Sales Report:Supplement No. 1 dated Sep 28, 2011 to Prospectus dated Sep 21, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Sep 21, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Sep 21, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
490627
This series of Notes was issued and sold upon the funding of the borrower loan #53693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $458.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,557 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| buhcorp |
Borrower's state:
| Virginia |
Borrower's group:
| RateLadder -- Borrowers Climb Down the Interest Rate Ladder |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2008)
660-679
(Sep-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Second Prosper Loan - Low Risk
This is my second Prosper loan. I recently paid off my last one (for $25,000), but I am still working on lowering my high interest credit card debt, so this loan will be used to pay off high interest credit cards
- My job is very stable and I am working on a project with the Federal government that has been funded for the next 7 years, involving fraud detection. Of all the things that probably won't be cut in the future, it is fraud detection!
- My total monthly budget - including mortgage and all debt payments - is about $6,000.
EXPENSES
Home insurance is $100 a month
Car is paid off and I live one mile from work
- gas $70 a month at the most
- insurance is about $100 a month
Electric bill is anywhere from $70 to $300 (in a hot summer) a month
Natural Gas is $30 to $100 a month
Land line phone is $80 a month
DirecTV (and TIVO) is $100 a month
No cell phone
Food is about $400 a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
designer_10 | $25.00 | 9/22/2011 9:26:29 PM |
MoneyForNothing | $62.49 | 9/12/2011 10:44:53 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:06 AM |
indomitable-coin | $25.00 | 9/13/2011 4:59:24 AM |
Bank_Of_XL | $25.00 | 9/13/2011 5:27:17 AM |
blot44 | $25.00 | 9/13/2011 6:08:36 AM |
JustMee | $25.00 | 9/13/2011 6:44:44 AM |
upbeat-investment9 | $100.00 | 9/13/2011 8:58:25 AM |
Rivervale_Westwood | $50.00 | 9/13/2011 10:21:33 AM |
usemymoney | $25.00 | 9/13/2011 1:24:08 PM |
AF-Chief | $100.00 | 9/13/2011 1:34:37 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:44 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:22 PM |
nickel-ferret | $50.00 | 9/13/2011 4:28:48 PM |
caring-hope2 | $100.00 | 9/13/2011 4:30:28 PM |
leeball | $100.00 | 9/13/2011 9:39:19 PM |
gentle-gain235 | $100.00 | 9/13/2011 10:27:59 PM |
well-mannered-truth3 | $25.00 | 9/14/2011 5:03:39 PM |
phenomenal-gain5 | $50.00 | 9/14/2011 7:47:06 PM |
sunny-dough9 | $200.00 | 9/15/2011 12:53:39 AM |
goose026 | $25.00 | 9/15/2011 6:52:38 AM |
Pebbles-Lending | $25.00 | 9/15/2011 7:04:38 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:19 AM |
plane450 | $27.00 | 9/15/2011 9:41:42 AM |
vtrentster | $25.00 | 9/15/2011 12:22:45 PM |
promise2 | $68.74 | 9/15/2011 12:07:06 PM |
Ocean713 | $75.00 | 9/15/2011 3:00:51 PM |
Moe87 | $25.00 | 9/15/2011 5:00:40 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:15 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:07:24 PM |
SLN-10 | $25.00 | 9/15/2011 7:56:42 PM |
houli123 | $100.00 | 9/15/2011 8:16:31 PM |
Chosen-one | $25.00 | 9/15/2011 8:36:40 PM |
MilitaryLending | $25.00 | 9/15/2011 9:54:01 PM |
sst36 | $25.00 | 9/16/2011 1:32:57 AM |
fervent-repayment | $25.00 | 9/16/2011 3:40:40 PM |
blue-euro-entrepreneur | $25.00 | 9/17/2011 2:59:03 AM |
rebeldog67 | $25.00 | 9/17/2011 4:28:32 AM |
C_Mark | $50.00 | 9/17/2011 6:33:49 AM |
radforj22 | $25.00 | 9/17/2011 7:54:12 AM |
five-star-note | $100.00 | 9/17/2011 9:59:09 AM |
The-Helper | $50.00 | 9/17/2011 11:48:33 AM |
dime-sapling | $25.00 | 9/17/2011 12:13:01 PM |
RKLFinancial | $25.00 | 9/17/2011 1:05:45 PM |
mad-scientist0 | $100.00 | 9/17/2011 1:15:24 PM |
wampum-library4 | $25.00 | 9/17/2011 3:14:15 PM |
rdav | $50.00 | 9/17/2011 9:26:14 PM |
rubylender | $25.00 | 9/18/2011 5:16:45 AM |
maj0508 | $100.00 | 9/18/2011 2:37:23 PM |
order-spy9 | $223.95 | 9/18/2011 4:45:25 PM |
proud-pound4 | $50.00 | 9/18/2011 8:36:24 PM |
brainy-repayment5 | $38.61 | 9/19/2011 7:50:53 AM |
mennleo | $70.00 | 9/19/2011 12:33:44 PM |
awwaww | $26.00 | 9/19/2011 7:16:47 PM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:43 AM |
riv701 | $25.00 | 9/21/2011 5:43:33 AM |
seabass123 | $35.49 | 9/21/2011 8:32:38 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:37 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:49 PM |
goat361 | $55.54 | 9/21/2011 4:48:04 PM |
hookUup | $25.79 | 9/21/2011 5:32:11 PM |
TWGCJ | $25.00 | 9/21/2011 5:35:48 PM |
jescowa | $50.00 | 9/21/2011 6:15:38 PM |
GoldenGo4 | $200.00 | 9/21/2011 6:31:36 PM |
Weaverville | $50.00 | 9/21/2011 9:07:50 PM |
ptjg | $100.00 | 9/21/2011 10:58:11 PM |
houli123 | $1,000.00 | 9/22/2011 1:50:05 AM |
jcw3rd | $25.00 | 9/22/2011 6:38:43 AM |
pluto2k8 | $100.00 | 9/22/2011 9:36:45 AM |
frankdelraza | $50.00 | 9/22/2011 9:37:22 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:43 AM |
newest-funds-powerplant | $25.00 | 9/22/2011 1:25:28 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:53 PM |
GCInvestments | $30.00 | 9/22/2011 4:52:43 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:05 PM |
thrilling-wealth556 | $50.00 | 9/22/2011 5:11:04 PM |
FinanceEngine | $50.00 | 9/22/2011 5:13:06 PM |
bold-steady-peso | $50.00 | 9/22/2011 5:24:34 PM |
Vaanolo | $25.00 | 9/22/2011 5:13:06 PM |
gotbyu | $50.00 | 9/22/2011 6:00:31 PM |
auction-elvis | $25.00 | 9/22/2011 5:32:28 PM |
vutah | $25.00 | 9/22/2011 6:53:34 PM |
Kaj | $40.00 | 9/22/2011 6:53:53 PM |
sqdrew | $100.00 | 9/22/2011 7:13:33 PM |
terminal-velocity34 | $61.00 | 9/22/2011 7:44:39 PM |
money-floret | $31.00 | 9/22/2011 8:30:56 PM |
gmf | $25.00 | 9/22/2011 8:40:35 PM |
TulaneGrad | $25.00 | 9/22/2011 8:25:17 PM |
Supernick | $50.00 | 9/22/2011 8:31:39 PM |
meenan | $50.00 | 9/22/2011 9:16:03 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:09 PM |
mcabery | $250.00 | 9/22/2011 11:18:51 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:37:25 AM |
gold-fluffy-bunny4 | $200.00 | 9/23/2011 4:59:58 AM |
ScottCapital | $25.00 | 9/23/2011 6:10:11 AM |
interstellar | $75.00 | 9/23/2011 4:39:08 AM |
sri59 | $100.00 | 9/23/2011 6:16:52 AM |
77dowplace | $34.80 | 9/23/2011 6:42:05 AM |
anacent | $50.00 | 9/23/2011 6:53:17 AM |
macotra4 | $30.00 | 9/23/2011 6:55:31 AM |
Leshan | $69.83 | 9/23/2011 7:09:33 AM |
credit-coach118 | $45.17 | 9/23/2011 8:44:36 AM |
midnight24 | $55.10 | 9/23/2011 8:42:33 AM |
navy_cash | $51.78 | 9/23/2011 8:30:47 AM |
pietro_torna_indietro | $50.00 | 9/23/2011 9:06:49 AM |
TrustOne | $25.00 | 9/23/2011 9:10:33 AM |
paul1 | $30.00 | 9/23/2011 9:38:43 AM |
moola-buddy | $25.00 | 9/23/2011 9:21:13 AM |
merciful-yield | $102.76 | 9/23/2011 9:46:51 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:26 AM |
blLending | $25.00 | 9/23/2011 9:59:32 AM |
lendme2 | $25.00 | 9/23/2011 10:13:18 AM |
platinum-czar | $47.47 | 9/23/2011 10:02:08 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:27 AM |
bjr01 | $25.00 | 9/23/2011 10:38:33 AM |
salala | $25.00 | 9/23/2011 10:45:19 AM |
stanthecaddy | $50.00 | 9/23/2011 10:48:44 AM |
vigilance-frontier | $25.00 | 9/23/2011 11:31:38 AM |
nickel-balance | $25.00 | 9/23/2011 11:42:14 AM |
julijask | $50.00 | 9/23/2011 12:43:09 PM |
bigshowlender2u | $25.00 | 9/23/2011 12:56:18 PM |
orange-influential-credit | $80.00 | 9/23/2011 1:35:52 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:37 PM |
RockpointCapital | $200.00 | 9/23/2011 2:42:42 PM |
TicTac | $50.00 | 9/23/2011 2:45:21 PM |
malomar66 | $25.00 | 9/23/2011 2:17:22 PM |
CreditBuilder2 | $150.00 | 9/23/2011 3:44:46 PM |
lsx7 | $71.85 | 9/23/2011 5:10:26 PM |
impressive-credit431 | $665.73 | 9/23/2011 5:28:36 PM |
janeybooboo | $150.00 | 9/13/2011 5:11:26 AM |
green-trade-dolphin2 | $30.00 | 9/13/2011 7:19:45 AM |
mr55262 | $50.00 | 9/13/2011 10:28:59 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:28 AM |
113121 | $1,000.00 | 9/13/2011 1:24:03 PM |
FinDoc | $25.00 | 9/13/2011 3:33:29 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:35 PM |
wkeboarder21 | $50.00 | 9/14/2011 4:17:08 AM |
treasure-trader | $33.87 | 9/14/2011 7:46:15 AM |
ladyorayne | $100.00 | 9/14/2011 11:37:30 AM |
RedCentre | $175.05 | 9/14/2011 1:34:22 PM |
peaceful-wealth0 | $25.00 | 9/14/2011 3:59:53 PM |
oplender | $25.00 | 9/14/2011 6:29:42 PM |
labate | $25.00 | 9/14/2011 6:38:07 PM |
sharp-income2 | $50.00 | 9/14/2011 9:08:19 PM |
IPlayOutsideTheBox | $25.00 | 9/15/2011 4:06:38 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:58 AM |
Skeptical-one | $100.00 | 9/15/2011 8:56:20 AM |
Socorro_Capital_Partners | $25.01 | 9/15/2011 11:33:31 AM |
Rulea72 | $25.00 | 9/15/2011 4:35:19 PM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:32 AM |
gold-pudding6 | $50.00 | 9/16/2011 6:17:17 AM |
GoGalt | $50.00 | 9/16/2011 10:10:39 AM |
rpg | $25.00 | 9/16/2011 4:57:15 PM |
finance-symphony7 | $100.00 | 9/16/2011 5:12:52 PM |
genuine-integrity0 | $25.00 | 9/16/2011 6:51:37 PM |
p2p-eagle9 | $25.00 | 9/17/2011 6:20:54 AM |
promise2 | $44.01 | 9/17/2011 9:29:31 AM |
friendinmoney | $25.00 | 9/17/2011 10:46:34 AM |
penny-oasis | $25.00 | 9/17/2011 11:35:48 AM |
smaxis | $100.00 | 9/17/2011 4:37:23 PM |
1stBankAndHal | $100.09 | 9/17/2011 6:45:33 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:15 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:26 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:17 AM |
sgt-schultz | $25.00 | 9/18/2011 6:59:01 AM |
economy-popcorn | $25.00 | 9/18/2011 7:04:20 AM |
sflash | $25.00 | 9/18/2011 7:28:52 AM |
return-seeker85 | $25.00 | 9/18/2011 10:00:12 AM |
EmpireInvestments | $100.00 | 9/18/2011 2:12:44 PM |
ChoiceInvestments | $36.95 | 9/19/2011 12:25:03 AM |
life-is-great | $25.00 | 9/19/2011 7:16:29 AM |
payment-halo | $25.00 | 9/19/2011 2:18:42 PM |
mtquan | $25.00 | 9/19/2011 2:24:59 PM |
awesome-yield7 | $25.00 | 9/19/2011 1:47:55 PM |
GoldenGo4 | $47.85 | 9/19/2011 4:39:19 PM |
RLaumeyer | $30.00 | 9/19/2011 7:36:16 PM |
Snoopylover | $25.00 | 9/19/2011 8:34:26 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:34 AM |
diablorulz | $50.00 | 9/20/2011 9:40:48 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:54 PM |
return-phase9 | $25.00 | 9/20/2011 7:46:10 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:04:39 AM |
nimble-nickel | $100.00 | 9/21/2011 12:30:27 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:27 PM |
ckbr | $55.00 | 9/21/2011 4:55:52 PM |
BankOfBjoltus | $50.00 | 9/21/2011 2:31:42 PM |
wwwUniversal | $25.00 | 9/21/2011 5:17:59 PM |
peace-cell2 | $25.00 | 9/21/2011 6:09:36 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:52 PM |
sunny-dough9 | $200.00 | 9/21/2011 11:54:38 PM |
corporatejim | $54.90 | 9/22/2011 5:01:22 AM |
brondero | $74.00 | 9/22/2011 7:59:45 AM |
revenue-serenity | $25.00 | 9/22/2011 8:34:33 AM |
first-serene-credit | $25.00 | 9/22/2011 8:52:24 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:36 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:15 PM |
bid-stockpiler1 | $100.00 | 9/22/2011 3:09:09 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:41 PM |
feiandasun | $25.00 | 9/22/2011 4:13:03 PM |
dlenz | $25.00 | 9/22/2011 4:53:08 PM |
Aimvest | $25.00 | 9/22/2011 4:53:40 PM |
building_community | $250.00 | 9/22/2011 4:38:37 PM |
kindness-jedi | $75.00 | 9/22/2011 5:07:34 PM |
3_boyz | $100.00 | 9/22/2011 5:32:54 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:08 PM |
Pitufo | $100.00 | 9/22/2011 5:53:47 PM |
SpoonerPhan | $50.00 | 9/22/2011 6:18:56 PM |
szetheli | $120.00 | 9/22/2011 6:27:16 PM |
DogCanyon | $25.00 | 9/22/2011 6:42:01 PM |
lucrative-rate2 | $25.00 | 9/22/2011 6:06:30 PM |
108lender | $150.00 | 9/22/2011 6:40:11 PM |
jubilant-durability9 | $100.00 | 9/22/2011 7:37:02 PM |
yield-quest | $200.00 | 9/22/2011 7:28:08 PM |
Squad51 | $25.00 | 9/22/2011 8:43:24 PM |
fascinating-value4 | $200.00 | 9/22/2011 11:06:52 PM |
red-favorable-basis | $25.00 | 9/22/2011 10:01:46 PM |
quicksilver70 | $25.00 | 9/23/2011 12:32:54 AM |
ethical-truth211 | $1,000.00 | 9/23/2011 1:42:13 AM |
Proverbs227 | $29.00 | 9/23/2011 3:13:29 AM |
iq8w7ht | $50.00 | 9/22/2011 11:20:08 PM |
loanman2007 | $350.00 | 9/23/2011 5:22:47 AM |
mingthemink | $31.21 | 9/23/2011 3:18:48 AM |
fcukciti | $25.00 | 9/23/2011 5:41:11 AM |
Barrayaran | $25.00 | 9/23/2011 5:41:55 AM |
reinforced-reward | $25.00 | 9/23/2011 4:11:17 AM |
meadow48 | $25.00 | 9/23/2011 6:53:06 AM |
enchanted-truth264 | $25.00 | 9/23/2011 7:02:21 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:24 AM |
equallender | $41.66 | 9/23/2011 8:09:01 AM |
duty-admiral | $250.00 | 9/23/2011 8:15:37 AM |
crdcteng | $50.00 | 9/23/2011 8:55:35 AM |
SkinnyFish | $50.00 | 9/23/2011 10:10:51 AM |
tranquil-revenue | $100.00 | 9/23/2011 10:59:57 AM |
rcm87 | $100.00 | 9/23/2011 11:11:59 AM |
mg6619 | $25.00 | 9/23/2011 11:29:21 AM |
boxorox | $60.00 | 9/23/2011 11:55:08 AM |
genelinist | $125.00 | 9/23/2011 12:36:42 PM |
listing-reformation8 | $125.00 | 9/23/2011 1:15:01 PM |
TheArtOfLogic | $25.00 | 9/23/2011 1:34:40 PM |
ethical-bid6 | $175.00 | 9/23/2011 1:21:05 PM |
KFB_Investments | $68.71 | 9/23/2011 2:38:09 PM |
market-pudding | $25.00 | 9/23/2011 2:10:19 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:42 PM |
wlm3012 | $30.00 | 9/23/2011 2:43:38 PM |
nebraskajen | $33.59 | 9/23/2011 3:19:40 PM |
mammalian4 | $25.00 | 9/23/2011 2:50:58 PM |
rapid-wealth614 | $25.00 | 9/23/2011 3:16:39 PM |
247 Investments
|
Borrower Payment Dependent Notes Series
495119
This series of Notes was issued and sold upon the funding of the borrower loan #53660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,600.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $242.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 26% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,236 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reginamicia |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Pittsburgh / Western Pennsylvania |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off credit card debt built up from travel, loss of job (living expenses!) and school textbook & supplies.
My financial situation:
I am a good candidate for this loan because...this is my second prosper loan, I am also a lender. I don't believe I've ever had a late payment or missed a payment with any of my bills. I successfully consolidated years ago, and then I had lost my job. Although I was unemployed for only a few months, the job I took next was of less pay. After a year in that position, I was again laid off! The unemployment checks at that point were way below my minimal cost of living (and I had to buy a car as mine died). These things happen! I am thankful for my good credit and to help me get to the next level. Now I am ready to repair and move forward. Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/8/2011 5:12:43 PM |
nickel-ferret | $50.00 | 9/8/2011 5:17:22 PM |
MoneyForNothing | $25.00 | 9/8/2011 5:02:59 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:09 PM |
green-trade-dolphin2 | $25.00 | 9/8/2011 7:43:41 PM |
indomitable-coin | $25.00 | 9/9/2011 7:11:06 AM |
boylezz | $25.00 | 9/9/2011 11:51:30 AM |
s270 | $100.00 | 9/10/2011 3:44:56 AM |
AF-Chief | $100.00 | 9/9/2011 8:28:11 PM |
investment-artist | $25.01 | 9/10/2011 8:29:20 AM |
oplender | $25.00 | 9/10/2011 8:37:36 PM |
1stBankAndHal | $25.05 | 9/11/2011 2:08:51 PM |
bonus-tent | $25.00 | 9/12/2011 6:33:21 AM |
britgsb | $100.00 | 9/12/2011 8:05:01 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:03 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:08 PM |
listing-trapper3 | $50.00 | 9/12/2011 12:59:17 PM |
subtle-revenue0 | $25.00 | 9/13/2011 5:17:59 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:56 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:24 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:36 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:12:05 PM |
goose026 | $25.00 | 9/15/2011 6:52:24 AM |
life-is-great | $25.00 | 9/15/2011 8:14:28 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:10 AM |
janeybooboo | $100.00 | 9/15/2011 11:53:18 AM |
TWISBWM | $25.00 | 9/15/2011 4:28:15 PM |
ski bum | $100.00 | 9/15/2011 5:17:34 PM |
jubilant-durability9 | $50.00 | 9/15/2011 5:35:27 PM |
anacent | $100.00 | 9/15/2011 8:21:26 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:31 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:58 AM |
economy-tuba7 | $150.00 | 9/16/2011 8:46:43 AM |
devoider | $26.00 | 9/16/2011 9:45:15 AM |
puifais | $50.00 | 9/16/2011 10:46:42 AM |
gojackgo | $50.00 | 9/16/2011 12:01:08 PM |
platinum-rapture6 | $75.00 | 9/16/2011 12:11:19 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:34 PM |
mcabery | $200.00 | 9/16/2011 3:52:48 PM |
gjm6d | $25.00 | 9/16/2011 4:50:33 PM |
american6 | $100.00 | 9/16/2011 4:28:27 PM |
Supernick | $50.00 | 9/16/2011 4:53:00 PM |
goat361 | $60.00 | 9/16/2011 5:53:51 PM |
genuine-integrity0 | $25.00 | 9/16/2011 6:52:58 PM |
hidavehi | $33.00 | 9/16/2011 8:14:44 PM |
balance6 | $25.00 | 9/17/2011 4:27:21 AM |
peaceful-farmer | $100.00 | 9/17/2011 6:02:13 AM |
kulender | $50.00 | 9/17/2011 6:16:39 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:44 AM |
PaulW | $25.00 | 9/17/2011 4:14:07 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:59 PM |
principal-bull | $25.00 | 9/18/2011 7:29:58 AM |
granitepk | $50.00 | 9/18/2011 7:45:14 AM |
worth-excellence4 | $25.00 | 9/18/2011 10:00:36 PM |
rogue_monster | $25.00 | 9/19/2011 8:39:47 AM |
FinanceEngine | $40.00 | 9/19/2011 11:19:31 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:38:58 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:24 PM |
awesome-yield7 | $25.00 | 9/19/2011 1:44:33 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:02 PM |
tapesor | $200.00 | 9/19/2011 5:14:14 PM |
E_G | $50.00 | 9/19/2011 7:01:42 PM |
reinforced-reward | $25.00 | 9/19/2011 7:13:52 PM |
dthompso | $50.00 | 9/19/2011 9:18:36 PM |
skuba | $50.00 | 9/20/2011 2:14:12 AM |
1stBankAndHal | $25.00 | 9/20/2011 6:49:23 AM |
himanshuko | $25.00 | 9/20/2011 7:34:57 AM |
GElender | $40.00 | 9/20/2011 7:24:10 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:12 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:06 AM |
Leshan | $50.00 | 9/20/2011 1:46:32 PM |
auctionator1 | $25.00 | 9/20/2011 12:34:04 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:49 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:14 PM |
FRC64 | $25.00 | 9/20/2011 7:27:44 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:54 AM |
money-bauble | $200.00 | 9/21/2011 9:07:19 AM |
repaymeplease | $25.00 | 9/21/2011 9:57:56 AM |
listing-reformation8 | $150.00 | 9/21/2011 11:39:39 AM |
investment-comet | $25.00 | 9/21/2011 11:46:32 AM |
Marathoner | $25.00 | 9/21/2011 11:41:22 AM |
DenverFamilyMan | $75.00 | 9/21/2011 12:07:17 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:18 PM |
money-blossom110 | $200.00 | 9/21/2011 12:48:10 PM |
rolltide09 | $25.00 | 9/21/2011 9:12:31 AM |
thankful-nickel2 | $25.00 | 9/8/2011 6:06:03 PM |
promise2 | $50.00 | 9/8/2011 6:34:41 PM |
caring-hope2 | $100.00 | 9/9/2011 5:36:35 AM |
GoGalt | $50.00 | 9/9/2011 8:06:39 AM |
tolerant-balance7 | $25.00 | 9/9/2011 12:59:59 PM |
108lender | $200.00 | 9/9/2011 10:24:56 AM |
BxRealtor | $25.00 | 9/9/2011 12:40:14 PM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 1:18:29 PM |
FinDoc | $25.00 | 9/9/2011 2:27:52 PM |
availableloan | $25.00 | 9/9/2011 9:40:53 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:10 AM |
jjswanso | $50.00 | 9/11/2011 11:59:10 AM |
figs4u2 | $95.00 | 9/12/2011 2:37:06 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:40 PM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:27 AM |
mr55262 | $50.00 | 9/13/2011 10:28:51 AM |
AFairDeal | $30.00 | 9/13/2011 4:18:27 PM |
houli123 | $100.00 | 9/13/2011 7:48:20 PM |
leeball | $100.00 | 9/13/2011 9:39:03 PM |
caseattle | $37.98 | 9/14/2011 7:58:15 AM |
compoundinterest | $50.00 | 9/14/2011 9:18:10 AM |
radforj22 | $25.00 | 9/14/2011 10:08:21 AM |
ladyhawk187 | $25.00 | 9/14/2011 11:58:35 AM |
ladyorayne | $100.00 | 9/14/2011 11:35:49 AM |
equitable-capital758 | $250.00 | 9/14/2011 12:38:18 PM |
gold-position | $100.00 | 9/14/2011 3:26:19 PM |
return-seeker85 | $50.00 | 9/14/2011 4:41:07 PM |
elegant-income3 | $50.00 | 9/14/2011 7:39:31 PM |
atomantic | $50.00 | 9/14/2011 8:05:24 PM |
payout-motivator0 | $50.00 | 9/14/2011 8:17:55 PM |
RLaumeyer | $30.00 | 9/14/2011 9:08:10 PM |
larslfe | $50.00 | 9/14/2011 9:58:44 PM |
IPlayOutsideTheBox | $25.00 | 9/15/2011 4:00:38 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:54 AM |
Skeptical-one | $25.00 | 9/15/2011 8:57:16 AM |
Clambake | $50.00 | 9/15/2011 11:36:04 AM |
Weaverville | $50.00 | 9/15/2011 11:47:05 AM |
vtrentster | $25.00 | 9/15/2011 12:22:15 PM |
Ocean713 | $75.00 | 9/15/2011 2:56:27 PM |
MilitaryLending | $25.00 | 9/15/2011 9:54:01 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:22 AM |
awwaww | $25.00 | 9/16/2011 3:51:21 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:25 AM |
ZeLonewolf | $25.00 | 9/16/2011 6:18:00 AM |
brutusbone | $25.00 | 9/16/2011 12:54:39 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:34 PM |
rpg | $25.00 | 9/16/2011 4:51:17 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:54 PM |
power-defender7 | $25.00 | 9/16/2011 8:32:27 PM |
AM2171 | $30.00 | 9/16/2011 9:50:43 PM |
Vaanolo | $25.00 | 9/16/2011 9:49:25 PM |
C_Mark | $50.00 | 9/17/2011 6:31:07 AM |
77dowplace | $27.00 | 9/17/2011 8:13:50 AM |
mennleo | $50.00 | 9/17/2011 8:41:24 AM |
justice-circuitry0 | $50.00 | 9/17/2011 9:19:32 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:25 AM |
neutrino6 | $25.00 | 9/17/2011 10:02:54 AM |
The-Helper | $25.00 | 9/17/2011 11:52:21 AM |
Feyenoord | $25.00 | 9/17/2011 11:55:27 AM |
dime-sprout | $25.00 | 9/17/2011 1:15:30 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:38:15 PM |
fair_rates | $25.00 | 9/17/2011 2:31:09 PM |
FoosMaster | $35.00 | 9/17/2011 6:40:17 PM |
justinology | $36.00 | 9/17/2011 9:44:06 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:18 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:03 AM |
rubylender | $25.00 | 9/18/2011 5:14:09 AM |
JaceSpade | $25.00 | 9/18/2011 2:14:32 AM |
Firescreek | $25.00 | 9/18/2011 9:53:53 AM |
6moonbeams | $37.00 | 9/18/2011 10:30:39 AM |
maj0508 | $100.00 | 9/18/2011 2:05:57 PM |
flshdaskll | $25.00 | 9/18/2011 1:35:55 PM |
twjh | $25.00 | 9/18/2011 4:21:17 PM |
attractive-rate | $50.00 | 9/18/2011 5:41:35 PM |
Eaglehigh | $25.00 | 9/18/2011 7:50:17 PM |
exact-gold2 | $25.00 | 9/18/2011 10:25:05 PM |
theloanteacher | $25.00 | 9/18/2011 9:40:35 PM |
silvercertificate | $25.00 | 9/19/2011 6:09:13 AM |
iq8w7ht | $25.00 | 9/19/2011 1:06:15 AM |
jcw3rd | $25.00 | 9/19/2011 11:58:29 AM |
Earn_money | $25.00 | 9/19/2011 12:12:36 PM |
escharfer | $25.00 | 9/19/2011 12:26:35 PM |
mtquan | $25.00 | 9/19/2011 2:24:50 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:41 PM |
pious-benjamins1 | $100.00 | 9/19/2011 9:54:37 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:30 AM |
independent-reward5 | $100.00 | 9/20/2011 1:00:17 AM |
diablorulz | $50.00 | 9/20/2011 9:40:38 AM |
jhernand17 | $25.00 | 9/20/2011 10:05:17 AM |
mjjjrj | $25.00 | 9/20/2011 9:32:35 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:41 AM |
100units | $100.00 | 9/20/2011 11:06:07 AM |
mason13a | $50.00 | 9/20/2011 3:44:12 PM |
Princehaha | $30.00 | 9/20/2011 4:13:37 PM |
forthright-trade | $25.00 | 9/20/2011 7:50:15 PM |
octoberfresh | $25.00 | 9/21/2011 6:50:38 AM |
bid-lightning9 | $50.00 | 9/21/2011 9:21:23 AM |
Harry | $50.00 | 9/21/2011 8:29:26 AM |
damage | $25.00 | 9/21/2011 8:44:17 AM |
db0973 | $25.00 | 9/21/2011 10:13:36 AM |
Ven58 | $25.00 | 9/21/2011 10:44:49 AM |
Digs | $25.00 | 9/21/2011 11:41:50 AM |
lm75 | $25.00 | 9/21/2011 11:24:43 AM |
martymaniaman | $25.00 | 9/21/2011 12:27:20 PM |
kriegs | $100.00 | 9/21/2011 12:37:11 PM |
wild_carrot | $25.00 | 9/21/2011 1:25:16 PM |
credit-socrates648 | $1,152.95 | 9/21/2011 2:12:30 PM |
192 Investments
|
Borrower Payment Dependent Notes Series
506211
This series of Notes was issued and sold upon the funding of the borrower loan #53668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $141.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1974 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 36y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,620 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-sequoia |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 95% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 1
( 5% )
| 680-699
(Nov-2009)
|
Principal balance:
| $1,369.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...help my son buy a furnace and a/c for his home. Also, to finish a shower project in my basement bathroom and also to consolidate some debt by paying off some small amounts owed.
My financial situation: stable
I am a good candidate for this loan because...I have a steady, full-time job with the same company for over 35 years. I pay my bills on time and I have never defaulted on any loans in my life! If everything works out as I am planning, this loan will be paid in full by the end of 2012.
Monthly net income: $3050
Monthly expenses: $2900
Housing: $0
Insurance: $340
Car expenses: $100 gas
Utilities: $250
Phone, cable, internet: $260
Food, entertainment: $500
Clothing, household expenses: $400
Credit cards and other loans: $800
Other expenses: $250 into 401k account
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $60.00 | 9/22/2011 9:02:03 AM |
LittleMingo | $25.00 | 9/22/2011 9:04:43 AM |
janeybooboo | $100.00 | 9/22/2011 9:07:02 AM |
Jack55304 | $200.00 | 9/22/2011 9:12:14 AM |
currency-excellency0 | $75.00 | 9/22/2011 9:02:55 AM |
Kash2010lu | $25.00 | 9/22/2011 9:03:32 AM |
investment-artist | $26.01 | 9/22/2011 9:08:02 AM |
FarmersBank | $25.00 | 9/22/2011 10:07:52 AM |
golffish2 | $50.00 | 9/22/2011 9:16:34 AM |
kind-credit-bear | $25.00 | 9/22/2011 9:17:56 AM |
CA-Lender | $25.00 | 9/22/2011 9:20:30 AM |
EretzCapital | $47.43 | 9/22/2011 10:49:08 AM |
FinanceEngine | $40.00 | 9/22/2011 9:33:37 AM |
wonder3 | $35.00 | 9/22/2011 9:48:37 AM |
SLN-10 | $50.00 | 9/22/2011 10:12:34 AM |
thankful-nickel2 | $25.00 | 9/22/2011 1:14:12 PM |
Weaverville | $25.00 | 9/22/2011 4:01:25 PM |
Jerrys1951 | $35.00 | 9/22/2011 4:44:31 PM |
refined-penny | $25.00 | 9/22/2011 4:33:07 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:18 PM |
peaceful-farmer | $50.00 | 9/22/2011 5:31:19 PM |
shawnw2 | $500.00 | 9/22/2011 6:10:36 PM |
Hazlenut | $75.00 | 9/22/2011 7:21:18 PM |
green-trade-dolphin | $25.00 | 9/22/2011 7:23:48 PM |
RecoveryLender | $25.00 | 9/22/2011 7:39:40 PM |
CoolPlexer | $25.00 | 9/22/2011 8:24:49 PM |
Feyenoord | $25.00 | 9/22/2011 9:38:36 PM |
finance-investor3 | $25.00 | 9/22/2011 9:51:59 PM |
coldfuzion | $75.00 | 9/22/2011 10:38:24 PM |
secureincome | $350.00 | 9/22/2011 9:29:13 PM |
onecooldrink | $25.00 | 9/22/2011 11:37:03 PM |
capitalelstiltskin2 | $241.22 | 9/23/2011 3:06:55 AM |
chererat | $100.00 | 9/22/2011 9:07:47 AM |
ursus | $50.00 | 9/22/2011 9:08:16 AM |
AndChicksforFree | $25.07 | 9/22/2011 10:18:47 AM |
loanman2007 | $25.00 | 9/22/2011 9:45:58 AM |
loanman2007 | $25.00 | 9/22/2011 9:46:12 AM |
genelinist | $66.00 | 9/22/2011 11:33:12 AM |
servnyou | $35.00 | 9/22/2011 11:27:10 AM |
favorite-commerce | $35.00 | 9/22/2011 11:49:55 AM |
mikeandcat | $100.00 | 9/22/2011 3:20:46 PM |
servnyou | $25.00 | 9/22/2011 3:16:43 PM |
tranquil-ore4 | $25.00 | 9/22/2011 4:33:48 PM |
twjh | $25.00 | 9/22/2011 4:57:55 PM |
twjh | $25.00 | 9/22/2011 4:58:51 PM |
proper-loot3 | $29.00 | 9/22/2011 5:15:00 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:05 PM |
handy-justice | $100.00 | 9/22/2011 6:27:57 PM |
payment-halo | $25.00 | 9/22/2011 7:03:18 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:59 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:07 PM |
1stBankAndHal | $50.05 | 9/22/2011 8:19:27 PM |
amlu1988 | $25.00 | 9/22/2011 8:23:29 PM |
feiandasun | $25.00 | 9/22/2011 9:09:46 PM |
intrepid-loot | $25.00 | 9/22/2011 8:34:23 PM |
Dubbs360 | $100.00 | 9/22/2011 8:45:18 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:38:23 PM |
matthewa | $25.00 | 9/22/2011 9:56:58 PM |
Pitufo | $25.00 | 9/22/2011 10:28:05 PM |
peace-sorcerer | $25.00 | 9/22/2011 10:55:58 PM |
Bob450 | $25.22 | 9/22/2011 11:00:05 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
512153
This series of Notes was issued and sold upon the funding of the borrower loan #53606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 34% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,647 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jenn2812 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
|
Principal balance:
| $4,594.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
medical debt consolidation
Purpose of loan: medical bills to pay off
This loan will be used to...
My financial situation: isn't dire, but would like to get these on one bill
I am a good candidate for this loan because...I make payments on all my debts and fullfill all loans w/o "bailout"
Monthly net income: $4650.00
Monthly expenses: $
Housing: $850.00
Insurance: $135
Car expenses: $400.00
Utilities: $900
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $1650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 9/14/2011 5:07:38 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:06 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:27 PM |
liberty-magnate | $25.00 | 9/14/2011 6:33:43 PM |
matthewa | $25.00 | 9/14/2011 6:47:17 PM |
janeybooboo | $50.00 | 9/14/2011 7:51:00 PM |
Bob450 | $25.00 | 9/14/2011 7:41:21 PM |
restless-dime | $50.00 | 9/14/2011 7:20:49 PM |
handy-justice | $100.00 | 9/14/2011 8:28:51 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:56 PM |
shawnw2 | $75.00 | 9/14/2011 9:17:36 PM |
exchange-upholder0 | $25.00 | 9/14/2011 11:51:13 PM |
money-baron | $50.00 | 9/15/2011 7:20:36 AM |
Roxas_Syndicate | $25.00 | 9/15/2011 7:47:11 AM |
MJTimages_com | $30.50 | 9/15/2011 8:34:28 AM |
enthusiastic-balance5 | $100.00 | 9/14/2011 5:47:30 PM |
Jack55304 | $200.00 | 9/14/2011 5:49:15 PM |
312-Lender | $25.00 | 9/14/2011 5:53:36 PM |
green-trade-dolphin | $25.00 | 9/14/2011 6:55:30 PM |
orange-useful-revenue | $25.00 | 9/14/2011 8:06:52 PM |
USMC0311 | $25.00 | 9/14/2011 8:43:03 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:21:15 PM |
golffish2 | $25.00 | 9/15/2011 4:58:20 AM |
foothillender | $25.00 | 9/15/2011 6:46:34 AM |
GElender | $40.00 | 9/15/2011 5:56:59 AM |
Iceman1347 | $25.00 | 9/15/2011 8:46:50 AM |
social-hunter5 | $25.00 | 9/15/2011 9:44:00 AM |
shawnw2 | $50.00 | 9/15/2011 10:06:56 AM |
worth-blanket2 | $2,800.00 | 9/15/2011 10:16:19 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
518975
This series of Notes was issued and sold upon the funding of the borrower loan #53703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,706 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| loequity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to help pay down my credit cards
My financial situation:
I am a good candidate for this loan because I always have paid my bills on tim for years. I do take pride in myself by knowing I can pay my bills
Monthly net income: $ 1456
Monthly expenses: $643 overall including expenses below
Housing: live with family/no rent
Car Insurance: $ 83
Car expenses: $ 465/month
Credit cards and other loans: $125
Other expenses: $70 cell phone
I do collect unemployment since I got laid off in April 2011. I have always kept my bills paid on time and plan on still doing so. I just need some extra money to pay down some of my credit cards while keeping reserve money
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/20/2011 6:20:15 PM |
Weaverville | $25.00 | 9/21/2011 9:09:18 PM |
Bob450 | $25.00 | 9/21/2011 9:17:21 PM |
Leshan | $25.00 | 9/22/2011 8:59:32 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:33 AM |
diplomatic-wealth7 | $25.00 | 9/22/2011 9:18:08 AM |
nickel-hickory | $25.00 | 9/22/2011 9:57:43 AM |
social-zebra | $28.00 | 9/22/2011 10:30:52 AM |
dordee | $50.00 | 9/22/2011 10:16:36 AM |
neutrino6 | $25.00 | 9/22/2011 12:52:06 PM |
gotjack | $50.00 | 9/22/2011 4:47:54 PM |
ursus | $100.00 | 9/22/2011 5:06:58 PM |
rolltide09 | $25.00 | 9/22/2011 2:07:48 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:51 PM |
suave-dime6 | $25.00 | 9/21/2011 5:09:40 PM |
scrappy-diversification7 | $1,828.00 | 9/21/2011 5:09:17 PM |
ursus | $50.00 | 9/21/2011 5:08:52 PM |
tech310 | $50.00 | 9/21/2011 6:02:10 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:16:58 PM |
friendly-principal76 | $25.00 | 9/21/2011 7:14:29 PM |
pfh | $25.00 | 9/22/2011 5:17:48 AM |
credit-investor5 | $50.00 | 9/22/2011 8:03:01 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:13 AM |
bizlending | $25.00 | 9/22/2011 1:13:09 PM |
bid-stockpiler1 | $250.00 | 9/22/2011 3:06:57 PM |
Gibbyland | $150.00 | 9/22/2011 4:44:44 PM |
EretzCapital | $25.00 | 9/22/2011 5:03:56 PM |
enriching-finance6 | $36.40 | 9/22/2011 5:09:52 PM |
finance-mushroom | $69.00 | 9/22/2011 5:10:07 PM |
nickel-hickory | $75.00 | 9/22/2011 5:04:13 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
519361
This series of Notes was issued and sold upon the funding of the borrower loan #53528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| 48% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
16 | Length of status: | 0y 7m |
Amount delinquent:
| $402 |
Total credit lines:
| 47 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,425 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-enlightenment |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
|
Principal balance:
| $2,459.72 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
My loan for home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/15/2011 9:33:42 AM |
green-trade-dolphin | $25.00 | 9/15/2011 9:48:19 AM |
worth-blanket2 | $2,000.00 | 9/15/2011 10:16:13 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
519491
This series of Notes was issued and sold upon the funding of the borrower loan #53576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,836 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| extraordinary-loyalty9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Request
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:30 AM |
kind-credit-bear | $25.00 | 9/16/2011 9:17:42 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:49 AM |
worth-blanket2 | $3,100.00 | 9/16/2011 12:18:03 PM |
balance-river | $35.28 | 9/16/2011 1:33:53 PM |
leverage-monger | $19.72 | 9/16/2011 1:42:27 PM |
diplomatic-wealth7 | $25.00 | 9/16/2011 9:17:56 AM |
wonder3 | $40.00 | 9/16/2011 9:51:22 AM |
favorite-commerce | $25.00 | 9/16/2011 10:24:51 AM |
Quest4euphoria | $25.00 | 9/16/2011 10:48:29 AM |
Whipster | $80.00 | 9/16/2011 11:14:54 AM |
dime-sapling | $25.00 | 9/16/2011 11:29:02 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
520099
This series of Notes was issued and sold upon the funding of the borrower loan #53526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2008 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,332 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| impeccable-power9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financially Motivated Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Pay off All Credit Cards( Never to be used again)
My financial situation:
I am a good candidate for this loan because... I have a stable job with longevity of employment. I make roughly $1200 a month an will be able to pay the loan back quickly. I started a budget a few months ago and I am sticking to it!
Monthly net income: $1200
Monthly expenses: $
Housing: $0
Insurance: $63
Car expenses: $0
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $2600 (in total-inc. $800 dental exp)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:30 AM |
well-rounded-payout0 | $50.00 | 9/16/2011 9:17:31 AM |
impeccable-ore3 | $25.00 | 9/16/2011 9:32:29 AM |
kind-credit-bear | $25.00 | 9/16/2011 9:17:43 AM |
favorite-commerce | $25.00 | 9/16/2011 10:24:01 AM |
excellent-wealth6 | $25.00 | 9/16/2011 11:52:59 AM |
diplomatic-wealth7 | $25.00 | 9/16/2011 9:17:56 AM |
worth-blanket2 | $2,775.00 | 9/16/2011 12:19:17 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
521837
This series of Notes was issued and sold upon the funding of the borrower loan #53656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-02-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,681 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| unforgettable-deal5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handshake5 | $100.00 | 9/2/2011 5:17:05 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:45 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:47 AM |
ASR3 | $35.00 | 9/12/2011 6:29:58 AM |
kind-charming-value | $1,000.00 | 9/13/2011 1:23:56 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:41 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:15 AM |
income-rocker2 | $25.00 | 9/13/2011 9:50:21 AM |
realtormoises | $25.00 | 9/14/2011 1:16:47 PM |
interest-agave | $25.00 | 9/14/2011 3:05:13 PM |
payout-achievement | $50.00 | 9/14/2011 3:23:41 PM |
the-silver-blaster | $50.00 | 9/14/2011 3:33:19 PM |
Kaj | $30.00 | 9/14/2011 5:36:35 PM |
MARWARISETH | $25.00 | 9/14/2011 6:19:39 PM |
MrBailey | $26.13 | 9/14/2011 9:46:12 PM |
jerrymaguire | $25.00 | 9/15/2011 4:02:10 AM |
AspiringJunzi | $25.00 | 9/15/2011 5:50:31 AM |
orange-preeminant-bill | $25.00 | 9/15/2011 5:18:13 AM |
profde | $26.00 | 9/15/2011 6:12:13 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:50 AM |
desertoasis | $25.00 | 9/15/2011 8:23:56 AM |
dedicated-transaction796 | $25.00 | 9/15/2011 8:38:07 AM |
terrific-peace8 | $25.00 | 9/15/2011 8:57:29 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:24 AM |
economy-producer | $25.00 | 9/15/2011 9:47:39 AM |
unafraid-return496 | $25.00 | 9/15/2011 11:24:07 AM |
Greenbak | $25.00 | 9/15/2011 2:05:15 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:45 PM |
Wellman | $50.00 | 9/15/2011 4:27:48 PM |
Georgetastic | $25.00 | 9/15/2011 4:31:58 PM |
roman2008 | $25.00 | 9/15/2011 5:03:54 PM |
deal-pioneer1 | $25.00 | 9/15/2011 4:40:01 PM |
asiaratt | $50.00 | 9/15/2011 5:13:12 PM |
MadHun | $200.00 | 9/15/2011 5:14:52 PM |
personal-lender | $25.00 | 9/15/2011 5:16:13 PM |
finance-mushroom | $100.00 | 9/15/2011 5:14:18 PM |
Frenchynh | $25.00 | 9/15/2011 5:17:31 PM |
Investoman | $75.00 | 9/15/2011 5:18:02 PM |
ouyangers | $25.00 | 9/15/2011 5:29:02 PM |
tremendous-payment | $25.00 | 9/15/2011 6:08:24 PM |
trajectory8 | $50.00 | 9/15/2011 5:40:12 PM |
hyrolln | $25.00 | 9/15/2011 7:22:47 PM |
Lubava | $25.00 | 9/15/2011 7:36:39 PM |
GoodLuckLender | $25.00 | 9/15/2011 7:46:05 PM |
Whipster | $40.00 | 9/15/2011 7:59:40 PM |
worldly-community3 | $50.00 | 9/15/2011 8:22:59 PM |
792FICO | $25.00 | 9/15/2011 8:10:39 PM |
top-payout-fixer | $25.00 | 9/15/2011 8:37:09 PM |
compassion-expert | $25.00 | 9/15/2011 8:26:23 PM |
colorado23 | $25.00 | 9/15/2011 9:21:17 PM |
janeybooboo | $100.00 | 9/15/2011 9:07:49 PM |
duty-admiral | $44.00 | 9/15/2011 9:33:41 PM |
goat0 | $50.00 | 9/15/2011 10:53:44 PM |
radforj22 | $25.00 | 9/16/2011 12:48:30 AM |
kind-charming-value | $517.05 | 9/15/2011 11:48:49 PM |
alexgalt | $25.00 | 9/16/2011 12:12:02 AM |
chakra | $25.00 | 9/16/2011 5:09:49 AM |
basis-wizard8 | $50.00 | 9/16/2011 5:33:33 AM |
KidSicily | $50.00 | 9/16/2011 6:14:05 AM |
friendly-principal76 | $25.00 | 9/16/2011 6:23:13 AM |
palace2 | $180.61 | 9/16/2011 5:46:13 AM |
preeminant-generosity2 | $25.00 | 9/16/2011 6:25:50 AM |
shadow1223 | $25.00 | 9/16/2011 6:06:10 AM |
peso-tostada | $25.00 | 9/16/2011 7:00:47 AM |
js44043 | $25.00 | 9/16/2011 7:25:08 AM |
unafraid-cash2 | $42.50 | 9/16/2011 7:27:03 AM |
Minotaur | $25.00 | 9/16/2011 7:45:05 AM |
FG9YTR | $25.00 | 9/16/2011 7:56:05 AM |
dedicated-diversification5 | $100.00 | 9/16/2011 8:18:20 AM |
pfenness | $25.00 | 9/16/2011 8:02:52 AM |
credit-coach118 | $25.47 | 9/16/2011 8:42:20 AM |
vigorous-velocity | $150.00 | 9/16/2011 9:04:58 AM |
nickel-hickory | $100.00 | 9/16/2011 9:22:24 AM |
nickel-hickory | $100.00 | 9/16/2011 9:22:46 AM |
nickel-hickory | $100.00 | 9/16/2011 9:22:52 AM |
_kyle | $25.00 | 9/16/2011 9:31:10 AM |
betak | $25.00 | 9/16/2011 9:44:47 AM |
steven3333 | $25.00 | 9/16/2011 9:31:42 AM |
KindCharmingReflective-affluence | $25.00 | 9/16/2011 9:48:39 AM |
borquist | $25.00 | 9/16/2011 9:52:02 AM |
wildanne | $25.00 | 9/16/2011 10:16:24 AM |
smart-gain | $50.00 | 9/16/2011 10:54:02 AM |
vinayganti | $25.00 | 9/16/2011 10:58:47 AM |
1randyp | $150.00 | 9/16/2011 11:05:21 AM |
Only_Money | $25.00 | 9/16/2011 11:12:32 AM |
commerce-renewal | $50.00 | 9/16/2011 11:03:26 AM |
mennleo | $25.00 | 9/16/2011 12:43:55 PM |
capital-renewal | $25.00 | 9/16/2011 12:52:32 PM |
just21andy | $50.00 | 9/16/2011 12:17:34 PM |
leverage-monger | $25.00 | 9/16/2011 1:46:27 PM |
helping-out | $35.00 | 9/16/2011 12:24:31 PM |
payout-quark | $75.00 | 9/16/2011 12:29:14 PM |
Calif-smo | $25.00 | 9/16/2011 1:56:25 PM |
deborahz | $25.00 | 9/16/2011 12:52:40 PM |
rapid-wealth614 | $50.00 | 9/16/2011 2:42:44 PM |
rapid-credit428 | $25.00 | 9/16/2011 2:54:31 PM |
social-conductor4 | $25.00 | 9/16/2011 2:25:44 PM |
debtcollector | $25.00 | 9/16/2011 2:52:45 PM |
responsibility-butterfly | $25.00 | 9/3/2011 3:36:44 AM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:06 AM |
villagers | $25.00 | 9/6/2011 9:16:32 AM |
monster4 | $50.00 | 9/11/2011 5:13:25 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:43 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:47 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:42 AM |
zone8 | $100.00 | 9/12/2011 12:54:41 PM |
p2ploan-charmer | $25.00 | 9/13/2011 1:02:16 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:14 AM |
treasure-bliss | $25.00 | 9/13/2011 6:09:14 AM |
afterhours | $25.00 | 9/13/2011 6:29:32 AM |
miked8303 | $25.00 | 9/13/2011 7:22:39 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:20 AM |
silver-voyager9 | $25.00 | 9/13/2011 9:42:39 AM |
SimpleChoice | $25.00 | 9/13/2011 9:42:26 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:19 PM |
suave-dime6 | $25.00 | 9/13/2011 5:10:10 PM |
quest0 | $50.00 | 9/13/2011 6:12:12 PM |
alexgalt | $25.00 | 9/13/2011 7:12:07 PM |
larslfe | $50.00 | 9/13/2011 8:13:44 PM |
RayEarth | $25.00 | 9/13/2011 11:46:24 PM |
frogperson | $200.00 | 9/14/2011 7:58:50 AM |
davisfl | $25.00 | 9/14/2011 10:10:21 AM |
Investor_DP | $100.00 | 9/14/2011 5:42:56 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:46 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:40 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:51 PM |
handy-justice | $100.00 | 9/14/2011 8:20:45 PM |
neoboy | $28.94 | 9/15/2011 2:16:07 AM |
unbelievable-diversification8 | $25.00 | 9/15/2011 3:45:13 AM |
payment-pursuit3 | $25.00 | 9/15/2011 3:56:17 AM |
upperdeck | $25.00 | 9/15/2011 3:58:21 AM |
listing-vista | $50.00 | 9/15/2011 5:52:20 AM |
tylerfd | $25.00 | 9/15/2011 6:35:01 AM |
vegibenz | $25.00 | 9/15/2011 8:01:52 AM |
shmb6508 | $25.00 | 9/15/2011 12:00:52 PM |
GGreg799 | $25.00 | 9/15/2011 3:00:09 PM |
enriched-truth | $25.00 | 9/15/2011 3:31:57 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:04 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:55 PM |
whatknows | $27.00 | 9/15/2011 5:15:21 PM |
DreDub | $50.00 | 9/15/2011 5:30:52 PM |
integrity-parsec | $31.24 | 9/15/2011 6:11:43 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:20:10 PM |
coin-investor | $25.00 | 9/15/2011 6:53:07 PM |
Kether | $32.28 | 9/15/2011 7:09:13 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:43 PM |
emosspot | $25.00 | 9/15/2011 10:13:45 PM |
Diamond_Jim | $25.00 | 9/15/2011 10:51:20 PM |
mighty-value | $25.00 | 9/15/2011 11:51:01 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:17 AM |
lakehavasu88 | $25.00 | 9/16/2011 3:12:59 AM |
cathybiz | $50.00 | 9/16/2011 5:44:07 AM |
compwhiz | $25.00 | 9/16/2011 6:04:09 AM |
irrelevant | $25.00 | 9/16/2011 6:05:13 AM |
vontuse | $25.00 | 9/16/2011 6:10:03 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:27:41 AM |
CA-Lender | $25.00 | 9/16/2011 6:14:51 AM |
responsibility-wind6 | $25.00 | 9/16/2011 6:54:25 AM |
wonder3 | $30.00 | 9/16/2011 6:59:27 AM |
TheCount | $25.00 | 9/16/2011 7:10:47 AM |
return-beeper | $30.00 | 9/16/2011 7:16:13 AM |
ChuckieG | $25.00 | 9/16/2011 7:18:23 AM |
platinum-scientist9 | $25.00 | 9/16/2011 7:34:15 AM |
toomanyfishtanks | $25.00 | 9/16/2011 7:34:56 AM |
moola-man | $25.00 | 9/16/2011 7:32:24 AM |
Bob450 | $30.00 | 9/16/2011 7:28:07 AM |
income-rocker2 | $47.49 | 9/16/2011 8:18:35 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:23 AM |
fareast_man | $25.00 | 9/16/2011 8:17:17 AM |
loss-of-control | $75.00 | 9/16/2011 8:38:24 AM |
investment-visionary | $25.00 | 9/16/2011 8:54:01 AM |
reward-walnut | $25.00 | 9/16/2011 9:08:53 AM |
nickel-hickory | $100.00 | 9/16/2011 9:22:17 AM |
nickel-hickory | $100.00 | 9/16/2011 9:22:59 AM |
panther757 | $25.00 | 9/16/2011 9:51:47 AM |
cropdust3r | $25.00 | 9/16/2011 9:59:55 AM |
happylender999 | $50.00 | 9/16/2011 9:41:01 AM |
blue-goal-deal | $25.00 | 9/16/2011 10:09:02 AM |
transparency-bopper9 | $25.00 | 9/16/2011 10:24:10 AM |
principal-laser | $50.98 | 9/16/2011 10:40:31 AM |
logical-investment4 | $31.33 | 9/16/2011 10:49:15 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:16:57 AM |
chekat | $25.00 | 9/16/2011 12:21:57 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:20 PM |
deal-enthusiast | $50.00 | 9/16/2011 11:57:17 AM |
nodrivelpls | $25.00 | 9/16/2011 12:40:26 PM |
MapleLaker | $25.00 | 9/16/2011 12:53:07 PM |
sgordon46 | $25.00 | 9/16/2011 1:54:40 PM |
prominence8 | $28.48 | 9/16/2011 2:55:05 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:35:20 PM |
190 Investments
|
Borrower Payment Dependent Notes Series
523019
This series of Notes was issued and sold upon the funding of the borrower loan #53822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,150.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $403.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| lean-worth4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Serious about becoming debt free!!!
Purpose of loan:
This loan will be used to pay off credit card debt that was acquired while obtaining my Bachelor's degree.
My financial situation:
I am a good candidate for this loan because I have a great track record of making my payments on time. I am serious about getting this debt taken care of. I have a stable income and solid employment history. This loan will allow me to see a light at the end of the tunnel and get the balance paid off in a timely manner.
Monthly net income: $2500.00
Housing: $0 (I do not pay any rent)
Insurance: $75.00
Car payment $150.00
Phone, cable, internet: $ 130.00
Food, entertainment: $300.00
Credit cards: $400.00*
Personal Loan: $100.00
* My credit card payments will be replaced by this loan. This loan payment WILL NOT BE IN ADDITION to my expenses rather replacing a payment I already have budgeted.
I appreciate you taking a look and hopefully funding my loan. THANK YOU!!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/20/2011 9:05:46 AM |
worthy-bid8 | $50.00 | 9/20/2011 9:06:46 AM |
diablorulz | $50.00 | 9/20/2011 9:41:17 AM |
MarvintheMartian | $45.00 | 9/20/2011 9:27:18 AM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:57 AM |
kulender | $100.00 | 9/20/2011 10:46:54 AM |
Bank_Of_XL | $25.00 | 9/20/2011 2:09:43 PM |
oplender | $25.00 | 9/20/2011 11:32:19 AM |
worth-blanket2 | $10,600.00 | 9/20/2011 5:20:09 PM |
credit-kahuna | $75.00 | 9/20/2011 10:02:52 AM |
accelerator96 | $25.00 | 9/20/2011 11:33:22 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
523609
This series of Notes was issued and sold upon the funding of the borrower loan #53775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $853.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,329 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-mulberry4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit card debt.
My financial situation:
I am a good candidate for this loan because I have been consistently employed and I am consistent in paying my bills. When reviewing my outstanding credit card debt, I noted that each month I pay approximately the equivalent that would be required to pay off this loan. I would prefer to make a single payment at lower interest rate and clear the debt off of all of the credit cards rather than continue to pay those creditors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:28 PM |
reward-motion | $25.00 | 9/15/2011 5:34:56 PM |
Bank_Of_XL | $25.00 | 9/15/2011 6:05:20 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:46 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:49 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:58:20 AM |
fcrick | $25.00 | 9/16/2011 3:09:00 PM |
mr55262 | $25.00 | 9/16/2011 11:11:30 PM |
kindness-jedi | $75.00 | 9/17/2011 3:54:45 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:49:46 AM |
oneeighty | $25.00 | 9/17/2011 2:43:29 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:35 AM |
ethical-truth211 | $1,000.00 | 9/19/2011 8:55:40 AM |
diablorulz | $50.00 | 9/20/2011 9:41:00 AM |
nickel-ferret | $50.00 | 9/20/2011 5:09:47 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:03 PM |
jescowa | $50.00 | 9/21/2011 6:15:43 PM |
frankdelraza | $25.00 | 9/22/2011 9:34:16 AM |
gold-commander0 | $25.00 | 9/22/2011 5:34:09 PM |
BuildingShanghai | $33.15 | 9/22/2011 6:57:30 PM |
sri59 | $100.00 | 9/23/2011 6:18:47 AM |
RJ-Pilot | $50.00 | 9/23/2011 8:44:25 AM |
salala | $25.00 | 9/23/2011 10:45:25 AM |
rcm87 | $100.00 | 9/23/2011 11:12:04 AM |
mg6619 | $25.00 | 9/23/2011 11:29:24 AM |
payout-flag6 | $100.00 | 9/23/2011 4:06:29 PM |
loss-of-control | $100.00 | 9/23/2011 4:37:42 PM |
letsmakeitsuccessful | $114.03 | 9/23/2011 4:36:06 PM |
ethicalhumanist | $100.00 | 9/23/2011 5:10:25 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:56 PM |
Yomain | $100.00 | 9/23/2011 5:36:00 PM |
Bank42 | $50.00 | 9/23/2011 5:44:30 PM |
abundant-one | $25.00 | 9/23/2011 5:54:14 PM |
courteous-fund9 | $100.00 | 9/23/2011 6:45:40 PM |
kind-value-pouch | $50.00 | 9/23/2011 8:09:31 PM |
Money_Hog | $25.00 | 9/23/2011 6:11:16 PM |
Dubbs360 | $100.00 | 9/23/2011 6:46:14 PM |
setUup | $29.30 | 9/24/2011 12:24:08 AM |
GCInvestments | $34.00 | 9/23/2011 10:08:27 PM |
Contact911 | $40.00 | 9/24/2011 3:53:27 AM |
unrivaled-gain8 | $25.00 | 9/24/2011 4:42:03 AM |
Sibelius2 | $25.00 | 9/24/2011 5:07:58 AM |
rockhound84 | $26.00 | 9/24/2011 7:28:52 AM |
dime-sprout | $25.00 | 9/24/2011 5:47:44 AM |
benefit-trident | $25.00 | 9/24/2011 7:57:05 AM |
jpac1066 | $100.00 | 9/24/2011 6:57:39 AM |
economy-popcorn | $25.00 | 9/24/2011 7:01:36 AM |
FinanceEngine | $45.00 | 9/24/2011 8:15:36 AM |
investment-appraiser | $100.00 | 9/24/2011 7:34:29 AM |
floridahelper | $50.00 | 9/24/2011 7:43:41 AM |
investment-artist | $26.02 | 9/24/2011 8:16:10 AM |
momoney2lend | $50.00 | 9/24/2011 8:26:49 AM |
fervent-repayment | $25.00 | 9/24/2011 9:34:30 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:17 AM |
flower77867 | $33.00 | 9/24/2011 9:35:46 AM |
minista | $26.00 | 9/24/2011 11:14:27 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:17 AM |
repaymeplease | $25.00 | 9/24/2011 12:51:32 PM |
Techne_Funds_LLC | $25.00 | 9/24/2011 1:58:00 PM |
justice-circuitry0 | $50.00 | 9/24/2011 2:56:21 PM |
handshake52 | $25.00 | 9/24/2011 12:49:21 PM |
fairness-swashbuckler | $78.72 | 9/24/2011 3:42:11 PM |
newest-unbeatable-currency | $25.00 | 9/24/2011 4:53:59 PM |
Pitufo | $50.00 | 9/24/2011 2:48:14 PM |
oneeighty | $25.00 | 9/24/2011 1:46:43 PM |
misit | $25.00 | 9/24/2011 3:15:31 PM |
social-comet224 | $50.00 | 9/24/2011 3:46:44 PM |
novice-speculator | $25.00 | 9/24/2011 4:11:49 PM |
peerinvestor | $200.00 | 9/24/2011 6:50:27 PM |
bid-carrier0 | $36.00 | 9/24/2011 2:51:49 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:21:29 PM |
credit-coach118 | $25.17 | 9/24/2011 4:49:23 PM |
gentle-gain235 | $100.00 | 9/24/2011 5:49:28 PM |
tolerant-balance7 | $25.00 | 9/24/2011 9:17:40 PM |
sensible-order2 | $400.00 | 9/24/2011 5:54:59 PM |
Trondheim_Norway | $100.00 | 9/24/2011 10:28:29 PM |
first-serene-credit | $25.00 | 9/24/2011 10:35:41 PM |
a-unflappable-finance | $300.00 | 9/24/2011 10:45:53 PM |
YesMoney | $25.00 | 9/24/2011 10:23:59 PM |
_NaLNaBB | $200.00 | 9/25/2011 12:23:49 AM |
_NaLNaBB | $100.00 | 9/25/2011 12:34:00 AM |
ethical-truth211 | $1,000.00 | 9/25/2011 4:07:32 AM |
lucrative-reward | $100.00 | 9/25/2011 4:38:50 AM |
a-transaction-flute | $25.00 | 9/25/2011 6:29:01 AM |
money-banker867 | $50.00 | 9/25/2011 7:48:58 AM |
greenkid | $90.00 | 9/25/2011 7:53:01 AM |
simeonthewhale | $25.00 | 9/25/2011 8:13:39 AM |
APNPetSupplies | $25.00 | 9/25/2011 8:14:29 AM |
responsibility-butterfly | $25.00 | 9/25/2011 8:15:15 AM |
treasure-expert | $25.00 | 9/25/2011 8:21:55 AM |
ore-dojo | $100.00 | 9/25/2011 8:37:10 AM |
odp01 | $25.00 | 9/25/2011 10:38:05 AM |
MoneyBagsRUs | $25.00 | 9/25/2011 8:54:15 AM |
drkosh | $25.00 | 9/25/2011 9:03:21 AM |
cardelt | $25.00 | 9/25/2011 9:34:45 AM |
unconquerable-dedication | $25.00 | 9/25/2011 9:47:25 AM |
investment-comet | $25.00 | 9/25/2011 11:29:32 AM |
GobiCharm | $146.01 | 9/25/2011 12:18:42 PM |
youngster50 | $25.00 | 9/25/2011 11:15:29 AM |
listing-vista | $200.00 | 9/25/2011 12:45:13 PM |
gala279 | $50.00 | 9/25/2011 11:29:00 AM |
tsquared_030 | $100.00 | 9/25/2011 11:49:26 AM |
investment-festival8 | $250.00 | 9/25/2011 2:01:58 PM |
sublime-liberty6 | $68.51 | 9/25/2011 12:20:43 PM |
VitaminFunk | $25.00 | 9/25/2011 12:34:35 PM |
leverage-monger | $25.00 | 9/25/2011 2:00:43 PM |
first-class-yield9 | $100.00 | 9/25/2011 4:00:59 PM |
Zuzu | $26.28 | 9/25/2011 4:51:45 PM |
Rob717171 | $50.00 | 9/25/2011 3:04:29 PM |
neutrino6 | $25.00 | 9/25/2011 3:28:54 PM |
supersarah61 | $69.79 | 9/25/2011 3:56:41 PM |
ommuruga | $35.55 | 9/25/2011 4:35:08 PM |
melodious-fairness | $100.00 | 9/25/2011 4:44:39 PM |
historic-loan1 | $25.77 | 9/25/2011 7:40:59 PM |
Christophe | $25.00 | 9/25/2011 5:25:52 PM |
the-discrete-income | $50.00 | 9/25/2011 9:12:54 PM |
KidSicily | $100.00 | 9/25/2011 7:08:32 PM |
newest-camaraderi-fir | $50.00 | 9/25/2011 10:19:05 PM |
Natronpee | $25.00 | 9/25/2011 6:48:11 PM |
FoosMaster | $25.00 | 9/25/2011 10:56:36 PM |
icanhelpyouout | $25.00 | 9/25/2011 7:16:00 PM |
availableloan | $25.00 | 9/25/2011 8:26:11 PM |
Gladglide | $50.00 | 9/25/2011 8:57:32 PM |
mindful-deal289 | $50.00 | 9/25/2011 8:52:36 PM |
oplender | $25.00 | 9/25/2011 9:28:06 PM |
coin-sonnet | $200.00 | 9/26/2011 12:37:54 AM |
musegaze | $200.00 | 9/25/2011 9:39:46 PM |
basejump0 | $25.00 | 9/26/2011 3:38:11 AM |
gold-fluffy-bunny4 | $75.00 | 9/26/2011 4:51:28 AM |
musososeki | $25.00 | 9/26/2011 5:14:43 AM |
gadget7 | $30.00 | 9/26/2011 5:18:07 AM |
creditwarrior | $50.00 | 9/26/2011 3:55:01 AM |
unafraid-return496 | $25.00 | 9/26/2011 6:00:58 AM |
p2p-czar3 | $25.00 | 9/26/2011 7:18:56 AM |
generator596 | $25.00 | 9/26/2011 7:29:04 AM |
revenue-appraiser | $25.00 | 9/26/2011 7:58:27 AM |
GElender | $25.00 | 9/26/2011 5:39:51 AM |
autonomous-basis | $25.00 | 9/26/2011 5:17:34 AM |
finance-dandelion | $110.00 | 9/26/2011 8:35:47 AM |
unafraid-loan5 | $25.00 | 9/26/2011 7:13:54 AM |
integrity-broker | $25.00 | 9/26/2011 7:32:16 AM |
whatreality | $25.00 | 9/26/2011 7:50:53 AM |
dollar-authority | $100.00 | 9/26/2011 7:45:23 AM |
turbostar666 | $25.00 | 9/26/2011 8:06:21 AM |
RMB-Investments | $25.00 | 9/26/2011 9:45:15 AM |
bold-joyful-exchange | $25.00 | 9/26/2011 9:04:00 AM |
DreamsDoComeTrue | $327.44 | 9/26/2011 10:14:22 AM |
forthright-trade | $25.00 | 9/26/2011 10:19:33 AM |
Rider | $130.00 | 9/26/2011 9:38:49 AM |
leverage-galleon | $26.36 | 9/26/2011 10:41:53 AM |
WSTRDG | $25.00 | 9/26/2011 10:45:08 AM |
Zeenos | $25.00 | 9/26/2011 9:46:27 AM |
rhightower003 | $50.00 | 9/26/2011 10:52:31 AM |
m0rlock | $500.00 | 9/26/2011 11:05:00 AM |
interest-splendor | $30.00 | 9/26/2011 9:48:47 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:57:28 AM |
diggingupward | $25.00 | 9/26/2011 11:27:44 AM |
benefit-flow | $25.00 | 9/26/2011 10:21:10 AM |
Gladglide | $25.00 | 9/26/2011 11:10:17 AM |
jubilant-durability9 | $50.00 | 9/26/2011 11:46:58 AM |
careful-vigilance4 | $25.00 | 9/26/2011 11:20:49 AM |
agalt | $100.00 | 9/26/2011 11:53:49 AM |
thepillowsack | $50.00 | 9/26/2011 12:10:35 PM |
coin-lesson3 | $125.00 | 9/26/2011 12:15:37 PM |
unrelenting-generosity685 | $115.39 | 9/26/2011 12:40:48 PM |
CSAworker | $25.00 | 9/26/2011 12:03:36 PM |
note-pursuit | $25.00 | 9/26/2011 12:08:43 PM |
newfoundation | $25.00 | 9/26/2011 12:12:17 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:24 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:42 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:20 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:43 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:51 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:42:27 PM |
imlosttoo | $25.00 | 9/15/2011 7:14:51 PM |
phenomenal-gain5 | $25.00 | 9/15/2011 7:38:59 PM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:06:48 AM |
pnace | $40.00 | 9/16/2011 7:46:59 AM |
AF-Chief | $50.00 | 9/16/2011 8:28:00 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:15 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:43 AM |
Zach842 | $99.75 | 9/17/2011 7:44:27 AM |
CreditBuilder2 | $75.00 | 9/18/2011 2:22:13 PM |
fusbarro | $100.00 | 9/19/2011 11:54:05 AM |
mtquan | $25.00 | 9/21/2011 1:57:21 PM |
Weaverville | $50.00 | 9/21/2011 9:07:54 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:42 PM |
awwaww | $30.00 | 9/22/2011 4:33:08 PM |
radforj22 | $25.00 | 9/22/2011 7:22:49 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:59 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:52 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:37 AM |
feiandasun | $25.00 | 9/23/2011 11:12:24 AM |
keeminn | $25.00 | 9/23/2011 12:40:54 PM |
john0720 | $100.00 | 9/23/2011 1:38:03 PM |
credit-socrates648 | $2,000.00 | 9/23/2011 2:15:24 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:46 PM |
ltdalum | $100.00 | 9/23/2011 3:18:13 PM |
marwadi-62 | $100.00 | 9/23/2011 3:10:57 PM |
MyNestEgg | $50.00 | 9/23/2011 3:24:35 PM |
cello1 | $25.00 | 9/23/2011 4:08:15 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:26:19 PM |
umfan123 | $25.00 | 9/23/2011 5:23:19 PM |
Kaj | $50.00 | 9/23/2011 5:39:26 PM |
new-auction-neutron | $40.00 | 9/23/2011 5:47:00 PM |
asset-cougar0 | $25.00 | 9/23/2011 6:06:52 PM |
IIP77 | $25.00 | 9/23/2011 7:59:07 PM |
Binan | $50.00 | 9/23/2011 8:59:54 PM |
green-trade-dolphin2 | $25.00 | 9/23/2011 8:09:56 PM |
heroic-payout9 | $26.71 | 9/24/2011 5:41:20 AM |
top-tranquil-justice | $25.00 | 9/24/2011 5:56:43 AM |
cash-spinner | $50.00 | 9/24/2011 5:49:20 AM |
bmbanzai | $25.00 | 9/24/2011 6:01:21 AM |
credit-investor5 | $50.00 | 9/24/2011 7:15:01 AM |
preeminant-generosity2 | $25.00 | 9/24/2011 8:16:06 AM |
silver-buckeye | $25.00 | 9/24/2011 8:41:23 AM |
triumph329 | $50.00 | 9/24/2011 8:06:20 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:36:57 AM |
cordial-funds8 | $50.00 | 9/24/2011 9:44:42 AM |
commitment-farm | $40.00 | 9/24/2011 9:06:57 AM |
orange-kindness-captain | $40.00 | 9/24/2011 9:16:59 AM |
objective-investor | $250.00 | 9/24/2011 9:59:01 AM |
mgking007 | $25.00 | 9/24/2011 11:19:46 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:35:25 AM |
benefit-persimmon6 | $100.00 | 9/24/2011 10:32:30 AM |
platinum-czar | $25.00 | 9/24/2011 11:13:57 AM |
britgsb | $100.00 | 9/24/2011 11:25:50 AM |
currency-persimmon | $50.00 | 9/24/2011 11:38:36 AM |
mgd | $100.00 | 9/24/2011 1:20:04 PM |
Corellia | $100.00 | 9/24/2011 12:21:02 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:50:05 PM |
BxRealtor | $25.00 | 9/24/2011 1:03:19 PM |
capital-blueberry | $25.00 | 9/24/2011 4:05:55 PM |
danf2201 | $50.00 | 9/24/2011 1:44:22 PM |
Falcon60 | $150.00 | 9/24/2011 5:15:13 PM |
life-is-great | $25.00 | 9/24/2011 1:21:16 PM |
rebeldog67 | $25.00 | 9/24/2011 5:19:03 PM |
active-reward7 | $100.00 | 9/24/2011 3:46:17 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:20:38 PM |
tomdooley12520 | $25.00 | 9/24/2011 7:54:54 PM |
Flanders122 | $25.00 | 9/24/2011 5:03:53 PM |
riskreward | $250.00 | 9/24/2011 5:29:13 PM |
calimanusa | $35.30 | 9/24/2011 9:42:28 PM |
Lubava | $50.00 | 9/24/2011 7:31:26 PM |
credit-bliss8 | $25.00 | 9/25/2011 12:23:10 AM |
msh345 | $25.00 | 9/24/2011 9:58:26 PM |
buddylucy | $50.00 | 9/25/2011 4:28:06 AM |
nebula076 | $100.00 | 9/25/2011 4:38:15 AM |
TPDODGER | $50.00 | 9/25/2011 6:33:32 AM |
StargazerLending | $25.00 | 9/25/2011 6:38:48 AM |
octoberfresh | $25.00 | 9/25/2011 7:13:58 AM |
richboy56 | $25.00 | 9/25/2011 7:28:42 AM |
red-favorable-basis | $25.00 | 9/25/2011 4:37:04 AM |
BAJMP | $25.00 | 9/25/2011 4:52:39 AM |
SpoonerPhan | $50.00 | 9/25/2011 8:20:46 AM |
power-bluebird2 | $25.00 | 9/25/2011 5:03:42 AM |
bchbum | $50.00 | 9/25/2011 5:27:18 AM |
adir1 | $35.00 | 9/25/2011 6:36:22 AM |
Danylostefan | $150.00 | 9/25/2011 7:46:22 AM |
The_Lendor | $25.03 | 9/25/2011 7:50:24 AM |
Aimvest | $25.00 | 9/25/2011 8:27:29 AM |
a-helping-hand | $1,000.00 | 9/25/2011 10:17:10 AM |
vest_vortex | $50.75 | 9/25/2011 10:29:41 AM |
cleverly-clever | $35.00 | 9/25/2011 9:08:26 AM |
SimGuy | $50.00 | 9/25/2011 10:03:53 AM |
fervent-repayment | $25.00 | 9/25/2011 12:05:49 PM |
duty-admiral | $25.00 | 9/25/2011 10:42:03 AM |
CatbirdBanking | $25.00 | 9/25/2011 11:17:18 AM |
LoanDMC | $50.00 | 9/25/2011 11:29:07 AM |
brutusbone | $50.00 | 9/25/2011 11:41:58 AM |
enriched-truth | $100.00 | 9/25/2011 11:49:45 AM |
ghinga | $25.00 | 9/25/2011 2:04:08 PM |
gr8_r8 | $25.00 | 9/25/2011 12:20:12 PM |
roadtruck | $50.00 | 9/25/2011 12:40:45 PM |
euro-deployment | $25.00 | 9/25/2011 12:47:15 PM |
inculcator | $25.00 | 9/25/2011 12:39:41 PM |
bancoroyal | $25.00 | 9/25/2011 2:51:08 PM |
mrpowers5531 | $25.00 | 9/25/2011 1:28:01 PM |
djmjkelso | $25.00 | 9/25/2011 1:58:01 PM |
antlr | $25.00 | 9/25/2011 1:59:12 PM |
awe-inspiring-power | $50.00 | 9/25/2011 2:26:46 PM |
julijask | $25.00 | 9/25/2011 2:46:07 PM |
finance-negotiator2 | $25.00 | 9/25/2011 4:05:46 PM |
moola-escalator | $100.00 | 9/25/2011 3:57:04 PM |
Gibbyland | $150.00 | 9/25/2011 4:45:26 PM |
digitaldan | $25.00 | 9/25/2011 7:39:16 PM |
Mad_Scientist | $105.00 | 9/25/2011 8:09:22 PM |
orbital-dollar2 | $25.00 | 9/25/2011 6:11:49 PM |
natural-worth9 | $300.00 | 9/25/2011 7:18:22 PM |
WSB-GROUP | $39.22 | 9/25/2011 11:10:03 PM |
income-buffalo1 | $200.00 | 9/25/2011 7:01:49 PM |
natural-worth9 | $330.00 | 9/25/2011 7:24:38 PM |
keppim | $25.00 | 9/26/2011 12:17:33 AM |
cash-spark3 | $25.00 | 9/26/2011 12:28:52 AM |
cmax | $60.00 | 9/25/2011 7:51:04 PM |
balanced-agreement0 | $25.00 | 9/25/2011 8:06:20 PM |
smart-note9 | $50.00 | 9/25/2011 10:12:33 PM |
thomas16882004 | $25.00 | 9/25/2011 10:10:13 PM |
RR2441 | $25.00 | 9/25/2011 10:40:44 PM |
larslfe | $50.00 | 9/26/2011 1:26:33 AM |
momentous-coin | $80.00 | 9/25/2011 11:40:26 PM |
innocent-loot | $27.51 | 9/26/2011 2:10:27 AM |
coin-explorer | $25.00 | 9/26/2011 12:31:01 AM |
dinero-philosopher1 | $200.00 | 9/26/2011 3:11:59 AM |
32669 | $50.00 | 9/26/2011 5:04:20 AM |
careful-note1 | $25.00 | 9/26/2011 5:29:06 AM |
a-versatile-power | $25.00 | 9/26/2011 4:25:51 AM |
B2152 | $25.00 | 9/26/2011 4:54:49 AM |
alphaseek | $200.00 | 9/26/2011 5:07:59 AM |
justice-circuitry0 | $50.00 | 9/26/2011 6:44:59 AM |
buffalobills | $25.00 | 9/26/2011 8:07:51 AM |
devoider | $25.00 | 9/26/2011 5:58:17 AM |
treasure-brigade | $25.00 | 9/26/2011 6:03:37 AM |
kulender | $50.00 | 9/26/2011 6:31:29 AM |
transaction-titan1 | $25.00 | 9/26/2011 6:37:38 AM |
powerlifter275 | $25.00 | 9/26/2011 7:11:00 AM |
reflective-greenback1 | $40.00 | 9/26/2011 9:05:08 AM |
Moots | $26.00 | 9/26/2011 7:35:51 AM |
duckbill_1972 | $35.00 | 9/26/2011 7:39:31 AM |
RJN | $50.00 | 9/26/2011 8:02:33 AM |
kermitdafrog | $25.00 | 9/26/2011 8:14:28 AM |
capital-huckleberry | $100.00 | 9/26/2011 9:35:52 AM |
a-unflappable-finance | $100.00 | 9/26/2011 8:50:04 AM |
mrack | $25.00 | 9/26/2011 9:53:52 AM |
friendly-moola0 | $250.00 | 9/26/2011 9:28:00 AM |
ore-seagull | $60.77 | 9/26/2011 10:56:05 AM |
sonnet771 | $50.00 | 9/26/2011 11:02:55 AM |
cmg891 | $46.47 | 9/26/2011 9:47:10 AM |
sharp518 | $50.00 | 9/26/2011 9:49:35 AM |
kindness-hickory5 | $100.00 | 9/26/2011 9:57:38 AM |
P2P4me | $300.00 | 9/26/2011 9:59:09 AM |
Zeenos | $200.00 | 9/26/2011 10:12:31 AM |
renaissance168 | $25.00 | 9/26/2011 10:10:21 AM |
orbital-gain | $50.00 | 9/26/2011 10:49:34 AM |
debt-legend | $25.00 | 9/26/2011 10:50:57 AM |
Christus_Victor | $25.00 | 9/26/2011 11:38:06 AM |
Jarod213 | $25.00 | 9/26/2011 12:10:28 PM |
hitsman | $50.00 | 9/26/2011 11:34:35 AM |
coin-popcorn | $25.00 | 9/26/2011 11:42:05 AM |
head | $25.00 | 9/26/2011 12:08:35 PM |
340 Investments
|
Borrower Payment Dependent Notes Series
523661
This series of Notes was issued and sold upon the funding of the borrower loan #53554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,422.33 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-08-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $244.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,644 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| joyful-revenue94 |
Borrower's state:
| Georgia |
Borrower's group:
| 1 4 Auto Homes Trucking related borrowing & lending |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase a Truck
Purpose of loan:
This loan will be used to...
Purchase a Truck
My financial situation:
I am a good candidate for this loan because...
I have stable job with good income.
Monthly net income: $7500
Monthly expenses: $3800
Housing: $2000
Insurance: $85
Car expenses: $470
Utilities: $195
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 8/25/2011 9:07:00 AM |
equitable-capital758 | $250.00 | 8/25/2011 9:15:09 AM |
compoundinterest | $50.00 | 8/25/2011 9:09:26 AM |
personal-lender | $25.00 | 8/25/2011 5:17:10 PM |
kind-finance-burrito | $25.00 | 8/25/2011 5:30:35 PM |
american6 | $100.00 | 8/26/2011 6:06:15 PM |
return-seeker85 | $100.00 | 8/26/2011 7:36:48 PM |
hitsman | $73.00 | 8/27/2011 12:50:57 PM |
exchange-banker0 | $50.00 | 8/27/2011 5:21:58 PM |
exchange-banker0 | $50.00 | 8/27/2011 5:21:52 PM |
simplelender80 | $200.00 | 8/28/2011 6:50:29 PM |
Weaverville | $25.00 | 8/29/2011 9:49:25 AM |
prodigy3 | $100.00 | 8/29/2011 1:02:57 PM |
kulender | $100.00 | 8/30/2011 8:42:50 AM |
kenji4861 | $25.00 | 8/31/2011 2:14:56 AM |
responsibility-butterfly | $25.00 | 8/30/2011 7:26:46 PM |
nerdfactor | $25.00 | 8/31/2011 12:12:44 AM |
6moonbeams | $50.00 | 8/31/2011 7:55:31 AM |
power-companion7 | $25.00 | 8/31/2011 8:08:42 AM |
grove88 | $25.00 | 8/31/2011 5:27:23 PM |
herbyman | $50.00 | 8/31/2011 5:38:12 PM |
Interloper | $25.00 | 8/31/2011 3:20:09 PM |
worthy-bid8 | $50.00 | 8/31/2011 5:10:52 PM |
astute-benjamins | $25.00 | 9/1/2011 3:38:44 PM |
jjswanso | $25.00 | 9/2/2011 7:55:39 AM |
priceless-note7 | $50.00 | 9/2/2011 10:09:17 AM |
the-profit-oracle | $25.00 | 9/2/2011 10:48:09 PM |
mennleo | $25.00 | 9/2/2011 11:18:43 PM |
wise-extraordinary-loot | $50.00 | 9/3/2011 5:39:29 AM |
CBO-Enterprise | $100.00 | 9/3/2011 12:05:50 PM |
genius520 | $26.00 | 9/3/2011 12:13:39 PM |
radforj22 | $25.00 | 9/3/2011 10:35:15 AM |
transparency-giant | $50.00 | 9/3/2011 9:03:56 PM |
gracej | $25.00 | 9/4/2011 12:48:04 PM |
Rivervale_Westwood | $25.00 | 9/4/2011 12:39:52 PM |
ideal-platinum1 | $25.00 | 9/5/2011 8:00:05 AM |
payment-halo | $25.00 | 9/5/2011 5:00:26 PM |
balance-bliss | $50.00 | 9/5/2011 10:54:51 PM |
oplender | $25.00 | 9/6/2011 11:19:42 AM |
plane450 | $26.00 | 9/6/2011 8:05:54 AM |
moola-escalator | $100.00 | 9/6/2011 7:24:18 PM |
orgy63 | $25.00 | 9/6/2011 5:02:54 PM |
SBT | $50.00 | 9/6/2011 5:25:36 PM |
gold-motivator2 | $25.00 | 9/6/2011 5:48:01 PM |
DadWarbucks | $25.00 | 9/6/2011 6:56:34 PM |
melodious-fairness | $25.00 | 9/6/2011 8:34:08 PM |
top-investment-american | $25.00 | 9/6/2011 8:38:34 PM |
loot-heart | $25.00 | 9/6/2011 8:52:33 PM |
successful-agreement7 | $100.00 | 9/7/2011 9:19:46 AM |
CaboWaboRobo | $25.00 | 9/7/2011 9:32:04 AM |
prohelper | $25.00 | 9/7/2011 11:01:45 AM |
ksamba | $25.00 | 9/7/2011 11:36:25 AM |
mikrolown | $25.00 | 9/7/2011 8:36:48 AM |
ursus | $50.00 | 9/7/2011 9:13:04 AM |
nickel-ferret | $50.00 | 9/7/2011 9:17:14 AM |
ICHITECH | $25.00 | 9/7/2011 8:59:47 AM |
sugarhoof | $25.00 | 9/7/2011 10:39:13 AM |
jasonj72 | $25.00 | 9/7/2011 10:50:54 AM |
calm-deal7 | $25.00 | 9/7/2011 5:16:47 PM |
moola-gargantuan9 | $50.00 | 9/7/2011 1:06:19 PM |
breadbroker | $25.00 | 9/7/2011 1:38:45 PM |
pwkpwk | $25.00 | 9/7/2011 1:46:23 PM |
thinker6 | $50.00 | 9/7/2011 1:16:52 PM |
point-xylophone | $25.00 | 9/7/2011 2:42:40 PM |
spotty | $75.00 | 9/7/2011 6:17:16 PM |
solin003 | $25.00 | 9/7/2011 3:51:19 PM |
integrity-saver | $25.00 | 9/7/2011 4:37:14 PM |
thetropics18 | $25.00 | 9/7/2011 4:53:49 PM |
enriching-payout | $40.00 | 9/7/2011 4:54:26 PM |
IIP77 | $25.00 | 9/7/2011 5:18:33 PM |
best-phenomenal-treasure | $25.00 | 9/7/2011 8:02:52 PM |
Whipster | $35.00 | 9/7/2011 5:45:30 PM |
mnbud | $25.00 | 9/7/2011 8:52:58 PM |
-------Loaner | $50.00 | 9/7/2011 6:52:54 PM |
archeanchaos | $25.00 | 9/7/2011 9:41:58 PM |
marketplace-cello5 | $50.00 | 9/7/2011 9:54:45 PM |
Maupinman | $48.00 | 9/7/2011 7:37:41 PM |
TD747 | $50.00 | 9/7/2011 7:40:38 PM |
ladderskibum | $25.00 | 9/7/2011 7:44:33 PM |
investment-tempo | $25.00 | 9/7/2011 7:54:53 PM |
bonus-goliath7 | $100.00 | 9/7/2011 8:03:39 PM |
cleared2land | $25.00 | 9/7/2011 8:30:45 PM |
superb-euro2 | $50.00 | 9/8/2011 4:24:30 AM |
unclejaef | $25.00 | 9/7/2011 10:06:40 PM |
DPH | $100.00 | 9/7/2011 9:44:37 PM |
Cre8iveCash | $50.00 | 9/8/2011 5:58:41 AM |
GCInvestments | $25.00 | 9/7/2011 10:16:34 PM |
hanuman77 | $25.00 | 9/8/2011 6:16:48 AM |
REVSTJ999 | $25.00 | 9/8/2011 2:00:01 AM |
moola-cell3 | $50.00 | 9/8/2011 6:35:35 AM |
industrious-transparency6 | $25.00 | 9/8/2011 3:59:05 AM |
Mrgiggleswic | $25.00 | 9/8/2011 4:53:34 AM |
active-market | $25.00 | 9/8/2011 4:59:05 AM |
cajunguy | $25.00 | 9/8/2011 8:13:16 AM |
KVEER | $25.00 | 9/8/2011 5:37:23 AM |
Financer | $25.00 | 9/8/2011 6:10:18 AM |
matt84003 | $25.00 | 9/8/2011 8:57:43 AM |
Chewbaca | $25.00 | 9/8/2011 6:31:14 AM |
wealth-revolutionary | $30.00 | 9/8/2011 6:34:04 AM |
green-moola-platoon | $25.00 | 9/8/2011 6:41:44 AM |
kvandivo | $25.00 | 9/8/2011 7:02:55 AM |
the-skillful-value | $25.00 | 9/8/2011 7:38:37 AM |
justice-circuitry0 | $50.00 | 9/8/2011 7:37:16 AM |
SpoonerPhan | $25.00 | 9/8/2011 8:06:45 AM |
compassion-burrito | $25.00 | 9/8/2011 8:32:22 AM |
jcjdingdong | $25.00 | 9/8/2011 8:58:28 AM |
Bank_Of_XL | $25.00 | 8/25/2011 1:37:37 PM |
Sierrahh | $25.00 | 8/26/2011 11:02:16 AM |
ski bum | $100.00 | 8/26/2011 11:03:17 AM |
ZeLonewolf | $25.00 | 8/26/2011 3:31:50 PM |
bonus-tent | $25.00 | 8/27/2011 1:39:55 PM |
beakerfish | $50.00 | 8/27/2011 2:25:04 PM |
marketplace-hut9 | $25.00 | 8/30/2011 5:46:35 AM |
listing-vista | $100.00 | 8/30/2011 2:01:51 PM |
irishalaskan | $25.00 | 8/30/2011 7:29:04 PM |
ingenious-deal6 | $25.00 | 8/31/2011 2:13:42 AM |
enthralling-deal180 | $100.00 | 8/31/2011 6:06:06 AM |
jengachamp | $25.00 | 8/31/2011 12:21:14 PM |
larslfe | $100.00 | 8/31/2011 1:30:44 PM |
Dubbs360 | $100.00 | 8/31/2011 4:53:48 PM |
riproaringrapids | $25.00 | 9/1/2011 12:26:56 AM |
friendinmoney | $41.14 | 9/1/2011 7:45:39 AM |
MadHun | $200.00 | 9/1/2011 5:16:37 PM |
puifais | $50.00 | 9/1/2011 10:18:43 AM |
credit-maple5 | $25.00 | 9/1/2011 1:36:16 PM |
Tradesmanlender | $25.00 | 9/1/2011 4:43:17 PM |
life-is-great | $25.00 | 9/1/2011 5:14:42 PM |
tech310 | $50.00 | 9/2/2011 12:53:53 AM |
marwadi-62 | $100.00 | 9/2/2011 8:11:05 AM |
AndChicksforFree | $25.00 | 9/2/2011 12:30:44 PM |
ingenious-interest1 | $50.00 | 9/2/2011 6:24:12 PM |
EngineersAlliance | $50.00 | 9/3/2011 12:18:12 PM |
mountainpeak | $28.00 | 9/3/2011 8:55:15 AM |
market-assembler | $50.00 | 9/3/2011 10:23:48 AM |
Pasagam | $25.00 | 9/4/2011 7:22:16 AM |
BxRealtor | $25.00 | 9/4/2011 7:16:32 PM |
mr_haldane | $30.00 | 9/5/2011 12:59:15 PM |
investisure | $100.00 | 9/5/2011 2:29:55 PM |
StPong | $25.00 | 9/5/2011 10:07:26 PM |
Millmanator | $25.00 | 9/5/2011 3:44:08 PM |
smart-integrity378 | $100.00 | 9/5/2011 5:28:27 PM |
gavinfh | $25.00 | 9/5/2011 8:42:05 PM |
BCTechnology | $50.00 | 9/5/2011 11:11:53 PM |
impeccable-note0 | $25.00 | 9/6/2011 10:53:57 AM |
villagers | $50.00 | 9/6/2011 9:18:26 AM |
no_agenda_lender | $50.00 | 9/6/2011 3:47:53 PM |
sonnet771 | $25.00 | 9/6/2011 3:31:01 PM |
gdbls | $75.00 | 9/6/2011 8:53:25 PM |
nalaari | $43.50 | 9/7/2011 7:03:24 AM |
currency-persimmon | $25.00 | 9/7/2011 7:11:12 AM |
currency-persimmon | $25.00 | 9/7/2011 7:11:49 AM |
responsibility-wind6 | $25.00 | 9/6/2011 8:49:59 PM |
JDFuego | $25.00 | 9/7/2011 8:03:54 AM |
skuba | $50.00 | 9/6/2011 10:48:50 PM |
asmithj | $25.00 | 9/7/2011 3:07:02 AM |
Supernick | $50.00 | 9/7/2011 6:40:28 AM |
jim95762 | $100.00 | 9/7/2011 11:11:57 AM |
spark548 | $100.00 | 9/7/2011 11:57:33 AM |
hrubinst | $50.00 | 9/7/2011 7:48:17 AM |
hostbank | $100.00 | 9/7/2011 9:12:06 AM |
studious-bonus7 | $100.00 | 9/7/2011 9:12:27 AM |
checkuto | $25.00 | 9/7/2011 2:38:59 PM |
JandJ-Bank | $25.00 | 9/7/2011 4:12:01 PM |
cutter21 | $25.00 | 9/7/2011 4:52:23 PM |
credit-observatory | $25.00 | 9/7/2011 11:11:31 AM |
financial-frenzy | $50.00 | 9/7/2011 4:55:34 PM |
organized-payment6 | $50.00 | 9/7/2011 11:25:48 AM |
caseattle | $25.00 | 9/7/2011 11:11:33 AM |
nestegg4e | $25.00 | 9/7/2011 12:32:49 PM |
Cheburashka | $25.00 | 9/7/2011 5:19:53 PM |
Eagledrop | $25.00 | 9/7/2011 12:34:49 PM |
Crystalprop | $25.00 | 9/7/2011 2:41:32 PM |
sethred17 | $25.00 | 9/7/2011 2:43:00 PM |
Trentsteel_98 | $25.00 | 9/7/2011 2:40:09 PM |
Brain_m | $25.00 | 9/7/2011 2:55:56 PM |
turbobrat | $25.00 | 9/7/2011 6:39:50 PM |
return-twister | $25.00 | 9/7/2011 4:43:53 PM |
antlr | $50.00 | 9/7/2011 6:54:10 PM |
NorthwestLoan1 | $300.00 | 9/7/2011 4:52:00 PM |
detective311 | $25.00 | 9/7/2011 7:11:26 PM |
Smallbear | $25.00 | 9/7/2011 7:12:40 PM |
JKEnterprises | $25.00 | 9/7/2011 7:15:44 PM |
renaissance168 | $25.00 | 9/7/2011 5:49:38 PM |
uncleharold | $25.00 | 9/7/2011 6:11:07 PM |
social-attraction463 | $25.00 | 9/7/2011 10:59:49 PM |
HAVEANICEDAY | $25.00 | 9/7/2011 7:53:13 PM |
Tai | $50.00 | 9/7/2011 7:57:13 PM |
nytrnbow | $25.00 | 9/7/2011 8:08:16 PM |
TW2000 | $25.00 | 9/7/2011 8:11:48 PM |
StarE | $25.00 | 9/7/2011 8:15:07 PM |
RiskAdverse | $25.00 | 9/7/2011 8:18:07 PM |
ideal-yield5 | $25.00 | 9/7/2011 9:04:03 PM |
Elbanko | $30.00 | 9/8/2011 4:52:00 AM |
artisticlending | $25.00 | 9/8/2011 4:57:05 AM |
T2Capital | $25.00 | 9/8/2011 5:09:25 AM |
cardguy | $25.00 | 9/8/2011 6:06:21 AM |
flexiboy35 | $25.00 | 9/7/2011 10:22:57 PM |
israel15 | $25.00 | 9/7/2011 10:34:00 PM |
BzJ108 | $25.00 | 9/7/2011 11:05:28 PM |
Welink | $38.13 | 9/7/2011 11:11:31 PM |
slartibardfast | $25.00 | 9/8/2011 12:26:03 AM |
dajen1 | $40.00 | 9/8/2011 12:44:41 AM |
gold-sushi | $50.00 | 9/8/2011 3:48:57 AM |
productive-ore | $25.00 | 9/8/2011 7:38:53 AM |
reflective-cash0 | $50.00 | 9/8/2011 7:45:51 AM |
agreement-guild | $25.00 | 9/8/2011 5:00:06 AM |
atlantic51 | $25.00 | 9/8/2011 8:20:19 AM |
Cashman10 | $100.00 | 9/8/2011 5:34:23 AM |
Wilcat77 | $25.00 | 9/8/2011 5:36:00 AM |
stollcm | $25.00 | 9/8/2011 5:39:44 AM |
successful-generosity | $25.00 | 9/8/2011 6:01:10 AM |
Kyileo | $25.00 | 9/8/2011 8:42:20 AM |
dspmn | $25.00 | 9/8/2011 6:59:47 AM |
Gamblor | $38.56 | 9/8/2011 6:50:37 AM |
ersheido | $50.00 | 9/8/2011 6:59:54 AM |
johntims | $25.00 | 9/8/2011 7:14:01 AM |
ReallyGoodGuy | $25.00 | 9/8/2011 7:24:46 AM |
manatee21 | $50.00 | 9/8/2011 8:27:38 AM |
point-reactor7 | $30.00 | 9/8/2011 8:30:49 AM |
bold-unequaled-cash | $25.00 | 9/8/2011 8:48:49 AM |
220 Investments
|
Borrower Payment Dependent Notes Series
524327
This series of Notes was issued and sold upon the funding of the borrower loan #53522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,791.80 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $165.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 72% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $767 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| lucrative-asset6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jump start
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/7/2011 9:15:00 AM |
top-historic-peso | $25.00 | 8/30/2011 10:24:53 PM |
lcole32 | $25.00 | 8/31/2011 3:37:34 AM |
eboomer2611 | $25.00 | 8/31/2011 9:52:07 AM |
capital-kingdom | $25.01 | 9/1/2011 7:46:06 AM |
direct-peso1 | $30.00 | 9/1/2011 2:31:32 PM |
kind-diligent-coin | $27.00 | 9/1/2011 3:20:53 PM |
inspired-duty5 | $25.00 | 9/1/2011 11:43:53 PM |
HenryS | $40.00 | 9/2/2011 10:51:46 AM |
jkeller4000 | $25.00 | 9/3/2011 7:16:46 AM |
vinayganti | $50.00 | 9/3/2011 6:49:53 AM |
ErvLending | $25.00 | 9/3/2011 11:55:11 AM |
108lender | $250.00 | 9/3/2011 6:06:24 PM |
sweet-payout5 | $25.00 | 9/4/2011 8:11:47 PM |
systemlender | $50.00 | 9/5/2011 4:06:44 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 10:19:39 AM |
GobiCharm | $300.00 | 9/5/2011 1:27:38 PM |
Anny-Disco | $25.00 | 9/6/2011 10:14:23 AM |
djindepth | $25.00 | 9/7/2011 1:13:42 AM |
macbeck22 | $29.00 | 9/7/2011 2:37:42 AM |
meteoric-asset4 | $25.00 | 9/8/2011 6:21:47 AM |
duty-admiral | $25.00 | 9/8/2011 11:00:37 AM |
Rogue_Funding | $25.00 | 9/8/2011 3:28:41 PM |
ideal-platinum1 | $25.00 | 9/9/2011 12:44:53 AM |
mindful-cash6 | $33.00 | 9/9/2011 9:06:07 PM |
Emt-James | $27.75 | 9/10/2011 11:48:38 AM |
cd3333 | $25.00 | 9/10/2011 9:04:09 PM |
profde | $25.00 | 9/11/2011 1:15:28 AM |
justchecking999 | $25.00 | 9/10/2011 2:00:52 PM |
KrauseVentures | $25.00 | 9/10/2011 9:20:41 PM |
euro-banker | $25.00 | 9/12/2011 4:53:53 AM |
silverloan | $25.00 | 9/12/2011 7:22:41 AM |
miggy5 | $25.00 | 9/12/2011 9:50:24 AM |
inspired-duty5 | $25.00 | 9/12/2011 1:15:57 PM |
bid-hugger | $500.00 | 9/12/2011 1:54:10 PM |
favorable-deal0 | $25.00 | 9/12/2011 4:36:16 PM |
SCbutterfly | $25.00 | 9/12/2011 2:12:35 PM |
Dapple33 | $33.41 | 9/12/2011 11:02:53 PM |
value-rocket | $25.00 | 9/13/2011 4:22:50 AM |
hopeful-silver5 | $25.00 | 9/13/2011 4:32:41 AM |
draggon77 | $25.00 | 9/13/2011 6:08:34 AM |
painterflipper | $26.36 | 9/13/2011 7:27:12 AM |
Latinun | $25.00 | 9/13/2011 8:26:51 AM |
Leshan | $25.00 | 9/13/2011 8:09:38 AM |
kwan | $25.00 | 9/13/2011 8:40:06 AM |
personal-lender | $25.00 | 8/30/2011 5:20:21 PM |
larslfe | $100.00 | 8/31/2011 1:31:14 PM |
transparency-baton | $25.00 | 8/31/2011 10:00:16 AM |
cash-reaction2 | $50.00 | 8/31/2011 7:04:35 PM |
power-trophy7 | $25.00 | 9/1/2011 9:53:38 AM |
kind-diligent-coin | $27.29 | 9/1/2011 7:33:24 PM |
SpoonerPhan | $25.00 | 9/1/2011 6:29:30 PM |
commanding-income774 | $25.00 | 9/3/2011 7:16:35 PM |
eronyc | $25.00 | 9/6/2011 7:58:50 AM |
Preist | $25.00 | 9/7/2011 7:48:37 PM |
rakem777 | $25.00 | 9/8/2011 7:00:18 AM |
economy-molecule3 | $500.00 | 9/8/2011 2:37:04 PM |
musegaze | $50.00 | 9/9/2011 4:43:00 PM |
BSr | $25.00 | 9/9/2011 1:54:24 PM |
HenryS | $25.00 | 9/10/2011 6:57:45 AM |
money-baron | $41.00 | 9/10/2011 4:31:10 PM |
MM1207 | $50.00 | 9/11/2011 10:59:54 AM |
refined-return922 | $25.00 | 9/11/2011 2:32:40 PM |
alphabet76 | $25.00 | 9/12/2011 4:48:59 AM |
direct-social3 | $25.00 | 9/12/2011 2:38:23 AM |
inventive-exchange | $25.00 | 9/12/2011 4:12:46 AM |
agreement-animal | $25.00 | 9/12/2011 8:56:26 AM |
Valley-of-the-Dollar | $25.00 | 9/12/2011 10:53:53 AM |
guard327 | $25.00 | 9/12/2011 1:24:24 PM |
Najaca | $25.00 | 9/12/2011 3:37:55 PM |
DeltaComputerGuy | $25.00 | 9/12/2011 1:58:40 PM |
hfpinc | $25.00 | 9/12/2011 2:28:17 PM |
dano1965 | $51.98 | 9/12/2011 4:18:18 PM |
trader-joe | $25.00 | 9/12/2011 4:27:49 PM |
mighty-value | $25.00 | 9/12/2011 4:45:45 PM |
flexible-return297 | $25.00 | 9/12/2011 11:30:40 PM |
Iwillhuntyoudown | $25.00 | 9/12/2011 11:35:30 PM |
the-hope-workhorse | $25.00 | 9/12/2011 11:49:43 PM |
abundant-credit6 | $50.00 | 9/13/2011 3:04:32 AM |
CACO_Lender | $25.00 | 9/13/2011 8:52:13 AM |
upbeat-investment9 | $25.00 | 9/13/2011 8:53:44 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
524399
This series of Notes was issued and sold upon the funding of the borrower loan #53643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 54% |
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
29 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,729 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| psychicmike |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,950.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Sep-2010)
|
Principal balance:
| $770.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
To Pay 80% off All My Credit Cards
Purpose of loan:
Pay off 80% all my credit card balances in full.
My financial situation:
--Excellent Payment History With Prosper--
I work full time. No Late Payments.
Monthly net income: $1,656
Housing: $200 live with parents
Insurance: $10.15/mo
Car expenses: Don't own car
Utilities: $0 live with family
Phone, cable, internet: $0
Credit cards and other loans: $200/mo
I can easily afford $172 per month on this loan.
*****Excellent existing payment record with Prosper****
Plan on paying off existing balance on my 1st Prosper loan
which has about an $800 balance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 9/19/2011 9:05:17 AM |
Kash2010lu | $25.00 | 9/19/2011 9:07:38 AM |
power-grid134 | $25.00 | 9/19/2011 2:14:08 PM |
shawnw2 | $150.00 | 9/19/2011 3:18:58 PM |
tdorren | $25.00 | 9/19/2011 4:38:10 PM |
wesleyan | $50.00 | 9/19/2011 4:45:06 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:14:48 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:40:52 PM |
compassion-artisan9 | $50.00 | 9/19/2011 10:37:07 PM |
loanman2007 | $100.00 | 9/20/2011 5:29:10 AM |
loan-eagle9 | $25.00 | 9/20/2011 7:44:52 AM |
pfh | $25.00 | 9/20/2011 8:04:09 AM |
shrewd-income | $50.00 | 9/20/2011 3:13:02 PM |
worth-blanket2 | $3,075.00 | 9/20/2011 5:22:01 PM |
RoZu_Lending | $100.00 | 9/19/2011 9:01:50 AM |
chameleon125 | $25.00 | 9/19/2011 10:56:23 AM |
green-trade-dolphin | $25.00 | 9/19/2011 2:17:20 PM |
influential-wealth2 | $25.00 | 9/19/2011 6:59:06 PM |
NekHoldings | $25.00 | 9/19/2011 7:32:29 PM |
thankful-nickel2 | $25.00 | 9/20/2011 2:20:45 AM |
PXM-Financial | $25.00 | 9/20/2011 9:08:08 AM |
market-mesh | $50.00 | 9/20/2011 10:46:01 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
524459
This series of Notes was issued and sold upon the funding of the borrower loan #53495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 65% |
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $910 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,263 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-prominence5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
waiting on check
Purpose of loan: car repair and catch up
This loan will be used to repair my car and play catch up on my bills. My boyfriend just lost his unemployment and we need to play catch up bills and that I know once we catch up I will be able to cover everything.
My financial situation:
I am a good candidate for this loan because I have paid back one before in full and recently i got a raise at work and I am good at making ontime payments. I am waiting for a couple of checks and I expect this to be a short term loan.. Once I get the checks I am waiting on this will be paid back and I will be back on track
Monthly net income: $2600.00
Monthly expenses: $2019.00
Housing: $446.00
Insurance: $189
Car expenses: $184(500 to repair)
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: 700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 9/13/2011 5:09:12 PM |
thankful-nickel2 | $25.00 | 9/13/2011 6:14:09 PM |
AF-Chief | $30.00 | 9/13/2011 7:15:03 PM |
larslfe | $50.00 | 9/13/2011 8:13:55 PM |
NekHoldings | $25.00 | 9/13/2011 5:18:00 PM |
AndChicksforFree | $25.00 | 9/13/2011 6:46:12 PM |
papaloha | $100.00 | 9/14/2011 11:43:15 AM |
Moe87 | $25.00 | 9/14/2011 3:16:27 PM |
worth-blanket2 | $3,700.00 | 9/14/2011 3:36:55 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
524563
This series of Notes was issued and sold upon the funding of the borrower loan #53527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,797.27 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $300.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $167,361 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| professional830 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Re-Financing Loan
Purpose of loan:
This loan will be used to pay off a debt that is coming due and the interest rate will jump to higher than is available here.
My financial situation:
I am a good candidate for this loan because i am an excellent credit, have never missed a payment and received signficant bonuses annually (100% of income) which were not included in my income information. I have significant investments as well that are illiquid and I need to continue to fund those investments, so this loan provides some breathing room in the short run and allows me to continue the investment program through my organization.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $300.00 | 8/30/2011 5:05:34 PM |
Sierrahh | $25.00 | 8/30/2011 6:39:41 PM |
responsibility-butterfly | $25.00 | 8/30/2011 7:25:39 PM |
vutah | $30.00 | 8/30/2011 7:52:55 PM |
kenji4861 | $50.00 | 8/31/2011 2:14:44 AM |
green-trade-dolphin2 | $25.00 | 8/31/2011 10:46:36 AM |
fusbarro | $50.00 | 8/31/2011 3:31:28 PM |
indomitable-coin | $25.00 | 9/1/2011 5:13:57 AM |
heavy_ax | $50.00 | 9/2/2011 10:17:01 AM |
Rivervale_Westwood | $25.00 | 9/4/2011 12:40:16 PM |
anacent | $100.00 | 9/5/2011 10:12:27 PM |
radforj22 | $25.00 | 9/6/2011 2:46:28 PM |
Ocean713 | $75.00 | 9/6/2011 3:25:04 PM |
the-bright-velocity | $50.00 | 9/7/2011 8:03:03 AM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:40 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:21 AM |
riproaringrapids | $25.00 | 9/8/2011 9:02:09 AM |
diablorulz | $50.00 | 9/8/2011 1:53:18 PM |
Supernick | $50.00 | 9/9/2011 2:25:01 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:11 AM |
boylezz | $25.00 | 9/9/2011 11:51:16 AM |
economy-molecule3 | $500.00 | 9/9/2011 5:24:15 PM |
agreement-guild | $100.00 | 9/10/2011 9:21:32 AM |
friendly-money | $100.00 | 9/10/2011 11:38:29 AM |
happyinvallarta | $50.00 | 9/10/2011 7:24:12 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:49 AM |
djs81 | $25.00 | 9/10/2011 11:18:50 AM |
Chosen-one | $25.00 | 9/10/2011 6:55:10 PM |
generous-at-heart | $25.00 | 9/11/2011 12:28:04 PM |
value-investor9 | $50.00 | 9/12/2011 4:07:52 AM |
awwaww | $25.00 | 9/11/2011 3:26:42 PM |
shellback13 | $30.00 | 9/11/2011 7:09:12 PM |
market-maximizer472 | $100.00 | 9/11/2011 5:27:59 PM |
rentalguy | $40.00 | 9/12/2011 5:46:01 AM |
miked8303 | $25.00 | 9/12/2011 6:05:25 AM |
frobin | $50.00 | 9/12/2011 6:06:37 AM |
Daneistes | $50.00 | 9/12/2011 8:55:31 AM |
escharfer | $25.00 | 9/12/2011 7:50:06 AM |
genius520 | $50.00 | 9/12/2011 9:14:35 AM |
turbostar666 | $25.00 | 9/12/2011 8:11:04 AM |
jubilant-durability9 | $25.00 | 9/12/2011 8:11:46 AM |
value-pouch | $25.00 | 9/12/2011 9:39:10 AM |
Prosp_Lender | $25.00 | 9/12/2011 9:49:15 AM |
IP | $25.00 | 9/12/2011 9:55:16 AM |
gauss02 | $25.00 | 9/12/2011 9:16:50 AM |
coin-lesson3 | $100.00 | 9/12/2011 10:34:27 AM |
Fiimg | $50.00 | 9/12/2011 10:51:27 AM |
xyzpl | $50.00 | 9/12/2011 9:33:14 AM |
wwwUniversal | $25.00 | 9/12/2011 9:39:43 AM |
ghinga | $30.00 | 9/12/2011 11:15:06 AM |
harty | $50.00 | 9/12/2011 1:02:34 PM |
finance_mba | $25.00 | 9/12/2011 10:59:18 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:33 PM |
nv | $32.00 | 9/12/2011 2:53:26 PM |
dharma1 | $25.00 | 9/12/2011 3:13:49 PM |
rose88 | $25.00 | 9/12/2011 1:23:13 PM |
6moonbeams | $50.00 | 9/12/2011 1:25:57 PM |
giftgold | $25.00 | 9/12/2011 1:38:18 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:20 PM |
potatoepicker | $50.00 | 9/12/2011 2:50:29 PM |
fairness-transporter6 | $50.00 | 9/12/2011 11:33:13 PM |
Zen_help | $30.00 | 9/13/2011 3:18:53 AM |
wen0823 | $25.00 | 9/13/2011 3:27:26 AM |
hardwareman | $25.00 | 9/13/2011 4:05:30 AM |
Max8319 | $25.00 | 9/13/2011 4:34:13 AM |
silver-armada | $25.00 | 9/13/2011 5:16:42 AM |
rockhound84 | $34.00 | 9/13/2011 6:01:39 AM |
dealarella | $100.00 | 9/13/2011 6:05:09 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:07 AM |
reinforced-funds4 | $25.00 | 9/13/2011 9:39:12 AM |
rzlender | $25.00 | 9/13/2011 9:44:49 AM |
nickel-position | $25.00 | 9/13/2011 9:52:19 AM |
TCayce | $25.00 | 9/13/2011 10:13:49 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:24 AM |
dajen1 | $40.00 | 9/13/2011 10:31:28 AM |
top-tolerant-loyalty | $25.00 | 9/13/2011 10:49:21 AM |
Caledoni | $25.00 | 9/13/2011 11:58:02 AM |
super100 | $25.00 | 9/13/2011 11:31:27 AM |
ms48105 | $25.00 | 9/13/2011 12:41:39 PM |
independent-kindness5 | $500.00 | 9/13/2011 1:07:32 PM |
kingbutthd | $25.00 | 9/13/2011 1:31:00 PM |
yennib | $25.00 | 9/13/2011 1:31:05 PM |
miket71 | $28.00 | 9/13/2011 2:09:16 PM |
sci_guy | $50.00 | 9/13/2011 3:06:45 PM |
gracej | $25.00 | 9/13/2011 3:11:29 PM |
pythia | $25.00 | 9/13/2011 4:10:26 PM |
listing-drummer | $25.00 | 9/13/2011 3:40:31 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:25 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:17 PM |
totoro | $25.00 | 9/13/2011 4:25:03 PM |
marketplace-hut9 | $25.00 | 9/13/2011 4:31:20 PM |
gilbrear | $25.00 | 9/13/2011 4:51:21 PM |
ndhookman | $50.00 | 9/13/2011 4:51:47 PM |
ZeLonewolf | $25.00 | 8/30/2011 5:59:21 PM |
nerdfactor | $25.00 | 8/31/2011 12:13:47 AM |
larslfe | $100.00 | 8/31/2011 1:31:28 PM |
compoundinterest | $50.00 | 8/31/2011 9:11:22 AM |
subtle-revenue0 | $25.00 | 8/31/2011 2:26:19 PM |
grove88 | $25.00 | 8/31/2011 5:26:34 PM |
wampum-chorus3 | $25.00 | 9/2/2011 4:41:21 AM |
AF-Chief | $100.00 | 9/2/2011 8:49:13 PM |
dynamic-money271 | $75.00 | 9/3/2011 11:13:20 AM |
ski bum | $40.00 | 9/3/2011 12:19:26 PM |
roux | $25.00 | 9/5/2011 8:40:46 PM |
jazz619 | $25.00 | 9/5/2011 7:53:01 PM |
a-finance-nirvana | $25.00 | 9/6/2011 2:19:37 AM |
rmachi | $25.00 | 9/6/2011 8:07:50 AM |
oplender | $25.00 | 9/6/2011 11:19:55 AM |
a-unflappable-finance | $50.00 | 9/6/2011 1:06:48 PM |
life-is-great | $25.00 | 9/6/2011 1:37:42 PM |
return-seeker85 | $50.00 | 9/6/2011 7:05:34 PM |
american6 | $100.00 | 9/6/2011 10:47:34 PM |
Weaverville | $100.00 | 9/7/2011 10:13:15 AM |
Syzygy | $25.00 | 9/7/2011 4:52:34 PM |
personal-lender | $25.00 | 9/7/2011 5:18:23 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:16 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:41 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:13 PM |
new-affluence-piledriver | $100.00 | 9/8/2011 4:47:13 PM |
jescowa | $50.00 | 9/8/2011 6:59:12 PM |
velocity-solo | $25.00 | 9/9/2011 6:22:53 AM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 10:09:06 AM |
Vegasjim | $25.00 | 9/9/2011 4:04:57 PM |
BigLinCT | $25.00 | 9/9/2011 6:42:07 PM |
MadHun | $200.00 | 9/9/2011 5:16:54 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:09 PM |
fcukciti | $25.00 | 9/11/2011 8:48:01 AM |
MM1207 | $50.00 | 9/11/2011 10:59:57 AM |
Warwick | $50.00 | 9/11/2011 8:23:40 PM |
antlr | $50.00 | 9/11/2011 8:27:23 PM |
no_agenda_lender | $25.00 | 9/11/2011 6:47:11 PM |
undaunted-kindness | $100.00 | 9/11/2011 10:58:13 PM |
mtquan | $25.00 | 9/12/2011 2:17:05 AM |
ukstevenhawaii | $50.00 | 9/12/2011 4:28:29 AM |
basis-mate7 | $50.00 | 9/12/2011 6:04:15 AM |
priceless-note7 | $100.00 | 9/12/2011 6:33:57 AM |
unrivaled-capital322 | $100.00 | 9/12/2011 7:12:02 AM |
first-serene-credit | $25.00 | 9/12/2011 9:08:35 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:39 AM |
AsianDragon | $35.00 | 9/12/2011 11:11:54 AM |
orbital-gain | $50.00 | 9/12/2011 12:41:09 PM |
Loan-trust25 | $25.00 | 9/12/2011 10:34:27 AM |
anwn | $25.00 | 9/12/2011 10:36:22 AM |
dollardave | $100.00 | 9/12/2011 10:50:29 AM |
AsianDragon | $35.00 | 9/12/2011 11:10:10 AM |
figs4u2 | $100.00 | 9/12/2011 2:36:48 PM |
newest-bountiful-basis | $25.00 | 9/12/2011 1:00:38 PM |
platinum-rapture6 | $50.00 | 9/12/2011 1:17:59 PM |
dano1965 | $50.00 | 9/12/2011 4:16:45 PM |
dtv803 | $25.00 | 9/12/2011 1:31:32 PM |
mighty-value | $25.00 | 9/12/2011 4:45:49 PM |
rogue_monster | $25.00 | 9/12/2011 2:18:09 PM |
foodie1234 | $100.00 | 9/12/2011 3:48:57 PM |
fotep-financial | $50.00 | 9/12/2011 4:48:54 PM |
LongTail | $30.00 | 9/12/2011 10:50:36 PM |
Turkish101 | $25.00 | 9/13/2011 2:15:31 AM |
top-sensible-yield | $25.00 | 9/13/2011 3:03:19 AM |
Cre8iveCash | $25.00 | 9/13/2011 4:23:16 AM |
currency-persimmon | $25.00 | 9/13/2011 5:12:44 AM |
active-market | $25.00 | 9/13/2011 5:15:31 AM |
pakrbkr | $25.00 | 9/13/2011 5:20:40 AM |
capital-futurist | $25.00 | 9/13/2011 6:00:17 AM |
baseballfan111 | $50.00 | 9/13/2011 7:39:50 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:18 AM |
Leopoldine | $25.27 | 9/13/2011 7:54:25 AM |
bid-lightning9 | $25.00 | 9/13/2011 8:58:41 AM |
Eagledrop | $25.00 | 9/13/2011 9:07:24 AM |
asset-equilibrium0 | $25.00 | 9/13/2011 10:03:46 AM |
tolerant-balance7 | $25.00 | 9/13/2011 10:03:03 AM |
ramsba | $50.00 | 9/13/2011 10:28:02 AM |
mr55262 | $50.00 | 9/13/2011 10:28:40 AM |
DadWarbucks | $25.00 | 9/13/2011 10:56:53 AM |
texrob20 | $25.00 | 9/13/2011 11:29:38 AM |
marketplace-buckeye | $50.00 | 9/13/2011 11:49:39 AM |
pawsitive | $25.00 | 9/13/2011 12:21:27 PM |
wealthy60 | $25.00 | 9/13/2011 12:24:10 PM |
LogicalCC | $25.00 | 9/13/2011 12:31:24 PM |
ijspence | $25.00 | 9/13/2011 12:56:43 PM |
blissful-deal0 | $33.00 | 9/13/2011 1:45:22 PM |
green-moola-platoon | $25.00 | 9/13/2011 1:38:30 PM |
value-wind0 | $50.00 | 9/13/2011 1:55:56 PM |
astute-benjamins | $25.00 | 9/13/2011 2:38:32 PM |
the-profit-oracle | $25.00 | 9/13/2011 3:12:47 PM |
helpinghand63 | $25.00 | 9/13/2011 4:32:46 PM |
mammalian4 | $25.00 | 9/13/2011 4:47:32 PM |
185 Investments
|
Borrower Payment Dependent Notes Series
524663
This series of Notes was issued and sold upon the funding of the borrower loan #53561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-09-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,336 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-power-zeus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
An investment in my future
Purpose of loan:
Kickstart my own business, improve my home, pay off a truck loan.
My financial situation:
I am a good candidate for this loan because I accomplish the goals I set for myself. I have 22 years of experience that needs to be put into my bottom line, my family and I. My goal is to get to my company to the point where I can allow it to run itself while I share the skills I have been blessed with to better others in need.
Monthly net income: $ 3300+
Housing: $ 2180
Insurance: $ 60
Car expenses / loan: $ 250
Utilities: $ 250
Phone, cable, internet: $ 100
Food, entertainment: $ 250
Credit cards and other loans: $ 75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $100.00 | 8/31/2011 4:53:51 PM |
fusbarro | $50.00 | 8/31/2011 4:12:25 PM |
handshake5 | $100.00 | 8/31/2011 5:17:27 PM |
responsibility-butterfly | $25.00 | 9/1/2011 7:44:14 PM |
heavy_ax | $50.00 | 9/2/2011 10:17:01 AM |
stepatatime-together | $100.00 | 9/6/2011 7:57:45 AM |
villagers | $25.00 | 9/6/2011 9:16:22 AM |
monster4 | $50.00 | 9/7/2011 5:44:15 PM |
p2ploan-charmer | $25.00 | 9/7/2011 11:47:49 PM |
larslfe | $100.00 | 9/8/2011 2:11:15 PM |
equitable-capital758 | $250.00 | 9/8/2011 11:00:08 AM |
Azonic21 | $25.00 | 9/8/2011 7:38:43 PM |
geniusj | $50.00 | 9/9/2011 2:11:51 PM |
worth-blanket2 | $5,000.00 | 9/9/2011 6:00:07 PM |
vibraphone3 | $44.50 | 9/9/2011 6:19:32 PM |
Gladglide | $25.00 | 9/2/2011 12:56:27 AM |
beakerfish | $75.00 | 9/3/2011 7:54:35 AM |
mlj0671 | $25.00 | 9/3/2011 1:38:08 PM |
kulender | $100.00 | 9/3/2011 1:05:51 PM |
diplomatic-wealth7 | $25.00 | 9/3/2011 9:19:33 PM |
Sierrahh | $25.00 | 9/4/2011 8:11:02 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:18 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:31 AM |
progressive-economy261 | $100.00 | 9/9/2011 1:18:05 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
524933
This series of Notes was issued and sold upon the funding of the borrower loan #53735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 38% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,627 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| mighty-wampum0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to start a gourmet food truck business. Currently there is no other competition in the area. We are in a college town that would be a prime location to start this kind of business. The truck is secured but we are still in need of some of the start-up cost.
My financial situation:
I am a good candidate for this loan because I pay my bills on time, come from restaurant background and have done my research close to a year.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scrappy-diversification7 | $43.00 | 9/8/2011 9:15:45 AM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:03 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:21 AM |
beakerfish | $50.00 | 9/10/2011 11:09:43 AM |
Whipster | $70.00 | 9/10/2011 6:35:08 AM |
jjswanso | $40.00 | 9/10/2011 12:08:53 PM |
prodigy3 | $100.00 | 9/12/2011 9:34:44 AM |
HedgeFund | $50.00 | 9/12/2011 4:38:50 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:27 AM |
charming-exchange7 | $25.00 | 9/13/2011 6:28:28 AM |
profit-powerplant | $25.00 | 9/13/2011 2:07:53 PM |
Dubbs360 | $100.00 | 9/13/2011 5:10:58 PM |
houli123 | $100.00 | 9/13/2011 7:48:20 PM |
Gladglide | $25.00 | 9/13/2011 11:55:51 PM |
balanced-balance6 | $25.00 | 9/14/2011 5:08:00 AM |
Kaj | $30.00 | 9/14/2011 5:36:51 PM |
handshake5 | $100.00 | 9/14/2011 5:46:47 PM |
kain11286 | $25.00 | 9/15/2011 8:46:27 AM |
red-power-pecan | $50.00 | 9/15/2011 9:18:18 AM |
fusbarro | $75.00 | 9/15/2011 11:40:48 AM |
stepatatime-together | $100.00 | 9/15/2011 5:24:09 PM |
papaloha | $25.00 | 9/16/2011 8:56:16 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:43 AM |
debtcollector | $25.00 | 9/16/2011 2:52:53 PM |
hyrolln | $25.00 | 9/16/2011 5:44:37 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:51 PM |
mennleo | $30.00 | 9/17/2011 9:38:44 AM |
BBL | $25.00 | 9/17/2011 9:39:00 AM |
prohelper | $50.00 | 9/17/2011 1:14:51 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:57 PM |
glroark | $50.00 | 9/18/2011 6:29:48 AM |
bid-stockpiler1 | $150.00 | 9/18/2011 12:17:44 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:19 PM |
worth-blanket2 | $1,300.00 | 9/19/2011 9:23:28 AM |
finance-prescription | $100.00 | 9/19/2011 9:09:03 AM |
evnagelist | $50.00 | 9/19/2011 9:39:03 AM |
awesome-yield7 | $25.00 | 9/19/2011 9:15:58 AM |
nickel-hickory | $21.42 | 9/19/2011 9:58:37 AM |
liberty-magnate | $25.00 | 9/8/2011 10:47:45 AM |
diplomatic-wealth7 | $25.00 | 9/8/2011 4:18:16 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:34 PM |
maverick32 | $50.00 | 9/8/2011 7:26:18 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:02:36 PM |
scarlet-velvet | $25.08 | 9/9/2011 7:16:30 PM |
Unitas4302 | $50.00 | 9/11/2011 9:13:56 AM |
elegant-loot | $50.00 | 9/12/2011 11:56:17 AM |
bullwink27 | $25.00 | 9/13/2011 4:58:44 AM |
handy-justice | $50.00 | 9/13/2011 12:11:31 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:34 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:49 PM |
BankofRon | $25.00 | 9/14/2011 11:55:55 PM |
wonder3 | $35.00 | 9/15/2011 12:42:43 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:54 AM |
treasure-bliss | $50.00 | 9/16/2011 5:02:36 AM |
CC911 | $25.00 | 9/16/2011 5:07:08 AM |
monster4 | $50.00 | 9/16/2011 5:09:31 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:21 AM |
FriendInSeattle | $100.00 | 9/16/2011 4:30:16 PM |
buraky | $25.00 | 9/16/2011 9:53:16 PM |
orange-preeminant-bill | $25.00 | 9/17/2011 6:04:57 AM |
kulender | $100.00 | 9/17/2011 6:15:36 AM |
gotjack | $100.00 | 9/17/2011 8:45:19 AM |
108lender | $200.00 | 9/17/2011 11:32:47 AM |
Investor_DP | $100.00 | 9/17/2011 12:06:56 PM |
Myrick | $25.00 | 9/17/2011 5:10:48 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:33 PM |
suave-dime6 | $25.00 | 9/18/2011 2:36:49 PM |
bid-stockpiler1 | $50.00 | 9/18/2011 2:46:06 PM |
riveting-credit5 | $50.00 | 9/18/2011 6:59:41 PM |
thelovebug | $100.00 | 9/19/2011 7:37:15 AM |
best-point-flow | $75.00 | 9/19/2011 6:41:46 AM |
desertoasis | $25.00 | 9/19/2011 9:48:56 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
524973
This series of Notes was issued and sold upon the funding of the borrower loan #53520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 54% |
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $811 | |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-achievement |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off my paypal buyers credit, and to pay for my taxes and tags on my vehicle.
My financial situation: stable
I am a good candidate for this loan because. I have previously had a loan through prosper and paid it off about a year early.
Monthly net income: $ 674
Monthly expenses: $
Housing: $ 0
Insurance: $ 60
Car expenses: $ 171
Utilities: $ 0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 9/13/2011 9:04:53 AM |
yield-lion2 | $25.00 | 9/13/2011 9:01:27 AM |
loanman2007 | $25.00 | 9/13/2011 9:06:42 AM |
brightest-dignified-penny | $25.00 | 9/13/2011 10:43:47 AM |
AF-Chief | $100.00 | 9/13/2011 1:34:41 PM |
AndChicksforFree | $25.00 | 9/13/2011 3:44:42 PM |
Mikale360 | $25.00 | 9/13/2011 4:21:09 PM |
brondero | $60.00 | 9/13/2011 5:18:49 PM |
sensible-fund | $25.00 | 9/13/2011 5:05:24 PM |
Kash2010lu | $25.00 | 9/13/2011 5:08:49 PM |
ronin4sale | $25.00 | 9/13/2011 7:40:44 PM |
eboomer2611 | $25.00 | 9/13/2011 8:10:00 PM |
Free-the-usa-1776 | $44.23 | 9/13/2011 8:47:54 PM |
skillful-asset5 | $25.00 | 9/13/2011 8:47:23 PM |
payout-bridge | $50.00 | 9/13/2011 11:21:08 PM |
420limo | $65.95 | 9/14/2011 1:58:24 AM |
Christophe | $25.00 | 9/14/2011 7:08:48 AM |
chameleon125 | $25.00 | 9/14/2011 7:38:54 AM |
Dusigrosz | $50.00 | 9/14/2011 9:00:14 AM |
Valley-of-the-Dollar | $25.00 | 9/14/2011 9:53:46 AM |
papaloha | $50.00 | 9/14/2011 11:42:27 AM |
principal-laser | $43.00 | 9/14/2011 2:34:39 PM |
Bob450 | $25.00 | 9/14/2011 3:01:26 PM |
Leshan | $205.67 | 9/14/2011 2:40:41 PM |
MoneyForNothing | $17.03 | 9/14/2011 3:34:25 PM |
fabulous-community4 | $25.00 | 9/13/2011 9:00:44 AM |
312-Lender | $25.00 | 9/13/2011 9:01:05 AM |
shawnw2 | $50.00 | 9/13/2011 9:14:47 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:13 AM |
TWGCJ | $25.00 | 9/13/2011 9:34:09 AM |
shawnw2 | $50.00 | 9/13/2011 10:01:13 AM |
DHolly | $25.00 | 9/13/2011 10:33:45 AM |
eccles | $25.00 | 9/13/2011 4:52:38 PM |
enthusiastic-balance5 | $82.00 | 9/13/2011 6:07:09 PM |
SolarMoonshine | $25.00 | 9/13/2011 6:48:15 PM |
shrewd-income | $25.00 | 9/13/2011 7:51:00 PM |
larslfe | $50.00 | 9/13/2011 8:13:54 PM |
atlas100 | $25.00 | 9/13/2011 9:37:50 PM |
mrxtravis | $25.00 | 9/13/2011 10:09:52 PM |
supreme-hope | $25.00 | 9/14/2011 3:42:49 AM |
verticalhorizon | $25.00 | 9/14/2011 4:21:50 AM |
icanhasloanz | $100.00 | 9/14/2011 4:55:48 AM |
verblender | $52.12 | 9/14/2011 9:56:51 AM |
liberty-magnate | $25.00 | 9/14/2011 10:56:38 AM |
DKSArt | $25.00 | 9/14/2011 1:53:21 PM |
Eric_Gagne | $25.00 | 9/14/2011 1:55:05 PM |
ParcifalZ | $50.00 | 9/14/2011 3:03:43 PM |
YeoLenderSource | $25.00 | 9/14/2011 3:19:29 PM |
juliasdad | $30.00 | 9/14/2011 3:34:16 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
525195
This series of Notes was issued and sold upon the funding of the borrower loan #53738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 6% |
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $269 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-griffin8 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
My financial situation:
I am a good candidate for this loan because I am a single person with a high annual income and a good credit score.
The reason I am loaning this money instead of saving it over the next few months is because I need the money fast.
This is a great opportunity for any potential investors out there.
Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $52.25 | 9/1/2011 12:09:25 PM |
caring-hope2 | $100.00 | 9/2/2011 6:30:42 AM |
john0720 | $100.00 | 9/2/2011 7:34:40 AM |
blot44 | $25.00 | 9/1/2011 7:49:22 PM |
compoundinterest | $50.00 | 9/2/2011 5:11:48 PM |
colorfulgardener | $25.00 | 9/5/2011 2:46:21 AM |
a-finance-nirvana | $25.00 | 9/6/2011 2:19:39 AM |
oplender | $25.00 | 9/6/2011 11:20:02 AM |
atbright | $25.00 | 9/6/2011 5:48:30 PM |
american6 | $100.00 | 9/6/2011 10:47:44 PM |
return-seeker85 | $25.00 | 9/7/2011 11:20:17 AM |
Theodon | $25.00 | 9/7/2011 9:43:20 AM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:46 PM |
nickel-ferret | $50.00 | 9/8/2011 9:17:49 AM |
larslfe | $100.00 | 9/8/2011 2:11:23 PM |
A007 | $50.00 | 9/8/2011 12:57:31 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:36 PM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:19 AM |
Syzygy | $25.00 | 9/9/2011 8:58:36 AM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 10:21:32 AM |
Vegasjim | $25.00 | 9/9/2011 4:04:59 PM |
MadHun | $200.00 | 9/10/2011 12:16:54 PM |
syounker | $25.00 | 9/11/2011 6:12:06 PM |
MM1207 | $50.00 | 9/11/2011 11:00:05 AM |
personal-lender | $25.00 | 9/11/2011 12:19:43 PM |
chekat | $25.00 | 9/12/2011 4:17:53 AM |
alpinaut | $25.00 | 9/12/2011 4:26:18 AM |
life-is-great | $25.00 | 9/12/2011 6:59:19 AM |
EA_Pokerking | $25.00 | 9/12/2011 8:33:21 AM |
CapStack | $25.00 | 9/12/2011 8:38:17 AM |
ghinga | $30.00 | 9/12/2011 11:17:48 AM |
bajaruss | $27.00 | 9/12/2011 9:42:51 AM |
RankPaid | $25.00 | 9/12/2011 11:20:45 AM |
figs4u2 | $100.00 | 9/12/2011 2:36:51 PM |
gogrannygo | $25.00 | 9/13/2011 5:41:28 AM |
dealarella | $100.00 | 9/13/2011 6:05:11 AM |
baseballfan111 | $50.00 | 9/13/2011 7:39:51 AM |
gjm6d | $25.00 | 9/13/2011 9:00:13 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:14 AM |
TCayce | $25.00 | 9/13/2011 10:13:51 AM |
mr55262 | $50.00 | 9/13/2011 10:28:42 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:27 AM |
bicyclist2270 | $25.00 | 9/13/2011 1:53:16 PM |
minista | $26.00 | 9/13/2011 3:17:55 PM |
gracej | $25.00 | 9/13/2011 3:11:33 PM |
bonus-fanatic5 | $25.00 | 9/13/2011 5:02:40 PM |
valiant-liberty4 | $25.00 | 9/13/2011 6:05:55 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:06 PM |
Finla | $50.00 | 9/13/2011 6:44:55 PM |
cash-cymbal | $25.00 | 9/13/2011 7:32:09 PM |
wealth-competitor | $25.00 | 9/13/2011 7:48:30 PM |
Supernick | $50.00 | 9/13/2011 8:18:48 PM |
theboat | $25.00 | 9/13/2011 8:29:18 PM |
leeball | $100.00 | 9/13/2011 9:38:50 PM |
creativename | $25.00 | 9/13/2011 9:52:15 PM |
compassionate-asset8 | $25.00 | 9/13/2011 10:58:40 PM |
RayEarth | $25.00 | 9/13/2011 11:46:21 PM |
GreenSun | $25.00 | 9/14/2011 6:26:52 AM |
WorldlyWorker | $25.00 | 9/14/2011 6:32:10 AM |
Mantis75 | $25.00 | 9/14/2011 6:44:51 AM |
lucrative-coin | $50.00 | 9/14/2011 8:13:03 AM |
degster | $25.00 | 9/14/2011 7:59:39 AM |
publius2000 | $25.00 | 9/14/2011 8:46:26 AM |
bds9646 | $25.00 | 9/14/2011 8:35:44 AM |
asaurus0 | $68.75 | 9/14/2011 10:05:41 AM |
schnatty | $77.77 | 9/14/2011 10:27:15 AM |
cvlender | $25.00 | 9/14/2011 12:44:56 PM |
currency-saguaro9 | $50.00 | 9/14/2011 12:59:28 PM |
commitment-farm | $25.00 | 9/14/2011 1:53:20 PM |
interstellar | $75.00 | 9/14/2011 2:02:05 PM |
w3alter | $50.00 | 9/14/2011 2:13:12 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:28 PM |
astute-benjamins | $50.00 | 9/14/2011 2:45:50 PM |
payout-carnival | $25.00 | 9/14/2011 2:50:37 PM |
gold-position | $100.00 | 9/14/2011 3:26:11 PM |
market-maximizer472 | $100.00 | 9/14/2011 3:30:25 PM |
selector568 | $300.00 | 9/14/2011 3:45:25 PM |
mondaymorning | $50.00 | 9/14/2011 4:02:17 PM |
klinebarger | $25.00 | 9/14/2011 4:10:39 PM |
WorldsInvestments | $25.00 | 9/14/2011 4:39:30 PM |
Fireball27 | $150.00 | 9/14/2011 4:50:46 PM |
Techne_Funds_LLC | $25.00 | 9/14/2011 4:48:20 PM |
x-bones | $25.00 | 9/14/2011 5:10:24 PM |
shrewd-deal | $50.00 | 9/14/2011 5:20:25 PM |
circuitfive | $25.00 | 9/14/2011 5:21:26 PM |
money-bauble | $200.00 | 9/14/2011 5:43:51 PM |
tapesor | $200.00 | 9/14/2011 5:51:07 PM |
compsciman | $25.00 | 9/14/2011 6:23:31 PM |
Richmp412 | $25.00 | 9/14/2011 6:27:20 PM |
Fiimg | $50.00 | 9/14/2011 6:50:43 PM |
emosspot | $25.00 | 9/14/2011 7:07:57 PM |
Furryone | $25.00 | 9/14/2011 8:03:48 PM |
Photoman42 | $25.00 | 9/14/2011 7:27:16 PM |
Gobsek | $25.00 | 9/14/2011 8:20:16 PM |
mindful-deal289 | $50.00 | 9/14/2011 9:03:43 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:39 PM |
aspire2grow | $25.00 | 9/14/2011 9:16:37 PM |
orgy63 | $25.00 | 9/14/2011 9:20:38 PM |
Harpersferry | $60.00 | 9/14/2011 8:29:08 PM |
medman | $25.00 | 9/14/2011 9:21:56 PM |
engbusres | $43.00 | 9/14/2011 9:27:07 PM |
friendinmoney | $30.33 | 9/14/2011 9:35:32 PM |
nickel-hickory | $100.00 | 9/14/2011 9:35:46 PM |
mennleo | $50.00 | 9/14/2011 9:41:33 PM |
majormcker | $54.83 | 9/14/2011 10:47:37 PM |
gold-disk | $25.00 | 9/14/2011 11:52:24 PM |
Solid-Platinum | $50.00 | 9/14/2011 10:28:13 PM |
jim95762 | $100.00 | 9/14/2011 11:06:22 PM |
responsibility-butterfly | $25.00 | 9/1/2011 7:44:24 PM |
heavy_ax | $50.00 | 9/2/2011 10:17:05 AM |
top-epic-community | $100.00 | 9/2/2011 6:15:26 PM |
availableloan | $25.00 | 9/2/2011 8:34:57 PM |
AF-Chief | $100.00 | 9/2/2011 8:49:17 PM |
ZeLonewolf | $25.00 | 9/3/2011 5:28:49 AM |
dynamic-money271 | $75.00 | 9/3/2011 11:13:23 AM |
indomitable-coin | $25.00 | 9/3/2011 12:20:32 PM |
subtle-revenue0 | $25.00 | 9/5/2011 1:50:14 PM |
Sierrahh | $25.00 | 9/6/2011 8:40:05 AM |
rmachi | $25.00 | 9/6/2011 8:07:55 AM |
a-unflappable-finance | $25.00 | 9/7/2011 12:17:58 PM |
radforj22 | $25.00 | 9/7/2011 3:39:56 PM |
ski bum | $100.00 | 9/7/2011 5:20:15 PM |
superb-funds335 | $25.00 | 9/7/2011 8:17:18 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:26 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:29 AM |
sparkymark | $25.00 | 9/8/2011 10:45:57 AM |
Sneezie | $100.00 | 9/8/2011 12:45:15 PM |
diablorulz | $50.00 | 9/8/2011 1:53:26 PM |
cello1 | $25.00 | 9/8/2011 4:45:47 PM |
jescowa | $50.00 | 9/8/2011 6:59:17 PM |
blindtaxidriver | $25.00 | 9/8/2011 8:02:37 PM |
bkb7484 | $25.00 | 9/10/2011 4:44:29 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:16 PM |
agreement-guild | $100.00 | 9/10/2011 9:21:38 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:56 AM |
sflawya | $25.00 | 9/10/2011 7:41:06 AM |
Interloper | $25.00 | 9/10/2011 12:39:55 PM |
fcukciti | $25.00 | 9/11/2011 8:48:07 AM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:55:49 AM |
antlr | $50.00 | 9/11/2011 8:27:27 PM |
jjswanso | $50.00 | 9/11/2011 11:59:00 AM |
generous-at-heart | $25.00 | 9/11/2011 12:32:47 PM |
Warwick | $50.00 | 9/11/2011 8:23:43 PM |
basis-mate7 | $50.00 | 9/12/2011 6:04:18 AM |
miked8303 | $25.00 | 9/12/2011 6:05:30 AM |
escharfer | $25.00 | 9/12/2011 7:50:16 AM |
unrivaled-capital322 | $100.00 | 9/12/2011 7:12:04 AM |
Daneistes | $50.00 | 9/12/2011 8:55:32 AM |
charming-exchange7 | $25.00 | 9/12/2011 10:44:15 AM |
finance_mba | $25.00 | 9/12/2011 10:59:20 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:43 AM |
orbital-gain | $50.00 | 9/12/2011 12:41:11 PM |
anwn | $25.00 | 9/12/2011 10:36:23 AM |
newest-bountiful-basis | $25.00 | 9/12/2011 1:00:38 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:36 PM |
frobin | $25.00 | 9/12/2011 3:06:02 PM |
platinum-rapture6 | $100.00 | 9/12/2011 1:16:51 PM |
Tradesmanlender | $25.00 | 9/12/2011 1:18:06 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:05 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:24 PM |
Ripsaw4U | $50.00 | 9/13/2011 3:09:06 AM |
value-wind0 | $50.00 | 9/13/2011 1:55:57 PM |
nelie150 | $32.46 | 9/13/2011 2:58:07 PM |
Weaverville | $50.00 | 9/13/2011 3:09:19 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:27 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:19 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:08 PM |
Rysterola82 | $50.00 | 9/13/2011 10:18:51 PM |
buffalobills | $25.00 | 9/14/2011 7:44:29 AM |
MicroLender357 | $25.00 | 9/14/2011 8:17:14 AM |
genius520 | $50.00 | 9/14/2011 9:19:05 AM |
economy-molecule3 | $500.00 | 9/14/2011 9:24:44 AM |
orange-camaraderi-galaxy | $25.00 | 9/14/2011 9:42:35 AM |
Argbargle | $100.00 | 9/14/2011 9:44:58 AM |
top-tolerant-loyalty | $50.00 | 9/14/2011 9:59:42 AM |
hrubinst | $25.00 | 9/14/2011 11:23:49 AM |
williemc44 | $25.00 | 9/14/2011 11:09:05 AM |
Pasagam | $33.00 | 9/14/2011 1:04:18 PM |
dollardave | $100.00 | 9/14/2011 1:37:35 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:20 PM |
the-profit-oracle | $25.00 | 9/14/2011 2:26:24 PM |
mtquan | $25.00 | 9/14/2011 2:37:02 PM |
credit-bliss8 | $25.00 | 9/14/2011 2:45:30 PM |
diggingupward | $25.00 | 9/14/2011 3:19:11 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:27 PM |
trustworthy-hope189 | $75.00 | 9/14/2011 3:34:56 PM |
top-sensible-yield | $25.00 | 9/14/2011 3:53:14 PM |
courteous-fund9 | $50.00 | 9/14/2011 4:34:26 PM |
truth-umbrella3 | $25.00 | 9/14/2011 4:46:02 PM |
Bank42 | $50.00 | 9/14/2011 4:49:17 PM |
ImaPutz | $25.00 | 9/14/2011 5:15:52 PM |
spark548 | $50.00 | 9/14/2011 5:36:03 PM |
mammalian4 | $25.00 | 9/14/2011 5:55:19 PM |
SolarMoonshine | $25.00 | 9/14/2011 6:04:55 PM |
first-sophisticated-rate | $25.00 | 9/14/2011 6:10:01 PM |
lost-money-so-far-on-these | $25.00 | 9/14/2011 6:13:36 PM |
Leopoldine | $25.00 | 9/14/2011 6:18:17 PM |
SimonHova | $30.00 | 9/14/2011 6:22:52 PM |
financial-frenzy | $50.00 | 9/14/2011 6:18:49 PM |
MARWARISETH | $25.00 | 9/14/2011 6:27:17 PM |
marketplace-hut9 | $25.00 | 9/14/2011 6:30:01 PM |
compassionate-fairness6 | $25.00 | 9/14/2011 6:58:15 PM |
Nummus | $25.00 | 9/14/2011 7:48:14 PM |
best-phenomenal-treasure | $25.00 | 9/14/2011 7:28:04 PM |
tomdooley12520 | $50.00 | 9/14/2011 7:32:21 PM |
E2BGR8 | $25.00 | 9/14/2011 8:07:51 PM |
smart-integrity378 | $100.00 | 9/14/2011 8:27:03 PM |
little_brother1 | $25.51 | 9/14/2011 9:33:34 PM |
Rick21 | $25.00 | 9/14/2011 10:44:59 PM |
macgeek | $29.92 | 9/14/2011 10:34:24 PM |
payment-chief9 | $14.18 | 9/15/2011 1:33:20 AM |
orderandprogress | $30.00 | 9/14/2011 10:22:43 PM |
transparent-wealth6 | $25.00 | 9/15/2011 12:44:00 AM |
213 Investments
|
Borrower Payment Dependent Notes Series
525235
This series of Notes was issued and sold upon the funding of the borrower loan #53646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,302.63 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $298.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 48% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,863 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| understanding-dough5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Billion Dollar Idea
Purpose of loan: Start up Costs
This loan will be used to patent my idea.
My financial situation: Good Stable Income
I have come up with a Billion dollar idea that will revolutionize the small business and non profit organizations. It will have attributes of some of the most recognizable companies of this generation. This loan will be used to insure and protect the validity of my idea.
Monthly net income: $3000 - $4000
Monthly expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JLMGroupFunds | $25.00 | 9/17/2011 12:19:09 PM |
leverage-monger | $25.00 | 9/4/2011 1:22:44 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:11 AM |
villagers | $25.00 | 9/6/2011 9:16:36 AM |
fusbarro | $50.00 | 9/7/2011 4:41:24 PM |
Bill88 | $25.00 | 9/8/2011 1:01:26 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:54 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:53 AM |
return-enthusiast1 | $25.00 | 9/9/2011 12:51:04 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:02:35 PM |
Bill88 | $25.00 | 9/10/2011 9:30:46 PM |
lib5836 | $25.00 | 9/11/2011 2:42:13 AM |
ASR3 | $35.00 | 9/12/2011 6:30:03 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:57 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:45 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:17 AM |
jiggaman7 | $50.00 | 9/13/2011 8:58:00 PM |
CO_Engineer | $25.00 | 9/14/2011 2:03:58 PM |
Kaj | $30.00 | 9/14/2011 5:36:40 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:43 PM |
MrBailey | $26.13 | 9/14/2011 9:46:15 PM |
economy-coup | $100.00 | 9/14/2011 11:38:26 PM |
desertoasis | $25.00 | 9/15/2011 8:24:01 AM |
Wellman | $50.00 | 9/15/2011 4:27:50 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:35 PM |
Comoparklender | $50.00 | 9/16/2011 6:51:27 AM |
papaloha | $25.00 | 9/16/2011 8:56:12 AM |
dublin063 | $50.00 | 9/16/2011 9:10:54 AM |
1randyp | $50.00 | 9/16/2011 11:09:05 AM |
capital_projects_investor | $25.00 | 9/16/2011 12:30:11 PM |
nodrivelpls | $25.00 | 9/16/2011 12:40:28 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:37:10 PM |
debtcollector | $25.00 | 9/16/2011 2:52:47 PM |
Something-Corporate | $25.00 | 9/16/2011 3:24:01 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:25 PM |
MadHun | $200.00 | 9/16/2011 5:09:55 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:31 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:34 PM |
return-seeker85 | $50.00 | 9/16/2011 6:47:21 PM |
loot-supporter2 | $25.00 | 9/16/2011 7:06:26 PM |
danf2201 | $50.00 | 9/16/2011 8:05:50 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:29 PM |
smart-integrity378 | $100.00 | 9/16/2011 8:15:51 PM |
Rick21 | $25.00 | 9/16/2011 8:59:54 PM |
buraky | $25.00 | 9/16/2011 9:53:11 PM |
clean-finance1 | $41.00 | 9/16/2011 11:11:05 PM |
yield-lion | $25.00 | 9/17/2011 6:26:59 AM |
sgordon46 | $25.00 | 9/17/2011 7:41:12 AM |
gustavzantanon | $25.00 | 9/17/2011 7:52:15 AM |
Kyileo | $25.00 | 9/17/2011 8:37:53 AM |
elephantparty | $25.00 | 9/17/2011 9:28:20 AM |
gavinfh | $25.00 | 9/17/2011 9:32:48 AM |
Easystreet | $25.00 | 9/17/2011 9:29:40 AM |
IntrepidInvestment | $25.00 | 9/17/2011 9:48:38 AM |
BBL | $25.00 | 9/17/2011 9:38:54 AM |
Mavrck88 | $25.00 | 9/17/2011 10:27:46 AM |
Dowanhill | $25.00 | 9/17/2011 11:53:25 AM |
Investoman | $75.00 | 9/17/2011 12:13:34 PM |
personal-lender | $25.00 | 9/17/2011 12:12:19 PM |
musegaze | $100.00 | 9/17/2011 12:32:00 PM |
prohelper | $50.00 | 9/17/2011 1:14:44 PM |
valiant-money | $30.00 | 9/17/2011 1:16:38 PM |
oracle3 | $25.00 | 9/17/2011 1:02:28 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:25 PM |
sdkevin | $25.00 | 9/17/2011 4:09:06 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:11 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:30 PM |
contract-maracas | $25.00 | 9/17/2011 10:20:04 PM |
IIP77 | $25.00 | 9/18/2011 1:03:34 AM |
SimonHova | $25.00 | 9/18/2011 4:05:21 AM |
eronyc | $25.00 | 9/18/2011 6:04:52 AM |
LittlePiggyBank | $30.00 | 9/18/2011 6:35:58 AM |
KidSicily | $50.00 | 9/18/2011 4:43:48 AM |
tremendous-payment | $25.00 | 9/18/2011 7:21:01 AM |
return-buddy | $25.00 | 9/18/2011 7:06:39 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:43 AM |
ouyangers | $25.00 | 9/18/2011 7:45:59 AM |
tornandfrayed | $25.00 | 9/18/2011 10:11:14 AM |
bid-stockpiler1 | $25.00 | 9/18/2011 11:51:58 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:26 AM |
DrewOdette | $25.00 | 9/18/2011 11:14:35 AM |
handshake5 | $100.00 | 9/4/2011 12:17:20 PM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:37 PM |
Gladglide | $25.00 | 9/6/2011 11:00:43 PM |
CatbirdBanking | $25.00 | 9/8/2011 1:39:06 PM |
profit-powerplant | $25.00 | 9/9/2011 12:28:24 PM |
jjswanso | $25.00 | 9/10/2011 12:08:51 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:17 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:53 AM |
miked8303 | $25.00 | 9/13/2011 7:22:42 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:28 AM |
payout-achievement | $50.00 | 9/14/2011 3:23:43 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:31 PM |
p2ploan-charmer | $25.00 | 9/14/2011 5:13:02 PM |
monster4 | $50.00 | 9/14/2011 5:26:33 PM |
larslfe | $50.00 | 9/14/2011 9:58:39 PM |
treasure-bliss | $25.00 | 9/15/2011 5:10:42 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:27 AM |
investtor | $25.00 | 9/15/2011 12:05:58 PM |
janus_god | $25.00 | 9/15/2011 12:19:06 PM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:45 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:49 PM |
zorg77 | $50.00 | 9/15/2011 4:23:56 PM |
systematic-fairness | $25.00 | 9/15/2011 7:00:35 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:26 AM |
orange-preeminant-bill | $50.00 | 9/16/2011 5:13:07 AM |
GoodLuckLender | $25.00 | 9/16/2011 7:18:16 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:25 AM |
fareast_man | $25.00 | 9/16/2011 8:17:18 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:16 AM |
foxtrot12 | $75.00 | 9/16/2011 9:10:21 AM |
panther757 | $25.00 | 9/16/2011 9:53:31 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:17:01 AM |
industrious-dedication | $25.00 | 9/16/2011 12:27:23 PM |
gotjack | $100.00 | 9/16/2011 1:49:41 PM |
finance-mushroom | $100.00 | 9/16/2011 5:09:37 PM |
AEH_Now | $25.00 | 9/16/2011 8:05:00 PM |
MyKidsDad | $25.00 | 9/16/2011 7:51:12 PM |
hope-base | $25.00 | 9/16/2011 8:06:53 PM |
philantist | $30.00 | 9/16/2011 9:08:17 PM |
Palacios | $75.00 | 9/16/2011 10:46:17 PM |
Miklot | $25.00 | 9/17/2011 2:01:22 AM |
julijask | $25.00 | 9/17/2011 12:59:27 AM |
aFro | $25.00 | 9/17/2011 2:05:33 AM |
SelectTrustLending | $25.00 | 9/17/2011 2:24:36 AM |
revenue-circuit1 | $25.00 | 9/17/2011 5:50:53 AM |
browneyegravy | $25.00 | 9/17/2011 4:32:37 AM |
kulender | $100.00 | 9/17/2011 6:15:30 AM |
ITExec | $100.00 | 9/17/2011 5:37:23 AM |
ChuckieG | $25.00 | 9/17/2011 7:11:03 AM |
head | $25.00 | 9/17/2011 7:58:10 AM |
trajectory8 | $50.00 | 9/17/2011 8:39:22 AM |
mighty-value | $25.00 | 9/17/2011 9:10:47 AM |
TheCount | $25.00 | 9/17/2011 8:49:44 AM |
capital-renewal | $25.00 | 9/17/2011 9:29:22 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:41 AM |
dough-bear | $25.00 | 9/17/2011 10:52:32 AM |
ursus | $50.00 | 9/17/2011 12:09:37 PM |
asiaratt | $50.00 | 9/17/2011 12:09:25 PM |
prophecy | $50.00 | 9/17/2011 12:24:39 PM |
economy-molecule3 | $500.00 | 9/17/2011 12:15:04 PM |
Pman | $25.00 | 9/17/2011 12:55:01 PM |
JauaFlash | $25.00 | 9/17/2011 1:39:48 PM |
prominence8 | $30.00 | 9/17/2011 1:53:37 PM |
thedrummer | $50.00 | 9/17/2011 3:20:13 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:45 PM |
Debt2Freedom | $25.00 | 9/17/2011 4:09:56 PM |
cropdust3r | $25.00 | 9/17/2011 4:49:31 PM |
GSV67 | $50.00 | 9/17/2011 4:31:22 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:29 PM |
Engineer44 | $25.00 | 9/17/2011 11:44:21 PM |
well-rounded-dinero | $50.00 | 9/18/2011 1:29:27 AM |
velocity-monster | $100.00 | 9/18/2011 6:34:00 AM |
CoffeyvilleKS | $25.00 | 9/18/2011 7:21:40 AM |
JandJ-Bank | $25.00 | 9/18/2011 7:32:15 AM |
freetimeskier | $50.00 | 9/18/2011 10:13:46 AM |
ChrisProsper | $295.00 | 9/18/2011 9:54:06 AM |
money-surge1 | $50.00 | 9/18/2011 9:58:01 AM |
sharpey | $50.00 | 9/18/2011 11:29:06 AM |
nycloan | $25.00 | 9/18/2011 10:36:55 AM |
160 Investments
|
Borrower Payment Dependent Notes Series
525239
This series of Notes was issued and sold upon the funding of the borrower loan #53534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,093.47 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-03-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $339.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,573 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| totogazelle |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Save More
Purpose of loan:
This loan will be used to pay off $ 4,000 Credit Cards and a $8,700 Bank Loan and $2,000 in Dental Expenses. My financial situation:
I am the Senior City Carrier at the Franklin, KY. Post Office. I have a hard work ethic and secure position. I have will have no trouble paying the loan and have every intention in doing so. This will save me over $600/Mo. Currently, I'm paying a Total of $1,000/Mo. in Credit Card Debt/Bank Loan/Dental Bill, Combined. I'll be able to save for Emer. Fund, College and put more than the min. in my 401K. All delinquencies showing on my credit report are from 4 to 7 yrs. ago. When my wife was ill and we encountered a lot of medical debt. She has been in good health for last 4 years, and we have had no delinquencies for 4 years. In addition, my wife will contributing @ $1200/Mo. beginning 9/6/11. All efforts to fund this loan will be greatly appreciated, Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/3/2011 12:08:19 PM |
oplender | $25.00 | 9/6/2011 11:20:08 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:30 PM |
diablorulz | $50.00 | 9/8/2011 1:53:32 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:49 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:50 AM |
larslfe | $25.00 | 9/9/2011 11:15:21 AM |
ZeLonewolf | $25.00 | 9/9/2011 4:57:31 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:23 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:40 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:22 AM |
Supernick | $50.00 | 9/13/2011 8:18:52 PM |
6moonbeams | $50.00 | 9/14/2011 7:36:00 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:25 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:22 PM |
Debt-free-Southern-California | $25.00 | 9/14/2011 11:59:29 PM |
listing-vista | $50.00 | 9/15/2011 5:52:21 AM |
tylerfd | $25.00 | 9/15/2011 6:35:03 AM |
TrustPlus | $50.00 | 9/15/2011 8:03:14 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:42 AM |
Auburnmist | $25.00 | 9/15/2011 9:52:05 AM |
LeReve | $50.00 | 9/15/2011 10:01:24 AM |
balance-voyager | $50.00 | 9/15/2011 10:31:36 AM |
AceInTheHole | $25.00 | 9/15/2011 9:53:57 AM |
jibe-set | $50.00 | 9/15/2011 12:20:35 PM |
no_agenda_lender | $25.00 | 9/15/2011 1:00:15 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:41 PM |
radforj22 | $25.00 | 9/15/2011 2:05:35 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:06 PM |
marketplace-hut9 | $25.00 | 9/15/2011 4:34:38 PM |
genius520 | $50.00 | 9/15/2011 5:13:45 PM |
MadHun | $200.00 | 9/15/2011 5:15:12 PM |
marwadi-62 | $100.00 | 9/15/2011 5:30:49 PM |
Eagledrop | $25.00 | 9/15/2011 6:25:42 PM |
IIP77 | $25.00 | 9/15/2011 8:09:26 PM |
792FICO | $25.00 | 9/15/2011 8:10:39 PM |
paladin847 | $50.00 | 9/15/2011 8:12:46 PM |
best-phenomenal-treasure | $25.00 | 9/15/2011 9:08:11 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:44 PM |
duty-admiral | $44.00 | 9/15/2011 9:33:41 PM |
tolerant-balance7 | $25.00 | 9/15/2011 10:13:39 PM |
fair-rate | $25.00 | 9/15/2011 10:47:55 PM |
ideal-platinum1 | $25.00 | 9/15/2011 11:02:47 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:20 AM |
runner262 | $25.00 | 9/16/2011 2:07:26 AM |
the-bill-gatherer | $25.00 | 9/16/2011 4:27:05 AM |
chakra | $25.00 | 9/16/2011 5:06:57 AM |
janeybooboo | $100.00 | 9/16/2011 4:54:59 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:31 AM |
buukyak | $25.00 | 9/16/2011 5:20:41 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:18 AM |
friendly-market5 | $25.00 | 9/16/2011 5:41:47 AM |
currency-persimmon | $25.00 | 9/16/2011 6:08:34 AM |
maschinenbau | $25.00 | 9/16/2011 6:14:31 AM |
transparency-bopper9 | $25.00 | 9/16/2011 6:35:54 AM |
jjswanso | $50.00 | 9/16/2011 6:50:24 AM |
nimble-dedication1 | $50.00 | 9/16/2011 7:19:44 AM |
visionary-fund | $432.07 | 9/16/2011 8:49:38 AM |
samo102us | $25.00 | 9/16/2011 8:57:27 AM |
studious-bonus7 | $43.00 | 9/16/2011 9:08:22 AM |
ursus | $50.00 | 9/16/2011 9:08:46 AM |
red-unequivocal-finance | $25.00 | 9/16/2011 9:11:20 AM |
EngineersAlliance | $50.00 | 9/16/2011 9:11:28 AM |
successful-agreement7 | $100.00 | 9/16/2011 9:11:44 AM |
_kyle | $25.00 | 9/16/2011 9:31:11 AM |
market-assembler | $50.00 | 9/16/2011 9:36:44 AM |
Big_Funder | $42.00 | 9/16/2011 9:35:56 AM |
ICHITECH | $25.00 | 9/16/2011 9:54:43 AM |
hanuman77 | $25.00 | 9/16/2011 9:56:43 AM |
borquist | $25.00 | 9/16/2011 9:52:03 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:54 AM |
logical-investment4 | $31.33 | 9/16/2011 10:49:15 AM |
payout-quark | $200.00 | 9/16/2011 12:30:28 PM |
cutter21 | $25.00 | 9/16/2011 12:45:15 PM |
kangarookim99 | $25.00 | 9/16/2011 1:26:41 PM |
brutusbone | $25.00 | 9/16/2011 12:35:17 PM |
sgordon46 | $25.00 | 9/16/2011 2:02:05 PM |
deborahz | $25.00 | 9/16/2011 12:52:40 PM |
msmlender | $78.63 | 9/16/2011 1:59:07 PM |
mdrichards | $25.00 | 9/16/2011 2:02:25 PM |
InspireLife | $25.00 | 9/16/2011 2:23:01 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:36:22 PM |
Sixmil | $100.00 | 9/16/2011 3:45:21 PM |
mtquan | $25.00 | 9/16/2011 4:03:25 PM |
Sefotonga | $25.00 | 9/16/2011 4:13:52 PM |
Dreamconnection | $25.00 | 9/16/2011 4:09:33 PM |
Smallbear | $25.00 | 9/16/2011 4:13:43 PM |
mrn3 | $25.00 | 9/16/2011 4:45:31 PM |
reasonable-bonus6 | $25.00 | 9/16/2011 4:48:50 PM |
SanJoser | $25.00 | 9/16/2011 5:03:09 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:33 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:42 PM |
jescowa | $50.00 | 9/16/2011 7:11:36 PM |
reinforced-velocity158 | $320.00 | 9/16/2011 7:21:40 PM |
Steveoo1 | $50.00 | 9/16/2011 6:23:22 PM |
Pasagam | $50.00 | 9/16/2011 8:16:39 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:27 PM |
top-payout-fixer | $25.00 | 9/16/2011 9:20:24 PM |
rutzebach | $84.26 | 9/16/2011 8:39:42 PM |
buraky | $50.00 | 9/16/2011 9:51:41 PM |
mydogissocute | $25.00 | 9/16/2011 11:40:22 PM |
ShotokanKeto | $25.00 | 9/16/2011 11:54:07 PM |
clean-finance1 | $41.00 | 9/16/2011 11:11:04 PM |
julijask | $50.00 | 9/17/2011 12:57:48 AM |
bds9646 | $25.00 | 9/17/2011 3:10:14 AM |
BiggestG | $25.00 | 9/17/2011 1:05:17 AM |
hardwareman | $25.00 | 9/17/2011 4:04:58 AM |
mr55262 | $25.00 | 9/16/2011 11:13:30 PM |
pfh | $25.00 | 9/17/2011 4:15:13 AM |
Graven33 | $41.81 | 9/16/2011 11:30:32 PM |
aFro | $25.00 | 9/17/2011 2:05:32 AM |
browneyegravy | $25.00 | 9/17/2011 4:32:37 AM |
Jesuistom | $25.00 | 9/17/2011 5:54:00 AM |
upperdeck | $28.78 | 9/17/2011 4:16:09 AM |
rcflick | $25.00 | 9/17/2011 6:09:00 AM |
mwl | $25.00 | 9/17/2011 5:02:59 AM |
Atlanta-Buyer | $25.00 | 9/17/2011 6:07:47 AM |
kulender | $100.00 | 9/17/2011 6:14:42 AM |
deal-seagull7 | $95.00 | 9/17/2011 6:31:08 AM |
BlueProteus | $25.00 | 9/17/2011 7:13:00 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:00 AM |
wicker1 | $25.00 | 9/17/2011 6:26:49 AM |
Isotope | $25.00 | 9/17/2011 7:48:11 AM |
dca_yyz | $50.01 | 9/17/2011 7:41:59 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:12:58 AM |
rutzebach | $47.35 | 9/17/2011 8:44:39 AM |
supreme-hope | $25.00 | 9/17/2011 8:09:15 AM |
ILovemoney | $50.00 | 9/17/2011 8:39:25 AM |
Bob450 | $25.02 | 9/17/2011 8:48:23 AM |
britgsb | $50.00 | 9/17/2011 9:12:31 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:41 AM |
neutrino6 | $25.00 | 9/17/2011 10:03:32 AM |
macgeek | $25.00 | 9/17/2011 9:52:52 AM |
gold-disk | $25.00 | 9/17/2011 9:55:28 AM |
jazzlender | $50.00 | 9/17/2011 10:55:14 AM |
successful-generosity | $25.00 | 9/17/2011 10:17:40 AM |
return-buddy | $25.00 | 9/17/2011 11:28:12 AM |
penny-oasis | $25.00 | 9/17/2011 11:58:30 AM |
american6 | $100.00 | 9/6/2011 10:47:54 PM |
compoundinterest | $50.00 | 9/7/2011 9:11:15 AM |
BxRealtor | $25.00 | 9/8/2011 4:47:34 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:36 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:56 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:25 AM |
boylezz | $25.00 | 9/9/2011 11:50:09 AM |
theloanteacher | $25.00 | 9/10/2011 8:57:35 PM |
MM1207 | $50.00 | 9/11/2011 11:00:13 AM |
credit-maple5 | $25.00 | 9/12/2011 6:04:08 AM |
life-is-great | $25.00 | 9/12/2011 6:59:24 AM |
miked8303 | $25.00 | 9/12/2011 6:05:36 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:50 AM |
ASR3 | $35.00 | 9/12/2011 6:30:00 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:55 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:52 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:42 AM |
Weaverville | $25.00 | 9/13/2011 3:10:02 PM |
ski bum | $54.00 | 9/13/2011 4:31:58 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:52 AM |
lucrative-coin | $50.00 | 9/14/2011 8:13:07 AM |
spark548 | $50.00 | 9/14/2011 5:36:06 PM |
Kaj | $30.00 | 9/14/2011 5:36:37 PM |
equitable-capital758 | $250.00 | 9/14/2011 5:38:12 PM |
personal-lender | $25.00 | 9/14/2011 5:47:54 PM |
0403 | $25.00 | 9/14/2011 6:46:53 PM |
steiglends | $100.00 | 9/15/2011 5:35:17 AM |
goose026 | $25.00 | 9/15/2011 6:51:53 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:27 AM |
diggingupward | $25.00 | 9/15/2011 10:03:52 AM |
gracej | $25.00 | 9/15/2011 11:20:09 AM |
Clambake | $50.00 | 9/15/2011 11:35:51 AM |
EvalCrux | $31.00 | 9/15/2011 1:37:50 PM |
sevimac | $50.00 | 9/15/2011 3:51:48 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:12 PM |
astute-benjamins | $25.00 | 9/15/2011 5:47:10 PM |
Danfromnapa | $25.00 | 9/15/2011 5:24:14 PM |
DreDub | $50.00 | 9/15/2011 5:30:52 PM |
renaissance168 | $40.00 | 9/15/2011 6:13:25 PM |
soulwork | $25.00 | 9/15/2011 6:56:10 PM |
ethical-truth211 | $500.00 | 9/15/2011 7:23:05 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:51 PM |
lizard_lips | $25.00 | 9/15/2011 9:34:13 PM |
direct-dough0 | $25.00 | 9/15/2011 10:10:51 PM |
Alastor | $25.00 | 9/15/2011 9:58:53 PM |
engaging-yield4 | $25.00 | 9/15/2011 10:56:45 PM |
mighty-value | $25.00 | 9/15/2011 11:51:03 PM |
consulguru | $25.00 | 9/16/2011 12:28:37 AM |
asmithj | $25.00 | 9/16/2011 2:04:29 AM |
thrifty-note2 | $25.00 | 9/16/2011 5:04:21 AM |
discrete-basis1 | $25.00 | 9/16/2011 3:54:45 AM |
Loan2save | $25.00 | 9/16/2011 4:17:48 AM |
income-mushroom | $62.34 | 9/16/2011 4:32:47 AM |
mstebnicki | $25.00 | 9/16/2011 5:28:47 AM |
deal-contributor8 | $25.00 | 9/16/2011 4:44:20 AM |
triumph329 | $25.00 | 9/16/2011 5:36:44 AM |
best-basis-trooper | $50.00 | 9/16/2011 5:31:27 AM |
dlg | $25.00 | 9/16/2011 6:17:32 AM |
DadWarbucks | $25.00 | 9/16/2011 6:26:50 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:31:57 AM |
donenzo | $25.00 | 9/16/2011 6:40:43 AM |
preeminant-generosity2 | $30.00 | 9/16/2011 6:27:21 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:28 AM |
pfenness | $25.00 | 9/16/2011 8:02:52 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:24 AM |
szetheli | $120.00 | 9/16/2011 8:19:19 AM |
listing-drummer | $30.00 | 9/16/2011 8:52:57 AM |
debt-fuse158 | $25.00 | 9/16/2011 9:01:52 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:06:25 AM |
hebergee | $25.00 | 9/16/2011 9:08:40 AM |
jubilant-durability9 | $50.00 | 9/16/2011 9:15:40 AM |
economy-molecule3 | $500.00 | 9/16/2011 9:14:19 AM |
EtaDuck | $25.00 | 9/16/2011 9:55:11 AM |
TownsendOrg | $25.00 | 9/16/2011 10:00:46 AM |
slartibardfast | $25.00 | 9/16/2011 10:31:39 AM |
exuberant-dime | $25.00 | 9/16/2011 10:23:32 AM |
vinayganti | $25.00 | 9/16/2011 10:58:48 AM |
puifais | $50.00 | 9/16/2011 10:46:35 AM |
JKEnterprises | $25.00 | 9/16/2011 11:05:04 AM |
social-pizza5 | $25.00 | 9/16/2011 12:01:44 PM |
xzec777 | $25.00 | 9/16/2011 11:55:14 AM |
melodious-fairness | $25.00 | 9/16/2011 1:26:30 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:21 PM |
friendly-principal76 | $25.00 | 9/16/2011 2:19:39 PM |
astute-investment5 | $25.00 | 9/16/2011 12:55:52 PM |
reflective-deal8 | $100.00 | 9/16/2011 2:50:03 PM |
natural-return0 | $40.00 | 9/16/2011 3:13:17 PM |
REVSTJ999 | $25.00 | 9/16/2011 4:41:03 PM |
hostbank | $100.00 | 9/16/2011 5:08:30 PM |
durability-high-five | $25.00 | 9/16/2011 4:54:46 PM |
helpinghand63 | $25.00 | 9/16/2011 5:12:54 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:30 PM |
money-bauble | $167.00 | 9/16/2011 5:07:39 PM |
genuine-diversification5 | $25.00 | 9/16/2011 5:54:41 PM |
fearless-worth2 | $50.00 | 9/16/2011 6:16:58 PM |
acebandit | $25.00 | 9/16/2011 5:16:48 PM |
itskarma | $25.00 | 9/16/2011 6:48:59 PM |
Cutts | $25.00 | 9/16/2011 6:50:01 PM |
swingkid | $100.00 | 9/16/2011 7:06:30 PM |
jrc | $100.00 | 9/16/2011 6:06:51 PM |
smart-integrity378 | $100.00 | 9/16/2011 8:15:50 PM |
Eastern | $55.00 | 9/16/2011 7:38:44 PM |
AndChicksforFree | $25.00 | 9/16/2011 9:13:13 PM |
credit-meteor7 | $100.00 | 9/16/2011 10:25:11 PM |
Rick21 | $25.00 | 9/16/2011 8:59:53 PM |
Palacios | $75.00 | 9/16/2011 10:46:15 PM |
reinforced-investment4 | $25.00 | 9/16/2011 9:20:38 PM |
Actuary | $25.00 | 9/16/2011 9:48:26 PM |
mgking007 | $25.83 | 9/16/2011 9:53:26 PM |
Ivan2007 | $25.00 | 9/17/2011 3:27:21 AM |
balance6 | $25.00 | 9/17/2011 4:27:12 AM |
peaceful-farmer | $75.00 | 9/17/2011 5:48:24 AM |
somebody32 | $25.00 | 9/17/2011 4:21:17 AM |
helpful-deal1 | $25.00 | 9/17/2011 5:57:46 AM |
intrepid-loot | $25.00 | 9/17/2011 6:13:52 AM |
lordnecron | $25.00 | 9/17/2011 4:39:47 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:43 AM |
nytrnbow | $25.00 | 9/17/2011 6:54:20 AM |
henmota | $25.00 | 9/17/2011 7:02:27 AM |
fishtale | $25.00 | 9/17/2011 7:38:21 AM |
fallentimbers | $25.00 | 9/17/2011 7:26:19 AM |
head | $25.00 | 9/17/2011 7:56:01 AM |
point-xylophone | $25.00 | 9/17/2011 7:02:51 AM |
nalaari | $30.98 | 9/17/2011 7:36:51 AM |
andyb9 | $25.00 | 9/17/2011 8:26:09 AM |
Kyileo | $25.00 | 9/17/2011 8:35:45 AM |
doopers | $25.00 | 9/17/2011 9:19:21 AM |
E2BGR8 | $25.00 | 9/17/2011 8:51:48 AM |
active-market | $25.00 | 9/17/2011 9:32:45 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:02 AM |
justice-circuitry0 | $50.00 | 9/17/2011 9:17:59 AM |
gavinfh | $25.00 | 9/17/2011 9:32:48 AM |
authoritative-capital | $25.00 | 9/17/2011 10:17:17 AM |
Polonius | $27.56 | 9/17/2011 9:55:39 AM |
VikingInvestments | $25.00 | 9/17/2011 9:59:21 AM |
wlm3012 | $30.00 | 9/17/2011 11:15:47 AM |
tr-doc | $200.00 | 9/17/2011 11:48:12 AM |
275 Investments
|
Borrower Payment Dependent Notes Series
525241
This series of Notes was issued and sold upon the funding of the borrower loan #53496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-05-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $259.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,273 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-horse6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expanding Fast
Purpose of loan: To expand my small business project to the world
This loan will be used to...Initiate faster development, more aggressive marketing, and international expansion.
My financial situation:
I am a good candidate for this loan because...I pay all my bills, having over 700 fico score. My small business brings in revenue, and currently undergoing a growth phase. I need more funding in order to expand. I've done excellent with start up and expansion with a small budget, however, with an increase in funds, i can use it wisely, and expand tremendously.
Monthly net income: $ 7500
Monthly expenses: $200
Housing: $1100
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $0 (full time job provides breakfast, lunch, dinner)
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/5/2011 5:08:36 PM |
Bank_Of_XL | $25.00 | 9/5/2011 4:19:52 PM |
boylezz | $25.00 | 9/6/2011 7:01:40 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:44 PM |
atbright | $25.00 | 9/6/2011 5:48:37 PM |
american6 | $48.00 | 9/6/2011 10:47:59 PM |
return-seeker85 | $25.00 | 9/7/2011 11:20:20 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:59 PM |
compoundinterest | $50.00 | 9/8/2011 5:13:00 PM |
Interloper | $25.00 | 9/8/2011 3:47:34 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:29 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:44 AM |
MM1207 | $50.00 | 9/11/2011 11:00:19 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:00 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:45 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:31 AM |
top-radiant-funds | $25.00 | 9/13/2011 3:12:44 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:11 PM |
leeball | $100.00 | 9/13/2011 9:38:55 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:54 AM |
circuitfive | $25.00 | 9/14/2011 5:21:27 PM |
spark548 | $50.00 | 9/14/2011 5:36:09 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:24 PM |
credit-maple5 | $50.00 | 9/15/2011 4:02:09 AM |
steiglends | $100.00 | 9/15/2011 5:35:19 AM |
goose026 | $25.00 | 9/15/2011 6:51:57 AM |
marwadi-62 | $100.00 | 9/15/2011 6:56:27 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:43 AM |
Clambake | $50.00 | 9/15/2011 11:35:53 AM |
personal-lender | $25.00 | 9/15/2011 5:16:14 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:11 PM |
paladin847 | $50.00 | 9/15/2011 8:12:48 PM |
chakra | $25.00 | 9/16/2011 5:09:05 AM |
kindness-jedi | $50.00 | 9/16/2011 3:57:09 AM |
currency-persimmon | $25.00 | 9/16/2011 6:16:47 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:37:01 AM |
jjswanso | $70.00 | 9/16/2011 6:50:25 AM |
Roundhouse | $166.52 | 9/16/2011 8:18:50 AM |
umfan123 | $25.00 | 9/16/2011 9:33:02 AM |
investment-visionary | $45.64 | 9/16/2011 9:39:06 AM |
market-assembler | $50.00 | 9/16/2011 9:36:46 AM |
bonanza1973 | $50.00 | 9/16/2011 10:44:22 AM |
puifais | $50.00 | 9/16/2011 10:46:36 AM |
sgordon46 | $25.00 | 9/16/2011 2:02:06 PM |
thomas16882004 | $25.00 | 9/16/2011 3:16:33 PM |
mtquan | $25.00 | 9/16/2011 4:03:27 PM |
danf2201 | $50.00 | 9/16/2011 4:10:08 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:32 PM |
reasonable-bonus6 | $25.00 | 9/16/2011 4:48:52 PM |
MadHun | $200.00 | 9/16/2011 5:09:55 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:36 PM |
bsmtloan | $75.00 | 9/16/2011 5:37:47 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:43 PM |
contract-victor5 | $30.00 | 9/16/2011 6:23:18 PM |
reinforced-velocity158 | $200.00 | 9/16/2011 7:24:51 PM |
AEH_Now | $25.00 | 9/16/2011 8:03:59 PM |
jescowa | $50.00 | 9/16/2011 7:12:44 PM |
cr8on | $50.00 | 9/17/2011 12:58:08 AM |
buraky | $50.00 | 9/16/2011 9:51:42 PM |
balance6 | $25.00 | 9/17/2011 4:27:13 AM |
julijask | $50.00 | 9/17/2011 1:03:34 AM |
kulender | $100.00 | 9/17/2011 6:14:43 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:43 AM |
head | $25.00 | 9/17/2011 8:01:53 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:01 AM |
fishtale | $25.00 | 9/17/2011 7:38:22 AM |
ILovemoney | $50.00 | 9/17/2011 8:39:59 AM |
E2BGR8 | $25.00 | 9/17/2011 8:51:48 AM |
mennleo | $43.36 | 9/17/2011 8:55:08 AM |
mad-scientist418 | $26.00 | 9/17/2011 8:58:09 AM |
gavinfh | $25.00 | 9/17/2011 9:32:50 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:42 AM |
neutrino6 | $25.00 | 9/17/2011 10:03:32 AM |
return-buddy | $25.00 | 9/17/2011 11:28:13 AM |
tr-doc | $200.00 | 9/17/2011 11:47:06 AM |
prophecy | $25.00 | 9/17/2011 12:25:17 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:09 PM |
oracle3 | $25.00 | 9/17/2011 1:02:29 PM |
musegaze | $150.00 | 9/17/2011 12:35:57 PM |
prohelper | $50.00 | 9/17/2011 1:14:45 PM |
Pman | $25.00 | 9/17/2011 12:55:02 PM |
opportunity85 | $25.00 | 9/17/2011 2:38:32 PM |
prominence8 | $30.00 | 9/17/2011 2:06:36 PM |
wampum-library4 | $25.00 | 9/17/2011 2:08:58 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:29 PM |
PaulW | $25.00 | 9/17/2011 4:14:03 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:12 PM |
Katahdin | $50.00 | 9/17/2011 6:43:56 PM |
buffalobills | $25.00 | 9/18/2011 12:17:46 AM |
kenji4861 | $25.00 | 9/18/2011 1:13:37 AM |
generous-deal6 | $50.00 | 9/18/2011 2:52:55 AM |
Mr_Potter | $50.00 | 9/18/2011 7:35:36 AM |
market-pudding | $25.00 | 9/18/2011 7:13:20 AM |
money-surge1 | $50.00 | 9/18/2011 9:48:01 AM |
lrr34 | $50.00 | 9/18/2011 8:52:27 AM |
loot-heart | $25.00 | 9/18/2011 10:33:01 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:28 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:56 AM |
jamiee73 | $25.00 | 9/18/2011 12:13:49 PM |
gala279 | $150.00 | 9/18/2011 12:15:34 PM |
Machbannai | $28.27 | 9/18/2011 12:11:32 PM |
cash-turbine1 | $25.00 | 9/18/2011 2:39:48 PM |
Watersports | $50.00 | 9/18/2011 12:52:29 PM |
bonafide-economy | $25.00 | 9/18/2011 3:17:12 PM |
jodilee31 | $55.84 | 9/18/2011 3:23:50 PM |
mammalian4 | $25.00 | 9/18/2011 1:46:16 PM |
supersarah61 | $50.00 | 9/18/2011 2:01:26 PM |
Stingray8a | $25.00 | 9/18/2011 6:14:02 PM |
RoyFauntleroy | $25.00 | 9/18/2011 6:04:38 PM |
fair-dollar | $25.16 | 9/18/2011 6:08:35 PM |
youthful-nickel4 | $100.00 | 9/18/2011 5:20:08 PM |
mbf2234 | $25.00 | 9/18/2011 7:47:21 PM |
Belair_Advisors | $25.00 | 9/18/2011 6:56:00 PM |
payout-bridge | $75.00 | 9/18/2011 9:56:48 PM |
elloboverde | $25.00 | 9/18/2011 9:34:42 PM |
simiray | $30.00 | 9/18/2011 9:56:50 PM |
oplender | $25.00 | 9/6/2011 11:20:13 AM |
superb-funds335 | $25.00 | 9/7/2011 8:12:53 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:45 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:43 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:02 AM |
diablorulz | $50.00 | 9/8/2011 1:53:37 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:59 AM |
speedy-point | $40.00 | 9/10/2011 2:09:59 PM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:23:01 AM |
ASR3 | $35.00 | 9/12/2011 6:30:06 AM |
larslfe | $100.00 | 9/12/2011 10:49:14 AM |
interest88 | $25.00 | 9/12/2011 4:52:08 PM |
Supernick | $50.00 | 9/13/2011 8:18:55 PM |
life-is-great | $25.00 | 9/14/2011 6:09:40 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:30 PM |
Kaj | $30.00 | 9/14/2011 5:36:42 PM |
ski bum | $100.00 | 9/14/2011 5:49:02 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:48 PM |
listing-vista | $50.00 | 9/15/2011 5:52:23 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:28 AM |
radforj22 | $25.00 | 9/15/2011 2:05:37 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:44 PM |
sevimac | $50.00 | 9/15/2011 3:51:50 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:13 PM |
marketplace-hut9 | $25.00 | 9/15/2011 4:34:39 PM |
gold-pudding6 | $25.00 | 9/15/2011 7:10:44 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:54 PM |
mgking007 | $25.00 | 9/15/2011 9:43:57 PM |
consulguru | $25.00 | 9/16/2011 12:28:39 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:30 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:19 AM |
surge9 | $100.00 | 9/16/2011 6:33:08 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:29 AM |
Tasmir | $25.00 | 9/16/2011 6:54:44 AM |
Q9-X3 | $69.62 | 9/16/2011 6:57:15 AM |
return-beeper | $30.00 | 9/16/2011 7:20:55 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:27 AM |
listing-drummer | $25.00 | 9/16/2011 8:52:57 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:11:04 AM |
emphatic-responsibility | $75.00 | 9/16/2011 9:24:02 AM |
TownsendOrg | $25.00 | 9/16/2011 10:00:48 AM |
Weaverville | $25.00 | 9/16/2011 10:45:31 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:56 AM |
social-pizza5 | $25.00 | 9/16/2011 12:01:46 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:24 PM |
BlackCat36 | $100.00 | 9/16/2011 2:48:53 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:32 PM |
repaymeplease | $25.00 | 9/16/2011 3:19:45 PM |
Dreamconnection | $25.00 | 9/16/2011 4:09:34 PM |
astute-benjamins | $25.00 | 9/16/2011 4:27:11 PM |
rustysailor | $30.00 | 9/16/2011 5:40:12 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:31 PM |
Pasagam | $50.00 | 9/16/2011 8:16:40 PM |
georgedorn | $50.00 | 9/16/2011 11:02:39 PM |
mr55262 | $25.00 | 9/16/2011 11:13:30 PM |
upperdeck | $25.00 | 9/17/2011 4:17:50 AM |
somebody32 | $25.00 | 9/17/2011 4:21:18 AM |
Ivan2007 | $25.00 | 9/17/2011 3:27:22 AM |
interstellar | $75.00 | 9/17/2011 4:32:49 AM |
commerce-yeller | $30.00 | 9/17/2011 7:09:42 AM |
investment-comet | $25.00 | 9/17/2011 8:24:39 AM |
Kyileo | $25.00 | 9/17/2011 8:41:29 AM |
andyb9 | $25.00 | 9/17/2011 8:26:10 AM |
cozy-hope5 | $30.00 | 9/17/2011 8:03:43 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:12:59 AM |
mighty-value | $25.00 | 9/17/2011 9:10:48 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:03 AM |
investment-artist | $26.02 | 9/17/2011 9:10:50 AM |
tranquil-capital9 | $25.00 | 9/17/2011 10:43:24 AM |
genius520 | $50.00 | 9/17/2011 12:09:52 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:41 PM |
ReddInc | $200.00 | 9/17/2011 2:48:38 PM |
ladderskibum | $25.00 | 9/17/2011 3:43:25 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:28 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:26 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:30 PM |
papaloha | $25.00 | 9/17/2011 6:45:24 PM |
adir1 | $25.00 | 9/17/2011 10:02:29 PM |
CE88 | $30.00 | 9/17/2011 10:54:55 PM |
Bookophile | $50.00 | 9/18/2011 4:17:53 AM |
the-enthralling-coin | $25.00 | 9/18/2011 8:10:51 AM |
b111 | $50.00 | 9/18/2011 7:27:51 AM |
drkosh | $25.00 | 9/18/2011 10:11:23 AM |
Preteur | $25.00 | 9/18/2011 10:12:33 AM |
jo2y | $25.00 | 9/18/2011 12:05:30 PM |
supreme-hope | $25.00 | 9/18/2011 10:51:40 AM |
techs | $25.00 | 9/18/2011 2:39:22 PM |
blue-tenacious-dough | $200.00 | 9/18/2011 3:28:04 PM |
help4u | $50.00 | 9/18/2011 5:20:04 PM |
finance-dandelion | $100.00 | 9/18/2011 3:09:24 PM |
impeccable-note0 | $25.00 | 9/18/2011 5:29:49 PM |
CO80487 | $50.00 | 9/18/2011 6:33:06 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:16 PM |
loss-of-control | $50.00 | 9/18/2011 6:55:47 PM |
greenback-chairman5 | $25.00 | 9/18/2011 8:18:18 PM |
211 Investments
|
Borrower Payment Dependent Notes Series
525287
This series of Notes was issued and sold upon the funding of the borrower loan #53510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,249 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Redwing11 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughters Wedding
Purpose of loan:
This loan will be used to pay for my daughters wedding. We have 1/2 the funds and are needing this additional amount to cover additional costs as everything we have budget for has gone up in price.
My financial situation:
I am a good candidate for this loan because all loans I have are being paid on time. I have the space available to borrow this money and pay it off on time or early. During the time frame of this loan car expenses will go down to zero as the car loans we have will be paid off as well.
Monthly Net income $7200
Monthly expenses: $ 3849
Housing: $ 1391
Insurance: $ 256
Car expenses: $ 1113
Utilities: $ 301 (Water, Electricity and Trash)
Phone, cable, internet: $ 143.00
Credit cards and other loans: $ 645
Thanks for taking the time to read this loan request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handshake5 | $100.00 | 9/3/2011 12:16:06 PM |
loanman2007 | $50.00 | 9/3/2011 12:27:11 PM |
econgineer | $75.00 | 9/3/2011 6:47:26 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:09 AM |
golffish2 | $25.00 | 9/6/2011 4:05:44 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:32 PM |
rustysailor | $25.00 | 9/6/2011 10:18:45 PM |
InChicago | $100.00 | 9/7/2011 10:28:57 AM |
handy-justice | $50.00 | 9/8/2011 8:49:25 AM |
Interloper | $25.00 | 9/8/2011 3:47:32 PM |
samdog079 | $341.20 | 9/8/2011 8:17:56 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:52 AM |
courteous-principal8 | $25.00 | 9/9/2011 12:20:05 PM |
the-hope-workhorse | $25.00 | 9/9/2011 4:39:35 PM |
monster4 | $50.00 | 9/11/2011 5:13:28 AM |
mlj0671 | $25.00 | 9/11/2011 11:27:17 AM |
ASR3 | $35.00 | 9/12/2011 6:30:02 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:54 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:44 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:16 AM |
AndChicksforFree | $25.00 | 9/13/2011 5:46:26 AM |
miked8303 | $25.00 | 9/13/2011 7:22:41 AM |
impeccable-ore3 | $25.00 | 9/13/2011 11:06:24 AM |
larslfe | $50.00 | 9/13/2011 8:13:45 PM |
jiggaman7 | $50.00 | 9/13/2011 8:57:59 PM |
contract-victor5 | $30.00 | 9/14/2011 7:50:42 AM |
jubilant-durability9 | $25.00 | 9/14/2011 10:22:59 AM |
payout-achievement | $50.00 | 9/14/2011 3:23:42 PM |
p2ploan-charmer | $25.00 | 9/14/2011 5:13:01 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:42 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:52 PM |
economy-coup | $100.00 | 9/14/2011 11:38:25 PM |
mennleo | $25.00 | 9/15/2011 8:18:21 AM |
desertoasis | $25.00 | 9/15/2011 8:23:59 AM |
frogperson | $150.00 | 9/15/2011 8:33:31 AM |
Investor_DP | $100.00 | 9/15/2011 9:25:03 AM |
investtor | $25.00 | 9/15/2011 12:05:58 PM |
investment-comet | $25.00 | 9/15/2011 11:43:08 AM |
Wellman | $50.00 | 9/15/2011 4:27:49 PM |
money-bauble | $200.00 | 9/15/2011 5:11:23 PM |
GoodLuckLender | $25.00 | 9/15/2011 7:46:06 PM |
Green-Baron | $25.00 | 9/15/2011 8:45:08 PM |
KrisKringle | $25.00 | 9/15/2011 10:01:58 PM |
goat0 | $50.00 | 9/15/2011 10:53:08 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:22 AM |
kindness-jedi | $50.00 | 9/16/2011 3:56:17 AM |
shrewd-deal3 | $100.00 | 9/16/2011 5:51:07 AM |
dlg | $28.36 | 9/16/2011 6:19:56 AM |
intrepid-loot | $25.00 | 9/16/2011 6:14:19 AM |
whatreality | $25.00 | 9/16/2011 6:31:16 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:33:00 AM |
MoneyTree79 | $25.00 | 9/16/2011 7:09:32 AM |
platinum-scientist9 | $25.00 | 9/16/2011 7:37:29 AM |
income-rocker2 | $50.00 | 9/16/2011 8:21:35 AM |
credit-investor5 | $50.00 | 9/16/2011 8:58:04 AM |
burgeoning-marketplace4 | $30.00 | 9/16/2011 10:04:53 AM |
1randyp | $100.00 | 9/16/2011 11:07:18 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:17:00 AM |
agalt | $100.00 | 9/16/2011 11:27:14 AM |
industrious-dedication | $25.00 | 9/16/2011 12:27:22 PM |
nodrivelpls | $25.00 | 9/16/2011 12:40:27 PM |
one2sojourn | $50.00 | 9/16/2011 12:47:13 PM |
MapleLaker | $50.00 | 9/16/2011 12:51:15 PM |
helping-out | $85.00 | 9/16/2011 12:25:19 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:25 PM |
sfd | $40.00 | 9/16/2011 3:36:38 PM |
SDKiwi | $54.00 | 9/16/2011 3:58:28 PM |
social-investor5 | $25.00 | 9/16/2011 3:55:29 PM |
awesome-yield7 | $25.00 | 9/16/2011 4:14:45 PM |
investment-equation | $25.00 | 9/16/2011 3:51:47 PM |
Astyanax | $100.00 | 9/16/2011 3:56:31 PM |
mindful-deal289 | $53.00 | 9/16/2011 4:17:10 PM |
reasonable-bonus6 | $25.00 | 9/16/2011 4:48:51 PM |
the-enthralling-coin | $25.00 | 9/16/2011 4:21:44 PM |
checzwick | $25.00 | 9/16/2011 4:27:42 PM |
villagers | $25.00 | 9/6/2011 9:16:34 AM |
britgsb | $253.28 | 9/7/2011 12:28:33 PM |
fusbarro | $50.00 | 9/7/2011 4:41:24 PM |
thinker6 | $50.00 | 9/8/2011 6:58:18 AM |
fxlivin | $50.00 | 9/8/2011 11:11:16 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:51 PM |
frooogal | $25.00 | 9/9/2011 8:21:21 AM |
return-enthusiast1 | $25.00 | 9/9/2011 12:51:04 PM |
enchanted-diversification496 | $30.00 | 9/10/2011 12:40:37 PM |
icanhasloanz | $100.00 | 9/12/2011 1:09:54 PM |
charming-exchange7 | $25.00 | 9/13/2011 6:28:28 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:16 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:23 AM |
brightest-organized-balance | $25.00 | 9/13/2011 1:45:48 PM |
credit-bank-usa611 | $25.00 | 9/13/2011 2:30:54 PM |
luckygreen10 | $500.00 | 9/13/2011 2:33:45 PM |
payout-bridge | $25.00 | 9/14/2011 1:10:27 AM |
hope-lionheart1 | $25.00 | 9/14/2011 2:48:37 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:30 PM |
friendinmoney | $25.00 | 9/14/2011 5:05:04 PM |
Kaj | $30.00 | 9/14/2011 5:36:38 PM |
MrBailey | $26.13 | 9/14/2011 9:46:14 PM |
investor232 | $25.00 | 9/14/2011 9:35:10 PM |
vutah | $25.00 | 9/14/2011 10:28:51 PM |
treasure-bliss | $25.00 | 9/15/2011 5:10:41 AM |
stock106 | $25.00 | 9/15/2011 6:29:33 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:26 AM |
economy-producer | $25.00 | 9/15/2011 9:47:40 AM |
finance-prescription | $100.00 | 9/15/2011 3:34:48 PM |
brightest-organized-balance | $25.00 | 9/15/2011 4:58:49 PM |
serenity365 | $25.00 | 9/15/2011 5:24:10 PM |
rockhound84 | $25.00 | 9/15/2011 5:36:15 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:24:20 PM |
SolarMoonshine | $25.00 | 9/15/2011 6:07:39 PM |
coin-investor | $25.00 | 9/15/2011 6:53:08 PM |
new-social-economist | $50.00 | 9/15/2011 10:37:13 PM |
brightest-income-hunter | $50.00 | 9/15/2011 10:28:55 PM |
quick | $50.00 | 9/16/2011 3:59:16 AM |
HelpfulLender1 | $50.00 | 9/16/2011 4:04:36 AM |
golffish2 | $25.00 | 9/16/2011 4:03:00 AM |
orange-preeminant-bill | $50.00 | 9/16/2011 5:13:07 AM |
best-basis-trooper | $25.00 | 9/16/2011 5:32:04 AM |
note-pursuit | $25.00 | 9/16/2011 5:19:12 AM |
revenue-appraiser | $25.00 | 9/16/2011 6:35:58 AM |
Q9-X3 | $50.00 | 9/16/2011 6:53:56 AM |
Rulea72 | $25.00 | 9/16/2011 8:09:42 AM |
Cromag | $25.00 | 9/16/2011 8:05:05 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:15 AM |
fareast_man | $25.00 | 9/16/2011 8:17:18 AM |
Bob450 | $30.00 | 9/16/2011 8:50:28 AM |
Christophe | $25.00 | 9/16/2011 8:53:42 AM |
foxtrot12 | $75.00 | 9/16/2011 9:10:21 AM |
panther757 | $25.00 | 9/16/2011 9:52:19 AM |
wildanne | $50.00 | 9/16/2011 10:18:06 AM |
mcs99 | $125.00 | 9/16/2011 10:19:23 AM |
brainy-repayment5 | $25.00 | 9/16/2011 10:48:47 AM |
luzonct | $100.00 | 9/16/2011 11:28:43 AM |
excellent-wealth6 | $25.00 | 9/16/2011 11:48:02 AM |
Rogelio48 | $40.00 | 9/16/2011 11:28:37 AM |
TheRed | $37.67 | 9/16/2011 12:47:41 PM |
leverage-monger | $25.00 | 9/16/2011 1:49:14 PM |
taggl | $25.00 | 9/16/2011 12:36:37 PM |
rockhound84 | $25.00 | 9/16/2011 1:58:15 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:36:38 PM |
debtcollector | $25.00 | 9/16/2011 2:52:47 PM |
mammalian4 | $25.00 | 9/16/2011 1:59:04 PM |
kind-unassuming-fund | $25.00 | 9/16/2011 3:03:04 PM |
Something-Corporate | $25.00 | 9/16/2011 3:26:22 PM |
prominence8 | $25.00 | 9/16/2011 2:58:11 PM |
newest-exact-commitment | $25.00 | 9/16/2011 4:04:15 PM |
Frankk2 | $30.00 | 9/16/2011 4:23:27 PM |
NorthwestLoan1 | $320.86 | 9/16/2011 4:53:54 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
525347
This series of Notes was issued and sold upon the funding of the borrower loan #53533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $575.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 50% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,926 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generous-durability5 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan Columbia, SC
Purpose of loan:
This loan will be used to...add flooring, rebuild patio
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $500
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rogesparkguy | $25.00 | 9/14/2011 5:13:14 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:06 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:27 PM |
thrilling-silver1 | $31.16 | 9/15/2011 8:04:13 AM |
preeminant-moola6 | $50.00 | 9/15/2011 8:57:00 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:14:54 AM |
jcfung1 | $25.38 | 9/15/2011 11:03:36 AM |
a-restless-dollar | $25.00 | 9/15/2011 1:11:31 PM |
wealth-prodigy1 | $71.00 | 9/15/2011 1:53:03 PM |
Rogelio48 | $25.00 | 9/15/2011 5:44:08 PM |
myidear | $25.00 | 9/16/2011 2:16:41 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:27 AM |
loanman2007 | $100.00 | 9/16/2011 4:20:15 AM |
rustysailor | $25.00 | 9/16/2011 7:59:51 AM |
papaloha | $25.00 | 9/16/2011 8:56:30 AM |
transformer855 | $25.00 | 9/16/2011 3:19:05 PM |
Tscheddar | $25.00 | 9/16/2011 4:20:56 PM |
suave-dime6 | $25.00 | 9/16/2011 6:30:54 PM |
loot-supporter2 | $25.00 | 9/16/2011 7:02:47 PM |
jman31679 | $200.00 | 9/16/2011 8:34:32 PM |
justasoldier | $100.00 | 9/16/2011 7:52:47 PM |
kulender | $50.00 | 9/17/2011 6:16:49 AM |
mad-scientist0 | $63.00 | 9/17/2011 7:22:19 AM |
handshake5 | $100.00 | 9/17/2011 12:11:09 PM |
finance-prescription | $25.00 | 9/17/2011 12:11:33 PM |
dime-historian | $38.26 | 9/17/2011 2:29:09 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:40 PM |
icanhasloanz | $50.00 | 9/18/2011 4:13:24 AM |
glroark | $50.00 | 9/18/2011 6:31:13 AM |
AndChicksforFree | $25.00 | 9/18/2011 7:26:17 AM |
bid-stockpiler1 | $100.00 | 9/18/2011 11:57:33 AM |
sharpey | $100.00 | 9/18/2011 11:18:56 AM |
jkeller4000 | $25.00 | 9/18/2011 3:22:23 PM |
well-rounded-dinero | $50.00 | 9/18/2011 6:40:20 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:42 PM |
penny-champ5 | $25.00 | 9/19/2011 7:22:48 PM |
Ols744 | $50.00 | 9/19/2011 7:45:07 PM |
irishalaskan | $25.00 | 9/20/2011 1:45:52 AM |
supersam | $100.00 | 9/20/2011 6:52:08 AM |
gothampark | $25.00 | 9/20/2011 5:46:02 AM |
heaven75 | $170.00 | 9/20/2011 8:02:04 AM |
Leshan | $105.48 | 9/20/2011 8:37:30 AM |
morfrius | $52.21 | 9/20/2011 9:39:16 AM |
the-payout-enclave | $30.00 | 9/20/2011 8:40:51 AM |
transaction-detective70 | $25.00 | 9/20/2011 9:31:38 AM |
credit-coach118 | $35.56 | 9/20/2011 10:15:14 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:25 AM |
bluehen00 | $26.55 | 9/20/2011 11:34:33 AM |
note-miser8 | $27.00 | 9/20/2011 2:52:34 PM |
dublin063 | $25.00 | 9/20/2011 1:03:55 PM |
wlm3012 | $30.00 | 9/20/2011 5:00:10 PM |
Astyanax | $100.00 | 9/20/2011 5:10:47 PM |
first-lovely-dollar | $50.00 | 9/20/2011 5:40:23 PM |
jeffe43 | $75.00 | 9/20/2011 6:58:06 PM |
zorg77 | $38.12 | 9/20/2011 6:15:26 PM |
peace-commander | $179.43 | 9/20/2011 7:44:57 PM |
Gibbyland | $100.00 | 9/15/2011 2:16:27 PM |
brightest-dignified-penny | $25.00 | 9/14/2011 5:11:10 PM |
BigBag | $25.00 | 9/14/2011 8:58:46 PM |
alert9 | $25.00 | 9/14/2011 9:34:14 PM |
nickel-hickory | $100.00 | 9/14/2011 9:41:28 PM |
Danylostefan | $50.00 | 9/15/2011 6:22:42 AM |
Tkhalaska | $25.00 | 9/15/2011 8:23:57 AM |
artisan693 | $50.00 | 9/15/2011 11:56:28 AM |
handy-justice | $100.00 | 9/15/2011 2:27:29 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:26 PM |
janeybooboo | $75.00 | 9/16/2011 5:14:28 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:32 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:29 AM |
tomdooley12520 | $50.00 | 9/16/2011 9:39:51 AM |
pennywise666 | $25.00 | 9/16/2011 4:13:09 PM |
capital-halo1 | $807.00 | 9/16/2011 5:09:25 PM |
stepatatime-together | $100.00 | 9/16/2011 5:18:13 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:15 PM |
Bank42 | $25.00 | 9/17/2011 5:12:01 AM |
durability-revelry2 | $25.00 | 9/17/2011 6:06:04 AM |
beakerfish | $150.00 | 9/17/2011 7:06:39 AM |
gotjack | $100.00 | 9/17/2011 8:45:23 AM |
mennleo | $25.00 | 9/17/2011 9:17:43 AM |
hopeful-silver5 | $25.00 | 9/17/2011 3:52:31 PM |
green-trade-dolphin | $25.00 | 9/17/2011 6:07:45 PM |
best-point-flow | $75.00 | 9/19/2011 6:38:44 AM |
Christophe | $25.00 | 9/19/2011 7:18:15 AM |
thelovebug | $100.00 | 9/19/2011 7:44:38 AM |
Humancreditcard | $100.00 | 9/19/2011 10:47:18 AM |
DiligentiaLLC | $100.00 | 9/19/2011 7:08:05 PM |
newest-power-banker | $50.00 | 9/19/2011 7:54:16 PM |
pious-benjamins1 | $25.00 | 9/19/2011 9:53:35 PM |
CatbirdBanking | $25.00 | 9/20/2011 7:01:48 AM |
CatbirdBanking | $25.00 | 9/20/2011 7:04:25 AM |
pfh | $25.00 | 9/20/2011 7:42:54 AM |
well-rounded-liberty4 | $25.00 | 9/20/2011 8:45:23 AM |
helpful-loan245 | $25.00 | 9/20/2011 11:02:43 AM |
moola-monger9 | $50.00 | 9/20/2011 1:32:45 PM |
golfman1 | $94.85 | 9/20/2011 4:59:34 PM |
loss-of-control | $100.00 | 9/20/2011 5:52:48 PM |
taetrade | $25.00 | 9/20/2011 6:17:02 PM |
irrelevant | $25.00 | 9/20/2011 7:05:09 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
525463
This series of Notes was issued and sold upon the funding of the borrower loan #53770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $214 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,599 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-favorable-gain |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
teash
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
capital-halo1 | $948.00 | 9/7/2011 9:14:49 AM |
handshake5 | $44.00 | 9/7/2011 9:16:56 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:05 AM |
108lender | $100.00 | 9/9/2011 10:26:31 AM |
finance-mushroom | $100.00 | 9/11/2011 12:16:04 PM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:44 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:49 AM |
zone8 | $100.00 | 9/12/2011 12:54:45 PM |
mighty-value | $25.00 | 9/12/2011 4:46:02 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:19 AM |
musegaze | $75.00 | 9/13/2011 7:28:33 AM |
Bank42 | $25.00 | 9/13/2011 5:20:54 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:02 PM |
foothillender | $25.00 | 9/14/2011 7:39:38 AM |
personal-lender | $25.00 | 9/14/2011 5:47:58 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:47 PM |
Marssoft | $25.00 | 9/14/2011 6:15:43 PM |
handy-justice | $50.00 | 9/14/2011 8:19:47 PM |
economy-coup | $100.00 | 9/14/2011 11:38:28 PM |
tylerfd | $25.00 | 9/15/2011 6:35:07 AM |
gulch | $25.00 | 9/15/2011 8:23:37 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:46 AM |
bigladybug | $50.00 | 9/15/2011 10:45:56 AM |
finance-prescription | $100.00 | 9/15/2011 3:34:52 PM |
sweet-payout5 | $25.00 | 9/15/2011 2:34:04 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:56 PM |
goat0 | $50.00 | 9/15/2011 10:54:25 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:34 AM |
wise-unequivocal-return | $75.00 | 9/16/2011 6:25:23 AM |
bullincage | $25.00 | 9/16/2011 6:23:10 AM |
quest0 | $48.59 | 9/16/2011 7:20:34 AM |
derec | $25.00 | 9/16/2011 8:28:15 AM |
irishalaskan | $25.00 | 9/16/2011 8:33:12 AM |
papaloha | $25.00 | 9/16/2011 8:56:14 AM |
panther757 | $25.00 | 9/16/2011 9:53:07 AM |
seatown7 | $36.15 | 9/16/2011 10:00:25 AM |
deal-enrichment063 | $50.00 | 9/16/2011 10:38:27 AM |
investment-kingdom | $25.00 | 9/16/2011 10:44:13 AM |
investment-comet | $25.00 | 9/16/2011 11:10:40 AM |
richboy56 | $25.00 | 9/16/2011 11:59:28 AM |
top-visionary-truth | $25.00 | 9/16/2011 2:11:35 PM |
cognizant-rupee7 | $25.00 | 9/16/2011 2:41:12 PM |
Rob717171 | $25.00 | 9/16/2011 5:08:57 PM |
jasonblings | $25.00 | 9/16/2011 5:26:43 PM |
TheYellowDart | $25.00 | 9/16/2011 7:03:14 PM |
reinforced-velocity158 | $100.00 | 9/16/2011 7:23:11 PM |
nerdario | $50.00 | 9/16/2011 8:29:49 PM |
MyKidsDad | $25.00 | 9/16/2011 7:51:13 PM |
PositiveCarry | $50.00 | 9/16/2011 8:46:09 PM |
return-investor6 | $50.00 | 9/16/2011 10:36:06 PM |
bboy21385 | $35.00 | 9/17/2011 5:54:56 AM |
irrelevant | $25.00 | 9/17/2011 6:05:12 AM |
baker31 | $35.00 | 9/17/2011 8:35:41 AM |
Bob450 | $25.02 | 9/17/2011 8:50:30 AM |
BBL | $25.00 | 9/17/2011 9:38:55 AM |
dough-bear | $25.00 | 9/17/2011 10:52:43 AM |
lovely-order7 | $25.00 | 9/17/2011 10:12:54 AM |
prophecy | $50.00 | 9/17/2011 12:24:40 PM |
Image68 | $31.67 | 9/17/2011 12:15:35 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:14 PM |
JPMorrisLegacyFund | $804.36 | 9/17/2011 11:33:39 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:07 PM |
trail5 | $50.00 | 9/9/2011 6:04:42 AM |
mercuriant | $25.00 | 9/9/2011 10:41:35 AM |
the-hope-workhorse | $50.00 | 9/10/2011 3:02:58 PM |
Jack55304 | $200.00 | 9/11/2011 8:46:51 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:36 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:22 PM |
MadHun | $200.00 | 9/13/2011 7:43:17 PM |
larslfe | $50.00 | 9/13/2011 8:13:47 PM |
coin-brilliance8 | $100.00 | 9/14/2011 10:45:10 AM |
realtormoises | $25.00 | 9/14/2011 1:17:31 PM |
MARWARISETH | $25.00 | 9/14/2011 6:21:59 PM |
suave-dime6 | $25.00 | 9/14/2011 6:25:44 PM |
reward-dynamo | $40.00 | 9/14/2011 7:12:32 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:55 PM |
musegaze | $50.00 | 9/15/2011 7:30:36 AM |
terrific-peace8 | $25.00 | 9/15/2011 8:51:42 AM |
GGreg799 | $25.00 | 9/15/2011 9:05:27 AM |
asiaratt | $50.00 | 9/15/2011 9:26:49 AM |
dublin063 | $25.00 | 9/15/2011 11:22:05 AM |
jebber007 | $30.63 | 9/15/2011 2:55:32 PM |
Investoman | $75.00 | 9/15/2011 5:18:03 PM |
Lubava | $25.00 | 9/15/2011 7:36:12 PM |
JPMorrisLegacyFund | $170.27 | 9/16/2011 2:10:25 AM |
careful-penny | $25.00 | 9/16/2011 5:26:40 AM |
Pitufo | $25.00 | 9/16/2011 7:01:20 AM |
Minotaur | $25.00 | 9/16/2011 7:48:42 AM |
BookPublisher | $25.00 | 9/16/2011 9:15:28 AM |
nickel-hickory | $100.00 | 9/16/2011 9:25:20 AM |
nickel-hickory | $100.00 | 9/16/2011 9:25:26 AM |
unequaled-ore | $25.00 | 9/16/2011 10:45:19 AM |
nodrivelpls | $25.00 | 9/16/2011 12:40:29 PM |
capital-renewal | $25.00 | 9/16/2011 12:52:33 PM |
zx12rider | $25.00 | 9/16/2011 1:46:57 PM |
Something-Corporate | $25.00 | 9/16/2011 3:36:02 PM |
pure-note0 | $46.34 | 9/16/2011 4:16:15 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:34 PM |
mennleo | $25.00 | 9/16/2011 10:40:31 PM |
williamdkit | $55.12 | 9/17/2011 4:21:31 AM |
julijask | $27.50 | 9/17/2011 1:04:16 AM |
upperdeck | $25.00 | 9/17/2011 4:20:36 AM |
Atlanta-Buyer | $25.00 | 9/17/2011 6:07:10 AM |
bboy21385 | $50.00 | 9/17/2011 5:55:45 AM |
kulender | $50.00 | 9/17/2011 6:16:32 AM |
orange-coin-walnut | $50.00 | 9/17/2011 7:29:17 AM |
gothampark | $25.00 | 9/17/2011 8:35:10 AM |
IntrepidInvestment | $25.00 | 9/17/2011 9:48:39 AM |
KindCharmingReflective-affluence | $25.00 | 9/17/2011 1:21:09 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:30:47 PM |
responsibility-blanket6 | $36.85 | 9/17/2011 3:50:41 PM |
impartial-bill2 | $55.00 | 9/17/2011 4:58:03 PM |
Wart126 | $25.00 | 9/17/2011 6:03:17 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
525519
This series of Notes was issued and sold upon the funding of the borrower loan #53630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $148,972 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ingenious-interest486 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
South Shore Mom
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...I always pay my bills and have never defaulted on anything.
Monthly net income: $7000
Monthly expenses: $6000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/4/2011 12:08:22 PM |
Bank_Of_XL | $25.00 | 9/4/2011 12:25:00 PM |
janeybooboo | $100.00 | 9/4/2011 12:10:48 PM |
heavy_ax | $25.00 | 9/6/2011 10:35:14 AM |
dynamic-money271 | $25.00 | 9/6/2011 10:39:29 AM |
oplender | $25.00 | 9/6/2011 11:20:11 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:40 PM |
return-seeker85 | $25.00 | 9/7/2011 11:20:19 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:00 AM |
Azonic21 | $25.00 | 9/8/2011 7:38:47 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:56 AM |
first-euro-rapture | $25.00 | 9/9/2011 11:12:01 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:27 PM |
gokart83 | $25.00 | 9/10/2011 6:27:13 AM |
friendly-money | $100.00 | 9/10/2011 11:52:35 AM |
Drewkeeper | $25.00 | 9/11/2011 6:38:28 AM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:42 AM |
MM1207 | $50.00 | 9/11/2011 11:00:18 AM |
chekat | $25.00 | 9/12/2011 4:18:55 AM |
revenue-channel8 | $36.00 | 9/12/2011 5:51:58 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:58 AM |
CK1 | $25.00 | 9/12/2011 10:19:48 AM |
larslfe | $100.00 | 9/12/2011 10:49:13 AM |
prodigy3 | $100.00 | 9/12/2011 9:34:41 AM |
gain-gourd | $91.00 | 9/12/2011 10:25:47 AM |
charming-exchange7 | $25.00 | 9/12/2011 10:42:12 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:59 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:54 AM |
Longfellow20011 | $77.27 | 9/13/2011 8:37:25 AM |
GCInvestments | $25.00 | 9/13/2011 4:09:08 PM |
best-shiny-hope | $25.40 | 9/13/2011 5:11:10 PM |
BuildingShanghai | $34.89 | 9/13/2011 6:18:02 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:10 PM |
Supernick | $50.00 | 9/13/2011 8:18:55 PM |
leeball | $100.00 | 9/13/2011 9:38:55 PM |
lucrative-coin | $50.00 | 9/14/2011 8:13:09 AM |
mennleo | $50.00 | 9/14/2011 9:09:22 AM |
ski bum | $100.00 | 9/14/2011 9:22:38 AM |
orbital-gain | $50.00 | 9/14/2011 12:34:31 PM |
Cashman10 | $100.00 | 9/14/2011 1:13:44 PM |
top-payout-enclave | $30.00 | 9/14/2011 12:58:29 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:30 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:31 PM |
loss-of-control | $75.00 | 9/14/2011 5:14:09 PM |
Kaj | $30.00 | 9/14/2011 5:36:40 PM |
Leshan | $25.00 | 9/14/2011 6:14:13 PM |
platinum-czar | $25.00 | 9/14/2011 6:17:53 PM |
tigercat | $50.00 | 9/14/2011 6:18:07 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:23 PM |
Zgruntlove | $30.00 | 9/14/2011 6:23:50 PM |
bjr01 | $10.84 | 9/14/2011 6:42:48 PM |
boylezz | $25.00 | 9/6/2011 7:01:39 AM |
american6 | $100.00 | 9/6/2011 10:47:58 PM |
atbright | $25.00 | 9/6/2011 5:48:36 PM |
Domgabriel | $25.00 | 9/7/2011 3:39:30 AM |
fusbarro | $50.00 | 9/7/2011 4:41:26 PM |
compoundinterest | $50.00 | 9/7/2011 5:10:59 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:44 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:41 AM |
mommyhelper | $25.00 | 9/8/2011 9:21:18 AM |
diablorulz | $50.00 | 9/8/2011 1:53:36 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:56 PM |
CatbirdBanking | $25.00 | 9/8/2011 8:36:16 PM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:30 AM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 12:33:47 PM |
pinnacle10 | $25.00 | 9/10/2011 9:49:14 AM |
credit-maple5 | $25.00 | 9/12/2011 6:04:09 AM |
ASR3 | $35.00 | 9/12/2011 6:30:04 AM |
life-is-great | $25.00 | 9/12/2011 6:59:25 AM |
finance_mba | $25.00 | 9/12/2011 10:59:22 AM |
nebula076 | $100.00 | 9/12/2011 11:31:06 AM |
jst1 | $150.00 | 9/12/2011 4:28:43 PM |
wampum-chorus3 | $25.00 | 9/12/2011 11:51:54 PM |
gjm6d | $25.00 | 9/13/2011 9:02:36 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:29 AM |
Weaverville | $25.00 | 9/13/2011 3:10:04 PM |
CashBank | $25.00 | 9/13/2011 4:10:32 PM |
helpful-deal1 | $25.00 | 9/13/2011 7:53:24 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:53 AM |
WorldlyWorker | $25.00 | 9/14/2011 6:32:11 AM |
buffalobills | $25.00 | 9/14/2011 7:43:41 AM |
poolshark72 | $25.00 | 9/14/2011 2:10:20 PM |
historic-nickel | $25.00 | 9/14/2011 3:31:45 PM |
selector568 | $300.00 | 9/14/2011 3:46:33 PM |
a-resplendent-commitment | $50.00 | 9/14/2011 4:26:51 PM |
PropertyInvest | $25.00 | 9/14/2011 4:24:31 PM |
courteous-fund9 | $50.00 | 9/14/2011 4:34:28 PM |
Techne_Funds_LLC | $25.00 | 9/14/2011 4:47:50 PM |
powerful-finance7 | $25.00 | 9/14/2011 5:19:27 PM |
nickel-demon2 | $414.10 | 9/14/2011 5:27:25 PM |
spark548 | $50.00 | 9/14/2011 5:36:08 PM |
money-bauble | $200.00 | 9/14/2011 5:43:55 PM |
tapesor | $30.00 | 9/14/2011 5:51:08 PM |
mammalian4 | $25.00 | 9/14/2011 5:53:28 PM |
finance-symphony7 | $100.00 | 9/14/2011 5:50:52 PM |
Richmp412 | $25.00 | 9/14/2011 6:24:04 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
525593
This series of Notes was issued and sold upon the funding of the borrower loan #53519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,441 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-credible-community |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation: Georgia United Credit Union
I am a good candidate for this loan because...
Monthly net income: $57,000
Monthly expenses: $100
Housing: $1370
Insurance: $100
Car expenses: $
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/6/2011 9:10:16 AM |
heavy_ax | $25.00 | 9/6/2011 10:35:17 AM |
genuine-dime | $100.00 | 9/6/2011 11:01:52 AM |
diplomatic-wealth7 | $25.00 | 9/6/2011 4:25:55 PM |
InChicago | $50.00 | 9/7/2011 10:26:33 AM |
goodhearted-generosity511 | $25.00 | 9/7/2011 8:57:09 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:08 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:05 AM |
profit-powerplant | $25.00 | 9/9/2011 12:28:25 PM |
ASR3 | $35.00 | 9/12/2011 6:30:10 AM |
prodigy3 | $100.00 | 9/12/2011 9:34:42 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:19 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:54 AM |
miked8303 | $25.00 | 9/13/2011 7:22:44 AM |
mlj0671 | $25.00 | 9/13/2011 7:53:24 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:37 AM |
stepatatime-together | $100.00 | 9/13/2011 4:39:50 PM |
charming-exchange7 | $25.00 | 9/13/2011 5:17:07 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:02 PM |
jubilant-durability9 | $25.00 | 9/14/2011 10:46:49 AM |
payout-achievement | $50.00 | 9/14/2011 3:23:44 PM |
monster4 | $50.00 | 9/14/2011 5:26:35 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:44 PM |
frogperson | $150.00 | 9/15/2011 8:33:58 AM |
donenzo | $25.00 | 9/15/2011 9:32:12 AM |
investtor | $25.00 | 9/15/2011 12:05:59 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:37 PM |
EngineersAlliance | $75.00 | 9/15/2011 5:16:30 PM |
a-restless-dollar | $25.00 | 9/15/2011 8:56:36 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:35 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:39:54 AM |
Comoparklender | $25.00 | 9/16/2011 6:54:08 AM |
dublin063 | $50.00 | 9/16/2011 9:13:44 AM |
sunny-truth6 | $25.00 | 9/16/2011 9:54:01 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:43 AM |
wildanne | $25.00 | 9/16/2011 10:19:09 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:17:05 AM |
Gettinricher | $25.00 | 9/16/2011 11:01:15 AM |
desertoasis | $25.00 | 9/16/2011 11:58:31 AM |
gotjack | $100.00 | 9/16/2011 1:49:41 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:40:12 PM |
Something-Corporate | $25.00 | 9/16/2011 3:27:08 PM |
Maetryx | $29.00 | 9/16/2011 5:09:18 PM |
hope-base | $25.00 | 9/16/2011 8:06:53 PM |
buraky | $25.00 | 9/16/2011 9:53:12 PM |
kulender | $100.00 | 9/17/2011 6:15:31 AM |
BBL | $25.00 | 9/17/2011 9:38:56 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:44 AM |
Mavrck88 | $25.00 | 9/17/2011 10:27:48 AM |
mrxtravis | $25.00 | 9/17/2011 11:41:59 AM |
Pman | $25.00 | 9/17/2011 12:55:04 PM |
musegaze | $150.00 | 9/17/2011 12:36:43 PM |
oracle3 | $25.00 | 9/17/2011 1:02:31 PM |
prohelper | $50.00 | 9/17/2011 1:14:46 PM |
1willray | $25.00 | 9/17/2011 2:05:27 PM |
wampum-library4 | $25.00 | 9/17/2011 2:04:11 PM |
Zuzu | $50.00 | 9/17/2011 1:59:06 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:14 PM |
dws2380 | $25.00 | 9/17/2011 6:41:17 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:31 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:52 PM |
SolarMoonshine | $25.00 | 9/18/2011 3:41:34 AM |
money-surge1 | $50.00 | 9/18/2011 10:03:26 AM |
freetimeskier | $50.00 | 9/18/2011 10:13:47 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:30 AM |
supreme-hope | $25.00 | 9/18/2011 10:57:50 AM |
income-buddy7 | $25.00 | 9/18/2011 1:38:35 PM |
techs | $25.00 | 9/18/2011 2:39:23 PM |
mckhbnpc | $50.00 | 9/18/2011 5:25:31 PM |
NoCal | $25.00 | 9/18/2011 8:42:19 PM |
AndChicksforFree | $25.07 | 9/18/2011 8:28:46 PM |
five-star-order1 | $25.00 | 9/18/2011 10:38:31 PM |
MrBailey | $26.05 | 9/18/2011 10:40:26 PM |
officer8 | $25.00 | 9/19/2011 6:27:05 AM |
KLCRAY | $25.00 | 9/19/2011 2:06:33 AM |
Charlie0084 | $25.00 | 9/19/2011 2:14:44 AM |
payment-pursuit3 | $25.00 | 9/19/2011 3:31:43 AM |
DadWarbucks | $25.00 | 9/19/2011 6:52:47 AM |
Money_Hog | $25.00 | 9/19/2011 7:04:34 AM |
life-is-great | $25.00 | 9/19/2011 7:16:23 AM |
thelovebug | $100.00 | 9/19/2011 7:37:12 AM |
bizlending | $250.00 | 9/19/2011 8:33:51 AM |
trade-beeper4 | $25.00 | 9/19/2011 8:10:02 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:53 AM |
ethical-truth211 | $500.00 | 9/19/2011 8:56:46 AM |
helpinghand63 | $25.00 | 9/19/2011 9:10:27 AM |
nickel-launcher | $25.00 | 9/19/2011 9:39:58 AM |
evnagelist | $50.00 | 9/19/2011 9:38:58 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:02 AM |
Bob450 | $25.02 | 9/19/2011 10:55:41 AM |
davisfl | $25.00 | 9/19/2011 11:14:11 AM |
gallant-market5 | $500.00 | 9/19/2011 1:54:56 PM |
Lubava | $32.06 | 9/19/2011 4:03:45 PM |
foxtrot12 | $75.00 | 9/19/2011 4:10:22 PM |
careful-compassion | $25.00 | 9/19/2011 4:22:33 PM |
apostle901 | $25.00 | 9/19/2011 4:23:27 PM |
worldly-gold | $75.00 | 9/19/2011 4:55:00 PM |
payment-gusto | $25.00 | 9/19/2011 5:02:12 PM |
pmj453 | $25.00 | 9/19/2011 4:44:19 PM |
minddoc | $25.00 | 9/19/2011 4:51:07 PM |
rolltide09 | $25.00 | 9/18/2011 8:02:30 PM |
villagers | $25.00 | 9/6/2011 9:16:43 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:57 PM |
Whipster | $70.00 | 9/6/2011 7:16:25 PM |
fusbarro | $50.00 | 9/7/2011 4:41:31 PM |
handshake5 | $100.00 | 9/7/2011 5:16:42 PM |
superb-funds335 | $25.00 | 9/7/2011 8:17:20 PM |
CA-Lender | $50.00 | 9/8/2011 8:37:13 AM |
Interloper | $25.00 | 9/8/2011 2:54:59 PM |
CatbirdBanking | $25.00 | 9/9/2011 9:33:51 AM |
return-enthusiast1 | $25.00 | 9/9/2011 12:51:04 PM |
influential-wealth2 | $25.00 | 9/9/2011 6:15:37 PM |
enchanted-diversification496 | $30.00 | 9/10/2011 12:40:38 PM |
HedgeFund | $50.00 | 9/12/2011 4:38:50 PM |
wonder3 | $40.00 | 9/13/2011 5:47:46 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:31 PM |
Bank42 | $25.00 | 9/14/2011 4:55:05 PM |
Kaj | $30.00 | 9/14/2011 5:36:44 PM |
economy-coup | $88.00 | 9/14/2011 11:38:29 PM |
larslfe | $50.00 | 9/14/2011 9:58:40 PM |
treasure-bliss | $25.00 | 9/15/2011 5:10:44 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:29 AM |
finance-prescription | $100.00 | 9/15/2011 3:34:52 PM |
p2ploan-charmer | $25.00 | 9/15/2011 9:20:31 PM |
orange-preeminant-bill | $50.00 | 9/16/2011 5:13:10 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:17 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:27 AM |
loss-of-control | $100.00 | 9/16/2011 8:54:26 AM |
papaloha | $25.00 | 9/16/2011 8:56:14 AM |
bosloan26 | $27.67 | 9/16/2011 9:21:28 AM |
1randyp | $50.00 | 9/16/2011 11:10:36 AM |
agalt | $100.00 | 9/16/2011 11:30:05 AM |
fantastic-wampum1 | $100.00 | 9/16/2011 11:36:52 AM |
friendly-principal76 | $25.00 | 9/16/2011 2:20:41 PM |
debtcollector | $25.00 | 9/16/2011 2:52:49 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:27 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:34 PM |
Miklot | $25.00 | 9/17/2011 2:01:25 AM |
SelectTrustLending | $25.00 | 9/17/2011 2:24:38 AM |
elegant-loot | $25.00 | 9/17/2011 7:20:21 AM |
IntrepidInvestment | $25.00 | 9/17/2011 9:48:39 AM |
Dowanhill | $25.00 | 9/17/2011 11:53:27 AM |
prominence8 | $25.00 | 9/17/2011 2:15:29 PM |
julijask | $25.00 | 9/17/2011 3:07:12 PM |
artisan369 | $300.00 | 9/17/2011 3:40:30 PM |
lagnisiruk | $25.00 | 9/17/2011 4:12:00 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:30 PM |
handy-justice | $50.00 | 9/17/2011 6:33:12 PM |
return-buddy | $50.00 | 9/18/2011 7:19:30 AM |
bid-stockpiler1 | $100.00 | 9/18/2011 1:53:24 PM |
CreditBuilder2 | $25.00 | 9/18/2011 2:24:41 PM |
awesome-yield7 | $25.00 | 9/18/2011 5:03:00 PM |
bill-solo | $25.00 | 9/18/2011 3:01:12 PM |
poetic-reward0 | $25.00 | 9/18/2011 7:19:58 PM |
orange-kindness-captain | $30.00 | 9/18/2011 8:04:40 PM |
jubilant-durability9 | $50.00 | 9/18/2011 7:57:02 PM |
dough-bear | $25.00 | 9/18/2011 10:59:54 PM |
basis-wizard8 | $50.00 | 9/19/2011 6:43:51 AM |
GElender | $25.00 | 9/19/2011 5:56:04 AM |
supreme-benefit | $25.00 | 9/19/2011 7:34:52 AM |
midnight24 | $50.00 | 9/19/2011 7:39:04 AM |
sage4 | $25.00 | 9/19/2011 7:21:22 AM |
silver-fuse | $25.00 | 9/19/2011 10:32:02 AM |
wampum-optimization | $25.00 | 9/19/2011 10:56:02 AM |
green28 | $200.00 | 9/19/2011 10:33:02 AM |
diverse2 | $25.00 | 9/19/2011 11:32:05 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:37:59 AM |
lakehavasu88 | $25.00 | 9/19/2011 12:17:55 PM |
escharfer | $25.00 | 9/19/2011 12:26:13 PM |
bonus-zone | $25.00 | 9/19/2011 12:43:36 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:16 PM |
cash-queen | $30.00 | 9/19/2011 1:46:26 PM |
jay100124 | $25.00 | 9/19/2011 12:56:44 PM |
inkplj | $25.00 | 9/19/2011 2:16:41 PM |
vinayganti | $25.00 | 9/19/2011 3:22:09 PM |
ndhookman | $25.00 | 9/19/2011 4:32:16 PM |
interest-agave | $25.00 | 9/19/2011 4:17:21 PM |
GInBaghdad | $25.00 | 9/19/2011 3:09:32 PM |
investor232 | $25.00 | 9/19/2011 4:45:59 PM |
asiaratt | $50.00 | 9/19/2011 5:08:48 PM |
economy-producer | $25.00 | 9/19/2011 4:08:14 PM |
MadHun | $26.63 | 9/19/2011 5:10:03 PM |
hyrolln | $25.00 | 9/19/2011 5:01:10 PM |
183 Investments
|
Borrower Payment Dependent Notes Series
525719
This series of Notes was issued and sold upon the funding of the borrower loan #53542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,343.12 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-07-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $216.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,115 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-trade826 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan
Purpose of loan: Bike
This loan will be used to... Personal
My financial situation: excellent
I am a good candidate for this loan because... I pay my bills early and on time
Monthly net income: $8000
Monthly expenses: $200
Housing: $1400
Insurance: $0
Car expenses: $255
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/7/2011 9:08:10 AM |
responsibility-butterfly | $25.00 | 9/7/2011 5:45:19 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:56 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:10 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:19 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:14 AM |
Aaron_Oz | $25.00 | 9/10/2011 3:45:36 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:49 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:03 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:46 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:37 PM |
larslfe | $50.00 | 9/14/2011 9:58:41 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:53 PM |
goose026 | $25.00 | 9/15/2011 6:52:20 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:46 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:47 PM |
consulguru | $25.00 | 9/16/2011 12:28:42 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:47 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:23 AM |
jjswanso | $50.00 | 9/16/2011 6:50:28 AM |
responsibility-wind6 | $25.00 | 9/16/2011 6:54:29 AM |
market-assembler | $50.00 | 9/16/2011 9:36:48 AM |
slartibardfast | $25.00 | 9/16/2011 10:32:57 AM |
puifais | $50.00 | 9/16/2011 10:46:39 AM |
american6 | $100.00 | 9/16/2011 4:28:23 PM |
Supernick | $50.00 | 9/16/2011 4:52:57 PM |
AndChicksforFree | $25.00 | 9/16/2011 9:04:52 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:42 PM |
marwadi-62 | $100.00 | 9/16/2011 8:55:20 PM |
unassassinable | $25.00 | 9/17/2011 12:33:07 AM |
balance6 | $25.00 | 9/17/2011 4:27:18 AM |
Kyileo | $25.00 | 9/17/2011 9:09:28 AM |
Pman | $25.00 | 9/17/2011 12:55:08 PM |
prohelper | $50.00 | 9/17/2011 1:14:49 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:32 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:54 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:43 AM |
return-buddy | $50.00 | 9/18/2011 7:19:31 AM |
drkosh | $25.00 | 9/18/2011 10:11:26 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:58 AM |
RoyFauntleroy | $25.00 | 9/18/2011 6:09:47 PM |
help4u | $50.00 | 9/18/2011 5:20:06 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:44:28 PM |
thelovebug | $100.00 | 9/19/2011 7:44:26 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:56 AM |
bunnybear | $30.00 | 9/19/2011 9:50:06 AM |
evnagelist | $50.00 | 9/19/2011 9:39:00 AM |
mtquan | $25.00 | 9/19/2011 2:24:47 PM |
julijask | $50.00 | 9/19/2011 2:54:06 PM |
orange-courageous-dedication | $25.00 | 9/19/2011 6:11:06 PM |
peace-flower9 | $25.00 | 9/19/2011 6:23:35 PM |
personal-lender | $25.00 | 9/19/2011 5:11:15 PM |
lounges | $25.00 | 9/19/2011 5:44:46 PM |
E_G | $50.00 | 9/19/2011 7:01:39 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:02 PM |
RayEarth | $25.00 | 9/19/2011 9:39:02 PM |
LibbyZ | $50.00 | 9/19/2011 9:57:03 PM |
restech | $25.00 | 9/19/2011 11:50:53 PM |
fragonardlives | $35.00 | 9/20/2011 8:57:11 AM |
wwwUniversal | $25.00 | 9/20/2011 10:58:58 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:27 AM |
samo102us | $25.00 | 9/20/2011 12:51:30 PM |
JTCorp | $25.00 | 9/20/2011 12:53:25 PM |
dinero-speaker | $25.00 | 9/20/2011 1:52:34 PM |
Tyre | $50.00 | 9/20/2011 1:54:25 PM |
cbllender | $25.00 | 9/20/2011 4:00:55 PM |
tylerfd | $25.00 | 9/20/2011 1:51:59 PM |
marketplace-hut9 | $25.00 | 9/20/2011 4:32:11 PM |
lost-money-so-far-on-these | $25.00 | 9/20/2011 5:32:52 PM |
money-bauble | $200.00 | 9/20/2011 5:07:20 PM |
mjjjrj | $26.00 | 9/20/2011 6:08:13 PM |
MadHun | $119.00 | 9/20/2011 5:09:22 PM |
SelectTrustLending | $25.00 | 9/20/2011 5:36:52 PM |
mpthree | $25.00 | 9/20/2011 8:34:51 PM |
silver-fuse | $27.00 | 9/20/2011 8:14:36 PM |
engbusres | $36.00 | 9/20/2011 8:42:38 PM |
be_wise | $25.00 | 9/20/2011 7:45:59 PM |
yield-explosion1 | $25.00 | 9/21/2011 4:16:38 AM |
elegant-commerce7 | $50.00 | 9/21/2011 4:34:17 AM |
antlr | $50.00 | 9/20/2011 9:04:54 PM |
rakey | $25.00 | 9/21/2011 5:59:37 AM |
direct-dough0 | $25.00 | 9/21/2011 12:29:30 AM |
Ivan2007 | $25.00 | 9/21/2011 1:25:36 AM |
nalaari | $32.61 | 9/21/2011 6:33:21 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:34 AM |
DadWarbucks | $25.00 | 9/21/2011 7:43:44 AM |
value-den | $25.00 | 9/21/2011 7:44:50 AM |
Retirefunmoney | $25.00 | 9/21/2011 7:38:20 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:07 AM |
JDFuego | $25.00 | 9/21/2011 7:22:42 AM |
adamnash | $25.00 | 9/21/2011 8:31:05 AM |
oplender | $25.00 | 9/7/2011 11:14:17 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:52 AM |
diablorulz | $50.00 | 9/8/2011 1:53:46 PM |
boylezz | $25.00 | 9/9/2011 11:50:11 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:37 PM |
vutah | $25.00 | 9/11/2011 3:33:57 PM |
ASR3 | $35.00 | 9/12/2011 6:30:16 AM |
compoundinterest | $50.00 | 9/13/2011 4:23:39 PM |
life-is-great | $25.00 | 9/14/2011 6:09:47 AM |
Kaj | $30.00 | 9/14/2011 5:36:48 PM |
ZeLonewolf | $25.00 | 9/14/2011 7:17:19 PM |
credit-maple5 | $50.00 | 9/15/2011 4:02:11 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:32 AM |
Clambake | $50.00 | 9/15/2011 11:35:59 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:57 PM |
currency-persimmon | $25.00 | 9/16/2011 6:30:08 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:31 AM |
Weaverville | $25.00 | 9/16/2011 10:45:33 AM |
melodious-fairness | $25.00 | 9/16/2011 1:26:34 PM |
ski bum | $100.00 | 9/16/2011 5:12:16 PM |
equitable-capital758 | $250.00 | 9/16/2011 6:52:16 PM |
jescowa | $50.00 | 9/16/2011 7:24:10 PM |
buraky | $50.00 | 9/16/2011 9:51:43 PM |
mr55262 | $25.00 | 9/16/2011 11:13:34 PM |
upperdeck | $25.00 | 9/17/2011 4:22:46 AM |
kulender | $100.00 | 9/17/2011 6:14:45 AM |
britgsb | $25.00 | 9/17/2011 9:12:34 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:46 AM |
astute-benjamins | $25.00 | 9/17/2011 11:03:10 AM |
EngineersAlliance | $50.00 | 9/17/2011 12:12:45 PM |
return-beeper | $30.00 | 9/17/2011 1:07:35 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:31 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:00 AM |
Bookophile | $50.00 | 9/18/2011 4:17:55 AM |
lrr34 | $50.00 | 9/18/2011 8:52:31 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:34 AM |
sf-funder | $25.00 | 9/19/2011 7:35:15 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:43 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:13 AM |
escharfer | $25.00 | 9/19/2011 12:26:27 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:18 PM |
yield-lion | $25.00 | 9/19/2011 3:47:44 PM |
ndhookman | $25.00 | 9/19/2011 4:32:19 PM |
radforj22 | $25.00 | 9/19/2011 6:20:35 PM |
ideal-platinum1 | $25.00 | 9/19/2011 6:13:09 PM |
Interloper | $25.00 | 9/19/2011 8:44:15 PM |
biobulator | $25.00 | 9/19/2011 9:45:22 PM |
skuba | $50.00 | 9/20/2011 2:14:08 AM |
langdonx | $50.00 | 9/20/2011 7:20:43 AM |
chief_wo | $25.00 | 9/20/2011 7:05:19 AM |
KeepOnRunning | $50.00 | 9/20/2011 8:48:38 AM |
gracej | $25.00 | 9/20/2011 8:10:07 AM |
moola-man | $25.00 | 9/20/2011 8:30:05 AM |
LMM1 | $25.00 | 9/20/2011 9:48:51 AM |
silver-voyager9 | $25.00 | 9/20/2011 10:02:22 AM |
spark548 | $50.00 | 9/20/2011 12:45:26 PM |
authentic-liberty7 | $25.00 | 9/20/2011 1:53:02 PM |
finance-force5 | $25.00 | 9/20/2011 11:54:12 AM |
sentry256 | $25.00 | 9/20/2011 2:57:57 PM |
GS-ROCK | $25.00 | 9/20/2011 1:46:51 PM |
Fireball27 | $225.00 | 9/20/2011 4:03:52 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:08 PM |
JustMee | $25.00 | 9/20/2011 4:47:26 PM |
genius520 | $50.00 | 9/20/2011 5:08:46 PM |
tapesor | $200.00 | 9/20/2011 5:12:58 PM |
Herluftrolle | $25.00 | 9/20/2011 5:17:00 PM |
uncleharold | $25.00 | 9/20/2011 3:52:52 PM |
easymoney4me | $27.01 | 9/20/2011 5:40:58 PM |
TCayce | $25.00 | 9/20/2011 5:43:43 PM |
wdove511 | $30.00 | 9/20/2011 6:01:05 PM |
jdrez | $25.00 | 9/20/2011 6:08:21 PM |
helpinghand63 | $25.00 | 9/20/2011 5:12:03 PM |
kegs | $600.00 | 9/20/2011 5:15:14 PM |
jodilee31 | $100.00 | 9/20/2011 6:32:47 PM |
balance-computer9 | $25.00 | 9/20/2011 5:34:08 PM |
diggingupward | $25.00 | 9/20/2011 8:21:18 PM |
listing-vista | $50.00 | 9/20/2011 8:07:52 PM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:24 PM |
x32248 | $25.00 | 9/20/2011 11:01:50 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:51 AM |
asmithj | $25.00 | 9/21/2011 4:14:50 AM |
Winger | $150.00 | 9/21/2011 4:15:30 AM |
javelin0 | $25.00 | 9/21/2011 5:24:31 AM |
leverage-jalapeno | $50.00 | 9/20/2011 9:23:33 PM |
Harry | $50.00 | 9/21/2011 8:29:23 AM |
cleared2land | $25.00 | 9/21/2011 6:23:28 AM |
drtexican | $30.00 | 9/21/2011 8:37:38 AM |
178 Investments
|
Borrower Payment Dependent Notes Series
525729
This series of Notes was issued and sold upon the funding of the borrower loan #53506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,620.04 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-05-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $327.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 22y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,925 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| brilliant-bazaar5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vballred15
Purpose of loan:
This loan will be used to...Consolidate high interest loans and lower monthly payment. Needed repair on family car.
