.00 | 9/16/2011 1:36:22 AM |
| USMCR | $25.00 | 9/16/2011 4:49:17 AM |
| kind-credit-bear | $27.33 | 9/16/2011 6:27:40 AM |
| jjswanso | $50.00 | 9/16/2011 6:50:35 AM |
| pnace | $40.00 | 9/16/2011 7:30:02 AM |
| american6 | $100.00 | 9/16/2011 4:28:40 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:11 PM |
| britgsb | $100.00 | 9/17/2011 6:03:28 AM |
| kulender | $100.00 | 9/17/2011 6:14:52 AM |
| commerce-yeller | $30.00 | 9/17/2011 7:11:58 AM |
| IPlayOutsideTheBox | $25.00 | 9/17/2011 7:03:30 AM |
| Sierrahh | $25.00 | 9/17/2011 10:51:13 PM |
| credit-maple5 | $25.00 | 9/18/2011 2:44:56 AM |
| tender-commerce8 | $100.00 | 9/18/2011 5:47:31 AM |
| Bookophile | $50.00 | 9/18/2011 4:17:59 AM |
| CreditBuilder2 | $25.00 | 9/18/2011 2:15:12 PM |
| shrewd-deal | $50.00 | 9/18/2011 7:12:30 PM |
| marketplace-kingdom | $50.00 | 9/19/2011 8:41:26 AM |
| revenue-serenity | $25.00 | 9/19/2011 1:03:32 PM |
| GotCash | $50.00 | 9/19/2011 2:00:16 PM |
| power-trophy7 | $50.00 | 9/19/2011 2:35:05 PM |
| mtquan | $25.00 | 9/19/2011 2:24:59 PM |
| E_G | $50.00 | 9/19/2011 7:01:48 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:28:59 AM |
| skuba | $50.00 | 9/20/2011 2:14:22 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:48 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:59:23 AM |
| powerful-finance7 | $25.00 | 9/21/2011 2:44:16 AM |
| enthralling-deal180 | $50.00 | 9/21/2011 6:21:19 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:37 PM |
| ursus | $50.00 | 9/21/2011 5:08:20 PM |
| radforj22 | $25.00 | 9/21/2011 5:42:39 PM |
| GoldenGo4 | $50.00 | 9/21/2011 5:50:15 PM |
| jescowa | $50.00 | 9/21/2011 6:16:51 PM |
| matt_2006 | $25.00 | 9/21/2011 7:09:17 PM |
| Headhunter14 | $25.00 | 9/21/2011 8:15:14 PM |
| magnificent-euro543 | $25.00 | 9/21/2011 8:33:12 PM |
| divedude | $25.00 | 9/22/2011 8:14:03 AM |
| integrity-trumpet | $50.00 | 9/22/2011 1:35:32 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:39 PM |
| cordial-funds8 | $50.00 | 9/22/2011 1:01:43 PM |
| LeReve | $50.00 | 9/22/2011 2:35:25 PM |
| villagers | $50.00 | 9/22/2011 3:11:26 PM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:23 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:41 PM |
| comet55 | $25.00 | 9/22/2011 5:07:42 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:08 PM |
| BigLinCT | $25.00 | 9/22/2011 5:38:35 PM |
| one2sojourn | $30.00 | 9/22/2011 8:38:15 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:09 PM |
| meenan | $50.00 | 9/22/2011 9:16:03 PM |
| ClearCut | $50.00 | 9/22/2011 9:42:07 PM |
| studio3d | $25.00 | 9/23/2011 3:17:15 AM |
| Approved1234 | $50.00 | 9/23/2011 3:20:23 AM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:23 AM |
| friendinmoney | $25.00 | 9/23/2011 8:49:04 AM |
| Unclejohn | $25.00 | 9/23/2011 9:23:33 AM |
| Warwick | $50.00 | 9/23/2011 10:36:53 AM |
| salala | $25.00 | 9/23/2011 10:45:19 AM |
| efficient-marketplace | $38.00 | 9/23/2011 10:35:13 AM |
| worth-arch | $25.00 | 9/23/2011 10:58:04 AM |
| sgordon46 | $25.00 | 9/23/2011 11:50:48 AM |
| finance-amusement4 | $200.00 | 9/23/2011 2:38:48 PM |
| gizzywump | $100.00 | 9/23/2011 4:12:43 PM |
| oldman68 | $25.00 | 9/23/2011 4:41:12 PM |
| foofightee | $25.00 | 9/23/2011 6:31:04 PM |
| philantist | $30.00 | 9/23/2011 8:32:43 PM |
| Miklot | $25.00 | 9/24/2011 1:51:07 AM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:52:12 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:11 AM |
| escharfer | $25.00 | 9/24/2011 8:52:11 AM |
| lodcomm | $25.00 | 9/24/2011 11:11:44 AM |
| money-bauble | $158.00 | 9/24/2011 12:07:20 PM |
| genius520 | $50.00 | 9/24/2011 12:09:20 PM |
| first-pragmatic-note | $25.00 | 9/24/2011 11:48:32 AM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:49:44 PM |
| jamiee73 | $25.00 | 9/24/2011 12:40:51 PM |
| emo13 | $50.00 | 9/24/2011 1:06:47 PM |
| cash-reaction2 | $50.00 | 9/24/2011 4:30:46 PM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:29 PM |
| timmsc | $25.00 | 9/24/2011 10:17:21 PM |
| boogles72 | $25.00 | 9/24/2011 11:04:53 PM |
| LifeRing | $50.00 | 9/24/2011 11:46:44 PM |
| revmax | $25.00 | 9/25/2011 8:33:35 AM |
| consulguru | $100.00 | 9/25/2011 10:55:02 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:37:01 PM |
| postalwhiz | $50.00 | 9/25/2011 6:57:58 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:26 PM |
| a-resplendent-commitment | $25.00 | 9/25/2011 9:45:03 PM |
| zieger | $25.00 | 9/25/2011 7:23:24 PM |
| sentimental-worth443 | $25.00 | 9/25/2011 10:31:17 PM |
| Eagledrop | $25.00 | 9/25/2011 7:27:11 PM |
| nestegg4e | $25.00 | 9/25/2011 7:29:37 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:34 AM |
| EODLEGS | $25.00 | 9/26/2011 12:57:50 AM |
| larslfe | $50.00 | 9/26/2011 1:26:26 AM |
| silver-armada | $50.00 | 9/26/2011 5:22:57 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:10 AM |
| musososeki | $25.00 | 9/26/2011 5:15:50 AM |
| Katburg | $35.00 | 9/26/2011 6:16:10 AM |
| lovelongandprosper | $50.00 | 9/26/2011 6:48:46 AM |
| credit-meteor7 | $200.00 | 9/26/2011 8:25:23 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
527027
This series of Notes was issued and sold upon the funding of the borrower loan #53906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $114.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 29y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,831 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-tower1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I wouldn't ask, but...
...my "gift" daughter's wedding (step-daughter) is October 8th, and I want to ensure I have enough funds. I'm paying the balance due on the photographer of $1,108.75 next week. I want to have a little bit of a cushion. My friends say I don't have any money because I give it all away. Maybe that's true! I'm hoping now, since I am the one asking for help, that someone will "hear" my need. I'm not a risk. I promise.Sincerely, I thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:43 PM |
| well-rounded-payout0 | $50.00 | 9/26/2011 5:13:45 PM |
| Whipster | $80.00 | 9/26/2011 6:49:39 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:27 AM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:48 PM |
| goodhearted-generosity511 | $25.00 | 9/27/2011 6:42:52 PM |
| AndChicksforFree | $52.42 | 9/26/2011 6:37:58 PM |
| favorite-commerce | $25.00 | 9/26/2011 7:02:31 PM |
| exchange-squirrel | $25.00 | 9/27/2011 12:15:51 AM |
| balanced-balance6 | $25.00 | 9/27/2011 6:46:44 AM |
| shawnw2 | $200.00 | 9/27/2011 10:21:52 AM |
| leball | $25.00 | 9/27/2011 2:41:19 PM |
| tech310 | $50.00 | 9/27/2011 2:32:13 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:27:17 PM |
| papaloha | $25.00 | 9/27/2011 7:03:56 PM |
| worth-blanket2 | $1,600.00 | 9/27/2011 8:15:34 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
527031
This series of Notes was issued and sold upon the funding of the borrower loan #53840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,311.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $298.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,582 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keen-value6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ms. trac
Purpose of loan: debt
This loan will be used to... to pay off credit cards
My financial situation: going to college-have 12 months to go
I am a good candidate for this loan because...I pay my bills and I'm going to make good money (once out of school).
Monthly net income: 900.00
Monthly expenses: $200.00
Housing: $
Car expenses: $150.00
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: 9101.56
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/13/2011 6:09:48 PM |
| worthy-bid8 | $50.00 | 9/13/2011 7:21:10 PM |
| kind-credit-bear | $25.00 | 9/14/2011 4:53:30 PM |
| dime-sapling | $25.00 | 9/15/2011 6:33:56 PM |
| kulender | $100.00 | 9/17/2011 6:21:11 AM |
| frogperson | $200.00 | 9/17/2011 11:08:00 AM |
| dough-museum1 | $25.00 | 9/17/2011 9:56:40 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:48 AM |
| mercuriant | $25.00 | 9/20/2011 4:17:36 PM |
| daniel5075 | $25.00 | 9/21/2011 12:51:40 PM |
| giftgold | $25.00 | 9/21/2011 10:16:01 PM |
| treasure-bliss | $25.00 | 9/22/2011 5:57:52 AM |
| five-star-justice | $25.00 | 9/22/2011 8:22:18 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:07 AM |
| Mariner3605 | $25.00 | 9/22/2011 9:12:04 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:52 PM |
| stepatatime-together | $100.00 | 9/22/2011 5:18:28 PM |
| Maetryx | $25.00 | 9/22/2011 8:44:29 PM |
| fighter122 | $25.00 | 9/22/2011 9:16:48 PM |
| worth-shower8 | $100.00 | 9/23/2011 8:39:36 AM |
| desertoasis | $25.00 | 9/23/2011 10:02:25 AM |
| NobisEst | $100.00 | 9/23/2011 11:07:48 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:02 PM |
| a-responsible-return | $50.00 | 9/25/2011 4:53:24 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:28 PM |
| yomanie | $25.00 | 9/26/2011 6:35:16 AM |
| return-enthusiast1 | $25.00 | 9/26/2011 9:18:27 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:44 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:40 AM |
| shawnw2 | $30.00 | 9/26/2011 11:32:47 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:47 AM |
| davisfl | $25.00 | 9/26/2011 10:34:53 AM |
| Reinadog9 | $25.00 | 9/26/2011 4:30:02 PM |
| Headhunter14 | $25.00 | 9/26/2011 6:49:15 PM |
| ndhookman | $25.00 | 9/26/2011 10:08:55 PM |
| DrewOdette | $25.00 | 9/26/2011 9:16:49 PM |
| mighty-value | $50.00 | 9/26/2011 11:30:52 PM |
| Red_b17 | $50.00 | 9/27/2011 4:33:41 AM |
| listing-demon | $25.00 | 9/27/2011 8:12:41 AM |
| green-capital-hornet | $25.00 | 9/27/2011 8:24:36 AM |
| money-bauble | $200.00 | 9/27/2011 9:06:22 AM |
| contract-maracas | $25.00 | 9/27/2011 8:22:57 AM |
| thelovebug | $100.00 | 9/27/2011 9:17:53 AM |
| JLMGroupFunds | $25.00 | 9/27/2011 9:17:30 AM |
| ILWTC | $25.00 | 9/27/2011 10:23:07 AM |
| edaguy | $100.00 | 9/27/2011 1:13:08 PM |
| return-buddy | $25.00 | 9/27/2011 12:05:16 PM |
| compassion-burrito | $25.00 | 9/27/2011 11:41:49 AM |
| eronyc | $25.00 | 9/27/2011 1:52:53 PM |
| magnitude787 | $100.00 | 9/27/2011 1:45:57 PM |
| jasonj72 | $25.00 | 9/27/2011 1:31:55 PM |
| peaceful-bazaar497 | $25.00 | 9/27/2011 2:49:21 PM |
| _G_ | $71.00 | 9/27/2011 2:49:29 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:42 PM |
| fusbarro | $75.00 | 9/15/2011 11:41:00 AM |
| luzonct | $100.00 | 9/16/2011 11:20:38 AM |
| Something-Corporate | $25.00 | 9/16/2011 3:32:40 PM |
| bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:48 PM |
| ethical-truth211 | $500.00 | 9/19/2011 8:53:08 AM |
| mennleo | $30.00 | 9/19/2011 1:00:04 PM |
| red-power-pecan | $50.00 | 9/20/2011 8:52:28 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:48 PM |
| ursus | $50.00 | 9/21/2011 5:08:24 PM |
| tech310 | $50.00 | 9/21/2011 6:02:06 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:31:57 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:05 PM |
| handshake5 | $100.00 | 9/22/2011 9:09:43 AM |
| payout-achievement | $50.00 | 9/22/2011 10:22:34 AM |
| bonus-tent | $25.00 | 9/22/2011 4:00:48 PM |
| evnagelist | $50.00 | 9/22/2011 4:39:57 PM |
| Pitufo | $25.00 | 9/22/2011 6:05:15 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:53 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:39 PM |
| LendingPimp | $25.00 | 9/22/2011 11:18:55 PM |
| ready-vigilance3 | $100.00 | 9/23/2011 7:58:31 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:39 AM |
| RockpointCapital | $100.00 | 9/23/2011 2:47:19 PM |
| jjswanso | $25.00 | 9/23/2011 3:33:56 PM |
| Wellman | $50.00 | 9/23/2011 4:29:34 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:18 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:29 PM |
| monster4 | $50.00 | 9/23/2011 7:35:52 PM |
| ASR3 | $75.00 | 9/24/2011 5:08:35 AM |
| escharfer | $25.00 | 9/24/2011 8:52:12 AM |
| Investor_DP | $100.00 | 9/24/2011 12:06:51 PM |
| Kaj | $30.00 | 9/25/2011 3:52:55 AM |
| antlr | $25.00 | 9/25/2011 1:59:06 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:36 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:45 AM |
| Katburg | $25.00 | 9/26/2011 6:15:37 AM |
| silver-enlightenment0 | $100.00 | 9/26/2011 6:56:57 AM |
| hitsman | $50.00 | 9/26/2011 11:34:28 AM |
| Twinsen | $25.00 | 9/26/2011 1:18:20 PM |
| rate-sceptre | $25.00 | 9/26/2011 5:49:50 PM |
| top-unflappable-economy | $25.00 | 9/26/2011 9:32:38 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:14 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:33 PM |
| TrekTune | $25.00 | 9/26/2011 9:08:49 PM |
| inventive-exchange | $25.00 | 9/26/2011 8:29:29 PM |
| investor232 | $25.00 | 9/26/2011 11:22:12 PM |
| divemaster | $25.00 | 9/26/2011 10:04:37 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:02:41 AM |
| niin | $25.00 | 9/26/2011 11:59:28 PM |
| generous-deal6 | $25.00 | 9/27/2011 12:45:29 AM |
| deal-pioneer1 | $25.00 | 9/27/2011 5:40:08 AM |
| tremendous-payment | $25.00 | 9/27/2011 5:00:15 AM |
| roman2008 | $25.00 | 9/27/2011 5:20:12 AM |
| investment-tempo | $25.00 | 9/27/2011 7:30:25 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:50 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:09 AM |
| Investoman | $75.00 | 9/27/2011 9:11:47 AM |
| cberthiaume | $25.00 | 9/27/2011 8:22:23 AM |
| asiaratt | $50.00 | 9/27/2011 9:07:37 AM |
| helpinghand63 | $25.00 | 9/27/2011 9:12:00 AM |
| personal-lender | $25.00 | 9/27/2011 9:10:24 AM |
| lakehavasu88 | $25.00 | 9/27/2011 9:16:46 AM |
| tidy-generosity | $25.00 | 9/27/2011 9:50:24 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:21 AM |
| songbird98 | $25.00 | 9/27/2011 11:14:12 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:30:05 AM |
| buyrite334 | $25.00 | 9/27/2011 12:08:30 PM |
| leverage-booster | $25.00 | 9/27/2011 1:58:07 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:45 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:45 PM |
| GInBaghdad | $25.00 | 9/27/2011 2:25:24 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:36:59 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
527055
This series of Notes was issued and sold upon the funding of the borrower loan #54136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,356 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Gizmo82 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Home Improvements
This loan will be used to get a new fence and siding for my house.
My financial situation:
I am a good candidate for this loan because I have a good paying job that is secure.
Monthly net income: $3000
Monthly expenses: $100
Housing: $500
Insurance: $50
Car expenses: $50
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/27/2011 9:05:34 AM |
| oplender | $25.00 | 9/27/2011 9:26:22 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:30 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:19 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:20 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:46 PM |
| a-finance-nirvana | $25.00 | 9/28/2011 6:45:48 AM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:36 AM |
| ursus | $50.00 | 9/28/2011 9:08:52 AM |
| progressive-economy261 | $400.00 | 9/28/2011 7:21:54 PM |
| riskreward | $250.00 | 9/28/2011 7:21:26 PM |
| compoundinterest | $50.00 | 9/28/2011 7:12:01 PM |
| fireferd | $45.00 | 9/28/2011 9:54:56 PM |
| cordial-affluence2 | $50.00 | 9/28/2011 11:11:22 PM |
| radforj22 | $25.00 | 9/29/2011 2:07:31 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:49 AM |
| Rivervale_Westwood | $25.00 | 9/29/2011 7:41:44 AM |
| Zolton | $200.00 | 9/29/2011 7:24:54 AM |
| Kaj | $25.00 | 9/29/2011 7:45:00 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:42 AM |
| reward-system | $25.00 | 9/29/2011 7:49:57 AM |
| kazdag | $33.28 | 9/29/2011 11:00:40 AM |
| intelligent-repayment8 | $135.38 | 9/29/2011 12:34:40 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:49 PM |
| alphaseek | $200.00 | 9/27/2011 11:55:55 AM |
| rcm87 | $50.00 | 9/27/2011 5:12:04 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:30 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:26 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:38 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:30 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:41 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:59:48 AM |
| AndChicksforFree | $25.07 | 9/28/2011 8:51:02 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:26 PM |
| don8ter | $25.00 | 9/29/2011 3:32:43 AM |
| serene-capital | $25.00 | 9/29/2011 1:08:16 AM |
| SolarMoonshine | $25.00 | 9/29/2011 3:43:59 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:33 AM |
| palpbert | $25.00 | 9/29/2011 6:11:37 AM |
| Kessler | $25.00 | 9/29/2011 8:37:05 AM |
| hostbank | $51.00 | 9/29/2011 9:07:58 AM |
| EngineersAlliance | $75.00 | 9/29/2011 9:10:44 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:07 AM |
| credit-coach118 | $25.27 | 9/29/2011 10:27:29 AM |
| grf1945 | $35.00 | 9/29/2011 11:51:39 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
527167
This series of Notes was issued and sold upon the funding of the borrower loan #53895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,445 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-titan3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High Interest Debt Consolidation
Purpose of loan:
This loan will be used to pay off 2 higher interest credit cards.
My financial situation:
I am a good candidate for this loan because I have a steady six figure income and am in the progress of paying down all my debt. I just want accelerate the payoff for certain accounts with this loan so I can get out of debt sooner. I have spent too much like many Americans and am now trying to clear all the credit card debt and save more.
Monthly net income: $8200.00
Monthly expenses: $6000.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/14/2011 6:40:35 PM |
| Investor_DP | $100.00 | 9/14/2011 9:17:20 AM |
| oplender | $25.00 | 9/14/2011 6:29:49 PM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:09:58 AM |
| pnace | $75.00 | 9/16/2011 7:54:28 AM |
| jarf | $25.00 | 9/17/2011 8:31:22 AM |
| fervent-repayment | $50.00 | 9/17/2011 12:14:15 PM |
| Money_Hog | $25.00 | 9/18/2011 9:47:45 AM |
| ethical-truth211 | $400.00 | 9/19/2011 9:37:03 AM |
| compoundinterest | $50.00 | 9/19/2011 5:07:58 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:04 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:54 AM |
| return-seeker85 | $50.00 | 9/20/2011 6:39:54 PM |
| ursus | $50.00 | 9/21/2011 5:08:28 PM |
| jescowa | $50.00 | 9/21/2011 6:16:53 PM |
| Weaverville | $25.00 | 9/21/2011 8:51:55 PM |
| life-is-great | $25.00 | 9/22/2011 11:30:25 AM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:26 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:50 PM |
| evnagelist | $50.00 | 9/22/2011 4:39:58 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:10 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:04 PM |
| lender987654321 | $40.00 | 9/22/2011 7:22:57 PM |
| money-floret | $50.00 | 9/22/2011 8:30:57 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:12 PM |
| meenan | $50.00 | 9/22/2011 9:16:08 PM |
| Joshtron | $25.00 | 9/22/2011 9:19:05 PM |
| ddog0224 | $50.00 | 9/23/2011 3:47:49 AM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:25 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 8:00:05 AM |
| tolerant-balance7 | $25.00 | 9/23/2011 9:20:19 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:30 AM |
| salala | $25.00 | 9/23/2011 10:45:21 AM |
| worth-arch | $25.00 | 9/23/2011 10:58:07 AM |
| john0720 | $100.00 | 9/23/2011 1:37:48 PM |
| finance-amusement4 | $200.00 | 9/23/2011 2:53:09 PM |
| NolockHolmes | $50.00 | 9/23/2011 8:57:38 PM |
| philantist | $30.00 | 9/23/2011 8:32:44 PM |
| wilmajean | $50.00 | 9/24/2011 3:55:23 AM |
| top-tranquil-justice | $25.00 | 9/24/2011 5:56:43 AM |
| epall | $25.00 | 9/24/2011 7:52:29 AM |
| Anny-Disco | $25.00 | 9/25/2011 5:01:58 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:41 AM |
| larslfe | $50.00 | 9/26/2011 1:26:29 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:48 AM |
| icchok | $100.00 | 9/26/2011 6:42:51 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:14 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:46 AM |
| credit-meteor7 | $200.00 | 9/26/2011 8:25:25 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:32:31 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:26 AM |
| hitsman | $50.00 | 9/26/2011 11:34:30 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:23 PM |
| astute-benjamins | $25.00 | 9/26/2011 2:23:04 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:50 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:14 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:22 AM |
| spark548 | $50.00 | 9/27/2011 10:09:03 AM |
| income-buffalo1 | $100.00 | 9/27/2011 3:21:14 PM |
| rjnuck | $50.00 | 9/27/2011 3:30:03 PM |
| Bank42 | $25.00 | 9/27/2011 3:33:48 PM |
| nilonc1 | $25.00 | 9/27/2011 5:04:15 PM |
| handshake52 | $25.00 | 9/27/2011 3:40:52 PM |
| sunny-dough9 | $200.00 | 9/27/2011 5:15:08 PM |
| GoldenGo4 | $25.00 | 9/27/2011 5:17:43 PM |
| fragonardlives | $25.00 | 9/27/2011 5:41:57 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:45 PM |
| one2sojourn | $50.00 | 9/27/2011 5:57:55 PM |
| note-virtuoso8 | $50.00 | 9/27/2011 6:22:13 PM |
| ottoloan | $25.00 | 9/27/2011 6:23:08 PM |
| Ivan2007 | $25.00 | 9/27/2011 6:20:38 PM |
| wildanne | $75.00 | 9/27/2011 6:25:41 PM |
| DalCowboys | $25.00 | 9/27/2011 6:55:16 PM |
| a-harmonious-bill | $50.00 | 9/27/2011 6:46:46 PM |
| 1randyp | $75.00 | 9/27/2011 6:49:38 PM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:16:45 PM |
| Danylostefan | $25.00 | 9/27/2011 7:01:41 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:37 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:26 PM |
| practical-expectations | $25.00 | 9/27/2011 7:18:23 PM |
| jman31679 | $50.00 | 9/27/2011 7:23:09 PM |
| nickel-alien | $50.00 | 9/27/2011 7:37:38 PM |
| worth-blanket2 | $4,300.00 | 9/27/2011 8:15:43 PM |
| Wilvara | $3.56 | 9/27/2011 9:20:57 PM |
| BxRealtor | $25.00 | 9/14/2011 9:04:57 AM |
| worthy-bid8 | $50.00 | 9/14/2011 9:17:59 AM |
| AndChicksforFree | $25.00 | 9/14/2011 10:20:42 AM |
| JustMee | $25.00 | 9/14/2011 11:43:53 AM |
| fusbarro | $75.00 | 9/15/2011 11:41:02 AM |
| IPlayOutsideTheBox | $25.00 | 9/16/2011 4:02:32 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:16 AM |
| nickel-ferret | $50.00 | 9/16/2011 5:10:24 PM |
| goose026 | $25.00 | 9/17/2011 6:07:08 AM |
| artisan369 | $300.00 | 9/17/2011 3:46:45 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:55 AM |
| mtquan | $25.00 | 9/19/2011 2:25:07 PM |
| Whipster | $40.00 | 9/20/2011 9:06:47 AM |
| kulender | $100.00 | 9/20/2011 10:46:26 AM |
| credit-maple5 | $50.00 | 9/21/2011 5:30:19 AM |
| boylezz | $25.00 | 9/21/2011 9:53:59 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:51 PM |
| jjswanso | $25.00 | 9/21/2011 5:14:44 PM |
| tech310 | $50.00 | 9/21/2011 6:04:22 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:32:00 PM |
| wonder3 | $30.00 | 9/22/2011 10:04:13 AM |
| CalBear08 | $25.00 | 9/22/2011 9:50:40 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:40 PM |
| villagers | $50.00 | 9/22/2011 3:11:29 PM |
| GCInvestments | $25.00 | 9/22/2011 4:55:15 PM |
| Pitufo | $25.00 | 9/22/2011 6:10:15 PM |
| Kaj | $40.00 | 9/22/2011 6:54:23 PM |
| LesPaul1 | $25.00 | 9/22/2011 6:58:04 PM |
| designer_10 | $25.00 | 9/22/2011 9:24:27 PM |
| fcukciti | $25.00 | 9/23/2011 5:41:16 AM |
| yield-aurora4 | $25.00 | 9/23/2011 6:28:16 AM |
| coin-architect2 | $200.00 | 9/23/2011 6:51:19 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:01 AM |
| Watersports | $50.00 | 9/23/2011 2:25:48 PM |
| wise-unique-market | $200.00 | 9/23/2011 4:37:39 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:47 PM |
| ASR3 | $75.00 | 9/24/2011 5:08:37 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:13 AM |
| escharfer | $25.00 | 9/24/2011 8:52:14 AM |
| stolirocks01 | $50.00 | 9/24/2011 11:02:37 AM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:38:28 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:13 AM |
| ethical-bid6 | $50.00 | 9/24/2011 12:26:24 PM |
| sonnet771 | $25.00 | 9/24/2011 2:09:38 PM |
| emo13 | $50.00 | 9/24/2011 1:06:49 PM |
| riskreward | $250.00 | 9/24/2011 5:29:09 PM |
| Gibbyland | $100.00 | 9/25/2011 4:48:04 PM |
| a-responsible-return | $50.00 | 9/25/2011 4:53:26 PM |
| haryassman | $25.00 | 9/25/2011 5:35:49 PM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:37 AM |
| five-star-justice | $25.00 | 9/26/2011 5:16:05 AM |
| RJN | $25.00 | 9/26/2011 9:14:47 AM |
| arbor1 | $25.00 | 9/26/2011 9:02:32 PM |
| Imaginos1892 | $100.00 | 9/26/2011 10:18:27 PM |
| nalaari | $35.44 | 9/27/2011 7:39:11 AM |
| friendinmoney | $25.00 | 9/27/2011 8:44:44 AM |
| The-CAPS-fan | $50.00 | 9/27/2011 8:43:30 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:18 AM |
| edaguy | $100.00 | 9/27/2011 1:15:35 PM |
| DonaldColorado | $300.00 | 9/27/2011 3:29:33 PM |
| CreditBuilder2 | $100.00 | 9/27/2011 4:46:23 PM |
| _G_ | $71.00 | 9/27/2011 2:49:30 PM |
| dc4vlad | $25.00 | 9/27/2011 4:22:10 PM |
| Chill99 | $50.00 | 9/27/2011 4:25:53 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:56 PM |
| bill-expert | $25.00 | 9/27/2011 5:02:34 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:47 PM |
| Asparagirl | $50.00 | 9/27/2011 5:31:09 PM |
| active-market | $25.00 | 9/27/2011 5:26:49 PM |
| jdrez | $25.00 | 9/27/2011 5:42:19 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:25 PM |
| zadok | $50.00 | 9/27/2011 5:49:18 PM |
| vutah | $25.00 | 9/27/2011 5:50:07 PM |
| gotjack | $25.00 | 9/27/2011 5:56:53 PM |
| dynamic-money271 | $50.00 | 9/27/2011 6:11:32 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:52:26 PM |
| charming-exchange7 | $25.00 | 9/27/2011 6:11:31 PM |
| Investor704 | $50.00 | 9/27/2011 7:00:06 PM |
| 108lender | $150.00 | 9/27/2011 6:43:25 PM |
| contract-festival7 | $200.00 | 9/27/2011 6:48:10 PM |
| Ven58 | $25.00 | 9/27/2011 6:49:59 PM |
| pythia | $25.00 | 9/27/2011 7:03:40 PM |
| fortress767 | $35.00 | 9/27/2011 7:21:10 PM |
| moola-man | $25.00 | 9/27/2011 7:09:29 PM |
| tonpa | $50.00 | 9/27/2011 7:12:15 PM |
| wilchik | $60.00 | 9/27/2011 7:18:53 PM |
| helping-out | $40.00 | 9/27/2011 7:15:59 PM |
| ndhookman | $25.00 | 9/27/2011 7:18:27 PM |
| Isotope | $25.00 | 9/27/2011 7:41:04 PM |
| bvs999 | $25.00 | 9/27/2011 9:08:47 PM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
527193
This series of Notes was issued and sold upon the funding of the borrower loan #54133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2009 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,036 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brilliant-wealth2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me make a profit
Purpose of loan: Real Estate Renovations
This loan will be used to...Buy materials to fix up a real estate investment.
My financial situation: Good
I am a good candidate for this loan because...I have a good job and my expenses are low. I also have income from rental property.
Monthly net income: $4,200.00
Monthly expenses: $1,611.00
Housing: $450.00
Insurance: $125.00
Car expenses: $196.00
Utilities: $85.00
Phone, cable, internet: $90.00
Food, entertainment: $400.00
Clothing, household expenses: $90.00
Credit cards and other loans: $125.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bonus-demon | $50.00 | 9/14/2011 9:23:36 AM |
| roux | $25.00 | 9/14/2011 7:01:52 PM |
| BankofRon | $25.00 | 9/14/2011 11:55:56 PM |
| fusbarro | $75.00 | 9/15/2011 11:41:03 AM |
| profit-powerplant | $25.00 | 9/15/2011 4:42:29 PM |
| VesuvianMan | $50.00 | 9/16/2011 10:16:47 AM |
| missing-link | $25.00 | 9/16/2011 5:22:57 PM |
| wampum-amplifier | $25.00 | 9/16/2011 9:31:03 PM |
| gotjack | $100.00 | 9/17/2011 8:45:23 AM |
| Mombo-5 | $50.00 | 9/17/2011 11:08:45 AM |
| 108lender | $200.00 | 9/17/2011 11:32:56 AM |
| bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:49 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:56 AM |
| suave-dime6 | $25.00 | 9/18/2011 2:37:32 PM |
| shrewd-deal | $50.00 | 9/18/2011 7:12:30 PM |
| payout-bridge | $75.00 | 9/18/2011 10:02:51 PM |
| mennleo | $25.00 | 9/19/2011 1:02:10 PM |
| awesome-yield7 | $25.00 | 9/19/2011 1:52:36 PM |
| mlj0671 | $25.00 | 9/20/2011 5:22:52 AM |
| pfh | $25.00 | 9/20/2011 7:56:05 AM |
| red-power-pecan | $50.00 | 9/20/2011 8:52:29 AM |
| charming-exchange7 | $25.00 | 9/20/2011 8:28:37 AM |
| heaven75 | $75.00 | 9/20/2011 8:43:52 AM |
| mercuriant | $25.00 | 9/20/2011 4:17:37 PM |
| SpoonerPhan | $50.00 | 9/20/2011 8:10:58 PM |
| lappajj | $100.00 | 9/21/2011 10:35:23 AM |
| daniel5075 | $25.00 | 9/21/2011 12:51:41 PM |
| figs4u2 | $100.00 | 9/21/2011 12:13:51 PM |
| wwwUniversal | $25.00 | 9/21/2011 5:18:00 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:06 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:32:00 PM |
| trippd6 | $25.00 | 9/21/2011 8:20:03 PM |
| Christophe | $25.00 | 9/22/2011 7:44:00 AM |
| Bob450 | $25.00 | 9/22/2011 8:14:00 AM |
| five-star-justice | $25.00 | 9/22/2011 8:22:19 AM |
| DeltaComputerGuy | $25.00 | 9/22/2011 10:25:51 AM |
| bizlending | $250.00 | 9/22/2011 1:09:59 PM |
| rolltide09 | $25.00 | 9/22/2011 2:07:47 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:51 PM |
| Gibbyland | $100.00 | 9/22/2011 4:45:43 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:52 PM |
| MrBailey | $26.90 | 9/22/2011 5:42:18 PM |
| reasonable-bonus6 | $75.00 | 9/22/2011 6:17:22 PM |
| wise-unequivocal-return | $75.00 | 9/22/2011 6:34:18 PM |
| Pitufo | $25.00 | 9/22/2011 6:11:06 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:40 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:53 PM |
| first-euro-rapture | $25.00 | 9/22/2011 7:35:04 PM |
| Luckas73 | $100.00 | 9/22/2011 7:39:09 PM |
| Luckas73 | $100.00 | 9/22/2011 7:45:35 PM |
| responsibility-butterfly | $25.00 | 9/14/2011 6:40:36 PM |
| worthy-bid8 | $50.00 | 9/14/2011 9:18:01 AM |
| heavy_ax | $50.00 | 9/14/2011 11:33:04 AM |
| Interloper | $25.00 | 9/14/2011 4:21:38 PM |
| scarlet-velvet | $25.08 | 9/14/2011 5:34:16 PM |
| kind-credit-bear | $25.00 | 9/14/2011 5:54:26 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:44 PM |
| foothillender | $25.00 | 9/15/2011 6:47:22 AM |
| superb-funds335 | $25.00 | 9/15/2011 11:29:12 PM |
| Rivervale_Westwood | $25.00 | 9/16/2011 5:29:48 AM |
| jjswanso | $50.00 | 9/16/2011 6:48:44 AM |
| papaloha | $25.00 | 9/16/2011 8:56:29 AM |
| dynamic-money271 | $50.00 | 9/17/2011 5:47:47 AM |
| Moneypenny6 | $25.00 | 9/17/2011 7:11:22 AM |
| Unitas4302 | $50.00 | 9/18/2011 8:11:34 AM |
| handy-justice | $50.00 | 9/18/2011 7:23:11 PM |
| best-point-flow | $75.00 | 9/19/2011 6:35:41 AM |
| gokart83 | $25.00 | 9/19/2011 4:53:45 PM |
| CatbirdBanking | $25.00 | 9/20/2011 6:57:52 AM |
| DiligentiaLLC | $25.00 | 9/20/2011 10:06:11 AM |
| kulender | $100.00 | 9/20/2011 10:46:26 AM |
| zorg77 | $25.00 | 9/20/2011 6:13:13 PM |
| Wangchuk | $25.01 | 9/21/2011 7:14:35 AM |
| Kessler | $31.83 | 9/21/2011 7:27:38 AM |
| the-hope-workhorse | $50.00 | 9/21/2011 4:52:18 PM |
| ursus | $50.00 | 9/21/2011 5:08:28 PM |
| tech310 | $50.00 | 9/21/2011 6:06:40 PM |
| matt_2006 | $25.00 | 9/21/2011 7:09:20 PM |
| icanhasloanz | $100.00 | 9/21/2011 9:14:13 PM |
| giftgold | $25.00 | 9/21/2011 10:16:02 PM |
| nilonc1 | $25.00 | 9/22/2011 6:44:33 AM |
| Asimus | $48.84 | 9/22/2011 2:06:59 AM |
| treasure-bliss | $25.00 | 9/22/2011 5:57:53 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:08 AM |
| Leshan | $25.00 | 9/22/2011 9:01:32 AM |
| dordee | $50.00 | 9/22/2011 10:12:00 AM |
| Mariner3605 | $25.00 | 9/22/2011 9:12:05 AM |
| loss-of-control | $75.00 | 9/22/2011 12:47:21 PM |
| bid-stockpiler1 | $25.00 | 9/22/2011 3:01:29 PM |
| proper-loot3 | $29.00 | 9/22/2011 5:07:24 PM |
| prominence8 | $27.00 | 9/22/2011 7:08:38 PM |
| pious-benjamins1 | $25.00 | 9/22/2011 7:21:40 PM |
| associate36 | $25.00 | 9/22/2011 7:55:50 PM |
| relentless-gain3 | $25.00 | 9/22/2011 8:08:11 PM |
| debt-legend | $25.00 | 9/22/2011 8:53:31 PM |
| Maetryx | $25.00 | 9/22/2011 8:44:52 PM |
| fighter122 | $25.00 | 9/22/2011 9:16:48 PM |
| secureincome | $361.34 | 9/22/2011 9:23:20 PM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
527207
This series of Notes was issued and sold upon the funding of the borrower loan #54113, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1971 |
Debt/Income ratio:
| 124% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,211 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| towering-p2p5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replacing floors
Purpose of loan: Replacing Hardwood Floors
This loan will be used to...Replace Hardwood Floors
My financial situation: Good
I am a good candidate for this loan because... I pay what I owe
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/14/2011 6:40:37 PM |
| BxRealtor | $25.00 | 9/14/2011 9:04:58 AM |
| worthy-bid8 | $50.00 | 9/14/2011 9:18:01 AM |
| green-trade-dolphin2 | $25.00 | 9/14/2011 9:37:40 AM |
| top-epic-community | $100.00 | 9/14/2011 6:02:26 PM |
| oplender | $25.00 | 9/14/2011 6:29:50 PM |
| john0720 | $100.00 | 9/15/2011 7:57:18 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:23 AM |
| compoundinterest | $50.00 | 9/15/2011 5:12:21 PM |
| nickel-ferret | $50.00 | 9/15/2011 5:15:27 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:40 AM |
| caring-hope2 | $200.00 | 9/16/2011 6:55:36 AM |
| dynamic-money271 | $50.00 | 9/17/2011 5:48:41 AM |
| Sneezie | $100.00 | 9/17/2011 7:56:20 AM |
| dinero-honker | $50.00 | 9/18/2011 1:20:59 PM |
| mennleo | $44.00 | 9/19/2011 1:02:42 PM |
| tender-commerce8 | $100.00 | 9/19/2011 7:51:03 PM |
| radforj22 | $25.00 | 9/21/2011 7:32:13 AM |
| boylezz | $25.00 | 9/21/2011 9:55:18 AM |
| mtquan | $25.00 | 9/21/2011 1:57:18 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:51 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:47 AM |
| CalBear08 | $25.00 | 9/22/2011 9:50:40 AM |
| life-is-great | $25.00 | 9/22/2011 11:30:26 AM |
| GCInvestments | $27.00 | 9/22/2011 2:52:49 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:51 PM |
| pnace | $35.00 | 9/22/2011 5:04:21 PM |
| kind-cash-zone | $25.00 | 9/22/2011 5:20:55 PM |
| Pitufo | $25.00 | 9/22/2011 6:12:06 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:04 PM |
| Supernick | $50.00 | 9/22/2011 8:33:02 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:13 PM |
| Zeenos | $25.00 | 9/22/2011 9:55:16 PM |
| meenan | $50.00 | 9/22/2011 9:16:08 PM |
| anacent | $50.00 | 9/23/2011 6:53:18 AM |
| meadow48 | $25.00 | 9/23/2011 7:01:46 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:30 AM |
| salala | $50.00 | 9/23/2011 10:45:21 AM |
| mg6619 | $25.00 | 9/23/2011 11:29:23 AM |
| CatbirdBanking | $25.00 | 9/23/2011 6:01:42 PM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:13 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:14 AM |
| marwadi-62 | $25.00 | 9/24/2011 6:38:08 PM |
| newest-unbeatable-currency | $25.00 | 9/24/2011 4:59:39 PM |
| a-responsible-return | $50.00 | 9/25/2011 4:53:26 PM |
| larslfe | $50.00 | 9/26/2011 1:26:29 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:49 AM |
| kulender | $50.00 | 9/26/2011 6:31:07 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:14 AM |
| reward-system | $25.00 | 9/26/2011 8:36:06 AM |
| yomanie | $25.00 | 9/26/2011 6:35:17 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:47 AM |
| chrisb1414 | $25.00 | 9/26/2011 1:36:13 PM |
| brainy-dedication | $25.00 | 9/26/2011 11:35:45 AM |
| TEAM-Jasper | $25.00 | 9/26/2011 12:07:11 PM |
| astute-benjamins | $25.00 | 9/26/2011 2:23:35 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:24 PM |
| Twinsen | $25.00 | 9/26/2011 1:18:22 PM |
| the-profit-oracle | $25.00 | 9/26/2011 3:26:59 PM |
| gqrob | $25.00 | 9/26/2011 2:54:47 PM |
| EJO | $26.00 | 9/26/2011 4:19:08 PM |
| leeball | $50.00 | 9/26/2011 3:09:26 PM |
| money-bauble | $200.00 | 9/26/2011 5:07:07 PM |
| math1973 | $30.07 | 9/26/2011 7:27:55 PM |
| indomitable-coin | $25.00 | 9/14/2011 12:27:07 PM |
| Ocean713 | $75.00 | 9/15/2011 3:11:06 PM |
| gold-pudding6 | $25.00 | 9/16/2011 6:05:38 AM |
| Aaron_Oz | $25.00 | 9/16/2011 4:26:08 PM |
| mr55262 | $25.00 | 9/16/2011 11:11:25 PM |
| goose026 | $25.00 | 9/17/2011 6:07:09 AM |
| kenji4861 | $50.00 | 9/18/2011 1:11:29 AM |
| pfh | $25.00 | 9/20/2011 8:03:50 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:54 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:55 PM |
| elegant-loot | $25.00 | 9/21/2011 7:48:31 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:52 PM |
| jescowa | $50.00 | 9/21/2011 6:15:41 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:32:01 PM |
| credit-coach118 | $25.18 | 9/22/2011 11:07:17 AM |
| 77dowplace | $26.75 | 9/22/2011 11:26:58 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:52 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:40 PM |
| market-trooper3 | $30.00 | 9/22/2011 4:50:12 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:42 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:10 PM |
| competent-p2p | $35.00 | 9/22/2011 6:12:43 PM |
| Kaj | $40.00 | 9/22/2011 6:54:33 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:30:34 PM |
| IPlayOutsideTheBox | $25.00 | 9/23/2011 1:42:57 AM |
| fcukciti | $25.00 | 9/23/2011 5:41:17 AM |
| yield-aurora4 | $40.00 | 9/23/2011 6:29:38 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:01 AM |
| pilot1723 | $25.00 | 9/23/2011 2:46:06 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:43 PM |
| BabyLender | $25.00 | 9/23/2011 4:27:02 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:48 PM |
| escharfer | $25.00 | 9/24/2011 8:52:14 AM |
| wwwUniversal | $25.00 | 9/24/2011 12:19:45 PM |
| fervent-currency5 | $50.00 | 9/24/2011 1:11:45 PM |
| emo13 | $50.00 | 9/24/2011 1:06:50 PM |
| riskreward | $250.00 | 9/24/2011 5:29:10 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:01:58 AM |
| lostontheedge | $25.00 | 9/25/2011 10:32:11 AM |
| Ven58 | $25.00 | 9/25/2011 12:41:15 PM |
| antlr | $25.00 | 9/25/2011 1:59:07 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:29 PM |
| imagenki | $25.00 | 9/25/2011 7:47:47 PM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:38 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:19:47 AM |
| icchok | $50.00 | 9/26/2011 6:31:38 AM |
| 6moonbeams | $42.00 | 9/26/2011 8:58:57 AM |
| hitsman | $50.00 | 9/26/2011 11:34:30 AM |
| javelin0 | $25.00 | 9/26/2011 1:11:08 PM |
| velocity-solo | $25.00 | 9/26/2011 1:29:00 PM |
| bentonlending | $50.00 | 9/26/2011 4:38:44 PM |
| payout-carnival | $25.00 | 9/26/2011 4:40:33 PM |
| worth-blanket2 | $1,600.00 | 9/26/2011 7:00:15 PM |
| Warwick | $25.00 | 9/26/2011 7:14:28 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
527223
This series of Notes was issued and sold upon the funding of the borrower loan #54011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $293.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,660 | |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-sequoia3 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lillian27 | $25.00 | 9/25/2011 5:08:43 PM |
| worthy-bid8 | $50.00 | 9/14/2011 5:44:07 PM |
| CalBear08 | $25.00 | 9/16/2011 1:36:27 AM |
| nerdfactor | $25.00 | 9/16/2011 8:55:16 PM |
| kulender | $50.00 | 9/17/2011 6:16:50 AM |
| suave-dime6 | $25.00 | 9/18/2011 2:33:25 PM |
| finance-prescription | $100.00 | 9/19/2011 9:09:03 AM |
| peace-birdie | $100.00 | 9/19/2011 5:53:42 PM |
| missing-link | $25.00 | 9/19/2011 7:36:31 PM |
| pfh | $25.00 | 9/20/2011 7:59:50 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:59:25 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:08 AM |
| finance-mushroom | $57.00 | 9/22/2011 9:09:12 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:52 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:05 PM |
| DreDub | $50.00 | 9/22/2011 4:55:27 PM |
| worth-shower8 | $100.00 | 9/23/2011 8:39:07 AM |
| asiaratt | $50.00 | 9/23/2011 5:08:53 PM |
| Investoman | $75.00 | 9/24/2011 12:13:21 PM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:31 PM |
| postalwhiz | $50.00 | 9/25/2011 6:57:59 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:43 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:52 AM |
| larslfe | $50.00 | 9/26/2011 1:26:30 AM |
| helpinghand63 | $25.00 | 9/26/2011 9:11:36 AM |
| Wilvara | $25.00 | 9/26/2011 8:14:29 PM |
| generous-deal6 | $25.00 | 9/27/2011 12:45:30 AM |
| mighty-value | $50.00 | 9/26/2011 11:30:52 PM |
| eronyc | $25.00 | 9/27/2011 1:52:53 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:46 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:27 PM |
| apostle901 | $25.00 | 9/27/2011 6:52:03 PM |
| RodBlizz42 | $26.50 | 9/28/2011 3:27:37 AM |
| return-equilibrium4 | $32.75 | 9/28/2011 5:40:16 AM |
| delicious-cash | $25.00 | 9/28/2011 10:34:59 AM |
| leodaguy | $100.00 | 9/28/2011 12:21:06 PM |
| nickel-hickory | $25.00 | 9/28/2011 1:12:04 PM |
| veneziani | $25.00 | 9/28/2011 1:12:44 PM |
| Trekow | $25.00 | 9/28/2011 2:48:32 PM |
| intelligent-repayment8 | $2,010.75 | 9/28/2011 4:43:44 PM |
| kind-credit-bear | $25.00 | 9/14/2011 5:54:28 PM |
| Dubbs360 | $29.00 | 9/16/2011 8:23:05 AM |
| careful-vigilance4 | $50.00 | 9/16/2011 8:34:29 AM |
| stepatatime-together | $100.00 | 9/17/2011 12:18:57 PM |
| handshake5 | $100.00 | 9/17/2011 12:11:09 PM |
| thelovebug | $100.00 | 9/19/2011 7:44:38 AM |
| capital-halo1 | $1,000.00 | 9/19/2011 9:08:14 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:54 PM |
| tech310 | $50.00 | 9/21/2011 6:06:40 PM |
| saffron4 | $50.00 | 9/22/2011 11:33:27 AM |
| bnlforever | $25.00 | 9/22/2011 10:31:41 AM |
| cash-reaction2 | $50.00 | 9/24/2011 4:30:47 PM |
| persevering | $25.00 | 9/24/2011 10:52:56 PM |
| yomanie | $25.00 | 9/26/2011 6:35:18 AM |
| bentonlending | $25.00 | 9/26/2011 4:40:39 PM |
| IIP77 | $25.00 | 9/26/2011 4:56:45 PM |
| vinayganti | $25.00 | 9/26/2011 6:29:00 PM |
| worldly-community3 | $50.00 | 9/26/2011 6:54:23 PM |
| investor232 | $25.00 | 9/26/2011 11:22:13 PM |
| niin | $25.00 | 9/26/2011 11:59:28 PM |
| cropdust3r | $25.00 | 9/27/2011 8:11:34 AM |
| Anny-Disco | $25.00 | 9/27/2011 8:59:41 AM |
| personal-lender | $25.00 | 9/27/2011 9:10:25 AM |
| tidy-generosity | $25.00 | 9/27/2011 9:50:26 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:47 PM |
| murtaza | $100.00 | 9/27/2011 2:01:18 PM |
| alexgalt | $25.00 | 9/27/2011 9:39:39 PM |
| rvfbroker | $25.00 | 9/27/2011 9:39:59 PM |
| HenryS | $40.00 | 9/28/2011 4:13:00 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:18 AM |
| ideal-platinum1 | $25.00 | 9/28/2011 8:08:58 AM |
| saxaphone6 | $25.00 | 9/28/2011 11:42:50 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
527323
This series of Notes was issued and sold upon the funding of the borrower loan #54108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $270.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $591 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| methodical-platinum587 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bicycle loan
Purpose of loan: To buy a mountain bike
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have the ability to pay it back in a timely manner.
Monthly net income: $7,000
Monthly expenses: $
Housing: $1,700
Insurance: $200
Car expenses: $400
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:52 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:59 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:19 PM |
| let_me_retire | $50.00 | 9/26/2011 8:53:24 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:56 PM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:34 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:34:16 AM |
| open-minded-deal | $200.00 | 9/29/2011 11:26:28 AM |
| kingbob | $25.03 | 9/29/2011 12:06:27 PM |
| organic-responsibility60 | $50.00 | 9/29/2011 11:52:48 AM |
| stepatatime-together | $100.00 | 9/29/2011 12:32:20 PM |
| finance-mushroom | $100.00 | 9/29/2011 12:23:41 PM |
| worldly-money4 | $498.22 | 9/29/2011 1:21:32 PM |
| VJ_Financial | $26.30 | 9/29/2011 1:13:00 PM |
| tech310 | $50.00 | 9/21/2011 6:03:25 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:34 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:17 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:24 AM |
| dignified-marketplace5 | $200.00 | 9/28/2011 4:45:35 AM |
| capital-halo1 | $621.00 | 9/29/2011 9:08:59 AM |
| red-favorable-basis | $40.00 | 9/29/2011 11:30:46 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 11:20:06 AM |
| rapid-wealth7 | $25.00 | 9/29/2011 12:32:08 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:54 PM |
| credit-missile | $100.00 | 9/29/2011 12:09:47 PM |
| Starfin-Capital-Management | $139.45 | 9/29/2011 12:37:43 PM |
| fizicks06 | $100.00 | 9/29/2011 1:17:11 PM |
| RenovatioCapital | $25.00 | 9/29/2011 1:13:12 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
527431
This series of Notes was issued and sold upon the funding of the borrower loan #53996, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1974 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,152 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-fairness-rapture |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: business marketing, inventory, professional organizational fees, cash flow for growth.
This loan will be used to...help with marketing, cash flow for upcoming events which will require inventory prior to being paid. office and commercial kitchen equipment.
My financial situation: cash flow is income one day and out the next, I am growing and I do not have any cash flow for expansion and growth.
I am a good candidate for this loan because...I feel chocolate sales will always be in demand where there is quality, delivery, uniqueness with my menu is like no other. The strong desire and knowing I have a good product.
,
Monthly net income: $2200.
Monthly expenses: $1600.
Housing: $425. rent for 2 suites
Insurance: $90.00 liability
Car expenses: $200.s
Utilities: $170.averaged for both suites
Phone, cable, internet: $100.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $130.
Other expenses: $200.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $50.00 | 9/15/2011 1:47:40 PM |
| kind-credit-bear | $38.00 | 9/15/2011 6:14:35 PM |
| Dubbs360 | $100.00 | 9/15/2011 9:58:27 PM |
| larslfe | $100.00 | 9/16/2011 12:15:39 PM |
| kulender | $50.00 | 9/17/2011 6:19:55 AM |
| papaloha | $25.00 | 9/17/2011 6:45:29 PM |
| copper | $50.00 | 9/18/2011 1:56:10 PM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:25 PM |
| best-point-flow | $25.00 | 9/19/2011 6:58:08 AM |
| personal-lender | $25.00 | 9/19/2011 5:11:16 PM |
| pfh | $25.00 | 9/20/2011 8:03:30 AM |
| tech310 | $50.00 | 9/21/2011 6:03:19 PM |
| Pitufo | $25.00 | 9/22/2011 6:19:18 PM |
| HelpfulLender1 | $50.00 | 9/23/2011 6:36:06 AM |
| dollar-authority | $50.00 | 9/23/2011 9:40:00 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:40 AM |
| newest-unbeatable-currency | $25.00 | 9/24/2011 5:01:32 PM |
| rate-sceptre | $25.00 | 9/25/2011 10:53:08 AM |
| a-helping-hand | $100.00 | 9/25/2011 2:59:59 PM |
| fillholdingsllc | $25.00 | 9/26/2011 8:13:28 AM |
| money-baron-roth-IRA | $25.00 | 9/26/2011 9:31:31 AM |
| rhightower003 | $25.00 | 9/26/2011 10:49:13 AM |
| shawnw2 | $200.00 | 9/26/2011 10:03:11 AM |
| m0rlock | $200.00 | 9/26/2011 11:05:43 AM |
| Gladglide | $25.00 | 9/26/2011 11:10:48 AM |
| careful-vigilance4 | $25.00 | 9/26/2011 11:21:21 AM |
| head | $25.00 | 9/26/2011 12:05:31 PM |
| evergreen16 | $25.00 | 9/26/2011 12:41:42 PM |
| bsmtloan | $126.00 | 9/26/2011 12:36:51 PM |
| lib5836 | $25.00 | 9/26/2011 9:08:02 PM |
| gtheone | $50.00 | 9/26/2011 11:14:07 PM |
| abundant-credit6 | $52.55 | 9/27/2011 5:40:22 AM |
| Starfin300 | $37.82 | 9/27/2011 6:33:20 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:37 AM |
| Bomber | $30.00 | 9/28/2011 4:29:11 AM |
| troile | $28.88 | 9/28/2011 5:03:51 AM |
| eboomer2611 | $25.00 | 9/28/2011 8:10:45 AM |
| payout-bridge | $25.00 | 9/28/2011 10:40:06 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:32:52 AM |
| the-dedicated-leverage | $25.00 | 9/28/2011 12:26:27 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:16 PM |
| let_me_retire | $25.00 | 9/16/2011 10:49:43 PM |
| gotjack | $100.00 | 9/17/2011 8:45:26 AM |
| 108lender | $200.00 | 9/17/2011 11:32:58 AM |
| DiligentiaLLC | $100.00 | 9/20/2011 10:12:40 AM |
| green-ore-expert | $25.00 | 9/20/2011 10:58:29 PM |
| cobramonkey | $50.00 | 9/22/2011 3:30:11 PM |
| ddog0224 | $25.00 | 9/23/2011 3:50:43 AM |
| payout-bridge | $50.00 | 9/23/2011 4:17:56 AM |
| Leshan | $25.00 | 9/23/2011 7:06:02 AM |
| treasure-hunter270 | $25.00 | 9/23/2011 7:25:33 AM |
| mg6619 | $25.00 | 9/23/2011 11:25:13 AM |
| RockpointCapital | $100.00 | 9/23/2011 2:50:37 PM |
| smallbizrule | $25.00 | 9/24/2011 9:16:35 AM |
| capital-kingdom | $25.01 | 9/24/2011 9:03:06 AM |
| HotStreak | $25.00 | 9/24/2011 11:37:05 PM |
| enriched-truth | $50.00 | 9/26/2011 12:00:45 AM |
| Zeenos | $25.00 | 9/26/2011 10:13:09 AM |
| capital-huckleberry | $50.00 | 9/26/2011 9:37:03 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:27 AM |
| moola-monger9 | $50.00 | 9/26/2011 11:16:45 AM |
| mrack | $25.00 | 9/26/2011 9:53:34 AM |
| openness-confidant | $25.00 | 9/26/2011 10:09:02 AM |
| CA-Lender | $25.00 | 9/26/2011 10:25:42 AM |
| 340 | $25.00 | 9/26/2011 12:36:58 PM |
| MTF | $50.00 | 9/26/2011 11:38:50 AM |
| newest-justice-bear | $25.00 | 9/26/2011 12:09:24 PM |
| nilonc1 | $37.38 | 9/26/2011 1:04:02 PM |
| mighty-value | $50.00 | 9/26/2011 11:30:53 PM |
| Scubadiver | $25.00 | 9/27/2011 8:35:20 AM |
| Red-Bull-One | $25.08 | 9/27/2011 9:24:56 AM |
| damanq | $25.00 | 9/27/2011 10:20:58 PM |
| icon7 | $50.00 | 9/28/2011 7:01:50 AM |
| Princehaha | $25.00 | 9/28/2011 9:21:09 AM |
| veneziani | $25.00 | 9/28/2011 1:12:46 PM |
| intelligent-repayment8 | $599.28 | 9/28/2011 4:18:08 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
527433
This series of Notes was issued and sold upon the funding of the borrower loan #54155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,351 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worth-announcer |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mrs
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/15/2011 6:56:52 PM |
| worthy-bid8 | $50.00 | 9/15/2011 5:11:44 PM |
| scrappy-diversification7 | $91.00 | 9/15/2011 5:14:33 PM |
| kind-credit-bear | $25.00 | 9/15/2011 5:23:41 PM |
| diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:57 PM |
| papaloha | $25.00 | 9/17/2011 6:45:30 PM |
| Dubbs360 | $100.00 | 9/19/2011 12:59:41 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:04 PM |
| treasure-bliss | $25.00 | 9/22/2011 5:57:57 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:12 AM |
| Mariner3605 | $25.00 | 9/22/2011 9:12:08 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:42 PM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:41 AM |
| jjswanso | $25.00 | 9/23/2011 3:33:58 PM |
| monster4 | $50.00 | 9/23/2011 7:35:55 PM |
| handshake5 | $100.00 | 9/24/2011 12:10:19 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:04 PM |
| antlr | $25.00 | 9/25/2011 1:59:13 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:48 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:49 AM |
| desertoasis | $25.00 | 9/26/2011 2:44:29 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:09:40 PM |
| magnitude787 | $100.00 | 9/27/2011 1:46:00 PM |
| minddoc | $25.00 | 9/27/2011 5:04:50 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:03 PM |
| frogperson | $100.00 | 9/27/2011 8:06:37 PM |
| powerful-finance7 | $25.00 | 9/28/2011 1:59:24 AM |
| mighty-payout1 | $25.00 | 9/28/2011 4:12:34 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:26 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:12 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:06 AM |
| Princehaha | $25.00 | 9/28/2011 9:21:41 AM |
| leverage-monger | $4.00 | 9/28/2011 10:22:15 AM |
| dudebrah | $25.00 | 9/15/2011 8:00:45 PM |
| listing-drummer | $25.00 | 9/16/2011 8:53:02 AM |
| kulender | $100.00 | 9/20/2011 10:46:32 AM |
| mlj0671 | $25.00 | 9/20/2011 9:03:07 PM |
| ursus | $50.00 | 9/21/2011 5:08:34 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:09 PM |
| DeltaComputerGuy | $25.00 | 9/22/2011 10:25:51 AM |
| Myrick | $25.00 | 9/22/2011 8:00:28 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:43 AM |
| greenback-amplifier | $25.00 | 9/24/2011 9:23:59 PM |
| Kaj | $30.00 | 9/25/2011 3:53:02 AM |
| stepatatime-together | $100.00 | 9/25/2011 12:14:07 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:03 PM |
| alphaseek | $200.00 | 9/26/2011 5:07:59 AM |
| hitsman | $50.00 | 9/26/2011 11:34:35 AM |
| Reliance_Banker | $25.00 | 9/26/2011 6:09:38 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:17 PM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:11 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:54 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:23 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:30:08 AM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:03 PM |
| thelovebug | $100.00 | 9/27/2011 5:17:28 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:29 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:27 PM |
| loss-of-control | $100.00 | 9/27/2011 6:10:21 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:23 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:31 PM |
| loyalty-paradise1 | $75.00 | 9/28/2011 4:43:02 AM |
| return-buddy | $25.00 | 9/28/2011 4:51:12 AM |
| pfh | $25.00 | 9/28/2011 5:49:33 AM |
| stolirocks01 | $25.00 | 9/28/2011 6:47:24 AM |
| Rogue_Funding | $25.00 | 9/28/2011 8:36:22 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:15 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
527485
This series of Notes was issued and sold upon the funding of the borrower loan #53986, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,402 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| b_moradi7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental School Application Expenses
I am a senior at Towson University majoring in chemistry. I just finished applying few dental schools. Based on my score from the dental admission test and my other credentials many schools are inviting me in for interviews. I already have 2 jobs working at a nice restaurant and my own business on the side fixing iPhones. Also I will be starting a PAID research Dec 15th-Feb 1st. In a few months I am also receiving a grant from financial aid to help with living and application expenses as a pre-dental student. I need this money NOW in order to be able to pay for plane tickets as well as hotels and other expenses while attending interviews for dental school admission as well as other expenses due to the fact that I will have to take off work to attend these meetings. I am a good candidate for this loan because with making 1500-2k/month the monthly payment will not ever be an issue; neither will be paying back this lone on time since I have money coming to me in near future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/15/2011 6:56:50 PM |
| worthy-bid8 | $50.00 | 9/15/2011 9:25:51 AM |
| diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:56 PM |
| balanced-balance6 | $25.00 | 9/15/2011 11:03:58 PM |
| papaloha | $25.00 | 9/16/2011 8:56:34 AM |
| VesuvianMan | $50.00 | 9/16/2011 10:16:48 AM |
| gotjack | $100.00 | 9/17/2011 8:45:26 AM |
| profit-powerplant | $25.00 | 9/18/2011 9:36:02 PM |
| best-point-flow | $100.00 | 9/19/2011 6:33:46 AM |
| charming-exchange7 | $25.00 | 9/20/2011 8:29:03 AM |
| DiligentiaLLC | $75.00 | 9/20/2011 10:18:14 AM |
| tech310 | $50.00 | 9/21/2011 6:02:07 PM |
| treasure-bliss | $25.00 | 9/22/2011 5:57:56 AM |
| Mariner3605 | $25.00 | 9/22/2011 9:12:07 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:42 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:43 AM |
| thoughtful-worth1 | $50.00 | 9/23/2011 11:56:14 AM |
| jjswanso | $25.00 | 9/23/2011 3:33:57 PM |
| handshake5 | $34.00 | 9/23/2011 5:10:48 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:19 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:30 PM |
| Azonic21 | $25.00 | 9/23/2011 7:37:08 PM |
| suave-dime6 | $25.00 | 9/24/2011 9:00:54 AM |
| desertoasis | $25.00 | 9/24/2011 9:31:47 AM |
| payout-bridge | $25.00 | 9/24/2011 1:27:17 PM |
| antlr | $25.00 | 9/25/2011 1:59:12 PM |
| enriched-truth | $50.00 | 9/26/2011 12:05:01 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:47 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:58 AM |
| nickel-hickory | $50.00 | 9/26/2011 9:54:09 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:49 AM |
| hitsman | $50.00 | 9/26/2011 11:34:34 AM |
| shawnw2 | $150.00 | 9/26/2011 2:48:27 PM |
| Rulea72 | $25.00 | 9/26/2011 4:08:18 PM |
| pfh | $25.00 | 9/27/2011 5:51:07 AM |
| mcs99 | $150.00 | 9/27/2011 8:06:48 AM |
| moola-monger9 | $50.00 | 9/27/2011 9:06:33 AM |
| brainfeeder | $250.00 | 9/27/2011 9:41:17 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:30:07 AM |
| magnitude787 | $100.00 | 9/27/2011 1:45:59 PM |
| simplelender80 | $167.12 | 9/27/2011 2:23:47 PM |
| fusbarro | $75.00 | 9/15/2011 11:41:08 AM |
| kind-credit-bear | $25.00 | 9/15/2011 5:23:40 PM |
| elvisloans | $25.00 | 9/16/2011 4:32:58 AM |
| listing-drummer | $30.00 | 9/16/2011 8:53:02 AM |
| luzonct | $100.00 | 9/16/2011 11:18:28 AM |
| Dubbs360 | $100.00 | 9/19/2011 12:59:40 PM |
| kulender | $100.00 | 9/20/2011 10:46:31 AM |
| cognizant-rupee7 | $30.00 | 9/21/2011 10:12:34 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:03 PM |
| ursus | $50.00 | 9/21/2011 5:08:33 PM |
| skillful-asset5 | $25.00 | 9/21/2011 9:04:28 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:08 PM |
| giftgold | $25.00 | 9/21/2011 10:16:04 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:11 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:40:07 AM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:36 AM |
| wise-unique-market | $100.00 | 9/23/2011 4:38:56 PM |
| monster4 | $50.00 | 9/23/2011 7:35:54 PM |
| bizlending | $250.00 | 9/24/2011 10:41:47 AM |
| stepatatime-together | $100.00 | 9/24/2011 12:18:54 PM |
| Kaj | $30.00 | 9/25/2011 3:53:01 AM |
| testguy | $106.67 | 9/24/2011 10:43:40 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:03 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:02 PM |
| nyjer | $333.00 | 9/25/2011 4:08:38 PM |
| l2fp | $30.00 | 9/26/2011 9:35:38 AM |
| bonus-demon | $50.00 | 9/26/2011 5:21:32 PM |
| bid-stockpiler1 | $25.00 | 9/26/2011 5:46:19 PM |
| Headhunter14 | $25.00 | 9/26/2011 6:49:17 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:17 PM |
| artisan369 | $300.00 | 9/26/2011 10:35:05 PM |
| deal-pioneer1 | $25.00 | 9/27/2011 5:40:10 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:10 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:51 AM |
| rate-sceptre | $25.00 | 9/27/2011 7:42:29 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:53 AM |
| BlueProteus | $25.00 | 9/27/2011 8:25:54 AM |
| wwwUniversal | $25.00 | 9/27/2011 9:18:11 AM |
| thelovebug | $33.00 | 9/27/2011 9:17:53 AM |
| VeteranLender | $25.00 | 9/27/2011 10:56:11 AM |
| tolerant-truth2 | $81.21 | 9/27/2011 1:54:31 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
527509
This series of Notes was issued and sold upon the funding of the borrower loan #53994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 779% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,723 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-ninja2 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Flow Bridge
Purpose of loan:
This loan will be used to bridge a cash flow gap experienced near mid-month each month and to consolidate debt
My financial situation:
I am a good candidate for this loan because I have a stable credit score. I have never missed or been late for a single payment of any kind in more than 5 years. I am a software engineer, but since 9/2010 I have been on disability due to an illness. I have continued to meet my bills, but the cashflow is very tight each mid-month. This loan would ease that cashflow and help to consolidate and manage the debt.
Monthly net income: $4800
Monthly expenses: $
Housing: $1100
Insurance: $200
Car expenses: $440
Utilities: $120
Phone, cable, internet: $200
Groceries, Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $38.00 | 9/15/2011 6:14:36 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:17 PM |
| kulender | $50.00 | 9/17/2011 6:19:55 AM |
| papaloha | $25.00 | 9/17/2011 6:45:29 PM |
| let_me_retire | $25.00 | 9/19/2011 10:59:38 PM |
| green-ore-expert | $25.00 | 9/20/2011 10:58:29 PM |
| tech310 | $50.00 | 9/21/2011 6:03:20 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:44 AM |
| Pitufo | $25.00 | 9/22/2011 6:21:23 PM |
| smallbizrule | $25.00 | 9/24/2011 9:16:35 AM |
| personal-lender | $25.00 | 9/24/2011 12:11:19 PM |
| shawnw2 | $75.00 | 9/26/2011 10:06:40 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:27 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 10:01:38 AM |
| CA-Lender | $25.00 | 9/26/2011 10:27:50 AM |
| gentle-gain235 | $25.00 | 9/26/2011 10:53:22 AM |
| Gladglide | $25.00 | 9/26/2011 11:16:23 AM |
| 340 | $25.00 | 9/26/2011 12:37:21 PM |
| evergreen16 | $50.00 | 9/26/2011 12:50:22 PM |
| red-favorable-basis | $25.00 | 9/26/2011 1:36:45 PM |
| income-buffalo1 | $100.00 | 9/26/2011 4:10:31 PM |
| sturdy-responsibility7 | $30.00 | 9/26/2011 5:41:07 PM |
| Accountant83 | $25.00 | 9/26/2011 6:06:36 PM |
| loot-supporter2 | $26.00 | 9/26/2011 8:01:33 PM |
| thankful-exchange1 | $25.00 | 9/26/2011 6:44:32 PM |
| quest0 | $25.00 | 9/26/2011 6:48:41 PM |
| unassassinable | $25.00 | 9/26/2011 9:56:04 PM |
| JHKL | $25.00 | 9/26/2011 10:07:02 PM |
| IIP77 | $25.00 | 9/27/2011 5:57:53 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:23:46 AM |
| wizardii | $25.00 | 9/27/2011 5:53:20 AM |
| VJ_Financial | $26.30 | 9/27/2011 7:48:15 AM |
| octoberfresh | $25.00 | 9/27/2011 7:40:23 AM |
| Isanpankki | $50.00 | 9/27/2011 8:45:06 AM |
| rolltide09 | $25.00 | 9/27/2011 11:17:30 AM |
| 56bones | $25.00 | 9/27/2011 12:04:22 PM |
| LuvToLend | $25.00 | 9/27/2011 3:30:30 PM |
| double22 | $122.40 | 9/27/2011 5:48:34 PM |
| icon7 | $50.00 | 9/28/2011 7:00:59 AM |
| Haribelle | $25.00 | 9/28/2011 9:22:39 AM |
| payout-bridge | $25.00 | 9/28/2011 10:39:40 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:32:53 AM |
| intelligent-repayment8 | $469.84 | 9/28/2011 4:18:27 PM |
| Dubbs360 | $50.00 | 9/15/2011 9:58:28 PM |
| larslfe | $100.00 | 9/16/2011 12:15:39 PM |
| gotjack | $100.00 | 9/17/2011 8:45:27 AM |
| copper | $50.00 | 9/18/2011 1:56:10 PM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:25 PM |
| Horse-Lender | $41.08 | 9/21/2011 4:37:35 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:40 AM |
| alexgalt | $25.00 | 9/24/2011 1:24:37 AM |
| newest-unbeatable-currency | $25.00 | 9/24/2011 5:06:12 PM |
| moola-monger9 | $50.00 | 9/26/2011 11:20:38 AM |
| Dubbs360 | $50.00 | 9/26/2011 11:56:29 AM |
| MJTimages_com | $25.26 | 9/26/2011 1:19:25 PM |
| nilonc1 | $25.00 | 9/26/2011 1:14:30 PM |
| Bob450 | $25.03 | 9/26/2011 2:59:51 PM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:15:00 PM |
| Hogan55 | $25.37 | 9/26/2011 4:58:22 PM |
| lucrative-reward | $100.00 | 9/26/2011 6:10:02 PM |
| investment-comet | $25.00 | 9/26/2011 6:40:31 PM |
| calimanusa | $25.30 | 9/26/2011 8:16:12 PM |
| capital-galaxy | $75.00 | 9/27/2011 4:06:16 AM |
| schnatty | $64.11 | 9/27/2011 6:53:13 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:17:24 AM |
| unconquerable-dedication | $25.00 | 9/27/2011 8:39:37 AM |
| natural-platinum | $253.30 | 9/27/2011 7:06:22 AM |
| capital-kingdom | $25.01 | 9/27/2011 8:45:28 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:41:39 AM |
| gold-virtuoso | $65.00 | 9/27/2011 9:16:51 AM |
| gain-expert | $33.00 | 9/27/2011 12:02:07 PM |
| Astyanax | $80.00 | 9/27/2011 2:08:02 PM |
| ready-vigilance3 | $100.00 | 9/27/2011 3:43:50 PM |
| aultraman | $25.00 | 9/27/2011 3:48:00 PM |
| bid-stockpiler1 | $50.00 | 9/27/2011 5:42:41 PM |
| capital-galaxy | $225.00 | 9/28/2011 4:15:51 AM |
| pfh | $25.00 | 9/28/2011 5:50:33 AM |
| eboomer2611 | $25.00 | 9/28/2011 8:16:54 AM |
| fizicks06 | $50.00 | 9/28/2011 10:56:01 AM |
| veneziani | $25.00 | 9/28/2011 1:12:47 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
527597
This series of Notes was issued and sold upon the funding of the borrower loan #54019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,159 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-value7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Palm Springs remodel
Purpose of loan:
This loan will be used to...Replace windows
My financial situation:
I am a good candidate for this loan because...
We need people to borrow and simulate the economy and pay back investors. Plus save energy and cost on new insulated windows!
Monthly net income: $ 6,500 gross
Monthly expenses: $ 1875.00
Housing: $650.
Insurance: $80.
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/20/2011 9:51:54 AM |
| favorite-commerce | $25.00 | 9/20/2011 10:12:45 AM |
| worth-blanket2 | $5,000.00 | 9/20/2011 5:21:09 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
527685
This series of Notes was issued and sold upon the funding of the borrower loan #53876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $236.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,722 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duckhead01 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 60 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $24,000.00 | < 31 days late:
| 2
( 3% )
| 700-719
(Jul-2009)
720-739
(Apr-2007)
740-759
(Mar-2007)
700-719
(Jan-2007)
|
|
Principal balance:
| $656.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 62 | | |
Description
4th Prosper loan!
Purpose of loan: Pay off high interest credit card
This loan will be used to... pay off high interest credit card incurred when out house was destroyed in a flood. Having flood insurance wasnt enough to cover the cost of the monumental damages. We used all our savings and we are finally getting back to where we once were.
My financial situation: Good
I am a good candidate for this loan because...
This is my 4th prosper loan. As a borrower and former investor I believe in Prosper.
Monthly net income: $4600.00
Monthly expenses: $
Housing: $1000.00
Insurance: $240.00
Car expenses: $300.00
Utilities: $185.00
Phone, cable, internet: $110.00
Food, entertainment: $450.00
Clothing, household expenses: $220.00
Credit cards and other loans: $600.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $150.00 | 9/16/2011 5:00:56 PM |
| shawnw2 | $1,500.00 | 9/16/2011 5:02:34 PM |
| LittleMingo | $25.63 | 9/16/2011 5:04:07 PM |
| shrewd-income | $100.00 | 9/16/2011 5:07:03 PM |
| Jack55304 | $200.00 | 9/16/2011 5:12:28 PM |
| MoneyForNothing | $350.40 | 9/16/2011 5:03:48 PM |
| ultimate-peace | $25.00 | 9/16/2011 5:07:49 PM |
| dime-sapling | $50.00 | 9/16/2011 5:29:30 PM |
| restless-dime | $200.00 | 9/16/2011 5:32:30 PM |
| Kash2010lu | $35.00 | 9/16/2011 5:12:22 PM |
| kind-credit-bear | $25.00 | 9/16/2011 5:17:48 PM |
| nickel-hickory | $100.00 | 9/16/2011 5:19:00 PM |
| sensible-fund | $30.00 | 9/16/2011 5:58:15 PM |
| 113121 | $2,353.65 | 9/16/2011 6:27:44 PM |
| worthy-bid8 | $50.00 | 9/16/2011 5:07:57 PM |
| 312-Lender | $25.00 | 9/16/2011 5:14:45 PM |
| investment-daydream | $50.00 | 9/16/2011 5:10:35 PM |
| WeshaTheLeopard | $30.32 | 9/16/2011 5:43:08 PM |
| illinois_joe | $25.00 | 9/16/2011 5:52:22 PM |
| CoolPlexer | $25.00 | 9/16/2011 5:44:58 PM |
| wampum-library4 | $50.00 | 9/16/2011 5:58:41 PM |
| SolarMoonshine | $100.00 | 9/16/2011 6:15:39 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
527775
This series of Notes was issued and sold upon the funding of the borrower loan #54160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,644 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fabulous-marketplace972 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Today
Purpose of loan:
This loan will be used to...Upgrade my business
My financial situation:
I am a good candidate for this loan because...I have always repaid all debts even through hardships.
Monthly net income: $ 39,800
Monthly expenses: $
Housing: $ 429.50
Insurance: $ 59
Car expenses: $ paid off
Utilities: $50
Phone, cable, internet: $ 105
Food, entertainment: $ 250
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $ 425 in student loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/19/2011 9:06:50 AM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:23 PM |
| zorg77 | $50.00 | 9/20/2011 6:00:17 PM |
| tech310 | $50.00 | 9/21/2011 6:03:21 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:20 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:09 PM |
| stepatatime-together | $100.00 | 9/22/2011 5:18:30 PM |
| Dubbs360 | $100.00 | 9/23/2011 7:47:20 AM |
| capital-halo1 | $195.00 | 9/23/2011 5:09:58 PM |
| rate-sceptre | $25.00 | 9/25/2011 9:35:29 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:58 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:29 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:42 AM |
| shawnw2 | $25.00 | 9/26/2011 2:49:51 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:48 PM |
| alexgalt | $25.00 | 9/27/2011 9:40:27 PM |
| asiaratt | $50.00 | 9/28/2011 5:08:13 PM |
| fireferd | $25.00 | 9/28/2011 10:12:23 PM |
| Rip128 | $100.00 | 9/29/2011 5:07:12 AM |
| irrelevant | $25.00 | 9/29/2011 6:05:19 AM |
| greencat | $50.00 | 9/29/2011 8:55:17 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:43:19 AM |
| secureincome | $230.00 | 9/29/2011 1:22:56 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:22 PM |
| kulender | $50.00 | 9/21/2011 4:37:19 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:56 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:54 PM |
| handshake5 | $100.00 | 9/23/2011 5:10:48 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:21 PM |
| larslfe | $50.00 | 9/26/2011 1:26:39 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:06 AM |
| let_me_retire | $50.00 | 9/26/2011 8:11:59 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:50 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 1:06:22 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:44:18 AM |
| periko | $25.00 | 9/29/2011 7:37:13 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:13 AM |
| mrwonderful272 | $25.00 | 9/29/2011 9:05:46 AM |
| Rip128 | $75.00 | 9/29/2011 10:17:06 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
527779
This series of Notes was issued and sold upon the funding of the borrower loan #53865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,214 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plentiful-gold7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Request for $10,000 loan
Purpose of loan: Consolidate Bills
This loan will be used to...Pay off Debt
My financial situation: I am employed full time
I am a good candidate for this loan because...I am employed and my credit is good
Monthly net income: $6,000
Monthly expenses: $5000
Housing: $1600
Insurance: $250
Car expenses: $400
Utilities: $175
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/16/2011 5:08:01 PM |
| Something-Corporate | $25.00 | 9/17/2011 9:22:33 AM |
| diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:46 PM |
| kind-credit-bear | $25.00 | 9/18/2011 12:18:18 PM |
| proud-pound4 | $50.00 | 9/18/2011 8:31:58 PM |
| golffish2 | $25.00 | 9/19/2011 4:06:55 AM |
| Dubbs360 | $100.00 | 9/20/2011 8:04:34 AM |
| kulender | $100.00 | 9/20/2011 10:46:37 AM |
| CatbirdBanking | $25.00 | 9/21/2011 7:37:59 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:13 PM |
| tech310 | $50.00 | 9/21/2011 6:06:46 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:11 PM |
| enriched-truth | $25.00 | 9/22/2011 9:01:49 AM |
| jazzlender | $25.00 | 9/22/2011 1:15:47 PM |
| platinum-platoon | $25.00 | 9/22/2011 4:40:44 PM |
| tnjohnso | $25.00 | 9/22/2011 5:32:21 PM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:31 PM |
| jubilant-durability9 | $50.00 | 9/22/2011 7:49:12 PM |
| LendingPimp | $75.00 | 9/22/2011 11:22:55 PM |
| peso-mate | $50.00 | 9/22/2011 9:50:10 PM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
| frogperson | $100.00 | 9/23/2011 8:00:38 AM |
| mrack | $25.00 | 9/23/2011 10:17:01 AM |
| mg6619 | $25.00 | 9/23/2011 11:22:36 AM |
| priceless-note7 | $50.00 | 9/23/2011 11:15:59 AM |
| genelinist | $75.00 | 9/23/2011 12:26:02 PM |
| dedicated-transaction796 | $26.00 | 9/23/2011 2:06:08 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:20 PM |
| robocop | $25.00 | 9/23/2011 5:31:27 PM |
| monster4 | $50.00 | 9/23/2011 7:35:55 PM |
| blackstar | $25.00 | 9/24/2011 6:29:34 AM |
| tolerant-balance7 | $25.00 | 9/24/2011 9:06:41 PM |
| rate-sceptre | $25.00 | 9/25/2011 10:52:07 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:04 PM |
| a-helping-hand | $250.00 | 9/25/2011 3:00:59 PM |
| suges | $50.00 | 9/25/2011 7:21:01 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:35:55 AM |
| silver-enlightenment0 | $100.00 | 9/26/2011 6:56:31 AM |
| stepatatime-together | $100.00 | 9/26/2011 9:16:15 AM |
| money-baron-roth-IRA | $25.00 | 9/26/2011 9:31:56 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:28 AM |
| interest-splendor | $30.00 | 9/26/2011 9:50:03 AM |
| mrack | $25.00 | 9/26/2011 9:57:40 AM |
| gentle-gain235 | $100.00 | 9/26/2011 10:34:09 AM |
| djkaiser | $25.00 | 9/26/2011 10:45:31 AM |
| WSTRDG | $25.00 | 9/26/2011 10:46:55 AM |
| Gladglide | $25.00 | 9/26/2011 11:14:20 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:17:53 AM |
| hitsman | $50.00 | 9/26/2011 11:34:38 AM |
| jybank | $50.00 | 9/26/2011 11:39:45 AM |
| pi31415 | $25.00 | 9/26/2011 1:56:12 PM |
| Zeenos | $25.00 | 9/26/2011 11:57:56 AM |
| shrewd-peace7 | $25.00 | 9/26/2011 12:36:22 PM |
| nilonc1 | $25.00 | 9/26/2011 1:08:39 PM |
| sgt-schultz | $25.00 | 9/26/2011 3:02:11 PM |
| red-favorable-basis | $25.00 | 9/26/2011 1:35:10 PM |
| helping-out | $45.00 | 9/26/2011 2:22:15 PM |
| blissful-finance7 | $25.00 | 9/26/2011 3:05:06 PM |
| leeball | $100.00 | 9/26/2011 3:14:34 PM |
| JauaFlash | $25.00 | 9/26/2011 5:01:03 PM |
| susurrus | $25.00 | 9/26/2011 5:30:25 PM |
| investment-comet | $25.00 | 9/26/2011 6:42:23 PM |
| quest0 | $50.00 | 9/26/2011 6:49:04 PM |
| Pitufo | $25.00 | 9/26/2011 7:02:25 PM |
| purposeful-dedication | $25.00 | 9/26/2011 7:58:44 PM |
| friendly-principal76 | $25.00 | 9/26/2011 8:32:39 PM |
| icanhasloanz | $25.00 | 9/26/2011 9:10:42 PM |
| ethical-truth211 | $500.00 | 9/27/2011 1:39:48 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:35:19 AM |
| gotjack | $25.00 | 9/27/2011 6:13:25 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:42:51 AM |
| dollar-authority | $58.87 | 9/27/2011 7:44:52 AM |
| neutrino6 | $37.22 | 9/27/2011 7:45:42 AM |
| doomsday18 | $25.00 | 9/27/2011 8:29:53 AM |
| Scubadiver | $50.00 | 9/27/2011 8:33:37 AM |
| Bob450 | $25.03 | 9/27/2011 7:54:23 AM |
| spiff666 | $25.00 | 9/27/2011 8:47:07 AM |
| market-mesh | $50.00 | 9/27/2011 8:26:19 AM |
| thankful-nickel2 | $25.00 | 9/27/2011 7:52:41 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:42:06 AM |
| mad-scientist418 | $25.00 | 9/27/2011 9:16:46 AM |
| wwwUniversal | $25.00 | 9/27/2011 9:18:11 AM |
| irrelevant | $25.00 | 9/27/2011 10:05:12 AM |
| castlwizz | $25.00 | 9/27/2011 10:31:07 AM |
| FinanceEngine | $30.00 | 9/27/2011 9:58:11 AM |
| integrity-doctor | $100.00 | 9/27/2011 11:02:28 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:37 AM |
| bluesheep | $25.00 | 9/27/2011 1:27:17 PM |
| Astyanax | $80.00 | 9/27/2011 2:06:03 PM |
| social-workhorse | $25.00 | 9/27/2011 2:57:25 PM |
| DonaldColorado | $100.00 | 9/27/2011 3:26:43 PM |
| leball | $25.00 | 9/27/2011 2:38:29 PM |
| LuckyDuck49 | $25.00 | 9/27/2011 3:41:53 PM |
| dc4vlad | $50.00 | 9/27/2011 4:16:59 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:56 PM |
| setUup | $27.30 | 9/27/2011 5:12:41 PM |
| stammyc3 | $25.52 | 9/27/2011 5:55:23 PM |
| loss-of-control | $100.00 | 9/27/2011 5:34:22 PM |
| palace2 | $198.25 | 9/27/2011 5:40:13 PM |
| return-venture1 | $28.21 | 9/27/2011 6:07:43 PM |
| 108lender | $132.70 | 9/27/2011 6:43:25 PM |
| 1randyp | $100.00 | 9/27/2011 6:36:31 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:23:25 PM |
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:56 AM |
| AndChicksforFree | $25.00 | 9/16/2011 9:10:57 PM |
| papaloha | $25.00 | 9/17/2011 6:45:33 PM |
| gotjack | $25.00 | 9/20/2011 3:42:08 AM |
| DiligentiaLLC | $100.00 | 9/20/2011 12:28:23 PM |
| mlj0671 | $25.00 | 9/20/2011 9:07:15 PM |
| ursus | $50.00 | 9/21/2011 5:08:38 PM |
| unger | $160.11 | 9/22/2011 3:40:00 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:17 AM |
| dirkgently | $35.00 | 9/22/2011 4:34:32 PM |
| wise-unique-market | $100.00 | 9/22/2011 4:57:34 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:55 PM |
| handshake52 | $25.00 | 9/22/2011 5:50:22 PM |
| shrewd-income | $25.00 | 9/22/2011 6:34:53 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:43 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:57 AM |
| treasure-hunter270 | $25.00 | 9/23/2011 7:24:03 AM |
| designer_10 | $25.00 | 9/23/2011 10:25:47 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:45 AM |
| mykkai | $25.00 | 9/23/2011 12:33:50 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:31 PM |
| greenback-amplifier | $25.00 | 9/24/2011 9:23:59 PM |
| Kaj | $30.00 | 9/25/2011 3:53:04 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:03 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:02 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 10:00:39 AM |
| shawnw2 | $75.00 | 9/26/2011 10:06:10 AM |
| astute-investment5 | $25.00 | 9/26/2011 10:24:41 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:50 AM |
| moola-accelerator6 | $45.00 | 9/26/2011 10:17:01 AM |
| CA-Lender | $50.00 | 9/26/2011 10:26:41 AM |
| red-luminous-gain | $25.00 | 9/26/2011 11:24:33 AM |
| the-hope-workhorse | $50.00 | 9/26/2011 1:56:03 PM |
| Madmigel | $50.00 | 9/26/2011 5:42:09 PM |
| supersarah61 | $50.00 | 9/26/2011 4:36:47 PM |
| handshake5 | $100.00 | 9/26/2011 5:09:56 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:07:25 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:00 PM |
| youngster50 | $25.00 | 9/26/2011 6:30:28 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:35 PM |
| WMY-Investor | $100.00 | 9/26/2011 7:17:58 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:40:05 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:18 PM |
| desertoasis | $25.00 | 9/26/2011 8:40:04 PM |
| nebula076 | $100.00 | 9/27/2011 5:04:10 AM |
| interstellar | $75.00 | 9/27/2011 4:20:01 AM |
| green-trade-dolphin | $35.00 | 9/27/2011 6:24:00 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:52 AM |
| GElender | $25.00 | 9/27/2011 5:51:14 AM |
| IIP77 | $25.00 | 9/27/2011 5:58:11 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:11 AM |
| janeybooboo | $100.00 | 9/27/2011 6:09:27 AM |
| john0720 | $25.00 | 9/27/2011 7:27:28 AM |
| scoobiedoo | $50.00 | 9/27/2011 6:58:59 AM |
| ingenious-interest096 | $50.00 | 9/27/2011 7:50:58 AM |
| octoberfresh | $25.00 | 9/27/2011 7:40:40 AM |
| Rip128 | $100.00 | 9/27/2011 9:09:25 AM |
| Fedora | $25.00 | 9/27/2011 10:04:46 AM |
| ponytailacres | $55.00 | 9/27/2011 10:26:35 AM |
| finance-generator4 | $25.00 | 9/27/2011 9:54:02 AM |
| edaguy | $100.00 | 9/27/2011 1:13:08 PM |
| nickel-hickory | $50.00 | 9/27/2011 12:29:40 PM |
| sdr984 | $25.00 | 9/27/2011 1:44:03 PM |
| magnitude787 | $100.00 | 9/27/2011 1:46:00 PM |
| minddoc | $25.00 | 9/27/2011 5:04:51 PM |
| taebutogi | $25.78 | 9/27/2011 4:22:07 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:06:02 PM |
| thelovebug | $100.00 | 9/27/2011 5:17:28 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:03 PM |
| evnagelist | $50.00 | 9/27/2011 5:55:16 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:30 PM |
| ITExec | $100.00 | 9/27/2011 5:58:34 PM |
| interest-agave | $25.00 | 9/27/2011 6:05:34 PM |
| jtc26 | $100.00 | 9/27/2011 5:56:01 PM |
| the-upbeat-p2p | $45.00 | 9/27/2011 6:01:29 PM |
| one2sojourn | $25.00 | 9/27/2011 6:03:03 PM |
| 1randyp | $100.00 | 9/27/2011 6:37:18 PM |
| SimGuy | $25.00 | 9/27/2011 6:42:14 PM |
| wildanne | $50.00 | 9/27/2011 6:23:24 PM |
| dynamic-money271 | $25.00 | 9/27/2011 6:13:02 PM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
527789
This series of Notes was issued and sold upon the funding of the borrower loan #53852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,195 | |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sincere-interest4 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
locket11
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/16/2011 5:08:02 PM |
| social-cocktail1 | $50.00 | 9/17/2011 10:22:09 AM |
| dedicated-transaction796 | $27.00 | 9/17/2011 11:18:28 AM |
| bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:51 PM |
| handy-justice | $50.00 | 9/17/2011 6:19:06 PM |
| Zingaro | $25.00 | 9/18/2011 10:29:30 PM |
| suave-dime6 | $25.00 | 9/19/2011 6:37:16 AM |
| kind-credit-bear | $25.00 | 9/19/2011 9:14:34 AM |
| mennleo | $25.00 | 9/19/2011 12:45:51 PM |
| CubsFan23 | $100.00 | 9/19/2011 6:53:14 PM |
| Dubbs360 | $100.00 | 9/20/2011 8:04:34 AM |
| worldly-money4 | $200.00 | 9/20/2011 11:22:43 AM |
| realtormoises | $25.00 | 9/21/2011 5:45:46 AM |
| Erileb | $25.00 | 9/21/2011 7:56:49 PM |
| enriched-truth | $50.00 | 9/22/2011 9:01:07 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:43 PM |
| LendingPimp | $25.00 | 9/22/2011 11:24:03 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:57 AM |
| CC911 | $25.00 | 9/23/2011 7:28:44 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:45 AM |
| priceless-note7 | $50.00 | 9/23/2011 11:15:59 AM |
| Kaj | $30.00 | 9/25/2011 3:53:05 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:04 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:35:56 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:03 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:50 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:19:07 AM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:16:05 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:18 PM |
| desertoasis | $25.00 | 9/26/2011 8:40:04 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:25:57 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:52 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:12 AM |
| stepatatime-together | $100.00 | 9/27/2011 9:17:19 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:24 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:38 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:00 PM |
| Bank42 | $25.00 | 9/27/2011 3:36:33 PM |
| minddoc | $25.00 | 9/27/2011 5:04:51 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:03 PM |
| 108lender | $150.00 | 9/27/2011 6:43:33 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:38 PM |
| competent-p2p | $25.00 | 9/27/2011 7:48:45 PM |
| gulch | $29.65 | 9/27/2011 7:43:31 PM |
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:56 AM |
| diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:47 PM |
| income-buddy7 | $100.00 | 9/18/2011 1:34:45 PM |
| silver-voyager9 | $25.00 | 9/19/2011 11:50:40 AM |
| kulender | $100.00 | 9/20/2011 10:46:38 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:14 PM |
| bonus-poplar2 | $25.01 | 9/21/2011 1:14:53 PM |
| ursus | $50.00 | 9/21/2011 5:08:39 PM |
| tech310 | $50.00 | 9/21/2011 6:06:46 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:11 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:55 PM |
| mg6619 | $25.00 | 9/23/2011 11:22:12 AM |
| finance-prescription | $100.00 | 9/23/2011 5:11:20 PM |
| monster4 | $28.00 | 9/23/2011 7:35:56 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:03 PM |
| hitsman | $50.00 | 9/26/2011 11:34:39 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:47:40 AM |
| Scubadiver | $25.00 | 9/27/2011 8:37:33 AM |
| handshake5 | $100.00 | 9/27/2011 9:09:37 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:48 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:56 PM |
| bizlending | $250.00 | 9/27/2011 5:32:00 PM |
| ITExec | $100.00 | 9/27/2011 5:57:49 PM |
| engbusres | $32.00 | 9/27/2011 7:55:37 PM |
| riveting-credit5 | $50.00 | 9/27/2011 8:14:27 PM |
| worth-blanket2 | $1,900.00 | 9/27/2011 8:14:57 PM |
| investment-visionary | $3.34 | 9/27/2011 8:41:29 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
527797
This series of Notes was issued and sold upon the funding of the borrower loan #54084, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,955 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| farmer-girl |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...pay medical bills.
My financial situation:
I am a good candidate for this loan because...I make my payments. I have lived at the same address for over 9 years. Been at the same employer for almost 9 years and previous employer for 9 years.
Monthly net income: $4166.67
Monthly expenses: $350
Housing: $1500
Insurance: $150
Car expenses: $0
Utilities: $300
Phone, cable, internet: $350
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $80.00 | 9/28/2011 9:05:58 AM |
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:01 AM |
| wonder3 | $45.00 | 9/28/2011 10:46:11 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:44 PM |
| investment-artist | $26.00 | 9/28/2011 12:39:53 PM |
| the-subtle-generosity | $25.00 | 9/28/2011 5:23:08 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:39 PM |
| BenR | $100.00 | 9/28/2011 5:35:28 PM |
| intelligent-repayment8 | $1,223.70 | 9/28/2011 6:32:15 PM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:58 AM |
| favorite-commerce | $25.00 | 9/28/2011 10:18:45 AM |
| goodhearted-generosity511 | $25.00 | 9/28/2011 11:32:56 AM |
| finance-solo | $200.00 | 9/28/2011 10:24:01 AM |
| leverage-monger | $25.00 | 9/28/2011 10:46:17 AM |
| AlternativeCashFlow | $25.00 | 9/28/2011 11:58:32 AM |
| janeybooboo | $100.30 | 9/28/2011 12:53:38 PM |
| loss-of-control | $100.00 | 9/28/2011 6:08:48 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
527869
This series of Notes was issued and sold upon the funding of the borrower loan #54102, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,672 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kurseth |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving expenses
I am moving into my first apartment so I am taking out a loan to furnish the apartment and consolidate my student loan debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:00 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:53 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:44 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:44 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:00 PM |
| progressive-economy261 | $400.00 | 9/28/2011 7:21:53 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:22:43 PM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:29 AM |
| treasure-bliss | $25.00 | 9/29/2011 5:56:26 AM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:36 AM |
| Kaj | $25.00 | 9/29/2011 7:44:58 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:15 AM |
| credit-coach118 | $45.46 | 9/29/2011 10:21:40 AM |
| finance-prescription | $100.00 | 9/29/2011 12:24:44 PM |
| orbital-gain | $50.00 | 9/29/2011 12:16:49 PM |
| hope-gondola9 | $3,179.54 | 9/29/2011 1:20:45 PM |
| secureincome | $1,500.00 | 9/29/2011 1:16:33 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:18 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:19 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:55 AM |
| hitsman | $50.00 | 9/26/2011 11:35:22 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:07 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:54 AM |
| papaloha | $25.00 | 9/27/2011 7:03:51 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:44 PM |
| a-finance-nirvana | $25.00 | 9/28/2011 6:45:44 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:28 AM |
| first-integrity-gravity | $300.00 | 9/28/2011 6:00:59 PM |
| don8ter | $25.00 | 9/29/2011 3:41:27 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:44 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:11 AM |
| magnitude787 | $100.00 | 9/29/2011 11:07:49 AM |
| finance-mushroom | $100.00 | 9/29/2011 12:23:42 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:13 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
527875
This series of Notes was issued and sold upon the funding of the borrower loan #53977, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,795 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mighty-dollar9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refinance debt with one payment
Purpose of loan:
I will use this loan to consolidate multiple depts into one easier to manage payment instead of paying multiple high interest rates to credit card companies.
My financial situation:
I always pay my bills on time. I was a nurse before becoming disabled with a heart condition. I take pride in my credit and make good on every loan even though my disease has set me back quite a bit in my life. Your support is greatly appreciated.
Monthly net income: $1,713
Monthly expenses:
Housing: $450/month
Insurance: $80/year
Car expenses: None
Utilities: $150
Phone, cable, internet: $50/month
Food, entertainment: $70/month
Clothing, household expenses: $25/month
Credit cards and other loans: $500/month (to be consolidated)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $50.00 | 9/19/2011 1:35:57 PM |
| worthy-bid8 | $50.00 | 9/19/2011 5:07:42 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:24 PM |
| worth-blanket2 | $7,375.00 | 9/20/2011 5:20:25 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
527887
This series of Notes was issued and sold upon the funding of the borrower loan #53957, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1975 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 21
/
20 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,205 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| discrete-bill428 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debit consolidation loan
Purpose of loan: debit consolidation
This loan will be used to...pay off a credit card and other expenses
My financial situation: good
I am a good candidate for this loan because...
Because I have good cr scores in the 700+ and pay my bills in a timely manner
Monthly net income: $4500.00
Monthly expenses: $1200.00
Housing: $0.00
Insurance: $260.00
Car expenses: $0.00
Utilities: $324.00
Phone, cable, internet: $130.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:52 PM |
| ChoiceInvestments | $25.00 | 9/19/2011 10:02:41 AM |
| worthy-bid8 | $50.00 | 9/19/2011 5:07:44 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:24 PM |
| loss-of-control | $25.00 | 9/20/2011 5:42:49 PM |
| diplomatic-wealth7 | $25.00 | 9/19/2011 5:16:36 PM |
| accelerator96 | $25.00 | 9/20/2011 11:34:47 AM |
| kulender | $100.00 | 9/20/2011 10:46:44 AM |
| scrappy-diversification7 | $2,000.00 | 9/20/2011 5:09:07 PM |
| worth-blanket2 | $2,700.00 | 9/20/2011 5:19:38 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
527931
This series of Notes was issued and sold upon the funding of the borrower loan #54012, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,338 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heroic-revenue5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan for Repairs
Purpose of loan: My auto warranty will not cover my repair expenses for the full amount.
This loan will be used to repair the only car I have.
My financial situation is good with a stable and secure job as a hospitality professional in the hotel industry.
I am a good candidate for this loan because I have a secure job.
Monthly net income: $3030
Monthly expenses: $200
Housing: $900
Insurance: $110
Car expenses: $250
Utilities: $110
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/19/2011 9:06:52 AM |
| oplender | $25.00 | 9/19/2011 10:02:05 AM |
| tender-commerce8 | $100.00 | 9/19/2011 7:53:54 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:10 AM |
| kulender | $100.00 | 9/20/2011 10:46:47 AM |
| Weaverville | $50.00 | 9/21/2011 9:08:32 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:48 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:03 AM |
| EasternLender | $30.00 | 9/25/2011 3:09:27 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:09 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:27 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:34 PM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:15 AM |
| nickel-ferret | $50.00 | 9/28/2011 9:10:37 AM |
| credit-meteor7 | $200.00 | 9/28/2011 9:04:59 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:11 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:22 AM |
| astute-benjamins | $25.00 | 9/28/2011 11:16:35 AM |
| Relevance | $25.00 | 9/28/2011 11:44:15 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:09 PM |
| spark548 | $50.00 | 9/28/2011 2:41:00 PM |
| hidavehi | $25.00 | 9/28/2011 4:43:46 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:50 PM |
| compoundinterest | $50.00 | 9/28/2011 5:07:33 PM |
| sboyleston | $28.00 | 9/28/2011 5:54:56 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:38 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:54 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:57 AM |
| Investor_DP | $100.00 | 9/19/2011 5:06:45 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:14 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:25 PM |
| ursus | $50.00 | 9/21/2011 5:08:44 PM |
| tech310 | $50.00 | 9/21/2011 6:06:49 PM |
| villagers | $50.00 | 9/22/2011 3:11:34 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:09:05 PM |
| Kaj | $30.00 | 9/25/2011 3:53:11 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:01 AM |
| hitsman | $50.00 | 9/26/2011 11:34:44 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:39 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:22 AM |
| life-is-great | $25.00 | 9/27/2011 2:14:48 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:12 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:18 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:29 AM |
| Centaur | $25.00 | 9/28/2011 10:04:51 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:45 AM |
| ImaPutz | $25.00 | 9/28/2011 11:47:09 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:01 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:56:02 AM |
| veneziani | $25.00 | 9/28/2011 1:12:50 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:25 PM |
| money-bauble | $200.00 | 9/28/2011 5:07:00 PM |
| riskreward | $250.00 | 9/28/2011 5:19:03 PM |
| 52digital | $25.00 | 9/28/2011 5:58:12 PM |
| intelligent-repayment8 | $362.00 | 9/28/2011 6:34:22 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
527945
This series of Notes was issued and sold upon the funding of the borrower loan #54015, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 19y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,558 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-basis-shrine |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
remod fund
Purpose of loan:
This loan will be used to... remodel bathroom and consolidate a couple small bills.
My financial situation:
I am a good candidate for this loan because...worked for same company for nearly 20 years. Can easily afford the monthly payments.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mebowl300 | $50.00 | 9/19/2011 10:13:00 AM |
| Something-Corporate | $25.00 | 9/19/2011 4:08:53 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:26 PM |
| kulender | $50.00 | 9/21/2011 4:37:19 PM |
| DiligentiaLLC | $50.00 | 9/21/2011 3:15:06 PM |
| tech310 | $50.00 | 9/21/2011 6:03:21 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:22 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:09 PM |
| Rogelio48 | $40.00 | 9/23/2011 9:46:37 PM |
| larslfe | $50.00 | 9/26/2011 1:26:40 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:10 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:43 AM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:42:46 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:51 PM |
| finance-mushroom | $100.00 | 9/27/2011 5:09:10 PM |
| shawnw2 | $75.00 | 9/27/2011 6:04:00 PM |
| Retirefunmoney | $27.40 | 9/28/2011 7:38:31 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:54 PM |
| money-fort | $25.00 | 9/28/2011 3:04:08 PM |
| graceful-investment | $50.00 | 9/28/2011 3:30:49 PM |
| Toastmaster007 | $30.00 | 9/28/2011 3:43:03 PM |
| first-class-yield9 | $50.00 | 9/28/2011 4:05:23 PM |
| javelin0 | $43.11 | 9/28/2011 4:43:11 PM |
| ethical-truth211 | $751.00 | 9/28/2011 4:00:59 PM |
| jbloans | $25.00 | 9/28/2011 4:19:01 PM |
| CreditBuilder2 | $25.00 | 9/28/2011 4:40:32 PM |
| SimGuy | $25.00 | 9/28/2011 4:51:19 PM |
| loss-of-control | $100.00 | 9/28/2011 5:14:39 PM |
| bluehen00 | $25.00 | 9/28/2011 5:40:42 PM |
| tranquil-ore4 | $26.47 | 9/28/2011 6:27:06 PM |
| green-trade-dolphin | $25.00 | 9/28/2011 6:06:24 PM |
| InChicago | $100.00 | 9/28/2011 6:31:45 PM |
| intelligent-repayment8 | $2,393.71 | 9/28/2011 6:44:35 PM |
| Interloper | $35.00 | 9/19/2011 2:41:12 PM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:33 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:26 PM |
| CatbirdBanking | $25.00 | 9/22/2011 7:57:11 AM |
| stepatatime-together | $100.00 | 9/23/2011 5:19:23 PM |
| handshake5 | $100.00 | 9/24/2011 12:10:19 PM |
| beakerfish | $50.00 | 9/24/2011 12:50:20 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:02 AM |
| let_me_retire | $50.00 | 9/26/2011 8:28:21 AM |
| leeball | $100.00 | 9/26/2011 3:14:36 PM |
| capital-halo1 | $1,000.00 | 9/27/2011 9:08:44 AM |
| leball | $25.00 | 9/27/2011 2:16:34 PM |
| finance-prescription | $100.00 | 9/27/2011 5:10:12 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:28:45 PM |
| papaloha | $25.00 | 9/27/2011 7:03:40 PM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:23 AM |
| red-favorable-basis | $25.00 | 9/28/2011 4:06:49 PM |
| the-hope-workhorse | $200.00 | 9/28/2011 2:24:17 PM |
| IIP77 | $25.00 | 9/28/2011 5:09:57 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:44:29 PM |
| bid-stockpiler1 | $50.00 | 9/28/2011 5:16:23 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:14:27 PM |
| bizlending | $250.00 | 9/28/2011 6:17:09 PM |
| historic-loan1 | $28.31 | 9/28/2011 6:39:18 PM |
| sensational-dollar | $25.00 | 9/28/2011 6:40:13 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
527959
This series of Notes was issued and sold upon the funding of the borrower loan #53858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,740 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rate-upholder3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding expenses
Purpose of loan: This loan is being used to cover expenses for my Oct. 22 wedding. I anticipate getting more than the borrowed amount back the day of the wedding.
This loan will be used to pay my wedding photographer and for the wedding reception.
My financial situation: I am a full-time teacher, coaching two sports and have the opportunity to work additional hours for pay. My fiancee is a nurse who makes 54, 000 per year.
I am a good candidate for this loan because I could pay this loan back without counting on the funds from the wedding gifts but I will also have those.
Monthly net income: $ 2300
Monthly expenses: $1360
Housing: $800
Insurance: $100
Car expenses: $40
Utilities: $50
Phone, cable, internet: $20
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| zorg77 | $50.00 | 9/20/2011 6:03:36 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:42 PM |
| tech310 | $50.00 | 9/21/2011 6:03:23 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:04 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:14 AM |
| let_me_retire | $50.00 | 9/26/2011 8:48:28 AM |
| fabster | $25.00 | 9/26/2011 1:13:16 PM |
| Rogelio48 | $35.00 | 9/26/2011 8:12:39 PM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:36 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:55 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:51 PM |
| worth-blanket2 | $5,100.00 | 9/27/2011 8:15:37 PM |
| impala6464 | $46.66 | 9/27/2011 8:44:04 PM |
| DiligentiaLLC | $41.07 | 9/21/2011 3:16:01 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:55 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:29 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:16 PM |
| finance-prescription | $100.00 | 9/24/2011 12:10:43 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:19 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:31 AM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:56:02 PM |
| CatbirdBanking | $25.00 | 9/27/2011 7:12:28 AM |
| rate-sceptre | $25.00 | 9/27/2011 7:55:03 AM |
| neutrino6 | $27.27 | 9/27/2011 8:42:20 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
528009
This series of Notes was issued and sold upon the funding of the borrower loan #54044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $469.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,267 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-motivator |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Vegas Funding #2!
August investors have already received full payment so I'm giving it another shot!
I'm an investment professional with 8+ years of experience in the financial industry. Aside from earning income via investments and my current career, my side interest include poker & blackjack. I'm conservative when things aren't going good and aggressive when the streak runs hot. This can often time lead to huge returns. I play with ROI in mind.
What's the loan for? I'm off to Vegas. I visit frequently NY.
Why I need the loan? I don't. This is party testing out this service and offering an opportunity for investors to seek some returns. I put in 3 yrs primarily b/c it didn't give me any other options, but I plan on paying off in lump-sum.
I am a good candidate for this loan because...I have solid financial credentials and I'm not desperate for the loan. My current debt includes one primary credit card used to earn mileage & points and 10 yr school loan which has a rate close to 1%.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 9/19/2011 10:44:12 AM |
| worthy-bid8 | $50.00 | 9/19/2011 9:06:53 AM |
| compoundinterest | $50.00 | 9/19/2011 9:07:06 AM |
| diversification-surge | $25.00 | 9/19/2011 11:28:14 AM |
| subtle-revenue0 | $25.00 | 9/19/2011 11:53:06 AM |
| L-vex | $25.00 | 9/19/2011 11:02:49 AM |
| revenue-serenity | $25.00 | 9/19/2011 1:03:35 PM |
| whistledicksmith | $25.00 | 9/19/2011 1:45:52 PM |
| mtquan | $25.00 | 9/19/2011 2:25:09 PM |
| indomitable-coin | $25.00 | 9/19/2011 3:14:13 PM |
| nickel-ferret | $50.00 | 9/19/2011 5:10:34 PM |
| ski bum | $38.00 | 9/19/2011 5:12:20 PM |
| economy-molecule3 | $54.00 | 9/19/2011 5:14:27 PM |
| traghip6 | $25.00 | 9/19/2011 5:08:18 PM |
| frobin | $25.00 | 9/19/2011 8:05:37 PM |
| point-zebra | $25.00 | 9/19/2011 9:09:45 PM |
| capital-web7 | $25.00 | 9/19/2011 8:20:08 PM |
| sweet-loan7 | $25.00 | 9/19/2011 9:31:59 PM |
| RayEarth | $25.00 | 9/19/2011 9:39:04 PM |
| first-favorite-bonus9 | $25.00 | 9/20/2011 3:06:32 AM |
| john0720 | $100.00 | 9/20/2011 7:12:32 AM |
| jscope | $25.00 | 9/20/2011 7:20:51 AM |
| 16888 | $49.00 | 9/20/2011 7:39:06 AM |
| Dollars4Rent | $25.00 | 9/20/2011 6:48:57 AM |
| moola-man | $25.00 | 9/20/2011 8:30:06 AM |
| personal-lender | $25.00 | 9/20/2011 9:09:23 AM |
| KeepOnRunning | $50.00 | 9/20/2011 8:48:39 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:11 AM |
| radforj22 | $25.00 | 9/20/2011 10:05:18 AM |
| wellsfrugal | $25.00 | 9/20/2011 10:57:30 AM |
| Opportunity4you | $25.00 | 9/20/2011 11:55:43 AM |
| Hoov | $25.00 | 9/20/2011 12:54:54 PM |
| Tyre | $50.00 | 9/20/2011 1:54:27 PM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:01 PM |
| pbandjb | $25.00 | 9/20/2011 2:22:49 PM |
| dharma1 | $25.00 | 9/20/2011 3:00:43 PM |
| FRC64 | $50.00 | 9/20/2011 7:26:01 PM |
| dpfl55 | $25.00 | 9/20/2011 5:27:54 PM |
| g314 | $26.00 | 9/20/2011 9:08:28 PM |
| fairness-transporter6 | $25.00 | 9/20/2011 6:32:27 PM |
| a-finance-nirvana | $25.00 | 9/21/2011 2:46:58 AM |
| lending401 | $25.00 | 9/20/2011 9:39:16 PM |
| SourDoughSteve | $25.00 | 9/21/2011 7:24:32 AM |
| Harry | $50.00 | 9/21/2011 8:29:34 AM |
| BxRealtor | $25.00 | 9/21/2011 7:43:23 AM |
| Marathoner | $25.00 | 9/21/2011 11:41:27 AM |
| kriegs | $100.00 | 9/21/2011 12:37:15 PM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:31 PM |
| br4444 | $25.00 | 9/21/2011 5:03:09 PM |
| littlemonkey | $25.00 | 9/21/2011 6:29:46 PM |
| availableloan | $25.00 | 9/21/2011 6:38:10 PM |
| ZeLonewolf | $25.00 | 9/21/2011 9:05:02 PM |
| scott73 | $25.00 | 9/21/2011 10:24:10 PM |
| gold-sushi | $50.00 | 9/22/2011 5:56:57 AM |
| Rdodson11 | $25.00 | 9/22/2011 6:12:09 AM |
| passbook | $25.00 | 9/22/2011 6:24:10 AM |
| loot-heart | $25.00 | 9/22/2011 7:14:40 AM |
| best-deal-banker | $50.00 | 9/22/2011 7:18:44 AM |
| 6moonbeams | $50.00 | 9/22/2011 7:23:06 AM |
| chibear34 | $25.00 | 9/22/2011 6:10:28 AM |
| ChicoBob | $25.00 | 9/22/2011 9:06:20 AM |
| Leopoldine | $29.08 | 9/22/2011 10:09:35 AM |
| wise-silver-wonder | $25.00 | 9/22/2011 10:22:40 AM |
| SailAwayMoon | $25.00 | 9/22/2011 12:48:54 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:59 PM |
| degster | $25.00 | 9/22/2011 4:15:14 PM |
| george_kaplan | $25.00 | 9/22/2011 4:48:44 PM |
| DreDub | $50.00 | 9/22/2011 4:55:29 PM |
| velocity-solo | $25.00 | 9/22/2011 5:08:06 PM |
| cloud8 | $30.00 | 9/22/2011 5:35:25 PM |
| BigLinCT | $25.00 | 9/22/2011 5:36:16 PM |
| auction-elvis | $25.00 | 9/22/2011 5:36:41 PM |
| top-magnificent-agreement | $25.00 | 9/22/2011 6:03:37 PM |
| Kaj | $40.00 | 9/22/2011 6:58:04 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:17 PM |
| meenan | $50.00 | 9/22/2011 9:16:12 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:29:00 PM |
| p1k4blu | $25.00 | 9/23/2011 2:20:17 AM |
| Firescreek | $25.00 | 9/23/2011 4:21:19 AM |
| Lender0010 | $50.00 | 9/23/2011 1:32:22 AM |
| Approved1234 | $50.00 | 9/23/2011 3:20:23 AM |
| IIP77 | $25.00 | 9/23/2011 5:43:08 AM |
| radiant-integrity | $150.00 | 9/23/2011 5:58:56 AM |
| virtualbank | $25.00 | 9/23/2011 7:25:52 AM |
| DadWarbucks | $25.00 | 9/23/2011 8:43:02 AM |
| market-network | $25.00 | 9/23/2011 9:07:36 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:33 AM |
| efficient-marketplace | $50.00 | 9/23/2011 10:35:13 AM |
| jdrez | $25.00 | 9/23/2011 11:57:09 AM |
| excellent-greenback | $25.00 | 9/23/2011 1:58:20 PM |
| lenderme | $25.00 | 9/23/2011 2:33:02 PM |
| neighborly-hope6 | $100.00 | 9/23/2011 3:27:26 PM |
| ideal-penny8 | $25.00 | 9/23/2011 4:33:25 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:53 PM |
| EtaDuck | $25.00 | 9/23/2011 6:25:57 PM |
| the-profit-worker | $25.00 | 9/23/2011 9:50:51 PM |
| credit-vinyl | $25.00 | 9/24/2011 6:56:52 AM |
| emo13 | $50.00 | 9/24/2011 1:06:52 PM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:48:58 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:23:06 PM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:32 PM |
| credit-panda1 | $25.00 | 9/24/2011 7:10:41 PM |
| riskreward | $250.00 | 9/24/2011 5:29:16 PM |
| boogles72 | $25.00 | 9/24/2011 11:04:54 PM |
| FrayBentos | $25.00 | 9/25/2011 5:00:45 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:33 AM |
| shrewd-deal | $50.00 | 9/25/2011 9:00:21 AM |
| friendly-gold | $25.00 | 9/25/2011 10:08:33 AM |
| Mr_Marcus | $25.00 | 9/25/2011 10:12:40 AM |
| randomguy100 | $25.00 | 9/25/2011 10:13:41 AM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:08 PM |
| roymckenzie | $25.00 | 9/25/2011 3:00:48 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:29 PM |
| bnordman | $25.00 | 9/25/2011 6:47:03 PM |
| chestnut4 | $50.00 | 9/25/2011 8:31:32 PM |
| BlindSquirrel | $25.00 | 9/25/2011 10:31:15 PM |
| larslfe | $50.00 | 9/26/2011 1:26:41 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:43 AM |
| silver-armada | $50.00 | 9/26/2011 5:22:59 AM |
| lovelongandprosper | $50.00 | 9/26/2011 6:48:47 AM |
| icchok | $50.00 | 9/26/2011 6:35:30 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:16 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:29 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 9:49:10 AM |
| sci_guy | $25.00 | 9/26/2011 11:18:33 AM |
| JKEnterprises | $25.00 | 9/26/2011 10:16:23 AM |
| faldska | $25.00 | 9/26/2011 11:30:48 AM |
| green-glowing-gain | $25.00 | 9/26/2011 11:43:25 AM |
| TEAM-Jasper | $25.00 | 9/26/2011 12:07:12 PM |
| wealth-influencer | $50.00 | 9/26/2011 3:00:05 PM |
| TheBestDad | $25.00 | 9/26/2011 3:04:49 PM |
| mnmcarve | $25.00 | 9/26/2011 4:55:43 PM |
| SanJoser | $25.00 | 9/26/2011 3:57:03 PM |
| no_agenda_lender | $55.00 | 9/26/2011 4:33:01 PM |
| pbeach05 | $25.00 | 9/26/2011 5:46:17 PM |
| dukeiyer | $32.00 | 9/26/2011 5:16:40 PM |
| CoolPlexer | $25.00 | 9/26/2011 5:58:18 PM |
| LowLeftJim | $25.00 | 9/26/2011 7:05:30 PM |
| atlacatl | $25.00 | 9/26/2011 8:11:51 PM |
| fwaguy | $25.00 | 9/26/2011 6:59:11 PM |
| bobby4u3 | $25.00 | 9/26/2011 7:16:29 PM |
| Wilvara | $25.00 | 9/26/2011 8:14:29 PM |
| jamschmidt | $25.00 | 9/26/2011 10:18:16 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:38 PM |
| a-truth-upholder | $25.00 | 9/26/2011 9:41:01 PM |
| joseapg | $25.00 | 9/26/2011 8:47:34 PM |
| niin | $25.00 | 9/26/2011 11:59:28 PM |
| hardwareman | $25.00 | 9/27/2011 4:06:31 AM |
| Cali123 | $25.00 | 9/26/2011 11:48:05 PM |
| nisim5 | $50.00 | 9/27/2011 7:54:11 AM |
| open-wealth492 | $25.00 | 9/27/2011 8:15:22 AM |
| BenR | $100.00 | 9/27/2011 8:42:45 AM |
| goldeneye777 | $56.44 | 9/27/2011 8:00:21 AM |
| alverado | $100.00 | 9/27/2011 7:35:02 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:16 AM |
| finance-generator4 | $50.00 | 9/27/2011 9:53:08 AM |
| theogeer | $25.00 | 9/27/2011 10:03:19 AM |
| cpy911 | $25.00 | 9/27/2011 11:08:15 AM |
| nonukem | $25.00 | 9/27/2011 11:46:28 AM |
| Dan65 | $25.00 | 9/27/2011 10:58:53 AM |
| unassuming-note | $25.00 | 9/27/2011 12:08:10 PM |
| cash-queen | $25.00 | 9/27/2011 12:43:38 PM |
| jtrue71 | $25.00 | 9/27/2011 12:45:38 PM |
| gojackgo | $50.00 | 9/27/2011 2:20:08 PM |
| Bujinkan1 | $25.00 | 9/27/2011 1:15:05 PM |
| murtaza | $100.00 | 9/27/2011 2:01:19 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:41 PM |
| CashMoneyGNOME | $25.00 | 9/27/2011 4:41:18 PM |
| jump58 | $25.00 | 9/27/2011 5:20:45 PM |
| Loan-trust25 | $25.00 | 9/27/2011 5:33:08 PM |
| djs81 | $25.00 | 9/27/2011 5:38:14 PM |
| UD3230 | $36.78 | 9/27/2011 6:31:07 PM |
| DrewOdette | $25.00 | 9/27/2011 6:04:10 PM |
| invincible-dough | $63.00 | 9/27/2011 6:06:08 PM |
| shaker348 | $25.00 | 9/27/2011 6:15:56 PM |
| Jasper | $25.00 | 9/27/2011 7:05:23 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:55 PM |
| oplender | $25.00 | 9/19/2011 10:02:06 AM |
| wealthstar | $25.00 | 9/19/2011 10:28:21 AM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:36 AM |
| totoro | $25.00 | 9/19/2011 10:35:59 AM |
| Octavian315 | $35.00 | 9/19/2011 10:30:52 AM |
| loyalty-edifice997 | $25.00 | 9/19/2011 11:14:55 AM |
| escharfer | $25.00 | 9/19/2011 12:26:38 PM |
| GotCash | $50.00 | 9/19/2011 2:00:17 PM |
| bicyclist2270 | $25.00 | 9/19/2011 1:55:53 PM |
| vinayganti | $25.00 | 9/19/2011 3:22:11 PM |
| RusRobo | $25.00 | 9/19/2011 3:42:36 PM |
| 1stBankAndHal | $25.05 | 9/19/2011 7:32:42 PM |
| CalBear08 | $25.00 | 9/20/2011 1:25:03 AM |
| harmonious-moola7 | $25.00 | 9/20/2011 1:57:57 AM |
| skuba | $50.00 | 9/20/2011 2:14:51 AM |
| blot44 | $100.00 | 9/20/2011 5:20:12 AM |
| mrpowers5531 | $25.00 | 9/20/2011 5:48:33 AM |
| gracej | $25.00 | 9/20/2011 8:10:11 AM |
| Syzygy | $25.00 | 9/20/2011 8:52:22 AM |
| rudyindc | $25.00 | 9/20/2011 11:52:05 AM |
| bid-czar8 | $100.00 | 9/20/2011 4:33:23 PM |
| hostbank | $100.00 | 9/20/2011 5:08:12 PM |
| prodigy3 | $100.00 | 9/20/2011 7:05:59 PM |
| baseballfan111 | $50.00 | 9/20/2011 7:07:31 PM |
| mpthree | $25.00 | 9/20/2011 8:34:54 PM |
| ashik | $25.00 | 9/20/2011 9:09:44 PM |
| Ivan2007 | $25.00 | 9/21/2011 1:25:38 AM |
| buukyak | $25.00 | 9/21/2011 7:15:24 AM |
| bombay56 | $50.00 | 9/21/2011 9:07:13 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:30 PM |
| top-tender-moola | $25.00 | 9/21/2011 2:30:04 PM |
| mr55262 | $50.00 | 9/21/2011 4:36:15 PM |
| building-america | $25.00 | 9/21/2011 4:51:20 PM |
| Railbird | $25.00 | 9/21/2011 2:17:37 PM |
| Emgolda | $25.00 | 9/21/2011 4:48:56 PM |
| wampum-chorus3 | $25.00 | 9/21/2011 5:46:27 PM |
| MadHun | $200.00 | 9/21/2011 5:09:30 PM |
| djh47a | $25.00 | 9/21/2011 6:12:26 PM |
| value-wind0 | $50.00 | 9/21/2011 6:41:12 PM |
| dinero-jujitsu | $25.00 | 9/21/2011 6:59:35 PM |
| jescowa | $50.00 | 9/21/2011 6:15:46 PM |
| betaoption | $25.00 | 9/21/2011 7:43:49 PM |
| capital-futurist | $25.00 | 9/21/2011 6:32:03 PM |
| productive-principal7 | $25.00 | 9/21/2011 9:14:14 PM |
| Weaverville | $100.00 | 9/21/2011 9:07:06 PM |
| pipopirate | $25.00 | 9/22/2011 5:57:30 AM |
| useful-p2ploan | $50.00 | 9/22/2011 7:48:44 AM |
| GATrust | $25.00 | 9/22/2011 9:23:26 AM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:56 PM |
| kcole10 | $25.00 | 9/22/2011 4:37:20 PM |
| spenrod | $25.00 | 9/22/2011 4:31:51 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:45 PM |
| comet55 | $25.00 | 9/22/2011 5:07:43 PM |
| valiant-liberty4 | $25.00 | 9/22/2011 5:06:20 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:12 PM |
| zenchef | $25.00 | 9/22/2011 5:37:27 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:01 PM |
| soulwork | $25.00 | 9/22/2011 7:54:00 PM |
| money-floret | $50.00 | 9/22/2011 8:30:58 PM |
| marketplace-cello5 | $50.00 | 9/22/2011 9:55:18 PM |
| responsibility-cherry6 | $25.00 | 9/22/2011 10:58:02 PM |
| ChrisProsper | $1,000.00 | 9/23/2011 12:16:57 AM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:28 AM |
| Blue_HorseShoe | $25.00 | 9/23/2011 5:14:10 AM |
| AlB5 | $25.00 | 9/23/2011 5:52:57 AM |
| anacent | $50.00 | 9/23/2011 6:53:21 AM |
| anyoi | $25.00 | 9/23/2011 7:40:03 AM |
| Brisket_Bob | $50.00 | 9/23/2011 7:29:37 AM |
| boylezz | $25.00 | 9/23/2011 7:37:28 AM |
| zxr | $25.00 | 9/23/2011 8:42:30 AM |
| Trinkaloki | $28.00 | 9/23/2011 8:54:09 AM |
| investor7257 | $25.00 | 9/23/2011 8:59:59 AM |
| first-serene-credit | $25.00 | 9/23/2011 8:42:49 AM |
| JHKL | $25.00 | 9/23/2011 9:44:41 AM |
| leeball | $200.00 | 9/23/2011 10:02:01 AM |
| Warwick | $50.00 | 9/23/2011 10:36:54 AM |
| Veridic | $25.00 | 9/23/2011 12:13:17 PM |
| gold-disk | $25.00 | 9/23/2011 12:43:23 PM |
| NoCal | $25.00 | 9/23/2011 1:32:31 PM |
| greenback-seagull2 | $75.00 | 9/23/2011 2:17:42 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:47 PM |
| Stafo | $35.00 | 9/23/2011 3:02:31 PM |
| fairness-drum | $25.00 | 9/23/2011 3:17:55 PM |
| reinforced-revenue069 | $25.00 | 9/23/2011 4:59:56 PM |
| shoedds | $25.00 | 9/23/2011 11:34:18 PM |
| NJNY | $25.00 | 9/24/2011 6:41:59 AM |
| ronkr | $25.00 | 9/24/2011 6:47:17 AM |
| point-xylophone | $25.00 | 9/24/2011 7:49:46 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:39 AM |
| almar | $25.00 | 9/24/2011 8:44:15 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:42 AM |
| newest-return-wind | $40.00 | 9/24/2011 8:09:13 AM |
| auction-rocket | $25.00 | 9/24/2011 8:32:30 AM |
| acropiloterau2002 | $25.00 | 9/24/2011 9:46:56 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:19 AM |
| sb0453 | $25.00 | 9/24/2011 8:47:48 AM |
| first-pragmatic-note | $25.00 | 9/24/2011 11:48:32 AM |
| jcttjg | $25.00 | 9/24/2011 2:43:55 PM |
| bazaar-flow6 | $300.00 | 9/24/2011 2:47:00 PM |
| Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:24 PM |
| contract-bopper | $50.00 | 9/24/2011 5:10:41 PM |
| timmsc | $25.00 | 9/24/2011 10:00:08 PM |
| matusky | $51.74 | 9/24/2011 7:07:26 PM |
| fishing533 | $50.00 | 9/24/2011 10:07:33 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:02:02 AM |
| first-class-dough2 | $100.00 | 9/25/2011 6:14:34 AM |
| revmax | $25.00 | 9/25/2011 8:33:35 AM |
| LoanDMC | $25.00 | 9/25/2011 8:44:03 AM |
| bchbum | $50.00 | 9/25/2011 6:14:09 AM |
| fair-funds | $25.00 | 9/25/2011 10:23:42 AM |
| Flatfoot | $25.00 | 9/25/2011 8:42:51 AM |
| skunkor2 | $40.00 | 9/25/2011 10:59:39 AM |
| freesia54 | $50.00 | 9/25/2011 9:31:45 AM |
| Duchdad | $25.00 | 9/25/2011 10:54:04 AM |
| rose88 | $25.00 | 9/25/2011 12:06:42 PM |
| SacramentoLoaners | $25.00 | 9/25/2011 12:22:41 PM |
| Preteur | $25.00 | 9/25/2011 1:26:03 PM |
| pious-funds5 | $25.00 | 9/25/2011 2:50:01 PM |
| taz007 | $81.00 | 9/25/2011 2:59:35 PM |
| nerdbomber | $35.00 | 9/25/2011 4:57:15 PM |
| SeaLoans | $25.00 | 9/25/2011 5:21:31 PM |
| onegoodlender | $25.00 | 9/25/2011 3:27:07 PM |
| mar97 | $25.00 | 9/25/2011 4:18:38 PM |
| lost-money-so-far-on-these | $25.00 | 9/25/2011 9:11:07 PM |
| postalwhiz | $50.00 | 9/25/2011 6:57:59 PM |
| imagenki | $25.00 | 9/25/2011 7:47:48 PM |
| runner262 | $25.00 | 9/25/2011 8:00:41 PM |
| prosha | $25.00 | 9/26/2011 8:30:44 AM |
| grallu | $50.00 | 9/26/2011 7:22:18 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:49 AM |
| knitwhit122 | $25.00 | 9/26/2011 8:55:56 AM |
| RJN | $25.00 | 9/26/2011 9:14:48 AM |
| pwkpwk | $25.00 | 9/26/2011 10:35:15 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:39:03 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:27 PM |
| neighborly-hope6 | $100.00 | 9/26/2011 4:37:59 PM |
| JHKL | $25.00 | 9/26/2011 4:40:01 PM |
| nri22 | $50.00 | 9/26/2011 3:39:26 PM |
| oldman1947 | $25.00 | 9/26/2011 6:06:13 PM |
| listing-cloud | $25.00 | 9/26/2011 5:18:11 PM |
| Mookouw | $26.00 | 9/26/2011 5:31:38 PM |
| shortstop21 | $25.00 | 9/26/2011 6:04:47 PM |
| golden-bid9 | $25.00 | 9/26/2011 7:22:19 PM |
| the-pragmatic-fund | $34.00 | 9/26/2011 6:50:54 PM |
| oneeighty | $25.00 | 9/26/2011 7:59:11 PM |
| nicola78 | $25.00 | 9/26/2011 9:07:05 PM |
| math1973 | $50.00 | 9/26/2011 7:27:57 PM |
| mighty-value | $50.00 | 9/26/2011 11:30:53 PM |
| virtuous-repayment | $100.00 | 9/27/2011 12:42:51 AM |
| deal-enrichment | $25.00 | 9/26/2011 8:56:09 PM |
| Cheburashka | $30.00 | 9/27/2011 1:56:19 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:42 AM |
| gerryfixit | $25.00 | 9/27/2011 2:23:36 AM |
| MARSTUN | $100.00 | 9/26/2011 11:10:54 PM |
| blue-note-relaxation | $25.00 | 9/27/2011 5:22:41 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:23 AM |
| enchanted-reward1 | $25.00 | 9/27/2011 8:52:05 AM |
| Rick21 | $25.00 | 9/27/2011 7:50:32 AM |
| miket71 | $30.00 | 9/27/2011 9:29:23 AM |
| LTR | $25.00 | 9/27/2011 10:25:53 AM |
| knowledgeable-note6 | $39.00 | 9/27/2011 12:45:52 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:05 PM |
| TheReaderRabbit | $25.00 | 9/27/2011 4:52:01 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:23 PM |
| stikman | $25.00 | 9/27/2011 6:05:25 PM |
| i8agoldfish | $53.04 | 9/27/2011 5:54:53 PM |
| JazzFranchise | $25.00 | 9/27/2011 6:32:32 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:36:42 PM |
| dinero-honker | $150.00 | 9/27/2011 7:06:04 PM |
| hard-working-rate3 | $267.86 | 9/27/2011 7:09:46 PM |
| 347 Investments
|
Borrower Payment Dependent Notes Series
528021
This series of Notes was issued and sold upon the funding of the borrower loan #53863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
6 | Length of status: | 11y 9m |
|
Amount delinquent:
| $835 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $3,126 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-lotus6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
patron56
Purpose of loan:
This loan will be used to...repair auto
My financial situation:
I am a good candidate for this loan because...no problem with payoff
Monthly net income: $3960
Monthly expenses: $
Housing: $1200
Insurance: $170
Car expenses: $
Utilities: $300
Phone, cable, internet: $45
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:55 PM |
| well-rounded-payout0 | $50.00 | 9/19/2011 9:14:23 AM |
| SolarMoonshine | $25.00 | 9/19/2011 6:31:30 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:28 PM |
| exchange-squirrel | $25.00 | 9/20/2011 7:19:41 AM |
| diplomatic-wealth7 | $25.00 | 9/20/2011 9:15:57 AM |
| Dubbs360 | $100.00 | 9/21/2011 8:00:21 AM |
| scrappy-diversification7 | $1,500.00 | 9/21/2011 9:09:28 AM |
| kulender | $100.00 | 9/20/2011 10:46:49 AM |
| a-finance-nirvana | $25.00 | 9/21/2011 2:45:50 AM |
| leverage-monger | $25.00 | 9/21/2011 7:06:59 AM |
| mlj0671 | $25.00 | 9/21/2011 6:18:04 AM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:33 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
528031
This series of Notes was issued and sold upon the funding of the borrower loan #54140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $353.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 2m |
|
Amount delinquent:
| $86,303 |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,849 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Tapu22 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2008)
800-819
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Tapu22
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 9/19/2011 9:05:31 AM |
| MoneyForNothing | $68.55 | 9/19/2011 9:13:06 AM |
| AndChicksforFree | $47.00 | 9/19/2011 9:31:23 AM |
| Dusigrosz | $100.00 | 9/19/2011 9:40:01 AM |
| Moe87 | $25.00 | 9/19/2011 2:52:54 PM |
| trumpeter5 | $50.00 | 9/19/2011 4:41:42 PM |
| marwadi-62 | $500.00 | 9/19/2011 4:43:34 PM |
| Kash2010lu | $25.00 | 9/19/2011 6:28:34 PM |
| SolarMoonshine | $25.00 | 9/19/2011 6:31:04 PM |
| brightest-organized-balance | $25.00 | 9/19/2011 6:53:56 PM |
| well-mannered-income3 | $30.00 | 9/20/2011 7:26:10 AM |
| GElender | $40.00 | 9/20/2011 7:24:10 AM |
| kind-credit-bear | $25.00 | 9/20/2011 9:15:44 AM |
| kulender | $100.00 | 9/20/2011 10:46:50 AM |
| diplomatic-wealth7 | $25.00 | 9/20/2011 5:16:44 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:56 PM |
| currency-excellency0 | $75.00 | 9/19/2011 9:03:05 AM |
| Jack55304 | $200.00 | 9/19/2011 9:10:11 AM |
| 312-Lender | $25.00 | 9/19/2011 9:11:57 AM |
| glroark | $100.00 | 9/19/2011 11:41:49 AM |
| mennleo | $30.00 | 9/19/2011 12:50:31 PM |
| awesome-yield7 | $25.00 | 9/19/2011 1:49:01 PM |
| ommcd | $25.00 | 9/19/2011 3:25:21 PM |
| BuffetRocks | $50.00 | 9/20/2011 12:26:34 AM |
| compassion-artisan9 | $25.00 | 9/19/2011 10:38:04 PM |
| moola-tulip1 | $30.00 | 9/20/2011 9:48:45 AM |
| Mikale360 | $25.00 | 9/20/2011 5:16:41 PM |
| worth-blanket2 | $7,300.00 | 9/20/2011 5:20:46 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
528041
This series of Notes was issued and sold upon the funding of the borrower loan #53974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 7m |
|
Amount delinquent:
| $101 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,851 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| order-neutron4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for adoption expenses
Purpose of loan:
This loan will be used to...
pay for adoption expenses
My financial situation:
I am a good candidate for this loan because I have a stable job with the federal government.I just have been through an expensive divorce. I have an opportunity to adopt my daughter's biological sister in Russia and I need some money for the initial costs while I work on fundraising and grants for the rest of the money. I did not plan for this adoption so did not have money put aside.
Monthly net income: $9024.00
Monthly expenses: $
Housing: $3,700
Insurance: $ 104.00
Car expenses: $100
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1,100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/20/2011 5:16:32 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:32 PM |
| kulender | $50.00 | 9/21/2011 4:37:23 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:26 AM |
| building_community | $50.00 | 9/22/2011 4:42:11 PM |
| zorg77 | $43.38 | 9/22/2011 5:56:40 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:07 AM |
| let_me_retire | $50.00 | 9/26/2011 8:33:02 AM |
| quest0 | $25.00 | 9/26/2011 6:50:30 PM |
| supreme-hope | $25.00 | 9/26/2011 8:03:52 PM |
| hogdriver | $25.00 | 9/26/2011 10:49:05 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:01:05 AM |
| melodious-openness | $50.00 | 9/27/2011 5:54:45 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:11:05 AM |
| VJ_Financial | $26.30 | 9/27/2011 7:52:37 AM |
| burgeoning-marketplace4 | $25.00 | 9/27/2011 9:53:38 AM |
| jybank | $50.00 | 9/27/2011 10:05:30 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:53 PM |
| papaloha | $25.00 | 9/27/2011 7:03:42 PM |
| wise-careful-greenback | $25.00 | 9/27/2011 7:34:07 PM |
| small-change | $25.00 | 9/27/2011 8:17:15 PM |
| riveting-credit5 | $50.00 | 9/27/2011 8:32:36 PM |
| investment-visionary | $55.06 | 9/27/2011 8:45:43 PM |
| impala6464 | $50.00 | 9/27/2011 8:49:11 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:31:30 PM |
| zone6 | $100.00 | 9/27/2011 11:20:58 PM |
| kind-diligent-coin | $26.33 | 9/28/2011 4:12:52 AM |
| GGreg799 | $25.00 | 9/28/2011 4:19:41 AM |
| beans53 | $25.00 | 9/28/2011 7:18:59 AM |
| icon7 | $25.00 | 9/28/2011 7:20:00 AM |
| icon7 | $50.00 | 9/28/2011 6:52:42 AM |
| toomanyfishtanks | $55.56 | 9/28/2011 7:06:41 AM |
| reward-walnut | $25.00 | 9/28/2011 7:12:35 AM |
| Bob450 | $25.03 | 9/28/2011 8:11:25 AM |
| dthompso | $50.00 | 9/28/2011 8:53:08 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:23 AM |
| payout-bridge | $50.00 | 9/28/2011 9:13:53 AM |
| nickel-hickory | $25.00 | 9/28/2011 9:28:09 AM |
| bmotorola | $100.00 | 9/28/2011 11:38:15 AM |
| visionary-fund | $100.00 | 9/28/2011 10:14:40 AM |
| pfh | $25.00 | 9/28/2011 11:47:26 AM |
| quick | $50.00 | 9/28/2011 11:48:40 AM |
| helping-out | $30.00 | 9/28/2011 11:49:21 AM |
| discrete-asset | $25.00 | 9/28/2011 12:03:08 PM |
| bmbanzai | $25.00 | 9/28/2011 12:12:02 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:16:57 PM |
| tech310 | $50.00 | 9/21/2011 6:03:22 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:13 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:29 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:01 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:24 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:13 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:30 AM |
| orderly-wampum | $85.00 | 9/26/2011 7:12:17 PM |
| Dubbs360 | $100.00 | 9/26/2011 9:33:45 PM |
| lucrative-reward | $100.00 | 9/26/2011 9:54:58 PM |
| the-hope-workhorse | $100.00 | 9/26/2011 9:59:44 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:26:46 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:42:50 AM |
| balance-warrior | $25.03 | 9/27/2011 8:10:12 AM |
| integrity-broker | $25.00 | 9/27/2011 7:42:42 AM |
| CA-Lender | $25.00 | 9/27/2011 8:58:14 AM |
| tender-ore | $25.00 | 9/27/2011 9:20:33 AM |
| vibrant-penny7 | $25.00 | 9/27/2011 9:57:42 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:38 AM |
| stepatatime-together | $100.00 | 9/27/2011 5:17:03 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:56:22 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:26:01 PM |
| luzonct | $100.00 | 9/27/2011 7:16:44 PM |
| jbloans | $25.00 | 9/27/2011 9:24:00 PM |
| smart-note9 | $25.00 | 9/27/2011 9:40:47 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:45:32 PM |
| duty-windmill | $50.00 | 9/27/2011 10:36:23 PM |
| S-Master | $100.00 | 9/28/2011 12:55:24 AM |
| LendingPimp | $125.00 | 9/28/2011 1:42:09 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:37:11 AM |
| icon7 | $50.00 | 9/28/2011 7:11:33 AM |
| wdove511 | $30.50 | 9/28/2011 7:12:50 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:43:54 AM |
| realtormoises | $25.00 | 9/28/2011 6:55:12 AM |
| industrious-currency | $25.00 | 9/28/2011 7:05:06 AM |
| the-radiant-silver | $200.00 | 9/28/2011 7:56:58 AM |
| unafraid-loan5 | $25.00 | 9/28/2011 7:13:29 AM |
| Rogue_Funding | $25.00 | 9/28/2011 8:38:29 AM |
| first-dinero-paladin | $25.00 | 9/28/2011 8:06:07 AM |
| goldenticket2 | $27.76 | 9/28/2011 8:35:24 AM |
| handshake5 | $100.00 | 9/28/2011 9:10:24 AM |
| worthy-bid4 | $60.00 | 9/28/2011 9:24:12 AM |
| trade-beeper4 | $25.00 | 9/28/2011 9:49:49 AM |
| nickel-hickory | $25.00 | 9/28/2011 9:28:30 AM |
| benefit-flow | $25.00 | 9/28/2011 9:54:57 AM |
| FLRN | $25.00 | 9/28/2011 10:59:58 AM |
| leverage-monger | $25.00 | 9/28/2011 10:14:56 AM |
| ultimate-responsibility0 | $25.00 | 9/28/2011 11:45:01 AM |
| ddog0224 | $120.00 | 9/28/2011 11:20:47 AM |
| ponytailacres | $35.00 | 9/28/2011 11:51:42 AM |
| Zuzu | $25.00 | 9/28/2011 11:58:45 AM |
| 56bones | $60.05 | 9/28/2011 12:37:04 PM |
| best-power-backer | $500.00 | 9/28/2011 12:30:46 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
528051
This series of Notes was issued and sold upon the funding of the borrower loan #53925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $184 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mighty-worth4 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 9/19/2011 5:02:59 PM |
| houli123 | $100.00 | 9/19/2011 5:51:06 PM |
| riveting-credit5 | $50.00 | 9/19/2011 9:10:17 PM |
| golffish2 | $25.00 | 9/20/2011 3:50:26 AM |
| meers2000 | $50.92 | 9/20/2011 5:23:10 AM |
| DiligentiaLLC | $25.00 | 9/20/2011 10:14:30 AM |
| sweetlan | $25.00 | 9/21/2011 6:22:22 PM |
| FinDoc | $25.00 | 9/22/2011 6:22:43 AM |
| MrDance123 | $72.00 | 9/22/2011 9:27:08 AM |
| gotjack | $25.00 | 9/22/2011 5:16:38 PM |
| adaptable-capital | $250.00 | 9/22/2011 8:00:14 PM |
| transformer855 | $25.00 | 9/22/2011 10:04:14 PM |
| nfx | $40.00 | 9/23/2011 6:57:33 AM |
| HotStreak | $25.00 | 9/24/2011 11:47:49 PM |
| loss-of-control | $100.00 | 9/25/2011 10:24:09 AM |
| rate-sceptre | $25.00 | 9/25/2011 9:37:12 PM |
| whitegold24k | $444.62 | 9/27/2011 12:51:51 PM |
| Asimus | $41.74 | 9/27/2011 3:50:01 PM |
| helpful-loan245 | $25.00 | 9/27/2011 7:07:05 PM |
| painterflipper | $37.96 | 9/27/2011 8:41:56 PM |
| supreme-hope | $25.00 | 9/28/2011 4:37:46 AM |
| gotjack | $75.00 | 9/28/2011 2:40:48 AM |
| loanman2007 | $25.00 | 9/28/2011 4:05:30 AM |
| taetrade | $25.00 | 9/28/2011 5:44:53 AM |
| pfh | $25.00 | 9/28/2011 5:50:08 AM |
| refined-return922 | $25.00 | 9/28/2011 5:56:53 AM |
| payout-network1 | $100.00 | 9/28/2011 6:13:32 AM |
| capitalelstiltskin2 | $100.00 | 9/28/2011 6:26:13 AM |
| new-caring-investment | $38.98 | 9/28/2011 5:15:59 AM |
| GoldenGo4 | $50.00 | 9/28/2011 5:30:36 AM |
| john0720 | $25.00 | 9/28/2011 6:40:47 AM |
| nodebt2012 | $24.78 | 9/28/2011 6:54:03 AM |
| katnmouse | $30.00 | 9/28/2011 6:34:31 AM |
| carrinel | $50.00 | 9/28/2011 6:36:02 AM |
| wizardii | $25.00 | 9/28/2011 6:42:37 AM |
| YeoLenderSource | $25.00 | 9/28/2011 6:46:23 AM |
| restless-dime | $100.00 | 9/19/2011 6:30:35 PM |
| goodhearted-generosity511 | $25.00 | 9/19/2011 5:44:54 PM |
| SolarMoonshine | $25.00 | 9/19/2011 6:46:18 PM |
| riveting-credit5 | $50.00 | 9/19/2011 9:11:14 PM |
| Rogelio48 | $30.00 | 9/20/2011 6:50:46 AM |
| CashFlow13 | $500.00 | 9/22/2011 3:53:03 AM |
| nilonc1 | $25.00 | 9/22/2011 6:28:14 AM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:48 AM |
| proper-loot3 | $29.00 | 9/22/2011 5:19:39 PM |
| finance-investor3 | $25.00 | 9/22/2011 10:13:30 PM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:31 PM |
| alexgalt | $25.00 | 9/24/2011 1:25:26 AM |
| let_me_retire | $50.00 | 9/25/2011 2:35:30 AM |
| momentous-value | $25.00 | 9/25/2011 12:35:35 PM |
| money-fort | $25.00 | 9/25/2011 6:28:49 PM |
| larslfe | $50.00 | 9/26/2011 1:26:42 AM |
| shawnw2 | $35.00 | 9/26/2011 2:51:43 PM |
| tech310 | $50.00 | 9/27/2011 2:32:01 PM |
| personal-lender | $25.00 | 9/27/2011 5:10:38 PM |
| commanding-income774 | $25.00 | 9/27/2011 6:31:11 PM |
| dough-rocket | $50.00 | 9/28/2011 4:10:04 AM |
| capital-galaxy | $200.00 | 9/28/2011 4:17:15 AM |
| q4golf | $50.00 | 9/28/2011 4:20:55 AM |
| s_man1 | $25.00 | 9/28/2011 4:53:28 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:35:25 AM |
| likeable-hope | $25.00 | 9/28/2011 6:00:01 AM |
| icon7 | $50.00 | 9/28/2011 6:50:50 AM |
| rakem777 | $25.00 | 9/28/2011 6:31:24 AM |
| katnmouse | $25.00 | 9/28/2011 6:19:40 AM |
| treasure-runner | $25.00 | 9/28/2011 6:51:54 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
528103
This series of Notes was issued and sold upon the funding of the borrower loan #54040, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,071 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| griffin4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower my bills.
Purpose of loan:
This loan will be used to... Pay off some lower debts
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4717.00
Monthly expenses: $3900.00
Housing: $307.97
Insurance: $125.00
Car expenses: $0
Utilities: $350.00
Phone, cable, internet: $175.00
Food, entertainment: $150.00
Clothing, household expenses: $225.00
Credit cards and other loans: $500.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| red-favorable-basis | $25.00 | 9/19/2011 9:12:21 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:27 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:14 PM |
| gotjack | $25.00 | 9/22/2011 5:16:40 PM |
| CatbirdBanking | $25.00 | 9/22/2011 7:59:43 PM |
| CatbirdBanking | $25.00 | 9/22/2011 8:01:19 PM |
| nodebt2012 | $25.00 | 9/23/2011 1:55:39 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:45 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:10 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:15 AM |
| leeball | $100.00 | 9/26/2011 3:14:37 PM |
| shawnw2 | $75.00 | 9/26/2011 2:52:23 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:54 PM |
| edaguy | $100.00 | 9/27/2011 1:13:10 PM |
| papaloha | $25.00 | 9/27/2011 7:03:43 PM |
| first-class-yield9 | $50.00 | 9/27/2011 8:48:12 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:49:25 PM |
| mrxtravis | $38.63 | 9/27/2011 10:06:24 PM |
| matthewa | $25.00 | 9/27/2011 10:10:52 PM |
| Gladglide | $25.00 | 9/27/2011 11:28:15 PM |
| gotjack | $75.00 | 9/28/2011 2:41:00 AM |
| GGreg799 | $25.00 | 9/28/2011 4:19:41 AM |
| realtormoises | $25.00 | 9/28/2011 6:55:27 AM |
| ddog0224 | $25.00 | 9/28/2011 11:31:37 AM |
| Zuzu | $25.00 | 9/28/2011 12:10:25 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:26:37 PM |
| wildanne | $25.00 | 9/28/2011 3:00:10 PM |
| Something-Corporate | $25.00 | 9/28/2011 4:27:48 PM |
| spsavage | $25.00 | 9/28/2011 4:12:33 PM |
| investment-cluster | $30.00 | 9/28/2011 4:33:52 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:36 PM |
| loss-of-control | $50.00 | 9/28/2011 5:22:30 PM |
| stepatatime-together | $100.00 | 9/28/2011 5:18:03 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:24:14 PM |
| kind-credit-bear | $29.50 | 9/28/2011 7:08:39 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:13:23 PM |
| justice-trooper | $25.05 | 9/28/2011 9:02:42 PM |
| a-helping-hand | $100.00 | 9/28/2011 8:25:40 PM |
| riveting-credit5 | $100.00 | 9/28/2011 8:43:20 PM |
| kind-credit-bear | $25.00 | 9/21/2011 9:18:24 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:35 PM |
| DiligentiaLLC | $75.00 | 9/21/2011 3:07:43 PM |
| saxaphone6 | $25.00 | 9/21/2011 4:36:03 PM |
| kulender | $50.00 | 9/21/2011 4:37:24 PM |
| tech310 | $50.00 | 9/21/2011 6:00:56 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:02 PM |
| kermitdafrog | $25.00 | 9/23/2011 12:36:50 PM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:32 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:25 PM |
| Zeenos | $25.00 | 9/26/2011 9:46:30 AM |
| impala6464 | $50.00 | 9/27/2011 8:46:38 PM |
| money-fort | $25.00 | 9/27/2011 10:05:53 PM |
| adamdroker | $25.00 | 9/27/2011 11:00:27 PM |
| icon7 | $50.00 | 9/28/2011 7:15:51 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:40:41 AM |
| dthompso | $50.00 | 9/28/2011 8:53:08 AM |
| gentle-gain235 | $100.00 | 9/28/2011 9:18:37 AM |
| Richlaw | $400.00 | 9/28/2011 9:51:12 AM |
| friendly-credit2 | $25.00 | 9/28/2011 9:44:31 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:04:55 AM |
| Pitufo | $25.00 | 9/28/2011 1:25:19 PM |
| graceful-investment | $50.00 | 9/28/2011 3:35:44 PM |
| VJ_Financial | $26.30 | 9/28/2011 3:45:48 PM |
| javelin0 | $50.00 | 9/28/2011 4:42:28 PM |
| ethical-truth211 | $351.00 | 9/28/2011 3:51:28 PM |
| suave-dime6 | $25.00 | 9/28/2011 5:10:12 PM |
| jbloans | $25.00 | 9/28/2011 4:21:57 PM |
| omegamon1 | $25.00 | 9/28/2011 5:13:59 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:45:07 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:54:37 PM |
| CoyoteJack | $100.00 | 9/28/2011 6:21:39 PM |
| JauaFlash | $25.00 | 9/28/2011 8:35:27 PM |
| ksubd | $50.00 | 9/28/2011 7:24:51 PM |
| CO80487 | $50.00 | 9/28/2011 8:47:22 PM |
| bsh297 | $25.00 | 9/28/2011 8:28:02 PM |
| fizicks06 | $124.52 | 9/28/2011 9:05:47 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
528119
This series of Notes was issued and sold upon the funding of the borrower loan #53997, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,833 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| resplendent-openness2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wedding
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:53 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:17:00 PM |
| tech310 | $50.00 | 9/21/2011 6:06:55 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:35 AM |
| gotjack | $25.00 | 9/25/2011 12:15:58 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:24 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:17 AM |
| shawnw2 | $50.00 | 9/27/2011 10:22:33 AM |
| papaloha | $25.00 | 9/27/2011 7:03:45 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:48:59 PM |
| gotjack | $75.00 | 9/28/2011 2:41:25 AM |
| zone6 | $100.00 | 9/27/2011 11:23:20 PM |
| GGreg799 | $25.00 | 9/28/2011 4:19:42 AM |
| YeoLenderSource | $25.00 | 9/28/2011 6:47:54 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:24 AM |
| ddog0224 | $25.00 | 9/28/2011 11:30:19 AM |
| Zuzu | $25.00 | 9/28/2011 12:07:36 PM |
| dragster442 | $25.00 | 9/28/2011 3:21:56 PM |
| encouraging-truth29 | $25.00 | 9/28/2011 4:18:34 PM |
| javelin0 | $50.00 | 9/28/2011 4:42:43 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:20 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:08 PM |
| favorite-commerce | $25.00 | 9/23/2011 10:58:22 AM |
| Something-Corporate | $25.00 | 9/23/2011 7:05:27 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:18 AM |
| let_me_retire | $25.00 | 9/26/2011 8:54:10 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:52 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:56 PM |
| 108lender | $150.00 | 9/27/2011 6:43:35 PM |
| impala6464 | $25.00 | 9/27/2011 8:45:23 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:30:32 PM |
| alexgalt | $25.00 | 9/27/2011 9:44:39 PM |
| duty-windmill | $25.00 | 9/27/2011 10:37:45 PM |
| S-Master | $100.00 | 9/28/2011 12:57:04 AM |
| realtormoises | $25.00 | 9/28/2011 6:56:08 AM |
| Bob450 | $25.03 | 9/28/2011 8:15:39 AM |
| dthompso | $50.00 | 9/28/2011 8:53:10 AM |
| gentle-gain235 | $50.00 | 9/28/2011 9:11:10 AM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:34 AM |
| friendly-credit2 | $25.00 | 9/28/2011 9:43:52 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:03:30 AM |
| wildanne | $200.00 | 9/28/2011 2:58:51 PM |
| graceful-investment | $25.00 | 9/28/2011 3:28:43 PM |
| Madmigel | $25.00 | 9/28/2011 3:52:29 PM |
| intelligent-repayment8 | $1,999.97 | 9/28/2011 4:43:09 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
528149
This series of Notes was issued and sold upon the funding of the borrower loan #53856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $82.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 32y 0m |
|
Amount delinquent:
| $12,786 |
Total credit lines:
| 45 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,545 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| advocator6 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
|
Principal balance:
| $3,169.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Home improvements
Purpose of loan:
This loan will be used to paint the exterior of my home so that it can be placed on the market for sale.
My financial situation:
I am a good candidate for this loan because I have had a Prosper loan in the past and have never missed a single payment. I am a long-term employee with the same employer for 32+ years and my job security is solid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:49:00 PM |
| compoundinterest | $50.00 | 9/19/2011 5:08:01 PM |
| indomitable-coin | $25.00 | 9/19/2011 8:43:08 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 11:12:37 PM |
| worthy-bid8 | $50.00 | 9/20/2011 9:06:45 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:14 AM |
| oplender | $25.00 | 9/20/2011 11:32:18 AM |
| GS-ROCK | $25.00 | 9/20/2011 2:24:15 PM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:03 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:00 PM |
| scottysidewinder | $38.98 | 9/20/2011 6:42:56 PM |
| janeybooboo | $75.00 | 9/21/2011 9:15:02 AM |
| boylezz | $25.00 | 9/21/2011 9:58:19 AM |
| Ven58 | $25.00 | 9/21/2011 10:41:40 AM |
| TWGCJ | $25.00 | 9/21/2011 5:34:02 PM |
| IcedMochaFund | $25.00 | 9/21/2011 7:21:11 PM |
| Techne_Funds_LLC | $25.00 | 9/21/2011 6:59:19 PM |
| Feyenoord | $25.00 | 9/21/2011 8:30:09 PM |
| One_Lolo | $25.00 | 9/22/2011 1:27:45 AM |
| marwadi-62 | $100.00 | 9/22/2011 4:30:08 AM |
| corporatejim | $27.45 | 9/22/2011 4:59:37 AM |
| rlaboy | $25.00 | 9/22/2011 7:01:52 AM |
| Kennfusion | $100.74 | 9/22/2011 8:41:00 AM |
| irishalaskan | $25.00 | 9/22/2011 9:44:15 AM |
| bradfid | $25.00 | 9/22/2011 9:54:08 AM |
| dordee | $75.00 | 9/22/2011 10:14:52 AM |
| labate | $38.97 | 9/22/2011 12:53:01 PM |
| bgolat | $67.87 | 9/22/2011 12:58:41 PM |
| dime-sprout | $25.00 | 9/22/2011 2:44:56 PM |
| evian415 | $37.52 | 9/22/2011 2:33:27 PM |
| CalCollegeFund19 | $30.00 | 9/22/2011 1:43:12 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:46 PM |
| currency-excellency0 | $200.00 | 9/19/2011 5:02:22 PM |
| RicheyRich | $25.00 | 9/19/2011 5:16:35 PM |
| D911ave | $50.00 | 9/19/2011 5:15:56 PM |
| green-trade-dolphin2 | $25.00 | 9/19/2011 7:43:40 PM |
| exchange-squirrel | $25.00 | 9/20/2011 7:19:43 AM |
| pfh | $25.00 | 9/20/2011 8:03:17 AM |
| Aaron_Oz | $25.00 | 9/20/2011 8:46:34 PM |
| ansky127 | $25.51 | 9/21/2011 11:31:21 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:37 PM |
| nimble-nickel | $25.00 | 9/21/2011 12:28:34 PM |
| mr55262 | $25.00 | 9/21/2011 4:36:55 PM |
| jescowa | $50.00 | 9/21/2011 6:15:47 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:58 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:54 AM |
| Beechturner | $50.00 | 9/22/2011 4:28:18 AM |
| heerzaquestion | $25.00 | 9/22/2011 6:27:47 AM |
| Leshan | $50.00 | 9/22/2011 8:57:09 AM |
| natural-peace241 | $25.00 | 9/22/2011 8:26:09 AM |
| enthusiastic-balance5 | $100.00 | 9/22/2011 9:10:23 AM |
| myduck | $57.96 | 9/22/2011 2:58:23 PM |
| rolltide09 | $25.00 | 9/22/2011 1:39:57 PM |
| Southbay96 | $25.00 | 9/22/2011 2:42:58 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
528183
This series of Notes was issued and sold upon the funding of the borrower loan #53960, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,043 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-supergiant3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bryanna
Purpose of loan:
This loan will be used to...settle house debt from a divorse
My financial situation:
I am a good candidate for this loan because...never been late on a bill.
Monthly net income: $7500
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:49:03 PM |
| Investor_DP | $100.00 | 9/19/2011 5:06:46 PM |
| worthy-bid8 | $50.00 | 9/19/2011 5:07:49 PM |
| Bank_Of_XL | $25.00 | 9/19/2011 6:37:16 PM |
| golffish2 | $25.00 | 9/20/2011 3:59:38 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:15 AM |
| credit-kahuna | $50.00 | 9/20/2011 10:04:26 AM |
| accelerator96 | $25.00 | 9/20/2011 11:32:15 AM |
| phenomenal-gain5 | $50.00 | 9/19/2011 6:50:48 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:16 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:57 AM |
| kulender | $100.00 | 9/20/2011 10:46:54 AM |
| oplender | $25.00 | 9/20/2011 11:32:19 AM |
| worth-blanket2 | $14,400.00 | 9/20/2011 5:20:21 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
528223
This series of Notes was issued and sold upon the funding of the borrower loan #54051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mindful-commitment8 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tired of Being Sick and Tired
Purpose of loan:
This loan will be used to get me out of a black hole of debt. I have an old house and electricity bills are sucking my money up every time I turn on heat/air conditioner. On top of that I have an older car and it is on its last tires. Have you ever gotten to a point where you need help, and you aren't sure where to turn. Well, I am at that point now, and I am very, very tired of being sick and tired every morning I open my eyes.
My financial situation:
I am a good candidate for this loan because I was taught to help others. Once I get out of debt and can help somebody, I will definitely return the favor.
Monthly net income: $1800
Monthly expenses: $2279
Housing: $989
Insurance: $90
Car expenses: $250
Utilities: $300-400
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:40 PM |
| kulender | $50.00 | 9/21/2011 4:37:26 PM |
| tech310 | $50.00 | 9/21/2011 6:03:23 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:28 AM |
| wise-careful-greenback | $25.00 | 9/22/2011 8:57:48 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:16 PM |
| Marssoft | $25.00 | 9/23/2011 6:09:11 AM |
| stepatatime-together | $83.00 | 9/28/2011 5:18:03 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:58 PM |
| well-rounded-dinero | $50.00 | 9/28/2011 6:51:35 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:54:53 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:40:50 PM |
| ddog0224 | $50.00 | 9/28/2011 9:43:03 PM |
| mennleo | $30.00 | 9/28/2011 10:01:14 PM |
| Gladglide | $25.00 | 9/29/2011 12:01:00 AM |
| jdwillcox | $100.00 | 9/28/2011 9:53:38 PM |
| gold-fluffy-bunny4 | $33.00 | 9/29/2011 4:50:21 AM |
| gjm6d | $25.00 | 9/29/2011 6:24:56 AM |
| suave-dime6 | $25.00 | 9/29/2011 5:28:30 AM |
| Live-Free-or-Die | $200.00 | 9/29/2011 6:22:11 AM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:54 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:12 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:17 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:35 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:54 PM |
| missing-link | $25.00 | 9/28/2011 7:42:58 AM |
| finance-prescription | $100.00 | 9/28/2011 5:10:08 PM |
| green-trade-dolphin | $25.00 | 9/28/2011 6:08:04 PM |
| income-buffalo1 | $100.00 | 9/28/2011 6:34:43 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:34:10 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:17:52 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:00:24 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:55:13 PM |
| q4golf | $25.00 | 9/29/2011 3:29:03 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:10:40 AM |
| irrelevant | $25.00 | 9/29/2011 6:05:15 AM |
| secureincome | $274.00 | 9/29/2011 6:42:25 AM |
| SDD123 | $25.00 | 9/29/2011 6:35:19 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
528227
This series of Notes was issued and sold upon the funding of the borrower loan #54193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $821.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 11
/
15 | Length of status: | 5y 11m |
|
Amount delinquent:
| $12,820 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,242 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| usmcmp78 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
680-699
(Sep-2009)
680-699
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
New baby and new company debt!
Purpose of loan:
This loan will be used to consolidate higher interest debt that was accumulated recently after the birth of my daughter and the start of my new public affairs company.
My financial situation:
I have been employed in the Public Affairs sector for the past decade and recently decided to venture out and start my own firm. Historically, I have generated $1.2-$1.5 million in revenue over the past 4 years.
In starting this company, I was able to retain a significant book of business from my own firm and am on pace to book approximately $700k through the last two quarters of the calendar yer.
I recently paid off my first Prosper loan without a single late payment.
Monthly net income: $20,000
Housing: $5,000
Insurance: $250
Car expenses: $1,000
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $1000
Credit cards and other loans: $2000
Other expenses: $2000 (child care and pre-school)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:10 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:51 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:18 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:58 AM |
| indomitable-coin | $25.00 | 9/20/2011 5:01:42 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:03 PM |
| colorfulgardener | $25.00 | 9/21/2011 2:02:36 AM |
| a-reasonable-return | $25.00 | 9/21/2011 7:21:56 AM |
| mr55262 | $25.00 | 9/21/2011 4:36:57 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:48 PM |
| awwaww | $30.00 | 9/22/2011 4:33:09 PM |
| CreditBuilder2 | $100.00 | 9/23/2011 3:51:14 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:54 PM |
| Kaj | $30.00 | 9/25/2011 3:53:17 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:35 AM |
| drkosh | $25.00 | 9/25/2011 9:03:21 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:19 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:42:54 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:46:58 AM |
| hitsman | $50.00 | 9/26/2011 11:34:49 AM |
| leeball | $100.00 | 9/26/2011 3:12:01 PM |
| oneeighty | $25.00 | 9/26/2011 7:58:37 PM |
| virtuous-repayment | $50.00 | 9/27/2011 12:43:44 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:55 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:17 AM |
| edaguy | $100.00 | 9/27/2011 1:15:37 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:49 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:37 PM |
| frobin | $25.00 | 9/27/2011 3:34:48 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:51 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:49 PM |
| Aimvest | $25.00 | 9/27/2011 8:07:28 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:13 PM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:18 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:17 AM |
| ChristopherHS | $25.00 | 9/28/2011 8:36:49 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:31 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:15 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:41 AM |
| astute-benjamins | $25.00 | 9/28/2011 11:17:23 AM |
| Relevance | $25.00 | 9/28/2011 11:44:17 AM |
| Syzygy | $25.00 | 9/28/2011 1:32:37 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:21 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:16 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:21 PM |
| efficient-marketplace | $25.00 | 9/28/2011 10:26:43 PM |
| don8ter | $25.00 | 9/29/2011 3:35:42 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:42 AM |
| enthralling-investment | $50.00 | 9/29/2011 5:30:19 AM |
| Auditman | $50.00 | 9/29/2011 5:32:14 AM |
| credit-investor5 | $50.00 | 9/29/2011 6:56:07 AM |
| bid-lightning9 | $40.00 | 9/29/2011 7:08:53 AM |
| RayEarth | $25.00 | 9/29/2011 7:25:45 AM |
| Zolton | $200.00 | 9/29/2011 7:24:41 AM |
| compassion-bauble4 | $50.00 | 9/29/2011 7:32:01 AM |
| alaco | $25.00 | 9/29/2011 8:01:31 AM |
| genius520 | $50.00 | 9/29/2011 9:08:44 AM |
| otalon | $25.00 | 9/29/2011 8:03:06 AM |
| MadHun | $200.00 | 9/29/2011 9:09:27 AM |
| kazdag | $50.00 | 9/29/2011 10:55:44 AM |
| gracej | $25.00 | 9/29/2011 12:06:33 PM |
| ski bum | $82.00 | 9/29/2011 12:25:57 PM |
| tidy-generosity | $25.00 | 9/29/2011 1:17:40 PM |
| radforj22 | $25.00 | 9/29/2011 1:45:08 PM |
| compoundinterest | $50.00 | 9/20/2011 9:07:03 AM |
| green-trade-dolphin2 | $25.00 | 9/20/2011 9:28:33 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:05 PM |
| caring-hope2 | $100.00 | 9/20/2011 3:44:34 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:43 PM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:55 PM |
| jescowa | $50.00 | 9/21/2011 6:15:49 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:00 PM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:55 AM |
| salala | $25.00 | 9/23/2011 10:45:30 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:09 AM |
| impressive-credit431 | $200.00 | 9/23/2011 5:29:00 PM |
| CatbirdBanking | $25.00 | 9/23/2011 6:22:01 PM |
| radforj22 | $25.00 | 9/24/2011 7:01:33 AM |
| rolltide09 | $25.00 | 9/24/2011 10:31:59 AM |
| riskreward | $250.00 | 9/24/2011 5:29:17 PM |
| a-helping-hand | $100.00 | 9/25/2011 3:07:35 PM |
| kulender | $50.00 | 9/26/2011 6:31:32 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:31 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:27 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:39 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:24 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:43 AM |
| themoneydoctor | $100.00 | 9/27/2011 6:36:45 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:12 AM |
| nickel-ferret | $50.00 | 9/27/2011 9:09:51 AM |
| spark548 | $50.00 | 9/27/2011 10:09:05 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:30 PM |
| nosualcneas | $50.00 | 9/27/2011 10:34:43 AM |
| nonukem | $25.00 | 9/27/2011 11:46:29 AM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:06 PM |
| Asparagirl | $45.00 | 9/27/2011 5:38:34 PM |
| djs81 | $25.00 | 9/27/2011 5:38:15 PM |
| mtquan | $25.00 | 9/27/2011 6:08:20 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:50 PM |
| rmachi | $25.00 | 9/27/2011 8:54:58 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:21 PM |
| murph0025 | $200.00 | 9/28/2011 2:31:36 AM |
| MrEville | $25.00 | 9/28/2011 4:11:20 AM |
| dollardave | $100.00 | 9/28/2011 8:49:58 AM |
| orange-courageous-dedication | $25.00 | 9/28/2011 9:26:00 AM |
| pleasant-bid | $25.00 | 9/28/2011 9:59:49 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:11 PM |
| veneziani | $25.00 | 9/28/2011 1:12:51 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:30 PM |
| jazz619 | $25.00 | 9/28/2011 3:29:00 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:52 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:08 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:25:24 PM |
| tkenn1s | $75.00 | 9/28/2011 10:14:09 PM |
| kind-trade-hickory | $50.00 | 9/29/2011 6:28:35 AM |
| blue-fervent-pound | $25.00 | 9/29/2011 8:44:35 AM |
| helpinghand63 | $25.00 | 9/29/2011 9:12:06 AM |
| fearless-credit6 | $1,000.00 | 9/29/2011 9:46:26 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:14:03 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:04 AM |
| buukyak | $25.00 | 9/29/2011 12:34:26 PM |
| hope-gondola9 | $9,313.00 | 9/29/2011 1:52:55 PM |
| sweet-loan7 | $25.00 | 9/29/2011 1:31:42 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
528259
This series of Notes was issued and sold upon the funding of the borrower loan #54030, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $648.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,947 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-transaction-saber |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Responsible and hardworking
Purpose of loan:
This loan will be used for home improvements and a car restoration.
My financial situation:
I am a good candidate for this loan because I have a great credit rating and am a responsible citizen. I have been in the same career field for over 22 years and have shown that I am dedicated and hardworking. I plan to pay off this loan as quickly as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:49:04 PM |
| Bank_Of_XL | $25.00 | 9/19/2011 6:34:07 PM |
| indomitable-coin | $25.00 | 9/19/2011 8:43:09 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 11:12:38 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:41 PM |
| jescowa | $50.00 | 9/21/2011 6:15:48 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:08:41 PM |
| finance-symphony7 | $100.00 | 9/23/2011 6:08:08 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:03 AM |
| AF-Chief | $25.00 | 9/24/2011 8:29:54 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:34 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:18 AM |
| leeball | $100.00 | 9/26/2011 3:14:38 PM |
| nickel-ferret | $50.00 | 9/26/2011 5:10:12 PM |
| equitable-capital758 | $250.00 | 9/26/2011 6:47:23 PM |
| oneeighty | $25.00 | 9/26/2011 7:57:21 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:43 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:24 AM |
| john0720 | $100.00 | 9/27/2011 7:33:06 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:17 AM |
| nosualcneas | $50.00 | 9/27/2011 10:34:42 AM |
| nonukem | $25.00 | 9/27/2011 11:46:28 AM |
| life-is-great | $25.00 | 9/27/2011 2:14:49 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:42 PM |
| Chosen-one | $25.00 | 9/27/2011 5:16:23 PM |
| rcm87 | $25.00 | 9/27/2011 5:12:45 PM |
| djs81 | $25.00 | 9/27/2011 5:38:15 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:49 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:49 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:13 PM |
| investment-festival8 | $250.00 | 9/27/2011 8:51:01 PM |
| rmachi | $25.00 | 9/27/2011 8:54:58 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:28 PM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:16 AM |
| dollardave | $100.00 | 9/28/2011 8:49:58 AM |
| happyface | $29.00 | 9/28/2011 10:35:19 AM |
| dime-sprout | $25.00 | 9/28/2011 10:40:14 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:41 AM |
| visionary-fund | $500.00 | 9/28/2011 10:18:25 AM |
| Relevance | $25.00 | 9/28/2011 11:44:16 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:50:12 AM |
| Chuck1939 | $100.00 | 9/28/2011 11:52:08 AM |
| Zuzu | $38.00 | 9/28/2011 11:57:21 AM |
| first-serene-credit | $25.00 | 9/28/2011 12:04:52 PM |
| repaymeplease | $25.00 | 9/28/2011 12:03:43 PM |
| msh345 | $25.00 | 9/28/2011 11:46:08 AM |
| quick | $50.00 | 9/28/2011 11:52:29 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:02 AM |
| Paxman84 | $25.00 | 9/28/2011 12:28:58 PM |
| janeybooboo | $100.00 | 9/28/2011 12:49:11 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:30:04 PM |
| perlindc | $101.00 | 9/28/2011 12:44:22 PM |
| veneziani | $25.00 | 9/28/2011 1:12:51 PM |
| FinanceEngine | $40.00 | 9/28/2011 1:10:33 PM |
| NolockHolmes | $50.00 | 9/28/2011 1:22:25 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:30 PM |
| Hybodant | $65.00 | 9/28/2011 1:19:04 PM |
| the-inspired-justice | $50.00 | 9/28/2011 3:24:22 PM |
| yield-hut | $50.00 | 9/28/2011 3:15:11 PM |
| return-phase9 | $25.00 | 9/28/2011 3:40:14 PM |
| friendly-moola0 | $300.00 | 9/28/2011 3:56:33 PM |
| timmsc | $25.00 | 9/28/2011 4:38:33 PM |
| CreditBuilder2 | $50.00 | 9/28/2011 4:39:49 PM |
| javelin0 | $150.00 | 9/28/2011 4:40:13 PM |
| supersarah61 | $74.48 | 9/28/2011 5:01:05 PM |
| mad-scientist0 | $60.00 | 9/28/2011 4:42:59 PM |
| _NaLNaBB | $250.00 | 9/28/2011 3:47:40 PM |
| heerzaquestion | $50.00 | 9/28/2011 4:11:27 PM |
| penguino | $100.00 | 9/28/2011 4:16:32 PM |
| forthright-loot7 | $32.30 | 9/28/2011 5:17:01 PM |
| unconquerable-dedication | $25.00 | 9/28/2011 4:29:18 PM |
| javelin0 | $250.00 | 9/28/2011 4:38:52 PM |
| IIP77 | $25.00 | 9/28/2011 5:09:23 PM |
| goldenretriever | $100.00 | 9/28/2011 4:48:49 PM |
| SimGuy | $25.00 | 9/28/2011 4:49:39 PM |
| cello1 | $25.00 | 9/28/2011 6:07:10 PM |
| globalsocialcom | $25.00 | 9/28/2011 6:12:04 PM |
| p2ploan-sensation211 | $35.23 | 9/28/2011 6:16:03 PM |
| julijask | $30.00 | 9/28/2011 5:39:47 PM |
| emosspot | $25.00 | 9/28/2011 6:15:30 PM |
| maximizer | $50.00 | 9/28/2011 7:17:54 PM |
| market-trooper3 | $30.00 | 9/28/2011 6:21:46 PM |
| Danylostefan | $75.00 | 9/28/2011 6:53:23 PM |
| best-penny-microscope | $250.00 | 9/28/2011 6:43:14 PM |
| Brklyn01 | $25.00 | 9/28/2011 6:54:59 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:25:44 PM |
| malomar66 | $50.00 | 9/28/2011 8:52:24 PM |
| momoney2lend | $25.00 | 9/28/2011 8:07:29 PM |
| feiandasun | $25.00 | 9/28/2011 7:31:43 PM |
| a-helping-hand | $1,000.00 | 9/28/2011 8:21:37 PM |
| wise-unique-market | $148.06 | 9/28/2011 10:14:53 PM |
| payment-halo | $25.00 | 9/28/2011 9:32:39 PM |
| GoldenGo4 | $200.00 | 9/28/2011 8:53:40 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:15 PM |
| upbeat-investment9 | $25.00 | 9/28/2011 9:12:37 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:20 PM |
| mennleo | $100.00 | 9/28/2011 9:59:04 PM |
| worlds-best-worth2 | $25.00 | 9/28/2011 10:12:23 PM |
| tkenn1s | $75.00 | 9/28/2011 10:09:42 PM |
| green-trade-dolphin2 | $25.00 | 9/19/2011 7:41:34 PM |
| caring-hope2 | $100.00 | 9/19/2011 7:03:48 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:17 AM |
| oplender | $25.00 | 9/20/2011 11:32:19 AM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:33 AM |
| mr55262 | $25.00 | 9/21/2011 4:36:56 PM |
| Theodon | $25.00 | 9/21/2011 6:50:30 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:59 PM |
| CatbirdBanking | $25.00 | 9/22/2011 8:15:18 PM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:37 AM |
| radforj22 | $25.00 | 9/23/2011 5:03:23 PM |
| vigilance-revolutionary | $46.00 | 9/24/2011 11:52:20 AM |
| Kaj | $30.00 | 9/25/2011 3:53:16 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:30 AM |
| kulender | $50.00 | 9/26/2011 6:31:31 AM |
| hitsman | $50.00 | 9/26/2011 11:34:48 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:39 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:54 AM |
| compoundinterest | $50.00 | 9/27/2011 9:06:55 AM |
| riskreward | $250.00 | 9/27/2011 9:18:38 AM |
| spark548 | $50.00 | 9/27/2011 10:09:05 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:29 PM |
| edaguy | $100.00 | 9/27/2011 1:15:36 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:36 PM |
| frobin | $25.00 | 9/27/2011 3:34:47 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:05 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:50 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:28 PM |
| mtquan | $25.00 | 9/27/2011 6:08:20 PM |
| bonafide-transaction1 | $50.00 | 9/27/2011 5:55:06 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:21 PM |
| murph0025 | $85.00 | 9/28/2011 2:31:35 AM |
| Smallbear | $25.00 | 9/28/2011 6:58:18 AM |
| katnmouse | $35.00 | 9/28/2011 6:46:49 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:31 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:13 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:58 AM |
| orange-courageous-dedication | $25.00 | 9/28/2011 9:26:00 AM |
| pleasant-bid | $25.00 | 9/28/2011 9:59:49 AM |
| radforj22 | $25.00 | 9/28/2011 11:32:51 AM |
| ddog0224 | $100.00 | 9/28/2011 11:37:13 AM |
| autonomous-kindness8 | $25.00 | 9/28/2011 11:41:27 AM |
| Zeenos | $25.00 | 9/28/2011 11:31:00 AM |
| investment-comet | $25.00 | 9/28/2011 11:31:25 AM |
| astute-benjamins | $25.00 | 9/28/2011 11:17:11 AM |
| a-transaction-flute | $25.00 | 9/28/2011 11:50:15 AM |
| escharfer | $25.00 | 9/28/2011 11:50:47 AM |
| trustworthy-hope189 | $50.00 | 9/28/2011 11:32:56 AM |
| discrete-asset | $25.00 | 9/28/2011 12:00:28 PM |
| cerebral-dollar773 | $47.26 | 9/28/2011 11:59:36 AM |
| repaymeplease | $25.00 | 9/28/2011 12:02:36 PM |
| brainy-currency3 | $25.00 | 9/28/2011 11:44:14 AM |
| smilinguy | $34.90 | 9/28/2011 12:11:28 PM |
| bmbanzai | $25.00 | 9/28/2011 12:12:21 PM |
| heroic-payout9 | $25.00 | 9/28/2011 12:13:31 PM |
| emt747 | $25.00 | 9/28/2011 11:52:03 AM |
| nimble-nickel | $50.00 | 9/28/2011 11:54:33 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:10 PM |
| kind-genuine-dough | $50.00 | 9/28/2011 12:03:45 PM |
| Pitufo | $40.00 | 9/28/2011 1:17:36 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:09:56 PM |
| leverage-dolphin | $25.00 | 9/28/2011 12:30:16 PM |
| pouch5 | $75.00 | 9/28/2011 2:32:28 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:36:11 PM |
| cocopuffs | $25.00 | 9/28/2011 3:17:14 PM |
| p1k4blu | $25.00 | 9/28/2011 3:17:44 PM |
| friendship290 | $25.00 | 9/28/2011 3:27:44 PM |
| setUup | $31.30 | 9/28/2011 3:52:50 PM |
| cash-spinner | $25.00 | 9/28/2011 2:28:41 PM |
| first-class-yield9 | $100.00 | 9/28/2011 4:03:12 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:52 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:46:05 PM |
| tapesor | $200.00 | 9/28/2011 5:13:24 PM |
| money-bauble | $200.00 | 9/28/2011 5:07:00 PM |
| x-lender | $78.65 | 9/28/2011 5:35:19 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:08 PM |
| genius520 | $50.00 | 9/28/2011 5:08:38 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:19:32 PM |
| Silver-Penny001 | $25.00 | 9/28/2011 6:37:40 PM |
| MonkeyHero | $49.01 | 9/28/2011 7:35:51 PM |
| community-bridge | $300.00 | 9/28/2011 6:13:43 PM |
| KrisKringle | $50.00 | 9/28/2011 7:49:59 PM |
| digitaldan | $40.00 | 9/28/2011 6:33:56 PM |
| truth-trapper | $25.00 | 9/28/2011 6:46:38 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:55:09 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:04:16 PM |
| novice-speculator | $25.00 | 9/28/2011 8:15:50 PM |
| Astyanax | $80.00 | 9/28/2011 8:16:57 PM |
| Ringold | $26.47 | 9/28/2011 8:30:50 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:33:35 PM |
| djkaiser | $25.00 | 9/28/2011 9:34:45 PM |
| cash-queen | $43.34 | 9/28/2011 9:13:45 PM |
| oneeighty | $25.00 | 9/28/2011 9:18:12 PM |
| jdwillcox | $500.00 | 9/28/2011 9:49:32 PM |
| 193 Investments
|
Borrower Payment Dependent Notes Series
528281
This series of Notes was issued and sold upon the funding of the borrower loan #54034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $410.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,231 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orchestra141 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
|
|
Principal balance:
| $12,403.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Starting wholesale business
I will be finishing my field assignment with my company and would like to start a wholesale company that is related to my family's dental and medical products wholesale business. My family's business is based in California, but I will be opening and focusing my business in Texas, where I now reside.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/20/2011 9:07:04 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:19 AM |
| colorfulgardener | $25.00 | 9/21/2011 2:02:56 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:39 AM |
| Peacepower | $25.00 | 9/21/2011 4:35:31 PM |
| gold-pudding6 | $25.00 | 9/21/2011 5:45:23 PM |
| jescowa | $50.00 | 9/21/2011 6:12:54 PM |
| cash-boots7 | $50.00 | 9/21/2011 7:43:15 PM |
| Tscheddar | $25.00 | 9/22/2011 3:12:02 AM |
| gimincorp | $25.00 | 9/22/2011 3:31:10 AM |
| dime-vista2 | $25.00 | 9/22/2011 7:29:02 AM |
| x-lender | $50.00 | 9/22/2011 9:08:08 AM |
| wise-unique-market | $100.00 | 9/22/2011 4:48:31 PM |
| sensible-order2 | $200.00 | 9/22/2011 5:11:47 PM |
| handshake52 | $25.00 | 9/22/2011 5:58:50 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:31:51 PM |
| green-trade-dolphin2 | $30.00 | 9/22/2011 7:06:30 PM |
| Kaj | $40.00 | 9/22/2011 7:01:19 PM |
| return-seeker85 | $50.00 | 9/22/2011 7:04:41 PM |
| blissful-penny | $25.00 | 9/22/2011 8:53:07 PM |
| fireboss | $43.49 | 9/23/2011 7:32:09 AM |
| indianoven | $25.00 | 9/23/2011 8:30:30 AM |
| salala | $25.00 | 9/23/2011 10:45:30 AM |
| nikebootie | $25.00 | 9/23/2011 11:31:24 AM |
| ingenious-order783 | $35.00 | 9/23/2011 11:50:45 AM |
| ethical-bid6 | $175.00 | 9/23/2011 1:24:03 PM |
| responsibility-aurora | $30.00 | 9/23/2011 9:23:23 PM |
| Interloper | $25.00 | 9/23/2011 8:26:08 PM |
| usemymoney | $25.00 | 9/24/2011 11:23:53 AM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:36:01 AM |
| Alittleluck | $50.00 | 9/24/2011 1:23:25 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:35 AM |
| the-subtle-generosity | $25.00 | 9/25/2011 1:39:01 PM |
| houli123 | $50.00 | 9/26/2011 2:12:24 AM |
| gentle-gain235 | $25.00 | 9/26/2011 10:39:03 AM |
| red-luminous-gain | $25.00 | 9/26/2011 11:25:31 AM |
| Dubbs360 | $100.00 | 9/26/2011 11:56:15 AM |
| Tasmir | $25.00 | 9/26/2011 2:41:54 PM |
| supreme-hope | $25.00 | 9/26/2011 1:43:34 PM |
| supersam | $367.00 | 9/26/2011 3:25:32 PM |
| new-interest-network | $50.00 | 9/26/2011 6:16:48 PM |
| income-buffalo1 | $150.00 | 9/26/2011 4:58:41 PM |
| Aristocrat | $47.39 | 9/26/2011 6:29:37 PM |
| mgking007 | $25.00 | 9/26/2011 5:34:27 PM |
| investment-comet | $25.00 | 9/26/2011 6:43:43 PM |
| Pitufo | $29.72 | 9/26/2011 6:46:55 PM |
| Leopoldine | $25.94 | 9/26/2011 6:50:11 PM |
| radforj22 | $25.00 | 9/26/2011 7:17:56 PM |
| lucrative-reward | $100.00 | 9/26/2011 9:48:22 PM |
| point-reactor7 | $34.35 | 9/26/2011 9:16:08 PM |
| goodhearted-basis4 | $25.00 | 9/26/2011 11:49:17 PM |
| lespaul | $200.00 | 9/27/2011 2:33:03 AM |
| Johnab | $25.03 | 9/27/2011 5:08:11 AM |
| flwah | $25.00 | 9/27/2011 6:32:03 AM |
| Hexnut | $50.00 | 9/27/2011 7:32:00 AM |
| tough-yield3 | $25.00 | 9/27/2011 6:11:57 AM |
| schnippy | $25.00 | 9/27/2011 6:42:45 AM |
| jimbo29blue | $50.00 | 9/27/2011 6:59:44 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:55 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:17 AM |
| jimbo29blue | $50.00 | 9/27/2011 6:59:59 AM |
| dime-sprout | $25.00 | 9/27/2011 7:06:45 AM |
| silvercertificate | $25.00 | 9/27/2011 9:05:38 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:12 AM |
| Isanpankki | $34.20 | 9/27/2011 8:30:22 AM |
| BenR | $100.00 | 9/27/2011 8:42:46 AM |
| nickel-ferret | $50.00 | 9/27/2011 9:09:51 AM |
| brainfeeder | $150.00 | 9/27/2011 9:39:14 AM |
| nosualcneas | $50.00 | 9/27/2011 10:34:43 AM |
| nonukem | $25.00 | 9/27/2011 11:46:29 AM |
| 56bones | $25.00 | 9/27/2011 12:06:12 PM |
| marwadi-62 | $100.00 | 9/27/2011 1:37:17 PM |
| worth-excellence4 | $25.00 | 9/27/2011 1:32:57 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:37 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:25:51 PM |
| NolockHolmes | $50.00 | 9/27/2011 5:01:11 PM |
| setUup | $36.30 | 9/27/2011 5:08:39 PM |
| tapesor | $200.00 | 9/27/2011 5:13:04 PM |
| cognizant-rupee7 | $25.00 | 9/27/2011 5:33:23 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:51 PM |
| evnagelist | $50.00 | 9/27/2011 5:54:52 PM |
| jtc26 | $85.17 | 9/27/2011 5:55:05 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:49 PM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:12 PM |
| green-trade-dolphin2 | $25.00 | 9/20/2011 9:28:23 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:59 AM |
| oplender | $25.00 | 9/20/2011 11:32:20 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:06 PM |
| indomitable-coin | $25.00 | 9/20/2011 5:01:42 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:03 PM |
| blot44 | $25.00 | 9/21/2011 6:03:12 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:47 PM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:55 PM |
| availableloan | $25.00 | 9/21/2011 6:38:11 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:00 PM |
| john0720 | $100.00 | 9/22/2011 1:12:55 AM |
| ALFLoan | $25.00 | 9/22/2011 10:53:27 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:48 PM |
| horseshoelake | $50.00 | 9/22/2011 12:14:46 PM |
| awwaww | $30.00 | 9/22/2011 4:33:09 PM |
| fireboss | $26.21 | 9/22/2011 4:45:23 PM |
| migueldedios | $50.00 | 9/22/2011 4:41:40 PM |
| five-star-note | $35.00 | 9/22/2011 6:19:58 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:08:41 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:02 PM |
| arampata | $200.00 | 9/23/2011 12:02:40 AM |
| investorrr | $50.00 | 9/22/2011 10:09:53 PM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:56 AM |
| The_Loan_Runner | $25.00 | 9/23/2011 7:18:19 AM |
| Goodnotlucky | $25.00 | 9/23/2011 7:22:30 AM |
| subtle-revenue0 | $25.00 | 9/23/2011 7:30:26 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:09 AM |
| mg6619 | $25.00 | 9/23/2011 11:20:15 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:00 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:54 PM |
| CatbirdBanking | $25.00 | 9/23/2011 6:58:07 PM |
| radforj22 | $25.00 | 9/24/2011 7:01:33 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:43 AM |
| fundstream | $25.00 | 9/24/2011 10:28:45 AM |
| Lender0010 | $50.00 | 9/24/2011 11:48:32 AM |
| riskreward | $250.00 | 9/24/2011 5:29:18 PM |
| LoanDMC | $50.00 | 9/25/2011 8:55:41 AM |
| drkosh | $25.00 | 9/25/2011 9:03:22 AM |
| a-helping-hand | $250.00 | 9/25/2011 3:03:36 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:21 AM |
| kulender | $50.00 | 9/26/2011 6:31:32 AM |
| fillholdingsllc | $25.00 | 9/26/2011 8:16:33 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:21:16 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:47:13 AM |
| novice-speculator | $25.00 | 9/26/2011 10:11:00 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:30:29 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:32 AM |
| yield-museum | $78.05 | 9/26/2011 9:56:47 AM |
| self-reliant-p2p2 | $25.00 | 9/26/2011 11:28:22 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 9:59:03 AM |
| hitsman | $50.00 | 9/26/2011 11:34:49 AM |
| Gladglide | $25.00 | 9/26/2011 11:14:40 AM |
| fcrick | $25.00 | 9/26/2011 11:34:40 AM |
| helping-out | $65.00 | 9/26/2011 2:23:20 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:28 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:10:37 PM |
| leeball | $100.00 | 9/26/2011 3:14:38 PM |
| supersarah61 | $50.00 | 9/26/2011 4:39:07 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:01 PM |
| transaction-edifice4 | $25.00 | 9/26/2011 6:14:51 PM |
| sftriman | $75.00 | 9/26/2011 7:27:40 PM |
| youngster50 | $25.00 | 9/26/2011 6:29:02 PM |
| umfan123 | $25.00 | 9/26/2011 7:33:07 PM |
| oneeighty | $25.00 | 9/26/2011 7:41:43 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:40 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:42:20 PM |
| msh345 | $25.00 | 9/26/2011 8:54:52 PM |
| reinforced-reward | $25.00 | 9/27/2011 3:20:21 AM |
| Anamorph | $25.00 | 9/27/2011 1:11:02 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:24 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:44 AM |
| virtuous-repayment | $50.00 | 9/27/2011 12:46:50 AM |
| cash-spark3 | $25.00 | 9/27/2011 1:54:53 AM |
| liberty-grizzly | $142.35 | 9/27/2011 5:56:57 AM |
| don'twannadance | $35.00 | 9/27/2011 7:05:09 AM |
| red-deal-genius | $37.30 | 9/27/2011 7:38:00 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:43:15 AM |
| marelojay | $200.00 | 9/27/2011 7:54:41 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:14:44 AM |
| Isanpankki | $100.00 | 9/27/2011 8:45:54 AM |
| money-bauble | $200.00 | 9/27/2011 9:06:22 AM |
| GoldenGo4 | $50.00 | 9/27/2011 9:16:53 AM |
| fusbarro | $300.00 | 9/27/2011 10:25:22 AM |
| herbyman | $50.00 | 9/27/2011 11:09:34 AM |
| Weaverville | $500.00 | 9/27/2011 12:58:25 PM |
| brightest-luminous-cash9 | $25.00 | 9/27/2011 11:56:57 AM |
| bharosa | $25.00 | 9/27/2011 1:12:18 PM |
| edaguy | $100.00 | 9/27/2011 1:15:37 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:42 PM |
| rmpedi33 | $50.00 | 9/27/2011 2:00:49 PM |
| buddy486 | $25.00 | 9/27/2011 2:10:55 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:49 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:56 PM |
| Bank42 | $25.00 | 9/27/2011 3:28:44 PM |
| helpful-deal1 | $25.00 | 9/27/2011 4:34:01 PM |
| smart-kindness8 | $75.00 | 9/27/2011 5:15:49 PM |
| Weaverville | $500.00 | 9/27/2011 5:40:44 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:22:49 PM |
| trail5 | $100.00 | 9/27/2011 5:53:46 PM |
| bonafide-transaction1 | $45.27 | 9/27/2011 5:54:28 PM |
| orange-truth-pole | $42.23 | 9/27/2011 5:43:43 PM |
| djs81 | $25.00 | 9/27/2011 5:38:15 PM |
| fragonardlives | $25.00 | 9/27/2011 5:43:43 PM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
528299
This series of Notes was issued and sold upon the funding of the borrower loan #54035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,664 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-bid-officer |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
short term
Purpose of loan:
This loan will be used to...maintain my cash flow between contracts
My financial situation:
I am a good candidate for this loan because...i have consistently paid for car leases the past three years, and my parents' estate is settling at the beginning of november.
Monthly net income: $2500
Monthly expenses: $2500
Housing: $0
Insurance: $0
Car expenses: $1000
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 9/20/2011 9:07:54 AM |
| goodhearted-generosity511 | $25.00 | 9/20/2011 9:54:47 AM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:51 AM |
| shawnw2 | $50.00 | 9/27/2011 10:19:54 AM |
| nfx | $30.00 | 9/28/2011 2:48:44 PM |
| refined-return922 | $25.00 | 9/29/2011 4:09:57 AM |
| principal-laser | $36.66 | 9/29/2011 5:47:50 AM |
| vanklein | $25.03 | 9/29/2011 4:30:04 AM |
| hanuman77 | $25.00 | 9/29/2011 6:08:39 AM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:33 PM |
| gotjack | $25.00 | 9/23/2011 4:48:43 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:03:55 PM |
| alexgalt | $25.00 | 9/24/2011 1:28:22 AM |
| larslfe | $50.00 | 9/26/2011 1:26:43 AM |
| rate-sceptre | $25.00 | 9/26/2011 5:56:29 PM |
| tech310 | $50.00 | 9/27/2011 2:32:03 PM |
| commanding-income774 | $25.00 | 9/27/2011 6:31:37 PM |
| capital-kingdom | $25.01 | 9/28/2011 7:09:16 AM |
| veneziani | $25.00 | 9/28/2011 1:12:52 PM |
| Anny-Disco | $25.00 | 9/28/2011 6:42:37 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 1:07:00 AM |
| Johnab | $25.03 | 9/29/2011 4:48:18 AM |
| stock106 | $25.00 | 9/29/2011 4:57:50 AM |
| unger | $100.11 | 9/29/2011 3:47:10 AM |
| loan_doctor | $25.00 | 9/29/2011 5:07:32 AM |
| BigBag | $25.00 | 9/29/2011 6:02:32 AM |
| stonehillloans | $25.00 | 9/29/2011 4:34:20 AM |
| Hogan55 | $44.82 | 9/29/2011 5:13:38 AM |
| bonus-quark4 | $25.00 | 9/29/2011 6:12:49 AM |
| midnight24 | $38.34 | 9/29/2011 6:18:03 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
528343
This series of Notes was issued and sold upon the funding of the borrower loan #53910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-hickory |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mart33
Purpose of loan:
This loan will be used to...home repairs
My financial situation:
I am a good candidate for this loan because...
i am trustworthy,hard worker,financially able to repay this loan on time
Monthly net income: $2017
Monthly expenses: $
Housing: $481
Insurance: $276
Car expenses: $358
Utilities: $300
Phone, cable, internet: $102
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:14 PM |
| superb-funds335 | $25.00 | 9/21/2011 5:15:07 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:17 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:52 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:32 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:12 AM |
| mlj0671 | $25.00 | 9/22/2011 12:57:44 PM |
| gotjack | $25.00 | 9/22/2011 5:16:43 PM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:33 PM |
| SpoonerPhan | $50.00 | 9/22/2011 7:30:43 PM |
| ready-interest9 | $25.00 | 9/23/2011 6:16:38 AM |
| worthy-bid8 | $50.00 | 9/23/2011 9:06:34 AM |
| kulender | $100.00 | 9/23/2011 2:37:37 PM |
| Interloper | $25.00 | 9/23/2011 8:26:09 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:37 AM |
| CatbirdBanking | $25.00 | 9/24/2011 7:11:21 AM |
| westcoastsun | $50.00 | 9/24/2011 9:20:30 AM |
| finance-prescription | $100.00 | 9/24/2011 12:10:44 PM |
| Kaj | $30.00 | 9/25/2011 3:53:20 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:09 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:08:21 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:23 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:33 AM |
| leball | $25.00 | 9/26/2011 11:14:13 AM |
| transformer855 | $25.00 | 9/26/2011 1:30:19 PM |
| rate-sceptre | $25.00 | 9/26/2011 5:53:25 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:23 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:56 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:37 AM |
| shawnw2 | $125.00 | 9/27/2011 10:28:52 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:39 AM |
| Zimbu | $32.28 | 9/27/2011 12:16:34 PM |
| magnitude787 | $100.00 | 9/27/2011 1:46:06 PM |
| income-buffalo1 | $100.00 | 9/27/2011 2:02:00 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 1:42:45 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:51 PM |
| scarlet-velvet | $25.08 | 9/27/2011 4:31:17 PM |
| Bank42 | $25.00 | 9/27/2011 5:04:07 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:22:55 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:06 PM |
| SolarMoonshine | $25.00 | 9/27/2011 6:14:09 PM |
| commanding-income774 | $25.00 | 9/27/2011 6:34:19 PM |
| engaging-repayment8 | $25.30 | 9/27/2011 6:20:54 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:50 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:13:01 PM |
| wise-careful-greenback | $25.00 | 9/27/2011 7:35:16 PM |
| jazzlender | $25.00 | 9/27/2011 7:56:12 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:16:49 PM |
| bsmtloan | $150.00 | 9/27/2011 8:27:59 PM |
| justasoldier | $100.00 | 9/27/2011 8:48:06 PM |
| lucrative-reward | $100.00 | 9/27/2011 8:24:30 PM |
| handy-justice | $100.00 | 9/27/2011 8:36:03 PM |
| neutrino6 | $25.00 | 9/27/2011 8:41:12 PM |
| first-class-yield9 | $50.00 | 9/27/2011 8:53:10 PM |
| dublin063 | $50.00 | 9/27/2011 8:57:59 PM |
| handshake52 | $25.00 | 9/27/2011 9:16:56 PM |
| point-monger5 | $400.00 | 9/27/2011 9:25:55 PM |
| a-helping-hand | $1.34 | 9/27/2011 10:13:35 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:59:56 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:50 PM |
| ursus | $50.00 | 9/21/2011 5:08:51 PM |
| jjswanso | $50.00 | 9/21/2011 5:13:25 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:57 PM |
| diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:08 PM |
| tech310 | $50.00 | 9/21/2011 6:06:55 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:06 PM |
| freedom3 | $25.00 | 9/22/2011 6:52:14 PM |
| CA-Lender | $25.00 | 9/23/2011 8:56:43 AM |
| FinDoc | $25.00 | 9/24/2011 5:43:48 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:08 PM |
| CashFlow13 | $500.00 | 9/26/2011 1:18:21 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:16 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:54 AM |
| hitsman | $50.00 | 9/26/2011 11:34:51 AM |
| leeball | $100.00 | 9/26/2011 3:14:39 PM |
| valiant-money | $30.00 | 9/27/2011 7:06:34 AM |
| Pitufo | $25.00 | 9/27/2011 11:12:14 AM |
| edaguy | $100.00 | 9/27/2011 1:13:11 PM |
| genelinist | $100.00 | 9/27/2011 1:13:34 PM |
| CreditBuilder2 | $50.00 | 9/27/2011 12:47:01 PM |
| supreme-hope | $25.00 | 9/27/2011 12:28:09 PM |
| Something-Corporate | $25.00 | 9/27/2011 3:36:25 PM |
| Madmigel | $50.00 | 9/27/2011 4:08:12 PM |
| transactionelstiltskin5 | $25.00 | 9/27/2011 2:32:24 PM |
| nilonc1 | $25.00 | 9/27/2011 4:57:16 PM |
| Joyflyer | $447.59 | 9/27/2011 5:11:10 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:44 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:18:30 PM |
| loss-of-control | $150.00 | 9/27/2011 5:45:38 PM |
| setUup | $27.30 | 9/27/2011 5:22:05 PM |
| otto1939 | $101.00 | 9/27/2011 6:05:51 PM |
| 1randyp | $100.00 | 9/27/2011 6:45:09 PM |
| buffalobills | $25.00 | 9/27/2011 6:57:38 PM |
| gothampark | $25.00 | 9/27/2011 7:01:28 PM |
| UncleSteve3000 | $25.00 | 9/27/2011 7:03:39 PM |
| papaloha | $25.00 | 9/27/2011 7:03:44 PM |
| zorg77 | $44.64 | 9/27/2011 6:59:59 PM |
| nebula076 | $100.00 | 9/27/2011 7:27:58 PM |
| thomas16882004 | $25.00 | 9/27/2011 7:49:50 PM |
| Bob450 | $25.03 | 9/27/2011 7:30:22 PM |
| competent-p2p | $25.00 | 9/27/2011 7:49:50 PM |
| Lender2895a | $75.00 | 9/27/2011 7:43:02 PM |
| knowledgeable-silver8 | $25.00 | 9/27/2011 8:07:09 PM |
| investment-visionary | $50.00 | 9/27/2011 8:42:21 PM |
| vigorous-velocity | $79.50 | 9/27/2011 8:43:14 PM |
| nimble-dedication1 | $50.00 | 9/27/2011 8:47:15 PM |
| loyalty-czar | $50.00 | 9/27/2011 8:51:07 PM |
| F-A1Grant | $50.00 | 9/27/2011 8:56:18 PM |
| rysil | $80.94 | 9/27/2011 9:55:25 PM |
| silver-voyager9 | $25.00 | 9/27/2011 9:31:40 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
528351
This series of Notes was issued and sold upon the funding of the borrower loan #53928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $215.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,467 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marcysings01 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 87 ( 96% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,650.00 | < 31 days late:
| 4
( 4% )
| 700-719
(Dec-2009)
680-699
(Apr-2008)
700-719
(Nov-2006)
|
|
Principal balance:
| $1,373.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 91 | | |
Description
My loan for debt consolidation
Purpose of loan:
Consolidate credit card debt.
My financial situation:
I have some credit card debt that I would love to pay off. I have successfully paid off two Prosper loans in the past, and always make my payments on time. We are selling our home and buying a new one. I would love to move into my new home with no debt. My spouse and I are both financially stable and employed. I would really appreciate any help that anyone can give.
Monthly net income: $2,345.41
Monthly expenses: $1200.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $200.00
Credit cards and other loans: $1,000.00
Other expenses: $0.0
Information in the Description is not verified.
Friends And Family Investments
JLM has invested a total of
$30.00.
"I've known marcysings for 15 years. She is a dependable, honest person. She wishes to improve her situation by paying off high interest loans. I give her my highest recommendation."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:17 PM |
| Jack55304 | $200.00 | 9/20/2011 5:11:48 PM |
| JLM | $30.00 | 9/20/2011 5:37:54 PM |
| LittleMingo | $30.00 | 9/20/2011 5:02:49 PM |
| 113121 | $30.00 | 9/20/2011 6:48:47 PM |
| shrewd-income | $150.00 | 9/20/2011 7:04:43 PM |
| balance-transformer3 | $50.00 | 9/20/2011 7:33:35 PM |
| AndChicksforFree | $76.61 | 9/20/2011 5:29:37 PM |
| dime-sapling | $25.00 | 9/20/2011 7:53:56 PM |
| shawnw2 | $250.00 | 9/20/2011 7:58:52 PM |
| genuine-integrity0 | $25.00 | 9/20/2011 6:19:15 PM |
| icanhasloanz | $150.00 | 9/20/2011 10:37:24 PM |
| icanhasloanz | $100.00 | 9/20/2011 10:38:38 PM |
| platinum-boss2 | $25.00 | 9/21/2011 12:06:01 AM |
| heavenly-interest9 | $300.00 | 9/20/2011 8:03:37 PM |
| Moe87 | $31.19 | 9/21/2011 3:07:57 AM |
| Feyenoord | $25.00 | 9/20/2011 8:23:22 PM |
| SecondChanceLendingSERV | $32.00 | 9/21/2011 5:32:01 AM |
| suave-dime6 | $25.00 | 9/21/2011 3:47:14 AM |
| Wangchuk | $25.01 | 9/21/2011 7:12:53 AM |
| marwadi-62 | $1,000.00 | 9/21/2011 7:31:09 AM |
| Bob450 | $25.00 | 9/21/2011 8:02:36 AM |
| credit-coach118 | $25.46 | 9/21/2011 8:42:15 AM |
| brondero | $45.00 | 9/21/2011 8:30:33 AM |
| pfh | $25.00 | 9/21/2011 9:08:53 AM |
| worth-blanket2 | $1,700.00 | 9/21/2011 9:57:05 AM |
| luzonct | $100.00 | 9/20/2011 5:29:09 PM |
| MoneyForNothing | $76.62 | 9/20/2011 5:04:32 PM |
| 312-Lender | $25.00 | 9/20/2011 5:13:24 PM |
| Kash2010lu | $25.00 | 9/20/2011 6:55:35 PM |
| marinbb | $100.00 | 9/20/2011 7:14:39 PM |
| NekHoldings | $25.00 | 9/20/2011 7:11:14 PM |
| mikeandcat | $61.85 | 9/20/2011 7:20:43 PM |
| AndChicksforFree | $25.07 | 9/20/2011 5:28:25 PM |
| riveting-credit5 | $50.00 | 9/20/2011 11:28:42 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:04 PM |
| handy-justice | $50.00 | 9/20/2011 7:33:38 PM |
| RainyDayFunds | $25.00 | 9/21/2011 3:10:14 AM |
| thrilling-nickel5 | $25.00 | 9/21/2011 4:19:25 AM |
| DoctorJoe | $25.00 | 9/21/2011 5:23:48 AM |
| travels536 | $30.00 | 9/21/2011 5:37:57 AM |
| Mikale360 | $25.00 | 9/21/2011 5:42:21 AM |
| a-reasonable-return | $25.00 | 9/21/2011 7:19:13 AM |
| mrreynol | $40.00 | 9/21/2011 5:18:32 AM |
| Leshan | $200.00 | 9/21/2011 7:46:48 AM |
| rolltide09 | $25.00 | 9/21/2011 9:18:02 AM |
| FinanceEngine | $40.00 | 9/21/2011 8:39:14 AM |
| Allyson-Prosper | $25.00 | 9/21/2011 8:40:53 AM |
| nickel-hickory | $25.00 | 9/21/2011 9:57:00 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
528361
This series of Notes was issued and sold upon the funding of the borrower loan #53999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,141 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-enriched-velocity |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: self-employee
This loan will be used to...build my business
My financial situation: good
I am a good candidate for this loan because...I am very good customer,and very good debtor love to be good credit historically
Monthly net income: $3100
Monthly expenses: $120
Housing: $100
Insurance: $98
Car expenses: $115
Utilities: $110
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $320
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:14 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:50 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:58 PM |
| diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:08 PM |
| kulender | $100.00 | 9/23/2011 2:37:37 PM |
| Kaj | $30.00 | 9/25/2011 3:53:21 AM |
| profit-powerplant | $25.00 | 9/25/2011 5:20:35 PM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:54 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:24 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:56 AM |
| gotjack | $75.00 | 9/28/2011 2:41:12 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:30:24 AM |
| suave-dime6 | $25.00 | 9/28/2011 4:11:13 AM |
| desertoasis | $25.00 | 9/28/2011 5:33:26 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:17:52 AM |
| icon7 | $50.00 | 9/28/2011 7:13:07 AM |
| SqueezeKing | $25.00 | 9/28/2011 8:12:14 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:17 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:03:44 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:58 AM |
| StarshineXL | $250.00 | 9/28/2011 10:38:27 AM |
| dedicated-transaction796 | $37.00 | 9/28/2011 9:42:12 AM |
| ddog0224 | $50.00 | 9/28/2011 11:27:09 AM |
| escharfer | $25.00 | 9/28/2011 11:50:47 AM |
| Zeenos | $25.00 | 9/28/2011 11:35:01 AM |
| Zuzu | $25.00 | 9/28/2011 12:05:21 PM |
| quick | $50.00 | 9/28/2011 11:50:28 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:12 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:21:23 PM |
| newest-justice-bear | $25.00 | 9/28/2011 12:23:03 PM |
| octoberfresh | $25.00 | 9/28/2011 11:59:58 AM |
| Bill88 | $25.00 | 9/28/2011 12:01:33 PM |
| rakem777 | $25.00 | 9/28/2011 12:28:34 PM |
| lucrative-dollar | $75.00 | 9/28/2011 4:26:00 PM |
| shrewd-peace7 | $3.84 | 9/28/2011 4:41:12 PM |
| ursus | $50.00 | 9/21/2011 5:08:52 PM |
| tech310 | $50.00 | 9/21/2011 6:02:10 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:18 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:52 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:33 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:12 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:06 PM |
| gotjack | $25.00 | 9/23/2011 4:48:43 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:46 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:37 AM |
| CatbirdBanking | $25.00 | 9/24/2011 7:20:49 AM |
| beakerfish | $50.00 | 9/24/2011 1:02:10 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:09 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:08 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:17 AM |
| CC911 | $25.00 | 9/26/2011 4:59:41 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:23 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:16 AM |
| hitsman | $50.00 | 9/26/2011 11:34:51 AM |
| BenR | $100.00 | 9/27/2011 8:42:47 AM |
| shawnw2 | $100.00 | 9/27/2011 10:22:20 AM |
| edaguy | $100.00 | 9/27/2011 1:13:11 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:52 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:07 PM |
| transformer855 | $25.00 | 9/27/2011 6:07:18 PM |
| papaloha | $25.00 | 9/27/2011 7:03:45 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:51 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:32 PM |
| S-Master | $100.00 | 9/28/2011 12:57:32 AM |
| Sierrahh | $25.00 | 9/27/2011 11:01:36 PM |
| GGreg799 | $25.00 | 9/28/2011 4:19:42 AM |
| LendingPimp | $50.00 | 9/28/2011 1:39:52 AM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:42 AM |
| orange-preeminant-bill | $25.00 | 9/28/2011 3:41:21 AM |
| head | $25.00 | 9/28/2011 4:43:28 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:41 AM |
| nodebt2012 | $25.00 | 9/28/2011 6:57:32 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:31 AM |
| ursus | $200.00 | 9/28/2011 7:42:30 AM |
| magnitude787 | $50.00 | 9/28/2011 7:49:48 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:32 AM |
| dthompso | $50.00 | 9/28/2011 8:53:10 AM |
| gentle-gain235 | $50.00 | 9/28/2011 9:11:44 AM |
| hogdriver | $25.00 | 9/28/2011 9:25:33 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:24 AM |
| fizicks06 | $350.00 | 9/28/2011 10:52:52 AM |
| visionary-fund | $100.00 | 9/28/2011 10:17:12 AM |
| leverage-monger | $25.00 | 9/28/2011 10:19:55 AM |
| gimincorp | $25.00 | 9/28/2011 11:41:34 AM |
| CA-Lender | $25.00 | 9/28/2011 11:22:42 AM |
| moola-monger9 | $50.00 | 9/28/2011 11:57:37 AM |
| investment-comet | $25.00 | 9/28/2011 11:33:19 AM |
| emt747 | $25.00 | 9/28/2011 11:50:18 AM |
| Pitufo | $25.00 | 9/28/2011 1:02:00 PM |
| famous-greenback5 | $54.16 | 9/28/2011 3:15:46 PM |
| worth-blanket2 | $3,700.00 | 9/28/2011 4:11:17 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
528369
This series of Notes was issued and sold upon the funding of the borrower loan #53984, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $196,026 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 57 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restart08 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Medical Expenses
Purpose of loan: Family Medical Expenses
This loan will be used to...Provide financial assistance to family member entering assisted living care facility
My financial situation: Very good
I am a good candidate for this loan because...
Information on net income and expenses provided upon request. Thank you for your consideration.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:18 PM |
| golffish2 | $50.00 | 9/21/2011 5:10:23 AM |
| kind-credit-bear | $25.00 | 9/21/2011 5:17:00 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:19 PM |
| mlj0671 | $25.00 | 9/23/2011 6:08:18 AM |
| first-dinero-igloo | $25.00 | 9/23/2011 7:44:20 AM |
| kulender | $100.00 | 9/23/2011 2:37:38 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:47 PM |
| scrappy-diversification7 | $2,000.00 | 9/24/2011 12:09:49 PM |
| Kaj | $30.00 | 9/25/2011 3:53:23 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:10 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:09 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:19 AM |
| bonus-demon | $50.00 | 9/26/2011 5:21:32 PM |
| golffish2 | $100.00 | 9/27/2011 10:27:55 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:33 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:37 PM |
| pfh | $25.00 | 9/28/2011 5:51:06 AM |
| magnitude787 | $50.00 | 9/28/2011 7:49:48 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:18 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:17 AM |
| leverage-monger | $25.00 | 9/28/2011 10:24:28 AM |
| glroark | $100.00 | 9/28/2011 12:30:09 PM |
| awesome-yield7 | $25.00 | 9/28/2011 3:06:35 PM |
| first-class-yield9 | $50.00 | 9/28/2011 3:57:00 PM |
| intelligent-repayment8 | $128.99 | 9/28/2011 4:15:50 PM |
| supreme-hope | $25.00 | 9/28/2011 4:01:15 PM |
| leverage-monger | $44.00 | 9/21/2011 7:20:17 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:55 PM |
| ursus | $50.00 | 9/21/2011 5:08:54 PM |
| economy-structure9 | $25.00 | 9/21/2011 5:29:04 PM |
| tech310 | $50.00 | 9/21/2011 6:06:56 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:36 AM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 9:18:09 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:14 AM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:38 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:26 AM |
| hitsman | $50.00 | 9/26/2011 11:34:52 AM |
| suave-dime6 | $25.00 | 9/26/2011 5:09:28 PM |
| Reliance_Banker | $25.00 | 9/26/2011 6:10:05 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:24 PM |
| golffish2 | $50.00 | 9/27/2011 3:56:05 AM |
| wwwUniversal | $25.00 | 9/27/2011 9:18:12 AM |
| CalBear08 | $25.00 | 9/27/2011 5:35:07 PM |
| orange-preeminant-bill | $25.00 | 9/28/2011 3:41:22 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:31 AM |
| thelovebug | $100.00 | 9/28/2011 9:19:04 AM |
| enthusiastic-ore5 | $47.01 | 9/28/2011 10:09:00 AM |
| nickel-hickory | $25.00 | 9/28/2011 1:11:23 PM |
| TheCount | $25.00 | 9/28/2011 1:30:04 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:11:03 PM |
| brainfeeder | $150.00 | 9/28/2011 2:42:25 PM |
| reasonable-bonus6 | $50.00 | 9/28/2011 4:14:30 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
528415
This series of Notes was issued and sold upon the funding of the borrower loan #54181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $394.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,694 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dublniklz |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,600.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Expanding Business
It has been a few years now since my first prosper loan that I used to really start my small business. At the time I was doing about 6k a month in total online sales. We are now averaging upwards of 65k a month in sales on our various stores (Amazon, eBay, and our own domains which I will provide below). We will use the money to expand our business by diversifying our product lines and purchasing more inventory.
eBay store: www.nutribomb.net
Our own store www.nutribomb.com
other store www.thepersonaldevelopmentcompany.com
My financial situation:
I am a good candidate for this loan because our business generates more than enough revenue to repay the loan, and my financial situation is such that I could pay it out of my own pocket if necessary. I earned 91k in my daytime job last year, and I pay myself a 1k a month salary from my business right now.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:20 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:53 PM |
| luzonct | $100.00 | 9/20/2011 5:35:06 PM |
| colorfulgardener | $25.00 | 9/21/2011 2:03:37 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:04 AM |
| availableloan | $25.00 | 9/21/2011 6:38:35 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:06 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:50 PM |
| salala | $25.00 | 9/23/2011 10:45:33 AM |
| fundstream | $25.00 | 9/24/2011 10:28:46 AM |
| a-helping-hand | $1,000.00 | 9/25/2011 3:14:11 PM |
| enriched-truth | $50.00 | 9/25/2011 11:26:29 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:27 AM |
| kulender | $50.00 | 9/26/2011 6:31:35 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:36:13 AM |
| Zeenos | $120.00 | 9/26/2011 9:39:11 AM |
| hitsman | $50.00 | 9/26/2011 11:34:54 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:29 PM |
| leeball | $100.00 | 9/26/2011 3:14:39 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:01 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:57 AM |
| fishman42 | $25.00 | 9/27/2011 5:56:32 AM |
| rmpedi33 | $50.00 | 9/27/2011 2:01:32 PM |
| mtquan | $25.00 | 9/27/2011 6:08:22 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:52 PM |
| irishalaskan | $25.00 | 9/27/2011 7:34:09 PM |
| rmachi | $25.00 | 9/27/2011 8:54:59 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:34 PM |
| gentle-transparency7 | $250.00 | 9/28/2011 5:40:26 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:19 AM |
| fuzed | $45.00 | 9/28/2011 6:48:00 AM |
| martymaniaman | $25.00 | 9/28/2011 7:49:01 AM |
| icon7 | $50.00 | 9/28/2011 7:02:31 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:33 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:17 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:20 AM |
| coolgenner | $25.00 | 9/28/2011 11:50:35 AM |
| ivy-league-MBA | $38.00 | 9/28/2011 11:56:30 AM |
| GCInvestments | $25.00 | 9/28/2011 12:16:50 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:14 PM |
| solid3 | $1,000.00 | 9/28/2011 1:11:39 PM |
| Bank42 | $25.00 | 9/28/2011 4:51:57 PM |
| vivid-loot1 | $30.66 | 9/28/2011 3:36:27 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:54 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:10 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:52 PM |
| MarvintheMartian | $55.00 | 9/20/2011 5:22:07 PM |
| currency-excellency0 | $200.00 | 9/20/2011 5:01:58 PM |
| oplender | $25.00 | 9/21/2011 8:12:48 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 6:54:09 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:40 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:57 PM |
| jescowa | $50.00 | 9/21/2011 6:15:51 PM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:47 AM |
| market-maximizer472 | $100.00 | 9/22/2011 3:41:21 PM |
| platinum-trophy | $120.00 | 9/22/2011 5:01:25 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:32 PM |
| Kaj | $40.00 | 9/22/2011 6:59:32 PM |
| Dollars4Rent | $25.00 | 9/23/2011 6:16:05 AM |
| The_Loan_Runner | $25.00 | 9/23/2011 7:16:09 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:39 AM |
| currency-saguaro9 | $150.00 | 9/23/2011 10:20:38 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:12 AM |
| john0720 | $100.00 | 9/23/2011 1:40:54 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:55 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:01 PM |
| TechieLender | $50.00 | 9/24/2011 8:08:57 AM |
| usemymoney | $25.00 | 9/24/2011 11:09:33 AM |
| riskreward | $250.00 | 9/24/2011 5:29:20 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:39 AM |
| compassionate-dime0 | $104.00 | 9/25/2011 1:22:05 PM |
| ethicalhumanist | $100.00 | 9/26/2011 1:11:57 PM |
| orange-impartial-asset | $250.00 | 9/26/2011 7:42:01 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:46 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:28 AM |
| CatbirdBanking | $25.00 | 9/27/2011 7:21:55 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:13 AM |
| friendinmoney | $25.00 | 9/27/2011 8:43:18 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:43 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:02 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:57 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:48 PM |
| Asparagirl | $25.00 | 9/27/2011 5:33:50 PM |
| excellent-nickel | $50.00 | 9/27/2011 10:28:02 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:20 PM |
| GoBusinessGuy | $69.33 | 9/28/2011 3:00:14 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:19 AM |
| katnmouse | $30.00 | 9/28/2011 6:50:14 AM |
| CityBank | $95.99 | 9/28/2011 8:23:56 AM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:26 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:22 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:32 PM |
| nickel-ferret | $50.00 | 9/28/2011 5:09:55 PM |
| intelligent-repayment8 | $672.02 | 9/28/2011 6:31:44 PM |
| fallentimbers | $25.00 | 9/28/2011 5:34:28 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
528419
This series of Notes was issued and sold upon the funding of the borrower loan #53896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $469.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 860-879 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,224 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-coach118 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 860-879 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Feb-2011)
|
|
Principal balance:
| $6,295.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
2nd Loan Great Investment
Purpose of loan:
This loan will be used to reinvest into the Prosper Platform
My financial situation:
I have over 25K in exsisting propser loans with an effective yield greater than 11%.
The plan is to continue to re-invest into the prosper platform. Using my outstanding credit my plan is to capture the credit spread here and achieve a minimum rate of return of 4% with a target of 6%. As you can see I am not planning on any get rich quick strategy rather than a steady stream of predictable and achievable revenue.
Thanks for looking and many happy returns
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 9/21/2011 10:11:10 AM |
| indomitable-coin | $25.00 | 9/20/2011 5:01:43 PM |
| worthy-bid8 | $50.00 | 9/20/2011 5:07:39 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:53 PM |
| dpfl55 | $25.00 | 9/20/2011 5:27:55 PM |
| whistledicksmith | $25.00 | 9/20/2011 10:49:41 PM |
| capital-star5 | $25.00 | 9/20/2011 11:33:03 PM |
| Troutfinder | $25.00 | 9/21/2011 3:08:14 AM |
| blot44 | $25.00 | 9/21/2011 6:02:38 AM |
| CIC | $25.00 | 9/21/2011 2:33:34 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 6:53:58 AM |
| john0720 | $100.00 | 9/21/2011 6:55:45 AM |
| a-finance-nirvana | $25.00 | 9/21/2011 2:47:01 AM |
| SourDoughSteve | $25.00 | 9/21/2011 7:09:04 AM |
| BxRealtor | $25.00 | 9/21/2011 7:43:25 AM |
| personal-lender | $25.00 | 9/21/2011 9:11:24 AM |
| economy-molecule3 | $500.00 | 9/21/2011 9:14:49 AM |
| Harry | $50.00 | 9/21/2011 8:29:35 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:05 AM |
| hostbank | $100.00 | 9/21/2011 9:08:14 AM |
| ski bum | $100.00 | 9/21/2011 9:12:43 AM |
| KeepOnRunning | $50.00 | 9/21/2011 10:35:25 AM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:32 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:58 PM |
| kriegs | $100.00 | 9/21/2011 12:37:16 PM |
| top-tender-moola | $25.00 | 9/21/2011 2:30:04 PM |
| yennib | $50.00 | 9/21/2011 12:49:42 PM |
| GoldenGo4 | $50.00 | 9/21/2011 3:55:30 PM |
| br4444 | $25.00 | 9/21/2011 5:03:09 PM |
| wampum-chorus3 | $25.00 | 9/21/2011 5:46:27 PM |
| jescowa | $50.00 | 9/21/2011 6:15:51 PM |
| Syzygy | $25.00 | 9/21/2011 6:27:11 PM |
| g314 | $36.00 | 9/21/2011 10:13:33 PM |
| BiggestG | $25.00 | 9/22/2011 5:02:47 AM |
| scott73 | $25.00 | 9/21/2011 10:24:10 PM |
| gold-sushi | $50.00 | 9/22/2011 5:56:57 AM |
| chibear34 | $25.00 | 9/22/2011 6:11:28 AM |
| jscope | $25.00 | 9/22/2011 6:50:20 AM |
| useful-p2ploan | $50.00 | 9/22/2011 7:48:45 AM |
| 6moonbeams | $50.00 | 9/22/2011 7:23:06 AM |
| MadHun | $200.00 | 9/22/2011 9:09:30 AM |
| ChicoBob | $25.00 | 9/22/2011 9:06:20 AM |
| wise-silver-wonder | $25.00 | 9/22/2011 10:22:40 AM |
| Leopoldine | $29.08 | 9/22/2011 10:09:36 AM |
| fair_rates | $25.00 | 9/22/2011 12:20:53 PM |
| irishcocacola | $25.00 | 9/22/2011 1:47:12 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:59 PM |
| degster | $25.00 | 9/22/2011 4:15:14 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:45 PM |
| kcole10 | $25.00 | 9/22/2011 4:37:21 PM |
| DreDub | $50.00 | 9/22/2011 4:55:30 PM |
| velocity-solo | $25.00 | 9/22/2011 5:08:06 PM |
| comet55 | $25.00 | 9/22/2011 5:07:43 PM |
| bold-steady-peso | $25.00 | 9/22/2011 5:26:12 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:12 PM |
| BigLinCT | $25.00 | 9/22/2011 5:36:16 PM |
| top-magnificent-agreement | $25.00 | 9/22/2011 6:03:37 PM |
| Kaj | $40.00 | 9/22/2011 7:00:01 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:03 PM |
| money-floret | $50.00 | 9/22/2011 8:30:58 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:17 PM |
| meenan | $50.00 | 9/22/2011 9:16:12 PM |
| p1k4blu | $25.00 | 9/23/2011 2:20:17 AM |
| responsibility-cherry6 | $25.00 | 9/22/2011 10:58:02 PM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:28 AM |
| Lender0010 | $50.00 | 9/23/2011 1:33:23 AM |
| Approved1234 | $50.00 | 9/23/2011 3:20:24 AM |
| IIP77 | $25.00 | 9/23/2011 5:43:08 AM |
| LiveNow | $25.00 | 9/23/2011 5:10:10 AM |
| dharma1 | $25.00 | 9/23/2011 6:00:51 AM |
| subtle-revenue0 | $25.00 | 9/23/2011 7:30:26 AM |
| boylezz | $25.00 | 9/23/2011 7:37:28 AM |
| anyoi | $25.00 | 9/23/2011 7:40:04 AM |
| Dubbs360 | $25.00 | 9/23/2011 7:49:25 AM |
| first-serene-credit | $25.00 | 9/23/2011 8:37:50 AM |
| market-network | $25.00 | 9/23/2011 9:07:36 AM |
| fly4sugar | $25.00 | 9/23/2011 10:15:38 AM |
| efficient-marketplace | $50.00 | 9/23/2011 10:35:13 AM |
| NoCal | $25.00 | 9/23/2011 1:32:31 PM |
| credit-socrates648 | $2,000.00 | 9/23/2011 2:04:31 PM |
| discrete-asset | $25.00 | 9/23/2011 1:54:13 PM |
| greenback-seagull2 | $43.00 | 9/23/2011 2:17:42 PM |
| neighborly-hope6 | $100.00 | 9/23/2011 3:24:03 PM |
| GoldenGo4 | $100.00 | 9/23/2011 3:27:50 PM |
| ideal-penny8 | $25.00 | 9/23/2011 4:33:26 PM |
| gjm6d | $25.00 | 9/23/2011 4:22:57 PM |
| ethicalhumanist | $100.00 | 9/23/2011 5:08:30 PM |
| radforj22 | $25.00 | 9/23/2011 4:58:45 PM |
| auction-seeker4 | $25.00 | 9/23/2011 5:02:35 PM |
| umfan123 | $25.00 | 9/23/2011 5:22:52 PM |
| EtaDuck | $25.00 | 9/23/2011 6:25:57 PM |
| loyalty-edifice997 | $25.00 | 9/23/2011 6:35:20 PM |
| Binan | $35.86 | 9/23/2011 8:54:00 PM |
| JASHoldingsLTD1 | $39.77 | 9/23/2011 7:40:55 PM |
| ArchonFinancialHoldings | $32.00 | 9/23/2011 8:52:37 PM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 8:09:24 PM |
| unequaled-pound | $29.00 | 9/23/2011 8:13:32 PM |
| unequaled-pound | $25.00 | 9/23/2011 8:29:25 PM |
| knowledgeable-payment7 | $25.00 | 9/23/2011 10:48:11 PM |
| setUup | $36.30 | 9/24/2011 12:13:51 AM |
| _NaLNaBB | $300.00 | 9/23/2011 10:18:50 PM |
| cash-spinner | $50.00 | 9/24/2011 5:42:49 AM |
| crw1950 | $81.36 | 9/24/2011 5:40:44 AM |
| dime-sprout | $25.00 | 9/24/2011 5:46:55 AM |
| sunny-dough9 | $200.00 | 9/24/2011 4:16:03 AM |
| trade-elm | $25.00 | 9/24/2011 7:45:50 AM |
| Johnab | $25.03 | 9/24/2011 7:57:38 AM |
| ronkr | $25.00 | 9/24/2011 6:47:18 AM |
| TechieLender | $39.00 | 9/24/2011 8:09:45 AM |
| credit-vinyl | $25.00 | 9/24/2011 6:56:53 AM |
| TigerForce | $40.00 | 9/24/2011 8:13:26 AM |
| thajr | $25.00 | 9/24/2011 7:40:31 AM |
| floridahelper | $25.00 | 9/24/2011 7:42:47 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:19 AM |
| payment-halo | $25.00 | 9/24/2011 7:52:07 AM |
| newest-return-wind | $44.00 | 9/24/2011 8:14:20 AM |
| payout-magician | $25.00 | 9/24/2011 9:03:14 AM |
| orange-kindness-captain | $100.00 | 9/24/2011 9:07:55 AM |
| SDKiwi | $54.00 | 9/24/2011 9:18:00 AM |
| authoritative-loot | $25.00 | 9/24/2011 11:06:43 AM |
| acropiloterau2002 | $25.00 | 9/24/2011 9:46:56 AM |
| cordial-funds8 | $100.00 | 9/24/2011 9:50:06 AM |
| jc33148 | $33.36 | 9/24/2011 10:00:38 AM |
| currency-persimmon | $50.00 | 9/24/2011 11:36:16 AM |
| Futurero | $25.00 | 9/24/2011 10:53:43 AM |
| britgsb | $100.00 | 9/24/2011 11:24:14 AM |
| first-pragmatic-note | $25.00 | 9/24/2011 11:48:33 AM |
| on_your_side | $25.00 | 9/24/2011 11:56:45 AM |
| bazaar-flow6 | $300.00 | 9/24/2011 2:27:16 PM |
| emo13 | $50.00 | 9/24/2011 1:06:53 PM |
| active-reward7 | $100.00 | 9/24/2011 3:45:54 PM |
| goodhearted-basis4 | $25.00 | 9/24/2011 1:03:31 PM |
| danf2201 | $50.00 | 9/24/2011 1:43:31 PM |
| oneeighty | $25.00 | 9/24/2011 1:46:20 PM |
| Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:24 PM |
| miket71 | $25.00 | 9/24/2011 2:43:57 PM |
| optionscashflow | $25.00 | 9/24/2011 2:23:26 PM |
| Pitufo | $25.00 | 9/24/2011 2:42:59 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:18:49 PM |
| CreditBuilder2 | $50.00 | 9/24/2011 3:14:25 PM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:32 PM |
| baroo | $25.00 | 9/24/2011 7:14:24 PM |
| novice-speculator | $25.00 | 9/24/2011 4:09:23 PM |
| tomdooley12520 | $25.00 | 9/24/2011 7:54:17 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:23:36 PM |
| riskreward | $250.00 | 9/24/2011 5:29:20 PM |
| jm88162 | $50.00 | 9/24/2011 8:46:09 PM |
| CaptainBL | $75.00 | 9/24/2011 6:27:17 PM |
| lsx7 | $60.00 | 9/24/2011 7:19:51 PM |
| justice-hawk | $30.00 | 9/24/2011 7:49:34 PM |
| Lubava | $50.00 | 9/24/2011 7:32:36 PM |
| MTLoans | $25.00 | 9/24/2011 8:01:31 PM |
| silver-dogwood4 | $25.00 | 9/24/2011 9:15:26 PM |
| fireboss | $72.33 | 9/24/2011 9:45:48 PM |
| a-helping-hand | $559.52 | 9/24/2011 10:16:48 PM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:20 PM |
| baseballfan111 | $50.00 | 9/20/2011 7:07:32 PM |
| FRC64 | $50.00 | 9/20/2011 7:26:02 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:05 PM |
| a2190b | $36.00 | 9/20/2011 5:39:53 PM |
| murren | $25.00 | 9/21/2011 5:51:30 AM |
| oplender | $25.00 | 9/21/2011 8:12:48 AM |
| Dollars4Rent | $50.00 | 9/21/2011 6:15:53 AM |
| nickel-ferret | $50.00 | 9/21/2011 9:10:34 AM |
| Marathoner | $25.00 | 9/21/2011 11:41:28 AM |
| gentle-gain235 | $200.00 | 9/21/2011 12:44:06 PM |
| mtquan | $25.00 | 9/21/2011 1:57:22 PM |
| mr55262 | $50.00 | 9/21/2011 4:36:15 PM |
| mistertao | $25.00 | 9/21/2011 5:51:10 PM |
| djh47a | $25.00 | 9/21/2011 6:12:27 PM |
| capital-futurist | $25.00 | 9/21/2011 6:32:04 PM |
| value-wind0 | $50.00 | 9/21/2011 6:41:12 PM |
| dinero-jujitsu | $25.00 | 9/21/2011 6:59:35 PM |
| YummiBear | $25.00 | 9/21/2011 7:35:26 PM |
| betaoption | $25.00 | 9/21/2011 7:43:49 PM |
| ZeLonewolf | $25.00 | 9/21/2011 9:05:03 PM |
| Weaverville | $100.00 | 9/21/2011 9:07:06 PM |
| mrpowers5531 | $25.00 | 9/21/2011 9:06:33 PM |
| passbook | $25.00 | 9/22/2011 6:24:10 AM |
| loot-heart | $25.00 | 9/22/2011 7:14:40 AM |
| best-deal-banker | $50.00 | 9/22/2011 7:18:45 AM |
| pipopirate | $25.00 | 9/22/2011 5:57:30 AM |
| GATrust | $25.00 | 9/22/2011 9:23:27 AM |
| Emgolda | $25.00 | 9/22/2011 9:42:56 AM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:56 PM |
| SailAwayMoon | $25.00 | 9/22/2011 12:48:54 PM |
| awwaww | $30.00 | 9/22/2011 4:33:10 PM |
| 13nd3r | $25.00 | 9/22/2011 4:51:18 PM |
| spenrod | $25.00 | 9/22/2011 4:31:52 PM |
| valiant-liberty4 | $25.00 | 9/22/2011 5:06:20 PM |
| auction-elvis | $25.00 | 9/22/2011 5:36:54 PM |
| radforj22 | $25.00 | 9/22/2011 7:22:51 PM |
| soulwork | $25.00 | 9/22/2011 7:54:00 PM |
| Joshtron | $25.00 | 9/22/2011 9:34:36 PM |
| marketplace-cello5 | $50.00 | 9/22/2011 9:55:18 PM |
| balance-bliss | $100.00 | 9/23/2011 12:22:04 AM |
| Ripsaw4U | $50.00 | 9/22/2011 11:22:51 PM |
| Blue_HorseShoe | $25.00 | 9/23/2011 5:14:10 AM |
| AlB5 | $25.00 | 9/23/2011 5:52:57 AM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:57 AM |
| anacent | $50.00 | 9/23/2011 6:53:21 AM |
| Brisket_Bob | $75.00 | 9/23/2011 7:35:21 AM |
| nri22 | $100.00 | 9/23/2011 7:32:16 AM |
| b1geasy | $25.00 | 9/23/2011 8:00:17 AM |
| Trinkaloki | $28.00 | 9/23/2011 8:54:10 AM |
| first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:29 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:39 AM |
| quintilian | $25.00 | 9/23/2011 9:58:34 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:34 AM |
| Warwick | $50.00 | 9/23/2011 10:36:54 AM |
| salala | $25.00 | 9/23/2011 10:45:33 AM |
| sweet-loan7 | $25.00 | 9/23/2011 11:46:19 AM |
| jdrez | $25.00 | 9/23/2011 11:57:09 AM |
| Veridic | $25.00 | 9/23/2011 12:13:18 PM |
| self-reliant-p2p2 | $25.00 | 9/23/2011 12:50:41 PM |
| ScionAltera | $25.00 | 9/23/2011 2:06:44 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:47 PM |
| payout-flag6 | $100.00 | 9/23/2011 4:06:50 PM |
| Chewbaca | $25.00 | 9/23/2011 5:31:03 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:56 PM |
| Yomain | $50.00 | 9/23/2011 5:34:34 PM |
| djmjkelso | $30.00 | 9/23/2011 5:29:39 PM |
| AsianDragon | $50.00 | 9/23/2011 6:21:18 PM |
| 108lender | $200.00 | 9/23/2011 6:44:47 PM |
| liberty-point | $81.54 | 9/23/2011 7:01:37 PM |
| theboat | $48.00 | 9/23/2011 9:03:41 PM |
| unrivaled-income5 | $50.00 | 9/23/2011 7:20:59 PM |
| repaymeplease | $52.04 | 9/23/2011 9:19:00 PM |
| loan-lionheart6 | $25.00 | 9/23/2011 9:22:17 PM |
| kind-value-pouch | $60.00 | 9/23/2011 8:16:02 PM |
| Lo0se_mo0se | $25.00 | 9/23/2011 9:56:43 PM |
| unrivaled-gain8 | $25.00 | 9/24/2011 4:39:04 AM |
| GCInvestments | $32.00 | 9/23/2011 10:00:17 PM |
| GCInvestments | $30.00 | 9/23/2011 10:09:15 PM |
| BuildingShanghai | $46.30 | 9/23/2011 10:12:13 PM |
| The-Lighthouse-Group | $25.00 | 9/24/2011 5:19:42 AM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 4:31:28 AM |
| Engrrob | $25.00 | 9/24/2011 5:59:38 AM |
| bmbanzai | $25.00 | 9/24/2011 5:59:35 AM |
| theskippy | $41.45 | 9/24/2011 6:49:05 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:39 AM |
| Bearls | $50.00 | 9/24/2011 7:08:48 AM |
| southIT | $25.00 | 9/24/2011 8:18:01 AM |
| WorldTravlr | $25.00 | 9/24/2011 7:34:49 AM |
| Tazeme | $25.00 | 9/24/2011 8:37:44 AM |
| heerzaquestion | $25.00 | 9/24/2011 7:37:33 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:44 AM |
| sb0453 | $25.00 | 9/24/2011 8:47:48 AM |
| enchanted-truth264 | $25.00 | 9/24/2011 8:35:00 AM |
| auction-rocket | $25.00 | 9/24/2011 8:32:30 AM |
| almar | $25.00 | 9/24/2011 8:44:16 AM |
| smallbizrule | $25.00 | 9/24/2011 8:51:03 AM |
| brightest-dynamic-peace | $30.00 | 9/24/2011 10:10:32 AM |
| escharfer | $25.00 | 9/24/2011 8:52:15 AM |
| bold-brilliant-dollar | $30.78 | 9/24/2011 8:55:24 AM |
| Gandalf0001 | $25.00 | 9/24/2011 10:19:12 AM |
| COtheBeast | $25.00 | 9/24/2011 10:44:59 AM |
| penny-finder | $41.78 | 9/24/2011 11:35:13 AM |
| handshake52 | $25.00 | 9/24/2011 12:48:20 PM |
| repaymeplease | $100.00 | 9/24/2011 1:07:34 PM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:41:14 PM |
| fervent-currency5 | $100.00 | 9/24/2011 1:11:45 PM |
| ImaPutz | $25.00 | 9/24/2011 4:07:08 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:17:36 PM |
| blue-fund-flag | $50.00 | 9/24/2011 1:50:05 PM |
| damage | $25.00 | 9/24/2011 1:08:40 PM |
| jcttjg | $25.00 | 9/24/2011 2:43:55 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:13:54 PM |
| gracej | $25.00 | 9/24/2011 7:27:49 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:22:20 PM |
| JRhino | $25.00 | 9/24/2011 8:09:36 PM |
| Ivan2007 | $25.00 | 9/24/2011 8:35:00 PM |
| timmsc | $25.00 | 9/24/2011 10:01:08 PM |
| worlds-best-worth2 | $87.28 | 9/24/2011 7:11:36 PM |
| LoanerPrincipal | $60.21 | 9/24/2011 7:36:43 PM |
| fishing533 | $50.00 | 9/24/2011 10:07:34 PM |
| 276 Investments
|
Borrower Payment Dependent Notes Series
528453
This series of Notes was issued and sold upon the funding of the borrower loan #53943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $451.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,549 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pleasant-transparency9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of this loan:
After financing a majority of my start up (a fashion company) from my personal savings and a small part of it with my credit cards. I am applying for this loan to consolidate my credit debt that I acquired to financed it. Their average APR is 22.95%.
Also worth noting: Since I don't pay the minimum on my CC bills, What Prosper is asking me to pay monthly is less than what I pay to Credit cards bills ? monthly.
The start-up and profitability:
Our s/s 2012 debut collection will be profitable from our first collection. 12 stores is already carrying our pre-debut samples collection. Our products are both outstanding in quality and style, with a strong sustainability message.
Personal Finance:
I take my finances very seriously. I have never been late to pay my bills. My personal life and expenses are very basic, my car is paid off, and my main income can cover all my expenses.
Thank you for considering my listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riskreward | $250.00 | 9/26/2011 5:11:50 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:04 PM |
| Interloper | $25.00 | 9/26/2011 6:58:53 PM |
| AndChicksforFree | $25.07 | 9/26/2011 7:20:34 PM |
| important-diversification620 | $24.93 | 9/26/2011 8:05:29 PM |
| compoundinterest | $50.00 | 9/26/2011 5:07:34 PM |
| Bank_Of_XL | $25.00 | 9/26/2011 6:03:02 PM |
| worth-blanket2 | $12,000.00 | 9/26/2011 7:38:22 PM |
| SpoonerPhan | $50.00 | 9/26/2011 6:47:42 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
528497
This series of Notes was issued and sold upon the funding of the borrower loan #53918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $197.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,566 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Harambee28 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to...pay off 2 high interest credit cards,
My financial situation:
I am a good candidate for this loan because...I am gainfully employed and have been for the past 4 years. I work hard and strive to provide more value than I am compensated to the organization I work for.
I pay my bills on time. I have a foreclose from a time share I let go early this year. I am honest and positive minded.
I will use the loan to pay off my credit cards, one payment will be alot easier than the two I am currently making most of which goes to interest because the interest rate is high. It will also help improve my cash flow.
Thanks for reviewing this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:57 PM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:07 AM |
| boylezz | $25.00 | 9/21/2011 9:58:21 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:03 PM |
| self-reliant-currency34 | $25.00 | 9/21/2011 2:04:37 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:58 AM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:48 AM |
| rmpedi33 | $50.00 | 9/21/2011 10:13:44 PM |
| Slapshot | $250.00 | 9/22/2011 5:51:12 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:12 AM |
| AF-Chief | $50.00 | 9/23/2011 5:25:56 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:02 PM |
| wilmajean | $50.00 | 9/24/2011 4:14:38 AM |
| rolltide09 | $25.00 | 9/24/2011 10:32:00 AM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:27:02 PM |
| riskreward | $250.00 | 9/24/2011 5:29:21 PM |
| tolerant-balance7 | $25.00 | 9/24/2011 9:29:22 PM |
| Kaj | $30.00 | 9/25/2011 3:53:24 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:41 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:29 AM |
| leeball | $100.00 | 9/26/2011 3:14:40 PM |
| thehousewife | $50.00 | 9/26/2011 3:41:57 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:47 AM |
| ams294 | $50.00 | 9/27/2011 3:59:56 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:13 AM |
| spiff666 | $25.00 | 9/27/2011 8:53:57 AM |
| money-bauble | $37.00 | 9/27/2011 9:06:22 AM |
| tapesor | $200.00 | 9/27/2011 5:13:04 PM |
| trustworthy-hope189 | $30.00 | 9/27/2011 5:22:21 PM |
| mtquan | $25.00 | 9/27/2011 6:08:22 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:52 PM |
| miket71 | $31.00 | 9/27/2011 7:29:46 PM |
| sweety075 | $25.00 | 9/27/2011 8:51:43 PM |
| rmachi | $25.00 | 9/27/2011 8:55:00 PM |
| matthewrburk | $221.49 | 9/27/2011 9:33:06 PM |
| epic-dollar557 | $25.00 | 9/27/2011 9:47:00 PM |
| credit-socrates648 | $246.11 | 9/27/2011 10:17:22 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:52 PM |
| currency-excellency0 | $200.00 | 9/21/2011 9:01:42 AM |
| compoundinterest | $50.00 | 9/21/2011 9:07:51 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 11:21:13 AM |
| oplender | $25.00 | 9/21/2011 4:54:16 PM |
| jescowa | $50.00 | 9/21/2011 6:15:52 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:08 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:51 PM |
| Brisket_Bob | $50.00 | 9/23/2011 7:10:24 AM |
| Sneezie | $100.00 | 9/23/2011 8:03:31 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:41 AM |
| salala | $25.00 | 9/23/2011 10:45:35 AM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:48 PM |
| enthusiastic-balance5 | $100.00 | 9/23/2011 5:11:31 PM |
| PXM-Financial | $28.00 | 9/25/2011 8:42:56 PM |
| jsnryn | $25.00 | 9/26/2011 7:18:55 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:34:19 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:48:28 AM |
| Zeenos | $25.00 | 9/26/2011 9:58:40 AM |
| hitsman | $50.00 | 9/26/2011 11:34:56 AM |
| ethicalhumanist | $100.00 | 9/26/2011 1:22:21 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:29 PM |
| mbehounek | $100.00 | 9/26/2011 7:12:32 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:29 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:58 AM |
| Eric_Gagne | $25.00 | 9/27/2011 7:13:52 AM |
| loan-eagle9 | $25.00 | 9/27/2011 8:27:16 AM |
| CashBank | $25.00 | 9/27/2011 8:55:58 AM |
| castlwizz | $33.39 | 9/27/2011 10:43:18 AM |
| agile-loan0 | $25.00 | 9/27/2011 9:43:54 AM |
| gogrannygo | $28.00 | 9/27/2011 12:05:55 PM |
| cash-queen | $40.00 | 9/27/2011 12:49:23 PM |
| dmk2006 | $25.00 | 9/27/2011 3:04:37 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:03 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:49 PM |
| papaloha | $25.00 | 9/27/2011 6:57:13 PM |
| lonix | $25.00 | 9/27/2011 8:05:11 PM |
| Barrayaran | $25.00 | 9/27/2011 9:39:38 PM |
| scotty61 | $25.00 | 9/27/2011 10:02:49 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
528499
This series of Notes was issued and sold upon the funding of the borrower loan #53939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,613 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| buckeye866 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan - SS
Purpose of loan: Debt consolidation
This loan will be used to...Consolidate loans
My financial situation: good
I am a good candidate for this loan because...I have a good credit rating and I pay my bills on time
Monthly net income: $6250.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 9/26/2011 6:22:37 PM |
| One_Lolo | $25.00 | 9/26/2011 8:33:46 PM |
| cash-queen | $25.00 | 9/26/2011 8:12:28 PM |
| vutah | $25.00 | 9/26/2011 6:59:33 PM |
| worth-blanket2 | $3,900.00 | 9/26/2011 7:38:33 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
528501
This series of Notes was issued and sold upon the funding of the borrower loan #53888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $328.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1963 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $878 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tsp001 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 60 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $16,300.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2009)
820-839
(Aug-2008)
|
|
Principal balance:
| $3,226.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 60 | | |
Description
Assisting the Grandchildren
Purpose of loan: My first loan with Prosper was used to assist my granddaughter with her finances to study Geology in Ireland. She returned last June and was able to successfully get an internship in her field thanks to Prosper! This loan I would like to again assist her with a yearlong internship in her field of Geology. The internship pays very little money, but will be worth it after she stays a year and hopefully is offered a full grant position. She must live on less than $25,000 a year and this will be hard. I would like to assist with this loan to achieve her goals to become a working geologist. Thank you in advance for your support.
My financial situation:
I am a good candidate for this loan because I have good credit and my previous loans are paid on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| whitegold24k | $500.00 | 9/23/2011 1:46:53 PM |
| currency-excellency0 | $200.00 | 9/21/2011 9:01:43 AM |
| compoundinterest | $50.00 | 9/21/2011 9:07:51 AM |
| credit-guard5 | $25.00 | 9/21/2011 11:05:33 AM |
| green-trade-dolphin2 | $35.00 | 9/21/2011 11:20:56 AM |
| caring-hope2 | $100.00 | 9/21/2011 10:42:47 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:03 PM |
| Bank42 | $52.43 | 9/21/2011 4:25:25 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:08 PM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:49 AM |
| platinum-trophy | $120.00 | 9/22/2011 5:01:26 PM |
| 3_boyz | $100.00 | 9/22/2011 5:33:55 PM |
| Kaj | $40.00 | 9/22/2011 7:01:45 PM |
| sri59 | $100.00 | 9/23/2011 6:24:12 AM |
| subtle-revenue0 | $25.00 | 9/23/2011 7:30:27 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:13 AM |
| maniac3 | $2,000.00 | 9/23/2011 11:33:26 AM |
| industrious-currency | $25.00 | 9/23/2011 3:31:39 PM |
| CreditBuilder2 | $50.00 | 9/23/2011 3:57:55 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:48 PM |
| radforj22 | $25.00 | 9/23/2011 5:00:32 PM |
| ethicalhumanist | $100.00 | 9/23/2011 5:15:57 PM |
| umfan123 | $25.00 | 9/23/2011 5:27:14 PM |
| finance-symphony7 | $100.00 | 9/23/2011 5:57:52 PM |
| goldsun | $25.00 | 9/23/2011 6:10:44 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:02 PM |
| GoldenGo4 | $72.00 | 9/23/2011 6:23:55 PM |
| exchange-dreams | $51.00 | 9/23/2011 8:36:30 PM |
| Binan | $50.00 | 9/23/2011 9:16:16 PM |
| setUup | $36.30 | 9/24/2011 12:16:21 AM |
| green-trade-dolphin2 | $30.00 | 9/23/2011 8:14:34 PM |
| grammaspurse | $25.00 | 9/23/2011 9:42:31 PM |
| wampum-library4 | $25.00 | 9/23/2011 11:57:24 PM |
| sunny-dough9 | $200.00 | 9/24/2011 4:21:47 AM |
| bmbanzai | $25.00 | 9/24/2011 6:03:56 AM |
| dime-sprout | $25.00 | 9/24/2011 5:50:36 AM |
| cerebral-dollar773 | $75.00 | 9/24/2011 5:52:37 AM |
| proper-deal6 | $40.00 | 9/24/2011 7:11:02 AM |
| Money_Hog | $25.00 | 9/24/2011 6:50:06 AM |
| WorldTravlr | $25.00 | 9/24/2011 7:28:59 AM |
| investment-appraiser | $100.00 | 9/24/2011 7:35:30 AM |
| floridahelper | $100.00 | 9/24/2011 7:46:48 AM |
| enchanted-truth264 | $25.00 | 9/24/2011 8:41:18 AM |
| thajr | $50.00 | 9/24/2011 8:00:44 AM |
| momoney2lend | $50.00 | 9/24/2011 8:28:43 AM |
| BlessedEveryDay | $25.80 | 9/24/2011 9:04:34 AM |
| natural-greenback6 | $25.00 | 9/24/2011 9:07:55 AM |
| jct_enterprises | $50.00 | 9/24/2011 9:59:15 AM |
| brightest-dynamic-peace | $25.00 | 9/24/2011 10:12:37 AM |
| mgking007 | $25.00 | 9/24/2011 11:28:12 AM |
| Beechturner | $50.00 | 9/24/2011 11:27:09 AM |
| dynamic-money271 | $75.00 | 9/24/2011 11:42:04 AM |
| enthusiastic-balance5 | $100.00 | 9/24/2011 12:10:56 PM |
| mlpinz | $40.23 | 9/24/2011 1:18:41 PM |
| building_community | $50.00 | 9/24/2011 12:17:21 PM |
| invest-in-ed | $300.00 | 9/24/2011 12:19:32 PM |
| Chill99 | $100.00 | 9/24/2011 1:51:58 PM |
| Techne_Funds_LLC | $25.00 | 9/24/2011 2:02:12 PM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:39:35 PM |
| handshake52 | $25.00 | 9/24/2011 12:59:24 PM |
| oneeighty | $25.00 | 9/24/2011 1:50:51 PM |
| yield-hut | $47.90 | 9/24/2011 2:05:50 PM |
| mgd | $100.00 | 9/24/2011 1:14:10 PM |
| refined-gold7 | $25.00 | 9/24/2011 1:35:11 PM |
| danf2201 | $50.00 | 9/24/2011 1:47:37 PM |
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:58 PM |
| investment-artist | $26.01 | 9/21/2011 9:06:15 AM |
| janeybooboo | $75.00 | 9/21/2011 9:11:31 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:07 AM |
| MoneyForNothing | $113.88 | 9/21/2011 9:52:52 AM |
| oplender | $25.00 | 9/21/2011 4:54:17 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:58 AM |
| john0720 | $100.00 | 9/22/2011 1:12:56 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:51 PM |
| five-star-note | $35.00 | 9/22/2011 6:19:59 PM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:41 AM |
| salala | $25.00 | 9/23/2011 10:45:35 AM |
| finance-dandelion | $100.00 | 9/23/2011 3:25:47 PM |
| bchbum | $25.00 | 9/23/2011 4:24:47 PM |
| quick | $50.00 | 9/23/2011 5:11:13 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:56 PM |
| Skatingbear | $100.00 | 9/23/2011 5:27:13 PM |
| Yomain | $100.00 | 9/23/2011 5:37:49 PM |
| Dubbs360 | $100.00 | 9/23/2011 6:47:45 PM |
| IIP77 | $25.00 | 9/23/2011 8:06:11 PM |
| well-mannered-velocity517 | $25.00 | 9/23/2011 9:58:33 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 1:01:30 AM |
| GCInvestments | $34.00 | 9/23/2011 10:07:41 PM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 4:58:03 AM |
| refined-return922 | $25.00 | 9/24/2011 7:09:48 AM |
| economy-popcorn | $25.00 | 9/24/2011 7:11:04 AM |
| crw1950 | $50.00 | 9/24/2011 6:04:23 AM |
| aztocas | $50.00 | 9/24/2011 7:29:34 AM |
| cash-spinner | $50.00 | 9/24/2011 5:48:02 AM |
| jpac1066 | $200.00 | 9/24/2011 6:56:15 AM |
| rapid-loyalty1 | $50.00 | 9/24/2011 8:38:00 AM |
| ericsb | $55.00 | 9/24/2011 7:50:57 AM |
| payment-halo | $25.00 | 9/24/2011 7:47:48 AM |
| silver-buckeye | $50.00 | 9/24/2011 8:39:45 AM |
| Peacepower | $50.00 | 9/24/2011 9:50:33 AM |
| penguino | $100.00 | 9/24/2011 10:00:18 AM |
| rolltide09 | $25.00 | 9/24/2011 10:32:00 AM |
| freefly67 | $30.05 | 9/24/2011 11:15:36 AM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:34:08 AM |
| Gandalf0001 | $200.00 | 9/24/2011 11:37:27 AM |
| lender-inc | $29.35 | 9/24/2011 11:38:32 AM |
| fundstream | $25.00 | 9/24/2011 10:28:46 AM |
| penny-finder | $40.00 | 9/24/2011 11:41:15 AM |
| godspeed237 | $25.00 | 9/24/2011 11:54:12 AM |
| MGCFINANCIALSERVICES | $25.00 | 9/24/2011 11:45:06 AM |
| upbeat-investment9 | $200.00 | 9/24/2011 11:58:36 AM |
| pure-loyalty6 | $25.00 | 9/24/2011 12:07:17 PM |
| unique-order8 | $25.00 | 9/24/2011 12:17:02 PM |
| crippledcircus | $75.00 | 9/24/2011 1:29:44 PM |
| SC2TX | $300.00 | 9/24/2011 1:02:15 PM |
| LimaGuy | $51.00 | 9/24/2011 2:12:56 PM |
| damage | $25.00 | 9/24/2011 1:09:23 PM |
| optionscashflow | $55.64 | 9/24/2011 2:27:10 PM |
| bazaar-flow6 | $339.40 | 9/24/2011 2:34:31 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
528525
This series of Notes was issued and sold upon the funding of the borrower loan #53874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,016 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-palindrome |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home rehabilitation
Purpose of loan:
This loan will be used to purchase a foreclosed property and rehab it for investment. The property is in Northwest Georgia in the Appalachian foothill. The 7-acre parcel is adjacent to our family home for the last 11-years. We will be the next door neighbors and so have a vested interest in making sure the value of the home only goes up.
My financial situation:
I have a stable position in government contracting.
Monthly net income: $12000
Monthly expenses: $2000
Housing: $1600
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 9/21/2011 5:06:32 PM |
| ursus | $50.00 | 9/21/2011 5:08:59 PM |
| tech310 | $50.00 | 9/21/2011 6:04:26 PM |
| payment-halo | $25.00 | 9/21/2011 5:52:35 PM |
| Keystonekop | $100.00 | 9/21/2011 7:48:09 PM |
| worth-blanket2 | $14,500.00 | 9/22/2011 9:13:34 AM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:57 PM |
| superb-funds335 | $25.00 | 9/21/2011 5:15:08 PM |
| Investor_DP | $100.00 | 9/21/2011 5:05:52 PM |
| oplender | $25.00 | 9/21/2011 9:06:59 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:35 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
528529
This series of Notes was issued and sold upon the funding of the borrower loan #53911, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $885 | |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-carrier9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freshstart2011
Purpose of loan:
This loan will be used to...
Relocate and start a home-based pet-sitting business.
My financial situation:
I am a good candidate for this loan because...
I live with my parents and have very few expenses. I am looking for help to launch a small business and get back on my feet as a self-sufficient working person.
Monthly net income: $1,043
Monthly expenses: $100
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $30
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:15:06 PM |
| ursus | $50.00 | 9/21/2011 5:08:57 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:21 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:41 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:16 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:15 PM |
| Kaj | $30.00 | 9/25/2011 3:53:26 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:10 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:23 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:36 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:28 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:53 PM |
| tech310 | $50.00 | 9/27/2011 2:32:03 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:08 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:53:50 PM |
| creative-revenue0 | $50.00 | 9/27/2011 6:10:45 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:00 PM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:17:02 PM |
| vulgy | $25.00 | 9/27/2011 7:44:22 PM |
| zrohmm | $29.00 | 9/27/2011 7:27:45 PM |
| riveting-credit5 | $50.00 | 9/27/2011 8:06:10 PM |
| invincible-duty | $25.00 | 9/27/2011 8:33:13 PM |
| handy-justice | $50.00 | 9/27/2011 8:34:35 PM |
| lucrative-reward | $100.00 | 9/27/2011 8:23:01 PM |
| eg192 | $30.00 | 9/27/2011 8:23:44 PM |
| neutrino6 | $25.00 | 9/27/2011 8:40:17 PM |
| natural-greenback6 | $25.00 | 9/27/2011 8:52:44 PM |
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:59 PM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:36 AM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:20 PM |
| kulender | $100.00 | 9/23/2011 2:37:45 PM |
| scrappy-diversification7 | $794.00 | 9/24/2011 12:09:49 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:11 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:30 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:19 AM |
| hitsman | $50.00 | 9/26/2011 11:34:57 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:25 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:03:03 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:58 AM |
| treasure-bliss | $25.00 | 9/27/2011 5:47:47 AM |
| Bank42 | $25.00 | 9/27/2011 3:34:20 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:33:57 PM |
| helping-out | $25.00 | 9/27/2011 7:14:45 PM |
| engbusres | $30.00 | 9/27/2011 7:54:34 PM |
| gulch | $50.00 | 9/27/2011 7:39:19 PM |
| saga9 | $25.00 | 9/27/2011 8:13:32 PM |
| lovely-greenback4 | $25.00 | 9/27/2011 8:31:02 PM |
| return-magnifico8 | $25.00 | 9/27/2011 8:59:09 PM |
| first-class-yield9 | $50.00 | 9/27/2011 8:46:05 PM |
| Zeenos | $25.00 | 9/27/2011 9:28:17 PM |
| credit-socrates648 | $86.75 | 9/27/2011 9:33:02 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
528575
This series of Notes was issued and sold upon the funding of the borrower loan #54062, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassailable-treasure074 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Back on Track
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/21/2011 5:03:12 PM |
| tech310 | $50.00 | 9/27/2011 2:32:04 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:21:52 PM |
| Dubbs360 | $100.00 | 9/28/2011 10:48:00 PM |
| leverage-ectasy | $30.00 | 9/28/2011 9:21:34 PM |
| soulful-dime1 | $26.93 | 9/29/2011 2:27:20 AM |
| impressive-openness7 | $25.00 | 9/29/2011 6:30:05 AM |
| Montiesholdings | $25.00 | 9/29/2011 7:19:37 AM |
| john0720 | $25.00 | 9/29/2011 7:48:29 AM |
| nickel-hickory | $25.00 | 9/29/2011 9:02:30 AM |
| credit-coach118 | $25.66 | 9/29/2011 8:44:39 AM |
| moose-capital-funding | $51.39 | 9/29/2011 9:17:11 AM |
| x32248 | $25.00 | 9/29/2011 9:25:47 AM |
| head | $5.68 | 9/29/2011 9:29:07 AM |
| nimble-affluence4 | $25.00 | 9/29/2011 9:19:14 AM |
| larslfe | $50.00 | 9/26/2011 1:26:44 AM |
| ddog0224 | $50.00 | 9/28/2011 9:44:02 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 8:55:06 PM |
| jdwillcox | $80.31 | 9/28/2011 9:54:10 PM |
| Gladglide | $25.00 | 9/29/2011 12:41:36 AM |
| gold-fluffy-bunny4 | $25.00 | 9/29/2011 5:01:25 AM |
| nfx | $25.00 | 9/29/2011 5:10:57 AM |
| Rulea72 | $25.00 | 9/29/2011 7:07:00 AM |
| green-trade-dolphin | $30.00 | 9/29/2011 6:41:55 AM |
| neutrino6 | $25.00 | 9/29/2011 8:34:21 AM |
| Bob450 | $25.03 | 9/29/2011 8:04:47 AM |
| shawnw2 | $25.00 | 9/29/2011 9:03:05 AM |
| first-serene-credit | $25.00 | 9/29/2011 8:50:13 AM |
| jhernand17 | $25.00 | 9/29/2011 9:10:01 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
528577
This series of Notes was issued and sold upon the funding of the borrower loan #54071, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $394.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,625 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-fantastic-platinum |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
|
Principal balance:
| $3,032.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Improvement Time
Purpose of loan:
This loan will be used to...
Finished remodeling and adding on to my home and have substantial amount of property work to do following Hurricane Irene. Several large oak trees need to be removed, grading of the yard and new landscaping including changing drainage is a priority and a must to maintain and improve value of sight.
My financial situation:
I am a good candidate for this loan because...
I have a steady job that is not hampered severely by todays economy. Received substantial pay increase this year. Have retirement money that could be used in worse case scenario but still it provides security. Money will be used to enhance assets of current home and property. Have used Prosper before and never had a late payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/21/2011 9:07:53 AM |
| oplender | $25.00 | 9/21/2011 4:54:18 PM |
| indomitable-coin | $25.00 | 9/22/2011 9:18:16 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:52 PM |
| five-star-note | $35.00 | 9/22/2011 6:20:00 PM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:42 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:03 PM |
| Chosen-one | $25.00 | 9/23/2011 6:04:11 PM |
| Kaj | $30.00 | 9/25/2011 3:53:26 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:42 AM |
| worthy-bid8 | $50.00 | 9/25/2011 12:06:15 PM |
| first-serene-credit | $25.00 | 9/26/2011 8:37:26 AM |
| Ripsaw4U | $50.00 | 9/26/2011 1:34:24 PM |
| nebula076 | $100.00 | 9/27/2011 5:14:55 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:59 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:30 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:16:34 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:14 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:41 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:04 PM |
| mtquan | $25.00 | 9/27/2011 6:08:23 PM |
| rmachi | $25.00 | 9/27/2011 8:55:00 PM |
| rogue_monster | $25.00 | 9/28/2011 8:23:33 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:21 AM |
| herbyman | $50.00 | 9/28/2011 12:14:21 PM |
| leodaguy | $97.00 | 9/28/2011 12:24:14 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:26 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:55 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:10 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:23:00 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:18 PM |
| tkenn1s | $75.00 | 9/28/2011 10:10:06 PM |
| cordial-affluence2 | $50.00 | 9/28/2011 11:11:21 PM |
| gentle-transparency7 | $250.00 | 9/29/2011 3:08:46 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:43 AM |
| agreement-guild | $25.00 | 9/29/2011 5:24:24 AM |
| enthralling-investment | $100.00 | 9/29/2011 5:33:05 AM |
| responsibility-butterfly | $25.00 | 9/21/2011 3:58:00 PM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 11:20:07 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:09 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:07 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:09 PM |
| salala | $25.00 | 9/23/2011 10:45:36 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:13 AM |
| maniac3 | $1,011.57 | 9/23/2011 11:36:11 AM |
| CreditBuilder2 | $50.00 | 9/23/2011 3:58:50 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:57 PM |
| Chosen-one | $25.00 | 9/23/2011 6:02:22 PM |
| riskreward | $250.00 | 9/24/2011 5:29:22 PM |
| a-helping-hand | $500.00 | 9/25/2011 3:16:35 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:31 AM |
| hitsman | $50.00 | 9/26/2011 11:34:58 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:30 PM |
| novice-speculator | $25.00 | 9/26/2011 6:02:11 PM |
| susurrus | $25.00 | 9/26/2011 5:48:16 PM |
| umfan123 | $25.00 | 9/26/2011 7:37:10 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:48 AM |
| john0720 | $50.00 | 9/27/2011 7:29:40 AM |
| Dubbs360 | $100.00 | 9/27/2011 7:30:50 AM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:01 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:20 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:19 PM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:20 AM |
| fuzed | $45.00 | 9/28/2011 6:51:26 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:18 AM |
| radforj22 | $25.00 | 9/28/2011 9:43:03 AM |
| GCInvestments | $25.00 | 9/28/2011 12:16:50 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:32 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:23 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:12:33 PM |
| Brklyn01 | $25.00 | 9/28/2011 6:55:56 PM |
| RKLFinancial | $25.00 | 9/28/2011 8:24:58 PM |
| mennleo | $100.00 | 9/28/2011 10:01:48 PM |
| don8ter | $25.00 | 9/29/2011 3:35:44 AM |
| secureincome | $731.43 | 9/29/2011 6:43:14 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
528593
This series of Notes was issued and sold upon the funding of the borrower loan #54129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $9,388 |
Total credit lines:
| 37 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,680 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-sumac0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation loan
Purpose of loan:
This loan will be used to...payoff personal loans to individuals and organizations
My financial situation:
I am a good candidate for this loan because...I have good steady employment and will be eligible for a potentially sizeable bonus after the first of the year
Monthly net income: $6400
Monthly expenses: $6100
Housing: $1565
Insurance: $100
Car expenses: $837
Utilities: $600
Phone, cable, internet: $500
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $700
Other expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/21/2011 6:03:29 PM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:45 AM |
| ethical-truth211 | $501.00 | 9/29/2011 12:41:48 PM |
| Isanpankki | $25.00 | 9/29/2011 1:29:58 PM |
| VJ_Financial | $26.30 | 9/29/2011 1:18:10 PM |
| larslfe | $50.00 | 9/26/2011 1:26:44 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:56 PM |
| CA-Lender | $25.00 | 9/29/2011 10:55:11 AM |
| kind-credit-bear | $25.89 | 9/29/2011 1:42:17 PM |
| hope-gondola9 | $3,246.81 | 9/29/2011 1:45:09 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
528657
This series of Notes was issued and sold upon the funding of the borrower loan #54147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,073 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-phoenix |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need money for home improvement
Purpose of loan:
This loan will be used to... new carpet installation and kitchen top upgrade in my town home
My financial situation:
I am a good candidate for this loan because....
Monthly net income: $ 6350
Monthly expenses: $ 900
Housing: $
Insurance: $
Car expenses: $ 150
Utilities: $
Phone, cable, internet: $ 70
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 9/22/2011 9:20:47 AM |
| leverage-monger | $25.00 | 9/22/2011 10:29:36 AM |
| Tradesmanlender | $25.00 | 9/22/2011 7:08:43 PM |
| worth-blanket2 | $9,700.00 | 9/23/2011 9:20:04 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:01 PM |
| ursus | $50.00 | 9/22/2011 9:08:18 AM |
| CA-Lender | $75.00 | 9/22/2011 9:21:21 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:27 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:05 PM |
| ready-interest9 | $25.00 | 9/23/2011 6:15:29 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
528659
This series of Notes was issued and sold upon the funding of the borrower loan #54079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $415.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,158 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intuitive-dime231 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating credit card debt
This loan will be used to...
Consolidate my credit card debt into one payment (the loan). I will also be closing credit accounts once paid off.. See below
My financial situation:
I am a good candidate for this loan because.....I am responsible in paying back debt owed, never late with any payments, and continuous income to be able to pay down the debt. Looking to consolidate high intrest credit card payments into one payment rather than paying multiple payments at different intrest rates.. After being able to do that I will be closing out credit accounts. Thank you for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/22/2011 9:06:08 AM |
| oplender | $25.00 | 9/22/2011 11:19:31 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:27 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:06 AM |
| Kaj | $30.00 | 9/25/2011 3:53:31 AM |
| villagers | $50.00 | 9/25/2011 10:32:35 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:29 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:37 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:40 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:24 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:05 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:03 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:39 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:25 PM |
| pleasant-bid | $25.00 | 9/28/2011 10:11:18 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:01 AM |
| moola-gargantuan9 | $50.00 | 9/28/2011 12:19:32 PM |
| GCInvestments | $25.00 | 9/28/2011 12:16:51 PM |
| blissful-deal0 | $38.43 | 9/28/2011 2:16:30 PM |
| blue111 | $25.00 | 9/28/2011 3:50:42 PM |
| timmsc | $25.00 | 9/28/2011 4:38:44 PM |
| goldenretriever | $100.00 | 9/28/2011 4:51:06 PM |
| supersarah61 | $50.00 | 9/28/2011 5:02:02 PM |
| ethical-truth211 | $201.00 | 9/28/2011 3:55:01 PM |
| loss-of-control | $50.00 | 9/28/2011 5:15:25 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:14:58 PM |
| Gandalf0001 | $25.00 | 9/28/2011 5:46:10 PM |
| digitaldan | $30.00 | 9/28/2011 6:35:29 PM |
| charming-exchange7 | $25.00 | 9/28/2011 8:08:17 PM |
| GoldenGo4 | $61.76 | 9/28/2011 8:54:22 PM |
| charming-exchange7 | $25.00 | 9/28/2011 8:06:46 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:18 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:54:18 PM |
| Engineer44 | $28.00 | 9/29/2011 1:02:08 AM |
| resplendent-dollar | $25.00 | 9/29/2011 1:27:08 AM |
| mennleo | $100.00 | 9/28/2011 10:03:24 PM |
| authoritative-capital | $25.00 | 9/28/2011 11:11:15 PM |
| cordial-affluence2 | $50.00 | 9/28/2011 11:11:21 PM |
| Gladglide | $25.00 | 9/29/2011 12:03:05 AM |
| don8ter | $25.00 | 9/29/2011 3:32:41 AM |
| AKK1980 | $28.75 | 9/29/2011 3:51:07 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:27 AM |
| sunny-dough9 | $200.00 | 9/29/2011 3:41:57 AM |
| Beechturner | $40.00 | 9/29/2011 4:39:46 AM |
| interstellar | $75.00 | 9/29/2011 4:46:54 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:01 PM |
| ursus | $50.00 | 9/22/2011 9:08:18 AM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:32 PM |
| boylezz | $25.00 | 9/23/2011 7:36:39 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:49 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:53 PM |
| hitsman | $50.00 | 9/26/2011 11:35:02 AM |
| Cherrypicker | $35.00 | 9/27/2011 3:35:57 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:19 PM |
| riskreward | $250.00 | 9/27/2011 5:18:36 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:21 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:35 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:34 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:34 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:19 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:15 PM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:46 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:40 PM |
| be_wise | $25.00 | 9/28/2011 1:46:28 PM |
| jazzlender | $50.00 | 9/28/2011 2:14:50 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:07:34 PM |
| cash-spinner | $25.00 | 9/28/2011 2:25:40 PM |
| pouch5 | $50.00 | 9/28/2011 2:32:58 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:41:22 PM |
| yield-hut | $34.74 | 9/28/2011 3:18:14 PM |
| basis-viking | $55.27 | 9/28/2011 1:51:51 PM |
| ddog0224 | $25.00 | 9/28/2011 4:19:52 PM |
| javelin0 | $150.00 | 9/28/2011 4:41:03 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:41:36 PM |
| CreditBuilder2 | $50.00 | 9/28/2011 4:41:22 PM |
| wildanne | $150.00 | 9/28/2011 3:02:02 PM |
| first-class-yield9 | $100.00 | 9/28/2011 3:58:25 PM |
| IIP77 | $39.37 | 9/28/2011 5:10:36 PM |
| Bank42 | $25.00 | 9/28/2011 4:48:19 PM |
| brightest-income-hunter | $45.71 | 9/28/2011 5:11:43 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:37 PM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 5:59:43 PM |
| community-bridge | $200.00 | 9/28/2011 6:24:25 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:56 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:04:32 PM |
| 52digital | $25.00 | 9/28/2011 5:58:13 PM |
| evan | $25.00 | 9/28/2011 7:48:05 PM |
| Pitufo | $50.00 | 9/28/2011 7:50:06 PM |
| a-harmonious-bill | $50.00 | 9/28/2011 6:58:35 PM |
| novice-speculator | $25.00 | 9/28/2011 8:15:26 PM |
| CatbirdBanking | $25.00 | 9/28/2011 7:13:33 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:56:08 PM |
| KrisKringle | $25.00 | 9/28/2011 7:49:33 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:25:19 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:31:09 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:33:22 PM |
| langdonx | $25.00 | 9/28/2011 8:38:13 PM |
| jybank | $50.00 | 9/28/2011 10:57:37 PM |
| leverage-ectasy | $50.00 | 9/28/2011 9:22:31 PM |
| djkaiser | $25.00 | 9/28/2011 9:35:02 PM |
| Socorro_Capital_Partners | $25.01 | 9/29/2011 12:00:56 AM |
| centicorlending | $25.00 | 9/28/2011 10:38:51 PM |
| market-pudding | $31.96 | 9/29/2011 4:47:48 AM |
| flyboy21 | $25.00 | 9/29/2011 4:42:27 AM |
| PaulW | $25.00 | 9/29/2011 4:00:12 AM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
528737
This series of Notes was issued and sold upon the funding of the borrower loan #54066, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,263 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| livesoul |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Internet Start-Up
Purpose of loan:
This loan will be used to fund a savings consultancy internet start-up that will help any individual learn to save there hard earned money in this troubled economy through rewarding those who choose to save.
My financial situation:
I am a good candidate for this loan because I'm pretty responsible in managing my finances through monitoring my spending and expenses each month. I'm currently paying my own way through college and owe no tuition in my senior year. I've worked at my job full-time for 4 yrs & 2 months while going to school full-time and at times part-time throughout my years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:56 PM |
| D911ave | $50.00 | 9/23/2011 9:15:45 AM |
| Weaverville | $50.00 | 9/23/2011 9:51:37 AM |
| elvisloans | $25.00 | 9/23/2011 10:15:57 AM |
| goodhearted-basis4 | $25.00 | 9/23/2011 10:31:12 AM |
| finance-symphony7 | $100.00 | 9/23/2011 6:12:09 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:08 AM |
| oplender | $25.00 | 9/24/2011 10:27:58 AM |
| caring-hope2 | $100.00 | 9/24/2011 6:05:04 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:06 PM |
| Kaj | $30.00 | 9/25/2011 3:53:35 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:47 AM |
| charming-exchange7 | $25.00 | 9/25/2011 2:25:28 PM |
| patriot897 | $25.00 | 9/26/2011 10:33:29 AM |
| hitsman | $50.00 | 9/26/2011 11:35:12 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:33 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:51 AM |
| BenR | $100.00 | 9/27/2011 8:42:49 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:07 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:42 PM |
| rmachi | $25.00 | 9/27/2011 8:55:02 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:23 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:40 PM |
| superb-funds335 | $25.00 | 9/27/2011 11:15:55 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:20 PM |
| ethical-bid6 | $175.00 | 9/23/2011 1:42:48 PM |
| rolltide09 | $25.00 | 9/23/2011 1:47:03 PM |
| freetolive | $25.00 | 9/23/2011 6:25:58 PM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:30:16 AM |
| blot44 | $25.00 | 9/25/2011 4:52:02 AM |
| subtle-revenue0 | $25.00 | 9/26/2011 5:00:33 AM |
| Bio-physicist | $25.00 | 9/26/2011 2:31:33 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:46 AM |
| indomitable-coin | $25.00 | 9/26/2011 6:44:31 PM |
| yenlowang | $25.00 | 9/27/2011 11:23:48 AM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:03 PM |
| mtquan | $25.00 | 9/27/2011 6:08:25 PM |
| dontletmoneyfoolya | $25.00 | 9/27/2011 10:10:36 PM |
| wild-orange | $795.00 | 9/28/2011 2:25:58 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
528741
This series of Notes was issued and sold upon the funding of the borrower loan #54208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $273.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
9 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,697 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-social842 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to...Pay for our son's wedding
My financial situation: Good. Steady job.
I am a good candidate for this loan because...I can pay it back per the contract.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $55.00 | 9/22/2011 9:43:46 AM |
| oplender | $25.00 | 9/22/2011 11:19:32 AM |
| Weaverville | $50.00 | 9/22/2011 4:00:08 PM |
| balance-bliss | $100.00 | 9/23/2011 12:43:30 AM |
| Brisket_Bob | $50.00 | 9/23/2011 8:53:15 AM |
| charming-exchange7 | $25.00 | 9/23/2011 1:40:20 PM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:55 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:06 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:04 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:42 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:32 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:37 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:33 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:06 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:19 PM |
| riskreward | $250.00 | 9/27/2011 5:18:36 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:03 PM |
| Barky52 | $25.00 | 9/27/2011 7:40:01 PM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:20 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:35 AM |
| radforj22 | $25.00 | 9/28/2011 9:43:04 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:22 AM |
| nickel-balance | $25.00 | 9/28/2011 11:23:49 AM |
| Oranje88 | $57.00 | 9/28/2011 11:54:41 AM |
| trade-watcher | $25.00 | 9/28/2011 1:53:33 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:27 PM |
| intelligent-repayment8 | $2,005.00 | 9/28/2011 4:18:44 PM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:05 PM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 10:13:44 AM |
| rolltide09 | $25.00 | 9/23/2011 1:47:01 PM |
| Kaj | $30.00 | 9/25/2011 3:53:33 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:45 AM |
| investment-festival8 | $250.00 | 9/25/2011 2:39:42 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:40 AM |
| hitsman | $50.00 | 9/26/2011 11:35:05 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:49 AM |
| equitable-capital758 | $250.00 | 9/27/2011 4:52:55 PM |
| mtquan | $25.00 | 9/27/2011 6:08:24 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:41 PM |
| rmachi | $25.00 | 9/27/2011 8:55:01 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:21 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:38 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:20 PM |
| superb-funds335 | $25.00 | 9/27/2011 11:15:55 PM |
| Trapman13 | $50.00 | 9/28/2011 7:10:21 AM |
| friendinmoney | $35.27 | 9/28/2011 8:12:46 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:21 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:56:31 AM |
| PalmerTheEmbalmer | $37.73 | 9/28/2011 12:48:52 PM |
| compassion-burrito | $25.00 | 9/28/2011 1:12:43 PM |
| penguino | $100.00 | 9/28/2011 4:16:56 PM |
| the-inspired-justice | $50.00 | 9/28/2011 3:46:26 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
528747
This series of Notes was issued and sold upon the funding of the borrower loan #54175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,022 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greenback-builder442 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Arpi
Purpose of loan:
This loan will be used to...help grow my business.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000.00
Monthly expenses: $3200.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bid-stockpiler1 | $25.00 | 9/22/2011 6:24:14 PM |
| Alittleluck | $50.00 | 9/24/2011 1:43:46 PM |
| larslfe | $50.00 | 9/26/2011 1:26:45 AM |
| shawnw2 | $35.00 | 9/29/2011 9:04:24 AM |
| CA-Lender | $25.00 | 9/29/2011 10:54:39 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:33:30 AM |
| hope-gondola9 | $3,453.56 | 9/29/2011 1:41:56 PM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:45 AM |
| tech310 | $50.00 | 9/27/2011 2:30:05 PM |
| let_me_retire | $50.00 | 9/27/2011 5:57:22 PM |
| Dubbs360 | $100.00 | 9/29/2011 8:35:32 AM |
| kinetic-social | $26.00 | 9/29/2011 9:12:49 AM |
| CreditBuilder2 | $25.00 | 9/29/2011 9:39:59 AM |
| VJ_Financial | $26.30 | 9/29/2011 1:17:07 PM |
| cake7 | $34.14 | 9/29/2011 1:26:21 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
528769
This series of Notes was issued and sold upon the funding of the borrower loan #54089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,591 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| minimal_risk88 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jumpstart
Purpose of loan:
This loan will be used to pay off high interest rate credit card debts
My financial situation:
I am a good candidate for this loan because I keep my promises and never late with my monthly payments.
Monthly net income: $ 3700
Monthly expenses: $ 2900
Housing: $ 700
Insurance: $ 125
Car expenses: $160
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1000
Other expenses: $ 175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/22/2011 5:18:11 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:12 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:14 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:36 AM |
| hitsman | $50.00 | 9/26/2011 11:35:06 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:27 PM |
| treasure-bliss | $25.00 | 9/27/2011 5:47:52 AM |
| gotjack | $25.00 | 9/27/2011 5:18:24 PM |
| papaloha | $25.00 | 9/27/2011 7:03:48 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:58 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:22:36 PM |
| Astyanax | $90.00 | 9/28/2011 8:43:26 PM |
| fizicks06 | $250.00 | 9/28/2011 9:14:21 PM |
| Pitufo | $25.00 | 9/28/2011 8:05:50 PM |
| Ringold | $25.00 | 9/28/2011 8:26:04 PM |
| mennleo | $50.00 | 9/28/2011 10:04:04 PM |
| mizon291 | $60.00 | 9/28/2011 11:04:04 PM |
| magnitude787 | $50.00 | 9/28/2011 11:24:21 PM |
| don8ter | $25.00 | 9/29/2011 3:41:25 AM |
| palace2 | $275.00 | 9/29/2011 6:22:42 AM |
| loan_doctor | $25.00 | 9/29/2011 5:04:51 AM |
| Lam0nt | $100.00 | 9/29/2011 5:35:55 AM |
| cerebral-dollar773 | $50.00 | 9/29/2011 6:46:15 AM |
| CatbirdBanking | $25.00 | 9/29/2011 7:24:13 AM |
| Kaj | $25.00 | 9/29/2011 7:44:57 AM |
| john0720 | $25.00 | 9/29/2011 7:49:41 AM |
| finance-mushroom | $100.00 | 9/29/2011 9:09:10 AM |
| kfinvest | $50.00 | 9/29/2011 8:40:51 AM |
| jubilant-durability9 | $100.00 | 9/29/2011 8:10:11 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:16:32 AM |
| dollar-authority | $100.00 | 9/29/2011 9:02:39 AM |
| worthy-bid8 | $50.00 | 9/29/2011 9:07:18 AM |
| greencat | $50.00 | 9/29/2011 9:00:17 AM |
| finance-prescription | $100.00 | 9/29/2011 9:10:07 AM |
| Garlic72 | $40.00 | 9/29/2011 9:14:37 AM |
| supreme-hope | $25.00 | 9/29/2011 9:36:11 AM |
| agalt | $100.00 | 9/29/2011 9:28:18 AM |
| high_flyer | $200.00 | 9/29/2011 11:12:42 AM |
| joelnet | $100.00 | 9/29/2011 11:45:04 AM |
| CA-Lender | $25.00 | 9/29/2011 10:51:26 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:05 AM |
| bid-stockpiler1 | $150.00 | 9/29/2011 10:35:38 AM |
| organic-responsibility60 | $50.00 | 9/29/2011 11:53:24 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:08 PM |
| golffish2 | $25.00 | 9/23/2011 3:58:23 AM |
| Dubbs360 | $25.00 | 9/23/2011 1:01:54 PM |
| ursus | $50.00 | 9/23/2011 5:09:04 PM |
| InChicago | $50.00 | 9/24/2011 10:32:05 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:10 AM |
| profit-powerplant | $25.00 | 9/25/2011 5:20:36 PM |
| Something-Corporate | $25.00 | 9/25/2011 9:57:23 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:42 AM |
| tech310 | $50.00 | 9/27/2011 2:27:55 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:11 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:38 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:40 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:22 AM |
| progressive-economy261 | $400.00 | 9/28/2011 7:21:53 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:51:48 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:58 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:56:22 PM |
| Dubbs360 | $75.00 | 9/28/2011 8:35:23 PM |
| ddog0224 | $50.00 | 9/28/2011 9:46:48 PM |
| carlos_chantana | $25.00 | 9/28/2011 9:03:27 PM |
| upbeat-investment9 | $50.00 | 9/28/2011 9:11:05 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:25:24 PM |
| dublin063 | $50.00 | 9/28/2011 11:59:53 PM |
| durability-halibut | $25.00 | 9/28/2011 10:00:36 PM |
| icanhasloanz | $25.00 | 9/28/2011 10:45:46 PM |
| Gladglide | $25.00 | 9/29/2011 12:01:35 AM |
| Mariner3605 | $25.00 | 9/28/2011 11:58:27 PM |
| fishcreek | $25.00 | 9/29/2011 1:44:46 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:06:11 AM |
| Whipster | $80.00 | 9/29/2011 5:25:36 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:44 AM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:35 AM |
| enriched-truth | $25.00 | 9/29/2011 6:54:28 AM |
| Banker2OO7 | $50.00 | 9/29/2011 6:25:09 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:42:44 AM |
| octoberfresh | $25.00 | 9/29/2011 7:12:21 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:36:05 AM |
| CACO_Lender | $25.00 | 9/29/2011 7:36:07 AM |
| dedicated-transaction796 | $38.00 | 9/29/2011 8:39:55 AM |
| FinanceEngine | $30.00 | 9/29/2011 9:10:33 AM |
| lucrative-reward | $100.00 | 9/29/2011 8:20:37 AM |
| neutrino6 | $25.00 | 9/29/2011 8:36:04 AM |
| buffalobills | $25.00 | 9/29/2011 8:40:45 AM |
| spiff666 | $25.00 | 9/29/2011 9:10:45 AM |
| Weaverville | $25.00 | 9/29/2011 9:39:25 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:11 AM |
| Long-term2040 | $25.00 | 9/29/2011 9:29:57 AM |
| revenue-appraiser | $25.00 | 9/29/2011 10:20:11 AM |
| listing-reformation8 | $40.00 | 9/29/2011 11:35:31 AM |
| sweetlan | $25.00 | 9/29/2011 11:39:03 AM |
| ethical-truth211 | $1,017.00 | 9/29/2011 12:07:52 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
528797
This series of Notes was issued and sold upon the funding of the borrower loan #53961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 25y 6m |
|
Amount delinquent:
| $508 |
Total credit lines:
| 43 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,108 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-skillful-return |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $
Housing: $
Insurance: $158
Car expenses: $209
Utilities: $110
Phone, cable, internet: $280
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-mushroom | $100.00 | 9/22/2011 5:10:23 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:56 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:13 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:15 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:39 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:24 AM |
| scrappy-diversification7 | $1,707.00 | 9/27/2011 9:09:09 AM |
| suave-dime6 | $25.00 | 9/27/2011 4:32:23 PM |
| frogperson | $100.00 | 9/27/2011 8:09:40 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:41 PM |
| pfh | $25.00 | 9/28/2011 5:50:20 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:43 AM |
| missing-link | $25.00 | 9/28/2011 7:42:59 AM |
| Dubbs360 | $100.00 | 9/28/2011 9:03:43 AM |
| neutrino6 | $32.10 | 9/28/2011 9:04:25 AM |
| wealth-tremolo7 | $25.16 | 9/28/2011 9:13:10 AM |
| the-upbeat-p2p | $30.00 | 9/28/2011 9:27:59 AM |
| thelovebug | $33.00 | 9/28/2011 9:19:04 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:10 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:12 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:43 AM |
| hitsman | $50.00 | 9/26/2011 11:35:08 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:28 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:18 AM |
| ursus | $50.00 | 9/27/2011 9:07:49 AM |
| Red-Bull-One | $25.00 | 9/27/2011 9:23:14 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:29 AM |
| tech310 | $50.00 | 9/27/2011 2:32:06 PM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:08 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:36 AM |
| dthompso | $50.00 | 9/28/2011 8:53:12 AM |
| quest0 | $25.00 | 9/28/2011 8:45:44 AM |
| hogdriver | $247.74 | 9/28/2011 9:31:33 AM |
| nickel-hickory | $25.00 | 9/28/2011 9:28:23 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
528817
This series of Notes was issued and sold upon the funding of the borrower loan #54036, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 1m |
|
Amount delinquent:
| $49,229 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,427 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-chestnut2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
|
Principal balance:
| $2,806.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt Consolidation
The purpose of this loan is to consolidate my expenses into one monthly payment.
I am a good candidate for this loan because I have a full-time job and have held this position for over 5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/28/2011 9:07:37 AM |
| compoundinterest | $25.00 | 9/28/2011 9:08:02 AM |
| nickel-ferret | $50.00 | 9/28/2011 9:10:39 AM |
| ursus | $26.00 | 9/28/2011 9:08:52 AM |
| genius520 | $50.00 | 9/28/2011 9:09:10 AM |
| handshake5 | $100.00 | 9/28/2011 9:10:25 AM |
| Investoman | $75.00 | 9/28/2011 9:12:42 AM |
| delicious-cash | $25.00 | 9/28/2011 10:35:01 AM |
| Whatssofunnybout | $30.00 | 9/28/2011 10:43:09 AM |
| Dreamconnection | $25.00 | 9/28/2011 11:02:10 AM |
| marwadi-62 | $25.00 | 9/28/2011 11:07:06 AM |
| alphaseek | $200.00 | 9/28/2011 10:25:44 AM |
| prohelper | $50.00 | 9/28/2011 11:19:53 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:50 AM |
| GCInvestments | $25.00 | 9/28/2011 12:16:52 PM |
| new-thrilling-principal | $25.00 | 9/28/2011 12:08:38 PM |
| return-buddy | $25.00 | 9/28/2011 2:10:20 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:27 PM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:58 AM |
| AndChicksforFree | $57.00 | 9/28/2011 9:02:58 AM |
| bountiful-investment0 | $25.00 | 9/28/2011 9:13:10 AM |
| rolltide09 | $25.00 | 9/28/2011 9:02:38 AM |
| finance-prescription | $100.00 | 9/28/2011 9:10:51 AM |
| personal-lender | $25.00 | 9/28/2011 9:11:13 AM |
| studious-bonus7 | $100.00 | 9/28/2011 9:08:29 AM |
| reliable-silver7 | $25.00 | 9/28/2011 10:31:40 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:46 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:44 PM |
| BxRealtor | $25.00 | 9/28/2011 11:56:03 AM |
| veneziani | $25.00 | 9/28/2011 1:12:54 PM |
| compassion-burrito | $25.00 | 9/28/2011 1:06:34 PM |
| Frankieb21 | $50.00 | 9/28/2011 1:35:10 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:18 PM |
| buyrite334 | $25.00 | 9/28/2011 2:34:02 PM |
| gold-disk | $25.00 | 9/28/2011 1:08:08 PM |
| worth-blanket2 | $6,000.00 | 9/28/2011 3:35:58 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:01 PM |
| Easystreet | $25.00 | 9/28/2011 3:30:54 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
528829
This series of Notes was issued and sold upon the funding of the borrower loan #53914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1974 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 24y 5m |
|
Amount delinquent:
| $4,177 |
Total credit lines:
| 49 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,948 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peterlou45 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 2
( 4% )
| 700-719
(Jan-2010)
700-719
(Jun-2008)
|
|
Principal balance:
| $2,857.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
home repair
Purpose of loan:
This loan will be used to..for some home repair not covered by insurance from storm Irene
My financial situation: Is good but tight right now effects of the economy
I am a good candidate for this loan because...of my past history with prosper and your invitations to come back for a loan.
Monthly net income: $6300
Monthly expenses: $4500
Housing: $3200
Insurance: $80
Car expenses: $339
Utilities: $140
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/22/2011 5:03:23 PM |
| servnyou | $100.00 | 9/22/2011 5:13:10 PM |
| myutmost | $25.00 | 9/22/2011 5:24:58 PM |
| shawnw2 | $100.00 | 9/22/2011 5:37:10 PM |
| dime-sapling | $25.00 | 9/22/2011 6:16:06 PM |
| geophreigh | $107.21 | 9/22/2011 6:38:51 PM |
| mikeandcat | $100.00 | 9/22/2011 6:44:39 PM |
| blitzen40 | $35.00 | 9/22/2011 6:37:51 PM |
| NekHoldings | $25.00 | 9/22/2011 7:11:53 PM |
| trumpeter5 | $25.00 | 9/22/2011 8:45:01 PM |
| cbivitz | $25.00 | 9/23/2011 4:44:36 AM |
| benjamins-rumbler | $100.00 | 9/23/2011 6:32:21 AM |
| chameleon125 | $25.00 | 9/23/2011 7:01:46 AM |
| marwadi-62 | $501.00 | 9/23/2011 7:52:30 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 8:09:55 AM |
| lamsabuy | $43.00 | 9/23/2011 9:01:13 AM |
| integrity-doctor | $100.00 | 9/23/2011 8:54:52 AM |
| orange-rapid-benjamins | $100.00 | 9/23/2011 8:59:51 AM |
| worth-blanket2 | $800.00 | 9/23/2011 9:19:14 AM |
| pietro_torna_indietro | $25.00 | 9/23/2011 9:11:32 AM |
| 312-Lender | $25.00 | 9/22/2011 5:03:58 PM |
| LittleMingo | $30.00 | 9/22/2011 5:09:16 PM |
| MoneyForNothing | $164.63 | 9/22/2011 5:03:13 PM |
| Jack55304 | $200.00 | 9/22/2011 5:12:41 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:12 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:24 PM |
| thankful-nickel2 | $25.00 | 9/22/2011 5:28:50 PM |
| AndChicksforFree | $57.00 | 9/22/2011 5:41:50 PM |
| five-star-note | $75.00 | 9/22/2011 6:13:58 PM |
| green-trade-dolphin | $25.00 | 9/22/2011 7:21:29 PM |
| Mikale360 | $25.00 | 9/22/2011 8:58:04 PM |
| jhouman | $50.00 | 9/22/2011 8:59:48 PM |
| Feyenoord | $25.00 | 9/22/2011 9:41:12 PM |
| LendingPimp | $25.00 | 9/22/2011 11:15:17 PM |
| Bob450 | $25.22 | 9/22/2011 11:02:37 PM |
| golffish2 | $25.00 | 9/23/2011 3:55:06 AM |
| Moe87 | $25.00 | 9/23/2011 2:53:43 AM |
| ALANGREANSPAN | $50.00 | 9/23/2011 6:18:34 AM |
| glroark | $50.00 | 9/23/2011 6:37:37 AM |
| marwadi-62 | $1,499.00 | 9/23/2011 8:13:35 AM |
| first-serene-credit | $25.00 | 9/23/2011 8:47:08 AM |
| CA-Lender | $25.00 | 9/23/2011 8:56:10 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:36:51 AM |
| EngineersAlliance | $75.00 | 9/23/2011 9:09:57 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
528885
This series of Notes was issued and sold upon the funding of the borrower loan #53946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 2.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $314 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-maximizer472 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment
Purpose of loan:
This loan will be used to provide additional cash for investing in a small business.
My financial situation:
I am a good candidate for this loan because I have adequate income to pay monthly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:57 PM |
| currency-excellency0 | $100.00 | 9/23/2011 9:01:27 AM |
| worthy-bid8 | $50.00 | 9/23/2011 9:06:35 AM |
| compoundinterest | $50.00 | 9/23/2011 9:06:55 AM |
| first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:30 AM |
| Weaverville | $100.00 | 9/23/2011 9:49:54 AM |
| quintilian | $25.00 | 9/23/2011 9:58:36 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:36 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:08:49 AM |
| CIC | $25.00 | 9/23/2011 11:37:01 AM |
| ethical-bid6 | $250.00 | 9/23/2011 1:07:33 PM |
| deal-admirer4 | $50.00 | 9/23/2011 1:23:56 PM |
| indomitable-coin | $25.00 | 9/23/2011 1:59:19 PM |
| wise-silver-wonder | $25.00 | 9/23/2011 2:14:53 PM |
| neighborly-hope6 | $100.00 | 9/23/2011 3:27:27 PM |
| wampum-chorus3 | $25.00 | 9/23/2011 2:54:43 PM |
| VBinvestor | $100.00 | 9/23/2011 4:02:40 PM |
| ski bum | $100.00 | 9/23/2011 5:13:02 PM |
| personal-lender | $25.00 | 9/23/2011 5:11:59 PM |
| Ols744 | $50.00 | 9/23/2011 5:57:29 PM |
| D911ave | $50.00 | 9/23/2011 9:15:45 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:43 AM |
| liberty-cocktail6 | $25.00 | 9/23/2011 9:50:56 AM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 10:16:46 AM |
| salala | $25.00 | 9/23/2011 10:45:40 AM |
| Danylostefan | $50.00 | 9/23/2011 10:53:29 AM |
| deal-admirer4 | $50.00 | 9/23/2011 11:20:10 AM |
| janus_god | $25.00 | 9/23/2011 12:35:24 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:48 PM |
| nickel-ferret | $50.00 | 9/23/2011 5:11:02 PM |
| radforj22 | $25.00 | 9/23/2011 5:03:24 PM |
| the-loyalty-wildebeest | $50.00 | 9/23/2011 6:42:21 PM |
| gentle-transparency7 | $250.00 | 9/23/2011 7:00:03 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
528903
This series of Notes was issued and sold upon the funding of the borrower loan #54211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $307.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1962 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 2m |
|
Amount delinquent:
| $21,135 |
Total credit lines:
| 15 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,564 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| drummer2008 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down payment assistance
Purpose of loan: To help purchase a home
This loan will be used to...Increase the amount of down payment, and speed up our purchase.
My financial situation: Much improved, credit scores up to 675+, and improving
I am a good candidate for this loan because...I have a very good job, raise in last 12 months, and pay bills on time. I lost a home in MI. in 2008, and although that was fairly devastating in itself, we were able to move to TX for jobs, and slowly begin to recover / rebuild. I know this is a leap of faith for someone, possibly, so I want to stress how important it will be for us also. If god is willing, we will get a loan, and get it paid off early.
Monthly net income: $8000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/23/2011 9:05:59 AM |
| Weaverville | $50.00 | 9/23/2011 9:51:37 AM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:49 PM |
| ursus | $50.00 | 9/23/2011 5:09:04 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:09 AM |
| oplender | $25.00 | 9/24/2011 10:27:58 AM |
| Kaj | $30.00 | 9/25/2011 3:53:36 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:44 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:49 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:41 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:26 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:08 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:25 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:35 AM |
| GCInvestments | $25.00 | 9/28/2011 12:16:51 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:57 PM |
| AndChicksforFree | $25.07 | 9/28/2011 8:49:18 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:19 PM |
| fireferd | $25.00 | 9/28/2011 10:10:20 PM |
| don8ter | $25.00 | 9/29/2011 3:32:41 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:28 AM |
| agreement-guild | $25.00 | 9/29/2011 5:24:25 AM |
| Zolton | $200.00 | 9/29/2011 7:24:45 AM |
| radforj22 | $25.00 | 9/29/2011 8:16:57 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:15 AM |
| five-star-justice | $25.00 | 9/29/2011 11:50:21 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:12 PM |
| secureincome | $500.00 | 9/29/2011 1:57:33 PM |
| reaction5 | $25.00 | 9/29/2011 4:56:14 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:43 PM |
| Headhunter14 | $25.00 | 9/29/2011 7:43:46 PM |
| WLenders | $38.00 | 9/29/2011 9:52:09 PM |
| reward-motion | $25.00 | 9/30/2011 4:17:23 AM |
| IP | $25.00 | 9/30/2011 9:28:23 AM |
| nickel-ferret | $50.00 | 9/30/2011 9:09:37 AM |
| telegon | $25.00 | 9/30/2011 9:46:12 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:29 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:34 AM |
| gain-equator | $25.00 | 9/30/2011 11:10:56 AM |
| wanna-help | $25.00 | 9/30/2011 2:12:39 PM |
| wigglesworth4 | $100.00 | 9/30/2011 1:27:05 PM |
| jonmars | $25.00 | 9/30/2011 3:34:06 PM |
| StPong | $25.00 | 9/30/2011 5:11:45 PM |
| kurg | $25.00 | 9/30/2011 4:08:55 PM |
| compoundinterest | $50.00 | 9/30/2011 5:07:34 PM |
| dime-sprout | $25.00 | 9/30/2011 5:32:00 PM |
| enthralling-wampum | $25.00 | 9/30/2011 5:58:34 PM |
| important-diversification620 | $25.00 | 9/30/2011 7:10:18 PM |
| fantastic-bazaar2 | $50.00 | 9/30/2011 7:57:29 PM |
| boogienation | $50.00 | 9/30/2011 9:57:09 PM |
| orgy63 | $25.00 | 9/30/2011 7:52:15 PM |
| durability-mad-scientist4 | $50.00 | 9/30/2011 9:31:52 PM |
| Pasagam | $25.00 | 9/30/2011 11:22:13 PM |
| klend4 | $25.00 | 10/1/2011 4:49:07 AM |
| dansarkis | $25.00 | 10/1/2011 6:25:10 AM |
| wild_carrot | $25.00 | 10/1/2011 8:52:44 AM |
| ferdberfel | $40.00 | 10/1/2011 8:25:47 AM |
| mcds | $26.28 | 10/1/2011 8:57:09 AM |
| tntbuzz | $50.00 | 10/1/2011 9:17:56 AM |
| britgsb | $50.00 | 10/1/2011 10:21:45 AM |
| wise_investor | $135.88 | 10/1/2011 10:22:18 AM |
| wise_investor | $100.00 | 10/1/2011 10:30:05 AM |
| goose026 | $100.00 | 10/1/2011 10:34:59 AM |
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:58 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:51 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:54 PM |
| villagers | $50.00 | 9/25/2011 10:32:37 PM |
| hitsman | $50.00 | 9/26/2011 11:35:14 AM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:21 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:42 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:25 AM |
| 52digital | $25.00 | 9/28/2011 5:58:14 PM |
| boylezz | $25.00 | 9/29/2011 5:51:16 AM |
| Ven58 | $35.00 | 9/29/2011 6:42:58 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:41 AM |
| SafeSaxa | $25.00 | 9/29/2011 11:35:37 AM |
| djh47a | $25.00 | 9/29/2011 12:57:38 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:30 PM |
| Oakland | $50.00 | 9/29/2011 3:02:57 PM |
| resource777 | $50.00 | 9/29/2011 3:09:51 PM |
| soulwork | $25.00 | 9/29/2011 7:36:35 PM |
| youthful-economy4 | $250.00 | 9/29/2011 8:25:00 PM |
| mizount | $25.00 | 9/30/2011 5:34:15 AM |
| leodaguy | $25.00 | 9/30/2011 6:13:44 AM |
| Supernick | $50.00 | 9/30/2011 7:09:38 AM |
| life-is-great | $25.00 | 9/30/2011 7:27:23 AM |
| basis-mate7 | $50.00 | 9/30/2011 7:29:40 AM |
| wayman | $50.00 | 9/30/2011 8:58:53 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:31 AM |
| w3alter | $100.00 | 9/30/2011 10:18:52 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:33 AM |
| syounker | $25.00 | 9/30/2011 10:47:54 AM |
| MarinLoans | $25.00 | 9/30/2011 10:53:46 AM |
| yield-seeker | $25.00 | 9/30/2011 11:52:36 AM |
| porter22 | $25.00 | 9/30/2011 11:52:17 AM |
| loot-heart | $25.00 | 9/30/2011 1:08:56 PM |
| restless-currency | $50.00 | 9/30/2011 2:14:21 PM |
| erwincohen | $25.00 | 9/30/2011 2:08:23 PM |
| scopium | $50.00 | 9/30/2011 3:37:21 PM |
| riskreward | $250.00 | 9/30/2011 5:17:32 PM |
| credit-kahuna | $75.00 | 9/30/2011 4:19:31 PM |
| progressive-economy261 | $400.00 | 9/30/2011 5:17:46 PM |
| Sugarmama21 | $50.00 | 9/30/2011 6:23:46 PM |
| katnmouse | $25.00 | 9/30/2011 6:56:40 PM |
| Peacepower | $25.00 | 9/30/2011 6:14:46 PM |
| shoook | $25.00 | 9/30/2011 7:50:50 PM |
| mistertao | $25.00 | 9/30/2011 8:02:07 PM |
| xlnt-loans | $25.00 | 9/30/2011 9:01:39 PM |
| prudent-loot | $25.00 | 9/30/2011 9:21:52 PM |
| ven | $50.00 | 9/30/2011 10:49:16 PM |
| magnitude787 | $50.00 | 9/30/2011 8:43:10 PM |
| mennleo | $100.00 | 9/30/2011 9:44:56 PM |
| CoastalCASH | $25.00 | 9/30/2011 10:47:06 PM |
| Ivan2007 | $25.00 | 9/30/2011 11:58:37 PM |
| rockstar78 | $50.00 | 10/1/2011 5:15:39 AM |
| meadow48 | $25.00 | 10/1/2011 6:15:35 AM |
| ZeLonewolf | $25.00 | 10/1/2011 7:29:28 AM |
| Digs | $25.00 | 10/1/2011 8:46:58 AM |
| blue-shiny-revenue | $25.01 | 10/1/2011 9:38:04 AM |
| TrustPlus | $50.00 | 10/1/2011 10:00:53 AM |
| stollcm | $25.00 | 10/1/2011 10:20:14 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
528907
This series of Notes was issued and sold upon the funding of the borrower loan #54095, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $397 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Rploesser |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Almost there
Purpose of loan:
This loan will be used to...
We are just a little short on funds for our dream wedding.
My financial situation:
I am a good candidate for this loan because...
I got sick of being the guy who had bad credit, and could never afford anything. So made made the decision to change my life. I worked for years fixing my credit. As well as my life in general. Im happier now than I've ever been. All I want now is to give my fiancee the beautiful wedding she deserves.
Monthly net income: $2600
Monthly expenses: $649
Housing: $200
Insurance: $70
Car expenses: $100
Utilities: $0
Phone, cable, internet: $69
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:59 PM |
| AndChicksforFree | $25.07 | 9/23/2011 9:59:10 AM |
| kind-credit-bear | $25.00 | 9/23/2011 5:19:00 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:14 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:17 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:45 AM |
| CashFlow13 | $500.00 | 9/26/2011 1:17:42 AM |
| hitsman | $50.00 | 9/26/2011 11:35:15 AM |
| tech310 | $50.00 | 9/27/2011 2:27:57 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:42 PM |
| superb-funds335 | $25.00 | 9/27/2011 11:15:55 PM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:09 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:25 AM |
| ursus | $50.00 | 9/28/2011 5:08:24 PM |
| evan | $25.00 | 9/28/2011 8:15:16 PM |
| Kaj | $25.00 | 9/29/2011 7:44:58 AM |
| profit-powerplant | $25.00 | 9/29/2011 10:01:35 AM |
| magnitude787 | $100.00 | 9/29/2011 11:07:48 AM |
| Midg | $25.00 | 9/29/2011 12:10:49 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:12 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:21 AM |
| diplomatic-wealth7 | $25.00 | 9/24/2011 12:18:44 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:50 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:31 PM |
| Interloper | $25.00 | 9/26/2011 6:58:52 PM |
| papaloha | $25.00 | 9/27/2011 7:03:49 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:41 PM |
| heavy_ax | $50.00 | 9/28/2011 11:38:02 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:40 PM |
| rustysailor | $25.00 | 9/28/2011 11:57:42 PM |
| don8ter | $25.00 | 9/29/2011 3:41:25 AM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:35 AM |
| bevans | $25.00 | 9/29/2011 8:17:42 AM |
| gotjack | $25.00 | 9/29/2011 9:19:12 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:06 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:00:29 PM |
| JLMGroupFunds | $25.00 | 9/29/2011 12:32:32 PM |
| worthy-bid8 | $50.00 | 9/29/2011 12:22:00 PM |
| finance-mushroom | $100.00 | 9/29/2011 12:23:42 PM |
| finance-prescription | $100.00 | 9/29/2011 12:24:43 PM |
| Starfin-Capital-Management | $400.00 | 9/29/2011 12:36:22 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:55 PM |
| monster4 | $24.93 | 9/29/2011 12:48:20 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
528911
This series of Notes was issued and sold upon the funding of the borrower loan #54101, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $607 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ecstatic-asset6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Our business loan
Purpose of loan:
This loan will be used to...purchase equipment to increase the overall marketability of our business to weddings, meetings, etc.
My financial situation:
I am a good candidate for this loan because...I have an income of $46,000 annually from a secure job. This loan will fund a second income.
Monthly net income: $3500
Monthly expenses: $2400
Housing: $900
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/23/2011 5:19:01 PM |
| westcoastsun | $25.00 | 9/24/2011 9:22:09 AM |
| beakerfish | $50.00 | 9/24/2011 12:57:26 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:54 AM |
| associate36 | $25.00 | 9/27/2011 3:17:23 AM |
| dignified-marketplace5 | $100.00 | 9/28/2011 4:57:09 AM |
| Interloper | $25.00 | 9/28/2011 6:54:18 AM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:57:06 PM |
| money-fort | $25.00 | 9/28/2011 6:13:34 PM |
| green-trade-dolphin | $25.00 | 9/28/2011 6:08:27 PM |
| fizicks06 | $100.00 | 9/28/2011 9:10:23 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:59 PM |
| Pitufo | $25.00 | 9/28/2011 8:02:41 PM |
| CatbirdBanking | $25.00 | 9/28/2011 8:07:34 PM |
| fireferd | $50.00 | 9/28/2011 9:57:31 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:34:44 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:15:21 PM |
| spsavage | $25.00 | 9/29/2011 1:31:10 AM |
| melodious-openness | $50.00 | 9/29/2011 5:05:06 AM |
| income-buffalo1 | $27.00 | 9/29/2011 5:21:44 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:04:29 AM |
| enriched-truth | $25.00 | 9/29/2011 6:52:20 AM |
| ImaPutz | $25.00 | 9/29/2011 6:56:30 AM |
| economy-popcorn | $25.00 | 9/29/2011 7:03:49 AM |
| setUup | $27.30 | 9/29/2011 7:07:07 AM |
| jitster | $56.39 | 9/29/2011 7:32:22 AM |
| MonitorLizard09 | $50.20 | 9/29/2011 7:58:02 AM |
| lucrative-reward | $100.00 | 9/29/2011 8:23:12 AM |
| dollar-authority | $61.98 | 9/29/2011 8:36:09 AM |
| SouthernRemarketing | $25.00 | 9/29/2011 8:10:07 AM |
| evergreen16 | $50.00 | 9/29/2011 8:16:32 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:14:58 AM |
| dinero-launcher | $26.39 | 9/29/2011 9:21:47 AM |
| payout-bridge | $75.00 | 9/29/2011 9:47:03 AM |
| open-minded-deal | $200.00 | 9/29/2011 11:23:36 AM |
| resplendent-dollar | $25.00 | 9/29/2011 10:42:58 AM |
| LuvToLend | $0.29 | 9/29/2011 1:08:04 PM |
| Alittleluck | $25.00 | 9/24/2011 1:43:02 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:51 AM |
| leeball | $100.00 | 9/26/2011 3:14:44 PM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:33 PM |
| orange-impartial-asset | $250.00 | 9/26/2011 8:13:29 PM |
| magnitude787 | $100.00 | 9/27/2011 1:56:02 PM |
| tech310 | $50.00 | 9/27/2011 2:30:06 PM |
| let_me_retire | $50.00 | 9/27/2011 6:04:54 PM |
| deepblue34 | $40.00 | 9/28/2011 6:56:19 PM |
| admirable-wealth | $35.13 | 9/28/2011 8:33:12 PM |
| engaging-worth | $25.00 | 9/28/2011 7:36:04 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:19:59 PM |
| credit-elation1 | $25.00 | 9/28/2011 9:18:59 PM |
| malomar66 | $40.14 | 9/28/2011 8:50:54 PM |
| leverage-ectasy | $30.00 | 9/28/2011 9:27:41 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:57:11 PM |
| cattlebaron | $26.15 | 9/28/2011 11:03:21 PM |
| shawnw2 | $75.00 | 9/29/2011 1:03:41 AM |
| dublin063 | $25.00 | 9/28/2011 11:54:49 PM |
| Gladglide | $25.00 | 9/29/2011 12:06:38 AM |
| loan_doctor | $25.00 | 9/29/2011 5:05:41 AM |
| suave-dime6 | $25.00 | 9/29/2011 5:29:37 AM |
| Rivervale_Westwood | $25.00 | 9/29/2011 7:42:34 AM |
| foothillender | $25.00 | 9/29/2011 8:02:00 AM |
| bevans | $25.00 | 9/29/2011 8:11:38 AM |
| neutrino6 | $25.00 | 9/29/2011 8:35:36 AM |
| Bob450 | $25.03 | 9/29/2011 8:10:07 AM |
| greencat | $50.00 | 9/29/2011 8:49:03 AM |
| finance-mushroom | $28.00 | 9/29/2011 9:09:10 AM |
| hurricanefever | $50.00 | 9/29/2011 10:38:38 AM |
| The_Phantom | $25.00 | 9/29/2011 11:09:43 AM |
| Marssoft | $25.00 | 9/29/2011 11:28:31 AM |
| romanfish | $500.00 | 9/29/2011 11:40:16 AM |
| ethical-truth211 | $451.00 | 9/29/2011 12:23:38 PM |
| dime-vista2 | $25.00 | 9/29/2011 11:57:44 AM |
| cash-queen | $25.00 | 9/29/2011 12:01:42 PM |
| kingbob | $25.00 | 9/29/2011 11:59:03 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
528929
This series of Notes was issued and sold upon the funding of the borrower loan #54022, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $513.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,260 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| steeler4991 |
Borrower's state:
| Florida |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
640-659
(Apr-2007)
640-659
(Mar-2007)
|
|
Principal balance:
| $2,393.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Free in 3
Purpose of loan:
This loan will be used to...Consolidate all my debts.
My financial situation:
I am a good candidate for this loan because...I work 40 or more hours per week and also have additional net income of $1700.00 monthly. All my kids are grown and I am currently single. With this loan I will save approximatly $200 per month and become debt free almost two years sooner!
Monthly net income: $$3,500.00
Monthly expenses: $2,050.00 Total
Housing: $450.00
Insurance: $100.00
Car expenses: $200.00
Utilities: $50.00
Phone, cable, internet: $50.00
Food, entertainment: $350.00
Clothing, household expenses: $50.00
Credit cards and other loans: $700.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:00 PM |
| Investor_DP | $100.00 | 9/23/2011 9:06:09 AM |
| worth-arch | $25.00 | 9/23/2011 10:58:08 AM |
| exchange-jedi | $25.00 | 9/23/2011 11:29:30 AM |
| officer8 | $25.00 | 9/23/2011 12:39:15 PM |
| kulender | $100.00 | 9/23/2011 2:37:48 PM |
| vibraphone3 | $25.00 | 9/23/2011 3:50:29 PM |
| handshake5 | $100.00 | 9/23/2011 5:10:49 PM |
| Investoman | $75.00 | 9/23/2011 5:13:31 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:50 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:28 PM |
| AF-Chief | $50.00 | 9/23/2011 5:26:00 PM |
| compoundinterest | $25.00 | 9/23/2011 9:07:05 AM |
| DHolly | $25.00 | 9/23/2011 9:19:02 AM |
| lendme2 | $50.00 | 9/23/2011 10:11:01 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:18 AM |
| cozy-gain023 | $100.00 | 9/23/2011 1:25:26 PM |
| investtor | $27.00 | 9/23/2011 2:00:28 PM |
| rolltide09 | $25.00 | 9/23/2011 1:47:03 PM |
| moola-wildebeest3 | $50.00 | 9/23/2011 3:57:20 PM |
| coin-investor | $25.00 | 9/23/2011 4:41:03 PM |
| ursus | $50.00 | 9/23/2011 5:09:04 PM |
| genius520 | $39.00 | 9/23/2011 5:09:20 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:06 PM |
| worth-blanket2 | $12,800.00 | 9/23/2011 5:29:58 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
528941
This series of Notes was issued and sold upon the funding of the borrower loan #53995, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 2.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 840-859 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,197 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| -1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to convert front yard lawn to concrete patio. I am sick of mowing lawn.
My financial situation:
I am a good candidate for this loan because stable income, great credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:01 PM |
| currency-excellency0 | $100.00 | 9/23/2011 9:01:28 AM |
| D911ave | $50.00 | 9/23/2011 9:15:46 AM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 10:14:40 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:37 AM |
| deal-admirer4 | $50.00 | 9/23/2011 11:21:27 AM |
| janus_god | $25.00 | 9/23/2011 12:36:07 PM |
| deal-admirer4 | $50.00 | 9/23/2011 1:28:46 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:49 PM |
| VBinvestor | $100.00 | 9/23/2011 4:03:46 PM |
| sajitk | $25.00 | 9/23/2011 3:32:41 PM |
| radforj22 | $25.00 | 9/23/2011 5:03:25 PM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:56 AM |
| RiskManiac | $25.00 | 9/24/2011 5:45:57 AM |
| asset-bada-bing | $25.00 | 9/24/2011 6:38:30 AM |
| Snoopylover | $25.00 | 9/24/2011 9:55:32 AM |
| Dan4703 | $25.00 | 9/24/2011 8:52:40 AM |
| productive-finance | $25.00 | 9/24/2011 9:30:18 AM |
| MGCFINANCIALSERVICES | $25.00 | 9/24/2011 11:43:05 AM |
| FAsAreDUMB | $25.00 | 9/24/2011 10:34:50 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:21 AM |
| emo13 | $50.00 | 9/24/2011 1:06:54 PM |
| fervent-currency5 | $50.00 | 9/24/2011 1:11:46 PM |
| Weaverville | $100.00 | 9/23/2011 9:49:55 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:44 AM |
| Danylostefan | $50.00 | 9/23/2011 10:54:07 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:08:50 AM |
| ethical-bid6 | $250.00 | 9/23/2011 1:12:50 PM |
| neighborly-hope6 | $100.00 | 9/23/2011 3:27:28 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:50 PM |
| YummiBear | $25.00 | 9/23/2011 7:44:33 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:52:14 AM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 5:02:50 AM |
| geekguy | $25.00 | 9/24/2011 6:41:06 AM |
| WorldTravlr | $25.00 | 9/24/2011 7:30:59 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:41 AM |
| djh47a | $50.00 | 9/24/2011 8:23:16 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:20 AM |
| pinnacle10 | $25.00 | 9/24/2011 9:55:36 AM |
| Futurero | $25.00 | 9/24/2011 10:53:43 AM |
| acropiloterau2002 | $25.00 | 9/24/2011 9:46:57 AM |
| oplender | $25.00 | 9/24/2011 10:27:59 AM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:46:33 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
528943
This series of Notes was issued and sold upon the funding of the borrower loan #53983, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ThankYou4 |
Borrower's state:
| Colorado |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Design, Development & Marketing Co
We are in the final stages of launching our new business Bellairo. We have about two weeks worth of work left before we can start taking on clients. We will have no problem repaying our loan.
We are very excited to launch our new company we are a design, development and marketing company, with a large focus on Social and Media marketing.
Bellairo has been designed to flex and adapt to the future media needs and trends. Currently Bellairo is structured to meet the needs of the industry, while taking everything to the next level.
Thank you for taking the time to review our proposal; we have prepared a presentation that encompasses our full business plan. Any additional questions, comments or concerns will receive a prompt reply via the contact link.
Please visit the presentation at: http://www.Bellairo.com/capital
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/23/2011 5:19:01 PM |
| worth-blanket2 | $7,400.00 | 9/23/2011 5:30:00 PM |
| shrewd-income | $25.00 | 9/23/2011 6:10:21 PM |
| gold-miser9 | $50.00 | 9/23/2011 6:42:50 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
528963
This series of Notes was issued and sold upon the funding of the borrower loan #53980, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| point-kung-fu9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan
Purpose of loan: Start out
This loan will be used to pay for moving equipment and also help build my credit to a better score.