My financial situation:
I am a good candidate for this loan because...I am faithful in paying my bills.
Monthly net income: $48,000.00
Monthly expenses: $3,000.00
Housing: $ Paid by military.
Insurance: $ 250.00 monthly
Car expenses: $ 1900.00
Utilities: $ 250.00 monthly
Phone, cable, internet: $ 300.00
Food, entertainment: $ 350.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 9,900.00
Other expenses: $ Providing teenage daughter a used car for driving to and from work. $3,000.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $45.00 | 9/5/2011 5:09:50 PM |
Investor_DP | $100.00 | 9/6/2011 9:08:46 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:52 PM |
oplender | $25.00 | 9/6/2011 11:20:15 AM |
superb-funds335 | $25.00 | 9/7/2011 8:12:54 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:49 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:04 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:32 PM |
compoundinterest | $50.00 | 9/10/2011 12:11:29 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:46 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:24:51 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:02 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:45 AM |
genelinist | $50.00 | 9/14/2011 1:21:55 PM |
WinterUSMC | $25.00 | 9/14/2011 1:48:45 PM |
pound-puppy | $47.18 | 9/14/2011 1:58:30 PM |
spark548 | $50.00 | 9/14/2011 5:36:10 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:25 PM |
intelligent-greenback7 | $59.00 | 9/14/2011 6:55:07 PM |
steiglends | $100.00 | 9/15/2011 5:35:21 AM |
goose026 | $25.00 | 9/15/2011 6:51:58 AM |
skaught | $35.00 | 9/15/2011 7:49:23 AM |
vegibenz | $25.00 | 9/15/2011 8:01:53 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:44 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:30 AM |
interest-splendor | $30.00 | 9/15/2011 11:33:43 AM |
Clambake | $50.00 | 9/15/2011 11:35:55 AM |
loan-oasis4 | $50.00 | 9/15/2011 12:18:27 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:15 PM |
sevimac | $48.00 | 9/15/2011 3:51:50 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:48:45 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:55 PM |
consulguru | $25.00 | 9/16/2011 12:28:40 AM |
listing-vista | $100.00 | 9/16/2011 5:39:54 AM |
chakra | $25.00 | 9/16/2011 5:09:06 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:20 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:38:47 AM |
currency-persimmon | $50.00 | 9/16/2011 6:19:16 AM |
hope-hickory | $50.00 | 9/16/2011 7:43:15 AM |
Roundhouse | $100.00 | 9/16/2011 8:20:45 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:13:10 AM |
equitable-capital758 | $250.00 | 9/16/2011 9:21:37 AM |
market-assembler | $50.00 | 9/16/2011 9:36:47 AM |
devoider | $26.00 | 9/16/2011 9:45:37 AM |
Weaverville | $25.00 | 9/16/2011 10:45:32 AM |
social-pizza5 | $25.00 | 9/16/2011 12:01:47 PM |
MapleLaker | $47.20 | 9/16/2011 12:56:36 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:32 PM |
unconquerable-dedication | $25.00 | 9/16/2011 2:48:53 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:33 PM |
Sefotonga | $25.00 | 9/16/2011 4:15:02 PM |
american6 | $100.00 | 9/16/2011 4:28:20 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:33 PM |
velocity-tom-tom2 | $25.00 | 9/16/2011 5:12:20 PM |
cash-reaction2 | $28.00 | 9/16/2011 5:32:37 PM |
buraky | $50.00 | 9/16/2011 9:51:42 PM |
buraky | $25.00 | 9/16/2011 9:57:04 PM |
mennleo | $70.00 | 9/16/2011 10:58:09 PM |
julijask | $50.00 | 9/17/2011 1:02:49 AM |
DreDub | $50.00 | 9/17/2011 2:20:41 AM |
kulender | $100.00 | 9/17/2011 6:14:44 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:02 AM |
radforj22 | $25.00 | 9/17/2011 7:54:09 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:53:59 AM |
Kyileo | $25.00 | 9/17/2011 8:44:09 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:43 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:06 AM |
oracle3 | $25.00 | 9/17/2011 1:02:30 PM |
herbyman | $50.00 | 9/17/2011 1:22:57 PM |
a-harmonious-bill | $25.00 | 9/17/2011 2:25:29 PM |
be_wise | $25.00 | 9/17/2011 3:42:09 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:29 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:30 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:27 PM |
CorporateRaider | $25.00 | 9/17/2011 5:08:41 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:13 PM |
generous-deal6 | $50.00 | 9/18/2011 2:52:57 AM |
well-rounded-dinero | $100.00 | 9/18/2011 1:31:38 AM |
-------Loaner | $50.00 | 9/18/2011 4:02:31 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:44 AM |
ockid007 | $50.00 | 9/18/2011 7:22:41 AM |
ethical-truth211 | $1,000.00 | 9/18/2011 7:48:04 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:30 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:57 AM |
supersarah61 | $50.00 | 9/18/2011 2:02:59 PM |
cathmorcorvus | $100.00 | 9/18/2011 4:15:36 PM |
markhmn | $100.00 | 9/18/2011 6:00:27 PM |
spsavage | $25.00 | 9/18/2011 6:25:30 PM |
purposeful-pound5 | $29.98 | 9/18/2011 5:22:21 PM |
asmithj | $25.00 | 9/19/2011 3:01:49 AM |
sf-funder | $25.00 | 9/19/2011 7:35:14 AM |
dcoggins | $25.00 | 9/19/2011 7:11:45 AM |
thelovebug | $100.00 | 9/19/2011 7:44:25 AM |
basis-wizard8 | $50.00 | 9/19/2011 6:48:45 AM |
Hiro07 | $27.00 | 9/19/2011 6:56:20 AM |
Hobson | $30.00 | 9/19/2011 9:01:37 AM |
derwiki | $25.00 | 9/19/2011 8:52:12 AM |
helpinghand63 | $25.00 | 9/19/2011 9:10:27 AM |
bill-expert | $25.00 | 9/19/2011 9:09:22 AM |
speedy-point4 | $25.00 | 9/19/2011 9:55:33 AM |
whiterabbit1874 | $30.00 | 9/19/2011 11:23:34 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:37:46 AM |
duty-admiral | $25.00 | 9/19/2011 11:01:19 AM |
green-successful-note | $50.00 | 9/19/2011 12:17:47 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:15 PM |
escharfer | $25.00 | 9/19/2011 12:26:13 PM |
moola-buddy | $25.00 | 9/19/2011 1:03:32 PM |
mtquan | $25.00 | 9/19/2011 2:24:46 PM |
malomar66 | $56.51 | 9/19/2011 3:27:23 PM |
jhernand17 | $25.00 | 9/19/2011 3:12:46 PM |
vinayganti | $25.00 | 9/19/2011 3:22:08 PM |
yield-lion | $25.00 | 9/19/2011 3:47:42 PM |
ndhookman | $25.00 | 9/19/2011 4:32:16 PM |
MARSTUN | $100.00 | 9/19/2011 3:32:54 PM |
swerve1317 | $50.00 | 9/19/2011 4:43:32 PM |
Bank_Of_XL | $25.00 | 9/6/2011 5:00:43 AM |
rustysailor | $25.00 | 9/6/2011 10:12:03 PM |
availableloan | $25.00 | 9/6/2011 9:28:11 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:47 AM |
diablorulz | $50.00 | 9/8/2011 1:53:40 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:04 PM |
britgsb | $100.00 | 9/8/2011 8:19:43 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:03 AM |
ASR3 | $35.00 | 9/12/2011 6:30:08 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:01 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:35 AM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:12 PM |
larslfe | $50.00 | 9/13/2011 8:13:46 PM |
leeball | $100.00 | 9/13/2011 9:38:57 PM |
life-is-great | $25.00 | 9/14/2011 6:09:42 AM |
econgineer | $75.00 | 9/14/2011 10:52:45 AM |
fund-tom-tom6 | $25.00 | 9/14/2011 11:50:25 AM |
hawaiitechnical | $25.00 | 9/14/2011 1:50:21 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:32 PM |
kind-bid-antioxidant | $30.00 | 9/14/2011 2:31:25 PM |
Kaj | $30.00 | 9/14/2011 5:36:43 PM |
credit-birch | $40.00 | 9/14/2011 8:48:13 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:49 PM |
unbelievable-diversification8 | $25.00 | 9/15/2011 3:44:28 AM |
credit-maple5 | $50.00 | 9/15/2011 4:02:10 AM |
IPlayOutsideTheBox | $25.00 | 9/15/2011 3:56:27 AM |
musegaze | $100.00 | 9/15/2011 7:35:10 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:52 AM |
terrific-peace8 | $25.00 | 9/15/2011 9:07:41 AM |
ski bum | $100.00 | 9/15/2011 9:30:41 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:45 PM |
enriched-truth | $100.00 | 9/15/2011 3:35:28 PM |
castlwizz | $25.00 | 9/15/2011 3:54:20 PM |
marwadi-62 | $100.00 | 9/15/2011 5:30:49 PM |
Interloper | $25.00 | 9/15/2011 9:28:19 PM |
jazzlender | $50.00 | 9/15/2011 10:17:11 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:33 AM |
kindness-jedi | $50.00 | 9/16/2011 3:57:41 AM |
brightest-benjamins-onator | $25.00 | 9/16/2011 4:19:00 AM |
NorthPointLending | $100.00 | 9/16/2011 4:29:33 AM |
heerzaquestion | $35.00 | 9/16/2011 4:59:46 AM |
Gambino | $50.00 | 9/16/2011 5:33:03 AM |
justice-circuitry0 | $100.00 | 9/16/2011 5:59:21 AM |
jjswanso | $50.00 | 9/16/2011 6:50:27 AM |
MoneyTree79 | $51.65 | 9/16/2011 7:13:28 AM |
return-beeper | $30.00 | 9/16/2011 7:17:38 AM |
interest-goblin | $25.00 | 9/16/2011 8:23:52 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:27 AM |
credit-coach118 | $25.26 | 9/16/2011 8:45:13 AM |
personal-lender | $25.00 | 9/16/2011 9:11:08 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:12:15 AM |
puifais | $50.00 | 9/16/2011 10:46:37 AM |
1randyp | $50.00 | 9/16/2011 11:11:28 AM |
richboy56 | $25.00 | 9/16/2011 11:59:06 AM |
chekat | $25.00 | 9/16/2011 12:22:35 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:25 PM |
sgordon46 | $25.00 | 9/16/2011 2:01:02 PM |
caseattle | $25.00 | 9/16/2011 2:08:53 PM |
friendly-principal76 | $25.00 | 9/16/2011 2:20:22 PM |
tigerlady92 | $25.00 | 9/16/2011 3:57:31 PM |
danf2201 | $50.00 | 9/16/2011 4:11:52 PM |
Supernick | $50.00 | 9/16/2011 4:52:54 PM |
cajunguy | $25.00 | 9/16/2011 5:08:23 PM |
bsmtloan | $100.00 | 9/16/2011 5:41:56 PM |
jescowa | $50.00 | 9/16/2011 7:13:57 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:44 PM |
theloanfiller | $25.00 | 9/16/2011 8:49:13 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:33 PM |
AndChicksforFree | $25.00 | 9/16/2011 9:22:45 PM |
unassassinable | $25.00 | 9/17/2011 12:30:44 AM |
mr55262 | $25.00 | 9/16/2011 11:13:31 PM |
authoritative-loot | $25.00 | 9/16/2011 11:38:33 PM |
One_Lolo | $25.00 | 9/16/2011 10:32:24 PM |
upperdeck | $25.00 | 9/17/2011 4:19:45 AM |
balance6 | $25.00 | 9/17/2011 4:27:14 AM |
investment-comet | $25.00 | 9/17/2011 8:25:24 AM |
supreme-hope | $25.00 | 9/17/2011 8:14:33 AM |
tonpa | $50.00 | 9/17/2011 10:21:48 AM |
ferdberfel | $30.00 | 9/17/2011 9:45:55 AM |
return-buddy | $25.00 | 9/17/2011 11:28:15 AM |
astute-benjamins | $25.00 | 9/17/2011 10:52:56 AM |
fascinating-value4 | $100.00 | 9/17/2011 12:36:25 PM |
Pman | $25.00 | 9/17/2011 12:55:03 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:42 PM |
prohelper | $50.00 | 9/17/2011 1:14:46 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:32:02 PM |
Airthus | $25.00 | 9/17/2011 1:32:16 PM |
prominence8 | $25.00 | 9/17/2011 2:10:19 PM |
ReddInc | $100.00 | 9/17/2011 2:50:28 PM |
hopeful-silver5 | $30.00 | 9/17/2011 3:50:14 PM |
PaulW | $25.00 | 9/17/2011 3:46:04 PM |
obedient-loan1 | $50.00 | 9/17/2011 5:53:03 PM |
Katahdin | $40.00 | 9/17/2011 6:43:57 PM |
papaloha | $25.00 | 9/17/2011 6:45:25 PM |
jhernand17 | $25.00 | 9/17/2011 11:29:39 PM |
Hexnut | $50.00 | 9/18/2011 12:13:54 AM |
kenji4861 | $25.00 | 9/18/2011 1:13:41 AM |
skidoo99 | $25.00 | 9/18/2011 4:41:29 AM |
gjm6d | $25.00 | 9/18/2011 5:24:16 AM |
Bookophile | $50.00 | 9/18/2011 4:17:54 AM |
lrr34 | $50.00 | 9/18/2011 8:52:28 AM |
drkosh | $25.00 | 9/18/2011 10:11:24 AM |
Ocean713 | $75.00 | 9/18/2011 11:13:55 AM |
worth-web5 | $200.00 | 9/18/2011 2:49:18 PM |
blue-tenacious-dough | $200.00 | 9/18/2011 3:29:43 PM |
abundant-one | $25.00 | 9/18/2011 4:45:38 PM |
help4u | $50.00 | 9/18/2011 5:20:05 PM |
ranstlin | $25.00 | 9/19/2011 4:39:17 AM |
officer8 | $25.00 | 9/19/2011 6:27:04 AM |
Longstreet47 | $43.76 | 9/19/2011 6:30:39 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:53 AM |
KCEnterprises | $50.00 | 9/19/2011 8:12:50 AM |
UBOtto186 | $50.00 | 9/19/2011 9:38:23 AM |
evnagelist | $50.00 | 9/19/2011 9:38:58 AM |
groovy-watanabe | $25.00 | 9/19/2011 9:44:23 AM |
tampa_cmc | $50.00 | 9/19/2011 10:05:45 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:12 AM |
rocket361 | $200.00 | 9/19/2011 10:50:44 AM |
platinum-czar | $25.00 | 9/19/2011 10:28:07 AM |
Preferred-Lender | $25.00 | 9/19/2011 10:44:12 AM |
silver-fuse | $25.00 | 9/19/2011 10:32:02 AM |
diverse2 | $25.00 | 9/19/2011 11:32:50 AM |
moneyshark27 | $25.00 | 9/19/2011 12:04:00 PM |
pioneer538 | $25.00 | 9/19/2011 12:13:47 PM |
silver-voyager9 | $25.00 | 9/19/2011 11:55:23 AM |
dordee | $50.00 | 9/19/2011 12:10:25 PM |
damage | $25.00 | 9/19/2011 12:16:54 PM |
godzig | $30.00 | 9/19/2011 1:14:04 PM |
guard327 | $30.00 | 9/19/2011 1:08:34 PM |
refined-gold7 | $25.00 | 9/19/2011 2:02:44 PM |
Ducatiman1978 | $25.00 | 9/19/2011 1:51:01 PM |
best-generosity-financier | $25.00 | 9/19/2011 3:06:13 PM |
blue111 | $25.00 | 9/19/2011 4:31:32 PM |
248 Investments
|
Borrower Payment Dependent Notes Series
525813
This series of Notes was issued and sold upon the funding of the borrower loan #53747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $202 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| open-minded-dollar6 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Eminovici
Purpose of loan: Develop my business
This loan will be used to...Invest in Tax lien
My financial situation:
I am a good candidate for this loan because...I know how to invest in tax lien, deeds; This type of investment has a high profit potential.
Monthly net income: $ 2,960
Monthly expenses: $ 1,216 - 1270
Housing: $
Insurance: $ 130 (car & home)
Car expenses: $ 90 - 120
Utilities: $ 60-90
Phone, cable, internet: $19.95
Food, entertainment: $ 140
Clothing, household expenses: $30-50
Credit cards and other loans: $717
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
capital-halo1 | $1,000.00 | 9/7/2011 5:14:36 PM |
handshake5 | $100.00 | 9/7/2011 5:16:42 PM |
handy-justice | $100.00 | 9/8/2011 8:40:34 AM |
Zingaro | $25.00 | 9/8/2011 2:05:26 PM |
let_me_retire | $33.16 | 9/8/2011 9:08:06 PM |
Unitas4302 | $50.00 | 9/11/2011 9:09:38 AM |
finance-mushroom | $93.00 | 9/11/2011 12:16:05 PM |
laomedon | $33.98 | 9/11/2011 11:18:15 PM |
greencat | $50.00 | 9/12/2011 7:29:09 AM |
zone8 | $100.00 | 9/12/2011 12:54:45 PM |
irishalaskan | $25.00 | 9/12/2011 1:23:27 PM |
SCbutterfly | $100.00 | 9/12/2011 2:14:15 PM |
mighty-value | $25.00 | 9/12/2011 4:46:02 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:20 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:22 PM |
loss-of-control | $75.00 | 9/13/2011 7:11:41 PM |
nickel-hickory | $100.00 | 9/14/2011 2:42:52 PM |
darcyw1 | $30.43 | 9/14/2011 4:51:57 PM |
personal-lender | $25.00 | 9/14/2011 5:47:58 PM |
vest_vortex | $25.00 | 9/14/2011 6:01:43 PM |
suave-dime6 | $25.00 | 9/14/2011 6:23:23 PM |
MARWARISETH | $25.00 | 9/14/2011 6:21:59 PM |
Reliance_Banker | $25.00 | 9/14/2011 6:58:50 PM |
irrelevant | $25.00 | 9/14/2011 7:05:14 PM |
scrappy-penny6 | $50.00 | 9/14/2011 8:47:21 PM |
tylerfd | $25.00 | 9/15/2011 6:35:07 AM |
bigladybug | $50.00 | 9/15/2011 10:45:56 AM |
diversification-maple1 | $25.00 | 9/15/2011 3:11:52 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:52 PM |
asiaratt | $50.00 | 9/15/2011 5:13:12 PM |
One_Lolo | $25.00 | 9/15/2011 9:38:28 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:35 AM |
economy-molecule3 | $161.13 | 9/16/2011 5:14:31 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:09 PM |
the-hope-workhorse | $25.00 | 9/8/2011 10:57:51 PM |
trail5 | $50.00 | 9/9/2011 6:04:42 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:06 AM |
cognizant-rupee7 | $25.00 | 9/9/2011 2:48:42 PM |
Jack55304 | $200.00 | 9/11/2011 8:46:51 AM |
340 | $25.00 | 9/11/2011 1:29:22 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:45 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:49 AM |
musegaze | $75.00 | 9/13/2011 7:28:33 AM |
droopie1 | $25.00 | 9/13/2011 9:17:48 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:37 AM |
larslfe | $50.00 | 9/13/2011 8:13:47 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:02 PM |
CatFunded | $25.00 | 9/14/2011 4:02:19 AM |
MadHun | $200.00 | 9/14/2011 9:20:06 AM |
Bob450 | $25.00 | 9/14/2011 2:58:31 PM |
nickel-hickory | $100.00 | 9/14/2011 2:42:58 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:47 PM |
periko | $25.00 | 9/14/2011 8:49:31 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:46 AM |
Investoman | $47.00 | 9/15/2011 5:18:03 PM |
power-kingdom8 | $40.80 | 9/15/2011 7:59:13 PM |
Marssoft | $25.00 | 9/16/2011 1:34:19 AM |
payout-quark | $75.00 | 9/16/2011 12:34:57 PM |
nodrivelpls | $25.00 | 9/16/2011 12:40:29 PM |
capital-renewal | $25.00 | 9/16/2011 12:52:34 PM |
associate36 | $25.00 | 9/16/2011 3:48:40 PM |
newest-exact-commitment | $25.00 | 9/16/2011 4:04:15 PM |
Frankk2 | $30.00 | 9/16/2011 4:21:13 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
525877
This series of Notes was issued and sold upon the funding of the borrower loan #53757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,981.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $162.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $80 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| hilbedo |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Divorce Settlement
This loan will be used to pay off court ordered divorce settlement, which along with attorney bills are public records on my credit report. Ex-wife is having issues paying her bills, thus as we have a child I find myself in the unique situation of funding her for the benefit of our son.
I own and operate 3 profitable business: A full-time real estate brokerage selling, leasing and mananging REO and other distressed asset investments for high net-worth clients. A general contracting company which services and rehabs those investments. A financial company which brokers short term transactional real estate funding.
The ROI on the businesses and brokered transactions exceed the interest rate on this note, otherwise it would not make sense to lever such an item.
Monthly net income: $6000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diplomatic-wealth7 | $25.00 | 9/8/2011 4:18:17 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:05 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:23 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:28 AM |
shawnw2 | $50.00 | 9/13/2011 10:41:11 AM |
missing-link | $25.00 | 9/13/2011 1:52:57 PM |
Dubbs360 | $100.00 | 9/13/2011 6:50:31 PM |
daekpon | $50.00 | 9/14/2011 1:53:22 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:49 PM |
red-power-pecan | $50.00 | 9/15/2011 9:18:19 AM |
stepatatime-together | $100.00 | 9/15/2011 5:24:09 PM |
MilitaryLending | $25.00 | 9/15/2011 9:48:45 PM |
monster4 | $50.00 | 9/16/2011 5:09:31 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:22 AM |
debtcollector | $25.00 | 9/16/2011 2:52:53 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:51 PM |
buraky | $25.00 | 9/16/2011 9:53:17 PM |
orange-preeminant-bill | $25.00 | 9/17/2011 6:04:57 AM |
kulender | $100.00 | 9/17/2011 6:15:36 AM |
MilitaryLending | $75.07 | 9/17/2011 6:45:22 AM |
BBL | $25.00 | 9/17/2011 9:39:00 AM |
Investor_DP | $33.00 | 9/17/2011 12:06:56 PM |
1willray | $25.00 | 9/17/2011 2:07:17 PM |
desertoasis | $25.00 | 9/19/2011 9:48:56 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:08 AM |
shrewd-peace7 | $25.00 | 9/19/2011 11:05:54 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:22 PM |
yield-lion | $25.00 | 9/19/2011 3:44:54 PM |
payment-gusto | $25.00 | 9/19/2011 5:02:15 PM |
The_Phoenix_Company | $25.00 | 9/19/2011 5:13:35 PM |
p2ploan-charmer | $25.00 | 9/20/2011 12:10:06 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:04 AM |
RLaumeyer | $29.00 | 9/20/2011 12:33:31 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:13 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:10 AM |
thelovebug | $94.00 | 9/21/2011 9:19:25 AM |
cognizant-rupee7 | $25.00 | 9/21/2011 10:14:48 AM |
ursus | $50.00 | 9/21/2011 12:38:49 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:17 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:34 PM |
IIP77 | $25.00 | 9/21/2011 5:13:20 PM |
paulpk | $200.00 | 9/21/2011 5:35:39 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:29 PM |
1stPlace | $25.00 | 9/21/2011 6:19:51 PM |
listing-vista | $25.00 | 9/21/2011 6:19:54 PM |
Zane314 | $150.00 | 9/21/2011 8:20:27 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:42 PM |
brightest-income-hunter | $25.00 | 9/21/2011 7:55:14 PM |
worldly-community3 | $50.00 | 9/21/2011 9:28:54 PM |
giftgold | $25.00 | 9/21/2011 10:15:56 PM |
pioneer580 | $50.00 | 9/21/2011 10:24:29 PM |
Weaverville | $25.00 | 9/21/2011 8:51:49 PM |
gold-virtuoso | $40.00 | 9/21/2011 8:55:47 PM |
treasure-generator | $25.00 | 9/22/2011 1:02:43 AM |
WindyKid | $50.00 | 9/22/2011 4:06:21 AM |
KidSicily | $50.00 | 9/22/2011 5:55:01 AM |
likeable-hope | $25.00 | 9/22/2011 6:36:23 AM |
suave-dime6 | $25.00 | 9/22/2011 6:05:44 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:23 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:37 PM |
hyrolln | $25.00 | 9/11/2011 4:54:46 PM |
Kaj | $30.00 | 9/14/2011 5:36:52 PM |
handshake5 | $100.00 | 9/14/2011 5:46:48 PM |
fusbarro | $75.00 | 9/15/2011 11:40:48 AM |
gold-pudding6 | $25.00 | 9/15/2011 6:36:34 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:55 AM |
treasure-bliss | $50.00 | 9/16/2011 5:02:36 AM |
InChicago | $200.00 | 9/16/2011 6:18:07 AM |
luzonct | $100.00 | 9/16/2011 11:33:12 AM |
Sierrahh | $25.00 | 9/17/2011 10:50:58 PM |
sgt-schultz | $25.00 | 9/18/2011 7:00:01 AM |
gain-dolphin | $25.00 | 9/18/2011 8:12:41 PM |
icanhasloanz | $25.00 | 9/19/2011 3:59:07 AM |
evnagelist | $50.00 | 9/19/2011 9:39:03 AM |
wampum-optimization | $25.00 | 9/19/2011 10:56:06 AM |
minddoc | $25.00 | 9/19/2011 4:51:13 PM |
prohelper | $25.00 | 9/19/2011 5:28:55 PM |
dthompso | $50.00 | 9/19/2011 9:18:34 PM |
seineil | $50.00 | 9/20/2011 1:52:18 AM |
pfh | $25.00 | 9/20/2011 7:46:27 AM |
mercuriant | $25.00 | 9/20/2011 4:17:28 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:14 AM |
theshef | $25.00 | 9/21/2011 6:30:42 PM |
roman2008 | $25.00 | 9/21/2011 6:52:35 PM |
prominence8 | $35.00 | 9/21/2011 9:25:26 PM |
BansirOfBabylon | $25.00 | 9/22/2011 3:04:36 AM |
bsg43 | $25.00 | 9/22/2011 5:41:15 AM |
dough-bear | $25.00 | 9/22/2011 6:35:55 AM |
Montiesholdings | $14.43 | 9/22/2011 6:51:19 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
525987
This series of Notes was issued and sold upon the funding of the borrower loan #53567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,481.22 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $182.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
4 | Length of status: | 9y 4m |
Amount delinquent:
| $61 |
Total credit lines:
| 20 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,574 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| blazing-moola0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Aries
Purpose of loan: to pay bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,480
Monthly expenses: $1150
Housing: $565
Insurance: $84
Car expenses:$ 0
Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $27.00 | 9/18/2011 4:52:56 PM |
responsibility-butterfly | $25.00 | 9/7/2011 5:45:32 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:51 AM |
handshake5 | $100.00 | 9/13/2011 7:43:28 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:06 PM |
stepatatime-together | $100.00 | 9/14/2011 5:54:54 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:52 AM |
treasure-bliss | $50.00 | 9/16/2011 5:02:35 AM |
finance-prescription | $100.00 | 9/16/2011 9:10:31 AM |
Investor_DP | $37.00 | 9/16/2011 5:07:14 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:48 PM |
orange-preeminant-bill | $25.00 | 9/17/2011 6:04:56 AM |
desertoasis | $25.00 | 9/17/2011 11:00:01 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:46 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:56 PM |
Zingaro | $25.00 | 9/18/2011 10:20:55 PM |
evnagelist | $50.00 | 9/19/2011 9:39:02 AM |
wampum-optimization | $25.00 | 9/19/2011 10:56:05 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:07 AM |
davisfl | $25.00 | 9/19/2011 11:14:14 AM |
escharfer | $25.00 | 9/19/2011 12:26:33 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:21 PM |
minddoc | $25.00 | 9/19/2011 4:51:12 PM |
GGreg799 | $25.00 | 9/19/2011 4:29:35 PM |
maildude | $25.00 | 9/19/2011 4:38:07 PM |
Interloper | $25.00 | 9/19/2011 8:44:15 PM |
bnlforever | $25.00 | 9/20/2011 7:48:06 AM |
pfh | $25.00 | 9/20/2011 7:52:06 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:02 AM |
jay100124 | $50.00 | 9/20/2011 11:56:00 AM |
TigerForce | $25.00 | 9/20/2011 2:56:16 PM |
mercuriant | $25.00 | 9/20/2011 4:17:27 PM |
kegs | $300.00 | 9/20/2011 5:18:14 PM |
community-platoon8 | $25.00 | 9/20/2011 6:58:15 PM |
wise-friendly-dollar | $34.72 | 9/20/2011 11:10:42 PM |
gold-cluster | $50.00 | 9/20/2011 7:46:28 PM |
antlr | $50.00 | 9/20/2011 9:04:57 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:09 AM |
djkaiser | $25.00 | 9/21/2011 10:38:08 AM |
responsibility-wind6 | $37.00 | 9/21/2011 10:40:17 AM |
aader | $25.00 | 9/21/2011 1:27:03 PM |
ttnk62918 | $25.00 | 9/21/2011 9:49:36 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:29 PM |
diplomatic-wealth7 | $25.00 | 9/8/2011 4:18:15 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:19 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:27 AM |
Kaj | $30.00 | 9/14/2011 5:36:51 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:48 PM |
red-power-pecan | $50.00 | 9/15/2011 9:18:18 AM |
fusbarro | $75.00 | 9/15/2011 11:40:47 AM |
monster4 | $50.00 | 9/16/2011 5:09:30 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:21 AM |
debtcollector | $25.00 | 9/16/2011 2:52:52 PM |
buraky | $25.00 | 9/16/2011 9:53:15 PM |
kulender | $100.00 | 9/17/2011 6:15:35 AM |
BBL | $25.00 | 9/17/2011 9:38:59 AM |
prohelper | $50.00 | 9/17/2011 1:14:50 PM |
suave-dime6 | $25.00 | 9/18/2011 2:37:10 PM |
silver-enlightenment0 | $100.00 | 9/19/2011 8:17:25 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:45 AM |
shrewd-peace7 | $25.00 | 9/19/2011 11:05:53 AM |
payment-gusto | $25.00 | 9/19/2011 5:02:14 PM |
IlliniActuary | $25.00 | 9/19/2011 7:19:49 PM |
tender-commerce8 | $100.00 | 9/19/2011 7:41:09 PM |
dthompso | $50.00 | 9/19/2011 9:18:33 PM |
p2ploan-charmer | $25.00 | 9/20/2011 12:10:04 AM |
flwah | $25.00 | 9/20/2011 5:12:53 AM |
stonehillloans | $25.00 | 9/20/2011 5:21:44 AM |
handy-justice | $50.00 | 9/20/2011 10:34:46 AM |
bassman2 | $25.00 | 9/20/2011 4:22:20 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:11 PM |
larrybird | $400.00 | 9/20/2011 5:16:38 PM |
ivadood | $50.00 | 9/20/2011 8:13:12 PM |
platinum-pole7 | $50.00 | 9/20/2011 9:44:20 PM |
capital-cleansing | $25.00 | 9/20/2011 6:59:09 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:13 AM |
enchanted-truth264 | $25.00 | 9/20/2011 8:38:23 PM |
realtormoises | $25.00 | 9/21/2011 5:41:21 AM |
grf1945 | $35.00 | 9/21/2011 6:46:20 AM |
thelovebug | $100.00 | 9/21/2011 9:19:24 AM |
cognizant-rupee7 | $25.00 | 9/21/2011 10:14:47 AM |
blue-market-grasshopper | $125.00 | 9/21/2011 11:37:05 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:16 PM |
economy-producer | $25.00 | 9/21/2011 12:37:08 PM |
ursus | $50.00 | 9/21/2011 12:38:49 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:33 PM |
Only_Money | $25.00 | 9/21/2011 4:12:07 PM |
cash-surge | $25.00 | 9/21/2011 1:38:13 PM |
loss-of-control | $75.00 | 9/21/2011 2:31:11 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
526097
This series of Notes was issued and sold upon the funding of the borrower loan #53590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2008 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,680 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| sharp-economy5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
summer11
Purpose of loan:
This loan will be used to...payoff some credit cards and go on vacation
My financial situation:
I am a good candidate for this loan because...I am hard working and trustworthy
Monthly net income: $4000
Monthly expenses: $
Housing: $600
Insurance: $47
Car expenses: $100
Utilities: $100
Phone, cable, internet: $175
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $250
Other expenses: $
entertainment-150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 9/15/2011 2:16:01 PM |
MarvintheMartian | $45.00 | 9/9/2011 9:10:30 AM |
BxRealtor | $25.00 | 9/9/2011 12:40:20 PM |
Investor_DP | $100.00 | 9/9/2011 5:08:47 PM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 1:12:32 PM |
Bank_Of_XL | $25.00 | 9/9/2011 1:13:49 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:53 PM |
Interloper | $25.00 | 9/10/2011 12:39:58 PM |
oplender | $25.00 | 9/10/2011 8:37:41 PM |
Unitas4302 | $50.00 | 9/11/2011 9:16:02 AM |
elvisloans | $25.00 | 9/11/2011 8:03:25 AM |
ASR3 | $35.00 | 9/12/2011 6:30:32 AM |
finance_mba | $25.00 | 9/12/2011 10:59:31 AM |
elegant-loot | $50.00 | 9/12/2011 11:56:17 AM |
CatbirdBanking | $25.00 | 9/13/2011 12:47:52 PM |
houli123 | $100.00 | 9/13/2011 7:48:21 PM |
leeball | $100.00 | 9/13/2011 9:39:06 PM |
compassionate-asset8 | $25.00 | 9/13/2011 10:11:51 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:24 PM |
Kaj | $30.00 | 9/14/2011 5:36:58 PM |
compoundinterest | $50.00 | 9/14/2011 5:44:28 PM |
goose026 | $25.00 | 9/15/2011 6:52:28 AM |
USMCR | $25.00 | 9/15/2011 8:06:40 AM |
life-is-great | $25.00 | 9/15/2011 8:14:32 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:33 AM |
whatreality | $30.00 | 9/15/2011 10:02:10 AM |
Clambake | $50.00 | 9/15/2011 11:36:09 AM |
fusbarro | $75.00 | 9/15/2011 11:40:52 AM |
capital-kingdom | $25.01 | 9/15/2011 11:20:21 AM |
favorite-commerce | $25.00 | 9/15/2011 6:16:22 PM |
ManhattanLender | $25.00 | 9/15/2011 9:06:01 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:01 PM |
mgking007 | $25.00 | 9/15/2011 9:45:29 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:27 AM |
goodhearted-basis4 | $25.00 | 9/15/2011 11:23:44 PM |
organized-payment6 | $50.00 | 9/16/2011 5:44:26 AM |
jjswanso | $50.00 | 9/16/2011 6:50:31 AM |
damage | $25.00 | 9/16/2011 8:47:16 AM |
justice-magnate | $100.00 | 9/16/2011 9:38:00 AM |
worthy-commitment7 | $30.00 | 9/16/2011 10:58:09 AM |
puifais | $50.00 | 9/16/2011 10:46:45 AM |
terrific-p2ploan | $25.00 | 9/16/2011 2:08:32 PM |
repaymeplease | $25.00 | 9/16/2011 3:08:55 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:35 PM |
kdat | $100.00 | 9/16/2011 4:51:45 PM |
Supernick | $50.00 | 9/16/2011 4:53:02 PM |
ericgassercom | $50.00 | 9/16/2011 6:25:23 PM |
Frosty | $25.00 | 9/16/2011 7:50:29 PM |
upright-commitment5 | $25.00 | 9/16/2011 7:19:10 PM |
mennleo | $50.00 | 9/16/2011 10:32:40 PM |
bboy21385 | $50.00 | 9/17/2011 6:17:37 AM |
leverage-oasis | $25.00 | 9/17/2011 6:37:58 AM |
seabassx | $25.00 | 9/17/2011 6:35:10 AM |
Leshan | $25.00 | 9/17/2011 7:55:46 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:27 AM |
social-zebra | $29.86 | 9/17/2011 10:07:54 AM |
neutrino6 | $25.00 | 9/17/2011 10:00:05 AM |
equitable-capital758 | $80.00 | 9/17/2011 12:14:02 PM |
bancoroyal | $20.00 | 9/17/2011 12:28:21 PM |
worthy-bid8 | $50.00 | 9/9/2011 9:11:50 AM |
nickel-ferret | $50.00 | 9/9/2011 9:18:32 AM |
goodhearted-basis4 | $25.00 | 9/9/2011 6:18:40 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:16 PM |
superb-funds335 | $25.00 | 9/10/2011 2:03:35 PM |
bonus-tent | $25.00 | 9/12/2011 6:33:27 AM |
return-seeker85 | $25.00 | 9/12/2011 1:11:02 PM |
charming-exchange7 | $25.00 | 9/13/2011 6:33:15 AM |
Dubbs360 | $100.00 | 9/13/2011 4:52:49 PM |
mistertao | $25.00 | 9/14/2011 6:51:31 AM |
marwadi-62 | $100.00 | 9/14/2011 10:13:16 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:38 PM |
Mrgiggleswic | $39.01 | 9/15/2011 4:46:45 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:55 AM |
engaging-worth | $25.00 | 9/15/2011 8:35:27 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:48 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:34 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:49 PM |
SolarMoonshine | $25.00 | 9/15/2011 6:13:59 PM |
credit-maple5 | $25.00 | 9/15/2011 11:19:44 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:05 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:41 AM |
djh47a | $25.00 | 9/16/2011 6:15:23 AM |
surge9 | $100.00 | 9/16/2011 6:30:43 AM |
listing-drummer | $25.00 | 9/16/2011 8:52:59 AM |
reward-system | $25.00 | 9/16/2011 9:02:06 AM |
market-assembler | $50.00 | 9/16/2011 9:36:50 AM |
Weaverville | $25.00 | 9/16/2011 10:45:36 AM |
Schecky | $100.00 | 9/16/2011 10:25:36 AM |
larslfe | $100.00 | 9/16/2011 12:15:37 PM |
CincyTex | $25.00 | 9/16/2011 12:36:23 PM |
investment-cluster | $45.00 | 9/16/2011 2:41:42 PM |
american6 | $100.00 | 9/16/2011 4:28:30 PM |
shrewd-deal | $50.00 | 9/16/2011 5:03:42 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:14 PM |
power-defender7 | $25.00 | 9/16/2011 8:39:12 PM |
danf2201 | $25.00 | 9/16/2011 8:21:38 PM |
buraky | $50.00 | 9/16/2011 9:51:45 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:58 PM |
CO_Engineer | $25.00 | 9/16/2011 11:28:05 PM |
Nusk | $25.00 | 9/16/2011 9:18:32 PM |
InvestForWealth | $29.33 | 9/17/2011 6:11:49 AM |
kulender | $100.00 | 9/17/2011 6:14:48 AM |
coin-architect2 | $100.00 | 9/17/2011 7:13:40 AM |
myworld701 | $25.00 | 9/17/2011 7:06:11 AM |
5kids5 | $32.67 | 9/17/2011 8:13:25 AM |
britgsb | $25.00 | 9/17/2011 9:12:38 AM |
steven3333 | $25.00 | 9/17/2011 8:59:21 AM |
chinolatino | $50.00 | 9/17/2011 9:10:01 AM |
MilitaryAV8R | $25.00 | 9/17/2011 9:39:14 AM |
massuot | $25.00 | 9/17/2011 9:51:24 AM |
jc33148 | $47.12 | 9/17/2011 9:50:13 AM |
CoolPlexer | $25.00 | 9/17/2011 9:52:00 AM |
Wishmaker | $100.00 | 9/17/2011 10:07:02 AM |
attractive-value | $32.00 | 9/17/2011 11:34:58 AM |
114 Investments
|
Borrower Payment Dependent Notes Series
526143
This series of Notes was issued and sold upon the funding of the borrower loan #53620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $421.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1970 |
Debt/Income ratio:
| 15% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 20y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| VulcanVoyager |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 36 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $21,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
740-759
(Jan-2010)
700-719
(Dec-2009)
640-659
(Jan-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Repair Damage to Rental Property
Purpose of loan:
This loan will be used to repair damage to rental property caused by tenants. They ruined the asphalt on the driveway, put holes in walls, and other such damage. Carpeting needs to be replaced due to damage from dog. I will be without rental income from to to 4 months and need to pay the property tax.
My financial situation:
I am a good candidate for this loan because I have a steady, guaranteed income from my pension and Social Security. My gross income this year will be about $79,000.
I also work three days per week as Safety Officer for a recycling company.
I have taken out several loans from Prosper in past times and all were paid back with no late payments. You will see that my credit history reflects no late payments. I have a car loan which will be paid off by January. It also reflects no late payments. I have no other outstanding loans.
This will likely be the safest loan request you can bid on.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 9/15/2011 2:15:59 PM |
currency-excellency0 | $200.00 | 9/7/2011 5:02:43 PM |
MoneyForNothing | $30.89 | 9/7/2011 5:08:04 PM |
responsibility-butterfly | $25.00 | 9/7/2011 5:45:34 PM |
petsheep | $50.00 | 9/7/2011 6:40:58 PM |
superb-funds335 | $25.00 | 9/7/2011 8:17:25 PM |
thankful-nickel2 | $50.00 | 9/7/2011 8:36:12 PM |
AF-Chief | $100.00 | 9/7/2011 8:49:15 PM |
thinker6 | $75.00 | 9/8/2011 6:47:49 AM |
BxRealtor | $25.00 | 9/8/2011 4:48:02 AM |
blue-useful-auction | $25.00 | 9/8/2011 6:44:17 AM |
mommyhelper | $25.00 | 9/8/2011 9:20:19 AM |
SpoonerPhan | $50.00 | 9/8/2011 7:56:16 AM |
loanman2007 | $200.00 | 9/8/2011 10:13:51 AM |
A007 | $50.00 | 9/8/2011 12:57:33 PM |
nickel-ferret | $50.00 | 9/8/2011 9:18:16 AM |
3_boyz | $75.00 | 9/8/2011 1:57:38 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:31 PM |
ptjg | $68.00 | 9/8/2011 9:33:20 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:03:32 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:44 PM |
astute-fairness0 | $25.00 | 9/10/2011 9:04:34 AM |
oplender | $25.00 | 9/10/2011 8:37:33 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:06 AM |
jjswanso | $50.00 | 9/11/2011 11:59:08 AM |
chkrvrty | $100.00 | 9/12/2011 5:52:24 AM |
Daneistes | $50.00 | 9/12/2011 8:55:37 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:01 AM |
listing-trapper3 | $50.00 | 9/12/2011 12:59:16 PM |
wampum-library4 | $25.00 | 9/12/2011 3:50:36 PM |
payment-piledriver | $54.00 | 9/12/2011 4:40:45 PM |
Syzygy | $25.00 | 9/13/2011 6:16:24 AM |
lostontheedge | $25.00 | 9/13/2011 12:30:57 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:34 PM |
Barrayaran | $25.00 | 9/13/2011 6:03:21 PM |
Aberdeen | $3,000.00 | 9/13/2011 5:37:19 PM |
Bizyhusbandnfather | $50.81 | 9/13/2011 6:01:58 PM |
Lendomatic | $30.00 | 9/13/2011 6:11:18 PM |
Gobsek | $25.00 | 9/13/2011 7:26:44 PM |
return-seeker85 | $50.00 | 9/13/2011 7:49:59 PM |
radforj22 | $25.00 | 9/13/2011 8:19:00 PM |
leeball | $100.00 | 9/13/2011 9:39:00 PM |
duckbill_1972 | $25.00 | 9/14/2011 8:11:08 AM |
seabass123 | $25.00 | 9/14/2011 8:34:43 AM |
designer_10 | $25.00 | 9/14/2011 9:38:06 AM |
deepclear | $50.00 | 9/14/2011 10:31:45 AM |
vibrant-penny7 | $75.00 | 9/14/2011 1:12:06 PM |
LianaB | $50.00 | 9/14/2011 2:27:16 PM |
w3alter | $50.00 | 9/14/2011 2:13:19 PM |
gold-position | $100.00 | 9/14/2011 3:26:17 PM |
atkemom | $100.00 | 9/14/2011 5:06:56 PM |
ImaPutz | $25.00 | 9/14/2011 5:15:27 PM |
circuitfive | $25.00 | 9/14/2011 5:21:28 PM |
shrewd-deal | $50.00 | 9/14/2011 5:20:27 PM |
Nazbuster | $50.00 | 9/14/2011 5:48:23 PM |
finance-symphony7 | $100.00 | 9/14/2011 5:51:54 PM |
Reddy_Capital | $25.00 | 9/14/2011 6:04:19 PM |
ZeLonewolf | $25.00 | 9/14/2011 7:17:20 PM |
tomdooley12520 | $25.00 | 9/14/2011 7:34:28 PM |
emunah6 | $25.00 | 9/14/2011 7:29:24 PM |
atomantic | $50.00 | 9/14/2011 8:04:15 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:55 PM |
the-financier814 | $25.00 | 9/15/2011 4:05:52 AM |
herbyman | $31.00 | 9/15/2011 5:45:28 AM |
yield-hut | $50.00 | 9/15/2011 4:46:17 AM |
trail5 | $200.00 | 9/15/2011 6:03:37 AM |
streak269 | $81.07 | 9/15/2011 5:35:51 AM |
goose026 | $25.00 | 9/15/2011 6:52:22 AM |
credit-investor5 | $50.00 | 9/15/2011 7:17:43 AM |
cgoca | $25.00 | 9/15/2011 7:19:53 AM |
DenverFamilyMan | $50.00 | 9/15/2011 8:01:20 AM |
elephantparty | $100.00 | 9/15/2011 8:04:56 AM |
mennleo | $51.07 | 9/15/2011 9:30:30 AM |
careful-money2 | $60.00 | 9/15/2011 10:51:33 AM |
Solid-Platinum | $30.00 | 9/15/2011 11:18:00 AM |
reward-cosmos | $36.23 | 9/15/2011 12:15:43 PM |
misit | $25.00 | 9/15/2011 12:20:55 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:47 PM |
Ocean713 | $75.00 | 9/15/2011 2:50:52 PM |
Dollars4Rent | $25.00 | 9/15/2011 3:38:13 PM |
TWISBWM | $25.00 | 9/15/2011 4:22:48 PM |
Rulea72 | $25.00 | 9/15/2011 4:44:46 PM |
miket71 | $28.00 | 9/15/2011 4:49:50 PM |
quad | $100.00 | 9/15/2011 4:30:23 PM |
income-buffalo1 | $100.00 | 9/15/2011 4:59:10 PM |
racing777 | $25.00 | 9/15/2011 5:27:21 PM |
RecoveryLender | $25.00 | 9/15/2011 5:43:12 PM |
Richmp412 | $25.00 | 9/15/2011 6:33:27 PM |
safe-kindness5 | $32.08 | 9/15/2011 7:26:11 PM |
nuclearmoose | $25.00 | 9/15/2011 7:55:37 PM |
ttnk62918 | $25.00 | 9/15/2011 4:21:58 PM |
-------Loaner | $50.00 | 9/7/2011 6:22:41 PM |
cashhelp | $40.00 | 9/7/2011 5:00:59 PM |
Aberdeen | $1,000.00 | 9/7/2011 5:07:03 PM |
vutah | $25.00 | 9/7/2011 10:08:28 PM |
green-trade-dolphin2 | $25.00 | 9/7/2011 7:40:59 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:57 AM |
john0720 | $100.00 | 9/8/2011 9:05:18 AM |
diablorulz | $50.00 | 9/8/2011 1:53:52 PM |
indomitable-coin | $25.00 | 9/9/2011 7:11:03 AM |
fairmaiden | $25.00 | 9/9/2011 10:30:34 AM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 1:00:02 PM |
ethicalhumanist | $100.00 | 9/9/2011 10:52:18 AM |
penguino | $100.00 | 9/10/2011 7:09:40 AM |
loyalty-paradise1 | $75.00 | 9/12/2011 10:13:09 AM |
missoula | $25.00 | 9/12/2011 10:36:36 AM |
finance_mba | $25.00 | 9/12/2011 10:59:26 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:06 PM |
figs4u2 | $100.00 | 9/12/2011 2:37:02 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:37 PM |
Ripsaw4U | $50.00 | 9/13/2011 3:11:13 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:25 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:53 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:23 AM |
mr55262 | $50.00 | 9/13/2011 10:28:49 AM |
corndog4000 | $50.00 | 9/13/2011 12:52:12 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:26 PM |
compoundinterest | $50.00 | 9/13/2011 4:23:41 PM |
Easy-eLoan | $45.00 | 9/13/2011 6:34:58 PM |
irishalaskan | $25.00 | 9/13/2011 7:03:37 PM |
Byrd24 | $100.00 | 9/13/2011 7:29:41 PM |
MonkeyHero | $85.28 | 9/13/2011 7:42:05 PM |
auction-seeker4 | $25.00 | 9/14/2011 3:13:28 AM |
Beechturner | $50.00 | 9/14/2011 11:09:50 AM |
ParcifalZ | $100.00 | 9/14/2011 2:23:43 PM |
Solid-Platinum | $25.00 | 9/14/2011 2:49:35 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:34 PM |
market-maximizer472 | $100.00 | 9/14/2011 3:34:01 PM |
dkl | $25.00 | 9/14/2011 3:42:15 PM |
mondaymorning | $50.00 | 9/14/2011 4:21:06 PM |
discrete-asset | $25.00 | 9/14/2011 5:01:11 PM |
purposeful-pound5 | $32.47 | 9/14/2011 5:14:42 PM |
money-bauble | $200.00 | 9/14/2011 5:43:57 PM |
ski bum | $100.00 | 9/14/2011 5:49:03 PM |
susurrus | $25.00 | 9/14/2011 6:24:30 PM |
jpblan11 | $25.00 | 9/14/2011 6:34:51 PM |
FoosMaster | $25.00 | 9/14/2011 6:45:42 PM |
payout-motivator0 | $50.00 | 9/14/2011 8:15:36 PM |
justinology | $25.12 | 9/14/2011 9:03:02 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:04:50 PM |
larslfe | $50.00 | 9/14/2011 9:58:42 PM |
GElender | $50.00 | 9/15/2011 5:56:56 AM |
ivy-league-MBA | $48.00 | 9/15/2011 5:15:04 AM |
Trapman13 | $50.00 | 9/15/2011 6:01:04 AM |
tntmojave | $50.00 | 9/15/2011 6:03:25 AM |
martymaniaman | $25.00 | 9/15/2011 7:23:29 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:53 AM |
ect_2k20 | $44.50 | 9/15/2011 8:13:56 AM |
contract-victor5 | $50.00 | 9/15/2011 7:14:22 AM |
life-is-great | $25.00 | 9/15/2011 8:14:25 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:08 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:31 AM |
unafraid-loan5 | $25.00 | 9/15/2011 9:57:18 AM |
moola-buddy | $25.00 | 9/15/2011 10:24:28 AM |
atlas100 | $25.00 | 9/15/2011 10:55:10 AM |
first-serene-credit | $25.00 | 9/15/2011 11:16:41 AM |
Clambake | $50.00 | 9/15/2011 11:36:02 AM |
investment-comet | $25.00 | 9/15/2011 11:44:37 AM |
Weaverville | $50.00 | 9/15/2011 11:47:03 AM |
janus_god | $25.00 | 9/15/2011 12:19:08 PM |
thinker6 | $50.00 | 9/15/2011 1:02:04 PM |
neutrino6 | $30.00 | 9/15/2011 1:07:58 PM |
NYBIZ | $25.00 | 9/15/2011 3:01:02 PM |
Chesterite | $25.00 | 9/15/2011 3:14:02 PM |
Astyanax | $125.00 | 9/15/2011 2:58:06 PM |
jump58 | $45.00 | 9/15/2011 4:25:57 PM |
wlm3012 | $30.00 | 9/15/2011 4:30:09 PM |
dordee | $75.00 | 9/15/2011 4:20:05 PM |
improvman | $100.00 | 9/15/2011 4:51:19 PM |
lucrative-rate2 | $25.00 | 9/15/2011 5:18:36 PM |
The-Lighthouse-Group | $25.00 | 9/15/2011 5:46:50 PM |
gjm6d | $25.00 | 9/15/2011 6:23:30 PM |
youngster50 | $25.00 | 9/15/2011 5:54:00 PM |
FinDoc | $25.00 | 9/15/2011 7:00:33 PM |
Crie | $300.00 | 9/15/2011 7:46:53 PM |
coin-architect2 | $100.00 | 9/15/2011 7:48:20 PM |
MilitaryAV8R | $25.00 | 9/15/2011 7:37:20 PM |
MoneyForNothing | $11.47 | 9/15/2011 7:55:43 PM |
178 Investments
|
Borrower Payment Dependent Notes Series
526157
This series of Notes was issued and sold upon the funding of the borrower loan #53823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,678.11 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $276.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 19y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,656 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-sublime-finance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seismic manager
Purpose of loan:
This loan will be used to...Consolidate dept
My financial situation:
I am a good candidate for this loan because...19 years with same company.
Monthly net income: $
Monthly expenses: $
Housing:
Insurance:
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/9/2011 9:11:53 AM |
vutah | $25.00 | 9/9/2011 8:12:32 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:54 PM |
oplender | $25.00 | 9/10/2011 8:37:42 PM |
iostorms | $30.00 | 9/12/2011 4:37:55 AM |
jst1 | $100.00 | 9/12/2011 4:32:44 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:24 PM |
Kaj | $30.00 | 9/14/2011 5:36:59 PM |
compoundinterest | $50.00 | 9/14/2011 5:44:29 PM |
goose026 | $25.00 | 9/15/2011 6:52:28 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:35 AM |
Clambake | $50.00 | 9/15/2011 11:36:09 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:01 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:27 AM |
listing-vista | $100.00 | 9/16/2011 5:43:44 AM |
market-assembler | $50.00 | 9/16/2011 9:36:50 AM |
puifais | $50.00 | 9/16/2011 10:46:46 AM |
Supernick | $50.00 | 9/16/2011 4:53:02 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:59 PM |
kindness-jedi | $25.00 | 9/17/2011 3:59:43 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:28 AM |
currency-persimmon | $25.00 | 9/18/2011 10:14:18 AM |
JTDeli | $1,000.00 | 9/18/2011 5:54:07 PM |
marwadi-62 | $100.00 | 9/19/2011 2:58:07 AM |
thelovebug | $100.00 | 9/19/2011 7:44:28 AM |
EngineersAlliance | $50.00 | 9/19/2011 9:09:46 AM |
diablorulz | $50.00 | 9/20/2011 9:40:41 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:12 AM |
spark548 | $50.00 | 9/20/2011 12:45:32 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:19 PM |
TCayce | $25.00 | 9/20/2011 5:43:44 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:14 AM |
credit-meteor7 | $100.00 | 9/21/2011 9:45:36 AM |
kriegs | $100.00 | 9/21/2011 12:37:13 PM |
GoldenGo4 | $50.00 | 9/21/2011 3:57:05 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:31 PM |
tech310 | $50.00 | 9/21/2011 6:06:32 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:59:56 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:46 PM |
transparent-wealth6 | $25.00 | 9/21/2011 6:39:49 PM |
WindyKid | $50.00 | 9/22/2011 4:06:22 AM |
kbodendorf | $25.00 | 9/21/2011 9:14:54 PM |
gold-sushi | $50.00 | 9/22/2011 5:56:57 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:24 AM |
wdove511 | $30.00 | 9/22/2011 7:01:15 AM |
Ven58 | $40.00 | 9/22/2011 8:34:28 AM |
steven3333 | $25.00 | 9/22/2011 7:45:02 AM |
divedude | $25.00 | 9/22/2011 8:14:01 AM |
genius520 | $50.00 | 9/22/2011 9:08:57 AM |
wise-silver-wonder | $25.00 | 9/22/2011 10:22:39 AM |
deal-enrichment | $25.00 | 9/22/2011 10:28:43 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:33 AM |
samo102us | $25.00 | 9/22/2011 12:21:47 PM |
LeReve | $50.00 | 9/22/2011 2:35:21 PM |
villagers | $50.00 | 9/22/2011 3:11:24 PM |
fervent-repayment | $25.00 | 9/22/2011 3:15:43 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:14 PM |
ndhookman | $25.00 | 9/22/2011 4:31:37 PM |
comet55 | $25.00 | 9/22/2011 5:07:36 PM |
studious-bonus7 | $100.00 | 9/22/2011 5:08:10 PM |
cash-taxi7 | $26.00 | 9/22/2011 5:25:19 PM |
elfincove | $25.00 | 9/22/2011 5:22:05 PM |
top-magnificent-agreement | $25.00 | 9/22/2011 6:03:35 PM |
janasek | $25.00 | 9/22/2011 7:34:38 PM |
soulwork | $25.00 | 9/22/2011 7:55:25 PM |
passivesf | $25.00 | 9/22/2011 8:10:42 PM |
meenan | $50.00 | 9/22/2011 9:15:58 PM |
PA2LA | $25.00 | 9/22/2011 9:14:05 PM |
Approved1234 | $50.00 | 9/23/2011 3:20:19 AM |
stephen_c01 | $25.00 | 9/23/2011 5:00:43 AM |
fcukciti | $25.00 | 9/23/2011 5:41:07 AM |
IIP77 | $25.00 | 9/23/2011 5:43:06 AM |
anyoi | $25.00 | 9/23/2011 7:40:02 AM |
ideal-platinum1 | $25.00 | 9/23/2011 8:18:21 AM |
investor7257 | $25.00 | 9/23/2011 8:59:58 AM |
rolltide09 | $25.00 | 9/22/2011 2:07:43 PM |
nickel-ferret | $50.00 | 9/9/2011 9:18:33 AM |
BxRealtor | $25.00 | 9/9/2011 12:40:21 PM |
boylezz | $25.00 | 9/9/2011 11:50:14 AM |
Investor_DP | $100.00 | 9/9/2011 5:08:47 PM |
bonus-tent | $25.00 | 9/12/2011 6:33:28 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:10 PM |
mykeystoy | $25.00 | 9/13/2011 5:34:41 AM |
Dubbs360 | $100.00 | 9/13/2011 5:10:58 PM |
life-is-great | $25.00 | 9/15/2011 8:14:33 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:49 AM |
credit-maple5 | $25.00 | 9/15/2011 11:19:45 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:06 AM |
jjswanso | $50.00 | 9/16/2011 6:50:31 AM |
plane450 | $30.00 | 9/16/2011 7:43:58 AM |
Weaverville | $25.00 | 9/16/2011 10:45:36 AM |
larslfe | $100.00 | 9/16/2011 12:15:37 PM |
american6 | $100.00 | 9/16/2011 4:28:31 PM |
kulender | $100.00 | 9/17/2011 6:14:48 AM |
prohelper | $50.00 | 9/17/2011 1:14:53 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:05 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:47 AM |
Bookophile | $50.00 | 9/18/2011 4:17:57 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:07 AM |
ZeLonewolf | $25.00 | 9/18/2011 9:17:19 AM |
evnagelist | $50.00 | 9/19/2011 9:39:10 AM |
Preferred-Lender | $25.00 | 9/19/2011 10:49:47 AM |
escharfer | $25.00 | 9/19/2011 12:26:37 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:28 PM |
mtquan | $25.00 | 9/19/2011 2:24:53 PM |
lounges | $25.00 | 9/19/2011 5:44:48 PM |
E_G | $50.00 | 9/19/2011 7:01:45 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:07 PM |
skuba | $50.00 | 9/20/2011 2:14:15 AM |
antlr | $50.00 | 9/20/2011 9:05:00 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:56 AM |
radforj22 | $25.00 | 9/21/2011 7:32:12 AM |
Harry | $50.00 | 9/21/2011 8:29:28 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:18 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:38 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:47 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:23 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:20 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:38 PM |
Dreamconnection | $25.00 | 9/21/2011 4:42:14 PM |
ursus | $50.00 | 9/21/2011 5:08:16 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:25 PM |
jescowa | $50.00 | 9/21/2011 6:16:50 PM |
Zuzu | $53.11 | 9/21/2011 7:38:01 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:11 PM |
Zane314 | $150.00 | 9/21/2011 8:20:28 PM |
LenderByDay | $25.00 | 9/21/2011 11:55:27 PM |
6moonbeams | $50.00 | 9/22/2011 7:23:02 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:43 AM |
Rdodson11 | $25.00 | 9/22/2011 6:12:08 AM |
Bob450 | $25.00 | 9/22/2011 8:17:40 AM |
ski bum | $100.00 | 9/22/2011 9:12:02 AM |
personal-lender | $25.00 | 9/22/2011 9:10:46 AM |
GATrust | $25.00 | 9/22/2011 9:23:24 AM |
hanuman77 | $25.00 | 9/22/2011 11:14:19 AM |
return-buddy | $25.00 | 9/22/2011 10:06:19 AM |
silver-mastery | $25.00 | 9/22/2011 10:18:19 AM |
stollcm | $25.00 | 9/22/2011 12:10:15 PM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:39 PM |
sunprints | $25.00 | 9/22/2011 3:17:14 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:21 PM |
no_agenda_lender | $25.00 | 9/22/2011 3:40:59 PM |
green-sensational-dime | $25.00 | 9/22/2011 4:45:45 PM |
george_kaplan | $25.00 | 9/22/2011 4:48:43 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:00 PM |
successful-agreement7 | $100.00 | 9/22/2011 5:11:49 PM |
economy-molecule3 | $500.00 | 9/22/2011 5:14:26 PM |
MadHun | $200.00 | 9/22/2011 5:10:28 PM |
helpinghand63 | $25.00 | 9/22/2011 5:13:04 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:50 PM |
buyrite334 | $25.00 | 9/22/2011 6:40:18 PM |
Fireball27 | $250.00 | 9/22/2011 6:56:17 PM |
Sphinx9499 | $25.00 | 9/22/2011 7:46:28 PM |
HeroJason86 | $25.00 | 9/22/2011 7:58:03 PM |
chapman18 | $25.00 | 9/22/2011 8:01:16 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:14 PM |
saihu | $25.00 | 9/22/2011 9:56:09 PM |
established-payout | $25.00 | 9/23/2011 12:00:22 AM |
calkidd05 | $25.00 | 9/22/2011 10:33:42 PM |
JPAW777 | $40.00 | 9/23/2011 5:25:17 AM |
sri59 | $100.00 | 9/23/2011 6:25:17 AM |
bankofriverside | $25.00 | 9/23/2011 6:38:36 AM |
calm-deal7 | $25.00 | 9/23/2011 6:48:43 AM |
social-pizza5 | $25.00 | 9/23/2011 7:42:11 AM |
Tasmir | $25.00 | 9/23/2011 7:57:26 AM |
DadWarbucks | $25.00 | 9/23/2011 8:43:02 AM |
166 Investments
|
Borrower Payment Dependent Notes Series
526159
This series of Notes was issued and sold upon the funding of the borrower loan #53484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| entertaining-rate7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
teach
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $800
Housing: $400
Insurance: $300
Car expenses: $0
Utilities: $200
Phone, cable, internet: $232
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $28.00 | 9/19/2011 4:25:18 PM |
worthy-bid8 | $50.00 | 9/9/2011 5:11:04 PM |
well-rounded-payout0 | $50.00 | 9/10/2011 11:25:02 AM |
handy-justice | $50.00 | 9/10/2011 11:56:10 AM |
diplomatic-wealth7 | $25.00 | 9/12/2011 3:54:24 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:37 AM |
newest-generous-income | $25.00 | 9/13/2011 4:38:03 AM |
MichaelProsper | $25.00 | 9/13/2011 9:51:55 AM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:47 PM |
scho0590 | $25.00 | 9/14/2011 7:16:43 PM |
red-power-pecan | $50.00 | 9/15/2011 9:18:24 AM |
fusbarro | $75.00 | 9/15/2011 11:40:52 AM |
debtcollector | $25.00 | 9/16/2011 2:53:02 PM |
hyrolln | $25.00 | 9/16/2011 5:44:38 PM |
treasure-bliss | $25.00 | 9/17/2011 6:18:18 AM |
frogperson | $150.00 | 9/17/2011 11:06:51 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:37 AM |
glenium | $25.00 | 9/19/2011 3:17:06 AM |
infusion6 | $30.00 | 9/19/2011 9:47:34 AM |
green28 | $100.00 | 9/19/2011 10:27:33 AM |
crazyinjun | $45.58 | 9/19/2011 10:45:02 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:14 AM |
LuvToLend | $30.80 | 9/19/2011 12:55:46 PM |
irrelevant | $25.00 | 9/19/2011 2:05:06 PM |
CoyoteJack | $50.00 | 9/19/2011 4:12:17 PM |
Lubava | $25.00 | 9/19/2011 3:59:17 PM |
monster4 | $15.62 | 9/19/2011 4:51:18 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:54 PM |
scrappy-diversification7 | $496.00 | 9/9/2011 5:15:58 PM |
kind-credit-bear | $26.00 | 9/9/2011 6:46:22 PM |
The_Phoenix_Company | $25.00 | 9/11/2011 5:30:51 PM |
Gladglide | $25.00 | 9/14/2011 11:26:08 PM |
VesuvianMan | $50.00 | 9/16/2011 10:16:45 AM |
handshake5 | $100.00 | 9/16/2011 5:10:10 PM |
buraky | $25.00 | 9/16/2011 9:53:21 PM |
kulender | $100.00 | 9/17/2011 6:15:41 AM |
mennleo | $27.00 | 9/17/2011 9:44:09 AM |
suave-dime6 | $25.00 | 9/18/2011 2:36:40 PM |
independent-kindness5 | $200.00 | 9/18/2011 4:09:37 PM |
entertaining-greenback2 | $25.00 | 9/18/2011 9:12:11 PM |
thelovebug | $100.00 | 9/19/2011 7:37:15 AM |
bizlending | $401.00 | 9/19/2011 8:33:05 AM |
evnagelist | $50.00 | 9/19/2011 9:39:10 AM |
nickel-hickory | $25.00 | 9/19/2011 12:49:42 PM |
atlas100 | $25.00 | 9/19/2011 3:34:27 PM |
kind-rate-judo | $25.00 | 9/19/2011 2:59:42 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
526169
This series of Notes was issued and sold upon the funding of the borrower loan #53825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $572.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $159 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| gordongekko1986 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Very Good Credit/ Prosper Candiddat
I need a loan to help me bridge a short term financial situation. I am separating from wife and need to find my own place etc...I have investments and accounts with my wife but they locked and I cannot access them at the moment. In addition I still need to support my wife etc. I am getting my year end bonus in about 2 months. I will likely pay the full amount of this loan in full at that time.
My financial situation:
I am a good candidate for this loan because I have a very steady job and with a solid income and a great year end bonus. I have good credit and I have used Prosper before and paid the loan off in full as I said I would.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/9/2011 6:56:55 PM |
worthy-bid8 | $50.00 | 9/9/2011 5:11:05 PM |
nickel-ferret | $50.00 | 9/9/2011 5:17:33 PM |
green-trade-dolphin2 | $25.00 | 9/9/2011 7:44:43 PM |
AF-Chief | $100.00 | 9/9/2011 8:28:14 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:12 AM |
indomitable-coin | $25.00 | 9/10/2011 4:20:35 PM |
fairwealth | $25.00 | 9/11/2011 1:50:44 PM |
liberty-point | $100.00 | 9/11/2011 4:52:22 PM |
open-dough6 | $25.00 | 9/12/2011 4:22:48 AM |
reward-burger2 | $25.00 | 9/12/2011 5:02:18 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:28:48 AM |
sharp518 | $50.00 | 9/12/2011 5:50:32 AM |
GrooveBiz | $25.00 | 9/12/2011 5:56:28 AM |
Ratgirl | $40.00 | 9/12/2011 6:24:30 AM |
yamahaRider | $111.17 | 9/12/2011 6:31:58 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:28 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:05 AM |
B-rad_the_Coug | $25.00 | 9/12/2011 10:14:19 AM |
blue-velocity-investor | $25.00 | 9/12/2011 12:05:59 PM |
Bizyhusbandnfather | $25.00 | 9/12/2011 4:43:00 PM |
obedient-loan1 | $75.00 | 9/13/2011 6:56:55 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:27 AM |
irishalaskan | $25.00 | 9/13/2011 9:03:19 AM |
ore-seagull | $30.25 | 9/13/2011 8:36:26 AM |
reward-walnut | $25.00 | 9/13/2011 9:09:50 AM |
the-enterprising-leverage | $100.00 | 9/13/2011 10:19:25 AM |
Martjmart | $25.00 | 9/13/2011 2:21:49 PM |
first-silver-bridge | $25.00 | 9/13/2011 5:08:58 PM |
leeball | $100.00 | 9/13/2011 9:39:06 PM |
buddy486 | $25.00 | 9/14/2011 6:53:08 AM |
nickel-banshee | $61.44 | 9/14/2011 7:44:07 AM |
vigorous-moola0 | $100.00 | 9/14/2011 10:50:00 AM |
ladyorayne | $100.00 | 9/14/2011 11:36:24 AM |
genelinist | $40.00 | 9/14/2011 1:12:28 PM |
LianaB | $50.00 | 9/14/2011 2:38:05 PM |
radforj22 | $25.00 | 9/14/2011 2:31:13 PM |
proud-gold9 | $25.00 | 9/14/2011 4:50:17 PM |
finance-symphony7 | $100.00 | 9/14/2011 5:48:38 PM |
TrustOne | $50.00 | 9/14/2011 11:07:47 PM |
upperdeck | $25.00 | 9/15/2011 5:05:12 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:55 AM |
elephantparty | $50.00 | 9/15/2011 8:07:28 AM |
Edwardtomo | $50.00 | 9/15/2011 8:55:00 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:12 AM |
CSAworker | $25.00 | 9/15/2011 10:06:59 AM |
Clambake | $50.00 | 9/15/2011 11:36:10 AM |
Weaverville | $50.00 | 9/15/2011 11:47:07 AM |
moola-escalator | $200.00 | 9/15/2011 7:25:52 PM |
noodles932 | $25.00 | 9/15/2011 8:52:53 PM |
jazzlender | $50.00 | 9/15/2011 10:18:29 PM |
Chillito | $41.43 | 9/16/2011 1:59:41 AM |
natural-rate | $40.00 | 9/16/2011 4:09:46 AM |
return-seeker85 | $50.00 | 9/16/2011 5:43:47 AM |
Gambino | $50.00 | 9/16/2011 5:34:04 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:26 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:16:29 AM |
asset-expert0 | $25.00 | 9/16/2011 12:01:44 PM |
tuckman | $50.00 | 9/16/2011 12:28:10 PM |
natbirnbaum | $444.00 | 9/16/2011 3:53:14 PM |
ski bum | $89.00 | 9/16/2011 5:12:17 PM |
liberty-point | $300.00 | 9/16/2011 8:05:26 PM |
danf2201 | $25.00 | 9/16/2011 8:21:38 PM |
peaceful-farmer | $100.00 | 9/17/2011 5:54:47 AM |
friendship290 | $25.00 | 9/17/2011 4:40:44 AM |
kulender | $50.00 | 9/17/2011 6:16:41 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:45 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:28 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:47 AM |
Interloper | $25.00 | 9/17/2011 12:01:46 PM |
dime-sprout | $25.00 | 9/17/2011 1:15:30 PM |
goodcents | $28.13 | 9/17/2011 2:51:02 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:19 AM |
granitepk | $50.00 | 9/18/2011 7:45:15 AM |
SojournerMobile | $150.00 | 9/18/2011 8:57:27 AM |
Mangon | $100.00 | 9/18/2011 11:12:18 AM |
nycloan | $75.00 | 9/18/2011 10:38:43 AM |
Falcon60 | $200.00 | 9/18/2011 11:05:32 AM |
best-inspiring-deal | $25.00 | 9/18/2011 5:17:45 PM |
Computer_Doctor | $100.00 | 9/18/2011 9:13:22 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:28 PM |
reward-burger2 | $25.00 | 9/19/2011 7:50:12 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:50 AM |
StLME | $29.42 | 9/19/2011 10:02:39 AM |
credit-bath2 | $25.00 | 9/19/2011 11:59:13 AM |
PurplePonchoMan | $25.00 | 9/19/2011 2:06:54 PM |
E_G | $50.00 | 9/19/2011 7:01:45 PM |
dthompso | $50.00 | 9/19/2011 9:18:39 PM |
jimbo29blue | $50.00 | 9/20/2011 8:50:52 AM |
iamabby | $25.00 | 9/20/2011 9:00:29 AM |
don'twannadance | $50.00 | 9/20/2011 9:01:00 AM |
flyflorida2001 | $31.17 | 9/20/2011 7:52:40 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:42 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:13 AM |
spiker77 | $50.00 | 9/20/2011 11:10:39 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:19 PM |
payout-bridge | $75.00 | 9/21/2011 2:41:07 AM |
GoldenGo4 | $28.65 | 9/21/2011 5:48:54 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:24 PM |
currency-persimmon | $35.00 | 9/21/2011 3:35:42 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:20 PM |
HammerKnuckleLending | $320.44 | 9/21/2011 5:32:15 PM |
BigBag | $30.00 | 9/21/2011 6:31:27 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:46 PM |
prominence8 | $35.00 | 9/21/2011 9:29:59 PM |
Dilbertland | $65.00 | 9/21/2011 8:44:33 PM |
vtrentster | $25.00 | 9/22/2011 8:25:10 AM |
wise-silver-wonder | $25.00 | 9/22/2011 10:22:39 AM |
Opportunity4you | $52.03 | 9/22/2011 10:30:16 AM |
wdove511 | $30.00 | 9/22/2011 1:11:19 PM |
CE88 | $100.00 | 9/22/2011 12:21:12 PM |
ideal-penny8 | $25.00 | 9/22/2011 2:21:52 PM |
minista | $26.00 | 9/22/2011 2:27:14 PM |
astute-benjamins | $25.00 | 9/22/2011 2:31:41 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:39:51 PM |
compwhiz | $25.00 | 9/22/2011 4:32:57 PM |
best-basis-trooper | $75.00 | 9/22/2011 4:42:55 PM |
george_kaplan | $25.00 | 9/22/2011 4:48:43 PM |
EWP | $300.00 | 9/22/2011 4:53:04 PM |
evnagelist | $50.00 | 9/22/2011 4:36:10 PM |
DreDub | $50.00 | 9/22/2011 4:55:23 PM |
speedy-point4 | $50.00 | 9/22/2011 4:37:36 PM |
valiant-liberty4 | $25.00 | 9/22/2011 5:06:19 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 4:44:48 PM |
EWP | $300.00 | 9/22/2011 4:52:05 PM |
studious-bonus7 | $100.00 | 9/22/2011 5:08:11 PM |
kindness-jedi | $50.00 | 9/22/2011 5:03:26 PM |
MadHun | $200.00 | 9/22/2011 5:10:28 PM |
ferocious-wealth1 | $100.00 | 9/22/2011 5:12:20 PM |
genius520 | $50.00 | 9/22/2011 5:08:50 PM |
refined-return922 | $25.00 | 9/22/2011 5:23:51 PM |
principal-bull | $25.00 | 9/22/2011 5:26:42 PM |
cognizant-rupee7 | $25.00 | 9/22/2011 5:10:39 PM |
zenchef | $25.00 | 9/22/2011 5:37:26 PM |
julijask | $25.00 | 9/22/2011 5:39:36 PM |
top-magnificent-agreement | $25.00 | 9/22/2011 6:03:36 PM |
competent-p2p | $25.00 | 9/22/2011 6:06:26 PM |
kind-genuine-dough | $50.00 | 9/22/2011 5:41:20 PM |
108lender | $150.00 | 9/22/2011 6:40:08 PM |
profitable-money | $25.00 | 9/22/2011 7:01:08 PM |
sharp518 | $50.00 | 9/22/2011 7:12:05 PM |
DonaldColorado | $200.00 | 9/22/2011 6:50:34 PM |
loan-lionheart6 | $25.00 | 9/22/2011 6:55:35 PM |
sqdrew | $100.00 | 9/22/2011 7:12:08 PM |
duty-accomplishment | $63.34 | 9/22/2011 7:33:36 PM |
HeroJason86 | $25.00 | 9/22/2011 7:58:03 PM |
chapman18 | $25.00 | 9/22/2011 8:01:17 PM |
Fantom-Investor | $25.00 | 9/22/2011 8:07:06 PM |
ROYFU | $25.00 | 9/22/2011 8:12:49 PM |
GrooveBiz | $25.00 | 9/22/2011 8:12:52 PM |
papicares | $55.89 | 9/22/2011 8:28:08 PM |
WineDrop | $25.00 | 9/22/2011 8:49:43 PM |
leemic | $50.00 | 9/22/2011 8:55:11 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:06 PM |
regahj99 | $25.00 | 9/22/2011 8:06:45 PM |
passivesf | $25.00 | 9/22/2011 8:10:42 PM |
money-floret | $50.00 | 9/22/2011 8:30:54 PM |
PA2LA | $25.00 | 9/22/2011 9:14:05 PM |
one2sojourn | $50.00 | 9/22/2011 8:32:37 PM |
wise-loot-bear | $25.00 | 9/22/2011 8:55:11 PM |
calkidd05 | $25.00 | 9/22/2011 10:33:42 PM |
Law_Gator | $25.00 | 9/22/2011 10:43:36 PM |
Nikelaos | $50.00 | 9/22/2011 11:16:36 PM |
ToCreateCashFlow | $35.20 | 9/23/2011 3:32:01 AM |
jsr73 | $146.49 | 9/23/2011 12:20:29 AM |
damanq | $25.00 | 9/23/2011 4:20:48 AM |
OgOman | $50.00 | 9/23/2011 4:32:48 AM |
MAYBROOK | $187.66 | 9/23/2011 4:44:48 AM |
keeper24 | $37.13 | 9/23/2011 4:58:08 AM |
Approved1234 | $50.00 | 9/23/2011 3:20:20 AM |
Mindful7 | $25.00 | 9/23/2011 6:07:36 AM |
sri59 | $100.00 | 9/23/2011 6:15:48 AM |
IIP77 | $25.00 | 9/23/2011 5:43:07 AM |
btw8211 | $25.00 | 9/23/2011 6:46:25 AM |
macotra4 | $60.00 | 9/23/2011 6:51:33 AM |
brewman | $25.00 | 9/23/2011 6:11:38 AM |
enchanted-truth264 | $25.00 | 9/23/2011 6:58:19 AM |
diggingupward | $25.00 | 9/23/2011 7:05:30 AM |
anacent | $50.00 | 9/23/2011 6:53:15 AM |
meadow48 | $25.00 | 9/23/2011 6:53:45 AM |
nimcha | $50.00 | 9/23/2011 6:57:49 AM |
anyoi | $25.00 | 9/23/2011 7:40:02 AM |
billk333 | $25.00 | 9/23/2011 7:30:45 AM |
the-dedicated-leverage | $25.00 | 9/23/2011 8:14:47 AM |
ready-vigilance3 | $100.00 | 9/23/2011 7:50:49 AM |
ideal-platinum1 | $25.00 | 9/23/2011 8:18:21 AM |
RJ-Pilot | $50.00 | 9/23/2011 8:33:15 AM |
investor7257 | $25.00 | 9/23/2011 8:59:58 AM |
jay100124 | $27.50 | 9/23/2011 10:06:18 AM |
lendme2 | $50.00 | 9/23/2011 10:10:59 AM |
MasterKey | $25.00 | 9/23/2011 10:09:59 AM |
ssgt95068 | $25.00 | 9/23/2011 10:24:47 AM |
Shanster84 | $56.07 | 9/23/2011 10:12:26 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:21 AM |
Warwick | $50.00 | 9/23/2011 10:36:51 AM |
fangstar | $35.00 | 9/23/2011 10:38:38 AM |
DreamsDoComeTrue | $100.00 | 9/23/2011 10:42:40 AM |
loan-defender4 | $25.00 | 9/23/2011 10:47:18 AM |
bjr01 | $25.00 | 9/23/2011 10:37:02 AM |
skdempire | $100.00 | 9/23/2011 11:07:51 AM |
rcm87 | $100.00 | 9/23/2011 11:10:02 AM |
exchange-jedi | $25.00 | 9/23/2011 11:29:27 AM |
mg6619 | $25.00 | 9/23/2011 11:29:20 AM |
EarlyRiser | $500.00 | 9/23/2011 12:21:03 PM |
bigshowlender2u | $25.00 | 9/23/2011 12:50:17 PM |
Leopoldine | $27.82 | 9/23/2011 12:34:34 PM |
samo102us | $25.00 | 9/23/2011 12:40:00 PM |
gold-disk | $25.00 | 9/23/2011 12:43:22 PM |
jasonj72 | $25.00 | 9/23/2011 1:42:29 PM |
dextro | $293.29 | 9/23/2011 1:41:29 PM |
excellent-greenback | $25.00 | 9/23/2011 1:58:19 PM |
KFB_Investments | $50.00 | 9/23/2011 2:36:06 PM |
credit-socrates648 | $1,936.09 | 9/23/2011 3:07:11 PM |
auction-seeker4 | $50.00 | 9/9/2011 7:38:32 PM |
s270 | $25.00 | 9/10/2011 3:42:46 AM |
superb-funds335 | $25.00 | 9/10/2011 2:03:36 PM |
kind-value-pouch | $50.00 | 9/11/2011 6:20:24 AM |
upperdeck | $25.00 | 9/11/2011 8:49:48 AM |
jjswanso | $50.00 | 9/11/2011 11:59:12 AM |
Isanpankki | $43.47 | 9/11/2011 10:03:20 PM |
upbeat-investment9 | $50.00 | 9/11/2011 2:47:23 PM |
trade-surge3 | $50.00 | 9/12/2011 6:32:14 AM |
BxRealtor | $25.00 | 9/12/2011 6:34:01 AM |
buddy486 | $25.00 | 9/12/2011 7:46:55 AM |
blue-shiny-revenue | $25.00 | 9/12/2011 7:34:18 AM |
adventurous-commerce | $25.00 | 9/12/2011 7:54:33 AM |
elbastador | $25.00 | 9/12/2011 10:20:25 AM |
jrw | $30.00 | 9/12/2011 9:39:15 AM |
rorser12 | $50.00 | 9/12/2011 11:16:11 AM |
ciccio70 | $25.00 | 9/12/2011 10:15:07 AM |
listing-trapper3 | $50.00 | 9/12/2011 12:59:17 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:43 PM |
Bonnified | $100.00 | 9/12/2011 3:01:34 PM |
treasure-runner | $25.00 | 9/12/2011 3:52:40 PM |
brightest-organized-balance | $25.00 | 9/12/2011 11:11:38 PM |
contract-student2 | $50.00 | 9/13/2011 7:53:46 AM |
capital-star5 | $25.00 | 9/13/2011 10:04:12 AM |
mr55262 | $50.00 | 9/13/2011 10:28:53 AM |
Martjmart | $25.00 | 9/13/2011 2:36:12 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:38 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:29 PM |
bsg43 | $26.25 | 9/13/2011 5:03:48 PM |
sunny-dough9 | $200.00 | 9/13/2011 6:04:42 PM |
kindness-dessert | $50.00 | 9/13/2011 8:08:22 PM |
Dubbs360 | $100.00 | 9/14/2011 10:47:56 AM |
fund-tom-tom6 | $25.00 | 9/14/2011 11:47:34 AM |
vibrant-penny7 | $50.00 | 9/14/2011 1:47:20 PM |
gold-position | $100.00 | 9/14/2011 3:26:21 PM |
compoundinterest | $28.00 | 9/14/2011 5:44:29 PM |
elegant-income3 | $50.00 | 9/14/2011 7:03:15 PM |
goose026 | $25.00 | 9/15/2011 6:52:29 AM |
fulfilling-investment4 | $50.00 | 9/15/2011 7:08:18 AM |
musegaze | $150.00 | 9/15/2011 7:35:52 AM |
life-is-great | $25.00 | 9/15/2011 8:14:33 AM |
MissionMicroFinance | $25.00 | 9/15/2011 9:44:20 AM |
dahnkster | $29.58 | 9/15/2011 10:20:37 AM |
interest-splendor | $50.00 | 9/15/2011 11:35:35 AM |
keeminn | $25.00 | 9/15/2011 12:41:23 PM |
Grandmahoneybee | $25.00 | 9/15/2011 3:04:33 PM |
enriched-truth | $25.00 | 9/15/2011 3:31:35 PM |
Supervark | $67.28 | 9/15/2011 3:52:19 PM |
YellowJacket | $25.00 | 9/15/2011 4:58:12 PM |
fishtale | $25.00 | 9/15/2011 5:07:29 PM |
Ripsaw4U | $50.00 | 9/15/2011 5:38:23 PM |
SummitAdvisors | $100.00 | 9/15/2011 6:21:34 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:06 AM |
profde | $25.00 | 9/16/2011 5:44:52 AM |
thinker6 | $50.00 | 9/16/2011 6:15:20 AM |
nprfan5 | $25.00 | 9/16/2011 9:23:45 AM |
mrpowers5531 | $54.00 | 9/16/2011 9:40:34 AM |
puifais | $50.00 | 9/16/2011 10:46:46 AM |
larslfe | $100.00 | 9/16/2011 12:15:37 PM |
gojackgo | $50.00 | 9/16/2011 12:01:10 PM |
gardenofeden | $26.00 | 9/16/2011 2:09:16 PM |
brutusbone | $25.00 | 9/16/2011 12:54:40 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:35 PM |
american6 | $100.00 | 9/16/2011 4:28:31 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:59 PM |
fearless-bonus473 | $200.00 | 9/16/2011 10:11:16 PM |
mennleo | $50.00 | 9/17/2011 8:59:35 AM |
ivy-league-MBA | $30.00 | 9/17/2011 12:58:13 PM |
fair_rates | $25.00 | 9/17/2011 2:31:10 PM |
tender-commerce8 | $200.00 | 9/17/2011 2:32:53 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:05 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:07 AM |
ockid007 | $50.00 | 9/18/2011 7:22:13 AM |
ZeLonewolf | $25.00 | 9/18/2011 9:17:20 AM |
lrr34 | $100.00 | 9/18/2011 8:47:19 AM |
cac1966 | $50.00 | 9/18/2011 10:47:52 AM |
Ocean713 | $75.00 | 9/18/2011 11:21:50 AM |
versatile-return3 | $100.00 | 9/18/2011 8:32:01 PM |
simiray | $30.00 | 9/18/2011 9:54:57 PM |
enthralling-investment | $100.00 | 9/19/2011 5:55:34 AM |
ferdberfel | $25.00 | 9/19/2011 7:16:13 AM |
yield-seeker | $25.00 | 9/19/2011 8:11:35 AM |
reward-burger2 | $50.00 | 9/19/2011 7:49:25 AM |
ruralgold | $37.06 | 9/19/2011 8:14:59 AM |
jubilant-durability9 | $50.00 | 9/19/2011 9:39:34 AM |
penny-gala6 | $25.00 | 9/19/2011 10:19:47 AM |
compassion-platoon | $25.00 | 9/19/2011 11:24:12 AM |
irishcocacola | $25.00 | 9/19/2011 12:01:14 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:29 PM |
zebra806 | $100.00 | 9/19/2011 3:47:43 PM |
mtquan | $25.00 | 9/19/2011 2:24:53 PM |
pure-loyalty6 | $25.00 | 9/19/2011 6:34:00 PM |
reinforced-reward | $25.00 | 9/19/2011 7:13:53 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:31 AM |
pinballwizard | $30.93 | 9/20/2011 12:23:03 AM |
skuba | $50.00 | 9/20/2011 2:14:15 AM |
stonehillloans | $25.00 | 9/20/2011 5:24:20 AM |
himanshuko | $45.00 | 9/20/2011 7:30:11 AM |
jimbo29blue | $50.00 | 9/20/2011 8:50:41 AM |
don'twannadance | $50.00 | 9/20/2011 9:00:38 AM |
don'twannadance | $50.00 | 9/20/2011 9:00:47 AM |
diablorulz | $50.00 | 9/20/2011 9:40:41 AM |
quest0 | $50.00 | 9/20/2011 10:11:59 AM |
unconquerable-dedication | $25.00 | 9/20/2011 11:53:02 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:50 PM |
awe-inspiring-payment | $28.83 | 9/20/2011 3:20:37 PM |
discrete-asset | $25.00 | 9/21/2011 6:00:55 AM |
GoldenGo4 | $50.00 | 9/21/2011 6:10:37 AM |
wojo | $25.00 | 9/21/2011 5:48:39 AM |
Harry | $50.00 | 9/21/2011 8:29:28 AM |
Marathoner | $25.00 | 9/21/2011 11:41:23 AM |
nimble-nickel | $25.00 | 9/21/2011 12:04:32 PM |
little_brother1 | $25.23 | 9/21/2011 2:24:52 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:02 PM |
Attract | $25.00 | 9/21/2011 4:14:21 PM |
hookUup | $25.74 | 9/21/2011 5:31:46 PM |
jescowa | $50.00 | 9/21/2011 6:12:52 PM |
value-wind0 | $50.00 | 9/21/2011 6:41:10 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:11 PM |
ptjg | $100.00 | 9/21/2011 10:58:09 PM |
Slapshot | $25.00 | 9/22/2011 5:49:34 AM |
RSV | $25.00 | 9/22/2011 4:23:05 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:03 AM |
first-serene-credit | $25.00 | 9/22/2011 8:56:07 AM |
entertaining-finance2 | $75.00 | 9/22/2011 9:00:34 AM |
rutzebach | $51.72 | 9/22/2011 9:35:20 AM |
dollardave | $100.00 | 9/22/2011 12:39:07 PM |
otalon | $25.00 | 9/22/2011 11:19:56 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:33 AM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:40 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:48 PM |
no_agenda_lender | $25.00 | 9/22/2011 3:40:59 PM |
degster | $25.00 | 9/22/2011 4:15:12 PM |
ebusinessagent | $25.00 | 9/22/2011 4:21:19 PM |
building_community | $50.00 | 9/22/2011 4:34:26 PM |
market-trooper3 | $30.00 | 9/22/2011 4:41:06 PM |
ritwik | $50.00 | 9/22/2011 4:35:31 PM |
comet55 | $25.00 | 9/22/2011 5:07:36 PM |
Aimvest | $25.00 | 9/22/2011 4:53:36 PM |
impeccable-penny | $200.00 | 9/22/2011 4:59:05 PM |
bluefootedpig | $157.11 | 9/22/2011 5:06:16 PM |
successful-agreement7 | $100.00 | 9/22/2011 5:11:51 PM |
economy-molecule3 | $500.00 | 9/22/2011 5:14:26 PM |
green-moola-platoon | $25.00 | 9/22/2011 5:18:43 PM |
personal-lender | $25.00 | 9/22/2011 5:11:15 PM |
helpinghand63 | $25.00 | 9/22/2011 5:13:04 PM |
cash-taxi7 | $26.00 | 9/22/2011 5:25:19 PM |
bmbanzai | $25.00 | 9/22/2011 5:28:24 PM |
auction-elvis | $25.00 | 9/22/2011 5:30:24 PM |
VikingInvestments | $25.00 | 9/22/2011 5:59:22 PM |
return-magnifico8 | $25.00 | 9/22/2011 6:05:56 PM |
vigorous-velocity | $100.00 | 9/22/2011 6:22:18 PM |
VegasJay | $25.00 | 9/22/2011 6:23:36 PM |
CarlC | $25.00 | 9/22/2011 6:24:22 PM |
Gunjin | $25.00 | 9/22/2011 5:50:21 PM |
uncleharold | $25.00 | 9/22/2011 6:06:52 PM |
fiercesnail | $29.68 | 9/22/2011 6:48:31 PM |
RedantFinance | $31.76 | 9/22/2011 6:08:05 PM |
Pitufo | $25.00 | 9/22/2011 6:09:42 PM |
Kaj | $40.00 | 9/22/2011 6:53:04 PM |
TW2000 | $25.00 | 9/22/2011 6:17:12 PM |
commitment-jedi4 | $25.00 | 9/22/2011 6:23:05 PM |
Hiro07 | $27.00 | 9/22/2011 7:23:08 PM |
Loan-trust25 | $25.00 | 9/22/2011 7:32:03 PM |
Sphinx9499 | $25.00 | 9/22/2011 7:46:28 PM |
soulwork | $25.00 | 9/22/2011 7:54:44 PM |
saga9 | $25.00 | 9/22/2011 8:16:43 PM |
Mathiaslh | $25.00 | 9/22/2011 8:30:05 PM |
Supernick | $50.00 | 9/22/2011 8:29:00 PM |
nicola78 | $25.00 | 9/22/2011 9:02:22 PM |
basis-viking | $50.00 | 9/22/2011 9:10:28 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:49:21 PM |
meenan | $50.00 | 9/22/2011 9:15:59 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:14 PM |
Spring342 | $25.00 | 9/22/2011 10:14:13 PM |
cr8on | $50.00 | 9/22/2011 11:01:41 PM |
ClearCut | $50.00 | 9/22/2011 9:40:08 PM |
ddog0224 | $50.00 | 9/23/2011 3:36:10 AM |
Lender0010 | $50.00 | 9/23/2011 12:47:56 AM |
Little_Helper | $43.51 | 9/23/2011 1:03:46 AM |
p1k4blu | $25.00 | 9/23/2011 2:20:13 AM |
fcukciti | $25.00 | 9/23/2011 5:41:07 AM |
AlB5 | $25.00 | 9/23/2011 5:52:55 AM |
Mrphlox | $25.00 | 9/23/2011 4:49:09 AM |
TJgt | $25.00 | 9/23/2011 6:26:34 AM |
MrEville | $100.00 | 9/23/2011 7:12:39 AM |
herbyman | $50.00 | 9/23/2011 7:20:34 AM |
marshallmanhattan | $25.01 | 9/23/2011 7:32:50 AM |
social-pizza5 | $25.00 | 9/23/2011 7:42:11 AM |
tryitout | $25.23 | 9/23/2011 8:01:18 AM |
Tasmir | $25.00 | 9/23/2011 7:57:26 AM |
crdcteng | $50.00 | 9/23/2011 8:56:43 AM |
duty-admiral | $100.00 | 9/23/2011 8:12:59 AM |
moola-trumpeter | $25.00 | 9/23/2011 8:50:55 AM |
Trinkaloki | $28.00 | 9/23/2011 8:54:07 AM |
yu-rik | $200.00 | 9/23/2011 9:23:00 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:24 AM |
leeball | $100.00 | 9/23/2011 9:56:47 AM |
quintilian | $25.00 | 9/23/2011 9:58:31 AM |
efficient-marketplace | $50.00 | 9/23/2011 10:35:08 AM |
salala | $25.00 | 9/23/2011 10:45:17 AM |
prohelper | $25.00 | 9/23/2011 11:03:58 AM |
Thecozychick | $44.00 | 9/23/2011 11:08:12 AM |
investment-comet | $25.00 | 9/23/2011 11:10:52 AM |
Trentsteel_98 | $25.00 | 9/23/2011 11:01:21 AM |
cutter21 | $25.00 | 9/23/2011 11:18:39 AM |
jdrez | $25.00 | 9/23/2011 11:57:09 AM |
officer8 | $25.00 | 9/23/2011 12:39:11 PM |
basis-gazer0 | $100.00 | 9/23/2011 1:17:00 PM |
NoCal | $25.00 | 9/23/2011 1:32:29 PM |
Peterman | $25.00 | 9/23/2011 2:31:56 PM |
RockpointCapital | $200.00 | 9/23/2011 2:45:21 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:40 PM |
Stafo | $35.00 | 9/23/2011 3:02:29 PM |
427 Investments
|
Borrower Payment Dependent Notes Series
526179
This series of Notes was issued and sold upon the funding of the borrower loan #53509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,787 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| justice-voyager3 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Remodel/Add onto My TINY KITCHEN!!!
Purpose of loan:
This loan will be used to Remodel/Add on to my tiny kitchen/dining/pantry area
My financial situation:
I am a good candidate for this loan because I always pay my bills. My car loans have always been paid in full early. I've had 3 rental houses for over 10 years with improvements made to all. I have paid the architect, permit, & plan fees for this project in the amount of $11000 up front. I have $20000 in the bank savings to put toward this project as well.
Monthly net income: $6085 plus $3055 of husband's
Monthly expenses: $1000
Housing: $2300
Insurance: $115
Car expenses: $250 gas/oil
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $700
Clothing, household expenses: $250
Credit cards and other loans: $250
Other expenses: $2242 rental mortgages
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $27.00 | 9/15/2011 9:23:11 PM |
golffish2 | $100.00 | 9/8/2011 9:13:28 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:40 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:26 AM |
AlternativeCashFlow | $25.00 | 9/9/2011 6:25:03 PM |
Rogesparkguy | $25.00 | 9/11/2011 4:59:12 PM |
the-hope-workhorse | $50.00 | 9/12/2011 12:06:14 PM |
benevolent-bonus | $25.00 | 9/12/2011 4:19:14 PM |
thomas16882004 | $25.00 | 9/14/2011 3:21:30 PM |
top-courteous-peso | $50.00 | 9/14/2011 4:33:52 PM |
Kaj | $30.00 | 9/14/2011 5:36:53 PM |
mlj0671 | $25.00 | 9/14/2011 7:47:11 PM |
terrific-peace8 | $25.00 | 9/15/2011 9:04:56 AM |
red-power-pecan | $50.00 | 9/15/2011 9:18:20 AM |
zorg77 | $50.00 | 9/15/2011 4:25:30 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:57 AM |
orbital-investment5 | $47.74 | 9/16/2011 5:02:11 AM |
AndChicksforFree | $25.00 | 9/16/2011 6:59:43 AM |
return-beeper | $30.00 | 9/16/2011 7:18:20 AM |
reward-walnut | $25.00 | 9/16/2011 9:11:09 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:12:43 AM |
debtcollector | $25.00 | 9/16/2011 2:52:54 PM |
kdat | $100.00 | 9/16/2011 4:50:14 PM |
Emperor_of_Banking | $34.07 | 9/16/2011 4:48:57 PM |
finance-prescription | $100.00 | 9/16/2011 5:10:39 PM |
CatbirdBanking | $25.00 | 9/16/2011 5:40:56 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:53 PM |
unassassinable | $25.00 | 9/17/2011 12:34:47 AM |
return-investor6 | $50.00 | 9/16/2011 10:37:20 PM |
golfman1 | $246.43 | 9/17/2011 3:41:53 AM |
otto1939 | $101.00 | 9/17/2011 3:34:39 AM |
industrious-currency | $25.00 | 9/17/2011 5:50:17 AM |
kulender | $100.00 | 9/17/2011 6:15:37 AM |
beakerfish | $50.00 | 9/17/2011 7:18:56 AM |
economy-popcorn | $25.00 | 9/17/2011 6:46:36 AM |
five-star-note | $50.00 | 9/17/2011 10:00:01 AM |
frogperson | $150.00 | 9/17/2011 11:04:33 AM |
ReddInc | $100.00 | 9/17/2011 2:44:26 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:46 PM |
wattboy | $77.26 | 9/17/2011 5:50:36 PM |
handy-justice | $50.00 | 9/17/2011 6:09:47 PM |
mighty-payout1 | $25.00 | 9/17/2011 9:21:43 PM |
RSB-VA | $100.00 | 9/17/2011 9:35:53 PM |
best-loot-bear | $45.75 | 9/18/2011 4:54:36 AM |
oceanside | $25.00 | 9/18/2011 4:14:19 AM |
terrific-peace8 | $25.00 | 9/18/2011 10:45:06 AM |
aznboi | $25.00 | 9/18/2011 12:26:33 PM |
income-buddy7 | $100.00 | 9/18/2011 1:36:41 PM |
supersarah61 | $50.00 | 9/18/2011 2:09:47 PM |
asset-tomahawk2 | $25.00 | 9/18/2011 3:58:02 PM |
CO80487 | $50.00 | 9/18/2011 6:31:32 PM |
red-investment-ranch | $100.00 | 9/19/2011 12:00:31 AM |
orange-preeminant-bill | $25.00 | 9/19/2011 6:49:39 AM |
Girakul | $35.00 | 9/19/2011 6:40:38 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:46 AM |
evnagelist | $49.19 | 9/19/2011 9:39:04 AM |
Bill88 | $25.00 | 9/8/2011 12:57:35 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:08 PM |
diplomatic-wealth7 | $25.00 | 9/9/2011 10:48:48 AM |
CA-Lender | $50.00 | 9/9/2011 12:15:31 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:30 AM |
Dubbs360 | $100.00 | 9/14/2011 4:53:17 PM |
handshake5 | $100.00 | 9/14/2011 5:46:48 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:50 PM |
missing-link | $25.00 | 9/15/2011 7:04:19 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:32 AM |
janus_god | $25.00 | 9/15/2011 12:19:10 PM |
heerzaquestion | $30.00 | 9/16/2011 4:58:15 AM |
machkimaspesi | $25.00 | 9/16/2011 8:01:11 AM |
tacopants | $100.00 | 9/16/2011 9:29:49 AM |
stepatatime-together | $100.00 | 9/16/2011 9:18:07 AM |
monster4 | $25.00 | 9/16/2011 10:51:59 AM |
suave-dime6 | $25.00 | 9/16/2011 6:36:58 PM |
buraky | $25.00 | 9/16/2011 9:53:18 PM |
payout-bridge | $50.00 | 9/16/2011 10:45:17 PM |
arampata | $130.00 | 9/17/2011 12:49:55 AM |
the-platinum-entrepreneur | $68.94 | 9/16/2011 10:57:23 PM |
treasure-bliss | $25.00 | 9/17/2011 6:18:14 AM |
felicity-nexus2 | $100.00 | 9/17/2011 6:02:41 AM |
mennleo | $30.00 | 9/17/2011 8:24:53 AM |
shawnw2 | $25.00 | 9/17/2011 9:02:08 AM |
Kyileo | $25.00 | 9/17/2011 9:15:34 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:07 AM |
dime-sapling | $25.00 | 9/17/2011 11:56:33 AM |
mikelance7 | $25.00 | 9/17/2011 11:38:42 AM |
musegaze | $80.00 | 9/17/2011 12:44:38 PM |
revenue-tsunami | $50.00 | 9/17/2011 1:01:20 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:31:08 PM |
artisan369 | $300.00 | 9/17/2011 3:33:43 PM |
Zuzu | $50.00 | 9/17/2011 9:09:22 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:59 PM |
debt-force | $25.00 | 9/18/2011 5:10:07 AM |
scott2004114 | $50.00 | 9/18/2011 8:14:08 AM |
unclerock | $50.00 | 9/18/2011 9:52:02 AM |
wealth-pal3 | $25.00 | 9/18/2011 7:49:18 AM |
Investor_DP | $100.00 | 9/18/2011 12:07:33 PM |
diversification-renaissance3 | $27.12 | 9/18/2011 2:07:57 PM |
market-spark4 | $50.00 | 9/18/2011 4:38:37 PM |
spsavage | $25.00 | 9/18/2011 6:28:23 PM |
compassion-artisan9 | $50.00 | 9/18/2011 8:13:19 PM |
Zingaro | $25.00 | 9/18/2011 10:48:55 PM |
icanhasloanz | $50.00 | 9/19/2011 3:51:42 AM |
asset-sprout | $25.00 | 9/19/2011 3:33:05 AM |
wilchik | $80.00 | 9/19/2011 4:56:34 AM |
silver-enlightenment0 | $100.00 | 9/19/2011 8:17:04 AM |
moola-monger9 | $50.00 | 9/19/2011 8:39:50 AM |
worth-blanket2 | $4,100.00 | 9/19/2011 9:24:10 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
526239
This series of Notes was issued and sold upon the funding of the borrower loan #53515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 80% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,829 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| unrivaled-reward9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cleaner
Purpose of loan: ses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $25.00 | 9/8/2011 9:53:19 AM |
Zingaro | $25.00 | 9/8/2011 2:05:29 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:42 PM |
foothillender | $25.00 | 9/9/2011 7:49:41 AM |
capital-halo1 | $1,000.00 | 9/10/2011 12:15:06 PM |
well-rounded-payout0 | $50.00 | 9/10/2011 11:25:01 AM |
Bill88 | $25.00 | 9/10/2011 9:26:18 PM |
the-hope-workhorse | $50.00 | 9/10/2011 2:57:18 PM |
tigercat | $50.00 | 9/11/2011 6:47:38 AM |
riveting-credit5 | $50.00 | 9/11/2011 8:16:59 PM |
direct-social3 | $25.00 | 9/12/2011 2:38:24 AM |
IASKGOD | $25.00 | 9/11/2011 7:36:55 PM |
stepatatime-together | $100.00 | 9/12/2011 8:44:53 AM |
bonus-sensai825 | $25.00 | 9/12/2011 9:22:31 AM |
nickel-hickory | $28.00 | 9/12/2011 10:29:12 AM |
Iwillhuntyoudown | $25.00 | 9/12/2011 11:29:16 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:30 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:57 AM |
hopeful-silver5 | $30.00 | 9/13/2011 4:33:47 AM |
168RichCapital | $25.09 | 9/13/2011 6:58:32 AM |
Retiredsailor65 | $35.00 | 9/13/2011 7:41:17 AM |
kingbob | $30.00 | 9/13/2011 8:06:02 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:56 AM |
PeePaw | $25.00 | 9/13/2011 9:30:53 AM |
income-rocker2 | $60.79 | 9/13/2011 9:52:42 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:27 AM |
let_me_retire | $25.00 | 9/9/2011 11:25:24 PM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:49 AM |
zone8 | $100.00 | 9/12/2011 12:54:48 PM |
excellent-wealth6 | $43.12 | 9/12/2011 4:10:29 PM |
exchange-mover2 | $42.50 | 9/12/2011 4:48:45 PM |
LendingPimp | $25.00 | 9/13/2011 2:54:01 AM |
glenium | $25.00 | 9/13/2011 4:03:26 AM |
suave-dime6 | $25.00 | 9/13/2011 5:35:56 AM |
irrelevant | $25.00 | 9/13/2011 6:05:12 AM |
Leshan | $25.00 | 9/13/2011 8:10:12 AM |
Bob450 | $25.00 | 9/13/2011 8:17:05 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
526279
This series of Notes was issued and sold upon the funding of the borrower loan #53569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1957 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,790 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-concerto |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Loan
Purpose of loan:
This loan will be used to...Make house more energy efficient to save money on utilities
My financial situation:
I am a good candidate for this loan because...I am working for a major company and I have been certified as an energy auditor for state and utility run auditing programs where the state pays $300 of the $400 audit charge for its program and a utility company will pay $200 of the $300 charge for their audits...the energy audits will be done in addition to current employment.
Monthly net income: $1900
Monthly expenses: $1370
Housing: $0
Insurance: $80/month
Car expenses: $50/month
Utilities: $125/month
Phone, cable, internet: $65/month
Food, entertainment: $350/month
Clothing, household expenses: $250/month
Credit cards and other loans: $300/month
Other expenses: $150/month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/10/2011 12:03:09 PM |
worthy-bid8 | $50.00 | 9/10/2011 12:11:12 PM |
kind-credit-bear | $25.00 | 9/12/2011 10:01:46 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:41 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:58 AM |
balanced-balance6 | $25.00 | 9/13/2011 6:22:06 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:01 AM |
handshake5 | $100.00 | 9/14/2011 5:46:50 PM |
stepatatime-together | $100.00 | 9/14/2011 5:54:55 PM |
economy-coup | $100.00 | 9/14/2011 11:38:31 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:50 AM |
zorg77 | $50.00 | 9/15/2011 4:17:35 PM |
payout-bridge | $50.00 | 9/15/2011 4:32:13 PM |
serenity365 | $25.00 | 9/15/2011 5:36:10 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:10 AM |
loss-of-control | $50.00 | 9/16/2011 8:50:43 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:24 AM |
larslfe | $100.00 | 9/16/2011 12:15:38 PM |
gotjack | $100.00 | 9/16/2011 1:49:42 PM |
kind-finance-burrito | $50.00 | 9/16/2011 12:50:55 PM |
shawnw2 | $50.00 | 9/16/2011 6:54:38 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:03 PM |
periko | $50.00 | 9/17/2011 3:08:27 PM |
Zingaro | $25.00 | 9/18/2011 11:24:21 PM |
thelovebug | $100.00 | 9/19/2011 7:44:31 AM |
druidpoet | $26.67 | 9/19/2011 12:45:56 PM |
Madmigel | $50.00 | 9/19/2011 2:49:38 PM |
dfealk | $50.00 | 9/19/2011 3:31:36 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:39 PM |
CubsFan23 | $100.00 | 9/19/2011 6:48:52 PM |
DiligentiaLLC | $100.00 | 9/19/2011 7:09:28 PM |
calm-agreement4 | $60.00 | 9/19/2011 10:31:54 PM |
publisherptw | $25.00 | 9/20/2011 2:44:48 AM |
irishalaskan | $25.00 | 9/20/2011 1:46:22 AM |
bnlforever | $25.00 | 9/20/2011 7:48:10 AM |
heaven75 | $50.00 | 9/20/2011 9:11:17 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:16 AM |
finance-mangrove4 | $26.50 | 9/20/2011 4:33:13 PM |
buffalobills | $25.00 | 9/20/2011 3:38:12 PM |
irrelevant | $25.00 | 9/21/2011 6:05:21 AM |
bid-lightning9 | $25.00 | 9/20/2011 11:05:31 PM |
octoberfresh | $25.00 | 9/21/2011 6:50:16 AM |
listing-reformation8 | $25.00 | 9/21/2011 11:48:50 AM |
Located | $966.70 | 9/21/2011 1:13:55 PM |
JLMGroupFunds | $25.00 | 9/17/2011 12:19:09 PM |
Interloper | $25.00 | 9/10/2011 12:39:59 PM |
capital-halo1 | $1,000.00 | 9/13/2011 7:24:36 PM |
the-hope-workhorse | $25.00 | 9/14/2011 11:08:52 PM |
handy-justice | $100.00 | 9/15/2011 2:23:52 PM |
finance-prescription | $100.00 | 9/15/2011 3:35:00 PM |
papaloha | $25.00 | 9/16/2011 8:56:21 AM |
finance-mushroom | $100.00 | 9/16/2011 9:09:34 AM |
tacopants | $100.00 | 9/16/2011 9:24:47 AM |
nickel-hickory | $100.00 | 9/16/2011 9:32:07 AM |
suave-dime6 | $25.00 | 9/16/2011 6:30:37 PM |
nickel-acrobat | $25.00 | 9/16/2011 10:20:01 PM |
kulender | $50.00 | 9/17/2011 6:16:43 AM |
BBL | $25.00 | 9/17/2011 9:39:03 AM |
mighty-payout1 | $25.00 | 9/18/2011 12:04:25 PM |
best-point-flow | $47.00 | 9/19/2011 6:55:12 AM |
nickel-launcher | $25.00 | 9/19/2011 9:51:10 AM |
kingbob | $25.00 | 9/19/2011 10:42:47 AM |
mennleo | $25.00 | 9/19/2011 12:19:32 PM |
equallender | $30.30 | 9/19/2011 1:07:49 PM |
blue-goal-deal | $25.00 | 9/19/2011 1:16:07 PM |
hunterMG | $25.00 | 9/19/2011 4:35:30 PM |
economy-producer | $25.00 | 9/19/2011 4:08:17 PM |
newest-power-banker | $75.00 | 9/19/2011 7:41:57 PM |
pious-benjamins1 | $25.00 | 9/19/2011 9:56:19 PM |
market-pudding | $25.00 | 9/20/2011 4:33:33 AM |
beaker | $25.00 | 9/20/2011 5:54:48 AM |
Valley-of-the-Dollar | $25.00 | 9/20/2011 7:27:15 AM |
pfh | $25.00 | 9/20/2011 7:43:55 AM |
blissful-finance7 | $40.31 | 9/20/2011 7:52:01 AM |
zydeco337 | $25.00 | 9/20/2011 7:48:15 AM |
sdcc72 | $25.00 | 9/20/2011 10:21:09 AM |
erccpa | $72.52 | 9/20/2011 11:08:35 AM |
awesome-silver | $25.00 | 9/20/2011 12:53:50 PM |
Leshan | $25.00 | 9/20/2011 1:45:56 PM |
greencat | $50.00 | 9/20/2011 1:12:58 PM |
green-ore-expert | $25.00 | 9/20/2011 10:58:26 PM |
wise-careful-greenback | $25.00 | 9/20/2011 8:50:00 PM |
realtormoises | $25.00 | 9/21/2011 5:42:33 AM |
Core-Marketing | $25.00 | 9/21/2011 5:19:09 AM |
GElender | $25.00 | 9/21/2011 5:39:21 AM |
Bob450 | $25.00 | 9/21/2011 8:05:08 AM |
midnight24 | $50.00 | 9/21/2011 11:41:34 AM |
TheYellowDart | $25.00 | 9/21/2011 11:51:47 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:28 PM |
historic-nickel | $30.00 | 9/21/2011 12:15:07 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
526349
This series of Notes was issued and sold upon the funding of the borrower loan #53753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $550.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 1
/
1 | Length of status: | 11y 4m |
Amount delinquent:
| $47,918 |
Total credit lines:
| 35 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,268 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Take_a_Chance_on_Me |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
640-659
(Feb-2010)
660-679
(Jan-2010)
700-719
(Aug-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Help me get away from big banks!
Purpose of loan:
This loan will be used to consolidate debt to big banks.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time.
I am gainfully employed by an excellent company for over 11 years.
I no longer want to have credit cards with big banks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/22/2011 1:39:57 PM |
worthy-bid8 | $50.00 | 9/10/2011 12:11:15 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:15 AM |
no_agenda_lender | $100.00 | 9/11/2011 6:45:51 PM |
MAYBROOK | $193.00 | 9/12/2011 5:50:27 AM |
myfinancialconnectionsdotcom | $50.00 | 9/12/2011 7:28:08 AM |
pouch5 | $50.00 | 9/12/2011 7:39:19 AM |
upbeat-coin937 | $50.00 | 9/12/2011 8:15:38 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:08 AM |
finance_mba | $25.00 | 9/12/2011 10:59:32 AM |
contract-lava0 | $25.00 | 9/12/2011 9:42:47 AM |
elbastador | $25.00 | 9/12/2011 10:19:50 AM |
best-basis-trooper | $25.00 | 9/12/2011 12:53:59 PM |
dano1965 | $50.00 | 9/12/2011 4:14:33 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:45 PM |
brightest-organized-balance | $25.00 | 9/12/2011 11:11:15 PM |
BxRealtor | $25.00 | 9/13/2011 4:04:55 AM |
Silver-Penny001 | $47.96 | 9/13/2011 4:35:03 AM |
subtle-revenue0 | $25.00 | 9/13/2011 5:18:00 AM |
obedient-loan1 | $75.00 | 9/13/2011 6:52:58 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:28 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:25 AM |
lostontheedge | $25.00 | 9/13/2011 12:30:57 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:31 PM |
groovychick | $25.00 | 9/13/2011 5:04:58 PM |
KCEnterprises | $75.00 | 9/13/2011 5:26:16 PM |
kindness-dessert | $60.61 | 9/13/2011 8:08:50 PM |
frooogal | $35.00 | 9/14/2011 12:29:42 AM |
lucrative-coin | $50.00 | 9/14/2011 8:07:32 AM |
rcj1411 | $50.00 | 9/14/2011 8:55:43 AM |
loan-oasis4 | $50.00 | 9/14/2011 10:14:34 AM |
LianaB | $50.00 | 9/14/2011 2:17:53 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:48 PM |
turbobrat | $25.00 | 9/14/2011 5:19:39 PM |
elegant-income3 | $50.00 | 9/14/2011 7:16:17 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:13 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:33 AM |
Clambake | $50.00 | 9/15/2011 11:36:12 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:08 PM |
ILoveSydney | $100.00 | 9/15/2011 8:03:02 PM |
baseballfan111 | $50.00 | 9/16/2011 5:27:00 AM |
economy-tuba7 | $150.00 | 9/16/2011 8:47:15 AM |
a-responsible-return | $100.00 | 9/16/2011 5:14:15 PM |
blue-receptive-affluence | $50.00 | 9/16/2011 5:33:22 PM |
jazz619 | $25.00 | 9/16/2011 10:24:19 PM |
treasure-gazer | $25.00 | 9/17/2011 12:17:46 AM |
ivy-league-MBA | $30.00 | 9/17/2011 12:58:13 PM |
nebraskajen | $25.00 | 9/17/2011 3:51:36 PM |
Spinnaker | $50.00 | 9/17/2011 5:13:14 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:10 AM |
principal-bull | $25.00 | 9/18/2011 7:30:22 AM |
granitepk | $35.00 | 9/18/2011 7:45:16 AM |
wealth-pal3 | $25.00 | 9/18/2011 7:51:18 AM |
cathmorcorvus | $100.00 | 9/18/2011 9:46:52 AM |
loan-lionheart6 | $25.00 | 9/18/2011 8:37:09 AM |
Ocean713 | $75.00 | 9/18/2011 11:18:01 AM |
income-buddy7 | $100.00 | 9/18/2011 1:36:07 PM |
RgPro | $25.00 | 9/18/2011 11:10:25 PM |
mrpowers5531 | $25.00 | 9/19/2011 5:11:02 AM |
pugmalion | $32.99 | 9/19/2011 7:45:48 AM |
canisian | $25.00 | 9/19/2011 8:06:57 AM |
Bigg_Lender | $30.00 | 9/19/2011 11:00:48 AM |
lotus6 | $41.37 | 9/19/2011 11:42:58 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:30 PM |
mtquan | $25.00 | 9/19/2011 2:24:54 PM |
smart-money | $35.00 | 9/19/2011 6:44:25 PM |
E_G | $50.00 | 9/19/2011 7:01:46 PM |
dthompso | $50.00 | 9/19/2011 9:18:40 PM |
skuba | $50.00 | 9/20/2011 2:14:17 AM |
pfh | $25.00 | 9/20/2011 7:53:43 AM |
diablorulz | $50.00 | 9/20/2011 9:40:43 AM |
Quiddity | $43.00 | 9/20/2011 12:06:50 PM |
mason13a | $25.00 | 9/20/2011 3:47:57 PM |
wwwUniversal | $25.00 | 9/20/2011 5:17:20 PM |
ski bum | $100.00 | 9/20/2011 5:11:35 PM |
Harry | $50.00 | 9/21/2011 8:29:30 AM |
commerce-broker | $25.00 | 9/21/2011 9:43:58 AM |
renaissance168 | $25.00 | 9/21/2011 12:34:36 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:03 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:45 PM |
fireboss | $29.63 | 9/21/2011 4:52:37 PM |
secureincome | $3,000.00 | 9/21/2011 3:55:08 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:26 PM |
GoldenGo4 | $50.00 | 9/21/2011 5:48:22 PM |
BigBag | $30.00 | 9/21/2011 6:31:27 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:48 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:13 PM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:00 PM |
yield-hut | $44.35 | 9/22/2011 4:07:04 AM |
orange-coin-walnut | $50.00 | 9/22/2011 4:55:18 AM |
rlaboy | $25.00 | 9/22/2011 7:00:43 AM |
hermosaloan | $25.00 | 9/22/2011 4:53:19 AM |
agreement-guild | $50.00 | 9/22/2011 5:33:58 AM |
yield-museum | $50.00 | 9/22/2011 7:53:38 AM |
jsak74 | $27.02 | 9/22/2011 10:02:06 AM |
dordee | $75.00 | 9/22/2011 10:09:27 AM |
autonomous-dedication5 | $27.42 | 9/22/2011 10:34:54 AM |
magical-payment0 | $25.00 | 9/22/2011 10:01:49 AM |
quaziboi1 | $80.00 | 9/22/2011 12:30:16 PM |
Oupa-George | $25.00 | 9/22/2011 12:20:41 PM |
CaliforniaSun | $25.00 | 9/22/2011 11:10:25 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:36 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:13 PM |
astute-benjamins | $25.00 | 9/22/2011 2:32:57 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:15:18 PM |
compwhiz | $25.00 | 9/22/2011 4:33:12 PM |
ritwik | $100.00 | 9/22/2011 4:37:48 PM |
Zuzu | $27.20 | 9/22/2011 4:39:33 PM |
tomdooley12520 | $25.00 | 9/22/2011 4:00:55 PM |
dirkgently | $30.00 | 9/22/2011 4:33:37 PM |
valiant-liberty4 | $25.00 | 9/22/2011 5:06:19 PM |
george_kaplan | $25.00 | 9/22/2011 4:48:43 PM |
luckygreen10 | $928.13 | 9/22/2011 5:17:14 PM |
ttnk62918 | $25.00 | 9/22/2011 2:48:48 PM |
green-trade-dolphin2 | $30.00 | 9/10/2011 4:23:16 PM |
nickel-ferret | $50.00 | 9/10/2011 12:17:37 PM |
indomitable-coin | $25.00 | 9/10/2011 4:20:38 PM |
oplender | $25.00 | 9/10/2011 8:37:45 PM |
responsibility-butterfly | $25.00 | 9/11/2011 9:02:49 AM |
arampata | $60.00 | 9/12/2011 4:13:51 AM |
pednatjr | $75.00 | 9/12/2011 5:20:34 AM |
trade-surge3 | $25.00 | 9/12/2011 6:32:02 AM |
tranquil-diversification8 | $50.00 | 9/12/2011 6:07:28 AM |
AF-Chief | $100.00 | 9/12/2011 7:29:18 AM |
jtu55 | $25.00 | 9/12/2011 11:19:45 AM |
blue-velocity-investor | $25.00 | 9/12/2011 12:04:42 PM |
fervent-rupee9 | $100.00 | 9/12/2011 12:12:43 PM |
nallin | $25.00 | 9/12/2011 3:41:23 PM |
roux | $25.00 | 9/13/2011 5:13:39 AM |
mr55262 | $50.00 | 9/13/2011 10:28:54 AM |
NobisEst | $50.00 | 9/13/2011 12:04:00 PM |
gain-expert | $25.00 | 9/13/2011 1:50:14 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:40 PM |
chairman440 | $50.00 | 9/13/2011 6:01:06 PM |
vigorous-moola0 | $100.00 | 9/14/2011 10:42:08 AM |
fund-tom-tom6 | $25.00 | 9/14/2011 11:34:02 AM |
Syzygy | $25.00 | 9/14/2011 3:08:48 PM |
best-inspiring-deal | $25.00 | 9/14/2011 5:24:11 PM |
finance-symphony7 | $74.16 | 9/14/2011 5:49:14 PM |
payout-motivator0 | $50.00 | 9/14/2011 8:18:50 PM |
Dubbs360 | $100.00 | 9/14/2011 8:19:43 PM |
priceless-note7 | $50.00 | 9/15/2011 7:00:56 AM |
goose026 | $25.00 | 9/15/2011 6:52:31 AM |
life-is-great | $25.00 | 9/15/2011 8:14:36 AM |
Weaverville | $50.00 | 9/15/2011 11:47:08 AM |
radforj22 | $25.00 | 9/15/2011 2:05:38 PM |
Ripsaw4U | $50.00 | 9/15/2011 5:41:11 PM |
listing-drummer | $40.00 | 9/16/2011 12:37:33 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:11 AM |
awwaww | $25.00 | 9/16/2011 3:51:22 AM |
gojackgo | $50.00 | 9/16/2011 12:01:11 PM |
pthighs | $139.31 | 9/16/2011 3:25:03 PM |
allotment464 | $100.00 | 9/16/2011 3:46:55 PM |
american6 | $100.00 | 9/16/2011 4:28:33 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:04 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:37 AM |
Lou-Holtz | $60.00 | 9/17/2011 6:07:55 AM |
kulender | $50.00 | 9/17/2011 6:16:44 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:46 AM |
fishtale | $25.00 | 9/17/2011 7:36:43 AM |
mennleo | $40.00 | 9/17/2011 8:23:03 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:14:59 AM |
fair_rates | $25.00 | 9/17/2011 2:31:10 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:27:38 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:07 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:20 AM |
mnbud | $50.00 | 9/18/2011 8:34:54 AM |
Peacepower | $50.00 | 9/18/2011 10:03:24 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:56 PM |
open-dough6 | $25.00 | 9/18/2011 12:35:02 PM |
best-inspiring-deal | $25.00 | 9/18/2011 5:16:55 PM |
CO80487 | $100.00 | 9/18/2011 6:27:44 PM |
upbeat-investment9 | $50.00 | 9/18/2011 4:27:43 PM |
unafraid-loan5 | $25.00 | 9/19/2011 6:26:41 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:51 AM |
penny-gala6 | $50.00 | 9/19/2011 10:18:20 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:44:15 AM |
GotCash | $50.00 | 9/19/2011 2:00:16 PM |
zebra806 | $100.00 | 9/19/2011 3:44:41 PM |
irishcocacola | $25.00 | 9/19/2011 3:43:23 PM |
reinforced-reward | $25.00 | 9/19/2011 7:13:53 PM |
IlliniActuary | $25.00 | 9/19/2011 7:19:49 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:31 AM |
GCInvestments | $28.00 | 9/20/2011 12:08:44 AM |
rmpedi33 | $50.00 | 9/20/2011 6:45:09 AM |
deal-grid7 | $25.00 | 9/20/2011 10:25:23 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:50 PM |
baseballfan111 | $50.00 | 9/20/2011 7:05:48 PM |
spursdog | $25.00 | 9/21/2011 8:07:30 AM |
Ven58 | $25.00 | 9/21/2011 10:41:59 AM |
Marathoner | $25.00 | 9/21/2011 11:41:24 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:29 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:21 PM |
money-bauble | $200.00 | 9/21/2011 5:06:35 PM |
tapesor | $200.00 | 9/21/2011 5:13:29 PM |
jescowa | $50.00 | 9/21/2011 6:12:52 PM |
BOZO88 | $45.00 | 9/21/2011 6:28:37 PM |
value-wind0 | $50.00 | 9/21/2011 6:41:11 PM |
gilbrear | $25.00 | 9/21/2011 7:02:15 PM |
lostperception | $30.00 | 9/21/2011 8:11:27 PM |
platinum-dojo | $25.00 | 9/22/2011 5:43:01 AM |
djmgd790 | $75.00 | 9/22/2011 6:31:49 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:04 AM |
x-lender | $50.00 | 9/22/2011 9:02:55 AM |
value-squirrel3 | $75.00 | 9/22/2011 9:33:20 AM |
zxr | $25.00 | 9/22/2011 9:33:48 AM |
rootcanaler | $500.00 | 9/22/2011 10:23:38 AM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:41 PM |
otalon | $25.00 | 9/22/2011 11:19:57 AM |
riproaringrapids | $25.00 | 9/22/2011 1:28:49 PM |
CallMeDaddy | $58.23 | 9/22/2011 12:38:16 PM |
dime-sprout | $25.00 | 9/22/2011 2:43:15 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:37 PM |
smart-kindness8 | $44.52 | 9/22/2011 4:35:03 PM |
Gibbyland | $100.00 | 9/22/2011 4:40:26 PM |
market-trooper3 | $30.00 | 9/22/2011 4:42:33 PM |
OldestBrother | $50.00 | 9/22/2011 4:13:23 PM |
degster | $25.00 | 9/22/2011 4:15:12 PM |
Aimvest | $25.00 | 9/22/2011 4:53:37 PM |
Kether | $34.10 | 9/22/2011 4:54:39 PM |
DreDub | $50.00 | 9/22/2011 4:55:24 PM |
best-basis-trooper | $25.00 | 9/22/2011 4:40:28 PM |
Gandalf0001 | $25.00 | 9/22/2011 4:44:24 PM |
GCInvestments | $25.00 | 9/22/2011 4:52:11 PM |
comet55 | $25.00 | 9/22/2011 5:07:38 PM |
dlenz | $25.00 | 9/22/2011 4:58:36 PM |
money-blossom110 | $200.00 | 9/22/2011 5:13:23 PM |
227 Investments
|
Borrower Payment Dependent Notes Series
526351
This series of Notes was issued and sold upon the funding of the borrower loan #53532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 10 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 0m |
Amount delinquent:
| $3,068 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $150 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| kchappy53 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
|
Principal balance:
| $807.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Credit Card Debt Free
Purpose of loan:
This loan will be used to...pay off my high interest credit card debt
My financial situation:
I am a good candidate for this loan because...I have a very small existing loan with Prosper and I have paid as agreed!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/11/2011 12:11:38 PM |
indomitable-coin | $25.00 | 9/11/2011 2:16:21 PM |
green-trade-dolphin2 | $30.00 | 9/12/2011 6:59:41 AM |
AF-Chief | $100.00 | 9/12/2011 7:29:19 AM |
D911ave | $50.00 | 9/12/2011 10:12:12 AM |
helpishere777 | $25.00 | 9/12/2011 4:38:47 PM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:28 AM |
mr55262 | $50.00 | 9/13/2011 10:28:55 AM |
lostontheedge | $25.00 | 9/13/2011 12:30:57 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:33 PM |
enthusiastic-balance5 | $100.00 | 9/13/2011 6:07:08 PM |
rcj1411 | $50.00 | 9/14/2011 8:58:47 AM |
rmpedi33 | $50.00 | 9/14/2011 9:07:36 AM |
Syzygy | $25.00 | 9/14/2011 4:54:41 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:48 PM |
priceless-note7 | $50.00 | 9/15/2011 7:00:56 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:14 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:33 AM |
Weaverville | $50.00 | 9/15/2011 11:47:09 AM |
microfunder | $40.00 | 9/15/2011 1:15:41 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:09 PM |
devoider | $26.00 | 9/16/2011 9:44:47 AM |
McDeeter | $50.00 | 9/16/2011 2:19:28 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:16 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:06 PM |
jazz619 | $25.00 | 9/16/2011 10:24:20 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:37 AM |
peaceful-farmer | $90.00 | 9/17/2011 5:51:16 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:47 AM |
mennleo | $40.00 | 9/17/2011 8:20:28 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:48 AM |
fair_rates | $25.00 | 9/17/2011 2:31:11 PM |
marwadi-62 | $25.00 | 9/17/2011 3:09:02 PM |
JRhino | $25.00 | 9/18/2011 12:08:23 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:22 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:11 AM |
Unitas4302 | $50.00 | 9/18/2011 6:53:41 AM |
RoyFauntleroy | $25.00 | 9/18/2011 6:06:02 PM |
Dr_M | $25.00 | 9/18/2011 7:20:50 PM |
RgPro | $25.00 | 9/18/2011 11:10:25 PM |
life-is-great | $25.00 | 9/19/2011 7:16:26 AM |
KCEnterprises | $25.00 | 9/19/2011 8:14:34 AM |
bunnybear | $30.72 | 9/19/2011 9:51:21 AM |
green28 | $200.00 | 9/19/2011 10:43:34 AM |
damage | $25.00 | 9/19/2011 12:16:54 PM |
GotCash | $50.00 | 9/19/2011 2:00:16 PM |
Sarspatula | $25.00 | 9/19/2011 9:12:57 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:45 AM |
Tighternbarkonatree | $25.00 | 9/20/2011 4:31:38 AM |
BuffetRocks | $50.00 | 9/20/2011 12:26:31 AM |
goodhearted-gold3 | $25.00 | 9/20/2011 6:13:18 AM |
pfh | $25.00 | 9/20/2011 7:39:20 AM |
ncg1983 | $25.00 | 9/20/2011 7:56:51 AM |
the-swashbuckler | $65.00 | 9/20/2011 8:15:30 AM |
mjjjrj | $26.00 | 9/20/2011 9:32:52 AM |
dblakels | $25.00 | 9/20/2011 9:44:24 AM |
mason13a | $50.00 | 9/20/2011 3:44:12 PM |
UCSBGAUCHOS | $30.00 | 9/20/2011 2:00:09 PM |
Schwamie | $26.58 | 9/20/2011 5:20:50 PM |
oplender | $25.00 | 9/11/2011 12:31:58 PM |
nickel-ferret | $50.00 | 9/11/2011 12:18:12 PM |
prodigy3 | $100.00 | 9/12/2011 9:30:09 AM |
top-epic-community | $100.00 | 9/12/2011 10:10:22 AM |
finance_mba | $25.00 | 9/12/2011 10:59:33 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:13 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:27 PM |
jst1 | $250.00 | 9/12/2011 4:30:10 PM |
BxRealtor | $25.00 | 9/13/2011 4:04:57 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:25 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:41 PM |
goose026 | $25.00 | 9/15/2011 6:52:32 AM |
Clambake | $50.00 | 9/15/2011 11:36:13 AM |
Sneezie | $100.00 | 9/15/2011 12:21:37 PM |
radforj22 | $25.00 | 9/15/2011 2:05:39 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:24 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:34 AM |
twjh | $25.00 | 9/16/2011 3:49:48 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:13 AM |
reward-system | $25.00 | 9/16/2011 9:02:07 AM |
gojackgo | $50.00 | 9/16/2011 12:01:12 PM |
american6 | $100.00 | 9/16/2011 4:28:35 PM |
WeshaTheLeopard | $25.00 | 9/16/2011 5:43:55 PM |
kulender | $100.00 | 9/17/2011 6:21:07 AM |
mad-scientist0 | $50.00 | 9/17/2011 1:14:40 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:37:27 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:09 PM |
heerzaquestion | $25.00 | 9/18/2011 6:12:25 AM |
brginhuntr | $28.06 | 9/18/2011 7:47:14 AM |
SafeSaxa | $34.18 | 9/18/2011 9:03:10 AM |
Ocean713 | $75.00 | 9/18/2011 11:23:40 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:56 PM |
eldorado71 | $25.00 | 9/19/2011 6:40:27 AM |
jsnryn | $32.00 | 9/19/2011 7:19:34 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:52 AM |
Spkthewrd3 | $25.00 | 9/19/2011 9:09:13 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:31 PM |
mtquan | $25.00 | 9/19/2011 2:24:55 PM |
heroic-vigilance1 | $25.00 | 9/19/2011 7:30:51 PM |
radiant-cash0 | $40.00 | 9/20/2011 2:23:51 AM |
skuba | $50.00 | 9/20/2011 2:14:18 AM |
bid-arrow9 | $30.00 | 9/20/2011 6:54:16 AM |
diablorulz | $50.00 | 9/20/2011 9:40:44 AM |
Cherrypicker | $40.00 | 9/20/2011 11:50:09 AM |
mcds | $25.00 | 9/20/2011 12:54:00 PM |
RankPaid | $25.00 | 9/20/2011 1:00:41 PM |
agreement-keeper1 | $25.00 | 9/20/2011 2:20:36 PM |
NeketanBank | $25.00 | 9/20/2011 11:49:12 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:51 PM |
pythia | $25.00 | 9/20/2011 3:50:51 PM |
fireboss | $50.00 | 9/20/2011 3:33:13 PM |
KrisKringle | $33.46 | 9/20/2011 4:47:14 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
526369
This series of Notes was issued and sold upon the funding of the borrower loan #53727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $125 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| payout-goose8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/16/2011 9:07:46 AM |
BxRealtor | $25.00 | 9/16/2011 6:25:14 PM |
mennleo | $40.00 | 9/17/2011 9:29:44 AM |
seineil | $50.00 | 9/20/2011 1:52:19 AM |
diablorulz | $50.00 | 9/20/2011 9:41:02 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:48 AM |
jjswanso | $25.00 | 9/21/2011 5:14:46 PM |
Weaverville | $50.00 | 9/21/2011 9:08:28 PM |
1800porsche | $25.00 | 9/22/2011 12:58:50 AM |
nickel-ferret | $50.00 | 9/22/2011 9:09:56 AM |
villagers | $50.00 | 9/22/2011 3:11:31 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:29 PM |
pnace | $25.00 | 9/22/2011 4:56:26 PM |
Brisket_Bob | $48.00 | 9/23/2011 6:50:19 AM |
rcm87 | $100.00 | 9/23/2011 11:12:05 AM |
wlm3012 | $30.00 | 9/23/2011 2:54:39 PM |
wwwUniversal | $25.00 | 9/23/2011 5:20:17 PM |
GCInvestments | $25.00 | 9/23/2011 10:10:21 PM |
ASR3 | $75.00 | 9/24/2011 5:08:41 AM |
enthralling-investment | $25.00 | 9/24/2011 8:46:28 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:18 AM |
escharfer | $25.00 | 9/24/2011 8:52:15 AM |
Thoth_88 | $25.00 | 9/24/2011 9:05:11 AM |
contract-alert7 | $100.00 | 9/24/2011 10:56:16 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:44:55 PM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:18 AM |
life-is-great | $25.00 | 9/24/2011 1:21:17 PM |
Alittleluck | $25.00 | 9/24/2011 1:18:15 PM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:31 AM |
Investor_DP | $100.00 | 9/16/2011 9:06:11 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:32:34 AM |
oplender | $25.00 | 9/16/2011 10:06:46 AM |
roux | $25.00 | 9/16/2011 2:31:04 PM |
responsibility-butterfly | $25.00 | 9/16/2011 3:29:51 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:43 AM |
Dubbs360 | $100.00 | 9/18/2011 1:19:05 AM |
SudianX | $30.00 | 9/19/2011 3:33:29 AM |
marwadi-62 | $25.00 | 9/19/2011 8:13:23 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:08 AM |
pfh | $25.00 | 9/20/2011 8:01:28 AM |
kulender | $100.00 | 9/20/2011 10:46:33 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:08 PM |
ursus | $50.00 | 9/21/2011 5:08:35 PM |
credit-maple5 | $25.00 | 9/22/2011 7:01:18 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:44 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:58 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:11 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:16 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:26 AM |
jkguy1 | $250.00 | 9/23/2011 8:54:13 AM |
salala | $25.00 | 9/23/2011 10:45:26 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:57 PM |
goose026 | $100.00 | 9/24/2011 6:47:48 AM |
irishalaskan | $25.00 | 9/24/2011 12:41:50 PM |
emo13 | $50.00 | 9/24/2011 1:21:21 PM |
ImaPutz | $25.00 | 9/24/2011 4:03:14 PM |
riskreward | $177.00 | 9/24/2011 5:29:13 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
526371
This series of Notes was issued and sold upon the funding of the borrower loan #53761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 24% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,359 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-forthright-moola |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
keydet79
Purpose of loan: Wedding expenses
This loan will be used to...secure reservations for wedding
My financial situation:
I am a good candidate for this loan because...i repay my loans
Monthly net income: $7,600
Monthly expenses: $330
Housing: $1,900
Insurance: $225
Car expenses: $587
Utilities: $140
Phone, cable, internet: $155
Food, entertainment: $350
Clothing, household expenses: $160
Credit cards and other loans: $700
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $26.00 | 9/23/2011 2:06:08 PM |
Gibbyland | $100.00 | 9/25/2011 4:48:02 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:44 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:05 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:28 PM |
Whipster | $80.00 | 9/14/2011 7:22:45 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:47 PM |
mennleo | $30.00 | 9/19/2011 12:59:12 PM |
mercuriant | $25.00 | 9/20/2011 4:17:35 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:45 PM |
gold-pudding6 | $50.00 | 9/21/2011 5:48:32 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:56 PM |
orange-coin-walnut | $50.00 | 9/22/2011 4:54:56 AM |
Top_Gun_Lender | $26.00 | 9/22/2011 12:19:25 AM |
wonder3 | $40.00 | 9/22/2011 10:06:25 AM |
payout-achievement | $50.00 | 9/22/2011 10:22:33 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:49 AM |
valiant-pound8 | $60.00 | 9/22/2011 1:59:09 PM |
proper-loot3 | $29.00 | 9/22/2011 5:19:23 PM |
Pitufo | $25.00 | 9/22/2011 6:00:34 PM |
vutah | $25.00 | 9/22/2011 6:54:27 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:39 PM |
gold-cluster | $50.00 | 9/22/2011 7:37:52 PM |
fighter122 | $25.00 | 9/22/2011 9:16:47 PM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:20 AM |
enchanted-truth264 | $25.00 | 9/23/2011 7:03:51 AM |
ready-vigilance3 | $100.00 | 9/23/2011 7:56:06 AM |
worth-shower8 | $100.00 | 9/23/2011 8:38:49 AM |
income-rocker2 | $84.81 | 9/23/2011 9:54:25 AM |
desertoasis | $25.00 | 9/23/2011 10:02:24 AM |
mrack | $25.00 | 9/23/2011 10:17:00 AM |
rcm87 | $100.00 | 9/23/2011 11:13:38 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:57 AM |
stock106 | $25.00 | 9/23/2011 11:32:02 AM |
EarlyRiser | $187.00 | 9/23/2011 12:22:17 PM |
Wellman | $50.00 | 9/23/2011 4:29:34 PM |
bid-stockpiler1 | $25.00 | 9/23/2011 4:01:00 PM |
Investor_DP | $100.00 | 9/23/2011 5:07:10 PM |
thelovebug | $100.00 | 9/23/2011 5:19:56 PM |
robocop | $25.00 | 9/23/2011 5:31:27 PM |
monster4 | $50.00 | 9/23/2011 7:35:52 PM |
ASR3 | $75.00 | 9/24/2011 5:08:34 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:34 AM |
leverage-monger | $25.00 | 9/24/2011 10:42:27 AM |
cordial-affluence2 | $25.00 | 9/24/2011 12:52:46 PM |
willinvest | $25.00 | 9/24/2011 6:36:19 PM |
timmsc | $25.00 | 9/24/2011 10:27:38 PM |
LoanDMC | $25.00 | 9/25/2011 9:05:31 AM |
antlr | $25.00 | 9/25/2011 1:59:05 PM |
cyberie21 | $25.00 | 9/25/2011 6:27:43 PM |
a-responsible-return | $50.00 | 9/25/2011 4:53:24 PM |
aasx1108 | $25.00 | 9/25/2011 6:23:27 PM |
mindful-deal289 | $25.00 | 9/25/2011 9:01:38 PM |
bold-meteoric-justice | $85.00 | 9/25/2011 9:59:46 PM |
suges | $55.20 | 9/25/2011 7:22:21 PM |
itsmaj | $25.00 | 9/25/2011 8:00:30 PM |
first-liberty-duckling | $25.00 | 9/25/2011 8:28:03 PM |
top-unflappable-economy | $25.00 | 9/25/2011 10:38:13 PM |
coin-sonnet | $100.00 | 9/26/2011 12:35:54 AM |
well-mannered-truth3 | $25.00 | 9/14/2011 4:48:08 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:41 PM |
fusbarro | $75.00 | 9/15/2011 11:40:57 AM |
papaloha | $25.00 | 9/16/2011 8:56:27 AM |
kulender | $100.00 | 9/17/2011 6:15:47 AM |
britgsb | $25.00 | 9/17/2011 9:13:01 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:43 AM |
red-power-pecan | $50.00 | 9/20/2011 8:52:27 AM |
DiligentiaLLC | $100.00 | 9/20/2011 10:26:00 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:31 AM |
daniel5075 | $25.00 | 9/21/2011 12:51:40 PM |
handshake5 | $100.00 | 9/21/2011 5:09:44 PM |
ursus | $50.00 | 9/21/2011 5:08:23 PM |
tech310 | $50.00 | 9/21/2011 6:06:38 PM |
diverse-benjamins | $25.00 | 9/21/2011 6:22:57 PM |
Weaverville | $25.00 | 9/21/2011 9:09:04 PM |
giftgold | $25.00 | 9/21/2011 10:16:01 PM |
open-dough6 | $25.00 | 9/22/2011 7:24:47 AM |
GElender | $25.00 | 9/22/2011 6:26:04 AM |
five-star-justice | $25.00 | 9/22/2011 8:22:18 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:06 AM |
Mariner3605 | $25.00 | 9/22/2011 9:12:04 AM |
stepatatime-together | $100.00 | 9/22/2011 9:18:20 AM |
enriched-truth | $25.00 | 9/22/2011 9:03:24 AM |
finance-prescription | $32.00 | 9/22/2011 9:10:09 AM |
Badgworth | $100.00 | 9/22/2011 12:14:22 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:47 PM |
evnagelist | $50.00 | 9/22/2011 4:39:56 PM |
DreDub | $50.00 | 9/22/2011 4:55:26 PM |
tranquil-ore4 | $25.00 | 9/22/2011 4:38:27 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:51 PM |
suave-dime6 | $25.00 | 9/22/2011 6:07:18 PM |
competent-p2p | $25.00 | 9/22/2011 6:10:19 PM |
Maetryx | $25.00 | 9/22/2011 8:43:37 PM |
LendingPimp | $100.00 | 9/22/2011 11:17:32 PM |
treasure-hunter270 | $25.00 | 9/23/2011 7:23:07 AM |
first-dinero-igloo | $25.00 | 9/23/2011 7:45:16 AM |
frogperson | $200.00 | 9/23/2011 7:59:18 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:51 AM |
wwwUniversal | $25.00 | 9/23/2011 9:17:00 AM |
minddoc | $25.00 | 9/23/2011 9:14:43 AM |
wampum-optimization | $25.00 | 9/23/2011 9:23:51 AM |
rockhound84 | $33.00 | 9/23/2011 9:28:54 AM |
golffish2 | $25.00 | 9/23/2011 9:58:33 AM |
mg6619 | $25.00 | 9/23/2011 11:26:35 AM |
finance-amusement4 | $100.00 | 9/23/2011 2:45:25 PM |
jjswanso | $25.00 | 9/23/2011 3:33:56 PM |
wise-unique-market | $150.00 | 9/23/2011 4:36:34 PM |
FriendInSeattle | $100.00 | 9/23/2011 7:25:22 PM |
exciting-fairness | $200.00 | 9/24/2011 4:53:30 AM |
golffish2 | $25.00 | 9/24/2011 7:13:18 AM |
irrelevant | $25.00 | 9/24/2011 6:05:07 AM |
escharfer | $25.00 | 9/24/2011 8:52:12 AM |
life-is-great | $25.00 | 9/24/2011 1:21:15 PM |
pious-benjamins1 | $25.00 | 9/24/2011 7:27:05 PM |
awe-inspiring-basis | $39.27 | 9/24/2011 7:56:57 PM |
handy-justice | $100.00 | 9/24/2011 7:38:48 PM |
Kaj | $30.00 | 9/25/2011 3:52:54 AM |
Kyileo | $25.00 | 9/25/2011 8:58:05 AM |
SpoonerPhan | $50.00 | 9/25/2011 11:16:15 AM |
loss-of-control | $75.00 | 9/25/2011 10:10:26 AM |
rate-sceptre | $25.00 | 9/25/2011 10:46:07 AM |
leverage-monger | $25.00 | 9/25/2011 2:05:31 PM |
a-helping-hand | $500.00 | 9/25/2011 2:51:44 PM |
speedy-point | $25.00 | 9/25/2011 2:15:01 PM |
worldly-gold | $75.00 | 9/25/2011 7:22:10 PM |
Greenbak | $25.00 | 9/25/2011 4:58:16 PM |
drg6289 | $25.00 | 9/25/2011 8:29:40 PM |
87Marc | $25.00 | 9/25/2011 9:02:54 PM |
alphaseek | $103.72 | 9/26/2011 5:07:27 AM |
129 Investments
|
Borrower Payment Dependent Notes Series
526399
This series of Notes was issued and sold upon the funding of the borrower loan #53800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-11-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 40% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,330 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MissDaisy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
640-659
(Jul-2006)
|
Principal balance:
| $1,686.58 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
All for One and One for All
Purpose of loan:Debt Consolidation
This loan will be used to create one payment for all my monthly credit card bills. It seems I accidentally forget to pay one bill every month. No more late fees or default interest rates triggered due to my oversight.
My financial situation: Very comfortable
I am a good candidate for this loan because after all my expenses are paid I still have a $1500 surplus.
Monthly net income: $5385.11
Monthly expenses: $
Housing: $1465.00
Insurance: $544.00
Car expenses: $575.00
Utilities: $100.00
Phone, cable, internet: $270.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $590.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $62.00 | 9/11/2011 12:09:11 PM |
worthy-bid8 | $50.00 | 9/11/2011 12:11:41 PM |
nickel-ferret | $50.00 | 9/11/2011 12:18:13 PM |
well-mannered-income3 | $25.00 | 9/11/2011 2:34:31 PM |
thankful-nickel2 | $25.00 | 9/11/2011 7:03:57 PM |
MoneyForNothing | $41.29 | 9/11/2011 12:09:24 PM |
JustMee | $25.00 | 9/11/2011 2:25:09 PM |
DHolly | $25.00 | 9/11/2011 12:45:50 PM |
vigorous-market5 | $200.00 | 9/11/2011 3:32:13 PM |
bullish2bearish | $25.00 | 9/11/2011 3:53:25 PM |
liberty-magnate | $25.00 | 9/11/2011 11:01:42 PM |
Mikale360 | $25.00 | 9/12/2011 2:38:03 AM |
AF-Chief | $100.00 | 9/12/2011 7:29:20 AM |
ASR3 | $35.00 | 9/12/2011 6:30:34 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:30 AM |
life-is-great | $25.00 | 9/12/2011 6:59:29 AM |
britgsb | $50.00 | 9/12/2011 8:04:06 AM |
escharfer | $25.00 | 9/12/2011 7:50:26 AM |
The_Phantom | $25.00 | 9/12/2011 10:02:39 AM |
handshake5 | $100.00 | 9/12/2011 9:17:47 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:09 AM |
listing-vista | $50.00 | 9/12/2011 11:12:49 AM |
smart-gain | $50.00 | 9/12/2011 11:18:55 AM |
oldmora | $50.00 | 9/12/2011 10:32:27 AM |
diversification-viking | $25.00 | 9/12/2011 10:41:14 AM |
larslfe | $100.00 | 9/12/2011 10:49:17 AM |
ThatDanGuy | $50.00 | 9/12/2011 11:07:19 AM |
glroark | $50.00 | 9/12/2011 11:42:18 AM |
herbyman | $50.00 | 9/12/2011 11:52:31 AM |
rogue_monster | $25.00 | 9/12/2011 2:18:11 PM |
rss197 | $25.00 | 9/12/2011 2:22:45 PM |
silver-wonder278 | $25.00 | 9/12/2011 2:33:15 PM |
FinanceEngine | $50.00 | 9/12/2011 3:02:52 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:29 PM |
brw | $25.00 | 9/12/2011 4:34:50 PM |
hopethisworks | $50.00 | 9/12/2011 3:26:51 PM |
ideal-platinum1 | $25.00 | 9/12/2011 3:55:36 PM |
ah-long | $25.00 | 9/12/2011 11:08:14 PM |
jkeller4000 | $25.00 | 9/13/2011 4:15:58 AM |
calbertrand | $25.00 | 9/13/2011 4:47:15 AM |
monster4 | $50.00 | 9/13/2011 5:03:29 AM |
Whipster | $60.00 | 9/13/2011 5:16:16 AM |
Rogelio48 | $25.00 | 9/13/2011 6:47:20 AM |
graceful-investment | $180.80 | 9/13/2011 7:06:40 AM |
social-hunter5 | $25.00 | 9/13/2011 6:49:12 AM |
impeccable-note0 | $25.00 | 9/13/2011 7:21:28 AM |
musegaze | $75.00 | 9/13/2011 7:28:34 AM |
miked8303 | $25.00 | 9/13/2011 7:22:46 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:46 AM |
shawnw2 | $75.00 | 9/13/2011 8:59:28 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:18 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:03 AM |
asset-equilibrium0 | $25.00 | 9/13/2011 10:03:51 AM |
gristle | $50.00 | 9/13/2011 10:20:21 AM |
money-banker867 | $25.00 | 9/13/2011 10:51:56 AM |
exchange-upholder0 | $25.00 | 9/13/2011 10:42:38 AM |
wonder3 | $35.00 | 9/13/2011 10:41:06 AM |
brightest-dynamic-liberty | $50.00 | 9/13/2011 11:39:34 AM |
sturdy-openness885 | $25.00 | 9/13/2011 11:09:31 AM |
Caledoni | $25.00 | 9/13/2011 11:58:05 AM |
radforj22 | $25.00 | 9/13/2011 12:05:03 PM |
mlj0671 | $25.00 | 9/13/2011 12:10:13 PM |
TheSwissBanker | $25.00 | 9/13/2011 1:24:55 PM |
ijspence | $25.00 | 9/13/2011 12:56:44 PM |
brightest-organized-balance | $25.00 | 9/13/2011 1:39:44 PM |
113121 | $251.00 | 9/13/2011 1:26:00 PM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:26 PM |
Weaverville | $25.00 | 9/13/2011 3:10:05 PM |
niin | $25.00 | 9/13/2011 3:27:57 PM |
AndChicksforFree | $41.28 | 9/13/2011 3:35:37 PM |
ursus | $50.00 | 9/13/2011 4:25:16 PM |
personal-lender | $25.00 | 9/13/2011 4:30:18 PM |
genius520 | $50.00 | 9/13/2011 4:26:07 PM |
Investoman | $75.00 | 9/13/2011 4:32:30 PM |
finance-prescription | $100.00 | 9/13/2011 4:29:05 PM |
ndhookman | $50.00 | 9/13/2011 4:51:50 PM |
contract-student2 | $50.00 | 9/13/2011 6:42:25 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:15 PM |
houli123 | $100.00 | 9/13/2011 7:48:22 PM |
awesome-yield7 | $43.73 | 9/13/2011 8:32:01 PM |
Wilvara | $25.00 | 9/13/2011 8:34:57 PM |
350DGRZ | $25.00 | 9/13/2011 10:53:08 PM |
IIP77 | $25.00 | 9/13/2011 11:19:52 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:55 AM |
vinayganti | $50.00 | 9/14/2011 6:24:39 AM |
nickel-position | $25.00 | 9/14/2011 11:19:49 AM |
ommcd | $25.00 | 9/14/2011 12:10:40 PM |
Cashman10 | $100.00 | 9/14/2011 1:13:46 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:39 PM |
zeelender | $25.00 | 9/14/2011 2:05:28 PM |
zebra7 | $70.00 | 9/14/2011 1:56:14 PM |
Ubiquinone | $40.00 | 9/14/2011 2:17:31 PM |
marketologist327 | $25.00 | 9/14/2011 2:22:54 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:31 PM |
yield-trader | $25.00 | 9/14/2011 3:18:13 PM |
mpatrick | $75.00 | 9/14/2011 3:18:26 PM |
promise2 | $100.00 | 9/14/2011 3:29:39 PM |
nickel-hickory | $100.00 | 9/14/2011 3:34:03 PM |
thomas16882004 | $25.00 | 9/14/2011 3:39:41 PM |
peaceful-wealth0 | $50.00 | 9/14/2011 3:58:36 PM |
Madmigel | $31.50 | 9/14/2011 4:32:04 PM |
a-resplendent-commitment | $60.00 | 9/14/2011 4:28:45 PM |
Jerrys1951 | $26.48 | 9/14/2011 5:05:23 PM |
platinum-cargo | $50.00 | 9/14/2011 5:15:52 PM |
vtrentster | $25.00 | 9/14/2011 5:29:26 PM |
money-bauble | $200.00 | 9/14/2011 5:43:59 PM |
studious-bonus7 | $77.00 | 9/14/2011 5:44:58 PM |
financial-frenzy | $50.00 | 9/14/2011 6:18:53 PM |
Leshan | $125.00 | 9/14/2011 6:17:17 PM |
suave-dime6 | $25.00 | 9/14/2011 6:23:59 PM |
LittleMingo | $30.00 | 9/14/2011 6:34:10 PM |
Ducatiman1978 | $25.00 | 9/14/2011 6:52:49 PM |
E2BGR8 | $25.00 | 9/14/2011 8:07:53 PM |
suges | $175.18 | 9/14/2011 8:14:35 PM |
unconquerable-cash | $37.00 | 9/14/2011 8:32:58 PM |
SkyLoan | $25.00 | 9/14/2011 9:19:17 PM |
nickel-hickory | $100.00 | 9/14/2011 9:37:11 PM |
nickel-hickory | $100.00 | 9/14/2011 9:37:05 PM |
JustMee | $25.00 | 9/14/2011 9:42:48 PM |
transparent-wealth6 | $25.00 | 9/15/2011 12:44:04 AM |
Moe87 | $26.31 | 9/15/2011 3:10:23 AM |
jim95762 | $100.00 | 9/14/2011 11:07:12 PM |
economy-coup | $100.00 | 9/14/2011 11:38:31 PM |
pythia | $25.00 | 9/15/2011 4:09:28 AM |
saraven01 | $91.13 | 9/15/2011 2:32:27 AM |
icanhasloanz | $200.00 | 9/15/2011 5:18:12 AM |
B2152 | $25.00 | 9/15/2011 5:34:08 AM |
payment-pursuit3 | $25.00 | 9/15/2011 3:56:19 AM |
steiglends | $100.00 | 9/15/2011 5:35:28 AM |
natural-interest7 | $25.00 | 9/15/2011 5:56:24 AM |
Rdodson11 | $25.00 | 9/15/2011 6:04:45 AM |
finance-solo | $31.97 | 9/15/2011 5:35:57 AM |
authentic-liberty7 | $25.00 | 9/15/2011 6:37:15 AM |
jypsum | $50.00 | 9/15/2011 6:50:18 AM |
auction-seeker4 | $25.00 | 9/15/2011 7:30:20 AM |
inventive-exchange | $25.00 | 9/15/2011 7:48:35 AM |
Maggie3 | $25.00 | 9/15/2011 8:20:26 AM |
duty-admiral | $50.00 | 9/15/2011 8:29:04 AM |
dubois31 | $25.00 | 9/15/2011 7:39:48 AM |
terrific-peace8 | $25.00 | 9/15/2011 8:55:21 AM |
Skeptical-one | $45.00 | 9/15/2011 8:54:19 AM |
octoberfresh | $25.00 | 9/15/2011 8:13:38 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:37 AM |
transparency-baton | $50.00 | 9/15/2011 9:36:53 AM |
red-luminous-gain | $25.00 | 9/15/2011 10:21:36 AM |
YosemiteSam | $25.00 | 9/15/2011 10:17:01 AM |
newfoundation | $25.00 | 9/15/2011 12:10:32 PM |
888GoldIngots | $27.75 | 9/15/2011 12:45:05 PM |
The-CAPS-fan | $25.00 | 9/15/2011 12:49:44 PM |
neutrino6 | $25.00 | 9/15/2011 1:07:10 PM |
Breezoid | $50.00 | 9/15/2011 2:19:28 PM |
shrewd-income | $200.00 | 9/15/2011 2:42:07 PM |
Astyanax | $125.00 | 9/15/2011 2:53:09 PM |
tearsnstone | $25.00 | 9/15/2011 2:43:11 PM |
gothampark | $25.00 | 9/15/2011 3:05:09 PM |
Islandgal | $25.08 | 9/15/2011 4:01:14 PM |
master648 | $65.00 | 9/15/2011 3:54:41 PM |
mikeandcat | $100.00 | 9/15/2011 4:03:40 PM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:49 PM |
unflappable-balance5 | $50.00 | 9/15/2011 4:18:00 PM |
athletesfootkb | $24.74 | 9/15/2011 4:28:23 PM |
castlwizz | $47.21 | 9/15/2011 3:59:25 PM |
dedicated-hope640 | $25.00 | 9/15/2011 4:15:42 PM |
genuine-integrity0 | $25.00 | 9/11/2011 12:12:51 PM |
kind-credit-bear | $25.15 | 9/11/2011 2:54:11 PM |
Bank_Of_XL | $25.00 | 9/11/2011 3:58:27 PM |
worldly-investment333 | $50.00 | 9/11/2011 1:02:40 PM |
1stBankAndHal | $25.05 | 9/11/2011 2:07:10 PM |
mtquan | $25.00 | 9/12/2011 2:17:16 AM |
janeybooboo | $104.76 | 9/11/2011 12:45:00 PM |
atlas-shrugged | $200.00 | 9/11/2011 1:46:52 PM |
vibraphone3 | $25.00 | 9/12/2011 4:35:17 AM |
investment-artist | $26.01 | 9/11/2011 6:55:51 PM |
Gabriel02 | $25.00 | 9/12/2011 5:46:44 AM |
ukstevenhawaii | $50.00 | 9/12/2011 4:28:36 AM |
DoctorJoe | $25.00 | 9/12/2011 5:15:13 AM |
Greenbak | $25.00 | 9/12/2011 5:25:26 AM |
return-seeker85 | $50.00 | 9/12/2011 5:56:30 AM |
birddogsb | $50.00 | 9/12/2011 6:01:58 AM |
graceful-investment | $72.30 | 9/12/2011 6:11:43 AM |
BxRealtor | $25.00 | 9/12/2011 6:34:07 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:52 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:56 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:10 AM |
OldManP | $50.00 | 9/12/2011 10:48:15 AM |
oldguybiker | $25.00 | 9/12/2011 10:21:04 AM |
silver-fuse | $25.00 | 9/12/2011 10:36:37 AM |
SpoonerPhan | $25.00 | 9/12/2011 10:41:35 AM |
treasure-trader | $25.00 | 9/12/2011 11:38:48 AM |
giftgold | $25.00 | 9/12/2011 1:38:28 PM |
ultimate-payment | $25.00 | 9/12/2011 12:57:24 PM |
sgf | $25.00 | 9/12/2011 1:02:46 PM |
ready-interest9 | $25.00 | 9/12/2011 3:31:43 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:10 PM |
credit-meteor7 | $100.00 | 9/12/2011 1:50:24 PM |
mighty-value | $25.00 | 9/12/2011 4:46:05 PM |
order-gondola | $25.00 | 9/12/2011 2:48:23 PM |
Sixmil | $50.00 | 9/12/2011 3:13:56 PM |
Sibelius2 | $25.00 | 9/12/2011 4:35:59 PM |
asmithj | $25.00 | 9/12/2011 10:41:58 PM |
optionscashflow | $25.95 | 9/12/2011 11:46:59 PM |
coin-sonnet | $100.00 | 9/13/2011 1:13:26 AM |
Xillin | $25.00 | 9/13/2011 4:26:34 AM |
emosspot | $25.00 | 9/13/2011 4:46:29 AM |
mykeystoy | $25.00 | 9/13/2011 5:27:18 AM |
loanman2007 | $100.00 | 9/13/2011 5:26:36 AM |
Sturgee | $25.00 | 9/13/2011 5:37:32 AM |
treasure-bliss | $25.00 | 9/13/2011 6:09:15 AM |
orange-preeminant-bill | $25.00 | 9/13/2011 6:23:10 AM |
shmb6508 | $50.00 | 9/13/2011 7:27:55 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:23 AM |
Bob450 | $30.00 | 9/13/2011 8:19:52 AM |
gjm6d | $25.00 | 9/13/2011 9:09:54 AM |
SimpleChoice | $25.00 | 9/13/2011 9:42:27 AM |
ingenious-truth0 | $50.00 | 9/13/2011 10:18:43 AM |
melodious-fairness | $25.00 | 9/13/2011 11:15:12 AM |
texrob20 | $25.00 | 9/13/2011 11:29:40 AM |
marketplace-buckeye | $50.00 | 9/13/2011 11:49:42 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:06 PM |
Sealion | $50.00 | 9/13/2011 12:45:54 PM |
the-profit-oracle | $25.00 | 9/13/2011 3:12:49 PM |
listing-drummer | $35.00 | 9/13/2011 3:40:33 PM |
MadHun | $200.00 | 9/13/2011 4:28:17 PM |
hostbank | $83.00 | 9/13/2011 4:24:25 PM |
successful-agreement7 | $76.00 | 9/13/2011 4:31:09 PM |
marketplace-hut9 | $25.00 | 9/13/2011 4:31:22 PM |
twjh | $25.00 | 9/13/2011 4:48:03 PM |
economy-molecule3 | $500.00 | 9/13/2011 4:34:42 PM |
bonus-fanatic5 | $25.00 | 9/13/2011 5:02:42 PM |
janeybooboo | $45.24 | 9/13/2011 5:44:08 PM |
loss-of-control | $100.00 | 9/13/2011 7:14:58 PM |
RKLFinancial | $25.00 | 9/13/2011 8:22:14 PM |
leverage-jalapeno | $50.00 | 9/13/2011 10:53:17 PM |
justinology | $50.00 | 9/13/2011 10:56:57 PM |
supreme-hope | $25.00 | 9/14/2011 3:44:17 AM |
wyogirllender | $25.00 | 9/14/2011 8:44:37 AM |
helpinghand63 | $25.00 | 9/14/2011 9:23:22 AM |
williemc44 | $25.00 | 9/14/2011 11:09:07 AM |
equitable-capital758 | $250.00 | 9/14/2011 12:38:18 PM |
extraordinary-interest1 | $50.00 | 9/14/2011 12:54:19 PM |
moola-monger9 | $50.00 | 9/14/2011 2:04:24 PM |
FASTIZIO_P | $25.00 | 9/14/2011 2:34:06 PM |
the-silver-blaster | $50.00 | 9/14/2011 3:33:23 PM |
nickel-hickory | $100.00 | 9/14/2011 3:33:57 PM |
klinebarger | $25.00 | 9/14/2011 4:12:42 PM |
serene-integrity4 | $25.00 | 9/14/2011 4:42:07 PM |
proud-gold9 | $25.00 | 9/14/2011 4:46:21 PM |
courteous-platinum7 | $25.00 | 9/14/2011 4:46:21 PM |
Rip128 | $50.00 | 9/14/2011 5:24:38 PM |
spark548 | $50.00 | 9/14/2011 5:36:12 PM |
Kaj | $30.00 | 9/14/2011 5:37:01 PM |
87Marc | $25.00 | 9/14/2011 5:56:38 PM |
kayakbleu | $27.92 | 9/14/2011 6:12:34 PM |
compsciman | $25.00 | 9/14/2011 6:23:31 PM |
FoosMaster | $35.00 | 9/14/2011 6:45:30 PM |
best-phenomenal-treasure | $25.00 | 9/14/2011 7:28:05 PM |
intrepid-loot | $25.00 | 9/14/2011 7:33:49 PM |
atlas100 | $50.00 | 9/14/2011 9:00:54 PM |
pious-benjamins1 | $54.20 | 9/14/2011 8:34:13 PM |
nickel-hickory | $100.00 | 9/14/2011 9:36:57 PM |
Feyenoord | $25.00 | 9/14/2011 9:40:11 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:05:23 PM |
mindful-deal289 | $50.00 | 9/14/2011 9:12:19 PM |
jstefans | $25.00 | 9/14/2011 10:29:00 PM |
Rick21 | $25.00 | 9/14/2011 10:45:01 PM |
calbertrand | $25.00 | 9/14/2011 9:56:06 PM |
professional-integrity | $25.00 | 9/15/2011 1:02:36 AM |
grnii78 | $120.75 | 9/15/2011 1:37:55 AM |
orderandprogress | $65.00 | 9/14/2011 10:26:51 PM |
rockhound84 | $30.00 | 9/15/2011 5:39:49 AM |
RayEarth | $25.00 | 9/15/2011 5:49:41 AM |
tylerfd | $25.00 | 9/15/2011 6:35:08 AM |
goodhearted-gold3 | $25.00 | 9/15/2011 5:48:05 AM |
dinero-speaker | $25.00 | 9/15/2011 6:36:45 AM |
irrelevant | $25.00 | 9/15/2011 6:05:07 AM |
vegibenz | $25.00 | 9/15/2011 8:01:54 AM |
nimble-affluence4 | $25.00 | 9/15/2011 8:17:27 AM |
goffmt | $46.93 | 9/15/2011 8:51:46 AM |
preeminant-moola6 | $25.00 | 9/15/2011 9:02:00 AM |
lasalle123 | $100.00 | 9/15/2011 8:32:32 AM |
moola-man | $25.00 | 9/15/2011 8:34:05 AM |
top-unflappable-economy | $25.00 | 9/15/2011 8:54:49 AM |
loanman2007 | $100.00 | 9/15/2011 9:42:35 AM |
sgt-schultz | $25.00 | 9/15/2011 10:24:24 AM |
interest-splendor | $50.00 | 9/15/2011 11:37:22 AM |
finance-admirer614 | $54.00 | 9/15/2011 12:09:01 PM |
samo102us | $25.00 | 9/15/2011 12:23:56 PM |
jibe-set | $50.00 | 9/15/2011 12:20:35 PM |
payout-alien6 | $25.00 | 9/15/2011 12:30:48 PM |
Bill88 | $25.00 | 9/15/2011 2:06:20 PM |
Making_Money | $100.00 | 9/15/2011 1:05:09 PM |
bstlndlrd207 | $100.00 | 9/15/2011 1:21:40 PM |
investment-tempo | $25.00 | 9/15/2011 2:27:23 PM |
Christophe | $25.00 | 9/15/2011 1:34:40 PM |
green-diverse-kindness | $25.00 | 9/15/2011 2:57:53 PM |
pfh | $25.00 | 9/15/2011 3:31:58 PM |
MrMcduck | $25.00 | 9/15/2011 3:05:35 PM |
Animaldoc | $50.00 | 9/15/2011 3:33:37 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:15 PM |
servantldr | $31.28 | 9/15/2011 4:07:04 PM |
300 Investments
|
Borrower Payment Dependent Notes Series
526445
This series of Notes was issued and sold upon the funding of the borrower loan #53552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,300.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $230.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 52% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $50,222 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-burrito |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter needs a heart transplant
Purpose of loan:
This loan will be used to...
Help my daughter and her family while she is awaiting a new heart
My financial situation:
I am a good candidate for this loan because...
I have a stable, steady job and have an excellent history of paying my bills on time.
Monthly net income: $1800
Monthly expenses: $335
Housing: $300
Insurance: $197
Car expenses: $50
Utilities: $75
Phone, cable, internet: $45
Food, entertainment: $60
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $35
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/12/2011 9:11:32 AM |
kind-credit-bear | $27.00 | 9/13/2011 6:41:54 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:52 AM |
capital-halo1 | $1,000.00 | 9/15/2011 9:27:36 AM |
finance-prescription | $100.00 | 9/15/2011 5:15:42 PM |
dime-sapling | $25.00 | 9/15/2011 6:33:56 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:20 AM |
excellent-wealth6 | $25.00 | 9/16/2011 11:59:17 AM |
Something-Corporate | $25.00 | 9/16/2011 3:06:31 PM |
peso-tostada | $25.00 | 9/16/2011 4:17:24 PM |
finance-mushroom | $100.00 | 9/16/2011 5:09:38 PM |
liberty-point | $50.00 | 9/16/2011 8:03:06 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:10 PM |
mennleo | $25.00 | 9/17/2011 8:21:37 AM |
BBL | $25.00 | 9/17/2011 9:39:05 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:08 AM |
wampum-reformer1 | $25.00 | 9/17/2011 12:02:56 PM |
refined-return922 | $25.00 | 9/17/2011 1:06:58 PM |
12Knocksinna | $27.00 | 9/17/2011 1:59:08 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:30:26 PM |
hopeful-silver5 | $25.00 | 9/17/2011 3:47:01 PM |
Lubava | $25.00 | 9/17/2011 5:21:46 PM |
goodhearted-generosity511 | $25.00 | 9/17/2011 9:05:02 PM |
JPMorrisLegacyFund | $675.99 | 9/17/2011 11:34:12 PM |
diversification-renaissance3 | $25.00 | 9/18/2011 2:02:06 PM |
high_flyer | $50.00 | 9/18/2011 9:12:24 PM |
thelovebug | $100.00 | 9/19/2011 7:44:34 AM |
peace-birdie | $100.00 | 9/19/2011 5:53:41 PM |
heaven75 | $50.00 | 9/19/2011 9:19:32 PM |
worthy-bid4 | $50.00 | 9/20/2011 7:20:31 AM |
jes5199 | $28.10 | 9/20/2011 9:45:17 AM |
gold-cluster | $50.00 | 9/20/2011 7:46:29 PM |
dragster442 | $50.00 | 9/20/2011 7:21:07 PM |
CACO_Lender | $25.00 | 9/21/2011 9:10:30 AM |
JBG | $25.00 | 9/21/2011 12:10:42 PM |
Bob450 | $25.00 | 9/21/2011 1:13:58 PM |
ammasv | $35.00 | 9/21/2011 1:14:56 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:46 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:06 AM |
handy-justice | $100.00 | 9/15/2011 2:22:58 PM |
handshake5 | $100.00 | 9/15/2011 5:15:18 PM |
stepatatime-together | $100.00 | 9/15/2011 5:24:11 PM |
frclmym | $25.00 | 9/15/2011 6:00:51 PM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:26 AM |
nodebt2012 | $25.00 | 9/16/2011 2:18:55 PM |
danf2201 | $50.00 | 9/16/2011 8:05:52 PM |
DreDub | $50.00 | 9/17/2011 2:21:40 AM |
kulender | $50.00 | 9/17/2011 6:16:47 AM |
valiant-pound8 | $70.00 | 9/17/2011 7:26:06 AM |
restless-dime | $100.00 | 9/17/2011 8:40:53 AM |
shawnw2 | $80.00 | 9/17/2011 9:01:32 AM |
jutdon84 | $250.00 | 9/17/2011 12:41:58 PM |
dritter | $29.80 | 9/17/2011 2:18:49 PM |
Ellendra | $25.14 | 9/17/2011 3:05:20 PM |
green-trade-dolphin | $25.00 | 9/17/2011 6:12:03 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:37 PM |
icanhasloanz | $25.00 | 9/18/2011 4:08:21 AM |
debt-force | $25.00 | 9/18/2011 5:10:08 AM |
RebuildingAmerica | $25.00 | 9/18/2011 9:23:57 AM |
the-enthralling-coin | $25.00 | 9/18/2011 8:10:52 AM |
Zingaro | $25.00 | 9/18/2011 11:24:21 PM |
kingbob | $25.00 | 9/19/2011 10:31:36 AM |
green28 | $100.00 | 9/19/2011 10:41:21 AM |
worldly-gold | $50.00 | 9/19/2011 4:56:57 PM |
irrelevant | $25.00 | 9/19/2011 7:05:20 PM |
pfh | $25.00 | 9/20/2011 7:45:02 AM |
zydeco337 | $30.00 | 9/20/2011 7:49:04 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:22 AM |
GElender | $25.00 | 9/21/2011 5:33:02 AM |
realtormoises | $25.00 | 9/21/2011 5:44:22 AM |
bsh297 | $25.31 | 9/21/2011 6:08:49 AM |
heroic-compassion6 | $50.03 | 9/21/2011 9:02:10 AM |
bid-lightning9 | $30.00 | 9/21/2011 9:19:40 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:34 PM |
compassionate-asset8 | $25.00 | 9/21/2011 12:00:02 PM |
Located | $91.63 | 9/21/2011 1:18:56 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
526463
This series of Notes was issued and sold upon the funding of the borrower loan #53733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $276.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 2m |
Amount delinquent:
| $62,092 |
Total credit lines:
| 60 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,751 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DCJLW |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2008)
|
Principal balance:
| $379.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidate Baby Maternity Debt
Purpose of loan:
This loan will be used to consolidate the debt we incurred during my recent maternity leave
My financial situation:
I am a good candidate for this loan because this will be the second Prosper loan I have taken - the last one will be paid off in full next month without any late payments
Monthly net income: $20,000
Housing: $5,000
Insurance: $250
Car expenses: $1,000
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $1000
Credit cards and other loans: $2000
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $75.00 | 9/12/2011 9:05:21 AM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:34 AM |
oldguybiker | $25.00 | 9/12/2011 10:21:05 AM |
MoneyForNothing | $39.25 | 9/12/2011 9:26:27 AM |
kind-credit-bear | $25.00 | 9/12/2011 10:01:49 AM |
diversification-viking | $25.00 | 9/12/2011 10:41:15 AM |
ultimate-payment | $25.00 | 9/12/2011 12:57:24 PM |
ThatDanGuy | $50.00 | 9/12/2011 11:07:20 AM |
marwadi-62 | $25.00 | 9/12/2011 12:50:05 PM |
silver-wonder278 | $25.00 | 9/12/2011 2:33:15 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:35 PM |
giftgold | $25.00 | 9/12/2011 1:38:28 PM |
brw | $25.00 | 9/12/2011 4:34:50 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:15 PM |
hopethisworks | $50.00 | 9/12/2011 3:26:51 PM |
ideal-platinum1 | $25.00 | 9/12/2011 3:55:36 PM |
mighty-value | $25.00 | 9/12/2011 4:46:05 PM |
ah-long | $25.00 | 9/12/2011 11:08:14 PM |
five-star-order1 | $50.00 | 9/12/2011 11:29:24 PM |
Moe87 | $25.00 | 9/13/2011 3:38:25 AM |
BxRealtor | $25.00 | 9/13/2011 4:05:02 AM |
DoctorJoe | $25.00 | 9/13/2011 4:27:47 AM |
emosspot | $25.00 | 9/13/2011 4:46:29 AM |
mykeystoy | $25.00 | 9/13/2011 5:28:51 AM |
treasure-bliss | $25.00 | 9/13/2011 6:09:15 AM |
Mikale360 | $25.00 | 9/13/2011 6:48:13 AM |
shmb6508 | $50.00 | 9/13/2011 7:27:56 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:24 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:46 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:19 AM |
SimpleChoice | $25.00 | 9/13/2011 9:42:28 AM |
rzlender | $25.00 | 9/13/2011 9:44:50 AM |
ingenious-truth0 | $50.00 | 9/13/2011 10:18:44 AM |
asset-equilibrium0 | $25.00 | 9/13/2011 10:03:51 AM |
radforj22 | $25.00 | 9/13/2011 12:05:04 PM |
Sealion | $50.00 | 9/13/2011 12:48:10 PM |
AF-Chief | $100.00 | 9/13/2011 1:34:36 PM |
the-profit-oracle | $25.00 | 9/13/2011 3:12:50 PM |
genius520 | $50.00 | 9/13/2011 4:26:07 PM |
finance-prescription | $100.00 | 9/13/2011 4:29:06 PM |
Investoman | $75.00 | 9/13/2011 4:32:30 PM |
marketplace-hut9 | $25.00 | 9/13/2011 4:31:22 PM |
enthusiastic-balance5 | $100.00 | 9/13/2011 6:07:09 PM |
dollar-turtle | $25.00 | 9/13/2011 6:26:40 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:15 PM |
economy-molecule3 | $500.00 | 9/13/2011 7:47:21 PM |
350DGRZ | $25.00 | 9/13/2011 10:53:09 PM |
leverage-jalapeno | $50.00 | 9/13/2011 10:53:17 PM |
life-is-great | $25.00 | 9/14/2011 6:09:49 AM |
chameleon125 | $25.00 | 9/14/2011 7:41:50 AM |
nickel-position | $25.00 | 9/14/2011 11:19:49 AM |
marketologist327 | $25.00 | 9/14/2011 2:22:55 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:31 PM |
yield-trader | $25.00 | 9/14/2011 3:18:14 PM |
peaceful-wealth0 | $50.00 | 9/14/2011 3:59:06 PM |
serene-integrity4 | $25.00 | 9/14/2011 4:42:07 PM |
trumpeter5 | $25.00 | 9/14/2011 5:17:58 PM |
MilitaryLending | $35.02 | 9/14/2011 5:26:35 PM |
Investor_DP | $100.00 | 9/14/2011 5:42:42 PM |
money-bauble | $200.00 | 9/14/2011 5:43:59 PM |
ursus | $50.00 | 9/14/2011 5:45:26 PM |
hostbank | $100.00 | 9/14/2011 5:44:45 PM |
financial-frenzy | $50.00 | 9/14/2011 6:18:53 PM |
Easystreet | $25.00 | 9/14/2011 7:03:41 PM |
Bob450 | $30.00 | 9/14/2011 7:45:53 PM |
IIP77 | $25.00 | 9/14/2011 8:33:33 PM |
nimble-affluence4 | $25.00 | 9/14/2011 10:04:51 PM |
transparent-wealth6 | $25.00 | 9/15/2011 12:44:04 AM |
pythia | $25.00 | 9/15/2011 4:09:10 AM |
natural-interest7 | $25.00 | 9/15/2011 5:56:24 AM |
dinero-speaker | $25.00 | 9/15/2011 6:36:45 AM |
tylerfd | $25.00 | 9/15/2011 6:35:08 AM |
top-unflappable-economy | $25.00 | 9/15/2011 8:54:49 AM |
terrific-peace8 | $25.00 | 9/15/2011 9:07:05 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:38 AM |
helpinghand63 | $25.00 | 9/15/2011 9:31:09 AM |
red-luminous-gain | $25.00 | 9/15/2011 10:21:37 AM |
hillerod | $25.15 | 9/15/2011 11:02:09 AM |
Making_Money | $100.00 | 9/15/2011 1:06:04 PM |
jibe-set | $50.00 | 9/15/2011 12:20:36 PM |
Greenbak | $25.00 | 9/15/2011 2:05:16 PM |
brondero | $138.00 | 9/15/2011 3:41:54 PM |
exchange-triangulation | $41.00 | 9/15/2011 4:29:08 PM |
fairness-drum | $25.00 | 9/15/2011 4:43:13 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:08 PM |
buyrite334 | $25.00 | 9/15/2011 4:34:55 PM |
BGILlender | $25.00 | 9/15/2011 5:08:51 PM |
wdove511 | $25.00 | 9/15/2011 5:11:53 PM |
MoneyForNothing | $36.41 | 9/15/2011 5:25:05 PM |
fuse290 | $35.00 | 9/15/2011 6:21:48 PM |
herbyman | $50.00 | 9/15/2011 6:24:08 PM |
dime-sapling | $25.00 | 9/15/2011 6:27:24 PM |
moola-gargantuan9 | $50.00 | 9/15/2011 6:27:38 PM |
soulwork | $25.00 | 9/15/2011 6:57:00 PM |
fund-widget | $25.00 | 9/15/2011 7:41:42 PM |
Lubava | $100.00 | 9/15/2011 7:56:00 PM |
forthright-trade | $25.00 | 9/15/2011 7:33:23 PM |
paladin847 | $50.00 | 9/15/2011 8:12:50 PM |
WhiteKnightofMountZion | $25.00 | 9/15/2011 8:29:23 PM |
pghtiny | $25.00 | 9/15/2011 8:23:46 PM |
newest-power-banker | $100.00 | 9/15/2011 8:18:33 PM |
top-payout-fixer | $25.00 | 9/15/2011 8:37:10 PM |
contract-student2 | $50.00 | 9/15/2011 8:30:58 PM |
burgeoning-marketplace4 | $31.70 | 9/15/2011 9:02:58 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:44 PM |
new-social-economist | $60.00 | 9/15/2011 10:34:11 PM |
listing-drummer | $50.00 | 9/16/2011 12:37:36 AM |
-------Loaner | $25.00 | 9/16/2011 1:16:53 AM |
chakra | $25.00 | 9/16/2011 5:06:58 AM |
cbivitz | $70.07 | 9/16/2011 5:24:01 AM |
the-bill-gatherer | $25.00 | 9/16/2011 4:27:06 AM |
Rip128 | $75.00 | 9/16/2011 5:16:42 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:12 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:13 AM |
oldmora | $50.00 | 9/12/2011 10:32:27 AM |
silver-fuse | $25.00 | 9/12/2011 10:36:37 AM |
larslfe | $100.00 | 9/12/2011 10:49:18 AM |
listing-vista | $50.00 | 9/12/2011 11:12:49 AM |
glroark | $50.00 | 9/12/2011 11:42:43 AM |
wanna-help | $25.00 | 9/12/2011 12:38:10 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:10 PM |
credit-meteor7 | $100.00 | 9/12/2011 1:50:24 PM |
rogue_monster | $25.00 | 9/12/2011 2:18:11 PM |
rss197 | $25.00 | 9/12/2011 2:22:45 PM |
Sixmil | $28.00 | 9/12/2011 3:13:56 PM |
Sibelius2 | $25.00 | 9/12/2011 4:36:00 PM |
coin-sonnet | $100.00 | 9/13/2011 1:13:27 AM |
Xillin | $25.00 | 9/13/2011 4:26:34 AM |
monster4 | $50.00 | 9/13/2011 5:03:29 AM |
buukyak | $25.00 | 9/13/2011 5:36:32 AM |
AndChicksforFree | $25.00 | 9/13/2011 5:42:08 AM |
orange-preeminant-bill | $25.00 | 9/13/2011 6:23:11 AM |
miked8303 | $25.00 | 9/13/2011 7:22:46 AM |
musegaze | $75.00 | 9/13/2011 7:28:34 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:06 AM |
gristle | $50.00 | 9/13/2011 10:20:21 AM |
the-enterprising-leverage | $50.00 | 9/13/2011 10:19:27 AM |
marketplace-buckeye | $50.00 | 9/13/2011 11:49:42 AM |
melodious-fairness | $25.00 | 9/13/2011 11:15:12 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:07 PM |
brightest-organized-balance | $25.00 | 9/13/2011 1:38:00 PM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:27 PM |
Weaverville | $25.00 | 9/13/2011 3:10:06 PM |
MadHun | $200.00 | 9/13/2011 4:28:17 PM |
handshake5 | $100.00 | 9/13/2011 4:28:34 PM |
personal-lender | $25.00 | 9/13/2011 4:30:19 PM |
bonus-fanatic5 | $25.00 | 9/13/2011 5:02:43 PM |
ndhookman | $50.00 | 9/13/2011 4:51:50 PM |
spiff666 | $25.00 | 9/13/2011 7:55:04 PM |
atlas100 | $50.00 | 9/13/2011 9:40:53 PM |
supreme-hope | $25.00 | 9/14/2011 3:46:08 AM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:55 AM |
vinayganti | $50.00 | 9/14/2011 6:24:40 AM |
williemc44 | $25.00 | 9/14/2011 11:09:08 AM |
extraordinary-interest1 | $50.00 | 9/14/2011 12:54:19 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:39 PM |
zeelender | $25.00 | 9/14/2011 2:05:29 PM |
FASTIZIO_P | $25.00 | 9/14/2011 2:34:06 PM |
the-silver-blaster | $50.00 | 9/14/2011 3:33:23 PM |
Byrd24 | $100.00 | 9/14/2011 4:21:35 PM |
klinebarger | $25.00 | 9/14/2011 4:12:43 PM |
spark548 | $50.00 | 9/14/2011 5:36:12 PM |
Kaj | $30.00 | 9/14/2011 5:37:03 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:48 PM |
suave-dime6 | $25.00 | 9/14/2011 6:24:24 PM |
influential-cash7 | $27.81 | 9/14/2011 7:31:40 PM |
mlj0671 | $25.00 | 9/14/2011 7:46:36 PM |
best-phenomenal-treasure | $25.00 | 9/14/2011 7:28:05 PM |
asmithj | $25.00 | 9/14/2011 10:27:52 PM |
nickel-hickory | $100.00 | 9/14/2011 9:49:18 PM |
payment-pursuit3 | $25.00 | 9/15/2011 3:56:19 AM |
icanhasloanz | $50.00 | 9/15/2011 5:31:17 AM |
steiglends | $100.00 | 9/15/2011 5:35:29 AM |
authentic-liberty7 | $25.00 | 9/15/2011 6:37:15 AM |
jypsum | $50.00 | 9/15/2011 6:50:18 AM |
vegibenz | $25.00 | 9/15/2011 8:01:54 AM |
studious-bonus7 | $100.00 | 9/15/2011 9:26:37 AM |
twjh | $25.00 | 9/15/2011 11:10:38 AM |
Domgabriel | $25.00 | 9/15/2011 11:14:40 AM |
sgt-schultz | $25.00 | 9/15/2011 10:24:57 AM |
samo102us | $25.00 | 9/15/2011 12:23:57 PM |
gothampark | $25.00 | 9/15/2011 3:05:42 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:16 PM |
foxtrot12 | $50.00 | 9/15/2011 4:44:25 PM |
athletesfootkb | $50.00 | 9/15/2011 4:30:11 PM |
Domgabriel | $25.00 | 9/15/2011 4:58:15 PM |
heroic-interest259 | $25.00 | 9/15/2011 4:39:55 PM |
wlm3012 | $30.00 | 9/15/2011 4:41:34 PM |
brightest-organized-balance | $25.00 | 9/15/2011 4:57:50 PM |
grf1945 | $25.00 | 9/15/2011 5:04:11 PM |
compoundinterest | $25.00 | 9/15/2011 5:12:27 PM |
successful-agreement7 | $100.00 | 9/15/2011 5:17:10 PM |
Leshan | $27.59 | 9/15/2011 5:47:03 PM |
ommcd | $25.00 | 9/15/2011 5:49:49 PM |
MilitaryLending | $65.00 | 9/15/2011 6:18:54 PM |
CACO_Lender | $25.00 | 9/15/2011 6:47:03 PM |
coin-investor | $25.00 | 9/15/2011 6:53:09 PM |
irrelevant | $25.00 | 9/15/2011 7:05:14 PM |
MilitaryAV8R | $25.00 | 9/15/2011 7:38:11 PM |
CreativeIdeas | $25.00 | 9/15/2011 8:09:42 PM |
Feyenoord | $25.00 | 9/15/2011 9:48:47 PM |
mwb | $25.00 | 9/15/2011 9:22:21 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:03 PM |
colorado23 | $25.00 | 9/15/2011 9:22:20 PM |
the-discrete-income | $50.00 | 9/15/2011 9:50:11 PM |
consulguru | $400.00 | 9/16/2011 12:25:45 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:21 AM |
Craigopher | $25.00 | 9/16/2011 2:22:53 AM |
discrete-basis1 | $25.00 | 9/16/2011 3:54:46 AM |
deal-contributor8 | $25.00 | 9/16/2011 4:44:21 AM |
cbivitz | $75.00 | 9/16/2011 5:23:33 AM |
211 Investments
|
Borrower Payment Dependent Notes Series
526565
This series of Notes was issued and sold upon the funding of the borrower loan #53788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,229 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-jedi10 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $935-$1000
Housing: $0
Insurance: $100
Car expenses: $700
Utilities: $0
Phone, cable, internet: $125
Food, entertainment: $75
Clothing, household expenses: $35
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-sonnet | $100.00 | 9/13/2011 1:22:49 AM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:24 PM |
handshake5 | $100.00 | 9/15/2011 5:15:19 PM |
stepatatime-together | $100.00 | 9/15/2011 5:24:11 PM |
let_me_retire | $25.00 | 9/15/2011 8:37:52 PM |
Gladglide | $25.00 | 9/15/2011 10:00:43 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:23 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:26 AM |
suave-dime6 | $25.00 | 9/16/2011 6:39:50 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:12 PM |
kulender | $50.00 | 9/17/2011 6:16:48 AM |
finance-mushroom | $91.00 | 9/18/2011 12:09:58 PM |
worth-blanket2 | $6,200.00 | 9/19/2011 9:22:52 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:08 AM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:01 PM |
missing-link | $25.00 | 9/15/2011 7:04:19 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:53 AM |
capital-halo1 | $84.00 | 9/15/2011 9:27:37 AM |
zorg77 | $25.00 | 9/15/2011 4:18:08 PM |
finance-prescription | $100.00 | 9/15/2011 5:15:42 PM |
thomas16882004 | $25.00 | 9/16/2011 3:20:50 PM |
Something-Corporate | $25.00 | 9/16/2011 3:25:48 PM |
BBL | $25.00 | 9/17/2011 9:39:05 AM |
dough-museum1 | $25.00 | 9/17/2011 9:56:38 PM |
Banker_Joe | $25.00 | 9/18/2011 5:41:47 PM |
thelovebug | $100.00 | 9/19/2011 7:44:37 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
526581
This series of Notes was issued and sold upon the funding of the borrower loan #53704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,125.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-10-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $236.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,164 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-power2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
eSolutions Loan
Purpose of loan: To assist with pre-acquisition costs of business
This loan will be used to...
Pay legal counsel for contract formation and representation at closing
My financial situation: Good
I am a good candidate for this loan because...
I have the income to repay this loan without problem.
Monthly net income: $6200.00
Monthly expenses: $4000.00
Housing: $1763
Insurance: $108
Car expenses: $1400
Utilities: $140
Phone, cable, internet: $33
Food, entertainment: $150
Clothing, household expenses: $45
Credit cards and other loans: $125
Other expenses: $
HOA fees 109
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 9/10/2011 12:17:37 PM |
Investor_DP | $100.00 | 9/10/2011 12:08:10 PM |
oplender | $25.00 | 9/10/2011 8:37:45 PM |
responsibility-butterfly | $25.00 | 9/11/2011 9:02:49 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:25 PM |
Kaj | $30.00 | 9/14/2011 5:37:00 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:50 AM |
Clambake | $50.00 | 9/15/2011 11:36:12 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:02 PM |
puifais | $50.00 | 9/16/2011 10:46:47 AM |
Weaverville | $25.00 | 9/16/2011 10:45:37 AM |
finance-symphony7 | $100.00 | 9/16/2011 5:24:47 PM |
credit-maple5 | $25.00 | 9/17/2011 12:00:43 AM |
kulender | $100.00 | 9/17/2011 6:14:50 AM |
kenji4861 | $25.00 | 9/18/2011 1:13:48 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:10 AM |
thelovebug | $100.00 | 9/19/2011 7:44:31 AM |
evnagelist | $50.00 | 9/19/2011 9:39:11 AM |
currency-persimmon | $25.00 | 9/19/2011 10:47:25 AM |
mtquan | $25.00 | 9/19/2011 2:24:55 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:30 PM |
prohelper | $25.00 | 9/19/2011 5:28:56 PM |
skuba | $50.00 | 9/20/2011 2:14:17 AM |
diablorulz | $50.00 | 9/20/2011 9:40:43 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:21 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:17 AM |
radforj22 | $50.00 | 9/21/2011 7:33:24 AM |
Harry | $50.00 | 9/21/2011 8:29:30 AM |
boylezz | $25.00 | 9/21/2011 9:53:58 AM |
GoldenGo4 | $100.00 | 9/21/2011 3:57:35 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:26 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:48 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:13 PM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:01 PM |
agreement-guild | $50.00 | 9/22/2011 5:33:59 AM |
divedude | $25.00 | 9/22/2011 8:14:02 AM |
GATrust | $25.00 | 9/22/2011 9:23:25 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:36 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:13 PM |
peace-flower9 | $25.00 | 9/22/2011 2:44:15 PM |
LeReve | $50.00 | 9/22/2011 2:35:22 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:22 PM |
comet55 | $25.00 | 9/22/2011 5:07:38 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:01 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:53 PM |
DreDub | $50.00 | 9/22/2011 4:55:24 PM |
elfincove | $25.00 | 9/22/2011 5:22:06 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:06 PM |
julijask | $25.00 | 9/22/2011 5:40:47 PM |
vigorous-velocity | $122.55 | 9/22/2011 6:31:00 PM |
janasek | $25.00 | 9/22/2011 7:34:39 PM |
soulwork | $25.00 | 9/22/2011 7:55:25 PM |
money-floret | $50.00 | 9/22/2011 8:30:55 PM |
Supernick | $25.00 | 9/22/2011 8:29:35 PM |
ClearCut | $50.00 | 9/22/2011 9:38:48 PM |
Approved1234 | $50.00 | 9/23/2011 3:20:21 AM |
fervent-repayment | $25.00 | 9/23/2011 3:09:39 AM |
fcukciti | $25.00 | 9/23/2011 5:41:08 AM |
meadow48 | $100.00 | 9/23/2011 6:58:59 AM |
social-pizza5 | $25.00 | 9/23/2011 7:42:12 AM |
duty-admiral | $100.00 | 9/23/2011 8:14:18 AM |
nimble-nickel | $50.00 | 9/23/2011 9:14:38 AM |
Unclejohn | $25.00 | 9/23/2011 9:23:32 AM |
JHKL | $25.00 | 9/23/2011 9:44:41 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:23 AM |
Warwick | $50.00 | 9/23/2011 10:36:52 AM |
smart-loan2 | $60.00 | 9/23/2011 10:27:13 AM |
salala | $25.00 | 9/23/2011 10:45:18 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:56 AM |
exchange-jedi | $25.00 | 9/23/2011 11:29:28 AM |
Rockymtnhi | $25.00 | 9/23/2011 11:38:06 AM |
officer8 | $25.00 | 9/23/2011 12:39:13 PM |
RockpointCapital | $100.00 | 9/23/2011 2:46:30 PM |
nickel-alien | $50.00 | 9/23/2011 5:11:12 PM |
reinforced-revenue069 | $25.00 | 9/23/2011 4:59:55 PM |
personal-lender | $25.00 | 9/23/2011 5:11:57 PM |
MadHun | $200.00 | 9/23/2011 5:10:32 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:36 PM |
kindness-jedi | $25.00 | 9/23/2011 5:36:23 PM |
biz20 | $25.00 | 9/23/2011 8:15:16 PM |
Azonic21 | $25.00 | 9/23/2011 7:37:04 PM |
value-den | $25.00 | 9/23/2011 7:59:06 PM |
direct-dough0 | $25.00 | 9/24/2011 12:00:42 AM |
vegibenz | $25.00 | 9/23/2011 8:26:03 PM |
hanuman77 | $25.00 | 9/24/2011 3:51:33 AM |
loyalty-spartan | $25.00 | 9/24/2011 4:53:11 AM |
ommcd | $25.00 | 9/24/2011 6:35:16 AM |
wilmajean | $50.00 | 9/24/2011 4:05:38 AM |
thetropics18 | $25.00 | 9/24/2011 7:21:02 AM |
credit-birch | $46.00 | 9/24/2011 7:27:08 AM |
skurfa | $25.00 | 9/24/2011 9:28:09 AM |
escharfer | $25.00 | 9/24/2011 8:52:09 AM |
KeepOnRunning | $50.00 | 9/24/2011 9:04:55 AM |
lodcomm | $25.00 | 9/24/2011 11:11:43 AM |
best-phenomenal-treasure | $25.00 | 9/24/2011 10:10:21 AM |
analogman | $25.00 | 9/24/2011 10:04:41 AM |
bizlending | $155.00 | 9/24/2011 11:35:37 AM |
Rivervale_Westwood | $25.00 | 9/24/2011 11:49:15 AM |
compassion-lotus5 | $50.00 | 9/24/2011 10:57:21 AM |
stolirocks01 | $50.00 | 9/24/2011 11:02:34 AM |
shiregroup | $25.00 | 9/24/2011 11:07:23 AM |
benjo | $25.00 | 9/24/2011 11:19:15 AM |
worthy-bid8 | $50.00 | 9/10/2011 12:11:16 PM |
BxRealtor | $25.00 | 9/12/2011 6:34:06 AM |
Dubbs360 | $100.00 | 9/14/2011 8:19:43 PM |
goose026 | $25.00 | 9/15/2011 6:52:31 AM |
life-is-great | $25.00 | 9/15/2011 8:14:36 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:36 AM |
AndChicksforFree | $25.00 | 9/15/2011 7:22:29 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:11 AM |
listing-vista | $100.00 | 9/16/2011 5:44:17 AM |
jjswanso | $50.00 | 9/16/2011 6:50:32 AM |
market-assembler | $50.00 | 9/16/2011 9:36:51 AM |
american6 | $100.00 | 9/16/2011 4:28:34 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:04 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:08 PM |
Bookophile | $50.00 | 9/18/2011 4:17:58 AM |
E_G | $50.00 | 9/19/2011 7:01:46 PM |
wwwUniversal | $25.00 | 9/20/2011 10:59:17 AM |
credit-meteor7 | $100.00 | 9/21/2011 9:45:37 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:29 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:22 PM |
ursus | $50.00 | 9/21/2011 5:08:18 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:32 PM |
tech310 | $50.00 | 9/21/2011 6:06:34 PM |
jescowa | $50.00 | 9/21/2011 6:16:50 PM |
6moonbeams | $50.00 | 9/22/2011 7:23:04 AM |
musososeki | $25.00 | 9/22/2011 11:34:04 AM |
wdove511 | $30.00 | 9/22/2011 1:11:19 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:49 PM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:41 PM |
villagers | $50.00 | 9/22/2011 3:11:25 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:37 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:15 PM |
zeelender | $25.00 | 9/22/2011 5:05:07 PM |
EngineersAlliance | $50.00 | 9/22/2011 5:11:38 PM |
Pitufo | $25.00 | 9/22/2011 5:43:18 PM |
astute-benjamins | $25.00 | 9/22/2011 5:49:22 PM |
gold-commander0 | $25.00 | 9/22/2011 5:30:13 PM |
Fireball27 | $116.00 | 9/22/2011 6:56:17 PM |
prominence8 | $25.00 | 9/22/2011 7:02:04 PM |
Hiro07 | $27.00 | 9/22/2011 7:23:09 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:07 PM |
meenan | $50.00 | 9/22/2011 9:16:00 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:16 PM |
saihu | $25.00 | 9/22/2011 9:56:09 PM |
ddog0224 | $50.00 | 9/23/2011 3:40:49 AM |
Dreamconnection | $50.00 | 9/23/2011 4:11:23 AM |
sri59 | $100.00 | 9/23/2011 6:28:26 AM |
Brisket_Bob | $51.00 | 9/23/2011 6:44:33 AM |
enchanted-truth264 | $25.00 | 9/23/2011 7:00:09 AM |
RJ-Pilot | $75.00 | 9/23/2011 8:39:55 AM |
lendme2 | $25.00 | 9/23/2011 10:13:15 AM |
MasterKey | $27.52 | 9/23/2011 10:12:24 AM |
efficient-marketplace | $50.00 | 9/23/2011 10:35:10 AM |
worth-arch | $25.00 | 9/23/2011 10:58:03 AM |
rcm87 | $100.00 | 9/23/2011 11:11:57 AM |
sgordon46 | $25.00 | 9/23/2011 11:50:47 AM |
TicTac | $50.00 | 9/23/2011 2:44:04 PM |
Stafo | $35.00 | 9/23/2011 3:02:30 PM |
dominickf | $25.00 | 9/23/2011 4:07:17 PM |
nestegg4e | $25.00 | 9/23/2011 5:05:07 PM |
money-bauble | $125.00 | 9/23/2011 5:07:28 PM |
genius520 | $50.00 | 9/23/2011 5:09:19 PM |
Eagledrop | $25.00 | 9/23/2011 4:59:36 PM |
studious-bonus7 | $100.00 | 9/23/2011 5:08:39 PM |
EtaDuck | $25.00 | 9/23/2011 6:25:56 PM |
shoedds | $25.00 | 9/23/2011 11:34:17 PM |
best-power-backer | $500.00 | 9/23/2011 8:45:28 PM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:09 AM |
orange-courageous-dedication | $25.00 | 9/24/2011 12:17:31 AM |
cospilot | $25.00 | 9/24/2011 5:20:36 AM |
Miklot | $25.00 | 9/24/2011 1:51:04 AM |
nalaari | $25.93 | 9/24/2011 6:19:28 AM |
donmacprosper | $25.00 | 9/24/2011 6:36:12 AM |
sunny-dough9 | $200.00 | 9/24/2011 4:13:17 AM |
ASR3 | $75.00 | 9/24/2011 5:08:30 AM |
MrMoneyTree | $25.00 | 9/24/2011 6:26:24 AM |
dime-sprout | $25.00 | 9/24/2011 5:53:14 AM |
Crystalprop | $25.00 | 9/24/2011 7:48:19 AM |
Bob450 | $25.00 | 9/24/2011 8:31:41 AM |
dospapalotes | $25.00 | 9/24/2011 9:03:10 AM |
Getwood | $25.00 | 9/24/2011 8:38:01 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:09:26 AM |
stensonb | $25.00 | 9/24/2011 10:20:53 AM |
CO_Engineer | $75.00 | 9/24/2011 10:17:44 AM |
Ven58 | $25.00 | 9/24/2011 11:42:40 AM |
calm-deal7 | $25.00 | 9/24/2011 11:01:56 AM |
colbie | $25.00 | 9/24/2011 11:24:08 AM |
credit-observatory | $25.00 | 9/24/2011 11:08:39 AM |
first-pragmatic-note | $25.00 | 9/24/2011 11:48:29 AM |
upbeat-investment9 | $50.00 | 9/24/2011 11:54:02 AM |
192 Investments
|
Borrower Payment Dependent Notes Series
526583
This series of Notes was issued and sold upon the funding of the borrower loan #53806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 42% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 25y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $161,611 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wampum-detective4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Phillies Baseball
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600.00
Monthly expenses: $3000.00
Housing: $1280.00
Insurance: $100.
Car expenses: $181.86
Utilities: $250.
Phone, cable, internet: $120.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jkeller4000 | $25.00 | 9/13/2011 4:16:01 AM |
eboomer2611 | $25.00 | 9/13/2011 8:08:45 PM |
larslfe | $50.00 | 9/13/2011 8:13:53 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:27 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:57 PM |
mighty-value | $25.00 | 9/15/2011 11:51:08 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:12 PM |
kulender | $50.00 | 9/17/2011 6:19:53 AM |
gotjack | $100.00 | 9/17/2011 8:45:21 AM |
copper | $50.00 | 9/18/2011 1:56:08 PM |
riveting-credit5 | $75.00 | 9/18/2011 7:09:55 PM |
painterflipper | $28.51 | 9/19/2011 9:43:06 AM |
ah-long | $25.00 | 9/19/2011 10:52:26 PM |
peace-commander | $100.00 | 9/21/2011 2:13:03 PM |
FASTIZIO_P | $25.00 | 9/21/2011 4:23:49 PM |
IIP77 | $25.00 | 9/21/2011 5:13:21 PM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:50 AM |
kind-diligent-coin | $27.22 | 9/22/2011 12:36:44 PM |
return-smasher2 | $25.00 | 9/22/2011 4:29:48 PM |
proper-loot3 | $29.00 | 9/22/2011 5:16:25 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:23:51 PM |
CACO_Lender | $25.00 | 9/23/2011 6:43:31 PM |
green-trade-dolphin | $25.00 | 9/23/2011 8:17:29 PM |
Horse-Lender | $31.26 | 9/23/2011 8:52:39 PM |
IIP77 | $25.00 | 9/23/2011 7:56:40 PM |
ddog0224 | $30.00 | 9/24/2011 2:15:34 AM |
calm-agreement4 | $50.00 | 9/24/2011 5:09:48 AM |
adamdroker | $25.00 | 9/24/2011 7:30:20 AM |
Katzenjammer | $25.00 | 9/24/2011 10:17:08 AM |
upbeat-investment9 | $25.00 | 9/24/2011 11:55:20 AM |
F-A1Grant | $33.00 | 9/24/2011 2:53:05 PM |
cash-reaction2 | $50.00 | 9/24/2011 4:30:47 PM |
pious-benjamins1 | $25.00 | 9/24/2011 7:24:22 PM |
HotStreak | $25.00 | 9/24/2011 11:35:02 PM |
orbital-bill1 | $25.00 | 9/25/2011 5:12:10 PM |
icchok | $50.00 | 9/26/2011 5:53:13 AM |
restless-dime | $25.00 | 9/13/2011 9:20:59 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:12 AM |
let_me_retire | $25.00 | 9/15/2011 3:32:24 AM |
personal-lender | $25.00 | 9/15/2011 5:16:20 PM |
wampum-chorus3 | $25.00 | 9/17/2011 6:53:12 AM |
MrDance123 | $50.00 | 9/17/2011 10:51:21 AM |
postalwhiz | $50.00 | 9/17/2011 5:05:17 PM |
capital-kingdom | $25.01 | 9/17/2011 5:01:20 PM |
papaloha | $25.00 | 9/17/2011 6:45:28 PM |
pfh | $25.00 | 9/20/2011 7:56:49 AM |
green-ore-expert | $25.00 | 9/20/2011 10:58:28 PM |
tech310 | $50.00 | 9/21/2011 6:03:18 PM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:39 AM |
bid-stockpiler1 | $25.00 | 9/23/2011 3:47:24 PM |
340 | $25.00 | 9/23/2011 4:21:17 PM |
shawnw2 | $75.00 | 9/23/2011 4:19:57 PM |
turbobrat | $25.00 | 9/23/2011 5:07:31 PM |
winmals | $25.00 | 9/23/2011 5:22:30 PM |
hopeful-silver5 | $25.00 | 9/23/2011 7:58:50 PM |
MrDance123 | $25.00 | 9/23/2011 8:01:55 PM |
zone6 | $100.00 | 9/23/2011 10:54:14 PM |
setUup | $26.30 | 9/24/2011 12:13:14 AM |
unfixer | $25.00 | 9/24/2011 4:34:10 AM |
proper-deal6 | $27.59 | 9/24/2011 7:06:12 AM |
abundant-credit6 | $30.00 | 9/24/2011 4:59:59 AM |
bmbanzai | $25.00 | 9/24/2011 5:59:11 AM |
Bob450 | $25.03 | 9/24/2011 8:01:44 AM |
green28 | $100.00 | 9/24/2011 8:23:04 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:34 AM |
pinnacle10 | $25.00 | 9/24/2011 9:54:12 AM |
GreenHill | $28.57 | 9/24/2011 10:34:47 AM |
integrity-electron9 | $50.00 | 9/24/2011 2:15:07 PM |
168RichCapital | $25.09 | 9/24/2011 2:45:23 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:23:08 PM |
rate-sceptre | $25.00 | 9/25/2011 2:22:57 AM |
olin5 | $27.15 | 9/25/2011 8:56:59 PM |
enriched-truth | $25.00 | 9/26/2011 12:01:56 AM |
velocity-quest5 | $60.00 | 9/26/2011 5:33:56 AM |
mike2246s | $25.00 | 9/26/2011 8:41:35 AM |
tzvie | $25.00 | 9/26/2011 9:23:57 AM |
secureincome | $600.00 | 9/26/2011 8:35:40 AM |
2k1Toaster | $121.54 | 9/26/2011 8:55:36 AM |
groundsquirrel | $25.00 | 9/26/2011 9:40:44 AM |
Zeenos | $25.00 | 9/26/2011 9:46:25 AM |
rapid-wealth614 | $49.73 | 9/26/2011 11:48:16 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
526621
This series of Notes was issued and sold upon the funding of the borrower loan #53518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-prudent-deal |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rebuild Credit
Purpose of loan: Rebuild Credit
This loan will be used to...Pay outstanding bills
My financial situation: No debt..fair credit
I am a good candidate for this loan because...I do not have any debt but need to rebuild my credit. I had to file Bankruptcy over 3 years ago , which was discharged, due to a bad break up and lost everything. And I am trying to rebuild my credit. I work fulltime and also recieve child support twice a month.
Monthly net income: $2462.00
Monthly expenses: $ 1400.00
Housing: $650.00
Insurance: $119.00
Car expenses: $60.00
Utilities: $394.00
Phone, cable, internet: $85.00
Food, entertainment: $ 15.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $0.00
Other expenses: $ 20.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-sonnet | $100.00 | 9/13/2011 1:22:50 AM |
SolarMoonshine | $25.00 | 9/13/2011 3:40:33 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:09 AM |
handy-justice | $50.00 | 9/13/2011 12:19:48 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:26 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:02 PM |
shrewd-income | $25.00 | 9/13/2011 7:54:34 PM |
skillful-asset5 | $25.00 | 9/13/2011 8:50:17 PM |
Brainworm | $25.00 | 9/13/2011 11:10:11 PM |
let_me_retire | $31.24 | 9/15/2011 3:29:02 AM |
jmvingeorgia | $25.00 | 9/15/2011 4:34:13 AM |
newest-generous-income | $25.00 | 9/15/2011 12:43:16 AM |
Requiem | $25.00 | 9/15/2011 6:25:22 AM |
AndChicksforFree | $25.00 | 9/15/2011 7:12:47 AM |
exponential-peace5 | $25.00 | 9/15/2011 8:43:17 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:53 AM |
income-buffalo1 | $50.00 | 9/15/2011 4:53:13 PM |
well-rounded-payout0 | $50.00 | 9/13/2011 4:38:49 PM |
The_Engineer | $25.00 | 9/13/2011 6:23:32 PM |
mrxtravis | $25.00 | 9/13/2011 10:10:24 PM |
auction-seeker4 | $25.00 | 9/14/2011 3:26:05 AM |
Marssoft | $25.00 | 9/14/2011 2:39:33 AM |
Fecund-ent | $25.00 | 9/14/2011 4:44:38 AM |
Great-White-Shark | $25.00 | 9/14/2011 12:16:03 PM |
daekpon | $25.00 | 9/14/2011 1:55:26 PM |
commitment-galaxy | $25.00 | 9/14/2011 7:26:28 PM |
DADOF1 | $25.00 | 9/14/2011 9:00:09 PM |
icanhasloanz | $200.00 | 9/15/2011 5:12:32 AM |
carrinel | $55.39 | 9/15/2011 6:43:31 AM |
businessguy29 | $25.00 | 9/15/2011 6:44:22 AM |
credit-bank-usa611 | $25.00 | 9/15/2011 8:19:58 AM |
capital-halo1 | $738.37 | 9/15/2011 5:14:03 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
526633
This series of Notes was issued and sold upon the funding of the borrower loan #53539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,349 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tygres428 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Jul-2010)
660-679
(Aug-2009)
680-699
(May-2008)
|
Principal balance:
| $5,414.68 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
3rd Prosper Loan Listing
This loan will be used to consolidate and reduce debt in the long run by paying it off faster with a set amount that will not change.
I am a good candidate for this loan and you will be paid. I have already included the monthly payment into our budget. i recently paid off a truck loan @$351 a month and a prosper loan @$535 a month and paid on time. My second prosper loan is also current. I have a good paying and steady job and pay increase come this October. Thank you in advance for taking the time to consider me for a loan.
Monthly net income: $ 6680 + $1900 (husband)
Monthly expenses: $5100
Information in the Description is not verified.
Friends And Family Investments
restless-dime has invested a total of
$100.00.
"tygres428 is a person of huge integrity. Highly reccomend everyone to provide all they can on this listing. You wont be let down"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $52.65 | 9/12/2011 10:47:38 PM |
brightest-organized-balance | $50.00 | 9/12/2011 11:13:50 PM |
312-Lender | $25.00 | 9/12/2011 11:47:56 PM |
platinum-boss2 | $25.00 | 9/13/2011 12:01:49 AM |
CA-Lender | $25.00 | 9/13/2011 2:25:17 AM |
shawnw2 | $50.00 | 9/13/2011 3:15:21 AM |
janeybooboo | $100.00 | 9/13/2011 5:07:20 AM |
bullish2bearish | $30.00 | 9/13/2011 5:53:41 AM |
Mikale360 | $25.00 | 9/13/2011 6:41:41 AM |
social-hunter5 | $50.00 | 9/13/2011 6:46:28 AM |
myutmost | $40.00 | 9/13/2011 6:56:36 AM |
Champion_Lending | $25.00 | 9/13/2011 7:16:44 AM |
greencat | $50.00 | 9/13/2011 7:20:32 AM |
a-reasonable-return | $25.00 | 9/13/2011 8:34:33 AM |
brainy-greenback481 | $50.00 | 9/13/2011 8:48:26 AM |
shawnw2 | $750.00 | 9/13/2011 8:58:29 AM |
Rogelio48 | $35.00 | 9/13/2011 9:06:50 AM |
Tkhalaska | $25.00 | 9/13/2011 10:16:27 AM |
Bob450 | $29.00 | 9/13/2011 10:24:51 AM |
exchange-upholder0 | $25.00 | 9/13/2011 10:48:41 AM |
impeccable-ore3 | $25.00 | 9/13/2011 11:25:34 AM |
handy-justice | $100.00 | 9/13/2011 11:55:21 AM |
113121 | $50.00 | 9/13/2011 1:14:01 PM |
gothampark | $25.00 | 9/13/2011 3:06:29 PM |
credit-missile | $100.00 | 9/13/2011 2:18:26 PM |
ChrisProsper | $750.00 | 9/13/2011 2:46:38 PM |
sensible-fund | $30.00 | 9/13/2011 5:04:52 PM |
roguewinner | $25.00 | 9/13/2011 5:39:11 PM |
EL_Papin | $25.00 | 9/13/2011 5:43:39 PM |
well-mannered-truth3 | $25.00 | 9/13/2011 5:30:21 PM |
thankful-nickel2 | $25.00 | 9/13/2011 6:09:28 PM |
dollar-turtle | $25.00 | 9/13/2011 6:25:46 PM |
loss-of-control | $100.00 | 9/13/2011 7:04:50 PM |
ore-leather | $42.43 | 9/13/2011 8:12:28 PM |
bmw2 | $50.00 | 9/13/2011 8:02:31 PM |
eboomer2611 | $25.00 | 9/13/2011 8:11:25 PM |
payout-bridge | $850.00 | 9/13/2011 8:21:48 PM |
dime-selector | $27.21 | 9/13/2011 8:23:29 PM |
stevekc1 | $25.00 | 9/13/2011 8:32:26 PM |
starry2001 | $25.00 | 9/13/2011 8:48:46 PM |
pious-benjamins1 | $71.19 | 9/13/2011 10:32:38 PM |
tolerant-dinero2 | $50.00 | 9/13/2011 11:16:25 PM |
penny-winner | $50.00 | 9/13/2011 11:17:38 PM |
refined-penny | $26.20 | 9/13/2011 11:45:58 PM |
optionscashflow | $25.00 | 9/13/2011 12:03:49 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:51 AM |
Moe87 | $26.41 | 9/13/2011 3:36:49 AM |
loanman2007 | $50.00 | 9/13/2011 5:13:18 AM |
mikeandcat | $125.52 | 9/13/2011 5:40:58 AM |
NekHoldings | $25.00 | 9/13/2011 6:32:35 AM |
FarmersBank | $26.18 | 9/13/2011 6:36:56 AM |
graceful-investment | $100.00 | 9/13/2011 7:04:09 AM |
green-trade-dolphin | $55.60 | 9/13/2011 7:23:52 AM |
SecondChanceLendingSERV | $25.00 | 9/13/2011 8:02:54 AM |
jhouman | $50.00 | 9/13/2011 8:28:42 AM |
restless-dime | $100.00 | 9/13/2011 9:16:21 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:09 AM |
investment-daydream | $50.00 | 9/13/2011 10:24:35 AM |
top-tolerant-loyalty | $50.00 | 9/13/2011 10:42:16 AM |
brightest-dignified-penny | $25.00 | 9/13/2011 10:48:41 AM |
green-rapid-openness | $100.00 | 9/13/2011 12:09:38 PM |
AF-Chief | $100.00 | 9/13/2011 1:34:38 PM |
loan-master1 | $25.00 | 9/13/2011 2:35:29 PM |
bluestarman08 | $25.00 | 9/13/2011 2:49:03 PM |
credit-missile | $25.00 | 9/13/2011 2:29:25 PM |
AndChicksforFree | $52.64 | 9/13/2011 3:17:21 PM |
Bank42 | $25.00 | 9/13/2011 3:35:34 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:26 PM |
Jack55304 | $200.00 | 9/13/2011 4:32:13 PM |
bluestarman08 | $25.00 | 9/13/2011 4:49:03 PM |
The_Phoenix_Company | $25.00 | 9/13/2011 4:54:49 PM |
golfman1 | $400.00 | 9/13/2011 5:42:59 PM |
trumpeter5 | $25.00 | 9/13/2011 5:16:14 PM |
accelerator96 | $25.00 | 9/13/2011 5:21:50 PM |
eloquent-bill6 | $25.00 | 9/13/2011 5:56:44 PM |
wlm3012 | $30.00 | 9/13/2011 6:14:29 PM |
shrewd-income | $200.00 | 9/13/2011 7:48:05 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:03 PM |
awesome-yield7 | $25.00 | 9/13/2011 8:11:21 PM |
newest-power-banker | $42.00 | 9/13/2011 8:03:06 PM |
proton4 | $50.00 | 9/13/2011 8:18:04 PM |
heavenly-interest9 | $300.00 | 9/13/2011 8:23:38 PM |
credit-elation1 | $25.00 | 9/13/2011 8:35:13 PM |
asset-pine | $47.97 | 9/13/2011 8:43:57 PM |
Feyenoord | $25.00 | 9/13/2011 8:55:47 PM |
contract-lionheart | $50.00 | 9/13/2011 9:55:09 PM |
cbivitz | $325.00 | 9/13/2011 10:07:56 PM |
high_flyer | $200.00 | 9/13/2011 10:14:28 PM |
pious-benjamins1 | $30.00 | 9/13/2011 10:17:07 PM |
mindful-deal289 | $30.00 | 9/13/2011 10:35:00 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
526643
This series of Notes was issued and sold upon the funding of the borrower loan #53513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $222.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 35y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,907 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-loan-molecule |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consoldidation
Purpose of loan:
This loan will be used to...condolidate debt
My financial situation:
I am a good candidate for this loan because...good credit,pay on time, longevity
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loyalty-edifice997 | $25.00 | 9/12/2011 10:48:34 PM |
skro | $25.00 | 9/12/2011 11:06:45 PM |
whistledicksmith | $25.00 | 9/12/2011 11:30:38 PM |
Turkish101 | $25.00 | 9/13/2011 2:15:33 AM |
silver-armada | $25.00 | 9/13/2011 5:16:45 AM |
Firescreek | $25.00 | 9/13/2011 5:33:51 AM |
Octavian315 | $35.00 | 9/13/2011 7:33:59 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:25 AM |
retiresecure | $30.00 | 9/13/2011 8:00:14 AM |
bid-lightning9 | $25.00 | 9/13/2011 8:58:42 AM |
Rivervale_Westwood | $100.00 | 9/13/2011 10:14:10 AM |
mr55262 | $50.00 | 9/13/2011 10:29:00 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:30 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:08 PM |
return-seeker85 | $50.00 | 9/13/2011 1:07:05 PM |
bicyclist2270 | $25.00 | 9/13/2011 1:53:16 PM |
yennib | $25.00 | 9/13/2011 1:31:05 PM |
cardminger | $25.00 | 9/13/2011 2:18:02 PM |
gracej | $25.00 | 9/13/2011 3:11:36 PM |
the-profit-oracle | $25.00 | 9/13/2011 3:12:51 PM |
murren | $25.00 | 9/13/2011 3:20:32 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:45 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:34 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:29 PM |
totoro | $25.00 | 9/13/2011 4:25:04 PM |
personal-lender | $25.00 | 9/13/2011 4:30:20 PM |
reward-tamale1 | $25.00 | 9/13/2011 5:53:42 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:40 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:09 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:16 PM |
neighborly-hope6 | $100.00 | 9/13/2011 7:54:16 PM |
larslfe | $50.00 | 9/13/2011 8:13:53 PM |
theboat | $25.00 | 9/13/2011 8:29:19 PM |
sb0453 | $25.00 | 9/13/2011 8:44:35 PM |
productive-principal7 | $25.00 | 9/13/2011 9:55:51 PM |
mikefdg | $132.30 | 9/14/2011 5:32:50 AM |
life-is-great | $25.00 | 9/14/2011 6:09:50 AM |
GreenSun | $25.00 | 9/14/2011 6:26:59 AM |
6moonbeams | $50.00 | 9/14/2011 7:36:02 AM |
degster | $25.00 | 9/14/2011 7:59:40 AM |
MicroLender357 | $25.00 | 9/14/2011 8:17:14 AM |
mennleo | $70.00 | 9/14/2011 8:26:43 AM |
rcj1411 | $100.00 | 9/14/2011 9:09:16 AM |
NeketanBank | $25.00 | 9/14/2011 9:45:39 AM |
designer_10 | $25.00 | 9/14/2011 9:48:12 AM |
orange-camaraderi-galaxy | $25.00 | 9/14/2011 9:42:39 AM |
asaurus0 | $25.00 | 9/14/2011 10:04:56 AM |
hrubinst | $25.00 | 9/14/2011 11:23:51 AM |
Captain88 | $25.00 | 9/14/2011 11:56:39 AM |
janeybooboo | $100.00 | 9/14/2011 1:48:22 PM |
mtquan | $25.00 | 9/14/2011 2:37:06 PM |
wam37 | $25.00 | 9/14/2011 2:34:44 PM |
diggingupward | $25.00 | 9/14/2011 3:19:13 PM |
mondaymorning | $50.00 | 9/14/2011 4:15:22 PM |
investor11373 | $25.00 | 9/14/2011 5:02:44 PM |
shrewd-deal | $50.00 | 9/14/2011 5:20:29 PM |
jump58 | $25.00 | 9/14/2011 5:27:15 PM |
betaoption | $25.00 | 9/14/2011 5:48:56 PM |
finance-symphony7 | $100.00 | 9/14/2011 5:49:56 PM |
intelligent-greenback7 | $100.00 | 9/14/2011 6:54:14 PM |
elegant-income3 | $50.00 | 9/14/2011 7:04:06 PM |
Furryone | $25.00 | 9/14/2011 7:59:54 PM |
phenomenal-gain5 | $22.81 | 9/14/2011 8:01:33 PM |
Nummus | $25.00 | 9/14/2011 7:48:14 PM |
fairness-transporter6 | $50.00 | 9/12/2011 11:33:16 PM |
wampum-chorus3 | $25.00 | 9/12/2011 11:51:56 PM |
MarvintheMartian | $25.00 | 9/13/2011 2:46:47 AM |
Ripsaw4U | $50.00 | 9/13/2011 3:07:25 AM |
BxRealtor | $25.00 | 9/13/2011 4:05:10 AM |
indomitable-coin | $25.00 | 9/13/2011 4:59:25 AM |
subtle-revenue0 | $25.00 | 9/13/2011 5:18:02 AM |
pakrbkr | $25.00 | 9/13/2011 5:20:42 AM |
dealarella | $100.00 | 9/13/2011 6:05:19 AM |
blot44 | $25.00 | 9/13/2011 6:07:34 AM |
charming-exchange7 | $25.00 | 9/13/2011 6:34:48 AM |
john0720 | $50.00 | 9/13/2011 6:45:45 AM |
green-trade-dolphin2 | $25.00 | 9/13/2011 7:17:00 AM |
irishcocacola | $25.00 | 9/13/2011 7:02:06 AM |
Moneypenny6 | $25.00 | 9/13/2011 7:35:21 AM |
baseballfan111 | $50.00 | 9/13/2011 7:39:53 AM |
ingenious-order783 | $25.00 | 9/13/2011 8:02:46 AM |
Leopoldine | $25.27 | 9/13/2011 7:54:27 AM |
top-wampum-seahorse | $227.42 | 9/13/2011 8:44:57 AM |
SourDoughSteve | $25.00 | 9/13/2011 8:50:06 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:11 AM |
TCayce | $25.00 | 9/13/2011 10:13:53 AM |
radforj22 | $25.00 | 9/13/2011 12:05:05 PM |
value-wind0 | $50.00 | 9/13/2011 1:56:00 PM |
established-hope5 | $25.00 | 9/13/2011 3:06:28 PM |
Weaverville | $50.00 | 9/13/2011 3:09:26 PM |
FlexFunding | $50.00 | 9/13/2011 3:17:55 PM |
investment-artist | $26.00 | 9/13/2011 3:11:41 PM |
listing-drummer | $25.00 | 9/13/2011 3:40:34 PM |
Dollars4Rent | $50.00 | 9/13/2011 4:21:31 PM |
compoundinterest | $50.00 | 9/13/2011 4:23:41 PM |
hostbank | $100.00 | 9/13/2011 4:24:25 PM |
nickel-ferret | $50.00 | 9/13/2011 4:28:49 PM |
MadHun | $200.00 | 9/13/2011 4:28:17 PM |
economy-molecule3 | $500.00 | 9/13/2011 4:34:43 PM |
ski bum | $100.00 | 9/13/2011 4:31:59 PM |
penny-finder | $30.00 | 9/13/2011 4:55:31 PM |
bonus-fanatic5 | $25.00 | 9/13/2011 5:02:43 PM |
fcrick | $25.00 | 9/13/2011 5:35:31 PM |
revmax | $25.00 | 9/13/2011 5:34:03 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:15 PM |
valiant-liberty4 | $25.00 | 9/13/2011 6:05:56 PM |
Mav26 | $120.00 | 9/13/2011 6:16:01 PM |
sc5 | $25.00 | 9/13/2011 7:38:16 PM |
houli123 | $100.00 | 9/13/2011 7:48:23 PM |
spiff666 | $25.00 | 9/13/2011 7:59:37 PM |
Supernick | $50.00 | 9/13/2011 8:18:56 PM |
rockytop | $29.00 | 9/13/2011 8:23:00 PM |
Mr_Marcus | $25.00 | 9/13/2011 8:33:21 PM |
Medops911 | $25.00 | 9/13/2011 8:35:44 PM |
leeball | $100.00 | 9/13/2011 9:39:22 PM |
Rysterola82 | $50.00 | 9/13/2011 10:18:52 PM |
Syzygy | $25.00 | 9/13/2011 9:59:38 PM |
gentle-gain235 | $200.00 | 9/13/2011 10:22:30 PM |
RayEarth | $25.00 | 9/13/2011 11:46:27 PM |
Mantis75 | $25.00 | 9/14/2011 6:44:57 AM |
top-epic-community | $100.00 | 9/14/2011 6:27:45 AM |
lucrative-coin | $50.00 | 9/14/2011 8:13:10 AM |
publius2000 | $25.00 | 9/14/2011 8:46:27 AM |
gozer | $25.00 | 9/14/2011 8:22:49 AM |
bds9646 | $25.00 | 9/14/2011 8:35:46 AM |
blLending | $25.00 | 9/14/2011 9:45:59 AM |
awwaww | $25.00 | 9/14/2011 9:54:42 AM |
wahoos20 | $50.00 | 9/14/2011 11:58:08 AM |
orbital-gain | $50.00 | 9/14/2011 12:34:34 PM |
vibrant-penny7 | $25.00 | 9/14/2011 1:14:11 PM |
Pasagam | $50.00 | 9/14/2011 1:04:19 PM |
Cashman10 | $100.00 | 9/14/2011 1:13:47 PM |
platinum-czar | $25.00 | 9/14/2011 1:55:23 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:40 PM |
Centerline15 | $25.00 | 9/14/2011 1:52:49 PM |
jp2654 | $32.20 | 9/14/2011 1:53:57 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:32 PM |
gold-position | $100.00 | 9/14/2011 3:24:05 PM |
market-maximizer472 | $100.00 | 9/14/2011 3:25:29 PM |
klinebarger | $25.00 | 9/14/2011 4:10:42 PM |
income-equation2 | $25.00 | 9/14/2011 5:03:15 PM |
friendinmoney | $25.00 | 9/14/2011 5:07:17 PM |
worth-victor6 | $25.00 | 9/14/2011 6:04:11 PM |
fortress767 | $25.00 | 9/14/2011 6:11:19 PM |
first-sophisticated-rate | $25.00 | 9/14/2011 6:10:03 PM |
Mad_Scientist | $40.00 | 9/14/2011 6:14:41 PM |
MARWARISETH | $25.00 | 9/14/2011 6:29:40 PM |
oplender | $25.00 | 9/14/2011 6:29:44 PM |
stollcm | $25.00 | 9/14/2011 7:08:20 PM |
region123 | $25.00 | 9/14/2011 7:14:38 PM |
wise-benjamins-fortress | $25.00 | 9/14/2011 7:37:57 PM |
151 Investments
|
Borrower Payment Dependent Notes Series
526719
This series of Notes was issued and sold upon the funding of the borrower loan #53545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 8m |
Amount delinquent:
| $761 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,213 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| jkherm |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan: remodel bathroom and pay property taxes
This loan will be used to... remodel 1/2 bath in master bedroom and pay 2011 property taxes
My financial situation: good
I am a good candidate for this loan because... I have been at my job for over 5 years and can repay the loan amount I am asking for. I have been on time with all bills for over 2 years.
Monthly net income: $3400.00
Monthly expenses: $2200.00
Housing: $1100.00
Insurance: $100.00
Car expenses: $300.00
Utilities: $250.00
Phone, cable, internet: $ 94.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/11/2011 12:11:45 PM |
kind-credit-bear | $25.00 | 9/12/2011 10:01:48 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:43 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:03 AM |
capital-halo1 | $1,000.00 | 9/14/2011 5:45:50 PM |
handshake5 | $100.00 | 9/14/2011 5:46:51 PM |
Rogelio48 | $25.00 | 9/14/2011 6:14:04 PM |
handy-justice | $100.00 | 9/14/2011 8:35:36 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:51 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:16 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:25 AM |
nickel-hickory | $100.00 | 9/16/2011 9:31:51 AM |
blue-goal-deal | $25.00 | 9/16/2011 10:02:56 AM |
ponytailacres | $25.00 | 9/16/2011 10:45:24 AM |
larslfe | $75.00 | 9/16/2011 12:15:39 PM |
Biancs | $100.00 | 9/16/2011 4:36:07 PM |
suave-dime6 | $25.00 | 9/16/2011 5:35:14 PM |
liberty-point | $100.00 | 9/16/2011 8:00:59 PM |
kulender | $50.00 | 9/17/2011 6:16:46 AM |
mennleo | $25.00 | 9/17/2011 8:19:12 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:07:41 AM |
nalaari | $30.00 | 9/17/2011 7:35:06 AM |
Maggie3 | $25.00 | 9/17/2011 8:50:42 AM |
RenovatioCapital | $25.00 | 9/17/2011 12:33:53 PM |
smart-integrity378 | $100.00 | 9/17/2011 1:28:11 PM |
intrepid-repayment1 | $50.00 | 9/17/2011 2:12:47 PM |
debt-force | $25.00 | 9/18/2011 5:10:08 AM |
accruer216 | $25.00 | 9/18/2011 6:10:26 PM |
Zingaro | $25.00 | 9/18/2011 11:02:18 PM |
thelovebug | $100.00 | 9/19/2011 7:44:33 AM |
green28 | $100.00 | 9/19/2011 10:42:48 AM |
Lubava | $25.00 | 9/19/2011 4:01:26 PM |
saxaphone6 | $25.00 | 9/19/2011 6:07:55 PM |
irrelevant | $25.00 | 9/19/2011 7:05:24 PM |
alluring-yield5 | $25.00 | 9/20/2011 6:25:54 AM |
kind-diligent-coin | $27.00 | 9/20/2011 3:53:28 AM |
olin5 | $25.00 | 9/20/2011 6:58:25 AM |
worthy-bid4 | $50.00 | 9/20/2011 7:19:44 AM |
pfh | $25.00 | 9/20/2011 7:39:00 AM |
zydeco337 | $25.00 | 9/20/2011 7:48:34 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:19 AM |
winmals | $25.00 | 9/20/2011 6:18:23 PM |
gold-cluster | $50.00 | 9/20/2011 7:46:29 PM |
bsh297 | $25.00 | 9/21/2011 6:08:29 AM |
moneyman369 | $77.58 | 9/21/2011 8:00:59 AM |
impeccable-note0 | $25.00 | 9/21/2011 8:16:13 AM |
Tikibarman | $50.00 | 9/21/2011 7:56:42 AM |
baker31 | $46.00 | 9/21/2011 8:12:15 AM |
kwan | $25.00 | 9/21/2011 8:43:44 AM |
stepatatime-together | $100.00 | 9/14/2011 5:54:55 PM |
finance-prescription | $100.00 | 9/15/2011 3:35:01 PM |
HelpfulLender1 | $50.00 | 9/16/2011 4:09:41 AM |
Bob450 | $25.00 | 9/16/2011 7:38:18 AM |
loss-of-control | $125.00 | 9/16/2011 8:48:29 AM |
agile-vigilance8 | $75.00 | 9/16/2011 10:23:57 AM |
finance-mushroom | $100.00 | 9/16/2011 5:09:38 PM |
nerdario | $64.06 | 9/16/2011 8:30:32 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:08 PM |
enthusiastic-ore5 | $32.46 | 9/17/2011 5:20:23 AM |
Marssoft | $25.00 | 9/17/2011 3:37:51 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:39:02 AM |
BBL | $25.00 | 9/17/2011 9:39:04 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:08 AM |
tender-commerce8 | $100.00 | 9/17/2011 2:29:32 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:24:32 PM |
diversification-maple1 | $25.00 | 9/18/2011 11:17:56 AM |
compassion-artisan9 | $25.00 | 9/18/2011 8:17:33 PM |
niq4soccer | $25.00 | 9/19/2011 7:41:04 AM |
worldly-gold | $75.00 | 9/19/2011 4:56:30 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:40 PM |
Interloper | $25.00 | 9/19/2011 8:44:15 PM |
newest-power-banker | $50.00 | 9/19/2011 7:48:21 PM |
irishalaskan | $25.00 | 9/20/2011 1:42:54 AM |
bnlforever | $25.00 | 9/20/2011 7:48:10 AM |
mmeyer_jr | $30.00 | 9/20/2011 8:26:06 AM |
undergroundmike | $54.90 | 9/20/2011 9:45:02 AM |
Biazza | $25.00 | 9/20/2011 7:29:13 PM |
dragster442 | $25.00 | 9/20/2011 7:20:25 PM |
green-ore-expert | $25.00 | 9/20/2011 10:58:27 PM |
periko | $25.00 | 9/21/2011 7:28:28 AM |
coin-popcorn | $25.00 | 9/21/2011 9:11:54 AM |
bancoroyal | $13.00 | 9/21/2011 9:14:16 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
526737
This series of Notes was issued and sold upon the funding of the borrower loan #53781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 24y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,014 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-summoner2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because i have always paid my bills on time every time.
Monthly net income: $ 6500.00
Monthly expenses:
Housing: $ 1464.00
Insurance: $ 148.00
Car expenses: $ 1013.00
Utilities: $ 86.00
Phone, cable, internet: $ 225.00
Food, entertainment: $ 600.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 2000.00
Other expenses: $ NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RoZu_Lending | $100.00 | 9/19/2011 9:04:23 AM |
restless-dime | $100.00 | 9/19/2011 1:25:00 PM |
Something-Corporate | $25.00 | 9/19/2011 4:07:36 PM |
Legally_Blonde | $37.76 | 9/20/2011 5:46:50 PM |
worthy-bid8 | $50.00 | 9/19/2011 9:06:48 AM |
green-vibrant-platinum | $75.00 | 9/19/2011 10:17:34 AM |
kind-credit-bear | $37.24 | 9/19/2011 12:54:05 PM |
gotjack | $25.00 | 9/20/2011 3:42:08 AM |
DiligentiaLLC | $100.00 | 9/20/2011 12:25:43 PM |
worth-blanket2 | $6,900.00 | 9/20/2011 5:20:32 PM |
Legally_Blonde | $50.00 | 9/20/2011 5:46:19 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
526911
This series of Notes was issued and sold upon the funding of the borrower loan #53566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 26y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,116 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tough-order4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Bills
Purpose of loan: Medical Bills
This loan will be used to...To pay the cost of medical expenses not covered by Blue Cross/Blue Shield
My financial situation: In addition to the income I have declared below, my wife also contributes $1100 per month to our household budget.
I am a good candidate for this loan because...I have secure employment and I am credit worthy
Monthly net income: $4200
Monthly expenses: $
Housing: $1700
Insurance: $209
Car expenses: $385
Utilities: $130
Phone, cable, internet: $140
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $175
Other expenses: $
Alarm - $30
Netflix - $9
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $28.00 | 9/19/2011 4:25:19 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:52 AM |
golffish2 | $25.00 | 9/13/2011 3:57:25 AM |
liberty-magnate | $25.00 | 9/13/2011 10:18:34 AM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:28 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:39 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:03 PM |
Bank42 | $32.58 | 9/14/2011 4:56:05 PM |
Whipster | $80.00 | 9/15/2011 5:14:45 AM |
fusbarro | $75.00 | 9/15/2011 11:40:56 AM |
profit-powerplant | $25.00 | 9/15/2011 4:42:28 PM |
wampum-amplifier | $25.00 | 9/15/2011 11:02:57 PM |
wonder3 | $50.00 | 9/16/2011 6:50:49 AM |
kulender | $100.00 | 9/17/2011 6:15:47 AM |
dough-museum1 | $25.00 | 9/17/2011 9:56:39 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:42 AM |
suave-dime6 | $25.00 | 9/18/2011 2:38:18 PM |
attractive-fund | $50.00 | 9/18/2011 2:47:38 PM |
mlj0671 | $25.00 | 9/18/2011 4:07:35 PM |
CO80487 | $25.00 | 9/18/2011 6:30:21 PM |
bullish2bearish | $30.00 | 9/18/2011 7:27:29 PM |
shawnw2 | $50.00 | 9/18/2011 9:34:32 PM |
payout-bridge | $1,000.00 | 9/18/2011 9:53:44 PM |
icanhasloanz | $25.00 | 9/19/2011 4:03:19 AM |
PapaSmurf69 | $75.00 | 9/19/2011 3:00:48 AM |
GElender | $25.00 | 9/19/2011 6:02:22 AM |
golffish2 | $25.00 | 9/19/2011 4:18:12 AM |
integrity-broker | $25.00 | 9/19/2011 7:26:49 AM |
Caidin | $25.00 | 9/19/2011 8:05:29 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:19 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:45:55 AM |
mennleo | $33.00 | 9/19/2011 12:35:17 PM |
enghelp | $25.00 | 9/19/2011 6:04:53 PM |
brightest-excellent-rate | $200.00 | 9/19/2011 7:20:30 PM |
newest-power-banker | $50.00 | 9/19/2011 7:36:20 PM |
gold-pudding6 | $25.00 | 9/19/2011 8:43:58 PM |
heerzaquestion | $45.00 | 9/20/2011 5:09:06 AM |
rockhound84 | $25.00 | 9/20/2011 5:58:11 AM |
silver-dogwood4 | $25.00 | 9/20/2011 6:41:24 AM |
economy-huckleberry0 | $25.00 | 9/20/2011 7:10:50 AM |
return-enthusiast1 | $25.00 | 9/20/2011 7:24:41 AM |
pfh | $25.00 | 9/20/2011 7:46:02 AM |
hokee | $25.00 | 9/20/2011 7:16:48 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:36 AM |
Leshan | $25.00 | 9/20/2011 8:31:01 AM |
red-power-pecan | $50.00 | 9/20/2011 8:52:27 AM |
creative-bill8 | $133.03 | 9/20/2011 10:08:57 AM |
quest0 | $50.00 | 9/20/2011 10:09:12 AM |
heaven75 | $300.00 | 9/20/2011 9:39:49 AM |
creative-bill8 | $60.00 | 9/20/2011 10:17:49 AM |
nickel-hickory | $30.00 | 9/20/2011 10:38:12 AM |
Iwillhuntyoudown | $25.00 | 9/20/2011 11:50:22 AM |
Nemo2001 | $25.00 | 9/20/2011 11:38:26 AM |
neutrino6 | $25.00 | 9/20/2011 2:57:10 PM |
1-HARD-HEAD | $100.00 | 9/20/2011 7:38:00 PM |
Gobsek | $25.00 | 9/20/2011 8:03:08 PM |
mighty-payout1 | $25.00 | 9/20/2011 5:54:05 PM |
zorg77 | $50.00 | 9/20/2011 6:07:32 PM |
DannyPhantom | $60.00 | 9/20/2011 9:23:18 PM |
VAGweilo | $25.00 | 9/20/2011 10:12:47 PM |
justice-circuitry0 | $50.00 | 9/20/2011 10:15:13 PM |
bid-lightning9 | $25.00 | 9/20/2011 11:05:31 PM |
kendigme | $25.00 | 9/21/2011 5:32:26 AM |
pious-benjamins1 | $28.60 | 9/20/2011 9:56:35 PM |
realtormoises | $25.00 | 9/21/2011 5:44:44 AM |
irrelevant | $25.00 | 9/21/2011 6:05:17 AM |
octoberfresh | $25.00 | 9/21/2011 6:49:54 AM |
glroark | $50.00 | 9/21/2011 6:56:03 AM |
atlas100 | $25.00 | 9/21/2011 7:39:10 AM |
EL_Papin | $25.00 | 9/21/2011 5:40:55 AM |
buffalobills | $25.00 | 9/21/2011 9:00:55 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:44 AM |
impeccable-note0 | $25.00 | 9/21/2011 8:18:23 AM |
quiksilver180 | $25.00 | 9/21/2011 10:16:54 AM |
Maximum_Investment | $34.44 | 9/21/2011 11:03:56 AM |
listing-reformation8 | $25.00 | 9/21/2011 11:37:33 AM |
ursus | $50.00 | 9/21/2011 12:38:50 PM |
Madmigel | $25.00 | 9/21/2011 12:47:07 PM |
Wangchuk | $25.00 | 9/13/2011 8:55:10 AM |
Uylsses | $100.00 | 9/13/2011 9:37:15 AM |
leverage-monger | $25.00 | 9/13/2011 11:10:49 AM |
AndChicksforFree | $27.00 | 9/13/2011 3:39:40 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 9:29:14 AM |
CatbirdBanking | $25.00 | 9/14/2011 7:02:07 PM |
Gladglide | $25.00 | 9/15/2011 10:00:43 PM |
jjswanso | $50.00 | 9/16/2011 6:48:43 AM |
papaloha | $25.00 | 9/16/2011 8:56:26 AM |
gotjack | $100.00 | 9/17/2011 8:45:21 AM |
wampum-library4 | $25.00 | 9/17/2011 2:46:12 PM |
peso-mate | $50.00 | 9/18/2011 3:49:06 PM |
believe2succeed | $33.59 | 9/18/2011 6:27:03 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:30 PM |
compassion-artisan9 | $75.00 | 9/18/2011 8:15:40 PM |
Zingaro | $25.00 | 9/18/2011 10:36:34 PM |
blackstar | $25.00 | 9/19/2011 5:21:47 AM |
bluestarman08 | $35.00 | 9/19/2011 8:19:07 AM |
cash-daisy | $30.49 | 9/19/2011 10:03:04 AM |
treasure-hunter270 | $25.00 | 9/19/2011 10:56:14 AM |
lotus6 | $36.00 | 9/19/2011 11:40:52 AM |
unconquerable-dedication | $25.00 | 9/19/2011 12:26:39 PM |
bold-joyful-exchange | $25.00 | 9/19/2011 4:34:13 PM |
missing-link | $25.00 | 9/19/2011 7:36:31 PM |
DiligentiaLLC | $100.00 | 9/19/2011 7:12:39 PM |
tender-commerce8 | $100.00 | 9/19/2011 7:39:57 PM |
heaven75 | $150.00 | 9/19/2011 9:30:39 PM |
mspiggybank | $100.00 | 9/19/2011 10:21:04 PM |
Rogelio48 | $30.00 | 9/20/2011 6:51:46 AM |
thelovebug | $100.00 | 9/20/2011 9:16:24 AM |
Rostov | $25.00 | 9/20/2011 9:38:22 AM |
fragonardlives | $25.00 | 9/20/2011 8:57:14 AM |
SqueezeKing | $25.00 | 9/20/2011 3:19:58 PM |
mercuriant | $25.00 | 9/20/2011 4:17:35 PM |
loss-of-control | $100.00 | 9/20/2011 6:09:28 PM |
LendToCause | $25.00 | 9/20/2011 5:56:57 PM |
B2152 | $25.00 | 9/21/2011 5:31:29 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:31 AM |
tender-ore | $30.00 | 9/21/2011 6:52:01 AM |
contract-victor5 | $30.00 | 9/21/2011 7:40:39 AM |
intrepid-loot | $25.00 | 9/21/2011 6:15:41 AM |
paulpk | $200.00 | 9/21/2011 9:29:36 AM |
helpful-loan245 | $25.00 | 9/21/2011 11:40:03 AM |
green28 | $103.85 | 9/21/2011 9:53:28 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:42 PM |
cbivitz | $150.00 | 9/21/2011 12:50:15 PM |
Located | $199.42 | 9/21/2011 1:08:58 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:39 PM |
126 Investments
|
Borrower Payment Dependent Notes Series
526941
This series of Notes was issued and sold upon the funding of the borrower loan #53621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $426.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,053 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| BillsInventory |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff all of my debt in 3 years and save me over $300 per month.
My financial situation:
I am a good candidate for this loan because I have limited debt and have always paid all my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $55.00 | 9/13/2011 2:49:27 AM |
green-trade-dolphin2 | $25.00 | 9/13/2011 7:17:13 AM |
mr55262 | $50.00 | 9/13/2011 10:29:00 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:45 PM |
caring-hope2 | $100.00 | 9/13/2011 4:32:48 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:40 PM |
MonopolyDred | $25.00 | 9/14/2011 5:40:12 PM |
nickel-ferret | $50.00 | 9/14/2011 5:47:00 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:37 AM |
Kaj | $50.00 | 9/16/2011 4:01:05 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:44 AM |
jubilant-durability9 | $50.00 | 9/16/2011 9:30:02 AM |
umfan123 | $25.00 | 9/16/2011 9:33:14 AM |
cool_kubera | $100.00 | 9/16/2011 10:00:47 AM |
janus_god | $25.00 | 9/16/2011 10:57:34 AM |
fcrick | $25.00 | 9/16/2011 3:05:48 PM |
axl163 | $25.00 | 9/16/2011 4:45:40 PM |
jazz619 | $25.00 | 9/16/2011 10:24:22 PM |
Zach842 | $150.00 | 9/17/2011 7:27:54 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:50:41 AM |
cloud8 | $50.00 | 9/17/2011 11:10:40 AM |
oneeighty | $25.00 | 9/17/2011 2:41:37 PM |
return-seeker85 | $25.00 | 9/18/2011 10:00:13 AM |
generous-at-heart | $25.00 | 9/18/2011 6:08:33 PM |
reward-burger2 | $50.00 | 9/19/2011 7:41:48 AM |
mtquan | $25.00 | 9/19/2011 2:25:01 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:50 AM |
pfh | $25.00 | 9/20/2011 8:01:19 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:54 PM |
theloanfiller | $25.00 | 9/20/2011 6:19:00 PM |
arbor1 | $25.00 | 9/20/2011 8:57:17 PM |
DrNano | $50.00 | 9/20/2011 8:49:21 PM |
seabass123 | $25.00 | 9/21/2011 8:22:17 AM |
JustMee | $25.00 | 9/21/2011 11:51:42 AM |
jazzlender | $50.00 | 9/21/2011 10:29:40 AM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:28 PM |
GoldenGo4 | $150.00 | 9/21/2011 6:50:00 PM |
credit-bliss8 | $25.00 | 9/22/2011 12:44:51 AM |
interstellar | $75.00 | 9/22/2011 3:37:41 AM |
crw1950 | $47.54 | 9/22/2011 5:05:27 AM |
pious-benjamins1 | $25.00 | 9/21/2011 9:17:50 PM |
green-unrivaled-felicity | $25.00 | 9/21/2011 9:29:27 PM |
GElender | $40.00 | 9/22/2011 6:28:35 AM |
first-serene-credit | $25.00 | 9/22/2011 8:52:51 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:37 AM |
dordee | $75.00 | 9/22/2011 10:10:53 AM |
repaymeplease | $26.87 | 9/22/2011 9:26:46 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:48 AM |
life-is-great | $25.00 | 9/22/2011 11:30:23 AM |
hawaiitechnical | $25.00 | 9/22/2011 12:25:28 PM |
TeamRamRod | $106.12 | 9/22/2011 1:52:32 PM |
selector568 | $300.00 | 9/22/2011 12:58:29 PM |
dime-sprout | $25.00 | 9/22/2011 2:44:55 PM |
unique-market9 | $29.00 | 9/22/2011 2:16:55 PM |
peso-trailblazer0 | $52.10 | 9/22/2011 2:35:14 PM |
Solid-Platinum | $45.00 | 9/22/2011 4:22:11 PM |
athletesfootkb | $58.70 | 9/22/2011 4:49:13 PM |
Gibbyland | $150.00 | 9/22/2011 4:41:10 PM |
loan-victor0 | $100.00 | 9/22/2011 4:44:42 PM |
rolltide09 | $25.00 | 9/22/2011 2:07:46 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:10 AM |
indomitable-coin | $25.00 | 9/13/2011 4:59:25 AM |
john0720 | $50.00 | 9/13/2011 6:45:43 AM |
one-midas | $26.00 | 9/13/2011 2:17:02 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:28 PM |
oplender | $25.00 | 9/14/2011 6:29:44 PM |
goose026 | $25.00 | 9/15/2011 6:52:41 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:20 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:17 PM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:00:56 AM |
pnace | $50.00 | 9/16/2011 7:31:21 AM |
Money_Hog | $25.00 | 9/16/2011 7:56:34 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:56 AM |
slartibardfast | $33.00 | 9/16/2011 10:38:46 AM |
Cherrypicker | $50.00 | 9/16/2011 3:01:19 PM |
rpg | $25.00 | 9/16/2011 4:56:26 PM |
a-responsible-return | $58.00 | 9/16/2011 5:14:21 PM |
finance-symphony7 | $75.00 | 9/16/2011 5:28:10 PM |
community-bridge | $300.00 | 9/16/2011 8:53:16 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:40 AM |
jarf | $25.00 | 9/17/2011 8:29:48 AM |
mennleo | $50.00 | 9/17/2011 9:13:41 AM |
trumpeter5 | $25.00 | 9/17/2011 9:42:25 AM |
friendinmoney | $25.00 | 9/17/2011 10:47:49 AM |
radforj22 | $25.00 | 9/17/2011 6:06:48 PM |
NolockHolmes | $50.00 | 9/17/2011 5:15:20 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:27 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:20 AM |
tender-commerce8 | $100.00 | 9/18/2011 5:48:33 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:58 PM |
ethical-truth211 | $300.00 | 9/19/2011 8:44:50 AM |
diablorulz | $50.00 | 9/20/2011 9:40:50 AM |
100units | $100.00 | 9/20/2011 10:57:31 AM |
unconquerable-dedication | $25.00 | 9/20/2011 11:53:28 AM |
credit-coach118 | $40.18 | 9/20/2011 3:15:07 PM |
creativename | $35.00 | 9/20/2011 4:43:57 PM |
RPR | $177.00 | 9/20/2011 2:48:49 PM |
baseballfan111 | $50.00 | 9/20/2011 7:04:44 PM |
MonkeyHero | $80.00 | 9/20/2011 7:28:01 PM |
luann199 | $25.00 | 9/20/2011 6:37:21 PM |
theloanteacher | $25.00 | 9/20/2011 9:09:15 PM |
gold-pudding6 | $25.00 | 9/21/2011 5:45:08 AM |
nimble-nickel | $25.00 | 9/21/2011 12:03:19 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:43 PM |
Oranje88 | $50.00 | 9/21/2011 12:52:52 PM |
velocity-flag | $25.00 | 9/21/2011 12:45:31 PM |
credit-socrates648 | $3,000.00 | 9/21/2011 2:07:28 PM |
renaissance168 | $40.00 | 9/21/2011 12:33:16 PM |
Attract | $25.00 | 9/21/2011 4:27:52 PM |
secureincome | $2,500.00 | 9/21/2011 3:50:39 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:57:10 PM |
lm75 | $25.00 | 9/21/2011 5:18:12 PM |
GoldenGo4 | $50.00 | 9/21/2011 5:51:29 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:55 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:53:46 PM |
Weaverville | $50.00 | 9/21/2011 9:07:51 PM |
basejump0 | $25.00 | 9/22/2011 3:39:13 AM |
PaulW | $25.00 | 9/22/2011 4:44:42 AM |
reinforced-reward | $25.00 | 9/21/2011 9:12:43 PM |
Digs | $25.00 | 9/22/2011 6:28:42 AM |
LianaB | $60.00 | 9/22/2011 6:41:10 AM |
loyalty-czar | $100.00 | 9/22/2011 7:28:14 AM |
herbyman | $50.00 | 9/22/2011 5:52:33 AM |
credit-investor5 | $50.00 | 9/22/2011 7:55:38 AM |
wwwUniversal | $25.00 | 9/22/2011 9:19:01 AM |
forthright-trade | $25.00 | 9/22/2011 10:50:19 AM |
rocker137 | $50.00 | 9/22/2011 11:53:03 AM |
MilitaryAV8R | $25.00 | 9/22/2011 10:51:30 AM |
brainy-repayment5 | $57.01 | 9/22/2011 12:18:42 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:16 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:16:33 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:46 PM |
bid-stockpiler1 | $150.00 | 9/22/2011 2:59:45 PM |
payment-halo | $25.00 | 9/22/2011 4:25:30 PM |
smart-kindness8 | $50.00 | 9/22/2011 4:34:46 PM |
awesome-yield7 | $31.48 | 9/22/2011 4:45:22 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
526983
This series of Notes was issued and sold upon the funding of the borrower loan #53591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 1y 1m |
Amount delinquent:
| $600 |
Total credit lines:
| 50 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| magicska |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to pay off all my expenses
Purpose of loan:
This loan will be used to... pay off all debt
My financial situation:
I am a good candidate for this loan because...I am make enough money and would like to just pay off everything at once instead of making 5 different payments a montj
Monthly net income: $2322.00
Monthly expenses: $200.00
Housing: $400.00
Insurance: $20.00
Car expenses: $0.00
Utilities: $77.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 9/13/2011 6:39:07 PM |
AndChicksforFree | $25.00 | 9/13/2011 7:14:30 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:08 PM |
whitemountainhandyman | $50.00 | 9/14/2011 10:09:10 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:29 PM |
commitment-galaxy | $25.00 | 9/14/2011 7:27:48 PM |
handshake5 | $100.00 | 9/15/2011 5:15:19 PM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:27 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:32 AM |
stepatatime-together | $100.00 | 9/16/2011 9:18:08 AM |
gardenofeden | $30.53 | 9/16/2011 2:10:28 PM |
Marssoft | $25.00 | 9/16/2011 8:33:14 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:13 PM |
kulender | $50.00 | 9/17/2011 6:16:48 AM |
1willray | $25.00 | 9/17/2011 2:03:21 PM |
Finchy78 | $25.00 | 9/17/2011 4:42:02 PM |
handy-justice | $50.00 | 9/17/2011 6:36:24 PM |
jjsparks28 | $55.00 | 9/17/2011 9:48:16 PM |
thelovebug | $100.00 | 9/19/2011 7:44:37 AM |
PCity-LOA15 | $25.00 | 9/19/2011 11:35:41 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:49:59 AM |
mennleo | $40.00 | 9/19/2011 12:59:42 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:41 PM |
the-stylish-euro | $25.00 | 9/20/2011 3:08:27 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:24 AM |
gold-cluster | $50.00 | 9/20/2011 7:46:29 PM |
secureincome | $400.00 | 9/21/2011 3:47:02 PM |
the-hope-workhorse | $100.00 | 9/21/2011 4:49:31 PM |
alaskanbearcub | $25.00 | 9/21/2011 5:12:22 PM |
jbadawg1017 | $75.00 | 9/21/2011 6:42:03 PM |
Dubbs360 | $100.00 | 9/14/2011 4:53:19 PM |
RenovatioCapital | $25.00 | 9/14/2011 10:52:11 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:54 AM |
capital-halo1 | $1,000.00 | 9/15/2011 5:14:04 PM |
WisconsinLiberal | $25.00 | 9/15/2011 5:19:57 PM |
let_me_retire | $25.00 | 9/15/2011 8:34:14 PM |
sierrasteve | $50.00 | 9/15/2011 10:31:34 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:25 AM |
finance-prescription | $84.00 | 9/16/2011 9:10:31 AM |
nickel-hickory | $100.00 | 9/16/2011 9:30:36 AM |
missing-link | $25.00 | 9/16/2011 5:22:56 PM |
suave-dime6 | $25.00 | 9/16/2011 6:30:04 PM |
khaister | $25.00 | 9/16/2011 9:01:20 PM |
newest-generous-income | $25.00 | 9/17/2011 2:03:00 AM |
wlm3012 | $30.00 | 9/17/2011 11:33:50 AM |
green-trade-dolphin | $25.00 | 9/17/2011 6:12:36 PM |
green28 | $100.00 | 9/19/2011 11:00:54 AM |
finance-mushroom | $100.00 | 9/19/2011 5:09:36 PM |
carrinel | $45.21 | 9/20/2011 6:57:06 AM |
pfh | $25.00 | 9/20/2011 7:43:17 AM |
wise-careful-greenback | $25.00 | 9/20/2011 8:48:32 PM |
Bob450 | $25.00 | 9/21/2011 8:05:41 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:46 PM |
The_Phoenix_Company | $25.00 | 9/21/2011 5:22:01 PM |
burgeoning-generosity9 | $25.00 | 9/21/2011 5:38:39 PM |
mammalian4 | $25.00 | 9/21/2011 5:55:17 PM |
jbloans | $25.00 | 9/21/2011 7:17:33 PM |
Little_Tuna_College_Fund | $65.25 | 9/21/2011 7:32:01 PM |
newest-power-banker | $0.01 | 9/21/2011 7:53:12 PM |
irrelevant | $25.00 | 9/21/2011 7:05:10 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
526989
This series of Notes was issued and sold upon the funding of the borrower loan #53583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,196 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| precious-coin7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay of my daughter's high school
Purpose of loan:
This loan will be used to pay off my daughter's private high school tuition so she can start her senior year.This was a last minute idea so I am in need of this. Thank You in advance
My financial situation:
I am a good candidate for this loan because I currently pay off my bills on time. I take budgeting my money seriously and my credit score has been rated as good.
Monthly net income: $3,400
Monthly expenses: shared among household
Housing: $800
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $ 120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/13/2011 6:09:46 PM |
SolarMoonshine | $25.00 | 9/13/2011 6:38:36 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:08 PM |
roux | $25.00 | 9/13/2011 7:35:43 PM |
mrxtravis | $25.00 | 9/13/2011 10:10:25 PM |
heavy_ax | $50.00 | 9/14/2011 11:33:01 AM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:42 PM |
fusbarro | $75.00 | 9/15/2011 11:40:59 AM |
sturdy-responsibility7 | $25.00 | 9/16/2011 3:36:34 AM |
Credit4Talent | $35.00 | 9/16/2011 7:50:43 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:46 AM |
Free-the-usa-1776 | $25.00 | 9/16/2011 8:03:42 PM |
kulender | $100.00 | 9/17/2011 6:15:48 AM |
I-Believe-In-You | $37.35 | 9/17/2011 11:20:16 AM |
money-bauble | $200.00 | 9/17/2011 12:07:37 PM |
1willray | $25.00 | 9/17/2011 2:00:52 PM |
mighty-payout1 | $25.00 | 9/17/2011 9:32:20 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:47 AM |
SwiDaddy | $25.00 | 9/18/2011 5:03:14 AM |
AndChicksforFree | $15.53 | 9/18/2011 7:11:30 AM |
irrelevant | $25.00 | 9/18/2011 6:05:06 AM |
bonus-demon | $50.00 | 9/13/2011 7:46:04 PM |
well-rounded-payout0 | $50.00 | 9/13/2011 7:50:47 PM |
impeccable-ore3 | $25.00 | 9/14/2011 9:59:55 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:29 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:51 PM |
handy-justice | $50.00 | 9/14/2011 8:24:08 PM |
wealth-renaissance5 | $30.00 | 9/15/2011 12:37:35 AM |
klemer | $25.00 | 9/15/2011 5:02:42 PM |
dudebrah | $25.00 | 9/15/2011 7:55:53 PM |
loss-of-control | $75.00 | 9/16/2011 8:52:17 AM |
luzonct | $100.00 | 9/16/2011 11:21:47 AM |
excellent-wealth6 | $25.00 | 9/16/2011 11:51:58 AM |
the-credit-bauble | $25.00 | 9/16/2011 2:42:17 PM |
suave-dime6 | $25.00 | 9/16/2011 6:30:27 PM |
danf2201 | $25.00 | 9/16/2011 8:35:18 PM |
mennleo | $25.00 | 9/17/2011 9:15:40 AM |
Mombo-5 | $50.00 | 9/17/2011 11:08:25 AM |
evergreen16 | $25.00 | 9/17/2011 2:06:39 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:48 PM |
justasoldier | $50.00 | 9/17/2011 6:52:21 PM |
icanhasloanz | $50.00 | 9/18/2011 4:07:39 AM |
glroark | $50.00 | 9/18/2011 6:28:11 AM |
Unitas4302 | $57.12 | 9/18/2011 6:37:27 AM |
rubylender | $25.00 | 9/18/2011 5:18:55 AM |
dime-sapling | $25.00 | 9/18/2011 7:08:08 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
526993
This series of Notes was issued and sold upon the funding of the borrower loan #53610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 1m |
Amount delinquent:
| $10,235 |
Total credit lines:
| 16 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,870 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-leather4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
I am obtaining this personal loan to pay of some debt, to further rebuild my credit, and to help out with some cost associated with my personal business.
I currently take home 3500 a month and my monthly obligations are only 800, which will be less after I pay off a jeep that?s in my dads name. So I will have no problem making this same monthly payment.
I haven?t had a single late payment in 6 years and all of my credit card balances are at zero.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $25.00 | 9/13/2011 5:26:08 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:47 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:09 PM |
indomitable-coin | $25.00 | 9/13/2011 8:00:18 PM |
oplender | $25.00 | 9/14/2011 6:29:47 PM |
mountainpeak | $25.00 | 9/14/2011 7:04:47 PM |
Hexnut | $50.00 | 9/14/2011 8:40:38 PM |
poppinkid | $30.04 | 9/15/2011 3:59:18 AM |
porwestco | $32.00 | 9/15/2011 3:19:41 AM |
new-dollar-sprout | $83.56 | 9/15/2011 6:45:19 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:22 AM |
loan-oasis4 | $25.93 | 9/15/2011 8:19:49 AM |
nickel-ferret | $50.00 | 9/15/2011 9:28:48 AM |
baseballfan111 | $50.00 | 9/15/2011 11:38:28 AM |
ctgscott | $25.00 | 9/15/2011 11:18:43 AM |
reward-cosmos | $25.00 | 9/15/2011 12:12:05 PM |
gilbrear | $25.00 | 9/15/2011 1:32:03 PM |
kristof2007 | $25.00 | 9/15/2011 1:35:47 PM |
peaceful-agreement2 | $30.00 | 9/15/2011 2:48:16 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:19 PM |
self-reliant-p2p2 | $25.00 | 9/15/2011 7:54:39 PM |
radiant-fund | $50.00 | 9/16/2011 7:06:56 AM |
active-reward7 | $68.00 | 9/16/2011 9:00:54 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:17:33 AM |
investment-kingdom | $121.80 | 9/16/2011 10:42:31 AM |
greenback-seagull2 | $100.00 | 9/16/2011 12:07:22 PM |
caseattle | $25.00 | 9/16/2011 2:10:32 PM |
CLoViq | $72.00 | 9/16/2011 7:42:31 PM |
tender-commerce8 | $100.00 | 9/16/2011 10:10:44 PM |
mr55262 | $25.00 | 9/16/2011 11:11:25 PM |
impartial-treasure7 | $25.00 | 9/17/2011 4:21:23 AM |
Bank42 | $42.31 | 9/17/2011 5:13:24 AM |
Spring342 | $25.00 | 9/17/2011 6:05:26 AM |
goose026 | $25.00 | 9/17/2011 6:07:07 AM |
Lou-Holtz | $50.00 | 9/17/2011 6:07:17 AM |
wise-blazing-currency | $26.92 | 9/17/2011 7:08:06 AM |
trade-elm | $32.00 | 9/17/2011 8:44:57 AM |
tranquil-capital9 | $25.00 | 9/17/2011 10:39:55 AM |
bchbum | $25.00 | 9/17/2011 10:01:57 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:48 AM |
marwadi-62 | $25.00 | 9/17/2011 3:08:48 PM |
obedient-loan1 | $50.00 | 9/17/2011 6:01:58 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:29 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:22 AM |
red-penny-philosopher | $25.00 | 9/18/2011 9:55:33 AM |
diversification-renaissance3 | $25.00 | 9/18/2011 1:58:14 PM |
income-buddy7 | $100.00 | 9/18/2011 1:37:38 PM |
loan-squadron | $50.00 | 9/18/2011 7:40:54 PM |
ferdberfel | $25.00 | 9/19/2011 7:16:48 AM |
asset-fanatic | $25.00 | 9/19/2011 8:50:31 AM |
safe-finance | $25.00 | 9/19/2011 9:00:28 AM |
noble-yield136 | $25.00 | 9/19/2011 9:25:29 AM |
Earn_money | $25.00 | 9/19/2011 12:13:17 PM |
mtquan | $25.00 | 9/19/2011 2:25:04 PM |
Tighternbarkonatree | $25.00 | 9/20/2011 4:31:39 AM |
ect_2k20 | $25.00 | 9/20/2011 1:04:23 PM |
colorfulgardener | $25.00 | 9/21/2011 1:59:56 AM |
llequire1 | $83.65 | 9/21/2011 3:54:08 AM |
orgy63 | $25.00 | 9/21/2011 7:05:55 AM |
boylezz | $25.00 | 9/21/2011 9:59:31 AM |
important-diversification620 | $25.00 | 9/21/2011 2:20:15 PM |
secureincome | $1,052.42 | 9/21/2011 3:45:41 PM |
top-epic-community | $100.00 | 9/14/2011 6:27:48 AM |
BxRealtor | $25.00 | 9/14/2011 9:04:52 AM |
rcj1411 | $50.00 | 9/14/2011 9:16:24 AM |
upperdeck | $32.89 | 9/15/2011 3:56:52 AM |
pednatjr | $50.00 | 9/15/2011 6:16:13 AM |
bmbanzai | $25.00 | 9/15/2011 6:26:23 AM |
skaught | $30.00 | 9/15/2011 7:47:59 AM |
j2ee | $25.00 | 9/15/2011 7:07:26 AM |
statenisland51 | $25.00 | 9/15/2011 9:36:11 AM |
traice | $25.00 | 9/15/2011 11:55:05 AM |
Sneezie | $100.00 | 9/15/2011 12:21:38 PM |
thinker6 | $50.00 | 9/15/2011 12:58:54 PM |
enriched-truth | $50.00 | 9/15/2011 3:33:08 PM |
unequaled-pound | $31.48 | 9/15/2011 3:58:29 PM |
gold-pudding6 | $50.00 | 9/15/2011 6:50:25 PM |
West_End_Local | $50.00 | 9/15/2011 9:31:26 PM |
jazzlender | $50.00 | 9/15/2011 10:16:47 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:39 AM |
deal-blossom5 | $27.32 | 9/16/2011 5:12:27 AM |
tibia | $25.00 | 9/16/2011 5:51:56 AM |
mrpowers5531 | $25.00 | 9/16/2011 9:40:03 AM |
SharkAttack | $25.00 | 9/16/2011 10:13:54 AM |
agile-vigilance8 | $100.00 | 9/16/2011 10:21:17 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:20 PM |
allotment464 | $100.00 | 9/16/2011 3:46:16 PM |
Biancs | $100.00 | 9/16/2011 4:32:52 PM |
equallender | $112.59 | 9/17/2011 2:17:56 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:41 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:06:18 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:17:43 AM |
mennleo | $70.00 | 9/17/2011 8:35:14 AM |
KINGDOMVENDING | $25.00 | 9/17/2011 12:45:15 PM |
Oak-Parker | $25.00 | 9/18/2011 12:45:57 AM |
skidoo99 | $25.00 | 9/18/2011 4:41:04 AM |
ockid007 | $50.00 | 9/18/2011 7:21:05 AM |
SojournerMobile | $69.71 | 9/18/2011 9:00:27 AM |
Falcon60 | $120.00 | 9/18/2011 11:10:21 AM |
best-inspiring-deal | $25.00 | 9/18/2011 5:17:20 PM |
treasure-runner | $25.00 | 9/18/2011 3:54:29 PM |
point-pecan | $277.68 | 9/18/2011 4:54:40 PM |
platinum-dojo | $25.00 | 9/18/2011 7:32:15 PM |
versatile-return3 | $69.84 | 9/18/2011 8:33:38 PM |
Dr_M | $25.00 | 9/18/2011 7:21:53 PM |
UHcougars | $28.94 | 9/18/2011 8:35:03 PM |
pugmalion | $25.00 | 9/19/2011 7:44:32 AM |
moose-capital-funding | $73.92 | 9/19/2011 8:16:08 AM |
green28 | $200.00 | 9/19/2011 10:46:19 AM |
Earn_money | $25.00 | 9/19/2011 12:13:00 PM |
damage | $25.00 | 9/19/2011 12:16:55 PM |
marwadi-62 | $75.00 | 9/20/2011 6:07:01 AM |
pfh | $25.00 | 9/20/2011 7:43:05 AM |
diablorulz | $50.00 | 9/20/2011 9:40:52 AM |
radforj22 | $25.00 | 9/20/2011 10:05:17 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:55 PM |
wlm3012 | $30.00 | 9/20/2011 5:07:01 PM |
jojnax | $25.00 | 9/21/2011 3:44:40 AM |
jarf | $25.00 | 9/21/2011 4:04:42 AM |
Syzygy | $25.00 | 9/21/2011 9:21:11 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:47 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
527013
This series of Notes was issued and sold upon the funding of the borrower loan #53841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 1m |
Amount delinquent:
| $179 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,177 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-venus |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Expenses
Purpose of loan: consolidate high interest credit cards; pay off car
This loan will be used to...
My financial situation: Good. Ther is one delinquency of $179- water usage billed one year after moving- in dispute
I am a good candidate for this loan because...I pay all of my obligations on time.
Monthly net income: 4300
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $360
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 9/15/2011 2:16:03 PM |
worth-arch | $25.00 | 9/23/2011 10:58:05 AM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:47 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:10 PM |
BxRealtor | $25.00 | 9/14/2011 9:04:53 AM |
goose026 | $25.00 | 9/15/2011 6:52:43 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:56 AM |
fusbarro | $75.00 | 9/15/2011 11:41:00 AM |
AndChicksforFree | $25.00 | 9/15/2011 6:55:46 PM |
american6 | $100.00 | 9/16/2011 4:28:44 PM |
CO_Engineer | $25.00 | 9/16/2011 11:28:05 PM |
kulender | $100.00 | 9/17/2011 6:21:10 AM |
trumpeter5 | $25.00 | 9/17/2011 9:43:34 AM |
Interloper | $25.00 | 9/17/2011 12:01:46 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:54 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:48 AM |
life-is-great | $25.00 | 9/19/2011 7:16:32 AM |
ethical-truth211 | $700.00 | 9/19/2011 9:32:58 AM |
mtquan | $25.00 | 9/19/2011 2:25:04 PM |
compoundinterest | $50.00 | 9/19/2011 5:07:58 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:01 AM |
credit-maple5 | $50.00 | 9/21/2011 5:30:17 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:47 PM |
ursus | $50.00 | 9/21/2011 5:08:24 PM |
wwwUniversal | $25.00 | 9/21/2011 5:18:00 PM |
jescowa | $50.00 | 9/21/2011 6:16:53 PM |
listing-vista | $25.00 | 9/21/2011 6:19:56 PM |
velocity-winner | $25.00 | 9/21/2011 6:36:51 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:19 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:57 PM |
revenue-serenity | $25.00 | 9/22/2011 8:34:35 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:50 AM |
integrity-trumpet | $50.00 | 9/22/2011 1:35:33 PM |
villagers | $50.00 | 9/22/2011 3:11:27 PM |
Gibbyland | $150.00 | 9/22/2011 4:41:46 PM |
market-trooper3 | $30.00 | 9/22/2011 4:48:34 PM |
luckygreen10 | $400.00 | 9/22/2011 5:19:15 PM |
trustworthy-hope189 | $100.00 | 9/22/2011 5:58:41 PM |
gold-commander0 | $25.00 | 9/22/2011 5:33:57 PM |
SpoonerPhan | $50.00 | 9/22/2011 6:22:15 PM |
108lender | $150.00 | 9/22/2011 6:40:11 PM |
Pitufo | $25.00 | 9/22/2011 6:04:18 PM |
competent-p2p | $35.00 | 9/22/2011 6:11:12 PM |
money-floret | $50.00 | 9/22/2011 8:30:57 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:46:53 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:38:47 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:24 AM |
gold-fluffy-bunny4 | $100.00 | 9/23/2011 4:58:05 AM |
alphaseek | $200.00 | 9/23/2011 6:17:57 AM |
Brisket_Bob | $59.08 | 9/23/2011 6:29:52 AM |
ready-vigilance3 | $100.00 | 9/23/2011 7:57:35 AM |
integrity-doctor | $100.00 | 9/23/2011 8:53:27 AM |
dafkah | $188.83 | 9/23/2011 9:42:41 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:29 AM |
bjr01 | $25.00 | 9/23/2011 10:39:44 AM |
exchange-jedi | $35.00 | 9/23/2011 11:22:43 AM |
balance-chestnut | $50.00 | 9/23/2011 12:10:00 PM |
cash-queen | $66.09 | 9/23/2011 1:19:18 PM |
Investor_DP | $100.00 | 9/13/2011 7:18:29 PM |
Bank_Of_XL | $25.00 | 9/14/2011 5:04:07 AM |
oplender | $25.00 | 9/14/2011 6:29:47 PM |
elegant-income3 | $50.00 | 9/14/2011 7:21:14 PM |
nickel-ferret | $50.00 | 9/15/2011 9:28:48 AM |
Kaj | $40.00 | 9/16/2011 4:02:32 AM |
jjswanso | $50.00 | 9/16/2011 6:50:39 AM |
pnace | $30.00 | 9/16/2011 7:40:39 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:10 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:23 PM |
IPlayOutsideTheBox | $25.00 | 9/17/2011 7:04:36 AM |
Sierrahh | $25.00 | 9/17/2011 10:51:17 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:22 AM |
GCInvestments | $28.00 | 9/20/2011 12:08:51 AM |
marwadi-62 | $100.00 | 9/20/2011 6:04:48 AM |
pfh | $25.00 | 9/20/2011 8:01:38 AM |
diablorulz | $50.00 | 9/20/2011 9:40:52 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:22 AM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:30 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:50 PM |
tech310 | $50.00 | 9/21/2011 6:04:21 PM |
Weaverville | $25.00 | 9/21/2011 8:51:53 PM |
1800porsche | $25.00 | 9/22/2011 12:58:46 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:38 AM |
riproaringrapids | $25.00 | 9/22/2011 1:28:55 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:39 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:48 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:25 PM |
evnagelist | $50.00 | 9/22/2011 4:39:57 PM |
GCInvestments | $31.00 | 9/22/2011 4:54:23 PM |
DreDub | $50.00 | 9/22/2011 4:55:27 PM |
proper-loot3 | $29.00 | 9/22/2011 5:10:44 PM |
BigLinCT | $25.00 | 9/22/2011 5:38:36 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:09 PM |
csak13 | $50.00 | 9/22/2011 6:32:06 PM |
ethicalhumanist | $100.00 | 9/22/2011 7:03:27 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:11 PM |
meenan | $50.00 | 9/22/2011 9:16:06 PM |
secureincome | $1,000.00 | 9/22/2011 9:34:46 PM |
intrepid-loot | $25.00 | 9/22/2011 9:45:45 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:39:20 AM |
payout-bridge | $75.00 | 9/23/2011 4:20:24 AM |
fcukciti | $25.00 | 9/23/2011 5:41:15 AM |
seabassx | $25.00 | 9/23/2011 8:10:26 AM |
first-serene-credit | $25.00 | 9/23/2011 8:51:53 AM |
jpsmith1981 | $109.00 | 9/23/2011 9:50:10 AM |
Shanster84 | $75.00 | 9/23/2011 10:09:47 AM |
leverage-monger | $55.00 | 9/23/2011 10:42:19 AM |
smart-loan2 | $40.00 | 9/23/2011 10:27:14 AM |
salala | $25.00 | 9/23/2011 10:45:21 AM |
rcm87 | $100.00 | 9/23/2011 11:12:00 AM |
EarlyRiser | $300.00 | 9/23/2011 12:19:23 PM |
kermitdafrog | $25.00 | 9/23/2011 12:32:50 PM |
genelinist | $100.00 | 9/23/2011 12:31:28 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
527053
This series of Notes was issued and sold upon the funding of the borrower loan #53548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 16y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $379,524 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| smart-benefit4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
18% Return Available
Purpose of loan: To consolidate debt into term pay off.
This loan will be used to pay off existing revolving lines of credit and pay them off in 3 years.
My financial situation:
I am a good candidate for this loan because I have a very strong income and perfect credit payment history.
Monthly net income: $20,000
Monthly expenses: $9,060
Housing: $4,360
Insurance: $250
Car expenses: $1500
Utilities: $450
Phone, cable, internet: $300
Food, entertainment: $1,000
Clothing, household expenses: $300
Credit cards and other loans: $1,300
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/13/2011 6:09:50 PM |
Investor_DP | $100.00 | 9/13/2011 7:18:30 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:12 PM |
worth-blanket2 | $14,600.00 | 9/14/2011 3:36:26 PM |
Rider | $75.00 | 9/14/2011 3:42:26 PM |
leeball | $100.00 | 9/13/2011 9:39:29 PM |
Bank_Of_XL | $25.00 | 9/14/2011 5:04:33 AM |
BxRealtor | $25.00 | 9/14/2011 9:04:54 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
527069
This series of Notes was issued and sold upon the funding of the borrower loan #53698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1970 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 16y 8m |
Amount delinquent:
| $63 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $894 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-harbor1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
social media marketing
Purpose of loan:
This loan will be used to... promote my social media marketing business
My financial situation:
I am a good candidate for this loan because...
I have no debts, low living expenses. Social media marketing is a high yield business. My credit is good.
Monthly net income: $ 3000.
Monthly expenses: $
Housing: $ 0
Insurance: $
Car expenses: $ 620.
Utilities: $ 300.
Phone, cable, internet: $ 200.
Food, entertainment: $ 400.
Clothing, household expenses: $
Credit cards and other loans: $ 0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/13/2011 6:09:50 PM |
top-courteous-peso | $50.00 | 9/14/2011 4:33:54 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:43 PM |
fusbarro | $75.00 | 9/15/2011 11:41:01 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:53 AM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:13 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:32 PM |
missing-link | $25.00 | 9/15/2011 7:04:20 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:48 PM |
worth-blanket2 | $8,600.00 | 9/19/2011 9:23:55 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
527099
This series of Notes was issued and sold upon the funding of the borrower loan #53611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1981 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 27y 0m |
Amount delinquent:
| $6 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,073 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| companion |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Racecar
Purpose of loan:
This loan will be used to...My financial situation:compass bank
I am a good candidate for this loan because...
Monthly net income: $4800
Monthly expenses: $
Housing: $551
Insurance: $
Car expenses: $332
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/22/2011 2:07:46 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:51 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:14 PM |
BxRealtor | $25.00 | 9/14/2011 9:04:55 AM |
Investor_DP | $100.00 | 9/14/2011 9:17:19 AM |
oplender | $25.00 | 9/14/2011 6:29:48 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:57 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:21 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:42 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:54 AM |
mennleo | $50.00 | 9/19/2011 12:37:44 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:52 AM |
diablorulz | $50.00 | 9/20/2011 9:40:53 AM |
finance-force5 | $25.00 | 9/20/2011 11:54:13 AM |
credit-maple5 | $50.00 | 9/21/2011 5:30:18 AM |
alphaseek | $200.00 | 9/21/2011 3:58:20 AM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:30 PM |
djh47a | $25.00 | 9/21/2011 6:17:01 PM |
listing-vista | $25.00 | 9/21/2011 6:19:56 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:57:22 PM |
1800porsche | $25.00 | 9/22/2011 12:58:47 AM |
revenue-serenity | $25.00 | 9/22/2011 8:34:35 AM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:51 AM |
selector568 | $300.00 | 9/22/2011 1:05:24 PM |
integrity-trumpet | $50.00 | 9/22/2011 1:35:33 PM |
dime-sprout | $25.00 | 9/22/2011 2:44:55 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:55 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:25 PM |
justchecking999 | $25.00 | 9/22/2011 3:30:41 PM |
villagers | $50.00 | 9/22/2011 3:11:28 PM |
stable-bonus | $25.00 | 9/22/2011 3:55:15 PM |
DreDub | $50.00 | 9/22/2011 4:55:27 PM |
evnagelist | $50.00 | 9/22/2011 4:39:57 PM |
entertaining-greenback2 | $25.00 | 9/22/2011 5:13:24 PM |
bmbanzai | $25.00 | 9/22/2011 5:30:14 PM |
thankful-nickel2 | $25.00 | 9/13/2011 7:39:22 PM |
goose026 | $25.00 | 9/15/2011 6:52:44 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:20 PM |
nickel-ferret | $50.00 | 9/15/2011 5:15:26 PM |
dudebrah | $25.00 | 9/15/2011 7:56:40 PM |
jjswanso | $50.00 | 9/16/2011 6:50:40 AM |
newest-generous-income | $25.00 | 9/17/2011 1:38:31 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:23 AM |
SudianX | $28.68 | 9/19/2011 3:32:22 AM |
mtquan | $25.00 | 9/19/2011 2:25:05 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:02 AM |
pfh | $25.00 | 9/20/2011 7:58:49 AM |
kulender | $100.00 | 9/20/2011 10:46:25 AM |
enthralling-deal180 | $33.00 | 9/21/2011 6:21:22 AM |
boylezz | $25.00 | 9/21/2011 9:53:59 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:46 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:49 PM |
credit-socrates648 | $341.00 | 9/21/2011 2:12:51 PM |
ursus | $50.00 | 9/21/2011 5:08:27 PM |
Weaverville | $25.00 | 9/21/2011 8:51:54 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:58 PM |
dordee | $50.00 | 9/22/2011 10:11:36 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:38 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:50 AM |
justice-magnate | $100.00 | 9/22/2011 11:27:20 AM |
life-is-great | $25.00 | 9/22/2011 11:30:24 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:18 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:49 PM |
ursus | $50.00 | 9/22/2011 5:01:03 PM |
bsmtloan | $100.00 | 9/22/2011 5:28:19 PM |
gold-commander0 | $20.32 | 9/22/2011 5:33:58 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
527143
This series of Notes was issued and sold upon the funding of the borrower loan #53682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
3 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,328 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-peso-telescope |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
Principal balance:
| $1,257.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to...
My financial situation: Could definitely be better.
I am a good candidate for this loan because...Overall I am a very responsible person seeking to payoff some debt and not live paycheck to paycheck as I presently do. In addition, I presently have an outstanding loan with Prosper (since November 2010) and I have never missed a payment to date.
Monthly net income: $4,600
Monthly expenses: $1,500 (Rent, Insurance and phone/cable)
Housing: $1,000
Insurance: $142
Car expenses: $0
Utilities: $0
Phone, cable, internet: $150-month
Food, entertainment: $150- month
Clothing, household expenses: $100-month
Credit cards and other loans: $1,200- This is the montly amount due on (5) credit cards and two personal loans that I have outstanding.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MilitaryLending | $43.02 | 9/13/2011 6:15:56 PM |
Kash2010lu | $25.00 | 9/13/2011 6:34:30 PM |
AF-Chief | $30.00 | 9/13/2011 7:15:04 PM |
Jack55304 | $200.00 | 9/13/2011 7:45:24 PM |
312-Lender | $25.00 | 9/13/2011 7:48:25 PM |
shawnw2 | $25.00 | 9/14/2011 8:33:49 AM |
Eric_Gagne | $25.00 | 9/14/2011 1:55:23 PM |
EretzCapital | $25.06 | 9/14/2011 3:41:14 PM |
AndChicksforFree | $25.00 | 9/13/2011 6:55:59 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:15 PM |
shrewd-income | $50.00 | 9/13/2011 8:01:39 PM |
eboomer2611 | $25.00 | 9/13/2011 8:12:00 PM |
golffish2 | $25.00 | 9/14/2011 4:14:17 AM |
chameleon125 | $25.00 | 9/14/2011 7:43:04 AM |
worth-blanket2 | $4,400.00 | 9/14/2011 3:36:49 PM |
whitegold24k | $1.92 | 9/14/2011 3:52:53 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
527175
This series of Notes was issued and sold upon the funding of the borrower loan #53636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,996 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enthusiastic-income1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Operating Cash
Purpose of loan:
This loan will be used for operating cash to get through the end of the off seaon, and prepare for the upcoming season
My financial situation: is in fair condition but due to a very bad off season, I've suffered a severe cash drain.
I am a good candidate for this loan because...My credit rating is good and I have a good payment history. A couple of factors will be effecting the business in positive way over the next several months. The business will recieve a huge boost from northern visitors who generally have a huge impact for around 7mo, and I've just implemented an out of house financing option for my customers
Monthly net income: $2250
Monthly expenses: $1429
Housing: $575
Insurance: $75
Car expenses: $129
Utilities: $115
Phone, cable, internet: $69
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $75
Other expenses: $116
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 9:17:59 AM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:35 PM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:50 PM |
papaloha | $25.00 | 9/16/2011 8:56:29 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:47:47 AM |
108lender | $200.00 | 9/17/2011 11:32:56 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:48 PM |
worth-blanket2 | $6,100.00 | 9/19/2011 9:22:35 AM |
benefit-jedi3 | $50.00 | 9/19/2011 9:39:06 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:32 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:44 PM |
fusbarro | $75.00 | 9/15/2011 11:41:02 AM |
patriot897 | $25.00 | 9/15/2011 3:39:12 PM |
profit-powerplant | $25.00 | 9/15/2011 4:42:29 PM |
gotjack | $100.00 | 9/17/2011 8:45:22 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:55 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
527209
This series of Notes was issued and sold upon the funding of the borrower loan #53731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $804 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| ninja313 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please help fund a new business
Purpose of loan:
This loan will be used to...pay the deposit of a new business that my business partner and I are planning to open on november 1. We plan on opening a old fashion barbershop on a main busy road to service the people of seattle Thank you.
My financial situation:
I am a good candidate for this loan because... I have a steady job already and just need a little bit of extra money to get started on this new venture. I am currently not in debt to any companys or anyone for that matter and just need a little bit to get ahead Thank You.
Monthly net income: $2700
Monthly expenses: $around 900 to 1000
Housing: $500
Insurance: $60
Car expenses: $0
Utilities: $included in rent
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/16/2011 9:07:47 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:17 AM |
blot44 | $25.00 | 9/16/2011 9:46:20 AM |
responsibility-butterfly | $25.00 | 9/16/2011 3:29:52 PM |
rpg | $25.00 | 9/16/2011 5:05:35 PM |
caring-hope2 | $100.00 | 9/17/2011 5:19:21 AM |
john0720 | $50.00 | 9/17/2011 10:01:37 AM |
goodhearted-basis4 | $25.00 | 9/17/2011 11:03:28 AM |
engaging-worth | $25.00 | 9/17/2011 2:41:38 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:38 AM |
Reddy_Capital | $25.00 | 9/18/2011 10:05:16 PM |
charming-exchange7 | $25.00 | 9/19/2011 4:53:21 PM |
patriot897 | $25.00 | 9/19/2011 6:33:33 PM |
cash-vault | $25.00 | 9/19/2011 8:31:33 PM |
seineil | $50.00 | 9/20/2011 1:52:19 AM |
100units | $100.00 | 9/20/2011 10:58:48 AM |
direct-social3 | $41.00 | 9/21/2011 1:30:09 AM |
top-epic-community | $100.00 | 9/21/2011 6:17:34 AM |
ALFLoan | $25.00 | 9/21/2011 5:36:21 PM |
diverse-benjamins | $25.00 | 9/21/2011 6:26:54 PM |
djh47a | $25.00 | 9/21/2011 6:17:03 PM |
kind-important-liberty9 | $25.00 | 9/21/2011 10:45:55 PM |
Weaverville | $50.00 | 9/21/2011 9:07:56 PM |
marwadi-62 | $100.00 | 9/22/2011 4:30:07 AM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:52 AM |
ImaPutz | $25.00 | 9/22/2011 11:56:49 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:44 PM |
Centaur | $25.00 | 9/22/2011 2:51:43 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:37:45 PM |
pnace | $35.00 | 9/22/2011 5:02:17 PM |
Leshan | $25.00 | 9/22/2011 5:21:02 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:11 PM |
3_boyz | $100.00 | 9/22/2011 5:42:19 PM |
Kaj | $40.00 | 9/22/2011 6:55:42 PM |
pious-benjamins1 | $25.00 | 9/22/2011 7:22:01 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:59 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:04 PM |
Pitufo | $25.00 | 9/22/2011 10:36:08 PM |
Iwillhuntyoudown | $25.00 | 9/22/2011 10:52:52 PM |
Oak-Parker | $25.00 | 9/23/2011 1:08:55 AM |
CoolPlexer | $25.00 | 9/23/2011 6:45:50 AM |
first-serene-credit | $25.00 | 9/23/2011 8:38:44 AM |
yu-rik | $200.00 | 9/23/2011 9:25:43 AM |
dafkah | $123.30 | 9/23/2011 9:39:38 AM |
solarwind | $14.87 | 9/23/2011 10:12:39 AM |
evergreen16 | $60.13 | 9/23/2011 10:03:22 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:35 AM |
indomitable-coin | $25.00 | 9/16/2011 9:05:33 AM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:31 AM |
D911ave | $50.00 | 9/16/2011 9:17:20 AM |
oplender | $25.00 | 9/16/2011 10:06:46 AM |
elvisloans | $25.00 | 9/16/2011 4:05:51 PM |
BxRealtor | $25.00 | 9/16/2011 6:25:15 PM |
green-trade-dolphin2 | $25.00 | 9/16/2011 8:20:01 PM |
mr55262 | $25.00 | 9/16/2011 11:11:33 PM |
Sneezie | $100.00 | 9/17/2011 7:56:23 AM |
mennleo | $50.00 | 9/17/2011 9:31:29 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:50 AM |
GoGators01 | $25.00 | 9/18/2011 11:55:01 AM |
subtle-revenue0 | $25.00 | 9/19/2011 11:53:05 AM |
fusbarro | $100.00 | 9/19/2011 11:54:06 AM |
pfh | $25.00 | 9/20/2011 7:58:17 AM |
diablorulz | $50.00 | 9/20/2011 9:41:03 AM |
cello1 | $25.00 | 9/20/2011 3:06:48 PM |
hidavehi | $26.00 | 9/20/2011 3:55:47 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:00 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:09 PM |
listing-renaissance5 | $100.00 | 9/21/2011 1:10:35 PM |
jescowa | $50.00 | 9/21/2011 6:15:45 PM |
1800porsche | $25.00 | 9/22/2011 12:58:51 AM |
nickel-ferret | $50.00 | 9/22/2011 9:09:56 AM |
wwwUniversal | $25.00 | 9/22/2011 9:19:05 AM |
bid-stockpiler1 | $25.00 | 9/22/2011 10:53:14 AM |
Gibbyland | $100.00 | 9/22/2011 4:46:59 PM |
wise-unequivocal-return | $75.00 | 9/22/2011 6:36:02 PM |
108lender | $150.00 | 9/22/2011 6:40:14 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:02:05 PM |
radforj22 | $25.00 | 9/22/2011 7:22:50 PM |
Zeenos | $72.64 | 9/22/2011 10:05:29 PM |
jcrew007 | $25.00 | 9/23/2011 4:08:29 AM |
FloridaBookie | $46.06 | 9/23/2011 5:24:41 AM |
Brisket_Bob | $51.00 | 9/23/2011 6:51:22 AM |
truth-umbrella3 | $25.00 | 9/23/2011 10:01:08 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
527219
This series of Notes was issued and sold upon the funding of the borrower loan #53785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 37y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,540 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-detective9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jerry
Purpose of loan:
This loan will be used to... do home improvements
My financial situation:
I am a good candidate for this loan because...If you check our payment history you will see we have always paid our bills on time. I have been with the same employer which is the largest steel company in the world for 38 years. My wife is an RN with a very prominent Cardiology group. Our income has and is very stable and we take pride in our credit scores.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 9/14/2011 9:04:59 AM |
green-trade-dolphin2 | $30.00 | 9/14/2011 9:37:03 AM |
JustMee | $25.00 | 9/14/2011 4:06:29 PM |
oplender | $25.00 | 9/14/2011 6:29:50 PM |
Ocean713 | $75.00 | 9/15/2011 3:21:08 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:42 PM |
Kaj | $40.00 | 9/16/2011 4:03:36 AM |
sflawya | $25.00 | 9/16/2011 6:07:59 AM |
gold-pudding6 | $25.00 | 9/16/2011 6:02:46 AM |
caring-hope2 | $200.00 | 9/16/2011 7:02:35 AM |
pnace | $50.00 | 9/16/2011 7:58:54 AM |
fcrick | $25.00 | 9/16/2011 3:06:36 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:15 PM |
wampum-library4 | $25.00 | 9/17/2011 2:55:57 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:30 AM |
Trapman13 | $50.00 | 9/18/2011 10:34:58 AM |
umfan123 | $25.00 | 9/18/2011 12:15:03 PM |
marketplace-kingdom | $200.00 | 9/19/2011 8:42:58 AM |
fusbarro | $100.00 | 9/19/2011 11:54:03 AM |
diablorulz | $50.00 | 9/20/2011 9:40:55 AM |
Supp0rter | $50.00 | 9/20/2011 5:41:37 PM |
commerce-yeller | $30.00 | 9/20/2011 7:51:47 PM |
baseballfan111 | $50.00 | 9/20/2011 7:06:19 PM |
sparkling-contract7 | $25.00 | 9/21/2011 4:44:29 AM |
john0720 | $100.00 | 9/21/2011 6:55:45 AM |
rockerZ71 | $25.00 | 9/21/2011 4:47:35 AM |
Stockpicker | $50.00 | 9/21/2011 8:25:34 AM |
radforj22 | $25.00 | 9/21/2011 7:32:13 AM |
jubilant-durability9 | $50.00 | 9/21/2011 9:25:56 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:53 PM |
asset-reaction | $29.11 | 9/21/2011 4:25:30 PM |
GoldenGo4 | $500.00 | 9/21/2011 6:21:58 PM |
Interloper | $25.00 | 9/21/2011 7:11:08 PM |
commerce-web5 | $25.00 | 9/21/2011 7:32:01 PM |
Weaverville | $50.00 | 9/21/2011 9:07:52 PM |
orange-coin-walnut | $50.00 | 9/22/2011 4:55:34 AM |
seabass123 | $25.00 | 9/22/2011 8:24:56 AM |
first-serene-credit | $25.00 | 9/22/2011 8:56:55 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:41 AM |
orangetrust | $100.00 | 9/22/2011 10:07:25 AM |
peace-cell2 | $30.12 | 9/22/2011 11:59:01 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:19 PM |
wealth-owner | $100.00 | 9/22/2011 2:22:57 PM |
pumped130 | $27.93 | 9/22/2011 4:35:22 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:49 PM |
auction-elvis | $25.00 | 9/22/2011 5:34:45 PM |
3_boyz | $100.00 | 9/22/2011 5:42:38 PM |
zippy-revenue8 | $25.00 | 9/22/2011 6:10:17 PM |
Pitufo | $50.00 | 9/22/2011 6:13:47 PM |
Tradesmanlender | $25.00 | 9/22/2011 7:08:40 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:57 PM |
ROYFU | $25.00 | 9/22/2011 8:16:49 PM |
OzGuy609 | $25.00 | 9/22/2011 7:39:17 PM |
Supernick | $50.00 | 9/22/2011 8:33:28 PM |
debt-legend | $25.00 | 9/22/2011 8:54:51 PM |
meenan | $50.00 | 9/22/2011 9:16:09 PM |
arampata | $100.00 | 9/23/2011 12:10:06 AM |
Lender0010 | $50.00 | 9/23/2011 1:37:48 AM |
mcabery | $300.00 | 9/22/2011 11:20:55 PM |
balance-bliss | $100.00 | 9/23/2011 12:35:24 AM |
sri59 | $100.00 | 9/23/2011 6:17:35 AM |
enchanted-truth264 | $25.00 | 9/23/2011 7:04:25 AM |
treasure-hunter270 | $25.00 | 9/23/2011 7:25:51 AM |
fairwealth | $25.00 | 9/23/2011 7:53:45 AM |
suburbanman64 | $25.00 | 9/23/2011 8:18:28 AM |
handy-wealth0 | $50.00 | 9/23/2011 9:13:26 AM |
unafraid-loan5 | $25.00 | 9/23/2011 9:55:19 AM |
salala | $50.00 | 9/23/2011 10:45:22 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:58 AM |
EarlyRiser | $500.00 | 9/23/2011 12:19:57 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:44 PM |
BabyLender | $25.00 | 9/23/2011 4:27:28 PM |
NolockHolmes | $50.00 | 9/23/2011 8:59:18 PM |
jasonrun | $25.00 | 9/23/2011 8:42:49 PM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:14 AM |
Ven58 | $30.00 | 9/24/2011 11:44:10 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:45 PM |
emo13 | $50.00 | 9/24/2011 1:06:50 PM |
riskreward | $250.00 | 9/24/2011 5:29:10 PM |
ultimatepaintball | $25.00 | 9/24/2011 9:03:02 PM |
Finla | $74.02 | 9/24/2011 8:29:04 PM |
GGWC | $25.00 | 9/24/2011 9:19:32 PM |
Anny-Disco | $25.00 | 9/25/2011 5:01:59 AM |
knowledgeable-payment7 | $25.00 | 9/25/2011 3:17:53 AM |
fiddlerzvi | $56.33 | 9/25/2011 12:18:47 PM |
antlr | $25.00 | 9/25/2011 1:59:08 PM |
hope-kingdom | $100.00 | 9/25/2011 3:19:07 PM |
a-responsible-return | $50.00 | 9/25/2011 4:53:27 PM |
first-class-yield9 | $100.00 | 9/25/2011 6:21:05 PM |
currency-balancer | $25.00 | 9/25/2011 9:39:05 PM |
Packers18 | $25.00 | 9/25/2011 9:53:12 PM |
pious-benjamins1 | $25.00 | 9/25/2011 7:40:50 PM |
generous-deal6 | $50.00 | 9/26/2011 3:06:38 AM |
larslfe | $50.00 | 9/26/2011 1:26:30 AM |
alphaseek | $200.00 | 9/26/2011 5:07:50 AM |
yomanie | $25.00 | 9/26/2011 6:35:18 AM |
icchok | $100.00 | 9/26/2011 6:00:45 AM |
kulender | $50.00 | 9/26/2011 6:31:07 AM |
turbostar666 | $25.00 | 9/26/2011 8:06:21 AM |
designer_10 | $25.00 | 9/22/2011 9:25:24 PM |
Bank_Of_XL | $25.00 | 9/14/2011 9:17:53 AM |
worthy-bid8 | $50.00 | 9/14/2011 9:18:02 AM |
Theodon | $25.00 | 9/14/2011 10:19:53 AM |
indomitable-coin | $25.00 | 9/14/2011 12:27:08 PM |
sign_here | $25.00 | 9/14/2011 5:03:38 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:38 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:23 AM |
AndChicksforFree | $25.00 | 9/15/2011 6:48:36 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:41 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:03:34 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:48 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:58 AM |
nickel-ferret | $43.00 | 9/16/2011 9:10:17 AM |
arenangelchild | $43.91 | 9/16/2011 2:06:42 PM |
Chosen-one | $41.63 | 9/16/2011 3:32:28 PM |
CatbirdBanking | $25.00 | 9/16/2011 6:58:15 PM |
Gordon_Gekko1 | $25.00 | 9/16/2011 7:38:17 PM |
mr55262 | $25.00 | 9/16/2011 11:11:26 PM |
gaiusceasar | $25.00 | 9/17/2011 8:13:26 AM |
oneeighty | $25.00 | 9/17/2011 2:42:28 PM |
Barky52 | $25.00 | 9/17/2011 3:34:25 PM |
Money_Hog | $25.00 | 9/18/2011 9:50:32 AM |
Bio-physicist | $31.00 | 9/19/2011 12:23:10 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:56 PM |
compoundinterest | $50.00 | 9/20/2011 5:07:50 PM |
penguino | $100.00 | 9/20/2011 6:18:25 PM |
friendinmoney | $45.03 | 9/21/2011 8:23:37 AM |
The_Lendor | $25.00 | 9/21/2011 8:39:41 AM |
beachfunder | $75.00 | 9/21/2011 12:14:12 PM |
mtquan | $25.00 | 9/21/2011 1:57:18 PM |
jescowa | $50.00 | 9/21/2011 6:12:53 PM |
ibealion | $27.58 | 9/22/2011 5:24:46 AM |
life-is-great | $25.00 | 9/22/2011 11:30:26 AM |
market-maximizer472 | $100.00 | 9/22/2011 3:32:54 PM |
tomdooley12520 | $25.00 | 9/22/2011 4:03:05 PM |
awwaww | $30.00 | 9/22/2011 4:33:07 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:52 PM |
Aimvest | $25.00 | 9/22/2011 4:53:43 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:16 PM |
finance-symphony7 | $99.88 | 9/22/2011 5:16:02 PM |
mortikai | $100.00 | 9/22/2011 5:33:52 PM |
handshake52 | $25.00 | 9/22/2011 6:00:22 PM |
cash4less | $25.00 | 9/22/2011 6:06:20 PM |
competent-p2p | $50.00 | 9/22/2011 6:14:36 PM |
wise-unequivocal-return | $100.00 | 9/22/2011 6:41:47 PM |
repaymeplease | $25.00 | 9/22/2011 7:45:15 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:14 PM |
blissful-penny | $130.52 | 9/22/2011 8:54:52 PM |
yield-seeker | $25.00 | 9/22/2011 10:17:28 PM |
CirC | $40.32 | 9/22/2011 10:23:35 PM |
musososeki | $30.00 | 9/23/2011 3:24:40 AM |
Syzygy | $25.00 | 9/23/2011 3:28:14 AM |
fcukciti | $25.00 | 9/23/2011 5:41:17 AM |
anacent | $50.00 | 9/23/2011 6:53:19 AM |
Cromag | $25.00 | 9/23/2011 6:58:05 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:51 AM |
power-cell | $25.00 | 9/23/2011 8:06:39 AM |
credit-coach118 | $55.18 | 9/23/2011 8:40:43 AM |
RJ-Pilot | $96.58 | 9/23/2011 8:49:34 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:26 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:31 AM |
penny-finder | $44.00 | 9/23/2011 10:27:47 AM |
rcm87 | $100.00 | 9/23/2011 11:12:02 AM |
mg6619 | $25.00 | 9/23/2011 11:23:58 AM |
genelinist | $100.00 | 9/23/2011 12:43:00 PM |
CreditBuilder2 | $150.00 | 9/23/2011 3:34:05 PM |
marwadi-62 | $100.00 | 9/23/2011 3:14:48 PM |
impressive-credit431 | $500.00 | 9/23/2011 5:28:55 PM |
bkb7484 | $45.00 | 9/24/2011 4:37:31 AM |
dime-sprout | $25.00 | 9/24/2011 5:55:31 AM |
newest-funds-powerplant | $25.00 | 9/24/2011 8:19:58 AM |
dime-smasher5 | $25.00 | 9/24/2011 8:07:31 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:14 AM |
loyalty-czar | $40.46 | 9/24/2011 8:59:51 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:16:43 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:43:36 PM |
rbgnr111 | $25.00 | 9/24/2011 5:42:28 PM |
CaptainBL | $75.00 | 9/24/2011 6:31:30 PM |
Ripsaw4U | $50.00 | 9/24/2011 4:59:33 PM |
ImaPutz | $25.00 | 9/24/2011 4:04:08 PM |
SolarMoonshine | $25.00 | 9/24/2011 5:07:28 PM |
LoanDMC | $75.00 | 9/25/2011 8:51:29 AM |
drkosh | $25.00 | 9/25/2011 9:03:19 AM |
lostontheedge | $25.00 | 9/25/2011 10:32:12 AM |
a-helping-hand | $2,000.00 | 9/25/2011 10:35:14 AM |
JAB | $50.00 | 9/25/2011 11:14:58 AM |
gr8_r8 | $25.00 | 9/25/2011 12:37:02 PM |
investment-festival8 | $250.00 | 9/25/2011 2:18:42 PM |
herman7 | $25.00 | 9/25/2011 5:57:35 PM |
cyberie21 | $25.00 | 9/25/2011 6:28:00 PM |
cash-queen | $63.72 | 9/25/2011 7:31:40 PM |
digitaldan | $30.00 | 9/25/2011 7:46:20 PM |
calm-platinum8 | $30.00 | 9/25/2011 7:30:36 PM |
Pendruce | $25.00 | 9/25/2011 9:07:41 PM |
plane450 | $25.00 | 9/26/2011 8:21:42 AM |
secureincome | $659.68 | 9/26/2011 8:34:08 AM |
kyomoon | $50.00 | 9/26/2011 7:49:15 AM |
Beechturner | $50.00 | 9/26/2011 8:30:03 AM |
secureincome | $750.00 | 9/26/2011 8:33:45 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
527251
This series of Notes was issued and sold upon the funding of the borrower loan #53558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 3m |
Amount delinquent:
| $2,164 |
Total credit lines:
| 29 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,533 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| digg2000 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to elminate credit card debt
Purpose of loan: To eliminate credit card debt
This loan will be used to... pay off 4 credit accounts that I currently have. 3 of the cards will then be closed and one kept for emergencies.
My financial situation: Getting better
I am a good candidate for this loan because... I am 100% good for the money. I already pay more monthly on the 4 bills than my monthly payment would be. I have a steady job, steady income, just bought a house 3 months ago and have already eliminated probably 75% of my debt (minus the new house).
Monthly net income: $2280
Monthly expenses: $0
Housing: $550
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 9:18:03 AM |
shrewd-income | $50.00 | 9/14/2011 4:01:08 PM |
worth-blanket2 | $5,400.00 | 9/14/2011 3:37:56 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
527253
This series of Notes was issued and sold upon the funding of the borrower loan #53804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $273.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,329 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| ore-secret-agent3 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan to help business
Purpose of loan:
This loan will be used to help me expand my business and earning potential in engineering of commercial roofing sales through use of related pieces of hi-tech equipment.
My financial situation:
I am a good candidate for this loan because I have a base salary as well as bonus structure in my business.The earning potential is unlimited and I am looking to add additional tools to help me generate more revenue.Use of infrared devices will help identify and close business faster for me.I am a solid candidate for repayment of this loan on a consistant basis.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-finance-nirvana | $25.00 | 9/14/2011 5:06:53 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:08 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:53 PM |
oplender | $25.00 | 9/14/2011 6:29:51 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:24 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:58:33 AM |
fcrick | $25.00 | 9/16/2011 3:08:43 PM |
mr55262 | $25.00 | 9/16/2011 11:11:27 PM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:50 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:31 AM |
diablorulz | $50.00 | 9/20/2011 9:40:56 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:57 PM |
radforj22 | $50.00 | 9/21/2011 7:33:25 AM |
LianaB | $50.00 | 9/21/2011 7:35:22 AM |
boylezz | $25.00 | 9/21/2011 9:59:32 AM |
newest-power-banker | $40.00 | 9/21/2011 7:52:34 PM |
1800porsche | $25.00 | 9/22/2011 12:58:48 AM |
Weaverville | $50.00 | 9/21/2011 9:07:53 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:19 PM |
horseshoelake | $50.00 | 9/22/2011 12:19:07 PM |
MTGuy | $50.00 | 9/22/2011 3:54:09 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:49 PM |
platinum-rapture6 | $125.00 | 9/22/2011 7:06:31 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 7:10:45 PM |
the-charming-integrity | $48.00 | 9/23/2011 6:13:19 AM |
Brisket_Bob | $75.00 | 9/23/2011 6:36:19 AM |
anacent | $50.00 | 9/23/2011 6:53:20 AM |
rcm87 | $100.00 | 9/23/2011 11:12:02 AM |
CreditBuilder2 | $50.00 | 9/23/2011 3:34:49 PM |
dime-sprout | $25.00 | 9/24/2011 5:55:47 AM |
Lender0010 | $50.00 | 9/24/2011 11:37:16 AM |
Alittleluck | $50.00 | 9/24/2011 1:28:14 PM |
wwwUniversal | $25.00 | 9/24/2011 12:19:46 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:49:25 PM |
emo13 | $50.00 | 9/24/2011 1:06:51 PM |
riskreward | $250.00 | 9/24/2011 5:29:11 PM |
Anny-Disco | $25.00 | 9/25/2011 5:02:00 AM |
a-helping-hand | $1,000.00 | 9/25/2011 10:37:50 AM |
hope-kingdom | $25.00 | 9/25/2011 3:15:03 PM |
a-responsible-return | $50.00 | 9/25/2011 4:53:28 PM |
alphaseek | $200.00 | 9/26/2011 5:07:52 AM |
kulender | $50.00 | 9/26/2011 6:31:09 AM |
devoider | $25.00 | 9/26/2011 6:01:54 AM |
first-serene-credit | $25.00 | 9/26/2011 8:20:27 AM |
competent-commitment1 | $50.00 | 9/26/2011 9:31:35 AM |
competent-commitment1 | $38.00 | 9/26/2011 8:34:48 AM |
capital-huckleberry | $100.00 | 9/26/2011 9:42:21 AM |
p40thawk | $25.00 | 9/26/2011 9:46:52 AM |
RMB-Investments | $25.00 | 9/26/2011 9:44:04 AM |
eretro | $27.90 | 9/26/2011 9:42:05 AM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:24 PM |
gqrob | $25.00 | 9/26/2011 2:54:48 PM |
Bunji78 | $50.00 | 9/26/2011 4:20:13 PM |
djlucas | $38.03 | 9/26/2011 4:33:03 PM |
EJO | $26.00 | 9/26/2011 4:23:23 PM |
loan-crusader1 | $25.00 | 9/26/2011 6:29:27 PM |
solid3 | $1,000.00 | 9/26/2011 5:38:44 PM |
mex_invests | $25.00 | 9/26/2011 6:17:41 PM |
Warwick | $25.00 | 9/26/2011 7:14:29 PM |
Glowworm11 | $50.00 | 9/26/2011 8:17:36 PM |
sleepdeprived | $31.71 | 9/26/2011 9:46:49 PM |
christmaslightpro | $75.00 | 9/26/2011 9:47:38 PM |
GCInvestments | $30.00 | 9/26/2011 9:21:02 PM |
Traderman | $33.44 | 9/27/2011 5:10:06 AM |
top-epic-community | $100.00 | 9/14/2011 6:02:26 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:39 PM |
green-trade-dolphin2 | $25.00 | 9/14/2011 6:51:49 PM |
nikebootie | $25.00 | 9/14/2011 8:37:12 PM |
indomitable-coin | $25.00 | 9/14/2011 8:07:07 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:42 AM |
Kaj | $35.00 | 9/16/2011 4:04:44 AM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:33 AM |
pnace | $50.00 | 9/16/2011 8:01:06 AM |
nickel-ferret | $50.00 | 9/16/2011 5:10:25 PM |
oneeighty | $25.00 | 9/17/2011 2:42:50 PM |
compoundinterest | $50.00 | 9/20/2011 5:07:50 PM |
baseballfan111 | $50.00 | 9/20/2011 7:05:31 PM |
colorfulgardener | $25.00 | 9/21/2011 2:01:14 AM |
irishalaskan | $25.00 | 9/21/2011 8:50:35 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:55 PM |
JGONZ13850 | $25.00 | 9/21/2011 1:33:16 PM |
mtquan | $25.00 | 9/21/2011 1:57:19 PM |
jescowa | $50.00 | 9/21/2011 6:12:53 PM |
Loan-trust25 | $54.00 | 9/21/2011 6:14:23 PM |
zxr | $25.00 | 9/22/2011 9:32:29 AM |
life-is-great | $25.00 | 9/22/2011 11:30:27 AM |
market-maximizer472 | $100.00 | 9/22/2011 3:50:55 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:53 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:17 PM |
Aimvest | $25.00 | 9/22/2011 4:53:44 PM |
meenan | $33.00 | 9/22/2011 9:16:10 PM |
fcukciti | $25.00 | 9/23/2011 5:41:18 AM |
Goodnotlucky | $50.00 | 9/23/2011 7:26:39 AM |
Sneezie | $100.00 | 9/23/2011 8:03:27 AM |
power-cell | $25.00 | 9/23/2011 8:08:31 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:27 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:32 AM |
salala | $50.00 | 9/23/2011 10:45:22 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:58 AM |
mg6619 | $25.00 | 9/23/2011 11:23:01 AM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:44 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:55 PM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:14 AM |
Syzygy | $25.00 | 9/24/2011 9:48:48 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:15 AM |
drkosh | $25.00 | 9/25/2011 9:03:19 AM |
blissful-dollar3 | $100.00 | 9/25/2011 10:05:03 AM |
marwadi-62 | $25.00 | 9/25/2011 2:48:39 PM |
antlr | $25.00 | 9/25/2011 1:59:09 PM |
herman7 | $25.00 | 9/25/2011 5:59:10 PM |
currency-balancer | $25.00 | 9/25/2011 9:39:05 PM |
larslfe | $50.00 | 9/26/2011 1:26:31 AM |
generous-deal6 | $50.00 | 9/26/2011 3:06:39 AM |
bold-joyful-exchange | $25.00 | 9/26/2011 9:15:28 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:47:28 AM |
hitsman | $50.00 | 9/26/2011 11:34:32 AM |
javelin0 | $25.00 | 9/26/2011 1:11:09 PM |
velocity-solo | $25.00 | 9/26/2011 1:29:01 PM |
chrisb1414 | $25.00 | 9/26/2011 1:34:59 PM |
astute-benjamins | $25.00 | 9/26/2011 2:24:28 PM |
moola-gargantuan9 | $32.00 | 9/26/2011 4:13:54 PM |
marabu | $25.00 | 9/26/2011 5:12:43 PM |
smart-kindness8 | $100.00 | 9/26/2011 6:09:15 PM |
dpa24 | $101.11 | 9/26/2011 7:47:12 PM |
SCOUTY | $26.81 | 9/26/2011 7:57:05 PM |
important-diversification620 | $25.00 | 9/26/2011 8:05:27 PM |
Cheburashka | $30.00 | 9/27/2011 1:56:17 AM |
jigsaw | $100.00 | 9/27/2011 2:38:40 AM |
bowdish1 | $100.00 | 9/27/2011 5:06:21 AM |
129 Investments
|
Borrower Payment Dependent Notes Series
527265
This series of Notes was issued and sold upon the funding of the borrower loan #53764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $197.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,288 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-yield-breeze |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Engagement Ring
Purpose of loan:
Purchase an engagement ring
My financial situation:
I am a good candidate for this loan because...
After taxes I take home $3,000 / month as well as quarterly bonus from $700 - $1,500 and an annual bonus of $4,000 last year.
Total Monthly Expenses: $1,531
$600 - Rent/Utilities/Cable/Internet
$96 - Credit Card Payments
$564 - Student Loans
$30 - Insurance
$15 - Truecredit Service
$21 - Gym
$60 - Transportation
$150 - Groceries
I make sure to pay all my bills on time. When I graduated college, some of my loans had my old address listed. Because I didn't update the information on these loans, I made some late payments and my credit score was hurt. Today I am much more diligent and pay all loans on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 5:44:09 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:53 PM |
green-trade-dolphin2 | $30.00 | 9/14/2011 6:47:06 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:40 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:58 PM |
indomitable-coin | $25.00 | 9/14/2011 8:07:08 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:25 AM |
Socorro_Capital_Partners | $25.01 | 9/15/2011 11:43:18 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:21 PM |
gold-pudding6 | $25.00 | 9/16/2011 5:50:44 AM |
nickel-ferret | $50.00 | 9/17/2011 12:11:21 PM |
proud-gold9 | $25.00 | 9/18/2011 7:06:26 AM |
Dr_M | $25.00 | 9/18/2011 7:17:35 PM |
SudianX | $50.00 | 9/19/2011 3:47:55 AM |
diablorulz | $50.00 | 9/20/2011 9:40:56 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:55 PM |
Theodon | $25.00 | 9/21/2011 6:56:36 PM |
ptjg | $100.00 | 9/21/2011 10:58:12 PM |
life-is-great | $25.00 | 9/22/2011 11:30:27 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:19 PM |
market-trooper3 | $30.00 | 9/22/2011 4:46:42 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:17 PM |
auction-elvis | $25.00 | 9/22/2011 5:34:59 PM |
Kaj | $40.00 | 9/22/2011 6:54:55 PM |
competent-p2p | $35.00 | 9/22/2011 6:15:31 PM |
responsibilityenstein3 | $25.00 | 9/22/2011 6:21:14 PM |
ROYFU | $25.00 | 9/22/2011 8:17:12 PM |
fcukciti | $25.00 | 9/23/2011 5:41:19 AM |
meadow48 | $100.00 | 9/23/2011 6:57:57 AM |
salala | $25.00 | 9/23/2011 10:45:23 AM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:44 PM |
jgar_O | $30.00 | 9/24/2011 7:14:45 AM |
Tazeme | $25.00 | 9/24/2011 8:37:44 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:15 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:15 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:46 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:43:55 PM |
shellstar | $25.00 | 9/24/2011 3:46:02 PM |
marwadi-62 | $25.00 | 9/24/2011 6:38:24 PM |
timmsc | $25.00 | 9/24/2011 10:10:55 PM |
Beechturner | $50.00 | 9/25/2011 5:06:15 AM |
LifeRing | $25.00 | 9/24/2011 11:40:51 PM |
Anny-Disco | $25.00 | 9/25/2011 5:02:00 AM |
a-helping-hand | $1,000.00 | 9/25/2011 10:32:57 AM |
CoastalCASH | $25.00 | 9/25/2011 10:07:05 AM |
antlr | $25.00 | 9/25/2011 1:59:09 PM |
digitaldan | $30.00 | 9/25/2011 7:43:41 PM |
hidavehi | $26.00 | 9/25/2011 6:45:11 PM |
currency-balancer | $25.00 | 9/25/2011 9:39:06 PM |
larslfe | $50.00 | 9/26/2011 1:26:31 AM |
enriched-truth | $50.00 | 9/25/2011 11:26:28 PM |
alphaseek | $200.00 | 9/26/2011 5:07:52 AM |
generous-deal6 | $50.00 | 9/26/2011 3:06:39 AM |
Fecund-ent | $25.00 | 9/26/2011 5:19:38 AM |
enthusiastic-balance5 | $31.00 | 9/14/2011 5:47:31 PM |
top-epic-community | $100.00 | 9/14/2011 6:02:26 PM |
oplender | $25.00 | 9/14/2011 6:29:51 PM |
thankful-nickel2 | $25.00 | 9/15/2011 10:10:39 AM |
Sneezie | $34.00 | 9/15/2011 12:21:39 PM |
Ocean713 | $75.00 | 9/15/2011 3:06:10 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:43 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:21 PM |
mr55262 | $25.00 | 9/16/2011 11:11:27 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:41 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:32 AM |
dinero-honker | $50.00 | 9/18/2011 1:21:00 PM |
mennleo | $50.00 | 9/19/2011 12:39:25 PM |
pfh | $25.00 | 9/20/2011 8:04:00 AM |
100units | $100.00 | 9/20/2011 11:04:31 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:57 PM |
mason13a | $25.00 | 9/20/2011 3:48:00 PM |
prodigy3 | $100.00 | 9/20/2011 7:05:57 PM |
radforj22 | $50.00 | 9/21/2011 7:33:25 AM |
boylezz | $25.00 | 9/21/2011 9:59:32 AM |
mtquan | $25.00 | 9/21/2011 1:57:19 PM |
jescowa | $50.00 | 9/21/2011 6:15:42 PM |
Weaverville | $50.00 | 9/21/2011 9:07:53 PM |
1800porsche | $25.00 | 9/22/2011 12:58:48 AM |
One_Lolo | $25.00 | 9/22/2011 1:27:45 AM |
first-serene-credit | $25.00 | 9/22/2011 9:01:22 AM |
bonus-tent | $25.00 | 9/22/2011 4:00:54 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:31:13 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:08 PM |
StarshipTrooper | $50.00 | 9/22/2011 6:17:13 PM |
anacent | $50.00 | 9/23/2011 6:53:20 AM |
yield-aurora4 | $40.00 | 9/23/2011 6:30:21 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:27 AM |
rcm87 | $100.00 | 9/23/2011 11:12:02 AM |
exchange-jedi | $35.00 | 9/23/2011 11:27:39 AM |
mg6619 | $25.00 | 9/23/2011 11:29:24 AM |
CreditBuilder2 | $25.00 | 9/23/2011 3:47:12 PM |
afm | $25.00 | 9/23/2011 7:11:25 PM |
equitable-capital758 | $250.00 | 9/23/2011 10:48:05 PM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:18:05 AM |
fundstream | $25.00 | 9/24/2011 10:28:44 AM |
Lender0010 | $50.00 | 9/24/2011 11:38:46 AM |
social-comet224 | $25.00 | 9/24/2011 3:50:11 PM |
emo13 | $50.00 | 9/24/2011 1:06:51 PM |
SolarMoonshine | $25.00 | 9/24/2011 5:05:29 PM |
riskreward | $250.00 | 9/24/2011 5:29:11 PM |
HomerdohNY | $25.00 | 9/24/2011 8:37:42 PM |
Aimvest | $25.00 | 9/25/2011 8:27:27 AM |
Richmp412 | $25.00 | 9/25/2011 11:01:29 AM |
drkosh | $25.00 | 9/25/2011 9:03:19 AM |
Manta_Rai | $25.00 | 9/25/2011 2:38:31 PM |
bigshowlender2u | $25.00 | 9/25/2011 4:41:24 PM |
cyberie21 | $25.00 | 9/25/2011 6:27:53 PM |
wss438 | $25.00 | 9/26/2011 5:01:12 AM |
icchok | $38.99 | 9/26/2011 5:41:41 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
527281
This series of Notes was issued and sold upon the funding of the borrower loan #53748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $443.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,702 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-meadow0 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
silver-meadow0
Purpose of loan:
This loan will be used to meet immediate cash flow needs, including home repairs, bills and other household expenses.
My financial situation:
I am a good candidate for this loan because my financial situation is good and stable. My employment compensation is salary (120k anually) plus bonus. Bonus is due in November and the loan requested is to help with cash flow until that time. I have never defaulted on a loan and will not.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $55.00 | 9/14/2011 5:12:31 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:09 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:54 PM |
oplender | $25.00 | 9/14/2011 6:29:51 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:40 PM |
imlosttoo | $25.00 | 9/14/2011 7:29:35 PM |
JustMee | $25.00 | 9/14/2011 9:44:24 PM |
blot44 | $25.00 | 9/15/2011 5:52:31 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:25 AM |
gentle-gain235 | $200.00 | 9/15/2011 12:21:12 PM |
availableloan | $25.00 | 9/15/2011 11:28:27 PM |
Kaj | $40.00 | 9/16/2011 4:04:26 AM |
Rivervale_Westwood | $50.00 | 9/16/2011 5:11:47 AM |
caring-hope2 | $200.00 | 9/16/2011 7:05:41 AM |
fantastic-openness | $100.00 | 9/16/2011 11:31:03 AM |
rpg | $25.00 | 9/16/2011 5:09:50 PM |
nickel-ferret | $50.00 | 9/17/2011 12:11:22 PM |
oneeighty | $25.00 | 9/17/2011 2:42:59 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:33 AM |
Money_Hog | $25.00 | 9/18/2011 9:51:29 AM |
marketplace-kingdom | $100.00 | 9/19/2011 8:44:08 AM |
irishcocacola | $25.00 | 9/19/2011 11:59:47 AM |
money-animal3 | $100.00 | 9/19/2011 7:06:54 PM |
tender-commerce8 | $200.00 | 9/19/2011 7:44:13 PM |
IlliniActuary | $25.00 | 9/19/2011 7:19:50 PM |
platinum-rapture6 | $100.00 | 9/19/2011 9:51:16 PM |
MLMarine | $25.00 | 9/20/2011 4:32:31 AM |
silver-dogwood4 | $25.00 | 9/20/2011 6:40:43 AM |
mad-scientist418 | $25.89 | 9/20/2011 7:19:32 AM |
himanshuko | $25.00 | 9/20/2011 7:28:59 AM |
pfh | $25.00 | 9/20/2011 8:02:54 AM |
reflective-greenback1 | $30.00 | 9/20/2011 7:18:24 AM |
happyface | $50.00 | 9/20/2011 8:52:23 AM |
jimbo29blue | $50.00 | 9/20/2011 8:47:39 AM |
jimbo29blue | $50.00 | 9/20/2011 8:47:57 AM |
unflappable-bonus3 | $50.00 | 9/20/2011 10:35:54 AM |
unconquerable-dedication | $25.00 | 9/20/2011 11:51:47 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:57 PM |
income-buffalo1 | $78.00 | 9/20/2011 5:51:07 PM |
baseballfan111 | $50.00 | 9/20/2011 7:05:14 PM |
tomdooley12520 | $25.00 | 9/21/2011 1:58:35 AM |
DrNano | $50.00 | 9/20/2011 8:51:18 PM |
theloanteacher | $25.00 | 9/20/2011 9:10:18 PM |
exact-gold2 | $25.00 | 9/21/2011 6:32:42 AM |
LianaB | $100.00 | 9/21/2011 7:34:37 AM |
buddy486 | $25.00 | 9/21/2011 9:40:36 AM |
PaulW | $25.00 | 9/21/2011 10:55:20 AM |
thrifty-exchange7 | $30.00 | 9/21/2011 11:00:47 AM |
renaissance168 | $25.00 | 9/21/2011 12:34:00 PM |
happy-yield | $25.00 | 9/21/2011 5:55:49 PM |
GoldenGo4 | $100.00 | 9/21/2011 6:25:43 PM |
economy-caper9 | $25.00 | 9/22/2011 7:30:38 AM |
first-serene-credit | $25.00 | 9/22/2011 8:59:46 AM |
x-lender | $50.00 | 9/22/2011 9:06:35 AM |
life-is-great | $25.00 | 9/22/2011 11:30:27 AM |
peace-cell2 | $25.00 | 9/22/2011 11:56:05 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:20 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:18 PM |
Money_Hog | $25.00 | 9/22/2011 4:54:36 PM |
mortikai | $50.00 | 9/22/2011 5:35:34 PM |
Littlepeng | $25.00 | 9/22/2011 6:01:39 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:50 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 7:09:33 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:58 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:23:52 PM |
4mysunshine | $42.00 | 9/22/2011 10:22:53 PM |
open-minded-finance1 | $40.00 | 9/23/2011 4:55:56 AM |
fcukciti | $25.00 | 9/23/2011 5:41:19 AM |
Domgabriel | $25.00 | 9/23/2011 3:53:50 AM |
anacent | $41.00 | 9/23/2011 6:53:20 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:51 AM |
meadow48 | $50.00 | 9/23/2011 6:56:28 AM |
Chrishu | $25.00 | 9/23/2011 7:31:47 AM |
salala | $50.00 | 9/23/2011 10:45:23 AM |
mg6619 | $25.00 | 9/23/2011 11:26:02 AM |
terrific-p2ploan | $25.00 | 9/23/2011 12:38:44 PM |
feiandasun | $25.00 | 9/23/2011 11:54:13 AM |
marwadi-62 | $100.00 | 9/23/2011 3:14:48 PM |
Interloper | $25.00 | 9/23/2011 8:26:07 PM |
cr8on | $50.00 | 9/24/2011 1:41:12 AM |
myworld701 | $25.00 | 9/24/2011 4:05:03 AM |
dime-sprout | $25.00 | 9/24/2011 5:57:13 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:15 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:16:11 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:15 AM |
Lender0010 | $50.00 | 9/24/2011 11:39:33 AM |
social-comet224 | $25.00 | 9/24/2011 3:58:33 PM |
SDSCorp | $25.00 | 9/24/2011 7:33:02 PM |
cleverly-clever | $35.00 | 9/25/2011 9:07:44 AM |
credit-bank-usa611 | $25.00 | 9/25/2011 9:56:42 AM |
LoanDMC | $50.00 | 9/25/2011 8:52:34 AM |
vine99 | $110.00 | 9/25/2011 12:42:36 PM |
antlr | $25.00 | 9/25/2011 1:59:09 PM |
jrc | $101.32 | 9/25/2011 2:50:26 PM |
Rob717171 | $50.00 | 9/25/2011 3:06:04 PM |
mindful-deal289 | $25.00 | 9/25/2011 9:01:05 PM |
first-class-yield9 | $100.00 | 9/25/2011 6:23:51 PM |
the-discrete-income | $31.24 | 9/25/2011 9:22:31 PM |
cyberie21 | $25.00 | 9/25/2011 6:27:38 PM |
fund-fox4 | $50.00 | 9/25/2011 8:58:11 PM |
Lastavatar | $89.94 | 9/25/2011 9:37:11 PM |
Pendruce | $25.00 | 9/25/2011 9:06:47 PM |
larslfe | $50.00 | 9/26/2011 1:26:31 AM |
gentle-transparency7 | $250.00 | 9/26/2011 5:09:26 AM |
kulender | $42.12 | 9/26/2011 6:31:10 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:34 AM |
Bank_Of_XL | $25.00 | 9/14/2011 5:23:08 PM |
green-trade-dolphin2 | $25.00 | 9/14/2011 6:50:55 PM |
indomitable-coin | $25.00 | 9/14/2011 8:07:08 PM |
Theodon | $25.00 | 9/15/2011 10:31:57 AM |
AndChicksforFree | $25.00 | 9/15/2011 6:47:07 PM |
houli123 | $100.00 | 9/15/2011 8:16:32 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:44 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:04:39 AM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:33 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:49:12 AM |
sflawya | $25.00 | 9/16/2011 6:08:00 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:59 AM |
fcrick | $25.00 | 9/16/2011 3:08:47 PM |
finance-symphony7 | $100.00 | 9/16/2011 5:28:45 PM |
AM2171 | $25.00 | 9/16/2011 9:56:13 PM |
mr55262 | $25.00 | 9/16/2011 11:11:28 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:16 PM |
wampum-library4 | $25.00 | 9/17/2011 2:57:56 PM |
umfan123 | $25.00 | 9/18/2011 12:15:28 PM |
CatbirdBanking | $25.00 | 9/18/2011 3:40:02 PM |
proud-pound4 | $50.00 | 9/18/2011 8:37:48 PM |
fusbarro | $100.00 | 9/19/2011 11:54:03 AM |
ccdirectt | $25.00 | 9/19/2011 4:33:53 PM |
compoundinterest | $50.00 | 9/19/2011 5:07:59 PM |
coin-popcorn | $25.00 | 9/19/2011 7:04:13 PM |
awwaww | $26.00 | 9/19/2011 7:16:48 PM |
Henrylin | $25.00 | 9/19/2011 7:46:37 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:57:32 PM |
economy-popcorn | $25.00 | 9/19/2011 9:04:15 PM |
happyface | $50.00 | 9/20/2011 8:52:07 AM |
jimbo29blue | $50.00 | 9/20/2011 8:47:48 AM |
happyface | $50.00 | 9/20/2011 8:51:56 AM |
diablorulz | $50.00 | 9/20/2011 9:40:57 AM |
quest0 | $50.00 | 9/20/2011 10:10:01 AM |
credit-coach118 | $40.18 | 9/20/2011 3:14:11 PM |
johnZ222 | $69.22 | 9/20/2011 1:18:39 PM |
luann199 | $25.00 | 9/20/2011 6:38:56 PM |
discrete-asset | $25.00 | 9/21/2011 6:05:37 AM |
noodles932 | $28.05 | 9/21/2011 6:49:50 AM |
radforj22 | $50.00 | 9/21/2011 7:33:26 AM |
boylezz | $25.00 | 9/21/2011 9:55:18 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:56 PM |
mtquan | $25.00 | 9/21/2011 1:57:20 PM |
payment-halo | $25.00 | 9/21/2011 6:02:16 PM |
jescowa | $50.00 | 9/21/2011 6:12:54 PM |
repaymeplease | $25.00 | 9/21/2011 7:53:14 PM |
Weaverville | $50.00 | 9/21/2011 9:07:53 PM |
durable-deal2 | $50.00 | 9/22/2011 9:18:05 AM |
vinyl117 | $36.00 | 9/22/2011 9:38:48 AM |
agalt | $100.00 | 9/22/2011 9:50:47 AM |
Badgworth | $100.00 | 9/22/2011 12:11:41 PM |
fund-tom-tom6 | $50.00 | 9/22/2011 2:32:20 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:54 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:30:00 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:06 PM |
competent-p2p | $35.00 | 9/22/2011 6:15:46 PM |
Tradesmanlender | $25.00 | 9/22/2011 7:08:40 PM |
PDX-Funder | $59.76 | 9/22/2011 9:34:34 PM |
investorrr | $50.00 | 9/22/2011 10:09:01 PM |
SargentRock | $50.00 | 9/22/2011 9:18:44 PM |
ScottCapital | $25.00 | 9/23/2011 6:18:00 AM |
calm-deal7 | $25.00 | 9/23/2011 6:47:30 AM |
sri59 | $100.00 | 9/23/2011 6:22:39 AM |
janeybooboo | $100.00 | 9/23/2011 8:19:03 AM |
Kisk | $25.00 | 9/23/2011 8:46:52 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:27 AM |
rcm87 | $100.00 | 9/23/2011 11:12:02 AM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:45 PM |
CreditBuilder2 | $100.00 | 9/23/2011 3:35:26 PM |
impressive-credit431 | $500.00 | 9/23/2011 5:28:56 PM |
equitable-capital758 | $191.00 | 9/23/2011 10:48:05 PM |
Cashman10 | $100.00 | 9/24/2011 8:02:41 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:43:19 PM |
SolarMoonshine | $500.00 | 9/24/2011 5:06:32 PM |
riskreward | $250.00 | 9/24/2011 5:29:11 PM |
ultimatepaintball | $25.00 | 9/24/2011 9:03:23 PM |
Aimvest | $25.00 | 9/25/2011 8:27:27 AM |
drkosh | $25.00 | 9/25/2011 9:03:20 AM |
blissful-dollar3 | $200.00 | 9/25/2011 10:02:48 AM |
a-helping-hand | $2,000.00 | 9/25/2011 10:37:10 AM |
gr8_r8 | $25.00 | 9/25/2011 12:37:02 PM |
Richmp412 | $25.00 | 9/25/2011 11:02:51 AM |
investment-festival8 | $250.00 | 9/25/2011 2:24:11 PM |
Manta_Rai | $25.00 | 9/25/2011 2:38:54 PM |
digitaldan | $30.00 | 9/25/2011 7:43:09 PM |
Packers18 | $25.00 | 9/25/2011 9:53:44 PM |
divergregg | $25.00 | 9/25/2011 10:51:43 PM |
generous-deal6 | $50.00 | 9/26/2011 3:06:40 AM |
Bio-physicist | $25.00 | 9/26/2011 2:31:32 AM |
alphaseek | $200.00 | 9/26/2011 5:07:53 AM |
GElender | $40.00 | 9/26/2011 5:43:46 AM |
devoider | $25.00 | 9/26/2011 6:01:21 AM |
purposeful-pound5 | $28.28 | 9/26/2011 6:14:56 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
527285
This series of Notes was issued and sold upon the funding of the borrower loan #53632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,975.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $360.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,733 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-dollar-statuette |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest Credit Card
Purpose of loan: Pay off credit card balance currently at 29+%
This loan will be used to...Pay off a credit card balance, requesting enough to cover fees here and balance on card, nothing extra.
My financial situation: Current on all loans and obligations
I am a good candidate for this loan because...I have never defaulted on any loan, I have been employed with current employer for 10+ years, very solid company and job is very secure.
Monthly net income: $4200
Monthly expenses: $ 2400 in total obligations including $240 for the credit card I will pay off with this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sign_here | $25.00 | 9/14/2011 5:05:48 PM |
AndChicksforFree | $25.00 | 9/14/2011 5:18:50 PM |
Investor_DP | $100.00 | 9/14/2011 5:42:30 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:10 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:54 PM |
jarf | $25.00 | 9/14/2011 9:21:02 PM |
fusbarro | $75.00 | 9/15/2011 11:41:04 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:48:16 AM |
umfan123 | $25.00 | 9/16/2011 9:33:17 AM |
trumpeter5 | $25.00 | 9/16/2011 4:54:45 PM |
artisan369 | $300.00 | 9/17/2011 3:46:13 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:57 AM |
red-favorable-basis | $25.00 | 9/19/2011 8:45:15 PM |
kulender | $100.00 | 9/20/2011 10:46:27 AM |
SpoonerPhan | $50.00 | 9/20/2011 8:40:19 PM |
jjswanso | $25.00 | 9/21/2011 5:14:44 PM |
ursus | $50.00 | 9/21/2011 5:08:29 PM |
tech310 | $50.00 | 9/21/2011 6:04:23 PM |
jescowa | $50.00 | 9/21/2011 6:16:54 PM |
Weaverville | $25.00 | 9/21/2011 8:51:55 PM |
commerce-web5 | $25.00 | 9/21/2011 7:32:02 PM |
econgineer | $75.00 | 9/21/2011 7:39:12 PM |
cminus | $31.35 | 9/21/2011 10:28:45 PM |
1800porsche | $25.00 | 9/22/2011 12:58:48 AM |
ReddHorrocks | $26.74 | 9/22/2011 12:54:06 AM |
Headhunter14 | $39.00 | 9/22/2011 5:09:04 AM |
moola-cell3 | $37.00 | 9/22/2011 6:54:23 AM |
Whipster | $40.00 | 9/22/2011 5:26:23 AM |
StarshineXL | $250.00 | 9/22/2011 5:48:07 AM |
worldly-money4 | $500.00 | 9/22/2011 6:53:59 AM |
eloquent-bill6 | $25.00 | 9/22/2011 8:30:40 AM |
Leshan | $25.00 | 9/22/2011 8:53:31 AM |
richboy56 | $25.00 | 9/22/2011 9:25:34 AM |
frankdelraza | $25.00 | 9/22/2011 9:33:49 AM |
Flanders122 | $25.00 | 9/22/2011 9:01:31 AM |
vigilance-spinner3 | $25.00 | 9/22/2011 9:53:39 AM |
compoundinterest | $50.00 | 9/22/2011 9:07:22 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:41 AM |
orangetrust | $100.00 | 9/22/2011 10:06:11 AM |
rockerZ71 | $25.00 | 9/22/2011 9:45:05 AM |
pro-fl | $25.59 | 9/22/2011 10:03:48 AM |
accelerator96 | $25.00 | 9/22/2011 11:48:04 AM |
peace-cell2 | $50.00 | 9/22/2011 11:57:48 AM |
newest-funds-powerplant | $25.00 | 9/22/2011 1:34:53 PM |
life-is-great | $25.00 | 9/22/2011 11:30:28 AM |
rocker137 | $26.61 | 9/22/2011 11:50:54 AM |
iq8w7ht | $25.00 | 9/22/2011 1:05:22 PM |
alphaseek | $200.00 | 9/22/2011 3:11:58 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:54 PM |
evnagelist | $50.00 | 9/22/2011 4:39:59 PM |
Gibbyland | $150.00 | 9/22/2011 4:42:34 PM |
investment-kazoo | $28.00 | 9/22/2011 4:46:17 PM |
pnace | $50.00 | 9/22/2011 4:52:00 PM |
dlenz | $25.00 | 9/22/2011 4:51:35 PM |
Zuzu | $27.20 | 9/22/2011 4:36:17 PM |
bold-peaceful-silver | $36.35 | 9/22/2011 4:59:48 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:18 PM |
tolerant-diversification4 | $25.00 | 9/22/2011 5:13:16 PM |
pfh | $25.00 | 9/22/2011 6:10:50 PM |
troubleman50 | $50.00 | 9/22/2011 6:02:21 PM |
competent-p2p | $30.00 | 9/22/2011 6:17:22 PM |
Kaj | $40.00 | 9/22/2011 6:55:06 PM |
cnelson99 | $25.00 | 9/22/2011 6:49:58 PM |
pious-benjamins1 | $50.00 | 9/22/2011 7:19:47 PM |
asset-sprout | $25.00 | 9/22/2011 6:52:41 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:58 PM |
Gobsek | $25.00 | 9/22/2011 7:45:01 PM |
pious-integrity6 | $25.00 | 9/22/2011 8:05:09 PM |
payment-wonder2 | $66.64 | 9/22/2011 8:17:50 PM |
one2sojourn | $50.00 | 9/22/2011 8:31:53 PM |
Supernick | $50.00 | 9/22/2011 8:33:56 PM |
DreDub | $50.00 | 9/22/2011 8:41:49 PM |
spiff666 | $25.00 | 9/22/2011 9:06:40 PM |
money-floret | $50.00 | 9/22/2011 8:30:57 PM |
meenan | $50.00 | 9/22/2011 9:16:10 PM |
JBF_Investments | $34.75 | 9/22/2011 9:41:26 PM |
secureincome | $1,000.00 | 9/22/2011 9:24:43 PM |
designer_10 | $25.00 | 9/22/2011 9:20:42 PM |
Bank_Of_XL | $25.00 | 9/14/2011 5:23:29 PM |
oplender | $25.00 | 9/14/2011 6:29:52 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:41 PM |
phenomenal-gain5 | $25.00 | 9/14/2011 8:03:48 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:59 AM |
gentle-gain235 | $200.00 | 9/15/2011 12:20:30 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:42 PM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:05:22 AM |
USMCR | $25.00 | 9/16/2011 4:45:53 AM |
CatbirdBanking | $25.00 | 9/16/2011 7:03:51 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:16 PM |
wampum-library4 | $25.00 | 9/17/2011 2:50:14 PM |
nickel-ferret | $50.00 | 9/18/2011 12:10:51 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:06 AM |
diablorulz | $50.00 | 9/20/2011 9:40:57 AM |
DannyPhantom | $50.00 | 9/20/2011 9:24:50 PM |
credit-maple5 | $50.00 | 9/21/2011 5:30:20 AM |
goose026 | $100.00 | 9/21/2011 7:03:05 AM |
boylezz | $25.00 | 9/21/2011 9:53:59 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:56 PM |
friendinmoney | $25.00 | 9/21/2011 7:51:06 PM |
mgking007 | $30.00 | 9/21/2011 8:25:31 PM |
coin-architect2 | $100.00 | 9/21/2011 7:56:25 PM |
green-unrivaled-felicity | $25.00 | 9/21/2011 9:27:22 PM |
return-phase9 | $25.00 | 9/22/2011 5:38:08 AM |
Alwayssail | $25.00 | 9/22/2011 5:55:50 AM |
janderz990 | $25.00 | 9/22/2011 7:10:57 AM |
GElender | $40.00 | 9/22/2011 6:14:39 AM |
knowledgeable-payment7 | $25.00 | 9/22/2011 8:21:19 AM |
wwwUniversal | $25.00 | 9/22/2011 9:19:02 AM |
value-squirrel3 | $25.00 | 9/22/2011 9:32:50 AM |
broosky2 | $30.23 | 9/22/2011 9:34:48 AM |
unafraid-loan5 | $25.00 | 9/22/2011 9:46:43 AM |
agalt | $125.00 | 9/22/2011 9:49:55 AM |
coin-popcorn | $25.00 | 9/22/2011 9:28:00 AM |
Badgworth | $100.00 | 9/22/2011 12:10:25 PM |
credit-coach118 | $45.27 | 9/22/2011 11:11:00 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:20 PM |
Apollo19 | $50.00 | 9/22/2011 1:19:44 PM |
selector568 | $300.00 | 9/22/2011 12:53:59 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:27 PM |
feiandasun | $25.00 | 9/22/2011 3:56:29 PM |
villagers | $50.00 | 9/22/2011 3:11:29 PM |
tomdooley12520 | $25.00 | 9/22/2011 4:03:36 PM |
enthralling-wampum | $250.00 | 9/22/2011 4:24:24 PM |
dirkgently | $50.00 | 9/22/2011 4:33:06 PM |
building_community | $50.00 | 9/22/2011 4:39:38 PM |
wise-unique-market | $200.00 | 9/22/2011 4:56:42 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 5:11:42 PM |
sensible-order2 | $200.00 | 9/22/2011 5:14:01 PM |
asset-cougar0 | $25.00 | 9/22/2011 5:13:31 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:50 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:11 PM |
contract-paloverde1 | $50.00 | 9/22/2011 5:18:57 PM |
finance-symphony7 | $75.00 | 9/22/2011 5:22:30 PM |
trustworthy-hope189 | $100.00 | 9/22/2011 5:57:48 PM |
wonder3 | $30.00 | 9/22/2011 5:33:49 PM |
wise-unequivocal-return | $75.00 | 9/22/2011 6:40:07 PM |
Pitufo | $34.93 | 9/22/2011 6:16:09 PM |
the-enthralling-coin | $25.00 | 9/22/2011 7:05:42 PM |
thrilling-investment8 | $100.00 | 9/22/2011 6:34:56 PM |
Hiro07 | $27.00 | 9/22/2011 7:23:09 PM |
organized-credit8 | $50.00 | 9/22/2011 7:27:28 PM |
payout-bridge | $25.00 | 9/22/2011 7:05:33 PM |
Aurumdraco | $25.00 | 9/22/2011 7:30:04 PM |
TulaneGrad | $25.00 | 9/22/2011 8:02:14 PM |
jubilant-durability9 | $100.00 | 9/22/2011 7:50:41 PM |
intrepid-loot | $25.00 | 9/22/2011 8:28:35 PM |
woohoo | $25.00 | 9/22/2011 9:41:16 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:14 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:37:14 PM |
market-dancer8 | $433.34 | 9/22/2011 9:49:22 PM |
150 Investments
|
Borrower Payment Dependent Notes Series
527289
This series of Notes was issued and sold upon the funding of the borrower loan #53718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 9% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
4 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 2/ 5 |
Revolving credit balance:
| $2,430 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| bright-camaraderi632 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CJS22
Purpose of loan:
This loan will be used to... go on a family vacation
My financial situation:
I am a good candidate for this loan because... my credit score has been improving for 2 yeasr now and I make a significant income
Monthly net income: $11,000
Monthly expenses:
Housing: $2,000
Insurance: $600
Car expenses: $503
Utilities: $200
Phone, cable, internet: $ 200
Food, entertainment: $1,000
Clothing, household expenses: $300
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-finance-nirvana | $25.00 | 9/14/2011 5:06:54 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:59 AM |
fusbarro | $75.00 | 9/15/2011 11:41:04 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:57 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:06 AM |
diablorulz | $50.00 | 9/20/2011 9:40:57 AM |
kulender | $100.00 | 9/20/2011 10:46:28 AM |
credit-maple5 | $50.00 | 9/21/2011 5:30:20 AM |
Drewkeeper | $25.00 | 9/20/2011 10:43:43 PM |
goose026 | $100.00 | 9/21/2011 7:03:06 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:57 PM |
EngineersAlliance | $75.00 | 9/21/2011 5:10:45 PM |
tech310 | $50.00 | 9/21/2011 6:06:41 PM |
jescowa | $50.00 | 9/21/2011 6:12:54 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:26:24 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:40:47 PM |
1800porsche | $25.00 | 9/22/2011 12:58:48 AM |
life-is-great | $25.00 | 9/22/2011 11:30:28 AM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:27 PM |
evnagelist | $50.00 | 9/22/2011 4:39:59 PM |
blue111 | $25.00 | 9/22/2011 4:52:42 PM |
ursus | $100.00 | 9/22/2011 5:02:37 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:18 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:07 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:11 PM |
return-seeker85 | $50.00 | 9/22/2011 7:04:23 PM |
money-floret | $50.00 | 9/22/2011 8:30:58 PM |
Supernick | $25.00 | 9/22/2011 8:34:14 PM |
gain-expert | $30.00 | 9/22/2011 11:14:38 PM |
calinno2 | $50.00 | 9/23/2011 5:50:20 AM |
Dreamconnection | $50.00 | 9/23/2011 4:11:25 AM |
Brisket_Bob | $25.00 | 9/23/2011 6:37:52 AM |
schnatty | $70.89 | 9/23/2011 6:42:24 AM |
meadow48 | $25.00 | 9/23/2011 6:55:14 AM |
Ducatiman1978 | $75.00 | 9/23/2011 7:14:19 AM |
self-reliant-p2p2 | $25.00 | 9/23/2011 8:07:39 AM |
1stofthemonth | $25.00 | 9/23/2011 10:03:19 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:32 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:58 AM |
dime-sprout | $25.00 | 9/24/2011 5:56:43 AM |
escharfer | $25.00 | 9/24/2011 8:52:15 AM |
Rivervale_Westwood | $25.00 | 9/24/2011 11:50:10 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:16 AM |
SolarMoonshine | $25.00 | 9/24/2011 5:01:25 PM |
contract-bopper | $50.00 | 9/24/2011 5:08:37 PM |
prudent-loot | $25.00 | 9/24/2011 6:36:29 PM |
timmsc | $25.00 | 9/24/2011 10:14:30 PM |
Tighternbarkonatree | $25.00 | 9/25/2011 4:53:23 AM |
ChewyZ | $25.00 | 9/25/2011 7:02:40 AM |
TomDalonajay | $25.00 | 9/25/2011 7:42:23 AM |
Anny-Disco | $25.00 | 9/25/2011 5:02:00 AM |
drkosh | $25.00 | 9/25/2011 9:03:20 AM |
Investor_DP | $100.00 | 9/14/2011 5:42:30 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:10 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:55 PM |
oplender | $25.00 | 9/14/2011 6:29:52 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:41 PM |
nickel-ferret | $50.00 | 9/19/2011 5:10:33 PM |
marwadi-62 | $100.00 | 9/21/2011 12:39:49 PM |
bonus-poplar2 | $25.00 | 9/21/2011 1:13:54 PM |
compoundinterest | $50.00 | 9/21/2011 5:07:06 PM |
ursus | $50.00 | 9/21/2011 5:08:29 PM |
jjswanso | $25.00 | 9/21/2011 5:14:44 PM |
commerce-web5 | $25.00 | 9/21/2011 7:32:02 PM |
Weaverville | $50.00 | 9/21/2011 9:08:27 PM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:51 AM |
zxr | $25.00 | 9/22/2011 9:31:10 AM |
caseattle | $25.00 | 9/22/2011 10:07:22 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:20 PM |
villagers | $50.00 | 9/22/2011 3:11:30 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:54 PM |
pumped130 | $25.00 | 9/22/2011 4:33:49 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:50 PM |
ferdberfel | $26.74 | 9/22/2011 6:24:53 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:14 PM |
meenan | $50.00 | 9/22/2011 9:16:11 PM |
Veltliner | $25.00 | 9/23/2011 4:00:29 AM |
fcukciti | $25.00 | 9/23/2011 5:41:19 AM |
seabassx | $25.00 | 9/23/2011 8:13:34 AM |
direct-compassion | $27.00 | 9/23/2011 9:47:32 AM |
mrack | $25.00 | 9/23/2011 10:17:00 AM |
salala | $25.00 | 9/23/2011 10:45:23 AM |
rcm87 | $100.00 | 9/23/2011 11:12:03 AM |
mg6619 | $25.00 | 9/23/2011 11:25:45 AM |
EarlyRiser | $500.00 | 9/23/2011 12:18:25 PM |
mammalian4 | $25.00 | 9/23/2011 2:55:31 PM |
ASR3 | $75.00 | 9/24/2011 5:08:38 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:15 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:10:04 AM |
stensonb | $25.00 | 9/24/2011 10:20:54 AM |
skyguy24 | $50.00 | 9/24/2011 12:26:31 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:40:52 PM |
emo13 | $50.00 | 9/24/2011 1:06:51 PM |
sonnet771 | $25.00 | 9/24/2011 2:09:38 PM |
riskreward | $250.00 | 9/24/2011 5:29:12 PM |
Kaj | $30.00 | 9/25/2011 3:52:58 AM |
testguy | $50.00 | 9/24/2011 10:37:37 PM |
PalmerTheEmbalmer | $25.37 | 9/25/2011 3:48:48 AM |
doc1 | $50.00 | 9/25/2011 9:58:24 AM |
small-change | $25.00 | 9/25/2011 8:50:03 AM |
ore-dojo | $90.00 | 9/25/2011 8:42:08 AM |
101 Investments
|
Borrower Payment Dependent Notes Series
527331
This series of Notes was issued and sold upon the funding of the borrower loan #53514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,409 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-enlistment |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Pay off outstanding medical bills!
Purpose of loan:
This loan will be used to pay some outstanding medical bills to allow me to stay current with other obligations.
My financial situation:
I am a good candidate for this loan because I have used prosper in the past and paid my payments on time. I was also able to pay my loan off early. I also just started a part time job to help increase my income.
Monthly net income: $3400
Housing: $1650
Insurance: $70
Car expenses: $410
Utilities: $250
Phone, cable, internet: $80
Food: $300
Clothing, household expenses: $150
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
klemer | $25.00 | 9/15/2011 5:03:32 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:43 PM |
scrappy-diversification7 | $1,925.00 | 9/15/2011 5:14:33 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
527333
This series of Notes was issued and sold upon the funding of the borrower loan #53504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,230 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Net-Architect |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $23,800.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2010)
680-699
(Mar-2008)
640-659
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Reduce Credit cards under 30%
Purpose of loan: This loan will be used to reduce credit card debt under 30% ratio. I had used the cards to fund a trip to Europe on the occasion of a wedding of a cousin, paying for myself, sister, then added her kids, more hotel rooms, and it ballooned. I want the debt to available credit back down to a reasonable ratio as it affects my scores - which are so important these days.
My financial situation: I am a good candidate for this loan because I have a stable long term contract at a company which has 3 years (about $50 million) in backlog of projects - I am the senior engineer and I carefully monitor my expenditures to keep a reasonable balance between life and frugality.
Monthly net income: $ 15,500 - with $ 10,300 net
Housing: $ 2250
Insurance: $ 310
Car expenses: $ 1500 (two cars)
Utilities: $ 300
Phone, cable, internet: $ 310
Food, entertainment, clothing, household expenses: $ 1800
Credit cards and other loans: $ 560
Other misc. expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 9/14/2011 5:01:08 PM |
Banker2OO7 | $100.00 | 9/14/2011 5:09:48 PM |
MoneyForNothing | $70.39 | 9/14/2011 5:07:15 PM |
credit-missile | $25.00 | 9/14/2011 5:16:12 PM |
enthusiastic-balance5 | $100.00 | 9/14/2011 5:47:31 PM |
shawnw2 | $125.00 | 9/14/2011 5:51:46 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:30 PM |
influential-cash7 | $25.00 | 9/14/2011 7:28:49 PM |
sensible-fund | $37.77 | 9/14/2011 7:44:11 PM |
janeybooboo | $50.00 | 9/14/2011 7:42:32 PM |
CoolPlexer | $25.00 | 9/14/2011 7:58:02 PM |
janeybooboo | $200.00 | 9/14/2011 7:39:30 PM |
SecondChanceLendingSERV | $25.00 | 9/14/2011 8:20:39 PM |
credit-guard5 | $25.00 | 9/14/2011 9:17:09 PM |
Feyenoord | $25.00 | 9/14/2011 9:38:27 PM |
vutah | $25.00 | 9/14/2011 9:00:59 PM |
riveting-credit5 | $100.00 | 9/14/2011 10:32:21 PM |
Moe87 | $26.00 | 9/15/2011 3:09:05 AM |
SRPT | $25.49 | 9/15/2011 3:12:31 AM |
the-hope-workhorse | $25.00 | 9/14/2011 11:06:50 PM |
MStax | $27.41 | 9/15/2011 5:16:16 AM |
SolarMoonshine | $50.00 | 9/15/2011 3:39:40 AM |
DoctorJoe | $25.00 | 9/15/2011 4:11:22 AM |
golffish2 | $100.00 | 9/15/2011 6:20:41 AM |
marwadi-62 | $1,000.00 | 9/15/2011 6:55:05 AM |
mikeandcat | $113.73 | 9/15/2011 6:51:45 AM |
Wangchuk | $25.01 | 9/15/2011 7:12:42 AM |
moola-monger9 | $50.00 | 9/15/2011 8:20:07 AM |
goodhearted-generosity511 | $50.00 | 9/15/2011 8:27:00 AM |
Tkhalaska | $25.00 | 9/15/2011 8:36:48 AM |
justasoldier | $250.00 | 9/15/2011 8:45:48 AM |
FinanceEngine | $50.00 | 9/15/2011 8:48:00 AM |
golffish2 | $100.00 | 9/15/2011 8:55:08 AM |
Milonguero | $100.00 | 9/15/2011 9:11:22 AM |
LittleMingo | $30.00 | 9/15/2011 9:14:57 AM |
lamsabuy | $100.00 | 9/15/2011 9:19:27 AM |
mrxtravis | $25.00 | 9/15/2011 9:05:42 AM |
Bob450 | $30.00 | 9/15/2011 9:24:32 AM |
Jack55304 | $200.00 | 9/15/2011 9:30:44 AM |
coin-cooker8 | $25.00 | 9/15/2011 9:40:50 AM |
social-hunter5 | $25.00 | 9/15/2011 9:44:50 AM |
social-zebra | $29.23 | 9/15/2011 9:49:46 AM |
nickel-hickory | $100.00 | 9/15/2011 9:51:29 AM |
impeccable-ore3 | $25.00 | 9/15/2011 9:31:41 AM |
gothampark | $25.00 | 9/15/2011 10:01:32 AM |
Dusigrosz | $150.00 | 9/14/2011 5:01:19 PM |
credit-missile | $125.00 | 9/14/2011 5:06:48 PM |
trumpeter5 | $25.00 | 9/14/2011 5:16:21 PM |
Kash2010lu | $35.00 | 9/14/2011 5:17:21 PM |
AndChicksforFree | $70.38 | 9/14/2011 5:26:46 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:12 PM |
cashhelp | $100.00 | 9/14/2011 5:52:03 PM |
312-Lender | $25.00 | 9/14/2011 5:52:59 PM |
bullish2bearish | $35.00 | 9/14/2011 5:54:59 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:46 PM |
shawnw2 | $50.00 | 9/14/2011 6:04:17 PM |
The_Phantom | $25.00 | 9/14/2011 6:14:03 PM |
liberty-magnate | $55.00 | 9/14/2011 6:28:48 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:42 PM |
NekHoldings | $25.00 | 9/14/2011 7:10:05 PM |
economy-popcorn | $25.00 | 9/14/2011 7:25:15 PM |
first-cash-producer | $25.00 | 9/14/2011 8:16:31 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:58 PM |
atlas100 | $75.00 | 9/14/2011 8:59:45 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:13:51 PM |
1traveler | $25.00 | 9/14/2011 9:56:59 PM |
ChoiceInvestments | $39.31 | 9/14/2011 10:05:46 PM |
poisson17 | $70.00 | 9/14/2011 10:22:19 PM |
heavenly-interest9 | $350.00 | 9/14/2011 10:37:11 PM |
proud-gold9 | $25.00 | 9/15/2011 4:08:40 AM |
loanman2007 | $300.00 | 9/15/2011 4:09:59 AM |
investmentgroup | $50.00 | 9/15/2011 4:13:09 AM |
thrilling-nickel5 | $25.00 | 9/15/2011 4:46:00 AM |
golffish2 | $100.00 | 9/15/2011 4:57:01 AM |
suave-dime6 | $25.00 | 9/15/2011 5:01:14 AM |
professional-integrity | $27.32 | 9/15/2011 1:02:18 AM |
icanhasloanz | $200.00 | 9/15/2011 5:26:24 AM |
money-elation4 | $25.00 | 9/15/2011 6:41:50 AM |
Mikale360 | $25.00 | 9/15/2011 6:46:33 AM |
priceless-note7 | $50.00 | 9/15/2011 7:01:00 AM |
bannybucks | $25.95 | 9/15/2011 7:17:11 AM |
graceful-investment | $57.00 | 9/15/2011 9:25:21 AM |
green-trade-dolphin | $25.00 | 9/15/2011 9:46:34 AM |
nickel-hickory | $100.00 | 9/15/2011 9:51:21 AM |
leverage-monger | $55.00 | 9/15/2011 9:31:27 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:12:19 AM |
worth-blanket2 | $700.00 | 9/15/2011 10:16:04 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
527337
This series of Notes was issued and sold upon the funding of the borrower loan #53839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $90.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
Amount delinquent:
| $80 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,626 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-futurist8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
unsecured loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $300
Housing: $375
Insurance:
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/15/2011 9:24:34 AM |
fusbarro | $75.00 | 9/15/2011 11:41:06 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:22 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:07 AM |
pfh | $25.00 | 9/20/2011 7:59:29 AM |
diablorulz | $50.00 | 9/20/2011 9:40:58 AM |
nickel-ferret | $34.00 | 9/20/2011 5:09:46 PM |
jarf | $25.00 | 9/21/2011 4:09:16 AM |
ursus | $50.00 | 9/21/2011 5:08:31 PM |
wwwUniversal | $25.00 | 9/21/2011 5:18:00 PM |
commerce-web5 | $25.00 | 9/21/2011 7:32:03 PM |
life-is-great | $25.00 | 9/22/2011 11:30:29 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:41 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:56 PM |
4mydaughterseducation | $25.00 | 9/22/2011 5:12:45 PM |
Kaj | $40.00 | 9/22/2011 7:02:11 PM |
108lender | $150.00 | 9/22/2011 6:40:12 PM |
ddog0224 | $25.00 | 9/23/2011 3:51:57 AM |
Brisket_Bob | $25.00 | 9/23/2011 6:39:35 AM |
first-serene-credit | $25.00 | 9/23/2011 8:52:17 AM |
rcm87 | $100.00 | 9/23/2011 11:12:03 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:56 PM |
worthy-bid8 | $50.00 | 9/15/2011 9:25:47 AM |
BxRealtor | $25.00 | 9/15/2011 5:53:19 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:48 PM |
a-unflappable-finance | $100.00 | 9/16/2011 9:32:33 AM |
oplender | $25.00 | 9/16/2011 10:06:43 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:42 AM |
mennleo | $50.00 | 9/17/2011 9:21:32 AM |
Dubbs360 | $100.00 | 9/18/2011 1:19:01 AM |
kulender | $100.00 | 9/20/2011 10:46:30 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:47 AM |
credit-maple5 | $50.00 | 9/21/2011 5:30:21 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:00 PM |
jjswanso | $25.00 | 9/21/2011 5:14:45 PM |
djh47a | $25.00 | 9/21/2011 6:17:02 PM |
Weaverville | $50.00 | 9/21/2011 9:08:27 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:28 PM |
villagers | $50.00 | 9/22/2011 3:11:30 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:19 PM |
evnagelist | $50.00 | 9/22/2011 4:39:59 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:08 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:12 PM |
Cliffie83 | $118.54 | 9/22/2011 8:56:13 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:15 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:25 AM |
fcukciti | $25.00 | 9/23/2011 5:41:21 AM |
seabassx | $25.00 | 9/23/2011 8:10:47 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:32 AM |
salala | $25.00 | 9/23/2011 10:45:24 AM |
Sparchange | $25.00 | 9/23/2011 12:25:06 PM |
ASR3 | $32.46 | 9/24/2011 5:08:39 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
527343
This series of Notes was issued and sold upon the funding of the borrower loan #53848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $427.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $1,660 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,163 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| SimonHova |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,107.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
660-679
(Mar-2010)
660-679
(Sep-2009)
640-659
(Nov-2007)
|
Principal balance:
| $658.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Need to build up my credit score
After a long period of unemployment, and the sporadic pay schedule that comes with it, I am trying to rebuild my credit. My fiancee and I were lucky enough not to pick up too much debt in the last few years, and what debt I do have, I have paid on schedule. This will be my third Prosper loan, after using money from the previous loan to purchase our engagement ring.
Now, with our wedding coming up, we would like to have a cushion of money to be sure that we can get through the day with as little stress as possible. We are looking forward to lots of gifts on the day after, so I don't see a problem paying this loan back with lots of interest earned.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $200.00 | 9/15/2011 9:20:07 AM |
indomitable-coin | $25.00 | 9/15/2011 1:41:30 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:48 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:45 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:14 AM |
papaloha | $25.00 | 9/16/2011 8:25:53 PM |
mr55262 | $25.00 | 9/16/2011 11:11:29 PM |
heerzaquestion | $30.00 | 9/18/2011 6:15:45 AM |
diablorulz | $50.00 | 9/20/2011 9:40:58 AM |
prodigy3 | $100.00 | 9/20/2011 7:05:58 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:00 PM |
radforj22 | $25.00 | 9/21/2011 4:40:49 PM |
jescowa | $50.00 | 9/21/2011 6:15:43 PM |
Weaverville | $50.00 | 9/21/2011 9:07:54 PM |
rmpedi33 | $50.00 | 9/21/2011 10:12:11 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:21 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:56 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:09 PM |
Skatingbear | $100.00 | 9/22/2011 6:46:24 PM |
IPlayOutsideTheBox | $25.00 | 9/23/2011 1:44:58 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:02:31 AM |
mg6619 | $25.00 | 9/23/2011 11:29:24 AM |
CreditBuilder2 | $25.00 | 9/23/2011 3:48:00 PM |
quick | $50.00 | 9/23/2011 5:12:01 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:56 PM |
MissionMicroFinance | $25.00 | 9/23/2011 7:53:37 PM |
GCInvestments | $32.00 | 9/23/2011 10:04:23 PM |
amlu1988 | $25.00 | 9/23/2011 8:46:52 PM |
dime-sprout | $25.00 | 9/24/2011 5:50:20 AM |
aztocas | $50.00 | 9/24/2011 7:28:13 AM |
2bnforlife | $25.00 | 9/24/2011 8:48:49 AM |
Tazeme | $25.00 | 9/24/2011 8:37:44 AM |
silver-buckeye | $25.00 | 9/24/2011 8:40:51 AM |
rolltide09 | $25.00 | 9/24/2011 10:31:58 AM |
Lender0010 | $50.00 | 9/24/2011 11:40:33 AM |
dynamic-money271 | $50.00 | 9/24/2011 11:41:46 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:41:45 AM |
handshake52 | $25.00 | 9/24/2011 1:01:59 PM |
crippledcircus | $25.00 | 9/24/2011 1:09:27 PM |
pure-loyalty6 | $25.00 | 9/24/2011 12:10:31 PM |
NYCFinancier | $35.52 | 9/24/2011 12:58:34 PM |
BxRealtor | $25.00 | 9/24/2011 1:04:16 PM |
danf2201 | $75.00 | 9/24/2011 1:52:52 PM |
LimaGuy | $25.11 | 9/24/2011 2:11:58 PM |
riskreward | $250.00 | 9/24/2011 5:29:12 PM |
Pitufo | $75.00 | 9/24/2011 2:56:07 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:19:04 PM |
active-reward7 | $100.00 | 9/24/2011 3:48:36 PM |
DrNano | $50.00 | 9/24/2011 10:39:30 PM |
msh345 | $25.00 | 9/24/2011 10:00:35 PM |
buddylucy | $27.65 | 9/25/2011 4:36:55 AM |
a-unflappable-finance | $200.00 | 9/24/2011 10:47:42 PM |
nebula076 | $100.00 | 9/25/2011 4:50:38 AM |
Aimvest | $25.00 | 9/25/2011 8:27:28 AM |
investment-comet | $25.00 | 9/25/2011 11:29:13 AM |
blissful-dollar3 | $150.00 | 9/25/2011 9:56:18 AM |
a-helping-hand | $2,000.00 | 9/25/2011 10:24:49 AM |
listing-vista | $300.00 | 9/25/2011 12:54:51 PM |
enriched-truth | $50.00 | 9/25/2011 11:51:23 AM |
compassionate-dime0 | $120.00 | 9/25/2011 1:22:05 PM |
shalofin | $106.51 | 9/25/2011 11:54:46 AM |
gr8_r8 | $25.00 | 9/25/2011 12:23:13 PM |
euro-deployment | $25.00 | 9/25/2011 12:48:25 PM |
chairman440 | $25.00 | 9/25/2011 1:40:57 PM |
antlr | $25.00 | 9/25/2011 1:59:10 PM |
Gibbyland | $100.00 | 9/25/2011 4:43:42 PM |
jrc | $100.00 | 9/25/2011 2:55:25 PM |
income-buffalo1 | $100.00 | 9/25/2011 7:02:55 PM |
melodious-fairness | $80.00 | 9/25/2011 4:47:25 PM |
Mad_Scientist | $25.00 | 9/25/2011 8:06:57 PM |
smart-note9 | $25.00 | 9/25/2011 10:19:35 PM |
digitaldan | $25.00 | 9/25/2011 7:38:40 PM |
q3capital | $25.00 | 9/25/2011 11:01:07 PM |
Feyenoord | $25.00 | 9/25/2011 7:44:18 PM |
mindful-deal289 | $50.00 | 9/25/2011 8:51:33 PM |
momentous-coin | $50.00 | 9/25/2011 11:41:42 PM |
larslfe | $50.00 | 9/26/2011 1:26:32 AM |
alphaseek | $200.00 | 9/26/2011 5:07:55 AM |
goldenretriever | $220.00 | 9/26/2011 5:22:51 AM |
octoberfresh | $25.00 | 9/26/2011 6:42:17 AM |
zxr | $25.00 | 9/26/2011 7:19:30 AM |
generator596 | $25.00 | 9/26/2011 7:31:30 AM |
RJN | $25.00 | 9/26/2011 8:05:22 AM |
Rider | $200.00 | 9/26/2011 9:32:20 AM |
mjjjrj | $30.00 | 9/26/2011 8:46:53 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:47:41 AM |
friendly-moola0 | $100.00 | 9/26/2011 9:29:40 AM |
RMB-Investments | $25.00 | 9/26/2011 9:44:35 AM |
hitsman | $50.00 | 9/26/2011 11:34:33 AM |
neighborly-hope6 | $100.00 | 9/26/2011 4:37:02 PM |
Bunji78 | $50.00 | 9/26/2011 4:17:59 PM |
Warwick | $25.00 | 9/26/2011 7:14:30 PM |
trustworthy-hope189 | $100.00 | 9/26/2011 6:46:57 PM |
escandalo | $48.34 | 9/26/2011 7:56:25 PM |
Cheburashka | $30.00 | 9/27/2011 1:56:18 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:26 AM |
worthy-bid8 | $50.00 | 9/15/2011 9:25:48 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:06:21 AM |
green-trade-dolphin2 | $50.00 | 9/15/2011 9:41:57 AM |
Ocean713 | $75.00 | 9/15/2011 3:24:23 PM |
MoneyForNothing | $25.00 | 9/15/2011 5:11:13 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:23 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:19 PM |
caring-hope2 | $50.00 | 9/16/2011 7:09:22 AM |
oplender | $25.00 | 9/16/2011 10:06:43 AM |
orbital-gain | $25.00 | 9/16/2011 2:23:22 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:42 AM |
britgsb | $100.00 | 9/17/2011 6:05:12 AM |
C_Mark | $50.00 | 9/17/2011 6:39:00 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:34 AM |
sflash | $25.00 | 9/18/2011 7:31:09 AM |
mennleo | $50.00 | 9/19/2011 12:41:09 PM |
nickel-ferret | $40.00 | 9/19/2011 5:10:34 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:58 PM |
mason13a | $25.00 | 9/20/2011 3:48:00 PM |
mtquan | $25.00 | 9/21/2011 1:57:21 PM |
five-star-note | $35.00 | 9/22/2011 6:19:57 PM |
Kaj | $40.00 | 9/22/2011 6:57:31 PM |
Brisket_Bob | $50.00 | 9/23/2011 6:41:43 AM |
salala | $25.00 | 9/23/2011 10:45:24 AM |
rcm87 | $100.00 | 9/23/2011 11:12:03 AM |
whitegold24k | $500.00 | 9/23/2011 1:46:38 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:45 PM |
BabyLender | $25.00 | 9/23/2011 4:28:58 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:27:29 PM |
Bank42 | $50.00 | 9/23/2011 5:47:54 PM |
GoldenGo4 | $50.00 | 9/23/2011 6:22:10 PM |
IIP77 | $25.00 | 9/23/2011 8:05:44 PM |
Lo0se_mo0se | $25.00 | 9/23/2011 9:46:03 PM |
bmbanzai | $25.00 | 9/24/2011 6:03:32 AM |
momoney2lend | $50.00 | 9/24/2011 8:28:57 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:16 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:40:45 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:17 AM |
life-is-great | $25.00 | 9/24/2011 1:21:16 PM |
Dubbs360 | $100.00 | 9/24/2011 12:24:47 PM |
oneeighty | $25.00 | 9/24/2011 1:50:15 PM |
mgd | $100.00 | 9/24/2011 1:17:24 PM |
rcj1411 | $50.00 | 9/24/2011 5:44:06 PM |
john0720 | $100.00 | 9/24/2011 2:50:24 PM |
rebeldog67 | $25.00 | 9/24/2011 5:13:45 PM |
first-serene-credit | $25.00 | 9/24/2011 10:38:27 PM |
tolerant-balance7 | $25.00 | 9/24/2011 9:46:27 PM |
money-banker867 | $50.00 | 9/25/2011 7:52:03 AM |
heroic-payout9 | $25.00 | 9/25/2011 7:54:32 AM |
red-favorable-basis | $25.00 | 9/25/2011 4:39:43 AM |
lucrative-reward | $100.00 | 9/25/2011 4:50:32 AM |
fcukciti | $25.00 | 9/25/2011 5:08:02 AM |
drkosh | $25.00 | 9/25/2011 9:03:21 AM |
first-euro-rapture | $25.00 | 9/25/2011 7:50:26 AM |
doc1 | $100.00 | 9/25/2011 10:07:00 AM |
currency-persimmon | $50.00 | 9/25/2011 10:26:44 AM |
thajr | $25.00 | 9/25/2011 10:35:33 AM |
brutusbone | $50.00 | 9/25/2011 11:44:32 AM |
youngster50 | $25.00 | 9/25/2011 11:22:26 AM |
gala279 | $50.00 | 9/25/2011 11:30:10 AM |
julijask | $30.00 | 9/25/2011 2:47:38 PM |
finance-negotiator2 | $34.00 | 9/25/2011 4:08:31 PM |
num1irish | $100.00 | 9/25/2011 2:37:40 PM |
marwadi-62 | $100.00 | 9/25/2011 2:50:43 PM |
bancoroyal | $25.00 | 9/25/2011 2:51:19 PM |
Rob717171 | $50.00 | 9/25/2011 3:03:22 PM |
neutrino6 | $25.00 | 9/25/2011 3:29:14 PM |
first-class-yield9 | $25.00 | 9/25/2011 6:18:51 PM |
nomneu | $25.00 | 9/25/2011 4:24:22 PM |
diverse-benjamins | $25.00 | 9/25/2011 8:08:04 PM |
reducereuserecycle | $25.00 | 9/25/2011 6:26:48 PM |
momentous-coin | $50.00 | 9/25/2011 11:37:56 PM |
Green-Baron | $25.00 | 9/25/2011 7:29:22 PM |
unflappable-pound3 | $150.00 | 9/25/2011 8:11:55 PM |
availableloan | $25.00 | 9/25/2011 8:25:49 PM |
Gladglide | $100.00 | 9/25/2011 8:56:32 PM |
musegaze | $150.00 | 9/25/2011 9:36:25 PM |
coin-sphinx4 | $29.21 | 9/25/2011 10:01:03 PM |
coin-sonnet | $200.00 | 9/26/2011 12:38:21 AM |
q4golf | $50.62 | 9/26/2011 4:19:09 AM |
a-versatile-power | $25.00 | 9/26/2011 4:28:38 AM |
GElender | $40.00 | 9/26/2011 5:42:10 AM |
devoider | $25.00 | 9/26/2011 5:58:48 AM |
cash-turbine1 | $25.00 | 9/26/2011 6:18:06 AM |
kulender | $50.00 | 9/26/2011 6:31:28 AM |
bold-joyful-exchange | $25.00 | 9/26/2011 9:02:49 AM |
reflective-greenback1 | $25.00 | 9/26/2011 9:03:33 AM |
financeboy | $27.00 | 9/26/2011 7:22:54 AM |
manatee21 | $60.00 | 9/26/2011 8:27:02 AM |
point-compadre | $167.72 | 9/26/2011 9:27:51 AM |
Zeenos | $25.00 | 9/26/2011 9:58:40 AM |
velocity-solo | $25.00 | 9/26/2011 1:29:02 PM |
chrisb1414 | $25.00 | 9/26/2011 1:34:05 PM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:25 PM |
astute-benjamins | $25.00 | 9/26/2011 5:10:57 PM |
wlm3012 | $30.00 | 9/26/2011 5:25:11 PM |
mbehounek | $50.00 | 9/26/2011 7:03:57 PM |
important-diversification620 | $25.00 | 9/26/2011 8:05:28 PM |
Whatssofunnybout | $25.00 | 9/26/2011 8:10:21 PM |
jigsaw | $31.32 | 9/27/2011 2:38:40 AM |
196 Investments
|
Borrower Payment Dependent Notes Series
527357
This series of Notes was issued and sold upon the funding of the borrower loan #53512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,613 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-value-fountain |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying To Grow Small Business
Purpose of loan: Need Capital
This loan will be used to... Marketing
My financial situation: Needs to improve
I am a good candidate for this loan because... I am a tireless worker
Monthly net income: $3,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scarlet-velvet | $25.08 | 9/14/2011 5:34:50 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:14 PM |
scrappy-diversification7 | $2,000.00 | 9/14/2011 5:46:15 PM |
suave-dime6 | $25.00 | 9/14/2011 6:25:29 PM |
charming-exchange7 | $25.00 | 9/14/2011 6:18:19 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:43 PM |
scrappy-penny6 | $50.00 | 9/14/2011 8:48:51 PM |
BankofRon | $25.00 | 9/14/2011 11:55:56 PM |
diplomatic-wealth7 | $25.00 | 9/15/2011 9:36:37 AM |
Bob450 | $25.00 | 9/15/2011 10:02:11 AM |
fusbarro | $75.00 | 9/15/2011 11:41:05 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:47 AM |
impressive-fund0 | $25.08 | 9/16/2011 10:10:40 AM |
eagle1271 | $25.00 | 9/16/2011 2:43:15 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:47:47 AM |
gotjack | $100.00 | 9/17/2011 8:45:24 AM |
mennleo | $25.00 | 9/17/2011 9:19:35 AM |
leverage-monger | $25.00 | 9/17/2011 10:13:31 AM |
108lender | $200.00 | 9/17/2011 11:32:56 AM |
bid-stockpiler1 | $100.00 | 9/18/2011 11:46:33 AM |
Alittleluck | $25.00 | 9/18/2011 1:54:34 PM |
thelovebug | $100.00 | 9/19/2011 7:37:16 AM |
petercat | $250.00 | 9/19/2011 11:00:31 AM |
best-generosity-financier | $25.00 | 9/19/2011 3:10:24 PM |
worldly-gold | $75.00 | 9/19/2011 4:57:28 PM |
irrelevant | $25.00 | 9/19/2011 7:05:12 PM |
irishalaskan | $25.00 | 9/20/2011 1:40:27 AM |
palace2 | $68.03 | 9/20/2011 5:48:12 AM |
octoberfresh | $25.00 | 9/20/2011 6:28:14 AM |
benefit-position | $29.18 | 9/20/2011 7:06:14 AM |
baker31 | $25.00 | 9/20/2011 7:06:22 AM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:31 PM |
handy-justice | $100.00 | 9/14/2011 8:22:14 PM |
nickel-hickory | $100.00 | 9/14/2011 10:33:06 PM |
favorite-commerce | $25.00 | 9/15/2011 6:14:59 PM |
gold-pudding6 | $25.00 | 9/16/2011 5:44:57 AM |
papaloha | $25.00 | 9/16/2011 8:56:32 AM |
StarshineXL | $250.00 | 9/16/2011 11:11:09 AM |
shawnw2 | $100.00 | 9/16/2011 6:53:37 PM |
loot-supporter2 | $25.00 | 9/16/2011 7:10:19 PM |
kendigme | $25.00 | 9/17/2011 2:40:22 AM |
neutrino6 | $25.00 | 9/17/2011 10:03:33 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:49 PM |
Finchy78 | $28.54 | 9/17/2011 4:33:18 PM |
mighty-payout1 | $25.00 | 9/17/2011 9:34:21 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:00 AM |
the-enthralling-coin | $25.00 | 9/18/2011 8:10:52 AM |
fantastic-bazaar2 | $50.00 | 9/18/2011 1:32:53 PM |
CO80487 | $25.00 | 9/18/2011 6:32:23 PM |
profit-powerplant | $25.00 | 9/18/2011 9:36:00 PM |
CA-Lender | $25.00 | 9/19/2011 7:42:45 AM |
green28 | $100.00 | 9/19/2011 10:29:56 AM |
social-conductor4 | $25.00 | 9/19/2011 1:35:07 PM |
missing-link | $25.00 | 9/19/2011 7:36:32 PM |
cognizant-rupee7 | $25.00 | 9/19/2011 10:46:45 PM |
Soothsayer | $28.31 | 9/20/2011 4:21:13 AM |
goodhearted-gold3 | $25.00 | 9/20/2011 6:10:29 AM |
draggon77 | $25.00 | 9/20/2011 6:14:06 AM |
economy-huckleberry0 | $20.78 | 9/20/2011 7:13:02 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
527363
This series of Notes was issued and sold upon the funding of the borrower loan #53588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,773 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| witty-deal8 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting out of debt.
Purpose of loan:
This loan will be used to pay off several small debts.
My financial situation:
I am a good candidate for this loan because I plan to not only pay this loan off, but to pay it off quickly.
Monthly net income: $2200
Monthly expenses: $
Housing: $371.00
Insurance: $101.00
Car expenses: $161.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brightest-dignified-penny | $25.00 | 9/14/2011 5:07:03 PM |
ultimate-peace | $150.00 | 9/14/2011 5:07:51 PM |
SolarMoonshine | $25.00 | 9/14/2011 6:06:53 PM |
scamps | $25.00 | 9/14/2011 9:48:53 PM |
larslfe | $50.00 | 9/14/2011 9:58:50 PM |
RenovatioCapital | $25.00 | 9/14/2011 10:50:15 PM |
DHolly | $25.00 | 9/14/2011 5:34:17 PM |
restless-dime | $100.00 | 9/14/2011 7:09:32 PM |
riveting-credit5 | $50.00 | 9/14/2011 10:41:33 PM |
impeccable-ore3 | $25.00 | 9/15/2011 9:33:03 AM |
worth-blanket2 | $3,500.00 | 9/15/2011 10:16:41 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
527381
This series of Notes was issued and sold upon the funding of the borrower loan #53795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $597.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 36% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,704 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance-matador5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a vehicle
Purpose of loan:
This loan will be used to... Buy. Shuttle bus or limo style bus for business use and to use for another part time job!
My financial situation:
I am a good candidate for this loan because... I have good credit, a very steady and stable job and income and I have done a great job repaying all vehicle loans in the past!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 5:44:15 PM |
green-trade-dolphin2 | $25.00 | 9/14/2011 6:47:24 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:26 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:06:04 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:49 AM |
oneeighty | $25.00 | 9/17/2011 2:43:08 PM |
tender-commerce8 | $100.00 | 9/18/2011 5:51:14 AM |
diablorulz | $50.00 | 9/20/2011 9:40:58 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:58 PM |
jms1983 | $25.00 | 9/20/2011 7:53:04 PM |
colorfulgardener | $25.00 | 9/21/2011 2:01:38 AM |
enchanted-truth264 | $25.00 | 9/20/2011 8:39:04 PM |
gold-pudding6 | $25.00 | 9/21/2011 5:44:05 AM |
diverse-benjamins | $50.00 | 9/20/2011 11:10:29 PM |
usanachris | $30.00 | 9/21/2011 8:14:13 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:59 PM |
orbiter687 | $30.00 | 9/21/2011 6:05:57 PM |
jescowa | $50.00 | 9/21/2011 6:12:54 PM |
poplar37 | $46.20 | 9/22/2011 6:52:13 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:20 PM |
Kaj | $40.00 | 9/22/2011 6:58:14 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 7:09:00 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:58 PM |
Supernick | $50.00 | 9/22/2011 8:34:40 PM |
blue-dough-trumpeter | $25.00 | 9/22/2011 10:20:38 PM |
bettndon | $60.00 | 9/23/2011 5:07:45 AM |
fcukciti | $25.00 | 9/23/2011 5:41:20 AM |
yield-aurora4 | $30.00 | 9/23/2011 6:30:41 AM |
the-charming-integrity | $25.05 | 9/23/2011 6:12:20 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:52 AM |
Lender0010 | $50.00 | 9/24/2011 11:41:17 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:16 AM |
antlr | $25.00 | 9/25/2011 1:59:10 PM |
alphaseek | $200.00 | 9/26/2011 5:07:54 AM |
generous-deal6 | $50.00 | 9/26/2011 3:06:40 AM |
kulender | $50.00 | 9/26/2011 6:31:24 AM |
RJN | $25.00 | 9/26/2011 9:14:48 AM |
mrack | $25.00 | 9/26/2011 9:55:19 AM |
xrycac | $25.00 | 9/26/2011 10:57:42 AM |
Gladglide | $25.00 | 9/26/2011 11:14:12 AM |
novice-speculator | $25.00 | 9/26/2011 10:11:16 AM |
orbital-gain | $50.00 | 9/26/2011 10:52:54 AM |
careful-vigilance4 | $25.00 | 9/26/2011 11:21:48 AM |
Dubbs360 | $100.00 | 9/26/2011 11:55:40 AM |
hitsman | $50.00 | 9/26/2011 11:34:32 AM |
CSAworker | $25.00 | 9/26/2011 12:07:42 PM |
worth-sanctuary9 | $55.27 | 9/26/2011 2:43:36 PM |
cocopuffs | $25.00 | 9/26/2011 1:35:35 PM |
ingenious-interest1 | $100.00 | 9/26/2011 4:10:22 PM |
Madmigel | $25.00 | 9/26/2011 5:34:34 PM |
susurrus | $25.00 | 9/26/2011 5:29:26 PM |
lucrative-reward | $100.00 | 9/26/2011 6:08:36 PM |
Leopoldine | $27.50 | 9/26/2011 6:57:18 PM |
worth-blanket2 | $11,360.45 | 9/26/2011 7:00:33 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:56 PM |
oplender | $25.00 | 9/14/2011 6:29:53 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:44 PM |
indomitable-coin | $25.00 | 9/14/2011 8:07:09 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:22 PM |
pnace | $50.00 | 9/16/2011 7:44:57 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:59 AM |
fcrick | $25.00 | 9/16/2011 3:08:51 PM |
CatbirdBanking | $25.00 | 9/16/2011 7:18:08 PM |
mr55262 | $25.00 | 9/16/2011 11:11:28 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:42 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:33 AM |
nickel-ferret | $50.00 | 9/18/2011 12:10:52 PM |
fusbarro | $100.00 | 9/19/2011 11:54:04 AM |
income-buffalo1 | $100.00 | 9/20/2011 5:18:04 PM |
dinero-jujitsu | $50.00 | 9/20/2011 5:55:10 PM |
capital-star5 | $25.00 | 9/21/2011 5:02:01 AM |
radforj22 | $25.00 | 9/21/2011 10:00:00 AM |
mtquan | $25.00 | 9/21/2011 1:57:20 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:27:10 PM |
Weaverville | $50.00 | 9/21/2011 9:07:53 PM |
bsg43 | $38.00 | 9/22/2011 5:42:06 AM |
subtle-truth2 | $98.79 | 9/22/2011 9:59:42 AM |
life-is-great | $25.00 | 9/22/2011 11:30:28 AM |
bonus-tent | $25.00 | 9/22/2011 4:00:55 PM |
GCInvestments | $25.00 | 9/22/2011 4:55:19 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:08 PM |
return-seeker85 | $50.00 | 9/22/2011 7:04:00 PM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:28 AM |
salala | $25.00 | 9/23/2011 10:45:24 AM |
rcm87 | $100.00 | 9/23/2011 11:12:03 AM |
mg6619 | $25.00 | 9/23/2011 11:25:26 AM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:45 PM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:16 AM |
riskreward | $250.00 | 9/24/2011 5:29:12 PM |
Aimvest | $25.00 | 9/25/2011 8:27:28 AM |
drkosh | $25.00 | 9/25/2011 9:03:20 AM |
LoanDMC | $25.00 | 9/25/2011 8:53:14 AM |
a-helping-hand | $1,000.00 | 9/25/2011 2:59:06 PM |
larslfe | $50.00 | 9/26/2011 1:26:32 AM |
rcr549 | $25.24 | 9/26/2011 8:19:09 AM |
RMB-Investments | $25.00 | 9/26/2011 9:44:18 AM |
the-credit-proton | $25.00 | 9/26/2011 10:29:24 AM |
gentle-gain235 | $50.00 | 9/26/2011 10:36:02 AM |
versatile-p2p2 | $30.00 | 9/26/2011 9:43:34 AM |
Snoopylover | $25.00 | 9/26/2011 1:26:08 PM |
minista | $51.00 | 9/26/2011 11:38:13 AM |
Zeenos | $55.00 | 9/26/2011 11:59:31 AM |
helping-out | $25.00 | 9/26/2011 2:22:38 PM |
velocity-solo | $25.00 | 9/26/2011 1:29:01 PM |
red-favorable-basis | $25.00 | 9/26/2011 1:37:29 PM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:25 PM |
supersam | $200.00 | 9/26/2011 3:24:55 PM |
hogdriver | $25.00 | 9/26/2011 5:15:20 PM |
supersarah61 | $50.00 | 9/26/2011 4:35:22 PM |
mgking007 | $25.00 | 9/26/2011 5:26:56 PM |
investment-comet | $25.00 | 9/26/2011 6:40:46 PM |
best-basis-trooper | $25.00 | 9/26/2011 6:10:01 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
527405
This series of Notes was issued and sold upon the funding of the borrower loan #53492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1980 |
Debt/Income ratio:
| 64% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,991 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-tycoon6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
take a good chance
Purpose of loan:
This loan will be used to...pay upcoming 2011 taxes pay off credit card
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/15/2011 5:11:43 PM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:41 PM |
worth-blanket2 | $4,900.00 | 9/15/2011 9:52:38 PM |
droopie1 | $25.00 | 9/16/2011 12:57:31 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
527409
This series of Notes was issued and sold upon the funding of the borrower loan #53857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,131 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| rottie04 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me get out of credit card debt
Purpose of loan:
This loan will be used to...
consolidate my debt.
My financial situation:
I am a good candidate for this loan because... my employment is stable and I have a great record of paying on time. I just need to consolidate so I may stop paying the revolving interest on credit cards.
Monthly net income: $2000
Monthly expenses: $
Housing: $650
Insurance: $53
Car expenses: $
Utilities: $200
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $927
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ethical-truth211 | $500.00 | 9/19/2011 9:05:24 AM |
Investor_DP | $100.00 | 9/19/2011 9:06:11 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:56 AM |
phenomenal-gain5 | $50.00 | 9/19/2011 6:55:10 PM |
loss-of-control | $25.00 | 9/20/2011 5:41:19 PM |
compoundinterest | $50.00 | 9/19/2011 9:07:04 AM |
worthy-bid8 | $50.00 | 9/19/2011 9:06:49 AM |
oplender | $25.00 | 9/19/2011 10:02:04 AM |
Whipster | $40.00 | 9/19/2011 11:24:06 AM |
fusbarro | $100.00 | 9/19/2011 11:54:11 AM |
one-midas | $35.00 | 9/19/2011 11:08:48 AM |
Bank_Of_XL | $25.00 | 9/19/2011 1:50:11 PM |
houli123 | $100.00 | 9/19/2011 5:51:05 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:51 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:12 AM |
diablorulz | $50.00 | 9/20/2011 9:41:08 AM |
kulender | $100.00 | 9/20/2011 10:46:43 AM |
worth-blanket2 | $8,600.00 | 9/20/2011 5:22:37 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
527411
This series of Notes was issued and sold upon the funding of the borrower loan #53751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,938 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-serenity5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Daddy Needs More Coffee
Purpose of loan:
This loan will be used to...pay of all other credit card and personal balances and keep only one single account where I can maintain easily.
My financial situation:
I am a good candidate for this loan because...I never missed any payment on the existing loan or credit cards
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $33.00 | 9/20/2011 5:15:56 PM |
golffish2 | $25.00 | 9/15/2011 9:09:47 AM |
worthy-bid8 | $50.00 | 9/15/2011 9:25:49 AM |
diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:54 PM |
CA-Lender | $25.00 | 9/16/2011 6:17:20 AM |
papaloha | $25.00 | 9/16/2011 8:56:34 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:48 AM |
Rogelio48 | $25.00 | 9/16/2011 11:32:12 AM |
Something-Corporate | $25.00 | 9/16/2011 3:33:51 PM |
Dubbs360 | $100.00 | 9/19/2011 9:58:58 AM |
kulender | $100.00 | 9/20/2011 10:46:31 AM |
DiligentiaLLC | $50.00 | 9/20/2011 12:07:07 PM |
realtormoises | $25.00 | 9/21/2011 5:45:11 AM |
cognizant-rupee7 | $30.00 | 9/21/2011 10:10:13 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:01 PM |
heavenly-interest9 | $300.00 | 9/21/2011 4:40:05 PM |
treasure-bliss | $25.00 | 9/22/2011 5:57:56 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:10 AM |
Mariner3605 | $25.00 | 9/22/2011 9:12:06 AM |
finance-mushroom | $100.00 | 9/22/2011 5:09:53 PM |
Maetryx | $29.98 | 9/22/2011 8:45:21 PM |
ddog0224 | $50.00 | 9/23/2011 3:48:23 AM |
yield-aurora4 | $25.00 | 9/23/2011 6:31:41 AM |
coin-architect2 | $200.00 | 9/23/2011 6:33:24 AM |
rcm87 | $100.00 | 9/23/2011 11:13:42 AM |
kermitdafrog | $25.00 | 9/23/2011 12:38:05 PM |
payout-bridge | $50.00 | 9/23/2011 1:58:17 PM |
industrious-currency | $25.00 | 9/23/2011 3:26:42 PM |
shawnw2 | $25.00 | 9/23/2011 4:20:17 PM |
jjswanso | $25.00 | 9/23/2011 3:33:57 PM |
handy-justice | $100.00 | 9/23/2011 5:04:43 PM |
loss-of-control | $100.00 | 9/23/2011 4:43:19 PM |
stepatatime-together | $100.00 | 9/23/2011 5:19:23 PM |
handshake5 | $100.00 | 9/23/2011 5:10:47 PM |
nimble-dedication1 | $50.00 | 9/23/2011 5:21:49 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:49:30 PM |
openness-confidant | $40.00 | 9/23/2011 7:45:09 PM |
Something-Corporate | $25.00 | 9/23/2011 7:03:18 PM |
exchange-dreams | $25.00 | 9/23/2011 8:33:49 PM |
orange-pound-party | $30.00 | 9/23/2011 11:07:02 PM |
power-secret-agent | $30.00 | 9/23/2011 9:11:26 PM |
tolerant-balance7 | $25.00 | 9/23/2011 9:52:15 PM |
thankful-generosity5 | $30.00 | 9/24/2011 12:52:07 AM |
setUup | $26.30 | 9/24/2011 12:17:30 AM |
jebber007 | $38.19 | 9/24/2011 5:43:57 AM |
icanhasloanz | $25.00 | 9/24/2011 1:36:00 AM |
cash-spinner | $27.82 | 9/24/2011 6:05:12 AM |
Bank42 | $25.00 | 9/24/2011 4:11:37 AM |
TheDigitalMan | $25.00 | 9/24/2011 6:52:19 AM |
dayahn | $43.05 | 9/24/2011 4:23:05 AM |
brondero | $107.00 | 9/24/2011 5:53:35 AM |
assetmanager | $25.00 | 9/24/2011 6:53:48 AM |
aztocas | $25.00 | 9/24/2011 7:16:59 AM |
WorldTravlr | $25.00 | 9/24/2011 7:32:29 AM |
gold-pudding6 | $25.00 | 9/24/2011 7:24:06 AM |
2bnforlife | $25.00 | 9/24/2011 8:38:02 AM |
FinanceEngine | $40.00 | 9/24/2011 8:13:40 AM |
momoney2lend | $25.00 | 9/24/2011 8:29:54 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:34:16 AM |
green28 | $88.76 | 9/24/2011 8:28:00 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:35 AM |
desertoasis | $25.00 | 9/24/2011 9:31:47 AM |
Peacepower | $40.00 | 9/24/2011 9:45:04 AM |
bizlending | $250.00 | 9/24/2011 10:30:24 AM |
whitegold24k | $500.00 | 9/24/2011 12:19:55 PM |
cordial-affluence2 | $25.00 | 9/24/2011 12:53:16 PM |
on_your_side | $25.00 | 9/24/2011 11:56:17 AM |
thelovebug | $100.00 | 9/24/2011 12:19:30 PM |
bold-shrewd-duty | $90.00 | 9/24/2011 12:32:20 PM |
NYCFinancier | $25.00 | 9/24/2011 12:57:07 PM |
mammalian4 | $25.00 | 9/24/2011 12:49:01 PM |
handshake52 | $25.00 | 9/24/2011 1:09:57 PM |
danf2201 | $25.00 | 9/24/2011 2:06:09 PM |
riveting-credit5 | $100.00 | 9/24/2011 2:21:14 PM |
timmsc | $25.00 | 9/24/2011 10:28:01 PM |
a-helping-hand | $1,000.00 | 9/25/2011 2:53:28 PM |
red-power-pecan | $50.00 | 9/25/2011 3:40:02 PM |
drg6289 | $25.00 | 9/25/2011 8:30:32 PM |
87Marc | $25.00 | 9/25/2011 9:02:55 PM |
coin-sonnet | $100.00 | 9/26/2011 12:35:55 AM |
cbivitz | $222.00 | 9/26/2011 4:55:12 AM |
fund-ambrosia0 | $25.00 | 9/26/2011 8:26:34 AM |
secureincome | $706.77 | 9/26/2011 8:32:55 AM |
silver-enlightenment0 | $100.00 | 9/26/2011 6:56:08 AM |
fusbarro | $75.00 | 9/15/2011 11:41:07 AM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:38 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:49 PM |
InChicago | $100.00 | 9/16/2011 6:13:26 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:35 AM |
kindness-jedi | $50.00 | 9/17/2011 3:53:25 AM |
wampum-library4 | $25.00 | 9/17/2011 3:08:28 PM |
CatbirdBanking | $25.00 | 9/19/2011 7:16:48 PM |
red-favorable-basis | $25.00 | 9/19/2011 9:11:05 PM |
1-HARD-HEAD | $25.00 | 9/20/2011 8:02:06 PM |
ursus | $50.00 | 9/21/2011 5:08:32 PM |
tech310 | $50.00 | 9/21/2011 6:06:42 PM |
Weaverville | $25.00 | 9/21/2011 9:09:07 PM |
giftgold | $25.00 | 9/21/2011 10:16:03 PM |
Mrgiggleswic | $35.79 | 9/22/2011 5:07:51 AM |
Pitufo | $25.00 | 9/22/2011 6:15:01 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:41 PM |
Luckas73 | $100.00 | 9/22/2011 7:41:08 PM |
LendingPimp | $50.00 | 9/22/2011 11:21:06 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:52 AM |
frogperson | $150.00 | 9/23/2011 8:07:37 AM |
worth-shower8 | $100.00 | 9/23/2011 8:40:12 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:58 AM |
1willray | $25.00 | 9/23/2011 12:24:22 PM |
stock106 | $25.00 | 9/23/2011 11:41:53 AM |
basis-gazer0 | $100.00 | 9/23/2011 1:04:46 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:23:05 PM |
jeremy20 | $25.00 | 9/23/2011 4:47:41 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:18 PM |
shrewd-income | $25.00 | 9/23/2011 6:05:18 PM |
robocop | $25.00 | 9/23/2011 5:31:27 PM |
IIP77 | $25.00 | 9/23/2011 7:58:20 PM |
the-hope-workhorse | $100.00 | 9/23/2011 6:02:21 PM |
Azonic21 | $25.00 | 9/23/2011 7:37:08 PM |
adamdroker | $25.00 | 9/23/2011 9:13:04 PM |
monster4 | $50.00 | 9/23/2011 7:35:54 PM |
4mydaughterseducation | $33.00 | 9/23/2011 8:32:26 PM |
Bob450 | $25.03 | 9/23/2011 10:14:39 PM |
unfixer | $25.00 | 9/24/2011 4:35:23 AM |
market-pudding | $25.00 | 9/24/2011 4:55:41 AM |
SolarMoonshine | $25.00 | 9/24/2011 3:34:33 AM |
janeybooboo | $82.00 | 9/24/2011 5:50:44 AM |
ASR3 | $75.00 | 9/24/2011 5:08:40 AM |
bmbanzai | $25.00 | 9/24/2011 5:58:24 AM |
rockhound84 | $25.00 | 9/24/2011 7:24:53 AM |
bluehen00 | $25.00 | 9/24/2011 7:33:39 AM |
heerzaquestion | $25.00 | 9/24/2011 7:34:23 AM |
asset-cougar0 | $25.00 | 9/24/2011 8:18:34 AM |
trade-beeper4 | $25.00 | 9/24/2011 8:45:48 AM |
robust-trade | $27.37 | 9/24/2011 8:06:17 AM |
suave-dime6 | $25.00 | 9/24/2011 8:57:10 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:07:28 AM |
platinum-czar | $25.00 | 9/24/2011 11:11:10 AM |
tranquil-capital9 | $25.00 | 9/24/2011 10:26:15 AM |
dynamic-money271 | $50.00 | 9/24/2011 11:37:59 AM |
building_community | $29.94 | 9/24/2011 12:15:50 PM |
Corellia | $50.00 | 9/24/2011 12:23:57 PM |
Investor_DP | $100.00 | 9/24/2011 12:06:52 PM |
ultimate-social | $25.00 | 9/24/2011 12:36:15 PM |
investment-cluster | $35.00 | 9/24/2011 3:39:53 PM |
irrelevant | $25.00 | 9/24/2011 7:05:17 PM |
Kaj | $30.00 | 9/25/2011 3:53:00 AM |
rate-sceptre | $25.00 | 9/25/2011 10:49:06 AM |
MrRooster101 | $25.00 | 9/25/2011 12:58:34 PM |
antlr | $25.00 | 9/25/2011 1:59:11 PM |
leverage-monger | $25.00 | 9/25/2011 2:08:26 PM |
speedy-point | $25.00 | 9/25/2011 2:15:03 PM |
bid-stockpiler1 | $25.00 | 9/25/2011 5:04:42 PM |
worldly-gold | $44.00 | 9/25/2011 7:23:44 PM |
digitaldan | $30.00 | 9/25/2011 7:46:59 PM |
enriched-truth | $50.00 | 9/26/2011 12:04:47 AM |
alphaseek | $200.00 | 9/26/2011 5:07:57 AM |
GElender | $40.00 | 9/26/2011 5:45:53 AM |
bsh297 | $25.00 | 9/26/2011 6:34:05 AM |
158 Investments
|
Borrower Payment Dependent Notes Series
527429
This series of Notes was issued and sold upon the funding of the borrower loan #53790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,481 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-unbeatable-principal |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hard-working man
Purpose of loan:
This loan will be used to set up an office for my wife to provide tax preparation and others services.
My financial situation:
I am a good candidate for this loan because i have a good income, i have a estable job and im very responsible with my payments.
Monthly net income: $7,000
Monthly expenses: $2,275
Housing: $600.00
Insurance: $200
Car expenses: $500
Utilities: $150
Phone, cable, internet: $350
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/15/2011 9:25:50 AM |
Scotcha | $46.85 | 9/15/2011 11:06:51 AM |
fusbarro | $75.00 | 9/15/2011 11:41:07 AM |
patriot897 | $25.00 | 9/15/2011 3:39:12 PM |
diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:55 PM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:39 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:43 PM |
Interloper | $25.00 | 9/15/2011 9:25:48 PM |
listing-drummer | $25.00 | 9/16/2011 8:53:02 AM |
excellent-wealth6 | $25.00 | 9/16/2011 11:57:39 AM |
leverage-monger | $27.10 | 9/16/2011 1:57:32 PM |
BankofRon | $25.00 | 9/16/2011 2:25:03 PM |
goodhearted-generosity511 | $25.00 | 9/17/2011 4:23:00 PM |
Unitas4302 | $50.00 | 9/18/2011 8:13:11 AM |
Iloanyoumoney | $25.00 | 9/18/2011 2:46:19 PM |
Dubbs360 | $18.05 | 9/19/2011 9:58:59 AM |
ingenious-interest1 | $28.00 | 9/15/2011 3:33:51 PM |
favorite-commerce | $25.00 | 9/15/2011 6:16:56 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:50 PM |
balanced-balance6 | $25.00 | 9/15/2011 11:05:30 PM |
jjswanso | $50.00 | 9/16/2011 6:48:46 AM |
foothillender | $25.00 | 9/16/2011 8:25:55 AM |
charming-exchange7 | $25.00 | 9/16/2011 6:25:31 PM |
handy-justice | $50.00 | 9/17/2011 6:27:33 PM |
cashhelp | $30.00 | 9/19/2011 9:05:52 AM |
worth-blanket2 | $3,800.00 | 9/19/2011 9:22:40 AM |
indianoven | $25.00 | 9/19/2011 9:33:59 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
527459
This series of Notes was issued and sold upon the funding of the borrower loan #53598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,191 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bass |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
720-739
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Buying a car for my son
Purpose of loan: Car
This loan will be used to...buy a car
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $4420
Monthly expenses: $2600
Housing: $980
Insurance: $220
Car expenses: $80
Utilities: $339
Phone, cable, internet: $ Wife
Food, entertainment: $100
Clothing, household expenses: $ Wife
Credit cards and other loans: $800
Other expenses: $81
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $125.00 | 9/15/2011 9:02:39 AM |
MarvintheMartian | $35.00 | 9/15/2011 9:04:22 AM |
MoneyForNothing | $25.00 | 9/15/2011 9:14:58 AM |
golffish2 | $25.00 | 9/15/2011 9:05:36 AM |
nickel-ferret | $48.00 | 9/15/2011 9:28:49 AM |
currency-excellency0 | $100.00 | 9/15/2011 9:20:43 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:39 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:35 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:10:11 AM |
AndChicksforFree | $25.00 | 9/15/2011 9:51:27 AM |
worth-blanket2 | $3,800.00 | 9/15/2011 10:17:05 AM |
NekHoldings | $25.00 | 9/15/2011 9:07:33 AM |
one-midas | $26.00 | 9/15/2011 9:07:08 AM |
Dusigrosz | $75.00 | 9/15/2011 9:08:42 AM |
loanman2007 | $100.00 | 9/15/2011 9:23:01 AM |
Investor_DP | $100.00 | 9/15/2011 9:24:47 AM |
worthy-bid8 | $50.00 | 9/15/2011 9:25:51 AM |
genius520 | $50.00 | 9/15/2011 9:27:23 AM |
handshake5 | $57.00 | 9/15/2011 9:28:37 AM |
enthusiastic-balance5 | $100.00 | 9/15/2011 9:29:17 AM |
green-trade-dolphin | $25.00 | 9/15/2011 9:48:42 AM |
DHolly | $25.00 | 9/15/2011 9:31:08 AM |
heavenly-interest9 | $9.00 | 9/15/2011 10:35:05 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
527465
This series of Notes was issued and sold upon the funding of the borrower loan #53585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 3y 1m |
Amount delinquent:
| $8,829 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,113 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| handy-point9 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: pay off some extra debt and make one payment
This loan will be used to...pay off some debt at a lower interest rate
My financial situation: I will be good once I can get to one payment a month
I am a good candidate for this loan because...I plan on paying it back sooner than it is suppose to be.
Monthly net income: $1200.00
Monthly expenses: 1110.00
Housing: $410.00
Insurance: $120.00
Car expenses: $100.00
Utilities: $100.00
Phone, cable, internet: $280.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $4500.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/15/2011 5:07:35 PM |
kind-credit-bear | $38.00 | 9/15/2011 6:14:36 PM |
worth-blanket2 | $3,900.00 | 9/15/2011 9:52:42 PM |
cbivitz | $37.00 | 9/16/2011 5:20:29 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
527471
This series of Notes was issued and sold upon the funding of the borrower loan #53565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $137.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,207 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GrannyT |
Borrower's state:
| Missouri |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 59 ( 86% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 10
( 14% )
| 680-699
(Feb-2010)
660-679
(Mar-2008)
620-639
(Feb-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 69 | | |
Description
educational trip for daughter
Purpose of loan:
This loan will be used to finance a trip for my daughter & me to New York. It is an educational trip through her school and focuses on art. I feel it is a great opportunity for her as she tries to decide what career field she would like to enter.
My financial situation:
I am a good candidate for this loan because I have had loans through Prosper in the past and they have all been paid off. I have a steady job and have improved my credit history over the past several years and have kept all of my accounts paid on time.
Monthly net income: $1400.00
Monthly expenses: $
Housing: $
Insurance: $94.35
Car expenses: $
Utilities: $70.00
Phone, cable, internet: $130.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
fabulous-community4 | $25.00 | 9/16/2011 9:00:37 AM |
NekHoldings | $25.00 | 9/16/2011 9:05:38 AM |
Jack55304 | $200.00 | 9/16/2011 9:12:32 AM |
investment-artist | $26.01 | 9/16/2011 9:15:42 AM |
DoctorJoe | $25.00 | 9/16/2011 9:17:46 AM |
impeccable-ore3 | $25.00 | 9/16/2011 9:31:10 AM |
diplomatic-wealth7 | $25.00 | 9/16/2011 9:17:57 AM |
janeybooboo | $75.00 | 9/16/2011 9:19:07 AM |
sturdy-responsibility7 | $55.00 | 9/16/2011 10:06:50 AM |
favorite-commerce | $25.00 | 9/16/2011 10:23:04 AM |
SecondChanceLendingSERV | $34.70 | 9/16/2011 10:11:11 AM |
mikeandcat | $100.00 | 9/16/2011 10:40:37 AM |
Skeptical-one | $50.00 | 9/16/2011 10:30:06 AM |
mikeandcat | $160.01 | 9/16/2011 10:32:06 AM |
ronin4sale | $25.00 | 9/16/2011 11:50:15 AM |
thankful-nickel2 | $25.00 | 9/16/2011 11:13:16 AM |
wampum-library4 | $25.00 | 9/16/2011 11:38:44 AM |
worth-blanket2 | $1,200.00 | 9/16/2011 12:17:48 PM |
Kash2010lu | $25.00 | 9/16/2011 9:02:04 AM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:31 AM |
credit-guard5 | $25.00 | 9/16/2011 9:12:26 AM |
MoneyForNothing | $125.50 | 9/16/2011 9:14:40 AM |
marwadi-62 | $500.00 | 9/16/2011 9:18:32 AM |
LittleMingo | $25.00 | 9/16/2011 9:37:14 AM |
FinanceEngine | $50.00 | 9/16/2011 9:41:28 AM |
blue-goal-deal | $25.00 | 9/16/2011 9:55:38 AM |
whitegold24k | $115.47 | 9/16/2011 10:27:47 AM |
farchoir | $35.00 | 9/16/2011 10:24:12 AM |
StarshineXL | $175.00 | 9/16/2011 11:05:00 AM |
amlu1988 | $25.00 | 9/16/2011 10:54:42 AM |
dime-sapling | $25.00 | 9/16/2011 11:25:42 AM |
luzonct | $100.00 | 9/16/2011 11:17:27 AM |
SonicSCF | $100.34 | 9/16/2011 12:12:12 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
527501
This series of Notes was issued and sold upon the funding of the borrower loan #53640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $604.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 840-859 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,999 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sharp-power296 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Deeded vacation property
Purpose of loan:
This loan will be used to acquire a timeshare in the Hilton Grand Vacations Club network. Timeshare will be a deeded property and purchased resale through a broker. Through research and discussions with other owners it was determined this was the most economically sound approach in lieu of buying directly from the developer.
Deeded properties are currently increasing in value within the HGVC network.
My financial situation:
My wife and I are gainfully employed and pay our credit card balances in full each month. We have no loans outstanding other than our home mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:28 PM |
ski bum | $100.00 | 9/15/2011 5:17:35 PM |
personal-lender | $25.00 | 9/15/2011 5:16:23 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:53 PM |
loyalty-edifice997 | $25.00 | 9/15/2011 6:57:45 PM |
ManhattanLender | $25.00 | 9/15/2011 9:06:03 PM |
restless-balance9 | $30.00 | 9/15/2011 9:24:16 PM |
Zipperdu | $40.00 | 9/15/2011 9:21:38 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:28 PM |
dinero-jujitsu | $50.00 | 9/16/2011 3:46:47 AM |
diversification-surge | $25.00 | 9/16/2011 3:30:34 AM |
Cashew6 | $25.00 | 9/16/2011 4:11:08 AM |
chakra | $25.00 | 9/16/2011 5:09:07 AM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:34 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:35 AM |
baseballfan111 | $50.00 | 9/16/2011 5:27:01 AM |
ZeLonewolf | $25.00 | 9/16/2011 6:18:03 AM |
first-favorite-bonus9 | $25.00 | 9/16/2011 6:47:45 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:57:51 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:34 AM |
cerebral-auction950 | $100.00 | 9/16/2011 7:19:43 AM |
preciouschild | $50.00 | 9/16/2011 7:42:22 AM |
impeccable-penny | $50.00 | 9/16/2011 7:43:06 AM |
wise-silver-wonder | $25.00 | 9/16/2011 8:41:26 AM |
ScottW | $25.00 | 9/16/2011 8:20:44 AM |
wise-eloquent-yield | $25.00 | 9/16/2011 8:59:50 AM |
betak | $25.00 | 9/16/2011 9:44:03 AM |
blot44 | $100.00 | 9/16/2011 9:44:31 AM |
puifais | $50.00 | 9/16/2011 10:46:49 AM |
Syzygy | $25.00 | 9/16/2011 11:09:03 AM |
nonukem | $25.00 | 9/16/2011 11:20:09 AM |
fantastic-openness | $100.00 | 9/16/2011 11:28:59 AM |
vinayganti | $25.00 | 9/16/2011 10:58:52 AM |
flypenguin | $25.00 | 9/16/2011 12:22:07 PM |
wealthstar | $25.00 | 9/16/2011 11:59:50 AM |
fcrick | $25.00 | 9/16/2011 3:09:13 PM |
sajitk | $25.00 | 9/16/2011 4:21:40 PM |
american6 | $100.00 | 9/16/2011 4:28:45 PM |
Supernick | $50.00 | 9/16/2011 4:53:03 PM |
finance-symphony7 | $100.00 | 9/16/2011 5:17:06 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:40 PM |
jdashv | $50.00 | 9/16/2011 5:40:44 PM |
kleinbrak | $25.00 | 9/16/2011 6:01:55 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:48 PM |
Lifesavings | $25.00 | 9/16/2011 11:11:21 PM |
restless-balance9 | $25.00 | 9/17/2011 5:34:32 AM |
upupandaway | $50.00 | 9/17/2011 6:41:19 AM |
valiant-liberty4 | $25.00 | 9/17/2011 7:27:53 AM |
radforj22 | $25.00 | 9/17/2011 7:54:13 AM |
andyb9 | $25.00 | 9/17/2011 8:26:13 AM |
dharma1 | $25.00 | 9/17/2011 8:44:14 AM |
britgsb | $25.00 | 9/17/2011 9:12:39 AM |
Guiren | $101.17 | 9/17/2011 9:37:24 AM |
objective-investor | $250.00 | 9/17/2011 9:56:24 AM |
penny-oasis | $25.00 | 9/17/2011 11:33:56 AM |
oneeighty | $25.00 | 9/17/2011 2:43:48 PM |
stollcm | $25.00 | 9/17/2011 3:16:49 PM |
MissionMicroFinance | $25.00 | 9/17/2011 3:59:17 PM |
jdrez | $25.00 | 9/17/2011 5:25:32 PM |
agbullet55443 | $100.00 | 9/17/2011 10:26:44 PM |
kenji4861 | $100.00 | 9/18/2011 1:10:23 AM |
IIP77 | $25.00 | 9/18/2011 1:03:41 AM |
knowledgeable-payment7 | $25.00 | 9/18/2011 4:52:34 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:46 AM |
drkosh | $25.00 | 9/18/2011 10:11:29 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:41 AM |
loot-heart | $25.00 | 9/18/2011 10:33:03 AM |
comet55 | $25.00 | 9/18/2011 11:35:14 AM |
sammyhammy | $25.00 | 9/18/2011 12:52:38 PM |
alpinaut | $30.00 | 9/18/2011 5:36:17 PM |
officer8 | $25.00 | 9/19/2011 6:27:06 AM |
wilchik | $80.00 | 9/19/2011 5:21:15 AM |
fishman42 | $36.36 | 9/19/2011 6:56:47 AM |
Maccs55 | $25.00 | 9/19/2011 10:16:33 AM |
Natronpee | $25.00 | 9/19/2011 10:25:22 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:44:13 AM |
Mad_Scientist | $150.00 | 9/19/2011 11:56:13 AM |
mennleo | $50.00 | 9/19/2011 12:42:07 PM |
GotCash | $50.00 | 9/19/2011 2:00:16 PM |
mtquan | $25.00 | 9/19/2011 2:25:08 PM |
ZeoInvestments | $25.00 | 9/19/2011 2:38:04 PM |
compoundinterest | $50.00 | 9/19/2011 5:07:59 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:57:48 PM |
cfviper | $25.00 | 9/19/2011 7:08:50 PM |
economy-popcorn | $25.00 | 9/19/2011 9:05:43 PM |
unequivocal-power3 | $25.00 | 9/19/2011 9:19:07 PM |
bouvierchamp | $29.06 | 9/19/2011 9:34:06 PM |
innocent-loot | $45.00 | 9/19/2011 10:06:09 PM |
point-zebra | $25.00 | 9/19/2011 9:09:44 PM |
restech | $25.00 | 9/19/2011 11:50:53 PM |
harmonious-moola7 | $25.00 | 9/20/2011 1:57:57 AM |
13nd3r | $25.00 | 9/20/2011 6:28:15 AM |
john0720 | $100.00 | 9/20/2011 7:12:31 AM |
KeepOnRunning | $50.00 | 9/20/2011 8:48:38 AM |
texrob20 | $25.00 | 9/20/2011 10:05:00 AM |
ChicoBob | $25.00 | 9/20/2011 10:06:19 AM |
Tyre | $50.00 | 9/20/2011 1:54:27 PM |
pbandjb | $25.00 | 9/20/2011 2:22:49 PM |
Pacific-Bank | $50.00 | 9/20/2011 4:23:46 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:59 PM |
credit-coach118 | $35.08 | 9/20/2011 3:06:35 PM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:26 PM |
SCD | $25.00 | 9/20/2011 8:19:06 PM |
mpthree | $25.00 | 9/20/2011 8:34:54 PM |
g314 | $26.00 | 9/20/2011 9:08:27 PM |
arbor1 | $25.00 | 9/20/2011 9:20:38 PM |
ashik | $25.00 | 9/20/2011 9:09:44 PM |
murren | $25.00 | 9/21/2011 5:51:30 AM |
ingenious-diversification | $50.00 | 9/21/2011 7:24:39 AM |
DadWarbucks | $25.00 | 9/21/2011 7:43:45 AM |
value-den | $25.00 | 9/21/2011 7:44:51 AM |
Captain88 | $25.00 | 9/21/2011 8:44:48 AM |
SourDoughSteve | $25.00 | 9/21/2011 7:08:41 AM |
Harry | $50.00 | 9/21/2011 8:29:34 AM |
Marathoner | $25.00 | 9/21/2011 11:41:27 AM |
kriegs | $100.00 | 9/21/2011 12:37:14 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:05 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:31 PM |
gavinsp | $25.00 | 9/21/2011 12:21:07 PM |
Railbird | $25.00 | 9/21/2011 2:17:37 PM |
secureincome | $2,500.00 | 9/21/2011 3:49:51 PM |
loyalty-voyage | $50.00 | 9/21/2011 2:11:56 PM |
Attract | $25.00 | 9/21/2011 4:37:43 PM |
building-america | $25.00 | 9/21/2011 4:51:20 PM |
br4444 | $25.00 | 9/21/2011 5:03:08 PM |
ashishxpatel | $25.00 | 9/21/2011 4:45:16 PM |
jsak74 | $25.00 | 9/21/2011 5:47:29 PM |
77dowplace | $26.00 | 9/21/2011 5:47:06 PM |
littlemonkey | $25.00 | 9/21/2011 6:29:46 PM |
value-wind0 | $50.00 | 9/21/2011 6:41:12 PM |
virtualbank | $25.00 | 9/21/2011 8:01:19 PM |
chicagobear23 | $25.00 | 9/21/2011 8:31:18 PM |
scott73 | $25.00 | 9/21/2011 10:24:10 PM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:43 AM |
taz007 | $51.00 | 9/22/2011 9:06:29 AM |
pluto2k8 | $100.00 | 9/22/2011 9:30:14 AM |
dordee | $100.00 | 9/22/2011 10:12:31 AM |
rootcanaler | $200.00 | 9/22/2011 10:21:00 AM |
SailAwayMoon | $25.00 | 9/22/2011 12:48:53 PM |
ahalls | $25.00 | 9/22/2011 11:24:14 AM |
CalCollegeFund19 | $30.00 | 9/22/2011 1:42:47 PM |
sflawya | $25.00 | 9/22/2011 12:35:55 PM |
greenventures | $25.00 | 9/22/2011 2:07:26 PM |
dime-sprout | $25.00 | 9/22/2011 2:44:55 PM |
versatile-commerce | $35.76 | 9/22/2011 3:07:23 PM |
justinology | $44.11 | 9/22/2011 3:51:00 PM |
kcole10 | $25.00 | 9/22/2011 4:37:20 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:57 PM |
george_kaplan | $25.00 | 9/22/2011 4:48:44 PM |
blue-shiny-revenue | $25.00 | 9/22/2011 5:03:07 PM |
money-blossom110 | $200.00 | 9/22/2011 5:14:01 PM |
auction-elvis | $25.00 | 9/22/2011 5:35:32 PM |
MilitaryAV8R | $25.00 | 9/22/2011 5:39:54 PM |
dollarsforrent | $100.00 | 9/22/2011 5:45:59 PM |
zenchef | $25.00 | 9/22/2011 5:37:27 PM |
DownHomeLender | $25.00 | 9/22/2011 5:43:01 PM |
108lender | $150.00 | 9/22/2011 6:40:13 PM |
Kaj | $40.00 | 9/22/2011 6:55:20 PM |
Fantom-Investor | $25.00 | 9/22/2011 8:07:07 PM |
flergum | $86.27 | 9/22/2011 9:11:16 PM |
PA2LA | $25.00 | 9/22/2011 9:14:06 PM |
open-commerce6 | $500.00 | 9/22/2011 8:33:55 PM |
meenan | $50.00 | 9/22/2011 9:16:12 PM |
Zeenos | $100.00 | 9/22/2011 10:01:01 PM |
zwx1997 | $25.00 | 9/22/2011 10:04:10 PM |
iq8w7ht | $25.00 | 9/22/2011 11:15:48 PM |
balance-bliss | $200.00 | 9/23/2011 12:10:27 AM |
rolltide09 | $25.00 | 9/22/2011 2:07:47 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:46 PM |
nickel-ferret | $50.00 | 9/15/2011 5:15:28 PM |
economy-molecule3 | $137.00 | 9/15/2011 5:19:58 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:16 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:21 PM |
no_agenda_lender | $25.00 | 9/15/2011 6:29:43 PM |
anacent | $100.00 | 9/15/2011 8:21:28 PM |
GAOGERAM_BANK | $25.00 | 9/15/2011 9:01:12 PM |
mighty-value | $25.00 | 9/15/2011 11:51:10 PM |
whistledicksmith | $25.00 | 9/15/2011 11:00:09 PM |
availableloan | $25.00 | 9/15/2011 11:28:52 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:29 AM |
listing-drummer | $50.00 | 9/16/2011 12:37:47 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:29 AM |
Rivervale_Westwood | $100.00 | 9/16/2011 5:10:49 AM |
radiant-fund | $50.00 | 9/16/2011 7:22:03 AM |
Malkial | $25.00 | 9/16/2011 7:28:47 AM |
pnace | $50.00 | 9/16/2011 7:51:49 AM |
Dollars4Rent | $50.00 | 9/16/2011 8:49:12 AM |
economy-tuba7 | $100.00 | 9/16/2011 8:49:43 AM |
RMB-Investments | $25.00 | 9/16/2011 8:48:29 AM |
community-pipeline | $50.00 | 9/16/2011 9:16:30 AM |
irishcocacola | $28.88 | 9/16/2011 9:45:33 AM |
umfan123 | $25.00 | 9/16/2011 9:33:18 AM |
oplender | $25.00 | 9/16/2011 10:06:44 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:44:00 AM |
impartial-treasure7 | $100.00 | 9/16/2011 10:26:05 AM |
turbostar666 | $25.00 | 9/16/2011 10:39:37 AM |
gojackgo | $50.00 | 9/16/2011 11:59:46 AM |
larslfe | $100.00 | 9/16/2011 12:15:40 PM |
xzec777 | $25.00 | 9/16/2011 11:55:17 AM |
brutusbone | $25.00 | 9/16/2011 12:35:21 PM |
revmax | $30.00 | 9/16/2011 1:50:57 PM |
repaymeplease | $25.00 | 9/16/2011 3:28:37 PM |
Chosen-one | $25.00 | 9/16/2011 4:52:12 PM |
wjf60 | $50.00 | 9/16/2011 4:37:45 PM |
Rob717171 | $25.00 | 9/16/2011 5:08:17 PM |
commanding-income774 | $25.00 | 9/16/2011 6:11:28 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:24 PM |
jescowa | $50.00 | 9/16/2011 7:32:43 PM |
Pasagam | $50.00 | 9/16/2011 8:16:43 PM |
Spider5 | $50.00 | 9/16/2011 8:29:24 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:18 PM |
Lender0010 | $50.00 | 9/16/2011 9:04:43 PM |
casteroil | $50.00 | 9/16/2011 8:30:46 PM |
buraky | $50.00 | 9/16/2011 9:50:27 PM |
mr55262 | $25.00 | 9/16/2011 11:11:31 PM |
Ivan2007 | $25.00 | 9/17/2011 3:27:25 AM |
balance6 | $25.00 | 9/17/2011 4:27:24 AM |
rebeldog67 | $25.00 | 9/17/2011 4:26:39 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:47 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:48 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:11 AM |
BBL | $25.00 | 9/17/2011 9:39:06 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:17 PM |
Pman | $25.00 | 9/17/2011 12:55:13 PM |
smart-integrity378 | $100.00 | 9/17/2011 1:24:24 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:46 PM |
Opportunity4you | $47.87 | 9/17/2011 2:40:36 PM |
lagnisiruk | $25.00 | 9/17/2011 4:12:02 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:18 PM |
orange-dollar-guild | $25.00 | 9/17/2011 9:24:31 PM |
Kerrysbay | $50.00 | 9/18/2011 1:09:06 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:25 AM |
return-buddy | $50.00 | 9/18/2011 7:19:34 AM |
Preteur | $25.00 | 9/18/2011 10:11:43 AM |
point-molecule9 | $130.25 | 9/18/2011 9:58:52 AM |
MadHun | $200.00 | 9/18/2011 12:10:24 PM |
worth-web5 | $300.00 | 9/18/2011 2:57:23 PM |
Medops911 | $35.00 | 9/18/2011 2:13:08 PM |
frobin | $50.00 | 9/18/2011 5:35:10 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:26 PM |
Weaverville | $100.00 | 9/18/2011 9:10:03 PM |
orange-kindness-captain | $30.00 | 9/18/2011 8:04:47 PM |
mrpowers5531 | $25.00 | 9/19/2011 5:11:31 AM |
lend2end | $35.00 | 9/19/2011 5:15:37 AM |
passbook | $25.00 | 9/19/2011 7:53:23 AM |
chipperjohnson | $25.00 | 9/19/2011 8:00:30 AM |
marketplace-kingdom | $100.00 | 9/19/2011 8:46:03 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:35 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:15 AM |
Octavian315 | $35.00 | 9/19/2011 10:30:51 AM |
L-vex | $25.00 | 9/19/2011 11:02:22 AM |
Emgolda | $25.00 | 9/19/2011 11:10:19 AM |
totoro | $25.00 | 9/19/2011 10:35:58 AM |
debhasnolife | $25.00 | 9/19/2011 11:56:32 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:35 PM |
escharfer | $25.00 | 9/19/2011 12:26:38 PM |
bicyclist2270 | $25.00 | 9/19/2011 1:55:52 PM |
RusRobo | $25.00 | 9/19/2011 3:42:36 PM |
lifegrowth | $25.00 | 9/19/2011 3:17:05 PM |
traghip6 | $25.00 | 9/19/2011 5:08:17 PM |
hostbank | $100.00 | 9/19/2011 5:08:22 PM |
awwaww | $26.00 | 9/19/2011 7:16:48 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:08 PM |
CornerKetch | $25.00 | 9/19/2011 8:12:42 PM |
RayEarth | $25.00 | 9/19/2011 9:39:03 PM |
sweet-loan7 | $25.00 | 9/19/2011 9:31:59 PM |
budyzr | $25.00 | 9/19/2011 11:49:25 PM |
skuba | $50.00 | 9/20/2011 2:14:51 AM |
Westerly | $50.00 | 9/20/2011 5:21:55 AM |
gracej | $25.00 | 9/20/2011 8:10:11 AM |
chemistry220 | $25.00 | 9/20/2011 8:17:35 AM |
sentimental-euro | $40.00 | 9/20/2011 8:23:02 AM |
jscope | $25.00 | 9/20/2011 7:20:50 AM |
moola-man | $25.00 | 9/20/2011 8:30:06 AM |
16888 | $50.00 | 9/20/2011 7:39:06 AM |
fragonardlives | $60.00 | 9/20/2011 8:57:15 AM |
buukyak | $25.00 | 9/20/2011 10:16:11 AM |
diablorulz | $50.00 | 9/20/2011 9:41:00 AM |
100units | $150.00 | 9/20/2011 11:07:51 AM |
Troutfinder | $40.00 | 9/20/2011 11:25:57 AM |
rudyindc | $25.00 | 9/20/2011 11:52:04 AM |
mason13a | $50.00 | 9/20/2011 3:46:40 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:23 PM |
dpfl55 | $25.00 | 9/20/2011 5:27:54 PM |
return-seeker85 | $50.00 | 9/20/2011 6:39:55 PM |
FRC64 | $50.00 | 9/20/2011 7:26:01 PM |
be_wise | $25.00 | 9/20/2011 7:46:00 PM |
lending401 | $25.00 | 9/20/2011 9:39:16 PM |
Nummus | $25.00 | 9/20/2011 10:39:15 PM |
worlds-best-worth2 | $25.00 | 9/20/2011 10:54:32 PM |
Rockymtnhi | $26.72 | 9/20/2011 8:03:13 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:58 AM |
bombay56 | $50.00 | 9/21/2011 9:07:13 AM |
Ven58 | $25.00 | 9/21/2011 10:43:12 AM |
jpblan11 | $25.00 | 9/21/2011 11:31:45 AM |
Wilvara | $25.00 | 9/21/2011 10:06:38 AM |
nimble-nickel | $50.00 | 9/21/2011 12:26:48 PM |
Leopoldine | $25.68 | 9/21/2011 12:37:19 PM |
yennib | $50.00 | 9/21/2011 12:47:57 PM |
gold-disk | $25.00 | 9/21/2011 1:32:46 PM |
bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:23 PM |
goldeneye777 | $85.10 | 9/21/2011 2:20:03 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:04 PM |
djh47a | $25.00 | 9/21/2011 6:12:26 PM |
mistertao | $25.00 | 9/21/2011 5:51:10 PM |
rockytop | $42.00 | 9/21/2011 5:54:01 PM |
capital-futurist | $25.00 | 9/21/2011 6:32:03 PM |
GoldenGo4 | $200.00 | 9/21/2011 6:44:38 PM |
Theodon | $25.00 | 9/21/2011 6:52:57 PM |
giantfan19 | $83.32 | 9/21/2011 9:12:23 PM |
betaoption | $25.00 | 9/21/2011 7:43:49 PM |
productive-principal7 | $25.00 | 9/21/2011 9:14:14 PM |
Rider | $240.00 | 9/21/2011 8:58:24 PM |
bughead | $25.00 | 9/22/2011 2:52:12 AM |
Woodworker57 | $27.00 | 9/22/2011 5:17:02 AM |
pipopirate | $25.00 | 9/22/2011 5:57:30 AM |
Rdodson11 | $25.00 | 9/22/2011 6:12:09 AM |
Blind_Pig | $25.00 | 9/22/2011 6:15:25 AM |
wdove511 | $30.00 | 9/22/2011 7:01:17 AM |
best-deal-banker | $50.00 | 9/22/2011 7:18:44 AM |
Chuck9802 | $25.00 | 9/22/2011 10:05:55 AM |
damage | $25.00 | 9/22/2011 10:09:59 AM |
x-lender | $50.00 | 9/22/2011 9:11:08 AM |
deal-enrichment | $25.00 | 9/22/2011 10:28:44 AM |
tombomb | $50.00 | 9/22/2011 10:33:12 AM |
GATrust | $25.00 | 9/22/2011 9:23:26 AM |
gozer | $25.00 | 9/22/2011 9:30:18 AM |
prossperous01 | $25.00 | 9/22/2011 10:45:55 AM |
ImaPutz | $25.00 | 9/22/2011 11:56:27 AM |
fair_rates | $25.00 | 9/22/2011 12:20:53 PM |
Crisscross | $30.00 | 9/22/2011 1:11:22 PM |
benjamin67 | $108.00 | 9/22/2011 12:09:30 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:22:22 PM |
degster | $25.00 | 9/22/2011 4:15:14 PM |
miket71 | $31.00 | 9/22/2011 4:29:21 PM |
spenrod | $25.00 | 9/22/2011 4:31:51 PM |
Aimvest | $25.00 | 9/22/2011 4:53:44 PM |
dlenz | $25.00 | 9/22/2011 4:54:18 PM |
DreDub | $50.00 | 9/22/2011 4:55:28 PM |
sunny1985 | $25.00 | 9/22/2011 5:09:22 PM |
BigLinCT | $25.00 | 9/22/2011 5:36:16 PM |
bmbanzai | $25.00 | 9/22/2011 5:30:55 PM |
top-magnificent-agreement | $25.00 | 9/22/2011 6:03:37 PM |
return-magnifico8 | $25.00 | 9/22/2011 6:08:46 PM |
fiercesnail | $40.00 | 9/22/2011 6:43:54 PM |
commitment-jedi4 | $25.00 | 9/22/2011 6:23:05 PM |
CarlC | $25.00 | 9/22/2011 6:24:23 PM |
LowLeftJim | $25.00 | 9/22/2011 7:22:54 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:59 PM |
soulwork | $25.00 | 9/22/2011 7:54:00 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:15 PM |
money-floret | $50.00 | 9/22/2011 8:30:58 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:18 PM |
Ripsaw4U | $50.00 | 9/22/2011 9:16:06 PM |
calkidd05 | $25.00 | 9/22/2011 10:37:59 PM |
mcabery | $75.00 | 9/22/2011 11:16:26 PM |
Zeenos | $100.00 | 9/22/2011 10:02:37 PM |
kind-diligent-coin | $0.37 | 9/23/2011 2:19:34 AM |
responsibility-cherry6 | $25.00 | 9/22/2011 10:58:01 PM |
359 Investments
|
Borrower Payment Dependent Notes Series
527529
This series of Notes was issued and sold upon the funding of the borrower loan #53597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $990 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-communicator5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...make bedrooms in the basement for my two step son's because there is no room for them at their mother's new place.
My financial situation:
I am a good candidate for this loan because...I don't have the money upfront for the materials needed. I have excellent credit and always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:29 PM |
MarvintheMartian | $55.00 | 9/15/2011 5:05:14 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:25 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:44 PM |
vutah | $25.00 | 9/15/2011 6:29:39 PM |
GALERXLoans | $25.00 | 9/15/2011 6:43:05 PM |
Onlyhappycustomers | $25.00 | 9/15/2011 6:32:28 PM |
janeybooboo | $100.00 | 9/15/2011 9:01:11 PM |
finance-investor3 | $25.00 | 9/15/2011 10:03:10 PM |
goodhearted-basis4 | $25.00 | 9/15/2011 11:19:36 PM |
sturdy-responsibility7 | $25.00 | 9/16/2011 3:29:38 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:36:59 AM |
LiveNow | $25.00 | 9/16/2011 9:26:11 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:16 AM |
cwegert | $25.00 | 9/16/2011 1:50:33 PM |
cello1 | $25.00 | 9/16/2011 4:18:52 PM |
finance-symphony7 | $50.00 | 9/16/2011 5:06:22 PM |
top-epic-community | $100.00 | 9/16/2011 8:26:57 PM |
mr55262 | $25.00 | 9/16/2011 11:11:31 PM |
loanman2007 | $100.00 | 9/17/2011 3:17:11 AM |
ryan6853 | $25.00 | 9/17/2011 12:14:46 PM |
payment-halo | $25.00 | 9/17/2011 12:16:33 PM |
wampum-library4 | $25.00 | 9/17/2011 2:22:26 PM |
engaging-worth | $25.00 | 9/17/2011 2:42:22 PM |
justme4now | $25.00 | 9/17/2011 6:13:35 PM |
Hartfelt | $25.00 | 9/17/2011 6:23:35 PM |
Druidsoft | $25.00 | 9/17/2011 5:27:18 PM |
rdav | $100.00 | 9/17/2011 9:19:55 PM |
duty-twister | $25.00 | 9/18/2011 12:31:50 AM |
Unitas4302 | $50.00 | 9/18/2011 6:45:47 AM |
market-pudding | $25.00 | 9/18/2011 7:13:50 AM |
beachbum22 | $25.00 | 9/18/2011 6:21:37 AM |
the-enthralling-coin | $25.00 | 9/18/2011 8:10:53 AM |
Peacepower | $50.00 | 9/18/2011 10:04:50 AM |
kinetic-social | $25.00 | 9/18/2011 9:24:32 AM |
payout-magician | $25.00 | 9/18/2011 11:57:04 AM |
Iloanyoumoney | $25.00 | 9/18/2011 2:43:39 PM |
troubleman50 | $50.00 | 9/18/2011 2:07:44 PM |
mozzarella | $25.00 | 9/18/2011 2:54:01 PM |
youthful-nickel4 | $100.00 | 9/18/2011 5:16:32 PM |
thriller451 | $38.28 | 9/18/2011 5:41:56 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:47 PM |
JustMee | $25.00 | 9/15/2011 5:21:34 PM |
D911ave | $50.00 | 9/15/2011 5:23:08 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:23 PM |
charming-exchange7 | $25.00 | 9/15/2011 5:38:39 PM |
Bank_Of_XL | $25.00 | 9/15/2011 6:11:07 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:56 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:39:49 PM |
phenomenal-gain5 | $25.00 | 9/15/2011 7:29:24 PM |
houli123 | $100.00 | 9/15/2011 8:16:34 PM |
serene-capital | $25.00 | 9/16/2011 2:44:32 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:49 AM |
elvisloans | $25.00 | 9/16/2011 4:28:30 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:57:07 AM |
caring-hope2 | $100.00 | 9/16/2011 7:31:01 AM |
Centerline15 | $25.00 | 9/16/2011 7:57:06 AM |
sweet-social2 | $77.48 | 9/16/2011 8:36:31 AM |
Theodon | $25.00 | 9/16/2011 8:32:56 AM |
investment-artist | $26.00 | 9/16/2011 9:17:50 AM |
oplender | $25.00 | 9/16/2011 10:06:45 AM |
PrivateCapitalResources | $25.00 | 9/16/2011 3:46:07 PM |
Aaron_Oz | $25.00 | 9/16/2011 4:26:09 PM |
rpg | $25.00 | 9/16/2011 5:03:45 PM |
famous-bill | $50.00 | 9/16/2011 5:45:45 PM |
marwadi-62 | $100.00 | 9/16/2011 8:54:01 PM |
beakerfish | $50.00 | 9/17/2011 6:59:03 AM |
Sneezie | $100.00 | 9/17/2011 7:56:22 AM |
mennleo | $50.00 | 9/17/2011 9:23:50 AM |
freetolive | $25.00 | 9/17/2011 9:13:11 AM |
john0720 | $50.00 | 9/17/2011 10:01:37 AM |
friendinmoney | $25.00 | 9/17/2011 10:56:59 AM |
aiming_for_42 | $25.00 | 9/17/2011 12:45:51 PM |
selector568 | $300.00 | 9/17/2011 1:18:26 PM |
Tbone49 | $25.00 | 9/17/2011 4:14:36 PM |
tigercat | $50.00 | 9/17/2011 4:15:38 PM |
buffalobills | $25.00 | 9/18/2011 12:19:37 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:36 AM |
bid-stockpiler1 | $25.00 | 9/18/2011 12:10:25 PM |
Ocean713 | $75.00 | 9/18/2011 11:29:28 AM |
fantastic-bazaar2 | $50.00 | 9/18/2011 1:30:52 PM |
purposeful-pound5 | $25.00 | 9/18/2011 5:19:43 PM |
Fun54115 | $28.24 | 9/18/2011 4:24:42 PM |
impeccable-note0 | $25.00 | 9/18/2011 5:27:50 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
527559
This series of Notes was issued and sold upon the funding of the borrower loan #53614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1970 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 35y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $95,744 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ballet5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
maryland cpa
Purpose of loan:
This loan will be used to...replacement windows
My financial situation:
I am a good candidate for this loan because...
680 credit score-all pyts timely past 30 yrs
Monthly net income: $8000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 9/16/2011 9:07:51 AM |
Bill88 | $25.00 | 9/16/2011 7:55:28 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:18 PM |
Dubbs360 | $100.00 | 9/17/2011 8:52:48 AM |
papaloha | $25.00 | 9/17/2011 6:45:30 PM |
copper | $50.00 | 9/18/2011 1:56:10 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:26 PM |
heritage_loans | $38.04 | 9/19/2011 10:14:05 AM |
green28 | $11.96 | 9/19/2011 10:23:02 AM |
goodhearted-generosity511 | $25.00 | 9/16/2011 9:51:22 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:10 PM |
green-inspiring-peace | $25.00 | 9/17/2011 5:22:20 AM |
kulender | $50.00 | 9/17/2011 6:19:56 AM |
gotjack | $100.00 | 9/17/2011 8:45:28 AM |
golffish2 | $25.00 | 9/19/2011 4:01:43 AM |
worth-blanket2 | $3,200.00 | 9/19/2011 9:14:12 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
527567
This series of Notes was issued and sold upon the funding of the borrower loan #53608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-16-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,227 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-loan-captain81 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
660-679
(Sep-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Just need a little help
Purpose of loan: Need some assistance
This loan will be used to lighten my debt.
My financial situation: Is ok, but due to some unforseen emergencies and other family issues, I am living paycheck to paycheck
I am a good candidate for this loan because I have had a Prosper loan in the past, which I always paid on time and have since payed off.
Monthly net income: $3000
Monthly expenses: $2700
Housing: $
Insurance: $350
Car expenses: $160
Utilities: $
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $400
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/16/2011 9:01:46 AM |
fabulous-community4 | $25.00 | 9/16/2011 9:00:49 AM |
NekHoldings | $25.00 | 9/16/2011 9:03:20 AM |
yield-lion2 | $25.00 | 9/16/2011 9:01:20 AM |
Aberdeen | $1,900.00 | 9/16/2011 9:03:45 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
527573
This series of Notes was issued and sold upon the funding of the borrower loan #53787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,595 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-finance-mountain |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Peace of Mind
Purpose of loan:
This loan will be used to reduce one credit card debt, make minor home improvements and perform maintenance on my commuter car.
My financial situation:
I am a great candidate for this loan because I've developed the good habits necessary for paying bills on time AND paying more than the minimum balance. Securing this loan will ensure that minor problems with home & car do not turn into major ones. Two things that are always on my mind are knowing that my family is home safe & secure and that I'm able to drive to/from work to see them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:30 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:49 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:25 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:24 PM |
Bank_Of_XL | $25.00 | 9/15/2011 6:11:46 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:58 PM |
janeybooboo | $100.00 | 9/15/2011 9:10:26 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:48 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 4:08:31 AM |
Rivervale_Westwood | $50.00 | 9/16/2011 5:11:48 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:31:04 AM |
thrifty-note2 | $25.00 | 9/16/2011 5:06:58 AM |
sflawya | $25.00 | 9/16/2011 6:08:01 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:56:12 AM |
caring-hope2 | $50.00 | 9/16/2011 7:31:54 AM |
Theodon | $25.00 | 9/16/2011 8:31:49 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:15:29 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:17 AM |
oplender | $25.00 | 9/16/2011 10:06:46 AM |
fantastic-openness | $100.00 | 9/16/2011 11:28:38 AM |
fcrick | $25.00 | 9/16/2011 3:09:22 PM |
trumpeter5 | $25.00 | 9/16/2011 5:00:52 PM |
community-bridge | $300.00 | 9/16/2011 8:48:40 PM |
Lender0010 | $50.00 | 9/16/2011 9:14:15 PM |
TeamN | $25.00 | 9/16/2011 9:35:58 PM |
gentle-gain235 | $200.00 | 9/16/2011 10:33:29 PM |
kindness-jedi | $50.00 | 9/17/2011 3:56:41 AM |
mmullen2 | $35.00 | 9/17/2011 6:04:26 AM |
mad-scientist418 | $28.00 | 9/17/2011 8:56:52 AM |
Aldebtaran | $35.00 | 9/17/2011 9:38:11 AM |
oneeighty | $25.00 | 9/17/2011 2:44:06 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:37 AM |
tender-commerce8 | $100.00 | 9/18/2011 5:40:42 AM |
Money_Hog | $50.00 | 9/18/2011 9:52:55 AM |
umfan123 | $25.00 | 9/18/2011 12:14:35 PM |
here2lend | $25.00 | 9/18/2011 2:53:01 PM |
janus_god | $25.00 | 9/18/2011 6:32:14 PM |
proud-pound4 | $25.00 | 9/18/2011 8:35:49 PM |
mennleo | $50.00 | 9/19/2011 12:42:48 PM |
fusbarro | $100.00 | 9/19/2011 11:54:06 AM |
enchanted-truth264 | $25.00 | 9/19/2011 6:58:15 PM |
awwaww | $26.00 | 9/19/2011 7:16:48 PM |
diablorulz | $50.00 | 9/20/2011 9:41:02 AM |
RedCentre | $346.71 | 9/21/2011 1:31:25 PM |
Weaverville | $50.00 | 9/21/2011 9:07:56 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:43 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:10 PM |
zippy-revenue8 | $25.00 | 9/22/2011 6:12:54 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:26:14 PM |
rcm87 | $100.00 | 9/23/2011 11:12:05 AM |
RockpointCapital | $200.00 | 9/23/2011 2:49:01 PM |
GoldenGo4 | $100.00 | 9/23/2011 3:28:28 PM |
trade-beeper0 | $25.00 | 9/23/2011 3:48:30 PM |
peso-tiramisu | $25.00 | 9/23/2011 3:59:32 PM |
_NaLNaBB | $300.00 | 9/23/2011 3:58:12 PM |
market-mesh | $25.00 | 9/23/2011 4:32:24 PM |
ethicalhumanist | $100.00 | 9/23/2011 5:09:05 PM |
Kaj | $40.00 | 9/23/2011 5:24:12 PM |
Yomain | $100.00 | 9/23/2011 5:33:24 PM |
nimble-dedication1 | $50.00 | 9/23/2011 5:21:16 PM |
AF-Chief | $50.00 | 9/23/2011 5:27:52 PM |
Chewbaca | $25.00 | 9/23/2011 5:31:53 PM |
SCD | $25.00 | 9/23/2011 7:23:12 PM |
Bank42 | $50.00 | 9/23/2011 5:44:05 PM |
finance-symphony7 | $100.00 | 9/23/2011 5:50:48 PM |
IIP77 | $25.00 | 9/23/2011 7:59:29 PM |
A-Win-Win | $50.00 | 9/23/2011 6:01:59 PM |
duty-admiral | $75.00 | 9/23/2011 8:17:20 PM |
GCInvestments | $32.00 | 9/23/2011 10:00:51 PM |
kind-value-pouch | $50.00 | 9/23/2011 8:08:57 PM |
green-trade-dolphin2 | $30.00 | 9/23/2011 8:10:23 PM |
Thrash | $57.09 | 9/23/2011 10:23:56 PM |
sunny-dough9 | $200.00 | 9/24/2011 4:18:41 AM |
setUup | $31.30 | 9/24/2011 12:18:11 AM |
credit-wheel7 | $25.00 | 9/24/2011 5:24:26 AM |
gustavholstopus32 | $25.00 | 9/24/2011 5:56:13 AM |
Barky52 | $25.00 | 9/24/2011 6:15:13 AM |
ferdberfel | $38.47 | 9/24/2011 7:05:26 AM |
bmbanzai | $25.00 | 9/24/2011 5:58:57 AM |
cash-spinner | $50.00 | 9/24/2011 5:44:23 AM |
cerebral-dollar773 | $73.27 | 9/24/2011 5:51:42 AM |
floridahelper | $25.00 | 9/24/2011 7:42:01 AM |
Rulea72 | $49.13 | 9/24/2011 5:58:14 AM |
theloanfiller | $25.00 | 9/24/2011 6:28:53 AM |
credit-investor5 | $50.00 | 9/24/2011 7:13:25 AM |
jpac1066 | $200.00 | 9/24/2011 6:55:08 AM |
brightest-benjamins-onator | $32.41 | 9/24/2011 7:07:33 AM |
heerzaquestion | $25.00 | 9/24/2011 7:35:14 AM |
payment-halo | $25.00 | 9/24/2011 7:54:04 AM |
UBOtto186 | $50.00 | 9/24/2011 9:09:24 AM |
principal-capo8 | $30.00 | 9/24/2011 8:48:39 AM |
seabass123 | $32.38 | 9/24/2011 9:58:38 AM |
natural-greenback6 | $25.00 | 9/24/2011 9:04:16 AM |
penguino | $100.00 | 9/24/2011 9:56:09 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:21:53 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:22:20 AM |
transparent-wealth6 | $25.00 | 9/24/2011 10:24:22 AM |
orbital-dollar2 | $25.00 | 9/24/2011 11:00:57 AM |
on_your_side | $25.00 | 9/24/2011 11:57:02 AM |
mgking007 | $29.85 | 9/24/2011 11:19:16 AM |
colbie | $25.00 | 9/24/2011 11:23:32 AM |
minista | $51.00 | 9/24/2011 11:12:31 AM |
unique-order8 | $25.00 | 9/24/2011 12:15:22 PM |
currency-persimmon | $50.00 | 9/24/2011 11:37:12 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:17 AM |
life-is-great | $25.00 | 9/24/2011 1:21:17 PM |
building_community | $25.00 | 9/24/2011 12:17:10 PM |
p2ploan-sensation211 | $25.00 | 9/24/2011 1:46:46 PM |
RecoveryLender | $25.00 | 9/24/2011 12:23:47 PM |
Hidalgo2004 | $26.11 | 9/24/2011 12:30:07 PM |
selector568 | $500.00 | 9/24/2011 12:36:29 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:40:22 PM |
optionscashflow | $25.00 | 9/24/2011 2:25:02 PM |
handshake52 | $25.00 | 9/24/2011 12:47:45 PM |
myduck | $50.00 | 9/24/2011 4:02:56 PM |
Chill99 | $90.47 | 9/24/2011 2:05:26 PM |
refined-gold7 | $25.00 | 9/24/2011 1:37:28 PM |
Natronpee | $28.96 | 9/24/2011 1:55:24 PM |
Techne_Funds_LLC | $50.00 | 9/24/2011 1:58:36 PM |
fairness-swashbuckler | $75.00 | 9/24/2011 3:41:26 PM |
jhernand17 | $25.00 | 9/24/2011 4:03:18 PM |
worthy-commitment7 | $25.52 | 9/24/2011 4:11:16 PM |
blue-courageous-justice | $25.00 | 9/24/2011 4:13:20 PM |
CreditBuilder2 | $50.00 | 9/24/2011 3:13:52 PM |
social-comet224 | $28.43 | 9/24/2011 3:33:09 PM |
active-reward7 | $100.00 | 9/24/2011 3:45:06 PM |
rolltide09 | $25.00 | 9/21/2011 9:12:35 AM |
MarvintheMartian | $55.00 | 9/15/2011 5:03:55 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:38:26 PM |
houli123 | $100.00 | 9/15/2011 8:16:34 PM |
availableloan | $25.00 | 9/15/2011 11:28:28 PM |
Kaj | $50.00 | 9/16/2011 3:57:11 AM |
peaceful-wealth0 | $25.00 | 9/16/2011 9:44:03 AM |
j2ee | $25.00 | 9/16/2011 10:13:39 AM |
JustMee | $25.00 | 9/16/2011 11:09:36 AM |
fervent-repayment | $25.00 | 9/16/2011 3:40:41 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:57:51 PM |
Ripsaw4U | $50.00 | 9/16/2011 7:02:49 PM |
mr55262 | $25.00 | 9/16/2011 11:11:32 PM |
blot44 | $25.00 | 9/17/2011 6:00:59 AM |
wampum-library4 | $25.00 | 9/17/2011 2:41:49 PM |
economy-popcorn | $25.00 | 9/18/2011 6:47:58 AM |
ethical-truth211 | $500.00 | 9/18/2011 8:04:08 AM |
worth-web5 | $100.00 | 9/18/2011 2:56:03 PM |
simiray | $50.00 | 9/18/2011 9:51:27 PM |
midnight24 | $50.00 | 9/19/2011 7:35:57 AM |
subtle-revenue0 | $25.00 | 9/19/2011 11:53:05 AM |
Cashman10 | $100.00 | 9/19/2011 2:53:44 PM |
dime-sprout | $25.00 | 9/20/2011 5:41:04 AM |
pfh | $25.00 | 9/20/2011 8:01:58 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:00 PM |
CatbirdBanking | $25.00 | 9/20/2011 7:15:18 PM |
luann199 | $25.00 | 9/20/2011 6:47:59 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:07 PM |
nickel-ferret | $50.00 | 9/21/2011 5:09:56 PM |
jescowa | $50.00 | 9/21/2011 6:15:44 PM |
radforj22 | $25.00 | 9/22/2011 7:22:50 PM |
lender987654321 | $40.00 | 9/22/2011 7:22:59 PM |
Gordon_Gekko1 | $25.00 | 9/22/2011 7:55:07 PM |
sri59 | $100.00 | 9/23/2011 6:29:13 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:53 AM |
salala | $25.00 | 9/23/2011 10:45:26 AM |
john0720 | $100.00 | 9/23/2011 1:38:25 PM |
credit-socrates648 | $2,000.00 | 9/23/2011 2:11:54 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:46 PM |
loss-of-control | $100.00 | 9/23/2011 4:36:49 PM |
orgy63 | $25.00 | 9/23/2011 4:45:45 PM |
-------Loaner | $25.00 | 9/23/2011 4:04:20 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:25:43 PM |
radforj22 | $25.00 | 9/23/2011 5:01:23 PM |
quick | $50.00 | 9/23/2011 5:13:20 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:57 PM |
Dubbs360 | $100.00 | 9/23/2011 6:46:56 PM |
NolockHolmes | $100.00 | 9/23/2011 9:05:48 PM |
unrivaled-income5 | $50.00 | 9/23/2011 7:22:46 PM |
gala279 | $50.00 | 9/23/2011 9:34:58 PM |
Interloper | $25.00 | 9/23/2011 8:26:07 PM |
knowledgeable-payment7 | $25.00 | 9/23/2011 10:49:55 PM |
Contact911 | $25.00 | 9/24/2011 3:49:26 AM |
Binan | $50.00 | 9/23/2011 8:55:58 PM |
loan-lionheart6 | $25.00 | 9/23/2011 9:25:05 PM |
unrivaled-gain8 | $25.00 | 9/24/2011 4:39:58 AM |
Sibelius2 | $25.00 | 9/24/2011 5:07:00 AM |
JustOneVoice | $25.00 | 9/24/2011 3:05:11 AM |
crw1950 | $50.00 | 9/24/2011 5:56:02 AM |
SolarMoonshine | $25.00 | 9/24/2011 3:35:00 AM |
wonderous-power | $25.00 | 9/24/2011 4:57:52 AM |
aztocas | $50.00 | 9/24/2011 7:18:19 AM |
zippy-revenue8 | $25.00 | 9/24/2011 5:17:09 AM |
benefit-trident | $25.00 | 9/24/2011 7:54:09 AM |
robust-trade | $50.00 | 9/24/2011 8:04:37 AM |
WorldTravlr | $25.00 | 9/24/2011 7:14:41 AM |
marwadi-62 | $100.00 | 9/24/2011 8:15:05 AM |
rakey | $31.73 | 9/24/2011 7:38:52 AM |
thajr | $25.00 | 9/24/2011 7:46:26 AM |
silver-buckeye | $25.00 | 9/24/2011 8:39:59 AM |
Johnab | $25.03 | 9/24/2011 7:53:45 AM |
triumph329 | $40.55 | 9/24/2011 8:04:23 AM |
rapid-loyalty1 | $25.00 | 9/24/2011 8:34:38 AM |
momoney2lend | $50.00 | 9/24/2011 8:27:57 AM |
2bnforlife | $25.00 | 9/24/2011 8:45:06 AM |
El_Maestro | $25.00 | 9/24/2011 8:52:05 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:11:28 AM |
Rico47 | $25.00 | 9/24/2011 10:20:02 AM |
nickel-position | $25.00 | 9/24/2011 9:48:27 AM |
objective-investor | $250.00 | 9/24/2011 9:58:35 AM |
britgsb | $100.00 | 9/24/2011 11:24:38 AM |
MGCFINANCIALSERVICES | $25.00 | 9/24/2011 11:43:50 AM |
platinum-czar | $34.51 | 9/24/2011 11:12:05 AM |
pure-loyalty6 | $25.00 | 9/24/2011 12:09:25 PM |
dynamic-money271 | $75.00 | 9/24/2011 11:38:33 AM |
Gobsek | $25.00 | 9/24/2011 11:45:52 AM |
upbeat-investment9 | $50.00 | 9/24/2011 11:56:06 AM |
goodhearted-basis4 | $25.00 | 9/24/2011 1:01:39 PM |
damage | $25.00 | 9/24/2011 1:07:59 PM |
return-phase9 | $25.00 | 9/24/2011 1:17:15 PM |
blue-fund-flag | $100.00 | 9/24/2011 1:48:30 PM |
Corellia | $100.00 | 9/24/2011 12:20:09 PM |
Madmigel | $25.00 | 9/24/2011 2:01:55 PM |
NYCFinancier | $25.00 | 9/24/2011 12:57:24 PM |
BxRealtor | $25.00 | 9/24/2011 1:02:55 PM |
Pitufo | $25.00 | 9/24/2011 2:41:34 PM |
crippledcircus | $75.00 | 9/24/2011 12:47:30 PM |
mammalian4 | $25.00 | 9/24/2011 12:49:53 PM |
velocity-motivator6 | $29.00 | 9/24/2011 3:34:03 PM |
mgd | $100.00 | 9/24/2011 1:15:35 PM |
repaymeplease | $33.01 | 9/24/2011 12:58:04 PM |
Chessplayer71 | $50.00 | 9/24/2011 3:57:13 PM |
msh345 | $25.00 | 9/24/2011 4:00:31 PM |
Kaj | $50.00 | 9/24/2011 1:25:53 PM |
novice-speculator | $25.00 | 9/24/2011 4:08:59 PM |
Falcon60 | $104.06 | 9/24/2011 4:46:03 PM |
bazaar-flow6 | $300.00 | 9/24/2011 2:36:29 PM |
oneeighty | $25.00 | 9/24/2011 1:45:27 PM |
bid-carrier0 | $25.00 | 9/24/2011 2:51:16 PM |
misit | $25.00 | 9/24/2011 3:12:31 PM |
easylivin | $25.00 | 9/24/2011 4:17:35 PM |
ethical-income2 | $25.00 | 9/24/2011 4:19:51 PM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:20:00 PM |
graceful-investment | $100.00 | 9/24/2011 3:50:01 PM |
240 Investments
|
Borrower Payment Dependent Notes Series
527593
This series of Notes was issued and sold upon the funding of the borrower loan #53560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $115.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,707 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| thisguybilly |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 57 ( 97% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 2
( 3% )
| 720-739
(Feb-2010)
680-699
(Nov-2007)
640-659
(Sep-2006)
|
Principal balance:
| $1,984.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Student Loans Consolidation
The purpose of this loan is to help me pay off student loans obtained in my recently successful pursuit of a masters degree from National University in Digital Media.
I am a good candidate for this loan because I have a rock solid job & income as I've been w/ my current employer for SEVEN YEARS & am in no danger of being laid off.
I sincerely appreciate any & all help...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $200.00 | 9/15/2011 5:05:42 PM |
credit-guard5 | $25.00 | 9/15/2011 5:05:02 PM |
MoneyForNothing | $119.99 | 9/15/2011 5:07:03 PM |
D911ave | $50.00 | 9/15/2011 5:23:08 PM |
charming-exchange7 | $25.00 | 9/15/2011 5:33:13 PM |
RecoveryLender | $25.00 | 9/15/2011 5:39:38 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:24 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:37:48 PM |
thankful-nickel2 | $50.00 | 9/15/2011 6:26:16 PM |
Tabster | $25.00 | 9/15/2011 7:53:23 PM |
houli123 | $100.00 | 9/15/2011 8:16:34 PM |
janeybooboo | $100.00 | 9/15/2011 8:55:29 PM |
Feyenoord | $25.00 | 9/15/2011 9:53:38 PM |
KCEnterprises | $25.00 | 9/15/2011 10:49:45 PM |
brondero | $28.00 | 9/16/2011 2:49:08 AM |
twjh | $25.00 | 9/16/2011 3:49:48 AM |
serene-capital | $30.00 | 9/16/2011 2:43:38 AM |
elvisloans | $25.00 | 9/16/2011 4:26:55 AM |
Beechturner | $50.00 | 9/16/2011 4:58:34 AM |
vanklein | $25.00 | 9/16/2011 4:37:16 AM |
Money_Hog | $25.00 | 9/16/2011 5:55:59 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:29:46 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:55:59 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:15 AM |
papaloha | $100.00 | 9/16/2011 8:45:20 AM |
investment-artist | $26.01 | 9/16/2011 9:09:29 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:17 AM |
Schecky | $77.88 | 9/16/2011 10:28:06 AM |
greenback-seagull2 | $100.00 | 9/16/2011 12:09:16 PM |
mcabery | $100.00 | 9/16/2011 3:51:27 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:42 PM |
Ripsaw4U | $50.00 | 9/16/2011 7:01:26 PM |
lsx7 | $25.99 | 9/16/2011 7:52:50 PM |
ethicalhumanist | $100.00 | 9/16/2011 7:11:57 PM |
cerebral-dollar773 | $50.00 | 9/16/2011 8:26:04 PM |
grammaspurse | $25.00 | 9/16/2011 8:52:25 PM |
spiff666 | $25.00 | 9/16/2011 8:26:53 PM |
tender-commerce8 | $359.48 | 9/16/2011 10:05:42 PM |
Vaanolo | $25.00 | 9/16/2011 9:47:49 PM |
MarvintheMartian | $55.00 | 9/15/2011 5:02:47 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:51 PM |
indomitable-coin | $25.00 | 9/15/2011 5:01:30 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:26 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:58 PM |
GALERXLoans | $25.00 | 9/15/2011 6:42:42 PM |
phenomenal-gain5 | $50.00 | 9/15/2011 7:26:06 PM |
dudebrah | $25.00 | 9/15/2011 8:02:29 PM |
listing-drummer | $35.00 | 9/16/2011 12:37:48 AM |
sturdy-responsibility7 | $25.00 | 9/16/2011 3:28:19 AM |
jayk63 | $25.00 | 9/16/2011 3:14:16 AM |
Rivervale_Westwood | $50.00 | 9/16/2011 5:11:48 AM |
blue-useful-auction | $25.00 | 9/16/2011 6:26:40 AM |
caring-hope2 | $50.00 | 9/16/2011 7:32:43 AM |
Dollars4Rent | $25.00 | 9/16/2011 9:09:50 AM |
oplender | $25.00 | 9/16/2011 10:06:46 AM |
GoGalt | $50.00 | 9/16/2011 10:09:11 AM |
blot44 | $25.00 | 9/16/2011 9:45:57 AM |
encouraging-bazaar3 | $25.00 | 9/16/2011 10:46:32 AM |
moneybags16 | $25.00 | 9/16/2011 2:03:16 PM |
Astyanax | $80.00 | 9/16/2011 4:08:22 PM |
purposeful-pound5 | $25.00 | 9/16/2011 4:09:31 PM |
finance-symphony7 | $75.00 | 9/16/2011 4:53:48 PM |
WeshaTheLeopard | $25.00 | 9/16/2011 5:43:42 PM |
theloanteacher | $25.00 | 9/16/2011 5:58:40 PM |
adventure0 | $100.00 | 9/16/2011 6:43:50 PM |
5kids5 | $84.00 | 9/16/2011 6:09:27 PM |
mex_invests | $25.00 | 9/16/2011 6:55:59 PM |
crw1950 | $28.65 | 9/16/2011 7:33:27 PM |
vutah | $25.00 | 9/16/2011 8:19:35 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
527603
This series of Notes was issued and sold upon the funding of the borrower loan #53609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,480 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| octosincity |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
700-719
(Jun-2010)
560-579
(Aug-2008)
560-579
(Jul-2008)
|
Principal balance:
| $3,530.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 41 | | |
Description
Misc. Debt Be Gone
Purpose of loan:
This loan will be used to pay of some misc debt i.e Dell Account, and some of it will be used to fix my car. I will also use some to upgrade my online store that I am starting
My financial situation:
I am a good candidate for this loan because I have been a member on PROSPER and this is my 3rd loan, and I have NEVER missed a payment. I get good end of the year x-mas bonus, and I tend to pay 100 over the basic payment.
Monthly net income: $ 3950
Monthly expenses: $ 500
Housing: $ 700
Insurance: $ 81
Car expenses: $ 250
Utilities: $ 0
Phone, cable, internet: $ 89.95
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 1200
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $35.00 | 9/16/2011 9:00:50 AM |
Aberdeen | $5,000.00 | 9/16/2011 9:03:46 AM |
NekHoldings | $25.00 | 9/16/2011 9:04:45 AM |
312-Lender | $25.00 | 9/16/2011 9:16:23 AM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:33 AM |
marwadi-62 | $1,700.00 | 9/16/2011 9:17:41 AM |
pembull | $50.00 | 9/16/2011 9:06:26 AM |
graceful-investment | $100.00 | 9/16/2011 9:07:11 AM |
credit-guard5 | $25.00 | 9/16/2011 9:11:43 AM |
MoneyForNothing | $169.52 | 9/16/2011 9:05:56 AM |
RecoveryLender | $25.00 | 9/16/2011 9:07:24 AM |
Leshan | $94.22 | 9/16/2011 9:07:54 AM |
kind-credit-bear | $25.00 | 9/16/2011 9:17:43 AM |
Jack55304 | $200.00 | 9/16/2011 9:12:33 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
527625
This series of Notes was issued and sold upon the funding of the borrower loan #53599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 34% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 26y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,256 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| cn1957 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2009)
660-679
(Sep-2008)
|
Principal balance:
| $3,802.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to...loan consolidation and repair home a/c
My financial situation:
I am a good candidate for this loan because...I have been employed for over 26 years in my current position and I make every effort to honor my financial obligations.
Monthly net income: $3100
Monthly expenses: $
Housing: $450
Insurance: $63
Car expenses: $176
Utilities: $200
Phone, cable, internet: $154
Food, entertainment: $200
Clothing, household expenses: $40
Credit cards and other loans: $820
Other expenses: $90
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 9/20/2011 9:02:26 AM |
Kash2010lu | $35.00 | 9/20/2011 9:01:29 AM |
312-Lender | $25.00 | 9/20/2011 9:08:17 AM |
golffish2 | $25.00 | 9/20/2011 9:15:18 AM |
pembull | $25.00 | 9/20/2011 9:17:10 AM |
handy-justice | $100.00 | 9/20/2011 10:37:48 AM |
dollar-authority | $100.00 | 9/20/2011 10:46:26 AM |
restless-dime | $100.00 | 9/20/2011 11:13:23 AM |
investment-artist | $26.01 | 9/20/2011 12:19:25 PM |
myutmost | $25.00 | 9/20/2011 12:52:15 PM |
shawnw2 | $600.00 | 9/20/2011 1:41:59 PM |
independent-leverage6 | $25.00 | 9/20/2011 1:58:13 PM |
hillerod | $25.20 | 9/20/2011 1:56:13 PM |
platinum-boss2 | $50.00 | 9/20/2011 12:08:13 PM |
Mikale360 | $25.00 | 9/20/2011 12:16:14 PM |
shrewd-income | $200.00 | 9/20/2011 3:09:28 PM |
nimble-affluence4 | $25.00 | 9/20/2011 4:48:02 PM |
marwadi-62 | $499.00 | 9/20/2011 2:56:29 PM |
Jack55304 | $200.00 | 9/20/2011 5:11:48 PM |
worth-blanket2 | $2,300.00 | 9/20/2011 5:20:15 PM |
pembull | $25.00 | 9/20/2011 9:16:45 AM |
DiligentiaLLC | $200.00 | 9/20/2011 10:02:41 AM |
MoneyForNothing | $71.25 | 9/20/2011 9:17:47 AM |
RoZu_Lending | $1,000.00 | 9/20/2011 9:33:02 AM |
loanman2007 | $250.00 | 9/20/2011 10:55:40 AM |
thankful-nickel2 | $25.00 | 9/20/2011 11:07:15 AM |
investment-daydream | $275.00 | 9/20/2011 11:36:56 AM |
1willray | $25.00 | 9/20/2011 12:16:34 PM |
Banker2OO7 | $50.00 | 9/20/2011 12:27:50 PM |
chameleon125 | $50.00 | 9/20/2011 2:17:36 PM |
marwadi-62 | $501.00 | 9/20/2011 2:52:35 PM |
trumpeter5 | $25.00 | 9/20/2011 3:32:38 PM |
fascinating-generosity3 | $250.00 | 9/20/2011 12:48:52 PM |
shawnw2 | $200.00 | 9/20/2011 1:44:02 PM |
marinbb | $100.00 | 9/20/2011 3:18:19 PM |
lamsabuy | $100.00 | 9/20/2011 5:01:22 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
527641
This series of Notes was issued and sold upon the funding of the borrower loan #53628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 6
/
6 | Length of status: | 25y 5m |
Amount delinquent:
| $1,463 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,776 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-productive-commerce |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mcgill55
Purpose of loan:
This loan will be used to...Unexpected home repair. Plumming
My financial situation:
I am a good candidate for this loan because...I will pay all money due
Monthly net income: 3600.00
Monthly expenses: 2796
Housing: 976
Insurance:110
Car expenses:260
Utilities: 260
Phone, cable, internet:220
Food, entertainment: 260
Clothing, household expenses: 100
Credit cards and other loans: 200
Other expenses:410
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
newest-generous-income | $35.00 | 9/16/2011 9:06:10 AM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:34 AM |
BCTechnology | $50.00 | 9/16/2011 9:47:25 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:11 PM |
mennleo | $30.00 | 9/17/2011 9:32:27 AM |
tender-ore | $25.00 | 9/17/2011 10:18:36 AM |
suave-dime6 | $25.00 | 9/18/2011 2:37:19 PM |
IANNOVICH | $156.75 | 9/19/2011 11:57:03 AM |
rakem777 | $25.00 | 9/19/2011 11:20:35 AM |
gold-colonel8 | $25.00 | 9/19/2011 6:04:28 PM |
exchange-squirrel | $25.00 | 9/20/2011 7:19:40 AM |
pfh | $25.00 | 9/20/2011 7:49:51 AM |
GS-ROCK | $30.00 | 9/20/2011 2:20:50 PM |
witty-compassion | $25.00 | 9/20/2011 9:43:28 PM |
first-class-gold0 | $222.00 | 9/20/2011 9:13:45 PM |
glenium | $25.00 | 9/21/2011 3:02:29 AM |
mrxtravis | $25.00 | 9/21/2011 9:11:12 AM |
the-hope-workhorse | $50.00 | 9/21/2011 9:37:12 AM |
Located | $69.22 | 9/21/2011 1:17:05 PM |
currency-excellency0 | $100.00 | 9/16/2011 9:01:55 AM |
well-rounded-payout0 | $50.00 | 9/16/2011 9:17:32 AM |
impeccable-ore3 | $25.00 | 9/16/2011 9:28:03 AM |
Bank42 | $37.03 | 9/16/2011 2:11:38 PM |
responsibility-butterfly | $25.00 | 9/16/2011 3:29:53 PM |
pennywise666 | $30.00 | 9/16/2011 4:15:19 PM |
diplomatic-wealth7 | $25.00 | 9/16/2011 5:18:01 PM |
TikPmp1 | $25.00 | 9/17/2011 12:17:14 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:50 PM |
sharpey | $50.00 | 9/18/2011 11:20:48 AM |
majestic-bill8 | $25.00 | 9/19/2011 6:25:07 AM |
investor232 | $25.00 | 9/19/2011 4:46:45 PM |
Dubbs360 | $100.00 | 9/20/2011 8:04:33 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:16 AM |
HiFinance | $25.00 | 9/20/2011 9:53:03 AM |
kulender | $100.00 | 9/20/2011 10:46:34 AM |
mlj0671 | $25.00 | 9/20/2011 9:07:15 PM |
wealth-renaissance5 | $30.00 | 9/21/2011 5:49:30 AM |
MicroLender357 | $25.00 | 9/21/2011 8:44:54 AM |
ColoradoLender82 | $25.00 | 9/21/2011 7:32:41 AM |
blue-market-grasshopper | $50.00 | 9/21/2011 11:25:44 AM |
ursus | $50.00 | 9/21/2011 12:38:51 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:09 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
527695
This series of Notes was issued and sold upon the funding of the borrower loan #53619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,551 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| unafraid-bill8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Desperate Fix
Purpose of loan:
This loan will be used to fix up home.
My financial situation:
I am a good candidate for this loan because even though my credit score is low, I pay my all my bills on time. The reason for the low score is my husband divorced me and left me with all the bills. I had no choice but to start over. It was a difficult decision but had to be made for my children.
Monthly net income: $3600
Monthly expenses: $200
Housing: $200
Insurance: $100
Car expenses: $300
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/22/2011 2:07:47 PM |
worthy-bid8 | $50.00 | 9/16/2011 9:07:36 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:14 PM |
diplomatic-wealth7 | $25.00 | 9/16/2011 5:18:02 PM |
scrappy-diversification7 | $2,000.00 | 9/19/2011 9:08:28 AM |
Dubbs360 | $100.00 | 9/20/2011 8:04:33 AM |
kulender | $100.00 | 9/20/2011 10:46:35 AM |
loss-of-control | $75.00 | 9/20/2011 6:21:58 PM |
suave-dime6 | $25.00 | 9/21/2011 3:46:34 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:10 PM |
cbivitz | $25.00 | 9/21/2011 12:49:13 PM |
ursus | $50.00 | 9/21/2011 5:08:36 PM |
tech310 | $50.00 | 9/21/2011 6:06:44 PM |
skillful-asset5 | $25.00 | 9/21/2011 9:05:38 PM |
Weaverville | $25.00 | 9/21/2011 9:09:10 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:14 AM |
bizlending | $250.00 | 9/22/2011 1:11:16 PM |
jabberwockgee | $25.00 | 9/22/2011 3:02:35 PM |
gristle_mcthornbody | $25.00 | 9/22/2011 4:38:17 PM |
derec | $25.00 | 9/22/2011 4:48:24 PM |
nickel-hickory | $100.00 | 9/22/2011 5:07:14 PM |
168RichCapital | $25.09 | 9/22/2011 5:11:46 PM |
CACO_Lender | $25.00 | 9/22/2011 5:17:20 PM |
nickel-hickory | $50.00 | 9/22/2011 5:08:30 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:54 PM |
MrBailey | $26.90 | 9/22/2011 5:42:01 PM |
loan-maximizer5 | $60.00 | 9/22/2011 6:03:03 PM |
responsibility-butterfly | $25.00 | 9/16/2011 3:29:53 PM |
loanman2007 | $50.00 | 9/19/2011 10:06:01 AM |
nickel-hickory | $40.00 | 9/19/2011 12:52:07 PM |
pfh | $25.00 | 9/20/2011 7:52:28 AM |
coin-architect2 | $100.00 | 9/20/2011 7:38:49 PM |
the-hope-workhorse | $50.00 | 9/21/2011 9:40:14 AM |
Bob450 | $25.00 | 9/21/2011 3:08:52 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:03 PM |
dordee | $50.00 | 9/22/2011 10:13:38 AM |
irrelevant | $25.00 | 9/22/2011 2:05:05 PM |
alphaseek | $200.00 | 9/22/2011 3:10:04 PM |
pound-beast4 | $25.00 | 9/22/2011 4:41:37 PM |
bid-stockpiler1 | $100.00 | 9/22/2011 4:21:16 PM |
ursus | $300.00 | 9/22/2011 5:05:26 PM |
proper-loot3 | $29.00 | 9/22/2011 5:06:54 PM |
Amy77 | $63.94 | 9/22/2011 5:08:16 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:07 PM |
bmbanzai | $25.00 | 9/22/2011 5:30:26 PM |
euro-spark | $41.91 | 9/22/2011 5:16:14 PM |
fair-gain8 | $48.44 | 9/22/2011 5:18:29 PM |
cjames84 | $25.00 | 9/22/2011 5:50:14 PM |
sanfelice14 | $30.00 | 9/22/2011 6:03:55 PM |
reasonable-bonus6 | $22.24 | 9/22/2011 6:13:22 PM |
Rulea72 | $37.48 | 9/22/2011 6:13:00 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
527719
This series of Notes was issued and sold upon the funding of the borrower loan #53655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 45% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,453 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| Thomas5990 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 51% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 17
( 49% )
| 600-619
(Aug-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My loan for home improvement
Purpose of loan:Home improvement
This loan will be used to...up grade my bathroom.
My financial situation:I collect a retirement each month.