My financial situation:
I am a good candidate for this loan because I have a permanent job and it requires that I keep my credit score up for me to keep it.
Monthly net income: $ 2156
Monthly expenses: $ 1450
Housing: $ 999
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 65
Phone, cable, internet: $ 73
Food, entertainment: $ 105
Clothing, household expenses: $ 120
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:03 PM |
| well-rounded-payout0 | $50.00 | 9/23/2011 9:15:57 AM |
| AndChicksforFree | $25.07 | 9/23/2011 10:03:23 AM |
| northphoto | $25.00 | 9/23/2011 2:45:40 PM |
| taltman | $25.00 | 9/23/2011 4:55:10 PM |
| SolarMoonshine | $25.00 | 9/23/2011 6:20:22 PM |
| carrinel | $28.03 | 9/23/2011 6:36:22 PM |
| engaging-worth | $25.00 | 9/24/2011 11:14:44 AM |
| finance-mushroom | $100.00 | 9/24/2011 12:09:38 PM |
| Galdis | $25.00 | 9/25/2011 9:28:05 AM |
| diplomatic-wealth7 | $25.00 | 9/25/2011 12:13:56 PM |
| kind-credit-bear | $25.00 | 9/25/2011 12:13:43 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:17 PM |
| gotjack | $25.00 | 9/26/2011 4:41:18 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:51 AM |
| SOP_Bank | $25.00 | 9/26/2011 6:11:07 AM |
| mpatrick | $50.00 | 9/26/2011 9:32:11 AM |
| kindness-hickory5 | $100.00 | 9/26/2011 10:01:53 AM |
| duty-monger | $50.00 | 9/26/2011 12:31:09 PM |
| hitsman | $50.00 | 9/26/2011 11:35:17 AM |
| jpaulnyc | $25.00 | 9/26/2011 12:29:33 PM |
| Iwillhuntyoudown | $25.00 | 9/26/2011 12:38:53 PM |
| favorite-commerce | $25.00 | 9/23/2011 10:52:45 AM |
| Scotcha | $50.00 | 9/25/2011 7:36:00 AM |
| LoanDMC | $25.00 | 9/25/2011 9:09:59 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:15 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:47 AM |
| CashFlow13 | $500.00 | 9/26/2011 1:17:59 AM |
| GS-ROCK | $26.00 | 9/26/2011 7:39:34 AM |
| green-inspiring-peace | $25.00 | 9/26/2011 5:09:44 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:27 AM |
| heroic-payout9 | $25.00 | 9/26/2011 8:53:56 AM |
| nickel-hickory | $50.00 | 9/26/2011 9:52:52 AM |
| xrycac | $25.00 | 9/26/2011 10:56:36 AM |
| leball | $25.00 | 9/26/2011 11:25:11 AM |
| transformer855 | $20.90 | 9/26/2011 1:29:04 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
528969
This series of Notes was issued and sold upon the funding of the borrower loan #53950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,478 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderful-repayment8 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moneytoe
Purpose of loan:
This loan will be used to...Bill consolidation-myself and son
My financial situation: Good
I am a good candidate for this loan because...I will set up payments to be deducted from my checking account. I have ample income to repay the loan but due to divorce years ago, credit has been damaged. This is important to me and I want to be out of debt and to help my son. I am paying check advance places that I want to be free of as this is a huge waste of money. This would change my life and I appreciate your help.
Monthly net income: $3200.00
Monthly expenses: $2000.00 based on info below
Housing: $600.00
Insurance: $60.00
Car expenses: $35.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $600.00
Clothing, household expenses: $50.00
Credit cards and other loans: $ 150.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:49 AM |
| SolarMoonshine | $25.00 | 9/23/2011 6:18:04 PM |
| thankful-nickel2 | $25.00 | 9/24/2011 10:00:30 AM |
| Whipster | $80.00 | 9/24/2011 6:03:51 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:18 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:20 AM |
| carrinel | $55.56 | 9/27/2011 6:08:12 AM |
| spiff666 | $25.00 | 9/27/2011 8:51:56 AM |
| finance-mushroom | $100.00 | 9/27/2011 9:08:57 AM |
| favorite-commerce | $25.00 | 9/27/2011 9:36:59 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:44:54 AM |
| refined-return922 | $25.00 | 9/27/2011 9:31:32 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:30 AM |
| shawnw2 | $100.00 | 9/27/2011 10:20:53 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:43 AM |
| brightest-dignified-penny | $25.00 | 9/27/2011 10:53:10 AM |
| first-dinero-igloo | $26.00 | 9/27/2011 11:24:08 AM |
| truth-umbrella3 | $25.00 | 9/27/2011 12:16:04 PM |
| orgy63 | $25.00 | 9/27/2011 1:16:39 PM |
| genelinist | $40.00 | 9/27/2011 1:24:18 PM |
| CreditBuilder2 | $50.00 | 9/27/2011 12:44:42 PM |
| stock106 | $25.00 | 9/27/2011 1:39:38 PM |
| irrelevant | $25.00 | 9/27/2011 2:05:05 PM |
| Astyanax | $125.00 | 9/27/2011 2:00:11 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:58 PM |
| income-buffalo1 | $100.00 | 9/27/2011 1:59:37 PM |
| tech310 | $50.00 | 9/27/2011 2:27:58 PM |
| lm75 | $25.00 | 9/27/2011 2:51:39 PM |
| DonaldColorado | $56.37 | 9/27/2011 3:21:49 PM |
| rjnuck | $25.00 | 9/27/2011 3:18:10 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:21 AM |
| bizlending | $250.00 | 9/24/2011 10:59:16 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:17 AM |
| shrewd-income | $50.00 | 9/25/2011 9:56:13 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:51 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:55 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:28 AM |
| hitsman | $50.00 | 9/26/2011 11:35:20 AM |
| kind-credit-bear | $25.00 | 9/26/2011 5:13:58 PM |
| diplomatic-wealth7 | $25.00 | 9/26/2011 5:14:13 PM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:33 PM |
| finance-solo | $25.00 | 9/27/2011 6:38:16 AM |
| bsmtloan | $150.00 | 9/27/2011 9:31:44 AM |
| CA-Lender | $25.00 | 9/27/2011 9:46:00 AM |
| scarlet-velvet | $25.08 | 9/27/2011 9:38:18 AM |
| GoldenGo4 | $25.00 | 9/27/2011 9:46:05 AM |
| jybank | $50.00 | 9/27/2011 10:03:17 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:38 AM |
| investment-comet | $25.00 | 9/27/2011 11:25:47 AM |
| Pitufo | $25.00 | 9/27/2011 11:08:33 AM |
| supreme-hope | $25.00 | 9/27/2011 12:29:48 PM |
| ethical-truth211 | $1,000.00 | 9/27/2011 12:47:31 PM |
| cash-queen | $25.00 | 9/27/2011 12:55:05 PM |
| edaguy | $100.00 | 9/27/2011 1:13:12 PM |
| agalt | $100.00 | 9/27/2011 12:26:26 PM |
| trumpeter5 | $33.00 | 9/27/2011 1:56:57 PM |
| kind-credit-bear | $58.72 | 9/27/2011 1:29:35 PM |
| tolerant-balance7 | $25.00 | 9/27/2011 2:03:09 PM |
| impeccable-note0 | $25.00 | 9/27/2011 12:53:43 PM |
| buddy486 | $25.00 | 9/27/2011 2:20:28 PM |
| leball | $25.00 | 9/27/2011 2:11:02 PM |
| rapid-wealth614 | $25.27 | 9/27/2011 2:54:09 PM |
| thrifty-capital | $25.00 | 9/27/2011 3:04:36 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
528973
This series of Notes was issued and sold upon the funding of the borrower loan #54127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,529 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-dough-harp |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...Debt Consolidation and pay off medical bills
My financial situation:
I am a good candidate for this loan because...Stong employment with a strong company. Have not missed a monthly payment in over 6 years. I have strong work ethic and attention to detail which allows me to concentrate on my credit profile.
Monthly net income: $ 12,833.00
Monthly expenses: $ Below
Housing: $1604.00
Insurance: $65.00
Car expenses: 175
Utilities: $250.00
Phone, cable, internet: $245.00
Food, entertainment: $750.00
Clothing, household expenses: $200.00
Credit cards and other loans: $555.00
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:03 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:21 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:15 AM |
| kind-credit-bear | $25.00 | 9/25/2011 12:13:43 PM |
| plane450 | $25.00 | 9/26/2011 8:21:44 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:35 PM |
| tech310 | $50.00 | 9/27/2011 2:32:08 PM |
| worth-blanket2 | $7,400.00 | 9/27/2011 8:16:04 PM |
| diplomatic-wealth7 | $25.00 | 9/25/2011 12:13:56 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:18 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:48 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:52 AM |
| hitsman | $50.00 | 9/26/2011 11:35:17 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:32 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:58 PM |
| frogperson | $152.27 | 9/27/2011 8:10:33 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
528979
This series of Notes was issued and sold upon the funding of the borrower loan #53917, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $328.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 19y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,460 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-spirited-velocity |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
720-739
(Jul-2010)
|
|
Principal balance:
| $6,604.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Consolidation Works
Purpose of loan:
This loan will be used to...
consolidate additional debts; eliminate credit cards with high interest amounts.
My financial situation:
I am a good candidate for this loan because...
I have an existing Prosper loan which has worked very well with an automatic payment deduction.
This has allowed me to better budget my debt elimination process.
I anticipate this loan will make it complete. I plan to make the automatic deduction for this loan repayment two weeks opposite the existing one to meet the cash flow.
My cash flow will actually increase again with this loan based upon other payments eliminated and upon the lower interest rate v. the debts eliminated.
Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/23/2011 9:06:56 AM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 10:14:29 AM |
| salala | $25.00 | 9/23/2011 10:45:41 AM |
| AF-Chief | $50.00 | 9/23/2011 5:26:02 PM |
| oplender | $25.00 | 9/24/2011 10:28:00 AM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:41:07 PM |
| a-helping-hand | $250.00 | 9/25/2011 3:19:50 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:52 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 10:02:18 AM |
| thajr | $25.00 | 9/26/2011 11:13:15 AM |
| Zeenos | $25.00 | 9/26/2011 12:08:48 PM |
| hitsman | $50.00 | 9/26/2011 11:35:17 AM |
| rebeldog67 | $25.00 | 9/26/2011 11:40:41 AM |
| supreme-hope | $25.00 | 9/26/2011 1:50:44 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:34 PM |
| marelojay | $449.22 | 9/26/2011 5:08:48 PM |
| income-buffalo1 | $100.00 | 9/26/2011 6:16:23 PM |
| SolarMoonshine | $50.00 | 9/26/2011 6:13:20 PM |
| youngster50 | $25.00 | 9/26/2011 6:23:53 PM |
| umfan123 | $25.00 | 9/26/2011 7:35:01 PM |
| heerzaquestion | $25.00 | 9/27/2011 4:18:57 AM |
| lespaul | $200.00 | 9/27/2011 2:44:57 AM |
| cash-spark3 | $25.00 | 9/27/2011 1:47:55 AM |
| Johnab | $25.03 | 9/27/2011 5:06:50 AM |
| GElender | $25.00 | 9/27/2011 6:06:04 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:35 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:20 AM |
| nimble-benjamins | $25.00 | 9/27/2011 6:17:35 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:15 AM |
| dime-sprout | $25.00 | 9/27/2011 7:07:11 AM |
| john0720 | $100.00 | 9/27/2011 7:28:42 AM |
| Leopoldine | $27.50 | 9/27/2011 10:24:13 AM |
| iq8w7ht | $25.00 | 9/27/2011 10:18:42 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:42 AM |
| LongTail | $29.00 | 9/27/2011 12:43:46 PM |
| helpful-deal1 | $25.00 | 9/27/2011 4:37:04 PM |
| Bank42 | $25.00 | 9/27/2011 3:34:54 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:09 PM |
| setUup | $36.30 | 9/27/2011 5:20:27 PM |
| trustworthy-hope189 | $30.00 | 9/27/2011 5:15:58 PM |
| red-dime-solo | $42.00 | 9/27/2011 5:23:19 PM |
| one2sojourn | $50.00 | 9/27/2011 6:02:13 PM |
| pietro_torna_indietro | $39.19 | 9/27/2011 5:42:42 PM |
| evnagelist | $50.00 | 9/27/2011 5:56:51 PM |
| Nicedad72 | $25.27 | 9/27/2011 6:31:53 PM |
| UKloanfella | $100.00 | 9/27/2011 6:10:56 PM |
| mtquan | $25.00 | 9/27/2011 6:08:26 PM |
| wildanne | $250.00 | 9/27/2011 6:26:38 PM |
| dkl | $25.00 | 9/27/2011 6:53:04 PM |
| nebula076 | $100.00 | 9/27/2011 7:31:05 PM |
| zrohmm | $25.00 | 9/27/2011 7:29:28 PM |
| Sixmil | $100.00 | 9/27/2011 7:37:45 PM |
| saga9 | $25.00 | 9/27/2011 8:12:12 PM |
| Zach842 | $150.00 | 9/27/2011 8:22:21 PM |
| knowledgeable-silver8 | $25.00 | 9/27/2011 7:59:45 PM |
| rmachi | $25.00 | 9/27/2011 8:55:03 PM |
| loyalty-czar | $50.00 | 9/27/2011 8:48:58 PM |
| credit-socrates648 | $1,552.63 | 9/27/2011 9:36:22 PM |
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:04 PM |
| Weaverville | $50.00 | 9/23/2011 9:51:40 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:18 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:06 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:34:19 AM |
| fundstream | $25.00 | 9/24/2011 10:28:47 AM |
| riskreward | $250.00 | 9/24/2011 5:29:27 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:08 PM |
| Kaj | $30.00 | 9/25/2011 3:53:37 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:49 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:41:44 AM |
| novice-speculator | $25.00 | 9/26/2011 10:09:59 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:33:48 AM |
| orbital-gain | $50.00 | 9/26/2011 10:59:09 AM |
| gentle-gain235 | $100.00 | 9/26/2011 11:03:09 AM |
| Gladglide | $25.00 | 9/26/2011 11:19:28 AM |
| CSAworker | $25.00 | 9/26/2011 12:06:17 PM |
| fcrick | $25.00 | 9/26/2011 11:34:54 AM |
| helping-out | $35.00 | 9/26/2011 2:41:09 PM |
| vibrant-penny7 | $25.00 | 9/26/2011 1:15:09 PM |
| return-seeker85 | $50.00 | 9/26/2011 2:08:46 PM |
| leeball | $100.00 | 9/26/2011 3:14:44 PM |
| mgking007 | $25.00 | 9/26/2011 5:36:31 PM |
| susurrus | $25.00 | 9/26/2011 5:42:14 PM |
| oneeighty | $25.00 | 9/26/2011 7:42:56 PM |
| Pitufo | $25.00 | 9/26/2011 7:51:42 PM |
| investment-comet | $25.00 | 9/26/2011 6:44:25 PM |
| jeffpac | $100.00 | 9/26/2011 6:52:56 PM |
| availableloan | $25.00 | 9/26/2011 8:24:23 PM |
| msh345 | $25.00 | 9/26/2011 8:57:28 PM |
| Dubbs360 | $100.00 | 9/26/2011 9:32:19 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:49:21 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:52 AM |
| ethical-truth211 | $500.00 | 9/27/2011 1:45:43 AM |
| Earn_money | $25.00 | 9/27/2011 6:03:52 AM |
| gold-pudding6 | $25.00 | 9/27/2011 5:30:09 AM |
| bmbanzai | $25.00 | 9/27/2011 5:49:21 AM |
| new-reward-sequoia | $25.00 | 9/27/2011 6:41:44 AM |
| schnippy | $25.00 | 9/27/2011 6:43:43 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:46:41 AM |
| spiff666 | $25.00 | 9/27/2011 8:49:39 AM |
| indomitable-coin | $25.00 | 9/27/2011 10:04:10 AM |
| justice-mussel2 | $25.00 | 9/27/2011 10:19:51 AM |
| iq8w7ht | $25.00 | 9/27/2011 10:17:51 AM |
| integrity-doctor | $100.00 | 9/27/2011 11:07:37 AM |
| NoSoup | $25.00 | 9/27/2011 11:43:48 AM |
| 56bones | $25.00 | 9/27/2011 12:08:19 PM |
| edaguy | $100.00 | 9/27/2011 1:15:40 PM |
| Rivervale_Westwood | $50.00 | 9/27/2011 2:49:19 PM |
| DonaldColorado | $300.00 | 9/27/2011 3:30:55 PM |
| handshake52 | $25.00 | 9/27/2011 3:39:53 PM |
| sunny-dough9 | $200.00 | 9/27/2011 5:16:38 PM |
| mad-scientist418 | $28.85 | 9/27/2011 5:26:54 PM |
| dreammachine | $100.00 | 9/27/2011 6:51:44 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:28 PM |
| Atlanta-Buyer | $100.00 | 9/27/2011 7:12:08 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:21:37 PM |
| Sixmil | $100.00 | 9/27/2011 7:43:44 PM |
| gulch | $25.00 | 9/27/2011 7:41:49 PM |
| KCEnterprises | $25.00 | 9/27/2011 7:49:00 PM |
| sweety075 | $25.00 | 9/27/2011 8:44:29 PM |
| neutrino6 | $25.00 | 9/27/2011 8:40:42 PM |
| neelgagan | $100.00 | 9/27/2011 8:43:41 PM |
| CatbirdBanking | $25.00 | 9/27/2011 8:55:57 PM |
| point-monger5 | $400.00 | 9/27/2011 9:24:42 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:28:28 PM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
529001
This series of Notes was issued and sold upon the funding of the borrower loan #54082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 21y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $264 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| duty-trophy8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan: make improvements to home
This loan will be used to... Make improvements to kitchen and bath
My financial situation:
I am a good candidate for this loan because...
I have been at the same job for 22 years
Monthly net income: $4500
Monthly expenses: $
Housing: $ 584
Insurance: $75
Car expenses: $438
Utilities: $150
Phone, cable, internet: $45
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $245
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/23/2011 5:19:02 PM |
| freedom3 | $2,000.00 | 9/23/2011 5:30:02 PM |
| SolarMoonshine | $25.00 | 9/23/2011 6:15:59 PM |
| SpoonerPhan | $50.00 | 9/23/2011 6:11:27 PM |
| FinDoc | $25.00 | 9/24/2011 5:43:18 AM |
| valiant-money | $25.00 | 9/24/2011 8:37:30 AM |
| suave-dime6 | $25.00 | 9/24/2011 9:00:43 AM |
| thankful-nickel2 | $25.00 | 9/24/2011 10:01:10 AM |
| marinbb | $50.00 | 9/24/2011 11:30:29 AM |
| finance-mushroom | $98.00 | 9/24/2011 12:09:38 PM |
| transformer855 | $25.00 | 9/24/2011 4:52:41 PM |
| Rollshaft | $25.00 | 9/24/2011 3:58:37 PM |
| HotStreak | $25.00 | 9/24/2011 11:52:21 PM |
| LoanDMC | $25.00 | 9/25/2011 9:06:57 AM |
| worldly-money4 | $250.00 | 9/26/2011 7:31:37 AM |
| enchanted-note | $25.00 | 9/26/2011 9:09:46 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:29 AM |
| benefit-flow | $25.00 | 9/26/2011 10:24:16 AM |
| nickel-hickory | $50.00 | 9/26/2011 9:56:26 AM |
| nickel-hickory | $100.00 | 9/26/2011 9:52:09 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:29 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:34 PM |
| high_flyer | $50.00 | 9/26/2011 6:40:49 PM |
| icanhasloanz | $25.00 | 9/26/2011 9:06:37 PM |
| rate-sceptre | $25.00 | 9/27/2011 7:43:37 AM |
| shawnw2 | $125.00 | 9/27/2011 10:20:14 AM |
| brightest-dignified-penny | $25.00 | 9/27/2011 10:47:58 AM |
| cash-queen | $30.00 | 9/27/2011 1:23:28 PM |
| tech310 | $50.00 | 9/27/2011 2:32:08 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:58 PM |
| TeaHouseFinance | $30.00 | 9/27/2011 5:12:09 PM |
| five-star-note | $100.00 | 9/27/2011 6:09:13 PM |
| papaloha | $25.00 | 9/27/2011 7:03:50 PM |
| irishalaskan | $25.00 | 9/27/2011 7:30:04 PM |
| Bob450 | $30.00 | 9/27/2011 7:33:04 PM |
| alexgalt | $25.00 | 9/27/2011 9:42:54 PM |
| epic-dollar557 | $62.15 | 9/27/2011 9:49:00 PM |
| EL_Papin | $25.00 | 9/28/2011 5:47:39 AM |
| dignified-marketplace5 | $100.00 | 9/28/2011 4:58:11 AM |
| icon7 | $50.00 | 9/28/2011 6:58:33 AM |
| Interloper | $25.00 | 9/28/2011 6:54:18 AM |
| return-enthusiast1 | $30.00 | 9/28/2011 8:15:22 AM |
| intrepid-loot | $25.00 | 9/28/2011 8:01:09 AM |
| restless-dime | $200.00 | 9/23/2011 5:34:57 PM |
| bold-gold-relaxation | $100.00 | 9/23/2011 7:05:59 PM |
| Finchy78 | $25.00 | 9/23/2011 8:03:48 PM |
| NolockHolmes | $50.00 | 9/23/2011 9:18:01 PM |
| loanman2007 | $75.00 | 9/24/2011 5:10:25 AM |
| dynrep | $200.00 | 9/24/2011 7:47:59 AM |
| balanced-balance6 | $25.00 | 9/25/2011 8:59:32 AM |
| AndChicksforFree | $25.07 | 9/25/2011 1:08:50 PM |
| slp264 | $101.25 | 9/25/2011 2:41:20 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:52 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:55 AM |
| InChicago | $150.00 | 9/26/2011 6:56:09 AM |
| nickel-hickory | $100.00 | 9/26/2011 9:52:02 AM |
| AlternativeCashFlow | $25.00 | 9/26/2011 12:11:21 PM |
| fxlivin | $100.00 | 9/26/2011 1:03:25 PM |
| wlm3012 | $30.00 | 9/26/2011 5:52:02 PM |
| DiligentiaLLC | $150.00 | 9/27/2011 7:12:40 AM |
| wwwUniversal | $25.00 | 9/27/2011 9:18:13 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:02 PM |
| gotjack | $50.00 | 9/27/2011 5:18:11 PM |
| loss-of-control | $150.00 | 9/27/2011 6:06:48 PM |
| Horse-Lender | $47.41 | 9/27/2011 6:23:05 PM |
| hidavehi | $25.00 | 9/27/2011 6:47:57 PM |
| alexgalt | $25.00 | 9/27/2011 9:24:23 PM |
| pfh | $25.00 | 9/28/2011 5:49:18 AM |
| VikingLender | $25.00 | 9/28/2011 5:16:29 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:20 AM |
| ZOOOM | $25.00 | 9/28/2011 7:03:19 AM |
| first-dinero-paladin | $25.00 | 9/28/2011 8:04:43 AM |
| Lender_Guy | $34.56 | 9/28/2011 8:29:50 AM |
| Horse-Lender | $29.29 | 9/28/2011 9:54:22 AM |
| leverage-monger | $25.00 | 9/28/2011 10:23:36 AM |
| fizicks06 | $162.27 | 9/28/2011 10:54:44 AM |
| enthusiastic-ore5 | $35.00 | 9/28/2011 10:08:14 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
529007
This series of Notes was issued and sold upon the funding of the borrower loan #54220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 1
/
0 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonaza624 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
banaza624
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:52 AM |
| don8ter | $25.00 | 9/29/2011 3:41:35 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:42 PM |
| worth-blanket2 | $9,500.00 | 9/28/2011 7:14:58 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:05 PM |
| pfh | $25.00 | 9/29/2011 5:14:20 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529027
This series of Notes was issued and sold upon the funding of the borrower loan #54000, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,277 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| miser218 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate loan
Purpose of loan:
This loan will be used to...Pay off car loan, bring mortgage current.
My financial situation:
I am a good candidate for this loan because...With my car paid off, I can make the payments on it.
Monthly net income: $1900.00
Monthly expenses: $
Housing: $1300
Insurance: $100
Car expenses: $70
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/24/2011 12:18:29 PM |
| exchange-squirrel | $25.00 | 9/25/2011 6:58:58 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:53 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:29 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:02 PM |
| papaloha | $25.00 | 9/27/2011 7:03:50 PM |
| point-monger5 | $400.00 | 9/27/2011 9:33:37 PM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:28 AM |
| ethical-truth211 | $501.00 | 9/28/2011 3:50:26 PM |
| intelligent-repayment8 | $1,423.97 | 9/28/2011 4:43:28 PM |
| Bob450 | $25.03 | 9/28/2011 4:37:58 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:07:37 PM |
| finance-mushroom | $100.00 | 9/25/2011 12:08:00 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:56 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:34 PM |
| shawnw2 | $100.00 | 9/27/2011 10:20:30 AM |
| tech310 | $50.00 | 9/27/2011 2:30:07 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:59 PM |
| saxaphone6 | $25.00 | 9/28/2011 11:46:26 AM |
| wildanne | $25.00 | 9/28/2011 2:59:32 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
529053
This series of Notes was issued and sold upon the funding of the borrower loan #53875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,521 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-achievement4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate
Purpose of loan: Business Startup
This loan will be used to...Buy residential properties at discounted prices, renovate, rent and in the future resell for profit.
My financial situation:
Total Monthly Income: $1,600.00 derived from the management of residential properties. Although my wife will not be responsible for the repaying of the loan, she has a monthly income of $2400.00 from her employer as well as income from multiple rental properties.
Monthly expenses: $1002.00
Rent: $300.00
Phone/Internet: $50.00
Auto Insurance: $72.00
Cell Phone: $45.00
Credit Card/other: $125.00
Restaurant\Entertainment: $175.00
Groceries: $125.00
Cable: $110.00
I am a good candidate for this loan because...I have over 10 years of experience managing and reselling real estate. I have a credit score of 823 which presents very low risk to a prospective lender. I also have additional capital to pay a whole year of expenses even If I don't receive any income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:01 AM |
| compoundinterest | $50.00 | 9/24/2011 12:07:47 PM |
| oplender | $25.00 | 9/24/2011 6:53:45 PM |
| LoanDMC | $25.00 | 9/25/2011 9:02:47 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:57 AM |
| hitsman | $50.00 | 9/26/2011 11:35:23 AM |
| worth-blanket2 | $11,700.00 | 9/26/2011 7:01:00 PM |
| important-diversification620 | $25.00 | 9/26/2011 8:05:28 PM |
| riskreward | $250.00 | 9/24/2011 5:29:29 PM |
| Kaj | $30.00 | 9/25/2011 3:53:40 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:10 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:52 AM |
| Weaverville | $50.00 | 9/25/2011 10:14:40 AM |
| nyjer | $334.00 | 9/25/2011 4:07:46 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:35 PM |
| oneeighty | $11.00 | 9/26/2011 8:06:43 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
529063
This series of Notes was issued and sold upon the funding of the borrower loan #53907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $407.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,356 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dependableinvestment |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
780-799
(Feb-2010)
760-779
(Dec-2009)
740-759
(Nov-2009)
|
|
Principal balance:
| $3,048.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Eliminating high interest loans
This loan will be used to pay off credit card debt @ over 12% in order to save money on interest, pay off the balance faster and lower my debt to income ratio. This is my second Prosper loan, and the first is in good standing. I am a good candidate for this loan because I have an excellent payment history, no defaults and multiple sources of income. The estimated monthly payment for this loan is less than what I presently pay monthly on same debt and fits well into my budget. The majority of my overall debt is a home equity loan at a very low rate. I have greatly increased my cash flow by working extra and drastically paying down debt over the last 18 months and I am very conscientious about paying down bills. Why am I asking for a loan? I want to pay off my credit cards as soon as possible. I have three cards that carry balances, one has a small balance at a very low fixed rate (3.99%) and the other two will be paid off with this loan. I greatly appreciate your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:51 AM |
| fcrick | $25.00 | 9/24/2011 7:02:39 PM |
| compoundinterest | $50.00 | 9/23/2011 5:08:00 PM |
| AF-Chief | $50.00 | 9/23/2011 5:26:03 PM |
| senior1 | $25.00 | 9/23/2011 6:52:29 PM |
| radforj22 | $25.00 | 9/24/2011 7:01:34 AM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:56 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:20 AM |
| oplender | $25.00 | 9/24/2011 10:28:01 AM |
| green-trade-dolphin2 | $25.00 | 9/24/2011 11:29:51 AM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:34 PM |
| phenomenal-gain5 | $100.00 | 9/24/2011 5:39:58 PM |
| GoldenGo4 | $56.22 | 9/24/2011 6:33:18 PM |
| Trondheim_Norway | $88.53 | 9/24/2011 10:34:49 PM |
| _NaLNaBB | $200.00 | 9/25/2011 12:30:09 AM |
| BankOfBjoltus | $50.00 | 9/24/2011 8:45:35 PM |
| nebula076 | $100.00 | 9/25/2011 4:51:19 AM |
| _NaLNaBB | $200.00 | 9/25/2011 12:28:40 AM |
| novice-speculator | $25.00 | 9/25/2011 12:46:38 AM |
| money-banker867 | $39.00 | 9/25/2011 7:52:48 AM |
| ethical-truth211 | $500.00 | 9/25/2011 4:06:42 AM |
| first-class-dough2 | $500.00 | 9/25/2011 6:10:30 AM |
| Pitufo | $100.00 | 9/25/2011 7:17:36 AM |
| adhawan325 | $25.00 | 9/25/2011 7:52:59 AM |
| TheYellowDart | $25.00 | 9/25/2011 10:13:29 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:51 AM |
| a-helping-hand | $2,000.00 | 9/25/2011 10:23:28 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:32 AM |
| investment-artist | $26.01 | 9/25/2011 8:50:19 AM |
| john0720 | $100.00 | 9/25/2011 10:36:50 AM |
| atlacatl | $25.00 | 9/25/2011 10:50:18 AM |
| freesia54 | $50.00 | 9/25/2011 9:31:47 AM |
| Weaverville | $100.00 | 9/25/2011 10:14:20 AM |
| Octavian315 | $35.00 | 9/25/2011 10:20:02 AM |
| repaymeplease | $25.00 | 9/25/2011 12:20:46 PM |
| youngster50 | $25.00 | 9/25/2011 11:20:29 AM |
| wilchik | $60.00 | 9/25/2011 11:30:18 AM |
| BiggestG | $25.00 | 9/25/2011 12:01:27 PM |
| vine99 | $110.00 | 9/25/2011 12:37:06 PM |
| compassionate-dime0 | $50.00 | 9/25/2011 1:01:04 PM |
| green-trade-dolphin2 | $25.00 | 9/25/2011 1:10:03 PM |
| dollars4debts | $25.00 | 9/25/2011 1:33:53 PM |
| bancoroyal | $25.00 | 9/25/2011 2:51:13 PM |
| Rob717171 | $50.00 | 9/25/2011 3:03:33 PM |
| unrivaled-income5 | $50.00 | 9/25/2011 3:34:52 PM |
| nomneu | $50.00 | 9/25/2011 4:23:57 PM |
| worlds-best-worth2 | $25.00 | 9/25/2011 4:36:15 PM |
| Green-Baron | $25.00 | 9/25/2011 7:27:26 PM |
| availableloan | $25.00 | 9/25/2011 8:24:53 PM |
| Regina59 | $25.00 | 9/25/2011 5:46:47 PM |
| jescowa | $50.00 | 9/25/2011 5:47:57 PM |
| honsbedh | $25.00 | 9/25/2011 6:12:31 PM |
| cfviper | $25.00 | 9/25/2011 6:44:59 PM |
| oplender | $25.00 | 9/25/2011 9:28:51 PM |
| musegaze | $150.00 | 9/25/2011 9:37:06 PM |
| deal-seagull7 | $25.00 | 9/25/2011 7:06:26 PM |
| natural-worth9 | $200.00 | 9/25/2011 7:20:35 PM |
| Danylostefan | $25.00 | 9/25/2011 7:32:47 PM |
| medan20356 | $25.00 | 9/25/2011 6:53:03 PM |
| imagenki | $25.00 | 9/25/2011 7:47:49 PM |
| unequaled-pound | $26.00 | 9/25/2011 7:58:02 PM |
| Mad_Scientist | $50.00 | 9/25/2011 8:03:48 PM |
| EretzCapital | $30.00 | 9/25/2011 8:12:22 PM |
| mindful-deal289 | $50.00 | 9/25/2011 8:49:18 PM |
| Gladglide | $100.00 | 9/25/2011 8:57:08 PM |
| totoro | $25.00 | 9/25/2011 8:43:44 PM |
| currency-balancer | $25.00 | 9/25/2011 9:39:06 PM |
| FoosMaster | $25.00 | 9/25/2011 10:56:57 PM |
| q3capital | $26.51 | 9/25/2011 11:01:34 PM |
| q4golf | $25.00 | 9/26/2011 4:16:26 AM |
| RyanTH9893 | $25.00 | 9/26/2011 4:24:15 AM |
| cbivitz | $400.00 | 9/26/2011 4:52:17 AM |
| coin-sonnet | $200.00 | 9/26/2011 12:38:11 AM |
| serene-capital | $25.00 | 9/26/2011 12:47:37 AM |
| Troutfinder | $25.00 | 9/26/2011 1:18:10 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:45 AM |
| purposeful-pound5 | $25.12 | 9/26/2011 5:42:57 AM |
| balance-rotation | $50.00 | 9/26/2011 7:19:39 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:18 AM |
| hbtogo | $100.00 | 9/26/2011 5:29:37 AM |
| revenue-appraiser | $28.10 | 9/26/2011 7:59:01 AM |
| GElender | $40.00 | 9/26/2011 5:40:56 AM |
| SourDoughSteve | $25.00 | 9/26/2011 7:14:50 AM |
| dime-sprout | $25.00 | 9/26/2011 6:55:40 AM |
| p2p-czar3 | $25.00 | 9/26/2011 7:21:51 AM |
| ect_2k20 | $44.17 | 9/26/2011 7:22:44 AM |
| generator596 | $25.00 | 9/26/2011 7:32:32 AM |
| secureincome | $187.73 | 9/26/2011 8:32:23 AM |
| ethical-bid6 | $250.00 | 9/23/2011 5:15:04 PM |
| loyalty-edifice997 | $25.00 | 9/23/2011 6:30:57 PM |
| Dollars4Rent | $50.00 | 9/24/2011 6:48:11 AM |
| top-tranquil-justice | $25.00 | 9/24/2011 5:56:43 AM |
| Tazeme | $25.00 | 9/24/2011 8:37:45 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:42 AM |
| escharfer | $25.00 | 9/24/2011 8:52:17 AM |
| rolltide09 | $25.00 | 9/24/2011 10:32:00 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:22 AM |
| emo13 | $50.00 | 9/24/2011 1:06:55 PM |
| Ripsaw4U | $50.00 | 9/24/2011 5:09:31 PM |
| gentle-gain235 | $200.00 | 9/24/2011 5:42:52 PM |
| MTLoans | $25.00 | 9/24/2011 8:10:05 PM |
| riskreward | $250.00 | 9/24/2011 5:29:28 PM |
| BuildingShanghai | $40.26 | 9/24/2011 9:27:17 PM |
| a-unflappable-finance | $300.00 | 9/24/2011 10:47:23 PM |
| setUup | $36.30 | 9/24/2011 7:24:17 PM |
| knowledgeable-payment7 | $25.00 | 9/25/2011 2:17:37 AM |
| danf2201 | $25.00 | 9/24/2011 8:29:45 PM |
| timmsc | $25.00 | 9/24/2011 10:06:08 PM |
| BlindProphet | $50.00 | 9/24/2011 10:08:30 PM |
| red-favorable-basis | $25.00 | 9/25/2011 4:41:08 AM |
| first-serene-credit | $25.00 | 9/24/2011 10:43:18 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:02:04 AM |
| Kaj | $60.00 | 9/25/2011 3:14:02 AM |
| octoberfresh | $25.00 | 9/25/2011 7:17:24 AM |
| kingfish66 | $25.00 | 9/25/2011 4:14:29 AM |
| lucrative-reward | $100.00 | 9/25/2011 4:49:31 AM |
| blot44 | $25.00 | 9/25/2011 4:51:16 AM |
| spiff666 | $25.00 | 9/25/2011 8:47:33 AM |
| bchbum | $100.00 | 9/25/2011 5:31:42 AM |
| fairness-drum | $50.00 | 9/25/2011 5:13:10 AM |
| blissful-dollar3 | $200.00 | 9/25/2011 9:57:44 AM |
| SimGuy | $50.00 | 9/25/2011 10:06:14 AM |
| heroic-payout9 | $25.00 | 9/25/2011 7:53:18 AM |
| blue-dollar-viking | $25.00 | 9/25/2011 10:17:23 AM |
| crw1950 | $50.00 | 9/25/2011 8:34:28 AM |
| currency-persimmon | $45.00 | 9/25/2011 10:29:31 AM |
| odp01 | $40.24 | 9/25/2011 10:36:23 AM |
| nickel-pipeline | $35.00 | 9/25/2011 8:50:17 AM |
| doc1 | $100.00 | 9/25/2011 10:03:02 AM |
| thajr | $35.00 | 9/25/2011 10:43:34 AM |
| georgedorn | $58.97 | 9/25/2011 12:41:09 PM |
| CatbirdBanking | $25.00 | 9/25/2011 11:27:50 AM |
| LoanDMC | $25.00 | 9/25/2011 11:28:08 AM |
| umfan123 | $25.00 | 9/25/2011 11:19:35 AM |
| Lender0010 | $50.00 | 9/25/2011 11:36:45 AM |
| brutusbone | $50.00 | 9/25/2011 11:40:23 AM |
| tolerant-balance7 | $25.00 | 9/25/2011 1:02:22 PM |
| CreditBuilder2 | $250.00 | 9/25/2011 1:20:35 PM |
| gr8_r8 | $25.00 | 9/25/2011 12:21:26 PM |
| euro-deployment | $25.00 | 9/25/2011 12:47:52 PM |
| martymaniaman | $25.00 | 9/25/2011 1:27:52 PM |
| investment-festival8 | $250.00 | 9/25/2011 1:53:18 PM |
| moola-escalator | $200.00 | 9/25/2011 3:54:52 PM |
| julijask | $30.68 | 9/25/2011 2:46:43 PM |
| Zuzu | $52.57 | 9/25/2011 4:55:05 PM |
| Vaanolo | $25.00 | 9/25/2011 3:17:44 PM |
| neutrino6 | $25.00 | 9/25/2011 3:31:25 PM |
| Curly-Girly | $25.00 | 9/25/2011 3:25:27 PM |
| Duchdad | $25.00 | 9/25/2011 3:41:57 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:30 PM |
| first-class-yield9 | $50.00 | 9/25/2011 3:52:01 PM |
| first-class-yield9 | $100.00 | 9/25/2011 4:01:59 PM |
| Money_Hog | $25.00 | 9/25/2011 6:30:51 PM |
| worth-victor6 | $33.00 | 9/25/2011 4:27:35 PM |
| BuildingShanghai | $28.13 | 9/25/2011 5:43:27 PM |
| rapid-loyalty1 | $25.00 | 9/25/2011 5:44:33 PM |
| bmbanzai | $25.00 | 9/25/2011 9:21:56 PM |
| designer_10 | $25.00 | 9/25/2011 6:48:27 PM |
| Dubbs360 | $100.00 | 9/25/2011 9:56:19 PM |
| g314 | $44.16 | 9/25/2011 8:50:57 PM |
| Wishmaker | $100.00 | 9/25/2011 8:44:13 PM |
| Guiren | $163.30 | 9/25/2011 9:43:04 PM |
| smart-note9 | $50.00 | 9/25/2011 10:13:40 PM |
| larslfe | $50.00 | 9/26/2011 1:26:47 AM |
| BankShark | $25.00 | 9/26/2011 2:55:16 AM |
| a-versatile-power | $25.00 | 9/26/2011 4:26:41 AM |
| RPR | $100.00 | 9/26/2011 1:19:29 AM |
| houli123 | $50.00 | 9/26/2011 2:12:27 AM |
| icchok | $200.00 | 9/26/2011 5:47:11 AM |
| chinolatino | $50.00 | 9/26/2011 5:52:28 AM |
| fundz4u | $50.00 | 9/26/2011 8:26:52 AM |
| economy-mulberry7 | $50.00 | 9/26/2011 7:06:15 AM |
| turbostar666 | $25.00 | 9/26/2011 8:06:21 AM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
529069
This series of Notes was issued and sold upon the funding of the borrower loan #54143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $190.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,810 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| just-deal1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...
1) pay off credit cards! Totaling approx 4000.00
2) vacation for myself, husband, and 6 year old daughter
3) to have money set aside for emergency
My financial situation:
I am a good candidate for this loan because...
My husband and I bring home 110000/yearly and we have both been at our jobs for 3+ years! I have paid all of my bills on time and will continue to do so!
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:52 AM |
| compoundinterest | $50.00 | 9/23/2011 5:08:00 PM |
| finance-symphony7 | $50.00 | 9/23/2011 6:04:59 PM |
| Dollars4Rent | $25.00 | 9/24/2011 6:54:07 AM |
| radforj22 | $25.00 | 9/24/2011 7:01:34 AM |
| oplender | $25.00 | 9/24/2011 10:28:02 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:22 AM |
| green-trade-dolphin2 | $25.00 | 9/24/2011 11:29:12 AM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:34 PM |
| riskreward | $250.00 | 9/24/2011 5:29:28 PM |
| cardminger | $25.00 | 9/24/2011 6:30:33 PM |
| Duchdad | $25.00 | 9/25/2011 3:41:58 PM |
| totoro | $25.00 | 9/25/2011 8:43:44 PM |
| larslfe | $50.00 | 9/26/2011 1:26:48 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:45 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:19 AM |
| 6moonbeams | $50.00 | 9/26/2011 8:58:58 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 9:50:36 AM |
| MadHun | $200.00 | 9/26/2011 9:08:30 AM |
| knark | $25.00 | 9/26/2011 10:21:28 AM |
| wise-silver-wonder | $25.00 | 9/26/2011 9:30:15 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:35 AM |
| fairness-drum | $25.00 | 9/26/2011 10:58:59 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:34 PM |
| top-epic-community | $100.00 | 9/26/2011 5:47:20 PM |
| ski bum | $100.00 | 9/26/2011 5:11:25 PM |
| Warwick | $25.00 | 9/26/2011 7:14:30 PM |
| oneeighty | $25.00 | 9/26/2011 8:05:15 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:53 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:36 AM |
| Cheburashka | $30.00 | 9/27/2011 1:56:22 AM |
| blue-useful-auction | $25.00 | 9/27/2011 6:33:50 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:18 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:30 PM |
| diversification-surge | $25.00 | 9/27/2011 11:36:14 AM |
| bchbum | $25.00 | 9/27/2011 1:09:37 PM |
| gojackgo | $50.00 | 9/27/2011 2:20:09 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:47 PM |
| Rivervale_Westwood | $50.00 | 9/27/2011 2:57:04 PM |
| frobin | $25.00 | 9/27/2011 3:34:49 PM |
| djs81 | $25.00 | 9/27/2011 5:38:17 PM |
| royboy0292 | $25.00 | 9/27/2011 5:31:25 PM |
| Syzygy | $25.00 | 9/27/2011 5:32:54 PM |
| mtquan | $25.00 | 9/27/2011 6:08:27 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:05 PM |
| dinero-honker | $50.00 | 9/27/2011 7:06:05 PM |
| exponential-reward081 | $25.00 | 9/27/2011 7:51:35 PM |
| Dreamconnection | $25.00 | 9/27/2011 7:31:26 PM |
| Troutfinder | $25.00 | 9/27/2011 8:40:06 PM |
| BankofHank | $100.00 | 9/27/2011 8:43:28 PM |
| credit-socrates648 | $648.55 | 9/27/2011 10:20:23 PM |
| Cre8iveCash | $25.00 | 9/27/2011 9:45:52 PM |
| fcrick | $25.00 | 9/24/2011 7:02:40 PM |
| Chosen-one | $25.00 | 9/24/2011 2:50:36 AM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:56 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:42 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:20 AM |
| Lender0010 | $50.00 | 9/24/2011 11:37:55 AM |
| emo13 | $50.00 | 9/24/2011 1:06:55 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:10 PM |
| timmsc | $25.00 | 9/24/2011 10:06:48 PM |
| alydad1 | $25.00 | 9/25/2011 8:02:41 AM |
| blot44 | $25.00 | 9/25/2011 4:51:44 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:51 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:32 AM |
| Anny-Disco | $25.00 | 9/25/2011 5:02:04 AM |
| TomDalonajay | $25.00 | 9/25/2011 7:43:32 AM |
| Octavian315 | $35.00 | 9/25/2011 10:20:03 AM |
| freesia54 | $50.00 | 9/25/2011 9:31:48 AM |
| impartial-treasure7 | $25.00 | 9/25/2011 9:50:01 AM |
| Weaverville | $100.00 | 9/25/2011 10:14:20 AM |
| aasx1108 | $25.00 | 9/25/2011 6:23:31 PM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:50 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:48:33 AM |
| nickel-ferret | $50.00 | 9/26/2011 9:08:57 AM |
| personal-lender | $25.00 | 9/26/2011 9:09:50 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:41:26 AM |
| velocity-solo | $25.00 | 9/26/2011 1:29:04 PM |
| Lenderesco | $33.32 | 9/26/2011 1:59:09 PM |
| gqrob | $25.00 | 9/26/2011 2:54:49 PM |
| neighborly-hope6 | $50.00 | 9/26/2011 4:40:47 PM |
| dharma1 | $25.00 | 9/26/2011 5:17:27 PM |
| natural-peace241 | $50.00 | 9/27/2011 12:03:48 AM |
| jamschmidt | $25.00 | 9/26/2011 10:18:17 PM |
| blue-note-relaxation | $27.70 | 9/27/2011 5:39:22 AM |
| sisley626 | $25.00 | 9/27/2011 8:40:32 AM |
| economy-molecule3 | $500.00 | 9/27/2011 9:13:12 AM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:07 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:10 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:24 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:50 PM |
| Ivan2007 | $25.00 | 9/27/2011 6:20:39 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:42 PM |
| L-vex | $25.00 | 9/27/2011 7:55:34 PM |
| LenderOnWheels | $25.00 | 9/27/2011 8:22:43 PM |
| jps888 | $25.00 | 9/27/2011 8:43:09 PM |
| rmachi | $25.00 | 9/27/2011 8:55:04 PM |
| tombomb | $25.43 | 9/27/2011 9:44:20 PM |
| epic-dollar557 | $75.00 | 9/27/2011 9:50:59 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
529079
This series of Notes was issued and sold upon the funding of the borrower loan #53892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,270 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-shiny-bid |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate multiple outstanding debts into one monthly payment. Will make it easier to budget my monthly cash flow and savings.
My financial situation:
I am a good candidate for this loan because I have good credit and plan to adjust my spending/saving habits. Over the past couple of years I had to replace a couple of major mechanical items and did not have the cash on hand, hence the debt. My employement situation is solid and I do not anticipate any changes over the next 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:44 PM |
| rolltide09 | $25.00 | 9/26/2011 5:02:44 PM |
| MarvintheMartian | $55.00 | 9/26/2011 5:11:31 PM |
| green-trade-dolphin2 | $35.00 | 9/27/2011 6:20:02 AM |
| BenR | $100.00 | 9/27/2011 8:42:52 AM |
| oplender | $25.00 | 9/27/2011 9:26:19 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:17 PM |
| vutah | $25.00 | 9/26/2011 7:07:55 PM |
| Bank_Of_XL | $25.00 | 9/26/2011 6:03:17 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:58 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:42 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:28 AM |
| blot44 | $25.00 | 9/27/2011 5:57:51 AM |
| caring-hope2 | $100.00 | 9/27/2011 8:41:25 AM |
| rdrloan | $40.00 | 9/27/2011 9:45:03 AM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:17 PM |
| worth-blanket2 | $12,100.00 | 9/27/2011 8:14:27 PM |
| rmachi | $20.00 | 9/27/2011 8:55:09 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
529083
This series of Notes was issued and sold upon the funding of the borrower loan #54119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 0m |
|
Amount delinquent:
| $886 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,285 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| versatile-treasure7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
versatile-treasurer7
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: good
I am a good candidate for this loan because...credit score good, never pay late
Monthly net income: $4050.00
Monthly expenses: $
Housing: $ 1084.
Insurance: $ included in mtge
Car expenses: $ none
Utilities: $ 128
Phone, cable, internet: $ 163.
Food, entertainment: $ 250.
Clothing, household expenses: $ 50.
Credit cards and other loans: $400.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| coin-sonnet | $100.00 | 9/26/2011 12:37:57 AM |
| kind-credit-bear | $25.00 | 9/26/2011 9:15:45 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:36 PM |
| finance-mushroom | $100.00 | 9/27/2011 9:08:58 AM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:57:32 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:21:13 PM |
| fireferd | $30.00 | 9/28/2011 10:01:46 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:58:40 PM |
| nodebt2012 | $25.00 | 9/29/2011 9:17:27 AM |
| unconquerable-dedication | $25.00 | 9/29/2011 9:19:48 AM |
| thrifty-capital | $25.00 | 9/29/2011 10:41:47 AM |
| thrifty-capital | $25.00 | 9/29/2011 10:43:00 AM |
| CA-Lender | $25.00 | 9/29/2011 10:52:37 AM |
| VJ_Financial | $26.30 | 9/29/2011 1:15:28 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:30 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:03 PM |
| tech310 | $50.00 | 9/27/2011 2:30:07 PM |
| alphaseek | $200.00 | 9/28/2011 5:07:55 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:59 PM |
| riveting-credit5 | $50.00 | 9/28/2011 9:18:41 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:50:42 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:34:56 PM |
| ddog0224 | $50.00 | 9/28/2011 9:46:15 PM |
| Gladglide | $25.00 | 9/29/2011 12:38:03 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:42:54 AM |
| suave-dime6 | $25.00 | 9/29/2011 5:29:56 AM |
| greencat | $50.00 | 9/29/2011 10:12:02 AM |
| joelnet | $50.00 | 9/29/2011 11:51:03 AM |
| ethical-truth211 | $401.00 | 9/29/2011 12:29:40 PM |
| hope-gondola9 | $2,562.70 | 9/29/2011 1:22:12 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
529109
This series of Notes was issued and sold upon the funding of the borrower loan #54163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 27y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,179 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loyalty-dolphin3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mr. right
Purpose of loan:
This loan will be used to...to make a purchase.
My financial situation: chase bank
I am a good candidate for this loan because...i always pay on time & i can afford it.
Monthly net income: $ 2000.00
Monthly expenses: $1200.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:02 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:09 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:55 AM |
| papaloha | $25.00 | 9/27/2011 7:03:52 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:45 AM |
| progressive-economy261 | $400.00 | 9/28/2011 7:21:53 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 8:54:47 PM |
| Pitufo | $25.00 | 9/28/2011 10:46:29 PM |
| Dubbs360 | $100.00 | 9/28/2011 10:48:16 PM |
| Mariner3605 | $25.00 | 9/29/2011 12:00:11 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:29 AM |
| P2P4me | $61.33 | 9/29/2011 5:51:11 AM |
| BigBag | $25.00 | 9/29/2011 6:05:29 AM |
| Whipster | $80.00 | 9/29/2011 5:26:36 AM |
| palace2 | $274.94 | 9/29/2011 6:23:32 AM |
| moola-accelerator6 | $40.70 | 9/29/2011 7:30:52 AM |
| octoberfresh | $25.00 | 9/29/2011 7:13:34 AM |
| sgt-schultz | $25.00 | 9/29/2011 7:42:04 AM |
| glroark | $50.00 | 9/29/2011 7:55:53 AM |
| Kaj | $25.00 | 9/29/2011 7:44:59 AM |
| nickel-position | $25.00 | 9/29/2011 8:55:44 AM |
| red-favorable-basis | $25.00 | 9/29/2011 9:40:32 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:22:31 AM |
| bdruss | $25.00 | 9/29/2011 9:15:20 AM |
| bizlending | $200.00 | 9/29/2011 10:22:43 AM |
| heerzaquestion | $25.00 | 9/29/2011 10:09:14 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:13 PM |
| cake7 | $25.00 | 9/29/2011 1:21:55 PM |
| secureincome | $1,500.00 | 9/29/2011 1:20:20 PM |
| hope-gondola9 | $1,400.03 | 9/29/2011 1:23:00 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:20 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:58 AM |
| leball | $25.00 | 9/26/2011 11:16:46 AM |
| hitsman | $50.00 | 9/26/2011 11:35:24 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:55 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:45 PM |
| Interloper | $25.00 | 9/28/2011 6:54:19 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:29 AM |
| mlj0671 | $25.00 | 9/28/2011 12:29:17 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:31:51 PM |
| Gladglide | $25.00 | 9/29/2011 12:04:39 AM |
| JaceSpade | $25.00 | 9/29/2011 3:05:21 AM |
| shawnw2 | $100.00 | 9/29/2011 1:05:25 AM |
| loan_doctor | $25.00 | 9/29/2011 5:04:21 AM |
| don8ter | $25.00 | 9/29/2011 3:41:27 AM |
| B2152 | $25.00 | 9/29/2011 5:02:18 AM |
| janeybooboo | $100.00 | 9/29/2011 4:51:18 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:43:18 AM |
| treasure-bliss | $25.00 | 9/29/2011 5:56:26 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:45 AM |
| CatbirdBanking | $25.00 | 9/29/2011 7:27:23 AM |
| lucrative-reward | $100.00 | 9/29/2011 8:21:18 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:37:23 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:12 AM |
| greencat | $50.00 | 9/29/2011 9:02:12 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:16 AM |
| profit-powerplant | $25.00 | 9/29/2011 10:01:36 AM |
| payout-bridge | $25.00 | 9/29/2011 9:47:40 AM |
| tender-commerce8 | $50.00 | 9/29/2011 10:05:04 AM |
| bid-stockpiler1 | $100.00 | 9/29/2011 10:32:43 AM |
| CA-Lender | $25.00 | 9/29/2011 10:52:01 AM |
| ethical-truth211 | $268.00 | 9/29/2011 12:31:30 PM |
| orbital-gain | $50.00 | 9/29/2011 12:16:49 PM |
| DreDub | $50.00 | 9/29/2011 12:58:21 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
529121
This series of Notes was issued and sold upon the funding of the borrower loan #53900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,690 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| veryhungry |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Free myself
Purpose of loan:
This loan will be used to...free me from the banks that i feel deal in unfair practices.
My financial situation: I have two credit cards that are in good standing , but they make interest off of me every month , because the lowered my limit wich raised my rates, when i was unemployed.
I am a good candidate for this loan because...
Monthly net income: $ 1600
Monthly expenses: $
Housing: $475
Insurance: $60
Car expenses: $80
Utilities: $94
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:03 AM |
| Whipster | $80.00 | 9/24/2011 12:44:15 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:20 AM |
| wonder3 | $40.00 | 9/26/2011 6:43:03 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:21 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:00 PM |
| shawnw2 | $30.00 | 9/27/2011 6:04:24 PM |
| luzonct | $100.00 | 9/27/2011 7:17:16 PM |
| head | $25.00 | 9/27/2011 8:03:35 PM |
| coin-architect2 | $100.00 | 9/27/2011 8:02:25 PM |
| CA-Lender | $25.00 | 9/27/2011 8:42:38 PM |
| rate-sceptre | $25.00 | 9/27/2011 9:58:44 PM |
| Zeenos | $60.00 | 9/27/2011 9:40:44 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:48:20 PM |
| the-bid-sorcerer | $100.00 | 9/27/2011 9:53:11 PM |
| mrxtravis | $25.00 | 9/27/2011 10:05:39 PM |
| return-owner | $25.00 | 9/27/2011 10:37:55 PM |
| a-helping-hand | $100.00 | 9/27/2011 10:16:17 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:45 PM |
| S-Master | $100.00 | 9/28/2011 12:55:08 AM |
| alphaseek | $100.00 | 9/28/2011 4:23:45 AM |
| principal-laser | $48.66 | 9/28/2011 4:32:28 AM |
| gotjack | $100.00 | 9/28/2011 2:41:50 AM |
| suave-dime6 | $25.00 | 9/28/2011 4:10:18 AM |
| ethical-truth211 | $501.00 | 9/28/2011 4:23:55 AM |
| bullwink27 | $25.00 | 9/28/2011 6:23:36 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:34:54 AM |
| fuzed | $45.00 | 9/28/2011 6:44:16 AM |
| pfh | $25.00 | 9/28/2011 5:49:56 AM |
| draggon77 | $25.00 | 9/28/2011 5:57:28 AM |
| irrelevant | $25.00 | 9/28/2011 6:05:07 AM |
| kristof2007 | $25.00 | 9/28/2011 6:28:27 AM |
| RJN | $25.00 | 9/28/2011 6:28:30 AM |
| rakem777 | $25.00 | 9/28/2011 6:31:06 AM |
| katnmouse | $25.00 | 9/28/2011 6:32:21 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:38:56 AM |
| shrewd-deal3 | $87.92 | 9/28/2011 6:45:42 AM |
| dime-sapling | $25.00 | 9/25/2011 8:23:49 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:59 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:32 AM |
| hitsman | $50.00 | 9/26/2011 11:35:24 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:55 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:09 AM |
| tech310 | $50.00 | 9/27/2011 2:27:59 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:37 PM |
| papaloha | $25.00 | 9/27/2011 7:03:52 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:54:42 PM |
| nebula076 | $100.00 | 9/27/2011 7:29:24 PM |
| frogperson | $100.00 | 9/27/2011 8:03:46 PM |
| justasoldier | $50.00 | 9/27/2011 8:42:40 PM |
| lucrative-reward | $100.00 | 9/27/2011 8:28:13 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:25:26 PM |
| 1willray | $26.15 | 9/27/2011 9:32:02 PM |
| duty-windmill | $25.00 | 9/27/2011 10:33:13 PM |
| CBO-Enterprise | $50.00 | 9/27/2011 10:37:48 PM |
| value-pouch | $25.00 | 9/27/2011 10:08:05 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:24:55 PM |
| erowis | $62.00 | 9/27/2011 10:47:55 PM |
| Gladglide | $25.00 | 9/27/2011 11:15:24 PM |
| LendingPimp | $50.00 | 9/28/2011 1:35:36 AM |
| zone6 | $100.00 | 9/27/2011 11:20:17 PM |
| loanman2007 | $25.00 | 9/28/2011 4:04:43 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:24:20 AM |
| debt-force | $25.00 | 9/28/2011 3:50:17 AM |
| loyalty-spartan | $29.51 | 9/28/2011 6:07:13 AM |
| lokiswolf | $25.00 | 9/28/2011 6:20:22 AM |
| power-bluebird2 | $25.00 | 9/28/2011 5:19:10 AM |
| income-buffalo1 | $33.00 | 9/28/2011 5:22:27 AM |
| taetrade | $25.00 | 9/28/2011 5:43:38 AM |
| order-pony8 | $26.76 | 9/28/2011 6:02:08 AM |
| wizardii | $25.00 | 9/28/2011 6:42:23 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:38:42 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
529135
This series of Notes was issued and sold upon the funding of the borrower loan #53908, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,030 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kkarrick74 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
720-739
(Mar-2010)
|
|
Principal balance:
| $5,298.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
The Multi-Use Loan
Purpose of loan:
This loan will be used for a few different things. I plan to use it to consolidate a couple loans, buy some much needed new tires for my car which, thankfully, is a rare occurance, and to use part of it to start my own part time house cleaning business.
My financial situation:
I am a good candidate for this loan because my bills are under control, I pay them on time, I've never had to file bankruptcy, and I've got a good, secure job that I've had for just over 5 years now.
Monthly net income: $3100
Housing: $525
Insurance: $95
Car expenses: $150
Utilities: $100
Phone, cable, internet: $105
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 9/24/2011 12:13:07 PM |
| DiligentiaLLC | $169.35 | 9/24/2011 12:32:27 PM |
| tnjohnso | $25.00 | 9/24/2011 10:07:15 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:21 AM |
| mammalian4 | $25.00 | 9/25/2011 12:36:26 PM |
| gotjack | $100.00 | 9/25/2011 1:34:11 PM |
| a-helping-hand | $500.00 | 9/25/2011 2:50:43 PM |
| shrewd-peace7 | $25.00 | 9/25/2011 3:09:26 PM |
| cyberie21 | $25.00 | 9/25/2011 6:27:08 PM |
| Gibbyland | $100.00 | 9/25/2011 4:43:12 PM |
| MoneyForNothing | $8.87 | 9/25/2011 6:37:13 PM |
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:03 AM |
| DoctorJoe | $25.00 | 9/24/2011 2:00:32 PM |
| shawnw2 | $75.00 | 9/24/2011 2:54:05 PM |
| AF-Chief | $100.00 | 9/24/2011 8:29:04 PM |
| HotStreak | $25.00 | 9/24/2011 11:32:56 PM |
| Galdis | $25.00 | 9/25/2011 9:27:09 AM |
| AndChicksforFree | $25.07 | 9/25/2011 1:04:27 PM |
| FarmersBank | $25.00 | 9/25/2011 11:34:13 AM |
| Pitufo | $25.00 | 9/25/2011 12:30:55 PM |
| green-trade-dolphin | $35.43 | 9/25/2011 1:11:39 PM |
| Whipster | $60.00 | 9/25/2011 3:26:57 PM |
| p2ploan-charmer | $25.00 | 9/25/2011 4:07:48 PM |
| Zuzu | $26.28 | 9/25/2011 4:54:16 PM |
| money-baron-roth-IRA | $50.00 | 9/25/2011 3:53:45 PM |
| nebula076 | $100.00 | 9/25/2011 4:53:58 PM |
| luann199 | $25.00 | 9/25/2011 6:14:18 PM |
| worth-blanket2 | $8,100.00 | 9/25/2011 6:20:39 PM |
| reducereuserecycle | $25.00 | 9/25/2011 6:24:54 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
529143
This series of Notes was issued and sold upon the funding of the borrower loan #54021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 8m |
|
Amount delinquent:
| $53,798 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $992 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-channel0 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected Vet Bill/DebtConsolidate
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3155.24
Monthly expenses: $2145.00
Housing: $1050.00
Insurance:
Car expenses: $180.00
Utilities: $100.00
Phone, cable, internet: $160.00
Food, entertainment: $480.00
Clothing, household expenses: $100.00
Credit cards and other loans: $75.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/24/2011 12:18:16 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:22 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:02 AM |
| alphaseek | $100.00 | 9/28/2011 4:23:46 AM |
| scrappy-diversification7 | $2,000.00 | 9/28/2011 5:09:16 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:15:35 PM |
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:04 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:30 AM |
| hitsman | $50.00 | 9/26/2011 11:35:25 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:09 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:56 AM |
| tech310 | $50.00 | 9/27/2011 2:28:00 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:38 PM |
| papaloha | $25.00 | 9/27/2011 7:03:53 PM |
| a-finance-nirvana | $25.00 | 9/28/2011 6:45:44 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:30 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:01 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:38 PM |
| progressive-economy261 | $200.00 | 9/28/2011 7:21:41 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
529145
This series of Notes was issued and sold upon the funding of the borrower loan #54138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $506.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,943 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| historic-benjamins165 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kandlhelp
Purpose of loan:
This loan will be used to...
make all my debt in to one bill
My financial situation:
I am a good candidate for this loan because...
i work full time for the state and i pay all bills on time
Monthly net income: $1385.00
Monthly expenses: $600
Housing: $300
Insurance: $50
Car expenses: $350
Utilities: $200
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/25/2011 12:39:22 PM |
| Investor_DP | $100.00 | 9/26/2011 9:05:28 AM |
| ursus | $50.00 | 9/26/2011 5:08:37 PM |
| worthy-bid8 | $50.00 | 9/26/2011 5:07:22 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:26 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:43 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:27 AM |
| tech310 | $50.00 | 9/27/2011 2:29:05 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:01 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:45 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:26 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:33 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:47 AM |
| don8ter | $25.00 | 9/29/2011 3:32:42 AM |
| Zolton | $200.00 | 9/29/2011 7:24:49 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:41 AM |
| radforj22 | $25.00 | 9/29/2011 8:16:58 AM |
| credit-coach118 | $25.20 | 9/29/2011 10:36:59 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:15 PM |
| wealth-competitor | $25.00 | 9/29/2011 1:16:55 PM |
| hope-gondola9 | $9,899.80 | 9/29/2011 2:37:09 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:32 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:28 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:55 PM |
| oplender | $25.00 | 9/25/2011 4:24:43 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:08 AM |
| houli123 | $50.00 | 9/26/2011 2:12:27 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:59 AM |
| hitsman | $50.00 | 9/26/2011 11:35:29 AM |
| Interloper | $25.00 | 9/26/2011 6:58:53 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:12 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:24 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:48 PM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:43 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:37 AM |
| 52digital | $25.00 | 9/28/2011 5:58:15 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:22 PM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:30 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
529147
This series of Notes was issued and sold upon the funding of the borrower loan #54087, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $794.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sarir97 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dual investment opportunities
Purpose of loan:
This loan will be used to purchase an investment property (single family residence in Phoenix). I have an accepted short sale offer from the seller, pending acceptance by the bank. The house will rented after minor renovations, which will more than cover Prosper monthly payments.
My financial situation:
I am a good candidate for this loan because I don't need this loan to purchase the above investment property. I have enough cash in the bank and as a physician, I am a high income earner. I came across another investment opportunity with a start-up company and I am convinced I will make a killing on this investment. However, I don't have enough money to fund both the start-up company buy-in AND the rental property. I called my mortgage company and they are not lending towards investment properties; so I am turning to Prosper for cash.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:05 AM |
| emo13 | $50.00 | 9/24/2011 1:06:55 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:11 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:53 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:32 AM |
| Duchdad | $25.00 | 9/25/2011 3:41:58 PM |
| agbullet55443 | $200.00 | 9/25/2011 3:51:06 PM |
| Dollars4Rent | $50.00 | 9/26/2011 6:44:55 AM |
| xphile | $68.00 | 9/26/2011 8:25:02 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 9:41:13 AM |
| nickel-ferret | $50.00 | 9/26/2011 5:10:12 PM |
| Warwick | $25.00 | 9/26/2011 7:14:30 PM |
| Rockymtnhi | $50.00 | 9/26/2011 7:59:17 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:53 AM |
| Cheburashka | $30.00 | 9/27/2011 1:56:22 AM |
| wise-silver-wonder | $25.00 | 9/27/2011 9:21:45 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:30 PM |
| bchbum | $25.00 | 9/27/2011 1:09:37 PM |
| gojackgo | $50.00 | 9/27/2011 2:20:09 PM |
| frobin | $25.00 | 9/27/2011 3:34:49 PM |
| economy-molecule3 | $500.00 | 9/27/2011 5:13:17 PM |
| ski bum | $100.00 | 9/27/2011 5:11:12 PM |
| Syzygy | $25.00 | 9/27/2011 5:32:55 PM |
| djs81 | $25.00 | 9/27/2011 5:38:17 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:51 PM |
| mtquan | $25.00 | 9/27/2011 6:08:27 PM |
| rmachi | $25.00 | 9/27/2011 8:55:05 PM |
| BankofHank | $300.00 | 9/27/2011 8:43:28 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:23 PM |
| LoanDMC | $25.00 | 9/27/2011 10:40:07 PM |
| Approved1234 | $50.00 | 9/28/2011 12:53:36 AM |
| mindful-deal267 | $25.00 | 9/27/2011 11:04:12 PM |
| dynamic-platinum | $25.00 | 9/28/2011 1:39:06 AM |
| Zipperdu | $30.00 | 9/28/2011 4:54:17 AM |
| SolarMoonshine | $500.00 | 9/28/2011 3:37:48 AM |
| TJ643 | $45.00 | 9/28/2011 5:08:27 AM |
| GoldenGo4 | $500.00 | 9/28/2011 5:26:56 AM |
| gold-sushi | $50.00 | 9/28/2011 6:00:43 AM |
| Income-Scout | $200.00 | 9/28/2011 5:54:31 AM |
| integrity-reformer | $25.00 | 9/28/2011 6:13:39 AM |
| Lender0010 | $50.00 | 9/28/2011 6:27:46 AM |
| loyalty-voyage | $48.47 | 9/28/2011 7:21:22 AM |
| fuzed | $45.00 | 9/28/2011 6:56:48 AM |
| listing-shooter4 | $25.00 | 9/28/2011 7:01:34 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:19 AM |
| Dubbs360 | $100.00 | 9/28/2011 8:09:19 AM |
| astute-fairness0 | $25.00 | 9/28/2011 7:18:22 AM |
| C_Mark | $75.00 | 9/28/2011 7:21:47 AM |
| rpd1211 | $25.00 | 9/28/2011 8:46:31 AM |
| chibear34 | $25.00 | 9/28/2011 8:01:02 AM |
| penny-finder | $27.00 | 9/28/2011 9:14:57 AM |
| compoundinterest | $50.00 | 9/28/2011 9:07:51 AM |
| Boca | $61.03 | 9/28/2011 9:03:30 AM |
| riskreward | $250.00 | 9/28/2011 9:19:48 AM |
| friendly-credit2 | $100.00 | 9/28/2011 9:40:11 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:43 AM |
| visionary-fund | $300.00 | 9/28/2011 10:11:38 AM |
| dime-sprout | $25.00 | 9/28/2011 10:41:27 AM |
| selector568 | $1,197.48 | 9/28/2011 11:08:45 AM |
| autonomous-kindness8 | $25.00 | 9/28/2011 11:41:27 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:42:44 AM |
| Zeenos | $100.00 | 9/28/2011 11:29:32 AM |
| passbook | $25.00 | 9/28/2011 12:15:52 PM |
| Chuck1939 | $100.00 | 9/28/2011 11:54:16 AM |
| Zuzu | $25.01 | 9/28/2011 11:55:05 AM |
| herbgirl49 | $50.00 | 9/28/2011 2:22:12 PM |
| fairness-transporter6 | $25.00 | 9/28/2011 12:49:33 PM |
| yield-hut | $40.00 | 9/28/2011 3:17:15 PM |
| first-class-yield9 | $100.00 | 9/28/2011 4:04:05 PM |
| TelegramSam | $25.00 | 9/28/2011 4:39:36 PM |
| Kaj | $150.00 | 9/28/2011 4:48:25 PM |
| CreditBuilder2 | $250.00 | 9/28/2011 4:51:46 PM |
| bonus-poplar2 | $32.98 | 9/28/2011 5:20:26 PM |
| benefit-banshee | $71.00 | 9/28/2011 5:42:51 PM |
| Silver-Penny001 | $25.00 | 9/28/2011 6:38:49 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:57:44 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:21 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:23:52 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:21 PM |
| Astyanax | $90.00 | 9/28/2011 8:35:25 PM |
| well-rounded-investment | $26.09 | 9/28/2011 10:29:40 PM |
| worlds-best-worth2 | $50.00 | 9/28/2011 10:27:16 PM |
| don8ter | $25.00 | 9/29/2011 3:35:56 AM |
| atl_lend | $42.00 | 9/29/2011 12:24:17 AM |
| resplendent-dollar | $25.00 | 9/29/2011 1:28:35 AM |
| sunny-dough9 | $200.00 | 9/29/2011 3:40:29 AM |
| chicagobear23 | $25.00 | 9/29/2011 4:40:30 AM |
| intlargonaut | $75.00 | 9/29/2011 4:22:17 AM |
| restless-balance9 | $60.00 | 9/29/2011 5:16:46 AM |
| LenderByDay | $25.00 | 9/29/2011 6:25:44 AM |
| TheIncredibleHawk | $25.00 | 9/29/2011 5:34:09 AM |
| Chewbaca | $25.00 | 9/29/2011 6:34:54 AM |
| BigBag | $25.00 | 9/29/2011 6:04:15 AM |
| paul1 | $40.00 | 9/29/2011 7:00:59 AM |
| RayEarth | $25.00 | 9/29/2011 7:25:46 AM |
| Chuck9802 | $25.00 | 9/29/2011 8:07:54 AM |
| john0720 | $50.00 | 9/29/2011 7:49:27 AM |
| heerzaquestion | $30.00 | 9/29/2011 10:04:35 AM |
| bdruss | $25.00 | 9/29/2011 9:15:20 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:14:20 AM |
| RockpointCapital | $200.00 | 9/29/2011 10:48:51 AM |
| John_Galt | $33.00 | 9/29/2011 9:50:14 AM |
| studious-peso | $25.00 | 9/29/2011 11:16:08 AM |
| romanfish | $3,400.00 | 9/29/2011 11:43:59 AM |
| organic-responsibility60 | $45.79 | 9/29/2011 11:50:30 AM |
| fcrick | $25.00 | 9/24/2011 7:02:40 PM |
| radforj22 | $25.00 | 9/24/2011 1:58:58 PM |
| CIC | $25.00 | 9/24/2011 3:18:26 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:02:05 AM |
| freesia54 | $50.00 | 9/25/2011 9:31:48 AM |
| Weaverville | $100.00 | 9/25/2011 10:14:21 AM |
| worthy-bid8 | $50.00 | 9/25/2011 12:06:15 PM |
| indomitable-coin | $25.00 | 9/25/2011 5:57:43 PM |
| larslfe | $50.00 | 9/26/2011 1:26:48 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:46 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:51 AM |
| 6moonbeams | $50.00 | 9/26/2011 8:58:58 AM |
| fairness-drum | $25.00 | 9/26/2011 11:00:25 AM |
| velocity-solo | $25.00 | 9/26/2011 1:29:04 PM |
| leeball | $100.00 | 9/26/2011 3:14:46 PM |
| neighborly-hope6 | $100.00 | 9/26/2011 4:47:42 PM |
| personal-lender | $25.00 | 9/26/2011 5:10:51 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:37 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:19 AM |
| diversification-surge | $25.00 | 9/27/2011 11:36:14 AM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:07 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:10 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:25 PM |
| dinero-honker | $50.00 | 9/27/2011 7:06:05 PM |
| L-vex | $25.00 | 9/27/2011 7:55:34 PM |
| jps888 | $25.00 | 9/27/2011 8:43:09 PM |
| momentous-coin | $85.00 | 9/27/2011 10:24:51 PM |
| CBO-Enterprise | $50.00 | 9/27/2011 10:28:56 PM |
| Willylump | $25.00 | 9/27/2011 11:01:27 PM |
| murph0025 | $200.00 | 9/28/2011 2:31:36 AM |
| OzGuy609 | $25.00 | 9/27/2011 11:02:41 PM |
| first-favorite-bonus9 | $25.00 | 9/28/2011 4:13:25 AM |
| xlnt-loans | $25.00 | 9/28/2011 4:23:59 AM |
| silver-armada | $25.00 | 9/28/2011 4:56:48 AM |
| gsp1885 | $42.00 | 9/28/2011 3:54:55 AM |
| cpbreton | $25.00 | 9/28/2011 5:03:22 AM |
| Rdodson11 | $25.00 | 9/28/2011 6:31:11 AM |
| zippy-revenue8 | $50.00 | 9/28/2011 5:37:28 AM |
| RJN | $84.10 | 9/28/2011 6:30:58 AM |
| economy-popcorn | $25.00 | 9/28/2011 7:01:00 AM |
| icon7 | $50.00 | 9/28/2011 7:16:56 AM |
| chipperjohnson | $25.00 | 9/28/2011 7:59:36 AM |
| value-wind0 | $200.00 | 9/28/2011 8:17:45 AM |
| chemistry220 | $25.00 | 9/28/2011 8:12:43 AM |
| MadHun | $200.00 | 9/28/2011 9:10:10 AM |
| dthompso | $50.00 | 9/28/2011 8:53:14 AM |
| hostbank | $100.00 | 9/28/2011 9:08:13 AM |
| kjsfld | $25.00 | 9/28/2011 9:12:28 AM |
| gentle-gain235 | $50.00 | 9/28/2011 9:14:33 AM |
| NoCal | $25.00 | 9/28/2011 10:36:39 AM |
| radforj22 | $25.00 | 9/28/2011 9:42:12 AM |
| abkennedy | $25.00 | 9/28/2011 9:46:06 AM |
| emt747 | $25.00 | 9/28/2011 11:51:14 AM |
| comet55 | $25.00 | 9/28/2011 11:43:13 AM |
| first-serene-credit | $25.00 | 9/28/2011 12:07:00 PM |
| bmbanzai | $25.00 | 9/28/2011 12:13:00 PM |
| escharfer | $25.00 | 9/28/2011 11:50:48 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:03 AM |
| Paxman84 | $100.00 | 9/28/2011 12:34:11 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:16 PM |
| veneziani | $25.00 | 9/28/2011 1:12:53 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:34 PM |
| TEAM-Jasper | $25.00 | 9/28/2011 12:31:53 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:37:26 PM |
| p1k4blu | $25.00 | 9/28/2011 3:16:58 PM |
| be_wise | $25.00 | 9/28/2011 1:46:29 PM |
| hyla15 | $25.00 | 9/28/2011 4:19:50 PM |
| timmsc | $25.00 | 9/28/2011 4:38:51 PM |
| mrpowers5531 | $25.00 | 9/28/2011 3:16:22 PM |
| Fiscally_Fit1 | $25.00 | 9/28/2011 5:21:30 PM |
| Gandalf0001 | $25.00 | 9/28/2011 5:52:06 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:13:52 PM |
| Pitufo | $25.00 | 9/28/2011 7:57:51 PM |
| radforj22 | $25.00 | 9/28/2011 7:19:53 PM |
| top-sensible-yield | $25.00 | 9/28/2011 7:35:54 PM |
| oneeighty | $25.00 | 9/28/2011 9:17:54 PM |
| currency-balancer | $25.00 | 9/28/2011 9:03:12 PM |
| tkenn1s | $90.00 | 9/28/2011 10:10:34 PM |
| littlemonkey | $25.00 | 9/28/2011 11:13:22 PM |
| Ripsaw4U | $50.00 | 9/29/2011 2:04:27 AM |
| efficient-marketplace | $25.00 | 9/28/2011 10:26:44 PM |
| mennleo | $100.00 | 9/28/2011 10:11:04 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:58:12 PM |
| bouvierchamp | $25.00 | 9/28/2011 10:46:59 PM |
| radforj22 | $25.00 | 9/29/2011 2:09:08 AM |
| Gladglide | $25.00 | 9/29/2011 12:38:25 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:44 AM |
| no_agenda_lender | $50.00 | 9/29/2011 4:48:26 AM |
| bankojerry | $25.00 | 9/29/2011 4:53:31 AM |
| hardwareman | $25.00 | 9/29/2011 4:42:01 AM |
| alphaseek | $100.00 | 9/29/2011 4:44:35 AM |
| smart-money | $35.00 | 9/29/2011 4:50:45 AM |
| debtfreenow-82 | $50.00 | 9/29/2011 6:58:36 AM |
| irishcocacola | $40.25 | 9/29/2011 7:17:27 AM |
| kind-trade-hickory | $50.00 | 9/29/2011 6:28:36 AM |
| FoosMaster | $35.00 | 9/29/2011 7:44:16 AM |
| Zolton | $200.00 | 9/29/2011 7:24:47 AM |
| green-moola-sniffer | $50.00 | 9/29/2011 7:52:48 AM |
| bradny | $25.00 | 9/29/2011 7:33:36 AM |
| alaco | $25.00 | 9/29/2011 8:01:33 AM |
| SRK_FROM_WA | $100.80 | 9/29/2011 9:05:25 AM |
| spqrxxi | $25.00 | 9/29/2011 8:25:01 AM |
| neutrino6 | $25.00 | 9/29/2011 8:35:48 AM |
| blue-fervent-pound | $25.00 | 9/29/2011 8:44:36 AM |
| brightest-supreme-dollar | $50.00 | 9/29/2011 8:15:14 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:49:54 AM |
| Andaliego | $50.00 | 9/29/2011 9:25:30 AM |
| kazdag | $50.00 | 9/29/2011 10:52:01 AM |
| Carne_Chung | $25.00 | 9/29/2011 10:17:23 AM |
| tender-commerce8 | $200.00 | 9/29/2011 10:00:00 AM |
| _NaLNaBB | $200.00 | 9/29/2011 10:05:06 AM |
| joelnet | $50.00 | 9/29/2011 11:50:19 AM |
| 217 Investments
|
Borrower Payment Dependent Notes Series
529149
This series of Notes was issued and sold upon the funding of the borrower loan #54068, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $169,198 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| virtuous-revenue3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to pay unexpected medical expenses.
My financial situation:
I am a good candidate for this loan because i have a stable job with excellent income and pay all bills on time.
Monthly net income: $7,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| coin-sonnet | $100.00 | 9/26/2011 12:38:02 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:32 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:56 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:03 PM |
| tech310 | $50.00 | 9/27/2011 2:26:49 PM |
| fuzed | $45.00 | 9/28/2011 7:00:16 AM |
| Dubbs360 | $100.00 | 9/28/2011 8:10:13 AM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:58:03 PM |
| Pitufo | $25.00 | 9/28/2011 8:02:02 PM |
| leverage-ectasy | $30.00 | 9/28/2011 9:21:58 PM |
| fizicks06 | $250.00 | 9/28/2011 9:10:51 PM |
| shawnw2 | $125.00 | 9/29/2011 1:03:06 AM |
| fireferd | $35.00 | 9/28/2011 9:56:05 PM |
| Gladglide | $25.00 | 9/29/2011 12:06:05 AM |
| pmj453 | $27.00 | 9/29/2011 3:59:50 AM |
| gotjack | $25.00 | 9/29/2011 4:36:43 AM |
| suave-dime6 | $25.00 | 9/29/2011 5:28:49 AM |
| CatbirdBanking | $25.00 | 9/29/2011 7:20:24 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:41:32 AM |
| enriched-truth | $50.00 | 9/29/2011 6:50:52 AM |
| octoberfresh | $25.00 | 9/29/2011 7:07:53 AM |
| SouthernRemarketing | $25.00 | 9/29/2011 8:08:51 AM |
| trade-beeper4 | $25.00 | 9/29/2011 8:12:05 AM |
| neutrino6 | $25.00 | 9/29/2011 8:35:09 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:35:22 AM |
| JattsBank | $25.00 | 9/29/2011 9:14:34 AM |
| money-baron-roth-IRA | $79.20 | 9/29/2011 8:49:31 AM |
| nickel-hickory | $30.00 | 9/29/2011 9:03:07 AM |
| janeybooboo | $100.00 | 9/29/2011 9:10:29 AM |
| greencat | $50.00 | 9/29/2011 8:48:23 AM |
| FinanceEngine | $30.00 | 9/29/2011 9:12:17 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:13:28 AM |
| heroic-compassion6 | $75.03 | 9/29/2011 9:28:28 AM |
| brondero | $65.00 | 9/29/2011 9:19:04 AM |
| moneytolend72 | $25.00 | 9/29/2011 9:54:30 AM |
| bnoble09 | $25.00 | 9/29/2011 10:02:48 AM |
| fizicks06 | $13.97 | 9/29/2011 10:07:36 AM |
| leeball | $100.00 | 9/26/2011 3:14:47 PM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:58 AM |
| papaloha | $25.00 | 9/27/2011 7:03:53 PM |
| let_me_retire | $25.00 | 9/28/2011 1:10:45 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:00 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:47:12 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:24:38 PM |
| enchanted-truth264 | $50.00 | 9/28/2011 7:19:40 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:09:22 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:56:42 PM |
| ddog0224 | $50.00 | 9/28/2011 9:44:44 PM |
| mennleo | $30.00 | 9/28/2011 10:11:33 PM |
| Socorro_Capital_Partners | $25.01 | 9/29/2011 12:15:45 AM |
| kindness-jedi | $25.00 | 9/29/2011 5:51:09 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:04:00 AM |
| wilchik | $25.00 | 9/29/2011 7:05:35 AM |
| midnight24 | $50.00 | 9/29/2011 6:20:02 AM |
| platinum-czar | $40.76 | 9/29/2011 7:04:22 AM |
| CACO_Lender | $25.00 | 9/29/2011 7:34:15 AM |
| Bob450 | $25.03 | 9/29/2011 8:06:51 AM |
| first-serene-credit | $25.00 | 9/29/2011 8:49:18 AM |
| buffalobills | $25.00 | 9/29/2011 8:36:34 AM |
| 3_boyz | $44.00 | 9/29/2011 9:15:53 AM |
| trustworthy-money2 | $25.00 | 9/29/2011 9:37:29 AM |
| CreditBuilder2 | $25.00 | 9/29/2011 9:33:32 AM |
| bunnybear | $25.00 | 9/29/2011 9:38:18 AM |
| payout-bridge | $50.00 | 9/29/2011 9:46:00 AM |
| Mad_Scientist | $25.00 | 9/29/2011 9:25:17 AM |
| tender-commerce8 | $50.00 | 9/29/2011 9:58:48 AM |
| caddy5662 | $100.00 | 9/29/2011 10:01:05 AM |
| supreme-hope | $25.00 | 9/29/2011 9:34:48 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
529151
This series of Notes was issued and sold upon the funding of the borrower loan #54178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,106 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Artfend29 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay for art supply store inventory
I am a great candidate for this loan because I own two commercial properties that have never been late in 8+ years! My credit (which according to Prosper is currently 738) was hurt because of a failed short sale on my primary residence. This was due to a 5 month stint on bedrest (while I was pregnant) and my husband had to stop working his job to maintain the business. However, the rental properties are 100% occupied and rents cover the mortgages.
Our personal bills are very low and my husband's income covers our personal bills.
We just opened an art supply store within one of our commercial properties due to a huge demand from our in house artists and hundreds of visiting students. It is off to a great start, but we want to pay off our initial inventory costs so we can further expand our offerings.
Covering the minimum monthly payment will be no problem and my incentive to pay on time is to increase my credit score so that we can eventually buy another primary residence.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/24/2011 12:03:30 PM |
| DHolly | $25.00 | 9/24/2011 1:51:34 PM |
| well-rounded-return3 | $30.99 | 9/24/2011 1:12:04 PM |
| exchange-squirrel | $25.00 | 9/25/2011 6:58:59 PM |
| maverick32 | $50.00 | 9/25/2011 5:43:52 PM |
| ChoiceInvestments | $32.00 | 9/25/2011 10:30:49 PM |
| larslfe | $50.00 | 9/26/2011 1:26:49 AM |
| tech310 | $50.00 | 9/27/2011 2:30:07 PM |
| let_me_retire | $25.00 | 9/28/2011 1:12:34 PM |
| well-rounded-dinero | $50.00 | 9/28/2011 6:46:15 PM |
| hope-gondola9 | $3,637.01 | 9/29/2011 1:45:51 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529173
This series of Notes was issued and sold upon the funding of the borrower loan #54002, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1976 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $404 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-point2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improve and insurance
Purpose of loan:
This loan will be used to.. repair home, personal computer, and .
My financial situation:
I am a good candidate for this loan because..I am gainfully employed and I am continuing to bring my financial situation . in a better standing
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:05 AM |
| beakerfish | $50.00 | 9/24/2011 12:43:48 PM |
| Scotcha | $50.00 | 9/25/2011 7:35:38 AM |
| mighty-payout1 | $25.00 | 9/25/2011 4:41:20 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:04 AM |
| finance-prescription | $100.00 | 9/26/2011 5:10:25 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:22 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:56 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:00 PM |
| tech310 | $50.00 | 9/27/2011 2:32:09 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:38 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:46 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:47 AM |
| dthompso | $50.00 | 9/28/2011 8:53:14 AM |
| Dubbs360 | $100.00 | 9/28/2011 9:02:57 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:28 AM |
| Rogesparkguy | $25.00 | 9/28/2011 11:36:46 AM |
| visionary-fund | $100.00 | 9/28/2011 10:19:57 AM |
| Zeenos | $25.00 | 9/28/2011 11:35:45 AM |
| Zuzu | $25.00 | 9/28/2011 12:04:47 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:02 PM |
| brainy-currency3 | $25.00 | 9/28/2011 11:50:12 AM |
| rakem777 | $25.00 | 9/28/2011 12:28:15 PM |
| Pitufo | $25.00 | 9/28/2011 12:59:14 PM |
| the-hope-workhorse | $100.00 | 9/28/2011 2:22:45 PM |
| mlj0671 | $25.00 | 9/28/2011 12:29:17 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:05:14 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:40:34 PM |
| worth-buddy0 | $54.46 | 9/28/2011 4:24:33 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:22 AM |
| exchange-squirrel | $25.00 | 9/25/2011 6:58:59 PM |
| hitsman | $50.00 | 9/26/2011 11:35:26 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:10 AM |
| suave-dime6 | $25.00 | 9/27/2011 5:28:31 PM |
| thrilling-loyalty2 | $25.00 | 9/28/2011 8:58:47 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:31 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:59 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:03:18 AM |
| droopie1 | $25.00 | 9/28/2011 11:10:43 AM |
| CA-Lender | $25.00 | 9/28/2011 11:22:21 AM |
| ddog0224 | $50.00 | 9/28/2011 11:26:34 AM |
| freebush69 | $300.00 | 9/28/2011 11:34:39 AM |
| cash-turbine1 | $25.00 | 9/28/2011 12:01:11 PM |
| CPAecs | $25.00 | 9/28/2011 12:09:42 PM |
| emt747 | $25.00 | 9/28/2011 11:50:04 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:20:14 PM |
| stock106 | $25.00 | 9/28/2011 12:37:44 PM |
| Bob450 | $25.03 | 9/28/2011 2:29:15 PM |
| supersam | $152.97 | 9/28/2011 3:30:37 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:04:04 PM |
| radforj22 | $25.00 | 9/28/2011 2:22:05 PM |
| lucrative-dollar | $25.00 | 9/28/2011 4:25:00 PM |
| intelligent-repayment8 | $492.54 | 9/28/2011 4:41:45 PM |
| CreditBuilder2 | $25.00 | 9/28/2011 4:28:04 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
529215
This series of Notes was issued and sold upon the funding of the borrower loan #54166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $558.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,245 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| largeselection |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,450.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
My fiance and I accrued some debt on two credit cards while she was in grad school for social work. The debt is not too much that we can't handle it, but I'd rather consolidate them into one payment and pay a lower rate by using a prosper loan.
My financial situation:
I used a prosper loan before to refinance my own debt and to help with college.
I never missed a payment nor was I ever late in repayment.
I have been at the same company for the last 3+ years and been promoted. I have shown that I can be trusted to repay my obligations.
My fiance also has a career now that she has graduated with a salary of $65k. I only put my income for this listing since it said not to add any others.
Currently we pay $650/month to reducing this credit card debt so we will easily be able to afford the outlined $550/month payments for this loan.
Happy to answer any questions. Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/24/2011 12:07:48 PM |
| MoneyForNothing | $31.00 | 9/24/2011 12:05:55 PM |
| riskreward | $250.00 | 9/24/2011 5:29:30 PM |
| AF-Chief | $100.00 | 9/24/2011 8:29:04 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:11 PM |
| Kaj | $30.00 | 9/25/2011 3:53:42 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:53 AM |
| a-helping-hand | $500.00 | 9/25/2011 3:20:44 PM |
| enriched-truth | $50.00 | 9/25/2011 11:26:30 PM |
| first-serene-credit | $25.00 | 9/26/2011 8:44:06 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:22:57 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:35 PM |
| oneeighty | $25.00 | 9/26/2011 8:07:20 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:54 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:15 AM |
| rdrloan | $50.00 | 9/27/2011 9:45:02 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:44 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:47 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:11 PM |
| rmachi | $25.00 | 9/27/2011 8:55:05 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:24 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:47 PM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:23 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:21 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:31 AM |
| mtquan | $25.00 | 9/28/2011 2:11:56 PM |
| equitable-capital758 | $61.00 | 9/28/2011 1:18:29 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:17 PM |
| Ripsaw4U | $50.00 | 9/29/2011 2:07:40 AM |
| sri59 | $100.00 | 9/29/2011 3:01:41 AM |
| don8ter | $25.00 | 9/29/2011 3:36:00 AM |
| marwadi-62 | $100.00 | 9/29/2011 5:10:41 AM |
| Zolton | $200.00 | 9/29/2011 7:24:48 AM |
| radforj22 | $25.00 | 9/29/2011 8:16:58 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:06 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:49:54 AM |
| PaulW | $25.00 | 9/29/2011 12:44:54 PM |
| worldly-money4 | $1,000.00 | 9/29/2011 1:24:05 PM |
| dollar-balance | $1,066.99 | 9/29/2011 1:28:18 PM |
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:06 AM |
| currency-excellency0 | $200.00 | 9/24/2011 12:01:08 PM |
| oplender | $25.00 | 9/24/2011 6:53:46 PM |
| Weaverville | $50.00 | 9/25/2011 10:14:41 AM |
| investment-artist | $26.01 | 9/25/2011 8:57:59 AM |
| compassionate-dime0 | $120.00 | 9/25/2011 1:22:06 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:58 AM |
| ethicalhumanist | $100.00 | 9/26/2011 1:13:22 PM |
| hitsman | $50.00 | 9/26/2011 11:35:27 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:37 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:22 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:32 AM |
| n036939 | $25.00 | 9/28/2011 4:59:40 AM |
| ChristopherHS | $25.00 | 9/28/2011 8:36:49 AM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:23 PM |
| sensible-fund | $25.00 | 9/28/2011 6:51:30 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:22 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:25:46 PM |
| mennleo | $100.00 | 9/28/2011 10:11:58 PM |
| rcm87 | $50.00 | 9/29/2011 7:13:45 AM |
| credit-investor5 | $50.00 | 9/29/2011 6:52:31 AM |
| bid-lightning9 | $40.00 | 9/29/2011 7:09:53 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:12:34 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:49 PM |
| secureincome | $2,500.00 | 9/29/2011 1:21:22 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
529221
This series of Notes was issued and sold upon the funding of the borrower loan #54111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $657.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,370 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| geno0010 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2009)
660-679
(Nov-2007)
700-719
(Feb-2007)
|
|
Principal balance:
| $3,069.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Paying off 20K Credit Line
Purpose of loan:
This loan will be used to pay off a 20K credit line at an interest rate of 17.99%.
My financial situation:
I have been achieving my credit goals and have 2 prosper loans without a late payment or default. I have $2700/month of disposable income so repaying this loan will not be a problem. Thank You!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/25/2011 12:06:28 PM |
| a-helping-hand | $100.00 | 9/25/2011 3:25:27 PM |
| riskreward | $250.00 | 9/25/2011 2:26:40 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:56 PM |
| alphaseek | $200.00 | 9/26/2011 5:09:00 AM |
| ethicalhumanist | $100.00 | 9/26/2011 1:14:00 PM |
| green-trade-dolphin2 | $30.00 | 9/26/2011 2:22:36 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:56 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:32 AM |
| novice-speculator | $25.00 | 9/27/2011 6:58:21 AM |
| Snoopylover | $25.00 | 9/27/2011 7:41:33 AM |
| gentle-gain235 | $100.00 | 9/27/2011 8:56:27 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:44 AM |
| edaguy | $100.00 | 9/27/2011 1:15:41 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:48 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:12 PM |
| AF-Chief | $28.00 | 9/27/2011 5:07:54 PM |
| rmachi | $25.00 | 9/27/2011 8:55:06 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:25 PM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:24 AM |
| ChristopherHS | $25.00 | 9/28/2011 8:36:49 AM |
| euro-deployment | $25.00 | 9/28/2011 1:04:31 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:23 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:17 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:23 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:23:27 PM |
| don8ter | $25.00 | 9/29/2011 3:36:00 AM |
| jpblan11 | $25.01 | 9/29/2011 5:21:22 AM |
| wonderous-power | $25.00 | 9/29/2011 6:18:46 AM |
| credit-investor5 | $50.00 | 9/29/2011 6:56:43 AM |
| Zolton | $200.00 | 9/29/2011 7:24:49 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:45 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:12:48 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:50 PM |
| vtrentster | $25.00 | 9/29/2011 12:39:57 PM |
| trustworthy-hope189 | $100.00 | 9/29/2011 12:42:43 PM |
| cake7 | $25.00 | 9/29/2011 1:20:40 PM |
| hope-gondola9 | $5,884.59 | 9/29/2011 1:21:53 PM |
| Isanpankki | $108.03 | 9/29/2011 1:16:40 PM |
| marelojay | $800.00 | 9/29/2011 1:20:55 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:28 AM |
| 1stBankAndHal | $25.05 | 9/25/2011 1:50:56 PM |
| currency-excellency0 | $200.00 | 9/25/2011 12:01:04 PM |
| MoneyForNothing | $66.31 | 9/25/2011 12:07:46 PM |
| oplender | $25.00 | 9/25/2011 4:24:44 PM |
| first-serene-credit | $25.00 | 9/26/2011 8:45:59 AM |
| lucrative-durability | $25.00 | 9/26/2011 7:57:45 AM |
| hitsman | $50.00 | 9/26/2011 11:35:29 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:35 PM |
| Pitufo | $25.00 | 9/26/2011 8:04:47 PM |
| oneeighty | $25.00 | 9/26/2011 8:08:09 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 10:02:45 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:38 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:55 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:23 AM |
| finance-solo | $100.00 | 9/27/2011 7:22:25 AM |
| Money_Hog | $25.00 | 9/27/2011 7:33:15 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:16 AM |
| dime-sprout | $25.00 | 9/27/2011 7:09:03 AM |
| john0720 | $100.00 | 9/27/2011 7:29:53 AM |
| Dubbs360 | $100.00 | 9/27/2011 7:31:08 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:16:50 AM |
| marelojay | $200.00 | 9/27/2011 8:05:52 AM |
| WSTRDG | $25.00 | 9/27/2011 8:16:46 AM |
| JoeXB | $25.00 | 9/27/2011 8:45:16 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:49 PM |
| myidear | $25.00 | 9/28/2011 2:52:17 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:21 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:33 AM |
| mennleo | $100.00 | 9/28/2011 10:12:24 PM |
| tkenn1s | $75.00 | 9/28/2011 10:14:00 PM |
| radforj22 | $25.00 | 9/29/2011 8:16:58 AM |
| Andaliego | $50.00 | 9/29/2011 9:29:59 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:06 AM |
| ethical-truth211 | $1,008.00 | 9/29/2011 12:24:56 PM |
| rapid-wealth7 | $25.00 | 9/29/2011 12:31:06 PM |
| DreDub | $50.00 | 9/29/2011 12:58:35 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
529223
This series of Notes was issued and sold upon the funding of the borrower loan #54202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,955 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knowledgeable-compassion554 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5539.64
Monthly expenses: $
Housing: $1656.00
Insurance: $250.00
Car expenses: $500.00
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $1300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $80.00 | 9/25/2011 12:58:35 PM |
| goodhearted-generosity511 | $25.00 | 9/25/2011 5:35:29 PM |
| worth-blanket2 | $7,400.00 | 9/25/2011 6:22:16 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
529227
This series of Notes was issued and sold upon the funding of the borrower loan #54080, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $204.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,634 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-deal017 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay down some of my credit card debt and I'm looking to provide myself with some available liquidity.
My financial situation:
I am a good candidate for this loan because I am a responsible home owner and tax payer with a great career path and will have no problems paying off the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/25/2011 12:02:11 PM |
| oplender | $25.00 | 9/25/2011 4:24:44 PM |
| alphaseek | $200.00 | 9/26/2011 5:09:00 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:30 AM |
| Pickmar | $25.00 | 9/26/2011 11:54:53 AM |
| hitsman | $50.00 | 9/26/2011 11:35:30 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:25:25 PM |
| leeball | $100.00 | 9/26/2011 3:14:48 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:56 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:55 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:38 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:12 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:42 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:24 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:49 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:21 PM |
| PalmerTheEmbalmer | $30.00 | 9/28/2011 12:23:46 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:47 AM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:18 PM |
| evan | $25.00 | 9/28/2011 8:10:46 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:23 PM |
| cash-queen | $25.00 | 9/28/2011 9:56:53 PM |
| worlds-best-worth2 | $25.00 | 9/28/2011 10:34:13 PM |
| auctionator1 | $25.00 | 9/29/2011 2:34:12 AM |
| Infinity_Financial | $400.00 | 9/29/2011 7:19:32 AM |
| radforj22 | $25.00 | 9/29/2011 8:16:59 AM |
| Kessler | $26.35 | 9/29/2011 8:38:59 AM |
| spiff666 | $25.00 | 9/29/2011 9:13:31 AM |
| CreditBuilder2 | $100.00 | 9/29/2011 11:26:59 AM |
| romanfish | $200.00 | 9/29/2011 11:39:59 AM |
| joelnet | $45.31 | 9/29/2011 11:44:35 AM |
| silver-flower448 | $25.00 | 9/29/2011 11:13:46 AM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:28 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:42:53 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:56 PM |
| MarvintheMartian | $55.00 | 9/26/2011 1:20:04 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:27 AM |
| BenR | $100.00 | 9/27/2011 8:42:50 AM |
| Rivervale_Westwood | $50.00 | 9/27/2011 3:00:22 PM |
| rmachi | $25.00 | 9/27/2011 8:55:06 PM |
| Zeenos | $200.00 | 9/27/2011 9:44:42 PM |
| superb-funds335 | $25.00 | 9/27/2011 11:15:56 PM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:24 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:34 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:57:03 AM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:23:58 PM |
| gentle-transparency7 | $250.00 | 9/28/2011 5:05:08 PM |
| Figure4 | $25.00 | 9/28/2011 7:09:40 PM |
| fireferd | $35.00 | 9/28/2011 9:55:38 PM |
| Halehuaka_i | $50.00 | 9/29/2011 1:47:16 AM |
| sri59 | $100.00 | 9/29/2011 3:00:52 AM |
| don8ter | $25.00 | 9/29/2011 3:36:01 AM |
| first-euro-rapture | $25.00 | 9/29/2011 6:41:49 AM |
| Zolton | $200.00 | 9/29/2011 7:24:50 AM |
| FAsAreDUMB | $25.00 | 9/29/2011 9:14:47 AM |
| fcrick | $25.00 | 9/29/2011 11:32:19 AM |
| CreditBuilder2 | $50.00 | 9/29/2011 11:27:13 AM |
| fireboss | $28.26 | 9/29/2011 11:30:49 AM |
| janeybooboo | $100.00 | 9/29/2011 11:37:58 AM |
| Liam227 | $55.08 | 9/29/2011 11:09:24 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
529229
This series of Notes was issued and sold upon the funding of the borrower loan #53850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,322 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fair-peace6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Load needed for Family Reasons
Purpose of loan:
This loan will be used to...Get a Lawyer
My financial situation: Employed Full Time
I am a good candidate for this loan because...steady and long term employment.
Monthly net income: $ 2500.00
Monthly expenses: $
Housing: $ 125.00
Insurance: $ 95.00
Car expenses: $ 160.00
Utilities: $ 100.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/25/2011 12:06:29 PM |
| alphaseek | $200.00 | 9/26/2011 5:09:00 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:31:07 AM |
| Investor_DP | $100.00 | 9/26/2011 9:05:28 AM |
| hitsman | $50.00 | 9/26/2011 11:35:30 AM |
| worthy-bid8 | $50.00 | 9/26/2011 5:07:22 PM |
| Nojukbong | $50.00 | 9/26/2011 6:31:24 PM |
| ursus | $50.00 | 9/26/2011 5:08:37 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:32 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:43 AM |
| DDS84 | $25.76 | 9/27/2011 9:13:05 AM |
| GoldenGo4 | $24.24 | 9/27/2011 9:16:09 AM |
| The-CAPS-fan | $50.00 | 9/27/2011 8:31:22 AM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:29 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:56 PM |
| riskreward | $250.00 | 9/25/2011 2:26:40 PM |
| marwadi-62 | $100.00 | 9/25/2011 2:47:54 PM |
| oplender | $25.00 | 9/25/2011 4:24:44 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:09 AM |
| kinetic-social | $25.00 | 9/26/2011 10:01:35 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:36 PM |
| GCInvestments | $25.00 | 9/26/2011 9:22:35 PM |
| Imaginos1892 | $50.00 | 9/26/2011 10:16:49 PM |
| newest-generous-income | $25.00 | 9/27/2011 2:34:39 AM |
| tough-yield3 | $25.00 | 9/27/2011 6:14:35 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:23 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
529233
This series of Notes was issued and sold upon the funding of the borrower loan #54125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassion-admiral4 |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DriverEd23
Purpose of loan:
This loan will be used to...
For advertising and bridging expenses until next job
My financial situation: Strong, My wife takes care of most of the bills and my income supplements
I am a good candidate for this loan because... I have a strong businees with a large custom home contract that will start in about 2 months.
Monthly net income: $1600
Monthly expenses: $805
Housing: $
Insurance: $125
Car expenses: $
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $30
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:29 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:10 AM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:40 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:50:17 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:50 PM |
| Gladglide | $25.00 | 9/27/2011 11:23:12 PM |
| xlnt-loans | $25.00 | 9/28/2011 4:14:14 AM |
| alphaseek | $100.00 | 9/28/2011 4:23:48 AM |
| red-favorable-basis | $25.00 | 9/28/2011 4:57:49 AM |
| rakem777 | $25.00 | 9/28/2011 6:30:37 AM |
| balanced-balance6 | $25.00 | 9/28/2011 7:02:00 AM |
| toomanyfishtanks | $50.00 | 9/28/2011 7:23:14 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:59 AM |
| Something-Corporate | $25.00 | 9/28/2011 4:29:48 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:58:32 PM |
| mennleo | $33.00 | 9/28/2011 10:12:52 PM |
| treasure-bliss | $25.00 | 9/29/2011 5:56:27 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:46 AM |
| CACO_Lender | $25.00 | 9/29/2011 7:36:50 AM |
| bevans | $25.00 | 9/29/2011 8:12:20 AM |
| Kaj | $25.00 | 9/29/2011 7:44:59 AM |
| greencat | $50.00 | 9/29/2011 9:01:18 AM |
| Christus_Victor | $25.00 | 9/29/2011 9:32:08 AM |
| heerzaquestion | $25.00 | 9/29/2011 10:08:35 AM |
| CA-Lender | $25.00 | 9/29/2011 10:51:44 AM |
| RockpointCapital | $100.00 | 9/29/2011 10:53:59 AM |
| resplendent-dollar | $25.00 | 9/29/2011 10:43:32 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:50 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:15 PM |
| secureincome | $1,250.00 | 9/29/2011 1:21:03 PM |
| hope-gondola9 | $644.15 | 9/29/2011 1:23:26 PM |
| hitsman | $50.00 | 9/26/2011 11:35:30 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:23 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:58 AM |
| finance-prescription | $100.00 | 9/27/2011 9:10:03 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:01 PM |
| tech310 | $50.00 | 9/27/2011 2:32:10 PM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 5:16:50 PM |
| the-bid-sorcerer | $72.85 | 9/27/2011 9:55:12 PM |
| handshake52 | $25.00 | 9/27/2011 9:55:49 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:08:04 PM |
| a-helping-hand | $100.00 | 9/27/2011 10:19:09 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:32:42 PM |
| cash-spark3 | $25.00 | 9/28/2011 2:32:07 AM |
| debt-force | $25.00 | 9/28/2011 3:51:21 AM |
| LendingPimp | $25.00 | 9/28/2011 1:40:49 AM |
| missing-link | $25.00 | 9/28/2011 7:43:00 AM |
| dthompso | $50.00 | 9/28/2011 8:53:14 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:34 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:05:25 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:09:06 AM |
| ddog0224 | $50.00 | 9/28/2011 4:22:07 PM |
| Weaverville | $25.00 | 9/28/2011 5:13:43 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:00 PM |
| Pitufo | $25.00 | 9/28/2011 8:01:01 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:12:23 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:19:08 PM |
| well-mannered-income3 | $25.00 | 9/28/2011 7:46:19 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:57:24 PM |
| don8ter | $25.00 | 9/29/2011 3:41:28 AM |
| enriched-truth | $25.00 | 9/29/2011 6:53:58 AM |
| gothampark | $25.00 | 9/29/2011 7:01:46 AM |
| lucrative-reward | $100.00 | 9/29/2011 8:22:25 AM |
| neutrino6 | $25.00 | 9/29/2011 8:36:24 AM |
| ethical-truth211 | $500.00 | 9/29/2011 12:52:00 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
529249
This series of Notes was issued and sold upon the funding of the borrower loan #53927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
|
Amount delinquent:
| $15,302 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CottonMcKnight |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,121.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
720-739
(Oct-2008)
680-699
(Jan-2008)
800-819
(Feb-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Startup Business Loan
This loan will be used for operating capital for a startup company, THEBUS ENTERTAINMENT (www.THEBUSTV.com). As we are a young company and building our advertising and sponsorship roster, we need bridge cash flow to continue building our company and for obvious reasons, a traditional bank is not an option.
I am a good candidate for this loan because I have had loans on Prosper before that have been fully repaid on time.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/25/2011 12:02:23 PM |
| a-helping-hand | $100.00 | 9/25/2011 3:24:33 PM |
| NekHoldings | $25.00 | 9/25/2011 4:18:48 PM |
| worth-blanket2 | $9,900.00 | 9/25/2011 6:21:58 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
529251
This series of Notes was issued and sold upon the funding of the borrower loan #53884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
7 | Length of status: | 1y 5m |
|
Amount delinquent:
| $6,933 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,268 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparency-charmer2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AUTO REPAIR
Purpose of loan: AUTO REPAIRS
This loan will be used to REPAIR TWO AUTOS
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $11800.00
Monthly expenses: $8000
Housing: $2100
Insurance: $268
Car expenses: $647
Utilities: $249
Phone, cable, internet: $347
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $558
Other expenses: $114
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| coin-sonnet | $100.00 | 9/26/2011 12:38:12 AM |
| worth-blanket2 | $6,400.00 | 9/26/2011 7:39:16 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
529283
This series of Notes was issued and sold upon the funding of the borrower loan #53964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,223 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| noble-fairness9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
logical-benjamins8
Purpose of loan:
This loan will be used to... personal use
My financial situation:
I am a good candidate for this loan because... steady employment for 15 years. Salary I make is more than listed due to over time hours.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leverage-monger | $25.00 | 9/25/2011 2:26:35 PM |
| one-midas | $25.00 | 9/25/2011 2:18:14 PM |
| Whipster | $80.00 | 9/25/2011 6:26:28 PM |
| worldly-money4 | $250.00 | 9/26/2011 7:31:40 AM |
| leeball | $100.00 | 9/26/2011 3:14:48 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:24 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:59 AM |
| brightest-dignified-penny | $25.00 | 9/27/2011 10:56:25 AM |
| tech310 | $50.00 | 9/27/2011 2:32:10 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:01 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:46 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:24:21 PM |
| Rogelio48 | $25.00 | 9/27/2011 5:36:44 PM |
| worth-blanket2 | $2,700.00 | 9/27/2011 8:15:17 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:31 AM |
| goodhearted-generosity511 | $25.00 | 9/25/2011 5:32:25 PM |
| vutah | $25.00 | 9/25/2011 4:13:54 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:13 AM |
| gokart83 | $25.00 | 9/26/2011 8:06:18 AM |
| hitsman | $50.00 | 9/26/2011 11:35:32 AM |
| favorite-commerce | $25.00 | 9/26/2011 1:13:43 PM |
| genuine-dime | $100.00 | 9/27/2011 6:17:42 AM |
| wonder3 | $40.00 | 9/27/2011 6:17:35 AM |
| shawnw2 | $250.00 | 9/27/2011 10:29:56 AM |
| papaloha | $25.00 | 9/27/2011 7:03:54 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
529299
This series of Notes was issued and sold upon the funding of the borrower loan #53932, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $398 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-dinero6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
|
|
Principal balance:
| $7,363.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Daughter's law school
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $25.00 | 9/25/2011 12:06:39 PM |
| AndChicksforFree | $25.07 | 9/25/2011 1:03:25 PM |
| Gibbyland | $100.00 | 9/25/2011 4:48:05 PM |
| Greenbak | $25.00 | 9/25/2011 4:58:17 PM |
| ethical-bid6 | $25.00 | 9/25/2011 5:01:44 PM |
| worth-blanket2 | $4,600.00 | 9/25/2011 6:20:43 PM |
| screener | $50.00 | 9/25/2011 12:21:13 PM |
| HalfDayz | $25.00 | 9/25/2011 3:46:23 PM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:10 PM |
| a-helping-hand | $100.00 | 9/25/2011 3:22:23 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
529303
This series of Notes was issued and sold upon the funding of the borrower loan #54199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1967 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,273 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elevated-kindness8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need some help living!
Purpose of loan:
This loan will be used to...
I have a good amount of debt I wish to consolidate as well as to have a small amount of spending money as in my current job I only get paid monthly. I mainly will be using this loan to help pay off 2 credit cards and two other bills. I need help with money now so I can pay off my debt before it escalates due to bad APR rates and I am stuck in a finance snowball.
My financial situation:
I am a good candidate for this loan because...
I am honest and hardworking, and will be able to pay on time or earlier, as I want to use this loan to also build a small amount of credit. I work full time and will have no problem paying my dues.
Monthly net income: $ 1500
Monthly expenses: $
Housing: $ 525
Insurance: $
Car expenses: $ 240
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| larslfe | $50.00 | 9/26/2011 1:26:49 AM |
| blitzen40 | $25.00 | 9/26/2011 9:19:30 AM |
| kingbob | $25.03 | 9/29/2011 12:12:11 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 11:56:15 AM |
| cash-queen | $25.00 | 9/29/2011 12:52:20 PM |
| ethical-truth211 | $0.97 | 9/29/2011 12:56:14 PM |
| tech310 | $50.00 | 9/27/2011 2:32:11 PM |
| gotjack | $25.00 | 9/27/2011 5:18:25 PM |
| ethical-truth211 | $500.00 | 9/29/2011 12:16:39 PM |
| ethical-truth211 | $299.00 | 9/29/2011 12:55:53 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
529323
This series of Notes was issued and sold upon the funding of the borrower loan #53843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $180.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $40,241 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| alaskaviking |
Borrower's state:
| Alaska |
Borrower's group:
| Voyagers Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 57% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 13
( 35% )
| 660-679
(Oct-2010)
680-699
(Jul-2007)
|
|
Principal balance:
| $3,571.09 |
31+ days late:
| 3
( 8% )
|
|
Total payments billed:
| 37 | | |
Description
Consolidate & Reduce Debt Load
This will be used to payoff my existing Prosper loan (which is at a higher interest rate) as well as payoff a credit card - also at a higher interest rate.
I've been steadily working to reduce my debt load over the past few years while also taking care of many deferred repairs on my home. This involves consolidating debt that remains at lower interest rates (this loan is part of that plan) and increasing savings. #s below are budgeted and can fluctuate but should give you a good idea. Any extra is split between paying down debt and savings. With this loan I'll be able to free up more cash as the pymt will be less than current Prosper loan and I'll have paid off one of the credit cards.
Mthly Net income: $ 4,500
Housing: $ 2,000
HELOC: $200 (majority of my revolving credit balance)
Car: $375
All Utilities: avg $ 600 (jump in winter)
Groceries/Household: $ 500 (can fluctuate)
Prosper Loan: $190 (pd off with this loan)
CC1: $50 (pd off with this loan)
CC 2: $15
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/25/2011 12:06:30 PM |
| riskreward | $250.00 | 9/25/2011 2:26:42 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:58 PM |
| alphaseek | $123.00 | 9/26/2011 5:09:01 AM |
| jsnryn | $25.00 | 9/26/2011 7:17:57 AM |
| hitsman | $50.00 | 9/26/2011 11:35:33 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:22:12 PM |
| ethicalhumanist | $100.00 | 9/26/2011 1:16:22 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:37 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:57 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:57:47 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:56 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:40 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:33 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:24 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:17 AM |
| GoldenGo4 | $100.00 | 9/27/2011 9:15:05 AM |
| amlu1988 | $25.00 | 9/27/2011 9:59:06 AM |
| Catalina_Enterprises | $80.00 | 9/27/2011 10:34:57 AM |
| integrity-doctor | $100.00 | 9/27/2011 11:06:30 AM |
| novice-speculator | $25.00 | 9/27/2011 10:31:10 AM |
| agalt | $100.00 | 9/27/2011 12:27:23 PM |
| investment-comet | $25.00 | 9/27/2011 11:25:17 AM |
| fcrick | $25.00 | 9/27/2011 11:14:57 AM |
| CreditBuilder2 | $100.00 | 9/27/2011 12:46:32 PM |
| rolltide09 | $25.00 | 9/27/2011 11:19:45 AM |
| ansky127 | $31.50 | 9/27/2011 1:33:58 PM |
| ethical-truth211 | $650.00 | 9/27/2011 12:49:10 PM |
| Astyanax | $115.00 | 9/27/2011 2:21:00 PM |
| Bank42 | $50.00 | 9/27/2011 3:12:29 PM |
| cloud8 | $51.07 | 9/27/2011 5:16:00 PM |
| Oak-Parker | $25.00 | 9/27/2011 5:21:39 PM |
| self-reliant-p2p2 | $25.00 | 9/27/2011 5:47:00 PM |
| trail5 | $100.00 | 9/27/2011 5:54:29 PM |
| evnagelist | $50.00 | 9/27/2011 5:56:10 PM |
| pnace | $50.00 | 9/27/2011 5:58:05 PM |
| UKloanfella | $138.48 | 9/27/2011 6:11:42 PM |
| Kaj | $50.00 | 9/27/2011 5:56:24 PM |
| market-trooper3 | $30.00 | 9/27/2011 6:30:57 PM |
| SimGuy | $25.00 | 9/27/2011 6:40:26 PM |
| reward-galaxy | $25.00 | 9/27/2011 6:29:55 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:32 AM |
| oplender | $25.00 | 9/25/2011 4:24:46 PM |
| elvisloans | $25.00 | 9/26/2011 7:23:57 AM |
| axl163 | $25.00 | 9/27/2011 10:08:22 AM |
| oneeighty | $25.00 | 9/27/2011 10:36:28 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:45:07 AM |
| radforj22 | $25.00 | 9/27/2011 11:59:05 AM |
| edaguy | $100.00 | 9/27/2011 1:15:41 PM |
| rmpedi33 | $50.00 | 9/27/2011 2:01:54 PM |
| income-buffalo1 | $100.00 | 9/27/2011 2:02:59 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:49 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:29:56 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:14 PM |
| innovator10 | $200.00 | 9/27/2011 5:00:39 PM |
| return-seeker85 | $25.00 | 9/27/2011 4:41:45 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:55 PM |
| trustworthy-hope189 | $50.00 | 9/27/2011 5:12:02 PM |
| youngster50 | $25.00 | 9/27/2011 5:40:33 PM |
| one2sojourn | $50.00 | 9/27/2011 5:59:29 PM |
| wildanne | $200.00 | 9/27/2011 6:24:01 PM |
| julijask | $50.00 | 9/27/2011 6:27:42 PM |
| dblaz5 | $180.94 | 9/27/2011 6:41:45 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
529335
This series of Notes was issued and sold upon the funding of the borrower loan #53899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-angel |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2009)
|
|
Principal balance:
| $7,556.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Another baby on the way
This loan will be used to purchase a used family van for hauling a large family around. Our baby boy is due in November and the car that we currently use can only hold 5 people. We will need a vehicle that can carry the 6 of us, which is our 2 daughters, 2 sons, my husband, and me.
My financial situation:
I am a good candidate for this loan because I have a loan history with Prosper.com. By looking above, you will see details about my previous loan from prosper.com and how every payment have been made on time. My job is very stable dispite the current economic situation as I work in the logistics management field for the past 10 years.
Yearly net income: $40,000
House Mortgage: $1410
Insurance: $100
Car expenses: $ Car is paid for
Utilities: $225
Phone, cable, internet: $90
Food: $300
Clothing, household expenses: $50
Credit cards and other loans: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 9/26/2011 9:09:08 AM |
| Jack55304 | $200.00 | 9/26/2011 9:11:08 AM |
| servnyou | $25.00 | 9/26/2011 9:41:18 AM |
| liberty-magnate | $25.00 | 9/26/2011 9:52:16 AM |
| marwadi-62 | $500.00 | 9/26/2011 11:35:07 AM |
| exchange-upholder0 | $25.00 | 9/26/2011 1:48:30 PM |
| OldManP | $25.00 | 9/26/2011 1:50:44 PM |
| Mikale360 | $25.00 | 9/26/2011 2:36:44 PM |
| dime-sapling | $25.00 | 9/26/2011 4:27:28 PM |
| leeball | $100.00 | 9/26/2011 3:14:50 PM |
| rolltide09 | $25.00 | 9/26/2011 5:02:56 PM |
| roxon | $25.00 | 9/26/2011 4:33:10 PM |
| genuine-integrity0 | $75.00 | 9/26/2011 5:54:10 PM |
| omegamon1 | $25.00 | 9/26/2011 6:17:54 PM |
| worth-blanket2 | $8,000.00 | 9/26/2011 7:38:44 PM |
| Whatssofunnybout | $49.93 | 9/26/2011 8:01:50 PM |
| servnyou | $25.00 | 9/26/2011 9:39:33 AM |
| SLN-10 | $50.00 | 9/26/2011 9:45:00 AM |
| shawnw2 | $400.00 | 9/26/2011 10:00:40 AM |
| Payout_Assured | $25.00 | 9/26/2011 10:48:27 AM |
| natural-point1 | $50.00 | 9/26/2011 11:44:27 AM |
| farchoir | $25.00 | 9/26/2011 11:33:21 AM |
| DoctorJoe | $25.00 | 9/26/2011 1:34:30 PM |
| hitsman | $50.00 | 9/26/2011 11:35:37 AM |
| AlternativeCashFlow | $25.00 | 9/26/2011 12:17:32 PM |
| AndChicksforFree | $25.07 | 9/26/2011 3:37:20 PM |
| IntrepidInvestment | $25.00 | 9/26/2011 5:16:53 PM |
| Moe87 | $25.00 | 9/26/2011 4:12:25 PM |
| ready-interest9 | $25.00 | 9/26/2011 4:16:43 PM |
| loan-master1 | $25.00 | 9/26/2011 4:59:08 PM |
| NekHoldings | $25.00 | 9/26/2011 7:02:41 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
529343
This series of Notes was issued and sold upon the funding of the borrower loan #53938, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,738 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reliable-silver7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Windows
Purpose of loan:
This loan will be used to pay for new windows to help lower my power bill.
My financial situation:
I am a good candidate for this loan because I have a steady income and take the time to pay for my current loans.
Monthly net income: $ 2600
Monthly expenses: $ 2000
Housing: $ 1000
Insurance: $20
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/26/2011 9:04:15 AM |
| well-rounded-payout0 | $50.00 | 9/26/2011 9:15:31 AM |
| exchange-squirrel | $25.00 | 9/26/2011 11:20:04 AM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:56:07 PM |
| money-fort | $25.00 | 9/26/2011 10:16:08 PM |
| payout-hammock1 | $25.00 | 9/27/2011 6:56:36 AM |
| tomdooley12520 | $25.00 | 9/27/2011 8:32:53 AM |
| finance-prescription | $100.00 | 9/27/2011 9:10:03 AM |
| icanhasloanz | $33.41 | 9/27/2011 1:45:40 PM |
| tech310 | $50.00 | 9/27/2011 2:30:08 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:03 PM |
| benefit-molecule338 | $211.48 | 9/27/2011 3:38:43 PM |
| investment-artist | $26.00 | 9/26/2011 12:37:24 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:25:58 PM |
| lendstats_com | $300.00 | 9/27/2011 7:02:46 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:59 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:01 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:34 AM |
| brightest-dignified-penny | $25.00 | 9/27/2011 10:50:02 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:04 PM |
| smart-kindness8 | $29.10 | 9/27/2011 4:50:08 PM |
| suave-dime6 | $25.00 | 9/27/2011 4:30:20 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
529367
This series of Notes was issued and sold upon the funding of the borrower loan #54091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $49 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authoritative-point7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a loan to save money
Purpose of loan:
This loan will be used to...
1. pay off suv - $1600 (save $220 a month)
2. buy a used car $2000 (save $200+ month gas)
3. Help to cover moving costs on new house.
My Financial info:
Paid off all old debt this year.
In progress on buying a home. Have saved up the $2000 needed for closing in just 2 months
Always maintain bank balance $1000
Monthly net income: $ 3050
Monthly expenses: $ 800 food,household supplies
Housing: $ 650 upcoming mortgage payment
Insurance: $
Car expenses: $ 700 payment,gas,insurance
Utilities: $ 200 ($120 electric $80 gas budget billing
Phone, cable, internet: $ 100
Food, entertainment: $ included in monthly expenses
Clothing, household expenses: $ included in monthly expenses
Credit cards and other loans: $ 15
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/26/2011 9:06:27 AM |
| hitsman | $50.00 | 9/26/2011 11:35:38 AM |
| oplender | $25.00 | 9/26/2011 3:38:29 PM |
| alphaseek | $200.00 | 9/27/2011 3:56:45 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:43 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:25 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:28 AM |
| rcm87 | $50.00 | 9/27/2011 5:12:02 PM |
| fragonardlives | $25.00 | 9/27/2011 5:47:10 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:07 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:39 PM |
| riskreward | $250.00 | 9/26/2011 12:46:29 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:37 PM |
| Investor_DP | $100.00 | 9/26/2011 5:06:19 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:34 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:38 AM |
| ursus | $50.00 | 9/27/2011 9:07:50 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:15 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:15 PM |
| worth-blanket2 | $2,900.00 | 9/27/2011 8:15:53 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
529371
This series of Notes was issued and sold upon the funding of the borrower loan #54205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,833 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| knowledgeable-balance3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement - Bank Executive
Purpose of loan:
This loan will be used to prepare my current home for sale. I am currently changing roles and accepting a new promotion which will require a move. The amount will mostly be used for aesthetic renovations to help with market value and buyer appeal.
My financial situation:
I have a perfect payment history on my credit, with zero late pays in it's history. I am in the financial industry and it is vital that I keep my credit in great condition. I might decide to exercise the option to pay the loan off early upon the sale of my house.
I currently have a salaried income of $106,800 per year, and also have a 401k with an approx. $76,000 value. The promotion will increase my base salary to $125,000 with additional incentive opportunity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:49 PM |
| first-cash-producer | $25.00 | 9/27/2011 10:15:13 AM |
| worth-blanket2 | $9,900.00 | 9/27/2011 6:39:31 PM |
| Megaton | $25.00 | 9/27/2011 3:19:13 PM |
| wilchik | $25.00 | 9/27/2011 7:20:47 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
529375
This series of Notes was issued and sold upon the funding of the borrower loan #54054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $212.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,998 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| planetech |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
640-659
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Credit card pay off
Purpose of loan:
This loan will be used to...pay off high interest
My financial situation:
I am a good candidate for this loan because...I have had a prosper loan before and was never late or missed a payment
Monthly net income: $3896.00
Monthly expenses: $
Housing: $891.00
Insurance: $240
Car expenses: $255
Utilities: $288
Phone, cable, internet: $40
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $195
Other expenses: $
345
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/25/2011 12:02:13 PM |
| compoundinterest | $25.00 | 9/25/2011 12:06:39 PM |
| Bank_Of_XL | $25.00 | 9/25/2011 12:38:43 PM |
| MoneyForNothing | $32.89 | 9/25/2011 12:04:21 PM |
| DHolly | $25.00 | 9/25/2011 12:08:46 PM |
| credit-guard5 | $25.00 | 9/25/2011 12:17:44 PM |
| AndChicksforFree | $32.88 | 9/25/2011 1:14:48 PM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:10 PM |
| one-midas | $76.00 | 9/25/2011 2:12:33 PM |
| a-helping-hand | $1,000.00 | 9/25/2011 3:24:01 PM |
| sensible-fund | $30.00 | 9/25/2011 3:36:22 PM |
| investment-artist | $26.01 | 9/25/2011 4:07:09 PM |
| Gibbyland | $100.00 | 9/25/2011 4:48:05 PM |
| credit-missile | $70.00 | 9/25/2011 4:55:22 PM |
| Greenbak | $25.00 | 9/25/2011 4:58:17 PM |
| ethical-bid6 | $25.00 | 9/25/2011 5:02:45 PM |
| worth-blanket2 | $3,800.00 | 9/25/2011 6:22:40 PM |
| screener | $50.00 | 9/25/2011 12:21:14 PM |
| investment-festival8 | $250.00 | 9/25/2011 2:20:42 PM |
| compassionate-dime0 | $120.00 | 9/25/2011 1:22:06 PM |
| 1stBankAndHal | $25.07 | 9/25/2011 1:50:01 PM |
| top-goodhearted-credit | $25.00 | 9/25/2011 3:53:59 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
529383
This series of Notes was issued and sold upon the funding of the borrower loan #54072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $697 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 1GR8GUY |
Borrower's state:
| Virginia |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Micro Business Loan
Purpose of loan: Finance a lucrative Business prospect
This loan will be used to...Pursue a business venture that is guaranteed to yield a good ROI.
My financial situation: I have personally invested in my business, put my wife through Grad School and currently a little short.
I am a good candidate for this loan because... Besides being gainfully employed (66K/Yr) I also have a home-based business I have been operating since 2002. I finally have an opportunity to pursue and achieve the best prospects for this business.
Monthly net income: $ Combined 108,200.00
Monthly expenses: $400.00
Housing: $1,900.00
Insurance: $125.00
Car expenses: $ 100.00
Utilities: $220.00
Phone, cable, internet: $128.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| blitzen40 | $25.00 | 9/26/2011 9:16:37 AM |
| tech310 | $50.00 | 9/27/2011 2:32:11 PM |
| WinterUSMC | $25.00 | 9/28/2011 1:22:56 AM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 8:55:23 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:36:11 PM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:03:17 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:44:35 AM |
| dollar-fighter1 | $25.00 | 9/29/2011 6:29:44 AM |
| ThirdWorldHoldings | $29.06 | 9/29/2011 8:14:48 AM |
| intelligent-repayment8 | $593.34 | 9/29/2011 10:15:49 AM |
| impeccable-ore3 | $25.00 | 9/26/2011 9:32:21 AM |
| golffish2 | $25.00 | 9/29/2011 4:46:18 AM |
| balanced-balance6 | $25.00 | 9/29/2011 6:42:36 AM |
| cr55595 | $27.60 | 9/29/2011 10:15:35 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
529385
This series of Notes was issued and sold upon the funding of the borrower loan #53877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,385 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bmac34 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement loan
Purpose of loan:
This loan will be used to...
remodel the kitchen and bathroom in my home
My financial situation:
I am a good candidate for this loan because...
I am a government employee with steady income and I make just under $95,000 a year
Monthly net income: $7793
Monthly expenses: $2893
Housing: $1033
Insurance: $107
Car expenses: $0
Utilities: $0(wife pays utilities)
Phone, cable, internet: $0 (wife pays)
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $1303
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/26/2011 9:02:09 AM |
| golffish2 | $50.00 | 9/26/2011 9:11:01 AM |
| hitsman | $50.00 | 9/26/2011 11:35:38 AM |
| AlternativeCashFlow | $25.00 | 9/26/2011 12:17:33 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:29:32 PM |
| pious-benjamins1 | $25.00 | 9/26/2011 9:07:40 PM |
| cash-queen | $25.00 | 9/26/2011 8:10:31 PM |
| SmartConsolidation | $25.00 | 9/26/2011 1:55:07 PM |
| ready-interest9 | $25.00 | 9/26/2011 4:17:52 PM |
| goodhearted-generosity511 | $25.00 | 9/26/2011 5:16:46 PM |
| worth-blanket2 | $5,200.00 | 9/26/2011 7:47:28 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529409
This series of Notes was issued and sold upon the funding of the borrower loan #53904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,281 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-nickel3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
|
|
Principal balance:
| $3,692.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Remodeling Dining and Living Room
Purpose of loan:
This loan will be used to remodel the living room and dining room in my house. I am looking to increase the return on investment of the property.
My financial situation:
I am a good candidate for this loan because I have two stable jobs which provide more than sufficient enough salary. I am always on time on payments. I also receive additional money from the tenants of the residence.
Monthly net income: $4500
Monthly expenses: $1600
Housing: $1000 - covered by tenants
Insurance: $120
Car expenses: $290
Utilities: $350 - split between tenants
Phone, cable, internet: $ 70
Food, entertainment: $100/wk
Clothing, household expenses: $100/wk
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 1stBankAndHal | $25.04 | 9/26/2011 9:59:00 AM |
| Jack55304 | $200.00 | 9/26/2011 9:11:09 AM |
| shawnw2 | $300.00 | 9/26/2011 10:01:18 AM |
| SpoonerPhan | $50.00 | 9/26/2011 1:36:04 PM |
| dime-sapling | $25.00 | 9/26/2011 4:26:37 PM |
| amlu1988 | $25.00 | 9/26/2011 8:25:58 PM |
| 312-Lender | $25.00 | 9/26/2011 9:02:57 PM |
| InChicago | $100.00 | 9/27/2011 7:07:07 AM |
| handy-point5 | $25.00 | 9/27/2011 7:30:46 AM |
| rate-sceptre | $25.00 | 9/27/2011 7:58:35 AM |
| silvercertificate | $25.00 | 9/27/2011 9:04:29 AM |
| money-baron-roth-IRA | $72.13 | 9/27/2011 11:52:53 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:05 PM |
| chameleon125 | $25.00 | 9/27/2011 2:00:36 PM |
| tech310 | $50.00 | 9/27/2011 2:26:49 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:03 PM |
| shrewd-income | $25.00 | 9/27/2011 3:47:46 PM |
| AF-Chief | $100.00 | 9/27/2011 5:07:55 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:46 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:40 PM |
| papaloha | $50.00 | 9/27/2011 6:53:19 PM |
| riveting-credit5 | $39.70 | 9/27/2011 8:01:21 PM |
| market-trooper3 | $30.00 | 9/27/2011 10:01:15 PM |
| dinero-philosopher1 | $65.28 | 9/27/2011 10:08:52 PM |
| Zeenos | $25.00 | 9/27/2011 9:31:54 PM |
| alexgalt | $25.00 | 9/27/2011 9:38:30 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:40:36 PM |
| Apollo19 | $50.00 | 9/27/2011 10:06:38 PM |
| Bob450 | $29.00 | 9/26/2011 9:06:03 AM |
| wisconsinvestor | $25.00 | 9/26/2011 9:14:01 AM |
| leeball | $100.00 | 9/26/2011 3:14:50 PM |
| DiligentiaLLC | $25.00 | 9/26/2011 3:23:18 PM |
| IntrepidInvestment | $25.00 | 9/26/2011 5:16:53 PM |
| cilynx | $26.84 | 9/26/2011 6:46:40 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:57:04 PM |
| virtuous-repayment | $50.00 | 9/27/2011 12:54:39 AM |
| Eric_Gagne | $25.00 | 9/27/2011 7:15:34 AM |
| Whatssofunnybout | $50.00 | 9/27/2011 7:30:09 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 6:27:24 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:17 AM |
| finance-prescription | $32.00 | 9/27/2011 9:10:04 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:01 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:45 AM |
| marinbb | $50.00 | 9/27/2011 10:51:58 AM |
| suave-dime6 | $25.00 | 9/27/2011 5:23:40 PM |
| twjh | $25.00 | 9/27/2011 7:21:08 PM |
| sturdy-peace9 | $100.00 | 9/27/2011 8:32:06 PM |
| sweety075 | $25.00 | 9/27/2011 8:51:18 PM |
| handshake52 | $25.00 | 9/27/2011 9:20:20 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:48:05 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
529425
This series of Notes was issued and sold upon the funding of the borrower loan #54131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $131.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,843 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Ziggie |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2009)
700-719
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Relocating - new job, new place
Purpose of loan:
This loan will be used to move me and my family for our new job.
My financial situation:
I am a good candidate for this loan because I pay my bills on time, every time. I am moving to start a new job and am needing some help to get settled, get a new lease, and start my new life.
Thank you in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $200.00 | 9/26/2011 9:00:51 AM |
| rolltide09 | $25.00 | 9/26/2011 9:02:09 AM |
| D911ave | $50.00 | 9/26/2011 9:15:16 AM |
| Zeenos | $100.00 | 9/26/2011 9:27:03 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:32 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 9:40:31 AM |
| riskreward | $250.00 | 9/26/2011 12:46:29 PM |
| hitsman | $50.00 | 9/26/2011 11:35:39 AM |
| 3_boyz | $101.21 | 9/26/2011 11:49:47 AM |
| blue-useful-auction | $25.00 | 9/26/2011 12:14:40 PM |
| thehousewife | $54.91 | 9/26/2011 3:42:41 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:38 PM |
| oplender | $25.00 | 9/26/2011 3:38:29 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:58 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:51:35 PM |
| convergentthinker | $25.00 | 9/26/2011 9:54:17 PM |
| Aberdeen | $847.87 | 9/27/2011 12:15:16 AM |
| Hartfelt | $30.00 | 9/26/2011 9:52:48 PM |
| poisson17 | $50.00 | 9/26/2011 9:05:16 PM |
| PXM-Financial | $50.00 | 9/26/2011 9:06:05 PM |
| fate-amenable-to-change | $50.00 | 9/26/2011 10:00:24 PM |
| Aberdeen | $1,000.00 | 9/26/2011 9:04:30 AM |
| compoundinterest | $50.00 | 9/26/2011 9:06:28 AM |
| elvisloans | $25.00 | 9/26/2011 11:33:56 AM |
| investment-artist | $26.00 | 9/26/2011 12:36:23 PM |
| weiyinsan | $25.00 | 9/26/2011 2:44:18 PM |
| ethicalhumanist | $100.00 | 9/26/2011 1:17:30 PM |
| precious-coin6 | $300.00 | 9/26/2011 9:11:58 PM |
| cash-queen | $40.00 | 9/26/2011 10:36:45 PM |
| a-helping-hand | $250.00 | 9/26/2011 9:47:31 PM |
| goodhearted-basis4 | $25.00 | 9/26/2011 11:50:27 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
529427
This series of Notes was issued and sold upon the funding of the borrower loan #53909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,281 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| subtle-payout299 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan seeker
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have steady employment for over 7 years now & never miss payments(great credit).
Monthly net income: $2,000
Monthly expenses:
Housing: $447
Insurance: $
Car expenses: $75
Utilities: $55
Phone, cable, internet: $70
Food, entertainment: $60
Clothing, household expenses: $30
Credit cards and other loans: $850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:41 PM |
| compoundinterest | $50.00 | 9/26/2011 9:06:28 AM |
| Bank_Of_XL | $25.00 | 9/26/2011 9:41:13 AM |
| hitsman | $50.00 | 9/26/2011 11:35:39 AM |
| riskreward | $250.00 | 9/26/2011 12:46:29 PM |
| phenomenal-gain5 | $50.00 | 9/26/2011 4:45:50 PM |
| oplender | $25.00 | 9/26/2011 3:38:30 PM |
| alphaseek | $200.00 | 9/27/2011 3:56:45 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:44 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:26 AM |
| worthy-bid8 | $29.00 | 9/27/2011 9:06:39 AM |
| edaguy | $100.00 | 9/27/2011 1:15:42 PM |
| tech310 | $50.00 | 9/27/2011 2:29:05 PM |
| ursus | $50.00 | 9/27/2011 5:08:06 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:07 PM |
| riveting-credit5 | $50.00 | 9/27/2011 8:27:50 PM |
| natural-greenback6 | $25.00 | 9/27/2011 8:46:21 PM |
| nimble-dedication1 | $50.00 | 9/27/2011 8:48:22 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:31:38 PM |
| value-pouch | $50.00 | 9/27/2011 10:06:49 PM |
| handshake52 | $25.00 | 9/27/2011 9:37:06 PM |
| the-bid-sorcerer | $100.00 | 9/27/2011 9:49:41 PM |
| NolockHolmes | $50.00 | 9/27/2011 10:06:15 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:25:25 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:27:45 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:55 PM |
| CaliforniaSun | $25.00 | 9/27/2011 11:21:35 PM |
| gotjack | $100.00 | 9/28/2011 2:41:39 AM |
| Gladglide | $25.00 | 9/27/2011 11:27:21 PM |
| seabassx | $25.00 | 9/27/2011 11:50:53 PM |
| loanman2007 | $50.00 | 9/28/2011 4:09:36 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:29:16 AM |
| goose026 | $100.00 | 9/28/2011 4:53:54 AM |
| USMCR | $25.00 | 9/28/2011 3:42:44 AM |
| PaulW | $25.00 | 9/28/2011 5:05:17 AM |
| enthralling-investment | $61.50 | 9/28/2011 5:43:00 AM |
| novice-speculator | $25.00 | 9/28/2011 4:39:09 AM |
| kristof2007 | $25.00 | 9/28/2011 6:32:39 AM |
| janderz990 | $25.00 | 9/28/2011 6:14:50 AM |
| jgwood | $34.45 | 9/28/2011 6:38:58 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:38 AM |
| icon7 | $50.00 | 9/28/2011 6:53:18 AM |
| impeccable-note0 | $25.00 | 9/28/2011 7:36:47 AM |
| icon7 | $50.00 | 9/28/2011 7:12:04 AM |
| BronxBomber79 | $25.00 | 9/28/2011 8:06:08 AM |
| C_Mark | $50.00 | 9/28/2011 7:19:45 AM |
| dollar-authority | $64.20 | 9/28/2011 7:51:27 AM |
| Christophe | $25.00 | 9/28/2011 8:24:37 AM |
| bid-stockpiler1 | $100.00 | 9/28/2011 7:39:27 AM |
| the-radiant-silver | $200.00 | 9/28/2011 7:57:52 AM |
| heerzaquestion | $25.00 | 9/28/2011 8:33:49 AM |
| cozy-gain023 | $110.76 | 9/28/2011 7:50:29 AM |
| profitable-money | $25.00 | 9/28/2011 7:52:55 AM |
| ArchonFinancialHoldings | $35.00 | 9/28/2011 9:00:27 AM |
| value-wind0 | $50.00 | 9/28/2011 8:15:22 AM |
| merciful-yield | $97.64 | 9/28/2011 9:08:55 AM |
| Christus_Victor | $25.00 | 9/28/2011 8:37:45 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:29 AM |
| StarshineXL | $74.24 | 9/28/2011 9:29:23 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:38 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:34 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:32 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:28 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:50 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:16 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:02 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:16 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:51:19 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:53:02 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:46 PM |
| mgking007 | $25.00 | 9/27/2011 11:18:17 PM |
| ethical-truth211 | $501.00 | 9/28/2011 4:27:24 AM |
| supreme-hope | $25.00 | 9/28/2011 4:38:58 AM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:43 AM |
| BlackCat36 | $100.00 | 9/28/2011 3:47:19 AM |
| debt-force | $25.00 | 9/28/2011 3:50:39 AM |
| xlnt-loans | $25.00 | 9/28/2011 4:20:22 AM |
| ScottCapital | $25.00 | 9/28/2011 5:45:05 AM |
| Johnab | $25.03 | 9/28/2011 4:33:39 AM |
| cerebral-dollar773 | $63.59 | 9/28/2011 4:42:18 AM |
| gold-fluffy-bunny4 | $33.00 | 9/28/2011 4:56:18 AM |
| setUup | $29.30 | 9/28/2011 5:13:45 AM |
| gustavholstopus32 | $25.00 | 9/28/2011 5:27:10 AM |
| bid-lightning9 | $25.00 | 9/28/2011 6:40:16 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:39:11 AM |
| Digs | $25.00 | 9/28/2011 6:41:14 AM |
| Lender0010 | $25.00 | 9/28/2011 6:43:11 AM |
| katnmouse | $35.00 | 9/28/2011 6:33:42 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:39:56 AM |
| john0720 | $100.00 | 9/28/2011 6:41:02 AM |
| hanuman77 | $25.00 | 9/28/2011 6:43:49 AM |
| icon7 | $50.00 | 9/28/2011 7:19:01 AM |
| fuzed | $45.00 | 9/28/2011 6:48:38 AM |
| alxnyc2000 | $25.00 | 9/28/2011 7:26:09 AM |
| Moots | $27.00 | 9/28/2011 6:59:19 AM |
| vigilance-web | $37.55 | 9/28/2011 7:47:30 AM |
| careful-note1 | $25.71 | 9/28/2011 7:12:17 AM |
| carolinalending | $25.00 | 9/28/2011 7:33:12 AM |
| ursus | $250.00 | 9/28/2011 7:40:38 AM |
| A-Win-Win | $25.00 | 9/28/2011 7:20:23 AM |
| gjm6d | $25.00 | 9/28/2011 7:44:00 AM |
| peso-miser | $25.00 | 9/28/2011 8:19:16 AM |
| lazyeye | $25.00 | 9/28/2011 7:46:21 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:37 AM |
| orange-kindness-captain | $100.00 | 9/28/2011 7:45:03 AM |
| zacd | $25.00 | 9/28/2011 7:55:03 AM |
| return-enthusiast1 | $25.00 | 9/28/2011 7:58:12 AM |
| broomfieldbucks | $25.00 | 9/28/2011 8:40:01 AM |
| Bob450 | $26.03 | 9/28/2011 8:13:57 AM |
| Christophe | $25.00 | 9/28/2011 8:19:39 AM |
| famous-hope | $25.00 | 9/28/2011 9:15:03 AM |
| listing-drummer | $30.00 | 9/28/2011 8:46:26 AM |
| JeffHoll | $40.00 | 9/28/2011 9:17:04 AM |
| dthompso | $50.00 | 9/28/2011 8:53:15 AM |
| gentle-gain235 | $100.00 | 9/28/2011 8:58:27 AM |
| houli123 | $250.00 | 9/28/2011 9:25:06 AM |
| pfh | $25.00 | 9/28/2011 9:09:55 AM |
| green28 | $200.00 | 9/28/2011 9:26:13 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
529453
This series of Notes was issued and sold upon the funding of the borrower loan #54086, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,555 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inventive-bid8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
never late!
Purpose of loan: consolidating credit card
My financial situation: great, great job!
I am a good candidate for this loan because I am very reliable!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/26/2011 10:19:22 AM |
| SolarMoonshine | $25.00 | 9/26/2011 6:24:37 PM |
| shawnw2 | $35.00 | 9/27/2011 10:41:05 AM |
| tech310 | $50.00 | 9/27/2011 2:32:12 PM |
| Something-Corporate | $25.00 | 9/27/2011 3:37:43 PM |
| nfx | $38.91 | 9/28/2011 2:50:28 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:33:38 PM |
| riveting-credit5 | $50.00 | 9/28/2011 9:37:19 PM |
| impressive-openness7 | $25.00 | 9/29/2011 6:34:16 AM |
| sharp518 | $25.00 | 9/29/2011 6:38:46 AM |
| octoberfresh | $25.00 | 9/29/2011 7:14:39 AM |
| john0720 | $25.00 | 9/29/2011 7:51:10 AM |
| jubilant-durability9 | $25.00 | 9/29/2011 8:06:04 AM |
| thehousewife | $25.00 | 9/29/2011 7:29:05 AM |
| money-fort | $25.00 | 9/29/2011 7:58:48 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:42:01 AM |
| gotjack | $25.00 | 9/29/2011 9:19:13 AM |
| spsavage | $30.00 | 9/29/2011 9:46:39 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:19:33 AM |
| CA-Lender | $50.00 | 9/29/2011 10:53:41 AM |
| intelligent-repayment8 | $2,186.03 | 9/29/2011 12:06:22 PM |
| progressive-treasure1 | $25.00 | 9/28/2011 11:12:07 AM |
| economy-popcorn | $25.00 | 9/29/2011 7:09:17 AM |
| CACO_Lender | $25.00 | 9/29/2011 7:39:55 AM |
| Dubbs360 | $100.00 | 9/29/2011 8:34:50 AM |
| first-serene-credit | $25.00 | 9/29/2011 8:49:49 AM |
| unconquerable-dedication | $25.00 | 9/29/2011 9:17:01 AM |
| coin-architect2 | $100.00 | 9/29/2011 9:40:55 AM |
| optionscashflow | $25.00 | 9/29/2011 9:13:51 AM |
| heerzaquestion | $25.00 | 9/29/2011 10:07:41 AM |
| kinetic-social | $25.00 | 9/29/2011 9:15:54 AM |
| CreditBuilder2 | $25.00 | 9/29/2011 9:39:25 AM |
| bid-stockpiler1 | $250.00 | 9/29/2011 10:35:09 AM |
| payout-bridge | $35.00 | 9/29/2011 9:50:08 AM |
| worthy-commitment7 | $25.00 | 9/29/2011 10:47:42 AM |
| heroic-compassion6 | $50.03 | 9/29/2011 9:32:23 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:35:04 AM |
| joelnet | $50.00 | 9/29/2011 11:47:32 AM |
| kingbob | $25.03 | 9/29/2011 12:05:38 PM |
| _NaLNaBB | $25.00 | 9/29/2011 11:51:56 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
529467
This series of Notes was issued and sold upon the funding of the borrower loan #54048, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 1y 4m |
|
Amount delinquent:
| $2,119 |
Total credit lines:
| 35 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,859 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-responsibility6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup Funds Needed for Farming
Purpose of loan: Funding for a small business.
This loan will be used to purchase equipment I need to start my local organic farm.
My financial situation:
I am a good candidate for this loan because I can repay this loan fast.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 9/26/2011 11:20:05 AM |
| a-helping-hand | $250.00 | 9/28/2011 8:34:14 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 8:55:40 PM |
| money-fort | $25.00 | 9/28/2011 10:48:22 PM |
| mennleo | $30.00 | 9/28/2011 10:14:29 PM |
| BanqueDeFrance | $50.00 | 9/29/2011 12:00:15 AM |
| spsavage | $25.00 | 9/29/2011 1:23:11 AM |
| loan_doctor | $25.00 | 9/29/2011 5:02:04 AM |
| Chex | $70.00 | 9/29/2011 5:54:03 AM |
| xlnt-loans | $25.00 | 9/29/2011 4:14:53 AM |
| tech310 | $50.00 | 9/27/2011 2:30:09 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:23:09 PM |
| ddog0224 | $100.00 | 9/28/2011 9:41:31 PM |
| Dubbs360 | $100.00 | 9/28/2011 10:47:46 PM |
| rlbbank | $25.00 | 9/29/2011 3:00:27 AM |
| stonehillloans | $25.00 | 9/29/2011 4:33:57 AM |
| Lender0010 | $25.00 | 9/29/2011 5:34:55 AM |
| epic-transaction | $25.00 | 9/29/2011 4:21:33 AM |
| suave-dime6 | $25.00 | 9/29/2011 5:28:08 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
529469
This series of Notes was issued and sold upon the funding of the borrower loan #54056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,963 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Green-Baron |
Borrower's state:
| Michigan |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Renovation
Purpose:
We are buying a condo and need to tile the kitchen, paint walls, glaze bath tub, install washer/dryer, replace ceiling fan, clean carpet, and move in! :D
I am a good candidate for this loan because I've been an investor for 3 years, am the financial manager for a small business, and am a very hard worker.
Other assets include: Forex trading account (carry trade strategy), public equities, private equity venture, 1 hard money loan (50% of performing $14,220 loan), rental house (non-performing as of 8/30/2011), $2,233 Prosper, and '04 Grand Prix (paid off).
Net income: $4,200
Gross expenses: $750
Housing: $15 (toilet paper, I live with mom)
Insurance: 0
Car expenses: $200 (gas)
Utilities: 0
Phone, cable, internet: $10 (VZW family share)
Food, entertainment: $200
Clothing, household expenses: $50 (salvation army, misc)
Credit cards and other loans: $75
Other expenses: $200 (misc)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:44 PM |
| Interloper | $25.00 | 9/26/2011 6:58:53 PM |
| AndChicksforFree | $25.07 | 9/26/2011 7:18:02 PM |
| bluestarman08 | $30.00 | 9/26/2011 6:28:03 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 10:00:34 PM |
| mikeandcat | $124.72 | 9/27/2011 4:52:16 AM |
| corporatejim | $36.29 | 9/27/2011 2:36:27 AM |
| Wilhan | $102.07 | 9/27/2011 7:13:54 AM |
| Dollars4Rent | $25.00 | 9/27/2011 8:37:34 AM |
| favorite-commerce | $25.00 | 9/27/2011 9:35:50 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:29 AM |
| JGuide | $54.07 | 9/27/2011 12:11:24 PM |
| Watersports | $50.00 | 9/27/2011 12:48:46 PM |
| janeybooboo | $103.00 | 9/27/2011 11:38:07 AM |
| tacologic | $100.00 | 9/27/2011 12:59:44 PM |
| engaging-worth | $25.00 | 9/27/2011 3:34:40 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:17 PM |
| Moe87 | $38.03 | 9/27/2011 4:04:02 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:04 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:03 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:47 PM |
| roswellandy | $50.00 | 9/27/2011 6:18:41 PM |
| Coppercanyon | $50.00 | 9/27/2011 8:06:35 PM |
| Reputation1 | $25.00 | 9/27/2011 9:30:09 PM |
| credit-socrates648 | $248.46 | 9/27/2011 10:20:28 PM |
| Bank_Of_XL | $25.00 | 9/26/2011 6:03:36 PM |
| NekHoldings | $25.00 | 9/26/2011 7:19:03 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:22:03 PM |
| JGuide | $109.28 | 9/26/2011 9:08:47 PM |
| WZ3190 | $25.00 | 9/27/2011 3:29:29 AM |
| alphaseek | $200.00 | 9/27/2011 3:56:46 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:28 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:44 AM |
| MNRealEstate | $25.00 | 9/27/2011 8:44:11 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:32 AM |
| oplender | $25.00 | 9/27/2011 9:26:20 AM |
| marwadi-62 | $300.00 | 9/27/2011 1:36:12 PM |
| well-rounded-dinero | $225.00 | 9/27/2011 1:23:32 PM |
| tech310 | $50.00 | 9/27/2011 2:29:06 PM |
| ursus | $50.00 | 9/27/2011 5:08:06 PM |
| velocity-winner | $25.00 | 9/27/2011 5:37:50 PM |
| hidavehi | $44.00 | 9/27/2011 6:45:27 PM |
| wilchik | $60.00 | 9/27/2011 7:26:57 PM |
| irishalaskan | $25.00 | 9/27/2011 7:31:05 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:17 PM |
| nimcha | $50.00 | 9/27/2011 8:26:17 PM |
| epic-dollar557 | $25.00 | 9/27/2011 9:48:09 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
529477
This series of Notes was issued and sold upon the funding of the borrower loan #54038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $427.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,166 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| goodhearted-trade1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
|
|
Principal balance:
| $8,373.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
debt consolidation for credit cards
Purpose of loan:
This loan will be used to consolidate debt I'd accumulated over the past few years, but primarily in getting married recently (May of 2011), and in our attempts to have a baby through surrogacy (very expensive unfortunately).
My financial situation:
I am financially very responsible (my Experian credit score is 791, and considered to be in the top 10% of score ratings). I pay all of my bills on time, and live within my means. In fact, this is my second Propser loan that I am attempting since I had such good success with my first one. I have a condo that is worth more than what I owe (very nice considering the current market situation), and want to simply reduce my credit card debt since the interest rate is so unfavorable. I have more in savings than I am attempting to borrow, but I would rather hold onto those savings in case of an emergency (and still pay bills for months just in case of losing a job, etc).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/27/2011 9:02:18 AM |
| compoundinterest | $50.00 | 9/27/2011 9:06:56 AM |
| rmpedi33 | $50.00 | 9/27/2011 2:03:06 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:35 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:20 PM |
| blot44 | $25.00 | 9/27/2011 7:23:20 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:20 PM |
| oplender | $25.00 | 9/27/2011 8:57:53 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:31 PM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:22 AM |
| fuzed | $45.00 | 9/28/2011 6:57:55 AM |
| friendly-credit2 | $50.00 | 9/28/2011 9:39:03 AM |
| credit-bliss8 | $25.00 | 9/28/2011 10:04:35 AM |
| PalmerTheEmbalmer | $30.00 | 9/28/2011 12:43:53 PM |
| Zuzu | $25.00 | 9/28/2011 12:54:44 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:00 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:24 PM |
| Kaj | $50.00 | 9/28/2011 4:48:44 PM |
| goldenretriever | $100.00 | 9/28/2011 4:47:01 PM |
| finance-symphony7 | $100.00 | 9/28/2011 5:40:40 PM |
| community-bridge | $300.00 | 9/28/2011 6:17:48 PM |
| platinum-czar | $25.00 | 9/28/2011 6:20:37 PM |
| TMBank | $50.00 | 9/28/2011 6:48:43 PM |
| maximizer | $50.00 | 9/28/2011 7:19:43 PM |
| novice-speculator | $25.00 | 9/28/2011 8:16:58 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:28:32 PM |
| Ringold | $25.00 | 9/28/2011 8:26:25 PM |
| mennleo | $100.00 | 9/28/2011 10:15:26 PM |
| momentous-coin | $100.00 | 9/28/2011 10:22:30 PM |
| gentle-transparency7 | $250.00 | 9/29/2011 3:13:42 AM |
| authoritative-capital | $25.00 | 9/28/2011 11:09:35 PM |
| worlds-best-worth2 | $50.00 | 9/28/2011 10:29:25 PM |
| Socorro_Capital_Partners | $25.01 | 9/29/2011 12:10:21 AM |
| cordial-affluence2 | $35.00 | 9/28/2011 11:11:22 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:56:11 PM |
| resplendent-dollar | $25.00 | 9/29/2011 1:32:05 AM |
| sri59 | $100.00 | 9/29/2011 3:03:00 AM |
| gold-fluffy-bunny4 | $75.00 | 9/29/2011 4:54:43 AM |
| Lender0010 | $50.00 | 9/29/2011 5:31:25 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:49 AM |
| MrCoffee | $48.84 | 9/29/2011 5:16:54 AM |
| lawndude16 | $25.00 | 9/29/2011 6:28:30 AM |
| Chewbaca | $25.00 | 9/29/2011 6:31:56 AM |
| credit-investor5 | $50.00 | 9/29/2011 6:42:49 AM |
| return-phase9 | $25.00 | 9/29/2011 6:15:33 AM |
| golffish2 | $25.00 | 9/29/2011 6:21:15 AM |
| loanman2007 | $150.00 | 9/29/2011 6:36:59 AM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:49 PM |
| riskreward | $250.00 | 9/27/2011 9:18:40 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 9:34:20 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:52 PM |
| susurrus | $25.00 | 9/27/2011 3:53:46 PM |
| rmachi | $25.00 | 9/27/2011 8:55:15 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:01 PM |
| Ripsaw4U | $50.00 | 9/28/2011 1:09:39 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:41 AM |
| BlessedEveryDay | $30.00 | 9/28/2011 10:04:28 AM |
| guardian3 | $30.00 | 9/28/2011 9:37:26 AM |
| Dubbs360 | $100.00 | 9/28/2011 10:09:20 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:49 AM |
| ethical-truth211 | $747.00 | 9/28/2011 4:07:33 PM |
| ddog0224 | $25.00 | 9/28/2011 4:21:37 PM |
| CreditBuilder2 | $100.00 | 9/28/2011 4:56:09 PM |
| first-class-yield9 | $100.00 | 9/28/2011 4:09:42 PM |
| integrity-palm9 | $28.70 | 9/28/2011 5:11:33 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:16:29 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:14:44 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:59:23 PM |
| GoldenGo4 | $200.00 | 9/28/2011 8:51:50 PM |
| djs81 | $25.00 | 9/28/2011 7:33:21 PM |
| justice-trooper | $40.00 | 9/28/2011 9:06:57 PM |
| Pitufo | $25.00 | 9/28/2011 7:58:36 PM |
| oneeighty | $25.00 | 9/28/2011 9:17:11 PM |
| jdadverb | $40.19 | 9/28/2011 9:13:38 PM |
| sqdrew | $115.00 | 9/28/2011 9:31:52 PM |
| sweety075 | $25.00 | 9/28/2011 9:11:56 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:26 PM |
| Gladglide | $25.00 | 9/29/2011 12:39:16 AM |
| serene-capital | $25.00 | 9/29/2011 12:50:45 AM |
| sunny-dough9 | $200.00 | 9/29/2011 3:35:36 AM |
| Theodon | $25.00 | 9/29/2011 4:33:42 AM |
| stonehillloans | $25.00 | 9/29/2011 4:34:47 AM |
| don8ter | $25.00 | 9/29/2011 3:36:03 AM |
| arkleseizure | $25.00 | 9/29/2011 4:27:12 AM |
| innocent-loot | $31.84 | 9/29/2011 4:36:25 AM |
| bankojerry | $25.00 | 9/29/2011 4:50:21 AM |
| a-leverage-investor | $25.12 | 9/29/2011 5:38:36 AM |
| cerebral-dollar773 | $60.49 | 9/29/2011 6:41:28 AM |
| hanuman77 | $25.00 | 9/29/2011 6:09:32 AM |
| thajr | $26.37 | 9/29/2011 6:16:50 AM |
| BigBag | $25.00 | 9/29/2011 6:03:07 AM |
| Digs | $25.00 | 9/29/2011 6:42:10 AM |
| secureincome | $1,416.44 | 9/29/2011 6:43:54 AM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
529497
This series of Notes was issued and sold upon the funding of the borrower loan #54117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Tradesman - Carpent... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,595 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-leader4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Creating a new life.....