I am a good candidate for this loan because...I paid off a loan for $1500.00 did not miss a payment
Monthly net income: $1512.00
Monthly expenses: $
Housing: $n/a
Insurance: $276.88
Car expenses: $30.00
Utilities: $n/a
Phone, cable, internet: $169.00
Food, entertainment: $100.00
Clothing, household expenses: $n/a
Credit cards and other loans: $350.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/16/2011 5:17:14 PM |
Kash2010lu | $30.00 | 9/16/2011 5:12:39 PM |
dime-sapling | $25.00 | 9/16/2011 5:32:30 PM |
green-trade-dolphin | $25.00 | 9/16/2011 8:21:49 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:18 PM |
kendigme | $50.00 | 9/17/2011 2:36:30 AM |
abundant-credit6 | $68.00 | 9/17/2011 5:26:56 AM |
mikeandcat | $50.00 | 9/17/2011 6:20:37 AM |
Rogelio48 | $25.00 | 9/17/2011 7:24:37 AM |
upupandaway | $50.00 | 9/17/2011 6:40:07 AM |
brondero | $57.00 | 9/17/2011 8:07:51 AM |
jpaulnyc | $25.98 | 9/17/2011 9:17:23 AM |
Bob450 | $25.00 | 9/17/2011 8:57:00 AM |
jhouman | $50.00 | 9/17/2011 11:05:31 AM |
The-Helper | $25.00 | 9/17/2011 11:46:14 AM |
Feyenoord | $25.00 | 9/17/2011 11:49:36 AM |
shawnw2 | $25.00 | 9/17/2011 11:08:44 AM |
capital-kingdom | $25.01 | 9/17/2011 5:01:52 PM |
sensible-fund | $25.00 | 9/17/2011 4:28:32 PM |
ddoneday | $25.00 | 9/17/2011 5:13:56 PM |
tigercat | $50.00 | 9/17/2011 4:14:12 PM |
1stBankAndHal | $25.03 | 9/17/2011 6:44:49 PM |
chererat | $100.00 | 9/17/2011 6:50:04 PM |
rdav | $25.00 | 9/17/2011 9:28:59 PM |
kwan | $25.00 | 9/18/2011 12:31:17 AM |
papaloha | $25.00 | 9/16/2011 8:23:16 PM |
danf2201 | $25.00 | 9/16/2011 8:29:30 PM |
loanman2007 | $100.00 | 9/17/2011 3:05:25 AM |
AF-Chief | $50.00 | 9/17/2011 6:00:34 AM |
kulender | $50.00 | 9/17/2011 6:19:56 AM |
SecondChanceLendingSERV | $25.00 | 9/17/2011 7:28:41 AM |
gotjack | $100.00 | 9/17/2011 8:45:30 AM |
justice-circuitry0 | $50.00 | 9/17/2011 9:22:19 AM |
jpaulnyc | $25.00 | 9/17/2011 9:16:51 AM |
five-star-note | $50.00 | 9/17/2011 9:29:19 AM |
Rogesparkguy | $25.00 | 9/17/2011 9:55:56 AM |
money-baron-roth-IRA | $150.00 | 9/17/2011 11:34:59 AM |
seadrg | $25.00 | 9/17/2011 11:55:48 AM |
thankful-nickel2 | $25.00 | 9/17/2011 12:42:04 PM |
FarmersBank | $25.00 | 9/17/2011 12:48:48 PM |
evergreen16 | $25.00 | 9/17/2011 2:05:42 PM |
Mikale360 | $25.00 | 9/17/2011 2:08:38 PM |
hopeful-silver5 | $25.00 | 9/17/2011 3:43:36 PM |
trumpeter5 | $50.00 | 9/17/2011 4:22:45 PM |
sturdy-responsibility7 | $25.00 | 9/17/2011 6:36:19 PM |
OLYVRC | $50.00 | 9/17/2011 6:06:23 PM |
amlu1988 | $25.00 | 9/17/2011 9:35:54 PM |
worlds-best-worth2 | $25.00 | 9/17/2011 11:20:52 PM |
whirlingdervish | $68.98 | 9/18/2011 12:57:17 AM |
irishalaskan | $25.00 | 9/17/2011 11:34:51 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
527721
This series of Notes was issued and sold upon the funding of the borrower loan #53701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| >1000% |
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-corps8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family man
Purpose of loan: Home remodel
This loan will be used to... Home remodel
My financial situation:
I am a good candidate for this loan because... I pay my bills (responsible)
Monthly net income: $5600
Monthly expenses: $
Housing: $1300
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $1000
Clothing, household expenses: $
Credit cards and other loans: $40
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:07:59 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:42 PM |
papaloha | $25.00 | 9/17/2011 6:45:31 PM |
AlternativeCashFlow | $25.00 | 9/17/2011 10:27:41 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:07 AM |
worth-web5 | $100.00 | 9/18/2011 2:50:54 PM |
handy-justice | $50.00 | 9/18/2011 7:26:12 PM |
riveting-credit5 | $100.00 | 9/19/2011 8:58:20 PM |
adamdroker | $25.00 | 9/21/2011 10:09:10 AM |
saxaphone6 | $25.00 | 9/21/2011 2:12:38 PM |
LP_InvestmentGroup | $71.55 | 9/21/2011 2:22:36 PM |
COCHINOBOY | $30.00 | 9/21/2011 12:43:20 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:25 PM |
income-vault6 | $25.00 | 9/21/2011 3:48:40 PM |
stepatatime-together | $100.00 | 9/21/2011 5:17:20 PM |
AndChicksforFree | $42.47 | 9/21/2011 6:00:49 PM |
newest-power-banker | $30.00 | 9/21/2011 7:50:56 PM |
missing-link | $25.00 | 9/21/2011 8:42:42 PM |
skillful-asset5 | $30.00 | 9/21/2011 9:06:53 PM |
foothillender | $25.00 | 9/22/2011 6:58:01 AM |
Christus_Victor | $25.00 | 9/22/2011 6:57:28 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:16 AM |
Leshan | $25.00 | 9/22/2011 8:56:21 AM |
enriched-truth | $50.00 | 9/22/2011 8:59:40 AM |
moola-monger9 | $50.00 | 9/22/2011 2:17:46 PM |
Cory79 | $40.29 | 9/22/2011 3:56:40 PM |
platinum-platoon | $25.00 | 9/22/2011 4:36:32 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 4:45:53 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:55 PM |
handshake5 | $100.00 | 9/22/2011 5:10:35 PM |
finance-prescription | $67.00 | 9/22/2011 5:10:51 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:07 PM |
payout-bridge | $50.00 | 9/22/2011 7:08:05 PM |
dublin063 | $25.00 | 9/22/2011 7:09:15 PM |
Luckas73 | $50.00 | 9/22/2011 7:43:02 PM |
gold-cluster | $50.00 | 9/22/2011 7:37:54 PM |
thomas16882004 | $25.00 | 9/22/2011 8:39:35 PM |
five-star-note | $60.00 | 9/22/2011 9:14:38 PM |
Ganadai | $29.57 | 9/23/2011 2:13:09 AM |
awesome-silver | $236.84 | 9/23/2011 2:33:53 AM |
credit-maverick1 | $50.00 | 9/23/2011 6:26:57 AM |
nfx | $35.00 | 9/23/2011 6:55:36 AM |
worth-shower8 | $100.00 | 9/23/2011 8:37:35 AM |
ParcifalZ | $75.00 | 9/23/2011 9:06:34 AM |
let_me_retire | $25.00 | 9/23/2011 9:25:36 AM |
bath836 | $69.29 | 9/23/2011 9:46:27 AM |
bsh297 | $35.00 | 9/23/2011 12:17:00 PM |
jkeller4000 | $25.00 | 9/23/2011 1:06:29 PM |
capital-halo1 | $1,000.00 | 9/23/2011 5:09:57 PM |
nickel-acrobat | $50.00 | 9/23/2011 5:13:50 PM |
Yomain | $25.00 | 9/23/2011 5:39:28 PM |
kind-credit-bear | $25.00 | 9/16/2011 5:17:49 PM |
dime-sapling | $25.00 | 9/16/2011 5:42:15 PM |
beakerfish | $50.00 | 9/17/2011 7:02:29 AM |
gotjack | $100.00 | 9/17/2011 8:45:30 AM |
Megaton | $25.00 | 9/17/2011 9:51:39 AM |
108lender | $200.00 | 9/17/2011 11:33:00 AM |
balanced-balance6 | $25.00 | 9/18/2011 6:55:49 AM |
suave-dime6 | $25.00 | 9/18/2011 2:32:51 PM |
credit-coach118 | $25.58 | 9/19/2011 8:57:02 AM |
green-inspiring-peace | $25.00 | 9/19/2011 3:32:51 PM |
patriot897 | $25.00 | 9/19/2011 6:33:34 PM |
DiligentiaLLC | $25.00 | 9/20/2011 10:17:19 AM |
zorg77 | $50.00 | 9/20/2011 5:59:32 PM |
dynrep | $100.00 | 9/21/2011 10:40:11 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:12 PM |
bonus-seahorse | $25.00 | 9/21/2011 11:35:04 AM |
kulender | $50.00 | 9/21/2011 4:37:17 PM |
swandeezl | $59.08 | 9/21/2011 5:34:53 PM |
tech310 | $50.00 | 9/21/2011 6:00:55 PM |
gardenofeden | $36.38 | 9/21/2011 6:07:32 PM |
unfixer | $25.00 | 9/22/2011 2:28:59 AM |
ibealion | $27.57 | 9/22/2011 5:21:01 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:45 AM |
valiant-money | $25.00 | 9/22/2011 7:12:14 AM |
winmals | $25.00 | 9/22/2011 8:09:04 AM |
mybackyard | $25.00 | 9/22/2011 7:44:47 AM |
Silverling6 | $56.29 | 9/22/2011 9:43:36 AM |
shamantha | $25.00 | 9/22/2011 10:13:53 AM |
CA-Lender | $25.00 | 9/22/2011 9:22:22 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:55 AM |
Weaverville | $25.00 | 9/22/2011 4:01:07 PM |
refined-penny | $25.00 | 9/22/2011 4:38:42 PM |
DreDub | $50.00 | 9/22/2011 4:55:29 PM |
proper-loot3 | $29.00 | 9/22/2011 5:16:57 PM |
cognizant-rupee7 | $30.00 | 9/22/2011 5:16:16 PM |
exadius71 | $35.77 | 9/22/2011 6:24:40 PM |
adaptable-capital | $250.00 | 9/22/2011 7:54:29 PM |
onecooldrink | $25.00 | 9/22/2011 11:35:18 PM |
loot-master | $25.00 | 9/23/2011 3:00:31 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:53 AM |
shawnw2 | $250.00 | 9/23/2011 8:07:08 AM |
Bob450 | $26.22 | 9/23/2011 8:45:44 AM |
income-rocker2 | $25.00 | 9/23/2011 9:56:12 AM |
platinum-czar | $25.00 | 9/23/2011 10:05:49 AM |
exchange-jedi | $25.00 | 9/23/2011 11:25:52 AM |
credit-socrates648 | $1,000.00 | 9/23/2011 2:48:30 PM |
groundsquirrel | $25.00 | 9/23/2011 4:00:50 PM |
Zipcut | $25.00 | 9/23/2011 3:33:32 PM |
market-mesh | $25.00 | 9/23/2011 4:37:30 PM |
loss-of-control | $100.00 | 9/23/2011 4:49:12 PM |
letsmakeitsuccessful | $50.00 | 9/23/2011 5:01:12 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:49:30 PM |
gold-miser9 | $163.10 | 9/23/2011 6:45:45 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
527739
This series of Notes was issued and sold upon the funding of the borrower loan #53641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,704 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-phase2 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $200
Housing: $1500
Insurance: $103
Car expenses: $330
Utilities: $250
Phone, cable, internet: $169
Food, entertainment: $20"
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:08:00 PM |
Bank_Of_XL | $25.00 | 9/16/2011 5:16:16 PM |
BxRealtor | $25.00 | 9/16/2011 6:25:17 PM |
return-seeker85 | $50.00 | 9/16/2011 6:47:22 PM |
favorite-commerce | $25.00 | 9/16/2011 8:10:30 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:44 AM |
JustMee | $25.00 | 9/17/2011 5:50:01 AM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:54 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:17 PM |
Interloper | $25.00 | 9/18/2011 9:41:31 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:53 AM |
serene-capital | $25.00 | 9/20/2011 1:29:56 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:09 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:38 AM |
diablorulz | $50.00 | 9/20/2011 9:41:05 AM |
kulender | $100.00 | 9/20/2011 10:46:37 AM |
boylezz | $25.00 | 9/21/2011 9:54:00 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:12 PM |
market-solstice2 | $25.00 | 9/21/2011 1:51:18 PM |
ursus | $50.00 | 9/21/2011 5:08:38 PM |
shellstar | $25.00 | 9/21/2011 5:51:42 PM |
tech310 | $50.00 | 9/21/2011 6:04:24 PM |
1-HARD-HEAD | $50.00 | 9/21/2011 11:25:07 PM |
1800porsche | $25.00 | 9/22/2011 12:58:51 AM |
Weaverville | $50.00 | 9/21/2011 9:08:30 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:22 PM |
newest-funds-powerplant | $25.00 | 9/22/2011 1:33:10 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:30 PM |
villagers | $50.00 | 9/22/2011 3:11:32 PM |
pnace | $50.00 | 9/22/2011 4:57:26 PM |
dlenz | $25.00 | 9/22/2011 4:56:11 PM |
Pitufo | $25.00 | 9/22/2011 6:23:48 PM |
Kaj | $40.00 | 9/22/2011 6:55:57 PM |
Loan-trust25 | $50.00 | 9/22/2011 7:34:27 PM |
jubilant-durability9 | $50.00 | 9/22/2011 7:54:40 PM |
Iwillhuntyoudown | $25.00 | 9/22/2011 10:58:30 PM |
Dreamconnection | $29.00 | 9/23/2011 4:11:27 AM |
gold-fluffy-bunny4 | $50.00 | 9/23/2011 4:56:07 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
equallender | $25.00 | 9/23/2011 7:33:40 AM |
Leshan | $25.00 | 9/23/2011 7:07:56 AM |
Chicagoan3660 | $69.94 | 9/23/2011 7:24:25 AM |
1stBankAndHal | $25.04 | 9/23/2011 8:24:57 AM |
SomebodysMom | $28.19 | 9/23/2011 8:49:24 AM |
first-serene-credit | $25.00 | 9/23/2011 8:52:43 AM |
Investor_DP | $100.00 | 9/16/2011 5:06:51 PM |
compoundinterest | $50.00 | 9/16/2011 5:08:10 PM |
janeybooboo | $100.00 | 9/16/2011 7:28:15 PM |
vutah | $25.00 | 9/16/2011 8:19:12 PM |
oplender | $25.00 | 9/17/2011 4:42:15 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:08 AM |
gokart83 | $25.00 | 9/18/2011 5:10:59 AM |
dinero-honker | $50.00 | 9/18/2011 1:21:01 PM |
worth-web5 | $56.08 | 9/18/2011 3:09:01 PM |
marwadi-62 | $100.00 | 9/19/2011 2:58:08 AM |
availableloan | $25.00 | 9/18/2011 10:11:34 PM |
AndChicksforFree | $25.07 | 9/19/2011 6:42:31 AM |
golffish2 | $25.00 | 9/19/2011 4:06:27 AM |
fusbarro | $100.00 | 9/19/2011 11:54:07 AM |
Cashman10 | $100.00 | 9/19/2011 2:53:44 PM |
pfh | $25.00 | 9/20/2011 7:57:45 AM |
ALFLoan | $25.00 | 9/20/2011 1:03:36 PM |
bid-stockpiler1 | $50.00 | 9/20/2011 1:19:21 PM |
CatbirdBanking | $25.00 | 9/21/2011 7:24:52 AM |
SomebodysMom | $40.39 | 9/21/2011 2:36:16 PM |
jjswanso | $35.00 | 9/21/2011 5:14:47 PM |
Domgabriel | $25.00 | 9/21/2011 4:58:19 PM |
USMCR | $25.00 | 9/22/2011 4:21:23 AM |
credit-maple5 | $25.00 | 9/22/2011 7:01:20 AM |
Frover | $25.00 | 9/22/2011 7:35:44 AM |
frankdelraza | $25.00 | 9/22/2011 9:35:07 AM |
dordee | $50.00 | 9/22/2011 10:15:17 AM |
Gibbyland | $150.00 | 9/22/2011 4:46:42 PM |
ursus | $100.00 | 9/22/2011 5:06:06 PM |
axl163 | $25.00 | 9/22/2011 5:29:38 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:12 PM |
SolarMoonshine | $25.00 | 9/22/2011 6:27:06 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:00 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:05 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:16 PM |
feiandasun | $25.00 | 9/22/2011 9:45:52 PM |
red-favorable-basis | $25.00 | 9/22/2011 10:00:23 PM |
calkidd05 | $26.00 | 9/22/2011 10:37:14 PM |
cjames84 | $25.00 | 9/23/2011 2:39:13 AM |
ethical-truth211 | $375.00 | 9/23/2011 1:40:10 AM |
PAPAT | $25.00 | 9/23/2011 6:22:33 AM |
coin-architect2 | $150.00 | 9/23/2011 6:39:06 AM |
CoolPlexer | $25.00 | 9/23/2011 6:45:50 AM |
Brisket_Bob | $49.00 | 9/23/2011 6:53:24 AM |
Digs | $25.00 | 9/23/2011 7:01:21 AM |
coin-amigo | $37.67 | 9/23/2011 6:36:07 AM |
meadow48 | $25.00 | 9/23/2011 6:56:13 AM |
seabassx | $25.00 | 9/23/2011 8:09:13 AM |
midnight24 | $50.00 | 9/23/2011 8:41:39 AM |
enthralling-investment | $38.04 | 9/23/2011 9:04:31 AM |
pietro_torna_indietro | $25.58 | 9/23/2011 9:09:47 AM |
96 Investments
|
Borrower Payment Dependent Notes Series
527791
This series of Notes was issued and sold upon the funding of the borrower loan #53582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,929 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnetic-order087 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
Consolidate debt from two credit cards onto a loan with a lower interest rate
My financial situation:
Stable job for 7 years. Good salary and good commissions. Looking to reduce credit card interest because I really hate giving those sharks my hard earned money....
Monthly net income: $ 6200
Monthly expenses: $
Housing: $2400
Insurance: $50
Car expenses: $50
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/16/2011 5:06:51 PM |
worthy-bid8 | $50.00 | 9/16/2011 5:08:02 PM |
janeybooboo | $150.00 | 9/16/2011 7:25:06 PM |
favorite-commerce | $25.00 | 9/16/2011 8:10:14 PM |
vutah | $25.00 | 9/16/2011 8:17:33 PM |
elvisloans | $25.00 | 9/17/2011 5:28:41 AM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:57 AM |
wampum-library4 | $25.00 | 9/17/2011 2:40:12 PM |
oplender | $25.00 | 9/17/2011 4:42:16 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:08 AM |
Unitas4302 | $50.00 | 9/18/2011 6:49:00 AM |
return-seeker85 | $25.00 | 9/18/2011 10:00:13 AM |
Watersports | $50.00 | 9/18/2011 12:56:46 PM |
proud-pound4 | $25.00 | 9/18/2011 8:31:21 PM |
ladyopium | $100.00 | 9/19/2011 3:15:23 AM |
golffish2 | $50.00 | 9/19/2011 4:26:18 AM |
ChoiceInvestments | $35.40 | 9/19/2011 12:27:35 AM |
c-gurista-5 | $25.00 | 9/19/2011 6:45:17 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:53 AM |
mennleo | $60.00 | 9/19/2011 12:45:15 PM |
malomar66 | $45.00 | 9/19/2011 3:30:20 PM |
serene-capital | $35.00 | 9/20/2011 1:29:12 AM |
integrity-doctor | $100.00 | 9/20/2011 6:53:25 AM |
cgoca | $25.00 | 9/20/2011 7:11:35 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:10 AM |
pfh | $25.00 | 9/20/2011 7:49:10 AM |
ncg1983 | $50.00 | 9/20/2011 8:06:05 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:38 AM |
poolshark72 | $25.00 | 9/20/2011 10:20:33 AM |
kinetic-social | $25.00 | 9/20/2011 10:56:51 AM |
violaetain | $50.00 | 9/20/2011 2:20:04 PM |
credit-coach118 | $30.26 | 9/20/2011 3:16:40 PM |
justice-circuitry0 | $100.00 | 9/20/2011 10:16:22 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:48 AM |
Moneypenny6 | $25.00 | 9/21/2011 6:49:56 AM |
jubilant-durability9 | $25.00 | 9/21/2011 9:34:09 AM |
midnight24 | $50.00 | 9/21/2011 11:40:12 AM |
ursus | $50.00 | 9/21/2011 12:38:51 PM |
steven3333 | $25.00 | 9/21/2011 12:27:34 PM |
NYBIZ | $25.00 | 9/21/2011 12:34:58 PM |
InvestForWealth | $29.17 | 9/21/2011 2:39:55 PM |
buffalobills | $25.00 | 9/21/2011 3:56:15 PM |
market-solstice2 | $25.00 | 9/21/2011 1:48:09 PM |
Attract | $25.00 | 9/21/2011 4:41:15 PM |
CatbirdBanking | $25.00 | 9/21/2011 5:04:50 PM |
burgeoning-generosity9 | $25.00 | 9/21/2011 5:59:12 PM |
compoundinterest | $50.00 | 9/16/2011 5:08:10 PM |
Bank_Of_XL | $25.00 | 9/16/2011 5:15:20 PM |
BxRealtor | $25.00 | 9/16/2011 6:25:18 PM |
roux | $25.00 | 9/16/2011 7:42:00 PM |
omahajay | $25.00 | 9/16/2011 8:05:36 PM |
phenomenal-gain5 | $50.00 | 9/16/2011 8:13:57 PM |
AndChicksforFree | $25.00 | 9/16/2011 9:07:06 PM |
1traveler | $25.00 | 9/16/2011 9:11:04 PM |
loanman2007 | $100.00 | 9/17/2011 3:09:28 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:44 AM |
coin-architect2 | $100.00 | 9/17/2011 7:28:41 AM |
Rivervale_Westwood | $50.00 | 9/17/2011 7:38:30 AM |
n036939 | $25.00 | 9/17/2011 8:20:07 AM |
dinero-honker | $50.00 | 9/18/2011 1:21:01 PM |
golffish2 | $50.00 | 9/19/2011 3:57:22 AM |
fusbarro | $100.00 | 9/19/2011 11:54:08 AM |
capital-kingdom | $25.01 | 9/20/2011 7:50:58 AM |
diablorulz | $50.00 | 9/20/2011 9:41:05 AM |
vladimilasky | $25.00 | 9/20/2011 9:41:38 AM |
wellsfrugal | $25.00 | 9/20/2011 10:30:34 AM |
kulender | $100.00 | 9/20/2011 10:46:39 AM |
accelerator96 | $25.00 | 9/20/2011 11:20:28 AM |
hidavehi | $26.00 | 9/20/2011 3:59:00 PM |
SpoonerPhan | $50.00 | 9/20/2011 8:25:08 PM |
LendToCause | $25.00 | 9/20/2011 5:56:22 PM |
cathmorcorvus | $50.00 | 9/20/2011 9:43:16 PM |
jarf | $25.00 | 9/21/2011 4:11:05 AM |
nad139 | $45.00 | 9/21/2011 5:40:38 AM |
rockhound84 | $44.00 | 9/21/2011 6:07:25 AM |
damage | $25.00 | 9/21/2011 8:44:18 AM |
bid-lightning9 | $30.00 | 9/21/2011 9:19:40 AM |
special-rupee | $65.00 | 9/21/2011 12:25:23 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:15 PM |
cbivitz | $55.00 | 9/21/2011 12:47:22 PM |
balance-transformer3 | $50.00 | 9/21/2011 4:02:32 PM |
market-pudding | $25.00 | 9/21/2011 4:01:22 PM |
important-diversification620 | $25.00 | 9/21/2011 2:20:15 PM |
georgedorn | $30.00 | 9/21/2011 5:07:54 PM |
jjswanso | $36.00 | 9/21/2011 5:14:47 PM |
interest88 | $25.00 | 9/21/2011 5:18:07 PM |
mammalian4 | $25.00 | 9/21/2011 5:54:43 PM |
finance-american9 | $25.00 | 9/21/2011 5:37:30 PM |
thankful-nickel2 | $25.00 | 9/21/2011 5:47:59 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:53:57 PM |
logical-durability2 | $50.00 | 9/21/2011 5:57:21 PM |
tech310 | $50.00 | 9/21/2011 6:04:24 PM |
friendly-principal76 | $9.16 | 9/21/2011 6:50:46 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
527815
This series of Notes was issued and sold upon the funding of the borrower loan #53695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,041 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| BallyHooCo |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
|
Principal balance:
| $5,819.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Toy Inventory for Holiday Season
Purpose of loan:
I want to thank everyone who helped us last season. We are using prosper to again fund our toy inventory.
My financial situation:
I have had the same full-time daytime driving job for almost ten years now...My wife is a full time RN (Registered Nurse) for almost 2 years as well. We both have great credit (in the 700 range)...I have run the internet toy business for almost ten years at night...Our projected gross income for the toy biz for 2011 is $140,000.00...My driving job grosses about $50k per years and my wife's job brings in about 75k per year....
We choose proper because of gives everyday people out there a chance to invest in us....
Monthly net income: $6,400 (not including the toy biz)
Monthly expenses:
Housing: $1300
Insurance: $200
Car expenses: $250
Utilities: $500
Phone, cable, internet: $130
Food, entertainment: $499
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/17/2011 12:07:57 PM |
Jack55304 | $200.00 | 9/17/2011 12:13:22 PM |
enthusiastic-balance5 | $100.00 | 9/17/2011 12:11:46 PM |
loanman2007 | $100.00 | 9/17/2011 12:33:08 PM |
Whatssofunnybout | $33.19 | 9/17/2011 3:33:14 PM |
shawnw2 | $100.00 | 9/17/2011 4:07:48 PM |
CaptainBL | $100.00 | 9/17/2011 5:34:08 PM |
bullish2bearish | $25.00 | 9/17/2011 6:28:50 PM |
Bob450 | $25.02 | 9/17/2011 5:07:47 PM |
peaceful-farmer | $25.00 | 9/18/2011 5:02:18 AM |
proud-gold9 | $50.00 | 9/18/2011 6:53:45 AM |
investment-artist | $26.01 | 9/18/2011 9:42:17 AM |
trumpeter5 | $25.00 | 9/18/2011 1:41:52 PM |
tnjohnso | $25.00 | 9/18/2011 11:43:46 AM |
LittleMingo | $25.00 | 9/18/2011 4:24:17 PM |
compassion-artisan9 | $50.00 | 9/18/2011 7:35:10 PM |
vtrentster | $25.00 | 9/19/2011 6:41:45 AM |
leverage-monger | $9.74 | 9/19/2011 9:21:00 AM |
janeybooboo | $100.00 | 9/17/2011 12:03:44 PM |
dime-sapling | $25.00 | 9/17/2011 12:14:13 PM |
thankful-nickel2 | $25.00 | 9/17/2011 12:43:54 PM |
Kash2010lu | $25.00 | 9/17/2011 12:34:59 PM |
optionscashflow | $27.07 | 9/17/2011 1:01:54 PM |
RKLFinancial | $25.00 | 9/17/2011 1:04:34 PM |
sensible-fund | $28.97 | 9/17/2011 4:30:05 PM |
green-trade-dolphin | $25.00 | 9/17/2011 6:05:37 PM |
handy-justice | $100.00 | 9/17/2011 6:15:45 PM |
papaloha | $50.00 | 9/17/2011 6:40:06 PM |
suave-dime6 | $25.00 | 9/18/2011 2:38:31 PM |
InChicago | $100.00 | 9/18/2011 5:43:54 PM |
shrewd-income | $100.00 | 9/18/2011 6:17:59 PM |
USMC0311 | $25.00 | 9/18/2011 7:34:09 PM |
goodhearted-generosity511 | $25.00 | 9/18/2011 8:15:06 PM |
golffish2 | $50.00 | 9/19/2011 4:12:03 AM |
thankful-yield8 | $25.00 | 9/19/2011 7:22:07 AM |
cilynx | $25.00 | 9/19/2011 8:20:54 AM |
worth-blanket2 | $8,200.00 | 9/19/2011 9:15:01 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
527817
This series of Notes was issued and sold upon the funding of the borrower loan #53555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 35% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 4m |
Amount delinquent:
| $359 |
Total credit lines:
| 35 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,332 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| obedient-asset |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
|
Principal balance:
| $771.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
testedh2o
Purpose of loan:
This loan will be used to...pay off medical card, prosper loan and transmission repair balance
My financial situation:
I am a good candidate for this loan because.I have stable income. Work odd jobs for extra income. Continue debt reduction thru liquidation plans. Very committed to paying obligations.
Monthly net income: $ 3793(payroll) 900 ( odd jobs)
Monthly expenses: $
Housing: $969
Insurance: $ 212 (life, medical, dental,disability)
Car expenses: $505 (mtly pymnt, tags, taxes, ins. inspection)
Utilities: $ 260 (electric/water/sewer, gas
Phone, cable, internet: 212 (mobile included)
Food, entertainment: $ 150 (grocery), 15(newspaper)
Clothing, household expenses: $ 15 (personal items replaced),
65 ( maintenance items)
Credit cards and other loans: $ 867
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pembull | $50.00 | 9/19/2011 9:01:30 AM |
312-Lender | $25.00 | 9/19/2011 9:12:08 AM |
golffish2 | $25.00 | 9/19/2011 9:03:08 AM |
jhouman | $50.00 | 9/19/2011 10:07:35 AM |
platinum-boss2 | $25.00 | 9/19/2011 10:25:58 AM |
chameleon125 | $25.00 | 9/19/2011 10:57:18 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:49:17 AM |
bonus-quark4 | $25.00 | 9/19/2011 11:53:39 AM |
glroark | $50.00 | 9/19/2011 11:37:51 AM |
Mikale360 | $25.00 | 9/19/2011 12:43:59 PM |
green-trade-dolphin | $25.00 | 9/19/2011 2:16:09 PM |
shawnw2 | $30.00 | 9/19/2011 3:19:18 PM |
wesleyan | $50.00 | 9/19/2011 4:43:55 PM |
trumpeter5 | $25.00 | 9/19/2011 4:39:20 PM |
thankful-nickel2 | $25.00 | 9/20/2011 2:22:35 AM |
pfh | $25.00 | 9/20/2011 7:55:35 AM |
Dusigrosz | $85.00 | 9/19/2011 9:01:32 AM |
Kash2010lu | $25.00 | 9/19/2011 9:04:24 AM |
worthy-bid8 | $50.00 | 9/19/2011 9:06:50 AM |
ultimate-peace | $150.00 | 9/19/2011 9:02:45 AM |
Jack55304 | $200.00 | 9/19/2011 9:10:10 AM |
RoZu_Lending | $200.00 | 9/19/2011 9:16:00 AM |
AndChicksforFree | $25.00 | 9/19/2011 9:34:45 AM |
shrewd-income | $50.00 | 9/19/2011 11:57:57 AM |
mennleo | $25.00 | 9/19/2011 12:47:32 PM |
hillerod | $25.19 | 9/19/2011 1:14:41 PM |
ommcd | $25.00 | 9/19/2011 3:25:21 PM |
marwadi-62 | $100.00 | 9/19/2011 4:42:36 PM |
kind-credit-bear | $25.00 | 9/19/2011 5:16:23 PM |
suave-dime6 | $25.00 | 9/19/2011 6:16:17 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:09:39 PM |
compassion-artisan9 | $50.00 | 9/19/2011 10:36:08 PM |
witty-openness | $25.00 | 9/20/2011 6:12:35 AM |
wisconsinvestor | $25.00 | 9/20/2011 9:03:39 AM |
worth-blanket2 | $2,900.00 | 9/20/2011 5:21:04 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
527819
This series of Notes was issued and sold upon the funding of the borrower loan #53776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,237 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldly-coin2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cruising
Purpose of loan:
This loan will be used to...finish paying for my wedding
My financial situation:
I am a good candidate for this loan because...I am securely employed, educated and have the ability to repay with a good salary. This is a one time expense, and when complete, will no longer exist. I have paid the rest and this is all that is needed.
Monthly net income: $71800
Monthly expenses: $2400
Housing: $700
Insurance: $300
Car expenses: $100
Utilities: $200
Phone, cable, internet: $400
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $150.00 | 9/17/2011 12:05:24 PM |
Investor_DP | $100.00 | 9/17/2011 12:06:20 PM |
compoundinterest | $50.00 | 9/17/2011 12:08:19 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:17 PM |
loanman2007 | $100.00 | 9/17/2011 12:30:04 PM |
Keystonekop | $100.00 | 9/17/2011 3:13:58 PM |
one-midas | $25.00 | 9/17/2011 10:31:25 PM |
AndChicksforFree | $25.00 | 9/18/2011 1:38:23 PM |
marwadi-62 | $100.00 | 9/18/2011 5:33:29 PM |
vutah | $25.00 | 9/18/2011 7:43:54 PM |
luzonct | $100.00 | 9/18/2011 10:17:24 PM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:55 AM |
ddoneday | $25.00 | 9/19/2011 4:39:20 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:50 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:12 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:39 AM |
diablorulz | $50.00 | 9/20/2011 9:41:07 AM |
EretzCapital | $55.67 | 9/20/2011 10:07:17 AM |
wellsfrugal | $25.00 | 9/20/2011 10:12:59 AM |
penguino | $100.00 | 9/20/2011 6:15:16 PM |
SpoonerPhan | $50.00 | 9/20/2011 8:29:02 PM |
DannyPhantom | $50.00 | 9/20/2011 9:26:37 PM |
jodilee31 | $50.00 | 9/20/2011 6:36:43 PM |
didibagle | $125.87 | 9/21/2011 11:30:23 AM |
nimble-nickel | $25.00 | 9/21/2011 12:11:50 PM |
boylezz | $25.00 | 9/21/2011 9:54:00 AM |
MacAtk | $84.45 | 9/21/2011 1:52:27 PM |
important-diversification620 | $25.00 | 9/21/2011 2:20:15 PM |
weiyinsan | $50.00 | 9/21/2011 4:55:41 PM |
jjswanso | $25.00 | 9/21/2011 5:14:48 PM |
tech310 | $50.00 | 9/21/2011 6:04:25 PM |
ALFLoan | $25.00 | 9/21/2011 5:37:40 PM |
mammalian4 | $25.00 | 9/21/2011 5:57:12 PM |
best-generosity-financier | $49.33 | 9/21/2011 7:22:42 PM |
newest-power-banker | $50.00 | 9/21/2011 7:56:00 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:52:28 PM |
Weaverville | $50.00 | 9/21/2011 9:08:31 PM |
GrowthAspirations | $31.25 | 9/21/2011 9:10:26 PM |
ryan6853 | $25.00 | 9/17/2011 12:10:30 PM |
worthy-bid8 | $50.00 | 9/17/2011 12:07:58 PM |
MarvintheMartian | $45.00 | 9/17/2011 12:08:35 PM |
Bank_Of_XL | $25.00 | 9/17/2011 3:41:13 PM |
favorite-commerce | $25.00 | 9/17/2011 3:14:12 PM |
creative-power3 | $25.00 | 9/17/2011 4:20:11 PM |
oplender | $25.00 | 9/17/2011 4:42:18 PM |
SolarMoonshine | $25.00 | 9/17/2011 5:36:04 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:11 AM |
Unitas4302 | $50.00 | 9/18/2011 6:51:17 AM |
return-seeker85 | $25.00 | 9/18/2011 10:00:13 AM |
USMCR | $25.00 | 9/18/2011 10:50:44 AM |
finance-investor3 | $25.00 | 9/18/2011 12:22:01 PM |
dinero-honker | $50.00 | 9/18/2011 1:21:01 PM |
Watersports | $50.00 | 9/18/2011 12:57:16 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:31 PM |
availableloan | $25.00 | 9/18/2011 10:11:35 PM |
golffish2 | $25.00 | 9/19/2011 4:13:01 AM |
fusbarro | $100.00 | 9/19/2011 11:54:09 AM |
Uylsses | $100.00 | 9/19/2011 11:04:35 AM |
Cashman10 | $100.00 | 9/19/2011 2:53:45 PM |
serene-capital | $25.00 | 9/20/2011 1:27:52 AM |
britgsb | $60.00 | 9/20/2011 7:04:59 AM |
pfh | $25.00 | 9/20/2011 7:48:19 AM |
integrity-doctor | $100.00 | 9/20/2011 6:51:39 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:16 AM |
kulender | $100.00 | 9/20/2011 10:46:41 AM |
friendinmoney | $44.19 | 9/20/2011 5:24:50 PM |
BxRealtor | $25.00 | 9/21/2011 7:43:22 AM |
Leshan | $25.00 | 9/21/2011 7:43:50 AM |
thrifty-exchange7 | $25.00 | 9/21/2011 11:00:09 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:20 PM |
ursus | $50.00 | 9/21/2011 12:38:51 PM |
buffalobills | $25.00 | 9/21/2011 3:59:26 PM |
superb-funds335 | $25.00 | 9/21/2011 5:15:06 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:56:05 PM |
terrific-dough6 | $100.00 | 9/21/2011 6:28:12 PM |
Christophe | $25.00 | 9/21/2011 7:32:11 PM |
mindful-deal289 | $33.38 | 9/21/2011 7:55:41 PM |
mgking007 | $35.86 | 9/21/2011 8:24:49 PM |
Iwillhuntyoudown | $25.00 | 9/21/2011 8:46:48 PM |
Interloper | $25.00 | 9/21/2011 7:11:08 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
527851
This series of Notes was issued and sold upon the funding of the borrower loan #53794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,549 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-crusader |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit cards
My financial situation: good but could use a positive push since I just purchased a house.
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/17/2011 12:07:59 PM |
Interloper | $25.00 | 9/18/2011 9:41:31 AM |
suave-dime6 | $25.00 | 9/18/2011 2:34:38 PM |
worth-blanket2 | $5,700.00 | 9/19/2011 9:15:04 AM |
dough-museum1 | $25.00 | 9/17/2011 9:56:43 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:12 AM |
AndChicksforFree | $25.00 | 9/18/2011 1:34:13 PM |
kind-credit-bear | $25.00 | 9/19/2011 9:14:37 AM |
leverage-monger | $25.00 | 9/19/2011 9:22:05 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
527857
This series of Notes was issued and sold upon the funding of the borrower loan #53507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $6,235 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| damac |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 97% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Nov-2010)
600-619
(Jul-2009)
560-579
(Apr-2008)
560-579
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
pay off
Purpose of loan: debt consolidation
This loan will be used to...pay some outstanding bills
My financial situation: good
I am a good candidate for this loan because...I have had a prosper loan before and payed off early, I also am working 2 jobs, one for one of the best companies in Oregon, New Seasons Market, also as a hair stylist, working for myself and have a steady client base
Monthly net income: $3100
Monthly expenses: $1200
Housing: $500
Insurance: $80
Car expenses: $290
Utilities: $50
Phone, cable, internet: $39
Food, entertainment: $140
Clothing, household expenses: $55
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $35.00 | 9/19/2011 9:03:30 AM |
clemclan | $40.00 | 9/19/2011 9:09:40 AM |
Jack55304 | $200.00 | 9/19/2011 9:10:10 AM |
ultimate-peace | $25.00 | 9/19/2011 9:01:54 AM |
312-Lender | $25.00 | 9/19/2011 9:12:09 AM |
fabulous-community4 | $25.00 | 9/19/2011 9:04:57 AM |
well-rounded-payout0 | $50.00 | 9/19/2011 9:14:21 AM |
Dusigrosz | $150.00 | 9/19/2011 9:02:10 AM |
CA-Lender | $25.00 | 9/19/2011 9:16:23 AM |
RoZu_Lending | $100.00 | 9/19/2011 9:17:06 AM |
loanman2007 | $75.00 | 9/19/2011 9:26:22 AM |
Free-the-usa-1776 | $100.00 | 9/19/2011 9:28:01 AM |
kinetic-social | $25.00 | 9/19/2011 10:05:53 AM |
investment-daydream | $50.00 | 9/19/2011 10:04:17 AM |
courteous-note1 | $32.44 | 9/19/2011 10:07:57 AM |
wonder3 | $30.00 | 9/19/2011 10:10:53 AM |
ChoiceInvestments | $31.90 | 9/19/2011 10:12:24 AM |
Legally_Blonde | $25.00 | 9/19/2011 10:40:16 AM |
FinanceEngine | $40.00 | 9/19/2011 11:11:46 AM |
glroark | $128.94 | 9/19/2011 11:36:23 AM |
chameleon125 | $25.00 | 9/19/2011 10:57:37 AM |
restless-dime | $50.00 | 9/19/2011 11:25:21 AM |
golffish2 | $25.00 | 9/19/2011 9:03:40 AM |
MoneyForNothing | $25.77 | 9/19/2011 9:02:14 AM |
pembull | $50.00 | 9/19/2011 9:03:40 AM |
RoZu_Lending | $100.00 | 9/19/2011 9:23:00 AM |
AndChicksforFree | $35.00 | 9/19/2011 9:35:08 AM |
AndChicksforFree | $114.00 | 9/19/2011 9:29:39 AM |
favorite-commerce | $30.00 | 9/19/2011 10:09:58 AM |
Gregger | $25.00 | 9/19/2011 10:18:07 AM |
jhouman | $50.00 | 9/19/2011 10:07:04 AM |
GolfPro2006 | $30.00 | 9/19/2011 10:29:43 AM |
kingbob | $25.00 | 9/19/2011 10:33:45 AM |
Rip128 | $100.00 | 9/19/2011 10:22:12 AM |
platinum-czar | $25.00 | 9/19/2011 10:29:59 AM |
SouthernRemarketing | $26.95 | 9/19/2011 10:56:44 AM |
real-return | $25.00 | 9/19/2011 11:15:00 AM |
Legally_Blonde | $25.00 | 9/19/2011 10:42:03 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
527881
This series of Notes was issued and sold upon the funding of the borrower loan #53551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
6 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,048 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-transaction-stronghold |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $25,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2011)
700-719
(Jan-2011)
680-699
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Home improvement loan
Purpose of loan:
This loan will be used to...Redo my kitchen that badly needs it
My financial situation:
I am a good candidate for this loan because... Never missed a payment in my life....been at same company for 8 years....very responsible borrower
Monthly net income: $8000
Monthly expenses: $5000
Housing: $2500
Insurance: $300
Car expenses: $500
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $500
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $150.00 | 9/19/2011 9:02:52 AM |
312-Lender | $25.00 | 9/19/2011 9:13:37 AM |
golffish2 | $25.00 | 9/19/2011 9:04:04 AM |
fabulous-community4 | $25.00 | 9/19/2011 9:08:23 AM |
Kash2010lu | $25.00 | 9/19/2011 9:10:21 AM |
chameleon125 | $25.00 | 9/19/2011 10:58:23 AM |
Interloper | $35.00 | 9/19/2011 2:41:11 PM |
otto1939 | $51.00 | 9/19/2011 4:21:14 PM |
trumpeter5 | $25.00 | 9/19/2011 4:36:37 PM |
wesleyan | $100.00 | 9/19/2011 4:44:31 PM |
Jack55304 | $200.00 | 9/19/2011 5:12:31 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:16:23 PM |
SolarMoonshine | $100.00 | 9/19/2011 6:38:43 PM |
113121 | $500.00 | 9/19/2011 7:21:45 PM |
1stBankAndHal | $50.07 | 9/19/2011 7:31:06 PM |
RoZu_Lending | $200.00 | 9/19/2011 9:17:46 AM |
DiligentiaLLC | $144.23 | 9/19/2011 9:37:13 AM |
worldly-investment333 | $50.00 | 9/19/2011 10:33:09 AM |
fascinating-generosity3 | $250.00 | 9/19/2011 11:55:37 AM |
atlas-shrugged | $200.00 | 9/19/2011 11:31:44 AM |
restless-dime | $100.00 | 9/19/2011 1:46:50 PM |
green-trade-dolphin | $25.00 | 9/19/2011 2:16:42 PM |
brainy-greenback481 | $50.00 | 9/19/2011 3:40:40 PM |
Moe87 | $30.00 | 9/19/2011 2:53:50 PM |
kind-credit-bear | $25.00 | 9/19/2011 5:16:24 PM |
worthy-bid8 | $50.00 | 9/19/2011 5:07:43 PM |
suave-dime6 | $25.00 | 9/19/2011 6:16:52 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:11:30 PM |
NekHoldings | $25.00 | 9/19/2011 7:33:14 PM |
113121 | $4,939.70 | 9/19/2011 7:43:31 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
527883
This series of Notes was issued and sold upon the funding of the borrower loan #53813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,265 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-plum5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/19/2011 6:48:57 PM |
Whipster | $80.00 | 9/19/2011 6:59:59 PM |
phenomenal-gain5 | $25.00 | 9/19/2011 6:53:24 PM |
kulender | $100.00 | 9/20/2011 10:46:50 AM |
diplomatic-wealth7 | $25.00 | 9/20/2011 5:16:44 PM |
Dubbs360 | $100.00 | 9/21/2011 8:00:21 AM |
DiligentiaLLC | $25.00 | 9/21/2011 3:06:20 PM |
Zuzu | $27.20 | 9/22/2011 4:38:41 PM |
gotjack | $25.00 | 9/22/2011 4:48:19 PM |
Leshan | $25.00 | 9/22/2011 5:18:37 PM |
wise-unequivocal-return | $75.00 | 9/22/2011 6:43:19 PM |
frogperson | $100.00 | 9/23/2011 7:59:54 AM |
mg6619 | $25.00 | 9/23/2011 11:21:11 AM |
genelinist | $40.00 | 9/23/2011 12:22:02 PM |
mykkai | $25.00 | 9/23/2011 12:34:24 PM |
suave-dime6 | $25.00 | 9/24/2011 9:02:44 AM |
transformer855 | $25.00 | 9/24/2011 4:55:01 PM |
a-helping-hand | $100.00 | 9/25/2011 2:56:47 PM |
alphaseek | $200.00 | 9/26/2011 5:08:12 AM |
shawnw2 | $35.00 | 9/26/2011 10:04:02 AM |
gentle-gain235 | $25.00 | 9/26/2011 10:25:58 AM |
Gladglide | $25.00 | 9/26/2011 11:14:01 AM |
lakehavasu88 | $25.00 | 9/26/2011 10:17:53 AM |
leball | $25.00 | 9/26/2011 11:06:52 AM |
helping-out | $25.00 | 9/26/2011 2:20:55 PM |
nilonc1 | $25.00 | 9/26/2011 1:07:27 PM |
silver-fuse | $46.00 | 9/26/2011 1:25:56 PM |
Madmigel | $48.37 | 9/26/2011 2:40:27 PM |
Tasmir | $25.00 | 9/26/2011 2:42:28 PM |
leeball | $100.00 | 9/26/2011 3:14:37 PM |
mckhbnpc | $50.00 | 9/26/2011 3:21:16 PM |
profitable-return5 | $25.00 | 9/26/2011 5:13:06 PM |
rate-sceptre | $25.00 | 9/26/2011 5:01:57 PM |
scarlet-velvet | $25.08 | 9/26/2011 5:37:33 PM |
bmbanzai | $25.00 | 9/26/2011 5:11:10 PM |
quest0 | $25.00 | 9/26/2011 6:48:27 PM |
msh345 | $25.00 | 9/26/2011 8:59:20 PM |
calimanusa | $30.30 | 9/26/2011 10:51:05 PM |
Imaginos1892 | $50.00 | 9/26/2011 10:09:39 PM |
artisan369 | $300.00 | 9/26/2011 10:36:47 PM |
ethical-truth211 | $350.00 | 9/27/2011 1:49:02 AM |
YosemiteSam | $25.00 | 9/27/2011 4:42:42 AM |
progressive-economy261 | $400.00 | 9/27/2011 6:35:53 AM |
IIP77 | $25.00 | 9/27/2011 5:56:33 AM |
beaker | $25.20 | 9/27/2011 6:55:38 AM |
One_Lolo | $25.00 | 9/27/2011 6:09:52 AM |
green-trade-dolphin | $30.00 | 9/27/2011 6:23:31 AM |
pfh | $25.00 | 9/27/2011 5:50:51 AM |
irrelevant | $25.00 | 9/27/2011 6:05:23 AM |
well-mannered-income3 | $40.00 | 9/27/2011 6:32:16 AM |
marelojay | $200.00 | 9/27/2011 7:59:53 AM |
finance-solo | $25.00 | 9/27/2011 7:20:37 AM |
hanuman77 | $25.00 | 9/27/2011 6:53:59 AM |
GoldenGo4 | $39.83 | 9/27/2011 7:18:53 AM |
Bob450 | $25.03 | 9/27/2011 7:52:50 AM |
balance-warrior | $25.03 | 9/27/2011 8:07:59 AM |
dedicated-transaction796 | $32.00 | 9/24/2011 10:57:10 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:31 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:31 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:53 PM |
ursus | $50.00 | 9/21/2011 5:08:46 PM |
tech310 | $50.00 | 9/21/2011 6:06:50 PM |
Interloper | $25.00 | 9/21/2011 7:11:09 PM |
Weaverville | $25.00 | 9/21/2011 9:09:14 PM |
mlj0671 | $25.00 | 9/22/2011 6:41:06 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:25 AM |
platinum-platoon | $25.00 | 9/22/2011 4:35:03 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:00 PM |
profit-powerplant | $25.00 | 9/22/2011 6:42:32 PM |
dublin063 | $50.00 | 9/22/2011 7:12:35 PM |
CatbirdBanking | $25.00 | 9/22/2011 7:39:21 PM |
LendingPimp | $50.00 | 9/22/2011 11:29:09 PM |
arampata | $187.38 | 9/23/2011 12:04:26 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
goodhearted-basis4 | $25.00 | 9/23/2011 10:29:10 AM |
priceless-note7 | $50.00 | 9/23/2011 11:16:00 AM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:19 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:23 PM |
treasure-bliss | $25.00 | 9/24/2011 4:33:35 AM |
bizlending | $250.00 | 9/24/2011 10:48:24 AM |
Kaj | $30.00 | 9/25/2011 3:53:13 AM |
speedy-point | $25.00 | 9/25/2011 2:15:07 PM |
red-power-pecan | $50.00 | 9/25/2011 3:40:06 PM |
coin-sonnet | $100.00 | 9/26/2011 12:35:58 AM |
CA-Lender | $25.00 | 9/26/2011 10:26:25 AM |
Zeenos | $25.00 | 9/26/2011 9:46:29 AM |
orbital-gain | $50.00 | 9/26/2011 10:52:13 AM |
interest-splendor | $30.00 | 9/26/2011 9:53:01 AM |
mrack | $25.00 | 9/26/2011 9:55:44 AM |
moola-accelerator6 | $45.00 | 9/26/2011 10:16:06 AM |
hitsman | $50.00 | 9/26/2011 11:34:46 AM |
supersam | $200.00 | 9/26/2011 3:25:12 PM |
the-hope-workhorse | $50.00 | 9/26/2011 1:56:41 PM |
supersarah61 | $50.00 | 9/26/2011 4:32:19 PM |
Something-Corporate | $25.00 | 9/26/2011 3:31:51 PM |
ingenious-interest1 | $50.00 | 9/26/2011 4:14:19 PM |
heavy_ax | $50.00 | 9/26/2011 5:46:00 PM |
neutrino6 | $25.00 | 9/26/2011 6:19:35 PM |
Pitufo | $25.00 | 9/26/2011 6:38:22 PM |
investment-comet | $25.00 | 9/26/2011 6:40:00 PM |
WMY-Investor | $100.00 | 9/26/2011 7:14:12 PM |
Comoparklender | $25.00 | 9/26/2011 8:31:22 PM |
Socorro_Capital_Partners | $25.01 | 9/26/2011 9:38:35 PM |
fervent-repayment | $50.00 | 9/26/2011 8:15:39 PM |
unassassinable | $25.00 | 9/26/2011 9:56:18 PM |
cash-spark3 | $25.00 | 9/27/2011 1:42:22 AM |
lespaul | $200.00 | 9/27/2011 2:36:44 AM |
unger | $60.11 | 9/27/2011 5:50:04 AM |
GElender | $25.00 | 9/27/2011 5:50:31 AM |
attractive-fund | $50.00 | 9/27/2011 5:53:33 AM |
octoberfresh | $25.00 | 9/27/2011 7:39:38 AM |
enchanted-truth264 | $25.00 | 9/27/2011 7:42:05 AM |
gotjack | $25.00 | 9/27/2011 6:14:05 AM |
spankysdad | $50.00 | 9/27/2011 6:45:42 AM |
ingenious-interest096 | $25.00 | 9/27/2011 7:50:20 AM |
green28 | $200.00 | 9/27/2011 7:53:46 AM |
captainzero | $159.46 | 9/27/2011 8:16:50 AM |
social-zebra | $29.00 | 9/27/2011 8:06:14 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
527913
This series of Notes was issued and sold upon the funding of the borrower loan #53605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,802 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| towering-worth0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan: credit card consolidation
This loan will be used to...
My financial situation: good standing
I am a good candidate for this loan because...Have a full time job worked with same company for nine years.
Monthly net income: $2300.00
Monthly expenses: $1100.00
Housing: $0
Insurance: $300.00
Car expenses: $350.00
Utilities: $0
Phone, cable, internet: $37.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $55.00
Other expenses: $car maintnance 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/19/2011 9:02:05 AM |
golffish2 | $25.00 | 9/19/2011 9:14:02 AM |
well-rounded-payout0 | $50.00 | 9/19/2011 9:14:22 AM |
CPAecs | $25.00 | 9/19/2011 11:31:43 AM |
freedom3 | $1,800.00 | 9/19/2011 4:23:51 PM |
Megaton | $15.00 | 9/19/2011 4:29:30 PM |
cashhelp | $30.00 | 9/19/2011 9:03:08 AM |
favorite-commerce | $30.00 | 9/19/2011 10:11:51 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
527933
This series of Notes was issued and sold upon the funding of the borrower loan #53586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $139.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 538% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 24y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,795 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| joyful-platinum1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fix furnace and pay off small credi
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $30.00 | 9/19/2011 10:11:23 AM |
transaction-circuit | $50.00 | 9/20/2011 9:49:27 AM |
DiligentiaLLC | $25.00 | 9/20/2011 1:15:55 PM |
worth-blanket2 | $2,965.00 | 9/20/2011 5:19:31 PM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:35 PM |
kind-credit-bear | $25.00 | 9/19/2011 5:16:25 PM |
let_me_retire | $25.00 | 9/19/2011 11:09:03 PM |
calimanusa | $30.00 | 9/20/2011 8:59:44 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
527977
This series of Notes was issued and sold upon the funding of the borrower loan #53679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $95.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 9y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Biologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,644 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kayakbleu |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Credit Debt
Purpose of loan:
I want to try out Prosper to consolidate 3 of my balances from my credit cards and provide income to individuals like me.
My financial situation:
I am a good candidate for this loan because...I have stable employment, Ipay my bills on time and have the income to make my payments of this loan.
Monthly:
2850 pay
1630 mortgage, T&I
125 electric
130 fuel
143 phone and internet
130 save & life ins.
30 water
96 prosper loan
350 food and all else
150 Credit card not consolidating
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/19/2011 9:06:52 AM |
oplender | $25.00 | 9/19/2011 10:02:06 AM |
network08 | $25.00 | 9/19/2011 10:16:58 AM |
Natronpee | $25.00 | 9/19/2011 10:25:22 AM |
wealthstar | $25.00 | 9/19/2011 10:28:21 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:36 AM |
Octavian315 | $35.00 | 9/19/2011 10:30:52 AM |
fcrick | $25.00 | 9/19/2011 10:44:11 AM |
Guiren | $100.00 | 9/19/2011 10:57:54 AM |
loyalty-edifice997 | $25.00 | 9/19/2011 11:15:24 AM |
escharfer | $25.00 | 9/19/2011 12:26:38 PM |
vinayganti | $25.00 | 9/19/2011 3:22:10 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:45 PM |
nickel-ferret | $50.00 | 9/19/2011 5:10:34 PM |
cashhelp | $40.00 | 9/19/2011 5:00:27 PM |
ski bum | $100.00 | 9/19/2011 5:12:19 PM |
cwegert | $50.00 | 9/19/2011 6:40:12 PM |
ExtraIncome | $25.00 | 9/19/2011 6:54:48 PM |
fervent-repayment | $25.00 | 9/19/2011 6:15:01 PM |
swissbanker | $100.00 | 9/19/2011 8:16:59 PM |
Immunologist | $25.00 | 9/19/2011 7:46:08 PM |
unequivocal-power3 | $21.17 | 9/19/2011 8:54:18 PM |
compoundinterest | $50.00 | 9/19/2011 9:07:06 AM |
D911ave | $50.00 | 9/19/2011 9:14:10 AM |
MarvintheMartian | $65.00 | 9/19/2011 9:18:01 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:15 AM |
totoro | $25.00 | 9/19/2011 10:35:59 AM |
SourDoughSteve | $25.00 | 9/19/2011 11:01:38 AM |
diversification-surge | $25.00 | 9/19/2011 11:28:14 AM |
subtle-revenue0 | $25.00 | 9/19/2011 11:53:06 AM |
L-vex | $25.00 | 9/19/2011 11:02:49 AM |
Mav26 | $83.83 | 9/19/2011 11:51:42 AM |
BlessedEveryDay | $30.00 | 9/19/2011 12:46:28 PM |
irishcocacola | $25.00 | 9/19/2011 11:58:21 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:35 PM |
whistledicksmith | $25.00 | 9/19/2011 1:45:52 PM |
green-trade-dolphin2 | $25.00 | 9/19/2011 2:12:00 PM |
mtquan | $25.00 | 9/19/2011 2:25:08 PM |
bicyclist2270 | $25.00 | 9/19/2011 1:55:52 PM |
RusRobo | $25.00 | 9/19/2011 3:42:36 PM |
GotCash | $50.00 | 9/19/2011 2:00:17 PM |
indomitable-coin | $25.00 | 9/19/2011 3:14:12 PM |
brightest-durability-chomper | $25.00 | 9/19/2011 4:04:01 PM |
traghip6 | $25.00 | 9/19/2011 5:08:17 PM |
economy-molecule3 | $500.00 | 9/19/2011 5:14:26 PM |
personal-lender | $25.00 | 9/19/2011 5:11:17 PM |
Money_Hog | $25.00 | 9/19/2011 5:44:36 PM |
houli123 | $100.00 | 9/19/2011 5:51:06 PM |
RicheyRich | $25.00 | 9/19/2011 5:17:08 PM |
MadHun | $200.00 | 9/19/2011 5:10:06 PM |
top-epic-community | $100.00 | 9/19/2011 6:01:08 PM |
phenomenal-gain5 | $100.00 | 9/19/2011 6:54:32 PM |
unforgettable-bazaar0 | $50.00 | 9/19/2011 7:16:57 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:55 PM |
frobin | $25.00 | 9/19/2011 8:05:37 PM |
ZeLonewolf | $25.00 | 9/19/2011 8:02:30 PM |
Snoopylover | $25.00 | 9/19/2011 8:08:15 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:08 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
528011
This series of Notes was issued and sold upon the funding of the borrower loan #53830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,696 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-beaker |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
miki k
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restless-dime | $200.00 | 9/19/2011 1:43:22 PM |
Interloper | $35.00 | 9/19/2011 2:41:12 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:32:39 PM |
freedom3 | $1,000.00 | 9/20/2011 5:08:14 AM |
suave-dime6 | $25.00 | 9/20/2011 6:26:16 AM |
pfh | $25.00 | 9/20/2011 8:00:09 AM |
DiligentiaLLC | $100.00 | 9/20/2011 10:10:40 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:30 PM |
transformer855 | $25.00 | 9/20/2011 6:50:52 AM |
calimanusa | $30.00 | 9/20/2011 9:06:12 AM |
worth-blanket2 | $3,500.00 | 9/20/2011 5:21:25 PM |
let_me_retire | $10.00 | 9/20/2011 5:44:45 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
528013
This series of Notes was issued and sold upon the funding of the borrower loan #53616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 12% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 6m |
Amount delinquent:
| $4,431 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,010 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| MovinOnUp2 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 86% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 5
( 14% )
| 640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Building Business Slowly But Surely
Purpose of loan:
This loan will be used to...
Purchase computer equipment for my business and consolidate a small amount of debt. My PC is on its last leg and I need a little help maintaining my office equipment so that I can continue working please.
My financial situation:
I am a good candidate for this loan because...
I have had a loan from Prosper before and I never missed a payment. I believe that it's important to repay any loan, but especially Proper patrons. Please know that I appreciate this service and it patrons. Thank you for your help in the past and thanks for the help now Prosper!
Monthly net income: $ 2200.00
Monthly expenses: $ 200.00
Housing: $ 750.00
Insurance: $ 50.00
Car expenses: $ 0
Utilities: $ 165.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 150.00
Other expenses: $ 180.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 9/19/2011 9:02:22 AM |
golffish2 | $25.00 | 9/19/2011 9:04:47 AM |
Dusigrosz | $75.00 | 9/19/2011 9:37:18 AM |
marwadi-62 | $100.00 | 9/19/2011 4:42:59 PM |
suave-dime6 | $25.00 | 9/19/2011 6:16:43 PM |
Mikale360 | $25.00 | 9/20/2011 12:35:24 AM |
pfh | $25.00 | 9/20/2011 7:59:20 AM |
money-baron-Roth401k | $50.98 | 9/20/2011 8:42:30 AM |
wisconsinvestor | $25.00 | 9/20/2011 9:04:04 AM |
worth-blanket2 | $2,700.00 | 9/20/2011 5:20:48 PM |
Kash2010lu | $25.00 | 9/19/2011 9:09:23 AM |
312-Lender | $25.00 | 9/19/2011 9:11:56 AM |
MoneyForNothing | $31.62 | 9/19/2011 9:26:08 AM |
jhouman | $50.00 | 9/19/2011 10:07:04 AM |
glroark | $50.00 | 9/19/2011 11:38:26 AM |
mennleo | $25.00 | 9/19/2011 12:49:25 PM |
trumpeter5 | $50.00 | 9/19/2011 4:41:13 PM |
Jack55304 | $200.00 | 9/19/2011 5:12:32 PM |
icanhasloanz | $100.00 | 9/19/2011 9:37:52 PM |
GElender | $25.00 | 9/20/2011 7:24:10 AM |
heaven75 | $85.00 | 9/20/2011 9:28:53 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:31 PM |
engaging-repayment8 | $25.00 | 9/20/2011 5:18:50 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
528017
This series of Notes was issued and sold upon the funding of the borrower loan #53836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,742 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| 47forgotten |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral expenses and back taxes
Purpose of loan: back taxes and funeral expenses
This loan will be used to...pay off funeral expenses from 3 family members who died all within a 6 month period and back taxes
My financial situation:
I am a good candidate for this loan because...I have a steady income, I just need to cover these extras
Monthly net income: 3,445.00$ Monthly expenses: 2305.00
Housing: $727.00
Insurance: $210.62
Car expenses: $252.00
Utilities: $160.00
Phone, cable, internet: $175.00
Food, entertainment: $500.00 month
Clothing, household expenses: $?
Credit cards and other loans: $280.00 Other expenses Gas 120.00 month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 9/22/2011 5:10:22 PM |
well-rounded-payout0 | $50.00 | 9/22/2011 5:17:51 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:10 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:07 PM |
ursus | $42.00 | 9/23/2011 9:07:48 AM |
worth-blanket2 | $2,800.00 | 9/23/2011 9:19:54 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
528037
This series of Notes was issued and sold upon the funding of the borrower loan #53625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 21y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,172 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-stronghold1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
Principal balance:
| $1,450.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
ANIMAL RESCUE NEEDS HELP
Purpose of loan:
This is a plea to all animal lovers out there. My family and I work with animal rescue, assisting animals that are homeless, sick, injured, abused, etc. This labor of love is funded solely by my family. Recently, we have had some very expensive veterinary bills. We need your assistance to help payoff these vet bills and to assist more animals.
My financial situation:
I am a good candidate for this loan because I have lived at the same address for the last 37 years, and I've worked for the same employer for over 21 years. I have paid off multiple loans in the past. I am a Tax Auditor for the Dept of Revenue to pay the bills, but my family's passion is our love for animals.
Monthly net income: $2314
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 9/19/2011 9:02:29 AM |
Jack55304 | $200.00 | 9/19/2011 9:10:11 AM |
well-rounded-payout0 | $50.00 | 9/19/2011 9:14:23 AM |
DiligentiaLLC | $150.00 | 9/19/2011 9:36:19 AM |
vigilance-searcher | $25.00 | 9/19/2011 9:54:34 AM |
Whipster | $60.00 | 9/19/2011 11:23:29 AM |
FinanceEngine | $35.00 | 9/19/2011 11:14:31 AM |
newest-generous-income | $25.00 | 9/19/2011 1:08:36 PM |
green-trade-dolphin | $25.00 | 9/19/2011 2:15:58 PM |
mennleo | $25.00 | 9/19/2011 12:51:30 PM |
Moe87 | $25.00 | 9/19/2011 2:52:34 PM |
transaction-edifice4 | $25.00 | 9/19/2011 1:08:05 PM |
brainy-greenback481 | $50.00 | 9/19/2011 3:39:34 PM |
wesleyan | $50.00 | 9/19/2011 4:45:49 PM |
trumpeter5 | $25.00 | 9/19/2011 4:38:33 PM |
bid-stockpiler1 | $100.00 | 9/19/2011 5:47:12 PM |
suave-dime6 | $25.00 | 9/19/2011 6:15:50 PM |
newest-power-banker | $40.00 | 9/19/2011 7:47:04 PM |
NekHoldings | $25.00 | 9/19/2011 7:30:46 PM |
Wangchuk | $25.00 | 9/19/2011 7:49:41 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:24:52 PM |
rupee-universe | $25.00 | 9/19/2011 7:29:53 PM |
heaven75 | $84.81 | 9/19/2011 8:33:36 PM |
Kash2010lu | $25.00 | 9/19/2011 9:06:02 AM |
Free-the-usa-1776 | $25.00 | 9/19/2011 9:25:30 AM |
CA-Lender | $25.00 | 9/19/2011 9:17:42 AM |
Dusigrosz | $50.00 | 9/19/2011 9:40:48 AM |
platinum-boss2 | $25.00 | 9/19/2011 10:26:49 AM |
chameleon125 | $25.00 | 9/19/2011 10:59:35 AM |
hillerod | $25.19 | 9/19/2011 1:08:08 PM |
shawnw2 | $300.00 | 9/19/2011 3:19:42 PM |
wonder3 | $30.00 | 9/19/2011 4:22:52 PM |
worldly-gold | $50.00 | 9/19/2011 4:58:05 PM |
tnjohnso | $25.00 | 9/19/2011 4:33:33 PM |
nickel-hickory | $25.00 | 9/19/2011 5:41:26 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:56 PM |
irrelevant | $25.00 | 9/19/2011 7:05:16 PM |
heroic-vigilance1 | $25.00 | 9/19/2011 7:37:05 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
528087
This series of Notes was issued and sold upon the funding of the borrower loan #53564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $164.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $482 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| historic-nickel |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
740-759
(Aug-2010)
|
Principal balance:
| $546.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Wedding
Purpose of loan:
My fiancee and I are financing our own wedding and honeymoon. We've saved $35k over the last year, and just need a little extra for cushion in case we go over budget. This is my second prosper loan; the first was to help finance the engagement ring (one more payment, never late).
My financial situation:
I am a good candidate for this loan because I have a stable, well paid job with a big four accounting firm. I also just received a 15% raise, which will be effective starting October 1, 2011.
My financial situation:
Monthly income after taxes and 401k withholding: $6,600
(above does not contemplate 15% raise)
Rent: $1600
Cable/ internet: $100
Car insurance: $100
Student loans: $350
Dining/ groceries: $900
Other/ misc: $750
Available for savings/ loan payments: $2,700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/19/2011 5:07:47 PM |
compoundinterest | $50.00 | 9/19/2011 5:08:00 PM |
houli123 | $100.00 | 9/19/2011 5:51:06 PM |
MarvintheMartian | $55.00 | 9/19/2011 5:17:59 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:58 PM |
patriot897 | $25.00 | 9/19/2011 6:33:35 PM |
luzonct | $100.00 | 9/19/2011 10:15:59 PM |
serene-capital | $30.00 | 9/20/2011 1:26:55 AM |
Dollars4Rent | $25.00 | 9/20/2011 6:48:57 AM |
britgsb | $50.00 | 9/20/2011 7:04:19 AM |
pfh | $25.00 | 9/20/2011 7:59:09 AM |
roux | $25.00 | 9/20/2011 8:23:20 AM |
enthusiastic-balance5 | $100.00 | 9/20/2011 9:09:00 AM |
diablorulz | $50.00 | 9/20/2011 9:41:13 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:44 AM |
wealth-pipeline | $25.00 | 9/20/2011 10:37:21 AM |
RLaumeyer | $30.00 | 9/20/2011 12:34:43 PM |
bill-booster5 | $25.00 | 9/20/2011 6:21:10 PM |
The-Lighthouse-Group | $25.00 | 9/20/2011 6:33:47 PM |
Brattt | $25.00 | 9/20/2011 7:18:22 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:00 PM |
Centerline15 | $25.00 | 9/20/2011 8:36:21 PM |
commerce-yeller | $43.99 | 9/20/2011 7:53:17 PM |
jarf | $25.00 | 9/21/2011 4:12:44 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:51 AM |
liberty-cocktail6 | $100.00 | 9/21/2011 7:12:29 AM |
Leshan | $50.00 | 9/21/2011 7:48:46 AM |
liberty-cocktail6 | $50.00 | 9/21/2011 7:14:53 AM |
marwadi-62 | $100.00 | 9/21/2011 7:39:31 AM |
heerzaquestion | $100.00 | 9/21/2011 8:00:00 AM |
simiray | $50.00 | 9/21/2011 9:41:45 AM |
repaymeplease | $30.00 | 9/21/2011 10:00:24 AM |
TMBank | $30.42 | 9/21/2011 10:07:40 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:34 PM |
compassionate-asset8 | $27.90 | 9/21/2011 12:11:51 PM |
listing-renaissance5 | $350.00 | 9/21/2011 1:11:58 PM |
important-diversification620 | $25.00 | 9/21/2011 2:20:15 PM |
elevated-finance | $25.16 | 9/21/2011 2:13:02 PM |
D911ave | $50.00 | 9/19/2011 5:15:56 PM |
cwegert | $100.00 | 9/19/2011 6:39:34 PM |
green-trade-dolphin2 | $30.00 | 9/19/2011 7:45:22 PM |
vutah | $25.00 | 9/19/2011 8:17:31 PM |
caring-hope2 | $100.00 | 9/19/2011 6:56:29 PM |
indomitable-coin | $25.00 | 9/19/2011 8:43:08 PM |
a-unflappable-finance | $100.00 | 9/19/2011 11:12:35 PM |
Beechturner | $50.00 | 9/20/2011 5:01:12 AM |
blot44 | $25.00 | 9/20/2011 5:20:29 AM |
gentle-gain235 | $200.00 | 9/20/2011 6:40:38 AM |
SolarMoonshine | $25.00 | 9/20/2011 3:39:14 AM |
SOP_Bank | $25.00 | 9/20/2011 6:15:56 AM |
BlessedEveryDay | $35.00 | 9/20/2011 6:51:50 AM |
john0720 | $100.00 | 9/20/2011 7:12:32 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:39 AM |
PXM-Financial | $75.00 | 9/20/2011 9:11:57 AM |
oplender | $25.00 | 9/20/2011 11:32:17 AM |
elvisloans | $25.00 | 9/20/2011 12:50:26 PM |
wellsfrugal | $25.00 | 9/20/2011 11:08:19 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:02 PM |
dsparrow | $25.03 | 9/20/2011 3:06:23 PM |
hidavehi | $50.00 | 9/20/2011 3:55:08 PM |
4Horseman | $50.00 | 9/20/2011 5:52:12 PM |
DannyPhantom | $100.09 | 9/20/2011 9:28:19 PM |
janeybooboo | $100.00 | 9/21/2011 1:37:04 AM |
promise2 | $109.09 | 9/20/2011 9:25:38 PM |
Reddy_Capital | $36.00 | 9/20/2011 10:07:00 PM |
liberty-cocktail6 | $50.00 | 9/21/2011 7:18:04 AM |
Pickmar | $25.00 | 9/21/2011 6:25:33 AM |
bannybucks | $25.00 | 9/21/2011 7:46:40 AM |
Brainworm | $25.00 | 9/21/2011 9:52:33 AM |
crdcteng | $200.00 | 9/21/2011 10:02:22 AM |
mojii77 | $50.00 | 9/21/2011 10:24:02 AM |
fairmaiden | $25.00 | 9/21/2011 12:46:22 PM |
secureincome | $817.32 | 9/21/2011 3:46:09 PM |
grammaspurse | $25.00 | 9/21/2011 3:37:17 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
528089
This series of Notes was issued and sold upon the funding of the borrower loan #53720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
0 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| organized-capital7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
|
Principal balance:
| $1,786.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Consolidate smaller bills
Purpose of loan: I would like to consolidate several debts I have into one monthly payment.
My financial situation:
I am a good candidate for this loan because I have a good job, and have a prior prosper loan that I have consistently paid on time.
Monthly net income: $5635.00
Monthly expenses:
Housing: $1700.00
Insurance: $158.00
Car expenses: $368.00
Utilities: $115.00
Phone, cable, internet: $49.00
Food, entertainment: $220.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $150-200.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 9/19/2011 5:09:23 PM |
MoneyForNothing | $37.52 | 9/19/2011 5:10:25 PM |
AndChicksforFree | $25.07 | 9/19/2011 5:04:35 PM |
RoZu_Lending | $200.00 | 9/19/2011 5:06:00 PM |
papaloha | $206.00 | 9/19/2011 5:19:45 PM |
shawnw2 | $800.00 | 9/19/2011 5:14:31 PM |
restless-dime | $100.00 | 9/19/2011 6:46:45 PM |
heavenly-interest9 | $300.00 | 9/19/2011 5:21:07 PM |
Kash2010lu | $30.00 | 9/19/2011 6:29:15 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:14:10 PM |
deepblue34 | $25.00 | 9/19/2011 7:24:38 PM |
hidavehi | $44.00 | 9/19/2011 7:32:44 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:26:13 PM |
innovator2 | $100.00 | 9/19/2011 8:19:14 PM |
mennleo | $25.00 | 9/19/2011 9:20:03 PM |
pious-benjamins1 | $50.00 | 9/19/2011 9:41:50 PM |
compassion-artisan9 | $50.00 | 9/19/2011 10:41:06 PM |
OldManP | $30.00 | 9/19/2011 8:53:14 PM |
pembull | $25.00 | 9/19/2011 5:02:13 PM |
Dusigrosz | $150.00 | 9/19/2011 5:54:37 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:26:57 PM |
loan-master1 | $25.00 | 9/19/2011 6:06:58 PM |
penguino | $100.00 | 9/19/2011 6:44:23 PM |
DiligentiaLLC | $150.00 | 9/19/2011 6:54:47 PM |
calmfunds | $500.00 | 9/19/2011 8:01:29 PM |
green-trade-dolphin | $30.00 | 9/19/2011 7:47:56 PM |
Rashanir | $25.00 | 9/19/2011 10:04:28 PM |
luzonct | $100.00 | 9/19/2011 10:16:35 PM |
heaven75 | $300.00 | 9/19/2011 8:52:08 PM |
MoneyForNothing | $17.41 | 9/19/2011 10:48:45 PM |
payout-bridge | $300.00 | 9/19/2011 10:48:15 PM |
icanhasloanz | $100.00 | 9/19/2011 9:12:03 PM |
AdamsWay | $30.00 | 9/19/2011 9:59:06 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
528117
This series of Notes was issued and sold upon the funding of the borrower loan #53667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $348.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-terrific-interest |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
|
Principal balance:
| $6,384.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
grandmother
Purpose of loan:
This loan will be used to repair windows and gutters damaged during storm.
My financial situation: good
I am a good candidate for this loan because I.ve made all of my payments in a timely manner.
Monthly net income: $4500.00
Monthly expenses: $2600.00
Housing: $1300.98
Insurance: $n/a
Car expenses: $n/a
Utilities: $225.00
Phone, cable, internet: $153.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1013.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-golden-deal | $25.00 | 9/19/2011 5:16:30 PM |
worthy-bid8 | $50.00 | 9/19/2011 5:07:48 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:00 PM |
DiligentiaLLC | $200.00 | 9/19/2011 7:03:13 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:09 PM |
dthompso | $50.00 | 9/19/2011 9:18:41 PM |
biobulator | $25.00 | 9/19/2011 9:45:24 PM |
falcon88dp | $25.00 | 9/19/2011 11:24:39 PM |
ommcd | $25.00 | 9/20/2011 4:43:55 AM |
GCInvestments | $28.00 | 9/20/2011 12:08:53 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:15 AM |
BlessedEveryDay | $30.00 | 9/20/2011 6:50:43 AM |
orange-preeminant-bill | $25.00 | 9/20/2011 7:08:15 AM |
integrity-doctor | $100.00 | 9/20/2011 7:03:32 AM |
moola-man | $25.00 | 9/20/2011 8:30:07 AM |
valiant-money | $35.00 | 9/20/2011 8:33:32 AM |
heavenly-interest9 | $350.00 | 9/20/2011 9:32:39 AM |
wyogirllender | $25.00 | 9/20/2011 8:53:32 AM |
diablorulz | $50.00 | 9/20/2011 9:41:14 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:40 AM |
finance-force5 | $25.00 | 9/20/2011 11:54:13 AM |
Weaverville | $25.00 | 9/20/2011 10:47:16 AM |
tylerfd | $25.00 | 9/20/2011 1:52:02 PM |
the-kinetic-listing | $25.00 | 9/20/2011 11:26:41 AM |
cvlender | $25.00 | 9/20/2011 2:02:09 PM |
shrewd-income | $100.00 | 9/20/2011 3:14:10 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:24 PM |
lost-money-so-far-on-these | $25.00 | 9/20/2011 5:32:53 PM |
SelectTrustLending | $25.00 | 9/20/2011 5:36:53 PM |
phenomenal-gain5 | $50.00 | 9/20/2011 6:31:02 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:00 PM |
listing-vista | $50.00 | 9/20/2011 8:07:54 PM |
ivadood | $50.00 | 9/20/2011 8:13:12 PM |
social-cocktail1 | $100.00 | 9/20/2011 5:43:40 PM |
grotheik | $25.00 | 9/20/2011 6:21:29 PM |
Easystreet | $25.00 | 9/21/2011 2:18:36 AM |
dime-sapling | $25.00 | 9/20/2011 7:53:55 PM |
diverse-benjamins | $50.00 | 9/20/2011 11:21:53 PM |
grf1945 | $35.00 | 9/21/2011 6:46:21 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:59 AM |
yield-explosion1 | $25.00 | 9/21/2011 4:16:39 AM |
Leshan | $25.00 | 9/21/2011 7:49:41 AM |
adamnash | $25.00 | 9/21/2011 8:31:07 AM |
FinanceEngine | $50.00 | 9/21/2011 8:40:10 AM |
vtrentster | $26.00 | 9/21/2011 6:45:23 AM |
genius520 | $50.00 | 9/21/2011 9:09:08 AM |
nickel-ferret | $50.00 | 9/21/2011 9:10:34 AM |
enthusiastic-balance5 | $100.00 | 9/21/2011 9:10:58 AM |
BxRealtor | $25.00 | 9/21/2011 7:43:24 AM |
Alpha-AssistU | $25.00 | 9/21/2011 9:35:09 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:48 AM |
studious-bonus7 | $51.00 | 9/21/2011 9:08:28 AM |
Wilvara | $25.00 | 9/21/2011 10:06:38 AM |
JLMGroupFunds | $25.00 | 9/21/2011 9:19:01 AM |
ttnk62918 | $25.00 | 9/21/2011 9:49:37 AM |
DHolly | $25.00 | 9/19/2011 5:17:35 PM |
compoundinterest | $25.00 | 9/19/2011 5:08:10 PM |
proud-gold9 | $25.00 | 9/19/2011 6:11:24 PM |
ideal-platinum1 | $25.00 | 9/19/2011 6:13:10 PM |
prohelper | $25.00 | 9/19/2011 5:28:57 PM |
handshake5 | $100.00 | 9/19/2011 5:10:19 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:21:31 PM |
finance-investor3 | $25.00 | 9/19/2011 7:32:43 PM |
Interloper | $25.00 | 9/19/2011 8:44:16 PM |
ah-long | $25.00 | 9/19/2011 10:52:27 PM |
CalBear08 | $25.00 | 9/20/2011 1:25:04 AM |
skuba | $50.00 | 9/20/2011 2:14:52 AM |
mykeystoy | $25.00 | 9/20/2011 5:01:46 AM |
freedom3 | $1,000.00 | 9/20/2011 5:10:08 AM |
golffish2 | $25.00 | 9/20/2011 3:56:26 AM |
return-buddy | $25.00 | 9/20/2011 6:52:16 AM |
treasure-bliss | $25.00 | 9/20/2011 7:01:23 AM |
mlj0671 | $25.00 | 9/20/2011 5:24:29 AM |
loanman2007 | $200.00 | 9/20/2011 5:42:52 AM |
langdonx | $25.00 | 9/20/2011 7:21:25 AM |
chief_wo | $25.00 | 9/20/2011 7:05:21 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:52 AM |
bnlforever | $25.00 | 9/20/2011 7:48:11 AM |
finance-prescription | $100.00 | 9/20/2011 9:08:48 AM |
Investoman | $75.00 | 9/20/2011 9:10:45 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:30 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:27 AM |
mason13a | $50.00 | 9/20/2011 3:46:41 PM |
Herluftrolle | $25.00 | 9/20/2011 5:19:26 PM |
fervent-repayment | $25.00 | 9/20/2011 5:38:50 PM |
genuine-integrity0 | $25.00 | 9/20/2011 6:19:59 PM |
return-seeker85 | $50.00 | 9/20/2011 6:39:56 PM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:27 PM |
silver-fuse | $27.00 | 9/20/2011 8:14:36 PM |
Aaron_Oz | $25.00 | 9/20/2011 8:46:34 PM |
leverage-jalapeno | $50.00 | 9/20/2011 9:23:35 PM |
Natronpee | $25.00 | 9/20/2011 10:08:38 PM |
VAGweilo | $25.00 | 9/20/2011 10:12:51 PM |
myidear | $25.00 | 9/21/2011 2:09:56 AM |
alphaseek | $200.00 | 9/21/2011 3:58:20 AM |
asmithj | $25.00 | 9/21/2011 4:14:51 AM |
Rx-Ace | $116.00 | 9/21/2011 4:39:27 AM |
DoctorJoe | $25.00 | 9/21/2011 5:17:05 AM |
GElender | $25.00 | 9/21/2011 5:41:58 AM |
Pasagam | $25.00 | 9/21/2011 5:51:57 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:22 AM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:16 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:37 AM |
dollar-authority | $75.00 | 9/21/2011 7:19:54 AM |
elegant-loot | $25.00 | 9/21/2011 7:48:32 AM |
goat0 | $50.00 | 9/21/2011 7:51:10 AM |
devoider | $38.95 | 9/21/2011 8:25:24 AM |
ILoveBearHats | $25.44 | 9/21/2011 8:34:39 AM |
ursus | $50.00 | 9/21/2011 9:08:52 AM |
personal-lender | $25.00 | 9/21/2011 9:11:24 AM |
impeccable-note0 | $25.00 | 9/21/2011 8:19:35 AM |
worth-blanket2 | $3,300.00 | 9/21/2011 9:57:21 AM |
crdcteng | $50.00 | 9/21/2011 9:59:14 AM |
MadHun | $200.00 | 9/21/2011 9:10:08 AM |
social-zebra | $22.61 | 9/21/2011 10:07:28 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
528141
This series of Notes was issued and sold upon the funding of the borrower loan #53809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $532 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| obedient-balance2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
goose dream
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3000
Monthly expenses: $
Housing: $1389
Insurance: $90
Car expenses: $50
Utilities: $219
Phone, cable, internet: $246
Food, entertainment: $150
Clothing, household expenses: $40
Credit cards and other loans: $20
Other expenses: $
50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 9/20/2011 5:19:25 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
528153
This series of Notes was issued and sold upon the funding of the borrower loan #53754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 6m |
Amount delinquent:
| $3,947 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| affluence-trumpet |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Web Designer
Purpose of loan:
This loan will be used to purchase a new computer
My financial situation:
I am a good candidate for this loan because I pay my bills on time and the amount is small enough for me to pay off.
Monthly net income: $ 6250
Monthly expenses: $
Housing: $ 1366
Insurance: $ 243
Car expenses: $ 650
Utilities: $40
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/19/2011 5:03:21 PM |
well-rounded-payout0 | $50.00 | 9/19/2011 5:16:09 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:42:55 PM |
kind-credit-bear | $25.00 | 9/21/2011 9:18:25 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:37 PM |
kulender | $50.00 | 9/21/2011 4:37:25 PM |
carrinel | $55.00 | 9/22/2011 11:31:45 AM |
EngineersAlliance | $75.00 | 9/22/2011 5:11:27 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:02 PM |
worth-shower8 | $100.00 | 9/23/2011 8:39:18 AM |
Dubbs360 | $25.00 | 9/23/2011 9:36:13 AM |
income-rocker2 | $25.00 | 9/23/2011 9:57:16 AM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:46 PM |
missing-link | $25.00 | 9/23/2011 4:37:05 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:25 PM |
mrxtravis | $25.00 | 9/24/2011 8:05:50 AM |
newest-generous-income | $25.00 | 9/24/2011 8:07:41 AM |
a-helping-hand | $100.00 | 9/25/2011 2:54:34 PM |
87Marc | $25.00 | 9/25/2011 9:02:56 PM |
abundant-credit6 | $51.45 | 9/26/2011 4:27:26 AM |
bsh297 | $35.00 | 9/26/2011 6:34:31 AM |
secureincome | $506.55 | 9/26/2011 8:35:16 AM |
GS-ROCK | $27.00 | 9/26/2011 7:38:23 AM |
exchange-squirrel | $25.00 | 9/20/2011 7:19:43 AM |
tech310 | $50.00 | 9/21/2011 6:03:22 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:27 AM |
Weaverville | $25.00 | 9/22/2011 4:01:15 PM |
building_community | $25.00 | 9/22/2011 4:42:39 PM |
NolockHolmes | $50.00 | 9/23/2011 9:11:29 PM |
suave-dime6 | $25.00 | 9/24/2011 8:59:40 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:48 PM |
timmsc | $25.00 | 9/24/2011 10:28:32 PM |
periko | $25.00 | 9/24/2011 11:44:56 PM |
impala6464 | $50.00 | 9/25/2011 5:02:09 PM |
coin-sonnet | $100.00 | 9/26/2011 12:37:10 AM |
alphaseek | $200.00 | 9/26/2011 5:08:16 AM |
irrelevant | $25.00 | 9/26/2011 6:05:18 AM |
ColoradoLender82 | $25.00 | 9/26/2011 6:55:20 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
528159
This series of Notes was issued and sold upon the funding of the borrower loan #53685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $131.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 4m |
Amount delinquent:
| $18,628 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,136 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-subtle-pound |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
Principal balance:
| $759.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Need to eliminate debt
Purpose of loan:
This loan will be used to clear off my highest credit card with Chase bank which has an interest rate of close to 30%!! This will take me half as long with a lower interest rate, and I can start saving for a downpayment for a new car.
My financial situation:
I am a good candidate for this loan because, as I already have a smaller loan with Prosper, I have paid diligently every month and have not missed a payment. I have a steady/secure job and no major upcoming financial committments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 9/19/2011 5:15:56 PM |
compoundinterest | $50.00 | 9/19/2011 5:08:01 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:01 PM |
Sarspatula | $25.00 | 9/19/2011 9:12:58 PM |
diablorulz | $50.00 | 9/20/2011 9:41:15 AM |
oplender | $25.00 | 9/20/2011 11:32:18 AM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:35 PM |
jarf | $25.00 | 9/21/2011 4:07:14 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:37 PM |
jescowa | $50.00 | 9/21/2011 6:15:47 PM |
Weaverville | $50.00 | 9/21/2011 9:07:58 PM |
rmpedi33 | $50.00 | 9/21/2011 10:12:41 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:46 PM |
awwaww | $30.00 | 9/22/2011 4:33:08 PM |
five-star-note | $35.00 | 9/22/2011 6:19:58 PM |
Kaj | $40.00 | 9/22/2011 7:02:35 PM |
Sneezie | $100.00 | 9/23/2011 8:03:27 AM |
salala | $25.00 | 9/23/2011 10:45:29 AM |
rcm87 | $100.00 | 9/23/2011 11:12:07 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:41 AM |
Realty24 | $50.00 | 9/23/2011 12:17:15 PM |
marwadi-62 | $100.00 | 9/23/2011 3:09:24 PM |
CreditBuilder2 | $50.00 | 9/23/2011 3:49:49 PM |
leverage-accelerator | $31.65 | 9/23/2011 3:17:55 PM |
GoldenGo4 | $50.00 | 9/23/2011 3:27:34 PM |
letsmakeitsuccessful | $48.35 | 9/23/2011 4:33:54 PM |
gilbrear | $25.00 | 9/23/2011 4:04:02 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:26:02 PM |
market-mesh | $25.00 | 9/23/2011 4:29:59 PM |
indomitable-coin | $25.00 | 9/19/2011 8:43:09 PM |
green-trade-dolphin2 | $25.00 | 9/19/2011 7:43:18 PM |
a-unflappable-finance | $100.00 | 9/19/2011 11:12:37 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:04 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:01 PM |
boylezz | $25.00 | 9/21/2011 9:58:19 AM |
mr55262 | $25.00 | 9/21/2011 4:36:55 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:26:15 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:14 PM |
top-epic-community | $100.00 | 9/22/2011 5:46:00 PM |
ALANGREANSPAN | $50.00 | 9/23/2011 6:15:18 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:55 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:03:07 AM |
basis-gazer0 | $100.00 | 9/23/2011 1:00:52 PM |
credit-socrates648 | $1,500.00 | 9/23/2011 2:06:14 PM |
wlm3012 | $30.00 | 9/23/2011 2:46:46 PM |
tolerant-balance7 | $25.00 | 9/23/2011 2:38:13 PM |
myduck | $50.00 | 9/23/2011 4:11:07 PM |
payout-flag6 | $100.00 | 9/23/2011 4:05:40 PM |
BabyLender | $25.00 | 9/23/2011 4:31:41 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
528173
This series of Notes was issued and sold upon the funding of the borrower loan #53650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,770 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| persimmon0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
My Action Plan
Purpose of loan: Debt Consolidation
This loan will be used to... Reduce my monthly expenses and pay of my debt faster.
My financial situation: Very good
I am a good candidate for this loan because... I have a proven record with Prosper.
Monthly net income: $5349
Monthly expenses: $500
Housing: $1120
Insurance: $67
Car expenses: $370
Utilities: $150
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $475
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 9/19/2011 5:12:33 PM |
Kash2010lu | $25.00 | 9/19/2011 6:36:03 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:01 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:52:02 PM |
heaven75 | $170.00 | 9/19/2011 9:49:17 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:35 AM |
SolarMoonshine | $25.00 | 9/20/2011 3:37:50 AM |
heaven75 | $130.00 | 9/20/2011 9:36:27 AM |
kulender | $100.00 | 9/20/2011 10:46:52 AM |
worth-blanket2 | $8,800.00 | 9/20/2011 5:19:54 PM |
DiligentiaLLC | $200.00 | 9/19/2011 7:03:50 PM |
golffish2 | $25.00 | 9/20/2011 3:58:10 AM |
ommcd | $25.00 | 9/20/2011 4:43:55 AM |
genuine-dime | $100.00 | 9/20/2011 4:48:53 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:45 AM |
handy-justice | $100.00 | 9/20/2011 10:41:21 AM |
the-kinetic-listing | $25.00 | 9/20/2011 11:26:41 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:34 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
528175
This series of Notes was issued and sold upon the funding of the borrower loan #53767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 82% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,459 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| 2sweetsisters |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hansel & Gretel
Purpose of loan:
This loan will be used to...as start up capital to purchase inventory, building renovations, and website creation for online shopping.
My financial situation:
I am a good candidate for this loan because...My credit score shows that I pay my bills on time and every month. I have a partner who has valued experience in business and Her husband is my accountant. We have a unique vision for the theme of the store.
Monthly net income: $Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: Clothing, household expenses: Credit cards and other loans: $Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/19/2011 6:49:02 PM |
kulender | $100.00 | 9/20/2011 10:46:53 AM |
Dubbs360 | $100.00 | 9/21/2011 8:00:22 AM |
diplomatic-wealth7 | $25.00 | 9/21/2011 9:18:38 AM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:54 PM |
ursus | $50.00 | 9/21/2011 5:08:47 PM |
tech310 | $50.00 | 9/21/2011 6:02:09 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:49 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:28 AM |
building_community | $25.00 | 9/22/2011 4:43:15 PM |
gotjack | $25.00 | 9/22/2011 5:16:41 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:26 PM |
worth-blanket2 | $7,700.00 | 9/23/2011 5:31:07 PM |
DiligentiaLLC | $25.00 | 9/20/2011 12:29:38 PM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:34 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:38 PM |
Weaverville | $25.00 | 9/21/2011 9:09:15 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:03 PM |
cattlebaron | $53.71 | 9/22/2011 7:02:46 PM |
profit-powerplant | $25.00 | 9/22/2011 6:42:33 PM |
missing-link | $25.00 | 9/23/2011 4:37:05 PM |
shawnw2 | $71.29 | 9/23/2011 5:48:33 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
528195
This series of Notes was issued and sold upon the funding of the borrower loan #53845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1974 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $123,339 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cozy-treasure3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Home Improvements
Purpose of loan:
This loan will be used to make some final improvements on my vacation home.
My financial situation: is excellent
I am a good candidate for this loan because as my credit report will verify I pay all my bills on time and have always believe in that
Monthly net income: $ 9400
Monthly expenses: $ 1100
Housing: $ 2800
Insurance: $ 200
Car expenses: $ 600
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 2200
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/20/2011 4:01:02 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:39 PM |
kulender | $50.00 | 9/21/2011 4:37:25 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:16:53 PM |
platinum-platoon | $25.00 | 9/22/2011 4:42:07 PM |
Weaverville | $25.00 | 9/22/2011 4:01:15 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:03 PM |
zorg77 | $50.00 | 9/22/2011 5:56:18 PM |
CatbirdBanking | $25.00 | 9/22/2011 8:12:11 PM |
adaptable-capital | $250.00 | 9/22/2011 8:04:02 PM |
ddog0224 | $50.00 | 9/23/2011 3:54:58 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:55 AM |
the-hope-workhorse | $50.00 | 9/23/2011 10:01:12 AM |
mg6619 | $25.00 | 9/23/2011 11:20:51 AM |
HotStreak | $25.00 | 9/24/2011 11:43:11 PM |
a-helping-hand | $100.00 | 9/25/2011 3:02:40 PM |
rate-sceptre | $25.00 | 9/25/2011 9:39:36 PM |
coin-sonnet | $100.00 | 9/26/2011 12:37:12 AM |
alphaseek | $200.00 | 9/26/2011 5:08:17 AM |
progressive-treasure1 | $25.00 | 9/26/2011 9:39:11 AM |
money-baron-roth-IRA | $50.00 | 9/26/2011 9:34:52 AM |
shawnw2 | $100.00 | 9/26/2011 10:05:29 AM |
moola-accelerator6 | $25.00 | 9/26/2011 10:18:52 AM |
bluestarman08 | $25.86 | 9/26/2011 10:16:10 AM |
the-credit-proton | $25.00 | 9/26/2011 10:42:13 AM |
gentle-gain235 | $50.00 | 9/26/2011 10:56:31 AM |
Gladglide | $75.00 | 9/26/2011 11:21:06 AM |
Dubbs360 | $100.00 | 9/26/2011 11:56:49 AM |
handy-justice | $50.00 | 9/26/2011 12:49:43 PM |
nilonc1 | $25.00 | 9/26/2011 1:09:47 PM |
suave-dime6 | $25.00 | 9/26/2011 1:43:11 PM |
helping-out | $35.00 | 9/26/2011 2:22:57 PM |
terrific-p2ploan | $25.00 | 9/26/2011 2:38:52 PM |
ingenious-interest1 | $50.00 | 9/26/2011 4:15:32 PM |
leeball | $100.00 | 9/26/2011 3:14:37 PM |
fervent-repayment | $25.00 | 9/26/2011 3:56:53 PM |
Madmigel | $50.00 | 9/26/2011 5:58:10 PM |
simiray | $25.00 | 9/26/2011 4:47:21 PM |
investment-comet | $25.00 | 9/26/2011 6:42:05 PM |
fizicks06 | $239.41 | 9/26/2011 5:48:55 PM |
orderly-wampum | $55.00 | 9/26/2011 6:51:29 PM |
macgeek | $50.00 | 9/26/2011 5:56:10 PM |
quest0 | $50.00 | 9/26/2011 6:48:52 PM |
WMY-Investor | $100.00 | 9/26/2011 7:15:11 PM |
bsmtloan | $100.00 | 9/26/2011 8:52:34 PM |
Socorro_Capital_Partners | $25.01 | 9/26/2011 9:37:07 PM |
debtfreenow-82 | $50.00 | 9/26/2011 9:48:04 PM |
dignified-marketplace5 | $100.00 | 9/26/2011 8:27:09 PM |
calimanusa | $25.30 | 9/26/2011 8:15:04 PM |
Kselr | $28.85 | 9/27/2011 1:34:27 AM |
gtheone | $50.00 | 9/26/2011 10:48:15 PM |
benefit-boots | $25.00 | 9/26/2011 11:54:11 PM |
sturdy-peace9 | $100.00 | 9/26/2011 10:39:56 PM |
IIP77 | $25.00 | 9/27/2011 5:57:34 AM |
loanman2007 | $25.00 | 9/27/2011 5:22:39 AM |
AndChicksforFree | $25.07 | 9/27/2011 6:22:08 AM |
melodious-openness | $50.00 | 9/27/2011 5:50:23 AM |
enchanted-truth264 | $25.00 | 9/27/2011 7:42:30 AM |
GElender | $25.00 | 9/27/2011 5:57:10 AM |
VJ_Financial | $26.30 | 9/27/2011 7:46:51 AM |
buffalobills | $25.00 | 9/27/2011 7:48:36 AM |
impeccable-note0 | $25.00 | 9/27/2011 6:15:55 AM |
green-trade-dolphin | $50.00 | 9/27/2011 6:24:14 AM |
flwah | $25.00 | 9/27/2011 6:30:56 AM |
otto1939 | $51.00 | 9/27/2011 8:06:02 AM |
Isanpankki | $50.00 | 9/27/2011 8:44:25 AM |
tomdooley12520 | $25.00 | 9/27/2011 8:25:42 AM |
JattsBank | $25.00 | 9/27/2011 8:26:45 AM |
doomsday18 | $25.00 | 9/27/2011 8:28:45 AM |
Wyatte | $30.00 | 9/27/2011 8:38:01 AM |
wealth-fighter3 | $25.00 | 9/27/2011 8:45:54 AM |
coin-popcorn | $25.00 | 9/27/2011 8:39:11 AM |
economy-caper9 | $25.00 | 9/27/2011 9:18:46 AM |
EretzCapital | $45.02 | 9/27/2011 9:34:26 AM |
jules3304 | $25.00 | 9/27/2011 9:40:33 AM |
Red-Bull-One | $25.00 | 9/27/2011 9:20:12 AM |
ore-didgeridoo | $22.24 | 9/27/2011 9:49:05 AM |
MartialKid81 | $25.41 | 9/27/2011 9:26:50 AM |
vutah | $25.00 | 9/20/2011 7:19:14 AM |
saxaphone6 | $25.00 | 9/21/2011 4:33:33 PM |
tech310 | $50.00 | 9/21/2011 6:00:56 PM |
sweetlan | $25.00 | 9/21/2011 6:21:38 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:28 AM |
payout-bridge | $25.00 | 9/22/2011 7:07:15 PM |
treasure-hunter270 | $25.00 | 9/23/2011 7:25:40 AM |
let_me_retire | $25.00 | 9/23/2011 9:27:08 AM |
gotjack | $25.00 | 9/23/2011 4:48:42 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:26 PM |
InChicago | $50.00 | 9/24/2011 10:29:36 AM |
PXM-Financial | $35.00 | 9/25/2011 8:54:48 PM |
money-baron-roth-IRA | $25.00 | 9/26/2011 9:34:43 AM |
Zeenos | $25.00 | 9/26/2011 9:46:30 AM |
openness-confidant | $33.52 | 9/26/2011 10:15:07 AM |
CA-Lender | $75.00 | 9/26/2011 10:28:32 AM |
CreditBuilder2 | $25.00 | 9/26/2011 10:44:06 AM |
moola-monger9 | $50.00 | 9/26/2011 11:19:42 AM |
careful-vigilance4 | $50.00 | 9/26/2011 11:19:34 AM |
agalt | $100.00 | 9/26/2011 11:58:26 AM |
asset-sprout | $25.00 | 9/26/2011 11:31:18 AM |
rebeldog67 | $25.00 | 9/26/2011 11:35:28 AM |
natural-point1 | $25.00 | 9/26/2011 11:46:48 AM |
jojofrankie | $34.02 | 9/26/2011 12:17:17 PM |
340 | $25.00 | 9/26/2011 12:37:29 PM |
supreme-hope | $25.00 | 9/26/2011 1:47:41 PM |
blissful-finance7 | $30.10 | 9/26/2011 3:02:14 PM |
Something-Corporate | $25.00 | 9/26/2011 3:33:07 PM |
supersarah61 | $50.00 | 9/26/2011 4:41:14 PM |
green-vibrant-platinum | $50.00 | 9/26/2011 4:37:23 PM |
worthy-bid8 | $50.00 | 9/26/2011 5:07:21 PM |
bassman46 | $108.69 | 9/26/2011 5:36:39 PM |
neutrino6 | $25.00 | 9/26/2011 6:18:44 PM |
youngster50 | $25.00 | 9/26/2011 6:19:42 PM |
IASKGOD | $25.00 | 9/26/2011 6:52:42 PM |
Pitufo | $25.00 | 9/26/2011 7:00:30 PM |
newest-power-banker | $60.16 | 9/26/2011 7:39:50 PM |
evergreen16 | $50.00 | 9/26/2011 8:16:50 PM |
Rogelio48 | $30.00 | 9/26/2011 8:10:43 PM |
paulpk | $206.08 | 9/26/2011 8:39:13 PM |
draggon77 | $25.00 | 9/26/2011 8:59:21 PM |
Dodgehuh | $254.96 | 9/26/2011 11:08:31 PM |
Hotrod52 | $28.88 | 9/26/2011 11:16:58 PM |
brondero | $44.00 | 9/27/2011 3:12:49 AM |
lucrative-reward | $100.00 | 9/26/2011 10:14:04 PM |
pfh | $25.00 | 9/27/2011 5:51:21 AM |
irrelevant | $25.00 | 9/27/2011 6:05:26 AM |
bmw2 | $47.00 | 9/27/2011 6:47:51 AM |
power-cell6 | $25.00 | 9/27/2011 6:50:38 AM |
natural-platinum | $100.00 | 9/27/2011 7:05:19 AM |
periko | $27.09 | 9/27/2011 6:50:37 AM |
ingenious-interest096 | $25.00 | 9/27/2011 7:54:31 AM |
dollar-authority | $50.00 | 9/27/2011 7:54:45 AM |
well-mannered-income3 | $30.00 | 9/27/2011 6:32:57 AM |
octoberfresh | $25.00 | 9/27/2011 7:39:58 AM |
DiligentiaLLC | $75.00 | 9/27/2011 7:11:48 AM |
The-Lighthouse-Group | $25.00 | 9/27/2011 8:44:13 AM |
marelojay | $200.00 | 9/27/2011 8:08:35 AM |
john0720 | $50.00 | 9/27/2011 7:26:56 AM |
handy-point5 | $25.00 | 9/27/2011 7:33:37 AM |
bradfid | $25.00 | 9/27/2011 8:31:46 AM |
Bob450 | $25.03 | 9/27/2011 7:53:27 AM |
baker31 | $39.00 | 9/27/2011 8:52:39 AM |
radiant-wealth0 | $50.00 | 9/27/2011 9:04:16 AM |
bsmtloan | $25.00 | 9/27/2011 9:36:51 AM |
Runegeld | $25.00 | 9/27/2011 9:38:51 AM |
wwwUniversal | $25.00 | 9/27/2011 9:18:12 AM |
flow115 | $97.00 | 9/27/2011 9:48:39 AM |
payout-bridge | $75.00 | 9/27/2011 9:12:06 AM |
contract-bopper | $50.00 | 9/27/2011 9:45:21 AM |
148 Investments
|
Borrower Payment Dependent Notes Series
528199
This series of Notes was issued and sold upon the funding of the borrower loan #53664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,365 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| IM4AU |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
Principal balance:
| $5,374.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Paying off medical bills & co-pays
Purpose of loan:
This loan will be used to... pay off medical bills and co-pays placed on a credit card
My financial situation: I'm employed full-time with a secure job
I am a good candidate for this loan because... I am determined to end my use of credit cards and save in order to plan for unfortunate events.
Monthly net income: $2667
Monthly expenses: $2460
Housing: $800
Insurance: $100
Car expenses: $ none
Utilities: $60
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $50
Credit cards and other loans: $1200
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $25.00 | 9/19/2011 5:08:11 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:04 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:10 PM |
skuba | $50.00 | 9/20/2011 2:14:53 AM |
GCInvestments | $28.00 | 9/20/2011 12:08:55 AM |
return-buddy | $25.00 | 9/20/2011 6:52:17 AM |
treasure-bliss | $25.00 | 9/20/2011 7:01:24 AM |
bnlforever | $25.00 | 9/20/2011 7:48:11 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:53 AM |
worthy-bid8 | $32.00 | 9/20/2011 9:06:45 AM |
Whipster | $40.00 | 9/20/2011 9:05:48 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:41 AM |
wonder3 | $35.00 | 9/20/2011 6:26:36 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:02 PM |
dime-sapling | $25.00 | 9/20/2011 7:51:49 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:17 AM |
Pasagam | $25.00 | 9/21/2011 5:51:58 AM |
orange-preeminant-bill | $25.00 | 9/21/2011 5:56:43 AM |
adamnash | $25.00 | 9/21/2011 8:31:08 AM |
handshake5 | $100.00 | 9/21/2011 9:10:20 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:49 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:38 AM |
kriegs | $100.00 | 9/21/2011 12:37:15 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:26 PM |
helping-out | $25.00 | 9/21/2011 1:40:57 PM |
proud-gold9 | $25.00 | 9/21/2011 4:04:17 PM |
shrewd-income | $100.00 | 9/21/2011 4:36:37 PM |
bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:24 PM |
Investor_DP | $100.00 | 9/21/2011 5:06:04 PM |
finance-prescription | $100.00 | 9/21/2011 5:10:10 PM |
tech310 | $50.00 | 9/21/2011 6:02:09 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:20 PM |
principal-flow9 | $25.00 | 9/21/2011 8:59:19 PM |
Zane314 | $150.00 | 9/21/2011 8:20:29 PM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:03 PM |
WindyKid | $50.00 | 9/22/2011 4:06:23 AM |
american-investor | $50.00 | 9/22/2011 4:22:46 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:25 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:06 AM |
five-star-justice | $25.00 | 9/22/2011 8:21:16 AM |
nickel-ferret | $50.00 | 9/22/2011 9:09:57 AM |
worth-blanket2 | $5,000.00 | 9/22/2011 9:12:36 AM |
DiligentiaLLC | $200.00 | 9/19/2011 7:04:52 PM |
dthompso | $50.00 | 9/19/2011 9:18:42 PM |
mykeystoy | $25.00 | 9/20/2011 4:59:16 AM |
langdonx | $25.00 | 9/20/2011 7:21:26 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:16 AM |
diablorulz | $50.00 | 9/20/2011 9:41:16 AM |
Weaverville | $25.00 | 9/20/2011 10:47:17 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:29 AM |
mason13a | $50.00 | 9/20/2011 3:46:42 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:25 PM |
social-cocktail1 | $100.00 | 9/20/2011 5:43:41 PM |
ivadood | $50.00 | 9/20/2011 8:13:12 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:59 AM |
listing-vista | $50.00 | 9/20/2011 8:07:55 PM |
new-social-economist | $30.00 | 9/21/2011 12:03:27 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:38 AM |
Zoramite | $25.00 | 9/21/2011 8:02:45 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:23 AM |
Investoman | $67.00 | 9/21/2011 9:13:06 AM |
ndhookman | $25.00 | 9/21/2011 10:36:53 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:48 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:19 AM |
nickel-position | $25.00 | 9/21/2011 1:19:34 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:39 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:51 PM |
fervent-repayment | $25.00 | 9/21/2011 4:41:32 PM |
ursus | $50.00 | 9/21/2011 5:08:47 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:33 PM |
kbodendorf | $25.00 | 9/21/2011 9:14:55 PM |
pfh | $25.00 | 9/22/2011 5:18:17 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:44 AM |
divedude | $25.00 | 9/22/2011 8:14:03 AM |
prohelper | $50.00 | 9/22/2011 8:27:23 AM |
gothampark | $25.00 | 9/22/2011 7:29:31 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
528203
This series of Notes was issued and sold upon the funding of the borrower loan #53796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 42% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
12 | Length of status: | 22y 4m |
Amount delinquent:
| $546 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,827 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| miwright |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
640-659
(Oct-2010)
620-639
(Feb-2010)
600-619
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Pay Off Bills Due To New A/C Unit
Purpose of loan:
This loan will be used to...I recently had my A/C go out in my house and had to put that on a credit card. I also need the A/C coils cleaned inside the house which is another $500.
I am a good candidate for this loan because...I never paid any of my Prosper loan payments late.
Monthly net income: $4816
Housing: $500
Insurance: $135
Car expenses: $700
Utilities: $250
Phone, cable, internet: $270
redit cards and other loans: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/20/2011 9:08:18 AM |
Dusigrosz | $150.00 | 9/20/2011 9:01:56 AM |
glroark | $100.00 | 9/20/2011 10:33:34 AM |
chameleon125 | $25.00 | 9/20/2011 2:16:41 PM |
proper-revenue7 | $25.00 | 9/20/2011 2:32:13 PM |
SecondChanceLendingSERV | $29.89 | 9/20/2011 2:31:00 PM |
Mikale360 | $25.00 | 9/20/2011 5:11:48 PM |
worth-blanket2 | $3,100.00 | 9/20/2011 5:20:57 PM |
golffish2 | $25.00 | 9/20/2011 9:08:55 AM |
MoneyForNothing | $33.46 | 9/20/2011 9:13:19 AM |
undaunted-agreement | $25.00 | 9/20/2011 4:32:29 PM |
marwadi-62 | $501.00 | 9/20/2011 2:53:27 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
528207
This series of Notes was issued and sold upon the funding of the borrower loan #53592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,795 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| leadbelly138 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 2
( 6% )
| 640-659
(Jun-2010)
620-639
(Mar-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Lightning Killed my Computer
Purpose of loan:
This loan will be used to buy a computer. I am a teacher, small business owner, writer, and musician. I use my computer hours a day. The other day we had a storm and the lightning that hit my local transformer was powerful enough to blow through my surge protector. I have been forced to borrow an outdated computer from work to write, but I am unable to do many of things I need to do for my business (independent publisher) and work on my music. I need a new computer quite badly.
My financial situation:
I am a great candidate because I have improved my credit rating over the years; I have paid off one loan with prosper; and I have a steady job with a contract.
I could get a credit card, but I'd prefer to deal with people! Please help me get back on track!
I thank you for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/20/2011 9:07:03 AM |
D911ave | $50.00 | 9/20/2011 9:15:19 AM |
MarvintheMartian | $55.00 | 9/20/2011 9:23:06 AM |
high-five544 | $25.00 | 9/20/2011 9:43:20 AM |
kinetic-social | $25.00 | 9/20/2011 11:13:48 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:05 PM |
dudebrah | $25.00 | 9/20/2011 7:00:57 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:02 PM |
Biazza | $25.00 | 9/20/2011 7:51:09 PM |
first-class-gold0 | $141.45 | 9/20/2011 9:15:59 PM |
colorfulgardener | $25.00 | 9/21/2011 2:02:10 AM |
chekat | $25.00 | 9/21/2011 4:33:49 AM |
ALANGREANSPAN | $50.00 | 9/21/2011 7:21:16 AM |
GoGalt | $50.00 | 9/21/2011 8:23:34 AM |
johnyv40 | $36.00 | 9/21/2011 8:28:47 AM |
damage | $25.00 | 9/21/2011 8:44:18 AM |
the-loyalty-wildebeest | $56.00 | 9/21/2011 7:00:20 AM |
kinetic-social | $25.00 | 9/21/2011 10:19:20 AM |
UD3230 | $33.93 | 9/21/2011 10:11:56 AM |
simiray | $25.00 | 9/21/2011 9:41:04 AM |
listing-reformation8 | $25.00 | 9/21/2011 11:37:58 AM |
vutah | $25.00 | 9/21/2011 12:27:47 PM |
gavinsp | $25.00 | 9/21/2011 12:24:56 PM |
Danylostefan | $25.00 | 9/20/2011 9:30:38 AM |
green-trade-dolphin2 | $25.00 | 9/20/2011 9:28:45 AM |
currency-excellency0 | $100.00 | 9/20/2011 9:01:29 AM |
diablorulz | $50.00 | 9/20/2011 9:41:18 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:45 AM |
MicroLender357 | $25.00 | 9/20/2011 10:12:24 AM |
janus_god | $30.00 | 9/20/2011 10:43:13 AM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:58 AM |
oplender | $25.00 | 9/20/2011 11:32:20 AM |
indomitable-coin | $25.00 | 9/20/2011 5:01:41 PM |
Bank42 | $60.90 | 9/20/2011 3:09:11 PM |
first-lovely-dollar | $50.00 | 9/20/2011 5:41:42 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:10 PM |
yield-hut | $30.00 | 9/21/2011 4:01:52 AM |
tomdooley12520 | $25.00 | 9/21/2011 2:01:51 AM |
liberty-cocktail6 | $25.00 | 9/21/2011 7:08:16 AM |
elvisloans | $25.00 | 9/21/2011 4:36:00 AM |
Danylostefan | $25.00 | 9/21/2011 7:21:09 AM |
javelin0 | $25.00 | 9/21/2011 5:23:45 AM |
RJN | $36.48 | 9/21/2011 7:55:44 AM |
credit-investor5 | $50.00 | 9/21/2011 8:08:51 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:43 PM |
ansky127 | $36.50 | 9/21/2011 11:30:01 AM |
money-blossom110 | $33.74 | 9/21/2011 12:41:07 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
528209
This series of Notes was issued and sold upon the funding of the borrower loan #53541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $1,700 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| impressive-income1 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
Principal balance:
| $798.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1800.00
Monthly expenses: $ 1350.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/20/2011 9:09:40 AM |
Jack55304 | $200.00 | 9/20/2011 5:11:48 PM |
vtrentster | $25.00 | 9/20/2011 7:04:52 PM |
tnjohnso | $25.00 | 9/20/2011 11:35:10 PM |
dime-sapling | $25.00 | 9/20/2011 7:51:49 PM |
worth-blanket2 | $2,200.00 | 9/21/2011 9:56:07 AM |
well-rounded-payout0 | $50.00 | 9/20/2011 9:15:32 AM |
transaction-circuit | $50.00 | 9/20/2011 9:49:28 AM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:10 PM |
dudebrah | $25.00 | 9/20/2011 7:01:15 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:03 PM |
shrewd-income | $25.00 | 9/20/2011 7:08:33 PM |
skip6330 | $29.77 | 9/20/2011 9:15:56 PM |
CoolPlexer | $25.00 | 9/20/2011 8:58:42 PM |
Kash2010lu | $25.00 | 9/20/2011 6:57:05 PM |
riveting-credit5 | $42.90 | 9/20/2011 11:31:05 PM |
DoctorJoe | $25.00 | 9/21/2011 5:19:39 AM |
GElender | $25.00 | 9/21/2011 5:44:06 AM |
kind-credit-bear | $25.00 | 9/21/2011 9:18:27 AM |
nickel-hickory | $27.33 | 9/21/2011 9:58:38 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
528229
This series of Notes was issued and sold upon the funding of the borrower loan #53663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 11m |
Amount delinquent:
| $872 |
Total credit lines:
| 33 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,669 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| makingaliving2 |
Borrower's state:
| California |
Borrower's group:
| Ebay Sellers |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
680-699
(Mar-2010)
580-599
(Mar-2007)
|
Principal balance:
| $1,669.89 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Consolidate credit card debt
Purpose of loan:
This will be my third Prosper loan. Since my first loan I have been able to accomplish quite a few of my financial goals which enabled me to pay off my car, improve my credit rating and purchase my first home. This loan would be to consolidate a few high interest loans in favor of a Prosper loan, which is much better all around.
My financial situation:
I am a good candidate for this loan because as a result of Prosper my recent credit history has improved greatly and my payment history has been spotless for a number of years.
Monthly net income: $3200.00
Housing: $1250.00
Insurance: $120.00
Car expenses: $100.00
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $425.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jhouman | $50.00 | 9/19/2011 5:09:23 PM |
MoneyForNothing | $144.02 | 9/19/2011 5:04:56 PM |
RoZu_Lending | $1,000.00 | 9/19/2011 5:02:31 PM |
Making_Money | $200.00 | 9/19/2011 5:03:20 PM |
Kash2010lu | $25.00 | 9/19/2011 5:43:26 PM |
fascinating-generosity3 | $200.00 | 9/19/2011 5:56:56 PM |
shawnw2 | $35.00 | 9/19/2011 5:16:54 PM |
suave-dime6 | $25.00 | 9/19/2011 6:16:31 PM |
NekHoldings | $25.00 | 9/19/2011 7:42:05 PM |
sweety075 | $25.00 | 9/19/2011 9:04:12 PM |
green-trade-dolphin | $30.00 | 9/19/2011 7:49:05 PM |
icanhasloanz | $300.00 | 9/19/2011 9:31:56 PM |
Mikale360 | $25.00 | 9/20/2011 12:36:31 AM |
loanman2007 | $200.00 | 9/20/2011 6:10:44 AM |
chameleon125 | $50.00 | 9/20/2011 6:48:35 AM |
Janick | $25.32 | 9/20/2011 7:13:45 AM |
unequivocal-fund7 | $25.00 | 9/20/2011 7:04:25 AM |
well-mannered-income3 | $60.00 | 9/20/2011 7:19:56 AM |
Bob450 | $25.00 | 9/20/2011 10:00:07 AM |
myutmost | $25.00 | 9/20/2011 12:51:59 PM |
shrewd-income | $200.00 | 9/20/2011 3:10:51 PM |
Jack55304 | $200.00 | 9/20/2011 5:11:47 PM |
312-Lender | $25.00 | 9/19/2011 5:14:39 PM |
loan-master1 | $25.00 | 9/19/2011 6:08:57 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:42:19 PM |
Dusigrosz | $150.00 | 9/19/2011 5:49:04 PM |
innovator2 | $67.15 | 9/19/2011 8:21:42 PM |
heaven75 | $250.00 | 9/19/2011 9:38:29 PM |
luzonct | $100.00 | 9/19/2011 10:25:20 PM |
Moe87 | $26.23 | 9/20/2011 3:40:43 AM |
Socorro_Capital_Partners | $25.01 | 9/20/2011 12:34:38 AM |
wodude | $25.00 | 9/20/2011 6:04:25 AM |
thankful-nickel2 | $50.00 | 9/20/2011 2:17:52 AM |
golffish2 | $25.00 | 9/20/2011 3:47:35 AM |
a-reasonable-return | $25.00 | 9/20/2011 7:22:52 AM |
pfh | $25.00 | 9/20/2011 7:52:49 AM |
InChicago | $100.00 | 9/20/2011 9:23:35 AM |
heaven75 | $50.00 | 9/20/2011 9:29:45 AM |
handy-justice | $100.00 | 9/20/2011 10:39:18 AM |
platinum-boss2 | $25.00 | 9/20/2011 12:07:32 PM |
marinbb | $100.00 | 9/20/2011 3:21:42 PM |
trumpeter5 | $50.00 | 9/20/2011 3:31:41 PM |
worth-blanket2 | $3,500.00 | 9/20/2011 5:21:24 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
528305
This series of Notes was issued and sold upon the funding of the borrower loan #53587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 61% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $165,639 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-understanding-market |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fall 2011
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: stable
I am a good candidate for this loan because... no payment delinquencies
Monthly net income: $ 7000
Monthly expenses: $3500
Housing: $1200
Insurance: $200
Car expenses: $0
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/20/2011 9:05:47 AM |
credit-kahuna | $50.00 | 9/20/2011 10:00:35 AM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:59 AM |
diablorulz | $50.00 | 9/20/2011 9:41:20 AM |
kulender | $100.00 | 9/20/2011 10:46:55 AM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:37 PM |
worth-blanket2 | $14,500.00 | 9/20/2011 5:20:13 PM |
compoundinterest | $50.00 | 9/20/2011 9:07:05 AM |
oplender | $25.00 | 9/20/2011 11:32:21 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
528317
This series of Notes was issued and sold upon the funding of the borrower loan #53742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $62.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 8% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,246 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-circuitry |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
740-759
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Payoff high interest credit cards
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I have an excellent credit history and make prompt payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/20/2011 5:01:43 PM |
compoundinterest | $50.00 | 9/20/2011 5:07:51 PM |
ski bum | $100.00 | 9/20/2011 5:11:36 PM |
dpfl55 | $25.00 | 9/20/2011 5:27:55 PM |
penguino | $100.00 | 9/20/2011 6:13:12 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:15 PM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:38 PM |
MarvintheMartian | $65.00 | 9/20/2011 5:15:42 PM |
D911ave | $50.00 | 9/20/2011 5:16:08 PM |
baseballfan111 | $50.00 | 9/20/2011 7:07:31 PM |
cashhelp | $50.00 | 9/20/2011 5:41:36 PM |
lending401 | $25.00 | 9/20/2011 9:39:17 PM |
QuantumLobster | $25.00 | 9/21/2011 3:12:00 AM |
Centerline15 | $25.00 | 9/20/2011 8:36:21 PM |
cwegert | $55.15 | 9/20/2011 8:56:03 PM |
nickel-ferret | $50.00 | 9/20/2011 5:09:47 PM |
ALFLoan | $25.00 | 9/20/2011 5:55:31 PM |
mrpowers5531 | $25.00 | 9/20/2011 5:56:08 PM |
RainMakers | $25.00 | 9/20/2011 6:02:29 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:04 PM |
Mad_Scientist | $55.00 | 9/20/2011 7:23:15 PM |
ready-agreement5 | $196.81 | 9/20/2011 8:03:52 PM |
sisepuede | $25.00 | 9/20/2011 8:30:19 PM |
credit-guard5 | $25.00 | 9/20/2011 8:00:10 PM |
SCD | $25.00 | 9/20/2011 8:15:10 PM |
arbor1 | $25.00 | 9/20/2011 9:29:01 PM |
whistledicksmith | $25.00 | 9/20/2011 10:49:40 PM |
FRC64 | $50.00 | 9/20/2011 7:26:02 PM |
wild-orange | $553.04 | 9/21/2011 3:39:40 AM |
direct-social3 | $50.00 | 9/21/2011 1:30:10 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:47:00 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
528323
This series of Notes was issued and sold upon the funding of the borrower loan #53659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 16y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,094 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-balance |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off debt.
Purpose of loan: To pay off credit debt
This loan will be used to...consolidate some debt to ease my mind
My financial situation: good and even better if I pay off some of this credit debt. My husband was unemployed for 1 year and a half and had to use credit cards. My husband and I keep are accounts separate, but have a house money pot.
I am a good candidate for this loan because...I can pay this back by Oct 16 2011
Monthly net income: $3000
Monthly expenses: $
Housing: $1440
Insurance: $
Car expenses: $ My car is paid off
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.07 | 9/20/2011 5:20:54 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:16 PM |
cttarheel | $25.00 | 9/20/2011 5:26:25 PM |
golffish2 | $25.00 | 9/21/2011 10:17:56 AM |
worth-blanket2 | $6,800.00 | 9/21/2011 9:56:47 AM |
DiligentiaLLC | $49.93 | 9/21/2011 10:19:17 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:39 AM |
leverage-monger | $25.00 | 9/21/2011 7:21:48 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
528349
This series of Notes was issued and sold upon the funding of the borrower loan #53723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $77,760 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-sturdy-rupee |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Account capital
Purpose of loan:
This loan will be used to increase available capital for trading account. I have been successfully trading the market for almost 3 years but with minimal capital. I am a day trader, but my income comes from contract computer programming.
My financial situation:
I am a good candidate for this loan because I have a history of paying on time and have good money management skills. The high balance-to-limit ratios on my credit cards are because I asked for the limits so I would stop spending on credit.
Please note that my spouse's income contributes to our monthly expenses; the numbers below are my income and my portion of the expenses.
Monthly net income: $4200
Monthly expenses: $4020
Housing: $1300
Insurance: $700
Car expenses: $0
Utilities: $250
Phone, cable, internet: $115
Food, entertainment: $400
Clothing, household expenses: $255
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $32.00 | 9/24/2011 10:57:11 AM |
AlternativeCashFlow | $25.00 | 9/20/2011 7:25:14 PM |
leverage-monger | $25.00 | 9/21/2011 7:23:54 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:50 PM |
diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:08 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:16:57 PM |
tech310 | $50.00 | 9/21/2011 6:06:55 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:06 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:56 AM |
radforj22 | $25.00 | 9/23/2011 5:00:52 PM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:46 PM |
CA-Lender | $50.00 | 9/23/2011 5:48:34 PM |
the-hope-workhorse | $50.00 | 9/23/2011 6:01:54 PM |
cerebral-dollar773 | $50.00 | 9/23/2011 7:07:35 PM |
jono9999 | $27.44 | 9/23/2011 10:00:50 PM |
Binan | $25.00 | 9/23/2011 9:23:23 PM |
palace2 | $100.80 | 9/24/2011 5:14:02 AM |
treasure-bliss | $25.00 | 9/24/2011 4:33:37 AM |
foothillender | $25.00 | 9/24/2011 7:50:39 AM |
bmbanzai | $25.00 | 9/24/2011 6:01:33 AM |
silver-buckeye | $25.00 | 9/24/2011 8:41:15 AM |
2bnforlife | $25.00 | 9/24/2011 8:38:53 AM |
nickel-position | $25.00 | 9/24/2011 9:50:28 AM |
thankful-nickel2 | $25.00 | 9/24/2011 9:55:05 AM |
dynamic-money271 | $50.00 | 9/24/2011 11:39:42 AM |
crippledcircus | $75.00 | 9/24/2011 1:02:15 PM |
Corellia | $50.00 | 9/24/2011 12:22:24 PM |
Pitufo | $25.00 | 9/24/2011 2:49:21 PM |
riveting-credit5 | $100.00 | 9/24/2011 2:32:51 PM |
credit-fox3 | $25.00 | 9/24/2011 3:01:21 PM |
klend4 | $44.57 | 9/24/2011 4:07:34 PM |
BARNAPAS | $25.00 | 9/24/2011 6:58:29 PM |
Falcon60 | $100.00 | 9/24/2011 4:54:55 PM |
Lubava | $25.80 | 9/24/2011 7:32:01 PM |
lucrative-reward | $100.00 | 9/25/2011 4:36:43 AM |
HotStreak | $64.00 | 9/24/2011 11:54:59 PM |
octoberfresh | $25.00 | 9/25/2011 7:14:29 AM |
Kaj | $30.00 | 9/25/2011 3:53:20 AM |
q4golf | $50.00 | 9/25/2011 4:36:15 AM |
alphaseek | $200.00 | 9/25/2011 5:25:39 AM |
QuantumLobster | $30.00 | 9/25/2011 5:37:23 AM |
liberty-point | $26.18 | 9/25/2011 9:39:20 AM |
SRK_FROM_WA | $30.55 | 9/25/2011 9:49:53 AM |
greenkid | $25.00 | 9/25/2011 7:50:56 AM |
a-helping-hand | $1,000.00 | 9/25/2011 10:16:18 AM |
grf1945 | $30.00 | 9/25/2011 8:18:10 AM |
crw1950 | $25.00 | 9/25/2011 8:43:32 AM |
vest_vortex | $25.00 | 9/25/2011 10:27:59 AM |
rate-sceptre | $40.69 | 9/25/2011 10:44:20 AM |
unequaled-ore | $25.00 | 9/25/2011 11:20:09 AM |
bsmtloan | $100.00 | 9/25/2011 9:59:47 AM |
msh345 | $25.00 | 9/25/2011 11:49:45 AM |
treasure-hunter270 | $25.00 | 9/25/2011 12:11:09 PM |
kind-credit-bear | $25.86 | 9/25/2011 10:25:57 AM |
deal-marauder6 | $29.32 | 9/25/2011 10:44:05 AM |
rakey | $25.01 | 9/25/2011 12:32:40 PM |
green-trade-dolphin | $30.00 | 9/25/2011 1:10:57 PM |
beest | $62.95 | 9/25/2011 1:28:34 PM |
x32248 | $25.00 | 9/25/2011 2:13:22 PM |
West_End_Local | $25.00 | 9/25/2011 2:33:19 PM |
neutrino6 | $27.40 | 9/25/2011 3:28:13 PM |
mike279766 | $58.00 | 9/25/2011 3:23:31 PM |
p2ploan-charmer | $25.00 | 9/25/2011 4:06:33 PM |
Speedfreak | $25.00 | 9/25/2011 4:37:48 PM |
loyaltyologist | $30.24 | 9/25/2011 7:33:45 PM |
Zuzu | $26.28 | 9/25/2011 4:50:52 PM |
bid-stockpiler1 | $50.00 | 9/25/2011 5:03:29 PM |
luann199 | $39.25 | 9/25/2011 6:07:15 PM |
orbital-dollar2 | $26.08 | 9/25/2011 6:11:36 PM |
worldly-gold | $100.00 | 9/25/2011 7:27:29 PM |
thrifty-capital | $21.38 | 9/25/2011 7:36:37 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:14 PM |
ursus | $50.00 | 9/21/2011 5:08:51 PM |
Weaverville | $25.00 | 9/21/2011 9:09:17 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:33 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:12 AM |
3613925 | $25.00 | 9/22/2011 5:18:54 PM |
mlj0671 | $25.00 | 9/23/2011 6:07:34 AM |
kulender | $100.00 | 9/23/2011 2:37:37 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:22:42 PM |
Megaton | $25.00 | 9/23/2011 4:05:49 PM |
shawnw2 | $200.00 | 9/23/2011 4:22:17 PM |
master648 | $119.36 | 9/23/2011 4:47:08 PM |
gotjack | $25.00 | 9/23/2011 4:48:43 PM |
handy-justice | $100.00 | 9/23/2011 5:07:19 PM |
Yomain | $50.00 | 9/23/2011 5:32:29 PM |
openness-confidant | $40.00 | 9/23/2011 7:49:43 PM |
Something-Corporate | $25.00 | 9/23/2011 7:02:06 PM |
IIP77 | $25.00 | 9/23/2011 8:01:09 PM |
payout-bridge | $50.00 | 9/23/2011 7:28:11 PM |
Bob450 | $25.03 | 9/23/2011 10:15:29 PM |
setUup | $27.30 | 9/24/2011 12:25:09 AM |
ddog0224 | $114.29 | 9/24/2011 2:16:34 AM |
red-active-note | $48.50 | 9/24/2011 2:22:55 AM |
trumpeter5 | $37.00 | 9/24/2011 6:24:04 AM |
investment-artist | $26.02 | 9/24/2011 8:14:24 AM |
suave-dime6 | $25.00 | 9/24/2011 8:57:35 AM |
valiant-money | $30.00 | 9/24/2011 8:37:17 AM |
orange-kindness-captain | $90.00 | 9/24/2011 9:14:09 AM |
Peacepower | $50.00 | 9/24/2011 9:48:48 AM |
upbeat-investment9 | $50.00 | 9/24/2011 12:00:40 PM |
danf2201 | $25.00 | 9/24/2011 1:49:12 PM |
on_your_side | $28.13 | 9/24/2011 12:42:51 PM |
deepblue34 | $30.00 | 9/24/2011 4:54:21 PM |
newest-unbeatable-currency | $30.00 | 9/24/2011 4:55:03 PM |
adamdroker | $25.00 | 9/24/2011 9:15:21 PM |
calimanusa | $43.03 | 9/24/2011 9:36:40 PM |
first-serene-credit | $25.00 | 9/24/2011 10:45:40 PM |
Christophe | $25.00 | 9/24/2011 8:19:06 PM |
rate-sceptre | $25.00 | 9/25/2011 2:14:58 AM |
greenkid | $27.34 | 9/25/2011 7:51:49 AM |
spsavage | $25.00 | 9/25/2011 4:32:30 AM |
nebula076 | $100.00 | 9/25/2011 4:44:58 AM |
silver-enlightenment0 | $100.00 | 9/25/2011 7:56:27 AM |
ore-dojo | $25.00 | 9/25/2011 8:38:09 AM |
return-buddy | $50.00 | 9/25/2011 10:45:44 AM |
SRK_FROM_WA | $150.00 | 9/25/2011 9:52:27 AM |
rf7949 | $25.00 | 9/25/2011 11:33:58 AM |
momentous-value | $25.00 | 9/25/2011 12:14:56 PM |
green-inventive-kindness | $32.87 | 9/25/2011 10:38:59 AM |
radforj22 | $25.00 | 9/25/2011 10:47:45 AM |
youngster50 | $25.00 | 9/25/2011 11:14:42 AM |
enriched-truth | $100.00 | 9/25/2011 11:46:47 AM |
investment-comet | $25.00 | 9/25/2011 11:28:31 AM |
tsquared_030 | $50.00 | 9/25/2011 11:47:27 AM |
leverage-monger | $25.00 | 9/25/2011 1:59:18 PM |
listing-vista | $200.00 | 9/25/2011 12:55:36 PM |
excellent-wealth6 | $33.05 | 9/25/2011 1:10:04 PM |
gotjack | $75.00 | 9/25/2011 1:32:48 PM |
cognizant-rupee7 | $25.00 | 9/25/2011 1:37:25 PM |
irrelevant | $25.00 | 9/25/2011 2:05:08 PM |
speedy-point | $25.00 | 9/25/2011 2:15:09 PM |
red-power-pecan | $50.00 | 9/25/2011 3:40:08 PM |
first-class-yield9 | $50.00 | 9/25/2011 3:57:52 PM |
Cybercusp | $25.00 | 9/25/2011 4:21:28 PM |
Rob717171 | $50.00 | 9/25/2011 3:02:51 PM |
NolockHolmes | $50.00 | 9/25/2011 5:07:18 PM |
asset-bugle0 | $25.00 | 9/25/2011 3:48:45 PM |
supersarah61 | $50.00 | 9/25/2011 3:59:27 PM |
cyberie21 | $25.00 | 9/25/2011 6:27:32 PM |
MrMoneyBags | $25.52 | 9/25/2011 4:15:21 PM |
Gibbyland | $100.00 | 9/25/2011 4:41:05 PM |
income-buffalo1 | $150.00 | 9/25/2011 7:06:50 PM |
silver-voyager9 | $25.00 | 9/25/2011 4:52:32 PM |
profit-powerplant | $25.00 | 9/25/2011 5:20:34 PM |
CoyoteJack | $48.76 | 9/25/2011 5:29:35 PM |
Danylostefan | $50.00 | 9/25/2011 7:26:37 PM |
Green-Baron | $25.00 | 9/25/2011 7:26:45 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
528355
This series of Notes was issued and sold upon the funding of the borrower loan #53752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,372 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-trombone2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3600.00
Monthly expenses: $ 2200.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ursus | $50.00 | 9/22/2011 9:08:17 AM |
diplomatic-wealth7 | $25.00 | 9/23/2011 9:16:19 AM |
kind-credit-bear | $25.00 | 9/22/2011 9:17:56 AM |
Weaverville | $25.00 | 9/22/2011 4:01:26 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:00 PM |
worth-blanket2 | $9,875.00 | 9/23/2011 9:20:06 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
528381
This series of Notes was issued and sold upon the funding of the borrower loan #53617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,129 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mommyrealtor79 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
|
Principal balance:
| $4,928.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Keep on reducing debt
Purpose of loan:
This loan will be used to continue to reduce credit card balances.
My financial situation:
I am a good candidate for this loan because... I am earning more than I have in a couple of years, with high expectations that this increase will continue. I applied and received a prosper loan a little over a year ago and have diligently paid it on time (thanks to online banking!)
I've basically eliminated my use of credit cards so no new debt is going on to them, and I am paying MORE than the minimum payments... but the way the interest is figured, it just seems those balances aren't going down fast enough.
This loan would supplement the other prosper loan I have and get me that much closer to my goal of credit card freedom!
Thanks in advance for supporting me in this endeavor.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $25.00 | 9/20/2011 5:01:12 PM |
luzonct | $100.00 | 9/20/2011 5:27:32 PM |
AndChicksforFree | $25.07 | 9/20/2011 5:41:26 PM |
principal-star | $25.00 | 9/20/2011 6:55:27 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:05 PM |
ivadood | $50.00 | 9/20/2011 8:13:13 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:19 PM |
omahajay | $25.00 | 9/20/2011 10:28:30 PM |
dime-sapling | $25.00 | 9/20/2011 7:51:50 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:47:00 AM |
VAGweilo | $25.00 | 9/20/2011 10:12:51 PM |
loanman2007 | $25.00 | 9/21/2011 6:30:30 AM |
DiligentiaLLC | $250.00 | 9/21/2011 7:24:02 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:32 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:39 AM |
pfh | $25.00 | 9/21/2011 9:09:37 AM |
vtrentster | $25.00 | 9/21/2011 8:18:57 AM |
FinanceEngine | $50.00 | 9/21/2011 8:42:47 AM |
valiant-money | $35.00 | 9/21/2011 10:20:44 AM |
NewYorkMoneyMan | $25.00 | 9/21/2011 10:26:33 AM |
finance-investor3 | $25.00 | 9/21/2011 10:28:51 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:48 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:56 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:51 PM |
InvestForWealth | $29.00 | 9/21/2011 2:31:57 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:26 PM |
loss-of-control | $75.00 | 9/21/2011 2:29:14 PM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:39 PM |
compoundinterest | $25.00 | 9/20/2011 5:08:00 PM |
DHolly | $25.00 | 9/20/2011 5:15:25 PM |
Feyenoord | $25.00 | 9/20/2011 8:20:45 PM |
genuine-integrity0 | $25.00 | 9/20/2011 6:22:10 PM |
wkeboarder21 | $100.00 | 9/21/2011 5:09:48 AM |
DoctorJoe | $25.00 | 9/21/2011 5:24:35 AM |
Mikale360 | $25.00 | 9/21/2011 5:45:14 AM |
orange-preeminant-bill | $25.00 | 9/21/2011 5:56:43 AM |
blue-useful-auction | $25.00 | 9/21/2011 6:28:52 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:24 AM |
glroark | $50.00 | 9/21/2011 6:54:48 AM |
SpoonerPhan | $50.00 | 9/21/2011 7:17:47 AM |
bullish2bearish | $25.00 | 9/21/2011 5:21:53 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:19 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:39 AM |
kriegs | $100.00 | 9/21/2011 12:37:16 PM |
nickel-position | $50.00 | 9/21/2011 1:19:35 PM |
MoneyForNothing | $10.93 | 9/21/2011 2:32:56 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
528397
This series of Notes was issued and sold upon the funding of the borrower loan #53740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,130 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 105% | | |
| |
Homeownership:
| No | | |
Screen name:
| goodhearted-commitment8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for car repairs
Purpose of loan:
This loan will be used to...
Pay for unexpected car related repairs.
My financial situation:
I am a good candidate for this loan because...
I have a good history of paying debts on time and consistently and I'm gainfully employed and stable.
Monthly net income: $2000
Monthly expenses: $400
Housing: $0
Insurance: $150
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 9/20/2011 5:03:06 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:19 PM |
favorite-commerce | $25.00 | 9/21/2011 6:14:30 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:57 PM |
DiligentiaLLC | $25.00 | 9/21/2011 3:03:38 PM |
superb-funds335 | $25.00 | 9/21/2011 5:15:07 PM |
Weaverville | $25.00 | 9/21/2011 9:09:19 PM |
Dubbs360 | $100.00 | 9/22/2011 10:36:14 AM |
proper-loot3 | $29.00 | 9/22/2011 5:17:24 PM |
diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:17 PM |
suave-dime6 | $25.00 | 9/22/2011 6:07:05 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:06 PM |
dsgfl1 | $60.00 | 9/23/2011 8:30:39 AM |
bizlending | $241.95 | 9/23/2011 10:59:18 AM |
jubilant-durability9 | $50.00 | 9/23/2011 12:00:21 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:20 PM |
myduck | $30.00 | 9/23/2011 4:12:15 PM |
well-rounded-payout0 | $50.00 | 9/20/2011 5:16:20 PM |
luzonct | $100.00 | 9/20/2011 5:26:10 PM |
1-HARD-HEAD | $25.05 | 9/20/2011 8:16:51 PM |
SolarMoonshine | $25.00 | 9/20/2011 6:38:52 PM |
leverage-monger | $25.00 | 9/21/2011 7:11:10 AM |
golffish2 | $25.00 | 9/21/2011 9:10:15 AM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:01 PM |
ursus | $50.00 | 9/21/2011 5:08:54 PM |
tech310 | $50.00 | 9/21/2011 6:02:11 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:36 AM |
calimanusa | $30.00 | 9/22/2011 4:54:10 PM |
I-Believe-In-You | $32.20 | 9/22/2011 4:35:53 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:11 PM |
LendingPimp | $75.00 | 9/22/2011 11:39:02 PM |
frogperson | $100.00 | 9/23/2011 8:11:05 AM |
worth-shower8 | $100.00 | 9/23/2011 8:38:17 AM |
yu-rik | $200.00 | 9/23/2011 9:27:10 AM |
TackingWindward | $25.00 | 9/23/2011 11:55:35 AM |
transaction-circuit | $50.00 | 9/23/2011 1:07:02 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:15 PM |
TheArtOfLogic | $25.00 | 9/23/2011 1:54:40 PM |
kulender | $100.00 | 9/23/2011 2:37:39 PM |
dudebrah | $25.00 | 9/23/2011 2:44:43 PM |
mammalian4 | $25.00 | 9/23/2011 2:49:36 PM |
gotjack | $25.00 | 9/23/2011 4:48:44 PM |
loss-of-control | $50.00 | 9/23/2011 4:45:36 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
528417
This series of Notes was issued and sold upon the funding of the borrower loan #53557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
17 | Length of status: | 32y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,826 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedicated-fairness0 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
Principal balance:
| $1,256.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Good payment history
Purpose of loan:
This loan will be used to pay some medical bills and do some minor repairs to my vehicle.
My financial situation: I acquired a large amount of debt due to a divorce and putting my child through college but I have been working for two years reducing that debt.
I am a good candidate for this loan because I have been employed as a professional by the same employer for over thirty years. I have another loan with Prosper and have a spotless payment history.
Monthly net income: $4060.00
Monthly expenses: all listed below
Housing: $722.00
Insurance: payroll deducted
Car expenses: $160.00
Utilities: $190.00
Phone, cable, internet: $120.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1200.00 (other debt is payroll deducted directly to my credit union before my net income)
Other expenses: $50 doctor and medication
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $150.00 | 9/21/2011 9:07:06 AM |
janeybooboo | $71.00 | 9/21/2011 9:12:27 AM |
Kash2010lu | $25.00 | 9/21/2011 9:17:28 AM |
hillerod | $25.21 | 9/21/2011 9:24:25 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:47 AM |
ultimate-peace | $250.00 | 9/21/2011 9:03:39 AM |
shawnw2 | $150.00 | 9/21/2011 10:02:58 AM |
heaven75 | $170.00 | 9/21/2011 10:24:49 AM |
Whipster | $80.00 | 9/21/2011 9:17:16 AM |
american-investor | $50.00 | 9/21/2011 10:16:25 AM |
impeccable-ore3 | $25.00 | 9/21/2011 9:28:58 AM |
kinetic-social | $25.00 | 9/21/2011 10:21:07 AM |
credit-missile | $60.00 | 9/21/2011 10:26:45 AM |
thankful-nickel2 | $25.00 | 9/21/2011 11:09:00 AM |
restless-dime | $100.00 | 9/21/2011 9:15:51 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:17:36 AM |
investment-artist | $26.01 | 9/21/2011 9:33:30 AM |
pembull | $25.00 | 9/21/2011 9:01:22 AM |
312-Lender | $25.00 | 9/21/2011 9:07:31 AM |
nickel-hickory | $25.00 | 9/21/2011 9:56:09 AM |
Wangchuk | $25.00 | 9/21/2011 9:07:54 AM |
well-rounded-payout0 | $50.00 | 9/21/2011 9:18:12 AM |
DiligentiaLLC | $250.00 | 9/21/2011 10:15:33 AM |
doomsday18 | $25.00 | 9/21/2011 10:54:23 AM |
wonder3 | $40.00 | 9/21/2011 9:48:11 AM |
Cluvnupe06 | $40.00 | 9/21/2011 9:55:07 AM |
shawnw2 | $100.00 | 9/21/2011 10:04:04 AM |
handy-justice | $100.00 | 9/21/2011 10:30:00 AM |
MoneyForNothing | $12.71 | 9/21/2011 11:09:09 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
528445
This series of Notes was issued and sold upon the funding of the borrower loan #53732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $236.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 27y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,339 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cargo1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 43% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 3
( 43% )
| 600-619
(Jun-2011)
660-679
(Jul-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 14% )
|
Total payments billed:
| 7 | | |
Description
Genco
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I already used prosper and paid off the loan ahead of time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/20/2011 5:15:26 PM |
Kash2010lu | $35.00 | 9/20/2011 5:02:41 PM |
CoolPlexer | $25.00 | 9/20/2011 8:58:43 PM |
amlu1988 | $25.00 | 9/20/2011 8:50:30 PM |
DiligentiaLLC | $50.00 | 9/21/2011 7:26:23 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:59 PM |
shrewd-income | $25.00 | 9/21/2011 4:31:39 PM |
Jack55304 | $200.00 | 9/21/2011 5:11:52 PM |
tech310 | $50.00 | 9/21/2011 6:00:56 PM |
roux | $25.00 | 9/21/2011 8:33:45 PM |
icanhasloanz | $300.00 | 9/21/2011 9:21:43 PM |
1willray | $25.00 | 9/21/2011 11:40:28 PM |
principal-laser | $45.60 | 9/22/2011 5:49:18 AM |
Frover | $35.00 | 9/22/2011 7:27:49 AM |
money-baron-roth-IRA | $50.00 | 9/22/2011 7:47:04 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:37 AM |
Bob450 | $25.00 | 9/22/2011 8:09:51 AM |
green-trade-dolphin | $25.00 | 9/22/2011 10:19:19 AM |
Weaverville | $25.00 | 9/22/2011 4:01:20 PM |
handy-justice | $50.00 | 9/22/2011 6:41:00 PM |
matthewa | $25.00 | 9/22/2011 9:56:58 PM |
red-favorable-basis | $25.00 | 9/22/2011 10:13:47 PM |
jebber007 | $35.00 | 9/23/2011 5:29:02 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:04:58 AM |
engaging-repayment8 | $25.00 | 9/23/2011 10:33:57 AM |
golden-velocity9 | $40.20 | 9/23/2011 10:14:42 AM |
tolerant-balance7 | $25.00 | 9/23/2011 12:51:20 PM |
leball | $25.00 | 9/23/2011 1:05:04 PM |
irrelevant | $25.00 | 9/23/2011 2:05:09 PM |
credit-socrates648 | $992.00 | 9/23/2011 2:20:23 PM |
golffish2 | $50.00 | 9/21/2011 5:11:42 AM |
1stBankAndHal | $25.03 | 9/21/2011 6:35:31 AM |
thankful-nickel2 | $25.00 | 9/21/2011 11:10:34 AM |
StarLending | $25.00 | 9/21/2011 1:16:08 PM |
balance-transformer3 | $25.00 | 9/21/2011 4:11:08 PM |
samdog079 | $1,000.00 | 9/21/2011 1:46:46 PM |
suave-dime6 | $25.00 | 9/21/2011 4:57:55 PM |
Mikale360 | $25.00 | 9/21/2011 2:49:17 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:01 PM |
TWGCJ | $25.00 | 9/21/2011 5:30:00 PM |
adir1 | $25.00 | 9/22/2011 2:06:29 AM |
first-dinero-paladin | $25.00 | 9/22/2011 7:55:14 AM |
FarmersBank | $25.00 | 9/22/2011 7:37:00 AM |
LivingInvestments00 | $33.99 | 9/22/2011 11:35:01 AM |
refined-penny | $25.00 | 9/22/2011 4:35:42 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:11 PM |
yield-cologne | $43.89 | 9/22/2011 5:34:47 PM |
rate-sceptre | $28.62 | 9/22/2011 6:44:34 PM |
108lender | $150.00 | 9/22/2011 6:40:15 PM |
jubilant-durability9 | $25.00 | 9/22/2011 7:57:50 PM |
LendingPimp | $100.00 | 9/22/2011 11:14:28 PM |
onecooldrink | $25.00 | 9/22/2011 11:39:10 PM |
Craigopher | $25.00 | 9/23/2011 3:34:01 AM |
payout-bridge | $75.00 | 9/23/2011 4:21:50 AM |
The-Helper | $30.00 | 9/23/2011 4:29:20 AM |
bsh297 | $26.83 | 9/23/2011 5:25:08 AM |
jebber007 | $40.00 | 9/23/2011 5:29:17 AM |
Christophe | $25.00 | 9/23/2011 7:23:29 AM |
worth-shower8 | $100.00 | 9/23/2011 8:37:19 AM |
pietro_torna_indietro | $25.00 | 9/23/2011 9:13:29 AM |
platinum-czar | $25.00 | 9/23/2011 10:03:47 AM |
moola-tulip1 | $26.00 | 9/23/2011 10:08:13 AM |
SouthernRemarketing | $25.00 | 9/23/2011 12:38:17 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:15 PM |
malomar66 | $62.64 | 9/23/2011 2:15:11 PM |
shawnw2 | $0.20 | 9/23/2011 4:21:34 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
528449
This series of Notes was issued and sold upon the funding of the borrower loan #53626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,811 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lighthsnut |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
760-779
(Jul-2009)
720-739
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
remodeling home
Purpose of loan:
This loan will be used to... remodel and fix up
My financial situation:
I am a good candidate for this loan because... we have used Prosper before and paid off the loan before the end of the term
Monthly net income: $5200
Monthly expenses: $
Housing: $517
Insurance: $178
Car expenses: $600
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $450
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:18:03 AM |
LittleMingo | $30.00 | 9/21/2011 9:02:12 AM |
ultimate-peace | $150.00 | 9/21/2011 9:03:45 AM |
investment-artist | $26.01 | 9/21/2011 9:04:41 AM |
golffish2 | $100.00 | 9/21/2011 9:05:00 AM |
clemclan | $48.00 | 9/21/2011 9:07:50 AM |
compoundinterest | $25.00 | 9/21/2011 9:08:01 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:17:57 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:48 AM |
MoneyForNothing | $74.68 | 9/21/2011 9:48:47 AM |
DHolly | $25.00 | 9/21/2011 9:04:29 AM |
loanman2007 | $125.00 | 9/21/2011 9:13:50 AM |
Whipster | $40.00 | 9/21/2011 9:17:56 AM |
genelinist | $51.00 | 9/21/2011 9:36:30 AM |
worth-blanket2 | $900.00 | 9/21/2011 9:57:15 AM |
Dusigrosz | $100.00 | 9/21/2011 9:05:51 AM |
graceful-investment | $100.00 | 9/21/2011 9:07:06 AM |
nimble-affluence4 | $25.00 | 9/21/2011 9:04:31 AM |
wonder3 | $35.00 | 9/21/2011 9:49:27 AM |
janeybooboo | $100.00 | 9/21/2011 9:03:47 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
528457
This series of Notes was issued and sold upon the funding of the borrower loan #53596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,047 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| texastea007 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2011)
780-799
(Nov-2009)
740-759
(Jul-2009)
760-779
(Aug-2008)
|
Principal balance:
| $5,637.57 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Need to consolidate debt
Purpose of loan: I need to consolidate debt that I have incurred from home repairs and emergency health care costs.
This loan will be used to pay off and consolidate debt from home repairs and healthcare costs
My financial situation: Very stable
I am a good candidate for this loan because I have excellent credit and payment history. I will repay this loan before it comes to term.
Monthly net income: $6,000
Monthly expenses: $
Housing: $2,000
Insurance: $150
Car expenses: $500
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $1,000
Other expenses: $150
Savings: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $74.78 | 9/20/2011 5:07:10 PM |
omegamon1 | $50.00 | 9/20/2011 5:32:42 PM |
luzonct | $100.00 | 9/20/2011 5:37:24 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:21 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:47:01 AM |
dime-sapling | $25.00 | 9/20/2011 8:13:08 PM |
ivadood | $45.00 | 9/20/2011 8:13:13 PM |
golffish2 | $25.00 | 9/21/2011 5:14:36 AM |
SpoonerPhan | $50.00 | 9/21/2011 7:10:16 AM |
FinanceEngine | $50.00 | 9/21/2011 8:48:01 AM |
investment-artist | $26.01 | 9/21/2011 9:08:14 AM |
worth-blanket2 | $13,400.00 | 9/21/2011 9:57:07 AM |
rolltide09 | $25.00 | 9/21/2011 9:18:03 AM |
compoundinterest | $25.00 | 9/20/2011 5:08:01 PM |
genuine-integrity0 | $25.00 | 9/20/2011 6:22:46 PM |
atlas-shrugged | $200.00 | 9/20/2011 10:15:04 PM |
VAGweilo | $100.00 | 9/20/2011 10:12:34 PM |
VAGweilo | $25.00 | 9/20/2011 10:12:51 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:05 PM |
DoctorJoe | $25.00 | 9/21/2011 5:25:08 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:33 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:24 AM |
DiligentiaLLC | $250.00 | 9/21/2011 7:25:23 AM |
GoGalt | $50.00 | 9/21/2011 8:24:58 AM |
graceful-investment | $100.00 | 9/21/2011 9:07:06 AM |
worthy-bid8 | $50.00 | 9/21/2011 9:07:35 AM |
LittleMingo | $30.00 | 9/21/2011 9:41:01 AM |
unconquerable-dedication | $24.21 | 9/21/2011 9:58:36 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
528465
This series of Notes was issued and sold upon the funding of the borrower loan #53653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 8m |
Amount delinquent:
| $5,318 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,868 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-icon |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...to pay off bills.
My financial situation:
I am a good candidate for this loan because...I pay my bills. My credit is good.
Monthly net income: $2700
Monthly expenses: $
Housing: $1050 includes home insurance
Insurance: $ 154 every 6 months for car- averages out to$26 dollars per month
Car expenses: $ 0 car payment, 120 for gas
Utilities: $225.00-This can be lower depending on time of year
Phone, cable, internet: $153.95
Food, entertainment: $250-
Clothing, household expenses: $ 85.-this is not spent each month, but as needed.
Credit cards and other loans: $ 450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 9/21/2011 9:57:44 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
528471
This series of Notes was issued and sold upon the funding of the borrower loan #53618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $615 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-durability-enjoyment |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 95% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 5% )
| 700-719
(Oct-2009)
|
Principal balance:
| $444.70 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Monthly Credit Card Bills and Gas
This will be used to make monthly payments on my credit card bill and for gas.
My financial situation: With full time college at ECPI, I simply do not have enough time to pursue employment. However, I do expect a decent-paying job after earning my B.S. in Electronics Engineering in March of 2012, and currently I receive monthly financial help from my uncle and parents ($300 a week) which I will use to pay off this loan via the appropriate monthly payments. After I graduate in March I plan to pay off this loan completely within 3 months.
I am a good candidate for this loan because I receive enough financial aid from my family to accommodate the monthly payments for this loan and my credit score is good due to my history of making payments on time.
Monthly net income: $1200
Monthly expenses: $500
Gas: $200
Food: $100
Household expenses: $50
Credit cards: $50
Other: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 9/21/2011 9:12:53 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:18:16 AM |
janeybooboo | $50.00 | 9/21/2011 9:08:17 AM |
well-rounded-payout0 | $50.00 | 9/21/2011 9:18:12 AM |
rolltide09 | $25.00 | 9/21/2011 9:18:03 AM |
worth-blanket2 | $2,600.00 | 9/21/2011 9:57:10 AM |
SLN-10 | $50.00 | 9/21/2011 9:31:49 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
528491
This series of Notes was issued and sold upon the funding of the borrower loan #53737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,888 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| magnetic-platinum3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/21/2011 9:07:51 AM |
boylezz | $25.00 | 9/21/2011 9:58:21 AM |
truth-igniter4 | $25.00 | 9/21/2011 12:24:08 PM |
figs4u2 | $100.00 | 9/21/2011 12:15:03 PM |
Mav26 | $80.00 | 9/21/2011 12:16:55 PM |
Weaverville | $50.00 | 9/21/2011 9:08:07 PM |
1800porsche | $25.00 | 9/22/2011 12:58:57 AM |
john0720 | $100.00 | 9/22/2011 1:12:55 AM |
indomitable-coin | $25.00 | 9/22/2011 4:10:48 AM |
weiyinsan | $40.00 | 9/22/2011 1:54:56 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:34:10 PM |
BlessedEveryDay | $30.00 | 9/22/2011 4:25:34 PM |
3_boyz | $100.00 | 9/22/2011 5:43:01 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:31:42 PM |
balance-bliss | $50.00 | 9/23/2011 12:40:33 AM |
LiveNow | $25.00 | 9/23/2011 5:07:02 AM |
subtle-revenue0 | $25.00 | 9/23/2011 7:30:27 AM |
balance-chestnut | $50.00 | 9/23/2011 12:10:01 PM |
DanV | $36.00 | 9/23/2011 1:48:30 PM |
BlessedEveryDay | $35.00 | 9/23/2011 3:39:09 PM |
Chosen-one | $25.00 | 9/23/2011 5:59:39 PM |
NolockHolmes | $50.00 | 9/23/2011 9:15:59 PM |
Lanewest | $50.00 | 9/24/2011 6:45:38 AM |
geekguy | $25.00 | 9/24/2011 6:39:43 AM |
newest-return-wind | $44.84 | 9/24/2011 8:18:51 AM |
enthralling-investment | $100.00 | 9/24/2011 8:43:51 AM |
payout-magician | $25.00 | 9/24/2011 9:01:27 AM |
productive-finance | $25.00 | 9/24/2011 9:30:16 AM |
MGCFINANCIALSERVICES | $25.00 | 9/24/2011 11:42:39 AM |
JustMee | $25.00 | 9/24/2011 12:39:52 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:44:37 PM |
rolltide09 | $25.00 | 9/21/2011 9:12:41 AM |
D911ave | $50.00 | 9/21/2011 9:18:01 AM |
a-unflappable-finance | $100.00 | 9/21/2011 9:37:07 AM |
green-trade-dolphin2 | $25.00 | 9/21/2011 11:21:24 AM |
caring-hope2 | $100.00 | 9/21/2011 10:41:23 AM |
MarvintheMartian | $55.00 | 9/21/2011 11:32:50 AM |
JustMee | $25.00 | 9/21/2011 11:53:00 AM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:57 PM |
dproxima | $25.00 | 9/21/2011 4:21:22 PM |
Bank_Of_XL | $25.00 | 9/21/2011 2:13:56 PM |
oplender | $25.00 | 9/21/2011 4:54:16 PM |
availableloan | $25.00 | 9/21/2011 6:38:12 PM |
jescowa | $50.00 | 9/21/2011 6:15:52 PM |
goodhearted-basis4 | $25.00 | 9/22/2011 1:51:58 AM |
blot44 | $25.00 | 9/22/2011 6:53:10 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:51 PM |
principal-star | $25.00 | 9/22/2011 6:30:27 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:03 PM |
Gordon_Gekko1 | $25.00 | 9/22/2011 7:55:11 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:06 PM |
Brisket_Bob | $50.00 | 9/23/2011 7:09:07 AM |
Money_Hog | $25.00 | 9/23/2011 8:00:47 AM |
Sneezie | $100.00 | 9/23/2011 8:03:31 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:40 AM |
wild-orange | $100.00 | 9/23/2011 10:38:24 AM |
salala | $25.00 | 9/23/2011 10:45:35 AM |
rcm87 | $100.00 | 9/23/2011 11:12:12 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:44 AM |
genelinist | $70.00 | 9/23/2011 12:45:37 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:21 PM |
ready-agreement5 | $91.13 | 9/23/2011 2:38:52 PM |
marwadi-62 | $100.00 | 9/23/2011 3:14:48 PM |
famous-bill | $50.00 | 9/23/2011 3:24:57 PM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:47 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:01 PM |
drluong | $50.00 | 9/23/2011 7:45:41 PM |
myworld701 | $25.00 | 9/24/2011 4:02:49 AM |
Spiv_51 | $25.00 | 9/24/2011 5:11:19 AM |
elvisloans | $25.00 | 9/24/2011 6:07:38 AM |
jpac1066 | $200.00 | 9/24/2011 6:52:23 AM |
Cashman10 | $100.00 | 9/24/2011 8:02:44 AM |
hidavehi | $33.00 | 9/24/2011 9:02:00 AM |
Approved | $75.00 | 9/24/2011 11:50:58 AM |
Rivervale_Westwood | $50.00 | 9/24/2011 11:33:23 AM |
mlpinz | $170.03 | 9/24/2011 1:17:32 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
528519
This series of Notes was issued and sold upon the funding of the borrower loan #53759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 10m |
Amount delinquent:
| $1,381 |
Total credit lines:
| 44 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,070 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-cunning-capital |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...debt
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $1800
Housing: $700
Insurance: $85
Car expenses: $475
Utilities: $300
Phone, cable, internet: $10
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 9/21/2011 5:16:41 PM |
SolarMoonshine | $25.00 | 9/22/2011 3:41:52 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:45 AM |
tech310 | $50.00 | 9/21/2011 6:03:28 PM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:39 AM |
worth-blanket2 | $1,900.00 | 9/22/2011 9:12:38 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
528523
This series of Notes was issued and sold upon the funding of the borrower loan #53681, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $95 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jmart30702 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
660-679
(Oct-2010)
700-719
(Jan-2010)
720-739
(Dec-2009)
|
Principal balance:
| $837.33 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Credit payoff
My financial situation:
I am a good candidate for this loan because...I have a secure job and just got promoted and will be receiving aa bonus at year-end. Also I payoff off one loan early and my other loan was always paid on time.
Monthly net income: $6000
Monthly expenses: $200
Housing: $3600
Insurance: $500
Car expenses: $200
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $126.00 | 9/21/2011 9:04:06 AM |
Milonguero | $100.00 | 9/21/2011 9:06:19 AM |
janeybooboo | $100.00 | 9/21/2011 9:04:57 AM |
Jack55304 | $200.00 | 9/21/2011 9:12:53 AM |
SLN-10 | $50.00 | 9/21/2011 9:30:41 AM |
MoneyForNothing | $38.13 | 9/21/2011 9:51:32 AM |
worth-blanket2 | $3,900.00 | 9/21/2011 9:57:00 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:19:00 AM |
Rain-Taker | $26.10 | 9/21/2011 9:48:57 AM |
rolltide09 | $25.00 | 9/21/2011 9:18:03 AM |
currency-excellency0 | $75.00 | 9/21/2011 9:02:37 AM |
Kash2010lu | $30.00 | 9/21/2011 9:08:32 AM |
loanman2007 | $250.00 | 9/21/2011 9:11:20 AM |
impeccable-ore3 | $25.00 | 9/21/2011 9:26:34 AM |
CA-Lender | $50.00 | 9/21/2011 9:24:43 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
528531
This series of Notes was issued and sold upon the funding of the borrower loan #53700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,219 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-fairness-cell |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reliable in CA
Purpose of loan:
This loan will be used to consolidate some short-term debt I have.
My financial situation: very stable. I have a solid job and live in a 2-income household. My credit is good and I've never had a bankruptcy or foreclosure.
I am a good candidate for this loan because of my good credit, no other bad marks, I am a responsible homeowner and I am reliable.
Monthly net income: $10954.66
Monthly expenses: $7296
Housing: $4775
Insurance: $221
Car expenses: $500
Utilities: $210.00
Phone, cable, internet: $270.00
Food, entertainment: $700
Credit cards and other loans: $620
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $25.00 | 9/21/2011 5:51:40 PM |
Galdis | $25.00 | 9/21/2011 7:14:03 PM |
cash-architect | $25.00 | 9/21/2011 8:09:16 PM |
SolarMoonshine | $25.00 | 9/22/2011 3:41:23 AM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:39 AM |
goodhearted-generosity511 | $25.00 | 9/22/2011 7:05:26 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:54 AM |
ursus | $50.00 | 9/21/2011 5:09:00 PM |
Wangchuk | $30.00 | 9/21/2011 5:09:55 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:04 PM |
favorite-commerce | $25.00 | 9/21/2011 5:51:54 PM |
Weaverville | $25.00 | 9/21/2011 9:09:23 PM |
golffish2 | $25.00 | 9/22/2011 3:56:13 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:45 AM |
worth-blanket2 | $3,300.00 | 9/22/2011 9:13:54 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
528537
This series of Notes was issued and sold upon the funding of the borrower loan #53782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 23y 7m |
Amount delinquent:
| $1,824 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,800 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-tremolo6 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home handyman
Purpose of loan: household repairs
This loan will be used to...repair carport roof
My financial situation: is secure
I am a good candidate for this loan because...I have been with the same employer for 23 years and have been in my home for 25.
Monthly net income: $8800
Monthly expenses: $
Housing: $880
Insurance: $150
Car expenses: $100
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 9/21/2011 5:03:03 PM |
well-rounded-payout0 | $50.00 | 9/21/2011 5:16:41 PM |
tech310 | $50.00 | 9/21/2011 6:02:12 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:05 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:45 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:17 AM |
esander2 | $50.00 | 9/22/2011 7:41:50 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:55 PM |
red-favorable-basis | $25.00 | 9/22/2011 10:20:45 PM |
otto1939 | $101.00 | 9/23/2011 3:20:04 AM |
glenium | $25.00 | 9/23/2011 4:03:49 AM |
worth-shower8 | $100.00 | 9/23/2011 8:37:01 AM |
newest-generous-income | $25.00 | 9/23/2011 8:51:09 AM |
neutrino6 | $25.00 | 9/23/2011 9:08:42 AM |
active-wealth3 | $25.00 | 9/23/2011 9:47:28 AM |
kinetic-social | $25.00 | 9/23/2011 9:51:04 AM |
nickel-hickory | $25.00 | 9/23/2011 9:57:19 AM |
EretzCapital | $71.46 | 9/23/2011 12:02:25 PM |
genelinist | $100.00 | 9/23/2011 12:20:56 PM |
basis-gazer0 | $37.36 | 9/23/2011 1:13:18 PM |
charming-exchange7 | $13.78 | 9/23/2011 1:38:21 PM |
ursus | $50.00 | 9/21/2011 5:09:00 PM |
Galdis | $25.00 | 9/21/2011 7:09:04 PM |
Weaverville | $25.00 | 9/21/2011 9:09:24 PM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:39 AM |
leverage-monger | $25.15 | 9/22/2011 10:14:05 AM |
vigorous-market5 | $100.00 | 9/22/2011 1:15:34 PM |
4mydaughterseducation | $25.00 | 9/22/2011 5:12:24 PM |
proper-loot3 | $29.00 | 9/22/2011 5:13:35 PM |
diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:21 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:17 PM |
pellet | $122.00 | 9/23/2011 12:04:37 AM |
first-dinero-igloo | $25.00 | 9/23/2011 7:40:26 AM |
frogperson | $100.00 | 9/23/2011 8:11:50 AM |
CA-Lender | $25.00 | 9/23/2011 9:02:54 AM |
transaction-circuit | $50.00 | 9/23/2011 1:07:02 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
528565
This series of Notes was issued and sold upon the funding of the borrower loan #53860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 7% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 5
/
7 | Length of status: | 13y 5m |
Amount delinquent:
| $99,979 |
Total credit lines:
| 45 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,264 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 37 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-peaceful-order |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
Principal balance:
| $3,158.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
My loan for home improvement
Purpose of loan: Home repair/improvement
This loan will be used to...make emergency repairs to my rooftop deck, ceiling and walls caused by rain damage.
My financial situation: has been challenged but has stabilized and is improving
I am a good candidate for this loan because...I have the willingness and ability to service it on a monthly basis. In addition, I receive a large annual bonus that will help pay down the loan quickly.
Monthly net income: $15000
Monthly expenses: $12500
Housing: $4000
Insurance: $200
Car expenses: $150
Utilities: $1000
Phone, cable, internet: $400
Food, entertainment: $2500
Clothing, household expenses: $750
Credit cards and other loans: $3000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/21/2011 9:07:10 AM |
worth-blanket2 | $7,500.00 | 9/21/2011 9:56:40 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
528581
This series of Notes was issued and sold upon the funding of the borrower loan #53683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 50% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 33y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,927 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| Lozvin11 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
740-759
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Paying in my way out of debts
Purpose of loan: Paid off high interest credit card
This loan will be used to...paid off debts
My financial situation:loan would be a live saver
I am a good candidate for this loan because..
I paid off last Prosper loan and never missed a payment.
Monthly net income: $2763.25
Monthly expenses: $2300
Housing: $Rent:480.00
Insurance: $Apartment:109.00 once a year
Car expenses: $0
Utilities: $120
Phone, cable, internet: $ Include in rent
Food, entertainment: $80.00 a month
Clothing, household expenses: $20
Credit cards and other loans: $1600
Other expenses: $67.03 Cell phone
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 9/21/2011 5:04:12 PM |
fabulous-community4 | $25.00 | 9/21/2011 5:06:49 PM |
Wangchuk | $35.00 | 9/21/2011 5:08:42 PM |
ursus | $50.00 | 9/21/2011 5:09:01 PM |
well-rounded-payout0 | $50.00 | 9/21/2011 5:16:42 PM |
cashhelp | $60.00 | 9/21/2011 5:04:01 PM |
vtrentster | $25.00 | 9/21/2011 5:39:28 PM |
thankful-nickel2 | $25.00 | 9/21/2011 5:45:22 PM |
sweety075 | $25.00 | 9/21/2011 5:40:28 PM |
Mikale360 | $25.00 | 9/21/2011 6:01:21 PM |
janeybooboo | $50.00 | 9/21/2011 5:13:10 PM |
Kash2010lu | $30.00 | 9/21/2011 6:03:54 PM |
atlas-shrugged | $200.00 | 9/21/2011 6:05:56 PM |
shrewd-income | $75.00 | 9/21/2011 5:50:29 PM |
shawnw2 | $168.31 | 9/21/2011 6:24:29 PM |
tech310 | $50.00 | 9/21/2011 6:02:12 PM |
genuine-integrity0 | $25.00 | 9/21/2011 7:08:38 PM |
NekHoldings | $25.00 | 9/21/2011 7:09:17 PM |
Galdis | $25.00 | 9/21/2011 7:11:55 PM |
Dusigrosz | $100.00 | 9/21/2011 7:28:41 PM |
Christophe | $25.00 | 9/21/2011 7:35:06 PM |
promise2 | $120.93 | 9/21/2011 7:56:59 PM |
wonder3 | $40.00 | 9/21/2011 6:25:29 PM |
Feyenoord | $25.00 | 9/21/2011 8:27:05 PM |
Iwillhuntyoudown | $25.00 | 9/21/2011 8:48:46 PM |
skillful-asset5 | $30.00 | 9/21/2011 9:01:38 PM |
credit-guard5 | $25.00 | 9/21/2011 6:57:22 PM |
pious-benjamins1 | $50.00 | 9/21/2011 9:13:16 PM |
icanhasloanz | $39.56 | 9/21/2011 9:20:06 PM |
amlu1988 | $25.00 | 9/21/2011 8:02:44 PM |
roux | $25.00 | 9/21/2011 8:33:46 PM |
KramericaIndustries | $30.00 | 9/21/2011 9:09:16 PM |
Jack55304 | $200.00 | 9/21/2011 5:11:52 PM |
312-Lender | $25.00 | 9/21/2011 5:13:50 PM |
AndChicksforFree | $107.00 | 9/21/2011 5:16:35 PM |
MoneyForNothing | $48.40 | 9/21/2011 5:02:18 PM |
Whipster | $60.00 | 9/21/2011 5:18:43 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:05 PM |
CA_Lender | $25.00 | 9/21/2011 5:48:09 PM |
favorite-commerce | $35.00 | 9/21/2011 5:50:47 PM |
ethicalhumanist | $75.00 | 9/21/2011 5:53:47 PM |
sensible-fund | $32.13 | 9/21/2011 6:01:08 PM |
mikeandcat | $267.50 | 9/21/2011 7:30:15 PM |
clemclan | $50.90 | 9/21/2011 7:25:17 PM |
CA-Lender | $50.00 | 9/21/2011 6:18:25 PM |
feb217 | $25.00 | 9/21/2011 8:27:08 PM |
tnjohnso | $25.00 | 9/21/2011 8:59:15 PM |
DiligentiaLLC | $275.00 | 9/21/2011 6:54:29 PM |
Bob450 | $25.00 | 9/21/2011 9:12:42 PM |
GrowthAspirations | $40.80 | 9/21/2011 9:15:31 PM |
Weaverville | $25.00 | 9/21/2011 9:09:24 PM |
abovefifty | $29.47 | 9/21/2011 9:19:49 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
528583
This series of Notes was issued and sold upon the funding of the borrower loan #53714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $164.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
23 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,109 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-benefit-miser |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
Principal balance:
| $3,258.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Bill Consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit card bills
My financial situation:
I am a good candidate for this loan because I already have a prosper loan that I have never defaulted on. I also have a high credit rating and pay all of my bills on time -- just trying to get them paid off quicker with lower rates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $55.00 | 9/21/2011 5:06:59 PM |
heerzaquestion | $25.00 | 9/22/2011 6:31:16 AM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:06 PM |
Sneezie | $100.00 | 9/23/2011 8:03:33 AM |
salala | $25.00 | 9/23/2011 10:45:37 AM |
AF-Chief | $50.00 | 9/23/2011 5:25:57 PM |
umfan123 | $25.00 | 9/23/2011 5:26:45 PM |
IIP77 | $25.00 | 9/23/2011 8:05:19 PM |
setUup | $36.30 | 9/24/2011 12:16:55 AM |
IPlayOutsideTheBox | $25.00 | 9/24/2011 4:57:09 AM |
elvisloans | $25.00 | 9/24/2011 6:03:26 AM |
loan-paladin470 | $25.00 | 9/24/2011 5:09:00 AM |
wilmajean | $50.00 | 9/24/2011 4:15:37 AM |
dime-sprout | $25.00 | 9/24/2011 5:49:53 AM |
interstellar | $75.00 | 9/24/2011 5:51:20 AM |
bmbanzai | $25.00 | 9/24/2011 6:03:07 AM |
cash-spinner | $25.00 | 9/24/2011 6:04:10 AM |
dime-smasher5 | $25.00 | 9/24/2011 8:09:27 AM |
crw1950 | $50.00 | 9/24/2011 7:44:56 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:40:02 AM |
beachliving29 | $250.24 | 9/24/2011 10:43:57 AM |
Peacepower | $25.00 | 9/24/2011 9:53:18 AM |
mgking007 | $25.00 | 9/24/2011 11:27:23 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:45:44 PM |
UHcougars | $25.00 | 9/24/2011 12:01:56 PM |
goodhearted-basis4 | $25.00 | 9/24/2011 1:02:57 PM |
Dubbs360 | $100.00 | 9/24/2011 12:24:28 PM |
loan-eagle9 | $25.00 | 9/24/2011 12:50:49 PM |
social-comet224 | $25.00 | 9/24/2011 3:41:41 PM |
handshake52 | $25.00 | 9/24/2011 1:12:37 PM |
misit | $25.00 | 9/24/2011 3:12:17 PM |
danf2201 | $50.00 | 9/24/2011 2:03:50 PM |
Pitufo | $25.00 | 9/24/2011 2:54:43 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:18:24 PM |
bill-booster5 | $25.00 | 9/24/2011 3:15:27 PM |
Ripsaw4U | $50.00 | 9/24/2011 5:11:35 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:23:22 PM |
point-monger5 | $400.00 | 9/24/2011 8:43:26 PM |
rebeldog67 | $25.00 | 9/24/2011 5:14:22 PM |
gentle-gain235 | $100.00 | 9/24/2011 5:57:42 PM |
cardminger | $50.00 | 9/24/2011 6:22:39 PM |
ashinvest | $25.00 | 9/24/2011 5:48:41 PM |
Lubava | $25.00 | 9/24/2011 7:33:34 PM |
MTLoans | $25.00 | 9/24/2011 8:07:46 PM |
timmsc | $25.00 | 9/24/2011 10:08:41 PM |
D911ave | $50.00 | 9/21/2011 5:16:30 PM |
compoundinterest | $50.00 | 9/21/2011 5:07:09 PM |
oplender | $25.00 | 9/21/2011 9:07:00 PM |
Weaverville | $50.00 | 9/21/2011 9:08:10 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 10:15:33 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:53 PM |
five-star-note | $35.00 | 9/22/2011 6:20:00 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:05 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:56 PM |
sri59 | $100.00 | 9/23/2011 6:20:35 AM |
rcm87 | $100.00 | 9/23/2011 11:12:14 AM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:22 PM |
indomitable-coin | $25.00 | 9/23/2011 1:59:18 PM |
marwadi-62 | $100.00 | 9/23/2011 3:10:36 PM |
GoldenGo4 | $50.00 | 9/23/2011 3:30:12 PM |
finance-symphony7 | $100.00 | 9/23/2011 5:57:19 PM |
Kaj | $40.00 | 9/23/2011 5:25:27 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:03 PM |
green-trade-dolphin2 | $25.00 | 9/23/2011 8:15:58 PM |
Binan | $25.00 | 9/23/2011 9:14:02 PM |
engaging-worth | $25.00 | 9/23/2011 8:13:09 PM |
jarf | $25.00 | 9/23/2011 8:20:34 PM |
GCInvestments | $33.00 | 9/23/2011 10:05:08 PM |
janeybooboo | $100.00 | 9/24/2011 5:50:07 AM |
aztocas | $50.00 | 9/24/2011 7:26:22 AM |
SudianX | $25.00 | 9/24/2011 6:24:42 AM |
Cashman10 | $100.00 | 9/24/2011 8:02:45 AM |
productive-finance | $25.00 | 9/24/2011 9:30:17 AM |
2bnforlife | $25.00 | 9/24/2011 8:43:26 AM |
fundstream | $25.00 | 9/24/2011 10:28:46 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:42:17 AM |
colbie | $25.00 | 9/24/2011 11:18:18 AM |
platinum-czar | $25.00 | 9/24/2011 11:15:17 AM |
dynamic-money271 | $75.00 | 9/24/2011 11:41:25 AM |
currency-persimmon | $35.00 | 9/24/2011 11:43:07 AM |
enthusiastic-balance5 | $32.00 | 9/24/2011 12:10:57 PM |
Techne_Funds_LLC | $25.00 | 9/24/2011 2:01:00 PM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:17:43 PM |
refined-gold7 | $25.08 | 9/24/2011 1:41:55 PM |
novice-speculator | $25.00 | 9/24/2011 4:13:23 PM |
riskreward | $250.00 | 9/24/2011 5:29:23 PM |
oneeighty | $25.00 | 9/24/2011 1:49:18 PM |
fallentimbers | $25.00 | 9/24/2011 3:42:23 PM |
shellstar | $25.00 | 9/24/2011 3:54:22 PM |
openness-confidant | $25.00 | 9/24/2011 7:19:32 PM |
active-reward7 | $100.00 | 9/24/2011 3:47:21 PM |
wise-agile-investment | $25.00 | 9/24/2011 8:50:43 PM |
tolerant-balance7 | $25.00 | 9/24/2011 9:09:54 PM |
engrossing-benefit0 | $26.47 | 9/24/2011 7:18:39 PM |
jm88162 | $100.00 | 9/24/2011 8:54:38 PM |
a-helping-hand | $366.90 | 9/24/2011 10:20:52 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
528587
This series of Notes was issued and sold upon the funding of the borrower loan #53571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 47% |
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,987 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| lightning341480 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RJBJ
Purpose of loan: This loan will be used to...My financial situation: I am a good candidate for this loan because...I AM VERY HONEST AND CREDABLEMonthly net income: $2000Monthly expenses: $177-375Housing: $0Insurance: $77Car expenses: $50-100Utilities: $50-75Phone, cable, internet: $OFood, entertainment: $0-100Clothing, household expenses: $0-I00Credit cards and other loans: $Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Wangchuk | $25.00 | 9/21/2011 5:09:00 PM |
ursus | $50.00 | 9/21/2011 5:09:01 PM |
tech310 | $50.00 | 9/21/2011 6:02:13 PM |
favorite-commerce | $25.00 | 9/21/2011 10:28:39 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:55 AM |
Weaverville | $25.00 | 9/21/2011 9:09:24 PM |
wkeboarder21 | $50.00 | 9/22/2011 6:56:48 AM |
worth-blanket2 | $3,800.00 | 9/22/2011 9:13:49 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:47 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
528613
This series of Notes was issued and sold upon the funding of the borrower loan #53833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 45% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,247 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-implementer7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation Loan
Purpose of loan:
This loan will be used to Pay existing credit card balances starting with the smallest balances.
My financial situation:
I am a good candidate for this loan because I have worked for the same company for almost 9 years and have stability in my career, own my own home, married with two children and very stable as a person. I would appreciate the chance to have a fixed (lower) rate than the %29.9 Compound interest rate that my credit cards currently offer.
Monthly net income: $4600
Monthly expenses: $
Housing: $1402.00
Insurance: $85
Car expenses: $605
Utilities: $220 (avg)
Phone, cable, internet: $45
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
This does not include my wife's income since this is a personal loan for myself. Her income is close to being the same, which she splits the expenses with me mostly in half.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ursus | $50.00 | 9/21/2011 5:09:02 PM |
kind-credit-bear | $25.00 | 9/22/2011 9:17:56 AM |
Dubbs360 | $100.00 | 9/22/2011 12:19:56 PM |
diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:22 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:58 PM |
Whipster | $80.00 | 9/23/2011 5:31:58 AM |
Leshan | $25.00 | 9/23/2011 7:07:20 AM |
finance-mushroom | $100.00 | 9/23/2011 9:08:37 AM |
afm | $33.36 | 9/23/2011 7:14:50 PM |
StarshineXL | $250.00 | 9/23/2011 9:05:10 PM |
bullish2bearish | $36.32 | 9/24/2011 5:13:18 AM |
1willray | $25.00 | 9/24/2011 8:37:57 AM |
grotheik | $25.00 | 9/24/2011 8:44:04 AM |
bizlending | $250.00 | 9/24/2011 10:51:52 AM |
Kaj | $30.00 | 9/25/2011 3:53:29 AM |
speedy-point | $25.00 | 9/25/2011 2:15:12 PM |
a-helping-hand | $250.00 | 9/25/2011 3:15:00 PM |
coin-sonnet | $100.00 | 9/26/2011 12:36:00 AM |
finance-prescription | $100.00 | 9/26/2011 9:09:21 AM |
astute-investment5 | $25.00 | 9/26/2011 10:23:02 AM |
bluestarman08 | $26.00 | 9/26/2011 9:57:29 AM |
shawnw2 | $75.00 | 9/26/2011 10:04:56 AM |
CreditBuilder2 | $25.00 | 9/26/2011 10:43:17 AM |
WSTRDG | $25.00 | 9/26/2011 10:47:39 AM |
gentle-gain235 | $100.00 | 9/26/2011 10:55:34 AM |
orbital-gain | $50.00 | 9/26/2011 10:54:41 AM |
rebeldog67 | $25.00 | 9/26/2011 11:39:03 AM |
Gladglide | $25.00 | 9/26/2011 11:19:54 AM |
nilonc1 | $50.00 | 9/26/2011 1:17:31 PM |
agalt | $100.00 | 9/26/2011 11:55:59 AM |
SmartConsolidation | $25.00 | 9/26/2011 1:55:51 PM |
green-vibrant-platinum | $75.00 | 9/26/2011 4:38:18 PM |
Something-Corporate | $25.00 | 9/26/2011 3:31:33 PM |
contract-victor5 | $30.00 | 9/26/2011 4:36:28 PM |
ingenious-interest1 | $50.00 | 9/26/2011 4:14:04 PM |
lucrative-reward | $100.00 | 9/26/2011 6:09:15 PM |
thajr | $25.00 | 9/26/2011 4:56:43 PM |
suave-dime6 | $25.00 | 9/26/2011 5:07:14 PM |
investment-comet | $25.00 | 9/26/2011 6:39:44 PM |
Madmigel | $50.00 | 9/26/2011 5:57:47 PM |
WMY-Investor | $100.00 | 9/26/2011 7:13:29 PM |
wonder3 | $45.00 | 9/26/2011 7:31:30 PM |
thegreatstrafe | $25.00 | 9/26/2011 8:00:15 PM |
Christophe | $25.00 | 9/26/2011 7:05:34 PM |
orderly-wampum | $85.00 | 9/26/2011 7:23:49 PM |
awesome-yield7 | $32.01 | 9/26/2011 7:34:39 PM |
Comoparklender | $25.00 | 9/26/2011 8:31:27 PM |
timmsc | $25.00 | 9/26/2011 8:57:51 PM |
loot-supporter2 | $25.23 | 9/26/2011 8:03:06 PM |
ZLyons | $25.00 | 9/26/2011 8:32:39 PM |
orgy63 | $25.00 | 9/26/2011 9:22:49 PM |
icanhasloanz | $50.00 | 9/26/2011 9:07:29 PM |
debtfreenow-82 | $50.00 | 9/26/2011 9:41:44 PM |
Chill99 | $100.00 | 9/26/2011 9:57:33 PM |
cash-spark3 | $25.00 | 9/27/2011 1:34:19 AM |
Aurumdraco | $25.00 | 9/27/2011 2:22:15 AM |
calimanusa | $30.30 | 9/26/2011 10:56:14 PM |
loanman2007 | $25.00 | 9/27/2011 5:19:41 AM |
ethical-truth211 | $600.00 | 9/27/2011 1:37:45 AM |
golffish2 | $25.00 | 9/27/2011 3:57:22 AM |
bughead | $25.00 | 9/27/2011 2:17:10 AM |
gold-fluffy-bunny4 | $33.00 | 9/27/2011 4:38:34 AM |
GElender | $40.00 | 9/27/2011 5:50:01 AM |
finance-solo | $50.00 | 9/27/2011 5:52:40 AM |
palace2 | $140.57 | 9/27/2011 5:54:13 AM |
IIP77 | $25.00 | 9/27/2011 5:55:53 AM |
GolfPro2006 | $30.00 | 9/27/2011 3:04:55 AM |
Maximum_Investment | $25.03 | 9/27/2011 5:25:25 AM |
discrete-asset | $25.00 | 9/27/2011 4:09:04 AM |
ultimate-dough0 | $38.00 | 9/27/2011 6:25:22 AM |
mad-scientist418 | $28.35 | 9/27/2011 6:30:25 AM |
gotjack | $25.00 | 9/27/2011 6:14:19 AM |
well-mannered-income3 | $40.00 | 9/27/2011 6:30:53 AM |
wizardii | $25.00 | 9/27/2011 5:52:57 AM |
progressive-economy261 | $324.09 | 9/27/2011 6:36:00 AM |
impeccable-note0 | $25.00 | 9/27/2011 6:06:11 AM |
rolltide09 | $25.00 | 9/23/2011 1:47:00 PM |
jjswanso | $50.00 | 9/21/2011 5:13:27 PM |
tech310 | $50.00 | 9/21/2011 6:07:00 PM |
Weaverville | $25.00 | 9/21/2011 9:09:25 PM |
golffish2 | $25.00 | 9/22/2011 4:00:39 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:48 AM |
back-scratchers | $50.00 | 9/22/2011 2:42:36 PM |
heavenly-interest9 | $350.00 | 9/22/2011 8:12:31 PM |
InChicago | $50.00 | 9/23/2011 7:00:20 AM |
blackstar | $25.00 | 9/23/2011 7:08:56 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:58 AM |
frogperson | $100.00 | 9/23/2011 8:12:09 AM |
genelinist | $50.00 | 9/23/2011 12:15:06 PM |
kulender | $100.00 | 9/23/2011 2:37:46 PM |
gotjack | $25.00 | 9/23/2011 4:48:45 PM |
mlj0671 | $25.00 | 9/24/2011 9:56:58 AM |
profit-powerplant | $25.00 | 9/25/2011 5:20:35 PM |
rate-sceptre | $25.00 | 9/25/2011 9:30:08 PM |
alphaseek | $200.00 | 9/26/2011 5:08:34 AM |
enchanted-note | $25.00 | 9/26/2011 9:18:41 AM |
capital-huckleberry | $150.00 | 9/26/2011 9:45:29 AM |
mrack | $25.00 | 9/26/2011 9:54:23 AM |
moola-accelerator6 | $50.00 | 9/26/2011 10:17:41 AM |
forthright-trade | $25.00 | 9/26/2011 10:17:30 AM |
CA-Lender | $75.00 | 9/26/2011 10:27:26 AM |
hitsman | $50.00 | 9/26/2011 11:35:00 AM |
the-credit-proton | $25.00 | 9/26/2011 10:35:27 AM |
leball | $25.00 | 9/26/2011 11:05:09 AM |
moola-monger9 | $50.00 | 9/26/2011 11:11:16 AM |
careful-vigilance4 | $50.00 | 9/26/2011 11:18:31 AM |
red-favorable-basis | $25.00 | 9/26/2011 1:39:02 PM |
jubilant-durability9 | $100.00 | 9/26/2011 11:41:53 AM |
janeybooboo | $100.00 | 9/26/2011 12:08:36 PM |
blissful-finance7 | $25.00 | 9/26/2011 3:01:04 PM |
sgt-schultz | $25.00 | 9/26/2011 3:04:16 PM |
JGB | $340.00 | 9/26/2011 1:35:41 PM |
helping-out | $300.00 | 9/26/2011 2:21:42 PM |
income-buffalo1 | $150.00 | 9/26/2011 4:11:10 PM |
terrific-p2ploan | $25.00 | 9/26/2011 2:39:47 PM |
leeball | $100.00 | 9/26/2011 3:14:41 PM |
csandb | $25.00 | 9/26/2011 4:03:39 PM |
The_dude_01 | $25.00 | 9/26/2011 3:20:52 PM |
Bill88 | $25.00 | 9/26/2011 3:53:11 PM |
vigilance-searcher | $25.00 | 9/26/2011 3:56:15 PM |
susurrus | $25.00 | 9/26/2011 5:24:56 PM |
supersarah61 | $50.00 | 9/26/2011 4:33:54 PM |
refined-return922 | $25.00 | 9/26/2011 4:58:34 PM |
Reliance_Banker | $25.00 | 9/26/2011 6:10:33 PM |
quest0 | $25.00 | 9/26/2011 6:48:15 PM |
bid-stockpiler1 | $100.00 | 9/26/2011 5:48:59 PM |
youngster50 | $25.00 | 9/26/2011 6:18:17 PM |
payout-bridge | $75.00 | 9/26/2011 7:28:14 PM |
Pitufo | $25.00 | 9/26/2011 6:26:41 PM |
rockhound84 | $29.00 | 9/26/2011 8:00:49 PM |
shrewd-income | $100.00 | 9/26/2011 6:54:27 PM |
PXM-Financial | $50.00 | 9/26/2011 9:03:36 PM |
Bob450 | $25.03 | 9/26/2011 8:13:15 PM |
Socorro_Capital_Partners | $25.01 | 9/26/2011 9:36:27 PM |
mammalian4 | $25.00 | 9/26/2011 8:26:59 PM |
tolerant-balance7 | $25.00 | 9/27/2011 1:18:17 AM |
Imaginos1892 | $50.00 | 9/26/2011 10:07:44 PM |
thankful-generosity5 | $25.00 | 9/27/2011 2:34:18 AM |
1traveler | $25.00 | 9/26/2011 9:25:26 PM |
benefit-boots | $25.00 | 9/26/2011 11:54:05 PM |
JaceSpade | $25.00 | 9/27/2011 2:55:29 AM |
nebula076 | $100.00 | 9/27/2011 5:03:16 AM |
artisan369 | $300.00 | 9/26/2011 10:39:00 PM |
loanman2007 | $75.00 | 9/27/2011 5:19:19 AM |
NolockHolmes | $50.00 | 9/27/2011 1:00:39 AM |
Engineer44 | $35.00 | 9/27/2011 1:57:29 AM |
damanq | $25.00 | 9/27/2011 4:36:52 AM |
ultimate-responsibility0 | $25.00 | 9/27/2011 4:55:19 AM |
pfh | $25.00 | 9/27/2011 5:49:53 AM |
nickel-position | $25.00 | 9/27/2011 5:03:12 AM |
cymbal097 | $40.66 | 9/27/2011 6:02:46 AM |
Traderman | $117.97 | 9/27/2011 5:11:12 AM |
irrelevant | $25.00 | 9/27/2011 6:05:17 AM |
spsavage | $25.00 | 9/27/2011 5:16:38 AM |
thrilling-nickel5 | $25.00 | 9/27/2011 4:40:59 AM |
treasure-bliss | $25.00 | 9/27/2011 5:47:49 AM |
goodhearted-gold3 | $25.00 | 9/27/2011 5:31:34 AM |
friendly-principal76 | $25.00 | 9/27/2011 6:15:57 AM |
bmbanzai | $25.00 | 9/27/2011 5:47:45 AM |
AndChicksforFree | $25.07 | 9/27/2011 6:20:59 AM |
green-trade-dolphin | $50.00 | 9/27/2011 6:22:49 AM |
flwah | $25.00 | 9/27/2011 6:29:17 AM |
BigBag | $25.00 | 9/27/2011 6:02:20 AM |
intrepid-loot | $25.00 | 9/27/2011 6:17:04 AM |
164 Investments
|
Borrower Payment Dependent Notes Series
528667
This series of Notes was issued and sold upon the funding of the borrower loan #53658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 2m |
Amount delinquent:
| $1,243 |
Total credit lines:
| 14 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,664 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-miser8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
|
Principal balance:
| $1,982.07 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
lower interest payments
Purpose of loan:
This loan will be used to...pay off a prosper loan with a much higher rate. And also another credit card with monthly fees and a higher rate.
My financial situation:
I am a good candidate for this loan because...I have been an electrician for many years and finally decided to get my electrical license and have been hired on a five year contract on a state contract.
Monthly net income: $4100
Monthly expenses: $
Housing: $811
Insurance: $165
Car expenses: $375
Utilities: $250
Phone, cable, internet: $130
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $325
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
designer_10 | $25.00 | 9/22/2011 9:29:40 PM |
DHolly | $25.00 | 9/22/2011 9:07:19 AM |
compoundinterest | $25.00 | 9/22/2011 9:07:33 AM |
ursus | $50.00 | 9/22/2011 9:08:19 AM |
nickel-alien | $48.00 | 9/22/2011 9:44:18 AM |
Investor_DP | $100.00 | 9/22/2011 9:06:17 AM |
new-social-economist | $50.00 | 9/22/2011 10:18:14 AM |
AndChicksforFree | $25.07 | 9/22/2011 10:22:37 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:41 AM |
life-is-great | $25.00 | 9/22/2011 11:30:29 AM |
ahalls | $25.00 | 9/22/2011 11:24:14 AM |
GCInvestments | $27.00 | 9/22/2011 2:52:49 PM |
Weaverville | $25.00 | 9/22/2011 4:01:28 PM |
enthralling-wampum | $50.00 | 9/22/2011 4:25:52 PM |
bonus-tent | $25.00 | 9/22/2011 4:01:00 PM |
musegaze | $50.00 | 9/22/2011 4:41:49 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:16 PM |
balance-transformer3 | $50.00 | 9/22/2011 4:24:00 PM |
ndhookman | $25.00 | 9/22/2011 4:31:37 PM |
MadHun | $200.00 | 9/22/2011 5:10:29 PM |
Investoman | $75.00 | 9/22/2011 5:12:52 PM |
helpinghand63 | $25.00 | 9/22/2011 5:13:04 PM |
genius520 | $50.00 | 9/22/2011 5:08:51 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:08 PM |
personal-lender | $25.00 | 9/22/2011 5:11:17 PM |
successful-agreement7 | $77.00 | 9/22/2011 5:11:52 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:14 PM |
TW2000 | $25.00 | 9/22/2011 6:17:12 PM |
biz20 | $25.00 | 9/22/2011 6:35:03 PM |
JCM_MN | $30.00 | 9/22/2011 6:55:18 PM |
soulwork | $25.00 | 9/22/2011 7:55:59 PM |
Easystreet | $25.00 | 9/22/2011 8:28:55 PM |
ZeLonewolf | $25.00 | 9/22/2011 7:58:38 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:43:55 PM |
influential-loan1 | $50.00 | 9/22/2011 9:45:56 PM |
Law_Gator | $25.00 | 9/22/2011 10:43:37 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:19 PM |
irrelevant | $25.00 | 9/23/2011 6:05:16 AM |
IIP77 | $25.00 | 9/23/2011 5:43:08 AM |
Maggie3 | $25.00 | 9/23/2011 6:49:49 AM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:20 AM |
anyoi | $25.00 | 9/23/2011 7:40:04 AM |
earlybird172961 | $25.00 | 9/23/2011 7:29:41 AM |
Leshan | $25.00 | 9/23/2011 7:08:20 AM |
kwan | $25.00 | 9/23/2011 8:01:05 AM |
ideal-platinum1 | $25.00 | 9/23/2011 8:18:22 AM |
CASSHMAN | $75.00 | 9/23/2011 8:07:08 AM |
seabassx | $25.00 | 9/23/2011 8:12:03 AM |
Bob450 | $13.47 | 9/23/2011 8:42:34 AM |
worthy-bid8 | $50.00 | 9/22/2011 9:07:04 AM |
handshake5 | $100.00 | 9/22/2011 9:09:44 AM |
loanman2007 | $25.00 | 9/22/2011 9:44:13 AM |
return-buddy | $25.00 | 9/22/2011 10:06:19 AM |
finance-prescription | $100.00 | 9/22/2011 9:10:10 AM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:52 AM |
deal-enrichment | $25.00 | 9/22/2011 10:28:44 AM |
bnlforever | $25.00 | 9/22/2011 10:31:42 AM |
CaliforniaSun | $25.00 | 9/22/2011 11:13:00 AM |
helping-out | $31.33 | 9/22/2011 9:45:33 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:56 AM |
exchange-windmill7 | $25.00 | 9/22/2011 10:26:22 AM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:44 PM |
DadWarbucks | $25.00 | 9/22/2011 11:35:25 AM |
teejay411 | $100.00 | 9/22/2011 2:46:19 PM |
BankofRon | $25.00 | 9/22/2011 3:08:12 PM |
thankful-nickel2 | $25.00 | 9/22/2011 1:16:06 PM |
wyogirllender | $25.00 | 9/22/2011 3:10:15 PM |
fervent-repayment | $25.00 | 9/22/2011 3:15:44 PM |
PCGeekWI | $25.00 | 9/22/2011 3:04:48 PM |
cash-taxi7 | $26.00 | 9/22/2011 3:17:55 PM |
Dreamconnection | $25.00 | 9/22/2011 4:28:16 PM |
zeelender | $25.00 | 9/22/2011 5:05:08 PM |
DreDub | $50.00 | 9/22/2011 4:55:30 PM |
nickel-ferret | $50.00 | 9/22/2011 5:10:38 PM |
EngineersAlliance | $75.00 | 9/22/2011 5:11:27 PM |
BigLinCT | $25.00 | 9/22/2011 5:41:16 PM |
peaceful-farmer | $50.00 | 9/22/2011 5:32:13 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:05 PM |
five-star-note | $35.00 | 9/22/2011 6:20:00 PM |
proud-gold9 | $25.00 | 9/22/2011 6:47:31 PM |
hawat | $25.00 | 9/22/2011 6:21:47 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:51 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:02 PM |
Sphinx9499 | $25.00 | 9/22/2011 7:46:28 PM |
transparent-transaction8 | $25.00 | 9/22/2011 8:39:38 PM |
secureincome | $200.00 | 9/22/2011 9:31:57 PM |
Dubbs360 | $100.00 | 9/22/2011 9:21:00 PM |
commerce-wildebeest2 | $25.00 | 9/22/2011 11:30:28 PM |
YosemiteSam | $25.00 | 9/23/2011 4:42:42 AM |
interstellar | $75.00 | 9/23/2011 4:51:52 AM |
gold-fluffy-bunny4 | $50.00 | 9/23/2011 4:57:01 AM |
fcukciti | $25.00 | 9/23/2011 5:41:22 AM |
q4golf | $25.00 | 9/23/2011 3:53:40 AM |
AlB5 | $25.00 | 9/23/2011 5:52:58 AM |
treasure-bliss | $25.00 | 9/23/2011 6:08:01 AM |
corporatejim | $28.13 | 9/23/2011 4:27:22 AM |
coin-amigo | $35.00 | 9/23/2011 6:35:21 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:06:26 AM |
baker31 | $50.00 | 9/23/2011 8:35:51 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
528669
This series of Notes was issued and sold upon the funding of the borrower loan #53677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 11m |
Amount delinquent:
| $114 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,667 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cogent |
Borrower's state:
| Missouri |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 34 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
780-799
(Apr-2010)
680-699
(Mar-2007)
|
Principal balance:
| $0.70 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Taking control of my life
PURPOSE:
This loan will help shore up the purchase of a business I am buying.
The business is a neighborhood bar with a full bar and a limited food menu. The majority of the current clientele are people who are local to the area, maintaining a solid base of customers. It serves libations and its limited food menu to all who walk in the door; returning customers or new walk-ins.
SELLERS DISCRETIONARY EARNINGS
The broker, along with the owner, worked out the seller?s discretionary earnings to average over the past three years to be $82,581.33. This shows a trend of profitability in the past and with maintaining current sales and operations the trend will continue into the future.
If you have any questions or want to see more detailed information, please let me know.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $40.00 | 9/22/2011 9:03:35 AM |
DHolly | $25.00 | 9/22/2011 9:06:25 AM |
Investor_DP | $100.00 | 9/22/2011 9:06:18 AM |
currency-excellency0 | $100.00 | 9/22/2011 9:02:44 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:42 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:56 AM |
vigorous-market5 | $200.00 | 9/22/2011 1:14:47 PM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:44 PM |
Moe87 | $25.00 | 9/22/2011 2:54:12 PM |
balance-transformer3 | $50.00 | 9/22/2011 4:22:47 PM |
wise-unique-market | $100.00 | 9/22/2011 4:47:23 PM |
enthralling-wampum | $50.00 | 9/22/2011 4:25:52 PM |
musegaze | $50.00 | 9/22/2011 4:41:49 PM |
zeelender | $25.00 | 9/22/2011 5:05:08 PM |
DreDub | $50.00 | 9/22/2011 4:55:31 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:14 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:05 PM |
hawat | $25.00 | 9/22/2011 6:21:48 PM |
investmentgroup | $50.00 | 9/22/2011 5:56:25 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:02 PM |
SpoonerPhan | $50.00 | 9/22/2011 8:14:11 PM |
Mikale360 | $25.00 | 9/22/2011 9:02:00 PM |
Dubbs360 | $100.00 | 9/22/2011 9:21:01 PM |
influential-loan1 | $50.00 | 9/22/2011 9:45:56 PM |
fervent-repayment | $25.00 | 9/23/2011 3:09:39 AM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:21 AM |
fcukciti | $25.00 | 9/23/2011 5:41:22 AM |
atlas100 | $25.00 | 9/23/2011 7:19:53 AM |
InChicago | $100.00 | 9/23/2011 7:06:10 AM |
anyoi | $25.00 | 9/23/2011 7:40:04 AM |
Tkhalaska | $25.00 | 9/23/2011 8:45:45 AM |
first-serene-credit | $25.00 | 9/23/2011 8:55:10 AM |
investor7257 | $25.00 | 9/23/2011 9:00:00 AM |
Investoman | $75.00 | 9/23/2011 9:11:11 AM |
worth-blanket2 | $10,700.00 | 9/23/2011 9:19:12 AM |
worthy-bid8 | $50.00 | 9/22/2011 9:07:04 AM |
graceful-investment | $100.00 | 9/22/2011 9:06:35 AM |
compoundinterest | $25.00 | 9/22/2011 9:07:33 AM |
ursus | $50.00 | 9/22/2011 9:08:20 AM |
handshake5 | $100.00 | 9/22/2011 9:09:44 AM |
helping-out | $31.33 | 9/22/2011 9:45:33 AM |
new-social-economist | $50.00 | 9/22/2011 10:19:09 AM |
AndChicksforFree | $25.07 | 9/22/2011 10:37:44 AM |
FinanceEngine | $40.00 | 9/22/2011 9:35:49 AM |
atlas-shrugged | $200.00 | 9/22/2011 9:46:03 AM |
return-buddy | $25.00 | 9/22/2011 10:06:20 AM |
life-is-great | $25.00 | 9/22/2011 11:30:30 AM |
MoneyForNothing | $123.83 | 9/22/2011 12:10:21 PM |
thankful-nickel2 | $25.00 | 9/22/2011 1:12:16 PM |
servnyou | $30.00 | 9/22/2011 11:26:25 AM |
Bank_Of_XL | $25.00 | 9/22/2011 1:11:15 PM |
GCInvestments | $27.00 | 9/22/2011 2:52:49 PM |
Weaverville | $25.00 | 9/22/2011 4:01:28 PM |
sensible-fund | $34.91 | 9/22/2011 4:31:08 PM |
bonus-tent | $25.00 | 9/22/2011 4:01:00 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:16 PM |
twjh | $25.00 | 9/22/2011 4:57:55 PM |
finance-prescription | $100.00 | 9/22/2011 5:10:51 PM |
loanman2007 | $100.00 | 9/22/2011 5:36:12 PM |
BigLinCT | $25.00 | 9/22/2011 5:41:16 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:51 PM |
soulwork | $25.00 | 9/22/2011 7:55:59 PM |
transparent-transaction8 | $25.00 | 9/22/2011 8:39:38 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:19 PM |
The-Helper | $25.00 | 9/23/2011 4:31:21 AM |
treasure-bliss | $25.00 | 9/23/2011 6:08:01 AM |
AlB5 | $25.00 | 9/23/2011 5:52:58 AM |
marwadi-62 | $501.00 | 9/23/2011 7:53:17 AM |
marwadi-62 | $499.00 | 9/23/2011 8:12:03 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:08:30 AM |
personal-lender | $25.00 | 9/23/2011 9:09:45 AM |
dollar-authority | $100.00 | 9/23/2011 9:13:33 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
528689
This series of Notes was issued and sold upon the funding of the borrower loan #53801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1967 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,831 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-wealth4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off payday loans
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 9/22/2011 9:17:42 AM |
mrxtravis | $25.00 | 9/24/2011 8:05:51 AM |
finance-prescription | $100.00 | 9/26/2011 9:09:22 AM |
social-cocktail1 | $200.00 | 9/26/2011 6:20:25 PM |
yons88 | $30.00 | 9/26/2011 9:14:16 PM |
a-helping-hand | $100.00 | 9/26/2011 9:44:41 PM |
RenovatioCapital | $25.00 | 9/26/2011 8:20:41 PM |
unassassinable | $66.91 | 9/26/2011 9:57:03 PM |
the-hope-workhorse | $100.00 | 9/26/2011 9:58:16 PM |
Imaginos1892 | $50.00 | 9/26/2011 10:08:51 PM |
ethical-truth211 | $978.00 | 9/27/2011 1:38:48 AM |
favorite-commerce | $25.00 | 9/22/2011 11:50:13 AM |
vigorous-market5 | $100.00 | 9/22/2011 1:15:42 PM |
Weaverville | $25.00 | 9/22/2011 4:01:30 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:20 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:06 PM |
transaction-circuit | $50.00 | 9/23/2011 1:07:02 PM |
coin-sonnet | $100.00 | 9/26/2011 12:37:31 AM |
alphaseek | $200.00 | 9/26/2011 5:08:38 AM |
Interloper | $25.00 | 9/26/2011 6:58:51 PM |
Dubbs360 | $100.00 | 9/26/2011 9:31:40 PM |
money-fort | $25.00 | 9/26/2011 10:08:30 PM |
Engineer44 | $0.09 | 9/27/2011 1:52:33 AM |
23 Investments
|
Borrower Payment Dependent Notes Series
528725
This series of Notes was issued and sold upon the funding of the borrower loan #53815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 27y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| friendly-transparency4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HIP #1
Purpose of loan:
This loan will be used to repair landscaping on my home in both the front and back yard....
My financial situation:
I am a good candidate for this loan because.I can be responsible for repayment of the loan.Dependable employee for 27yrs..
Monthly net income: $8000
Monthly expenses: $
Housing: $3000
Insurance: $
Car expenses: $0
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $158
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CA-Lender | $25.00 | 9/22/2011 9:20:57 AM |
goodhearted-generosity511 | $25.00 | 9/22/2011 9:25:39 AM |
freedom3 | $3,500.00 | 9/22/2011 11:59:46 AM |
social-zebra | $27.00 | 9/22/2011 12:01:11 PM |
impeccable-ore3 | $25.00 | 9/22/2011 9:48:20 AM |
wise-careful-greenback | $25.00 | 9/22/2011 9:10:05 AM |
heavenly-interest9 | $347.93 | 9/22/2011 12:03:00 PM |
AndChicksforFree | $25.07 | 9/22/2011 10:27:38 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
528755
This series of Notes was issued and sold upon the funding of the borrower loan #53691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 33% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 21y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $188,100 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| frog090 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moonrash1954
Purpose of loan:
This loan will be used to...pay a credit card off
My financial situation:
I am a good candidate for this loan because...I make my payments on time.
Monthly net income: $ 3200.00
Monthly expenses: $
Housing: $ 1054.00
Insurance: $ 250.00
Car expenses: $ 0
Utilities: $ 300.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.0
Clothing, household expenses: $0
Credit cards and other loans: $ 1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ursus | $50.00 | 9/22/2011 9:08:23 AM |
investment-artist | $26.00 | 9/22/2011 9:09:57 AM |
leverage-monger | $29.00 | 9/22/2011 10:19:25 AM |
exchange-squirrel | $25.00 | 9/22/2011 10:59:12 AM |
poolshark72 | $25.00 | 9/22/2011 11:29:03 AM |
Dubbs360 | $100.00 | 9/22/2011 8:45:19 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:58 AM |
124SpiderMan | $100.00 | 9/23/2011 1:19:07 PM |
whirlingdervish | $100.00 | 9/23/2011 2:10:26 PM |
trade-beeper0 | $25.00 | 9/23/2011 3:51:15 PM |
shawnw2 | $75.00 | 9/23/2011 4:20:31 PM |
radforj22 | $25.00 | 9/23/2011 4:59:16 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:23:21 PM |
loss-of-control | $100.00 | 9/23/2011 4:44:25 PM |
the-enthralling-coin | $25.00 | 9/23/2011 5:12:39 PM |
diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:11 PM |
B1-Lancer | $50.00 | 9/23/2011 6:13:50 PM |
keichi03 | $50.00 | 9/23/2011 6:26:53 PM |
CA-Lender | $25.00 | 9/23/2011 5:49:27 PM |
Something-Corporate | $25.00 | 9/23/2011 7:02:58 PM |
genome865 | $25.00 | 9/23/2011 5:44:34 PM |
Silverling6 | $25.00 | 9/23/2011 7:41:47 PM |
openness-confidant | $25.00 | 9/23/2011 7:52:02 PM |
the-hope-workhorse | $50.00 | 9/23/2011 6:01:14 PM |
openness-confidant | $25.00 | 9/23/2011 7:38:48 PM |
exchange-dreams | $50.00 | 9/23/2011 8:34:14 PM |
well-rounded-payout0 | $50.00 | 9/22/2011 9:17:45 AM |
favorite-commerce | $35.00 | 9/22/2011 11:49:37 AM |
Weaverville | $25.00 | 9/22/2011 4:01:33 PM |
4mydaughterseducation | $25.00 | 9/22/2011 5:13:01 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:09 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:21 PM |
shrewd-income | $25.00 | 9/22/2011 6:40:23 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:07 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:06 PM |
first-dinero-igloo | $25.00 | 9/23/2011 7:41:43 AM |
newest-generous-income | $25.00 | 9/23/2011 8:53:30 AM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:22 PM |
finance-dandelion | $100.00 | 9/23/2011 3:30:12 PM |
benevolent-asset | $25.00 | 9/23/2011 4:17:37 PM |
handy-justice | $100.00 | 9/23/2011 5:03:41 PM |
excellent-wealth6 | $27.41 | 9/23/2011 4:23:31 PM |
gotjack | $25.00 | 9/23/2011 4:53:12 PM |
Emperor_of_Banking | $30.00 | 9/23/2011 4:55:46 PM |
quick | $50.00 | 9/23/2011 5:09:59 PM |
nimble-dedication1 | $50.00 | 9/23/2011 5:19:45 PM |
gothampark | $25.00 | 9/23/2011 5:49:17 PM |
shrewd-income | $25.00 | 9/23/2011 6:04:12 PM |
drluong | $25.00 | 9/23/2011 7:44:43 PM |
Headfones | $25.00 | 9/23/2011 6:12:43 PM |
suges | $26.22 | 9/23/2011 7:37:32 PM |
StarshineXL | $174.93 | 9/23/2011 9:00:12 PM |
irrelevant | $25.00 | 9/23/2011 7:05:21 PM |
FriendInSeattle | $100.00 | 9/23/2011 7:28:48 PM |
awe-inspiring-basis | $50.00 | 9/23/2011 8:15:57 PM |
IIP77 | $41.44 | 9/23/2011 7:57:09 PM |
ArchonFinancialHoldings | $25.00 | 9/23/2011 8:52:21 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
528799
This series of Notes was issued and sold upon the funding of the borrower loan #53657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 12
/
14 | Length of status: | 0y 3m |
Amount delinquent:
| $3,904 |
Total credit lines:
| 41 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,395 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| SchumpDR |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,400.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
...And your little dog too
This loan will be used to...take dogs to Vet.
I have a few hundred dollars in veterinary bills come up for care of pug and little mutt. Next couple paychecks already committed to bills and recent auto repair, but want to go ahead and get dogs taken care of. Pug needs his shots and mutt has hip-displaysia issues. I really only need about $ 400-500 so I can cover dogs and bills, however minimum loan amount is $2,000.
I am a good candidate for this loan because...I am presently employed with income greater than my current expenses. This loan needed so I can take care of dogs now instead of making them wait until February.
Monthly net income: $ 2,200
Monthly expenses: $ 1,687
Housing: $ 200
Insurance: $ 140
Car expenses: $ 90
Utilities: $ 150
Phone, cable, internet: $ 107
Food, entertainment: $ 350
Clothing, household expenses: $ 150
Credit cards and other loans: $ 400
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $100.00 | 9/22/2011 5:01:57 PM |
ultimate-peace | $25.00 | 9/22/2011 5:03:31 PM |
MoneyForNothing | $55.58 | 9/22/2011 5:01:46 PM |
myutmost | $25.00 | 9/22/2011 5:26:00 PM |
five-star-note | $50.00 | 9/22/2011 6:12:33 PM |
green-trade-dolphin | $30.00 | 9/22/2011 7:22:59 PM |
cbivitz | $35.00 | 9/23/2011 4:43:44 AM |
Amped | $37.42 | 9/23/2011 6:24:55 AM |
Steffy1976 | $25.00 | 9/23/2011 6:40:41 AM |
chameleon125 | $25.00 | 9/23/2011 7:01:27 AM |
shawnw2 | $25.00 | 9/23/2011 8:08:30 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:07:00 AM |
Milonguero | $100.00 | 9/23/2011 8:22:23 AM |
orange-rapid-benjamins | $25.00 | 9/23/2011 8:57:35 AM |
first-serene-credit | $25.00 | 9/23/2011 8:48:51 AM |
312-Lender | $25.00 | 9/22/2011 5:04:47 PM |
loanman2007 | $50.00 | 9/22/2011 5:11:28 PM |
AndChicksforFree | $57.00 | 9/22/2011 5:40:57 PM |
servnyou | $50.00 | 9/22/2011 5:18:33 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:06 PM |
SolarMoonshine | $25.00 | 9/22/2011 6:18:15 PM |
NekHoldings | $25.00 | 9/22/2011 7:12:28 PM |
mikeandcat | $100.00 | 9/22/2011 6:42:36 PM |
trumpeter5 | $25.00 | 9/22/2011 8:45:50 PM |
Mikale360 | $25.00 | 9/22/2011 8:56:33 PM |
Feyenoord | $25.00 | 9/22/2011 9:40:07 PM |
golffish2 | $25.00 | 9/23/2011 3:54:02 AM |
USMC0311 | $25.00 | 9/23/2011 5:56:03 AM |
glroark | $50.00 | 9/23/2011 6:37:11 AM |
mikeandcat | $70.98 | 9/23/2011 7:12:28 AM |
worth-blanket2 | $700.00 | 9/23/2011 9:19:19 AM |
FinanceEngine | $14.02 | 9/23/2011 9:30:32 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
528819
This series of Notes was issued and sold upon the funding of the borrower loan #53662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,159 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| brighterFuture |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 61 ( 98% )
| 680-699 (Latest)
|
Principal borrowed:
| $26,090.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Dec-2009)
720-739
(Nov-2007)
700-719
(Sep-2007)
680-699
(Apr-2006)
|
Principal balance:
| $2,461.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 62 | | |
Description
Re-organization after home purchase
This loan will be used to consolidate and get back afloat. I recently purchased a home, used up much of my savings and bought a few appliances, furniture, etc..hence my utilization has risen as a result. I?m in need of a boost to re-organize my finances.
My record speaks for itself as I have proven to be a person of my word time and time again.
Thanks in advance! And I was never late - the 1 late payment is an in house error that was never fixed!
Will be glad to answer any specific questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/22/2011 5:01:47 PM |
FinanceEngine | $50.00 | 9/22/2011 5:03:28 PM |
servnyou | $75.00 | 9/22/2011 5:07:43 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 5:08:59 PM |
loanman2007 | $200.00 | 9/22/2011 5:16:22 PM |
credit-missile | $125.00 | 9/22/2011 5:08:55 PM |
atlas-shrugged | $200.00 | 9/22/2011 5:23:13 PM |
fund-dragster | $101.11 | 9/22/2011 5:27:52 PM |
credit-guard5 | $25.00 | 9/22/2011 5:10:47 PM |
Jack55304 | $200.00 | 9/22/2011 5:12:41 PM |
vtrentster | $26.00 | 9/22/2011 5:49:31 PM |
bullish2bearish | $35.18 | 9/22/2011 6:59:20 PM |
CA-Lender | $100.00 | 9/22/2011 7:46:16 PM |
DiligentiaLLC | $150.00 | 9/22/2011 8:10:12 PM |
1stBankAndHal | $50.05 | 9/22/2011 8:20:00 PM |
Mikale360 | $25.00 | 9/22/2011 8:52:49 PM |
platinum-boss2 | $25.00 | 9/22/2011 9:04:18 PM |
Whitey | $42.89 | 9/22/2011 9:06:48 PM |
Dubbs360 | $100.00 | 9/22/2011 8:45:19 PM |
trumpeter5 | $43.00 | 9/22/2011 8:47:03 PM |
Pitufo | $25.00 | 9/22/2011 10:26:17 PM |
Moe87 | $26.64 | 9/23/2011 2:54:01 AM |
SLN-10 | $50.00 | 9/23/2011 5:32:34 AM |
TackingWindward | $25.00 | 9/23/2011 5:55:51 AM |
grnii78 | $71.68 | 9/23/2011 7:23:24 AM |
RecoveryLender | $25.00 | 9/23/2011 7:44:37 AM |
mikeandcat | $100.00 | 9/23/2011 7:13:55 AM |
a-fund-doctor | $25.00 | 9/23/2011 8:31:48 AM |
seabassx | $25.00 | 9/23/2011 8:07:51 AM |
first-serene-credit | $25.00 | 9/23/2011 8:47:55 AM |
lamsabuy | $100.00 | 9/23/2011 9:01:12 AM |
Bob450 | $30.22 | 9/23/2011 8:39:22 AM |
Tkhalaska | $25.00 | 9/23/2011 8:45:20 AM |
neutrino6 | $25.00 | 9/23/2011 9:08:56 AM |
investment-artist | $26.01 | 9/23/2011 9:12:04 AM |
113121 | $2,274.05 | 9/23/2011 9:16:07 AM |
312-Lender | $25.00 | 9/22/2011 5:04:24 PM |
RoZu_Lending | $1,000.00 | 9/22/2011 5:07:25 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 5:09:03 PM |
MoneyForNothing | $244.97 | 9/22/2011 5:04:39 PM |
LittleMingo | $30.00 | 9/22/2011 5:06:16 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:23 PM |
econgineer | $75.00 | 9/22/2011 5:25:06 PM |
thankful-nickel2 | $25.00 | 9/22/2011 5:29:38 PM |
wonder3 | $40.00 | 9/22/2011 5:29:53 PM |
shawnw2 | $146.53 | 9/22/2011 5:37:34 PM |
AndChicksforFree | $57.00 | 9/22/2011 5:48:20 PM |
fascinating-generosity3 | $100.00 | 9/22/2011 5:52:21 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:06 PM |
first-cash-producer | $25.00 | 9/22/2011 6:18:33 PM |
Whipster | $60.00 | 9/22/2011 5:48:33 PM |
shrewd-income | $100.00 | 9/22/2011 6:38:55 PM |
mikeandcat | $301.00 | 9/22/2011 6:41:06 PM |
NekHoldings | $25.00 | 9/22/2011 7:12:54 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:11 PM |
loan-master1 | $25.00 | 9/22/2011 8:22:16 PM |
SpoonerPhan | $50.00 | 9/22/2011 8:20:15 PM |
durability-halibut | $30.00 | 9/22/2011 8:54:42 PM |
janeybooboo | $100.00 | 9/22/2011 9:04:07 PM |
feiandasun | $25.00 | 9/22/2011 9:55:33 PM |
SolarMoonshine | $50.00 | 9/23/2011 3:36:32 AM |
genuine-dime | $100.00 | 9/23/2011 5:34:01 AM |
golffish2 | $25.00 | 9/23/2011 3:54:30 AM |
Ubiquinone | $75.00 | 9/23/2011 6:00:42 AM |
rockhound84 | $25.00 | 9/23/2011 5:53:03 AM |
The-Helper | $25.00 | 9/23/2011 4:30:18 AM |
beest | $103.67 | 9/23/2011 5:40:39 AM |
glroark | $50.00 | 9/23/2011 6:38:28 AM |
chameleon125 | $25.00 | 9/23/2011 7:01:59 AM |
marwadi-62 | $501.00 | 9/23/2011 7:52:55 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:59 AM |
marwadi-62 | $1,499.00 | 9/23/2011 8:13:07 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:09:32 AM |
worth-shower8 | $100.00 | 9/23/2011 8:37:08 AM |
integrity-doctor | $100.00 | 9/23/2011 8:56:36 AM |
pietro_torna_indietro | $25.00 | 9/23/2011 9:12:06 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
528855
This series of Notes was issued and sold upon the funding of the borrower loan #53697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $131.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $207 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| 1XLoan |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
640-659
(Aug-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Emergency Travel
This loan will be used for an emergency last minute trip for my parents to visit with family in Mexico, unfortunately my mother became ill in the past year and she has decided to spend some time visiting her family and childhood friends.
My income has been budgeted for and unfortunatly, this is a last minute decision that would significantly alter my budget, so this loan will serve to alleviate some of the potential stress.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/23/2011 1:47:02 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:56 PM |
Tradesmanlender | $25.00 | 9/22/2011 7:09:06 PM |
janeybooboo | $50.00 | 9/22/2011 9:09:34 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:42:24 PM |
Dollars4Rent | $25.00 | 9/23/2011 6:13:02 AM |
brondero | $44.00 | 9/23/2011 8:26:32 AM |
Weaverville | $50.00 | 9/23/2011 9:51:36 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:05 PM |
Dubbs360 | $100.00 | 9/23/2011 6:46:43 PM |
Kaj | $50.00 | 9/23/2011 5:38:57 PM |
SolarMoonshine | $25.00 | 9/23/2011 6:26:34 PM |
Christophe | $25.00 | 9/23/2011 8:56:47 PM |
jarf | $25.00 | 9/23/2011 8:20:19 PM |
weiyinsan | $25.00 | 9/23/2011 9:46:21 PM |
_NaLNaBB | $300.00 | 9/23/2011 10:11:34 PM |
Binan | $25.00 | 9/23/2011 8:58:19 PM |
wampum-library4 | $25.00 | 9/23/2011 11:59:36 PM |
sunny-dough9 | $200.00 | 9/24/2011 4:22:08 AM |
vutah | $25.00 | 9/24/2011 2:12:00 AM |
SudianX | $30.19 | 9/24/2011 6:23:01 AM |
Spiv_51 | $25.00 | 9/24/2011 5:12:38 AM |
q4golf | $25.00 | 9/24/2011 5:25:41 AM |
gothampark | $25.00 | 9/24/2011 6:40:51 AM |
dime-sprout | $25.00 | 9/24/2011 5:47:29 AM |
crw1950 | $50.00 | 9/24/2011 5:57:28 AM |
cash-spinner | $25.00 | 9/24/2011 5:45:47 AM |
heerzaquestion | $30.00 | 9/24/2011 7:36:07 AM |
aerobat | $52.96 | 9/24/2011 7:51:48 AM |
Hogan55 | $115.69 | 9/24/2011 7:58:26 AM |
economy-popcorn | $25.00 | 9/24/2011 6:53:38 AM |
gold-pudding6 | $25.00 | 9/24/2011 7:26:53 AM |
marwadi-62 | $100.00 | 9/24/2011 8:15:34 AM |
organized-payment6 | $50.00 | 9/24/2011 7:34:19 AM |
Victor-E-Lane | $25.00 | 9/24/2011 8:21:34 AM |
djh47a | $25.00 | 9/24/2011 8:23:52 AM |
thajr | $35.00 | 9/24/2011 7:42:45 AM |
momoney2lend | $50.00 | 9/24/2011 8:28:15 AM |
green28 | $100.00 | 9/24/2011 8:24:30 AM |
rapid-loyalty1 | $25.00 | 9/24/2011 8:31:49 AM |
fervent-repayment | $25.00 | 9/24/2011 9:32:52 AM |
2bnforlife | $25.00 | 9/24/2011 8:39:23 AM |
silver-buckeye | $25.00 | 9/24/2011 8:40:06 AM |
enthralling-investment | $50.00 | 9/24/2011 8:44:29 AM |
objective-investor | $46.70 | 9/24/2011 9:56:09 AM |
stu6703 | $30.00 | 9/24/2011 9:16:15 AM |
YLlama | $25.00 | 9/24/2011 9:20:31 AM |
jct_enterprises | $50.00 | 9/24/2011 9:46:10 AM |
D911ave | $50.00 | 9/22/2011 5:17:40 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 7:12:21 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:12 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:37:15 PM |
Brisket_Bob | $50.00 | 9/23/2011 7:26:14 AM |
ryan6853 | $25.00 | 9/23/2011 9:16:45 AM |
salala | $25.00 | 9/23/2011 10:45:40 AM |
rcm87 | $100.00 | 9/23/2011 11:12:16 AM |
umfan123 | $25.00 | 9/23/2011 5:23:43 PM |
AF-Chief | $50.00 | 9/23/2011 5:25:59 PM |
finance-symphony7 | $62.18 | 9/23/2011 5:52:11 PM |
Bank42 | $50.00 | 9/23/2011 5:45:03 PM |
Johnab | $25.30 | 9/23/2011 7:16:25 PM |
amlu1988 | $25.00 | 9/23/2011 8:42:47 PM |
IIP77 | $25.00 | 9/23/2011 8:00:16 PM |
JBF_Investments | $33.75 | 9/23/2011 9:09:51 PM |
noodles932 | $27.19 | 9/23/2011 10:21:01 PM |
SV-AZ | $30.44 | 9/23/2011 9:16:10 PM |
setUup | $33.30 | 9/24/2011 12:19:50 AM |
GCInvestments | $30.00 | 9/23/2011 10:01:29 PM |
cr8on | $50.00 | 9/24/2011 1:29:38 AM |
Beechturner | $50.00 | 9/24/2011 4:37:53 AM |
a-finance-nirvana | $25.00 | 9/24/2011 3:51:20 AM |
asset-bada-bing | $25.00 | 9/24/2011 6:27:58 AM |
bmbanzai | $25.00 | 9/24/2011 5:59:48 AM |
janeybooboo | $50.00 | 9/24/2011 5:45:41 AM |
Barky52 | $25.00 | 9/24/2011 6:15:48 AM |
TheDigitalMan | $25.00 | 9/24/2011 6:52:37 AM |
jgar_O | $25.00 | 9/24/2011 7:13:49 AM |
aztocas | $100.00 | 9/24/2011 7:19:08 AM |
WorldTravlr | $50.00 | 9/24/2011 7:33:27 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:33:59 AM |
payment-halo | $25.00 | 9/24/2011 7:55:48 AM |
payout-magician | $25.00 | 9/24/2011 9:02:08 AM |
natural-greenback6 | $25.00 | 9/24/2011 9:03:22 AM |
wilchik | $60.00 | 9/24/2011 9:04:42 AM |
thriller451 | $29.02 | 9/24/2011 9:30:54 AM |
hidavehi | $44.00 | 9/24/2011 9:00:06 AM |
transparency-burger | $40.28 | 9/24/2011 9:25:11 AM |
Preist | $25.00 | 9/24/2011 9:29:27 AM |
bonus-quark4 | $25.00 | 9/24/2011 9:32:53 AM |
penguino | $100.00 | 9/24/2011 9:54:44 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
528891
This series of Notes was issued and sold upon the funding of the borrower loan #53713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 36% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,838 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Jake_in_NY |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
660-679
(Nov-2009)
580-599
(Jul-2008)
560-579
(Jan-2008)
|
Principal balance:
| $1,033.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Paying Down Some Bills
Purpose of loan: This loan will be used to pay off some credit card balances in order to lower my credit utilization % so my credit score betters. While I can more than pay my credit card payments right now, I recently ran into some medical costs and charged more than I usually do which brought my balances higher to the limits than I would like on my cards. This will help take care of that "problem".
My financial situation: I am a good candidate for this loan because this would be my third prosper loan. My first was used for closing costs on my first home. My second loan is current and has just about 50% left on the original balance.
Monthly net income: $2275 work + $800 (collected from renting out a bedroom in my home)
Monthly expenses: $275
Housing: $525
Utilities: $150
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 9/23/2011 9:01:38 AM |
Dusigrosz | $150.00 | 9/23/2011 9:01:25 AM |
DHolly | $25.00 | 9/23/2011 9:03:54 AM |
312-Lender | $25.00 | 9/23/2011 9:02:55 AM |
MoneyForNothing | $92.14 | 9/23/2011 9:05:04 AM |
LittleMingo | $25.00 | 9/23/2011 9:06:40 AM |
investment-daydream | $50.00 | 9/23/2011 10:22:20 AM |
Zipcut | $25.00 | 9/23/2011 10:49:55 AM |
atlas-shrugged | $200.00 | 9/23/2011 11:55:19 AM |
DiligentiaLLC | $83.64 | 9/23/2011 12:05:28 PM |
thankful-nickel2 | $25.00 | 9/23/2011 12:20:36 PM |
jhouman | $25.00 | 9/23/2011 1:10:15 PM |
ronin4sale | $25.00 | 9/23/2011 2:35:46 PM |
Moe87 | $26.00 | 9/23/2011 3:08:44 PM |
SRPT | $33.49 | 9/23/2011 3:14:09 PM |
tolerant-balance7 | $25.00 | 9/23/2011 2:40:42 PM |
myutmost | $25.00 | 9/23/2011 9:18:36 AM |
servnyou | $35.00 | 9/23/2011 9:25:37 AM |
shawnw2 | $750.00 | 9/23/2011 9:49:07 AM |
AndChicksforFree | $57.00 | 9/23/2011 9:51:26 AM |
blitzen40 | $25.00 | 9/23/2011 11:05:01 AM |
Gregger | $25.98 | 9/23/2011 10:46:15 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:45 AM |
Mikale360 | $25.00 | 9/23/2011 12:18:50 PM |
MilitaryLending | $100.02 | 9/23/2011 12:37:18 PM |
trumpeter5 | $25.00 | 9/23/2011 12:10:08 PM |
marinbb | $100.00 | 9/23/2011 12:25:08 PM |
dime-sapling | $25.00 | 9/23/2011 1:20:33 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:54 PM |
SecondChanceLendingSERV | $27.01 | 9/23/2011 2:30:33 PM |
AndChicksforFree | $0.72 | 9/23/2011 3:21:43 PM |
marwadi-62 | $1,001.00 | 9/23/2011 3:06:43 PM |
marwadi-62 | $388.00 | 9/23/2011 3:15:41 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
528915
This series of Notes was issued and sold upon the funding of the borrower loan #53817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 35% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,936 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| professional-yield9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
biology 107
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/23/2011 9:05:59 AM |
compoundinterest | $50.00 | 9/23/2011 9:06:55 AM |
Weaverville | $50.00 | 9/23/2011 9:51:38 AM |
salala | $25.00 | 9/23/2011 10:45:41 AM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:49 PM |
worth-blanket2 | $7,550.00 | 9/23/2011 5:30:30 PM |
rolltide09 | $25.00 | 9/23/2011 1:47:03 PM |
rcm87 | $100.00 | 9/23/2011 11:12:17 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:52:59 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:40:20 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
528931
This series of Notes was issued and sold upon the funding of the borrower loan #53771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $429.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 2.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 11% |
Credit score:
| 860-879 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 18y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,795 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Kaj |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/23/2011 9:06:56 AM |
Weaverville | $100.00 | 9/23/2011 9:49:55 AM |
green-trade-dolphin2 | $25.00 | 9/23/2011 10:14:55 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:36 AM |
Danylostefan | $50.00 | 9/23/2011 10:53:45 AM |
salala | $25.00 | 9/23/2011 10:45:41 AM |
ethical-bid6 | $250.00 | 9/23/2011 1:11:05 PM |
deal-admirer4 | $100.00 | 9/23/2011 1:25:23 PM |
wampum-chorus3 | $25.00 | 9/23/2011 2:54:44 PM |
neighborly-hope6 | $100.00 | 9/23/2011 3:27:28 PM |
radforj22 | $25.00 | 9/23/2011 5:03:25 PM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:50 PM |
Dollars4Rent | $50.00 | 9/24/2011 6:48:11 AM |
dime-smasher5 | $25.00 | 9/24/2011 8:07:31 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:20 AM |
moneynmotion | $25.00 | 9/24/2011 7:58:41 AM |
FAsAreDUMB | $25.00 | 9/24/2011 10:34:32 AM |
acropiloterau2002 | $25.00 | 9/24/2011 9:46:57 AM |
Syzygy | $25.00 | 9/24/2011 9:48:49 AM |
nickel-ferret | $50.00 | 9/24/2011 12:10:32 PM |
emo13 | $50.00 | 9/24/2011 1:06:54 PM |
phenomenal-gain5 | $25.00 | 9/24/2011 5:42:12 PM |
timmsc | $25.00 | 9/24/2011 10:03:51 PM |
fcrick | $25.00 | 9/24/2011 7:02:39 PM |
a-unflappable-finance | $100.00 | 9/24/2011 10:48:08 PM |
fairness-drum | $50.00 | 9/25/2011 5:05:17 AM |
LoanDMC | $25.00 | 9/25/2011 8:53:44 AM |
alydad1 | $50.00 | 9/25/2011 8:01:02 AM |
LoanDMC | $25.00 | 9/25/2011 8:44:46 AM |
ski bum | $100.00 | 9/25/2011 12:10:47 PM |
Duchdad | $25.00 | 9/25/2011 3:41:57 PM |
imagenki | $25.00 | 9/25/2011 7:47:49 PM |
totoro | $25.00 | 9/25/2011 8:43:43 PM |
generous-deal6 | $50.00 | 9/26/2011 3:06:44 AM |
larslfe | $50.00 | 9/26/2011 1:26:47 AM |
icchok | $50.00 | 9/26/2011 5:58:39 AM |
icchok | $100.00 | 9/26/2011 6:03:18 AM |
first-serene-credit | $25.00 | 9/26/2011 8:21:38 AM |
jedi8 | $25.00 | 9/26/2011 6:17:14 AM |
degster | $25.00 | 9/26/2011 6:59:00 AM |
secureincome | $250.00 | 9/26/2011 8:32:00 AM |
JGuide | $26.00 | 9/26/2011 8:38:48 AM |
leverage-empire1 | $130.00 | 9/26/2011 10:01:51 AM |
RJN | $25.00 | 9/26/2011 9:14:49 AM |
Medops911 | $25.00 | 9/26/2011 9:56:49 AM |
javelin0 | $25.00 | 9/26/2011 1:15:30 PM |
imdave4me | $25.00 | 9/26/2011 1:08:39 PM |
velocity-solo | $25.00 | 9/26/2011 1:29:03 PM |
chestnut4 | $50.00 | 9/25/2011 8:31:33 PM |
currency-excellency0 | $100.00 | 9/23/2011 9:01:28 AM |
D911ave | $50.00 | 9/23/2011 9:15:46 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:44 AM |
CIC | $25.00 | 9/23/2011 11:36:04 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:01 PM |
loyalty-edifice997 | $25.00 | 9/23/2011 1:05:05 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:49 PM |
indomitable-coin | $25.00 | 9/23/2011 8:23:57 PM |
first-favorite-bonus9 | $25.00 | 9/24/2011 3:32:41 AM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:13 AM |
Cashman10 | $100.00 | 9/24/2011 8:02:46 AM |
djh47a | $25.00 | 9/24/2011 8:23:15 AM |
NYBIZ | $25.00 | 9/24/2011 8:19:58 AM |
1d2tg08 | $25.00 | 9/24/2011 8:34:07 AM |
escharfer | $25.00 | 9/24/2011 8:52:16 AM |
oplender | $25.00 | 9/24/2011 10:27:59 AM |
productive-finance | $25.00 | 9/24/2011 9:30:17 AM |
Lender0010 | $50.00 | 9/24/2011 11:35:29 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:21 AM |
personal-lender | $25.00 | 9/24/2011 12:11:19 PM |
fervent-currency5 | $75.00 | 9/24/2011 1:11:46 PM |
riskreward | $250.00 | 9/24/2011 5:29:26 PM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:26:32 PM |
tomdooley12520 | $25.00 | 9/24/2011 7:57:41 PM |
gracej | $25.00 | 9/24/2011 7:27:51 PM |
blot44 | $100.00 | 9/25/2011 4:50:18 AM |
Aimvest | $25.00 | 9/25/2011 8:27:31 AM |
Anny-Disco | $25.00 | 9/25/2011 5:02:04 AM |
top-epic-community | $100.00 | 9/25/2011 7:08:40 AM |
first-class-dough2 | $100.00 | 9/25/2011 6:13:03 AM |
freesia54 | $50.00 | 9/25/2011 9:31:47 AM |
TomDalonajay | $25.00 | 9/25/2011 7:42:50 AM |
kenji4861 | $25.00 | 9/25/2011 8:17:48 AM |
Octavian315 | $35.00 | 9/25/2011 10:20:02 AM |
Dreamconnection | $25.00 | 9/25/2011 11:33:40 AM |
MadHun | $200.00 | 9/25/2011 12:08:20 PM |
Centerline15 | $25.00 | 9/25/2011 2:04:24 PM |
cwegert | $25.00 | 9/25/2011 7:15:25 PM |
aasx1108 | $25.00 | 9/25/2011 6:23:30 PM |
Firescreek | $25.00 | 9/26/2011 4:20:01 AM |
subtle-revenue0 | $25.00 | 9/26/2011 5:00:34 AM |
kyomoon | $50.00 | 9/26/2011 7:49:17 AM |
janus_god | $30.00 | 9/26/2011 9:33:26 AM |
p40thawk | $25.00 | 9/26/2011 9:37:12 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:50 AM |
Zeenos | $25.00 | 9/26/2011 9:46:34 AM |
6moonbeams | $50.00 | 9/26/2011 8:58:58 AM |
wise-silver-wonder | $25.00 | 9/26/2011 9:30:14 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:50:22 AM |
chrisb1414 | $25.00 | 9/26/2011 1:35:09 PM |
pi31415 | $25.00 | 9/26/2011 1:56:13 PM |
CasaDeTomas | $28.99 | 9/26/2011 2:46:33 PM |
101 Investments
|
Borrower Payment Dependent Notes Series
528947
This series of Notes was issued and sold upon the funding of the borrower loan #53696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 22y 8m |
Amount delinquent:
| $4,310 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,536 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courageous-listing988 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
july29taxi
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: 250
Housing: $400
Insurance: $75
Car expenses: $125
Utilities: $1200
Phone, cable, internet: $144
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/23/2011 12:53:02 PM |
irrelevant | $25.00 | 9/23/2011 7:05:18 PM |
shrewd-income | $25.00 | 9/23/2011 6:11:03 PM |
finance-mushroom | $100.00 | 9/23/2011 5:10:13 PM |
worth-blanket2 | $9,800.00 | 9/23/2011 5:29:36 PM |
awe-inspiring-basis | $25.00 | 9/23/2011 8:19:05 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
529141
This series of Notes was issued and sold upon the funding of the borrower loan #53768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1975 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 24y 11m |
Amount delinquent:
| $38,336 |
Total credit lines:
| 37 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,815 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| ShoeDog |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Smoooshi
Purpose of loan:
This loan will be used to...continue to purchase product that is reordered consistently and adding a new item that has been customer requested.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/25/2011 8:16:04 AM |
worth-blanket2 | $9,950.00 | 9/25/2011 6:22:24 PM |
Weaverville | $25.00 | 9/25/2011 10:15:21 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
529213
This series of Notes was issued and sold upon the funding of the borrower loan #53709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 7m |
Amount delinquent:
| $427 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,238 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| STLTribeFan |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 5 |
On-time:
| 65 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $23,565.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
680-699
(Aug-2009)
700-719
(Jul-2009)
660-679
(Mar-2008)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
Great Prosper Investment Opportunit
I have borrowed money through Prosper numerous times and have payed all of my loans in full on or before their maturity date. This will be no exception.
Thank you for investing in my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RoZu_Lending | $1,000.00 | 9/24/2011 12:01:21 PM |
312-Lender | $25.00 | 9/24/2011 12:01:47 PM |
MoneyForNothing | $695.39 | 9/24/2011 12:04:38 PM |
marwadi-62 | $2,000.00 | 9/24/2011 12:10:51 PM |
servnyou | $35.00 | 9/24/2011 12:16:35 PM |
whitegold24k | $94.61 | 9/24/2011 12:20:06 PM |
LittleMingo | $30.00 | 9/24/2011 12:05:52 PM |
Kash2010lu | $30.00 | 9/24/2011 12:11:35 PM |
enthusiastic-balance5 | $100.00 | 9/24/2011 12:10:58 PM |
RecoveryLender | $25.00 | 9/24/2011 12:12:18 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
529305
This series of Notes was issued and sold upon the funding of the borrower loan #53819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-25-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 2.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 3% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,056 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| worlds-best-worth2 |
Borrower's state:
| California |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Experimenting with a Prosper Loan
Purpose of loan:
This loan will be used to experiment with Prosper Loan system. I have been a lender for six months now and have invested $2000. I want to borrow against this and re-invest in prosper lending.
My financial situation:
I am a good candidate for this loan because...my credit history is excellent with a stable professional job. Just a one year loan for $2000 and payment is no problem @all. I have no debt and a net worth of over $100K (liquid). Thank you much.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/25/2011 12:06:30 PM |
a-unflappable-finance | $100.00 | 9/25/2011 2:37:57 PM |
loyalty-edifice997 | $25.00 | 9/25/2011 1:26:08 PM |
oplender | $25.00 | 9/25/2011 4:24:46 PM |
FAsAreDUMB | $50.00 | 9/25/2011 5:17:55 PM |
john0720 | $100.00 | 9/26/2011 6:41:58 AM |
first-serene-credit | $25.00 | 9/26/2011 8:23:48 AM |
secureincome | $200.00 | 9/26/2011 8:31:46 AM |
janus_god | $30.00 | 9/26/2011 9:32:58 AM |
RMB-Investments | $75.00 | 9/26/2011 9:42:02 AM |
D911ave | $50.00 | 9/25/2011 12:13:21 PM |
riskreward | $250.00 | 9/25/2011 2:26:41 PM |
deal-admirer4 | $100.00 | 9/25/2011 1:24:54 PM |
CIC | $25.00 | 9/25/2011 3:45:44 PM |
EasternLender | $50.00 | 9/25/2011 3:24:27 PM |
Duchdad | $25.00 | 9/25/2011 3:41:58 PM |
vutah | $25.00 | 9/25/2011 4:11:14 PM |
blot44 | $100.00 | 9/25/2011 7:17:51 PM |
green-trade-dolphin2 | $25.00 | 9/25/2011 4:41:07 PM |
cwegert | $25.00 | 9/25/2011 7:14:57 PM |
Danylostefan | $50.00 | 9/25/2011 7:19:29 PM |
larslfe | $50.00 | 9/26/2011 1:26:49 AM |
houli123 | $50.00 | 9/26/2011 2:12:28 AM |
Dollars4Rent | $50.00 | 9/26/2011 6:39:13 AM |
purposeful-pound5 | $25.00 | 9/26/2011 5:52:14 AM |
currency-excellency0 | $100.00 | 9/26/2011 9:00:40 AM |
VBinvestor | $100.00 | 9/26/2011 8:18:44 AM |
responsibility-butterfly | $25.00 | 9/26/2011 8:25:31 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:51 AM |
leverage-empire1 | $120.00 | 9/26/2011 9:54:19 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:50:56 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
529435
This series of Notes was issued and sold upon the funding of the borrower loan #53777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $150.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 25% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,355 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| wealth-monger |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 58 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2009)
600-619
(Sep-2008)
|
Principal balance:
| $725.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
Updating my rental property
Purpose of loan:
This loan will be used to...make my rental property more desirable. I am buying my own home and an attached piece of property that holds a house that I am able to rent out. I am purchasing by land contract and by renting out the attached house, I am able to fund my actual land contract payment. I would like to update the kitchen appliances and add a washer and dryer which it currently does not have. This loan would make this house easier to rent when competing with other rentals in the area.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and am a very conscientious and hard-working person.
Monthly net income: $2132 + bonuses
Monthly expenses: $
Housing: $400.00
Insurance: $75/month
Car expenses: $0
Utilities: $65.00
Phone, cable, internet: $105.00
Food, entertainment: $175.00
Clothing, household expenses: $50.00
Credit cards and other loans: $300.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $35.00 | 9/26/2011 9:02:12 AM |
Aberdeen | $3,154.29 | 9/26/2011 9:03:12 AM |
Dusigrosz | $150.00 | 9/26/2011 9:01:19 AM |
pembull | $75.00 | 9/26/2011 9:01:06 AM |
fabulous-community4 | $25.00 | 9/26/2011 9:01:35 AM |
LittleMingo | $30.71 | 9/26/2011 9:02:30 AM |
Bob450 | $30.00 | 9/26/2011 9:02:45 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
493444
This series of Notes was issued and sold upon the funding of the borrower loan #53550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $297.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,161 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| U504060 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2009)
|
Principal balance:
| $3,996.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
My loan for debt consolidation
Purpose of loan:
I will be using the proceeds to pay off short term debt I accrued over the past 3 years.