Purpose of loan:
This loan will be used to pay off a current car loan, and purchase some house hold items.
My financial situation:
I am a good candidate for this loan because even though I have had difficulty in the past, I have always repaid money. I am currently starting over, and I would like to establish credit worthiness through people. My debt to income ratio is in check, and I have been on the same job for almost 5 years now. I have established some credit with an auto loan that I have never been late on, and have paid for almost 4 years on time. I have two capital one credit cards that are always paid early.
Monthly net income: $3300.00
Monthly expenses: $1296.00 (including all payments)
Credit cards and other loans: $4600.00 auto loan balance
$1200.000 Capitol One balance
$300.00 Capitol One balance
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 9/26/2011 6:54:38 PM |
| AndChicksforFree | $25.07 | 9/26/2011 6:50:03 PM |
| InChicago | $50.00 | 9/27/2011 7:10:51 AM |
| Something-Corporate | $25.00 | 9/27/2011 3:38:26 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:58 PM |
| diplomatic-wealth7 | $25.00 | 9/29/2011 9:17:30 AM |
| joelnet | $100.00 | 9/29/2011 11:52:49 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 11:19:48 AM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:55 PM |
| ethical-truth211 | $500.19 | 9/29/2011 12:15:15 PM |
| progressive-economy261 | $400.00 | 9/29/2011 12:33:55 PM |
| secureincome | $600.00 | 9/29/2011 1:20:47 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:46 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:49 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:04 PM |
| don8ter | $25.00 | 9/29/2011 3:41:31 AM |
| kind-credit-bear | $25.00 | 9/29/2011 9:17:18 AM |
| CreditBuilder2 | $100.00 | 9/29/2011 11:29:13 AM |
| open-minded-deal | $200.00 | 9/29/2011 11:27:22 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:33:44 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:51 PM |
| xlnt-loans | $25.00 | 9/29/2011 12:16:38 PM |
| hope-gondola9 | $274.74 | 9/29/2011 1:23:12 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
529523
This series of Notes was issued and sold upon the funding of the borrower loan #54123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $591.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,409 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-goal-cash |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
700-719
(Jan-2010)
|
|
Principal balance:
| $6,812.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Ownership in Existing Business
Purpose of loan:
This loan will be used to...Purchase additional ownership in my existing business. We have a general partner that would like to sell his share of the company and our corporate documentation only allows sales to existing members of the LLC. The business is successful and generating positive cash flow and also paying a 12% preferred dividend.
My financial situation:
I am a good candidate for this loan because...I have credit in the mid 700's and have never made a late payment on ANY of my financial obligations. I have a stable job and was recently promoted, including a 25% base pay raise. I have a mortgage on my credit which is for a property that is now rented for positive cash flow, reducing my debt-to-income ratio.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riskreward | $250.00 | 9/26/2011 5:11:51 PM |
| virtuous-repayment | $50.00 | 9/27/2011 12:58:24 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 6:19:07 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:35 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:28 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:18 AM |
| oplender | $25.00 | 9/27/2011 9:26:21 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:18 PM |
| rmachi | $25.00 | 9/27/2011 8:55:15 PM |
| excellent-nickel | $50.00 | 9/27/2011 10:28:49 PM |
| goose026 | $100.00 | 9/28/2011 4:53:35 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:22 AM |
| Lender0010 | $50.00 | 9/28/2011 6:29:12 AM |
| reward-burger2 | $50.00 | 9/28/2011 5:12:36 AM |
| fuzed | $40.00 | 9/28/2011 6:59:45 AM |
| kristof2007 | $25.00 | 9/28/2011 6:31:39 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:24:46 AM |
| C_Mark | $150.00 | 9/28/2011 7:23:29 AM |
| Dubbs360 | $100.00 | 9/28/2011 8:09:34 AM |
| AF-Chief | $50.00 | 9/28/2011 1:21:00 PM |
| Solid-Platinum | $25.00 | 9/28/2011 12:48:14 PM |
| CreditBuilder2 | $100.00 | 9/28/2011 4:56:59 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:46:52 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:24 PM |
| finance-symphony7 | $100.00 | 9/28/2011 5:52:12 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:04:52 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:59:37 PM |
| amlu1988 | $25.00 | 9/28/2011 9:40:47 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:25 PM |
| Pitufo | $25.00 | 9/28/2011 8:04:33 PM |
| upbeat-investment9 | $50.00 | 9/28/2011 9:10:00 PM |
| mennleo | $100.00 | 9/28/2011 10:15:03 PM |
| sweety075 | $25.00 | 9/28/2011 9:14:53 PM |
| jdwillcox | $250.00 | 9/28/2011 9:52:34 PM |
| worlds-best-worth2 | $25.00 | 9/28/2011 10:35:36 PM |
| bold-spirited-finance | $75.00 | 9/29/2011 3:58:39 AM |
| reinforced-reward | $25.00 | 9/29/2011 3:32:36 AM |
| sunny-dough9 | $200.00 | 9/29/2011 3:38:05 AM |
| intlargonaut | $75.00 | 9/29/2011 4:22:55 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:47 AM |
| Vans1975 | $36.49 | 9/29/2011 7:44:24 AM |
| mondaymorning | $50.00 | 9/29/2011 7:44:58 AM |
| Ven58 | $25.00 | 9/29/2011 7:31:37 AM |
| martymaniaman | $25.00 | 9/29/2011 8:53:15 AM |
| radforj22 | $25.00 | 9/29/2011 8:15:35 AM |
| Laserbank | $46.11 | 9/29/2011 7:49:48 AM |
| best-penny-microscope | $500.00 | 9/29/2011 9:16:07 AM |
| tender-commerce8 | $100.00 | 9/29/2011 10:01:57 AM |
| heerzaquestion | $25.00 | 9/29/2011 10:05:50 AM |
| unconquerable-dedication | $25.00 | 9/29/2011 9:22:16 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:11:50 AM |
| romanfish | $500.00 | 9/29/2011 11:40:37 AM |
| Mad_Scientist | $34.53 | 9/29/2011 11:49:56 AM |
| organic-responsibility60 | $100.00 | 9/29/2011 11:52:27 AM |
| alphaseek | $200.00 | 9/29/2011 11:55:42 AM |
| fcrick | $25.00 | 9/29/2011 11:32:30 AM |
| _NaLNaBB | $100.00 | 9/29/2011 11:48:08 AM |
| ultimate-responsibility0 | $25.00 | 9/29/2011 12:50:33 PM |
| dollar-balance | $503.34 | 9/29/2011 1:29:25 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:47 PM |
| compoundinterest | $50.00 | 9/26/2011 5:07:35 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 10:05:20 PM |
| jigsaw | $100.00 | 9/27/2011 2:39:00 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:44 AM |
| Tscheddar | $25.00 | 9/27/2011 3:22:13 AM |
| contract-victor5 | $30.00 | 9/27/2011 7:20:49 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:46 AM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:19 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:30 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:59 PM |
| mgking007 | $25.00 | 9/27/2011 11:19:20 PM |
| cash-spark3 | $25.00 | 9/28/2011 2:35:37 AM |
| Jubael | $64.99 | 9/27/2011 11:38:58 PM |
| setUup | $33.30 | 9/28/2011 5:17:27 AM |
| novice-speculator | $25.00 | 9/28/2011 4:36:24 AM |
| loyalty-czar | $46.89 | 9/28/2011 6:10:00 AM |
| credit-investor5 | $50.00 | 9/28/2011 6:15:22 AM |
| seabass123 | $25.00 | 9/28/2011 7:10:41 AM |
| zacd | $25.00 | 9/28/2011 7:53:52 AM |
| A-Win-Win | $26.11 | 9/28/2011 7:24:04 AM |
| value-wind0 | $100.00 | 9/28/2011 8:27:59 AM |
| LosGatos | $25.00 | 9/28/2011 8:46:53 AM |
| dthompso | $50.00 | 9/28/2011 8:53:15 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:40 AM |
| javelin0 | $150.00 | 9/28/2011 4:39:51 PM |
| nyjer | $333.00 | 9/28/2011 4:26:08 PM |
| Kaj | $50.00 | 9/28/2011 4:49:18 PM |
| Bank42 | $25.00 | 9/28/2011 4:57:17 PM |
| exponential-affluence4 | $25.23 | 9/28/2011 5:44:30 PM |
| leverage-ectasy | $25.00 | 9/28/2011 9:29:14 PM |
| indomitable-coin | $25.00 | 9/28/2011 8:02:38 PM |
| oneeighty | $25.00 | 9/28/2011 9:17:35 PM |
| rustysailor | $25.00 | 9/28/2011 11:56:55 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:58:54 PM |
| tkenn1s | $75.00 | 9/28/2011 10:09:56 PM |
| don8ter | $25.00 | 9/29/2011 3:36:03 AM |
| resplendent-dollar | $25.00 | 9/29/2011 1:29:07 AM |
| dime-sprout | $25.00 | 9/29/2011 7:06:04 AM |
| gjm6d | $25.00 | 9/29/2011 6:23:53 AM |
| bradny | $25.00 | 9/29/2011 7:34:17 AM |
| Zolton | $200.00 | 9/29/2011 7:24:53 AM |
| jitster | $50.00 | 9/29/2011 7:30:05 AM |
| investment-comet | $25.00 | 9/29/2011 7:40:29 AM |
| bdruss | $25.00 | 9/29/2011 9:15:21 AM |
| sinner_c5 | $30.00 | 9/29/2011 9:17:15 AM |
| jmss | $25.00 | 9/29/2011 8:19:03 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:38:41 AM |
| first-serene-credit | $25.00 | 9/29/2011 8:46:43 AM |
| designer_10 | $25.00 | 9/29/2011 10:42:02 AM |
| kazdag | $50.00 | 9/29/2011 10:58:28 AM |
| wise-flexible-money | $25.00 | 9/29/2011 10:16:06 AM |
| joelnet | $250.00 | 9/29/2011 11:45:56 AM |
| newest-justice-bear | $25.00 | 9/29/2011 12:13:30 PM |
| orbital-gain | $50.00 | 9/29/2011 12:16:52 PM |
| worldly-money4 | $500.00 | 9/29/2011 1:20:57 PM |
| secureincome | $2,000.00 | 9/29/2011 1:22:30 PM |
| marelojay | $200.00 | 9/29/2011 1:16:27 PM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
529525
This series of Notes was issued and sold upon the funding of the borrower loan #54052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
13 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,417 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-horse6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Organization
Purpose of loan:
This loan will be used to consolidate my credit card debt into a single payment and reduce the amount of long term interest owed.
My financial situation:
I am a good candidate for this loan because I have stable steady income and pay all my bills/debts in a timely manner. I am using this method as a means to save money over the long term.
Monthly net income: 4215 $
Monthly expenses: 0$
Housing: 800$
Insurance: 110$
Car expenses: 0$
Utilities: 75$
Phone, cable, internet: 200$
Food, entertainment: 200$
Clothing, household expenses: 0$
Credit cards and other loans: 750$
Other expenses: 0$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:50 PM |
| Investor_DP | $100.00 | 9/27/2011 9:05:34 AM |
| oplender | $25.00 | 9/27/2011 9:26:22 AM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:20 PM |
| alphaseek | $200.00 | 9/28/2011 4:22:30 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:37 AM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:36 AM |
| pleasant-bid | $25.00 | 9/28/2011 10:11:19 AM |
| moola-gargantuan9 | $50.00 | 9/28/2011 12:19:33 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:40:01 PM |
| wildanne | $125.00 | 9/28/2011 3:02:55 PM |
| friendly-moola0 | $250.00 | 9/28/2011 3:55:35 PM |
| cash-spinner | $36.42 | 9/28/2011 2:29:37 PM |
| CreditBuilder2 | $50.00 | 9/28/2011 4:51:05 PM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 5:59:12 PM |
| bizlending | $150.00 | 9/28/2011 6:31:57 PM |
| digitaldan | $35.00 | 9/28/2011 6:36:17 PM |
| Chadwick_Bay_Investments | $25.00 | 9/28/2011 7:22:58 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:38:27 PM |
| mammalian4 | $25.00 | 9/28/2011 8:19:27 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:33:07 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:59:50 PM |
| Eddy-2-Aces | $38.94 | 9/28/2011 7:27:23 PM |
| charming-exchange7 | $25.00 | 9/28/2011 8:06:01 PM |
| unger | $100.11 | 9/28/2011 7:22:20 PM |
| djkaiser | $25.00 | 9/28/2011 9:34:27 PM |
| novice-speculator | $25.00 | 9/28/2011 8:15:12 PM |
| atbright | $25.00 | 9/28/2011 8:26:46 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:26 PM |
| jdwillcox | $100.00 | 9/28/2011 9:50:15 PM |
| bowdish1 | $50.00 | 9/27/2011 10:34:30 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:35 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:20 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:22 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:04 PM |
| riskreward | $250.00 | 9/27/2011 5:18:38 PM |
| vutah | $25.00 | 9/27/2011 6:00:21 PM |
| hard-working-rate3 | $116.00 | 9/27/2011 7:10:08 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:31 PM |
| ladyhawk187 | $30.00 | 9/27/2011 10:25:26 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:47 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:27 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:38 AM |
| golffish2 | $25.00 | 9/28/2011 8:52:09 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:41 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:49 AM |
| pouch5 | $50.00 | 9/28/2011 2:33:48 PM |
| radforj22 | $25.00 | 9/28/2011 2:23:27 PM |
| GenerousGentleMan | $89.10 | 9/28/2011 2:37:55 PM |
| ethical-truth211 | $501.00 | 9/28/2011 3:57:44 PM |
| heerzaquestion | $50.00 | 9/28/2011 4:12:04 PM |
| ddog0224 | $25.00 | 9/28/2011 4:20:27 PM |
| javelin0 | $150.00 | 9/28/2011 4:41:26 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:41:52 PM |
| supersarah61 | $50.00 | 9/28/2011 5:03:04 PM |
| ursus | $50.00 | 9/28/2011 5:08:25 PM |
| Kaj | $40.00 | 9/28/2011 4:47:34 PM |
| Bank42 | $25.00 | 9/28/2011 4:50:36 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:15:14 PM |
| finance-symphony7 | $60.71 | 9/28/2011 5:38:22 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:39 PM |
| forceful-durability7 | $29.68 | 9/28/2011 7:38:06 PM |
| Tizzo27 | $44.00 | 9/28/2011 8:01:49 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:04:47 PM |
| intrepid-loot | $25.00 | 9/28/2011 7:14:01 PM |
| djs81 | $25.00 | 9/28/2011 7:28:57 PM |
| GoldenGo4 | $50.00 | 9/28/2011 8:54:49 PM |
| Pitufo | $50.00 | 9/28/2011 7:49:24 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:29:38 PM |
| ASG_NECO | $25.00 | 9/28/2011 8:24:30 PM |
| Astyanax | $125.00 | 9/28/2011 8:13:55 PM |
| AndChicksforFree | $32.92 | 9/28/2011 8:53:43 PM |
| weiyinsan | $25.00 | 9/28/2011 9:24:38 PM |
| tkenn1s | $66.12 | 9/28/2011 10:09:14 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
529581
This series of Notes was issued and sold upon the funding of the borrower loan #54150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $682.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 5m |
|
Amount delinquent:
| $110 |
Total credit lines:
| 33 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,695 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| subtle-integrity3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making Improvements
Purpose of loan:
This loan will be used to...make the necessary improvements to my home for my growing family. I would also like to pay off the debts that I owe.
My financial situation:
I am a good candidate for this loan because...I feel I am a hard worker with a long standing employment history that shows I am dependable. I am in need of this loan right now so I can make these improvements as soon as possible. I will ensure that my payments will be made on time each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:48 PM |
| Chosen-one | $50.00 | 9/26/2011 10:27:49 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:44 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 6:18:53 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:29 AM |
| oplender | $25.00 | 9/27/2011 9:26:21 AM |
| riskreward | $250.00 | 9/27/2011 5:18:38 PM |
| Asparagirl | $25.00 | 9/27/2011 5:37:42 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:19 PM |
| rmachi | $25.00 | 9/27/2011 8:55:15 PM |
| Zolton | $200.00 | 9/29/2011 7:24:53 AM |
| intelligent-repayment8 | $5,000.00 | 9/29/2011 11:57:38 AM |
| alphaseek | $200.00 | 9/29/2011 11:55:42 AM |
| unbelievable-value2 | $25.00 | 9/29/2011 1:16:16 PM |
| Gibbyland | $150.00 | 9/29/2011 1:47:38 PM |
| hope-gondola9 | $5,920.00 | 9/29/2011 2:40:09 PM |
| jigsaw | $100.00 | 9/27/2011 2:39:00 AM |
| compoundinterest | $50.00 | 9/27/2011 5:07:21 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:19 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:30 PM |
| ladyhawk187 | $30.00 | 9/27/2011 10:24:39 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:40 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:41 PM |
| indomitable-coin | $25.00 | 9/28/2011 8:02:39 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:25 PM |
| don8ter | $25.00 | 9/29/2011 3:36:03 AM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:35 PM |
| sweet-loan7 | $25.00 | 9/29/2011 1:31:45 PM |
| radforj22 | $25.00 | 9/29/2011 1:46:20 PM |
| hope-gondola9 | $5,000.00 | 9/29/2011 2:41:58 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
529599
This series of Notes was issued and sold upon the funding of the borrower loan #54033, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $266.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 880-899 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $743 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-atizer0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
Purchase a used vehicle
My financial situation:
I am a good candidate for this loan because I have the financial resources and excellent payment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/27/2011 9:06:39 AM |
| YellowJacket | $25.00 | 9/27/2011 9:43:31 AM |
| GoldenGo4 | $500.00 | 9/27/2011 9:21:16 AM |
| diversification-surge | $25.00 | 9/27/2011 11:36:16 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:22 PM |
| nickel-ferret | $50.00 | 9/27/2011 5:09:58 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:26 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:50 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:52 PM |
| blot44 | $100.00 | 9/27/2011 7:22:03 PM |
| jps888 | $25.00 | 9/27/2011 8:43:11 PM |
| dontletmoneyfoolya | $25.00 | 9/27/2011 10:13:53 PM |
| bouvierchamp | $50.00 | 9/27/2011 10:18:21 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:32 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:03 PM |
| first-favorite-bonus9 | $25.00 | 9/28/2011 4:13:26 AM |
| gold-sushi | $25.00 | 9/28/2011 6:01:48 AM |
| value-wind0 | $100.00 | 9/28/2011 8:33:02 AM |
| leverage-monger | $25.00 | 9/28/2011 10:35:02 AM |
| Relevance | $25.00 | 9/28/2011 11:44:21 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:17 PM |
| veneziani | $25.00 | 9/28/2011 1:12:54 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:35 PM |
| personal-lender | $25.00 | 9/28/2011 5:10:30 PM |
| ski bum | $100.00 | 9/28/2011 5:11:29 PM |
| Weaverville | $100.00 | 9/28/2011 5:13:21 PM |
| compoundinterest | $50.00 | 9/28/2011 7:12:01 PM |
| upbeat-investment9 | $50.00 | 9/28/2011 9:04:26 PM |
| freebush69 | $400.00 | 9/28/2011 8:01:28 PM |
| djs81 | $50.00 | 9/28/2011 7:31:12 PM |
| 77dowplace | $25.00 | 9/28/2011 8:23:35 PM |
| Astyanax | $85.00 | 9/28/2011 8:39:23 PM |
| wise-unique-market | $200.00 | 9/28/2011 10:16:08 PM |
| GoldenGo4 | $400.00 | 9/28/2011 8:56:21 PM |
| currency-balancer | $25.00 | 9/28/2011 9:03:12 PM |
| oneeighty | $25.00 | 9/28/2011 9:18:39 PM |
| leverage-ectasy | $25.00 | 9/28/2011 9:30:16 PM |
| caring-hope2 | $100.00 | 9/28/2011 10:05:43 PM |
| mennleo | $62.43 | 9/28/2011 10:16:10 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:28 PM |
| a-fund-doctor | $25.00 | 9/28/2011 10:11:35 PM |
| pennyologist | $25.00 | 9/28/2011 10:18:43 PM |
| fcrick | $25.00 | 9/27/2011 11:18:56 AM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:52 PM |
| green-trade-dolphin2 | $30.00 | 9/27/2011 9:34:35 AM |
| indomitable-coin | $25.00 | 9/27/2011 10:04:10 AM |
| oplender | $25.00 | 9/27/2011 9:26:23 AM |
| Bank_Of_XL | $25.00 | 9/27/2011 10:56:03 AM |
| fairmaiden | $25.00 | 9/27/2011 1:14:27 PM |
| gojackgo | $50.00 | 9/27/2011 2:20:10 PM |
| Rivervale_Westwood | $200.00 | 9/27/2011 2:52:08 PM |
| loyalty-edifice997 | $25.00 | 9/27/2011 3:00:44 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:09 PM |
| Duchdad | $25.00 | 9/27/2011 4:48:01 PM |
| mtquan | $25.00 | 9/27/2011 6:08:29 PM |
| YummiBear | $25.00 | 9/27/2011 6:48:16 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:21 PM |
| rmachi | $25.00 | 9/27/2011 8:55:17 PM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:43 AM |
| chibear34 | $25.00 | 9/28/2011 7:31:14 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:20 AM |
| gentle-gain235 | $100.00 | 9/28/2011 8:48:50 AM |
| houli123 | $250.00 | 9/28/2011 9:25:07 AM |
| Dollars4Rent | $50.00 | 9/28/2011 9:30:55 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:43 AM |
| passbook | $25.00 | 9/28/2011 12:15:53 PM |
| herbgirl49 | $50.00 | 9/28/2011 2:22:13 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:58 PM |
| economy-molecule3 | $500.00 | 9/28/2011 5:13:36 PM |
| finance-symphony7 | $100.00 | 9/28/2011 6:05:44 PM |
| a-helping-hand | $1,000.00 | 9/28/2011 8:38:22 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 8:54:32 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:22 PM |
| riskreward | $250.00 | 9/28/2011 7:21:26 PM |
| Pitufo | $25.00 | 9/28/2011 8:05:14 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:35:09 PM |
| manlytim | $25.16 | 9/28/2011 8:40:39 PM |
| walkinsky | $247.41 | 9/28/2011 10:21:06 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
529625
This series of Notes was issued and sold upon the funding of the borrower loan #53861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,333 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Maxxie2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 27 ( 96% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 1
( 4% )
| 700-719
(Oct-2009)
680-699
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
maxxie2
Purpose of loan:
This loan will be used to pay off the rest of my credit cards.
My financial situation:
I am a good candidate for this loan because I will have credit history with Propser and I have the abilty to pay off this loan.
Monthly net income: $ 3,800 ($1,800 VA Compesation)
Monthly expenses: $ 1,427 (total)
Housing: $ 600
Insurance: $ 120
Car expenses: $ 240
Utilities: $107
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $6,000
Other expenses: $ Education 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $25.00 | 9/27/2011 5:02:20 PM |
| rolltide09 | $25.00 | 9/27/2011 5:02:25 PM |
| nickel-ferret | $50.00 | 9/27/2011 5:09:58 PM |
| Investoman | $75.00 | 9/27/2011 5:11:31 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:06 PM |
| wonder3 | $30.00 | 9/27/2011 5:14:59 PM |
| ethical-bid6 | $25.00 | 9/27/2011 5:03:21 PM |
| SpoonerPhan | $50.00 | 9/27/2011 5:14:13 PM |
| MarvintheMartian | $35.00 | 9/27/2011 5:21:24 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:53 PM |
| zadok | $50.00 | 9/27/2011 5:49:20 PM |
| shrewd-income | $150.00 | 9/27/2011 6:02:26 PM |
| SolarMoonshine | $25.00 | 9/27/2011 6:17:28 PM |
| compoundinterest | $25.00 | 9/27/2011 5:07:30 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:57 PM |
| ursus | $50.00 | 9/27/2011 5:08:07 PM |
| MoneyForNothing | $41.70 | 9/27/2011 5:03:59 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:06 PM |
| janeybooboo | $100.00 | 9/27/2011 5:01:27 PM |
| currency-excellency0 | $100.00 | 9/27/2011 5:02:01 PM |
| return-buddy | $25.00 | 9/27/2011 5:08:37 PM |
| JLMGroupFunds | $25.00 | 9/27/2011 5:17:15 PM |
| Investor_DP | $100.00 | 9/27/2011 5:06:25 PM |
| handshake5 | $100.00 | 9/27/2011 5:09:44 PM |
| finance-prescription | $100.00 | 9/27/2011 5:10:12 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:12 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:51 PM |
| DHolly | $25.00 | 9/27/2011 5:41:24 PM |
| roman2008 | $25.00 | 9/27/2011 6:22:32 PM |
| worth-blanket2 | $1,300.00 | 9/27/2011 6:36:48 PM |
| new-poetic-transaction | $91.03 | 9/27/2011 6:26:54 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
529633
This series of Notes was issued and sold upon the funding of the borrower loan #54094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 10 |
Current / open credit lines:
| 1
/
1 | Length of status: | 19y 0m |
|
Amount delinquent:
| $17,148 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-value5 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bouncing Back
Purpose of loan:
This loan will be used to complete home improvements
My financial situation:
I am a good candidate for this loan because I'm trying to rebuild my credit and will pay this loan off early.
Monthly net income: $4979.50
Monthly expenses: $
Housing: $1535/month Mort.Tax.Ins
Insurance: $
Car expenses: $449/ month
Utilities: $120/month
Phone, cable, internet: $ 100/month
Food, entertainment: $ 400 Month
Clothing, household expenses: $ 100/month
Credit cards and other loans: $ 0
Other expenses: $ 233/Month Private School
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/27/2011 5:16:25 PM |
| exchange-squirrel | $25.00 | 9/28/2011 1:19:58 AM |
| intelligent-repayment8 | $2,175.00 | 9/29/2011 10:00:55 AM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:51 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:08 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:29 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529671
This series of Notes was issued and sold upon the funding of the borrower loan #54055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $469.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,717 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nourishing-hope835 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2010)
820-839
(Mar-2010)
|
|
Principal balance:
| $9,611.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Want to fix up rental house
Purpose of loan:
This loan will be used to rehab one of my 2 Bedroom rental houses to be up to code, by replacing the plumbing, the electric and the HVAC system.
My financial situation:
I am a good candidate for this loan because I have done this in the past and have been successful at it. I used previous Prosper loans to accomplish this and always paid on time. I own several other rental properties that can easily pay for the monthly payments and besides this I have a full time job that can pay for any unforeseen costs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 9/27/2011 11:18:57 AM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:53 PM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:40 AM |
| indomitable-coin | $25.00 | 9/27/2011 10:04:11 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:47 AM |
| penny-finder | $50.00 | 9/27/2011 11:55:18 AM |
| gojackgo | $50.00 | 9/27/2011 2:20:11 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:22 PM |
| irishcocacola | $25.00 | 9/27/2011 4:53:21 PM |
| Duchdad | $25.00 | 9/27/2011 4:48:02 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:27 PM |
| Chosen-one | $100.00 | 9/27/2011 5:19:39 PM |
| rmachi | $25.00 | 9/27/2011 8:55:17 PM |
| point-monger5 | $400.00 | 9/27/2011 9:33:37 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:05 PM |
| murph0025 | $150.00 | 9/28/2011 2:31:37 AM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:44 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:23 AM |
| reward-burger2 | $50.00 | 9/28/2011 5:16:12 AM |
| HenlopenCapital | $25.00 | 9/28/2011 5:04:30 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:20 AM |
| chibear34 | $25.00 | 9/28/2011 8:02:44 AM |
| gentle-gain235 | $100.00 | 9/28/2011 9:15:25 AM |
| nickel-ferret | $50.00 | 9/28/2011 9:10:38 AM |
| houli123 | $250.00 | 9/28/2011 9:25:07 AM |
| Dubbs360 | $100.00 | 9/28/2011 10:09:31 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:41:14 AM |
| fervent-repayment | $25.00 | 9/28/2011 11:37:46 AM |
| ramsbladder | $25.00 | 9/28/2011 11:18:26 AM |
| escharfer | $25.00 | 9/28/2011 11:50:48 AM |
| a-transaction-flute | $25.00 | 9/28/2011 11:52:21 AM |
| quick | $50.00 | 9/28/2011 11:53:26 AM |
| heroic-payout9 | $25.00 | 9/28/2011 12:14:44 PM |
| Snoopylover | $25.00 | 9/28/2011 11:50:58 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:58:57 AM |
| Zuzu | $25.00 | 9/28/2011 12:10:07 PM |
| bmbanzai | $25.00 | 9/28/2011 12:12:38 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:36:46 PM |
| Sturgee | $25.00 | 9/28/2011 3:28:57 PM |
| herbgirl49 | $50.00 | 9/28/2011 2:22:13 PM |
| r48 | $25.00 | 9/28/2011 3:27:28 PM |
| blue111 | $25.00 | 9/28/2011 3:50:28 PM |
| setUup | $36.30 | 9/28/2011 3:53:24 PM |
| first-class-yield9 | $100.00 | 9/28/2011 3:57:55 PM |
| CSAworker | $37.86 | 9/28/2011 4:22:47 PM |
| finance-symphony7 | $100.00 | 9/28/2011 5:36:58 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:58 PM |
| julijask | $30.00 | 9/28/2011 5:40:13 PM |
| Lotsofbears | $25.00 | 9/28/2011 6:19:56 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:15:38 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:12:39 PM |
| ksubd | $100.00 | 9/28/2011 7:25:29 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 7:00:15 PM |
| ethical-bid6 | $250.00 | 9/28/2011 9:01:56 PM |
| Loan-trust25 | $33.73 | 9/28/2011 9:09:23 PM |
| agbullet55443 | $200.00 | 9/28/2011 9:10:52 PM |
| jps888 | $35.00 | 9/28/2011 9:12:25 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:23 PM |
| RJN | $25.00 | 9/28/2011 8:17:48 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:20:52 PM |
| GoldenGo4 | $200.00 | 9/28/2011 8:53:06 PM |
| sweety075 | $25.00 | 9/28/2011 9:10:32 PM |
| neutrino6 | $25.00 | 9/28/2011 10:24:26 PM |
| compoundinterest | $50.00 | 9/27/2011 9:06:56 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 9:33:11 AM |
| oplender | $25.00 | 9/27/2011 9:26:23 AM |
| riskreward | $250.00 | 9/27/2011 9:18:40 AM |
| SCD | $25.00 | 9/27/2011 11:46:36 AM |
| CIC | $25.00 | 9/27/2011 1:11:15 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:52 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:57 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:50 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:53 PM |
| mtquan | $25.00 | 9/27/2011 6:08:29 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:08 PM |
| blot44 | $100.00 | 9/27/2011 7:21:51 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:22 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:33 PM |
| radforj22 | $25.00 | 9/28/2011 12:46:39 AM |
| first-favorite-bonus9 | $25.00 | 9/28/2011 4:13:26 AM |
| fuzed | $55.00 | 9/28/2011 6:56:20 AM |
| finagler | $25.00 | 9/28/2011 7:29:36 AM |
| value-wind0 | $100.00 | 9/28/2011 8:33:03 AM |
| dadalou | $25.00 | 9/28/2011 8:21:23 AM |
| john0720 | $50.00 | 9/28/2011 8:09:59 AM |
| coin-popcorn | $25.00 | 9/28/2011 9:21:51 AM |
| Dollars4Rent | $25.00 | 9/28/2011 9:34:51 AM |
| visionary-fund | $200.00 | 9/28/2011 10:08:40 AM |
| indianoven | $25.00 | 9/28/2011 10:31:43 AM |
| Zeenos | $100.00 | 9/28/2011 11:32:09 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:43 AM |
| investment-comet | $25.00 | 9/28/2011 11:31:59 AM |
| Relevance | $25.00 | 9/28/2011 11:44:21 AM |
| emt747 | $25.00 | 9/28/2011 11:50:57 AM |
| first-serene-credit | $25.00 | 9/28/2011 12:05:46 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:17 PM |
| veneziani | $25.00 | 9/28/2011 1:12:54 PM |
| Pitufo | $25.00 | 9/28/2011 1:20:52 PM |
| finance-negotiator2 | $25.00 | 9/28/2011 1:40:16 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:00 PM |
| building_community | $37.71 | 9/28/2011 1:57:40 PM |
| brainfeeder | $238.10 | 9/28/2011 2:43:15 PM |
| Solid-Platinum | $25.00 | 9/28/2011 12:47:10 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:25 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:35 PM |
| the-financier814 | $25.00 | 9/28/2011 4:58:43 PM |
| Kaj | $100.00 | 9/28/2011 4:47:18 PM |
| new-affluence-piledriver | $100.00 | 9/28/2011 5:01:51 PM |
| Weaverville | $100.00 | 9/28/2011 5:13:21 PM |
| CreditBuilder2 | $200.00 | 9/28/2011 4:42:57 PM |
| magnificent-income7 | $25.00 | 9/28/2011 5:07:34 PM |
| community-bridge | $400.00 | 9/28/2011 6:12:11 PM |
| dproxima | $25.00 | 9/28/2011 6:41:41 PM |
| Silver-Penny001 | $25.00 | 9/28/2011 6:25:22 PM |
| self-reliant-p2p2 | $25.00 | 9/28/2011 5:58:53 PM |
| Vaanolo | $25.00 | 9/28/2011 6:42:49 PM |
| MTLoans | $25.00 | 9/28/2011 7:32:44 PM |
| oneeighty | $25.00 | 9/28/2011 9:18:59 PM |
| novice-speculator | $25.00 | 9/28/2011 8:16:05 PM |
| Astyanax | $125.00 | 9/28/2011 8:23:56 PM |
| manlytim | $25.19 | 9/28/2011 8:39:12 PM |
| wise-unique-market | $150.00 | 9/28/2011 10:20:34 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:28 PM |
| momentous-coin | $125.00 | 9/28/2011 10:18:43 PM |
| worlds-best-worth2 | $1,321.11 | 9/28/2011 10:26:24 PM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
529677
This series of Notes was issued and sold upon the funding of the borrower loan #54174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 11m |
|
Amount delinquent:
| $521 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,896 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-taco2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan:
This loan will be used to... Pay off current bills, consolidate
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600
Monthly expenses: $
Housing: $456
Insurance: $65
Car expenses: $0
Utilities: $200
Phone, cable, internet: $117
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $420
Other expenses: $750
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 9:19:05 AM |
| tech310 | $50.00 | 9/27/2011 2:30:10 PM |
| secureincome | $700.00 | 9/29/2011 1:29:36 PM |
| fireferd | $30.00 | 9/29/2011 3:43:46 PM |
| kind-credit-bear | $25.00 | 9/29/2011 3:59:32 PM |
| loss-of-control | $75.00 | 9/29/2011 5:06:24 PM |
| kind-credit-bear | $25.00 | 9/28/2011 9:18:18 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:36:55 PM |
| Gibbyland | $150.00 | 9/29/2011 1:48:39 PM |
| listing-drummer | $25.00 | 9/29/2011 2:01:47 PM |
| SolarMoonshine | $25.00 | 9/29/2011 3:54:12 PM |
| suave-dime6 | $25.00 | 9/29/2011 4:14:25 PM |
| investment-cluster | $30.00 | 9/29/2011 5:00:18 PM |
| finance-mushroom | $100.00 | 9/29/2011 5:09:20 PM |
| finance-prescription | $40.00 | 9/29/2011 5:10:19 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
529697
This series of Notes was issued and sold upon the funding of the borrower loan #54041, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
22 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,614 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awesome-commitment8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BUSINESS DEVELOPMENT MANAGER
Purpose of loan:
This loan will be used to, REPAIR MY AUTOMOBILE AND CONSOLIDATE SEVERAL CREDIT CARD BILLS.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4800
Monthly expenses: $ 4200
Housing: $ 475 MONTHLY
Insurance: $ 160 MONTHLY
Car expenses: $ 160 MONTHLY
Utilities: $ 300 MONTHLY
Phone, cable, internet: $ 325
Food, entertainment: $ 600
Clothing, household expenses: $ 150
Credit cards and other loans: $ 2000
Other expenses: $ 30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:52 PM |
| favorite-commerce | $25.00 | 9/28/2011 10:19:59 AM |
| worth-blanket2 | $4,200.00 | 9/28/2011 3:36:28 PM |
| principal-triumph | $50.00 | 9/28/2011 4:16:52 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:29 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
529705
This series of Notes was issued and sold upon the funding of the borrower loan #54132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $197.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 18y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,733 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dwilliams |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt to a better percentage rate.
My financial situation:
I am a good candidate for this loan because I have a good rate of income. Also, I have had a previously successful loan using Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:51 PM |
| rolltide09 | $25.00 | 9/29/2011 12:18:03 PM |
| Aberdeen | $1,000.00 | 9/29/2011 12:20:46 PM |
| riskreward | $250.00 | 9/29/2011 12:33:32 PM |
| vtrentster | $25.00 | 9/29/2011 12:40:24 PM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:40 PM |
| currency-excellency0 | $200.00 | 9/29/2011 12:16:37 PM |
| progressive-economy261 | $400.00 | 9/29/2011 12:34:13 PM |
| compoundinterest | $50.00 | 9/29/2011 12:22:14 PM |
| orbital-gain | $50.00 | 9/29/2011 12:16:54 PM |
| hope-gondola9 | $3,925.00 | 9/29/2011 1:51:42 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529713
This series of Notes was issued and sold upon the funding of the borrower loan #54112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,746 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ferocious-income3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cedit Card Payoffs
Purpose of loan:
This loan will be used to...paying off credit cards.
My financial situation:
I am a good candidate for this loan because...I can afford to make the monthly payments.
Monthly net income: $3900.00
Monthly expenses: $3500.00
Housing: $2315.00
Insurance: $99.00
Car expenses: $150
Utilities: $115
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $70
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:52 PM |
| Wangchuk | $25.00 | 9/27/2011 5:36:29 PM |
| vutah | $25.00 | 9/27/2011 6:34:33 PM |
| genuine-dime | $100.00 | 9/28/2011 5:51:27 AM |
| golffish2 | $25.00 | 9/28/2011 9:01:03 AM |
| worth-blanket2 | $5,000.00 | 9/28/2011 3:36:04 PM |
| exchange-upholder0 | $25.00 | 9/27/2011 9:59:52 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:08 PM |
| principal-triumph | $50.00 | 9/28/2011 4:16:09 PM |
| dignified-marketplace5 | $25.00 | 9/28/2011 4:17:08 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
529731
This series of Notes was issued and sold upon the funding of the borrower loan #54116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,428 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-edifice |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Action Ideas group
Purpose of loan:
This loan will be used to..pay down personal & build business group.
My financial situation:
I am a good candidate for this loan because...hard worker & great business plan
Monthly net income: $ 6,000.00
Monthly expenses: $
Housing: $ 405.00 mortgage
Insurance: $ 100.00
Car expenses: $ 250.00
Utilities: $ 175.00
Phone, cable, internet: $
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 1200.00
Other expenses: $ 500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:53 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:29 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:05 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:35:51 PM |
| fireferd | $40.00 | 9/28/2011 10:06:59 PM |
| tkenn1s | $50.00 | 9/28/2011 10:13:50 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:59:53 PM |
| octoberfresh | $25.00 | 9/29/2011 7:13:57 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:43:37 AM |
| gentle-gain235 | $50.00 | 9/29/2011 8:39:29 AM |
| CatbirdBanking | $25.00 | 9/29/2011 7:37:08 AM |
| trade-beeper4 | $25.00 | 9/29/2011 8:11:51 AM |
| greencat | $50.00 | 9/29/2011 8:50:29 AM |
| dollar-authority | $50.00 | 9/29/2011 8:59:32 AM |
| payout-bridge | $35.00 | 9/29/2011 9:49:17 AM |
| spsavage | $30.00 | 9/29/2011 9:45:07 AM |
| secureincome | $750.00 | 9/29/2011 1:18:02 PM |
| VJ_Financial | $26.30 | 9/29/2011 1:16:27 PM |
| hope-gondola9 | $2,297.60 | 9/29/2011 1:21:37 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 7:00:41 PM |
| fizicks06 | $100.00 | 9/28/2011 9:10:08 PM |
| money-fort | $25.00 | 9/28/2011 10:49:38 PM |
| Gladglide | $25.00 | 9/29/2011 12:04:23 AM |
| shawnw2 | $150.00 | 9/29/2011 1:05:01 AM |
| enriched-truth | $25.00 | 9/29/2011 6:55:34 AM |
| Toastmaster007 | $30.00 | 9/29/2011 8:50:44 AM |
| evergreen16 | $65.00 | 9/29/2011 8:19:06 AM |
| kain11286 | $25.00 | 9/29/2011 8:36:45 AM |
| reward-blackberry1 | $26.07 | 9/29/2011 8:39:51 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:23:54 AM |
| kingbob | $25.03 | 9/29/2011 12:04:43 PM |
| RockpointCapital | $100.00 | 9/29/2011 10:49:50 AM |
| CA-Lender | $25.00 | 9/29/2011 10:52:56 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
529741
This series of Notes was issued and sold upon the funding of the borrower loan #54031, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,012 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impeccable-agreement9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan: Working Capital
This loan will be used to...pay for portion of lease of office space and additional equipment needed.
My financial situation: good
I am a good candidate for this loan because...
I have accounts receivable clients who pay. I have a product and service that is marketable, makes money and helps people and i have never paid a bill late in 6 years.
Monthly net income: 4,200
Monthly expenses: 2,900
Housing: $1000
Insurance: $31
Car expenses: $200
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:55 AM |
| orange-impartial-asset | $250.00 | 9/27/2011 7:59:09 PM |
| impeccable-ore3 | $25.00 | 9/28/2011 1:30:04 PM |
| sensible-fund | $25.00 | 9/28/2011 6:45:39 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 7:00:54 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:12 PM |
| rolltide09 | $25.00 | 9/28/2011 10:00:00 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:43 PM |
| worth-blanket2 | $9,000.00 | 9/28/2011 7:13:42 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529747
This series of Notes was issued and sold upon the funding of the borrower loan #54107, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| active-power6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...
help purchase seed and fertilizer for farming operation
My financial situation: farm and work for fire dept, just need extra money to hep cover my seed cost on additional farmland acreage
I am a good candidate for this loan because...
i work more than one job and strive to succeed to make more money
Monthly net income: $3900
Monthly expenses: $2740
Housing: $
Insurance: $ 250
Car expenses: $
Utilities: $
Phone, cable, internet: $ 90
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $ 1600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 9/28/2011 5:19:39 PM |
| orbital-gain | $50.00 | 9/29/2011 12:16:52 PM |
| secureincome | $1,500.00 | 9/29/2011 1:15:04 PM |
| hope-gondola9 | $3,925.00 | 9/29/2011 1:19:46 PM |
| don8ter | $25.00 | 9/29/2011 3:41:39 AM |
| Kaj | $25.00 | 9/29/2011 7:45:04 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:13 AM |
| loanman2007 | $50.00 | 9/29/2011 11:29:20 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 9:58:54 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529753
This series of Notes was issued and sold upon the funding of the borrower loan #54078, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $254.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,504 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-enforcer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sunroom Rebuild
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/27/2011 5:07:06 PM |
| MarvintheMartian | $65.00 | 9/27/2011 5:26:17 PM |
| mtquan | $25.00 | 9/27/2011 6:08:31 PM |
| YummiBear | $25.00 | 9/27/2011 6:47:58 PM |
| blot44 | $100.00 | 9/27/2011 7:22:14 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:44 PM |
| BenR | $100.00 | 9/27/2011 8:07:34 PM |
| rmachi | $25.00 | 9/27/2011 8:55:20 PM |
| loyalty-edifice997 | $25.00 | 9/27/2011 8:56:05 PM |
| oplender | $25.00 | 9/27/2011 8:57:58 PM |
| Zeenos | $100.00 | 9/27/2011 9:45:37 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:12 PM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:27 AM |
| blue-useful-auction | $25.00 | 9/28/2011 6:32:19 AM |
| Moneypenny6 | $25.00 | 9/28/2011 7:09:43 AM |
| value-wind0 | $85.00 | 9/28/2011 8:33:04 AM |
| houli123 | $250.00 | 9/28/2011 9:25:07 AM |
| Dollars4Rent | $50.00 | 9/28/2011 9:30:56 AM |
| Relevance | $25.00 | 9/28/2011 11:44:22 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:18 PM |
| market-maximizer472 | $100.00 | 9/28/2011 3:29:15 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:36 PM |
| herbgirl49 | $50.00 | 9/28/2011 2:22:14 PM |
| myworld701 | $25.00 | 9/28/2011 3:14:52 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:59 PM |
| finance-symphony7 | $100.00 | 9/28/2011 6:04:34 PM |
| Figure4 | $25.00 | 9/28/2011 7:09:40 PM |
| tkenn1s | $90.00 | 9/28/2011 10:10:55 PM |
| vutah | $25.00 | 9/28/2011 10:07:42 PM |
| radforj22 | $25.00 | 9/29/2011 2:08:15 AM |
| gentle-transparency7 | $250.00 | 9/29/2011 3:15:56 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:45 AM |
| alaco | $25.00 | 9/29/2011 8:01:34 AM |
| wahoos20 | $50.00 | 9/29/2011 7:30:43 AM |
| Zolton | $200.00 | 9/29/2011 7:24:58 AM |
| BankofPete | $25.00 | 9/29/2011 8:32:58 AM |
| Captain88 | $25.00 | 9/29/2011 8:59:16 AM |
| The_dude_01 | $37.54 | 9/29/2011 8:32:02 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:49:55 AM |
| Andaliego | $50.00 | 9/29/2011 9:20:55 AM |
| revenue-appraiser | $25.00 | 9/29/2011 10:19:46 AM |
| goodhearted-gold3 | $43.90 | 9/29/2011 10:23:15 AM |
| EarlyRiser | $498.00 | 9/29/2011 10:17:11 AM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:55 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:48:02 PM |
| Asparagirl | $50.00 | 9/27/2011 5:36:03 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:25 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:35 PM |
| PalmerTheEmbalmer | $25.00 | 9/28/2011 12:20:35 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:21 AM |
| gentle-gain235 | $200.00 | 9/28/2011 8:48:26 AM |
| radforj22 | $25.00 | 9/28/2011 9:43:04 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:58:58 AM |
| diablorulz | $50.00 | 9/28/2011 12:17:33 PM |
| Weaverville | $100.00 | 9/28/2011 5:13:22 PM |
| ZeLonewolf | $25.00 | 9/28/2011 4:35:18 PM |
| nickel-ferret | $50.00 | 9/28/2011 5:09:56 PM |
| riskreward | $250.00 | 9/28/2011 7:21:26 PM |
| fireferd | $75.00 | 9/28/2011 9:59:58 PM |
| efficient-marketplace | $25.00 | 9/28/2011 10:26:45 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:30 PM |
| don8ter | $25.00 | 9/29/2011 3:36:06 AM |
| Chosen-one | $52.57 | 9/29/2011 3:39:13 AM |
| bkb7484 | $33.00 | 9/29/2011 3:40:49 AM |
| sflawya | $25.00 | 9/29/2011 3:18:42 AM |
| ImaPutz | $25.00 | 9/29/2011 6:58:57 AM |
| Ven58 | $25.00 | 9/29/2011 7:31:58 AM |
| Rivervale_Westwood | $50.00 | 9/29/2011 7:49:03 AM |
| john0720 | $100.00 | 9/29/2011 8:17:14 AM |
| compoundinterest | $50.00 | 9/29/2011 9:07:35 AM |
| John_Galt | $44.00 | 9/29/2011 10:00:44 AM |
| dime-sprout | $25.00 | 9/29/2011 10:11:10 AM |
| intelligent-repayment8 | $86.42 | 9/29/2011 10:38:15 AM |
| selector568 | $639.57 | 9/29/2011 10:32:59 AM |
| Rammuel | $25.00 | 9/29/2011 10:35:14 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
529763
This series of Notes was issued and sold upon the funding of the borrower loan #54139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,058 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Beautiful-U |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Loan for a Personal Emergency
Purpose of loan:
This loan will be used to fund a personal emergency & pay off my credit card.
My financial situation:
I am a good candidate for this loan because I have a partner with a constant source of monthly income & will be able to make the payments regularly & ontime.
Monthly net income: $5000
Monthly expenses: $500
Housing: $1800
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $25.07 | 9/28/2011 9:06:30 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 10:17:13 AM |
| golffish2 | $25.00 | 9/29/2011 11:22:06 AM |
| CreditBuilder2 | $25.00 | 9/29/2011 11:27:43 AM |
| ethical-truth211 | $398.00 | 9/29/2011 12:10:20 PM |
| open-minded-deal | $200.00 | 9/29/2011 11:23:57 AM |
| listing-reformation8 | $40.00 | 9/29/2011 11:36:47 AM |
| kingbob | $25.03 | 9/29/2011 12:00:19 PM |
| goodhearted-generosity511 | $25.00 | 9/28/2011 6:03:38 PM |
| nfx | $32.81 | 9/29/2011 5:06:53 AM |
| red-favorable-basis | $30.00 | 9/29/2011 11:29:54 AM |
| loanman2007 | $75.00 | 9/29/2011 11:31:42 AM |
| income-ecstasy | $25.00 | 9/29/2011 11:35:17 AM |
| worthy-commitment7 | $30.00 | 9/29/2011 10:43:28 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:36:24 AM |
| LuvToLend | $19.09 | 9/29/2011 1:07:41 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
529769
This series of Notes was issued and sold upon the funding of the borrower loan #54134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $361 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-warrior0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Pulchritudinous | $25.00 | 9/28/2011 12:02:10 PM |
| cake7 | $25.00 | 9/29/2011 1:16:33 PM |
| hope-gondola9 | $3,423.70 | 9/29/2011 1:42:18 PM |
| ethical-truth211 | $500.00 | 9/29/2011 12:43:17 PM |
| VJ_Financial | $26.30 | 9/29/2011 1:18:38 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
529811
This series of Notes was issued and sold upon the funding of the borrower loan #54058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $238.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 3m |
|
Amount delinquent:
| $2,043 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,587 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funnyface43 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,601.00 | < 31 days late:
| 2
( 2% )
| 660-679
(Aug-2010)
600-619
(Feb-2008)
600-619
(Dec-2007)
620-639
(May-2007)
|
|
Principal balance:
| $1,819.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 82 | | |
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to pay off a my prosper loan, credit cards and bank loan.
My financial situation: My financial situation is stable.
I am a good candidate for this loan because I pay my bills on time and I have had 3 loans through Prosper.
Monthly net income: $ 3140.00
Housing: $ 575.00
Insurance: $ 102.00
Car expenses: $ 313.00
Utilities: $ 90.00
Phone, cable, internet: $ 86.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 260.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:00 AM |
| AndChicksforFree | $57.00 | 9/28/2011 9:02:15 AM |
| LittleMingo | $30.00 | 9/28/2011 9:03:01 AM |
| compoundinterest | $25.00 | 9/28/2011 9:08:02 AM |
| DHolly | $25.00 | 9/28/2011 9:06:37 AM |
| Dollars4Rent | $25.00 | 9/28/2011 9:33:26 AM |
| Investoman | $75.00 | 9/28/2011 9:12:43 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:47 AM |
| delicious-cash | $25.00 | 9/28/2011 10:35:01 AM |
| loanman2007 | $25.00 | 9/28/2011 9:57:28 AM |
| shrewd-income | $100.00 | 9/28/2011 11:17:06 AM |
| marwadi-62 | $499.00 | 9/28/2011 11:07:50 AM |
| TWGCJ | $40.00 | 9/28/2011 11:49:34 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:45 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:02 PM |
| GCInvestments | $25.00 | 9/28/2011 12:16:52 PM |
| bluestarman08 | $96.00 | 9/28/2011 1:59:57 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:28 PM |
| dime-sapling | $25.00 | 9/28/2011 3:24:24 PM |
| worth-blanket2 | $2,600.00 | 9/28/2011 3:36:59 PM |
| ZeLonewolf | $25.00 | 9/28/2011 4:35:19 PM |
| MoneyForNothing | $14.69 | 9/28/2011 4:40:20 PM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:38 AM |
| genius520 | $50.00 | 9/28/2011 9:09:10 AM |
| handshake5 | $100.00 | 9/28/2011 9:10:25 AM |
| janeybooboo | $200.00 | 9/28/2011 9:01:50 AM |
| rolltide09 | $25.00 | 9/28/2011 9:02:38 AM |
| MoneyForNothing | $339.31 | 9/28/2011 9:15:35 AM |
| atlas-shrugged | $200.00 | 9/28/2011 9:17:35 AM |
| nickel-ferret | $50.00 | 9/28/2011 9:10:39 AM |
| 113121 | $25.00 | 9/28/2011 9:36:47 AM |
| reliable-silver7 | $25.00 | 9/28/2011 10:31:40 AM |
| Whatssofunnybout | $50.00 | 9/28/2011 10:43:31 AM |
| Mikale360 | $25.00 | 9/28/2011 11:00:54 AM |
| prohelper | $50.00 | 9/28/2011 11:19:53 AM |
| alphaseek | $200.00 | 9/28/2011 10:25:45 AM |
| marwadi-62 | $501.00 | 9/28/2011 11:06:27 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:03 AM |
| Beechturner | $40.00 | 9/28/2011 12:08:09 PM |
| first-serene-credit | $25.00 | 9/28/2011 12:11:48 PM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:51 AM |
| veneziani | $25.00 | 9/28/2011 1:12:54 PM |
| equitable-p2ploan8 | $25.00 | 9/28/2011 1:22:40 PM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:18:10 PM |
| leodaguy | $100.00 | 9/28/2011 12:23:17 PM |
| the-inspired-justice | $25.00 | 9/28/2011 3:48:40 PM |
| tomoe | $25.00 | 9/28/2011 2:33:40 PM |
| hidavehi | $33.00 | 9/28/2011 4:39:50 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
529817
This series of Notes was issued and sold upon the funding of the borrower loan #54045, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-dissector0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 1100$
Monthly expenses: $
Housing: 0$
Insurance: 0$
Car expenses: 0$
Utilities: 0$
Phone, cable, internet: 0$
Food, entertainment: 300$
Clothing, household expenses: 0$
Credit cards and other loans: 100$
Other expenses: 100$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:01 AM |
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:01 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:03 AM |
| favorite-commerce | $25.00 | 9/28/2011 10:20:55 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:46 PM |
| dignified-marketplace5 | $100.00 | 9/28/2011 4:47:57 PM |
| worth-blanket2 | $2,400.00 | 9/28/2011 7:14:38 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
529835
This series of Notes was issued and sold upon the funding of the borrower loan #54070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,606 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heaven4 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
|
|
Principal balance:
| $1,537.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
My personal loan
Purpose of loan: Personal
This loan will be used to...
My financial situation: employed
I am a good candidate for this loan because...full time job currently, good credit, pay bill timely
Monthly net income: $1900
Monthly expenses: $
Housing: $849
Insurance: $98
Car expenses: $0
Utilities: $38
Phone, cable, internet: $20
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $121.22
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:01 AM |
| rolltide09 | $25.00 | 9/28/2011 9:02:38 AM |
| janeybooboo | $102.00 | 9/28/2011 9:04:54 AM |
| MoneyForNothing | $27.84 | 9/28/2011 9:11:12 AM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:38 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:47 AM |
| delicious-cash | $25.00 | 9/28/2011 10:35:01 AM |
| marwadi-62 | $300.00 | 9/28/2011 11:07:29 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:03 AM |
| Whatssofunnybout | $50.00 | 9/28/2011 10:44:02 AM |
| shrewd-income | $25.00 | 9/28/2011 11:18:15 AM |
| first-serene-credit | $25.00 | 9/28/2011 12:11:08 PM |
| GCInvestments | $25.00 | 9/28/2011 12:16:53 PM |
| tomoe | $25.00 | 9/28/2011 2:35:35 PM |
| FinanceEngine | $40.00 | 9/28/2011 1:13:19 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:02 PM |
| shawnw2 | $48.16 | 9/28/2011 4:00:58 PM |
| AndChicksforFree | $57.00 | 9/28/2011 9:04:31 AM |
| DHolly | $25.00 | 9/28/2011 9:03:25 AM |
| compoundinterest | $25.00 | 9/28/2011 9:08:02 AM |
| JLMGroupFunds | $25.00 | 9/28/2011 9:18:41 AM |
| currency-excellency0 | $100.00 | 9/28/2011 9:01:53 AM |
| prohelper | $50.00 | 9/28/2011 11:19:54 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:04 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:51 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:46 PM |
| equitable-capital758 | $250.00 | 9/28/2011 1:18:29 PM |
| veneziani | $25.00 | 9/28/2011 1:12:55 PM |
| leodaguy | $100.00 | 9/28/2011 12:23:18 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:28 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:26 PM |
| worth-blanket2 | $3,900.00 | 9/28/2011 3:35:49 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
529841
This series of Notes was issued and sold upon the funding of the borrower loan #54009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 5m |
|
Amount delinquent:
| $183 |
Total credit lines:
| 65 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,269 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rchase14 |
Borrower's state:
| Florida |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 63 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,400.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
620-639
(Nov-2009)
640-659
(Dec-2007)
640-659
(Nov-2007)
|
|
Principal balance:
| $837.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 63 | | |
Description
Refinance auto loan through Prosper
Purpose of loan: To pay off an auto-loan
This loan will be used to...completely pay off an auto loan by refinancing it through Prosper. Currently, the montly payment is $240 and the balance on the loan is $1,100. I will use the remainder of the new loan ($900) to pay off my current prosper loan currently sitting at $864.
My financial situation:
I am a good candidate for this loan because...I have a stable income of almost 10 yrs now.
monthly income: $3,000
Monthly expenses: $ 2,734
Housing: $ 678.00
car Insurance: $ 155.00
Car expenses: $380 for gas
Car payment: $252
Van payment: $240 (this is the one I am looking to pay off)
Utilities: $ 170 (electric & water)
Phone, cable, internet: $ 130
Food, entertainment: $ 300 (mostly groceries)
Clothing, household expenses $50
Credit cards and other loans: $ 334.26 (still two emergency credit cards)
Prosper loan payment: $45.24
Other expenses: $ na
Left over: $266
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $50.00 | 9/28/2011 5:03:39 PM |
| AndChicksforFree | $107.00 | 9/28/2011 5:11:53 PM |
| MoneyForNothing | $366.29 | 9/28/2011 5:09:41 PM |
| commerce-rumbler0 | $100.00 | 9/28/2011 5:12:54 PM |
| ultimate-peace | $25.00 | 9/28/2011 5:04:37 PM |
| Jerrys1951 | $44.00 | 9/28/2011 5:11:51 PM |
| RainyDayFunds | $25.00 | 9/28/2011 5:14:36 PM |
| AndChicksforFree | $107.00 | 9/28/2011 5:15:38 PM |
| shawnw2 | $100.00 | 9/28/2011 5:19:46 PM |
| Kash2010lu | $25.00 | 9/28/2011 5:06:39 PM |
| Dusigrosz | $150.00 | 9/28/2011 5:01:33 PM |
| Making_Money | $100.00 | 9/28/2011 5:02:12 PM |
| Making_Money | $100.00 | 9/28/2011 5:06:44 PM |
| 312-Lender | $50.00 | 9/28/2011 5:11:55 PM |
| RoZu_Lending | $320.71 | 9/28/2011 5:28:11 PM |
| DHolly | $25.00 | 9/28/2011 5:13:25 PM |
| ronin4sale | $25.00 | 9/28/2011 5:15:35 PM |
| The-Helper | $30.00 | 9/28/2011 5:15:48 PM |
| 113121 | $250.00 | 9/28/2011 5:27:11 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
529847
This series of Notes was issued and sold upon the funding of the borrower loan #54151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,087 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| basis-cluster |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
additional business start-up costs
Purpose of loan:
This loan will be used to...
My financial situation: invest in fishing equipment
I am a good candidate for this loan because I have a business plan and experienced captain to make my commercial fishing venture accumulate profit.
Monthly net income: $1,200 - $1,400 at this time
Monthly expenses: $1,128
Housing: $140 only have a savings payment for property taxes
Insurance: $103
Car expenses: $100
Utilities: $80
Phone, cable, internet: $105
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:02 AM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:11 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:12 AM |
| CA-Lender | $25.00 | 9/29/2011 10:53:22 AM |
| CreditBuilder2 | $25.00 | 9/29/2011 11:28:12 AM |
| Bill88 | $25.00 | 9/29/2011 10:23:16 AM |
| don8ter | $25.00 | 9/29/2011 3:41:38 AM |
| Kaj | $25.00 | 9/29/2011 7:45:03 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 9:59:09 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:34:44 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:52 PM |
| secureincome | $1,750.00 | 9/29/2011 1:14:43 PM |
| hope-gondola9 | $4,600.00 | 9/29/2011 1:19:30 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
529857
This series of Notes was issued and sold upon the funding of the borrower loan #54100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $239 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-profitable-market |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gimme some cash
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 9/28/2011 7:13:49 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
529881
This series of Notes was issued and sold upon the funding of the borrower loan #54077, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $98.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,149 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worldly-peace085 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
|
|
Principal balance:
| $2,355.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Credit Card Consolitation
Purpose of loan:
This loan will be used to pay off current credit card debt with a higher interest rate. I accrued this debt following graduate school, and am working to steadily pay it down. This loan will help consolidate such debt under a lower interest rate, with a goal of being debt-free within three years.
My financial situation:
I am a good candidate for this loan because my income is strong and stable, and I already have a history, through Prosper.com, of on-time payments associated with a previous loan listing.
Your funding would be very greatly appreciated. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/28/2011 5:07:34 PM |
| D911ave | $50.00 | 9/28/2011 5:17:03 PM |
| MarvintheMartian | $55.00 | 9/28/2011 5:10:50 PM |
| riskreward | $250.00 | 9/28/2011 5:19:05 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:40 PM |
| fallentimbers | $25.00 | 9/28/2011 5:26:02 PM |
| intelligent-repayment8 | $2,140.00 | 9/28/2011 6:31:29 PM |
| green-trade-dolphin2 | $30.00 | 9/28/2011 6:02:58 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
529883
This series of Notes was issued and sold upon the funding of the borrower loan #54149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,163 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-kindness3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KodaBozly
Purpose of loan:
This loan will be used to refiance my house
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7625.00
Monthly expenses: $
Housing: $1,700.00
Insurance: $200
Car expenses: $1070.00
Utilities: $300
Phone, cable, internet: $95
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/28/2011 5:17:14 PM |
| wonder3 | $35.00 | 9/29/2011 6:01:11 AM |
| greencat | $50.00 | 9/29/2011 8:53:46 AM |
| money-fort | $25.00 | 9/28/2011 10:53:08 PM |
| exchange-squirrel | $25.00 | 9/29/2011 1:19:33 AM |
| Whipster | $80.00 | 9/29/2011 5:17:52 AM |
| thehousewife | $33.28 | 9/29/2011 7:33:21 AM |
| social-cocktail1 | $200.00 | 9/29/2011 9:19:38 AM |
| intelligent-repayment8 | $2,501.72 | 9/29/2011 12:06:06 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529885
This series of Notes was issued and sold upon the funding of the borrower loan #54173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Oct-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,101 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sunny-agreement3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
|
Principal balance:
| $3,878.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Consolidating Credit Cards
Purpose of loan: Debt Consolidation
This loan will be used to... consolidate my cc bills to one bill.
I am a good candidate for this loan because have always paid my bills on time and maintain a good credit rating. I am looking to consolidate my credit card bills onto one bill, alleviating the varying interest rates and due dates. If approved, in 36 months I will be credit card debt free and finally able to hit my financial goals.
I would love to provide you with any additional information I can!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,900.00 | 10/3/2011 9:37:12 AM |
| Kash2010lu | $25.00 | 10/2/2011 1:15:42 PM |
| liberty-point | $50.00 | 10/2/2011 1:47:50 PM |
| shawnw2 | $150.00 | 10/2/2011 1:32:32 PM |
| fmanjoo | $25.00 | 10/2/2011 2:45:08 PM |
| credit-missile | $110.00 | 10/2/2011 4:15:50 PM |
| AF-Chief | $50.00 | 10/2/2011 7:28:11 PM |
| sensible-fund | $32.89 | 10/2/2011 8:11:30 PM |
| bowler252 | $27.83 | 10/2/2011 8:46:32 PM |
| AndChicksforFree | $25.00 | 10/2/2011 10:09:54 PM |
| let_me_retire | $50.00 | 10/2/2011 11:03:54 PM |
| asset-sprout | $25.00 | 10/3/2011 4:24:34 AM |
| Madmigel | $25.00 | 10/3/2011 6:59:05 AM |
| money-baron-roth-IRA | $52.31 | 10/3/2011 7:36:47 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:44 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:19:41 AM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:31:01 PM |
| Wyatte | $40.00 | 10/2/2011 2:18:28 PM |
| contract-student2 | $50.00 | 10/2/2011 3:55:41 PM |
| MilitaryLending | $100.05 | 10/2/2011 4:12:38 PM |
| loan-master1 | $25.00 | 10/2/2011 4:34:19 PM |
| suges | $56.01 | 10/2/2011 7:32:03 PM |
| papaloha | $100.00 | 10/2/2011 9:04:19 PM |
| mennleo | $50.00 | 10/2/2011 9:23:33 PM |
| matthewa | $25.00 | 10/2/2011 8:40:00 PM |
| payout-bridge | $35.00 | 10/2/2011 8:43:16 PM |
| principal-laser | $90.59 | 10/3/2011 4:32:02 AM |
| greencat | $50.00 | 10/3/2011 7:17:34 AM |
| green-trade-dolphin | $25.00 | 10/3/2011 7:45:04 AM |
| iolaire | $25.00 | 10/3/2011 7:48:08 AM |
| Jack55304 | $200.00 | 10/3/2011 9:09:38 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
529903
This series of Notes was issued and sold upon the funding of the borrower loan #54064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $246.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $841 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jwd2nd1979 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Home improvements
Purpose of loan: Doing some fixing up to the house.
This loan will be used to... Buy materials for a new rear deck for my home.
My financial situation: Great. I work for a large corporation that is expanding. Been there over 4 years and have a great
I am a good candidate for this loan because... I have repaid a Prosper loan in the past with no issue. I make plenty of money , just need the loan for the improvements.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:04 AM |
| MoneyForNothing | $49.22 | 9/28/2011 9:01:44 AM |
| LittleMingo | $30.00 | 9/28/2011 9:03:33 AM |
| riskreward | $250.00 | 9/28/2011 9:19:50 AM |
| penny-finder | $300.46 | 9/28/2011 9:19:25 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:50 AM |
| rolltide09 | $25.00 | 9/28/2011 10:00:01 AM |
| credit-guard5 | $25.00 | 9/28/2011 9:46:41 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:51 AM |
| AF-Chief | $50.00 | 9/28/2011 1:21:03 PM |
| loanman2007 | $200.00 | 9/28/2011 1:52:04 PM |
| Reputation1 | $25.00 | 9/28/2011 12:22:37 PM |
| r48 | $26.00 | 9/28/2011 3:22:47 PM |
| market-maximizer472 | $100.00 | 9/28/2011 3:28:45 PM |
| hidavehi | $28.00 | 9/28/2011 4:40:41 PM |
| HomerdohNY | $25.00 | 9/28/2011 4:31:40 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:45:04 PM |
| Bank42 | $25.79 | 9/28/2011 4:57:47 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:27 PM |
| RecoveryLender | $25.00 | 9/28/2011 5:20:24 PM |
| finance-symphony7 | $100.00 | 9/28/2011 5:59:57 PM |
| goat361 | $56.58 | 9/28/2011 5:12:46 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:21:34 PM |
| bughead | $25.00 | 9/28/2011 6:24:30 PM |
| intelligent-repayment8 | $397.72 | 9/28/2011 6:31:59 PM |
| compoundinterest | $50.00 | 9/28/2011 9:07:54 AM |
| currency-excellency0 | $200.00 | 9/28/2011 9:01:21 AM |
| Aberdeen | $1,000.00 | 9/28/2011 9:04:41 AM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 9:47:18 AM |
| BlessedEveryDay | $37.79 | 9/28/2011 10:04:55 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:04 AM |
| Beechturner | $50.00 | 9/28/2011 12:03:40 PM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:47 PM |
| diablorulz | $50.00 | 9/28/2011 12:17:38 PM |
| cwegert | $246.16 | 9/28/2011 12:21:36 PM |
| euro-deployment | $25.00 | 9/28/2011 1:04:14 PM |
| moneybags16 | $25.00 | 9/28/2011 2:28:18 PM |
| FinDoc | $25.00 | 9/28/2011 2:51:31 PM |
| jpblan11 | $25.00 | 9/28/2011 3:24:39 PM |
| gentle-transparency7 | $250.00 | 9/28/2011 5:11:31 PM |
| Aberdeen | $3,000.00 | 9/28/2011 5:45:47 PM |
| purposeful-pound5 | $27.28 | 9/28/2011 5:42:44 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
529953
This series of Notes was issued and sold upon the funding of the borrower loan #54073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,498 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| well-rounded |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt conslidation/paying off bill's
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 9/28/2011 7:53:14 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
529959
This series of Notes was issued and sold upon the funding of the borrower loan #54148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $657.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,234 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jobjustin |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 70 ( 95% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $32,500.00 | < 31 days late:
| 4
( 5% )
| 740-759
(Mar-2011)
740-759
(Aug-2008)
780-799
(Feb-2008)
|
|
Principal balance:
| $4,277.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 74 | | |
Description
home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have paid my previous loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/28/2011 5:07:35 PM |
| MoneyForNothing | $104.61 | 9/28/2011 5:17:23 PM |
| currency-excellency0 | $200.00 | 9/28/2011 5:01:36 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:41 PM |
| riskreward | $250.00 | 9/28/2011 5:19:06 PM |
| sensible-fund | $25.00 | 9/28/2011 6:50:41 PM |
| heavenly-interest9 | $400.00 | 9/28/2011 11:23:49 PM |
| rcm87 | $50.00 | 9/29/2011 7:13:48 AM |
| green-trade-dolphin2 | $200.00 | 9/29/2011 6:25:48 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:57 AM |
| Zolton | $200.00 | 9/29/2011 7:25:05 AM |
| Dollars4Rent | $25.00 | 9/29/2011 10:14:06 AM |
| secureincome | $3,000.00 | 9/29/2011 1:14:21 PM |
| hope-gondola9 | $9,839.38 | 9/29/2011 1:19:13 PM |
| LittleMingo | $30.00 | 9/28/2011 5:11:19 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:24:47 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:37 PM |
| don8ter | $25.00 | 9/29/2011 3:36:09 AM |
| Ven58 | $25.00 | 9/29/2011 7:30:13 AM |
| investment-artist | $26.01 | 9/29/2011 9:09:22 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:13 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:12:20 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:53 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
529967
This series of Notes was issued and sold upon the funding of the borrower loan #54170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $130,447 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| slk2000 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental Emergency
Purpose of loan: Dental Emergency
This loan will be used to...pay for a front tooth dental implant. This was just discovered by my dentist through a regular cleaning. An X-ray of the tooth shows that the tooth is eating itself from the inside-out. A root canal will not save the tooth and it will need to be extracted now.
My financial situation:
I am a good candidate for this loan because...I have a secure job and a history of making payments on time.
Monthly net income: $4,100.00
Monthly expenses: $3304
Housing: $1200.00
Insurance: $114 Car expenses: $50
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $60
Credit cards and other loans: $850
Other expenses: $180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $78.08 | 9/29/2011 9:08:03 AM |
| greencat | $50.00 | 9/29/2011 9:04:04 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:03:49 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:33:00 PM |
| loss-of-control | $75.00 | 9/29/2011 5:12:35 PM |
| sensible-fund | $25.00 | 9/29/2011 4:26:26 PM |
| draggon77 | $25.00 | 9/30/2011 2:06:20 AM |
| kendigme | $25.00 | 9/30/2011 4:14:11 AM |
| intelligent-yield | $100.00 | 9/29/2011 10:53:21 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:16:40 AM |
| gothampark | $25.00 | 9/30/2011 3:38:42 AM |
| GElender | $25.00 | 9/30/2011 6:02:35 AM |
| autonomous-basis | $25.00 | 9/30/2011 6:47:54 AM |
| octoberfresh | $25.00 | 9/30/2011 6:48:39 AM |
| partyplan | $30.00 | 9/30/2011 6:59:14 AM |
| OLYVRC | $50.00 | 9/30/2011 7:34:29 AM |
| green-trade-dolphin | $25.00 | 9/30/2011 7:34:17 AM |
| papaloha | $25.00 | 9/30/2011 7:43:02 AM |
| economy-huckleberry0 | $25.00 | 9/30/2011 8:05:22 AM |
| pfh | $25.00 | 9/30/2011 8:36:28 AM |
| brandon612 | $25.00 | 9/30/2011 9:15:17 AM |
| Bob450 | $25.00 | 9/29/2011 2:08:10 PM |
| Gibbyland | $150.00 | 9/29/2011 1:55:21 PM |
| shawnw2 | $150.00 | 9/29/2011 5:02:59 PM |
| impala6464 | $30.00 | 9/29/2011 7:06:36 PM |
| Rogelio48 | $30.00 | 9/29/2011 7:55:51 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:14 PM |
| doomsday18 | $25.00 | 9/30/2011 7:11:45 AM |
| Fecund-ent | $26.00 | 9/30/2011 6:37:34 AM |
| DLMLENDER | $25.00 | 9/30/2011 8:09:38 AM |
| grnii78 | $100.00 | 9/30/2011 8:24:55 AM |
| let_me_retire | $50.00 | 9/30/2011 8:41:41 AM |
| bevans | $25.00 | 9/30/2011 8:58:43 AM |
| capital-kingdom | $25.01 | 9/30/2011 9:13:58 AM |
| protector734 | $5.91 | 9/30/2011 9:17:54 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
529969
This series of Notes was issued and sold upon the funding of the borrower loan #54067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 17y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,814 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thewindowtinter |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 2
( 4% )
| 620-639
(Aug-2010)
640-659
(Apr-2010)
660-679
(Feb-2008)
660-679
(Jan-2008)
|
|
Principal balance:
| $1,952.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Paying off truck
Purpose of loan:
I currently own a 2007 Chevrolet Silverado and need about $4000 to pay it off. My current payment is $498 per month so this will reduce that to about $175.
My financial situation:
I always pay my bills, loans & obligations in full. I will be actually freeing up $325 per month by doing this consolidation.
This will be my third Prosper Loan. Rest assured I value paying my Prosper obligations as a priority and have done so for 4 years.
Sincerely,
Bob
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $100.00 | 9/28/2011 5:01:57 PM |
| Kash2010lu | $30.00 | 9/28/2011 5:07:54 PM |
| AndChicksforFree | $107.00 | 9/28/2011 5:10:55 PM |
| shawnw2 | $350.00 | 9/28/2011 5:20:08 PM |
| MoneyForNothing | $94.38 | 9/28/2011 5:08:03 PM |
| credit-missile | $110.00 | 9/28/2011 5:29:21 PM |
| mikeandcat | $148.58 | 9/28/2011 6:27:01 PM |
| Feyenoord | $25.00 | 9/28/2011 7:29:20 PM |
| green-rapid-openness | $100.00 | 9/28/2011 7:33:10 PM |
| green-trade-dolphin | $30.00 | 9/28/2011 6:10:06 PM |
| Amber_Stone | $99.91 | 9/28/2011 6:45:43 PM |
| SecondChanceLendingSERV | $25.00 | 9/28/2011 6:47:32 PM |
| credit-missile | $25.00 | 9/28/2011 7:12:39 PM |
| worth-blanket2 | $2,200.00 | 9/28/2011 7:52:25 PM |
| LittleMingo | $25.00 | 9/28/2011 5:04:24 PM |
| DHolly | $25.00 | 9/28/2011 5:12:37 PM |
| Mikale360 | $25.00 | 9/28/2011 5:54:01 PM |
| 312-Lender | $50.00 | 9/28/2011 5:12:00 PM |
| RoZu_Lending | $175.72 | 9/28/2011 5:28:33 PM |
| sensible-fund | $32.41 | 9/28/2011 6:43:26 PM |
| chererat | $100.00 | 9/28/2011 6:08:23 PM |
| shrewd-income | $25.00 | 9/28/2011 5:41:53 PM |
| goodhearted-generosity511 | $25.00 | 9/28/2011 6:02:27 PM |
| bluestarman08 | $45.26 | 9/28/2011 7:59:24 PM |
| beachliving29 | $26.74 | 9/28/2011 6:49:45 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
529995
This series of Notes was issued and sold upon the funding of the borrower loan #54032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
13 | Length of status: | 28y 6m |
|
Amount delinquent:
| $280 |
Total credit lines:
| 38 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,433 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adv1sor |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
680-699
(Aug-2008)
|
|
Principal balance:
| $370.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
My loan for home improvement
Purpose of loan: Roof Repair
This loan will be used to...Repair existing roof at principle residence.
My financial situation:
I am a good candidate for this loan because I have taken and paid off one Prosper Loan and am current on all accounts.
I have a steady job and have been employed full time the past ten years. I receive a large bonus each year in February and have been using it to pay down my debts.
I am paying off all my existing debt and will be out of debt in 3.5 years.
This loan is needed for roof repair and will likely be paid off early in 2012.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 9/28/2011 5:02:11 PM |
| LittleMingo | $25.00 | 9/28/2011 5:02:08 PM |
| Dusigrosz | $200.00 | 9/28/2011 5:03:04 PM |
| Aberdeen | $3,725.00 | 9/28/2011 5:03:29 PM |
| pembull | $25.00 | 9/28/2011 5:02:16 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
530085
This series of Notes was issued and sold upon the funding of the borrower loan #54144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $821.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,128 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brainy-credit3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,250.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Personal Loan
This is my 2nd loan with Prosper. The original listing (527248 on 09/13 for 25K) for this loan was 100% funded on 09/26. However, unfortunately due to a prosper system error, the loan was not completed. Today, Sep 27th, I called Prosper to discuss about their mistake; Prosper Cust. Serv. and Manager admitted the system error, apologized for the inconvenience and asked me to relist the loan.
The funds will be mainly used for wedding and related expenses. For this important/timely high initial cost event, I believe on a personal loan and repay it responsibly. I am a good borrower as I have a great credit score and 100% on time payment history, very low credit card utilization and DTI. I?m a responsible spender, no impulse buying. My monthly expenses usually do not exceed a little more than half of the net monthly income. The monthly payment for this loan if funded will still leave me with enough savings. I have a stable employment in a R&D company. Appreciate your help. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/29/2011 9:07:36 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:09:57 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:14 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 9:56:57 AM |
| penny-finder | $32.28 | 9/29/2011 11:16:58 AM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:39 PM |
| Gibbyland | $150.00 | 9/29/2011 2:01:26 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:46 PM |
| riskreward | $250.00 | 9/29/2011 9:19:26 AM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:12 AM |
| lostperception | $28.15 | 9/29/2011 10:10:38 AM |
| green-trade-dolphin2 | $25.00 | 9/29/2011 11:28:38 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:54 PM |
| hope-gondola9 | $18,914.57 | 9/29/2011 2:33:44 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
530095
This series of Notes was issued and sold upon the funding of the borrower loan #54065, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
|
Amount delinquent:
| $3,908 |
Total credit lines:
| 34 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,409 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Maggie19 |
Borrower's state:
| Texas |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2007)
760-779
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Updates to Condominium Unit
Purpose of loan:
This loan will be used to...this loan will be used to finish flooring in 2 bathrooms.
My financial situation:
I am a good candidate for this loan because...I have borrowed from Prosper in the past and my record is very good and my payments are always on time.
Monthly net income: $ 3900.00
Monthly expenses: $ 650.00
Housing: $ 632.00
Insurance: $ 272.00 yearly
Car expenses: $ 391.00
Utilities: $ 300.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 100.
Clothing, household expenses: $ 100
Credit cards and other loans: $ 330.0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| clemclan | $45.00 | 9/29/2011 9:04:16 AM |
| compoundinterest | $25.00 | 9/29/2011 9:07:45 AM |
| Investoman | $75.00 | 9/29/2011 9:11:53 AM |
| AndChicksforFree | $101.00 | 9/29/2011 9:13:45 AM |
| finance-prescription | $100.00 | 9/29/2011 9:10:07 AM |
| currency-excellency0 | $100.00 | 9/29/2011 9:01:54 AM |
| ursus | $50.00 | 9/29/2011 9:08:29 AM |
| nickel-ferret | $50.00 | 9/29/2011 9:09:54 AM |
| social-cocktail1 | $200.00 | 9/29/2011 9:19:39 AM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:13 AM |
| personal-lender | $25.00 | 9/29/2011 9:10:35 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:17 AM |
| genius520 | $50.00 | 9/29/2011 9:08:44 AM |
| handshake5 | $100.00 | 9/29/2011 9:09:41 AM |
| five-star-order1 | $100.00 | 9/29/2011 9:36:40 AM |
| golffish2 | $25.00 | 9/29/2011 9:01:26 AM |
| MoneyForNothing | $101.71 | 9/29/2011 9:02:01 AM |
| LittleMingo | $25.00 | 9/29/2011 9:02:44 AM |
| worthy-bid8 | $50.00 | 9/29/2011 9:07:21 AM |
| AndChicksforFree | $25.07 | 9/29/2011 9:07:45 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:14 AM |
| intelligent-repayment8 | $252.22 | 9/29/2011 10:01:13 AM |
| worldly-investment333 | $50.00 | 9/29/2011 9:36:35 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
530107
This series of Notes was issued and sold upon the funding of the borrower loan #54104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,499 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-star6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dinero-star6
Purpose of loan: consolidation
This loan will be used to...pay off existing debt
My financial situation: Bank of America
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/29/2011 9:02:17 AM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:13 AM |
| wonder3 | $35.00 | 9/29/2011 9:48:00 AM |
| secureincome | $1,000.00 | 9/29/2011 1:13:30 PM |
| worldly-money4 | $435.00 | 9/29/2011 1:18:15 PM |
| Whipster | $80.00 | 9/29/2011 9:13:36 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:01:56 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:33:02 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
530113
This series of Notes was issued and sold upon the funding of the borrower loan #54176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,929 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| greenback-banshee5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get back on track
Purpose of loan: To pay off debt
This loan will be used to... help my reach my goal of being debt-free and start to save more.
My financial situation:
I am a good candidate for this loan because... I have a good heart. I've been helping other people with money I don't have while digging myself into a deeper hole.
Monthly net income: $2000
Monthly expenses: $
Housing: $610
Insurance: $55
Car expenses: $160- gas
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $30,000
Other expenses: $4000- braces
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/29/2011 9:02:17 AM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:13 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:48 PM |
| wonder3 | $30.00 | 9/29/2011 1:57:30 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:58 PM |
| sensible-fund | $25.00 | 9/29/2011 4:25:53 PM |
| high_flyer | $100.00 | 9/29/2011 7:45:51 PM |
| loanman2007 | $25.00 | 9/30/2011 4:53:55 AM |
| GElender | $25.00 | 9/30/2011 6:03:04 AM |
| autonomous-basis | $31.73 | 9/30/2011 6:48:29 AM |
| missing-link | $25.00 | 9/30/2011 8:17:52 AM |
| Melrosian | $100.00 | 9/30/2011 11:15:19 AM |
| bizlending | $300.00 | 9/30/2011 3:11:08 PM |
| myidear | $25.00 | 10/1/2011 4:39:33 AM |
| grotheik | $50.00 | 10/1/2011 7:41:36 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:45 AM |
| neutrino6 | $25.00 | 10/1/2011 10:42:37 AM |
| finance-mushroom | $100.00 | 10/1/2011 12:09:05 PM |
| Christophe | $25.00 | 10/1/2011 2:22:05 PM |
| CA-Lender | $25.00 | 10/1/2011 2:41:20 PM |
| cajunguy | $25.00 | 10/1/2011 3:55:30 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:26 PM |
| shrewd-income | $25.00 | 10/1/2011 5:49:51 PM |
| benefit-position | $37.55 | 10/1/2011 5:07:42 PM |
| EretzCapital | $50.00 | 10/1/2011 8:23:24 PM |
| borquist | $25.00 | 10/1/2011 8:31:42 PM |
| freedom3 | $223.69 | 10/2/2011 5:34:44 AM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:48 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:36:28 PM |
| Whipster | $40.00 | 9/29/2011 1:41:18 PM |
| Gibbyland | $150.00 | 9/29/2011 1:58:20 PM |
| Madmigel | $50.00 | 9/29/2011 2:48:57 PM |
| credit-coach118 | $25.47 | 9/29/2011 3:55:30 PM |
| wwwUniversal | $25.00 | 9/29/2011 5:18:14 PM |
| handy-justice | $50.00 | 9/29/2011 7:04:15 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:16 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:18:37 AM |
| intelligent-yield | $50.00 | 9/29/2011 10:47:06 PM |
| cashasaurus0 | $100.00 | 9/30/2011 6:17:34 AM |
| Bob450 | $25.00 | 9/30/2011 9:08:20 AM |
| frogperson | $150.00 | 9/30/2011 8:44:18 AM |
| back-scratchers | $50.00 | 9/30/2011 9:51:30 AM |
| awesome-yield7 | $25.00 | 9/30/2011 11:10:33 AM |
| suave-dime6 | $25.00 | 9/30/2011 2:29:26 PM |
| tech310 | $50.00 | 9/30/2011 5:23:01 PM |
| worth-blanket2 | $3,500.00 | 9/30/2011 5:41:28 PM |
| danf2201 | $26.15 | 9/30/2011 8:46:26 PM |
| KarlMarx | $25.00 | 10/1/2011 4:30:00 AM |
| whitegold24k | $114.72 | 10/1/2011 8:11:58 AM |
| value-rocket | $35.82 | 10/1/2011 12:56:54 PM |
| lplender | $50.00 | 10/1/2011 12:51:49 PM |
| Banker_Joe | $25.00 | 10/1/2011 5:00:24 PM |
| mammalian4 | $25.00 | 10/1/2011 5:10:29 PM |
| erowis | $50.00 | 10/1/2011 8:32:18 PM |
| onecooldrink | $25.00 | 10/1/2011 7:42:28 PM |
| Rulea72 | $25.00 | 10/1/2011 8:48:10 PM |
| Finchy78 | $34.87 | 10/2/2011 4:10:19 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
530137
This series of Notes was issued and sold upon the funding of the borrower loan #54187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $263.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,834 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-balance2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
|
|
Principal balance:
| $5,887.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Another Loan
Purpose of loan:
This loan will be used to Finish Paying off other unpaid Expenses by my clients
My financial situation:
I am a good candidate for this loan because of my record history of ontime payment with prosper and getting my score from 540 up to 670 goo income and good prospectives for the mext 36 months
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/29/2011 9:07:36 AM |
| riskreward | $250.00 | 9/29/2011 9:19:27 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:10:31 AM |
| green-trade-dolphin2 | $25.00 | 9/29/2011 11:27:42 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:54 PM |
| djh47a | $25.00 | 9/29/2011 12:57:39 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:49 PM |
| progressive-economy261 | $400.00 | 9/29/2011 9:20:14 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:15 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 9:58:38 AM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:40 PM |
| hope-gondola9 | $2,100.00 | 9/29/2011 2:22:44 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
530165
This series of Notes was issued and sold upon the funding of the borrower loan #54217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $439.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
14 | Length of status: | 18y 3m |
|
Amount delinquent:
| $1,178 |
Total credit lines:
| 44 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,384 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jrackley238 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Oct-2009)
580-599
(Jun-2008)
560-579
(Apr-2008)
520-539
(Nov-2007)
|
|
Principal balance:
| $1,434.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Lower monthly payments and terms
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4100
Monthly expenses: $
Housing: $800
Insurance: $130
Car expenses: $
Utilities: $205
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/30/2011 9:02:30 AM |
| finance-prescription | $100.00 | 9/30/2011 9:09:50 AM |
| LittleMingo | $30.00 | 9/30/2011 9:01:42 AM |
| MoneyForNothing | $91.67 | 9/30/2011 9:04:06 AM |
| worthy-bid8 | $50.00 | 9/30/2011 9:07:04 AM |
| social-cocktail1 | $200.00 | 9/30/2011 9:19:55 AM |
| progressive-economy261 | $400.00 | 9/30/2011 9:20:29 AM |
| IP | $25.00 | 9/30/2011 9:28:25 AM |
| scredneck | $50.00 | 9/30/2011 10:13:17 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:42 AM |
| telegon | $25.00 | 9/30/2011 9:46:13 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:46 AM |
| gain-equator | $25.00 | 9/30/2011 11:10:56 AM |
| GotCash | $50.00 | 9/30/2011 11:19:05 AM |
| kenji4861 | $25.00 | 9/30/2011 11:55:36 AM |
| trumpeter5 | $49.00 | 9/30/2011 12:06:36 PM |
| biglender5 | $25.00 | 9/30/2011 1:00:17 PM |
| AndChicksforFree | $25.07 | 9/30/2011 3:43:47 PM |
| SelectTrustLending | $25.00 | 9/30/2011 2:34:29 PM |
| Feyenoord | $25.00 | 9/30/2011 4:47:53 PM |
| lowrate | $25.00 | 9/30/2011 4:19:59 PM |
| GCInvestments | $26.00 | 9/30/2011 5:45:11 PM |
| 1-HARD-HEAD | $25.00 | 9/30/2011 6:41:07 PM |
| enthralling-wampum | $25.00 | 9/30/2011 5:58:35 PM |
| Peacepower | $30.00 | 9/30/2011 6:14:05 PM |
| orgy63 | $25.00 | 9/30/2011 7:52:50 PM |
| irrelevant | $25.00 | 9/30/2011 7:05:10 PM |
| justasoldier | $150.00 | 9/30/2011 9:13:06 PM |
| Zane314 | $100.00 | 9/30/2011 9:07:33 PM |
| sweety075 | $25.00 | 9/30/2011 9:47:50 PM |
| ven | $50.00 | 9/30/2011 10:49:17 PM |
| sensible-fund | $25.00 | 10/1/2011 5:01:04 AM |
| RainyDayFunds | $25.00 | 10/1/2011 5:15:22 AM |
| luzonct | $100.00 | 9/30/2011 11:40:15 PM |
| corporatejim | $43.44 | 10/1/2011 6:32:47 AM |
| Hutpit | $58.00 | 10/1/2011 6:36:17 AM |
| wild_carrot | $25.00 | 10/1/2011 8:49:24 AM |
| inventive-exchange | $25.00 | 10/1/2011 7:35:49 AM |
| revenue-associate | $25.00 | 10/1/2011 7:49:13 AM |
| Bob450 | $30.00 | 10/1/2011 8:28:53 AM |
| wlm3012 | $50.00 | 10/1/2011 8:50:03 AM |
| bnoble09 | $25.00 | 10/1/2011 8:51:12 AM |
| dime-sapling | $25.00 | 10/1/2011 7:59:25 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:47 AM |
| compoundinterest | $25.00 | 9/30/2011 9:07:31 AM |
| AndChicksforFree | $25.00 | 9/30/2011 9:08:23 AM |
| nickel-ferret | $50.00 | 9/30/2011 9:09:38 AM |
| atlas-shrugged | $200.00 | 9/30/2011 9:04:04 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:41 AM |
| studious-bonus7 | $74.00 | 9/30/2011 9:07:57 AM |
| ursus | $50.00 | 9/30/2011 9:08:22 AM |
| genius520 | $50.00 | 9/30/2011 9:08:38 AM |
| Investoman | $75.00 | 9/30/2011 9:12:14 AM |
| handshake5 | $100.00 | 9/30/2011 9:09:25 AM |
| personal-lender | $25.00 | 9/30/2011 9:10:15 AM |
| rchissocol | $25.00 | 9/30/2011 9:50:13 AM |
| Alpha-AssistU | $25.00 | 9/30/2011 9:19:42 AM |
| equallender | $63.19 | 9/30/2011 10:48:57 AM |
| janus_god | $25.00 | 9/30/2011 11:06:56 AM |
| marwadi-62 | $1,000.00 | 9/30/2011 10:56:23 AM |
| Comoparklender | $25.00 | 9/30/2011 11:07:33 AM |
| ommcd | $25.00 | 9/30/2011 12:40:39 PM |
| elated-deal6 | $250.00 | 9/30/2011 12:41:38 PM |
| thankful-nickel2 | $25.00 | 9/30/2011 12:47:16 PM |
| Mr2025 | $25.00 | 9/30/2011 12:30:24 PM |
| SecondChanceLendingSERV | $25.00 | 9/30/2011 12:57:29 PM |
| genelinist | $45.00 | 9/30/2011 1:00:17 PM |
| loot-heart | $25.00 | 9/30/2011 1:08:57 PM |
| stanfordgrad05 | $25.00 | 9/30/2011 2:20:42 PM |
| credit-coach118 | $40.36 | 9/30/2011 2:03:37 PM |
| wanna-help | $25.00 | 9/30/2011 2:12:40 PM |
| powerful-finance7 | $25.00 | 9/30/2011 3:05:53 PM |
| kurg | $25.00 | 9/30/2011 4:08:57 PM |
| zmaurides | $25.00 | 9/30/2011 5:18:23 PM |
| sfmdg | $25.00 | 9/30/2011 4:58:50 PM |
| bid-lightning9 | $30.00 | 9/30/2011 5:40:17 PM |
| worth-blanket2 | $6,100.00 | 9/30/2011 5:41:25 PM |
| Kaj | $30.00 | 9/30/2011 6:24:10 PM |
| Sugarmama21 | $48.00 | 9/30/2011 6:25:10 PM |
| ahalls | $25.00 | 9/30/2011 6:36:47 PM |
| fantastic-bazaar2 | $50.00 | 9/30/2011 7:58:32 PM |
| Easystreet | $25.00 | 9/30/2011 7:27:18 PM |
| musegaze | $50.00 | 9/30/2011 8:42:38 PM |
| fantastic-bazaar2 | $50.00 | 9/30/2011 7:58:12 PM |
| blue-fund-flag | $60.00 | 9/30/2011 8:49:46 PM |
| mennleo | $73.78 | 9/30/2011 9:34:49 PM |
| tolerant-balance7 | $30.00 | 10/1/2011 12:04:48 AM |
| terrific-peace8 | $25.00 | 9/30/2011 10:10:31 PM |
| yield-hut | $30.00 | 10/1/2011 3:44:51 AM |
| IIP77 | $25.00 | 10/1/2011 4:41:56 AM |
| bluestarman08 | $26.71 | 10/1/2011 12:35:16 AM |
| interstellar | $75.00 | 10/1/2011 4:45:30 AM |
| loanman2007 | $100.00 | 10/1/2011 4:48:52 AM |
| golffish2 | $25.00 | 10/1/2011 5:42:59 AM |
| intrepid-loot | $25.00 | 10/1/2011 6:06:58 AM |
| mwl | $25.00 | 10/1/2011 4:58:59 AM |
| easylivin | $25.00 | 10/1/2011 7:37:52 AM |
| xlnt-loans | $25.00 | 10/1/2011 6:22:22 AM |
| jiftostada | $25.00 | 10/1/2011 5:34:15 AM |
| bughead | $25.00 | 10/1/2011 5:59:00 AM |
| borquist | $25.00 | 10/1/2011 8:16:46 AM |
| ZeLonewolf | $25.00 | 10/1/2011 7:29:37 AM |
| FinanceEngine | $35.00 | 10/1/2011 7:40:28 AM |
| JazzFranchise | $5.78 | 10/1/2011 9:04:09 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
530287
This series of Notes was issued and sold upon the funding of the borrower loan #54167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-01-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,581 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LittleKellyD |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 95% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 2
( 5% )
| 640-659
(Dec-2010)
620-639
(Oct-2010)
600-619
(Sep-2009)
600-619
(Feb-2008)
|
|
Principal balance:
| $4,186.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Further Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
RoZu_Lending has invested a total of
$100.00.
"."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 9/30/2011 5:01:31 PM |
| myutmost | $40.00 | 9/30/2011 5:09:21 PM |
| Amber_Stone | $25.00 | 9/30/2011 6:15:09 PM |
| Moe87 | $25.00 | 9/30/2011 6:24:57 PM |
| credit-missile | $100.00 | 9/30/2011 5:50:47 PM |
| Unitas4302 | $250.00 | 9/30/2011 6:47:22 PM |
| finance-solo | $200.00 | 9/30/2011 6:22:30 PM |
| jhouman | $50.00 | 9/30/2011 7:13:15 PM |
| investment-daydream | $25.00 | 9/30/2011 6:25:20 PM |
| marwadi-62 | $1,000.00 | 9/30/2011 8:14:39 PM |
| money-fort | $25.00 | 9/30/2011 9:12:27 PM |
| LittleMingo | $30.00 | 9/30/2011 7:02:01 PM |
| shawnw2 | $350.00 | 9/30/2011 7:34:00 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:05:02 PM |
| AndChicksforFree | $25.22 | 9/30/2011 10:08:36 PM |
| leverage-ectasy | $64.91 | 9/30/2011 8:36:12 PM |
| loan-master1 | $25.00 | 9/30/2011 8:50:21 PM |
| sweety075 | $25.00 | 9/30/2011 9:49:08 PM |
| twjh | $25.00 | 9/30/2011 10:18:17 PM |
| The-Helper | $25.00 | 10/1/2011 4:36:54 AM |
| interstellar | $75.00 | 10/1/2011 4:42:49 AM |
| taetrade | $25.00 | 10/1/2011 6:30:49 AM |
| sensible-fund | $30.27 | 10/1/2011 5:03:11 AM |
| NekHoldings | $25.00 | 10/1/2011 5:31:15 AM |
| 168RichCapital | $25.10 | 10/1/2011 6:21:32 AM |
| pioneer580 | $72.09 | 10/1/2011 7:07:17 AM |
| verdiprr | $500.23 | 10/1/2011 7:24:41 AM |
| tech310 | $50.00 | 9/30/2011 5:20:49 PM |
| MoneyForNothing | $44.74 | 9/30/2011 5:02:20 PM |
| RoZu_Lending | $100.00 | 9/30/2011 5:03:55 PM |
| Kash2010lu | $30.00 | 9/30/2011 5:51:17 PM |
| SecondChanceLendingSERV | $29.44 | 9/30/2011 5:22:04 PM |
| innovator2 | $100.00 | 9/30/2011 6:02:08 PM |
| green-trade-dolphin | $50.00 | 9/30/2011 5:40:33 PM |
| fascinating-generosity3 | $257.44 | 9/30/2011 5:41:36 PM |
| Whipster | $80.00 | 9/30/2011 5:47:06 PM |
| hopeful-silver5 | $30.00 | 9/30/2011 7:06:11 PM |
| CA-Lender | $25.00 | 9/30/2011 6:08:05 PM |
| Mikale360 | $25.00 | 9/30/2011 6:17:06 PM |
| janeybooboo | $100.00 | 9/30/2011 7:11:08 PM |
| wonder3 | $35.00 | 9/30/2011 6:50:45 PM |
| adamdroker | $25.00 | 9/30/2011 9:36:56 PM |
| trumpeter5 | $25.00 | 9/30/2011 8:03:54 PM |
| servnyou | $45.00 | 9/30/2011 8:32:50 PM |
| credit-guard5 | $25.00 | 9/30/2011 7:32:26 PM |
| deepblue34 | $35.00 | 9/30/2011 8:46:01 PM |
| I-Believe-In-You | $25.56 | 9/30/2011 9:32:29 PM |
| mennleo | $50.00 | 9/30/2011 9:47:05 PM |
| luzonct | $100.00 | 9/30/2011 11:42:01 PM |
| loanman2007 | $300.00 | 10/1/2011 4:34:19 AM |
| investment-cluster | $25.00 | 10/1/2011 4:38:01 AM |
| SolarMoonshine | $25.00 | 10/1/2011 3:37:10 AM |
| ronin4sale | $25.00 | 10/1/2011 6:32:16 AM |
| witchynana55 | $25.00 | 10/1/2011 6:40:17 AM |
| friendly-principal76 | $25.00 | 10/1/2011 6:42:22 AM |
| Rulea72 | $25.00 | 10/1/2011 7:07:05 AM |
| bid-stockpiler1 | $100.00 | 10/1/2011 5:47:57 AM |
| irrelevant | $25.00 | 10/1/2011 6:05:18 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
501628
This series of Notes was issued and sold upon the funding of the borrower loan #53869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $821.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,004 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| domer79 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Berkeley Borrower
Purpose of loan:
This loan will be used to continue to consolidate higher interest credit cards.
My financial situation:
I am a good candidate for this loan because I have demonstrated through my previous Prosper Loan that I have a high degree of responsibility and dependability in timely repaying my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:36:59 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:53 PM |
| compoundinterest | $50.00 | 9/22/2011 9:07:22 AM |
| janeybooboo | $100.00 | 9/22/2011 9:13:29 AM |
| MoneyForNothing | $57.82 | 9/22/2011 12:12:08 PM |
| salala | $25.00 | 9/23/2011 10:45:38 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:15 AM |
| ethical-bid6 | $175.00 | 9/23/2011 1:39:59 PM |
| john0720 | $100.00 | 9/23/2011 1:41:45 PM |
| jeremy20 | $25.00 | 9/23/2011 4:44:53 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:58 PM |
| finance-symphony7 | $100.00 | 9/23/2011 5:56:16 PM |
| Money_Hog | $25.00 | 9/23/2011 6:15:42 PM |
| amlu1988 | $25.00 | 9/23/2011 8:44:50 PM |
| IIP77 | $25.00 | 9/23/2011 8:03:29 PM |
| _NaLNaBB | $200.00 | 9/23/2011 10:13:47 PM |
| GCInvestments | $30.00 | 9/23/2011 10:03:47 PM |
| Binan | $25.00 | 9/23/2011 9:10:42 PM |
| sunny-dough9 | $200.00 | 9/24/2011 4:20:29 AM |
| setUup | $38.30 | 9/24/2011 12:28:46 AM |
| market-happiness7 | $30.00 | 9/24/2011 12:07:07 AM |
| dime-sprout | $25.00 | 9/24/2011 5:49:37 AM |
| impressive-fund0 | $33.91 | 9/24/2011 6:20:45 AM |
| cash-spinner | $50.00 | 9/24/2011 5:50:58 AM |
| bmbanzai | $25.00 | 9/24/2011 6:02:55 AM |
| jct_enterprises | $50.00 | 9/24/2011 9:44:56 AM |
| Gandalf0001 | $25.00 | 9/24/2011 11:41:16 AM |
| repaymeplease | $25.00 | 9/24/2011 12:52:07 PM |
| Dubbs360 | $100.00 | 9/24/2011 12:24:15 PM |
| handshake52 | $25.00 | 9/24/2011 12:54:15 PM |
| mgd | $100.00 | 9/24/2011 1:13:01 PM |
| rcj1411 | $50.00 | 9/24/2011 5:47:56 PM |
| Pitufo | $200.00 | 9/24/2011 2:54:06 PM |
| misit | $25.00 | 9/24/2011 3:13:14 PM |
| engrossing-benefit0 | $25.00 | 9/24/2011 7:16:13 PM |
| thajr | $35.00 | 9/24/2011 5:35:31 PM |
| riskreward | $250.00 | 9/24/2011 5:29:23 PM |
| _NaLNaBB | $100.00 | 9/25/2011 12:29:38 AM |
| msh345 | $25.00 | 9/24/2011 10:00:04 PM |
| first-serene-credit | $25.00 | 9/24/2011 10:43:00 PM |
| supreme-hope | $25.00 | 9/25/2011 4:45:20 AM |
| nebula076 | $100.00 | 9/25/2011 4:48:37 AM |
| a-unflappable-finance | $200.00 | 9/24/2011 10:47:07 PM |
| simeonthewhale | $50.00 | 9/25/2011 8:14:33 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:43 AM |
| crw1950 | $25.00 | 9/25/2011 8:35:25 AM |
| LoanDMC | $25.00 | 9/25/2011 8:59:24 AM |
| SRK_FROM_WA | $350.00 | 9/25/2011 9:54:14 AM |
| ldr2000 | $98.98 | 9/25/2011 8:08:07 AM |
| a-helping-hand | $2,000.00 | 9/25/2011 10:22:32 AM |
| Kyileo | $25.00 | 9/25/2011 8:51:46 AM |
| investment-comet | $25.00 | 9/25/2011 11:29:59 AM |
| dsnybnd | $25.00 | 9/25/2011 11:47:41 AM |
| blue-dollar-viking | $50.00 | 9/25/2011 10:19:06 AM |
| youngster50 | $25.00 | 9/25/2011 11:23:15 AM |
| brutusbone | $50.00 | 9/25/2011 11:44:06 AM |
| accelerator1 | $25.00 | 9/25/2011 11:39:38 AM |
| dollars4debts | $25.00 | 9/25/2011 1:34:56 PM |
| tsquared_030 | $66.00 | 9/25/2011 11:57:32 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:22:55 PM |
| listing-vista | $300.00 | 9/25/2011 12:53:00 PM |
| Rob717171 | $50.00 | 9/25/2011 3:03:12 PM |
| first-class-yield9 | $50.00 | 9/25/2011 3:49:37 PM |
| Vaanolo | $25.00 | 9/25/2011 3:19:13 PM |
| neutrino6 | $25.00 | 9/25/2011 3:31:58 PM |
| unrivaled-income5 | $25.00 | 9/25/2011 3:38:52 PM |
| ready-vigilance3 | $100.00 | 9/25/2011 6:07:32 PM |
| moola-escalator | $500.00 | 9/25/2011 3:41:46 PM |
| nomneu | $25.00 | 9/25/2011 4:27:11 PM |
| income-buffalo1 | $200.00 | 9/25/2011 7:03:44 PM |
| melodious-fairness | $100.00 | 9/25/2011 4:46:32 PM |
| Green-Baron | $25.00 | 9/25/2011 7:28:11 PM |
| rapid-loyalty1 | $25.00 | 9/25/2011 5:46:46 PM |
| jescowa | $50.00 | 9/25/2011 5:48:42 PM |
| thomas16882004 | $25.00 | 9/25/2011 10:12:49 PM |
| diverse-benjamins | $25.00 | 9/25/2011 8:11:25 PM |
| pious-benjamins1 | $50.00 | 9/25/2011 7:50:22 PM |
| musegaze | $150.00 | 9/25/2011 9:37:58 PM |
| oplender | $25.00 | 9/25/2011 9:29:43 PM |
| vtr1000 | $25.02 | 9/25/2011 10:21:29 PM |
| coin-sonnet | $200.00 | 9/26/2011 12:38:28 AM |
| power-secret-agent | $30.00 | 9/26/2011 12:56:44 AM |
| dinero-philosopher1 | $500.00 | 9/26/2011 3:14:03 AM |
| justice-circuitry0 | $50.00 | 9/26/2011 6:45:43 AM |
| generator596 | $30.00 | 9/26/2011 7:30:41 AM |
| revenue-appraiser | $25.00 | 9/26/2011 7:59:44 AM |
| Zeenos | $25.00 | 9/26/2011 9:58:41 AM |
| chrisb1414 | $25.00 | 9/26/2011 1:36:30 PM |
| ethicalhumanist | $100.00 | 9/26/2011 1:12:36 PM |
| leeball | $100.00 | 9/26/2011 3:14:41 PM |
| themoneydoctor | $219.24 | 9/26/2011 5:03:41 PM |
| penny-finder | $33.00 | 9/26/2011 5:58:49 PM |
| wlm3012 | $30.00 | 9/26/2011 5:42:57 PM |
| susurrus | $50.00 | 9/26/2011 5:46:51 PM |
| Madmigel | $50.00 | 9/26/2011 6:15:30 PM |
| awesome-yield7 | $27.46 | 9/26/2011 7:45:02 PM |
| Whatssofunnybout | $25.00 | 9/26/2011 8:09:52 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:43:12 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:42 PM |
| radforj22 | $25.00 | 9/27/2011 12:28:58 AM |
| NolockHolmes | $50.00 | 9/27/2011 1:09:46 AM |
| jubilant-durability9 | $50.00 | 9/26/2011 8:52:10 PM |
| calimanusa | $30.30 | 9/26/2011 10:39:57 PM |
| johnrx | $50.00 | 9/27/2011 12:19:30 AM |
| imdave4me | $25.00 | 9/27/2011 12:51:49 AM |
| gtheone | $50.00 | 9/26/2011 10:57:26 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:48 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:16 AM |
| marelojay | $200.00 | 9/27/2011 8:01:25 AM |
| WSTRDG | $25.00 | 9/27/2011 8:16:09 AM |
| finance-solo | $100.00 | 9/27/2011 7:22:38 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:14 AM |
| moneybags16 | $25.00 | 9/27/2011 8:39:24 AM |
| doomsday18 | $25.00 | 9/27/2011 8:40:15 AM |
| goldenretriever | $200.00 | 9/27/2011 10:22:48 AM |
| mjjjrj | $25.00 | 9/27/2011 10:36:38 AM |
| durability-ruler | $25.00 | 9/27/2011 10:21:22 AM |
| money-blossom110 | $200.00 | 9/27/2011 10:57:55 AM |
| fcrick | $25.00 | 9/27/2011 11:14:35 AM |
| DreDub | $50.00 | 9/27/2011 11:19:20 AM |
| justice-mussel2 | $25.00 | 9/27/2011 10:18:49 AM |
| iq8w7ht | $25.00 | 9/27/2011 10:23:37 AM |
| gentle-transparency7 | $250.00 | 9/27/2011 12:07:46 PM |
| dano1965 | $25.00 | 9/27/2011 12:29:22 PM |
| peso-tiramisu | $25.00 | 9/27/2011 12:30:54 PM |
| NoSoup | $25.00 | 9/27/2011 11:32:15 AM |
| investment-artist | $26.01 | 9/27/2011 12:31:16 PM |
| currency-persimmon | $50.00 | 9/27/2011 1:09:13 PM |
| bharosa | $25.00 | 9/27/2011 1:11:51 PM |
| LongTail | $35.00 | 9/27/2011 12:31:10 PM |
| orbital-gain | $50.00 | 9/27/2011 12:55:40 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:45 PM |
| bluesheep | $25.00 | 9/27/2011 1:25:29 PM |
| Astyanax | $100.00 | 9/27/2011 2:01:57 PM |
| dmk2006 | $25.00 | 9/27/2011 3:02:00 PM |
| orange-agreement-historian | $27.28 | 9/27/2011 4:08:53 PM |
| dmitriy2 | $38.65 | 9/27/2011 4:22:35 PM |
| FAsAreDUMB | $25.00 | 9/27/2011 4:08:38 PM |
| helpful-deal1 | $25.00 | 9/27/2011 4:33:08 PM |
| bid-stockpiler1 | $75.00 | 9/27/2011 5:00:07 PM |
| danf2201 | $100.00 | 9/27/2011 5:28:03 PM |
| mad-scientist418 | $25.00 | 9/27/2011 5:19:50 PM |
| bnoble09 | $25.00 | 9/27/2011 5:28:06 PM |
| cognizant-rupee7 | $25.00 | 9/27/2011 5:32:41 PM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 10:14:53 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:54 PM |
| Bank_Of_XL | $25.00 | 9/22/2011 1:10:20 PM |
| Weaverville | $50.00 | 9/22/2011 4:00:06 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:06 PM |
| caring-hope2 | $100.00 | 9/23/2011 8:33:19 AM |
| credit-socrates648 | $2,000.00 | 9/23/2011 2:24:56 PM |
| CreditBuilder2 | $75.00 | 9/23/2011 4:00:45 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:04 PM |
| umfan123 | $25.00 | 9/23/2011 5:24:46 PM |
| Kaj | $50.00 | 9/23/2011 5:40:29 PM |
| Bank42 | $50.00 | 9/23/2011 5:47:00 PM |
| Christophe | $25.00 | 9/23/2011 8:58:15 PM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 8:13:00 PM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 4:56:49 AM |
| SolarMoonshine | $500.00 | 9/24/2011 3:37:57 AM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:54 AM |
| economy-popcorn | $25.00 | 9/24/2011 7:05:02 AM |
| aztocas | $50.00 | 9/24/2011 7:26:59 AM |
| friendship290 | $25.00 | 9/24/2011 8:33:59 AM |
| WorldTravlr | $25.00 | 9/24/2011 7:41:04 AM |
| enchanted-truth264 | $25.00 | 9/24/2011 8:39:43 AM |
| colbie | $25.00 | 9/24/2011 11:26:07 AM |
| tranquil-capital9 | $30.23 | 9/24/2011 10:28:01 AM |
| fundstream | $25.00 | 9/24/2011 10:28:47 AM |
| rolltide09 | $25.00 | 9/24/2011 10:32:00 AM |
| britgsb | $100.00 | 9/24/2011 11:26:11 AM |
| mgking007 | $25.00 | 9/24/2011 11:26:51 AM |
| dynamic-money271 | $75.00 | 9/24/2011 11:41:13 AM |
| invest-in-ed | $100.00 | 9/24/2011 12:17:43 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:17:01 PM |
| active-reward7 | $100.00 | 9/24/2011 3:48:04 PM |
| novice-speculator | $25.00 | 9/24/2011 4:12:58 PM |
| credit-coach118 | $35.17 | 9/24/2011 4:53:54 PM |
| crippledcircus | $75.00 | 9/24/2011 1:28:49 PM |
| oneeighty | $25.00 | 9/24/2011 1:48:56 PM |
| friendinmoney | $25.00 | 9/24/2011 3:02:35 PM |
| phenomenal-gain5 | $100.00 | 9/24/2011 5:43:55 PM |
| social-comet224 | $30.00 | 9/24/2011 3:35:52 PM |
| gentle-gain235 | $100.00 | 9/24/2011 5:55:48 PM |
| cash-cymbal | $26.14 | 9/24/2011 7:12:55 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:19:18 PM |
| payout-alien6 | $25.00 | 9/25/2011 12:57:47 AM |
| TPDODGER | $25.00 | 9/25/2011 6:31:20 AM |
| greenkid | $50.00 | 9/25/2011 7:56:10 AM |
| ethical-truth211 | $1,000.00 | 9/25/2011 4:11:03 AM |
| lucrative-reward | $100.00 | 9/25/2011 4:48:30 AM |
| spiff666 | $25.00 | 9/25/2011 8:45:53 AM |
| octoberfresh | $25.00 | 9/25/2011 7:16:45 AM |
| a-transaction-flute | $25.00 | 9/25/2011 6:32:38 AM |
| cardelt | $25.00 | 9/25/2011 9:34:39 AM |
| liberty-point | $500.00 | 9/25/2011 10:01:04 AM |
| enriched-truth | $25.00 | 9/25/2011 11:50:51 AM |
| HenlopenCapital | $25.00 | 9/25/2011 11:58:23 AM |
| minista | $26.00 | 9/25/2011 10:52:53 AM |
| CatbirdBanking | $25.00 | 9/25/2011 11:14:37 AM |
| bughead | $25.00 | 9/25/2011 10:59:39 AM |
| warew | $34.46 | 9/25/2011 11:28:06 AM |
| friendly-moola0 | $97.69 | 9/25/2011 2:28:21 PM |
| compassionate-dime0 | $100.00 | 9/25/2011 1:03:19 PM |
| investment-festival8 | $250.00 | 9/25/2011 1:55:17 PM |
| awe-inspiring-power | $50.00 | 9/25/2011 2:29:22 PM |
| marwadi-62 | $100.00 | 9/25/2011 2:50:02 PM |
| GoldenGo4 | $50.00 | 9/25/2011 5:28:49 PM |
| Gibbyland | $200.00 | 9/25/2011 4:44:17 PM |
| helpwithoutbanks | $39.50 | 9/25/2011 4:51:33 PM |
| Feyenoord | $25.00 | 9/25/2011 7:46:55 PM |
| Gladglide | $50.00 | 9/25/2011 8:55:20 PM |
| momentous-coin | $100.00 | 9/25/2011 11:35:17 PM |
| PXM-Financial | $50.00 | 9/25/2011 8:41:23 PM |
| availableloan | $25.00 | 9/25/2011 8:25:59 PM |
| smart-note9 | $50.00 | 9/25/2011 10:15:36 PM |
| FoosMaster | $25.00 | 9/25/2011 10:55:46 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:35 AM |
| q4golf | $25.00 | 9/26/2011 4:17:51 AM |
| vutah | $25.00 | 9/26/2011 5:51:50 AM |
| whatreality | $25.00 | 9/26/2011 7:51:15 AM |
| return-enthusiast1 | $25.00 | 9/26/2011 9:14:39 AM |
| FinanceEngine | $60.00 | 9/26/2011 8:26:51 AM |
| heroic-payout9 | $25.00 | 9/26/2011 8:47:20 AM |
| bold-joyful-exchange | $25.00 | 9/26/2011 9:06:50 AM |
| hitsman | $50.00 | 9/26/2011 11:35:00 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:31 PM |
| worthy-bid8 | $50.00 | 9/26/2011 5:07:22 PM |
| thoughtful-investment045 | $25.00 | 9/26/2011 6:20:59 PM |
| bid-stockpiler1 | $25.00 | 9/26/2011 5:43:40 PM |
| B-rad_the_Coug | $25.00 | 9/26/2011 7:02:06 PM |
| Leopoldine | $25.00 | 9/26/2011 6:51:30 PM |
| Gordon_Gekko1 | $25.00 | 9/26/2011 11:38:38 PM |
| Anamorph | $25.00 | 9/27/2011 1:11:40 AM |
| ethical-truth211 | $650.00 | 9/27/2011 1:47:54 AM |
| orgy63 | $25.00 | 9/26/2011 9:21:58 PM |
| cash-spark3 | $25.00 | 9/27/2011 1:53:54 AM |
| virtuous-repayment | $50.00 | 9/27/2011 12:49:46 AM |
| tolerant-balance7 | $25.00 | 9/27/2011 1:17:10 AM |
| lespaul | $200.00 | 9/27/2011 2:34:37 AM |
| goodhearted-gold3 | $25.00 | 9/27/2011 5:49:26 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:31 AM |
| yield-hut | $36.99 | 9/27/2011 3:20:41 AM |
| nimble-benjamins | $60.85 | 9/27/2011 6:18:27 AM |
| GElender | $40.00 | 9/27/2011 6:00:23 AM |
| schnippy | $25.00 | 9/27/2011 6:44:30 AM |
| ingenious-interest096 | $100.00 | 9/27/2011 7:52:44 AM |
| sgt-schultz | $25.00 | 9/27/2011 6:49:59 AM |
| JoeXB | $50.00 | 9/27/2011 8:49:38 AM |
| excellent-loan8 | $25.00 | 9/27/2011 8:55:18 AM |
| innovator10 | $200.00 | 9/27/2011 9:00:37 AM |
| integrity-doctor | $100.00 | 9/27/2011 11:01:21 AM |
| balance-matador5 | $100.00 | 9/27/2011 10:47:50 AM |
| Danylostefan | $75.00 | 9/27/2011 12:31:45 PM |
| accelerator96 | $30.00 | 9/27/2011 12:39:19 PM |
| tster | $25.00 | 9/27/2011 11:51:54 AM |
| 56bones | $50.00 | 9/27/2011 12:09:36 PM |
| spursdog | $50.00 | 9/27/2011 1:01:19 PM |
| edaguy | $100.00 | 9/27/2011 1:15:39 PM |
| jtn4148 | $25.00 | 9/27/2011 2:13:11 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:23:37 PM |
| Rivervale_Westwood | $50.00 | 9/27/2011 2:47:05 PM |
| dc4vlad | $50.00 | 9/27/2011 4:16:00 PM |
| Natronpee | $29.22 | 9/27/2011 2:43:27 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:04 PM |
| Byrd24 | $100.00 | 9/27/2011 2:59:00 PM |
| boomer5 | $25.00 | 9/27/2011 3:42:52 PM |
| sirsri | $207.60 | 9/27/2011 4:05:10 PM |
| adventure0 | $100.00 | 9/27/2011 4:58:18 PM |
| return-seeker85 | $50.00 | 9/27/2011 4:40:01 PM |
| Rider | $215.00 | 9/27/2011 5:16:04 PM |
| cloud8 | $100.00 | 9/27/2011 5:14:29 PM |
| smart-kindness8 | $75.00 | 9/27/2011 5:16:44 PM |
| El_Maestro | $25.00 | 9/27/2011 5:27:42 PM |
| squadron781 | $26.73 | 9/27/2011 5:15:59 PM |
| promise2 | $121.63 | 9/27/2011 5:21:48 PM |
| power-bluebird2 | $25.00 | 9/27/2011 5:23:23 PM |
| keichi03 | $35.00 | 9/27/2011 5:37:10 PM |
| pietro_torna_indietro | $35.81 | 9/27/2011 5:40:24 PM |
| jcw3rd | $25.00 | 9/27/2011 5:30:32 PM |
| Weaverville | $100.00 | 9/27/2011 5:40:07 PM |
| 281 Investments
|
Borrower Payment Dependent Notes Series
505542
This series of Notes was issued and sold upon the funding of the borrower loan #54177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,989 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamo4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/27/2011 5:06:14 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:06 PM |
| riskreward | $250.00 | 9/27/2011 5:18:38 PM |
| worth-blanket2 | $2,480.00 | 9/27/2011 6:37:01 PM |
| rolltide09 | $25.00 | 9/27/2011 5:02:24 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:22 PM |
| MarvintheMartian | $45.00 | 9/27/2011 5:30:51 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
519250
This series of Notes was issued and sold upon the funding of the borrower loan #53966, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 41y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,630 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caring-contract336 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Purpose of loan:
This loan will be used to...vacation
My financial situation:
I am a good candidate for this loan because...I have 41 years on the job and pay my bills on time
Monthly net income: $7200
Monthly expenses: $
Housing: $595
Insurance: $
Car expenses: $paid
Utilities: $135
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $200.00 | 9/23/2011 5:32:28 PM |
| freedom3 | $3,750.00 | 9/24/2011 2:43:59 AM |
| SpoonerPhan | $50.00 | 9/23/2011 6:14:01 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
520074
This series of Notes was issued and sold upon the funding of the borrower loan #54017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| careful-felicity |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
career change freelancer
Purpose of loan:
This loan will be used to...rebuild my credit and purchase a canon eos 60D camera
My financial situation:
After my job closed down in early 2008 and suffering from arthritis in both hips, I found myself unable to work and living on savings, mounting medical bills forced a chapter 7 bankruptcy. I had double hip replacement in 2010 and have recovered nicely. These circumstances have forced a career change, a long time hobby as a videographer has become a new job, I?m averaging between $800.00 and $2,500 per month.
Thank you
career changer
Monthly net income: $1,200
Monthly expenses: $ 650
Housing: $0
Insurance: $ 140
Car expenses: $100 gas
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| larslfe | $50.00 | 9/26/2011 1:26:46 AM |
| rate-sceptre | $25.00 | 9/26/2011 5:59:59 PM |
| tech310 | $50.00 | 9/27/2011 2:32:06 PM |
| intelligent-repayment8 | $2,875.00 | 9/28/2011 6:43:31 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
522324
This series of Notes was issued and sold upon the funding of the borrower loan #54020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 7m |
|
Amount delinquent:
| $4,513 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-ore-dojo |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money needed for cataract surgery
I do not have medical insurance because of the high cost. No physician or surgical center will perform this necessary surgery without my paying up front in full. I do not qualify for any charitable assistance programs for this surgery, because I make too much money.
I am a good candidate for this loan because I have a 771 credit rating with Experian, because I have stable employment with an employer that has been in business for over 25 years, and because my wife works as well. We have no car loans or other loans (other than my wife's student loans which are deferred while she is in school), and we have no credit card debt or other revolving debt. We pay cash for everything we purchase. We live frugally and within our budget. Our housing cost will go down this fall, as our property value was re-assessed to a lower value by the county, and this will lower the property tax portion of our monthly housing payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.25 | 9/22/2011 4:20:37 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:22 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:16 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:24 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:57 PM |
| tech310 | $50.00 | 9/27/2011 2:32:03 PM |
| intelligent-repayment8 | $2,949.75 | 9/28/2011 6:44:06 PM |
| well-rounded-dinero | $50.00 | 9/28/2011 6:30:38 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:42 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:32 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:20 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:28:51 AM |
| missing-link | $25.00 | 9/28/2011 7:42:58 AM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:15 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
523758
This series of Notes was issued and sold upon the funding of the borrower loan #54172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $313.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $819 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BioDzlDan |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 96% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 4% )
| 660-679
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Home Improvement Projects
I bought a house in January of this year, and have been traveling frequently for work since then. It appears that I will not be traveling much over the winter, so I plan to catch up on many of the home improvement projects that I did not get to over the summer. I have been saving money during that time, and would combine that money with the loan to get as much done as possible before I travel again.
The house cost about 2/3 of my annual salary of $72,600. My monthly payments, including escrow, are $585. I have one renter paying $150 per month. My only other fixed costs are student loan at $240/month, plus phone/internet/utilities/etc ~$150/month. My car is payed off.
I have a great credit history, and even maintained it as a poor college student. I obtained a Prosper loan during my last year of college for $2,500, which I payed off early. I do not see that as part of my account history. I have asked customer service for an explanation, but have not received one yet.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/28/2011 5:07:33 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:19 PM |
| riskreward | $250.00 | 9/28/2011 5:19:03 PM |
| Weaverville | $100.00 | 9/28/2011 5:13:23 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:13:40 PM |
| radforj22 | $25.00 | 9/28/2011 7:20:11 PM |
| bkb7484 | $34.00 | 9/29/2011 3:41:44 AM |
| don8ter | $25.00 | 9/29/2011 3:36:08 AM |
| blot44 | $100.00 | 9/29/2011 4:35:56 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:45 AM |
| green-trade-dolphin2 | $25.00 | 9/29/2011 6:26:32 AM |
| john0720 | $100.00 | 9/29/2011 8:17:14 AM |
| themoneydoctor | $200.00 | 9/29/2011 9:39:45 AM |
| Andaliego | $50.00 | 9/29/2011 9:18:48 AM |
| intelligent-repayment8 | $5,000.00 | 9/29/2011 11:57:53 AM |
| romanfish | $200.00 | 9/29/2011 11:46:45 AM |
| gracej | $25.00 | 9/29/2011 12:06:36 PM |
| hostbank | $100.00 | 9/29/2011 12:22:54 PM |
| scrappy-nickel | $500.00 | 9/29/2011 12:34:13 PM |
| djh47a | $25.00 | 9/29/2011 12:56:46 PM |
| cash-queen | $25.00 | 9/29/2011 1:06:02 PM |
| loyalty-circuitry | $100.00 | 9/29/2011 1:26:44 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:40 PM |
| secureincome | $1,000.00 | 9/29/2011 1:26:55 PM |
| MarvintheMartian | $65.00 | 9/28/2011 5:14:24 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:18:00 PM |
| 1stBankAndHal | $50.10 | 9/28/2011 6:33:52 PM |
| oplender | $25.00 | 9/28/2011 6:47:43 PM |
| indomitable-coin | $25.00 | 9/28/2011 8:02:39 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:34 PM |
| sflawya | $25.00 | 9/29/2011 3:18:42 AM |
| ZeLonewolf | $25.00 | 9/29/2011 5:36:32 AM |
| Zolton | $200.00 | 9/29/2011 7:25:03 AM |
| wahoos20 | $100.00 | 9/29/2011 7:32:33 AM |
| coolcreditor | $125.00 | 9/29/2011 9:20:35 AM |
| studious-peso | $25.00 | 9/29/2011 11:23:54 AM |
| Dollars4Rent | $25.00 | 9/29/2011 10:16:27 AM |
| fcrick | $25.00 | 9/29/2011 11:35:24 AM |
| nickel-ferret | $50.00 | 9/29/2011 12:24:31 PM |
| chibear34 | $25.00 | 9/29/2011 12:54:45 PM |
| sweet-loan7 | $25.00 | 9/29/2011 1:31:46 PM |
| hope-gondola9 | $1,075.90 | 9/29/2011 1:40:43 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
524902
This series of Notes was issued and sold upon the funding of the borrower loan #54165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $290.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,219 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| undaunted-durability727 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used for home improvement.
My financial situation:
I am a good candidate for this loan because I have a study income. I have a great credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/4/2011 12:24:09 PM |
| colorfulgardener | $25.00 | 9/5/2011 2:47:04 AM |
| JustMee | $25.00 | 9/5/2011 6:44:53 AM |
| Theodon | $25.00 | 9/6/2011 5:11:45 AM |
| atbright | $25.00 | 9/6/2011 5:48:35 PM |
| american6 | $100.00 | 9/6/2011 10:47:56 PM |
| credit-kahuna | $50.00 | 9/7/2011 12:41:20 AM |
| houli123 | $50.00 | 9/6/2011 10:54:57 PM |
| nickel-ferret | $50.00 | 9/8/2011 9:17:58 AM |
| diablorulz | $50.00 | 9/8/2011 1:53:34 PM |
| vigilance-revolutionary | $50.00 | 9/9/2011 8:56:28 AM |
| boylezz | $25.00 | 9/9/2011 11:51:20 AM |
| IPlayOutsideTheBox | $25.00 | 9/9/2011 12:31:43 PM |
| dynamic-money271 | $25.00 | 9/9/2011 6:03:29 PM |
| efficient-treasure0 | $25.00 | 9/9/2011 6:16:25 PM |
| ZeLonewolf | $25.00 | 9/10/2011 12:11:53 PM |
| Rivervale_Westwood | $50.00 | 9/11/2011 6:55:55 AM |
| market-maximizer472 | $100.00 | 9/11/2011 5:28:00 PM |
| generous-at-heart | $25.00 | 9/11/2011 12:33:44 PM |
| ski bum | $100.00 | 9/11/2011 12:21:52 PM |
| miked8303 | $25.00 | 9/12/2011 6:05:38 AM |
| Daneistes | $50.00 | 9/12/2011 8:55:33 AM |
| gain-gourd | $100.00 | 9/12/2011 10:25:47 AM |
| figs4u2 | $100.00 | 9/12/2011 2:36:55 PM |
| agreement-guild | $50.00 | 9/13/2011 5:16:53 AM |
| baseballfan111 | $50.00 | 9/13/2011 7:39:51 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:45 AM |
| Weaverville | $50.00 | 9/13/2011 3:09:22 PM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:30 PM |
| AFairDeal | $30.00 | 9/13/2011 4:18:22 PM |
| a-unflappable-finance | $25.00 | 9/13/2011 4:50:22 PM |
| Supernick | $50.00 | 9/13/2011 8:18:54 PM |
| leeball | $100.00 | 9/13/2011 9:38:54 PM |
| WorldlyWorker | $25.00 | 9/14/2011 6:32:11 AM |
| GreenSun | $25.00 | 9/14/2011 6:26:55 AM |
| Mantis75 | $25.00 | 9/14/2011 6:44:55 AM |
| 6moonbeams | $50.00 | 9/14/2011 7:36:01 AM |
| lucrative-coin | $50.00 | 9/14/2011 8:13:08 AM |
| Cashman10 | $100.00 | 9/14/2011 1:13:43 PM |
| w3alter | $50.00 | 9/14/2011 2:13:15 PM |
| gold-position | $100.00 | 9/14/2011 3:26:14 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:30 PM |
| spark548 | $50.00 | 9/14/2011 5:36:08 PM |
| Fiimg | $50.00 | 9/14/2011 6:50:44 PM |
| Headhunter14 | $30.00 | 9/14/2011 8:21:42 PM |
| steiglends | $100.00 | 9/15/2011 5:35:18 AM |
| j2ee | $25.00 | 9/15/2011 7:10:31 AM |
| mennleo | $50.00 | 9/15/2011 8:21:20 AM |
| personal-lender | $25.00 | 9/15/2011 9:29:33 AM |
| Clambake | $50.00 | 9/15/2011 11:35:52 AM |
| Gibbyland | $100.00 | 9/15/2011 2:15:58 PM |
| responsibility-wind6 | $50.00 | 9/15/2011 4:11:13 PM |
| emt747 | $25.00 | 9/15/2011 4:24:32 PM |
| astute-benjamins | $25.00 | 9/15/2011 5:48:07 PM |
| zaquiri_ice | $50.00 | 9/15/2011 5:52:10 PM |
| point-monger5 | $400.00 | 9/15/2011 6:15:39 PM |
| elfincove | $25.00 | 9/15/2011 7:15:13 PM |
| greenback-ally | $100.00 | 9/15/2011 7:46:34 PM |
| nuclearmoose | $25.00 | 9/15/2011 7:55:35 PM |
| anacent | $100.00 | 9/15/2011 8:21:21 PM |
| Google_Me | $100.00 | 9/15/2011 8:55:40 PM |
| janeybooboo | $100.00 | 9/15/2011 9:04:20 PM |
| Fearless_Lender | $25.00 | 9/16/2011 1:08:29 AM |
| dinero-jujitsu | $50.00 | 9/16/2011 3:46:45 AM |
| chakra | $25.00 | 9/16/2011 5:09:03 AM |
| RJN | $35.00 | 9/16/2011 4:31:27 AM |
| triumph329 | $25.00 | 9/16/2011 5:39:35 AM |
| shrewd-deal3 | $100.00 | 9/16/2011 5:49:15 AM |
| best-basis-trooper | $25.00 | 9/16/2011 5:32:25 AM |
| cmg891 | $46.42 | 9/16/2011 6:14:32 AM |
| djh47a | $25.00 | 9/16/2011 6:15:22 AM |
| revenue-appraiser | $25.00 | 9/16/2011 6:36:14 AM |
| wise-unequivocal-return | $100.00 | 9/16/2011 6:22:42 AM |
| pnace | $100.00 | 9/16/2011 7:17:23 AM |
| Pitufo | $25.00 | 9/16/2011 7:19:03 AM |
| cerebral-auction950 | $100.00 | 9/16/2011 7:19:42 AM |
| nimble-dedication1 | $96.11 | 9/16/2011 7:20:32 AM |
| Minotaur | $25.00 | 9/16/2011 7:47:09 AM |
| otalon | $25.00 | 9/16/2011 8:14:07 AM |
| damage | $25.00 | 9/16/2011 8:47:15 AM |
| wise-silver-wonder | $25.00 | 9/16/2011 8:41:23 AM |
| responsibility-butterfly | $25.00 | 9/6/2011 5:07:34 PM |
| green-trade-dolphin2 | $25.00 | 9/4/2011 5:52:16 PM |
| top-epic-community | $100.00 | 9/4/2011 8:40:27 PM |
| indomitable-coin | $25.00 | 9/5/2011 9:08:32 AM |
| balance-bliss | $50.00 | 9/5/2011 10:36:24 PM |
| oplender | $25.00 | 9/6/2011 11:20:10 AM |
| heavy_ax | $25.00 | 9/6/2011 10:35:13 AM |
| compoundinterest | $50.00 | 9/7/2011 9:11:16 AM |
| tenacious-compassion9 | $25.00 | 9/7/2011 5:06:52 PM |
| return-seeker85 | $50.00 | 9/7/2011 7:52:43 PM |
| BxRealtor | $25.00 | 9/8/2011 4:47:36 AM |
| bonus-tent | $25.00 | 9/8/2011 6:13:38 AM |
| subtle-revenue0 | $25.00 | 9/8/2011 5:08:50 AM |
| Sneezie | $100.00 | 9/8/2011 12:45:18 PM |
| CatbirdBanking | $25.00 | 9/8/2011 1:36:45 PM |
| worthy-bid8 | $50.00 | 9/8/2011 5:11:53 PM |
| radforj22 | $25.00 | 9/8/2011 8:20:37 PM |
| blindtaxidriver | $25.00 | 9/8/2011 8:02:05 PM |
| principal-star | $25.00 | 9/8/2011 7:15:46 PM |
| value-wind0 | $25.00 | 9/9/2011 10:42:15 AM |
| larslfe | $25.00 | 9/9/2011 11:15:23 AM |
| Aaron_Oz | $25.00 | 9/10/2011 3:45:35 PM |
| jjswanso | $50.00 | 9/11/2011 11:59:03 AM |
| MM1207 | $50.00 | 9/11/2011 11:00:16 AM |
| Sierrahh | $25.00 | 9/12/2011 7:36:56 AM |
| RankPaid | $25.00 | 9/12/2011 11:20:45 AM |
| anwn | $25.00 | 9/12/2011 10:36:24 AM |
| charming-exchange7 | $25.00 | 9/12/2011 10:46:26 AM |
| finance_mba | $25.00 | 9/12/2011 10:59:22 AM |
| Pulchritudinous | $25.00 | 9/12/2011 1:54:56 PM |
| newest-bountiful-basis | $25.00 | 9/12/2011 1:00:40 PM |
| helpishere777 | $25.00 | 9/12/2011 4:38:29 PM |
| wampum-chorus3 | $25.00 | 9/12/2011 11:51:54 PM |
| dealarella | $100.00 | 9/13/2011 6:05:14 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:27 AM |
| velocity-solo | $25.00 | 9/13/2011 6:08:11 PM |
| creativename | $25.00 | 9/13/2011 9:52:51 PM |
| RayEarth | $25.00 | 9/13/2011 11:46:26 PM |
| life-is-great | $25.00 | 9/14/2011 6:09:39 AM |
| awwaww | $25.00 | 9/14/2011 9:54:41 AM |
| orbital-gain | $50.00 | 9/14/2011 12:34:31 PM |
| riproaringrapids | $25.00 | 9/14/2011 1:50:29 PM |
| courteous-fund9 | $50.00 | 9/14/2011 4:34:28 PM |
| new-affluence-piledriver | $100.00 | 9/14/2011 5:37:43 PM |
| lounges | $34.00 | 9/15/2011 5:54:28 AM |
| goose026 | $25.00 | 9/15/2011 6:51:55 AM |
| natural-affluence4 | $30.00 | 9/15/2011 9:25:07 AM |
| investment-comet | $25.00 | 9/15/2011 11:46:22 AM |
| cash-merry-maker | $25.00 | 9/15/2011 12:28:01 PM |
| ingenious-interest1 | $100.00 | 9/15/2011 3:33:13 PM |
| money-bauble | $200.00 | 9/15/2011 5:11:24 PM |
| MadHun | $200.00 | 9/15/2011 5:15:13 PM |
| TBCapitol | $50.00 | 9/15/2011 6:04:58 PM |
| cash-sensai2 | $50.00 | 9/15/2011 6:35:36 PM |
| paladin847 | $50.00 | 9/15/2011 8:12:46 PM |
| trufan49 | $50.00 | 9/15/2011 8:54:18 PM |
| GCInvestments | $26.00 | 9/15/2011 9:01:39 PM |
| ManhattanLender | $25.00 | 9/15/2011 9:06:00 PM |
| KrisKringle | $25.00 | 9/15/2011 9:59:10 PM |
| mighty-value | $25.00 | 9/15/2011 11:51:04 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:27 AM |
| CalBear08 | $25.00 | 9/16/2011 1:35:25 AM |
| Kaj | $40.00 | 9/16/2011 3:47:26 AM |
| Nascar1 | $25.00 | 9/16/2011 4:08:07 AM |
| community-saver158 | $50.00 | 9/16/2011 4:12:32 AM |
| basis-wizard8 | $50.00 | 9/16/2011 5:32:37 AM |
| resolute-return1 | $34.50 | 9/16/2011 5:50:36 AM |
| currency-persimmon | $50.00 | 9/16/2011 6:11:12 AM |
| economy-caper9 | $25.00 | 9/16/2011 6:31:26 AM |
| Lender0010 | $50.00 | 9/16/2011 6:13:09 AM |
| rateasaurus1 | $25.00 | 9/16/2011 6:51:15 AM |
| MoneyTree79 | $50.00 | 9/16/2011 7:10:24 AM |
| radiant-fund | $50.00 | 9/16/2011 7:22:01 AM |
| impeccable-penny | $50.00 | 9/16/2011 7:43:02 AM |
| PotBellyPete | $75.00 | 9/16/2011 8:01:45 AM |
| buffalobills | $25.00 | 9/16/2011 8:06:23 AM |
| motivator796 | $28.00 | 9/16/2011 7:39:21 AM |
| cclady | $500.00 | 9/16/2011 8:19:57 AM |
| ScottW | $25.00 | 9/16/2011 8:20:42 AM |
| katnmouse | $30.00 | 9/16/2011 8:31:21 AM |
| visionary-fund | $189.97 | 9/16/2011 8:48:09 AM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
525074
This series of Notes was issued and sold upon the funding of the borrower loan #53979, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,073.69 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $262.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $720 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| self-reliant-market3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
butterfly
Purpose of loan:
This loan will be used .for personal use.
:
I am a good candidate for this loan because...I have good credit and I have the income to repay the loan..I am a person of good character and I accept my accountabilities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/6/2011 5:08:03 PM |
| green-trade-dolphin2 | $25.00 | 9/6/2011 7:09:29 PM |
| AF-Chief | $100.00 | 9/7/2011 8:53:52 PM |
| nickel-ferret | $50.00 | 9/8/2011 9:18:08 AM |
| diablorulz | $50.00 | 9/8/2011 1:53:44 PM |
| efficient-treasure0 | $25.00 | 9/9/2011 6:16:35 PM |
| Rivervale_Westwood | $50.00 | 9/11/2011 6:56:01 AM |
| MM1207 | $50.00 | 9/11/2011 11:00:23 AM |
| return-seeker85 | $50.00 | 9/12/2011 5:56:25 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:47 AM |
| AFairDeal | $30.00 | 9/13/2011 4:18:23 PM |
| ski bum | $100.00 | 9/13/2011 4:31:58 PM |
| larslfe | $50.00 | 9/13/2011 8:13:48 PM |
| w3alter | $50.00 | 9/14/2011 2:13:17 PM |
| goose026 | $25.00 | 9/15/2011 6:52:17 AM |
| natural-affluence4 | $30.00 | 9/15/2011 9:25:08 AM |
| Clambake | $50.00 | 9/15/2011 11:35:57 AM |
| cash-merry-maker | $25.00 | 9/15/2011 12:28:02 PM |
| dime-sprout | $25.00 | 9/15/2011 2:06:46 PM |
| Ocean713 | $75.00 | 9/15/2011 3:49:08 PM |
| responsibility-wind6 | $50.00 | 9/15/2011 4:11:15 PM |
| cash-sensai2 | $50.00 | 9/15/2011 6:35:37 PM |
| CalBear08 | $25.00 | 9/16/2011 1:35:37 AM |
| Kaj | $40.00 | 9/16/2011 3:48:07 AM |
| organized-payment6 | $50.00 | 9/16/2011 5:44:21 AM |
| rogue_monster | $25.00 | 9/16/2011 8:13:28 AM |
| wise-silver-wonder | $25.00 | 9/16/2011 8:41:24 AM |
| dollardave | $100.00 | 9/16/2011 10:04:08 AM |
| puifais | $50.00 | 9/16/2011 10:46:38 AM |
| pouch5 | $100.00 | 9/16/2011 11:18:34 AM |
| stoopidnoodle | $25.00 | 9/16/2011 11:17:05 AM |
| fantastic-openness | $100.00 | 9/16/2011 11:23:10 AM |
| brutusbone | $25.00 | 9/16/2011 12:35:19 PM |
| american6 | $100.00 | 9/16/2011 4:28:22 PM |
| Supernick | $50.00 | 9/16/2011 4:52:56 PM |
| cash-reaction2 | $50.00 | 9/16/2011 5:32:37 PM |
| gold-sushi | $50.00 | 9/16/2011 7:10:45 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:35 PM |
| balance6 | $25.00 | 9/17/2011 4:27:15 AM |
| upupandaway | $50.00 | 9/17/2011 6:54:50 AM |
| moola-rose8 | $25.00 | 9/17/2011 7:01:00 AM |
| valiant-liberty4 | $25.00 | 9/17/2011 7:27:51 AM |
| dharma1 | $25.00 | 9/17/2011 8:44:13 AM |
| Cheburashka | $25.00 | 9/17/2011 9:34:07 AM |
| return-buddy | $25.00 | 9/17/2011 11:28:16 AM |
| astute-benjamins | $25.00 | 9/17/2011 11:00:04 AM |
| genius520 | $50.00 | 9/17/2011 12:09:53 PM |
| oracle3 | $25.00 | 9/17/2011 1:02:31 PM |
| Zuzu | $50.00 | 9/17/2011 1:57:24 PM |
| oneeighty | $25.00 | 9/17/2011 2:36:37 PM |
| opportunity85 | $25.00 | 9/17/2011 2:38:33 PM |
| MissionMicroFinance | $25.00 | 9/17/2011 4:00:30 PM |
| precious-coin3 | $50.00 | 9/17/2011 4:07:31 PM |
| lagnisiruk | $25.00 | 9/17/2011 4:08:28 PM |
| Katahdin | $50.00 | 9/17/2011 6:43:57 PM |
| mighty-value | $25.00 | 9/17/2011 9:43:11 PM |
| granitepk | $50.00 | 9/18/2011 7:45:11 AM |
| lrr34 | $50.00 | 9/18/2011 8:52:29 AM |
| comet55 | $25.00 | 9/18/2011 11:35:12 AM |
| loot-heart | $25.00 | 9/18/2011 10:33:02 AM |
| bonafide-economy | $25.00 | 9/18/2011 3:17:13 PM |
| Ristefo | $25.00 | 9/18/2011 5:02:59 PM |
| frobin | $50.00 | 9/18/2011 5:35:08 PM |
| orange-kindness-captain | $30.00 | 9/18/2011 8:04:40 PM |
| fervent-repayment | $25.00 | 9/18/2011 7:11:20 PM |
| saysana | $25.00 | 9/19/2011 6:21:20 AM |
| ranstlin | $25.00 | 9/19/2011 4:39:18 AM |
| chipperjohnson | $25.00 | 9/19/2011 8:00:27 AM |
| rate-mogul | $50.00 | 9/19/2011 8:45:54 AM |
| helpinghand63 | $25.00 | 9/19/2011 9:10:27 AM |
| Gunjin | $25.00 | 9/19/2011 9:45:45 AM |
| money-explorer3 | $25.00 | 9/19/2011 10:07:12 AM |
| totoro | $25.00 | 9/19/2011 10:35:55 AM |
| Natronpee | $25.00 | 9/19/2011 10:25:22 AM |
| diversification-surge | $25.00 | 9/19/2011 11:28:40 AM |
| diverse2 | $25.00 | 9/19/2011 11:32:50 AM |
| escharfer | $25.00 | 9/19/2011 12:26:14 PM |
| revenue-serenity | $25.00 | 9/19/2011 1:03:16 PM |
| ideal-penny8 | $25.00 | 9/19/2011 3:01:16 PM |
| important-ore | $250.00 | 9/19/2011 4:01:45 PM |
| julijask | $25.00 | 9/19/2011 2:46:32 PM |
| tampa_cmc | $50.00 | 9/19/2011 6:06:20 PM |
| green-moola-platoon | $25.00 | 9/19/2011 5:16:58 PM |
| studious-bonus7 | $100.00 | 9/19/2011 5:08:35 PM |
| MoneyBagsRUs | $25.00 | 9/19/2011 5:14:13 PM |
| cutter21 | $25.00 | 9/19/2011 6:37:34 PM |
| orange-courageous-dedication | $25.00 | 9/19/2011 6:11:05 PM |
| solin003 | $25.00 | 9/19/2011 8:22:21 PM |
| otalon | $25.00 | 9/19/2011 7:42:14 PM |
| point-zebra | $25.00 | 9/19/2011 9:10:55 PM |
| appastk | $25.00 | 9/19/2011 8:52:08 PM |
| atl_lend | $25.00 | 9/19/2011 8:05:57 PM |
| silver-mastery | $25.00 | 9/19/2011 8:13:40 PM |
| RayEarth | $25.00 | 9/19/2011 9:39:00 PM |
| sweet-loan7 | $25.00 | 9/19/2011 9:31:57 PM |
| innocent-loot | $45.00 | 9/19/2011 10:06:31 PM |
| dgallo | $25.00 | 9/20/2011 4:38:19 AM |
| hardwareman | $25.00 | 9/20/2011 4:08:28 AM |
| langdonx | $50.00 | 9/20/2011 7:20:42 AM |
| gracej | $25.00 | 9/20/2011 8:10:06 AM |
| wdove511 | $30.00 | 9/20/2011 10:08:38 AM |
| rate-caravan7 | $25.00 | 9/20/2011 10:35:26 AM |
| Svigel | $30.68 | 9/20/2011 10:00:08 AM |
| cpblue79 | $150.00 | 9/20/2011 11:23:27 AM |
| rudyindc | $25.00 | 9/20/2011 11:52:02 AM |
| Strato | $25.00 | 9/20/2011 11:14:26 AM |
| fireboss | $61.23 | 9/20/2011 3:34:24 PM |
| tylerfd | $25.00 | 9/20/2011 1:51:58 PM |
| authentic-liberty7 | $25.00 | 9/20/2011 1:53:01 PM |
| pbo922 | $25.00 | 9/20/2011 1:56:03 PM |
| peace-flower9 | $25.00 | 9/20/2011 4:23:44 PM |
| flexible-return297 | $25.00 | 9/20/2011 2:33:35 PM |
| sentry256 | $25.00 | 9/20/2011 2:57:57 PM |
| cbllender | $25.00 | 9/20/2011 4:00:55 PM |
| Investor_DP | $100.00 | 9/6/2011 5:08:11 PM |
| oplender | $25.00 | 9/6/2011 8:42:51 PM |
| indomitable-coin | $25.00 | 9/7/2011 6:39:42 AM |
| BxRealtor | $25.00 | 9/8/2011 4:47:52 AM |
| bonus-tent | $25.00 | 9/8/2011 6:13:50 AM |
| A007 | $50.00 | 9/8/2011 12:57:32 PM |
| worthy-bid8 | $50.00 | 9/8/2011 5:12:11 PM |
| value-wind0 | $25.00 | 9/9/2011 10:42:15 AM |
| compoundinterest | $50.00 | 9/10/2011 12:11:29 PM |
| Sierrahh | $25.00 | 9/12/2011 7:37:05 AM |
| figs4u2 | $100.00 | 9/12/2011 2:36:57 PM |
| helpishere777 | $25.00 | 9/12/2011 4:38:32 PM |
| dealarella | $100.00 | 9/13/2011 6:05:16 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:39 AM |
| radforj22 | $25.00 | 9/13/2011 12:05:00 PM |
| Weaverville | $50.00 | 9/13/2011 3:09:23 PM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:31 PM |
| velocity-solo | $25.00 | 9/13/2011 6:08:13 PM |
| ZeLonewolf | $25.00 | 9/13/2011 6:55:13 PM |
| life-is-great | $25.00 | 9/14/2011 6:09:44 AM |
| GreenSun | $25.00 | 9/14/2011 6:26:56 AM |
| Mantis75 | $25.00 | 9/14/2011 6:44:55 AM |
| ladyhawk187 | $30.00 | 9/14/2011 11:48:24 AM |
| riproaringrapids | $25.00 | 9/14/2011 1:50:34 PM |
| gold-position | $100.00 | 9/14/2011 3:26:15 PM |
| spark548 | $50.00 | 9/14/2011 5:36:11 PM |
| Headhunter14 | $30.00 | 9/14/2011 8:21:43 PM |
| agreement-guild | $50.00 | 9/14/2011 9:47:50 PM |
| steiglends | $100.00 | 9/15/2011 5:35:24 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:05 AM |
| ingenious-interest1 | $100.00 | 9/15/2011 3:33:14 PM |
| elfincove | $25.00 | 9/15/2011 7:15:14 PM |
| anacent | $100.00 | 9/15/2011 8:21:22 PM |
| chakra | $25.00 | 9/16/2011 5:09:06 AM |
| currency-persimmon | $25.00 | 9/16/2011 6:27:41 AM |
| wealth-fighter3 | $25.00 | 9/16/2011 6:40:53 AM |
| impeccable-penny | $50.00 | 9/16/2011 7:43:03 AM |
| King5378 | $25.00 | 9/16/2011 8:31:06 AM |
| ScottW | $25.00 | 9/16/2011 8:20:43 AM |
| personal-lender | $25.00 | 9/16/2011 9:11:08 AM |
| autonomous-kindness8 | $50.00 | 9/16/2011 10:43:58 AM |
| cocopuffs | $25.00 | 9/16/2011 10:55:28 AM |
| gojackgo | $50.00 | 9/16/2011 12:01:04 PM |
| social-pizza5 | $25.00 | 9/16/2011 12:01:48 PM |
| RedantFinance | $25.00 | 9/16/2011 11:49:03 AM |
| fcrick | $25.00 | 9/16/2011 3:03:02 PM |
| PRGuyinVA | $25.00 | 9/16/2011 2:56:28 PM |
| mtquan | $25.00 | 9/16/2011 4:03:29 PM |
| methodical-greenback5 | $50.00 | 9/16/2011 4:28:50 PM |
| MadHun | $200.00 | 9/16/2011 5:09:56 PM |
| Rob717171 | $25.00 | 9/16/2011 5:05:34 PM |
| jdashv | $50.00 | 9/16/2011 5:40:43 PM |
| jescowa | $50.00 | 9/16/2011 7:15:32 PM |
| Pasagam | $50.00 | 9/16/2011 8:16:42 PM |
| 77dowplace | $27.00 | 9/16/2011 8:01:53 PM |
| mydogissocute | $25.00 | 9/16/2011 11:40:23 PM |
| Ivan2007 | $25.00 | 9/17/2011 3:27:24 AM |
| upperdeck | $25.00 | 9/17/2011 4:21:01 AM |
| kulender | $50.00 | 9/17/2011 6:16:33 AM |
| showmethemoney22 | $50.00 | 9/17/2011 6:18:45 AM |
| fishtale | $25.00 | 9/17/2011 7:38:23 AM |
| britgsb | $25.00 | 9/17/2011 9:12:33 AM |
| Natsfandc | $25.00 | 9/17/2011 10:22:32 AM |
| objective-investor | $250.00 | 9/17/2011 9:51:11 AM |
| Pman | $25.00 | 9/17/2011 12:55:04 PM |
| wonderful-dime | $25.00 | 9/17/2011 1:38:55 PM |
| DrMoneyBags | $50.00 | 9/17/2011 1:26:43 PM |
| postalwhiz | $50.00 | 9/17/2011 5:05:14 PM |
| kind-genuine-dough | $50.00 | 9/17/2011 6:22:39 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:10 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:52:58 AM |
| marketplace-hut9 | $25.00 | 9/18/2011 6:42:45 AM |
| drkosh | $25.00 | 9/18/2011 10:11:25 AM |
| 6moonbeams | $50.00 | 9/18/2011 10:30:31 AM |
| Preteur | $25.00 | 9/18/2011 10:12:34 AM |
| Dr_M | $25.00 | 9/18/2011 7:18:56 PM |
| officer8 | $25.00 | 9/19/2011 6:27:05 AM |
| tapesor | $200.00 | 9/19/2011 9:59:18 AM |
| Prosp_Lender | $50.00 | 9/19/2011 10:31:27 AM |
| wealthstar | $25.00 | 9/19/2011 10:28:20 AM |
| whiterabbit1874 | $30.00 | 9/19/2011 11:23:35 AM |
| smart-kindness8 | $100.00 | 9/19/2011 11:42:20 AM |
| power-trophy7 | $50.00 | 9/19/2011 2:34:56 PM |
| SanJoser | $25.00 | 9/19/2011 2:47:39 PM |
| vinayganti | $25.00 | 9/19/2011 3:22:09 PM |
| MARSTUN | $100.00 | 9/19/2011 3:32:54 PM |
| RusRobo | $25.00 | 9/19/2011 3:42:34 PM |
| ndhookman | $25.00 | 9/19/2011 4:32:17 PM |
| money-bauble | $200.00 | 9/19/2011 5:07:27 PM |
| top-sensible-yield | $25.00 | 9/19/2011 4:43:57 PM |
| gravity-powered-air-cooled | $50.00 | 9/19/2011 5:24:09 PM |
| successful-agreement7 | $100.00 | 9/19/2011 5:12:00 PM |
| bid-stockpiler1 | $100.00 | 9/19/2011 5:50:42 PM |
| economy-molecule3 | $500.00 | 9/19/2011 5:14:25 PM |
| gold-motivator2 | $25.00 | 9/19/2011 5:41:39 PM |
| E_G | $50.00 | 9/19/2011 7:01:38 PM |
| 77dowplace | $26.00 | 9/19/2011 8:42:21 PM |
| dthompso | $50.00 | 9/19/2011 9:18:29 PM |
| capital-web7 | $25.00 | 9/19/2011 8:20:01 PM |
| skuba | $50.00 | 9/20/2011 2:14:07 AM |
| first-favorite-bonus9 | $25.00 | 9/20/2011 3:06:58 AM |
| mrpowers5531 | $25.00 | 9/20/2011 5:48:31 AM |
| KidSicily | $100.00 | 9/20/2011 5:57:01 AM |
| reinforced-reward | $25.00 | 9/20/2011 4:40:22 AM |
| aaronhthompson | $25.00 | 9/20/2011 6:33:54 AM |
| KeepOnRunning | $50.00 | 9/20/2011 8:48:36 AM |
| hostbank | $79.00 | 9/20/2011 9:07:25 AM |
| moola-man | $25.00 | 9/20/2011 8:30:03 AM |
| Rostov | $28.60 | 9/20/2011 9:42:28 AM |
| texrob20 | $25.00 | 9/20/2011 10:04:59 AM |
| bigshowlender2u | $25.18 | 9/20/2011 10:30:48 AM |
| sugarhoof | $25.00 | 9/20/2011 10:37:42 AM |
| velocity-warrior | $25.00 | 9/20/2011 10:47:10 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:58:56 AM |
| den067 | $25.00 | 9/20/2011 2:15:53 PM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:46 PM |
| DadWarbucks | $25.00 | 9/20/2011 12:34:18 PM |
| no_agenda_lender | $25.00 | 9/20/2011 3:33:07 PM |
| mason13a | $50.00 | 9/20/2011 3:46:36 PM |
| dinero-speaker | $25.00 | 9/20/2011 1:52:33 PM |
| helping-out | $51.00 | 9/20/2011 3:31:17 PM |
| Fireball27 | $225.00 | 9/20/2011 4:03:52 PM |
| bid-czar8 | $100.00 | 9/20/2011 4:33:07 PM |
| 237 Investments
|
Borrower Payment Dependent Notes Series
525094
This series of Notes was issued and sold upon the funding of the borrower loan #53967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,201 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pdgoins |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation and home improvement
This loan will be used to pay off some revolving credit and for some home improvement projects.
My financial situation: Very stable.
I am a good candidate for this loan because I always pay my debts on time. I oftentimes pay off my loans early.