My financial situation:
I am a good candidate for this loan because I have very stable employment in an excellent paying field and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nickel-ferret | $50.00 | 9/8/2011 9:18:17 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:32 PM |
superb-funds335 | $25.00 | 9/8/2011 8:19:53 PM |
vutah | $25.00 | 9/8/2011 8:33:40 PM |
tolerant-balance7 | $25.00 | 9/9/2011 10:33:25 AM |
availableloan | $25.00 | 9/9/2011 9:40:52 PM |
oplender | $25.00 | 9/10/2011 8:37:34 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:07 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:18 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:01 AM |
wampum-library4 | $25.00 | 9/12/2011 3:49:41 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:38 PM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:26 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:35 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:26 PM |
Aberdeen | $3,000.00 | 9/13/2011 5:36:09 PM |
compoundinterest | $50.00 | 9/13/2011 7:21:19 PM |
EngineersAlliance | $50.00 | 9/13/2011 7:44:47 PM |
radforj22 | $25.00 | 9/13/2011 8:19:00 PM |
tolerant-dinero2 | $50.00 | 9/13/2011 11:14:44 PM |
return-seeker85 | $50.00 | 9/14/2011 4:41:07 PM |
atomantic | $25.00 | 9/14/2011 8:04:53 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:07:56 PM |
goose026 | $25.00 | 9/15/2011 6:52:23 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:09 AM |
Weaverville | $50.00 | 9/15/2011 11:47:04 AM |
Clambake | $50.00 | 9/15/2011 11:36:02 AM |
matthewrburk | $117.37 | 9/15/2011 4:59:34 PM |
janeybooboo | $100.00 | 9/15/2011 9:15:37 PM |
listing-drummer | $40.00 | 9/16/2011 12:37:30 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:24 AM |
vtrentster | $25.00 | 9/16/2011 10:17:39 AM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:33 PM |
american6 | $100.00 | 9/16/2011 4:28:26 PM |
power-defender7 | $25.00 | 9/16/2011 8:30:08 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:51 PM |
McGrufus | $54.00 | 9/16/2011 11:24:49 PM |
balance6 | $25.00 | 9/17/2011 4:27:20 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:43 AM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:34 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:32 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:16 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:02 AM |
principal-bull | $25.00 | 9/18/2011 7:29:37 AM |
Ocean713 | $75.00 | 9/18/2011 11:15:31 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:59 AM |
tapesor | $200.00 | 9/19/2011 9:59:22 AM |
escharfer | $25.00 | 9/19/2011 12:26:34 PM |
mtquan | $25.00 | 9/19/2011 2:24:49 PM |
TechieLender | $50.00 | 9/19/2011 3:27:01 PM |
GoldenGo4 | $50.00 | 9/19/2011 4:37:56 PM |
point-zebra | $25.00 | 9/19/2011 9:10:57 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:30 AM |
pious-benjamins1 | $25.00 | 9/19/2011 9:40:02 PM |
skuba | $50.00 | 9/20/2011 2:14:10 AM |
crw1950 | $29.91 | 9/20/2011 5:15:56 AM |
integrity-doctor | $100.00 | 9/20/2011 7:00:07 AM |
mjjjrj | $25.00 | 9/20/2011 9:32:17 AM |
Barrayaran | $25.00 | 9/20/2011 9:30:06 AM |
spark548 | $50.00 | 9/20/2011 12:45:29 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:48 PM |
mason13a | $50.00 | 9/20/2011 3:44:11 PM |
mcds | $30.00 | 9/20/2011 12:56:57 PM |
dpfl55 | $25.00 | 9/20/2011 5:27:53 PM |
be_wise | $25.00 | 9/20/2011 7:46:00 PM |
antlr | $50.00 | 9/20/2011 9:04:58 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:53 AM |
javelin0 | $25.00 | 9/21/2011 5:24:33 AM |
edsmoney | $100.00 | 9/21/2011 5:50:03 AM |
orgy63 | $25.00 | 9/21/2011 7:04:49 AM |
nalaari | $30.00 | 9/21/2011 6:36:25 AM |
bid-lightning9 | $50.00 | 9/21/2011 9:21:23 AM |
adamnash | $25.00 | 9/21/2011 8:31:06 AM |
PPLIN810 | $25.00 | 9/21/2011 9:30:25 AM |
cordial-affluence2 | $36.03 | 9/21/2011 8:56:43 AM |
UD3230 | $33.00 | 9/21/2011 10:10:15 AM |
dollardave | $100.00 | 9/21/2011 11:12:44 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:36 AM |
dordee | $68.11 | 9/21/2011 12:01:26 PM |
Marathoner | $25.00 | 9/21/2011 11:41:21 AM |
Longstreet47 | $25.62 | 9/21/2011 12:18:49 PM |
jpblan11 | $25.00 | 9/21/2011 11:26:12 AM |
NYBIZ | $25.00 | 9/21/2011 12:34:08 PM |
Digs | $25.00 | 9/21/2011 11:40:40 AM |
money-blossom110 | $202.70 | 9/21/2011 12:42:30 PM |
green-trade-dolphin2 | $25.00 | 9/8/2011 9:24:05 AM |
BxRealtor | $25.00 | 9/8/2011 9:47:28 AM |
Aberdeen | $1,000.00 | 9/8/2011 9:07:02 AM |
AF-Chief | $100.00 | 9/8/2011 11:14:54 AM |
diablorulz | $50.00 | 9/8/2011 1:53:53 PM |
thankful-nickel2 | $25.00 | 9/8/2011 11:35:38 AM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:02 PM |
caring-hope2 | $100.00 | 9/9/2011 5:34:35 AM |
indomitable-coin | $25.00 | 9/9/2011 7:11:04 AM |
petangerie | $125.00 | 9/12/2011 7:44:22 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:07 PM |
figs4u2 | $100.00 | 9/12/2011 2:37:03 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:53 AM |
mr55262 | $50.00 | 9/13/2011 10:28:50 AM |
the-enterprising-leverage | $50.00 | 9/13/2011 10:19:24 AM |
leeball | $100.00 | 9/13/2011 9:39:01 PM |
w3alter | $50.00 | 9/14/2011 2:13:19 PM |
gold-position | $100.00 | 9/14/2011 3:26:18 PM |
promise2 | $100.00 | 9/14/2011 3:30:48 PM |
ski bum | $100.00 | 9/14/2011 5:49:04 PM |
ZeLonewolf | $25.00 | 9/14/2011 7:17:20 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:55 PM |
larslfe | $50.00 | 9/14/2011 9:58:43 PM |
life-is-great | $25.00 | 9/15/2011 8:14:26 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:48 PM |
jcw3rd | $25.00 | 9/15/2011 4:12:13 PM |
money-bauble | $189.00 | 9/15/2011 5:11:24 PM |
marwadi-62 | $100.00 | 9/15/2011 5:31:36 PM |
anacent | $100.00 | 9/15/2011 8:21:25 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:19 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:54 AM |
damage | $25.00 | 9/16/2011 8:47:15 AM |
puifais | $50.00 | 9/16/2011 10:46:41 AM |
gojackgo | $50.00 | 9/16/2011 12:01:07 PM |
brutusbone | $25.00 | 9/16/2011 12:54:38 PM |
finance-symphony7 | $100.00 | 9/16/2011 4:54:25 PM |
Supernick | $50.00 | 9/16/2011 4:52:59 PM |
danf2201 | $25.00 | 9/16/2011 8:21:37 PM |
Interloper | $25.00 | 9/16/2011 9:06:48 PM |
dpa24 | $100.00 | 9/17/2011 4:07:10 AM |
peaceful-farmer | $100.00 | 9/17/2011 6:02:52 AM |
kulender | $50.00 | 9/17/2011 6:16:37 AM |
upupandaway | $50.00 | 9/17/2011 6:54:52 AM |
mennleo | $50.00 | 9/17/2011 8:40:30 AM |
britgsb | $50.00 | 9/17/2011 9:12:36 AM |
RainyDayFunds | $25.00 | 9/17/2011 9:23:19 AM |
MonopolyDred | $25.00 | 9/17/2011 10:11:19 AM |
Pman | $25.00 | 9/17/2011 12:55:11 PM |
RKLFinancial | $25.00 | 9/17/2011 1:02:40 PM |
ShotokanKeto | $29.42 | 9/17/2011 4:04:28 PM |
PaulW | $25.00 | 9/17/2011 4:14:07 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:57 PM |
adir1 | $25.00 | 9/17/2011 10:02:30 PM |
sgt-schultz | $25.00 | 9/18/2011 7:00:36 AM |
return-buddy | $50.00 | 9/18/2011 7:19:33 AM |
granitepk | $50.00 | 9/18/2011 7:45:13 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:37 AM |
orange-kindness-captain | $30.00 | 9/18/2011 8:04:45 PM |
BankofPete | $35.00 | 9/18/2011 7:50:40 PM |
rogue_monster | $25.00 | 9/19/2011 8:39:46 AM |
green28 | $200.00 | 9/19/2011 10:56:37 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:22 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:01 PM |
promise2 | $50.00 | 9/19/2011 5:56:53 PM |
reinforced-reward | $25.00 | 9/19/2011 7:13:52 PM |
E_G | $50.00 | 9/19/2011 7:01:41 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:04 PM |
dthompso | $50.00 | 9/19/2011 9:18:34 PM |
a-resplendent-commitment | $25.00 | 9/20/2011 6:54:43 AM |
intrepid-loot | $25.00 | 9/20/2011 7:39:10 AM |
jhernand17 | $25.00 | 9/20/2011 10:04:13 AM |
silver-voyager9 | $25.00 | 9/20/2011 10:10:36 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:03 AM |
BlessedEveryDay | $30.00 | 9/20/2011 1:26:42 PM |
Loan-Mart | $68.13 | 9/20/2011 2:33:20 PM |
violaetain | $50.00 | 9/20/2011 2:08:15 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:12 PM |
astute-benjamins | $25.00 | 9/20/2011 3:14:06 PM |
mjjjrj | $32.24 | 9/20/2011 6:08:34 PM |
FRC64 | $25.00 | 9/20/2011 7:27:44 PM |
JIM1JIM2 | $50.00 | 9/21/2011 12:27:51 AM |
Winger | $350.00 | 9/21/2011 4:18:05 AM |
1point21gigawatts | $29.46 | 9/20/2011 9:10:49 PM |
Harry | $50.00 | 9/21/2011 8:29:25 AM |
bombay56 | $50.00 | 9/21/2011 9:07:10 AM |
personal-lender | $25.00 | 9/21/2011 9:11:22 AM |
wdove511 | $30.00 | 9/21/2011 8:02:34 AM |
Rider | $205.00 | 9/21/2011 9:26:20 AM |
listing-reformation8 | $100.00 | 9/21/2011 11:36:05 AM |
investment-comet | $25.00 | 9/21/2011 11:45:14 AM |
jholebound | $25.00 | 9/21/2011 12:01:48 PM |
kriegs | $100.00 | 9/21/2011 12:37:11 PM |
nikebootie | $25.00 | 9/21/2011 11:44:18 AM |
178 Investments
|
Borrower Payment Dependent Notes Series
496336
This series of Notes was issued and sold upon the funding of the borrower loan #53654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 59% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,093 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| hybridman |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2009)
720-739
(Aug-2008)
760-779
(Jun-2008)
760-779
(Oct-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
My loan for debt consolidation
Purpose of loan:
To refinance my loan i have in lending club for lower monthly payments.
My financial situation:
I am a good candidate for this loan because...I am consistent and diligent on paying my debts.
Monthly net income: $2800
Monthly expenses: $1100
Housing: $0
Insurance: $45
Car expenses: $470
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $538
Other expenses: $
The other loan will be replaced by this loan and will free up about 200 dollars of monthly expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $72.00 | 9/22/2011 9:12:14 AM |
Weaverville | $25.00 | 9/22/2011 4:01:24 PM |
vtrentster | $25.00 | 9/22/2011 5:48:57 PM |
investmentgroup | $50.00 | 9/22/2011 5:56:25 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:04 PM |
1stBankAndHal | $25.03 | 9/22/2011 8:20:26 PM |
jebber007 | $25.00 | 9/23/2011 5:30:01 AM |
chameleon125 | $25.00 | 9/23/2011 7:02:10 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:58 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:05:27 AM |
DiligentiaLLC | $223.28 | 9/22/2011 9:58:07 AM |
worldly-investment333 | $50.00 | 9/22/2011 11:49:12 AM |
thankful-nickel2 | $25.00 | 9/22/2011 1:13:43 PM |
mikeandcat | $50.00 | 9/22/2011 3:17:54 PM |
genuine-integrity0 | $25.00 | 9/22/2011 4:11:11 PM |
twjh | $25.00 | 9/22/2011 4:57:55 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:18 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:04 PM |
shrewd-income | $25.00 | 9/22/2011 6:42:48 PM |
green-rapid-openness | $100.00 | 9/22/2011 6:54:34 PM |
green-trade-dolphin | $25.00 | 9/22/2011 7:20:08 PM |
CoolPlexer | $25.00 | 9/22/2011 8:24:49 PM |
The-Helper | $60.00 | 9/23/2011 4:29:40 AM |
cbivitz | $25.00 | 9/23/2011 4:45:57 AM |
USMC0311 | $25.00 | 9/23/2011 5:56:55 AM |
chad-bro-chill | $25.00 | 9/23/2011 7:49:37 AM |
Bob450 | $30.22 | 9/23/2011 8:40:27 AM |
worth-blanket2 | $6,200.00 | 9/23/2011 9:19:50 AM |
dollar-authority | $29.47 | 9/23/2011 9:22:17 AM |
29 Investments
|
Borrower Payment Dependent Notes Series
501390
This series of Notes was issued and sold upon the funding of the borrower loan #53729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 75% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,333 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Help-me-Help-you |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Start up
Purpose of loan: to help start a business
This loan will be used to...purchase equipment for business
My financial situation: Two income household, will continue to work until business is up and running
I am a good candidate for this loan because...I have spent the last year preparing for this start up but last minute expenses are delaying me
Monthly net income: $6000
Monthly expenses: $
Housing: $600
Insurance: $150
Car expenses: $1300
Utilities: $300
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-credit-bear | $25.00 | 9/12/2011 10:01:48 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:44 AM |
CatbirdBanking | $25.00 | 9/14/2011 12:53:47 PM |
handshake5 | $100.00 | 9/14/2011 5:46:52 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:51 AM |
cattlebaron | $50.00 | 9/15/2011 7:38:47 PM |
barefootpaul | $25.00 | 9/16/2011 6:33:45 AM |
Zipcut | $25.00 | 9/16/2011 8:28:16 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:25 AM |
papaloha | $25.00 | 9/16/2011 8:56:23 AM |
loss-of-control | $75.00 | 9/16/2011 9:02:09 AM |
kind-finance-burrito | $50.00 | 9/16/2011 12:50:55 PM |
impala6464 | $75.00 | 9/16/2011 5:53:39 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:09 PM |
kulender | $50.00 | 9/17/2011 6:16:46 AM |
red-favorable-basis | $25.00 | 9/18/2011 6:54:13 PM |
thelovebug | $100.00 | 9/19/2011 7:44:33 AM |
nickel-hickory | $53.00 | 9/19/2011 9:59:38 AM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:25 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:59 AM |
kingbob | $25.00 | 9/13/2011 8:12:08 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:03 AM |
capital-halo1 | $1,000.00 | 9/14/2011 5:45:50 PM |
stepatatime-together | $100.00 | 9/15/2011 9:36:55 AM |
finance-prescription | $100.00 | 9/15/2011 3:35:01 PM |
let_me_retire | $25.00 | 9/15/2011 8:30:02 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:18 AM |
suave-dime6 | $25.00 | 9/16/2011 6:38:47 PM |
gotjack | $100.00 | 9/17/2011 8:45:20 AM |
BBL | $25.00 | 9/17/2011 9:39:04 AM |
NolockHolmes | $50.00 | 9/17/2011 5:11:49 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:37 PM |
mighty-payout1 | $25.00 | 9/18/2011 12:05:42 PM |
rakem777 | $25.00 | 9/18/2011 7:48:45 PM |
best-point-flow | $47.00 | 9/19/2011 6:55:13 AM |
worth-blanket2 | $4,800.00 | 9/19/2011 9:24:05 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
507026
This series of Notes was issued and sold upon the funding of the borrower loan #53595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-06-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $229.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 26y 8m |
Amount delinquent:
| $7,933 |
Total credit lines:
| 27 |
Occupation: | Chemist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,592 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| salysiai |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 68 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
740-759
(Aug-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 68 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...purchase auto. my current vehicle of 17 years needs repairing again. time for another, more dependable vehicle.
My financial situation:
I am a good candidate for this loan because...i had 2 previous loans (lower amount) that i paid off & never missed a payment. my intention is to pay off this loan before 5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/6/2011 5:08:00 PM |
green-trade-dolphin2 | $30.00 | 9/6/2011 7:10:01 PM |
atbright | $25.00 | 9/6/2011 5:48:41 PM |
promise2 | $50.00 | 9/7/2011 12:31:23 PM |
AF-Chief | $100.00 | 9/7/2011 8:49:10 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:51 AM |
BuffetRocks | $60.00 | 9/8/2011 12:09:47 AM |
3_boyz | $37.01 | 9/8/2011 1:59:05 PM |
diablorulz | $50.00 | 9/8/2011 1:53:43 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:10 PM |
vigilance-accruer | $26.45 | 9/8/2011 10:56:01 PM |
golffish2 | $25.00 | 9/9/2011 4:18:55 AM |
value-wind0 | $50.00 | 9/9/2011 10:47:28 AM |
Ocean713 | $75.00 | 9/9/2011 11:15:23 AM |
boylezz | $25.00 | 9/9/2011 11:51:23 AM |
labate | $46.21 | 9/9/2011 6:25:49 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:34 PM |
MM1207 | $50.00 | 9/11/2011 11:00:23 AM |
Nazbuster | $125.00 | 9/12/2011 8:05:28 AM |
notyourdaddy | $25.00 | 9/12/2011 9:40:05 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:03 PM |
mydogissocute | $25.00 | 9/12/2011 3:19:11 PM |
figs4u2 | $100.00 | 9/12/2011 2:36:57 PM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:25 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:23 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:31 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:12 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:13 PM |
GreenSun | $25.00 | 9/14/2011 6:26:56 AM |
mennleo | $50.00 | 9/14/2011 9:51:54 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:33 PM |
gold-position | $100.00 | 9/14/2011 3:26:15 PM |
spark548 | $50.00 | 9/14/2011 5:36:11 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:09:53 PM |
RayEarth | $25.00 | 9/15/2011 5:49:40 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:04 AM |
Clambake | $50.00 | 9/15/2011 11:35:56 AM |
cash-merry-maker | $25.00 | 9/15/2011 12:28:02 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:46 PM |
TWISBWM | $25.00 | 9/15/2011 4:03:22 PM |
market-maximizer472 | $100.00 | 9/15/2011 4:58:55 PM |
MadHun | $200.00 | 9/15/2011 5:15:14 PM |
personal-lender | $25.00 | 9/15/2011 5:16:18 PM |
elfincove | $25.00 | 9/15/2011 7:15:14 PM |
Loan_shark718 | $35.00 | 9/15/2011 7:40:05 PM |
paladin847 | $50.00 | 9/15/2011 8:12:49 PM |
TrixieD | $38.20 | 9/15/2011 9:33:04 PM |
Smallbear | $25.00 | 9/16/2011 4:39:58 AM |
awwaww | $25.00 | 9/16/2011 3:51:20 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:30 AM |
ScottW | $25.00 | 9/16/2011 8:20:43 AM |
dollardave | $100.00 | 9/16/2011 10:04:08 AM |
puifais | $50.00 | 9/16/2011 10:46:37 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:57 AM |
gojackgo | $50.00 | 9/16/2011 12:01:04 PM |
social-pizza5 | $25.00 | 9/16/2011 12:01:48 PM |
clean-fund | $25.00 | 9/16/2011 2:12:20 PM |
reflective-deal8 | $57.00 | 9/16/2011 2:50:16 PM |
mtquan | $25.00 | 9/16/2011 4:03:28 PM |
methodical-greenback5 | $50.00 | 9/16/2011 4:28:49 PM |
american6 | $100.00 | 9/16/2011 4:28:21 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:34 PM |
jdashv | $50.00 | 9/16/2011 5:40:42 PM |
Pasagam | $50.00 | 9/16/2011 8:16:41 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:34 PM |
BigBag | $25.00 | 9/16/2011 10:03:09 PM |
Ivan2007 | $25.00 | 9/17/2011 3:27:23 AM |
somebody32 | $25.00 | 9/17/2011 4:21:19 AM |
balance6 | $25.00 | 9/17/2011 4:27:15 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:45 AM |
fishtale | $25.00 | 9/17/2011 7:38:23 AM |
Richmp412 | $25.00 | 9/17/2011 7:39:42 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:02 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:13:00 AM |
dharma1 | $25.00 | 9/17/2011 8:44:13 AM |
loyalty-czar | $44.04 | 9/17/2011 8:36:23 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:07 AM |
Natsfandc | $25.00 | 9/17/2011 10:22:31 AM |
tranquil-capital9 | $25.00 | 9/17/2011 10:50:35 AM |
wlm3012 | $50.00 | 9/17/2011 11:22:22 AM |
genius520 | $50.00 | 9/17/2011 12:09:53 PM |
money-bauble | $98.00 | 9/17/2011 12:07:37 PM |
mad-scientist0 | $100.00 | 9/17/2011 12:38:37 PM |
Little_Helper | $25.00 | 9/17/2011 1:08:18 PM |
RKLFinancial | $25.00 | 9/17/2011 1:03:34 PM |
Pman | $25.00 | 9/17/2011 12:55:04 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:43 PM |
wonderful-dime | $25.00 | 9/17/2011 1:38:55 PM |
cordial-affluence2 | $50.00 | 9/17/2011 2:13:03 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:33:52 PM |
dime-vista2 | $25.00 | 9/17/2011 1:28:50 PM |
Opportunity4you | $50.00 | 9/17/2011 2:36:49 PM |
Rockymtnhi | $50.00 | 9/17/2011 3:34:08 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:31 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:28 PM |
be_wise | $25.00 | 9/17/2011 3:42:10 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:30 PM |
Xarach | $26.78 | 9/17/2011 6:30:33 PM |
soulblest | $38.60 | 9/17/2011 9:46:02 PM |
Lendomatic | $35.00 | 9/18/2011 12:13:28 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:10 AM |
generous-deal6 | $50.00 | 9/18/2011 2:52:57 AM |
peaceful-farmer | $30.00 | 9/18/2011 5:03:00 AM |
granitepk | $50.00 | 9/18/2011 7:45:10 AM |
lrr34 | $50.00 | 9/18/2011 8:52:29 AM |
Green-Baron | $25.00 | 9/18/2011 9:12:46 AM |
Preteur | $25.00 | 9/18/2011 10:12:34 AM |
loot-heart | $25.00 | 9/18/2011 10:33:02 AM |
nycloan | $25.00 | 9/18/2011 10:36:56 AM |
bid-stockpiler1 | $50.00 | 9/18/2011 11:35:38 AM |
aznboi | $50.00 | 9/18/2011 12:21:59 PM |
lsx7 | $102.23 | 9/18/2011 12:23:15 PM |
flshdaskll | $25.00 | 9/18/2011 1:34:54 PM |
CSharper | $25.00 | 9/18/2011 1:55:53 PM |
MoneyForNothing | $209.13 | 9/6/2011 5:04:39 PM |
enthusiastic-balance5 | $100.00 | 9/6/2011 5:18:16 PM |
oplender | $25.00 | 9/6/2011 8:42:50 PM |
thankful-nickel2 | $25.00 | 9/7/2011 6:37:21 AM |
indomitable-coin | $25.00 | 9/7/2011 6:39:41 AM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:56 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:49 AM |
subtle-revenue0 | $25.00 | 9/8/2011 5:08:52 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:07 AM |
compoundinterest | $50.00 | 9/9/2011 5:11:26 PM |
ivy-league-MBA | $34.00 | 9/10/2011 3:57:50 AM |
s270 | $100.00 | 9/10/2011 3:46:49 AM |
Aaron_Oz | $25.00 | 9/10/2011 3:45:36 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:00 AM |
Sneezie | $100.00 | 9/11/2011 6:10:19 PM |
Sierrahh | $25.00 | 9/12/2011 7:37:04 AM |
first-serene-credit | $25.00 | 9/12/2011 9:04:11 AM |
InChicago | $100.00 | 9/12/2011 8:35:41 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:00 AM |
wampum-library4 | $25.00 | 9/12/2011 3:59:50 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:31 PM |
Bizyhusbandnfather | $25.00 | 9/12/2011 4:42:14 PM |
dealarella | $100.00 | 9/13/2011 6:05:16 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:38 AM |
mr55262 | $50.00 | 9/13/2011 10:28:46 AM |
radforj22 | $25.00 | 9/13/2011 12:05:00 PM |
Weaverville | $50.00 | 9/13/2011 3:09:23 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:23 PM |
ski bum | $100.00 | 9/13/2011 4:31:58 PM |
larslfe | $50.00 | 9/13/2011 8:13:47 PM |
life-is-great | $25.00 | 9/14/2011 6:09:43 AM |
caseattle | $25.00 | 9/14/2011 7:56:49 AM |
ladyhawk187 | $25.00 | 9/14/2011 11:49:27 AM |
w3alter | $50.00 | 9/14/2011 2:13:16 PM |
YellowJacket | $25.00 | 9/14/2011 4:38:43 PM |
atomantic | $50.00 | 9/14/2011 8:03:15 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:43 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:50 PM |
worlds-best-worth2 | $25.00 | 9/14/2011 10:35:46 PM |
steiglends | $100.00 | 9/15/2011 5:35:22 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:52 AM |
goose026 | $25.00 | 9/15/2011 6:52:11 AM |
natural-affluence4 | $30.00 | 9/15/2011 9:25:08 AM |
sgt-schultz | $25.00 | 9/15/2011 12:32:50 PM |
trail5 | $200.00 | 9/15/2011 2:34:30 PM |
Dollars4Rent | $25.00 | 9/15/2011 3:40:34 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:15 PM |
cash-sensai2 | $50.00 | 9/15/2011 6:35:37 PM |
invincible-platinum9 | $25.00 | 9/15/2011 7:19:12 PM |
anacent | $100.00 | 9/15/2011 8:21:22 PM |
MilitaryLending | $25.00 | 9/15/2011 9:54:01 PM |
wilchik | $60.00 | 9/15/2011 10:21:40 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:37 AM |
Fearless_Lender | $25.00 | 9/16/2011 1:08:31 AM |
chakra | $25.00 | 9/16/2011 5:09:06 AM |
marwadi-62 | $100.00 | 9/16/2011 5:24:46 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:21 AM |
impeccable-penny | $50.00 | 9/16/2011 7:43:02 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:28 AM |
wise-silver-wonder | $25.00 | 9/16/2011 8:41:24 AM |
damage | $25.00 | 9/16/2011 8:47:15 AM |
TownsendOrg | $25.00 | 9/16/2011 10:00:48 AM |
turbostar666 | $25.00 | 9/16/2011 10:39:36 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:17:05 AM |
brutusbone | $25.00 | 9/16/2011 12:35:19 PM |
sgordon46 | $25.00 | 9/16/2011 2:01:36 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:28 PM |
Supernick | $50.00 | 9/16/2011 4:52:55 PM |
davidc314 | $50.00 | 9/16/2011 5:01:45 PM |
simiray | $50.00 | 9/16/2011 5:26:30 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:37 PM |
tapesor | $200.00 | 9/16/2011 5:14:28 PM |
love_what_you_do | $25.00 | 9/16/2011 6:21:57 PM |
a2190b | $60.00 | 9/16/2011 6:55:12 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:45 PM |
77dowplace | $27.00 | 9/16/2011 8:00:50 PM |
hidavehi | $44.00 | 9/16/2011 8:11:47 PM |
Tulalue | $25.00 | 9/17/2011 4:14:02 AM |
kulender | $50.00 | 9/17/2011 6:16:33 AM |
upupandaway | $50.00 | 9/17/2011 6:54:49 AM |
moola-rose8 | $25.00 | 9/17/2011 7:01:00 AM |
valiant-liberty4 | $25.00 | 9/17/2011 7:27:50 AM |
Leshan | $200.00 | 9/17/2011 7:59:54 AM |
andyb9 | $25.00 | 9/17/2011 8:26:11 AM |
britgsb | $50.00 | 9/17/2011 9:12:32 AM |
mighty-value | $25.00 | 9/17/2011 9:10:48 AM |
tranquil-capital9 | $25.00 | 9/17/2011 10:45:30 AM |
return-buddy | $25.00 | 9/17/2011 11:28:16 AM |
astute-benjamins | $25.00 | 9/17/2011 10:59:37 AM |
oracle3 | $25.00 | 9/17/2011 1:02:31 PM |
fair_rates | $25.00 | 9/17/2011 2:31:09 PM |
opportunity85 | $25.00 | 9/17/2011 2:38:32 PM |
ladderskibum | $25.00 | 9/17/2011 3:43:25 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:14 PM |
credit-vinyl | $25.00 | 9/17/2011 4:29:13 PM |
jdrez | $25.00 | 9/17/2011 5:25:31 PM |
Katahdin | $50.00 | 9/17/2011 6:43:57 PM |
witty-compassion | $25.00 | 9/17/2011 9:55:56 PM |
IIP77 | $25.00 | 9/18/2011 1:03:38 AM |
LittleMingo | $25.00 | 9/18/2011 2:22:31 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:45 AM |
rubylender | $25.00 | 9/18/2011 5:15:04 AM |
JandJ-Bank | $25.00 | 9/18/2011 7:42:49 AM |
atlas100 | $50.00 | 9/18/2011 9:23:11 AM |
drkosh | $25.00 | 9/18/2011 10:11:24 AM |
heerzaquestion | $30.00 | 9/18/2011 11:46:59 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:31 AM |
profitable-money | $25.00 | 9/18/2011 12:34:55 PM |
comet55 | $25.00 | 9/18/2011 11:35:12 AM |
JTCorp | $16.34 | 9/18/2011 2:07:03 PM |
224 Investments
|
Borrower Payment Dependent Notes Series
514098
This series of Notes was issued and sold upon the funding of the borrower loan #53749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-02-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $356.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,001 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| damasterwc |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Downpayment for investment property
Purpose of loan:
This loan will be used to...
Complete a downpayment so I can qualify for a better loan. This loan will allow me to borrow $130,000 at a VERY reasonable rate.
My financial situation:
I am a good candidate for this loan because...
This loan will enable me to get the bigger, better loan, which will allow me to have enough money to generate positive cash flow on an investment property. The cash flow will pay both loans.
I have enough income from my job to easily make this payment. I was tempted to take the slightly smaller loan offer, but the rate was only 13.9% and I thought that having a slightly higher rate would give you guys a better incentive to invest in my loan.
I make $2700 net after taxes every month, and I live for free in my parents house. I have no problem making this payment.
Thank you for believing in me and investing in my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/2/2011 5:08:26 PM |
AF-Chief | $100.00 | 9/2/2011 8:49:18 PM |
responsibility-butterfly | $25.00 | 9/3/2011 3:36:43 AM |
CBO-Enterprise | $200.00 | 9/3/2011 12:02:34 PM |
dougm | $100.00 | 9/3/2011 8:45:28 AM |
Paxman84 | $42.70 | 9/3/2011 9:06:14 AM |
Kevin536 | $100.00 | 9/3/2011 2:12:12 PM |
nuclearmoose | $50.00 | 9/3/2011 10:25:07 AM |
108lender | $600.00 | 9/3/2011 6:04:29 PM |
inspired-duty5 | $169.00 | 9/4/2011 2:27:55 PM |
attractive-rate | $25.00 | 9/5/2011 8:40:16 AM |
basis-wizard8 | $50.00 | 9/6/2011 8:03:44 AM |
rmachi | $25.00 | 9/6/2011 8:07:58 AM |
FinDoc | $25.00 | 9/6/2011 3:21:42 PM |
oplender | $25.00 | 9/6/2011 11:20:07 AM |
Planecourage | $25.00 | 9/6/2011 10:29:23 PM |
rustysailor | $28.00 | 9/6/2011 10:08:02 PM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:50 PM |
peso-tostada | $100.00 | 9/7/2011 8:29:52 PM |
porwestco | $50.00 | 9/8/2011 3:38:23 AM |
ZeLonewolf | $25.00 | 9/8/2011 4:37:19 AM |
BxRealtor | $25.00 | 9/8/2011 4:47:33 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:35 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:54 AM |
equitable-capital758 | $250.00 | 9/8/2011 11:00:11 AM |
ski bum | $100.00 | 9/8/2011 5:20:30 PM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:24 AM |
larslfe | $25.00 | 9/9/2011 11:15:20 AM |
the-discrete-income | $100.00 | 9/9/2011 2:24:42 PM |
enthralling-deal180 | $50.00 | 9/10/2011 11:31:02 AM |
Wilhan | $50.00 | 9/11/2011 2:34:12 PM |
MM1207 | $50.00 | 9/11/2011 11:00:11 AM |
Oak-Parker | $25.76 | 9/12/2011 4:53:42 AM |
miked8303 | $25.00 | 9/12/2011 6:05:35 AM |
escharfer | $25.00 | 9/12/2011 7:50:21 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:46 AM |
principal-trombone | $500.00 | 9/12/2011 9:28:21 AM |
platinum-rapture6 | $50.00 | 9/12/2011 1:18:03 PM |
market-maximizer472 | $100.00 | 9/12/2011 3:10:56 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:27 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:51 AM |
dealarella | $100.00 | 9/13/2011 6:05:13 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:19 AM |
Dark_Helmet | $25.00 | 9/13/2011 10:10:35 AM |
usemymoney | $25.00 | 9/13/2011 1:29:39 PM |
Weaverville | $50.00 | 9/13/2011 3:09:20 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:20 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:09 PM |
xylem743 | $78.00 | 9/13/2011 6:36:19 PM |
Supernick | $50.00 | 9/13/2011 8:18:51 PM |
Cash4U2also | $43.65 | 9/13/2011 8:24:46 PM |
bds9646 | $25.00 | 9/14/2011 8:35:45 AM |
JFalcon | $50.00 | 9/14/2011 12:55:23 PM |
mondaymorning | $50.00 | 9/14/2011 3:57:07 PM |
YellowJacket | $25.00 | 9/14/2011 4:35:20 PM |
MARWARISETH | $25.00 | 9/14/2011 6:27:19 PM |
first-favorite-bonus9 | $25.00 | 9/15/2011 2:03:27 AM |
steiglends | $100.00 | 9/15/2011 5:35:16 AM |
Auditman | $50.00 | 9/15/2011 5:38:45 AM |
Chutney | $25.00 | 9/15/2011 4:26:40 AM |
lounges | $50.00 | 9/15/2011 5:54:26 AM |
tylerfd | $25.00 | 9/15/2011 6:35:00 AM |
Rivermaverick | $25.00 | 9/15/2011 7:19:54 AM |
TrustPlus | $50.00 | 9/15/2011 8:03:13 AM |
mennleo | $70.00 | 9/15/2011 8:16:31 AM |
narblark | $50.00 | 9/15/2011 8:21:55 AM |
helidude | $25.00 | 9/15/2011 9:07:39 AM |
rroadflat | $25.00 | 9/15/2011 9:26:09 AM |
natural-affluence4 | $30.00 | 9/15/2011 9:25:05 AM |
currency-balancer | $25.00 | 9/15/2011 10:19:22 AM |
balance-voyager | $50.00 | 9/15/2011 10:31:35 AM |
reinforced-reward | $25.00 | 9/15/2011 11:05:15 AM |
creative-revenue0 | $50.00 | 9/15/2011 12:18:09 PM |
jibe-set | $50.00 | 9/15/2011 12:20:34 PM |
EvalCrux | $50.00 | 9/15/2011 1:37:49 PM |
cash-merry-maker | $25.00 | 9/15/2011 12:28:00 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:40 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:11 PM |
tapesor | $200.00 | 9/15/2011 5:19:39 PM |
cognizant-rupee7 | $35.00 | 9/15/2011 5:21:42 PM |
DreDub | $50.00 | 9/15/2011 5:30:52 PM |
Danfromnapa | $25.00 | 9/15/2011 5:24:13 PM |
cash-spinner | $35.00 | 9/15/2011 5:51:31 PM |
Ripsaw4U | $50.00 | 9/15/2011 5:33:40 PM |
renaissance168 | $40.00 | 9/15/2011 6:13:25 PM |
shaker348 | $25.00 | 9/15/2011 6:20:28 PM |
herbyman | $50.00 | 9/15/2011 6:24:07 PM |
moola-gargantuan9 | $50.00 | 9/15/2011 6:27:37 PM |
TBCapitol | $50.00 | 9/15/2011 6:04:57 PM |
cash-sensai2 | $50.00 | 9/15/2011 6:35:35 PM |
tampa_cmc | $50.00 | 9/15/2011 6:18:12 PM |
wealth-neutrino2 | $25.00 | 9/15/2011 6:59:16 PM |
elfincove | $25.00 | 9/15/2011 7:15:12 PM |
IIP77 | $25.00 | 9/15/2011 8:09:25 PM |
greenback-ally | $100.00 | 9/15/2011 7:51:04 PM |
Loan_shark718 | $25.00 | 9/15/2011 7:56:52 PM |
rose88 | $25.00 | 9/15/2011 8:03:41 PM |
anacent | $100.00 | 9/15/2011 8:21:20 PM |
Green-Baron | $25.00 | 9/15/2011 8:42:33 PM |
best-phenomenal-treasure | $25.00 | 9/15/2011 9:08:10 PM |
itsokrelax | $68.01 | 9/15/2011 10:22:20 PM |
direct-dough0 | $25.00 | 9/15/2011 10:10:51 PM |
Fearless_Lender | $25.00 | 9/16/2011 1:08:28 AM |
Loan2save | $25.00 | 9/16/2011 4:17:47 AM |
heerzaquestion | $25.00 | 9/16/2011 4:56:38 AM |
green-loyalty-cub | $50.00 | 9/16/2011 4:50:10 AM |
buukyak | $25.00 | 9/16/2011 5:20:41 AM |
bconn078 | $25.00 | 9/16/2011 4:24:34 AM |
note-pursuit | $25.00 | 9/16/2011 5:20:12 AM |
shrewd-deal3 | $100.00 | 9/16/2011 5:46:23 AM |
currency-persimmon | $50.00 | 9/16/2011 5:52:52 AM |
Lender0010 | $50.00 | 9/16/2011 6:09:40 AM |
p2p-czar3 | $25.00 | 9/16/2011 5:46:23 AM |
prainvestment | $50.00 | 9/16/2011 6:20:51 AM |
CapeDollars | $25.00 | 9/16/2011 6:24:54 AM |
preeminant-generosity2 | $50.00 | 9/16/2011 6:29:40 AM |
Comoparklender | $50.00 | 9/16/2011 6:52:30 AM |
courteous-platinum7 | $25.00 | 9/16/2011 6:54:24 AM |
treasure-pipeline | $50.00 | 9/16/2011 6:56:29 AM |
kvandivo | $25.00 | 9/16/2011 7:13:25 AM |
nalaari | $25.01 | 9/16/2011 7:11:56 AM |
SLN-10 | $25.00 | 9/3/2011 11:27:18 AM |
TheCount | $25.00 | 9/3/2011 11:54:25 AM |
econgineer | $50.00 | 9/3/2011 10:40:46 AM |
Dusigrosz | $30.00 | 9/3/2011 9:06:57 AM |
vulgy | $51.56 | 9/3/2011 10:53:44 AM |
dontjader | $500.00 | 9/3/2011 12:11:43 PM |
indomitable-coin | $25.00 | 9/3/2011 12:20:35 PM |
Stillinutah | $25.00 | 9/3/2011 1:04:45 PM |
janeybooboo | $200.00 | 9/3/2011 8:54:45 PM |
StrongMonty | $43.25 | 9/3/2011 6:44:10 PM |
power-bluebird2 | $25.00 | 9/4/2011 4:21:23 AM |
mpatrick | $100.00 | 9/4/2011 7:23:44 AM |
feb217 | $25.00 | 9/5/2011 8:54:26 PM |
adventurous-commerce | $25.00 | 9/6/2011 9:22:17 AM |
BCTechnology | $50.00 | 9/5/2011 11:11:53 PM |
compoundinterest | $50.00 | 9/6/2011 9:12:05 AM |
dinero-idol677 | $50.00 | 9/6/2011 2:12:50 PM |
SBT | $50.00 | 9/6/2011 5:19:05 PM |
american6 | $100.00 | 9/6/2011 10:47:52 PM |
radforj22 | $25.00 | 9/7/2011 3:39:59 PM |
Xarach | $44.00 | 9/7/2011 6:28:38 PM |
diablorulz | $50.00 | 9/8/2011 1:53:31 PM |
EngineersAlliance | $50.00 | 9/8/2011 5:19:29 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:45 PM |
SBT | $75.00 | 9/8/2011 6:29:00 PM |
geniusj | $166.00 | 9/9/2011 2:15:26 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:21 PM |
JGuide | $56.99 | 9/10/2011 2:41:13 PM |
Bonplay | $41.87 | 9/10/2011 8:48:22 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:55:53 AM |
the-serene-transaction | $48.62 | 9/11/2011 2:45:29 PM |
fcukciti | $25.00 | 9/11/2011 8:48:13 AM |
WZ3190 | $25.00 | 9/12/2011 1:42:46 AM |
life-is-great | $25.00 | 9/12/2011 6:59:23 AM |
first-serene-credit | $25.00 | 9/12/2011 9:05:23 AM |
Tradesmanlender | $25.00 | 9/12/2011 1:18:07 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:08 PM |
figs4u2 | $100.00 | 9/12/2011 2:36:53 PM |
powerlifter275 | $25.00 | 9/13/2011 8:41:32 AM |
mr55262 | $50.00 | 9/13/2011 10:28:44 AM |
caring-contract6 | $50.04 | 9/13/2011 12:26:40 PM |
sgt-schultz | $25.00 | 9/13/2011 2:05:34 PM |
Socorro_Capital_Partners | $25.00 | 9/13/2011 1:24:38 PM |
value-wind0 | $50.00 | 9/13/2011 1:55:58 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:28 PM |
alaskakid | $27.50 | 9/13/2011 4:44:46 PM |
a-unflappable-finance | $25.00 | 9/13/2011 4:50:21 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:07 PM |
Eaglehigh | $25.00 | 9/13/2011 6:44:06 PM |
personal-lender | $25.00 | 9/13/2011 7:44:13 PM |
RayEarth | $25.00 | 9/13/2011 11:46:24 PM |
listing-drummer | $75.00 | 9/13/2011 11:59:21 PM |
rlaboy | $25.00 | 9/14/2011 5:54:32 AM |
GreenSun | $25.00 | 9/14/2011 6:26:53 AM |
lucrative-coin | $100.00 | 9/14/2011 8:13:07 AM |
Argbargle | $100.00 | 9/14/2011 9:44:59 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:24 PM |
w3alter | $50.00 | 9/14/2011 2:13:14 PM |
gold-position | $100.00 | 9/14/2011 3:26:13 PM |
fair-interest6 | $26.87 | 9/14/2011 4:07:59 PM |
spark548 | $50.00 | 9/14/2011 5:36:05 PM |
money-bauble | $200.00 | 9/14/2011 5:43:52 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:40 PM |
worlds-best-worth2 | $25.00 | 9/14/2011 10:33:23 PM |
Dalrymple | $100.00 | 9/14/2011 10:34:21 PM |
sammyhammy | $25.00 | 9/15/2011 3:48:34 AM |
IPlayOutsideTheBox | $25.00 | 9/15/2011 3:51:25 AM |
trail5 | $100.00 | 9/15/2011 5:56:06 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:49 AM |
goose026 | $25.00 | 9/15/2011 6:51:52 AM |
MadHun | $200.00 | 9/15/2011 9:28:22 AM |
diggingupward | $25.00 | 9/15/2011 10:03:51 AM |
orange-respectful-camaraderi | $25.00 | 9/15/2011 10:59:43 AM |
gracej | $25.00 | 9/15/2011 11:20:08 AM |
Clambake | $50.00 | 9/15/2011 11:35:49 AM |
no_agenda_lender | $25.00 | 9/15/2011 1:00:15 PM |
enthralling-investment | $50.00 | 9/15/2011 1:54:36 PM |
Astyanax | $90.00 | 9/15/2011 3:10:47 PM |
TWISBWM | $25.00 | 9/15/2011 3:55:17 PM |
ideal-penny8 | $25.00 | 9/15/2011 3:57:11 PM |
Ocean713 | $75.00 | 9/15/2011 3:42:50 PM |
astute-benjamins | $25.00 | 9/15/2011 3:10:02 PM |
athletesfootkb | $50.00 | 9/15/2011 4:24:22 PM |
TheYellowDart | $25.00 | 9/15/2011 3:57:42 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:04 PM |
genius520 | $50.00 | 9/15/2011 5:13:44 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:55 PM |
pednatjr | $50.00 | 9/15/2011 6:14:13 PM |
Eagledrop | $25.00 | 9/15/2011 6:25:42 PM |
CSAworker | $45.90 | 9/15/2011 7:23:53 PM |
ethical-truth211 | $500.00 | 9/15/2011 7:41:37 PM |
paladin847 | $50.00 | 9/15/2011 8:12:45 PM |
GAOGERAM_BANK | $25.00 | 9/15/2011 9:02:40 PM |
ahalls | $25.00 | 9/15/2011 9:15:29 PM |
xylem743 | $72.00 | 9/15/2011 9:26:20 PM |
fair-rate | $25.00 | 9/15/2011 10:47:54 PM |
ideal-platinum1 | $25.00 | 9/15/2011 11:02:46 PM |
engaging-yield4 | $25.00 | 9/15/2011 10:56:44 PM |
transaction-raccoon | $60.24 | 9/16/2011 12:47:29 AM |
mighty-value | $25.00 | 9/15/2011 11:51:01 PM |
srilm | $25.00 | 9/16/2011 12:10:35 AM |
runner262 | $25.00 | 9/16/2011 2:07:23 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:16 AM |
reward-pizza0 | $25.00 | 9/16/2011 3:42:47 AM |
bluestarman08 | $25.00 | 9/16/2011 3:47:38 AM |
discrete-basis1 | $25.00 | 9/16/2011 3:54:45 AM |
Seafirst | $50.00 | 9/16/2011 3:51:06 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:31 AM |
Chillito | $50.00 | 9/16/2011 2:05:24 AM |
goldenretriever | $100.00 | 9/16/2011 4:21:16 AM |
Kaj | $40.00 | 9/16/2011 3:46:46 AM |
the-bill-gatherer | $25.00 | 9/16/2011 4:27:05 AM |
Oakland | $50.00 | 9/16/2011 5:11:40 AM |
chakra | $25.00 | 9/16/2011 5:06:56 AM |
bobby4u3 | $25.00 | 9/16/2011 4:27:16 AM |
mg95 | $33.00 | 9/16/2011 5:12:04 AM |
greenback-loyalist8 | $65.00 | 9/16/2011 5:35:14 AM |
friendly-market5 | $25.00 | 9/16/2011 5:37:10 AM |
wealthstar | $25.00 | 9/16/2011 4:49:43 AM |
13nd3r | $25.00 | 9/16/2011 5:37:48 AM |
delmo | $41.80 | 9/16/2011 5:43:12 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:17 AM |
rcm87 | $150.00 | 9/16/2011 5:45:53 AM |
top-sensible-yield | $25.00 | 9/16/2011 6:25:44 AM |
atkemom | $100.00 | 9/16/2011 6:02:45 AM |
compwhiz | $41.04 | 9/16/2011 6:05:58 AM |
radiant-bazaar1 | $25.00 | 9/16/2011 6:11:21 AM |
AndChicksforFree | $25.00 | 9/16/2011 6:36:54 AM |
c2it | $42.37 | 9/16/2011 6:17:45 AM |
raiderj | $29.70 | 9/16/2011 6:48:05 AM |
Danylostefan | $75.00 | 9/16/2011 6:27:04 AM |
Tasmir | $25.00 | 9/16/2011 6:52:58 AM |
slhsmile125 | $91.02 | 9/16/2011 6:56:22 AM |
Gamblor | $53.34 | 9/16/2011 6:41:25 AM |
Washington_Loan | $25.00 | 9/16/2011 6:59:04 AM |
Richmp412 | $25.00 | 9/16/2011 6:45:10 AM |
Pitufo | $25.00 | 9/16/2011 6:57:15 AM |
LongJohn4263 | $50.00 | 9/16/2011 7:09:53 AM |
benefit-position | $25.75 | 9/16/2011 7:13:10 AM |
Vans1975 | $45.15 | 9/16/2011 7:15:01 AM |
EJO | $31.74 | 9/16/2011 6:57:44 AM |
return-beeper | $30.12 | 9/16/2011 7:15:41 AM |
263 Investments
|
Borrower Payment Dependent Notes Series
517020
This series of Notes was issued and sold upon the funding of the borrower loan #53818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1991 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 8m |
Amount delinquent:
| $1,600 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $150 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-awakening8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jessejamesdallas
Purpose of loan: home improvement
This loan will be used to... build a fence
My financial situation:
I am a good candidate for this loan because...I don't owe on any credit cards.
Monthly net income: $4400
Monthly expenses: $100 max
Housing: $1345
Insurance: $101
Car expenses: $400
Utilities: $400
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:29 AM |
Dubbs360 | $100.00 | 9/18/2011 1:19:04 AM |
suave-dime6 | $25.00 | 9/18/2011 2:33:52 PM |
kind-credit-bear | $25.00 | 9/16/2011 9:17:42 AM |
luzonct | $100.00 | 9/16/2011 11:28:19 AM |
worth-blanket2 | $4,700.00 | 9/19/2011 9:14:15 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
519144
This series of Notes was issued and sold upon the funding of the borrower loan #53722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,441.84 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-05-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $322.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $5,305 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| proper-deal6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Remaining Debt
Purpose of loan: Consolidate my remaining debt
This loan will be used to...tie all remaining unsecured debt I have into a single loan with a lower payment
My financial situation: I am employed full time as a network engineer in a stable company.
I am a good candidate for this loan because...I have worked consistently over the last few years to reduce expenses, and this loan will consolidate my remaining unsecured debt into a single loan with a lower payment than the combined total payments of the existing debt.
Monthly net income: $4700 (after deducting $1100 for 401k)
Monthly expenses: $1400 (including housing)
Housing: $650
Insurance: $120
Car expenses: $0 (car paid off)
Utilities: $0 (Included in Housing)
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $460 (to be paid off with this loan)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/5/2011 9:08:51 AM |
oplender | $25.00 | 9/6/2011 11:20:12 AM |
BxRealtor | $25.00 | 9/8/2011 4:47:45 AM |
justice-circuitry0 | $50.00 | 9/8/2011 7:46:52 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:43 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:02 AM |
Interloper | $25.00 | 9/8/2011 3:47:33 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:58 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:22:35 AM |
ASR3 | $35.00 | 9/12/2011 6:30:05 AM |
life-is-great | $25.00 | 9/12/2011 6:59:26 AM |
sgt-schultz | $25.00 | 9/13/2011 7:35:50 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:30 AM |
Weaverville | $25.00 | 9/13/2011 3:10:04 PM |
Supernick | $50.00 | 9/13/2011 8:18:55 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:53 AM |
jazzmanian | $25.00 | 9/14/2011 1:05:10 PM |
ski bum | $100.00 | 9/14/2011 5:49:02 PM |
credit-maple5 | $50.00 | 9/15/2011 4:02:08 AM |
steiglends | $100.00 | 9/15/2011 5:35:19 AM |
listing-vista | $50.00 | 9/15/2011 5:52:23 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:43 AM |
radforj22 | $25.00 | 9/15/2011 2:05:37 PM |
sevimac | $50.00 | 9/15/2011 3:51:49 PM |
marketplace-hut9 | $25.00 | 9/15/2011 4:34:39 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:11 PM |
mighty-value | $25.00 | 9/15/2011 11:51:05 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:28 AM |
triumph329 | $25.00 | 9/16/2011 5:42:34 AM |
chakra | $25.00 | 9/16/2011 5:09:04 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:19 AM |
maschinenbau | $25.00 | 9/16/2011 6:14:31 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:35:26 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:26 AM |
samo102us | $25.00 | 9/16/2011 8:57:28 AM |
listing-drummer | $35.00 | 9/16/2011 8:52:57 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:55 AM |
brainy-repayment5 | $50.00 | 9/16/2011 10:40:40 AM |
astute-investment5 | $25.00 | 9/16/2011 12:56:59 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:31 PM |
sgordon46 | $25.00 | 9/16/2011 2:02:06 PM |
astute-benjamins | $25.00 | 9/16/2011 2:47:36 PM |
natural-return0 | $40.00 | 9/16/2011 3:13:17 PM |
mtquan | $25.00 | 9/16/2011 4:03:26 PM |
jescowa | $50.00 | 9/16/2011 7:12:15 PM |
danf2201 | $50.00 | 9/16/2011 7:30:31 PM |
contract-victor5 | $30.00 | 9/16/2011 6:22:28 PM |
Pasagam | $50.00 | 9/16/2011 8:16:40 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:30 PM |
AndChicksforFree | $25.00 | 9/16/2011 9:16:35 PM |
mr55262 | $25.00 | 9/16/2011 11:13:30 PM |
Palacios | $61.00 | 9/16/2011 10:46:17 PM |
somebody32 | $25.00 | 9/17/2011 4:21:18 AM |
Ivan2007 | $25.00 | 9/17/2011 3:27:22 AM |
helpful-deal1 | $25.00 | 9/17/2011 5:57:47 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:01 AM |
fishtale | $25.00 | 9/17/2011 7:38:22 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:12:59 AM |
hanuman77 | $25.00 | 9/17/2011 8:19:40 AM |
britgsb | $50.00 | 9/17/2011 9:12:32 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:03 AM |
active-market | $25.00 | 9/17/2011 9:32:46 AM |
gavinfh | $25.00 | 9/17/2011 9:32:49 AM |
VikingInvestments | $25.00 | 9/17/2011 9:59:21 AM |
helpinghand63 | $25.00 | 9/17/2011 12:13:47 PM |
genius520 | $50.00 | 9/17/2011 12:09:52 PM |
prophecy | $25.00 | 9/17/2011 12:25:17 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:26 PM |
ladderskibum | $25.00 | 9/17/2011 3:43:24 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:29 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:28 PM |
jdrez | $25.00 | 9/17/2011 5:25:30 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:11 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:29 PM |
adir1 | $25.00 | 9/17/2011 10:02:29 PM |
Engineer44 | $30.00 | 9/17/2011 11:50:32 PM |
industrious-transparency6 | $25.00 | 9/18/2011 5:26:40 AM |
Bookophile | $50.00 | 9/18/2011 4:17:53 AM |
SimonHova | $25.00 | 9/18/2011 4:05:21 AM |
nycloan | $25.00 | 9/18/2011 10:36:55 AM |
Preteur | $25.00 | 9/18/2011 10:12:33 AM |
kermitdafrog | $25.00 | 9/18/2011 11:01:25 AM |
bejfishing | $25.00 | 9/18/2011 12:02:45 PM |
supreme-hope | $25.00 | 9/18/2011 10:54:11 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:56 AM |
jo2y | $25.00 | 9/18/2011 12:05:29 PM |
jamiee73 | $25.00 | 9/18/2011 12:13:49 PM |
finance-dandelion | $100.00 | 9/18/2011 2:59:49 PM |
blue-tenacious-dough | $200.00 | 9/18/2011 3:29:15 PM |
unassassinable | $25.00 | 9/18/2011 4:26:46 PM |
Paidaspromised | $65.00 | 9/18/2011 3:34:32 PM |
help4u | $50.00 | 9/18/2011 5:20:04 PM |
cathmorcorvus | $100.00 | 9/18/2011 4:14:44 PM |
powerlifter275 | $25.00 | 9/18/2011 4:33:39 PM |
worth-web5 | $200.00 | 9/18/2011 2:44:14 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:27 PM |
heerzaquestion | $25.00 | 9/18/2011 6:31:06 PM |
gold-motivator2 | $25.00 | 9/18/2011 5:39:53 PM |
precious-coin6 | $200.00 | 9/18/2011 8:10:19 PM |
grf1945 | $25.00 | 9/18/2011 8:15:13 PM |
MrBailey | $26.05 | 9/18/2011 10:39:13 PM |
asmithj | $25.00 | 9/19/2011 3:01:48 AM |
bluefootedpig | $41.00 | 9/18/2011 9:00:24 PM |
iamricher | $25.00 | 9/18/2011 11:45:17 PM |
jblack01 | $25.00 | 9/19/2011 4:55:47 AM |
officer8 | $25.00 | 9/19/2011 6:27:03 AM |
basis-wizard8 | $50.00 | 9/19/2011 6:43:03 AM |
wdove511 | $30.00 | 9/19/2011 6:45:11 AM |
pro-fl | $25.00 | 9/19/2011 6:14:19 AM |
ultimate-dough0 | $25.00 | 9/19/2011 7:20:47 AM |
faldska | $25.00 | 9/19/2011 7:50:18 AM |
thelovebug | $100.00 | 9/19/2011 7:44:24 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:51 AM |
tranquil-credit0 | $25.00 | 9/19/2011 8:28:59 AM |
KidSicily | $50.00 | 9/19/2011 8:04:13 AM |
derwiki | $25.00 | 9/19/2011 8:52:11 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:43 PM |
american6 | $100.00 | 9/6/2011 10:47:59 PM |
return-seeker85 | $25.00 | 9/7/2011 11:20:20 AM |
diablorulz | $50.00 | 9/8/2011 1:53:37 PM |
compoundinterest | $50.00 | 9/8/2011 5:12:59 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:58 PM |
plane450 | $30.00 | 9/9/2011 8:16:23 AM |
boylezz | $25.00 | 9/9/2011 11:50:09 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:29 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:43 AM |
MM1207 | $50.00 | 9/11/2011 11:00:19 AM |
jjswanso | $50.00 | 9/11/2011 11:59:04 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:59 AM |
larslfe | $100.00 | 9/12/2011 10:49:13 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:00 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:11 PM |
leeball | $100.00 | 9/13/2011 9:38:55 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:30 PM |
spark548 | $50.00 | 9/14/2011 5:36:09 PM |
Kaj | $30.00 | 9/14/2011 5:36:41 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:23 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:48 PM |
goose026 | $25.00 | 9/15/2011 6:51:56 AM |
personal-lender | $25.00 | 9/15/2011 9:29:35 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:28 AM |
equitable-capital758 | $250.00 | 9/15/2011 10:17:11 AM |
Socorro_Capital_Partners | $25.01 | 9/15/2011 11:32:47 AM |
Clambake | $50.00 | 9/15/2011 11:35:53 AM |
benefit-catalyst | $100.00 | 9/15/2011 1:23:43 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:44 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:13 PM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:46 PM |
bluefootedpig | $46.00 | 9/15/2011 3:38:19 PM |
Ocean713 | $75.00 | 9/15/2011 4:04:43 PM |
paladin847 | $50.00 | 9/15/2011 8:12:48 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:54 PM |
mgking007 | $25.00 | 9/15/2011 9:44:47 PM |
consulguru | $25.00 | 9/16/2011 12:28:38 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:33 AM |
friendly-market5 | $25.00 | 9/16/2011 5:42:21 AM |
currency-persimmon | $50.00 | 9/16/2011 6:15:27 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:28 AM |
MadHun | $118.00 | 9/16/2011 9:09:52 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:08:57 AM |
market-assembler | $50.00 | 9/16/2011 9:36:45 AM |
TownsendOrg | $25.00 | 9/16/2011 10:00:48 AM |
puifais | $50.00 | 9/16/2011 10:46:35 AM |
xzec777 | $25.00 | 9/16/2011 11:55:15 AM |
industrious-dedication | $25.00 | 9/16/2011 12:27:23 PM |
kind-finance-burrito | $50.00 | 9/16/2011 12:35:47 PM |
brutusbone | $25.00 | 9/16/2011 12:35:18 PM |
social-pizza5 | $25.00 | 9/16/2011 12:01:46 PM |
Manvel | $25.00 | 9/16/2011 1:44:29 PM |
friendly-principal76 | $25.00 | 9/16/2011 2:21:20 PM |
reflective-deal8 | $100.00 | 9/16/2011 2:50:15 PM |
repaymeplease | $25.00 | 9/16/2011 3:18:54 PM |
Sixmil | $100.00 | 9/16/2011 4:30:35 PM |
Dreamconnection | $25.00 | 9/16/2011 4:09:33 PM |
checzwick | $25.00 | 9/16/2011 4:37:45 PM |
REVSTJ999 | $25.00 | 9/16/2011 4:41:03 PM |
CreditBuilder2 | $50.00 | 9/16/2011 5:04:10 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:32 PM |
reasonable-bonus6 | $25.00 | 9/16/2011 4:48:51 PM |
rpg | $25.00 | 9/16/2011 5:11:58 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:35 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:42 PM |
clean-finance1 | $41.00 | 9/16/2011 11:11:05 PM |
buraky | $50.00 | 9/16/2011 9:51:41 PM |
aFro | $25.00 | 9/17/2011 2:05:33 AM |
balance6 | $25.00 | 9/17/2011 4:27:13 AM |
julijask | $50.00 | 9/17/2011 1:00:35 AM |
upperdeck | $25.00 | 9/17/2011 4:18:27 AM |
kulender | $100.00 | 9/17/2011 6:14:43 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:43 AM |
MilitaryLending | $25.00 | 9/17/2011 6:18:41 AM |
head | $25.00 | 9/17/2011 7:59:29 AM |
E2BGR8 | $25.00 | 9/17/2011 8:51:48 AM |
andyb9 | $25.00 | 9/17/2011 8:26:10 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:42 AM |
return-buddy | $25.00 | 9/17/2011 11:28:13 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:09 PM |
economy-molecule3 | $500.00 | 9/17/2011 12:15:04 PM |
oracle3 | $25.00 | 9/17/2011 1:02:29 PM |
musegaze | $150.00 | 9/17/2011 12:35:15 PM |
prohelper | $50.00 | 9/17/2011 1:14:44 PM |
Pman | $25.00 | 9/17/2011 12:55:01 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:41 PM |
prominence8 | $35.00 | 9/17/2011 2:03:12 PM |
opportunity85 | $25.00 | 9/17/2011 2:38:31 PM |
ReddInc | $200.00 | 9/17/2011 2:46:25 PM |
diggingupward | $25.00 | 9/17/2011 3:20:11 PM |
friendinmoney | $25.00 | 9/17/2011 3:14:40 PM |
refined-return922 | $25.00 | 9/17/2011 4:20:47 PM |
PaulW | $25.00 | 9/17/2011 4:14:03 PM |
Katahdin | $50.00 | 9/17/2011 6:43:56 PM |
compassion-bauble4 | $27.00 | 9/17/2011 9:03:03 PM |
mennleo | $50.00 | 9/17/2011 10:28:15 PM |
IIP77 | $25.00 | 9/18/2011 1:03:35 AM |
kenji4861 | $25.00 | 9/18/2011 1:13:37 AM |
CE88 | $50.00 | 9/17/2011 10:51:35 PM |
generous-deal6 | $50.00 | 9/18/2011 2:52:55 AM |
lrr34 | $100.00 | 9/18/2011 8:49:59 AM |
0403 | $25.00 | 9/18/2011 8:53:15 AM |
vtr1000 | $25.00 | 9/18/2011 9:34:17 AM |
ethical-truth211 | $1,000.00 | 9/18/2011 8:10:18 AM |
meabandit | $56.28 | 9/18/2011 9:23:46 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:27 AM |
drkosh | $25.00 | 9/18/2011 10:11:22 AM |
brit11 | $25.00 | 9/18/2011 12:04:59 PM |
loot-heart | $25.00 | 9/18/2011 10:33:01 AM |
augie-wiseone | $25.00 | 9/18/2011 1:52:03 PM |
payout-magician | $35.00 | 9/18/2011 11:57:56 AM |
gala279 | $100.00 | 9/18/2011 12:16:20 PM |
supersarah61 | $50.00 | 9/18/2011 1:58:37 PM |
SpareChangeHero | $25.00 | 9/18/2011 12:54:09 PM |
APSFunding | $50.00 | 9/18/2011 2:11:49 PM |
bonafide-economy | $25.00 | 9/18/2011 3:17:12 PM |
Trekow | $25.00 | 9/18/2011 3:37:25 PM |
focused-dime453 | $25.00 | 9/18/2011 6:15:23 PM |
shawndw | $35.00 | 9/18/2011 7:46:05 PM |
DaveG56313 | $25.00 | 9/18/2011 11:30:33 PM |
lend2end | $25.00 | 9/19/2011 5:14:20 AM |
payout-bridge | $75.00 | 9/18/2011 9:57:41 PM |
hope-kingdom | $25.00 | 9/18/2011 10:21:40 PM |
rocker137 | $25.00 | 9/19/2011 5:01:10 AM |
TOCPI | $25.00 | 9/19/2011 6:43:33 AM |
enthralling-investment | $65.00 | 9/19/2011 5:54:15 AM |
saysana | $25.00 | 9/19/2011 6:21:19 AM |
ranstlin | $25.00 | 9/19/2011 4:39:16 AM |
DadWarbucks | $25.00 | 9/19/2011 6:52:46 AM |
KCEnterprises | $50.00 | 9/19/2011 8:11:58 AM |
sf-funder | $25.00 | 9/19/2011 7:35:13 AM |
yield-seeker | $25.00 | 9/19/2011 8:12:25 AM |
249 Investments
|
Borrower Payment Dependent Notes Series
519230
This series of Notes was issued and sold upon the funding of the borrower loan #53549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $24,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $805.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ReardenSteel |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Executive making rental repairs
Purpose of loan:
This loan will be used to repair and make improvements to a rental property recently vacated by a tenant. I have owned the rental property for 8-years now and it is cash flow positive with a new tenant ready to move in.
My financial situation:
I am a software executive with one of the fastest growing software companies in America and have taken on greater responsibilities in each of my 6-years with the company. My month-to-month cash flow is very healthy and I have almost no debt (e.g., no car payments and no home mortgage). This loan simply has lower opportunity costs than selling any of my other current assets and investments.
I took a similar sized Prosper Loan out a few years ago and paid it back in full without a late payment. I will do the same this time around as well to maintain my integrity and my excellent credit rating.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
ualf has invested a total of
$10,000.00.
"Only refer to your friend by their screen name ReardenSteel."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $26.65 | 9/13/2011 9:03:37 AM |
BxRealtor | $25.00 | 9/13/2011 12:57:01 PM |
usemymoney | $25.00 | 9/13/2011 1:25:37 PM |
ethicalhumanist | $100.00 | 9/13/2011 3:32:56 PM |
currency-excellency0 | $200.00 | 9/13/2011 4:16:19 PM |
vutah | $25.00 | 9/13/2011 7:11:56 PM |
leeball | $100.00 | 9/13/2011 9:39:23 PM |
john0720 | $100.00 | 9/14/2011 6:26:49 AM |
thankful-nickel2 | $25.00 | 9/14/2011 1:58:09 PM |
capitalist2010 | $54.92 | 9/14/2011 3:14:58 PM |
myidear | $25.00 | 9/14/2011 3:57:02 PM |
proud-gold9 | $25.00 | 9/14/2011 4:53:00 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:50 PM |
nickel-ferret | $50.00 | 9/14/2011 5:47:01 PM |
FinDoc | $25.00 | 9/14/2011 6:10:27 PM |
oplender | $25.00 | 9/14/2011 6:29:45 PM |
economy-popcorn | $25.00 | 9/14/2011 7:20:21 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:55 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:14:22 PM |
IPlayOutsideTheBox | $25.00 | 9/15/2011 4:09:06 AM |
sunny-dough9 | $200.00 | 9/15/2011 12:48:46 AM |
Brown98 | $25.00 | 9/15/2011 7:11:31 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:18 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:41 PM |
superb-funds335 | $25.00 | 9/15/2011 11:29:11 PM |
serene-capital | $30.00 | 9/16/2011 2:49:13 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:45 AM |
friendinmoney | $25.00 | 9/16/2011 8:47:48 AM |
jasonrun | $25.00 | 9/16/2011 12:53:21 PM |
promise2 | $126.25 | 9/16/2011 1:21:53 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:41 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:40 AM |
goose026 | $25.00 | 9/17/2011 6:07:07 AM |
mennleo | $50.00 | 9/17/2011 8:52:20 AM |
dime-sapling | $25.00 | 9/17/2011 9:57:08 AM |
HenlopenCapital | $25.00 | 9/17/2011 12:05:49 PM |
SolarMoonshine | $50.00 | 9/18/2011 3:51:50 AM |
amaizblanco | $50.00 | 9/18/2011 8:09:17 AM |
millionlender | $209.53 | 9/18/2011 5:32:46 PM |
radforj22 | $25.00 | 9/18/2011 7:39:53 PM |
mtquan | $25.00 | 9/19/2011 2:25:02 PM |
awwaww | $26.00 | 9/19/2011 7:16:47 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:50 AM |
irishalaskan | $25.00 | 9/20/2011 1:43:24 AM |
the-stylish-euro | $25.00 | 9/20/2011 2:57:18 AM |
ualf | $10,000.00 | 9/19/2011 11:01:40 PM |
dammage | $40.97 | 9/20/2011 4:24:52 AM |
marwadi-62 | $100.00 | 9/20/2011 6:05:18 AM |
the-stylish-euro | $25.00 | 9/20/2011 3:05:49 AM |
Tighternbarkonatree | $25.00 | 9/20/2011 4:31:39 AM |
Beechturner | $50.00 | 9/20/2011 4:52:22 AM |
goodhearted-gold3 | $25.00 | 9/20/2011 6:14:43 AM |
octoberfresh | $25.00 | 9/20/2011 6:28:47 AM |
payment-halo | $25.00 | 9/20/2011 8:55:55 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:14 AM |
PXM-Financial | $65.00 | 9/20/2011 9:15:12 AM |
diablorulz | $50.00 | 9/20/2011 9:40:51 AM |
awesome-yield7 | $28.32 | 9/20/2011 10:52:32 AM |
Nerdster1 | $35.12 | 9/20/2011 1:41:02 PM |
xlnt-loans | $25.00 | 9/20/2011 11:16:48 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:55 PM |
integrity-palm9 | $200.00 | 9/20/2011 2:44:12 PM |
jojo6686 | $29.73 | 9/20/2011 2:45:08 PM |
mason13a | $50.00 | 9/20/2011 3:44:13 PM |
wlm3012 | $30.00 | 9/20/2011 4:56:52 PM |
atlas100 | $25.00 | 9/20/2011 6:17:31 PM |
4Horseman | $50.00 | 9/20/2011 5:48:22 PM |
Christophe | $25.00 | 9/20/2011 6:05:22 PM |
GrowthAspirations | $50.00 | 9/20/2011 10:39:59 PM |
Gyroman | $165.00 | 9/21/2011 5:21:36 AM |
orgy63 | $25.00 | 9/21/2011 7:03:28 AM |
Tikibarman | $50.00 | 9/21/2011 7:58:39 AM |
cordial-affluence2 | $50.00 | 9/21/2011 8:56:12 AM |
crdcteng | $100.00 | 9/21/2011 9:57:41 AM |
db0973 | $25.00 | 9/21/2011 10:16:32 AM |
JoeXB | $50.00 | 9/21/2011 11:38:40 AM |
agile-loan0 | $25.00 | 9/21/2011 9:52:40 AM |
entertaining-credit3 | $78.75 | 9/21/2011 10:21:16 AM |
money-blossom110 | $200.00 | 9/21/2011 12:44:39 PM |
janus_god | $25.00 | 9/21/2011 1:02:19 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:44 PM |
Located | $591.37 | 9/21/2011 1:15:59 PM |
JustMee | $25.00 | 9/13/2011 9:04:33 AM |
Bank_Of_XL | $25.00 | 9/13/2011 9:59:32 AM |
the-enterprising-leverage | $25.00 | 9/13/2011 10:19:28 AM |
green-trade-dolphin2 | $25.00 | 9/13/2011 10:32:16 AM |
mr55262 | $50.00 | 9/13/2011 10:29:01 AM |
gaiusceasar | $25.00 | 9/13/2011 11:26:02 AM |
lostontheedge | $25.00 | 9/13/2011 12:31:00 PM |
indomitable-coin | $25.00 | 9/13/2011 2:54:33 PM |
Aberdeen | $1,000.00 | 9/13/2011 4:19:58 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:46 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:32 PM |
caring-hope2 | $100.00 | 9/13/2011 4:35:02 PM |
penny-finder | $25.00 | 9/13/2011 4:51:22 PM |
Aberdeen | $3,000.00 | 9/13/2011 5:34:15 PM |
janeybooboo | $200.00 | 9/13/2011 5:41:32 PM |
well-mannered-truth3 | $25.00 | 9/13/2011 5:38:40 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:42 PM |
gentle-gain235 | $200.00 | 9/13/2011 10:24:45 PM |
Nicedad72 | $25.23 | 9/14/2011 5:19:06 PM |
phenomenal-gain5 | $25.00 | 9/14/2011 7:56:35 PM |
sharp-income2 | $70.00 | 9/14/2011 9:08:31 PM |
priceless-note7 | $50.00 | 9/15/2011 7:00:59 AM |
Tkhalaska | $25.00 | 9/15/2011 8:36:47 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:21 AM |
Ocean713 | $75.00 | 9/15/2011 3:08:08 PM |
nuclearmoose | $25.00 | 9/15/2011 7:55:39 PM |
houli123 | $100.00 | 9/15/2011 8:16:32 PM |
hookUup | $25.79 | 9/15/2011 8:12:26 PM |
Reddy_Capital | $36.00 | 9/15/2011 8:46:20 PM |
availableloan | $25.00 | 9/15/2011 11:28:51 PM |
gold-pudding6 | $50.00 | 9/16/2011 6:14:03 AM |
tacopants | $1,000.00 | 9/16/2011 9:27:10 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:20 PM |
420limo | $70.00 | 9/16/2011 7:09:44 PM |
C_Mark | $75.00 | 9/17/2011 6:36:10 AM |
Syzygy | $25.00 | 9/17/2011 9:23:35 AM |
cerebral-dollar773 | $104.60 | 9/17/2011 11:04:58 AM |
Solid-Platinum | $25.00 | 9/17/2011 12:46:01 PM |
wampum-library4 | $25.00 | 9/17/2011 2:29:34 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:27 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:20 AM |
benefit-trident | $25.00 | 9/18/2011 5:26:18 AM |
floridahelper | $25.00 | 9/18/2011 6:29:45 AM |
friendly-moola0 | $300.00 | 9/18/2011 6:00:36 AM |
scott2004114 | $45.15 | 9/18/2011 8:18:48 AM |
Interloper | $25.00 | 9/18/2011 9:41:29 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:58 PM |
hidavehi | $44.00 | 9/18/2011 7:10:45 PM |
precious-coin6 | $200.00 | 9/18/2011 8:04:47 PM |
proud-pound4 | $58.64 | 9/18/2011 8:38:50 PM |
Money_Hog | $50.00 | 9/19/2011 6:02:59 AM |
bkb7484 | $40.00 | 9/19/2011 6:32:43 PM |
bowler252 | $26.95 | 9/19/2011 11:51:25 PM |
isuperwang | $50.00 | 9/20/2011 12:41:22 AM |
yield-hut | $29.03 | 9/20/2011 4:20:01 AM |
convergentthinker | $50.00 | 9/20/2011 6:15:53 AM |
wilchik | $80.00 | 9/20/2011 4:29:39 AM |
credit-investor5 | $50.00 | 9/20/2011 8:26:46 AM |
himanshuko | $25.00 | 9/20/2011 7:31:28 AM |
pfh | $25.00 | 9/20/2011 7:41:50 AM |
wellsfrugal | $25.00 | 9/20/2011 10:17:32 AM |
ect_2k20 | $25.00 | 9/20/2011 1:04:18 PM |
dontletmoneyfoolya | $25.00 | 9/20/2011 12:43:05 PM |
gain-expert | $41.00 | 9/20/2011 3:03:24 PM |
return-seeker85 | $50.00 | 9/20/2011 6:39:54 PM |
Dr_M | $25.00 | 9/20/2011 6:56:40 PM |
arbor1 | $25.00 | 9/20/2011 9:01:07 PM |
prodigy3 | $100.00 | 9/20/2011 7:05:57 PM |
worlds-best-worth2 | $50.00 | 9/20/2011 10:50:53 PM |
vivid-loot1 | $39.04 | 9/20/2011 7:28:26 PM |
BigBag | $25.00 | 9/20/2011 7:29:14 PM |
sparkling-contract7 | $25.00 | 9/21/2011 4:45:30 AM |
whitegold24k | $113.95 | 9/21/2011 7:58:15 AM |
damage | $25.00 | 9/21/2011 8:44:18 AM |
repaymeplease | $50.00 | 9/21/2011 9:56:42 AM |
bid-lightning9 | $50.00 | 9/21/2011 9:21:23 AM |
commerce-broker | $25.00 | 9/21/2011 9:46:46 AM |
nimble-nickel | $50.00 | 9/21/2011 12:07:23 PM |
cbivitz | $350.00 | 9/21/2011 12:45:58 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
519476
This series of Notes was issued and sold upon the funding of the borrower loan #53844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 30y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,557 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| LOW |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Administrative Officer
Purpose of loan:
This loan will be used to...Help assist with some bills.
My financial situation:
I am a good candidate for this loan because.. I am able to repay monthly. I am paying off small bills and gradually trying to get out of debt. .
Monthly net income: $4,200.00$
Monthly expenses: $1,800.00
Housing: 6,000.00$
Insurance: 381.00
Car expenses: 0$
Utilities: 200.00$
Phone, cable, internet: $165.00
Food, entertainment: 100.00
Clothing, household expenses: $Not buying cloting now.
Credit cards and other loans: Paymnet 400/monthly
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 9/26/2011 11:35:34 AM |
awesome-yield7 | $23.23 | 9/26/2011 7:42:04 PM |
worth-blanket2 | $6,900.00 | 9/26/2011 7:38:43 PM |
plane450 | $26.77 | 9/26/2011 4:52:01 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
521060
This series of Notes was issued and sold upon the funding of the borrower loan #53624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,309 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pioneer538 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
720-739
(Sep-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Tax Business Loan for 2012
Purpose of loan:
Items to be purchased with loan includes the following:
Commericial Tax Software for my 7th location acquired in early 2011.Energy efficient flat Screen Monitors & computers .
Office Painting
New carpet & office furniture and
finally cost of training employees in early January of 12
My financial situation:
I am a good candidate for this loan because of my score and history with prosper.
Monthly net income: $ 7580
Monthly expenses: $
Housing: $ 1945
Insurance: $ 198
Car expenses: $ 315
Phone, cable, internet: $ 43
Food, entertainment: $ n/a - wifes bill
Clothing, household expenses: $
Credit cards and other loans: $ 271
NB: I started my business last October and I have successfully made over $1.65mil to date . My credit score was way higher than it is currently. The FICO score took a pounding over the last 8 months due to inquiries by landlords and leasing agents and banking partners . So please bid with confidence
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $100.00 | 9/13/2011 5:10:59 PM |
janeybooboo | $150.00 | 9/13/2011 5:50:09 PM |
brightest-organized-balance | $25.00 | 9/13/2011 6:56:41 PM |
AndChicksforFree | $25.00 | 9/13/2011 7:52:56 PM |
larslfe | $50.00 | 9/13/2011 8:13:54 PM |
golffish2 | $25.00 | 9/14/2011 4:05:49 AM |
treasure-bliss | $25.00 | 9/14/2011 6:14:45 AM |
life-is-great | $25.00 | 9/14/2011 6:09:51 AM |
6moonbeams | $50.00 | 9/14/2011 7:36:03 AM |
nickel-ferret | $50.00 | 9/14/2011 9:20:36 AM |
papaloha | $25.00 | 9/14/2011 11:51:08 AM |
FinanceEngine | $50.00 | 9/14/2011 2:21:05 PM |
DHolly | $25.00 | 9/13/2011 5:11:46 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:44 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:17 PM |
113121 | $250.00 | 9/13/2011 6:46:04 PM |
AF-Chief | $30.00 | 9/13/2011 7:15:03 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:04 PM |
vutah | $25.00 | 9/13/2011 7:36:25 PM |
handshake5 | $100.00 | 9/13/2011 7:43:29 PM |
Gladglide | $25.00 | 9/13/2011 11:55:52 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:57 AM |
orange-preeminant-bill | $25.00 | 9/14/2011 6:24:08 AM |
BxRealtor | $25.00 | 9/14/2011 9:04:51 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:41 PM |
radforj22 | $25.00 | 9/14/2011 2:31:13 PM |
the-profit-oracle | $25.00 | 9/14/2011 2:26:29 PM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:44 PM |
worth-blanket2 | $13,600.00 | 9/14/2011 3:36:39 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
524242
This series of Notes was issued and sold upon the funding of the borrower loan #53687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $270.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 13% |
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-gargantuan545 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lakeview
Purpose of loan: To consolidate my credit card debt due to medical and dental expenses.
This loan will be used to...Pay off debt
My financial situation: I have an excellant credit history.
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:28 PM |
MarvintheMartian | $65.00 | 9/15/2011 5:07:07 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:42 PM |
ski bum | $100.00 | 9/15/2011 5:17:34 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:57 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:21 PM |
logical-durability2 | $25.00 | 9/15/2011 8:37:06 PM |
GAOGERAM_BANK | $25.00 | 9/15/2011 9:01:11 PM |
ManhattanLender | $25.00 | 9/15/2011 9:06:03 PM |
engaging-yield4 | $25.00 | 9/15/2011 10:56:47 PM |
whistledicksmith | $25.00 | 9/15/2011 11:00:07 PM |
direct-dough0 | $25.00 | 9/15/2011 10:10:53 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:29 AM |
diggingupward | $25.00 | 9/15/2011 11:36:22 PM |
mighty-value | $25.00 | 9/15/2011 11:51:09 PM |
Syzygy | $25.00 | 9/15/2011 11:52:18 PM |
diversification-surge | $25.00 | 9/16/2011 3:30:34 AM |
runner262 | $25.00 | 9/16/2011 2:07:28 AM |
Turkish101 | $25.00 | 9/16/2011 3:38:20 AM |
Kaj | $40.00 | 9/16/2011 4:03:53 AM |
chakra | $25.00 | 9/16/2011 5:06:58 AM |
Oakland | $50.00 | 9/16/2011 5:10:57 AM |
Cashew6 | $25.00 | 9/16/2011 4:11:08 AM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:34 AM |
baseballfan111 | $50.00 | 9/16/2011 5:27:01 AM |
return-seeker85 | $50.00 | 9/16/2011 5:43:50 AM |
friendly-market5 | $35.00 | 9/16/2011 5:46:16 AM |
green-trade-dolphin2 | $25.00 | 9/16/2011 6:58:09 AM |
impeccable-penny | $50.00 | 9/16/2011 7:43:05 AM |
preciouschild | $50.00 | 9/16/2011 7:41:53 AM |
ScottW | $25.00 | 9/16/2011 8:20:44 AM |
jay100124 | $25.00 | 9/16/2011 8:03:25 AM |
iem2509 | $25.00 | 9/16/2011 9:02:58 AM |
MadHun | $200.00 | 9/16/2011 9:09:52 AM |
devoider | $25.00 | 9/16/2011 9:25:47 AM |
bonus-cougar | $25.00 | 9/16/2011 9:49:28 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:59 AM |
engaging-worth | $25.00 | 9/16/2011 10:44:12 AM |
vinayganti | $25.00 | 9/16/2011 10:58:51 AM |
JKEnterprises | $25.00 | 9/16/2011 11:05:05 AM |
fantastic-openness | $200.00 | 9/16/2011 11:29:22 AM |
nonukem | $25.00 | 9/16/2011 11:20:09 AM |
flypenguin | $25.00 | 9/16/2011 12:22:07 PM |
payout-quark | $75.00 | 9/16/2011 12:35:49 PM |
arenangelchild | $50.00 | 9/16/2011 2:03:52 PM |
repaymeplease | $25.00 | 9/16/2011 3:26:32 PM |
fervent-currency5 | $40.00 | 9/16/2011 4:03:20 PM |
wjf60 | $50.00 | 9/16/2011 4:37:45 PM |
shrewd-deal | $50.00 | 9/16/2011 5:03:44 PM |
georgedorn | $50.00 | 9/16/2011 5:12:30 PM |
kleinbrak | $25.00 | 9/16/2011 6:01:14 PM |
atlacatl | $25.00 | 9/16/2011 7:37:04 PM |
Eastern | $55.00 | 9/16/2011 7:38:46 PM |
virtualbank | $25.00 | 9/16/2011 7:37:01 PM |
medman | $25.00 | 9/16/2011 8:24:15 PM |
smart-integrity378 | $100.00 | 9/16/2011 8:15:52 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:48 PM |
top-epic-community | $100.00 | 9/16/2011 8:26:56 PM |
wonderful-rupee | $25.00 | 9/16/2011 7:36:14 PM |
g314 | $25.30 | 9/16/2011 9:06:38 PM |
Spider5 | $50.00 | 9/16/2011 8:28:04 PM |
CaptainBL | $25.00 | 9/16/2011 8:28:15 PM |
buraky | $50.00 | 9/16/2011 9:50:27 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:17 PM |
jazz619 | $25.00 | 9/16/2011 10:24:22 PM |
somebody32 | $25.00 | 9/17/2011 4:21:19 AM |
loot-funkmaster | $25.00 | 9/17/2011 5:18:59 AM |
balance6 | $25.00 | 9/17/2011 4:27:23 AM |
johngaltline | $25.00 | 9/17/2011 5:16:49 AM |
knark | $25.00 | 9/17/2011 6:14:21 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:46 AM |
C_Mark | $50.00 | 9/17/2011 6:28:01 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:48 AM |
valiant-liberty4 | $25.00 | 9/17/2011 7:27:53 AM |
Shelby2082 | $25.00 | 9/17/2011 6:42:42 AM |
Emgolda | $25.00 | 9/17/2011 7:23:17 AM |
radforj22 | $25.00 | 9/17/2011 7:54:12 AM |
QuantumLobster | $25.00 | 9/17/2011 7:35:48 AM |
Moneypenny6 | $25.00 | 9/17/2011 7:11:44 AM |
gingercat | $25.00 | 9/17/2011 7:26:08 AM |
andyb9 | $25.00 | 9/17/2011 8:26:12 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:41:44 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:37:35 AM |
britgsb | $25.00 | 9/17/2011 9:12:38 AM |
elephantparty | $25.00 | 9/17/2011 9:23:24 AM |
BBL | $25.00 | 9/17/2011 9:39:06 AM |
john0720 | $50.00 | 9/17/2011 10:01:36 AM |
authoritative-capital | $25.00 | 9/17/2011 10:19:54 AM |
jazzlender | $50.00 | 9/17/2011 10:53:43 AM |
mrpowers5531 | $37.00 | 9/17/2011 10:56:50 AM |
tenacious-payout | $25.00 | 9/17/2011 10:27:26 AM |
Champ3295 | $25.00 | 9/17/2011 10:57:46 AM |
Solid-Platinum | $50.00 | 9/17/2011 12:39:59 PM |
alaskakid | $27.50 | 9/17/2011 12:22:02 PM |
return-beeper | $45.83 | 9/17/2011 1:11:10 PM |
hostbank | $100.00 | 9/15/2011 5:12:38 PM |
nickel-ferret | $50.00 | 9/15/2011 5:15:27 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:24 PM |
personal-lender | $25.00 | 9/15/2011 5:16:22 PM |
Danfromnapa | $25.00 | 9/15/2011 5:24:15 PM |
no_agenda_lender | $25.00 | 9/15/2011 6:29:42 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:51 PM |
rose88 | $25.00 | 9/15/2011 8:03:42 PM |
anacent | $100.00 | 9/15/2011 8:21:28 PM |
ILoveSydney | $100.00 | 9/15/2011 8:03:03 PM |
trufan49 | $75.00 | 9/15/2011 8:51:31 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:28 PM |
ideal-platinum1 | $25.00 | 9/15/2011 11:02:48 PM |
listing-drummer | $50.00 | 9/16/2011 12:37:46 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:28 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:34 AM |
dinero-jujitsu | $50.00 | 9/16/2011 3:46:47 AM |
Rivervale_Westwood | $100.00 | 9/16/2011 5:10:48 AM |
buukyak | $25.00 | 9/16/2011 5:20:42 AM |
ZeLonewolf | $25.00 | 9/16/2011 6:18:02 AM |
Lender0010 | $50.00 | 9/16/2011 6:19:19 AM |
first-favorite-bonus9 | $25.00 | 9/16/2011 6:47:45 AM |
ansset | $50.00 | 9/16/2011 6:55:11 AM |
cerebral-auction950 | $100.00 | 9/16/2011 7:19:42 AM |
tster | $25.00 | 9/16/2011 7:26:11 AM |
radiant-fund | $50.00 | 9/16/2011 7:22:02 AM |
pnace | $80.00 | 9/16/2011 7:47:59 AM |
pfenness | $25.00 | 9/16/2011 8:02:55 AM |
wise-silver-wonder | $25.00 | 9/16/2011 8:41:25 AM |
wise-eloquent-yield | $25.00 | 9/16/2011 8:59:49 AM |
community-pipeline | $50.00 | 9/16/2011 9:16:29 AM |
_kyle | $25.00 | 9/16/2011 9:31:13 AM |
umfan123 | $25.00 | 9/16/2011 9:33:18 AM |
betak | $25.00 | 9/16/2011 9:44:03 AM |
blot44 | $100.00 | 9/16/2011 9:44:08 AM |
green-tree-shake | $25.00 | 9/16/2011 9:54:49 AM |
EtaDuck | $25.00 | 9/16/2011 9:55:13 AM |
oplender | $25.00 | 9/16/2011 10:06:44 AM |
irishcocacola | $30.00 | 9/16/2011 9:45:15 AM |
impartial-treasure7 | $100.00 | 9/16/2011 10:26:04 AM |
exuberant-dime | $25.00 | 9/16/2011 10:23:33 AM |
puifais | $50.00 | 9/16/2011 10:46:48 AM |
janus_god | $25.00 | 9/16/2011 10:57:35 AM |
vollynet | $50.00 | 9/16/2011 11:01:28 AM |
gojackgo | $50.00 | 9/16/2011 11:59:45 AM |
xzec777 | $25.00 | 9/16/2011 11:55:16 AM |
wealthstar | $25.00 | 9/16/2011 11:59:49 AM |
brutusbone | $25.00 | 9/16/2011 12:35:20 PM |
larslfe | $100.00 | 9/16/2011 12:15:40 PM |
revmax | $30.00 | 9/16/2011 1:50:56 PM |
reflective-deal8 | $100.00 | 9/16/2011 2:50:18 PM |
fcrick | $25.00 | 9/16/2011 3:09:04 PM |
ChicoBob | $25.00 | 9/16/2011 4:07:30 PM |
acsej | $25.00 | 9/16/2011 3:53:28 PM |
american6 | $100.00 | 9/16/2011 4:28:44 PM |
stollcm | $25.00 | 9/16/2011 4:51:37 PM |
finance-symphony7 | $25.00 | 9/16/2011 4:52:17 PM |
Rob717171 | $50.00 | 9/16/2011 5:08:17 PM |
Supernick | $50.00 | 9/16/2011 4:53:03 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:24 PM |
silver-saguaro | $25.00 | 9/16/2011 5:10:33 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:39 PM |
jdashv | $50.00 | 9/16/2011 5:40:44 PM |
kmwvma | $75.00 | 9/16/2011 8:24:21 PM |
iaviate1 | $28.44 | 9/16/2011 7:11:05 PM |
spiff666 | $25.00 | 9/16/2011 8:27:23 PM |
Pasagam | $50.00 | 9/16/2011 8:16:42 PM |
Hanalei712 | $50.00 | 9/16/2011 9:37:05 PM |
mr55262 | $25.00 | 9/16/2011 11:11:30 PM |
mennleo | $50.00 | 9/16/2011 10:37:54 PM |
xphile | $27.00 | 9/16/2011 9:07:50 PM |
ShotokanKeto | $25.00 | 9/16/2011 11:58:14 PM |
heymoe | $33.93 | 9/17/2011 5:37:53 AM |
Ivan2007 | $25.00 | 9/17/2011 3:27:24 AM |
helpful-deal1 | $25.00 | 9/17/2011 5:57:48 AM |
Atlanta-Buyer | $25.00 | 9/17/2011 6:07:28 AM |
kulender | $100.00 | 9/17/2011 6:21:12 AM |
IPlayOutsideTheBox | $25.00 | 9/17/2011 7:07:27 AM |
upupandaway | $50.00 | 9/17/2011 6:41:19 AM |
wampum-chorus3 | $25.00 | 9/17/2011 6:51:18 AM |
lifegrowth | $25.00 | 9/17/2011 7:59:07 AM |
dharma1 | $25.00 | 9/17/2011 8:44:14 AM |
Curly-Girly | $25.00 | 9/17/2011 9:35:12 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:10 AM |
gold-disk | $25.00 | 9/17/2011 9:55:29 AM |
Money_Hog | $25.00 | 9/17/2011 9:52:27 AM |
Futurero | $25.00 | 9/17/2011 10:11:39 AM |
Snoopylover | $25.00 | 9/17/2011 10:08:00 AM |
objective-investor | $250.00 | 9/17/2011 9:53:30 AM |
retiresecure | $25.00 | 9/17/2011 10:27:27 AM |
payment-halo | $25.00 | 9/17/2011 12:03:01 PM |
rocket361 | $100.00 | 9/17/2011 12:16:09 PM |
penguino | $100.00 | 9/17/2011 12:08:21 PM |
Pman | $25.00 | 9/17/2011 12:55:13 PM |
189 Investments
|
Borrower Payment Dependent Notes Series
524458
This series of Notes was issued and sold upon the funding of the borrower loan #53572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-12-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,411 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| peso-gargantuan |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daffodil
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1,502
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $100.00 | 8/30/2011 8:40:48 PM |
stepatatime-together | $100.00 | 8/31/2011 8:22:26 AM |
handshake5 | $100.00 | 8/31/2011 5:17:21 PM |
fusbarro | $50.00 | 8/31/2011 3:20:01 PM |
missing-link | $25.00 | 9/3/2011 3:58:44 PM |
kulender | $100.00 | 9/3/2011 1:05:48 PM |
diplomatic-wealth7 | $25.00 | 9/3/2011 9:19:31 PM |
stock106 | $25.00 | 9/4/2011 8:11:43 AM |
Rivervale_Westwood | $25.00 | 9/4/2011 12:40:13 PM |
BankofRon | $25.00 | 9/4/2011 8:56:49 PM |
return-enthusiast1 | $25.00 | 9/6/2011 10:55:54 AM |
careful-vigilance4 | $100.00 | 9/6/2011 10:03:09 PM |
jjswanso | $40.00 | 9/7/2011 7:32:43 AM |
hyrolln | $25.00 | 9/7/2011 5:55:39 PM |
SBT | $25.00 | 9/8/2011 6:35:22 PM |
Azonic21 | $25.00 | 9/8/2011 7:38:42 PM |
Wellman | $25.00 | 9/8/2011 10:19:55 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:28 AM |
desertoasis | $25.00 | 9/9/2011 10:07:22 AM |
mercuriant | $25.00 | 9/9/2011 10:41:24 AM |
influential-wealth2 | $25.00 | 9/9/2011 6:13:30 PM |
taltman | $25.00 | 9/9/2011 9:28:03 PM |
cogent | $25.00 | 9/10/2011 7:24:48 PM |
enchanted-diversification496 | $30.00 | 9/10/2011 12:40:33 PM |
bizlending | $100.00 | 9/11/2011 4:18:52 AM |
finance-mushroom | $100.00 | 9/11/2011 12:16:01 PM |
mtquan | $25.00 | 9/12/2011 2:17:04 AM |
exciting-loyalty3 | $25.00 | 9/12/2011 4:52:34 AM |
antlr | $50.00 | 9/11/2011 8:27:22 PM |
direct-social3 | $25.00 | 9/12/2011 2:38:23 AM |
Bomber | $28.25 | 9/12/2011 4:33:23 AM |
ASR3 | $35.00 | 9/12/2011 6:29:46 AM |
Greenbak | $25.00 | 9/12/2011 5:25:20 AM |
point | $50.00 | 9/12/2011 7:02:32 AM |
birddogsb | $50.00 | 9/12/2011 6:02:44 AM |
unfixer | $25.00 | 9/12/2011 6:25:44 AM |
escharfer | $25.00 | 9/12/2011 7:50:06 AM |
Charlie0084 | $25.00 | 9/12/2011 6:42:44 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:17 AM |
newstar2000 | $25.00 | 9/12/2011 8:03:01 AM |
prodigy3 | $100.00 | 9/12/2011 9:34:37 AM |
wwwUniversal | $25.00 | 9/12/2011 9:36:58 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:38 AM |
ThatDanGuy | $50.00 | 9/12/2011 11:07:17 AM |
superb-funds335 | $25.00 | 8/30/2011 10:30:44 PM |
ingenious-deal6 | $25.00 | 8/31/2011 2:14:09 AM |
larslfe | $100.00 | 8/31/2011 1:31:24 PM |
progressive-treasure1 | $25.00 | 8/31/2011 8:24:57 PM |
Sierrahh | $25.00 | 8/31/2011 9:20:17 PM |
Interloper | $25.00 | 8/31/2011 3:20:11 PM |
foothillender | $25.00 | 9/1/2011 6:57:24 AM |
responsibility-butterfly | $25.00 | 9/1/2011 7:44:12 PM |
tech310 | $50.00 | 9/2/2011 12:53:12 AM |
Gladglide | $25.00 | 9/2/2011 12:56:27 AM |
AF-Chief | $30.00 | 9/2/2011 9:11:55 PM |
dynamic-money271 | $100.00 | 9/3/2011 11:11:20 AM |
charming-exchange7 | $25.00 | 9/5/2011 8:35:16 AM |
villagers | $25.00 | 9/6/2011 9:16:19 AM |
monster4 | $50.00 | 9/7/2011 5:44:12 PM |
scarlet-velvet | $25.08 | 9/7/2011 7:02:44 PM |
p2ploan-charmer | $25.00 | 9/7/2011 11:47:46 PM |
equitable-capital758 | $250.00 | 9/8/2011 11:00:07 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:12 PM |
foxtrot12 | $44.00 | 9/9/2011 10:39:30 AM |
progressive-economy261 | $100.00 | 9/9/2011 1:18:01 PM |
geniusj | $50.00 | 9/9/2011 2:11:51 PM |
Rob717171 | $25.00 | 9/9/2011 6:50:58 PM |
vibraphone3 | $50.00 | 9/9/2011 6:19:30 PM |
treasure-bliss | $50.00 | 9/10/2011 7:55:03 AM |
let_me_retire | $50.00 | 9/9/2011 11:48:35 PM |
SV-AZ | $28.52 | 9/10/2011 8:40:53 PM |
Jack55304 | $200.00 | 9/11/2011 8:46:44 AM |
irrelevant | $25.00 | 9/11/2011 10:05:24 AM |
silver-enlightenment0 | $100.00 | 9/11/2011 8:32:40 AM |
The_Phoenix_Company | $25.00 | 9/11/2011 1:06:14 PM |
gold-virtuoso | $32.48 | 9/12/2011 7:23:27 AM |
tkr2 | $25.00 | 9/12/2011 8:36:50 AM |
Investor_DP | $100.00 | 9/12/2011 9:09:21 AM |
economy-producer | $25.00 | 9/12/2011 7:52:41 AM |
ImaPutz | $25.00 | 9/12/2011 8:28:51 AM |
xfbpl | $25.00 | 9/12/2011 9:54:45 AM |
Scoote2912 | $25.00 | 9/12/2011 9:03:11 AM |
Asimus | $25.00 | 9/12/2011 9:59:16 AM |
Comoparklender | $25.00 | 9/12/2011 10:32:55 AM |
openness-confidant | $25.02 | 9/12/2011 11:04:57 AM |
delicious-cash | $25.00 | 9/12/2011 11:04:27 AM |
86 Investments
|
Borrower Payment Dependent Notes Series
524730
This series of Notes was issued and sold upon the funding of the borrower loan #53581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,250.09 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-30-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $239.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,194 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-responsibility-zone |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
healthy in seattle
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation: stable
I am a good candidate for this loan because...I have long term steady employment and always pay my bills on time
Monthly net income: $3,000.00
Monthly expenses: $1200.00
Housing: $500.00
Insurance: $75.00
Car expenses: $100.00
Utilities: $0
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 8/30/2011 9:12:24 AM |
nerdfactor | $25.00 | 8/31/2011 12:13:40 AM |
ZeLonewolf | $25.00 | 8/30/2011 5:59:17 PM |
superb-funds335 | $25.00 | 8/30/2011 10:30:44 PM |
houli123 | $100.00 | 8/31/2011 1:17:29 AM |
ingenious-deal6 | $25.00 | 8/31/2011 2:14:07 AM |
larslfe | $100.00 | 8/31/2011 1:31:21 PM |
tech310 | $50.00 | 9/2/2011 12:54:01 AM |
jjswanso | $25.00 | 9/2/2011 7:55:48 AM |
Interloper | $25.00 | 9/2/2011 6:50:57 PM |
ski bum | $100.00 | 9/3/2011 12:19:25 PM |
Kevin536 | $75.00 | 9/3/2011 2:09:20 PM |
life-is-great | $25.00 | 9/4/2011 5:36:37 AM |
suges | $50.00 | 9/3/2011 9:08:12 PM |
platinum-cargo | $41.00 | 9/4/2011 7:31:56 PM |
loanman2007 | $25.00 | 9/5/2011 5:57:56 AM |
riproaringrapids | $25.00 | 9/5/2011 5:53:20 PM |
oplender | $25.00 | 9/6/2011 11:19:52 AM |
return-seeker85 | $50.00 | 9/6/2011 7:05:32 PM |
Watersports | $50.00 | 9/6/2011 7:12:58 PM |
american6 | $100.00 | 9/6/2011 10:47:31 PM |
skuba | $50.00 | 9/6/2011 10:49:06 PM |
Supernick | $50.00 | 9/7/2011 6:40:44 AM |
organized-payment6 | $50.00 | 9/7/2011 11:26:03 AM |
6moonbeams | $50.00 | 9/7/2011 2:56:52 PM |
antlr | $50.00 | 9/7/2011 6:54:32 PM |
Tbone49 | $25.00 | 9/7/2011 9:58:37 PM |
marwadi-62 | $100.00 | 9/7/2011 7:34:57 PM |
unclejaef | $25.00 | 9/7/2011 10:06:57 PM |
marketplace-hut9 | $25.00 | 9/8/2011 4:13:06 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:18 AM |
responsibility-wind6 | $50.00 | 9/8/2011 7:46:35 AM |
spark548 | $50.00 | 9/8/2011 11:30:23 AM |
courteous-platinum7 | $25.00 | 9/8/2011 9:58:16 AM |
diablorulz | $50.00 | 9/8/2011 1:53:16 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:09 PM |
EngineersAlliance | $50.00 | 9/8/2011 5:19:29 PM |
radforj22 | $25.00 | 9/8/2011 8:20:34 PM |
jescowa | $50.00 | 9/8/2011 6:59:09 PM |
credit-maple5 | $50.00 | 9/9/2011 5:19:43 AM |
britgsb | $129.00 | 9/8/2011 8:18:12 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:25 AM |
he-shoots-he-scores | $50.00 | 9/9/2011 10:25:20 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:08 AM |
economy-molecule3 | $500.00 | 9/9/2011 9:25:51 AM |
tolerant-balance7 | $25.00 | 9/9/2011 12:48:56 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:05 PM |
finance-symphony7 | $50.00 | 9/9/2011 8:19:14 PM |
interest88 | $25.00 | 9/10/2011 5:52:01 AM |
MadHun | $200.00 | 9/10/2011 12:16:53 PM |
PAPAT | $25.00 | 9/10/2011 7:11:52 AM |
the-silver-blaster | $50.00 | 9/10/2011 2:11:32 PM |
wampum-library4 | $25.00 | 9/10/2011 10:36:39 AM |
friendly-money | $100.00 | 9/10/2011 11:40:28 AM |
fund-javelin1 | $25.00 | 9/10/2011 2:41:38 PM |
fcukciti | $25.00 | 9/11/2011 8:47:58 AM |
matthewrburk | $75.00 | 9/10/2011 9:31:05 PM |
astute-benjamins | $25.00 | 9/11/2011 1:35:58 PM |
mtquan | $25.00 | 9/12/2011 2:17:00 AM |
upbeat-investment9 | $100.00 | 9/11/2011 2:49:15 PM |
dcgator | $25.00 | 9/12/2011 5:06:50 AM |
Centaur | $25.00 | 9/11/2011 8:28:16 PM |
Gabriel02 | $25.00 | 9/12/2011 5:46:39 AM |
undaunted-kindness | $100.00 | 9/11/2011 10:58:11 PM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:15:11 AM |
Pasagam | $25.00 | 9/12/2011 5:17:05 AM |
miked8303 | $25.00 | 9/12/2011 6:05:23 AM |
priceless-note7 | $100.00 | 9/12/2011 6:33:55 AM |
worthy-truth | $25.00 | 9/12/2011 8:13:38 AM |
flexible-value | $100.00 | 9/12/2011 8:18:50 AM |
brazilofmux | $100.00 | 9/12/2011 7:24:08 AM |
kfinvest | $50.00 | 9/12/2011 7:45:09 AM |
escharfer | $25.00 | 9/12/2011 7:50:03 AM |
buffalobills | $25.00 | 9/12/2011 8:24:53 AM |
fareast_man | $25.00 | 9/12/2011 8:29:12 AM |
terrific-fund5 | $25.00 | 9/12/2011 9:38:10 AM |
fishtale | $50.00 | 9/12/2011 9:04:58 AM |
a-unflappable-finance | $50.00 | 9/12/2011 10:25:26 AM |
B-rad_the_Coug | $25.00 | 9/12/2011 10:42:37 AM |
wwwUniversal | $25.00 | 9/12/2011 9:39:41 AM |
wacko82 | $25.00 | 9/12/2011 9:47:34 AM |
rbrown15 | $25.00 | 9/12/2011 9:55:18 AM |
JustMee | $25.00 | 9/12/2011 12:02:19 PM |
vtrentster | $25.00 | 9/12/2011 10:06:39 AM |
benefit-dreams | $25.00 | 9/12/2011 12:18:10 PM |
silver-fuse | $25.00 | 9/12/2011 10:36:37 AM |
Fiimg | $50.00 | 9/12/2011 10:51:26 AM |
LeReve | $50.00 | 9/12/2011 11:25:38 AM |
LenderSender | $25.00 | 9/12/2011 1:26:17 PM |
giftgold | $25.00 | 9/12/2011 1:38:15 PM |
herbyman | $50.00 | 9/12/2011 11:52:31 AM |
ivadood | $50.00 | 9/12/2011 12:39:33 PM |
dominickf | $25.00 | 9/12/2011 12:52:26 PM |
order-gondola | $25.00 | 9/12/2011 2:48:22 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:32 PM |
Sibelius2 | $25.00 | 9/12/2011 4:35:58 PM |
silver-wonder278 | $25.00 | 9/12/2011 2:33:13 PM |
Sixmil | $50.00 | 9/12/2011 3:13:54 PM |
wlm3012 | $30.00 | 9/12/2011 3:13:39 PM |
bold-punctual-wampum | $50.00 | 9/12/2011 3:32:14 PM |
bromo999 | $51.00 | 9/12/2011 4:21:42 PM |
profitable-money | $25.00 | 9/12/2011 4:29:52 PM |
brw | $25.00 | 9/12/2011 4:34:48 PM |
mighty-value | $25.00 | 9/12/2011 4:45:47 PM |
fairness-transporter6 | $50.00 | 9/12/2011 11:33:10 PM |
Ivan2007 | $25.00 | 9/12/2011 11:54:45 PM |
fervent-repayment | $25.00 | 9/13/2011 3:08:28 AM |
fishcreek | $25.00 | 9/13/2011 3:14:01 AM |
hardwareman | $25.00 | 9/13/2011 4:05:29 AM |
Cre8iveCash | $25.00 | 9/13/2011 4:23:14 AM |
Xillin | $25.00 | 9/13/2011 4:26:32 AM |
emosspot | $25.00 | 9/13/2011 4:46:27 AM |
currency-persimmon | $25.00 | 9/13/2011 5:04:59 AM |
silver-armada | $25.00 | 9/13/2011 5:16:41 AM |
mykeystoy | $25.00 | 9/13/2011 5:24:22 AM |
rockhound84 | $25.00 | 9/13/2011 5:56:25 AM |
wonder3 | $30.00 | 9/13/2011 6:09:27 AM |
intrepid-loot | $25.00 | 9/13/2011 6:22:51 AM |
charming-exchange7 | $25.00 | 9/13/2011 6:37:11 AM |
octoberfresh | $25.00 | 9/13/2011 7:14:21 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:16 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:38 AM |
nalaari | $33.23 | 9/13/2011 8:09:35 AM |
shop1234 | $25.00 | 9/13/2011 8:33:42 AM |
bill-expert | $50.00 | 9/13/2011 8:58:27 AM |
bid-lightning9 | $25.00 | 9/13/2011 8:58:40 AM |
CashBank | $25.00 | 9/13/2011 8:58:42 AM |
MarvintheMartian | $45.00 | 8/30/2011 9:08:20 AM |
Bank_Of_XL | $25.00 | 8/30/2011 9:14:15 AM |
Investor_DP | $100.00 | 8/30/2011 5:08:52 PM |
Sierrahh | $25.00 | 8/30/2011 6:39:35 PM |
Weaverville | $25.00 | 8/30/2011 10:07:17 AM |
responsibility-butterfly | $25.00 | 8/30/2011 7:26:56 PM |
kenji4861 | $25.00 | 8/31/2011 2:15:05 AM |
grove88 | $25.00 | 8/31/2011 5:27:32 PM |
equitable-capital758 | $250.00 | 9/2/2011 2:09:13 PM |
transparency-giant | $50.00 | 9/3/2011 9:04:32 PM |
Rivervale_Westwood | $25.00 | 9/4/2011 12:40:10 PM |
personal-lender | $25.00 | 9/5/2011 5:19:30 PM |
mgking007 | $25.00 | 9/6/2011 11:43:01 AM |
Ocean713 | $75.00 | 9/6/2011 3:20:55 PM |
atbright | $25.00 | 9/6/2011 5:48:25 PM |
gdbls | $50.00 | 9/6/2011 8:46:14 PM |
listing-vista | $50.00 | 9/7/2011 6:18:22 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:14 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:39 AM |
Whipster | $35.00 | 9/8/2011 5:48:54 PM |
impeccable-penny | $50.00 | 9/8/2011 9:53:20 PM |
vutah | $25.00 | 9/8/2011 8:49:20 PM |
value-pouch | $25.00 | 9/9/2011 9:22:26 AM |
progressive-economy261 | $100.00 | 9/9/2011 1:17:57 PM |
TennSquire | $25.00 | 9/9/2011 10:53:04 AM |
Rob717171 | $25.00 | 9/9/2011 6:50:56 PM |
agreement-guild | $100.00 | 9/10/2011 9:21:30 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:47 AM |
radiant-return | $30.00 | 9/10/2011 5:44:19 PM |
Mark-7 | $50.00 | 9/11/2011 12:23:35 AM |
MM1207 | $50.00 | 9/11/2011 10:59:55 AM |
kindness-jedi | $50.00 | 9/11/2011 12:09:36 PM |
ukstevenhawaii | $50.00 | 9/12/2011 4:28:27 AM |
peripatetic | $25.00 | 9/12/2011 4:30:29 AM |
KINGDOMVENDING | $30.00 | 9/11/2011 7:19:54 PM |
ASR3 | $35.00 | 9/12/2011 6:29:45 AM |
rentalguy | $100.00 | 9/12/2011 5:45:59 AM |
reflective-cash0 | $25.00 | 9/12/2011 6:12:11 AM |
JustMee | $25.00 | 9/12/2011 6:18:07 AM |
power-mad-scientist | $50.00 | 9/12/2011 8:32:19 AM |
jga516 | $25.00 | 9/12/2011 9:18:50 AM |
jubilant-durability9 | $25.00 | 9/12/2011 8:07:38 AM |
happy-asset | $25.00 | 9/12/2011 8:25:43 AM |
damanq | $25.00 | 9/12/2011 9:54:29 AM |
genius520 | $50.00 | 9/12/2011 9:14:34 AM |
brightest-affluence-motivator | $100.00 | 9/12/2011 9:53:38 AM |
oldguybiker | $25.00 | 9/12/2011 10:21:02 AM |
ThatDanGuy | $50.00 | 9/12/2011 11:07:15 AM |
truck51 | $50.00 | 9/12/2011 11:47:25 AM |
sbsahm | $25.00 | 9/12/2011 11:58:10 AM |
poeman | $50.00 | 9/12/2011 2:15:37 PM |
rogue_monster | $25.00 | 9/12/2011 2:18:06 PM |
ultimate-payment | $25.00 | 9/12/2011 12:57:22 PM |
harty | $50.00 | 9/12/2011 1:02:32 PM |
NoCal | $25.00 | 9/12/2011 3:20:12 PM |
ideal-platinum1 | $25.00 | 9/12/2011 3:55:34 PM |
credit-meteor7 | $100.00 | 9/12/2011 1:50:22 PM |
potatoepicker | $50.00 | 9/12/2011 2:50:27 PM |
listing-meridian | $50.00 | 9/12/2011 3:20:30 PM |
Reinadog9 | $25.00 | 9/12/2011 4:09:05 PM |
asmithj | $25.00 | 9/12/2011 10:41:58 PM |
five-star-order1 | $25.00 | 9/12/2011 11:29:22 PM |
LendingPimp | $100.00 | 9/13/2011 2:55:23 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:50 AM |
Max8319 | $25.00 | 9/13/2011 4:34:11 AM |
interstellar | $75.00 | 9/13/2011 4:50:37 AM |
active-market | $25.00 | 9/13/2011 5:15:30 AM |
GCSS | $25.00 | 9/13/2011 6:39:42 AM |
impeccable-note0 | $25.00 | 9/13/2011 7:19:10 AM |
misstdoe | $50.00 | 9/13/2011 8:12:02 AM |
credit-coach118 | $30.36 | 9/13/2011 8:44:50 AM |
productive-ore | $25.00 | 9/13/2011 8:32:17 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
524752
This series of Notes was issued and sold upon the funding of the borrower loan #53615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-01-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $261.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 840-859 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $462 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trumpet74 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
Thank you very much for all your help. This loan can do tremendous things for our home. I have been a hardworking and stable worker for the USPS for over 13 years now and with the generous compensation package they have awarded me I am fully capable of repaying the loan. Thanks again for all your help the house (fence, bathrooms, bedrooms) should be looking great in no time...
My financial situation:
I am a good candidate for this loan because of my solid work history and financial stability with my employer, the USPS. I have continued to make 57,000+ a year which will allow my to very comfortably issue repayment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $200.00 | 9/1/2011 5:12:17 PM |
caring-hope2 | $100.00 | 9/2/2011 6:31:32 AM |
AndChicksforFree | $25.00 | 9/2/2011 6:51:29 AM |
fairmaiden | $25.00 | 9/2/2011 10:13:40 AM |
Theodon | $25.00 | 9/3/2011 4:55:18 AM |
rmachi | $25.00 | 9/6/2011 8:07:56 AM |
ZeLonewolf | $25.00 | 9/6/2011 10:42:00 AM |
oplender | $25.00 | 9/6/2011 11:20:03 AM |
american6 | $100.00 | 9/6/2011 10:47:46 PM |
superb-funds335 | $25.00 | 9/7/2011 8:17:18 PM |
sharp-income2 | $33.00 | 9/7/2011 8:32:27 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:30 AM |
thinker6 | $75.00 | 9/8/2011 6:49:52 AM |
mojii77 | $50.00 | 9/8/2011 8:38:13 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:20 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:17 PM |
sflawya | $25.00 | 9/10/2011 7:41:07 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:58 AM |
Chosen-one | $54.87 | 9/10/2011 6:56:25 PM |
RedCentre | $256.47 | 9/11/2011 8:43:13 AM |
fcukciti | $25.00 | 9/11/2011 8:48:08 AM |
natedog666 | $200.00 | 9/12/2011 4:06:51 AM |
yield-implementer8 | $39.84 | 9/12/2011 5:54:59 AM |
Charmart | $25.00 | 9/12/2011 3:35:39 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:19:02 AM |
turbostar666 | $25.00 | 9/12/2011 8:11:06 AM |
unrivaled-capital322 | $100.00 | 9/12/2011 7:12:05 AM |
PrivateCapitalResources | $25.00 | 9/12/2011 2:20:53 PM |
figs4u2 | $100.00 | 9/12/2011 2:36:51 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:05 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:36 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:25 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:47 AM |
dealarella | $100.00 | 9/13/2011 6:05:12 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:28 AM |
minista | $26.00 | 9/13/2011 3:19:00 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:27 PM |
Mav26 | $112.89 | 9/13/2011 6:14:34 PM |
Mantis75 | $25.00 | 9/14/2011 6:44:52 AM |
lucrative-coin | $50.00 | 9/14/2011 8:13:04 AM |
Argbargle | $100.00 | 9/14/2011 9:44:58 AM |
orange-camaraderi-galaxy | $25.00 | 9/14/2011 9:42:36 AM |
Cashman10 | $100.00 | 9/14/2011 1:13:41 PM |
dollardave | $100.00 | 9/14/2011 1:37:36 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:21 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:29 PM |
mtquan | $25.00 | 9/14/2011 2:37:03 PM |
marwadi-62 | $100.00 | 9/14/2011 3:05:36 PM |
diggingupward | $25.00 | 9/14/2011 3:19:11 PM |
klinebarger | $25.00 | 9/14/2011 4:10:39 PM |
GoodScot | $25.00 | 9/14/2011 5:22:58 PM |
money-bauble | $200.00 | 9/14/2011 5:43:51 PM |
economy-molecule3 | $500.00 | 9/14/2011 5:51:20 PM |
astute-benjamins | $25.00 | 9/14/2011 5:57:42 PM |
first-sophisticated-rate | $25.00 | 9/14/2011 6:10:01 PM |
financial-frenzy | $50.00 | 9/14/2011 6:18:50 PM |
Leopoldine | $25.00 | 9/14/2011 6:18:17 PM |
top-sensible-yield | $25.00 | 9/14/2011 6:19:48 PM |
wampum-chorus3 | $25.00 | 9/14/2011 7:17:13 PM |
first-favorite-bonus9 | $25.00 | 9/15/2011 2:03:25 AM |
PaulW | $25.00 | 9/15/2011 3:39:31 AM |
sammyhammy | $25.00 | 9/15/2011 3:48:33 AM |
Maccs55 | $25.00 | 9/15/2011 5:15:01 AM |
Rdodson11 | $25.00 | 9/15/2011 6:04:44 AM |
trail5 | $200.00 | 9/15/2011 5:58:35 AM |
intrepid-loot | $25.00 | 9/15/2011 6:14:14 AM |
tylerfd | $25.00 | 9/15/2011 6:34:58 AM |
dinero-speaker | $25.00 | 9/15/2011 6:36:43 AM |
lounges | $50.00 | 9/15/2011 5:54:25 AM |
goose026 | $25.00 | 9/15/2011 6:51:50 AM |
tdinmanhattan | $25.00 | 9/15/2011 7:20:12 AM |
buffalobills | $25.00 | 9/15/2011 7:32:16 AM |
Hiro07 | $25.00 | 9/15/2011 7:11:43 AM |
grf1945 | $30.00 | 9/15/2011 7:24:21 AM |
narblark | $50.00 | 9/15/2011 8:21:55 AM |
seabass123 | $25.00 | 9/15/2011 8:48:04 AM |
invincible-platinum9 | $26.31 | 9/15/2011 8:51:07 AM |
studious-bonus7 | $84.00 | 9/15/2011 9:26:37 AM |
SJM10011a | $25.00 | 9/15/2011 9:14:22 AM |
genius520 | $50.00 | 9/15/2011 9:27:21 AM |
littlemonkey | $25.00 | 9/15/2011 9:29:23 AM |
rroadflat | $25.00 | 9/15/2011 9:26:09 AM |
tapesor | $200.00 | 9/15/2011 9:32:37 AM |
transparency-baton | $50.00 | 9/15/2011 9:36:50 AM |
statenisland51 | $25.00 | 9/15/2011 9:37:41 AM |
randomguy100 | $25.00 | 9/15/2011 10:23:17 AM |
The-CAPS-fan | $45.00 | 9/15/2011 12:53:26 PM |
no_agenda_lender | $25.00 | 9/15/2011 1:00:13 PM |
EvalCrux | $50.00 | 9/15/2011 1:37:47 PM |
newest-funds-powerplant | $25.00 | 9/15/2011 12:20:57 PM |
cash-merry-maker | $25.00 | 9/15/2011 12:27:59 PM |
tearsnstone | $25.00 | 9/15/2011 2:43:10 PM |
NYBIZ | $25.00 | 9/15/2011 3:00:21 PM |
ingenious-interest1 | $100.00 | 9/15/2011 3:33:13 PM |
KonkoKid | $25.00 | 9/15/2011 3:41:17 PM |
servantldr | $50.00 | 9/15/2011 4:00:36 PM |
TWISBWM | $25.00 | 9/15/2011 3:55:43 PM |
dordee | $32.63 | 9/15/2011 4:16:08 PM |
MarvintheMartian | $50.00 | 9/1/2011 5:22:39 PM |
Investor_DP | $100.00 | 9/1/2011 5:08:23 PM |
Bank_Of_XL | $25.00 | 9/2/2011 5:06:38 AM |
green-trade-dolphin2 | $25.00 | 9/1/2011 6:37:56 PM |
responsibility-butterfly | $25.00 | 9/1/2011 7:44:26 PM |
JustMee | $25.00 | 9/2/2011 2:49:08 AM |
AF-Chief | $100.00 | 9/2/2011 8:49:18 PM |
vine99 | $125.00 | 9/3/2011 8:45:31 AM |
indomitable-coin | $25.00 | 9/3/2011 12:20:33 PM |
compoundinterest | $50.00 | 9/3/2011 12:10:57 PM |
imlosttoo | $28.28 | 9/3/2011 7:24:48 PM |
Rivervale_Westwood | $25.00 | 9/4/2011 3:55:50 AM |
balance-bliss | $200.00 | 9/5/2011 10:46:34 PM |
Sierrahh | $25.00 | 9/6/2011 8:40:06 AM |
Pickmar | $25.00 | 9/6/2011 11:12:26 AM |
return-seeker85 | $25.00 | 9/7/2011 11:20:18 AM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:47 PM |
a-unflappable-finance | $25.00 | 9/7/2011 12:17:59 PM |
radforj22 | $25.00 | 9/7/2011 3:39:57 PM |
ski bum | $100.00 | 9/7/2011 5:20:16 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:27 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:50 AM |
diablorulz | $50.00 | 9/8/2011 1:53:27 PM |
larslfe | $100.00 | 9/8/2011 2:11:24 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:37 PM |
unbelievable-value2 | $40.00 | 9/8/2011 5:56:20 PM |
jescowa | $50.00 | 9/8/2011 6:59:18 PM |
cash-cymbal | $33.00 | 9/8/2011 7:29:14 PM |
flatline | $50.00 | 9/8/2011 9:27:19 PM |
value-wind0 | $25.00 | 9/9/2011 10:42:13 AM |
boylezz | $25.00 | 9/9/2011 11:51:18 AM |
BuildingShanghai | $25.67 | 9/9/2011 7:16:16 PM |
astute-fairness0 | $25.00 | 9/10/2011 9:04:16 AM |
Interloper | $25.00 | 9/10/2011 12:39:55 PM |
Aaron_Oz | $25.00 | 9/10/2011 3:45:35 PM |
jjswanso | $50.00 | 9/11/2011 11:59:00 AM |
MM1207 | $50.00 | 9/11/2011 11:00:06 AM |
miked8303 | $25.00 | 9/12/2011 6:05:31 AM |
basis-mate7 | $50.00 | 9/12/2011 6:04:19 AM |
life-is-great | $25.00 | 9/12/2011 6:59:19 AM |
first-serene-credit | $25.00 | 9/12/2011 9:02:52 AM |
escharfer | $25.00 | 9/12/2011 7:50:17 AM |
DesiKuber | $30.00 | 9/12/2011 1:11:24 PM |
platinum-rapture6 | $50.00 | 9/12/2011 1:18:01 PM |
Tradesmanlender | $25.00 | 9/12/2011 1:18:07 PM |
frobin | $25.00 | 9/12/2011 3:06:03 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:15 AM |
TCayce | $25.00 | 9/13/2011 10:13:51 AM |
mr55262 | $50.00 | 9/13/2011 10:28:42 AM |
Weaverville | $50.00 | 9/13/2011 3:09:19 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:19 PM |
personal-lender | $25.00 | 9/13/2011 4:30:12 PM |
Bodyboard | $80.00 | 9/13/2011 4:42:38 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:08 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:06 PM |
Supernick | $50.00 | 9/13/2011 8:18:49 PM |
leeball | $100.00 | 9/13/2011 9:38:51 PM |
RayEarth | $25.00 | 9/13/2011 11:46:22 PM |
GreenSun | $25.00 | 9/14/2011 6:26:52 AM |
credit-coach118 | $25.18 | 9/14/2011 9:21:49 AM |
awwaww | $25.00 | 9/14/2011 9:54:39 AM |
williemc44 | $25.00 | 9/14/2011 11:09:05 AM |
ladyhawk187 | $30.00 | 9/14/2011 11:44:30 AM |
w3alter | $50.00 | 9/14/2011 2:13:13 PM |
the-profit-oracle | $25.00 | 9/14/2011 2:26:26 PM |
gold-position | $100.00 | 9/14/2011 3:26:12 PM |
mondaymorning | $50.00 | 9/14/2011 4:05:01 PM |
GoldenGo4 | $50.00 | 9/14/2011 5:20:34 PM |
shrewd-deal | $50.00 | 9/14/2011 5:20:25 PM |
spark548 | $50.00 | 9/14/2011 5:36:04 PM |
MadHun | $200.00 | 9/14/2011 5:46:33 PM |
MARWARISETH | $25.00 | 9/14/2011 6:27:18 PM |
marketplace-hut9 | $25.00 | 9/14/2011 6:30:02 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:39 PM |
smart-integrity378 | $61.00 | 9/14/2011 8:27:03 PM |
little_brother1 | $25.00 | 9/14/2011 9:42:30 PM |
mennleo | $50.00 | 9/14/2011 9:43:03 PM |
vutah | $25.00 | 9/14/2011 10:25:21 PM |
Mindful7 | $25.00 | 9/15/2011 4:33:46 AM |
steiglends | $100.00 | 9/15/2011 5:35:14 AM |
currency-persimmon | $100.00 | 9/15/2011 5:42:07 AM |
Chutney | $25.00 | 9/15/2011 4:26:39 AM |
authentic-liberty7 | $25.00 | 9/15/2011 6:37:14 AM |
jypsum | $50.00 | 9/15/2011 6:50:15 AM |
Rivermaverick | $25.00 | 9/15/2011 7:17:37 AM |
michaelwong | $50.00 | 9/15/2011 6:53:39 AM |
platinum-pole7 | $50.00 | 9/15/2011 8:00:22 AM |
TrustPlus | $50.00 | 9/15/2011 8:03:11 AM |
steven3333 | $25.00 | 9/15/2011 8:17:52 AM |
buddy486 | $25.00 | 9/15/2011 8:36:19 AM |
nalaari | $32.44 | 9/15/2011 7:51:15 AM |
ronow22 | $500.00 | 9/15/2011 8:02:37 AM |
natural-affluence4 | $30.00 | 9/15/2011 9:25:05 AM |
rajs | $150.00 | 9/15/2011 9:14:44 AM |
bid-papyrus | $25.00 | 9/15/2011 9:34:02 AM |
balance-voyager | $50.00 | 9/15/2011 10:31:34 AM |
jeewrx | $50.00 | 9/15/2011 10:45:20 AM |
gracej | $25.00 | 9/15/2011 11:20:06 AM |
Clambake | $50.00 | 9/15/2011 11:35:47 AM |
investment-comet | $25.00 | 9/15/2011 11:40:24 AM |
jibe-set | $50.00 | 9/15/2011 12:20:32 PM |
jwstclair | $25.00 | 9/15/2011 12:36:26 PM |
building-america | $25.00 | 9/15/2011 1:09:14 PM |
Bodyboard | $87.91 | 9/15/2011 1:16:10 PM |
DadWarbucks | $25.00 | 9/15/2011 1:24:39 PM |
my401K | $50.00 | 9/15/2011 1:50:14 PM |
power-defender7 | $50.00 | 9/15/2011 3:05:21 PM |
Airthus | $25.00 | 9/15/2011 2:38:15 PM |
Ocean713 | $75.00 | 9/15/2011 3:40:14 PM |
ideal-penny8 | $25.00 | 9/15/2011 3:57:10 PM |
The_dude_01 | $45.51 | 9/15/2011 4:04:11 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:09 PM |
210 Investments
|
Borrower Payment Dependent Notes Series
524926
This series of Notes was issued and sold upon the funding of the borrower loan #53579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,037.68 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-01-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $167.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,402 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stable-interest6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to make home repairs and consolidation.
My financial situation:
I am retired militay, drawing retirement pay,also drawing a pension from Sara Lee Bakeryand currently working with LOWE's 1786 in Fortpayne Alabama. I am married to the same Lady for 40 years, have a solid reputation and a strong sense of responsibility to pay my debts. If I borrow, I will pay.
If approved, this loan will be used strictly to repair our home and consolidate credit card debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/1/2011 5:08:23 PM |
green-trade-dolphin2 | $25.00 | 9/1/2011 6:37:25 PM |
compoundinterest | $50.00 | 9/4/2011 12:11:42 PM |
rmachi | $25.00 | 9/6/2011 8:07:57 AM |
oplender | $25.00 | 9/6/2011 11:20:03 AM |
atbright | $25.00 | 9/6/2011 5:48:31 PM |
american6 | $100.00 | 9/6/2011 10:47:46 PM |
ZeLonewolf | $25.00 | 9/6/2011 8:40:09 PM |
radforj22 | $25.00 | 9/7/2011 3:39:57 PM |
77dowplace | $27.00 | 9/7/2011 7:19:23 PM |
thinker6 | $50.00 | 9/8/2011 7:01:45 AM |
ski bum | $100.00 | 9/8/2011 9:20:42 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:50 AM |
diablorulz | $50.00 | 9/8/2011 1:53:27 PM |
MM1207 | $50.00 | 9/11/2011 11:00:06 AM |
miked8303 | $25.00 | 9/12/2011 6:05:31 AM |
life-is-great | $25.00 | 9/12/2011 6:59:20 AM |
turbostar666 | $25.00 | 9/12/2011 8:11:07 AM |
jst1 | $200.00 | 9/12/2011 4:31:19 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:37 PM |
figs4u2 | $100.00 | 9/12/2011 2:36:52 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:47 AM |
dealarella | $100.00 | 9/13/2011 6:05:12 AM |
TCayce | $25.00 | 9/13/2011 10:13:51 AM |
mr55262 | $50.00 | 9/13/2011 10:28:43 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:28 AM |
Brisket_Bob | $26.15 | 9/13/2011 5:50:14 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:09 PM |
RayEarth | $25.00 | 9/13/2011 11:46:22 PM |
lucrative-coin | $50.00 | 9/14/2011 8:13:05 AM |
awwaww | $25.00 | 9/14/2011 9:54:39 AM |
orange-camaraderi-galaxy | $25.00 | 9/14/2011 9:42:37 AM |
dollardave | $100.00 | 9/14/2011 1:37:36 PM |
Cashman10 | $100.00 | 9/14/2011 1:13:42 PM |
Ven58 | $45.00 | 9/14/2011 2:11:23 PM |
mtquan | $25.00 | 9/14/2011 2:37:04 PM |
klinebarger | $25.00 | 9/14/2011 4:10:40 PM |
MadHun | $200.00 | 9/14/2011 5:46:34 PM |
first-sophisticated-rate | $25.00 | 9/14/2011 6:10:02 PM |
Leopoldine | $25.00 | 9/14/2011 6:18:17 PM |
wampum-chorus3 | $25.00 | 9/14/2011 7:17:13 PM |
transparent-wealth6 | $25.00 | 9/15/2011 12:44:01 AM |
sammyhammy | $25.00 | 9/15/2011 3:48:33 AM |
tylerfd | $25.00 | 9/15/2011 6:34:58 AM |
lounges | $50.00 | 9/15/2011 5:54:26 AM |
jypsum | $50.00 | 9/15/2011 6:50:15 AM |
TrustPlus | $50.00 | 9/15/2011 8:03:11 AM |
narblark | $50.00 | 9/15/2011 8:21:55 AM |
rroadflat | $25.00 | 9/15/2011 9:26:09 AM |
genius520 | $50.00 | 9/15/2011 9:27:21 AM |
littlemonkey | $25.00 | 9/15/2011 9:29:23 AM |
economy-molecule3 | $500.00 | 9/15/2011 9:32:46 AM |
transparency-baton | $35.00 | 9/15/2011 9:36:50 AM |
first-serene-credit | $25.00 | 9/15/2011 11:14:48 AM |
no_agenda_lender | $25.00 | 9/15/2011 1:00:13 PM |
gilbrear | $25.00 | 9/15/2011 1:34:18 PM |
EvalCrux | $50.00 | 9/15/2011 1:37:48 PM |
Astyanax | $80.00 | 9/15/2011 3:00:11 PM |
power-defender7 | $25.00 | 9/15/2011 3:07:59 PM |
ideal-penny8 | $25.00 | 9/15/2011 3:57:11 PM |
FinanceEngine | $40.00 | 9/15/2011 4:29:54 PM |
jsak74 | $25.00 | 9/15/2011 4:44:21 PM |
Zuzu | $48.15 | 9/15/2011 4:50:59 PM |
improvman | $50.00 | 9/15/2011 4:50:36 PM |
responsibility-butterfly | $25.00 | 9/1/2011 7:44:27 PM |
indomitable-coin | $25.00 | 9/3/2011 12:20:33 PM |
tenacious-compassion9 | $25.00 | 9/7/2011 5:06:47 PM |
a-unflappable-finance | $25.00 | 9/7/2011 3:28:27 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:28 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:30 AM |
Sneezie | $100.00 | 9/8/2011 12:45:16 PM |
larslfe | $100.00 | 9/8/2011 2:11:24 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:38 PM |
jescowa | $50.00 | 9/8/2011 6:59:18 PM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:21 AM |
value-wind0 | $50.00 | 9/9/2011 10:47:28 AM |
Vegasjim | $25.00 | 9/9/2011 4:04:59 PM |
boylezz | $25.00 | 9/9/2011 11:51:19 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:18 PM |
friendly-money | $100.00 | 9/10/2011 11:56:54 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:59 AM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:55:51 AM |
fcukciti | $25.00 | 9/11/2011 8:48:09 AM |
natedog666 | $100.00 | 9/12/2011 4:05:50 AM |
basis-mate7 | $50.00 | 9/12/2011 6:04:19 AM |
escharfer | $25.00 | 9/12/2011 7:50:18 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:43 AM |
platinum-rapture6 | $50.00 | 9/12/2011 1:18:02 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:06 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:26 PM |
rascal867 | $25.00 | 9/12/2011 10:54:14 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:15 AM |
Weaverville | $50.00 | 9/13/2011 3:09:19 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:28 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:20 PM |
personal-lender | $25.00 | 9/13/2011 4:30:13 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:07 PM |
Supernick | $50.00 | 9/13/2011 8:18:49 PM |
GreenSun | $25.00 | 9/14/2011 6:26:52 AM |
caseattle | $25.00 | 9/14/2011 7:55:13 AM |
bds9646 | $25.00 | 9/14/2011 8:35:44 AM |
Argbargle | $100.00 | 9/14/2011 9:44:59 AM |
currency-saguaro9 | $50.00 | 9/14/2011 12:59:28 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:21 PM |
w3alter | $50.00 | 9/14/2011 2:13:13 PM |
the-profit-oracle | $25.00 | 9/14/2011 2:26:27 PM |
diggingupward | $25.00 | 9/14/2011 3:19:12 PM |
gold-position | $100.00 | 9/14/2011 3:26:12 PM |
mondaymorning | $50.00 | 9/14/2011 4:07:34 PM |
spark548 | $50.00 | 9/14/2011 5:36:04 PM |
astute-benjamins | $25.00 | 9/14/2011 5:58:04 PM |
financial-frenzy | $50.00 | 9/14/2011 6:18:51 PM |
marketplace-hut9 | $25.00 | 9/14/2011 6:30:02 PM |
MARWARISETH | $25.00 | 9/14/2011 6:27:18 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:39 PM |
missmoneypenny48 | $27.38 | 9/14/2011 8:31:28 PM |
mennleo | $50.00 | 9/14/2011 9:45:04 PM |
first-favorite-bonus9 | $25.00 | 9/15/2011 2:03:26 AM |
steiglends | $100.00 | 9/15/2011 5:35:14 AM |
currency-persimmon | $25.00 | 9/15/2011 5:43:57 AM |
Chutney | $25.00 | 9/15/2011 4:26:39 AM |
michaelwong | $50.00 | 9/15/2011 6:53:39 AM |
dinero-speaker | $25.00 | 9/15/2011 6:36:44 AM |
goose026 | $25.00 | 9/15/2011 6:51:51 AM |
natural-affluence4 | $30.00 | 9/15/2011 9:25:05 AM |
bid-papyrus | $25.00 | 9/15/2011 9:34:02 AM |
randomguy100 | $25.00 | 9/15/2011 10:23:18 AM |
balance-voyager | $50.00 | 9/15/2011 10:31:34 AM |
wampum-library4 | $25.00 | 9/15/2011 10:37:06 AM |
jeewrx | $34.00 | 9/15/2011 10:45:20 AM |
Clambake | $50.00 | 9/15/2011 11:35:48 AM |
gracej | $25.00 | 9/15/2011 11:20:06 AM |
cash-merry-maker | $25.00 | 9/15/2011 12:27:59 PM |
DadWarbucks | $25.00 | 9/15/2011 1:24:39 PM |
building-america | $25.00 | 9/15/2011 1:09:14 PM |
kristof2007 | $25.00 | 9/15/2011 1:38:49 PM |
jibe-set | $50.00 | 9/15/2011 12:20:33 PM |
enthralling-investment | $50.00 | 9/15/2011 1:54:00 PM |
janeybooboo | $100.00 | 9/15/2011 2:12:34 PM |
trail5 | $100.00 | 9/15/2011 2:32:12 PM |
my401K | $35.00 | 9/15/2011 1:50:14 PM |
top-sensible-yield | $25.00 | 9/15/2011 3:05:00 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:39 PM |
bsg43 | $75.00 | 9/15/2011 3:46:22 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:09 PM |
blue-yield-sphinx | $25.00 | 9/15/2011 4:52:51 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:00 PM |
wlm3012 | $50.00 | 9/15/2011 4:32:02 PM |
148 Investments
|
Borrower Payment Dependent Notes Series
524968
This series of Notes was issued and sold upon the funding of the borrower loan #53629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 1
/
1 | Length of status: | 20y 3m |
Amount delinquent:
| $7,463 |
Total credit lines:
| 36 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $204 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dignified-ore8 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To fix both cars and pay credit car
Purpose of loan:
This loan will be used to...To fix both cars that we drive and pay off credit cards
My financial situation:
I am a good candidate for this loan because...I have lived in my home for 8 years and love my home.
Monthly net income: $4200
Monthly expenses: $
Housing: $700
Insurance: $
Car expenses: $150
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/1/2011 7:44:28 PM |
wampum-chorus3 | $25.00 | 9/2/2011 4:41:26 AM |
heerzaquestion | $25.00 | 9/1/2011 8:33:58 PM |
Investor_DP | $100.00 | 9/2/2011 9:08:32 AM |
compoundinterest | $50.00 | 9/2/2011 5:11:49 PM |
john0720 | $50.00 | 9/2/2011 8:24:27 PM |
marwadi-62 | $100.00 | 9/4/2011 12:46:50 PM |
secureincome | $750.00 | 9/4/2011 12:22:03 PM |
EngineersAlliance | $75.00 | 9/5/2011 9:20:30 AM |
atbright | $25.00 | 9/6/2011 5:48:32 PM |
ZeLonewolf | $25.00 | 9/6/2011 8:40:10 PM |
american6 | $100.00 | 9/6/2011 10:47:48 PM |
Eggs_and_Ham | $50.00 | 9/7/2011 1:14:45 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:31 AM |
larslfe | $100.00 | 9/8/2011 2:11:25 PM |
SBT | $25.00 | 9/8/2011 6:35:25 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:42 AM |
impeccable-penny | $50.00 | 9/8/2011 9:53:26 PM |
credit-maple5 | $25.00 | 9/9/2011 8:49:23 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:22 AM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:18 PM |
finance-symphony7 | $50.00 | 9/9/2011 8:12:11 PM |
GCInvestments | $25.00 | 9/9/2011 8:42:50 PM |
enthralling-deal180 | $50.00 | 9/10/2011 11:30:59 AM |
MM1207 | $50.00 | 9/11/2011 11:00:07 AM |
ski bum | $100.00 | 9/11/2011 12:21:51 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:37 AM |
upbeat-investment9 | $75.00 | 9/11/2011 3:31:28 PM |
fcukciti | $25.00 | 9/11/2011 8:48:10 AM |
KINGDOMVENDING | $25.00 | 9/11/2011 7:17:20 PM |
mennleo | $50.00 | 9/11/2011 10:07:59 PM |
PalmerTheEmbalmer | $28.50 | 9/11/2011 2:21:57 PM |
natedavidr | $49.63 | 9/12/2011 6:17:23 AM |
ASR3 | $35.00 | 9/12/2011 6:29:54 AM |
rookiecrd1 | $275.00 | 9/12/2011 5:18:58 AM |
miked8303 | $25.00 | 9/12/2011 6:05:32 AM |
OnePoorDude | $25.00 | 9/12/2011 6:10:18 AM |
reward-system | $25.00 | 9/12/2011 8:24:20 AM |
damanq | $25.00 | 9/12/2011 9:59:05 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:43 AM |
finance_mba | $25.00 | 9/12/2011 10:59:20 AM |
djh47a | $25.00 | 9/12/2011 11:03:38 AM |
durable-deal2 | $50.00 | 9/12/2011 11:29:15 AM |
wlm3012 | $30.00 | 9/12/2011 3:07:38 PM |
Ven58 | $50.00 | 9/13/2011 7:33:34 AM |
five-star-justice | $25.00 | 9/13/2011 7:30:40 AM |
bold-joyful-exchange | $25.00 | 9/13/2011 8:53:02 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:16 AM |
listing-vista | $25.00 | 9/13/2011 9:35:50 AM |
boylezz | $25.00 | 9/1/2011 10:40:05 PM |
ingenious-interest1 | $50.00 | 9/2/2011 6:24:19 PM |
bullwink27 | $25.00 | 9/3/2011 6:09:27 AM |
dynamic-money271 | $100.00 | 9/3/2011 11:09:27 AM |
patriot897 | $25.00 | 9/4/2011 9:28:12 PM |
roux | $25.00 | 9/5/2011 8:37:09 PM |
heerzaquestion | $25.00 | 9/6/2011 12:12:58 PM |
Sierrahh | $25.00 | 9/6/2011 8:40:06 AM |
oplender | $25.00 | 9/6/2011 11:20:04 AM |
cactus158 | $51.00 | 9/6/2011 4:54:00 PM |
fusbarro | $50.00 | 9/7/2011 4:41:16 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:30 AM |
riproaringrapids | $25.00 | 9/8/2011 9:02:19 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:51 AM |
diablorulz | $50.00 | 9/8/2011 1:53:28 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:39 PM |
Azonic21 | $25.00 | 9/8/2011 7:38:45 PM |
progressive-economy261 | $100.00 | 9/9/2011 1:18:13 PM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 10:53:33 AM |
engaging-worth | $25.00 | 9/9/2011 7:31:58 PM |
weiyinsan | $25.00 | 9/10/2011 3:54:26 PM |
jjswanso | $50.00 | 9/11/2011 11:59:01 AM |
value-investor9 | $50.00 | 9/12/2011 4:07:54 AM |
life-is-great | $25.00 | 9/12/2011 6:59:20 AM |
escharfer | $25.00 | 9/12/2011 7:50:18 AM |
he-shoots-he-scores | $50.00 | 9/12/2011 9:33:40 AM |
hunterMG | $25.00 | 9/12/2011 8:32:32 AM |
prodigy3 | $100.00 | 9/12/2011 9:34:38 AM |
wwwUniversal | $25.00 | 9/12/2011 9:36:59 AM |
orbital-gain | $50.00 | 9/12/2011 12:41:12 PM |
newest-bountiful-basis | $25.00 | 9/12/2011 1:00:39 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:07 PM |
MPdeez | $36.83 | 9/12/2011 2:24:53 PM |
Nojukbong | $50.00 | 9/12/2011 4:13:17 PM |
agreement-guild | $50.00 | 9/13/2011 5:16:48 AM |
revenue-giraffe5 | $30.00 | 9/13/2011 6:30:37 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:41 AM |
trustworthy-hope189 | $50.00 | 9/13/2011 9:30:14 AM |
SimpleChoice | $25.00 | 9/13/2011 9:42:23 AM |
dordee | $8.54 | 9/13/2011 10:35:09 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
525116
This series of Notes was issued and sold upon the funding of the borrower loan #53521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,089.89 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $330.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 17y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,875 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-safehouse9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Funds Request Taxes
Purpose of loan:
This loan will be used to... Payoff 401k loan and property taxes
My financial situation:
I am a good candidate for this loan because...
I am using this loan to payoff an existing company sponsored 401k payroll loan. I will then from my 401k to then payoff my real estate taxes and this loan. I would prefer a short-term loans due to the processing time for th e payoff and reloaning. I have been employed at my employer for 18 years, and am still activley employed in this top company. I have four children with two in college and am unable to free up any funds in the sort term. Due to depressed market their is limited equity in our home. Thank you for your consideration.
Monthly net income: $13,000
Monthly expenses: $2,000
Housing: $1,400
Insurance: $800
Car expenses: $900
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $150.00 | 9/2/2011 9:07:25 AM |
magnetic-dedication3 | $25.00 | 9/2/2011 4:25:46 PM |
golffish2 | $25.00 | 9/2/2011 9:03:49 AM |
golffish2 | $25.00 | 9/2/2011 11:35:47 AM |
heavy_ax | $50.00 | 9/2/2011 10:17:06 AM |
AF-Chief | $30.00 | 9/2/2011 9:12:02 PM |
sunny-dough9 | $200.00 | 9/3/2011 4:48:27 AM |
responsibility-butterfly | $25.00 | 9/3/2011 3:36:39 AM |
leball | $25.00 | 9/3/2011 7:03:57 PM |
Kevin536 | $75.00 | 9/3/2011 2:13:37 PM |
jkeller4000 | $25.00 | 9/7/2011 4:27:39 AM |
monster4 | $34.00 | 9/7/2011 5:44:23 PM |
CatbirdBanking | $25.00 | 9/8/2011 1:23:25 PM |
return-enthusiast1 | $25.00 | 9/9/2011 12:51:03 PM |
enchanted-diversification496 | $30.00 | 9/10/2011 12:40:36 PM |
ASR3 | $35.00 | 9/12/2011 6:29:57 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:45 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:41 AM |
p2ploan-charmer | $25.00 | 9/12/2011 12:18:22 PM |
larslfe | $100.00 | 9/12/2011 10:49:12 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:14 AM |
treasure-bliss | $25.00 | 9/13/2011 6:09:14 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:14 AM |
Weaverville | $25.00 | 9/13/2011 3:10:02 PM |
investor232 | $25.00 | 9/13/2011 4:04:53 PM |
jiggaman7 | $50.00 | 9/13/2011 8:57:59 PM |
orbital-gain | $50.00 | 9/14/2011 12:34:28 PM |
interest-agave | $25.00 | 9/14/2011 3:05:13 PM |
payout-achievement | $50.00 | 9/14/2011 3:23:40 PM |
SweatyBalls | $25.00 | 9/14/2011 5:19:45 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:40 PM |
financial-frenzy | $32.00 | 9/14/2011 6:18:52 PM |
MARWARISETH | $25.00 | 9/14/2011 6:19:39 PM |
marketplace-hut9 | $25.00 | 9/14/2011 6:30:03 PM |
cognizant-rupee7 | $25.00 | 9/14/2011 7:48:05 PM |
vutah | $25.00 | 9/14/2011 10:27:30 PM |
orange-preeminant-bill | $25.00 | 9/15/2011 5:18:13 AM |
AspiringJunzi | $25.00 | 9/15/2011 5:50:30 AM |
tylerfd | $25.00 | 9/15/2011 6:35:00 AM |
top-unflappable-economy | $25.00 | 9/15/2011 8:54:49 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:24 AM |
GInBaghdad | $25.00 | 9/15/2011 9:41:50 AM |
shmb6508 | $25.00 | 9/15/2011 12:00:52 PM |
investtor | $25.00 | 9/15/2011 12:05:57 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:44 PM |
Georgetastic | $25.00 | 9/15/2011 4:31:58 PM |
roman2008 | $25.00 | 9/15/2011 5:03:54 PM |
deal-pioneer1 | $25.00 | 9/15/2011 4:40:01 PM |
BGILlender | $25.00 | 9/15/2011 5:08:50 PM |
asiaratt | $50.00 | 9/15/2011 5:13:11 PM |
personal-lender | $25.00 | 9/15/2011 5:16:13 PM |
whatknows | $27.00 | 9/15/2011 5:15:21 PM |
Investoman | $75.00 | 9/15/2011 5:18:02 PM |
realinvestora | $30.00 | 9/15/2011 5:22:49 PM |
successful-agreement7 | $100.00 | 9/15/2011 5:17:09 PM |
DreDub | $50.00 | 9/15/2011 5:30:52 PM |
Easystreet | $25.00 | 9/15/2011 5:21:55 PM |
trajectory8 | $50.00 | 9/15/2011 5:40:12 PM |
tremendous-payment | $25.00 | 9/15/2011 6:08:23 PM |
hyrolln | $25.00 | 9/15/2011 7:22:46 PM |
GoodLuckLender | $25.00 | 9/15/2011 7:46:04 PM |
worldly-community3 | $50.00 | 9/15/2011 8:22:59 PM |
top-payout-fixer | $25.00 | 9/15/2011 8:37:09 PM |
contract-maracas | $25.00 | 9/15/2011 11:49:10 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:15 AM |
deal-contributor8 | $25.00 | 9/16/2011 4:44:20 AM |
basis-wizard8 | $50.00 | 9/16/2011 5:31:49 AM |
BigBag | $25.00 | 9/16/2011 6:03:20 AM |
KidSicily | $50.00 | 9/16/2011 6:14:05 AM |
friendly-principal76 | $25.00 | 9/16/2011 6:23:34 AM |
wise-unequivocal-return | $75.00 | 9/16/2011 6:28:20 AM |
vontuse | $25.00 | 9/16/2011 6:10:02 AM |
AndChicksforFree | $25.00 | 9/16/2011 6:35:46 AM |
revenue-appraiser | $36.00 | 9/16/2011 6:38:40 AM |
loyalty-spartan | $38.72 | 9/16/2011 7:01:29 AM |
TheCount | $25.00 | 9/16/2011 7:10:17 AM |
gotjack | $25.00 | 9/16/2011 7:24:48 AM |
unafraid-cash2 | $42.50 | 9/16/2011 7:27:03 AM |
jay100124 | $25.00 | 9/16/2011 8:03:25 AM |
auction-turtle0 | $25.00 | 9/16/2011 7:40:13 AM |
muirheaj | $25.00 | 9/16/2011 7:50:20 AM |
dignified-leverage5 | $25.00 | 9/16/2011 8:37:02 AM |
exciting-fairness | $200.00 | 9/16/2011 8:53:09 AM |
investment-visionary | $50.00 | 9/16/2011 8:55:03 AM |
papaloha | $25.00 | 9/16/2011 8:56:11 AM |
credit-coach118 | $25.46 | 9/16/2011 8:47:07 AM |
wise-eloquent-yield | $25.00 | 9/16/2011 8:59:49 AM |
handshake5 | $100.00 | 9/2/2011 9:17:20 AM |
CA-Lender | $25.00 | 9/3/2011 10:15:33 AM |
profit-powerplant | $25.00 | 9/3/2011 2:08:28 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:05 AM |
villagers | $25.00 | 9/6/2011 9:16:31 AM |
fusbarro | $50.00 | 9/7/2011 4:41:19 PM |
mlj0671 | $25.00 | 9/7/2011 6:30:10 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:43 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:45 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:43 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:44 AM |
zone8 | $100.00 | 9/12/2011 12:54:41 PM |
miked8303 | $25.00 | 9/13/2011 7:22:39 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:19 AM |
SimpleChoice | $25.00 | 9/13/2011 9:42:25 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:19 PM |
RayEarth | $25.00 | 9/13/2011 11:46:24 PM |
desertoasis | $25.00 | 9/14/2011 10:11:38 AM |
jubilant-durability9 | $25.00 | 9/14/2011 10:06:56 AM |
davisfl | $25.00 | 9/14/2011 10:10:20 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:28 PM |
powerful-finance7 | $25.00 | 9/14/2011 5:19:26 PM |
Kaj | $30.00 | 9/14/2011 5:36:35 PM |
Investor_DP | $100.00 | 9/14/2011 5:42:56 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:46 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:51 PM |
MrBailey | $26.13 | 9/14/2011 9:46:12 PM |
payment-pursuit3 | $25.00 | 9/15/2011 3:56:17 AM |
economy-coup | $100.00 | 9/14/2011 11:38:23 PM |
listing-vista | $50.00 | 9/15/2011 5:52:20 AM |
stock106 | $25.00 | 9/15/2011 6:27:42 AM |
dough-bear | $25.00 | 9/15/2011 8:19:13 AM |
MadHun | $43.00 | 9/15/2011 9:28:22 AM |
economy-producer | $25.00 | 9/15/2011 9:47:38 AM |
lovely-benefit7 | $25.00 | 9/15/2011 9:49:50 AM |
bid-papyrus | $25.00 | 9/15/2011 9:34:04 AM |
Greenbak | $25.00 | 9/15/2011 2:05:14 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:03 PM |
Wellman | $50.00 | 9/15/2011 4:27:47 PM |
finance-mushroom | $100.00 | 9/15/2011 5:14:18 PM |
ursus | $50.00 | 9/15/2011 5:13:26 PM |
Frenchynh | $25.00 | 9/15/2011 5:17:30 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:55 PM |
coolnatkat | $25.00 | 9/15/2011 6:37:36 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:18:20 PM |
coin-investor | $25.00 | 9/15/2011 6:53:07 PM |
CreativeIdeas | $25.00 | 9/15/2011 8:09:42 PM |
ethical-truth211 | $500.00 | 9/15/2011 7:46:52 PM |
IIP77 | $25.00 | 9/15/2011 8:09:24 PM |
792FICO | $25.00 | 9/15/2011 8:10:38 PM |
a-restless-dollar | $25.00 | 9/15/2011 8:54:22 PM |
NorthwestLoan1 | $75.00 | 9/15/2011 8:15:07 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:43 PM |
goat0 | $40.00 | 9/15/2011 10:57:54 PM |
mighty-value | $25.00 | 9/15/2011 11:51:00 PM |
emosspot | $25.00 | 9/15/2011 10:13:45 PM |
new-social-economist | $60.00 | 9/15/2011 10:34:47 PM |
Diamond_Jim | $25.00 | 9/15/2011 10:51:20 PM |
radforj22 | $25.00 | 9/16/2011 12:48:30 AM |
lakehavasu88 | $25.00 | 9/16/2011 3:12:58 AM |
arampata | $160.00 | 9/16/2011 4:39:43 AM |
chakra | $25.00 | 9/16/2011 5:09:49 AM |
best-basis-trooper | $25.00 | 9/16/2011 5:30:24 AM |
zone6 | $89.58 | 9/16/2011 6:24:42 AM |
whatreality | $25.00 | 9/16/2011 6:30:48 AM |
maschinenbau | $25.00 | 9/16/2011 6:16:10 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:26:52 AM |
responsibility-wind6 | $25.00 | 9/16/2011 6:54:25 AM |
ChuckieG | $25.00 | 9/16/2011 7:18:23 AM |
Pitufo | $25.00 | 9/16/2011 7:05:16 AM |
platinum-scientist9 | $25.00 | 9/16/2011 7:36:14 AM |
Inquisitor06 | $25.00 | 9/16/2011 7:30:34 AM |
moola-man | $25.00 | 9/16/2011 7:32:23 AM |
env | $25.00 | 9/16/2011 7:47:10 AM |
platinum-zoo4 | $25.00 | 9/16/2011 7:20:26 AM |
partyplan | $25.00 | 9/16/2011 7:51:32 AM |
Bob450 | $25.00 | 9/16/2011 7:44:08 AM |
buffalobills | $25.00 | 9/16/2011 8:09:11 AM |
FG9YTR | $25.00 | 9/16/2011 7:56:04 AM |
pfenness | $25.00 | 9/16/2011 8:02:51 AM |
fareast_man | $25.00 | 9/16/2011 8:17:17 AM |
income-rocker2 | $50.00 | 9/16/2011 8:19:57 AM |
Christophe | $25.00 | 9/16/2011 8:51:09 AM |
awesome-silver | $250.00 | 9/16/2011 8:55:27 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
525156
This series of Notes was issued and sold upon the funding of the borrower loan #53773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,593.38 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $287.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| dinero-investor196 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
future loan
Purpose of loan: wedding
This loan will be used to...to pay for wedding
My financial situation is good
I am a good candidate for this loan because...i never miss payments and i have fairly good credit
Monthly net income: $2,000
Monthly expenses: $250.00
Housing: $0
Insurance: $50
Car expenses: $0
Utilities: $0
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $28.00 | 9/13/2011 8:41:54 AM |
Investor_DP | $100.00 | 9/1/2011 9:10:22 AM |
SolarMoonshine | $25.00 | 9/1/2011 9:51:32 AM |
handshake5 | $100.00 | 9/1/2011 9:17:41 AM |
tech310 | $50.00 | 9/2/2011 12:55:48 AM |
Rogelio48 | $25.00 | 9/3/2011 6:51:37 PM |
duty-admiral | $50.00 | 9/6/2011 10:54:16 PM |
A007 | $50.00 | 9/8/2011 12:57:30 PM |
Zingaro | $25.00 | 9/8/2011 1:57:48 PM |
larslfe | $100.00 | 9/8/2011 2:11:22 PM |
trail5 | $50.00 | 9/9/2011 6:04:36 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:40 AM |
finance-prescription | $57.00 | 9/10/2011 12:17:54 PM |
icanhasloanz | $25.00 | 9/11/2011 1:42:21 AM |
AndChicksforFree | $25.00 | 9/11/2011 7:23:51 AM |
Investoman | $56.00 | 9/11/2011 12:22:30 PM |
money-surge1 | $25.00 | 9/11/2011 5:46:43 PM |
Learning2Lend | $25.00 | 9/12/2011 6:25:39 AM |
greencat | $50.00 | 9/12/2011 7:25:24 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:42 AM |
goat0 | $50.00 | 9/12/2011 3:50:30 PM |
mighty-value | $25.00 | 9/12/2011 4:45:57 PM |
IIP77 | $25.00 | 9/12/2011 11:33:51 PM |
coin-sonnet | $100.00 | 9/13/2011 1:13:23 AM |
suave-dime6 | $25.00 | 9/13/2011 5:37:55 AM |
Toastmaster007 | $30.00 | 9/13/2011 7:51:04 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:14 AM |
shawnw2 | $35.00 | 9/13/2011 10:45:22 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:03 PM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:17 PM |
listing-drummer | $25.00 | 9/13/2011 3:40:32 PM |
investor232 | $25.00 | 9/13/2011 4:04:52 PM |
Bob450 | $25.00 | 9/13/2011 3:51:41 PM |
ndhookman | $50.00 | 9/13/2011 4:51:49 PM |
Wilvara | $25.00 | 9/13/2011 8:34:55 PM |
jiggaman7 | $50.00 | 9/13/2011 8:57:58 PM |
YeoLenderSource | $25.00 | 9/14/2011 3:16:19 PM |
nickel-hickory | $100.00 | 9/14/2011 2:44:02 PM |
the-genuine-revenue | $25.00 | 9/14/2011 3:19:21 PM |
yield-trader | $25.00 | 9/14/2011 3:18:12 PM |
penny-champ5 | $25.00 | 9/14/2011 5:17:44 PM |
mammalian4 | $25.00 | 9/14/2011 5:58:18 PM |
MARWARISETH | $25.00 | 9/14/2011 6:21:57 PM |
irrelevant | $25.00 | 9/14/2011 7:05:20 PM |
eronyc | $25.00 | 9/14/2011 7:25:51 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:50 PM |
FASTIZIO_P | $107.64 | 9/14/2011 8:06:05 PM |
smart-integrity378 | $100.00 | 9/14/2011 8:27:02 PM |
periko | $25.00 | 9/14/2011 8:53:16 PM |
Marssoft | $25.00 | 9/14/2011 8:56:19 PM |
benevolent1 | $52.00 | 9/14/2011 8:23:35 PM |
curriculum7 | $25.00 | 9/15/2011 5:49:12 AM |
RayEarth | $25.00 | 9/15/2011 5:49:39 AM |
natural-interest7 | $25.00 | 9/15/2011 5:56:22 AM |
cropdust3r | $25.00 | 9/15/2011 5:24:26 AM |
tylerfd | $25.00 | 9/15/2011 6:34:57 AM |
authentic-liberty7 | $25.00 | 9/15/2011 6:37:13 AM |
dinero-speaker | $25.00 | 9/15/2011 6:36:42 AM |
gulch | $25.00 | 9/15/2011 8:25:40 AM |
terrific-peace8 | $25.00 | 9/15/2011 8:52:28 AM |
capital-halo1 | $1,000.00 | 9/1/2011 9:15:44 AM |
missing-link | $25.00 | 9/3/2011 3:58:44 PM |
kulender | $50.00 | 9/3/2011 1:07:11 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:56:00 AM |
the-hope-workhorse | $50.00 | 9/6/2011 5:11:52 PM |
rustysailor | $25.00 | 9/6/2011 10:21:26 PM |
careful-vigilance4 | $100.00 | 9/6/2011 10:03:17 PM |
MadHun | $200.00 | 9/7/2011 5:16:28 PM |
handy-justice | $100.00 | 9/8/2011 8:51:09 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:35 PM |
economy-molecule3 | $500.00 | 9/8/2011 5:24:03 PM |
musegaze | $50.00 | 9/9/2011 4:43:01 PM |
vibraphone3 | $50.00 | 9/9/2011 6:19:34 PM |
wise-deal-panda | $50.00 | 9/9/2011 6:57:11 PM |
let_me_retire | $25.00 | 9/9/2011 10:05:38 PM |
personal-lender | $25.00 | 9/10/2011 12:18:50 PM |
cash-reaction2 | $50.00 | 9/10/2011 1:12:17 PM |
finance-mushroom | $100.00 | 9/10/2011 12:15:29 PM |
Jack55304 | $200.00 | 9/11/2011 8:46:48 AM |
asiaratt | $50.00 | 9/11/2011 12:13:36 PM |
stepatatime-together | $100.00 | 9/12/2011 8:44:40 AM |
agreement-animal | $25.00 | 9/12/2011 8:58:31 AM |
lillian27 | $25.00 | 9/12/2011 9:19:04 AM |
wwwUniversal | $25.00 | 9/12/2011 9:39:45 AM |
capital-renewal | $25.00 | 9/12/2011 1:21:00 PM |
delicious-cash | $25.00 | 9/12/2011 11:04:28 AM |
zone8 | $100.00 | 9/12/2011 12:54:39 PM |
silver-wonder278 | $25.00 | 9/12/2011 2:33:14 PM |
ah-long | $25.00 | 9/12/2011 11:08:12 PM |
ramsba | $50.00 | 9/13/2011 10:28:06 AM |
IntrepidInvestment | $25.00 | 9/13/2011 12:35:18 PM |
independent-kindness5 | $25.00 | 9/13/2011 1:09:29 PM |
reward-dynamo | $40.00 | 9/13/2011 2:48:02 PM |
CatFunded | $25.00 | 9/14/2011 3:56:48 AM |
vinayganti | $50.00 | 9/14/2011 6:24:38 AM |
tranquil-credit0 | $32.28 | 9/14/2011 6:26:07 AM |
zeelender | $25.00 | 9/14/2011 2:07:12 PM |
FASTIZIO_P | $25.00 | 9/14/2011 2:31:08 PM |
FASTIZIO_P | $25.00 | 9/14/2011 2:31:56 PM |
nickel-hickory | $100.00 | 9/14/2011 2:44:08 PM |
power-berserker | $25.00 | 9/14/2011 6:02:18 PM |
zone6 | $100.00 | 9/14/2011 9:52:55 PM |
riveting-credit5 | $65.96 | 9/14/2011 10:35:18 PM |
LendingPimp | $50.00 | 9/15/2011 1:10:24 AM |
AntiKris | $25.00 | 9/15/2011 6:30:40 AM |
gtrplayer | $54.00 | 9/15/2011 7:48:24 AM |
Roxas_Syndicate | $25.00 | 9/15/2011 7:50:36 AM |
loyalty-paradise1 | $25.00 | 9/15/2011 7:54:15 AM |
dough-bear | $25.00 | 9/15/2011 8:19:13 AM |
nimble-nickel | $25.00 | 9/15/2011 8:24:45 AM |
rysil | $30.00 | 9/15/2011 8:41:48 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
525178
This series of Notes was issued and sold upon the funding of the borrower loan #53523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 11m |
Amount delinquent:
| $16,018 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $956 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| solo44627 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Safe Fund
Purpose of loan: Legal
This loan will be used to...Pay an attorney.
My financial situation: Is quite well
I am a good candidate for this loan because...I will repay.
Monthly net income: $2800
Monthly expenses: $1900 all below included
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/7/2011 5:08:04 PM |
roux | $25.00 | 9/7/2011 7:25:22 PM |
sturdy-responsibility7 | $25.00 | 9/7/2011 5:25:13 PM |
responsibility-butterfly | $25.00 | 9/7/2011 5:45:24 PM |
a-finance-nirvana | $25.00 | 9/8/2011 3:20:02 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:13 AM |
diablorulz | $50.00 | 9/8/2011 1:53:49 PM |
SBT | $25.00 | 9/8/2011 6:35:27 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:17 AM |
exchange-dreams | $25.00 | 9/9/2011 5:43:28 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:40 PM |
TomDalonajay | $25.00 | 9/10/2011 7:11:04 PM |
PalmerTheEmbalmer | $30.50 | 9/11/2011 12:28:13 PM |
market-maximizer472 | $100.00 | 9/11/2011 5:21:50 PM |
big-lendin | $100.00 | 9/12/2011 10:24:10 AM |
finance_mba | $25.00 | 9/12/2011 10:59:25 AM |
IPG1 | $25.00 | 9/12/2011 12:36:23 PM |
compoundinterest | $50.00 | 9/13/2011 4:23:40 PM |
KCEnterprises | $50.00 | 9/13/2011 5:21:41 PM |
circustab | $50.00 | 9/13/2011 7:30:43 PM |
appcoder | $35.00 | 9/14/2011 6:39:45 AM |
fxsrider | $25.00 | 9/14/2011 8:04:45 AM |
19vfwcinc89 | $45.13 | 9/14/2011 10:07:51 AM |
money-bauble | $200.00 | 9/14/2011 5:43:56 PM |
Investing-in-you-2 | $19.08 | 9/14/2011 5:52:54 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:58 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:54 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:24 PM |
RJN | $38.00 | 9/9/2011 7:07:08 AM |
value-pouch | $25.00 | 9/9/2011 9:14:30 AM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:12 PM |
SudianX | $26.00 | 9/10/2011 5:39:48 AM |
newest-generous-income | $25.00 | 9/10/2011 7:24:08 AM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:50 AM |
oplender | $25.00 | 9/10/2011 8:37:31 PM |
APSFunding | $45.79 | 9/12/2011 4:12:41 AM |
ASR3 | $35.00 | 9/12/2011 6:30:26 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:48 AM |
auction-seeker4 | $25.00 | 9/13/2011 11:21:27 AM |
entertaining-greenback2 | $25.00 | 9/13/2011 3:14:42 PM |
simiray | $40.00 | 9/13/2011 4:30:17 PM |
life-is-great | $25.00 | 9/14/2011 6:09:48 AM |
etraboulay | $50.00 | 9/14/2011 8:35:42 AM |
mennleo | $50.00 | 9/14/2011 8:23:59 AM |
funds-rascal | $50.00 | 9/14/2011 3:32:58 PM |
Kaj | $30.00 | 9/14/2011 5:36:49 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
525202
This series of Notes was issued and sold upon the funding of the borrower loan #53647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,683.68 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-04-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-18-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $277.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,067 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-nirvana4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
STANIC
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1600
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $60
Utilities: $0
Phone, cable, internet: $45
Food, entertainment: $60
Clothing, household expenses: $35
Credit cards and other loans: $800
Other expenses: 40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/4/2011 12:08:21 PM |
oplender | $25.00 | 9/6/2011 11:20:10 AM |
return-seeker85 | $29.00 | 9/6/2011 7:05:45 PM |
american6 | $100.00 | 9/6/2011 10:47:57 PM |
compoundinterest | $50.00 | 9/7/2011 5:10:57 PM |
BxRealtor | $25.00 | 9/8/2011 4:47:36 AM |
bonus-tent | $25.00 | 9/8/2011 6:13:39 AM |
nickel-ferret | $50.00 | 9/8/2011 9:17:58 AM |
Interloper | $25.00 | 9/8/2011 3:47:32 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:53 PM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 12:32:21 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:25 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:42 AM |
MM1207 | $50.00 | 9/11/2011 11:00:16 AM |
jjswanso | $50.00 | 9/11/2011 11:59:03 AM |
ASR3 | $35.00 | 9/12/2011 6:30:03 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:54:58 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:27 AM |
Weaverville | $25.00 | 9/13/2011 3:10:03 PM |
top-radiant-funds | $50.00 | 9/13/2011 3:11:35 PM |
Supernick | $50.00 | 9/13/2011 8:18:54 PM |
enthralling-deal180 | $50.00 | 9/14/2011 5:26:52 AM |
riproaringrapids | $25.00 | 9/14/2011 1:50:29 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:23 PM |
tylerfd | $25.00 | 9/15/2011 6:35:05 AM |
goose026 | $25.00 | 9/15/2011 6:51:55 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:27 AM |
balance-voyager | $50.00 | 9/15/2011 10:31:37 AM |
Clambake | $50.00 | 9/15/2011 11:35:52 AM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:45 PM |
sevimac | $50.00 | 9/15/2011 3:51:49 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:07 PM |
paladin847 | $50.00 | 9/15/2011 8:12:47 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:53 PM |
direct-dough0 | $25.00 | 9/15/2011 10:10:52 PM |
mighty-value | $25.00 | 9/15/2011 11:51:04 PM |
runner262 | $25.00 | 9/16/2011 2:07:27 AM |
asmithj | $25.00 | 9/16/2011 2:04:29 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:33 AM |
chakra | $25.00 | 9/16/2011 5:09:04 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:19 AM |
mstebnicki | $25.00 | 9/16/2011 5:28:47 AM |
currency-persimmon | $25.00 | 9/16/2011 6:12:33 AM |
treasure-pipeline | $25.00 | 9/16/2011 6:58:24 AM |
szetheli | $120.00 | 9/16/2011 8:19:35 AM |
umfan123 | $25.00 | 9/16/2011 9:33:02 AM |
EtaDuck | $25.00 | 9/16/2011 9:55:12 AM |
vinayganti | $25.00 | 9/16/2011 10:58:50 AM |
1randyp | $100.00 | 9/16/2011 11:07:51 AM |
agalt | $75.00 | 9/16/2011 11:27:58 AM |
JKEnterprises | $25.00 | 9/16/2011 11:05:04 AM |
social-pizza5 | $25.00 | 9/16/2011 12:01:45 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:31 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:22 PM |
sgordon46 | $25.00 | 9/16/2011 2:02:05 PM |
slpark | $25.00 | 9/16/2011 2:52:11 PM |
natural-return0 | $40.00 | 9/16/2011 3:13:17 PM |
newest-courageous-openness | $25.00 | 9/16/2011 3:26:49 PM |
repaymeplease | $25.00 | 9/16/2011 3:17:40 PM |
REVSTJ999 | $25.00 | 9/16/2011 4:41:03 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:30 PM |
jescowa | $50.00 | 9/16/2011 7:11:54 PM |
Rick21 | $25.00 | 9/16/2011 8:59:54 PM |
Actuary | $25.00 | 9/16/2011 9:48:27 PM |
Palacios | $75.00 | 9/16/2011 10:46:17 PM |
somebody32 | $25.00 | 9/17/2011 4:21:17 AM |
george6791 | $25.00 | 9/16/2011 11:42:59 PM |
julijask | $50.00 | 9/17/2011 12:58:36 AM |
browneyegravy | $25.00 | 9/17/2011 4:32:37 AM |
nytrnbow | $25.00 | 9/17/2011 6:54:20 AM |
fishtale | $25.00 | 9/17/2011 7:38:22 AM |
andyb9 | $25.00 | 9/17/2011 8:26:10 AM |
investment-comet | $25.00 | 9/17/2011 8:25:43 AM |
mad-scientist418 | $26.00 | 9/17/2011 8:57:25 AM |
active-market | $25.00 | 9/17/2011 9:32:46 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:02 AM |
VikingInvestments | $25.00 | 9/17/2011 9:59:21 AM |
neutrino6 | $25.00 | 9/17/2011 10:03:32 AM |
return-buddy | $25.00 | 9/17/2011 11:28:12 AM |
money-bauble | $200.00 | 9/17/2011 12:07:36 PM |
green-moola-platoon | $25.00 | 9/17/2011 12:19:20 PM |
opportunity85 | $25.00 | 9/17/2011 2:38:31 PM |
ladderskibum | $25.00 | 9/17/2011 3:43:24 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:28 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:29 PM |
jdrez | $25.00 | 9/17/2011 5:25:30 PM |
papaloha | $25.00 | 9/17/2011 6:45:23 PM |
treasure-gazer | $25.00 | 9/17/2011 11:53:20 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:37 AM |
generous-deal6 | $50.00 | 9/18/2011 2:52:55 AM |
Bookophile | $50.00 | 9/18/2011 4:17:52 AM |
JandJ-Bank | $25.00 | 9/18/2011 7:32:15 AM |
NorthwestLoan1 | $145.00 | 9/18/2011 8:16:53 AM |
ethical-truth211 | $500.00 | 9/18/2011 8:09:22 AM |
Preteur | $25.00 | 9/18/2011 10:12:32 AM |
dospapalotes | $25.00 | 9/18/2011 9:41:48 AM |
ChrisProsper | $475.00 | 9/18/2011 9:53:46 AM |
kermitdafrog | $25.00 | 9/18/2011 11:00:12 AM |
loot-heart | $25.00 | 9/18/2011 10:33:01 AM |
nycloan | $25.00 | 9/18/2011 10:36:55 AM |
Bank_Of_XL | $25.00 | 9/4/2011 12:24:34 PM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:36 PM |
houli123 | $50.00 | 9/6/2011 10:54:58 PM |
diablorulz | $50.00 | 9/8/2011 1:53:35 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:53 AM |
vigilance-revolutionary | $50.00 | 9/9/2011 8:56:29 AM |
larslfe | $25.00 | 9/9/2011 11:15:23 AM |
FinDoc | $25.00 | 9/9/2011 2:28:37 PM |
credit-maple5 | $25.00 | 9/12/2011 6:04:09 AM |
miked8303 | $25.00 | 9/12/2011 6:05:38 AM |
life-is-great | $25.00 | 9/12/2011 6:59:25 AM |
Sierrahh | $25.00 | 9/12/2011 7:36:56 AM |
agreement-guild | $50.00 | 9/13/2011 5:16:54 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:44 AM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:10 PM |
ski bum | $100.00 | 9/13/2011 7:45:11 PM |
leeball | $100.00 | 9/13/2011 9:38:54 PM |
spark548 | $50.00 | 9/14/2011 5:36:08 PM |
Kaj | $30.00 | 9/14/2011 5:36:39 PM |
personal-lender | $25.00 | 9/14/2011 5:47:57 PM |
steiglends | $100.00 | 9/15/2011 5:35:19 AM |
listing-vista | $50.00 | 9/15/2011 5:52:22 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:43 AM |
radforj22 | $25.00 | 9/15/2011 2:05:36 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:44 PM |
benefit-catalyst | $100.00 | 9/15/2011 1:22:44 PM |
responsibility-wind6 | $50.00 | 9/15/2011 4:11:13 PM |
marketplace-hut9 | $25.00 | 9/15/2011 4:34:39 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:11 PM |
dime-sapling | $25.00 | 9/15/2011 6:49:51 PM |
792FICO | $25.00 | 9/15/2011 8:10:40 PM |
lizard_lips | $25.00 | 9/15/2011 9:34:14 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:44 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:25 AM |
consulguru | $25.00 | 9/16/2011 12:28:37 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:24 AM |
MadHun | $200.00 | 9/16/2011 9:09:51 AM |
samo102us | $25.00 | 9/16/2011 8:57:28 AM |
genius520 | $50.00 | 9/16/2011 9:09:14 AM |
market-assembler | $50.00 | 9/16/2011 9:36:45 AM |
TownsendOrg | $25.00 | 9/16/2011 10:00:47 AM |
sunny-truth6 | $25.00 | 9/16/2011 9:51:41 AM |
hanuman77 | $25.00 | 9/16/2011 9:56:43 AM |
puifais | $50.00 | 9/16/2011 10:46:35 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:55 AM |
xzec777 | $25.00 | 9/16/2011 11:55:15 AM |
kind-finance-burrito | $50.00 | 9/16/2011 12:35:47 PM |
astute-investment5 | $25.00 | 9/16/2011 12:56:22 PM |
brutusbone | $25.00 | 9/16/2011 12:35:18 PM |
astute-benjamins | $25.00 | 9/16/2011 2:47:25 PM |
reflective-deal8 | $100.00 | 9/16/2011 2:50:15 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:38:04 PM |
mtquan | $25.00 | 9/16/2011 4:03:26 PM |
Sixmil | $100.00 | 9/16/2011 3:46:26 PM |
Dreamconnection | $25.00 | 9/16/2011 4:09:33 PM |
reasonable-bonus6 | $25.00 | 9/16/2011 4:48:51 PM |
economy-molecule3 | $500.00 | 9/16/2011 5:14:30 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:33 PM |
helpinghand63 | $25.00 | 9/16/2011 5:12:55 PM |
Eastern | $55.00 | 9/16/2011 7:38:45 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:42 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:29 PM |
danf2201 | $50.00 | 9/16/2011 8:05:50 PM |
smart-integrity378 | $100.00 | 9/16/2011 8:15:51 PM |
Pasagam | $50.00 | 9/16/2011 8:16:39 PM |
top-payout-fixer | $25.00 | 9/16/2011 9:20:24 PM |
buraky | $50.00 | 9/16/2011 9:51:41 PM |
clean-finance1 | $41.00 | 9/16/2011 11:11:04 PM |
mydogissocute | $25.00 | 9/16/2011 11:40:22 PM |
georgedorn | $25.00 | 9/16/2011 10:58:57 PM |
aFro | $25.00 | 9/17/2011 2:05:32 AM |
credit-meteor7 | $100.00 | 9/16/2011 10:25:12 PM |
hardwareman | $25.00 | 9/17/2011 4:04:59 AM |
upperdeck | $25.00 | 9/17/2011 4:16:32 AM |
Ivan2007 | $25.00 | 9/17/2011 3:27:22 AM |
mr55262 | $25.00 | 9/16/2011 11:13:30 PM |
balance6 | $25.00 | 9/17/2011 4:27:13 AM |
kulender | $100.00 | 9/17/2011 6:14:42 AM |
helpful-deal1 | $25.00 | 9/17/2011 5:57:46 AM |
wicker1 | $25.00 | 9/17/2011 6:26:50 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:43 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:01 AM |
E2BGR8 | $25.00 | 9/17/2011 8:51:48 AM |
mennleo | $50.00 | 9/17/2011 8:54:01 AM |
gavinfh | $25.00 | 9/17/2011 9:32:48 AM |
britgsb | $25.00 | 9/17/2011 9:12:32 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:41 AM |
gold-disk | $25.00 | 9/17/2011 9:55:28 AM |
hostbank | $100.00 | 9/17/2011 12:08:58 PM |
studious-bonus7 | $100.00 | 9/17/2011 12:09:11 PM |
ursus | $50.00 | 9/17/2011 12:09:36 PM |
musegaze | $75.00 | 9/17/2011 12:33:07 PM |
prophecy | $25.00 | 9/17/2011 12:25:16 PM |
oracle3 | $25.00 | 9/17/2011 1:02:28 PM |
prohelper | $50.00 | 9/17/2011 1:14:44 PM |
Pman | $25.00 | 9/17/2011 12:55:00 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:41 PM |
prominence8 | $25.00 | 9/17/2011 1:58:58 PM |
breadbroker | $25.00 | 9/17/2011 3:13:33 PM |
thedrummer | $50.00 | 9/17/2011 3:20:13 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:25 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:10 PM |
Katahdin | $50.00 | 9/17/2011 6:43:55 PM |
compassion-bauble4 | $27.00 | 9/17/2011 9:03:03 PM |
Engineer44 | $25.00 | 9/17/2011 11:53:56 PM |
CE88 | $30.18 | 9/17/2011 10:52:32 PM |
IIP77 | $25.00 | 9/18/2011 1:03:34 AM |
SimonHova | $25.00 | 9/18/2011 4:05:20 AM |
TheReaderRabbit | $25.00 | 9/18/2011 5:52:18 AM |
Petite_Rose | $25.00 | 9/18/2011 7:05:20 AM |
industrious-transparency6 | $25.00 | 9/18/2011 5:26:40 AM |
mnbud | $100.00 | 9/18/2011 8:34:17 AM |
lrr34 | $100.00 | 9/18/2011 8:42:14 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:26 AM |
drkosh | $25.00 | 9/18/2011 10:11:22 AM |
215 Investments
|
Borrower Payment Dependent Notes Series
525290
This series of Notes was issued and sold upon the funding of the borrower loan #53730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,334.21 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $275.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
6 | Length of status: | 20y 4m |
Amount delinquent:
| $9,662 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,205 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-hammock2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Medical Bills
Purpose of loan: Pay Medical & Dental Bills
This loan will be used to...Pay Medical and Dental Bills
My financial situation:
I am a good candidate for this loan because...I have a job to repay you back.
Monthly net income: $4,000.00
Monthly expenses: $3,015.00
Housing: $1,665.00
Insurance: $300.00
Car expenses: $520.00
Utilities: $200.00
Phone, cable, internet: $130.00
Food, entertainment: $100.00
Clothing, household expenses: $75.00
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
capital-halo1 | $1,000.00 | 9/3/2011 12:14:29 PM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:56:04 AM |
careful-vigilance4 | $100.00 | 9/6/2011 10:03:23 PM |
Zingaro | $25.00 | 9/8/2011 1:57:51 PM |
larslfe | $100.00 | 9/8/2011 10:25:36 PM |
trail5 | $50.00 | 9/9/2011 6:04:38 AM |
economy-molecule3 | $500.00 | 9/9/2011 9:25:53 AM |
let_me_retire | $25.00 | 9/9/2011 10:24:24 PM |
wise-deal-panda | $50.00 | 9/9/2011 6:57:13 PM |
finance-mushroom | $100.00 | 9/10/2011 12:15:30 PM |
cash-reaction2 | $50.00 | 9/10/2011 1:12:19 PM |
340 | $25.00 | 9/11/2011 1:27:41 AM |
laomedon | $25.00 | 9/11/2011 11:13:29 PM |
Learning2Lend | $25.00 | 9/12/2011 6:25:40 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:44 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:46 AM |
delicious-cash | $25.00 | 9/12/2011 11:04:28 AM |
wwwUniversal | $25.00 | 9/12/2011 9:39:47 AM |
sentimental-commerce1 | $73.37 | 9/12/2011 1:16:38 PM |
capital-renewal | $25.00 | 9/12/2011 1:21:01 PM |
mighty-value | $25.00 | 9/12/2011 4:45:58 PM |
coin-sonnet | $100.00 | 9/13/2011 1:13:24 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:20 PM |
personal-lender | $25.00 | 9/13/2011 4:30:15 PM |
Investoman | $75.00 | 9/13/2011 4:32:30 PM |
zeelender | $25.00 | 9/14/2011 2:07:12 PM |
FASTIZIO_P | $25.00 | 9/14/2011 2:34:04 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:53 PM |
IIP77 | $25.00 | 9/14/2011 8:33:33 PM |
dinero-speaker | $25.00 | 9/15/2011 6:36:45 AM |
mennleo | $25.00 | 9/15/2011 8:19:12 AM |
contract-maracas | $25.00 | 9/15/2011 9:04:02 AM |
transparency-baton | $50.00 | 9/15/2011 9:36:51 AM |
bigladybug | $50.00 | 9/15/2011 10:45:54 AM |
shmb6508 | $25.00 | 9/15/2011 12:00:52 PM |
wampum-influencer | $25.39 | 9/15/2011 8:21:39 PM |
dough-bear | $25.00 | 9/15/2011 8:41:05 PM |
emosspot | $25.00 | 9/15/2011 10:13:46 PM |
deal-contributor8 | $25.00 | 9/16/2011 4:44:21 AM |
moola-man | $25.00 | 9/16/2011 7:32:24 AM |
pfenness | $25.00 | 9/16/2011 8:02:53 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:26 AM |
cropdust3r | $25.00 | 9/16/2011 9:59:56 AM |
newest-exact-commitment | $25.00 | 9/16/2011 4:04:15 PM |
helpinghand63 | $25.00 | 9/16/2011 5:12:54 PM |
organic-order | $25.00 | 9/16/2011 7:58:30 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:27 PM |
Palacios | $75.00 | 9/16/2011 10:46:16 PM |
value-rocket | $25.00 | 9/17/2011 5:22:18 AM |
bsh297 | $26.95 | 9/17/2011 6:38:58 AM |
suave-dime6 | $25.00 | 9/17/2011 7:41:04 AM |
BBL | $25.00 | 9/17/2011 9:38:54 AM |
handshake5 | $100.00 | 9/3/2011 12:16:07 PM |
kulender | $50.00 | 9/3/2011 1:07:17 PM |
handy-justice | $50.00 | 9/6/2011 1:34:20 PM |
commitment-galaxy | $25.00 | 9/8/2011 8:59:00 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:51 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:52 AM |
mrxtravis | $25.00 | 9/9/2011 4:21:33 PM |
vibraphone3 | $50.00 | 9/9/2011 6:19:37 PM |
MadHun | $200.00 | 9/10/2011 12:16:54 PM |
icanhasloanz | $50.00 | 9/11/2011 1:43:23 AM |
Jack55304 | $200.00 | 9/11/2011 8:46:49 AM |
money-surge1 | $25.00 | 9/11/2011 5:46:43 PM |
asiaratt | $50.00 | 9/12/2011 9:13:21 AM |
lucrative-reward | $100.00 | 9/12/2011 1:16:26 PM |
zone8 | $100.00 | 9/12/2011 12:54:43 PM |
ah-long | $25.00 | 9/12/2011 11:08:12 PM |
musegaze | $75.00 | 9/13/2011 7:28:31 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:23 AM |
glroark | $50.00 | 9/13/2011 10:02:10 AM |
ramsba | $50.00 | 9/13/2011 10:28:06 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:04 PM |
independent-kindness5 | $25.00 | 9/13/2011 1:09:30 PM |
investor232 | $25.00 | 9/13/2011 4:04:54 PM |
finance-prescription | $100.00 | 9/13/2011 4:29:05 PM |
ndhookman | $50.00 | 9/13/2011 4:51:49 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:00 PM |
verblender | $50.00 | 9/14/2011 9:55:30 AM |
yield-trader | $25.00 | 9/14/2011 3:18:13 PM |
MARWARISETH | $25.00 | 9/14/2011 6:21:58 PM |
smart-integrity378 | $100.00 | 9/14/2011 8:27:04 PM |
tylerfd | $25.00 | 9/15/2011 6:35:04 AM |
AntiKris | $25.00 | 9/15/2011 6:30:40 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:44 AM |
bid-papyrus | $25.00 | 9/15/2011 9:34:04 AM |
nickel-hickory | $100.00 | 9/15/2011 9:52:16 AM |
1point21gigawatts | $28.00 | 9/15/2011 4:20:01 PM |
lillian27 | $25.00 | 9/15/2011 4:34:59 PM |
irrelevant | $25.00 | 9/15/2011 7:05:25 PM |
worldly-community3 | $50.00 | 9/15/2011 8:23:00 PM |
unassuming-market7 | $25.00 | 9/15/2011 9:27:40 PM |
ohmarkybaby | $25.00 | 9/15/2011 9:26:21 PM |
new-social-economist | $50.00 | 9/15/2011 10:38:18 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:23 AM |
vontuse | $25.00 | 9/16/2011 6:10:03 AM |
_kyle | $25.00 | 9/16/2011 9:31:12 AM |
agile-vigilance8 | $100.00 | 9/16/2011 10:25:47 AM |
vinayganti | $25.00 | 9/16/2011 10:58:49 AM |
nodrivelpls | $25.00 | 9/16/2011 12:40:28 PM |
apostle901 | $25.00 | 9/16/2011 4:04:46 PM |
MyKidsDad | $25.00 | 9/16/2011 7:51:11 PM |
danf2201 | $25.00 | 9/16/2011 8:31:53 PM |
Marssoft | $25.00 | 9/16/2011 8:33:56 PM |
a-restless-dollar | $25.00 | 9/16/2011 9:52:42 PM |
TheCount | $25.00 | 9/17/2011 8:49:43 AM |
IntrepidInvestment | $25.00 | 9/17/2011 9:48:38 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
525312
This series of Notes was issued and sold upon the funding of the borrower loan #53829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 39% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,630 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| piratephan40 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 47 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
660-679
(Aug-2010)
660-679
(May-2010)
620-639
(Apr-2006)
|
Principal balance:
| $11,047.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
new roof
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $154.01 | 9/25/2011 12:03:22 PM |
AndChicksforFree | $154.00 | 9/25/2011 1:07:41 PM |
Kash2010lu | $35.00 | 9/25/2011 12:20:52 PM |
AndChicksforFree | $57.00 | 9/25/2011 12:59:00 PM |
SecondChanceLendingSERV | $29.66 | 9/25/2011 1:13:54 PM |
a-helping-hand | $250.00 | 9/25/2011 3:21:34 PM |
reward-dynamo | $40.00 | 9/25/2011 5:40:14 PM |
jhouman | $50.00 | 9/25/2011 3:35:42 PM |
NekHoldings | $25.00 | 9/25/2011 4:19:29 PM |
investment-daydream | $50.00 | 9/25/2011 4:45:13 PM |
credit-missile | $100.00 | 9/25/2011 4:56:06 PM |
favorite-commerce | $25.00 | 9/25/2011 12:10:59 PM |
DiligentiaLLC | $25.00 | 9/25/2011 3:17:01 PM |
marwadi-62 | $2,000.00 | 9/25/2011 2:46:06 PM |
ronin4sale | $25.00 | 9/25/2011 6:11:32 PM |
312-Lender | $25.00 | 9/25/2011 3:47:10 PM |
myutmost | $27.00 | 9/25/2011 4:26:20 PM |
impala6464 | $50.00 | 9/25/2011 5:05:19 PM |
bid-stockpiler1 | $250.00 | 9/25/2011 5:05:45 PM |
worth-blanket2 | $700.00 | 9/25/2011 6:21:51 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
525322
This series of Notes was issued and sold upon the funding of the borrower loan #53719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,830 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-piano4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/20/2011 6:20:15 PM |
well-rounded-payout0 | $50.00 | 9/20/2011 5:16:19 PM |
Whipster | $80.00 | 9/20/2011 5:57:21 PM |
SolarMoonshine | $25.00 | 9/20/2011 6:43:19 PM |
riveting-credit5 | $25.00 | 9/20/2011 11:39:33 PM |
ladyopium | $100.00 | 9/20/2011 8:45:27 PM |
golffish2 | $25.00 | 9/21/2011 9:06:49 AM |
worth-blanket2 | $1,600.00 | 9/21/2011 9:56:58 AM |
leverage-monger | $25.00 | 9/21/2011 7:08:17 AM |
wild-orange | $45.00 | 9/21/2011 11:36:22 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
525406
This series of Notes was issued and sold upon the funding of the borrower loan #53602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-06-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $337.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,212 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| transparency-orchestra945 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stavi28
Purpose of loan: Debt Consolidation
My financial situation:
I am a good candidate for this loan because I never default on my debt.
Monthly net income: $ 2300
Monthly expenses:
Housing: $ 325
Insurance: $ 45
Car expenses: $ 218
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 380
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $45.00 | 9/6/2011 11:33:57 AM |
Bank_Of_XL | $25.00 | 9/6/2011 9:02:46 AM |
Investor_DP | $100.00 | 9/6/2011 9:08:46 AM |
JustMee | $25.00 | 9/6/2011 4:57:38 PM |
oplender | $25.00 | 9/6/2011 11:20:17 AM |
BxRealtor | $25.00 | 9/8/2011 4:47:50 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:06 AM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:06 PM |
return-seeker85 | $50.00 | 9/8/2011 6:02:15 PM |
britgsb | $100.00 | 9/8/2011 8:19:30 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:46 AM |
compoundinterest | $50.00 | 9/11/2011 12:12:02 PM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:25:34 AM |
ASR3 | $35.00 | 9/12/2011 6:30:09 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:02 PM |
mgking007 | $29.36 | 9/13/2011 12:15:31 AM |
top-radiant-funds | $50.00 | 9/13/2011 3:13:59 PM |
sensible-order2 | $200.00 | 9/13/2011 4:38:15 PM |
winmals | $25.00 | 9/13/2011 6:32:21 PM |
velocity-motivator6 | $25.00 | 9/13/2011 6:42:01 PM |
houli123 | $100.00 | 9/13/2011 7:48:19 PM |
larslfe | $50.00 | 9/13/2011 8:13:46 PM |
leeball | $100.00 | 9/13/2011 9:38:58 PM |
thenadamgoes | $25.00 | 9/14/2011 10:36:24 AM |
ladyhawk187 | $25.00 | 9/14/2011 11:51:30 AM |
genelinist | $70.00 | 9/14/2011 1:21:49 PM |
treasure-expert | $25.00 | 9/14/2011 4:07:32 PM |
spark548 | $50.00 | 9/14/2011 5:36:11 PM |
TigerForce | $25.00 | 9/14/2011 6:26:21 PM |
ZeLonewolf | $25.00 | 9/14/2011 7:17:18 PM |
diverse-benjamins | $25.00 | 9/14/2011 8:58:03 PM |
DrunkenMic | $29.00 | 9/14/2011 9:29:36 PM |
justice-circuitry0 | $50.00 | 9/14/2011 10:07:12 PM |
daano15 | $25.00 | 9/15/2011 3:21:44 AM |
unbelievable-diversification8 | $25.00 | 9/15/2011 3:43:17 AM |
credit-maple5 | $50.00 | 9/15/2011 4:02:10 AM |
leftof_center | $52.99 | 9/15/2011 4:27:39 AM |
steiglends | $100.00 | 9/15/2011 5:35:21 AM |
goose026 | $25.00 | 9/15/2011 6:51:59 AM |
vegibenz | $25.00 | 9/15/2011 8:01:53 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:44 AM |
thunderbolt08 | $39.86 | 9/15/2011 10:33:15 AM |
wampum-library4 | $25.00 | 9/15/2011 10:39:42 AM |
benefit-catalyst | $150.00 | 9/15/2011 1:25:43 PM |
Grandmahoneybee | $25.00 | 9/15/2011 3:10:31 PM |
Christus_Victor | $25.00 | 9/15/2011 3:21:44 PM |
ski bum | $100.00 | 9/15/2011 5:17:32 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:13 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:44:14 PM |
haryassman | $25.00 | 9/15/2011 8:03:45 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:55 PM |
the-discrete-income | $50.00 | 9/15/2011 9:45:00 PM |
thinker6 | $50.00 | 9/16/2011 6:12:02 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:20 AM |
friendly-principal76 | $25.00 | 9/16/2011 6:24:18 AM |
wonder3 | $30.00 | 9/16/2011 6:39:15 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:39:26 AM |
CheapDolo22 | $25.00 | 9/16/2011 6:30:47 AM |
revenue-appraiser | $30.88 | 9/16/2011 6:40:04 AM |
toomanyfishtanks | $25.00 | 9/16/2011 7:29:38 AM |
hope-hickory | $50.00 | 9/16/2011 7:44:16 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:27 AM |
liberty-society5 | $50.00 | 9/16/2011 8:41:57 AM |
georgedorn | $25.00 | 9/16/2011 9:24:45 AM |
umfan123 | $25.00 | 9/16/2011 9:33:03 AM |
equitable-capital758 | $250.00 | 9/16/2011 9:21:37 AM |
market-assembler | $50.00 | 9/16/2011 9:36:47 AM |
Weaverville | $25.00 | 9/16/2011 10:45:32 AM |
puifais | $50.00 | 9/16/2011 10:46:37 AM |
commerce-renewal | $50.00 | 9/16/2011 11:07:50 AM |
richboy56 | $25.00 | 9/16/2011 12:02:28 PM |
social-pizza5 | $25.00 | 9/16/2011 12:01:47 PM |
industrious-dedication | $25.00 | 9/16/2011 12:27:25 PM |
zx12rider | $25.00 | 9/16/2011 1:47:38 PM |
unconquerable-dedication | $25.00 | 9/16/2011 2:51:09 PM |
sgordon46 | $25.00 | 9/16/2011 2:01:02 PM |
mighty-commerce7 | $25.00 | 9/16/2011 3:12:22 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:34 PM |
listing-vista | $100.00 | 9/16/2011 4:07:34 PM |
first-silver-bridge | $25.00 | 9/16/2011 4:31:25 PM |
gjm6d | $25.00 | 9/16/2011 4:49:15 PM |
Supernick | $50.00 | 9/16/2011 4:52:55 PM |
american6 | $100.00 | 9/16/2011 4:28:21 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:34 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:50:41 PM |
Engineer44 | $30.00 | 9/16/2011 5:36:09 PM |
wach | $31.95 | 9/16/2011 6:03:30 PM |
p2p-mushroom1 | $31.25 | 9/16/2011 6:11:33 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:44 PM |
Frosty | $50.00 | 9/16/2011 7:54:32 PM |
liberty-point | $50.00 | 9/16/2011 8:00:11 PM |
danf2201 | $50.00 | 9/16/2011 8:05:51 PM |
theloanfiller | $25.00 | 9/16/2011 8:48:34 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:33 PM |
buraky | $50.00 | 9/16/2011 9:51:42 PM |
mennleo | $70.00 | 9/16/2011 11:02:01 PM |
treasure-gazer | $25.00 | 9/17/2011 12:17:18 AM |
balance6 | $25.00 | 9/17/2011 4:27:15 AM |
power-bluebird2 | $25.00 | 9/17/2011 4:45:07 AM |
interstellar | $75.00 | 9/17/2011 4:37:40 AM |
exciting-fairness | $200.00 | 9/17/2011 5:04:55 AM |
Spring342 | $25.00 | 9/17/2011 6:07:54 AM |
kulender | $100.00 | 9/17/2011 6:14:44 AM |
supreme-hope | $25.00 | 9/17/2011 8:11:44 AM |
bettndon | $75.00 | 9/17/2011 8:37:30 AM |
investment-comet | $25.00 | 9/17/2011 8:24:23 AM |
Kyileo | $25.00 | 9/17/2011 8:44:52 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:44:03 AM |
Bob450 | $25.02 | 9/17/2011 8:51:02 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:06 AM |
neutrino6 | $25.00 | 9/17/2011 10:02:31 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:43 AM |
astute-benjamins | $25.00 | 9/17/2011 10:59:22 AM |
Pman | $25.00 | 9/17/2011 12:55:04 PM |
prohelper | $50.00 | 9/17/2011 1:14:46 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:43 PM |
herbyman | $50.00 | 9/17/2011 1:22:57 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:35:58 PM |
authoritative-capital | $25.00 | 9/17/2011 3:21:59 PM |
precious-coin3 | $50.00 | 9/17/2011 4:07:31 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:28 PM |
StoneBreaker | $50.99 | 9/17/2011 5:20:02 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:30 PM |
generous-deal6 | $50.00 | 9/18/2011 2:52:57 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:45 AM |
wealth-pal3 | $25.00 | 9/18/2011 7:47:18 AM |
ethical-truth211 | $500.00 | 9/18/2011 7:48:58 AM |
gethsemane4 | $75.00 | 9/18/2011 8:05:56 AM |
RebuildingAmerica | $25.00 | 9/18/2011 9:24:53 AM |
lrr34 | $50.00 | 9/18/2011 8:52:28 AM |
zooom7 | $25.00 | 9/18/2011 9:25:40 AM |
Money_Hog | $25.00 | 9/18/2011 9:38:52 AM |
Ocean713 | $75.00 | 9/18/2011 11:12:31 AM |
BuzzyBee336 | $50.00 | 9/18/2011 10:27:40 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:57 AM |
bid-stockpiler1 | $50.00 | 9/18/2011 11:43:28 AM |
worth-web5 | $200.00 | 9/18/2011 2:47:34 PM |
finance-dandelion | $100.00 | 9/18/2011 3:10:11 PM |
cathmorcorvus | $100.00 | 9/18/2011 4:14:08 PM |
Stingray8a | $25.00 | 9/18/2011 6:22:49 PM |
help4u | $50.00 | 9/18/2011 5:20:05 PM |
loss-of-control | $50.00 | 9/18/2011 6:56:30 PM |
Tizzo27 | $48.00 | 9/18/2011 9:15:18 PM |
AndChicksforFree | $25.07 | 9/18/2011 8:24:04 PM |
versatile-return3 | $100.00 | 9/18/2011 8:35:39 PM |
pythia | $25.00 | 9/19/2011 5:40:41 AM |
enthralling-investment | $100.00 | 9/19/2011 5:50:31 AM |
bsmtloan | $75.00 | 9/19/2011 4:06:22 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:54 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:48 AM |
diablorulz | $50.00 | 9/8/2011 1:53:42 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:04 AM |
FinDoc | $25.00 | 9/9/2011 2:29:08 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:33 PM |
jjswanso | $50.00 | 9/11/2011 11:59:05 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:03 AM |
impressive-credit431 | $250.00 | 9/13/2011 8:14:45 AM |
upbeat-investment9 | $25.00 | 9/13/2011 8:52:19 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:36 AM |
dorfinia | $50.00 | 9/13/2011 9:52:26 AM |
pennyologist | $32.58 | 9/13/2011 9:58:56 PM |
frooogal | $75.91 | 9/14/2011 12:34:35 AM |
Whipster | $40.00 | 9/14/2011 5:14:17 AM |
life-is-great | $25.00 | 9/14/2011 6:09:43 AM |
jazzlender | $50.00 | 9/14/2011 12:37:11 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:33 PM |
justme4now | $50.00 | 9/14/2011 3:03:51 PM |
theaterguy | $25.00 | 9/14/2011 2:53:47 PM |
honeybee11 | $50.00 | 9/14/2011 4:43:34 PM |
Kaj | $30.00 | 9/14/2011 5:36:44 PM |
MARWARISETH | $25.00 | 9/14/2011 6:25:25 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:49 PM |
upperdeck | $25.00 | 9/15/2011 3:57:35 AM |
PaulW | $25.00 | 9/15/2011 3:40:42 AM |
moola-cell3 | $60.00 | 9/15/2011 6:05:39 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:52 AM |
marwadi-62 | $100.00 | 9/15/2011 6:56:28 AM |
musegaze | $150.00 | 9/15/2011 7:32:15 AM |
MissionMicroFinance | $25.00 | 9/15/2011 9:34:32 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:30 AM |
unafraid-return496 | $25.00 | 9/15/2011 11:24:27 AM |
Clambake | $50.00 | 9/15/2011 11:35:56 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:45 PM |
spursdog | $30.00 | 9/15/2011 2:27:09 PM |
gilbrear | $25.00 | 9/15/2011 1:32:54 PM |
enriched-truth | $50.00 | 9/15/2011 3:30:39 PM |
yield-blanket | $25.00 | 9/15/2011 5:17:26 PM |
dime-sapling | $25.00 | 9/15/2011 6:49:51 PM |
Victor-E-Lane | $25.00 | 9/15/2011 8:52:17 PM |
consulguru | $25.00 | 9/16/2011 12:28:40 AM |
CalBear08 | $25.00 | 9/16/2011 1:35:33 AM |
heerzaquestion | $30.00 | 9/16/2011 4:59:02 AM |
The_Birnetts | $100.88 | 9/16/2011 3:59:01 AM |
currency-persimmon | $25.00 | 9/16/2011 6:21:36 AM |
cognizant-responsibility9 | $31.00 | 9/16/2011 5:55:34 AM |
wise-unequivocal-return | $75.00 | 9/16/2011 6:24:47 AM |
mykkai | $25.00 | 9/16/2011 7:02:03 AM |
return-beeper | $30.00 | 9/16/2011 7:17:51 AM |
responsibility-wind6 | $25.00 | 9/16/2011 6:54:27 AM |
MoneyTree79 | $50.00 | 9/16/2011 7:15:21 AM |
Roundhouse | $100.00 | 9/16/2011 8:19:47 AM |
derec | $25.00 | 9/16/2011 8:38:50 AM |
reflective-greenback1 | $34.00 | 9/16/2011 8:55:54 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:11:52 AM |
devoider | $26.00 | 9/16/2011 9:43:07 AM |
devoider | $26.00 | 9/16/2011 9:44:19 AM |
brainy-repayment5 | $50.00 | 9/16/2011 10:45:12 AM |
unequaled-ore | $25.00 | 9/16/2011 10:50:03 AM |
kind-finance-burrito | $50.00 | 9/16/2011 12:37:07 PM |
payout-quark | $41.16 | 9/16/2011 12:36:38 PM |
caseattle | $25.00 | 9/16/2011 2:08:06 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:33 PM |
kristof2007 | $25.00 | 9/16/2011 1:39:24 PM |
pthighs | $100.00 | 9/16/2011 3:22:46 PM |
thomas16882004 | $25.00 | 9/16/2011 3:12:10 PM |
the-enthralling-coin | $25.00 | 9/16/2011 4:24:15 PM |
velocity-tom-tom2 | $25.00 | 9/16/2011 5:09:21 PM |
personal-lender | $25.00 | 9/16/2011 5:11:08 PM |
davidc314 | $60.00 | 9/16/2011 5:00:43 PM |
jescowa | $50.00 | 9/16/2011 7:14:54 PM |
regahj99 | $25.00 | 9/16/2011 9:14:04 PM |
Lendomatic | $25.00 | 9/16/2011 11:51:22 PM |
basejump0 | $25.00 | 9/17/2011 12:00:43 AM |
mr55262 | $25.00 | 9/16/2011 11:13:33 PM |
mbf2234 | $25.00 | 9/17/2011 3:27:10 AM |
julijask | $50.00 | 9/17/2011 1:02:26 AM |
garlicguy | $75.00 | 9/16/2011 11:00:02 PM |
unassassinable | $25.00 | 9/17/2011 12:31:17 AM |
repayment-pudding | $25.00 | 9/17/2011 5:15:12 AM |
Gambino | $50.00 | 9/17/2011 6:40:29 AM |
peace-flower9 | $25.00 | 9/17/2011 7:17:02 AM |
radforj22 | $25.00 | 9/17/2011 7:54:09 AM |
credit-wheel7 | $25.00 | 9/17/2011 8:31:02 AM |
pure-loyalty6 | $25.00 | 9/17/2011 8:58:27 AM |
return-buddy | $25.00 | 9/17/2011 11:28:15 AM |
cordial-affluence2 | $50.00 | 9/17/2011 2:14:37 PM |
Digs | $25.00 | 9/17/2011 2:41:30 PM |
ReddInc | $100.00 | 9/17/2011 2:53:55 PM |
be_wise | $25.00 | 9/17/2011 3:42:10 PM |
FoosMaster | $25.00 | 9/17/2011 6:39:21 PM |
papaloha | $25.00 | 9/17/2011 6:45:25 PM |
buffalobills | $25.00 | 9/18/2011 12:18:10 AM |
CE88 | $30.00 | 9/17/2011 11:00:03 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:42 AM |
Bookophile | $50.00 | 9/18/2011 4:17:54 AM |
martymaniaman | $25.00 | 9/18/2011 6:29:19 AM |
drkosh | $25.00 | 9/18/2011 10:11:24 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:30 AM |
Watersports | $50.00 | 9/18/2011 12:52:40 PM |
supersarah61 | $50.00 | 9/18/2011 2:04:03 PM |
profitable-money | $25.00 | 9/18/2011 12:36:15 PM |
mammalian4 | $25.00 | 9/18/2011 1:46:44 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:17 PM |
markhmn | $100.00 | 9/18/2011 5:54:19 PM |
Belair_Advisors | $25.00 | 9/18/2011 6:56:53 PM |
slwholesales | $27.12 | 9/18/2011 6:58:04 PM |
fascinating-value4 | $100.00 | 9/19/2011 12:14:07 AM |
madisonspy | $26.29 | 9/18/2011 10:08:38 PM |
pinballeffect | $39.00 | 9/18/2011 10:15:14 PM |
hope-kingdom | $50.00 | 9/18/2011 10:19:30 PM |
iq8w7ht | $25.00 | 9/19/2011 1:01:31 AM |
abundant-marketplace436 | $25.00 | 9/19/2011 5:25:48 AM |
Madmigel | $50.00 | 9/19/2011 4:58:30 AM |
enthralling-investment | $50.19 | 9/19/2011 5:50:48 AM |
264 Investments
|
Borrower Payment Dependent Notes Series
525424
This series of Notes was issued and sold upon the funding of the borrower loan #53568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 8y 6m |
Amount delinquent:
| $876 |
Total credit lines:
| 21 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-elevator |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mrs.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/6/2011 9:02:40 AM |
careful-vigilance4 | $100.00 | 9/6/2011 10:03:29 PM |
duty-admiral | $50.00 | 9/6/2011 10:54:19 PM |
handshake5 | $100.00 | 9/7/2011 9:16:56 AM |
capital-halo1 | $1,000.00 | 9/7/2011 9:14:49 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:04 AM |
108lender | $100.00 | 9/9/2011 10:26:30 AM |
let_me_retire | $25.00 | 9/9/2011 10:55:37 PM |
missing-link | $25.00 | 9/10/2011 9:08:00 AM |
finance-mushroom | $100.00 | 9/11/2011 12:16:04 PM |
stepatatime-together | $100.00 | 9/12/2011 8:44:49 AM |
gain-gourd | $100.00 | 9/12/2011 10:25:51 AM |
zone8 | $100.00 | 9/12/2011 12:54:44 PM |
handy-justice | $100.00 | 9/13/2011 12:23:20 PM |
independent-kindness5 | $25.00 | 9/13/2011 1:09:31 PM |
eboomer2611 | $25.00 | 9/13/2011 8:04:17 PM |
larslfe | $50.00 | 9/13/2011 8:13:47 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:01 PM |
Haribelle | $25.00 | 9/14/2011 10:20:26 AM |
money-fort | $25.00 | 9/14/2011 4:42:00 PM |
asiaratt | $50.00 | 9/14/2011 5:45:13 PM |
vest_vortex | $25.00 | 9/14/2011 6:04:42 PM |
MARWARISETH | $25.00 | 9/14/2011 6:21:59 PM |
Comoparklender | $25.00 | 9/14/2011 7:57:54 PM |
nickel-hickory | $100.00 | 9/14/2011 9:51:11 PM |
economy-coup | $100.00 | 9/14/2011 11:38:28 PM |
irrelevant | $25.00 | 9/15/2011 6:05:10 AM |
tylerfd | $25.00 | 9/15/2011 6:35:06 AM |
red-power-pecan | $50.00 | 9/15/2011 9:22:45 AM |
bigladybug | $50.00 | 9/15/2011 10:45:56 AM |
janus_god | $25.00 | 9/15/2011 12:19:07 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:52 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:56 PM |
Investoman | $75.00 | 9/15/2011 5:18:03 PM |
The_Phoenix_Company | $25.00 | 9/15/2011 6:18:14 PM |
diplomatic-wealth7 | $25.00 | 9/6/2011 4:26:15 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:06 PM |
trail5 | $50.00 | 9/9/2011 6:04:42 AM |
mercuriant | $25.00 | 9/9/2011 10:41:34 AM |
compassion-paladin042 | $25.00 | 9/10/2011 8:41:16 AM |
Interloper | $25.00 | 9/10/2011 8:56:33 AM |
Jack55304 | $200.00 | 9/11/2011 8:46:51 AM |
mighty-value | $25.00 | 9/12/2011 4:46:01 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:19 AM |
suave-dime6 | $25.00 | 9/13/2011 5:38:27 AM |
musegaze | $75.00 | 9/13/2011 7:28:33 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:36 AM |
foothillender | $25.00 | 9/13/2011 1:07:20 PM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:22 PM |
MadHun | $44.00 | 9/13/2011 4:28:16 PM |
shrewd-deal | $50.00 | 9/14/2011 5:20:27 PM |
personal-lender | $25.00 | 9/14/2011 5:47:57 PM |
vibraphone3 | $50.00 | 9/14/2011 6:04:47 PM |
nickel-hickory | $100.00 | 9/14/2011 9:51:04 PM |
nickel-hickory | $100.00 | 9/14/2011 9:50:08 PM |
periko | $25.00 | 9/15/2011 7:03:12 AM |
Bob450 | $25.00 | 9/15/2011 9:25:38 AM |
palace2 | $200.00 | 9/15/2011 4:32:51 PM |
wlm3012 | $30.00 | 9/15/2011 4:37:46 PM |
thankful-nickel2 | $25.00 | 9/15/2011 6:30:19 PM |
ethical-truth211 | $70.00 | 9/15/2011 7:13:53 PM |
Lubava | $0.50 | 9/15/2011 7:54:22 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
525508
This series of Notes was issued and sold upon the funding of the borrower loan #53563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $257.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 0m |
Amount delinquent:
| $53 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,205 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| Momof3tx |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mom in need of a loan
Purpose of loan:
This loan will be used to catch up on my bills and get a few months ahead of myself so i can plan and save.
My financial situation:
I am a good candidate for this loan because i am hardworking and do have a very good job. I went through a difficult divorce and have not been able to get a month ahead since my divorce last year. I will be able to pay off my credit card of $2400 and also my car insurance & medical bills. Paying one monthly payment of under $300 is realistic and i will pay it off early if possible.
Monthly net income: $ 6400 (including child support)
Monthly expenses: see below
Housing: $1956
Insurance: $150
Car expenses: $300
Utilities: $ 600 plus
Phone, cable, internet: $ 220
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 1200 (daycare)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/6/2011 5:08:04 PM |
fusbarro | $50.00 | 9/7/2011 4:41:33 PM |
handshake5 | $100.00 | 9/8/2011 5:17:02 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:09 AM |
chekat | $25.00 | 9/12/2011 4:19:49 AM |
ASR3 | $35.00 | 9/12/2011 6:30:12 AM |
stepatatime-together | $100.00 | 9/13/2011 4:39:51 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:03 PM |
payout-achievement | $44.00 | 9/14/2011 3:23:45 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:45 PM |
frogperson | $100.00 | 9/15/2011 8:34:24 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:30 AM |
investtor | $25.00 | 9/15/2011 12:05:59 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:38 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:26:29 PM |
p2ploan-charmer | $25.00 | 9/15/2011 9:20:31 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:39 AM |
orange-preeminant-bill | $50.00 | 9/16/2011 5:13:10 AM |
Comoparklender | $25.00 | 9/16/2011 6:54:09 AM |
listing-drummer | $25.00 | 9/16/2011 8:52:58 AM |
papaloha | $25.00 | 9/16/2011 8:56:14 AM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:28 PM |
suave-dime6 | $25.00 | 9/16/2011 6:32:16 PM |
danf2201 | $25.00 | 9/16/2011 8:21:36 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:36 PM |
hope-base | $25.00 | 9/16/2011 8:06:54 PM |
buraky | $25.00 | 9/16/2011 9:53:13 PM |
SelectTrustLending | $25.00 | 9/17/2011 2:24:38 AM |
kulender | $100.00 | 9/17/2011 6:15:32 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:44 AM |
Pman | $25.00 | 9/17/2011 12:55:05 PM |
1willray | $25.00 | 9/17/2011 2:08:17 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:45 PM |
Sierrahh | $25.00 | 9/17/2011 10:50:52 PM |
freetimeskier | $50.00 | 9/18/2011 10:13:47 AM |
poetic-reward0 | $25.00 | 9/18/2011 7:19:58 PM |
NoCal | $25.00 | 9/18/2011 8:42:20 PM |
Charlie0084 | $25.00 | 9/19/2011 2:14:44 AM |
life-is-great | $25.00 | 9/19/2011 7:16:23 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:42 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:54 AM |
evnagelist | $50.00 | 9/19/2011 9:38:59 AM |
wampum-optimization | $25.00 | 9/19/2011 10:56:03 AM |
benefit-position | $25.00 | 9/19/2011 10:43:58 AM |
shrewd-peace7 | $25.00 | 9/19/2011 11:05:51 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:17 PM |
GInBaghdad | $25.00 | 9/19/2011 3:09:32 PM |
economy-producer | $25.00 | 9/19/2011 4:08:14 PM |
foxtrot12 | $75.00 | 9/19/2011 4:10:22 PM |
ndhookman | $25.00 | 9/19/2011 4:32:17 PM |
payment-gusto | $25.00 | 9/19/2011 5:02:12 PM |
finance-mushroom | $100.00 | 9/19/2011 5:09:35 PM |
a-golden-deal | $25.00 | 9/19/2011 5:16:29 PM |
Frenchynh | $25.00 | 9/19/2011 6:13:52 PM |
bdkjr | $25.00 | 9/19/2011 6:50:10 PM |
tornandfrayed | $25.00 | 9/19/2011 7:18:45 PM |
Emperor_of_Banking | $60.00 | 9/19/2011 8:46:29 PM |
inventive-exchange | $25.00 | 9/19/2011 8:35:44 PM |
restech | $25.00 | 9/19/2011 11:50:52 PM |
indomitable-dedication | $25.00 | 9/19/2011 10:44:51 PM |
ponytailacres | $25.00 | 9/20/2011 6:49:27 AM |
silver-enlightenment0 | $100.00 | 9/20/2011 7:19:57 AM |
langdonx | $25.00 | 9/20/2011 7:21:24 AM |
surge9 | $100.00 | 9/20/2011 7:31:17 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:50 AM |
ChuckieG | $25.00 | 9/20/2011 7:11:43 AM |
moola-man | $25.00 | 9/20/2011 8:30:03 AM |
dsnybnd | $25.00 | 9/20/2011 8:42:43 AM |
fabulous-revenue7 | $42.00 | 9/20/2011 9:21:13 AM |
Leshan | $25.00 | 9/20/2011 8:36:25 AM |
Investoman | $75.00 | 9/20/2011 9:10:44 AM |
irishalaskan | $25.00 | 9/20/2011 10:17:05 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:26 AM |
lillian27 | $25.00 | 9/20/2011 10:43:28 AM |
velocity-warrior | $25.00 | 9/20/2011 10:47:10 AM |
wdove511 | $30.00 | 9/20/2011 10:08:38 AM |
cash-surge | $25.11 | 9/20/2011 11:40:54 AM |
cozy-gain023 | $100.00 | 9/20/2011 12:44:01 PM |
dordee | $14.08 | 9/20/2011 1:41:51 PM |
dukeiyer | $25.00 | 9/20/2011 11:42:26 AM |
diplomatic-wealth7 | $25.00 | 9/7/2011 4:46:08 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:13 PM |
chkrvrty | $100.00 | 9/12/2011 5:56:18 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:22 AM |
miked8303 | $25.00 | 9/13/2011 7:22:45 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:40 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:32 PM |
monster4 | $50.00 | 9/14/2011 5:26:35 PM |
Kaj | $30.00 | 9/14/2011 5:36:45 PM |
janus_god | $25.00 | 9/15/2011 12:19:08 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:54 PM |
treasure-bliss | $50.00 | 9/16/2011 5:02:31 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:18 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:28 AM |
desertoasis | $25.00 | 9/16/2011 11:58:31 AM |
larslfe | $100.00 | 9/16/2011 12:15:35 PM |
debtcollector | $25.00 | 9/16/2011 2:52:50 PM |
FriendInSeattle | $100.00 | 9/16/2011 4:34:06 PM |
payout-bridge | $25.00 | 9/16/2011 10:50:28 PM |
yield-lion | $25.00 | 9/17/2011 6:27:00 AM |
BBL | $25.00 | 9/17/2011 9:38:56 AM |
IntrepidInvestment | $25.00 | 9/17/2011 9:48:39 AM |
Mavrck88 | $25.00 | 9/17/2011 10:27:48 AM |
prohelper | $50.00 | 9/17/2011 1:14:47 PM |
wampum-library4 | $25.00 | 9/17/2011 2:38:05 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:29 PM |
myduck | $30.00 | 9/17/2011 5:27:45 PM |
6moonbeams | $50.00 | 9/18/2011 10:30:32 AM |
income-buddy7 | $25.00 | 9/18/2011 1:38:35 PM |
orange-kindness-captain | $30.00 | 9/18/2011 8:04:41 PM |
KLCRAY | $25.00 | 9/19/2011 2:06:33 AM |
MrMoneyBags | $31.15 | 9/19/2011 5:18:28 AM |
payment-pursuit3 | $25.00 | 9/19/2011 3:31:43 AM |
Zingaro | $25.00 | 9/18/2011 11:24:20 PM |
return-buddy | $25.00 | 9/19/2011 5:02:55 AM |
radiant-return | $25.00 | 9/19/2011 7:08:53 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:03 AM |
historic-nickel | $25.00 | 9/19/2011 10:53:02 AM |
davisfl | $25.00 | 9/19/2011 11:14:11 AM |
escharfer | $25.00 | 9/19/2011 12:26:14 PM |
inkplj | $25.00 | 9/19/2011 2:16:41 PM |
interest-agave | $25.00 | 9/19/2011 4:17:21 PM |
dough-bear | $25.00 | 9/19/2011 4:39:48 PM |
minddoc | $25.00 | 9/19/2011 4:51:10 PM |
MadHun | $173.00 | 9/19/2011 5:10:05 PM |
GoodLuckLender | $25.00 | 9/19/2011 6:54:56 PM |
TrekTune | $25.00 | 9/19/2011 5:51:25 PM |
worldly-community3 | $50.00 | 9/19/2011 8:39:19 PM |
meteoric-asset4 | $25.00 | 9/19/2011 9:00:20 PM |
newest-power-banker | $50.00 | 9/19/2011 7:56:57 PM |
dthompso | $50.00 | 9/19/2011 9:18:29 PM |
thelovebug | $100.00 | 9/19/2011 9:45:54 PM |
DrewOdette | $25.00 | 9/19/2011 9:44:43 PM |
RayEarth | $25.00 | 9/19/2011 9:39:00 PM |
biobulator | $25.00 | 9/19/2011 9:45:21 PM |
ah-long | $25.00 | 9/19/2011 10:52:24 PM |
falcon88dp | $25.00 | 9/19/2011 11:25:13 PM |
tremendous-payment | $25.00 | 9/20/2011 3:42:58 AM |
IIP77 | $25.00 | 9/20/2011 5:06:25 AM |
rickp | $25.00 | 9/20/2011 5:27:00 AM |
HenryS | $28.00 | 9/20/2011 3:56:24 AM |
chief_wo | $25.00 | 9/20/2011 7:05:18 AM |
interstellar | $75.00 | 9/20/2011 5:32:12 AM |
pfh | $25.00 | 9/20/2011 7:39:39 AM |
sosleep | $25.00 | 9/20/2011 8:16:14 AM |
bnlforever | $25.00 | 9/20/2011 7:48:04 AM |
green28 | $52.16 | 9/20/2011 9:31:45 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:37 AM |
heretohelp1 | $25.00 | 9/20/2011 11:37:23 AM |
wwwUniversal | $25.00 | 9/20/2011 10:58:57 AM |
DadWarbucks | $25.00 | 9/20/2011 12:34:18 PM |
peso-miser | $25.00 | 9/20/2011 12:47:47 PM |
mmeyer_jr | $30.00 | 9/20/2011 11:25:36 AM |
Aljasa2008 | $25.00 | 9/20/2011 11:34:13 AM |
spark548 | $50.00 | 9/20/2011 12:45:25 PM |
155 Investments
|
Borrower Payment Dependent Notes Series
525624
This series of Notes was issued and sold upon the funding of the borrower loan #53728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-04-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,704 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-euro-prodigy |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidate=1 Payment=5yr Free
Purpose of loan:
This loan will be used to consolidate my unsecured debt into one monthly payment. I would also have a designated time for when the loan would be paid off instead of it lingering on for many years without any change in balance as would happen with the credit cards.
My financial situation:
I am a good candidate for this loan because I am trustworthy and honest and pay my bills on time. I have provided a detail list of my expenses below to show that I would have no problem paying this loan. As well as it would lower my current monthly credit card expenses and help me become debt free in just 5 years.
Monthly net income: $2633.00
Monthly expenses: $1995.23
Housing: $550.00
Insurance: $56.00
Car expenses: $490.00
Utilities: $125.00
Phone, cable, internet: $100.00
Food, entertainment: $225.00
Clothing, household expenses: $50.00
Credit cards and other loans: $399.23
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
leverage-monger | $25.00 | 9/4/2011 1:24:59 PM |
handshake5 | $100.00 | 9/4/2011 12:17:25 PM |
Mrgiggleswic | $25.00 | 9/6/2011 5:07:09 AM |
responsibility-butterfly | $25.00 | 9/6/2011 5:07:42 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:11:57 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:30:57 AM |
Whipster | $70.00 | 9/10/2011 6:28:34 AM |
bazaar-festivity | $100.00 | 9/12/2011 8:50:26 AM |
jazzmanian | $25.00 | 9/13/2011 9:24:17 AM |
frogperson | $200.00 | 9/14/2011 8:01:56 AM |
payout-achievement | $50.00 | 9/14/2011 3:23:43 PM |
the-silver-blaster | $50.00 | 9/14/2011 3:33:21 PM |
p2ploan-charmer | $25.00 | 9/14/2011 5:13:03 PM |
Kaj | $30.00 | 9/14/2011 5:36:41 PM |
larslfe | $50.00 | 9/14/2011 9:58:39 PM |
nickel_finder | $25.00 | 9/15/2011 12:41:21 AM |
red-power-pecan | $50.00 | 9/15/2011 9:15:28 AM |
penny-surgeon | $25.00 | 9/15/2011 10:33:22 AM |
Wellman | $50.00 | 9/15/2011 4:27:50 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:36 PM |
kind-charming-value | $3,000.00 | 9/15/2011 11:41:18 PM |
alexgalt | $25.00 | 9/16/2011 12:12:08 AM |
CC911 | $25.00 | 9/16/2011 5:07:07 AM |
basis-wizard8 | $50.00 | 9/16/2011 5:39:17 AM |
itskarma | $25.00 | 9/16/2011 5:48:23 AM |
justice-circuitry0 | $50.00 | 9/16/2011 6:04:42 AM |
wealth-fighter3 | $25.00 | 9/16/2011 6:35:05 AM |
wonder3 | $40.00 | 9/16/2011 6:56:16 AM |
impressive-openness7 | $37.85 | 9/16/2011 6:47:23 AM |
dollar-authority | $63.80 | 9/16/2011 8:08:19 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:16 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:27 AM |
nickel-hickory | $100.00 | 9/16/2011 9:26:55 AM |
nickel-hickory | $200.00 | 9/16/2011 9:27:17 AM |
jubilant-durability9 | $25.00 | 9/16/2011 9:18:23 AM |
investment-visionary | $25.00 | 9/16/2011 9:38:11 AM |
panther757 | $25.00 | 9/16/2011 9:52:30 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:43 AM |
desertoasis | $25.00 | 9/16/2011 11:58:29 AM |
helping-out | $75.00 | 9/16/2011 12:25:38 PM |
mennleo | $25.00 | 9/16/2011 12:46:33 PM |
shrewd-peace7 | $25.00 | 9/16/2011 2:38:32 PM |
debtcollector | $25.00 | 9/16/2011 2:52:48 PM |
Something-Corporate | $25.00 | 9/16/2011 3:26:37 PM |
Astyanax | $100.00 | 9/16/2011 4:05:18 PM |
Rob717171 | $25.00 | 9/16/2011 5:05:31 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:34 PM |
shawnw2 | $30.00 | 9/16/2011 6:50:47 PM |
Rulea72 | $25.00 | 9/16/2011 7:00:46 PM |
irrelevant | $25.00 | 9/16/2011 7:05:07 PM |
txyooper | $50.00 | 9/16/2011 7:22:25 PM |
deepblue34 | $30.00 | 9/16/2011 7:44:48 PM |
rutzebach | $50.00 | 9/16/2011 8:44:42 PM |
erowis | $75.00 | 9/16/2011 9:05:56 PM |
PackFan13 | $25.00 | 9/16/2011 8:42:24 PM |
buraky | $25.00 | 9/16/2011 9:53:11 PM |
millionaireat40 | $25.00 | 9/16/2011 10:31:05 PM |
economy-popcorn | $25.00 | 9/16/2011 9:37:06 PM |
protector734 | $200.00 | 9/17/2011 1:51:57 AM |
ToCreateCashFlow | $26.19 | 9/17/2011 4:26:34 AM |
julijask | $25.00 | 9/17/2011 1:00:12 AM |
SelectTrustLending | $25.00 | 9/17/2011 2:24:36 AM |
KarlMarx | $30.32 | 9/17/2011 5:24:31 AM |
intrepid-loot | $25.00 | 9/17/2011 5:36:44 AM |
diplomatic-wealth7 | $25.00 | 9/5/2011 9:54:13 AM |
villagers | $25.00 | 9/6/2011 9:16:37 AM |
108lender | $94.00 | 9/9/2011 10:26:29 AM |
equitable-capital758 | $168.00 | 9/10/2011 1:42:19 PM |
ASR3 | $35.00 | 9/12/2011 6:30:05 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:46 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:18 AM |
miked8303 | $25.00 | 9/13/2011 7:22:43 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:29 AM |
monster4 | $50.00 | 9/14/2011 5:26:34 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:43 PM |
transparent-wealth6 | $25.00 | 9/15/2011 12:44:03 AM |
treasure-bliss | $25.00 | 9/15/2011 5:10:43 AM |
finance-prescription | $100.00 | 9/15/2011 3:34:50 PM |
kind-finance-burrito | $25.00 | 9/15/2011 5:47:14 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:27 AM |
orange-preeminant-bill | $50.00 | 9/16/2011 5:13:08 AM |
suave-dime6 | $25.00 | 9/16/2011 6:27:54 AM |
friendly-principal76 | $25.00 | 9/16/2011 6:24:02 AM |
Comoparklender | $25.00 | 9/16/2011 6:54:06 AM |
blackstar | $25.00 | 9/16/2011 7:03:53 AM |
wise-careful-greenback | $25.00 | 9/16/2011 7:19:04 AM |
platinum-scientist9 | $25.00 | 9/16/2011 7:41:23 AM |
rogue_monster | $25.00 | 9/16/2011 8:13:26 AM |
loss-of-control | $100.00 | 9/16/2011 8:41:39 AM |
exciting-fairness | $200.00 | 9/16/2011 8:52:25 AM |
papaloha | $25.00 | 9/16/2011 8:56:13 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:08:08 AM |
devoider | $25.00 | 9/16/2011 9:24:33 AM |
nickel-hickory | $100.00 | 9/16/2011 9:26:49 AM |
nickel-hickory | $100.00 | 9/16/2011 9:27:06 AM |
nickel-hickory | $100.00 | 9/16/2011 9:27:36 AM |
DogCanyon | $25.00 | 9/16/2011 10:28:29 AM |
investment-comet | $25.00 | 9/16/2011 11:09:35 AM |
stoopidnoodle | $25.00 | 9/16/2011 11:17:02 AM |
luzonct | $100.00 | 9/16/2011 11:29:17 AM |
astute-investment5 | $25.00 | 9/16/2011 12:56:43 PM |
mammalian4 | $25.00 | 9/16/2011 2:03:32 PM |
MapleLaker | $50.00 | 9/16/2011 12:55:15 PM |
thomas16882004 | $25.00 | 9/16/2011 3:16:05 PM |
PRGuyinVA | $25.00 | 9/16/2011 2:56:26 PM |
SDKiwi | $54.00 | 9/16/2011 4:00:13 PM |
power-secret-agent | $30.00 | 9/16/2011 4:08:48 PM |
Maetryx | $28.00 | 9/16/2011 5:08:04 PM |
trumpeter5 | $25.00 | 9/16/2011 4:56:38 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:59:48 PM |
palace2 | $167.62 | 9/16/2011 6:10:29 PM |
fearless-worth2 | $25.00 | 9/16/2011 6:20:09 PM |
Wyatte | $50.00 | 9/16/2011 6:21:42 PM |
money-fort | $26.21 | 9/16/2011 6:29:21 PM |
adaptable-capital | $250.00 | 9/16/2011 6:40:33 PM |
GobiCharm | $334.51 | 9/16/2011 6:49:20 PM |
swingkid | $100.00 | 9/16/2011 6:55:20 PM |
vigilance-frontier | $25.00 | 9/16/2011 7:23:51 PM |
power-bluebird2 | $25.00 | 9/16/2011 7:31:13 PM |
mmeyer_jr | $30.00 | 9/16/2011 6:22:51 PM |
MyKidsDad | $25.00 | 9/16/2011 7:51:12 PM |
gizzywump | $75.00 | 9/16/2011 6:44:20 PM |
debt-system880 | $25.00 | 9/16/2011 8:51:04 PM |
credit-driver9 | $53.00 | 9/16/2011 7:36:12 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:30 PM |
LifeRing | $50.00 | 9/16/2011 9:25:03 PM |
draggon77 | $25.00 | 9/17/2011 1:37:04 AM |
upperdeck | $25.00 | 9/17/2011 4:18:57 AM |
Miklot | $25.00 | 9/17/2011 2:01:23 AM |
orgy63 | $25.00 | 9/17/2011 5:31:21 AM |
principal-laser | $78.88 | 9/17/2011 3:49:15 AM |
value-rocket | $28.39 | 9/17/2011 5:21:45 AM |
ITExec | $58.73 | 9/17/2011 5:37:52 AM |
133 Investments
|
Borrower Payment Dependent Notes Series
525632
This series of Notes was issued and sold upon the funding of the borrower loan #53546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-dignified-point |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my personal loan
Purpose of loan:
This loan will be used to consolidate debts.
My financial situation:
I am a good candidate for this loan because i have a stable job and good credit score. I have also never been late in paying bills.
Monthly net income: $,2000
Monthly expenses: $
Housing: $300
Insurance: $50
Car expenses: $100
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $30
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/12/2011 9:11:26 AM |
goodhearted-generosity511 | $25.00 | 9/12/2011 9:32:32 AM |
kind-credit-bear | $29.82 | 9/12/2011 11:08:04 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:59 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:04 AM |
let_me_retire | $25.00 | 9/13/2011 1:09:03 PM |
Bank42 | $32.52 | 9/13/2011 3:41:10 PM |
verblender | $37.66 | 9/14/2011 9:56:20 AM |
restless-dime | $200.00 | 9/12/2011 9:41:27 AM |
CA-Lender | $25.00 | 9/12/2011 4:26:51 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:44 AM |
kingbob | $25.00 | 9/13/2011 8:11:32 AM |
worth-blanket2 | $5,300.00 | 9/14/2011 9:28:11 AM |
Valley-of-the-Dollar | $25.00 | 9/14/2011 9:44:05 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
525662
This series of Notes was issued and sold upon the funding of the borrower loan #53724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,400.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $267.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $391 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| closing-costs2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Down Payment/Solid Employment
Loan would be in addition to modest savings to purchase sub-100k home as a primary residence for myself & my wife. Affordability to us is key.
I'm 7 years on at a NYSE listed company at 46k/year. In-demand position that cannot be outsourced. Wife is employed full time entry-level.
I would rather borrow than liquidate a deflated 401(k) & Roth IRA.