Monthly net income: $2800
Monthly expenses: $2000
Housing: $400
Insurance: $50
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/13/2011 6:09:42 PM |
| JustMee | $25.00 | 9/13/2011 9:04:14 AM |
| MarvintheMartian | $25.00 | 9/13/2011 9:28:59 AM |
| Bank_Of_XL | $25.00 | 9/13/2011 9:59:49 AM |
| BxRealtor | $25.00 | 9/13/2011 12:57:01 PM |
| Investor_DP | $100.00 | 9/13/2011 4:21:00 PM |
| leeball | $100.00 | 9/13/2011 9:39:23 PM |
| nickel-ferret | $50.00 | 9/14/2011 5:47:01 PM |
| FinDoc | $25.00 | 9/14/2011 6:02:20 PM |
| oplender | $25.00 | 9/14/2011 6:29:45 PM |
| CatbirdBanking | $25.00 | 9/14/2011 7:11:46 PM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:09:55 AM |
| fusbarro | $75.00 | 9/15/2011 11:40:56 AM |
| Gibbyland | $100.00 | 9/15/2011 2:16:02 PM |
| ManhattanLender | $25.00 | 9/15/2011 9:06:02 PM |
| Kaj | $40.00 | 9/16/2011 4:01:20 AM |
| USMCR | $25.00 | 9/16/2011 4:44:31 AM |
| listing-vista | $100.00 | 9/16/2011 5:50:59 AM |
| jjswanso | $50.00 | 9/16/2011 6:50:38 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:14 AM |
| kind-credit-bear | $25.00 | 9/16/2011 4:18:09 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:21 PM |
| cjames84 | $25.00 | 9/16/2011 6:09:26 PM |
| charming-exchange7 | $25.00 | 9/16/2011 6:25:30 PM |
| xlnt-loans | $25.00 | 9/16/2011 8:15:02 PM |
| coin-architect2 | $100.00 | 9/17/2011 7:18:50 AM |
| wampum-library4 | $25.00 | 9/17/2011 2:54:13 PM |
| kenji4861 | $25.00 | 9/18/2011 1:13:53 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:20 AM |
| Money_Hog | $25.00 | 9/18/2011 9:45:46 AM |
| ethical-truth211 | $1,000.00 | 9/19/2011 9:21:49 AM |
| CashBank | $25.00 | 9/19/2011 10:06:11 AM |
| Mav26 | $100.00 | 9/19/2011 12:04:50 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:00 AM |
| pfh | $25.00 | 9/20/2011 7:49:39 AM |
| wellsfrugal | $25.00 | 9/20/2011 11:10:55 AM |
| enthralling-deal180 | $50.00 | 9/21/2011 6:21:21 AM |
| Leshan | $25.00 | 9/21/2011 7:52:41 AM |
| wwwUniversal | $25.00 | 9/21/2011 9:19:44 AM |
| repaymeplease | $25.00 | 9/21/2011 10:02:22 AM |
| gjm6d | $25.00 | 9/21/2011 4:54:36 PM |
| ursus | $50.00 | 9/21/2011 5:08:23 PM |
| terrific-dough6 | $17.00 | 9/21/2011 6:25:50 PM |
| worthy-bid8 | $50.00 | 9/13/2011 4:23:32 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:44 PM |
| phenomenal-gain5 | $25.00 | 9/14/2011 8:04:39 PM |
| jarf | $25.00 | 9/14/2011 9:19:41 PM |
| goose026 | $25.00 | 9/15/2011 6:52:41 AM |
| AndChicksforFree | $25.00 | 9/15/2011 6:59:54 PM |
| IPlayOutsideTheBox | $25.00 | 9/16/2011 4:01:24 AM |
| Rivervale_Westwood | $25.00 | 9/16/2011 5:29:45 AM |
| listing-vista | $100.00 | 9/16/2011 5:51:12 AM |
| gold-pudding6 | $25.00 | 9/16/2011 6:11:34 AM |
| pnace | $30.00 | 9/16/2011 7:36:48 AM |
| listing-drummer | $25.00 | 9/16/2011 8:53:01 AM |
| engaging-worth | $25.00 | 9/16/2011 10:43:20 AM |
| Cherrypicker | $35.00 | 9/16/2011 3:04:27 PM |
| LongTail | $30.00 | 9/16/2011 2:20:38 PM |
| american6 | $100.00 | 9/16/2011 4:28:43 PM |
| trumpeter5 | $25.00 | 9/16/2011 4:59:29 PM |
| finance-symphony7 | $50.00 | 9/16/2011 5:15:32 PM |
| CO_Engineer | $25.00 | 9/16/2011 11:28:05 PM |
| unassassinable | $25.00 | 9/17/2011 12:36:51 AM |
| kulender | $100.00 | 9/17/2011 6:21:09 AM |
| Sierrahh | $25.00 | 9/17/2011 10:51:17 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:43 AM |
| credit-maple5 | $25.00 | 9/18/2011 2:44:58 AM |
| Watersports | $50.00 | 9/18/2011 12:56:37 PM |
| life-is-great | $25.00 | 9/19/2011 7:16:31 AM |
| evnagelist | $50.00 | 9/19/2011 9:39:14 AM |
| mtquan | $25.00 | 9/19/2011 2:25:03 PM |
| red-favorable-basis | $25.00 | 9/19/2011 8:32:35 PM |
| GCInvestments | $28.00 | 9/20/2011 12:08:50 AM |
| integrity-doctor | $100.00 | 9/20/2011 6:54:02 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:51 AM |
| auction-chomper4 | $25.00 | 9/20/2011 10:40:09 AM |
| Whipster | $40.00 | 9/21/2011 5:33:52 AM |
| boylezz | $25.00 | 9/21/2011 9:59:31 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:44 PM |
| trustworthy-hope189 | $100.00 | 9/21/2011 1:15:59 PM |
| wonder3 | $30.00 | 9/21/2011 12:25:48 PM |
| nimble-nickel | $25.00 | 9/21/2011 12:27:28 PM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:29 PM |
| credit-socrates648 | $2,000.00 | 9/21/2011 2:12:50 PM |
| important-diversification620 | $25.00 | 9/21/2011 2:20:14 PM |
| secureincome | $1,200.00 | 9/21/2011 3:46:36 PM |
| buffalobills | $25.00 | 9/21/2011 3:59:50 PM |
| fantastic-bazaar2 | $50.00 | 9/21/2011 5:52:40 PM |
| tech310 | $50.00 | 9/21/2011 6:04:20 PM |
| iamdez | $25.00 | 9/21/2011 6:05:22 PM |
| mammalian4 | $25.00 | 9/21/2011 5:53:25 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
525364
This series of Notes was issued and sold upon the funding of the borrower loan #53970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $183 |
Total credit lines:
| 26 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,741 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-p2p3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business loan
Purpose of loan:
This loan will be used to..invest in family business to help start day care center
My financial situation: is stable
I am a good candidate for this loan because... I have been teaching for over 17 years I have a master degree and BA degree in english and I have certified credentials to supervise a day care center.
Monthly net income: $ 4800.00
Monthly expenses: $ 3792
Housing: $ 1695.00
Insurance: $ 185.00
Car expenses: $ 412.00
Utilities: $ 300.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 450.00
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| capital-halo1 | $1,000.00 | 9/6/2011 5:15:13 PM |
| diplomatic-wealth7 | $25.00 | 9/6/2011 4:26:14 PM |
| Something-Corporate | $25.00 | 9/6/2011 5:33:59 PM |
| worthy-bid8 | $50.00 | 9/8/2011 5:12:02 PM |
| trail5 | $50.00 | 9/9/2011 6:04:41 AM |
| kind-credit-bear | $80.50 | 9/9/2011 6:31:02 AM |
| mercuriant | $25.00 | 9/9/2011 10:41:34 AM |
| 108lender | $100.00 | 9/9/2011 10:26:30 AM |
| Jack55304 | $200.00 | 9/11/2011 8:46:51 AM |
| Whipster | $70.00 | 9/11/2011 9:50:47 AM |
| stepatatime-together | $100.00 | 9/12/2011 8:44:48 AM |
| the-hope-workhorse | $100.00 | 9/12/2011 11:56:44 AM |
| larslfe | $100.00 | 9/12/2011 10:49:15 AM |
| capital-renewal | $25.00 | 9/12/2011 1:21:02 PM |
| mighty-value | $25.00 | 9/12/2011 4:46:01 PM |
| coin-sonnet | $36.00 | 9/13/2011 1:13:25 AM |
| wonder3 | $35.00 | 9/13/2011 5:49:01 AM |
| musegaze | $75.00 | 9/13/2011 7:28:32 AM |
| social-cocktail1 | $100.00 | 9/13/2011 2:19:21 PM |
| CatFunded | $25.00 | 9/14/2011 4:00:06 AM |
| personal-lender | $25.00 | 9/14/2011 9:21:26 AM |
| economy-molecule3 | $500.00 | 9/14/2011 5:51:21 PM |
| Dalrymple | $65.00 | 9/14/2011 10:32:13 PM |
| tylerfd | $25.00 | 9/15/2011 6:35:06 AM |
| red-power-pecan | $50.00 | 9/15/2011 9:22:45 AM |
| Investoman | $42.00 | 9/15/2011 9:30:56 AM |
| nickel-hickory | $100.00 | 9/15/2011 9:54:11 AM |
| new-social-economist | $56.00 | 9/15/2011 10:40:49 PM |
| capital-galaxy | $100.00 | 9/16/2011 4:03:48 AM |
| basis-wizard8 | $50.00 | 9/16/2011 5:35:16 AM |
| friendly-principal76 | $25.00 | 9/16/2011 6:25:59 AM |
| wealth-fighter3 | $25.00 | 9/16/2011 6:37:50 AM |
| AndChicksforFree | $25.00 | 9/16/2011 6:51:24 AM |
| MoneyTree79 | $25.00 | 9/16/2011 7:21:41 AM |
| Pitufo | $25.00 | 9/16/2011 7:02:47 AM |
| platinum-scientist9 | $25.00 | 9/16/2011 7:44:18 AM |
| john0720 | $50.00 | 9/16/2011 8:48:48 AM |
| awesome-silver | $300.00 | 9/16/2011 8:57:28 AM |
| panther757 | $25.00 | 9/16/2011 9:52:45 AM |
| vinayganti | $25.00 | 9/16/2011 10:58:51 AM |
| investment-comet | $25.00 | 9/16/2011 11:10:19 AM |
| excellent-wealth6 | $25.00 | 9/16/2011 11:42:53 AM |
| LianaB | $50.00 | 9/16/2011 1:47:59 PM |
| checzwick | $25.00 | 9/16/2011 4:31:35 PM |
| Rob717171 | $25.00 | 9/16/2011 5:08:57 PM |
| bsmtloan | $100.00 | 9/16/2011 5:40:12 PM |
| suave-dime6 | $25.00 | 9/16/2011 6:32:59 PM |
| AEH_Now | $25.00 | 9/16/2011 8:01:58 PM |
| MyKidsDad | $25.00 | 9/16/2011 7:51:13 PM |
| smart-integrity378 | $100.00 | 9/16/2011 8:15:52 PM |
| economy-popcorn | $25.00 | 9/16/2011 9:39:16 PM |
| irrelevant | $25.00 | 9/17/2011 6:05:08 AM |
| kulender | $50.00 | 9/17/2011 6:16:32 AM |
| Bob450 | $25.02 | 9/17/2011 8:49:51 AM |
| TheCount | $25.00 | 9/17/2011 8:49:44 AM |
| leverage-monger | $25.00 | 9/17/2011 10:08:50 AM |
| dough-bear | $25.00 | 9/17/2011 10:52:40 AM |
| mrxtravis | $25.00 | 9/17/2011 11:40:39 AM |
| prophecy | $50.00 | 9/17/2011 12:24:39 PM |
| return-beeper | $30.00 | 9/17/2011 1:10:42 PM |
| JauaFlash | $25.00 | 9/17/2011 1:39:49 PM |
| cropdust3r | $25.00 | 9/17/2011 4:49:31 PM |
| mighty-payout1 | $25.00 | 9/17/2011 9:29:09 PM |
| scott2004114 | $25.00 | 9/18/2011 8:15:30 AM |
| money-surge1 | $50.00 | 9/18/2011 9:49:12 AM |
| reward-galaxy | $25.00 | 9/18/2011 10:13:25 AM |
| DrewOdette | $25.00 | 9/18/2011 11:14:37 AM |
| rjcoutur2001 | $168.56 | 9/18/2011 11:18:29 AM |
| bid-stockpiler1 | $65.02 | 9/18/2011 11:34:09 AM |
| ddimports | $50.00 | 9/18/2011 11:18:34 AM |
| handshake5 | $100.00 | 9/6/2011 5:17:14 PM |
| careful-vigilance4 | $100.00 | 9/6/2011 10:03:28 PM |
| handy-justice | $100.00 | 9/8/2011 8:47:52 AM |
| cattlebaron | $25.00 | 9/9/2011 4:13:09 PM |
| vibraphone3 | $50.00 | 9/9/2011 6:19:38 PM |
| finance-mushroom | $100.00 | 9/11/2011 12:16:04 PM |
| gain-gourd | $100.00 | 9/12/2011 10:25:49 AM |
| lucrative-reward | $100.00 | 9/12/2011 1:35:57 PM |
| zone8 | $100.00 | 9/12/2011 12:54:44 PM |
| ah-long | $25.00 | 9/12/2011 11:08:14 PM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:33 AM |
| independent-kindness5 | $25.00 | 9/13/2011 1:09:31 PM |
| MadHun | $200.00 | 9/13/2011 4:28:16 PM |
| jiggaman7 | $50.00 | 9/13/2011 8:58:01 PM |
| asiaratt | $50.00 | 9/14/2011 9:18:35 AM |
| finance-prescription | $56.00 | 9/14/2011 5:47:16 PM |
| MARWARISETH | $25.00 | 9/14/2011 6:21:59 PM |
| Comoparklender | $25.00 | 9/14/2011 7:57:54 PM |
| Marssoft | $25.00 | 9/14/2011 8:54:51 PM |
| economy-coup | $100.00 | 9/14/2011 11:38:27 PM |
| bigladybug | $50.00 | 9/15/2011 10:45:55 AM |
| CalBear08 | $25.00 | 9/16/2011 1:35:32 AM |
| wise-careful-greenback | $25.00 | 9/16/2011 7:17:49 AM |
| pfenness | $25.00 | 9/16/2011 8:02:54 AM |
| papaloha | $25.00 | 9/16/2011 8:56:13 AM |
| investment-visionary | $25.00 | 9/16/2011 9:39:39 AM |
| deal-enrichment063 | $50.00 | 9/16/2011 10:37:15 AM |
| nodrivelpls | $25.00 | 9/16/2011 12:40:29 PM |
| Maetryx | $28.00 | 9/16/2011 5:08:46 PM |
| impala6464 | $100.00 | 9/16/2011 5:46:57 PM |
| money-fort | $25.00 | 9/16/2011 6:29:56 PM |
| gizzywump | $74.15 | 9/16/2011 6:44:57 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:32 PM |
| julijask | $25.00 | 9/17/2011 1:01:43 AM |
| Palacios | $75.00 | 9/16/2011 10:46:18 PM |
| Atlanta-Buyer | $27.75 | 9/17/2011 6:06:21 AM |
| head | $25.00 | 9/17/2011 8:03:24 AM |
| supreme-hope | $25.00 | 9/17/2011 8:12:26 AM |
| BBL | $25.00 | 9/17/2011 9:38:55 AM |
| IntrepidInvestment | $25.00 | 9/17/2011 9:48:39 AM |
| prominence8 | $35.00 | 9/17/2011 2:09:00 PM |
| postalwhiz | $50.00 | 9/17/2011 5:05:13 PM |
| IIP77 | $25.00 | 9/18/2011 1:03:36 AM |
| Engineer44 | $31.00 | 9/17/2011 11:51:56 PM |
| eronyc | $25.00 | 9/18/2011 6:04:53 AM |
| glroark | $50.00 | 9/18/2011 6:27:36 AM |
| gethsemane4 | $50.00 | 9/18/2011 8:01:28 AM |
| Green-Baron | $25.00 | 9/18/2011 9:11:48 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
525796
This series of Notes was issued and sold upon the funding of the borrower loan #53989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,678 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigorous-wealth1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
main
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/12/2011 9:11:27 AM |
| kind-credit-bear | $29.82 | 9/12/2011 11:08:04 AM |
| coin-sonnet | $100.00 | 9/13/2011 1:22:44 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:30:04 AM |
| handy-justice | $100.00 | 9/14/2011 8:29:30 PM |
| nickel-hickory | $101.00 | 9/14/2011 10:35:27 PM |
| Gladglide | $25.00 | 9/14/2011 11:26:09 PM |
| MJTimages_com | $30.50 | 9/15/2011 8:31:44 AM |
| red-power-pecan | $50.00 | 9/15/2011 9:22:52 AM |
| finance-prescription | $100.00 | 9/15/2011 3:35:01 PM |
| stepatatime-together | $100.00 | 9/15/2011 5:24:10 PM |
| careful-vigilance4 | $50.00 | 9/16/2011 8:34:26 AM |
| suave-dime6 | $25.00 | 9/16/2011 6:33:52 PM |
| kulender | $50.00 | 9/17/2011 6:16:47 AM |
| gotjack | $100.00 | 9/17/2011 8:45:20 AM |
| 108lender | $200.00 | 9/17/2011 11:32:52 AM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:22 PM |
| bid-stockpiler1 | $25.00 | 9/19/2011 6:05:47 PM |
| pfh | $25.00 | 9/20/2011 7:45:45 AM |
| Valley-of-the-Dollar | $25.00 | 9/20/2011 7:29:23 AM |
| Bob450 | $25.00 | 9/21/2011 1:17:42 PM |
| saxaphone6 | $25.00 | 9/21/2011 1:47:07 PM |
| tech310 | $50.00 | 9/21/2011 6:06:35 PM |
| DeltaComputerGuy | $25.00 | 9/22/2011 10:25:50 AM |
| bnlforever | $25.00 | 9/22/2011 10:31:41 AM |
| rolltide09 | $25.00 | 9/22/2011 2:07:45 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:52 PM |
| CoolPlexer | $25.00 | 9/23/2011 6:45:50 AM |
| shawnw2 | $25.00 | 9/23/2011 7:12:25 AM |
| helper07 | $28.52 | 9/23/2011 10:29:41 AM |
| RedSoxZealot | $25.00 | 9/23/2011 12:14:59 PM |
| listing-reformation8 | $25.00 | 9/23/2011 1:11:19 PM |
| pmj453 | $26.76 | 9/23/2011 4:45:52 PM |
| MadHun | $133.00 | 9/23/2011 5:10:32 PM |
| Investoman | $75.00 | 9/23/2011 5:13:30 PM |
| Marssoft | $42.53 | 9/23/2011 9:21:11 PM |
| capital-halo1 | $1,000.00 | 9/14/2011 5:45:50 PM |
| handshake5 | $100.00 | 9/14/2011 5:46:52 PM |
| CalBear08 | $25.00 | 9/16/2011 1:36:19 AM |
| loss-of-control | $75.00 | 9/16/2011 8:47:18 AM |
| papaloha | $25.00 | 9/16/2011 8:56:24 AM |
| kind-finance-burrito | $50.00 | 9/16/2011 12:50:55 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:09 PM |
| BBL | $25.00 | 9/17/2011 9:39:04 AM |
| thankful-nickel2 | $25.00 | 9/17/2011 12:45:44 PM |
| dough-museum1 | $25.00 | 9/17/2011 9:56:37 PM |
| mighty-payout1 | $25.00 | 9/18/2011 12:07:42 PM |
| nfx | $25.00 | 9/19/2011 5:46:25 AM |
| thelovebug | $100.00 | 9/19/2011 7:44:34 AM |
| peace-birdie | $100.00 | 9/19/2011 5:53:40 PM |
| pious-benjamins1 | $25.00 | 9/19/2011 9:57:42 PM |
| let_me_retire | $25.00 | 9/19/2011 11:02:35 PM |
| wwwUniversal | $25.00 | 9/20/2011 10:59:20 AM |
| Iwillhuntyoudown | $25.00 | 9/20/2011 11:58:51 AM |
| green-ore-expert | $25.00 | 9/20/2011 10:58:27 PM |
| kind-diligent-coin | $27.25 | 9/21/2011 3:36:37 AM |
| Leshan | $25.00 | 9/21/2011 7:47:20 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:32 PM |
| nilonc1 | $38.14 | 9/22/2011 5:13:10 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:03 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:39 AM |
| saffron4 | $50.00 | 9/22/2011 11:33:27 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:04 PM |
| proper-loot3 | $29.00 | 9/22/2011 5:08:06 PM |
| the-enthralling-coin | $25.00 | 9/22/2011 7:05:41 PM |
| secureincome | $500.00 | 9/22/2011 9:28:10 PM |
| kendigme | $50.00 | 9/23/2011 8:06:18 AM |
| equallender | $34.48 | 9/23/2011 7:34:26 AM |
| asiaratt | $50.00 | 9/23/2011 9:07:39 AM |
| oldmora | $25.00 | 9/23/2011 9:43:48 AM |
| platinum-czar | $25.00 | 9/23/2011 9:59:11 AM |
| wlm3012 | $30.00 | 9/23/2011 2:41:12 PM |
| vibraphone3 | $25.00 | 9/23/2011 3:50:28 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
526002
This series of Notes was issued and sold upon the funding of the borrower loan #53937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $325.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
12 | Length of status: | 4y 5m |
|
Amount delinquent:
| $20 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,916 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| genuine-income1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Capital for Gold Coin Business
Purpose of loan:
This loan will be used to manufacture custom gold medallions that have a high demand in a niche market.
My financial situation:
I am a good candidate for this loan because I have previously developed silver medallions of the same kind, and have met with very good success in selling them at a profit. Our net revenue this year is around $12,000 with the silver medallions, and gross profit was around $3000. The Gold medallions have an international market, and are expected to sell very well, along with the favorable price movement of precious metals.
Monthly net income: $4000
Monthly expenses: $3400
Housing: $1700
Insurance: $150
Car expenses: $100
Utilities: $250
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/25/2011 12:05:36 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:55 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:07 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:59 AM |
| ursus | $50.00 | 9/26/2011 9:07:22 AM |
| worthy-bid8 | $50.00 | 9/26/2011 9:06:06 AM |
| hitsman | $50.00 | 9/26/2011 11:35:28 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:42 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:27 AM |
| tech310 | $50.00 | 9/27/2011 2:29:04 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:35 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:06 PM |
| worth-blanket2 | $6,700.00 | 9/27/2011 8:15:40 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:27 AM |
| Bank_Of_XL | $25.00 | 9/25/2011 12:38:59 PM |
| oplender | $25.00 | 9/25/2011 4:24:43 PM |
| leeball | $100.00 | 9/26/2011 3:14:47 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:26 AM |
| rcm87 | $50.00 | 9/27/2011 5:12:00 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:11 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:21 PM |
| riskreward | $250.00 | 9/27/2011 5:18:37 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
526092
This series of Notes was issued and sold upon the funding of the borrower loan #54164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,155 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 745_CREDIT_SCORE |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
745 CREDIT SCORE BORROWER
Purpose of Loan: Debt Consolidation
FINANCIAL PROFILE OF BORROWER:
Credit Score: 745 (Experian)
Bill Payment History: Excellent
Debt to Income Ratio: Above Average
Late / Missed Payment(s): None
Employment Status: Full Time
Any Further Questions? - Feel free to contact.
Thank You.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 9/28/2011 5:19:38 PM |
| the-subtle-generosity | $25.00 | 9/28/2011 5:26:40 PM |
| Whipster | $80.00 | 9/28/2011 6:38:43 PM |
| sensible-fund | $25.00 | 9/28/2011 6:44:28 PM |
| digitaldan | $20.00 | 9/28/2011 8:56:43 PM |
| worth-blanket2 | $5,900.00 | 9/28/2011 7:52:01 PM |
| goodhearted-generosity511 | $25.00 | 9/28/2011 5:52:57 PM |
| first-cash-producer | $25.00 | 9/28/2011 6:00:23 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
526240
This series of Notes was issued and sold upon the funding of the borrower loan #53897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,589 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| influential-credit147 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have a steady job and recently paid off my car loan and would now like to pay off my credit cards.
Monthly net income: $4,400.00
Monthly expenses: $3,500.00
Housing: $1,800.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:48 PM |
| worthy-bid8 | $50.00 | 9/17/2011 12:07:52 PM |
| phenomenal-gain5 | $50.00 | 9/17/2011 6:59:21 PM |
| diplomatic-wealth7 | $25.00 | 9/18/2011 12:18:29 PM |
| genuine-dime | $100.00 | 9/19/2011 10:15:57 AM |
| careful-compassion | $25.00 | 9/19/2011 4:33:09 PM |
| well-mannered-income3 | $25.00 | 9/20/2011 7:27:47 AM |
| InChicago | $50.00 | 9/20/2011 9:29:13 AM |
| kulender | $100.00 | 9/20/2011 10:46:39 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:15 PM |
| CatbirdBanking | $25.00 | 9/21/2011 5:06:18 PM |
| ursus | $50.00 | 9/21/2011 5:08:40 PM |
| Kaj | $30.00 | 9/25/2011 3:53:06 AM |
| compassion-paladin042 | $25.00 | 9/25/2011 7:39:47 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:05 PM |
| penny-surgeon | $25.00 | 9/25/2011 10:47:12 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:03 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:19 PM |
| desertoasis | $25.00 | 9/26/2011 8:40:05 PM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:12 AM |
| handshake5 | $100.00 | 9/27/2011 9:09:37 AM |
| stepatatime-together | $100.00 | 9/27/2011 9:17:19 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:32 PM |
| Domgabriel | $25.00 | 9/27/2011 3:53:21 PM |
| NolockHolmes | $50.00 | 9/27/2011 5:00:30 PM |
| finance-mushroom | $100.00 | 9/27/2011 5:09:10 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:28:13 PM |
| bizlending | $220.00 | 9/27/2011 5:52:06 PM |
| wildanne | $75.00 | 9/27/2011 6:29:17 PM |
| 108lender | $150.00 | 9/27/2011 6:43:33 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:38 PM |
| authoritative-capital | $25.00 | 9/27/2011 7:34:16 PM |
| luzonct | $100.00 | 9/27/2011 7:13:07 PM |
| zrohmm | $25.00 | 9/27/2011 7:30:27 PM |
| farmn | $25.00 | 9/27/2011 7:47:17 PM |
| head | $25.00 | 9/27/2011 7:58:14 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:18:06 PM |
| shawnw2 | $100.00 | 9/27/2011 8:13:11 PM |
| CA-Lender | $25.00 | 9/27/2011 8:41:39 PM |
| beaker | $25.21 | 9/27/2011 8:54:01 PM |
| newest-courageous-openness | $26.57 | 9/27/2011 9:04:51 PM |
| handshake52 | $25.00 | 9/27/2011 9:18:28 PM |
| momentous-coin | $25.00 | 9/27/2011 10:26:28 PM |
| duty-windmill | $25.00 | 9/27/2011 10:32:39 PM |
| zone6 | $100.00 | 9/27/2011 11:19:06 PM |
| S-Master | $100.00 | 9/28/2011 12:54:52 AM |
| LendingPimp | $100.00 | 9/28/2011 1:34:29 AM |
| setUup | $26.30 | 9/28/2011 4:01:53 AM |
| loanman2007 | $75.00 | 9/28/2011 4:03:27 AM |
| papaloha | $25.00 | 9/17/2011 6:45:33 PM |
| Something-Corporate | $25.00 | 9/18/2011 6:56:30 AM |
| golffish2 | $25.00 | 9/19/2011 4:08:18 AM |
| kind-credit-bear | $25.00 | 9/19/2011 9:14:35 AM |
| Dubbs360 | $100.00 | 9/20/2011 8:04:35 AM |
| DiligentiaLLC | $100.00 | 9/20/2011 12:10:24 PM |
| gotjack | $25.00 | 9/20/2011 3:27:14 PM |
| Interloper | $25.00 | 9/20/2011 7:09:29 PM |
| tech310 | $50.00 | 9/21/2011 6:02:08 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:11 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:17 AM |
| vigorous-market5 | $200.00 | 9/22/2011 1:15:07 PM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:31 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:43 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:57 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:46 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:04 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:53 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:50 AM |
| hitsman | $50.00 | 9/26/2011 11:34:39 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:36 PM |
| edaguy | $100.00 | 9/27/2011 1:13:09 PM |
| magnitude787 | $100.00 | 9/27/2011 1:46:00 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:48 PM |
| nilonc1 | $25.00 | 9/27/2011 4:59:21 PM |
| interstellar | $75.00 | 9/27/2011 5:00:52 PM |
| minddoc | $25.00 | 9/27/2011 5:04:52 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:04 PM |
| shrewd-income | $50.00 | 9/27/2011 5:55:18 PM |
| SolarMoonshine | $25.00 | 9/27/2011 6:15:15 PM |
| balance-transformer3 | $32.00 | 9/27/2011 7:19:45 PM |
| friendly-principal76 | $25.00 | 9/27/2011 7:28:12 PM |
| Money_Hog | $25.00 | 9/27/2011 7:53:16 PM |
| frogperson | $150.00 | 9/27/2011 8:03:03 PM |
| prominence8 | $30.00 | 9/27/2011 7:47:00 PM |
| handy-justice | $100.00 | 9/27/2011 8:37:06 PM |
| interest88 | $33.00 | 9/27/2011 8:07:28 PM |
| investment-visionary | $25.00 | 9/27/2011 8:42:57 PM |
| goodhearted-generosity511 | $25.00 | 9/27/2011 8:43:18 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:24:38 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:00:49 PM |
| rate-sceptre | $30.00 | 9/27/2011 9:57:59 PM |
| value-pouch | $25.00 | 9/27/2011 10:07:50 PM |
| a-helping-hand | $250.00 | 9/27/2011 10:15:45 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:32 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:34:15 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:25 PM |
| Gladglide | $25.00 | 9/27/2011 11:15:02 PM |
| tolerant-balance7 | $25.00 | 9/27/2011 11:46:57 PM |
| CaliforniaSun | $25.00 | 9/27/2011 11:26:31 PM |
| kendigme | $25.00 | 9/28/2011 4:03:46 AM |
| gotjack | $75.00 | 9/28/2011 2:40:36 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:22:00 AM |
| myidear | $25.00 | 9/28/2011 2:50:36 AM |
| debt-force | $25.00 | 9/28/2011 3:49:41 AM |
| american-investor | $50.00 | 9/28/2011 3:55:41 AM |
| power-secret-agent | $30.00 | 9/28/2011 4:17:36 AM |
| GGreg799 | $25.00 | 9/28/2011 4:19:41 AM |
| ethical-truth211 | $666.00 | 9/28/2011 4:23:00 AM |
| q4golf | $0.92 | 9/28/2011 4:23:28 AM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
526284
This series of Notes was issued and sold upon the funding of the borrower loan #53955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $57 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-resolute-responsibility |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pillager Roof Repair
Monthly net income: $3800
Monthly expenses: $2453
Housing: $900
Insurance: $112
Car expenses: $271
Utilities: $147
Phone, cable, internet: $173
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $200
I need to repair my leaking roof before winter. This amount, added to what my mother and I have saved, will enable the entire roof to be redone. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/27/2011 5:07:23 PM |
| riskreward | $250.00 | 9/27/2011 5:18:39 PM |
| fragonardlives | $25.00 | 9/27/2011 5:45:29 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:23 PM |
| rmachi | $25.00 | 9/27/2011 8:55:19 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:29 PM |
| LoanDMC | $25.00 | 9/27/2011 10:46:31 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:07 PM |
| PalmerTheEmbalmer | $25.00 | 9/28/2011 12:14:44 AM |
| pfh | $25.00 | 9/28/2011 5:49:45 AM |
| wild-orange | $100.00 | 9/28/2011 4:33:51 AM |
| moneypants11 | $20.00 | 9/28/2011 6:56:53 AM |
| D911ave | $50.00 | 9/27/2011 5:16:13 PM |
| Chosen-one | $100.00 | 9/27/2011 5:21:30 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:48:32 PM |
| blot44 | $25.00 | 9/27/2011 7:22:59 PM |
| point-monger5 | $400.00 | 9/27/2011 9:27:05 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:22 PM |
| SolarMoonshine | $25.00 | 9/28/2011 3:39:05 AM |
| loanman2007 | $100.00 | 9/28/2011 4:28:48 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:21 AM |
| gentle-transparency7 | $250.00 | 9/28/2011 6:09:36 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
526412
This series of Notes was issued and sold upon the funding of the borrower loan #53920, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $291.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
17 | Length of status: | 18y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 73 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,608 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| redsushi1234 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2011)
740-759
(Jun-2010)
800-819
(Mar-2008)
|
|
Principal balance:
| $5,822.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
I am a good candidate for this loan because I have always been current on all payments for debt and bills. I have recently had medical expenses that I want to pay off in a lump sum. I am a Speech Therapist in my local school system and enjoy working with children who have special needs. I have a wonderful husband and 4 beautiful children that are my life. I also enjoy rescuing dogs from my local shelter and help to find them forever homes. I will use the money that I am able to save with this loan to help further my cause. Thank you for your time and consideration. I would truly appreciate any funding you are able to offer.
Monthly net income: $ 7,200
Monthly expenses: $
Housing: $ 950
Insurance: $ 156
Car expenses: $ 400
Utilities: $ 103
Phone, cable, internet: $ 140
Food, entertainment: $ 450
Clothing, household expenses $ 550
Credit cards and other loans: $ 500
Other expenses: $ 210
Fostering dogs-$150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| oplender | $25.00 | 9/11/2011 12:32:00 PM |
| investment-artist | $26.01 | 9/11/2011 6:54:39 PM |
| AF-Chief | $100.00 | 9/12/2011 7:29:21 AM |
| green-trade-dolphin2 | $25.00 | 9/12/2011 6:59:27 AM |
| Pulchritudinous | $25.00 | 9/12/2011 1:55:13 PM |
| carluvr33 | $25.52 | 9/13/2011 7:04:03 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:55 AM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:41 PM |
| AFairDeal | $30.00 | 9/13/2011 4:18:33 PM |
| tolerant-dinero2 | $25.00 | 9/13/2011 11:15:56 PM |
| enthusiastic-balance5 | $100.00 | 9/14/2011 5:47:30 PM |
| susurrus | $25.00 | 9/14/2011 6:24:30 PM |
| tntmojave | $50.00 | 9/15/2011 6:03:26 AM |
| priceless-note7 | $50.00 | 9/15/2011 7:00:57 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:15 AM |
| orbital-gain | $50.00 | 9/15/2011 9:32:34 AM |
| Clambake | $50.00 | 9/15/2011 11:36:15 AM |
| mondaymorning | $50.00 | 9/15/2011 12:22:40 PM |
| radforj22 | $25.00 | 9/15/2011 2:05:39 PM |
| Gibbyland | $100.00 | 9/15/2011 2:16:02 PM |
| compoundinterest | $50.00 | 9/15/2011 5:12:10 PM |
| point-monger5 | $400.00 | 9/15/2011 6:15:40 PM |
| nuclearmoose | $25.00 | 9/15/2011 7:55:38 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:35 AM |
| CalBear08 | $25.00 | 9/16/2011 1:36:14 AM |
| Rivervale_Westwood | $25.00 | 9/16/2011 5:12:44 AM |
| return-seeker85 | $50.00 | 9/16/2011 5:43:48 AM |
| Ricajote | $25.00 | 9/16/2011 3:42:09 PM |
| fervent-repayment | $25.00 | 9/16/2011 3:40:38 PM |
| dynamic-money271 | $50.00 | 9/17/2011 5:48:37 AM |
| p2p-eagle9 | $25.00 | 9/17/2011 6:15:32 AM |
| velocity-solo | $25.00 | 9/17/2011 7:26:47 AM |
| Solid-Platinum | $25.00 | 9/17/2011 12:45:17 PM |
| fair_rates | $25.00 | 9/17/2011 2:31:11 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:22 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:11 AM |
| dinero-honker | $75.00 | 9/18/2011 1:20:56 PM |
| life-is-great | $25.00 | 9/19/2011 7:16:26 AM |
| mtquan | $25.00 | 9/19/2011 2:24:56 PM |
| Cashman10 | $100.00 | 9/19/2011 2:53:42 PM |
| awwaww | $26.00 | 9/19/2011 7:16:46 PM |
| BuffetRocks | $50.00 | 9/20/2011 12:26:32 AM |
| skuba | $50.00 | 9/20/2011 2:14:20 AM |
| GCInvestments | $28.00 | 9/20/2011 12:08:45 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:45 AM |
| orange-penny-shooter | $25.00 | 9/20/2011 10:00:42 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:51 PM |
| baseballfan111 | $50.00 | 9/20/2011 7:07:31 PM |
| wwwUniversal | $25.00 | 9/21/2011 9:19:43 AM |
| repaymeplease | $25.00 | 9/21/2011 10:03:40 AM |
| truth-igniter4 | $25.00 | 9/21/2011 12:24:05 PM |
| Marathoner | $25.00 | 9/21/2011 11:41:25 AM |
| Only_Money | $25.00 | 9/21/2011 4:10:21 PM |
| Attract | $25.00 | 9/21/2011 4:17:42 PM |
| gjm6d | $25.00 | 9/21/2011 4:54:06 PM |
| ski bum | $100.00 | 9/21/2011 5:11:40 PM |
| georgedorn | $30.35 | 9/21/2011 5:07:14 PM |
| responsibility-butterfly | $25.00 | 9/12/2011 1:25:29 PM |
| worthy-bid8 | $50.00 | 9/11/2011 12:11:42 PM |
| nickel-ferret | $50.00 | 9/11/2011 12:18:13 PM |
| indomitable-coin | $25.00 | 9/11/2011 2:16:22 PM |
| IPlayOutsideTheBox | $25.00 | 9/12/2011 5:43:18 AM |
| conductor146 | $25.00 | 9/12/2011 6:21:10 AM |
| prodigy3 | $100.00 | 9/12/2011 9:30:10 AM |
| top-epic-community | $100.00 | 9/12/2011 10:10:23 AM |
| BxRealtor | $25.00 | 9/13/2011 4:04:58 AM |
| charming-exchange7 | $25.00 | 9/13/2011 6:36:14 AM |
| basejump0 | $25.00 | 9/13/2011 7:08:03 AM |
| affluence-tycoon | $50.00 | 9/13/2011 7:35:28 AM |
| the-enterprising-leverage | $25.00 | 9/13/2011 10:19:26 AM |
| lostontheedge | $25.00 | 9/13/2011 12:30:58 PM |
| cardminger | $25.00 | 9/13/2011 2:18:02 PM |
| thankful-nickel2 | $25.00 | 9/14/2011 1:57:19 PM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:40 PM |
| imlosttoo | $25.00 | 9/14/2011 7:28:27 PM |
| GElender | $25.00 | 9/15/2011 5:56:57 AM |
| goose026 | $25.00 | 9/15/2011 6:52:33 AM |
| Socorro_Capital_Partners | $25.01 | 9/15/2011 11:33:12 AM |
| Weaverville | $50.00 | 9/15/2011 11:47:09 AM |
| Sneezie | $100.00 | 9/15/2011 12:21:38 PM |
| zevonyc | $25.00 | 9/15/2011 2:38:23 PM |
| houli123 | $100.00 | 9/15/2011 8:16:30 PM |
| Dubbs360 | $100.00 | 9/15/2011 9:58:24 PM |
| availableloan | $25.00 | 9/15/2011 11:28:49 PM |
| gojackgo | $50.00 | 9/16/2011 12:01:12 PM |
| american6 | $100.00 | 9/16/2011 4:28:36 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:16 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:07 PM |
| jazz619 | $25.00 | 9/16/2011 10:24:20 PM |
| Crisscross | $25.00 | 9/17/2011 6:13:17 AM |
| kulender | $100.00 | 9/17/2011 6:21:07 AM |
| C_Mark | $50.00 | 9/17/2011 6:37:16 AM |
| mennleo | $50.00 | 9/17/2011 8:51:15 AM |
| Sierrahh | $25.00 | 9/17/2011 10:51:09 PM |
| RgPro | $25.00 | 9/18/2011 11:10:26 PM |
| exact-gold2 | $25.00 | 9/18/2011 10:30:52 PM |
| asset-cougar0 | $25.00 | 9/19/2011 4:06:30 PM |
| pfh | $25.00 | 9/20/2011 7:51:54 AM |
| fragonardlives | $50.00 | 9/20/2011 8:57:14 AM |
| mason13a | $25.00 | 9/20/2011 3:47:58 PM |
| BlessedEveryDay | $25.00 | 9/21/2011 6:08:34 AM |
| elegant-loot | $25.00 | 9/21/2011 7:48:31 AM |
| heerzaquestion | $30.00 | 9/21/2011 8:01:04 AM |
| Harry | $50.00 | 9/21/2011 8:29:31 AM |
| Ven58 | $25.00 | 9/21/2011 10:42:45 AM |
| boylezz | $25.00 | 9/21/2011 9:55:18 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:31 PM |
| PaulW | $25.00 | 9/21/2011 10:54:13 AM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:22 PM |
| secureincome | $1,800.00 | 9/21/2011 3:47:31 PM |
| twerns | $40.00 | 9/21/2011 4:15:04 PM |
| credit-socrates648 | $2,000.00 | 9/21/2011 2:12:45 PM |
| wampum-chorus3 | $25.00 | 9/21/2011 5:46:27 PM |
| GoldenGo4 | $50.00 | 9/21/2011 5:48:41 PM |
| ethicalhumanist | $39.11 | 9/21/2011 5:51:36 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
526422
This series of Notes was issued and sold upon the funding of the borrower loan #53978, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $29,132 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-aspen0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Rehab of investment property
Purpose of loan: Finish rehab of investment property
This loan will be used to pay contractor for work remaining to be done. Property value is 110,000 with a 70,000 mortgage and 10,000 remaining on the rehab.
My financial situation: Comfortable with additional income to come from this investment property. Never late on mortgage payments, and no problems for the past 6 years. I had a chapter 7 bankruptcy in 2005 due to my late husband's excessive medical bills.
I am a good candidate for this loan because I have good income, equity in my personal residence, and equity in the investment property which will be re-sold for approximately $20,000 profit.
Monthly net income: $4000
Monthly expenses: $350
Housing: $890
Insurance: $140
Car expenses: $0
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $20
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/9/2011 9:11:53 AM |
| Recyclist | $37.00 | 9/10/2011 6:48:54 AM |
| zone8 | $100.00 | 9/12/2011 12:54:49 PM |
| lucrative-reward | $100.00 | 9/12/2011 1:23:50 PM |
| capital-halo1 | $1,000.00 | 9/13/2011 4:26:52 PM |
| handshake5 | $100.00 | 9/13/2011 4:28:33 PM |
| stepatatime-together | $100.00 | 9/13/2011 4:39:53 PM |
| ore-leather | $25.00 | 9/13/2011 8:07:28 PM |
| handy-justice | $100.00 | 9/15/2011 2:25:06 PM |
| payout-bridge | $500.00 | 9/15/2011 4:32:52 PM |
| Rogelio48 | $25.00 | 9/15/2011 5:29:59 PM |
| HelpfulLender1 | $50.00 | 9/16/2011 4:08:54 AM |
| market-trooper3 | $40.00 | 9/16/2011 5:31:57 AM |
| impala6464 | $100.00 | 9/16/2011 5:49:58 PM |
| nerdfactor | $25.00 | 9/16/2011 8:54:59 PM |
| kulender | $50.00 | 9/17/2011 6:16:40 AM |
| mennleo | $25.00 | 9/17/2011 9:43:17 AM |
| five-star-note | $75.00 | 9/17/2011 10:11:52 AM |
| heroic-benefit | $200.00 | 9/17/2011 10:16:30 AM |
| asiaratt | $50.00 | 9/17/2011 12:09:26 PM |
| hopeful-silver5 | $25.00 | 9/17/2011 3:44:29 PM |
| glroark | $50.00 | 9/18/2011 6:30:45 AM |
| gethsemane4 | $50.00 | 9/18/2011 8:02:28 AM |
| mighty-payout1 | $25.00 | 9/18/2011 11:59:42 AM |
| supreme-hope | $25.00 | 9/18/2011 11:00:25 AM |
| riveting-credit5 | $50.00 | 9/18/2011 7:05:05 PM |
| Zingaro | $25.00 | 9/18/2011 10:54:09 PM |
| thelovebug | $100.00 | 9/19/2011 7:44:29 AM |
| green28 | $100.00 | 9/19/2011 10:59:41 AM |
| smart-kindness8 | $100.00 | 9/19/2011 11:42:45 AM |
| economy-producer | $25.00 | 9/19/2011 4:08:16 PM |
| personal-lender | $25.00 | 9/19/2011 5:11:16 PM |
| RayEarth | $25.00 | 9/19/2011 9:39:03 PM |
| worldly-community3 | $50.00 | 9/19/2011 8:39:20 PM |
| unequivocal-power3 | $25.00 | 9/19/2011 9:31:14 PM |
| ah-long | $25.00 | 9/19/2011 10:52:25 PM |
| the-stylish-euro | $25.00 | 9/20/2011 3:11:09 AM |
| pfh | $25.00 | 9/20/2011 7:42:24 AM |
| bnlforever | $25.00 | 9/20/2011 7:48:08 AM |
| desertoasis | $25.00 | 9/20/2011 8:59:56 AM |
| dinero-speaker | $25.00 | 9/20/2011 1:52:34 PM |
| Charlie0084 | $25.00 | 9/20/2011 5:01:45 PM |
| CA-Lender | $25.00 | 9/20/2011 10:42:38 PM |
| new-social-economist | $50.00 | 9/21/2011 12:06:36 AM |
| green-ore-expert | $25.00 | 9/20/2011 10:58:25 PM |
| periko | $28.91 | 9/21/2011 7:30:42 AM |
| GElender | $25.00 | 9/21/2011 5:35:56 AM |
| manatee21 | $45.00 | 9/21/2011 8:14:37 AM |
| dough-bear | $25.00 | 9/21/2011 7:41:06 AM |
| Wilvara | $25.00 | 9/21/2011 10:06:38 AM |
| heroic-compassion6 | $50.03 | 9/21/2011 9:10:58 AM |
| cognizant-rupee7 | $25.00 | 9/21/2011 10:14:48 AM |
| helping-out | $25.00 | 9/21/2011 1:40:56 PM |
| secureincome | $303.48 | 9/21/2011 3:32:54 PM |
| lillian27 | $25.00 | 9/20/2011 10:43:30 AM |
| let_me_retire | $25.00 | 9/9/2011 11:34:39 PM |
| careful-vigilance4 | $50.00 | 9/12/2011 8:00:51 AM |
| kind-credit-bear | $25.00 | 9/12/2011 10:01:44 AM |
| coin-sonnet | $100.00 | 9/13/2011 1:22:37 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:29:59 AM |
| jiggaman7 | $50.00 | 9/13/2011 8:58:08 PM |
| the-hope-workhorse | $100.00 | 9/14/2011 12:38:11 PM |
| larslfe | $50.00 | 9/14/2011 9:58:47 PM |
| wise-careful-greenback | $25.00 | 9/14/2011 10:06:53 PM |
| red-power-pecan | $50.00 | 9/15/2011 9:22:48 AM |
| finance-prescription | $100.00 | 9/15/2011 3:34:58 PM |
| finance-mushroom | $100.00 | 9/15/2011 5:14:19 PM |
| CalBear08 | $25.00 | 9/16/2011 1:36:06 AM |
| barefootpaul | $25.00 | 9/16/2011 6:32:30 AM |
| beaker | $25.00 | 9/16/2011 6:56:41 AM |
| MadHun | $200.00 | 9/16/2011 9:09:52 AM |
| awesome-silver | $50.00 | 9/16/2011 9:01:50 AM |
| return-enthusiast1 | $25.00 | 9/16/2011 9:22:21 AM |
| nickel-hickory | $100.00 | 9/16/2011 9:31:20 AM |
| Marssoft | $25.00 | 9/16/2011 1:38:30 PM |
| Bob450 | $25.00 | 9/16/2011 4:04:34 PM |
| shawnw2 | $25.00 | 9/16/2011 6:54:13 PM |
| CatbirdBanking | $25.00 | 9/16/2011 5:53:04 PM |
| suave-dime6 | $25.00 | 9/16/2011 6:30:17 PM |
| khaister | $25.00 | 9/16/2011 8:58:12 PM |
| mighty-value | $25.00 | 9/17/2011 9:10:49 AM |
| BBL | $25.00 | 9/17/2011 9:39:01 AM |
| wlm3012 | $30.00 | 9/17/2011 11:32:31 AM |
| wampum-library4 | $25.00 | 9/17/2011 2:34:45 PM |
| icanhasloanz | $50.00 | 9/18/2011 4:12:22 AM |
| vtr1000 | $25.00 | 9/18/2011 9:30:42 AM |
| AndChicksforFree | $25.07 | 9/18/2011 8:37:58 PM |
| basis-wizard8 | $50.00 | 9/19/2011 6:47:30 AM |
| wizardii | $47.61 | 9/19/2011 4:25:11 PM |
| Investoman | $75.00 | 9/19/2011 5:12:45 PM |
| peace-birdie | $100.00 | 9/19/2011 5:53:38 PM |
| bdkjr | $25.00 | 9/19/2011 6:50:11 PM |
| CubsFan23 | $100.00 | 9/19/2011 7:02:00 PM |
| meteoric-asset4 | $25.00 | 9/19/2011 9:00:21 PM |
| heaven75 | $100.00 | 9/19/2011 9:31:44 PM |
| irishalaskan | $25.00 | 9/20/2011 1:44:59 AM |
| IIP77 | $25.00 | 9/20/2011 5:06:25 AM |
| chief_wo | $25.00 | 9/20/2011 7:05:20 AM |
| rockhound84 | $25.00 | 9/20/2011 5:55:31 AM |
| surge9 | $100.00 | 9/20/2011 7:32:23 AM |
| heaven75 | $50.00 | 9/20/2011 9:41:23 AM |
| market-mesh | $25.00 | 9/20/2011 10:35:37 AM |
| HiFinance | $39.28 | 9/20/2011 9:56:33 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:59:12 AM |
| tylerfd | $25.00 | 9/20/2011 1:52:01 PM |
| Princehaha | $25.00 | 9/20/2011 4:18:40 PM |
| capital-renewal | $25.00 | 9/20/2011 2:31:11 PM |
| social-cocktail1 | $100.00 | 9/20/2011 5:43:34 PM |
| Pasagam | $25.00 | 9/21/2011 5:51:56 AM |
| golffish2 | $25.00 | 9/21/2011 6:53:57 AM |
| Tikibarman | $78.61 | 9/21/2011 7:59:30 AM |
| Wangchuk | $25.01 | 9/21/2011 7:13:14 AM |
| the-hope-workhorse | $100.00 | 9/21/2011 9:35:47 AM |
| trade-beeper4 | $25.00 | 9/21/2011 10:29:03 AM |
| Alpha-AssistU | $25.00 | 9/21/2011 9:35:09 AM |
| bonus-seahorse | $25.00 | 9/21/2011 11:39:23 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:24 PM |
| Retirefunmoney | $25.00 | 9/21/2011 11:03:19 AM |
| nickel-position | $25.00 | 9/21/2011 1:19:34 PM |
| Valley-of-the-Dollar | $25.00 | 9/21/2011 1:52:31 PM |
| point-xylophone | $25.00 | 9/21/2011 1:47:52 PM |
| bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:22 PM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
526430
This series of Notes was issued and sold upon the funding of the borrower loan #53834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $194.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,152 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Dependable_Borrower |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Responsible Borrower Consolidation
Purpose of loan:
This loan will be used to consolidate some unforeseen expenses that had been put on credit cards. Looking to consolidate these debts into one to speed my debt freedom date.
My financial situation:
I am an excellent candidate for this loan as shown by my completely paid off a previous Prosper Loan, I have never missed a payment on any account, have good/excellent credit, solid and stable income, and am an all around responsible borrower with a plan of action. I have a life policy with $40k set aside to pay off outstanding debts.
Expenses
$388 Rent
$158 Cell
$250 Insurance
$84 Internet/Sat
$500 Investment
$100 Other
$100 Elec
$200 Food
$200 Gas
Debt Not part of Consolidation
$153 Student (6k @ .11%)
$41 Furniture (1750 @ 0%)
$300 Dental (3000 @ 0%)
$200 Prosper (*This Loan*)
Monthly Total Debt & Expenses $2674
Montly Income: $3000 - $3500
Debt part of Consolidation
$3600 3 Cards
$1750 2 Medical
$5350 Total
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/12/2011 1:25:33 PM |
| MarvintheMartian | $55.00 | 9/12/2011 9:09:45 AM |
| prodigy3 | $100.00 | 9/12/2011 9:30:12 AM |
| green-trade-dolphin2 | $25.00 | 9/12/2011 9:47:04 AM |
| top-epic-community | $100.00 | 9/12/2011 10:10:24 AM |
| listing-trapper3 | $50.00 | 9/12/2011 12:59:18 PM |
| elvisloans | $25.00 | 9/13/2011 5:19:30 AM |
| john0720 | $50.00 | 9/13/2011 6:45:42 AM |
| cwegert | $50.00 | 9/13/2011 6:56:47 AM |
| affluence-tycoon | $50.00 | 9/13/2011 7:35:30 AM |
| the-enterprising-leverage | $25.00 | 9/13/2011 10:19:27 AM |
| Rivervale_Westwood | $50.00 | 9/13/2011 10:21:32 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:57 AM |
| lostontheedge | $25.00 | 9/13/2011 12:30:59 PM |
| patriot897 | $25.00 | 9/13/2011 2:03:01 PM |
| Mav26 | $45.00 | 9/13/2011 6:16:40 PM |
| thankful-nickel2 | $25.00 | 9/14/2011 1:56:07 PM |
| euro-deployment | $25.00 | 9/14/2011 3:09:39 PM |
| Nazbuster | $50.00 | 9/14/2011 5:50:03 PM |
| Socorro_Capital_Partners | $25.01 | 9/14/2011 9:18:01 PM |
| GElender | $40.00 | 9/15/2011 5:56:58 AM |
| j2ee | $25.00 | 9/15/2011 7:11:35 AM |
| goose026 | $25.00 | 9/15/2011 6:52:35 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:16 AM |
| Clambake | $50.00 | 9/15/2011 11:36:17 AM |
| compoundinterest | $50.00 | 9/15/2011 5:12:12 PM |
| market-aficionado3 | $25.00 | 9/15/2011 8:06:02 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:35 AM |
| gold-pudding6 | $50.00 | 9/16/2011 6:18:42 AM |
| WeshaTheLeopard | $25.00 | 9/16/2011 5:44:59 PM |
| spiff666 | $25.00 | 9/16/2011 8:29:53 PM |
| rudy510s | $49.08 | 9/16/2011 9:22:25 PM |
| jazz619 | $25.00 | 9/16/2011 10:24:21 PM |
| wonderous-power | $25.00 | 9/17/2011 5:13:51 AM |
| dynamic-money271 | $50.00 | 9/17/2011 5:48:38 AM |
| C_Mark | $50.00 | 9/17/2011 6:31:42 AM |
| myworld701 | $25.00 | 9/17/2011 7:11:33 AM |
| Sneezie | $100.00 | 9/17/2011 7:56:19 AM |
| Beechturner | $50.00 | 9/17/2011 1:11:08 PM |
| Rabid_Dove | $25.00 | 9/17/2011 1:50:25 PM |
| smaxis | $100.00 | 9/17/2011 4:46:57 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:23 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:13 AM |
| Ocean713 | $75.00 | 9/18/2011 11:27:55 AM |
| dinero-honker | $50.00 | 9/18/2011 1:20:57 PM |
| life-is-great | $25.00 | 9/19/2011 7:16:27 AM |
| Mav26 | $45.00 | 9/19/2011 12:02:13 PM |
| cash-queen | $35.00 | 9/19/2011 1:58:45 PM |
| mtquan | $25.00 | 9/19/2011 2:24:57 PM |
| Planecourage | $34.88 | 9/19/2011 8:13:56 PM |
| pious-benjamins1 | $70.00 | 9/19/2011 9:56:48 PM |
| Tighternbarkonatree | $25.00 | 9/20/2011 4:31:38 AM |
| dreamhope | $25.00 | 9/20/2011 7:10:16 AM |
| himanshuko | $25.00 | 9/20/2011 7:35:10 AM |
| pfh | $25.00 | 9/20/2011 7:44:35 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:46 AM |
| mason13a | $50.00 | 9/20/2011 3:44:12 PM |
| Pickmar | $25.00 | 9/21/2011 6:20:19 AM |
| elegant-loot | $25.00 | 9/21/2011 7:48:31 AM |
| ALANGREANSPAN | $50.00 | 9/21/2011 7:24:40 AM |
| investment-comet | $25.00 | 9/21/2011 11:48:02 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:34 PM |
| lm75 | $25.00 | 9/21/2011 11:26:54 AM |
| Located | $138.06 | 9/21/2011 1:20:47 PM |
| martymaniaman | $25.00 | 9/21/2011 12:27:33 PM |
| credit-socrates648 | $420.45 | 9/21/2011 2:12:46 PM |
| worthy-bid8 | $50.00 | 9/12/2011 9:11:31 AM |
| nickel-ferret | $50.00 | 9/12/2011 9:18:09 AM |
| indomitable-coin | $25.00 | 9/12/2011 9:28:22 AM |
| oplender | $25.00 | 9/12/2011 4:34:09 PM |
| BxRealtor | $25.00 | 9/13/2011 4:05:00 AM |
| charming-exchange7 | $25.00 | 9/13/2011 6:34:05 AM |
| AF-Chief | $100.00 | 9/13/2011 1:34:35 PM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:42 PM |
| enthusiastic-balance5 | $100.00 | 9/14/2011 5:47:30 PM |
| SCD | $25.00 | 9/14/2011 7:34:00 PM |
| blue-useful-auction | $25.00 | 9/15/2011 7:47:37 AM |
| Weaverville | $41.00 | 9/15/2011 11:47:11 AM |
| nuclearmoose | $25.00 | 9/15/2011 7:55:39 PM |
| radforj22 | $25.00 | 9/16/2011 12:41:41 AM |
| return-seeker85 | $50.00 | 9/16/2011 5:43:49 AM |
| american6 | $100.00 | 9/16/2011 4:28:38 PM |
| Dubbs360 | $100.00 | 9/16/2011 4:05:20 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:18 PM |
| theloanteacher | $25.00 | 9/16/2011 5:56:49 PM |
| ethicalhumanist | $100.00 | 9/16/2011 7:13:30 PM |
| Tulalue | $25.00 | 9/17/2011 4:15:13 AM |
| mennleo | $50.00 | 9/17/2011 9:06:45 AM |
| penny-finder | $34.00 | 9/17/2011 11:05:03 AM |
| CA_Lender | $25.00 | 9/17/2011 3:05:17 PM |
| PaulW | $25.00 | 9/17/2011 4:19:27 PM |
| justinology | $25.00 | 9/17/2011 9:45:20 PM |
| Sierrahh | $25.00 | 9/17/2011 10:51:12 PM |
| theloanteacher | $25.00 | 9/18/2011 9:30:07 PM |
| iq8w7ht | $25.00 | 9/19/2011 1:07:31 AM |
| p40thawk | $25.00 | 9/19/2011 11:17:51 AM |
| BlessedEveryDay | $25.00 | 9/19/2011 12:51:15 PM |
| Sarspatula | $25.00 | 9/19/2011 9:12:57 PM |
| giantfan19 | $36.60 | 9/19/2011 9:23:39 PM |
| GCInvestments | $28.00 | 9/20/2011 12:08:47 AM |
| unequivocal-power3 | $50.00 | 9/19/2011 9:24:17 PM |
| BuffetRocks | $50.00 | 9/20/2011 12:26:33 AM |
| CalBear08 | $25.00 | 9/20/2011 1:25:00 AM |
| Tahoeman | $25.00 | 9/20/2011 7:28:45 AM |
| jubilant-durability9 | $100.00 | 9/20/2011 10:23:06 AM |
| cwegert | $25.00 | 9/20/2011 12:56:44 PM |
| accelerator96 | $25.00 | 9/20/2011 11:16:35 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:52 PM |
| purposeful-pound5 | $27.50 | 9/20/2011 3:54:51 PM |
| BritDad | $25.00 | 9/20/2011 9:54:32 PM |
| DannyPhantom | $50.00 | 9/20/2011 9:29:22 PM |
| justice-circuitry0 | $50.00 | 9/20/2011 10:21:15 PM |
| tapesor | $200.00 | 9/21/2011 9:14:37 AM |
| wwwUniversal | $25.00 | 9/21/2011 9:19:43 AM |
| agile-loan0 | $25.00 | 9/21/2011 9:55:45 AM |
| crdcteng | $25.00 | 9/21/2011 10:03:43 AM |
| repaymeplease | $25.00 | 9/21/2011 9:58:29 AM |
| boylezz | $25.00 | 9/21/2011 9:59:30 AM |
| listing-reformation8 | $25.00 | 9/21/2011 11:40:06 AM |
| Marathoner | $25.00 | 9/21/2011 11:41:26 AM |
| BlessedEveryDay | $25.42 | 9/21/2011 12:18:52 PM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:24 PM |
| cbivitz | $250.00 | 9/21/2011 12:53:38 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
526510
This series of Notes was issued and sold upon the funding of the borrower loan #53929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $388.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,738 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2ploan-broker |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
|
|
Principal balance:
| $6,958.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Payoff Loan & Credit Card Debt
Purpose of loan:
This loan will be used to consolidate my credit card debt and my prior prosper loan.
My financial situation:
I am a good candidate for this loan because I have had a loan with prosper for the past year and proved that I will always make timely monthly payments. I want to consolidate the remaining balance of my prior prosper loan with my accumulated credit card debt into one loan with a lower interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $55.00 | 9/13/2011 2:56:48 AM |
| green-trade-dolphin2 | $25.00 | 9/13/2011 7:18:07 AM |
| ethicalhumanist | $100.00 | 9/13/2011 3:28:48 PM |
| gold-commander0 | $25.00 | 9/13/2011 4:17:45 PM |
| worthy-bid8 | $50.00 | 9/13/2011 4:23:22 PM |
| tolerant-dinero2 | $25.00 | 9/13/2011 11:20:03 PM |
| nickel-ferret | $50.00 | 9/14/2011 9:20:34 AM |
| Nazbuster | $50.00 | 9/14/2011 5:50:47 PM |
| susurrus | $25.00 | 9/14/2011 6:24:31 PM |
| oplender | $25.00 | 9/14/2011 6:29:42 PM |
| tntmojave | $50.00 | 9/15/2011 6:03:27 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:19 AM |
| Ocean713 | $75.00 | 9/15/2011 3:19:23 PM |
| compoundinterest | $50.00 | 9/15/2011 5:12:15 PM |
| houli123 | $100.00 | 9/15/2011 8:16:31 PM |
| jpblan11 | $25.00 | 9/16/2011 3:41:17 AM |
| subtle-revenue0 | $25.00 | 9/16/2011 5:11:32 AM |
| fervent-repayment | $25.00 | 9/16/2011 3:40:40 PM |
| finance-symphony7 | $100.00 | 9/16/2011 5:23:55 PM |
| jazz619 | $25.00 | 9/16/2011 10:24:22 PM |
| C_Mark | $75.00 | 9/17/2011 6:32:27 AM |
| agbullet55443 | $200.00 | 9/17/2011 10:31:17 PM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:17 AM |
| proud-pound4 | $25.00 | 9/18/2011 8:36:06 PM |
| Reddy_Capital | $25.00 | 9/18/2011 9:59:29 PM |
| life-is-great | $25.00 | 9/19/2011 7:16:29 AM |
| mennleo | $60.00 | 9/19/2011 12:34:40 PM |
| BlessedEveryDay | $30.00 | 9/19/2011 1:07:09 PM |
| TechieLender | $54.00 | 9/19/2011 3:28:09 PM |
| GCInvestments | $28.00 | 9/20/2011 12:08:48 AM |
| pfh | $25.00 | 9/20/2011 8:00:00 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:49 AM |
| orange-penny-shooter | $25.00 | 9/20/2011 10:00:43 AM |
| mason13a | $25.00 | 9/20/2011 3:47:59 PM |
| prodigy3 | $100.00 | 9/20/2011 7:05:57 PM |
| payout-reaction740 | $50.00 | 9/21/2011 12:00:37 PM |
| figs4u2 | $100.00 | 9/21/2011 12:13:38 PM |
| GoldenGo4 | $50.00 | 9/21/2011 5:50:26 PM |
| jescowa | $50.00 | 9/21/2011 6:15:39 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:50 PM |
| ptjg | $100.00 | 9/21/2011 10:58:11 PM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:44 AM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:53 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:42 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:08 PM |
| cash4less | $25.00 | 9/22/2011 6:04:51 PM |
| competent-p2p | $25.00 | 9/22/2011 6:09:09 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:10 PM |
| tolerant-balance7 | $25.00 | 9/23/2011 12:37:48 AM |
| Iamatlast | $50.00 | 9/23/2011 6:46:47 AM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:51 AM |
| wwwUniversal | $25.00 | 9/23/2011 9:16:59 AM |
| unrivaled-capital322 | $100.00 | 9/23/2011 9:27:26 AM |
| astute-fairness0 | $25.00 | 9/23/2011 10:08:12 AM |
| lendme2 | $25.00 | 9/23/2011 10:13:19 AM |
| salala | $25.00 | 9/23/2011 10:45:20 AM |
| ethical-bid6 | $175.00 | 9/23/2011 1:22:10 PM |
| orgy63 | $25.00 | 9/23/2011 4:42:43 PM |
| the-enthralling-coin | $25.00 | 9/23/2011 5:13:03 PM |
| trustworthy-hope189 | $50.00 | 9/23/2011 5:08:51 PM |
| quick | $50.00 | 9/23/2011 5:05:54 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:46 PM |
| Bank42 | $50.00 | 9/23/2011 5:47:37 PM |
| MrEville | $25.00 | 9/23/2011 7:28:04 PM |
| unequaled-pound | $25.00 | 9/23/2011 8:32:03 PM |
| ArchonFinancialHoldings | $25.00 | 9/23/2011 8:52:08 PM |
| RecoveryLender | $25.00 | 9/23/2011 8:57:27 PM |
| cerebral-dollar773 | $100.00 | 9/23/2011 7:03:10 PM |
| direct-responsibility7 | $189.00 | 9/23/2011 10:45:28 PM |
| kind-value-pouch | $60.00 | 9/23/2011 8:12:19 PM |
| GCInvestments | $32.00 | 9/23/2011 10:07:04 PM |
| gala279 | $50.00 | 9/23/2011 9:37:11 PM |
| setUup | $36.30 | 9/24/2011 12:29:07 AM |
| responsibility-butterfly | $25.00 | 9/13/2011 6:09:36 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:37 PM |
| BxRealtor | $25.00 | 9/13/2011 4:05:07 AM |
| indomitable-coin | $25.00 | 9/13/2011 4:59:25 AM |
| mr55262 | $50.00 | 9/13/2011 10:28:59 AM |
| lostontheedge | $25.00 | 9/13/2011 12:31:00 PM |
| AF-Chief | $48.00 | 9/13/2011 1:34:38 PM |
| KCEnterprises | $25.00 | 9/13/2011 5:28:39 PM |
| leeball | $100.00 | 9/13/2011 9:39:20 PM |
| john0720 | $100.00 | 9/14/2011 6:26:49 AM |
| SCD | $25.00 | 9/14/2011 7:31:16 PM |
| IPlayOutsideTheBox | $25.00 | 9/15/2011 4:07:23 AM |
| GElender | $40.00 | 9/15/2011 5:56:58 AM |
| goose026 | $25.00 | 9/15/2011 6:52:38 AM |
| priceless-note7 | $50.00 | 9/15/2011 7:00:59 AM |
| thankful-nickel2 | $25.00 | 9/15/2011 10:13:50 AM |
| availableloan | $25.00 | 9/15/2011 11:28:22 PM |
| Rivervale_Westwood | $50.00 | 9/16/2011 5:11:46 AM |
| orbital-gain | $75.00 | 9/16/2011 2:23:19 PM |
| Cherrypicker | $50.00 | 9/16/2011 3:00:27 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:19 PM |
| dynamic-money271 | $50.00 | 9/17/2011 5:48:39 AM |
| p2p-eagle9 | $25.00 | 9/17/2011 6:16:32 AM |
| radforj22 | $25.00 | 9/17/2011 7:54:12 AM |
| KlarthXVII | $50.00 | 9/17/2011 4:15:53 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:26 AM |
| Sierrahh | $25.00 | 9/17/2011 10:51:15 PM |
| heerzaquestion | $40.00 | 9/18/2011 6:14:53 AM |
| return-seeker85 | $25.00 | 9/18/2011 10:00:12 AM |
| dinero-honker | $50.00 | 9/18/2011 1:20:58 PM |
| beachfunder | $50.00 | 9/18/2011 10:28:05 PM |
| mtquan | $25.00 | 9/19/2011 2:25:00 PM |
| equitable-capital758 | $250.00 | 9/19/2011 10:41:02 PM |
| rmpedi33 | $50.00 | 9/20/2011 6:46:11 AM |
| PXM-Financial | $25.00 | 9/20/2011 9:13:06 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:54 PM |
| rolltide09 | $25.00 | 9/21/2011 9:12:33 AM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:27 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:31:53 PM |
| CalBear08 | $25.00 | 9/22/2011 9:50:37 AM |
| organized-payment6 | $50.00 | 9/22/2011 1:15:16 PM |
| TeamRamRod | $150.00 | 9/22/2011 1:49:58 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:41 PM |
| velocity-solo | $25.00 | 9/22/2011 5:08:05 PM |
| auction-elvis | $25.00 | 9/22/2011 5:33:06 PM |
| Kaj | $40.00 | 9/22/2011 6:54:03 PM |
| five-star-note | $35.00 | 9/22/2011 6:19:57 PM |
| lender987654321 | $40.00 | 9/22/2011 7:22:57 PM |
| Supernick | $50.00 | 9/22/2011 8:31:52 PM |
| meenan | $50.00 | 9/22/2011 9:16:04 PM |
| iq8w7ht | $25.00 | 9/22/2011 11:24:57 PM |
| fcukciti | $25.00 | 9/23/2011 5:41:12 AM |
| anacent | $50.00 | 9/23/2011 6:53:17 AM |
| meadow48 | $25.00 | 9/23/2011 6:57:08 AM |
| enchanted-truth264 | $25.00 | 9/23/2011 7:02:45 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 7:54:54 AM |
| credit-investor5 | $50.00 | 9/23/2011 8:09:42 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:27 AM |
| rcm87 | $100.00 | 9/23/2011 11:11:59 AM |
| mg6619 | $25.00 | 9/23/2011 11:29:22 AM |
| EarlyRiser | $500.00 | 9/23/2011 12:17:53 PM |
| julijask | $50.00 | 9/23/2011 12:43:34 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:42 PM |
| credit-socrates648 | $3,000.00 | 9/23/2011 2:25:43 PM |
| marwadi-62 | $100.00 | 9/23/2011 3:10:22 PM |
| finance-amusement4 | $100.00 | 9/23/2011 2:40:17 PM |
| MyNestEgg | $58.64 | 9/23/2011 3:25:35 PM |
| gilbrear | $25.00 | 9/23/2011 4:06:27 PM |
| BabyLender | $25.00 | 9/23/2011 4:26:13 PM |
| -------Loaner | $50.00 | 9/23/2011 4:03:18 PM |
| CreditBuilder2 | $150.00 | 9/23/2011 4:05:30 PM |
| radforj22 | $25.00 | 9/23/2011 5:00:02 PM |
| umfan123 | $25.00 | 9/23/2011 5:25:13 PM |
| Dubbs360 | $100.00 | 9/23/2011 6:45:01 PM |
| Binan | $25.00 | 9/23/2011 9:12:13 PM |
| IIP77 | $25.00 | 9/23/2011 8:03:56 PM |
| duty-admiral | $25.00 | 9/23/2011 8:18:36 PM |
| _NaLNaBB | $300.00 | 9/23/2011 10:13:01 PM |
| NolockHolmes | $50.00 | 9/23/2011 8:55:27 PM |
| green-trade-dolphin2 | $30.00 | 9/23/2011 8:13:36 PM |
| MonkeyHero | $62.72 | 9/23/2011 10:50:52 PM |
| KCEnterprises | $50.00 | 9/23/2011 10:25:04 PM |
| Engineer44 | $47.00 | 9/23/2011 11:02:17 PM |
| Socorro_Capital_Partners | $5.34 | 9/24/2011 12:56:16 AM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
526524
This series of Notes was issued and sold upon the funding of the borrower loan #54124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,047.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $219.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,805 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| logical-capital162 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cherub
Purpose of loan:
This loan will be used to...
Home repairs, medical expenses,car repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3100.
Monthly expenses: $
Housing: $1200
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $99
Food, entertainment: $275.
Clothing, household expenses:
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/9/2011 5:11:14 PM |
| kind-credit-bear | $25.00 | 9/12/2011 10:01:45 AM |
| handshake5 | $100.00 | 9/13/2011 7:43:29 PM |
| Gladglide | $25.00 | 9/13/2011 11:55:52 PM |
| Something-Corporate | $25.00 | 9/14/2011 5:41:23 PM |
| larslfe | $50.00 | 9/14/2011 9:58:48 PM |
| red-power-pecan | $50.00 | 9/15/2011 9:22:49 AM |
| CalBear08 | $25.00 | 9/16/2011 1:36:09 AM |
| papaloha | $25.00 | 9/16/2011 8:56:21 AM |
| kind-finance-burrito | $50.00 | 9/16/2011 12:50:55 PM |
| kulender | $50.00 | 9/17/2011 6:16:42 AM |
| 108lender | $200.00 | 9/17/2011 11:32:51 AM |
| sharpey | $50.00 | 9/18/2011 11:25:54 AM |
| economy-producer | $25.00 | 9/19/2011 4:08:17 PM |
| a-golden-deal | $25.00 | 9/19/2011 5:16:30 PM |
| MadHun | $200.00 | 9/19/2011 5:10:06 PM |
| peace-birdie | $100.00 | 9/19/2011 5:53:39 PM |
| bnlforever | $25.00 | 9/20/2011 7:48:09 AM |
| pfh | $25.00 | 9/20/2011 7:53:12 AM |
| DiligentiaLLC | $75.00 | 9/20/2011 10:05:14 AM |
| winger66 | $50.00 | 9/20/2011 11:51:05 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:27 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:01 AM |
| Bob450 | $25.00 | 9/22/2011 8:12:24 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:35 AM |
| bid-stockpiler1 | $25.00 | 9/22/2011 3:10:09 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:03 PM |
| musegaze | $50.00 | 9/22/2011 4:41:48 PM |
| zeelender | $25.00 | 9/22/2011 5:07:49 PM |
| handy-justice | $50.00 | 9/22/2011 6:56:18 PM |
| transparent-transaction8 | $25.00 | 9/22/2011 8:39:37 PM |
| golffish2 | $25.00 | 9/23/2011 4:35:22 AM |
| oldmora | $25.00 | 9/23/2011 9:43:46 AM |
| let_me_retire | $25.00 | 9/9/2011 11:39:06 PM |
| beakerfish | $50.00 | 9/10/2011 11:30:14 AM |
| coin-sonnet | $100.00 | 9/13/2011 1:22:40 AM |
| Dubbs360 | $100.00 | 9/13/2011 9:30:00 AM |
| capital-halo1 | $1,000.00 | 9/13/2011 4:26:53 PM |
| stepatatime-together | $100.00 | 9/13/2011 4:39:54 PM |
| finance-prescription | $100.00 | 9/15/2011 3:34:59 PM |
| EngineersAlliance | $75.00 | 9/15/2011 5:16:31 PM |
| careful-vigilance4 | $50.00 | 9/16/2011 8:34:23 AM |
| suave-dime6 | $25.00 | 9/16/2011 6:38:35 PM |
| nerdfactor | $25.00 | 9/16/2011 8:55:02 PM |
| BBL | $25.00 | 9/17/2011 9:39:02 AM |
| MauiMike | $50.00 | 9/18/2011 8:30:17 AM |
| thelovebug | $100.00 | 9/19/2011 7:44:30 AM |
| desertoasis | $25.00 | 9/20/2011 8:59:57 AM |
| wwwUniversal | $25.00 | 9/20/2011 10:59:15 AM |
| Charlie0084 | $25.00 | 9/20/2011 5:01:46 PM |
| green-ore-expert | $25.00 | 9/20/2011 10:58:26 PM |
| Pasagam | $25.00 | 9/21/2011 5:51:57 AM |
| asiaratt | $48.00 | 9/21/2011 9:08:40 AM |
| cognizant-rupee7 | $25.00 | 9/21/2011 10:14:50 AM |
| FASTIZIO_P | $25.00 | 9/21/2011 4:23:48 PM |
| saxaphone6 | $25.00 | 9/21/2011 1:39:54 PM |
| tech310 | $50.00 | 9/21/2011 6:03:17 PM |
| Investoman | $75.00 | 9/22/2011 9:12:25 AM |
| saffron4 | $50.00 | 9/22/2011 11:33:26 AM |
| worldly-community3 | $50.00 | 9/22/2011 5:08:14 PM |
| secureincome | $700.00 | 9/22/2011 9:36:53 PM |
| glroark | $50.00 | 9/23/2011 6:40:31 AM |
| imoutdoorsy | $25.00 | 9/23/2011 1:31:33 PM |
| fervent-repayment | $25.00 | 9/23/2011 3:50:22 PM |
| vibraphone3 | $25.00 | 9/23/2011 3:50:27 PM |
| moola-wildebeest3 | $50.00 | 9/23/2011 3:57:19 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
526938
This series of Notes was issued and sold upon the funding of the borrower loan #54168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,300.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $300.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,589 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ferocious-worth2 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Charger11
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4583.00
Monthly expenses: $
Housing: $600.00
Insurance: $185.00
Car expenses: $597.00
Utilities: $85.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 9/13/2011 4:05:09 AM |
| Investor_DP | $100.00 | 9/13/2011 4:21:00 PM |
| oplender | $25.00 | 9/14/2011 6:29:44 PM |
| Gibbyland | $100.00 | 9/15/2011 2:15:16 PM |
| CatbirdBanking | $25.00 | 9/15/2011 7:19:25 PM |
| IPlayOutsideTheBox | $25.00 | 9/16/2011 4:00:10 AM |
| listing-vista | $100.00 | 9/16/2011 5:50:47 AM |
| gold-pudding6 | $25.00 | 9/16/2011 6:14:56 AM |
| p2ploan-thinker7 | $100.00 | 9/16/2011 9:09:39 AM |
| kind-credit-bear | $25.00 | 9/16/2011 4:18:09 PM |
| cjames84 | $25.00 | 9/16/2011 6:11:04 PM |
| kulender | $100.00 | 9/17/2011 6:14:55 AM |
| marwadi-62 | $100.00 | 9/17/2011 8:05:15 AM |
| fervent-repayment | $50.00 | 9/17/2011 12:14:14 PM |
| kenji4861 | $25.00 | 9/18/2011 1:13:52 AM |
| EngineersAlliance | $75.00 | 9/18/2011 12:11:39 PM |
| CalBear08 | $25.00 | 9/20/2011 1:25:02 AM |
| skuba | $50.00 | 9/20/2011 2:14:50 AM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:00 AM |
| Ven58 | $40.00 | 9/21/2011 6:00:05 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:43 PM |
| tech310 | $50.00 | 9/21/2011 6:06:36 PM |
| Weaverville | $25.00 | 9/21/2011 8:51:52 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:46 AM |
| revenue-serenity | $25.00 | 9/22/2011 8:34:34 AM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:24 PM |
| BigLinCT | $25.00 | 9/22/2011 5:38:36 PM |
| fcukciti | $25.00 | 9/23/2011 5:41:14 AM |
| seabassx | $25.00 | 9/23/2011 8:12:45 AM |
| radforj22 | $25.00 | 9/23/2011 10:12:49 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:37 AM |
| Azonic21 | $25.00 | 9/23/2011 7:37:06 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:35:57 AM |
| stolirocks01 | $50.00 | 9/24/2011 11:02:36 AM |
| compassion-lotus5 | $50.00 | 9/24/2011 10:57:25 AM |
| benjo | $25.00 | 9/24/2011 11:19:18 AM |
| sonnet771 | $25.00 | 9/24/2011 2:09:36 PM |
| aurorafinancial | $25.00 | 9/24/2011 7:25:17 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:01:55 AM |
| Elbanko | $25.00 | 9/25/2011 5:58:51 AM |
| consulguru | $100.00 | 9/25/2011 10:55:03 AM |
| MrOglesby | $25.00 | 9/25/2011 2:50:00 PM |
| aasx1108 | $25.00 | 9/25/2011 6:23:27 PM |
| zieger | $25.00 | 9/25/2011 7:23:25 PM |
| enriched-truth | $50.00 | 9/25/2011 11:57:06 PM |
| bold-meteoric-justice | $50.00 | 9/25/2011 9:57:15 PM |
| asmithj | $25.00 | 9/26/2011 3:22:32 AM |
| larslfe | $50.00 | 9/26/2011 1:26:27 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:26 AM |
| Katburg | $35.00 | 9/26/2011 6:16:11 AM |
| five-star-justice | $25.00 | 9/26/2011 5:16:03 AM |
| yomanie | $25.00 | 9/26/2011 6:35:15 AM |
| wdove511 | $30.00 | 9/26/2011 7:20:49 AM |
| enchanted-note | $50.00 | 9/26/2011 9:08:24 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:11 AM |
| credit-meteor7 | $200.00 | 9/26/2011 8:25:23 AM |
| wise-balanced-moola | $25.00 | 9/26/2011 9:29:58 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:44 AM |
| Higheagle | $27.92 | 9/26/2011 8:35:44 AM |
| secureincome | $1,250.00 | 9/26/2011 8:36:50 AM |
| MightyMataya | $25.00 | 9/26/2011 8:57:00 AM |
| p40thawk | $25.00 | 9/26/2011 9:38:35 AM |
| CSUgrad08 | $25.00 | 9/26/2011 10:23:13 AM |
| sci_guy | $25.00 | 9/26/2011 11:18:32 AM |
| brainy-dedication | $25.00 | 9/26/2011 11:35:44 AM |
| cvlender | $25.00 | 9/26/2011 2:58:41 PM |
| Twinsen | $25.00 | 9/26/2011 1:18:20 PM |
| Loan-Mart | $32.98 | 9/26/2011 1:27:07 PM |
| Skiph | $25.00 | 9/26/2011 3:22:01 PM |
| nri22 | $38.95 | 9/26/2011 3:39:24 PM |
| responsibility-butterfly | $25.00 | 9/13/2011 6:09:40 PM |
| Bank_Of_XL | $25.00 | 9/13/2011 5:29:36 AM |
| one-midas | $25.00 | 9/13/2011 7:53:15 AM |
| worthy-bid8 | $50.00 | 9/13/2011 4:23:28 PM |
| leeball | $100.00 | 9/13/2011 9:39:22 PM |
| nickel-ferret | $50.00 | 9/14/2011 9:20:36 AM |
| the-silver-blaster | $75.00 | 9/14/2011 3:26:43 PM |
| goose026 | $25.00 | 9/15/2011 6:52:40 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:09:55 AM |
| fusbarro | $75.00 | 9/15/2011 11:40:56 AM |
| ingenious-interest1 | $100.00 | 9/15/2011 3:33:16 PM |
| AndChicksforFree | $25.00 | 9/15/2011 7:01:49 PM |
| availableloan | $25.00 | 9/15/2011 11:28:23 PM |
| Kaj | $40.00 | 9/16/2011 4:00:52 AM |
| jjswanso | $50.00 | 9/16/2011 6:50:37 AM |
| pnace | $30.00 | 9/16/2011 7:34:29 AM |
| listing-drummer | $25.00 | 9/16/2011 8:53:00 AM |
| american6 | $100.00 | 9/16/2011 4:28:43 PM |
| a-responsible-return | $100.00 | 9/16/2011 5:14:20 PM |
| Basset_Hound_Investments | $25.00 | 9/16/2011 8:12:32 PM |
| capitalelstiltskin2 | $50.00 | 9/17/2011 11:00:12 AM |
| Sierrahh | $25.00 | 9/17/2011 10:51:16 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:42 AM |
| credit-maple5 | $25.00 | 9/18/2011 2:44:57 AM |
| generous-deal6 | $50.00 | 9/18/2011 2:53:19 AM |
| life-is-great | $25.00 | 9/19/2011 7:16:31 AM |
| evnagelist | $50.00 | 9/19/2011 9:39:14 AM |
| mtquan | $25.00 | 9/19/2011 2:25:01 PM |
| power-trophy7 | $35.00 | 9/19/2011 2:35:06 PM |
| Cashman10 | $100.00 | 9/19/2011 2:53:43 PM |
| GCInvestments | $28.00 | 9/20/2011 12:08:49 AM |
| pfh | $25.00 | 9/20/2011 7:57:33 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:50 AM |
| VAGweilo | $25.00 | 9/20/2011 10:12:48 PM |
| enthralling-deal180 | $50.00 | 9/21/2011 6:21:21 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:34 AM |
| boylezz | $25.00 | 9/21/2011 9:53:58 AM |
| truth-igniter4 | $25.00 | 9/21/2011 12:24:05 PM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:28 PM |
| ursus | $50.00 | 9/21/2011 5:08:23 PM |
| wampum-chorus3 | $25.00 | 9/21/2011 5:46:27 PM |
| GoldenGo4 | $50.00 | 9/21/2011 5:51:07 PM |
| jescowa | $50.00 | 9/21/2011 6:16:52 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:31:55 PM |
| wwwUniversal | $25.00 | 9/22/2011 9:19:01 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:47 AM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:54 PM |
| villagers | $50.00 | 9/22/2011 3:11:27 PM |
| integrity-trumpet | $50.00 | 9/22/2011 1:35:32 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:46 PM |
| meenan | $50.00 | 9/22/2011 9:16:05 PM |
| Brisket_Bob | $55.00 | 9/23/2011 6:27:56 AM |
| lendme2 | $25.00 | 9/23/2011 10:13:20 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:28 AM |
| prohelper | $25.00 | 9/23/2011 11:03:58 AM |
| worth-arch | $25.00 | 9/23/2011 10:58:05 AM |
| ASR3 | $75.00 | 9/24/2011 5:08:34 AM |
| equitable-capital758 | $250.00 | 9/23/2011 10:48:04 PM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:11 AM |
| Frankieb21 | $50.00 | 9/24/2011 12:05:35 PM |
| friendinmoney | $25.00 | 9/24/2011 3:30:08 PM |
| emo13 | $50.00 | 9/24/2011 1:06:47 PM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:30 PM |
| gracej | $25.00 | 9/24/2011 7:27:49 PM |
| dospapalotes | $25.00 | 9/25/2011 6:42:45 AM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:08 PM |
| sgordon46 | $25.00 | 9/25/2011 7:50:02 PM |
| breadbroker | $25.00 | 9/25/2011 11:31:47 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:35 AM |
| chestnut4 | $50.00 | 9/25/2011 8:31:30 PM |
| fantastic-wampum1 | $100.00 | 9/26/2011 6:58:41 AM |
| silver-armada | $50.00 | 9/26/2011 5:22:58 AM |
| icchok | $83.15 | 9/26/2011 5:55:57 AM |
| 6moonbeams | $50.00 | 9/26/2011 8:58:56 AM |
| cberthiaume | $25.00 | 9/26/2011 7:07:56 AM |
| helpinghand63 | $25.00 | 9/26/2011 9:11:35 AM |
| RJN | $25.00 | 9/26/2011 9:14:46 AM |
| hitsman | $50.00 | 9/26/2011 11:34:27 AM |
| samo102us | $25.00 | 9/26/2011 10:22:19 AM |
| ideal-platinum1 | $25.00 | 9/26/2011 11:43:08 AM |
| green-glowing-gain | $25.00 | 9/26/2011 11:43:24 AM |
| astute-benjamins | $25.00 | 9/26/2011 2:21:12 PM |
| mckhbnpc | $50.00 | 9/26/2011 3:24:01 PM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
527216
This series of Notes was issued and sold upon the funding of the borrower loan #54145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,040.42 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $246.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
2 | Length of status: | 22y 8m |
|
Amount delinquent:
| $197 |
Total credit lines:
| 21 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderful-silver5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Bills
Purpose of loan:
This loan will be used to...Consolidate Debt all to one payment easier to manage that way.
My financial situation:
I am a good candidate for this loan because...I have a solid full time job that is year round work more hours in summer but still get at least 36 hours in the winter months.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $375.00
Insurance: $120.00
Car expenses: $400.00
Utilities: $150.00
Phone, cable, internet: $135.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $248.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/14/2011 6:40:37 PM |
| worthy-bid8 | $50.00 | 9/14/2011 9:18:02 AM |
| kind-credit-bear | $25.00 | 9/14/2011 5:54:26 PM |
| diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:45 PM |
| SolarMoonshine | $25.00 | 9/14/2011 6:12:12 PM |
| fusbarro | $75.00 | 9/15/2011 11:41:03 AM |
| jjswanso | $50.00 | 9/16/2011 6:48:45 AM |
| frogperson | $132.54 | 9/17/2011 11:09:04 AM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:56 AM |
| kulender | $100.00 | 9/20/2011 10:46:27 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:08 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:40 PM |
| fighter122 | $25.00 | 9/22/2011 9:16:49 PM |
| handshake5 | $100.00 | 9/23/2011 9:09:07 AM |
| stepatatime-together | $100.00 | 9/23/2011 5:19:22 PM |
| monster4 | $50.00 | 9/23/2011 7:35:53 PM |
| desertoasis | $25.00 | 9/24/2011 9:31:46 AM |
| Kaj | $30.00 | 9/25/2011 3:52:58 AM |
| compassion-paladin042 | $25.00 | 9/25/2011 7:39:47 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:42 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:49 AM |
| Katburg | $25.00 | 9/26/2011 6:15:38 AM |
| return-enthusiast1 | $25.00 | 9/26/2011 9:18:27 AM |
| davisfl | $25.00 | 9/26/2011 10:34:54 AM |
| Headhunter14 | $25.00 | 9/26/2011 6:49:16 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:34 PM |
| generous-deal6 | $25.00 | 9/27/2011 12:45:30 AM |
| suave-dime6 | $25.00 | 9/27/2011 5:03:12 AM |
| contract-maracas | $25.00 | 9/27/2011 8:22:57 AM |
| tidy-generosity | $25.00 | 9/27/2011 9:50:25 AM |
| life-is-great | $25.00 | 9/27/2011 2:14:46 PM |
| asiaratt | $50.00 | 9/27/2011 5:07:52 PM |
| finance-mushroom | $100.00 | 9/27/2011 5:09:10 PM |
| personal-lender | $25.00 | 9/27/2011 5:10:36 PM |
| bizlending | $150.00 | 9/27/2011 5:33:09 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:27 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:25 PM |
| leaper8 | $25.00 | 9/27/2011 6:05:30 PM |
| GmaJosephine | $25.00 | 9/27/2011 7:00:28 PM |
| apostle901 | $25.00 | 9/27/2011 6:52:03 PM |
| saffron4 | $25.00 | 9/27/2011 8:04:20 PM |
| Frenchynh | $25.00 | 9/27/2011 8:23:32 PM |
| durability-circuit | $25.00 | 9/27/2011 8:54:52 PM |
| ken168 | $25.00 | 9/27/2011 9:01:29 PM |
| Cre8iveCash | $25.00 | 9/27/2011 9:45:50 PM |
| dinero-jujitsu | $25.00 | 9/28/2011 12:37:08 AM |
| powerful-finance7 | $25.00 | 9/28/2011 1:59:23 AM |
| RodBlizz42 | $26.50 | 9/28/2011 3:27:36 AM |
| Cubsfan07 | $25.00 | 9/28/2011 6:05:08 AM |
| Doug1043 | $27.50 | 9/28/2011 5:08:06 AM |
| Yankeeeagle | $25.00 | 9/28/2011 5:59:50 AM |
| tornandfrayed | $25.00 | 9/28/2011 5:57:05 AM |
| deal-enrichment | $25.00 | 9/28/2011 6:36:08 AM |
| songbird98 | $25.00 | 9/28/2011 7:12:32 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:25 AM |
| BlueProteus | $25.00 | 9/28/2011 8:23:00 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:10 AM |
| js44043 | $25.00 | 9/28/2011 8:36:43 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:29 AM |
| Interloper | $25.00 | 9/14/2011 4:21:39 PM |
| Pulchritudinous | $25.00 | 9/16/2011 8:44:32 AM |
| papaloha | $25.00 | 9/16/2011 8:56:30 AM |
| VesuvianMan | $50.00 | 9/16/2011 10:16:47 AM |
| 1willray | $25.00 | 9/17/2011 2:19:46 PM |
| Finchy78 | $25.00 | 9/17/2011 4:36:27 PM |
| red-power-pecan | $50.00 | 9/20/2011 8:52:29 AM |
| mercuriant | $25.00 | 9/20/2011 4:17:37 PM |
| figs4u2 | $100.00 | 9/21/2011 12:13:53 PM |
| daniel5075 | $25.00 | 9/21/2011 12:51:41 PM |
| ursus | $50.00 | 9/21/2011 5:08:29 PM |
| tech310 | $50.00 | 9/21/2011 6:02:06 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:06 PM |
| giftgold | $25.00 | 9/21/2011 10:16:02 PM |
| treasure-bliss | $25.00 | 9/22/2011 5:57:53 AM |
| Top_Gun_Lender | $26.00 | 9/22/2011 12:20:40 AM |
| five-star-justice | $25.00 | 9/22/2011 8:22:19 AM |
| Mariner3605 | $25.00 | 9/22/2011 9:12:05 AM |
| bonus-tent | $25.00 | 9/22/2011 4:00:52 PM |
| NobisEst | $100.00 | 9/23/2011 11:11:29 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:41 AM |
| Wellman | $50.00 | 9/23/2011 4:29:35 PM |
| Azonic21 | $25.00 | 9/23/2011 7:37:07 PM |
| wilmajean | $50.00 | 9/24/2011 3:57:33 AM |
| ASR3 | $75.00 | 9/24/2011 5:08:37 AM |
| Investor_DP | $100.00 | 9/24/2011 12:06:52 PM |
| missing-link | $25.00 | 9/24/2011 7:55:18 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:02 PM |
| MrRooster101 | $25.00 | 9/25/2011 12:58:34 PM |
| antlr | $25.00 | 9/25/2011 1:59:07 PM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:47 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:48 AM |
| hitsman | $50.00 | 9/26/2011 11:34:31 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:41 AM |
| bonus-demon | $50.00 | 9/26/2011 5:21:31 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:15 PM |
| top-unflappable-economy | $25.00 | 9/26/2011 9:32:38 PM |
| Red_b17 | $50.00 | 9/27/2011 4:33:43 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:10 AM |
| deal-pioneer1 | $25.00 | 9/27/2011 5:40:09 AM |
| lakehavasu88 | $25.00 | 9/27/2011 9:16:46 AM |
| Investoman | $75.00 | 9/27/2011 9:11:48 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:22 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:30:06 AM |
| return-buddy | $25.00 | 9/27/2011 12:05:17 PM |
| magnitude787 | $100.00 | 9/27/2011 1:45:58 PM |
| _G_ | $71.00 | 9/27/2011 2:49:30 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:01 PM |
| finance-prescription | $100.00 | 9/27/2011 5:10:11 PM |
| minddoc | $25.00 | 9/27/2011 5:04:49 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:01 PM |
| zadok | $50.00 | 9/27/2011 5:49:18 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:38 PM |
| Wilvara | $25.00 | 9/27/2011 9:21:06 PM |
| rvfbroker | $25.00 | 9/27/2011 9:39:59 PM |
| valiant-pound8 | $55.00 | 9/27/2011 9:41:04 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:30 PM |
| HenryS | $40.00 | 9/28/2011 4:13:00 AM |
| principal-equalizer | $26.88 | 9/28/2011 4:47:49 AM |
| cropdust3r | $25.00 | 9/28/2011 3:40:13 AM |
| dospapalotes | $25.00 | 9/28/2011 4:51:49 AM |
| a-resplendent-commitment | $25.00 | 9/28/2011 5:03:13 AM |
| pfh | $25.00 | 9/28/2011 5:51:34 AM |
| stolirocks01 | $25.00 | 9/28/2011 6:47:24 AM |
| myduck | $30.00 | 9/28/2011 7:35:54 AM |
| listing-shooter4 | $25.00 | 9/28/2011 7:01:32 AM |
| first-enchanted-agreement | $25.00 | 9/28/2011 7:11:43 AM |
| DadWarbucks | $25.00 | 9/28/2011 7:01:58 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:13 AM |
| peso-miser | $25.00 | 9/28/2011 8:18:36 AM |
| Hobson | $25.00 | 9/28/2011 8:30:32 AM |
| ideal-platinum1 | $25.00 | 9/28/2011 8:08:58 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
527218
This series of Notes was issued and sold upon the funding of the borrower loan #54128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,591 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| NavyClerk |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrow $25k for working capital
Purpose of loan:
To allow the company to begin jobs which we have purchase orders. The work is to provide installation, repair and maintenance services to customers on their cell towers.
My financial situation:
I am a good candidate for this loan because I am able to repay the loan with income from other sources. I have an excellent credit score and debt to income ratio.
This loan will stimulate additional revenue for jobs the company is unable to begin because of cash flow. The company has purchase orders from clients. It will help stimulate the economy by providing additional jobs which will start earlier than currently scheduled. The jobs are all around the United States. I am an investor using my own money to fund many of these jobs and this loan will allow me to invest further and I will be sharing the returns with you at the APR you requested. Additional information is available upon your consideration for providing this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 9/14/2011 9:04:59 AM |
| a-unflappable-finance | $100.00 | 9/15/2011 9:03:23 AM |
| point-monger5 | $400.00 | 9/15/2011 6:15:42 PM |
| IPlayOutsideTheBox | $25.00 | 9/16/2011 4:03:13 AM |
| Rivervale_Westwood | $100.00 | 9/16/2011 5:10:47 AM |
| subtle-revenue0 | $25.00 | 9/16/2011 5:11:33 AM |
| gold-pudding6 | $25.00 | 9/16/2011 6:04:13 AM |
| Dollars4Rent | $25.00 | 9/16/2011 9:06:04 AM |
| fcrick | $25.00 | 9/16/2011 3:06:32 PM |
| Zach842 | $150.00 | 9/17/2011 7:34:56 AM |
| fervent-repayment | $50.00 | 9/17/2011 12:14:15 PM |
| return-beeper | $30.00 | 9/17/2011 1:09:57 PM |
| oneeighty | $25.00 | 9/17/2011 2:42:18 PM |
| dinero-honker | $50.00 | 9/18/2011 1:20:59 PM |
| CreditBuilder2 | $25.00 | 9/18/2011 2:20:24 PM |
| mennleo | $39.61 | 9/19/2011 1:03:19 PM |
| return-seeker85 | $50.00 | 9/20/2011 6:39:55 PM |
| radforj22 | $25.00 | 9/21/2011 7:32:13 AM |
| figs4u2 | $100.00 | 9/21/2011 12:13:53 PM |
| mtquan | $25.00 | 9/21/2011 1:57:18 PM |
| commerce-web5 | $25.00 | 9/21/2011 7:32:01 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:52 PM |
| CalBear08 | $25.00 | 9/22/2011 9:50:41 AM |
| bonus-tent | $25.00 | 9/22/2011 4:00:52 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:07 PM |
| auction-elvis | $25.00 | 9/22/2011 5:34:29 PM |
| Pitufo | $25.00 | 9/22/2011 6:13:02 PM |
| competent-p2p | $25.00 | 9/22/2011 6:14:09 PM |
| lender987654321 | $40.00 | 9/22/2011 7:22:57 PM |
| meenan | $50.00 | 9/22/2011 9:16:09 PM |
| Lender0010 | $50.00 | 9/23/2011 1:36:59 AM |
| salala | $50.00 | 9/23/2011 10:45:22 AM |
| mg6619 | $25.00 | 9/23/2011 11:29:23 AM |
| ethical-bid6 | $175.00 | 9/23/2011 1:18:59 PM |
| sweet-capital7 | $50.00 | 9/23/2011 2:52:43 PM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:14 AM |
| escharfer | $25.00 | 9/24/2011 8:52:15 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:14 AM |
| usemymoney | $25.00 | 9/24/2011 11:15:41 AM |
| riskreward | $250.00 | 9/24/2011 5:29:10 PM |
| blissful-dollar3 | $100.00 | 9/25/2011 10:05:57 AM |
| antlr | $25.00 | 9/25/2011 1:59:07 PM |
| a-responsible-return | $50.00 | 9/25/2011 4:53:26 PM |
| larslfe | $50.00 | 9/26/2011 1:26:29 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:38 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:50 AM |
| kulender | $50.00 | 9/26/2011 6:31:07 AM |
| wwwUniversal | $25.00 | 9/26/2011 9:17:06 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:47 AM |
| RJN | $25.00 | 9/26/2011 9:14:48 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:43:18 AM |
| brainy-dedication | $25.00 | 9/26/2011 11:35:45 AM |
| TEAM-Jasper | $25.00 | 9/26/2011 12:07:11 PM |
| hitsman | $50.00 | 9/26/2011 11:34:31 AM |
| velocity-solo | $25.00 | 9/26/2011 1:29:00 PM |
| astute-benjamins | $25.00 | 9/26/2011 2:23:47 PM |
| javelin0 | $25.00 | 9/26/2011 1:11:08 PM |
| leeball | $100.00 | 9/26/2011 3:14:33 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:24 PM |
| math1973 | $30.39 | 9/26/2011 7:27:56 PM |
| worth-blanket2 | $8,300.00 | 9/26/2011 7:00:39 PM |
| responsibility-butterfly | $25.00 | 9/14/2011 6:40:38 PM |
| Bank_Of_XL | $25.00 | 9/14/2011 9:17:36 AM |
| worthy-bid8 | $50.00 | 9/14/2011 9:18:02 AM |
| green-trade-dolphin2 | $25.00 | 9/14/2011 9:37:25 AM |
| indomitable-coin | $25.00 | 9/14/2011 12:27:07 PM |
| a-finance-nirvana | $25.00 | 9/14/2011 5:06:52 PM |
| oplender | $25.00 | 9/14/2011 6:29:50 PM |
| roux | $25.00 | 9/14/2011 6:59:38 PM |
| sunny-dough9 | $200.00 | 9/15/2011 1:00:26 AM |
| nickel-ferret | $50.00 | 9/15/2011 5:15:27 PM |
| AndChicksforFree | $25.00 | 9/15/2011 6:50:14 PM |
| listing-drummer | $25.00 | 9/16/2011 12:37:41 AM |
| Kaj | $40.00 | 9/16/2011 4:03:20 AM |
| pnace | $100.00 | 9/16/2011 8:00:14 AM |
| AF-Chief | $50.00 | 9/16/2011 8:27:58 AM |
| umfan123 | $25.00 | 9/16/2011 9:33:16 AM |
| CatbirdBanking | $25.00 | 9/16/2011 6:53:47 PM |
| mr55262 | $25.00 | 9/16/2011 11:11:26 PM |
| goose026 | $25.00 | 9/17/2011 6:07:09 AM |
| compoundinterest | $50.00 | 9/17/2011 12:08:18 PM |
| kenji4861 | $50.00 | 9/18/2011 1:11:30 AM |
| tender-commerce8 | $100.00 | 9/18/2011 5:50:18 AM |
| john0720 | $100.00 | 9/19/2011 6:39:44 AM |
| fusbarro | $100.00 | 9/19/2011 11:54:02 AM |
| diablorulz | $50.00 | 9/20/2011 9:40:55 AM |
| market-mesh | $50.00 | 9/20/2011 10:42:32 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:30:56 PM |
| jescowa | $50.00 | 9/21/2011 6:15:41 PM |
| life-is-great | $25.00 | 9/22/2011 11:30:26 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:41 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:43 PM |
| GCInvestments | $25.00 | 9/22/2011 4:55:16 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:13 PM |
| influential-loan1 | $100.00 | 9/22/2011 9:50:31 PM |
| Syzygy | $25.00 | 9/23/2011 3:28:14 AM |
| fcukciti | $25.00 | 9/23/2011 5:41:17 AM |
| anacent | $50.00 | 9/23/2011 6:53:19 AM |
| The_Loan_Runner | $25.00 | 9/23/2011 7:23:44 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:31 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:01 AM |
| Danylostefan | $50.00 | 9/23/2011 10:50:19 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:54 PM |
| Registerednurse1 | $30.00 | 9/24/2011 3:46:18 AM |
| dime-smasher5 | $25.00 | 9/24/2011 8:07:30 AM |
| Alittleluck | $50.00 | 9/24/2011 1:15:32 PM |
| emo13 | $50.00 | 9/24/2011 1:06:50 PM |
| Anny-Disco | $25.00 | 9/25/2011 5:01:59 AM |
| LoanDMC | $25.00 | 9/25/2011 8:48:46 AM |
| first-class-dough2 | $500.00 | 9/25/2011 8:22:48 AM |
| lostontheedge | $25.00 | 9/25/2011 10:32:12 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:37:02 PM |
| yomanie | $25.00 | 9/26/2011 6:35:18 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:15 AM |
| mjjjrj | $40.00 | 9/26/2011 8:43:33 AM |
| fervent-currency5 | $100.00 | 9/26/2011 9:18:06 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:26 AM |
| Twinsen | $25.00 | 9/26/2011 1:18:22 PM |
| payout-carnival | $25.00 | 9/26/2011 4:40:34 PM |
| Warwick | $25.00 | 9/26/2011 7:14:29 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
527302
This series of Notes was issued and sold upon the funding of the borrower loan #54046, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,293 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| alluring-velocity1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
This loan will be used to...pay off some existing debt
My financial situation:
I am a good candidate for this loan because...very stable income over last 20 years
Monthly net income: 5000
Monthly expenses: $4300
Housing: $1000
Insurance: $500
Car expenses: $ 0
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $2200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/14/2011 5:44:11 PM |
| kind-credit-bear | $25.00 | 9/14/2011 5:54:29 PM |
| kind-finance-burrito | $25.00 | 9/15/2011 5:50:15 PM |
| dime-sapling | $25.00 | 9/15/2011 6:33:56 PM |
| papaloha | $25.00 | 9/16/2011 8:56:31 AM |
| suave-dime6 | $25.00 | 9/18/2011 2:33:15 PM |
| jkeller4000 | $25.00 | 9/18/2011 3:22:24 PM |
| capital-halo1 | $1,000.00 | 9/19/2011 5:09:25 PM |
| finance-prescription | $100.00 | 9/19/2011 5:10:46 PM |
| stepatatime-together | $100.00 | 9/19/2011 5:16:45 PM |
| sdcc72 | $50.00 | 9/20/2011 10:20:55 AM |
| compassion-paladin042 | $25.00 | 9/20/2011 11:31:04 AM |
| bid-stockpiler1 | $50.00 | 9/20/2011 6:55:08 PM |
| figs4u2 | $100.00 | 9/21/2011 12:13:57 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:08 AM |
| kind-diligent-coin | $27.22 | 9/22/2011 12:38:17 PM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:52 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:05 PM |
| DreDub | $50.00 | 9/22/2011 4:55:28 PM |
| friendly-principal76 | $25.00 | 9/22/2011 7:24:57 PM |
| five-star-note | $75.00 | 9/22/2011 9:16:18 PM |
| ddog0224 | $25.00 | 9/23/2011 3:49:01 AM |
| shawnw2 | $75.00 | 9/23/2011 8:08:03 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:38:10 AM |
| Valley-of-the-Dollar | $25.00 | 9/23/2011 8:56:11 AM |
| tolerant-balance7 | $25.00 | 9/23/2011 9:21:49 AM |
| platinum-czar | $25.00 | 9/23/2011 10:07:28 AM |
| wise-unique-market | $200.00 | 9/23/2011 4:39:29 PM |
| asiaratt | $50.00 | 9/23/2011 5:08:53 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:29 PM |
| beaker | $25.01 | 9/24/2011 9:04:10 AM |
| Robertd918 | $26.50 | 9/24/2011 9:15:07 AM |
| the-profit-oracle | $25.00 | 9/24/2011 7:02:31 PM |
| meteoric-asset4 | $25.00 | 9/24/2011 6:47:35 PM |
| larslfe | $50.00 | 9/26/2011 1:26:31 AM |
| yomanie | $25.00 | 9/26/2011 6:35:18 AM |
| GS-ROCK | $27.00 | 9/26/2011 7:39:14 AM |
| nickel-hickory | $100.00 | 9/26/2011 9:51:18 AM |
| wise-balanced-moola | $25.00 | 9/26/2011 9:29:59 AM |
| new-social-economist | $33.00 | 9/26/2011 10:28:18 AM |
| Reliance_Banker | $25.00 | 9/26/2011 6:09:17 PM |
| generous-deal6 | $25.00 | 9/27/2011 12:45:31 AM |
| helpinghand63 | $25.00 | 9/27/2011 9:12:00 AM |
| Red-Bull-One | $25.00 | 9/27/2011 9:22:07 AM |
| NavyDoc01 | $147.70 | 9/27/2011 12:33:59 PM |
| edaguy | $100.00 | 9/27/2011 1:13:08 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:46 PM |
| money-baron-roth-IRA | $27.67 | 9/27/2011 4:26:24 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:28 PM |
| bid-stockpiler1 | $50.00 | 9/27/2011 5:40:49 PM |
| Wilvara | $25.00 | 9/27/2011 9:21:06 PM |
| restless-dime | $50.00 | 9/14/2011 7:15:00 PM |
| careful-vigilance4 | $50.00 | 9/16/2011 8:34:30 AM |
| Pulchritudinous | $25.00 | 9/16/2011 8:44:33 AM |
| kulender | $100.00 | 9/17/2011 6:21:12 AM |
| gotjack | $100.00 | 9/17/2011 8:45:24 AM |
| Dubbs360 | $100.00 | 9/18/2011 1:18:58 AM |
| thelovebug | $100.00 | 9/19/2011 7:44:39 AM |
| handshake5 | $100.00 | 9/19/2011 5:10:18 PM |
| peace-birdie | $100.00 | 9/19/2011 5:53:42 PM |
| saxaphone6 | $25.00 | 9/19/2011 6:09:05 PM |
| CalBear08 | $25.00 | 9/20/2011 1:25:02 AM |
| bright-exchange | $25.00 | 9/20/2011 7:08:38 AM |
| pfh | $25.00 | 9/20/2011 7:57:20 AM |
| DiligentiaLLC | $100.00 | 9/20/2011 10:08:55 AM |
| gold-cluster | $50.00 | 9/20/2011 7:46:29 PM |
| tech310 | $50.00 | 9/21/2011 6:00:54 PM |
| wwwUniversal | $25.00 | 9/22/2011 9:19:02 AM |
| bnlforever | $25.00 | 9/22/2011 10:31:41 AM |
| saffron4 | $50.00 | 9/22/2011 11:33:27 AM |
| commitment-galaxy | $25.00 | 9/22/2011 4:40:34 PM |
| bennycutts | $28.00 | 9/22/2011 4:43:22 PM |
| proper-loot3 | $29.00 | 9/22/2011 5:12:52 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:53 PM |
| wise-unequivocal-return | $50.00 | 9/22/2011 6:32:55 PM |
| handy-justice | $100.00 | 9/22/2011 7:34:20 PM |
| Luckas73 | $100.00 | 9/22/2011 7:39:50 PM |
| Loanstou | $128.46 | 9/22/2011 9:51:30 PM |
| equitylender | $25.00 | 9/23/2011 1:05:10 PM |
| timmsc | $25.00 | 9/24/2011 10:28:21 PM |
| HotStreak | $25.00 | 9/24/2011 11:46:24 PM |
| rate-sceptre | $25.00 | 9/25/2011 9:25:37 PM |
| worldly-gold | $75.00 | 9/25/2011 7:23:15 PM |
| itsmaj | $25.00 | 9/25/2011 8:03:24 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:44 AM |
| alphaseek | $200.00 | 9/26/2011 5:07:53 AM |
| PeePaw | $25.00 | 9/26/2011 7:48:37 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:26 AM |
| worthy-bid4 | $62.33 | 9/26/2011 9:25:22 AM |
| chrisb1414 | $25.00 | 9/26/2011 1:35:23 PM |
| IIP77 | $25.00 | 9/26/2011 4:56:46 PM |
| worldly-community3 | $50.00 | 9/26/2011 6:54:23 PM |
| Rip128 | $150.00 | 9/26/2011 7:44:16 PM |
| vinayganti | $25.00 | 9/26/2011 6:29:00 PM |
| investor232 | $25.00 | 9/26/2011 11:22:13 PM |
| cropdust3r | $25.00 | 9/27/2011 8:11:34 AM |
| Investoman | $75.00 | 9/27/2011 9:11:48 AM |
| Anny-Disco | $25.00 | 9/27/2011 8:59:41 AM |
| tidy-generosity | $25.00 | 9/27/2011 9:50:26 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:47 PM |
| murtaza | $100.00 | 9/27/2011 2:01:19 PM |
| smart-kindness8 | $50.00 | 9/27/2011 4:50:22 PM |
| personal-lender | $25.00 | 9/27/2011 5:10:37 PM |
| dkl | $25.00 | 9/27/2011 6:56:40 PM |
| pious-benjamins1 | $14.11 | 9/27/2011 9:31:26 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
527322
This series of Notes was issued and sold upon the funding of the borrower loan #53973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,989 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsible-community7 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/19/2011 9:06:49 AM |
| CA-Lender | $25.00 | 9/19/2011 9:19:44 AM |
| riveting-credit5 | $50.00 | 9/19/2011 8:49:57 PM |
| pfh | $25.00 | 9/20/2011 8:04:25 AM |
| Newfoundcash | $25.00 | 9/20/2011 11:48:54 AM |
| exponential-peace5 | $25.00 | 9/20/2011 12:10:56 PM |
| Madmigel | $50.00 | 9/20/2011 4:56:47 PM |
| worth-blanket2 | $1,400.00 | 9/20/2011 5:20:18 PM |
| well-rounded-payout0 | $50.00 | 9/19/2011 9:14:21 AM |
| favorite-commerce | $30.00 | 9/19/2011 10:10:34 AM |
| restless-dime | $100.00 | 9/19/2011 1:21:13 PM |
| goodhearted-generosity511 | $25.00 | 9/19/2011 2:03:29 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:23 PM |
| exchange-squirrel | $25.00 | 9/20/2011 7:19:40 AM |
| DiligentiaLLC | $25.00 | 9/20/2011 10:13:12 AM |
| let_me_retire | $30.45 | 9/20/2011 12:45:10 PM |
| gotjack | $25.00 | 9/20/2011 3:27:15 PM |
| GS-ROCK | $25.00 | 9/20/2011 2:21:16 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
527342
This series of Notes was issued and sold upon the funding of the borrower loan #54026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $614.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,619 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impressive-exchange148 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Exotic Wine Inventory for Holiday
Purpose of loan:
Current Exotic wine Import Business will be launching a new branding image on a very special imported wine to be launched publically this holiday season in the New York/ New Jersey area. This image will be viral!
This loan will be used to... I need the loan to cover the inventory costs on the import of this very special wine.
My financial situation:
I am a good candidate for this loan because...
Liquor business is recession proof in America therefore this is a very low risk loan and also I have the good credit rating to back it up.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:55 PM |
| caring-hope2 | $100.00 | 9/25/2011 3:59:42 PM |
| blot44 | $25.00 | 9/25/2011 7:18:55 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:59 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:54 AM |
| rmachi | $25.00 | 9/27/2011 8:55:06 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:24 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:48 PM |
| superb-funds335 | $25.00 | 9/27/2011 11:15:56 PM |
| capital-star5 | $27.00 | 9/28/2011 6:26:30 AM |
| riskreward | $250.00 | 9/28/2011 9:19:48 AM |
| houli123 | $250.00 | 9/28/2011 9:25:05 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:40 PM |
| CreditBuilder2 | $50.00 | 9/28/2011 4:57:51 PM |
| supersarah61 | $50.00 | 9/28/2011 5:11:15 PM |
| best-penny-microscope | $500.00 | 9/28/2011 6:49:11 PM |
| godspeed237 | $25.00 | 9/28/2011 6:49:20 PM |
| KrisKringle | $23.00 | 9/28/2011 7:51:23 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:27 AM |
| oplender | $25.00 | 9/25/2011 4:24:43 PM |
| hitsman | $50.00 | 9/26/2011 11:35:28 AM |
| Weaverville | $50.00 | 9/26/2011 4:46:55 PM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:26 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:38 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:12 PM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:23 AM |
| compoundinterest | $50.00 | 9/28/2011 9:07:51 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:32 AM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:17 PM |
| Kaj | $50.00 | 9/28/2011 4:49:34 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:03:33 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:53:52 PM |
| worth-blanket2 | $10,000.00 | 9/28/2011 7:30:31 PM |
| CatbirdBanking | $25.00 | 9/28/2011 7:24:45 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
527472
This series of Notes was issued and sold upon the funding of the borrower loan #53837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
2 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $311 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| epic-affluence4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Longview Home Improvements
Purpose of loan: Increase resale value of our home.
This loan will be used to...Replace decayed 6ft privacy fence around back yard. Replace laminate flooring and carpet in kitchen and den with hardwood flooring.
My financial situation Having recently emerged from a Chapter 13 bancruptcy(last year), I have very little debt. and therefore, will have no trouble making the monthly installment payments.
I am a good candidate for this loan because...
I and my wife are both gainfully employed with stable companies and have reliable incomes.
Monthly net income: $5248
Monthly expenses: $
Housing: $770
Insurance: $125
Car expenses: $630
Utilities: $240
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $328
Other expenses: $
Life Insurance: $56
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:51 AM |
| Investor_DP | $100.00 | 9/16/2011 5:06:50 PM |
| worthy-bid8 | $50.00 | 9/16/2011 5:07:55 PM |
| dynamic-money271 | $50.00 | 9/17/2011 5:46:44 AM |
| oplender | $25.00 | 9/17/2011 4:42:14 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:19:05 AM |
| kulender | $100.00 | 9/20/2011 10:46:35 AM |
| ursus | $50.00 | 9/21/2011 5:08:37 PM |
| jjswanso | $25.00 | 9/21/2011 5:14:46 PM |
| tech310 | $50.00 | 9/21/2011 6:06:45 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:29 PM |
| marwadi-62 | $100.00 | 9/22/2011 4:28:53 AM |
| 1800porsche | $25.00 | 9/22/2011 12:58:51 AM |
| villagers | $50.00 | 9/22/2011 3:11:32 PM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:29 PM |
| pnace | $25.00 | 9/22/2011 5:27:03 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:16 PM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:27 AM |
| salala | $25.00 | 9/23/2011 10:45:26 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:57 PM |
| bizlending | $100.00 | 9/24/2011 11:49:43 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:18 AM |
| life-is-great | $25.00 | 9/24/2011 1:21:18 PM |
| riskreward | $250.00 | 9/24/2011 5:29:14 PM |
| PalmerTheEmbalmer | $25.00 | 9/25/2011 3:55:40 AM |
| TomDalonajay | $25.00 | 9/25/2011 7:46:22 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:50 AM |
| larslfe | $50.00 | 9/26/2011 1:26:34 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:41 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:01 AM |
| hitsman | $50.00 | 9/26/2011 11:34:37 AM |
| wlm3012 | $30.00 | 9/26/2011 5:49:19 PM |
| Imaginos1892 | $50.00 | 9/26/2011 10:16:12 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:51 AM |
| Anny-Disco | $25.00 | 9/27/2011 8:57:46 AM |
| money-bauble | $200.00 | 9/27/2011 9:06:22 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:20 AM |
| Bank42 | $25.00 | 9/27/2011 3:28:10 PM |
| CreditBuilder2 | $50.00 | 9/27/2011 4:45:57 PM |
| dmk2006 | $25.00 | 9/27/2011 3:00:07 PM |
| return-seeker85 | $50.00 | 9/27/2011 4:41:21 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:49 PM |
| traice | $25.00 | 9/27/2011 5:14:42 PM |
| Oak-Parker | $25.01 | 9/27/2011 5:23:06 PM |
| power-bluebird2 | $25.00 | 9/27/2011 5:23:39 PM |
| compoundinterest | $50.00 | 9/16/2011 5:08:09 PM |
| BxRealtor | $25.00 | 9/16/2011 6:25:15 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:52 AM |
| mennleo | $50.00 | 9/19/2011 9:18:00 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:09 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:03 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:10 PM |
| credit-maple5 | $25.00 | 9/22/2011 7:01:19 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:44 PM |
| nickel-ferret | $50.00 | 9/22/2011 5:10:37 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:11 PM |
| rcm87 | $100.00 | 9/23/2011 11:12:05 AM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:18 AM |
| epall | $25.00 | 9/24/2011 7:54:25 AM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:52:02 AM |
| wwwUniversal | $25.00 | 9/24/2011 12:19:46 PM |
| emo13 | $50.00 | 9/24/2011 1:21:22 PM |
| timmsc | $25.00 | 9/24/2011 10:21:02 PM |
| Kaj | $30.00 | 9/25/2011 3:53:03 AM |
| fcukciti | $25.00 | 9/25/2011 5:08:03 AM |
| MrRooster101 | $25.00 | 9/25/2011 12:58:34 PM |
| first-genuine-bid | $150.00 | 9/26/2011 7:25:34 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:30:42 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:25 PM |
| gqrob | $25.00 | 9/26/2011 2:54:49 PM |
| Nojukbong | $50.00 | 9/26/2011 6:32:19 PM |
| CatbirdBanking | $25.00 | 9/26/2011 7:53:28 PM |
| Minotaur | $25.00 | 9/27/2011 1:11:53 AM |
| MacAtk | $75.00 | 9/27/2011 12:20:05 PM |
| income-buffalo1 | $100.00 | 9/27/2011 2:14:46 PM |
| rjnuck | $50.00 | 9/27/2011 3:27:12 PM |
| astute-benjamins | $25.00 | 9/27/2011 3:04:57 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:24:33 PM |
| Investor509 | $25.00 | 9/27/2011 5:03:03 PM |
| bass | $25.00 | 9/27/2011 5:06:16 PM |
| smart-kindness8 | $70.90 | 9/27/2011 5:17:15 PM |
| danf2201 | $44.09 | 9/27/2011 5:29:22 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
527526
This series of Notes was issued and sold upon the funding of the borrower loan #54027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $126,759 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-master5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...debt consoldiation
My financial situation:
I am a good candidate for this loan because...
Stable employment
Stable income and bonus in febraury
Monthly net income: $ 17,000
Monthly expenses: $
Housing: $ 6300
Insurance: $
Car expenses: $565
Utilities: $ 1000
Phone, cable, internet: $ 300
Food, entertainment: $
Clothing, household expenses: $2500
Credit cards and other loans: $ 2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:43 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:48 PM |
| worth-blanket2 | $9,700.00 | 9/27/2011 6:36:53 PM |
| goodhearted-generosity511 | $75.00 | 9/27/2011 6:40:31 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
527564
This series of Notes was issued and sold upon the funding of the borrower loan #53933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 20y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,938 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-volcano7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
OWNER/CEO
Purpose of loan:
This loan will be used to..help expand business with automation.
My financial situation:
I am a good candidate for this loan because my credit score is good
and I pay my debts reliably
Monthly net income: $8,000
Monthly expenses: $6000
Housing: $1700
Insurance: $600
Car expenses: $370
Utilities: $400
Phone, cable, internet: $350
Food, entertainment: $1200
Clothing, household expenses: $500
Credit cards and other loans: $1200
Other expenses: $760
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/22/2011 5:04:38 PM |
| ursus | $50.00 | 9/22/2011 5:08:34 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:22 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:09 PM |
| loanman2007 | $25.00 | 9/22/2011 5:18:49 PM |
| heavenly-interest9 | $350.00 | 9/22/2011 8:11:30 PM |
| golffish2 | $50.00 | 9/23/2011 3:57:04 AM |
| golffish2 | $50.00 | 9/23/2011 4:13:49 AM |
| Stek7 | $25.00 | 9/23/2011 10:28:23 AM |
| worth-blanket2 | $5,000.00 | 9/23/2011 5:29:21 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:11 PM |
| Yomain | $50.00 | 9/23/2011 5:38:54 PM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:06 PM |
| leverage-monger | $126.19 | 9/23/2011 10:53:37 AM |
| Dubbs360 | $25.00 | 9/23/2011 1:01:54 PM |
| shawnw2 | $30.00 | 9/23/2011 5:51:39 PM |
| enlighter | $30.76 | 9/23/2011 5:47:56 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
527664
This series of Notes was issued and sold upon the funding of the borrower loan #54050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,958 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-mate3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Maggie
Purpose of loan:
This loan will be used to...Support Expansion of my Internet Sales Company which is a Second Source of income.
My financial situation:
I am a good candidate for this loan because...I have 30+ plus years of Work Experience & 20+ plus years as Head of Household.
Monthly net income: $3,500
Monthly expenses: $2,785
Housing: $625
Insurance: $165
Car expenses: $215
Utilities: $145
Phone, cable, internet: $185
Food, entertainment: $400
Clothing, household expenses: $350
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/16/2011 5:06:51 PM |
| compoundinterest | $50.00 | 9/16/2011 5:08:09 PM |
| worthy-bid8 | $50.00 | 9/16/2011 5:07:56 PM |
| return-seeker85 | $50.00 | 9/16/2011 6:47:21 PM |
| janeybooboo | $100.00 | 9/16/2011 7:27:42 PM |
| JustMee | $25.00 | 9/17/2011 5:51:09 AM |
| FinDoc | $25.00 | 9/17/2011 7:34:00 AM |
| john0720 | $50.00 | 9/17/2011 10:01:37 AM |
| Dubbs360 | $100.00 | 9/18/2011 1:19:06 AM |
| dinero-honker | $50.00 | 9/18/2011 1:21:01 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:52 AM |
| fusbarro | $100.00 | 9/19/2011 11:54:06 AM |
| houli123 | $100.00 | 9/19/2011 5:51:03 PM |
| patriot897 | $25.00 | 9/19/2011 6:33:33 PM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:09 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:04 AM |
| DannyPhantom | $50.00 | 9/20/2011 9:25:49 PM |
| CatbirdBanking | $25.00 | 9/21/2011 7:22:38 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:35 AM |
| credit-maple5 | $25.00 | 9/22/2011 7:01:20 AM |
| valiant-money | $30.00 | 9/22/2011 7:11:21 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:44 PM |
| simiray | $25.00 | 9/22/2011 4:44:52 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:12 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:16 PM |
| salala | $25.00 | 9/23/2011 10:45:26 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:05 AM |
| Watersports | $50.00 | 9/23/2011 2:24:37 PM |
| NolockHolmes | $50.00 | 9/23/2011 9:06:45 PM |
| bizlending | $100.00 | 9/24/2011 11:45:46 AM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:38:00 AM |
| ThisCatWillHelp | $50.00 | 9/24/2011 6:44:22 PM |
| timmsc | $25.00 | 9/24/2011 10:20:46 PM |
| lava414 | $35.00 | 9/24/2011 10:58:14 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:51 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:42 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:31:43 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:26 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:35 PM |
| BenR | $100.00 | 9/27/2011 8:42:44 AM |
| doomsday18 | $25.00 | 9/27/2011 8:44:38 AM |
| The-CAPS-fan | $50.00 | 9/27/2011 8:44:37 AM |
| moola-monger9 | $50.00 | 9/27/2011 9:07:54 AM |
| gogrannygo | $25.00 | 9/27/2011 12:04:58 PM |
| cash-queen | $30.00 | 9/27/2011 12:41:25 PM |
| edaguy | $100.00 | 9/27/2011 1:15:35 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:41 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:04 PM |
| dmk2006 | $25.00 | 9/27/2011 3:00:42 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:46 PM |
| Isotope | $25.00 | 9/27/2011 7:41:36 PM |
| pious-benjamins1 | $25.00 | 9/27/2011 9:34:15 PM |
| epic-dollar557 | $25.00 | 9/27/2011 9:45:34 PM |
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:52 AM |
| Bank_Of_XL | $25.00 | 9/16/2011 5:15:38 PM |
| BxRealtor | $25.00 | 9/16/2011 6:25:16 PM |
| phenomenal-gain5 | $25.00 | 9/16/2011 8:12:59 PM |
| dynamic-money271 | $50.00 | 9/17/2011 5:46:44 AM |
| penguino | $100.00 | 9/17/2011 12:13:37 PM |
| oplender | $25.00 | 9/17/2011 4:42:15 PM |
| shrewd-deal | $50.00 | 9/18/2011 7:12:31 PM |
| golffish2 | $25.00 | 9/19/2011 4:04:09 AM |
| charming-exchange7 | $25.00 | 9/20/2011 8:28:37 AM |
| kulender | $100.00 | 9/20/2011 10:46:36 AM |
| Interloper | $25.00 | 9/20/2011 7:09:28 PM |
| Whipster | $40.00 | 9/21/2011 9:19:13 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:11 PM |
| wonder3 | $30.00 | 9/21/2011 12:24:48 PM |
| ursus | $50.00 | 9/21/2011 5:08:37 PM |
| jjswanso | $25.00 | 9/21/2011 5:14:46 PM |
| tech310 | $50.00 | 9/21/2011 6:04:23 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:29 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:51 AM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:29 PM |
| villagers | $50.00 | 9/22/2011 3:11:32 PM |
| pnace | $35.00 | 9/22/2011 4:53:22 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:00 PM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:27 AM |
| elvisloans | $25.00 | 9/23/2011 12:28:55 PM |
| nickel-ferret | $50.00 | 9/23/2011 5:11:02 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:57 PM |
| invincible-wampum3 | $50.00 | 9/24/2011 8:38:18 AM |
| wwwUniversal | $25.00 | 9/24/2011 12:19:47 PM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:18 AM |
| life-is-great | $25.00 | 9/24/2011 1:21:18 PM |
| emo13 | $50.00 | 9/24/2011 1:21:22 PM |
| riskreward | $250.00 | 9/24/2011 5:29:14 PM |
| Kaj | $30.00 | 9/25/2011 3:53:04 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:37:03 PM |
| larslfe | $50.00 | 9/26/2011 1:26:35 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:01 AM |
| enchanted-note | $25.00 | 9/26/2011 9:09:23 AM |
| hitsman | $50.00 | 9/26/2011 11:34:37 AM |
| mckhbnpc | $50.00 | 9/26/2011 3:25:05 PM |
| GCInvestments | $25.00 | 9/26/2011 9:22:04 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:52 AM |
| Anny-Disco | $50.00 | 9/27/2011 8:57:46 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:20 AM |
| astute-benjamins | $25.00 | 9/27/2011 3:05:10 PM |
| smart-kindness8 | $51.55 | 9/27/2011 3:44:32 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:49 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:28 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:38 PM |
| worth-blanket2 | $700.00 | 9/27/2011 8:14:23 PM |
| credit-socrates648 | $28.45 | 9/27/2011 10:10:10 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
527722
This series of Notes was issued and sold upon the funding of the borrower loan #53985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $141,168 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| important-return4 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
The purpose of this loan is to consolidate some short term debt. In the interest of full disclosure, I recently received a notable raise with my employer so I will likely pay this loan off in less than six months. I have heard some investors do not like payments that last for such a short term so I wanted to be sure you knew in advance before investing.
My financial situation:
I am a good candidate for this loan because I am a Nurse Practitioner with multiple streams of income and full time employment. I recently learned of Prosper and after reviewing how the website worked, I thought I would seek debt consolidation services from this community of investors instead of an impersonal bank. A relative of mine told me about the concept and has really enjoyed the experience so I thought I would give it a try!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/16/2011 5:07:59 PM |
| unassassinable | $25.00 | 9/17/2011 12:38:29 AM |
| gotjack | $100.00 | 9/17/2011 8:45:30 AM |
| Something-Corporate | $25.00 | 9/17/2011 9:21:14 AM |
| 1willray | $25.00 | 9/17/2011 2:25:56 PM |
| vutah | $25.00 | 9/18/2011 7:47:51 PM |
| profit-powerplant | $25.00 | 9/18/2011 9:36:03 PM |
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:53 AM |
| kind-credit-bear | $25.00 | 9/16/2011 5:17:49 PM |
| diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:45 PM |
| goodhearted-generosity511 | $25.00 | 9/17/2011 4:18:38 PM |
| papaloha | $25.00 | 9/17/2011 6:45:32 PM |
| worth-blanket2 | $7,600.00 | 9/19/2011 9:15:07 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
527766
This series of Notes was issued and sold upon the funding of the borrower loan #54142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 1y 7m |
|
Amount delinquent:
| $7,605 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $639 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| decisive-fairness937 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me consolidate my debt
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a very stable career in the healthcare industry working as an occupational therapist. My income is good and I pay my bills timely.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/17/2011 12:07:54 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:19:10 AM |
| suave-dime6 | $25.00 | 9/18/2011 2:35:31 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:17 PM |
| kulender | $50.00 | 9/21/2011 4:37:18 PM |
| tech310 | $50.00 | 9/21/2011 6:03:20 PM |
| DreDub | $50.00 | 9/22/2011 4:55:29 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:56 PM |
| stepatatime-together | $100.00 | 9/22/2011 5:18:29 PM |
| capital-halo1 | $1,000.00 | 9/23/2011 5:09:57 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:20 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:31 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:04 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:42 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:53 PM |
| fireferd | $25.00 | 9/28/2011 10:11:35 PM |
| kind-trade-hickory | $50.00 | 9/29/2011 6:28:34 AM |
| Investoman | $75.00 | 9/29/2011 9:11:52 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:13 AM |
| tidy-generosity | $25.00 | 9/29/2011 1:17:40 PM |
| kind-credit-bear | $25.00 | 9/18/2011 12:18:19 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:18 AM |
| tenacious-capital3 | $49.00 | 9/22/2011 11:22:55 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:08 PM |
| gold-cluster | $50.00 | 9/22/2011 7:37:54 PM |
| handshake5 | $100.00 | 9/23/2011 5:10:48 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:55 AM |
| larslfe | $50.00 | 9/26/2011 1:26:36 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:28 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:50 PM |
| asiaratt | $50.00 | 9/28/2011 9:08:41 AM |
| Au-Ag-Pt | $25.00 | 9/28/2011 8:08:02 PM |
| fearless-credit6 | $500.00 | 9/29/2011 9:43:42 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:02:56 PM |
| secureincome | $500.00 | 9/29/2011 1:13:52 PM |
| hope-gondola9 | $401.00 | 9/29/2011 1:18:52 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
527768
This series of Notes was issued and sold upon the funding of the borrower loan #54184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,077 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-ecstasy3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
OUR DREAM WEDDING
Purpose of loan:
This loan will be used to... pay for our dream wedding!!!!
My financial situation:
I am a good candidate for this loan because...I have great credit and we are never late for any payments. This loan will help because we are not getting any help with paying for our wedding from our family. We have managed to spend significantly less than the cost of the average wedding! Thanks!
Monthly net income: $ 1000
Monthly expenses: $ 400-500
Housing: $ none; she covers the house payment (900)
Insurance: $ 350 every 3 months
Car expenses: $ car is paid off
Utilities: $ 150; she pays other half of 150
Phone, cable, internet: $ included in utilities
Food, entertainment: $ 50-100/month
Clothing, household expenses: $ 50-100/month
Credit cards and other loans: $ 200 (included in monthly expenses)
Other expenses: $ none
Note: This loan will be paid off by both my fiance and myself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/17/2011 8:09:55 AM |
| worthy-bid8 | $50.00 | 9/16/2011 5:08:01 PM |
| britgsb | $50.00 | 9/17/2011 9:13:15 AM |
| Something-Corporate | $25.00 | 9/17/2011 9:22:24 AM |
| diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:46 PM |
| CC911 | $25.00 | 9/19/2011 11:44:09 AM |
| Dubbs360 | $100.00 | 9/20/2011 8:04:34 AM |
| kulender | $100.00 | 9/20/2011 10:46:37 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:13 PM |
| tech310 | $50.00 | 9/21/2011 6:02:08 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:11 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:16 AM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:31 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:44 AM |
| Azonic21 | $25.00 | 9/23/2011 7:37:09 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:04 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:52 AM |
| handshake5 | $100.00 | 9/26/2011 9:08:42 AM |
| stepatatime-together | $100.00 | 9/26/2011 9:16:15 AM |
| hitsman | $50.00 | 9/26/2011 11:34:38 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:18 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:35 PM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:11 AM |
| Investor_DP | $28.00 | 9/27/2011 9:05:54 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:30:08 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:00 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:04 PM |
| minddoc | $25.00 | 9/27/2011 5:04:51 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:24 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:32 PM |
| stolirocks01 | $25.00 | 9/28/2011 6:47:25 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:27 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:15 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:06 PM |
| veneziani | $25.00 | 9/28/2011 1:12:48 PM |
| finance-prescription | $100.00 | 9/28/2011 5:10:08 PM |
| asiaratt | $50.00 | 9/28/2011 5:08:12 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:48 PM |
| kind-bill-supporter | $25.00 | 9/28/2011 5:07:22 PM |
| worldly-community3 | $50.00 | 9/28/2011 8:05:53 PM |
| LifeRing | $50.00 | 9/16/2011 10:07:43 PM |
| beakerfish | $100.00 | 9/17/2011 7:05:33 AM |
| leverage-monger | $25.00 | 9/17/2011 10:18:01 AM |
| papaloha | $25.00 | 9/17/2011 6:45:33 PM |
| kind-credit-bear | $25.00 | 9/18/2011 12:18:18 PM |
| gotjack | $25.00 | 9/20/2011 3:42:07 AM |
| DiligentiaLLC | $100.00 | 9/20/2011 12:09:36 PM |
| rolltide09 | $25.00 | 9/21/2011 9:12:35 AM |
| ursus | $50.00 | 9/21/2011 5:08:38 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:45 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:43 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:56 AM |
| monster4 | $50.00 | 9/23/2011 7:35:55 PM |
| missing-link | $25.00 | 9/24/2011 7:55:19 PM |
| Kaj | $30.00 | 9/25/2011 3:53:04 AM |
| antlr | $25.00 | 9/25/2011 1:59:13 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:03 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:02:49 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:02 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:49 AM |
| desertoasis | $25.00 | 9/26/2011 2:44:29 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:03 PM |
| economy-producer | $25.00 | 9/27/2011 5:41:30 PM |
| handy-justice | $25.00 | 9/27/2011 8:48:29 PM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:13 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:07 AM |
| dough-museum1 | $50.00 | 9/28/2011 11:49:30 AM |
| spark548 | $50.00 | 9/28/2011 2:40:59 PM |
| finance-mushroom | $100.00 | 9/28/2011 5:09:04 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:37 PM |
| Anny-Disco | $25.00 | 9/28/2011 6:42:37 PM |
| worth-blanket2 | $5,700.00 | 9/28/2011 7:14:21 PM |
| NorthwestLoan1 | $25.00 | 9/28/2011 6:01:16 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:56 PM |
| Au-Ag-Pt | $17.00 | 9/28/2011 8:08:01 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
527794
This series of Notes was issued and sold upon the funding of the borrower loan #53849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $257 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-exchange1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuild credit
Purpose of loan:
This loan will be used to...buy a used car and help rebuild my credit
My financial situation:
I am a good candidate for this loan because...I filed bankruptcy in 2010 due to a diviorce (which was not my choice) I was not able to continue payments on home after wife left. I own my own mobile home. I only pay a monthly lot rent. I have been employed full time for 15 years as a RN with the same employer. This would be a second vehicle. My primary vehicle I own with no payments. I ask for this loan not out of despiration but to use as a tool to rebuild my credit.
Monthly net income: $ 4200
Monthly expenses: $
Housing: $ 290 lot rent
Insurance: $ 120 auto
Car expenses: $ 0
Utilities: $130
Phone, cable, internet: $193
Food, entertainment: $650
Clothing, household expenses: $100
Credit cards and other loans:$220 Other expenses: $600 for heating every other month in winter
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/17/2011 12:07:56 PM |
| The_Phoenix_Company | $27.00 | 9/19/2011 5:15:47 PM |
| kulender | $100.00 | 9/20/2011 10:46:41 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:18 PM |
| ursus | $50.00 | 9/21/2011 5:08:41 PM |
| tech310 | $50.00 | 9/21/2011 6:06:47 PM |
| missing-link | $25.00 | 9/21/2011 8:42:42 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:56 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:58 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:40:16 AM |
| finance-prescription | $100.00 | 9/23/2011 5:11:20 PM |
| nickel-acrobat | $50.00 | 9/23/2011 5:14:55 PM |
| suave-dime6 | $25.00 | 9/24/2011 9:02:09 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:05 PM |
| hamster | $25.06 | 9/25/2011 3:40:06 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:56 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:05 AM |
| hitsman | $50.00 | 9/26/2011 11:34:41 AM |
| shawnw2 | $35.00 | 9/26/2011 2:49:30 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:52 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:24 AM |
| Bank42 | $25.00 | 9/27/2011 3:37:03 PM |
| bonus-seahorse | $35.00 | 9/27/2011 3:30:58 PM |
| stepatatime-together | $100.00 | 9/27/2011 5:17:02 PM |
| minddoc | $25.00 | 9/27/2011 5:04:52 PM |
| reasonable-power | $25.00 | 9/27/2011 5:57:25 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:53:08 PM |
| one2sojourn | $25.00 | 9/27/2011 6:01:37 PM |
| 1randyp | $70.99 | 9/27/2011 6:38:47 PM |
| commerce-wildebeest2 | $25.00 | 9/27/2011 6:53:52 PM |
| GmaJosephine | $50.00 | 9/27/2011 6:54:41 PM |
| Pitufo | $25.00 | 9/27/2011 6:47:15 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:49:19 PM |
| support | $39.42 | 9/27/2011 6:53:37 PM |
| platinum-admiral8 | $25.00 | 9/27/2011 6:55:29 PM |
| IrrationalPi | $25.00 | 9/27/2011 7:04:31 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:49 PM |
| SolarMoonshine | $25.00 | 9/17/2011 5:39:52 PM |
| golffish2 | $50.00 | 9/19/2011 4:10:39 AM |
| diplomatic-wealth7 | $25.00 | 9/19/2011 5:16:33 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:21 PM |
| Dubbs360 | $100.00 | 9/20/2011 8:04:35 AM |
| a-finance-nirvana | $25.00 | 9/21/2011 2:45:48 AM |
| Weaverville | $25.00 | 9/21/2011 9:09:12 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:19 AM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:44 PM |
| LendingPimp | $75.00 | 9/22/2011 11:25:34 PM |
| coin-architect2 | $150.00 | 9/23/2011 6:44:27 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:46 AM |
| bizlending | $100.00 | 9/24/2011 10:43:43 AM |
| Kaj | $30.00 | 9/25/2011 3:53:07 AM |
| Scotcha | $50.00 | 9/25/2011 7:31:15 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:04 PM |
| droopie1 | $25.00 | 9/25/2011 10:27:55 PM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:51 AM |
| bentonlending | $50.00 | 9/26/2011 4:14:51 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:20 PM |
| CatbirdBanking | $25.00 | 9/26/2011 7:58:18 PM |
| icanhasloanz | $25.00 | 9/26/2011 9:14:53 PM |
| golffish2 | $50.00 | 9/27/2011 10:25:54 AM |
| historic-nickel | $25.00 | 9/27/2011 11:57:38 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:02 PM |
| income-buffalo1 | $100.00 | 9/27/2011 3:22:56 PM |
| LuvToLend | $25.00 | 9/27/2011 3:32:28 PM |
| thrifty-capital | $25.00 | 9/27/2011 3:23:56 PM |
| worth-jedi5 | $30.00 | 9/27/2011 3:26:31 PM |
| MPdeez | $32.25 | 9/27/2011 4:53:40 PM |
| CreditBuilder2 | $50.00 | 9/27/2011 4:47:50 PM |
| handshake5 | $100.00 | 9/27/2011 5:09:43 PM |
| thelovebug | $100.00 | 9/27/2011 5:17:28 PM |
| econgineer | $75.00 | 9/27/2011 5:24:12 PM |
| excellent-wealth6 | $25.00 | 9/27/2011 5:26:24 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:04 PM |
| mebowl300 | $50.00 | 9/27/2011 5:51:14 PM |
| wealth-multiplier | $25.00 | 9/27/2011 6:12:32 PM |
| interest-agave | $25.00 | 9/27/2011 6:07:15 PM |
| market-trooper3 | $30.00 | 9/27/2011 6:34:46 PM |
| baggydomer | $25.70 | 9/27/2011 7:03:35 PM |
| wildanne | $50.00 | 9/27/2011 6:24:43 PM |
| CPAnCA | $125.00 | 9/27/2011 6:43:28 PM |
| zorg77 | $50.00 | 9/27/2011 6:58:15 PM |
| hard-working-rate3 | $369.58 | 9/27/2011 7:09:39 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
527802
This series of Notes was issued and sold upon the funding of the borrower loan #54141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,518 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| terrific-worth1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Found our Niche!
Purpose of loan:
This loan will be used to start up a new screen printing company close to the local university, whereas our first target market will be to Student Organizations. In this family oriented community, we will further branch to churches and schools. Our family is heavily involved in all aspects of the community, as well as an insider to the university to see this business venture become a fruitful reality.
My financial situation:
I am a good candidate for this loan because my family has virtually little debt. We try to pay off what we carry on credit cards monthly. Our two vehicles are paid in full, and our mortgage is ahead a couple of months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:00 AM |
| compoundinterest | $50.00 | 9/24/2011 12:07:47 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:51 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:57 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:34 PM |
| leeball | $100.00 | 9/26/2011 3:14:46 PM |
| invincible-peso | $53.71 | 9/26/2011 3:27:13 PM |
| worth-blanket2 | $23,700.00 | 9/26/2011 7:00:02 PM |
| oneeighty | $16.29 | 9/26/2011 8:06:02 PM |
| important-diversification620 | $25.00 | 9/26/2011 8:05:28 PM |
| Alittleluck | $50.00 | 9/24/2011 1:46:18 PM |
| riskreward | $250.00 | 9/24/2011 5:29:29 PM |
| Kaj | $30.00 | 9/25/2011 3:53:40 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:10 PM |
| Weaverville | $50.00 | 9/25/2011 10:14:39 AM |
| maverick32 | $50.00 | 9/25/2011 5:44:49 PM |
| john0720 | $100.00 | 9/26/2011 6:41:57 AM |
| hitsman | $50.00 | 9/26/2011 11:35:21 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:23:21 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
527816
This series of Notes was issued and sold upon the funding of the borrower loan #53879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,889 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durabilityenstein1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
Purpose of loan:
This loan will be used to refinance up to $15,000 of credit-card debt.
My financial situation:
After a couple periods of unemployment, I have now been in a stable employment situation for over a year and this loan will help me become free of revolving debt. I have neither paid late nor had any delinquencies on any debts.
Gross Annual Income: $230,000 ($180,000 Base + $50,000 Bonus* in the last year).
Monthly Expenses: $9,500
* Much of the compensation paid at my firm is in the form of an annual bonus paid after our fiscal year ends in May. This will be my first full fiscal year with my firm and, while it is early yet and there is no guarantee, there is a realistic possibility that my bonus next year (paid in the Summer) will substantially exceed my base salary and, in that case, I intend to pre-pay all or part of this loan early. Otherwise, I will make the monthly payments on time as I always have for all of my financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/17/2011 12:07:57 PM |
| janeybooboo | $25.00 | 9/17/2011 12:08:50 PM |
| oplender | $25.00 | 9/17/2011 4:42:18 PM |
| Dubbs360 | $100.00 | 9/18/2011 1:19:11 AM |
| Dollars4Rent | $25.00 | 9/19/2011 8:16:28 AM |
| fusbarro | $100.00 | 9/19/2011 11:54:09 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:07 AM |
| kulender | $100.00 | 9/20/2011 10:46:41 AM |
| compoundinterest | $50.00 | 9/20/2011 5:07:51 PM |
| a-finance-nirvana | $25.00 | 9/21/2011 2:45:49 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:20 PM |
| jjswanso | $25.00 | 9/21/2011 5:14:47 PM |
| Tscheddar | $25.00 | 9/22/2011 10:27:34 AM |
| john0720 | $100.00 | 9/23/2011 1:39:30 PM |
| Rivervale_Westwood | $100.00 | 9/24/2011 11:29:12 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:19 AM |
| Kaj | $30.00 | 9/25/2011 3:53:08 AM |
| Pitufo | $25.00 | 9/26/2011 7:23:45 PM |
| umfan123 | $25.00 | 9/26/2011 7:35:58 PM |
| fate-amenable-to-change | $50.00 | 9/26/2011 9:56:19 PM |
| imdave4me | $75.00 | 9/27/2011 12:54:04 AM |
| cash-spark3 | $25.00 | 9/27/2011 1:51:42 AM |
| msh345 | $25.00 | 9/26/2011 8:57:48 PM |
| Imaginos1892 | $100.00 | 9/26/2011 10:06:53 PM |
| calimanusa | $30.30 | 9/26/2011 10:57:59 PM |
| balance-force | $25.00 | 9/26/2011 11:52:09 PM |
| ethical-truth211 | $500.00 | 9/27/2011 1:42:36 AM |
| rockhound84 | $42.00 | 9/27/2011 3:54:09 AM |
| pioneer538 | $48.82 | 9/27/2011 5:45:55 AM |
| GElender | $40.00 | 9/27/2011 5:58:11 AM |
| yield-implementer8 | $37.83 | 9/27/2011 5:11:50 AM |
| gotjack | $25.00 | 9/27/2011 6:13:48 AM |
| income-buffalo1 | $150.00 | 9/27/2011 5:32:13 AM |
| nebula076 | $100.00 | 9/27/2011 5:08:50 AM |
| sgt-schultz | $25.00 | 9/27/2011 6:49:26 AM |
| orbital-dollar2 | $25.00 | 9/27/2011 5:46:50 AM |
| dime-sprout | $25.00 | 9/27/2011 7:07:29 AM |
| capital-huckleberry | $150.00 | 9/27/2011 6:24:02 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:48:10 AM |
| Hexnut | $50.00 | 9/27/2011 7:32:41 AM |
| Anny-Disco | $50.00 | 9/27/2011 8:57:46 AM |
| mcs99 | $200.00 | 9/27/2011 8:09:17 AM |
| Isanpankki | $50.00 | 9/27/2011 8:53:56 AM |
| moola-accelerator6 | $47.85 | 9/27/2011 8:28:45 AM |
| unconquerable-dedication | $25.00 | 9/27/2011 8:35:33 AM |
| superb-point | $250.00 | 9/27/2011 9:16:09 AM |
| kermitdafrog | $25.00 | 9/27/2011 9:38:22 AM |
| mpatrick | $50.00 | 9/27/2011 11:26:08 AM |
| justanothersushieater | $25.00 | 9/27/2011 12:11:40 PM |
| investment-comet | $25.00 | 9/27/2011 11:23:40 AM |
| CreditBuilder2 | $200.00 | 9/27/2011 12:45:57 PM |
| SomebodysMom | $50.00 | 9/27/2011 1:54:45 PM |
| Astyanax | $100.00 | 9/27/2011 2:23:47 PM |
| rjnuck | $100.00 | 9/27/2011 3:35:20 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:35:03 PM |
| gogene2002 | $25.00 | 9/27/2011 4:57:31 PM |
| shrewd-income | $25.00 | 9/27/2011 3:41:59 PM |
| pnace | $35.00 | 9/27/2011 6:03:23 PM |
| dynamic-money271 | $50.00 | 9/27/2011 6:12:01 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:47 PM |
| note-virtuoso8 | $50.00 | 9/27/2011 6:18:01 PM |
| buffalobills | $25.00 | 9/27/2011 6:58:28 PM |
| 1stPlace | $25.00 | 9/27/2011 7:11:24 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:44 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:09:58 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:26 PM |
| Lender2895a | $200.00 | 9/27/2011 7:38:59 PM |
| cerebral-dollar773 | $35.00 | 9/27/2011 7:47:10 PM |
| jazzlender | $50.00 | 9/27/2011 7:55:09 PM |
| vulgy | $45.00 | 9/27/2011 8:02:35 PM |
| zrohmm | $35.00 | 9/27/2011 7:28:14 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:34:20 PM |
| red-favorable-basis | $25.00 | 9/27/2011 7:55:25 PM |
| urbanMisfit | $25.00 | 9/27/2011 7:38:56 PM |
| eg192 | $40.00 | 9/27/2011 8:27:16 PM |
| neelgagan | $50.00 | 9/27/2011 8:32:01 PM |
| KCEnterprises | $25.00 | 9/27/2011 7:51:50 PM |
| saga9 | $25.00 | 9/27/2011 8:11:47 PM |
| natural-greenback6 | $25.00 | 9/27/2011 8:39:19 PM |
| Zach842 | $100.00 | 9/27/2011 8:19:49 PM |
| loyalty-czar | $50.00 | 9/27/2011 8:33:49 PM |
| vigorous-velocity | $100.00 | 9/27/2011 8:42:01 PM |
| nimble-dedication1 | $80.09 | 9/27/2011 8:46:51 PM |
| first-class-yield9 | $100.00 | 9/27/2011 8:51:00 PM |
| credit-socrates648 | $2,919.85 | 9/27/2011 9:37:56 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:50 PM |
| Investor_DP | $100.00 | 9/17/2011 12:06:19 PM |
| bonus-demon | $25.00 | 9/17/2011 12:14:47 PM |
| roux | $25.00 | 9/17/2011 1:15:32 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:55 AM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:12 AM |
| BxRealtor | $25.00 | 9/21/2011 7:43:22 AM |
| ursus | $50.00 | 9/21/2011 5:08:41 PM |
| tech310 | $50.00 | 9/21/2011 6:04:25 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:31 PM |
| villagers | $50.00 | 9/22/2011 3:11:33 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:45 PM |
| bold-durability-drum | $50.00 | 9/22/2011 3:21:31 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:13 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:00 PM |
| feiandasun | $25.00 | 9/22/2011 9:47:45 PM |
| market-network | $25.00 | 9/23/2011 9:07:35 AM |
| salala | $25.00 | 9/23/2011 10:45:27 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:06 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:58 PM |
| ethical-bid6 | $50.00 | 9/24/2011 12:19:42 PM |
| emo13 | $50.00 | 9/24/2011 1:21:23 PM |
| riskreward | $250.00 | 9/24/2011 5:29:15 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:56 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:05 AM |
| hitsman | $50.00 | 9/26/2011 11:34:41 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:26 PM |
| msh345 | $25.00 | 9/26/2011 8:57:05 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:37 PM |
| skorpious | $25.00 | 9/26/2011 7:50:34 PM |
| Domgabriel | $25.00 | 9/26/2011 7:55:46 PM |
| goodhearted-basis4 | $25.00 | 9/26/2011 11:47:43 PM |
| availableloan | $25.00 | 9/26/2011 8:24:43 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:42:51 PM |
| a-helping-hand | $500.00 | 9/26/2011 9:45:30 PM |
| hogdriver | $25.00 | 9/26/2011 10:46:40 PM |
| top-payout-enclave | $30.00 | 9/26/2011 9:38:47 PM |
| lucrative-reward | $100.00 | 9/26/2011 9:57:44 PM |
| proud-gold9 | $25.00 | 9/27/2011 1:18:21 AM |
| income-buffalo1 | $100.00 | 9/27/2011 5:39:40 AM |
| Mrgiggleswic | $33.89 | 9/27/2011 4:56:59 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:41:02 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:09:30 AM |
| novice-speculator | $25.00 | 9/27/2011 6:58:00 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:52 AM |
| RuleOf70 | $31.00 | 9/27/2011 6:54:44 AM |
| GoldenGo4 | $25.00 | 9/27/2011 7:17:48 AM |
| Danylostefan | $50.00 | 9/27/2011 7:25:38 AM |
| octoberfresh | $25.00 | 9/27/2011 7:42:58 AM |
| moola-monger9 | $50.00 | 9/27/2011 9:05:06 AM |
| dollar-authority | $80.00 | 9/27/2011 7:50:19 AM |
| friendinmoney | $25.00 | 9/27/2011 8:48:43 AM |
| supreme-hope | $25.00 | 9/27/2011 8:13:17 AM |
| nickel-ferret | $50.00 | 9/27/2011 9:09:50 AM |
| gentle-gain235 | $100.00 | 9/27/2011 8:54:05 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:44:23 AM |
| partyplan | $25.00 | 9/27/2011 9:36:21 AM |
| iq8w7ht | $25.00 | 9/27/2011 10:22:43 AM |
| FinanceEngine | $35.00 | 9/27/2011 9:59:27 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:21 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:24 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:38 AM |
| LongTail | $29.00 | 9/27/2011 12:38:33 PM |
| edaguy | $100.00 | 9/27/2011 1:15:36 PM |
| marwadi-62 | $100.00 | 9/27/2011 1:38:07 PM |
| PaulW | $25.00 | 9/27/2011 12:13:37 PM |
| AndChicksforFree | $25.07 | 9/27/2011 2:07:27 PM |
| Watersports | $50.00 | 9/27/2011 12:48:05 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:47 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:56 PM |
| handshake52 | $25.00 | 9/27/2011 3:41:54 PM |
| Bank42 | $25.00 | 9/27/2011 3:38:59 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:27:04 PM |
| sunny-dough9 | $200.00 | 9/27/2011 5:18:08 PM |
| setUup | $30.30 | 9/27/2011 5:21:18 PM |
| bizlending | $100.00 | 9/27/2011 5:48:56 PM |
| youngster50 | $25.00 | 9/27/2011 5:38:39 PM |
| 108lender | $150.00 | 9/27/2011 6:43:34 PM |
| return-seeker85 | $50.00 | 9/27/2011 6:07:38 PM |
| wildanne | $200.00 | 9/27/2011 6:27:20 PM |
| p43600jw | $25.00 | 9/27/2011 6:53:07 PM |
| BCTechnology | $50.00 | 9/27/2011 6:13:03 PM |
| 1randyp | $75.00 | 9/27/2011 6:43:18 PM |
| dkl | $25.00 | 9/27/2011 6:54:30 PM |
| luzonct | $100.00 | 9/27/2011 7:16:10 PM |
| Sixmil | $100.00 | 9/27/2011 7:39:29 PM |
| competent-p2p | $25.00 | 9/27/2011 7:47:58 PM |
| brainy-repayment5 | $59.00 | 9/27/2011 8:11:54 PM |
| orangetrust | $50.00 | 9/27/2011 8:29:23 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:11 PM |
| neutrino6 | $25.00 | 9/27/2011 8:43:43 PM |
| Zeenos | $50.00 | 9/27/2011 9:35:58 PM |
| important-ore | $250.00 | 9/27/2011 9:07:52 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:32:25 PM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
527872
This series of Notes was issued and sold upon the funding of the borrower loan #53886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,470 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-rate-generator |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have a good credit score and i always make payments on time.