My financial situation:
After medical insurance/taxes/401(k) take home pay for myself is approx. $3200
Expenses:
Rent - $1000
Utilities - $400
Groceries - $500
Student Loan - $80
Other expenses [Clothes, Medical, Car Insurance, etc.] - $400
NO credit card debt
I am YOUR higher return candidate. I have sufficient income to cover my expenses and prospective loan payments. I appreciate any questions you may have.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/7/2011 9:08:09 AM |
oplender | $25.00 | 9/7/2011 11:14:16 AM |
fusbarro | $50.00 | 9/7/2011 4:41:37 PM |
responsibility-butterfly | $25.00 | 9/7/2011 5:45:17 PM |
bonus-tent | $25.00 | 9/8/2011 6:13:51 AM |
AndChicksforFree | $25.00 | 9/8/2011 4:12:55 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:37 PM |
ASR3 | $35.00 | 9/12/2011 6:30:15 AM |
finance_mba | $25.00 | 9/12/2011 10:59:24 AM |
compoundinterest | $50.00 | 9/13/2011 4:23:38 PM |
life-is-great | $25.00 | 9/14/2011 6:09:46 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:32 PM |
Fiimg | $32.00 | 9/14/2011 6:50:45 PM |
ZeLonewolf | $25.00 | 9/14/2011 7:17:19 PM |
agreement-guild | $50.00 | 9/14/2011 9:47:52 PM |
goose026 | $25.00 | 9/15/2011 6:52:19 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:45 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:31 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:47 PM |
Ocean713 | $75.00 | 9/15/2011 4:07:21 PM |
marwadi-62 | $100.00 | 9/15/2011 5:30:49 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:56 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:45 AM |
responsibility-wind6 | $25.00 | 9/16/2011 6:54:29 AM |
radiant-fund | $50.00 | 9/16/2011 7:22:02 AM |
community-pipeline | $50.00 | 9/16/2011 9:16:26 AM |
slpark | $40.00 | 9/16/2011 2:54:07 PM |
ski bum | $100.00 | 9/16/2011 5:12:15 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:41 PM |
CaptainBL | $50.00 | 9/16/2011 8:29:22 PM |
balance6 | $25.00 | 9/17/2011 4:27:17 AM |
radforj22 | $25.00 | 9/17/2011 7:54:10 AM |
astute-benjamins | $25.00 | 9/17/2011 11:02:33 AM |
prohelper | $50.00 | 9/17/2011 1:14:48 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:31 PM |
smaxis | $75.00 | 9/17/2011 4:49:24 PM |
oldman68 | $25.00 | 9/17/2011 6:46:13 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:43 AM |
return-buddy | $50.00 | 9/18/2011 7:19:31 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:58 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:54 PM |
OzGuy609 | $25.00 | 9/18/2011 7:40:39 PM |
five-star-order1 | $50.00 | 9/18/2011 10:38:31 PM |
KLCRAY | $25.00 | 9/19/2011 2:06:34 AM |
peace-flower9 | $25.00 | 9/19/2011 6:55:16 AM |
credit-investor5 | $50.00 | 9/19/2011 7:00:16 AM |
thelovebug | $100.00 | 9/19/2011 7:44:26 AM |
rate-mogul | $50.00 | 9/19/2011 8:45:55 AM |
p40thawk | $25.00 | 9/19/2011 11:20:52 AM |
escharfer | $25.00 | 9/19/2011 12:26:26 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:18 PM |
GotCash | $50.00 | 9/19/2011 2:00:11 PM |
mtquan | $25.00 | 9/19/2011 2:24:47 PM |
atlas100 | $25.00 | 9/19/2011 3:35:32 PM |
ndhookman | $25.00 | 9/19/2011 4:32:18 PM |
MadHun | $200.00 | 9/19/2011 5:10:05 PM |
Graven33 | $26.08 | 9/19/2011 5:14:29 PM |
ideal-platinum1 | $25.00 | 9/19/2011 6:13:08 PM |
orange-courageous-dedication | $25.00 | 9/19/2011 6:11:06 PM |
hidavehi | $25.00 | 9/19/2011 7:33:10 PM |
jasonj72 | $25.00 | 9/19/2011 8:02:02 PM |
RayEarth | $25.00 | 9/19/2011 9:39:01 PM |
biobulator | $25.00 | 9/19/2011 9:45:21 PM |
indomitable-dedication | $25.00 | 9/19/2011 10:44:52 PM |
unequivocal-power3 | $25.00 | 9/19/2011 8:59:11 PM |
restech | $25.00 | 9/19/2011 11:50:52 PM |
return-twister | $25.00 | 9/20/2011 5:24:30 AM |
the-stylish-euro | $25.00 | 9/20/2011 3:03:36 AM |
VAMUSIC | $50.00 | 9/20/2011 3:19:19 AM |
supersam | $100.00 | 9/20/2011 6:50:34 AM |
chief_wo | $25.00 | 9/20/2011 7:05:18 AM |
cognizant-rupee7 | $25.00 | 9/20/2011 6:58:53 AM |
gracej | $25.00 | 9/20/2011 8:10:07 AM |
BxRealtor | $25.00 | 9/8/2011 4:47:55 AM |
nickel-ferret | $50.00 | 9/8/2011 9:18:09 AM |
diablorulz | $50.00 | 9/8/2011 1:53:45 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:18 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:13 AM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:11 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:48 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:06 AM |
Tscheddar | $25.00 | 9/12/2011 12:33:00 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:45 AM |
larslfe | $50.00 | 9/13/2011 8:13:50 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:36 PM |
Kaj | $30.00 | 9/14/2011 5:36:47 PM |
nikebootie | $25.00 | 9/14/2011 8:38:43 PM |
GCInvestments | $25.00 | 9/14/2011 9:56:28 PM |
credit-maple5 | $50.00 | 9/15/2011 4:02:11 AM |
Clambake | $50.00 | 9/15/2011 11:35:59 AM |
gold-pudding6 | $25.00 | 9/15/2011 6:34:23 PM |
well-rounded-investment | $32.90 | 9/15/2011 10:24:09 PM |
consulguru | $25.00 | 9/16/2011 12:28:41 AM |
dinero-jujitsu | $50.00 | 9/16/2011 3:46:46 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:22 AM |
jjswanso | $50.00 | 9/16/2011 6:50:27 AM |
listing-drummer | $25.00 | 9/16/2011 8:52:58 AM |
market-assembler | $50.00 | 9/16/2011 9:36:48 AM |
Weaverville | $25.00 | 9/16/2011 10:45:33 AM |
puifais | $50.00 | 9/16/2011 10:46:39 AM |
melodious-fairness | $25.00 | 9/16/2011 1:26:34 PM |
sgordon46 | $25.00 | 9/16/2011 2:04:28 PM |
one2sojourn | $50.00 | 9/16/2011 12:47:14 PM |
american6 | $100.00 | 9/16/2011 4:28:23 PM |
Supernick | $50.00 | 9/16/2011 4:52:57 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:08 PM |
hidavehi | $33.00 | 9/16/2011 8:10:52 PM |
gold-sushi | $30.00 | 9/16/2011 7:10:46 PM |
danf2201 | $25.00 | 9/16/2011 8:21:36 PM |
philantist | $30.00 | 9/16/2011 9:08:17 PM |
buraky | $50.00 | 9/16/2011 9:51:43 PM |
mr55262 | $25.00 | 9/16/2011 11:13:33 PM |
kulender | $100.00 | 9/17/2011 6:14:45 AM |
silver-boots | $25.00 | 9/17/2011 7:46:29 AM |
mennleo | $50.00 | 9/17/2011 8:58:18 AM |
britgsb | $25.00 | 9/17/2011 9:12:34 AM |
deal-hickory5 | $200.00 | 9/17/2011 9:38:45 AM |
personal-lender | $25.00 | 9/17/2011 12:12:20 PM |
Pman | $25.00 | 9/17/2011 12:55:07 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:30 PM |
orange-dollar-guild | $25.00 | 9/17/2011 9:24:27 PM |
generous-deal6 | $50.00 | 9/18/2011 2:52:59 AM |
SolarMoonshine | $25.00 | 9/18/2011 3:45:50 AM |
Bookophile | $50.00 | 9/18/2011 4:17:55 AM |
lrr34 | $50.00 | 9/18/2011 8:52:31 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:33 AM |
drkosh | $25.00 | 9/18/2011 10:11:25 AM |
sharpey | $50.00 | 9/18/2011 11:29:07 AM |
help4u | $50.00 | 9/18/2011 5:20:06 PM |
RoyFauntleroy | $25.00 | 9/18/2011 6:07:14 PM |
surge9 | $200.00 | 9/19/2011 5:48:32 AM |
c-gurista-5 | $25.00 | 9/19/2011 6:40:48 AM |
sf-funder | $25.00 | 9/19/2011 7:35:14 AM |
Manvel | $30.00 | 9/19/2011 7:44:02 AM |
supreme-benefit | $25.00 | 9/19/2011 7:34:53 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:43 AM |
lostontheedge | $25.00 | 9/19/2011 8:55:54 AM |
evnagelist | $50.00 | 9/19/2011 9:38:59 AM |
bunnybear | $25.00 | 9/19/2011 9:49:33 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:13 AM |
green28 | $200.00 | 9/19/2011 10:45:05 AM |
top-tolerant-loyalty | $25.00 | 9/19/2011 1:36:53 PM |
cash-queen | $25.00 | 9/19/2011 1:49:34 PM |
nalaari | $37.93 | 9/19/2011 3:41:46 PM |
yield-lion | $25.00 | 9/19/2011 3:47:43 PM |
inspired-duty5 | $25.00 | 9/19/2011 5:19:01 PM |
lounges | $25.00 | 9/19/2011 5:44:46 PM |
gold-colonel8 | $25.00 | 9/19/2011 5:58:10 PM |
E_G | $50.00 | 9/19/2011 7:01:39 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:02 PM |
Interloper | $25.00 | 9/19/2011 8:44:14 PM |
mauge35 | $28.01 | 9/20/2011 2:40:40 AM |
gustavholstopus32 | $25.00 | 9/20/2011 5:19:14 AM |
irishalaskan | $25.00 | 9/20/2011 1:41:44 AM |
skuba | $50.00 | 9/20/2011 2:14:08 AM |
Richmp412 | $25.00 | 9/20/2011 6:33:21 AM |
digitaldan | $40.00 | 9/20/2011 6:44:02 AM |
myduck | $40.00 | 9/20/2011 6:36:12 AM |
a-resplendent-commitment | $50.00 | 9/20/2011 6:53:39 AM |
hanuman77 | $25.00 | 9/20/2011 7:06:49 AM |
langdonx | $50.00 | 9/20/2011 7:20:43 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:28:57 AM |
pfh | $25.00 | 9/20/2011 7:38:12 AM |
himanshuko | $25.00 | 9/20/2011 7:30:42 AM |
integrity-doctor | $100.00 | 9/20/2011 6:39:25 AM |
chemistry220 | $25.00 | 9/20/2011 8:17:35 AM |
ttbc | $59.00 | 9/20/2011 8:09:50 AM |
point-enforcer | $25.00 | 9/20/2011 8:17:27 AM |
moola-man | $25.00 | 9/20/2011 8:30:05 AM |
KeepOnRunning | $20.58 | 9/20/2011 8:48:36 AM |
170 Investments
|
Borrower Payment Dependent Notes Series
525712
This series of Notes was issued and sold upon the funding of the borrower loan #53559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1975 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75,501 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| benjamins-jubilee16 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Benjamins Jubilee16
Purpose of loan: consolidate debt
This loan will be used to...consolidate debt in one lower monthly payment
My financial situation: is good, however need to consolidate a few debts into one, making the payment/mo. lower and easier to payoff
I am a good candidate for this loan because...I have 44 years of full time work, in middle mgmt. Good solid company, not retiring until I am
68 years old or 7 more good working years
Monthly net income: $4500
Monthly expenses: $3600
Housing: $505.00
Insurance: $135.00
Car expenses: $..own both cars
Utilities: $300.00/mo
Phone, cable, internet: $75.00/mo
Food, entertainment: $225.00 / mo
Clothing, household expenses: $150.00/mo
Credit cards and other loans: $60,000 total
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ttnk62918 | $25.00 | 9/21/2011 9:49:36 AM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:12 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:46 PM |
BxRealtor | $25.00 | 9/9/2011 12:40:16 PM |
oplender | $25.00 | 9/10/2011 8:37:37 PM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:51 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:22 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:08 PM |
credit-maple5 | $50.00 | 9/15/2011 4:02:12 AM |
creative-p2p0 | $25.00 | 9/15/2011 5:32:21 AM |
goose026 | $25.00 | 9/15/2011 6:52:25 AM |
life-is-great | $25.00 | 9/15/2011 8:14:28 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:47 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:33 AM |
fusbarro | $75.00 | 9/15/2011 11:40:49 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:19:58 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:01 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:25 AM |
jjswanso | $50.00 | 9/16/2011 6:50:29 AM |
market-assembler | $50.00 | 9/16/2011 9:36:48 AM |
Weaverville | $25.00 | 9/16/2011 10:45:34 AM |
puifais | $50.00 | 9/16/2011 10:46:43 AM |
one2sojourn | $50.00 | 9/16/2011 12:47:15 PM |
melodious-fairness | $25.00 | 9/16/2011 1:26:34 PM |
Supernick | $50.00 | 9/16/2011 4:53:00 PM |
buraky | $50.00 | 9/16/2011 9:51:44 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:55 PM |
balance6 | $25.00 | 9/17/2011 4:27:21 AM |
kulender | $100.00 | 9/17/2011 6:14:46 AM |
silver-boots | $25.00 | 9/17/2011 7:46:31 AM |
mennleo | $50.00 | 9/17/2011 9:02:59 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:26 AM |
Pman | $25.00 | 9/17/2011 12:55:11 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:35 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:33 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:04 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:39 AM |
sharpey | $50.00 | 9/18/2011 11:29:08 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:55 PM |
five-star-order1 | $25.00 | 9/18/2011 10:38:32 PM |
supreme-benefit | $25.00 | 9/19/2011 7:34:53 AM |
thelovebug | $100.00 | 9/19/2011 7:44:27 AM |
rate-mogul | $50.00 | 9/19/2011 8:46:00 AM |
evnagelist | $50.00 | 9/19/2011 9:39:07 AM |
GotCash | $50.00 | 9/19/2011 2:00:14 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:25 PM |
mtquan | $25.00 | 9/19/2011 2:24:50 PM |
lounges | $25.00 | 9/19/2011 5:44:47 PM |
skuba | $50.00 | 9/20/2011 2:14:12 AM |
integrity-doctor | $100.00 | 9/20/2011 6:49:18 AM |
pfh | $25.00 | 9/20/2011 7:46:15 AM |
chief_wo | $25.00 | 9/20/2011 7:05:20 AM |
mcs99 | $75.00 | 9/20/2011 9:23:43 AM |
diablorulz | $50.00 | 9/20/2011 9:40:38 AM |
radforj22 | $25.00 | 9/20/2011 10:05:17 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:29 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:15 PM |
Herluftrolle | $25.00 | 9/20/2011 5:19:25 PM |
balance-computer9 | $25.00 | 9/20/2011 5:34:09 PM |
TCayce | $25.00 | 9/20/2011 5:43:43 PM |
Thoth_88 | $25.00 | 9/20/2011 7:41:00 PM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:26 PM |
asmithj | $25.00 | 9/21/2011 4:14:51 AM |
listing-vista | $50.00 | 9/20/2011 8:07:53 PM |
studious-bonus7 | $100.00 | 9/21/2011 9:08:28 AM |
helpinghand63 | $25.00 | 9/21/2011 9:13:18 AM |
bombay56 | $50.00 | 9/21/2011 9:07:11 AM |
unconquerable-dedication | $25.00 | 9/21/2011 9:59:56 AM |
KeepOnRunning | $50.00 | 9/21/2011 10:35:25 AM |
stollcm | $25.00 | 9/21/2011 10:39:10 AM |
PaulW | $25.00 | 9/21/2011 10:52:12 AM |
investment-tempo | $25.00 | 9/21/2011 11:11:24 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:37 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:19 PM |
ndhookman | $25.00 | 9/21/2011 10:36:52 AM |
kriegs | $100.00 | 9/21/2011 12:37:12 PM |
nickel-position | $25.00 | 9/21/2011 1:15:04 PM |
gold-disk | $25.00 | 9/21/2011 1:32:45 PM |
Crystalprop | $25.00 | 9/21/2011 1:46:43 PM |
credit-socrates648 | $84.98 | 9/21/2011 2:12:31 PM |
investment-cluster | $35.00 | 9/21/2011 12:31:16 PM |
Investor_DP | $100.00 | 9/8/2011 5:08:16 PM |
nickel-ferret | $50.00 | 9/8/2011 5:17:22 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:31 AM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:13 PM |
ASR3 | $35.00 | 9/12/2011 6:30:29 AM |
finance_mba | $25.00 | 9/12/2011 10:59:28 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:56 AM |
compoundinterest | $50.00 | 9/13/2011 7:21:21 PM |
Kaj | $30.00 | 9/14/2011 5:36:56 PM |
larslfe | $50.00 | 9/14/2011 9:58:44 PM |
Clambake | $50.00 | 9/15/2011 11:36:04 AM |
janus_god | $25.00 | 9/15/2011 12:19:10 PM |
dime-sprout | $25.00 | 9/15/2011 2:06:48 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:23 AM |
ZeLonewolf | $25.00 | 9/16/2011 6:18:01 AM |
community-pipeline | $50.00 | 9/16/2011 9:16:28 AM |
american6 | $100.00 | 9/16/2011 4:28:27 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:09 PM |
mr55262 | $25.00 | 9/16/2011 11:13:35 PM |
britgsb | $25.00 | 9/17/2011 9:12:37 AM |
prohelper | $50.00 | 9/17/2011 1:14:51 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:00 PM |
LongTail | $29.00 | 9/17/2011 11:43:58 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:44 AM |
Bookophile | $50.00 | 9/18/2011 4:17:55 AM |
return-buddy | $50.00 | 9/18/2011 7:19:33 AM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:58 AM |
drkosh | $25.00 | 9/18/2011 10:11:28 AM |
attractive-rate | $25.00 | 9/18/2011 5:45:10 PM |
KLCRAY | $25.00 | 9/19/2011 2:06:35 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:48 AM |
lostontheedge | $25.00 | 9/19/2011 8:55:54 AM |
escharfer | $25.00 | 9/19/2011 12:26:35 PM |
ski bum | $100.00 | 9/19/2011 5:12:19 PM |
orange-courageous-dedication | $25.00 | 9/19/2011 6:11:08 PM |
peace-flower9 | $25.00 | 9/19/2011 6:23:35 PM |
E_G | $50.00 | 9/19/2011 7:01:42 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:05 PM |
biobulator | $25.00 | 9/19/2011 9:45:23 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:40 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:28:58 AM |
langdonx | $50.00 | 9/20/2011 7:20:44 AM |
gracej | $25.00 | 9/20/2011 8:10:09 AM |
veritek | $25.00 | 9/20/2011 9:38:44 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:08 AM |
spark548 | $50.00 | 9/20/2011 12:45:30 PM |
wdove511 | $30.00 | 9/20/2011 6:01:06 PM |
personal-lender | $25.00 | 9/20/2011 5:10:26 PM |
mpthree | $25.00 | 9/20/2011 8:34:53 PM |
antlr | $50.00 | 9/20/2011 9:04:59 PM |
leverage-jalapeno | $50.00 | 9/20/2011 9:23:34 PM |
ghinga | $30.00 | 9/21/2011 5:11:06 AM |
javelin0 | $25.00 | 9/21/2011 5:24:33 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:55 AM |
neutrino6 | $42.52 | 9/21/2011 7:01:02 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:12 AM |
Harry | $50.00 | 9/21/2011 8:29:26 AM |
adamnash | $25.00 | 9/21/2011 8:31:06 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:36 AM |
money-bauble | $200.00 | 9/21/2011 9:07:20 AM |
ursus | $50.00 | 9/21/2011 9:08:51 AM |
genius520 | $50.00 | 9/21/2011 9:09:07 AM |
hanuman77 | $25.00 | 9/21/2011 9:19:38 AM |
green-moola-platoon | $25.00 | 9/21/2011 9:19:13 AM |
biglender5 | $25.00 | 9/21/2011 9:19:36 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:47 AM |
Alpha-AssistU | $25.00 | 9/21/2011 9:35:08 AM |
MadHun | $200.00 | 9/21/2011 9:10:07 AM |
Wilvara | $25.00 | 9/21/2011 10:06:37 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:46 AM |
ejdirin | $25.00 | 9/21/2011 10:54:00 AM |
boylezz | $25.00 | 9/21/2011 9:59:30 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:18 AM |
dood2112 | $25.00 | 9/21/2011 11:43:04 AM |
fiserve4u | $50.00 | 9/21/2011 12:59:18 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:18 PM |
trustworthy-hope189 | $100.00 | 9/21/2011 1:10:19 PM |
helping-out | $25.00 | 9/21/2011 1:40:56 PM |
159 Investments
|
Borrower Payment Dependent Notes Series
525866
This series of Notes was issued and sold upon the funding of the borrower loan #53524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-12-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $469.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,582 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dough-authority |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Texas Colony Home Improvement
Purpose of loan:
This loan will be used to consolidate some credit card debt and work on some home improvements.
My financial situation:
I am a good candidate for this loan because I have steady employment, make a good salary.
My income is divided into two parts: fixed ($107000) and variable (this year $39000). The variable portion is paid at 2 times a year, August and March.
Monthly net income: $8916
Monthly expenses: $
Housing: $1705
Insurance: $200
Car expenses: $900 (payment + gas)
Utilities: $400
Phone, cable, internet: $167
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $700 (2 mastercard accounts and 3 1-year no interest accounts)
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/8/2011 5:08:16 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:47 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:13 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:31 AM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:13 PM |
oplender | $25.00 | 9/10/2011 8:37:37 PM |
ASR3 | $35.00 | 9/12/2011 6:30:29 AM |
Daneistes | $50.00 | 9/12/2011 8:55:38 AM |
worth-blanket2 | $12,000.00 | 9/12/2011 9:36:45 AM |
golffish2 | $25.00 | 9/12/2011 10:11:24 AM |
reducereuserecycle | $50.00 | 9/12/2011 11:38:48 AM |
organic-responsibility530 | $50.00 | 9/12/2011 11:13:28 AM |
jtu55 | $25.00 | 9/12/2011 11:21:22 AM |
nickel-ferret | $50.00 | 9/8/2011 5:17:23 PM |
golffish2 | $25.00 | 9/9/2011 4:06:42 AM |
boylezz | $25.00 | 9/9/2011 11:50:12 AM |
BxRealtor | $25.00 | 9/9/2011 12:40:16 PM |
beakerfish | $75.00 | 9/10/2011 11:01:11 AM |
Rivervale_Westwood | $25.00 | 9/11/2011 6:59:51 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:22 AM |
seabassx | $25.00 | 9/12/2011 11:14:55 AM |
RoccoLoan | $50.00 | 9/12/2011 11:20:30 AM |
finance_mba | $25.00 | 9/12/2011 10:59:29 AM |
loanman2007 | $109.50 | 9/12/2011 11:48:57 AM |
24 Investments
|
Borrower Payment Dependent Notes Series
525878
This series of Notes was issued and sold upon the funding of the borrower loan #53490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,017 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-duty6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Debt Consolidation
This loan will be used to... pay off a bill
My financial situation: I make 35,000 a year
I am a good candidate for this loan because... I have being receiving a constant income from the same company for the past 8 years
Monthly net income: $ 2100
Monthly expenses: $
Housing: $ 900
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $ 250
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zingaro | $25.00 | 9/8/2011 2:05:28 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:37 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:23 AM |
restless-dime | $50.00 | 9/11/2011 11:37:29 AM |
handshake5 | $100.00 | 9/11/2011 12:17:51 PM |
transformer855 | $25.00 | 9/11/2011 9:45:38 PM |
the-hope-workhorse | $50.00 | 9/12/2011 11:58:54 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:28 AM |
jkeller4000 | $25.00 | 9/13/2011 4:15:57 AM |
kind-finance-burrito | $25.00 | 9/13/2011 4:30:36 AM |
vtrentster | $25.00 | 9/13/2011 7:25:37 AM |
social-cocktail1 | $100.00 | 9/13/2011 2:19:24 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:07 PM |
icanhasloanz | $25.00 | 9/14/2011 5:00:02 AM |
finance-mushroom | $100.00 | 9/14/2011 5:46:04 PM |
larslfe | $50.00 | 9/14/2011 9:58:44 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:48 AM |
finance-prescription | $100.00 | 9/15/2011 3:34:57 PM |
MadHun | $200.00 | 9/15/2011 5:15:15 PM |
Valley-of-the-Dollar | $25.00 | 9/15/2011 8:34:15 PM |
buffalobills | $25.00 | 9/16/2011 8:08:54 AM |
gotjack | $100.00 | 9/16/2011 1:48:45 PM |
shrewd-deal | $50.00 | 9/16/2011 5:03:42 PM |
124SpiderMan | $100.00 | 9/16/2011 4:50:19 PM |
asiaratt | $50.00 | 9/16/2011 5:08:51 PM |
interest-walnut | $25.00 | 9/16/2011 6:59:18 PM |
danf2201 | $50.00 | 9/16/2011 8:05:52 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:52 PM |
kendigme | $39.48 | 9/17/2011 2:41:32 AM |
mennleo | $25.00 | 9/17/2011 9:00:32 AM |
capital-renewal | $25.00 | 9/17/2011 9:29:23 AM |
BBL | $25.00 | 9/17/2011 9:39:00 AM |
money-baron-roth-IRA | $66.00 | 9/17/2011 11:06:09 AM |
108lender | $200.00 | 9/17/2011 11:32:48 AM |
1willray | $25.00 | 9/17/2011 2:02:14 PM |
palace2 | $285.88 | 9/17/2011 3:17:41 PM |
hopeful-silver5 | $25.00 | 9/17/2011 3:51:09 PM |
Finchy78 | $25.00 | 9/17/2011 4:43:57 PM |
OLYVRC | $50.00 | 9/17/2011 6:05:18 PM |
paceme1 | $67.11 | 9/17/2011 6:16:35 PM |
dws2380 | $25.00 | 9/17/2011 6:41:50 PM |
bid-stockpiler1 | $100.00 | 9/18/2011 11:48:07 AM |
best-point-flow | $47.00 | 9/19/2011 6:55:12 AM |
doomsday18 | $25.00 | 9/19/2011 10:26:02 AM |
green28 | $100.00 | 9/19/2011 10:28:02 AM |
kingbob | $25.00 | 9/19/2011 10:32:51 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:32:08 AM |
duty-admiral | $25.00 | 9/19/2011 11:01:20 AM |
best-generosity-financier | $25.00 | 9/19/2011 3:11:10 PM |
YeoLenderSource | $25.00 | 9/19/2011 2:41:36 PM |
cash-queen | $25.00 | 9/19/2011 1:50:57 PM |
fervent-repayment | $25.00 | 9/19/2011 3:12:19 PM |
careful-compassion | $25.00 | 9/19/2011 4:09:22 PM |
vinayganti | $25.00 | 9/19/2011 3:22:09 PM |
wizardii | $25.00 | 9/19/2011 4:22:16 PM |
commitment-galaxy | $25.00 | 9/8/2011 10:57:46 AM |
Interloper | $25.00 | 9/8/2011 3:47:36 PM |
grotheik | $25.00 | 9/8/2011 8:38:21 PM |
mercuriant | $25.00 | 9/9/2011 10:41:38 AM |
Rogelio48 | $45.00 | 9/9/2011 6:29:13 PM |
capital-halo1 | $1,000.00 | 9/9/2011 5:15:18 PM |
let_me_retire | $25.00 | 9/9/2011 11:18:52 PM |
greencat | $50.00 | 9/12/2011 7:20:19 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:48 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:52 AM |
zone8 | $100.00 | 9/12/2011 12:54:47 PM |
Dubbs360 | $100.00 | 9/13/2011 9:29:54 AM |
brightest-dignified-penny | $25.00 | 9/13/2011 10:39:24 AM |
handy-justice | $100.00 | 9/13/2011 12:20:52 PM |
nickel-hickory | $100.00 | 9/13/2011 5:01:13 PM |
shrewd-income | $25.00 | 9/13/2011 8:06:33 PM |
Gladglide | $25.00 | 9/13/2011 11:55:52 PM |
jubilant-durability9 | $25.00 | 9/14/2011 10:35:38 AM |
loss-of-control | $75.00 | 9/14/2011 5:40:20 PM |
wampum-amplifier | $25.00 | 9/14/2011 9:50:30 PM |
economy-coup | $100.00 | 9/14/2011 11:38:30 PM |
mighty-value | $25.00 | 9/15/2011 11:51:07 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:56 AM |
papaloha | $25.00 | 9/16/2011 8:56:17 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:29 AM |
personal-lender | $25.00 | 9/16/2011 9:11:09 AM |
suave-dime6 | $25.00 | 9/16/2011 6:29:53 PM |
Marssoft | $25.00 | 9/17/2011 3:36:03 AM |
SolarMoonshine | $25.00 | 9/17/2011 3:42:41 AM |
kulender | $50.00 | 9/17/2011 6:16:38 AM |
first-dinero-paladin | $30.07 | 9/17/2011 7:23:59 AM |
Investoman | $75.00 | 9/17/2011 12:13:36 PM |
wampum-library4 | $25.00 | 9/17/2011 2:30:37 PM |
mmeyer_jr | $30.00 | 9/17/2011 9:17:48 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:33 PM |
yield-human | $52.69 | 9/18/2011 11:57:08 AM |
AndChicksforFree | $25.07 | 9/18/2011 9:07:16 PM |
daekpon | $25.00 | 9/18/2011 9:48:03 PM |
GElender | $25.00 | 9/19/2011 5:54:45 AM |
thelovebug | $100.00 | 9/19/2011 7:44:27 AM |
benevolent1 | $25.02 | 9/19/2011 8:53:21 AM |
awesome-yield7 | $25.00 | 9/19/2011 9:14:35 AM |
nickel-launcher | $25.00 | 9/19/2011 9:59:22 AM |
best-generosity-financier | $25.00 | 9/19/2011 3:10:52 PM |
foxtrot12 | $75.00 | 9/19/2011 4:10:22 PM |
Lubava | $25.00 | 9/19/2011 4:00:13 PM |
investor232 | $25.00 | 9/19/2011 4:46:00 PM |
apostle901 | $25.00 | 9/19/2011 4:23:27 PM |
worldly-gold | $50.00 | 9/19/2011 5:08:16 PM |
economy-producer | $25.00 | 9/19/2011 4:08:15 PM |
dough-bear | $25.00 | 9/19/2011 4:39:48 PM |
economy-molecule3 | $381.18 | 9/19/2011 5:14:25 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
525896
This series of Notes was issued and sold upon the funding of the borrower loan #53573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 10m |
Amount delinquent:
| $3,239 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $492 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-welder |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thank You
The purpose of this loan is to strengthen my financial situation. I would like to pay off all of my outstanding obligations and clean up my credit in order to be able to purchase a home in 3-5 years. This loan would consolidate my debts and strengthen my overal credit standing. My goal is to create a new start and clean up my finances in order to build a strong foundation to start a family.
My financial situation: My credit score and debt to income ratio is very good. I have a stable long term income and the potential for further income increases. I am very honest and ethical and am in a great position to be able to meet all the committments I make for myself. My future is very bright and I am committed to making my dreams come true. Thank you for your help
Monthly net income: $4,000
Housing: $700
Insurance: $50
Car expenses: $350
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $200
Other loans: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/8/2011 5:12:38 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:06 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:02:37 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:29 AM |
worth-blanket2 | $9,600.00 | 9/14/2011 9:27:45 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:24 AM |
diplomatic-wealth7 | $25.00 | 9/9/2011 10:48:47 AM |
Interloper | $25.00 | 9/10/2011 8:56:34 AM |
jjswanso | $40.00 | 9/10/2011 12:08:53 PM |
missing-link | $25.00 | 9/13/2011 1:52:57 PM |
versatile-commerce | $4.50 | 9/14/2011 9:35:58 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
525968
This series of Notes was issued and sold upon the funding of the borrower loan #53600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 41 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-hope-willow |
Borrower's state:
| Pennsylvania |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
I am planning to use this loan to pay off my dad medical bills/funeral cost in Vietnam (he passed away). Because I need this cash right away that why I apply for this loan and my salary should be able to cover the monthly payment. Thank you the group for helping me through this difficult time
My financial situation:
I currently have a steady job last 2.5 years working for government. I am rebuilding my credit.
Monthly net income: $6700
Monthly expenses:
Housing - $800
Utilities - $150
Insurance (health & car) - $500
New Car loan (2011 Versa) - $250
Phone, cable - $140
Secure loan (2005 Pilot) - $200
Food, etc. - $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $27.00 | 9/15/2011 9:23:12 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:49 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:15 PM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:34 AM |
diplomatic-wealth7 | $25.00 | 9/10/2011 7:54:55 AM |
Something-Corporate | $25.00 | 9/13/2011 3:03:35 PM |
jazzlender | $25.00 | 9/14/2011 12:39:09 PM |
LianaB | $50.00 | 9/14/2011 2:13:01 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:45 PM |
payout-bridge | $25.00 | 9/14/2011 7:19:10 PM |
Gladglide | $25.00 | 9/14/2011 11:26:07 PM |
unbelievable-diversification8 | $25.00 | 9/15/2011 3:41:21 AM |
red-power-pecan | $50.00 | 9/15/2011 9:18:22 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:32 AM |
thoughtful-contract984 | $42.00 | 9/15/2011 11:15:41 AM |
enriched-truth | $50.00 | 9/15/2011 3:32:34 PM |
handshake5 | $100.00 | 9/15/2011 5:15:18 PM |
tornandfrayed | $25.00 | 9/15/2011 6:39:54 PM |
HelpfulLender1 | $50.00 | 9/16/2011 3:55:59 AM |
famous-fund885 | $25.00 | 9/16/2011 7:06:25 AM |
return-beeper | $30.00 | 9/16/2011 7:19:07 AM |
peace-saber0 | $25.00 | 9/16/2011 10:22:18 AM |
newest-market-spy | $31.91 | 9/16/2011 10:05:02 AM |
slartibardfast | $25.00 | 9/16/2011 10:34:44 AM |
coin-architect2 | $100.00 | 9/16/2011 12:49:03 PM |
LongTail | $25.00 | 9/16/2011 2:12:20 PM |
loyalty-tambourine0 | $33.60 | 9/16/2011 2:42:02 PM |
dollar-doughnut6 | $26.00 | 9/16/2011 6:53:41 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:56 PM |
buraky | $25.00 | 9/16/2011 9:53:19 PM |
porwestco | $25.00 | 9/17/2011 4:41:06 AM |
kulender | $100.00 | 9/17/2011 6:15:40 AM |
economy-popcorn | $25.00 | 9/17/2011 6:43:56 AM |
EngineersAlliance | $75.00 | 9/17/2011 12:12:35 PM |
1willray | $25.00 | 9/17/2011 1:57:50 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:46 PM |
protector734 | $100.00 | 9/17/2011 6:29:49 PM |
mighty-payout1 | $25.00 | 9/17/2011 9:23:25 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:01 PM |
open-dough6 | $25.00 | 9/18/2011 12:34:34 PM |
amra | $25.00 | 9/18/2011 5:37:43 PM |
awesome-yield7 | $25.00 | 9/18/2011 4:57:47 PM |
rakem777 | $25.00 | 9/18/2011 7:48:26 PM |
Zingaro | $25.00 | 9/18/2011 10:19:35 PM |
Julzlmt | $52.19 | 9/19/2011 1:53:44 AM |
drg6289 | $25.00 | 9/19/2011 6:55:25 AM |
lotus6 | $25.00 | 9/19/2011 11:42:21 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:26 PM |
devoider | $25.00 | 9/19/2011 3:41:33 PM |
critter58 | $29.05 | 9/19/2011 3:25:45 PM |
finance-prescription | $100.00 | 9/19/2011 5:10:46 PM |
CubsFan23 | $100.00 | 9/19/2011 6:57:28 PM |
IlliniActuary | $25.00 | 9/19/2011 7:19:49 PM |
dthompso | $50.00 | 9/19/2011 9:18:38 PM |
gold-pudding6 | $25.00 | 9/19/2011 8:53:43 PM |
irishalaskan | $25.00 | 9/20/2011 1:51:32 AM |
thelovebug | $100.00 | 9/19/2011 9:45:54 PM |
blackstar | $25.00 | 9/20/2011 5:44:17 AM |
andec25 | $25.00 | 9/20/2011 6:01:09 AM |
Craigopher | $25.00 | 9/20/2011 6:31:27 AM |
lcole32 | $44.39 | 9/20/2011 3:53:33 AM |
stonehillloans | $25.00 | 9/20/2011 5:22:06 AM |
orange-preeminant-bill | $25.00 | 9/20/2011 7:08:14 AM |
silver-enlightenment0 | $100.00 | 9/20/2011 7:20:17 AM |
pfh | $25.00 | 9/20/2011 7:43:43 AM |
diplomatic-capital | $48.85 | 9/20/2011 10:19:46 AM |
stock106 | $25.00 | 9/20/2011 10:31:00 AM |
velocity-warrior | $25.00 | 9/20/2011 10:47:11 AM |
bizlending | $50.00 | 9/20/2011 12:33:51 PM |
Nemo2001 | $25.00 | 9/20/2011 11:35:48 AM |
mercuriant | $25.00 | 9/20/2011 4:17:30 PM |
stevekc1 | $25.00 | 9/20/2011 8:23:25 PM |
realtormoises | $25.00 | 9/21/2011 5:42:01 AM |
cathmorcorvus | $50.00 | 9/20/2011 9:42:41 PM |
GrowthAspirations | $50.00 | 9/20/2011 10:26:44 PM |
bid-lightning9 | $25.00 | 9/20/2011 11:05:30 PM |
irrelevant | $25.00 | 9/21/2011 6:05:24 AM |
atlas100 | $25.00 | 9/21/2011 7:40:37 AM |
desertoasis | $25.00 | 9/21/2011 9:14:06 AM |
minddoc | $25.00 | 9/21/2011 9:39:22 AM |
quiksilver180 | $25.00 | 9/21/2011 10:17:32 AM |
bonus-seahorse | $50.00 | 9/21/2011 11:41:17 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:20 PM |
COCHINOBOY | $40.00 | 9/21/2011 12:48:17 PM |
aader | $25.00 | 9/21/2011 1:27:04 PM |
Richmp412 | $25.00 | 9/21/2011 6:14:59 PM |
fund-ambrosia0 | $25.00 | 9/21/2011 6:13:03 PM |
worth-philosopher9 | $25.00 | 9/21/2011 8:07:34 PM |
Weaverville | $25.00 | 9/21/2011 8:51:51 PM |
skillful-asset5 | $25.00 | 9/21/2011 8:54:45 PM |
prominence8 | $25.00 | 9/21/2011 9:23:05 PM |
giftgold | $25.00 | 9/21/2011 10:15:57 PM |
GGreg799 | $25.00 | 9/22/2011 4:53:54 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:00 AM |
Investing-in-you-2 | $30.92 | 9/22/2011 7:32:00 AM |
nickel-demon2 | $93.24 | 9/22/2011 8:02:04 AM |
divedude | $25.00 | 9/22/2011 8:13:59 AM |
DaddyBill | $25.00 | 9/22/2011 8:51:24 AM |
sosleep | $25.00 | 9/22/2011 9:08:45 AM |
leverage-monger | $25.00 | 9/22/2011 10:01:08 AM |
SolarMoonshine | $25.00 | 9/10/2011 3:59:31 AM |
prodigy3 | $100.00 | 9/12/2011 9:34:44 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:33 AM |
missing-link | $25.00 | 9/15/2011 7:04:19 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:54 AM |
gulch | $25.00 | 9/15/2011 8:23:56 AM |
bath836 | $55.00 | 9/15/2011 10:37:40 AM |
fusbarro | $75.00 | 9/15/2011 11:40:50 AM |
handy-justice | $50.00 | 9/15/2011 2:20:17 PM |
social-cocktail1 | $100.00 | 9/15/2011 7:10:23 PM |
ddamenace | $40.00 | 9/15/2011 8:11:10 PM |
trade-elm | $35.00 | 9/16/2011 6:41:17 AM |
MoneyBadger | $26.99 | 9/16/2011 6:28:01 AM |
Dubbs360 | $100.00 | 9/16/2011 8:23:04 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:30 AM |
VesuvianMan | $50.00 | 9/16/2011 10:16:44 AM |
janus_god | $25.00 | 9/16/2011 10:57:34 AM |
richboy56 | $25.00 | 9/16/2011 12:03:07 PM |
debtcollector | $25.00 | 9/16/2011 2:52:56 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:52:51 PM |
suave-dime6 | $25.00 | 9/16/2011 6:37:37 PM |
gold-cluster | $100.00 | 9/16/2011 8:08:14 PM |
treasure-bliss | $25.00 | 9/17/2011 6:18:16 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:13:30 AM |
frogperson | $100.00 | 9/17/2011 11:04:56 AM |
stepatatime-together | $100.00 | 9/17/2011 12:18:57 PM |
tender-commerce8 | $100.00 | 9/18/2011 5:43:44 AM |
ethical-truth211 | $250.00 | 9/18/2011 7:52:23 AM |
ockid007 | $25.00 | 9/18/2011 7:24:40 AM |
exciting-fairness | $200.00 | 9/18/2011 8:57:00 AM |
wealth-pal3 | $35.20 | 9/18/2011 7:54:27 AM |
friendly-principal76 | $25.00 | 9/18/2011 8:46:48 AM |
Falcon60 | $125.00 | 9/18/2011 11:12:23 AM |
ddimports | $50.00 | 9/18/2011 11:25:40 AM |
income-buddy7 | $100.00 | 9/18/2011 1:33:22 PM |
first-class-dime | $25.00 | 9/18/2011 1:47:48 PM |
diversification-renaissance3 | $50.00 | 9/18/2011 2:07:12 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:35:24 PM |
dinero-philosopher1 | $40.00 | 9/18/2011 8:24:10 PM |
protector734 | $144.96 | 9/18/2011 9:59:27 PM |
ferdberfel | $25.70 | 9/19/2011 7:18:50 AM |
dsnybnd | $25.00 | 9/19/2011 8:02:05 AM |
evnagelist | $50.00 | 9/19/2011 9:39:07 AM |
liberty-society5 | $25.00 | 9/19/2011 9:57:37 AM |
kind-bid-antioxidant | $25.00 | 9/19/2011 10:02:47 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:11 AM |
bold-phenomenal-funds | $158.93 | 9/19/2011 4:16:31 PM |
monster4 | $50.00 | 9/19/2011 4:51:16 PM |
payment-gusto | $25.00 | 9/19/2011 5:02:17 PM |
zebra806 | $128.42 | 9/19/2011 3:51:37 PM |
x32248 | $25.00 | 9/19/2011 5:13:32 PM |
bold-shrewd-duty | $33.00 | 9/19/2011 5:34:02 PM |
luckygreen10 | $250.00 | 9/19/2011 5:40:08 PM |
cogent | $68.24 | 9/19/2011 5:13:04 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:49:32 PM |
peregrine | $98.20 | 9/19/2011 8:44:44 PM |
mmeyer_jr | $30.00 | 9/19/2011 7:46:40 PM |
adir1 | $40.00 | 9/19/2011 8:01:53 PM |
CalBear08 | $25.00 | 9/20/2011 1:24:58 AM |
a-resplendent-commitment | $50.00 | 9/20/2011 6:51:56 AM |
digitaldan | $30.00 | 9/20/2011 6:41:42 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:17 PM |
wwwUniversal | $25.00 | 9/20/2011 5:17:19 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:13 AM |
KileNSmyth4 | $47.01 | 9/21/2011 6:41:36 AM |
chekat | $25.00 | 9/21/2011 4:34:29 AM |
golffish2 | $25.00 | 9/21/2011 6:53:10 AM |
Investor_DP | $100.00 | 9/21/2011 9:06:27 AM |
glroark | $50.00 | 9/21/2011 6:56:32 AM |
Digs | $25.00 | 9/21/2011 11:43:10 AM |
ursus | $50.00 | 9/21/2011 12:38:49 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:35 PM |
Bob450 | $25.00 | 9/21/2011 1:19:53 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:22 PM |
mpatrick | $25.00 | 9/21/2011 2:01:08 PM |
shrewd-peace7 | $25.00 | 9/21/2011 3:28:11 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:30 PM |
terrific-dough6 | $50.00 | 9/21/2011 6:27:29 PM |
tech310 | $50.00 | 9/21/2011 6:06:32 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:44 PM |
branaa99 | $25.00 | 9/21/2011 10:30:59 PM |
KarlMarx | $25.00 | 9/22/2011 4:33:51 AM |
whitewolf7 | $30.76 | 9/22/2011 4:52:55 AM |
competent-credit9 | $27.36 | 9/22/2011 6:51:57 AM |
wise-balanced-moola | $25.00 | 9/22/2011 7:34:45 AM |
dedicated-diversification5 | $100.00 | 9/22/2011 7:38:20 AM |
five-star-justice | $25.00 | 9/22/2011 8:22:16 AM |
nalaari | $29.84 | 9/22/2011 7:22:59 AM |
Located | $160.00 | 9/22/2011 10:01:58 AM |
worthy-bid4 | $30.74 | 9/22/2011 9:09:05 AM |
mad-scientist418 | $25.00 | 9/22/2011 9:24:07 AM |
191 Investments
|
Borrower Payment Dependent Notes Series
526072
This series of Notes was issued and sold upon the funding of the borrower loan #53570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,775 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BorrowerInConnecticut |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial freedom
This loan will be used to consolidate and pay off high interest rate credit cards debts.
I am a good candidate for this loan because I have a solid track record of earning high income levels thus have a good ability to repay my loan.
I am an MBA graduate from GWU ('87) and have been employed at the same firm for just over 9 years.
Gross Income
Jan-August 2011: $265,000
Major monthly expenses
Mortgage: $5,225
Utilities: $1,435
Life/LTC/Car Insurance: $948
College/private school tuitions: $6,100 ($3,100 of which ends in Feb. of 2012)
Food: $1,200
Transportation: $1,100 (car loan + fuel/maintenance)
Explanation for public records
Chapter 7 Bankruptcy discharged in July 2003, primarily as a result of divorce.
Was one month late in making mortgage/credit card payments in late 2009. Never missed a single payment at any other time since July 2003.
I am happy to answer any questions by phone or email. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ttnk62918 | $25.00 | 9/21/2011 4:44:44 PM |
worthy-bid8 | $50.00 | 9/9/2011 9:11:49 AM |
golffish2 | $25.00 | 9/9/2011 9:12:57 AM |
Investor_DP | $100.00 | 9/9/2011 9:08:52 AM |
nickel-ferret | $50.00 | 9/9/2011 9:18:32 AM |
boylezz | $25.00 | 9/9/2011 11:50:13 AM |
BxRealtor | $25.00 | 9/9/2011 12:40:20 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:16 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:51 PM |
ASR3 | $35.00 | 9/12/2011 6:30:32 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:26 AM |
finance_mba | $25.00 | 9/12/2011 10:59:30 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:10 PM |
heroic-payout9 | $25.00 | 9/13/2011 7:22:21 AM |
epall | $25.00 | 9/14/2011 11:24:39 AM |
Kaj | $30.00 | 9/14/2011 5:36:58 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:48 AM |
fusbarro | $75.00 | 9/15/2011 11:40:51 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:00 PM |
credit-maple5 | $25.00 | 9/15/2011 11:19:44 PM |
listing-vista | $100.00 | 9/16/2011 5:40:53 AM |
LesPaul1 | $25.00 | 9/16/2011 9:23:57 AM |
market-assembler | $50.00 | 9/16/2011 9:36:49 AM |
Weaverville | $25.00 | 9/16/2011 10:45:35 AM |
Cherrypicker | $50.00 | 9/16/2011 3:03:28 PM |
american6 | $100.00 | 9/16/2011 4:28:30 PM |
Supernick | $50.00 | 9/16/2011 4:53:02 PM |
jescowa | $50.00 | 9/16/2011 7:31:34 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:58 PM |
marwadi-62 | $100.00 | 9/16/2011 8:55:20 PM |
mr55262 | $25.00 | 9/16/2011 11:13:36 PM |
kulender | $100.00 | 9/17/2011 6:14:47 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:27 AM |
prohelper | $50.00 | 9/17/2011 1:14:52 PM |
MissionMicroFinance | $25.00 | 9/17/2011 4:00:36 PM |
balance-transformer3 | $50.00 | 9/17/2011 4:34:04 PM |
Bookophile | $50.00 | 9/18/2011 4:17:56 AM |
currency-persimmon | $50.00 | 9/18/2011 10:10:15 AM |
Gladglide | $25.00 | 9/18/2011 1:04:41 PM |
credit-meteor7 | $200.00 | 9/18/2011 11:33:59 AM |
capital-blueberry | $25.00 | 9/18/2011 6:23:32 PM |
rate-mogul | $50.00 | 9/19/2011 8:46:01 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:44:29 AM |
GotCash | $50.00 | 9/19/2011 2:00:15 PM |
E_G | $50.00 | 9/19/2011 7:01:44 PM |
tender-commerce8 | $100.00 | 9/19/2011 7:56:30 PM |
Brainworm | $25.00 | 9/19/2011 11:43:47 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:43 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:28:59 AM |
pfh | $25.00 | 9/20/2011 7:52:59 AM |
credit-kahuna | $71.91 | 9/20/2011 10:09:09 AM |
plane450 | $34.85 | 9/20/2011 9:51:55 AM |
economy-popcorn | $25.00 | 9/20/2011 8:21:15 PM |
antlr | $50.00 | 9/20/2011 9:05:00 PM |
alphaseek | $200.00 | 9/21/2011 3:58:19 AM |
ghinga | $50.00 | 9/21/2011 5:14:48 AM |
marlau | $25.00 | 9/21/2011 6:06:08 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:14 AM |
bombay56 | $50.00 | 9/21/2011 9:07:12 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:37 AM |
gt5149c | $25.00 | 9/21/2011 10:26:30 AM |
wdove511 | $30.00 | 9/21/2011 10:35:54 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:47 AM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:19 PM |
asset-reaction | $25.00 | 9/21/2011 4:26:13 PM |
fervent-repayment | $25.00 | 9/21/2011 4:41:32 PM |
Dreamconnection | $25.00 | 9/21/2011 4:42:14 PM |
important-diversification620 | $25.00 | 9/21/2011 2:20:13 PM |
building-america | $25.00 | 9/21/2011 4:51:19 PM |
trustworthy-hope189 | $100.00 | 9/10/2011 7:55:36 AM |
oplender | $25.00 | 9/10/2011 8:37:41 PM |
golden-cat | $25.00 | 9/11/2011 2:46:40 PM |
Dubbs360 | $100.00 | 9/13/2011 3:19:54 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:23 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:46 PM |
compoundinterest | $50.00 | 9/14/2011 5:44:27 PM |
larslfe | $50.00 | 9/14/2011 9:58:47 PM |
goose026 | $25.00 | 9/15/2011 6:52:27 AM |
life-is-great | $25.00 | 9/15/2011 8:14:31 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:34 AM |
Clambake | $50.00 | 9/15/2011 11:36:08 AM |
jubilant-durability9 | $50.00 | 9/15/2011 5:25:58 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:26 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:04 AM |
ZeLonewolf | $25.00 | 9/16/2011 6:18:02 AM |
jjswanso | $50.00 | 9/16/2011 6:50:30 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:33 AM |
john0720 | $50.00 | 9/16/2011 8:51:31 AM |
puifais | $50.00 | 9/16/2011 10:46:45 AM |
LongTail | $30.00 | 9/16/2011 2:15:45 PM |
astute-investment5 | $25.00 | 9/16/2011 12:59:04 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:14 PM |
goodhearted-basis4 | $25.00 | 9/16/2011 5:17:40 PM |
CatbirdBanking | $25.00 | 9/16/2011 5:50:38 PM |
buraky | $50.00 | 9/16/2011 9:51:45 PM |
balance6 | $25.00 | 9/17/2011 4:27:22 AM |
seabassx | $25.00 | 9/17/2011 6:31:32 AM |
britgsb | $25.00 | 9/17/2011 9:12:38 AM |
Sierrahh | $25.00 | 9/17/2011 10:51:04 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:46 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:06 AM |
6moonbeams | $50.00 | 9/18/2011 10:30:41 AM |
awesome-yield7 | $25.00 | 9/18/2011 5:06:58 PM |
responsible-investment0 | $50.00 | 9/19/2011 7:41:03 AM |
thelovebug | $100.00 | 9/19/2011 7:44:28 AM |
lostontheedge | $25.00 | 9/19/2011 8:55:55 AM |
evnagelist | $50.00 | 9/19/2011 9:39:09 AM |
escharfer | $25.00 | 9/19/2011 12:26:36 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:28 PM |
mtquan | $25.00 | 9/19/2011 2:24:52 PM |
lounges | $25.00 | 9/19/2011 5:44:48 PM |
red-favorable-basis | $25.00 | 9/19/2011 8:31:10 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:06 PM |
skuba | $50.00 | 9/20/2011 2:14:14 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:12 AM |
diablorulz | $50.00 | 9/20/2011 9:40:40 AM |
accelerator96 | $25.00 | 9/20/2011 11:42:01 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:11 AM |
spark548 | $50.00 | 9/20/2011 12:45:31 PM |
credit-coach118 | $40.27 | 9/20/2011 3:18:53 PM |
mason13a | $50.00 | 9/20/2011 3:46:39 PM |
radforj22 | $25.00 | 9/20/2011 5:44:36 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:18 PM |
Supp0rter | $50.00 | 9/20/2011 5:43:17 PM |
TCayce | $25.00 | 9/20/2011 5:43:44 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:15 AM |
loyalty-paradise1 | $100.00 | 9/21/2011 5:32:16 AM |
elegant-loot | $25.00 | 9/21/2011 7:48:30 AM |
Harry | $50.00 | 9/21/2011 8:29:28 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:18 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:48 AM |
Ven58 | $25.00 | 9/21/2011 10:43:30 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:37 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:22 PM |
ndhookman | $25.00 | 9/21/2011 10:36:52 AM |
kriegs | $100.00 | 9/21/2011 12:37:13 PM |
nickel-position | $25.00 | 9/21/2011 1:19:33 PM |
bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:21 PM |
Railbird | $25.00 | 9/21/2011 2:17:36 PM |
secureincome | $1,500.00 | 9/21/2011 3:46:49 PM |
astute-benjamins | $25.00 | 9/21/2011 4:02:24 PM |
Attract | $25.00 | 9/21/2011 4:19:08 PM |
B1-Lancer | $51.30 | 9/21/2011 4:31:29 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:38 PM |
nickel-hickory | $100.00 | 9/21/2011 4:48:50 PM |
nickel-hickory | $38.67 | 9/21/2011 5:07:11 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
526076
This series of Notes was issued and sold upon the funding of the borrower loan #53793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $259.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,638 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-wicket6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Grow existing business
This loan will be used to expand a business I started 2 years ago with my own savings. we install Internet and Phone systems in multi-tenant office buildings and apartments so that a property manager can include Internet and Telephone service to the their tenants as a feature.
We currently service 13 buildings and have prospects for 4 more. Our revenue comes from recurring monthly fees (3-5 year contracts) from property managers as well as up-sell and cross-sell subscriptions.
I am a good candidate for this loan because I have over 12 years experience in the industry, I am personally invested in the business which has been generating revenue every quarter since opening. I have the opportunity capture several more contracts but just need the capital for equipment and installation labor.
Monthly net income: $6,000
Monthly expenses: $4,000
Other expenses: $6,000 required for equipment and installation, $3,000 required for cash flow to bring new customers online.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $82.00 | 9/9/2011 9:08:52 AM |
MarvintheMartian | $45.00 | 9/9/2011 9:13:02 AM |
IPlayOutsideTheBox | $25.00 | 9/9/2011 1:14:53 PM |
BxRealtor | $25.00 | 9/9/2011 12:40:20 PM |
Bank_Of_XL | $25.00 | 9/9/2011 1:12:03 PM |
jpblan11 | $25.00 | 9/10/2011 4:39:18 AM |
RecoveryLender | $25.00 | 9/10/2011 7:01:43 AM |
WinterUSMC | $25.00 | 9/11/2011 8:43:30 AM |
rustysailor | $30.00 | 9/11/2011 9:55:38 PM |
bonus-tent | $25.00 | 9/12/2011 6:33:26 AM |
top-radiant-funds | $25.00 | 9/13/2011 3:15:48 PM |
Dubbs360 | $100.00 | 9/13/2011 4:52:49 PM |
mad-scientist0 | $61.00 | 9/14/2011 4:53:28 PM |
Kaj | $30.00 | 9/14/2011 5:36:58 PM |
compoundinterest | $50.00 | 9/14/2011 5:44:28 PM |
larslfe | $50.00 | 9/14/2011 9:58:47 PM |
goose026 | $25.00 | 9/15/2011 6:52:28 AM |
life-is-great | $25.00 | 9/15/2011 8:14:32 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:34 AM |
Clambake | $50.00 | 9/15/2011 11:36:08 AM |
credit-maple5 | $25.00 | 9/15/2011 11:19:44 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:26 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:12:43 AM |
bold-deal-ringleader | $25.00 | 9/16/2011 4:48:50 AM |
listing-vista | $100.00 | 9/16/2011 5:43:21 AM |
wampum-chorus3 | $25.00 | 9/16/2011 7:03:34 AM |
jjswanso | $50.00 | 9/16/2011 6:50:31 AM |
engaging-worth | $25.00 | 9/16/2011 10:46:48 AM |
puifais | $50.00 | 9/16/2011 10:46:45 AM |
genelinist | $100.00 | 9/16/2011 11:44:21 AM |
repaymeplease | $25.00 | 9/16/2011 3:12:05 PM |
goodhearted-basis4 | $25.00 | 9/16/2011 5:18:05 PM |
buraky | $50.00 | 9/16/2011 9:51:45 PM |
mgking007 | $25.00 | 9/16/2011 9:58:50 PM |
balance6 | $25.00 | 9/17/2011 4:27:23 AM |
EngineersAlliance | $50.00 | 9/17/2011 12:12:45 PM |
prohelper | $50.00 | 9/17/2011 1:14:53 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:46 AM |
economy-popcorn | $25.00 | 9/18/2011 6:53:07 AM |
Watersports | $50.00 | 9/18/2011 12:53:33 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:20 PM |
CreditBuilder2 | $50.00 | 9/18/2011 2:10:03 PM |
payout-bridge | $75.00 | 9/18/2011 10:00:45 PM |
thelovebug | $100.00 | 9/19/2011 7:44:28 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:50 AM |
evnagelist | $50.00 | 9/19/2011 9:39:09 AM |
Preferred-Lender | $25.00 | 9/19/2011 10:48:27 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:43:10 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:28 PM |
escharfer | $25.00 | 9/19/2011 12:26:36 PM |
mennleo | $50.00 | 9/19/2011 12:54:39 PM |
mtquan | $25.00 | 9/19/2011 2:24:52 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:04 PM |
blue111 | $25.00 | 9/19/2011 4:32:32 PM |
lounges | $25.00 | 9/19/2011 5:44:48 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:07 PM |
skuba | $50.00 | 9/20/2011 2:14:14 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:11 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:19 PM |
jodilee31 | $50.00 | 9/20/2011 6:22:05 PM |
TCayce | $25.00 | 9/20/2011 5:43:44 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:56 AM |
radforj22 | $25.00 | 9/21/2011 7:32:12 AM |
Leshan | $25.00 | 9/21/2011 7:45:51 AM |
Pickmar | $25.00 | 9/21/2011 6:16:39 AM |
Harry | $50.00 | 9/21/2011 8:29:28 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:18 AM |
Ven58 | $25.00 | 9/21/2011 10:44:03 AM |
investment-comet | $25.00 | 9/21/2011 11:47:29 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:47 AM |
bill-expert | $47.00 | 9/21/2011 12:12:10 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:23 PM |
Oranje88 | $50.00 | 9/21/2011 12:48:45 PM |
kriegs | $100.00 | 9/21/2011 12:37:13 PM |
Railbird | $25.00 | 9/21/2011 2:17:36 PM |
astute-benjamins | $25.00 | 9/21/2011 4:02:36 PM |
Dreamconnection | $25.00 | 9/21/2011 4:42:14 PM |
Attract | $25.00 | 9/21/2011 4:43:47 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:31 PM |
mammalian4 | $25.00 | 9/21/2011 5:59:42 PM |
genius520 | $45.00 | 9/21/2011 5:09:04 PM |
jescowa | $50.00 | 9/21/2011 6:16:49 PM |
exponential-reward081 | $25.00 | 9/21/2011 6:21:45 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:11 PM |
kbodendorf | $25.00 | 9/21/2011 9:14:54 PM |
Zane314 | $150.00 | 9/21/2011 8:20:28 PM |
LenderByDay | $25.00 | 9/21/2011 11:55:26 PM |
sunny-dough9 | $200.00 | 9/21/2011 11:46:49 PM |
lm75 | $25.00 | 9/21/2011 9:02:25 PM |
jdrez | $25.00 | 9/22/2011 5:26:08 AM |
BR-549 | $25.00 | 9/22/2011 5:22:29 AM |
Rdodson11 | $25.00 | 9/22/2011 6:12:08 AM |
1-HARD-HEAD | $400.00 | 9/21/2011 11:36:34 PM |
adir1 | $25.00 | 9/22/2011 2:03:42 AM |
loot-heart | $25.00 | 9/22/2011 7:14:39 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:02 AM |
wise-balanced-moola | $25.00 | 9/22/2011 7:34:45 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:42 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:24 AM |
first-aggresive-platinum | $25.00 | 9/22/2011 7:54:57 AM |
True-Patriot | $25.00 | 9/22/2011 8:11:52 AM |
martymaniaman | $25.00 | 9/22/2011 8:24:58 AM |
helpinghand63 | $25.00 | 9/22/2011 9:12:37 AM |
GATrust | $25.00 | 9/22/2011 9:23:23 AM |
worthy-bid8 | $50.00 | 9/9/2011 9:11:49 AM |
nickel-ferret | $50.00 | 9/9/2011 9:18:32 AM |
boylezz | $25.00 | 9/9/2011 11:50:13 AM |
vutah | $25.00 | 9/9/2011 4:16:12 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:52 PM |
availableloan | $25.00 | 9/9/2011 9:40:54 PM |
Interloper | $25.00 | 9/10/2011 8:56:35 AM |
superb-funds335 | $25.00 | 9/10/2011 2:03:35 PM |
beakerfish | $100.00 | 9/10/2011 11:51:17 AM |
oplender | $25.00 | 9/10/2011 8:37:41 PM |
finagler | $25.00 | 9/10/2011 9:45:42 PM |
The_Loan_Runner | $25.00 | 9/12/2011 5:36:54 AM |
ASR3 | $35.00 | 9/12/2011 6:30:32 AM |
return-seeker85 | $25.00 | 9/12/2011 1:11:02 PM |
mad-scientist0 | $30.00 | 9/13/2011 4:51:16 AM |
leeball | $100.00 | 9/13/2011 9:39:05 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:23 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:48 AM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:00 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:05 AM |
market-assembler | $50.00 | 9/16/2011 9:36:49 AM |
umfan123 | $25.00 | 9/16/2011 9:33:07 AM |
Weaverville | $25.00 | 9/16/2011 10:45:35 AM |
american6 | $100.00 | 9/16/2011 4:28:30 PM |
marwadi-62 | $100.00 | 9/16/2011 4:21:38 PM |
Supernick | $50.00 | 9/16/2011 4:53:02 PM |
danf2201 | $50.00 | 9/16/2011 7:40:55 PM |
AEH_Now | $25.00 | 9/16/2011 8:06:01 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:58 PM |
kindness-jedi | $100.00 | 9/17/2011 3:59:03 AM |
kulender | $100.00 | 9/17/2011 6:14:48 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:27 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:12 PM |
papaloha | $25.00 | 9/17/2011 6:45:26 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:32 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:05 PM |
friendly-moola0 | $154.94 | 9/18/2011 6:07:23 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:06 AM |
Bookophile | $50.00 | 9/18/2011 4:17:57 AM |
ZeLonewolf | $25.00 | 9/18/2011 9:17:19 AM |
currency-persimmon | $50.00 | 9/18/2011 10:11:55 AM |
credit-meteor7 | $111.00 | 9/18/2011 11:33:59 AM |
robust-marketplace2 | $25.00 | 9/18/2011 3:51:36 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:38:59 PM |
ethical-truth211 | $700.00 | 9/19/2011 8:38:12 AM |
indianoven | $25.00 | 9/19/2011 9:38:58 AM |
petercat | $150.00 | 9/19/2011 11:02:55 AM |
Cashman10 | $100.00 | 9/19/2011 2:53:41 PM |
hunterMG | $25.00 | 9/19/2011 4:34:29 PM |
E_G | $50.00 | 9/19/2011 7:01:44 PM |
LibbyZ | $50.00 | 9/19/2011 9:55:01 PM |
fragonardlives | $35.00 | 9/20/2011 8:57:13 AM |
diablorulz | $50.00 | 9/20/2011 9:40:41 AM |
spark548 | $50.00 | 9/20/2011 12:45:31 PM |
BuildingShanghai | $36.30 | 9/20/2011 5:48:57 PM |
antlr | $50.00 | 9/20/2011 9:05:00 PM |
heavenly-interest9 | $200.00 | 9/20/2011 6:27:44 PM |
RiskAdverse | $25.00 | 9/20/2011 7:49:21 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:14 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:37 AM |
principal-exec | $25.00 | 9/21/2011 10:29:31 AM |
enchanted-note | $75.00 | 9/21/2011 11:14:09 AM |
wdove511 | $30.00 | 9/21/2011 10:35:55 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:38 AM |
nikebootie | $25.00 | 9/21/2011 11:45:02 AM |
AM2171 | $25.00 | 9/21/2011 12:30:26 PM |
StarLending | $25.00 | 9/21/2011 12:59:47 PM |
ConcreteOne | $25.00 | 9/21/2011 1:07:47 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:20 PM |
Bob450 | $25.00 | 9/21/2011 1:26:11 PM |
bazaar-hyperdrive3 | $25.00 | 9/21/2011 2:23:22 PM |
loss-of-control | $100.00 | 9/21/2011 2:34:44 PM |
ursus | $50.00 | 9/21/2011 12:38:49 PM |
buffalobills | $25.00 | 9/21/2011 3:59:06 PM |
GoldenGo4 | $50.00 | 9/21/2011 3:56:48 PM |
nickel-position | $25.00 | 9/21/2011 1:19:34 PM |
money-bauble | $200.00 | 9/21/2011 5:06:35 PM |
no_agenda_lender | $25.00 | 9/21/2011 5:25:13 PM |
Princehaha | $50.00 | 9/21/2011 5:18:41 PM |
personal-lender | $25.00 | 9/21/2011 5:10:33 PM |
ski bum | $100.00 | 9/21/2011 5:11:40 PM |
tech310 | $50.00 | 9/21/2011 6:04:18 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:15 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:45 PM |
awwaaww | $59.00 | 9/21/2011 7:26:01 PM |
Bank_of_T | $28.33 | 9/21/2011 10:25:48 PM |
1800porsche | $25.00 | 9/22/2011 12:58:44 AM |
jdhf99 | $30.00 | 9/22/2011 1:08:55 AM |
bankofriverside | $25.00 | 9/22/2011 4:58:39 AM |
productive-principal7 | $25.00 | 9/21/2011 9:14:13 PM |
gold-sushi | $50.00 | 9/22/2011 5:56:57 AM |
WindyKid | $50.00 | 9/22/2011 4:06:22 AM |
Nerdster1 | $25.12 | 9/22/2011 5:26:41 AM |
the-cash-allotment | $29.84 | 9/22/2011 7:53:48 AM |
carlover | $25.00 | 9/22/2011 7:56:30 AM |
divedude | $25.00 | 9/22/2011 8:14:00 AM |
natural-peace241 | $25.00 | 9/22/2011 8:23:58 AM |
doopers | $25.00 | 9/22/2011 9:19:42 AM |
202 Investments
|
Borrower Payment Dependent Notes Series
526084
This series of Notes was issued and sold upon the funding of the borrower loan #53487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 26y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,165 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Jimmymsg |
Borrower's state:
| Oregon |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 76 ( 94% )
| 660-679 (Latest)
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 5
( 6% )
| 680-699
(Sep-2010)
680-699
(Aug-2010)
680-699
(May-2010)
660-679
(Aug-2008)
|
Principal balance:
| $4,071.58 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 81 | | |
Description
Pay off some bills
.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses:
Housing: $979.00
Insurance: $460
Car expenses: $100
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/9/2011 9:02:15 AM |
Jack55304 | $200.00 | 9/9/2011 9:22:29 AM |
worthy-bid8 | $50.00 | 9/9/2011 9:11:50 AM |
RoZu_Lending | $300.00 | 9/9/2011 9:40:48 AM |
MoneyForNothing | $158.39 | 9/9/2011 9:37:39 AM |
credit-guard5 | $25.00 | 9/9/2011 10:16:41 AM |
marwadi-62 | $561.00 | 9/9/2011 11:18:04 AM |
FinanceEngine | $35.00 | 9/9/2011 11:32:52 AM |
312-Lender | $35.00 | 9/9/2011 11:44:04 AM |
kind-credit-bear | $26.00 | 9/9/2011 6:46:20 PM |
AF-Chief | $100.00 | 9/9/2011 8:28:13 PM |
interest88 | $49.00 | 9/10/2011 5:28:56 AM |
NYLG | $132.01 | 9/9/2011 7:26:04 PM |
AndChicksforFree | $27.00 | 9/9/2011 9:28:17 PM |
LittleMingo | $30.00 | 9/10/2011 2:29:11 AM |
jjswanso | $50.00 | 9/10/2011 12:08:54 PM |
buffalobills | $25.00 | 9/10/2011 2:46:04 PM |
vigorous-market5 | $200.00 | 9/10/2011 4:49:59 PM |
DoctorJoe | $25.00 | 9/11/2011 8:08:44 AM |
wlm3012 | $50.00 | 9/10/2011 8:57:16 PM |
omegamon1 | $26.00 | 9/11/2011 10:28:27 AM |
lotuss4 | $25.00 | 9/11/2011 8:05:02 PM |
transaction-animal8 | $25.00 | 9/12/2011 7:54:34 AM |
124SpiderMan | $100.00 | 9/12/2011 10:38:15 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:04 AM |
heroic-vigilance1 | $25.00 | 9/12/2011 12:52:40 PM |
TackingWindward | $25.00 | 9/12/2011 3:41:14 PM |
bluehen00 | $38.55 | 9/12/2011 4:19:25 PM |
EL_Papin | $100.00 | 9/12/2011 2:50:07 PM |
omegamon1 | $25.00 | 9/12/2011 4:43:43 PM |
Stepashka | $50.00 | 9/12/2011 10:21:15 PM |
angel879 | $37.10 | 9/12/2011 11:22:01 PM |
LendingPimp | $150.00 | 9/13/2011 2:56:34 AM |
RecoveryLender | $25.00 | 9/13/2011 6:01:06 AM |
irrelevant | $25.00 | 9/13/2011 6:05:18 AM |
doopers | $25.00 | 9/13/2011 6:10:55 AM |
surge9 | $34.36 | 9/13/2011 6:18:15 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:27 AM |
Leshan | $206.45 | 9/13/2011 8:11:25 AM |
contract-student2 | $50.00 | 9/13/2011 7:55:42 AM |
rkt88edmo | $27.84 | 9/13/2011 8:53:00 AM |
high_flyer | $50.00 | 9/13/2011 8:53:15 AM |
worthy-bid4 | $72.40 | 9/13/2011 9:11:21 AM |
durable-hope4 | $25.00 | 9/13/2011 9:42:58 AM |
income-rocker2 | $50.00 | 9/13/2011 10:09:57 AM |
thankful-nickel2 | $25.00 | 9/9/2011 10:50:28 AM |
fascinating-generosity3 | $150.00 | 9/9/2011 9:10:07 AM |
NekHoldings | $25.00 | 9/9/2011 9:11:18 AM |
investment-daydream | $50.00 | 9/9/2011 10:42:15 AM |
marwadi-62 | $400.00 | 9/9/2011 4:25:34 PM |
Mikale360 | $25.00 | 9/9/2011 12:29:34 PM |
Banker2OO7 | $41.00 | 9/9/2011 5:09:56 PM |
optionscashflow | $25.00 | 9/9/2011 2:20:40 PM |
enthusiastic-balance5 | $100.00 | 9/9/2011 5:18:18 PM |
RLaumeyer | $30.00 | 9/9/2011 10:16:14 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:52 PM |
loanman2007 | $150.00 | 9/10/2011 4:06:24 AM |
handy-justice | $50.00 | 9/10/2011 11:57:31 AM |
Madmigel | $32.76 | 9/10/2011 12:49:29 PM |
LakeShoreLending | $25.00 | 9/10/2011 10:49:23 AM |
kind-charming-value | $3,000.00 | 9/10/2011 12:17:26 PM |
loss-of-control | $100.00 | 9/10/2011 5:57:41 PM |
113121 | $75.00 | 9/11/2011 6:45:40 AM |
Feyenoord | $25.00 | 9/10/2011 9:23:20 PM |
social-hunter5 | $69.00 | 9/10/2011 10:12:42 PM |
intrepid-loot | $25.00 | 9/11/2011 8:27:50 AM |
payout-bridge | $35.00 | 9/11/2011 10:19:53 PM |
suave-dime6 | $25.00 | 9/11/2011 1:43:16 PM |
1stBankAndHal | $25.05 | 9/11/2011 2:06:33 PM |
Nailman88 | $25.00 | 9/12/2011 4:24:55 AM |
JustMee | $25.00 | 9/12/2011 6:16:46 AM |
vtrentster | $25.00 | 9/12/2011 10:07:49 AM |
JustMee | $25.00 | 9/12/2011 12:03:38 PM |
bazaar-orca | $25.00 | 9/12/2011 4:02:21 PM |
SoldiersMom | $50.00 | 9/12/2011 3:03:35 PM |
goat0 | $50.00 | 9/12/2011 3:45:55 PM |
diplomatic-wealth7 | $25.00 | 9/12/2011 3:54:24 PM |
wampum-library4 | $25.00 | 9/12/2011 4:01:43 PM |
deal-marauder6 | $65.45 | 9/12/2011 4:30:12 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:36 AM |
friendly-principal76 | $25.00 | 9/13/2011 6:21:08 AM |
dedicated-diversification5 | $41.00 | 9/13/2011 6:23:18 AM |
Rogesparkguy | $25.00 | 9/13/2011 6:31:14 AM |
social-hunter5 | $65.00 | 9/13/2011 6:48:38 AM |
alluring-yield5 | $28.83 | 9/13/2011 6:49:07 AM |
whitegold24k | $113.60 | 9/13/2011 7:24:34 AM |
jonnysixgun | $27.21 | 9/13/2011 7:35:06 AM |
Bob450 | $30.00 | 9/13/2011 8:18:12 AM |
shawnw2 | $800.00 | 9/13/2011 9:01:21 AM |
gjm6d | $25.00 | 9/13/2011 9:08:49 AM |
WhiteKnightofMountZion | $50.00 | 9/13/2011 9:21:18 AM |
pietro_torna_indietro | $50.00 | 9/13/2011 9:00:55 AM |
moola-tulip1 | $40.24 | 9/13/2011 9:49:29 AM |
Ruckus888 | $50.00 | 9/13/2011 10:06:26 AM |
forthright-trade | $25.00 | 9/13/2011 10:30:09 AM |
dordee | $50.00 | 9/13/2011 10:41:34 AM |
tranquil-capital9 | $25.00 | 9/13/2011 10:39:58 AM |
exchange-upholder0 | $25.00 | 9/13/2011 10:43:31 AM |
nickel-hickory | $59.76 | 9/13/2011 10:47:44 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
526136
This series of Notes was issued and sold upon the funding of the borrower loan #53531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 9m |
Amount delinquent:
| $37,287 |
Total credit lines:
| 42 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,249 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blazing-wampum |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
going through a hard time
Purpose of loan: Paying bills and expenses
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I do have a full time job and try to pay bills on time. However I'm going a hard time since i'm going thrugh a divorce.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/9/2011 9:11:52 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:50 AM |
kind-credit-bear | $25.00 | 9/12/2011 10:01:44 AM |
zone8 | $100.00 | 9/12/2011 12:54:49 PM |
capital-halo1 | $1,000.00 | 9/13/2011 4:26:52 PM |
jiggaman7 | $50.00 | 9/13/2011 8:58:07 PM |
the-hope-workhorse | $50.00 | 9/14/2011 12:35:56 PM |
larslfe | $50.00 | 9/14/2011 9:58:47 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:48 AM |
finance-mushroom | $100.00 | 9/15/2011 5:14:19 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:05 AM |
nerdfactor | $25.00 | 9/16/2011 8:54:59 PM |
kulender | $50.00 | 9/17/2011 6:16:40 AM |
mighty-value | $25.00 | 9/17/2011 9:10:48 AM |
personal-lender | $25.00 | 9/17/2011 12:12:21 PM |
Investoman | $75.00 | 9/17/2011 12:13:36 PM |
asiaratt | $50.00 | 9/17/2011 12:09:25 PM |
diversification-renaissance3 | $25.00 | 9/18/2011 1:58:54 PM |
340 | $25.00 | 9/18/2011 4:19:46 PM |
upbeat-wealth | $25.00 | 9/19/2011 7:26:41 AM |
foxtrot12 | $42.00 | 9/19/2011 4:10:22 PM |
investor232 | $25.00 | 9/19/2011 4:46:00 PM |
worldly-gold | $75.00 | 9/19/2011 4:55:58 PM |
IIP77 | $25.00 | 9/19/2011 5:27:06 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:38 PM |
bdkjr | $25.00 | 9/19/2011 6:50:10 PM |
indomitable-dedication | $25.00 | 9/19/2011 10:44:53 PM |
HenryS | $28.00 | 9/20/2011 3:56:24 AM |
bsh297 | $35.00 | 9/20/2011 5:57:21 AM |
irrelevant | $25.00 | 9/20/2011 6:05:17 AM |
chief_wo | $25.00 | 9/20/2011 7:05:20 AM |
bnlforever | $25.00 | 9/20/2011 7:48:08 AM |
dough-bear | $25.00 | 9/20/2011 10:11:48 AM |
lillian27 | $25.00 | 9/20/2011 10:43:30 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:12 AM |
authentic-liberty7 | $25.00 | 9/20/2011 1:53:02 PM |
tylerfd | $25.00 | 9/20/2011 1:52:00 PM |
capital-renewal | $25.00 | 9/20/2011 2:31:10 PM |
Charlie0084 | $25.00 | 9/20/2011 5:01:45 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:36 AM |
Dubbs360 | $100.00 | 9/13/2011 9:29:59 AM |
handshake5 | $100.00 | 9/13/2011 4:28:33 PM |
stepatatime-together | $100.00 | 9/13/2011 4:39:53 PM |
suave-dime6 | $25.00 | 9/14/2011 6:26:00 PM |
handy-justice | $50.00 | 9/14/2011 8:32:43 PM |
finance-prescription | $100.00 | 9/15/2011 3:34:58 PM |
MadHun | $200.00 | 9/15/2011 5:15:15 PM |
BBL | $25.00 | 9/17/2011 9:39:01 AM |
Rogesparkguy | $25.00 | 9/17/2011 12:06:03 PM |
income-buddy7 | $100.00 | 9/18/2011 1:35:36 PM |
Imperativity | $29.57 | 9/18/2011 5:09:55 PM |
deal-pinnacle7 | $55.19 | 9/18/2011 7:45:35 PM |
Zingaro | $25.00 | 9/18/2011 9:40:36 PM |
thelovebug | $100.00 | 9/19/2011 7:44:28 AM |
green28 | $100.00 | 9/19/2011 10:47:34 AM |
lotus6 | $25.00 | 9/19/2011 11:37:54 AM |
mathomas3 | $50.00 | 9/19/2011 2:16:23 PM |
economy-producer | $25.00 | 9/19/2011 4:08:16 PM |
heroic-vigilance1 | $25.00 | 9/19/2011 7:28:19 PM |
meteoric-asset4 | $25.00 | 9/19/2011 9:00:20 PM |
DrewOdette | $25.00 | 9/19/2011 9:44:44 PM |
JayKae | $200.00 | 9/19/2011 9:38:02 PM |
worldly-community3 | $50.00 | 9/19/2011 8:39:20 PM |
RayEarth | $25.00 | 9/19/2011 9:39:02 PM |
ah-long | $25.00 | 9/19/2011 10:52:25 PM |
worthy-bid4 | $67.09 | 9/20/2011 7:19:14 AM |
pfh | $25.00 | 9/20/2011 7:38:33 AM |
desertoasis | $25.00 | 9/20/2011 8:59:56 AM |
wellsfrugal | $25.00 | 9/20/2011 10:03:33 AM |
agreement-keeper1 | $25.00 | 9/20/2011 2:20:27 PM |
flexible-return297 | $25.00 | 9/20/2011 2:33:35 PM |
dinero-speaker | $25.00 | 9/20/2011 1:52:34 PM |
social-cocktail1 | $68.15 | 9/20/2011 5:43:27 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
526172
This series of Notes was issued and sold upon the funding of the borrower loan #53666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-12-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,864 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-ninja4 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2009)
|
Principal balance:
| $2,500.68 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Financial Freedom
Purpose of loan:
This loan will be used to consolidate multiple loans.
My financial situation:
I am a good candidate for this loan because my other prosper loan is always paid on time as will this loan.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/9/2011 5:11:05 PM |
handshake5 | $100.00 | 9/9/2011 5:17:15 PM |
nickel-ferret | $50.00 | 9/9/2011 5:17:33 PM |
phaded | $25.00 | 9/9/2011 6:25:26 PM |
Rob717171 | $25.00 | 9/9/2011 6:51:03 PM |
Investor_DP | $100.00 | 9/9/2011 5:09:04 PM |
graceful-investment | $100.00 | 9/9/2011 5:10:18 PM |
efficient-treasure0 | $25.00 | 9/9/2011 6:16:46 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:56 PM |
treasure-bliss | $50.00 | 9/10/2011 7:55:09 AM |
AF-Chief | $100.00 | 9/9/2011 8:28:15 PM |
listing-vista | $50.00 | 9/9/2011 9:05:09 PM |
GCInvestments | $25.00 | 9/9/2011 8:41:42 PM |
radforj22 | $25.00 | 9/10/2011 5:48:01 AM |
ommcd | $25.00 | 9/10/2011 6:30:05 AM |
orange-preeminant-bill | $25.00 | 9/10/2011 8:06:05 AM |
enthralling-deal180 | $50.00 | 9/10/2011 11:31:05 AM |
genius520 | $50.00 | 9/10/2011 12:14:16 PM |
cash-reaction2 | $50.00 | 9/10/2011 1:12:21 PM |
the-silver-blaster | $50.00 | 9/10/2011 2:11:34 PM |
SpoonerPhan | $25.00 | 9/10/2011 7:10:44 PM |
herbyman | $50.00 | 9/10/2011 6:18:15 PM |
Anny-Disco | $25.00 | 9/11/2011 9:29:03 AM |
Kame | $25.00 | 9/11/2011 2:09:53 AM |
113121 | $100.00 | 9/11/2011 6:52:03 AM |
kind-credit-bear | $25.15 | 9/11/2011 2:54:08 PM |
ti22ring | $33.56 | 9/11/2011 10:56:53 AM |
best-unbeatable-transaction | $25.00 | 9/11/2011 8:35:32 PM |
MadHun | $200.00 | 9/11/2011 12:17:33 PM |
money-surge1 | $25.00 | 9/11/2011 5:46:44 PM |
arampata | $80.00 | 9/12/2011 4:19:40 AM |
Greenbak | $25.00 | 9/12/2011 5:25:24 AM |
ASR3 | $35.00 | 9/12/2011 6:30:33 AM |
rcm87 | $75.00 | 9/12/2011 5:35:50 AM |
pound-ace | $25.00 | 9/12/2011 6:39:52 AM |
responsibility-wind6 | $100.00 | 9/12/2011 6:55:33 AM |
life-is-great | $25.00 | 9/12/2011 6:59:28 AM |
birddogsb | $50.00 | 9/12/2011 6:01:57 AM |
DeutscheBank | $25.00 | 9/12/2011 6:36:05 AM |
IlliniActuary | $25.00 | 9/12/2011 7:47:16 AM |
escharfer | $25.00 | 9/12/2011 7:50:24 AM |
transaction-animal8 | $25.00 | 9/12/2011 7:54:34 AM |
BxRealtor | $25.00 | 9/12/2011 6:34:01 AM |
careful-vigilance4 | $50.00 | 9/12/2011 8:00:51 AM |
Sierrahh | $25.00 | 9/12/2011 7:37:09 AM |
Kilolani | $50.00 | 9/12/2011 8:01:13 AM |
platinum-oath0 | $25.00 | 9/12/2011 9:26:15 AM |
fareast_man | $25.00 | 9/12/2011 8:29:13 AM |
HoyaHeel | $25.00 | 9/12/2011 8:35:06 AM |
jga516 | $25.00 | 9/12/2011 9:18:54 AM |
GMOD026 | $25.00 | 9/12/2011 9:32:59 AM |
worth-blanket2 | $9,900.00 | 9/12/2011 9:37:13 AM |
personal-lender | $25.00 | 9/9/2011 5:18:49 PM |
vibraphone3 | $50.00 | 9/9/2011 6:19:39 PM |
DHolly | $25.00 | 9/9/2011 5:09:42 PM |
currency-excellency0 | $100.00 | 9/9/2011 5:04:12 PM |
janeybooboo | $150.00 | 9/9/2011 5:59:17 PM |
Investoman | $75.00 | 9/9/2011 5:21:40 PM |
dynamic-money271 | $25.00 | 9/9/2011 6:01:17 PM |
magnetic-dedication3 | $25.00 | 9/9/2011 6:43:03 PM |
marketplace-hut9 | $25.00 | 9/10/2011 6:55:20 AM |
bullish2bearish | $40.00 | 9/10/2011 9:17:35 AM |
papaloha | $50.00 | 9/10/2011 11:30:01 AM |
marwadi-62 | $500.00 | 9/10/2011 9:36:57 AM |
sturdy-responsibility7 | $25.00 | 9/10/2011 5:00:02 PM |
traveler50 | $25.00 | 9/10/2011 5:21:10 PM |
finance-prescription | $100.00 | 9/10/2011 12:17:55 PM |
economy-molecule3 | $500.00 | 9/10/2011 12:23:57 PM |
mennleo | $40.00 | 9/11/2011 12:10:44 AM |
powerful-finance7 | $25.00 | 9/10/2011 2:55:01 PM |
the-profit-oracle | $25.00 | 9/10/2011 4:04:57 PM |
cognizant-rupee7 | $25.00 | 9/10/2011 10:09:59 PM |
falcon88dp | $25.00 | 9/10/2011 11:02:03 PM |
Mark-7 | $50.00 | 9/11/2011 12:23:42 AM |
marketplace-cello5 | $25.00 | 9/10/2011 8:27:18 PM |
successful-agreement7 | $100.00 | 9/11/2011 12:20:55 PM |
DoctorJoe | $25.00 | 9/11/2011 8:09:38 AM |
mtquan | $25.00 | 9/12/2011 2:17:14 AM |
Fiscally_Fit1 | $25.00 | 9/11/2011 5:45:38 PM |
Gabriel02 | $25.00 | 9/12/2011 5:46:43 AM |
enthralling-wampum | $47.00 | 9/12/2011 4:11:05 AM |
mstebnicki | $25.00 | 9/12/2011 4:04:28 AM |
ukstevenhawaii | $50.00 | 9/12/2011 4:28:35 AM |
reward-motion | $25.00 | 9/12/2011 4:36:39 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:28 AM |
FinanceEngine | $40.00 | 9/12/2011 7:59:57 AM |
influential-dollar | $25.00 | 9/12/2011 6:36:42 AM |
brazilofmux | $100.00 | 9/12/2011 7:24:12 AM |
coldsnap | $25.00 | 9/12/2011 7:31:18 AM |
sonnet771 | $25.00 | 9/12/2011 8:33:23 AM |
sf-funder | $25.00 | 9/12/2011 7:50:35 AM |
TommyTucker | $25.00 | 9/12/2011 8:07:08 AM |
GatorBux | $50.00 | 9/12/2011 8:09:19 AM |
power-mad-scientist | $50.00 | 9/12/2011 8:32:21 AM |
stepatatime-together | $100.00 | 9/12/2011 8:44:55 AM |
chemistry220 | $25.00 | 9/12/2011 9:02:00 AM |
prodigy3 | $100.00 | 9/12/2011 9:30:05 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
526176
This series of Notes was issued and sold upon the funding of the borrower loan #53784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,043 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| suave-diversification0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 17 ( 89% )
| 720-739 (Latest)
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 2
( 11% )
| 720-739
(May-2011)
680-699
(Nov-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Opportunity
Purpose of loan:
This loan will be used to enhance my side business, and give me the opportunity to earn more money.
My financial situation:
I am a good candidate for this loan because I have paid off two prior prosper loans successfully. I also have nearly no debt, and my monthly bills are very low. I also still live with my parents so I have no rent or mortgage.
Monthly net income: $ 3200
Monthly expenses: $
Housing: $ 0
Insurance: $ 0
Car expenses: $ 150
Utilities: $ 0
Phone, cable, internet: $ 90
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $25.00 | 9/15/2011 8:38:07 AM |
fabulous-community4 | $25.00 | 9/8/2011 9:02:46 AM |
Jack55304 | $200.00 | 9/8/2011 9:21:02 AM |
green-trade-dolphin | $25.00 | 9/8/2011 9:28:11 AM |
AndChicksforFree | $25.00 | 9/8/2011 12:26:42 PM |
revenue-driver8 | $40.00 | 9/8/2011 11:11:31 AM |
RLaumeyer | $30.00 | 9/8/2011 1:00:08 PM |
Moe87 | $25.00 | 9/8/2011 3:04:10 PM |
responsibility-butterfly | $25.00 | 9/8/2011 5:58:07 PM |
shawnw2 | $25.00 | 9/8/2011 8:53:34 PM |
Mikale360 | $25.00 | 9/9/2011 7:38:27 AM |
Fire2 | $25.00 | 9/9/2011 10:37:09 AM |
diplomatic-wealth7 | $25.00 | 9/9/2011 10:48:48 AM |
FinanceEngine | $40.00 | 9/9/2011 11:33:34 AM |
lucrative-loan | $25.00 | 9/9/2011 2:35:47 PM |
CoolPlexer | $25.00 | 9/9/2011 5:40:42 PM |
auction-seeker4 | $25.00 | 9/9/2011 7:47:30 PM |
travels536 | $25.00 | 9/10/2011 1:14:25 PM |
prodigy3 | $100.00 | 9/12/2011 9:30:03 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:30 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:27 AM |
supreme-hope | $25.00 | 9/14/2011 3:50:06 AM |
chererat | $100.00 | 9/14/2011 10:07:55 AM |
Dubbs360 | $100.00 | 9/14/2011 4:53:17 PM |
BxRealtor | $25.00 | 9/14/2011 6:17:50 PM |
StrongMonty | $60.93 | 9/14/2011 6:26:17 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:18:57 PM |
loans_to_loan | $25.00 | 9/15/2011 4:59:45 AM |
orange-rapid-benjamins | $50.00 | 9/15/2011 6:50:01 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:53 AM |
myutmost | $25.00 | 9/15/2011 7:11:58 AM |
red-power-pecan | $50.00 | 9/15/2011 9:18:19 AM |
sgt-schultz | $25.00 | 9/15/2011 10:23:57 AM |
twjh | $25.00 | 9/15/2011 11:10:38 AM |
Bill88 | $25.00 | 9/15/2011 2:08:42 PM |
stepatatime-together | $100.00 | 9/15/2011 5:24:10 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:39:37 PM |
contract-student2 | $50.00 | 9/15/2011 8:31:45 PM |
farchoir | $25.00 | 9/16/2011 6:01:59 AM |
suave-dime6 | $25.00 | 9/16/2011 6:28:07 AM |
Banker2OO7 | $61.00 | 9/16/2011 6:45:30 AM |
blackstar | $25.00 | 9/16/2011 6:58:15 AM |
Bob450 | $30.00 | 9/16/2011 7:30:33 AM |
new-smart-fund | $32.42 | 9/16/2011 8:13:07 AM |
papaloha | $25.00 | 9/16/2011 8:56:17 AM |
devoider | $25.00 | 9/16/2011 9:23:48 AM |
nickel-hickory | $100.00 | 9/16/2011 9:29:17 AM |
nickel-hickory | $100.00 | 9/16/2011 9:29:27 AM |
monster4 | $25.00 | 9/16/2011 10:51:59 AM |
social-conductor4 | $25.00 | 9/16/2011 2:28:59 PM |
shrewd-income | $100.00 | 9/16/2011 3:02:29 PM |
debtcollector | $25.00 | 9/16/2011 2:52:54 PM |
Allyson-Prosper | $25.00 | 9/16/2011 3:48:44 PM |
Tscheddar | $25.00 | 9/16/2011 4:23:39 PM |
finance-prescription | $100.00 | 9/16/2011 5:10:39 PM |
buraky | $25.00 | 9/16/2011 9:53:17 PM |
icanhasloanz | $50.00 | 9/17/2011 2:15:32 AM |
palace2 | $162.60 | 9/17/2011 5:46:19 AM |
peaceful-farmer | $100.00 | 9/17/2011 6:03:35 AM |
protector734 | $100.00 | 9/17/2011 5:36:51 AM |
kulender | $100.00 | 9/17/2011 6:15:37 AM |
irrelevant | $25.00 | 9/17/2011 6:05:15 AM |
mikeandcat | $50.00 | 9/17/2011 6:21:44 AM |
LivingInvestments01 | $26.66 | 9/17/2011 6:35:38 AM |
Leshan | $200.00 | 9/17/2011 7:57:10 AM |
Byrd24 | $100.00 | 9/17/2011 7:52:40 AM |
brondero | $60.00 | 9/17/2011 8:11:36 AM |
Live-Free-or-Die | $200.00 | 9/17/2011 8:24:28 AM |
neutrino6 | $25.00 | 9/17/2011 10:00:20 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:07 AM |
Feyenoord | $25.00 | 9/17/2011 11:48:29 AM |
The-Helper | $45.00 | 9/17/2011 11:45:37 AM |
optionscashflow | $25.00 | 9/17/2011 1:00:31 PM |
evergreen16 | $110.00 | 9/17/2011 2:03:10 PM |
intrepid-repayment1 | $50.00 | 9/17/2011 2:07:58 PM |
the-hope-workhorse | $25.00 | 9/17/2011 2:57:26 PM |
hopeful-silver5 | $32.18 | 9/17/2011 3:19:19 PM |
manfromMaine | $20.18 | 9/17/2011 4:51:21 PM |
trumpeter5 | $25.00 | 9/17/2011 4:25:06 PM |
enlighter | $42.50 | 9/17/2011 4:43:22 PM |
sensible-fund | $25.00 | 9/17/2011 4:28:02 PM |
thankful-nickel2 | $25.00 | 9/8/2011 9:21:14 AM |
Kash2010lu | $35.00 | 9/8/2011 9:02:12 AM |
Dusigrosz | $75.00 | 9/8/2011 9:20:06 AM |
AF-Chief | $100.00 | 9/8/2011 11:14:56 AM |
first-serene-credit | $25.00 | 9/8/2011 6:02:02 PM |
worthy-bid8 | $50.00 | 9/8/2011 5:12:40 PM |
yield-lion2 | $25.00 | 9/8/2011 7:48:25 PM |
chameleon125 | $25.00 | 9/9/2011 6:53:41 AM |
kind-credit-bear | $80.50 | 9/9/2011 6:31:25 AM |
FarmersBank | $34.98 | 9/9/2011 6:49:29 AM |
zippy-interest | $50.00 | 9/9/2011 7:11:39 AM |
enthusiastic-balance5 | $100.00 | 9/9/2011 9:19:29 AM |
handy-justice | $50.00 | 9/10/2011 11:59:06 AM |
trumpeter5 | $25.00 | 9/10/2011 8:28:05 PM |
Wangchuk | $25.01 | 9/13/2011 8:56:41 AM |
Kaj | $30.00 | 9/14/2011 5:36:53 PM |
handshake5 | $100.00 | 9/14/2011 5:46:48 PM |
economy-popcorn | $25.00 | 9/14/2011 6:59:00 PM |
atomantic | $25.00 | 9/14/2011 8:05:11 PM |
USMC0311 | $25.00 | 9/14/2011 8:44:18 PM |
money-baron | $53.00 | 9/15/2011 7:24:41 AM |
money-baron-Roth401k | $50.00 | 9/15/2011 7:28:58 AM |
frogperson | $150.00 | 9/15/2011 8:35:42 AM |
terrific-peace8 | $25.03 | 9/15/2011 9:05:43 AM |
gothampark | $25.00 | 9/15/2011 3:06:09 PM |
master648 | $55.00 | 9/15/2011 4:03:40 PM |
zorg77 | $50.00 | 9/15/2011 4:24:51 PM |
payout-bridge | $50.00 | 9/15/2011 4:33:21 PM |
serenity365 | $25.00 | 9/15/2011 5:31:35 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:37:17 PM |
dime-sapling | $25.00 | 9/15/2011 6:39:34 PM |
compassion-expert | $25.00 | 9/15/2011 8:26:23 PM |
kind-charming-value | $2,000.00 | 9/15/2011 11:37:48 PM |
CalBear08 | $25.00 | 9/16/2011 1:35:57 AM |
head | $25.00 | 9/16/2011 2:10:34 AM |
treasure-bliss | $37.00 | 9/16/2011 5:02:37 AM |
APNPetSupplies | $25.00 | 9/16/2011 7:57:15 AM |
loss-of-control | $100.00 | 9/16/2011 8:42:26 AM |
nickel-hickory | $100.00 | 9/16/2011 9:29:22 AM |
blue-goal-deal | $25.00 | 9/16/2011 9:53:44 AM |
mikeandcat | $100.00 | 9/16/2011 10:39:06 AM |
luzonct | $100.00 | 9/16/2011 11:25:01 AM |
EL_Papin | $100.00 | 9/16/2011 4:46:28 PM |
irishalaskan | $25.00 | 9/16/2011 5:17:39 PM |
hidavehi | $44.00 | 9/16/2011 8:12:40 PM |
nerdfactor | $25.00 | 9/16/2011 8:54:53 PM |
icanhasloanz | $200.00 | 9/17/2011 2:14:48 AM |
intrepid-loot | $25.00 | 9/17/2011 5:55:24 AM |
bboy21385 | $100.00 | 9/17/2011 6:01:59 AM |
melodious-openness | $100.00 | 9/17/2011 5:00:46 AM |
LivingInvestments00 | $49.00 | 9/17/2011 6:36:36 AM |
platinum-cargo | $38.00 | 9/17/2011 6:35:56 AM |
beakerfish | $200.00 | 9/17/2011 7:17:28 AM |
fund-dragster | $25.00 | 9/17/2011 7:42:55 AM |
dedicated-diversification5 | $65.00 | 9/17/2011 8:02:42 AM |
mennleo | $40.00 | 9/17/2011 8:10:10 AM |
credit-wheel7 | $25.00 | 9/17/2011 8:28:43 AM |
doopers | $25.00 | 9/17/2011 9:21:20 AM |
BBL | $25.00 | 9/17/2011 9:39:01 AM |
five-star-note | $150.00 | 9/17/2011 10:00:49 AM |
wlm3012 | $30.00 | 9/17/2011 11:10:13 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:47 AM |
refined-penny | $50.00 | 9/17/2011 11:24:57 AM |
108lender | $200.00 | 9/17/2011 11:32:48 AM |
evergreen16 | $90.00 | 9/17/2011 2:04:33 PM |
wampum-library4 | $25.00 | 9/17/2011 2:36:51 PM |
palace2 | $100.00 | 9/17/2011 3:14:17 PM |
Finchy78 | $25.00 | 9/17/2011 4:39:24 PM |
149 Investments
|
Borrower Payment Dependent Notes Series
526178
This series of Notes was issued and sold upon the funding of the borrower loan #53631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $389.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 56% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,525 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| favorite-dough5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation loan
Purpose of loan:
This loan will be used to...pay off and consolidate debt
My financial situation:
I am a good candidate for this loan because...I make my payments
Monthly net income: $3700
Monthly expenses: $
Housing: $800
Insurance: $
Car expenses: $275
Utilities: $150
Phone, cable, internet: $175
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/22/2011 2:07:44 PM |
Investor_DP | $100.00 | 9/9/2011 5:08:47 PM |
JustMee | $25.00 | 9/10/2011 7:37:22 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:29:16 AM |
bonus-tent | $25.00 | 9/12/2011 6:33:28 AM |
BxRealtor | $25.00 | 9/12/2011 6:34:02 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:24 PM |
compoundinterest | $50.00 | 9/15/2011 9:26:02 AM |
Clambake | $50.00 | 9/15/2011 11:36:10 AM |
benefit-catalyst | $269.83 | 9/15/2011 1:27:42 PM |
Grandmahoneybee | $25.00 | 9/15/2011 3:09:04 PM |
ultimate-social | $25.00 | 9/15/2011 5:19:52 PM |
bradfid | $25.00 | 9/15/2011 5:54:45 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:01 PM |
KrisKringle | $25.00 | 9/15/2011 9:51:24 PM |
listing-vista | $100.00 | 9/16/2011 5:43:56 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:27 AM |
jjswanso | $55.21 | 9/16/2011 6:50:31 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:15:52 AM |
umfan123 | $25.00 | 9/16/2011 9:33:07 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:21:04 AM |
market-assembler | $50.00 | 9/16/2011 9:36:50 AM |
Weaverville | $25.00 | 9/16/2011 10:45:36 AM |
moola-monger9 | $50.00 | 9/16/2011 11:06:00 AM |
kind-finance-burrito | $25.00 | 9/16/2011 12:37:07 PM |
CincyTex | $25.00 | 9/16/2011 12:36:56 PM |
repaymeplease | $25.00 | 9/16/2011 3:09:43 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:00 PM |
kulender | $100.00 | 9/17/2011 6:14:48 AM |
bigb7 | $30.00 | 9/17/2011 9:48:43 AM |
agreement-guild | $50.00 | 9/17/2011 9:38:28 AM |
musegaze | $50.00 | 9/17/2011 12:46:16 PM |
return-beeper | $30.00 | 9/17/2011 1:05:48 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:31:38 PM |
be_wise | $25.00 | 9/17/2011 3:42:11 PM |
papaloha | $25.00 | 9/17/2011 6:45:26 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:06 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:47 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:08 AM |
roi-advantage | $25.00 | 9/18/2011 1:20:16 AM |
Bookophile | $50.00 | 9/18/2011 4:17:57 AM |
ockid007 | $50.00 | 9/18/2011 7:18:02 AM |
wealth-pal3 | $50.00 | 9/18/2011 7:53:31 AM |
ZeLonewolf | $25.00 | 9/18/2011 9:17:20 AM |
Watersports | $50.00 | 9/18/2011 12:53:53 PM |
terrific-return | $25.00 | 9/18/2011 1:35:27 PM |
worth-web5 | $200.00 | 9/18/2011 2:51:45 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:52:31 PM |
canisian | $25.00 | 9/19/2011 8:08:05 AM |
ferdberfel | $25.00 | 9/19/2011 7:17:41 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:53:28 AM |
escharfer | $25.00 | 9/19/2011 12:26:37 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:41 PM |
Johnab | $25.02 | 9/19/2011 3:50:06 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:04 PM |
lounges | $25.00 | 9/19/2011 5:44:48 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:50:02 PM |
E_G | $50.00 | 9/19/2011 7:01:45 PM |
integrity-doctor | $100.00 | 9/20/2011 6:35:11 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:13 AM |
Rostov | $25.00 | 9/20/2011 9:39:19 AM |
market-mesh | $25.00 | 9/20/2011 10:27:04 AM |
newest-justice-bear | $25.00 | 9/20/2011 12:59:09 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:20 PM |
justice-circuitry0 | $50.00 | 9/20/2011 10:19:47 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:57 AM |
travels536 | $30.01 | 9/21/2011 5:39:19 AM |
GoldenGo4 | $50.00 | 9/21/2011 6:08:47 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:15 AM |
treasure-singularity | $25.00 | 9/21/2011 8:52:36 AM |
radforj22 | $25.00 | 9/21/2011 7:32:13 AM |
boylezz | $25.00 | 9/21/2011 9:53:57 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:24 PM |
vigilance-spinner3 | $25.00 | 9/21/2011 12:10:08 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:20 PM |
ConcreteOne | $25.00 | 9/21/2011 1:02:20 PM |
loss-of-control | $100.00 | 9/21/2011 2:36:30 PM |
payout-bridge | $75.00 | 9/21/2011 3:06:40 PM |
dollar-authority | $50.00 | 9/21/2011 2:47:43 PM |
Engineer44 | $31.00 | 9/21/2011 3:51:39 PM |
johnnypop | $38.35 | 9/21/2011 5:30:48 PM |
happy-yield | $25.00 | 9/21/2011 5:53:24 PM |
tremendous-revenue4 | $75.00 | 9/21/2011 6:23:28 PM |
skubwa | $25.00 | 9/21/2011 6:25:09 PM |
gilbrear | $25.00 | 9/21/2011 7:03:13 PM |
Zane314 | $150.00 | 9/21/2011 8:20:28 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:46 PM |
pious-benjamins1 | $35.00 | 9/21/2011 9:25:09 PM |
damanq | $25.00 | 9/22/2011 4:25:47 AM |
Bob450 | $25.00 | 9/21/2011 9:18:20 PM |
wise-balanced-moola | $25.00 | 9/22/2011 7:34:46 AM |
return-runner8 | $25.00 | 9/22/2011 8:10:37 AM |
divedude | $25.00 | 9/22/2011 8:14:01 AM |
DaddyBill | $25.00 | 9/22/2011 8:53:16 AM |
genius520 | $50.00 | 9/22/2011 9:08:57 AM |
GATrust | $25.00 | 9/22/2011 9:23:24 AM |
zxr | $25.00 | 9/22/2011 9:36:11 AM |
entertaining-finance2 | $25.00 | 9/22/2011 9:02:54 AM |
magical-payment0 | $50.00 | 9/22/2011 10:03:48 AM |
frankdelraza | $25.00 | 9/22/2011 9:37:53 AM |
investment-comet | $25.00 | 9/22/2011 11:33:15 AM |
wise-silver-wonder | $25.00 | 9/22/2011 10:22:39 AM |
credit-coach118 | $35.27 | 9/22/2011 11:09:03 AM |
hanuman77 | $25.00 | 9/22/2011 11:14:19 AM |
irishcocacola | $25.00 | 9/22/2011 1:48:03 PM |
xlnt-loans | $25.00 | 9/22/2011 2:32:50 PM |
sunprints | $25.00 | 9/22/2011 3:17:14 PM |
astute-benjamins | $25.00 | 9/22/2011 2:32:00 PM |
peace-flower9 | $25.00 | 9/22/2011 2:44:15 PM |
Zuzu | $27.20 | 9/22/2011 4:35:19 PM |
evnagelist | $50.00 | 9/22/2011 4:36:18 PM |
george_kaplan | $25.00 | 9/22/2011 4:48:43 PM |
GCInvestments | $29.00 | 9/22/2011 4:51:38 PM |
kindness-jedi | $50.00 | 9/22/2011 5:03:51 PM |
trade-surge3 | $25.00 | 9/22/2011 5:04:20 PM |
comet55 | $25.00 | 9/22/2011 5:07:37 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:00 PM |
china1369 | $90.00 | 9/22/2011 5:09:16 PM |
ursus | $200.00 | 9/22/2011 5:03:22 PM |
zeelender | $25.00 | 9/22/2011 5:05:07 PM |
personal-lender | $25.00 | 9/22/2011 5:11:15 PM |
ski bum | $100.00 | 9/22/2011 5:12:27 PM |
finance-symphony7 | $75.00 | 9/22/2011 5:16:53 PM |
contract-paloverde1 | $44.63 | 9/22/2011 5:25:37 PM |
gold-commander0 | $50.00 | 9/22/2011 5:29:05 PM |
axl163 | $25.00 | 9/22/2011 5:30:16 PM |
Pitufo | $25.00 | 9/22/2011 5:39:18 PM |
theboat | $25.00 | 9/22/2011 5:40:06 PM |
yogi1975 | $25.00 | 9/22/2011 5:44:31 PM |
Chervianne | $50.00 | 9/22/2011 5:43:27 PM |
handshake52 | $39.20 | 9/22/2011 5:47:03 PM |
hornet27 | $27.36 | 9/22/2011 5:26:53 PM |
CSharper | $25.00 | 9/22/2011 6:02:34 PM |
RedantFinance | $25.00 | 9/22/2011 6:08:20 PM |
benefit-surfer | $29.69 | 9/22/2011 6:11:52 PM |
affluence-companion2 | $28.41 | 9/22/2011 5:54:50 PM |
shrewd-income | $25.00 | 9/22/2011 6:36:01 PM |
108lender | $150.00 | 9/22/2011 6:40:09 PM |
DonaldColorado | $46.04 | 9/22/2011 6:51:15 PM |
nickel-ferret | $50.00 | 9/9/2011 5:17:34 PM |
worthy-bid8 | $50.00 | 9/9/2011 5:11:06 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:56 PM |
oplender | $25.00 | 9/10/2011 8:37:42 PM |
Bank_Of_XL | $25.00 | 9/10/2011 5:45:34 PM |
britgsb | $75.00 | 9/12/2011 8:04:18 AM |
return-seeker85 | $50.00 | 9/13/2011 1:07:05 PM |
top-radiant-funds | $50.00 | 9/13/2011 3:16:16 PM |
houli123 | $100.00 | 9/13/2011 7:48:22 PM |
Dubbs360 | $100.00 | 9/14/2011 10:47:56 AM |
Kaj | $30.00 | 9/14/2011 5:36:59 PM |
goose026 | $25.00 | 9/15/2011 6:52:29 AM |
life-is-great | $25.00 | 9/15/2011 8:14:34 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:49 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:35 AM |
dime-sprout | $25.00 | 9/15/2011 2:06:50 PM |
kristof2007 | $25.00 | 9/15/2011 1:37:04 PM |
enriched-truth | $25.00 | 9/15/2011 3:35:55 PM |
dime-sapling | $25.00 | 9/15/2011 6:49:52 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:24:06 PM |
mgking007 | $25.00 | 9/15/2011 9:38:34 PM |
jazzlender | $50.00 | 9/15/2011 10:17:31 PM |
credit-maple5 | $25.00 | 9/15/2011 11:19:45 PM |
riproaringrapids | $25.00 | 9/16/2011 12:02:28 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:07 AM |
Runegeld | $25.00 | 9/16/2011 5:38:36 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:41 AM |
thinker6 | $50.00 | 9/16/2011 6:17:30 AM |
Garnet123 | $25.00 | 9/16/2011 8:54:21 AM |
Christus_Victor | $25.00 | 9/16/2011 10:15:14 AM |
brainy-repayment5 | $50.00 | 9/16/2011 10:56:25 AM |
puifais | $50.00 | 9/16/2011 10:46:46 AM |
larslfe | $100.00 | 9/16/2011 12:15:37 PM |
terrific-p2ploan | $25.00 | 9/16/2011 2:09:44 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:36 PM |
Supernick | $50.00 | 9/16/2011 4:53:03 PM |
american6 | $100.00 | 9/16/2011 4:28:32 PM |
theloanfiller | $25.00 | 9/16/2011 8:50:26 PM |
danf2201 | $50.00 | 9/16/2011 7:42:40 PM |
basejump0 | $25.00 | 9/17/2011 12:02:39 AM |
mennleo | $50.00 | 9/17/2011 8:45:48 AM |
Aldebtaran | $28.59 | 9/17/2011 9:39:25 AM |
tonpa | $50.00 | 9/17/2011 10:31:03 AM |
prohelper | $50.00 | 9/17/2011 1:14:53 PM |
ethical-truth211 | $500.00 | 9/18/2011 7:53:49 AM |
turlocks | $25.00 | 9/18/2011 8:33:03 AM |
money-surge1 | $50.00 | 9/18/2011 10:02:27 AM |
currency-persimmon | $25.00 | 9/18/2011 10:15:34 AM |
cathmorcorvus | $100.00 | 9/18/2011 9:46:32 AM |
Babygear | $75.00 | 9/18/2011 10:36:57 AM |
jkeller4000 | $25.00 | 9/18/2011 3:22:21 PM |
upbeat-investment9 | $100.00 | 9/18/2011 4:26:22 PM |
jubilant-durability9 | $25.00 | 9/18/2011 7:06:13 PM |
partyplan | $35.00 | 9/19/2011 5:20:02 AM |
thelovebug | $100.00 | 9/19/2011 7:44:29 AM |
safe-finance | $29.03 | 9/19/2011 9:05:40 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:50 AM |
evnagelist | $50.00 | 9/19/2011 9:39:10 AM |
liberty-society5 | $25.00 | 9/19/2011 9:58:18 AM |
groovy-watanabe | $25.00 | 9/19/2011 9:46:33 AM |
green-successful-note | $50.00 | 9/19/2011 11:57:25 AM |
Christus_Victor | $25.00 | 9/19/2011 12:05:43 PM |
MasterKey | $40.00 | 9/19/2011 2:00:33 PM |
mtquan | $25.00 | 9/19/2011 2:24:53 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:29 PM |
bold-joyful-exchange | $25.00 | 9/19/2011 4:33:32 PM |
zebra806 | $50.00 | 9/19/2011 3:48:57 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:07 PM |
skuba | $50.00 | 9/20/2011 2:14:15 AM |
agalt | $100.00 | 9/20/2011 8:06:01 AM |
valiant-money | $30.00 | 9/20/2011 8:33:52 AM |
diablorulz | $50.00 | 9/20/2011 9:40:41 AM |
quest0 | $50.00 | 9/20/2011 10:11:41 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:13 AM |
worldly-money4 | $250.00 | 9/20/2011 11:23:18 AM |
dist | $31.72 | 9/20/2011 11:44:34 AM |
TCayce | $25.00 | 9/20/2011 5:43:45 PM |
VAGweilo | $25.00 | 9/20/2011 10:12:46 PM |
blue-pragmatic-truth | $25.00 | 9/21/2011 3:13:13 AM |
Harry | $50.00 | 9/21/2011 8:29:29 AM |
credit-meteor7 | $100.00 | 9/21/2011 9:45:36 AM |
derec | $25.00 | 9/21/2011 9:51:51 AM |
Ven58 | $25.00 | 9/21/2011 10:42:30 AM |
kriegs | $100.00 | 9/21/2011 12:37:13 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:44 PM |
income-buffalo1 | $79.99 | 9/21/2011 3:55:45 PM |
JustMee | $25.00 | 9/21/2011 5:07:07 PM |
ursus | $50.00 | 9/21/2011 5:08:16 PM |
gjm6d | $25.00 | 9/21/2011 4:53:44 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:31 PM |
tech310 | $50.00 | 9/21/2011 6:04:19 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:25 PM |
jescowa | $50.00 | 9/21/2011 6:12:52 PM |
greenback-chairman5 | $25.00 | 9/21/2011 8:16:21 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:12 PM |
Solid-Platinum | $25.00 | 9/21/2011 10:48:53 PM |
LightTheWay | $136.71 | 9/21/2011 11:39:28 PM |
Ambassador | $27.00 | 9/22/2011 3:56:30 AM |
jubilant-fund6 | $45.00 | 9/22/2011 4:10:03 AM |
platinum-admiral8 | $25.00 | 9/22/2011 4:19:12 AM |
RSV | $25.00 | 9/22/2011 4:23:06 AM |
epic-transaction | $50.00 | 9/22/2011 4:59:23 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:24 AM |
adir1 | $35.00 | 9/22/2011 2:00:45 AM |
wdove511 | $30.00 | 9/22/2011 7:01:16 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:03 AM |
mybackyard | $33.49 | 9/22/2011 7:47:39 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:43 AM |
richboy56 | $25.00 | 9/22/2011 9:28:04 AM |
return-buddy | $25.00 | 9/22/2011 10:06:19 AM |
dordee | $75.00 | 9/22/2011 10:08:55 AM |
JustOneVoice | $25.00 | 9/22/2011 10:56:59 AM |
Maggie3 | $25.00 | 9/22/2011 10:03:29 AM |
damage | $25.00 | 9/22/2011 10:09:59 AM |
moola-accelerator6 | $50.00 | 9/22/2011 12:15:50 PM |
CE88 | $50.03 | 9/22/2011 12:23:50 PM |
ctgscott | $25.00 | 9/22/2011 11:13:53 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:33 AM |
powerlifter275 | $25.00 | 9/22/2011 12:51:15 PM |
breadbroker | $25.00 | 9/22/2011 1:32:14 PM |
TeamRamRod | $75.00 | 9/22/2011 1:43:23 PM |
5kids5 | $54.00 | 9/22/2011 12:23:43 PM |
LeReve | $50.00 | 9/22/2011 2:35:21 PM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:40 PM |
villagers | $50.00 | 9/22/2011 3:11:25 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:22 PM |
no_agenda_lender | $25.00 | 9/22/2011 3:40:59 PM |
truelumen | $25.00 | 9/22/2011 4:34:07 PM |
building_community | $50.00 | 9/22/2011 4:35:13 PM |
pound-beast4 | $25.00 | 9/22/2011 4:42:37 PM |
Gandalf0001 | $25.00 | 9/22/2011 4:43:14 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:15 PM |
DreDub | $50.00 | 9/22/2011 4:55:23 PM |
nickel-hickory | $25.00 | 9/22/2011 5:05:30 PM |
elfincove | $25.00 | 9/22/2011 5:22:05 PM |
CACO_Lender | $25.00 | 9/22/2011 5:17:41 PM |
julijask | $25.00 | 9/22/2011 5:39:47 PM |
bmbanzai | $25.00 | 9/22/2011 5:27:43 PM |
top-magnificent-agreement | $25.00 | 9/22/2011 6:03:36 PM |
competent-p2p | $34.22 | 9/22/2011 6:05:41 PM |
Mad_Scientist | $50.00 | 9/22/2011 6:48:46 PM |
reasonable-bonus6 | $25.00 | 9/22/2011 6:14:16 PM |
Tazar2000 | $75.00 | 9/22/2011 6:17:47 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:50 PM |
DogCanyon | $25.00 | 9/22/2011 6:42:16 PM |
284 Investments
|
Borrower Payment Dependent Notes Series
526180
This series of Notes was issued and sold upon the funding of the borrower loan #53634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 8
/
4 | Length of status: | 2y 0m |
Amount delinquent:
| $29,875 |
Total credit lines:
| 93 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,494 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-vigorous-loan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to to consolidate debt and a high interest personal loan.
My financial situation:
I am a good candidate for this loan because I have excellent income, secured employment and my current payment standing with my creditors are current with no lates or derogatories. I will be getting a raise in October 2011. In addition, I am working to clear up any past credit issue on my credit history.
Monthly net income: $9,166.00
Housing: $2,400.00
Insurance: $ 104.00
Car expenses: $160.00
Utilities: $ 150.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 550.00
Other expenses: $60.00
Total Monthly expenses: $3,824.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/9/2011 6:56:56 PM |
worthy-bid8 | $50.00 | 9/9/2011 5:11:06 PM |
kind-credit-bear | $27.66 | 9/10/2011 12:35:13 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:47 PM |
mlj0671 | $25.00 | 9/14/2011 7:49:00 PM |
frogperson | $177.41 | 9/15/2011 8:37:30 AM |
red-power-pecan | $50.00 | 9/15/2011 9:18:24 AM |
merciful-return164 | $82.00 | 9/15/2011 11:16:13 AM |
fusbarro | $75.00 | 9/15/2011 11:40:52 AM |
handy-justice | $50.00 | 9/15/2011 2:11:27 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:53:10 PM |
radiant-fund | $50.00 | 9/16/2011 7:09:59 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:30 AM |
debtcollector | $25.00 | 9/16/2011 2:53:02 PM |
treasure-bliss | $25.00 | 9/17/2011 6:18:18 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:08 AM |
jutdon84 | $513.95 | 9/17/2011 12:41:12 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:32:24 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:37 AM |
wealth-pal3 | $35.00 | 9/18/2011 7:54:01 AM |
golden-cat | $25.00 | 9/18/2011 10:37:39 AM |
Hotrod52 | $25.00 | 9/18/2011 12:25:05 PM |
income-buddy7 | $100.00 | 9/18/2011 1:34:19 PM |
evnagelist | $50.00 | 9/19/2011 9:39:10 AM |
payment-gusto | $25.00 | 9/19/2011 5:02:18 PM |
stepatatime-together | $100.00 | 9/19/2011 5:16:44 PM |
fragonardlives | $35.00 | 9/20/2011 8:57:13 AM |
caseattle | $25.00 | 9/20/2011 9:00:11 AM |
quest0 | $25.00 | 9/20/2011 10:11:29 AM |
market-mesh | $25.00 | 9/20/2011 10:25:08 AM |
jazzlender | $25.00 | 9/20/2011 1:17:56 PM |
mercuriant | $25.00 | 9/20/2011 4:17:32 PM |
gold-cluster | $50.00 | 9/20/2011 7:46:28 PM |
amra | $25.00 | 9/20/2011 6:26:15 PM |
cathmorcorvus | $50.00 | 9/20/2011 9:38:52 PM |
atrevete | $25.00 | 9/21/2011 5:03:14 AM |
orange-preeminant-bill | $25.00 | 9/21/2011 5:56:41 AM |
finance-prescription | $100.00 | 9/21/2011 9:10:45 AM |
Investor_DP | $100.00 | 9/21/2011 9:06:28 AM |
fiserve4u | $50.00 | 9/21/2011 12:57:17 PM |
ursus | $50.00 | 9/21/2011 12:38:49 PM |
shrewd-peace7 | $25.00 | 9/21/2011 3:28:12 PM |
auction-seeker4 | $25.00 | 9/21/2011 5:17:08 PM |
desertoasis | $25.00 | 9/21/2011 8:16:59 PM |
Weaverville | $25.00 | 9/21/2011 9:09:00 PM |
Top_Gun_Lender | $26.00 | 9/22/2011 12:18:46 AM |
justice-circuitry0 | $50.00 | 9/22/2011 5:42:02 AM |
grf1945 | $35.00 | 9/22/2011 7:38:59 AM |
five-star-justice | $25.00 | 9/22/2011 8:22:16 AM |
Flanders122 | $25.00 | 9/22/2011 9:03:25 AM |
richboy56 | $25.00 | 9/22/2011 9:29:51 AM |
ingenious-contract4 | $25.00 | 9/22/2011 12:23:10 PM |
DreamIsReal | $40.58 | 9/22/2011 1:02:05 PM |
life-is-great | $25.00 | 9/22/2011 11:30:22 AM |
bonus-tent | $25.00 | 9/22/2011 4:00:35 PM |
best-basis-trooper | $25.00 | 9/22/2011 4:42:15 PM |
proper-loot3 | $28.00 | 9/22/2011 5:01:31 PM |
worth-philosopher9 | $26.74 | 9/22/2011 5:05:44 PM |
DreDub | $50.00 | 9/22/2011 4:55:23 PM |
Diamond_Jim | $25.00 | 9/22/2011 5:10:31 PM |
ErsatzMike | $25.00 | 9/22/2011 5:58:42 PM |
lovely-greenback4 | $50.00 | 9/22/2011 6:17:42 PM |
MrBailey | $26.90 | 9/22/2011 5:37:12 PM |
therealjeremy | $47.62 | 9/22/2011 6:28:40 PM |
vigorous-velocity | $100.00 | 9/22/2011 6:30:35 PM |
cjames84 | $25.00 | 9/22/2011 5:51:09 PM |
thankful-generosity5 | $30.00 | 9/22/2011 7:26:18 PM |
Luckas73 | $50.00 | 9/22/2011 7:33:22 PM |
dedicated-transaction796 | $27.00 | 9/15/2011 9:23:12 PM |
rolltide09 | $25.00 | 9/22/2011 2:07:44 PM |
diplomatic-wealth7 | $25.00 | 9/12/2011 3:54:25 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:38 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:33 AM |
enriched-truth | $50.00 | 9/15/2011 3:28:18 PM |
reward-motion | $25.54 | 9/15/2011 5:37:06 PM |
HelpfulLender1 | $50.00 | 9/16/2011 3:56:37 AM |
liberty-society5 | $35.00 | 9/16/2011 8:42:49 AM |
Emperor_of_Banking | $30.00 | 9/16/2011 4:54:30 PM |
kulender | $100.00 | 9/17/2011 6:15:42 AM |
suave-dime6 | $25.00 | 9/17/2011 7:42:37 AM |
handshake5 | $100.00 | 9/17/2011 12:11:08 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:46 PM |
TommyTucker | $30.00 | 9/18/2011 7:14:51 AM |
Peacepower | $25.00 | 9/18/2011 10:04:05 AM |
lrr34 | $150.00 | 9/18/2011 8:48:31 AM |
cathmorcorvus | $100.00 | 9/18/2011 9:45:18 AM |
cac1966 | $30.95 | 9/18/2011 10:48:30 AM |
compassion-artisan9 | $50.00 | 9/18/2011 8:14:27 PM |
Zingaro | $25.00 | 9/18/2011 10:42:46 PM |
Mariner3605 | $25.00 | 9/19/2011 10:38:14 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:52:58 AM |
mennleo | $25.00 | 9/19/2011 12:20:10 PM |
monster4 | $50.00 | 9/19/2011 4:51:24 PM |
silver-enlightenment0 | $100.00 | 9/20/2011 7:20:50 AM |
coin-sphinx4 | $35.49 | 9/20/2011 7:55:38 AM |
pfh | $25.00 | 9/20/2011 7:51:28 AM |
thoughtful-contract984 | $57.29 | 9/20/2011 9:14:26 AM |
fairness-atmosphere | $25.00 | 9/20/2011 10:22:12 AM |
ethical-truth211 | $300.00 | 9/20/2011 10:07:23 AM |
GS-ROCK | $25.00 | 9/20/2011 1:47:03 PM |
capital-cleansing | $25.00 | 9/20/2011 6:59:09 PM |
community-platoon8 | $25.00 | 9/20/2011 6:58:15 PM |
redcat57 | $25.00 | 9/20/2011 8:51:45 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:15 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:42 AM |
generous-credit | $55.84 | 9/21/2011 9:40:41 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:25 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:36 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:23 PM |
Engineer44 | $25.00 | 9/21/2011 3:50:50 PM |
tech310 | $50.00 | 9/21/2011 6:06:33 PM |
thelovebug | $100.00 | 9/21/2011 5:17:44 PM |
Princehaha | $25.00 | 9/21/2011 5:20:07 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:46 PM |
trippd6 | $25.00 | 9/21/2011 8:13:08 PM |
giftgold | $25.00 | 9/21/2011 10:15:58 PM |
irrelevant | $25.00 | 9/22/2011 6:05:17 AM |
divedude | $25.00 | 9/22/2011 8:14:01 AM |
revenue-serenity | $25.00 | 9/22/2011 8:34:31 AM |
minddoc | $25.00 | 9/22/2011 9:08:53 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:34 AM |
payout-achievement | $50.00 | 9/22/2011 10:22:30 AM |
misterhobbs | $25.00 | 9/22/2011 12:13:58 PM |
Gibbyland | $150.00 | 9/22/2011 4:39:42 PM |
zeelender | $25.00 | 9/22/2011 5:07:47 PM |
4mydaughterseducation | $25.00 | 9/22/2011 5:05:04 PM |
cognizant-rupee7 | $25.00 | 9/22/2011 5:12:24 PM |
momentous-loot688 | $38.00 | 9/22/2011 5:17:14 PM |
worldly-community3 | $50.00 | 9/22/2011 5:08:14 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:50 PM |
bmbanzai | $25.00 | 9/22/2011 5:28:06 PM |
Frenchynh | $25.00 | 9/22/2011 5:14:18 PM |
julijask | $25.00 | 9/22/2011 5:39:59 PM |
the-upbeat-p2p | $133.00 | 9/22/2011 6:01:04 PM |
cash4less | $25.00 | 9/22/2011 6:04:06 PM |
reasonable-bonus6 | $25.00 | 9/22/2011 6:12:41 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:50 PM |
loan-lionheart6 | $25.00 | 9/22/2011 6:54:56 PM |
wdove511 | $30.00 | 9/22/2011 6:53:51 PM |
p2ploan-charmer | $25.00 | 9/22/2011 7:12:29 PM |
friendly-principal76 | $25.00 | 9/22/2011 7:24:16 PM |
mmeyer_jr | $30.00 | 9/22/2011 7:21:21 PM |
cunning-deal8 | $11.03 | 9/22/2011 7:37:58 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:36 PM |
144 Investments
|
Borrower Payment Dependent Notes Series
526198
This series of Notes was issued and sold upon the funding of the borrower loan #53601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,083 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| glowing-transparency3 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Co. Pastor
Purpose of loan:
This loan will be used to... To due the roof, some flooring and wall repairs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/9/2011 5:11:08 PM |
Bill88 | $25.00 | 9/10/2011 9:18:59 PM |
diplomatic-wealth7 | $25.00 | 9/12/2011 3:54:25 PM |
CatbirdBanking | $25.00 | 9/13/2011 12:53:36 PM |
profit-powerplant | $25.00 | 9/13/2011 2:07:56 PM |
fusbarro | $75.00 | 9/15/2011 11:40:52 AM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:48 PM |
kulender | $100.00 | 9/17/2011 6:15:42 AM |
108lender | $200.00 | 9/17/2011 11:32:50 AM |
artisan369 | $300.00 | 9/17/2011 3:43:52 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:35 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:38 AM |
worth-blanket2 | $8,300.00 | 9/19/2011 9:23:03 AM |
suave-dime6 | $25.00 | 9/19/2011 9:31:16 AM |
nickel-hickory | $72.34 | 9/19/2011 9:59:11 AM |
dynamic-money271 | $25.00 | 9/9/2011 6:02:38 PM |
responsibility-butterfly | $25.00 | 9/9/2011 6:56:57 PM |
kind-credit-bear | $27.66 | 9/10/2011 12:35:13 PM |
coin-sonnet | $100.00 | 9/13/2011 1:22:38 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:38 PM |
red-power-pecan | $50.00 | 9/15/2011 9:18:25 AM |
papaloha | $25.00 | 9/16/2011 8:56:20 AM |
cattlebaron | $50.00 | 9/16/2011 2:07:38 PM |
gotjack | $100.00 | 9/17/2011 8:45:19 AM |
handshake5 | $100.00 | 9/17/2011 12:11:08 PM |
jkeller4000 | $25.00 | 9/18/2011 3:22:21 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
526312
This series of Notes was issued and sold upon the funding of the borrower loan #53734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,178.63 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $269.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,087 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 56 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-spilunker |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
526312
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $26.00 | 9/23/2011 2:06:07 PM |
worthy-bid8 | $50.00 | 9/11/2011 12:11:37 PM |
Dubbs360 | $100.00 | 9/13/2011 9:30:02 AM |
let_me_retire | $25.00 | 9/13/2011 12:48:11 PM |
Something-Corporate | $25.00 | 9/13/2011 3:02:53 PM |
capital-halo1 | $1,000.00 | 9/13/2011 7:24:37 PM |
Gladglide | $25.00 | 9/14/2011 11:26:08 PM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:24 AM |
finance-mushroom | $43.00 | 9/16/2011 9:09:34 AM |
larslfe | $100.00 | 9/16/2011 12:15:38 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:05 PM |
Zingaro | $25.00 | 9/18/2011 11:24:21 PM |
thelovebug | $100.00 | 9/19/2011 7:44:32 AM |
pfh | $25.00 | 9/20/2011 7:55:46 AM |
gold-cluster | $50.00 | 9/20/2011 7:46:28 PM |
realtormoises | $25.00 | 9/21/2011 5:42:58 AM |
tech310 | $50.00 | 9/21/2011 6:06:34 PM |
Weaverville | $25.00 | 9/22/2011 4:01:04 PM |
zeelender | $25.00 | 9/22/2011 5:07:50 PM |
asiaratt | $50.00 | 9/22/2011 5:08:22 PM |
contract-paloverde1 | $25.00 | 9/22/2011 5:22:57 PM |
julijask | $25.00 | 9/22/2011 5:41:20 PM |
mmccoy26 | $32.35 | 9/22/2011 5:42:26 PM |
Pitufo | $25.00 | 9/22/2011 5:47:07 PM |
Maggie3 | $25.00 | 9/23/2011 6:52:30 AM |
oldmora | $25.00 | 9/23/2011 9:43:47 AM |
mrack | $25.00 | 9/23/2011 10:17:00 AM |
NobisEst | $50.00 | 9/23/2011 11:06:26 AM |
whitegold24k | $500.00 | 9/23/2011 1:46:12 PM |
gizzywump | $46.64 | 9/23/2011 4:12:25 PM |
vibraphone3 | $25.00 | 9/23/2011 3:50:27 PM |
moola-wildebeest3 | $50.00 | 9/23/2011 3:57:19 PM |
Investoman | $75.00 | 9/23/2011 5:13:30 PM |
irrelevant | $25.00 | 9/23/2011 7:05:24 PM |
fearless-worth2 | $50.00 | 9/24/2011 8:11:51 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:34 AM |
first-pragmatic-note | $25.00 | 9/24/2011 11:48:30 AM |
personal-lender | $25.00 | 9/24/2011 12:11:17 PM |
kwan | $25.00 | 9/24/2011 2:21:12 PM |
168RichCapital | $25.09 | 9/24/2011 2:40:41 PM |
cash-reaction2 | $50.00 | 9/24/2011 4:30:44 PM |
felicity-shrine2 | $25.00 | 9/24/2011 1:52:34 PM |
lowlite6647 | $27.97 | 9/24/2011 4:10:39 PM |
cropdust3r | $25.00 | 9/25/2011 6:00:28 AM |
fairness-drum | $25.00 | 9/25/2011 5:08:01 AM |
a-helping-hand | $500.00 | 9/25/2011 10:32:02 AM |
rate-sceptre | $25.00 | 9/25/2011 10:43:12 AM |
eronyc | $25.00 | 9/25/2011 11:48:53 AM |
kind-credit-bear | $25.00 | 9/12/2011 10:01:47 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:42 AM |
handshake5 | $100.00 | 9/14/2011 5:46:50 PM |
stepatatime-together | $100.00 | 9/14/2011 5:54:55 PM |
handy-justice | $50.00 | 9/14/2011 8:37:58 PM |
red-power-pecan | $50.00 | 9/15/2011 9:22:50 AM |
finance-prescription | $100.00 | 9/15/2011 3:35:00 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:13 AM |
loss-of-control | $100.00 | 9/16/2011 9:01:20 AM |
Rogelio48 | $25.00 | 9/16/2011 11:22:03 AM |
suave-dime6 | $25.00 | 9/16/2011 6:35:05 PM |
kulender | $50.00 | 9/17/2011 6:16:45 AM |
BBL | $25.00 | 9/17/2011 9:39:03 AM |
peace-birdie | $100.00 | 9/19/2011 5:53:40 PM |
bnlforever | $25.00 | 9/20/2011 7:48:10 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:17 AM |
wise-note-frontier | $25.00 | 9/20/2011 5:53:52 PM |
Gatorzilla | $25.00 | 9/21/2011 5:50:50 AM |
green-ore-expert | $25.00 | 9/20/2011 10:58:26 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:30 PM |
independent-kindness5 | $50.00 | 9/21/2011 1:37:17 PM |
Hummer-Guy | $25.00 | 9/21/2011 7:42:56 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:02 AM |
saffron4 | $50.00 | 9/22/2011 11:33:26 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:37 AM |
DreDub | $50.00 | 9/22/2011 4:55:24 PM |
proper-loot3 | $29.00 | 9/22/2011 5:03:32 PM |
MadHun | $98.00 | 9/22/2011 5:10:28 PM |
platinum-scientist9 | $25.00 | 9/22/2011 5:15:24 PM |
justice-circuitry0 | $50.00 | 9/22/2011 6:28:18 PM |
108lender | $150.00 | 9/22/2011 6:40:09 PM |
ddog0224 | $25.00 | 9/23/2011 3:41:22 AM |
duty-admiral | $50.00 | 9/23/2011 8:14:39 AM |
worth-shower8 | $100.00 | 9/23/2011 8:38:05 AM |
income-rocker2 | $25.00 | 9/23/2011 9:59:25 AM |
mg6619 | $25.00 | 9/23/2011 11:28:06 AM |
wlm3012 | $30.00 | 9/23/2011 2:53:28 PM |
benevolent1 | $31.58 | 9/23/2011 2:47:15 PM |
green-capital-hornet | $25.00 | 9/23/2011 10:21:49 PM |
new-social-economist | $40.00 | 9/23/2011 9:51:33 PM |
IIP77 | $25.00 | 9/24/2011 6:05:03 AM |
Easystreet | $25.00 | 9/24/2011 5:40:55 AM |
IntrepidInvestment | $25.00 | 9/24/2011 10:24:12 AM |
handy-justice | $50.00 | 9/24/2011 7:37:11 PM |
timmsc | $25.00 | 9/24/2011 10:27:27 PM |
the-profit-oracle | $25.00 | 9/24/2011 7:02:26 PM |
IASKGOD | $25.00 | 9/24/2011 8:32:24 PM |
persevering | $25.00 | 9/24/2011 10:52:54 PM |
worldly-community3 | $50.00 | 9/25/2011 10:25:34 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
526354
This series of Notes was issued and sold upon the funding of the borrower loan #53536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-11-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $337.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,085 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| suave-liberty9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fix car, and pay off bills
Purpose of loan:
This loan will be used to fix my car, and lower my monthly obligations
My financial situation:
I am a good candidate for this loan because, I am dependable and have a good job. If I get this loan I project being able to pay it off in about 2.5 years. This loan could lower my monthly expenses by about 2-300 dollars.
Monthly net income: $3000
Monthly expenses: $1600
Housing: $946
Insurance: $75
Car expenses: $166
Utilities: $150
Phone, cable, internet: $125
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/11/2011 12:11:39 PM |
MarvintheMartian | $45.00 | 9/11/2011 12:37:17 PM |
JustMee | $25.00 | 9/11/2011 2:26:02 PM |
nickel-ferret | $50.00 | 9/11/2011 12:18:12 PM |
vutah | $25.00 | 9/11/2011 3:29:24 PM |
Bank_Of_XL | $25.00 | 9/11/2011 3:57:49 PM |
one-midas | $50.00 | 9/12/2011 6:50:45 AM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:28 PM |
top-radiant-funds | $25.00 | 9/13/2011 3:16:48 PM |
houli123 | $100.00 | 9/13/2011 7:48:22 PM |
gentle-gain235 | $100.00 | 9/13/2011 10:28:54 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:25 PM |
Kaj | $30.00 | 9/14/2011 5:37:01 PM |
FinDoc | $25.00 | 9/14/2011 6:00:52 PM |
Dubbs360 | $100.00 | 9/14/2011 8:19:43 PM |
life-is-great | $25.00 | 9/15/2011 8:14:36 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:50 AM |
thunderbolt08 | $25.00 | 9/15/2011 1:52:09 PM |
moola-cell3 | $50.00 | 9/15/2011 1:32:10 PM |
Grandmahoneybee | $37.09 | 9/15/2011 3:16:08 PM |
return-phase9 | $25.00 | 9/15/2011 4:02:12 PM |
castlwizz | $25.00 | 9/15/2011 3:52:40 PM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:48 PM |
enriched-truth | $50.00 | 9/15/2011 3:34:15 PM |
enlighter | $35.50 | 9/15/2011 5:06:56 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:58:04 PM |
coin-architect2 | $100.00 | 9/15/2011 7:45:15 PM |
mgking007 | $25.00 | 9/15/2011 9:42:57 PM |
availableloan | $25.00 | 9/15/2011 11:28:20 PM |
marwadi-62 | $100.00 | 9/16/2011 5:25:06 AM |
heerzaquestion | $30.00 | 9/16/2011 5:09:52 AM |
organized-payment6 | $50.00 | 9/16/2011 5:44:27 AM |
justice-circuitry0 | $50.00 | 9/16/2011 6:03:01 AM |
atkemom | $50.00 | 9/16/2011 6:01:54 AM |
hope-hickory | $100.00 | 9/16/2011 7:45:55 AM |
valiant-money | $35.00 | 9/16/2011 8:34:32 AM |
Garnet123 | $25.00 | 9/16/2011 8:48:54 AM |
loss-of-control | $125.00 | 9/16/2011 9:00:31 AM |
active-reward7 | $50.00 | 9/16/2011 8:58:52 AM |
Whipster | $40.00 | 9/16/2011 9:11:03 AM |
EngineersAlliance | $50.00 | 9/16/2011 9:11:29 AM |
vigorous-velocity | $200.00 | 9/16/2011 9:15:22 AM |
umfan123 | $25.00 | 9/16/2011 9:33:10 AM |
market-assembler | $50.00 | 9/16/2011 9:36:51 AM |
investment-kingdom | $100.00 | 9/16/2011 10:43:42 AM |
Weaverville | $25.00 | 9/16/2011 10:45:37 AM |
puifais | $50.00 | 9/16/2011 10:46:47 AM |
genelinist | $50.00 | 9/16/2011 11:41:32 AM |
janeybooboo | $100.00 | 9/16/2011 1:41:28 PM |
zx12rider | $25.00 | 9/16/2011 1:49:35 PM |
fair-interest6 | $29.87 | 9/16/2011 12:50:42 PM |
danf2201 | $50.00 | 9/16/2011 3:37:28 PM |
thinker6 | $50.00 | 9/16/2011 4:18:26 PM |
velocity-motivator6 | $25.00 | 9/16/2011 5:00:56 PM |
Ripsaw4U | $50.00 | 9/16/2011 7:06:04 PM |
liberty-point | $150.00 | 9/16/2011 8:02:08 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:06 PM |
mennleo | $50.00 | 9/16/2011 11:06:46 PM |
credit-maple5 | $25.00 | 9/17/2011 12:00:43 AM |
kulender | $100.00 | 9/17/2011 6:14:50 AM |
elegant-commerce7 | $50.00 | 9/17/2011 6:46:08 AM |
num1irish | $100.00 | 9/17/2011 8:53:25 AM |
trade-elm | $30.00 | 9/17/2011 8:43:44 AM |
five-star-note | $50.00 | 9/17/2011 10:07:09 AM |
wampum-library4 | $30.04 | 9/17/2011 3:18:37 PM |
papaloha | $25.00 | 9/17/2011 6:45:27 PM |
rdav | $50.00 | 9/17/2011 9:32:44 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:49 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:11 AM |
truth-umbrella3 | $25.00 | 9/18/2011 6:10:08 AM |
wealth-pal3 | $25.00 | 9/18/2011 7:52:03 AM |
zooom7 | $25.00 | 9/18/2011 9:24:51 AM |
treasure-expert | $25.00 | 9/18/2011 12:27:44 PM |
gala279 | $150.00 | 9/18/2011 12:22:14 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:28 PM |
market-spark4 | $50.00 | 9/18/2011 4:37:45 PM |
lending_well | $75.00 | 9/18/2011 7:31:19 PM |
callmebryan | $25.00 | 9/18/2011 8:41:09 PM |
lazyeye | $39.83 | 9/19/2011 3:47:15 AM |
Madmigel | $50.00 | 9/19/2011 4:59:12 AM |
enthralling-investment | $77.54 | 9/19/2011 6:02:56 AM |
pro-fl | $25.00 | 9/19/2011 6:15:10 AM |
PaulW | $25.00 | 9/19/2011 4:30:01 AM |
rogue_monster | $25.00 | 9/19/2011 8:39:52 AM |
cozy-gain023 | $81.70 | 9/19/2011 9:11:27 AM |
evnagelist | $50.00 | 9/19/2011 9:39:11 AM |
bold-joyful-exchange | $25.00 | 9/19/2011 9:56:56 AM |
groovy-watanabe | $25.00 | 9/19/2011 9:45:20 AM |
green28 | $200.00 | 9/19/2011 10:48:57 AM |
damage | $25.00 | 9/19/2011 12:16:55 PM |
mathomas3 | $58.78 | 9/19/2011 2:16:53 PM |
bball_bandit | $25.00 | 9/19/2011 4:47:11 PM |
treasure-runner | $50.00 | 9/19/2011 5:14:09 PM |
gdbls | $100.00 | 9/19/2011 6:00:48 PM |
mizon291 | $70.00 | 9/19/2011 8:07:17 PM |
determined-order1 | $25.00 | 9/19/2011 11:02:01 PM |
curveylady | $25.00 | 9/20/2011 3:01:18 AM |
integrity-doctor | $100.00 | 9/20/2011 6:33:08 AM |
digitaldan | $40.00 | 9/20/2011 6:40:19 AM |
Rogelio48 | $35.00 | 9/20/2011 6:52:46 AM |
heaven75 | $75.00 | 9/20/2011 9:10:10 AM |
debt-patriot | $26.90 | 9/20/2011 9:14:41 AM |
mjjjrj | $31.49 | 9/20/2011 9:33:55 AM |
quest0 | $50.00 | 9/20/2011 10:11:01 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:18 AM |
helpful-loan245 | $25.00 | 9/20/2011 11:03:00 AM |
worldly-money4 | $500.00 | 9/20/2011 11:28:36 AM |
finance-force5 | $25.00 | 9/20/2011 11:54:13 AM |
Mj-orange | $50.00 | 9/20/2011 12:38:14 PM |
newest-justice-bear | $25.00 | 9/20/2011 12:59:22 PM |
interact | $25.45 | 9/20/2011 11:26:56 AM |
wellsfrugal | $25.00 | 9/20/2011 11:32:30 AM |
thrifty-dedication | $30.00 | 9/20/2011 3:52:26 PM |
GS-ROCK | $27.00 | 9/20/2011 1:45:17 PM |
purposeful-pound5 | $25.00 | 9/20/2011 3:56:22 PM |
Princehaha | $25.00 | 9/20/2011 4:31:03 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:21 PM |
deal-bloom0 | $25.00 | 9/20/2011 4:16:24 PM |
the-enthralling-coin | $25.00 | 9/20/2011 5:48:24 PM |
jodilee31 | $100.00 | 9/20/2011 6:15:41 PM |
forthright-trade | $25.00 | 9/20/2011 7:46:54 PM |
bratcher | $40.17 | 9/20/2011 8:40:01 PM |
dough-souffle | $25.02 | 9/20/2011 9:44:58 PM |
mindful-deal289 | $25.00 | 9/20/2011 9:15:12 PM |
p2ploan-sensation211 | $25.00 | 9/20/2011 7:02:43 PM |
1-HARD-HEAD | $100.00 | 9/20/2011 7:50:08 PM |
tomdooley12520 | $32.80 | 9/21/2011 1:56:01 AM |
oplender | $25.00 | 9/11/2011 12:31:59 PM |
janeybooboo | $100.00 | 9/11/2011 12:56:19 PM |
Investor_DP | $100.00 | 9/11/2011 12:08:52 PM |
investment-artist | $26.00 | 9/11/2011 6:57:22 PM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:40:27 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:13 PM |
BxRealtor | $25.00 | 9/13/2011 4:04:57 AM |
Interloper | $25.00 | 9/13/2011 5:22:53 PM |
return-seeker85 | $50.00 | 9/13/2011 7:50:00 PM |
leeball | $100.00 | 9/13/2011 9:39:09 PM |
goose026 | $25.00 | 9/15/2011 6:52:32 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:36 AM |
BeanCownter | $35.26 | 9/15/2011 10:32:27 AM |
Clambake | $50.00 | 9/15/2011 11:36:14 AM |
agalt | $100.00 | 9/15/2011 11:02:40 AM |
hawaiitechnical | $25.00 | 9/15/2011 4:52:24 PM |
jubilant-durability9 | $50.00 | 9/15/2011 4:58:16 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:09 PM |
frclmym | $25.00 | 9/15/2011 6:03:22 PM |
bullish2bearish | $25.00 | 9/15/2011 6:41:16 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:21:12 PM |
jazzlender | $50.00 | 9/15/2011 10:18:02 PM |
consulguru | $200.00 | 9/16/2011 12:26:46 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:13 AM |
Nascar1 | $50.00 | 9/16/2011 4:14:09 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:41 AM |
listing-vista | $100.00 | 9/16/2011 5:44:29 AM |
wojo | $25.00 | 9/16/2011 6:15:21 AM |
jjswanso | $50.00 | 9/16/2011 6:50:33 AM |
dime-umbrella6 | $25.00 | 9/16/2011 6:43:46 AM |
return-beeper | $30.00 | 9/16/2011 7:21:57 AM |
mykkai | $25.00 | 9/16/2011 7:03:54 AM |
dollar-authority | $63.00 | 9/16/2011 8:11:49 AM |
sharp-income2 | $36.00 | 9/16/2011 9:35:58 AM |
moola-monger9 | $50.00 | 9/16/2011 11:04:48 AM |
commerce-renewal | $50.00 | 9/16/2011 11:11:11 AM |
caseattle | $25.00 | 9/16/2011 2:08:26 PM |
repaymeplease | $25.00 | 9/16/2011 3:10:13 PM |
thomas16882004 | $25.00 | 9/16/2011 3:11:58 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:37 PM |
trumpeter5 | $25.00 | 9/16/2011 4:52:57 PM |
american6 | $100.00 | 9/16/2011 4:28:35 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:55:15 PM |
houli123 | $250.00 | 9/16/2011 5:23:55 PM |
georgedorn | $25.00 | 9/16/2011 10:59:53 PM |
gilbrear | $25.00 | 9/17/2011 5:45:22 AM |
felicity-nexus2 | $100.00 | 9/17/2011 6:00:15 AM |
therodabides | $25.00 | 9/17/2011 6:40:06 AM |
jarf | $25.00 | 9/17/2011 8:29:09 AM |
best-income-fertilizer | $100.00 | 9/17/2011 8:54:28 AM |
capitalelstiltskin2 | $25.00 | 9/17/2011 10:59:27 AM |
Johnab | $25.02 | 9/17/2011 1:45:23 PM |
dime-sprout | $25.00 | 9/17/2011 1:15:30 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:28:58 PM |
artisan369 | $300.00 | 9/17/2011 3:45:43 PM |
psalms6612 | $25.52 | 9/17/2011 4:26:00 PM |
LoanerPrincipal | $25.00 | 9/17/2011 6:17:32 PM |
adir1 | $50.00 | 9/17/2011 10:04:05 PM |
capitalelstiltskin2 | $25.00 | 9/17/2011 9:03:23 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:09 PM |
Bookophile | $50.00 | 9/18/2011 4:17:58 AM |
wonder3 | $35.00 | 9/18/2011 6:42:58 AM |
loan-lionheart6 | $25.00 | 9/18/2011 8:38:55 AM |
supreme-hope | $25.00 | 9/18/2011 10:54:57 AM |
hopheadmike | $26.00 | 9/18/2011 11:22:24 AM |
principal-duckling | $50.00 | 9/18/2011 1:31:26 PM |
terrific-return | $25.00 | 9/18/2011 1:35:15 PM |
supersarah61 | $50.00 | 9/18/2011 2:15:07 PM |
Watersports | $50.00 | 9/18/2011 12:53:19 PM |
income-buddy7 | $100.00 | 9/18/2011 1:37:06 PM |
upbeat-investment9 | $100.00 | 9/18/2011 4:24:15 PM |
excellent-loan8 | $25.00 | 9/18/2011 7:29:19 PM |
payout-bridge | $75.00 | 9/18/2011 9:59:13 PM |
unassailable-fund | $25.00 | 9/19/2011 6:43:25 AM |
enthralling-investment | $100.00 | 9/19/2011 6:01:55 AM |
basis-wizard8 | $50.00 | 9/19/2011 6:50:02 AM |
Hiro07 | $27.00 | 9/19/2011 6:56:20 AM |
thelovebug | $100.00 | 9/19/2011 7:44:32 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:39:54 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:44:50 AM |
currency-persimmon | $25.00 | 9/19/2011 10:49:43 AM |
TheArtOfLogic | $48.42 | 9/19/2011 11:53:45 AM |
green-successful-note | $50.00 | 9/19/2011 11:57:50 AM |
pghtiny | $25.00 | 9/19/2011 11:09:03 AM |
leverage-galleon | $25.84 | 9/19/2011 12:47:25 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:31 PM |
the-upbeat-p2p | $50.00 | 9/19/2011 12:49:43 PM |
herbyman | $50.00 | 9/19/2011 12:51:58 PM |
mtquan | $25.00 | 9/19/2011 2:24:56 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:04 PM |
fairness-drum | $25.00 | 9/19/2011 4:43:39 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:41 PM |
hunterMG | $25.00 | 9/19/2011 4:35:57 PM |
MikeD_RI | $25.00 | 9/19/2011 4:35:15 PM |
GoldenGo4 | $50.00 | 9/19/2011 4:39:55 PM |
dospapalotes | $25.00 | 9/19/2011 6:27:34 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:51:36 PM |
prohelper | $25.00 | 9/19/2011 5:28:56 PM |
E_G | $50.00 | 9/19/2011 7:01:47 PM |
congardner1 | $25.00 | 9/19/2011 8:01:47 PM |
Lend2006 | $25.00 | 9/19/2011 8:23:04 PM |
isuperwang | $57.00 | 9/20/2011 12:43:32 AM |
irishalaskan | $25.00 | 9/20/2011 1:43:55 AM |
skuba | $50.00 | 9/20/2011 2:14:20 AM |
stonehillloans | $25.00 | 9/20/2011 5:23:09 AM |
moneytolend72 | $35.00 | 9/20/2011 7:26:09 AM |
himanshuko | $25.00 | 9/20/2011 7:29:46 AM |
BlessedEveryDay | $25.00 | 9/20/2011 6:54:19 AM |
return-enthusiast1 | $35.00 | 9/20/2011 7:26:26 AM |
radiant-bazaar1 | $25.00 | 9/20/2011 7:54:43 AM |
Rostov | $25.00 | 9/20/2011 9:39:44 AM |
diablorulz | $50.00 | 9/20/2011 9:40:44 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:14 AM |
creative-bill8 | $50.00 | 9/20/2011 10:10:38 AM |
velocity-warrior | $25.00 | 9/20/2011 10:47:12 AM |
heretohelp1 | $25.00 | 9/20/2011 11:35:04 AM |
navy_cash | $25.00 | 9/20/2011 2:50:32 PM |
mpatrick | $50.00 | 9/20/2011 3:27:42 PM |
credit-coach118 | $40.27 | 9/20/2011 4:15:27 PM |
rysil | $43.19 | 9/20/2011 2:14:49 PM |
soccer_nutt | $25.00 | 9/20/2011 4:27:00 PM |
Chewbaca | $25.00 | 9/20/2011 2:42:17 PM |
Astyanax | $100.00 | 9/20/2011 5:08:12 PM |
hidavehi | $26.00 | 9/20/2011 3:57:19 PM |
CACO_Lender | $25.00 | 9/20/2011 4:28:42 PM |
BuildingShanghai | $36.30 | 9/20/2011 5:49:46 PM |
wlm3012 | $30.00 | 9/20/2011 4:52:31 PM |
asset-expert0 | $25.00 | 9/20/2011 6:41:42 PM |
jodilee31 | $50.00 | 9/20/2011 6:46:10 PM |
HermanstadtKid | $25.00 | 9/20/2011 7:55:20 PM |
contract-bopper | $50.00 | 9/20/2011 9:21:47 PM |
martymaniaman | $25.00 | 9/20/2011 9:26:20 PM |
calbertrand | $25.00 | 9/21/2011 1:30:08 AM |
VAGweilo | $25.00 | 9/20/2011 10:12:47 PM |
261 Investments
|
Borrower Payment Dependent Notes Series
526436
This series of Notes was issued and sold upon the funding of the borrower loan #53678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $555.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,116 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-conqueror1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a dedicated family man
Purpose of loan:
This loan will be used to consolidate debt which has been spread across credit cards with 0% terms which are set to expire. I have determined a personal loan used to consolidate the remaining balances will be better than applying for multiple new 0% balance transfer credit cards. This is the a big step in getting my family's finances in consolidated with a set time frame for payoff.
My financial situation:
I am a good candidate for this loan because my wife and I both have excellent focus on our family's finances and goals. We both have well paying jobs in high demand fields (nursing and IT) and have not faced unemployment. My career goals to achieve continued certification in my field (Cisco Networking) will help ensure upward movement for my salary as well. This loan will help to achieve these goals. Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
abkennedy | $30.00 | 9/16/2011 10:03:11 PM |
gauss02 | $25.00 | 9/12/2011 9:16:53 AM |
ski bum | $100.00 | 9/12/2011 9:22:02 AM |
value-pouch | $25.00 | 9/12/2011 9:39:13 AM |
Prosp_Lender | $25.00 | 9/12/2011 9:49:18 AM |
personal-lender | $25.00 | 9/12/2011 9:19:57 AM |
indomitable-coin | $25.00 | 9/12/2011 9:28:22 AM |
green-trade-dolphin2 | $25.00 | 9/12/2011 9:48:50 AM |
loyalty-edifice997 | $25.00 | 9/12/2011 9:54:32 AM |
passbook | $25.00 | 9/12/2011 11:59:31 AM |
loan4 | $25.00 | 9/12/2011 12:09:06 PM |
jdrez | $25.00 | 9/12/2011 12:22:43 PM |
br4444 | $25.00 | 9/12/2011 12:53:10 PM |
bradny | $25.00 | 9/12/2011 10:51:00 AM |
dtv803 | $25.00 | 9/12/2011 1:27:42 PM |
figs4u2 | $100.00 | 9/12/2011 2:37:07 PM |
harty | $50.00 | 9/12/2011 1:02:37 PM |
return-seeker85 | $25.00 | 9/12/2011 1:11:03 PM |
rose88 | $25.00 | 9/12/2011 1:23:15 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:33 PM |
giftgold | $25.00 | 9/12/2011 1:38:28 PM |
a-truth-upholder | $25.00 | 9/12/2011 2:09:03 PM |
potatoepicker | $50.00 | 9/12/2011 2:50:31 PM |
FlexFunding | $50.00 | 9/12/2011 2:57:45 PM |
dharma1 | $25.00 | 9/12/2011 3:13:50 PM |
mighty-value | $25.00 | 9/12/2011 4:46:05 PM |
whistledicksmith | $25.00 | 9/12/2011 11:30:38 PM |
Chosen-one | $25.00 | 9/12/2011 11:27:50 PM |
fairness-transporter6 | $50.00 | 9/12/2011 11:33:16 PM |
Ivan2007 | $25.00 | 9/12/2011 11:54:46 PM |
Turkish101 | $25.00 | 9/13/2011 2:15:33 AM |
BxRealtor | $25.00 | 9/13/2011 4:05:01 AM |
silver-armada | $25.00 | 9/13/2011 5:16:44 AM |
subtle-revenue0 | $25.00 | 9/13/2011 5:18:01 AM |
capital-futurist | $25.00 | 9/13/2011 6:00:19 AM |
Octavian315 | $35.00 | 9/13/2011 7:33:59 AM |
inspired-investment8 | $100.00 | 9/13/2011 7:52:23 AM |
Dan65 | $25.00 | 9/13/2011 9:39:25 AM |
Rivervale_Westwood | $100.00 | 9/13/2011 10:14:10 AM |
restless-balance9 | $50.00 | 9/13/2011 10:08:30 AM |
mr55262 | $50.00 | 9/13/2011 10:28:57 AM |
SR22-Flyboy | $50.00 | 9/13/2011 10:54:30 AM |
texrob20 | $25.00 | 9/13/2011 11:29:41 AM |
Caledoni | $25.00 | 9/13/2011 11:58:05 AM |
burgeoning-silver | $25.00 | 9/13/2011 12:15:06 PM |
murren | $25.00 | 9/13/2011 3:20:32 PM |
the-profit-oracle | $25.00 | 9/13/2011 3:12:50 PM |
valiant-liberty4 | $25.00 | 9/13/2011 6:05:56 PM |
ZeLonewolf | $25.00 | 9/13/2011 6:55:15 PM |
unforgettable-bazaar0 | $25.00 | 9/13/2011 6:37:08 PM |
atlacatl | $25.00 | 9/13/2011 8:18:15 PM |
Supernick | $50.00 | 9/13/2011 8:18:56 PM |
rocket361 | $100.00 | 9/13/2011 8:31:11 PM |
theboat | $25.00 | 9/13/2011 8:29:18 PM |
g314 | $46.00 | 9/13/2011 8:40:19 PM |
productive-principal7 | $25.00 | 9/13/2011 9:55:51 PM |
RayEarth | $25.00 | 9/13/2011 11:46:27 PM |
life-is-great | $25.00 | 9/14/2011 6:09:49 AM |
GreenSun | $25.00 | 9/14/2011 6:26:58 AM |
degster | $25.00 | 9/14/2011 7:59:40 AM |
lucrative-coin | $50.00 | 9/14/2011 8:13:10 AM |
gozer | $25.00 | 9/14/2011 8:22:49 AM |
publius2000 | $25.00 | 9/14/2011 8:46:26 AM |
orange-camaraderi-galaxy | $25.00 | 9/14/2011 9:42:38 AM |
stollcm | $25.00 | 9/14/2011 11:17:22 AM |
hrubinst | $25.00 | 9/14/2011 11:23:51 AM |
vibrant-penny7 | $50.00 | 9/14/2011 1:32:05 PM |
credit-bliss8 | $25.00 | 9/14/2011 2:42:47 PM |
diggingupward | $25.00 | 9/14/2011 3:19:13 PM |
GoldenGo4 | $50.00 | 9/14/2011 5:19:05 PM |
betaoption | $25.00 | 9/14/2011 5:48:55 PM |
elegant-income3 | $100.00 | 9/14/2011 7:26:28 PM |
wampum-chorus3 | $25.00 | 9/14/2011 7:17:14 PM |
cash-cymbal | $33.00 | 9/14/2011 8:00:03 PM |
77dowplace | $26.00 | 9/14/2011 9:08:51 PM |
top-tranquil-justice | $25.00 | 9/14/2011 8:44:03 PM |
Rick21 | $25.00 | 9/14/2011 10:45:01 PM |
michaelwong | $50.00 | 9/15/2011 6:53:41 AM |
mattpet | $25.00 | 9/15/2011 7:03:31 AM |
moola-man | $25.00 | 9/15/2011 8:34:06 AM |
littlemonkey | $25.00 | 9/15/2011 9:29:24 AM |
bid-papyrus | $25.00 | 9/15/2011 9:34:05 AM |
jeewrx | $25.00 | 9/15/2011 10:40:46 AM |
traghip6 | $25.00 | 9/15/2011 9:58:10 AM |
mrpowers5531 | $28.00 | 9/15/2011 11:16:03 AM |
Clambake | $50.00 | 9/15/2011 11:36:17 AM |
EvalCrux | $50.00 | 9/15/2011 1:37:51 PM |
my401K | $50.00 | 9/15/2011 1:50:15 PM |
no_agenda_lender | $25.00 | 9/15/2011 1:00:17 PM |
ingenious-interest1 | $100.00 | 9/15/2011 3:33:15 PM |
brazilofmux | $50.00 | 9/15/2011 4:32:08 PM |
Danfromnapa | $25.00 | 9/15/2011 5:24:15 PM |
jubilant-durability9 | $50.00 | 9/15/2011 5:33:22 PM |
zaquiri_ice | $50.00 | 9/15/2011 5:52:15 PM |
LowLeftJim | $25.00 | 9/15/2011 6:52:37 PM |
nuclearmoose | $50.00 | 9/15/2011 7:55:01 PM |
mausolfe | $25.00 | 9/15/2011 7:44:10 PM |
anacent | $100.00 | 9/15/2011 8:21:27 PM |
taz007 | $32.00 | 9/15/2011 8:49:49 PM |
ahalls | $25.00 | 9/15/2011 9:15:29 PM |
direct-dough0 | $25.00 | 9/15/2011 10:10:53 PM |
ideal-platinum1 | $25.00 | 9/15/2011 11:02:47 PM |
engaging-yield4 | $25.00 | 9/15/2011 10:56:46 PM |
availableloan | $25.00 | 9/15/2011 11:28:49 PM |
srilm | $25.00 | 9/16/2011 12:10:36 AM |
TBTdragon | $25.00 | 9/16/2011 1:43:12 AM |
diversification-surge | $25.00 | 9/16/2011 3:30:33 AM |
Loan2save | $25.00 | 9/16/2011 4:17:48 AM |
wealthstar | $25.00 | 9/16/2011 4:49:44 AM |
SolarMoonshine | $25.00 | 9/16/2011 4:01:07 AM |
Cashew6 | $25.00 | 9/16/2011 4:11:07 AM |
chakra | $25.00 | 9/16/2011 5:06:58 AM |
friendly-market5 | $25.00 | 9/16/2011 5:46:57 AM |
tenacious-payout | $75.00 | 9/16/2011 6:08:39 AM |
DadWarbucks | $25.00 | 9/16/2011 6:26:50 AM |
cerebral-auction950 | $100.00 | 9/16/2011 7:19:42 AM |
tster | $25.00 | 9/16/2011 7:26:11 AM |
MoneyTree79 | $100.00 | 9/16/2011 7:22:53 AM |
pnace | $100.00 | 9/16/2011 7:25:19 AM |
gopbernie | $25.00 | 9/16/2011 7:31:38 AM |
impeccable-penny | $50.00 | 9/16/2011 7:43:05 AM |
Minotaur | $25.00 | 9/16/2011 7:46:14 AM |
pfenness | $25.00 | 9/16/2011 8:02:55 AM |
ScottW | $25.00 | 9/16/2011 8:20:43 AM |
economy-tuba7 | $75.00 | 9/16/2011 8:48:59 AM |
wise-silver-wonder | $25.00 | 9/16/2011 8:41:25 AM |
PurplePonchoMan | $25.00 | 9/16/2011 8:41:35 AM |
umfan123 | $25.00 | 9/16/2011 9:33:10 AM |
betak | $25.00 | 9/16/2011 9:44:02 AM |
j2ee | $25.00 | 9/16/2011 10:10:38 AM |
impartial-treasure7 | $100.00 | 9/16/2011 10:26:04 AM |
turbostar666 | $25.00 | 9/16/2011 10:39:36 AM |
vollynet | $75.00 | 9/16/2011 11:01:02 AM |
puifais | $50.00 | 9/16/2011 10:46:48 AM |
fantastic-openness | $200.00 | 9/16/2011 11:30:00 AM |
ChicoBob | $25.00 | 9/16/2011 4:07:30 PM |
repaymeplease | $25.00 | 9/16/2011 3:28:08 PM |
OldFriend | $25.00 | 9/16/2011 4:17:53 PM |
brewman | $25.00 | 9/16/2011 4:20:45 PM |
irishcocacola | $25.00 | 9/16/2011 3:50:25 PM |
american6 | $100.00 | 9/16/2011 4:28:38 PM |
Sibelius2 | $25.00 | 9/16/2011 4:54:34 PM |
Rob717171 | $25.00 | 9/16/2011 5:08:16 PM |
finance-symphony7 | $100.00 | 9/16/2011 5:01:08 PM |
gold-sushi | $50.00 | 9/16/2011 7:10:47 PM |
jrc | $100.00 | 9/16/2011 6:10:24 PM |
bouvierchamp | $25.00 | 9/16/2011 7:00:59 PM |
jescowa | $50.00 | 9/16/2011 7:32:27 PM |
xphile | $27.00 | 9/16/2011 9:07:50 PM |
lenderme | $25.00 | 9/16/2011 10:42:49 PM |
matusky | $30.00 | 9/16/2011 9:38:19 PM |
Actuary | $25.00 | 9/16/2011 9:48:28 PM |
helpful-deal1 | $25.00 | 9/17/2011 5:57:47 AM |
upupandaway | $50.00 | 9/17/2011 6:41:18 AM |
HoosierDaddie | $50.00 | 9/17/2011 8:33:35 AM |
lifegrowth | $25.00 | 9/17/2011 7:59:07 AM |
andyb9 | $25.00 | 9/17/2011 8:26:12 AM |
Cheburashka | $25.00 | 9/17/2011 9:34:10 AM |
objective-investor | $250.00 | 9/17/2011 9:53:06 AM |
gold-disk | $25.00 | 9/17/2011 9:55:29 AM |
wlm3012 | $30.00 | 9/17/2011 11:30:49 AM |
medan20356 | $25.00 | 9/17/2011 12:00:03 PM |
Pman | $25.00 | 9/17/2011 12:55:13 PM |
oneeighty | $25.00 | 9/17/2011 2:40:43 PM |
authoritative-capital | $25.00 | 9/17/2011 3:21:06 PM |
MissionMicroFinance | $25.00 | 9/17/2011 3:59:17 PM |
PaulW | $25.00 | 9/17/2011 4:14:08 PM |
Steveoo1 | $50.00 | 9/17/2011 5:04:55 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:16 PM |
BuildingShanghai | $28.13 | 9/17/2011 9:53:33 PM |
kenji4861 | $100.00 | 9/18/2011 1:10:23 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:13 AM |
return-buddy | $50.00 | 9/18/2011 7:19:33 AM |
marketplace-hut9 | $25.00 | 9/18/2011 6:42:45 AM |
Preteur | $25.00 | 9/18/2011 10:11:42 AM |
mytime06 | $25.00 | 9/18/2011 8:26:54 AM |
drkosh | $25.00 | 9/18/2011 10:11:28 AM |
nycloan | $25.00 | 9/18/2011 10:36:56 AM |
comet55 | $25.00 | 9/18/2011 11:35:14 AM |
jkeller4000 | $25.00 | 9/18/2011 3:22:22 PM |
naina_my_daughter | $500.00 | 9/18/2011 2:55:50 PM |
red-enthralling-justice | $25.00 | 9/18/2011 7:23:46 PM |
frobin | $50.00 | 9/18/2011 5:35:09 PM |
orange-kindness-captain | $30.00 | 9/18/2011 8:04:47 PM |
lend2end | $25.00 | 9/19/2011 5:14:52 AM |
fascinating-value4 | $200.00 | 9/19/2011 12:23:25 AM |
officer8 | $25.00 | 9/19/2011 6:27:06 AM |
reward-burger2 | $50.00 | 9/19/2011 7:51:37 AM |
tranquil-credit0 | $25.00 | 9/19/2011 8:29:00 AM |
network08 | $25.00 | 9/19/2011 10:16:32 AM |
speedy-point4 | $25.00 | 9/19/2011 9:55:34 AM |
TheBestDad | $25.00 | 9/19/2011 10:29:09 AM |
HAP2 | $30.00 | 9/19/2011 10:44:39 AM |
unassuming-note | $25.00 | 9/19/2011 10:33:32 AM |
Dreamconnection | $25.00 | 9/19/2011 10:57:10 AM |
whiterabbit1874 | $30.00 | 9/19/2011 11:23:35 AM |
L-vex | $25.00 | 9/19/2011 11:02:22 AM |
diverse2 | $35.00 | 9/19/2011 11:33:56 AM |
KidSicily | $100.00 | 9/19/2011 12:09:47 PM |
escharfer | $25.00 | 9/19/2011 12:26:37 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:32 PM |
tuffshorty | $25.00 | 9/19/2011 3:03:42 PM |
mnmcarve | $25.00 | 9/19/2011 2:15:59 PM |
YellowJacket | $25.00 | 9/19/2011 4:09:25 PM |
fairness-drum | $50.00 | 9/19/2011 4:36:45 PM |
gravity-powered-air-cooled | $50.00 | 9/19/2011 5:24:09 PM |
unequivocal-power3 | $25.00 | 9/19/2011 9:02:05 PM |
innocent-loot | $45.00 | 9/19/2011 10:05:14 PM |
point-zebra | $25.00 | 9/19/2011 9:09:44 PM |
restech | $25.00 | 9/19/2011 11:50:53 PM |
RSV | $25.00 | 9/20/2011 2:10:27 AM |
harmonious-moola7 | $25.00 | 9/20/2011 1:57:56 AM |
bold-sensible-basis | $25.00 | 9/20/2011 6:25:46 AM |
aaronhthompson | $25.00 | 9/20/2011 6:33:54 AM |
fragonardlives | $60.00 | 9/20/2011 8:57:14 AM |
nhm | $25.00 | 9/20/2011 9:26:06 AM |
diablorulz | $50.00 | 9/20/2011 9:40:46 AM |
Banco de Claydo | $25.00 | 9/20/2011 8:53:30 AM |
silver-voyager9 | $25.00 | 9/20/2011 10:09:15 AM |
bigshowlender2u | $25.18 | 9/20/2011 10:30:48 AM |
Aljasa2008 | $25.00 | 9/20/2011 11:34:14 AM |
accelerator96 | $25.00 | 9/20/2011 11:55:11 AM |
retiresecure | $25.00 | 9/20/2011 1:15:46 PM |
lobster | $25.00 | 9/20/2011 1:47:33 PM |
determined-deal7 | $25.00 | 9/20/2011 2:03:16 PM |
Snailslug | $25.00 | 9/20/2011 2:27:10 PM |
rudyindc | $25.00 | 9/20/2011 11:52:04 AM |
Dsampler2000 | $25.00 | 9/20/2011 12:26:35 PM |
credit-coach118 | $35.08 | 9/20/2011 3:12:49 PM |
buckeye55 | $25.00 | 9/20/2011 6:46:40 PM |
dpfl55 | $25.00 | 9/20/2011 5:27:53 PM |
lost-money-so-far-on-these | $25.00 | 9/20/2011 5:32:53 PM |
ashik | $25.00 | 9/20/2011 9:09:43 PM |
lending401 | $25.00 | 9/20/2011 9:39:15 PM |
Dr_M | $25.00 | 9/20/2011 7:01:58 PM |
dedication-merman | $25.00 | 9/21/2011 7:23:34 AM |
ingenious-diversification | $100.00 | 9/21/2011 7:23:06 AM |
lanlie | $27.00 | 9/21/2011 5:44:26 AM |
value-den | $25.00 | 9/21/2011 7:44:51 AM |
thunderkiss | $25.00 | 9/21/2011 8:33:21 AM |
bombay56 | $50.00 | 9/21/2011 9:07:12 AM |
Alpha-AssistU | $25.00 | 9/21/2011 9:35:09 AM |
natural-peace241 | $50.00 | 9/21/2011 10:37:12 AM |
thebigone79 | $25.00 | 9/21/2011 10:44:08 AM |
Marathoner | $25.00 | 9/21/2011 11:41:26 AM |
Crystalprop | $25.00 | 9/21/2011 1:46:43 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:47 PM |
Railbird | $25.00 | 9/21/2011 2:17:36 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:03 PM |
BankOfBjoltus | $50.00 | 9/21/2011 2:28:55 PM |
secureincome | $2,405.66 | 9/21/2011 3:44:57 PM |
george6791 | $25.00 | 9/21/2011 2:20:17 PM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:31 AM |
organic-responsibility60 | $50.00 | 9/12/2011 10:18:12 AM |
compoundinterest | $50.00 | 9/12/2011 9:11:51 AM |
hostbank | $100.00 | 9/12/2011 9:12:42 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:12 AM |
jga516 | $25.00 | 9/12/2011 9:18:55 AM |
economy-molecule3 | $500.00 | 9/12/2011 9:25:38 AM |
wacko82 | $25.00 | 9/12/2011 9:47:36 AM |
phillipd48 | $25.00 | 9/12/2011 12:04:31 PM |
larslfe | $100.00 | 9/12/2011 10:49:18 AM |
LenderSender | $25.00 | 9/12/2011 1:26:19 PM |
happyjackbak | $50.00 | 9/12/2011 2:03:00 PM |
6moonbeams | $50.00 | 9/12/2011 1:26:10 PM |
DeltaComputerGuy | $50.00 | 9/12/2011 1:58:07 PM |
rss197 | $25.00 | 9/12/2011 2:22:45 PM |
fotep-financial | $50.00 | 9/12/2011 4:48:57 PM |
market-maximizer472 | $100.00 | 9/12/2011 2:56:00 PM |
Teminole | $25.00 | 9/12/2011 3:01:05 PM |
ideal-penny8 | $25.00 | 9/12/2011 2:53:26 PM |
fcrick | $25.00 | 9/12/2011 3:43:10 PM |
helpishere777 | $25.00 | 9/12/2011 4:38:47 PM |
pakrbkr | $25.00 | 9/13/2011 5:20:42 AM |
dealarella | $100.00 | 9/13/2011 6:05:19 AM |
blot44 | $100.00 | 9/13/2011 6:06:51 AM |
Leopoldine | $25.27 | 9/13/2011 7:54:27 AM |
jay100124 | $25.00 | 9/13/2011 9:01:27 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:05 AM |
TCayce | $25.00 | 9/13/2011 10:13:52 AM |
radforj22 | $25.00 | 9/13/2011 12:05:03 PM |
value-wind0 | $50.00 | 9/13/2011 1:55:59 PM |
Weaverville | $50.00 | 9/13/2011 3:09:26 PM |
gracej | $25.00 | 9/13/2011 3:11:35 PM |
listing-drummer | $25.00 | 9/13/2011 3:40:33 PM |
niin | $25.00 | 9/13/2011 3:27:57 PM |
gold-commander0 | $25.00 | 9/13/2011 4:17:43 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:34 PM |
caring-hope2 | $100.00 | 9/13/2011 4:25:59 PM |
totoro | $25.00 | 9/13/2011 4:25:04 PM |
revmax | $25.00 | 9/13/2011 5:34:02 PM |
reward-tamale1 | $25.00 | 9/13/2011 5:53:41 PM |
velocity-solo | $25.00 | 9/13/2011 6:08:15 PM |
houli123 | $100.00 | 9/13/2011 7:48:23 PM |
neighborly-hope6 | $100.00 | 9/13/2011 7:54:15 PM |
Mr_Marcus | $25.00 | 9/13/2011 8:33:21 PM |
Wilvara | $25.00 | 9/13/2011 8:34:57 PM |
sb0453 | $25.00 | 9/13/2011 8:44:35 PM |
leeball | $100.00 | 9/13/2011 9:39:15 PM |
Rysterola82 | $50.00 | 9/13/2011 10:18:52 PM |
gentle-gain235 | $100.00 | 9/13/2011 10:25:40 PM |
vinayganti | $50.00 | 9/14/2011 6:24:40 AM |
Mantis75 | $25.00 | 9/14/2011 6:44:56 AM |
MadHun | $200.00 | 9/14/2011 9:20:06 AM |
bazaar-utensil7 | $25.00 | 9/14/2011 9:42:51 AM |
awwaww | $25.00 | 9/14/2011 9:54:42 AM |
Opportunity4you | $50.00 | 9/14/2011 10:12:21 AM |
Pasagam | $50.00 | 9/14/2011 1:04:19 PM |
a-social-nebula | $37.00 | 9/14/2011 1:49:58 PM |
riproaringrapids | $25.00 | 9/14/2011 1:50:39 PM |
mtquan | $25.00 | 9/14/2011 2:37:05 PM |
aasx1108 | $25.00 | 9/14/2011 2:40:31 PM |
gold-position | $100.00 | 9/14/2011 3:24:05 PM |
klinebarger | $25.00 | 9/14/2011 4:10:42 PM |
katnmouse | $75.00 | 9/14/2011 4:22:37 PM |
first-sophisticated-rate | $25.00 | 9/14/2011 6:10:03 PM |
fortress767 | $25.00 | 9/14/2011 6:11:18 PM |
MARWARISETH | $25.00 | 9/14/2011 6:29:40 PM |
region123 | $25.00 | 9/14/2011 7:14:38 PM |
fiddlerzvi | $25.00 | 9/14/2011 7:32:30 PM |
Headhunter14 | $30.00 | 9/14/2011 8:21:45 PM |
smart-integrity378 | $100.00 | 9/14/2011 8:27:05 PM |
medman | $25.00 | 9/14/2011 9:21:57 PM |
first-favorite-bonus9 | $25.00 | 9/15/2011 2:03:06 AM |
sammyhammy | $25.00 | 9/15/2011 3:48:34 AM |
steiglends | $100.00 | 9/15/2011 5:35:28 AM |
Chutney | $25.00 | 9/15/2011 4:26:42 AM |
Rdodson11 | $25.00 | 9/15/2011 6:04:45 AM |
Maccs55 | $25.00 | 9/15/2011 5:15:02 AM |
younginvestor23 | $25.00 | 9/15/2011 6:31:37 AM |
jypsum | $50.00 | 9/15/2011 6:50:18 AM |
tdinmanhattan | $25.00 | 9/15/2011 7:20:13 AM |
LAKESPRING | $50.00 | 9/15/2011 8:06:41 AM |
TrustPlus | $50.00 | 9/15/2011 8:03:15 AM |
bradomino | $25.00 | 9/15/2011 8:41:26 AM |
narblark | $50.00 | 9/15/2011 8:21:57 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:08:48 AM |
natural-affluence4 | $30.00 | 9/15/2011 9:25:11 AM |
transparency-baton | $50.00 | 9/15/2011 9:36:53 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:38 AM |
gsp1885 | $42.00 | 9/15/2011 10:04:03 AM |
randomguy100 | $25.00 | 9/15/2011 10:23:18 AM |
Emgolda | $25.00 | 9/15/2011 9:48:06 AM |
cash-merry-maker | $25.00 | 9/15/2011 12:27:15 PM |
building-america | $25.00 | 9/15/2011 1:09:15 PM |
gov33 | $25.00 | 9/15/2011 3:07:32 PM |
scholarly-integrity | $25.00 | 9/15/2011 4:11:01 PM |
TWISBWM | $25.00 | 9/15/2011 4:15:18 PM |
Rulea72 | $25.00 | 9/15/2011 4:41:21 PM |
IIP77 | $25.00 | 9/15/2011 8:09:27 PM |
GAOGERAM_BANK | $25.00 | 9/15/2011 9:01:10 PM |
fair-rate | $25.00 | 9/15/2011 10:47:55 PM |
jtrue71 | $25.00 | 9/16/2011 12:37:50 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:19 AM |
runner262 | $25.00 | 9/16/2011 2:07:27 AM |
community-saver158 | $50.00 | 9/16/2011 4:12:34 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 3:53:49 AM |
discrete-basis1 | $25.00 | 9/16/2011 3:54:46 AM |
Kaj | $50.00 | 9/16/2011 3:58:29 AM |
Oakland | $50.00 | 9/16/2011 5:09:36 AM |
islander1 | $62.79 | 9/16/2011 5:22:33 AM |
cathybiz | $25.00 | 9/16/2011 5:45:22 AM |
chibear34 | $25.00 | 9/16/2011 5:35:58 AM |
Lender0010 | $50.00 | 9/16/2011 6:20:03 AM |
ZeoInvestments | $25.00 | 9/16/2011 7:14:51 AM |
RMB-Investments | $25.00 | 9/16/2011 8:46:07 AM |
Dollars4Rent | $25.00 | 9/16/2011 9:06:03 AM |
pwkpwk | $25.00 | 9/16/2011 9:19:01 AM |
_kyle | $25.00 | 9/16/2011 9:31:13 AM |
bonus-cougar | $25.00 | 9/16/2011 9:49:27 AM |
EtaDuck | $25.00 | 9/16/2011 9:55:12 AM |
exuberant-dime | $25.00 | 9/16/2011 10:23:33 AM |
autonomous-kindness8 | $50.00 | 9/16/2011 10:43:59 AM |
nonukem | $25.00 | 9/16/2011 11:20:08 AM |
JKEnterprises | $25.00 | 9/16/2011 11:05:05 AM |
gojackgo | $50.00 | 9/16/2011 11:59:45 AM |
xzec777 | $25.00 | 9/16/2011 11:55:16 AM |
cutter21 | $25.00 | 9/16/2011 12:45:15 PM |
flypenguin | $25.00 | 9/16/2011 12:22:07 PM |
brutusbone | $25.00 | 9/16/2011 12:35:20 PM |
acsej | $25.00 | 9/16/2011 3:24:35 PM |
reflective-deal8 | $100.00 | 9/16/2011 2:50:17 PM |
danf2201 | $50.00 | 9/16/2011 3:39:47 PM |
Guiren | $100.00 | 9/16/2011 3:59:56 PM |
themoneydoctor | $264.49 | 9/16/2011 4:17:36 PM |
wjf60 | $50.00 | 9/16/2011 4:37:44 PM |
andec25 | $25.00 | 9/16/2011 4:45:58 PM |
SanJoser | $25.00 | 9/16/2011 5:03:11 PM |
fair-funds | $32.00 | 9/16/2011 4:53:55 PM |
coin-jamboree | $50.00 | 9/16/2011 5:17:46 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:38 PM |
kleinbrak | $25.00 | 9/16/2011 6:01:37 PM |
jdashv | $50.00 | 9/16/2011 5:40:43 PM |
virtualbank | $25.00 | 9/16/2011 7:37:01 PM |
wonderful-rupee | $25.00 | 9/16/2011 7:36:14 PM |
Eastern | $55.00 | 9/16/2011 7:38:46 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:10 PM |
Spider5 | $50.00 | 9/16/2011 8:27:06 PM |
buraky | $50.00 | 9/16/2011 9:50:26 PM |
blue-euro-entrepreneur | $25.00 | 9/17/2011 2:57:12 AM |
somebody32 | $25.00 | 9/17/2011 4:21:19 AM |
balance6 | $25.00 | 9/17/2011 4:27:23 AM |
johngaltline | $25.00 | 9/17/2011 5:16:48 AM |
rebeldog67 | $25.00 | 9/17/2011 5:54:05 AM |
showmethemoney22 | $50.00 | 9/17/2011 6:18:46 AM |
kulender | $100.00 | 9/17/2011 6:21:08 AM |
NJNY | $25.00 | 9/17/2011 6:16:54 AM |
nytrnbow | $25.00 | 9/17/2011 6:54:21 AM |
Zach842 | $150.00 | 9/17/2011 7:14:17 AM |
donmacprosper | $25.00 | 9/17/2011 7:36:42 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:46:52 AM |
SeaLoans | $25.00 | 9/17/2011 8:36:54 AM |
elephantparty | $25.00 | 9/17/2011 9:23:24 AM |
britgsb | $25.00 | 9/17/2011 9:12:38 AM |
BBL | $25.00 | 9/17/2011 9:39:05 AM |
imar | $25.00 | 9/17/2011 10:49:42 AM |
leverage-monger | $25.00 | 9/17/2011 10:15:25 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:13 PM |
JeffGeorge | $50.00 | 9/17/2011 12:24:29 PM |
payment-halo | $25.00 | 9/17/2011 2:30:22 PM |
DrMoneyBags | $50.00 | 9/17/2011 1:26:45 PM |
lagnisiruk | $25.00 | 9/17/2011 4:08:34 PM |
duty-twister | $25.00 | 9/18/2011 12:43:55 AM |
worlds-best-worth2 | $25.00 | 9/17/2011 11:22:16 PM |
JandJ-Bank | $25.00 | 9/18/2011 7:32:16 AM |
Petite_Rose | $25.00 | 9/18/2011 7:05:21 AM |
point-molecule9 | $130.25 | 9/18/2011 9:58:51 AM |
loot-heart | $25.00 | 9/18/2011 10:33:03 AM |
Mangon | $100.00 | 9/18/2011 11:14:58 AM |
Adventurouschef | $25.00 | 9/18/2011 11:48:33 AM |
diversification-renaissance3 | $27.15 | 9/18/2011 2:08:52 PM |
Duchdad | $25.00 | 9/18/2011 7:36:21 PM |
SC98007 | $25.00 | 9/18/2011 11:18:37 PM |
wilchik | $80.00 | 9/19/2011 5:12:17 AM |
basis-wizard8 | $50.00 | 9/19/2011 6:49:42 AM |
wdove511 | $30.00 | 9/19/2011 6:45:12 AM |
reward-burger2 | $50.00 | 9/19/2011 7:31:18 AM |
chipperjohnson | $25.00 | 9/19/2011 8:00:29 AM |
Namrok | $25.00 | 9/19/2011 8:32:29 AM |
minista | $51.00 | 9/19/2011 9:45:40 AM |
Natronpee | $25.00 | 9/19/2011 10:25:22 AM |
money-explorer3 | $25.00 | 9/19/2011 10:07:14 AM |
currency-persimmon | $50.00 | 9/19/2011 10:51:15 AM |
authentic-interest8 | $25.00 | 9/19/2011 11:57:28 AM |
gardenslug | $100.00 | 9/19/2011 11:16:38 AM |
gzeo | $25.00 | 9/19/2011 2:36:31 PM |
peace-cadence | $25.00 | 9/19/2011 3:18:28 PM |
MARSTUN | $100.00 | 9/19/2011 3:32:55 PM |
RusRobo | $25.00 | 9/19/2011 3:42:35 PM |
gold-motivator2 | $25.00 | 9/19/2011 5:41:40 PM |
inspired-duty5 | $25.00 | 9/19/2011 5:19:02 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:07 PM |
solin003 | $25.00 | 9/19/2011 8:22:21 PM |
silver-mastery | $25.00 | 9/19/2011 8:13:41 PM |
atl_lend | $25.00 | 9/19/2011 8:05:57 PM |
sweet-loan7 | $25.00 | 9/19/2011 9:31:59 PM |
loan-paladin470 | $25.00 | 9/20/2011 5:26:42 AM |
BigBag | $25.00 | 9/20/2011 6:05:23 AM |
skuba | $50.00 | 9/20/2011 2:14:22 AM |
jscope | $25.00 | 9/20/2011 7:20:50 AM |
16888 | $50.00 | 9/20/2011 7:39:05 AM |
JebkaClan | $26.00 | 9/20/2011 7:16:40 AM |
KeepOnRunning | $50.00 | 9/20/2011 8:48:38 AM |
knowledgeable-note6 | $42.00 | 9/20/2011 9:31:42 AM |
mike99 | $25.00 | 9/20/2011 9:13:46 AM |
interact | $25.00 | 9/20/2011 11:28:39 AM |
Mookouw | $27.00 | 9/20/2011 12:34:52 PM |
Strato | $25.00 | 9/20/2011 11:14:27 AM |
cpblue79 | $150.00 | 9/20/2011 11:23:28 AM |
Tyre | $50.00 | 9/20/2011 1:54:26 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:52 PM |
mason13a | $50.00 | 9/20/2011 3:46:39 PM |
cbllender | $25.00 | 9/20/2011 4:00:56 PM |
Princehaha | $50.00 | 9/20/2011 4:29:52 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:22 PM |
flexible-return297 | $25.00 | 9/20/2011 2:33:35 PM |
tj1683 | $25.00 | 9/20/2011 4:09:04 PM |
forthright-trade | $50.00 | 9/20/2011 7:37:46 PM |
FRC64 | $50.00 | 9/20/2011 7:26:01 PM |
mpthree | $25.00 | 9/20/2011 8:34:53 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:57 AM |
SourDoughSteve | $25.00 | 9/21/2011 7:25:09 AM |
GoldenGo4 | $100.00 | 9/21/2011 6:06:28 AM |
Woodworker57 | $35.00 | 9/21/2011 6:50:24 AM |
Mrphlox | $25.00 | 9/21/2011 7:21:02 AM |
JDFuego | $25.00 | 9/21/2011 7:22:42 AM |
Harry | $50.00 | 9/21/2011 8:29:32 AM |
kriegs | $100.00 | 9/21/2011 12:37:14 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:24 PM |
important-diversification620 | $25.00 | 9/21/2011 2:20:14 PM |
bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:23 PM |
491 Investments
|
Borrower Payment Dependent Notes Series
526452
This series of Notes was issued and sold upon the funding of the borrower loan #53648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $285.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $4,406 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| receptive-hope010 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BH Solutions
Purpose of loan:
This loan will be used to...Pay off start up cost for new work from business on the side, and consolidate a few other debts.
My financial situation:
I am a good candidate for this loan because...Our children are grown and on their own. My wife and I both have full time jobs with decent incomes.
Monthly net income: $3600
Monthly expenses: $2400
Housing: $500
Insurance: $225
Car expenses: $653
Utilities: $230
Phone, cable, internet: $225
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $175 Charity
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/12/2011 9:08:31 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:13 AM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:34 PM |
leeball | $100.00 | 9/13/2011 9:39:15 PM |
Kaj | $30.00 | 9/14/2011 5:37:02 PM |
goose026 | $25.00 | 9/15/2011 6:52:35 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:52 AM |
Clambake | $50.00 | 9/15/2011 11:36:18 AM |
dime-sapling | $25.00 | 9/15/2011 6:49:52 PM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:42 AM |
jjswanso | $50.00 | 9/16/2011 6:50:34 AM |
return-enthusiast1 | $25.00 | 9/16/2011 9:38:31 AM |
repaymeplease | $25.00 | 9/16/2011 3:10:41 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:39 PM |
american6 | $100.00 | 9/16/2011 4:28:39 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:10 PM |
mennleo | $40.00 | 9/16/2011 11:08:47 PM |
treasure-gazer | $25.00 | 9/17/2011 12:18:31 AM |
mad-scientist418 | $26.00 | 9/17/2011 8:54:39 AM |
return-beeper | $30.00 | 9/17/2011 1:06:02 PM |
tender-commerce8 | $100.00 | 9/17/2011 2:26:37 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:12 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:49 AM |
Bookophile | $50.00 | 9/18/2011 4:17:59 AM |
SojournerMobile | $100.00 | 9/18/2011 8:58:56 AM |
ethical-truth211 | $500.00 | 9/18/2011 7:54:45 AM |
Peacepower | $30.95 | 9/18/2011 10:02:30 AM |
gadget7 | $25.00 | 9/18/2011 3:49:11 PM |
auction-seeker4 | $25.00 | 9/18/2011 6:49:27 PM |
rocker137 | $35.00 | 9/19/2011 5:00:42 AM |
evnagelist | $50.00 | 9/19/2011 9:39:12 AM |
penny-gala6 | $50.00 | 9/19/2011 10:16:28 AM |
silver-voyager9 | $25.00 | 9/19/2011 11:51:03 AM |
songbird98 | $25.00 | 9/19/2011 1:02:56 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:32 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:05 PM |
zebra806 | $50.00 | 9/19/2011 3:45:58 PM |
mtquan | $25.00 | 9/19/2011 2:24:57 PM |
gdbls | $100.00 | 9/19/2011 6:04:57 PM |
E_G | $50.00 | 9/19/2011 7:01:47 PM |
CubsFan23 | $100.00 | 9/19/2011 6:51:46 PM |
supersam | $250.00 | 9/20/2011 6:54:16 AM |
diablorulz | $50.00 | 9/20/2011 9:40:47 AM |
Weaverville | $25.00 | 9/20/2011 10:47:14 AM |
unflappable-bonus3 | $50.00 | 9/20/2011 10:34:38 AM |
jodilee31 | $50.00 | 9/20/2011 6:40:57 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:19 AM |
Christus_Victor | $25.00 | 9/21/2011 8:16:11 AM |
boss42 | $50.00 | 9/21/2011 9:45:55 AM |
COCHINOBOY | $50.00 | 9/21/2011 12:40:05 PM |
Bob450 | $25.00 | 9/21/2011 3:05:28 PM |
Oranje88 | $50.00 | 9/21/2011 12:52:08 PM |
Castelj | $30.00 | 9/21/2011 3:20:40 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:32 PM |
GoldenGo4 | $50.00 | 9/21/2011 5:50:02 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:51 PM |
jescowa | $50.00 | 9/21/2011 6:16:50 PM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:02 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:14 PM |
1-HARD-HEAD | $100.00 | 9/21/2011 11:13:53 PM |
agreement-guild | $50.00 | 9/22/2011 5:34:01 AM |
cxl9 | $38.76 | 9/22/2011 9:34:54 AM |
damage | $25.00 | 9/22/2011 10:09:59 AM |
dordee | $75.00 | 9/22/2011 10:10:20 AM |
mpatrick | $50.00 | 9/22/2011 10:55:28 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:40 AM |
investment-comet | $25.00 | 9/22/2011 11:33:42 AM |
relentless-fund1 | $50.00 | 9/22/2011 11:53:45 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:15 PM |
dime-sprout | $25.00 | 9/22/2011 2:44:55 PM |
wdove511 | $30.00 | 9/22/2011 1:11:20 PM |
LeReve | $50.00 | 9/22/2011 2:35:23 PM |
the-serene-transaction | $28.71 | 9/22/2011 4:34:17 PM |
wise-unique-market | $150.00 | 9/22/2011 4:54:58 PM |
nickel-hickory | $50.00 | 9/22/2011 5:06:51 PM |
comet55 | $25.00 | 9/22/2011 5:07:41 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:16 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:03 PM |
Vaanolo | $25.00 | 9/22/2011 5:13:45 PM |
bmbanzai | $25.00 | 9/22/2011 5:29:51 PM |
CSharper | $25.00 | 9/22/2011 6:04:27 PM |
Pitufo | $25.00 | 9/22/2011 5:50:39 PM |
108lender | $150.00 | 9/22/2011 6:40:11 PM |
herbyman | $50.00 | 9/22/2011 6:02:58 PM |
happylender999 | $78.96 | 9/22/2011 7:02:22 PM |
profitable-money | $25.00 | 9/22/2011 6:59:47 PM |
prominence8 | $32.62 | 9/22/2011 7:05:10 PM |
wise-unequivocal-return | $100.00 | 9/22/2011 6:29:57 PM |
rolltide09 | $25.00 | 9/22/2011 2:07:45 PM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:33 AM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:15 PM |
oplender | $25.00 | 9/12/2011 4:34:11 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:01 AM |
Interloper | $25.00 | 9/13/2011 5:22:54 PM |
return-seeker85 | $50.00 | 9/14/2011 4:41:08 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:26 PM |
life-is-great | $25.00 | 9/15/2011 8:14:38 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:13 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:25 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:21 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 3:54:16 AM |
listing-vista | $100.00 | 9/16/2011 5:48:20 AM |
slartibardfast | $25.00 | 9/16/2011 10:37:37 AM |
moola-monger9 | $50.00 | 9/16/2011 11:03:40 AM |
danf2201 | $50.00 | 9/16/2011 7:51:58 PM |
return-investor6 | $50.00 | 9/16/2011 10:36:57 PM |
LifeRing | $50.00 | 9/16/2011 9:18:49 PM |
kulender | $100.00 | 9/17/2011 6:14:52 AM |
revenue-tsunami | $50.00 | 9/17/2011 1:03:14 PM |
credit-maple5 | $25.00 | 9/18/2011 2:44:55 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:14 AM |
friendly-moola0 | $250.00 | 9/18/2011 5:48:02 AM |
ockid007 | $50.00 | 9/18/2011 7:19:56 AM |
lrr34 | $100.00 | 9/18/2011 8:44:27 AM |
credit-birch | $40.00 | 9/18/2011 10:30:13 AM |
nycloan | $25.00 | 9/18/2011 10:35:52 AM |
supreme-hope | $25.00 | 9/18/2011 10:56:48 AM |
first-class-dime | $25.00 | 9/18/2011 1:43:37 PM |
shrewd-deal | $50.00 | 9/18/2011 7:12:29 PM |
marwadi-62 | $100.00 | 9/18/2011 5:33:29 PM |
canisian | $25.00 | 9/19/2011 8:05:30 AM |
thelovebug | $100.00 | 9/19/2011 7:44:35 AM |
yield-seeker | $25.00 | 9/19/2011 8:11:16 AM |
liberty-society5 | $25.00 | 9/19/2011 9:57:58 AM |
currency-persimmon | $25.00 | 9/19/2011 11:01:55 AM |
Lend2006 | $25.00 | 9/19/2011 3:19:42 PM |
careful-compassion | $25.00 | 9/19/2011 4:38:24 PM |
prohelper | $25.00 | 9/19/2011 5:28:57 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:53:20 PM |
skuba | $50.00 | 9/20/2011 2:14:22 AM |
integrity-doctor | $100.00 | 9/20/2011 6:32:04 AM |
stonehillloans | $25.00 | 9/20/2011 5:22:40 AM |
himanshuko | $25.00 | 9/20/2011 7:29:36 AM |
quest0 | $50.00 | 9/20/2011 10:10:42 AM |
fairness-atmosphere | $25.00 | 9/20/2011 10:21:21 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:22 AM |
wirebutterfly | $50.00 | 9/20/2011 4:03:57 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:22 PM |
jodilee31 | $100.00 | 9/20/2011 6:48:11 PM |
gold-pudding6 | $25.00 | 9/21/2011 5:47:04 AM |
cathmorcorvus | $50.00 | 9/20/2011 9:40:29 PM |
radforj22 | $50.00 | 9/21/2011 7:33:24 AM |
GoldenGo4 | $50.00 | 9/21/2011 6:07:47 AM |
Harry | $50.00 | 9/21/2011 8:29:32 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:35 PM |
quiksilver180 | $25.00 | 9/21/2011 10:22:39 AM |
credit-meteor7 | $100.00 | 9/21/2011 10:41:40 AM |
velocity-flag | $25.00 | 9/21/2011 12:44:40 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:24 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:47 PM |
ursus | $50.00 | 9/21/2011 5:08:19 PM |
happy-yield | $25.00 | 9/21/2011 5:56:27 PM |
top-unique-rate | $25.00 | 9/21/2011 6:22:11 PM |
tech310 | $50.00 | 9/21/2011 6:04:19 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:16 PM |
kind-finance-burrito | $125.00 | 9/21/2011 8:19:36 PM |
equitable-capital758 | $250.00 | 9/21/2011 10:38:49 PM |
6moonbeams | $50.00 | 9/22/2011 7:23:05 AM |
divedude | $25.00 | 9/22/2011 8:14:02 AM |
doopers | $25.00 | 9/22/2011 9:18:40 AM |
Maggie3 | $25.00 | 9/22/2011 10:04:51 AM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:43 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:51 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:23 PM |
MTGuy | $25.00 | 9/22/2011 3:57:19 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:39 PM |
villagers | $50.00 | 9/22/2011 3:11:26 PM |
AndyT1999 | $25.00 | 9/22/2011 4:34:51 PM |
ursus | $100.00 | 9/22/2011 4:59:36 PM |
zeelender | $25.00 | 9/22/2011 5:05:08 PM |
DreDub | $50.00 | 9/22/2011 4:55:25 PM |
gold-commander0 | $25.00 | 9/22/2011 5:33:57 PM |
weiyinsan | $25.00 | 9/22/2011 5:26:22 PM |
skillful-asset5 | $30.00 | 9/22/2011 6:36:57 PM |
174 Investments
|
Borrower Payment Dependent Notes Series
526460
This series of Notes was issued and sold upon the funding of the borrower loan #53791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,718.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $373.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,428 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-gazelle0 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...upgrade my home. Install new siding
My financial situation:
I am a good candidate for this loan because...my credit is exceptional
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
chestnut4 | $50.00 | 9/25/2011 8:31:28 PM |
green-trade-dolphin2 | $25.00 | 9/12/2011 9:49:26 AM |
indomitable-coin | $25.00 | 9/12/2011 9:28:23 AM |
Tradesmanlender | $25.00 | 9/12/2011 1:18:12 PM |
oplender | $25.00 | 9/12/2011 4:34:11 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:02 AM |
income-encore1 | $25.00 | 9/13/2011 1:26:45 PM |
caring-hope2 | $100.00 | 9/13/2011 4:27:00 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:13 PM |
Kaj | $50.00 | 9/16/2011 3:58:44 AM |
fcrick | $25.00 | 9/16/2011 3:05:27 PM |
radforj22 | $25.00 | 9/17/2011 7:54:10 AM |
Dubbs360 | $100.00 | 9/17/2011 8:52:47 AM |
return-beeper | $30.00 | 9/17/2011 1:08:54 PM |
oneeighty | $25.00 | 9/17/2011 2:40:53 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:12 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:24 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:15 AM |
Interloper | $25.00 | 9/18/2011 9:41:28 AM |
shrewd-deal | $50.00 | 9/18/2011 7:12:29 PM |
Weaverville | $50.00 | 9/18/2011 9:10:32 PM |
reward-burger2 | $50.00 | 9/19/2011 7:36:19 AM |
value-wind0 | $90.15 | 9/19/2011 8:44:59 AM |
currency-persimmon | $70.00 | 9/19/2011 11:02:56 AM |
kukubird | $40.00 | 9/19/2011 3:51:20 PM |
irishcocacola | $25.00 | 9/19/2011 3:41:48 PM |
CalBear08 | $25.00 | 9/20/2011 1:25:00 AM |
stonehillloans | $25.00 | 9/20/2011 5:25:06 AM |
red-rate-youngster | $25.00 | 9/20/2011 6:34:33 AM |
supersam | $213.00 | 9/20/2011 6:44:54 AM |
ingeborg77 | $50.00 | 9/20/2011 8:54:44 AM |
jimbo29blue | $50.00 | 9/20/2011 8:49:22 AM |
ingeborg77 | $50.00 | 9/20/2011 8:54:54 AM |
diablorulz | $50.00 | 9/20/2011 9:40:47 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:53 PM |
4Horseman | $50.00 | 9/20/2011 5:46:49 PM |
rockerZ71 | $25.00 | 9/21/2011 4:47:55 AM |
seabass123 | $25.00 | 9/21/2011 8:22:10 AM |
thrifty-exchange7 | $25.00 | 9/21/2011 10:56:35 AM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:25 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:48 PM |
tremendous-revenue4 | $50.00 | 9/21/2011 6:26:13 PM |
jescowa | $50.00 | 9/21/2011 6:12:53 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:51 PM |
Big_Lendin | $25.55 | 9/21/2011 6:49:08 PM |
BankofPete | $25.00 | 9/22/2011 6:44:57 AM |
payout-bridge | $75.00 | 9/22/2011 8:48:11 AM |
atlantic51 | $25.00 | 9/22/2011 9:30:58 AM |
SlowGardener | $50.00 | 9/22/2011 2:30:46 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:40 PM |
DreDub | $50.00 | 9/22/2011 4:55:25 PM |
GCInvestments | $29.00 | 9/22/2011 4:53:22 PM |
3_boyz | $100.00 | 9/22/2011 5:39:47 PM |
Pitufo | $25.00 | 9/22/2011 5:51:14 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:08 PM |
money-floret | $50.00 | 9/22/2011 8:30:56 PM |
blissful-penny | $25.00 | 9/22/2011 8:51:45 PM |
market-dancer8 | $90.00 | 9/22/2011 9:50:08 PM |
balance-bliss | $100.00 | 9/23/2011 12:32:52 AM |
jpblan11 | $41.20 | 9/23/2011 5:21:43 AM |
sri59 | $100.00 | 9/23/2011 6:16:11 AM |
happy-loyalty | $25.00 | 9/23/2011 5:53:03 AM |
coin-amigo | $25.00 | 9/23/2011 6:38:31 AM |
meadow48 | $25.00 | 9/23/2011 6:59:12 AM |
ect_2k20 | $25.00 | 9/23/2011 7:42:50 AM |
quintilian | $25.00 | 9/23/2011 9:58:33 AM |
truth-umbrella3 | $25.00 | 9/23/2011 10:05:36 AM |
minista | $51.00 | 9/23/2011 9:48:22 AM |
lendme2 | $25.00 | 9/23/2011 10:13:17 AM |
bjr01 | $25.00 | 9/23/2011 10:38:13 AM |
salala | $25.00 | 9/23/2011 10:45:19 AM |
rcm87 | $100.00 | 9/23/2011 11:11:59 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:56 AM |
feiandasun | $25.00 | 9/23/2011 11:52:53 AM |
julijask | $50.00 | 9/23/2011 12:39:36 PM |
Peterman | $25.00 | 9/23/2011 2:31:33 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:41 PM |
wampum-chorus3 | $25.00 | 9/23/2011 2:54:43 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:36 PM |
orange-courageous-dedication | $25.00 | 9/24/2011 12:17:33 AM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:11 AM |
benjamin67 | $162.00 | 9/24/2011 6:20:51 AM |
escharfer | $25.00 | 9/24/2011 8:52:10 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:18:45 AM |
acropiloterau2002 | $25.00 | 9/24/2011 9:46:54 AM |
credit-observatory | $25.00 | 9/24/2011 11:09:36 AM |
awe-inspiring-payment | $30.99 | 9/24/2011 9:59:35 AM |
dospapalotes | $25.00 | 9/24/2011 10:32:23 AM |
compassion-lotus5 | $50.00 | 9/24/2011 10:57:22 AM |
genius520 | $50.00 | 9/24/2011 12:09:19 PM |
emo13 | $50.00 | 9/24/2011 1:06:46 PM |
fervent-currency5 | $50.00 | 9/24/2011 1:11:44 PM |
Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:23 PM |
the-profit-oracle | $25.00 | 9/24/2011 7:02:28 PM |
healthy-bonus6 | $25.00 | 9/24/2011 8:58:09 PM |
msh345 | $25.00 | 9/24/2011 10:06:53 PM |
boogles72 | $25.00 | 9/24/2011 11:04:53 PM |
Elbanko | $25.00 | 9/25/2011 5:58:48 AM |
creative-p2p0 | $25.00 | 9/25/2011 5:52:07 AM |
OwlGirl | $50.00 | 9/25/2011 8:40:22 AM |
lostontheedge | $25.00 | 9/25/2011 10:32:10 AM |
Mr_Marcus | $25.00 | 9/25/2011 10:12:39 AM |
JAB | $61.88 | 9/25/2011 11:14:03 AM |
dollardave | $100.00 | 9/25/2011 11:25:55 AM |
leverage-monger | $25.00 | 9/25/2011 2:07:16 PM |
investment-festival8 | $250.00 | 9/25/2011 2:09:26 PM |
77dowplace | $29.00 | 9/25/2011 7:21:23 PM |
first-class-yield9 | $100.00 | 9/25/2011 6:22:43 PM |
cosmof16 | $25.00 | 9/26/2011 2:35:34 AM |
icchok | $100.00 | 9/26/2011 6:40:34 AM |
silver-armada | $50.00 | 9/26/2011 5:22:56 AM |
bill-expert | $42.00 | 9/26/2011 8:17:10 AM |
yomanie | $25.00 | 9/26/2011 6:35:11 AM |
nalaari | $25.00 | 9/26/2011 6:34:00 AM |
Investor_DP | $100.00 | 9/12/2011 9:08:13 AM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:33 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:13 AM |
Bank_Of_XL | $25.00 | 9/12/2011 9:32:15 AM |
JustMee | $25.00 | 9/12/2011 12:07:22 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:34 PM |
mr55262 | $50.00 | 9/13/2011 10:28:58 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:43 PM |
Chosen-one | $50.00 | 9/13/2011 8:44:25 PM |
leeball | $100.00 | 9/13/2011 9:39:16 PM |
goose026 | $25.00 | 9/15/2011 6:52:36 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:17 AM |
superb-funds335 | $25.00 | 9/15/2011 11:29:10 PM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 3:54:36 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:42 AM |
return-seeker85 | $50.00 | 9/16/2011 5:43:49 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:55 AM |
umfan123 | $25.00 | 9/16/2011 9:33:11 AM |
genelinist | $100.00 | 9/16/2011 11:12:26 AM |
american6 | $100.00 | 9/16/2011 4:28:39 PM |
FinDoc | $25.00 | 9/16/2011 6:28:39 PM |
equitable-capital758 | $250.00 | 9/16/2011 6:52:16 PM |
commerce-yeller | $50.00 | 9/17/2011 7:05:15 AM |
economy-popcorn | $25.00 | 9/18/2011 6:54:54 AM |
CreditBuilder2 | $25.00 | 9/18/2011 2:14:18 PM |
life-is-great | $25.00 | 9/19/2011 7:16:27 AM |
mtquan | $25.00 | 9/19/2011 2:24:58 PM |
currency-saguaro9 | $125.00 | 9/19/2011 3:49:55 PM |
investment-violin0 | $25.00 | 9/19/2011 3:46:33 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:55:14 PM |
awwaww | $26.00 | 9/19/2011 7:16:46 PM |
gold-pudding6 | $50.00 | 9/19/2011 8:50:58 PM |
djber | $25.06 | 9/19/2011 9:52:19 PM |
supersam | $250.00 | 9/20/2011 6:59:00 AM |
jimbo29blue | $50.00 | 9/20/2011 8:49:30 AM |
himanshuko | $25.00 | 9/20/2011 7:29:26 AM |
return-enthusiast1 | $25.00 | 9/20/2011 7:30:37 AM |
jimbo29blue | $50.00 | 9/20/2011 8:49:39 AM |
don'twannadance | $54.00 | 9/20/2011 8:57:45 AM |
don'twannadance | $50.00 | 9/20/2011 8:57:56 AM |
don'twannadance | $50.00 | 9/20/2011 9:00:02 AM |
don'twannadance | $50.00 | 9/20/2011 8:58:04 AM |
ingeborg77 | $72.00 | 9/20/2011 8:55:07 AM |
finance-symphony7 | $75.00 | 9/20/2011 9:37:02 AM |
silver-voyager9 | $25.00 | 9/20/2011 10:11:14 AM |
quest0 | $100.00 | 9/20/2011 10:10:29 AM |
mennleo | $50.00 | 9/20/2011 11:31:10 AM |
newest-justice-bear | $25.00 | 9/20/2011 1:00:21 PM |
terryaj | $25.00 | 9/20/2011 2:04:35 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:03:46 AM |
colorfulgardener | $25.00 | 9/21/2011 2:06:16 AM |
treasure-singularity | $25.00 | 9/21/2011 8:53:26 AM |
Truckie-FD | $49.48 | 9/21/2011 9:56:01 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:35 PM |
yield-implementer8 | $31.42 | 9/21/2011 1:15:40 PM |
squadron781 | $25.00 | 9/21/2011 4:35:44 PM |
Engineer44 | $33.00 | 9/21/2011 3:52:25 PM |
Theodon | $25.00 | 9/21/2011 7:00:54 PM |
imlosttoo | $28.00 | 9/21/2011 7:09:42 PM |
agreement-guild | $50.00 | 9/22/2011 5:34:02 AM |
economy-caper9 | $25.00 | 9/22/2011 7:33:42 AM |
revenue-serenity | $25.00 | 9/22/2011 8:34:33 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:41 AM |
musososeki | $25.00 | 9/22/2011 11:34:19 AM |
kentmolyneaux | $27.57 | 9/22/2011 12:38:47 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:15 PM |
jazzlender | $50.00 | 9/22/2011 1:15:04 PM |
Centaur | $25.00 | 9/22/2011 2:48:52 PM |
riproaringrapids | $25.00 | 9/22/2011 1:28:51 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:24:49 PM |
compwhiz | $33.45 | 9/22/2011 4:33:31 PM |
Aimvest | $25.00 | 9/22/2011 4:53:39 PM |
comet55 | $25.00 | 9/22/2011 5:07:41 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:03 PM |
wwwUniversal | $25.00 | 9/22/2011 5:19:06 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:07 PM |
auction-elvis | $25.00 | 9/22/2011 5:31:41 PM |
affluence-promise | $25.00 | 9/22/2011 8:23:51 PM |
Supernick | $50.00 | 9/22/2011 8:30:59 PM |
goodcents | $35.00 | 9/22/2011 9:14:35 PM |
meenan | $50.00 | 9/22/2011 9:16:02 PM |
wise-loot-bear | $50.00 | 9/22/2011 9:05:11 PM |
wach | $25.58 | 9/22/2011 11:08:57 PM |
fervent-repayment | $25.00 | 9/23/2011 3:09:39 AM |
Lender0010 | $50.00 | 9/23/2011 12:51:24 AM |
p1k4blu | $25.00 | 9/23/2011 2:20:16 AM |
fcukciti | $25.00 | 9/23/2011 5:41:10 AM |
btw8211 | $25.00 | 9/23/2011 6:45:22 AM |
anacent | $50.00 | 9/23/2011 6:53:16 AM |
fulfilling-investment4 | $77.00 | 9/23/2011 7:36:23 AM |
first-serene-credit | $25.00 | 9/23/2011 8:38:25 AM |
johannesfactotum | $39.67 | 9/23/2011 9:45:21 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:25 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:25 AM |
mg6619 | $25.00 | 9/23/2011 11:26:20 AM |
marwadi-62 | $100.00 | 9/23/2011 3:14:47 PM |
money-bauble | $200.00 | 9/23/2011 5:07:29 PM |
loyalty-spartan | $25.00 | 9/24/2011 4:50:40 AM |
lounges | $25.00 | 9/24/2011 5:51:57 AM |
dime-sprout | $25.00 | 9/24/2011 5:54:36 AM |
nalaari | $25.00 | 9/24/2011 6:21:07 AM |
usemymoney | $25.00 | 9/24/2011 11:13:50 AM |
benjo | $25.00 | 9/24/2011 11:19:16 AM |
ski bum | $71.00 | 9/24/2011 12:12:54 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:44:16 PM |
astute-benjamins | $25.00 | 9/24/2011 4:36:52 PM |
Solid-Platinum | $50.00 | 9/24/2011 1:31:48 PM |
aurorafinancial | $25.00 | 9/24/2011 7:25:15 PM |
gracej | $25.00 | 9/24/2011 7:27:48 PM |
Tsimmeej | $25.00 | 9/24/2011 8:05:24 PM |
riskreward | $250.00 | 9/24/2011 5:29:08 PM |
ultimatepaintball | $25.00 | 9/24/2011 9:01:18 PM |
timmsc | $25.00 | 9/24/2011 10:11:38 PM |
Anny-Disco | $25.00 | 9/25/2011 5:01:53 AM |
primed | $25.00 | 9/25/2011 5:51:03 AM |
MoneyTree79 | $75.00 | 9/25/2011 7:05:10 AM |
LoanDMC | $50.00 | 9/25/2011 11:42:06 AM |
brutusbone | $25.00 | 9/25/2011 11:48:06 AM |
a-helping-hand | $2,000.00 | 9/25/2011 10:34:40 AM |
antlr | $25.00 | 9/25/2011 1:59:03 PM |
DrMoneyBags | $25.00 | 9/25/2011 2:59:06 PM |
smart-kindness8 | $100.00 | 9/25/2011 2:55:52 PM |
pious-benjamins1 | $25.00 | 9/25/2011 7:42:52 PM |
imagenki | $25.00 | 9/25/2011 7:47:46 PM |
medman | $25.00 | 9/25/2011 8:36:46 PM |
Eagledrop | $25.00 | 9/25/2011 7:27:11 PM |
runner262 | $25.00 | 9/25/2011 8:00:40 PM |
moola-man | $25.00 | 9/25/2011 8:00:58 PM |
currency-balancer | $25.00 | 9/25/2011 9:39:04 PM |
larslfe | $50.00 | 9/26/2011 1:26:25 AM |
kyomoon | $50.00 | 9/26/2011 7:49:08 AM |
kulender | $50.00 | 9/26/2011 6:31:04 AM |
techreseller | $50.00 | 9/26/2011 6:38:10 AM |
degster | $25.00 | 9/26/2011 6:58:59 AM |
6moonbeams | $50.00 | 9/26/2011 8:58:53 AM |
Oranje88 | $60.00 | 9/26/2011 8:21:20 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:41 AM |
wealthstar | $25.00 | 9/26/2011 8:45:42 AM |
252 Investments
|
Borrower Payment Dependent Notes Series
526468
This series of Notes was issued and sold upon the funding of the borrower loan #53779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $356.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 31y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,908 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| elegant-affluence1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cheeta
Purpose of loan:
This loan will be used to...pay all credit cards
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time and I have a stady job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:12:33 AM |
Investor_DP | $100.00 | 9/12/2011 9:08:13 AM |
Bank_Of_XL | $25.00 | 9/12/2011 9:32:31 AM |
JustMee | $25.00 | 9/12/2011 12:06:59 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:35 PM |
Pulchritudinous | $25.00 | 9/12/2011 1:55:16 PM |
oplender | $25.00 | 9/12/2011 4:34:12 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:03 AM |
indomitable-coin | $25.00 | 9/13/2011 4:59:23 AM |
gentle-gain235 | $100.00 | 9/13/2011 10:29:44 PM |
MonopolyDred | $25.00 | 9/14/2011 5:38:38 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:18 AM |
compoundinterest | $50.00 | 9/15/2011 5:12:14 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:11:33 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:36 AM |
Kaj | $50.00 | 9/16/2011 3:58:59 AM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 3:55:22 AM |
umfan123 | $25.00 | 9/16/2011 9:33:11 AM |
fcrick | $25.00 | 9/16/2011 3:05:33 PM |
american6 | $100.00 | 9/16/2011 4:28:40 PM |
rpg | $25.00 | 9/16/2011 4:54:36 PM |
radforj22 | $25.00 | 9/17/2011 7:54:11 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:49:17 AM |
equitable-capital758 | $250.00 | 9/17/2011 12:14:02 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:13 PM |
generous-deal6 | $50.00 | 9/18/2011 2:53:15 AM |
Interloper | $25.00 | 9/18/2011 9:41:28 AM |
Weaverville | $50.00 | 9/18/2011 9:10:32 PM |
Bio-physicist | $31.00 | 9/19/2011 12:23:09 AM |
CO80487 | $25.00 | 9/19/2011 7:42:56 PM |
GoldenGo4 | $36.13 | 9/20/2011 7:10:18 AM |
jimbo29blue | $50.00 | 9/20/2011 8:48:36 AM |
jimbo29blue | $58.00 | 9/20/2011 8:48:57 AM |
ingeborg77 | $50.00 | 9/20/2011 8:55:54 AM |
ingeborg77 | $50.00 | 9/20/2011 8:56:02 AM |
don'twannadance | $50.00 | 9/20/2011 8:58:58 AM |
happyface | $50.00 | 9/20/2011 8:52:56 AM |
ingeborg77 | $50.00 | 9/20/2011 8:56:31 AM |
thoughtful-contract984 | $25.00 | 9/20/2011 9:13:27 AM |
quest0 | $50.00 | 9/20/2011 10:10:14 AM |
diablorulz | $50.00 | 9/20/2011 9:40:47 AM |
jazzlender | $50.00 | 9/20/2011 1:17:11 PM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:53 PM |
brainy-repayment5 | $50.01 | 9/21/2011 11:41:45 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:35 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:25 PM |
wwwUniversal | $25.00 | 9/21/2011 5:17:58 PM |
jescowa | $50.00 | 9/21/2011 6:12:53 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:51 PM |
Big_Lendin | $25.00 | 9/21/2011 6:48:08 PM |
moola-cell3 | $37.00 | 9/22/2011 6:54:28 AM |
orangetrust | $50.00 | 9/22/2011 10:06:42 AM |
ctgscott | $25.00 | 9/22/2011 11:26:19 AM |
77dowplace | $27.00 | 9/22/2011 11:26:22 AM |
gtdane | $48.83 | 9/22/2011 12:29:36 PM |
Centaur | $25.00 | 9/22/2011 2:48:15 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:36:43 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:03 PM |
auction-elvis | $25.00 | 9/22/2011 5:32:03 PM |
3_boyz | $100.00 | 9/22/2011 5:40:16 PM |
justice-circuitry0 | $50.00 | 9/22/2011 6:29:07 PM |
money-floret | $50.00 | 9/22/2011 8:30:56 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:09 PM |
cathmorcorvus | $50.00 | 9/22/2011 9:34:32 PM |
fcukciti | $25.00 | 9/23/2011 5:41:10 AM |
anacent | $50.00 | 9/23/2011 6:53:17 AM |
meadow48 | $25.00 | 9/23/2011 6:55:44 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:23 AM |
AndChicksforFree | $25.07 | 9/23/2011 8:22:25 AM |
moola-buddy | $25.00 | 9/23/2011 9:26:28 AM |
minista | $26.00 | 9/23/2011 9:44:49 AM |
lendme2 | $25.00 | 9/23/2011 10:13:18 AM |
rcm87 | $100.00 | 9/23/2011 11:11:59 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:56 AM |
mg6619 | $25.00 | 9/23/2011 11:29:21 AM |
julijask | $50.00 | 9/23/2011 12:42:57 PM |
credit-socrates648 | $2,000.00 | 9/23/2011 2:33:51 PM |
Digs | $25.00 | 9/24/2011 5:32:46 AM |
jpac1066 | $200.00 | 9/24/2011 6:46:59 AM |
TechieLender | $50.00 | 9/24/2011 8:06:54 AM |
djkaiser | $25.00 | 9/24/2011 8:50:57 AM |
escharfer | $25.00 | 9/24/2011 8:52:10 AM |
helpful-fund8 | $81.00 | 9/24/2011 9:40:18 AM |
acropiloterau2002 | $25.00 | 9/24/2011 9:46:55 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:11:55 AM |
credit-observatory | $25.00 | 9/24/2011 11:10:45 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:41:36 PM |
genius520 | $37.00 | 9/24/2011 12:09:20 PM |
Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:23 PM |
aurorafinancial | $25.00 | 9/24/2011 7:25:15 PM |
gracej | $25.00 | 9/24/2011 7:27:48 PM |
timmsc | $25.00 | 9/24/2011 10:10:19 PM |
Anny-Disco | $25.00 | 9/25/2011 5:01:53 AM |
Elbanko | $25.00 | 9/25/2011 5:58:48 AM |
mizon291 | $80.00 | 9/25/2011 9:58:14 AM |
doc1 | $100.00 | 9/25/2011 10:05:01 AM |
lostontheedge | $25.00 | 9/25/2011 10:32:10 AM |
CoastalCASH | $50.00 | 9/25/2011 10:02:57 AM |
a-helping-hand | $1,945.80 | 9/25/2011 10:40:59 AM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:34 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:14 AM |
green-trade-dolphin2 | $25.00 | 9/12/2011 9:49:13 AM |
subtle-revenue0 | $25.00 | 9/13/2011 5:18:02 AM |
blot44 | $25.00 | 9/13/2011 6:08:08 AM |
Rivervale_Westwood | $26.00 | 9/13/2011 10:21:32 AM |
mr55262 | $50.00 | 9/13/2011 10:28:58 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:43 PM |
caring-hope2 | $50.00 | 9/13/2011 4:28:12 PM |
leeball | $100.00 | 9/13/2011 9:39:16 PM |
goose026 | $25.00 | 9/15/2011 6:52:36 AM |
phenomenal-gain5 | $25.00 | 9/15/2011 7:33:06 PM |
superb-funds335 | $25.00 | 9/15/2011 11:29:10 PM |
AF-Chief | $50.00 | 9/16/2011 8:27:55 AM |
genelinist | $50.00 | 9/16/2011 11:33:39 AM |
return-seeker85 | $50.00 | 9/16/2011 6:47:21 PM |
danf2201 | $50.00 | 9/16/2011 8:01:14 PM |
kindness-jedi | $50.00 | 9/17/2011 4:00:57 AM |
oneeighty | $25.00 | 9/17/2011 2:41:04 PM |
fairness-swashbuckler | $25.00 | 9/17/2011 3:49:05 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:25 AM |
life-is-great | $25.00 | 9/19/2011 7:16:28 AM |
value-wind0 | $100.00 | 9/19/2011 8:41:26 AM |
mennleo | $50.00 | 9/19/2011 12:57:20 PM |
mtquan | $25.00 | 9/19/2011 2:24:58 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:55:30 PM |
himanshuko | $25.00 | 9/20/2011 7:29:16 AM |
jimbo29blue | $50.00 | 9/20/2011 8:48:44 AM |
return-enthusiast1 | $25.00 | 9/20/2011 7:29:43 AM |
ingeborg77 | $50.00 | 9/20/2011 8:56:12 AM |
happyface | $50.00 | 9/20/2011 8:53:10 AM |
don'twannadance | $50.00 | 9/20/2011 8:58:47 AM |
don'twannadance | $50.00 | 9/20/2011 8:59:08 AM |
don'twannadance | $50.00 | 9/20/2011 8:59:27 AM |
happyface | $76.00 | 9/20/2011 8:53:21 AM |
QuoProQuid | $30.00 | 9/20/2011 9:56:06 AM |
finance-symphony7 | $37.36 | 9/20/2011 9:37:35 AM |
Rostov | $25.00 | 9/20/2011 9:40:13 AM |
coin-popcorn | $25.00 | 9/20/2011 10:34:14 AM |
scottysidewinder | $25.00 | 9/20/2011 6:39:58 PM |
arbor1 | $25.00 | 9/20/2011 8:54:04 PM |
nimble-nickel | $25.00 | 9/21/2011 12:05:15 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:48 PM |
agalt | $100.00 | 9/21/2011 3:17:56 PM |
Attract | $25.00 | 9/21/2011 4:12:22 PM |
revenue-serenity | $25.00 | 9/22/2011 8:34:33 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:36 AM |
5kids5 | $55.45 | 9/22/2011 12:24:50 PM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:41 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:15 PM |
peace-cell2 | $25.00 | 9/22/2011 11:55:18 AM |
riproaringrapids | $25.00 | 9/22/2011 1:28:52 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:40 PM |
feiandasun | $25.00 | 9/22/2011 4:15:14 PM |
Aimvest | $25.00 | 9/22/2011 4:53:39 PM |
comet55 | $25.00 | 9/22/2011 5:07:41 PM |
Pitufo | $25.00 | 9/22/2011 5:51:49 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:07 PM |
Supernick | $50.00 | 9/22/2011 8:31:21 PM |
meenan | $50.00 | 9/22/2011 9:16:02 PM |
listing-dna6 | $44.21 | 9/22/2011 10:58:35 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:36:50 AM |
p1k4blu | $25.00 | 9/23/2011 2:20:16 AM |
sri59 | $100.00 | 9/23/2011 6:16:30 AM |
billk333 | $25.00 | 9/23/2011 7:35:34 AM |
first-serene-credit | $25.00 | 9/23/2011 8:36:34 AM |
marwadi-62 | $100.00 | 9/23/2011 7:54:11 AM |
unrivaled-capital322 | $100.00 | 9/23/2011 9:27:26 AM |
truth-umbrella3 | $25.00 | 9/23/2011 10:04:30 AM |
platinum-czar | $25.00 | 9/23/2011 10:08:44 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:25 AM |
salala | $25.00 | 9/23/2011 10:45:19 AM |
tranquil-revenue | $50.00 | 9/23/2011 11:02:05 AM |
TicTac | $50.00 | 9/23/2011 2:44:44 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:42 PM |
KFB_Investments | $50.00 | 9/23/2011 2:37:30 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:36 PM |
responsibility-aurora | $25.00 | 9/23/2011 9:19:21 PM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:11 AM |
orange-courageous-dedication | $25.00 | 9/24/2011 12:17:34 AM |
lounges | $25.00 | 9/24/2011 5:51:58 AM |
wilmajean | $50.00 | 9/24/2011 3:45:20 AM |
dime-sprout | $25.00 | 9/24/2011 5:54:56 AM |
fearless-worth2 | $100.00 | 9/24/2011 8:16:20 AM |
compassion-lotus5 | $50.00 | 9/24/2011 10:57:22 AM |
benjo | $25.00 | 9/24/2011 11:19:16 AM |
fervent-currency5 | $50.00 | 9/24/2011 1:11:44 PM |
emo13 | $50.00 | 9/24/2011 1:06:46 PM |
Techne_Funds_LLC | $25.00 | 9/24/2011 2:04:59 PM |
burntxsoul | $36.00 | 9/24/2011 2:25:39 PM |
social-comet224 | $25.00 | 9/24/2011 3:56:10 PM |
bazaar-flow6 | $300.00 | 9/24/2011 2:30:21 PM |
pious-benjamins1 | $50.00 | 9/24/2011 7:28:02 PM |
wealth-neutrino2 | $25.00 | 9/24/2011 7:55:11 PM |
Tsimmeej | $25.00 | 9/24/2011 8:05:25 PM |
riskreward | $250.00 | 9/24/2011 5:29:08 PM |
ultimatepaintball | $25.54 | 9/24/2011 9:01:41 PM |
the-profit-oracle | $25.00 | 9/24/2011 7:02:28 PM |
sentimental-euro | $35.00 | 9/24/2011 8:08:07 PM |
intrepid-loot | $25.00 | 9/25/2011 7:54:06 AM |
shrewd-deal | $50.00 | 9/25/2011 9:00:20 AM |
smbau06 | $27.60 | 9/25/2011 9:08:41 AM |
Mr_Marcus | $25.00 | 9/25/2011 10:12:40 AM |
202 Investments
|
Borrower Payment Dependent Notes Series
526556
This series of Notes was issued and sold upon the funding of the borrower loan #53525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,910 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| vibraphone2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $3,560.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Expanision for a new client
Purpose of loan:
This loan will be used to...to allow to expand my sales for a new client which will be a $48,000 contract that will be signed on or before September 30, 2011
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $9600.00
Monthly expenses: $3342.00
Housing: $1575.00
Insurance: $192.00
Car expenses: $150.00
Utilities: $250.00
Phone, cable, internet: $225.00
Food, entertainment: $450.00
Clothing, household expenses: $250.00
Credit cards and other loans: $6600.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/12/2011 11:01:07 PM |
golffish2 | $25.00 | 9/13/2011 3:50:55 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:08 AM |
chairman440 | $25.00 | 9/13/2011 5:44:00 PM |
principal-laser | $62.37 | 9/14/2011 2:33:59 PM |
worth-blanket2 | $3,300.00 | 9/14/2011 3:37:16 PM |
ultimate-peace | $150.00 | 9/13/2011 4:47:21 AM |
shawnw2 | $50.00 | 9/13/2011 9:00:29 AM |
newfoundation | $25.00 | 9/13/2011 8:56:17 AM |
impeccable-ore3 | $25.00 | 9/13/2011 11:24:10 AM |
AF-Chief | $100.00 | 9/13/2011 1:34:38 PM |
larslfe | $50.00 | 9/13/2011 8:13:51 PM |
supreme-hope | $25.00 | 9/14/2011 3:51:57 AM |
chameleon125 | $25.00 | 9/14/2011 7:38:33 AM |
Rider | $12.63 | 9/14/2011 3:43:30 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
526580
This series of Notes was issued and sold upon the funding of the borrower loan #53575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 43% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,201 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Goodguynice |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
700-719
(Aug-2008)
|
Principal balance:
| $4,382.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Debt Consolidation - 3rd Prosper
Purpose of loan:
This loan will be used to...
Payoff smaller loans and payoff the 2nd prosper loan.
My financial situation:
I am a good candidate for this loan because, I have a stable job where I have been working for past 10 years and have always paid all my obligations on time, never late. Have paid off 1st prosper loan. Want one payment and lower interest rate if possible.
Monthly net income: $4000 (household)
Monthly expenses: $2500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $64.46 | 9/12/2011 10:49:11 PM |
312-Lender | $25.00 | 9/12/2011 11:48:16 PM |
platinum-boss2 | $50.00 | 9/13/2011 12:00:42 AM |
Moe87 | $25.00 | 9/13/2011 3:37:15 AM |
loanman2007 | $100.00 | 9/13/2011 5:21:42 AM |
mikeandcat | $100.00 | 9/13/2011 5:41:55 AM |
benjamins-rumbler | $50.00 | 9/13/2011 6:29:10 AM |
NekHoldings | $25.00 | 9/13/2011 6:33:11 AM |
Ubiquinone | $50.00 | 9/13/2011 7:16:20 AM |
affluence-tycoon | $50.00 | 9/13/2011 7:35:30 AM |
AF-Chief | $100.00 | 9/13/2011 1:34:38 PM |
AndChicksforFree | $57.00 | 9/13/2011 3:33:28 PM |
Jack55304 | $200.00 | 9/13/2011 4:32:13 PM |
twjh | $25.00 | 9/13/2011 4:48:03 PM |
omegamon1 | $25.00 | 9/13/2011 5:20:50 PM |
riv701 | $25.00 | 9/13/2011 6:05:59 PM |
Banker2OO7 | $51.00 | 9/13/2011 6:02:17 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:37 PM |
thankful-nickel2 | $50.00 | 9/13/2011 6:09:48 PM |
magnetic-dedication3 | $25.00 | 9/13/2011 6:21:29 PM |
omegamon1 | $25.00 | 9/13/2011 6:27:53 PM |
tolerant-dinero2 | $50.00 | 9/13/2011 11:23:23 PM |
supreme-hope | $25.00 | 9/14/2011 3:47:49 AM |
chameleon125 | $50.00 | 9/14/2011 7:42:37 AM |
CA-Lender | $75.00 | 9/14/2011 9:23:32 AM |
The_Phantom | $25.00 | 9/14/2011 10:02:14 AM |
chererat | $100.00 | 9/14/2011 10:05:26 AM |
ommcd | $25.00 | 9/14/2011 12:10:40 PM |
leball | $25.00 | 9/14/2011 1:52:38 PM |
lotuss4 | $66.04 | 9/14/2011 4:53:09 PM |
loss-of-control | $75.00 | 9/14/2011 5:38:55 PM |
vest_vortex | $50.00 | 9/14/2011 6:07:06 PM |
RoZu_Lending | $1,000.00 | 9/14/2011 6:18:32 PM |
suave-dime6 | $25.00 | 9/14/2011 6:24:54 PM |
LittleMingo | $30.00 | 9/14/2011 6:33:35 PM |
FoosMaster | $26.00 | 9/14/2011 6:49:28 PM |
nickel-hickory | $100.00 | 9/14/2011 9:49:43 PM |
Socorro_Capital_Partners | $25.01 | 9/14/2011 9:05:50 PM |
nickel-hickory | $100.00 | 9/14/2011 9:49:56 PM |
nimble-affluence4 | $25.00 | 9/14/2011 9:57:47 PM |
bluehen00 | $33.71 | 9/15/2011 3:02:31 AM |
icanhasloanz | $300.00 | 9/15/2011 4:59:06 AM |
palace2 | $64.80 | 9/15/2011 5:56:25 AM |
GElender | $40.00 | 9/15/2011 6:04:38 AM |
likeable-hope | $25.00 | 9/15/2011 6:04:16 AM |
freefly67 | $30.84 | 9/15/2011 7:04:16 AM |
genuine-money | $50.00 | 9/15/2011 7:09:55 AM |
auction-seeker4 | $25.00 | 9/15/2011 7:31:54 AM |
martymaniaman | $25.00 | 9/15/2011 7:22:31 AM |
moola-accelerator6 | $55.00 | 9/15/2011 8:00:03 AM |
justasoldier | $100.00 | 9/15/2011 8:51:14 AM |
trustworthy-currency1 | $115.91 | 9/15/2011 8:03:05 AM |
seabass123 | $25.00 | 9/15/2011 8:51:24 AM |
moola-monger9 | $50.00 | 9/15/2011 8:17:42 AM |
Champion_Lending | $25.00 | 9/15/2011 8:30:01 AM |
Skeptical-one | $45.00 | 9/15/2011 8:54:20 AM |
loanman2007 | $100.00 | 9/15/2011 9:44:32 AM |
sgt-schultz | $25.00 | 9/15/2011 10:25:27 AM |
kind-charming-value | $1,522.33 | 9/15/2011 11:37:30 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:49 AM |
atlas-shrugged | $200.00 | 9/13/2011 2:46:57 AM |
shawnw2 | $49.16 | 9/13/2011 3:15:44 AM |
DoctorJoe | $25.00 | 9/13/2011 4:29:09 AM |
janeybooboo | $150.00 | 9/13/2011 5:09:29 AM |
bullish2bearish | $32.40 | 9/13/2011 5:54:44 AM |
Mikale360 | $25.00 | 9/13/2011 6:48:49 AM |
social-hunter5 | $50.00 | 9/13/2011 6:46:57 AM |
RecoveryLender | $25.00 | 9/13/2011 6:43:21 AM |
a-fund-doctor | $25.00 | 9/13/2011 7:50:18 AM |
shawnw2 | $750.00 | 9/13/2011 8:58:08 AM |
Ubiquinone | $50.00 | 9/13/2011 10:08:29 AM |
OldManP | $45.00 | 9/13/2011 12:10:40 PM |
handy-justice | $100.00 | 9/13/2011 11:57:49 AM |
113121 | $200.00 | 9/13/2011 1:15:53 PM |
investment-artist | $26.01 | 9/13/2011 3:09:55 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:25 PM |
sensible-fund | $30.00 | 9/13/2011 5:06:48 PM |
well-mannered-truth3 | $25.00 | 9/13/2011 5:34:36 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:01 PM |
shrewd-income | $125.00 | 9/13/2011 7:55:41 PM |
diplomatic-wealth7 | $25.00 | 9/13/2011 7:51:13 PM |
ChoiceInvestments | $30.15 | 9/13/2011 11:14:55 PM |
tnjohnso | $25.00 | 9/14/2011 4:44:17 AM |
vtrentster | $25.00 | 9/14/2011 10:13:15 AM |
dollar-authority | $51.93 | 9/14/2011 10:42:48 AM |
FinanceEngine | $50.00 | 9/14/2011 2:20:26 PM |
farchoir | $25.00 | 9/14/2011 2:36:11 PM |
mikeandcat | $187.66 | 9/14/2011 2:41:27 PM |
proud-gold9 | $25.00 | 9/14/2011 4:47:12 PM |
trumpeter5 | $25.00 | 9/14/2011 5:13:47 PM |
graceful-investment | $100.00 | 9/14/2011 5:43:37 PM |
green-trade-dolphin | $48.47 | 9/14/2011 6:54:39 PM |
Bob450 | $30.00 | 9/14/2011 7:38:19 PM |
payout-bridge | $750.00 | 9/14/2011 7:21:37 PM |
orange-useful-revenue | $35.74 | 9/14/2011 8:07:06 PM |
SecondChanceLendingSERV | $48.31 | 9/14/2011 8:23:07 PM |
promise2 | $100.00 | 9/14/2011 9:50:39 PM |
jdhf99 | $30.54 | 9/14/2011 11:10:38 PM |
the-hope-workhorse | $25.00 | 9/14/2011 11:03:52 PM |
KarlMarx | $40.29 | 9/15/2011 1:41:11 AM |
EJPiper | $40.00 | 9/15/2011 5:44:58 AM |
irrelevant | $25.00 | 9/15/2011 6:05:13 AM |
orange-rapid-benjamins | $50.00 | 9/15/2011 6:39:31 AM |
myutmost | $25.00 | 9/15/2011 7:11:37 AM |
Leshan | $179.35 | 9/15/2011 7:35:36 AM |
priceless-note7 | $50.00 | 9/15/2011 7:00:59 AM |
terrific-peace8 | $25.00 | 9/15/2011 9:08:34 AM |
WakkaWakkaWakka | $42.89 | 9/15/2011 10:25:19 AM |
Bill88 | $25.00 | 9/15/2011 10:37:14 AM |
RainyDayFunds | $25.00 | 9/15/2011 11:35:59 AM |
luv4cycling | $25.00 | 9/15/2011 10:43:36 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
526584
This series of Notes was issued and sold upon the funding of the borrower loan #53493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-10-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 21% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,057 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 107% | | |
| |
Homeownership:
| No | | |
Screen name:
| NickPGT |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 47 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2010)
600-619
(Aug-2008)
600-619
(Jul-2008)
|
Principal balance:
| $3,092.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Getting Married
Purpose of loan: Wedding expenses
This loan will be used to go towards the cost of our wedding.
My financial situation:
I am a good candidate for this loan because I have had three other loans with Prosper with 100% paybacks, one is still open and active and has roughly 2 years left on it. I currently work as a manager for a bank and have been for a little over 6 years. I take pride in improving my credit score so my priority is ensuring that that payments are made 100% of the time. I can promise that there will never be any issues with my payments as they will be directly debited from my account.
Monthly net income: $ $2800.00
Monthly expenses: $
Housing: $ 370
Insurance: $ 75
Car expenses: $ 0
Utilities: $ 60
Phone, cable, internet: $ 20
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $5,000.00 | 9/10/2011 12:05:06 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
526614
This series of Notes was issued and sold upon the funding of the borrower loan #53637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-10-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $379.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $172,744 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benevolent-dime0 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Senior Associate at Law Firm
Purpose of loan:
This loan will be used to consolidate high-interest credit card debt.
My financial situation:
I am a good candidate for this loan because I have a good job, steady income, and I make my payments on time.
Good Job: I am senior associate at an economically-healthy law firm. I have worked there for nearly 4 years, and I am on track to make partner.
Steady Income: I am paid more than $225,000 per year.
On Time: I always pay my bills on time. I am never a day late or a dollar short.
In sum, I know that you have worked hard for your money. You want a safe and predictable return. And that is exactly what I will give you if you choose to invest in me.
Thank you for considering my application. I really appreciate it!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/10/2011 12:07:51 PM |
AndChicksforFree | $27.00 | 9/10/2011 2:50:03 PM |
Rivervale_Westwood | $50.00 | 9/11/2011 6:56:16 AM |
vutah | $25.00 | 9/11/2011 7:59:51 AM |
responsibility-butterfly | $25.00 | 9/11/2011 9:02:50 AM |
IPlayOutsideTheBox | $25.00 | 9/12/2011 5:36:14 AM |
helpishere777 | $25.00 | 9/12/2011 4:38:46 PM |
BxRealtor | $25.00 | 9/13/2011 4:04:56 AM |
leeball | $100.00 | 9/13/2011 9:39:08 PM |
elegant-income3 | $50.00 | 9/14/2011 7:17:21 PM |
goose026 | $25.00 | 9/15/2011 6:52:31 AM |
Dubbs360 | $100.00 | 9/15/2011 7:40:28 AM |
life-is-great | $25.00 | 9/15/2011 8:14:36 AM |
nprfan5 | $25.00 | 9/15/2011 9:02:42 AM |
seabass123 | $25.00 | 9/15/2011 5:42:15 PM |
listing-drummer | $75.00 | 9/16/2011 12:37:33 AM |
awwaww | $25.00 | 9/16/2011 3:51:22 AM |
thrifty-note2 | $25.00 | 9/16/2011 5:19:28 AM |
return-seeker85 | $50.00 | 9/16/2011 5:43:48 AM |
return-beeper | $30.00 | 9/16/2011 7:20:07 AM |
rustysailor | $25.00 | 9/16/2011 7:58:43 AM |
umfan123 | $25.00 | 9/16/2011 9:33:08 AM |
VesuvianMan | $1,000.00 | 9/16/2011 9:53:33 AM |
j2ee | $25.00 | 9/16/2011 10:09:37 AM |
slartibardfast | $25.00 | 9/16/2011 10:37:04 AM |
cocopuffs | $25.00 | 9/16/2011 10:56:21 AM |
fantastic-openness | $100.00 | 9/16/2011 11:31:57 AM |
richboy56 | $25.00 | 9/16/2011 12:04:37 PM |
agalt | $100.00 | 9/16/2011 11:33:42 AM |
gojackgo | $50.00 | 9/16/2011 12:01:11 PM |
fcrick | $25.00 | 9/16/2011 3:05:13 PM |
american6 | $100.00 | 9/16/2011 4:28:34 PM |
simiray | $25.00 | 9/16/2011 5:29:53 PM |
Lender0010 | $50.00 | 9/16/2011 9:12:07 PM |
mennleo | $70.00 | 9/16/2011 11:07:41 PM |
mmullen2 | $50.00 | 9/17/2011 6:02:53 AM |
Zach842 | $50.00 | 9/17/2011 7:11:20 AM |
77dowplace | $27.67 | 9/17/2011 8:14:21 AM |
mad-scientist418 | $25.00 | 9/17/2011 8:43:31 AM |
promise2 | $50.00 | 9/17/2011 3:41:16 PM |
adir1 | $25.00 | 9/17/2011 10:05:54 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:21 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:10 AM |
principal-bull | $25.00 | 9/18/2011 7:30:50 AM |
Ocean713 | $75.00 | 9/18/2011 11:19:54 AM |
mraleig | $175.00 | 9/18/2011 4:38:32 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:39:37 PM |
rogue_monster | $25.00 | 9/19/2011 8:39:52 AM |
currency-persimmon | $50.00 | 9/19/2011 10:48:10 AM |
revenue-serenity | $25.00 | 9/19/2011 1:03:30 PM |
E_G | $46.00 | 9/19/2011 7:01:47 PM |
enchanted-truth264 | $32.00 | 9/19/2011 6:51:09 PM |
dthompso | $48.00 | 9/19/2011 9:18:40 PM |
VAMUSIC | $100.00 | 9/20/2011 3:16:49 AM |
happy-loyalty | $25.00 | 9/20/2011 5:26:26 AM |
integrity-doctor | $100.00 | 9/20/2011 6:52:26 AM |
afm | $63.00 | 9/20/2011 9:47:36 AM |
ski bum | $31.00 | 9/20/2011 5:11:35 PM |
principal-exec | $25.00 | 9/21/2011 10:29:26 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:42 AM |
Ven58 | $25.00 | 9/21/2011 10:42:58 AM |
Marathoner | $25.00 | 9/21/2011 11:41:24 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:30 PM |
Oranje88 | $50.00 | 9/21/2011 12:51:29 PM |
Castelj | $34.00 | 9/21/2011 3:21:59 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:22 PM |
napmanger | $25.00 | 9/21/2011 5:22:36 PM |
fiddlerzvi | $50.00 | 9/21/2011 5:22:52 PM |
FredHead3 | $39.15 | 9/21/2011 6:57:10 PM |
value-wind0 | $50.00 | 9/21/2011 6:41:11 PM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:01 PM |
Smallbear | $25.00 | 9/22/2011 5:57:27 AM |
first-serene-credit | $25.00 | 9/22/2011 8:50:23 AM |
78 | $30.00 | 9/22/2011 9:05:28 AM |
money-bauble | $200.00 | 9/22/2011 9:06:49 AM |
DaddyBill | $26.59 | 9/22/2011 8:56:31 AM |
dordee | $75.00 | 9/22/2011 10:09:54 AM |
frankdelraza | $25.00 | 9/22/2011 9:36:37 AM |
credit-coach118 | $35.17 | 9/22/2011 11:10:07 AM |
riproaringrapids | $25.00 | 9/22/2011 1:28:50 PM |
greenventures | $25.00 | 9/22/2011 2:05:58 PM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:42 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:37 PM |
Gandalf0001 | $25.00 | 9/22/2011 4:45:53 PM |
valiant-liberty4 | $25.00 | 9/22/2011 5:06:20 PM |
athletesfootkb | $200.00 | 9/22/2011 4:50:35 PM |
EWP | $500.00 | 9/22/2011 4:56:13 PM |
julijask | $35.00 | 9/22/2011 5:40:58 PM |
Pitufo | $25.00 | 9/22/2011 5:44:27 PM |
Chervianne | $50.00 | 9/22/2011 5:44:33 PM |
bmbanzai | $25.00 | 9/22/2011 5:29:06 PM |
SpoonerPhan | $50.00 | 9/22/2011 5:55:55 PM |
CSharper | $44.09 | 9/22/2011 6:06:18 PM |
Skatingbear | $100.00 | 9/22/2011 6:23:20 PM |
astute-benjamins | $25.00 | 9/22/2011 5:49:36 PM |
handshake52 | $25.00 | 9/22/2011 6:07:03 PM |
crasherFL | $30.00 | 9/22/2011 6:45:32 PM |
lovely-greenback4 | $25.00 | 9/22/2011 6:22:13 PM |
platinum-rapture6 | $125.00 | 9/22/2011 7:07:36 PM |
wdove511 | $30.00 | 9/22/2011 6:53:52 PM |
Hiro07 | $27.00 | 9/22/2011 7:23:09 PM |
LD4LIFE | $32.00 | 9/22/2011 7:17:56 PM |
jubilant-durability9 | $50.00 | 9/22/2011 7:35:25 PM |
Supernick | $100.00 | 9/22/2011 8:29:50 PM |
wise-loot-bear | $25.00 | 9/22/2011 8:56:53 PM |
debt-legend | $25.00 | 9/22/2011 8:52:29 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:07 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:45:19 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:16 PM |
meenan | $50.00 | 9/22/2011 9:16:00 PM |
red-favorable-basis | $9.43 | 9/22/2011 10:15:49 PM |
rolltide09 | $25.00 | 9/22/2011 2:07:45 PM |
nickel-ferret | $50.00 | 9/10/2011 12:17:38 PM |
janeybooboo | $200.00 | 9/10/2011 1:27:42 PM |
worthy-bid8 | $50.00 | 9/10/2011 12:11:17 PM |
Bank_Of_XL | $25.00 | 9/10/2011 5:45:11 PM |
indomitable-coin | $25.00 | 9/10/2011 4:20:38 PM |
green-trade-dolphin2 | $30.00 | 9/10/2011 4:25:22 PM |
elvisloans | $25.00 | 9/11/2011 5:48:51 AM |
oplender | $25.00 | 9/10/2011 8:37:46 PM |
AF-Chief | $100.00 | 9/12/2011 7:31:23 AM |
mr55262 | $50.00 | 9/13/2011 10:28:54 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:40 PM |
AFairDeal | $30.00 | 9/13/2011 4:18:32 PM |
sunny-dough9 | $200.00 | 9/15/2011 1:04:34 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:13 AM |
Clambake | $50.00 | 9/15/2011 11:36:12 AM |
Weaverville | $50.00 | 9/15/2011 11:47:08 AM |
radforj22 | $25.00 | 9/15/2011 2:05:38 PM |
promise2 | $100.00 | 9/15/2011 4:02:23 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:09 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:12 AM |
Kaj | $50.00 | 9/16/2011 3:56:34 AM |
yield-implementer8 | $46.30 | 9/16/2011 5:31:39 AM |
atkemom | $100.00 | 9/16/2011 6:04:00 AM |
noble-yield136 | $25.00 | 9/16/2011 8:04:28 AM |
plane450 | $30.00 | 9/16/2011 7:43:24 AM |
blLending | $25.00 | 9/16/2011 10:24:16 AM |
brainy-repayment5 | $50.00 | 9/16/2011 10:58:18 AM |
commerce-renewal | $50.00 | 9/16/2011 11:09:05 AM |
fervent-repayment | $25.00 | 9/16/2011 3:40:37 PM |
Frosty | $35.00 | 9/16/2011 7:53:18 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:04 PM |
dapablotv | $100.00 | 9/16/2011 10:46:34 PM |
rebeldog67 | $50.00 | 9/17/2011 4:21:50 AM |
kulender | $50.00 | 9/17/2011 6:16:44 AM |
velocity-solo | $25.00 | 9/17/2011 7:26:46 AM |
floridahelper | $100.00 | 9/17/2011 7:55:41 AM |
objective-investor | $250.00 | 9/17/2011 10:05:35 AM |
crafty | $25.00 | 9/17/2011 10:38:28 AM |
fair_rates | $25.00 | 9/17/2011 2:31:10 PM |
wampum-library4 | $25.00 | 9/17/2011 3:17:05 PM |
oneeighty | $25.00 | 9/17/2011 2:40:20 PM |
fairness-swashbuckler | $50.00 | 9/17/2011 3:48:14 PM |
CARedBull | $50.00 | 9/17/2011 10:12:26 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:08 PM |
ethical-truth211 | $1,000.00 | 9/18/2011 7:59:41 AM |
Centaur | $25.00 | 9/18/2011 9:58:35 AM |
supersarah61 | $50.00 | 9/18/2011 2:14:32 PM |
millionlender | $400.00 | 9/18/2011 5:27:57 PM |
reward-burger2 | $50.00 | 9/19/2011 7:39:08 AM |
reward-burger2 | $50.00 | 9/19/2011 7:50:55 AM |
mtquan | $25.00 | 9/19/2011 2:24:55 PM |
blue111 | $25.00 | 9/19/2011 4:32:50 PM |
gdbls | $53.85 | 9/19/2011 6:00:07 PM |
gdbls | $46.15 | 9/19/2011 6:02:03 PM |
reinforced-reward | $25.00 | 9/19/2011 7:13:53 PM |
skuba | $50.00 | 9/20/2011 2:14:17 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:13 AM |
diablorulz | $50.00 | 9/20/2011 9:40:43 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:51 PM |
Dr_M | $25.00 | 9/20/2011 7:01:23 PM |
dime-vista2 | $25.00 | 9/21/2011 8:09:24 AM |
Harry | $50.00 | 9/21/2011 8:29:30 AM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:45 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:03 PM |
Princehaha | $30.00 | 9/21/2011 5:22:12 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:26 PM |
jescowa | $50.00 | 9/21/2011 6:15:37 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:55:23 PM |
Headhunter14 | $25.00 | 9/21/2011 8:15:13 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:48 PM |
interstellar | $75.00 | 9/22/2011 3:33:03 AM |
wise-blazing-currency | $29.73 | 9/22/2011 4:05:41 AM |
agreement-guild | $50.00 | 9/22/2011 5:33:59 AM |
Kyjamune | $38.93 | 9/22/2011 7:14:50 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:05 AM |
katnmouse | $40.00 | 9/22/2011 8:07:10 AM |
tapesor | $200.00 | 9/22/2011 9:13:55 AM |
doopers | $25.00 | 9/22/2011 9:15:08 AM |
rootcanaler | $500.00 | 9/22/2011 10:24:34 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:37 AM |
damage | $25.00 | 9/22/2011 10:09:59 AM |
helpful-loan245 | $25.00 | 9/22/2011 12:10:00 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:13 PM |
dpa24 | $111.10 | 9/22/2011 2:47:15 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:20:51 PM |
minista | $51.00 | 9/22/2011 2:25:27 PM |
payout-alien6 | $25.00 | 9/22/2011 4:40:19 PM |
market-trooper3 | $30.00 | 9/22/2011 4:43:02 PM |
degster | $25.00 | 9/22/2011 4:15:12 PM |
Aimvest | $25.00 | 9/22/2011 4:53:37 PM |
DreDub | $50.00 | 9/22/2011 4:55:24 PM |
comet55 | $25.00 | 9/22/2011 5:07:38 PM |
Iza13 | $25.72 | 9/22/2011 5:04:25 PM |
kindness-jedi | $75.00 | 9/22/2011 5:06:11 PM |
money-blossom110 | $100.00 | 9/22/2011 5:15:34 PM |
auction-elvis | $25.00 | 9/22/2011 5:29:44 PM |
kind-genuine-dough | $50.00 | 9/22/2011 5:41:47 PM |
scotty61 | $25.00 | 9/22/2011 5:42:50 PM |
theboat | $35.00 | 9/22/2011 5:40:07 PM |
Speedfreak | $25.00 | 9/22/2011 6:36:56 PM |
RedantFinance | $25.00 | 9/22/2011 6:08:29 PM |
DonaldColorado | $104.61 | 9/22/2011 6:52:11 PM |
loan-lionheart6 | $25.00 | 9/22/2011 6:56:48 PM |
profitable-money | $25.00 | 9/22/2011 6:58:01 PM |
the-enthralling-coin | $25.00 | 9/22/2011 7:05:41 PM |
soulwork | $25.00 | 9/22/2011 7:54:44 PM |
ecom1970442 | $50.00 | 9/22/2011 8:04:11 PM |
Fede1 | $50.00 | 9/22/2011 7:58:14 PM |
ROYFU | $25.00 | 9/22/2011 8:13:26 PM |
GrooveBiz | $25.00 | 9/22/2011 8:14:00 PM |
money-floret | $50.00 | 9/22/2011 8:30:55 PM |
return-owner | $25.00 | 9/22/2011 8:06:13 PM |
MakoF16 | $41.90 | 9/22/2011 8:23:15 PM |
one2sojourn | $50.00 | 9/22/2011 8:30:15 PM |
spiff666 | $25.00 | 9/22/2011 9:08:33 PM |
Nich | $32.00 | 9/22/2011 9:55:23 PM |
SkyLoan | $27.61 | 9/22/2011 10:04:44 PM |
feiandasun | $25.00 | 9/22/2011 9:31:28 PM |
230 Investments
|
Borrower Payment Dependent Notes Series
526746
This series of Notes was issued and sold upon the funding of the borrower loan #53501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $285.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,782 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-hopeful-credit |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a small business.
Purpose of loan:
This loan is the last amount needed to start a small business. I am personally investing $14,000. A thorough business plan has been created and available if requested. By helping me with this loan, you will be helping me realize a long time dream. This is my second listing for this purpose. The last one expired with 6% left to fund. I have faith this can work. :) All interest is very appreciated!
My financial situation:
In the past 10 years I have not defaulted on any loan payments and have consistently paid all debts in full (in most situations, early) . I still plan to work my full time job (Airline Station Manager) while operating this business.
Monthly net income: $4,000
Monthly expenses: $
Housing: $450.00
Insurance: $95
Car expenses: $267
Utilities: $200
Phone, cable, internet: $110
Food, entertainment: $250
Clothing, household expenses: $variable - no more than $300 / month
Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/12/2011 9:08:33 AM |
Interloper | $25.00 | 9/14/2011 4:21:37 PM |
Clambake | $50.00 | 9/15/2011 11:36:19 AM |
horseshoelake | $50.00 | 9/15/2011 4:06:16 PM |
auction-seeker4 | $25.00 | 9/15/2011 4:14:47 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:14 PM |
the-upbeat-p2p | $100.00 | 9/15/2011 6:10:47 PM |
frclmym | $25.00 | 9/15/2011 6:05:46 PM |
Independenttools | $25.00 | 9/15/2011 6:20:25 PM |
gold-pudding6 | $25.00 | 9/15/2011 6:45:30 PM |
janeybooboo | $100.00 | 9/15/2011 9:19:29 PM |
KrisKringle | $50.00 | 9/15/2011 9:50:35 PM |
dime-vista2 | $25.00 | 9/15/2011 10:30:31 PM |
availableloan | $25.00 | 9/15/2011 11:28:21 PM |
AlB5 | $100.00 | 9/16/2011 4:37:13 AM |
return-seeker85 | $50.00 | 9/16/2011 5:43:49 AM |
listing-vista | $100.00 | 9/16/2011 5:48:56 AM |
Rivervale_Westwood | $25.00 | 9/16/2011 5:29:43 AM |
xlnt-loans | $25.00 | 9/16/2011 7:18:34 AM |
Jinco | $150.00 | 9/16/2011 7:53:41 AM |
blue-dough-trumpeter | $25.00 | 9/16/2011 8:04:42 AM |
Fachim | $27.60 | 9/16/2011 8:35:29 AM |
vigorous-velocity | $221.54 | 9/16/2011 9:17:54 AM |
the-cash-allotment | $70.18 | 9/16/2011 9:36:47 AM |
a-unflappable-finance | $2,000.00 | 9/16/2011 9:34:05 AM |
ferrous | $514.08 | 9/16/2011 10:01:07 AM |
commerce-renewal | $50.00 | 9/16/2011 11:05:40 AM |
moola-monger9 | $50.00 | 9/16/2011 11:02:50 AM |
epic-transaction | $25.00 | 9/16/2011 1:50:52 PM |
point-pinnacle | $31.63 | 9/16/2011 2:20:29 PM |
terrific-p2ploan | $25.00 | 9/16/2011 2:10:57 PM |
thomas16882004 | $25.00 | 9/16/2011 3:13:03 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:40 PM |
CreditBuilder2 | $50.00 | 9/16/2011 4:56:28 PM |
SkyLoan | $25.21 | 9/16/2011 7:26:49 PM |
cognizant-rupee7 | $25.00 | 9/16/2011 8:23:03 PM |
AndChicksforFree | $25.00 | 9/16/2011 8:45:48 PM |
fairwealth | $25.00 | 9/17/2011 7:00:04 AM |
elegant-loot | $55.00 | 9/17/2011 7:22:04 AM |
panda14 | $25.00 | 9/17/2011 8:00:00 AM |
generosity-pizza | $26.46 | 9/17/2011 8:30:49 AM |
economy-popcorn | $25.00 | 9/17/2011 11:16:02 AM |
thankful-nickel2 | $25.00 | 9/17/2011 12:49:06 PM |
revenue-tsunami | $50.00 | 9/17/2011 1:01:59 PM |
return-beeper | $30.00 | 9/17/2011 1:06:15 PM |
Johnab | $25.02 | 9/17/2011 1:41:03 PM |
intrepid-repayment1 | $50.00 | 9/17/2011 2:04:32 PM |
Ellendra | $25.00 | 9/17/2011 3:07:10 PM |
psalms6612 | $25.00 | 9/17/2011 4:23:09 PM |
adir1 | $25.00 | 9/17/2011 10:13:52 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:50 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:16 AM |
ockid007 | $42.11 | 9/18/2011 7:19:10 AM |
b111 | $50.00 | 9/18/2011 7:28:24 AM |
ethical-truth211 | $1,000.00 | 9/18/2011 8:01:15 AM |
money-surge1 | $50.00 | 9/18/2011 9:55:12 AM |
Watersports | $50.00 | 9/18/2011 12:52:50 PM |
troubleman50 | $75.00 | 9/18/2011 2:11:04 PM |
red-favorable-basis | $25.00 | 9/18/2011 6:34:01 PM |
payout-bridge | $75.00 | 9/18/2011 9:58:14 PM |
benjamin67 | $42.00 | 9/19/2011 4:42:23 AM |
thelovebug | $100.00 | 9/19/2011 7:44:36 AM |
buffalobills | $25.00 | 9/19/2011 8:17:31 AM |
ScottCapital | $25.00 | 9/19/2011 11:48:41 AM |
octoberfresh | $25.00 | 9/19/2011 12:35:32 PM |
power-trophy7 | $50.00 | 9/19/2011 2:35:05 PM |
revenue-serenity | $25.00 | 9/19/2011 1:03:33 PM |
the-unequivocal-pound | $25.00 | 9/19/2011 6:52:43 PM |
phenomenal-gain5 | $50.00 | 9/19/2011 6:56:19 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:55:56 PM |
mizon291 | $50.00 | 9/19/2011 8:06:22 PM |
head | $25.00 | 9/19/2011 8:09:41 PM |
jojnax | $30.00 | 9/19/2011 11:38:40 PM |
fund-javelin1 | $25.00 | 9/19/2011 10:35:45 PM |
Bank_Of_XL | $25.00 | 9/12/2011 9:33:23 AM |
worthy-bid8 | $50.00 | 9/12/2011 9:11:38 AM |
nickel-ferret | $50.00 | 9/12/2011 9:18:14 AM |
irishalaskan | $25.00 | 9/12/2011 1:34:57 PM |
responsibility-butterfly | $25.00 | 9/12/2011 1:25:37 PM |
oplender | $25.00 | 9/12/2011 4:34:14 PM |
BxRealtor | $25.00 | 9/13/2011 4:05:05 AM |
top-radiant-funds | $25.00 | 9/13/2011 3:18:34 PM |
leeball | $100.00 | 9/13/2011 9:39:17 PM |
superb-funds335 | $25.00 | 9/13/2011 10:25:32 PM |
goose026 | $25.00 | 9/15/2011 6:52:37 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:53 AM |
FinDoc | $50.00 | 9/15/2011 6:58:33 PM |
mgking007 | $25.00 | 9/15/2011 9:41:06 PM |
jazzlender | $50.00 | 9/15/2011 10:19:06 PM |
IPlayOutsideTheBox | $25.00 | 9/16/2011 3:56:40 AM |
CalBear08 | $25.00 | 9/16/2011 1:36:22 AM |
Kaj | $50.00 | 9/16/2011 3:59:28 AM |
kind-credit-bear | $27.33 | 9/16/2011 6:27:40 AM |
jjswanso | $50.00 | 9/16/2011 6:50:35 AM |
loan-lionheart6 | $25.00 | 9/16/2011 6:56:23 AM |
mauge35 | $34.19 | 9/16/2011 8:58:17 AM |
umfan123 | $25.00 | 9/16/2011 9:33:12 AM |
money-engine | $25.00 | 9/16/2011 9:57:20 AM |
investment-kingdom | $100.00 | 9/16/2011 10:43:02 AM |
genelinist | $30.00 | 9/16/2011 11:40:54 AM |
elvisloans | $25.00 | 9/16/2011 4:03:14 PM |
peso-tostada | $25.00 | 9/16/2011 4:18:18 PM |
loss-of-control | $75.00 | 9/16/2011 4:19:40 PM |
Dubbs360 | $100.00 | 9/16/2011 3:50:30 PM |
american6 | $100.00 | 9/16/2011 4:28:41 PM |
marwadi-62 | $100.00 | 9/16/2011 4:21:39 PM |
shrewd-deal | $50.00 | 9/16/2011 5:03:44 PM |
EngineersAlliance | $50.00 | 9/16/2011 5:11:32 PM |
georgedorn | $25.00 | 9/16/2011 5:14:36 PM |
wampum-library4 | $25.00 | 9/16/2011 5:59:40 PM |
liberty-point | $100.00 | 9/16/2011 7:59:30 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:11 PM |
top-wealth-grasshopper | $26.34 | 9/16/2011 9:17:04 PM |
return-investor6 | $50.00 | 9/16/2011 10:36:33 PM |
jsak74 | $25.00 | 9/16/2011 10:43:49 PM |
trumpeter5 | $25.00 | 9/17/2011 5:26:48 AM |
velocity-motivator6 | $25.00 | 9/17/2011 5:12:52 AM |
bboy21385 | $39.21 | 9/17/2011 5:47:51 AM |
Ambassador | $34.00 | 9/17/2011 3:51:31 AM |
gilbrear | $25.00 | 9/17/2011 5:43:35 AM |
kulender | $100.00 | 9/17/2011 6:14:53 AM |
corporatejim | $43.97 | 9/17/2011 6:24:10 AM |
top-visionary-truth | $25.00 | 9/17/2011 7:26:40 AM |
commerce-yeller | $35.00 | 9/17/2011 7:10:53 AM |
supreme-hope | $25.00 | 9/17/2011 8:13:41 AM |
ILovemoney | $50.00 | 9/17/2011 8:42:03 AM |
mennleo | $80.00 | 9/17/2011 8:15:43 AM |
goodcents | $25.00 | 9/17/2011 9:40:18 AM |
neutrino6 | $25.00 | 9/17/2011 10:03:33 AM |
Solid-Platinum | $25.00 | 9/17/2011 12:31:41 PM |
druidpoet | $27.00 | 9/17/2011 1:07:26 PM |
real-return | $25.00 | 9/17/2011 1:58:41 PM |
unafraid-return496 | $25.00 | 9/17/2011 2:45:39 PM |
nycfinance | $25.00 | 9/17/2011 5:57:49 PM |
FoosMaster | $35.00 | 9/17/2011 6:41:15 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:14 PM |
Mavdyaus | $26.60 | 9/17/2011 11:37:55 PM |
credit-maple5 | $25.00 | 9/18/2011 2:44:56 AM |
kindness-pizza | $25.00 | 9/18/2011 6:00:47 AM |
Bookophile | $50.00 | 9/18/2011 4:17:59 AM |
skidoo99 | $35.00 | 9/18/2011 4:40:39 AM |
whatreality | $25.00 | 9/18/2011 8:49:18 AM |
daddysgotya | $50.00 | 9/18/2011 7:24:52 AM |
Peacepower | $25.00 | 9/18/2011 10:05:50 AM |
invincible-peso | $37.98 | 9/18/2011 8:26:20 AM |
aznboi | $25.00 | 9/18/2011 12:23:37 PM |
profitable-money | $25.00 | 9/18/2011 12:37:07 PM |
nashibaksi | $30.00 | 9/18/2011 8:13:39 PM |
basis-wizard8 | $50.00 | 9/19/2011 6:45:52 AM |
SonicSCF | $100.00 | 9/19/2011 6:30:22 AM |
life-is-great | $25.00 | 9/19/2011 7:16:28 AM |
Christophe | $25.00 | 9/19/2011 7:16:25 AM |
evnagelist | $50.00 | 9/19/2011 9:39:13 AM |
nickel-hickory | $50.00 | 9/19/2011 10:02:03 AM |
platinum-czar | $25.00 | 9/19/2011 10:29:24 AM |
petercat | $250.00 | 9/19/2011 10:58:50 AM |
smart-kindness8 | $100.00 | 9/19/2011 11:39:26 AM |
malomar66 | $60.00 | 9/19/2011 3:28:53 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:42 PM |
best-generosity-financier | $25.00 | 9/19/2011 3:09:10 PM |
jhernand17 | $25.00 | 9/19/2011 3:15:22 PM |
mtquan | $25.00 | 9/19/2011 2:24:59 PM |
interstellar | $75.00 | 9/19/2011 4:41:49 PM |
1stofthemonth | $25.00 | 9/19/2011 5:25:29 PM |
unequivocal-power3 | $38.83 | 9/19/2011 8:56:07 PM |
heroic-vigilance1 | $25.00 | 9/19/2011 7:32:59 PM |
JayKae | $90.00 | 9/19/2011 9:41:50 PM |
-1 | $81.76 | 9/19/2011 10:36:08 PM |
irishalaskan | $25.00 | 9/19/2011 10:27:31 PM |
zztopdog | $34.96 | 9/20/2011 12:56:10 AM |
skuba | $12.00 | 9/20/2011 2:14:23 AM |
171 Investments
|
Borrower Payment Dependent Notes Series
526770
This series of Notes was issued and sold upon the funding of the borrower loan #53517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,287 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-sweet-contract |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reliable Candidate
Purpose of loan: Credit Card Consolidation
This loan will be used to...Combine all smaller credit card balances into one lower monthly payment
My financial situation:
I work for the Division of Taxation in NJ. I pay ALL of my bills on time each month. I can provide ALL payments made monthly on all credit cards to show that I am current on everything. I want to pay everything off and close all cards except for one to use for emergency purposes only.
Monthly net income: $ 2600
Housing: $ 900
Insurance: $ 12
Car expenses: $ 100 car insurance, vehicle is pd in full
Utilities: $ 45
Phone, cable, internet: $ 125
Food, entertainment: $ 125,
Clothing, household expenses: $ 45, I do not purchase clothes every month
Credit cards and other loans: $371 for small credit cards, 200 for discover card, and 50 in student loans, and 300 in personal loan
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/12/2011 9:11:38 AM |
restless-dime | $100.00 | 9/12/2011 9:37:40 AM |
goodhearted-generosity511 | $25.00 | 9/12/2011 11:19:13 AM |
coin-sonnet | $100.00 | 9/13/2011 1:22:48 AM |
grotheik | $25.00 | 9/13/2011 8:15:02 AM |
handy-justice | $100.00 | 9/13/2011 12:01:05 PM |
finance-investor3 | $25.00 | 9/14/2011 12:25:31 AM |
auction-seeker4 | $30.00 | 9/14/2011 3:31:22 AM |
versatile-commerce | $9.85 | 9/14/2011 9:36:18 AM |
genuine-dime | $100.00 | 9/12/2011 10:46:41 AM |
Bill88 | $25.00 | 9/12/2011 1:10:35 PM |
greencat | $50.00 | 9/12/2011 4:05:29 PM |
Dubbs360 | $100.00 | 9/13/2011 9:30:07 AM |
LuckyDuck49 | $25.00 | 9/13/2011 10:01:47 AM |
TackingWindward | $25.00 | 9/13/2011 10:58:47 AM |
Rogelio48 | $32.00 | 9/13/2011 1:04:38 PM |
let_me_retire | $28.15 | 9/13/2011 1:00:39 PM |
patriot897 | $25.00 | 9/13/2011 2:03:01 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:00 PM |
worth-blanket2 | $5,600.00 | 9/14/2011 9:29:17 AM |
20 Investments
|
Borrower Payment Dependent Notes Series
526776
This series of Notes was issued and sold upon the funding of the borrower loan #53505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,596 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| ingenious-deal0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bongo Johnny's Food Truck
Purpose of loan:
I own a successful restaurant in Palm Springs, CA. I would like to buy a food truck to take advantage of the opportunity this new business presents in southern CA. I have the experience, equipment, staff, and infrastructure to make this work.
My financial situation:
When I acquired my restaurant in 2007, annual sales were $807,000. In the teeth of the worst economy we have increased sales to 1.25 million dollars in the fiscal year just ended Aug 15. My team of 20 employees is energetic, service oriented and professional, and my French chef anchors the business with appealing cuisine.
Monthly net income: $ 102,000
Monthly expenses: $ 65,000
Housing: $ 2,100
Insurance: $ 450
Car expenses: $ 600
Utilities: $ 400
Phone, cable, internet: $ 200
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1,800
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restless-dime | $100.00 | 9/12/2011 9:36:59 AM |
larslfe | $100.00 | 9/12/2011 10:49:18 AM |
mighty-value | $25.00 | 9/12/2011 4:46:06 PM |
jkeller4000 | $25.00 | 9/13/2011 4:16:00 AM |
cattlebaron | $34.88 | 9/13/2011 9:31:30 AM |
Dubbs360 | $100.00 | 9/13/2011 9:30:07 AM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:27 PM |
economy-molecule3 | $500.00 | 9/14/2011 5:51:21 PM |
vigorous-market5 | $200.00 | 9/14/2011 6:35:00 PM |
kinetic-social | $25.00 | 9/15/2011 9:54:03 AM |
janus_god | $25.00 | 9/15/2011 12:19:11 PM |
payout-bridge | $500.00 | 9/15/2011 4:31:31 PM |
maverick32 | $50.00 | 9/15/2011 7:53:51 PM |
the-discrete-income | $49.86 | 9/15/2011 10:02:20 PM |
devoider | $25.00 | 9/16/2011 9:29:04 AM |
ILWTC | $25.00 | 9/16/2011 11:11:27 AM |
gotjack | $100.00 | 9/16/2011 1:48:46 PM |
nodebt2012 | $25.00 | 9/16/2011 2:18:39 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:11 PM |
goodcents | $29.94 | 9/16/2011 10:52:16 PM |
payout-bridge | $500.00 | 9/17/2011 2:38:01 AM |
screen23 | $25.00 | 9/17/2011 2:50:08 AM |
enthusiastic-ore5 | $30.00 | 9/17/2011 5:23:42 AM |
kulender | $50.00 | 9/17/2011 6:19:52 AM |
first-dinero-paladin | $25.00 | 9/17/2011 7:21:11 AM |
mennleo | $25.00 | 9/17/2011 9:07:27 AM |
doopers | $25.00 | 9/17/2011 9:22:33 AM |
wlm3012 | $30.00 | 9/17/2011 11:08:09 AM |
168RichCapital | $25.09 | 9/17/2011 12:36:18 PM |
intrepid-repayment1 | $50.00 | 9/17/2011 2:06:32 PM |
Lubava | $25.00 | 9/17/2011 5:22:17 PM |
tigercat | $50.00 | 9/17/2011 4:16:10 PM |
OLYVRC | $12.51 | 9/17/2011 6:08:09 PM |
postalwhiz | $50.00 | 9/17/2011 5:05:17 PM |
let_me_retire | $25.00 | 9/13/2011 1:02:38 PM |
personal-lender | $25.00 | 9/14/2011 5:47:59 PM |
cattlebaron | $150.00 | 9/14/2011 9:01:19 PM |
loanman2007 | $50.00 | 9/15/2011 4:30:13 AM |
brightest-organized-balance | $25.00 | 9/15/2011 7:06:32 PM |
ZOOOM | $25.00 | 9/15/2011 7:43:08 PM |
Bob450 | $25.00 | 9/16/2011 7:37:20 AM |
papaloha | $50.00 | 9/16/2011 8:51:39 AM |
penny-sergeant | $25.00 | 9/16/2011 8:57:06 AM |
glroark | $50.00 | 9/16/2011 10:55:12 AM |
eagle1271 | $25.00 | 9/16/2011 2:38:30 PM |
shawnw2 | $125.00 | 9/16/2011 6:53:03 PM |
AEH_Now | $25.32 | 9/16/2011 8:03:17 PM |
danf2201 | $25.00 | 9/16/2011 8:28:35 PM |
kendigme | $50.00 | 9/17/2011 2:39:21 AM |
waterlogged39 | $67.00 | 9/17/2011 3:53:29 AM |
bboy21385 | $50.00 | 9/17/2011 6:15:53 AM |
periko | $45.40 | 9/17/2011 7:15:36 AM |
CoolPlexer | $25.00 | 9/17/2011 9:52:00 AM |
five-star-note | $75.00 | 9/17/2011 10:11:01 AM |
kinetic-social | $25.00 | 9/17/2011 11:11:32 AM |
dime-sapling | $25.00 | 9/17/2011 12:02:37 PM |
thankful-nickel2 | $25.00 | 9/17/2011 12:46:31 PM |
hopeful-silver5 | $25.00 | 9/17/2011 3:40:39 PM |
capital_projects_investor | $25.00 | 9/17/2011 5:56:03 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
526824
This series of Notes was issued and sold upon the funding of the borrower loan #53741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,833 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bid-spy |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan: To help my daughter have her dream wedding.
This loan will be used to help my daughter have her dream wedding. I'd like to take care of the catering, photographer, and flowers.
My financial situation: Great.
I am a good candidate for this loan because I've been employed for over 30 years, have never been in debt, and have always been responsible with my loans.
Monthly net income: $2500
Monthly expenses: $1100
Housing: $500
Insurance: $120
Car expenses: $0
Utilities: $50 (my half)
Phone, cable, internet: $90 (my half)
Food, entertainment: $200
Clothing, household expenses: $140
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/14/2011 9:04:18 AM |
worthy-bid8 | $50.00 | 9/14/2011 9:17:58 AM |
fund-javelin1 | $25.00 | 9/14/2011 12:41:47 PM |
thomas16882004 | $25.00 | 9/14/2011 3:08:46 PM |
taetrade | $25.00 | 9/14/2011 3:09:13 PM |
top-courteous-peso | $50.00 | 9/14/2011 4:33:54 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:32 PM |
principal-star | $25.00 | 9/14/2011 6:39:53 PM |
handy-justice | $50.00 | 9/14/2011 8:37:18 PM |
finance-investor3 | $25.00 | 9/14/2011 9:59:00 PM |
fishcreek | $25.00 | 9/15/2011 2:15:08 AM |
rjcoutur2001 | $250.00 | 9/15/2011 7:45:27 AM |
loanman2007 | $100.00 | 9/15/2011 9:33:56 AM |
penny-surgeon | $25.00 | 9/15/2011 10:53:10 AM |
Bob450 | $30.00 | 9/15/2011 3:25:26 PM |
favorite-commerce | $25.00 | 9/15/2011 6:15:12 PM |
Reddy_Capital | $25.00 | 9/15/2011 8:50:11 PM |
marinbb | $100.00 | 9/15/2011 8:23:16 PM |
Interloper | $25.00 | 9/15/2011 9:25:48 PM |
Dubbs360 | $100.00 | 9/15/2011 9:58:26 PM |
exchange-upholder0 | $25.00 | 9/15/2011 10:20:53 PM |
TeaHouseFinance | $25.00 | 9/16/2011 2:19:40 AM |
sturdy-responsibility7 | $50.00 | 9/16/2011 3:35:13 AM |
CA-Lender | $50.00 | 9/16/2011 6:18:46 AM |
suave-dime6 | $25.00 | 9/16/2011 6:28:46 AM |
valiant-money | $25.00 | 9/16/2011 8:34:02 AM |
papaloha | $25.00 | 9/16/2011 8:56:28 AM |
ready-interest9 | $25.00 | 9/16/2011 4:29:43 PM |
handshake5 | $100.00 | 9/16/2011 5:10:10 PM |
stepatatime-together | $100.00 | 9/16/2011 5:18:13 PM |
deepblue34 | $30.00 | 9/16/2011 7:45:57 PM |
Marssoft | $25.00 | 9/16/2011 8:33:35 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:15 PM |
One_Lolo | $25.00 | 9/16/2011 10:30:37 PM |
1traveler | $25.00 | 9/16/2011 9:23:33 PM |
transformer855 | $21.37 | 9/17/2011 12:23:18 AM |
let_me_retire | $41.42 | 9/16/2011 10:46:05 PM |
impeccable-ore3 | $25.00 | 9/14/2011 9:56:50 AM |
AndChicksforFree | $25.00 | 9/14/2011 10:02:05 AM |
restless-dime | $200.00 | 9/14/2011 10:35:47 AM |
liberty-magnate | $25.00 | 9/14/2011 11:01:00 AM |
Megaton | $25.00 | 9/14/2011 8:26:38 PM |
credit-maverick1 | $50.00 | 9/15/2011 10:59:27 AM |
Madmigel | $29.82 | 9/15/2011 12:26:43 PM |
master648 | $63.63 | 9/15/2011 4:06:47 PM |
payout-bridge | $100.00 | 9/15/2011 4:35:41 PM |
zorg77 | $50.00 | 9/15/2011 4:18:37 PM |
the-truth-hercules | $100.00 | 9/15/2011 7:50:06 PM |
Asimus | $32.48 | 9/15/2011 8:57:10 PM |
Gladglide | $25.00 | 9/15/2011 10:00:43 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:26 AM |
loanman2007 | $50.00 | 9/16/2011 4:27:28 AM |
rustysailor | $25.00 | 9/16/2011 7:55:43 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:28 AM |
loss-of-control | $100.00 | 9/16/2011 8:45:40 AM |
nickel-hickory | $100.00 | 9/16/2011 9:30:58 AM |
luzonct | $100.00 | 9/16/2011 11:27:37 AM |
capital-halo1 | $1,000.00 | 9/16/2011 5:09:25 PM |
finance-prescription | $100.00 | 9/16/2011 5:10:40 PM |
missing-link | $25.00 | 9/16/2011 5:22:57 PM |
loot-supporter2 | $25.00 | 9/16/2011 7:13:23 PM |
SolarMoonshine | $25.00 | 9/16/2011 6:12:32 PM |
ZOOOM | $25.00 | 9/16/2011 7:40:16 PM |
shawnw2 | $100.00 | 9/16/2011 6:51:32 PM |
justasoldier | $90.00 | 9/16/2011 7:58:28 PM |
l2fp | $25.00 | 9/16/2011 10:14:12 PM |
finance-shower2 | $61.28 | 9/16/2011 11:29:52 PM |
bid-hugger | $500.00 | 9/16/2011 9:34:29 PM |
the-hope-workhorse | $150.00 | 9/16/2011 11:11:04 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
526878
This series of Notes was issued and sold upon the funding of the borrower loan #53556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,793 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kangaroo29 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My most valuable asset needs TLC
Purpose of loan: Home improvement - home 16 years old
This loan will be used to.. siding repairs and furnace repairs
My financial situation:
I am a good candidate for this loan because...
I have been gainfullly employed and managed my finances and credit well over the last few years. My credit score could be higher but right now my debt is up as I just paid for a year of college for my daughter
Monthly net income: $ 4554
Monthly expenses: $
Housing: $1866.
Insurance: $220
Car expenses: $200
Utilities: $150
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 9/15/2011 2:16:02 PM |
MarvintheMartian | $25.00 | 9/13/2011 2:51:59 AM |
golffish2 | $50.00 | 9/13/2011 3:56:45 AM |
Investor_DP | $100.00 | 9/13/2011 4:21:00 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:39 PM |
leeball | $100.00 | 9/13/2011 9:39:21 PM |
superb-funds335 | $25.00 | 9/13/2011 10:25:33 PM |
nickel-ferret | $50.00 | 9/14/2011 9:20:35 AM |
the-silver-blaster | $75.00 | 9/14/2011 3:26:42 PM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:49 PM |
goose026 | $25.00 | 9/15/2011 6:52:40 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:09:55 AM |
janus_god | $25.00 | 9/15/2011 12:19:11 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:16 PM |
marwadi-62 | $100.00 | 9/15/2011 5:30:50 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:02:35 PM |
availableloan | $25.00 | 9/15/2011 11:28:22 PM |
gold-pudding6 | $50.00 | 9/16/2011 6:16:04 AM |
jjswanso | $50.00 | 9/16/2011 6:50:37 AM |
loss-of-control | $100.00 | 9/16/2011 8:55:23 AM |
tacopants | $200.00 | 9/16/2011 9:26:12 AM |
elvisloans | $25.00 | 9/16/2011 4:01:59 PM |
a-responsible-return | $100.00 | 9/16/2011 5:14:20 PM |
velocity-winner | $25.00 | 9/16/2011 9:49:08 PM |
LifeRing | $50.00 | 9/16/2011 9:41:32 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:46:40 AM |
beakerfish | $50.00 | 9/17/2011 7:10:59 AM |
WSTRDG | $25.00 | 9/17/2011 10:49:23 AM |
fervent-repayment | $50.00 | 9/17/2011 12:14:14 PM |
selector568 | $300.00 | 9/17/2011 1:20:58 PM |
wampum-library4 | $25.00 | 9/17/2011 2:19:05 PM |
PaulW | $25.00 | 9/17/2011 4:18:45 PM |
Ven58 | $40.00 | 9/17/2011 6:04:48 PM |
Sierrahh | $25.00 | 9/17/2011 10:51:16 PM |
credit-maple5 | $25.00 | 9/18/2011 2:44:57 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:42 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:19 AM |
credit-investor5 | $50.00 | 9/18/2011 8:00:40 AM |
Unitas4302 | $50.00 | 9/18/2011 8:10:46 AM |
dinero-honker | $50.00 | 9/18/2011 1:20:58 PM |
fantastic-bazaar2 | $50.00 | 9/18/2011 1:35:48 PM |
All_Wins | $65.41 | 9/18/2011 2:14:49 PM |
trustworthy-hope189 | $100.00 | 9/18/2011 3:46:59 PM |
daekpon | $25.00 | 9/18/2011 9:45:05 PM |
best-point-flow | $75.00 | 9/19/2011 6:40:18 AM |
UBOtto186 | $50.00 | 9/19/2011 9:38:54 AM |
green28 | $200.00 | 9/19/2011 10:31:05 AM |
power-trophy7 | $50.00 | 9/19/2011 2:35:06 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:43 PM |
SV-AZ | $25.00 | 9/19/2011 4:26:14 PM |
best-generosity-financier | $25.00 | 9/19/2011 3:08:31 PM |
SerZav | $50.00 | 9/19/2011 4:29:40 PM |
income-buffalo1 | $100.00 | 9/19/2011 6:00:54 PM |
SolarMoonshine | $25.00 | 9/13/2011 3:40:02 AM |
BxRealtor | $25.00 | 9/13/2011 4:05:09 AM |
Bank_Of_XL | $25.00 | 9/13/2011 5:29:21 AM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:27 PM |
compassionate-asset8 | $25.00 | 9/13/2011 10:00:00 PM |
oplender | $25.00 | 9/14/2011 6:29:44 PM |
CatbirdBanking | $25.00 | 9/14/2011 6:58:40 PM |
fusbarro | $75.00 | 9/15/2011 11:40:56 AM |
Ocean713 | $75.00 | 9/15/2011 3:04:56 PM |
janeybooboo | $100.00 | 9/15/2011 2:17:09 PM |
fund-fox4 | $50.00 | 9/15/2011 7:36:27 PM |
listing-drummer | $25.00 | 9/16/2011 8:53:00 AM |
EngineersAlliance | $75.00 | 9/16/2011 9:11:18 AM |
american6 | $100.00 | 9/16/2011 4:28:42 PM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:08 PM |
finance-investor3 | $25.00 | 9/17/2011 3:51:45 AM |
rebeldog67 | $25.00 | 9/17/2011 4:17:55 AM |
kulender | $100.00 | 9/17/2011 6:14:54 AM |
seabassx | $25.00 | 9/17/2011 6:36:07 AM |
mennleo | $50.00 | 9/17/2011 9:10:54 AM |
optionscashflow | $25.00 | 9/17/2011 1:08:12 PM |
adir1 | $35.00 | 9/17/2011 10:09:27 PM |
kenji4861 | $25.00 | 9/18/2011 1:13:52 AM |
Peacepower | $25.00 | 9/18/2011 10:07:44 AM |
bid-stockpiler1 | $50.00 | 9/18/2011 11:55:37 AM |
Reddy_Capital | $25.00 | 9/18/2011 9:47:38 PM |
simiray | $30.00 | 9/18/2011 9:58:48 PM |
life-is-great | $25.00 | 9/19/2011 7:16:31 AM |
jubilant-durability9 | $50.00 | 9/19/2011 9:47:17 AM |
a-reasonable-return | $25.00 | 9/19/2011 9:58:07 AM |
evnagelist | $50.00 | 9/19/2011 9:39:14 AM |
John_Galt | $25.00 | 9/19/2011 10:36:21 AM |
Oupa-George | $25.00 | 9/19/2011 10:38:42 AM |
p40thawk | $25.00 | 9/19/2011 11:19:43 AM |
green-successful-note | $50.00 | 9/19/2011 12:20:19 PM |
awesome-yield7 | $25.00 | 9/19/2011 2:20:00 PM |
tkr2 | $25.00 | 9/19/2011 3:20:36 PM |
ONECENTATATIME | $35.00 | 9/19/2011 2:19:37 PM |
mtquan | $25.00 | 9/19/2011 2:25:01 PM |
coin-popcorn | $25.00 | 9/19/2011 7:07:30 PM |
the-revenue-demon | $69.59 | 9/19/2011 9:24:30 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
526908
This series of Notes was issued and sold upon the funding of the borrower loan #53811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,218.20 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-12-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $235.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,465 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mr-Trustworthy |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan is for auto repairs
Purpose of loan:
This loan will be used to...to help pay the repairs of my car, my fianc??s car and to help my mother purchase her diabetes medicine.
My financial situation:
I am a good candidate for this loan because...I have a good credit history and I always pay my bills/utilities ahead or on time.
Monthly net income: $2450
Monthly expenses: $1585
Housing: $825
Insurance: $50
Car expenses: $150
Utilities: $225
Phone, cable, internet: $85
Food, entertainment: $75
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
coin-sonnet | $100.00 | 9/13/2011 1:22:51 AM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:39 PM |
kind-credit-bear | $25.00 | 9/13/2011 7:51:03 PM |
superb-funds335 | $25.00 | 9/13/2011 10:25:33 PM |
fund-javelin1 | $25.00 | 9/14/2011 12:42:03 PM |
profit-powerplant | $25.00 | 9/15/2011 4:42:28 PM |
papaloha | $25.00 | 9/16/2011 8:56:26 AM |
Something-Corporate | $25.00 | 9/16/2011 3:32:49 PM |
kulender | $100.00 | 9/17/2011 6:15:46 AM |
beakerfish | $50.00 | 9/17/2011 7:11:28 AM |
beakerfish | $50.00 | 9/17/2011 7:11:44 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:42 AM |
Mariner3605 | $25.00 | 9/19/2011 10:38:18 AM |
payment-gusto | $25.00 | 9/19/2011 5:02:21 PM |
red-power-pecan | $50.00 | 9/20/2011 8:52:27 AM |
wise-careful-greenback | $25.00 | 9/20/2011 9:00:34 PM |
peso-mate | $50.00 | 9/21/2011 1:47:31 AM |
trajectory8 | $50.00 | 9/21/2011 3:02:27 AM |
Leshan | $25.00 | 9/21/2011 7:41:27 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:41 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:39 PM |
handshake5 | $100.00 | 9/21/2011 5:09:43 PM |
tech310 | $50.00 | 9/21/2011 6:02:06 PM |
stepatatime-together | $100.00 | 9/21/2011 5:17:19 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:18 PM |
econgineer | $75.00 | 9/21/2011 7:37:25 PM |
Weaverville | $25.00 | 9/21/2011 9:09:04 PM |
tender-wealth0 | $25.00 | 9/22/2011 10:40:31 AM |
bonus-tent | $25.00 | 9/22/2011 4:00:46 PM |
evnagelist | $50.00 | 9/22/2011 4:39:56 PM |
ursus | $50.00 | 9/22/2011 5:00:09 PM |
proper-loot3 | $29.00 | 9/22/2011 5:04:19 PM |
MrBailey | $26.90 | 9/22/2011 5:41:40 PM |
prominence8 | $26.00 | 9/22/2011 7:16:02 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:38 PM |
Luckas73 | $115.00 | 9/22/2011 7:28:29 PM |
LendingPimp | $25.00 | 9/22/2011 11:16:39 PM |
ddog0224 | $25.00 | 9/23/2011 3:46:42 AM |
enchanted-truth264 | $25.00 | 9/23/2011 7:03:14 AM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:19 AM |
Crie | $152.51 | 9/23/2011 8:59:09 AM |
wampum-optimization | $25.00 | 9/23/2011 9:23:51 AM |
rcm87 | $100.00 | 9/23/2011 11:13:37 AM |
RockpointCapital | $200.00 | 9/23/2011 2:41:11 PM |
jjswanso | $25.00 | 9/23/2011 3:33:55 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:49:29 PM |
monster4 | $50.00 | 9/23/2011 7:35:52 PM |
ASR3 | $75.00 | 9/24/2011 5:08:33 AM |
escharfer | $25.00 | 9/24/2011 8:52:12 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:34 AM |
bizlending | $100.00 | 9/24/2011 10:37:41 AM |
GreenMind | $25.00 | 9/24/2011 12:08:29 PM |
wwwUniversal | $25.00 | 9/24/2011 12:19:44 PM |
testguy | $100.00 | 9/24/2011 10:40:46 PM |
whitegold24k | $500.00 | 9/25/2011 12:15:04 PM |
87Marc | $25.00 | 9/25/2011 9:02:54 PM |
yomanie | $25.00 | 9/26/2011 6:35:14 AM |
mike2246s | $25.00 | 9/26/2011 8:42:09 AM |
thelovebug | $100.00 | 9/26/2011 9:16:49 AM |
davisfl | $25.00 | 9/26/2011 10:34:53 AM |
the-credit-proton | $25.00 | 9/26/2011 10:38:49 AM |
leball | $25.00 | 9/26/2011 11:07:49 AM |
shawnw2 | $60.00 | 9/26/2011 10:02:10 AM |
DreDub | $50.00 | 9/26/2011 10:55:40 AM |
Gladglide | $25.00 | 9/26/2011 11:10:26 AM |
careful-vigilance4 | $50.00 | 9/26/2011 11:14:47 AM |
Twinsen | $25.00 | 9/26/2011 1:18:19 PM |
Reinadog9 | $25.00 | 9/26/2011 4:30:01 PM |
money-bauble | $200.00 | 9/26/2011 5:07:06 PM |
Headhunter14 | $25.00 | 9/26/2011 6:49:15 PM |
shadoman1 | $33.16 | 9/26/2011 8:12:38 PM |
cash-equilibrium5 | $25.68 | 9/26/2011 7:13:56 PM |
poetic-reward0 | $25.00 | 9/26/2011 7:15:47 PM |
dedicated-transaction796 | $26.00 | 9/23/2011 2:06:07 PM |
JLMGroupFunds | $25.00 | 9/24/2011 12:19:06 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:28 PM |
Interloper | $25.00 | 9/13/2011 5:22:55 PM |
diplomatic-wealth7 | $25.00 | 9/13/2011 7:51:14 PM |
zorg77 | $25.00 | 9/15/2011 4:23:13 PM |
DiligentiaLLC | $25.00 | 9/20/2011 12:06:21 PM |
mercuriant | $25.00 | 9/20/2011 4:17:35 PM |
treasure-bliss | $25.00 | 9/21/2011 5:41:30 AM |
ursus | $50.00 | 9/21/2011 5:08:22 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:55 PM |
kind-finance-burrito | $50.00 | 9/21/2011 8:23:25 PM |
EmmaDog44 | $25.00 | 9/21/2011 8:34:32 PM |
giftgold | $25.00 | 9/21/2011 10:16:01 PM |
nilonc1 | $25.00 | 9/22/2011 6:43:24 AM |
GoldenGo4 | $32.42 | 9/22/2011 5:51:19 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:06 AM |
enriched-truth | $50.00 | 9/22/2011 8:59:05 AM |
finance-prescription | $100.00 | 9/22/2011 9:10:09 AM |
payout-achievement | $50.00 | 9/22/2011 10:22:33 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:47 AM |
Imperativity | $49.77 | 9/22/2011 12:05:54 PM |
DreDub | $50.00 | 9/22/2011 4:55:26 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:51 PM |
Pitufo | $25.00 | 9/22/2011 5:57:13 PM |
MrBailey | $26.90 | 9/22/2011 5:40:21 PM |
scarlet-velvet | $25.08 | 9/22/2011 6:30:13 PM |
dublin063 | $50.00 | 9/22/2011 7:11:17 PM |
fighter122 | $25.00 | 9/22/2011 9:16:47 PM |
C_M | $35.78 | 9/23/2011 7:12:17 AM |
minddoc | $25.00 | 9/23/2011 9:14:43 AM |
desertoasis | $25.00 | 9/23/2011 10:02:24 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:57 AM |
Sealion | $50.00 | 9/23/2011 1:41:13 PM |
Wellman | $50.00 | 9/23/2011 4:29:33 PM |
Investor_DP | $100.00 | 9/23/2011 5:07:10 PM |
nickel-acrobat | $25.00 | 9/23/2011 5:12:32 PM |
robocop | $25.00 | 9/23/2011 5:31:26 PM |
suave-dime6 | $25.00 | 9/24/2011 8:59:54 AM |
stensonb | $25.00 | 9/24/2011 10:20:53 AM |
life-is-great | $25.00 | 9/24/2011 1:21:15 PM |
Kaj | $30.00 | 9/25/2011 3:52:54 AM |
tnjohnso | $25.00 | 9/24/2011 10:06:27 PM |
LoanDMC | $25.00 | 9/25/2011 9:04:52 AM |
a-helping-hand | $500.00 | 9/25/2011 10:38:47 AM |
speedy-point | $25.00 | 9/25/2011 2:15:01 PM |
momentous-value | $25.00 | 9/25/2011 12:35:34 PM |
antlr | $25.00 | 9/25/2011 1:59:05 PM |
Greenbak | $25.00 | 9/25/2011 4:58:16 PM |
top-unflappable-economy | $25.00 | 9/25/2011 10:38:13 PM |
Katburg | $25.00 | 9/26/2011 6:15:36 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:43 AM |
forthright-trade | $25.00 | 9/26/2011 10:14:47 AM |
RoccoLoan | $50.00 | 9/26/2011 9:45:46 AM |
debt-legend | $25.00 | 9/26/2011 10:52:23 AM |
compassion-expert | $25.00 | 9/26/2011 10:53:13 AM |
nickel-hickory | $50.00 | 9/26/2011 9:53:40 AM |
careful-vigilance4 | $50.00 | 9/26/2011 11:15:10 AM |
nickel-hickory | $50.00 | 9/26/2011 9:53:26 AM |
hitsman | $50.00 | 9/26/2011 11:34:26 AM |
lakehavasu88 | $25.00 | 9/26/2011 10:17:47 AM |
CA-Lender | $25.00 | 9/26/2011 10:25:29 AM |
careful-vigilance4 | $50.00 | 9/26/2011 11:14:29 AM |
js44043 | $25.00 | 9/26/2011 11:30:40 AM |
irrelevant | $25.00 | 9/26/2011 2:05:06 PM |
MNRealEstate | $25.00 | 9/26/2011 12:39:59 PM |
fervent-repayment | $50.00 | 9/26/2011 8:15:33 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
526914
This series of Notes was issued and sold upon the funding of the borrower loan #53627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $119.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $255 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| kindness-czar786 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kindness-czar786
Purpose of loan:
This loan will be used to pay off some outstanding debt and make a much needed repair on my vehicle.
My financial situation:
I am a good candidate for this loan because I have good credit, a good payment history, and my monthly payments would be taken directly out of my paycheck so the loan will be paid on time each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $25.00 | 9/13/2011 2:43:19 AM |
bankojerry | $25.00 | 9/13/2011 4:43:55 AM |
indomitable-coin | $25.00 | 9/13/2011 4:59:26 AM |
ingenious-order783 | $25.00 | 9/13/2011 8:03:50 AM |
gold-commander0 | $25.00 | 9/13/2011 4:17:46 PM |
worthy-bid8 | $50.00 | 9/13/2011 4:23:31 PM |
elvisloans | $25.00 | 9/13/2011 4:35:32 PM |
D911ave | $50.00 | 9/13/2011 4:38:33 PM |
caring-hope2 | $100.00 | 9/13/2011 4:33:38 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:41 PM |
CK1 | $25.00 | 9/14/2011 3:19:53 AM |
rcj1411 | $50.00 | 9/14/2011 9:13:23 AM |
market-maximizer472 | $100.00 | 9/14/2011 3:50:23 PM |
nickel-ferret | $50.00 | 9/14/2011 5:47:01 PM |
goose026 | $25.00 | 9/15/2011 6:52:41 AM |
gdfp158 | $25.00 | 9/15/2011 8:08:46 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:20 AM |
HealthAndSafety | $100.00 | 9/15/2011 3:34:30 PM |
Kether | $30.00 | 9/15/2011 7:19:45 PM |
nuclearmoose | $25.00 | 9/15/2011 7:55:39 PM |
availableloan | $25.00 | 9/15/2011 11:28:23 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:37 AM |
superb-funds335 | $25.00 | 9/15/2011 11:29:11 PM |
gold-pudding6 | $50.00 | 9/16/2011 6:12:28 AM |
first-serene-credit | $25.00 | 9/16/2011 7:36:48 AM |
damage | $25.00 | 9/16/2011 8:47:16 AM |
credit-investor5 | $50.00 | 9/16/2011 8:59:36 AM |
LiveNow | $50.00 | 9/16/2011 9:25:06 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:19 PM |
leverage-gravitas | $40.00 | 9/16/2011 3:18:31 PM |
finance-symphony7 | $25.00 | 9/16/2011 4:49:56 PM |
rpg | $25.00 | 9/16/2011 4:55:40 PM |
vivid-listing | $27.21 | 9/16/2011 5:06:38 PM |
ericgassercom | $50.00 | 9/16/2011 6:25:51 PM |
hidavehi | $44.00 | 9/16/2011 8:15:54 PM |
cash-adventure2 | $50.00 | 9/16/2011 6:49:34 PM |
mex_invests | $25.00 | 9/16/2011 6:52:22 PM |
SCOUTY | $26.79 | 9/16/2011 7:43:55 PM |
auctionator1 | $25.00 | 9/16/2011 11:41:14 PM |
i3urtonair | $25.00 | 9/17/2011 5:23:02 AM |
orgy63 | $35.00 | 9/17/2011 5:31:58 AM |
BxRealtor | $25.00 | 9/13/2011 4:05:11 AM |
cashhelp | $30.00 | 9/13/2011 4:24:16 AM |
john0720 | $50.00 | 9/13/2011 6:45:45 AM |
Kennfusion | $69.19 | 9/13/2011 7:19:10 AM |
green-trade-dolphin2 | $25.00 | 9/13/2011 7:16:35 AM |
kinetic-social | $25.00 | 9/13/2011 9:59:31 AM |
mr55262 | $50.00 | 9/13/2011 10:29:00 AM |
first-euro-rapture | $25.00 | 9/13/2011 1:54:21 PM |
attractive-value | $25.00 | 9/13/2011 6:28:40 PM |
leeball | $100.00 | 9/13/2011 9:39:23 PM |
top-epic-community | $100.00 | 9/14/2011 6:27:47 AM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:50 PM |
oplender | $25.00 | 9/14/2011 6:29:45 PM |
PalmerTheEmbalmer | $25.81 | 9/14/2011 11:09:51 PM |
credit-coach118 | $40.18 | 9/15/2011 8:46:45 AM |
CFOGO | $25.00 | 9/15/2011 12:14:00 PM |
microfunder | $35.00 | 9/15/2011 1:14:56 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:17 PM |
dudebrah | $25.00 | 9/15/2011 7:54:48 PM |
goldenretriever | $100.00 | 9/16/2011 4:22:59 AM |
loanman2007 | $100.00 | 9/16/2011 4:25:17 AM |
Schecky | $100.00 | 9/16/2011 10:27:12 AM |
encouraging-bazaar3 | $25.00 | 9/16/2011 10:44:04 AM |
Napoli_Lending | $55.00 | 9/16/2011 12:59:16 PM |
mcabery | $150.00 | 9/16/2011 3:49:58 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:40 PM |
Vegasjim | $50.00 | 9/16/2011 3:59:02 PM |
thepillowsack | $25.00 | 9/16/2011 4:29:32 PM |
irishalaskan | $25.00 | 9/16/2011 5:20:30 PM |
crw1950 | $50.00 | 9/16/2011 7:32:27 PM |
Approved | $100.00 | 9/16/2011 6:50:55 PM |
KirosPOS | $41.00 | 9/16/2011 9:40:03 PM |
interstellar | $75.00 | 9/17/2011 4:25:15 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:40 AM |
bboy21385 | $100.82 | 9/17/2011 5:58:05 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
526972
This series of Notes was issued and sold upon the funding of the borrower loan #53726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,068 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-fuse1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement ring
Purpose of loan:
This loan will be used to purchase an engagement ring. I have enough money to pay for the ring, but it is tied up in investments currently and would not like to liquidate them at this time.
My financial situation:
I am a good candidate for this loan because I have paid all my student loans, mortgage, and other debts on time for the past 4 years. I have a good job as an Account Manager with a Financial Services company for over 4 years now. My total compensation has increased every year.
Monthly net income: $6417
Monthly expenses: $
Housing: $1000
Insurance: $30
Car expenses: $ No car
Utilities: $25
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000 (student loans)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $27.00 | 9/16/2011 8:49:49 AM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:45 PM |
golffish2 | $25.00 | 9/14/2011 4:08:33 AM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:41 PM |
fusbarro | $75.00 | 9/15/2011 11:40:58 AM |
CO_Engineer | $50.00 | 9/16/2011 1:40:43 AM |
gold-pudding6 | $25.00 | 9/16/2011 6:09:41 AM |
CA-Lender | $25.00 | 9/16/2011 6:19:38 AM |
orbital-gain | $75.00 | 9/16/2011 2:23:20 PM |
thomas16882004 | $25.00 | 9/16/2011 3:13:36 PM |
Something-Corporate | $25.00 | 9/16/2011 3:28:29 PM |
Rogesparkguy | $25.00 | 9/16/2011 8:51:25 PM |
kulender | $100.00 | 9/17/2011 6:15:48 AM |
handy-justice | $50.00 | 9/17/2011 6:28:47 PM |
tender-commerce8 | $100.00 | 9/18/2011 5:42:19 AM |
suave-dime6 | $25.00 | 9/18/2011 2:38:40 PM |
mlj0671 | $25.00 | 9/18/2011 4:08:16 PM |
mednole | $25.00 | 9/19/2011 10:30:40 AM |
mennleo | $25.00 | 9/19/2011 12:36:18 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:56:46 PM |
red-favorable-basis | $25.00 | 9/19/2011 8:39:57 PM |
red-power-pecan | $50.00 | 9/20/2011 8:52:27 AM |
zorg77 | $50.00 | 9/20/2011 6:11:03 PM |
realtormoises | $25.00 | 9/21/2011 5:43:26 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:31 AM |
ursus | $50.00 | 9/21/2011 5:08:23 PM |
tech310 | $50.00 | 9/21/2011 6:06:38 PM |
five-star-justice | $25.00 | 9/22/2011 8:22:18 AM |
Mariner3605 | $25.00 | 9/22/2011 9:12:04 AM |
payout-achievement | $50.00 | 9/22/2011 10:22:34 AM |
stepatatime-together | $100.00 | 9/22/2011 9:18:20 AM |
newest-funds-powerplant | $25.00 | 9/22/2011 1:48:06 PM |
evnagelist | $50.00 | 9/22/2011 4:39:56 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:51 PM |
invincible-agreement8 | $42.55 | 9/22/2011 5:20:47 PM |
EngineersAlliance | $75.00 | 9/22/2011 5:11:26 PM |
platinum-scientist9 | $25.00 | 9/22/2011 5:17:04 PM |
Luckas73 | $100.00 | 9/22/2011 7:36:15 PM |
Maetryx | $25.00 | 9/22/2011 8:44:01 PM |
fighter122 | $25.00 | 9/22/2011 9:16:48 PM |
LendingPimp | $100.00 | 9/22/2011 11:18:22 PM |
yield-aurora4 | $33.00 | 9/23/2011 6:32:10 AM |
ready-vigilance3 | $100.00 | 9/23/2011 7:56:52 AM |
wampum-optimization | $25.00 | 9/23/2011 9:23:52 AM |
leeball | $100.00 | 9/23/2011 9:59:43 AM |
NobisEst | $100.00 | 9/23/2011 11:08:55 AM |
jjswanso | $25.00 | 9/23/2011 3:33:56 PM |
philantist | $30.00 | 9/23/2011 8:32:43 PM |
blackstar | $25.00 | 9/24/2011 5:41:35 AM |
escharfer | $25.00 | 9/24/2011 8:52:12 AM |
stolirocks01 | $50.00 | 9/24/2011 11:02:36 AM |
Investor_DP | $100.00 | 9/24/2011 12:06:51 PM |
beakerfish | $117.33 | 9/24/2011 1:07:36 PM |
SolarMoonshine | $25.00 | 9/24/2011 5:05:00 PM |
LifeRing | $50.00 | 9/24/2011 11:42:58 PM |
Kaj | $30.00 | 9/25/2011 3:52:54 AM |
antlr | $25.00 | 9/25/2011 1:59:05 PM |
thelovebug | $100.00 | 9/25/2011 12:14:34 PM |
speedy-point | $25.00 | 9/25/2011 2:15:01 PM |
MrMoneyBags | $25.00 | 9/25/2011 4:17:41 PM |
Greenbak | $25.00 | 9/25/2011 4:58:16 PM |
top-unflappable-economy | $25.00 | 9/25/2011 10:38:14 PM |
87Marc | $25.00 | 9/25/2011 9:02:55 PM |
CashFlow13 | $500.00 | 9/26/2011 1:23:02 AM |
alphaseek | $200.00 | 9/26/2011 5:07:44 AM |
Katburg | $25.00 | 9/26/2011 6:15:37 AM |
cogent | $37.33 | 9/26/2011 6:07:48 AM |
Live-Free-or-Die | $221.32 | 9/26/2011 5:44:05 AM |
benefit-position | $36.47 | 9/26/2011 6:53:16 AM |
yomanie | $25.00 | 9/26/2011 6:35:15 AM |
Gibbyland | $100.00 | 9/25/2011 4:48:03 PM |
vutah | $25.00 | 9/13/2011 7:10:35 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:06 PM |
goodhearted-basis4 | $25.00 | 9/14/2011 4:05:45 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:29 PM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:09 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:47 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:44 AM |
mednole | $26.00 | 9/18/2011 5:32:49 AM |
awesome-yield7 | $25.00 | 9/18/2011 4:58:48 PM |
chad-bro-chill | $25.00 | 9/18/2011 2:10:30 PM |
daekpon | $40.00 | 9/18/2011 9:47:40 PM |
goodhearted-basis4 | $25.00 | 9/20/2011 12:21:58 AM |
Gladglide | $25.00 | 9/20/2011 12:24:30 AM |
mercuriant | $25.00 | 9/20/2011 4:17:36 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:46 PM |
truth-igniter4 | $25.00 | 9/21/2011 12:24:06 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:40 PM |
commerce-web5 | $25.00 | 9/21/2011 7:31:56 PM |
trippd6 | $25.00 | 9/21/2011 8:14:22 PM |
Weaverville | $25.00 | 9/21/2011 9:09:04 PM |
giftgold | $25.00 | 9/21/2011 10:16:01 PM |
handshake5 | $100.00 | 9/22/2011 9:09:43 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:49 AM |
bonus-tent | $25.00 | 9/22/2011 4:00:47 PM |
finance-prescription | $100.00 | 9/22/2011 5:10:51 PM |
competent-p2p | $35.00 | 9/22/2011 6:10:40 PM |
Pitufo | $25.00 | 9/22/2011 6:02:41 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:39 PM |
gold-cluster | $50.00 | 9/22/2011 7:37:52 PM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:20 AM |
worth-shower8 | $100.00 | 9/23/2011 8:38:58 AM |
desertoasis | $25.00 | 9/23/2011 10:02:25 AM |
1stofthemonth | $25.00 | 9/23/2011 10:07:22 AM |
rcm87 | $100.00 | 9/23/2011 11:13:38 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:57 AM |
Wellman | $50.00 | 9/23/2011 4:29:34 PM |
robocop | $25.00 | 9/23/2011 5:31:27 PM |
monster4 | $50.00 | 9/23/2011 7:35:52 PM |
ASR3 | $75.00 | 9/24/2011 5:08:34 AM |
Bob450 | $25.00 | 9/24/2011 8:05:24 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:35 AM |
bizlending | $250.00 | 9/24/2011 11:09:55 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:44 PM |
whitegold24k | $500.00 | 9/24/2011 12:19:55 PM |
deepblue34 | $25.00 | 9/24/2011 5:01:59 PM |
timmsc | $25.00 | 9/24/2011 10:28:10 PM |
a-helping-hand | $1,000.00 | 9/25/2011 10:33:59 AM |
irrelevant | $25.00 | 9/25/2011 2:05:11 PM |
a-responsible-return | $50.00 | 9/25/2011 4:53:24 PM |
aasx1108 | $25.00 | 9/25/2011 6:23:28 PM |
bold-meteoric-justice | $50.00 | 9/25/2011 9:58:14 PM |
digitaldan | $25.00 | 9/25/2011 7:47:38 PM |
droopie1 | $25.00 | 9/25/2011 10:26:12 PM |
coin-sonnet | $100.00 | 9/26/2011 12:35:54 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
526976
This series of Notes was issued and sold upon the funding of the borrower loan #53553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,305 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durable-ore0 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I will always make my payments on time
Monthly net income: $3333
Monthly expenses: $
Housing: $404
Insurance: $151
Car expenses: $0
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-transaction796 | $33.00 | 9/20/2011 5:15:56 PM |
Interloper | $25.00 | 9/13/2011 5:22:56 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:45 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:41 PM |
fusbarro | $75.00 | 9/15/2011 11:40:59 AM |
dough-museum1 | $25.00 | 9/17/2011 9:56:39 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:47 AM |
refined-return922 | $25.00 | 9/18/2011 4:25:11 PM |
shawnw2 | $50.00 | 9/18/2011 9:34:50 PM |
agalt | $75.00 | 9/19/2011 7:57:15 AM |
traice | $25.00 | 9/19/2011 11:52:26 AM |
wizardii | $25.00 | 9/19/2011 4:17:08 PM |
scarlet-velvet | $25.08 | 9/19/2011 5:02:40 PM |
peace-birdie | $250.00 | 9/19/2011 5:50:44 PM |
wampum-amplifier | $30.60 | 9/19/2011 6:57:11 PM |
resolute-point5 | $53.00 | 9/19/2011 8:56:00 PM |
DowntownLAcash | $25.00 | 9/20/2011 1:08:10 AM |
return-enthusiast1 | $25.00 | 9/20/2011 7:23:59 AM |
red-power-pecan | $50.00 | 9/20/2011 8:52:28 AM |
jman78 | $25.00 | 9/20/2011 9:45:33 AM |
mercuriant | $25.00 | 9/20/2011 4:17:36 PM |
realtormoises | $25.00 | 9/21/2011 5:44:04 AM |
fair-peace7 | $25.00 | 9/21/2011 10:22:20 AM |
julijask | $50.00 | 9/21/2011 10:57:38 AM |
wwwUniversal | $25.00 | 9/21/2011 9:19:46 AM |
StanTheMan | $30.02 | 9/21/2011 11:50:15 AM |
ursus | $50.00 | 9/21/2011 12:38:50 PM |
samdog079 | $1,090.24 | 9/21/2011 1:50:49 PM |
daniel5075 | $25.00 | 9/21/2011 12:51:40 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:07 PM |
superb-funds335 | $25.00 | 9/13/2011 10:25:33 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:29 PM |
BankofRon | $25.00 | 9/14/2011 11:55:55 PM |
luzonct | $100.00 | 9/16/2011 11:22:14 AM |
Rogelio48 | $25.00 | 9/16/2011 11:31:21 AM |
kulender | $100.00 | 9/17/2011 6:15:48 AM |
carrinel | $78.05 | 9/17/2011 7:36:24 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:47 PM |
Unitas4302 | $50.00 | 9/18/2011 6:43:07 AM |
suave-dime6 | $25.00 | 9/18/2011 2:38:07 PM |
skifamily1992 | $25.00 | 9/18/2011 5:33:07 PM |
Zingaro | $25.00 | 9/18/2011 10:32:12 PM |
mlj0671 | $25.00 | 9/19/2011 6:48:39 AM |
InChicago | $50.00 | 9/19/2011 7:45:12 AM |
treasure-hunter270 | $25.00 | 9/19/2011 11:01:09 AM |
compassion-platoon | $25.00 | 9/19/2011 11:26:03 AM |
mennleo | $30.00 | 9/19/2011 12:36:54 PM |
silver-voyager9 | $25.00 | 9/19/2011 11:53:54 AM |
Planecourage | $25.00 | 9/19/2011 8:11:45 PM |
himanshuko | $25.00 | 9/20/2011 7:28:49 AM |
capital-kingdom | $25.01 | 9/20/2011 7:45:56 AM |
pfh | $25.00 | 9/20/2011 7:52:17 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:36 AM |
equallender | $25.00 | 9/20/2011 7:49:00 AM |
fragonardlives | $25.00 | 9/20/2011 8:57:15 AM |
Leshan | $25.00 | 9/20/2011 8:29:04 AM |
transaction-circuit | $50.00 | 9/20/2011 9:49:27 AM |
calm-value5 | $25.00 | 9/20/2011 11:25:51 AM |
contract-victor5 | $30.00 | 9/20/2011 12:55:09 PM |
foothillender | $25.00 | 9/20/2011 1:18:48 PM |
community-platoon8 | $25.00 | 9/20/2011 6:58:15 PM |
1-HARD-HEAD | $50.00 | 9/20/2011 7:59:09 PM |
wise-careful-greenback | $25.00 | 9/20/2011 9:01:28 PM |
the-hope-workhorse | $50.00 | 9/21/2011 9:33:24 AM |
bizlending | $250.00 | 9/21/2011 12:29:46 PM |
figs4u2 | $100.00 | 9/21/2011 12:13:46 PM |
Bob450 | $25.00 | 9/21/2011 1:21:56 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
526986
This series of Notes was issued and sold upon the funding of the borrower loan #53508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,209 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-yield-lotus |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for wedding expenses
Purpose of loan:
This loan will be used to finance wedding expenses.
My financial situation:
I am a good candidate for this loan because I have more than adequate income from two very steady in-demand jobs (high tech). I have cash on hand equal to the amount of the loan....just prefer not to dip into my reserves or cash out investments.
My gross income from work is around $120,000, my car is paid for and my small condo mortgage+dues is around $1100/month. I live well within my means. My finance is in great financial shape as well (makes more than I do too).
Thank you for your investment!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarvintheMartian | $55.00 | 9/13/2011 5:09:46 PM |
KCEnterprises | $50.00 | 9/13/2011 5:29:24 PM |
green-trade-dolphin2 | $25.00 | 9/13/2011 5:26:44 PM |
vutah | $25.00 | 9/13/2011 7:09:31 PM |
blot44 | $25.00 | 9/13/2011 7:21:19 PM |
indomitable-coin | $25.00 | 9/13/2011 8:00:18 PM |
compassionate-asset8 | $25.00 | 9/13/2011 10:22:29 PM |
BxRealtor | $25.00 | 9/14/2011 9:04:52 AM |
Theodon | $25.00 | 9/14/2011 10:20:33 AM |
a-finance-nirvana | $25.00 | 9/14/2011 5:06:51 PM |
nickel-ferret | $50.00 | 9/14/2011 5:47:03 PM |
Reddy_Capital | $25.00 | 9/14/2011 6:17:44 PM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:21 AM |
finance-investor3 | $25.00 | 9/15/2011 10:07:31 PM |
Rivervale_Westwood | $50.00 | 9/16/2011 5:11:47 AM |
gold-pudding6 | $50.00 | 9/16/2011 6:08:04 AM |
caring-hope2 | $200.00 | 9/16/2011 6:59:28 AM |
pnace | $50.00 | 9/16/2011 7:37:58 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:57 AM |
friendinmoney | $25.00 | 9/16/2011 8:49:11 AM |
penny-finder | $30.00 | 9/16/2011 8:59:25 AM |
janus_god | $25.00 | 9/16/2011 10:57:35 AM |
commerce-renewal | $69.69 | 9/16/2011 11:11:59 AM |
agalt | $100.00 | 9/16/2011 11:35:21 AM |
tuckman | $50.00 | 9/16/2011 12:26:11 PM |
important-dollar1 | $30.00 | 9/16/2011 1:15:31 PM |
tremendous-revenue4 | $50.00 | 9/16/2011 2:21:32 PM |
zx12rider | $28.00 | 9/16/2011 1:50:25 PM |
arenangelchild | $100.00 | 9/16/2011 2:08:11 PM |
orbital-gain | $75.00 | 9/16/2011 2:23:20 PM |
fervent-repayment | $25.00 | 9/16/2011 3:40:41 PM |
compoundinterest | $50.00 | 9/16/2011 5:08:09 PM |
goldeneye777 | $50.00 | 9/16/2011 6:09:23 PM |
no_agenda_lender | $25.00 | 9/16/2011 6:34:53 PM |
leverage-galleon | $25.62 | 9/16/2011 8:42:53 PM |
TeamN | $29.24 | 9/16/2011 9:43:12 PM |
reducereuserecycle | $50.00 | 9/16/2011 11:01:51 PM |
fearless-bonus473 | $211.66 | 9/16/2011 10:10:21 PM |
Passionate_Nurse | $100.00 | 9/16/2011 10:24:19 PM |
rebeldog67 | $50.00 | 9/17/2011 3:52:48 AM |
gilbrear | $25.00 | 9/17/2011 5:50:19 AM |
mmullen2 | $50.00 | 9/17/2011 6:01:58 AM |
britgsb | $100.00 | 9/17/2011 6:03:57 AM |
impartial-treasure7 | $25.00 | 9/17/2011 4:22:56 AM |
commerce-yeller | $50.00 | 9/17/2011 7:06:30 AM |
floridahelper | $50.00 | 9/17/2011 7:41:32 AM |
marwadi-62 | $100.00 | 9/17/2011 8:05:33 AM |
jarf | $25.00 | 9/17/2011 8:30:18 AM |
gothampark | $25.00 | 9/17/2011 8:44:50 AM |
creative-power3 | $50.00 | 9/17/2011 8:58:24 AM |
Syzygy | $25.00 | 9/17/2011 9:23:36 AM |
mad-scientist418 | $26.00 | 9/17/2011 8:55:15 AM |
kind-cash-zone | $51.79 | 9/17/2011 12:25:11 PM |
payment-halo | $25.00 | 9/17/2011 12:15:48 PM |
JoePaNation | $100.00 | 9/17/2011 1:00:38 PM |
Gordon_Gekko1 | $25.00 | 9/17/2011 1:37:25 PM |
SteadyOne | $25.00 | 9/17/2011 1:20:31 PM |
weiyinsan | $30.00 | 9/17/2011 2:57:02 PM |
Gobsek | $25.00 | 9/17/2011 3:05:15 PM |
fairness-swashbuckler | $50.00 | 9/17/2011 3:45:17 PM |
dinero-jujitsu | $57.47 | 9/17/2011 5:56:32 PM |
adir1 | $50.00 | 9/17/2011 10:06:54 PM |
Hexnut | $50.00 | 9/18/2011 12:12:17 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:28 AM |
Kerrysbay | $50.00 | 9/18/2011 1:15:34 AM |
generous-deal6 | $50.00 | 9/18/2011 2:53:22 AM |
beachbum22 | $25.00 | 9/18/2011 6:20:33 AM |
vtr1000 | $26.04 | 9/18/2011 9:32:38 AM |
money-surge1 | $50.00 | 9/18/2011 9:56:47 AM |
Peacepower | $50.00 | 9/18/2011 10:07:17 AM |
worth-web5 | $200.00 | 9/18/2011 2:54:42 PM |
heerzaquestion | $25.00 | 9/18/2011 6:33:24 PM |
generous-at-heart | $25.00 | 9/18/2011 6:09:52 PM |
RyanTH9893 | $25.00 | 9/18/2011 8:11:57 PM |
paul1 | $25.00 | 9/18/2011 7:36:41 PM |
SC98007 | $25.00 | 9/18/2011 11:24:26 PM |
basejump0 | $25.00 | 9/19/2011 5:03:45 AM |
xlnt-loans | $25.00 | 9/19/2011 4:49:03 AM |
TMBank | $33.29 | 9/19/2011 6:23:56 AM |
bsmtloan | $48.46 | 9/19/2011 4:10:26 AM |
basis-wizard8 | $50.00 | 9/19/2011 6:46:45 AM |
coin-lesson3 | $91.69 | 9/19/2011 5:17:17 AM |
wntrequinx | $25.00 | 9/19/2011 6:43:03 AM |
Christophe | $25.00 | 9/19/2011 7:15:31 AM |
green28 | $200.00 | 9/19/2011 10:28:59 AM |
penny-gala6 | $64.69 | 9/19/2011 10:22:36 AM |
djkaiser | $26.00 | 9/19/2011 10:20:46 AM |
fusbarro | $100.00 | 9/19/2011 11:54:01 AM |
mtquan | $25.00 | 9/19/2011 2:25:04 PM |
genelinist | $48.00 | 9/19/2011 1:20:51 PM |
kukubird | $50.00 | 9/19/2011 3:57:46 PM |
best-generosity-financier | $25.00 | 9/19/2011 3:09:55 PM |
goodopportunity | $100.00 | 9/19/2011 5:15:31 PM |
duty-admiral | $51.50 | 9/19/2011 5:15:28 PM |
the-unequivocal-pound | $25.00 | 9/19/2011 6:52:13 PM |
phenomenal-gain5 | $50.00 | 9/19/2011 6:56:46 PM |
unequivocal-power3 | $50.00 | 9/19/2011 8:47:52 PM |
JayKae | $23.86 | 9/19/2011 9:40:34 PM |
responsibility-butterfly | $25.00 | 9/13/2011 6:09:46 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:08 PM |
leeball | $100.00 | 9/13/2011 9:39:24 PM |
gentle-gain235 | $200.00 | 9/13/2011 10:30:25 PM |
Bank_Of_XL | $25.00 | 9/14/2011 5:06:18 AM |
top-epic-community | $100.00 | 9/14/2011 6:27:47 AM |
oplender | $25.00 | 9/14/2011 6:29:47 PM |
CatbirdBanking | $25.00 | 9/14/2011 7:18:34 PM |
loot-frog | $25.00 | 9/15/2011 9:52:37 AM |
availableloan | $25.00 | 9/15/2011 11:28:24 PM |
superb-funds335 | $25.00 | 9/15/2011 11:29:11 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:39 AM |
Kaj | $50.00 | 9/16/2011 4:02:17 AM |
umfan123 | $25.00 | 9/16/2011 9:33:14 AM |
BestDoctors | $200.00 | 9/16/2011 12:20:47 PM |
financelover | $50.00 | 9/16/2011 1:56:01 PM |
schnatty | $53.05 | 9/16/2011 2:16:47 PM |
selector568 | $300.00 | 9/16/2011 3:05:55 PM |
fcrick | $25.00 | 9/16/2011 3:05:58 PM |
thinker6 | $50.00 | 9/16/2011 4:19:34 PM |
Emperor_of_Banking | $30.00 | 9/16/2011 4:50:55 PM |
CreditBuilder2 | $100.00 | 9/16/2011 4:57:20 PM |
finance-symphony7 | $100.00 | 9/16/2011 4:46:34 PM |
rustysailor | $25.00 | 9/16/2011 5:42:00 PM |
Ripsaw4U | $50.00 | 9/16/2011 7:06:54 PM |
liberty-point | $150.00 | 9/16/2011 8:03:51 PM |
AndChicksforFree | $25.00 | 9/16/2011 8:42:01 PM |
community-bridge | $300.00 | 9/16/2011 8:45:00 PM |
mr55262 | $25.00 | 9/16/2011 11:11:25 PM |
Hanalei712 | $50.00 | 9/16/2011 9:22:43 PM |
SolarMoonshine | $25.00 | 9/17/2011 3:44:34 AM |
arampata | $180.00 | 9/17/2011 12:51:18 AM |
trumpeter5 | $25.00 | 9/17/2011 5:27:41 AM |
MoneyTree79 | $54.71 | 9/17/2011 5:44:24 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:40 AM |
goose026 | $25.00 | 9/17/2011 6:07:07 AM |
Gambino | $50.00 | 9/17/2011 6:39:16 AM |
IPlayOutsideTheBox | $25.00 | 9/17/2011 7:04:09 AM |
elegant-loot | $50.00 | 9/17/2011 7:21:09 AM |
finance-amusement4 | $100.00 | 9/17/2011 8:10:32 AM |
cashman100 | $57.07 | 9/17/2011 8:13:29 AM |
panda14 | $25.00 | 9/17/2011 8:16:05 AM |
mennleo | $50.00 | 9/17/2011 8:18:00 AM |
income-buffalo1 | $160.00 | 9/17/2011 7:56:03 AM |
Sneezie | $100.00 | 9/17/2011 7:56:20 AM |
principal-lion | $29.95 | 9/17/2011 9:26:40 AM |
economy-popcorn | $25.00 | 9/17/2011 11:36:05 AM |
bold-worth-vinyl | $53.00 | 9/17/2011 12:28:17 PM |
revenue-tsunami | $50.00 | 9/17/2011 1:02:38 PM |
return-beeper | $30.00 | 9/17/2011 1:06:34 PM |
wampum-library4 | $25.00 | 9/17/2011 2:23:27 PM |
oneeighty | $25.00 | 9/17/2011 2:41:58 PM |
Tbone49 | $25.00 | 9/17/2011 4:13:14 PM |
Mavdyaus | $27.00 | 9/17/2011 11:36:21 PM |
credit-bliss8 | $25.00 | 9/17/2011 11:49:12 PM |
RedCentre | $195.41 | 9/18/2011 2:18:58 AM |
benefit-trident | $25.00 | 9/18/2011 5:10:02 AM |
NolockHolmes | $50.00 | 9/18/2011 9:57:49 AM |
the-enthralling-coin | $25.00 | 9/18/2011 8:10:52 AM |
ericsb | $107.81 | 9/18/2011 9:58:21 AM |
RebuildingAmerica | $25.00 | 9/18/2011 9:30:14 AM |
Ocean713 | $75.00 | 9/18/2011 11:28:35 AM |
dinero-honker | $75.00 | 9/18/2011 1:20:59 PM |
capital-blueberry | $25.00 | 9/18/2011 6:51:20 PM |
wilchik | $80.00 | 9/19/2011 5:09:11 AM |
wealth-carrier | $25.00 | 9/19/2011 6:31:25 AM |
midnight24 | $50.00 | 9/19/2011 7:29:21 AM |
Oupa-George | $25.00 | 9/19/2011 10:39:40 AM |
John_Galt | $33.00 | 9/19/2011 10:37:31 AM |
One-ninety-three | $25.00 | 9/19/2011 11:42:52 AM |
p40thawk | $25.00 | 9/19/2011 11:02:48 AM |
damage | $25.00 | 9/19/2011 12:16:55 PM |
smart-kindness8 | $100.00 | 9/19/2011 11:39:38 AM |
octoberfresh | $25.00 | 9/19/2011 12:35:50 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:43 PM |
scarecrow4188 | $50.00 | 9/19/2011 1:16:54 PM |
diversification-wildcat2 | $25.00 | 9/19/2011 3:20:31 PM |
radforj22 | $25.00 | 9/19/2011 4:55:47 PM |
head | $25.00 | 9/19/2011 8:10:21 PM |
CubsFan23 | $100.00 | 9/19/2011 6:54:56 PM |
newest-power-banker | $50.00 | 9/19/2011 7:45:08 PM |
enchanted-truth264 | $25.00 | 9/19/2011 6:57:11 PM |
Basset_Hound_Investments | $25.00 | 9/19/2011 7:59:34 PM |
red-favorable-basis | $25.00 | 9/19/2011 8:23:58 PM |
awwaww | $26.00 | 9/19/2011 7:16:47 PM |
creative-power3 | $25.00 | 9/19/2011 8:28:14 PM |
184 Investments
|
Borrower Payment Dependent Notes Series
526992
This series of Notes was issued and sold upon the funding of the borrower loan #53755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 21y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,411 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| WebMeetLive |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan Request
Purpose: I have an opportunity to buy the home I've been renting. It's
in need of repairs in order to qualify for a loan. I've been completing
work as I am able to buy building materials. Loan will be used to
purchase materials to finish work ASAP.
Financial situation:
I am a GREAT candidate for this loan because...
I am a hard working, responsible, small business owner, married
with 4 children. I pay bills on time. I am in a position to get
a home loan, but repairs are the hold up. With this loan, I will
complete necessary repairs.
Value of home (before repairs) according to 2010 tax statement is
$250k. I can purchase for $180k. So I will have much equity on the
day of closing.
Monthly net income: Average $4000
Monthly expenses:
Housing: 1050
Insurance: 58.33
Car expenses: N/A
Utilities: 215
Phone, cable, internet: 105
Food, entertainment: 200
Clothing, household expenses: 100
Credit cards and other loans: 382.67
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/13/2011 6:09:46 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:09 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:30 PM |
fusbarro | $75.00 | 9/15/2011 11:40:59 AM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:49 PM |
profit-powerplant | $25.00 | 9/15/2011 4:42:28 PM |
papaloha | $25.00 | 9/16/2011 8:56:27 AM |
kulender | $100.00 | 9/17/2011 6:21:10 AM |
gotjack | $100.00 | 9/17/2011 8:45:21 AM |
NolockHolmes | $50.00 | 9/18/2011 9:58:43 AM |
capital-blueberry | $25.00 | 9/18/2011 6:53:33 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:42 PM |
CatbirdBanking | $25.00 | 9/14/2011 7:20:40 PM |
108lender | $200.00 | 9/17/2011 11:32:54 AM |
Dubbs360 | $100.00 | 9/18/2011 1:18:47 AM |
worth-blanket2 | $9,100.00 | 9/19/2011 9:14:47 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
527004
This series of Notes was issued and sold upon the funding of the borrower loan #53792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-13-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,020 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-zenith |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finance more orders!
Purpose of loan:
This loan will be used to be able to keep up with new orders.
My financial situation:
I am a good candidate for this loan because I have a great 8 year track record in cabinetry sales. I have thrived even in a down economy.
Monthly net income: $5,000
Monthly expenses: $3,420
Housing: $1,200
Insurance: $200
Car expenses: $320
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Gibbyland | $100.00 | 9/15/2011 2:16:26 PM |
Bank42 | $25.00 | 9/13/2011 5:19:14 PM |
Danylostefan | $50.00 | 9/13/2011 5:38:19 PM |
goodhearted-generosity511 | $25.00 | 9/13/2011 5:21:42 PM |
first-class-gold0 | $100.00 | 9/13/2011 6:00:58 PM |
golfman1 | $100.00 | 9/13/2011 5:35:29 PM |
worthy-bid8 | $50.00 | 9/13/2011 7:21:09 PM |
1traveler | $25.00 | 9/13/2011 7:42:02 PM |
vwally | $25.00 | 9/15/2011 5:16:59 AM |
missing-link | $25.00 | 9/15/2011 7:04:20 AM |
jcfung1 | $40.00 | 9/15/2011 11:04:51 AM |
artisan693 | $50.00 | 9/15/2011 11:56:10 AM |
brightest-organized-balance | $25.00 | 9/15/2011 4:53:05 PM |
capital-halo1 | $1,000.00 | 9/15/2011 5:14:04 PM |
EmmaDog44 | $25.00 | 9/15/2011 5:46:52 PM |
deal-admirer4 | $25.00 | 9/16/2011 6:28:40 AM |
rustysailor | $25.00 | 9/16/2011 8:00:46 AM |
stepatatime-together | $100.00 | 9/16/2011 9:18:08 AM |
handshake5 | $100.00 | 9/16/2011 9:10:05 AM |
well-rounded-liberty4 | $25.00 | 9/16/2011 9:45:52 AM |
Bob450 | $25.02 | 9/16/2011 4:05:47 PM |
pennywise666 | $25.00 | 9/16/2011 4:13:49 PM |
Bill88 | $25.00 | 9/16/2011 4:31:45 PM |
prudent-dinero | $25.00 | 9/16/2011 4:50:46 PM |
finance-prescription | $100.00 | 9/16/2011 5:10:40 PM |
4mydaughterseducation | $25.00 | 9/16/2011 5:29:46 PM |
unassassinable | $25.00 | 9/17/2011 12:35:21 AM |
power-secret-agent | $30.00 | 9/17/2011 3:07:58 AM |
kulender | $50.00 | 9/17/2011 6:16:48 AM |
kain11286 | $50.00 | 9/17/2011 9:46:16 AM |
wise-eloquent-yield | $49.79 | 9/17/2011 9:56:53 PM |
economy-popcorn | $25.00 | 9/18/2011 6:57:05 AM |
NolockHolmes | $50.00 | 9/18/2011 10:01:22 AM |
supreme-hope | $25.00 | 9/18/2011 10:56:06 AM |
Alittleluck | $50.00 | 9/18/2011 1:58:51 PM |
awesome-yield7 | $25.00 | 9/18/2011 5:02:06 PM |
AndChicksforFree | $25.07 | 9/18/2011 8:51:38 PM |
best-point-flow | $75.00 | 9/19/2011 6:39:08 AM |
thelovebug | $100.00 | 9/19/2011 7:44:38 AM |
ethical-truth211 | $600.00 | 9/19/2011 8:48:51 AM |
worth-blanket2 | $3,000.00 | 9/19/2011 9:23:23 AM |
green28 | $24.57 | 9/19/2011 10:22:08 AM |
alert9 | $25.00 | 9/13/2011 10:08:55 PM |
q4golf | $25.00 | 9/14/2011 4:00:50 AM |
jubilant-durability9 | $50.00 | 9/14/2011 10:03:04 AM |
thankful-nickel2 | $25.00 | 9/14/2011 2:02:16 PM |
kind-credit-bear | $25.00 | 9/14/2011 4:53:30 PM |
tomdooley12520 | $25.00 | 9/14/2011 7:30:51 PM |
Dubbs360 | $100.00 | 9/14/2011 8:19:44 PM |
tender-ore | $25.00 | 9/15/2011 6:29:47 AM |
a-restless-dollar | $25.00 | 9/15/2011 1:11:08 PM |
handy-justice | $100.00 | 9/15/2011 2:28:25 PM |
CalBear08 | $25.00 | 9/16/2011 1:36:25 AM |
loan-booster1 | $25.55 | 9/16/2011 5:30:19 AM |
penny-champ5 | $25.00 | 9/16/2011 8:31:13 AM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:27 AM |
truth-magma | $25.00 | 9/16/2011 9:41:46 AM |
nickel-hickory | $100.00 | 9/16/2011 9:32:35 AM |
nodebt2012 | $25.00 | 9/16/2011 2:21:37 PM |
Corlei | $25.00 | 9/16/2011 3:46:04 PM |
reasonable-kindness0 | $25.00 | 9/16/2011 4:56:39 PM |
suave-dime6 | $25.00 | 9/16/2011 6:31:04 PM |
nerdfactor | $25.00 | 9/16/2011 8:55:13 PM |
payout-bridge | $50.00 | 9/16/2011 10:48:21 PM |
nickel-acrobat | $25.00 | 9/16/2011 10:23:00 PM |
industrious-currency | $25.00 | 9/17/2011 5:48:12 AM |
auction-karate | $25.00 | 9/17/2011 6:34:30 AM |
return-beeper | $30.00 | 9/17/2011 1:09:23 PM |
Green-Baron | $25.00 | 9/18/2011 9:13:43 AM |
CreditBuilder2 | $50.00 | 9/18/2011 2:17:56 PM |
precious-coin6 | $100.00 | 9/18/2011 8:15:25 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
527080
This series of Notes was issued and sold upon the funding of the borrower loan #53594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,357 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sjwarren |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 93% )
| 680-699 (Latest)
|
Principal borrowed:
| $11,999.00 | < 31 days late:
| 3
( 7% )
| 640-659
(Oct-2010)
640-659
(Sep-2010)
640-659
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Purchasing a commercial building
Purpose of loan:
Purchasing a commercial building that will be rented out and I will be living in the upstairs loft apartment... 4 rentals altogether.
My financial situation:
I am a good candidate for this loan because this is my 3rd Prosper loan and the others were all paid back early and all payments were one time... All credit card debt is paid off and I am selling my house to purchase the building.
Monthly net income: $80,000
Monthly expenses: $see below
Housing: $720 but selling house
Insurance: $200
Car expenses: $0
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 9/15/2011 5:06:16 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:43 PM |
credit-missile | $110.00 | 9/15/2011 5:07:30 PM |
MoneyForNothing | $103.93 | 9/15/2011 5:14:17 PM |
Investoman | $75.00 | 9/15/2011 5:18:04 PM |
nickel-ferret | $50.00 | 9/15/2011 5:15:28 PM |
economy-molecule3 | $500.00 | 9/15/2011 5:19:58 PM |
Easystreet | $25.00 | 9/15/2011 5:21:55 PM |
marwadi-62 | $500.00 | 9/15/2011 5:30:15 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:21 PM |
SolarMoonshine | $25.00 | 9/15/2011 6:01:42 PM |
trumpeter5 | $50.00 | 9/15/2011 7:07:54 PM |
brightest-organized-balance | $25.00 | 9/15/2011 7:02:38 PM |
soulwork | $25.00 | 9/15/2011 6:57:00 PM |
wealth-neutrino2 | $25.00 | 9/15/2011 7:07:40 PM |
IIP77 | $25.00 | 9/15/2011 8:09:28 PM |
top-payout-fixer | $25.00 | 9/15/2011 8:37:10 PM |
paladin847 | $50.00 | 9/15/2011 8:12:50 PM |
GCInvestments | $26.00 | 9/15/2011 9:01:40 PM |
Feyenoord | $25.00 | 9/15/2011 9:50:33 PM |
worth-blanket2 | $3,700.00 | 9/15/2011 9:55:42 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:18 PM |
Dusigrosz | $75.00 | 9/15/2011 5:04:48 PM |
compoundinterest | $25.00 | 9/15/2011 5:12:28 PM |
ursus | $50.00 | 9/15/2011 5:13:27 PM |
genius520 | $50.00 | 9/15/2011 5:13:46 PM |
finance-prescription | $100.00 | 9/15/2011 5:15:42 PM |
personal-lender | $25.00 | 9/15/2011 5:16:22 PM |
handshake5 | $100.00 | 9/15/2011 5:15:19 PM |
DHolly | $25.00 | 9/15/2011 5:15:39 PM |
113121 | $1,000.00 | 9/15/2011 6:13:54 PM |
kind-credit-bear | $38.00 | 9/15/2011 6:14:36 PM |
113121 | $2,009.34 | 9/15/2011 6:28:10 PM |
heavenly-interest9 | $300.00 | 9/15/2011 6:31:00 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:51 PM |
coin-investor | $25.00 | 9/15/2011 6:53:09 PM |
Kether | $30.00 | 9/15/2011 7:14:56 PM |
JCM_MN | $29.00 | 9/15/2011 7:32:35 PM |
AndChicksforFree | $25.00 | 9/15/2011 7:36:05 PM |
Green-Baron | $50.00 | 9/15/2011 8:46:59 PM |
janeybooboo | $200.00 | 9/15/2011 8:54:05 PM |
best-phenomenal-treasure | $25.00 | 9/15/2011 9:08:11 PM |
ChoiceInvestments | $27.37 | 9/15/2011 9:34:07 PM |
best-charming-leverage | $50.00 | 9/15/2011 9:20:03 PM |
vigilance-accruer | $25.00 | 9/15/2011 9:18:28 PM |
jasonj72 | $25.00 | 9/15/2011 9:42:45 PM |
the-discrete-income | $50.00 | 9/15/2011 9:54:13 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
527170
This series of Notes was issued and sold upon the funding of the borrower loan #53851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $102.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,166 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-maracas3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Three year, $3,000 personal loan
Purpose of loan:
This loan will be used to pay due diligence expenses for investment in startup company I have worked four years to fund.
My financial situation:
I am a good candidate for this loan because I can easily make monthly repayments from current income even if investment funding falls through. I work as a standardized patient for an organization that certifies clinical skills of fourth year medical students, sort of an acting job. My wife and I live simply. Home mortgage will be paid off this month so that social security payments will cover fixed expenses. I average about $2,000 per month from my work and can easily make $104 monthly payments on a three year, $3,000 loan. Set up automatic payments from my checking account to the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $895.00 | 9/26/2011 7:01:12 PM |
D911ave | $50.00 | 9/21/2011 5:16:29 PM |
Weaverville | $50.00 | 9/21/2011 9:08:09 PM |
oplender | $25.00 | 9/21/2011 9:06:59 PM |
1800porsche | $25.00 | 9/22/2011 12:58:59 AM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:55 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:27:43 PM |
Brisket_Bob | $50.00 | 9/23/2011 7:14:16 AM |
salala | $25.00 | 9/23/2011 10:45:36 AM |
rcm87 | $100.00 | 9/23/2011 11:12:14 AM |
CreditBuilder2 | $25.00 | 9/23/2011 3:40:15 PM |
riskreward | $250.00 | 9/24/2011 5:29:22 PM |
kenji4861 | $25.00 | 9/25/2011 8:17:42 AM |
kinetic-social | $25.00 | 9/25/2011 12:36:35 PM |
alphaseek | $200.00 | 9/26/2011 5:08:32 AM |
first-serene-credit | $25.00 | 9/26/2011 8:27:28 AM |
Pickmar | $25.00 | 9/26/2011 12:07:12 PM |
compoundinterest | $50.00 | 9/21/2011 5:07:07 PM |
caring-hope2 | $50.00 | 9/22/2011 6:38:43 AM |
indomitable-coin | $25.00 | 9/22/2011 9:18:16 AM |
green-trade-dolphin2 | $25.00 | 9/22/2011 10:16:29 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:52 PM |
market-maximizer472 | $100.00 | 9/22/2011 3:47:08 PM |
3_boyz | $100.00 | 9/22/2011 5:41:11 PM |
subtle-revenue0 | $25.00 | 9/23/2011 7:30:28 AM |
Sneezie | $100.00 | 9/23/2011 8:03:32 AM |
dudebrah | $25.00 | 9/23/2011 2:46:06 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:03 PM |
a-finance-nirvana | $25.00 | 9/24/2011 3:51:19 AM |
productive-finance | $25.00 | 9/24/2011 9:30:17 AM |
Kaj | $30.00 | 9/25/2011 3:53:27 AM |
a-unflappable-finance | $100.00 | 9/24/2011 10:48:02 PM |
marwadi-62 | $100.00 | 9/25/2011 2:49:02 PM |
worthy-bid8 | $50.00 | 9/26/2011 9:06:06 AM |
RMB-Investments | $25.00 | 9/26/2011 9:48:45 AM |
hitsman | $50.00 | 9/26/2011 11:34:58 AM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:30 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
527186
This series of Notes was issued and sold upon the funding of the borrower loan #53537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 9y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,335 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| impressive-bazaar |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
888
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 9:18:00 AM |
worth-blanket2 | $4,900.00 | 9/14/2011 3:36:14 PM |
shrewd-income | $25.00 | 9/14/2011 3:59:32 PM |
nickel-hickory | $25.00 | 9/14/2011 4:04:59 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
527210
This series of Notes was issued and sold upon the funding of the borrower loan #53746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 85% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,551 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-deal420 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $1,766.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
debt consolidation 2
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 9/23/2011 9:08:38 AM |
Jack55304 | $200.00 | 9/23/2011 9:10:58 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:52:55 PM |
ommcd | $25.00 | 9/23/2011 1:39:28 PM |
AF-Chief | $50.00 | 9/23/2011 5:25:59 PM |
kind-credit-bear | $25.00 | 9/23/2011 5:18:58 PM |
worth-blanket2 | $9,600.00 | 9/23/2011 5:30:28 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
527232
This series of Notes was issued and sold upon the funding of the borrower loan #53702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,311 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 106% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| relief98 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,550.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $5,784.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Home Improvment Loan
Purpose of loan:
This loan will be used to finish the remodel in my kitchen and bathroom.
My financial situation: Excellent. Both my wife and I bring in an income of over 60K per year. My income is the primary income at 39K per year.
I am a good candidate for this loan because this will be my second loan with Prosper. My first loan is still in repayment with a perfect repayment record. My credit score is excellent. I have no history of collections or past due payments.
Current Home Value:$98,450
Current Mortgage Balance: $78.760.15
Available Equity: $19,689.85
No HELOC
Monthly net income: $2065
Monthly expenses: $1467.05
Housing: $529
Car expenses: $198.05
Utilities: $175.00
Food, entertainment: $100
Credit cards and other loans: $465 (First Prosper Loan Included)
All expenses not listed are paid for with second income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 5:44:08 PM |
Jack55304 | $200.00 | 9/14/2011 5:49:15 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:28 PM |
matthewa | $25.00 | 9/14/2011 6:47:17 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:39 PM |
shawnw2 | $100.00 | 9/15/2011 7:05:33 AM |
orbital-gain | $50.00 | 9/15/2011 9:32:35 AM |
worth-blanket2 | $9,200.00 | 9/15/2011 10:16:21 AM |
AndChicksforFree | $25.00 | 9/14/2011 5:53:07 PM |
diplomatic-wealth7 | $25.00 | 9/14/2011 5:54:45 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:57 PM |
janeybooboo | $100.00 | 9/14/2011 7:57:59 PM |
priceless-note7 | $50.00 | 9/15/2011 7:00:59 AM |
Skeptical-one | $45.00 | 9/15/2011 8:54:20 AM |
MoneyForNothing | $5.00 | 9/15/2011 10:59:30 AM |
fairness-atmosphere | $25.00 | 9/15/2011 10:51:19 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
527268
This series of Notes was issued and sold upon the funding of the borrower loan #53607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,159 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-undaunted-bazaar |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Help
Purpose of loan: Debt Consolidation
This loan will be used to...
Pay off $2700 in Debt and allow me to take a vacation
My financial situation:
I am a good candidate for this loan because...
I pay my bills in a timely manner - I want to consolidate the loans in order to only have to pay one payment per month
Monthly net income: $ 4000
Monthly expenses: $ 3500
Housing: $ 1750
Insurance: $175
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $125
Credit cards and other loans: $300
Other expenses: $500 daycare - $200 groceries - $100 - gas for car
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 9/14/2011 5:16:44 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:09 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:28 PM |
sensible-fund | $25.00 | 9/14/2011 7:48:13 PM |
worth-blanket2 | $4,500.00 | 9/15/2011 10:17:08 AM |
heavenly-interest9 | $55.12 | 9/15/2011 10:37:15 AM |
wampum-library4 | $25.00 | 9/15/2011 10:33:00 AM |
SolarMoonshine | $25.00 | 9/14/2011 6:08:00 PM |
restless-dime | $200.00 | 9/14/2011 7:17:39 PM |
goodhearted-generosity511 | $25.00 | 9/14/2011 9:54:32 PM |
periko | $44.88 | 9/15/2011 7:06:42 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
527288
This series of Notes was issued and sold upon the funding of the borrower loan #53593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 31y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,109 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dominator85 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repairs
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-finance-nirvana | $25.00 | 9/14/2011 5:06:54 PM |
Bank_Of_XL | $25.00 | 9/14/2011 5:24:18 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:10 PM |
D911ave | $50.00 | 9/14/2011 5:54:00 PM |
top-epic-community | $100.00 | 9/14/2011 6:02:27 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:41 PM |
oplender | $25.00 | 9/14/2011 6:29:52 PM |
green-trade-dolphin2 | $25.00 | 9/14/2011 6:49:31 PM |
indomitable-coin | $25.00 | 9/14/2011 8:07:08 PM |
vutah | $25.00 | 9/14/2011 9:01:45 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:22 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:42 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:46:14 PM |
houli123 | $100.00 | 9/15/2011 8:16:33 PM |
janeybooboo | $100.00 | 9/15/2011 9:20:08 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:44 AM |
serene-capital | $25.00 | 9/16/2011 2:47:09 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:47:09 AM |
caring-hope2 | $50.00 | 9/16/2011 7:07:28 AM |
rpg | $29.00 | 9/16/2011 5:09:06 PM |
mr55262 | $25.00 | 9/16/2011 11:11:28 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:48:42 AM |
Sneezie | $100.00 | 9/17/2011 7:56:20 AM |
mennleo | $50.00 | 9/17/2011 9:18:30 AM |
fervent-repayment | $39.00 | 9/17/2011 12:14:16 PM |
selector568 | $300.00 | 9/17/2011 1:24:45 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:33 AM |
nickel-ferret | $50.00 | 9/18/2011 12:10:51 PM |
liberty-thinker | $25.00 | 9/19/2011 10:55:31 AM |
fusbarro | $100.00 | 9/19/2011 11:54:03 AM |
Chosen-one | $175.00 | 9/19/2011 12:47:05 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:43 PM |
bullwink27 | $25.00 | 9/20/2011 5:24:01 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:30:57 PM |
wild-orange | $100.00 | 9/21/2011 3:46:31 AM |
Leshan | $25.00 | 9/21/2011 7:45:03 AM |
boylezz | $25.00 | 9/21/2011 9:55:19 AM |
repaymeplease | $25.00 | 9/21/2011 9:59:48 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:56 PM |
secureincome | $1,000.00 | 9/21/2011 3:48:04 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:54:17 PM |
income-equation2 | $63.51 | 9/21/2011 6:51:14 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:52:01 PM |
Rulea72 | $25.00 | 9/21/2011 7:07:13 PM |
rolltide09 | $25.00 | 9/21/2011 9:12:34 AM |
BxRealtor | $25.00 | 9/14/2011 6:17:54 PM |
green-trade-dolphin2 | $25.00 | 9/14/2011 6:50:18 PM |
roux | $25.00 | 9/14/2011 6:59:39 PM |
blot44 | $25.00 | 9/15/2011 5:52:14 AM |
a-unflappable-finance | $100.00 | 9/15/2011 9:03:25 AM |
charming-exchange7 | $25.00 | 9/15/2011 5:35:09 PM |
Rivervale_Westwood | $100.00 | 9/16/2011 5:10:48 AM |
subtle-revenue0 | $25.00 | 9/16/2011 5:11:34 AM |
Chosen-one | $50.00 | 9/16/2011 4:42:06 PM |
swissbanker | $25.00 | 9/17/2011 3:22:13 PM |
GoGators01 | $25.00 | 9/18/2011 11:55:01 AM |
dinero-honker | $75.00 | 9/18/2011 1:21:00 PM |
Dr_M | $25.00 | 9/18/2011 7:16:55 PM |
enthralling-investment | $50.00 | 9/19/2011 5:58:37 AM |
pfh | $25.00 | 9/20/2011 7:46:38 AM |
fragonardlives | $35.00 | 9/20/2011 8:57:15 AM |
diablorulz | $50.00 | 9/20/2011 9:40:57 AM |
UncleSafety | $100.00 | 9/20/2011 1:07:35 PM |
CatbirdBanking | $25.00 | 9/20/2011 7:06:25 PM |
GElender | $25.00 | 9/21/2011 5:37:35 AM |
radforj22 | $25.00 | 9/21/2011 10:00:00 AM |
Ven58 | $25.00 | 9/21/2011 10:44:36 AM |
mtquan | $25.00 | 9/21/2011 1:57:20 PM |
buffalobills | $25.00 | 9/21/2011 4:00:29 PM |
jescowa | $50.00 | 9/21/2011 6:15:42 PM |
djh47a | $25.00 | 9/21/2011 6:17:02 PM |
Money_Hog | $25.00 | 9/21/2011 6:55:35 PM |
best-generosity-financier | $25.00 | 9/21/2011 7:19:28 PM |
mex_invests | $25.00 | 9/21/2011 7:40:35 PM |
mindful-deal289 | $8.49 | 9/21/2011 7:54:11 PM |
jbadawg1017 | $25.00 | 9/21/2011 6:39:48 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
527312
This series of Notes was issued and sold upon the funding of the borrower loan #53516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,731 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| powerful-reward1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...i have a fantastic job and so does my wife. we are just looking to pay off one loan for our minimal credit debt instead of 4 different ones all at the same time. We have no issues with our current cards on payments and we generally pay double the min payment to get the paid off. Id much rather pay 1 loan amount then 4 cards.
Monthly net income: $4000
Monthly expenses: $2100 this includes the below
Housing: $625
Insurance: $125
Car expenses: $ 400
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ 250
Other expenses: $ unknown
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brightest-dignified-penny | $25.00 | 9/14/2011 5:08:16 PM |
kind-credit-bear | $25.00 | 9/14/2011 5:54:30 PM |
restless-dime | $100.00 | 9/14/2011 7:11:21 PM |
1willray | $25.00 | 9/17/2011 2:17:25 PM |
Dubbs360 | $100.00 | 9/18/2011 1:18:58 AM |
jkeller4000 | $25.00 | 9/18/2011 3:22:24 PM |
worth-blanket2 | $6,000.00 | 9/19/2011 9:14:29 AM |
jubilant-durability9 | $50.00 | 9/19/2011 9:40:54 AM |
AndChicksforFree | $25.00 | 9/14/2011 5:22:43 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:12 PM |
liberty-magnate | $25.00 | 9/14/2011 6:35:37 PM |
rjcoutur2001 | $125.00 | 9/15/2011 7:57:37 AM |
Bill88 | $25.00 | 9/15/2011 10:38:38 AM |
brightest-organized-balance | $25.00 | 9/15/2011 7:07:44 PM |
careful-vigilance4 | $50.00 | 9/16/2011 8:34:30 AM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:33 AM |
papaloha | $25.00 | 9/16/2011 8:56:31 AM |
kind-finance-burrito | $50.00 | 9/16/2011 12:54:55 PM |
kulender | $100.00 | 9/17/2011 6:21:12 AM |
gotjack | $100.00 | 9/17/2011 8:45:24 AM |
suave-dime6 | $25.00 | 9/18/2011 2:32:25 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
527324
This series of Notes was issued and sold upon the funding of the borrower loan #53760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 45% |
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,648 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| resonance667 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen
Purpose of loan:
This loan will be used to...upgrade kitchen
My financial situation: good
I am a good candidate for this loan because... I have not had any delinquencies in 6 yrs
Monthly net income: $ 3600
Monthly expenses: $
Housing: $ 1050
Insurance: $190
Car expenses: $
Utilities: $ included in rent
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $ 650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
Military-2-Military has invested a total of
$1,000.00.
"Employment and Income Verified. Meets military credit index."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
balanced-balance6 | $25.00 | 9/20/2011 5:03:53 PM |
Wangchuk | $25.00 | 9/21/2011 6:48:36 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:52 PM |
favorite-commerce | $25.00 | 9/21/2011 2:26:07 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:16:59 PM |
tech310 | $50.00 | 9/21/2011 6:03:26 PM |
zone6 | $100.00 | 9/21/2011 6:45:41 PM |
Military-2-Military | $1,000.00 | 9/22/2011 3:07:09 PM |
gpuck | $100.00 | 9/22/2011 4:02:51 PM |
Weaverville | $25.00 | 9/22/2011 4:01:19 PM |
well-rounded-dinero | $150.00 | 9/22/2011 4:19:58 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:08 PM |
suave-dime6 | $25.00 | 9/22/2011 6:06:30 PM |
handy-justice | $100.00 | 9/22/2011 6:48:24 PM |
zone6 | $301.03 | 9/22/2011 7:20:53 PM |
marinbb | $50.00 | 9/22/2011 7:39:30 PM |
mindful-deal267 | $25.00 | 9/22/2011 7:48:26 PM |
Bob450 | $25.22 | 9/22/2011 10:58:42 PM |
Oak-Parker | $25.00 | 9/23/2011 1:04:45 AM |
Legally_Blonde | $684.89 | 9/23/2011 6:34:10 AM |
Amber_Stone | $55.35 | 9/23/2011 6:43:52 AM |
CoolPlexer | $28.18 | 9/23/2011 6:48:03 AM |
Christophe | $25.00 | 9/23/2011 7:20:42 AM |
the-hope-workhorse | $50.00 | 9/23/2011 10:03:59 AM |
nickel-hickory | $25.00 | 9/23/2011 9:58:49 AM |
stanthecaddy | $40.76 | 9/23/2011 10:53:28 AM |
TheArtOfLogic | $100.00 | 9/23/2011 1:52:31 PM |
luzonct | $100.00 | 9/20/2011 5:31:57 PM |
zorg77 | $50.00 | 9/20/2011 6:10:07 PM |
Legally_Blonde | $25.00 | 9/20/2011 5:48:46 PM |
Whipster | $80.00 | 9/21/2011 5:20:09 PM |
Amber_Stone | $25.00 | 9/22/2011 5:47:39 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:34 AM |
MilitaryMTP | $75.00 | 9/22/2011 3:25:04 PM |
proper-loot3 | $29.00 | 9/22/2011 5:14:08 PM |
wonder3 | $30.00 | 9/22/2011 5:30:52 PM |
red-favorable-basis | $25.00 | 9/22/2011 10:07:16 PM |
Gregger | $25.00 | 9/23/2011 2:56:18 AM |
shawnw2 | $100.00 | 9/23/2011 7:16:39 AM |
worth-shower8 | $100.00 | 9/23/2011 8:36:56 AM |
TackingWindward | $25.00 | 9/23/2011 11:53:58 AM |
whitegold24k | $500.00 | 9/23/2011 1:46:14 PM |
trustworthy-currency1 | $325.57 | 9/23/2011 2:39:31 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
527360
This series of Notes was issued and sold upon the funding of the borrower loan #53750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,636 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rate-jujitsu4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I am trying to expand my business
Purpose of loan:
This loan will be used to...upgrade equipment
My financial situation:
I am a good candidate for this loan because...My credit rating is in good standing and can increase my income with the upgraded equipment
Monthly net income:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/14/2011 5:44:14 PM |
balanced-balance6 | $25.00 | 9/15/2011 7:55:47 AM |
credit-coach118 | $30.48 | 9/15/2011 8:38:36 AM |
Rashanir | $25.00 | 9/15/2011 11:21:50 AM |
ingenious-interest1 | $50.00 | 9/15/2011 3:33:51 PM |
dynrep | $300.00 | 9/15/2011 4:40:27 PM |
point-monger5 | $400.00 | 9/15/2011 6:15:43 PM |
papaloha | $25.00 | 9/16/2011 8:56:32 AM |
leverage-monger | $25.00 | 9/16/2011 2:02:47 PM |
gotjack | $100.00 | 9/17/2011 8:45:24 AM |
108lender | $152.00 | 9/17/2011 11:32:57 AM |
AlternativeCashFlow | $25.00 | 9/17/2011 10:27:40 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:00 AM |
worth-blanket2 | $8,400.00 | 9/19/2011 9:22:44 AM |
penny-gala6 | $17.52 | 9/19/2011 10:21:12 AM |
AndChicksforFree | $25.00 | 9/14/2011 5:45:08 PM |
responsibility-butterfly | $25.00 | 9/14/2011 6:40:43 PM |
kind-credit-bear | $25.00 | 9/15/2011 9:36:22 AM |
diplomatic-wealth7 | $25.00 | 9/15/2011 9:36:37 AM |
fusbarro | $75.00 | 9/15/2011 11:41:05 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:43:40 AM |
Investor509 | $25.00 | 9/17/2011 9:37:40 PM |
dough-museum1 | $25.00 | 9/17/2011 9:56:40 PM |
profit-powerplant | $25.00 | 9/18/2011 9:36:01 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
527368
This series of Notes was issued and sold upon the funding of the borrower loan #53498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 5m |
Amount delinquent:
| $520 |
Total credit lines:
| 20 |
Occupation: | Car Dealer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,547 | Stated income: | $0 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| roseburger |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 92% )
| 600-619 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 4
( 8% )
| 720-739
(Mar-2010)
680-699
(Mar-2008)
640-659
(Nov-2007)
580-599
(Feb-2007)
|
Principal balance:
| $4,716.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used topay off a small loan and one credit card, to improve my credit score, and lower my monthly payments
My financial situation:
I am a good candidate for this loan because...I maintain a good pay history, and i am homest and straightforward.
Monthly net income: $1800
Monthly expenses: $
Housing: $360
Insurance: $160
Car expenses: $120
Utilities: $120
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $145
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.35 | 9/14/2011 5:05:40 PM |
ultimate-peace | $150.00 | 9/14/2011 5:07:41 PM |
Rogesparkguy | $25.00 | 9/14/2011 5:12:30 PM |
DHolly | $25.00 | 9/14/2011 5:33:23 PM |
AndChicksforFree | $50.34 | 9/14/2011 5:46:26 PM |
vigorous-market5 | $200.00 | 9/14/2011 6:34:36 PM |
NekHoldings | $25.00 | 9/14/2011 7:09:37 PM |
Bob450 | $25.00 | 9/14/2011 7:40:35 PM |
SecondChanceLendingSERV | $25.00 | 9/14/2011 8:20:02 PM |
shawnw2 | $25.00 | 9/14/2011 9:17:57 PM |
zone6 | $45.08 | 9/14/2011 9:48:31 PM |
marwadi-62 | $1,000.00 | 9/15/2011 6:54:30 AM |
green-trade-dolphin | $25.00 | 9/15/2011 9:46:46 AM |
trumpeter5 | $25.00 | 9/14/2011 5:16:57 PM |
312-Lender | $25.00 | 9/14/2011 5:53:47 PM |
sensible-fund | $25.00 | 9/14/2011 7:40:00 PM |
AF-Chief | $50.00 | 9/14/2011 8:17:58 PM |
USMC0311 | $25.00 | 9/14/2011 8:21:26 PM |
larslfe | $50.00 | 9/14/2011 9:58:51 PM |
myutmost | $50.00 | 9/15/2011 5:11:56 AM |
Mikale360 | $25.00 | 9/15/2011 6:48:35 AM |
Iceman1347 | $25.00 | 9/15/2011 8:47:04 AM |
LittleMingo | $25.00 | 9/15/2011 9:21:26 AM |
worth-blanket2 | $2,000.00 | 9/15/2011 10:15:45 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:06:04 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
527374
This series of Notes was issued and sold upon the funding of the borrower loan #53780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,249 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blissful-investment7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: integra bank
I am a good candidate for this loan because... the loan will be paid on time and i will pay off some bills i have a wife that makes $1,862 a month also
Monthly net income: 2800.00
Monthly expenses: 300.00
Housing: $480.00
Insurance: $
Car expenses: $387.00
Utilities: $350.00
Phone, cable, internet: $150.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brightest-dignified-penny | $25.00 | 9/14/2011 5:06:10 PM |
worthy-bid8 | $50.00 | 9/14/2011 5:44:14 PM |
kind-credit-bear | $25.00 | 9/15/2011 9:36:22 AM |
Something-Corporate | $25.00 | 9/16/2011 3:26:53 PM |
1willray | $25.00 | 9/17/2011 2:26:50 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:00 AM |
ethical-truth211 | $250.00 | 9/19/2011 8:51:35 AM |
stepatatime-together | $100.00 | 9/19/2011 5:16:45 PM |
red-favorable-basis | $25.00 | 9/19/2011 8:57:25 PM |
DiligentiaLLC | $75.00 | 9/20/2011 10:23:33 AM |
fundenstein | $25.00 | 9/20/2011 6:49:35 PM |
payout-bridge | $150.00 | 9/21/2011 2:40:06 AM |
gold-cluster | $50.00 | 9/20/2011 7:46:30 PM |
JPMorrisLegacyFund | $74.52 | 9/21/2011 4:37:21 AM |
loot-master | $25.00 | 9/21/2011 1:22:29 AM |
pthighs | $39.96 | 9/21/2011 2:38:20 PM |
happy-yield | $25.00 | 9/21/2011 5:55:30 PM |
econgineer | $75.00 | 9/21/2011 7:38:23 PM |
Icon_88 | $25.00 | 9/21/2011 7:40:58 PM |
organized-dedication9 | $61.00 | 9/21/2011 10:24:52 PM |
integrity-parsec | $27.00 | 9/21/2011 11:12:28 PM |
GElender | $25.00 | 9/22/2011 6:13:15 AM |
unfixer | $25.00 | 9/22/2011 2:24:54 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:09 AM |
wwwUniversal | $25.00 | 9/22/2011 9:19:03 AM |
tender-wealth0 | $25.00 | 9/22/2011 10:40:15 AM |
Badgworth | $100.00 | 9/22/2011 12:04:41 PM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:53 AM |
newest-inspiring-power | $30.00 | 9/22/2011 12:31:00 PM |
power-secret-agent | $30.00 | 9/22/2011 3:35:32 PM |
Weaverville | $25.00 | 9/22/2011 4:01:06 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:53 PM |
terrific-peace8 | $25.00 | 9/22/2011 6:18:53 PM |
investment-cluster | $25.00 | 9/22/2011 6:31:42 PM |
handy-justice | $100.00 | 9/22/2011 6:53:42 PM |
pfh | $25.00 | 9/22/2011 6:11:29 PM |
commitment-galaxy | $25.00 | 9/22/2011 8:06:48 PM |
JPMorrisLegacyFund | $46.55 | 9/22/2011 8:25:50 PM |
kind-diligent-coin | $26.75 | 9/23/2011 2:21:23 AM |
Craigopher | $25.00 | 9/23/2011 3:30:27 AM |
irrelevant | $25.00 | 9/23/2011 6:05:19 AM |
dedicated-diversification5 | $100.00 | 9/23/2011 7:52:36 AM |
worth-shower8 | $100.00 | 9/23/2011 8:36:40 AM |
nickel-hickory | $50.00 | 9/23/2011 9:57:40 AM |
equitylender | $25.00 | 9/23/2011 1:07:13 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:12 PM |
a-plentiful-loyalty | $25.00 | 9/23/2011 4:33:51 PM |
bright-exchange | $25.00 | 9/23/2011 5:27:42 PM |
AlternativeCashFlow | $25.00 | 9/23/2011 5:47:17 PM |
cash4closeoutsdotnet | $25.00 | 9/23/2011 9:20:01 PM |
Beechturner | $25.00 | 9/24/2011 11:22:13 AM |
bizlending | $21.46 | 9/24/2011 11:25:13 AM |
dedicated-transaction796 | $26.00 | 9/23/2011 2:06:08 PM |
AndChicksforFree | $25.00 | 9/14/2011 5:48:34 PM |
Pulchritudinous | $25.00 | 9/16/2011 8:44:34 AM |
kind-finance-burrito | $50.00 | 9/16/2011 12:55:46 PM |
suave-dime6 | $25.00 | 9/18/2011 2:34:15 PM |
peace-birdie | $100.00 | 9/19/2011 5:53:43 PM |
CalBear08 | $25.00 | 9/20/2011 1:25:03 AM |
newest-power-banker | $47.39 | 9/20/2011 7:29:59 PM |
cathmorcorvus | $50.00 | 9/20/2011 9:39:30 PM |
blackstar | $25.00 | 9/21/2011 8:40:26 AM |
handshake5 | $100.00 | 9/21/2011 9:10:20 AM |
figs4u2 | $100.00 | 9/21/2011 12:13:58 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:23 PM |
kulender | $50.00 | 9/21/2011 4:37:15 PM |
capital-halo1 | $1,000.00 | 9/21/2011 5:09:06 PM |
finance-prescription | $100.00 | 9/21/2011 5:10:10 PM |
tech310 | $50.00 | 9/21/2011 6:03:19 PM |
missing-link | $25.00 | 9/21/2011 8:42:41 PM |
orange-coin-walnut | $50.00 | 9/22/2011 4:54:36 AM |
Gladglide | $25.00 | 9/22/2011 12:01:00 AM |
enriched-truth | $25.00 | 9/22/2011 9:02:38 AM |
HGPLending | $500.00 | 9/22/2011 9:06:34 AM |
loss-of-control | $100.00 | 9/22/2011 12:49:54 PM |
Gibbyland | $150.00 | 9/22/2011 4:46:17 PM |
DreDub | $50.00 | 9/22/2011 4:55:28 PM |
SolarMoonshine | $25.00 | 9/22/2011 6:34:33 PM |
108lender | $150.00 | 9/22/2011 6:40:12 PM |
justhelpinout | $33.25 | 9/22/2011 9:37:14 PM |
market-dancer8 | $300.00 | 9/22/2011 9:47:48 PM |
Bob450 | $25.22 | 9/22/2011 10:58:12 PM |
droopie1 | $25.00 | 9/23/2011 12:29:44 AM |
bsh297 | $25.00 | 9/23/2011 5:24:42 AM |
VikingLender | $25.00 | 9/23/2011 5:26:43 AM |
shawnw2 | $150.00 | 9/23/2011 7:15:49 AM |
HAWK-Investing | $200.00 | 9/23/2011 7:51:27 AM |
CA-Lender | $25.00 | 9/23/2011 8:57:17 AM |
tolerant-balance7 | $25.00 | 9/23/2011 9:22:46 AM |
SouthernRemarketing | $25.00 | 9/23/2011 12:47:29 PM |
market-pudding | $25.00 | 9/23/2011 2:10:47 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:49:30 PM |
gold-miser9 | $186.90 | 9/23/2011 6:48:40 PM |
verblender | $50.00 | 9/24/2011 8:23:57 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:35 AM |
contract-alert7 | $100.00 | 9/24/2011 10:56:35 AM |
bizlending | $50.00 | 9/24/2011 11:24:19 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
527414
This series of Notes was issued and sold upon the funding of the borrower loan #53613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 64% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,998 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-farm0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CONSOLIDATION
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/15/2011 9:25:49 AM |
listing-drummer | $25.00 | 9/16/2011 8:53:02 AM |
papaloha | $25.00 | 9/16/2011 8:56:34 AM |
MilitaryMTP | $90.00 | 9/17/2011 6:38:53 PM |
well-rounded-dinero | $100.00 | 9/17/2011 9:01:25 PM |
MilitaryMTP | $25.00 | 9/18/2011 11:16:32 AM |
trade-vista | $25.00 | 9/18/2011 10:57:39 AM |
suave-dime6 | $25.00 | 9/18/2011 2:36:59 PM |
profit-powerplant | $25.00 | 9/18/2011 9:36:01 PM |
zone6 | $200.00 | 9/18/2011 7:49:08 PM |
Top_Gun_Lender | $26.00 | 9/19/2011 4:19:19 PM |
otto1939 | $51.00 | 9/19/2011 5:22:35 PM |
DiligentiaLLC | $100.00 | 9/19/2011 7:13:04 PM |
luann199 | $25.00 | 9/20/2011 6:43:36 PM |
omegamon1 | $25.00 | 9/20/2011 5:40:34 PM |
CatbirdBanking | $25.00 | 9/20/2011 7:10:51 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:01 PM |
Bob450 | $25.00 | 9/21/2011 1:13:06 PM |
nickel-hickory | $50.00 | 9/21/2011 4:37:05 PM |
ursus | $50.00 | 9/21/2011 5:08:32 PM |
friendly-principal76 | $25.00 | 9/21/2011 6:52:45 PM |
irrelevant | $25.00 | 9/21/2011 7:05:17 PM |
newest-power-banker | $76.63 | 9/21/2011 7:57:19 PM |
Weaverville | $25.00 | 9/21/2011 9:09:07 PM |
KarlMarx | $27.59 | 9/22/2011 4:34:19 AM |
giftgold | $25.00 | 9/21/2011 10:16:03 PM |
168RichCapital | $25.09 | 9/22/2011 6:33:20 AM |
myidear | $25.00 | 9/22/2011 2:20:40 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:44 AM |
stock106 | $25.00 | 9/22/2011 7:21:03 AM |
Frover | $29.66 | 9/22/2011 7:37:02 AM |
treasure-bliss | $25.00 | 9/22/2011 5:57:56 AM |
GElender | $25.00 | 9/22/2011 6:29:05 AM |
blue-goal-deal | $25.00 | 9/22/2011 8:38:53 AM |
Mariner3605 | $25.00 | 9/22/2011 9:12:06 AM |
fusbarro | $75.00 | 9/15/2011 11:41:07 AM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:39 PM |
diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:55 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:49 PM |
gotjack | $100.00 | 9/17/2011 8:45:25 AM |
mennleo | $25.00 | 9/17/2011 9:22:51 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:50 PM |
Military-2-Military | $1,000.00 | 9/17/2011 4:44:31 PM |
handy-justice | $100.00 | 9/17/2011 6:29:45 PM |
transformer855 | $25.00 | 9/18/2011 9:07:12 AM |
MilitaryMTP | $75.00 | 9/18/2011 11:15:49 AM |
loanman2007 | $200.00 | 9/18/2011 12:48:56 PM |
riveting-credit5 | $71.41 | 9/18/2011 6:48:34 PM |
Dubbs360 | $100.00 | 9/19/2011 9:58:59 AM |
mlj0671 | $25.00 | 9/20/2011 5:20:45 AM |
pfh | $25.00 | 9/20/2011 7:51:38 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:37 AM |
fragonardlives | $50.00 | 9/20/2011 8:57:15 AM |
kulender | $100.00 | 9/20/2011 10:46:31 AM |
loss-of-control | $100.00 | 9/20/2011 6:21:15 PM |
Leshan | $25.00 | 9/21/2011 7:52:18 AM |
secureincome | $1,200.00 | 9/21/2011 3:55:22 PM |
nickel-hickory | $50.00 | 9/21/2011 4:38:23 PM |
brightest-dignified-penny | $25.00 | 9/21/2011 4:34:59 PM |
nickel-hickory | $45.00 | 9/21/2011 4:38:33 PM |
thelovebug | $100.00 | 9/21/2011 5:17:44 PM |
tech310 | $50.00 | 9/21/2011 6:06:42 PM |
fund-ambrosia0 | $25.00 | 9/21/2011 6:16:41 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:56:43 PM |
terrific-dough6 | $100.00 | 9/21/2011 6:29:33 PM |
wonderous-power | $25.00 | 9/22/2011 2:22:21 AM |
grf1945 | $35.00 | 9/22/2011 7:39:00 AM |
neutrino6 | $25.00 | 9/22/2011 8:03:15 AM |
kendigme | $30.18 | 9/22/2011 6:23:35 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:10 AM |
grnii78 | $200.00 | 9/22/2011 9:02:08 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
527442
This series of Notes was issued and sold upon the funding of the borrower loan #53574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 8m |
Amount delinquent:
| $867 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Obuobi |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan: Payoff High interest Loan and Consolidate debt
This loan will be used to payoff debt
My financial situation:
I am a good candidate for this loan because I have a good job which I have held for many years.
Monthly net income: $ 4500
Monthly expenses: $ 300
Housing: $700
Insurance: $50
Car expenses: $0
Utilities: $120
Phone, cable, internet: $30
Food, entertainment: $100
Clothing, household expenses: $40
Credit cards and other loans: $ 320
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 9/15/2011 6:00:23 PM |
kind-credit-bear | $38.00 | 9/15/2011 6:14:36 PM |
heavenly-interest9 | $37.00 | 9/15/2011 9:55:31 PM |
worth-blanket2 | $3,900.00 | 9/15/2011 9:53:10 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
527450
This series of Notes was issued and sold upon the funding of the borrower loan #53577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $724 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| Akilah712 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 82% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,001.00 | < 31 days late:
| 5
( 15% )
| 540-559
(Aug-2006)
520-539
(Jul-2006)
500-519
(Jul-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
Total payments billed:
| 33 | | |
Description
First Prosper Loan paid in full
Hi,
I had a previous Prosper loan in the amount of $3000 which I have paid in full.
I recently had to relocate due to a life emergency and I now trying to get my affairs back in order.
I am a graduate student in Atlanta, GA.
The purpose of the loan will be to pay down the few credit cards I have, move into a new home, and start rebuilding my life.
I am a good candidate for this loan because I have a good payment history with Prosper and I have never defaulted on any loans in the past.
Monthly net income: ~$3000
Housing: $1075
Insurance: $93
Car expenses: $0 (Paid in Full)
Utilities: $75
Phone, cable, internet: $150
Credit cards and other loans: $100
Other expenses: $500+
Thank you,
SB
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hostbank | $26.00 | 9/15/2011 9:26:25 AM |
ursus | $50.00 | 9/15/2011 9:27:03 AM |
handshake5 | $100.00 | 9/15/2011 9:28:36 AM |
nickel-ferret | $50.00 | 9/15/2011 9:28:49 AM |
ti22ring | $26.24 | 9/15/2011 9:28:27 AM |
Interstate_Rate | $100.00 | 9/15/2011 9:30:39 AM |
investment-artist | $26.01 | 9/15/2011 10:06:15 AM |
AndChicksforFree | $25.00 | 9/15/2011 9:50:34 AM |
nickel-hickory | $25.00 | 9/15/2011 9:55:07 AM |
genius520 | $50.00 | 9/15/2011 9:27:23 AM |
enthusiastic-balance5 | $100.00 | 9/15/2011 9:29:17 AM |
finance-prescription | $100.00 | 9/15/2011 9:29:03 AM |
personal-lender | $25.00 | 9/15/2011 9:29:37 AM |
Investor_DP | $100.00 | 9/15/2011 9:24:46 AM |
Investoman | $75.00 | 9/15/2011 9:30:56 AM |
economy-molecule3 | $500.00 | 9/15/2011 9:32:46 AM |
worthy-bid8 | $50.00 | 9/15/2011 9:25:50 AM |
worth-blanket2 | $1,600.00 | 9/15/2011 10:16:02 AM |
thankful-nickel2 | $25.00 | 9/15/2011 10:08:04 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
527458
This series of Notes was issued and sold upon the funding of the borrower loan #53778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
18 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,060 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-ninja6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daisy1264
Purpose of loan:
This loan will be used to... pay 2010 taxes
My financial situation:
I am a good candidate for this loan because...I have a very successful private practice as a psychologist, where I remain booked for 2 months in advance. The reason that I owe the taxes were due to changes that I made in my business in 2010, by hiring someone to come into my office and do my billing. My cash flow reduced significantly for approximately 4 months; however, once things started working, she was able to get past money that I did not think I would get. This is what caused the difficulty I had taxes last year.
Monthly net income: $ 10000
Monthly expenses: $ 6000 (including listings below)
Housing: $825
Insurance: $125
Car expenses: $790
Utilities: $250
Phone, cable, internet: $110
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/19/2011 9:10:49 AM |
DHolly | $25.00 | 9/19/2011 9:08:19 AM |
restless-dime | $100.00 | 9/19/2011 1:34:44 PM |
Bill88 | $30.00 | 9/19/2011 3:07:56 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:40:41 PM |
DiligentiaLLC | $100.00 | 9/20/2011 12:27:03 PM |
gotjack | $25.00 | 9/20/2011 3:27:15 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:46 AM |
adaptable-capital | $250.00 | 9/22/2011 7:56:21 PM |
note-mad-scientist | $50.00 | 9/23/2011 3:47:10 AM |
payout-bridge | $100.00 | 9/23/2011 4:17:08 AM |
Leshan | $25.00 | 9/23/2011 7:05:38 AM |
bonus-seahorse | $45.00 | 9/23/2011 11:01:19 AM |
nodebt2012 | $25.00 | 9/23/2011 2:05:20 PM |
Amber_Stone | $37.15 | 9/23/2011 5:53:42 PM |
euphoria8 | $25.00 | 9/24/2011 4:55:30 AM |
Wangchuk | $25.01 | 9/24/2011 9:09:38 AM |
transformer855 | $25.00 | 9/24/2011 4:51:09 PM |
rate-sceptre | $25.00 | 9/25/2011 10:50:49 AM |
larslfe | $50.00 | 9/26/2011 1:26:39 AM |
awesome-silver | $114.94 | 9/25/2011 11:44:53 PM |
adamdroker | $25.00 | 9/26/2011 6:42:38 AM |
kinetic-social | $25.00 | 9/26/2011 9:43:21 AM |
finance-mangrove4 | $26.34 | 9/26/2011 9:50:57 AM |
astute-investment5 | $25.00 | 9/26/2011 10:26:59 AM |
the-credit-proton | $25.00 | 9/26/2011 10:39:56 AM |
llennoc | $25.00 | 9/26/2011 10:46:23 AM |
mrack | $25.00 | 9/26/2011 9:54:34 AM |
shawnw2 | $100.00 | 9/26/2011 10:03:43 AM |
rebeldog67 | $25.00 | 9/26/2011 11:33:34 AM |
CreditBuilder2 | $50.00 | 9/26/2011 10:40:04 AM |
Bobtep23 | $35.02 | 9/26/2011 10:45:02 AM |
Gladglide | $25.00 | 9/26/2011 11:12:56 AM |
RenovatioCapital | $25.00 | 9/26/2011 11:17:01 AM |
blissful-ore5 | $25.00 | 9/26/2011 11:39:47 AM |
hope-dreamer9 | $81.63 | 9/26/2011 11:43:57 AM |
jubilant-durability9 | $50.00 | 9/26/2011 11:48:07 AM |
Dubbs360 | $100.00 | 9/26/2011 11:54:23 AM |
newfoundation | $25.00 | 9/26/2011 11:59:02 AM |
heroic-benefit | $200.00 | 9/26/2011 12:02:53 PM |
Iwillhuntyoudown | $25.00 | 9/26/2011 12:35:16 PM |
riveting-credit5 | $25.00 | 9/20/2011 11:41:54 PM |
goodhearted-generosity511 | $25.00 | 9/21/2011 6:49:01 AM |
Badgworth | $30.18 | 9/22/2011 12:16:58 PM |
wonderlandkat | $25.00 | 9/22/2011 1:03:00 PM |
fishcreek | $25.00 | 9/23/2011 1:58:23 AM |
coffeecup | $25.25 | 9/23/2011 4:25:11 AM |
discrete-asset | $25.00 | 9/23/2011 4:48:01 AM |
LiveNow | $25.00 | 9/23/2011 4:59:01 AM |
magusfoo | $39.12 | 9/23/2011 6:00:27 AM |
nfx | $30.00 | 9/23/2011 6:57:15 AM |
HelpfulLender1 | $50.00 | 9/23/2011 6:33:36 AM |
Johnab | $26.00 | 9/23/2011 10:40:53 AM |
mg6619 | $25.00 | 9/23/2011 11:24:41 AM |
jkeller4000 | $25.00 | 9/23/2011 1:06:29 PM |
Something-Corporate | $25.00 | 9/23/2011 7:03:41 PM |
alexgalt | $25.00 | 9/24/2011 1:24:31 AM |
thankful-nickel2 | $25.00 | 9/24/2011 9:59:32 AM |
friendinmoney | $25.00 | 9/24/2011 2:58:08 PM |
HotStreak | $25.00 | 9/24/2011 11:40:09 PM |
glenmailman | $25.00 | 9/25/2011 12:48:15 PM |
a-helping-hand | $500.00 | 9/25/2011 2:55:57 PM |
enriched-truth | $50.00 | 9/25/2011 11:57:54 PM |
let_me_retire | $50.00 | 9/26/2011 8:10:37 AM |
groundsquirrel | $25.00 | 9/26/2011 9:39:01 AM |
bluestarman08 | $26.00 | 9/26/2011 10:05:22 AM |
JohnWS | $34.86 | 9/26/2011 11:13:30 AM |
citytreker | $25.00 | 9/26/2011 9:56:56 AM |
openness-confidant | $40.00 | 9/26/2011 10:10:26 AM |
red-luminous-gain | $25.00 | 9/26/2011 11:23:51 AM |
kinetic-social | $25.00 | 9/26/2011 9:59:49 AM |
gentle-gain235 | $100.00 | 9/26/2011 10:24:49 AM |
CA-Lender | $75.00 | 9/26/2011 10:26:01 AM |
moola-monger9 | $50.00 | 9/26/2011 11:17:52 AM |
wampum-library4 | $25.00 | 9/26/2011 12:14:36 PM |
evergreen16 | $89.28 | 9/26/2011 12:47:39 PM |
head | $25.00 | 9/26/2011 12:06:19 PM |
MrDance123 | $50.00 | 9/26/2011 12:33:18 PM |
CSAworker | $25.00 | 9/26/2011 12:10:25 PM |
evergreen16 | $39.22 | 9/26/2011 12:21:52 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
527460
This series of Notes was issued and sold upon the funding of the borrower loan #53649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-15-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 29% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,861 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CoryNCinn |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2008)
620-639
(Jul-2008)
620-639
(Dec-2007)
520-539
(Jun-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Remodel and update mobile home
Purpose of loan:
We need a new roof on our mobile home and some of the flooring needs to be pulled out and replaced. The bathroom will be a complete remodel. We will also replace windows with smaller ones as we have some that are 55" wide and 36" tall which is not good during winter. Some windows will just be filled in to be more energy efficient. This is something we want done before winter.
My financial situation:
This would be the 3rd loan through prosper and I have always paid off the loans as stated.
Monthly net income: $3,381
Monthly expenses: $1937.50
Housing: $160 (we own the mobile home, this is lot rent)
Insurance: $90.08
Car expenses: $226.18
Utilities: $200
Phone, cable, internet: $51.24
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $410
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
flexible-and-social | $25.00 | 9/15/2011 5:04:14 PM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:42 PM |
heavenly-interest9 | $194.33 | 9/15/2011 5:25:40 PM |
Kash2010lu | $35.00 | 9/15/2011 5:30:34 PM |
marwadi-62 | $1,000.00 | 9/15/2011 5:29:38 PM |
shawnw2 | $154.39 | 9/15/2011 5:36:04 PM |
LittleMingo | $30.00 | 9/15/2011 5:02:27 PM |
credit-missile | $135.00 | 9/15/2011 5:08:38 PM |
Aberdeen | $5,000.00 | 9/15/2011 5:07:15 PM |
MoneyForNothing | $118.26 | 9/15/2011 5:09:28 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:45 PM |
Dusigrosz | $150.00 | 9/15/2011 5:01:28 PM |
beaker | $25.00 | 9/15/2011 5:15:28 PM |
312-Lender | $25.00 | 9/15/2011 5:21:21 PM |
Jack55304 | $200.00 | 9/15/2011 5:17:47 PM |
restless-dime | $100.00 | 9/15/2011 5:27:13 PM |
promise2 | $200.00 | 9/15/2011 5:23:52 PM |
sensible-fund | $33.02 | 9/15/2011 5:30:57 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
527498
This series of Notes was issued and sold upon the funding of the borrower loan #53673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 0m |
Amount delinquent:
| $1,260 |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $692 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| tiggerrrrlily |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seattle or bust
Purpose of loan:
This loan will be used to... consolidate my current bills and finance my move to Seattle Washington for my new job. I have been laid off and looking for work locally here in Wichita for a year and a half with no luck so I applied for and got a great job in Seattle but with no move package I need a loan to be able to make the move successfully.
My financial situation:
I am a good candidate for this loan because...II am highly motivated to rebuild my credit and my life as I have finally been able to get a great job after having been laid off for a year and a half.
Monthly net income: $5,040.00
Monthly expenses: $2480.00
Housing: $1,200.00
Insurance: $80.00
Car expenses: $100.00
Utilities: $300.00
Phone, cable, internet: $300.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1,500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/15/2011 5:11:45 PM |
kind-credit-bear | $25.00 | 9/15/2011 5:23:43 PM |
diplomatic-wealth7 | $25.00 | 9/15/2011 5:23:57 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:53 PM |
worth-blanket2 | $9,800.00 | 9/15/2011 9:52:52 PM |
SolarMoonshine | $25.00 | 9/16/2011 3:39:06 AM |
HelpfulLender1 | $50.00 | 9/16/2011 4:00:39 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
527524
This series of Notes was issued and sold upon the funding of the borrower loan #53670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $11,778 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-rate5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Request for Personal Loan
Purpose of loan: I would please like a personal loan for a voluntary medical procedure that is not covered by health insurance
Monthly net income: $5725
Monthly expenses: $3625
Housing: $1566
Insurance: $ 0 the homeowners insurance is built in my house payment.
Car expenses: $ 374 I bought this car to help my credit and rarely drive it. It is almost a year old and has 2000 miles on it b/c I get a company car and free gas with my job.
Utilities: $200
Phone, cable, internet: $ 95
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ 0
Other expenses: $1000 (child care)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/15/2011 5:11:47 PM |
Investor_DP | $100.00 | 9/15/2011 5:10:05 PM |
Bank_Of_XL | $25.00 | 9/15/2011 6:10:11 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:56 PM |
janeybooboo | $100.00 | 9/15/2011 9:00:28 PM |
availableloan | $25.00 | 9/15/2011 11:28:28 PM |
listing-drummer | $50.00 | 9/16/2011 12:37:47 AM |
elvisloans | $25.00 | 9/16/2011 4:29:44 AM |
roux | $25.00 | 9/16/2011 5:32:21 AM |
Rivervale_Westwood | $50.00 | 9/16/2011 5:11:47 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:39:02 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:32:34 AM |
oplender | $25.00 | 9/16/2011 10:06:45 AM |
Uylsses | $50.00 | 9/16/2011 3:20:11 PM |
penguino | $100.00 | 9/17/2011 12:12:58 PM |
Cashman10 | $100.00 | 9/19/2011 2:53:44 PM |
marwadi-62 | $50.00 | 9/19/2011 4:45:37 PM |
compoundinterest | $50.00 | 9/19/2011 5:08:00 PM |
SDD123 | $25.00 | 9/20/2011 5:14:20 AM |
finance-force5 | $25.00 | 9/20/2011 11:54:13 AM |
payout-bridge | $50.00 | 9/20/2011 11:58:30 AM |
VAGweilo | $25.00 | 9/20/2011 10:12:49 PM |
omahajay | $25.00 | 9/20/2011 10:31:05 PM |
credit-maple5 | $36.00 | 9/21/2011 5:30:21 AM |
boylezz | $25.00 | 9/21/2011 9:53:59 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:06 PM |
nickel-ferret | $50.00 | 9/21/2011 5:09:55 PM |
tech310 | $50.00 | 9/21/2011 6:06:44 PM |
Weaverville | $50.00 | 9/21/2011 9:08:28 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:21 PM |
villagers | $50.00 | 9/22/2011 3:11:31 PM |
bonus-tent | $25.00 | 9/22/2011 4:00:58 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:28 PM |
wise-unique-market | $100.00 | 9/22/2011 4:41:30 PM |
evnagelist | $27.00 | 9/22/2011 4:39:59 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:10 PM |
ddog0224 | $25.00 | 9/23/2011 3:53:13 AM |
fcukciti | $25.00 | 9/23/2011 5:41:21 AM |
seabassx | $25.00 | 9/23/2011 8:14:39 AM |
unrelenting-integrity | $25.00 | 9/23/2011 8:28:01 AM |
first-serene-credit | $25.00 | 9/23/2011 8:53:44 AM |
friendinmoney | $25.00 | 9/23/2011 8:40:48 AM |
salala | $25.00 | 9/23/2011 10:45:25 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:59 AM |
EarlyRiser | $300.00 | 9/23/2011 12:18:49 PM |
cash-queen | $40.00 | 9/23/2011 12:59:28 PM |
basis-gazer0 | $100.00 | 9/23/2011 1:03:41 PM |
TheArtOfLogic | $50.00 | 9/23/2011 1:16:53 PM |
credit-socrates648 | $987.00 | 9/23/2011 1:50:44 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:22 PM |
AndChicksforFree | $25.00 | 9/15/2011 6:40:47 PM |
fervent-repayment | $50.00 | 9/17/2011 12:14:17 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:04 AM |
fusbarro | $100.00 | 9/19/2011 11:54:05 AM |
BlessedEveryDay | $25.00 | 9/19/2011 12:49:02 PM |
charming-exchange7 | $25.00 | 9/19/2011 4:53:20 PM |
EngineersAlliance | $75.00 | 9/19/2011 5:11:25 PM |
patriot897 | $25.00 | 9/19/2011 6:33:32 PM |
marwadi-62 | $50.00 | 9/20/2011 6:07:23 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:08 AM |
pfh | $25.00 | 9/20/2011 7:57:55 AM |
diablorulz | $50.00 | 9/20/2011 9:41:01 AM |
kulender | $100.00 | 9/20/2011 10:46:33 AM |
return-seeker85 | $37.00 | 9/20/2011 6:39:55 PM |
jjswanso | $25.00 | 9/21/2011 5:14:45 PM |
ursus | $50.00 | 9/21/2011 5:08:35 PM |
shellstar | $25.00 | 9/21/2011 6:29:57 PM |
1800porsche | $25.00 | 9/22/2011 12:58:49 AM |
bullwink27 | $25.00 | 9/22/2011 4:56:20 AM |
Scotcha | $50.00 | 9/22/2011 4:09:20 PM |
pnace | $25.00 | 9/22/2011 4:54:22 PM |
wise-unequivocal-return | $50.00 | 9/22/2011 6:37:08 PM |
Kaj | $40.00 | 9/22/2011 7:02:24 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:04 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:15 PM |
Pitufo | $25.00 | 9/22/2011 10:32:56 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:26 AM |
sri59 | $100.00 | 9/23/2011 6:26:49 AM |
Brisket_Bob | $48.00 | 9/23/2011 6:46:35 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:52 AM |
meadow48 | $25.00 | 9/23/2011 6:54:07 AM |
wwwUniversal | $25.00 | 9/23/2011 9:17:00 AM |
rcm87 | $100.00 | 9/23/2011 11:12:04 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
527566
This series of Notes was issued and sold upon the funding of the borrower loan #53680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $230.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 7m |
Amount delinquent:
| $2,255 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,628 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| successcomeswithhelp |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
660-679
(Jan-2008)
620-639
(Oct-2007)
660-679
(Sep-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Went well first time - do it again
Purpose of loan:
To payoff credit cards - would rather pay people here like I did with my first loan.
My financial situation:
Trying to payoff last remaining credit cards to be totally debt free. I have a great job.
Balances:
Currently have 4,000 of revolving debt that is NO Interest until 2013 for computer and furniture.
This loan will help payoff 2 credit cards that are high interest- one for 4,500 and one for 3,000
Remaining debt is at a good interest rate - and paying it down too.
Any negative items on my credit are from disputes with what insurance should have paid toward a knee surgery.
Free to answer any questions you might have.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 9/15/2011 5:01:30 PM |
MoneyForNothing | $32.32 | 9/15/2011 5:08:25 PM |
worthy-bid8 | $50.00 | 9/15/2011 5:11:49 PM |
compoundinterest | $50.00 | 9/15/2011 5:12:25 PM |
BxRealtor | $25.00 | 9/15/2011 5:53:23 PM |
vutah | $35.00 | 9/15/2011 6:29:00 PM |
responsibility-butterfly | $25.00 | 9/15/2011 6:56:58 PM |
listing-drummer | $25.00 | 9/16/2011 12:37:47 AM |
gold-pudding6 | $25.00 | 9/16/2011 5:32:45 AM |
AF-Chief | $50.00 | 9/16/2011 8:27:15 AM |
enthusiastic-balance5 | $100.00 | 9/16/2011 9:10:45 AM |
a-unflappable-finance | $100.00 | 9/16/2011 9:31:16 AM |
Vaanolo | $25.00 | 9/16/2011 9:50:02 PM |
mr55262 | $25.00 | 9/16/2011 11:11:32 PM |
p2p-eagle9 | $25.00 | 9/17/2011 6:05:16 AM |
mennleo | $50.00 | 9/17/2011 9:27:48 AM |
mad-scientist0 | $50.00 | 9/17/2011 1:16:49 PM |
rubylender | $25.00 | 9/18/2011 5:17:23 AM |
ChoiceInvestments | $37.70 | 9/19/2011 12:26:32 AM |
pfh | $25.00 | 9/20/2011 8:03:05 AM |
a-reasonable-return | $25.00 | 9/20/2011 7:33:02 AM |
PXM-Financial | $44.00 | 9/20/2011 9:02:35 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:00 PM |
prodigy3 | $100.00 | 9/20/2011 7:05:58 PM |
JJ-Loans | $50.00 | 9/21/2011 7:00:21 AM |
nickel-ferret | $50.00 | 9/21/2011 5:09:55 PM |
Weaverville | $50.00 | 9/21/2011 9:07:55 PM |
One_Lolo | $25.00 | 9/22/2011 1:27:45 AM |
Jordan1123 | $25.00 | 9/22/2011 6:13:02 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:43 PM |
183626 | $25.00 | 9/22/2011 4:13:37 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:10 PM |
radforj22 | $25.00 | 9/22/2011 7:22:50 PM |
Kaj | $40.00 | 9/22/2011 6:57:45 PM |
Joshtron | $35.00 | 9/22/2011 9:31:12 PM |
coldfuzion | $75.00 | 9/22/2011 10:34:57 PM |
Brisket_Bob | $52.00 | 9/23/2011 6:48:56 AM |
meadow48 | $100.00 | 9/23/2011 6:54:54 AM |
KSPHoldings | $25.88 | 9/23/2011 8:11:14 AM |
return-runner8 | $25.00 | 9/23/2011 8:26:58 AM |
integrity-doctor | $100.00 | 9/23/2011 8:58:15 AM |
penny-finder | $25.00 | 9/23/2011 10:35:07 AM |
mg6619 | $25.00 | 9/23/2011 11:29:25 AM |
nickel-balance | $25.00 | 9/23/2011 11:42:54 AM |
balance-chestnut | $50.00 | 9/23/2011 12:10:00 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:50:19 PM |
yield-hut | $29.46 | 9/23/2011 12:34:19 PM |
green28 | $300.00 | 9/23/2011 12:41:36 PM |
ethical-bid6 | $175.00 | 9/23/2011 1:30:35 PM |
cash-queen | $25.00 | 9/23/2011 1:07:48 PM |
venture30 | $50.00 | 9/23/2011 1:40:55 PM |
whitegold24k | $485.73 | 9/23/2011 1:46:39 PM |
designer_10 | $25.00 | 9/22/2011 9:28:26 PM |
racing777 | $25.00 | 9/15/2011 5:30:41 PM |
elvisloans | $25.00 | 9/16/2011 4:27:46 AM |
green-trade-dolphin2 | $30.00 | 9/16/2011 6:56:24 AM |
papaloha | $100.00 | 9/16/2011 8:44:29 AM |
oplender | $25.00 | 9/16/2011 10:06:45 AM |
finance-symphony7 | $100.00 | 9/16/2011 5:29:25 PM |
Sneezie | $100.00 | 9/17/2011 7:56:23 AM |
Feyenoord | $25.00 | 9/17/2011 11:58:35 AM |
kenji4861 | $50.00 | 9/18/2011 1:11:37 AM |
floridahelper | $50.00 | 9/18/2011 6:32:20 AM |
Ocean713 | $75.00 | 9/18/2011 11:30:37 AM |
blue-useful-auction | $25.00 | 9/19/2011 6:34:28 AM |
dcoggins | $25.00 | 9/19/2011 7:14:30 AM |
John_Galt | $33.00 | 9/19/2011 10:41:50 AM |
BlessedEveryDay | $30.00 | 9/19/2011 12:53:50 PM |
awesome-yield7 | $25.00 | 9/19/2011 1:47:09 PM |
fragonardlives | $50.00 | 9/20/2011 8:59:15 AM |
diablorulz | $50.00 | 9/20/2011 9:41:02 AM |
jarf | $25.00 | 9/21/2011 4:10:37 AM |
Domgabriel | $25.00 | 9/21/2011 3:38:58 AM |
top-epic-community | $100.00 | 9/21/2011 6:17:33 AM |
boylezz | $25.00 | 9/21/2011 9:59:32 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:07 PM |
well-mannered-truth3 | $25.00 | 9/21/2011 7:07:53 PM |
jescowa | $50.00 | 9/21/2011 6:15:44 PM |
friendinmoney | $37.03 | 9/21/2011 7:52:35 PM |
nikebootie | $25.00 | 9/21/2011 10:58:49 PM |
1800porsche | $25.00 | 9/22/2011 12:58:50 AM |
rlaboy | $25.00 | 9/22/2011 7:03:17 AM |
rootcanaler | $300.00 | 9/22/2011 10:26:26 AM |
market-maximizer472 | $100.00 | 9/22/2011 3:24:00 PM |
vennp | $52.75 | 9/22/2011 4:03:52 PM |
Gibbyland | $100.00 | 9/22/2011 4:49:46 PM |
market-trooper3 | $40.00 | 9/22/2011 4:52:28 PM |
pnace | $50.00 | 9/22/2011 5:00:13 PM |
mcabery | $200.00 | 9/22/2011 11:17:52 PM |
ALANGREANSPAN | $100.00 | 9/23/2011 6:16:00 AM |
ScottCapital | $25.00 | 9/23/2011 6:21:20 AM |
sri59 | $100.00 | 9/23/2011 6:23:09 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:53 AM |
CASSHMAN | $100.00 | 9/23/2011 8:11:00 AM |
first-serene-credit | $25.00 | 9/23/2011 8:39:34 AM |
CashBank | $25.00 | 9/23/2011 9:27:15 AM |
platinum-czar | $25.00 | 9/23/2011 10:05:06 AM |
salala | $25.00 | 9/23/2011 10:45:25 AM |
tranquil-revenue | $50.13 | 9/23/2011 11:00:51 AM |
rcm87 | $100.00 | 9/23/2011 11:12:04 AM |
maniac3 | $1,000.00 | 9/23/2011 11:21:49 AM |
kermitdafrog | $25.00 | 9/23/2011 12:35:19 PM |
basis-gazer0 | $100.00 | 9/23/2011 1:02:59 PM |
listing-reformation8 | $25.00 | 9/23/2011 1:13:08 PM |
TheArtOfLogic | $50.00 | 9/23/2011 1:39:30 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
527604
This series of Notes was issued and sold upon the funding of the borrower loan #53499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,589 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| finance-samaritan039 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Debt
Purpose of loan: Pay off two 17+% Interest cards
This loan will be used to... Consolidate debt
My financial situation: I clear about 3000 including commission on most months, my wife also is employed full time
I am a good candidate for this loan because...
I have always had great credit I just got in over my head
Monthly net income: $ 3000
Monthly expenses: $ 2800
Housing: $1087
Insurance: $137
Car expenses: $Paid Off
Utilities: $300 (split with wife)
Phone, cable, internet: $ 150 (included in utilities)
Food, entertainment: $200 (will be cut down)
Clothing, household expenses: $ 100-200
Credit cards and other loans: $ CC 600 a month loan 676 a month
Other expenses: $ Gas 150 a month
All household stuff is split
With cutting out all the eating out we will be in much better shape we use the credit cards to eat and and got in too deep and were fools credit cards will be discontinued once paid by loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:34 AM |
impeccable-ore3 | $25.00 | 9/16/2011 9:26:03 AM |
dynrep | $150.00 | 9/16/2011 12:06:53 PM |
worth-blanket2 | $9,900.00 | 9/16/2011 12:18:57 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
527616
This series of Notes was issued and sold upon the funding of the borrower loan #53705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,037 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vibrant-velocity4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House repair
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:34 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:11 PM |
diplomatic-wealth7 | $25.00 | 9/16/2011 5:18:01 PM |
scrappy-diversification7 | $500.00 | 9/17/2011 12:10:39 PM |
ryan6853 | $25.00 | 9/17/2011 12:13:49 PM |
pfh | $25.00 | 9/20/2011 7:59:40 AM |
Dubbs360 | $100.00 | 9/20/2011 8:04:33 AM |
kulender | $100.00 | 9/20/2011 10:46:34 AM |
ursus | $50.00 | 9/21/2011 5:08:36 PM |
missing-link | $25.00 | 9/21/2011 8:42:42 PM |
zone6 | $100.00 | 9/21/2011 6:45:05 PM |
Weaverville | $25.00 | 9/21/2011 9:09:10 PM |
wwwUniversal | $25.00 | 9/22/2011 9:19:06 AM |
finance-mushroom | $100.00 | 9/22/2011 5:09:54 PM |
Pitufo | $25.00 | 9/22/2011 6:24:45 PM |
108lender | $150.00 | 9/22/2011 6:40:14 PM |
rapid-liberty3 | $25.00 | 9/22/2011 8:57:43 PM |
LendingPimp | $100.00 | 9/22/2011 11:21:58 PM |
ddog0224 | $50.00 | 9/23/2011 3:54:15 AM |
glroark | $50.00 | 9/23/2011 6:40:19 AM |
nickel-hickory | $25.00 | 9/23/2011 9:58:26 AM |
rcm87 | $100.00 | 9/23/2011 11:13:44 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:41 AM |
whitegold24k | $500.00 | 9/23/2011 1:46:13 PM |
Happyhourcomics | $25.00 | 9/23/2011 2:15:08 PM |
janeybooboo | $100.00 | 9/16/2011 9:21:48 AM |
responsibility-butterfly | $25.00 | 9/16/2011 3:29:52 PM |
Mombo-5 | $50.00 | 9/17/2011 11:09:04 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:50 PM |
handy-justice | $100.00 | 9/17/2011 6:25:33 PM |
suave-dime6 | $25.00 | 9/18/2011 2:37:40 PM |
EngineersAlliance | $75.00 | 9/19/2011 9:09:36 AM |
EA_Pokerking | $25.00 | 9/20/2011 8:03:16 AM |
mlj0671 | $25.00 | 9/20/2011 9:03:34 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:09 PM |
treasure-bliss | $25.00 | 9/22/2011 5:57:58 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:14 AM |
Mariner3605 | $25.00 | 9/22/2011 9:12:08 AM |
MrBailey | $26.89 | 9/22/2011 5:43:19 PM |
cjames84 | $25.00 | 9/22/2011 5:54:57 PM |
first-integrity-gravity | $50.00 | 9/22/2011 7:31:42 PM |
secureincome | $400.00 | 9/22/2011 9:38:00 PM |
commerce-wildebeest2 | $25.00 | 9/22/2011 11:31:23 PM |
red-favorable-basis | $25.00 | 9/22/2011 9:59:05 PM |
frogperson | $100.00 | 9/23/2011 8:07:52 AM |
worth-shower8 | $100.00 | 9/23/2011 8:36:46 AM |
wlm3012 | $30.00 | 9/23/2011 2:38:46 PM |
a-plentiful-loyalty | $36.05 | 9/23/2011 4:37:04 PM |
loss-of-control | $80.00 | 9/23/2011 4:46:46 PM |
finance-prescription | $2.06 | 9/23/2011 5:11:19 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
527672
This series of Notes was issued and sold upon the funding of the borrower loan #53502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $557 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trustworthy-vigilance917 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: to consoldate some debt
This loan will be used to consolidate some debt and get some breathing room month to month.
My financial situation:
I am a good candidate for this loan because both my wife and myself are employed and are making attempts to financially smarter with our money decisions.
Monthly net income: $ 1194
wifes income: $ 2600
Monthly expenses: $
Housing: $ 1995
Insurance car : $ 92 comes out of my work check
Car expenses: $ 584.76
Utilities: $ 200.00
Phone, cable, internet: $ 240
Food, entertainment: $ 120
Clothing, household expenses: $100
Credit cards and other loans: $ 25
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 9:07:35 AM |
kind-credit-bear | $25.00 | 9/16/2011 4:18:12 PM |
impala6464 | $100.00 | 9/16/2011 5:56:00 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:05 AM |
suave-dime6 | $25.00 | 9/18/2011 2:34:54 PM |
worth-blanket2 | $7,100.00 | 9/19/2011 9:13:48 AM |
nickel-hickory | $75.00 | 9/19/2011 10:00:38 AM |
golffish2 | $25.00 | 9/19/2011 4:02:56 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
527678
This series of Notes was issued and sold upon the funding of the borrower loan #53645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-16-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,309 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| efficient-basis |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
680-699
(Sep-2009)
|
Principal balance:
| $3,879.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Paying Off Debt!!!
Purpose of loan:
I am continuing to pay-off debt, one balance at a time!
My financial situation:
Over the past three years, I have focused on significantly reducing my expenses and using the extra money to pay down debt along the way. Look at my credit...never a late or missed payment to ANYONE. This is my third Prosper Loan...the first one was paid-off early!
Monthly net income: $5000 (plus at least $10k annual bonus)
Monthly expenses: $3500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JLMGroupFunds | $25.00 | 9/16/2011 5:18:23 PM |
Investor_DP | $100.00 | 9/16/2011 5:07:01 PM |
graceful-investment | $100.00 | 9/16/2011 5:07:27 PM |
compoundinterest | $25.00 | 9/16/2011 5:08:19 PM |
DHolly | $25.00 | 9/16/2011 5:08:43 PM |
Investoman | $75.00 | 9/16/2011 5:12:41 PM |
economy-molecule3 | $500.00 | 9/16/2011 5:14:32 PM |
Dubbs360 | $100.00 | 9/16/2011 5:17:54 PM |
hostbank | $100.00 | 9/16/2011 5:08:31 PM |
MarvintheMartian | $35.00 | 9/16/2011 5:28:46 PM |
handshake5 | $100.00 | 9/16/2011 5:10:11 PM |
Whipster | $40.00 | 9/16/2011 5:26:46 PM |
finance-prescription | $100.00 | 9/16/2011 5:10:40 PM |
cash-reaction2 | $50.00 | 9/16/2011 5:32:40 PM |
wonder3 | $35.00 | 9/16/2011 5:50:14 PM |
113121 | $5,069.08 | 9/16/2011 6:30:24 PM |
atlas-shrugged | $200.00 | 9/16/2011 5:36:51 PM |
SolarMoonshine | $25.00 | 9/16/2011 6:16:18 PM |
worthy-bid8 | $50.00 | 9/16/2011 5:07:57 PM |
nickel-ferret | $50.00 | 9/16/2011 5:10:26 PM |
personal-lender | $25.00 | 9/16/2011 5:11:12 PM |
helpinghand63 | $25.00 | 9/16/2011 5:12:55 PM |
MoneyForNothing | $70.92 | 9/16/2011 5:05:00 PM |
dime-sapling | $25.00 | 9/16/2011 5:32:29 PM |
BxRealtor | $25.00 | 9/16/2011 6:25:16 PM |
charming-exchange7 | $25.00 | 9/16/2011 6:25:31 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
527690
This series of Notes was issued and sold upon the funding of the borrower loan #53684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,262 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-bright-truth |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
i need a loan to pay my state taxes
Purpose of loan: i had written several details, went to view it and then apparently went back to the wrong screen and it disappeared. at the moment i am feeling disappointed in myself seeing my prosper grade. i simply was desiring a loan to pay my state taxes before the total amount continues to grow exponentially and i wont even be able to put a dent in the principal. thank you.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:07:57 PM |
kind-credit-bear | $25.00 | 9/16/2011 5:17:48 PM |
SolarMoonshine | $25.00 | 9/16/2011 6:14:54 PM |
janeybooboo | $100.00 | 9/16/2011 7:29:00 PM |
Bill88 | $25.00 | 9/16/2011 7:54:38 PM |
Free-the-usa-1776 | $27.55 | 9/16/2011 8:07:06 PM |
dynamic-money271 | $50.00 | 9/17/2011 5:47:48 AM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:52 AM |
suave-dime6 | $25.00 | 9/17/2011 7:41:57 AM |
diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:44 PM |
tcpfan | $25.00 | 9/17/2011 1:03:23 PM |
sturdy-responsibility7 | $25.00 | 9/17/2011 1:53:07 PM |
handy-justice | $100.00 | 9/17/2011 6:12:57 PM |
dudebrah | $25.00 | 9/18/2011 3:27:49 AM |
mighty-payout1 | $25.00 | 9/18/2011 12:17:09 PM |
drjekyllus | $25.00 | 9/19/2011 7:47:35 AM |
cashhelp | $30.00 | 9/19/2011 9:04:11 AM |
scrappy-diversification7 | $1,442.45 | 9/19/2011 5:09:47 PM |
ultimate-peace | $150.00 | 9/16/2011 5:07:35 PM |
well-rounded-payout0 | $50.00 | 9/16/2011 5:17:36 PM |
foothillender | $25.00 | 9/17/2011 8:25:54 AM |
Mombo-5 | $50.00 | 9/17/2011 11:09:19 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:51 PM |
AlternativeCashFlow | $25.00 | 9/17/2011 10:27:40 PM |
heerzaquestion | $25.00 | 9/18/2011 6:39:48 PM |
LuvToLend | $25.00 | 9/19/2011 12:55:04 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
527712
This series of Notes was issued and sold upon the funding of the borrower loan #53854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1978 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 20y 9m |
Amount delinquent:
| $370 |
Total credit lines:
| 22 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,820 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-interest-dominator |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new business
Purpose of loan: Complete money needed to purchase an existing business.
This loan will be used to... fund an established children's resale business
My financial situation: good
I am a good candidate for this loan because... Have been at my job 20+ years. Repay all my bills
Monthly net income: $ 3,800.00
Monthly expenses: $
Housing: $ 1800.00 includes insurance and tax
Insurance: $
Car expenses: $ 545.00
Utilities: $ 100.00
Phone, cable, internet: $ 160.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 260.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 9/22/2011 5:10:22 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:10 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:07 PM |
ursus | $50.00 | 9/23/2011 9:07:47 AM |
Whipster | $60.00 | 9/23/2011 5:31:41 PM |
diplomatic-wealth7 | $25.00 | 9/23/2011 5:19:12 PM |
speedy-point | $25.00 | 9/25/2011 2:15:14 PM |
finance-prescription | $100.00 | 9/26/2011 9:09:23 AM |
MrDance123 | $50.00 | 9/26/2011 12:37:55 PM |
hitsman | $50.00 | 9/26/2011 11:35:05 AM |
social-cocktail1 | $200.00 | 9/26/2011 6:20:27 PM |
scrappy-diversification7 | $1,315.00 | 9/27/2011 9:09:09 AM |
well-rounded-payout0 | $50.00 | 9/22/2011 5:17:50 PM |
exchange-squirrel | $25.00 | 9/23/2011 11:08:49 AM |
Dubbs360 | $25.00 | 9/23/2011 1:01:54 PM |
Interloper | $25.00 | 9/23/2011 8:26:11 PM |
BankofRon | $25.00 | 9/24/2011 12:03:31 PM |
elvisloans | $25.00 | 9/25/2011 4:58:07 AM |
Weaverville | $25.00 | 9/25/2011 10:15:10 AM |
coin-sonnet | $100.00 | 9/26/2011 12:37:35 AM |
alphaseek | $200.00 | 9/26/2011 5:08:41 AM |
treasure-bliss | $25.00 | 9/27/2011 5:47:52 AM |
suave-dime6 | $25.00 | 9/27/2011 5:04:16 AM |
progressive-economy261 | $400.00 | 9/27/2011 6:36:17 AM |
mlj0671 | $25.00 | 9/27/2011 7:18:23 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
527714
This series of Notes was issued and sold upon the funding of the borrower loan #53538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-diverse-euro |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fix it money wanted
Purpose of loan:
This loan will be used to... help fix exhaust on vehicle and other things
My financial situation: Think mutual bank
I am a good candidate for this loan because...
Monthly net income: $mine is 2200 month wife is 1800 month
Monthly expenses: $
Housing: $
Insurance: $80 month
Car expenses: $ gas
Utilities: $ 250 month
Phone, cable, internet: $ 135 month
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $130 month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:07:58 PM |
well-rounded-payout0 | $50.00 | 9/16/2011 5:17:37 PM |
kind-credit-bear | $25.00 | 9/16/2011 5:17:48 PM |
SolarMoonshine | $25.00 | 9/16/2011 6:14:25 PM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:52 AM |
diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:45 PM |
handy-justice | $50.00 | 9/17/2011 6:20:31 PM |
dudebrah | $25.00 | 9/18/2011 3:28:12 AM |
gain-dolphin | $25.00 | 9/18/2011 8:09:14 PM |
kinetic-social | $25.00 | 9/19/2011 10:17:35 AM |
careful-compassion | $25.00 | 9/19/2011 4:26:54 PM |
newest-generous-income | $25.00 | 9/17/2011 1:36:44 AM |
foothillender | $25.00 | 9/17/2011 8:20:32 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:51 AM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:51 PM |
scrappy-diversification7 | $1,500.00 | 9/19/2011 5:09:47 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
527718
This series of Notes was issued and sold upon the funding of the borrower loan #53511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-17-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 22y 1m |
Amount delinquent:
| $6,238 |
Total credit lines:
| 31 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,524 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mark0259 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2010)
640-659
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Auto Repair
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $79.76 | 9/16/2011 5:02:09 PM |
Jack55304 | $200.00 | 9/16/2011 5:12:28 PM |
Dusigrosz | $150.00 | 9/16/2011 5:01:20 PM |
nickel-hickory | $100.00 | 9/16/2011 5:18:27 PM |
kind-credit-bear | $25.00 | 9/16/2011 5:17:49 PM |
suave-dime6 | $25.00 | 9/16/2011 6:39:20 PM |
green-trade-dolphin | $30.00 | 9/16/2011 8:21:31 PM |
pembull | $50.00 | 9/16/2011 8:08:42 PM |
Rogesparkguy | $25.00 | 9/16/2011 8:47:31 PM |
marwadi-62 | $500.00 | 9/16/2011 8:53:33 PM |
vutah | $25.00 | 9/16/2011 8:16:06 PM |
heavenly-interest9 | $350.00 | 9/16/2011 9:00:21 PM |
papaloha | $50.00 | 9/16/2011 8:24:06 PM |
NekHoldings | $25.00 | 9/16/2011 10:31:06 PM |
Feyenoord | $25.00 | 9/16/2011 9:40:34 PM |
payout-bridge | $25.00 | 9/17/2011 3:26:12 AM |
payout-bridge | $50.00 | 9/16/2011 10:46:32 PM |
SLN-10 | $50.00 | 9/17/2011 5:19:58 AM |
ommcd | $25.00 | 9/17/2011 5:39:41 AM |
mikeandcat | $115.52 | 9/17/2011 6:12:17 AM |
AF-Chief | $50.00 | 9/17/2011 6:00:34 AM |
Beechturner | $40.00 | 9/17/2011 4:34:07 AM |
SecondChanceLendingSERV | $48.85 | 9/17/2011 7:29:27 AM |
whitegold24k | $65.46 | 9/17/2011 7:33:40 AM |
Rollshaft | $25.00 | 9/17/2011 7:20:42 AM |
RugbyFan | $25.00 | 9/17/2011 8:28:47 AM |
Bob450 | $30.02 | 9/17/2011 8:56:11 AM |
proper-revenue7 | $25.00 | 9/17/2011 8:57:53 AM |
mennleo | $25.00 | 9/17/2011 8:53:02 AM |
wlm3012 | $50.00 | 9/17/2011 11:23:22 AM |
social-cocktail1 | $50.00 | 9/17/2011 10:22:09 AM |
lamsabuy | $100.00 | 9/17/2011 12:01:20 PM |
jhouman | $50.00 | 9/17/2011 11:05:31 AM |
worthy-bid8 | $50.00 | 9/16/2011 5:07:59 PM |
dime-sapling | $25.00 | 9/16/2011 5:32:30 PM |
Kash2010lu | $25.00 | 9/16/2011 5:13:50 PM |
SolarMoonshine | $25.00 | 9/16/2011 6:13:59 PM |
312-Lender | $25.00 | 9/16/2011 5:14:45 PM |
alexgalt | $25.00 | 9/16/2011 6:48:07 PM |
113121 | $25.00 | 9/16/2011 6:32:59 PM |
econgineer | $75.00 | 9/16/2011 8:14:03 PM |
clemclan | $60.00 | 9/16/2011 8:39:20 PM |
first-dinero-paladin | $28.46 | 9/16/2011 7:43:42 PM |
AndChicksforFree | $79.75 | 9/16/2011 9:02:04 PM |
Moe87 | $25.00 | 9/17/2011 5:26:48 AM |
MilitaryLending | $100.02 | 9/17/2011 6:03:45 AM |
Leshan | $89.09 | 9/17/2011 8:00:54 AM |
justice-circuitry0 | $50.00 | 9/17/2011 9:18:46 AM |
five-star-note | $100.00 | 9/17/2011 9:30:41 AM |
The-Helper | $25.00 | 9/17/2011 11:45:56 AM |
RoZu_Lending | $658.07 | 9/17/2011 12:05:38 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
527734
This series of Notes was issued and sold upon the funding of the borrower loan #53820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,870 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exchange-ectasy |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: New Roof
This loan will be used to... Replace roof
My financial situation:
I am a good candidate for this loan because... I've always paid my loans off on time and early in most cases. I have an insurance clain on my roof and I need to cover the upfront costs and then can repay the loan once I receive the insurance check.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:08:00 PM |
janeybooboo | $100.00 | 9/16/2011 7:26:03 PM |
Whipster | $80.00 | 9/17/2011 4:29:40 AM |
beakerfish | $100.00 | 9/17/2011 7:03:25 AM |
diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:45 PM |
handy-justice | $100.00 | 9/17/2011 6:18:07 PM |
CreditBuilder2 | $25.00 | 9/18/2011 2:23:15 PM |
worth-blanket2 | $9,100.00 | 9/19/2011 9:14:53 AM |
suave-dime6 | $24.98 | 9/19/2011 9:31:42 AM |
ready-interest9 | $25.00 | 9/16/2011 8:12:17 PM |
unassassinable | $25.00 | 9/17/2011 12:38:12 AM |
dynamic-money271 | $50.00 | 9/17/2011 5:47:48 AM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:54 AM |
Bob450 | $25.02 | 9/17/2011 9:03:19 AM |
Something-Corporate | $25.00 | 9/17/2011 9:21:27 AM |
kind-credit-bear | $25.00 | 9/17/2011 12:18:33 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:51 PM |
sensible-fund | $25.00 | 9/17/2011 4:31:43 PM |
papaloha | $25.00 | 9/17/2011 6:45:32 PM |
AlternativeCashFlow | $25.00 | 9/17/2011 10:16:31 PM |
wonder3 | $45.00 | 9/19/2011 6:03:35 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
527752
This series of Notes was issued and sold upon the funding of the borrower loan #53535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-dandelion2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Use
Purpose of loan: Auto
This loan will be used to...purchase a motorcycle/payoff current auto loan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3354.90
Monthly expenses: $
Housing: $368
Insurance: $133
Car expenses: $
Utilities: $140
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $284.31
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/16/2011 5:08:01 PM |
responsibility-butterfly | $25.00 | 9/17/2011 8:09:55 AM |
Something-Corporate | $25.00 | 9/17/2011 9:22:11 AM |
Tradesmanlender | $25.00 | 9/17/2011 11:10:51 AM |
diplomatic-wealth7 | $25.00 | 9/17/2011 12:18:46 PM |
papaloha | $25.00 | 9/17/2011 6:45:32 PM |
unassassinable | $25.00 | 9/17/2011 12:39:50 AM |
kind-credit-bear | $25.00 | 9/17/2011 12:18:33 PM |
worth-blanket2 | $8,700.00 | 9/19/2011 9:15:57 AM |
nickel-hickory | $75.00 | 9/19/2011 10:00:58 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
527760
This series of Notes was issued and sold upon the funding of the borrower loan #53783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,690 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impartial-greenback5 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...pay off outstanding debts
My financial situation:
I am a good candidate for this loan because...I have an excellent work history and have always lived within my means.
Monthly net income: $5000
Monthly expenses: $1200
Housing: $500
Insurance: $100
Car expenses: $400
Utilities: $100
Phone, cable, internet: $25
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/17/2011 12:07:54 PM |
Something-Corporate | $25.00 | 9/18/2011 6:57:17 AM |
worth-blanket2 | $9,900.00 | 9/19/2011 9:15:16 AM |
diplomatic-wealth7 | $25.00 | 9/19/2011 9:14:46 AM |
kind-credit-bear | $25.00 | 9/19/2011 9:14:35 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
527784
This series of Notes was issued and sold upon the funding of the borrower loan #53589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 7m |
Amount delinquent:
| $1,160 |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $642 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-sherpa |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to/for personal use
My financial situation:
I am a good candidate for this loan because I will be dedicated to repaying. Desperately working, after being laid off..., to improve my financial status, to include prospecting for an additional PT/FT job. I just need a head start, while at the same time attempting to clean up the derrogatory infomation on my credit report, that is not mine Loans from individuals who charge me very high interest rates WILL NOT let me get ahead. Please know that all I need is a chance to get out of this RUT and I promise I will not let your entity down.
Monthly net income: $2700
Monthly expenses: $
Housing: $0
Insurance: $350 (All)
Car expenses: $ 375 (includes gas)
Utilities: $375 light, gas. water
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $200 Childcare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/17/2011 12:07:55 PM |
bold-marketplace-awakening | $75.00 | 9/17/2011 3:54:52 PM |
luzonct | $100.00 | 9/18/2011 10:16:27 PM |
kind-credit-bear | $25.00 | 9/19/2011 5:16:21 PM |
diplomatic-wealth7 | $25.00 | 9/19/2011 5:16:33 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:49 PM |
Dubbs360 | $100.00 | 9/20/2011 8:04:35 AM |
kulender | $100.00 | 9/20/2011 10:46:40 AM |
ursus | $50.00 | 9/21/2011 12:38:51 PM |
secureincome | $400.00 | 9/21/2011 3:48:29 PM |
nickel-hickory | $25.00 | 9/21/2011 4:36:35 PM |
Bob450 | $25.00 | 9/21/2011 1:23:31 PM |
bid-stockpiler1 | $100.00 | 9/21/2011 4:05:47 PM |
Weaverville | $25.00 | 9/21/2011 9:09:12 PM |
Malkial | $25.00 | 9/22/2011 8:48:25 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:18 AM |
HGPLending | $200.00 | 9/22/2011 9:09:19 AM |
zxr | $22.00 | 9/22/2011 9:34:53 AM |
scrappy-diversification7 | $2,000.00 | 9/19/2011 5:09:47 PM |
pfh | $25.00 | 9/20/2011 7:46:48 AM |
thelovebug | $53.00 | 9/20/2011 9:16:24 AM |
suave-dime6 | $25.00 | 9/20/2011 12:14:42 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:48 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:18 PM |
nickel-hickory | $50.00 | 9/21/2011 4:38:12 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:03 PM |
missing-link | $25.00 | 9/21/2011 8:42:42 PM |
blue-market-grasshopper | $25.00 | 9/22/2011 8:47:51 AM |
x-lender | $50.00 | 9/22/2011 9:01:47 AM |
richboy56 | $25.00 | 9/22/2011 9:22:11 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
527796
This series of Notes was issued and sold upon the funding of the borrower loan #53642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,952 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-squadron0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Transmissions go bad!
Purpose of loan:
This loan will be used to help with an unexpected car repair.
My financial situation:
I am a good candidate for this loan because over the past 24 months my wife and I have paid down almost 20,000 in debt. Although we are regretful to open this line of credit, it is an emergency need.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/17/2011 12:07:56 PM |
MarvintheMartian | $55.00 | 9/17/2011 12:11:50 PM |
D911ave | $50.00 | 9/17/2011 12:18:09 PM |
Keystonekop | $100.00 | 9/17/2011 3:10:23 PM |
Chosen-one | $25.00 | 9/17/2011 2:36:33 PM |
1traveler | $25.00 | 9/17/2011 3:01:22 PM |
Bank_Of_XL | $25.00 | 9/17/2011 3:41:35 PM |
oplender | $25.00 | 9/17/2011 4:42:17 PM |
indomitable-coin | $25.00 | 9/17/2011 10:11:15 PM |
kenji4861 | $50.00 | 9/18/2011 1:11:39 AM |
gokart83 | $25.00 | 9/18/2011 5:08:16 AM |
blot44 | $25.00 | 9/18/2011 6:54:54 AM |
gentle-gain235 | $200.00 | 9/18/2011 7:40:32 AM |
investment-artist | $26.00 | 9/18/2011 9:45:52 AM |
finance-investor3 | $25.00 | 9/18/2011 12:32:09 PM |
jubilant-durability9 | $25.00 | 9/18/2011 7:53:24 PM |
SCD | $25.00 | 9/18/2011 8:02:30 PM |
SudianX | $25.00 | 9/19/2011 3:35:08 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:20 AM |
Cashman10 | $100.00 | 9/19/2011 2:53:45 PM |
vutah | $25.00 | 9/20/2011 7:22:31 AM |
caring-hope2 | $100.00 | 9/20/2011 3:48:57 PM |
Pickmar | $25.00 | 9/21/2011 6:22:59 AM |
boylezz | $25.00 | 9/21/2011 9:58:19 AM |
market-pudding | $25.00 | 9/21/2011 4:02:57 PM |
buffalobills | $25.00 | 9/21/2011 4:00:08 PM |
mammalian4 | $25.00 | 9/21/2011 5:58:52 PM |
interstellar | $75.00 | 9/21/2011 6:25:31 PM |
djh47a | $25.00 | 9/21/2011 6:17:03 PM |
Money_Hog | $25.00 | 9/21/2011 6:57:34 PM |
mex_invests | $25.00 | 9/21/2011 7:43:26 PM |
mondaymorning | $69.66 | 9/21/2011 8:13:59 PM |
swissbanker | $25.00 | 9/21/2011 10:45:50 PM |
Solid-Platinum | $25.00 | 9/21/2011 10:49:54 PM |
1800porsche | $25.00 | 9/22/2011 12:58:52 AM |
Weaverville | $50.00 | 9/21/2011 9:07:57 PM |
jdhf99 | $30.00 | 9/22/2011 1:06:02 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:36 AM |
compoundinterest | $50.00 | 9/17/2011 12:08:19 PM |
ryan6853 | $25.00 | 9/17/2011 12:11:03 PM |
janeybooboo | $100.00 | 9/17/2011 12:06:25 PM |
green-trade-dolphin2 | $25.00 | 9/17/2011 6:03:35 PM |
Unitas4302 | $50.00 | 9/18/2011 6:50:45 AM |
fusbarro | $100.00 | 9/19/2011 11:54:08 AM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:49 PM |
houli123 | $100.00 | 9/19/2011 5:51:05 PM |
seineil | $26.00 | 9/20/2011 1:52:20 AM |
pfh | $25.00 | 9/20/2011 7:54:06 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:38 AM |
Moneypenny6 | $25.00 | 9/20/2011 10:10:09 AM |
diablorulz | $50.00 | 9/20/2011 9:41:06 AM |
Troutfinder | $25.00 | 9/20/2011 11:24:51 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:01 PM |
elvisloans | $25.00 | 9/21/2011 4:33:18 AM |
wild-orange | $100.00 | 9/21/2011 3:43:44 AM |
jarf | $25.00 | 9/21/2011 4:11:37 AM |
BxRealtor | $25.00 | 9/21/2011 7:43:22 AM |
marwadi-62 | $100.00 | 9/21/2011 7:39:09 AM |
Leshan | $25.00 | 9/21/2011 7:50:28 AM |
Ven58 | $25.00 | 9/21/2011 10:43:49 AM |
repaymeplease | $30.00 | 9/21/2011 10:01:37 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:18 PM |
secureincome | $800.00 | 9/21/2011 3:49:04 PM |
mr55262 | $25.00 | 9/21/2011 4:36:53 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:56:20 PM |
jescowa | $50.00 | 9/21/2011 6:15:45 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:53:17 PM |
mindful-deal289 | $33.39 | 9/21/2011 7:57:30 PM |
Christophe | $25.00 | 9/21/2011 7:32:53 PM |
pious-benjamins1 | $50.00 | 9/21/2011 9:18:42 PM |
bigshowlender2u | $30.00 | 9/21/2011 8:13:25 PM |
money-hot-rod | $24.95 | 9/22/2011 2:31:02 AM |
superluminova | $25.00 | 9/22/2011 12:59:57 AM |
73 Investments
|
Borrower Payment Dependent Notes Series
527804
This series of Notes was issued and sold upon the funding of the borrower loan #53765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $415.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,970 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| NewTek |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation and Improvements
The purpose of this loan is to consolidate smaller bills, complete a home improvement project, and gain the full user experience before becoming a lender.
This loan will be used to consolidate bills, complete home improvement project, and understand the Borrower experience.
My financial situation is very stable. I have a great income, a solid 401K, and live well within my means.
I am a good candidate for this loan because I have a proven track record of meeting my obligations and the payment will be lower than current obligations.
Monthly net income: $8640
Monthly expenses: $6450 total (itemizations below)
Housing: $2830
Insurance: $330 (includes teen driver)
Car expenses: $950 (wife, daughter and me)
Utilities: $350
Phone, cable, internet: $215
Food, entertainment: $1100 (groceries, etc.)
Clothing, household expenses: $250
Credit cards and other loans: $427 (will be replaced 100% by this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:12:37 AM |
Investor_DP | $100.00 | 9/17/2011 12:06:19 PM |
MarvintheMartian | $45.00 | 9/17/2011 12:10:52 PM |
superb-funds335 | $25.00 | 9/17/2011 1:22:35 PM |
Bank_Of_XL | $25.00 | 9/17/2011 3:41:49 PM |
oplender | $25.00 | 9/17/2011 4:42:17 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:10 AM |
fusbarro | $100.00 | 9/19/2011 11:54:09 AM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:50 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:11 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:49 AM |
BxRealtor | $25.00 | 9/21/2011 7:43:22 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:19 PM |
ursus | $50.00 | 9/21/2011 5:08:41 PM |
tech310 | $50.00 | 9/21/2011 6:04:25 PM |
Interloper | $25.00 | 9/21/2011 7:11:08 PM |
Weaverville | $50.00 | 9/21/2011 9:08:30 PM |
Tscheddar | $25.00 | 9/22/2011 10:24:51 AM |
villagers | $50.00 | 9/22/2011 3:11:33 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:53 PM |
payout-bridge | $75.00 | 9/22/2011 7:04:57 PM |
organized-credit8 | $50.00 | 9/22/2011 7:26:28 PM |
Joshtron | $25.00 | 9/22/2011 9:12:44 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:36:59 PM |
arampata | $180.00 | 9/23/2011 12:06:44 AM |
Domgabriel | $25.00 | 9/23/2011 3:53:00 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
return-phase9 | $25.00 | 9/23/2011 8:36:01 AM |
marwadi-62 | $100.00 | 9/23/2011 7:53:52 AM |
jazzlender | $50.00 | 9/23/2011 9:13:51 AM |
Johnab | $25.00 | 9/23/2011 9:43:53 AM |
mrack | $25.00 | 9/23/2011 10:17:01 AM |
salala | $25.00 | 9/23/2011 10:45:27 AM |
simeonthewhale | $50.00 | 9/23/2011 11:12:39 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:59 AM |
agalt | $100.00 | 9/23/2011 12:00:24 PM |
john0720 | $100.00 | 9/23/2011 1:38:51 PM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:19 AM |
skyguy24 | $50.00 | 9/24/2011 12:26:32 PM |
emo13 | $50.00 | 9/24/2011 1:21:23 PM |
riskreward | $250.00 | 9/24/2011 5:29:15 PM |
tolerant-balance7 | $25.00 | 9/24/2011 9:05:19 PM |
massuot | $25.00 | 9/24/2011 10:24:46 PM |
creative-p2p0 | $50.00 | 9/25/2011 5:50:39 AM |
drkosh | $25.00 | 9/25/2011 9:03:21 AM |
a-helping-hand | $500.00 | 9/25/2011 3:06:31 PM |
haryassman | $25.00 | 9/25/2011 5:40:00 PM |
alphaseek | $200.00 | 9/26/2011 5:08:05 AM |
larslfe | $50.00 | 9/26/2011 1:26:39 AM |
first-serene-credit | $25.00 | 9/26/2011 8:33:35 AM |
competent-commitment1 | $100.00 | 9/26/2011 9:36:19 AM |
capital-huckleberry | $200.00 | 9/26/2011 9:38:55 AM |
m0rlock | $500.00 | 9/26/2011 11:06:00 AM |
moola-monger9 | $50.00 | 9/26/2011 11:09:50 AM |
citytreker | $25.00 | 9/26/2011 9:57:27 AM |
novice-speculator | $25.00 | 9/26/2011 10:11:43 AM |
P2P4me | $359.11 | 9/26/2011 9:59:59 AM |
moola-accelerator6 | $50.00 | 9/26/2011 10:15:04 AM |
astute-investment5 | $25.00 | 9/26/2011 10:24:19 AM |
CreditBuilder2 | $100.00 | 9/26/2011 10:40:29 AM |
Gladglide | $25.00 | 9/26/2011 11:13:16 AM |
thajr | $25.00 | 9/26/2011 11:18:53 AM |
cordial-funds8 | $50.00 | 9/26/2011 11:52:35 AM |
evergreen16 | $200.00 | 9/26/2011 12:52:44 PM |
handshake52 | $25.00 | 9/26/2011 1:21:42 PM |
jybank | $50.00 | 9/26/2011 11:41:45 AM |
jubilant-durability9 | $100.00 | 9/26/2011 11:39:50 AM |
cordial-funds8 | $50.00 | 9/26/2011 11:52:04 AM |
radforj22 | $25.00 | 9/26/2011 2:38:59 PM |
shrewd-peace7 | $25.00 | 9/26/2011 12:36:01 PM |
sunnygee | $46.79 | 9/26/2011 1:15:36 PM |
silver-fuse | $30.00 | 9/26/2011 1:22:42 PM |
chrisb1414 | $25.00 | 9/26/2011 1:35:37 PM |
smart-gain | $50.00 | 9/26/2011 1:30:54 PM |
JGB | $500.00 | 9/26/2011 1:33:40 PM |
currency-persimmon | $25.00 | 9/26/2011 2:03:58 PM |
winegeek | $27.12 | 9/26/2011 2:06:37 PM |
Danickita | $33.22 | 9/26/2011 2:35:12 PM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:26 PM |
ddamenace | $100.00 | 9/26/2011 2:25:29 PM |
foxy-marketplace2 | $48.00 | 9/26/2011 2:34:43 PM |
Bigg_Lender | $28.00 | 9/26/2011 2:51:28 PM |
capitalist2010 | $58.42 | 9/26/2011 2:55:14 PM |
radforj22 | $25.00 | 9/26/2011 3:15:49 PM |
sgt-schultz | $25.00 | 9/26/2011 3:03:47 PM |
income-buffalo1 | $150.00 | 9/26/2011 3:05:41 PM |
romanfish | $790.00 | 9/26/2011 3:17:36 PM |
herbyman | $3.77 | 9/26/2011 3:32:31 PM |
bonus-demon | $25.00 | 9/17/2011 12:14:47 PM |
worthy-bid8 | $50.00 | 9/17/2011 12:07:56 PM |
janeybooboo | $38.00 | 9/17/2011 12:09:25 PM |
roux | $25.00 | 9/17/2011 1:15:32 PM |
one-midas | $25.00 | 9/17/2011 10:33:25 PM |
CatbirdBanking | $25.00 | 9/17/2011 10:47:18 PM |
availableloan | $25.00 | 9/18/2011 10:11:35 PM |
Dollars4Rent | $25.00 | 9/19/2011 8:16:27 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:54 AM |
diablorulz | $50.00 | 9/20/2011 9:41:06 AM |
kulender | $100.00 | 9/20/2011 10:46:41 AM |
jjswanso | $25.00 | 9/21/2011 5:14:47 PM |
bold-durability-drum | $50.00 | 9/22/2011 3:21:30 PM |
tomdooley12520 | $25.00 | 9/22/2011 4:02:15 PM |
wise-unique-market | $100.00 | 9/22/2011 4:43:36 PM |
platinum-platoon | $29.60 | 9/22/2011 4:36:09 PM |
asset-cougar0 | $25.00 | 9/22/2011 5:14:30 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:50 PM |
jubilant-durability9 | $50.00 | 9/22/2011 7:48:05 PM |
investorrr | $69.80 | 9/22/2011 10:06:42 PM |
best-asset-jedi | $50.00 | 9/22/2011 10:39:45 PM |
Goodnotlucky | $60.00 | 9/23/2011 7:10:35 AM |
suburbanman64 | $25.00 | 9/23/2011 8:15:27 AM |
AndChicksforFree | $25.07 | 9/23/2011 8:21:18 AM |
truth-umbrella3 | $25.00 | 9/23/2011 9:57:56 AM |
rcm87 | $100.00 | 9/23/2011 11:12:06 AM |
mg6619 | $25.00 | 9/23/2011 11:21:50 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:58 PM |
dime-sprout | $25.00 | 9/24/2011 5:57:33 AM |
organized-payment6 | $50.00 | 9/24/2011 7:34:19 AM |
epall | $25.00 | 9/24/2011 7:56:11 AM |
Rivervale_Westwood | $100.00 | 9/24/2011 11:28:24 AM |
bizlending | $100.00 | 9/24/2011 11:48:59 AM |
ethical-bid6 | $50.00 | 9/24/2011 12:28:19 PM |
mgd | $100.00 | 9/24/2011 1:27:53 PM |
timmsc | $25.00 | 9/24/2011 10:22:12 PM |
Kaj | $30.00 | 9/25/2011 3:53:07 AM |
investment-festival8 | $250.00 | 9/25/2011 2:35:23 PM |
fund-fox4 | $50.00 | 9/25/2011 8:50:10 PM |
newest-funds-powerplant | $25.00 | 9/25/2011 9:23:35 PM |
coin-sonnet | $100.00 | 9/26/2011 12:35:56 AM |
RoccoLoan | $57.00 | 9/26/2011 9:46:20 AM |
mrack | $25.00 | 9/26/2011 9:54:48 AM |
gentle-gain235 | $100.00 | 9/26/2011 10:30:04 AM |
balance-warrior | $25.03 | 9/26/2011 9:35:22 AM |
the-credit-proton | $50.00 | 9/26/2011 10:40:36 AM |
WSTRDG | $25.00 | 9/26/2011 10:45:45 AM |
sentimental-cash0 | $25.00 | 9/26/2011 10:47:59 AM |
orbital-gain | $50.00 | 9/26/2011 10:51:02 AM |
lightninghcky7 | $25.00 | 9/26/2011 9:47:33 AM |
gator98 | $60.13 | 9/26/2011 11:17:58 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:58:27 AM |
djkaiser | $25.00 | 9/26/2011 10:45:20 AM |
rebeldog67 | $25.00 | 9/26/2011 11:38:18 AM |
hitsman | $50.00 | 9/26/2011 11:34:41 AM |
money-engine | $25.00 | 9/26/2011 1:18:02 PM |
a-dough-plato | $25.00 | 9/26/2011 11:42:30 AM |
worldly-investment333 | $30.00 | 9/26/2011 2:15:08 PM |
Zeenos | $50.00 | 9/26/2011 11:55:59 AM |
20mule | $400.00 | 9/26/2011 2:32:12 PM |
head | $25.00 | 9/26/2011 12:09:37 PM |
thrilling-nickel5 | $25.00 | 9/26/2011 1:09:42 PM |
bluefinch | $25.00 | 9/26/2011 2:00:28 PM |
goal-benefit2 | $25.94 | 9/26/2011 2:25:14 PM |
Kevin536 | $350.00 | 9/26/2011 1:44:54 PM |
drtxmac | $50.00 | 9/26/2011 2:05:45 PM |
weiyinsan | $40.00 | 9/26/2011 2:42:55 PM |
helping-out | $175.00 | 9/26/2011 2:19:12 PM |
starry2001 | $25.00 | 9/26/2011 2:36:37 PM |
smart-note9 | $50.00 | 9/26/2011 3:01:49 PM |
damage | $25.00 | 9/26/2011 2:49:51 PM |
tarion3 | $25.00 | 9/26/2011 3:15:05 PM |
160 Investments
|
Borrower Payment Dependent Notes Series
527810
This series of Notes was issued and sold upon the funding of the borrower loan #53721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $353 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-openness-trombone |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ys
Purpose of loan:
This loan will be used to...consolidate a loan
My financial situation:
I am a good candidate for this loan because...
I have a secured job
Monthly net income: $3000
Monthly expenses: $2500
Housing: $700
Insurance: $75
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 9/17/2011 5:38:22 PM |
copper | $50.00 | 9/18/2011 1:56:11 PM |
coin-architect2 | $100.00 | 9/23/2011 6:48:07 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:24 AM |
LaBamba | $160.00 | 9/23/2011 3:06:14 PM |
sweet-payout5 | $25.00 | 9/23/2011 4:07:18 PM |
the-hope-workhorse | $50.00 | 9/23/2011 6:00:39 PM |
Hummer-Guy | $25.00 | 9/23/2011 6:06:22 PM |
CA-Lender | $25.00 | 9/23/2011 5:50:14 PM |
Dubbs360 | $75.00 | 9/23/2011 6:47:12 PM |
MissionMicroFinance | $25.00 | 9/23/2011 7:55:14 PM |
adamdroker | $25.00 | 9/23/2011 9:13:18 PM |
Zane314 | $100.00 | 9/24/2011 2:20:26 AM |
calm-agreement4 | $50.00 | 9/24/2011 5:10:57 AM |
bmbanzai | $25.00 | 9/24/2011 6:01:09 AM |
Bob450 | $25.03 | 9/24/2011 8:03:45 AM |
riveting-credit5 | $69.31 | 9/24/2011 2:36:02 PM |
credit-coach118 | $25.67 | 9/24/2011 4:55:05 PM |
IASKGOD | $25.00 | 9/24/2011 8:30:30 PM |
ethical-truth211 | $457.00 | 9/25/2011 4:04:26 AM |
spsavage | $25.00 | 9/25/2011 4:30:01 AM |
let_me_retire | $25.00 | 9/25/2011 2:30:52 AM |
TPDODGER | $25.00 | 9/25/2011 6:32:32 AM |
kingfish66 | $52.98 | 9/25/2011 4:21:35 AM |
wbwill | $25.00 | 9/25/2011 9:15:28 AM |
bsmtloan | $150.00 | 9/25/2011 9:56:52 AM |
stock106 | $25.00 | 9/25/2011 8:51:03 AM |
liberty-point | $150.00 | 9/25/2011 10:01:56 AM |
SimGuy | $25.00 | 9/25/2011 10:04:33 AM |
thajr | $25.00 | 9/25/2011 10:10:01 AM |
JayKae | $200.00 | 9/19/2011 9:39:08 PM |
green-ore-expert | $25.00 | 9/20/2011 10:58:30 PM |
IIP77 | $25.00 | 9/23/2011 8:00:44 PM |
exchange-dreams | $25.00 | 9/23/2011 8:35:27 PM |
openness-confidant | $25.00 | 9/23/2011 7:46:45 PM |
joebob78 | $37.79 | 9/24/2011 6:33:01 AM |
melodious-openness | $50.00 | 9/24/2011 5:29:43 AM |
q4golf | $25.00 | 9/24/2011 5:27:21 AM |
Independenttools | $25.00 | 9/24/2011 8:34:19 AM |
thorough-capital799 | $100.00 | 9/24/2011 9:02:53 AM |
fervent-repayment | $25.00 | 9/24/2011 9:31:37 AM |
upbeat-investment9 | $25.00 | 9/24/2011 11:57:13 AM |
WhiteKnightofMountZion | $28.68 | 9/24/2011 1:32:23 PM |
Pitufo | $25.00 | 9/24/2011 2:47:35 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:22:40 PM |
Lubava | $50.00 | 9/24/2011 7:30:59 PM |
diversification-maple1 | $25.00 | 9/24/2011 10:29:26 PM |
grf1945 | $25.00 | 9/25/2011 8:16:37 AM |
Milonguero | $100.00 | 9/25/2011 9:15:22 AM |
unfixer | $25.00 | 9/25/2011 9:33:55 AM |
richboy56 | $25.00 | 9/25/2011 7:26:37 AM |
taetrade | $25.00 | 9/25/2011 9:52:03 AM |
money-banker867 | $25.00 | 9/25/2011 7:52:29 AM |
greenkid | $25.00 | 9/25/2011 7:53:47 AM |
a-helping-hand | $38.54 | 9/25/2011 10:14:48 AM |
ore-dojo | $30.00 | 9/25/2011 8:34:45 AM |
CoastalCASH | $25.00 | 9/25/2011 9:55:59 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
527822
This series of Notes was issued and sold upon the funding of the borrower loan #53763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,334 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| blackboy184 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed build business credit
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have a stable job which I have been working with for 6 years.
Monthly net income: $3,400
Monthly expenses:
Housing: $1350
Insurance: $0
Car expenses: $0
Utilities: $80
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $1,400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/17/2011 12:06:20 PM |
vutah | $25.00 | 9/18/2011 7:50:57 PM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:55 AM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:50 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:12 AM |
ursus | $50.00 | 9/21/2011 5:08:42 PM |
organized-payment6 | $50.00 | 9/22/2011 1:15:22 PM |
villagers | $50.00 | 9/22/2011 3:11:33 PM |
building_community | $25.00 | 9/22/2011 4:41:04 PM |
gold-commander0 | $25.00 | 9/22/2011 5:31:51 PM |
EngineersAlliance | $75.00 | 9/22/2011 5:11:27 PM |
return-seeker85 | $50.00 | 9/22/2011 6:37:56 PM |
responsibility-wind6 | $351.39 | 9/22/2011 8:17:52 PM |
meadow48 | $25.00 | 9/23/2011 6:59:27 AM |
rcm87 | $100.00 | 9/23/2011 11:12:07 AM |
priceless-note7 | $50.00 | 9/23/2011 11:15:59 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:28:58 PM |
dime-sprout | $25.00 | 9/24/2011 5:58:14 AM |
skyguy24 | $50.00 | 9/24/2011 12:26:32 PM |
cordial-affluence2 | $50.00 | 9/24/2011 12:42:50 PM |
emo13 | $50.00 | 9/24/2011 1:21:23 PM |
timmsc | $25.00 | 9/24/2011 10:17:09 PM |
PalmerTheEmbalmer | $31.41 | 9/25/2011 3:46:56 AM |
Kaj | $30.00 | 9/25/2011 3:53:08 AM |
loss-of-control | $75.00 | 9/25/2011 10:11:01 AM |
coin-sonnet | $100.00 | 9/26/2011 12:35:57 AM |
Fecund-ent | $25.79 | 9/26/2011 5:21:36 AM |
secureincome | $200.00 | 9/26/2011 8:33:28 AM |
p40thawk | $25.00 | 9/26/2011 9:30:50 AM |
Nemo2001 | $9.21 | 9/26/2011 9:33:37 AM |
worthy-bid8 | $50.00 | 9/17/2011 12:07:58 PM |
roux | $25.00 | 9/17/2011 1:16:52 PM |
oplender | $25.00 | 9/17/2011 4:42:18 PM |
Dubbs360 | $100.00 | 9/18/2011 1:19:11 AM |
dudebrah | $25.00 | 9/18/2011 3:29:12 AM |
diablorulz | $50.00 | 9/20/2011 9:41:07 AM |
kulender | $100.00 | 9/20/2011 10:46:42 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:49 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:20 PM |
jjswanso | $25.00 | 9/21/2011 5:14:48 PM |
Weaverville | $50.00 | 9/21/2011 9:08:31 PM |
1800porsche | $25.00 | 9/22/2011 12:58:53 AM |
pumped130 | $25.00 | 9/22/2011 4:34:33 PM |
Zuzu | $27.20 | 9/22/2011 4:37:43 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:54 PM |
Brisket_Bob | $25.00 | 9/23/2011 6:56:57 AM |
Goodnotlucky | $25.00 | 9/23/2011 7:08:30 AM |
salala | $25.00 | 9/23/2011 10:45:28 AM |
mg6619 | $25.00 | 9/23/2011 11:21:33 AM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:17:28 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:47 PM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:19 AM |
riskreward | $250.00 | 9/24/2011 5:29:16 PM |
Tighternbarkonatree | $25.00 | 9/25/2011 4:53:24 AM |
TomDalonajay | $25.00 | 9/25/2011 7:41:31 AM |
drkosh | $25.00 | 9/25/2011 9:03:21 AM |
alphaseek | $200.00 | 9/26/2011 5:08:06 AM |
Drewkeeper | $25.00 | 9/26/2011 5:37:39 AM |
devoider | $25.00 | 9/26/2011 6:00:36 AM |
first-serene-credit | $25.00 | 9/26/2011 8:29:46 AM |
bold-joyful-exchange | $25.00 | 9/26/2011 9:09:55 AM |
mpatrick | $50.00 | 9/26/2011 9:30:09 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
527866
This series of Notes was issued and sold upon the funding of the borrower loan #53612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 6 |
Current / open credit lines:
| 2
/
4 | Length of status: | 10y 5m |
Amount delinquent:
| $27,755 |
Total credit lines:
| 23 | Stated income: | $75,000-$99,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,266 | |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Touzel |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Boot repair shop machinery
Purpose of loan: Upgrade boot repair machinery
This loan will be used to purchase new finisher (a sanding and buffing machine).
My financial situation: Good
I am a good candidate for this loan because we borrowed $15,000 in 2008, and the loan has been paid off.
Monthly net income: $9,000
Monthly expenses: $6,500
Housing: $900
Insurance: $496 life and home insurance
Car expenses: $1430
Utilities: $345
Phone, cable, internet: $235
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $82.64 | 9/17/2011 12:04:15 PM |
pposFUNDing | $29.28 | 9/17/2011 2:19:53 PM |
trumpeter5 | $50.00 | 9/17/2011 4:23:38 PM |
jhouman | $50.00 | 9/17/2011 5:04:57 PM |
green-trade-dolphin | $30.00 | 9/17/2011 6:05:05 PM |
NekHoldings | $25.00 | 9/17/2011 8:57:26 PM |
glroark | $100.00 | 9/18/2011 6:25:52 AM |
peaceful-farmer | $50.00 | 9/18/2011 5:00:59 AM |
Fire2 | $25.00 | 9/18/2011 5:33:24 AM |
The-Helper | $35.00 | 9/18/2011 8:18:30 AM |
Iceman1347 | $25.00 | 9/18/2011 5:59:07 PM |
the-respectful-transaction | $25.00 | 9/18/2011 6:18:47 PM |
420limo | $25.00 | 9/18/2011 8:15:57 PM |
MilitaryLending | $100.02 | 9/18/2011 9:28:18 PM |
USMC0311 | $25.00 | 9/18/2011 7:32:49 PM |
Tscheddar | $25.00 | 9/19/2011 3:35:10 AM |
golffish2 | $25.00 | 9/19/2011 3:58:38 AM |
dime-sapling | $25.00 | 9/17/2011 12:14:50 PM |
312-Lender | $25.00 | 9/17/2011 12:17:57 PM |
enthusiastic-balance5 | $55.00 | 9/17/2011 12:11:46 PM |
FarmersBank | $38.81 | 9/17/2011 12:49:23 PM |
clemclan | $43.00 | 9/17/2011 5:01:22 PM |
papaloha | $50.00 | 9/17/2011 6:39:10 PM |
nimble-affluence4 | $25.00 | 9/17/2011 11:06:07 PM |
Moe87 | $25.00 | 9/18/2011 7:13:06 AM |
Unitas4302 | $50.00 | 9/18/2011 6:52:28 AM |
Mikale360 | $25.00 | 9/18/2011 7:50:52 AM |
atlas100 | $75.00 | 9/18/2011 9:17:46 AM |
AndChicksforFree | $25.00 | 9/18/2011 1:26:43 PM |
copper | $50.00 | 9/18/2011 1:56:11 PM |
myutmost | $28.96 | 9/18/2011 4:35:26 PM |
compassion-artisan9 | $50.00 | 9/18/2011 7:35:41 PM |
Feyenoord | $25.00 | 9/18/2011 9:42:03 PM |
farchoir | $25.00 | 9/19/2011 6:46:40 AM |
worth-blanket2 | $2,600.00 | 9/19/2011 9:14:56 AM |
courteous-note1 | $25.00 | 9/19/2011 10:05:47 AM |
MoneyForNothing | $7.29 | 9/19/2011 10:05:54 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
527876
This series of Notes was issued and sold upon the funding of the borrower loan #53675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $490 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-fairness-friend |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/19/2011 9:07:05 AM |
worthy-bid8 | $50.00 | 9/19/2011 9:06:51 AM |
oplender | $25.00 | 9/19/2011 10:02:04 AM |
newest-generous-income | $30.00 | 9/19/2011 1:07:01 PM |
alert9 | $25.00 | 9/19/2011 11:00:30 PM |
GCInvestments | $25.00 | 9/20/2011 12:07:04 AM |
marwadi-62 | $100.00 | 9/20/2011 6:04:49 AM |
pfh | $25.00 | 9/20/2011 7:56:59 AM |
MicroLender357 | $25.00 | 9/20/2011 10:12:24 AM |
nickel-demon2 | $228.59 | 9/20/2011 10:57:59 AM |
first-class-gold0 | $55.00 | 9/20/2011 9:15:12 PM |
javelin0 | $25.00 | 9/21/2011 5:23:45 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:23 PM |
secureincome | $400.00 | 9/21/2011 3:35:42 PM |
bold-velocity-cake | $38.27 | 9/21/2011 2:28:28 PM |
Investor_DP | $44.00 | 9/19/2011 9:06:12 AM |
a-unflappable-finance | $100.00 | 9/19/2011 10:18:56 AM |
Danylostefan | $25.00 | 9/19/2011 12:56:22 PM |
top-tolerant-loyalty | $25.00 | 9/19/2011 1:36:09 PM |
Danylostefan | $25.00 | 9/19/2011 12:56:32 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:52 PM |
tender-commerce8 | $100.00 | 9/19/2011 7:50:29 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:13 AM |
diablorulz | $50.00 | 9/20/2011 9:41:08 AM |
kulender | $100.00 | 9/20/2011 10:46:44 AM |
Bank42 | $25.00 | 9/20/2011 3:07:05 PM |
Hogan55 | $31.41 | 9/20/2011 3:11:52 PM |
NYBIZ | $25.00 | 9/21/2011 12:35:39 PM |
ursus | $50.00 | 9/21/2011 12:38:52 PM |
Konderant | $54.74 | 9/21/2011 2:23:18 PM |
CMDCO | $50.00 | 9/21/2011 1:14:48 PM |
q4golf | $17.99 | 9/21/2011 4:38:53 PM |
Oupa-George | $25.00 | 9/21/2011 4:07:33 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
527950
This series of Notes was issued and sold upon the funding of the borrower loan #53639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,082 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sammy2221 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
680-699
(Jul-2009)
640-659
(Oct-2008)
640-659
(Dec-2007)
|
Principal balance:
| $1,684.21 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate loans
My financial situation:
I am a good candidate for this loan because.have a solid job history and payoff history on prosper.
Monthly net income: $4000
Monthly expenses: $
Housing: $500
Insurance: $105
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $35.00 | 9/19/2011 9:01:47 AM |
pembull | $50.00 | 9/19/2011 9:02:17 AM |
janeybooboo | $100.00 | 9/19/2011 9:02:10 AM |
Dusigrosz | $150.00 | 9/19/2011 9:03:30 AM |
AndChicksforFree | $114.00 | 9/19/2011 9:30:04 AM |
Ubiquinone | $35.00 | 9/19/2011 9:43:46 AM |
RoZu_Lending | $500.00 | 9/19/2011 9:18:21 AM |
AndChicksforFree | $60.00 | 9/19/2011 9:33:21 AM |
DiligentiaLLC | $250.00 | 9/19/2011 9:34:34 AM |
jhouman | $50.00 | 9/19/2011 10:07:36 AM |
dollar-authority | $50.00 | 9/19/2011 10:38:29 AM |
Legally_Blonde | $26.84 | 9/19/2011 10:41:22 AM |
green28 | $100.00 | 9/19/2011 10:47:01 AM |
chameleon125 | $50.00 | 9/19/2011 10:56:42 AM |
shrewd-income | $100.00 | 9/19/2011 11:56:35 AM |
Mikale360 | $25.00 | 9/19/2011 12:31:59 PM |
heavenly-interest9 | $300.00 | 9/19/2011 2:10:11 PM |
mennleo | $25.00 | 9/19/2011 12:50:02 PM |
icanhasloanz | $90.53 | 9/19/2011 2:26:35 PM |
icanhasloanz | $100.00 | 9/19/2011 2:23:35 PM |
credit-coach118 | $25.66 | 9/19/2011 9:03:07 AM |
312-Lender | $25.00 | 9/19/2011 9:13:37 AM |
MoneyForNothing | $64.18 | 9/19/2011 9:05:37 AM |
DHolly | $25.00 | 9/19/2011 9:03:30 AM |
golffish2 | $25.00 | 9/19/2011 9:04:28 AM |
CA-Lender | $50.00 | 9/19/2011 9:17:06 AM |
loanman2007 | $200.00 | 9/19/2011 9:28:39 AM |
RoZu_Lending | $500.00 | 9/19/2011 9:54:54 AM |
Gregger | $25.00 | 9/19/2011 10:11:27 AM |
Madmigel | $50.00 | 9/19/2011 10:12:35 AM |
investment-daydream | $155.00 | 9/19/2011 10:04:23 AM |
bullish2bearish | $25.80 | 9/19/2011 10:16:43 AM |
Rip128 | $100.00 | 9/19/2011 10:20:59 AM |
SocalLawGal | $25.00 | 9/19/2011 11:04:02 AM |
glroark | $50.00 | 9/19/2011 11:36:05 AM |
grnii78 | $192.99 | 9/19/2011 11:38:40 AM |
restless-dime | $100.00 | 9/19/2011 11:26:26 AM |
Beechturner | $25.00 | 9/19/2011 12:48:13 PM |
green-trade-dolphin | $25.00 | 9/19/2011 2:15:19 PM |
icanhasloanz | $100.00 | 9/19/2011 2:22:55 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
527952
This series of Notes was issued and sold upon the funding of the borrower loan #53807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,475.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $101.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,208 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| greenback-habanero2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thanks for looking
Purpose of loan:
This loan will be used to pay off credit card debit
My financial situation:
I am a good candidate for this loan because I am loyal and pay my bills
Monthly net income: $2200
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ursus | $50.00 | 9/21/2011 5:08:58 PM |
well-rounded-payout0 | $50.00 | 9/21/2011 5:16:41 PM |
favorite-commerce | $35.00 | 9/21/2011 5:52:18 PM |
wonder3 | $40.00 | 9/21/2011 6:26:50 PM |
ladyopium | $50.00 | 9/22/2011 2:37:07 AM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:38 AM |
Weaverville | $25.00 | 9/21/2011 9:09:22 PM |
loanman2007 | $25.00 | 9/22/2011 5:07:02 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:54 AM |
vtrentster | $25.00 | 9/22/2011 8:30:26 AM |
goodhearted-generosity511 | $25.00 | 9/22/2011 7:07:15 AM |
worth-blanket2 | $2,100.00 | 9/22/2011 9:13:53 AM |
Wangchuk | $30.00 | 9/21/2011 5:10:13 PM |
Whipster | $80.00 | 9/21/2011 5:17:45 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:04 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:42 AM |
EngineersAlliance | $75.00 | 9/22/2011 9:10:58 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
527958
This series of Notes was issued and sold upon the funding of the borrower loan #53712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
14 | Length of status: | 22y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $30,029 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-fairness-widget |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds
Purpose of loan:
My financial situation: short on cash
I am a good candidate for this loan because...I am a home owner in good standing with my home loan, I have rental property in MO, and I have deeds to land in MO
Monthly net income: $ 3800 I have a friend that pays 50% of the housing expenses
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $ Paid in full
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-credit-bear | $25.00 | 9/19/2011 5:16:27 PM |
kingbob | $25.00 | 9/21/2011 11:12:46 AM |
kulender | $50.00 | 9/21/2011 4:37:20 PM |
let_me_retire | $25.00 | 9/21/2011 5:18:44 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:23 AM |
finance-mushroom | $100.00 | 9/22/2011 5:09:58 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
payout-bridge | $75.00 | 9/23/2011 1:59:08 PM |
finance-dandelion | $32.17 | 9/23/2011 3:29:19 PM |
-------Loaner | $25.00 | 9/23/2011 4:02:10 PM |
sweet-payout5 | $25.00 | 9/23/2011 4:03:47 PM |
340 | $25.00 | 9/23/2011 4:21:26 PM |
market-mesh | $25.00 | 9/23/2011 4:31:36 PM |
wise-unique-market | $100.00 | 9/23/2011 4:42:30 PM |
stepatatime-together | $100.00 | 9/23/2011 5:19:24 PM |
genome865 | $42.24 | 9/23/2011 5:45:14 PM |
IIP77 | $25.00 | 9/23/2011 7:59:52 PM |
Something-Corporate | $25.00 | 9/23/2011 7:01:42 PM |
openness-confidant | $40.00 | 9/23/2011 7:47:40 PM |
Pod1313 | $27.41 | 9/23/2011 9:03:56 PM |
Bob450 | $25.03 | 9/23/2011 10:08:05 PM |
setUup | $26.30 | 9/24/2011 12:19:04 AM |
melodious-openness | $50.00 | 9/24/2011 5:29:25 AM |
trumpeter5 | $36.00 | 9/24/2011 6:22:58 AM |
baker31 | $50.00 | 9/24/2011 6:59:09 AM |
trade-elm | $28.00 | 9/24/2011 7:47:54 AM |
2bnforlife | $25.00 | 9/24/2011 8:42:17 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:35:24 AM |
lovely-order7 | $25.00 | 9/24/2011 9:10:00 AM |
smallbizrule | $25.00 | 9/24/2011 9:16:36 AM |
WSTRDG | $25.00 | 9/24/2011 11:15:19 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:23:32 AM |
InChicago | $50.00 | 9/24/2011 10:30:18 AM |
on_your_side | $25.00 | 9/24/2011 11:59:44 AM |
wattboy | $53.85 | 9/24/2011 12:26:49 PM |
handshake52 | $25.00 | 9/24/2011 1:07:51 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:18:01 PM |
midnight24 | $50.00 | 9/24/2011 4:54:56 PM |
riveting-credit5 | $100.00 | 9/24/2011 2:26:50 PM |
irrelevant | $25.00 | 9/24/2011 2:05:12 PM |
social-zebra | $29.00 | 9/24/2011 4:35:30 PM |
newest-unbeatable-currency | $30.00 | 9/24/2011 4:56:15 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:18:36 PM |
Christophe | $25.00 | 9/24/2011 8:17:31 PM |
point-monger5 | $113.65 | 9/24/2011 8:36:19 PM |
sensible-order2 | $200.00 | 9/24/2011 5:45:50 PM |
kermitdafrog | $25.00 | 9/24/2011 6:59:39 PM |
Frankk2 | $30.00 | 9/24/2011 7:35:57 PM |
unger | $100.11 | 9/24/2011 8:02:21 PM |
platinum-pole7 | $50.00 | 9/24/2011 8:19:43 PM |
IASKGOD | $25.00 | 9/24/2011 8:29:19 PM |
silver-voyager9 | $25.00 | 9/20/2011 9:56:41 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:27 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:51 PM |
tech310 | $50.00 | 9/21/2011 6:03:22 PM |
Weaverville | $25.00 | 9/22/2011 4:01:10 PM |
Dubbs360 | $25.00 | 9/23/2011 7:49:24 AM |
proper-loot3 | $25.00 | 9/23/2011 4:11:56 PM |
commitment-galaxy | $27.00 | 9/23/2011 4:45:02 PM |
shawnw2 | $75.00 | 9/23/2011 4:21:18 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:22 PM |
handy-justice | $100.00 | 9/23/2011 5:06:27 PM |
Yomain | $25.00 | 9/23/2011 5:35:37 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:49:31 PM |
CA-Lender | $50.00 | 9/23/2011 5:49:47 PM |
the-hope-workhorse | $100.00 | 9/23/2011 6:00:01 PM |
MrDance123 | $25.00 | 9/23/2011 8:04:21 PM |
Dubbs360 | $75.00 | 9/23/2011 6:45:56 PM |
draggon77 | $25.00 | 9/24/2011 1:44:28 AM |
zone6 | $64.96 | 9/23/2011 10:52:19 PM |
Ambassador | $25.00 | 9/24/2011 4:15:24 AM |
jebber007 | $40.00 | 9/24/2011 5:43:16 AM |
cr8on | $50.00 | 9/24/2011 1:30:55 AM |
bmbanzai | $25.00 | 9/24/2011 6:00:42 AM |
joebob78 | $50.00 | 9/24/2011 6:32:30 AM |
gothampark | $25.00 | 9/24/2011 6:42:49 AM |
bullwink27 | $25.00 | 9/24/2011 6:59:31 AM |
millionaireat40 | $25.00 | 9/24/2011 10:27:07 AM |
suave-dime6 | $25.00 | 9/24/2011 8:58:03 AM |
capital-kingdom | $25.01 | 9/24/2011 9:00:16 AM |
thorough-capital799 | $100.00 | 9/24/2011 8:57:50 AM |
natural-greenback6 | $25.00 | 9/24/2011 9:09:30 AM |
platinum-czar | $25.00 | 9/24/2011 11:12:50 AM |
thankful-nickel2 | $25.00 | 9/24/2011 9:54:16 AM |
KindCharmingReflective-affluence | $25.00 | 9/24/2011 10:43:57 AM |
wwwUniversal | $25.00 | 9/24/2011 12:19:47 PM |
goodhearted-basis4 | $25.00 | 9/24/2011 1:00:21 PM |
Banker_Joe | $25.00 | 9/24/2011 3:53:35 PM |
sweetlan | $25.00 | 9/24/2011 2:26:47 PM |
treasure-generator | $25.00 | 9/24/2011 5:50:41 PM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:50:03 PM |
Pitufo | $25.00 | 9/24/2011 2:45:55 PM |
bmw2 | $25.00 | 9/24/2011 7:27:57 PM |
Lubava | $50.00 | 9/24/2011 7:30:23 PM |
Engineer44 | $27.00 | 9/24/2011 5:28:21 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:19:50 PM |
benjamins-neutrino | $26.48 | 9/24/2011 8:32:28 PM |
bid-stockpiler1 | $25.00 | 9/24/2011 5:42:47 PM |
bold-affluence-lesson | $35.00 | 9/24/2011 6:18:18 PM |
meteoric-asset4 | $25.00 | 9/24/2011 6:48:49 PM |
mraleig | $50.00 | 9/24/2011 5:51:23 PM |
gold-colonel8 | $30.00 | 9/24/2011 6:08:37 PM |
platinum-pear4 | $25.78 | 9/24/2011 7:45:11 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
527964
This series of Notes was issued and sold upon the funding of the borrower loan #53694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,964 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-unassailable-repayment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help payoff property taxes
Purpose of loan:
This loan will be used to...help my husband pay property taxes.
My financial situation:
I am a good candidate for this loan because... I pay on time my bills.
Monthly net income: $1750
Monthly expenses: $793
Housing: $0
Insurance: $95
Car expenses: $398
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $220
Other expenses: $
78.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
restless-dime | $100.00 | 9/19/2011 1:41:01 PM |
transaction-circuit | $50.00 | 9/20/2011 9:49:27 AM |
Interloper | $25.00 | 9/20/2011 7:09:29 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:27 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:52 PM |
kulender | $50.00 | 9/21/2011 4:37:20 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:23 AM |
finance-mangrove4 | $26.00 | 9/22/2011 10:04:06 AM |
note-mad-scientist | $62.23 | 9/22/2011 10:28:34 AM |
platinum-platoon | $25.00 | 9/22/2011 4:34:06 PM |
adaptable-capital | $250.00 | 9/22/2011 7:58:35 PM |
newequity | $25.00 | 9/22/2011 9:18:31 PM |
sincerlyyours | $100.00 | 9/23/2011 4:23:11 AM |
capital-galaxy | $75.00 | 9/23/2011 4:20:11 AM |
nfx | $25.00 | 9/23/2011 6:55:52 AM |
Leshan | $25.00 | 9/23/2011 7:05:10 AM |
treasure-hunter270 | $25.00 | 9/23/2011 7:25:24 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:54 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:24 AM |
income-rocker2 | $25.00 | 9/23/2011 9:58:18 AM |
mrack | $25.00 | 9/23/2011 10:17:01 AM |
favorite-commerce | $25.00 | 9/23/2011 10:54:54 AM |
jkeller4000 | $25.00 | 9/23/2011 1:06:30 PM |
trustworthy-currency1 | $194.42 | 9/23/2011 2:42:01 PM |
drluong | $25.00 | 9/23/2011 7:43:06 PM |
dedicated-diversification5 | $100.00 | 9/23/2011 10:28:51 PM |
alexgalt | $25.00 | 9/24/2011 1:26:33 AM |
pfh | $25.00 | 9/24/2011 6:02:14 AM |
bcfinvestments | $33.97 | 9/24/2011 6:48:06 AM |
jpac1066 | $50.00 | 9/24/2011 6:48:02 AM |
kind-credit-bear | $25.00 | 9/19/2011 5:16:27 PM |
patriot897 | $25.00 | 9/19/2011 6:33:34 PM |
calimanusa | $30.00 | 9/20/2011 9:04:17 AM |
DiligentiaLLC | $75.00 | 9/20/2011 12:23:58 PM |
zorg77 | $25.00 | 9/20/2011 6:01:18 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:47 AM |
Weaverville | $25.00 | 9/22/2011 4:01:10 PM |
bullish2bearish | $25.00 | 9/22/2011 4:10:18 PM |
gotjack | $25.00 | 9/22/2011 4:48:18 PM |
finance-mushroom | $100.00 | 9/22/2011 5:09:58 PM |
handy-justice | $50.00 | 9/22/2011 6:50:49 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:09:23 PM |
dublin063 | $25.00 | 9/22/2011 7:11:59 PM |
HelpfulLender1 | $50.00 | 9/23/2011 6:35:16 AM |
nri22 | $50.00 | 9/23/2011 7:27:17 AM |
Valley-of-the-Dollar | $25.00 | 9/23/2011 8:53:57 AM |
worth-shower8 | $100.00 | 9/23/2011 8:38:31 AM |
wwwUniversal | $25.00 | 9/23/2011 9:17:01 AM |
let_me_retire | $25.00 | 9/23/2011 9:26:18 AM |
generosity-magnifico5 | $25.00 | 9/23/2011 10:14:38 AM |
agalt | $100.00 | 9/23/2011 11:57:32 AM |
mg6619 | $25.00 | 9/23/2011 11:27:52 AM |
terrific-p2ploan | $25.00 | 9/23/2011 12:38:08 PM |
kind-diligent-coin | $27.40 | 9/23/2011 1:20:30 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:13 PM |
TheArtOfLogic | $25.00 | 9/23/2011 1:59:37 PM |
Madmigel | $50.00 | 9/23/2011 1:45:46 PM |
irrelevant | $25.00 | 9/23/2011 2:05:12 PM |
bid-stockpiler1 | $25.00 | 9/23/2011 3:40:32 PM |
EL_Papin | $25.00 | 9/23/2011 4:18:04 PM |
loss-of-control | $100.00 | 9/23/2011 4:48:25 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:22 PM |
shawnw2 | $30.00 | 9/23/2011 5:51:39 PM |
afm | $25.00 | 9/23/2011 7:09:59 PM |
felicity-daydream | $50.00 | 9/23/2011 7:16:48 PM |
tolerant-balance7 | $25.00 | 9/23/2011 11:22:44 PM |
Rogelio48 | $35.00 | 9/24/2011 7:05:05 AM |
capital-galaxy | $75.00 | 9/24/2011 6:04:46 AM |
Bob450 | $0.98 | 9/24/2011 8:05:54 AM |
EL_Papin | $25.00 | 9/24/2011 7:28:07 AM |
70 Investments
|
Borrower Payment Dependent Notes Series
528022
This series of Notes was issued and sold upon the funding of the borrower loan #53529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 18y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platinum-pole7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
growing family
Purpose of loan: home improvements, growing family
This loan will be used to... fence our yard for children safety, would like to put in wood floors, and make some needed repairs to yard, update electric and energy efficient windows and appliances
My financial situation: good, I have been with the same employer for 19 yrs, I prefer to prepay on bills and pay off early when possible.
I am a good candidate for this loan because... I have been with my current employer for 19 years, need to update our home and make some repairs due to our growing family needs.
Monthly net income: $5000.00
Monthly expenses: see below
Housing: $1242.00
Insurance: $106.00
Car expenses: 75.00 average per month
Utilities: $214.00
Phone, cable, internet: $140.00
Food, entertainment: $300.00
Clothing, household expenses: $60.00
Credit cards and other loans: $322.00
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/19/2011 9:16:26 AM |
careful-compassion | $25.00 | 9/19/2011 4:32:43 PM |
Something-Corporate | $25.00 | 9/19/2011 4:09:24 PM |
red-favorable-basis | $25.00 | 9/19/2011 9:17:31 PM |
economy-popcorn | $25.00 | 9/19/2011 9:10:36 PM |
well-mannered-income3 | $25.00 | 9/20/2011 7:25:20 AM |
lendstats_com | $100.00 | 9/20/2011 9:10:37 AM |
InChicago | $100.00 | 9/20/2011 9:25:32 AM |
kind-credit-bear | $25.00 | 9/20/2011 9:15:44 AM |
kulender | $100.00 | 9/20/2011 10:46:49 AM |
worth-blanket2 | $9,500.00 | 9/20/2011 5:20:30 PM |
diplomatic-wealth7 | $25.00 | 9/20/2011 5:16:43 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:56 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
528026
This series of Notes was issued and sold upon the funding of the borrower loan #53578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 4m |
Amount delinquent:
| $4,148 |
Total credit lines:
| 49 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,166 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| luckiestone |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 96% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 2
( 4% )
| 620-639
(Apr-2010)
600-619
(Aug-2008)
|
Principal balance:
| $1,638.16 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Tackling Life Head On
Money will be used to buy a new washer and dryer, and pay off personal loan balance of $2136.56. The monthly payment on the personal loan is $350.00 monthly.
In spring 2011 my husband was involved in an auto accident, and off work for two months. We had to use what little we had saved up for everyday living expenses. He is back to work at full capacity as of August 2011. However we are still catching up. We expect the claim to settle within six months, and would then pay off our loan and replenish our savings. We are a solid investment with a great return. We will and do pay our debt.
Monthly net income: $4860.00
Housing: $881.00
Insurance:$347.00 monthly (auto, life, homeowners)
Car expenses: $550.00 (payment, fuel, maintenance)
Utilities: $667.00
Food, entertainment: $525.00 (mainly groceries)
Credit cards and other loans: $1050.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/20/2011 5:15:26 PM |
AndChicksforFree | $25.07 | 9/20/2011 5:18:39 PM |
dime-sapling | $25.00 | 9/20/2011 7:50:42 PM |
wise-careful-greenback | $25.00 | 9/20/2011 8:59:12 PM |
SolarMoonshine | $25.00 | 9/20/2011 6:42:33 PM |
golffish2 | $25.00 | 9/21/2011 5:07:29 AM |
SecondChanceLendingSERV | $33.07 | 9/21/2011 5:32:29 AM |
FarmersBank | $44.55 | 9/21/2011 7:51:39 AM |
worth-blanket2 | $2,200.00 | 9/21/2011 9:58:07 AM |
american-investor | $47.81 | 9/21/2011 10:15:02 AM |
DHolly | $25.00 | 9/20/2011 5:12:21 PM |
MoneyForNothing | $25.08 | 9/20/2011 5:30:07 PM |
twjh | $25.00 | 9/20/2011 8:22:12 PM |
innovator2 | $52.42 | 9/21/2011 7:22:48 AM |
myutmost | $47.00 | 9/21/2011 7:29:42 AM |
ProsprousLender | $25.00 | 9/21/2011 8:43:12 AM |
marwadi-62 | $300.00 | 9/21/2011 7:31:38 AM |
blitzen40 | $25.00 | 9/21/2011 9:07:35 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
528038
This series of Notes was issued and sold upon the funding of the borrower loan #53603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 47% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,913 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-sunny-contract |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
|
Principal balance:
| $3,096.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
just returned from deployment
Purpose of loan:family vacation
This loan will be used to...
My financial situation:is fair
I am a good candidate for this loan because...
i am a good candidate because this will be my second loan with prosper and i have never missed a payment with them. The payment will also automatically be withdrawn from my bank account.
Monthly net income: $6357
Information in the Description is not verified.
Friends And Family Investments
RoZu_Lending has invested a total of
$100.00.
"Only refer to your friend by their screen name newest-sunny-contract."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $100.00 | 9/19/2011 5:16:00 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:15:01 PM |
DiligentiaLLC | $200.00 | 9/19/2011 7:02:19 PM |
luzonct | $100.00 | 9/19/2011 10:23:19 PM |
loanman2007 | $100.00 | 9/20/2011 6:13:02 AM |
jbbcd | $56.00 | 9/20/2011 3:26:46 AM |
Oak-Parker | $25.15 | 9/20/2011 5:39:52 AM |
ronin4sale | $25.00 | 9/20/2011 6:17:17 AM |
pfh | $25.00 | 9/20/2011 7:48:59 AM |
jmvingeorgia | $25.00 | 9/20/2011 8:48:05 AM |
EretzCapital | $100.00 | 9/20/2011 10:06:11 AM |
droopie1 | $25.00 | 9/20/2011 12:24:56 PM |
Leshan | $92.48 | 9/20/2011 1:48:25 PM |
GS-ROCK | $25.00 | 9/20/2011 2:23:35 PM |
MoneyForNothing | $11.82 | 9/20/2011 5:22:39 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:30:02 PM |
restless-dime | $50.00 | 9/19/2011 6:52:17 PM |
JGuide | $79.15 | 9/19/2011 7:09:00 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:49:33 PM |
chameleon125 | $50.00 | 9/20/2011 6:46:10 AM |
RoZu_Lending | $100.00 | 9/20/2011 4:26:40 AM |
himanshuko | $25.00 | 9/20/2011 7:35:50 AM |
312-Lender | $30.40 | 9/20/2011 7:00:49 AM |
well-mannered-income3 | $30.00 | 9/20/2011 7:17:59 AM |
market-mesh | $25.00 | 9/20/2011 10:50:12 AM |
independent-leverage6 | $25.00 | 9/20/2011 2:12:48 PM |
worth-blanket2 | $600.00 | 9/20/2011 5:20:50 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
528054
This series of Notes was issued and sold upon the funding of the borrower loan #53562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $90.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,652 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-volcano3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I paid my previous loan off in 6 months
Monthly net income: $ 3000
Monthly expenses: $1000
Housing: $800
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 9/19/2011 5:16:08 PM |
favorite-commerce | $25.00 | 9/19/2011 6:16:17 PM |
SolarMoonshine | $50.00 | 9/19/2011 6:28:40 PM |
credit-guard5 | $25.00 | 9/19/2011 7:20:35 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:48:18 PM |
1stBankAndHal | $25.05 | 9/19/2011 7:30:38 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:28:19 PM |
icanhasloanz | $300.00 | 9/19/2011 9:13:50 PM |
fishcreek | $25.00 | 9/20/2011 12:14:58 AM |
luzonct | $100.00 | 9/19/2011 10:22:27 PM |
Dusigrosz | $150.00 | 9/19/2011 5:53:53 PM |
patriot897 | $25.00 | 9/19/2011 6:33:35 PM |
restless-dime | $100.00 | 9/19/2011 6:54:31 PM |
DiligentiaLLC | $250.00 | 9/19/2011 6:57:55 PM |
Kash2010lu | $30.00 | 9/19/2011 6:30:37 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:15:43 PM |
113121 | $100.00 | 9/19/2011 7:28:22 PM |
NekHoldings | $25.00 | 9/19/2011 7:35:43 PM |
alexgalt | $25.00 | 9/19/2011 7:48:01 PM |
hidavehi | $100.00 | 9/19/2011 7:31:48 PM |
heaven75 | $250.00 | 9/19/2011 8:57:12 PM |
pious-benjamins1 | $50.00 | 9/19/2011 9:38:33 PM |
crab-e-bill | $31.44 | 9/19/2011 8:28:34 PM |
credit-elation1 | $25.00 | 9/19/2011 9:55:20 PM |
payout-bridge | $200.00 | 9/19/2011 10:48:39 PM |
Iwillhuntyoudown | $25.00 | 9/19/2011 9:00:25 PM |
Socorro_Capital_Partners | $13.51 | 9/20/2011 12:32:33 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
528064
This series of Notes was issued and sold upon the funding of the borrower loan #53828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $294.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,570 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| riveting-power5 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
720-739
(Oct-2009)
|
Principal balance:
| $1,287.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Third Loan With Prosper
Purpose of loan:
This loan will be used to...consolidate debt for credit cards.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time.