Monthly net income: $ 6000
Monthly expenses:
Housing: $ 1650
Insurance: $ 150
Car expenses: $ 760
Utilities: $ 200
Phone, cable, internet: $ 126
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worthy-bid8 | $50.00 | 9/19/2011 9:06:50 AM |
| Something-Corporate | $25.00 | 9/19/2011 4:07:56 PM |
| AlternativeCashFlow | $25.00 | 9/19/2011 8:42:58 PM |
| mlj0671 | $25.00 | 9/20/2011 9:07:16 PM |
| Dubbs360 | $100.00 | 9/21/2011 8:00:20 AM |
| ursus | $50.00 | 9/21/2011 5:08:43 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:13 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:20 AM |
| gotjack | $25.00 | 9/22/2011 4:48:17 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:57 PM |
| thomas16882004 | $25.00 | 9/22/2011 8:48:05 PM |
| thomas16882004 | $25.00 | 9/22/2011 8:47:08 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:06 PM |
| vine99 | $80.00 | 9/25/2011 12:59:13 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:05 PM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:52 AM |
| hitsman | $50.00 | 9/26/2011 11:34:42 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:37 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:20 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:53 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:49 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:05 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:49:17 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:45 PM |
| papaloha | $25.00 | 9/27/2011 7:03:39 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:17:53 PM |
| worth-blanket2 | $5,700.00 | 9/27/2011 8:16:24 PM |
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:52 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:23 PM |
| diplomatic-wealth7 | $25.00 | 9/19/2011 5:16:35 PM |
| kulender | $100.00 | 9/20/2011 10:46:43 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:37 AM |
| dynrep | $100.00 | 9/21/2011 10:43:11 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:22 PM |
| DiligentiaLLC | $50.00 | 9/21/2011 3:12:56 PM |
| jjswanso | $50.00 | 9/21/2011 5:13:25 PM |
| tech310 | $50.00 | 9/21/2011 6:06:48 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:46 AM |
| Bill88 | $25.00 | 9/22/2011 1:21:02 PM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:32 PM |
| LendingPimp | $100.00 | 9/22/2011 11:26:45 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:07:59 AM |
| ready-interest9 | $25.00 | 9/23/2011 6:17:14 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:47 AM |
| missing-link | $25.00 | 9/23/2011 4:37:04 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:21 PM |
| Kaj | $30.00 | 9/25/2011 3:53:09 AM |
| the-discrete-income | $25.00 | 9/25/2011 9:05:53 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:59 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:07 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:29 AM |
| Whipster | $80.00 | 9/26/2011 9:09:01 AM |
| transformer855 | $25.00 | 9/26/2011 1:28:06 PM |
| shawnw2 | $50.00 | 9/26/2011 2:50:17 PM |
| finance-solo | $25.00 | 9/27/2011 5:51:17 AM |
| valiant-money | $30.00 | 9/27/2011 7:06:17 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:03 PM |
| stepatatime-together | $100.00 | 9/27/2011 5:17:03 PM |
| head | $25.00 | 9/27/2011 8:00:52 PM |
| competent-p2p | $25.00 | 9/27/2011 7:50:38 PM |
| goodhearted-generosity511 | $5.00 | 9/27/2011 8:41:07 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
527904
This series of Notes was issued and sold upon the funding of the borrower loan #54169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $941 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-broker8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need extra
i have my own money and i need more extra money to open a store.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:53 PM |
| worthy-bid8 | $50.00 | 9/19/2011 9:06:51 AM |
| a-unflappable-finance | $100.00 | 9/19/2011 10:18:20 AM |
| indomitable-coin | $25.00 | 9/19/2011 3:14:12 PM |
| BxRealtor | $25.00 | 9/21/2011 7:43:23 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:24 PM |
| mr55262 | $25.00 | 9/21/2011 4:36:53 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:57 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:46 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:13 PM |
| Kaj | $40.00 | 9/22/2011 6:58:39 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:59 PM |
| Lender0010 | $50.00 | 9/24/2011 11:43:40 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:19 AM |
| life-is-great | $25.00 | 9/24/2011 1:21:19 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:32 AM |
| kulender | $50.00 | 9/26/2011 6:31:30 AM |
| hitsman | $50.00 | 9/26/2011 11:34:43 AM |
| oneeighty | $25.00 | 9/26/2011 7:55:53 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:53 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:16 AM |
| tidy-generosity | $25.00 | 9/27/2011 9:50:27 AM |
| spark548 | $50.00 | 9/27/2011 10:09:04 AM |
| Namrok | $25.00 | 9/27/2011 1:01:03 PM |
| bchbum | $25.00 | 9/27/2011 1:09:36 PM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:29 PM |
| edaguy | $100.00 | 9/27/2011 1:15:36 PM |
| dajen1 | $28.00 | 9/27/2011 2:14:19 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:35 PM |
| frobin | $25.00 | 9/27/2011 3:34:47 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:50 PM |
| mtquan | $25.00 | 9/27/2011 6:08:19 PM |
| dinero-honker | $50.00 | 9/27/2011 7:06:03 PM |
| adamnash | $25.00 | 9/27/2011 9:21:42 PM |
| Cre8iveCash | $25.00 | 9/27/2011 9:45:52 PM |
| handshake52 | $25.00 | 9/27/2011 9:47:12 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:51:06 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:08:38 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:31:16 PM |
| Willylump | $25.00 | 9/27/2011 11:01:26 PM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:41 AM |
| cocopuffs | $25.00 | 9/27/2011 11:42:17 PM |
| Approved1234 | $50.00 | 9/28/2011 12:53:35 AM |
| novice-speculator | $25.00 | 9/28/2011 4:38:53 AM |
| silver-armada | $25.00 | 9/28/2011 4:56:46 AM |
| Rdodson11 | $25.00 | 9/28/2011 6:31:09 AM |
| ranstlin | $25.00 | 9/28/2011 6:51:58 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:14 AM |
| ski bum | $100.00 | 9/28/2011 9:12:17 AM |
| heerzaquestion | $25.00 | 9/28/2011 8:35:00 AM |
| AM2171 | $25.00 | 9/28/2011 9:03:18 AM |
| helpinghand63 | $25.00 | 9/28/2011 9:12:53 AM |
| wise-silver-wonder | $25.00 | 9/28/2011 9:14:14 AM |
| studious-bonus7 | $35.00 | 9/28/2011 9:08:29 AM |
| genius520 | $50.00 | 9/28/2011 9:09:09 AM |
| orange-courageous-dedication | $25.00 | 9/28/2011 9:25:59 AM |
| pleasant-bid | $25.00 | 9/28/2011 9:59:48 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:58 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:10 AM |
| dime-sprout | $25.00 | 9/28/2011 10:41:06 AM |
| astute-benjamins | $25.00 | 9/28/2011 11:15:57 AM |
| samo102us | $25.00 | 9/28/2011 10:39:32 AM |
| transactionelstiltskin5 | $25.00 | 9/28/2011 11:13:46 AM |
| autonomous-kindness8 | $25.00 | 9/28/2011 11:41:26 AM |
| ddog0224 | $50.00 | 9/28/2011 11:33:32 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:44:59 AM |
| msh345 | $25.00 | 9/28/2011 11:45:27 AM |
| jdrez | $25.00 | 9/28/2011 11:49:03 AM |
| emt747 | $25.00 | 9/28/2011 11:51:53 AM |
| veneziani | $25.00 | 9/28/2011 1:12:49 PM |
| be_wise | $25.00 | 9/28/2011 1:46:28 PM |
| Zuzu | $25.00 | 9/28/2011 12:12:37 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:08 PM |
| first-class-yield9 | $50.00 | 9/28/2011 4:02:18 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:50 PM |
| appastk | $25.00 | 9/28/2011 5:57:29 PM |
| rose88 | $25.00 | 9/28/2011 6:42:33 PM |
| momoney2lend | $50.00 | 9/28/2011 8:07:06 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:54:08 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:21:30 PM |
| currency-balancer | $25.00 | 9/28/2011 9:03:11 PM |
| upbeat-investment9 | $25.00 | 9/28/2011 9:08:30 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:39:42 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:14 PM |
| oneeighty | $25.00 | 9/28/2011 9:19:26 PM |
| leverage-ectasy | $40.00 | 9/28/2011 9:28:39 PM |
| resplendent-dollar | $25.00 | 9/29/2011 1:29:27 AM |
| don8ter | $25.00 | 9/29/2011 3:35:41 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:41 AM |
| bold-spirited-finance | $75.00 | 9/29/2011 3:56:47 AM |
| lanlie | $44.00 | 9/29/2011 5:57:31 AM |
| innocent-loot | $30.00 | 9/29/2011 4:35:44 AM |
| active-market | $25.00 | 9/29/2011 5:23:41 AM |
| LenderByDay | $25.00 | 9/29/2011 6:25:43 AM |
| kind-trade-hickory | $50.00 | 9/29/2011 6:28:34 AM |
| RayEarth | $25.00 | 9/29/2011 7:25:45 AM |
| lovelongandprosper | $50.00 | 9/29/2011 7:52:18 AM |
| compassion-bauble4 | $50.00 | 9/29/2011 7:32:01 AM |
| oldman68 | $25.00 | 9/29/2011 7:33:12 AM |
| otalon | $25.00 | 9/29/2011 8:03:05 AM |
| FoosMaster | $25.00 | 9/29/2011 7:43:23 AM |
| brightest-supreme-dollar | $50.00 | 9/29/2011 8:15:14 AM |
| green-moola-sniffer | $50.00 | 9/29/2011 7:52:47 AM |
| hostbank | $100.00 | 9/29/2011 9:07:57 AM |
| blue-fervent-pound | $25.00 | 9/29/2011 8:44:35 AM |
| money-bauble | $200.00 | 9/29/2011 9:07:05 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:10:58 AM |
| Carne_Chung | $25.00 | 9/29/2011 10:17:22 AM |
| fearless-credit6 | $1,000.00 | 9/29/2011 9:44:30 AM |
| RockpointCapital | $200.00 | 9/29/2011 10:54:54 AM |
| AlexHamilton | $56.64 | 9/29/2011 9:40:54 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:03 AM |
| dood2112 | $25.00 | 9/29/2011 11:27:40 AM |
| cash-taxi7 | $26.00 | 9/29/2011 12:32:43 PM |
| gracej | $25.00 | 9/29/2011 12:06:33 PM |
| NJNY | $25.00 | 9/29/2011 1:07:54 PM |
| taz007 | $26.73 | 9/29/2011 1:14:57 PM |
| Isanpankki | $25.00 | 9/29/2011 1:24:07 PM |
| dollar-balance | $2,608.65 | 9/29/2011 1:29:04 PM |
| compoundinterest | $50.00 | 9/19/2011 9:07:05 AM |
| fcrick | $25.00 | 9/19/2011 10:43:52 AM |
| green-trade-dolphin2 | $25.00 | 9/19/2011 2:12:14 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:09 AM |
| jescowa | $50.00 | 9/21/2011 6:15:46 PM |
| radforj22 | $25.00 | 9/23/2011 10:12:50 AM |
| salala | $25.00 | 9/23/2011 10:45:28 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:07 AM |
| nickel-ferret | $50.00 | 9/23/2011 5:11:02 PM |
| AF-Chief | $50.00 | 9/23/2011 5:27:52 PM |
| CatbirdBanking | $25.00 | 9/23/2011 6:08:35 PM |
| riskreward | $250.00 | 9/24/2011 5:29:16 PM |
| Aimvest | $25.00 | 9/25/2011 8:27:30 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:08 AM |
| velocity-solo | $25.00 | 9/26/2011 1:29:03 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:26 PM |
| Cheburashka | $30.00 | 9/27/2011 1:56:18 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:22 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:42 AM |
| nosualcneas | $50.00 | 9/27/2011 10:34:42 AM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:04 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:28 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:48 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:45 PM |
| LenderOnWheels | $25.00 | 9/27/2011 8:22:42 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:11 PM |
| rmachi | $25.00 | 9/27/2011 8:54:57 PM |
| value-pouch | $50.00 | 9/27/2011 10:07:16 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:20 PM |
| murph0025 | $85.00 | 9/28/2011 2:31:34 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:33:57 AM |
| cpbreton | $25.00 | 9/28/2011 5:03:21 AM |
| Cubsfan07 | $25.00 | 9/28/2011 6:05:10 AM |
| gold-sushi | $50.00 | 9/28/2011 6:00:43 AM |
| BankOfShaun | $25.00 | 9/28/2011 6:17:04 AM |
| integrity-reformer | $25.00 | 9/28/2011 6:14:10 AM |
| toomanyfishtanks | $50.00 | 9/28/2011 7:22:13 AM |
| chemistry220 | $25.00 | 9/28/2011 8:12:42 AM |
| value-wind0 | $50.00 | 9/28/2011 8:21:51 AM |
| dthompso | $50.00 | 9/28/2011 8:53:07 AM |
| chipperjohnson | $25.00 | 9/28/2011 7:59:35 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:30 AM |
| MadHun | $200.00 | 9/28/2011 9:10:10 AM |
| dollardave | $100.00 | 9/28/2011 8:49:58 AM |
| kjsfld | $25.00 | 9/28/2011 9:12:27 AM |
| bountiful-investment0 | $25.00 | 9/28/2011 9:13:09 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:40 AM |
| visionary-fund | $150.00 | 9/28/2011 10:12:35 AM |
| maule | $25.00 | 9/28/2011 9:37:51 AM |
| revmax | $25.00 | 9/28/2011 11:33:49 AM |
| jimbo29blue | $59.00 | 9/28/2011 10:33:43 AM |
| Dreamconnection | $25.00 | 9/28/2011 11:02:09 AM |
| productive-principal7 | $25.00 | 9/28/2011 11:44:09 AM |
| Relevance | $25.00 | 9/28/2011 11:44:14 AM |
| comet55 | $25.00 | 9/28/2011 11:43:11 AM |
| escharfer | $25.00 | 9/28/2011 11:50:46 AM |
| nebula076 | $100.00 | 9/28/2011 1:34:45 PM |
| TEAM-Jasper | $25.00 | 9/28/2011 12:31:52 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:30 PM |
| javelin0 | $175.00 | 9/28/2011 4:41:56 PM |
| supersarah61 | $50.00 | 9/28/2011 5:09:51 PM |
| successful-agreement7 | $100.00 | 9/28/2011 5:10:51 PM |
| TelegramSam | $25.00 | 9/28/2011 4:39:35 PM |
| personal-lender | $25.00 | 9/28/2011 5:10:30 PM |
| green-moola-platoon | $25.00 | 9/28/2011 5:18:06 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:07 PM |
| silver-buckeye | $25.00 | 9/28/2011 8:12:16 PM |
| GoldenGo4 | $25.00 | 9/28/2011 8:49:49 PM |
| point-zebra | $25.00 | 9/28/2011 9:15:20 PM |
| langdonx | $50.00 | 9/28/2011 8:35:31 PM |
| efficient-marketplace | $25.00 | 9/28/2011 10:26:42 PM |
| littlemonkey | $25.00 | 9/28/2011 11:13:21 PM |
| mennleo | $100.00 | 9/28/2011 10:00:18 PM |
| tkenn1s | $80.00 | 9/28/2011 10:11:46 PM |
| Gladglide | $25.00 | 9/29/2011 12:37:44 AM |
| Mariner3605 | $25.00 | 9/28/2011 11:59:37 PM |
| Mindful7 | $25.00 | 9/29/2011 5:25:44 AM |
| enthralling-investment | $25.00 | 9/29/2011 5:35:50 AM |
| marwadi-62 | $100.00 | 9/29/2011 5:11:00 AM |
| Zolton | $200.00 | 9/29/2011 7:24:40 AM |
| alaco | $25.00 | 9/29/2011 8:01:31 AM |
| investment-tempo | $50.00 | 9/29/2011 9:15:53 AM |
| tender-commerce8 | $200.00 | 9/29/2011 10:04:18 AM |
| SomebodysMom | $32.98 | 9/29/2011 11:55:19 AM |
| nri22 | $50.00 | 9/29/2011 1:07:17 PM |
| unbelievable-value2 | $25.00 | 9/29/2011 1:09:01 PM |
| golden-bid9 | $25.00 | 9/29/2011 1:14:58 PM |
| cash-fanatic | $28.00 | 9/29/2011 12:50:24 PM |
| marelojay | $300.00 | 9/29/2011 1:18:33 PM |
| cake7 | $25.00 | 9/29/2011 1:17:38 PM |
| secureincome | $2,500.00 | 9/29/2011 1:21:43 PM |
| worldly-money4 | $1,000.00 | 9/29/2011 1:23:29 PM |
| 211 Investments
|
Borrower Payment Dependent Notes Series
527924
This series of Notes was issued and sold upon the funding of the borrower loan #53930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 85 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,714 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tornado999 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $15,000
Monthly expenses: $2,000
Housing: $1552
Insurance: $350
Car expenses: $300
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $25.00 | 9/19/2011 9:19:01 AM |
| golffish2 | $25.00 | 9/19/2011 9:14:58 AM |
| let_me_retire | $25.00 | 9/19/2011 11:08:23 PM |
| tech310 | $50.00 | 9/21/2011 6:03:21 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:47 AM |
| Bill88 | $25.00 | 9/22/2011 1:24:44 PM |
| gotjack | $25.00 | 9/22/2011 4:48:17 PM |
| adaptable-capital | $250.00 | 9/22/2011 7:57:20 PM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:41 AM |
| alexgalt | $25.00 | 9/24/2011 1:27:12 AM |
| restless-dime | $100.00 | 9/19/2011 1:39:59 PM |
| goodhearted-generosity511 | $25.00 | 9/19/2011 2:03:56 PM |
| DiligentiaLLC | $25.00 | 9/20/2011 12:30:02 PM |
| riveting-credit5 | $50.00 | 9/20/2011 11:43:54 PM |
| sweetlan | $25.00 | 9/21/2011 6:22:34 PM |
| ready-interest9 | $25.00 | 9/23/2011 6:15:09 AM |
| goodhearted-generosity511 | $25.00 | 9/23/2011 7:12:05 AM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:30 PM |
| nodebt2012 | $25.00 | 9/23/2011 2:05:54 PM |
| exchange-upholder0 | $25.00 | 9/23/2011 4:23:57 PM |
| worth-blanket2 | $3,075.00 | 9/25/2011 6:22:44 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
527946
This series of Notes was issued and sold upon the funding of the borrower loan #53992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 10m |
|
Amount delinquent:
| $1,244 |
Total credit lines:
| 57 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $378 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-efficient-peso |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help Me
Purpose of loan:
This loan will be used to consolidate debts....
My financial situation:
I am a good candidate for this loan because I have been on my job 13 years, I work 40 or more hours a week, my pay is directly deposited into my bank account, I am paid bi-weekly and my monthly payment can be divided in to smaller easier payments. I am separated from an alcoholic spouse trying to provide for two daughters and we suffered a fire in January for which there was no renters coverage. I need a boost just to get some breathing room. My spouse and I filed bankruptcy and as a result conventional lenders are not an option for me. Thanks in advance for your consideration.
Monthly net income: $ 2300
Monthly expenses: $ 1500
Housing: $ 850
Insurance: $ 225
Car expenses: $ 600
Utilities: $ 300
Phone, cable, internet: $ 300
Food, entertainment: $ 50
Clothing, household expenses: $ 50
Credit cards and other loans: $ 500
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/19/2011 9:14:22 AM |
| Danylostefan | $25.00 | 9/19/2011 12:55:53 PM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:26 PM |
| first-class-gold0 | $25.00 | 9/20/2011 9:14:42 PM |
| johnyv40 | $36.42 | 9/21/2011 8:34:44 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:26 PM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:50 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:22 AM |
| wwwUniversal | $25.00 | 9/22/2011 9:19:06 AM |
| a-restless-dollar | $25.00 | 9/22/2011 10:35:54 AM |
| generous-agreement | $25.00 | 9/22/2011 1:41:05 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:10 PM |
| new-discrete-camaraderi | $25.00 | 9/24/2011 12:26:50 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:02 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:10 AM |
| heroic-payout9 | $25.00 | 9/26/2011 8:50:48 AM |
| note-mover9 | $208.16 | 9/26/2011 9:30:44 AM |
| javelin0 | $25.00 | 9/26/2011 1:15:28 PM |
| awesome-yield7 | $10.31 | 9/26/2011 7:38:23 PM |
| mrxtravis | $25.00 | 9/21/2011 9:11:13 AM |
| kulender | $50.00 | 9/21/2011 4:37:20 PM |
| secureincome | $500.00 | 9/21/2011 3:36:20 PM |
| q4golf | $25.00 | 9/22/2011 4:01:15 AM |
| greenback-upholder9 | $50.00 | 9/22/2011 8:28:30 AM |
| Tscheddar | $25.00 | 9/22/2011 10:21:41 AM |
| trader-joe | $25.11 | 9/22/2011 5:20:52 PM |
| handy-justice | $50.00 | 9/22/2011 6:52:21 PM |
| ready-vigilance3 | $100.00 | 9/23/2011 8:11:55 AM |
| stepatatime-together | $100.00 | 9/23/2011 5:19:23 PM |
| nickel_finder | $25.00 | 9/24/2011 1:20:57 AM |
| coin-architect2 | $120.00 | 9/25/2011 9:46:33 AM |
| larslfe | $50.00 | 9/26/2011 1:26:40 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:43 AM |
| handshake5 | $100.00 | 9/26/2011 5:09:57 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
527954
This series of Notes was issued and sold upon the funding of the borrower loan #53958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Dentist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,844 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| successful-repayment6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
helen hygiene
Purpose of loan:
This loan will be used to...help me get ahead
My financial situation:
I am a good candidate for this loan because... I have a steady income and I want to get myself on a sure footing.
Monthly net income: $3500
Monthly expenses: $250.00
Housing: $375
Insurance: $60.00
Car expenses: $0.00
Utilities: $60.00
Phone, cable, internet: $156.00
Food, entertainment: $75.00
Clothing, household expenses: $100.00
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:54 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:13 PM |
| ultimate-peace | $150.00 | 9/19/2011 9:02:15 AM |
| kind-credit-bear | $25.00 | 9/19/2011 5:16:26 PM |
| worthy-bid8 | $50.00 | 9/20/2011 9:06:44 AM |
| kulender | $100.00 | 9/20/2011 10:46:48 AM |
| Dubbs360 | $100.00 | 9/21/2011 8:00:21 AM |
| shrewd-loot | $25.00 | 9/21/2011 12:23:09 PM |
| Bob450 | $25.00 | 9/22/2011 8:29:43 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:22 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:57 PM |
| gold-miser9 | $200.00 | 9/23/2011 6:18:48 AM |
| frogperson | $100.00 | 9/23/2011 8:08:58 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:38:44 AM |
| tolerant-balance7 | $25.00 | 9/23/2011 2:39:03 PM |
| thelovebug | $100.00 | 9/23/2011 5:19:57 PM |
| CatbirdBanking | $25.00 | 9/23/2011 6:12:02 PM |
| bizlending | $200.00 | 9/24/2011 6:18:01 AM |
| Lanewest | $50.00 | 9/24/2011 6:48:42 AM |
| dkhonda | $46.00 | 9/24/2011 6:59:23 AM |
| cordial-affluence2 | $25.00 | 9/24/2011 12:52:06 PM |
| social-comet224 | $25.00 | 9/24/2011 3:54:13 PM |
| high_flyer | $100.00 | 9/25/2011 12:51:12 AM |
| newest-generous-income | $25.00 | 9/25/2011 2:32:38 AM |
| shrewd-income | $25.00 | 9/25/2011 9:50:03 AM |
| diplomatic-wealth7 | $25.00 | 9/20/2011 9:15:56 AM |
| DiligentiaLLC | $25.00 | 9/20/2011 10:50:40 AM |
| dudebrah | $25.00 | 9/20/2011 6:56:53 PM |
| ladyopium | $100.00 | 9/20/2011 9:23:43 PM |
| leverage-monger | $33.00 | 9/21/2011 7:09:35 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:27 PM |
| ursus | $50.00 | 9/21/2011 5:08:45 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:14 PM |
| handy-justice | $50.00 | 9/22/2011 6:35:01 PM |
| first-integrity-gravity | $50.00 | 9/22/2011 7:31:46 PM |
| LendingPimp | $50.00 | 9/22/2011 11:27:40 PM |
| treasure-bliss | $25.00 | 9/23/2011 6:08:00 AM |
| five-star-note | $50.00 | 9/23/2011 5:10:30 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:22 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:06:20 PM |
| pfh | $25.00 | 9/24/2011 6:02:47 AM |
| suave-dime6 | $25.00 | 9/24/2011 8:59:08 AM |
| stu6703 | $30.00 | 9/24/2011 9:19:31 AM |
| social-zebra | $27.00 | 9/24/2011 4:33:56 PM |
| LifeRing | $25.00 | 9/24/2011 11:38:39 PM |
| Kaj | $30.00 | 9/25/2011 3:53:12 AM |
| timmsc | $25.00 | 9/24/2011 10:27:05 PM |
| periko | $30.11 | 9/24/2011 11:35:26 PM |
| peruse | $25.00 | 9/25/2011 6:50:48 AM |
| coin-architect2 | $100.00 | 9/25/2011 9:50:56 AM |
| a-helping-hand | $78.89 | 9/25/2011 10:31:06 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
528004
This series of Notes was issued and sold upon the funding of the borrower loan #53931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,225 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| encouraging-greenback5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
relocation
Purpose of loan:
This loan will be used to..help with moving expenses.
My financial situation:
I am a good candidate for this loan because...i will pay it back every month on time.
Monthly net income: $1,277
Monthly expenses: $605
Housing: $300
Insurance: $35
Car expenses: $ 0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $70.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 9/20/2011 9:15:44 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:29 PM |
| kulender | $50.00 | 9/21/2011 4:37:22 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:24 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:11 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:23 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:11 AM |
| let_me_retire | $50.00 | 9/26/2011 8:30:03 AM |
| stepatatime-together | $100.00 | 9/26/2011 9:16:15 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:44 AM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:46:25 PM |
| handshake5 | $100.00 | 9/27/2011 9:09:38 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:49 PM |
| capital-halo1 | $1,000.00 | 9/27/2011 5:08:58 PM |
| worthy-bid8 | $50.00 | 9/22/2011 9:07:01 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:09:59 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:49:32 PM |
| lean-trade178 | $25.00 | 9/24/2011 9:32:23 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:05 AM |
| larslfe | $50.00 | 9/26/2011 1:26:41 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:51 PM |
| tech310 | $50.00 | 9/27/2011 2:32:01 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:43 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:19:28 PM |
| worth-blanket2 | $1,375.00 | 9/27/2011 8:14:52 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
528034
This series of Notes was issued and sold upon the funding of the borrower loan #53941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $409.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,545 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| witty-return188 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
P2P LOAN!!!
Purpose of loan: Consolidation
This loan will be used to... pay off high rate credit cards
My financial situation: Good
I am a good candidate for this loan because... I have work for 20 plus years full time in the electrical industry. I own a small business (Video Rentals and Tanning Salon). Have been in business 4 years plus! I pay my bills on time and have a excellent credit rating. Higher C.C ratings is costing me money, the credit cards and my personal cash was used to get my business off the ground and going, I would like to consolidate and have just one low fixed rate loan, which would increase my cash flow, also the store would make this payment as it has always made the credit card payments. TY for your time and consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:55 PM |
| compoundinterest | $50.00 | 9/23/2011 9:06:54 AM |
| Weaverville | $50.00 | 9/23/2011 9:51:36 AM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 10:17:34 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:06 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:35:00 AM |
| oplender | $25.00 | 9/24/2011 10:27:57 AM |
| riskreward | $250.00 | 9/24/2011 5:29:26 PM |
| gentle-gain235 | $100.00 | 9/24/2011 5:43:49 PM |
| AF-Chief | $25.00 | 9/24/2011 8:29:57 PM |
| Kaj | $30.00 | 9/25/2011 3:53:34 AM |
| hitsman | $50.00 | 9/26/2011 11:35:11 AM |
| phenomenal-gain5 | $25.00 | 9/26/2011 4:49:06 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:03 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:33 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:19 AM |
| BenR | $100.00 | 9/27/2011 8:42:49 AM |
| houli123 | $500.00 | 9/27/2011 8:04:13 AM |
| FinanceEngine | $35.00 | 9/27/2011 10:01:18 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:42 AM |
| axl163 | $25.00 | 9/27/2011 10:08:25 AM |
| mtquan | $25.00 | 9/27/2011 6:08:24 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:04 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:28 PM |
| imlosttoo | $28.54 | 9/27/2011 7:13:40 PM |
| jazzlender | $50.00 | 9/27/2011 7:54:32 PM |
| Sixmil | $100.00 | 9/27/2011 7:48:41 PM |
| KCEnterprises | $25.00 | 9/27/2011 7:50:38 PM |
| competent-p2p | $35.00 | 9/27/2011 7:56:00 PM |
| head | $25.00 | 9/27/2011 8:04:51 PM |
| vigorous-velocity | $100.00 | 9/27/2011 8:42:26 PM |
| loyalty-czar | $100.00 | 9/27/2011 8:43:48 PM |
| CatbirdBanking | $25.00 | 9/27/2011 9:06:32 PM |
| important-ore | $200.00 | 9/27/2011 9:12:34 PM |
| rmachi | $25.00 | 9/27/2011 8:55:01 PM |
| value-pouch | $50.00 | 9/27/2011 10:06:23 PM |
| handshake52 | $25.00 | 9/27/2011 9:31:15 PM |
| Tasmir | $25.00 | 9/27/2011 10:17:57 PM |
| tolerant-balance7 | $25.00 | 9/27/2011 10:18:44 PM |
| excellent-nickel | $74.96 | 9/27/2011 10:25:39 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:27:06 PM |
| a-helping-hand | $250.00 | 9/27/2011 10:14:33 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:30:14 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:36:58 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:40 PM |
| Gladglide | $25.00 | 9/27/2011 11:11:02 PM |
| mgking007 | $34.00 | 9/27/2011 11:19:57 PM |
| dynamic-platinum | $25.00 | 9/28/2011 1:40:21 AM |
| Reddy_Capital | $36.00 | 9/27/2011 11:05:02 PM |
| setUup | $31.30 | 9/28/2011 4:00:34 AM |
| PalmerTheEmbalmer | $71.50 | 9/28/2011 12:17:03 AM |
| wild-orange | $50.00 | 9/28/2011 2:09:20 AM |
| ToCreateCashFlow | $56.70 | 9/28/2011 1:35:51 AM |
| IIP77 | $25.00 | 9/28/2011 2:08:08 AM |
| lion445 | $43.42 | 9/28/2011 2:59:20 AM |
| market-pudding | $25.00 | 9/28/2011 3:04:38 AM |
| elvisloans | $25.00 | 9/28/2011 3:36:13 AM |
| mrbu11frog | $200.00 | 9/28/2011 3:48:15 AM |
| kendigme | $25.00 | 9/28/2011 4:03:31 AM |
| jarevack | $41.58 | 9/28/2011 4:17:00 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:17 AM |
| CreditBuilder2 | $25.00 | 9/23/2011 3:44:10 PM |
| Bank_Of_XL | $25.00 | 9/23/2011 7:52:02 PM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:31:30 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:05 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:46 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:46 AM |
| subtle-revenue0 | $25.00 | 9/26/2011 5:00:33 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:32 PM |
| leeball | $100.00 | 9/26/2011 3:14:43 PM |
| indomitable-coin | $25.00 | 9/26/2011 6:44:30 PM |
| skorpious | $25.00 | 9/26/2011 7:54:55 PM |
| oneeighty | $25.00 | 9/26/2011 8:02:43 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:50 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:38 AM |
| edaguy | $100.00 | 9/27/2011 1:15:40 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:46 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:07 PM |
| zrohmm | $25.00 | 9/27/2011 7:30:51 PM |
| Zach842 | $150.00 | 9/27/2011 8:17:04 PM |
| Money_Hog | $25.00 | 9/27/2011 7:50:50 PM |
| natural-greenback6 | $25.00 | 9/27/2011 8:43:13 PM |
| theloanteacher | $25.00 | 9/27/2011 8:09:49 PM |
| point-monger5 | $400.00 | 9/27/2011 9:33:36 PM |
| smart-note9 | $50.00 | 9/27/2011 9:35:52 PM |
| credit-socrates648 | $4,000.00 | 9/27/2011 9:50:36 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:30:51 PM |
| Zeenos | $300.00 | 9/27/2011 9:33:32 PM |
| momentous-coin | $75.00 | 9/27/2011 10:18:34 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:48:46 PM |
| NolockHolmes | $50.00 | 9/27/2011 10:05:05 PM |
| ladyhawk187 | $30.00 | 9/27/2011 10:22:38 PM |
| CaliforniaSun | $25.00 | 9/27/2011 11:23:42 PM |
| seabassx | $25.00 | 9/27/2011 11:50:10 PM |
| cash-spark3 | $25.00 | 9/28/2011 2:33:03 AM |
| spacemonk29 | $100.00 | 9/27/2011 11:13:29 PM |
| cocopuffs | $25.00 | 9/27/2011 11:40:50 PM |
| Ripsaw4U | $50.00 | 9/28/2011 1:07:51 AM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:42 AM |
| Proactive-Financial-Lending | $25.00 | 9/28/2011 2:50:33 AM |
| 12Knocksinna | $27.00 | 9/28/2011 3:18:57 AM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
528052
This series of Notes was issued and sold upon the funding of the borrower loan #53972, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 31y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,545 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| genetics485 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...home improvement
My financial situation: good
I am a good candidate for this loan because...ihave money in bank but would not like to deplete account will need more for home improvement
Monthly net income: $5600
Monthly expenses:
Housing: $1600
Insurance: $100
Car expenses: $638
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $14000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| freedom3 | $4,000.00 | 9/20/2011 5:30:57 PM |
| SolarMoonshine | $25.00 | 9/20/2011 6:41:49 PM |
| shrewd-income | $25.00 | 9/20/2011 7:05:38 PM |
| heavenly-interest9 | $178.21 | 9/20/2011 7:05:33 PM |
| Wangchuk | $25.00 | 9/20/2011 8:34:15 PM |
| CA-Lender | $125.00 | 9/20/2011 10:32:28 PM |
| AlternativeCashFlow | $25.00 | 9/20/2011 7:21:04 PM |
| golffish2 | $50.00 | 9/21/2011 5:05:49 AM |
| leverage-monger | $25.00 | 9/21/2011 6:58:56 AM |
| Requiem | $25.00 | 9/21/2011 7:15:32 AM |
| Leshan | $25.00 | 9/21/2011 7:50:56 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:39 AM |
| handy-justice | $34.00 | 9/21/2011 10:31:01 AM |
| enchanted-note | $100.00 | 9/21/2011 11:15:20 AM |
| Rogelio48 | $30.00 | 9/21/2011 9:51:27 AM |
| loss-of-control | $100.00 | 9/21/2011 2:39:50 PM |
| ursus | $50.00 | 9/21/2011 5:08:52 PM |
| jjswanso | $50.00 | 9/21/2011 5:13:26 PM |
| brightest-dignified-penny | $25.00 | 9/21/2011 4:57:23 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:59 PM |
| terrific-dough6 | $100.00 | 9/21/2011 6:31:16 PM |
| sweetlan | $25.00 | 9/21/2011 6:22:52 PM |
| skillful-asset5 | $25.00 | 9/21/2011 8:55:46 PM |
| trippd6 | $25.00 | 9/21/2011 8:21:04 PM |
| rockhound84 | $37.00 | 9/22/2011 5:20:01 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:35 AM |
| InChicago | $50.00 | 9/22/2011 9:12:54 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:13 AM |
| thankful-nickel2 | $25.00 | 9/22/2011 1:22:05 PM |
| gotjack | $50.00 | 9/22/2011 4:47:54 PM |
| MrBailey | $26.90 | 9/22/2011 5:42:30 PM |
| 108lender | $150.00 | 9/22/2011 6:40:15 PM |
| SpoonerPhan | $50.00 | 9/22/2011 7:36:16 PM |
| x32248 | $29.93 | 9/22/2011 9:41:27 PM |
| LendingPimp | $100.00 | 9/22/2011 11:33:32 PM |
| onecooldrink | $25.00 | 9/22/2011 11:41:49 PM |
| buffalobills | $25.00 | 9/22/2011 11:36:42 PM |
| draggon77 | $25.00 | 9/23/2011 1:48:02 AM |
| kind-diligent-coin | $3.49 | 9/23/2011 2:20:05 AM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:15 PM |
| bid-stockpiler1 | $500.00 | 9/20/2011 7:02:38 PM |
| janeybooboo | $84.00 | 9/20/2011 9:10:13 PM |
| icanhasloanz | $50.00 | 9/20/2011 10:32:19 PM |
| wonder3 | $40.00 | 9/21/2011 6:09:25 AM |
| suave-dime6 | $25.00 | 9/21/2011 3:46:04 AM |
| Whipster | $80.00 | 9/21/2011 5:30:03 AM |
| loanman2007 | $50.00 | 9/21/2011 6:33:23 AM |
| Bob450 | $27.00 | 9/21/2011 7:53:52 AM |
| pfh | $25.00 | 9/21/2011 9:09:08 AM |
| DiligentiaLLC | $50.00 | 9/21/2011 10:20:02 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:52 PM |
| tech310 | $50.00 | 9/21/2011 6:06:55 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:18 PM |
| green-inspiring-peace | $25.00 | 9/22/2011 6:18:11 AM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:52 AM |
| exciting-fairness | $200.00 | 9/22/2011 7:52:07 AM |
| Christophe | $25.00 | 9/22/2011 7:43:16 AM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 9:18:08 AM |
| proper-loot3 | $29.00 | 9/22/2011 5:08:53 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:08 PM |
| cjames84 | $25.00 | 9/22/2011 5:53:44 PM |
| first-cash-producer | $25.00 | 9/22/2011 6:56:09 PM |
| intrepid-loot | $25.00 | 9/22/2011 8:31:13 PM |
| justasoldier | $75.00 | 9/22/2011 7:41:17 PM |
| credit-coach118 | $25.47 | 9/22/2011 8:37:12 PM |
| secureincome | $2,000.00 | 9/22/2011 9:27:31 PM |
| red-favorable-basis | $25.00 | 9/22/2011 9:33:22 PM |
| five-star-note | $75.00 | 9/22/2011 9:15:28 PM |
| nycfinance | $25.00 | 9/23/2011 12:11:06 AM |
| myidear | $25.00 | 9/23/2011 2:06:16 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
528068
This series of Notes was issued and sold upon the funding of the borrower loan #53862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,054 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magnetic-basis1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation: harris bank
I am a good candidate for this loan because...
Monthly net income: $8000
Monthly expenses: $
Housing: $500
Insurance: $208
Car expenses: $
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/19/2011 5:03:06 PM |
| goodhearted-generosity511 | $25.00 | 9/19/2011 9:11:55 PM |
| riveting-credit5 | $50.00 | 9/19/2011 9:12:41 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:48 AM |
| adaptable-capital | $250.00 | 9/22/2011 8:01:54 PM |
| progressive-treasure1 | $25.00 | 9/22/2011 8:59:00 PM |
| nodebt2012 | $25.00 | 9/23/2011 2:06:32 PM |
| alexgalt | $25.00 | 9/24/2011 1:24:43 AM |
| larslfe | $50.00 | 9/26/2011 1:26:43 AM |
| gentle-gain235 | $25.00 | 9/26/2011 10:48:33 AM |
| shawnw2 | $50.00 | 9/26/2011 10:04:31 AM |
| astute-investment5 | $25.00 | 9/26/2011 10:22:37 AM |
| CA-Lender | $50.00 | 9/26/2011 10:26:58 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:34:22 AM |
| Dubbs360 | $100.00 | 9/26/2011 11:55:53 AM |
| Zeenos | $25.00 | 9/26/2011 12:00:39 PM |
| MrDance123 | $50.00 | 9/26/2011 12:34:48 PM |
| orbital-velocity7 | $50.00 | 9/26/2011 1:37:34 PM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:15:14 PM |
| shrewd-income | $25.00 | 9/26/2011 6:56:00 PM |
| Pitufo | $25.00 | 9/26/2011 7:11:31 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:09:13 PM |
| green-trade-dolphin | $30.00 | 9/27/2011 6:24:29 AM |
| gold-fluffy-bunny4 | $25.00 | 9/27/2011 4:50:55 AM |
| IIP77 | $45.00 | 9/27/2011 5:58:39 AM |
| finance-solo | $25.00 | 9/27/2011 7:21:14 AM |
| VJ_Financial | $26.30 | 9/27/2011 7:49:00 AM |
| octoberfresh | $25.00 | 9/27/2011 7:41:14 AM |
| thankful-nickel2 | $25.00 | 9/27/2011 7:52:08 AM |
| BigBizBuilder | $25.99 | 9/27/2011 10:08:24 AM |
| dano1965 | $50.00 | 9/27/2011 12:30:21 PM |
| tech310 | $50.00 | 9/27/2011 2:32:01 PM |
| bid-stockpiler1 | $250.00 | 9/27/2011 5:10:01 PM |
| mad-scientist418 | $25.00 | 9/27/2011 5:22:29 PM |
| loss-of-control | $100.00 | 9/27/2011 5:37:10 PM |
| fund-berserker0 | $30.00 | 9/27/2011 5:56:43 PM |
| jtc26 | $26.36 | 9/27/2011 5:56:54 PM |
| supreme-hope | $25.00 | 9/27/2011 6:03:58 PM |
| interest-agave | $25.00 | 9/27/2011 6:07:33 PM |
| zippy-ore3 | $24.20 | 9/27/2011 6:36:20 PM |
| GodisGr8 | $53.59 | 9/27/2011 6:36:02 PM |
| restless-dime | $100.00 | 9/19/2011 6:32:49 PM |
| luzonct | $100.00 | 9/19/2011 10:21:38 PM |
| vigorous-market5 | $200.00 | 9/22/2011 1:15:18 PM |
| Bill88 | $25.00 | 9/22/2011 1:24:14 PM |
| wealth-equilibrium0 | $34.76 | 9/22/2011 4:38:16 PM |
| gotjack | $25.00 | 9/22/2011 5:16:40 PM |
| let_me_retire | $25.00 | 9/23/2011 9:24:13 AM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:31 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:03:46 PM |
| HotStreak | $25.00 | 9/24/2011 11:41:07 PM |
| mrack | $25.00 | 9/26/2011 9:55:57 AM |
| red-favorable-basis | $25.00 | 9/26/2011 1:35:40 PM |
| cjames84 | $25.00 | 9/26/2011 2:29:26 PM |
| quest0 | $25.00 | 9/26/2011 6:49:16 PM |
| Leopoldine | $27.50 | 9/26/2011 6:55:42 PM |
| WMY-Investor | $100.00 | 9/26/2011 7:18:56 PM |
| lespaul | $100.00 | 9/27/2011 2:46:52 AM |
| gtheone | $50.00 | 9/26/2011 11:19:46 PM |
| impeccable-note0 | $25.00 | 9/27/2011 6:17:53 AM |
| natural-platinum | $100.00 | 9/27/2011 7:06:53 AM |
| BenR | $100.00 | 9/27/2011 8:42:45 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:38 AM |
| 56bones | $25.00 | 9/27/2011 12:06:51 PM |
| first-dinero-igloo | $25.00 | 9/27/2011 11:22:02 AM |
| thrifty-capital | $25.00 | 9/27/2011 3:15:58 PM |
| paulpk | $200.00 | 9/27/2011 5:04:03 PM |
| setUup | $26.30 | 9/27/2011 5:18:11 PM |
| mebowl300 | $50.00 | 9/27/2011 5:55:22 PM |
| gra82 | $50.00 | 9/27/2011 6:03:18 PM |
| nycusa123 | $25.00 | 9/27/2011 5:54:14 PM |
| evnagelist | $50.00 | 9/27/2011 5:56:38 PM |
| the-hope-workhorse | $100.00 | 9/27/2011 6:22:29 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
528072
This series of Notes was issued and sold upon the funding of the borrower loan #54057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 7m |
|
Amount delinquent:
| $306 |
Total credit lines:
| 30 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,098 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durable-coin745 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Pay off hospital bills, and small credit cards.
This loan will be used to...
My financial situation: Stable job, bi weekly income.
I am a good candidate for this loan because... I always pay all my bills, on time.
Monthly net income: $2000
Monthly expenses: $
Housing: $400
Insurance: $100
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $5,000(credit), 2,000(hospital)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| luzonct | $100.00 | 9/19/2011 10:20:49 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:33 PM |
| kulender | $50.00 | 9/21/2011 4:37:24 PM |
| tech310 | $50.00 | 9/21/2011 6:06:51 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:26 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:14 PM |
| gold-miser9 | $100.00 | 9/23/2011 6:34:20 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:05:18 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:08 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:14 AM |
| stepatatime-together | $100.00 | 9/27/2011 5:17:04 PM |
| Rogelio48 | $35.00 | 9/27/2011 5:27:48 PM |
| papaloha | $25.00 | 9/27/2011 7:03:42 PM |
| money-fort | $25.00 | 9/28/2011 6:12:08 PM |
| leball | $25.00 | 9/28/2011 6:12:58 PM |
| green-trade-dolphin | $30.00 | 9/28/2011 6:09:15 PM |
| bizlending | $100.00 | 9/28/2011 6:23:45 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:54:23 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:52:57 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:57 PM |
| JattsBank | $25.00 | 9/28/2011 9:54:06 PM |
| JPMorrisLegacyFund | $36.85 | 9/28/2011 11:00:00 PM |
| Gladglide | $25.00 | 9/29/2011 12:04:08 AM |
| authoritative-capital | $25.00 | 9/28/2011 11:08:06 PM |
| jbeckrj | $28.00 | 9/29/2011 6:07:59 AM |
| loan_doctor | $25.00 | 9/29/2011 5:01:25 AM |
| silver-enlightenment0 | $41.92 | 9/29/2011 6:52:11 AM |
| engbusres | $42.00 | 9/29/2011 6:01:22 AM |
| irrelevant | $25.00 | 9/29/2011 6:05:12 AM |
| unassailable-fund | $25.00 | 9/29/2011 6:26:35 AM |
| impressive-openness7 | $25.00 | 9/29/2011 6:35:39 AM |
| kind-credit-bear | $25.00 | 9/20/2011 5:16:33 PM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:36 AM |
| finance-prescription | $100.00 | 9/23/2011 5:11:24 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:45 PM |
| edaguy | $100.00 | 9/27/2011 1:13:10 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:53 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:55 PM |
| suave-dime6 | $25.00 | 9/28/2011 5:11:28 PM |
| capital-halo1 | $1,000.00 | 9/28/2011 5:08:53 PM |
| riveting-credit5 | $46.23 | 9/28/2011 8:51:01 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:15:03 PM |
| justice-trooper | $25.00 | 9/28/2011 9:05:01 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:24:42 PM |
| fireferd | $25.00 | 9/28/2011 9:51:30 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:33:56 PM |
| mennleo | $30.00 | 9/28/2011 10:00:49 PM |
| ore-healer6 | $25.00 | 9/28/2011 11:13:19 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:53:49 PM |
| SolarMoonshine | $25.00 | 9/29/2011 3:37:05 AM |
| treasure-brigade | $100.00 | 9/29/2011 5:34:01 AM |
| a-resplendent-commitment | $50.00 | 9/29/2011 6:16:22 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:02:34 AM |
| Rip128 | $100.00 | 9/29/2011 5:09:33 AM |
| Whipster | $80.00 | 9/29/2011 5:25:04 AM |
| LaBamba | $50.00 | 9/29/2011 6:47:56 AM |
| income-ecstasy | $25.00 | 9/29/2011 6:13:30 AM |
| dollar-fighter1 | $25.00 | 9/29/2011 6:26:51 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
528088
This series of Notes was issued and sold upon the funding of the borrower loan #53952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,579 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-goliath |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Custody Case Attorney Fees
Purpose of loan:
This loan will be used for attorney fees in a child custody case.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on my house or car loans. I have paid all previous divorce and custody attorney fees in cash, in full and I am very responsible with my bills. I am trying to avoid using money from my IRA to pay these fees due to the heavy tax burden.
Monthly net income: $8800
Monthly expenses: $5635
Housing: $2670
Insurance: $156
Car expenses: $406
Utilities: $232
Phone, cable, internet: $110
Food, entertainment: $800
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $811
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:48:59 PM |
| Investor_DP | $100.00 | 9/19/2011 5:06:46 PM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:56 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:13 AM |
| kulender | $100.00 | 9/20/2011 10:46:51 AM |
| oplender | $25.00 | 9/20/2011 11:32:17 AM |
| Weaverville | $50.00 | 9/21/2011 9:08:33 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:48 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:15 AM |
| hitsman | $50.00 | 9/26/2011 11:34:46 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:42 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:18 PM |
| worth-blanket2 | $9,995.00 | 9/27/2011 8:15:21 PM |
| worthy-bid8 | $50.00 | 9/19/2011 5:07:47 PM |
| vutah | $25.00 | 9/19/2011 8:16:24 PM |
| golffish2 | $25.00 | 9/20/2011 3:53:35 AM |
| CAGE-Investments | $25.00 | 9/20/2011 6:29:14 AM |
| boylezz | $25.00 | 9/21/2011 9:54:01 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:34 PM |
| ursus | $50.00 | 9/21/2011 5:08:46 PM |
| tech310 | $50.00 | 9/21/2011 6:06:52 PM |
| villagers | $50.00 | 9/22/2011 3:11:35 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:03 AM |
| stolirocks01 | $50.00 | 9/24/2011 11:02:39 AM |
| Kaj | $30.00 | 9/25/2011 3:53:14 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:09 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:23 AM |
| life-is-great | $25.00 | 9/27/2011 2:14:48 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:33 PM |
| riskreward | $250.00 | 9/27/2011 5:18:35 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:48 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
528140
This series of Notes was issued and sold upon the funding of the borrower loan #54075, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-venus8 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roadrunner III
Purpose of loan:Consolidate
This loan will be used to...pay off four loans
My financial situation: Great.
I am a good candidate for this loan because...I work hard everyday and I'm never absent from work. I pay my bills on time and I just need help to pay loans off that were made to me from friends to help me buy a stone for my wife of 34 years that passed away of cancer.
Monthly net income: $2600
Monthly expenses: $100
Housing: $500
Insurance: $83Car expenses: $509
Utilities: $90
Phone, cable, internet: $124
Food, entertainment: $160
Clothing, household expenses: $30
Credit cards and other loans: $200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $75.00 | 9/21/2011 9:23:31 AM |
| worth-blanket2 | $7,400.00 | 9/21/2011 9:55:47 AM |
| DiligentiaLLC | $25.00 | 9/21/2011 10:18:21 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
528170
This series of Notes was issued and sold upon the funding of the borrower loan #53956, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 35y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,816 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| careful-fairness4 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
robt63wayne
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $50.00 | 9/19/2011 6:35:50 PM |
| heavenly-interest9 | $350.00 | 9/20/2011 6:26:41 PM |
| handy-justice | $50.00 | 9/20/2011 7:29:12 PM |
| DiligentiaLLC | $25.00 | 9/21/2011 3:04:10 PM |
| tech310 | $50.00 | 9/21/2011 6:06:52 PM |
| CatbirdBanking | $25.00 | 9/22/2011 8:04:34 PM |
| gotjack | $25.00 | 9/23/2011 4:48:41 PM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:32 PM |
| transformer855 | $25.00 | 9/24/2011 4:51:41 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:16 AM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:52:39 PM |
| BenR | $100.00 | 9/27/2011 8:42:46 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:54 PM |
| MJTimages_com | $49.42 | 9/27/2011 3:15:20 PM |
| commanding-income774 | $25.00 | 9/27/2011 6:33:42 PM |
| alexgalt | $25.00 | 9/27/2011 9:39:28 PM |
| red-favorable-basis | $25.00 | 9/19/2011 9:10:07 PM |
| zorg77 | $25.00 | 9/20/2011 6:03:02 PM |
| kind-credit-bear | $25.00 | 9/21/2011 9:18:25 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:38 PM |
| saxaphone6 | $25.00 | 9/21/2011 2:04:29 PM |
| kulender | $50.00 | 9/21/2011 4:37:25 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:49 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:27 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:15 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:02 PM |
| adaptable-capital | $250.00 | 9/22/2011 8:03:08 PM |
| jkeller4000 | $25.00 | 9/23/2011 1:06:32 PM |
| nodebt2012 | $25.00 | 9/23/2011 1:56:42 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:25 PM |
| alexgalt | $25.00 | 9/24/2011 1:28:11 AM |
| beakerfish | $50.00 | 9/24/2011 1:05:16 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:11 AM |
| let_me_retire | $50.00 | 9/26/2011 8:43:11 AM |
| enchanted-note | $25.00 | 9/26/2011 9:18:09 AM |
| shawnw2 | $75.00 | 9/26/2011 2:52:39 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:50 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:27:51 PM |
| papaloha | $25.00 | 9/27/2011 7:03:43 PM |
| worth-blanket2 | $4,400.00 | 9/27/2011 8:15:45 PM |
| epic-dollar557 | $0.58 | 9/27/2011 9:46:16 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
528182
This series of Notes was issued and sold upon the funding of the borrower loan #53924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,136 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unafraid-nickel |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
|
|
Principal balance:
| $696.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
red nickel
Purpose of loan:
This loan will be used to...pay off all my credit cards and car loan and my prosper loan
My financial situation:
I am a good candidate for this loan because...allways pay on time and im never late can pay 400.00 for 3 yrs better than i can pay credit cards for 10yrs
Monthly net income: $3463.00
Monthly expenses: $300.00
Housing: $789.03
Insurance: $75.00
Car expenses: $175.00
Utilities: $400.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $10.000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 9/20/2011 9:04:10 AM |
| golffish2 | $25.00 | 9/20/2011 9:16:37 AM |
| platinum-boss2 | $25.00 | 9/20/2011 12:09:04 PM |
| wellsfrugal | $25.00 | 9/20/2011 11:27:26 AM |
| SLN-10 | $50.00 | 9/20/2011 4:03:17 PM |
| worth-blanket2 | $9,200.00 | 9/20/2011 5:21:43 PM |
| graceful-investment | $66.00 | 9/20/2011 9:06:28 AM |
| currency-excellency0 | $75.00 | 9/20/2011 9:02:33 AM |
| janeybooboo | $100.00 | 9/20/2011 9:06:02 AM |
| Jack55304 | $200.00 | 9/20/2011 9:10:32 AM |
| chameleon125 | $25.00 | 9/20/2011 2:18:00 PM |
| shawnw2 | $150.00 | 9/20/2011 1:42:27 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
528196
This series of Notes was issued and sold upon the funding of the borrower loan #53963, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,017 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| champion874 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reducing Number Of Creditors Owed
Purpose of loan: Debt Consolidation
This loan will be used to pay off a few debts.
My financial situation: Living paycheck to paycheck for the most part
I am a good candidate for this loan because I will use it for the purposed of paying down my existing debt
Monthly net income: $2600
Monthly expenses: $2080
Housing: $727
Insurance: $88
Car expenses: $0.00
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
$700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/21/2011 5:16:41 PM |
| tech310 | $50.00 | 9/21/2011 6:03:28 PM |
| SolarMoonshine | $25.00 | 9/22/2011 3:42:13 AM |
| golffish2 | $25.00 | 9/22/2011 3:54:04 AM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:38 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:43 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:16 PM |
| whirlingdervish | $50.00 | 9/23/2011 2:20:26 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:20 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:58 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:54 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:20:44 PM |
| alexgalt | $25.00 | 9/27/2011 9:40:06 PM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:19 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:03:06 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:06:32 AM |
| saxaphone6 | $25.00 | 9/28/2011 11:39:34 AM |
| DreDub | $50.00 | 9/28/2011 11:45:20 AM |
| jubilant-durability9 | $25.00 | 9/28/2011 11:53:27 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:18:14 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:56 PM |
| investment-artist | $26.00 | 9/28/2011 12:33:49 PM |
| Pitufo | $25.00 | 9/28/2011 12:54:24 PM |
| FinanceEngine | $30.00 | 9/28/2011 1:14:21 PM |
| bold-joyful-exchange | $25.00 | 9/28/2011 1:53:31 PM |
| the-hope-workhorse | $100.00 | 9/28/2011 2:19:17 PM |
| Bob450 | $25.03 | 9/28/2011 2:28:30 PM |
| EretzCapital | $27.57 | 9/28/2011 12:38:29 PM |
| exchange-squirrel | $25.00 | 9/22/2011 10:59:11 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:22 PM |
| Rogelio48 | $35.00 | 9/24/2011 7:08:14 AM |
| AVS | $25.00 | 9/25/2011 4:43:04 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:25 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:32 AM |
| rate-sceptre | $25.00 | 9/26/2011 6:00:46 PM |
| money-fort | $25.00 | 9/26/2011 10:18:23 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:44 PM |
| loss-of-control | $50.00 | 9/27/2011 6:14:35 PM |
| moola-tulip1 | $30.68 | 9/28/2011 6:01:07 AM |
| neorunner | $25.00 | 9/28/2011 8:36:05 AM |
| evergreen16 | $50.00 | 9/28/2011 9:27:05 AM |
| thrifty-capital | $25.00 | 9/28/2011 9:45:56 AM |
| Dubbs360 | $100.00 | 9/28/2011 10:08:40 AM |
| shawnw2 | $25.00 | 9/28/2011 10:29:07 AM |
| bbt210 | $25.86 | 9/28/2011 10:36:39 AM |
| ddog0224 | $50.00 | 9/28/2011 11:22:26 AM |
| CA-Lender | $25.00 | 9/28/2011 11:25:01 AM |
| invincible-agreement8 | $40.00 | 9/28/2011 11:54:29 AM |
| Zeenos | $25.00 | 9/28/2011 11:25:59 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:48:34 AM |
| Zuzu | $25.00 | 9/28/2011 12:01:22 PM |
| newest-attractive-funds | $50.00 | 9/28/2011 12:15:49 PM |
| market-mesh | $25.00 | 9/28/2011 12:39:45 PM |
| TheCount | $25.00 | 9/28/2011 1:30:33 PM |
| loanman2007 | $25.00 | 9/28/2011 1:46:12 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:02:10 PM |
| Newfoundcash | $25.00 | 9/28/2011 2:20:10 PM |
| ethicalhumanist | $50.00 | 9/28/2011 2:28:44 PM |
| building_community | $25.00 | 9/28/2011 1:56:58 PM |
| radforj22 | $25.00 | 9/28/2011 2:22:41 PM |
| ingenious-interest096 | $29.61 | 9/28/2011 2:43:12 PM |
| loanman2007 | $25.00 | 9/28/2011 1:45:56 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
528198
This series of Notes was issued and sold upon the funding of the borrower loan #53953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $513 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-cheetah811 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tdcdm
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...after consolidation of installment loans I will be paying less of a monthly payment. I also have a social security fixed income aside from my sales income and an employed spouse with an income.
Monthly net income: $2200.00 + spouse income if applicable
Monthly expenses: $1900.00
Housing: $455.00
Insurance: $152.00
Car expenses: $355.00
Utilities: $145.00
Phone, cable, internet: $126.00
Food, entertainment: $240.00
Clothing, household expenses: $75.00
Credit cards and other loans: $330.00
Other expenses: $varies
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,000.00 | 9/20/2011 5:19:26 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
528208
This series of Notes was issued and sold upon the funding of the borrower loan #53998, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $427.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $963 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jayb04 |
Borrower's state:
| Florida |
Borrower's group:
| Impeccable Investments |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 96% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 4% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Start-up Business
Purpose of loan:
This loan will be used to...Start my business, i have been working with a android app developer for the last 30 days on designing a very innovative application. The app is just the beginning, it will be the bases for a website as well but with today's market I'll be able to reach more people and gain their vested interest via app then website. But when the site is finally released I will already have a customer base for it. I'm borrowing money from family member who believe in me and my idea, with is why I'm only asking for 10,000.
My financial situation:
I am a good candidate for this loan because...I am a single 26 years old, that has been debt free for almost 2 years now. The only bills i have are a 800 a month condo, standard house bill. I made over 55,000 last year, 50,000 the year before and I'm pacing around the same this year. An extra 450 a month will not be a problem.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:49:04 PM |
| compoundinterest | $50.00 | 9/19/2011 5:08:02 PM |
| caring-hope2 | $100.00 | 9/20/2011 3:46:00 PM |
| prodigy3 | $100.00 | 9/20/2011 7:06:02 PM |
| jescowa | $50.00 | 9/21/2011 6:15:48 PM |
| Weaverville | $50.00 | 9/21/2011 9:07:59 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:14 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:28:59 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:38:26 PM |
| Alittleluck | $50.00 | 9/24/2011 1:20:54 PM |
| riskreward | $250.00 | 9/24/2011 5:29:17 PM |
| Kaj | $30.00 | 9/25/2011 3:53:15 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:34 AM |
| fillholdingsllc | $25.00 | 9/26/2011 8:16:11 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:40:39 AM |
| Cheburashka | $30.00 | 9/27/2011 1:56:20 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:43 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:23 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:11 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:16 AM |
| nosualcneas | $50.00 | 9/27/2011 10:34:42 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:29 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 1:42:02 PM |
| rmpedi33 | $50.00 | 9/27/2011 2:00:29 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:36 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:49 PM |
| Syzygy | $25.00 | 9/27/2011 5:32:54 PM |
| 108lender | $150.00 | 9/27/2011 6:43:34 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:49 PM |
| return-beeper | $36.22 | 9/27/2011 6:45:59 PM |
| Atlanta-Buyer | $50.00 | 9/27/2011 7:15:39 PM |
| dinero-honker | $50.00 | 9/27/2011 7:06:04 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:27 PM |
| hard-working-rate3 | $63.69 | 9/27/2011 7:10:51 PM |
| sweety075 | $25.00 | 9/27/2011 8:46:13 PM |
| rmachi | $25.00 | 9/27/2011 8:54:57 PM |
| value-pouch | $50.00 | 9/27/2011 10:06:34 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:30:04 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:18 PM |
| radforj22 | $25.00 | 9/28/2011 12:47:10 AM |
| murph0025 | $85.00 | 9/28/2011 2:31:35 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:18 AM |
| jarevack | $27.02 | 9/28/2011 4:19:10 AM |
| red-favorable-basis | $25.00 | 9/28/2011 4:56:39 AM |
| john0720 | $100.00 | 9/28/2011 6:41:38 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:16 AM |
| dollardave | $100.00 | 9/28/2011 8:49:58 AM |
| value-wind0 | $50.00 | 9/28/2011 8:09:20 AM |
| dthompso | $50.00 | 9/28/2011 8:53:09 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:30 AM |
| genius520 | $50.00 | 9/28/2011 9:09:10 AM |
| orange-courageous-dedication | $25.00 | 9/28/2011 9:26:00 AM |
| green28 | $200.00 | 9/28/2011 9:31:14 AM |
| dime-sprout | $25.00 | 9/28/2011 10:39:50 AM |
| friendly-credit2 | $25.00 | 9/28/2011 9:39:38 AM |
| gilbrear | $25.00 | 9/28/2011 10:42:42 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:19 AM |
| thajr | $25.00 | 9/28/2011 11:47:00 AM |
| duty-admiral | $200.00 | 9/28/2011 11:49:47 AM |
| Zuzu | $25.00 | 9/28/2011 11:59:59 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:43:15 AM |
| VegasJay | $25.00 | 9/28/2011 12:25:51 PM |
| solid3 | $500.00 | 9/28/2011 1:02:32 PM |
| investment-artist | $26.00 | 9/28/2011 12:32:49 PM |
| bradfid | $25.00 | 9/28/2011 1:11:04 PM |
| trumpet485 | $28.86 | 9/28/2011 1:29:19 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:30 PM |
| transparent-dinero8 | $100.00 | 9/28/2011 12:11:00 PM |
| brainfeeder | $164.90 | 9/28/2011 2:41:35 PM |
| sc5 | $25.00 | 9/28/2011 2:26:57 PM |
| cash-spinner | $25.00 | 9/28/2011 2:27:07 PM |
| Pitufo | $25.00 | 9/28/2011 12:52:03 PM |
| veneziani | $25.00 | 9/28/2011 1:12:50 PM |
| Only_Money | $25.00 | 9/28/2011 2:11:47 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:50 PM |
| currency-excellency0 | $200.00 | 9/19/2011 5:02:23 PM |
| green-trade-dolphin2 | $25.00 | 9/19/2011 7:42:23 PM |
| indomitable-coin | $25.00 | 9/19/2011 8:43:09 PM |
| a-unflappable-finance | $100.00 | 9/19/2011 11:12:38 PM |
| diablorulz | $50.00 | 9/20/2011 9:41:16 AM |
| oplender | $25.00 | 9/20/2011 11:32:19 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:04 PM |
| worthy-bid8 | $50.00 | 9/20/2011 5:07:36 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:40 PM |
| mr55262 | $25.00 | 9/21/2011 4:36:56 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:47 PM |
| salala | $25.00 | 9/23/2011 10:45:29 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:08 AM |
| radforj22 | $25.00 | 9/23/2011 5:03:23 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:53 PM |
| rolltide09 | $25.00 | 9/24/2011 10:31:59 AM |
| Lender0010 | $50.00 | 9/24/2011 11:47:47 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:20 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:30 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:17 AM |
| kulender | $50.00 | 9/26/2011 6:31:31 AM |
| nickel-ferret | $50.00 | 9/26/2011 9:08:57 AM |
| RMB-Investments | $25.00 | 9/26/2011 9:46:21 AM |
| hitsman | $50.00 | 9/26/2011 11:34:47 AM |
| Tscheddar | $25.00 | 9/26/2011 1:40:47 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:27 PM |
| oneeighty | $25.00 | 9/26/2011 7:56:31 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:54 AM |
| spark548 | $50.00 | 9/27/2011 10:09:05 AM |
| income-buffalo1 | $100.00 | 9/27/2011 2:01:14 PM |
| Reputation1 | $25.00 | 9/27/2011 1:52:38 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:49 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:05 PM |
| Rivervale_Westwood | $25.00 | 9/27/2011 2:51:07 PM |
| frobin | $25.00 | 9/27/2011 3:34:47 PM |
| fernor | $25.00 | 9/27/2011 5:05:31 PM |
| agreement-guild | $50.00 | 9/27/2011 5:27:50 PM |
| Pasagam | $25.00 | 9/27/2011 5:42:28 PM |
| mtquan | $25.00 | 9/27/2011 6:08:20 PM |
| sflash | $25.00 | 9/27/2011 7:13:06 PM |
| zrohmm | $25.00 | 9/27/2011 7:30:49 PM |
| Sixmil | $100.00 | 9/27/2011 7:42:46 PM |
| authoritative-capital | $25.00 | 9/27/2011 7:42:12 PM |
| neelgagan | $50.00 | 9/27/2011 8:28:58 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:12 PM |
| handshake52 | $25.00 | 9/27/2011 9:27:33 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:19 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:48:33 PM |
| reinforced-reward | $25.00 | 9/27/2011 9:54:22 PM |
| social-comet7 | $90.00 | 9/27/2011 9:56:44 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:29:15 PM |
| doopers | $25.00 | 9/27/2011 10:35:01 PM |
| excellent-nickel | $50.00 | 9/27/2011 10:26:32 PM |
| goose026 | $100.00 | 9/28/2011 4:52:45 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:33:41 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:40:16 AM |
| setUup | $33.30 | 9/28/2011 5:12:24 AM |
| prudent-credit9 | $50.00 | 9/28/2011 6:40:08 AM |
| gold-sushi | $25.00 | 9/28/2011 6:01:47 AM |
| integrity-reformer | $25.00 | 9/28/2011 6:13:05 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:12:22 AM |
| C_Mark | $50.00 | 9/28/2011 7:17:59 AM |
| fuzed | $45.00 | 9/28/2011 6:50:03 AM |
| icon7 | $50.00 | 9/28/2011 6:55:03 AM |
| cgoca | $25.00 | 9/28/2011 7:44:36 AM |
| value-wind0 | $50.00 | 9/28/2011 8:11:07 AM |
| Cover4 | $50.00 | 9/28/2011 7:34:10 AM |
| profitable-money | $25.00 | 9/28/2011 7:55:47 AM |
| money-bauble | $43.00 | 9/28/2011 9:07:21 AM |
| radiant-bazaar1 | $25.00 | 9/28/2011 9:20:58 AM |
| ttnk62918 | $25.00 | 9/28/2011 9:44:36 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:13 AM |
| chestnut4 | $25.00 | 9/28/2011 10:02:41 AM |
| Littlepeng | $25.00 | 9/28/2011 10:49:20 AM |
| jlendog | $38.00 | 9/28/2011 9:48:29 AM |
| ramsbladder | $25.00 | 9/28/2011 11:17:19 AM |
| visionary-fund | $200.00 | 9/28/2011 10:07:22 AM |
| ddog0224 | $100.00 | 9/28/2011 11:26:08 AM |
| autonomous-kindness8 | $25.00 | 9/28/2011 11:41:26 AM |
| lespaul | $100.00 | 9/28/2011 11:47:07 AM |
| astute-benjamins | $25.00 | 9/28/2011 11:16:59 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:02 AM |
| comet55 | $25.00 | 9/28/2011 11:43:12 AM |
| kind-genuine-dough | $50.00 | 9/28/2011 12:02:40 PM |
| emt747 | $25.00 | 9/28/2011 11:49:47 AM |
| smilinguy | $25.00 | 9/28/2011 12:10:08 PM |
| escharfer | $25.00 | 9/28/2011 11:50:46 AM |
| best-power-backer | $500.00 | 9/28/2011 12:31:41 PM |
| TheCount | $25.00 | 9/28/2011 1:29:55 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:10 PM |
| Captain_America | $100.00 | 9/28/2011 12:27:39 PM |
| Paxman84 | $25.00 | 9/28/2011 12:30:22 PM |
| ethicalhumanist | $100.00 | 9/28/2011 2:27:03 PM |
| perlindc | $101.00 | 9/28/2011 12:42:59 PM |
| Quiddity | $83.00 | 9/28/2011 2:35:51 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
528226
This series of Notes was issued and sold upon the funding of the borrower loan #54005, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,964 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| commerce-whomper1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NJ
Purpose of loan: travel and pay off car
This loan will be used to...
travel and pay off car
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400.00
Monthly expenses: $2050.00
Housing: $865.00
Insurance: $0
Car expenses: $100
Utilities: $25.00
Phone, cable, internet: $95.00
Food, entertainment: $140.00
Clothing, household expenses: $25.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/19/2011 6:49:04 PM |
| kind-credit-bear | $25.00 | 9/20/2011 5:16:35 PM |
| Dubbs360 | $100.00 | 9/21/2011 8:00:23 AM |
| diplomatic-wealth7 | $25.00 | 9/21/2011 9:18:39 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:40 PM |
| ursus | $50.00 | 9/21/2011 5:08:48 PM |
| tech310 | $50.00 | 9/21/2011 6:06:53 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:29 AM |
| mg6619 | $25.00 | 9/23/2011 11:20:32 AM |
| Kaj | $30.00 | 9/25/2011 3:53:15 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:07 PM |
| money-baron-roth-IRA | $25.00 | 9/26/2011 9:32:24 AM |
| hitsman | $50.00 | 9/26/2011 11:34:47 AM |
| supreme-hope | $25.00 | 9/26/2011 1:50:13 PM |
| Something-Corporate | $25.00 | 9/26/2011 3:38:58 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:08:17 PM |
| Pitufo | $25.00 | 9/26/2011 7:54:11 PM |
| cash-spark3 | $25.00 | 9/27/2011 1:52:40 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:26:28 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:43:26 AM |
| ITExec | $95.49 | 9/27/2011 5:59:12 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:25:43 PM |
| zone6 | $100.00 | 9/27/2011 11:21:36 PM |
| S-Master | $100.00 | 9/28/2011 12:56:27 AM |
| desertoasis | $25.00 | 9/28/2011 5:33:25 AM |
| realtormoises | $25.00 | 9/28/2011 6:55:47 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:18 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:31 AM |
| Investor_DP | $100.00 | 9/28/2011 9:06:19 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:13 AM |
| ddog0224 | $25.00 | 9/28/2011 11:24:34 AM |
| escharfer | $25.00 | 9/28/2011 11:50:47 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:10 PM |
| glroark | $50.00 | 9/28/2011 12:28:01 PM |
| intelligent-repayment8 | $2,963.80 | 9/28/2011 4:42:23 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:40:48 PM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:54 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:15 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:03 PM |
| kulender | $100.00 | 9/23/2011 2:37:35 PM |
| finance-prescription | $100.00 | 9/23/2011 5:11:26 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:35 AM |
| dedicated-transaction796 | $32.00 | 9/24/2011 10:57:10 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:08 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:35:58 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:17 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:53 AM |
| CA-Lender | $25.00 | 9/26/2011 10:29:15 AM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:16:54 PM |
| sgt-schultz | $25.00 | 9/26/2011 3:02:51 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:22 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:54 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:39 AM |
| magnitude787 | $100.00 | 9/27/2011 1:46:05 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:50 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:06 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:49 PM |
| helping-out | $30.00 | 9/27/2011 7:15:37 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:19:24 PM |
| handy-justice | $50.00 | 9/27/2011 8:40:04 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:28 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:35 PM |
| debt-force | $25.00 | 9/28/2011 3:51:02 AM |
| GGreg799 | $25.00 | 9/28/2011 4:19:41 AM |
| LendingPimp | $25.00 | 9/28/2011 1:36:35 AM |
| leverage-ectasy | $26.00 | 9/28/2011 5:01:45 AM |
| orange-preeminant-bill | $25.00 | 9/28/2011 3:41:20 AM |
| Doug1043 | $27.50 | 9/28/2011 5:08:07 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:41 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:30 AM |
| beaker | $25.21 | 9/28/2011 6:49:41 AM |
| fair-pound5 | $50.00 | 9/28/2011 8:00:17 AM |
| dthompso | $50.00 | 9/28/2011 8:53:09 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:24 AM |
| kindness-hickory5 | $50.00 | 9/28/2011 10:25:45 AM |
| Zuzu | $25.00 | 9/28/2011 12:04:09 PM |
| treasure-brigade | $25.00 | 9/28/2011 12:14:40 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
528234
This series of Notes was issued and sold upon the funding of the borrower loan #54121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,166 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cwphelps22 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Home Improvements Medical
Purpose of loan:
This loan will be used to...
Pay off a credit card I had used to build a fence to keep my dogs safe, use for a mild vacation and to get ahead a little.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time. I currently became a homeowner and ran into a few high dollar emergencies all at once unfortunately. I have pretty decent credit, and what is actually hurting me at the moment, is that my mortgage company has yet to post my information to the Consumer Reporting Agencies...this boost will take my credit score that varies between the three between a 660-680, to the low or mid 700's.
Monthly net income: $3000
Monthly expenses: $
Housing: $970
Insurance: $40
Car expenses: $260
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:44 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:55 PM |
| nfx | $32.00 | 9/23/2011 7:04:06 AM |
| let_me_retire | $50.00 | 9/26/2011 8:37:48 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:27 AM |
| green-rapid-openness | $100.00 | 9/28/2011 7:44:16 PM |
| leverage-ectasy | $55.00 | 9/28/2011 9:33:33 PM |
| capital-halo1 | $1,000.00 | 9/29/2011 9:08:58 AM |
| handshake5 | $89.00 | 9/29/2011 9:09:40 AM |
| intelligent-repayment8 | $847.00 | 9/29/2011 12:29:15 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:30 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:16 PM |
| Rogelio48 | $35.00 | 9/23/2011 9:47:25 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:14 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:20 AM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:58:23 PM |
| money-fort | $25.00 | 9/26/2011 10:19:37 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:55 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:01 PM |
| papaloha | $25.00 | 9/27/2011 7:03:43 PM |
| neorunner | $25.00 | 9/28/2011 8:47:44 AM |
| fireferd | $35.00 | 9/28/2011 10:12:58 PM |
| seineil | $32.00 | 9/29/2011 12:57:14 AM |
| stepatatime-together | $100.00 | 9/29/2011 9:17:41 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:14 AM |
| finance-prescription | $100.00 | 9/29/2011 12:24:43 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
528240
This series of Notes was issued and sold upon the funding of the borrower loan #54146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,929 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| panaramawillie50 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $1055
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $45
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:44 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:55 PM |
| tech310 | $50.00 | 9/21/2011 6:06:53 PM |
| gotjack | $25.00 | 9/23/2011 4:48:42 PM |
| finance-prescription | $25.00 | 9/24/2011 12:10:43 PM |
| edaguy | $100.00 | 9/27/2011 1:13:10 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:02 PM |
| capital-halo1 | $1,000.00 | 9/29/2011 9:08:58 AM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:53 PM |
| secureincome | $125.00 | 9/29/2011 1:24:03 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:30 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:17 PM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:37 AM |
| missing-link | $25.00 | 9/23/2011 4:37:06 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:15 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:20 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:55 PM |
| papaloha | $25.00 | 9/27/2011 7:03:44 PM |
| stepatatime-together | $100.00 | 9/29/2011 9:17:41 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:46:47 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:04:38 PM |
| handshake5 | $100.00 | 9/29/2011 12:24:16 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
528258
This series of Notes was issued and sold upon the funding of the borrower loan #53847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $920 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forceful-bazaar3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Michelle's Boobs
Purpose of loan:
This loan will be used to pay for breast augmentation surgery.
My financial situation:
I am a good candidate for this loan because I will pay the loan off quicker then the requested time frame and pay more then the monthly payment.
Monthly net income: $2700
Monthly expenses: $1600 total as detailed below
Housing: $700
Insurance: $110
Car expenses: $290
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:11 PM |
| golffish2 | $25.00 | 9/20/2011 9:18:47 AM |
| AndChicksforFree | $25.07 | 9/20/2011 5:44:22 PM |
| DiligentiaLLC | $50.00 | 9/21/2011 3:05:52 PM |
| ursus | $50.00 | 9/21/2011 5:08:49 PM |
| superb-funds335 | $25.00 | 9/21/2011 5:15:06 PM |
| tech310 | $50.00 | 9/21/2011 6:06:54 PM |
| sweetlan | $25.00 | 9/21/2011 6:21:16 PM |
| Interloper | $25.00 | 9/21/2011 7:11:09 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:16 PM |
| Top_Gun_Lender | $26.00 | 9/22/2011 12:17:32 AM |
| mlj0671 | $25.00 | 9/22/2011 6:41:06 AM |
| wkeboarder21 | $50.00 | 9/22/2011 6:58:52 AM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:50 AM |
| proud-pound4 | $50.01 | 9/22/2011 7:10:43 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:31 AM |
| profit-powerplant | $25.00 | 9/22/2011 6:42:33 PM |
| CatbirdBanking | $25.00 | 9/22/2011 8:26:29 PM |
| valiant-money | $30.00 | 9/23/2011 8:28:53 AM |
| rdav | $50.00 | 9/23/2011 11:56:01 AM |
| charming-exchange7 | $25.00 | 9/23/2011 1:38:19 PM |
| kulender | $100.00 | 9/23/2011 2:37:36 PM |
| exchange-upholder0 | $25.00 | 9/23/2011 4:30:52 PM |
| TeaHouseFinance | $25.00 | 9/23/2011 4:39:48 PM |
| NolockHolmes | $50.00 | 9/23/2011 9:13:28 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:36 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:09 PM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:07 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:07:14 PM |
| credit-maverick1 | $50.00 | 9/26/2011 6:21:27 AM |
| Rogelio48 | $35.00 | 9/26/2011 5:09:00 AM |
| liberty-magnate | $25.00 | 9/26/2011 9:55:16 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:32 AM |
| Comoparklender | $25.00 | 9/26/2011 8:31:23 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:44:29 PM |
| CubsFan23 | $100.00 | 9/26/2011 9:00:06 PM |
| artisan369 | $300.00 | 9/26/2011 10:38:06 PM |
| icanhasloanz | $25.00 | 9/26/2011 9:10:15 PM |
| benefit-boots | $25.00 | 9/26/2011 11:53:46 PM |
| a-helping-hand | $250.00 | 9/26/2011 9:44:08 PM |
| Anamorph | $25.00 | 9/27/2011 1:04:00 AM |
| calimanusa | $30.30 | 9/26/2011 10:40:34 PM |
| enthralling-investment | $30.64 | 9/27/2011 5:27:34 AM |
| lespaul | $250.00 | 9/27/2011 2:32:12 AM |
| IIP77 | $35.78 | 9/27/2011 5:57:04 AM |
| exciting-fairness | $200.00 | 9/27/2011 5:10:17 AM |
| green-trade-dolphin | $35.00 | 9/27/2011 6:23:13 AM |
| gold-fluffy-bunny4 | $33.00 | 9/27/2011 4:44:29 AM |
| wdove511 | $30.50 | 9/27/2011 6:33:05 AM |
| irrelevant | $25.00 | 9/27/2011 6:05:20 AM |
| finance-solo | $50.00 | 9/27/2011 7:20:20 AM |
| progressive-economy261 | $200.00 | 9/27/2011 6:33:10 AM |
| octoberfresh | $25.00 | 9/27/2011 7:39:18 AM |
| northphoto | $30.00 | 9/27/2011 7:41:32 AM |
| head | $25.00 | 9/27/2011 6:57:15 AM |
| economy-popcorn | $25.00 | 9/27/2011 6:57:53 AM |
| grnii78 | $50.00 | 9/27/2011 7:28:52 AM |
| rate-sceptre | $31.78 | 9/27/2011 7:39:11 AM |
| investment-comet | $25.00 | 9/27/2011 7:10:04 AM |
| cttarheel | $25.00 | 9/20/2011 5:27:05 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:45 PM |
| Dubbs360 | $100.00 | 9/21/2011 3:59:56 PM |
| jjswanso | $50.00 | 9/21/2011 5:13:25 PM |
| diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:07 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:56 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:29 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:04 PM |
| gotjack | $25.00 | 9/22/2011 5:16:42 PM |
| LendingPimp | $100.00 | 9/22/2011 11:31:23 PM |
| goodhearted-basis4 | $25.00 | 9/23/2011 12:20:38 AM |
| ready-interest9 | $25.00 | 9/23/2011 6:15:52 AM |
| first-dinero-igloo | $25.00 | 9/23/2011 7:42:10 AM |
| kain11286 | $50.00 | 9/23/2011 8:55:37 AM |
| finance-prescription | $100.00 | 9/23/2011 5:11:27 PM |
| beakerfish | $100.00 | 9/24/2011 12:51:39 PM |
| LifeRing | $50.00 | 9/24/2011 11:50:50 PM |
| Kaj | $30.00 | 9/25/2011 3:53:18 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:15 AM |
| transformer855 | $25.00 | 9/25/2011 9:15:27 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:20 AM |
| lakehavasu88 | $25.00 | 9/26/2011 10:17:54 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:28 AM |
| leball | $25.00 | 9/26/2011 11:29:23 AM |
| hitsman | $50.00 | 9/26/2011 11:34:49 AM |
| leeball | $100.00 | 9/26/2011 3:14:38 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:01 PM |
| jarf | $25.00 | 9/26/2011 8:42:04 PM |
| dublin063 | $50.00 | 9/26/2011 9:30:07 PM |
| bsmtloan | $100.00 | 9/26/2011 8:53:45 PM |
| fervent-repayment | $40.00 | 9/26/2011 8:15:40 PM |
| unassassinable | $25.00 | 9/26/2011 9:56:46 PM |
| the-hope-workhorse | $100.00 | 9/26/2011 9:57:19 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:02:28 AM |
| gtheone | $50.00 | 9/26/2011 10:50:57 PM |
| The_Lendor | $25.03 | 9/27/2011 1:24:34 AM |
| duty-admiral | $25.00 | 9/27/2011 5:36:42 AM |
| SolarMoonshine | $25.00 | 9/27/2011 3:34:27 AM |
| GElender | $25.00 | 9/27/2011 5:49:10 AM |
| golffish2 | $25.00 | 9/27/2011 3:55:05 AM |
| gold-pudding6 | $25.00 | 9/27/2011 5:27:19 AM |
| income-buffalo1 | $150.00 | 9/27/2011 5:31:15 AM |
| income-buffalo1 | $65.00 | 9/27/2011 5:36:36 AM |
| orbital-dollar2 | $25.00 | 9/27/2011 5:46:06 AM |
| runway3 | $35.00 | 9/27/2011 5:57:33 AM |
| income-ecstasy | $25.37 | 9/27/2011 6:53:52 AM |
| TackingWindward | $25.00 | 9/27/2011 7:08:08 AM |
| prominence8 | $35.00 | 9/27/2011 7:38:56 AM |
| neutrino6 | $3.71 | 9/27/2011 7:43:53 AM |
| Eric_Gagne | $25.00 | 9/27/2011 6:21:41 AM |
| euro-spark | $36.33 | 9/27/2011 6:45:16 AM |
| bsh297 | $31.48 | 9/27/2011 7:21:14 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:18:26 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
528274
This series of Notes was issued and sold upon the funding of the borrower loan #53855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,383 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| epic-fairness5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:14:41 PM |
| saxaphone6 | $25.00 | 9/21/2011 2:41:40 PM |
| DiligentiaLLC | $75.00 | 9/21/2011 3:11:34 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:16:55 PM |
| tech310 | $50.00 | 9/21/2011 6:06:53 PM |
| Whipster | $80.00 | 9/21/2011 7:57:11 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:49 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:29 AM |
| wonder3 | $35.00 | 9/22/2011 10:01:32 AM |
| adaptable-capital | $157.71 | 9/22/2011 8:05:31 PM |
| gotjack | $25.00 | 9/23/2011 4:48:42 PM |
| alexgalt | $25.00 | 9/24/2011 1:27:18 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:18 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:35 AM |
| edaguy | $100.00 | 9/27/2011 1:13:10 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:51 PM |
| 108lender | $150.00 | 9/27/2011 6:43:34 PM |
| Pitufo | $25.00 | 9/27/2011 6:44:51 PM |
| kri8iv | $30.56 | 9/27/2011 7:33:44 PM |
| adaptable-capital | $250.00 | 9/27/2011 7:44:27 PM |
| neutrino6 | $17.73 | 9/27/2011 8:41:30 PM |
| kulender | $45.00 | 9/21/2011 4:37:26 PM |
| heavenly-interest9 | $200.00 | 9/21/2011 4:41:37 PM |
| Bill88 | $25.00 | 9/22/2011 1:23:28 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:16 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:04 PM |
| CatbirdBanking | $25.00 | 9/22/2011 8:18:05 PM |
| finance-prescription | $79.00 | 9/23/2011 5:11:26 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:05:23 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:13 AM |
| shawnw2 | $55.00 | 9/26/2011 2:52:58 PM |
| BenR | $100.00 | 9/27/2011 8:42:46 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:39 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:54 PM |
| papaloha | $25.00 | 9/27/2011 7:03:43 PM |
| zrohmm | $25.00 | 9/27/2011 7:30:31 PM |
| friendly-principal76 | $25.00 | 9/27/2011 7:26:39 PM |
| worth-blanket2 | $4,400.00 | 9/27/2011 8:14:40 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
528294
This series of Notes was issued and sold upon the funding of the borrower loan #53893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $394.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1976 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,740 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diplomatic-rupee6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2010)
|
|
Principal balance:
| $5,623.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Payoff High Interest Credit Card
Purpose of loan:
This loan will be used to...pay off a high interest credit card
My financial situation:
I am a good candidate for this loan because...I have good stability, cash flow, credit history, income, etc.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:13 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:51 PM |
| compoundinterest | $50.00 | 9/20/2011 9:07:04 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:19 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:06 PM |
| phenomenal-gain5 | $30.00 | 9/20/2011 6:29:57 PM |
| gentle-gain235 | $200.00 | 9/21/2011 12:46:03 PM |
| worthy-bid8 | $50.00 | 9/21/2011 5:06:56 PM |
| gold-pudding6 | $25.00 | 9/21/2011 5:46:20 PM |
| jescowa | $50.00 | 9/21/2011 6:12:55 PM |
| ethicalhumanist | $100.00 | 9/21/2011 6:01:41 PM |
| rmpedi33 | $50.00 | 9/21/2011 10:13:03 PM |
| return-phase9 | $25.00 | 9/22/2011 5:37:23 AM |
| selector568 | $300.00 | 9/22/2011 12:57:12 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:48 PM |
| REITRUST | $38.32 | 9/22/2011 2:48:31 PM |
| sharp-income2 | $25.00 | 9/22/2011 4:45:52 PM |
| asset-cougar0 | $25.00 | 9/22/2011 5:02:15 PM |
| sensible-order2 | $250.00 | 9/22/2011 5:09:52 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:31:51 PM |
| mortikai | $50.00 | 9/22/2011 5:37:08 PM |
| five-star-note | $35.00 | 9/22/2011 6:19:58 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:02 PM |
| imlosttoo | $30.95 | 9/22/2011 7:20:47 PM |
| kbmarin | $25.00 | 9/22/2011 8:38:19 PM |
| catnip007 | $25.03 | 9/22/2011 9:06:35 PM |
| yield-seeker | $25.00 | 9/22/2011 10:15:51 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:20:30 PM |
| arampata | $200.00 | 9/23/2011 12:01:20 AM |
| calinno2 | $50.00 | 9/23/2011 5:51:43 AM |
| discrete-asset | $25.00 | 9/23/2011 4:30:22 AM |
| meadow48 | $25.00 | 9/23/2011 6:55:28 AM |
| Goodnotlucky | $25.00 | 9/23/2011 7:06:40 AM |
| first-serene-credit | $25.00 | 9/23/2011 8:40:41 AM |
| adamk911 | $37.55 | 9/23/2011 9:21:52 AM |
| Longfellow20011 | $50.00 | 9/23/2011 9:42:34 AM |
| platinum-czar | $25.00 | 9/23/2011 10:08:00 AM |
| DreDub | $50.00 | 9/23/2011 10:23:05 AM |
| simeonthewhale | $25.00 | 9/23/2011 11:12:21 AM |
| majestic-repayment3 | $37.00 | 9/23/2011 11:36:45 AM |
| Coach-n-u | $28.78 | 9/23/2011 12:53:47 PM |
| tolerant-balance7 | $25.00 | 9/23/2011 2:39:44 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:54 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:00 PM |
| dime-sprout | $25.00 | 9/24/2011 5:57:57 AM |
| radforj22 | $25.00 | 9/24/2011 7:01:33 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:43 AM |
| fundstream | $25.00 | 9/24/2011 10:28:45 AM |
| the-auction-bear | $25.00 | 9/24/2011 10:42:36 AM |
| cordial-affluence2 | $50.00 | 9/24/2011 12:41:54 PM |
| timmsc | $25.00 | 9/24/2011 10:09:54 PM |
| Metasequoia | $25.00 | 9/25/2011 7:29:39 AM |
| Kyileo | $25.00 | 9/25/2011 9:01:24 AM |
| a-helping-hand | $1,000.00 | 9/25/2011 10:40:13 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:21 AM |
| turbostar666 | $25.00 | 9/26/2011 8:06:21 AM |
| bold-joyful-exchange | $25.00 | 9/26/2011 9:13:52 AM |
| heroic-payout9 | $25.00 | 9/26/2011 8:48:19 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:47:28 AM |
| interest-splendor | $50.00 | 9/26/2011 9:47:30 AM |
| Zeenos | $50.00 | 9/26/2011 9:28:32 AM |
| Rider | $200.00 | 9/26/2011 9:34:07 AM |
| green-trade-dolphin2 | $25.00 | 9/20/2011 9:27:51 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:26:59 AM |
| oplender | $25.00 | 9/20/2011 11:32:21 AM |
| accelerator96 | $25.00 | 9/20/2011 11:59:19 AM |
| indomitable-coin | $25.00 | 9/21/2011 12:24:40 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:47 PM |
| credit-socrates648 | $3,000.00 | 9/21/2011 2:08:12 PM |
| twerns | $40.00 | 9/21/2011 4:10:13 PM |
| TigerForce | $25.00 | 9/21/2011 1:26:16 PM |
| clbrka1962 | $25.00 | 9/21/2011 5:00:41 PM |
| GoldenGo4 | $50.00 | 9/21/2011 6:23:53 PM |
| availableloan | $25.00 | 9/21/2011 6:38:35 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:01 PM |
| jpblan11 | $25.00 | 9/22/2011 8:02:41 AM |
| x-lender | $72.46 | 9/22/2011 9:05:09 AM |
| durable-deal2 | $50.00 | 9/22/2011 9:12:53 AM |
| asset-expert0 | $25.00 | 9/22/2011 12:42:53 PM |
| iq8w7ht | $25.00 | 9/22/2011 1:07:26 PM |
| Spinnaker | $50.00 | 9/22/2011 1:32:22 PM |
| REITRUST | $50.00 | 9/22/2011 2:47:04 PM |
| awwaww | $26.00 | 9/22/2011 4:33:10 PM |
| serene-capital | $25.00 | 9/22/2011 4:47:45 PM |
| reward-blueberry2 | $25.00 | 9/22/2011 4:32:44 PM |
| finance-symphony7 | $100.00 | 9/22/2011 5:14:54 PM |
| handshake52 | $25.00 | 9/22/2011 5:51:59 PM |
| UncleSteve3000 | $25.00 | 9/22/2011 6:35:28 PM |
| return-seeker85 | $50.00 | 9/22/2011 7:03:33 PM |
| SpoonerPhan | $50.00 | 9/22/2011 7:20:45 PM |
| Kaj | $40.00 | 9/22/2011 7:01:33 PM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 7:08:11 PM |
| jubilant-durability9 | $50.00 | 9/22/2011 7:51:57 PM |
| investorrr | $50.00 | 9/22/2011 10:08:29 PM |
| investorrr | $50.00 | 9/22/2011 10:10:29 PM |
| orange-kindness-captain | $35.00 | 9/23/2011 7:17:56 AM |
| salala | $25.00 | 9/23/2011 10:45:30 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:10 AM |
| mg6619 | $25.00 | 9/23/2011 11:19:50 AM |
| exchange-jedi | $25.00 | 9/23/2011 11:23:53 AM |
| ethical-bid6 | $175.00 | 9/23/2011 1:35:08 PM |
| TheArtOfLogic | $25.00 | 9/23/2011 2:00:41 PM |
| Cherrypicker | $45.00 | 9/23/2011 2:28:56 PM |
| wlm3012 | $30.00 | 9/23/2011 2:58:35 PM |
| CreditBuilder2 | $100.00 | 9/23/2011 3:51:52 PM |
| CatbirdBanking | $25.00 | 9/23/2011 7:00:20 PM |
| NolockHolmes | $50.00 | 9/23/2011 9:12:56 PM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 5:01:21 AM |
| brightest-dynamic-peace | $25.00 | 9/24/2011 10:13:16 AM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:22:06 PM |
| riskreward | $250.00 | 9/24/2011 5:29:18 PM |
| MoneyTree79 | $25.00 | 9/25/2011 7:08:00 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:36 AM |
| mizon291 | $50.00 | 9/25/2011 10:15:35 AM |
| doc1 | $100.00 | 9/25/2011 10:07:57 AM |
| first-class-yield9 | $100.00 | 9/25/2011 6:26:45 PM |
| phaded | $25.00 | 9/26/2011 8:25:18 AM |
| GElender | $40.00 | 9/26/2011 5:46:43 AM |
| kulender | $50.00 | 9/26/2011 6:31:33 AM |
| plane450 | $25.00 | 9/26/2011 8:21:43 AM |
| cr55595 | $25.00 | 9/26/2011 8:10:14 AM |
| secureincome | $1,200.00 | 9/26/2011 8:34:53 AM |
| Fun54115 | $18.90 | 9/26/2011 9:48:04 AM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
528310
This series of Notes was issued and sold upon the funding of the borrower loan #54039, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $328.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,122 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| masteradvisor |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 66 ( 87% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 10
( 13% )
| 680-699
(Nov-2010)
680-699
(Sep-2010)
580-599
(Feb-2008)
680-699
(Aug-2007)
|
|
Principal balance:
| $6,153.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 76 | | |
Description
Champion's Quest
Purpose of loan:
This loan will be used to pay off bills, so the my twelve year old son can attend the premier athlete academy.
My financial situation:
I am a good candidate for this loan because this would be my third loan with Prosper. I have payed my loans on time every month.
My mortgage payment has been adjusted for the life of my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/20/2011 9:07:05 AM |
| oplender | $25.00 | 9/20/2011 11:32:22 AM |
| loyalty-circuitry | $100.00 | 9/20/2011 2:31:06 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:48 PM |
| indomitable-coin | $25.00 | 9/21/2011 12:24:41 PM |
| jsak74 | $25.00 | 9/21/2011 5:45:13 PM |
| jescowa | $50.00 | 9/21/2011 6:12:55 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:03 PM |
| rmpedi33 | $50.00 | 9/21/2011 10:13:24 PM |
| Leshan | $50.00 | 9/22/2011 8:55:05 AM |
| worthy-bid8 | $50.00 | 9/22/2011 9:07:02 AM |
| salala | $25.00 | 9/23/2011 10:45:31 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:10 AM |
| AF-Chief | $50.00 | 9/23/2011 5:25:55 PM |
| riskreward | $250.00 | 9/24/2011 5:29:19 PM |
| Kaj | $30.00 | 9/25/2011 3:53:19 AM |
| enriched-truth | $50.00 | 9/25/2011 11:26:29 PM |
| kulender | $50.00 | 9/26/2011 6:31:33 AM |
| hitsman | $50.00 | 9/26/2011 11:34:50 AM |
| awwaww | $25.00 | 9/26/2011 10:34:23 AM |
| oneeighty | $25.00 | 9/26/2011 7:59:55 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:25 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:55 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:12 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:39 AM |
| djs81 | $25.00 | 9/27/2011 5:38:16 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:50 PM |
| rmachi | $25.00 | 9/27/2011 8:54:58 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:19 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:31 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:18 PM |
| keeper24 | $25.00 | 9/28/2011 4:49:43 AM |
| Proactive-Financial-Lending | $25.00 | 9/28/2011 5:36:38 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:18 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:32 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:17 AM |
| dollardave | $100.00 | 9/28/2011 8:49:59 AM |
| Relevance | $25.00 | 9/28/2011 11:44:18 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:45 AM |
| trade-watcher | $25.00 | 9/28/2011 1:53:31 PM |
| intelligent-repayment8 | $2,276.82 | 9/28/2011 6:31:13 PM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:13 PM |
| green-trade-dolphin2 | $25.00 | 9/20/2011 9:27:28 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:20 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:27:00 AM |
| boylezz | $25.00 | 9/21/2011 9:58:20 AM |
| twjh | $25.00 | 9/21/2011 3:27:36 PM |
| Riccous | $148.18 | 9/21/2011 5:44:11 PM |
| GoldenGo4 | $50.00 | 9/21/2011 6:20:33 PM |
| Bank42 | $50.00 | 9/21/2011 6:27:55 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:56 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:49 PM |
| Sneezie | $100.00 | 9/23/2011 8:03:30 AM |
| fundstream | $25.00 | 9/24/2011 10:28:45 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:37 AM |
| radforj22 | $25.00 | 9/25/2011 5:14:43 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:22 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:32 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:28 PM |
| leeball | $100.00 | 9/26/2011 3:11:26 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:43 PM |
| gojackgo | $50.00 | 9/27/2011 2:23:37 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:37:06 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:57 PM |
| nickel-ferret | $50.00 | 9/27/2011 5:09:57 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:50 PM |
| mtquan | $25.00 | 9/27/2011 6:08:21 PM |
| papaloha | $25.00 | 9/27/2011 6:58:18 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:41 PM |
| Aimvest | $25.00 | 9/27/2011 8:07:28 PM |
| investment-festival8 | $250.00 | 9/27/2011 8:39:29 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:13 PM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:18 AM |
| katnmouse | $25.00 | 9/28/2011 6:43:16 AM |
| fuzed | $40.00 | 9/28/2011 6:49:35 AM |
| icon7 | $25.00 | 9/28/2011 7:03:24 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:16 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:20 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:12 PM |
| jazz619 | $25.00 | 9/28/2011 3:29:00 PM |
| sweet-capital7 | $50.00 | 9/28/2011 4:59:10 PM |
| astute-benjamins | $25.00 | 9/28/2011 3:27:06 PM |
| top-epic-community | $100.00 | 9/28/2011 3:32:33 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:53 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:08 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
528316
This series of Notes was issued and sold upon the funding of the borrower loan #54156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,231 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| currency-chooser3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr DRH
Purpose of loan: I have a small business with my wife and we are needing equipment, certification classes, and ability to expand.
This loan will be used to...Family small business expansion opportunity
My financial situation: Good
I am a good candidate for this loan because...My bills are paid, I am a very hard worker, I have steady and secure employment. I help my wife with our business. We have employees that we love and who are very devoted to seeing our business grow. We help our community, and have solid references to speak on our behalf. We have been in business since 2006. This is the first time we have gone out for large finacial help.
Monthly net income: $10000.00
Monthly expenses: $7000.00
Housing: $1300.00
Insurance: $130.00
Car expenses: $500.00
Utilities: $500.00
Phone, cable, internet: $100.00
Food, entertainment: $1000.00
Clothing, household expenses: $300.00
Credit cards and other loans: $400.00
Other expenses: $
1000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:13 PM |
| Investor_DP | $95.00 | 9/20/2011 9:05:47 AM |
| kulender | $100.00 | 9/20/2011 10:46:55 AM |
| a-unflappable-finance | $100.00 | 9/20/2011 10:27:00 AM |
| oplender | $25.00 | 9/20/2011 11:32:22 AM |
| Bank_Of_XL | $25.00 | 9/20/2011 2:09:20 PM |
| worthy-bid8 | $50.00 | 9/20/2011 5:07:38 PM |
| tech310 | $50.00 | 9/21/2011 6:04:26 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:33 PM |
| heavenly-interest9 | $350.00 | 9/21/2011 11:13:06 PM |
| Interloper | $25.00 | 9/23/2011 8:26:08 PM |
| stolirocks01 | $50.00 | 9/24/2011 11:02:39 AM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:40:46 AM |
| ethical-bid6 | $50.00 | 9/24/2011 12:06:07 PM |
| Kaj | $30.00 | 9/25/2011 3:53:19 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:22 AM |
| fillholdingsllc | $25.00 | 9/26/2011 8:17:14 AM |
| orange-impartial-asset | $250.00 | 9/26/2011 8:08:59 PM |
| bowdish1 | $50.00 | 9/27/2011 10:34:23 AM |
| GCInvestments | $25.00 | 9/27/2011 8:38:14 PM |
| dt_one | $25.00 | 9/27/2011 9:31:21 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:21 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:31 PM |
| powerful-finance7 | $25.00 | 9/28/2011 1:59:26 AM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:31 AM |
| nickel-ferret | $50.00 | 9/28/2011 9:10:38 AM |
| CatbirdBanking | $25.00 | 9/28/2011 1:02:15 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:53 PM |
| langdonx | $25.00 | 9/28/2011 8:38:12 PM |
| efficient-marketplace | $25.00 | 9/28/2011 10:26:43 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:16 PM |
| don8ter | $25.00 | 9/29/2011 3:32:40 AM |
| agreement-guild | $25.00 | 9/29/2011 5:24:23 AM |
| Zolton | $200.00 | 9/29/2011 7:24:42 AM |
| compassion-bauble4 | $50.00 | 9/29/2011 7:32:02 AM |
| blue-fervent-pound | $25.00 | 9/29/2011 8:44:35 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:40 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:14 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:49:52 AM |
| five-star-justice | $25.00 | 9/29/2011 11:50:20 AM |
| romanfish | $250.00 | 9/29/2011 12:40:49 PM |
| unbelievable-value2 | $25.00 | 9/29/2011 1:11:21 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:26 PM |
| hope-gondola9 | $7,699.93 | 9/29/2011 2:58:23 PM |
| golffish2 | $25.00 | 9/20/2011 9:21:05 AM |
| credit-kahuna | $50.00 | 9/20/2011 9:59:43 AM |
| diablorulz | $50.00 | 9/20/2011 9:41:20 AM |
| boylezz | $25.00 | 9/21/2011 9:54:01 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:49 PM |
| superb-funds335 | $25.00 | 9/21/2011 5:15:06 PM |
| ursus | $50.00 | 9/21/2011 5:08:50 PM |
| Keystonekop | $100.00 | 9/21/2011 7:52:30 PM |
| villagers | $50.00 | 9/22/2011 3:11:35 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:49 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:04 AM |
| the-subtle-generosity | $25.00 | 9/25/2011 2:02:54 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:16 AM |
| hitsman | $50.00 | 9/26/2011 11:34:50 AM |
| leeball | $100.00 | 9/26/2011 3:14:38 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:40 PM |
| jjswanso | $25.00 | 9/27/2011 5:53:39 AM |
| Sierrahh | $25.00 | 9/27/2011 11:01:36 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:24 PM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:18 AM |
| credit-meteor7 | $200.00 | 9/28/2011 9:04:59 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:16 AM |
| Relevance | $25.00 | 9/28/2011 11:44:18 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:12 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:25 PM |
| astute-benjamins | $25.00 | 9/28/2011 3:27:21 PM |
| 52digital | $25.00 | 9/28/2011 5:58:13 PM |
| AndChicksforFree | $25.07 | 9/28/2011 8:43:15 PM |
| enthralling-investment | $25.00 | 9/29/2011 5:35:50 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:26 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:42 AM |
| Lam0nt | $25.00 | 9/29/2011 5:37:00 AM |
| RayEarth | $25.00 | 9/29/2011 7:25:46 AM |
| radforj22 | $25.00 | 9/29/2011 8:16:55 AM |
| alaco | $25.00 | 9/29/2011 8:01:32 AM |
| genius520 | $50.00 | 9/29/2011 9:08:44 AM |
| gracej | $25.00 | 9/29/2011 12:06:34 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:09 PM |
| wealth-competitor | $25.00 | 9/29/2011 1:16:54 PM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
528344
This series of Notes was issued and sold upon the funding of the borrower loan #53878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $671 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderful-pound0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need A Loan
Purpose of loan:
This loan will be used to... Pay off some bill and take a vacation
My financial situation:
I am a good candidate for this loan because... I am trying to rebuild my credit and I can make payments on a timely basis
Monthly net income: $ 3100
Monthly expenses: $ 2675.00
Housing: $ 1250.00
Insurance: $ 25.00
Car expenses: $ 600
Utilities: $ 100
Phone, cable, internet: $ 125.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 100.00
Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:16 PM |
| whitegold24k | $351.00 | 9/23/2011 1:46:14 PM |
| well-rounded-payout0 | $50.00 | 9/20/2011 5:16:19 PM |
| SolarMoonshine | $25.00 | 9/20/2011 6:40:47 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:18 PM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:13 AM |
| suave-dime6 | $25.00 | 9/22/2011 6:06:50 PM |
| LendingPimp | $100.00 | 9/22/2011 11:34:50 PM |
| commanding-worth6 | $268.93 | 9/23/2011 12:46:13 AM |
| frogperson | $100.00 | 9/23/2011 8:10:22 AM |
| bizlending | $49.00 | 9/23/2011 1:37:22 PM |
| AndChicksforFree | $25.07 | 9/20/2011 5:22:26 PM |
| luzonct | $100.00 | 9/20/2011 5:30:54 PM |
| figs4u2 | $100.00 | 9/21/2011 12:14:53 PM |
| ursus | $50.00 | 9/21/2011 5:08:53 PM |
| kind-credit-bear | $25.00 | 9/21/2011 5:17:00 PM |
| newest-generous-income | $25.00 | 9/22/2011 2:40:50 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:35 AM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 9:18:08 AM |
| calimanusa | $30.00 | 9/22/2011 4:40:49 PM |
| 4mydaughterseducation | $25.00 | 9/22/2011 5:12:10 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:09 PM |
| bluebouyz | $25.00 | 9/22/2011 9:54:24 PM |
| bizlending | $51.00 | 9/23/2011 9:06:28 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:37:13 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
528378
This series of Notes was issued and sold upon the funding of the borrower loan #54152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $276 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| keen-bid436 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Now They see It's Time.!!
Purpose of loan: Clean Credit Report
This loan will be used to...Make deal wth collection agency
My financial situation:
I am a good candidate for this loan because...I have great living arangements where it costs me close to nothing to ,live. My credit is GOOD and I owe only 370$ right now.
Monthly net income: $1182
Monthly expenses: $320
Housing: $0
Insurance: $20
Car expenses: $0
Utilities: $60
Phone, cable, internet: $10
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $101
Other expenses: $
0,..all adds up to 320$ a month most usually, in furture I hope to get vehicle which will increase amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/20/2011 5:16:19 PM |
| worth-blanket2 | $2,950.00 | 9/21/2011 9:55:49 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
528384
This series of Notes was issued and sold upon the funding of the borrower loan #53883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 8m |
|
Amount delinquent:
| $2,885 |
Total credit lines:
| 13 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,253 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-thinker178 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mr baseball
Purpose of loan:
This loan will be used to... pay o f credit cards
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:19 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:52 PM |
| Investor_DP | $100.00 | 9/20/2011 5:06:24 PM |
| bonus-demon | $25.00 | 9/20/2011 5:12:47 PM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:34 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:03 AM |
| ursus | $50.00 | 9/21/2011 5:08:54 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:33 PM |
| Brisket_Bob | $25.00 | 9/23/2011 7:06:03 AM |
| salala | $25.00 | 9/23/2011 10:45:31 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:11 AM |
| riskreward | $250.00 | 9/24/2011 5:29:19 PM |
| Kaj | $30.00 | 9/25/2011 3:53:23 AM |
| TomDalonajay | $25.00 | 9/25/2011 7:41:56 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:20 AM |
| hitsman | $50.00 | 9/26/2011 11:34:53 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:57 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:23 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:27 AM |
| GoldenGo4 | $50.00 | 9/27/2011 5:17:06 PM |
| bid-stockpiler1 | $25.00 | 9/27/2011 5:25:32 PM |
| wildanne | $75.00 | 9/27/2011 6:28:53 PM |
| weiyinsan | $25.00 | 9/27/2011 6:38:42 PM |
| UncleSteve3000 | $25.00 | 9/27/2011 6:59:42 PM |
| nebula076 | $100.00 | 9/27/2011 7:27:15 PM |
| GCInvestments | $5.00 | 9/27/2011 8:38:14 PM |
| worth-blanket2 | $900.00 | 9/27/2011 8:14:59 PM |
| lovely-greenback4 | $25.00 | 9/27/2011 8:32:43 PM |
| oplender | $25.00 | 9/21/2011 8:12:47 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:56 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:49 PM |
| villagers | $50.00 | 9/22/2011 3:11:35 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:15 PM |
| CatbirdBanking | $25.00 | 9/24/2011 7:31:52 AM |
| marwadi-62 | $100.00 | 9/24/2011 6:38:42 PM |
| EngineersAlliance | $75.00 | 9/25/2011 12:09:31 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:26 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:28 PM |
| jjswanso | $25.00 | 9/27/2011 5:53:39 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:02 PM |
| pnace | $40.00 | 9/27/2011 6:05:25 PM |
| SolarMoonshine | $25.00 | 9/27/2011 6:13:32 PM |
| vutah | $25.00 | 9/27/2011 5:48:57 PM |
| pnace | $50.00 | 9/27/2011 6:08:41 PM |
| dynamic-money271 | $50.00 | 9/27/2011 6:12:14 PM |
| 108lender | $150.00 | 9/27/2011 6:43:35 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:27 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:51 PM |
| supreme-hope | $25.00 | 9/27/2011 7:48:38 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
528390
This series of Notes was issued and sold upon the funding of the borrower loan #53882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $427.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,238 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| needcash328 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 1
( 3% )
| 720-739
(Jun-2010)
660-679
(Oct-2009)
660-679
(May-2008)
660-679
(Apr-2008)
|
|
Principal balance:
| $1,000.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to help consolidate some debt.
I have a great track record with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| whitegold24k | $500.00 | 9/23/2011 1:46:52 PM |
| luzonct | $100.00 | 9/20/2011 5:26:45 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:52 PM |
| phenomenal-gain5 | $30.00 | 9/20/2011 6:27:33 PM |
| oplender | $25.00 | 9/21/2011 8:12:48 AM |
| 1stBankAndHal | $25.05 | 9/21/2011 6:35:46 AM |
| investment-artist | $26.01 | 9/21/2011 9:13:22 AM |
| caring-hope2 | $100.00 | 9/21/2011 10:37:57 AM |
| jescowa | $50.00 | 9/21/2011 6:15:50 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:05 PM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:47 AM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:31 PM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:39 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:11 AM |
| john0720 | $100.00 | 9/23/2011 1:40:29 PM |
| nimble-dedication1 | $50.00 | 9/23/2011 5:24:30 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:55 PM |
| Kaj | $50.00 | 9/23/2011 5:40:09 PM |
| finance-symphony7 | $100.00 | 9/23/2011 5:55:28 PM |
| asset-cougar0 | $25.00 | 9/23/2011 6:03:51 PM |
| IIP77 | $25.00 | 9/23/2011 8:04:52 PM |
| setUup | $33.30 | 9/24/2011 12:28:20 AM |
| vutah | $25.00 | 9/24/2011 2:15:29 AM |
| wampum-library4 | $25.00 | 9/24/2011 12:01:17 AM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 4:56:23 AM |
| bmbanzai | $25.00 | 9/24/2011 6:02:38 AM |
| momoney2lend | $50.00 | 9/24/2011 8:27:27 AM |
| djh47a | $25.00 | 9/24/2011 8:24:38 AM |
| enchanted-truth264 | $25.00 | 9/24/2011 8:39:21 AM |
| silver-buckeye | $25.00 | 9/24/2011 8:39:53 AM |
| cordial-funds8 | $50.00 | 9/24/2011 9:47:33 AM |
| dynamic-money271 | $75.00 | 9/24/2011 11:40:50 AM |
| mgking007 | $25.00 | 9/24/2011 11:26:31 AM |
| britgsb | $39.00 | 9/24/2011 11:26:38 AM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:39:06 AM |
| Gandalf0001 | $25.00 | 9/24/2011 11:40:43 AM |
| Techne_Funds_LLC | $25.00 | 9/24/2011 2:00:22 PM |
| Dubbs360 | $100.00 | 9/24/2011 12:23:59 PM |
| active-reward7 | $81.00 | 9/24/2011 3:50:33 PM |
| mgd | $100.00 | 9/24/2011 1:12:06 PM |
| crippledcircus | $45.34 | 9/24/2011 1:31:04 PM |
| oneeighty | $25.00 | 9/24/2011 1:48:19 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:16:41 PM |
| novice-speculator | $25.00 | 9/24/2011 4:12:39 PM |
| charming-exchange7 | $25.00 | 9/24/2011 4:19:34 PM |
| riskreward | $250.00 | 9/24/2011 5:29:19 PM |
| msh345 | $25.00 | 9/24/2011 9:59:46 PM |
| a-unflappable-finance | $200.00 | 9/24/2011 10:46:56 PM |
| tolerant-balance7 | $25.00 | 9/24/2011 9:20:27 PM |
| bchbum | $25.00 | 9/25/2011 5:30:16 AM |
| ethical-truth211 | $500.00 | 9/25/2011 4:10:05 AM |
| lucrative-reward | $100.00 | 9/25/2011 4:47:40 AM |
| emosspot | $25.00 | 9/25/2011 6:31:29 AM |
| heroic-payout9 | $25.00 | 9/25/2011 7:41:48 AM |
| octoberfresh | $25.00 | 9/25/2011 7:16:23 AM |
| simeonthewhale | $25.00 | 9/25/2011 8:14:00 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:38 AM |
| currency-persimmon | $50.00 | 9/25/2011 10:24:52 AM |
| listing-vista | $300.00 | 9/25/2011 12:51:01 PM |
| fervent-repayment | $25.00 | 9/25/2011 12:05:29 PM |
| enriched-truth | $25.00 | 9/25/2011 11:52:03 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:22:07 PM |
| awe-inspiring-power | $50.00 | 9/25/2011 2:28:34 PM |
| finance-negotiator2 | $25.00 | 9/25/2011 4:06:49 PM |
| marwadi-62 | $100.00 | 9/25/2011 2:50:21 PM |
| Gibbyland | $150.00 | 9/25/2011 4:44:51 PM |
| melodious-fairness | $100.00 | 9/25/2011 4:46:03 PM |
| Rob717171 | $50.00 | 9/25/2011 3:03:00 PM |
| mike279766 | $58.49 | 9/25/2011 3:23:53 PM |
| unrivaled-income5 | $25.00 | 9/25/2011 3:36:56 PM |
| thrifty-capital | $25.00 | 9/25/2011 7:38:53 PM |
| availableloan | $25.00 | 9/25/2011 8:25:31 PM |
| phersjm | $25.00 | 9/25/2011 5:39:01 PM |
| MTLoans | $25.00 | 9/25/2011 5:59:31 PM |
| mad-scientist0 | $165.00 | 9/25/2011 7:26:22 PM |
| PXM-Financial | $50.00 | 9/25/2011 8:40:23 PM |
| mindful-deal289 | $50.00 | 9/25/2011 8:54:58 PM |
| musegaze | $100.00 | 9/25/2011 9:38:50 PM |
| momentous-coin | $75.00 | 9/25/2011 11:36:31 PM |
| coin-explorer | $25.00 | 9/26/2011 12:32:00 AM |
| gold-fluffy-bunny4 | $33.00 | 9/26/2011 4:54:03 AM |
| coin-sonnet | $200.00 | 9/26/2011 12:38:03 AM |
| immaculate-treasure | $30.00 | 9/26/2011 7:21:16 AM |
| Beechturner | $50.00 | 9/26/2011 5:19:37 AM |
| careful-note1 | $25.00 | 9/26/2011 5:30:14 AM |
| mad-scientist418 | $25.00 | 9/26/2011 6:38:07 AM |
| RJN | $39.75 | 9/26/2011 7:36:11 AM |
| LaXavier | $27.00 | 9/26/2011 7:38:48 AM |
| friendly-moola0 | $200.00 | 9/26/2011 9:31:02 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:48:08 AM |
| hitsman | $50.00 | 9/26/2011 11:34:53 AM |
| awwaww | $25.00 | 9/26/2011 10:34:23 AM |
| radforj22 | $25.00 | 9/26/2011 2:39:35 PM |
| handshake52 | $25.00 | 9/26/2011 1:23:44 PM |
| chrisb1414 | $25.00 | 9/26/2011 1:34:23 PM |
| supersam | $100.00 | 9/26/2011 3:23:45 PM |
| deal-banker | $96.31 | 9/26/2011 3:57:01 PM |
| helping-out | $400.00 | 9/26/2011 2:43:08 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:28 PM |
| leeball | $200.00 | 9/26/2011 3:10:50 PM |
| roxon | $25.00 | 9/26/2011 4:34:35 PM |
| orangetrust | $60.00 | 9/26/2011 4:40:29 PM |
| gjm6d | $25.00 | 9/26/2011 4:57:50 PM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:19 PM |
| MoneyForNothing | $27.62 | 9/20/2011 5:05:54 PM |
| green-trade-dolphin2 | $30.00 | 9/21/2011 6:54:36 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:04 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:56 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:50 PM |
| platinum-trophy | $80.00 | 9/22/2011 5:01:25 PM |
| principal-bull | $25.00 | 9/22/2011 5:31:35 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:03 PM |
| sri59 | $100.00 | 9/23/2011 6:20:21 AM |
| salala | $25.00 | 9/23/2011 10:45:32 AM |
| GoldenGo4 | $50.00 | 9/23/2011 3:29:53 PM |
| shrewd-peace7 | $25.00 | 9/23/2011 4:28:03 PM |
| ethicalhumanist | $100.00 | 9/23/2011 5:13:11 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:01 PM |
| umfan123 | $25.00 | 9/23/2011 5:26:18 PM |
| Bank42 | $50.00 | 9/23/2011 5:46:35 PM |
| green-trade-dolphin2 | $30.00 | 9/23/2011 8:12:13 PM |
| kind-value-pouch | $50.00 | 9/23/2011 8:11:39 PM |
| GCInvestments | $32.00 | 9/23/2011 10:05:38 PM |
| janeybooboo | $100.00 | 9/24/2011 5:49:38 AM |
| aztocas | $50.00 | 9/24/2011 7:25:40 AM |
| dime-sprout | $25.00 | 9/24/2011 5:49:20 AM |
| cash-spinner | $25.00 | 9/24/2011 6:02:33 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:43 AM |
| crw1950 | $50.00 | 9/24/2011 7:42:51 AM |
| CatbirdBanking | $25.00 | 9/24/2011 7:38:22 AM |
| natural-greenback6 | $25.00 | 9/24/2011 9:06:54 AM |
| platinum-czar | $25.00 | 9/24/2011 11:14:47 AM |
| fundstream | $25.00 | 9/24/2011 10:28:46 AM |
| rolltide09 | $25.00 | 9/24/2011 10:31:59 AM |
| repaymeplease | $25.00 | 9/24/2011 12:51:02 PM |
| handshake52 | $25.00 | 9/24/2011 12:58:39 PM |
| social-comet224 | $25.00 | 9/24/2011 3:44:10 PM |
| Pitufo | $25.00 | 9/24/2011 2:53:14 PM |
| CreditBuilder2 | $50.00 | 9/24/2011 3:17:19 PM |
| cash-cymbal | $25.00 | 9/24/2011 7:05:49 PM |
| wyogirllender | $25.00 | 9/24/2011 7:59:34 PM |
| first-serene-credit | $25.00 | 9/24/2011 10:42:22 PM |
| supreme-hope | $25.00 | 9/25/2011 4:44:42 AM |
| Trondheim_Norway | $85.00 | 9/24/2011 10:32:45 PM |
| nebula076 | $100.00 | 9/25/2011 4:47:39 AM |
| elgollo | $25.00 | 9/25/2011 8:41:02 AM |
| a-helping-hand | $500.00 | 9/25/2011 10:27:38 AM |
| spiff666 | $25.00 | 9/25/2011 8:44:28 AM |
| selector568 | $300.00 | 9/25/2011 10:06:47 AM |
| blue-dollar-viking | $25.00 | 9/25/2011 10:16:17 AM |
| gr8_r8 | $25.00 | 9/25/2011 12:22:24 PM |
| compassionate-dime0 | $100.00 | 9/25/2011 1:02:41 PM |
| youngster50 | $25.00 | 9/25/2011 11:29:04 AM |
| bold-worth-vinyl | $46.07 | 9/25/2011 3:17:48 PM |
| neutrino6 | $25.00 | 9/25/2011 3:31:41 PM |
| herman7 | $25.00 | 9/25/2011 5:55:43 PM |
| first-class-yield9 | $50.00 | 9/25/2011 3:55:39 PM |
| income-buffalo1 | $100.00 | 9/25/2011 7:04:51 PM |
| thomas16882004 | $25.00 | 9/25/2011 10:13:29 PM |
| smart-note9 | $25.00 | 9/25/2011 10:18:50 PM |
| amlu1988 | $25.00 | 9/25/2011 8:50:01 PM |
| Gladglide | $50.00 | 9/25/2011 8:55:04 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:18:56 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:26 AM |
| TMBank | $32.37 | 9/26/2011 6:00:28 AM |
| GElender | $40.00 | 9/26/2011 5:41:46 AM |
| polka2002 | $30.14 | 9/26/2011 6:26:34 AM |
| kulender | $50.00 | 9/26/2011 6:31:34 AM |
| generator596 | $30.00 | 9/26/2011 7:29:55 AM |
| revenue-appraiser | $25.00 | 9/26/2011 7:59:17 AM |
| return-enthusiast1 | $47.00 | 9/26/2011 9:13:45 AM |
| bold-joyful-exchange | $25.00 | 9/26/2011 9:05:05 AM |
| Zeenos | $100.00 | 9/26/2011 9:30:04 AM |
| JGB | $350.00 | 9/26/2011 1:35:04 PM |
| Ripsaw4U | $50.00 | 9/26/2011 1:40:00 PM |
| lawyervon | $25.00 | 9/26/2011 1:48:06 PM |
| starry2001 | $25.00 | 9/26/2011 2:34:03 PM |
| market-aficionado3 | $25.78 | 9/26/2011 3:45:17 PM |
| vigilance-searcher | $25.00 | 9/26/2011 3:57:50 PM |
| csandb | $25.00 | 9/26/2011 4:03:06 PM |
| point-pinnacle | $30.60 | 9/26/2011 4:29:57 PM |
| supersarah61 | $50.00 | 9/26/2011 4:48:11 PM |
| nri22 | $50.00 | 9/26/2011 3:37:48 PM |
| myduck | $100.00 | 9/26/2011 3:46:45 PM |
| romanfish | $500.00 | 9/26/2011 3:20:32 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:12:40 PM |
| beachliving29 | $36.24 | 9/26/2011 5:11:56 PM |
| investor11373 | $25.00 | 9/26/2011 4:18:28 PM |
| gilbrear | $25.00 | 9/26/2011 5:17:37 PM |
| thajr | $25.00 | 9/26/2011 4:55:13 PM |
| dukeiyer | $25.00 | 9/26/2011 5:00:18 PM |
| gold-position | $317.92 | 9/26/2011 5:23:55 PM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
528404
This series of Notes was issued and sold upon the funding of the borrower loan #53873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $197.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,077 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| money-mechanic4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
|
|
Principal balance:
| $4,427.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Kitchen Remodel
Purpose of loan:
This loan will be used to replace Kitchen Cabinetry, Countertops, Lighting, and backsplash. The only need for the loan is due to the unexpected timing of the remodel. We are forced to do this now due to damage and flooding from a faulty dishwasher installation.
My financial situation:
I am a good candidate for this loan because I have excellent credit scores, and have a secure career and 15 years with the same company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/26/2011 5:07:34 PM |
| rolltide09 | $25.00 | 9/26/2011 5:02:44 PM |
| MarvintheMartian | $55.00 | 9/26/2011 5:13:10 PM |
| SpoonerPhan | $50.00 | 9/26/2011 6:44:26 PM |
| virtuous-repayment | $50.00 | 9/27/2011 1:00:35 AM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 10:01:39 PM |
| green-trade-dolphin2 | $30.00 | 9/27/2011 6:20:22 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:34 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:42 AM |
| blot44 | $25.00 | 9/27/2011 5:57:19 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:18 AM |
| caring-hope2 | $100.00 | 9/27/2011 8:41:08 AM |
| BenR | $100.00 | 9/27/2011 8:42:51 AM |
| gentle-gain235 | $200.00 | 9/27/2011 8:51:29 AM |
| Dollars4Rent | $25.00 | 9/27/2011 8:42:29 AM |
| BlessedEveryDay | $25.00 | 9/27/2011 10:14:23 AM |
| oplender | $25.00 | 9/27/2011 9:26:19 AM |
| susurrus | $25.00 | 9/27/2011 3:53:46 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:16 PM |
| GoldenGo4 | $100.00 | 9/27/2011 5:16:46 PM |
| cloud8 | $60.00 | 9/27/2011 5:20:17 PM |
| danf2201 | $50.00 | 9/27/2011 5:46:08 PM |
| return-pumpkin7 | $29.00 | 9/27/2011 5:58:40 PM |
| Asparagirl | $25.00 | 9/27/2011 5:35:36 PM |
| 4Horseman | $50.00 | 9/27/2011 5:44:24 PM |
| Kaj | $50.00 | 9/27/2011 5:58:45 PM |
| pnace | $40.00 | 9/27/2011 6:04:46 PM |
| MLMarine | $25.00 | 9/27/2011 6:11:30 PM |
| dynamic-money271 | $50.00 | 9/27/2011 6:12:46 PM |
| return-beeper | $38.00 | 9/27/2011 6:45:18 PM |
| hidavehi | $40.00 | 9/27/2011 6:46:40 PM |
| miboymat | $25.00 | 9/27/2011 7:04:19 PM |
| dblaz5 | $500.00 | 9/27/2011 6:56:19 PM |
| wilchik | $80.00 | 9/27/2011 7:14:49 PM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:17:22 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:32:36 PM |
| moola-man | $25.00 | 9/27/2011 7:10:54 PM |
| fascinating-gold | $80.00 | 9/27/2011 7:21:50 PM |
| a-transaction-flute | $25.00 | 9/27/2011 7:43:06 PM |
| competent-p2p | $25.00 | 9/27/2011 7:46:36 PM |
| debt-legend | $25.00 | 9/27/2011 7:22:15 PM |
| IIP77 | $25.00 | 9/27/2011 7:54:41 PM |
| Sixmil | $100.00 | 9/27/2011 7:37:14 PM |
| Barky52 | $25.00 | 9/27/2011 7:38:08 PM |
| saga9 | $25.00 | 9/27/2011 8:09:15 PM |
| a-harmonious-bill | $25.00 | 9/27/2011 8:04:31 PM |
| eg192 | $50.00 | 9/27/2011 8:19:42 PM |
| CatbirdBanking | $25.00 | 9/27/2011 8:44:08 PM |
| Mad_Scientist | $34.98 | 9/27/2011 8:14:24 PM |
| handshake52 | $25.00 | 9/27/2011 9:12:53 PM |
| MTLoans | $15.00 | 9/27/2011 9:24:39 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:43 PM |
| riskreward | $250.00 | 9/26/2011 5:11:50 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:04 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:58 AM |
| Eric_Gagne | $125.00 | 9/27/2011 7:13:25 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:27 AM |
| penny-finder | $30.00 | 9/27/2011 12:03:38 PM |
| edaguy | $100.00 | 9/27/2011 1:15:43 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:50 PM |
| Rivervale_Westwood | $200.00 | 9/27/2011 2:54:52 PM |
| sunny-dough9 | $200.00 | 9/27/2011 5:20:01 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:08 PM |
| setUup | $36.30 | 9/27/2011 5:22:30 PM |
| fragonardlives | $25.00 | 9/27/2011 5:45:00 PM |
| UKloanfella | $100.00 | 9/27/2011 6:11:10 PM |
| note-virtuoso8 | $50.00 | 9/27/2011 6:20:05 PM |
| red-rate-youngster | $25.00 | 9/27/2011 6:53:28 PM |
| UncleSteve3000 | $50.00 | 9/27/2011 6:59:12 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:28 PM |
| nebula076 | $100.00 | 9/27/2011 7:24:25 PM |
| golden-agreement2 | $200.00 | 9/27/2011 7:28:28 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:21:21 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:14:04 PM |
| gulch | $25.00 | 9/27/2011 7:40:33 PM |
| zrohmm | $25.00 | 9/27/2011 7:29:22 PM |
| head | $25.00 | 9/27/2011 7:59:31 PM |
| ferocious-finance | $35.00 | 9/27/2011 8:28:55 PM |
| loyalty-czar | $50.00 | 9/27/2011 8:36:44 PM |
| sweety075 | $25.00 | 9/27/2011 8:43:42 PM |
| first-class-yield9 | $100.00 | 9/27/2011 8:45:06 PM |
| fund-fox4 | $50.00 | 9/27/2011 8:37:07 PM |
| neutrino6 | $25.00 | 9/27/2011 8:40:29 PM |
| blissful-penny | $43.50 | 9/27/2011 9:11:54 PM |
| Feyenoord | $25.00 | 9/27/2011 8:45:25 PM |
| goodcents | $28.21 | 9/27/2011 9:13:58 PM |
| rmachi | $25.00 | 9/27/2011 8:55:09 PM |
| martymaniaman | $25.00 | 9/27/2011 9:01:18 PM |
| amlu1988 | $25.00 | 9/27/2011 9:09:50 PM |
| important-ore | $100.00 | 9/27/2011 9:13:04 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
528412
This series of Notes was issued and sold upon the funding of the borrower loan #54114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $821.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 13y 6m |
|
Amount delinquent:
| $110 |
Total credit lines:
| 40 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,466 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TinyandMighty |
Borrower's state:
| Illinois |
Borrower's group:
| Not Active |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Please help me get out of debt!
Consolidate bills and get out of debt forever!!
My financial situation:
I have an excellent repayment history on all mortgage and consumer accounts and I am gainfully employed by the same company for 13 years.
My situation.
About four years ago I became legal guardian of my beautiful granddaughter and during that same period of time I was going through a divorce after 28 years of marriage. This was a huge shift for me financially. I found myself with a little one and responsible for all the house hold bills.
I am able to get by paycheck to paycheck but there am little to nothing left and seem to be no light at the end of the tunnel.
It would help me not just financially, but mentally as well to know I could be debt free in 3 years.
Thank you for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:20 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:52 PM |
| luzonct | $100.00 | 9/20/2011 5:34:39 PM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:04 AM |
| jescowa | $50.00 | 9/21/2011 6:15:50 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:05 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:31 PM |
| rcm87 | $100.00 | 9/23/2011 11:12:11 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:01 PM |
| riskreward | $250.00 | 9/24/2011 5:29:20 PM |
| Kaj | $30.00 | 9/25/2011 3:53:23 AM |
| kulender | $50.00 | 9/26/2011 6:31:34 AM |
| hitsman | $50.00 | 9/26/2011 11:34:53 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:29 PM |
| leeball | $100.00 | 9/26/2011 3:14:39 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:41 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:45 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:27 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:57 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:40 AM |
| edaguy | $100.00 | 9/27/2011 1:15:38 PM |
| mtquan | $25.00 | 9/27/2011 6:08:22 PM |
| rmachi | $25.00 | 9/27/2011 8:54:59 PM |
| momentous-coin | $50.00 | 9/27/2011 10:21:55 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:22 PM |
| duty-windmill | $25.00 | 9/27/2011 10:35:03 PM |
| ethical-truth211 | $501.00 | 9/28/2011 4:32:44 AM |
| novice-speculator | $25.00 | 9/28/2011 4:38:39 AM |
| Lender0010 | $50.00 | 9/28/2011 6:36:47 AM |
| kristof2007 | $25.00 | 9/28/2011 6:30:44 AM |
| john0720 | $100.00 | 9/28/2011 6:43:23 AM |
| fuzed | $45.00 | 9/28/2011 6:58:42 AM |
| C_Mark | $75.00 | 9/28/2011 7:20:47 AM |
| beans53 | $25.00 | 9/28/2011 7:15:55 AM |
| dthompso | $50.00 | 9/28/2011 8:53:10 AM |
| pleasant-bid | $25.00 | 9/28/2011 9:59:49 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:17 AM |
| GCInvestments | $25.00 | 9/28/2011 12:16:50 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:13 PM |
| generous-deal6 | $50.00 | 9/28/2011 3:59:22 PM |
| unconquerable-dedication | $25.00 | 9/28/2011 4:31:40 PM |
| jazz619 | $25.00 | 9/28/2011 3:29:01 PM |
| supersarah61 | $50.00 | 9/28/2011 5:13:36 PM |
| gatorbanker | $50.00 | 9/28/2011 5:41:09 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:55:36 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:17 PM |
| resplendent-dollar | $25.00 | 9/29/2011 1:30:31 AM |
| don8ter | $25.00 | 9/29/2011 3:35:44 AM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:42 AM |
| lm75 | $25.00 | 9/29/2011 6:47:18 AM |
| schnippy | $25.00 | 9/29/2011 6:54:36 AM |
| gjm6d | $25.00 | 9/29/2011 6:24:28 AM |
| peaceful-farmer | $35.00 | 9/29/2011 6:39:20 AM |
| dime-sprout | $25.00 | 9/29/2011 7:06:38 AM |
| otalon | $25.00 | 9/29/2011 8:03:07 AM |
| rocket361 | $200.00 | 9/29/2011 10:42:03 AM |
| tender-commerce8 | $100.00 | 9/29/2011 9:58:15 AM |
| fearless-credit6 | $1,000.00 | 9/29/2011 9:48:08 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:05 AM |
| kazdag | $50.00 | 9/29/2011 10:57:04 AM |
| organic-responsibility60 | $100.00 | 9/29/2011 11:51:53 AM |
| joelnet | $200.00 | 9/29/2011 11:47:07 AM |
| saga9 | $25.00 | 9/29/2011 12:51:19 PM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 6:54:19 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:57 PM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:47 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:50 PM |
| salala | $25.00 | 9/23/2011 10:45:32 AM |
| AF-Chief | $50.00 | 9/23/2011 5:25:55 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:39 AM |
| a-helping-hand | $100.00 | 9/25/2011 3:04:40 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:27 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:33 AM |
| virtuous-repayment | $25.00 | 9/27/2011 12:47:38 AM |
| Dubbs360 | $100.00 | 9/27/2011 8:03:22 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:13 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:02 PM |
| radforj22 | $25.00 | 9/27/2011 5:24:48 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:09:52 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:29:58 PM |
| cash-spark3 | $25.00 | 9/28/2011 2:35:25 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:19 AM |
| SJM10011a | $30.00 | 9/28/2011 6:58:46 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:33 AM |
| value-wind0 | $50.00 | 9/28/2011 8:25:15 AM |
| trade-watcher | $25.00 | 9/28/2011 1:53:32 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:26 PM |
| javelin0 | $50.00 | 9/28/2011 4:40:39 PM |
| ddog0224 | $50.00 | 9/28/2011 4:23:39 PM |
| nickel-ferret | $50.00 | 9/28/2011 5:09:55 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:54 PM |
| Mariner3605 | $25.00 | 9/29/2011 12:00:26 AM |
| sunny-dough9 | $200.00 | 9/29/2011 3:43:37 AM |
| enthralling-investment | $25.00 | 9/29/2011 5:35:51 AM |
| agreement-guild | $25.00 | 9/29/2011 5:24:24 AM |
| Zolton | $200.00 | 9/29/2011 7:24:42 AM |
| compassion-bauble4 | $50.00 | 9/29/2011 7:32:02 AM |
| bradny | $25.00 | 9/29/2011 7:35:54 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:11:16 AM |
| amlu1988 | $25.00 | 9/29/2011 10:03:34 AM |
| romanfish | $500.00 | 9/29/2011 11:41:29 AM |
| RockpointCapital | $200.00 | 9/29/2011 10:55:46 AM |
| brainy-currency3 | $25.00 | 9/29/2011 11:59:08 AM |
| fcrick | $25.00 | 9/29/2011 11:32:51 AM |
| secureincome | $2,000.00 | 9/29/2011 1:20:02 PM |
| ethical-truth211 | $500.00 | 9/29/2011 12:52:45 PM |
| hope-gondola9 | $6,734.00 | 9/29/2011 1:22:44 PM |
| tidy-generosity | $25.00 | 9/29/2011 1:17:41 PM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
528426
This series of Notes was issued and sold upon the funding of the borrower loan #53959, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,900.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $256.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 8m |
|
Amount delinquent:
| $209 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,762 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-zenith |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PAYOFF medical & credit vard debt
Purpose of loan:
This loan will be used to pay off credit card debt and medical bills
My financial situation:
I recently became ill and have had to use my credit cards to help pay for medical and personal bills. I believe I am a good candidate for this loan because I desire to to be debt free. I am a good candidate because I am honest and would be able to make monthly payments on time as requested. I am asking for a helping hand to get back on my feet
Monthly net income: $1061
Monthly expenses: $800
Housing: $300
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet:
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses (medical bills): $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:15:01 PM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:35 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:38 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:21 PM |
| HelpfulLender1 | $50.00 | 9/23/2011 6:38:13 AM |
| mg6619 | $25.00 | 9/23/2011 11:27:25 AM |
| helping-out | $45.00 | 9/26/2011 2:41:37 PM |
| blissful-finance7 | $25.00 | 9/26/2011 3:07:04 PM |
| dollar-authority | $50.00 | 9/27/2011 7:53:13 AM |
| nickel-hickory | $50.00 | 9/27/2011 12:31:39 PM |
| DonaldColorado | $50.00 | 9/27/2011 3:31:34 PM |
| mebowl300 | $27.54 | 9/27/2011 5:57:27 PM |
| interest-agave | $25.00 | 9/27/2011 6:08:35 PM |
| 108lender | $150.00 | 9/27/2011 6:43:36 PM |
| nebula076 | $100.00 | 9/27/2011 7:28:40 PM |
| zrohmm | $25.00 | 9/27/2011 7:30:34 PM |
| handy-justice | $50.00 | 9/27/2011 8:32:51 PM |
| justasoldier | $25.00 | 9/27/2011 8:49:35 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:03:56 PM |
| s_man1 | $25.00 | 9/28/2011 4:48:20 AM |
| GGreg799 | $25.00 | 9/28/2011 4:19:42 AM |
| pfh | $25.00 | 9/28/2011 5:50:46 AM |
| Golfmoney | $43.15 | 9/28/2011 4:49:02 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:35:51 AM |
| irrelevant | $25.00 | 9/28/2011 6:05:11 AM |
| icon7 | $25.00 | 9/28/2011 7:08:56 AM |
| billybragg | $25.00 | 9/28/2011 7:13:22 AM |
| bid-lightning9 | $25.00 | 9/28/2011 6:39:42 AM |
| dough-bear | $25.00 | 9/28/2011 7:41:56 AM |
| bsmtloan | $67.31 | 9/28/2011 7:09:55 AM |
| MapleLaker | $25.00 | 9/28/2011 7:55:04 AM |
| return-enthusiast1 | $25.00 | 9/28/2011 7:59:58 AM |
| BronxBomber79 | $25.00 | 9/28/2011 8:04:53 AM |
| careful-penny | $25.00 | 9/28/2011 8:44:25 AM |
| dthompso | $50.00 | 9/28/2011 8:53:10 AM |
| balance-warrior | $25.03 | 9/28/2011 9:15:01 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:25 AM |
| worthy-bid4 | $57.19 | 9/28/2011 9:23:35 AM |
| tech310 | $50.00 | 9/21/2011 6:06:57 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:13 PM |
| newest-unbeatable-currency | $25.00 | 9/24/2011 5:10:56 PM |
| HotStreak | $25.00 | 9/24/2011 11:44:29 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:21 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:28 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:18 AM |
| Gladglide | $25.00 | 9/26/2011 11:19:00 AM |
| astute-investment5 | $25.00 | 9/26/2011 10:23:55 AM |
| suave-dime6 | $25.00 | 9/26/2011 5:08:27 PM |
| rate-sceptre | $25.00 | 9/26/2011 5:31:32 PM |
| lucrative-reward | $100.00 | 9/26/2011 10:00:20 PM |
| Dubbs360 | $100.00 | 9/26/2011 9:32:58 PM |
| ethical-truth211 | $350.00 | 9/27/2011 1:47:01 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:42:09 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:26:16 AM |
| VJ_Financial | $26.30 | 9/27/2011 7:51:44 AM |
| dedicated-transaction796 | $26.00 | 9/27/2011 10:28:34 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:40 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:57 PM |
| lovely-greenback4 | $46.08 | 9/27/2011 8:35:02 PM |
| zone6 | $31.07 | 9/27/2011 11:19:42 PM |
| kind-diligent-coin | $26.33 | 9/28/2011 4:13:52 AM |
| truth-mason0 | $25.00 | 9/28/2011 5:51:31 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:39:30 AM |
| katnmouse | $25.00 | 9/28/2011 6:40:14 AM |
| silver-enlightenment0 | $100.00 | 9/28/2011 6:47:14 AM |
| GS-ROCK | $26.64 | 9/28/2011 7:52:00 AM |
| Hokies | $32.96 | 9/28/2011 7:09:10 AM |
| dedication-merman | $50.00 | 9/28/2011 7:03:32 AM |
| radiant-return | $25.00 | 9/28/2011 7:56:37 AM |
| green28 | $200.00 | 9/28/2011 9:23:49 AM |
| nickel-hickory | $104.15 | 9/28/2011 9:27:06 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
528432
This series of Notes was issued and sold upon the funding of the borrower loan #53880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,706 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| contract-blueberry2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Applicant
Purpose of loan: To address IRS situation
This loan will be used to... Pay IRS back taxes in conjunction with recent settlement.
My financial situation: Improving, after bein off work for many months, back to stable, high paying employment.
I am a good candidate for this loan because... I am responsible for paying off loans, and intend to payoff early, witin one year.
Monthly net income: $18,000
Monthly expenses: $2,500
Housing: $4,500
Insurance: $350
Car expenses: $450
Utilities: $500
Phone, cable, internet: $400
Food, entertainment: $1,600
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| figs4u2 | $100.00 | 9/21/2011 12:15:02 PM |
| dime-sapling | $25.00 | 9/21/2011 3:46:16 PM |
| saxaphone6 | $25.00 | 9/21/2011 4:32:11 PM |
| green-inspiring-peace | $25.00 | 9/22/2011 6:17:29 AM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:35 AM |
| credit-coach118 | $25.68 | 9/22/2011 11:04:02 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:13 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:22 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:29 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:18 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:38:08 AM |
| rebeldog67 | $25.00 | 9/26/2011 11:37:06 AM |
| jybank | $50.00 | 9/26/2011 11:42:21 AM |
| let_me_retire | $25.00 | 9/26/2011 1:25:40 PM |
| the-hope-workhorse | $100.00 | 9/26/2011 1:53:18 PM |
| helping-out | $30.00 | 9/26/2011 2:40:03 PM |
| Dubbs360 | $100.00 | 9/26/2011 4:28:07 PM |
| blissful-finance7 | $25.00 | 9/26/2011 3:02:59 PM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:18:22 PM |
| income-buffalo1 | $100.00 | 9/26/2011 6:18:53 PM |
| calimanusa | $30.30 | 9/26/2011 10:49:56 PM |
| NolockHolmes | $50.00 | 9/27/2011 1:05:13 AM |
| lespaul | $200.00 | 9/27/2011 2:43:41 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 6:25:40 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:47:19 AM |
| VJ_Financial | $26.30 | 9/27/2011 7:50:21 AM |
| Wyatte | $30.00 | 9/27/2011 8:36:45 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:43:57 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:40 AM |
| dedicated-transaction796 | $26.00 | 9/27/2011 10:28:34 AM |
| first-dinero-igloo | $25.00 | 9/27/2011 11:23:31 AM |
| Bank42 | $25.00 | 9/27/2011 3:35:13 PM |
| Soulphoniks-Holdings | $59.40 | 9/27/2011 4:23:36 PM |
| Marssoft | $25.00 | 9/27/2011 4:59:47 PM |
| Amber_Stone | $28.50 | 9/27/2011 4:58:01 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:13:58 PM |
| reasonable-power | $25.00 | 9/27/2011 5:59:29 PM |
| bid-stockpiler1 | $150.00 | 9/27/2011 5:38:05 PM |
| finance-mangrove4 | $27.00 | 9/27/2011 6:04:03 PM |
| jerrymaguire | $25.00 | 9/27/2011 6:05:05 PM |
| return-beeper | $35.00 | 9/27/2011 6:44:56 PM |
| buffalobills | $25.00 | 9/27/2011 6:55:39 PM |
| gothampark | $25.00 | 9/27/2011 6:53:35 PM |
| Engineer44 | $35.00 | 9/27/2011 7:13:11 PM |
| bzka1do | $60.00 | 9/27/2011 7:08:59 PM |
| zrohmm | $25.00 | 9/27/2011 7:27:58 PM |
| Bob450 | $35.03 | 9/27/2011 7:28:46 PM |
| p2p-mover0 | $30.46 | 9/27/2011 7:37:33 PM |
| nebula076 | $100.00 | 9/27/2011 7:25:14 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:31:21 PM |
| worth-blanket2 | $1,600.00 | 9/27/2011 8:15:47 PM |
| dignified-marketplace5 | $200.00 | 9/27/2011 7:46:41 PM |
| Megaton | $25.00 | 9/21/2011 2:59:57 PM |
| tech310 | $50.00 | 9/21/2011 6:03:27 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:39 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:21 PM |
| Rashanir | $25.00 | 9/24/2011 5:33:47 AM |
| CreditBuilder2 | $50.00 | 9/26/2011 10:50:17 AM |
| CA-Lender | $150.00 | 9/26/2011 10:29:48 AM |
| Gladglide | $25.00 | 9/26/2011 11:19:38 AM |
| evergreen16 | $250.00 | 9/26/2011 12:46:38 PM |
| shawnw2 | $25.00 | 9/26/2011 1:09:46 PM |
| supreme-hope | $25.00 | 9/26/2011 1:49:24 PM |
| 340 | $25.00 | 9/26/2011 12:37:42 PM |
| industrious-currency | $25.00 | 9/26/2011 5:05:24 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:08:06 PM |
| Bill88 | $25.00 | 9/26/2011 3:54:47 PM |
| Something-Corporate | $25.00 | 9/26/2011 3:38:20 PM |
| ingenious-interest1 | $150.00 | 9/26/2011 4:18:48 PM |
| quest0 | $100.00 | 9/26/2011 6:50:01 PM |
| orderly-wampum | $55.00 | 9/26/2011 6:53:33 PM |
| susurrus | $25.00 | 9/26/2011 5:38:00 PM |
| Pitufo | $25.00 | 9/26/2011 7:16:39 PM |
| newest-attractive-funds | $36.00 | 9/26/2011 7:18:13 PM |
| youngster50 | $25.00 | 9/26/2011 6:25:33 PM |
| dignified-marketplace5 | $100.00 | 9/26/2011 8:17:30 PM |
| lucrative-reward | $100.00 | 9/26/2011 10:07:38 PM |
| PXM-Financial | $50.00 | 9/26/2011 9:05:34 PM |
| SolarMoonshine | $25.00 | 9/27/2011 3:36:03 AM |
| wndrtigres | $25.00 | 9/27/2011 5:46:03 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:38:52 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:12:16 AM |
| natural-platinum | $300.00 | 9/27/2011 7:07:28 AM |
| bsmtloan | $100.00 | 9/27/2011 9:30:08 AM |
| vibrant-penny7 | $50.00 | 9/27/2011 9:57:05 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:27 AM |
| nickel-hickory | $50.00 | 9/27/2011 12:30:52 PM |
| 56bones | $100.00 | 9/27/2011 12:05:20 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:57 PM |
| LuvToLend | $25.00 | 9/27/2011 3:33:04 PM |
| Marssoft | $25.00 | 9/27/2011 5:02:18 PM |
| bnoble09 | $25.00 | 9/27/2011 5:58:01 PM |
| jtc26 | $50.00 | 9/27/2011 5:57:40 PM |
| gra82 | $47.12 | 9/27/2011 6:03:59 PM |
| five-star-note | $75.00 | 9/27/2011 6:08:49 PM |
| engaging-repayment8 | $25.30 | 9/27/2011 6:16:40 PM |
| zorg77 | $50.00 | 9/27/2011 6:59:23 PM |
| 1randyp | $100.00 | 9/27/2011 6:48:54 PM |
| luzonct | $100.00 | 9/27/2011 7:14:06 PM |
| dedicated-diversification5 | $35.97 | 9/27/2011 7:31:32 PM |
| red-favorable-basis | $25.00 | 9/27/2011 7:53:25 PM |
| wise-careful-greenback | $50.00 | 9/27/2011 7:33:18 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:07:20 PM |
| thomas16882004 | $25.00 | 9/27/2011 7:48:35 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
528470
This series of Notes was issued and sold upon the funding of the borrower loan #54099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $206.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,618 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-scrutinzer0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle purchase
Purpose of loan:
This loan will be used to...
Purchase a motorcycle for recreational use.
My financial situation:
I am a good candidate for this loan because...
I have a good credit rating, have owned a home for almost 6 years and have held steady work. I've currently been employed for 3 1/2 years and worked 5 years at another company prior to the switch.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 9/21/2011 10:11:11 AM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:35 AM |
| compoundinterest | $50.00 | 9/21/2011 9:07:50 AM |
| loyalty-edifice997 | $32.00 | 9/21/2011 9:20:53 AM |
| JedClampett | $125.00 | 9/21/2011 10:46:58 AM |
| truth-igniter4 | $25.00 | 9/21/2011 12:24:07 PM |
| mtquan | $25.00 | 9/21/2011 1:57:22 PM |
| ski bum | $100.00 | 9/21/2011 5:11:40 PM |
| wampum-chorus3 | $25.00 | 9/21/2011 5:46:28 PM |
| jescowa | $50.00 | 9/21/2011 6:15:51 PM |
| djh47a | $25.00 | 9/21/2011 6:12:27 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:57 AM |
| john0720 | $100.00 | 9/22/2011 1:12:55 AM |
| gavinsp | $25.00 | 9/22/2011 4:31:56 AM |
| chibear34 | $25.00 | 9/22/2011 6:08:12 AM |
| jscope | $25.00 | 9/22/2011 6:50:21 AM |
| best-deal-banker | $50.00 | 9/22/2011 7:18:45 AM |
| gold-sushi | $50.00 | 9/22/2011 5:56:58 AM |
| personal-lender | $25.00 | 9/22/2011 9:10:47 AM |
| economy-molecule3 | $500.00 | 9/22/2011 9:14:08 AM |
| GATrust | $25.00 | 9/22/2011 9:23:27 AM |
| tombomb | $29.00 | 9/22/2011 10:12:33 AM |
| wise-silver-wonder | $25.00 | 9/22/2011 10:22:41 AM |
| Syzygy | $25.00 | 9/22/2011 11:24:47 AM |
| credit-bliss8 | $25.00 | 9/22/2011 11:46:00 AM |
| sflawya | $25.00 | 9/22/2011 12:35:56 PM |
| Centerline15 | $25.00 | 9/22/2011 1:08:30 PM |
| conductor49 | $25.00 | 9/22/2011 12:11:55 PM |
| bonus-tent | $25.00 | 9/22/2011 4:00:59 PM |
| Algernon | $27.84 | 9/22/2011 4:53:33 PM |
| spenrod | $25.00 | 9/22/2011 4:31:52 PM |
| Aimvest | $25.00 | 9/22/2011 4:53:45 PM |
| DreDub | $50.00 | 9/22/2011 4:55:30 PM |
| valiant-liberty4 | $25.00 | 9/22/2011 5:06:21 PM |
| comet55 | $25.00 | 9/22/2011 5:07:44 PM |
| velocity-solo | $25.00 | 9/22/2011 5:08:07 PM |
| Money_Hog | $25.00 | 9/22/2011 4:56:32 PM |
| senior1 | $25.00 | 9/22/2011 5:24:11 PM |
| bmbanzai | $25.00 | 9/22/2011 5:33:13 PM |
| auction-elvis | $25.00 | 9/22/2011 5:37:31 PM |
| bold-steady-peso | $51.79 | 9/22/2011 5:27:13 PM |
| ImaPutz | $25.00 | 9/22/2011 6:43:31 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:03 PM |
| Kaj | $40.00 | 9/22/2011 6:56:32 PM |
| ZeLonewolf | $25.00 | 9/22/2011 7:58:37 PM |
| inspired-investment8 | $50.00 | 9/22/2011 9:05:18 PM |
| Zeenos | $75.00 | 9/22/2011 9:54:03 PM |
| meenan | $50.00 | 9/22/2011 9:16:13 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:29:35 PM |
| Approved1234 | $50.00 | 9/23/2011 3:20:24 AM |
| p1k4blu | $25.00 | 9/23/2011 2:20:18 AM |
| BigMac1953 | $25.00 | 9/23/2011 6:10:48 AM |
| anacent | $50.00 | 9/23/2011 6:53:21 AM |
| Brisket_Bob | $50.00 | 9/23/2011 7:08:06 AM |
| subtle-revenue0 | $25.00 | 9/23/2011 7:30:27 AM |
| Moneypenny6 | $25.00 | 9/23/2011 8:26:40 AM |
| first-serene-credit | $25.00 | 9/23/2011 8:43:34 AM |
| Theodon | $25.00 | 9/23/2011 9:44:10 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:40 AM |
| quintilian | $25.00 | 9/23/2011 9:58:35 AM |
| solarwind | $25.00 | 9/23/2011 10:19:34 AM |
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:57 PM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:06 AM |
| Marathoner | $25.00 | 9/21/2011 11:41:28 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 11:21:33 AM |
| boylezz | $25.00 | 9/21/2011 9:55:19 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:02 PM |
| indomitable-coin | $25.00 | 9/21/2011 12:24:42 PM |
| vigilance-revolutionary | $50.00 | 9/21/2011 1:09:32 PM |
| top-tender-moola | $25.00 | 9/21/2011 2:30:05 PM |
| kriegs | $100.00 | 9/21/2011 12:37:17 PM |
| gentle-gain235 | $200.00 | 9/21/2011 12:44:31 PM |
| mr55262 | $50.00 | 9/21/2011 4:36:16 PM |
| oplender | $25.00 | 9/21/2011 4:54:16 PM |
| GoldenGo4 | $100.00 | 9/21/2011 3:55:05 PM |
| nickel-ferret | $50.00 | 9/21/2011 5:09:56 PM |
| availableloan | $25.00 | 9/21/2011 6:38:12 PM |
| GoldenGo4 | $100.00 | 9/21/2011 6:45:37 PM |
| Weaverville | $100.00 | 9/21/2011 9:07:07 PM |
| SCD | $25.00 | 9/21/2011 7:52:45 PM |
| whistledicksmith | $25.00 | 9/22/2011 12:03:44 AM |
| scott73 | $25.00 | 9/21/2011 10:24:11 PM |
| 6moonbeams | $50.00 | 9/22/2011 7:23:07 AM |
| blot44 | $100.00 | 9/22/2011 6:52:21 AM |
| Dollars4Rent | $50.00 | 9/22/2011 8:28:02 AM |
| SailAwayMoon | $25.00 | 9/22/2011 12:48:54 PM |
| riproaringrapids | $25.00 | 9/22/2011 1:28:56 PM |
| euro-deployment | $25.00 | 9/22/2011 2:31:36 PM |
| degster | $25.00 | 9/22/2011 4:15:15 PM |
| market-maximizer472 | $100.00 | 9/22/2011 3:29:04 PM |
| finance-symphony7 | $100.00 | 9/22/2011 5:21:57 PM |
| MadHun | $200.00 | 9/22/2011 5:10:28 PM |
| top-epic-community | $100.00 | 9/22/2011 5:46:00 PM |
| Global_Lender | $25.00 | 9/22/2011 5:24:19 PM |
| dollarsforrent | $75.00 | 9/22/2011 5:50:21 PM |
| cloud8 | $60.00 | 9/22/2011 5:30:52 PM |
| BigLinCT | $25.00 | 9/22/2011 5:36:17 PM |
| 108lender | $150.00 | 9/22/2011 6:40:16 PM |
| StarshipTrooper | $50.00 | 9/22/2011 6:15:26 PM |
| radforj22 | $25.00 | 9/22/2011 7:22:51 PM |
| money-floret | $50.00 | 9/22/2011 8:30:59 PM |
| responsibility-cherry6 | $25.00 | 9/22/2011 10:58:02 PM |
| secureincome | $650.00 | 9/22/2011 9:30:14 PM |
| Lender0010 | $50.00 | 9/23/2011 1:34:11 AM |
| Dreamconnection | $50.00 | 9/23/2011 4:11:29 AM |
| mbever10 | $25.00 | 9/23/2011 5:32:15 AM |
| AlB5 | $25.00 | 9/23/2011 5:52:57 AM |
| dharma1 | $25.00 | 9/23/2011 6:00:51 AM |
| mrpowers5531 | $25.00 | 9/23/2011 7:48:32 AM |
| friendinmoney | $25.00 | 9/23/2011 8:33:03 AM |
| Sneezie | $100.00 | 9/23/2011 8:03:30 AM |
| crdcteng | $50.00 | 9/23/2011 8:50:42 AM |
| payment-piledriver | $29.44 | 9/23/2011 9:13:19 AM |
| first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:29 AM |
| efficient-marketplace | $50.00 | 9/23/2011 10:35:14 AM |
| independent-revenue4 | $50.00 | 9/23/2011 10:23:34 AM |
| Warwick | $50.00 | 9/23/2011 10:36:55 AM |
| salala | $25.00 | 9/23/2011 10:45:34 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
528484
This series of Notes was issued and sold upon the funding of the borrower loan #53988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $529.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,357 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elated-fund1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment that is proven
Purpose of loan:
This loan will be used to purchase equipment to start a photography business.
My financial situation:
I am a good candidate for this loan because I have excellent credit and a proven track record of paying my debts on time and in full.
I have over 20 years of experience as a manager for a high end retailer responsible for managing every aspect of a 85+ million dollar a year store, including budgets, p&l and all employee concerns. I plan to use this experience to start a photography business. I have virtually no debt and I own my vehicle outright.
I recently left this employer to pursue this business and currently have a base monthly income of approx $2,292 per month from unemployment. This lasts until 7/2012.
I will repay this loan as agreed and appreciate the opportunity.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:22 PM |
| luzonct | $100.00 | 9/20/2011 5:38:47 PM |
| compoundinterest | $50.00 | 9/20/2011 5:07:54 PM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 6:53:34 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:00 PM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:48 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:50 PM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:40 AM |
| salala | $25.00 | 9/23/2011 10:45:34 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:12 AM |
| mg6619 | $25.00 | 9/23/2011 11:27:11 AM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:47 PM |
| Lender0010 | $50.00 | 9/24/2011 11:49:21 AM |
| repaymeplease | $50.00 | 9/24/2011 1:03:32 PM |
| newest-unbeatable-currency | $30.00 | 9/24/2011 5:12:56 PM |
| kulender | $37.00 | 9/26/2011 6:31:35 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:33 AM |
| mrack | $25.00 | 9/26/2011 9:56:39 AM |
| fcrick | $25.00 | 9/26/2011 11:35:02 AM |
| income-buffalo1 | $150.00 | 9/26/2011 3:07:56 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:17:09 PM |
| first-genuine-bid | $49.79 | 9/26/2011 5:28:41 PM |
| worth-blanket2 | $13,000.00 | 9/26/2011 7:00:09 PM |
| quest0 | $50.00 | 9/26/2011 6:50:49 PM |
| oplender | $25.00 | 9/21/2011 8:12:49 AM |
| caring-hope2 | $100.00 | 9/21/2011 10:40:28 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:06 AM |
| Weaverville | $50.00 | 9/21/2011 9:08:07 PM |
| john0720 | $100.00 | 9/22/2011 1:12:55 AM |
| Kaj | $40.00 | 9/22/2011 7:02:00 PM |
| AF-Chief | $50.00 | 9/23/2011 5:27:53 PM |
| riskreward | $250.00 | 9/24/2011 5:29:21 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:40 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:28 AM |
| novice-speculator | $25.00 | 9/26/2011 10:09:24 AM |
| hitsman | $50.00 | 9/26/2011 11:34:55 AM |
| supreme-hope | $25.00 | 9/26/2011 1:48:47 PM |
| Zeenos | $25.00 | 9/26/2011 12:03:48 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:29 PM |
| fervent-repayment | $25.00 | 9/26/2011 3:57:51 PM |
| kukubird | $50.00 | 9/26/2011 4:59:39 PM |
| Gladglide | $25.00 | 9/26/2011 6:45:05 PM |
| investment-comet | $25.00 | 9/26/2011 6:46:55 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
528486
This series of Notes was issued and sold upon the funding of the borrower loan #54013, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,841 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lean-velocity435 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
George
Purpose of loan:
This loan will be used to...Help pay wedding expenses
My financial situation: Good
I am a good candidate for this loan because...I am working fulltime
Monthly net income: $ 5000.00
Monthly expenses: $ 2800.00
Housing: $ 500.00
Insurance: $ 300.00
Car expenses: $ 425.00
Utilities: $ 300.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 1200.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 9/21/2011 9:17:55 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:02 PM |
| saxaphone6 | $25.00 | 9/21/2011 4:31:05 PM |
| tech310 | $50.00 | 9/21/2011 6:06:57 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:39 AM |
| InChicago | $100.00 | 9/22/2011 9:09:23 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:21 PM |
| wise-unique-market | $100.00 | 9/23/2011 4:46:49 PM |
| Rogelio48 | $25.00 | 9/23/2011 9:48:44 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:18 AM |
| shawnw2 | $75.00 | 9/26/2011 2:55:32 PM |
| rate-sceptre | $25.00 | 9/26/2011 5:57:42 PM |
| DiligentiaLLC | $45.47 | 9/27/2011 7:15:55 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:57 PM |
| gotjack | $25.00 | 9/27/2011 5:18:22 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:27:35 PM |
| papaloha | $25.00 | 9/27/2011 7:03:45 PM |
| alexgalt | $25.00 | 9/27/2011 9:44:18 PM |
| dthompso | $50.00 | 9/28/2011 8:53:11 AM |
| gentle-gain235 | $100.00 | 9/28/2011 9:13:14 AM |
| Dubbs360 | $100.00 | 9/28/2011 9:03:13 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:07:24 AM |
| engaging-repayment8 | $25.30 | 9/28/2011 9:53:38 AM |
| CA-Lender | $25.00 | 9/28/2011 11:24:07 AM |
| Relevance | $25.00 | 9/28/2011 11:44:56 AM |
| Pitufo | $25.00 | 9/28/2011 1:10:51 PM |
| gotjack | $75.00 | 9/28/2011 12:04:05 PM |
| Zuzu | $25.00 | 9/28/2011 12:08:08 PM |
| Bob450 | $25.03 | 9/28/2011 2:27:15 PM |
| brainfeeder | $200.00 | 9/28/2011 3:17:17 PM |
| Madmigel | $50.00 | 9/28/2011 3:52:54 PM |
| principal-triumph | $50.00 | 9/28/2011 4:17:38 PM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:26:27 PM |
| Located | $1,526.30 | 9/28/2011 4:32:47 PM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:35 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:13 PM |
| nodebt2012 | $25.00 | 9/23/2011 1:58:45 PM |
| Something-Corporate | $25.00 | 9/23/2011 7:05:32 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:22 AM |
| CashFlow13 | $1,000.00 | 9/26/2011 1:07:43 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:29 AM |
| EngineersAlliance | $75.00 | 9/26/2011 9:10:02 AM |
| CatbirdBanking | $25.00 | 9/27/2011 7:25:53 AM |
| simplelender80 | $400.00 | 9/27/2011 2:23:52 PM |
| let_me_retire | $50.00 | 9/27/2011 5:49:59 PM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:25 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:04:09 AM |
| grnii78 | $200.00 | 9/28/2011 10:44:59 AM |
| progressive-treasure1 | $25.00 | 9/28/2011 11:07:52 AM |
| Zeenos | $25.00 | 9/28/2011 11:33:52 AM |
| ddog0224 | $50.00 | 9/28/2011 11:28:19 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:24:23 PM |
| NolockHolmes | $50.00 | 9/28/2011 1:22:59 PM |
| glroark | $50.00 | 9/28/2011 12:29:35 PM |
| money-fort | $25.00 | 9/28/2011 3:03:29 PM |
| Toastmaster007 | $30.00 | 9/28/2011 3:36:06 PM |
| VJ_Financial | $26.30 | 9/28/2011 3:44:47 PM |
| ethical-truth211 | $580.00 | 9/28/2011 3:56:08 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:05:37 PM |
| nickel-hickory | $25.00 | 9/28/2011 4:23:26 PM |
| ethicalhumanist | $50.00 | 9/28/2011 2:35:23 PM |
| intelligent-repayment8 | $691.35 | 9/28/2011 4:46:47 PM |
| CreditBuilder2 | $25.00 | 9/28/2011 4:38:18 PM |
| swerve1317 | $50.00 | 9/28/2011 4:44:50 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
528498
This series of Notes was issued and sold upon the funding of the borrower loan #53951, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| phchristensen |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Building credit
I am looking to get this loan in order to build credit. I currently have a few credit cards that I carry no balance on and a mortgage. I do not have car payments or any other kind of installment loan. I have no intent of spending this money so it will be put in my savings account. I am trying to build credit; Having the monthly payment every month will help. I intend to to let the loan go the entire 36 months.
I am an active investor on prosper and have 150 active loans right now. The payments I receive monthly from these loans is more that enough to pay the monthly payment on this loan. In addition to this I have a few thousand dollars a month in disposable income from my normal paycheck.
Monthly income $10000
Mortgage 1011
Mortgage extra 1000
Utilities 1000
Car insurance 150
Gas 600
Entertainment 1000
Food 700
Clothes 250
Disposable Income $4289
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ursus | $50.00 | 9/22/2011 9:08:17 AM |
| well-rounded-payout0 | $50.00 | 9/22/2011 9:17:42 AM |
| impeccable-ore3 | $25.00 | 9/22/2011 9:52:33 AM |
| AndChicksforFree | $25.07 | 9/22/2011 10:19:44 AM |
| exchange-squirrel | $25.00 | 9/22/2011 10:59:12 AM |
| calimanusa | $50.00 | 9/22/2011 4:52:03 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:19 PM |
| Dubbs360 | $25.00 | 9/23/2011 1:01:52 PM |
| kulender | $100.00 | 9/23/2011 2:37:47 PM |
| SolarMoonshine | $25.00 | 9/23/2011 6:25:02 PM |
| newest-generous-income | $25.00 | 9/23/2011 11:43:21 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:19 AM |
| nickelasaurus-rex | $38.98 | 9/24/2011 8:25:00 AM |
| suave-dime6 | $25.00 | 9/24/2011 8:59:30 AM |
| taetrade | $25.00 | 9/24/2011 10:01:31 AM |
| thelovebug | $54.00 | 9/24/2011 12:19:31 PM |
| payout-bridge | $200.00 | 9/24/2011 1:26:06 PM |
| payout-bridge | $75.00 | 9/24/2011 1:26:17 PM |
| periko | $50.00 | 9/24/2011 11:39:23 PM |
| Beechturner | $50.00 | 9/25/2011 5:19:02 AM |
| high_flyer | $200.00 | 9/25/2011 12:52:22 AM |
| wealth-renaissance5 | $25.00 | 9/25/2011 2:23:20 AM |
| elvisloans | $25.00 | 9/25/2011 4:56:55 AM |
| MoneyTree79 | $25.00 | 9/25/2011 7:06:39 AM |
| heaven75 | $39.87 | 9/25/2011 8:28:45 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:00 PM |
| ti22ring | $25.00 | 9/22/2011 10:19:59 AM |
| leverage-monger | $25.00 | 9/22/2011 10:21:12 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:26 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:04 PM |
| janeybooboo | $100.00 | 9/23/2011 8:22:13 AM |
| frogperson | $68.07 | 9/23/2011 8:12:38 AM |
| kinetic-social | $25.00 | 9/23/2011 9:42:13 AM |
| brightest-dignified-penny | $25.00 | 9/23/2011 4:21:32 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:09 PM |
| Rollshaft | $50.00 | 9/23/2011 5:25:14 PM |
| MilitaryLending | $100.06 | 9/24/2011 1:55:53 AM |
| Mombo-5 | $100.00 | 9/24/2011 7:01:58 AM |
| the-credit-bauble | $25.00 | 9/24/2011 6:08:31 AM |
| carrinel | $102.76 | 9/24/2011 7:37:51 AM |
| bizlending | $100.00 | 9/24/2011 10:35:02 AM |
| mlj0671 | $25.00 | 9/24/2011 9:56:58 AM |
| leverage-monger | $25.00 | 9/24/2011 10:45:09 AM |
| Druidsoft | $25.00 | 9/24/2011 3:57:40 PM |
| icanhasloanz | $166.19 | 9/24/2011 10:16:46 PM |
| timmsc | $25.00 | 9/24/2011 10:27:52 PM |
| Kaj | $30.00 | 9/25/2011 3:53:30 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
528526
This series of Notes was issued and sold upon the funding of the borrower loan #53868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 16y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,109 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| principal-accruer194 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TUDDY
Purpose of loan: HOME IMPROVEMENTS
This loan will be used to... upgrade backyard of our investment property
My financial situation: 16 years employed by the State of California
I I am a good candidate for this loan because I have steady income and my spouse has steady income. I have re-established my credit and can afford the monthly payment. I split my monthly income with my husband. The following represent my half of the monthly expenses since you are only interested in my income and expenses.
Monthly net income: $ 5,348.00
Monthly expenses: $2,100.00
Housing: $1,000 (rent) $383.50 (mortgage payment)
Insurance: $ 50.00
Car expenses: $103.50
Utilities: $50.00
Phone, cable, internet: $75.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:59 PM |
| figs4u2 | $100.00 | 9/21/2011 12:15:05 PM |
| ursus | $50.00 | 9/21/2011 5:08:57 PM |
| tech310 | $50.00 | 9/21/2011 6:06:58 PM |
| kind-credit-bear | $25.25 | 9/22/2011 4:20:36 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:41 AM |
| Dubbs360 | $100.00 | 9/22/2011 10:36:15 AM |
| arampata | $180.00 | 9/22/2011 11:59:33 PM |
| beakerfish | $100.00 | 9/24/2011 12:47:09 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:11 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:00 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:30 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:19 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:37:06 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:19:58 AM |
| moola-monger9 | $50.00 | 9/26/2011 11:21:19 AM |
| bsmtloan | $150.00 | 9/26/2011 12:42:30 PM |
| hitsman | $50.00 | 9/26/2011 11:34:56 AM |
| helping-out | $35.00 | 9/26/2011 2:38:24 PM |
| helping-out | $35.00 | 9/26/2011 2:38:40 PM |
| income-buffalo1 | $100.00 | 9/26/2011 4:55:11 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:10:04 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:07:40 PM |
| quest0 | $25.00 | 9/26/2011 6:49:27 PM |
| forthright-trade | $25.00 | 9/26/2011 7:30:39 PM |
| Pitufo | $25.00 | 9/26/2011 7:14:27 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:25 PM |
| Christophe | $25.00 | 9/26/2011 7:04:16 PM |
| poisson17 | $30.00 | 9/26/2011 8:59:37 PM |
| burgeoning-marketplace4 | $39.00 | 9/26/2011 8:01:26 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:58 AM |
| carolinalending | $25.00 | 9/27/2011 7:20:03 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 6:24:49 AM |
| payout-bridge | $25.00 | 9/27/2011 9:13:09 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:42:55 AM |
| SomebodysMom | $34.62 | 9/27/2011 1:56:36 PM |
| irrelevant | $25.00 | 9/27/2011 2:05:08 PM |
| worth-jedi5 | $40.00 | 9/27/2011 3:27:20 PM |
| thrifty-capital | $25.00 | 9/27/2011 3:14:56 PM |
| bizlending | $250.00 | 9/27/2011 5:30:08 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:08 PM |
| evnagelist | $50.00 | 9/27/2011 5:55:48 PM |
| deepblue34 | $25.00 | 9/27/2011 6:14:16 PM |
| wealth-multiplier | $25.00 | 9/27/2011 6:01:34 PM |
| Loanstou | $41.64 | 9/27/2011 6:24:18 PM |
| interest-agave | $25.00 | 9/27/2011 6:05:57 PM |
| return-beeper | $30.00 | 9/27/2011 6:43:44 PM |
| a-harmonious-bill | $50.00 | 9/27/2011 6:45:35 PM |
| market-trooper3 | $30.00 | 9/27/2011 6:30:01 PM |
| five-star-note | $50.00 | 9/27/2011 6:11:53 PM |
| zorg77 | $50.00 | 9/27/2011 6:57:24 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:49:42 PM |
| hawk357 | $38.00 | 9/27/2011 7:09:19 PM |
| gold-virtuoso | $40.00 | 9/27/2011 6:58:38 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:48:33 PM |
| ELDURO | $30.04 | 9/27/2011 7:08:21 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:21 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:15 PM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:19 PM |
| kulender | $100.00 | 9/23/2011 2:37:45 PM |
| treasure-bliss | $25.00 | 9/24/2011 4:33:39 AM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:18 AM |
| mlj0671 | $25.00 | 9/24/2011 9:56:57 AM |
| Kaj | $30.00 | 9/25/2011 3:53:25 AM |
| red-power-pecan | $50.00 | 9/25/2011 3:40:09 PM |
| capital-huckleberry | $50.00 | 9/26/2011 9:46:50 AM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 9:59:59 AM |
| CreditBuilder2 | $50.00 | 9/26/2011 10:44:41 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:34 AM |
| CA-Lender | $25.00 | 9/26/2011 10:28:09 AM |
| astute-investment5 | $25.00 | 9/26/2011 10:25:36 AM |
| mrack | $25.00 | 9/26/2011 10:49:56 AM |
| moola-accelerator6 | $35.00 | 9/26/2011 11:03:36 AM |
| Gladglide | $25.00 | 9/26/2011 11:16:36 AM |
| the-hope-workhorse | $100.00 | 9/26/2011 1:57:13 PM |
| buddy486 | $25.00 | 9/26/2011 12:58:54 PM |
| supreme-hope | $25.00 | 9/26/2011 1:44:12 PM |
| ChoiceInvestments | $28.50 | 9/26/2011 4:06:36 PM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:15:46 PM |
| rate-sceptre | $25.00 | 9/26/2011 5:04:12 PM |
| hogdriver | $25.00 | 9/26/2011 5:16:48 PM |
| susurrus | $25.00 | 9/26/2011 5:34:08 PM |
| bonus-demon | $50.00 | 9/26/2011 5:21:32 PM |
| icanhasloanz | $75.00 | 9/26/2011 9:17:07 PM |
| cash-spark3 | $25.00 | 9/27/2011 1:43:59 AM |
| cognizant-rupee7 | $25.00 | 9/26/2011 9:04:14 PM |
| lespaul | $200.00 | 9/27/2011 2:45:43 AM |
| cymbal097 | $50.00 | 9/27/2011 6:05:44 AM |
| nebula076 | $100.00 | 9/27/2011 5:05:18 AM |
| well-mannered-income3 | $30.00 | 9/27/2011 6:36:41 AM |
| cash-turbine1 | $25.00 | 9/27/2011 6:17:31 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:19:16 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:43:43 AM |
| marelojay | $100.00 | 9/27/2011 8:10:33 AM |
| Bob450 | $25.03 | 9/27/2011 7:55:38 AM |
| Isanpankki | $50.00 | 9/27/2011 8:47:32 AM |
| idriveajeep | $30.00 | 9/27/2011 7:30:56 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:36 AM |
| fusbarro | $200.00 | 9/27/2011 10:24:46 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:27 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:37 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:40 AM |
| nimble-nickel | $25.00 | 9/27/2011 11:17:48 AM |
| nickel-hickory | $50.00 | 9/27/2011 12:30:06 PM |
| orbital-gain | $25.00 | 9/27/2011 12:57:19 PM |
| druidpoet | $27.50 | 9/27/2011 12:40:36 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:53 PM |
| Bank42 | $25.00 | 9/27/2011 3:37:51 PM |
| cognizant-rupee7 | $25.00 | 9/27/2011 5:34:07 PM |
| one2sojourn | $25.00 | 9/27/2011 5:57:01 PM |
| note-virtuoso8 | $50.00 | 9/27/2011 6:26:57 PM |
| tranquil-ore4 | $34.55 | 9/27/2011 6:47:35 PM |
| hard-working-rate3 | $211.87 | 9/27/2011 7:09:53 PM |
| musososeki | $27.00 | 9/27/2011 7:01:33 PM |
| moola-man | $25.00 | 9/27/2011 7:09:13 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
528528
This series of Notes was issued and sold upon the funding of the borrower loan #53975, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $614.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,658 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-arboretum974 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan.
Purpose of loan:
I would like to consolidate 4 credit cards into one monthly payment and get out of debt, versus paying the monthly minimum payments. 3 of the 4, I don't even have a card for, but I am continuing to pay the bill. The fourth is only used for emergencies and where a credit card is needed.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time, have good credit, and I have a stable job and income. I don't have a car payment, limited expenses, and plan to pay more than the loan than the minimum.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/21/2011 5:07:08 PM |
| imlosttoo | $28.29 | 9/21/2011 7:09:16 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:09 PM |
| caring-hope2 | $100.00 | 9/22/2011 6:39:43 AM |
| blot44 | $25.00 | 9/22/2011 6:53:34 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:52 PM |
| arampata | $160.00 | 9/22/2011 11:58:19 PM |
| MonopolyDred | $25.00 | 9/23/2011 6:28:38 AM |
| subtle-revenue0 | $25.00 | 9/23/2011 7:30:28 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:14 AM |
| indomitable-coin | $25.00 | 9/23/2011 1:59:17 PM |
| CreditBuilder2 | $150.00 | 9/23/2011 3:41:08 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:03 PM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:32:47 AM |
| repaymeplease | $25.00 | 9/24/2011 1:06:45 PM |
| riskreward | $250.00 | 9/24/2011 5:29:22 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:03 PM |
| cleverly-clever | $35.00 | 9/25/2011 8:59:42 AM |
| competent-commitment1 | $100.00 | 9/26/2011 9:37:14 AM |
| capital-huckleberry | $100.00 | 9/26/2011 9:40:37 AM |
| Gladglide | $25.00 | 9/26/2011 11:18:24 AM |
| fcrick | $25.00 | 9/26/2011 11:34:47 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:31:58 AM |
| orbital-gain | $75.00 | 9/26/2011 10:57:19 AM |
| hitsman | $50.00 | 9/26/2011 11:34:59 AM |
| Snoopylover | $25.00 | 9/26/2011 1:28:09 PM |
| supreme-hope | $25.00 | 9/26/2011 1:46:19 PM |
| Zeenos | $250.00 | 9/26/2011 12:06:17 PM |
| Money_Hog | $50.00 | 9/26/2011 3:53:58 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:11:28 PM |
| Madmigel | $25.00 | 9/26/2011 5:34:55 PM |
| tutnyce | $32.77 | 9/26/2011 5:59:54 PM |
| momentous-coin | $85.00 | 9/26/2011 6:11:01 PM |
| susurrus | $50.00 | 9/26/2011 5:40:51 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:12:30 PM |
| new-interest-network | $50.00 | 9/26/2011 6:19:53 PM |
| investment-comet | $25.00 | 9/26/2011 6:43:24 PM |
| youngster50 | $25.00 | 9/26/2011 6:24:38 PM |
| jeffpac | $100.00 | 9/26/2011 6:52:35 PM |
| msh345 | $25.00 | 9/26/2011 8:55:56 PM |
| logical-durability2 | $50.00 | 9/26/2011 7:37:15 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:41 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:42:57 PM |
| The_Lendor | $25.03 | 9/27/2011 1:04:41 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:48 AM |
| merciful-yield | $63.22 | 9/26/2011 10:11:33 PM |
| nebula076 | $100.00 | 9/27/2011 5:08:02 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:08:22 AM |
| yield-implementer8 | $37.83 | 9/27/2011 5:10:41 AM |
| a-transaction-flute | $25.00 | 9/27/2011 5:22:58 AM |
| jimbo29blue | $65.00 | 9/27/2011 7:00:40 AM |
| economy-popcorn | $25.00 | 9/27/2011 7:02:50 AM |
| don'twannadance | $50.00 | 9/27/2011 7:06:21 AM |
| Danylostefan | $100.00 | 9/27/2011 7:23:58 AM |
| GElender | $40.00 | 9/27/2011 5:54:58 AM |
| JustMee | $25.00 | 9/27/2011 6:24:43 AM |
| dollar-authority | $100.00 | 9/27/2011 7:55:44 AM |
| don'twannadance | $50.00 | 9/27/2011 7:06:10 AM |
| JAB | $50.56 | 9/27/2011 8:17:34 AM |
| schnippy | $25.00 | 9/27/2011 6:43:24 AM |
| ingeborg77 | $50.00 | 9/27/2011 7:03:48 AM |
| coin-popcorn | $25.00 | 9/27/2011 8:42:29 AM |
| thankful-nickel2 | $25.00 | 9/27/2011 7:53:58 AM |
| finance-solo | $100.00 | 9/27/2011 7:22:13 AM |
| moola-cell3 | $45.00 | 9/27/2011 8:13:20 AM |
| unconquerable-dedication | $25.00 | 9/27/2011 8:34:51 AM |
| investment-artist | $26.00 | 9/27/2011 12:32:55 PM |
| merciful-yield | $400.00 | 9/27/2011 12:46:41 PM |
| currency-persimmon | $50.00 | 9/27/2011 1:12:19 PM |
| NoSoup | $25.00 | 9/27/2011 11:42:44 AM |
| dano1965 | $50.00 | 9/27/2011 12:31:32 PM |
| LongTail | $35.00 | 9/27/2011 12:35:46 PM |
| peso-tiramisu | $25.00 | 9/27/2011 12:34:27 PM |
| Astyanax | $100.00 | 9/27/2011 2:15:35 PM |
| bluesheep | $25.00 | 9/27/2011 1:27:43 PM |
| nycfinance | $25.00 | 9/27/2011 3:15:48 PM |
| handshake52 | $25.00 | 9/27/2011 3:36:38 PM |
| cocopuffs | $25.00 | 9/27/2011 4:42:58 PM |
| evnagelist | $50.00 | 9/27/2011 5:56:46 PM |
| pnace | $40.00 | 9/27/2011 5:59:19 PM |
| mtquan | $25.00 | 9/27/2011 6:08:23 PM |
| charming-exchange7 | $50.00 | 9/27/2011 6:08:47 PM |
| RyanTH9893 | $25.00 | 9/27/2011 5:47:34 PM |
| silver-saguaro | $25.00 | 9/27/2011 6:14:10 PM |
| pnace | $45.00 | 9/27/2011 6:07:44 PM |
| adventurous-commerce | $38.16 | 9/27/2011 6:34:48 PM |
| Zoramite | $25.00 | 9/27/2011 6:50:26 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:53:38 PM |
| 9skyrider | $25.00 | 9/27/2011 6:14:43 PM |
| kjv1611 | $37.55 | 9/27/2011 6:25:44 PM |
| dblaz5 | $1,090.00 | 9/27/2011 6:45:44 PM |
| wildanne | $350.00 | 9/27/2011 6:28:26 PM |
| Earnest_Money | $50.00 | 9/27/2011 6:53:07 PM |
| fireboss | $58.33 | 9/27/2011 7:07:26 PM |
| dkl | $25.00 | 9/27/2011 6:55:18 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:02 PM |
| moola-man | $25.00 | 9/27/2011 7:10:03 PM |
| Atlanta-Buyer | $36.83 | 9/27/2011 7:07:20 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:30:08 PM |
| Barky52 | $25.00 | 9/27/2011 7:36:41 PM |
| gulch | $25.00 | 9/27/2011 7:42:28 PM |
| ctgscott | $25.00 | 9/27/2011 7:52:17 PM |
| urbanMisfit | $25.00 | 9/27/2011 7:32:43 PM |
| AJLending | $25.00 | 9/27/2011 7:37:53 PM |
| integrity-reformer | $49.03 | 9/27/2011 7:46:18 PM |
| Lender2895a | $200.00 | 9/27/2011 7:40:37 PM |
| thunderbolt08 | $26.34 | 9/27/2011 8:03:23 PM |
| Sixmil | $100.00 | 9/27/2011 7:46:53 PM |
| IIP77 | $25.00 | 9/27/2011 7:55:10 PM |
| Skatingbear | $100.00 | 9/27/2011 8:01:40 PM |
| hope-lionheart1 | $44.00 | 9/27/2011 8:02:53 PM |
| thunderbolt08 | $30.00 | 9/27/2011 8:07:45 PM |
| saga9 | $25.00 | 9/27/2011 8:10:35 PM |
| funds-control3 | $39.73 | 9/27/2011 8:26:33 PM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:36:55 PM |
| SCD | $25.00 | 9/21/2011 7:51:17 PM |
| oplender | $25.00 | 9/21/2011 9:06:59 PM |
| john0720 | $100.00 | 9/22/2011 1:12:58 AM |
| Bank_Of_XL | $25.00 | 9/22/2011 4:59:44 AM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 10:16:03 AM |
| szetheli | $120.00 | 9/22/2011 6:48:44 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:04 PM |
| iq8w7ht | $50.00 | 9/22/2011 11:14:41 PM |
| feiandasun | $25.00 | 9/22/2011 9:43:30 PM |
| sri59 | $100.00 | 9/23/2011 6:19:08 AM |
| salala | $25.00 | 9/23/2011 10:45:36 AM |
| peaceful-wealth0 | $25.68 | 9/23/2011 11:26:39 AM |
| AF-Chief | $50.00 | 9/23/2011 5:27:53 PM |
| phenomenal-gain5 | $50.00 | 9/24/2011 5:40:47 PM |
| Kaj | $30.00 | 9/25/2011 3:53:28 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:42 AM |
| a-helping-hand | $1,000.00 | 9/25/2011 3:08:37 PM |
| houli123 | $50.00 | 9/26/2011 2:12:25 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:33 AM |
| novice-speculator | $25.00 | 9/26/2011 10:10:28 AM |
| WSTRDG | $25.00 | 9/26/2011 10:49:56 AM |
| return-phase9 | $25.00 | 9/26/2011 9:49:29 AM |
| gentle-gain235 | $50.00 | 9/26/2011 11:00:39 AM |
| jubilant-durability9 | $50.00 | 9/26/2011 11:53:18 AM |
| helping-out | $45.00 | 9/26/2011 2:40:31 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:31 PM |
| leeball | $100.00 | 9/26/2011 3:14:40 PM |
| supersarah61 | $50.00 | 9/26/2011 4:42:09 PM |
| worthy-bid8 | $50.00 | 9/26/2011 5:07:21 PM |
| mgking007 | $25.00 | 9/26/2011 5:35:41 PM |
| penny-finder | $25.00 | 9/26/2011 6:03:50 PM |
| income-buffalo1 | $150.00 | 9/26/2011 4:57:03 PM |
| marelojay | $300.00 | 9/26/2011 5:03:24 PM |
| B-rad_the_Coug | $25.00 | 9/26/2011 6:52:10 PM |
| appetizing-payout2 | $35.00 | 9/26/2011 7:24:24 PM |
| oneeighty | $25.00 | 9/26/2011 7:42:32 PM |
| quest0 | $50.00 | 9/26/2011 6:51:02 PM |
| availableloan | $25.00 | 9/26/2011 8:24:10 PM |
| umfan123 | $25.00 | 9/26/2011 7:34:23 PM |
| Pitufo | $25.00 | 9/26/2011 7:36:31 PM |
| msh345 | $25.00 | 9/26/2011 8:58:07 PM |
| Gordon_Gekko1 | $25.00 | 9/26/2011 11:36:52 PM |
| Dubbs360 | $100.00 | 9/26/2011 9:32:05 PM |
| ultimate-responsibility0 | $25.00 | 9/26/2011 8:28:23 PM |
| Curly-Girly | $25.00 | 9/26/2011 9:33:17 PM |
| top-payout-enclave | $25.00 | 9/26/2011 9:43:42 PM |
| imdave4me | $25.00 | 9/27/2011 12:52:34 AM |
| NolockHolmes | $50.00 | 9/27/2011 1:06:11 AM |
| ethical-truth211 | $1,000.00 | 9/27/2011 1:44:46 AM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:43:32 PM |
| Imaginos1892 | $100.00 | 9/26/2011 10:10:09 PM |
| cash-spark3 | $25.00 | 9/27/2011 1:47:37 AM |
| balance-force | $30.00 | 9/26/2011 11:51:25 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:31 AM |
| greenback-maniac | $44.50 | 9/27/2011 4:22:30 AM |
| wojo | $25.00 | 9/27/2011 5:44:45 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:15:16 AM |
| themoneydoctor | $116.56 | 9/27/2011 6:33:04 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:59 AM |
| fairness-coup8 | $25.00 | 9/27/2011 7:14:21 AM |
| octoberfresh | $25.00 | 9/27/2011 7:42:08 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:46:12 AM |
| credit-investor5 | $50.00 | 9/27/2011 8:08:56 AM |
| Isanpankki | $50.00 | 9/27/2011 8:53:31 AM |
| superb-point | $250.00 | 9/27/2011 9:14:41 AM |
| rdrloan | $50.00 | 9/27/2011 9:45:02 AM |
| selector568 | $500.00 | 9/27/2011 10:18:15 AM |
| Leopoldine | $27.50 | 9/27/2011 10:23:41 AM |
| goldenretriever | $200.00 | 9/27/2011 10:24:46 AM |
| integrity-doctor | $100.00 | 9/27/2011 10:56:18 AM |
| djkaiser | $26.89 | 9/27/2011 10:42:20 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:41 AM |
| navy_cash | $25.00 | 9/27/2011 1:14:17 PM |
| edaguy | $100.00 | 9/27/2011 1:15:39 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:44 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:30:16 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:04 PM |
| cello1 | $25.00 | 9/27/2011 3:37:39 PM |
| bhop | $25.93 | 9/27/2011 3:17:41 PM |
| Mowine4me | $25.00 | 9/27/2011 4:34:12 PM |
| mad-scientist0 | $45.00 | 9/27/2011 4:58:53 PM |
| setUup | $31.30 | 9/27/2011 5:19:46 PM |
| Jag97 | $50.12 | 9/27/2011 5:29:55 PM |
| loan-galaxy6 | $500.00 | 9/27/2011 6:10:05 PM |
| 108lender | $150.00 | 9/27/2011 6:43:37 PM |
| GmaJosephine | $25.00 | 9/27/2011 6:56:52 PM |
| LenderMatt | $25.00 | 9/27/2011 6:27:05 PM |
| market-trooper3 | $30.00 | 9/27/2011 6:32:37 PM |
| tidy-balance1 | $25.00 | 9/27/2011 6:34:40 PM |
| p2ploan-sensation211 | $49.96 | 9/27/2011 7:01:20 PM |
| unequivocal-power3 | $41.82 | 9/27/2011 6:51:02 PM |
| contract-festival7 | $150.00 | 9/27/2011 6:51:12 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:27 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:21:09 PM |
| wise-unequivocal-return | $90.00 | 9/27/2011 7:15:27 PM |
| awesome-yield7 | $30.55 | 9/27/2011 7:15:55 PM |
| zrohmm | $25.54 | 9/27/2011 7:27:13 PM |
| exponential-reward081 | $25.00 | 9/27/2011 7:48:35 PM |
| debt-legend | $25.00 | 9/27/2011 7:21:16 PM |
| ultimatepaintball | $56.25 | 9/27/2011 7:59:37 PM |
| authoritative-capital | $25.00 | 9/27/2011 7:25:27 PM |
| KCEnterprises | $50.00 | 9/27/2011 7:47:37 PM |
| Zach842 | $125.00 | 9/27/2011 8:13:23 PM |
| competent-p2p | $35.90 | 9/27/2011 7:46:17 PM |
| neelgagan | $100.00 | 9/27/2011 8:25:34 PM |
| LongJohn4263 | $50.00 | 9/27/2011 7:48:38 PM |
| red-favorable-basis | $25.00 | 9/27/2011 7:52:21 PM |
| jazzlender | $50.00 | 9/27/2011 7:53:31 PM |
| vulgy | $100.00 | 9/27/2011 7:54:54 PM |
| brainy-repayment5 | $50.09 | 9/27/2011 8:13:43 PM |
| lucrative-reward | $100.00 | 9/27/2011 8:26:26 PM |
| orangetrust | $45.11 | 9/27/2011 8:27:40 PM |
| eg192 | $37.62 | 9/27/2011 8:18:43 PM |
| 228 Investments
|
Borrower Payment Dependent Notes Series
528544
This series of Notes was issued and sold upon the funding of the borrower loan #54053, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $255.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,464 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-enchilada6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
return-enchilada6
Purpose of loan:
This loan will be used to...consolidate
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time. I just want to make one payment to one company rather than multiple payments to multiple companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:59 PM |
| compoundinterest | $50.00 | 9/21/2011 9:07:53 AM |
| boylezz | $25.00 | 9/21/2011 9:58:21 AM |
| gentle-gain235 | $200.00 | 9/21/2011 12:45:07 PM |
| Bank_Of_XL | $25.00 | 9/21/2011 2:15:42 PM |
| accelerator96 | $25.00 | 9/21/2011 2:26:19 PM |
| oplender | $25.00 | 9/21/2011 4:54:18 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:59 AM |
| Weaverville | $50.00 | 9/21/2011 9:08:08 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:51 PM |
| principal-bull | $25.00 | 9/22/2011 5:32:44 PM |
| Joshtron | $30.00 | 9/22/2011 9:20:19 PM |
| kfinvest | $50.00 | 9/23/2011 3:00:37 AM |
| weiyinsan | $40.00 | 9/23/2011 8:00:35 AM |
| Sneezie | $100.00 | 9/23/2011 8:03:32 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:42 AM |
| salala | $25.00 | 9/23/2011 10:45:36 AM |
| RedCentre | $102.06 | 9/23/2011 11:38:12 AM |
| genelinist | $30.00 | 9/23/2011 12:45:26 PM |
| beachfunder | $25.00 | 9/23/2011 4:40:53 PM |
| Cashman10 | $100.00 | 9/24/2011 8:02:44 AM |
| phenomenal-gain5 | $30.00 | 9/24/2011 5:47:00 PM |
| cardminger | $25.00 | 9/24/2011 6:30:33 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:41 AM |
| LoanDMC | $25.00 | 9/25/2011 8:58:27 AM |
| houli123 | $50.00 | 9/26/2011 2:12:25 AM |
| Pickmar | $25.00 | 9/26/2011 12:05:34 PM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:08 AM |
| rolltide09 | $25.00 | 9/21/2011 9:12:41 AM |
| MarvintheMartian | $55.00 | 9/21/2011 11:22:48 AM |
| JustMee | $25.00 | 9/21/2011 11:52:02 AM |
| caring-hope2 | $100.00 | 9/21/2011 10:43:40 AM |
| logical-durability2 | $50.00 | 9/21/2011 11:15:42 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 11:20:30 AM |
| Mav26 | $51.99 | 9/21/2011 12:17:25 PM |
| figs4u2 | $100.00 | 9/21/2011 12:15:06 PM |
| Loan-trust25 | $25.00 | 9/21/2011 6:13:20 PM |
| jescowa | $50.00 | 9/21/2011 6:15:52 PM |
| john0720 | $100.00 | 9/22/2011 1:12:56 AM |
| indomitable-coin | $25.00 | 9/22/2011 4:10:49 AM |
| 3_boyz | $100.00 | 9/22/2011 5:43:30 PM |
| Kaj | $40.00 | 9/22/2011 6:59:48 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:08:42 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:04 PM |
| Gordon_Gekko1 | $25.00 | 9/22/2011 7:55:02 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:35:30 PM |
| Brisket_Bob | $50.00 | 9/23/2011 7:12:20 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:13 AM |
| elvisloans | $25.00 | 9/23/2011 12:31:17 PM |
| charming-exchange7 | $25.00 | 9/23/2011 1:38:21 PM |
| CreditBuilder2 | $50.00 | 9/23/2011 3:39:04 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:02 PM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:33 PM |
| riskreward | $250.00 | 9/24/2011 5:29:21 PM |
| cttarheel | $50.00 | 9/25/2011 6:33:42 PM |
| Bio-physicist | $25.00 | 9/26/2011 2:31:32 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:31 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:28 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:49:03 AM |
| hitsman | $50.00 | 9/26/2011 11:34:57 AM |
| pi31415 | $25.00 | 9/26/2011 1:56:12 PM |
| hidavehi | $26.00 | 9/26/2011 3:59:22 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:30 PM |
| leeball | $100.00 | 9/26/2011 3:14:40 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:01 PM |
| worth-blanket2 | $3,800.00 | 9/26/2011 7:00:24 PM |
| padewy | $29.95 | 9/26/2011 7:33:55 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
528562
This series of Notes was issued and sold upon the funding of the borrower loan #53902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $410.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 27y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,683 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| njyankeefan61 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2011)
700-719
(Apr-2009)
|
|
Principal balance:
| $6,280.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Aloha to credit cards
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I take paying off my debt very seriously. I have never defaulted on any debt and have never been even late on any payment. I hold a very good position at my job and have been working for the same company for over 25 years. We are doing well through the downturn in the economy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/21/2011 9:07:53 AM |
| green-trade-dolphin2 | $25.00 | 9/21/2011 11:20:19 AM |
| accelerator96 | $25.00 | 9/21/2011 2:25:36 PM |
| ethicalhumanist | $100.00 | 9/21/2011 6:04:14 PM |
| jescowa | $50.00 | 9/21/2011 6:15:53 PM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:52 PM |
| arampata | $160.00 | 9/22/2011 11:56:22 PM |
| iq8w7ht | $25.00 | 9/22/2011 11:14:05 PM |
| simeonthewhale | $25.00 | 9/23/2011 11:12:09 AM |
| AF-Chief | $50.00 | 9/23/2011 5:25:57 PM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:33 PM |
| imlosttoo | $25.00 | 9/24/2011 7:02:22 PM |
| Kaj | $30.00 | 9/25/2011 3:53:26 AM |
| a-helping-hand | $500.00 | 9/25/2011 3:15:43 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:31 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:39:23 AM |
| hitsman | $50.00 | 9/26/2011 11:34:57 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:31:14 AM |
| orbital-gain | $75.00 | 9/26/2011 10:55:32 AM |
| gentle-gain235 | $50.00 | 9/26/2011 10:59:14 AM |
| thajr | $30.00 | 9/26/2011 11:06:07 AM |
| supreme-hope | $25.00 | 9/26/2011 1:45:47 PM |
| starry2001 | $25.00 | 9/26/2011 2:34:58 PM |
| susurrus | $25.00 | 9/26/2011 5:39:15 PM |
| Leopoldine | $28.00 | 9/26/2011 6:50:49 PM |
| investment-comet | $25.00 | 9/26/2011 6:41:15 PM |
| commerce-broker | $25.00 | 9/26/2011 6:52:53 PM |
| B-rad_the_Coug | $25.00 | 9/26/2011 7:11:25 PM |
| Pitufo | $25.00 | 9/26/2011 7:33:33 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:41 PM |
| msh345 | $25.00 | 9/26/2011 8:55:13 PM |
| cash-spark3 | $25.00 | 9/27/2011 1:45:48 AM |
| MSTCOURTJESTER | $50.00 | 9/27/2011 2:28:17 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:35:58 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:30 AM |
| schnippy | $25.00 | 9/27/2011 6:43:03 AM |
| cymbal097 | $25.00 | 9/27/2011 6:06:34 AM |
| JustMee | $25.00 | 9/27/2011 6:23:53 AM |
| CatbirdBanking | $25.00 | 9/27/2011 7:28:15 AM |
| GElender | $25.00 | 9/27/2011 6:06:03 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:13 AM |
| dime-sprout | $25.00 | 9/27/2011 7:07:47 AM |
| new-reward-sequoia | $25.00 | 9/27/2011 6:42:57 AM |
| coin-popcorn | $25.00 | 9/27/2011 8:45:41 AM |
| Isanpankki | $50.00 | 9/27/2011 8:50:47 AM |
| heroic-payout9 | $27.75 | 9/27/2011 8:53:44 AM |
| 0403 | $25.00 | 9/27/2011 9:01:35 AM |
| Gobsek | $25.00 | 9/27/2011 10:03:18 AM |
| rdrloan | $50.00 | 9/27/2011 9:45:01 AM |
| mjjjrj | $32.44 | 9/27/2011 10:37:41 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:41 AM |
| NoSoup | $25.00 | 9/27/2011 11:33:27 AM |
| edaguy | $100.00 | 9/27/2011 1:15:38 PM |
| sdr984 | $50.00 | 9/27/2011 1:43:02 PM |
| LongTail | $35.00 | 9/27/2011 12:33:51 PM |
| spursdog | $35.00 | 9/27/2011 1:03:56 PM |
| Astyanax | $80.00 | 9/27/2011 2:10:53 PM |
| DonaldColorado | $200.00 | 9/27/2011 3:28:52 PM |
| Rivervale_Westwood | $50.00 | 9/27/2011 2:47:57 PM |
| return-seeker85 | $50.00 | 9/27/2011 4:40:55 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:04 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:08:16 PM |
| Bank42 | $25.00 | 9/27/2011 5:03:33 PM |
| Weaverville | $25.00 | 9/27/2011 5:41:22 PM |
| trail5 | $100.00 | 9/27/2011 5:54:08 PM |
| evnagelist | $50.00 | 9/27/2011 5:55:54 PM |
| charming-exchange7 | $25.00 | 9/27/2011 6:06:54 PM |
| wirebutterfly | $60.00 | 9/27/2011 5:57:56 PM |
| mtquan | $25.00 | 9/27/2011 6:08:23 PM |
| johnZ222 | $120.78 | 9/27/2011 6:42:08 PM |
| repaymeplease | $32.42 | 9/27/2011 6:24:52 PM |
| julijask | $50.00 | 9/27/2011 6:27:53 PM |
| responsibility-butterfly | $25.00 | 9/21/2011 3:57:59 PM |
| caring-hope2 | $50.00 | 9/21/2011 10:44:37 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:09 AM |
| figs4u2 | $100.00 | 9/21/2011 12:15:06 PM |
| oplender | $25.00 | 9/21/2011 4:54:18 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:09 PM |
| indomitable-coin | $25.00 | 9/22/2011 9:18:16 AM |
| five-star-note | $35.00 | 9/22/2011 6:19:59 PM |
| lender987654321 | $40.00 | 9/22/2011 7:23:04 PM |
| ballz694 | $25.00 | 9/22/2011 7:40:59 PM |
| Brisket_Bob | $50.00 | 9/23/2011 7:12:57 AM |
| loyalty-circuitry | $100.00 | 9/23/2011 9:35:42 AM |
| Johnab | $25.00 | 9/23/2011 9:41:40 AM |
| auction-seeker4 | $25.00 | 9/23/2011 10:57:26 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:13 AM |
| Cherrypicker | $50.00 | 9/23/2011 2:30:31 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:02 PM |
| fundstream | $25.00 | 9/24/2011 10:28:46 AM |
| phenomenal-gain5 | $30.00 | 9/24/2011 5:42:48 PM |
| riskreward | $250.00 | 9/24/2011 5:29:22 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:41 AM |
| houli123 | $50.00 | 9/26/2011 2:12:25 AM |
| return-phase9 | $25.00 | 9/26/2011 9:49:09 AM |
| Gladglide | $25.00 | 9/26/2011 11:17:54 AM |
| citytreker | $50.00 | 9/26/2011 10:00:18 AM |
| novice-speculator | $25.00 | 9/26/2011 10:10:46 AM |
| asset-cougar0 | $25.00 | 9/26/2011 11:26:44 AM |
| helping-out | $40.00 | 9/26/2011 2:39:40 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:30 PM |
| velocity-onator | $25.00 | 9/26/2011 1:08:08 PM |
| income-buffalo1 | $100.00 | 9/26/2011 4:12:26 PM |
| radforj22 | $25.00 | 9/26/2011 4:44:26 PM |
| yennib | $43.87 | 9/26/2011 3:29:46 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:11:00 PM |
| Dubbs360 | $100.00 | 9/26/2011 3:45:55 PM |
| gold-position | $500.00 | 9/26/2011 5:31:49 PM |
| mgking007 | $25.00 | 9/26/2011 5:35:16 PM |
| momentous-coin | $75.00 | 9/26/2011 6:10:01 PM |
| marelojay | $400.00 | 9/26/2011 5:06:44 PM |
| youngster50 | $25.00 | 9/26/2011 6:27:36 PM |
| umfan123 | $25.00 | 9/26/2011 7:33:40 PM |
| danf2201 | $50.00 | 9/26/2011 7:15:36 PM |
| availableloan | $25.00 | 9/26/2011 8:23:56 PM |
| top-payout-enclave | $25.00 | 9/26/2011 9:42:23 PM |
| oneeighty | $25.00 | 9/26/2011 7:42:11 PM |
| debtfreenow-82 | $50.00 | 9/26/2011 9:45:38 PM |
| lucrative-reward | $100.00 | 9/26/2011 9:50:13 PM |
| Easystreet | $25.00 | 9/26/2011 9:02:36 PM |
| hogdriver | $25.00 | 9/26/2011 10:45:24 PM |
| ethical-truth211 | $500.00 | 9/27/2011 1:43:21 AM |
| bcash1 | $100.00 | 9/27/2011 4:59:38 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:47 AM |
| nebula076 | $200.00 | 9/27/2011 5:06:37 AM |
| lespaul | $100.00 | 9/27/2011 2:47:22 AM |
| goodhearted-gold3 | $25.00 | 9/27/2011 5:46:16 AM |
| well-mannered-income3 | $30.00 | 9/27/2011 6:45:09 AM |
| loanman2007 | $50.00 | 9/27/2011 5:29:15 AM |
| kind-cash-zone | $25.53 | 9/27/2011 6:13:05 AM |
| GoldenGo4 | $50.00 | 9/27/2011 7:14:59 AM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:45:06 AM |
| EarlyRiser | $527.00 | 9/27/2011 7:54:24 AM |
| mad-scientist418 | $28.00 | 9/27/2011 6:29:33 AM |
| market-mesh | $30.33 | 9/27/2011 8:30:06 AM |
| BenR | $100.00 | 9/27/2011 8:42:48 AM |
| Scubadiver | $30.00 | 9/27/2011 8:34:14 AM |
| fcrick | $25.00 | 9/27/2011 11:14:46 AM |
| Fedora | $50.00 | 9/27/2011 10:02:49 AM |
| brightest-luminous-cash9 | $25.00 | 9/27/2011 11:56:57 AM |
| ethical-bid6 | $175.00 | 9/27/2011 10:28:54 AM |
| nimble-nickel | $50.00 | 9/27/2011 11:16:54 AM |
| integrity-doctor | $100.00 | 9/27/2011 10:59:40 AM |
| balance-matador5 | $100.00 | 9/27/2011 11:04:49 AM |
| order-spy9 | $44.71 | 9/27/2011 12:19:10 PM |
| dano1965 | $25.00 | 9/27/2011 12:32:18 PM |
| eagle6 | $25.00 | 9/27/2011 1:52:47 PM |
| jtn4148 | $25.00 | 9/27/2011 2:15:33 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:44 PM |
| dmk2006 | $25.00 | 9/27/2011 3:02:39 PM |
| handshake52 | $25.00 | 9/27/2011 3:38:59 PM |
| JustOneVoice | $25.00 | 9/27/2011 3:16:48 PM |
| helpful-deal1 | $25.00 | 9/27/2011 4:34:43 PM |
| DreDub | $50.00 | 9/27/2011 5:11:22 PM |
| setUup | $36.30 | 9/27/2011 5:15:05 PM |
| trustworthy-hope189 | $30.00 | 9/27/2011 5:14:08 PM |
| sunny-dough9 | $200.00 | 9/27/2011 5:14:20 PM |
| RyanTH9893 | $25.00 | 9/27/2011 5:46:32 PM |
| themoneydoctor | $334.06 | 9/27/2011 6:04:01 PM |
| silver-saguaro | $25.00 | 9/27/2011 6:13:27 PM |
| vivid-return426 | $104.33 | 9/27/2011 6:06:48 PM |
| 108lender | $150.00 | 9/27/2011 6:43:36 PM |
| dblaz5 | $1,000.00 | 9/27/2011 6:42:30 PM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
528572
This series of Notes was issued and sold upon the funding of the borrower loan #54130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
11 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $74,723 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| goat757 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fin mgr
Purpose of loan:
This loan will besed to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gotjack | $25.00 | 9/25/2011 12:15:59 PM |
| rolltide09 | $25.00 | 9/27/2011 11:19:43 AM |
| goodhearted-generosity511 | $25.00 | 9/27/2011 6:38:17 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:59 PM |
| octoberfresh | $25.00 | 9/29/2011 7:15:58 AM |
| CACO_Lender | $25.00 | 9/29/2011 7:41:13 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:18:35 AM |
| CA-Lender | $50.00 | 9/29/2011 10:54:21 AM |
| open-minded-deal | $200.00 | 9/29/2011 11:26:56 AM |
| Something-Corporate | $25.00 | 9/25/2011 9:54:19 PM |
| exchange-squirrel | $25.00 | 9/25/2011 6:58:57 PM |
| larslfe | $50.00 | 9/26/2011 1:26:47 AM |
| tech310 | $50.00 | 9/27/2011 2:30:06 PM |
| let_me_retire | $25.00 | 9/27/2011 6:04:07 PM |
| shawnw2 | $175.00 | 9/29/2011 9:03:55 AM |
| money-fort | $25.00 | 9/29/2011 7:59:42 AM |
| Dubbs360 | $100.00 | 9/29/2011 8:35:05 AM |
| gentle-gain235 | $100.00 | 9/29/2011 8:42:33 AM |
| spsavage | $30.00 | 9/29/2011 9:47:51 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:33:58 AM |
| intelligent-repayment8 | $2,945.00 | 9/29/2011 12:39:24 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
528578
This series of Notes was issued and sold upon the funding of the borrower loan #53968, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
13 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,643 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| felicity-tent4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Acquisition
Purpose of loan: business
This loan will be used to fund business
My financial situation: good
I am a good candidate for this loan because i can pay the loan monthly
Monthly net income: $ 7000
Monthly expenses: $ 500
Housing: $1600
Insurance: $
Car expenses: $400
Utilities: $ 500
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/21/2011 6:06:59 PM |
| golffish2 | $50.00 | 9/22/2011 3:58:42 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:47 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:23 PM |
| nilonc1 | $25.00 | 9/22/2011 6:34:40 AM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:55 AM |
| kind-credit-bear | $25.00 | 9/22/2011 9:17:55 AM |
| Bill88 | $25.00 | 9/22/2011 1:20:02 PM |
| InChicago | $50.00 | 9/23/2011 7:00:46 AM |
| worth-blanket2 | $6,950.00 | 9/23/2011 5:30:05 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
528586
This series of Notes was issued and sold upon the funding of the borrower loan #53894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,441 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-blaster9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent Candidate
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I always pay on or before due date. I am married and my husband takes care of household bills so my money is my own essentially.
Monthly net income: $1,580.00
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $145.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $605.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| one-midas | $26.00 | 9/22/2011 9:05:15 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:26 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:19 PM |
| wise-unique-market | $150.00 | 9/23/2011 4:46:24 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:29 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:36 AM |
| shawnw2 | $75.00 | 9/27/2011 10:22:50 AM |
| let_me_retire | $25.00 | 9/27/2011 5:53:29 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:34:08 PM |
| Frover | $31.45 | 9/27/2011 9:40:03 PM |
| dublin063 | $25.00 | 9/27/2011 8:55:54 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:49:12 PM |
| NolockHolmes | $50.00 | 9/27/2011 10:07:05 PM |
| handshake52 | $25.00 | 9/27/2011 9:39:11 PM |
| alexgalt | $25.00 | 9/27/2011 9:41:00 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:24:22 PM |
| formula842 | $25.00 | 9/27/2011 10:26:40 PM |
| zone6 | $100.00 | 9/27/2011 11:18:29 PM |
| adamdroker | $25.00 | 9/27/2011 11:00:44 PM |
| Gladglide | $25.00 | 9/27/2011 11:14:05 PM |
| dc4vlad | $50.00 | 9/28/2011 3:51:52 AM |
| S-Master | $100.00 | 9/28/2011 12:54:27 AM |
| market-pudding | $25.00 | 9/28/2011 3:05:30 AM |
| mrbu11frog | $200.00 | 9/28/2011 3:50:32 AM |
| Middleschoolmathteacher | $50.00 | 9/28/2011 3:51:02 AM |
| loanman2007 | $44.86 | 9/28/2011 4:02:15 AM |
| AndChicksforFree | $25.07 | 9/22/2011 10:20:16 AM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:05 PM |
| InChicago | $50.00 | 9/23/2011 7:06:42 AM |
| nodebt2012 | $25.00 | 9/23/2011 2:01:38 PM |
| Something-Corporate | $25.00 | 9/25/2011 9:55:28 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:21 AM |
| leball | $25.00 | 9/26/2011 11:27:27 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:23 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:58 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:55 PM |
| tech310 | $50.00 | 9/27/2011 2:32:04 PM |
| gotjack | $25.00 | 9/27/2011 5:18:23 PM |
| Rogelio48 | $30.00 | 9/27/2011 5:25:16 PM |
| papaloha | $25.00 | 9/27/2011 7:03:47 PM |
| handy-justice | $50.00 | 9/27/2011 8:39:17 PM |
| rate-sceptre | $25.00 | 9/27/2011 10:00:23 PM |
| dinero-philosopher1 | $150.00 | 9/27/2011 10:20:09 PM |
| credit-socrates648 | $4,000.00 | 9/27/2011 9:54:51 PM |
| finance-investor3 | $25.00 | 9/27/2011 10:20:03 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:30:50 PM |
| thoughtful-contract984 | $30.00 | 9/27/2011 11:43:16 PM |
| setUup | $26.30 | 9/28/2011 4:01:10 AM |
| ore-didgeridoo | $25.00 | 9/28/2011 12:06:06 AM |
| Bisoninvestor | $40.00 | 9/28/2011 12:31:53 AM |
| WindsorFunds | $44.28 | 9/28/2011 2:36:28 AM |
| IIP77 | $25.00 | 9/28/2011 2:08:28 AM |
| gotjack | $75.00 | 9/28/2011 2:42:14 AM |
| Soldier1970 | $25.00 | 9/28/2011 3:35:02 AM |
| debt-force | $27.04 | 9/28/2011 3:52:49 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
528590
This series of Notes was issued and sold upon the funding of the borrower loan #53871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $38,470 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| godawgs34 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Between jobs/Debt consolition
Purpose of loan:
This loan will be used to simplify my bills and improve my credit score.
My financial situation:
I am a good candidate for this loan because even though I am currently unemployed, I am guaranteed another job overseas. We are just waiting for the bid processes to be completed on US government projects. I am an Electrical Engineer and always pay my bills on time!
Monthly net income: $990
Monthly expenses: $
Housing: $1343.00
Insurance: $100
Car expenses: $0
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 9/21/2011 5:03:20 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:47 AM |
| kind-credit-bear | $25.00 | 9/22/2011 9:17:55 AM |
| green28 | $165.65 | 9/22/2011 9:51:57 AM |
| a-restless-dollar | $25.00 | 9/22/2011 10:37:25 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 8:13:00 AM |
| Danylostefan | $50.00 | 9/23/2011 10:51:02 AM |
| mrxtravis | $25.00 | 9/24/2011 8:05:51 AM |
| lucrative-reward | $100.00 | 9/25/2011 5:00:36 AM |
| peace-commander | $50.00 | 9/25/2011 1:02:15 PM |
| peace-commander | $50.00 | 9/25/2011 1:02:49 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:27 AM |
| pfh | $25.00 | 9/26/2011 10:40:09 AM |
| well-rounded-payout0 | $50.00 | 9/21/2011 5:16:42 PM |
| tech310 | $50.00 | 9/21/2011 6:03:29 PM |
| greenback-upholder9 | $50.00 | 9/22/2011 8:28:31 AM |
| exchange-squirrel | $25.00 | 9/22/2011 10:59:12 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:24 PM |
| proper-loot3 | $29.00 | 9/22/2011 5:18:09 PM |
| secureincome | $250.00 | 9/22/2011 9:17:13 PM |
| onecooldrink | $25.00 | 9/22/2011 11:40:29 PM |
| epall | $25.00 | 9/24/2011 7:49:34 AM |
| green28 | $85.00 | 9/24/2011 8:19:22 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:34 AM |
| green28 | $65.35 | 9/26/2011 10:43:34 AM |
| green28 | $34.00 | 9/26/2011 10:46:41 AM |
| javelin0 | $21.00 | 9/26/2011 1:15:29 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
528606
This series of Notes was issued and sold upon the funding of the borrower loan #54063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Student - College F... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| punctual-benefit |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
Purpose of loan: I need this loan to get some long over due repairs on my car.
My financial situation: is good. I am married and we have 2 incomes. We just can't afford to pay for the repairs my car needs upfront.
I am a good candidate for this loan because... I always make my payments on time.
Monthly net income: $ 3000
Housing: $550
Insurance: $76
Car expenses: $200
Utilities: $250
Phone, cable, internet: $165
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,000.00 | 9/25/2011 6:21:13 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
528608
This series of Notes was issued and sold upon the funding of the borrower loan #54016, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,548 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| profitable-moola5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Just need a little extra now!
Purpose of loan:
This loan will be used to... pay second half house taxes, and minor car repair.
My financial situation: stable, getting better
I am a good candidate for this loan because...
I'm very good at paying my debt, just had a couple things come at once. I own my own house and car.
Monthly net income: $1400
Monthly expenses: $170
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/21/2011 5:03:33 PM |
| Unitas4302 | $50.00 | 9/25/2011 7:33:09 PM |
| larslfe | $50.00 | 9/26/2011 1:26:45 AM |
| Rogelio48 | $25.00 | 9/26/2011 8:09:14 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:58:41 AM |
| GS-ROCK | $26.00 | 9/28/2011 7:52:18 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:24:10 AM |
| famous-bid9 | $50.00 | 9/28/2011 4:48:06 PM |
| intelligent-repayment8 | $2,199.00 | 9/28/2011 5:04:28 PM |
| tech310 | $50.00 | 9/21/2011 6:03:30 PM |
| exchange-squirrel | $25.00 | 9/22/2011 10:59:12 AM |
| Something-Corporate | $25.00 | 9/23/2011 7:04:00 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:50:54 PM |
| handshake52 | $25.00 | 9/27/2011 9:51:06 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:26:47 PM |
| carrinel | $50.00 | 9/28/2011 6:36:34 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
528620
This series of Notes was issued and sold upon the funding of the borrower loan #53919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $380.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-loan2 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sales &amp; commision
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5905.00
Monthly expenses: $
Housing: $1745
Insurance: $350
Car expenses: $n/a
Utilities: $400.
Phone, cable, internet: $235.00
Food, entertainment: $600
Clothing, household expenses: $160
Credit cards and other loans: $n/a
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:01 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:56 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:30 AM |
| hitsman | $50.00 | 9/26/2011 11:35:22 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:20 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 9:36:13 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:54 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:08 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:44:40 AM |
| GoldenGo4 | $25.00 | 9/27/2011 9:47:05 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:31 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:43 AM |
| vigilance-searcher | $25.00 | 9/27/2011 12:03:29 PM |
| Danylostefan | $25.00 | 9/27/2011 12:28:42 PM |
| tech310 | $50.00 | 9/27/2011 2:32:08 PM |
| Bank42 | $25.00 | 9/27/2011 3:11:29 PM |
| new-discrete-camaraderi | $44.61 | 9/27/2011 3:31:20 PM |
| dc4vlad | $25.00 | 9/27/2011 4:21:35 PM |
| peace-commander | $75.00 | 9/27/2011 5:12:17 PM |
| smooothymon | $25.00 | 9/27/2011 5:50:08 PM |
| supreme-hope | $25.00 | 9/27/2011 7:50:41 PM |
| nebula076 | $100.00 | 9/27/2011 7:26:27 PM |
| alert9 | $25.00 | 9/27/2011 8:16:07 PM |
| Sixmil | $100.00 | 9/27/2011 7:51:31 PM |
| orbital-transaction5 | $27.00 | 9/27/2011 8:31:58 PM |
| responsibility-wind6 | $102.24 | 9/27/2011 8:39:29 PM |
| a-helping-hand | $250.00 | 9/27/2011 10:20:23 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:24:06 PM |
| zone6 | $24.82 | 9/27/2011 11:17:47 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:44 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:18 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:20 PM |
| exchange-squirrel | $25.00 | 9/25/2011 6:58:58 PM |
| secureincome | $800.00 | 9/26/2011 8:31:01 AM |
| finance-mushroom | $64.00 | 9/27/2011 9:08:57 AM |
| _NaLNaBB | $50.00 | 9/27/2011 9:39:19 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:54 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:39 AM |
| mh1169 | $223.81 | 9/27/2011 12:24:12 PM |
| irishalaskan | $25.00 | 9/27/2011 7:26:35 PM |
| riveting-credit5 | $50.00 | 9/27/2011 8:12:52 PM |
| Bob450 | $25.03 | 9/27/2011 7:31:03 PM |
| competent-p2p | $25.00 | 9/27/2011 7:47:21 PM |
| openness-confidant | $25.00 | 9/27/2011 8:13:05 PM |
| first-class-yield9 | $100.00 | 9/27/2011 8:54:49 PM |
| commerce-explosion9 | $25.00 | 9/27/2011 8:32:39 PM |
| handy-justice | $50.00 | 9/27/2011 8:33:42 PM |
| neutrino6 | $30.00 | 9/27/2011 8:43:21 PM |
| transparency-burger | $33.49 | 9/27/2011 9:36:39 PM |
| epic-dollar557 | $25.00 | 9/27/2011 9:44:03 PM |
| formula842 | $25.00 | 9/27/2011 10:26:29 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:27:02 PM |
| value-pouch | $25.00 | 9/27/2011 10:05:42 PM |
| rapid-wealth614 | $50.00 | 9/27/2011 10:08:38 PM |
| Gladglide | $25.00 | 9/27/2011 11:10:19 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
528626
This series of Notes was issued and sold upon the funding of the borrower loan #53859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $445 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SDImpala42 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ReliableKF
Purpose of loan: Debt Consolidation
This loan will be used to...pay off and consolidate all extra and miscellaneous debt.
My financial situation: I have a steady income, and have been with the same employer for the last 14 years. I plan to remain there and retire from this position. I am very dependable and have excellent work ethics. It is my goal to become as debt free as possible and plan to save for the rest of my future.
I am a good candidate for this loan because...I am honest and reliable and committed in this goal. I guarantee repayment of this loan on a monthly basis by automatic withdrawal.
Monthly net income: $2900
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:36:58 PM |
| ursus | $50.00 | 9/21/2011 5:09:02 PM |
| tech310 | $50.00 | 9/21/2011 6:02:13 PM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:49 AM |
| kind-credit-bear | $25.00 | 9/22/2011 9:17:56 AM |
| leverage-monger | $25.00 | 9/22/2011 10:22:27 AM |
| diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:23 PM |
| dime-sapling | $25.00 | 9/22/2011 6:17:29 PM |
| SpoonerPhan | $50.00 | 9/22/2011 8:07:32 PM |
| kulender | $100.00 | 9/23/2011 2:37:47 PM |
| a-helping-hand | $500.00 | 9/25/2011 3:12:05 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:36:01 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:35 AM |
| shawnw2 | $70.00 | 9/26/2011 10:07:03 AM |
| moola-accelerator6 | $50.00 | 9/26/2011 10:19:28 AM |
| CreditBuilder2 | $25.00 | 9/26/2011 10:49:31 AM |
| CA-Lender | $50.00 | 9/26/2011 10:28:49 AM |
| gentle-gain235 | $25.00 | 9/26/2011 10:59:48 AM |
| jybank | $50.00 | 9/26/2011 11:40:48 AM |
| Gladglide | $25.00 | 9/26/2011 11:18:10 AM |
| poolshark72 | $25.00 | 9/26/2011 1:24:35 PM |
| 1willray | $25.00 | 9/26/2011 1:40:01 PM |
| smart-note9 | $25.00 | 9/26/2011 3:04:26 PM |
| the-hope-workhorse | $100.00 | 9/26/2011 1:55:15 PM |
| supreme-hope | $25.00 | 9/26/2011 1:44:57 PM |
| helping-out | $40.00 | 9/26/2011 2:39:16 PM |
| Something-Corporate | $25.00 | 9/26/2011 3:36:24 PM |
| ingenious-interest1 | $50.00 | 9/26/2011 4:16:17 PM |
| Pitufo | $25.00 | 9/26/2011 6:03:10 PM |
| youngster50 | $25.00 | 9/26/2011 6:26:13 PM |
| shrewd-income | $25.00 | 9/26/2011 6:57:26 PM |
| quest0 | $50.00 | 9/26/2011 6:49:40 PM |
| WMY-Investor | $100.00 | 9/26/2011 7:20:44 PM |
| PXM-Financial | $50.00 | 9/26/2011 9:04:35 PM |
| calimanusa | $30.30 | 9/26/2011 10:50:41 PM |
| treasure-bliss | $25.00 | 9/27/2011 5:47:49 AM |
| enchanted-truth264 | $34.00 | 9/27/2011 7:45:47 AM |
| well-mannered-income3 | $40.00 | 9/27/2011 6:38:10 AM |
| market-mesh | $30.00 | 9/27/2011 8:28:41 AM |
| credible-balance0 | $25.00 | 9/27/2011 6:42:52 AM |
| evergreen16 | $100.00 | 9/27/2011 8:18:30 AM |
| ingenious-interest096 | $100.00 | 9/27/2011 7:51:45 AM |
| Isanpankki | $50.00 | 9/27/2011 8:53:06 AM |
| payout-bridge | $125.00 | 9/27/2011 9:13:29 AM |
| heroic-payout9 | $25.00 | 9/27/2011 8:54:36 AM |
| unrivaled-asset1 | $25.00 | 9/27/2011 9:45:30 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:28 AM |
| iq8w7ht | $25.00 | 9/27/2011 10:15:37 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:38 AM |
| foothillender | $25.00 | 9/27/2011 12:45:23 PM |
| cash-queen | $25.00 | 9/27/2011 12:52:36 PM |
| Bob450 | $30.03 | 9/27/2011 12:55:32 PM |
| jtn4148 | $25.00 | 9/27/2011 2:17:10 PM |
| irrelevant | $25.00 | 9/27/2011 2:05:11 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:55 PM |
| Bank42 | $25.00 | 9/27/2011 3:37:27 PM |
| worth-jedi5 | $28.26 | 9/27/2011 3:28:06 PM |
| ready-vigilance3 | $80.00 | 9/27/2011 3:45:11 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:07:22 PM |
| mad-scientist418 | $25.00 | 9/27/2011 5:20:40 PM |
| palace2 | $150.00 | 9/27/2011 5:41:35 PM |
| evnagelist | $50.00 | 9/27/2011 5:56:05 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:09 PM |
| Rogelio48 | $25.00 | 9/27/2011 5:35:30 PM |
| LoxKid | $78.00 | 9/27/2011 6:10:06 PM |
| intrepid-loot | $25.00 | 9/27/2011 6:01:20 PM |
| wildanne | $50.00 | 9/27/2011 6:22:53 PM |
| Loanstou | $8.27 | 9/27/2011 6:23:33 PM |
| money-habanero | $100.00 | 9/27/2011 6:01:11 PM |
| charming-exchange7 | $25.00 | 9/27/2011 6:10:26 PM |
| market-trooper3 | $25.00 | 9/27/2011 6:21:06 PM |
| Weaverville | $25.00 | 9/21/2011 9:09:25 PM |
| Mrgiggleswic | $50.00 | 9/22/2011 5:06:56 AM |
| genuine-dime | $100.00 | 9/22/2011 10:28:20 AM |
| Dubbs360 | $100.00 | 9/22/2011 4:22:29 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:18 PM |
| Interloper | $25.00 | 9/23/2011 8:26:10 PM |
| Kaj | $30.00 | 9/25/2011 3:53:29 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:12 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:21 AM |
| astute-investment5 | $25.00 | 9/26/2011 10:23:31 AM |
| WSTRDG | $25.00 | 9/26/2011 10:49:27 AM |
| moola-monger9 | $50.00 | 9/26/2011 11:19:10 AM |
| the-credit-proton | $25.00 | 9/26/2011 10:42:57 AM |
| hitsman | $50.00 | 9/26/2011 11:35:00 AM |
| sgt-schultz | $36.87 | 9/26/2011 3:00:20 PM |
| income-buffalo1 | $100.00 | 9/26/2011 5:01:56 PM |
| suave-dime6 | $25.00 | 9/26/2011 5:07:56 PM |
| rate-sceptre | $50.00 | 9/26/2011 5:30:26 PM |
| supersarah61 | $50.00 | 9/26/2011 4:47:12 PM |
| susurrus | $25.00 | 9/26/2011 5:36:27 PM |
| investment-comet | $25.00 | 9/26/2011 6:41:46 PM |
| bonus-demon | $50.00 | 9/26/2011 5:21:32 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:11:03 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:27 PM |
| NolockHolmes | $50.00 | 9/27/2011 1:04:20 AM |
| lucrative-reward | $100.00 | 9/26/2011 9:51:28 PM |
| ethical-truth211 | $500.00 | 9/27/2011 1:43:49 AM |
| cash-spark3 | $25.00 | 9/27/2011 1:46:07 AM |
| lespaul | $150.00 | 9/27/2011 2:42:46 AM |
| loanman2007 | $25.00 | 9/27/2011 5:26:20 AM |
| impeccable-note0 | $25.00 | 9/27/2011 6:07:51 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:16 AM |
| GElender | $25.00 | 9/27/2011 5:54:05 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:25:22 AM |
| janderz990 | $25.00 | 9/27/2011 6:30:01 AM |
| beaker | $25.21 | 9/27/2011 6:57:21 AM |
| john0720 | $25.00 | 9/27/2011 7:28:14 AM |
| doomsday18 | $25.00 | 9/27/2011 8:32:17 AM |
| dollar-authority | $50.00 | 9/27/2011 7:48:04 AM |
| InChicago | $100.00 | 9/27/2011 7:08:31 AM |
| wealth-fighter3 | $25.00 | 9/27/2011 8:43:21 AM |
| Christophe | $25.00 | 9/27/2011 8:12:09 AM |
| derec | $25.00 | 9/27/2011 9:02:38 AM |
| jules3304 | $25.00 | 9/27/2011 9:43:38 AM |
| bsmtloan | $150.00 | 9/27/2011 9:29:20 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:42 AM |
| first-dinero-igloo | $25.00 | 9/27/2011 11:22:39 AM |
| truth-umbrella3 | $25.00 | 9/27/2011 12:14:06 PM |
| investment-comet | $25.00 | 9/27/2011 11:24:09 AM |
| dano1965 | $46.52 | 9/27/2011 12:32:45 PM |
| accelerator96 | $25.00 | 9/27/2011 12:41:19 PM |
| nickel-hickory | $50.00 | 9/27/2011 12:30:33 PM |
| agalt | $100.00 | 9/27/2011 12:23:32 PM |
| genelinist | $50.00 | 9/27/2011 1:21:13 PM |
| edaguy | $100.00 | 9/27/2011 1:13:12 PM |
| buddy486 | $25.00 | 9/27/2011 2:14:26 PM |
| thrifty-capital | $25.00 | 9/27/2011 3:15:29 PM |
| truth-lyrics7 | $28.64 | 9/27/2011 4:17:25 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:03 PM |
| Joyflyer | $400.00 | 9/27/2011 5:04:44 PM |
| loss-of-control | $100.00 | 9/27/2011 5:36:31 PM |
| mebowl300 | $75.00 | 9/27/2011 5:50:48 PM |
| bizlending | $250.00 | 9/27/2011 5:29:20 PM |
| burgeoning-marketplace4 | $53.76 | 9/27/2011 5:38:40 PM |
| Rulea72 | $34.14 | 9/27/2011 5:48:25 PM |
| interest-agave | $25.00 | 9/27/2011 6:06:38 PM |
| otto1939 | $51.00 | 9/27/2011 6:08:43 PM |
| ITExec | $100.00 | 9/27/2011 5:57:19 PM |
| bmbanzai | $25.00 | 9/27/2011 6:13:09 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:22:31 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
528628
This series of Notes was issued and sold upon the funding of the borrower loan #53935, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $295.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,791 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Zabala |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2008)
680-699
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
credit card debt, dentistry
Purpose of loan:
This loan will be used to pay off credit cards, dentistry...
My financial situation:
I am a good candidate for this loan because. I am stable financially and I pay my bills on time as evidenced by repayment of former loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:36:59 PM |
| whitegold24k | $500.00 | 9/23/2011 1:46:53 PM |
| currency-excellency0 | $200.00 | 9/21/2011 5:01:33 PM |
| LittleMingo | $25.88 | 9/21/2011 5:05:34 PM |
| cashhelp | $100.00 | 9/21/2011 5:01:19 PM |
| compoundinterest | $50.00 | 9/21/2011 5:07:10 PM |
| credit-guard5 | $25.00 | 9/21/2011 6:59:14 PM |
| 1stBankAndHal | $75.09 | 9/22/2011 5:38:47 AM |
| jpblan11 | $25.00 | 9/22/2011 8:04:48 AM |
| brightest-fascinating-principal | $50.00 | 9/22/2011 6:20:53 PM |
| penny-finder | $50.00 | 9/23/2011 10:48:06 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:14 AM |
| credit-socrates648 | $2,000.00 | 9/23/2011 2:21:29 PM |
| GoldenGo4 | $50.00 | 9/23/2011 3:29:11 PM |
| orgy63 | $25.00 | 9/23/2011 4:47:59 PM |
| gilbrear | $25.00 | 9/23/2011 4:07:41 PM |
| umfan123 | $25.00 | 9/23/2011 5:24:24 PM |
| A-Win-Win | $32.49 | 9/23/2011 6:05:06 PM |
| AF-Chief | $50.00 | 9/23/2011 5:25:58 PM |
| Kaj | $50.00 | 9/23/2011 5:39:41 PM |
| Bank42 | $50.00 | 9/23/2011 5:45:51 PM |
| IIP77 | $25.00 | 9/23/2011 8:02:24 PM |
| MoneyMover | $25.00 | 9/23/2011 8:05:37 PM |
| brightest-friendly-interest | $100.00 | 9/23/2011 6:13:47 PM |
| num1irish | $100.00 | 9/23/2011 6:15:03 PM |
| amlu1988 | $25.00 | 9/23/2011 8:49:52 PM |
| best-magical-dollar | $25.00 | 9/23/2011 7:41:15 PM |
| Binan | $25.00 | 9/23/2011 9:05:08 PM |
| repaymeplease | $25.00 | 9/23/2011 9:20:48 PM |
| gala279 | $50.00 | 9/23/2011 9:36:19 PM |
| MissionMicroFinance | $25.00 | 9/23/2011 7:52:53 PM |
| green-trade-dolphin2 | $30.00 | 9/23/2011 8:10:49 PM |
| vutah | $25.00 | 9/24/2011 2:14:53 AM |
| unequaled-pound | $25.00 | 9/23/2011 8:30:30 PM |
| StarshineXL | $180.00 | 9/23/2011 9:16:15 PM |
| myworld701 | $25.00 | 9/24/2011 4:06:49 AM |
| setUup | $38.30 | 9/24/2011 12:11:50 AM |
| credible-balance0 | $25.00 | 9/24/2011 3:53:24 AM |
| radforj22 | $25.00 | 9/24/2011 7:01:12 AM |
| Beechturner | $50.00 | 9/24/2011 4:42:01 AM |
| bmbanzai | $25.00 | 9/24/2011 6:02:13 AM |
| elvisloans | $25.00 | 9/24/2011 6:06:22 AM |
| interstellar | $75.00 | 9/24/2011 5:52:00 AM |
| cash-spinner | $50.00 | 9/24/2011 5:54:06 AM |
| Feyenoord | $25.00 | 9/24/2011 7:46:52 AM |
| SudianX | $40.00 | 9/24/2011 6:25:00 AM |
| economy-popcorn | $25.00 | 9/24/2011 7:03:49 AM |
| proud-gold9 | $25.00 | 9/24/2011 7:12:24 AM |
| credit-investor5 | $50.00 | 9/24/2011 7:16:29 AM |
| WorldTravlr | $25.00 | 9/24/2011 7:38:12 AM |
| investment-appraiser | $50.00 | 9/24/2011 7:36:27 AM |
| BlessedEveryDay | $29.10 | 9/24/2011 9:03:13 AM |
| enchanted-truth264 | $25.00 | 9/24/2011 8:37:58 AM |
| saraven01 | $40.01 | 9/24/2011 9:31:13 AM |
| natural-greenback6 | $25.00 | 9/24/2011 9:05:35 AM |
| Milonguero | $100.00 | 9/24/2011 9:28:30 AM |
| Preist | $25.00 | 9/24/2011 9:30:20 AM |
| Peacepower | $50.00 | 9/24/2011 9:47:45 AM |
| objective-investor | $250.00 | 9/24/2011 10:00:18 AM |
| beachliving29 | $260.00 | 9/24/2011 10:42:43 AM |
| the-auction-bear | $25.00 | 9/24/2011 10:42:31 AM |
| MarvintheMartian | $55.00 | 9/21/2011 5:05:20 PM |
| MoneyForNothing | $85.36 | 9/21/2011 5:03:11 PM |
| janeybooboo | $100.00 | 9/21/2011 5:09:17 PM |
| oplender | $25.00 | 9/21/2011 9:07:00 PM |
| 1800porsche | $25.00 | 9/22/2011 12:59:02 AM |
| Weaverville | $50.00 | 9/21/2011 9:08:11 PM |
| Bank_Of_XL | $25.00 | 9/22/2011 4:59:26 AM |
| caring-hope2 | $200.00 | 9/22/2011 6:43:03 AM |
| bannybucks | $25.00 | 9/22/2011 7:16:05 AM |
| ingenious-order783 | $35.00 | 9/22/2011 8:40:51 AM |
| helynn | $25.00 | 9/22/2011 8:02:42 AM |
| investment-artist | $26.01 | 9/22/2011 9:05:30 AM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 10:15:02 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:54 PM |
| GoGalt | $50.00 | 9/22/2011 4:22:53 PM |
| platinum-trophy | $80.00 | 9/22/2011 5:01:26 PM |
| principal-bull | $25.00 | 9/22/2011 5:33:28 PM |
| SpoonerPhan | $50.00 | 9/22/2011 8:09:29 PM |
| salala | $25.00 | 9/23/2011 10:45:37 AM |
| john0720 | $100.00 | 9/23/2011 1:41:26 PM |
| discrete-asset | $25.00 | 9/23/2011 1:58:42 PM |
| RecoveryLender | $25.00 | 9/23/2011 2:34:07 PM |
| marwadi-62 | $100.00 | 9/23/2011 3:10:02 PM |
| Slapshot | $25.30 | 9/23/2011 3:33:39 PM |
| CreditBuilder2 | $100.00 | 9/23/2011 3:59:38 PM |
| shrewd-peace7 | $25.00 | 9/23/2011 4:26:46 PM |
| Domgabriel | $25.00 | 9/23/2011 4:48:36 PM |
| sturdy-responsibility7 | $41.00 | 9/23/2011 5:08:03 PM |
| ethicalhumanist | $100.00 | 9/23/2011 5:12:00 PM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:04 PM |
| Yomain | $50.00 | 9/23/2011 5:30:51 PM |
| Onlyhappycustomers | $25.00 | 9/23/2011 5:50:57 PM |
| best-income-fertilizer | $100.00 | 9/23/2011 6:14:24 PM |
| keichi03 | $40.00 | 9/23/2011 6:28:10 PM |
| asset-cougar0 | $25.00 | 9/23/2011 6:07:31 PM |
| indomitable-coin | $25.00 | 9/23/2011 8:23:56 PM |
| SolarMoonshine | $25.00 | 9/23/2011 6:24:30 PM |
| Dubbs360 | $100.00 | 9/23/2011 6:44:45 PM |
| duty-admiral | $50.00 | 9/23/2011 8:18:01 PM |
| wampum-library4 | $25.00 | 9/24/2011 12:01:51 AM |
| kind-value-pouch | $50.00 | 9/23/2011 8:10:04 PM |
| GCInvestments | $33.00 | 9/23/2011 10:06:09 PM |
| KCEnterprises | $50.00 | 9/23/2011 10:24:08 PM |
| tolerant-balance7 | $25.00 | 9/23/2011 9:18:45 PM |
| weiyinsan | $25.00 | 9/23/2011 9:49:14 PM |
| IPlayOutsideTheBox | $25.00 | 9/24/2011 4:55:11 AM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 12:59:20 AM |
| cerebral-dollar773 | $75.00 | 9/24/2011 5:53:14 AM |
| dime-sprout | $25.00 | 9/24/2011 5:48:47 AM |
| crw1950 | $50.00 | 9/24/2011 5:59:15 AM |
| asset-bada-bing | $25.00 | 9/24/2011 6:32:37 AM |
| heerzaquestion | $75.00 | 9/24/2011 7:36:49 AM |
| jpac1066 | $200.00 | 9/24/2011 6:48:58 AM |
| Hogan55 | $110.53 | 9/24/2011 8:10:17 AM |
| thajr | $28.57 | 9/24/2011 7:32:25 AM |
| Brisket_Bob | $43.46 | 9/24/2011 7:37:13 AM |
| payment-halo | $25.00 | 9/24/2011 7:42:42 AM |
| NYBIZ | $25.00 | 9/24/2011 8:17:06 AM |
| enthralling-investment | $50.00 | 9/24/2011 8:45:40 AM |
| tranquil-capital9 | $25.00 | 9/24/2011 10:26:52 AM |
| rolltide09 | $25.00 | 9/24/2011 10:32:00 AM |
| beachliving29 | $12.45 | 9/24/2011 10:43:24 AM |
| penguino | $100.00 | 9/24/2011 9:58:09 AM |
| brightest-dynamic-peace | $25.00 | 9/24/2011 10:08:26 AM |
| Rico47 | $50.00 | 9/24/2011 10:20:31 AM |
| fundstream | $25.00 | 9/24/2011 10:28:47 AM |
| Reddy_Capital | $33.44 | 9/24/2011 10:39:11 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
528682
This series of Notes was issued and sold upon the funding of the borrower loan #53962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Scott_N_Fla |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan - Pay 4 Dad's Funeral
Purpose of loan:
To repay a loan my parents gave me three years ago as a down payment for the purchase of my home. Mom needs sudden repayment to help pay my father's burial expenses who just passed away from cancer.
I am a good candidate for this loan because I have very little debt and am able to easily cover the monthly payment of this loan.
Monthly net income: $3225.00
Monthly expenses:
Housing: $535 (mortgage $336 / HOA maintenance $197)
Insurance: $30 unit owners (master policy included in HOA payment)
Car expenses: $0.00 (paid off June, 2008)
Utilities: $75 (electric; water & garbage incl in HOA payment)
Phone, cable, internet: $125 (Cable TV, internet & cellular)
Food, entertainment: $200 (est)
Clothing, household expenses: $0
Credit cards and other loans: $265 (5 year loan; zero credit card debt)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:03 PM |
| Investor_DP | $100.00 | 9/22/2011 9:06:08 AM |
| ursus | $50.00 | 9/22/2011 9:08:21 AM |
| compoundinterest | $50.00 | 9/22/2011 9:07:23 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:29 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:33 PM |
| Tradesmanlender | $25.00 | 9/22/2011 7:09:06 PM |
| salala | $25.00 | 9/23/2011 10:45:38 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:15 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:05 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:51:19 AM |
| loanman2007 | $100.00 | 9/24/2011 5:17:47 AM |
| Kaj | $30.00 | 9/25/2011 3:53:32 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:53 PM |
| hitsman | $50.00 | 9/26/2011 11:35:03 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:31 PM |
| jjswanso | $25.00 | 9/27/2011 5:53:40 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:45 PM |
| worth-blanket2 | $2,800.00 | 9/27/2011 8:16:27 PM |
| oplender | $25.00 | 9/22/2011 11:19:31 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:55 PM |
| gold-commander0 | $25.00 | 9/22/2011 5:34:15 PM |
| Ripsaw4U | $50.00 | 9/22/2011 11:41:34 PM |
| riskreward | $250.00 | 9/24/2011 5:29:24 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:30 AM |
| villagers | $50.00 | 9/25/2011 10:32:36 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:37 AM |
| skorpious | $25.00 | 9/26/2011 7:54:13 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:17 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:25 AM |
| MacAtk | $100.00 | 9/27/2011 12:24:20 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:05 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:45 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:03 PM |
| epic-dollar557 | $20.00 | 9/27/2011 9:38:11 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
528688
This series of Notes was issued and sold upon the funding of the borrower loan #53915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $410.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,664 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reflective-openness6 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
|
Principal balance:
| $12,403.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
auto
Purpose of loan:
This loan will be used to...auto repairs, consolidate credit cards, home repairs
My financial situation:
I am a good candidate for this loan because.. I have a secure job as a nurse and will have more money per month after credit cards are paid off
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:03 PM |
| compoundinterest | $50.00 | 9/22/2011 9:07:24 AM |
| oplender | $25.00 | 9/22/2011 11:19:31 AM |
| AF-Chief | $50.00 | 9/23/2011 5:25:58 PM |
| riskreward | $250.00 | 9/24/2011 5:29:24 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:03 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:44 AM |
| hitsman | $50.00 | 9/26/2011 11:35:03 AM |
| helping-out | $50.00 | 9/26/2011 2:42:46 PM |
| sgt-schultz | $25.00 | 9/26/2011 3:03:23 PM |
| supreme-hope | $25.00 | 9/26/2011 1:53:12 PM |
| mgking007 | $25.00 | 9/26/2011 5:37:18 PM |
| new-interest-network | $50.00 | 9/26/2011 6:18:49 PM |
| investment-comet | $25.00 | 9/26/2011 6:45:23 PM |
| msh345 | $25.00 | 9/26/2011 8:56:24 PM |
| umfan123 | $25.00 | 9/26/2011 7:36:27 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:42 PM |
| lucrative-reward | $100.00 | 9/26/2011 9:53:41 PM |
| availableloan | $25.00 | 9/26/2011 8:24:32 PM |
| Dubbs360 | $100.00 | 9/26/2011 9:33:28 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:31 AM |
| cash-spark3 | $25.00 | 9/27/2011 1:53:19 AM |
| lespaul | $200.00 | 9/27/2011 2:35:34 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:49 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:14 AM |
| dime-sprout | $25.00 | 9/27/2011 7:08:11 AM |
| marelojay | $200.00 | 9/27/2011 7:52:21 AM |
| sunny-dough9 | $200.00 | 9/27/2011 5:20:52 PM |
| 108lender | $63.00 | 9/27/2011 6:43:37 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:03 PM |
| wise-loot-bear | $25.00 | 9/27/2011 7:44:31 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:16:55 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:21:55 PM |
| nebula076 | $100.00 | 9/27/2011 7:30:35 PM |
| sweety075 | $25.00 | 9/27/2011 8:45:25 PM |
| rmachi | $25.00 | 9/27/2011 8:55:00 PM |
| Zeenos | $25.00 | 9/27/2011 9:38:27 PM |
| the-bid-sorcerer | $100.00 | 9/27/2011 9:46:10 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:32:59 PM |
| value-pouch | $50.00 | 9/27/2011 10:05:57 PM |
| epic-dollar557 | $25.00 | 9/27/2011 10:07:55 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:23 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:33:13 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:36 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:52:55 AM |
| reward-burger2 | $50.00 | 9/28/2011 5:13:27 AM |
| starry2001 | $25.00 | 9/28/2011 5:27:32 AM |
| BankofQ | $50.00 | 9/28/2011 5:34:28 AM |
| cerebral-dollar773 | $50.00 | 9/28/2011 4:46:37 AM |
| goose026 | $100.00 | 9/28/2011 4:52:15 AM |
| helpinghand105 | $50.00 | 9/28/2011 6:14:13 AM |
| katnmouse | $50.00 | 9/28/2011 6:26:19 AM |
| fuzed | $45.00 | 9/28/2011 6:45:22 AM |
| BigBag | $25.00 | 9/28/2011 6:00:57 AM |
| credit-investor5 | $50.00 | 9/28/2011 6:10:04 AM |
| icon7 | $50.00 | 9/28/2011 6:52:02 AM |
| debt-patriot | $25.00 | 9/28/2011 6:27:19 AM |
| VandelayInd | $50.00 | 9/28/2011 7:44:15 AM |
| zacd | $25.00 | 9/28/2011 7:46:09 AM |
| C_Mark | $75.00 | 9/28/2011 7:15:53 AM |
| lazyeye | $47.35 | 9/28/2011 7:54:58 AM |
| Leopoldine | $31.47 | 9/28/2011 8:07:42 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:35 AM |
| dthompso | $50.00 | 9/28/2011 8:53:11 AM |
| neutrino6 | $30.00 | 9/28/2011 9:04:55 AM |
| sentimental-cash0 | $25.00 | 9/28/2011 9:19:44 AM |
| friendly-credit2 | $75.00 | 9/28/2011 9:38:25 AM |
| prudent-dinero | $25.00 | 9/28/2011 9:59:36 AM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 9:46:55 AM |
| heretohelp1 | $25.00 | 9/28/2011 10:03:22 AM |
| smart-kindness8 | $51.58 | 9/28/2011 10:23:07 AM |
| kindness-hickory5 | $100.00 | 9/28/2011 10:26:12 AM |
| fund-tom-tom6 | $40.67 | 9/28/2011 10:50:13 AM |
| selector568 | $235.09 | 9/28/2011 11:04:51 AM |
| green-trade-dolphin2 | $25.00 | 9/22/2011 10:14:31 AM |
| organized-payment6 | $50.00 | 9/22/2011 2:02:55 PM |
| Weaverville | $50.00 | 9/22/2011 4:00:07 PM |
| five-star-note | $35.00 | 9/22/2011 6:20:01 PM |
| rcm87 | $100.00 | 9/23/2011 11:12:15 AM |
| impressive-credit431 | $100.00 | 9/23/2011 5:29:05 PM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:55 AM |
| fundstream | $25.00 | 9/24/2011 10:28:47 AM |
| Kaj | $30.00 | 9/25/2011 3:53:32 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:38 AM |
| first-serene-credit | $25.00 | 9/26/2011 8:46:31 AM |
| buddy486 | $25.00 | 9/26/2011 12:55:10 PM |
| Ripsaw4U | $50.00 | 9/26/2011 1:27:21 PM |
| leeball | $100.00 | 9/26/2011 3:14:42 PM |
| smart-note9 | $50.00 | 9/26/2011 3:15:17 PM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:31 PM |
| income-buffalo1 | $100.00 | 9/26/2011 4:02:56 PM |
| ingenious-interest1 | $100.00 | 9/26/2011 4:12:00 PM |
| susurrus | $25.00 | 9/26/2011 5:49:46 PM |
| Gladglide | $25.00 | 9/26/2011 6:45:50 PM |
| oneeighty | $25.00 | 9/26/2011 7:43:19 PM |
| Pitufo | $25.00 | 9/26/2011 7:29:14 PM |
| goodhearted-basis4 | $25.00 | 9/26/2011 11:48:38 PM |
| nebula076 | $100.00 | 9/27/2011 5:11:53 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:17 AM |
| GoldenGo4 | $100.00 | 9/27/2011 7:16:06 AM |
| gentle-gain235 | $50.00 | 9/27/2011 8:55:06 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:37 AM |
| fcrick | $25.00 | 9/27/2011 11:15:04 AM |
| NoSoup | $25.00 | 9/27/2011 11:50:55 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:42 AM |
| bharosa | $25.00 | 9/27/2011 1:12:59 PM |
| edaguy | $100.00 | 9/27/2011 1:15:39 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:45 PM |
| DonaldColorado | $300.00 | 9/27/2011 3:33:28 PM |
| Rivervale_Westwood | $50.00 | 9/27/2011 2:50:12 PM |
| Astyanax | $80.00 | 9/27/2011 2:33:15 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:05 PM |
| setUup | $36.30 | 9/27/2011 5:23:22 PM |
| danf2201 | $30.91 | 9/27/2011 5:30:26 PM |
| mtquan | $25.00 | 9/27/2011 6:08:23 PM |
| iaviate1 | $25.00 | 9/27/2011 5:56:29 PM |
| market-trooper3 | $30.00 | 9/27/2011 6:35:55 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:27 PM |
| Sixmil | $100.00 | 9/27/2011 7:42:08 PM |
| Atlanta-Buyer | $25.00 | 9/27/2011 7:16:34 PM |
| dealmaster | $50.00 | 9/27/2011 7:20:04 PM |
| CatbirdBanking | $25.00 | 9/27/2011 9:00:12 PM |
| neelgagan | $90.30 | 9/27/2011 8:45:07 PM |
| handshake52 | $25.00 | 9/27/2011 9:21:36 PM |
| superb-funds335 | $26.00 | 9/27/2011 9:38:26 PM |
| gustavholstopus32 | $25.00 | 9/27/2011 10:27:24 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:19 PM |
| SolarMoonshine | $25.00 | 9/28/2011 3:32:37 AM |
| mrbu11frog | $200.00 | 9/28/2011 3:49:55 AM |
| SummitAdvisors | $26.00 | 9/28/2011 4:24:57 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:36:40 AM |
| objective-investor | $250.00 | 9/28/2011 4:53:23 AM |
| MissionMicroFinance | $25.00 | 9/28/2011 5:02:20 AM |
| Lender0010 | $50.00 | 9/28/2011 6:26:37 AM |
| finance-negotiator2 | $36.00 | 9/28/2011 5:46:31 AM |
| shrewd-deal3 | $32.35 | 9/28/2011 6:46:23 AM |
| integrity-reformer | $25.00 | 9/28/2011 6:12:03 AM |
| bid-lightning9 | $40.00 | 9/28/2011 6:42:55 AM |
| stolirocks01 | $50.00 | 9/28/2011 6:46:31 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:10:51 AM |
| hope-kingdom | $25.00 | 9/28/2011 8:11:53 AM |
| icon7 | $50.00 | 9/28/2011 7:18:34 AM |
| csandb | $25.00 | 9/28/2011 8:47:48 AM |
| value-wind0 | $100.00 | 9/28/2011 8:04:33 AM |
| taal1 | $25.00 | 9/28/2011 8:03:21 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:20 AM |
| green28 | $200.00 | 9/28/2011 9:25:27 AM |
| Trabey | $50.00 | 9/28/2011 9:34:01 AM |
| guardian3 | $25.00 | 9/28/2011 9:41:36 AM |
| radforj22 | $25.00 | 9/28/2011 9:41:06 AM |
| friendly-credit2 | $50.00 | 9/28/2011 9:42:25 AM |
| dospapalotes | $49.07 | 9/28/2011 10:31:39 AM |
| ingeborg77 | $28.00 | 9/28/2011 10:37:09 AM |
| fund-tom-tom6 | $50.00 | 9/28/2011 10:44:57 AM |
| visionary-fund | $200.00 | 9/28/2011 10:10:21 AM |
| jlendog | $35.91 | 9/28/2011 9:46:45 AM |
| Twinsen | $25.00 | 9/28/2011 9:52:38 AM |
| mroew | $25.00 | 9/28/2011 10:47:11 AM |
| moneytree01 | $25.00 | 9/28/2011 10:49:51 AM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
528710
This series of Notes was issued and sold upon the funding of the borrower loan #53949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| baron215 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payday loan mistake
Purpose of loan:
This loan will be used to...payoff payday loan
My financial situation:
I am a good candidate for this loan because I've paid off all my bills in the past year. The only debt I have now is the ridiculous payday loan that is costing me 600.00 a month in interest.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| whitegold24k | $500.00 | 9/23/2011 5:20:29 PM |
| impeccable-ore3 | $25.00 | 9/22/2011 9:49:01 AM |
| loanman2007 | $25.00 | 9/22/2011 10:19:24 AM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:20 PM |
| econgineer | $75.00 | 9/22/2011 5:26:05 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:07 PM |
| handy-justice | $50.00 | 9/22/2011 6:39:07 PM |
| shrewd-income | $50.00 | 9/22/2011 6:41:17 PM |
| SolarMoonshine | $25.00 | 9/22/2011 6:24:02 PM |
| green-rapid-openness | $100.00 | 9/22/2011 7:10:37 PM |
| bluebouyz | $25.00 | 9/22/2011 9:56:14 PM |
| Law_Gator | $29.39 | 9/22/2011 10:51:21 PM |
| nfx | $30.00 | 9/23/2011 6:56:18 AM |
| worth-shower8 | $100.00 | 9/23/2011 8:39:02 AM |
| favorite-commerce | $25.00 | 9/23/2011 10:55:35 AM |
| whirlingdervish | $100.00 | 9/23/2011 2:11:07 PM |
| dudebrah | $25.00 | 9/23/2011 2:48:06 PM |
| Yomain | $25.00 | 9/23/2011 5:40:18 PM |
| felicity-daydream | $50.00 | 9/23/2011 7:17:39 PM |
| otto1939 | $51.00 | 9/23/2011 6:22:29 PM |
| Marssoft | $25.00 | 9/23/2011 9:21:56 PM |
| icanhasloanz | $50.00 | 9/24/2011 1:44:04 AM |
| NolockHolmes | $50.00 | 9/23/2011 9:17:20 PM |
| pfh | $25.00 | 9/24/2011 6:02:01 AM |
| elvisloans | $14.61 | 9/24/2011 6:04:17 AM |
| restless-dime | $100.00 | 9/22/2011 10:02:26 AM |
| well-rounded-payout0 | $50.00 | 9/22/2011 9:17:43 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:30 PM |
| Pitufo | $25.00 | 9/22/2011 10:31:02 PM |
| transaction-circuit | $50.00 | 9/23/2011 1:07:03 PM |
| shawnw2 | $50.00 | 9/23/2011 5:49:38 PM |
| drluong | $25.00 | 9/23/2011 7:43:34 PM |
| cr8on | $50.00 | 9/24/2011 1:38:53 AM |
| peb44 | $25.00 | 9/24/2011 5:04:34 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
528712
This series of Notes was issued and sold upon the funding of the borrower loan #54115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 0m |
|
Amount delinquent:
| $3,771 |
Total credit lines:
| 16 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,986 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blanket21 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HAPPY FEET
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...PAY SOME BILLS OFF
My financial situation: IS GOING TO BE GREAT WHEN I GET THIS LOAN I'LL PAY 3 HIGH BILL
I am a good candidate for this loan because...I GIVE MY WORD I SAY I'M GOING TO PAY MY LOAN ON TIME EVERY MONTH I WILL.
Monthly net income: $1,298.82
Monthly expenses: $1000.00
Housing: $200. RENT
Insurance: 0
Car expenses: $CAR INSURANCE EVERY 6 MONTHS 255.10
Utilities: ELECTRIC AND PROPANE ARE INCLUDED IN THE RENT.
Phone, cable, internet: $60PHONE 24.99 IPTV IT'S RIGHT THROUGH THE DSL LINE
Food, entertainment: $50 I'M VERY COST CONSCIOUSNESS DOLLAR STORE TO BUY FOOD
Clothing, household expenses: $COST CONSCIOUSNESS I GO TO THE DOLLAR STORE TO SAVE ON THINGS
Credit cards and other loans: $7,840.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ursus | $50.00 | 9/22/2011 9:08:21 AM |
| well-rounded-payout0 | $50.00 | 9/22/2011 9:17:45 AM |
| Weaverville | $25.00 | 9/22/2011 4:01:30 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:13 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:31 AM |
| hitsman | $50.00 | 9/26/2011 11:35:04 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:29 AM |
| Sierrahh | $25.00 | 9/27/2011 11:01:39 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:16 PM |
| thelovebug | $100.00 | 9/28/2011 5:18:18 PM |
| magnitude787 | $50.00 | 9/28/2011 11:24:21 PM |
| leverage-ectasy | $25.00 | 9/28/2011 9:31:44 PM |
| glenium | $25.00 | 9/29/2011 2:55:55 AM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:34 AM |
| intelligent-repayment8 | $445.00 | 9/29/2011 11:40:55 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:04 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:07 PM |
| Dubbs360 | $25.00 | 9/23/2011 1:01:53 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:10 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:38 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:25 PM |
| Comoparklender | $25.00 | 9/26/2011 8:31:28 PM |
| newest-generous-income | $25.00 | 9/27/2011 2:36:29 AM |
| treasure-bliss | $25.00 | 9/27/2011 5:47:51 AM |
| suave-dime6 | $25.00 | 9/27/2011 5:03:49 AM |
| LuvToLend | $25.00 | 9/27/2011 3:36:31 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:10 PM |
| frogperson | $100.00 | 9/27/2011 8:09:04 PM |
| epic-dollar557 | $25.00 | 9/27/2011 10:15:56 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:21 AM |
| Free-the-usa-1776 | $25.00 | 9/28/2011 6:55:40 PM |
| fireferd | $30.00 | 9/28/2011 9:56:48 PM |
| don8ter | $25.00 | 9/29/2011 3:41:24 AM |
| seineil | $50.00 | 9/29/2011 12:57:15 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
528722
This series of Notes was issued and sold upon the funding of the borrower loan #54126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,111 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-songbird5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
granddaughter
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,000
Monthly expenses: $1,200
Housing: $615.00
Insurance: $
Car expenses: $
Utilities: $60.00
Phone, cable, internet: $45.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gotjack | $25.00 | 9/23/2011 4:48:45 PM |
| shawnw2 | $100.00 | 9/27/2011 10:23:32 AM |
| tech310 | $50.00 | 9/27/2011 2:32:05 PM |
| octoberfresh | $25.00 | 9/29/2011 7:16:35 AM |
| Dubbs360 | $100.00 | 9/29/2011 8:35:46 AM |
| ethical-truth211 | $501.00 | 9/29/2011 12:26:25 PM |
| hope-gondola9 | $3,124.00 | 9/29/2011 1:41:20 PM |
| larslfe | $50.00 | 9/26/2011 1:26:45 AM |
| Isanpankki | $25.00 | 9/29/2011 1:26:25 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
528724
This series of Notes was issued and sold upon the funding of the borrower loan #53936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,605 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fascinating-bazaar8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my loan
Purpose of loan:
This loan will be used to... pay off some credit cards and other bills
My financial situation:
I am a good candidate for this loan because...i have a good history of paying my debts
Monthly net income: $3779.00
Monthly expenses: $
Housing: $800.00
Insurance: $50.00 monthly car
Car expenses: $50.00 gas
Utilities: $100.00
Phone, cable, internet: $90.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00 every5 months
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 9/22/2011 4:01:31 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:20 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:07 PM |
| nodebt2012 | $25.00 | 9/23/2011 2:02:30 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:32 AM |
| leeball | $100.00 | 9/26/2011 3:14:42 PM |
| shawnw2 | $80.00 | 9/27/2011 10:23:04 AM |
| gotjack | $25.00 | 9/27/2011 5:18:23 PM |
| let_me_retire | $51.95 | 9/27/2011 5:54:56 PM |
| money-fort | $25.00 | 9/27/2011 10:06:53 PM |
| handshake52 | $25.00 | 9/27/2011 9:43:39 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:49:50 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:25:12 PM |
| zone6 | $100.00 | 9/27/2011 11:22:11 PM |
| Gladglide | $25.00 | 9/27/2011 11:16:41 PM |
| ethical-truth211 | $501.00 | 9/28/2011 4:24:56 AM |
| suave-dime6 | $25.00 | 9/28/2011 4:10:45 AM |
| Rogesparkguy | $25.00 | 9/28/2011 5:36:24 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:40:35 AM |
| head | $25.00 | 9/28/2011 4:41:49 AM |
| katnmouse | $25.00 | 9/28/2011 6:25:06 AM |
| john0720 | $25.00 | 9/28/2011 6:41:59 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:41:14 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:11:28 AM |
| point-commando | $25.00 | 9/28/2011 7:25:12 AM |
| DreDub | $50.00 | 9/28/2011 7:19:40 AM |
| MichaelProsper | $25.00 | 9/28/2011 7:58:15 AM |
| macotra4 | $32.94 | 9/28/2011 8:35:22 AM |
| return-enthusiast1 | $25.00 | 9/28/2011 7:58:57 AM |
| accelerator96 | $25.00 | 9/28/2011 8:03:22 AM |
| gentle-gain235 | $100.00 | 9/28/2011 9:10:19 AM |
| WSTRDG | $25.00 | 9/28/2011 9:13:35 AM |
| nickel-hickory | $89.00 | 9/28/2011 9:28:54 AM |
| AaronL | $25.00 | 9/28/2011 9:22:46 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:05:57 AM |
| visionary-fund | $100.00 | 9/28/2011 10:15:28 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:02:46 AM |
| heretohelp1 | $29.51 | 9/28/2011 10:05:47 AM |
| gothampark | $25.00 | 9/28/2011 11:10:37 AM |
| ddog0224 | $54.08 | 9/28/2011 11:19:30 AM |
| freebush69 | $300.00 | 9/28/2011 11:32:49 AM |
| kindness-hickory5 | $100.00 | 9/28/2011 10:24:44 AM |
| bid-stockpiler1 | $50.00 | 9/28/2011 11:36:53 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:46:21 AM |
| helping-out | $35.00 | 9/28/2011 11:48:51 AM |
| octoberfresh | $25.00 | 9/28/2011 11:57:46 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:16:16 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:39 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:22 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:25 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:59 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:56 PM |
| tech310 | $50.00 | 9/27/2011 2:26:48 PM |
| papaloha | $25.00 | 9/27/2011 7:03:47 PM |
| alexgalt | $25.00 | 9/27/2011 9:37:06 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:49:19 PM |
| adamdroker | $25.00 | 9/27/2011 11:00:35 PM |
| S-Master | $100.00 | 9/28/2011 12:56:00 AM |
| gotjack | $75.00 | 9/28/2011 2:42:02 AM |
| loanman2007 | $25.00 | 9/28/2011 4:10:46 AM |
| bid-lightning9 | $25.00 | 9/28/2011 6:41:24 AM |
| buffalobills | $25.00 | 9/28/2011 7:25:55 AM |
| icon7 | $50.00 | 9/28/2011 6:55:33 AM |
| dollar-authority | $50.00 | 9/28/2011 7:44:34 AM |
| profitable-money | $25.00 | 9/28/2011 7:53:44 AM |
| Bob450 | $25.03 | 9/28/2011 8:11:54 AM |
| dthompso | $50.00 | 9/28/2011 8:53:11 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:27 AM |
| market-mesh | $25.00 | 9/28/2011 9:26:20 AM |
| evergreen16 | $50.00 | 9/28/2011 9:29:41 AM |
| Wordsmth | $25.00 | 9/28/2011 9:47:10 AM |
| fizicks06 | $340.57 | 9/28/2011 10:50:26 AM |
| friendly-credit2 | $25.00 | 9/28/2011 9:43:18 AM |
| CA-Lender | $25.00 | 9/28/2011 11:20:42 AM |
| pfh | $25.00 | 9/28/2011 11:36:16 AM |
| saxaphone6 | $25.00 | 9/28/2011 11:42:11 AM |
| grnii78 | $150.00 | 9/28/2011 10:45:47 AM |
| StarshineXL | $150.00 | 9/28/2011 11:02:59 AM |
| Bill88 | $25.00 | 9/28/2011 12:01:50 PM |
| revenue-tsunami | $33.84 | 9/28/2011 12:08:33 PM |
| bmbanzai | $25.00 | 9/28/2011 12:11:14 PM |
| jubilant-durability9 | $25.00 | 9/28/2011 11:54:20 AM |
| leodaguy | $24.26 | 9/28/2011 12:21:31 PM |
| Zuzu | $25.00 | 9/28/2011 12:01:52 PM |
| smilinguy | $25.00 | 9/28/2011 12:09:31 PM |
| newest-attractive-funds | $52.82 | 9/28/2011 12:15:07 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
528732
This series of Notes was issued and sold upon the funding of the borrower loan #53890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $399 | |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stylish-deal4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
very small venture and other exp.
Purpose of loan:
This loan will be used to purchase some goods wholesale and sell it on ebay. Also I will use some of the funds for medical and dental expenses and other needed expenses.
My financial situation:
I am a good candidate for this loan because I pay my bills before or on time. Also I have family members and my girlfriend who are always willing to help me out in need. However I always like to take care of things for myself.
Monthly net income: $1200
Monthly expenses: $ around 700
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 9/22/2011 4:01:31 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:20 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:40 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:26 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:08 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:34 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:23 AM |
| magnitude787 | $100.00 | 9/27/2011 1:55:59 PM |
| tech310 | $50.00 | 9/27/2011 2:32:05 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:56 PM |
| worth-blanket2 | $4,700.00 | 9/27/2011 8:16:20 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
528748
This series of Notes was issued and sold upon the funding of the borrower loan #54004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,294 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-wheel2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Verditch1
Purpose of loan:
This loan will be used to...pay off my credit cards into 1 monthly payment
My financial situation:
I am a good candidate for this loan because...I have great stability - 16 years on my job- 10+ yr homeowner- married for 15 years
Monthly net income: $3500
Monthly expenses: $
Housing: $600.00
Insurance: $40.00
Car expenses: $200.
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $425
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 9/22/2011 4:01:33 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:34 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:40 AM |
| tech310 | $50.00 | 9/27/2011 2:30:05 PM |
| let_me_retire | $25.00 | 9/27/2011 5:58:25 PM |
| alexgalt | $25.00 | 9/27/2011 9:44:45 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:50:04 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:56:37 PM |
| Gladglide | $25.00 | 9/27/2011 11:17:53 PM |
| S-Master | $100.00 | 9/28/2011 12:56:40 AM |
| SolarMoonshine | $25.00 | 9/28/2011 3:34:40 AM |
| capital-galaxy | $200.00 | 9/28/2011 4:18:30 AM |
| blackstar | $25.00 | 9/28/2011 6:00:37 AM |
| nodebt2012 | $25.00 | 9/28/2011 6:55:53 AM |
| katnmouse | $35.00 | 9/28/2011 6:28:34 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:20 AM |
| RenovatioCapital | $25.00 | 9/28/2011 7:53:17 AM |
| dthompso | $50.00 | 9/28/2011 8:53:11 AM |
| calimanusa | $30.30 | 9/28/2011 9:15:32 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:27 AM |
| lovely-benefit7 | $25.00 | 9/28/2011 9:22:17 AM |
| payout-bridge | $50.00 | 9/28/2011 9:46:23 AM |
| engaging-repayment8 | $25.30 | 9/28/2011 9:52:44 AM |
| ddog0224 | $50.00 | 9/28/2011 11:21:30 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:57 PM |
| jubilant-durability9 | $25.00 | 9/28/2011 12:02:06 PM |
| Pitufo | $25.00 | 9/28/2011 12:57:01 PM |
| diplomatic-capital | $25.00 | 9/28/2011 1:48:35 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:03:38 PM |
| ethicalhumanist | $50.00 | 9/28/2011 2:29:18 PM |
| calmfunds | $500.00 | 9/28/2011 12:40:23 PM |
| wildanne | $400.00 | 9/28/2011 2:57:12 PM |
| VJ_Financial | $1.39 | 9/28/2011 3:47:25 PM |
| TheCount | $25.00 | 9/28/2011 1:30:24 PM |
| diversification-maple1 | $25.00 | 9/28/2011 2:50:19 PM |
| kind-credit-bear | $25.00 | 9/22/2011 5:18:08 PM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:26 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:59 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:56 PM |
| handshake52 | $25.00 | 9/27/2011 9:49:36 PM |
| market-trooper3 | $30.00 | 9/27/2011 10:03:45 PM |
| zone6 | $100.00 | 9/27/2011 11:22:47 PM |
| suave-dime6 | $25.00 | 9/28/2011 4:11:29 AM |
| head | $25.00 | 9/28/2011 4:44:09 AM |
| ethical-truth211 | $501.00 | 9/28/2011 4:28:01 AM |
| Rogelio48 | $25.00 | 9/28/2011 5:21:15 AM |
| john0720 | $25.00 | 9/28/2011 6:42:12 AM |
| fuzed | $45.00 | 9/28/2011 6:50:46 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:13:16 AM |
| C_Mark | $50.00 | 9/28/2011 7:18:52 AM |
| missing-link | $25.00 | 9/28/2011 7:42:59 AM |
| MichaelProsper | $30.00 | 9/28/2011 7:58:48 AM |
| Bob450 | $25.03 | 9/28/2011 8:12:54 AM |
| evergreen16 | $50.00 | 9/28/2011 9:28:53 AM |
| the-hope-workhorse | $200.00 | 9/28/2011 9:53:38 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:02:56 AM |
| CA-Lender | $25.00 | 9/28/2011 11:21:09 AM |
| Zeenos | $25.00 | 9/28/2011 11:37:29 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:48:15 AM |
| saxaphone6 | $25.00 | 9/28/2011 11:38:28 AM |
| Zuzu | $25.00 | 9/28/2011 12:00:39 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:19:05 PM |
| gain-expert | $50.00 | 9/28/2011 12:00:21 PM |
| nickel-hickory | $25.00 | 9/28/2011 1:11:39 PM |
| the-thrifty-commitment | $54.36 | 9/28/2011 1:09:35 PM |
| COCHINOBOY | $30.00 | 9/28/2011 1:20:29 PM |
| Rollshaft | $25.00 | 9/28/2011 1:59:56 PM |
| ready-vigilance3 | $100.00 | 9/28/2011 2:02:56 PM |
| bold-joyful-exchange | $25.00 | 9/28/2011 1:52:57 PM |
| commerce-wildebeest2 | $30.00 | 9/28/2011 2:57:55 PM |
| gold-fluffy-bunny4 | $33.00 | 9/28/2011 2:32:12 PM |
| gold-miser9 | $124.62 | 9/28/2011 2:56:33 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
528762
This series of Notes was issued and sold upon the funding of the borrower loan #53887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,752 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-currency4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
P Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| one-midas | $51.00 | 9/22/2011 9:01:49 AM |
| Bank_Of_XL | $25.00 | 9/22/2011 1:09:55 PM |
| first-euro-rapture | $25.00 | 9/22/2011 7:35:07 PM |
| charming-exchange7 | $25.00 | 9/23/2011 1:39:13 PM |
| vutah | $25.00 | 9/24/2011 2:29:22 AM |
| Cashman10 | $100.00 | 9/24/2011 8:02:45 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:07 AM |
| Kaj | $30.00 | 9/25/2011 3:53:33 AM |
| villagers | $50.00 | 9/25/2011 10:32:36 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:34 AM |
| enchanted-note | $50.00 | 9/26/2011 9:15:04 AM |
| hitsman | $50.00 | 9/26/2011 11:35:05 AM |
| Pickmar | $25.00 | 9/26/2011 12:08:59 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:17 AM |
| compoundinterest | $50.00 | 9/27/2011 9:06:55 AM |
| EngineersAlliance | $75.00 | 9/27/2011 9:10:36 AM |
| riskreward | $250.00 | 9/27/2011 9:18:39 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:25 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:29 AM |
| edaguy | $100.00 | 9/27/2011 1:15:39 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:45 PM |
| wildanne | $75.00 | 9/27/2011 6:26:06 PM |
| wealth-multiplier | $25.00 | 9/27/2011 6:13:46 PM |
| Ven58 | $45.00 | 9/27/2011 6:50:25 PM |
| mindful-deal289 | $25.00 | 9/27/2011 7:07:46 PM |
| enchanted-truth264 | $25.00 | 9/27/2011 7:17:35 PM |
| fascinating-gold | $80.00 | 9/27/2011 7:22:07 PM |
| the-careful-fund | $50.00 | 9/27/2011 7:13:27 PM |
| Logan7 | $25.00 | 9/27/2011 8:02:08 PM |
| zrohmm | $25.00 | 9/27/2011 7:29:25 PM |
| red-favorable-basis | $25.00 | 9/27/2011 7:52:42 PM |
| worth-blanket2 | $600.00 | 9/27/2011 8:15:25 PM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:06 PM |
| Investor_DP | $100.00 | 9/22/2011 9:06:09 AM |
| ursus | $50.00 | 9/22/2011 9:08:23 AM |
| AndChicksforFree | $25.07 | 9/22/2011 10:31:21 AM |
| oplender | $25.00 | 9/22/2011 11:19:32 AM |
| elvisloans | $25.00 | 9/22/2011 2:22:02 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:34 PM |
| worthy-bid8 | $50.00 | 9/22/2011 5:07:34 PM |
| boylezz | $25.00 | 9/23/2011 7:36:40 AM |
| Brisket_Bob | $49.00 | 9/23/2011 7:19:41 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:50 AM |
| dt_one | $25.00 | 9/23/2011 12:04:09 PM |
| Interloper | $25.00 | 9/23/2011 8:26:11 PM |
| Rivervale_Westwood | $25.00 | 9/24/2011 11:39:51 AM |
| gentle-gain235 | $200.00 | 9/24/2011 5:42:33 PM |
| marwadi-62 | $100.00 | 9/24/2011 6:38:55 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:53 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:40 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:43 PM |
| jjswanso | $25.00 | 9/27/2011 5:53:41 AM |
| Watersports | $50.00 | 9/27/2011 12:46:09 PM |
| tech310 | $50.00 | 9/27/2011 2:29:03 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:06 PM |
| helpful-loan245 | $25.00 | 9/27/2011 7:07:34 PM |
| nebula076 | $100.00 | 9/27/2011 7:25:44 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:04 PM |
| unger | $110.11 | 9/27/2011 7:18:51 PM |
| Bob450 | $25.03 | 9/27/2011 7:29:19 PM |
| competent-p2p | $25.00 | 9/27/2011 7:47:05 PM |
| riveting-credit5 | $100.00 | 9/27/2011 8:10:17 PM |
| saga9 | $25.00 | 9/27/2011 8:13:04 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
528768
This series of Notes was issued and sold upon the funding of the borrower loan #54003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 8m |
|
Amount delinquent:
| $72,997 |
Total credit lines:
| 31 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,464 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-appetizing-moola |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kayakzim
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $1600
Housing: $850.00
Insurance: $80.00
Car expenses: $388.00
Utilities: 80.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/23/2011 9:15:56 AM |
| finance-mushroom | $100.00 | 9/23/2011 9:08:38 AM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:58 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:42 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:47 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:30 PM |
| magnitude787 | $100.00 | 9/27/2011 1:56:01 PM |
| tech310 | $50.00 | 9/27/2011 2:32:07 PM |
| Dubbs360 | $100.00 | 9/28/2011 9:03:26 AM |
| intelligent-repayment8 | $1,850.00 | 9/28/2011 4:46:12 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:25 AM |
| dthompso | $50.00 | 9/28/2011 8:53:12 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:04:20 AM |
| Zuzu | $25.00 | 9/28/2011 12:03:22 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:45:38 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
528778
This series of Notes was issued and sold upon the funding of the borrower loan #53965, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 15y 1m |
|
Amount delinquent:
| $194 |
Total credit lines:
| 23 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Arliebobob |
Borrower's state:
| Georgia |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 2
( 6% )
| 660-679
(Jul-2007)
660-679
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 35 | | |
Description
Need to Shorten Loan
Purpose of loan:
This loan will be used to...consolidate two long term loans into a short term single loan
My financial situation:
I am a good candidate for this loan because...I have had a larger loan on Prosper and paid it off on time......
Monthly net income: $3800.00
Monthly expenses: $
Housing: $600.00
Insurance: $
Car expenses: $300.00
Utilities: $250.00
Phone, cable, internet: $250.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:48 AM |
| Jack55304 | $200.00 | 9/23/2011 5:13:16 PM |
| AndChicksforFree | $25.07 | 9/23/2011 5:49:02 PM |
| MoneyForNothing | $25.00 | 9/23/2011 5:42:20 PM |
| twjh | $25.00 | 9/23/2011 6:05:29 PM |
| careful-return0 | $25.00 | 9/23/2011 11:06:53 PM |
| SLN-10 | $25.00 | 9/24/2011 5:35:51 AM |
| investment-artist | $26.00 | 9/24/2011 8:28:28 AM |
| servnyou | $25.00 | 9/24/2011 7:43:29 AM |
| Jerrys1951 | $35.00 | 9/24/2011 9:19:02 AM |
| LittleMingo | $25.00 | 9/24/2011 10:57:08 AM |
| enthusiastic-balance5 | $100.00 | 9/24/2011 12:10:57 PM |
| mikeandcat | $237.34 | 9/24/2011 1:18:20 PM |
| Socorro_Capital_Partners | $25.01 | 9/24/2011 3:29:48 PM |
| britches613 | $25.00 | 9/24/2011 5:47:37 PM |
| point-monger5 | $400.00 | 9/24/2011 8:50:31 PM |
| payout-bridge | $75.00 | 9/24/2011 8:58:43 PM |
| servnyou | $25.00 | 9/24/2011 6:09:36 PM |
| convergentthinker | $25.00 | 9/24/2011 10:00:02 PM |
| omegamon1 | $25.00 | 9/24/2011 7:05:18 PM |
| shrewd-income | $25.00 | 9/24/2011 6:49:12 PM |
| Bob450 | $25.03 | 9/24/2011 7:02:18 PM |
| LoanerPrincipal | $25.00 | 9/24/2011 7:33:36 PM |
| CA-Lender | $25.00 | 9/24/2011 7:59:34 PM |
| heaven75 | $25.00 | 9/24/2011 10:26:36 PM |
| pioneer580 | $37.35 | 9/25/2011 4:46:53 AM |
| tolerant-balance7 | $25.00 | 9/24/2011 11:20:06 PM |
| investorguy3000 | $50.00 | 9/25/2011 3:27:29 AM |
| Pitufo | $25.00 | 9/25/2011 7:16:22 AM |
| simeonthewhale | $31.00 | 9/25/2011 8:15:02 AM |
| bluestarman08 | $25.00 | 9/25/2011 4:08:21 AM |
| ethical-truth211 | $1,000.00 | 9/25/2011 4:05:24 AM |
| lucrative-reward | $100.00 | 9/25/2011 4:40:50 AM |
| SolarMoonshine | $25.00 | 9/25/2011 5:25:10 AM |
| emosspot | $25.00 | 9/25/2011 6:31:09 AM |
| shrewd-income | $25.00 | 9/25/2011 9:48:53 AM |
| money-banker867 | $50.00 | 9/25/2011 7:49:59 AM |
| balance-transformer3 | $28.00 | 9/25/2011 7:28:54 AM |
| blissful-dollar3 | $100.00 | 9/25/2011 9:57:00 AM |
| greenkid | $25.00 | 9/25/2011 7:54:17 AM |
| aztocas | $50.00 | 9/25/2011 8:08:43 AM |
| HermanstadtKid | $30.00 | 9/25/2011 8:14:23 AM |
| ore-dojo | $50.00 | 9/25/2011 8:39:13 AM |
| vest_vortex | $50.00 | 9/25/2011 10:29:10 AM |
| jonnysixgun | $116.98 | 9/25/2011 10:56:45 AM |
| consulguru | $525.00 | 9/25/2011 10:58:38 AM |
| warew | $25.00 | 9/25/2011 11:28:40 AM |
| taetrade | $25.00 | 9/25/2011 9:54:16 AM |
| dsnybnd | $25.00 | 9/25/2011 11:46:04 AM |
| loss-of-control | $100.00 | 9/25/2011 10:07:19 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:16 AM |
| john0720 | $100.00 | 9/25/2011 10:37:10 AM |
| cash-queen | $25.00 | 9/25/2011 11:04:25 AM |
| CreditBuilder2 | $100.00 | 9/25/2011 1:21:10 PM |
| chairman440 | $25.00 | 9/25/2011 1:35:27 PM |
| Gotogo | $55.02 | 9/25/2011 12:32:07 PM |
| listing-vista | $300.00 | 9/25/2011 12:53:40 PM |
| industrious-currency | $25.00 | 9/25/2011 1:19:18 PM |
| AF-Chief | $50.00 | 9/23/2011 5:26:02 PM |
| marwadi-62 | $1,000.00 | 9/23/2011 6:36:57 PM |
| Kash2010lu | $25.00 | 9/23/2011 5:32:28 PM |
| amlu1988 | $25.00 | 9/23/2011 9:02:14 PM |
| Feyenoord | $25.00 | 9/23/2011 10:00:45 PM |
| FarmersBank | $25.00 | 9/23/2011 9:14:53 PM |
| Moe87 | $25.00 | 9/24/2011 4:52:38 AM |
| USMC0311 | $25.00 | 9/24/2011 5:17:10 AM |
| loanman2007 | $75.00 | 9/24/2011 5:12:43 AM |
| Mikale360 | $25.00 | 9/24/2011 6:39:13 AM |
| golffish2 | $25.00 | 9/24/2011 7:06:09 AM |
| marwadi-62 | $600.00 | 9/24/2011 8:18:40 AM |
| Tazeme | $25.00 | 9/24/2011 8:37:44 AM |
| thankful-nickel2 | $25.00 | 9/24/2011 9:56:16 AM |
| green-trade-dolphin | $50.00 | 9/24/2011 11:35:02 AM |
| DoctorJoe | $25.00 | 9/24/2011 1:58:29 PM |
| newest-unbeatable-currency | $25.00 | 9/24/2011 5:03:06 PM |
| a-reasonable-return | $25.00 | 9/24/2011 6:01:07 PM |
| tycoon8 | $25.00 | 9/24/2011 6:10:04 PM |
| openness-confidant | $40.00 | 9/24/2011 7:12:02 PM |
| golden-market2 | $80.00 | 9/24/2011 11:20:34 PM |
| handy-justice | $100.00 | 9/24/2011 7:35:39 PM |
| Bank42 | $43.07 | 9/24/2011 7:39:48 PM |
| loans_to_loan | $25.00 | 9/24/2011 8:36:37 PM |
| calimanusa | $25.30 | 9/24/2011 9:38:46 PM |
| a-helping-hand | $500.00 | 9/24/2011 10:20:04 PM |
| ethical-truth211 | $700.00 | 9/25/2011 4:19:29 AM |
| q4golf | $48.00 | 9/25/2011 4:37:48 AM |
| supreme-hope | $25.00 | 9/25/2011 4:44:01 AM |
| HotStreak | $25.00 | 9/24/2011 11:30:28 PM |
| high_flyer | $100.00 | 9/25/2011 12:53:48 AM |
| TPDODGER | $25.00 | 9/25/2011 6:29:45 AM |
| gold-fluffy-bunny4 | $50.00 | 9/25/2011 7:11:33 AM |
| american-investor | $50.00 | 9/25/2011 7:25:34 AM |
| Kyileo | $25.00 | 9/25/2011 9:00:35 AM |
| adir1 | $26.00 | 9/25/2011 6:40:21 AM |
| hogdriver | $25.00 | 9/25/2011 7:18:22 AM |
| irrelevant | $25.00 | 9/25/2011 10:05:07 AM |
| Danylostefan | $100.00 | 9/25/2011 7:58:07 AM |
| atlas100 | $100.00 | 9/25/2011 8:28:09 AM |
| crw1950 | $25.00 | 9/25/2011 8:33:33 AM |
| angel879 | $26.72 | 9/25/2011 10:29:55 AM |
| investment-comet | $25.00 | 9/25/2011 11:28:16 AM |
| brightest-organized-balance | $25.00 | 9/25/2011 9:37:16 AM |
| liberty-point | $250.00 | 9/25/2011 9:55:35 AM |
| tsquared_030 | $60.00 | 9/25/2011 11:51:51 AM |
| LivingInvestments00 | $37.31 | 9/25/2011 10:50:56 AM |
| moola-accelerator6 | $60.00 | 9/25/2011 11:18:04 AM |
| youngster50 | $25.00 | 9/25/2011 11:21:26 AM |
| The-Helper | $25.00 | 9/25/2011 10:55:21 AM |
| compassionate-dime0 | $100.00 | 9/25/2011 1:04:03 PM |
| walkinsky | $100.00 | 9/25/2011 11:30:20 AM |
| fervent-repayment | $25.00 | 9/25/2011 12:05:05 PM |
| finance-mushroom | $100.00 | 9/25/2011 12:08:00 PM |
| SomebodysMom | $52.73 | 9/25/2011 12:13:24 PM |
| momentous-value | $25.00 | 9/25/2011 12:23:20 PM |
| wealth-multiplier | $4.07 | 9/25/2011 1:40:36 PM |
| xlnt-loans | $25.00 | 9/25/2011 1:31:28 PM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
528804
This series of Notes was issued and sold upon the funding of the borrower loan #53881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,039 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green28 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Improve Credit Score!
Purpose of loan:
This loan will be used to improve credit score and avoid Big Banks!
My financial situation:
I am a good candidate for this loan because I am also a lender with Prosper. I really have enjoyed my experience with Prosper.
Monthly net income: $750
Monthly expenses: $
Housing: $0
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/22/2011 5:03:16 PM |
| well-rounded-payout0 | $50.00 | 9/22/2011 5:17:51 PM |
| principal-star | $50.00 | 9/22/2011 6:28:39 PM |
| Danylostefan | $25.00 | 9/23/2011 10:52:34 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:08:49 AM |
| MilitaryLending | $100.06 | 9/23/2011 12:46:31 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:56 PM |
| clean-dime1 | $25.00 | 9/23/2011 5:18:45 PM |
| diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:13 PM |
| elvisloans | $25.00 | 9/24/2011 6:10:49 AM |
| 1d2tg08 | $25.00 | 9/24/2011 8:34:07 AM |
| tcpfan | $25.00 | 9/24/2011 10:09:14 AM |
| JGuide | $101.99 | 9/24/2011 12:48:59 PM |
| JGuide | $101.99 | 9/24/2011 12:47:13 PM |
| JGuide | $201.99 | 9/24/2011 12:49:36 PM |
| tomdooley12520 | $25.00 | 9/24/2011 7:57:11 PM |
| bluestarman08 | $88.00 | 9/25/2011 4:09:44 AM |
| peace-commander | $50.00 | 9/25/2011 1:04:59 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:15 PM |
| hglrfdom | $25.00 | 9/25/2011 11:50:54 PM |
| CaptainCrunch | $25.00 | 9/25/2011 11:22:38 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:39 AM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:10 PM |
| secureincome | $200.00 | 9/22/2011 9:19:49 PM |
| first-dinero-igloo | $25.00 | 9/23/2011 7:42:34 AM |
| MilitaryLending | $100.06 | 9/23/2011 12:46:51 PM |
| rakem777 | $25.00 | 9/23/2011 2:18:51 PM |
| Rollshaft | $25.00 | 9/23/2011 5:26:18 PM |
| thankful-nickel2 | $25.00 | 9/24/2011 9:57:38 AM |
| suave-dime6 | $25.00 | 9/24/2011 9:00:21 AM |
| Rollshaft | $25.00 | 9/25/2011 4:41:45 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:12 AM |
| gotjack | $50.00 | 9/25/2011 12:15:47 PM |
| loanman2007 | $25.00 | 9/25/2011 12:32:04 PM |
| peace-commander | $50.00 | 9/25/2011 1:05:10 PM |
| worldly-gold | $50.00 | 9/25/2011 7:29:48 PM |
| pious-benjamins1 | $25.00 | 9/25/2011 7:41:23 PM |
| itsmaj | $25.00 | 9/25/2011 8:01:09 PM |
| alphaseek | $105.91 | 9/26/2011 5:08:44 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
528876
This series of Notes was issued and sold upon the funding of the borrower loan #54029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,051 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-maverick969 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
something for myself
Purpose of loan: cosmetic surgery
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have been employed in the same profession for 21 years. I have a good income and I am a responsible adult.
Monthly net income: $ 6800.00
Monthly expenses: $4130.00
Housing: $980.00
Insurance: $200
Car expenses: $720.00
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $200
Credit cards and other loans: $180
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:13 PM |
| finance-mushroom | $100.00 | 9/22/2011 5:10:25 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:58 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:41 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:46 AM |
| hitsman | $50.00 | 9/26/2011 11:35:11 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:29 PM |
| adir1 | $25.00 | 9/27/2011 10:07:40 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:09:12 PM |
| handshake52 | $25.00 | 9/27/2011 9:45:43 PM |
| cash-spark3 | $25.00 | 9/28/2011 2:31:31 AM |
| LendingPimp | $125.00 | 9/28/2011 1:38:47 AM |
| interstellar | $75.00 | 9/28/2011 3:42:18 AM |
| red-favorable-basis | $25.00 | 9/28/2011 4:54:09 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:43 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:18:50 AM |
| MichaelProsper | $40.00 | 9/28/2011 7:59:45 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:24 AM |
| CA-Lender | $25.00 | 9/28/2011 11:25:26 AM |
| lespaul | $200.00 | 9/28/2011 11:48:04 AM |
| freebush69 | $300.00 | 9/28/2011 12:49:11 PM |
| Zuzu | $25.00 | 9/28/2011 12:12:19 PM |
| Something-Corporate | $25.00 | 9/28/2011 4:28:42 PM |
| supersarah61 | $50.00 | 9/28/2011 5:08:32 PM |
| CreditBuilder2 | $25.00 | 9/28/2011 4:54:52 PM |
| loss-of-control | $100.00 | 9/28/2011 5:24:16 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:38 PM |
| first-integrity-gravity | $300.00 | 9/28/2011 6:00:59 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:23:39 PM |
| golffish2 | $25.00 | 9/23/2011 4:02:38 AM |
| diplomatic-wealth7 | $25.00 | 9/24/2011 12:18:43 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:13 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:16 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:25 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:19 AM |
| mlj0671 | $25.00 | 9/27/2011 7:18:24 AM |
| tech310 | $50.00 | 9/27/2011 2:32:06 PM |
| ursus | $50.00 | 9/27/2011 5:08:05 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:50:30 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:41 PM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:09 AM |
| S-Master | $100.00 | 9/28/2011 12:58:03 AM |
| SolarMoonshine | $25.00 | 9/28/2011 3:38:21 AM |
| tender-ore | $25.00 | 9/28/2011 6:42:01 AM |
| dthompso | $50.00 | 9/28/2011 8:53:12 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:04:33 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:58 AM |
| ddog0224 | $50.00 | 9/28/2011 11:35:11 AM |
| building_community | $25.00 | 9/28/2011 1:57:16 PM |
| Basset_Hound_Investments | $28.05 | 9/28/2011 2:14:11 PM |
| Bank42 | $25.00 | 9/28/2011 4:52:43 PM |
| suave-dime6 | $25.00 | 9/28/2011 5:10:33 PM |
| bizlending | $250.00 | 9/28/2011 6:12:16 PM |
| JobLowe | $26.10 | 9/28/2011 6:02:37 PM |
| emosspot | $38.64 | 9/28/2011 6:16:04 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:37:35 PM |
| deepblue34 | $25.00 | 9/28/2011 6:52:09 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:56:36 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:14:22 PM |
| djs81 | $25.00 | 9/28/2011 7:30:02 PM |
| admirable-wealth | $12.21 | 9/28/2011 8:19:23 PM |
| forthright-trade | $25.00 | 9/28/2011 7:43:04 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
528886
This series of Notes was issued and sold upon the funding of the borrower loan #54103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,090.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $289.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 7
/
6 | Length of status: | 28y 2m |
|
Amount delinquent:
| $83,534 |
Total credit lines:
| 27 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,861 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| voltage420 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Roof Project
Purpose of loan:
This loan will be used to...Replace the roof on my home. Shingles are curling. I am trying to maintain the structural integrity of my home.
My financial situation:
I am a good candidate for this loan because...I have a stable job and have been working for the Michigan Department of Corrections for 28 years.
Monthly net income: $4,400.00
Monthly expenses: $3,540.00
Housing: $795 a month including escrow
Insurance: $400
Car expenses: $245 - 5 payments left
Utilities: $235
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1065
Other expenses: $150 - gasoline
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:57 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:59 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:42 AM |
| hitsman | $50.00 | 9/26/2011 11:35:12 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:50:42 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:08:55 PM |
| CBO-Enterprise | $50.00 | 9/27/2011 10:36:12 PM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:09 AM |
| ethical-truth211 | $501.00 | 9/28/2011 4:26:46 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:43 AM |
| dthompso | $50.00 | 9/28/2011 8:53:13 AM |
| green-trade-dolphin | $30.00 | 9/28/2011 10:05:08 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:59 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:08:34 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:49:52 AM |
| ddog0224 | $25.00 | 9/28/2011 11:34:17 AM |
| emt747 | $25.00 | 9/28/2011 11:51:38 AM |
| rakem777 | $25.00 | 9/28/2011 12:28:51 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:20:59 PM |
| well-mannered-income3 | $30.00 | 9/28/2011 7:42:06 PM |
| fireferd | $30.00 | 9/28/2011 9:54:26 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:55:57 PM |
| don8ter | $25.00 | 9/29/2011 3:41:25 AM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:35 AM |
| Kaj | $25.00 | 9/29/2011 7:44:58 AM |
| neutrino6 | $25.00 | 9/29/2011 8:34:58 AM |
| social-zebra | $26.02 | 9/29/2011 7:56:20 AM |
| finance-mushroom | $100.00 | 9/29/2011 9:09:10 AM |
| branaa99 | $25.00 | 9/29/2011 9:31:32 AM |
| bdruss | $25.00 | 9/29/2011 9:15:20 AM |
| tender-commerce8 | $100.00 | 9/29/2011 9:59:21 AM |
| RockpointCapital | $100.00 | 9/29/2011 10:46:50 AM |
| fund-widget | $65.00 | 9/29/2011 10:58:04 AM |
| income-vault6 | $25.00 | 9/29/2011 10:34:27 AM |
| leverage-tsunami | $25.00 | 9/29/2011 10:11:54 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:06 AM |
| silver-flower448 | $16.04 | 9/29/2011 11:11:34 AM |
| diplomatic-wealth7 | $25.00 | 9/24/2011 12:18:44 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:13 AM |
| speedy-point | $25.00 | 9/25/2011 2:15:16 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:47 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:30 PM |
| mlj0671 | $25.00 | 9/27/2011 7:18:24 AM |
| tech310 | $50.00 | 9/27/2011 2:32:07 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:34 PM |
| ursus | $50.00 | 9/27/2011 5:08:06 PM |
| duty-windmill | $50.00 | 9/27/2011 10:35:37 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:41 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:59:19 AM |
| MichaelProsper | $40.00 | 9/28/2011 8:00:24 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:25 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:59 PM |
| suave-dime6 | $25.00 | 9/28/2011 5:11:07 PM |
| truth-trapper | $25.00 | 9/28/2011 6:47:22 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:56:52 PM |
| Eddy-2-Aces | $25.00 | 9/28/2011 7:27:01 PM |
| mennleo | $50.00 | 9/28/2011 10:09:35 PM |
| magnitude787 | $50.00 | 9/28/2011 11:24:22 PM |
| ore-healer6 | $25.00 | 9/28/2011 11:13:43 PM |
| silver-enlightenment0 | $85.43 | 9/29/2011 6:52:49 AM |
| Live-Free-or-Die | $117.51 | 9/29/2011 6:28:59 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:44 AM |
| manatee21 | $30.00 | 9/29/2011 8:32:54 AM |
| nickel-hickory | $25.00 | 9/29/2011 9:02:47 AM |
| bold-shrewd-duty | $44.00 | 9/29/2011 9:06:31 AM |
| worthy-bid8 | $50.00 | 9/29/2011 9:07:18 AM |
| jhernand17 | $25.00 | 9/29/2011 9:12:10 AM |
| jhernand17 | $25.00 | 9/29/2011 9:11:45 AM |
| open-minded-deal | $100.00 | 9/29/2011 10:44:17 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
528892
This series of Notes was issued and sold upon the funding of the borrower loan #53971, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,911 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reliable-transaction9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit cards with higher rates. Improve credit scores.
My financial situation:
I am a good candidate for this loan because I am committed to fixing my credit scores. Went through messy divorce 2 years ago and had to do short sale on my home. That is the blemish on my credit. I am currently not delinquent on any accounts, those remarks were from prior to short sale.
Monthly net income: $12,500
Monthly expense: $1,500
Housing (rent): $2,500
Insurance: $100.00
Car expenses: $700.00
Utilities: $300.00
Phone, cable, internet: $125.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $800.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/23/2011 9:05:58 AM |
| golffish2 | $25.00 | 9/23/2011 9:16:55 AM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:48 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:09 AM |
| Kaj | $30.00 | 9/25/2011 3:53:35 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:43 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:47 AM |
| compoundinterest | $50.00 | 9/27/2011 5:07:20 PM |
| riskreward | $250.00 | 9/27/2011 5:18:36 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:04 PM |
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:57 PM |
| ursus | $50.00 | 9/23/2011 9:07:48 AM |
| Weaverville | $50.00 | 9/23/2011 9:51:37 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:51 AM |
| oplender | $25.00 | 9/24/2011 10:27:58 AM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:54 PM |
| villagers | $50.00 | 9/25/2011 10:32:37 PM |
| hitsman | $50.00 | 9/26/2011 11:35:13 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:41 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:26 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:34 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:08 PM |
| worth-blanket2 | $12,700.00 | 9/27/2011 8:15:19 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
528898
This series of Notes was issued and sold upon the funding of the borrower loan #53954, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,359 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flexible-transaction8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
640-659
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Catching up....
Purpose of loan: pay down some debt
This loan will be used to...pay off some debt that we incurred while purchasing our first home and relocating for work
My financial situation: is good and reiable. I have steady paychecks every other week, and my fiance is also bring home regular paycheck and helping with bills. .
I am a good candidate for this loan because...I have a good track record of paying back my loans and making payments on time. I am expecting to have this one paid back within a few months.
Monthly net income: $4400
Monthly expenses: $200
Housing: $700
Insurance: $80
Car expenses: $400
Utilities: $ 52
Phone, cable, internet: $ N/A
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $33.66 | 9/23/2011 9:01:49 AM |
| Kash2010lu | $30.00 | 9/23/2011 9:02:16 AM |
| credit-guard5 | $25.00 | 9/23/2011 9:13:32 AM |
| investment-artist | $26.01 | 9/23/2011 9:09:01 AM |
| Dusigrosz | $150.00 | 9/23/2011 9:01:52 AM |
| 312-Lender | $25.00 | 9/23/2011 9:02:42 AM |
| servnyou | $30.00 | 9/23/2011 9:25:59 AM |
| golffish2 | $25.00 | 9/23/2011 9:09:18 AM |
| credit-missile | $25.00 | 9/23/2011 9:52:49 AM |
| loanman2007 | $100.00 | 9/23/2011 9:36:54 AM |
| platinum-czar | $25.00 | 9/23/2011 10:04:31 AM |
| AndChicksforFree | $33.65 | 9/23/2011 9:53:37 AM |
| investment-daydream | $50.00 | 9/23/2011 10:22:51 AM |
| goodhearted-generosity511 | $25.00 | 9/23/2011 10:28:19 AM |
| The-Helper | $50.00 | 9/23/2011 10:59:24 AM |
| Beechturner | $25.00 | 9/23/2011 11:31:13 AM |
| atlas-shrugged | $200.00 | 9/23/2011 11:59:43 AM |
| EretzCapital | $81.23 | 9/23/2011 12:00:46 PM |
| DHolly | $25.00 | 9/23/2011 9:04:59 AM |
| myutmost | $28.00 | 9/23/2011 9:19:20 AM |
| shawnw2 | $750.00 | 9/23/2011 9:45:57 AM |
| RecoveryLender | $35.00 | 9/23/2011 9:49:37 AM |
| AndChicksforFree | $25.07 | 9/23/2011 9:50:30 AM |
| truth-umbrella3 | $25.00 | 9/23/2011 10:03:46 AM |
| SkinnyFish | $50.00 | 9/23/2011 10:15:43 AM |
| optionscashflow | $25.00 | 9/23/2011 10:45:01 AM |
| Gregger | $25.00 | 9/23/2011 10:45:56 AM |
| promise2 | $27.38 | 9/23/2011 11:15:58 AM |
| exchange-jedi | $25.00 | 9/23/2011 11:25:19 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
528906
This series of Notes was issued and sold upon the funding of the borrower loan #53948, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,037 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sensible-diversification3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Family event expenses
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have always paid any and all debt payments on time. I have sufficient income to ensure no defaults on my loan.
Monthly net income: $4,200
Monthly expenses:
Housing: $993.00
Insurance: $267.00
Car expenses: $115.00
Utilities: $248.00
Phone, cable, internet: $167.00
Food, entertainment: $80.00
Clothing, household expenses: $450.00
Credit cards and other loans: $176.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:58 PM |
| golffish2 | $25.00 | 9/23/2011 9:17:55 AM |
| Investor_DP | $100.00 | 9/23/2011 9:05:59 AM |
| feiandasun | $25.00 | 9/23/2011 11:18:46 AM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:49 PM |
| Interloper | $25.00 | 9/23/2011 8:26:11 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:09 AM |
| Keystonekop | $100.00 | 9/24/2011 1:38:22 PM |
| Kaj | $30.00 | 9/25/2011 3:53:36 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:45 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:49 AM |
| hitsman | $50.00 | 9/26/2011 11:35:15 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:43 PM |
| jjswanso | $25.00 | 9/27/2011 5:53:42 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:08 PM |
| riskreward | $250.00 | 9/27/2011 5:18:37 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:05 PM |
| worth-blanket2 | $9,800.00 | 9/27/2011 8:14:32 PM |
| Weaverville | $50.00 | 9/23/2011 9:51:38 AM |
| rcm87 | $100.00 | 9/23/2011 11:13:51 AM |
| Bank_Of_XL | $25.00 | 9/23/2011 7:52:40 PM |
| calbertrand | $25.00 | 9/24/2011 5:45:45 AM |
| oplender | $25.00 | 9/24/2011 10:27:58 AM |
| ursus | $50.00 | 9/24/2011 12:09:04 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:54 PM |
| leeball | $100.00 | 9/26/2011 3:14:43 PM |
| BenR | $100.00 | 9/27/2011 8:42:49 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:26 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:46 PM |
| edaguy | $100.00 | 9/27/2011 1:15:40 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:34 PM |
| tech310 | $50.00 | 9/27/2011 2:29:03 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:20 PM |
| SkyLoan | $20.00 | 9/27/2011 8:46:59 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
528912
This series of Notes was issued and sold upon the funding of the borrower loan #54076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $292 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elegant-bazaar1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation for my Husband
Purpose of loan:
This loan will be used to...help my husband consolidate his debt. So we can bring our finances together and save for our future
My financial situation:
I am a good candidate for this loan because...I have excellant credit minimal debt. I have been employed with the same company for 5+ yrs. My husband also has been employed with the same company for over 5yrs his gross income is 55k and he will be getting a year end bonus of 5k which will go towards this loan. Also he will be selling real estate part time starting in December. If you have any other questions please feel free to contact me. Thanks for your considerations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 9/23/2011 9:51:38 AM |
| green-trade-dolphin2 | $25.00 | 9/23/2011 10:16:35 AM |
| finance-symphony7 | $50.00 | 9/23/2011 6:04:11 PM |
| oplender | $25.00 | 9/24/2011 10:27:58 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:06 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:47 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:50 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:08 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:21 PM |
| riskreward | $250.00 | 9/27/2011 5:18:37 PM |
| mtquan | $25.00 | 9/27/2011 6:08:25 PM |
| rmachi | $25.00 | 9/27/2011 8:55:02 PM |
| Reddy_Capital | $31.40 | 9/27/2011 11:12:33 PM |
| MonopolyDred | $25.00 | 9/28/2011 8:15:29 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:26 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:46 AM |
| trade-watcher | $25.00 | 9/28/2011 1:53:33 PM |
| friendly-moola0 | $100.00 | 9/28/2011 4:00:36 PM |
| first-class-yield9 | $100.00 | 9/28/2011 3:59:08 PM |
| heerzaquestion | $25.00 | 9/28/2011 4:13:38 PM |
| mpatrick | $50.00 | 9/28/2011 4:39:54 PM |
| wildanne | $250.00 | 9/28/2011 3:03:57 PM |
| Quid-Pro-Quo | $34.08 | 9/28/2011 5:56:58 PM |
| community-bridge | $300.00 | 9/28/2011 6:15:31 PM |
| RewardedWithMaturity | $27.75 | 9/28/2011 7:15:29 PM |
| CatbirdBanking | $25.00 | 9/28/2011 7:17:10 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:57:19 PM |
| charming-exchange7 | $25.00 | 9/28/2011 8:09:07 PM |
| novice-speculator | $25.00 | 9/28/2011 8:16:23 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:20 PM |
| momoney2lend | $25.00 | 9/28/2011 8:07:17 PM |
| a-helping-hand | $1,000.00 | 9/28/2011 8:26:54 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:34:23 PM |
| ethical-social8 | $147.88 | 9/28/2011 8:40:34 PM |
| radforj22 | $25.00 | 9/28/2011 9:37:35 PM |
| mizon291 | $50.00 | 9/28/2011 11:03:06 PM |
| pennyologist | $25.00 | 9/28/2011 10:21:54 PM |
| DreamsDoComeTrue | $111.75 | 9/29/2011 2:45:35 AM |
| authoritative-capital | $25.00 | 9/28/2011 11:07:13 PM |
| mennleo | $100.00 | 9/28/2011 10:10:01 PM |
| momentous-coin | $100.00 | 9/28/2011 10:16:51 PM |
| Gladglide | $25.00 | 9/28/2011 11:58:59 PM |
| Ripsaw4U | $50.00 | 9/29/2011 2:01:35 AM |
| don8ter | $8.52 | 9/29/2011 3:35:45 AM |
| responsibility-butterfly | $25.00 | 9/23/2011 12:52:59 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:10 AM |
| AF-Chief | $25.00 | 9/24/2011 8:29:58 PM |
| caring-hope2 | $100.00 | 9/24/2011 6:06:05 PM |
| Kaj | $30.00 | 9/25/2011 3:53:36 AM |
| hitsman | $50.00 | 9/26/2011 11:35:15 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:34 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:51 AM |
| indomitable-coin | $25.00 | 9/27/2011 10:04:10 AM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:34 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:04 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:05 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:24 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:41 PM |
| fervent-repayment | $25.00 | 9/28/2011 3:06:42 AM |
| john0720 | $50.00 | 9/28/2011 8:09:59 AM |
| skillful-trade7 | $30.00 | 9/28/2011 8:15:49 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:36 AM |
| slick8812 | $25.00 | 9/28/2011 1:48:34 PM |
| the-inspired-justice | $50.00 | 9/28/2011 3:24:10 PM |
| repaymeplease | $25.00 | 9/28/2011 4:30:56 PM |
| unconquerable-dedication | $25.00 | 9/28/2011 4:30:44 PM |
| shrewd-peace7 | $25.00 | 9/28/2011 4:46:35 PM |
| cocopuffs | $25.00 | 9/28/2011 3:18:02 PM |
| setUup | $31.30 | 9/28/2011 3:55:22 PM |
| ethical-truth211 | $1,001.00 | 9/28/2011 3:59:34 PM |
| supersarah61 | $50.00 | 9/28/2011 5:04:08 PM |
| platinum-czar | $25.00 | 9/28/2011 6:19:51 PM |
| Brklyn01 | $25.00 | 9/28/2011 6:57:43 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:12:58 PM |
| upbeat-investment9 | $33.31 | 9/28/2011 8:57:09 PM |
| Pitufo | $50.00 | 9/28/2011 7:55:31 PM |
| oneeighty | $25.00 | 9/28/2011 9:16:49 PM |
| KrisKringle | $50.00 | 9/28/2011 7:50:38 PM |
| jdwillcox | $300.00 | 9/28/2011 9:55:38 PM |
| cash-queen | $40.00 | 9/28/2011 9:29:47 PM |
| worlds-best-worth2 | $50.00 | 9/28/2011 10:28:22 PM |
| auctionator1 | $25.00 | 9/28/2011 9:17:53 PM |
| cordial-affluence2 | $50.00 | 9/28/2011 11:11:22 PM |
| commerce-explosion9 | $50.00 | 9/28/2011 9:23:28 PM |
| Mariner3605 | $25.00 | 9/28/2011 11:54:03 PM |
| walkinsky | $168.00 | 9/28/2011 10:29:25 PM |
| Zane314 | $100.00 | 9/28/2011 11:30:21 PM |
| Socorro_Capital_Partners | $25.01 | 9/29/2011 12:33:15 AM |
| resplendent-dollar | $25.00 | 9/29/2011 1:26:39 AM |
| Solid-Platinum | $30.00 | 9/29/2011 1:46:48 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
528944
This series of Notes was issued and sold upon the funding of the borrower loan #53912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,743 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-dynamic-euro |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: pay off credit card
This loan will be used to...pay off car loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2000
Monthly expenses: $800
Housing: $0
Insurance: $100
Car expenses: $400
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/23/2011 9:15:57 AM |
| ultimate-peace | $150.00 | 9/23/2011 9:03:38 AM |
| goodhearted-generosity511 | $25.00 | 9/23/2011 10:25:49 AM |
| SpoonerPhan | $50.00 | 9/23/2011 11:55:25 AM |
| finance-mushroom | $100.00 | 9/23/2011 5:10:12 PM |
| favorite-commerce | $25.00 | 9/23/2011 10:50:05 AM |
| kind-credit-bear | $25.00 | 9/23/2011 5:19:01 PM |
| freedom3 | $2,575.00 | 9/23/2011 5:27:48 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
528960
This series of Notes was issued and sold upon the funding of the borrower loan #53982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 0m |
|
Amount delinquent:
| $645 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,601 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-bull5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
|
Principal balance:
| $5,826.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Consolidation of smaller debts
Purpose of loan: Consolidation of smaller debts/loans into one.
Decent financial shape, but my credit score has suffered a bit from selling my house and moving so my wife could complete her training.
I have a number of smaller loans and credit balances that I would like to consolidate in order to develop an easier and clearer path to "payoff". By having one payment that is automatically withdrawn from my account on a regular and consistent basis will allow me to better manage my resources and time. The three year duration of this loan will assist me in this endeavor.
Monthly net income: $4760
Monthly expenses (total of below): $2913
Housing: $750
Insurance: $166
Car expenses: $437
Utilities: $185
Phone, cable, internet: $105
Food: $600
Clothing, household expenses: $150
Credit cards and other loans: $420
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 9/23/2011 9:03:37 AM |
| 312-Lender | $25.00 | 9/23/2011 9:03:02 AM |
| AndChicksforFree | $25.07 | 9/23/2011 10:02:40 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:46 AM |
| twjh | $24.93 | 9/23/2011 6:05:29 PM |
| golffish2 | $25.00 | 9/23/2011 9:20:46 AM |
| AF-Chief | $50.00 | 9/23/2011 5:26:01 PM |
| worth-blanket2 | $3,800.00 | 9/23/2011 5:30:22 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
528966
This series of Notes was issued and sold upon the funding of the borrower loan #54006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,691 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bluebonnet1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 1
( 1% )
| 620-639
(Jun-2010)
620-639
(Jun-2008)
540-559
(Sep-2006)
|
|
Principal balance:
| $2,814.68 |
31+ days late:
| 1
( 1% )
|
|
Total payments billed:
| 74 | | |
Description
My loan for debt consolidation
Purpose of loan: Pay off loan and other debt. I would like to pay off my current loan with Prosper and use the remaining money to pay off other debt. I have a good stable job and make a steady income. I have been working hard to improve my credit and have made a lot of progress. This will be fourth loan with Prosper and I have a very good track record. I was late once, due to changing banks. I have paid off the other loans early. My plan is to pay off my exisiting loan and other debt and have this loan paid of between 12-18 months.
Monthly net income: $ 4000
Housing: $ 1250
Insurance: $ 100
Car expenses: $ 600 (car payment) + $200 (gas)
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $ varies
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| whitegold24k | $500.00 | 9/23/2011 1:46:55 PM |
| Investor_DP | $81.00 | 9/23/2011 9:06:09 AM |
| compoundinterest | $25.00 | 9/23/2011 9:07:05 AM |
| one-midas | $25.00 | 9/23/2011 9:19:16 AM |
| AndChicksforFree | $25.07 | 9/23/2011 9:48:12 AM |
| lendme2 | $50.00 | 9/23/2011 10:11:01 AM |
| wild-orange | $100.00 | 9/23/2011 10:41:55 AM |
| optionscashflow | $25.00 | 9/23/2011 11:03:48 AM |
| atlas-shrugged | $200.00 | 9/23/2011 11:49:34 AM |
| rolltide09 | $25.00 | 9/23/2011 1:50:00 PM |
| kulender | $100.00 | 9/23/2011 2:37:49 PM |
| famous-bill | $50.00 | 9/23/2011 3:19:37 PM |
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:03 PM |
| MoneyForNothing | $25.00 | 9/23/2011 9:07:19 AM |
| DHolly | $25.00 | 9/23/2011 9:13:33 AM |
| credit-guard5 | $25.00 | 9/23/2011 9:18:46 AM |
| Milonguero | $100.00 | 9/23/2011 9:28:27 AM |
| 113121 | $150.00 | 9/23/2011 9:29:02 AM |
| FinanceEngine | $50.00 | 9/23/2011 9:32:36 AM |
| loanman2007 | $200.00 | 9/23/2011 9:43:32 AM |
| servnyou | $35.00 | 9/23/2011 9:27:52 AM |
| worth-arch | $25.00 | 9/23/2011 10:58:08 AM |
| rcm87 | $100.00 | 9/23/2011 11:12:18 AM |
| exchange-jedi | $25.00 | 9/23/2011 11:29:30 AM |
| Mikale360 | $25.00 | 9/23/2011 12:21:31 PM |
| thankful-nickel2 | $25.00 | 9/23/2011 12:24:18 PM |
| marinbb | $100.00 | 9/23/2011 12:27:03 PM |
| janeybooboo | $100.00 | 9/23/2011 1:30:37 PM |
| marwadi-62 | $1,000.00 | 9/23/2011 3:08:09 PM |
| Slapshot | $1,750.00 | 9/23/2011 3:31:37 PM |
| vibraphone3 | $8.93 | 9/23/2011 3:50:29 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
529022
This series of Notes was issued and sold upon the funding of the borrower loan #54153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,433 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-canary |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card.
My financial situation:
I am a good candidate for this loan because my financial situation is stable and I'm working on paying off my high interest debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/23/2011 5:03:02 PM |
| D911ave | $50.00 | 9/23/2011 5:18:32 PM |
| investment-artist | $26.00 | 9/24/2011 8:24:21 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:11 AM |
| oplender | $25.00 | 9/24/2011 10:28:01 AM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:09 PM |
| vine99 | $75.00 | 9/25/2011 12:46:47 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:56 AM |
| Cherrypicker | $45.00 | 9/26/2011 3:58:23 PM |
| jigsaw | $100.00 | 9/27/2011 2:38:53 AM |
| appcoder | $35.00 | 9/27/2011 9:13:22 AM |
| Arg3998 | $50.00 | 9/27/2011 7:36:42 PM |
| rmachi | $25.00 | 9/27/2011 8:55:04 PM |
| PalmerTheEmbalmer | $34.00 | 9/28/2011 12:17:52 AM |
| indomitable-coin | $25.00 | 9/28/2011 4:56:22 AM |
| Tahoeman | $25.00 | 9/28/2011 7:09:11 AM |
| taal1 | $50.00 | 9/28/2011 8:17:27 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:28 AM |
| nickel-balance | $25.00 | 9/28/2011 11:24:41 AM |
| trustworthy-hope189 | $50.00 | 9/28/2011 11:36:54 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:54:09 AM |
| wise-repayment-seeker | $25.00 | 9/28/2011 12:46:49 PM |
| mtquan | $25.00 | 9/28/2011 2:11:55 PM |
| wild-orange | $300.00 | 9/28/2011 3:01:47 PM |
| equitable-capital758 | $250.00 | 9/28/2011 1:18:29 PM |
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:50 AM |
| finance-symphony7 | $50.00 | 9/23/2011 6:02:02 PM |
| MarvintheMartian | $35.00 | 9/23/2011 6:05:47 PM |
| green-trade-dolphin2 | $25.00 | 9/24/2011 11:30:10 AM |
| susurrus | $25.00 | 9/24/2011 12:16:11 PM |
| Kaj | $30.00 | 9/25/2011 3:53:39 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:50 AM |
| Weaverville | $50.00 | 9/25/2011 10:14:39 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:29 AM |
| hitsman | $50.00 | 9/26/2011 11:35:20 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:36 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:10 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:43 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:22 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:20 PM |
| listing-drummer | $35.00 | 9/28/2011 8:44:32 AM |
| worthy-bid8 | $50.00 | 9/28/2011 9:07:36 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:47 AM |
| elvisloans | $25.00 | 9/28/2011 12:36:23 PM |
| wild-orange | $360.00 | 9/28/2011 3:02:32 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
529032
This series of Notes was issued and sold upon the funding of the borrower loan #53898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,706 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pure-compassion5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Secure loan for medical bills
Purpose of loan:
This loan will be used to pay out-of-pocket medical bills for a procedure that I need but is not covered by my insurance.
My financial situation:
I am a good candidate for this loan because I am a tenured, full professor at a regional university where I have been for 22 years. I have a good credit score. I do not have a mortgage or a car loan. I recently separated from my wife and so I'm going it alone financially.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:51 AM |
| rolltide09 | $25.00 | 9/23/2011 5:03:03 PM |
| Whipster | $80.00 | 9/23/2011 5:30:43 PM |
| janeybooboo | $100.00 | 9/23/2011 7:00:53 PM |
| golffish2 | $100.00 | 9/24/2011 7:08:52 AM |
| dynrep | $50.00 | 9/24/2011 7:47:39 AM |
| bizlending | $164.56 | 9/24/2011 11:03:04 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:17 AM |
| Something-Corporate | $25.00 | 9/25/2011 9:56:56 PM |
| heavenly-interest9 | $400.00 | 9/26/2011 2:28:11 AM |
| worldly-money4 | $250.00 | 9/26/2011 7:31:37 AM |
| AlternativeCashFlow | $25.00 | 9/26/2011 12:11:22 PM |
| wonder3 | $40.00 | 9/26/2011 7:23:25 PM |
| BenR | $100.00 | 9/27/2011 8:42:50 AM |
| finance-mushroom | $100.00 | 9/27/2011 9:08:57 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:53 AM |
| shawnw2 | $250.00 | 9/27/2011 10:29:17 AM |
| worth-blanket2 | $6,600.00 | 9/27/2011 8:14:36 PM |
| leverage-monger | $36.00 | 9/24/2011 10:51:57 AM |
| Megaton | $25.00 | 9/24/2011 10:23:00 AM |
| vine99 | $75.00 | 9/25/2011 12:50:31 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:19 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:09:40 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:53 AM |
| houli123 | $50.00 | 9/26/2011 2:12:26 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:29 AM |
| hitsman | $50.00 | 9/26/2011 11:35:21 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:34 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:20 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:07 AM |
| tech310 | $50.00 | 9/27/2011 2:27:58 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:59 PM |
| papaloha | $25.00 | 9/27/2011 7:03:51 PM |
| epic-dollar557 | $29.44 | 9/27/2011 9:39:38 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
529036
This series of Notes was issued and sold upon the funding of the borrower loan #54007, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $467.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,322 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-p2ploan480 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation loan 1
Purpose of loan:
Consolidate other loans
My financial situation:
I am a good candidate for this loan because, I have good work history, solid job, and have always paid all loans off in time or early
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:51 AM |
| fcrick | $25.00 | 9/24/2011 7:02:39 PM |
| worthy-bid8 | $50.00 | 9/23/2011 5:07:51 PM |
| compoundinterest | $50.00 | 9/23/2011 5:07:59 PM |
| finance-symphony7 | $100.00 | 9/23/2011 6:01:17 PM |
| Bank_Of_XL | $25.00 | 9/23/2011 7:51:48 PM |
| Zipperdu | $50.00 | 9/24/2011 3:57:59 AM |
| indomitable-coin | $25.00 | 9/24/2011 6:50:56 AM |
| radforj22 | $25.00 | 9/24/2011 7:01:34 AM |
| escharfer | $25.00 | 9/24/2011 8:52:17 AM |
| oplender | $25.00 | 9/24/2011 10:28:01 AM |
| green-trade-dolphin2 | $50.00 | 9/24/2011 11:31:47 AM |
| emo13 | $50.00 | 9/24/2011 1:06:54 PM |
| repaymeplease | $50.00 | 9/24/2011 1:04:46 PM |
| fervent-currency5 | $100.00 | 9/24/2011 1:11:47 PM |
| caring-hope2 | $100.00 | 9/24/2011 6:01:53 PM |
| kenji4861 | $25.00 | 9/25/2011 8:17:50 AM |
| Aimvest | $25.00 | 9/25/2011 8:27:32 AM |
| freesia54 | $50.00 | 9/25/2011 9:31:47 AM |
| LoanDMC | $50.00 | 9/25/2011 11:40:56 AM |
| Weaverville | $100.00 | 9/25/2011 10:14:19 AM |
| Octavian315 | $35.00 | 9/25/2011 10:20:02 AM |
| nickel-ferret | $50.00 | 9/25/2011 12:08:37 PM |
| personal-lender | $25.00 | 9/25/2011 12:09:18 PM |
| chibear34 | $25.00 | 9/25/2011 1:33:23 PM |
| Duchdad | $25.00 | 9/25/2011 3:41:57 PM |
| investment-festival8 | $250.00 | 9/25/2011 2:15:26 PM |
| imagenki | $25.00 | 9/25/2011 7:47:49 PM |
| houli123 | $50.00 | 9/26/2011 2:12:27 AM |
| generous-deal6 | $50.00 | 9/26/2011 3:06:45 AM |
| kyomoon | $50.00 | 9/26/2011 7:49:18 AM |
| competent-commitment1 | $50.00 | 9/26/2011 8:34:50 AM |
| ski bum | $100.00 | 9/26/2011 9:10:56 AM |
| hitsman | $50.00 | 9/26/2011 11:35:21 AM |
| velocity-solo | $25.00 | 9/26/2011 1:29:04 PM |
| wealth-influencer | $25.00 | 9/26/2011 3:00:35 PM |
| hostbank | $100.00 | 9/26/2011 5:08:08 PM |
| economy-molecule3 | $500.00 | 9/26/2011 5:12:59 PM |
| nri22 | $100.00 | 9/26/2011 3:42:06 PM |
| DownHomeLender | $25.00 | 9/26/2011 4:37:57 PM |
| 77dowplace | $27.00 | 9/26/2011 6:32:42 PM |
| oldman1947 | $25.00 | 9/26/2011 6:06:14 PM |
| oneeighty | $25.00 | 9/26/2011 8:04:36 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:44 PM |
| Cali123 | $25.00 | 9/26/2011 11:48:07 PM |
| Cheburashka | $30.00 | 9/27/2011 1:56:21 AM |
| jamschmidt | $25.00 | 9/26/2011 10:18:17 PM |
| whistledicksmith | $25.00 | 9/26/2011 11:59:54 PM |
| MadHun | $200.00 | 9/27/2011 9:09:24 AM |
| peaceful-wealth0 | $34.62 | 9/27/2011 9:18:19 AM |
| GoldenGo4 | $50.00 | 9/27/2011 9:20:32 AM |
| Pitufo | $25.00 | 9/27/2011 11:14:11 AM |
| jules3304 | $25.00 | 9/27/2011 9:45:49 AM |
| radforj22 | $25.00 | 9/27/2011 11:59:55 AM |
| integrity-doctor | $100.00 | 9/27/2011 11:00:52 AM |
| peso-tiramisu | $25.00 | 9/27/2011 12:37:00 PM |
| SourDoughSteve | $25.00 | 9/27/2011 12:36:50 PM |
| NoCal | $25.00 | 9/27/2011 12:08:35 PM |
| frobin | $25.00 | 9/27/2011 3:34:48 PM |
| cocopuffs | $25.00 | 9/27/2011 4:49:41 PM |
| DonaldColorado | $500.00 | 9/27/2011 3:32:10 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:10 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:24 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:50 PM |
| fragonardlives | $25.00 | 9/27/2011 5:42:44 PM |
| Kaj | $50.00 | 9/27/2011 5:58:17 PM |
| Ivan2007 | $25.00 | 9/27/2011 6:20:39 PM |
| pnace | $35.00 | 9/27/2011 6:06:54 PM |
| 108lender | $150.00 | 9/27/2011 6:43:38 PM |
| tonpa | $50.00 | 9/27/2011 7:11:30 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:05 PM |
| Atlanta-Buyer | $75.00 | 9/27/2011 7:13:35 PM |
| jazzlender | $50.00 | 9/27/2011 7:53:57 PM |
| authoritative-capital | $25.00 | 9/27/2011 7:32:01 PM |
| Zach842 | $53.29 | 9/27/2011 8:15:09 PM |
| L-vex | $25.00 | 9/27/2011 7:55:33 PM |
| Sibelius2 | $25.00 | 9/27/2011 8:43:22 PM |
| ScottW | $25.00 | 9/27/2011 8:54:43 PM |
| LenderOnWheels | $25.00 | 9/27/2011 8:22:43 PM |
| jps888 | $25.00 | 9/27/2011 8:43:08 PM |
| adamnash | $25.00 | 9/27/2011 9:21:43 PM |
| rmachi | $25.00 | 9/27/2011 8:55:04 PM |
| important-ore | $250.00 | 9/27/2011 9:08:35 PM |
| BanqueDeD | $25.00 | 9/27/2011 9:38:35 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 9:42:41 PM |
| smart-note9 | $25.00 | 9/27/2011 9:41:57 PM |
| the-bid-sorcerer | $100.00 | 9/27/2011 9:44:31 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:43 PM |
| Willylump | $25.00 | 9/27/2011 11:01:27 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:03:21 PM |
| RodBlizz42 | $26.50 | 9/28/2011 3:27:38 AM |
| mgking007 | $25.25 | 9/27/2011 11:17:37 PM |
| healthy-bonus6 | $25.00 | 9/28/2011 12:43:42 AM |
| goose026 | $100.00 | 9/28/2011 4:53:15 AM |
| cpbreton | $25.00 | 9/28/2011 5:03:22 AM |
| mrreynol | $25.00 | 9/28/2011 5:35:59 AM |
| basis-wizard8 | $50.00 | 9/28/2011 5:39:31 AM |
| Greengroup | $70.00 | 9/28/2011 4:29:51 AM |
| dospapalotes | $25.00 | 9/28/2011 4:51:50 AM |
| red-favorable-basis | $25.00 | 9/28/2011 4:53:33 AM |
| BankOfShaun | $25.00 | 9/28/2011 6:17:05 AM |
| reward-burger2 | $50.00 | 9/28/2011 5:10:29 AM |
| Money_Hog | $25.00 | 9/28/2011 5:46:33 AM |
| fuzed | $45.00 | 9/28/2011 6:48:54 AM |
| gold-sushi | $50.00 | 9/28/2011 6:00:43 AM |
| newest-return-wind | $46.56 | 9/28/2011 6:20:21 AM |
| saysana | $25.00 | 9/28/2011 7:10:02 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:40:46 AM |
| Rdodson11 | $25.00 | 9/28/2011 6:31:10 AM |
| john0720 | $100.00 | 9/28/2011 6:41:16 AM |
| retiresecure | $25.00 | 9/28/2011 7:17:48 AM |
| helpless23 | $36.77 | 9/28/2011 7:20:45 AM |
| repaymeplease | $29.15 | 9/28/2011 6:48:32 AM |
| listing-shooter4 | $25.00 | 9/28/2011 7:01:34 AM |
| DadWarbucks | $25.00 | 9/28/2011 7:01:59 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:19 AM |
| Leopoldine | $31.00 | 9/28/2011 8:08:04 AM |
| toomanyfishtanks | $25.00 | 9/28/2011 7:16:31 AM |
| CaliforniaSun | $25.00 | 9/28/2011 7:55:28 AM |
| gjm6d | $25.00 | 9/28/2011 7:43:33 AM |
| zwx1997 | $25.00 | 9/28/2011 8:42:18 AM |
| SastreMason | $60.00 | 9/28/2011 7:57:28 AM |
| value-wind0 | $200.00 | 9/28/2011 8:06:22 AM |
| heerzaquestion | $25.00 | 9/28/2011 8:35:34 AM |
| KeepOnRunning | $50.00 | 9/28/2011 8:41:59 AM |
| A-Win-Win | $27.90 | 9/28/2011 9:14:58 AM |
| quest0 | $56.09 | 9/28/2011 8:46:02 AM |
| julijask | $29.51 | 9/28/2011 9:09:00 AM |
| thomkozik | $25.00 | 9/28/2011 9:18:12 AM |
| friendly-credit2 | $100.00 | 9/28/2011 9:36:40 AM |
| dordee | $75.00 | 9/28/2011 10:04:10 AM |
| jlendog | $100.00 | 9/28/2011 9:45:43 AM |
| MontyTheMusicMan | $25.00 | 9/28/2011 10:28:46 AM |
| leverage-monger | $25.00 | 9/28/2011 10:16:14 AM |
| nickel-balance | $25.00 | 9/28/2011 11:23:01 AM |
| ddog0224 | $125.00 | 9/28/2011 11:25:07 AM |
| orange-penny-shooter | $25.00 | 9/28/2011 11:45:53 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:22 AM |
| Chuck1939 | $100.00 | 9/28/2011 11:56:10 AM |
| jdrez | $25.00 | 9/28/2011 11:49:03 AM |
| BxRealtor | $25.00 | 9/28/2011 11:56:03 AM |
| fervent-repayment | $30.00 | 9/28/2011 11:39:17 AM |
| DreDub | $50.00 | 9/28/2011 11:45:41 AM |
| passbook | $25.00 | 9/28/2011 12:15:52 PM |
| ericsb | $50.00 | 9/28/2011 12:12:37 PM |
| perlindc | $101.00 | 9/28/2011 12:45:32 PM |
| Paxman84 | $31.40 | 9/28/2011 12:28:20 PM |
| macotra4 | $36.00 | 9/28/2011 12:36:29 PM |
| TheCount | $25.00 | 9/28/2011 1:29:47 PM |
| themoneydoctor | $300.00 | 9/28/2011 12:13:22 PM |
| nickel-position | $25.00 | 9/28/2011 2:20:55 PM |
| pouch5 | $75.00 | 9/28/2011 2:31:53 PM |
| refined-return922 | $25.00 | 9/28/2011 2:05:56 PM |
| jay100124 | $75.00 | 9/28/2011 12:55:25 PM |
| blue111 | $25.00 | 9/28/2011 3:50:10 PM |
| wise-moola-warrior | $25.00 | 9/28/2011 1:30:05 PM |
| dukeiyer | $27.00 | 9/28/2011 1:54:49 PM |
| designer_10 | $25.00 | 9/28/2011 2:43:27 PM |
| pure-loyalty6 | $25.00 | 9/28/2011 2:49:09 PM |
| commerce-wildebeest2 | $29.62 | 9/28/2011 2:55:53 PM |
| jpblan11 | $25.00 | 9/28/2011 3:19:33 PM |
| friendly-moola0 | $141.97 | 9/28/2011 3:57:16 PM |
| ethical-bid6 | $250.00 | 9/23/2011 5:17:07 PM |
| YummiBear | $25.00 | 9/23/2011 7:44:57 PM |
| loyalty-edifice997 | $25.00 | 9/23/2011 6:29:50 PM |
| calbertrand | $25.00 | 9/23/2011 9:00:38 PM |
| a-finance-nirvana | $25.00 | 9/24/2011 3:52:14 AM |
| restless-balance9 | $50.00 | 9/24/2011 4:00:12 AM |
| Oakland | $50.00 | 9/24/2011 7:57:13 AM |
| moneynmotion | $25.00 | 9/24/2011 7:58:42 AM |
| sajitk | $25.00 | 9/24/2011 10:13:51 AM |
| leverage-monger | $25.00 | 9/24/2011 10:51:06 AM |
| vigilance-revolutionary | $50.00 | 9/24/2011 11:52:22 AM |
| Rivervale_Westwood | $50.00 | 9/24/2011 11:26:33 AM |
| phenomenal-gain5 | $100.00 | 9/24/2011 5:45:55 PM |
| riskreward | $250.00 | 9/24/2011 5:29:27 PM |
| timmsc | $25.00 | 9/24/2011 10:05:46 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:09 PM |
| blot44 | $100.00 | 9/25/2011 4:50:38 AM |
| Anny-Disco | $25.00 | 9/25/2011 5:02:04 AM |
| fairness-drum | $50.00 | 9/25/2011 5:12:23 AM |
| chestnut4 | $50.00 | 9/25/2011 8:31:34 PM |
| totoro | $25.00 | 9/25/2011 8:43:43 PM |
| bouvierchamp | $25.00 | 9/25/2011 9:00:35 PM |
| larslfe | $50.00 | 9/26/2011 1:26:47 AM |
| subtle-revenue0 | $25.00 | 9/26/2011 5:00:34 AM |
| RMB-Investments | $50.00 | 9/26/2011 9:41:05 AM |
| 6moonbeams | $50.00 | 9/26/2011 8:58:58 AM |
| Medops911 | $25.00 | 9/26/2011 9:56:49 AM |
| wise-silver-wonder | $25.00 | 9/26/2011 9:30:15 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:34 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:34 PM |
| leeball | $100.00 | 9/26/2011 3:14:46 PM |
| Guiren | $100.00 | 9/26/2011 4:28:41 PM |
| Dreamconnection | $25.00 | 9/26/2011 4:35:39 PM |
| neighborly-hope6 | $100.00 | 9/26/2011 4:44:15 PM |
| dharma1 | $25.00 | 9/26/2011 5:17:27 PM |
| math1973 | $41.00 | 9/26/2011 7:27:58 PM |
| YellowJacket | $25.00 | 9/26/2011 9:01:25 PM |
| Warwick | $25.00 | 9/26/2011 7:14:30 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:36 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:53 AM |
| revenue-achievement | $25.00 | 9/27/2011 8:18:18 AM |
| mrpowers5531 | $31.00 | 9/27/2011 8:19:09 AM |
| aggielender | $25.00 | 9/27/2011 10:23:22 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:45:48 AM |
| network08 | $25.00 | 9/27/2011 9:47:18 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:43 AM |
| sweet-capital7 | $50.00 | 9/27/2011 12:14:30 PM |
| investment-comet | $25.00 | 9/27/2011 11:24:26 AM |
| diversification-surge | $25.00 | 9/27/2011 11:36:14 AM |
| bchbum | $25.00 | 9/27/2011 1:09:36 PM |
| NoSoup | $25.00 | 9/27/2011 11:49:59 AM |
| srosa29 | $25.00 | 9/27/2011 12:22:04 PM |
| CreditBuilder2 | $200.00 | 9/27/2011 12:47:26 PM |
| ethical-truth211 | $500.00 | 9/27/2011 12:50:05 PM |
| impeccable-note0 | $25.00 | 9/27/2011 12:54:22 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:47 PM |
| income-buffalo1 | $100.00 | 9/27/2011 2:03:36 PM |
| Astyanax | $80.00 | 9/27/2011 2:31:16 PM |
| gojackgo | $50.00 | 9/27/2011 2:20:08 PM |
| handshake52 | $25.00 | 9/27/2011 3:35:48 PM |
| NolockHolmes | $50.00 | 9/27/2011 4:59:37 PM |
| rose88 | $25.00 | 9/27/2011 5:30:01 PM |
| setUup | $31.30 | 9/27/2011 5:22:57 PM |
| danf2201 | $50.00 | 9/27/2011 6:02:15 PM |
| mtquan | $25.00 | 9/27/2011 6:08:26 PM |
| UKloanfella | $100.00 | 9/27/2011 6:11:26 PM |
| CLMnCWC | $25.00 | 9/27/2011 6:25:26 PM |
| Atlanta-Buyer | $100.00 | 9/27/2011 7:18:25 PM |
| RB_Double-A_Bravo | $25.00 | 9/27/2011 7:28:10 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:20:52 PM |
| exponential-reward081 | $25.00 | 9/27/2011 7:51:35 PM |
| Sixmil | $100.00 | 9/27/2011 7:47:46 PM |
| loyalty-czar | $100.00 | 9/27/2011 8:38:04 PM |
| nimble-dedication1 | $50.00 | 9/27/2011 8:47:46 PM |
| CatbirdBanking | $25.00 | 9/27/2011 9:01:31 PM |
| resplendent-dollar | $25.00 | 9/27/2011 9:33:26 PM |
| value-pouch | $50.00 | 9/27/2011 10:06:10 PM |
| fairness-transporter6 | $25.00 | 9/27/2011 9:45:58 PM |
| Cre8iveCash | $25.00 | 9/27/2011 9:45:52 PM |
| marketplace-stream2 | $50.00 | 9/27/2011 9:57:59 PM |
| a-helping-hand | $250.00 | 9/27/2011 10:15:07 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:28:05 PM |
| duty-windmill | $50.00 | 9/27/2011 10:34:10 PM |
| gsp1885 | $42.00 | 9/28/2011 3:54:34 AM |
| vollynet | $35.61 | 9/28/2011 12:01:26 AM |
| first-favorite-bonus9 | $25.00 | 9/28/2011 4:13:25 AM |
| Approved1234 | $50.00 | 9/28/2011 12:53:36 AM |
| cash-spark3 | $25.00 | 9/28/2011 2:27:12 AM |
| objective-investor | $250.00 | 9/28/2011 4:55:33 AM |
| loanman2007 | $100.00 | 9/28/2011 4:07:40 AM |
| yield-hut | $29.68 | 9/28/2011 4:28:22 AM |
| integrity-reformer | $25.00 | 9/28/2011 6:12:43 AM |
| silver-armada | $25.00 | 9/28/2011 4:56:48 AM |
| PaulW | $25.00 | 9/28/2011 5:04:37 AM |
| Ilios | $28.99 | 9/28/2011 5:21:19 AM |
| katnmouse | $25.00 | 9/28/2011 6:23:06 AM |
| economy-popcorn | $25.00 | 9/28/2011 6:58:54 AM |
| katnmouse | $35.00 | 9/28/2011 6:35:31 AM |
| platinum-czar | $46.27 | 9/28/2011 7:10:07 AM |
| Lender0010 | $50.00 | 9/28/2011 6:35:16 AM |
| C_Mark | $50.00 | 9/28/2011 7:14:30 AM |
| astute-fairness0 | $25.00 | 9/28/2011 7:18:49 AM |
| lanlie | $157.00 | 9/28/2011 6:42:49 AM |
| loyalty-voyage | $50.00 | 9/28/2011 7:20:57 AM |
| icon7 | $50.00 | 9/28/2011 6:53:52 AM |
| reinforced-marketplace3 | $100.00 | 9/28/2011 7:36:47 AM |
| SJM10011a | $25.00 | 9/28/2011 6:57:10 AM |
| icon7 | $50.00 | 9/28/2011 7:19:32 AM |
| chipperjohnson | $25.00 | 9/28/2011 7:59:35 AM |
| zacd | $25.00 | 9/28/2011 7:51:32 AM |
| a-transaction-flute | $25.00 | 9/28/2011 8:27:32 AM |
| dthompso | $50.00 | 9/28/2011 8:53:13 AM |
| gentle-gain235 | $50.00 | 9/28/2011 8:59:15 AM |
| return-enthusiast1 | $25.00 | 9/28/2011 8:10:32 AM |
| abkennedy | $25.00 | 9/28/2011 8:59:19 AM |
| kjsfld | $25.00 | 9/28/2011 9:12:27 AM |
| jhernand17 | $25.00 | 9/28/2011 9:12:30 AM |
| CO_Engineer | $55.00 | 9/28/2011 9:16:03 AM |
| visionary-fund | $500.00 | 9/28/2011 10:05:02 AM |
| gilbrear | $25.00 | 9/28/2011 10:45:09 AM |
| dime-sprout | $25.00 | 9/28/2011 10:30:27 AM |
| brightest-fascinating-principal | $100.00 | 9/28/2011 11:23:25 AM |
| brainy-currency3 | $25.00 | 9/28/2011 11:40:36 AM |
| aquarexbi | $114.73 | 9/28/2011 10:50:52 AM |
| emt747 | $25.00 | 9/28/2011 11:49:11 AM |
| george6791 | $25.00 | 9/28/2011 11:58:54 AM |
| revmax | $25.00 | 9/28/2011 11:33:49 AM |
| autonomous-kindness8 | $25.00 | 9/28/2011 11:41:27 AM |
| comet55 | $25.00 | 9/28/2011 11:43:12 AM |
| vennp | $60.00 | 9/28/2011 12:03:35 PM |
| productive-principal7 | $25.00 | 9/28/2011 11:44:10 AM |
| first-serene-credit | $25.00 | 9/28/2011 12:02:44 PM |
| thajr | $25.00 | 9/28/2011 11:46:07 AM |
| smilinguy | $25.00 | 9/28/2011 12:08:49 PM |
| helping-out | $33.46 | 9/28/2011 11:49:49 AM |
| Seafirst | $45.00 | 9/28/2011 12:20:10 PM |
| octoberfresh | $25.00 | 9/28/2011 11:58:13 AM |
| Zuzu | $25.00 | 9/28/2011 11:59:04 AM |
| TEAM-Jasper | $25.00 | 9/28/2011 12:31:53 PM |
| leodaguy | $100.00 | 9/28/2011 12:24:16 PM |
| CACO_Lender | $25.00 | 9/28/2011 12:31:38 PM |
| PalmerTheEmbalmer | $32.63 | 9/28/2011 12:45:14 PM |
| scarecrow4188 | $50.00 | 9/28/2011 12:46:06 PM |
| veneziani | $25.00 | 9/28/2011 1:12:52 PM |
| gold-disk | $25.00 | 9/28/2011 1:08:08 PM |
| pleasant-bid | $100.00 | 9/28/2011 1:10:11 PM |
| golden-platinum7 | $25.00 | 9/28/2011 1:42:58 PM |
| bmbanzai | $25.00 | 9/28/2011 12:11:33 PM |
| trade-watcher | $25.00 | 9/28/2011 1:53:34 PM |
| btw8211 | $25.41 | 9/28/2011 1:21:03 PM |
| mtquan | $25.00 | 9/28/2011 2:08:22 PM |
| wise-agile-investment | $25.00 | 9/28/2011 1:27:05 PM |
| Curly-Girly | $25.00 | 9/28/2011 1:40:47 PM |
| be_wise | $25.00 | 9/28/2011 1:46:29 PM |
| herbgirl49 | $50.00 | 9/28/2011 2:22:11 PM |
| investment-artist | $26.00 | 9/28/2011 12:31:51 PM |
| andymax | $99.29 | 9/28/2011 12:39:44 PM |
| Solid-Platinum | $25.00 | 9/28/2011 12:46:07 PM |
| p1k4blu | $25.00 | 9/28/2011 3:15:09 PM |
| market-maximizer472 | $100.00 | 9/28/2011 3:23:32 PM |
| first-class-yield9 | $100.00 | 9/28/2011 3:56:18 PM |
| gold-fluffy-bunny4 | $100.00 | 9/28/2011 2:30:04 PM |
| Sturgee | $25.00 | 9/28/2011 3:19:25 PM |
| the-inspired-justice | $50.00 | 9/28/2011 3:24:30 PM |
| 326 Investments
|
Borrower Payment Dependent Notes Series
529106
This series of Notes was issued and sold upon the funding of the borrower loan #53947, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $221.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,726 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| community-kin0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with Business Expenses
Purpose of loan:
This loan will be used to...
Pay off existing business expenses and high interest (29.9%) credit card to be able to start making profit on a regular monthly basis
My financial situation:
I am a good candidate for this loan because...
I have the finances to pay each month, I just don't have that big chunk I'm looking for to get ahead and out of the high interest debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:02 AM |
| rolltide09 | $25.00 | 9/24/2011 12:02:30 PM |
| Alittleluck | $25.00 | 9/24/2011 1:45:22 PM |
| riskreward | $250.00 | 9/24/2011 5:29:29 PM |
| Kaj | $30.00 | 9/25/2011 3:53:41 AM |
| kenji4861 | $25.00 | 9/25/2011 8:17:52 AM |
| Weaverville | $50.00 | 9/25/2011 10:14:40 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:57 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:35 PM |
| leeball | $100.00 | 9/26/2011 3:14:46 PM |
| worth-blanket2 | $5,300.00 | 9/26/2011 7:00:51 PM |
| compoundinterest | $50.00 | 9/24/2011 12:07:47 PM |
| Aaron_Oz | $25.00 | 9/24/2011 5:42:32 PM |
| oplender | $25.00 | 9/24/2011 6:53:46 PM |
| a-unflappable-finance | $100.00 | 9/24/2011 10:48:10 PM |
| john0720 | $100.00 | 9/25/2011 10:40:29 AM |
| hitsman | $50.00 | 9/26/2011 11:35:24 AM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:24:37 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
529130
This series of Notes was issued and sold upon the funding of the borrower loan #54060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,510 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| songbird469 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting rid of the cards!
Purpose of loan:
This loan will be used to get rid of 2 credit cards with increasing fees and rates
My financial situation:
I am a good candidate for this loan because I've never missed a payment on anything and I won't! Just trying to get rid of the guys who now charge me $60 to use cards I've had over 10 years!
Monthly net income: $3285
Monthly expenses: $2095
Housing: $700
Insurance: $200
Car expenses: $595
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:03 AM |
| rolltide09 | $25.00 | 9/24/2011 12:02:30 PM |
| susurrus | $25.00 | 9/24/2011 12:14:19 PM |
| freedom3 | $2,000.00 | 9/24/2011 4:15:11 PM |
| wkeboarder21 | $50.00 | 9/25/2011 6:19:59 AM |
| investment-artist | $26.00 | 9/25/2011 9:05:12 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:20 AM |
| worth-blanket2 | $7,500.00 | 9/25/2011 6:22:08 PM |
| wonder3 | $40.00 | 9/24/2011 8:44:43 PM |
| handy-justice | $50.00 | 9/25/2011 10:51:33 AM |
| loanman2007 | $150.00 | 9/25/2011 12:12:50 PM |
| leverage-monger | $25.00 | 9/25/2011 2:13:14 PM |
| vine99 | $80.00 | 9/25/2011 1:00:16 PM |
| first-cash-producer | $25.00 | 9/25/2011 2:37:37 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
529164
This series of Notes was issued and sold upon the funding of the borrower loan #54190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 18y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,814 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| invincible-leverage4 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CA & MA Home Repair
Purpose of loan:
This loan will be used to replace the shingles on our roof.
My financial situation:
I am a good candidate for this loan because my husband and I make good money, have never missed a payment on anything and we can be counted on to pay back these funds.
Monthly net income: $9,600 after all withholdings
Monthly expenses:
Housing: $1,656
Insurance: $232
Car expenses: $1,142
Utilities: $350 (electricity and propane)
Phone, cable, internet: $260
Food, entertainment: $1,000
Clothing, household expenses: $500
Credit cards and other loans: $2,453
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/24/2011 8:52:45 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:03 AM |
| heavenly-interest9 | $350.00 | 9/26/2011 2:28:38 AM |
| golffish2 | $50.00 | 9/26/2011 3:50:21 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:56 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:04 PM |
| vutah | $25.00 | 9/27/2011 6:40:16 PM |
| enchanted-truth264 | $15.00 | 9/28/2011 7:20:22 PM |
| worth-blanket2 | $3,300.00 | 9/28/2011 7:13:32 PM |
| penny-surgeon | $25.00 | 9/25/2011 11:00:59 PM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:58 AM |
| papaloha | $25.00 | 9/27/2011 7:03:53 PM |
| Whipster | $80.00 | 9/28/2011 5:13:51 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:01 PM |
| loss-of-control | $100.00 | 9/28/2011 5:38:03 PM |
| hyrolln | $25.00 | 9/28/2011 5:38:35 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:58:20 PM |
| sensible-fund | $30.00 | 9/28/2011 6:46:39 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
529188
This series of Notes was issued and sold upon the funding of the borrower loan #53872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 29y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,777 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| genuine-duty567 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MWF417
Purpose of loan:
This loan will be used to...pay off debts
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and employment is secure
Monthly net income: $3200
Monthly expenses: $
Housing: $300
Insurance: $80
Car expenses: $60
Utilities: $150
Phone, cable, internet: $280
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 9/24/2011 12:03:37 PM |
| Galdis | $25.00 | 9/25/2011 9:30:40 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:04 AM |
| hitsman | $50.00 | 9/26/2011 11:35:26 AM |
| Something-Corporate | $25.00 | 9/26/2011 3:28:05 PM |
| Socorro_Capital_Partners | $25.01 | 9/27/2011 9:47:23 AM |
| finance-prescription | $100.00 | 9/27/2011 9:10:02 AM |
| Dubbs360 | $100.00 | 9/27/2011 9:45:20 AM |
| Pitufo | $25.00 | 9/27/2011 10:55:56 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:44 AM |
| supreme-hope | $25.00 | 9/27/2011 12:26:34 PM |
| genelinist | $50.00 | 9/27/2011 1:17:31 PM |
| agalt | $100.00 | 9/27/2011 12:27:53 PM |
| Astyanax | $90.00 | 9/27/2011 2:16:52 PM |
| leball | $25.00 | 9/27/2011 2:04:40 PM |
| income-buffalo1 | $100.00 | 9/27/2011 1:57:54 PM |
| nilonc1 | $28.89 | 9/27/2011 4:53:11 PM |
| Bank42 | $25.00 | 9/27/2011 3:29:26 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:39 PM |
| interstellar | $75.00 | 9/27/2011 5:02:27 PM |
| gotjack | $100.00 | 9/27/2011 5:18:01 PM |
| pietro_torna_indietro | $26.58 | 9/27/2011 5:39:51 PM |
| Weaverville | $25.00 | 9/27/2011 5:41:04 PM |
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:06 AM |
| favorite-commerce | $25.00 | 9/24/2011 8:55:12 PM |
| mighty-payout1 | $25.00 | 9/25/2011 4:40:22 AM |
| investment-artist | $26.00 | 9/25/2011 8:58:39 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:23 AM |
| one-midas | $27.00 | 9/25/2011 10:17:29 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:22 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 9:36:30 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:10 AM |
| dedicated-transaction796 | $25.00 | 9/27/2011 10:27:39 AM |
| shawnw2 | $125.00 | 9/27/2011 10:29:36 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:57 AM |
| FinanceEngine | $30.00 | 9/27/2011 10:00:39 AM |
| scarlet-velvet | $25.08 | 9/27/2011 9:37:41 AM |
| first-dinero-igloo | $25.00 | 9/27/2011 11:24:39 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:32 AM |
| Christus_Victor | $25.00 | 9/27/2011 10:19:51 AM |
| nickel-hickory | $50.00 | 9/27/2011 12:31:06 PM |
| ansky127 | $25.54 | 9/27/2011 1:31:33 PM |
| trumpeter5 | $33.00 | 9/27/2011 1:56:20 PM |
| WSTRDG | $25.00 | 9/27/2011 1:13:36 PM |
| tech310 | $50.00 | 9/27/2011 2:28:01 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:00 PM |
| Chill99 | $50.00 | 9/27/2011 4:24:30 PM |
| rjnuck | $25.00 | 9/27/2011 3:32:16 PM |
| suave-dime6 | $25.00 | 9/27/2011 4:31:08 PM |
| setUup | $26.30 | 9/27/2011 5:14:11 PM |
| bid-stockpiler1 | $50.00 | 9/27/2011 5:11:03 PM |
| Oak-Parker | $25.00 | 9/27/2011 5:20:50 PM |
| loss-of-control | $100.00 | 9/27/2011 5:35:06 PM |
| youngster50 | $25.00 | 9/27/2011 5:36:28 PM |
| Rulea72 | $34.14 | 9/27/2011 5:50:45 PM |
| palace2 | $150.00 | 9/27/2011 5:41:04 PM |
| reasonable-power | $2.46 | 9/27/2011 5:54:37 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
529192
This series of Notes was issued and sold upon the funding of the borrower loan #53903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,868 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| boston196 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fences1
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...In the last 8 years I have not missed any loan payments. By getting this loan I can consolidate other loans for a savings of $190.00 a month. It will also allow me to put more money on a smaller loan that will then save me an additional $50.00 a month. This gives me a net savings of $240.00 a month. This will allow me to put more money into savings than I am currently able to do.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/26/2011 9:06:27 AM |
| D911ave | $50.00 | 9/26/2011 9:15:15 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:32 AM |
| Bank_Of_XL | $25.00 | 9/26/2011 9:39:19 AM |
| cash-vault | $25.00 | 9/26/2011 10:35:52 AM |
| Pickmar | $25.00 | 9/26/2011 11:57:15 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:37 PM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:24:08 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:57 PM |
| phenomenal-gain5 | $50.00 | 9/26/2011 4:47:29 PM |
| contract-victor5 | $30.00 | 9/26/2011 4:38:26 PM |
| vutah | $30.00 | 9/26/2011 7:01:42 PM |
| QsDad | $25.00 | 9/26/2011 9:57:59 PM |
| alphaseek | $200.00 | 9/27/2011 3:56:44 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:56 AM |
| SOP_Bank | $25.00 | 9/27/2011 3:32:24 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:25 AM |
| john0720 | $100.00 | 9/27/2011 7:33:06 AM |
| spiff666 | $25.00 | 9/27/2011 8:54:41 AM |
| justice-mussel2 | $25.00 | 9/27/2011 10:22:35 AM |
| appcoder | $40.00 | 9/27/2011 10:48:33 AM |
| cash-queen | $50.00 | 9/27/2011 1:02:57 PM |
| friendinmoney | $46.99 | 9/27/2011 12:14:23 PM |
| marwadi-62 | $100.00 | 9/27/2011 1:37:18 PM |
| edaguy | $100.00 | 9/27/2011 1:15:41 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:14 PM |
| hidavehi | $30.00 | 9/27/2011 6:47:24 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:15 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:38 PM |
| rolltide09 | $25.00 | 9/26/2011 9:02:09 AM |
| gentle-gain235 | $200.00 | 9/26/2011 10:21:42 AM |
| hitsman | $50.00 | 9/26/2011 11:35:35 AM |
| riskreward | $250.00 | 9/26/2011 12:46:28 PM |
| SpoonerPhan | $50.00 | 9/26/2011 1:21:53 PM |
| MarvintheMartian | $55.00 | 9/26/2011 1:16:43 PM |
| oplender | $25.00 | 9/26/2011 3:38:28 PM |
| leeball | $100.00 | 9/26/2011 3:14:49 PM |
| principal-star | $25.00 | 9/26/2011 6:30:19 PM |
| penny-finder | $28.00 | 9/26/2011 6:24:54 PM |
| Chosen-one | $50.00 | 9/26/2011 10:22:29 PM |
| bowdish1 | $100.00 | 9/27/2011 5:06:40 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:33 AM |
| caring-hope2 | $100.00 | 9/27/2011 8:38:38 AM |
| BenR | $100.00 | 9/27/2011 8:42:51 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:49 PM |
| roswellandy | $30.00 | 9/27/2011 6:20:20 PM |
| Arg3998 | $50.00 | 9/27/2011 7:36:43 PM |
| rmachi | $25.00 | 9/27/2011 8:55:08 PM |
| credit-socrates648 | $1,460.01 | 9/27/2011 10:17:26 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
529238
This series of Notes was issued and sold upon the funding of the borrower loan #53945, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,789 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-duckling |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Magic
Purpose of loan: wedding
This loan will be used to...pay for wedding
My financial situation: Wells Fargo
I am a good candidate for this loan because...I can pay it back.
Monthly net income: $3,300
Monthly expenses: $105
Housing: $400
Insurance: $0 company car
Car expenses: $0 company car
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $55
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:29 AM |
| compoundinterest | $50.00 | 9/25/2011 12:06:29 PM |
| oplender | $25.00 | 9/25/2011 4:24:45 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:10 AM |
| alphaseek | $200.00 | 9/26/2011 5:09:00 AM |
| marwadi-62 | $25.00 | 9/26/2011 6:45:31 AM |
| CasaDeTomas | $100.00 | 9/26/2011 2:46:36 PM |
| Investor_DP | $100.00 | 9/26/2011 5:06:19 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:23 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:38 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:28 AM |
| credit-socrates648 | $700.00 | 9/27/2011 10:20:25 PM |
| riskreward | $250.00 | 9/25/2011 2:26:41 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:56 PM |
| hitsman | $50.00 | 9/26/2011 11:35:30 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:33 AM |
| ursus | $50.00 | 9/27/2011 9:07:50 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:33 AM |
| heavy_ax | $50.00 | 9/27/2011 10:39:22 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:13 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:01 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:06 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
529244
This series of Notes was issued and sold upon the funding of the borrower loan #53934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,445 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-fields3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BRIE
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/25/2011 12:02:12 PM |
| the-discrete-income | $25.00 | 9/25/2011 9:10:38 PM |
| worldly-money4 | $250.00 | 9/26/2011 7:31:39 AM |
| patriot897 | $25.00 | 9/26/2011 10:33:31 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:24 AM |
| BenR | $100.00 | 9/27/2011 8:42:51 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:58 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:01 PM |
| worth-blanket2 | $5,300.00 | 9/27/2011 8:14:55 PM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:30 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:11 AM |
| hitsman | $50.00 | 9/26/2011 11:35:31 AM |
| tech310 | $50.00 | 9/27/2011 2:28:01 PM |
| papaloha | $25.00 | 9/27/2011 7:03:54 PM |
| neutrino6 | $25.00 | 9/27/2011 8:42:37 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
529278
This series of Notes was issued and sold upon the funding of the borrower loan #54162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,787 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-scientist2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stable Scientist Needs Lower %Rate
Purpose of loan:
To pay-off my credit cards. I am whittling down debt and it would be faster to do with a lower % rate than the credit card companies are charging.
My financial situation:
I am dependable person who just wants to pay back my debt as soon as possible. I have worked for the same company for 10 years in the field of pharmaceutical development, which is one area of employment in which growth is currently occurring and my job is secure. I hold a position of great responsiblity; managing teams of medical professionals who oversee the conduct of clinical trials. I am not a spender who racked up debt living outside of my means. My significant other lost his job of 14 years in silicon valley about 4 years ago and finally got a stable job at the beginning of this year. We just want to pay off the debt incurred during this rough patch at a lower interest rate.
Monthly net income: $9250.00 (total household net income)
Monthly expenses: $5,533.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/25/2011 12:02:12 PM |
| Bank_Of_XL | $25.00 | 9/25/2011 12:39:45 PM |
| oplender | $25.00 | 9/25/2011 4:24:45 PM |
| worth-blanket2 | $6,800.00 | 9/25/2011 6:21:53 PM |
| vutah | $25.00 | 9/25/2011 4:15:20 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:57 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529284
This series of Notes was issued and sold upon the funding of the borrower loan #53867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $384.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,792 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mahanama |
Borrower's state:
| Missouri |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 50 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
720-739
(Aug-2008)
700-719
(Apr-2008)
700-719
(Mar-2008)
|
|
Principal balance:
| $0.06 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
wedding expenses
Purpose of loan: wedding
This loan will be used for wedding expenses
My financial situation:
I am a good candidate for this loan because I have a steady source of income and have faithfully paid two prosper loans previously.
Monthly net income: $ 4000
Monthly expenses: $
Housing: $ 1060
Insurance: $ 100
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 9/25/2011 12:01:37 PM |
| graceful-investment | $100.00 | 9/25/2011 12:05:56 PM |
| MoneyForNothing | $209.70 | 9/25/2011 12:06:32 PM |
| screener | $50.00 | 9/25/2011 12:21:13 PM |
| marinbb | $100.00 | 9/25/2011 12:24:12 PM |
| credit-guard5 | $25.00 | 9/25/2011 12:19:59 PM |
| AndChicksforFree | $25.07 | 9/25/2011 1:19:49 PM |
| investment-festival8 | $250.00 | 9/25/2011 2:12:05 PM |
| HalfDayz | $25.00 | 9/25/2011 3:46:22 PM |
| vutah | $25.00 | 9/25/2011 4:13:28 PM |
| marwadi-62 | $1,000.00 | 9/25/2011 2:47:16 PM |
| DrMoneyBags | $25.00 | 9/25/2011 2:59:09 PM |
| Greenbak | $25.00 | 9/25/2011 4:58:17 PM |
| RLaumeyer | $30.00 | 9/25/2011 3:55:56 PM |
| worth-blanket2 | $7,500.00 | 9/25/2011 6:21:16 PM |
| cashhelp | $50.00 | 9/25/2011 12:23:16 PM |
| Bank_Of_XL | $25.00 | 9/25/2011 12:40:06 PM |
| rolltide09 | $25.00 | 9/25/2011 12:02:23 PM |
| DHolly | $25.00 | 9/25/2011 12:10:28 PM |
| compoundinterest | $25.00 | 9/25/2011 12:06:38 PM |
| atlas100 | $100.00 | 9/25/2011 2:24:08 PM |
| 1stBankAndHal | $50.08 | 9/25/2011 1:48:47 PM |
| sensible-fund | $30.00 | 9/25/2011 3:36:42 PM |
| investment-artist | $26.01 | 9/25/2011 4:11:35 PM |
| ethical-bid6 | $25.00 | 9/25/2011 5:04:20 PM |
| a-helping-hand | $500.00 | 9/25/2011 3:26:27 PM |
| Gibbyland | $100.00 | 9/25/2011 4:48:05 PM |
| jamiee73 | $25.00 | 9/25/2011 4:56:01 PM |
| SpoonerPhan | $50.00 | 9/25/2011 5:51:51 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
529294
This series of Notes was issued and sold upon the funding of the borrower loan #53976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,065 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-capital-promise |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
smoki09
Purpose of loan:
This loan will be used to...
send my mother money for madication
My financial situation: it'sgood
I am a good candidate for this loan because...i am paying my bills on time
Monthly net income: $2300
Monthly expenses: $1200
Housing: $470
Insurance: $150
Car expenses: $60
Utilities: $70
Phone, cable, internet: $45
Food, entertainment: $?
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/25/2011 12:03:20 PM |
| finance-prescription | $100.00 | 9/26/2011 9:09:32 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:34 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:04 PM |
| five-star-note | $25.00 | 9/27/2011 6:09:48 PM |
| papaloha | $25.00 | 9/27/2011 7:03:55 PM |
| alexgalt | $25.00 | 9/27/2011 9:38:19 PM |
| newest-generous-income | $25.00 | 9/28/2011 1:32:25 AM |
| kendigme | $25.20 | 9/28/2011 4:04:07 AM |
| 168RichCapital | $25.09 | 9/28/2011 5:50:28 AM |
| glenium | $25.00 | 9/28/2011 4:54:39 AM |
| pfh | $25.00 | 9/28/2011 5:49:04 AM |
| favorite-commerce | $25.00 | 9/25/2011 12:10:19 PM |
| well-rounded-payout0 | $50.00 | 9/25/2011 12:13:32 PM |
| exchange-squirrel | $25.00 | 9/25/2011 6:59:00 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:13 AM |
| leeball | $100.00 | 9/26/2011 3:14:48 PM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:59 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:59 AM |
| shawnw2 | $75.00 | 9/27/2011 10:21:18 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:02 PM |
| tech310 | $50.00 | 9/27/2011 2:30:08 PM |
| power-grid134 | $25.00 | 9/27/2011 4:32:46 PM |
| gotjack | $100.00 | 9/27/2011 5:18:01 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:18:50 PM |
| bid-stockpiler1 | $25.00 | 9/27/2011 5:43:38 PM |
| epic-dollar557 | $25.00 | 9/27/2011 9:50:06 PM |
| new-poetic-transaction | $50.00 | 9/28/2011 4:57:26 AM |
| bid-lightning9 | $24.71 | 9/28/2011 6:48:21 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
529296
This series of Notes was issued and sold upon the funding of the borrower loan #54037, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $74,402 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Served23 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
660-679
(Jul-2008)
|
|
Principal balance:
| $5,194.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Snowball continues
Purpose of loan:
This loan will be used to continue my debt reduction plan. This loan allows me to payoff a couple of higher interest rate CCs and add a single large payment to my snowball debt reduction plan. The elimination of the payments on the higher rate CCs, minus this new loan payment will result in a net savings of around $250 a month which I will apply to my other debts in a snowball fashion.
My financial situation is good. I have sufficient income to cover this repayment.
I am a good candidate for this loan because i have paid off (full term) a previous Prosper loan and am committed to eliminating my debt.
Monthly net income: $9028
Monthly expenses: $ 6358.99
Housing: $ 1452
Insurance: $ 205
Car expenses: $ 719.99
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 450
Clothing, household expenses: $ 150
Credit cards and other loans: $ 2882
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $163.92 | 9/25/2011 12:05:24 PM |
| 312-Lender | $25.00 | 9/25/2011 12:12:52 PM |
| Kash2010lu | $25.00 | 9/25/2011 12:20:35 PM |
| SecondChanceLendingSERV | $25.00 | 9/25/2011 1:13:08 PM |
| a-helping-hand | $250.00 | 9/25/2011 3:27:28 PM |
| worth-blanket2 | $9,400.00 | 9/25/2011 6:21:33 PM |
| rolltide09 | $25.00 | 9/25/2011 12:02:24 PM |
| lotuss4 | $42.00 | 9/25/2011 5:00:31 PM |
| SpoonerPhan | $50.00 | 9/25/2011 5:56:50 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529304
This series of Notes was issued and sold upon the funding of the borrower loan #54118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,608 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reflective-market7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to complete my family
Purpose of loan:
This loan will be used to finalize adoption expenses
My financial situation: Good
I am a good candidate for this loan because I care about my financial future and credit and am motivated to pay it back.
Monthly net income: $ 4300
Monthly expenses: $
Housing: $ 1595
Insurance: $ 85
Car expenses: $ 500
Utilities: $ 120
Phone, cable, internet: $ 30
Food, entertainment: $ 400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 70
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:39 PM |
| golffish2 | $50.00 | 9/26/2011 9:08:04 AM |
| exchange-squirrel | $25.00 | 9/26/2011 11:20:04 AM |
| SolarMoonshine | $25.00 | 9/26/2011 6:27:31 PM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:00 AM |
| carrinel | $60.00 | 9/28/2011 6:37:05 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2011 9:18:28 AM |
| mlj0671 | $25.00 | 9/28/2011 12:29:19 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:27 PM |
| fireferd | $35.00 | 9/28/2011 10:10:51 PM |
| don8ter | $25.00 | 9/29/2011 3:41:30 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:31 AM |
| intelligent-repayment8 | $1,324.00 | 9/29/2011 12:08:59 PM |
| well-rounded-payout0 | $50.00 | 9/26/2011 9:15:31 AM |
| hitsman | $50.00 | 9/26/2011 11:35:36 AM |
| poisson17 | $30.00 | 9/26/2011 9:08:23 PM |
| payout-hammock1 | $25.00 | 9/27/2011 6:56:42 AM |
| InChicago | $50.00 | 9/27/2011 7:06:09 AM |
| gain-dolphin | $25.00 | 9/27/2011 10:34:40 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:54 PM |
| Top_Gun_Lender | $26.00 | 9/28/2011 9:15:08 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:37 AM |
| seineil | $50.00 | 9/29/2011 12:57:16 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:16 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
529310
This series of Notes was issued and sold upon the funding of the borrower loan #54028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,754 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-accordion3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/26/2011 10:17:01 AM |
| exchange-squirrel | $25.00 | 9/26/2011 11:20:04 AM |
| Something-Corporate | $25.00 | 9/27/2011 3:37:32 PM |
| intelligent-repayment8 | $2,850.00 | 9/28/2011 6:45:51 PM |
| tech310 | $50.00 | 9/27/2011 2:30:08 PM |
| gotjack | $25.00 | 9/27/2011 5:18:25 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529322
This series of Notes was issued and sold upon the funding of the borrower loan #54120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,942 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-gourd5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ASF Expenses
Purpose of loan:
This loan will be used to...help with books and other expenses while in graduate school
My financial situation:
I am a good candidate for this loan because... I am trying to better my life with education in these hard economic times. I am a single parent that believes in 2nd changes and the opportunity to attain an education.
Monthly net income: $2500
Monthly expenses: $2200
Housing: $1000
Insurance: $90
Car expenses: $0
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $80
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hitsman | $50.00 | 9/26/2011 11:35:37 AM |
| tech310 | $50.00 | 9/27/2011 2:28:01 PM |
| papaloha | $25.00 | 9/27/2011 7:03:55 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:54 PM |
| Top_Gun_Lender | $26.00 | 9/28/2011 9:15:53 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2011 5:17:40 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:27 PM |
| profit-powerplant | $25.00 | 9/29/2011 10:01:38 AM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:55 PM |
| progressive-economy261 | $400.00 | 9/29/2011 12:34:12 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:17 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:39 PM |
| back-scratchers | $50.00 | 9/27/2011 8:51:36 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:00 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:37 AM |
| don8ter | $25.00 | 9/29/2011 3:41:30 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:02:23 PM |
| gotjack | $50.00 | 9/29/2011 12:33:14 PM |
| cash-queen | $25.00 | 9/29/2011 12:59:15 PM |
| secureincome | $149.00 | 9/29/2011 1:24:25 PM |
| mpatrick | $25.00 | 9/29/2011 1:22:54 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
529324
This series of Notes was issued and sold upon the funding of the borrower loan #54088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,867 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-lesson9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for my first car
Purpose of loan:
This loan will be used along with the money I have saved, in the purchase of a vehicle.
My financial situation:
I am a good candidate for this loan because I've had the same job for almost four and a half years, I like what I do, and I'm hard working and responsible.
Monthly net income: $1250
Monthly expenses: $780.00
Housing: $350.00
Insurance: $ None (I recieved a 90.00/Month quote from GEICO for the Honda Civic I'm looking at)
Car expenses: $ None
Utilities: $ Included
Phone, cable, internet: $30.00,Included,Included
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ Paid
Other expenses: $100.00(wiggle room)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/28/2011 5:06:04 PM |
| MarvintheMartian | $45.00 | 9/28/2011 5:12:39 PM |
| riskreward | $250.00 | 9/28/2011 5:19:04 PM |
| Bank_Of_XL | $25.00 | 9/28/2011 5:21:44 PM |
| intelligent-repayment8 | $2,630.00 | 9/28/2011 6:33:35 PM |
| compoundinterest | $50.00 | 9/28/2011 5:07:34 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:39 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
529336
This series of Notes was issued and sold upon the funding of the borrower loan #54024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $358.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 20y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,076 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-jedi3 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Opportunity to Succeed
Purpose of loan:
This loan will be used to...Payoff credit cards and other expenses to be prepared to invest in childs future. To get finances in order and better prepared to invest in familys future.
My financial situation:
I am a good candidate for this loan because...I have the desire to succeed. Have been with same secure company for 20 years. I am honest, trustworthy, and reliable and want to provide a better quality of life for myself and family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/27/2011 5:02:25 PM |
| riskreward | $250.00 | 9/27/2011 5:18:39 PM |
| MarvintheMartian | $55.00 | 9/27/2011 5:28:24 PM |
| blot44 | $25.00 | 9/27/2011 7:23:43 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:23 PM |
| rmachi | $25.00 | 9/27/2011 8:55:19 PM |
| ladyhawk187 | $30.00 | 9/27/2011 10:27:37 PM |
| john0720 | $50.00 | 9/28/2011 8:10:00 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:42 PM |
| diablorulz | $50.00 | 9/28/2011 12:17:32 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:18:23 PM |
| worth-blanket2 | $3,500.00 | 9/28/2011 7:30:07 PM |
| community-bridge | $300.00 | 9/28/2011 6:20:11 PM |
| imlosttoo | $25.00 | 9/28/2011 7:17:39 PM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:53 AM |
| compoundinterest | $50.00 | 9/27/2011 5:07:23 PM |
| Asparagirl | $25.00 | 9/27/2011 5:37:01 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:49:45 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:34 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:08 PM |
| AM2171 | $25.00 | 9/28/2011 9:28:35 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:43 AM |
| golden-platinum7 | $25.00 | 9/28/2011 1:50:02 PM |
| finance-symphony7 | $100.00 | 9/28/2011 5:51:01 PM |
| oplender | $25.00 | 9/28/2011 6:47:40 PM |
| market-trooper3 | $30.00 | 9/28/2011 6:23:20 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:58:44 PM |
| unger | $175.11 | 9/28/2011 7:27:59 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
529358
This series of Notes was issued and sold upon the funding of the borrower loan #53922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $158 |
Total credit lines:
| 59 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-dinero-gargantuan |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
hudprod
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 9/26/2011 9:04:23 AM |
| exchange-squirrel | $25.00 | 9/26/2011 11:20:05 AM |
| SolarMoonshine | $25.00 | 9/26/2011 6:25:15 PM |
| worth-blanket2 | $2,300.00 | 9/26/2011 7:38:11 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
529366
This series of Notes was issued and sold upon the funding of the borrower loan #53846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 22y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,773 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magdalena |
Borrower's state:
| Wyoming |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 35 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,350.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Apr-2010)
660-679
(Feb-2010)
640-659
(Mar-2008)
620-639
(Oct-2006)
|
|
Principal balance:
| $3,135.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
credit cards must go
Purpose of loan:
This loan will be used to pay off my credit cards...
My financial situation:
I am a good candidate for this loan because I have had 2 previous loans that I paid off early and are current on my present loan. I have a secure position with the government with 22 years of service.. Interest rates on my credit cards keep going up even so I pay on time with additional principal. This loan would allow me to pay off my credit cards.
Monthly net income: $ 4600
Monthly expenses: $ 500
Housing: $ 1568
Insurance: $ 43
Car expenses: $ 150
Utilities: $ 325
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses: $ 100
Credit cards and other loans: $ 900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $30.00 | 9/25/2011 12:20:18 PM |
| SolarMoonshine | $25.00 | 9/25/2011 12:21:07 PM |
| DHolly | $25.00 | 9/25/2011 12:07:25 PM |
| MoneyForNothing | $49.97 | 9/25/2011 12:13:13 PM |
| credit-guard5 | $25.00 | 9/25/2011 12:18:07 PM |
| proper-revenue7 | $25.00 | 9/25/2011 2:22:15 PM |
| SecondChanceLendingSERV | $25.00 | 9/25/2011 1:12:26 PM |
| bid-stockpiler1 | $50.00 | 9/25/2011 5:07:05 PM |
| AndChicksforFree | $107.00 | 9/25/2011 3:26:03 PM |
| sensible-fund | $32.13 | 9/25/2011 3:35:51 PM |
| investment-artist | $26.00 | 9/25/2011 4:06:20 PM |
| MoneyForNothing | $12.73 | 9/25/2011 6:38:44 PM |
| 312-Lender | $25.00 | 9/25/2011 12:12:53 PM |
| AndChicksforFree | $25.07 | 9/25/2011 1:13:47 PM |
| NekHoldings | $25.00 | 9/25/2011 4:17:26 PM |
| marwadi-62 | $2,000.00 | 9/25/2011 2:46:52 PM |
| lotuss4 | $42.10 | 9/25/2011 5:00:48 PM |
| a-helping-hand | $250.00 | 9/25/2011 3:28:24 PM |
| jhouman | $25.00 | 9/25/2011 3:35:42 PM |
| worth-blanket2 | $1,100.00 | 9/25/2011 6:21:00 PM |
| myutmost | $25.00 | 9/25/2011 4:30:16 PM |
| investment-daydream | $50.00 | 9/25/2011 4:44:46 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
529374
This series of Notes was issued and sold upon the funding of the borrower loan #54047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,115 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-shrine0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Startup for Supplement Business
This loan will be used to purchase ingredients for a pre-workout dietary supplement. The graphics for the label have been created, and the website is in progress. The only thing i need now is money for a trademark application, lawyer and ingredients. I have laid out all the ground work for getting my product into stores, gyms etc. I have personally been testing it for the past month and it has changed everything about my workout.
I am a good candidate for this loan because my business requires very little capital and low risk. I have a very little expenses: I don't pay any housing, i own my car, and have very little (
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/26/2011 9:04:29 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:05 PM |
| tech310 | $50.00 | 9/27/2011 2:32:11 PM |
| papaloha | $25.00 | 9/27/2011 7:03:55 PM |
| pious-benjamins1 | $25.00 | 9/27/2011 9:30:19 PM |
| blitzen40 | $25.00 | 9/26/2011 9:17:34 AM |
| favorite-commerce | $25.00 | 9/26/2011 1:13:22 PM |
| finance-prescription | $100.00 | 9/27/2011 9:10:03 AM |
| shawnw2 | $150.00 | 9/27/2011 10:31:44 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:01 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:03 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:40 PM |
| transformer855 | $25.00 | 9/27/2011 6:06:29 PM |
| worth-blanket2 | $2,600.00 | 9/27/2011 8:15:08 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
529386
This series of Notes was issued and sold upon the funding of the borrower loan #54097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 9
/
8 | Length of status: | 39y 3m |
|
Amount delinquent:
| $12,127 |
Total credit lines:
| 57 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $593 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peacock-Angel |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Household loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:01 AM |
| social-cocktail1 | $200.00 | 9/28/2011 5:19:16 PM |
| first-class-gold0 | $100.00 | 9/28/2011 8:36:37 PM |
| newest-generous-income | $25.00 | 9/29/2011 2:25:56 AM |
| secureincome | $500.00 | 9/29/2011 6:40:28 AM |
| rakem777 | $25.00 | 9/29/2011 9:23:01 AM |
| wwwUniversal | $25.00 | 9/29/2011 9:18:17 AM |
| spsavage | $30.00 | 9/29/2011 9:43:12 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:10 PM |
| exchange-squirrel | $25.00 | 9/29/2011 1:19:32 AM |
| kind-credit-bear | $25.00 | 9/29/2011 9:17:18 AM |
| intelligent-repayment8 | $970.00 | 9/29/2011 10:01:35 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
529418
This series of Notes was issued and sold upon the funding of the borrower loan #53923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $274.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 24y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,524 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-terrific-loyalty |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 86% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 14% )
| 760-779
(Jan-2011)
|
|
Principal balance:
| $6,477.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Auto Repair & Debt Consolidation
Purpose of loan:
This loan will be used to pay for auto repair expense and the balance will be used for debt consolidation.
My financial situation: Eltkon Thiokol Federal Credit Union
I am a good candidate for this loan because I take my financial obligations and credit worthiness very seriously and as a result have never been late with a payment in my life.
Monthly net income: $5850
Monthly expenses: $
Housing: $1817
Insurance: $333
Car expenses: $0
Utilities: $300
Phone, cable, internet: $225
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 9/26/2011 9:04:38 AM |
| handshake5 | $100.00 | 9/26/2011 9:08:43 AM |
| helpinghand63 | $25.00 | 9/26/2011 9:11:36 AM |
| RJN | $25.00 | 9/26/2011 9:14:50 AM |
| Investor_DP | $100.00 | 9/26/2011 9:05:39 AM |
| Zeenos | $25.00 | 9/26/2011 9:46:35 AM |
| gentle-gain235 | $25.00 | 9/26/2011 9:59:42 AM |
| CSUgrad08 | $25.00 | 9/26/2011 10:23:14 AM |
| careful-vigilance4 | $50.00 | 9/26/2011 11:22:44 AM |
| gold-disk | $25.00 | 9/26/2011 1:25:23 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:03 PM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:36 PM |
| Headhunter14 | $25.00 | 9/26/2011 6:49:17 PM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:45 PM |
| deal-enrichment | $25.00 | 9/26/2011 8:56:10 PM |
| DiligentiaLLC | $125.00 | 9/26/2011 8:02:55 PM |
| inventive-exchange | $25.00 | 9/26/2011 8:29:30 PM |
| Wilvara | $25.00 | 9/26/2011 8:14:30 PM |
| ouyangers | $25.00 | 9/26/2011 9:41:26 PM |
| Minotaur | $25.00 | 9/27/2011 1:11:42 AM |
| ndhookman | $25.00 | 9/26/2011 10:08:55 PM |
| mighty-value | $50.00 | 9/26/2011 11:30:53 PM |
| virtuous-repayment | $25.00 | 9/27/2011 12:56:46 AM |
| loanman2007 | $50.00 | 9/27/2011 5:39:04 AM |
| monster4 | $50.00 | 9/27/2011 5:05:28 AM |
| orange-preeminant-bill | $25.00 | 9/27/2011 5:59:12 AM |
| five-star-justice | $25.00 | 9/27/2011 5:43:45 AM |
| Rick21 | $25.00 | 9/27/2011 7:50:34 AM |
| Anny-Disco | $50.00 | 9/27/2011 8:57:46 AM |
| cberthiaume | $25.00 | 9/27/2011 8:22:23 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:17 AM |
| BenR | $100.00 | 9/27/2011 8:42:51 AM |
| genius520 | $50.00 | 9/27/2011 9:08:06 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:34 AM |
| balance-matador5 | $50.00 | 9/27/2011 10:48:38 AM |
| Pennywize | $25.00 | 9/27/2011 11:59:52 AM |
| orbital-gain | $100.00 | 9/27/2011 3:42:57 PM |
| shrewd-income | $25.00 | 9/27/2011 3:46:31 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:55 PM |
| return-buddy | $25.00 | 9/27/2011 5:08:36 PM |
| economy-molecule3 | $500.00 | 9/27/2011 5:13:17 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:51 PM |
| zadok | $50.00 | 9/27/2011 5:49:19 PM |
| papaloha | $25.00 | 9/27/2011 6:55:59 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:07 PM |
| twjh | $25.00 | 9/27/2011 7:21:08 PM |
| worth-blanket2 | $1,700.00 | 9/27/2011 8:15:12 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:40 PM |
| compoundinterest | $25.00 | 9/26/2011 9:06:38 AM |
| worthy-bid8 | $50.00 | 9/26/2011 9:06:07 AM |
| ursus | $50.00 | 9/26/2011 9:07:22 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:33 AM |
| JKEnterprises | $25.00 | 9/26/2011 10:16:23 AM |
| Investoman | $75.00 | 9/26/2011 9:11:22 AM |
| JLMGroupFunds | $25.00 | 9/26/2011 9:16:25 AM |
| return-enthusiast1 | $25.00 | 9/26/2011 9:18:28 AM |
| new-social-economist | $80.00 | 9/26/2011 10:26:56 AM |
| grcastleton | $40.00 | 9/26/2011 11:35:47 AM |
| hitsman | $50.00 | 9/26/2011 11:35:38 AM |
| ideal-platinum1 | $25.00 | 9/26/2011 11:43:09 AM |
| nhm | $25.00 | 9/26/2011 11:50:39 AM |
| DoctorJoe | $25.00 | 9/26/2011 1:37:39 PM |
| pi31415 | $25.00 | 9/26/2011 1:56:13 PM |
| dime-sapling | $25.00 | 9/26/2011 4:31:24 PM |
| cvlender | $25.00 | 9/26/2011 2:58:41 PM |
| EtaDuck | $25.00 | 9/26/2011 5:00:33 PM |
| the-profit-oracle | $25.00 | 9/26/2011 3:26:59 PM |
| nickel-ferret | $50.00 | 9/26/2011 5:10:12 PM |
| AndChicksforFree | $25.07 | 9/26/2011 3:33:49 PM |
| phenomenal-gain5 | $25.00 | 9/26/2011 4:46:08 PM |
| vinayganti | $25.00 | 9/26/2011 6:29:01 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 9:52:33 PM |
| DrewOdette | $25.00 | 9/26/2011 9:16:49 PM |
| divemaster | $25.00 | 9/26/2011 10:04:39 PM |
| treasure-bliss | $25.00 | 9/27/2011 5:47:53 AM |
| valiant-money | $35.00 | 9/27/2011 7:05:15 AM |
| listing-demon | $25.00 | 9/27/2011 8:12:42 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:26 AM |
| gsd | $30.00 | 9/27/2011 8:33:57 AM |
| personal-lender | $25.00 | 9/27/2011 9:10:26 AM |
| musososeki | $30.00 | 9/27/2011 9:08:53 AM |
| janeybooboo | $100.00 | 9/27/2011 9:11:21 AM |
| ILWTC | $25.00 | 9/27/2011 10:23:07 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:45 AM |
| edaguy | $100.00 | 9/27/2011 1:15:42 PM |
| jasonj72 | $25.00 | 9/27/2011 1:31:55 PM |
| dajen1 | $40.00 | 9/27/2011 2:14:19 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:50 PM |
| magnitude787 | $100.00 | 9/27/2011 1:56:05 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:04 PM |
| _G_ | $71.00 | 9/27/2011 2:49:31 PM |
| tech310 | $50.00 | 9/27/2011 2:29:05 PM |
| APSFunding | $50.00 | 9/27/2011 4:32:51 PM |
| durability-high-five | $25.00 | 9/27/2011 3:09:43 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:02 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:11 PM |
| bid-stockpiler1 | $100.00 | 9/27/2011 5:46:32 PM |
| roman2008 | $25.00 | 9/27/2011 6:22:31 PM |
| GmaJosephine | $25.00 | 9/27/2011 7:00:30 PM |
| fortress767 | $30.00 | 9/27/2011 7:21:11 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
529436
This series of Notes was issued and sold upon the funding of the borrower loan #54018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1974 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 8m |
|
Amount delinquent:
| $20,149 |
Total credit lines:
| 32 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,346 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| apult274 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Merliemom
Purpose of loan:
This loan will be used to...put a badly needed roof on my house
My financial situation:
I am a good candidate for this loan because...I will repay the loan
Monthly net income: $6500
Monthly expenses: $4579
Housing: $1390
Insurance: $225
Car expenses: $400
Utilities: $264
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:44 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:27 AM |
| tech310 | $50.00 | 9/27/2011 2:32:13 PM |
| mlj0671 | $25.00 | 9/28/2011 5:28:03 PM |
| worth-blanket2 | $3,200.00 | 9/28/2011 7:13:38 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:49 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:03 PM |
| diplomatic-wealth7 | $25.00 | 9/28/2011 5:17:40 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:01 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:58:56 PM |
| enchanted-truth264 | $25.00 | 9/28/2011 7:20:52 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529460
This series of Notes was issued and sold upon the funding of the borrower loan #53866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 5m |
|
Amount delinquent:
| $198 |
Total credit lines:
| 26 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,612 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ki |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
720-739
(Aug-2009)
640-659
(Jul-2008)
620-639
(Nov-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Existing Business wants to Grow!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/27/2011 9:02:24 AM |
| AndChicksforFree | $25.07 | 9/27/2011 9:03:26 AM |
| ultimate-peace | $250.00 | 9/27/2011 9:04:49 AM |
| janeybooboo | $100.00 | 9/27/2011 9:06:34 AM |
| Dusigrosz | $150.00 | 9/27/2011 9:00:47 AM |
| pembull | $50.00 | 9/27/2011 9:03:22 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:03 AM |
| AndChicksforFree | $25.07 | 9/27/2011 9:03:17 AM |
| 312-Lender | $25.00 | 9/27/2011 9:05:16 AM |
| loanman2007 | $75.00 | 9/27/2011 9:06:08 AM |
| ProsprousLender | $25.00 | 9/27/2011 9:21:21 AM |
| blitzen40 | $25.00 | 9/27/2011 9:45:22 AM |
| nimble-affluence4 | $25.00 | 9/27/2011 10:09:42 AM |
| Kash2010lu | $25.00 | 9/27/2011 9:02:31 AM |
| MoneyForNothing | $47.20 | 9/27/2011 9:11:10 AM |
| fascinating-generosity3 | $200.00 | 9/27/2011 9:06:53 AM |
| golffish2 | $25.00 | 9/27/2011 9:08:42 AM |
| MoneyForNothing | $25.00 | 9/27/2011 9:08:57 AM |
| Red-Bull-One | $39.00 | 9/27/2011 9:23:53 AM |
| Jack55304 | $200.00 | 9/27/2011 9:11:34 AM |
| credit-missile | $125.00 | 9/27/2011 9:05:02 AM |
| well-rounded-payout0 | $50.00 | 9/27/2011 9:16:41 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 9:38:48 AM |
| wwwUniversal | $25.00 | 9/27/2011 9:18:13 AM |
| wild-orange | $64.66 | 9/27/2011 10:28:06 AM |
| Beechturner | $40.00 | 9/27/2011 9:52:52 AM |
| myutmost | $49.00 | 9/27/2011 9:31:28 AM |
| dcm6276 | $25.00 | 9/27/2011 9:48:09 AM |
| irrelevant | $25.00 | 9/27/2011 10:05:06 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
529462
This series of Notes was issued and sold upon the funding of the borrower loan #54110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $74 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-gain899 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off higher interest debt.
My financial situation:
I am a good candidate for this loan because I have been consistently employed and I am consistent in paying my bills. When reviewing my outstanding debt, I noted that each month I pay approximately the equivalent that would be required to pay off this loan. I would prefer to make a single payment at lower interest rate and clear the debt off rather than continue to pay those creditors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:42 PM |
| hitsman | $50.00 | 9/26/2011 11:35:41 AM |
| rdrloan | $50.00 | 9/27/2011 9:45:02 AM |
| compoundinterest | $50.00 | 9/27/2011 5:07:21 PM |
| riskreward | $250.00 | 9/27/2011 5:18:38 PM |
| rmachi | $25.00 | 9/27/2011 8:55:09 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 6:59:09 PM |
| Gladglide | $25.00 | 9/29/2011 12:05:05 AM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:24 PM |
| cocopuffs | $25.00 | 9/29/2011 2:44:05 AM |
| sri59 | $100.00 | 9/29/2011 3:02:21 AM |
| authoritative-capital | $25.00 | 9/28/2011 11:10:31 PM |
| resplendent-dollar | $25.00 | 9/29/2011 1:31:04 AM |
| Ripsaw4U | $50.00 | 9/29/2011 2:17:32 AM |
| Theodon | $25.00 | 9/29/2011 4:36:52 AM |
| SolarMoonshine | $25.00 | 9/29/2011 3:38:18 AM |
| don8ter | $25.00 | 9/29/2011 3:36:02 AM |
| hawaiitechnical | $25.00 | 9/29/2011 5:55:06 AM |
| Rivervale_Westwood | $50.00 | 9/29/2011 7:48:02 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:46 AM |
| radforj22 | $25.00 | 9/29/2011 8:17:00 AM |
| CreditBuilder2 | $200.00 | 9/29/2011 9:39:01 AM |
| 3_boyz | $44.35 | 9/29/2011 9:16:49 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:11:34 AM |
| joelnet | $250.00 | 9/29/2011 11:48:07 AM |
| fcrick | $25.00 | 9/29/2011 11:33:11 AM |
| crw1950 | $50.00 | 9/29/2011 12:30:21 PM |
| saintjude | $35.00 | 9/29/2011 12:36:43 PM |
| julijask | $25.00 | 9/29/2011 12:58:35 PM |
| LongTail | $28.00 | 9/29/2011 1:11:51 PM |
| secureincome | $2,500.00 | 9/29/2011 1:15:43 PM |
| green-trade-dolphin2 | $25.00 | 9/26/2011 2:21:31 PM |
| Weaverville | $50.00 | 9/26/2011 4:46:59 PM |
| alphaseek | $200.00 | 9/27/2011 3:56:46 AM |
| bowdish1 | $100.00 | 9/27/2011 5:06:41 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:48:28 AM |
| jigsaw | $100.00 | 9/27/2011 2:38:57 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:16 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:16 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:28 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:56 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:39 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:41 PM |
| indomitable-coin | $25.00 | 9/28/2011 8:02:37 PM |
| Dubbs360 | $100.00 | 9/28/2011 10:48:32 PM |
| Mariner3605 | $25.00 | 9/29/2011 12:00:48 AM |
| bold-spirited-finance | $75.00 | 9/29/2011 3:59:13 AM |
| Lender0010 | $50.00 | 9/29/2011 5:33:27 AM |
| Rusty3 | $52.26 | 9/29/2011 7:11:13 AM |
| return-phase9 | $25.00 | 9/29/2011 6:14:20 AM |
| Zolton | $200.00 | 9/29/2011 7:24:52 AM |
| john0720 | $50.00 | 9/29/2011 7:50:51 AM |
| Kaj | $50.00 | 9/29/2011 7:40:01 AM |
| CatbirdBanking | $25.00 | 9/29/2011 7:43:03 AM |
| worthy-bid8 | $50.00 | 9/29/2011 9:07:19 AM |
| bdruss | $25.00 | 9/29/2011 9:15:20 AM |
| first-serene-credit | $25.00 | 9/29/2011 8:48:55 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:12 AM |
| rocket361 | $200.00 | 9/29/2011 10:43:57 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:51 PM |
| ethical-truth211 | $1,001.00 | 9/29/2011 12:48:30 PM |
| hope-gondola9 | $10,489.39 | 9/29/2011 1:20:10 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
529464
This series of Notes was issued and sold upon the funding of the borrower loan #53991, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 11
/
8 | Length of status: | 33y 2m |
|
Amount delinquent:
| $38,660 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,422 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credible-loot558 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credible-loot558
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I will pay this loan off in a
much shorter time than allowed.
Monthly net income: $3800.00
Monthly expenses: $
Housing: $2000.00
Insurance: $92.00
Car expenses: $600.00
Utilities: $125.00
Phone, cable, internet: $137.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:42 PM |
| hitsman | $50.00 | 9/26/2011 11:35:41 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:26 AM |
| tech310 | $50.00 | 9/27/2011 2:32:12 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:03 PM |
| mlj0671 | $25.00 | 9/28/2011 12:29:19 PM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:02 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:39 AM |
| worth-blanket2 | $3,700.00 | 9/28/2011 4:10:58 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529466
This series of Notes was issued and sold upon the funding of the borrower loan #53889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $575.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $854 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 106% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| entertaining-deal5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
720-739
(Nov-2010)
740-759
(Apr-2010)
|
|
Principal balance:
| $8,342.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Travel Trailer
Purpose of loan:
Purchase a trailer to live in on my parents property for the purpose of saving for a down payment on a house next year. I will no rent or utility payments during this time.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5400
Monthly expenses: $1000
Housing: $0
Insurance: $300
Car expenses: $400
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $25.07 | 9/27/2011 9:04:15 AM |
| Jack55304 | $200.00 | 9/27/2011 9:11:34 AM |
| golffish2 | $25.00 | 9/27/2011 9:09:30 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:03 AM |
| 312-Lender | $25.00 | 9/27/2011 9:05:39 AM |
| graceful-investment | $76.00 | 9/27/2011 9:06:10 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:46 AM |
| Mikale360 | $25.00 | 9/27/2011 11:42:23 AM |
| peace-cell2 | $25.00 | 9/27/2011 11:31:14 AM |
| chameleon125 | $25.00 | 9/27/2011 2:01:08 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:06 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:25:27 PM |
| shawnw2 | $35.00 | 9/27/2011 6:05:41 PM |
| janeybooboo | $100.00 | 9/27/2011 5:52:14 PM |
| MoneyForNothing | $37.67 | 9/27/2011 9:14:32 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 9:39:05 AM |
| 113121 | $500.00 | 9/27/2011 11:48:17 AM |
| Danylostefan | $25.00 | 9/27/2011 12:27:01 PM |
| Whatssofunnybout | $25.00 | 9/27/2011 11:15:45 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:06 PM |
| marwadi-62 | $500.00 | 9/27/2011 1:35:49 PM |
| servnyou | $25.00 | 9/27/2011 2:24:42 PM |
| Milonguero | $100.00 | 9/27/2011 2:03:52 PM |
| capital-deployment | $25.00 | 9/27/2011 2:35:08 PM |
| Bank42 | $25.00 | 9/27/2011 3:31:30 PM |
| tech310 | $50.00 | 9/27/2011 2:32:14 PM |
| SpoonerPhan | $50.00 | 9/27/2011 4:54:54 PM |
| dime-sapling | $25.00 | 9/27/2011 4:35:23 PM |
| innovator10 | $72.00 | 9/27/2011 5:00:39 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:41 PM |
| AF-Chief | $100.00 | 9/27/2011 5:07:56 PM |
| wwwUniversal | $25.00 | 9/27/2011 5:17:47 PM |
| Rogelio48 | $30.00 | 9/27/2011 5:31:24 PM |
| bright-truth | $52.57 | 9/27/2011 6:24:42 PM |
| worth-blanket2 | $3,000.00 | 9/27/2011 6:36:41 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
529470
This series of Notes was issued and sold upon the funding of the borrower loan #54010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 21y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,553 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-merry-maker |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
|
|
Principal balance:
| $3,909.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Tax Consolidation Debt
Purpose of loan:
This loan will be used to catch up property taxes on a rental property
My financial situation:
I am a good candidate for this loan because I pay my bills all the time
Monthly net income: $9090
Monthly expenses: $6634
Housing: $1206
Insurance: $329
Car expenses: $1500
Utilities: $200
Phone, cable, internet: $91
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $1618
Other expenses: $890 rent
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:42 PM |
| Jack55304 | $167.00 | 9/26/2011 9:11:09 AM |
| golffish2 | $50.00 | 9/26/2011 9:04:53 AM |
| shawnw2 | $250.00 | 9/26/2011 10:01:36 AM |
| wonder3 | $35.00 | 9/26/2011 11:08:23 AM |
| DoctorJoe | $25.00 | 9/26/2011 1:38:46 PM |
| first-cash-producer | $25.00 | 9/26/2011 4:23:29 PM |
| Whatssofunnybout | $40.00 | 9/26/2011 8:05:33 PM |
| GElender | $25.00 | 9/27/2011 6:06:04 AM |
| tnjohnso | $25.00 | 9/27/2011 5:43:00 AM |
| thankful-nickel2 | $25.00 | 9/27/2011 7:49:59 AM |
| vtrentster | $25.00 | 9/27/2011 7:26:46 AM |
| chameleon125 | $25.00 | 9/27/2011 2:01:24 PM |
| tech310 | $50.00 | 9/27/2011 2:32:12 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:56 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:48 PM |
| sweety075 | $25.00 | 9/27/2011 8:48:10 PM |
| handshake52 | $25.00 | 9/27/2011 9:41:59 PM |
| the-bid-sorcerer | $100.00 | 9/27/2011 9:50:55 PM |
| Dubbs360 | $100.00 | 9/27/2011 9:49:37 PM |
| social-comet7 | $93.63 | 9/27/2011 9:56:56 PM |
| CBO-Enterprise | $100.00 | 9/27/2011 10:29:40 PM |
| Gladglide | $25.00 | 9/27/2011 11:20:21 PM |
| american-investor | $50.00 | 9/28/2011 3:51:31 AM |
| verticalhorizon | $51.74 | 9/28/2011 4:20:10 AM |
| head | $25.00 | 9/28/2011 4:44:49 AM |
| credit-missile | $25.00 | 9/28/2011 6:17:37 AM |
| nodebt2012 | $25.00 | 9/28/2011 6:58:36 AM |
| a-restless-dollar | $50.00 | 9/28/2011 6:40:17 AM |
| fuzed | $45.00 | 9/28/2011 6:53:44 AM |
| icon7 | $50.00 | 9/28/2011 6:56:29 AM |
| industrious-currency | $25.00 | 9/28/2011 7:06:55 AM |
| beans53 | $25.00 | 9/28/2011 7:21:09 AM |
| ursus | $100.00 | 9/28/2011 7:41:51 AM |
| sgt-schultz | $25.00 | 9/28/2011 8:46:05 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:29 AM |
| WSTRDG | $25.00 | 9/28/2011 9:16:36 AM |
| gentle-gain235 | $50.00 | 9/28/2011 9:12:20 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:39 AM |
| friendly-credit2 | $25.00 | 9/28/2011 9:44:12 AM |
| CA-Lender | $25.00 | 9/28/2011 11:23:10 AM |
| fizicks06 | $500.00 | 9/28/2011 10:53:23 AM |
| Zuzu | $25.00 | 9/28/2011 12:05:54 PM |
| brainy-currency3 | $25.00 | 9/28/2011 11:51:23 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:23:21 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:03 PM |
| first-serene-credit | $25.00 | 9/28/2011 12:04:11 PM |
| discrete-asset | $25.00 | 9/28/2011 12:05:53 PM |
| bluestarman08 | $30.34 | 9/28/2011 1:54:50 PM |
| bmbanzai | $25.00 | 9/28/2011 12:14:36 PM |
| whitegold24k | $205.15 | 9/28/2011 3:32:56 PM |
| enriched-truth | $50.00 | 9/28/2011 3:34:51 PM |
| Bob450 | $25.03 | 9/28/2011 2:26:31 PM |
| Fioravanti | $100.00 | 9/28/2011 3:55:43 PM |
| progressive-treasure1 | $25.00 | 9/26/2011 9:44:53 AM |
| Kash2010lu | $25.00 | 9/26/2011 9:05:20 AM |
| Whipster | $60.00 | 9/26/2011 9:10:20 AM |
| hitsman | $50.00 | 9/26/2011 11:35:41 AM |
| dime-sapling | $25.00 | 9/26/2011 4:29:44 PM |
| Socorro_Capital_Partners | $25.01 | 9/26/2011 10:02:18 PM |
| halothane_logic | $75.00 | 9/27/2011 7:02:54 AM |
| green-trade-dolphin | $30.00 | 9/27/2011 6:27:40 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:26 AM |
| nisim5 | $50.00 | 9/27/2011 7:54:17 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:45 AM |
| Invest_In_U_Today_Pls_Pay_back | $67.30 | 9/27/2011 1:23:40 PM |
| simplelender80 | $400.00 | 9/27/2011 2:24:04 PM |
| shrewd-peace7 | $25.00 | 9/27/2011 10:08:22 PM |
| a-helping-hand | $250.00 | 9/27/2011 10:17:38 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:56 PM |
| artisan369 | $300.00 | 9/27/2011 11:16:38 PM |
| SolarMoonshine | $25.00 | 9/28/2011 3:35:56 AM |
| setUup | $34.30 | 9/28/2011 5:15:40 AM |
| HYGCapitalPartnersLP | $50.00 | 9/28/2011 6:09:45 AM |
| kristof2007 | $25.00 | 9/28/2011 6:29:10 AM |
| bluestarman08 | $25.66 | 9/28/2011 6:40:13 AM |
| economy-popcorn | $25.00 | 9/28/2011 6:57:30 AM |
| toomanyfishtanks | $50.00 | 9/28/2011 7:20:54 AM |
| FinanceEngine | $30.00 | 9/28/2011 8:44:46 AM |
| dthompso | $50.00 | 9/28/2011 8:53:15 AM |
| MichaelProsper | $25.00 | 9/28/2011 7:56:42 AM |
| payout-bridge | $150.00 | 9/28/2011 9:49:14 AM |
| green-inspiring-peace | $25.00 | 9/28/2011 9:46:44 AM |
| investment-comet | $25.00 | 9/28/2011 11:33:39 AM |
| Zeenos | $50.00 | 9/28/2011 11:36:47 AM |
| ddog0224 | $50.00 | 9/28/2011 11:27:52 AM |
| durability-halibut | $25.00 | 9/28/2011 11:29:52 AM |
| whatreality | $25.00 | 9/28/2011 11:46:52 AM |
| ericsb | $52.01 | 9/28/2011 12:14:28 PM |
| quick | $50.00 | 9/28/2011 11:51:03 AM |
| jubilant-durability9 | $25.00 | 9/28/2011 11:55:41 AM |
| CatbirdBanking | $25.00 | 9/28/2011 12:47:38 PM |
| janeybooboo | $100.00 | 9/28/2011 12:45:55 PM |
| mlj0671 | $25.00 | 9/28/2011 12:29:20 PM |
| Pitufo | $26.63 | 9/28/2011 1:09:18 PM |
| first-class-yield9 | $100.00 | 9/28/2011 4:06:21 PM |
| red-favorable-basis | $25.00 | 9/28/2011 4:05:10 PM |
| newfoundation | $25.00 | 9/28/2011 2:52:55 PM |
| worth-blanket2 | $3,700.00 | 9/28/2011 4:10:21 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
529472
This series of Notes was issued and sold upon the funding of the borrower loan #53942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-taxi |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $36,696.00
Monthly expenses: $2597.11
Housing: $1100.79
Insurance: $60.00
Car expenses: $460.00
Utilities: $200.00
Phone, cable, internet: $141.32
Food, entertainment: $450.00
Clothing, household expenses: $60.00
Credit cards and other loans: $125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/26/2011 5:13:45 PM |
| ultimate-peace | $25.00 | 9/26/2011 5:04:15 PM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:02 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:04 PM |
| tech310 | $50.00 | 9/27/2011 2:32:13 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:40 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:50:06 PM |
| transformer855 | $25.00 | 9/27/2011 6:06:39 PM |
| gentle-gain235 | $50.00 | 9/28/2011 9:16:08 AM |
| visionary-fund | $50.00 | 9/28/2011 10:16:22 AM |
| Charlie0084 | $25.00 | 9/28/2011 10:08:23 AM |
| green-trade-dolphin | $30.00 | 9/28/2011 10:03:56 AM |
| dough-rocket | $50.00 | 9/28/2011 11:17:28 AM |
| gotjack | $25.00 | 9/28/2011 10:17:56 AM |
| goodhearted-generosity511 | $25.00 | 9/28/2011 11:31:19 AM |
| octoberfresh | $25.00 | 9/28/2011 11:58:55 AM |
| Zuzu | $25.00 | 9/28/2011 12:02:36 PM |
| Ruckus888 | $50.00 | 9/28/2011 12:15:46 PM |
| jubilant-durability9 | $25.00 | 9/28/2011 11:54:58 AM |
| CACO_Lender | $14.98 | 9/28/2011 12:24:59 PM |
| gotjack | $75.00 | 9/28/2011 12:03:15 PM |
| glenium | $25.00 | 9/28/2011 12:10:57 PM |
| favorite-commerce | $25.00 | 9/26/2011 7:01:56 PM |
| payout-hammock1 | $25.00 | 9/27/2011 6:56:29 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:05 PM |
| shawnw2 | $100.00 | 9/27/2011 6:04:49 PM |
| papaloha | $25.00 | 9/27/2011 7:03:57 PM |
| alexgalt | $25.00 | 9/27/2011 9:38:56 PM |
| Asimus | $26.06 | 9/28/2011 5:49:53 AM |
| Interloper | $25.00 | 9/28/2011 6:54:19 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:29 AM |
| nickel-hickory | $25.00 | 9/28/2011 9:30:05 AM |
| whatreality | $27.30 | 9/28/2011 10:04:25 AM |
| trade-elm | $44.00 | 9/28/2011 10:07:31 AM |
| fizicks06 | $100.00 | 9/28/2011 10:51:08 AM |
| dough-rocket | $50.00 | 9/28/2011 11:11:06 AM |
| kinetic-social | $25.00 | 9/28/2011 9:44:17 AM |
| CA-Lender | $25.00 | 9/28/2011 11:21:35 AM |
| ddog0224 | $50.00 | 9/28/2011 11:23:49 AM |
| Zeenos | $25.00 | 9/28/2011 11:25:30 AM |
| Dubbs360 | $100.00 | 9/28/2011 10:08:54 AM |
| gilbrear | $25.00 | 9/28/2011 10:47:26 AM |
| bid-stockpiler1 | $250.00 | 9/28/2011 11:37:53 AM |
| jcw3rd | $25.00 | 9/28/2011 12:02:07 PM |
| undergroundmike | $57.66 | 9/28/2011 12:11:28 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
529488
This series of Notes was issued and sold upon the funding of the borrower loan #53944, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,916 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| funandsun |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolodation and Elimination
Purpose of loan:
This loan will be used to pay off higher interest rate cards and debt.
My financial situation:
I am a good candidate for this loan because I have a stable job in the insurance industry (management level). I pay my bills on time and live within my means.
Monthly net income: $4500
Monthly expenses: $3700
Housing: $1200
Insurance: $200
Car expenses: $375
Utilities: $175
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $300 - 350
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/26/2011 5:07:35 PM |
| MarvintheMartian | $45.00 | 9/26/2011 5:09:26 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:20:46 PM |
| riskreward | $250.00 | 9/26/2011 5:11:50 PM |
| favorite-commerce | $25.00 | 9/26/2011 7:02:48 PM |
| loanman2007 | $25.00 | 9/26/2011 6:01:26 PM |
| Bank_Of_XL | $25.00 | 9/26/2011 6:04:07 PM |
| penny-finder | $28.00 | 9/26/2011 6:22:50 PM |
| SpoonerPhan | $50.00 | 9/26/2011 6:53:40 PM |
| vutah | $25.00 | 9/26/2011 6:58:07 PM |
| SOP_Bank | $25.00 | 9/27/2011 3:35:18 AM |
| golffish2 | $25.00 | 9/27/2011 3:50:27 AM |
| alphaseek | $49.00 | 9/27/2011 3:56:47 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:44 AM |
| fervent-repayment | $25.00 | 9/27/2011 3:11:54 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:35 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:33 AM |
| EngineersAlliance | $75.00 | 9/27/2011 9:10:37 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:29 AM |
| oplender | $25.00 | 9/27/2011 9:26:20 AM |
| edaguy | $100.00 | 9/27/2011 1:15:43 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:50 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:18 PM |
| ursus | $50.00 | 9/27/2011 5:08:07 PM |
| investment-festival8 | $250.00 | 9/27/2011 8:36:12 PM |
| credit-socrates648 | $577.93 | 9/27/2011 10:17:26 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:45 PM |
| Interloper | $25.00 | 9/26/2011 6:58:53 PM |
| heavy_ax | $50.00 | 9/26/2011 5:46:04 PM |
| AndChicksforFree | $25.07 | 9/26/2011 7:14:19 PM |
| ladyopium | $100.00 | 9/26/2011 8:27:54 PM |
| jayk63 | $25.00 | 9/27/2011 3:12:15 AM |
| marwadi-62 | $100.00 | 9/27/2011 3:44:20 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:27 AM |
| spiff666 | $25.00 | 9/27/2011 8:53:08 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:35 AM |
| Watersports | $50.00 | 9/27/2011 12:48:25 PM |
| tech310 | $50.00 | 9/27/2011 2:29:06 PM |
| omegamon1 | $25.00 | 9/27/2011 4:22:17 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:05 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:03 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:08 PM |
| ethical-bid6 | $50.00 | 9/27/2011 7:17:18 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:18 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
529522
This series of Notes was issued and sold upon the funding of the borrower loan #53940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 18y 3m |
|
Amount delinquent:
| $1,930 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,784 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| TDawg1212 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 2
( 6% )
| 680-699
(Nov-2010)
680-699
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
On The Move Again...
Purpose of loan:
This loan will be used to...
Add new equipment to our 2nd facility.
My financial situation: Solid and Growing
I am a good candidate for this loan because...I was a previous Prosper member 4 years ago with a $15,000, 36 month loan and never missed a payment.
Monthly net income: $4000
Monthly expenses: $750
Housing: $1100
Insurance: $150
Car expenses: $450
Utilities: $200
Phone, cable, internet: $85
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 9/26/2011 5:06:21 PM |
| Dusigrosz | $150.00 | 9/26/2011 5:01:17 PM |
| SolarMoonshine | $25.00 | 9/26/2011 6:19:08 PM |
| servnyou | $35.00 | 9/26/2011 7:28:45 PM |
| AndChicksforFree | $25.07 | 9/26/2011 6:54:11 PM |
| amlu1988 | $25.00 | 9/26/2011 8:26:50 PM |
| poisson17 | $39.00 | 9/26/2011 9:01:53 PM |
| NekHoldings | $25.00 | 9/26/2011 7:00:33 PM |
| clemclan | $50.00 | 9/26/2011 6:56:09 PM |
| worth-blanket2 | $3,600.00 | 9/26/2011 7:39:27 PM |
| MoneyForNothing | $0.93 | 9/26/2011 9:02:22 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529546
This series of Notes was issued and sold upon the funding of the borrower loan #54083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1964 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
5 | Length of status: | 21y 6m |
|
Amount delinquent:
| $21,297 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $3,341 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inventive-camaraderi5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
680-699
(May-2010)
|
|
Principal balance:
| $1,224.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Pay off cc
Purpose of loan:
This loan will be used to...Pay off exiting cc
My financial situation:
I am a good candidate for this loan because...I'm a very honest person who has had some medical issues and would like to use this loan to pay cc's so that I only have to make one payment instead of a bunch of little ones.
Monthly net income: $6,500.00
Monthly expenses: $
Housing: $2281.00
Insurance: $115.00
Car expenses: $250.00
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: 200.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| amlu1988 | $25.00 | 9/26/2011 8:27:51 PM |
| rolltide09 | $25.00 | 9/27/2011 11:19:46 AM |
| tech310 | $50.00 | 9/27/2011 2:30:10 PM |
| first-dinero-paladin | $25.00 | 9/27/2011 7:20:03 PM |
| sweety075 | $25.00 | 9/27/2011 8:49:54 PM |
| chameleon125 | $25.00 | 9/28/2011 12:34:14 PM |
| FarmersBank | $25.00 | 9/28/2011 1:15:39 PM |
| Fioravanti | $100.00 | 9/28/2011 3:59:24 PM |
| Bank42 | $25.00 | 9/28/2011 4:43:32 PM |
| dime-sapling | $25.00 | 9/28/2011 3:25:36 PM |
| impressive-openness7 | $25.00 | 9/29/2011 6:33:31 AM |
| eod_man | $50.00 | 9/29/2011 7:46:45 AM |
| Dubbs360 | $100.00 | 9/29/2011 8:34:36 AM |
| payout-bridge | $25.00 | 9/29/2011 9:49:46 AM |
| intelligent-repayment8 | $2,729.64 | 9/29/2011 12:05:50 PM |
| 312-Lender | $25.00 | 9/26/2011 9:02:24 PM |
| exchange-squirrel | $25.00 | 9/27/2011 12:15:52 AM |
| green-trade-dolphin | $25.00 | 9/27/2011 6:27:53 AM |
| money-baron-roth-IRA | $50.00 | 9/27/2011 11:52:38 AM |
| AF-Chief | $50.00 | 9/27/2011 5:07:56 PM |
| MilitaryLending | $100.02 | 9/27/2011 8:22:28 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:05 PM |
| CreditBuilder2 | $25.00 | 9/28/2011 4:59:52 PM |
| deepblue34 | $30.00 | 9/28/2011 7:06:27 PM |
| well-rounded-dinero | $75.00 | 9/28/2011 6:56:26 PM |
| CACO_Lender | $25.00 | 9/29/2011 7:39:22 AM |
| sgt-schultz | $42.15 | 9/29/2011 7:41:23 AM |
| found | $158.19 | 9/29/2011 7:19:31 AM |
| industrious-currency | $25.00 | 9/29/2011 7:54:25 AM |
| moneytolend72 | $40.00 | 9/29/2011 9:58:57 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
529552
This series of Notes was issued and sold upon the funding of the borrower loan #54096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,991 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| WorkPlay |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan To Reduce Credit Card Debt
This loan will be used to payoff one of my credit cards, I'm reducing my rovolving debt ratio to improve my credit score. I have an annual income of $202,000.00 with almost no debts. I have $42,105.00 in cash at banks. I am a good candidate for this loan because I have no late payments on my credit report, only recent inquiries because I looked into refinancing my house. Any questions are welcome.
Monthly net income: $ 16,660.00 Housing w/ Insurance Escrowed: $ 1,700.00 Auto Insurance: $ 60.00 Car expenses: $ 0.00 (paid off)
Utilities: $ 400.00 Phone, cable, internet: $ 45.00 (no cable television or home phone) Food, entertainment: $ 120.00 (live alone)
Clothing, household expenses: $ 0.00 (I don't require much of anything) Credit cards and other loans: $ 1,200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/26/2011 5:14:21 PM |
| exchange-upholder0 | $25.00 | 9/27/2011 8:31:40 AM |
| worth-blanket2 | $4,700.00 | 9/27/2011 6:36:10 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:47 PM |
| golffish2 | $25.00 | 9/27/2011 3:53:02 AM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:50 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529558
This series of Notes was issued and sold upon the funding of the borrower loan #53891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,736 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-loot4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prop Trading Business Partner
Purpose of loan:
An initial deposit of $5,000 is needed to gain access to materials, training, and software. There is also a deposit of $5,000 needed at the end of training (3-6 months) to open up the actual brokerage account. There are ongoing monthly expenses for software, tools, and training, along with incorporation and other legal fee's.
My financial situation:
I am a good candidate for this loan because I am personally choosing to go into this business, as a self-employed options trader, rather than continue as a salaried Series 7 licensed Financial Advisor.
Monthly net income: $1800 (Unemployment Insurance)
Monthly expenses:
Housing: $600
Insurance: $40
Car expenses: $50
Utilities: $40
Phone, cable, internet: $96 (Business Expense)
Food, entertainment: $240
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $542 for prosper loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:47 PM |
| compoundinterest | $50.00 | 9/26/2011 5:07:36 PM |
| riskreward | $250.00 | 9/26/2011 5:11:51 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:28 AM |
| organized-payment6 | $50.00 | 9/27/2011 5:47:35 AM |
| alphaseek | $200.00 | 9/27/2011 11:55:54 AM |
| tech310 | $50.00 | 9/27/2011 2:29:06 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:04 PM |
| hard-working-rate3 | $500.00 | 9/27/2011 7:10:08 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:19 PM |
| Investor_DP | $100.00 | 9/27/2011 9:05:33 AM |
| oplender | $25.00 | 9/27/2011 9:26:21 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:30 AM |
| edaguy | $100.00 | 9/27/2011 1:15:44 PM |
| simplelender80 | $300.00 | 9/27/2011 2:21:51 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:18 PM |
| worth-blanket2 | $12,700.00 | 9/27/2011 8:14:22 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
529566
This series of Notes was issued and sold upon the funding of the borrower loan #54098, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
8 | Length of status: | 14y 0m |
|
Amount delinquent:
| $15 |
Total credit lines:
| 40 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-papyrus3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
avegal
Purpose of loan:
This loan will be used to...personal
My financial situation:
I am a good candidate for this loan because...
my monthly income exceeds my monthly expenses,,a short term loan will be paid off in time
Monthly net income: $2002.00
Monthly expenses:450.00
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100
Credit cards and other loans: $120.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 9/27/2011 9:04:29 AM |
| tech310 | $50.00 | 9/27/2011 2:32:15 PM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:42 PM |
| Rogelio48 | $25.00 | 9/28/2011 6:54:06 PM |
| green-rapid-openness | $100.00 | 9/28/2011 7:46:34 PM |
| fireferd | $40.00 | 9/28/2011 10:15:21 PM |
| greencat | $50.00 | 9/29/2011 9:06:54 AM |
| kinetic-social | $25.00 | 9/29/2011 9:14:44 AM |
| well-rounded-payout0 | $50.00 | 9/27/2011 9:16:41 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:04 AM |
| investment-artist | $26.00 | 9/27/2011 12:37:17 PM |
| money-fort | $25.00 | 9/27/2011 10:08:34 PM |
| intelligent-repayment8 | $1,634.00 | 9/29/2011 12:06:47 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
529596
This series of Notes was issued and sold upon the funding of the borrower loan #53993, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
0 | Length of status: | 10y 6m |
|
Amount delinquent:
| $2,621 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| treasure-snowdome1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
treasure-snowdome1
Purpose of loan:
This loan will be used to... install gas furnace
My financial situation:
I am a good candidate for this loan because... I don't want to pay for fuel oil to heat my house
Monthly net income: $1375
Monthly expenses: $
Housing: $ 672
Insurance: $50
Car expenses: $60
Utilities: $50
Phone, cable, internet: $40
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:51 PM |
| well-rounded-payout0 | $50.00 | 9/27/2011 9:16:41 AM |
| tech310 | $50.00 | 9/27/2011 2:32:15 PM |
| newest-generous-income | $25.00 | 9/28/2011 1:34:05 AM |
| balanced-return5 | $25.00 | 9/28/2011 2:06:04 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:36 PM |
| carrinel | $70.21 | 9/28/2011 6:38:24 AM |
| leverage-monger | $25.00 | 9/28/2011 10:38:39 AM |
| ddog0224 | $25.00 | 9/28/2011 11:36:13 AM |
| intelligent-repayment8 | $1,254.79 | 9/28/2011 4:17:42 PM |
| heerzaquestion | $50.00 | 9/28/2011 4:12:43 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529604
This series of Notes was issued and sold upon the funding of the borrower loan #54157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $170 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| active-dime7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOVINGMOTHER
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Pulchritudinous | $25.00 | 9/28/2011 12:02:08 PM |
| shrewd-income | $25.00 | 9/28/2011 5:39:42 PM |
| loss-of-control | $50.00 | 9/28/2011 5:45:13 PM |
| worth-blanket2 | $3,900.00 | 9/28/2011 3:37:07 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
529618
This series of Notes was issued and sold upon the funding of the borrower loan #53921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,354 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Gophermd |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidating Credit Cards
Purpose of loan:
This loan will be used to...
Pay down our credit card debt. We accumulated it while remodeling the house.
My financial situation:
I am a good candidate for this loan because...
I have never made a late payment in my life. I just started my career as a family physician this year. So we have a healthy income.
Monthly net income: $12,100
Monthly expenses: $4,740
Housing: $1700
Insurance: $300
Car expenses: $800
Utilities: $500
Phone, cable, internet: $120
Food, entertainment: $120
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 9/27/2011 9:01:29 AM |
| credit-missile | $65.00 | 9/27/2011 9:08:51 AM |
| Investor_DP | $100.00 | 9/27/2011 9:05:42 AM |
| MoneyForNothing | $98.48 | 9/27/2011 9:07:35 AM |
| DHolly | $25.00 | 9/27/2011 9:10:30 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:19:04 AM |
| finance-prescription | $100.00 | 9/27/2011 9:10:04 AM |
| loanman2007 | $200.00 | 9/27/2011 9:21:30 AM |
| Dusigrosz | $100.00 | 9/27/2011 9:12:45 AM |
| golffish2 | $200.00 | 9/27/2011 9:14:29 AM |
| ethical-bid6 | $25.00 | 9/27/2011 10:22:38 AM |
| 1stBankAndHal | $25.00 | 9/27/2011 10:01:53 AM |
| ladyorayne | $100.00 | 9/27/2011 10:42:57 AM |
| finance-investor3 | $25.00 | 9/27/2011 11:17:58 AM |
| Mikale360 | $25.00 | 9/27/2011 11:41:06 AM |
| 113121 | $500.00 | 9/27/2011 11:51:24 AM |
| magnitude787 | $100.00 | 9/27/2011 1:56:07 PM |
| heavenly-interest9 | $400.00 | 9/27/2011 12:49:57 PM |
| life-is-great | $25.00 | 9/27/2011 2:14:50 PM |
| dajen1 | $40.00 | 9/27/2011 2:14:19 PM |
| bullish2bearish | $29.59 | 9/27/2011 2:41:22 PM |
| omegamon1 | $25.00 | 9/27/2011 3:44:05 PM |
| _G_ | $71.00 | 9/27/2011 2:49:31 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:36 PM |
| SpoonerPhan | $50.00 | 9/27/2011 5:01:37 PM |
| shrewd-income | $250.00 | 9/27/2011 3:44:52 PM |
| dime-sapling | $25.00 | 9/27/2011 4:36:43 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:05 PM |
| return-buddy | $25.00 | 9/27/2011 5:08:37 PM |
| personal-lender | $25.00 | 9/27/2011 5:10:40 PM |
| ndhookman | $25.00 | 9/27/2011 5:20:27 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:11 PM |
| roman2008 | $25.00 | 9/27/2011 6:22:31 PM |
| worth-blanket2 | $9,400.00 | 9/27/2011 6:36:30 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:52 PM |
| AndChicksforFree | $25.07 | 9/27/2011 9:11:25 AM |
| currency-excellency0 | $100.00 | 9/27/2011 9:01:44 AM |
| rolltide09 | $25.00 | 9/27/2011 9:02:28 AM |
| AndChicksforFree | $25.07 | 9/27/2011 9:04:48 AM |
| ursus | $50.00 | 9/27/2011 9:07:50 AM |
| nickel-ferret | $50.00 | 9/27/2011 9:09:52 AM |
| golffish2 | $200.00 | 9/27/2011 9:11:01 AM |
| clemclan | $50.00 | 9/27/2011 9:13:42 AM |
| graceful-investment | $100.00 | 9/27/2011 9:06:10 AM |
| OldManP | $50.00 | 9/27/2011 9:39:06 AM |
| worthy-bid8 | $50.00 | 9/27/2011 9:06:40 AM |
| compoundinterest | $25.00 | 9/27/2011 9:07:05 AM |
| JLMGroupFunds | $25.00 | 9/27/2011 9:17:30 AM |
| genius520 | $45.00 | 9/27/2011 9:08:06 AM |
| FinanceEngine | $50.00 | 9/27/2011 10:03:05 AM |
| handshake5 | $100.00 | 9/27/2011 9:09:39 AM |
| Investoman | $75.00 | 9/27/2011 9:11:49 AM |
| helpinghand63 | $25.00 | 9/27/2011 9:12:01 AM |
| golffish2 | $100.00 | 9/27/2011 9:12:06 AM |
| 1stBankAndHal | $75.08 | 9/27/2011 10:01:47 AM |
| MarvintheMartian | $35.00 | 9/27/2011 10:47:09 AM |
| ILWTC | $25.00 | 9/27/2011 10:23:08 AM |
| one-midas | $51.00 | 9/27/2011 10:01:45 AM |
| balance-matador5 | $50.00 | 9/27/2011 10:49:36 AM |
| Whatssofunnybout | $50.00 | 9/27/2011 11:14:34 AM |
| justanothersushieater | $25.00 | 9/27/2011 12:14:22 PM |
| edaguy | $100.00 | 9/27/2011 1:13:12 PM |
| rmpedi33 | $50.00 | 9/27/2011 2:02:29 PM |
| Scotcha | $50.00 | 9/27/2011 2:50:58 PM |
| tech310 | $50.00 | 9/27/2011 2:29:07 PM |
| genuine-integrity0 | $25.00 | 9/27/2011 3:08:57 PM |
| FinDoc | $25.00 | 9/27/2011 3:41:18 PM |
| orbital-gain | $100.00 | 9/27/2011 3:42:57 PM |
| mighty-value | $25.00 | 9/27/2011 3:49:31 PM |
| SecondChanceLendingSERV | $45.87 | 9/27/2011 4:19:17 PM |
| APSFunding | $50.00 | 9/27/2011 4:32:51 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:56 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:52 PM |
| zadok | $50.00 | 9/27/2011 5:49:19 PM |
| papaloha | $38.84 | 9/27/2011 6:56:28 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
529640
This series of Notes was issued and sold upon the funding of the borrower loan #54001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,746 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-renewal4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation (Prompt Payer)
Purpose of loan: To consolidate debts into one payment!
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have an excellent job and with a projection of making $90,0000/year and will be able to pay this loan off very quickly. My stated income for 2010 tax returns state $40,000 so I put that amount in the listing. I have had an account with Lending Club which does the same per-to-per lending and I paid off there account at $10,000 in less than 2.5 years. I have never been late on any payments and continue to be a prompt payer.
Monthly net income: $5000 current
Monthly expenses: $
Housing: $ 500
Insurance: $150
Car expenses: $400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 9/27/2011 9:09:07 AM |
| favorite-commerce | $25.00 | 9/27/2011 9:35:00 AM |
| impeccable-ore3 | $25.00 | 9/27/2011 9:47:23 AM |
| rolltide09 | $25.00 | 9/27/2011 11:19:46 AM |
| wonder3 | $40.00 | 9/27/2011 10:13:27 AM |
| tech310 | $50.00 | 9/27/2011 2:28:03 PM |
| dime-sapling | $25.00 | 9/27/2011 4:37:46 PM |
| finance-investor3 | $25.00 | 9/27/2011 10:08:45 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:04 PM |
| hogdriver | $25.00 | 9/28/2011 9:28:45 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:04:45 AM |
| shawnw2 | $100.00 | 9/28/2011 10:29:46 AM |
| CA-Lender | $25.00 | 9/28/2011 11:24:25 AM |
| Zeenos | $25.00 | 9/28/2011 11:33:15 AM |
| harmonious-contract5 | $25.00 | 9/28/2011 11:46:06 AM |
| durability-halibut | $25.00 | 9/28/2011 11:30:10 AM |
| jubilant-durability9 | $25.00 | 9/28/2011 11:56:42 AM |
| freebush69 | $400.00 | 9/28/2011 12:44:19 PM |
| Zuzu | $25.00 | 9/28/2011 12:08:52 PM |
| karpman3 | $50.00 | 9/28/2011 1:17:22 PM |
| building_community | $25.00 | 9/28/2011 1:57:08 PM |
| youngster50 | $25.00 | 9/28/2011 1:58:12 PM |
| ethicalhumanist | $50.00 | 9/28/2011 2:30:24 PM |
| progressive-treasure1 | $25.00 | 9/28/2011 2:07:33 PM |
| Bob450 | $25.03 | 9/28/2011 2:24:30 PM |
| Pitufo | $25.00 | 9/28/2011 1:06:03 PM |
| supersam | $100.00 | 9/28/2011 3:29:53 PM |
| graceful-investment | $100.00 | 9/28/2011 3:26:30 PM |
| refined-return922 | $25.00 | 9/28/2011 1:49:44 PM |
| the-hope-workhorse | $100.00 | 9/28/2011 2:23:34 PM |
| newfoundation | $25.00 | 9/28/2011 2:51:02 PM |
| wildanne | $150.00 | 9/28/2011 2:58:09 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:53 PM |
| loanman2007 | $50.00 | 9/27/2011 9:15:49 AM |
| Whipster | $80.00 | 9/27/2011 9:09:28 AM |
| simplelender80 | $400.00 | 9/27/2011 2:24:06 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:36 PM |
| shrewd-income | $25.00 | 9/27/2011 3:43:20 PM |
| omegamon1 | $25.00 | 9/27/2011 3:42:09 PM |
| high-five544 | $25.00 | 9/28/2011 9:16:54 AM |
| gentle-gain235 | $100.00 | 9/28/2011 9:17:31 AM |
| JeffHoll | $100.00 | 9/28/2011 9:19:31 AM |
| famous-hope | $25.00 | 9/28/2011 9:17:52 AM |
| payout-bridge | $100.00 | 9/28/2011 9:47:46 AM |
| Dubbs360 | $100.00 | 9/28/2011 10:09:06 AM |
| focused-return366 | $30.00 | 9/28/2011 10:00:05 AM |
| thrifty-capital | $25.00 | 9/28/2011 9:47:35 AM |
| ddog0224 | $50.00 | 9/28/2011 11:29:34 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:32:53 AM |
| investment-comet | $25.00 | 9/28/2011 11:33:59 AM |
| leverage-monger | $25.00 | 9/28/2011 10:34:15 AM |
| StarshineXL | $250.00 | 9/28/2011 11:30:17 AM |
| Bill88 | $25.00 | 9/28/2011 12:00:23 PM |
| gotjack | $25.00 | 9/28/2011 12:05:58 PM |
| quick | $50.00 | 9/28/2011 11:52:03 AM |
| CACO_Lender | $25.00 | 9/28/2011 12:22:25 PM |
| glroark | $50.00 | 9/28/2011 12:29:13 PM |
| Paxman84 | $50.00 | 9/28/2011 12:35:32 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:07 PM |
| Scubadiver | $31.00 | 9/28/2011 1:13:49 PM |
| gotjack | $25.00 | 9/28/2011 12:04:40 PM |
| diplomatic-capital | $25.00 | 9/28/2011 1:45:50 PM |
| NolockHolmes | $40.00 | 9/28/2011 1:17:35 PM |
| ready-vigilance3 | $100.00 | 9/28/2011 2:06:36 PM |
| balanced-return5 | $25.00 | 9/28/2011 2:08:50 PM |
| RickColo | $75.00 | 9/28/2011 2:42:17 PM |
| mdree | $75.00 | 9/28/2011 12:50:34 PM |
| dragster442 | $25.00 | 9/28/2011 3:21:36 PM |
| mebowl300 | $75.00 | 9/28/2011 12:57:38 PM |
| accelerator96 | $25.00 | 9/28/2011 1:00:41 PM |
| radforj22 | $25.00 | 9/28/2011 2:21:31 PM |
| whitegold24k | $328.97 | 9/28/2011 3:30:19 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
529674
This series of Notes was issued and sold upon the funding of the borrower loan #53870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,670 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| RonnieM |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Debt consolidation.
Purpose of loan:
With this loan, I plan to pay off our vehicle which is $550 a month. Plus other credit cards that will be about another $135 a month in payment savings. If the loan goes through, we will have an extra $293 a month to save and begin paying off other debt.
My financial situation:
We are doing okay, all things considered. With the economy, no raises at work for the last couple of years and increasing cost of living, money is increasingly getting tighter and tighter. We have reduced our expenses as much as we possibly can, short of letting our house go. I really don't want to do that, and this loan will prevent that.
Monthly net income: $4100
Monthly expenses:
Housing: $ 1000
Insurance: $ 200
Car expenses: $ 850
Utilities: $ 250
Phone, cable, internet: $ 250
Food, entertainment: $ 300
Clothing, household expenses: $ 300
Credit cards and other (student) loans: $ 750
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $75.00 | 9/27/2011 5:02:11 PM |
| graceful-investment | $100.00 | 9/27/2011 5:06:41 PM |
| fabulous-community4 | $25.00 | 9/27/2011 5:01:06 PM |
| Kash2010lu | $25.00 | 9/27/2011 5:19:52 PM |
| shrewd-income | $100.00 | 9/27/2011 6:07:35 PM |
| worth-blanket2 | $9,000.00 | 9/27/2011 6:36:11 PM |
| AF-Chief | $50.00 | 9/27/2011 5:07:57 PM |
| Dusigrosz | $100.00 | 9/27/2011 5:02:01 PM |
| SpoonerPhan | $50.00 | 9/27/2011 5:18:39 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:57:34 PM |
| shawnw2 | $450.00 | 9/27/2011 6:02:37 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529680
This series of Notes was issued and sold upon the funding of the borrower loan #53905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,686 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magical-wealth47 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to convert the basement in my home. While I could re-mortgage the property, I would rather take out a personal loan, mainly because I would prefer to repay the loan in 3 years, and I would rather the ease of a personal loan to re-mortgaging my house, having a new appraisal completed, additional paperwork, etc.
My financial situation:
I am a good candidate for this loan because I have an excellent employment record and very good payment history. I am a member of senior management for a large insurance company, and have been with my company for over 10 years. My current salary is $212,000 per annum plus bonus (2010 bonus was $60,000; 2011 was $80,000).
If necessary, I could delay the basement conversion until March 2012, when I receive my bonus, but I would rather do the work now, so my children have a playroom in the winter, rather than waiting.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:54 PM |
| riskreward | $250.00 | 9/27/2011 9:18:41 AM |
| MarvintheMartian | $55.00 | 9/27/2011 10:44:40 AM |
| Theodon | $25.00 | 9/27/2011 12:44:20 PM |
| worth-blanket2 | $13,300.00 | 9/27/2011 8:15:26 PM |
| rolltide09 | $25.00 | 9/27/2011 9:02:18 AM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 9:32:45 AM |
| compoundinterest | $50.00 | 9/27/2011 9:06:57 AM |
| Bank_Of_XL | $25.00 | 9/27/2011 10:56:42 AM |
| penny-finder | $35.00 | 9/27/2011 11:56:43 AM |
| simplelender80 | $300.00 | 9/27/2011 2:21:52 PM |
| progressive-economy261 | $400.00 | 9/27/2011 2:49:37 PM |
| Rivervale_Westwood | $200.00 | 9/27/2011 2:53:59 PM |
| gaiusceasar | $25.00 | 9/27/2011 4:00:29 PM |
| SpoonerPhan | $50.00 | 9/27/2011 5:07:02 PM |
| diablorulz | $50.00 | 9/27/2011 4:51:22 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:22 PM |
| blot44 | $25.00 | 9/27/2011 7:23:11 PM |
| rmachi | $25.00 | 9/27/2011 8:55:18 PM |
| oplender | $10.00 | 9/27/2011 8:57:54 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
529712
This series of Notes was issued and sold upon the funding of the borrower loan #54106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 11y 0m |
|
Amount delinquent:
| $200 |
Total credit lines:
| 56 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kimmers69 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 85% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 4
( 12% )
| 560-579
(Oct-2008)
540-559
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 33 | | |
Description
in need of a vehicle
Purpose of loan:
This loan will be used to... get a reasonable vehicle for less than the dealership
My financial situation:
I am a good candidate for this loan because...I have paid my debts on time or before hand and I am commited to my obligations
Monthly net income: $2300
Monthly expenses: $1800
Housing: $1230
Insurance: $90
Car expenses: $249
Utilities: $100
Phone, cable, internet: $85
Food, entertainment: $50
Clothing, household expenses: $20
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $25.00 | 9/27/2011 5:01:30 PM |
| shrewd-income | $25.00 | 9/27/2011 6:01:16 PM |
| worth-blanket2 | $1,600.00 | 9/27/2011 6:36:44 PM |
| AndChicksforFree | $25.00 | 9/27/2011 6:41:48 PM |
| Kash2010lu | $25.00 | 9/27/2011 5:18:56 PM |
| well-rounded-payout0 | $50.00 | 9/27/2011 5:16:25 PM |
| 312-Lender | $25.00 | 9/27/2011 5:13:51 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:52 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:56:11 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529718
This series of Notes was issued and sold upon the funding of the borrower loan #54008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 19y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $244 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparent-order2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...Consolidate my financial situation.
My financial situation:
I am a good candidate for this loan because...I have a fair credit rating. I have a part time job, that supplement my disability. That allows me to make payments on time. I live in a ALF home that covers most of my living expenses. I do not own a car, my dauther pay's my phone bill.
Monthly net income: $1,800.00
Monthly expenses: $1,500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:54 AM |
| well-rounded-payout0 | $50.00 | 9/27/2011 5:16:26 PM |
| rolltide09 | $25.00 | 9/28/2011 10:00:00 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:02 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:43 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:10 PM |
| Rogue_Funding | $25.00 | 9/28/2011 8:38:08 AM |
| leverage-monger | $25.00 | 9/28/2011 10:43:48 AM |
| intelligent-repayment8 | $1,150.00 | 9/28/2011 4:42:44 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529726
This series of Notes was issued and sold upon the funding of the borrower loan #54090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,059 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auctioneer134 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request 1
Purpose of loan: Cover unplanned expenses
This loan will be used to pay unplanned expenses that Irecently incurred due to my upcoming wedding. A problem arose with the securing of the hall which requires my to increase my deposit as well as pay for the use of the photographer and caterer upfront.
My financial situation:
I am a good candidate for this loan because I have not had a late payment on any loan or credit card in my possession in the last four-five years. I will also be able to repay this loan well before any maturation date.
Monthly net income: $ 11,202.16
Monthly expenses:
Housing: $ 3100
Insurance: $ 300
Car expenses: $ 450
Utilities: $ 700
Phone, cable, internet: $ 160
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans (includes my student loan): $ 475
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| epic-dollar557 | $50.00 | 9/27/2011 9:41:45 PM |
| calmfunds | $500.00 | 9/28/2011 9:58:43 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 10:16:55 AM |
| nimble-affluence4 | $25.00 | 9/29/2011 10:40:16 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 11:36:54 AM |
| Starfin-Capital-Management | $224.34 | 9/29/2011 12:34:37 PM |
| ChoiceInvestments | $25.00 | 9/28/2011 9:17:33 AM |
| shrewd-income | $50.00 | 9/28/2011 11:19:57 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:09 PM |
| credit-coach118 | $50.66 | 9/29/2011 10:19:42 AM |
| loanman2007 | $25.00 | 9/29/2011 11:33:40 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
529744
This series of Notes was issued and sold upon the funding of the borrower loan #53864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $189.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1975 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 2m |
|
Amount delinquent:
| $124 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,826 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fascinating-credit3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
|
|
Principal balance:
| $2,467.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Growing Our Business
Purpose of loan:
This loan will be used to...
Increase our marketing program
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/27/2011 5:04:24 PM |
| 312-Lender | $25.00 | 9/27/2011 5:14:02 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:53 PM |
| green-trade-dolphin | $25.00 | 9/27/2011 5:57:05 PM |
| shawnw2 | $50.00 | 9/27/2011 6:03:23 PM |
| papaloha | $25.00 | 9/27/2011 6:54:35 PM |
| Kash2010lu | $25.00 | 9/27/2011 6:37:03 PM |
| AndChicksforFree | $25.00 | 9/27/2011 6:43:35 PM |
| worth-blanket2 | $4,000.00 | 9/27/2011 6:35:51 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529752
This series of Notes was issued and sold upon the funding of the borrower loan #54214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,145 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-igniter |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
needtopay
Purpose of loan:
This loan will be used to pay off some debt before I get behind. I lost my job in 2009 after being with my company for almost 16 years. I was out of work for a year, and am very grateful to have the job I have now - however I have had to start at the bottom.
My financial situation:
I am a good candidate for this loan because I know this debt is mine and want to pay it back - all people get into situations that don't think they would be in. My employment history shows that I am a good risk as I never gave up, i will eventually get back to where I was (i just need a little financial help right now).
Monthly net income: $2800 ($500 of this is child support)
Monthly expenses: $2120
Housing: $640
Insurance: $110
Car expenses: $355
Utilities: $105
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $175
Credit cards and other loans: $473
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:53 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:30 PM |
| greencat | $50.00 | 9/29/2011 9:08:14 AM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:03:39 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:58 PM |
| mummey | $100.00 | 9/29/2011 6:22:08 PM |
| deepblue34 | $30.00 | 9/29/2011 6:52:03 PM |
| intelligent-yield | $50.00 | 9/29/2011 10:46:06 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:09 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:17:15 AM |
| GElender | $25.00 | 9/30/2011 6:01:33 AM |
| newest-inspiring-power | $45.00 | 9/30/2011 7:55:42 AM |
| suave-dime6 | $25.00 | 9/30/2011 2:30:00 PM |
| bid-lightning9 | $30.00 | 9/30/2011 5:37:59 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:07:38 PM |
| mennleo | $50.00 | 9/30/2011 9:49:21 PM |
| mmeyer_jr | $30.00 | 10/1/2011 2:44:10 AM |
| gilbrear | $25.00 | 10/1/2011 6:13:23 AM |
| damasterwc | $300.00 | 10/1/2011 9:42:21 AM |
| fundenstein | $25.00 | 10/1/2011 9:30:02 AM |
| lplender | $50.00 | 10/1/2011 12:51:47 PM |
| Mr_Katana | $25.00 | 10/1/2011 9:54:05 PM |
| jhernand17 | $25.00 | 10/1/2011 7:07:00 PM |
| bluehen00 | $25.00 | 10/2/2011 5:55:10 AM |
| jjsparks28 | $30.00 | 10/1/2011 10:29:03 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:19 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:35 AM |
| Maetryx | $37.00 | 10/2/2011 9:54:24 AM |
| dedicated-diversification5 | $65.00 | 10/2/2011 1:24:44 PM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:48:33 PM |
| Au-Ag-Pt | $25.00 | 10/2/2011 8:08:05 PM |
| kwan | $25.00 | 10/2/2011 11:06:02 PM |
| proud-pound4 | $25.00 | 10/3/2011 5:05:57 AM |
| baker31 | $35.00 | 10/3/2011 8:36:06 AM |
| credit-sasquatch3 | $85.92 | 10/3/2011 10:09:32 AM |
| palace2 | $150.00 | 10/3/2011 10:27:45 AM |
| Sonihal | $98.11 | 10/3/2011 11:50:00 AM |
| Indio92203 | $7.83 | 10/3/2011 1:15:23 PM |
| whitegold24k | $100.00 | 9/30/2011 9:19:10 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:09 PM |
| Gibbyland | $150.00 | 9/29/2011 1:50:07 PM |
| found_funds | $100.00 | 9/29/2011 6:28:39 PM |
| cashasaurus0 | $100.00 | 9/30/2011 6:20:12 AM |
| Bob450 | $25.00 | 9/30/2011 9:00:37 AM |
| finance-mushroom | $100.00 | 9/30/2011 9:08:54 AM |
| income-rocker2 | $43.00 | 9/30/2011 10:18:33 AM |
| Kyileo | $25.00 | 9/30/2011 11:00:50 AM |
| euro-spark | $50.00 | 9/30/2011 4:09:04 PM |
| tech310 | $50.00 | 9/30/2011 5:20:44 PM |
| debt-system880 | $25.00 | 9/30/2011 9:22:59 PM |
| JPMorrisLegacyFund | $38.06 | 9/30/2011 11:25:30 PM |
| unfixer | $25.00 | 10/1/2011 3:49:10 AM |
| pound-puppy | $40.61 | 10/1/2011 5:35:45 AM |
| jkguy1 | $250.00 | 10/1/2011 8:15:34 AM |
| well-mannered-income3 | $25.00 | 10/1/2011 6:29:20 AM |
| Maggie3 | $25.00 | 10/1/2011 8:45:55 AM |
| cforell | $33.46 | 10/1/2011 9:20:08 AM |
| irrelevant | $25.00 | 10/1/2011 10:05:06 AM |
| brondero | $47.00 | 10/1/2011 9:16:30 AM |
| finance-prescription | $94.00 | 10/1/2011 12:10:10 PM |
| 850 | $50.00 | 10/1/2011 10:15:38 PM |
| tranquil-ore4 | $25.00 | 10/2/2011 9:05:21 AM |
| spiff666 | $25.00 | 10/2/2011 9:19:23 AM |
| mighty-payout1 | $25.00 | 10/2/2011 10:18:16 AM |
| whitegold24k | $500.00 | 10/2/2011 10:40:24 AM |
| bullish2bearish | $25.00 | 10/2/2011 2:42:28 PM |
| cash-queen | $25.00 | 10/2/2011 9:59:45 PM |
| gain-expert | $25.00 | 10/2/2011 8:54:03 PM |
| B2152 | $25.00 | 10/3/2011 5:07:05 AM |
| abundant-credit6 | $68.40 | 10/3/2011 5:47:22 AM |
| bsh297 | $25.74 | 10/3/2011 6:35:54 AM |
| 168RichCapital | $25.10 | 10/3/2011 7:02:21 AM |
| rapid-wealth614 | $25.00 | 10/3/2011 7:28:09 AM |
| bright-exchange | $25.00 | 10/3/2011 7:45:15 AM |
| iolaire | $25.00 | 10/3/2011 7:48:05 AM |
| peaceful-bazaar497 | $25.00 | 10/3/2011 9:07:11 AM |
| CA-Lender | $25.00 | 10/3/2011 10:18:02 AM |
| nickel-hickory | $50.00 | 10/3/2011 10:31:42 AM |
| infomas | $40.00 | 10/3/2011 10:01:42 AM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:55 AM |
| auction-mastery | $25.77 | 10/3/2011 12:28:16 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
529762
This series of Notes was issued and sold upon the funding of the borrower loan #54085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,584 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| understanding-exchange8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Siding + Roof
Purpose of loan:
This loan will be used for Home improvement- Siding and Roof
Shingles replacement.
My financial situation:
I am a good candidate for this loan because I have good stable job ( 7+ Years), and I am making credit payments on time.
Monthly net income: $5,100.00
Monthly expenses: $2,860.00
Housing: $600.00
Insurance: $60.00
Car expenses: $600.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $600.00
Clothing, household expenses: $300.00
Credit cards and other loans: $200.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/27/2011 5:06:15 PM |
| rolltide09 | $25.00 | 9/27/2011 5:02:26 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:07 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:25 PM |
| oplender | $25.00 | 9/27/2011 8:57:59 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:29 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:13 PM |
| Interloper | $25.00 | 9/28/2011 6:54:20 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:45 AM |
| beachfunder | $25.00 | 9/28/2011 10:06:12 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:50 AM |
| diablorulz | $50.00 | 9/28/2011 12:17:34 PM |
| penguino | $100.00 | 9/28/2011 4:15:10 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:19 PM |
| compoundinterest | $50.00 | 9/28/2011 5:07:33 PM |
| riskreward | $250.00 | 9/28/2011 5:19:03 PM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 6:01:44 PM |
| SolarMoonshine | $25.00 | 9/28/2011 6:18:14 PM |
| finance-symphony7 | $75.00 | 9/28/2011 5:53:33 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:26 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 7:01:05 PM |
| worth-blanket2 | $10,700.00 | 9/28/2011 7:13:58 PM |
| USMCR | $25.00 | 9/28/2011 6:58:06 PM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:56 AM |
| Bank_Of_XL | $25.00 | 9/27/2011 5:32:28 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:48 PM |
| alphaseek | $200.00 | 9/28/2011 4:22:31 AM |
| bizlending | $150.00 | 9/28/2011 6:28:07 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:13:06 PM |
| bizlending | $150.00 | 9/28/2011 6:27:52 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
529774
This series of Notes was issued and sold upon the funding of the borrower loan #54196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $201.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mjpka17 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2011)
800-819
(Jul-2009)
|
|
Principal balance:
| $4,782.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Refinancing Existing Prosper Loan
Purpose of loan:
This loan will be used to refinance my existing Prosper loan.
My financial situation:
I am a good candidate for this loan because I have never missed a payment on my existing loan and this will be cutting the payment over 50%. Dual-income household with over 110K yearly salaried income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 9/27/2011 5:02:02 PM |
| janeybooboo | $100.00 | 9/27/2011 5:03:19 PM |
| Investor_DP | $100.00 | 9/27/2011 5:06:25 PM |
| graceful-investment | $100.00 | 9/27/2011 5:06:42 PM |
| MoneyForNothing | $31.92 | 9/27/2011 5:02:14 PM |
| handshake5 | $100.00 | 9/27/2011 5:09:44 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:53 PM |
| CalBear08 | $25.00 | 9/27/2011 5:35:12 PM |
| worth-blanket2 | $4,300.00 | 9/27/2011 6:35:32 PM |
| AndChicksforFree | $31.00 | 9/27/2011 6:26:22 PM |
| worthy-bid8 | $50.00 | 9/27/2011 5:07:06 PM |
| LittleMingo | $25.00 | 9/27/2011 5:03:27 PM |
| nickel-ferret | $50.00 | 9/27/2011 5:09:59 PM |
| ethical-bid6 | $25.00 | 9/27/2011 5:04:12 PM |
| compoundinterest | $25.00 | 9/27/2011 5:07:30 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:07 PM |
| ursus | $50.00 | 9/27/2011 5:08:07 PM |
| ZeLonewolf | $25.00 | 9/27/2011 5:48:53 PM |
| zadok | $50.00 | 9/27/2011 5:49:20 PM |
| DHolly | $25.00 | 9/27/2011 5:45:42 PM |
| smart-gold | $25.00 | 9/27/2011 6:15:49 PM |
| AndChicksforFree | $12.08 | 9/27/2011 6:42:55 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
529778
This series of Notes was issued and sold upon the funding of the borrower loan #54069, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 9.70% |
Borrower rate/APR:
| 10.70% / 16.51% |
Monthly payment:
| $441.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.67% | | |
| |
Estimated return*:
| 5.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 1% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 27y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $356 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| justice-stream6 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sherk
Purpose of loan:
This loan will be used to...deat consolidtion
My financial situation:
I am a good candidate for this loan because...i pay my bill on time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:59 AM |
| compoundinterest | $50.00 | 9/28/2011 9:07:52 AM |
| TikPmp1 | $25.00 | 9/28/2011 9:11:45 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:45 PM |
| diablorulz | $50.00 | 9/28/2011 12:17:36 PM |
| r48 | $26.00 | 9/28/2011 3:13:04 PM |
| Bank42 | $50.00 | 9/28/2011 4:40:45 PM |
| Silver-Penny001 | $25.00 | 9/28/2011 6:31:09 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:31 PM |
| don8ter | $25.00 | 9/29/2011 3:36:07 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:53 AM |
| secureincome | $1,000.00 | 9/29/2011 6:41:09 AM |
| first-euro-rapture | $25.00 | 9/29/2011 6:41:50 AM |
| Zolton | $200.00 | 9/29/2011 7:24:59 AM |
| intelligent-repayment8 | $2,179.64 | 9/29/2011 9:59:59 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:12 AM |
| riskreward | $250.00 | 9/28/2011 9:19:49 AM |
| D911ave | $50.00 | 9/28/2011 9:17:49 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:46 AM |
| green-trade-dolphin2 | $25.00 | 9/28/2011 9:48:00 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:51 AM |
| mjsk | $25.00 | 9/28/2011 12:54:58 PM |
| fallentimbers | $25.00 | 9/28/2011 5:24:30 PM |
| first-class-gold0 | $144.36 | 9/28/2011 8:38:41 PM |
| Weaverville | $200.00 | 9/29/2011 9:39:57 AM |
| bdruss | $25.00 | 9/29/2011 9:15:21 AM |
| novice-speculator | $25.00 | 9/29/2011 9:40:01 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
529780
This series of Notes was issued and sold upon the funding of the borrower loan #53885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $236.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hurleyboarder21 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Apr-2010)
520-539
(Aug-2008)
520-539
(Apr-2008)
580-599
(Mar-2008)
|
|
Principal balance:
| $0.34 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Time for a new car
This loan will be used to purchase a new vehicle. The Volvo I have has way too many miles, and is starting to have problems. Its time to get a car with less miles.
My financial situation:
I have had 2 previous loans through prosper, and have paid both off early. I only have a few every day bills (rent, phone, and insurance), so I should have no problems paying this one off early as well. Once I get a new car, I will be able to sell my volvo and put the money towards the loan.
Monthly net income: $3000
Monthly expenses: $1005
Housing: $350
Insurance: $90
Car expenses: $75
Utilities: $40
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $150.00 | 9/27/2011 5:01:34 PM |
| yield-lion2 | $30.00 | 9/27/2011 5:01:52 PM |
| LittleMingo | $26.36 | 9/27/2011 5:04:05 PM |
| RoZu_Lending | $154.72 | 9/27/2011 5:03:30 PM |
| Kash2010lu | $35.00 | 9/27/2011 5:18:05 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:54 PM |
| investment-daydream | $75.00 | 9/27/2011 5:19:50 PM |
| servnyou | $50.00 | 9/27/2011 5:30:02 PM |
| shrewd-income | $25.00 | 9/27/2011 5:57:27 PM |
| shawnw2 | $250.00 | 9/27/2011 6:06:33 PM |
| five-star-note | $75.00 | 9/27/2011 6:07:46 PM |
| green-trade-dolphin | $30.00 | 9/27/2011 5:55:50 PM |
| janeybooboo | $50.00 | 9/27/2011 5:08:23 PM |
| MoneyForNothing | $132.10 | 9/27/2011 5:05:37 PM |
| innovator2 | $100.00 | 9/27/2011 5:07:50 PM |
| fabulous-community4 | $25.00 | 9/27/2011 5:01:15 PM |
| fascinating-generosity3 | $95.61 | 9/27/2011 5:18:20 PM |
| servnyou | $25.00 | 9/27/2011 5:31:53 PM |
| vutah | $25.00 | 9/27/2011 5:54:30 PM |
| AndChicksforFree | $132.00 | 9/27/2011 6:25:13 PM |
| SolarMoonshine | $50.00 | 9/27/2011 6:16:33 PM |
| worth-blanket2 | $3,900.00 | 9/27/2011 6:36:46 PM |
| sensible-fund | $30.31 | 9/27/2011 6:14:11 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
529788
This series of Notes was issued and sold upon the funding of the borrower loan #53987, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $204.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,705 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| flexible-p2ploan8 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt
My financial situation:
I am a good candidate for this loan because...I have ability to pay and have a stable job. I would like to lower my monthly payments while at the same time build my credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:57 AM |
| rolltide09 | $25.00 | 9/27/2011 5:02:26 PM |
| fragonardlives | $25.00 | 9/27/2011 5:46:05 PM |
| imlosttoo | $28.00 | 9/27/2011 7:14:31 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:26 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:30 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:14 PM |
| loanman2007 | $50.00 | 9/28/2011 4:27:31 AM |
| elvisloans | $25.00 | 9/28/2011 3:33:37 AM |
| marwadi-62 | $100.00 | 9/28/2011 4:55:15 AM |
| bid-lightning9 | $30.00 | 9/28/2011 6:48:21 AM |
| a-finance-nirvana | $25.00 | 9/28/2011 6:45:50 AM |
| john0720 | $50.00 | 9/28/2011 8:10:00 AM |
| taal1 | $25.00 | 9/28/2011 8:19:18 AM |
| one-midas | $35.00 | 9/28/2011 8:41:18 AM |
| cwegert | $25.00 | 9/28/2011 8:31:57 AM |
| AM2171 | $25.00 | 9/28/2011 9:38:22 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:45 AM |
| wwwUniversal | $25.00 | 9/28/2011 11:29:22 AM |
| mroew | $27.11 | 9/28/2011 10:50:21 AM |
| ImaPutz | $25.00 | 9/28/2011 11:46:37 AM |
| Digs | $25.00 | 9/28/2011 12:02:57 PM |
| herbyman | $44.00 | 9/28/2011 12:14:21 PM |
| diablorulz | $50.00 | 9/28/2011 12:17:34 PM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:50 AM |
| scarecrow4188 | $50.00 | 9/28/2011 12:51:30 PM |
| RedCentre | $139.90 | 9/28/2011 1:31:37 PM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:23:31 PM |
| market-maximizer472 | $100.00 | 9/28/2011 3:22:28 PM |
| compoundinterest | $50.00 | 9/27/2011 5:07:24 PM |
| MarvintheMartian | $55.00 | 9/27/2011 5:22:32 PM |
| Bank_Of_XL | $25.00 | 9/27/2011 5:28:28 PM |
| riskreward | $250.00 | 9/27/2011 5:18:40 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:47:22 PM |
| blot44 | $25.00 | 9/27/2011 7:23:32 PM |
| rmachi | $25.00 | 9/27/2011 8:55:21 PM |
| Zeenos | $50.00 | 9/27/2011 9:46:32 PM |
| PalmerTheEmbalmer | $37.00 | 9/28/2011 12:21:20 AM |
| Brainworm | $25.00 | 9/28/2011 4:27:46 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:02 AM |
| Techne_Funds_LLC | $25.00 | 9/28/2011 11:59:12 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:43 PM |
| myworld701 | $25.00 | 9/28/2011 3:13:50 PM |
| intelligent-repayment8 | $1,478.99 | 9/28/2011 4:16:26 PM |
| famous-bill | $50.00 | 9/28/2011 3:16:33 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
529808
This series of Notes was issued and sold upon the funding of the borrower loan #54109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $708 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-toro863 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business startup
Purpose of loan:
This loan will be used to...start ny business
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2250
Monthly expenses: $1295
Housing: $625
Insurance: $210
Car expenses: $100
Utilities:
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:00 AM |
| Investor_DP | $100.00 | 9/28/2011 9:05:39 AM |
| compoundinterest | $50.00 | 9/28/2011 9:07:53 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:03 AM |
| pleasant-bid | $25.00 | 9/28/2011 10:11:19 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:45 PM |
| colorfulgardener | $25.00 | 9/28/2011 6:09:26 PM |
| riskreward | $250.00 | 9/28/2011 9:19:49 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:47 AM |
| diablorulz | $50.00 | 9/28/2011 12:17:36 PM |
| oplender | $25.00 | 9/28/2011 6:47:42 PM |
| worth-blanket2 | $9,000.00 | 9/28/2011 7:14:30 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
529816
This series of Notes was issued and sold upon the funding of the borrower loan #54122, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-werewolf1 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
scrap
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2100
Monthly expenses: $1000
Housing: $0
Insurance: $70
Car expenses: $100
Utilities: $100
Phone, cable, internet: $15
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:54 PM |
| gentle-gain235 | $200.00 | 9/28/2011 8:50:08 AM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:30 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 7:01:34 PM |
| evan | $25.00 | 9/28/2011 8:08:23 PM |
| wwwUniversal | $25.00 | 9/28/2011 7:21:05 PM |
| Iwillhuntyoudown | $33.55 | 9/28/2011 8:46:25 PM |
| transformer855 | $25.00 | 9/28/2011 7:42:11 PM |
| ddog0224 | $50.00 | 9/28/2011 9:45:12 PM |
| Gladglide | $25.00 | 9/29/2011 12:02:49 AM |
| Mariner3605 | $25.00 | 9/28/2011 11:59:21 PM |
| pmj453 | $25.00 | 9/29/2011 3:58:44 AM |
| thankful-nickel2 | $25.00 | 9/29/2011 5:05:42 AM |
| Rogesparkguy | $25.00 | 9/29/2011 4:47:15 AM |
| green-trade-dolphin | $25.00 | 9/29/2011 6:43:05 AM |
| octoberfresh | $25.00 | 9/29/2011 7:12:55 AM |
| genuine-dime | $100.00 | 9/29/2011 8:07:22 AM |
| greencat | $50.00 | 9/29/2011 8:49:42 AM |
| nodebt2012 | $25.00 | 9/29/2011 9:15:59 AM |
| heerzaquestion | $25.00 | 9/29/2011 10:05:09 AM |
| cash-queen | $25.00 | 9/29/2011 12:10:16 PM |
| kingbob | $25.05 | 9/29/2011 12:02:41 PM |
| ethical-truth211 | $750.00 | 9/29/2011 12:09:36 PM |
| gotjack | $34.00 | 9/29/2011 12:33:15 PM |
| hope-gondola9 | $466.77 | 9/29/2011 1:22:25 PM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:09 PM |
| FinDoc | $25.00 | 9/28/2011 2:52:30 PM |
| Dubbs360 | $100.00 | 9/28/2011 8:35:37 PM |
| riveting-credit5 | $100.00 | 9/28/2011 9:27:55 PM |
| Pitufo | $25.00 | 9/28/2011 10:44:16 PM |
| money-fort | $25.00 | 9/28/2011 10:50:58 PM |
| Marssoft | $25.00 | 9/29/2011 12:18:54 AM |
| fireferd | $40.00 | 9/28/2011 10:04:23 PM |
| dublin063 | $25.00 | 9/28/2011 11:48:00 PM |
| shawnw2 | $30.00 | 9/29/2011 1:04:30 AM |
| midnight24 | $61.00 | 9/29/2011 6:25:30 AM |
| Onlyhappycustomers | $25.00 | 9/29/2011 6:49:49 AM |
| setUup | $28.30 | 9/29/2011 7:08:03 AM |
| Wyatte | $30.00 | 9/29/2011 8:19:38 AM |
| bevans | $25.00 | 9/29/2011 8:14:19 AM |
| tender-commerce8 | $50.00 | 9/29/2011 10:03:37 AM |
| goodhearted-generosity511 | $25.00 | 9/29/2011 10:21:46 AM |
| CA-Lender | $25.00 | 9/29/2011 10:52:19 AM |
| vtrentster | $25.00 | 9/29/2011 12:24:29 PM |
| xlnt-loans | $25.00 | 9/29/2011 12:34:31 PM |
| ethical-truth211 | $700.03 | 9/29/2011 12:58:28 PM |
| VJ_Financial | $26.30 | 9/29/2011 1:14:28 PM |
| cake7 | $25.00 | 9/29/2011 1:15:21 PM |
| secureincome | $750.00 | 9/29/2011 1:19:15 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
529848
This series of Notes was issued and sold upon the funding of the borrower loan #53990, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1981 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
|
Amount delinquent:
| $60 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,325 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| producer720 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 83% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 17% )
| 740-759
(Mar-2011)
|
|
Principal balance:
| $2,654.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:02 AM |
| AndChicksforFree | $25.07 | 9/28/2011 9:01:46 AM |
| ultimate-peace | $25.00 | 9/28/2011 9:04:36 AM |
| rolltide09 | $25.00 | 9/28/2011 10:00:01 AM |
| Mikale360 | $25.00 | 9/28/2011 11:03:54 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:46 PM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:20:09 PM |
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:02 AM |
| janeybooboo | $100.00 | 9/28/2011 9:02:42 AM |
| Jack55304 | $200.00 | 9/28/2011 9:12:29 AM |
| green-trade-dolphin | $25.00 | 9/28/2011 10:05:54 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:11 PM |
| AF-Chief | $50.00 | 9/28/2011 1:21:02 PM |
| glroark | $50.00 | 9/28/2011 12:26:24 PM |
| r48 | $25.00 | 9/28/2011 3:26:51 PM |
| worth-blanket2 | $1,400.00 | 9/28/2011 3:36:19 PM |
| intelligent-repayment8 | $24.93 | 9/28/2011 4:16:46 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
529888
This series of Notes was issued and sold upon the funding of the borrower loan #54023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 75% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,343 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reflective-dedication4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used to home improvement
My financial situation:
I am a good candidate for this loan because... I pay bills on time
Monthly net income:1000
Monthly expenses: 800
Housing: $
Insurance: $
Car expenses: $ 366.81 gas 100
Utilities: $ 187
Phone, cable, internet: $ 157
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $310
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/28/2011 9:18:02 AM |
| blitzen40 | $25.00 | 9/28/2011 10:14:16 AM |
| favorite-commerce | $25.00 | 9/28/2011 10:19:06 AM |
| dignified-marketplace5 | $100.00 | 9/28/2011 4:24:41 PM |
| sensible-fund | $25.00 | 9/28/2011 6:44:58 PM |
| intelligent-repayment8 | $2,275.00 | 9/28/2011 6:46:24 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
529916
This series of Notes was issued and sold upon the funding of the borrower loan #54105, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $427.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,075 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| monticello |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
|
Principal balance:
| $11,572.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
My loan for debt consolidation
Purpose of loan: consolidate bills and eliminate debt
This loan will be used consolidate bills
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and have good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/28/2011 5:02:43 PM |
| BenR | $100.00 | 9/28/2011 5:35:29 PM |
| intelligent-repayment8 | $3,000.00 | 9/28/2011 9:24:12 PM |
| blot44 | $25.00 | 9/29/2011 4:36:17 AM |
| green-trade-dolphin2 | $25.00 | 9/29/2011 6:26:15 AM |
| orbital-gain | $50.00 | 9/29/2011 12:16:53 PM |
| secureincome | $1,250.00 | 9/29/2011 1:17:36 PM |
| hope-gondola9 | $4,350.00 | 9/29/2011 1:21:02 PM |
| compoundinterest | $50.00 | 9/28/2011 5:07:35 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:40 PM |
| riskreward | $250.00 | 9/28/2011 5:19:05 PM |
| sensible-fund | $25.00 | 9/28/2011 6:49:21 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:42:52 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:35 PM |
| sri59 | $100.00 | 9/29/2011 3:03:17 AM |
| don8ter | $25.00 | 9/29/2011 3:36:08 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:56 AM |
| Ven58 | $25.00 | 9/29/2011 7:31:16 AM |
| rcm87 | $50.00 | 9/29/2011 7:13:47 AM |
| Infinity_Financial | $400.00 | 9/29/2011 7:21:25 AM |
| Zolton | $200.00 | 9/29/2011 7:25:04 AM |
| gentle-gain235 | $200.00 | 9/29/2011 8:32:24 AM |
| kurg | $100.00 | 9/29/2011 10:51:13 AM |
| intelligent-repayment8 | $2,000.00 | 9/29/2011 10:13:15 AM |
| vtrentster | $25.00 | 9/29/2011 12:23:40 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
529956
This series of Notes was issued and sold upon the funding of the borrower loan #54154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,584 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thoughtful-bonus9 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Veteran Owned, Small Business Loan
Purpose of loan:
This loan will be used to show good repayment on Prosper, and then to be able to receive a larger loan with a much lower interest rate.
Please consider:
My household monthly income is over $13k/month.
My business is expected to generate $2k/month with in 3 months.
Expenses for the business are less than $500/month.
I am working to secure enough funds to start my business.
Since Prosper uses some kind of automatic algorithms, it has placed a cap on my loan amount. I have already secured over $5k for my business and looking for another $15k-$25k.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| heavenly-interest9 | $200.00 | 9/28/2011 11:26:30 PM |
| secureincome | $200.00 | 9/29/2011 1:22:05 PM |
| worldly-money4 | $600.00 | 9/29/2011 1:22:36 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 11:56:29 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
529974
This series of Notes was issued and sold upon the funding of the borrower loan #54049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
10 | Length of status: | 9y 4m |
|
Amount delinquent:
| $3,183 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,364 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lissa69 |
Borrower's state:
| Kansas |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 37 ( 82% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $29,249.00 | < 31 days late:
| 8
( 18% )
| 720-739
(Jun-2008)
680-699
(Mar-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Help me CRAWL out of hole. . .
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $100.00 | 9/28/2011 5:02:28 PM |
| AndChicksforFree | $107.00 | 9/28/2011 5:10:22 PM |
| MoneyForNothing | $32.01 | 9/28/2011 5:19:26 PM |
| Feyenoord | $25.00 | 9/28/2011 7:30:45 PM |
| intelligent-repayment8 | $35.99 | 9/28/2011 9:26:09 PM |
| 312-Lender | $50.00 | 9/28/2011 5:11:47 PM |
| DHolly | $25.00 | 9/28/2011 5:11:42 PM |
| chererat | $100.00 | 9/28/2011 6:08:08 PM |
| green-trade-dolphin | $25.00 | 9/28/2011 6:11:39 PM |
| sensible-fund | $25.00 | 9/28/2011 6:42:55 PM |
| SecondChanceLendingSERV | $25.00 | 9/28/2011 6:47:12 PM |
| worth-blanket2 | $3,400.00 | 9/28/2011 7:52:23 PM |
| Mikale360 | $25.00 | 9/28/2011 8:51:13 PM |
| sweety075 | $25.00 | 9/28/2011 9:15:28 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
530014
This series of Notes was issued and sold upon the funding of the borrower loan #54135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $94.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,056 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reasonable-currency6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
660-679
(Jul-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Consolidating two loans into one.
This loan will be used to consolidate two loans into one payment.
I am a good candidate for this loan because I firmly believe in always making payments on time. This is the second loan I have had with Prosper and like the first one that was for three years and has been paid off in nine months, I plan on paying this one off in less then three years. I realize that Prosper has me as a high risk based on credit report only, but this isn't really a fair picture of who I am. Prior to my divorce in 2008, I was never late and my credit score was 760. After losing one income and with her not helping, I fell behind and was forced to file for bankruptcy. Since then, I have worked hard to rebuild my credit and again always make payments on time every month. I promise anyone that invests in me you will not regret it. Thanks for looking at my listing.
Monthly net income: $2,100
Total Monthly expenses (including housing): $1753
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 9/29/2011 12:30:29 PM |
| fabulous-community4 | $35.00 | 9/29/2011 1:28:43 PM |
| grammaspurse | $25.00 | 9/29/2011 1:53:15 PM |
| hope-gondola9 | $1,136.55 | 9/29/2011 2:00:54 PM |
| FarmersBank | $26.16 | 9/29/2011 1:46:11 PM |
| Gibbyland | $250.00 | 9/29/2011 2:00:44 PM |
| LuvToLend | $36.10 | 9/29/2011 1:12:51 PM |
| yield-lion2 | $25.00 | 9/29/2011 1:29:13 PM |
| whitegold24k | $548.19 | 9/29/2011 2:00:44 PM |
| FarmersBank | $68.00 | 9/29/2011 1:45:22 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
530032
This series of Notes was issued and sold upon the funding of the borrower loan #54093, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1972 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,940 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Awaken_77 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
|
Principal balance:
| $1,384.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Need to buy a little truck!
My last listing cancelled b/c my name was not on the utility bill to verify my address. Ive now been added on to the bill
Purpose:
My 3 yr lease on my '09 Toyota Matrix will be up in Nov. I just bought my first horse so I would like to purchase a pickup that can pull a small horse trailer. I have already saved some money but could use a little extra so I am able to get a dependable truck.
Financial situation:
I work at a fine dining restaraunt inside the Murphys Historic Hotel. The money is great and a lot of my income comes from cash tips
.
My living situation is unique as I live next door to my mother in one of those small grandma houses in the back yard. Rent/utilities/food is ridiculously cheap.
I am current on my previous prosper loan, I do not struggle making any of my bill payments.
Monthly net income: 1,500
Monthly expenses: 941
Housing: 350
Insurance: 106
Utilities: 35
Food, entertainment: 100
Credit cards and other loans: 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $25.00 | 9/28/2011 5:07:45 PM |
| 52digital | $25.00 | 9/28/2011 5:58:15 PM |
| worth-blanket2 | $4,300.00 | 9/28/2011 7:52:10 PM |
| jamiee73 | $25.00 | 9/28/2011 7:44:06 PM |
| DHolly | $25.00 | 9/28/2011 5:04:40 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:18:00 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:20 PM |
| social-cocktail1 | $200.00 | 9/28/2011 5:19:17 PM |
| progressive-economy261 | $400.00 | 9/28/2011 5:19:41 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
530056
This series of Notes was issued and sold upon the funding of the borrower loan #54159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 7m |
|
Amount delinquent:
| $24,046 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,276 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| obwanknoby |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tim
Purpose of loan: consolidating bill
This loan will be used to...pay off a credit line,at a reduced payoff.
My financial situation: Good
I am a good candidate for this loan because...Because I work hard, never miss work, and I want to be debt free. This loan pay down will save me @ $18000.
Monthly net income: $2400
Monthly expenses: $
Housing: $600.
Insurance: $150.
Car expenses: $300.Utilities: $500.Phone, cable, internet: $250.
Food, entertainment: $100.
Clothing, household expenses: $50.
Credit cards and other loans: $100.Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 9/28/2011 5:19:42 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 9:59:23 AM |
| rolltide09 | $25.00 | 9/29/2011 9:22:14 AM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:59 PM |
| hope-gondola9 | $2,500.00 | 9/29/2011 1:21:23 PM |
| don8ter | $25.00 | 9/29/2011 3:41:41 AM |
| Kaj | $25.00 | 9/29/2011 7:45:04 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
530062
This series of Notes was issued and sold upon the funding of the borrower loan #54161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $987 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| diverse-integrity3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lag
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/28/2011 5:50:53 PM |
| worth-blanket2 | $4,975.00 | 9/28/2011 7:51:52 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
530112
This series of Notes was issued and sold upon the funding of the borrower loan #54137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 8m |
|
Amount delinquent:
| $2,558 |
Total credit lines:
| 30 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,575 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-order-omatic |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrower 1
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hope-gondola9 | $7,500.00 | 9/29/2011 1:43:01 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
530300
This series of Notes was issued and sold upon the funding of the borrower loan #54158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,170 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| careful-marketplace8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
|
|
Principal balance:
| $6,697.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because have always paid bills on time and have never defaulted.
Monthly net income: $ 17500.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:51 AM |
| worth-blanket2 | $6,500.00 | 10/3/2011 9:37:06 AM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:57 PM |
| sensible-fund | $25.00 | 10/1/2011 12:28:50 PM |
| ommcd | $25.00 | 10/1/2011 12:49:33 PM |
| Jack55304 | $200.00 | 10/1/2011 12:12:10 PM |
| credit-missile | $110.00 | 10/1/2011 12:51:52 PM |
| janeybooboo | $100.00 | 10/1/2011 1:40:07 PM |
| genuine-integrity0 | $25.00 | 10/1/2011 1:27:47 PM |
| marketplace-meridian | $25.00 | 10/1/2011 3:09:11 PM |
| godspeed237 | $25.00 | 10/1/2011 2:02:02 PM |
| first-cash-producer | $25.00 | 10/1/2011 3:50:33 PM |
| SummitAdvisors | $50.00 | 10/1/2011 2:23:41 PM |
| contract-lava0 | $25.00 | 10/1/2011 3:11:46 PM |
| green-trade-dolphin | $25.00 | 10/1/2011 6:49:06 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:40 AM |
| CincyTex | $50.00 | 10/2/2011 9:28:22 AM |
| shawnw2 | $125.00 | 10/2/2011 1:32:52 PM |
| bullish2bearish | $25.00 | 10/2/2011 2:38:14 PM |
| SolarMoonshine | $500.00 | 10/2/2011 3:48:06 PM |
| newest-power-banker | $50.00 | 10/2/2011 8:44:26 PM |
| papaloha | $25.00 | 10/2/2011 9:06:26 PM |
| golffish2 | $50.00 | 10/3/2011 4:10:22 AM |
| DoctorJoe | $25.00 | 10/3/2011 4:14:25 AM |
| GElender | $25.00 | 10/3/2011 6:16:56 AM |
| genelinist | $40.00 | 10/3/2011 7:59:32 AM |
| DreDub | $50.00 | 10/3/2011 8:57:37 AM |
| iolaire | $25.00 | 10/3/2011 7:48:08 AM |
| graceful-investment | $50.00 | 10/3/2011 8:20:42 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:42 AM |
| tender-commerce8 | $100.00 | 10/3/2011 9:32:17 AM |
| penny-surgeon | $25.00 | 10/3/2011 9:36:19 AM |
| stock106 | $25.00 | 10/1/2011 1:32:24 PM |
| DiligentiaLLC | $50.00 | 10/1/2011 2:31:18 PM |
| CA-Lender | $100.00 | 10/1/2011 2:40:22 PM |
| Longfellow20011 | $62.37 | 10/1/2011 6:49:09 PM |
| mennleo | $50.00 | 10/1/2011 9:52:33 PM |
| MilitaryLending | $100.05 | 10/1/2011 6:55:04 PM |
| handy-justice | $100.00 | 10/1/2011 7:06:07 PM |
| Galdis | $25.00 | 10/1/2011 7:25:28 PM |
| unger | $100.11 | 10/2/2011 3:37:17 AM |
| dime-sapling | $25.00 | 10/2/2011 7:18:07 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:54 AM |
| AussieSteve | $25.00 | 10/2/2011 10:28:57 AM |
| gdbls | $75.00 | 10/2/2011 12:08:40 PM |
| thunderbolt08 | $31.52 | 10/2/2011 2:31:25 PM |
| luann199 | $25.00 | 10/2/2011 2:10:05 PM |
| auction-seeker | $25.00 | 10/2/2011 4:59:58 PM |
| LendToCause | $25.00 | 10/2/2011 7:13:48 PM |
| suges | $25.00 | 10/2/2011 7:29:20 PM |
| AF-Chief | $50.00 | 10/2/2011 7:28:10 PM |
| girlwithglasses | $100.00 | 10/2/2011 7:46:14 PM |
| matthewa | $25.00 | 10/2/2011 8:40:00 PM |
| Mariner3605 | $25.00 | 10/2/2011 11:39:21 PM |
| cake7 | $25.00 | 10/2/2011 9:01:27 PM |
| tntmojave | $50.00 | 10/3/2011 6:05:28 AM |
| attractive-fund | $50.00 | 10/3/2011 6:48:03 AM |
| Jaoe | $58.09 | 10/3/2011 8:44:46 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:17:29 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
530392
This series of Notes was issued and sold upon the funding of the borrower loan #54171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,217 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| leverage-bluebird |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
|
Principal balance:
| $2,393.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Car Repair
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 9/30/2011 5:01:10 PM |
| well-rounded-payout0 | $50.00 | 9/30/2011 5:15:58 PM |
| leverage-ectasy | $50.00 | 9/30/2011 8:34:22 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:09:04 PM |
| payout-bridge | $35.00 | 10/1/2011 1:48:11 AM |
| GElender | $25.00 | 10/1/2011 7:47:46 AM |
| mohara25 | $47.51 | 10/1/2011 8:28:43 AM |
| chameleon125 | $25.00 | 10/1/2011 11:57:46 AM |
| Jack55304 | $200.00 | 10/1/2011 12:12:09 PM |
| amlu1988 | $25.00 | 10/1/2011 2:19:17 PM |
| handy-justice | $50.00 | 10/1/2011 7:04:32 PM |
| 850 | $50.00 | 10/1/2011 9:58:52 PM |
| MilitaryLending | $100.05 | 10/1/2011 7:02:17 PM |
| funtwosay | $25.00 | 10/2/2011 12:15:53 AM |
| jebber007 | $40.00 | 10/2/2011 7:46:59 AM |
| whitegold24k | $500.00 | 10/2/2011 10:46:04 AM |
| money-baron-roth-IRA | $50.00 | 10/2/2011 9:59:09 AM |
| joyous-durability8 | $75.00 | 10/2/2011 12:48:36 PM |
| yield-seeker | $25.00 | 10/2/2011 2:34:21 PM |
| dudebrah | $25.00 | 10/2/2011 3:51:38 PM |
| Engineer44 | $30.00 | 10/2/2011 4:55:10 PM |
| AF-Chief | $50.00 | 10/2/2011 7:28:09 PM |
| Champion_Lending | $25.00 | 10/2/2011 7:49:00 PM |
| let_me_retire | $50.00 | 10/2/2011 11:03:13 PM |
| DoctorJoe | $25.00 | 10/3/2011 4:11:17 AM |
| loanman2007 | $50.00 | 10/3/2011 4:55:20 AM |
| iolaire | $25.00 | 10/3/2011 7:48:07 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:40 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:54:00 AM |
| palace2 | $150.00 | 10/3/2011 10:29:01 AM |
| Soothsayer | $26.87 | 10/3/2011 10:53:22 AM |
| nickel-hickory | $25.00 | 10/3/2011 10:33:46 AM |
| mummey | $50.00 | 10/3/2011 10:48:55 AM |
| green-trade-dolphin | $30.00 | 9/30/2011 5:37:21 PM |
| shawnw2 | $30.00 | 9/30/2011 7:34:17 PM |
| mennleo | $50.00 | 9/30/2011 9:51:57 PM |
| credit-coach118 | $25.96 | 10/1/2011 8:13:38 AM |
| Bob450 | $25.00 | 10/1/2011 8:20:49 AM |
| lotuss4 | $25.00 | 10/1/2011 12:11:17 PM |
| Cawse | $25.00 | 10/1/2011 2:16:08 PM |
| money-uprising8 | $25.00 | 10/1/2011 6:13:51 PM |
| johnZ222 | $69.97 | 10/1/2011 7:01:13 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:53 AM |
| suave-dime6 | $25.00 | 10/2/2011 10:04:31 AM |
| wwwUniversal | $25.00 | 10/2/2011 12:15:52 PM |
| atlvalet | $25.00 | 10/2/2011 1:24:55 PM |
| gdbls | $62.76 | 10/2/2011 11:45:53 AM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:10:59 PM |
| commerce-wildebeest2 | $25.00 | 10/2/2011 1:29:19 PM |
| allotment464 | $50.00 | 10/2/2011 2:09:28 PM |
| Wyatte | $40.00 | 10/2/2011 2:15:58 PM |
| papaloha | $25.00 | 10/2/2011 9:03:44 PM |
| greencat | $50.00 | 10/3/2011 7:19:15 AM |
| EL_Papin | $50.00 | 10/3/2011 6:28:35 AM |
| bsh297 | $25.74 | 10/3/2011 6:36:15 AM |
| witty-openness | $25.00 | 10/3/2011 7:42:52 AM |
| irrelevant | $25.00 | 10/3/2011 8:23:59 AM |
| nickel-hickory | $25.00 | 10/3/2011 10:34:29 AM |
| sweety075 | $25.00 | 10/3/2011 11:11:22 AM |
| social-zebra | $36.13 | 10/3/2011 1:03:13 PM |
| 60 Investments
|