Monthly net income: $5200
Monthly expenses: $
Housing: $1000
Insurance: $200
Car expenses: $400
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
graceful-investment | $100.00 | 9/19/2011 9:06:30 AM |
janeybooboo | $100.00 | 9/19/2011 9:03:44 AM |
LittleMingo | $30.00 | 9/19/2011 9:08:05 AM |
MoneyForNothing | $34.33 | 9/19/2011 9:11:20 AM |
DiligentiaLLC | $250.00 | 9/19/2011 9:35:32 AM |
FinanceEngine | $35.00 | 9/19/2011 11:18:06 AM |
atlas-shrugged | $200.00 | 9/19/2011 11:38:42 AM |
awesome-yield7 | $32.00 | 9/19/2011 1:51:26 PM |
mennleo | $25.00 | 9/19/2011 12:52:11 PM |
heavenly-interest9 | $250.00 | 9/19/2011 2:08:57 PM |
Moe87 | $25.00 | 9/19/2011 2:52:01 PM |
hillerod | $25.19 | 9/19/2011 1:09:30 PM |
chad-bro-chill | $25.00 | 9/19/2011 1:26:08 PM |
SLN-10 | $50.00 | 9/19/2011 3:31:20 PM |
goodhearted-generosity511 | $25.00 | 9/19/2011 2:06:54 PM |
green-trade-dolphin | $75.00 | 9/19/2011 2:16:24 PM |
brainy-greenback481 | $50.00 | 9/19/2011 3:39:55 PM |
wesleyan | $38.18 | 9/19/2011 4:46:27 PM |
Jack55304 | $200.00 | 9/19/2011 5:12:32 PM |
ddoneday | $25.00 | 9/19/2011 4:36:06 PM |
omegamon1 | $34.00 | 9/19/2011 5:52:37 PM |
Kash2010lu | $25.00 | 9/19/2011 6:24:09 PM |
brightest-organized-balance | $25.00 | 9/19/2011 6:54:15 PM |
wampum-amplifier | $25.00 | 9/19/2011 6:56:53 PM |
well-mannered-truth3 | $25.00 | 9/19/2011 6:29:31 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:56 PM |
NekHoldings | $25.00 | 9/19/2011 7:34:34 PM |
riveting-credit5 | $100.00 | 9/19/2011 8:33:16 PM |
Ubiquinone | $25.00 | 9/19/2011 9:43:47 PM |
thankful-nickel2 | $25.00 | 9/20/2011 2:19:18 AM |
loanman2007 | $300.00 | 9/20/2011 5:10:57 AM |
Wangchuk | $25.01 | 9/20/2011 5:59:06 AM |
GElender | $40.00 | 9/20/2011 7:24:11 AM |
well-mannered-income3 | $30.00 | 9/20/2011 7:23:30 AM |
farchoir | $25.00 | 9/20/2011 7:30:48 AM |
surge9 | $300.00 | 9/20/2011 7:33:09 AM |
pfh | $25.00 | 9/20/2011 7:41:31 AM |
integrity-doctor | $100.00 | 9/20/2011 6:47:29 AM |
Jerrys1951 | $45.00 | 9/20/2011 8:34:26 AM |
fragonardlives | $50.00 | 9/20/2011 8:57:16 AM |
goat0 | $100.00 | 9/20/2011 9:27:15 AM |
Scoote2912 | $25.00 | 9/20/2011 8:47:08 AM |
heaven75 | $100.00 | 9/20/2011 9:46:10 AM |
artisan369 | $300.00 | 9/20/2011 9:48:25 AM |
stock106 | $25.00 | 9/20/2011 10:31:53 AM |
afm | $60.00 | 9/20/2011 9:40:53 AM |
social-zebra | $27.17 | 9/20/2011 10:37:08 AM |
nickel-hickory | $54.00 | 9/20/2011 10:39:11 AM |
jubilant-durability9 | $50.00 | 9/20/2011 10:13:33 AM |
nickel-hickory | $50.00 | 9/20/2011 10:36:48 AM |
bbt210 | $29.34 | 9/20/2011 10:41:17 AM |
golffish2 | $25.00 | 9/19/2011 9:06:31 AM |
312-Lender | $25.00 | 9/19/2011 9:13:26 AM |
CA-Lender | $50.00 | 9/19/2011 9:18:01 AM |
AndChicksforFree | $47.00 | 9/19/2011 9:31:09 AM |
Dusigrosz | $50.00 | 9/19/2011 9:41:22 AM |
platinum-boss2 | $25.00 | 9/19/2011 10:27:41 AM |
one-midas | $35.00 | 9/19/2011 10:57:54 AM |
chameleon125 | $25.00 | 9/19/2011 10:59:56 AM |
shrewd-income | $150.00 | 9/19/2011 11:55:29 AM |
shawnw2 | $750.00 | 9/19/2011 3:18:28 PM |
ethicalhumanist | $50.00 | 9/19/2011 4:19:53 PM |
Top_Gun_Lender | $51.00 | 9/19/2011 4:23:20 PM |
tnjohnso | $25.00 | 9/19/2011 4:33:33 PM |
ommcd | $25.00 | 9/19/2011 3:25:22 PM |
trumpeter5 | $50.00 | 9/19/2011 4:37:09 PM |
marwadi-62 | $301.00 | 9/19/2011 4:42:00 PM |
loan-master1 | $25.00 | 9/19/2011 6:09:53 PM |
phenomenal-gain5 | $25.00 | 9/19/2011 6:54:04 PM |
first-cash-producer | $25.00 | 9/19/2011 6:54:29 PM |
omegamon1 | $25.00 | 9/19/2011 6:14:21 PM |
suave-dime6 | $25.00 | 9/19/2011 6:16:07 PM |
heaven75 | $100.00 | 9/19/2011 9:03:27 PM |
OldManP | $25.00 | 9/19/2011 8:52:41 PM |
compassion-artisan9 | $50.00 | 9/19/2011 10:38:41 PM |
elvisloans | $25.00 | 9/20/2011 4:18:54 AM |
BuffetRocks | $150.00 | 9/20/2011 12:26:35 AM |
Socorro_Capital_Partners | $25.01 | 9/20/2011 12:33:12 AM |
marwadi-62 | $699.00 | 9/20/2011 6:08:24 AM |
economy-huckleberry0 | $25.00 | 9/20/2011 7:16:09 AM |
jcw3rd | $25.00 | 9/20/2011 7:43:38 AM |
credit-missile | $50.00 | 9/20/2011 6:30:03 AM |
spike22 | $34.34 | 9/20/2011 7:42:17 AM |
bonus-quark4 | $25.00 | 9/20/2011 6:34:48 AM |
Bob450 | $30.00 | 9/20/2011 7:52:55 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:39 AM |
j5505 | $78.00 | 9/20/2011 8:26:18 AM |
lamsabuy | $100.00 | 9/20/2011 9:01:14 AM |
PXM-Financial | $44.00 | 9/20/2011 9:03:27 AM |
moola-tulip1 | $25.00 | 9/20/2011 9:47:56 AM |
HiFinance | $100.00 | 9/20/2011 9:55:50 AM |
irrelevant | $25.00 | 9/20/2011 10:05:07 AM |
wellsfrugal | $25.00 | 9/20/2011 10:05:52 AM |
kind-credit-bear | $25.00 | 9/20/2011 9:15:44 AM |
dough-rocket | $50.00 | 9/20/2011 10:37:26 AM |
dollar-authority | $43.57 | 9/20/2011 10:42:24 AM |
EretzCapital | $100.00 | 9/20/2011 10:01:00 AM |
grnii78 | $47.86 | 9/20/2011 10:12:44 AM |
creative-bill8 | $50.00 | 9/20/2011 10:13:19 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
528082
This series of Notes was issued and sold upon the funding of the borrower loan #53758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 23% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27,320 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jock1 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $17,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Being smart in bad times
Purpose of loan: Prepay for my fathers final arrangements
This loan will be used to... My father has been given a couple of months and I've received a discount for prepaying his service in advance.
My financial situation: Good
I am a good candidate for this loan because... I've been a manager with the same company for 10 years. I have been taking care of my elderly parents while maintaining my own bills. I do have reserves however it makes more sense to borrow the money at this time and make payments instead of using reserves.
Monthly net income: $10000
Monthly expenses: $500
Housing: $800
Insurance: $75
Car expenses: $450
Utilities: $25
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pembull | $25.00 | 9/19/2011 5:02:03 PM |
cashhelp | $50.00 | 9/19/2011 5:00:55 PM |
312-Lender | $25.00 | 9/19/2011 5:15:27 PM |
MoneyForNothing | $60.83 | 9/19/2011 5:15:50 PM |
AndChicksforFree | $25.07 | 9/19/2011 5:08:05 PM |
SolarMoonshine | $50.00 | 9/19/2011 6:27:54 PM |
shawnw2 | $300.00 | 9/19/2011 5:15:05 PM |
suave-dime6 | $25.00 | 9/19/2011 6:17:17 PM |
fascinating-generosity3 | $250.00 | 9/19/2011 6:01:09 PM |
restless-dime | $100.00 | 9/19/2011 6:56:17 PM |
vutah | $25.00 | 9/19/2011 8:18:55 PM |
icanhasloanz | $100.00 | 9/19/2011 9:42:11 PM |
eod_man | $50.00 | 9/20/2011 3:35:27 AM |
ommcd | $25.00 | 9/20/2011 4:43:54 AM |
Mikale360 | $25.00 | 9/20/2011 12:38:48 AM |
marwadi-62 | $1,000.00 | 9/20/2011 6:03:35 AM |
Moe87 | $30.00 | 9/20/2011 3:42:02 AM |
loanman2007 | $150.00 | 9/20/2011 5:54:53 AM |
pfh | $25.00 | 9/20/2011 7:53:54 AM |
well-mannered-income3 | $50.00 | 9/20/2011 7:22:33 AM |
wisconsinvestor | $25.00 | 9/20/2011 9:04:26 AM |
Jack55304 | $200.00 | 9/20/2011 9:10:31 AM |
InChicago | $200.00 | 9/20/2011 9:34:37 AM |
golffish2 | $100.00 | 9/20/2011 10:52:34 AM |
nimble-affluence4 | $25.00 | 9/20/2011 5:01:18 PM |
engaging-repayment8 | $25.00 | 9/20/2011 5:19:02 PM |
MoneyForNothing | $9.08 | 9/20/2011 5:22:10 PM |
jhouman | $50.00 | 9/19/2011 5:09:22 PM |
Dusigrosz | $200.00 | 9/19/2011 5:53:04 PM |
Kash2010lu | $25.00 | 9/19/2011 6:27:08 PM |
mrxtravis | $25.00 | 9/19/2011 7:11:39 PM |
clemclan | $40.00 | 9/19/2011 8:30:31 PM |
NekHoldings | $25.00 | 9/19/2011 7:36:17 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:51:02 PM |
compassion-artisan9 | $50.00 | 9/19/2011 10:40:13 PM |
golffish2 | $100.00 | 9/20/2011 3:53:04 AM |
chameleon125 | $25.00 | 9/20/2011 6:47:05 AM |
friendly-principal76 | $25.00 | 9/20/2011 7:18:07 AM |
handy-justice | $100.00 | 9/20/2011 10:44:28 AM |
dollar-authority | $100.00 | 9/20/2011 10:38:11 AM |
golffish2 | $100.00 | 9/20/2011 10:52:44 AM |
MilitaryLending | $35.02 | 9/20/2011 4:34:20 PM |
worth-blanket2 | $3,600.00 | 9/20/2011 5:20:07 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
528090
This series of Notes was issued and sold upon the funding of the borrower loan #53824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $68.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 6% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,439 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-flow9 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan, second time
Purpose of loan:
This loan will be used to get new tires for my car and pay on some medical bills. I am very disappointed that I did not get the loan the first time around. I will say that I emailed every piece of info you asked me to send you that has my current address on it. I had to go Kinko's at your request, copy and have a disc made so that I could provide this information. This was a cost of $25.00
My financial situation:
I am a good candidate for this loan because I have been at this same job for five years. I am a conscienous about paying
My bills and pay them ahead of time if able. I have a 1999 Saturn that is fully paid for. However, this a/c does not work and this is a necessity living in the South. Also has 2 bad tires. In addition to this, I had to have 2 MRI's at the beginning of this year at the cost of over $3000.00 a piece and have a 7500.00 deductible per calendar year. There are also a few small bills that I would like to take care of too.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 9/19/2011 5:07:47 PM |
patriot897 | $25.00 | 9/19/2011 6:33:36 PM |
RicheyRich | $25.00 | 9/19/2011 5:15:45 PM |
green-trade-dolphin2 | $25.00 | 9/19/2011 7:44:53 PM |
a-unflappable-finance | $100.00 | 9/19/2011 11:12:36 PM |
engaging-worth | $25.00 | 9/20/2011 10:00:08 AM |
diablorulz | $50.00 | 9/20/2011 9:41:13 AM |
oplender | $25.00 | 9/20/2011 11:32:17 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:02 PM |
dudebrah | $25.00 | 9/20/2011 6:57:54 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:51 AM |
wild-orange | $100.00 | 9/21/2011 3:34:07 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:34 PM |
Attract | $25.00 | 9/21/2011 4:48:09 PM |
djh47a | $25.00 | 9/21/2011 6:17:03 PM |
q4golf | $50.00 | 9/22/2011 4:03:44 AM |
marwadi-62 | $100.00 | 9/22/2011 4:30:07 AM |
steven3333 | $25.00 | 9/22/2011 7:43:33 AM |
forthright-trade | $25.00 | 9/22/2011 10:49:13 AM |
marcomnzs | $25.00 | 9/22/2011 11:57:10 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:38 AM |
D911ave | $50.00 | 9/19/2011 5:15:56 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:59 PM |
indomitable-coin | $25.00 | 9/19/2011 8:43:08 PM |
blot44 | $25.00 | 9/20/2011 5:20:40 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:39 AM |
jcn12321 | $25.00 | 9/21/2011 4:12:28 AM |
fairmaiden | $25.00 | 9/21/2011 12:44:55 PM |
goodhearted-basis4 | $25.00 | 9/21/2011 12:22:37 PM |
mr55262 | $25.00 | 9/21/2011 4:36:54 PM |
jescowa | $50.00 | 9/21/2011 6:15:47 PM |
Weaverville | $50.00 | 9/21/2011 9:07:58 PM |
bigshowlender2u | $25.01 | 9/21/2011 8:04:09 PM |
weiyinsan | $25.00 | 9/21/2011 9:29:55 PM |
1800porsche | $25.00 | 9/22/2011 12:58:54 AM |
pfh | $25.00 | 9/22/2011 5:17:35 AM |
GElender | $40.00 | 9/22/2011 6:31:08 AM |
natural-peace241 | $50.00 | 9/22/2011 4:42:53 AM |
return-runner8 | $25.00 | 9/22/2011 8:12:43 AM |
first-serene-credit | $25.00 | 9/22/2011 8:54:10 AM |
Located | $257.30 | 9/22/2011 10:03:44 AM |
dordee | $75.00 | 9/22/2011 10:14:27 AM |
PlusUltra | $90.59 | 9/22/2011 11:08:46 AM |
ImaPutz | $12.10 | 9/22/2011 11:57:39 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
528096
This series of Notes was issued and sold upon the funding of the borrower loan #53835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 16
/
15 | Length of status: | 8y 3m |
Amount delinquent:
| $3,208 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $107,126 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Pistol1023 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2010)
740-759
(Mar-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Getting In ORDER!!!!!!!!!
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 9500
Monthly expenses:
Housing: $1800
Insurance: $1000
Car expenses: $335
Utilities: $200
Phone, cable, internet: $230
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $25.00 | 9/19/2011 5:08:10 PM |
handshake5 | $100.00 | 9/19/2011 5:10:19 PM |
finance-prescription | $100.00 | 9/19/2011 5:10:47 PM |
Investoman | $64.00 | 9/19/2011 5:12:45 PM |
Investor_DP | $39.00 | 9/19/2011 5:06:55 PM |
prohelper | $25.00 | 9/19/2011 5:28:57 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:21:15 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:48:59 PM |
dthompso | $50.00 | 9/19/2011 9:18:41 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:09 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:53 AM |
CalBear08 | $25.00 | 9/20/2011 1:25:04 AM |
biobulator | $25.00 | 9/19/2011 9:45:23 PM |
indomitable-dedication | $25.00 | 9/19/2011 10:44:54 PM |
langdonx | $25.00 | 9/20/2011 7:21:25 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:52 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:26 AM |
dinero-speaker | $25.00 | 9/20/2011 1:52:35 PM |
tylerfd | $25.00 | 9/20/2011 1:52:01 PM |
sentry256 | $25.00 | 9/20/2011 2:57:58 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:24 PM |
nickel-ferret | $50.00 | 9/20/2011 5:09:47 PM |
worthy-bid8 | $50.00 | 9/19/2011 5:07:48 PM |
inspired-duty5 | $25.00 | 9/19/2011 5:19:03 PM |
ideal-platinum1 | $25.00 | 9/19/2011 6:13:09 PM |
skuba | $50.00 | 9/20/2011 2:14:52 AM |
ah-long | $25.00 | 9/19/2011 10:52:27 PM |
falcon88dp | $25.00 | 9/19/2011 11:24:38 PM |
mlj0671 | $25.00 | 9/20/2011 5:25:00 AM |
ommcd | $25.00 | 9/20/2011 4:43:54 AM |
chief_wo | $25.00 | 9/20/2011 7:05:21 AM |
treasure-bliss | $25.00 | 9/20/2011 7:01:23 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:15 AM |
return-buddy | $25.00 | 9/20/2011 6:52:16 AM |
orange-preeminant-bill | $25.00 | 9/20/2011 7:08:15 AM |
moola-man | $25.00 | 9/20/2011 8:30:06 AM |
diablorulz | $50.00 | 9/20/2011 9:41:13 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:30 AM |
Weaverville | $25.00 | 9/20/2011 10:47:16 AM |
wdove511 | $30.00 | 9/20/2011 10:57:30 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:40 AM |
authentic-liberty7 | $25.00 | 9/20/2011 1:53:02 PM |
fervent-repayment | $25.00 | 9/20/2011 3:30:46 PM |
samo102us | $25.00 | 9/20/2011 12:51:31 PM |
cvlender | $25.00 | 9/20/2011 2:02:08 PM |
personal-lender | $25.00 | 9/20/2011 5:10:27 PM |
cbllender | $25.00 | 9/20/2011 4:00:56 PM |
worth-blanket2 | $13,400.00 | 9/20/2011 5:20:24 PM |
Herluftrolle | $25.00 | 9/20/2011 5:19:26 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
528108
This series of Notes was issued and sold upon the funding of the borrower loan #53547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,396 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| anieves6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2007)
620-639
(Nov-2007)
600-619
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Debt Consolidation
Purpose of loan:
Will be to consolidate credit card debt accumulated recently due to short term medical bills due to ill parents.
My financial situation:
I am a good candidate for this loan because I have had two previous propser loans which were paid off on time combined with a solid income. This loan is to help consolidate my credit card debit and provide short term flexibility as I pay down my bills.
Monthly net income: $9,350 (spouses net income of $4,400)
Monthly expenses: $8,550
Housing: $3,500
Insurance: $200
Car expenses: $2,000
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $1,000
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $113.25 | 9/19/2011 5:01:58 PM |
Dusigrosz | $122.00 | 9/19/2011 5:50:09 PM |
jhouman | $50.00 | 9/19/2011 5:09:22 PM |
Dusigrosz | $80.00 | 9/19/2011 5:51:33 PM |
fascinating-generosity3 | $250.00 | 9/19/2011 5:55:50 PM |
credit-guard5 | $25.00 | 9/19/2011 7:14:21 PM |
DiligentiaLLC | $250.00 | 9/19/2011 7:00:35 PM |
NekHoldings | $25.00 | 9/19/2011 7:37:20 PM |
mrxtravis | $25.00 | 9/19/2011 7:11:40 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:50:24 PM |
brightest-organized-balance | $50.00 | 9/19/2011 7:09:59 PM |
heaven75 | $150.00 | 9/19/2011 9:41:45 PM |
Mikale360 | $25.00 | 9/20/2011 12:37:43 AM |
thrilling-nickel5 | $25.00 | 9/20/2011 4:16:32 AM |
bonus-quark4 | $25.00 | 9/20/2011 6:35:39 AM |
kindness-fanatic | $2,485.00 | 9/20/2011 6:45:14 AM |
chameleon125 | $50.00 | 9/20/2011 6:48:55 AM |
ommcd | $25.00 | 9/20/2011 4:43:54 AM |
well-mannered-income3 | $40.00 | 9/20/2011 7:21:44 AM |
pfh | $25.00 | 9/20/2011 7:45:12 AM |
Requiem | $25.00 | 9/20/2011 7:48:54 AM |
millionaireat40 | $25.00 | 9/20/2011 8:00:48 AM |
lamsabuy | $100.00 | 9/20/2011 9:01:14 AM |
312-Lender | $25.00 | 9/20/2011 9:08:17 AM |
Jack55304 | $200.00 | 9/20/2011 9:10:31 AM |
britches613 | $25.00 | 9/20/2011 10:08:54 AM |
golffish2 | $50.00 | 9/20/2011 10:51:59 AM |
wellsfrugal | $25.00 | 9/20/2011 10:26:21 AM |
nickel-hickory | $25.00 | 9/20/2011 10:37:23 AM |
independent-leverage6 | $25.00 | 9/20/2011 2:02:55 PM |
epall | $25.00 | 9/20/2011 11:58:08 AM |
enderak | $50.00 | 9/20/2011 12:49:03 PM |
MilitaryLending | $75.00 | 9/20/2011 4:30:39 PM |
worth-blanket2 | $900.00 | 9/20/2011 5:21:02 PM |
cashhelp | $100.00 | 9/19/2011 5:01:18 PM |
Kash2010lu | $25.00 | 9/19/2011 6:25:32 PM |
smallbizrule | $25.00 | 9/19/2011 5:19:19 PM |
MilitaryLending | $25.01 | 9/19/2011 6:52:24 PM |
labate | $25.00 | 9/19/2011 8:05:30 PM |
restless-dime | $100.00 | 9/19/2011 6:56:36 PM |
icanhasloanz | $100.00 | 9/19/2011 9:45:44 PM |
thankful-nickel2 | $25.00 | 9/20/2011 2:18:38 AM |
golffish2 | $25.00 | 9/20/2011 3:55:16 AM |
loanman2007 | $300.00 | 9/20/2011 5:49:40 AM |
credit-missile | $50.00 | 9/20/2011 6:29:07 AM |
integrity-doctor | $100.00 | 9/20/2011 7:02:36 AM |
Tkhalaska | $25.00 | 9/20/2011 8:39:05 AM |
Row2010 | $28.31 | 9/20/2011 8:57:09 AM |
heaven75 | $150.00 | 9/20/2011 9:24:42 AM |
Wangchuk | $25.01 | 9/20/2011 9:52:45 AM |
EretzCapital | $100.00 | 9/20/2011 10:05:09 AM |
handy-justice | $100.00 | 9/20/2011 10:43:13 AM |
golffish2 | $25.00 | 9/20/2011 10:51:26 AM |
accelerator96 | $25.00 | 9/20/2011 11:21:25 AM |
Beechturner | $40.00 | 9/20/2011 11:33:32 AM |
Leshan | $200.00 | 9/20/2011 1:44:26 PM |
suave-dime6 | $25.00 | 9/20/2011 12:14:12 PM |
Banker2OO7 | $91.00 | 9/20/2011 12:23:33 PM |
shrewd-income | $200.00 | 9/20/2011 3:06:56 PM |
Bank42 | $25.00 | 9/20/2011 3:08:02 PM |
wlm3012 | $30.00 | 9/20/2011 5:01:19 PM |
trumpeter5 | $50.00 | 9/20/2011 3:26:04 PM |
MoneyForNothing | $20.42 | 9/20/2011 5:23:23 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
528120
This series of Notes was issued and sold upon the funding of the borrower loan #53584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-19-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 25y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,611 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| historic-pound385 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Global Marketing
Purpose of loan:
This loan will be used to...provide working capital and
pay annual insurance premiums.
My financial situation:
I am a good candidate for this loan because...my bills are current
and I do not have any credit cards,
Monthly net income: $ 3,500
Monthly expenses: $
Housing: $1,519
Insurance: $
Car expenses: $175
Utilities: $ 150
Phone, cable, internet: $45
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $850
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 9/19/2011 5:03:14 PM |
well-rounded-payout0 | $50.00 | 9/19/2011 5:16:09 PM |
tender-commerce8 | $100.00 | 9/19/2011 7:48:53 PM |
newest-generous-income | $25.00 | 9/20/2011 2:44:06 AM |
kulender | $100.00 | 9/20/2011 10:46:51 AM |
bold-marketplace-awakening | $75.00 | 9/20/2011 4:02:48 PM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:34 PM |
dudebrah | $25.00 | 9/20/2011 6:59:23 PM |
chekat | $25.00 | 9/21/2011 4:33:18 AM |
Dubbs360 | $100.00 | 9/21/2011 8:00:22 AM |
triumphant-point5 | $50.00 | 9/21/2011 9:27:23 AM |
mrxtravis | $25.00 | 9/21/2011 9:11:13 AM |
diplomatic-wealth7 | $25.00 | 9/21/2011 9:18:38 AM |
kinetic-social | $25.00 | 9/21/2011 10:25:16 AM |
Bank42 | $25.00 | 9/21/2011 4:23:26 PM |
ursus | $50.00 | 9/21/2011 5:08:46 PM |
artisan693 | $100.00 | 9/21/2011 5:02:58 PM |
mimoney16 | $33.00 | 9/21/2011 8:08:44 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:00 PM |
alert9 | $25.00 | 9/19/2011 10:59:49 PM |
first-class-gold0 | $55.00 | 9/20/2011 9:14:25 PM |
MicroLender357 | $25.00 | 9/21/2011 8:44:55 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:35 PM |
peace-commander | $100.00 | 9/21/2011 2:16:50 PM |
cash-surge | $25.00 | 9/21/2011 1:41:14 PM |
suave-dime6 | $25.00 | 9/21/2011 4:57:10 PM |
secureincome | $400.00 | 9/21/2011 3:36:54 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:53 PM |
trade-beeper4 | $25.00 | 9/21/2011 6:40:49 PM |
irrelevant | $25.00 | 9/21/2011 7:05:13 PM |
best-generosity-financier | $25.00 | 9/21/2011 7:21:21 PM |
mondaymorning | $30.34 | 9/21/2011 8:12:36 PM |
peace-commander | $56.66 | 9/21/2011 6:42:00 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
528124
This series of Notes was issued and sold upon the funding of the borrower loan #53821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,413 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MarinersFan |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Purposes
Purpose of loan:
This loan will be used to...take my business to the next level
My financial situation:
I am a good candidate for this loan because... I pay my bills on time every single month. I am self-employed and my business is growing. I need a small loan to get to the next level.
Monthly net income: $3000.00
Monthly expenses: $2540
Housing: $650
Insurance: $50
Car expenses: $100
Utilities: $200
Phone, cable, internet: $40
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
luzonct | $100.00 | 9/20/2011 5:31:23 PM |
golffish2 | $25.00 | 9/21/2011 5:08:01 AM |
wise-careful-greenback | $25.00 | 9/20/2011 9:02:09 PM |
restless-dime | $100.00 | 9/21/2011 3:42:14 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:53 AM |
nodebt2012 | $25.00 | 9/23/2011 2:08:53 PM |
worth-blanket2 | $3,200.00 | 9/25/2011 6:20:50 PM |
EretzCapital | $26.49 | 9/25/2011 8:13:26 PM |
DHolly | $25.00 | 9/20/2011 5:10:13 PM |
goodhearted-generosity511 | $25.00 | 9/21/2011 6:50:09 AM |
travels536 | $30.01 | 9/21/2011 5:37:32 AM |
tech310 | $50.00 | 9/21/2011 6:03:26 PM |
sweetlan | $25.00 | 9/21/2011 6:23:27 PM |
refined-penny | $25.00 | 9/22/2011 4:39:48 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:39:03 PM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:42 AM |
ChoiceInvestments | $28.50 | 9/23/2011 2:43:35 PM |
gotjack | $25.00 | 9/23/2011 4:48:44 PM |
alexgalt | $25.00 | 9/24/2011 1:25:34 AM |
pious-benjamins1 | $40.00 | 9/25/2011 7:39:09 PM |
thankful-nickel2 | $25.00 | 9/25/2011 8:03:21 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
528128
This series of Notes was issued and sold upon the funding of the borrower loan #53766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $263.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,926 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-class-fairness2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
Principal balance:
| $2,963.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate Credit Card debt to a lower interest rate.
My financial situation:
I am a good candidate for this loan because...I have a prosper loan already. I've been very grateful for it and the loan is in great standing. I have a 720 credit score. I live at home with my Parents and am taking necessary actions to reduce my debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:12:38 AM |
compoundinterest | $50.00 | 9/19/2011 5:08:00 PM |
houli123 | $100.00 | 9/19/2011 5:51:07 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:00 PM |
indomitable-coin | $25.00 | 9/19/2011 8:43:08 PM |
worthy-bid8 | $50.00 | 9/20/2011 9:06:45 AM |
diablorulz | $50.00 | 9/20/2011 9:41:14 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:44 AM |
oplender | $25.00 | 9/20/2011 11:32:18 AM |
caring-hope2 | $100.00 | 9/20/2011 3:47:29 PM |
cathmorcorvus | $50.00 | 9/20/2011 9:39:54 PM |
discrete-asset | $25.00 | 9/21/2011 5:57:44 AM |
noodles932 | $50.00 | 9/21/2011 6:48:45 AM |
enthusiastic-balance5 | $100.00 | 9/21/2011 9:10:58 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:36 PM |
skeebuzz | $135.00 | 9/21/2011 5:13:45 PM |
fiddlerzvi | $67.15 | 9/21/2011 5:23:45 PM |
ghos2rider | $38.33 | 9/21/2011 5:26:09 PM |
auction-seeker4 | $25.00 | 9/21/2011 5:18:33 PM |
payment-zoomer8 | $25.00 | 9/21/2011 5:52:24 PM |
ethicalhumanist | $75.00 | 9/21/2011 5:59:10 PM |
finance-american9 | $25.00 | 9/21/2011 5:23:24 PM |
Independenttools | $25.00 | 9/21/2011 6:07:09 PM |
djh47a | $25.00 | 9/21/2011 6:17:04 PM |
happy-yield | $25.00 | 9/21/2011 5:56:58 PM |
gilbrear | $25.00 | 9/21/2011 7:00:36 PM |
vibrant-currency8 | $100.00 | 9/21/2011 6:09:46 PM |
MoneyForNothing | $9.56 | 9/21/2011 8:16:51 PM |
luckygreen10 | $200.00 | 9/21/2011 7:02:31 PM |
MarvintheMartian | $55.00 | 9/19/2011 5:13:17 PM |
green-trade-dolphin2 | $25.00 | 9/19/2011 7:44:02 PM |
a-unflappable-finance | $100.00 | 9/19/2011 11:12:36 PM |
john0720 | $100.00 | 9/20/2011 7:12:32 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:29:04 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:03 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:00 PM |
Centerline15 | $25.00 | 9/20/2011 8:36:21 PM |
pure-loyalty6 | $25.00 | 9/20/2011 10:23:33 PM |
jarf | $25.00 | 9/21/2011 4:00:24 AM |
gold-pudding6 | $25.00 | 9/21/2011 5:42:59 AM |
Leshan | $50.00 | 9/21/2011 7:42:26 AM |
sensational-kindness | $194.52 | 9/21/2011 12:01:01 PM |
nickel-position | $25.00 | 9/21/2011 1:21:00 PM |
credit-socrates648 | $3,000.00 | 9/21/2011 2:07:05 PM |
twerns | $40.00 | 9/21/2011 4:10:51 PM |
mr55262 | $25.00 | 9/21/2011 4:36:54 PM |
Nicedad72 | $25.32 | 9/21/2011 4:44:11 PM |
secureincome | $800.00 | 9/21/2011 3:50:11 PM |
Attract | $25.00 | 9/21/2011 4:08:00 PM |
scholarly-integrity | $25.00 | 9/21/2011 5:31:32 PM |
jescowa | $50.00 | 9/21/2011 6:12:54 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:57:34 PM |
GoldenGo4 | $50.00 | 9/21/2011 6:23:06 PM |
COtheBeast | $25.00 | 9/21/2011 7:00:07 PM |
buffalobills | $25.00 | 9/21/2011 7:36:57 PM |
Iowa65 | $25.12 | 9/21/2011 7:43:04 PM |
coin-architect2 | $60.00 | 9/21/2011 7:59:10 PM |
cunning-worth5 | $1,300.00 | 9/21/2011 8:16:23 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
528132
This series of Notes was issued and sold upon the funding of the borrower loan #53580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $107.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 46% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,739 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-infusion |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
Principal balance:
| $1,497.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Need help home repair
Purpose of loan:
This loan will be used to...Help repair a wall that came down from the flood of hurricane Irene.
My financial situation:
I am a good candidate for this loan because...I always pay my bills and will never miss a payment!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/19/2011 5:15:15 PM |
Dusigrosz | $75.00 | 9/19/2011 5:52:16 PM |
DHolly | $25.00 | 9/19/2011 5:07:29 PM |
Kash2010lu | $30.00 | 9/19/2011 5:47:54 PM |
restless-dime | $50.00 | 9/19/2011 6:51:49 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:13:54 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:48:41 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:34:30 PM |
chameleon125 | $25.00 | 9/20/2011 6:46:25 AM |
pfh | $25.00 | 9/20/2011 7:56:26 AM |
InChicago | $150.00 | 9/20/2011 9:32:43 AM |
dime-sapling | $25.00 | 9/20/2011 7:53:55 PM |
CoolPlexer | $25.00 | 9/20/2011 8:58:42 PM |
melodious-openness | $50.00 | 9/21/2011 5:07:53 AM |
Leshan | $50.00 | 9/21/2011 7:50:01 AM |
FinanceEngine | $25.00 | 9/21/2011 8:41:00 AM |
jordanicolas | $25.00 | 9/21/2011 9:30:40 AM |
COCHINOBOY | $47.81 | 9/21/2011 1:05:19 PM |
1stBankAndHal | $25.02 | 9/21/2011 1:05:53 PM |
shrewd-income | $100.00 | 9/21/2011 4:33:45 PM |
payout-bridge | $25.00 | 9/21/2011 3:09:03 PM |
mammalian4 | $25.00 | 9/21/2011 6:01:57 PM |
skillful-asset5 | $25.00 | 9/21/2011 8:59:54 PM |
jdhf99 | $40.00 | 9/22/2011 1:02:11 AM |
superluminova | $35.00 | 9/22/2011 1:02:02 AM |
mikeandcat | $53.14 | 9/22/2011 2:56:47 AM |
SecondChanceLendingSERV | $25.00 | 9/22/2011 4:27:58 AM |
VikingLender | $25.00 | 9/22/2011 4:35:58 AM |
bancoroyal | $23.50 | 9/22/2011 5:19:00 AM |
MilitaryLending | $100.02 | 9/21/2011 11:21:16 PM |
Asimus | $25.00 | 9/22/2011 2:06:26 AM |
whitewolf7 | $50.00 | 9/22/2011 4:51:25 AM |
AndChicksforFree | $25.07 | 9/19/2011 5:05:57 PM |
shawnw2 | $200.00 | 9/19/2011 5:16:27 PM |
DiligentiaLLC | $250.00 | 9/19/2011 6:59:24 PM |
loanman2007 | $25.00 | 9/20/2011 5:38:50 AM |
balanced-balance6 | $25.00 | 9/20/2011 6:46:01 AM |
PXM-Financial | $35.00 | 9/20/2011 9:09:21 AM |
droopie1 | $25.00 | 9/20/2011 12:25:42 PM |
bid-stockpiler1 | $25.00 | 9/20/2011 6:36:55 PM |
loss-of-control | $46.00 | 9/20/2011 6:22:55 PM |
dudebrah | $25.00 | 9/20/2011 6:59:46 PM |
principal-laser | $40.66 | 9/21/2011 4:51:04 AM |
Bob450 | $25.00 | 9/21/2011 8:03:18 AM |
credit-coach118 | $25.66 | 9/21/2011 8:43:37 AM |
Champion_Lending | $25.00 | 9/21/2011 6:59:23 AM |
mrxtravis | $40.00 | 9/21/2011 9:11:13 AM |
Cluvnupe06 | $25.00 | 9/21/2011 9:52:16 AM |
american-investor | $50.00 | 9/21/2011 10:17:33 AM |
FarmersBank | $50.00 | 9/21/2011 2:15:40 PM |
The_Phantom | $25.00 | 9/21/2011 4:58:57 PM |
twjh | $25.00 | 9/21/2011 3:22:53 PM |
rate-sceptre | $25.50 | 9/21/2011 7:12:55 PM |
loot-supporter2 | $30.16 | 9/21/2011 9:03:28 PM |
benefit-flow | $25.00 | 9/21/2011 8:11:30 PM |
draggon77 | $25.00 | 9/22/2011 3:06:05 AM |
affluence-cargo | $25.00 | 9/22/2011 3:59:44 AM |
corporatejim | $27.46 | 9/22/2011 5:05:57 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
528136
This series of Notes was issued and sold upon the funding of the borrower loan #53842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-27-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $365.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1980 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,506 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-power1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wonderful-power 1
Purpose of loan:
This loan will be used to consolidate debts to get finances in better order so I can retire someday.
My financial situation:
I am a good candidate for this loan because.I am old, and German. I pay my bills. I am employed full time but would like to have these bills payed off in the near future so I can plan retirement. I am single again. but my credit score has risen consistently since my divorce. ..
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
valiant-liberty4 | $25.00 | 9/22/2011 5:06:21 PM |
worthy-bid8 | $50.00 | 9/22/2011 5:07:34 PM |
nickel-ferret | $50.00 | 9/22/2011 5:10:38 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:54 PM |
ski bum | $100.00 | 9/22/2011 5:12:28 PM |
cloud8 | $70.00 | 9/22/2011 5:33:28 PM |
auction-elvis | $25.00 | 9/22/2011 5:37:52 PM |
BigLinCT | $25.00 | 9/22/2011 5:36:17 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:06 PM |
radforj22 | $25.00 | 9/22/2011 7:22:52 PM |
meenan | $50.00 | 9/22/2011 9:16:14 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:29 AM |
blot44 | $100.00 | 9/23/2011 6:08:36 AM |
anacent | $50.00 | 9/23/2011 6:53:22 AM |
Dollars4Rent | $50.00 | 9/23/2011 6:05:43 AM |
Brisket_Bob | $100.00 | 9/23/2011 7:32:23 AM |
personal-lender | $25.00 | 9/23/2011 9:09:45 AM |
first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:30 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:43 AM |
Weaverville | $100.00 | 9/23/2011 9:49:53 AM |
quintilian | $25.00 | 9/23/2011 9:58:35 AM |
leeball | $200.00 | 9/23/2011 10:03:18 AM |
salala | $25.00 | 9/23/2011 10:45:39 AM |
Leopoldine | $27.82 | 9/23/2011 12:34:35 PM |
john0720 | $50.00 | 9/23/2011 1:42:56 PM |
indomitable-coin | $25.00 | 9/23/2011 1:59:18 PM |
neighborly-hope6 | $100.00 | 9/23/2011 3:27:27 PM |
MadHun | $200.00 | 9/23/2011 5:10:33 PM |
economy-molecule3 | $500.00 | 9/23/2011 5:15:05 PM |
gentle-transparency7 | $250.00 | 9/23/2011 7:07:56 PM |
JKnLydia | $27.18 | 9/24/2011 3:30:36 AM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:12 AM |
ronkr | $25.00 | 9/24/2011 6:47:18 AM |
moneynmotion | $25.00 | 9/24/2011 7:58:40 AM |
Oakland | $50.00 | 9/24/2011 7:58:05 AM |
escharfer | $25.00 | 9/24/2011 8:52:16 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:21 AM |
hostbank | $100.00 | 9/24/2011 12:08:26 PM |
emo13 | $50.00 | 9/24/2011 1:06:53 PM |
fervent-currency5 | $50.00 | 9/24/2011 1:11:45 PM |
gentle-gain235 | $201.00 | 9/24/2011 5:41:11 PM |
ZeLonewolf | $25.00 | 9/24/2011 6:51:17 PM |
credit-panda1 | $25.00 | 9/24/2011 7:15:34 PM |
fcrick | $25.00 | 9/24/2011 7:02:38 PM |
gracej | $25.00 | 9/24/2011 7:27:50 PM |
Ivan2007 | $25.00 | 9/24/2011 8:35:01 PM |
boogles72 | $25.00 | 9/24/2011 11:04:55 PM |
FrayBentos | $25.00 | 9/25/2011 5:00:45 AM |
Aimvest | $25.00 | 9/25/2011 8:27:31 AM |
Anny-Disco | $25.00 | 9/25/2011 5:02:03 AM |
bchbum | $50.00 | 9/25/2011 6:14:09 AM |
buukyak | $25.00 | 9/25/2011 7:13:49 AM |
Mr_Marcus | $25.00 | 9/25/2011 10:12:41 AM |
Octavian315 | $35.00 | 9/25/2011 10:20:01 AM |
revmax | $25.00 | 9/25/2011 8:33:35 AM |
spiff666 | $25.00 | 9/25/2011 8:56:51 AM |
NoCal | $25.00 | 9/25/2011 10:50:35 AM |
freesia54 | $50.00 | 9/25/2011 9:31:46 AM |
doc1 | $100.00 | 9/25/2011 10:01:09 AM |
LoanDMC | $50.00 | 9/25/2011 11:39:17 AM |
Preteur | $25.00 | 9/25/2011 1:26:04 PM |
rose88 | $25.00 | 9/25/2011 12:06:42 PM |
virtualbank | $25.00 | 9/25/2011 1:44:57 PM |
DrMoneyBags | $25.00 | 9/25/2011 2:59:09 PM |
onegoodlender | $25.00 | 9/25/2011 3:27:07 PM |
mar97 | $25.00 | 9/25/2011 4:18:38 PM |
br4444 | $25.00 | 9/25/2011 4:59:18 PM |
moola-man | $25.00 | 9/25/2011 8:00:59 PM |
Bio-physicist | $25.00 | 9/26/2011 2:31:33 AM |
generous-deal6 | $50.00 | 9/26/2011 3:06:43 AM |
degster | $25.00 | 9/26/2011 6:58:59 AM |
silver-armada | $50.00 | 9/26/2011 5:23:00 AM |
mrpowers5531 | $25.00 | 9/26/2011 5:09:57 AM |
icchok | $100.00 | 9/26/2011 5:44:21 AM |
first-serene-credit | $25.00 | 9/26/2011 8:22:25 AM |
market-network | $25.00 | 9/26/2011 8:33:55 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:49 AM |
RJN | $25.00 | 9/26/2011 9:14:49 AM |
ultimate-responsibility0 | $25.00 | 9/26/2011 9:49:35 AM |
Opportunity4you | $50.00 | 9/26/2011 10:21:35 AM |
knark | $25.00 | 9/26/2011 10:23:38 AM |
Pickmar | $25.00 | 9/26/2011 12:10:17 PM |
nri22 | $50.00 | 9/26/2011 3:42:06 PM |
best-deal-banker | $50.00 | 9/26/2011 4:02:21 PM |
wealth-influencer | $25.00 | 9/26/2011 3:00:34 PM |
lenderme | $25.00 | 9/26/2011 4:32:54 PM |
randomguy100 | $25.00 | 9/26/2011 4:26:49 PM |
vinayganti | $25.00 | 9/26/2011 6:29:01 PM |
oneeighty | $25.00 | 9/26/2011 8:02:07 PM |
golden-bid9 | $25.00 | 9/26/2011 7:22:20 PM |
a-truth-upholder | $25.00 | 9/26/2011 9:41:02 PM |
cash-queen | $55.00 | 9/26/2011 7:49:07 PM |
fervent-repayment | $50.00 | 9/26/2011 8:15:43 PM |
Cali123 | $25.00 | 9/26/2011 11:48:06 PM |
jamschmidt | $25.00 | 9/26/2011 10:18:16 PM |
exact-gold2 | $25.00 | 9/27/2011 5:35:38 AM |
bowdish1 | $100.00 | 9/27/2011 5:06:32 AM |
ImaPutz | $25.00 | 9/27/2011 7:35:58 AM |
NJNY | $25.00 | 9/27/2011 6:36:30 AM |
Rick21 | $25.00 | 9/27/2011 7:50:33 AM |
revenue-achievement | $25.00 | 9/27/2011 8:18:18 AM |
WSTRDG | $25.00 | 9/27/2011 8:13:34 AM |
coin-popcorn | $25.00 | 9/27/2011 8:40:59 AM |
Bieling | $25.00 | 9/27/2011 8:42:49 AM |
GoldenGo4 | $2,500.00 | 9/27/2011 9:15:41 AM |
helping-out | $40.00 | 9/27/2011 9:19:44 AM |
chestnut4 | $50.00 | 9/25/2011 8:31:32 PM |
comet55 | $25.00 | 9/22/2011 5:07:45 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:08 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:15 PM |
green-trade-dolphin2 | $30.00 | 9/22/2011 7:14:50 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:08 PM |
money-floret | $50.00 | 9/22/2011 8:31:00 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:18 PM |
responsibility-cherry6 | $25.00 | 9/22/2011 10:58:03 PM |
p1k4blu | $25.00 | 9/23/2011 2:20:18 AM |
Approved1234 | $50.00 | 9/23/2011 3:20:25 AM |
dharma1 | $25.00 | 9/23/2011 6:00:52 AM |
subtle-revenue0 | $25.00 | 9/23/2011 7:30:28 AM |
Money_Hog | $25.00 | 9/23/2011 8:01:59 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:35 AM |
Warwick | $50.00 | 9/23/2011 10:36:55 AM |
sweet-loan7 | $25.00 | 9/23/2011 11:46:20 AM |
ethical-bid6 | $250.00 | 9/23/2011 1:04:38 PM |
wise-silver-wonder | $25.00 | 9/23/2011 2:14:52 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:48 PM |
g314 | $26.50 | 9/23/2011 11:18:16 PM |
dime-smasher5 | $25.00 | 9/24/2011 8:07:31 AM |
djh47a | $25.00 | 9/24/2011 8:23:15 AM |
KeepOnRunning | $50.00 | 9/24/2011 9:04:56 AM |
invincible-wampum3 | $50.00 | 9/24/2011 8:38:19 AM |
Syzygy | $25.00 | 9/24/2011 9:48:48 AM |
sb0453 | $25.00 | 9/24/2011 8:47:49 AM |
penguino | $100.00 | 9/24/2011 10:04:50 AM |
acropiloterau2002 | $25.00 | 9/24/2011 9:46:56 AM |
oplender | $25.00 | 9/24/2011 10:27:56 AM |
Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:25 PM |
whistledicksmith | $25.00 | 9/24/2011 7:38:05 PM |
phenomenal-gain5 | $30.00 | 9/24/2011 5:47:35 PM |
riskreward | $250.00 | 9/24/2011 5:29:25 PM |
a-unflappable-finance | $100.00 | 9/24/2011 10:48:05 PM |
the-profit-oracle | $25.00 | 9/24/2011 7:02:33 PM |
timmsc | $25.00 | 9/24/2011 10:02:48 PM |
fairness-drum | $50.00 | 9/25/2011 5:08:52 AM |
first-class-dough2 | $300.00 | 9/25/2011 6:18:22 AM |
kenji4861 | $25.00 | 9/25/2011 8:17:45 AM |
Duchdad | $25.00 | 9/25/2011 10:54:05 AM |
SacramentoLoaners | $25.00 | 9/25/2011 12:22:41 PM |
Emgolda | $25.00 | 9/25/2011 1:30:10 PM |
gr8_r8 | $25.00 | 9/25/2011 12:37:04 PM |
investment-festival8 | $250.00 | 9/25/2011 2:06:31 PM |
DadWarbucks | $25.00 | 9/25/2011 3:11:59 PM |
tenacious-payout | $50.00 | 9/25/2011 6:48:00 PM |
runner262 | $25.00 | 9/25/2011 8:00:42 PM |
aasx1108 | $25.00 | 9/25/2011 6:23:30 PM |
fairness-transporter6 | $25.00 | 9/25/2011 9:26:26 PM |
imagenki | $25.00 | 9/25/2011 7:47:48 PM |
totoro | $25.00 | 9/25/2011 8:43:42 PM |
larslfe | $50.00 | 9/26/2011 1:26:45 AM |
wealthstar | $25.00 | 9/26/2011 8:45:42 AM |
6moonbeams | $50.00 | 9/26/2011 8:58:57 AM |
grallu | $50.00 | 9/26/2011 7:22:18 AM |
kyomoon | $50.00 | 9/26/2011 7:49:16 AM |
RMB-Investments | $50.00 | 9/26/2011 9:40:17 AM |
Ripsaw4U | $50.00 | 9/26/2011 1:43:59 PM |
TEAM-Jasper | $25.00 | 9/26/2011 12:07:12 PM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:32 PM |
TheBestDad | $25.00 | 9/26/2011 3:04:50 PM |
neighborly-hope6 | $100.00 | 9/26/2011 4:39:19 PM |
blindtaxidriver | $25.00 | 9/26/2011 4:51:54 PM |
oldman1947 | $25.00 | 9/26/2011 6:03:50 PM |
Rockymtnhi | $50.00 | 9/26/2011 7:55:45 PM |
math1973 | $50.00 | 9/26/2011 7:27:57 PM |
LowLeftJim | $25.00 | 9/26/2011 7:05:30 PM |
jigsaw | $100.00 | 9/27/2011 2:38:50 AM |
Cheburashka | $30.00 | 9/27/2011 1:56:20 AM |
BenR | $100.00 | 9/27/2011 8:42:48 AM |
tomdooley12520 | $25.00 | 9/27/2011 8:26:22 AM |
radiant-bazaar1 | $12.50 | 9/27/2011 9:23:55 AM |
Red-Bull-One | $25.00 | 9/27/2011 9:19:49 AM |
180 Investments
|
Borrower Payment Dependent Notes Series
528154
This series of Notes was issued and sold upon the funding of the borrower loan #53832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,565 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cal_rescue |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2010)
|
Principal balance:
| $2,183.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
It's time for a new roof!
Purpose of loan:
This loan will be used to purchase a new roof.
My financial situation:
I am a good candidate for this loan because I am a hard worker who has multiple jobs.
Monthly net income: $4000-$6000
Monthly expenses: $264
Housing: $1400
Car expenses: $625 less then a year left.
Credit cards and other loans: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:12:38 AM |
worthy-bid8 | $50.00 | 9/19/2011 5:07:48 PM |
compoundinterest | $25.00 | 9/19/2011 5:08:10 PM |
prohelper | $25.00 | 9/19/2011 5:28:58 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:01 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:21:51 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:09 PM |
biobulator | $25.00 | 9/19/2011 9:45:24 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:54 AM |
mlj0671 | $25.00 | 9/20/2011 5:24:03 AM |
skuba | $50.00 | 9/20/2011 2:14:53 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:15 AM |
bnlforever | $25.00 | 9/20/2011 7:48:11 AM |
langdonx | $25.00 | 9/20/2011 7:21:25 AM |
diablorulz | $50.00 | 9/20/2011 9:41:14 AM |
Weaverville | $25.00 | 9/20/2011 10:47:17 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:27 AM |
cvlender | $25.00 | 9/20/2011 2:02:09 PM |
finance-force5 | $25.00 | 9/20/2011 11:54:14 AM |
bid-czar8 | $100.00 | 9/20/2011 4:33:25 PM |
social-cocktail1 | $100.00 | 9/20/2011 5:43:41 PM |
listing-vista | $50.00 | 9/20/2011 8:07:54 PM |
dime-sapling | $25.00 | 9/20/2011 7:53:55 PM |
ivadood | $50.00 | 9/20/2011 8:13:12 PM |
DoctorJoe | $25.00 | 9/21/2011 5:18:22 AM |
Pasagam | $25.00 | 9/21/2011 5:51:58 AM |
Natronpee | $25.00 | 9/20/2011 10:08:38 PM |
adamnash | $25.00 | 9/21/2011 8:31:07 AM |
FinanceEngine | $40.00 | 9/21/2011 8:43:43 AM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:37 AM |
phaded | $25.00 | 9/21/2011 9:07:25 AM |
worth-blanket2 | $5,500.00 | 9/21/2011 9:57:58 AM |
Wilvara | $25.00 | 9/21/2011 10:06:39 AM |
JLMGroupFunds | $25.00 | 9/21/2011 9:19:01 AM |
ideal-platinum1 | $25.00 | 9/19/2011 6:13:10 PM |
DHolly | $25.00 | 9/19/2011 5:19:05 PM |
dthompso | $50.00 | 9/19/2011 9:18:41 PM |
Interloper | $25.00 | 9/19/2011 8:44:16 PM |
ah-long | $25.00 | 9/19/2011 10:52:27 PM |
CalBear08 | $25.00 | 9/20/2011 1:25:05 AM |
golffish2 | $25.00 | 9/20/2011 3:57:24 AM |
return-buddy | $25.00 | 9/20/2011 6:52:16 AM |
treasure-bliss | $25.00 | 9/20/2011 7:01:24 AM |
orange-preeminant-bill | $25.00 | 9/20/2011 7:08:15 AM |
GElender | $40.00 | 9/20/2011 7:24:11 AM |
chief_wo | $25.00 | 9/20/2011 7:05:22 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:52 AM |
handshake5 | $100.00 | 9/20/2011 9:08:31 AM |
Investoman | $74.00 | 9/20/2011 9:10:45 AM |
rate-caravan7 | $25.00 | 9/20/2011 10:35:30 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:40 AM |
mason13a | $50.00 | 9/20/2011 3:46:41 PM |
finance-prescription | $100.00 | 9/20/2011 5:09:59 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:01 PM |
silver-fuse | $25.00 | 9/20/2011 8:14:37 PM |
leverage-jalapeno | $50.00 | 9/20/2011 9:23:35 PM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:27 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:59 AM |
alphaseek | $200.00 | 9/21/2011 3:58:20 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:23 AM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:16 AM |
asmithj | $25.00 | 9/21/2011 4:14:51 AM |
BxRealtor | $25.00 | 9/21/2011 7:43:24 AM |
elegant-loot | $25.00 | 9/21/2011 7:48:32 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:48 AM |
MoneyForNothing | $3.00 | 9/21/2011 10:07:29 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
528156
This series of Notes was issued and sold upon the funding of the borrower loan #53530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $313.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 0m |
Amount delinquent:
| $68 |
Total credit lines:
| 12 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| 2000club |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 90% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 3
( 10% )
| 720-739
(Dec-2007)
|
Principal balance:
| $0.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
The Rain! Going to Install A Flood
Purpose of loan:
This loan will be used to install a Flood Control System in my house, before the Fall comes. More water..
My financial situation:
I am a good candidate for this loan because... I am a Journeyman Plumber and I need the money for the parts to install this System.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 9/19/2011 5:12:32 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:53:06 PM |
GElender | $25.00 | 9/20/2011 7:24:12 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:34 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:01 PM |
janeybooboo | $100.00 | 9/19/2011 8:55:05 PM |
kulender | $100.00 | 9/20/2011 10:46:52 AM |
worth-blanket2 | $7,500.00 | 9/20/2011 5:19:45 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
528174
This series of Notes was issued and sold upon the funding of the borrower loan #53739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $147.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 19y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,280 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mayawill |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 20 ( 91% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,650.00 | < 31 days late:
| 2
( 9% )
| 740-759
(Jun-2010)
720-739
(Aug-2009)
700-719
(Feb-2008)
660-679
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
State Tax Debt
Purpose of loan:
This loan will be used to pay of $4500 state tax debt.
My financial situation:
I am a good candidate for this loan because I've paid off all Prosper loans and work FT.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
D911ave | $50.00 | 9/19/2011 5:15:56 PM |
MoneyForNothing | $25.00 | 9/19/2011 5:11:59 PM |
compoundinterest | $50.00 | 9/19/2011 5:08:02 PM |
phenomenal-gain5 | $50.00 | 9/19/2011 6:51:50 PM |
green-trade-dolphin2 | $25.00 | 9/19/2011 7:42:46 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:02 PM |
luzonct | $100.00 | 9/19/2011 10:19:23 PM |
Sarspatula | $25.00 | 9/19/2011 9:12:58 PM |
blue-useful-auction | $25.00 | 9/20/2011 6:29:38 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:29:04 AM |
diablorulz | $50.00 | 9/20/2011 9:41:15 AM |
elvisloans | $25.00 | 9/20/2011 11:45:11 AM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:36 PM |
Dollars4Rent | $25.00 | 9/21/2011 5:59:38 AM |
boylezz | $25.00 | 9/21/2011 9:58:20 AM |
ethicalhumanist | $100.00 | 9/21/2011 6:00:57 PM |
jescowa | $50.00 | 9/21/2011 6:15:47 PM |
Weaverville | $50.00 | 9/21/2011 9:07:59 PM |
awwaww | $30.00 | 9/22/2011 4:33:09 PM |
asset-cougar0 | $25.00 | 9/22/2011 5:06:28 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:14 PM |
engaging-worth | $25.00 | 9/22/2011 6:07:23 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:01 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:19:14 PM |
meadow48 | $25.00 | 9/23/2011 6:59:50 AM |
Sneezie | $100.00 | 9/23/2011 8:03:28 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:03:44 AM |
first-serene-credit | $25.00 | 9/23/2011 8:40:10 AM |
salala | $25.00 | 9/23/2011 10:45:29 AM |
rcm87 | $100.00 | 9/23/2011 11:12:08 AM |
AaronL | $25.00 | 9/23/2011 12:44:34 PM |
john0720 | $100.00 | 9/23/2011 1:39:47 PM |
credit-socrates648 | $1,585.00 | 9/23/2011 2:01:58 PM |
vutah | $25.00 | 9/19/2011 8:13:12 PM |
indomitable-coin | $25.00 | 9/19/2011 8:43:09 PM |
a-unflappable-finance | $100.00 | 9/19/2011 11:12:38 PM |
rmpedi33 | $50.00 | 9/20/2011 6:46:45 AM |
oplender | $25.00 | 9/20/2011 11:32:18 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:04 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:01 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:38 PM |
mr55262 | $25.00 | 9/21/2011 4:36:55 PM |
1800porsche | $25.00 | 9/22/2011 12:58:54 AM |
groovychick | $25.00 | 9/22/2011 8:23:20 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:47 PM |
StarshipTrooper | $50.00 | 9/22/2011 6:16:20 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:05 PM |
spiff666 | $25.00 | 9/22/2011 9:11:49 PM |
ALANGREANSPAN | $100.00 | 9/23/2011 6:16:52 AM |
bullwink27 | $25.00 | 9/23/2011 6:19:37 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:55 AM |
exchange-jedi | $35.00 | 9/23/2011 11:27:22 AM |
whitegold24k | $500.00 | 9/23/2011 1:46:46 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
528176
This series of Notes was issued and sold upon the funding of the borrower loan #53540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,100.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $133.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 25% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,589 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| scolkitt |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 80% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,100.00 | < 31 days late:
| 7
( 20% )
| 600-619
(Aug-2010)
560-579
(Apr-2008)
600-619
(Jan-2008)
600-619
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Payoff QCL
Purpose of loan:
This loan will be used to... Pay of Quick Click Loans
My financial situation:
I am a good candidate for this loan because.. I have a solid history with a previous Prosper Loan. I have a solid history with the web lender that is charging me a very high interest rate. This loan will be used to pay off that loan and reduce my monthly payment as well as my overall amount paid. My Employment is solid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/19/2011 5:03:31 PM |
favorite-commerce | $25.00 | 9/19/2011 6:16:05 PM |
Kash2010lu | $25.00 | 9/19/2011 6:22:32 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:51:35 PM |
genuine-dime | $100.00 | 9/20/2011 4:49:34 AM |
witty-openness | $25.00 | 9/20/2011 6:11:11 AM |
integrity-doctor | $100.00 | 9/20/2011 7:04:24 AM |
Mikale360 | $25.00 | 9/20/2011 7:11:14 AM |
suave-dime6 | $25.00 | 9/20/2011 6:25:40 AM |
credit-missile | $55.00 | 9/20/2011 6:27:54 AM |
chameleon125 | $25.00 | 9/20/2011 6:48:18 AM |
capital-kingdom | $25.01 | 9/20/2011 7:49:55 AM |
cgoca | $25.00 | 9/20/2011 6:59:09 AM |
Fire2 | $25.00 | 9/20/2011 7:06:41 AM |
heaven75 | $100.00 | 9/20/2011 8:22:30 AM |
well-mannered-income3 | $30.00 | 9/20/2011 7:20:56 AM |
jmvingeorgia | $25.00 | 9/20/2011 8:40:55 AM |
calimanusa | $30.00 | 9/20/2011 8:59:00 AM |
Bob450 | $25.00 | 9/20/2011 7:53:52 AM |
heaven75 | $100.00 | 9/20/2011 9:44:54 AM |
EretzCapital | $25.00 | 9/20/2011 10:01:48 AM |
wellsfrugal | $25.00 | 9/20/2011 10:08:07 AM |
jubilant-durability9 | $100.00 | 9/20/2011 10:17:23 AM |
Wangchuk | $25.01 | 9/20/2011 9:47:41 AM |
irrelevant | $25.00 | 9/20/2011 10:05:10 AM |
jhouman | $50.00 | 9/19/2011 5:09:23 PM |
SolarMoonshine | $25.00 | 9/19/2011 6:26:04 PM |
Dusigrosz | $100.00 | 9/19/2011 5:47:26 PM |
fascinating-generosity3 | $118.47 | 9/19/2011 6:05:22 PM |
pposFUNDing | $25.00 | 9/19/2011 5:33:11 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:15:24 PM |
innovator2 | $100.00 | 9/19/2011 8:20:50 PM |
marwadi-62 | $1,000.00 | 9/20/2011 6:04:02 AM |
pfh | $25.00 | 9/20/2011 7:44:49 AM |
Requiem | $25.00 | 9/20/2011 7:44:55 AM |
yield-lion2 | $25.00 | 9/20/2011 8:44:04 AM |
lamsabuy | $100.00 | 9/20/2011 9:01:14 AM |
InChicago | $100.00 | 9/20/2011 9:24:15 AM |
money-baron | $27.80 | 9/20/2011 8:40:11 AM |
fabulous-community4 | $25.00 | 9/20/2011 8:43:40 AM |
Free-the-usa-1776 | $66.50 | 9/20/2011 9:46:19 AM |
312-Lender | $25.00 | 9/20/2011 9:08:17 AM |
transaction-circuit | $50.00 | 9/20/2011 9:49:28 AM |
glroark | $107.21 | 9/20/2011 10:34:03 AM |
creative-bill8 | $40.00 | 9/20/2011 10:15:27 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
528178
This series of Notes was issued and sold upon the funding of the borrower loan #53671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $176.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 29% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
11 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $195,495 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Tahoe1960 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
|
Principal balance:
| $621.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Paying off other debt
Purpose of loan:
This loan will be used to pay off other debt.
My financial situation:
I am a good candidate for this loan because I have very steady income and a perfect payment history with my existing Prosper loan.
Monthly net income: $9,993
Regular recurring monthly expenses: approx. $9,311
Housing: $3,687
Insurance: $266
Car expenses: $428
Utilities: approx. $300
Phone, cable, internet: approx. $370
Food, entertainment: approx. $500
Clothing, household expenses: approx. $100
Credit cards and other loans: approx. $3,660
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $150.00 | 9/19/2011 5:15:19 PM |
thehousewife | $30.63 | 9/19/2011 5:34:58 PM |
SolarMoonshine | $500.00 | 9/19/2011 6:25:38 PM |
DiligentiaLLC | $250.00 | 9/19/2011 6:59:58 PM |
riveting-credit5 | $50.00 | 9/19/2011 8:37:40 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:36 AM |
golffish2 | $25.00 | 9/20/2011 3:58:50 AM |
ommcd | $25.00 | 9/20/2011 4:43:55 AM |
charming-exchange7 | $25.00 | 9/20/2011 8:28:39 AM |
pfh | $25.00 | 9/20/2011 7:58:36 AM |
EretzCapital | $100.00 | 9/20/2011 10:04:03 AM |
dollar-authority | $50.90 | 9/20/2011 10:44:50 AM |
stock106 | $25.00 | 9/20/2011 10:32:33 AM |
platinum-boss2 | $25.00 | 9/20/2011 12:06:25 PM |
shrewd-income | $225.00 | 9/20/2011 3:11:24 PM |
worth-blanket2 | $2,400.00 | 9/20/2011 5:21:59 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:02 PM |
omegamon1 | $25.00 | 9/19/2011 6:00:05 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:22:37 PM |
Kash2010lu | $25.00 | 9/19/2011 6:32:07 PM |
green-trade-dolphin | $25.00 | 9/19/2011 7:50:00 PM |
loanman2007 | $50.00 | 9/20/2011 5:36:24 AM |
witty-openness | $25.00 | 9/20/2011 6:11:56 AM |
chameleon125 | $25.00 | 9/20/2011 6:50:00 AM |
PXM-Financial | $50.00 | 9/20/2011 9:09:58 AM |
Jack55304 | $200.00 | 9/20/2011 9:10:31 AM |
golffish2 | $25.00 | 9/20/2011 10:50:44 AM |
handy-justice | $50.00 | 9/20/2011 10:40:29 AM |
ChoiceInvestments | $25.00 | 9/20/2011 1:17:50 PM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:34 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
528180
This series of Notes was issued and sold upon the funding of the borrower loan #53838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 89% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 30
/
27 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,206 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-futurist920 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
momruggi
Purpose of loan:
This loan will be used to.
My financial situation:
I am a good candidate for this loan because..
Monthly net income:
Monthly expenses:
Housing:
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/19/2011 5:06:46 PM |
worthy-bid8 | $50.00 | 9/19/2011 5:07:49 PM |
compoundinterest | $50.00 | 9/19/2011 5:08:02 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:02 PM |
diablorulz | $50.00 | 9/20/2011 9:41:15 AM |
oplender | $25.00 | 9/20/2011 11:32:18 AM |
worth-blanket2 | $9,400.00 | 9/20/2011 5:20:00 PM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:15 AM |
credit-kahuna | $50.00 | 9/20/2011 10:03:44 AM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:57 AM |
kulender | $100.00 | 9/20/2011 10:46:53 AM |
loss-of-control | $25.00 | 9/20/2011 5:50:39 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
528184
This series of Notes was issued and sold upon the funding of the borrower loan #53772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 1m |
Amount delinquent:
| $2,383 |
Total credit lines:
| 47 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,973 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BLUESKY2 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $4,415.26 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...
Consolidate my bills that I incurred doing necessary drainage work on my house.
My financial situation:
I am a good candidate for this loan because... I have a full-time job and own my home and have a good bill paying history.
Monthly net income: $3550
Monthly expenses: $
Housing: $2099
Insurance: $82
Car expenses: $100
Utilities: $150
Phone, cable, internet: $79
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $672
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
brightest-organized-balance | $25.00 | 9/19/2011 7:23:02 PM |
diplomatic-wealth7 | $25.00 | 9/21/2011 9:18:39 AM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:03 PM |
BuffetRocks | $50.00 | 9/20/2011 12:26:36 AM |
Jack55304 | $200.00 | 9/20/2011 9:10:32 AM |
kind-credit-bear | $25.00 | 9/20/2011 5:16:35 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:01 PM |
dime-sapling | $25.00 | 9/20/2011 7:53:56 PM |
DoctorJoe | $25.00 | 9/21/2011 5:18:59 AM |
GElender | $40.00 | 9/21/2011 5:42:52 AM |
Dubbs360 | $100.00 | 9/21/2011 8:00:22 AM |
worth-blanket2 | $4,360.00 | 9/21/2011 9:56:52 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
528188
This series of Notes was issued and sold upon the funding of the borrower loan #53633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,291 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| viewpoint1381 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 26 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,775.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
580-599
(Aug-2008)
580-599
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Bill Consolidation
Purpose of loan:
This loan will be used to...consolidate my bills
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time--never late
Monthly net income: $3,245
Monthly expenses: $
Housing: $900
Insurance: $118
Car expenses: $600
Utilities: $225
Phone, cable, internet: $250
Food, entertainment: $300---food only--no entertainment
Clothing, household expenses: $35
Credit cards and other loans: $725
Other expenses: $11.99 (netflix)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
calimanusa | $40.00 | 9/20/2011 9:02:23 AM |
cashhelp | $50.00 | 9/20/2011 9:03:18 AM |
lendstats_com | $100.00 | 9/20/2011 9:15:23 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:45 AM |
ChoiceInvestments | $38.00 | 9/20/2011 1:30:23 PM |
newest-generous-income | $25.00 | 9/20/2011 11:13:43 AM |
RLaumeyer | $30.00 | 9/20/2011 12:28:16 PM |
Mikale360 | $25.00 | 9/20/2011 5:06:54 PM |
marwadi-62 | $499.00 | 9/20/2011 3:02:48 PM |
note-buddy | $332.96 | 9/20/2011 5:00:57 PM |
lamsabuy | $100.00 | 9/20/2011 5:01:22 PM |
Kash2010lu | $25.00 | 9/20/2011 9:03:04 AM |
Dusigrosz | $100.00 | 9/20/2011 9:02:34 AM |
well-rounded-payout0 | $50.00 | 9/20/2011 9:15:31 AM |
MoneyForNothing | $33.00 | 9/20/2011 9:30:02 AM |
currency-excellency0 | $75.00 | 9/20/2011 9:02:33 AM |
golffish2 | $25.00 | 9/20/2011 9:08:27 AM |
handy-justice | $100.00 | 9/20/2011 10:36:58 AM |
loanman2007 | $100.00 | 9/20/2011 10:52:29 AM |
wonder3 | $35.00 | 9/20/2011 10:33:05 AM |
shrewd-income | $75.00 | 9/20/2011 3:08:54 PM |
Banker2OO7 | $50.00 | 9/20/2011 12:29:28 PM |
trumpeter5 | $25.00 | 9/20/2011 3:32:11 PM |
mason13a | $50.00 | 9/20/2011 3:44:13 PM |
LittleMingo | $30.00 | 9/20/2011 3:50:34 PM |
hidavehi | $55.00 | 9/20/2011 3:53:01 PM |
sweety075 | $25.00 | 9/20/2011 4:35:19 PM |
marwadi-62 | $501.00 | 9/20/2011 2:52:56 PM |
marinbb | $100.00 | 9/20/2011 3:14:13 PM |
Jack55304 | $200.00 | 9/20/2011 5:11:48 PM |
first-cash-producer | $25.00 | 9/20/2011 5:11:48 PM |
Astyanax | $56.04 | 9/20/2011 5:13:22 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
528190
This series of Notes was issued and sold upon the funding of the borrower loan #53672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $476.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 13% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,705 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| valiant-duty1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $6,622.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
valiant-duty1
Purpose of loan: Dedt Consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 9,000
Monthly expenses: $ 3600
Housing: $ 1600
Insurance: $ 300
Car expenses: $ 50
Utilities: $ 200
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1000
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $25.00 | 9/19/2011 5:08:11 PM |
proud-gold9 | $25.00 | 9/19/2011 6:10:28 PM |
DiligentiaLLC | $200.00 | 9/19/2011 7:04:23 PM |
brightest-organized-balance | $25.00 | 9/19/2011 7:23:29 PM |
Interloper | $25.00 | 9/19/2011 8:44:16 PM |
heaven75 | $50.00 | 9/19/2011 9:51:11 PM |
skuba | $50.00 | 9/20/2011 2:14:53 AM |
golffish2 | $25.00 | 9/20/2011 4:00:36 AM |
chief_wo | $25.00 | 9/20/2011 7:05:22 AM |
CAGE-Investments | $25.00 | 9/20/2011 6:29:16 AM |
return-buddy | $25.00 | 9/20/2011 6:52:17 AM |
orange-preeminant-bill | $25.00 | 9/20/2011 7:08:16 AM |
langdonx | $25.00 | 9/20/2011 7:21:26 AM |
diablorulz | $50.00 | 9/20/2011 9:41:16 AM |
Weaverville | $25.00 | 9/20/2011 10:47:17 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:28 AM |
finance-force5 | $25.00 | 9/20/2011 11:54:14 AM |
mason13a | $50.00 | 9/20/2011 3:46:41 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:25 PM |
social-cocktail1 | $100.00 | 9/20/2011 5:43:41 PM |
handshake5 | $100.00 | 9/20/2011 5:09:35 PM |
luann199 | $34.26 | 9/20/2011 6:51:04 PM |
new-social-economist | $60.00 | 9/21/2011 12:03:51 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:59 AM |
listing-vista | $50.00 | 9/20/2011 8:07:54 PM |
ivadood | $50.00 | 9/20/2011 8:13:12 PM |
wkeboarder21 | $50.00 | 9/21/2011 5:10:39 AM |
smear87 | $25.00 | 9/20/2011 8:41:05 PM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:38 AM |
DoctorJoe | $25.00 | 9/21/2011 5:23:07 AM |
Pasagam | $25.00 | 9/21/2011 5:51:58 AM |
vtrentster | $25.00 | 9/21/2011 8:18:34 AM |
adamnash | $25.00 | 9/21/2011 8:31:07 AM |
investment-tempo | $25.00 | 9/21/2011 11:11:24 AM |
Mark0135 | $25.00 | 9/21/2011 11:30:47 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:38 AM |
wdove511 | $30.00 | 9/21/2011 10:35:55 AM |
ndhookman | $25.00 | 9/21/2011 10:36:52 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:39 PM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:19 AM |
gold-disk | $25.00 | 9/21/2011 1:32:46 PM |
dime-sapling | $25.00 | 9/21/2011 2:41:11 PM |
shrewd-income | $25.00 | 9/21/2011 4:34:42 PM |
nickel-position | $25.00 | 9/21/2011 1:19:34 PM |
fervent-repayment | $25.00 | 9/21/2011 4:41:32 PM |
heavenly-interest9 | $300.00 | 9/21/2011 2:19:16 PM |
ursus | $50.00 | 9/21/2011 5:08:47 PM |
interest88 | $25.00 | 9/21/2011 5:21:18 PM |
TWGCJ | $50.00 | 9/21/2011 5:33:00 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:32 PM |
tech310 | $50.00 | 9/21/2011 6:04:25 PM |
matt_2006 | $25.00 | 9/21/2011 7:09:20 PM |
_NaLNaBB | $500.00 | 9/21/2011 7:18:29 PM |
1stPlace | $25.00 | 9/21/2011 6:15:44 PM |
sweetlan | $25.00 | 9/21/2011 6:22:03 PM |
roman2008 | $25.00 | 9/21/2011 6:52:35 PM |
Occhy | $25.00 | 9/21/2011 10:17:28 PM |
ptjg | $100.00 | 9/21/2011 10:58:12 PM |
skillful-asset5 | $25.00 | 9/21/2011 8:59:07 PM |
Easystreet | $25.00 | 9/22/2011 3:02:20 AM |
ommcd | $25.00 | 9/22/2011 5:01:13 AM |
pfh | $25.00 | 9/22/2011 5:18:01 AM |
Slapshot | $107.25 | 9/22/2011 5:56:47 AM |
equitable-capital758 | $250.00 | 9/21/2011 10:38:50 PM |
valiant-money | $35.00 | 9/22/2011 7:11:07 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:06 AM |
loyalty-czar | $38.62 | 9/22/2011 8:20:27 AM |
JustMee | $25.00 | 9/22/2011 6:21:50 AM |
prohelper | $50.00 | 9/22/2011 8:27:23 AM |
rlaboy | $25.00 | 9/22/2011 7:02:25 AM |
loot-heart | $25.00 | 9/22/2011 7:14:40 AM |
divedude | $25.00 | 9/22/2011 8:14:03 AM |
Bob450 | $25.00 | 9/22/2011 8:16:05 AM |
helpinghand63 | $25.00 | 9/22/2011 9:12:37 AM |
LittleMingo | $25.00 | 9/22/2011 9:08:10 AM |
a-golden-deal | $25.00 | 9/19/2011 5:16:31 PM |
responsibility-butterfly | $25.00 | 9/19/2011 6:49:03 PM |
influential-wealth2 | $30.00 | 9/19/2011 7:03:39 PM |
finance-investor3 | $25.00 | 9/19/2011 7:36:32 PM |
capital-web7 | $25.00 | 9/19/2011 8:20:10 PM |
dthompso | $50.00 | 9/19/2011 9:18:41 PM |
luzonct | $100.00 | 9/19/2011 10:20:20 PM |
GCInvestments | $28.00 | 9/20/2011 12:08:54 AM |
serene-capital | $25.00 | 9/20/2011 1:25:31 AM |
mlj0671 | $25.00 | 9/20/2011 5:23:30 AM |
treasure-bliss | $25.00 | 9/20/2011 7:01:24 AM |
gold-virtuoso | $40.00 | 9/20/2011 8:16:52 AM |
worthy-bid8 | $50.00 | 9/20/2011 9:06:45 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:45 AM |
wellsfrugal | $25.00 | 9/20/2011 11:19:50 AM |
vibraphone3 | $50.00 | 9/20/2011 11:22:40 AM |
fairness-transporter6 | $25.00 | 9/20/2011 6:32:28 PM |
grotheik | $25.00 | 9/20/2011 6:22:09 PM |
genuine-integrity0 | $25.00 | 9/20/2011 6:20:43 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:02 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:17 AM |
leverage-jalapeno | $50.00 | 9/20/2011 9:23:35 PM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:23 AM |
BxRealtor | $25.00 | 9/21/2011 7:43:24 AM |
BlessedEveryDay | $25.00 | 9/21/2011 6:06:27 AM |
finance-prescription | $100.00 | 9/21/2011 9:10:45 AM |
Investoman | $75.00 | 9/21/2011 9:13:06 AM |
Investor509 | $25.00 | 9/21/2011 9:17:22 AM |
bankofriverside | $25.00 | 9/21/2011 9:35:49 AM |
bluesquirrel | $50.00 | 9/21/2011 11:08:32 AM |
thankful-nickel2 | $25.00 | 9/21/2011 11:11:30 AM |
kriegs | $100.00 | 9/21/2011 12:37:15 PM |
payout-reaction740 | $25.00 | 9/21/2011 11:59:19 AM |
helping-out | $25.00 | 9/21/2011 1:40:57 PM |
point-xylophone | $25.00 | 9/21/2011 1:47:52 PM |
bazaar-hyperdrive3 | $50.00 | 9/21/2011 2:23:24 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:25 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:51 PM |
FinDoc | $25.00 | 9/21/2011 4:43:39 PM |
Investor_DP | $100.00 | 9/21/2011 5:06:04 PM |
flexible-fund6 | $25.00 | 9/21/2011 4:20:04 PM |
nickel-ferret | $50.00 | 9/21/2011 5:09:56 PM |
personal-lender | $25.00 | 9/21/2011 5:10:34 PM |
IIP77 | $25.00 | 9/21/2011 5:13:21 PM |
superb-funds335 | $25.00 | 9/21/2011 5:15:06 PM |
practical-expectations | $25.00 | 9/21/2011 6:51:49 PM |
BigBag | $30.00 | 9/21/2011 6:31:27 PM |
principal-flow9 | $25.00 | 9/21/2011 8:59:19 PM |
Zane314 | $150.00 | 9/21/2011 8:20:28 PM |
1-HARD-HEAD | $50.00 | 9/21/2011 11:27:41 PM |
Gladglide | $25.00 | 9/22/2011 12:01:00 AM |
ZeLonewolf | $25.00 | 9/21/2011 9:05:03 PM |
WindyKid | $50.00 | 9/22/2011 4:06:22 AM |
kbodendorf | $25.00 | 9/21/2011 9:14:55 PM |
KidSicily | $50.00 | 9/22/2011 5:55:43 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:24 AM |
benefit-pro | $50.00 | 9/22/2011 4:54:09 AM |
peaceful-wealth0 | $50.00 | 9/22/2011 7:19:25 AM |
courteous-fund9 | $50.00 | 9/22/2011 5:48:45 AM |
carlover | $25.00 | 9/22/2011 7:56:30 AM |
True-Patriot | $25.00 | 9/22/2011 8:13:13 AM |
five-star-justice | $25.00 | 9/22/2011 8:21:15 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:44 AM |
return-smasher2 | $25.00 | 9/22/2011 8:14:01 AM |
studious-bonus7 | $58.00 | 9/22/2011 9:07:51 AM |
genius520 | $50.00 | 9/22/2011 9:08:58 AM |
worth-blanket2 | $5,500.00 | 9/22/2011 9:14:29 AM |
142 Investments
|
Borrower Payment Dependent Notes Series
528206
This series of Notes was issued and sold upon the funding of the borrower loan #53688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $197.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $92 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-preeminant-finance |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $890.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
The Proposal
Purpose of loan:
This loan will be used to purchase an engagement ring for my girlfriend of three years.
My financial situation:
I am a good candidate for this loan because this will be my second loan utilizing the Prosper Marketplace. I had a very good experience with my first loan and paid it off in just over one year. It is a great loan/investment site and I highly recommend it for funding purchases.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/20/2011 9:07:02 AM |
green-trade-dolphin2 | $25.00 | 9/20/2011 9:28:56 AM |
janeybooboo | $100.00 | 9/20/2011 9:06:45 AM |
diablorulz | $50.00 | 9/20/2011 9:41:17 AM |
oplender | $25.00 | 9/20/2011 11:32:20 AM |
indomitable-coin | $25.00 | 9/20/2011 5:01:41 PM |
prodigy3 | $100.00 | 9/20/2011 7:06:02 PM |
credit-coach118 | $25.17 | 9/21/2011 8:49:36 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:42 PM |
mr55262 | $25.00 | 9/21/2011 4:36:57 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:55 PM |
availableloan | $25.00 | 9/21/2011 6:38:11 PM |
Theodon | $25.00 | 9/21/2011 6:47:05 PM |
Weaverville | $50.00 | 9/21/2011 9:08:00 PM |
One_Lolo | $25.00 | 9/22/2011 1:27:46 AM |
tombomb | $25.00 | 9/22/2011 10:21:17 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:47 PM |
building_community | $249.83 | 9/22/2011 4:43:50 PM |
platinum-trophy | $120.00 | 9/22/2011 5:01:25 PM |
five-star-note | $35.00 | 9/22/2011 6:19:58 PM |
meadow48 | $67.38 | 9/23/2011 7:02:15 AM |
heerzaquestion | $25.00 | 9/23/2011 9:35:39 AM |
penny-finder | $27.50 | 9/23/2011 10:40:52 AM |
maniac3 | $1,000.00 | 9/23/2011 11:29:27 AM |
basis-gazer0 | $100.00 | 9/23/2011 12:57:16 PM |
Peterman | $25.00 | 9/23/2011 2:29:58 PM |
Brisket_Bob | $50.00 | 9/23/2011 3:15:58 PM |
-------Loaner | $100.00 | 9/23/2011 3:59:47 PM |
marwadi-62 | $100.00 | 9/23/2011 3:09:08 PM |
GoldenGo4 | $100.00 | 9/23/2011 3:28:10 PM |
radforj22 | $25.00 | 9/23/2011 4:58:13 PM |
gilbrear | $25.00 | 9/23/2011 4:05:10 PM |
MongoBongo | $48.84 | 9/23/2011 5:01:50 PM |
orgy63 | $25.00 | 9/23/2011 4:44:34 PM |
sturdy-responsibility7 | $50.00 | 9/23/2011 5:11:15 PM |
Bank42 | $82.05 | 9/23/2011 5:05:06 PM |
AF-Chief | $50.00 | 9/23/2011 5:25:53 PM |
umfan123 | $25.00 | 9/23/2011 5:22:27 PM |
finance-symphony7 | $100.00 | 9/23/2011 5:49:50 PM |
Kaj | $40.00 | 9/23/2011 5:23:56 PM |
kindness-jedi | $25.00 | 9/23/2011 5:34:03 PM |
Dubbs360 | $100.00 | 9/23/2011 6:44:15 PM |
Chewbaca | $25.00 | 9/23/2011 5:29:09 PM |
genome865 | $25.00 | 9/23/2011 5:44:03 PM |
IIP77 | $25.00 | 9/23/2011 7:56:13 PM |
Rulea72 | $37.41 | 9/23/2011 8:05:20 PM |
BigBag | $25.00 | 9/23/2011 6:27:16 PM |
courteous-fund9 | $100.00 | 9/23/2011 6:44:11 PM |
cerebral-dollar773 | $71.23 | 9/23/2011 7:03:45 PM |
best-magical-dollar | $25.00 | 9/23/2011 7:37:02 PM |
openness-confidant | $25.00 | 9/23/2011 7:43:11 PM |
unequaled-pound | $75.12 | 9/23/2011 8:11:11 PM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:58 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:05 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:09 PM |
jescowa | $50.00 | 9/21/2011 6:15:48 PM |
rmpedi33 | $50.00 | 9/21/2011 10:14:25 PM |
1800porsche | $25.00 | 9/22/2011 12:58:55 AM |
first-serene-credit | $25.00 | 9/22/2011 8:59:06 AM |
enthusiastic-balance5 | $58.00 | 9/22/2011 9:10:23 AM |
liberty-cocktail6 | $25.00 | 9/22/2011 1:30:07 PM |
Tradesmanlender | $25.00 | 9/22/2011 7:09:05 PM |
hidavehi | $55.00 | 9/22/2011 8:21:28 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:38:06 PM |
Sneezie | $100.00 | 9/23/2011 8:03:29 AM |
salala | $25.00 | 9/23/2011 10:45:30 AM |
rcm87 | $100.00 | 9/23/2011 11:12:09 AM |
_NaLNaBB | $300.00 | 9/23/2011 4:04:26 PM |
jeremy20 | $25.00 | 9/23/2011 4:46:30 PM |
market-aficionado3 | $32.46 | 9/23/2011 4:52:01 PM |
Beechturner | $50.00 | 9/23/2011 4:58:40 PM |
ethicalhumanist | $100.00 | 9/23/2011 5:07:32 PM |
nimble-dedication1 | $50.00 | 9/23/2011 5:19:02 PM |
turbobrat | $48.43 | 9/23/2011 5:25:29 PM |
A-Win-Win | $25.00 | 9/23/2011 6:00:43 PM |
julijask | $25.00 | 9/23/2011 5:31:33 PM |
hopeful-silver5 | $25.00 | 9/23/2011 7:57:00 PM |
108lender | $500.00 | 9/23/2011 6:42:47 PM |
420limo | $30.00 | 9/23/2011 6:02:35 PM |
green-trade-dolphin2 | $50.00 | 9/23/2011 8:08:51 PM |
MrEville | $25.00 | 9/23/2011 7:25:03 PM |
AsianDragon | $50.00 | 9/23/2011 6:24:22 PM |
MrCoffee | $21.58 | 9/23/2011 8:37:26 PM |
MissionMicroFinance | $25.00 | 9/23/2011 7:51:38 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
528224
This series of Notes was issued and sold upon the funding of the borrower loan #53623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,744 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| No | | |
Screen name:
| Dogs-Best-Friend |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Stray Puppy, Hit by Car, Needs Help
This loan will be used to pay the surgeon this week as they require an advance and this 1 year old puppy who was hit at a gas station needs it. She had been abandoned by her owners a few days before according to the attendants, and I could not stand to hear her crying in agony. She still might lose her back leg, but I'm hopeful it will heal. In any event, her left hip is broken in 3 places and requires an orthopedic surgeon to repair.
I am a good candidate for this loan because I can pay this loan off quickly. I have 2 jobs and one pays bi-weekly and the other pays weekly.
Monthly net income: $ 7,400.00 verifyable
Housing: $ 780
Insurance: $ 45
Car expenses: $ 400 gas
Utilities: $ 140
Phone, cable, internet: $ 75
Food, entertainment: $ 400
Credit cards and other loans: min payments = $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $50.00 | 9/20/2011 9:15:32 AM |
transaction-circuit | $50.00 | 9/20/2011 9:49:29 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:51 AM |
scrappy-diversification7 | $2,000.00 | 9/21/2011 9:09:29 AM |
bid-stockpiler1 | $50.00 | 9/21/2011 3:52:34 PM |
CA-Lender | $25.00 | 9/21/2011 6:19:44 PM |
icanhasloanz | $100.00 | 9/21/2011 9:10:59 PM |
AndChicksforFree | $15.00 | 9/21/2011 9:29:16 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:10 PM |
nickel-hickory | $25.00 | 9/21/2011 9:57:17 AM |
kind-credit-bear | $25.00 | 9/21/2011 9:18:27 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:43 PM |
ursus | $50.00 | 9/21/2011 12:38:52 PM |
favorite-commerce | $35.00 | 9/21/2011 2:25:20 PM |
Dubbs360 | $100.00 | 9/21/2011 3:59:55 PM |
shrewd-income | $25.00 | 9/21/2011 4:28:47 PM |
suave-dime6 | $25.00 | 9/21/2011 4:57:24 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:55:25 PM |
diplomatic-wealth7 | $25.00 | 9/21/2011 5:17:06 PM |
The_Phoenix_Company | $25.00 | 9/21/2011 5:23:48 PM |
tech310 | $50.00 | 9/21/2011 6:02:09 PM |
creative-revenue0 | $50.00 | 9/21/2011 7:37:10 PM |
goodhearted-finance2 | $25.00 | 9/21/2011 7:59:39 PM |
deepblue34 | $25.00 | 9/21/2011 8:19:28 PM |
Weaverville | $25.00 | 9/21/2011 9:09:16 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
528252
This series of Notes was issued and sold upon the funding of the borrower loan #53665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,647 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-pie |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
740-759
(Oct-2009)
|
Principal balance:
| $1,723.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
I want to buy a newer pickup truck
Purpose of loan:
This loan will be used to pay off my existing loan and more importantly I would like to buy a newer pickup truck. I replaced the engine in my pickup truck earlier this year it still runs good but it is time to sell it and buy a newer truck. I really do not want to buy a truck from a auto dealership. It is important to me to buy a truck that is mechanically in great condition because I use it on my job, thank you
My financial situation:
Financially I am in good shape. I pay all my bills ontime and I will continue to pay ontime.
Monthly net income: $3400.00
Monthly expenses: $1300.00
Housing: $650.00
Insurance: $
Car expenses: $
Utilities: $elec. 50.00
Phone, cable, internet: $40.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $185.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 9/20/2011 9:07:25 AM |
one-midas | $25.00 | 9/20/2011 11:03:57 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:29 AM |
prodigy3 | $100.00 | 9/20/2011 7:06:03 PM |
ivadood | $50.00 | 9/20/2011 8:13:13 PM |
yield-aurora4 | $25.00 | 9/21/2011 6:51:38 AM |
return-buddy | $25.00 | 9/21/2011 8:19:52 AM |
enthralling-deal180 | $50.00 | 9/21/2011 6:21:23 AM |
FinanceEngine | $40.00 | 9/21/2011 8:46:56 AM |
responsibility-wind6 | $50.00 | 9/21/2011 10:40:19 AM |
velocity-amplifier9 | $25.00 | 9/21/2011 11:22:39 AM |
nickel-position | $25.00 | 9/21/2011 1:19:35 PM |
Investor_DP | $100.00 | 9/21/2011 5:06:04 PM |
handshake5 | $100.00 | 9/21/2011 5:09:45 PM |
kbodendorf | $25.00 | 9/21/2011 9:14:55 PM |
USMCR | $25.00 | 9/22/2011 4:25:04 AM |
bankofriverside | $25.00 | 9/22/2011 4:58:39 AM |
divedude | $25.00 | 9/22/2011 8:14:03 AM |
five-star-justice | $25.00 | 9/22/2011 8:21:16 AM |
vtrentster | $25.00 | 9/22/2011 8:25:59 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:31 AM |
DHolly | $25.00 | 9/20/2011 9:11:21 AM |
MarvintheMartian | $35.00 | 9/20/2011 9:19:41 AM |
compoundinterest | $25.00 | 9/20/2011 9:07:12 AM |
diablorulz | $50.00 | 9/20/2011 9:41:18 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:46 AM |
Weaverville | $25.00 | 9/20/2011 10:47:17 AM |
GCInvestments | $25.00 | 9/20/2011 2:48:31 PM |
mason13a | $50.00 | 9/20/2011 3:46:42 PM |
bid-czar8 | $100.00 | 9/20/2011 4:33:26 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:11 PM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:36 PM |
dime-sapling | $25.00 | 9/20/2011 8:17:26 PM |
CoolPlexer | $25.00 | 9/20/2011 8:58:43 PM |
powerful-finance7 | $25.00 | 9/21/2011 2:44:18 AM |
a-finance-nirvana | $25.00 | 9/21/2011 2:46:59 AM |
DoctorJoe | $25.00 | 9/21/2011 5:20:29 AM |
orange-preeminant-bill | $25.00 | 9/21/2011 5:56:43 AM |
treasure-bliss | $25.00 | 9/21/2011 5:41:31 AM |
worldly-investment333 | $50.00 | 9/21/2011 12:07:22 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:45 PM |
Mark0135 | $25.00 | 9/21/2011 11:30:48 AM |
fiserve4u | $50.00 | 9/21/2011 1:02:27 PM |
careful-vigilance4 | $50.00 | 9/21/2011 1:23:26 PM |
kriegs | $100.00 | 9/21/2011 12:37:16 PM |
ursus | $50.00 | 9/21/2011 5:08:49 PM |
finance-prescription | $100.00 | 9/21/2011 5:10:11 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:33 PM |
tech310 | $50.00 | 9/21/2011 6:02:10 PM |
listing-vista | $25.00 | 9/21/2011 6:19:57 PM |
Zane314 | $150.00 | 9/21/2011 8:20:29 PM |
principal-flow9 | $25.00 | 9/21/2011 8:59:19 PM |
WindyKid | $25.00 | 9/22/2011 4:06:23 AM |
corporatejim | $27.45 | 9/22/2011 5:04:12 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:06 AM |
useful-p2ploan | $50.00 | 9/22/2011 7:48:44 AM |
a-resplendent-commitment | $50.00 | 9/22/2011 6:44:25 AM |
prohelper | $50.00 | 9/22/2011 8:27:23 AM |
Investoman | $75.00 | 9/22/2011 9:12:26 AM |
worth-blanket2 | $5,800.00 | 9/22/2011 9:13:56 AM |
enthusiastic-balance5 | $100.00 | 9/22/2011 9:10:23 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
528288
This series of Notes was issued and sold upon the funding of the borrower loan #53674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 3m |
Amount delinquent:
| $93 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,802 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-cosmos |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
Principal balance:
| $2,701.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Need assistance in starting over
Purpose of loan: Need to move from current housing due to marriage ending.
This loan will be used to pay 1st months rent, security deposit and utility deposits.
Housing: $ 1500
Insurance: $ 0
Car expenses: $200 gas
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $35.00 | 9/20/2011 9:05:46 AM |
312-Lender | $25.00 | 9/20/2011 9:08:18 AM |
dime-sapling | $25.00 | 9/20/2011 7:53:56 PM |
Cluvnupe06 | $25.00 | 9/21/2011 9:53:40 AM |
FarmersBank | $25.00 | 9/21/2011 2:15:59 PM |
sweetlan | $25.00 | 9/21/2011 6:21:01 PM |
worth-blanket2 | $3,300.00 | 9/22/2011 9:14:04 AM |
golffish2 | $25.00 | 9/20/2011 9:10:15 AM |
marwadi-62 | $300.00 | 9/20/2011 2:53:54 PM |
chameleon125 | $25.00 | 9/20/2011 2:17:17 PM |
Whipster | $40.00 | 9/21/2011 5:28:11 AM |
melodious-openness | $50.00 | 9/21/2011 5:08:21 AM |
tech310 | $50.00 | 9/21/2011 6:03:24 PM |
Feyenoord | $25.00 | 9/21/2011 8:32:39 PM |
Amber_Stone | $27.75 | 9/22/2011 5:46:30 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
528292
This series of Notes was issued and sold upon the funding of the borrower loan #53686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $147.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,806 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-bath3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 71% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 29% )
| 780-799
(Jan-2011)
|
Principal balance:
| $4,187.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Need Help to Pay Off Debt.
Purpose of loan:
This loan will be used to pay off unexpected debt for my credit cards. Your help is appreciated!
My financial situation:
I am a good candidate for this loan because I will be on-time and reliable on paying back this loan. Also I am a steady job as well.
Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/20/2011 9:07:04 AM |
D911ave | $50.00 | 9/20/2011 9:15:20 AM |
oplender | $25.00 | 9/20/2011 11:32:21 AM |
boylezz | $25.00 | 9/21/2011 9:58:20 AM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:56 PM |
jescowa | $50.00 | 9/21/2011 6:15:49 PM |
Weaverville | $50.00 | 9/21/2011 9:08:01 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:48 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:05 PM |
Brisket_Bob | $25.00 | 9/23/2011 7:02:22 AM |
Sneezie | $100.00 | 9/23/2011 8:03:29 AM |
CFOGO | $25.00 | 9/23/2011 10:25:27 AM |
credit-socrates648 | $2,948.00 | 9/23/2011 2:10:46 PM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:59 AM |
diablorulz | $50.00 | 9/20/2011 9:41:19 AM |
loyalty-circuitry | $100.00 | 9/20/2011 2:31:06 PM |
caring-hope2 | $100.00 | 9/20/2011 3:43:24 PM |
indomitable-coin | $25.00 | 9/20/2011 5:01:42 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:12 PM |
prodigy3 | $82.00 | 9/20/2011 7:06:04 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:47 PM |
availableloan | $25.00 | 9/21/2011 6:38:12 PM |
1800porsche | $25.00 | 9/22/2011 12:58:55 AM |
awwaww | $30.00 | 9/22/2011 4:33:10 PM |
principal-bull | $25.00 | 9/22/2011 5:31:03 PM |
Kaj | $40.00 | 9/22/2011 6:58:51 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:02 PM |
cash-vault | $25.00 | 9/22/2011 11:17:26 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:56 AM |
meadow48 | $50.00 | 9/23/2011 7:01:07 AM |
salala | $25.00 | 9/23/2011 10:45:30 AM |
rcm87 | $100.00 | 9/23/2011 11:12:09 AM |
charming-exchange7 | $25.00 | 9/23/2011 1:33:50 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
528296
This series of Notes was issued and sold upon the funding of the borrower loan #53725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,026 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| ads-1985 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
27 Year Old, Educated Professional
Purpose of loan:
This loan will be used to... consolidate very limited debt I currently have ($2,000) and assist in picking things up.
My financial situation:
I am a good candidate for this loan because... I am a responsible, graduate of Syracuse University with a thriving business attitude. Past debt mistakes have made it difficult, but this would assist greatly and allow me to consolidate all debts.
Monthly net income: $ 3,500 + Family Trust Money
Monthly expenses: $
Housing: $ 2,555
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 120
Phone, cable, internet: $ 150
Food, entertainment: $ n/a
Clothing, household expenses: $ n/a
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/20/2011 9:05:46 AM |
a-unflappable-finance | $100.00 | 9/20/2011 10:26:59 AM |
oplender | $25.00 | 9/20/2011 11:32:21 AM |
kulender | $100.00 | 9/20/2011 10:46:55 AM |
shrewd-income | $100.00 | 9/20/2011 3:08:14 PM |
worthy-bid8 | $50.00 | 9/20/2011 5:07:37 PM |
RainMakers | $25.00 | 9/20/2011 6:05:09 PM |
a-finance-nirvana | $25.00 | 9/21/2011 2:45:52 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:48 PM |
accelerator96 | $25.00 | 9/21/2011 2:33:20 PM |
EngineersAlliance | $75.00 | 9/21/2011 5:10:45 PM |
Galdis | $25.00 | 9/21/2011 7:16:36 PM |
Weaverville | $50.00 | 9/21/2011 9:08:33 PM |
weiyinsan | $40.00 | 9/22/2011 1:13:25 AM |
newest-funds-powerplant | $25.00 | 9/22/2011 1:43:10 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:49 PM |
lalene01 | $25.00 | 9/22/2011 4:16:14 PM |
Dubbs360 | $100.00 | 9/22/2011 9:37:46 PM |
Pitufo | $25.00 | 9/22/2011 10:29:11 PM |
meadow48 | $50.00 | 9/23/2011 7:00:21 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:56 AM |
pythia | $25.00 | 9/23/2011 7:31:11 AM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:00 PM |
CatbirdBanking | $25.00 | 9/23/2011 7:03:31 PM |
vutah | $25.00 | 9/24/2011 2:30:10 AM |
Rivervale_Westwood | $100.00 | 9/24/2011 11:51:05 AM |
cordial-affluence2 | $50.00 | 9/24/2011 12:42:12 PM |
ImaPutz | $25.00 | 9/24/2011 4:06:04 PM |
SolarMoonshine | $25.00 | 9/24/2011 5:03:05 PM |
famous-bill | $50.00 | 9/24/2011 4:05:52 PM |
riskreward | $250.00 | 9/24/2011 5:29:18 PM |
newest-generous-income | $25.00 | 9/25/2011 2:34:12 AM |
intrepid-loot | $25.00 | 9/24/2011 8:38:41 PM |
impeccable-duty7 | $65.00 | 9/25/2011 6:53:30 AM |
Tighternbarkonatree | $25.00 | 9/25/2011 4:53:24 AM |
Kyileo | $25.00 | 9/25/2011 8:54:35 AM |
gold-fluffy-bunny4 | $75.00 | 9/25/2011 7:15:32 AM |
drkosh | $25.00 | 9/25/2011 9:03:22 AM |
platinum-cargo | $25.00 | 9/25/2011 9:07:28 AM |
compoundinterest | $50.00 | 9/20/2011 9:07:05 AM |
diablorulz | $50.00 | 9/20/2011 9:41:19 AM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:13 PM |
john0720 | $100.00 | 9/21/2011 6:55:45 AM |
marwadi-62 | $100.00 | 9/21/2011 12:39:50 PM |
ursus | $50.00 | 9/21/2011 5:08:50 PM |
1800porsche | $25.00 | 9/22/2011 12:58:56 AM |
villagers | $50.00 | 9/22/2011 3:11:35 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:15 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:24:25 PM |
Joshtron | $25.00 | 9/22/2011 9:07:21 PM |
interstellar | $75.00 | 9/23/2011 4:49:34 AM |
Brisket_Bob | $50.00 | 9/23/2011 7:03:54 AM |
liberty-cocktail6 | $35.00 | 9/23/2011 9:53:09 AM |
salala | $25.00 | 9/23/2011 10:45:31 AM |
rcm87 | $100.00 | 9/23/2011 11:12:10 AM |
exchange-jedi | $25.00 | 9/23/2011 11:24:37 AM |
priceless-note7 | $50.00 | 9/23/2011 11:16:00 AM |
elvisloans | $25.00 | 9/23/2011 12:26:19 PM |
MrBadExample | $46.00 | 9/23/2011 3:36:31 PM |
tolerant-balance7 | $25.00 | 9/23/2011 9:48:34 PM |
NolockHolmes | $50.00 | 9/23/2011 9:12:14 PM |
wilmajean | $50.00 | 9/24/2011 4:12:24 AM |
velocity-winner | $25.00 | 9/23/2011 9:23:54 PM |
brightest-dynamic-peace | $25.00 | 9/24/2011 10:15:23 AM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:20 AM |
ethical-bid6 | $50.00 | 9/24/2011 12:14:00 PM |
wwwUniversal | $25.00 | 9/24/2011 12:19:48 PM |
payout-bridge | $75.00 | 9/24/2011 1:24:55 PM |
skyguy24 | $50.00 | 9/24/2011 12:26:32 PM |
irishalaskan | $25.00 | 9/24/2011 12:43:35 PM |
Techne_Funds_LLC | $50.00 | 9/24/2011 2:06:15 PM |
Ripsaw4U | $50.00 | 9/24/2011 5:15:46 PM |
rbgnr111 | $25.00 | 9/24/2011 5:35:14 PM |
mraleig | $100.00 | 9/24/2011 5:49:03 PM |
timmsc | $25.00 | 9/24/2011 10:16:34 PM |
nashibaksi | $30.00 | 9/24/2011 7:35:19 PM |
Kaj | $30.00 | 9/25/2011 3:53:18 AM |
timmsc | $25.00 | 9/24/2011 10:14:44 PM |
PalmerTheEmbalmer | $29.00 | 9/25/2011 3:45:49 AM |
ore-dojo | $50.00 | 9/25/2011 8:40:59 AM |
TomDalonajay | $25.00 | 9/25/2011 7:41:44 AM |
ASG_NECO | $15.00 | 9/25/2011 10:24:26 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
528336
This series of Notes was issued and sold upon the funding of the borrower loan #53692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
11 | Length of status: | 21y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,918 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| epic-fund982 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
applegirl
Purpose of loan:
This loan will be used to...pay taxes
My financial situation:
I am a good candidate for this loan because...I always pay my bills!
Monthly net income: $3000.00
Monthly expenses: $1600.00
Housing: $0 - ex-husband responsbile for house payment/court ordered
Insurance: $206
Car expenses: $487
Utilities: $0 - live with boyfriend
Phone, cable, internet: $135
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $566
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/21/2011 9:12:40 AM |
golffish2 | $100.00 | 9/21/2011 9:11:45 AM |
DiligentiaLLC | $75.00 | 9/21/2011 3:13:28 PM |
ursus | $50.00 | 9/21/2011 5:08:55 PM |
Weaverville | $25.00 | 9/21/2011 9:09:20 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:38 AM |
wise-unique-market | $100.00 | 9/22/2011 5:00:59 PM |
wkeboarder21 | $50.00 | 9/22/2011 5:54:36 PM |
finance-investor3 | $25.00 | 9/22/2011 10:03:03 PM |
1stBankAndHal | $50.08 | 9/23/2011 8:24:10 AM |
frogperson | $100.00 | 9/23/2011 8:11:25 AM |
foothillender | $25.00 | 9/23/2011 9:00:10 AM |
dsgfl1 | $60.00 | 9/23/2011 8:36:00 AM |
favorite-commerce | $25.00 | 9/23/2011 10:54:23 AM |
terrific-p2ploan | $25.00 | 9/23/2011 12:40:03 PM |
Dskillz | $170.00 | 9/23/2011 1:18:53 PM |
sportcraft18 | $50.00 | 9/23/2011 1:17:37 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:20 PM |
kulender | $0.85 | 9/23/2011 2:37:39 PM |
Wangchuk | $25.00 | 9/21/2011 9:09:37 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:28:10 AM |
figs4u2 | $100.00 | 9/21/2011 12:15:00 PM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:56 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:02 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:04 PM |
jjswanso | $50.00 | 9/21/2011 5:13:27 PM |
tech310 | $50.00 | 9/21/2011 6:06:56 PM |
Top_Gun_Lender | $26.00 | 9/22/2011 12:16:03 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:53 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:15 AM |
Bill88 | $25.00 | 9/22/2011 1:20:19 PM |
refined-penny | $25.00 | 9/22/2011 4:41:37 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:12 PM |
diplomatic-wealth7 | $25.00 | 9/22/2011 5:18:18 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:57:06 PM |
ready-interest9 | $25.00 | 9/23/2011 6:16:54 AM |
credit-maverick1 | $50.00 | 9/23/2011 6:38:49 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:57 AM |
first-dinero-igloo | $25.00 | 9/23/2011 7:41:15 AM |
worth-shower8 | $100.00 | 9/23/2011 8:39:12 AM |
valiant-money | $30.00 | 9/23/2011 8:28:46 AM |
credit-socrates648 | $2,778.00 | 9/23/2011 2:08:19 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
528348
This series of Notes was issued and sold upon the funding of the borrower loan #53669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $147.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,931 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wealth-javelin |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
|
Principal balance:
| $452.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
Debt Consolidation
I received an email from Prosper about applying for a new loan and though it might be worth a shot to reduce the interest rate for a balance I have.
I'm a Sotware Engineer and have been at my current company for eight years and have survived three acquisitions and various layoffs over that time period. The layoffs have stopped and I think the company is big enough now that it's less likely to be acquired in the future so I believe even in this economy I have a stable reliable source of income to be able to pay the loan off. Credit report will show that I always pay my debts and pay on-time so no problems there.
The proceeds would be used to pay off the following:
Lowes: 4530.25
I had a roof leak a couple years ago that required new shingles over the majority of my home and garage. The garage had to have the decking replaced. Other piece was for new siding and windows. Windows are done and I have all the siding bought but only about half installed at this point.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/20/2011 5:07:51 PM |
luzonct | $100.00 | 9/20/2011 5:29:53 PM |
phenomenal-gain5 | $30.00 | 9/20/2011 6:28:35 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:17 PM |
oplender | $25.00 | 9/21/2011 8:12:46 AM |
green-trade-dolphin2 | $25.00 | 9/21/2011 6:55:22 AM |
a-unflappable-finance | $100.00 | 9/21/2011 9:37:02 AM |
boylezz | $25.00 | 9/21/2011 9:58:20 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:53 PM |
moneybags16 | $25.00 | 9/21/2011 11:41:22 AM |
ethicalhumanist | $100.00 | 9/21/2011 6:05:32 PM |
1800porsche | $25.00 | 9/22/2011 12:58:56 AM |
organized-payment6 | $50.00 | 9/22/2011 2:02:49 PM |
benefit-banshee | $25.00 | 9/22/2011 5:43:20 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:03 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:43:44 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:05 PM |
iq8w7ht | $25.00 | 9/22/2011 11:27:13 PM |
ALANGREANSPAN | $50.00 | 9/23/2011 6:17:37 AM |
sri59 | $100.00 | 9/23/2011 6:20:05 AM |
john0720 | $100.00 | 9/23/2011 1:40:13 PM |
credit-socrates648 | $2,167.13 | 9/23/2011 2:09:34 PM |
D911ave | $50.00 | 9/20/2011 5:16:08 PM |
RainMakers | $25.00 | 9/20/2011 6:01:08 PM |
Bank_Of_XL | $25.00 | 9/20/2011 6:55:59 PM |
1stBankAndHal | $25.05 | 9/21/2011 6:33:50 AM |
indomitable-coin | $25.00 | 9/21/2011 12:24:41 PM |
jescowa | $50.00 | 9/21/2011 6:15:49 PM |
Weaverville | $50.00 | 9/21/2011 9:08:03 PM |
worthy-bid8 | $50.00 | 9/22/2011 9:07:02 AM |
five-star-note | $35.00 | 9/22/2011 6:19:59 PM |
rcr549 | $27.82 | 9/23/2011 1:26:51 AM |
Brisket_Bob | $25.00 | 9/23/2011 7:05:22 AM |
Sneezie | $100.00 | 9/23/2011 8:03:30 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:38 AM |
salala | $25.00 | 9/23/2011 10:45:31 AM |
rcm87 | $100.00 | 9/23/2011 11:12:11 AM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:20 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:52 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
528352
This series of Notes was issued and sold upon the funding of the borrower loan #53808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| payout-radio |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan: Auto Purchase
This loan will be used to...Purchase an automobile - Toyota corolla
My financial situation: I am a good candidate for this loan because I have no derrogatory items or delinquency's on my credit report and nothing has ever gone into collections and I have always paid my bills on time and have been at my job for over 4 years as a manager.
Monthly net income: $1400
Monthly expenses: $655
Housing: $275
Insurance: $50
Car expenses: $80
Utilities: $0
Phone, cable, internet: $90
Food, entertainment: $160
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jjswanso | $50.00 | 9/21/2011 5:13:27 PM |
janeybooboo | $100.00 | 9/21/2011 5:30:13 PM |
CA-Lender | $25.00 | 9/21/2011 6:19:00 PM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:38 AM |
loanman2007 | $100.00 | 9/22/2011 5:05:12 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:43 AM |
worth-blanket2 | $7,600.00 | 9/22/2011 9:13:59 AM |
ursus | $50.00 | 9/21/2011 5:08:59 PM |
tech310 | $50.00 | 9/21/2011 6:02:12 PM |
CashFlow13 | $1,000.00 | 9/22/2011 3:53:29 AM |
Weaverville | $25.00 | 9/21/2011 9:09:23 PM |
wampum-amplifier | $64.14 | 9/21/2011 11:10:39 PM |
worldly-money4 | $100.00 | 9/22/2011 6:58:54 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
528366
This series of Notes was issued and sold upon the funding of the borrower loan #53689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| poetic-felicity5 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SLD
Purpose of loan:
This loan will be used to...pay off debt and money for savings
My financial situation:
I am a good candidate for this loan because...I am trying to build my credit back up an I always pay on time.
Monthly net income: $2448
Monthly expenses: $
Housing: $875
Insurance: $66
Car expenses: $266.08
Utilities: $170
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
luzonct | $100.00 | 9/20/2011 5:28:01 PM |
responsibility-butterfly | $25.00 | 9/20/2011 6:20:18 PM |
superb-funds335 | $25.00 | 9/21/2011 5:15:07 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:00 PM |
tech310 | $50.00 | 9/21/2011 6:02:11 PM |
Weaverville | $25.00 | 9/21/2011 9:09:19 PM |
1willray | $25.00 | 9/21/2011 11:47:49 PM |
platinum-platoon | $25.00 | 9/22/2011 4:35:36 PM |
proper-loot3 | $29.00 | 9/22/2011 5:21:24 PM |
handy-justice | $50.00 | 9/22/2011 6:25:24 PM |
unafraid-nickel | $25.00 | 9/22/2011 6:41:38 PM |
green-unrivaled-felicity | $30.41 | 9/22/2011 6:48:46 PM |
return-seeker85 | $50.00 | 9/22/2011 7:05:33 PM |
jubilant-durability9 | $50.00 | 9/22/2011 7:46:05 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:51:19 PM |
kfinvest | $100.00 | 9/23/2011 2:14:44 AM |
sincerlyyours | $100.00 | 9/23/2011 4:26:34 AM |
Leshan | $25.00 | 9/23/2011 7:06:37 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:57 AM |
ect_2k20 | $25.00 | 9/23/2011 7:41:44 AM |
frogperson | $50.00 | 9/23/2011 8:01:00 AM |
MikeD_RI | $27.75 | 9/23/2011 8:56:38 AM |
whitegold24k | $46.68 | 9/23/2011 8:28:44 AM |
worth-shower8 | $100.00 | 9/23/2011 8:37:29 AM |
JHKL | $50.00 | 9/23/2011 9:42:41 AM |
trade-elm | $29.00 | 9/23/2011 9:25:32 AM |
vanderhp | $25.00 | 9/23/2011 10:12:33 AM |
irrelevant | $25.00 | 9/23/2011 10:05:06 AM |
contract-victor5 | $30.00 | 9/23/2011 10:32:29 AM |
carolinalending | $27.80 | 9/23/2011 10:28:10 AM |
ets2011 | $25.00 | 9/23/2011 11:51:26 AM |
bsh297 | $25.00 | 9/23/2011 12:16:37 PM |
worthy-bid4 | $36.01 | 9/23/2011 12:38:36 PM |
basis-gazer0 | $100.00 | 9/23/2011 1:15:13 PM |
listing-reformation8 | $50.00 | 9/23/2011 1:12:34 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:20 PM |
malomar66 | $49.51 | 9/23/2011 2:13:34 PM |
Happyhourcomics | $1.00 | 9/23/2011 2:14:44 PM |
balance-transformer3 | $25.00 | 9/20/2011 7:36:36 PM |
SolarMoonshine | $25.00 | 9/20/2011 6:40:03 PM |
genuine-dime | $100.00 | 9/20/2011 7:14:30 PM |
golffish2 | $25.00 | 9/21/2011 9:09:25 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:54 PM |
ursus | $50.00 | 9/21/2011 5:08:53 PM |
jjswanso | $50.00 | 9/21/2011 5:13:26 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:36 AM |
diplomatic-wealth7 | $25.00 | 9/22/2011 9:18:09 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:14 AM |
BlessedEveryDay | $25.00 | 9/22/2011 4:22:09 PM |
wise-unique-market | $100.00 | 9/22/2011 5:00:23 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:10 PM |
platinum-rapture6 | $50.00 | 9/22/2011 7:05:20 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:06 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:50:54 PM |
spiff666 | $25.00 | 9/22/2011 9:05:01 PM |
finance-investor3 | $25.00 | 9/22/2011 9:58:22 PM |
LendingPimp | $100.00 | 9/22/2011 11:36:42 PM |
power-secret-agent | $30.00 | 9/23/2011 2:24:54 AM |
gold-miser9 | $200.00 | 9/23/2011 6:09:41 AM |
jebber007 | $35.00 | 9/23/2011 5:30:37 AM |
radiant-return | $50.00 | 9/23/2011 8:07:07 AM |
dough-bear | $25.00 | 9/23/2011 8:56:36 AM |
silver-enlightenment0 | $100.00 | 9/23/2011 9:02:01 AM |
bizlending | $100.00 | 9/23/2011 9:03:35 AM |
foothillender | $25.00 | 9/23/2011 8:56:37 AM |
Shawn95187 | $62.25 | 9/23/2011 9:18:20 AM |
income-rocker2 | $50.00 | 9/23/2011 9:52:29 AM |
moola-tulip1 | $25.59 | 9/23/2011 10:05:47 AM |
helper07 | $30.00 | 9/23/2011 10:25:41 AM |
favorite-commerce | $25.00 | 9/23/2011 10:53:56 AM |
auction-seeker4 | $25.00 | 9/23/2011 10:55:27 AM |
penny-champ5 | $25.00 | 9/23/2011 10:50:52 AM |
sharp-return7 | $25.00 | 9/23/2011 11:19:14 AM |
agalt | $100.00 | 9/23/2011 11:58:01 AM |
balance-chestnut | $50.00 | 9/23/2011 12:10:00 PM |
transaction-circuit | $50.00 | 9/23/2011 1:07:02 PM |
bizlending | $100.00 | 9/23/2011 1:35:49 PM |
tolerant-balance7 | $25.00 | 9/23/2011 1:40:31 PM |
TheArtOfLogic | $25.00 | 9/23/2011 1:55:24 PM |
market-pudding | $25.00 | 9/23/2011 2:09:22 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
528370
This series of Notes was issued and sold upon the funding of the borrower loan #53651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,489 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| soulful-community12 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card payments
Purpose of loan: Credit card payments
This loan will be used to...
pay off credit cards
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
transaction-circuit | $50.00 | 9/20/2011 9:49:29 AM |
favorite-commerce | $30.00 | 9/20/2011 10:10:58 AM |
foothillender | $25.00 | 9/20/2011 1:20:06 PM |
taltman | $25.00 | 9/21/2011 10:43:51 AM |
figs4u2 | $100.00 | 9/21/2011 12:14:51 PM |
capital-kingdom | $25.01 | 9/21/2011 4:40:12 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:16:58 PM |
Frover | $25.00 | 9/22/2011 7:33:18 AM |
nickel-hickory | $25.00 | 9/22/2011 9:58:57 AM |
nickel-hickory | $45.00 | 9/22/2011 9:59:50 AM |
ZOOOM | $25.00 | 9/22/2011 11:45:27 AM |
Weaverville | $25.00 | 9/22/2011 4:01:18 PM |
calimanusa | $30.00 | 9/22/2011 4:39:22 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:07 PM |
tolerant-diversification4 | $25.00 | 9/22/2011 5:14:18 PM |
4mydaughterseducation | $25.00 | 9/22/2011 5:11:55 PM |
pfh | $25.00 | 9/22/2011 6:11:04 PM |
108lender | $150.00 | 9/22/2011 6:40:15 PM |
platinum-admiral8 | $25.00 | 9/22/2011 6:44:08 PM |
handy-justice | $50.00 | 9/22/2011 6:41:52 PM |
pious-benjamins1 | $25.00 | 9/22/2011 7:13:20 PM |
lendhouse2008 | $120.27 | 9/22/2011 7:32:16 PM |
SpoonerPhan | $50.00 | 9/22/2011 7:33:21 PM |
CoyoteJack | $25.00 | 9/22/2011 7:48:56 PM |
secureincome | $70.72 | 9/22/2011 9:22:23 PM |
well-rounded-payout0 | $50.00 | 9/20/2011 9:15:33 AM |
DiligentiaLLC | $75.00 | 9/20/2011 12:11:16 PM |
shrewd-income | $25.00 | 9/20/2011 3:07:37 PM |
luzonct | $100.00 | 9/20/2011 5:33:03 PM |
ladyopium | $100.00 | 9/20/2011 8:46:17 PM |
suave-dime6 | $25.00 | 9/20/2011 9:41:49 PM |
Bob450 | $25.00 | 9/21/2011 3:06:44 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:33 AM |
duty-monger | $50.00 | 9/22/2011 10:49:45 AM |
nickel-hickory | $50.00 | 9/22/2011 5:04:30 PM |
proper-loot3 | $29.00 | 9/22/2011 5:11:11 PM |
irrelevant | $25.00 | 9/22/2011 7:05:09 PM |
jubilant-durability9 | $25.00 | 9/22/2011 7:56:50 PM |
progressive-treasure1 | $25.00 | 9/22/2011 9:01:35 PM |
five-star-note | $50.00 | 9/22/2011 9:13:45 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
528382
This series of Notes was issued and sold upon the funding of the borrower loan #53622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-20-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $91.63 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
24 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 74 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,661 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bamagirl01 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Bill Consolidation
Purpose of loan:
This loan will be used to pay off some smaller bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4000
Monthly expenses: $ 2500
Housing: $ 820
Insurance: $ 120
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 250
Food, entertainment: $ 200
Clothing, household expenses: $ 300
Credit cards and other loans: $ 400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 9/20/2011 9:02:24 AM |
cashhelp | $50.00 | 9/20/2011 9:03:34 AM |
diablorulz | $50.00 | 9/20/2011 9:41:21 AM |
artisan369 | $300.00 | 9/20/2011 9:49:23 AM |
golffish2 | $25.00 | 9/20/2011 9:12:09 AM |
MarvintheMartian | $35.00 | 9/20/2011 9:14:05 AM |
Free-the-usa-1776 | $50.00 | 9/20/2011 9:40:44 AM |
listing-bada-bing | $50.00 | 9/20/2011 10:36:18 AM |
EretzCapital | $50.00 | 9/20/2011 10:03:05 AM |
wonder3 | $40.00 | 9/20/2011 10:26:30 AM |
JustMee | $25.00 | 9/20/2011 11:03:24 AM |
Rabid_Dove | $35.00 | 9/20/2011 11:08:32 AM |
golffish2 | $25.00 | 9/20/2011 10:49:43 AM |
Mikale360 | $25.00 | 9/20/2011 12:08:59 PM |
wellsfrugal | $25.00 | 9/20/2011 10:59:58 AM |
newest-generous-income | $25.00 | 9/20/2011 11:12:05 AM |
kinetic-social | $25.00 | 9/20/2011 11:21:52 AM |
Beechturner | $40.00 | 9/20/2011 11:41:43 AM |
charming-exchange7 | $25.00 | 9/20/2011 11:47:56 AM |
epall | $25.00 | 9/20/2011 11:58:25 AM |
peaceful-wealth0 | $50.00 | 9/20/2011 12:05:36 PM |
heaven75 | $300.00 | 9/20/2011 12:06:15 PM |
graceful-investment | $100.00 | 9/20/2011 9:06:29 AM |
compoundinterest | $25.00 | 9/20/2011 9:07:12 AM |
DHolly | $25.00 | 9/20/2011 9:09:37 AM |
calimanusa | $30.00 | 9/20/2011 9:03:19 AM |
janeybooboo | $100.00 | 9/20/2011 9:04:51 AM |
orange-penny-shooter | $25.00 | 9/20/2011 10:00:46 AM |
DiligentiaLLC | $250.00 | 9/20/2011 10:02:11 AM |
one-midas | $25.00 | 9/20/2011 9:27:32 AM |
jubilant-durability9 | $50.00 | 9/20/2011 10:25:44 AM |
favorite-commerce | $50.00 | 9/20/2011 10:09:40 AM |
wwwUniversal | $25.00 | 9/20/2011 10:59:30 AM |
accelerator96 | $25.00 | 9/20/2011 11:21:57 AM |
credit-guard5 | $25.00 | 9/20/2011 11:32:56 AM |
payout-bridge | $150.00 | 9/20/2011 11:52:01 AM |
loanman2007 | $100.00 | 9/20/2011 10:48:51 AM |
bid-stockpiler1 | $120.00 | 9/20/2011 12:30:12 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
528416
This series of Notes was issued and sold upon the funding of the borrower loan #53690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,319 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-exchange-sunrise |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2011)
|
Principal balance:
| $6,464.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Propilotwife
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/21/2011 9:12:13 AM |
DiligentiaLLC | $75.00 | 9/21/2011 10:16:22 AM |
figs4u2 | $100.00 | 9/21/2011 12:15:01 PM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:56 PM |
ursus | $50.00 | 9/21/2011 5:08:56 PM |
interest88 | $37.00 | 9/21/2011 5:21:38 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:02 PM |
tech310 | $50.00 | 9/21/2011 6:06:57 PM |
ommcd | $25.00 | 9/22/2011 5:01:14 AM |
wisconsinvestor | $25.00 | 9/22/2011 8:40:10 AM |
Jack55304 | $200.00 | 9/21/2011 9:12:52 AM |
CA-Lender | $50.00 | 9/21/2011 9:24:18 AM |
dime-sapling | $25.00 | 9/21/2011 3:44:32 PM |
Weaverville | $25.00 | 9/21/2011 9:09:20 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:38 AM |
worth-blanket2 | $9,300.00 | 9/22/2011 9:12:41 AM |
16 Investments
|
Borrower Payment Dependent Notes Series
528430
This series of Notes was issued and sold upon the funding of the borrower loan #53644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,100.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $219.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 11
/
10 | Length of status: | 15y 1m |
Amount delinquent:
| $19,756 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,826 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enchanted-affluence590 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
Principal balance:
| $6,234.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Funds needed for Emergency
Purpose of loan:
This loan will be used for unexpected Medical Emergency in the family.
My financial situation:
I am a good candidate for this loan because i have a good steady job at the same company for 16 years. No issues making the payments.
Monthly net income: $6466
Housing: $3800
Insurance: $110
Car expenses: $145
Utilities: $220
Phone, cable, internet: $119
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $480
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.07 | 9/20/2011 5:35:33 PM |
312-Lender | $25.00 | 9/20/2011 5:15:26 PM |
dime-sapling | $25.00 | 9/20/2011 7:53:56 PM |
figs4u2 | $100.00 | 9/21/2011 12:14:58 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:01 PM |
tech310 | $50.00 | 9/21/2011 6:03:26 PM |
courteous-note1 | $25.16 | 9/22/2011 4:50:19 AM |
ommcd | $25.00 | 9/22/2011 5:01:13 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:37 AM |
golffish2 | $25.00 | 9/21/2011 5:11:08 AM |
Jack55304 | $200.00 | 9/21/2011 9:12:52 AM |
FarmersBank | $25.00 | 9/22/2011 7:37:31 AM |
enthusiastic-balance5 | $100.00 | 9/22/2011 9:10:23 AM |
worth-blanket2 | $4,600.00 | 9/22/2011 9:13:07 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
528434
This series of Notes was issued and sold upon the funding of the borrower loan #53604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-20-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,237 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| special-silver |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
|
Principal balance:
| $2,661.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
josequake
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 9/20/2011 5:16:42 PM |
312-Lender | $25.00 | 9/20/2011 5:15:26 PM |
dime-sapling | $25.00 | 9/20/2011 7:53:56 PM |
Jack55304 | $200.00 | 9/21/2011 9:12:52 AM |
wisconsinvestor | $25.00 | 9/21/2011 9:15:18 AM |
american-investor | $25.00 | 9/21/2011 10:15:31 AM |
marwadi-62 | $100.00 | 9/21/2011 7:38:43 AM |
DiligentiaLLC | $75.00 | 9/21/2011 7:28:04 AM |
worth-blanket2 | $7,000.00 | 9/21/2011 9:56:35 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
528438
This series of Notes was issued and sold upon the funding of the borrower loan #53717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 600-619 (Sep-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 17y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 73 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,456 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| statuesque-funds8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $1,256.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
House Taxes are Due
Purpose of loan:
This loan will be used to pay my home taxes and homeowner's insurance.
My financial situation: good!
I am a good candidate for this loan because I have been paying ALL of my bills on time and I will continue to do just that. My first loan with Prosper is in great standing.
Monthly net income: $5,300
Monthly expenses: Total expenses = $3,500
Housing: $1,300
Insurance: $100
Car expenses: $400
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $800
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $25.00 | 9/21/2011 9:14:11 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:23:53 AM |
tech310 | $50.00 | 9/21/2011 6:03:28 PM |
shawnw2 | $30.00 | 9/21/2011 10:03:11 AM |
dime-sapling | $25.00 | 9/21/2011 2:55:42 PM |
chameleon125 | $25.00 | 9/21/2011 9:04:32 PM |
MilitaryLending | $100.02 | 9/21/2011 11:22:23 PM |
FarmersBank | $25.00 | 9/22/2011 7:36:31 AM |
worth-blanket2 | $3,700.00 | 9/22/2011 9:13:09 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
528460
This series of Notes was issued and sold upon the funding of the borrower loan #53797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $367.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1980 |
Debt/Income ratio:
| 29% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 21
/
9 | Length of status: | 25y 11m |
Amount delinquent:
| $5,844 |
Total credit lines:
| 51 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,783 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Olmedia |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan/Home repairs
Purpose of loan:
This loan will be used to...
payoff some credit cards which I used to pay some taxes a few years back. Some of it would also be used to do some repairs at my home. It's my family home but I am the only one living there. I moved back to town 4 years ago to help take care of my mom who had a stroke.
My financial situation:
I am a good candidate for this loan because I don't owe that much in outstanding credit now and am very stable. I have been making large payments each month to pay my balances down. I have been with the same company for 25 years (26 next month).
Monthly net income: $3550
Monthly expenses: $
Housing: $0
Insurance: $87
Car expenses: $505
Utilities: $105
Phone, cable, internet: $167
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $1078
Other expenses: $30
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,000.00 | 9/21/2011 9:57:37 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
528494
This series of Notes was issued and sold upon the funding of the borrower loan #53715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
17 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,310 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-glider |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bike loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/22/2011 2:07:48 PM |
well-rounded-payout0 | $50.00 | 9/21/2011 9:18:12 AM |
goodhearted-generosity511 | $25.00 | 9/21/2011 4:32:13 PM |
ursus | $50.00 | 9/21/2011 5:08:56 PM |
kind-credit-bear | $25.00 | 9/21/2011 5:17:02 PM |
cash-architect | $25.00 | 9/21/2011 8:06:42 PM |
newest-generous-income | $25.00 | 9/22/2011 2:29:14 AM |
Uylsses | $200.00 | 9/22/2011 8:07:08 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:40 AM |
forthright-trade | $25.00 | 9/22/2011 10:57:35 AM |
bid-stockpiler1 | $25.00 | 9/22/2011 10:59:47 AM |
brightest-dignified-penny | $25.00 | 9/22/2011 10:55:03 AM |
exchange-squirrel | $25.00 | 9/22/2011 10:59:11 AM |
loss-of-control | $100.00 | 9/22/2011 12:46:06 PM |
neutrino6 | $25.00 | 9/22/2011 12:50:59 PM |
nickel-hickory | $25.00 | 9/22/2011 3:44:07 PM |
calimanusa | $40.00 | 9/22/2011 4:42:26 PM |
gotjack | $100.00 | 9/22/2011 4:47:26 PM |
fund-javelin1 | $25.00 | 9/22/2011 4:38:21 PM |
nickel-hickory | $50.00 | 9/22/2011 5:03:53 PM |
proper-loot3 | $29.00 | 9/22/2011 5:05:34 PM |
ursus | $105.93 | 9/22/2011 5:08:19 PM |
figs4u2 | $100.00 | 9/21/2011 12:15:03 PM |
DiligentiaLLC | $25.00 | 9/21/2011 3:02:57 PM |
FinDoc | $25.00 | 9/21/2011 4:45:28 PM |
favorite-commerce | $35.00 | 9/21/2011 2:24:30 PM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:57 PM |
economy-structure9 | $25.00 | 9/21/2011 5:29:04 PM |
jjswanso | $50.00 | 9/21/2011 5:13:27 PM |
Weaverville | $25.00 | 9/21/2011 9:09:21 PM |
valiant-money | $30.00 | 9/22/2011 7:12:03 AM |
contract-victor5 | $30.00 | 9/22/2011 7:15:48 AM |
worldly-money4 | $100.00 | 9/22/2011 6:58:53 AM |
nickel-hickory | $25.00 | 9/22/2011 9:58:18 AM |
Bob450 | $25.00 | 9/22/2011 10:28:51 AM |
Dubbs360 | $100.00 | 9/22/2011 10:36:15 AM |
duty-monger | $50.00 | 9/22/2011 10:48:26 AM |
AndChicksforFree | $25.07 | 9/22/2011 10:41:03 AM |
leverage-monger | $30.00 | 9/22/2011 10:08:31 AM |
helpful-loan245 | $25.00 | 9/22/2011 12:11:03 PM |
thankful-nickel2 | $25.00 | 9/22/2011 1:21:10 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
528504
This series of Notes was issued and sold upon the funding of the borrower loan #53802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 37% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,410 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fair-cash1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan consolidation
Purpose of loan: Debt consolidation
This loan will be used to... pay off credit cards
My financial situation:
I am a good candidate for this loan because...I am employed and have reasonable credit. I am currently going through a divorce which has changed my financial situation
Monthly net income: $ 2600
Monthly expenses:
Insurance: $88
Car expenses: $
Utilities: $
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nodebt2012 | $25.00 | 9/21/2011 1:58:06 PM |
figs4u2 | $100.00 | 9/21/2011 12:15:04 PM |
saxaphone6 | $25.00 | 9/21/2011 2:43:56 PM |
investment-artist | $26.00 | 9/21/2011 3:56:33 PM |
DiligentiaLLC | $75.00 | 9/21/2011 3:09:38 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:14 PM |
340 | $25.00 | 9/23/2011 4:21:58 PM |
Zipcut | $25.00 | 9/23/2011 3:40:03 PM |
shrewd-peace7 | $25.00 | 9/23/2011 4:24:09 PM |
gjm6d | $25.00 | 9/23/2011 4:22:31 PM |
sturdy-responsibility7 | $25.00 | 9/23/2011 5:06:10 PM |
the-enthralling-coin | $25.00 | 9/23/2011 5:14:30 PM |
bright-exchange | $25.00 | 9/23/2011 5:28:47 PM |
quick | $50.00 | 9/23/2011 5:24:56 PM |
winmals | $25.00 | 9/23/2011 5:26:33 PM |
paulpk | $261.26 | 9/23/2011 5:27:42 PM |
Dubbs360 | $100.00 | 9/23/2011 6:45:40 PM |
shrewd-income | $25.00 | 9/23/2011 6:06:24 PM |
Something-Corporate | $25.00 | 9/23/2011 7:00:45 PM |
theboat | $25.00 | 9/23/2011 9:04:39 PM |
tolerant-balance7 | $25.00 | 9/23/2011 9:58:23 PM |
money-fort | $25.00 | 9/23/2011 8:19:45 PM |
openness-confidant | $40.00 | 9/23/2011 7:46:01 PM |
Wyatte | $25.00 | 9/23/2011 7:53:29 PM |
icanhasloanz | $25.00 | 9/24/2011 1:36:38 AM |
exchange-dreams | $25.00 | 9/23/2011 8:34:57 PM |
zone6 | $100.00 | 9/23/2011 10:31:37 PM |
orange-pound-party | $32.00 | 9/23/2011 11:07:35 PM |
setUup | $26.30 | 9/24/2011 12:18:34 AM |
market-pudding | $25.00 | 9/24/2011 4:54:55 AM |
keichi03 | $60.00 | 9/24/2011 2:19:04 AM |
mad-scientist418 | $27.82 | 9/24/2011 6:44:14 AM |
BookPublisher | $32.37 | 9/24/2011 5:35:20 AM |
melodious-openness | $50.00 | 9/24/2011 5:29:05 AM |
economy-popcorn | $25.00 | 9/24/2011 6:55:13 AM |
gotjack | $25.00 | 9/24/2011 8:10:15 AM |
dedicated-diversification5 | $86.00 | 9/24/2011 8:12:16 AM |
verblender | $50.00 | 9/24/2011 8:25:33 AM |
enchanted-truth264 | $31.00 | 9/24/2011 8:35:54 AM |
thankful-nickel2 | $25.00 | 9/24/2011 9:53:31 AM |
trade-beeper4 | $25.00 | 9/24/2011 8:48:55 AM |
suave-dime6 | $25.00 | 9/24/2011 8:58:14 AM |
Robertd918 | $26.61 | 9/24/2011 9:16:11 AM |
KindCharmingReflective-affluence | $25.99 | 9/24/2011 10:43:41 AM |
platinum-czar | $25.00 | 9/24/2011 11:13:13 AM |
Gandalf0001 | $25.00 | 9/24/2011 11:43:00 AM |
whitegold24k | $500.00 | 9/24/2011 12:19:56 PM |
handshake52 | $25.00 | 9/24/2011 1:11:45 PM |
Chill99 | $40.00 | 9/24/2011 2:02:18 PM |
sweetlan | $25.00 | 9/24/2011 2:27:07 PM |
Lubava | $50.00 | 9/24/2011 7:30:43 PM |
loot-supporter2 | $26.83 | 9/24/2011 5:34:52 PM |
cardminger | $25.00 | 9/24/2011 6:21:22 PM |
bid-stockpiler1 | $50.00 | 9/24/2011 5:49:28 PM |
pious-benjamins1 | $25.00 | 9/24/2011 7:11:00 PM |
ethical-truth211 | $868.00 | 9/25/2011 4:03:21 AM |
periko | $25.00 | 9/24/2011 11:33:45 PM |
rate-sceptre | $25.00 | 9/25/2011 2:11:53 AM |
high_flyer | $100.00 | 9/25/2011 12:51:46 AM |
let_me_retire | $25.00 | 9/25/2011 2:29:36 AM |
principal-laser | $72.39 | 9/25/2011 3:46:23 AM |
tech310 | $50.00 | 9/21/2011 6:00:56 PM |
kind-credit-bear | $25.25 | 9/22/2011 4:20:35 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:40 AM |
Weaverville | $25.00 | 9/22/2011 4:01:22 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:57 AM |
payout-bridge | $75.00 | 9/23/2011 1:59:43 PM |
credit-socrates648 | $1,200.00 | 9/23/2011 2:18:46 PM |
emance | $42.70 | 9/23/2011 2:51:58 PM |
sweet-payout5 | $25.00 | 9/23/2011 4:01:44 PM |
happy-rate3 | $50.00 | 9/23/2011 4:32:01 PM |
jbloans | $25.00 | 9/23/2011 4:13:08 PM |
shawnw2 | $125.00 | 9/23/2011 4:20:48 PM |
commitment-galaxy | $28.69 | 9/23/2011 4:46:03 PM |
handy-justice | $100.00 | 9/23/2011 5:05:40 PM |
income-buffalo1 | $61.00 | 9/23/2011 5:14:15 PM |
168RichCapital | $25.09 | 9/23/2011 5:18:37 PM |
CA-Lender | $25.00 | 9/23/2011 5:47:52 PM |
Yomain | $100.00 | 9/23/2011 5:30:17 PM |
IIP77 | $25.00 | 9/23/2011 7:58:45 PM |
credit-elation1 | $25.00 | 9/23/2011 10:49:01 PM |
wampum-library4 | $31.48 | 9/24/2011 12:03:30 AM |
alluring-yield5 | $28.02 | 9/23/2011 9:24:21 PM |
Bob450 | $25.03 | 9/23/2011 10:07:16 PM |
SolarMoonshine | $25.00 | 9/24/2011 3:35:29 AM |
unfixer | $25.00 | 9/24/2011 4:36:40 AM |
aztocas | $25.00 | 9/24/2011 7:20:27 AM |
bmbanzai | $25.00 | 9/24/2011 6:00:03 AM |
Emberfox | $25.00 | 9/24/2011 6:56:38 AM |
econgineer | $75.00 | 9/24/2011 8:23:07 AM |
2bnforlife | $25.00 | 9/24/2011 8:49:27 AM |
beaker | $25.11 | 9/24/2011 8:55:53 AM |
bonus-quark4 | $25.00 | 9/24/2011 9:33:36 AM |
zydeco337 | $28.00 | 9/24/2011 11:34:39 AM |
on_your_side | $25.00 | 9/24/2011 12:00:17 PM |
RMI_Babylon | $25.00 | 9/24/2011 12:47:01 PM |
rjcoutur2001 | $29.38 | 9/24/2011 12:51:51 PM |
blue-fund-flag | $75.00 | 9/24/2011 1:52:23 PM |
fervent-repayment | $25.00 | 9/24/2011 2:56:33 PM |
newest-unbeatable-currency | $25.00 | 9/24/2011 4:57:34 PM |
Pitufo | $25.00 | 9/24/2011 2:46:49 PM |
irrelevant | $25.00 | 9/24/2011 2:05:09 PM |
treasure-generator | $25.00 | 9/24/2011 6:00:11 PM |
riveting-credit5 | $100.00 | 9/24/2011 2:28:11 PM |
midnight24 | $50.00 | 9/24/2011 4:55:53 PM |
BankerBoy414 | $25.00 | 9/24/2011 8:25:40 PM |
IASKGOD | $25.00 | 9/24/2011 8:29:57 PM |
gentle-gain235 | $100.00 | 9/24/2011 5:47:30 PM |
sensible-order2 | $200.00 | 9/24/2011 5:47:41 PM |
timmsc | $25.00 | 9/24/2011 10:27:15 PM |
HotStreak | $25.00 | 9/24/2011 11:10:42 PM |
feb217 | $25.00 | 9/24/2011 9:24:26 PM |
calimanusa | $33.00 | 9/24/2011 9:34:47 PM |
burgeoning-marketplace4 | $41.88 | 9/24/2011 9:41:08 PM |
bluestarman08 | $0.61 | 9/25/2011 4:03:52 AM |
first-serene-credit | $25.00 | 9/24/2011 10:44:24 PM |
broomfieldbucks | $25.00 | 9/24/2011 10:54:38 PM |
ardotheone | $32.19 | 9/25/2011 1:03:16 AM |
118 Investments
|
Borrower Payment Dependent Notes Series
528508
This series of Notes was issued and sold upon the funding of the borrower loan #53762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $234.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $90,619 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reliable-money8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $11,505.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Pay off high interest credit cards
Purpose of loan:
This loan will be used to consolodate credit card debt.
My financial situation:
I am a good candidate for this loan because I repay my debts on time and have never missed a payment. I am well positioned in my career in the technology sector and I want to rid myself of credit cards once and for all.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/21/2011 9:07:52 AM |
a-unflappable-finance | $100.00 | 9/21/2011 9:37:08 AM |
green-trade-dolphin2 | $25.00 | 9/21/2011 11:20:44 AM |
figs4u2 | $100.00 | 9/21/2011 12:15:05 PM |
mtquan | $25.00 | 9/21/2011 1:57:22 PM |
Kattosha | $25.00 | 9/21/2011 12:31:27 PM |
top-tender-moola | $25.00 | 9/21/2011 2:30:05 PM |
wampum-chorus3 | $25.00 | 9/21/2011 5:46:28 PM |
djh47a | $25.00 | 9/21/2011 6:12:27 PM |
jazz619 | $25.00 | 9/21/2011 8:04:58 PM |
rmpedi33 | $50.00 | 9/21/2011 10:14:00 PM |
chibear34 | $25.00 | 9/22/2011 6:09:12 AM |
seabass123 | $37.10 | 9/22/2011 8:27:01 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:07 AM |
fair_rates | $25.00 | 9/22/2011 12:20:54 PM |
whistledicksmith | $25.00 | 9/22/2011 11:54:56 AM |
riproaringrapids | $25.00 | 9/22/2011 1:28:57 PM |
irishcocacola | $25.00 | 9/22/2011 1:47:24 PM |
bonus-tent | $25.00 | 9/22/2011 4:01:00 PM |
degster | $25.00 | 9/22/2011 4:15:15 PM |
spenrod | $25.00 | 9/22/2011 4:31:52 PM |
Algernon | $25.00 | 9/22/2011 4:54:39 PM |
DreDub | $50.00 | 9/22/2011 4:55:30 PM |
comet55 | $25.00 | 9/22/2011 5:07:44 PM |
Aimvest | $25.00 | 9/22/2011 4:53:45 PM |
Global_Lender | $25.00 | 9/22/2011 5:30:44 PM |
principal-bull | $25.00 | 9/22/2011 5:32:18 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:13 PM |
economy-molecule3 | $500.00 | 9/22/2011 5:14:26 PM |
benefit-banshee | $25.00 | 9/22/2011 5:40:49 PM |
top-epic-community | $100.00 | 9/22/2011 5:46:00 PM |
108lender | $150.00 | 9/22/2011 6:40:16 PM |
Kaj | $40.00 | 9/22/2011 6:56:47 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:04 PM |
money-floret | $50.00 | 9/22/2011 8:30:59 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:18 PM |
meenan | $50.00 | 9/22/2011 9:16:13 PM |
secureincome | $700.00 | 9/22/2011 9:32:51 PM |
Ripsaw4U | $50.00 | 9/22/2011 11:25:01 PM |
responsibility-cherry6 | $25.00 | 9/22/2011 10:58:03 PM |
Approved1234 | $50.00 | 9/23/2011 3:20:24 AM |
Syzygy | $25.00 | 9/23/2011 3:28:15 AM |
p1k4blu | $25.00 | 9/23/2011 2:20:18 AM |
AlB5 | $25.00 | 9/23/2011 5:52:58 AM |
dharma1 | $25.00 | 9/23/2011 6:00:51 AM |
anacent | $50.00 | 9/23/2011 6:53:22 AM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:58 AM |
subtle-revenue0 | $25.00 | 9/23/2011 7:30:28 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:25 AM |
Sneezie | $100.00 | 9/23/2011 8:03:31 AM |
first-serene-credit | $25.00 | 9/23/2011 8:44:08 AM |
platinum-czar | $25.00 | 9/23/2011 9:59:54 AM |
Warwick | $50.00 | 9/23/2011 10:36:55 AM |
RedRockLLC | $25.00 | 9/23/2011 12:21:39 PM |
sweet-loan7 | $25.00 | 9/23/2011 11:46:20 AM |
Leopoldine | $27.82 | 9/23/2011 12:34:35 PM |
ethical-bid6 | $250.00 | 9/23/2011 12:58:48 PM |
jsak74 | $25.81 | 9/23/2011 1:39:33 PM |
TheArtOfLogic | $50.00 | 9/23/2011 1:39:55 PM |
credit-socrates648 | $57.50 | 9/23/2011 1:49:10 PM |
worthy-bid8 | $50.00 | 9/21/2011 9:07:35 AM |
fcrick | $25.00 | 9/21/2011 10:11:11 AM |
boylezz | $25.00 | 9/21/2011 9:55:19 AM |
Marathoner | $25.00 | 9/21/2011 11:41:28 AM |
indomitable-coin | $25.00 | 9/21/2011 12:24:42 PM |
vigilance-revolutionary | $50.00 | 9/21/2011 1:09:32 PM |
credit-socrates648 | $2,000.00 | 9/21/2011 2:12:52 PM |
kriegs | $100.00 | 9/21/2011 12:37:17 PM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:58 PM |
mr55262 | $50.00 | 9/21/2011 4:36:16 PM |
oplender | $25.00 | 9/21/2011 4:54:17 PM |
mistertao | $25.00 | 9/21/2011 5:51:10 PM |
nickel-ferret | $50.00 | 9/21/2011 5:09:57 PM |
jescowa | $50.00 | 9/21/2011 6:15:52 PM |
Weaverville | $100.00 | 9/21/2011 9:07:07 PM |
scott73 | $25.00 | 9/21/2011 10:24:12 PM |
heerzaquestion | $25.00 | 9/22/2011 6:29:50 AM |
1800porsche | $25.00 | 9/22/2011 12:58:58 AM |
blot44 | $25.00 | 9/22/2011 6:54:22 AM |
jscope | $25.00 | 9/22/2011 6:50:23 AM |
Dollars4Rent | $50.00 | 9/22/2011 8:28:02 AM |
ski bum | $100.00 | 9/22/2011 9:12:02 AM |
GATrust | $25.00 | 9/22/2011 9:23:27 AM |
SailAwayMoon | $25.00 | 9/22/2011 12:48:55 PM |
awwaww | $30.00 | 9/22/2011 4:33:10 PM |
valiant-liberty4 | $25.00 | 9/22/2011 5:06:21 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:08 PM |
sunny1985 | $25.00 | 9/22/2011 5:12:56 PM |
finance-symphony7 | $50.00 | 9/22/2011 5:23:27 PM |
personal-lender | $25.00 | 9/22/2011 5:11:16 PM |
cloud8 | $38.49 | 9/22/2011 5:31:49 PM |
BigLinCT | $25.00 | 9/22/2011 5:36:17 PM |
magnificent-income7 | $25.00 | 9/22/2011 7:22:07 PM |
radforj22 | $25.00 | 9/22/2011 7:22:52 PM |
ZeLonewolf | $25.00 | 9/22/2011 7:58:37 PM |
Dreamconnection | $50.00 | 9/23/2011 4:11:29 AM |
mrpowers5531 | $25.00 | 9/23/2011 7:48:32 AM |
first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:30 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:41 AM |
heerzaquestion | $25.00 | 9/23/2011 9:37:06 AM |
quintilian | $25.00 | 9/23/2011 9:58:35 AM |
Longfellow20011 | $58.08 | 9/23/2011 9:46:07 AM |
fly4sugar | $25.00 | 9/23/2011 10:14:53 AM |
smart-loan2 | $60.00 | 9/23/2011 10:28:13 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:35 AM |
salala | $25.00 | 9/23/2011 10:45:36 AM |
exchange-jedi | $25.00 | 9/23/2011 11:23:12 AM |
EretzCapital | $25.00 | 9/23/2011 12:01:51 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:47:54 PM |
Happyhourcomics | $0.20 | 9/23/2011 2:14:28 PM |
110 Investments
|
Borrower Payment Dependent Notes Series
528512
This series of Notes was issued and sold upon the funding of the borrower loan #53743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,444 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enticing-commitment2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: To help with medical expenses and hopefully catch me up with bills.
This loan will be used to...pay my credit cards and hopefully enough to pay ahead on finances around the house.
My financial situation: is fair
I am a good candidate for this loan because...I do pay my bills on time. I may not pay them off every month but they are on time and at least a little bit more than the minimum.
Monthly net income: $2100.00
Monthly expenses: $
Housing: $919.00
Insurance: $111.00
Car expenses: $75.00
Utilities: $87.00
Phone, cable, internet: $148.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $150.00
Other expenses: $197.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/21/2011 9:05:50 AM |
compoundinterest | $50.00 | 9/21/2011 9:07:52 AM |
janeybooboo | $75.00 | 9/21/2011 9:13:13 AM |
kinetic-social | $25.00 | 9/21/2011 10:27:52 AM |
MarvintheMartian | $45.00 | 9/21/2011 11:21:08 AM |
AndChicksforFree | $25.07 | 9/21/2011 1:57:06 PM |
marwadi-62 | $100.00 | 9/21/2011 12:39:50 PM |
oplender | $25.00 | 9/21/2011 4:54:17 PM |
responsibility-butterfly | $25.00 | 9/21/2011 3:57:58 PM |
thankful-nickel2 | $25.00 | 9/21/2011 5:47:27 PM |
ursus | $50.00 | 9/21/2011 5:08:57 PM |
tech310 | $50.00 | 9/21/2011 6:04:26 PM |
northphoto | $25.00 | 9/21/2011 5:48:08 PM |
Weaverville | $50.00 | 9/21/2011 9:08:34 PM |
pious-benjamins1 | $50.00 | 9/21/2011 9:21:49 PM |
jayk63 | $25.00 | 9/22/2011 3:10:56 AM |
natural-peace241 | $50.00 | 9/22/2011 4:53:56 AM |
1800porsche | $25.00 | 9/22/2011 12:58:59 AM |
elvisloans | $25.00 | 9/22/2011 5:00:40 AM |
Frover | $25.00 | 9/22/2011 7:31:50 AM |
sjvicker | $25.00 | 9/22/2011 5:44:37 AM |
steven3333 | $25.00 | 9/22/2011 7:41:45 AM |
rolltide09 | $25.00 | 9/21/2011 9:12:41 AM |
loanman2007 | $50.00 | 9/21/2011 9:17:33 AM |
a-unflappable-finance | $100.00 | 9/21/2011 9:37:08 AM |
one-midas | $25.00 | 9/21/2011 9:46:37 AM |
boylezz | $25.00 | 9/21/2011 9:54:02 AM |
Whipster | $40.00 | 9/21/2011 9:18:31 AM |
JustMee | $25.00 | 9/21/2011 11:52:16 AM |
wild-orange | $50.00 | 9/21/2011 11:40:42 AM |
wonder3 | $30.00 | 9/21/2011 12:20:40 PM |
Bank_Of_XL | $25.00 | 9/21/2011 2:11:48 PM |
figs4u2 | $100.00 | 9/21/2011 12:15:05 PM |
favorite-commerce | $35.00 | 9/21/2011 2:24:07 PM |
famous-bill | $50.00 | 9/21/2011 3:55:57 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:57 PM |
fantastic-bazaar2 | $50.00 | 9/21/2011 5:58:23 PM |
Techne_Funds_LLC | $25.00 | 9/21/2011 6:56:37 PM |
SpoonerPhan | $50.00 | 9/21/2011 8:12:03 PM |
newest-generous-income | $25.00 | 9/22/2011 2:25:11 AM |
pfh | $25.00 | 9/22/2011 5:16:47 AM |
GElender | $25.00 | 9/22/2011 6:27:55 AM |
StarshineXL | $100.00 | 9/22/2011 5:25:14 AM |
buffalobills | $25.00 | 9/22/2011 7:27:45 AM |
exciting-fairness | $124.93 | 9/22/2011 7:47:54 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
528538
This series of Notes was issued and sold upon the funding of the borrower loan #53744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $164,573 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| influential-contract |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$5,000 to purchase washer/dryer
Purpose of loan:
This loan will be used to...Purchase a new washer and dryer, pay off credit card.
My financial situation:
I am a good candidate for this loan because...I always pay my bills. I will be able to pay 50% of loan back by June 2012.
Monthly net income: $5000
Monthly expenses: $150
Housing: $3000
Insurance: $86
Car expenses: $260
Utilities: $300
Phone, cable, internet: $230
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 9/21/2011 9:03:32 AM |
worth-blanket2 | $5,000.00 | 9/21/2011 9:56:11 AM |
golffish2 | $25.00 | 9/21/2011 9:20:32 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
528568
This series of Notes was issued and sold upon the funding of the borrower loan #53652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-21-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 30% |
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 4m |
Amount delinquent:
| $6,582 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,943 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| asset-seagull |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
|
Principal balance:
| $1,587.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Money To Consolidate Other Loans
Purpose of loan: To pay off my credit card bills
This loan will be used to...help me reach my goal of being debt free
My financial situation: Stable
I am a good candidate for this loan because...I have a steady income and am very driven to start over financially.
Monthly net income: $ 4000
Monthly expenses: $ 3200
Housing: $ 900
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 150
Credit cards and other loans: $ 1100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/21/2011 9:07:18 AM |
AndChicksforFree | $25.07 | 9/21/2011 9:19:53 AM |
american-investor | $24.93 | 9/21/2011 10:15:53 AM |
impeccable-ore3 | $25.00 | 9/21/2011 9:22:07 AM |
graceful-investment | $100.00 | 9/21/2011 9:07:06 AM |
worth-blanket2 | $5,800.00 | 9/21/2011 9:56:44 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
528594
This series of Notes was issued and sold upon the funding of the borrower loan #53638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-21-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $350.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,627 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| ready-p2p4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Car repair, debt consolidation
Purpose of loan:
This loan will be used to pay off a rather large car repair bill, and also to consolidate credit card debt. the remainder of the loan will either be paid back immediately, or used for home improvement projects
My financial situation:
I am a good candidate for this loan because I have an excellent credit history, a stable job with steady income, and very few monthly bills. Also, this will be my second loan through Prosper and I was never late with a payment. I will not be late on any payments with this loan either.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/21/2011 5:07:09 PM |
D911ave | $50.00 | 9/21/2011 5:16:30 PM |
MarvintheMartian | $55.00 | 9/21/2011 5:03:41 PM |
oplender | $25.00 | 9/21/2011 9:07:00 PM |
Weaverville | $50.00 | 9/21/2011 9:08:10 PM |
BlessedEveryDay | $35.00 | 9/22/2011 6:09:10 AM |
gentle-gain235 | $200.00 | 9/22/2011 7:38:09 AM |
Great-White-Shark | $25.00 | 9/22/2011 8:43:35 AM |
a-restless-dollar | $50.00 | 9/22/2011 10:37:48 AM |
green-trade-dolphin2 | $25.00 | 9/22/2011 10:15:21 AM |
eloquent-money2 | $25.00 | 9/22/2011 11:33:21 AM |
mempilot | $25.00 | 9/22/2011 12:04:43 PM |
FAsAreDUMB | $50.00 | 9/22/2011 11:14:35 AM |
thankful-nickel2 | $25.00 | 9/22/2011 1:17:29 PM |
euro-deployment | $25.00 | 9/22/2011 2:30:44 PM |
lalene01 | $25.00 | 9/22/2011 4:07:48 PM |
Bank42 | $106.76 | 9/22/2011 4:21:23 PM |
WSTRDG | $25.00 | 9/22/2011 5:09:08 PM |
platinum-trophy | $100.00 | 9/22/2011 5:01:26 PM |
OKPapa | $31.91 | 9/22/2011 5:25:54 PM |
majestic-bill8 | $25.00 | 9/22/2011 5:32:09 PM |
focused-investment442 | $25.00 | 9/22/2011 6:36:44 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:05 PM |
Kaj | $40.00 | 9/22/2011 6:57:16 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:07 PM |
wise-benjamins-fortress | $25.00 | 9/22/2011 8:45:17 PM |
basis-viking | $40.13 | 9/22/2011 9:04:01 PM |
secureincome | $800.00 | 9/22/2011 9:17:53 PM |
iaviate1 | $50.00 | 9/22/2011 10:50:52 PM |
q4golf | $50.00 | 9/23/2011 3:48:16 AM |
loyalty-paradise1 | $50.00 | 9/23/2011 4:27:06 AM |
LiveNow | $25.00 | 9/23/2011 5:06:12 AM |
niq4soccer | $33.34 | 9/23/2011 5:44:39 AM |
ALANGREANSPAN | $75.00 | 9/23/2011 6:13:40 AM |
TWGCJ | $100.00 | 9/23/2011 6:42:46 AM |
Dan4703 | $25.00 | 9/23/2011 7:02:15 AM |
Christophe | $25.00 | 9/23/2011 7:17:25 AM |
CoolPlexer | $25.00 | 9/23/2011 6:45:51 AM |
HAWK-Investing | $100.00 | 9/23/2011 7:38:28 AM |
RecoveryLender | $25.00 | 9/23/2011 7:42:57 AM |
britches613 | $25.00 | 9/23/2011 7:24:46 AM |
cwegert | $16.93 | 9/23/2011 7:47:10 AM |
currency-excellency0 | $100.00 | 9/21/2011 5:01:22 PM |
ethicalhumanist | $100.00 | 9/21/2011 6:03:15 PM |
credit-guard5 | $25.00 | 9/21/2011 6:57:51 PM |
john0720 | $100.00 | 9/22/2011 1:11:26 AM |
1800porsche | $25.00 | 9/22/2011 12:59:01 AM |
1stBankAndHal | $50.07 | 9/22/2011 5:38:30 AM |
Danylostefan | $50.00 | 9/22/2011 6:37:54 AM |
Beechturner | $50.00 | 9/22/2011 4:36:42 AM |
return-smasher2 | $25.00 | 9/22/2011 8:12:55 AM |
return-runner8 | $25.00 | 9/22/2011 8:26:41 AM |
blot44 | $25.00 | 9/22/2011 6:53:22 AM |
greenback-upholder9 | $50.00 | 9/22/2011 8:28:31 AM |
kind-bid-genome | $25.00 | 9/22/2011 9:00:56 AM |
coin-flower1 | $25.00 | 9/22/2011 9:44:54 AM |
vutah | $25.00 | 9/22/2011 11:32:09 AM |
TikPmp1 | $25.00 | 9/22/2011 11:34:20 AM |
GTog | $25.00 | 9/22/2011 3:02:35 PM |
weiyinsan | $100.00 | 9/22/2011 1:56:39 PM |
organized-payment6 | $50.00 | 9/22/2011 2:02:53 PM |
Dyre | $25.00 | 9/22/2011 4:32:57 PM |
asset-cougar0 | $25.00 | 9/22/2011 5:04:10 PM |
cash4less | $25.86 | 9/22/2011 6:07:08 PM |
optionscashflow | $25.00 | 9/22/2011 5:43:34 PM |
Tradesmanlender | $25.00 | 9/22/2011 7:09:05 PM |
jubilant-durability9 | $100.00 | 9/22/2011 7:59:31 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:36:57 PM |
youngster50 | $25.00 | 9/22/2011 8:14:55 PM |
iq8w7ht | $25.00 | 9/22/2011 11:17:15 PM |
chekat | $25.00 | 9/23/2011 3:48:31 AM |
Ripsaw4U | $50.00 | 9/22/2011 11:39:50 PM |
Brisket_Bob | $50.00 | 9/23/2011 7:17:48 AM |
Montiesholdings | $25.00 | 9/23/2011 7:18:01 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
528598
This series of Notes was issued and sold upon the funding of the borrower loan #53708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 23y 10m |
Amount delinquent:
| $4,727 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-bada-bing5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
Purpose of loan:
This loan will be used to...consolidate credit cards.
My financial situation:
I am a good candidate for this loan because...I have a full-time job that I have been employed at for the last 27 years.
Monthly net income: $ 2300
Monthly expenses: $ 1900
Housing: $ 975
Insurance: $ 166
Car expenses: $ 80
Utilities: $ 370
Phone, cable, internet: $ 100
Food, entertainment: $ 160
Clothing, household expenses: $ 20
Credit cards and other loans: $ 25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ursus | $50.00 | 9/21/2011 5:09:01 PM |
tech310 | $50.00 | 9/21/2011 6:07:00 PM |
Weaverville | $25.00 | 9/21/2011 9:09:25 PM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:48 AM |
worth-blanket2 | $4,900.00 | 9/22/2011 9:13:25 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
528638
This series of Notes was issued and sold upon the funding of the borrower loan #53711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-22-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 13y 5m |
Amount delinquent:
| $4,794 |
Total credit lines:
| 35 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $103,187 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| faith2011 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $6,280.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt that was acquired while my spouse lost work. We are now back on track and would like to pay off our debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/21/2011 5:06:04 PM |
worthy-bid8 | $50.00 | 9/21/2011 5:06:58 PM |
ursus | $50.00 | 9/21/2011 5:09:02 PM |
christmaslightpro | $25.00 | 9/21/2011 5:47:33 PM |
gold-virtuoso | $40.00 | 9/21/2011 8:55:48 PM |
treasure-bliss | $25.00 | 9/22/2011 5:57:58 AM |
five-star-justice | $25.00 | 9/22/2011 8:21:16 AM |
prohelper | $50.00 | 9/22/2011 8:27:23 AM |
finance-prescription | $100.00 | 9/22/2011 9:10:09 AM |
worth-blanket2 | $14,500.00 | 9/22/2011 9:12:44 AM |
compoundinterest | $25.00 | 9/21/2011 5:07:17 PM |
handshake5 | $100.00 | 9/21/2011 5:09:45 PM |
tech310 | $50.00 | 9/21/2011 6:04:27 PM |
listing-vista | $25.00 | 9/21/2011 6:19:57 PM |
Zane314 | $26.00 | 9/21/2011 8:20:29 PM |
Weaverville | $25.00 | 9/21/2011 8:51:55 PM |
ommcd | $25.00 | 9/22/2011 5:01:14 AM |
orange-preeminant-bill | $25.00 | 9/22/2011 6:13:55 AM |
mlj0671 | $25.00 | 9/22/2011 6:41:07 AM |
6moonbeams | $50.00 | 9/22/2011 7:23:07 AM |
social-cocktail1 | $200.00 | 9/22/2011 8:52:49 AM |
divedude | $25.00 | 9/22/2011 8:14:04 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
528672
This series of Notes was issued and sold upon the funding of the borrower loan #53661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $128.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 13y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-plasma6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 1
( 11% )
| 680-699
(Oct-2010)
|
Principal balance:
| $3,064.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Working hard
Purpose of loan:
This loan will be used to...make repairs to my car so I can get to work and pay my bills.I do alot of the work myselfso I save money and a good friend does the rest for me at low prices.
My financial situation:
I am a good candidate for this loan because...I am employed by the State of Texas,I am paid salary with direct deposit so my payment will always be in the account.I am currently on track to paying off some debts from my past and thing will get easier. Thank you for helping me:)
Monthly net income: $2,090
Monthly expenses: $
Housing: $400
Insurance:
Car expenses: $250
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $162
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JLMGroupFunds | $25.00 | 9/22/2011 9:18:31 AM |
janeybooboo | $100.00 | 9/22/2011 9:06:29 AM |
compoundinterest | $25.00 | 9/22/2011 9:07:33 AM |
handshake5 | $31.00 | 9/22/2011 9:09:45 AM |
loanman2007 | $100.00 | 9/22/2011 9:47:59 AM |
return-buddy | $25.00 | 9/22/2011 10:06:20 AM |
bnlforever | $25.00 | 9/22/2011 10:31:42 AM |
AndChicksforFree | $25.07 | 9/22/2011 10:38:39 AM |
DeltaComputerGuy | $25.00 | 9/22/2011 10:25:52 AM |
tombomb | $50.00 | 9/22/2011 10:30:42 AM |
bonus-tent | $25.00 | 9/22/2011 4:01:01 PM |
lalene01 | $25.00 | 9/22/2011 4:17:56 PM |
enthralling-wampum | $50.00 | 9/22/2011 4:25:52 PM |
refined-penny | $25.00 | 9/22/2011 4:37:30 PM |
hopethisworks | $50.00 | 9/22/2011 4:49:16 PM |
famous-bill | $50.00 | 9/22/2011 5:59:10 PM |
fairness-transporter6 | $25.00 | 9/22/2011 6:25:51 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:37:15 PM |
Zeenos | $50.00 | 9/22/2011 9:49:59 PM |
Gladglide | $25.00 | 9/22/2011 9:48:22 PM |
cash-vault | $25.00 | 9/22/2011 11:17:26 PM |
fcukciti | $25.00 | 9/23/2011 5:41:22 AM |
treasure-bliss | $25.00 | 9/23/2011 6:08:01 AM |
heerzaquestion | $40.00 | 9/23/2011 5:10:26 AM |
AlB5 | $25.00 | 9/23/2011 5:52:59 AM |
RJN | $41.28 | 9/23/2011 6:58:16 AM |
first-serene-credit | $25.00 | 9/23/2011 8:49:52 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:08:04 AM |
worth-blanket2 | $1,300.00 | 9/23/2011 9:19:16 AM |
wwwUniversal | $25.00 | 9/23/2011 9:17:01 AM |
Investor_DP | $100.00 | 9/22/2011 9:06:18 AM |
ursus | $50.00 | 9/22/2011 9:08:20 AM |
CalBear08 | $25.00 | 9/22/2011 9:50:42 AM |
new-social-economist | $50.00 | 9/22/2011 10:19:47 AM |
tenacious-capital3 | $49.00 | 9/22/2011 11:22:57 AM |
life-is-great | $25.00 | 9/22/2011 11:30:30 AM |
cordial-funds8 | $50.00 | 9/22/2011 1:01:44 PM |
wise-unique-market | $100.00 | 9/22/2011 4:44:59 PM |
Weaverville | $25.00 | 9/22/2011 4:01:29 PM |
DreDub | $50.00 | 9/22/2011 4:55:31 PM |
zeelender | $25.00 | 9/22/2011 5:05:10 PM |
simiray | $25.00 | 9/22/2011 4:44:06 PM |
worthy-bid8 | $50.00 | 9/22/2011 5:07:33 PM |
BigLinCT | $25.00 | 9/22/2011 5:41:16 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:14 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:05 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:02 PM |
hidavehi | $25.00 | 9/22/2011 8:22:39 PM |
Dubbs360 | $100.00 | 9/22/2011 9:37:46 PM |
influential-loan1 | $50.00 | 9/22/2011 9:45:57 PM |
marketplace-cello5 | $50.00 | 9/22/2011 9:55:19 PM |
goodhearted-basis4 | $25.00 | 9/23/2011 12:17:58 AM |
jayk63 | $25.00 | 9/23/2011 3:16:47 AM |
orange-preeminant-bill | $25.00 | 9/23/2011 6:25:21 AM |
KSPHoldings | $30.00 | 9/23/2011 8:08:44 AM |
Bob450 | $25.22 | 9/23/2011 8:44:39 AM |
investor7257 | $25.00 | 9/23/2011 9:00:00 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
528738
This series of Notes was issued and sold upon the funding of the borrower loan #53756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,419 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-library7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Our firm specializes in Search Engine Optimization and Website Optimization. We developed a new model that caters to small to medium size businesses. It produces much higher revenues per client than other firms.
We earn monthly fees through long term contracts. Clients are not
permitted to cancel contracts if we meet performance criteria.
Also, the monthly fees increase as we increase visitors to their site. Due to the demand and our limited resources, we had to turn down some requests for our services.
Many of our contracts have low or no initial fees, making it
very attractive to those who can't afford large initial fees but, our firm still must make initial investments for these contracts.
First, we will use funds to pay for the initial costs of executing Search
Engine Optimization contracts and outsource select work keep the initial costs down.
Second, we will use funds to market our firm to bring in more profitable
clients.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 9/22/2011 9:07:24 AM |
Investor_DP | $100.00 | 9/22/2011 9:06:08 AM |
lender987654321 | $40.00 | 9/22/2011 7:23:06 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:58 AM |
Dubbs360 | $25.00 | 9/23/2011 7:49:25 AM |
salala | $25.00 | 9/23/2011 10:45:39 AM |
priceless-note7 | $50.00 | 9/23/2011 11:16:00 AM |
john0720 | $50.00 | 9/23/2011 1:42:20 PM |
Peterman | $25.00 | 9/23/2011 2:30:30 PM |
xlnt-loans | $25.00 | 9/23/2011 3:26:15 PM |
jeremy20 | $25.00 | 9/23/2011 4:43:25 PM |
Kaj | $40.00 | 9/23/2011 5:39:11 PM |
Bank42 | $50.00 | 9/23/2011 5:45:28 PM |
umfan123 | $25.00 | 9/23/2011 5:25:36 PM |
Yomain | $25.00 | 9/23/2011 5:36:42 PM |
responsibility-aurora | $30.00 | 9/23/2011 9:26:03 PM |
Zane314 | $300.00 | 9/24/2011 2:20:53 AM |
setUup | $30.30 | 9/24/2011 12:26:21 AM |
IPlayOutsideTheBox | $25.00 | 9/24/2011 4:53:04 AM |
Madmigel | $50.00 | 9/24/2011 5:45:55 AM |
bmbanzai | $25.00 | 9/24/2011 6:01:57 AM |
proper-deal6 | $30.00 | 9/24/2011 7:09:44 AM |
sprinkler5 | $25.00 | 9/24/2011 8:09:22 AM |
dime-vista2 | $25.00 | 9/24/2011 7:28:52 AM |
trade-surge3 | $28.76 | 9/24/2011 7:43:05 AM |
silver-buckeye | $25.00 | 9/24/2011 8:41:01 AM |
momoney2lend | $50.00 | 9/24/2011 8:29:32 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:37:38 AM |
mgking007 | $25.00 | 9/24/2011 11:20:26 AM |
selector568 | $300.00 | 9/24/2011 12:38:35 PM |
kain11286 | $50.00 | 9/24/2011 1:44:37 PM |
Corellia | $50.00 | 9/24/2011 12:23:15 PM |
NYCFinancier | $25.00 | 9/24/2011 12:58:01 PM |
repaymeplease | $25.00 | 9/24/2011 12:59:06 PM |
handshake52 | $25.00 | 9/24/2011 12:51:03 PM |
active-reward7 | $100.00 | 9/24/2011 3:50:05 PM |
crippledcircus | $50.00 | 9/24/2011 1:06:50 PM |
Alittleluck | $50.00 | 9/24/2011 1:25:20 PM |
riskreward | $250.00 | 9/24/2011 5:29:25 PM |
CincyTex | $50.00 | 9/24/2011 3:03:42 PM |
gentle-gain235 | $50.00 | 9/24/2011 5:51:06 PM |
msh345 | $25.00 | 9/24/2011 9:58:53 PM |
ethical-truth211 | $320.00 | 9/25/2011 4:13:35 AM |
nebula076 | $100.00 | 9/25/2011 4:42:21 AM |
money-banker867 | $50.00 | 9/25/2011 7:49:08 AM |
The_Lendor | $25.03 | 9/25/2011 7:51:11 AM |
hogdriver | $25.00 | 9/25/2011 7:18:50 AM |
credit-bank-usa611 | $25.00 | 9/25/2011 10:01:17 AM |
blue-dollar-viking | $25.00 | 9/25/2011 10:21:38 AM |
crw1950 | $25.00 | 9/25/2011 8:37:12 AM |
Kyileo | $25.00 | 9/25/2011 8:49:05 AM |
stock106 | $25.00 | 9/25/2011 9:04:54 AM |
a-helping-hand | $1,000.00 | 9/25/2011 10:18:00 AM |
moola-accelerator6 | $25.00 | 9/25/2011 11:21:05 AM |
tsquared_030 | $60.00 | 9/25/2011 11:55:46 AM |
inspired-duty5 | $99.00 | 9/25/2011 12:56:08 PM |
compassionate-dime0 | $50.00 | 9/25/2011 1:06:45 PM |
gotjack | $100.00 | 9/25/2011 1:33:05 PM |
chairman440 | $25.00 | 9/25/2011 1:39:17 PM |
19vfwcinc89 | $33.43 | 9/25/2011 2:46:49 PM |
macgeek | $58.00 | 9/25/2011 2:45:14 PM |
Rob717171 | $50.00 | 9/25/2011 3:02:17 PM |
thajr | $25.00 | 9/25/2011 3:04:46 PM |
worth-blanket2 | $5,900.00 | 9/25/2011 6:22:02 PM |
Zuzu | $26.28 | 9/25/2011 4:52:07 PM |
GoldenGo4 | $50.00 | 9/25/2011 5:29:29 PM |
orbital-dollar2 | $25.00 | 9/25/2011 6:11:59 PM |
jescowa | $50.00 | 9/25/2011 5:47:27 PM |
reducereuserecycle | $25.00 | 9/25/2011 6:25:46 PM |
rolltide09 | $25.00 | 9/23/2011 1:47:01 PM |
ursus | $50.00 | 9/22/2011 9:08:22 AM |
oplender | $25.00 | 9/22/2011 11:19:31 AM |
organized-payment6 | $50.00 | 9/22/2011 1:15:22 PM |
Weaverville | $25.00 | 9/22/2011 4:01:33 PM |
worthy-bid8 | $50.00 | 9/22/2011 5:07:33 PM |
gold-commander0 | $25.00 | 9/22/2011 5:34:15 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:05 PM |
rcm87 | $100.00 | 9/23/2011 11:12:16 AM |
economy-huckleberry0 | $25.00 | 9/23/2011 12:43:46 PM |
basis-gazer0 | $100.00 | 9/23/2011 12:52:52 PM |
marwadi-62 | $100.00 | 9/23/2011 3:09:43 PM |
CreditBuilder2 | $50.00 | 9/23/2011 4:21:48 PM |
radforj22 | $25.00 | 9/23/2011 5:02:03 PM |
nimble-dedication1 | $50.00 | 9/23/2011 5:23:33 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:05 PM |
payout-bridge | $75.00 | 9/23/2011 7:28:42 PM |
unequaled-pound | $25.00 | 9/23/2011 8:30:55 PM |
trumpeter5 | $25.00 | 9/23/2011 7:04:12 PM |
IIP77 | $25.00 | 9/23/2011 8:01:36 PM |
repaymeplease | $25.00 | 9/23/2011 9:20:01 PM |
Binan | $50.00 | 9/23/2011 9:21:55 PM |
GCInvestments | $32.00 | 9/23/2011 10:02:16 PM |
cash-spinner | $25.00 | 9/24/2011 5:52:20 AM |
Mark-7 | $500.00 | 9/24/2011 2:46:00 AM |
dime-sprout | $25.00 | 9/24/2011 5:48:00 AM |
Emberfox | $25.00 | 9/24/2011 6:57:11 AM |
FinanceEngine | $40.00 | 9/24/2011 8:16:24 AM |
fervent-repayment | $25.00 | 9/24/2011 9:33:49 AM |
nickel-position | $25.00 | 9/24/2011 9:50:12 AM |
dynamic-money271 | $75.00 | 9/24/2011 11:40:05 AM |
Rivervale_Westwood | $25.00 | 9/24/2011 11:37:25 AM |
beakerfish | $50.00 | 9/24/2011 1:00:35 PM |
ethical-bid6 | $50.00 | 9/24/2011 12:08:20 PM |
Dubbs360 | $75.00 | 9/24/2011 12:19:09 PM |
Pitufo | $50.00 | 9/24/2011 2:50:03 PM |
income-buffalo1 | $87.00 | 9/24/2011 3:16:36 PM |
novice-speculator | $25.00 | 9/24/2011 4:12:05 PM |
Falcon60 | $150.00 | 9/24/2011 4:57:56 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:20:21 PM |
a-unflappable-finance | $100.00 | 9/24/2011 10:46:11 PM |
calimanusa | $30.03 | 9/24/2011 9:37:52 PM |
lucrative-reward | $100.00 | 9/25/2011 4:42:37 AM |
first-serene-credit | $25.00 | 9/24/2011 10:39:44 PM |
octoberfresh | $25.00 | 9/25/2011 7:14:52 AM |
heroic-payout9 | $25.00 | 9/25/2011 7:44:44 AM |
red-favorable-basis | $25.00 | 9/25/2011 4:38:54 AM |
richboy56 | $25.00 | 9/25/2011 7:29:44 AM |
liberty-point | $100.00 | 9/25/2011 9:59:06 AM |
aztec | $50.00 | 9/25/2011 8:19:07 AM |
drkosh | $25.00 | 9/25/2011 9:03:22 AM |
LoanDMC | $25.00 | 9/25/2011 11:29:47 AM |
doc1 | $62.00 | 9/25/2011 10:10:43 AM |
youngster50 | $25.00 | 9/25/2011 11:16:58 AM |
enriched-truth | $50.00 | 9/25/2011 11:49:10 AM |
listing-vista | $200.00 | 9/25/2011 12:45:49 PM |
listing-vista | $200.00 | 9/25/2011 12:48:55 PM |
Vaanolo | $25.00 | 9/25/2011 3:16:14 PM |
petercat | $250.00 | 9/25/2011 3:16:50 PM |
indianoven | $25.00 | 9/25/2011 2:09:14 PM |
supersarah61 | $50.00 | 9/25/2011 4:01:56 PM |
therealjeremy | $42.87 | 9/25/2011 2:36:03 PM |
friendly-moola0 | $200.00 | 9/25/2011 2:27:32 PM |
melodious-fairness | $100.00 | 9/25/2011 4:45:05 PM |
shrewd-peace7 | $25.00 | 9/25/2011 3:08:41 PM |
neutrino6 | $25.00 | 9/25/2011 3:30:55 PM |
wealth-neutrino2 | $30.00 | 9/25/2011 6:07:23 PM |
mbf2234 | $20.30 | 9/25/2011 6:41:57 PM |
Gibbyland | $150.00 | 9/25/2011 4:41:42 PM |
cyberie21 | $25.00 | 9/25/2011 6:26:15 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
528776
This series of Notes was issued and sold upon the funding of the borrower loan #53814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,650 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| Danickita |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Getting ride of Debs
Purpose of loan:
This loan will be used to eliminate all credit cards debs with this loan i will reduce my interest from the credit cards by 60%.
My financial situation:
I am a good candidate for this loan because i have been paying always on time is my second loan with prosper and i always paid on time
Monthly net income: $60k/year
Monthly expenses: $800/month
Housing: is pay by my husband
Insurance: husband :)
Car expenses: paid
Utilities: pay by husband
Phone, cable, internet: 99
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $ 600 that i will eliminate with this loan
God bless you all
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 9/22/2011 5:07:00 PM |
graceful-investment | $100.00 | 9/22/2011 5:07:09 PM |
ursus | $50.00 | 9/22/2011 5:08:35 PM |
MoneyForNothing | $99.28 | 9/22/2011 5:05:39 PM |
thrilling-wealth556 | $25.00 | 9/22/2011 5:10:41 PM |
Investor_DP | $100.00 | 9/22/2011 5:06:43 PM |
worthy-bid8 | $50.00 | 9/22/2011 5:07:34 PM |
loanman2007 | $200.00 | 9/22/2011 5:23:02 PM |
DHolly | $25.00 | 9/22/2011 5:18:48 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:15 PM |
atlas-shrugged | $200.00 | 9/22/2011 5:16:48 PM |
BigLinCT | $25.00 | 9/22/2011 5:41:16 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:06 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:07 PM |
feiandasun | $25.00 | 9/22/2011 9:53:45 PM |
Moe87 | $25.00 | 9/23/2011 2:54:50 AM |
golffish2 | $50.00 | 9/23/2011 4:15:31 AM |
return-buddy | $25.00 | 9/23/2011 6:02:54 AM |
marwadi-62 | $501.00 | 9/23/2011 7:53:35 AM |
ready-vigilance3 | $100.00 | 9/23/2011 8:07:36 AM |
Tkhalaska | $25.00 | 9/23/2011 8:45:34 AM |
dollar-authority | $50.00 | 9/23/2011 9:15:53 AM |
FinanceEngine | $50.00 | 9/22/2011 5:07:03 PM |
handshake5 | $100.00 | 9/22/2011 5:10:35 PM |
compoundinterest | $25.00 | 9/22/2011 5:07:58 PM |
servnyou | $45.00 | 9/22/2011 5:24:05 PM |
AndChicksforFree | $25.07 | 9/22/2011 5:46:41 PM |
csak13 | $50.00 | 9/22/2011 6:31:11 PM |
investmentgroup | $50.00 | 9/22/2011 5:56:26 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:09 PM |
influential-loan1 | $50.00 | 9/22/2011 9:45:57 PM |
golffish2 | $50.00 | 9/23/2011 3:59:35 AM |
SolarMoonshine | $25.00 | 9/23/2011 3:37:00 AM |
fcukciti | $25.00 | 9/23/2011 5:41:23 AM |
AlB5 | $25.00 | 9/23/2011 5:52:59 AM |
Ubiquinone | $35.00 | 9/23/2011 6:42:23 AM |
treasure-bliss | $25.00 | 9/23/2011 6:08:01 AM |
atlas100 | $25.00 | 9/23/2011 7:20:47 AM |
Dubbs360 | $100.00 | 9/23/2011 7:47:20 AM |
marwadi-62 | $499.00 | 9/23/2011 8:12:24 AM |
thankful-nickel2 | $25.00 | 9/23/2011 7:49:20 AM |
worth-blanket2 | $12,000.00 | 9/23/2011 9:19:10 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
528786
This series of Notes was issued and sold upon the funding of the borrower loan #53803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
9 | Length of status: | 6y 2m |
Amount delinquent:
| $201 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,607 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| gain-chorus |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
All Is Well
Purpose of loan:
This loan will be used to...To Pay-Off additional medical bills that are hurting my credit and also assist my mother with some of her bills.
My financial situation: Bank of America
I am a good candidate for this loan because...I work hard to try to pay all my bill on time, with some bumps in the road I feel I am doing ok.
Monthly net income: $4333
Monthly expenses: $2500
Housing: $0
Insurance: $180 pm
Car expenses: $368
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $d00
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/22/2011 7:37:09 PM |
worth-blanket2 | $4,975.00 | 9/23/2011 9:19:22 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
528808
This series of Notes was issued and sold upon the funding of the borrower loan #53676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-22-2011 |
Term:
| 12 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $437.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,390 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| rcxgza |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
620-639
(Feb-2008)
|
Principal balance:
| $1,803.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Getting Married
Purpose of loan:
This loan will be used to help with paying for the rest of our wedding. Our parents and family helped with most of the costs, however we are estimating it to go slightly over budget. We would like a loan to help cover the rest of the unexpected costs.
My financial situation:
I am a good candidate for this loan because a number of things:
1) I am working full-time at an investment firm as an analyst. My job is very secure and I plan to stay here for a long time.
2) I currently have another prosper loan that I have paid off more than half of in less than a year. Shows I am very good with my payments!
3) My fiancee will also help me with payments as she knows that this is for our wedding.
4) In our culture, some guests from our wedding bring money as gifts. Therefore, we will have some money collected from the wedding that can contribute to paying back our loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $100.00 | 9/22/2011 5:01:44 PM |
MarvintheMartian | $55.00 | 9/22/2011 5:12:37 PM |
coin-flower1 | $25.00 | 9/22/2011 6:52:32 PM |
five-star-note | $35.00 | 9/22/2011 6:20:01 PM |
lender987654321 | $40.00 | 9/22/2011 7:23:07 PM |
green-trade-dolphin2 | $25.00 | 9/22/2011 7:14:16 PM |
secureincome | $1,000.00 | 9/22/2011 9:20:36 PM |
Weaverville | $50.00 | 9/23/2011 9:51:35 AM |
salala | $25.00 | 9/23/2011 10:45:39 AM |
penny-finder | $28.35 | 9/23/2011 10:53:11 AM |
rcm87 | $100.00 | 9/23/2011 11:12:16 AM |
maniac3 | $2,000.00 | 9/23/2011 11:25:21 AM |
missoula | $25.00 | 9/23/2011 11:33:46 AM |
cash-queen | $40.00 | 9/23/2011 1:45:15 PM |
neodym | $66.75 | 9/23/2011 2:17:46 PM |
credit-socrates648 | $169.74 | 9/23/2011 2:54:01 PM |
elated-capital5 | $26.87 | 9/23/2011 2:37:19 PM |
tolerant-balance7 | $25.00 | 9/23/2011 2:44:01 PM |
RockpointCapital | $100.00 | 9/23/2011 2:52:42 PM |
rolltide09 | $25.00 | 9/23/2011 1:47:02 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:55 PM |
D911ave | $50.00 | 9/22/2011 5:17:40 PM |
first-euro-rapture | $25.00 | 9/22/2011 7:35:08 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:11 PM |
well-rounded-investment | $51.97 | 9/22/2011 8:43:38 PM |
wise-benjamins-fortress | $25.00 | 9/22/2011 8:48:19 PM |
FAsAreDUMB | $25.00 | 9/22/2011 9:18:37 PM |
meadow48 | $50.00 | 9/23/2011 7:01:19 AM |
Brisket_Bob | $50.00 | 9/23/2011 7:24:29 AM |
greenback-upholder9 | $40.00 | 9/23/2011 7:09:16 AM |
Sneezie | $47.00 | 9/23/2011 8:03:33 AM |
b1geasy | $25.00 | 9/23/2011 7:58:35 AM |
first-serene-credit | $25.00 | 9/23/2011 8:45:35 AM |
justice-motivator9 | $50.00 | 9/23/2011 9:52:13 AM |
peter121612 | $210.05 | 9/23/2011 9:55:40 AM |
Danylostefan | $75.00 | 9/23/2011 10:53:02 AM |
Danylostefan | $50.00 | 9/23/2011 10:54:27 AM |
nickel-balance | $25.00 | 9/23/2011 11:43:30 AM |
janus_god | $25.00 | 9/23/2011 12:35:40 PM |
listing-reformation8 | $25.00 | 9/23/2011 1:14:30 PM |
capital-champion1 | $37.21 | 9/23/2011 1:09:28 PM |
safe-kindness5 | $27.06 | 9/23/2011 2:05:11 PM |
mammalian4 | $25.00 | 9/23/2011 2:52:17 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
528848
This series of Notes was issued and sold upon the funding of the borrower loan #53710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,991 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brainy-duty2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thanks to all investors
Purpose of loan:
This loan will be used to boost the very promissing business I launched to supplement my income after my divorce.
My financial situation:
I am a good candidate for this loan because I have never been late with any payment. My credit card balances are high because of my divorce but I settled everything without further damages. The whole point of this effort is to generate additional revenue so I can pay off all my debts.
Monthly net income: $2400
Monthly expenses: $2100 (total)
Housing: $755
Insurance: $100
Car expenses: $350
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $350
Clothing, household expenses: $125
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $100.00 | 9/22/2011 5:10:24 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:11 PM |
Dubbs360 | $100.00 | 9/22/2011 8:45:19 PM |
orange-kindness-captain | $35.00 | 9/23/2011 7:17:59 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:45 AM |
kind-credit-bear | $25.00 | 9/23/2011 5:18:57 PM |
CA-Lender | $25.00 | 9/23/2011 5:48:53 PM |
MissionMicroFinance | $25.00 | 9/23/2011 7:54:37 PM |
refined-return922 | $25.00 | 9/23/2011 7:47:37 PM |
Bob450 | $25.03 | 9/23/2011 10:13:59 PM |
flexible-and-social | $45.00 | 9/23/2011 8:25:52 PM |
rustysailor | $25.00 | 9/23/2011 11:37:48 PM |
setUup | $26.30 | 9/24/2011 12:22:20 AM |
bullish2bearish | $25.00 | 9/24/2011 5:11:17 AM |
fairgirl | $25.00 | 9/24/2011 4:46:14 AM |
irishalaskan | $25.00 | 9/24/2011 3:15:35 AM |
ericsb | $53.83 | 9/24/2011 7:54:01 AM |
Rogesparkguy | $25.00 | 9/24/2011 7:54:13 AM |
bmbanzai | $25.00 | 9/24/2011 6:01:43 AM |
momoney2lend | $25.00 | 9/24/2011 8:30:36 AM |
dynrep | $100.00 | 9/24/2011 7:45:06 AM |
Hogan55 | $43.84 | 9/24/2011 8:00:01 AM |
investment-artist | $26.02 | 9/24/2011 8:05:47 AM |
sprinkler5 | $25.00 | 9/24/2011 8:10:21 AM |
southIT | $25.00 | 9/24/2011 8:15:40 AM |
2bnforlife | $25.00 | 9/24/2011 8:45:56 AM |
capital-kingdom | $25.01 | 9/24/2011 8:59:34 AM |
Peacepower | $25.00 | 9/24/2011 9:53:02 AM |
InChicago | $50.00 | 9/24/2011 10:28:19 AM |
bizlending | $100.00 | 9/24/2011 11:13:56 AM |
irrelevant | $25.00 | 9/24/2011 2:05:06 PM |
NYCFinancier | $25.00 | 9/24/2011 12:57:43 PM |
crippledcircus | $50.00 | 9/24/2011 1:01:08 PM |
Pitufo | $25.00 | 9/24/2011 2:43:54 PM |
mammalian4 | $25.00 | 9/24/2011 12:51:38 PM |
CACO_Lender | $25.00 | 9/24/2011 4:33:44 PM |
credit-coach118 | $25.46 | 9/24/2011 4:48:21 PM |
danf2201 | $25.00 | 9/24/2011 2:02:51 PM |
Scoote2912 | $25.00 | 9/24/2011 2:18:02 PM |
riveting-credit5 | $100.00 | 9/24/2011 2:24:53 PM |
anarchy1985 | $32.17 | 9/24/2011 2:34:41 PM |
bid-stockpiler1 | $50.00 | 9/24/2011 5:39:58 PM |
palace2 | $226.42 | 9/24/2011 3:54:23 PM |
MVP2008 | $35.00 | 9/24/2011 4:07:09 PM |
penny-champ5 | $25.00 | 9/24/2011 5:19:29 PM |
charming-exchange7 | $25.00 | 9/24/2011 4:23:51 PM |
midnight24 | $54.94 | 9/24/2011 4:54:16 PM |
sensible-order2 | $200.00 | 9/24/2011 5:40:41 PM |
phenomenal-gain5 | $25.00 | 9/24/2011 5:41:23 PM |
Something-Corporate | $25.00 | 9/23/2011 7:02:39 PM |
IIP77 | $25.00 | 9/23/2011 8:02:00 PM |
engaging-worth | $25.00 | 9/23/2011 8:12:18 PM |
payout-bridge | $100.00 | 9/23/2011 7:29:07 PM |
openness-confidant | $40.00 | 9/23/2011 7:50:54 PM |
exchange-dreams | $26.00 | 9/23/2011 8:35:56 PM |
Christophe | $25.00 | 9/23/2011 8:58:50 PM |
shawnw2 | $100.00 | 9/23/2011 11:39:43 PM |
Sibelius2 | $30.00 | 9/24/2011 5:09:20 AM |
melodious-openness | $50.00 | 9/24/2011 5:31:31 AM |
economy-popcorn | $25.00 | 9/24/2011 6:59:26 AM |
Mombo-5 | $50.00 | 9/24/2011 7:04:08 AM |
credit-investor5 | $50.00 | 9/24/2011 7:16:01 AM |
aztocas | $50.00 | 9/24/2011 7:22:20 AM |
rockhound84 | $25.00 | 9/24/2011 7:26:38 AM |
adamdroker | $25.00 | 9/24/2011 7:30:59 AM |
moola-accelerator6 | $31.06 | 9/24/2011 8:25:58 AM |
enchanted-truth264 | $25.00 | 9/24/2011 8:36:34 AM |
suave-dime6 | $25.00 | 9/24/2011 8:57:23 AM |
fervent-repayment | $25.00 | 9/24/2011 9:33:26 AM |
dinero-jujitsu | $25.81 | 9/24/2011 9:46:09 AM |
nickel-position | $25.00 | 9/24/2011 9:49:25 AM |
dynamic-money271 | $50.00 | 9/24/2011 11:39:04 AM |
diplomatic-wealth7 | $25.00 | 9/24/2011 12:18:42 PM |
cordial-affluence2 | $25.00 | 9/24/2011 12:53:52 PM |
upbeat-investment9 | $62.92 | 9/24/2011 12:01:46 PM |
BigBag | $42.54 | 9/24/2011 1:09:31 PM |
building_community | $25.00 | 9/24/2011 12:17:02 PM |
peso-mate | $50.00 | 9/24/2011 1:25:26 PM |
on_your_side | $25.00 | 9/24/2011 12:41:31 PM |
whitegold24k | $500.00 | 9/24/2011 12:19:56 PM |
proper-loot3 | $25.00 | 9/24/2011 2:24:10 PM |
CincyTex | $50.00 | 9/24/2011 3:04:45 PM |
myduck | $25.00 | 9/24/2011 4:04:37 PM |
treasure-generator | $25.00 | 9/24/2011 5:23:31 PM |
Flanders122 | $25.00 | 9/24/2011 5:03:04 PM |
Engineer44 | $28.00 | 9/24/2011 5:29:41 PM |
Only_Money | $9.65 | 9/24/2011 5:53:57 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
528858
This series of Notes was issued and sold upon the funding of the borrower loan #53805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Sep-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $311.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 840-859 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,027 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bright-finance1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to upgrade our HVAC system, upgrading from oil.
My financial situation:
I am a good candidate for this loan because of my good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
chestnut4 | $50.00 | 9/25/2011 8:31:33 PM |
valiant-liberty4 | $25.00 | 9/22/2011 5:06:22 PM |
compoundinterest | $50.00 | 9/22/2011 5:07:56 PM |
nickel-ferret | $50.00 | 9/22/2011 5:10:38 PM |
MarvintheMartian | $55.00 | 9/22/2011 5:10:36 PM |
DownHomeLender | $25.00 | 9/22/2011 5:37:46 PM |
Snoopylover | $25.00 | 9/22/2011 7:20:53 PM |
radforj22 | $25.00 | 9/22/2011 7:22:52 PM |
money-floret | $50.00 | 9/22/2011 8:31:00 PM |
meenan | $50.00 | 9/22/2011 9:16:14 PM |
janeybooboo | $100.00 | 9/22/2011 9:18:07 PM |
responsibility-cherry6 | $25.00 | 9/22/2011 10:58:03 PM |
JaceSpade | $25.00 | 9/23/2011 2:53:54 AM |
Dreamconnection | $50.00 | 9/23/2011 4:11:29 AM |
Lender0010 | $50.00 | 9/23/2011 1:35:30 AM |
dharma1 | $25.00 | 9/23/2011 6:00:52 AM |
blot44 | $100.00 | 9/23/2011 6:08:50 AM |
anacent | $50.00 | 9/23/2011 6:53:22 AM |
Brisket_Bob | $50.00 | 9/23/2011 7:30:56 AM |
first-favorite-bonus9 | $25.00 | 9/23/2011 9:16:30 AM |
loyalty-circuitry | $100.00 | 9/23/2011 9:35:43 AM |
Theodon | $25.00 | 9/23/2011 9:41:35 AM |
Weaverville | $100.00 | 9/23/2011 9:49:53 AM |
indomitable-coin | $25.00 | 9/23/2011 1:59:19 PM |
wampum-chorus3 | $25.00 | 9/23/2011 2:54:43 PM |
neighborly-hope6 | $100.00 | 9/23/2011 3:27:27 PM |
Chosen-one | $50.00 | 9/23/2011 6:08:48 PM |
calbertrand | $25.00 | 9/23/2011 9:01:06 PM |
a-finance-nirvana | $25.00 | 9/24/2011 3:52:12 AM |
oplender | $25.00 | 9/24/2011 10:27:57 AM |
MadHun | $200.00 | 9/24/2011 12:10:06 PM |
Rivervale_Westwood | $100.00 | 9/24/2011 11:26:00 AM |
economy-molecule3 | $500.00 | 9/24/2011 12:14:47 PM |
vigilance-revolutionary | $50.00 | 9/24/2011 11:52:21 AM |
emo13 | $50.00 | 9/24/2011 1:06:53 PM |
gracej | $25.00 | 9/24/2011 7:27:50 PM |
timmsc | $50.00 | 9/24/2011 10:02:40 PM |
fcrick | $25.00 | 9/24/2011 7:02:39 PM |
boogles72 | $25.00 | 9/24/2011 11:04:55 PM |
Anny-Disco | $25.00 | 9/25/2011 5:02:03 AM |
bchbum | $50.00 | 9/25/2011 6:14:10 AM |
impartial-treasure7 | $200.00 | 9/25/2011 9:46:56 AM |
adhawan325 | $25.00 | 9/25/2011 7:52:58 AM |
kenji4861 | $25.00 | 9/25/2011 8:17:45 AM |
freesia54 | $50.00 | 9/25/2011 9:31:46 AM |
JeffGeorge | $50.00 | 9/25/2011 11:29:02 AM |
Mr_Marcus | $25.00 | 9/25/2011 10:12:41 AM |
gr8_r8 | $25.00 | 9/25/2011 12:37:04 PM |
AirForce2001 | $25.00 | 9/25/2011 11:38:09 AM |
Preteur | $25.00 | 9/25/2011 1:26:04 PM |
hostbank | $100.00 | 9/25/2011 12:06:50 PM |
vine99 | $125.00 | 9/25/2011 12:41:02 PM |
DrMoneyBags | $25.00 | 9/25/2011 2:59:09 PM |
totoro | $25.00 | 9/25/2011 8:43:43 PM |
honsbedh | $25.00 | 9/25/2011 6:13:21 PM |
bouvierchamp | $50.00 | 9/25/2011 9:00:35 PM |
bouvierchamp | $58.02 | 9/25/2011 9:04:04 PM |
larslfe | $50.00 | 9/26/2011 1:26:46 AM |
generous-deal6 | $50.00 | 9/26/2011 3:06:44 AM |
degster | $25.00 | 9/26/2011 6:59:00 AM |
mrpowers5531 | $25.00 | 9/26/2011 5:09:58 AM |
silver-armada | $50.00 | 9/26/2011 5:23:00 AM |
competent-commitment1 | $50.00 | 9/26/2011 8:34:49 AM |
RMB-Investments | $75.00 | 9/26/2011 9:40:32 AM |
leverage-monger | $77.73 | 9/26/2011 8:43:01 AM |
gentle-gain235 | $50.00 | 9/26/2011 10:25:19 AM |
Zeenos | $25.00 | 9/26/2011 9:46:34 AM |
BankofPete | $25.00 | 9/26/2011 10:29:43 AM |
awwaww | $25.00 | 9/26/2011 10:34:23 AM |
the-credit-proton | $50.00 | 9/26/2011 10:41:11 AM |
rhightower003 | $100.00 | 9/26/2011 10:50:11 AM |
Gladglide | $25.00 | 9/26/2011 11:13:40 AM |
restless-balance9 | $50.00 | 9/26/2011 12:31:05 PM |
hitsman | $50.00 | 9/26/2011 11:35:09 AM |
minista | $51.00 | 9/26/2011 11:36:16 AM |
Kevin536 | $425.00 | 9/26/2011 1:46:41 PM |
Lenderesco | $33.00 | 9/26/2011 1:56:56 PM |
vibrant-penny7 | $25.00 | 9/26/2011 1:17:53 PM |
Ripsaw4U | $50.00 | 9/26/2011 1:26:38 PM |
leeball | $200.00 | 9/26/2011 3:08:09 PM |
lawyervon | $25.00 | 9/26/2011 1:51:16 PM |
cello1 | $25.00 | 9/26/2011 3:45:21 PM |
best-deal-banker | $50.00 | 9/26/2011 4:02:21 PM |
Ben87 | $350.00 | 9/26/2011 2:50:37 PM |
smart-note9 | $50.00 | 9/26/2011 2:58:53 PM |
supersam | $200.00 | 9/26/2011 3:23:15 PM |
Lanik42 | $30.22 | 9/26/2011 3:07:14 PM |
marelojay | $1,000.00 | 9/26/2011 4:59:22 PM |
nri22 | $100.00 | 9/26/2011 3:36:50 PM |
carluvr33 | $51.59 | 9/26/2011 3:50:54 PM |
vigilance-searcher | $25.00 | 9/26/2011 3:54:52 PM |
ingenious-interest1 | $100.00 | 9/26/2011 4:08:56 PM |
romanfish | $250.00 | 9/26/2011 3:21:34 PM |
BiggestG | $25.00 | 9/26/2011 4:27:40 PM |
market-aficionado3 | $56.00 | 9/26/2011 3:46:20 PM |
GoldenGo4 | $550.00 | 9/26/2011 4:35:35 PM |
ChicoBob | $45.00 | 9/26/2011 4:35:43 PM |
themoneydoctor | $200.00 | 9/26/2011 4:45:32 PM |
repaymeplease | $26.20 | 9/26/2011 4:32:07 PM |
marelojay | $1,400.00 | 9/26/2011 5:00:41 PM |
worthy-bid8 | $50.00 | 9/22/2011 5:07:34 PM |
ski bum | $100.00 | 9/22/2011 5:12:28 PM |
comet55 | $25.00 | 9/22/2011 5:07:45 PM |
velocity-solo | $25.00 | 9/22/2011 5:08:08 PM |
bold-steady-peso | $50.00 | 9/22/2011 5:30:18 PM |
cloud8 | $30.00 | 9/22/2011 5:33:59 PM |
auction-elvis | $25.00 | 9/22/2011 5:37:15 PM |
bmbanzai | $25.00 | 9/22/2011 5:33:15 PM |
green-trade-dolphin2 | $30.00 | 9/22/2011 7:16:45 PM |
responsibility-butterfly | $25.00 | 9/22/2011 7:37:12 PM |
inspired-investment8 | $50.00 | 9/22/2011 9:05:19 PM |
p1k4blu | $25.00 | 9/23/2011 2:20:19 AM |
Dollars4Rent | $50.00 | 9/23/2011 6:12:02 AM |
subtle-revenue0 | $25.00 | 9/23/2011 7:30:28 AM |
caring-hope2 | $200.00 | 9/23/2011 8:31:45 AM |
quintilian | $25.00 | 9/23/2011 9:58:35 AM |
independent-revenue4 | $50.00 | 9/23/2011 10:23:35 AM |
salala | $25.00 | 9/23/2011 10:45:40 AM |
sweet-loan7 | $25.00 | 9/23/2011 11:46:21 AM |
ethical-bid6 | $250.00 | 9/23/2011 1:06:03 PM |
wise-silver-wonder | $25.00 | 9/23/2011 2:14:53 PM |
sweet-capital7 | $50.00 | 9/23/2011 2:52:48 PM |
sajitk | $25.00 | 9/23/2011 3:33:27 PM |
CreditBuilder2 | $50.00 | 9/23/2011 3:45:45 PM |
personal-lender | $25.00 | 9/23/2011 5:11:58 PM |
Oakland | $50.00 | 9/24/2011 7:56:51 AM |
djh47a | $25.00 | 9/24/2011 8:23:15 AM |
moneynmotion | $25.00 | 9/24/2011 7:58:40 AM |
Cashman10 | $100.00 | 9/24/2011 8:02:46 AM |
escharfer | $25.00 | 9/24/2011 8:52:16 AM |
orange-kindness-captain | $50.00 | 9/24/2011 9:32:59 AM |
acropiloterau2002 | $25.00 | 9/24/2011 9:46:56 AM |
fervent-currency5 | $75.00 | 9/24/2011 1:11:46 PM |
Breakfast_Gypsy | $25.00 | 9/24/2011 2:07:25 PM |
whistledicksmith | $25.00 | 9/24/2011 7:38:05 PM |
riskreward | $250.00 | 9/24/2011 5:29:26 PM |
a-unflappable-finance | $100.00 | 9/24/2011 10:48:05 PM |
fairness-drum | $50.00 | 9/25/2011 5:03:09 AM |
FrayBentos | $25.00 | 9/25/2011 5:00:46 AM |
Aimvest | $25.00 | 9/25/2011 8:27:31 AM |
LoanDMC | $50.00 | 9/25/2011 11:40:10 AM |
SimGuy | $50.00 | 9/25/2011 10:02:43 AM |
Octavian315 | $35.00 | 9/25/2011 10:20:01 AM |
network08 | $25.00 | 9/25/2011 10:53:51 AM |
chibear34 | $25.00 | 9/25/2011 1:30:29 PM |
Duchdad | $25.00 | 9/25/2011 3:41:56 PM |
br4444 | $25.00 | 9/25/2011 4:59:18 PM |
moola-man | $25.00 | 9/25/2011 8:01:00 PM |
YellowJacket | $25.00 | 9/25/2011 5:32:44 PM |
ZeLonewolf | $25.00 | 9/25/2011 7:27:45 PM |
imagenki | $25.00 | 9/25/2011 7:47:48 PM |
runner262 | $25.00 | 9/25/2011 8:00:42 PM |
Guiren | $100.00 | 9/25/2011 9:42:15 PM |
houli123 | $50.00 | 9/26/2011 2:12:26 AM |
grallu | $50.00 | 9/26/2011 7:22:19 AM |
SourDoughSteve | $25.00 | 9/26/2011 7:15:58 AM |
6moonbeams | $50.00 | 9/26/2011 8:58:57 AM |
kyomoon | $50.00 | 9/26/2011 7:49:17 AM |
Opportunity4you | $28.35 | 9/26/2011 10:21:35 AM |
CreditBuilder2 | $50.00 | 9/26/2011 10:51:32 AM |
xrycac | $25.00 | 9/26/2011 10:58:42 AM |
self-reliant-p2p2 | $25.00 | 9/26/2011 11:27:04 AM |
pwkpwk | $50.00 | 9/26/2011 10:34:52 AM |
head | $25.00 | 9/26/2011 12:14:25 PM |
unrelenting-generosity685 | $75.00 | 9/26/2011 12:43:26 PM |
Dubbs360 | $100.00 | 9/26/2011 11:55:04 AM |
TEAM-Jasper | $25.00 | 9/26/2011 12:07:13 PM |
m000240 | $50.00 | 9/26/2011 12:07:17 PM |
power-cell | $25.00 | 9/26/2011 12:20:56 PM |
radforj22 | $25.00 | 9/26/2011 2:38:04 PM |
yennib | $150.00 | 9/26/2011 3:28:27 PM |
helping-out | $200.00 | 9/26/2011 2:19:55 PM |
Money_Hog | $50.00 | 9/26/2011 3:55:25 PM |
CasaDeTomas | $100.00 | 9/26/2011 2:46:32 PM |
csandb | $25.00 | 9/26/2011 4:02:41 PM |
income-buffalo1 | $150.00 | 9/26/2011 4:11:43 PM |
helping-out | $90.00 | 9/26/2011 2:43:52 PM |
roxon | $25.00 | 9/26/2011 4:29:23 PM |
sgt-schultz | $25.00 | 9/26/2011 3:01:53 PM |
wealth-influencer | $25.00 | 9/26/2011 3:00:34 PM |
ingenious-interest1 | $100.00 | 9/26/2011 4:09:51 PM |
Bunji78 | $25.00 | 9/26/2011 4:20:50 PM |
supersarah61 | $50.00 | 9/26/2011 4:30:50 PM |
Hogan55 | $47.89 | 9/26/2011 4:55:45 PM |
wilchik | $80.00 | 9/26/2011 4:47:41 PM |
185 Investments
|
Borrower Payment Dependent Notes Series
528862
This series of Notes was issued and sold upon the funding of the borrower loan #53810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1964 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 7m |
Amount delinquent:
| $657 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,014 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-riveting-justice |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
|
Principal balance:
| $3,304.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home Improvment Loan
Purpose of loan:
This loan will be used to replace a 20 year old air conditioner and replace single pane windows.
My financial situation:
I am a good candidate for this loan because I have a good solid income and my bills are currently small.
Monthly net income: $5500
Monthly expenses: $ 2500
Housing: $400
Insurance: $200
Car expenses: $600
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $ 400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 9/22/2011 5:04:11 PM |
kind-credit-bear | $25.00 | 9/22/2011 5:18:13 PM |
dime-sapling | $25.00 | 9/22/2011 6:16:07 PM |
five-star-note | $35.00 | 9/22/2011 6:20:01 PM |
ready-vigilance3 | $100.00 | 9/23/2011 8:10:43 AM |
Jack55304 | $200.00 | 9/22/2011 5:12:41 PM |
finance-mushroom | $100.00 | 9/22/2011 5:10:25 PM |
green-trade-dolphin | $25.00 | 9/22/2011 7:20:46 PM |
LendingPimp | $50.00 | 9/22/2011 11:16:05 PM |
cbivitz | $25.00 | 9/23/2011 4:45:03 AM |
Bob450 | $30.22 | 9/23/2011 8:41:44 AM |
worth-blanket2 | $4,400.00 | 9/23/2011 9:20:13 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
528884
This series of Notes was issued and sold upon the funding of the borrower loan #53798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,778 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| short-termneed669 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
640-659
(Aug-2008)
|
Principal balance:
| $404.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 59 | | |
Description
Consolidate Credit Card Debt
Purpose of loan:
This loan will be used to consolidate high interest credit card debt.
My financial situation:
I am a good candidate for this loan because this will be my third prosper loan with my first being paid in full. I diligently manage my finances and have been working to eliminate my credit card balances. I have a long history of timely payments.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 9/23/2011 9:06:08 AM |
golffish2 | $25.00 | 9/23/2011 9:08:28 AM |
currency-excellency0 | $100.00 | 9/23/2011 9:02:21 AM |
credit-guard5 | $25.00 | 9/23/2011 9:12:20 AM |
JHKL | $25.00 | 9/23/2011 9:44:42 AM |
RecoveryLender | $25.00 | 9/23/2011 9:51:45 AM |
loanman2007 | $130.00 | 9/23/2011 9:52:53 AM |
Dubbs360 | $25.00 | 9/23/2011 9:36:14 AM |
return-buddy | $25.00 | 9/23/2011 9:44:17 AM |
rcm87 | $100.00 | 9/23/2011 11:12:17 AM |
feiandasun | $25.00 | 9/23/2011 11:20:03 AM |
peaceful-wealth0 | $25.00 | 9/23/2011 11:23:13 AM |
SpoonerPhan | $50.00 | 9/23/2011 12:11:58 PM |
economy-huckleberry0 | $25.00 | 9/23/2011 12:42:56 PM |
genelinist | $100.00 | 9/23/2011 12:29:03 PM |
responsibility-butterfly | $25.00 | 9/23/2011 12:52:56 PM |
officer8 | $25.00 | 9/23/2011 12:39:14 PM |
gold-disk | $25.00 | 9/23/2011 12:43:23 PM |
imoutdoorsy | $25.00 | 9/23/2011 1:31:34 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:33:50 PM |
ommcd | $25.00 | 9/23/2011 1:39:28 PM |
jasonj72 | $25.00 | 9/23/2011 1:42:30 PM |
rolltide09 | $25.00 | 9/23/2011 1:49:59 PM |
kulender | $100.00 | 9/23/2011 2:37:48 PM |
tolerant-balance7 | $25.00 | 9/23/2011 2:46:39 PM |
marwadi-62 | $900.00 | 9/23/2011 3:07:45 PM |
LittlePiggyBank | $25.00 | 9/23/2011 3:51:25 PM |
nimble-affluence4 | $25.00 | 9/23/2011 4:35:15 PM |
Ubiquinone | $35.00 | 9/23/2011 4:11:01 PM |
loss-of-control | $98.00 | 9/23/2011 4:52:22 PM |
coin-investor | $25.00 | 9/23/2011 4:41:03 PM |
MadHun | $200.00 | 9/23/2011 5:10:33 PM |
Domgabriel | $25.00 | 9/23/2011 4:51:23 PM |
C2Banking | $25.00 | 9/23/2011 4:59:50 PM |
Investoman | $75.00 | 9/23/2011 5:13:31 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:27 PM |
ethicalhumanist | $100.00 | 9/23/2011 5:17:37 PM |
personal-lender | $25.00 | 9/23/2011 5:11:58 PM |
compoundinterest | $25.00 | 9/23/2011 9:07:05 AM |
ursus | $50.00 | 9/23/2011 9:07:48 AM |
handshake5 | $100.00 | 9/23/2011 9:09:08 AM |
LittleMingo | $38.82 | 9/23/2011 9:03:54 AM |
worthy-bid8 | $50.00 | 9/23/2011 9:06:34 AM |
113121 | $250.00 | 9/23/2011 9:22:16 AM |
MoneyForNothing | $237.73 | 9/23/2011 9:08:26 AM |
DHolly | $25.00 | 9/23/2011 9:21:05 AM |
investment-artist | $26.01 | 9/23/2011 9:10:43 AM |
servnyou | $35.00 | 9/23/2011 9:29:42 AM |
dollar-authority | $100.00 | 9/23/2011 9:23:29 AM |
FinanceEngine | $50.00 | 9/23/2011 9:31:37 AM |
AndChicksforFree | $25.07 | 9/23/2011 9:52:04 AM |
lendme2 | $50.00 | 9/23/2011 10:11:00 AM |
smart-loan2 | $60.00 | 9/23/2011 10:29:17 AM |
loan-defender4 | $25.00 | 9/23/2011 10:47:19 AM |
Crystalprop | $25.00 | 9/23/2011 11:00:23 AM |
worth-arch | $25.00 | 9/23/2011 10:58:07 AM |
prohelper | $25.00 | 9/23/2011 11:03:59 AM |
atlas-shrugged | $200.00 | 9/23/2011 11:09:30 AM |
exchange-jedi | $25.00 | 9/23/2011 11:29:29 AM |
thankful-nickel2 | $25.00 | 9/23/2011 12:23:40 PM |
dime-sapling | $50.00 | 9/23/2011 1:27:03 PM |
janeybooboo | $62.00 | 9/23/2011 1:31:07 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:54 PM |
greenback-seagull2 | $75.00 | 9/23/2011 2:17:42 PM |
graceful-investment | $61.92 | 9/23/2011 2:07:56 PM |
investtor | $27.00 | 9/23/2011 2:00:27 PM |
marwadi-62 | $100.00 | 9/23/2011 3:07:24 PM |
CA_Lender | $25.00 | 9/23/2011 3:28:00 PM |
vibraphone3 | $25.00 | 9/23/2011 3:50:29 PM |
moola-wildebeest3 | $50.00 | 9/23/2011 3:57:20 PM |
dominickf | $25.00 | 9/23/2011 4:07:17 PM |
trumpeter5 | $25.00 | 9/23/2011 4:33:27 PM |
market-mesh | $50.00 | 9/23/2011 4:35:31 PM |
genius520 | $50.00 | 9/23/2011 5:09:20 PM |
JLMGroupFunds | $25.00 | 9/23/2011 5:19:32 PM |
wwwUniversal | $25.00 | 9/23/2011 5:20:17 PM |
AF-Chief | $50.00 | 9/23/2011 5:25:59 PM |
worth-blanket2 | $600.00 | 9/23/2011 5:30:39 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:06 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
528902
This series of Notes was issued and sold upon the funding of the borrower loan #53706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 10y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,146 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fund-implementer |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
660-679
(Jul-2010)
|
Principal balance:
| $1,817.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Family Medical Help
Purpose of loan:
This loan will be used to help my sister get medical treatment back home.
My financial situation:
I am a good candidate for this loan because I have always paid my debts on time.
Monthly net income: $4770
Monthly expenses: $
Housing: $1500
Insurance: $100
Car expenses: $100
Utilities: $140
Phone, cable, internet: $60
Food, entertainment: $ 300
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/23/2011 9:02:47 AM |
finance-mushroom | $100.00 | 9/23/2011 9:08:39 AM |
shawnw2 | $100.00 | 9/23/2011 9:49:21 AM |
AndChicksforFree | $25.07 | 9/23/2011 9:56:42 AM |
green-trade-dolphin | $25.00 | 9/23/2011 10:21:08 AM |
kind-credit-bear | $25.00 | 9/23/2011 5:19:00 PM |
312-Lender | $25.00 | 9/23/2011 9:02:49 AM |
Jack55304 | $130.00 | 9/23/2011 9:10:58 AM |
golffish2 | $25.00 | 9/23/2011 9:09:46 AM |
dime-sapling | $25.00 | 9/23/2011 1:31:11 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:00 PM |
worth-blanket2 | $5,500.00 | 9/23/2011 5:30:16 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
528926
This series of Notes was issued and sold upon the funding of the borrower loan #53716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,024 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| h10gun |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2008)
|
Principal balance:
| $100.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
pay off higher rate credit card
Purpose of loan:
This loan will be used to...pay off higher rate credit card
My financial situation:
I am a good candidate for this loan because...this would be my second prosper loan ,first one will be payed in full 10/07 /11
never missed or was late with the payment.i havebeen employed by the railroad for almost 18 years.
Monthly net income: $2600
Monthly expenses: $
Housing: $450
Insurance: $55
Car expenses: $0
Utilities: $150
Phone, cable, internet: $59
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-arch | $25.00 | 9/23/2011 10:58:07 AM |
rolltide09 | $25.00 | 9/23/2011 1:50:00 PM |
Whipster | $40.00 | 9/23/2011 9:03:44 AM |
ursus | $50.00 | 9/23/2011 9:07:48 AM |
Milonguero | $100.00 | 9/23/2011 9:14:27 AM |
golffish2 | $100.00 | 9/23/2011 9:10:25 AM |
Investor_DP | $100.00 | 9/23/2011 9:06:08 AM |
113121 | $25.00 | 9/23/2011 9:23:25 AM |
servnyou | $35.00 | 9/23/2011 9:26:17 AM |
credit-missile | $70.00 | 9/23/2011 9:51:51 AM |
AndChicksforFree | $57.00 | 9/23/2011 9:49:36 AM |
loanman2007 | $25.00 | 9/23/2011 9:50:26 AM |
lendme2 | $50.00 | 9/23/2011 10:11:00 AM |
finance-investor3 | $25.00 | 9/23/2011 10:25:25 AM |
favorite-commerce | $35.00 | 9/23/2011 10:50:35 AM |
Beechturner | $40.00 | 9/23/2011 11:26:31 AM |
exchange-jedi | $25.00 | 9/23/2011 11:29:30 AM |
JCM_MN | $28.00 | 9/23/2011 12:07:22 PM |
Mikale360 | $25.00 | 9/23/2011 12:16:01 PM |
tolerant-balance7 | $25.00 | 9/23/2011 12:53:32 PM |
officer8 | $25.00 | 9/23/2011 12:39:14 PM |
MarvintheMartian | $35.00 | 9/23/2011 1:16:52 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:23 PM |
cozy-gain023 | $100.00 | 9/23/2011 1:23:16 PM |
dime-sapling | $25.00 | 9/23/2011 1:25:55 PM |
investtor | $27.00 | 9/23/2011 2:00:27 PM |
graceful-investment | $100.00 | 9/23/2011 2:05:50 PM |
TheArtOfLogic | $50.00 | 9/23/2011 1:53:34 PM |
malomar66 | $75.00 | 9/23/2011 2:16:54 PM |
currency-excellency0 | $100.00 | 9/23/2011 9:02:22 AM |
MoneyForNothing | $129.54 | 9/23/2011 9:03:11 AM |
compoundinterest | $25.00 | 9/23/2011 9:07:05 AM |
DHolly | $25.00 | 9/23/2011 9:17:51 AM |
investment-artist | $26.01 | 9/23/2011 9:25:11 AM |
credit-guard5 | $25.00 | 9/23/2011 9:14:45 AM |
FinanceEngine | $50.00 | 9/23/2011 9:31:17 AM |
active-wealth3 | $25.00 | 9/23/2011 9:43:52 AM |
cashhelp | $50.00 | 9/23/2011 9:50:41 AM |
JHKL | $25.00 | 9/23/2011 9:44:42 AM |
dollar-authority | $96.00 | 9/23/2011 9:27:37 AM |
optionscashflow | $25.00 | 9/23/2011 10:46:05 AM |
rcm87 | $100.00 | 9/23/2011 11:12:17 AM |
atlas-shrugged | $200.00 | 9/23/2011 11:43:41 AM |
SpoonerPhan | $50.00 | 9/23/2011 12:04:32 PM |
DKSArt | $25.00 | 9/23/2011 12:54:16 PM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:00 PM |
imoutdoorsy | $25.00 | 9/23/2011 1:31:34 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:15 PM |
irrelevant | $25.00 | 9/23/2011 2:05:06 PM |
credit-socrates648 | $81.45 | 9/23/2011 2:29:42 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
528934
This series of Notes was issued and sold upon the funding of the borrower loan #53789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 59% |
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benefit-hornet |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 5 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2011)
700-719
(Feb-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Benefit Suitor
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...I had two previous loans with prosper and paid both off in full on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 9/23/2011 9:04:57 AM |
credit-guard5 | $25.00 | 9/23/2011 9:15:09 AM |
money-baron-roth-IRA | $50.00 | 9/23/2011 9:10:37 AM |
exchange-squirrel | $25.00 | 9/23/2011 11:26:46 AM |
thankful-nickel2 | $25.00 | 9/23/2011 12:21:05 PM |
Moe87 | $27.00 | 9/23/2011 3:08:12 PM |
exchange-upholder0 | $25.00 | 9/23/2011 4:28:00 PM |
Jack55304 | $200.00 | 9/23/2011 5:13:15 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:00 PM |
freedom3 | $2,000.00 | 9/23/2011 5:31:08 PM |
freedom3 | $1,020.99 | 9/23/2011 5:32:08 PM |
ryan6853 | $25.00 | 9/23/2011 9:16:15 AM |
feiandasun | $25.00 | 9/23/2011 11:24:18 AM |
atlas-shrugged | $200.00 | 9/23/2011 11:39:44 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:01 PM |
dime-sapling | $25.00 | 9/23/2011 1:23:42 PM |
tnjohnso | $25.00 | 9/23/2011 2:22:52 PM |
SecondChanceLendingSERV | $27.01 | 9/23/2011 2:29:33 PM |
impeccable-ore3 | $25.00 | 9/23/2011 2:40:31 PM |
fabulous-community4 | $25.00 | 9/23/2011 5:01:03 PM |
yield-lion2 | $25.00 | 9/23/2011 5:01:25 PM |
finance-mushroom | $100.00 | 9/23/2011 5:10:12 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
528946
This series of Notes was issued and sold upon the funding of the borrower loan #53769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,566 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mikenzane |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,250.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
700-719
(Jan-2010)
680-699
(Nov-2009)
700-719
(Oct-2009)
|
Principal balance:
| $2,667.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
3RD PROSPER LOAN-DAVE RAMSEY ADVICE
Purpose of loan: this is being listed again needed to fax some paper work in to prosper
$This loan will be used to...
PAY OFF DEBIT. My wife and are taking the Dave Ramsey course.
We are doing the snowball method. payoff cards and then NOT charging anymore.
My financial situation:
I am a good candidate for this loan because...
Both my wife and I have been at the same jobs for over 7 years,with futures. I just received a raise.
We always pay our bills.
we have health insurance and life insurance in case anything would happen to either of us.
Monthly net income: $
wife-2400.00
My income- 3400.00
Monthly expenses: $
Housing: $ 1400.00/mortgage
Insurance: $160.00
Car expenses: $300.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
200.00
Credit cards and other loans: $800.00 but will decrease with this loan
instead of paying out 800.00 with this loan will be paying around 400.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/23/2011 1:50:00 PM |
Kash2010lu | $25.00 | 9/23/2011 9:01:21 AM |
MoneyForNothing | $25.00 | 9/23/2011 9:11:26 AM |
dollar-authority | $150.54 | 9/23/2011 9:26:12 AM |
AndChicksforFree | $25.07 | 9/23/2011 9:48:58 AM |
wonder3 | $35.00 | 9/23/2011 9:52:09 AM |
genuine-dime | $100.00 | 9/23/2011 10:54:14 AM |
thankful-nickel2 | $25.00 | 9/23/2011 12:21:55 PM |
impeccable-ore3 | $25.00 | 9/23/2011 2:39:23 PM |
DiligentiaLLC | $100.00 | 9/23/2011 3:04:43 PM |
marwadi-62 | $300.00 | 9/23/2011 3:08:45 PM |
brightest-dignified-penny | $25.00 | 9/23/2011 4:16:49 PM |
Jack55304 | $200.00 | 9/23/2011 5:13:15 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:01 PM |
worth-blanket2 | $7,100.00 | 9/23/2011 5:29:18 PM |
CA-Lender | $25.00 | 9/23/2011 9:02:18 AM |
113121 | $30.00 | 9/23/2011 9:24:21 AM |
servnyou | $50.00 | 9/23/2011 9:27:19 AM |
RecoveryLender | $30.60 | 9/23/2011 9:46:54 AM |
loanman2007 | $150.00 | 9/23/2011 9:47:34 AM |
RoZu_Lending | $494.85 | 9/23/2011 9:34:12 AM |
shawnw2 | $150.00 | 9/23/2011 9:46:50 AM |
green-trade-dolphin | $25.00 | 9/23/2011 10:20:49 AM |
optionscashflow | $25.00 | 9/23/2011 11:02:36 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:02 PM |
dime-sapling | $25.00 | 9/23/2011 1:19:39 PM |
Whipster | $60.00 | 9/23/2011 1:50:06 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:54 PM |
graceful-investment | $75.00 | 9/23/2011 2:06:59 PM |
ChoiceInvestments | $33.75 | 9/23/2011 2:29:08 PM |
finance-mushroom | $100.00 | 9/23/2011 5:10:12 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
528970
This series of Notes was issued and sold upon the funding of the borrower loan #53745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 56% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $71,942 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| safe-interest743 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $6,697.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
twinsac15
Purpose of loan:
This loan will be used to consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because I have a current loan through Prosper and am up to date on my payments.
Monthly net income: $3500
Monthly expenses: $
Housing: $800
Insurance: $145
Car expenses: $80
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $800
Credit cards and other loans: $1250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AF-Chief | $50.00 | 9/23/2011 5:26:02 PM |
Kash2010lu | $25.00 | 9/23/2011 5:33:25 PM |
twjh | $25.00 | 9/23/2011 6:05:30 PM |
DiligentiaLLC | $100.00 | 9/23/2011 8:01:30 PM |
responsibility-butterfly | $25.00 | 9/24/2011 8:54:50 AM |
Tazeme | $25.00 | 9/24/2011 8:37:45 AM |
openness-confidant | $25.00 | 9/24/2011 5:17:45 PM |
DoctorJoe | $25.00 | 9/24/2011 2:01:05 PM |
point-monger5 | $400.00 | 9/24/2011 8:52:48 PM |
setUup | $32.30 | 9/24/2011 7:23:12 PM |
CA-Lender | $25.00 | 9/24/2011 7:58:39 PM |
unger | $120.11 | 9/24/2011 8:07:23 PM |
handy-justice | $50.00 | 9/24/2011 7:34:19 PM |
KramericaIndustries | $25.00 | 9/24/2011 10:30:06 PM |
BeanCownter | $51.94 | 9/25/2011 6:37:33 AM |
silver-enlightenment0 | $100.00 | 9/25/2011 7:57:05 AM |
Coin-Toss | $102.29 | 9/25/2011 7:03:00 AM |
richboy56 | $25.00 | 9/25/2011 7:30:40 AM |
omegamon1 | $25.00 | 9/25/2011 9:56:11 AM |
entreprenooner | $25.00 | 9/25/2011 10:57:06 AM |
bsmtloan | $100.00 | 9/25/2011 10:03:14 AM |
enriched-truth | $25.00 | 9/25/2011 11:48:33 AM |
fervent-repayment | $25.00 | 9/25/2011 12:04:46 PM |
awe-inspiring-power | $50.00 | 9/25/2011 2:28:07 PM |
money-baron-roth-IRA | $100.00 | 9/25/2011 3:53:26 PM |
speedy-point | $25.00 | 9/25/2011 2:15:19 PM |
first-class-yield9 | $50.00 | 9/25/2011 3:59:51 PM |
Gibbyland | $100.00 | 9/25/2011 4:42:19 PM |
p2ploan-charmer | $25.00 | 9/25/2011 4:06:55 PM |
worth-blanket2 | $5,800.00 | 9/25/2011 6:20:55 PM |
reducereuserecycle | $25.00 | 9/25/2011 6:28:22 PM |
shawnw2 | $25.00 | 9/23/2011 5:26:55 PM |
green-trade-dolphin | $25.00 | 9/23/2011 8:21:11 PM |
Jack55304 | $200.00 | 9/24/2011 12:13:07 PM |
gentle-gain235 | $100.00 | 9/24/2011 5:51:38 PM |
tnjohnso | $25.00 | 9/24/2011 10:07:15 PM |
LoanerPrincipal | $50.00 | 9/24/2011 7:35:22 PM |
payout-bridge | $85.00 | 9/24/2011 8:58:16 PM |
ethical-truth211 | $500.00 | 9/25/2011 4:08:34 AM |
red-favorable-basis | $25.00 | 9/25/2011 4:34:49 AM |
nebula076 | $100.00 | 9/25/2011 4:41:13 AM |
Pitufo | $50.00 | 9/25/2011 7:18:30 AM |
money-banker867 | $50.00 | 9/25/2011 7:50:34 AM |
ethical-truth211 | $500.00 | 9/25/2011 4:18:00 AM |
lucrative-reward | $100.00 | 9/25/2011 4:37:36 AM |
loss-of-control | $100.00 | 9/25/2011 10:06:01 AM |
Kyileo | $25.00 | 9/25/2011 8:50:10 AM |
unconquerable-dedication | $25.00 | 9/25/2011 9:49:37 AM |
FarmersBank | $25.00 | 9/25/2011 11:30:38 AM |
Weaverville | $25.00 | 9/25/2011 10:15:17 AM |
vest_vortex | $37.00 | 9/25/2011 10:28:27 AM |
CatbirdBanking | $25.00 | 9/25/2011 11:20:38 AM |
moola-accelerator6 | $45.00 | 9/25/2011 11:21:46 AM |
momentous-value | $25.00 | 9/25/2011 12:21:38 PM |
gotjack | $100.00 | 9/25/2011 1:33:43 PM |
shrewd-peace7 | $25.00 | 9/25/2011 3:08:55 PM |
supersarah61 | $50.00 | 9/25/2011 4:03:04 PM |
Zuzu | $26.28 | 9/25/2011 4:52:45 PM |
luann199 | $25.00 | 9/25/2011 6:15:13 PM |
MoneyForNothing | $0.08 | 9/25/2011 6:37:59 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
528976
This series of Notes was issued and sold upon the funding of the borrower loan #53816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,865 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Rayudu_P_V |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $6,280.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Loan request for 9000
Purpose of loan:
This loan will be used to...
Consolidate Dept
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $9000
Monthly expenses: $500
Housing: $3000
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golffish2 | $50.00 | 9/23/2011 9:13:01 AM |
shawnw2 | $75.00 | 9/23/2011 9:49:58 AM |
worth-blanket2 | $9,700.00 | 9/23/2011 5:29:54 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:01 PM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:03 PM |
Jack55304 | $200.00 | 9/23/2011 5:13:15 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
528992
This series of Notes was issued and sold upon the funding of the borrower loan #53699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-23-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 47% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,563 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-merry-maker |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
|
Principal balance:
| $1,156.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Administrative Clerk
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-arch | $25.00 | 9/23/2011 10:58:09 AM |
compoundinterest | $25.00 | 9/23/2011 9:07:06 AM |
one-midas | $25.00 | 9/23/2011 9:17:11 AM |
AndChicksforFree | $25.07 | 9/23/2011 10:03:53 AM |
goodhearted-basis4 | $25.00 | 9/23/2011 10:30:29 AM |
favorite-commerce | $25.00 | 9/23/2011 10:48:37 AM |
rcm87 | $100.00 | 9/23/2011 11:12:18 AM |
kulender | $100.00 | 9/23/2011 2:37:49 PM |
vibraphone3 | $25.00 | 9/23/2011 3:50:30 PM |
handshake5 | $100.00 | 9/23/2011 5:10:49 PM |
enthusiastic-balance5 | $79.00 | 9/23/2011 5:11:31 PM |
finance-prescription | $100.00 | 9/23/2011 5:11:28 PM |
impressive-credit431 | $100.00 | 9/23/2011 5:29:07 PM |
lendme2 | $50.00 | 9/23/2011 10:11:01 AM |
responsibility-butterfly | $25.00 | 9/23/2011 12:53:04 PM |
charming-exchange7 | $25.00 | 9/23/2011 1:38:23 PM |
whitegold24k | $500.00 | 9/23/2011 1:46:55 PM |
moola-wildebeest3 | $50.00 | 9/23/2011 3:57:20 PM |
coin-investor | $25.00 | 9/23/2011 4:41:03 PM |
Investor_DP | $100.00 | 9/23/2011 5:06:58 PM |
worthy-bid8 | $50.00 | 9/23/2011 5:07:51 PM |
Investoman | $75.00 | 9/23/2011 5:13:31 PM |
worth-blanket2 | $400.00 | 9/23/2011 5:30:34 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:02 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
529046
This series of Notes was issued and sold upon the funding of the borrower loan #53826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-26-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $171.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $429 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| vivacious-transparency019 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MY OWN LOAN
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
responsibility-butterfly | $25.00 | 9/24/2011 8:54:51 AM |
rate-sceptre | $25.00 | 9/25/2011 2:16:33 AM |
ethical-truth211 | $200.00 | 9/25/2011 4:14:14 AM |
lucrative-reward | $100.00 | 9/25/2011 4:44:39 AM |
stock106 | $25.00 | 9/25/2011 9:06:50 AM |
enriched-truth | $25.00 | 9/25/2011 11:47:46 AM |
Weaverville | $25.00 | 9/25/2011 10:15:17 AM |
compassionate-dime0 | $50.00 | 9/25/2011 12:59:31 PM |
shrewd-peace7 | $25.00 | 9/25/2011 3:09:09 PM |
p2ploan-charmer | $25.00 | 9/25/2011 4:07:16 PM |
MrMoneyBags | $35.59 | 9/25/2011 4:16:16 PM |
worldly-gold | $50.00 | 9/25/2011 7:28:42 PM |
Gladglide | $50.00 | 9/25/2011 8:54:35 PM |
ready-vigilance3 | $100.00 | 9/25/2011 6:08:42 PM |
the-discrete-income | $25.00 | 9/25/2011 9:12:08 PM |
gomike | $322.34 | 9/26/2011 12:01:03 AM |
sensational-dollar | $25.00 | 9/25/2011 7:34:56 PM |
oplender | $25.00 | 9/25/2011 9:28:21 PM |
musegaze | $75.00 | 9/25/2011 9:33:38 PM |
Dubbs360 | $100.00 | 9/25/2011 9:56:04 PM |
coin-brilliance8 | $53.46 | 9/25/2011 11:07:47 PM |
coin-sonnet | $100.00 | 9/26/2011 12:33:51 AM |
let_me_retire | $25.00 | 9/26/2011 1:07:43 AM |
powerlifter275 | $25.00 | 9/26/2011 7:08:49 AM |
worldly-money4 | $250.00 | 9/26/2011 7:31:38 AM |
courteous-integrity661 | $25.00 | 9/26/2011 5:34:01 AM |
treasure-brigade | $25.00 | 9/26/2011 6:03:30 AM |
dime-bigwig4 | $51.77 | 9/26/2011 8:34:46 AM |
Wart126 | $25.00 | 9/26/2011 7:15:35 AM |
dollar-authority | $25.61 | 9/26/2011 7:42:07 AM |
whatreality | $30.24 | 9/26/2011 7:50:07 AM |
Zingaro | $25.00 | 9/26/2011 8:02:58 AM |
finance-prescription | $100.00 | 9/26/2011 9:09:29 AM |
buffalobills | $25.00 | 9/26/2011 8:06:54 AM |
openness-confidant | $40.00 | 9/24/2011 5:15:16 PM |
calimanusa | $30.30 | 9/24/2011 9:40:30 PM |
msh345 | $25.00 | 9/24/2011 10:02:03 PM |
nebula076 | $100.00 | 9/25/2011 4:39:19 AM |
supreme-hope | $25.00 | 9/25/2011 4:46:31 AM |
ore-dojo | $30.00 | 9/25/2011 8:40:02 AM |
handy-justice | $50.00 | 9/25/2011 10:49:13 AM |
dsnybnd | $25.00 | 9/25/2011 11:45:23 AM |
gotjack | $100.00 | 9/25/2011 1:33:58 PM |
speedy-point | $25.00 | 9/25/2011 2:15:19 PM |
orbital-dollar2 | $25.00 | 9/25/2011 6:12:09 PM |
dough-bear | $25.00 | 9/25/2011 8:18:39 PM |
NolockHolmes | $50.00 | 9/25/2011 5:11:28 PM |
JPMorrisLegacyFund | $97.57 | 9/25/2011 10:16:08 PM |
historic-loan1 | $25.00 | 9/25/2011 7:40:40 PM |
pthighs | $26.09 | 9/25/2011 8:15:16 PM |
Bob450 | $25.03 | 9/25/2011 8:04:42 PM |
thomas16882004 | $25.00 | 9/25/2011 10:09:46 PM |
adamdroker | $25.00 | 9/25/2011 10:23:15 PM |
coin-brilliance8 | $53.46 | 9/25/2011 11:06:56 PM |
range2 | $27.67 | 9/26/2011 6:17:35 AM |
silver-enlightenment0 | $100.00 | 9/26/2011 6:55:24 AM |
AFFlyboy | $38.62 | 9/26/2011 5:08:57 AM |
RJN | $25.00 | 9/26/2011 8:06:17 AM |
durability-flow8 | $25.97 | 9/26/2011 5:41:43 AM |
GS-ROCK | $25.00 | 9/26/2011 7:34:27 AM |
revenue-magnolia | $44.24 | 9/26/2011 8:20:10 AM |
palace2 | $312.04 | 9/26/2011 9:11:17 AM |
secureincome | $600.00 | 9/26/2011 8:37:05 AM |
valiant-money | $30.00 | 9/26/2011 9:04:35 AM |
neutrino6 | $25.00 | 9/26/2011 9:01:21 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
529066
This series of Notes was issued and sold upon the funding of the borrower loan #53736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $65.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,091 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| SprinkesRdelish |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 90% )
| 700-719 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 3
( 10% )
| 740-759
(Nov-2009)
760-779
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards.
My financial situation:
I am a good candidate for this loan because not only do I have a good credit score, but, I have used prosper for loans before, and I have made all my payments in full and on time. I also ended up paying off my loan in full way before the end date. I also have a steady income, where I will be able to make all payments. I hope to pay this off much faster than 3 years, hopefully off in full within the next few months. However, I just put 3 years to be completely safe.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rolltide09 | $25.00 | 9/23/2011 5:03:03 PM |
finance-symphony7 | $50.00 | 9/23/2011 6:10:55 PM |
seadrg | $25.00 | 9/23/2011 6:46:31 PM |
Feyenoord | $25.00 | 9/23/2011 10:02:51 PM |
organized-payment6 | $50.00 | 9/24/2011 7:34:20 AM |
investment-artist | $26.01 | 9/24/2011 8:21:58 AM |
fundstream | $25.00 | 9/24/2011 10:28:48 AM |
optionscashflow | $25.00 | 9/24/2011 2:50:48 PM |
charming-exchange7 | $25.00 | 9/24/2011 3:33:34 PM |
GoldenGo4 | $100.00 | 9/24/2011 6:32:52 PM |
engrossing-benefit0 | $25.00 | 9/24/2011 7:18:15 PM |
riskreward | $250.00 | 9/24/2011 5:29:28 PM |
thajr | $25.00 | 9/24/2011 5:33:55 PM |
a-reasonable-return | $25.00 | 9/24/2011 5:55:31 PM |
MoneyForNothing | $20.95 | 9/24/2011 10:37:40 PM |
caring-hope2 | $100.00 | 9/24/2011 6:09:26 PM |
cardminger | $25.00 | 9/24/2011 6:22:09 PM |
lsx7 | $29.95 | 9/24/2011 7:20:47 PM |
wealth-neutrino2 | $25.00 | 9/24/2011 7:53:34 PM |
MTLoans | $25.00 | 9/24/2011 8:04:14 PM |
jarf | $25.00 | 9/24/2011 9:13:45 PM |
tolerant-balance7 | $25.00 | 9/24/2011 9:12:17 PM |
msh345 | $25.00 | 9/24/2011 10:01:20 PM |
Trondheim_Norway | $100.00 | 9/24/2011 10:23:07 PM |
compoundinterest | $50.00 | 9/23/2011 5:08:00 PM |
D911ave | $50.00 | 9/23/2011 5:18:32 PM |
AF-Chief | $50.00 | 9/23/2011 5:26:03 PM |
elvisloans | $25.00 | 9/24/2011 6:11:41 AM |
responsibility-butterfly | $25.00 | 9/24/2011 8:54:52 AM |
oplender | $25.00 | 9/24/2011 10:28:01 AM |
green-trade-dolphin2 | $25.00 | 9/24/2011 11:29:27 AM |
Rivervale_Westwood | $25.00 | 9/24/2011 11:34:44 AM |
Approved | $25.00 | 9/24/2011 11:52:14 AM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:30:53 PM |
baroo | $50.00 | 9/24/2011 7:12:37 PM |
setUup | $33.30 | 9/24/2011 7:25:52 PM |
Bank42 | $50.00 | 9/24/2011 7:38:36 PM |
rcj1411 | $50.00 | 9/24/2011 5:41:05 PM |
YesMoney | $25.00 | 9/24/2011 10:15:31 PM |
Dubbs360 | $100.00 | 9/24/2011 6:05:31 PM |
Finchy78 | $39.78 | 9/24/2011 6:51:30 PM |
pious-benjamins1 | $100.00 | 9/24/2011 7:26:33 PM |
Lubava | $75.00 | 9/24/2011 7:33:54 PM |
timmsc | $25.00 | 9/24/2011 10:08:51 PM |
first-serene-credit | $25.00 | 9/24/2011 10:37:28 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
529134
This series of Notes was issued and sold upon the funding of the borrower loan #53774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $147.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,092 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| No | | |
Screen name:
| ladreammach77 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
consolidate credit card debt
Purpose of loan:
To pay off high interest credit card debt
My financial situation:
I have an ongoing lucrative career as an engineer. I pay no rent. I did have to use my credit over the past few years to cover unexpected expenses. I do not miss my monthly debt payments and pay down new charges. I have had great experiences with previous loan from Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
currency-excellency0 | $200.00 | 9/24/2011 12:01:08 PM |
compoundinterest | $50.00 | 9/24/2011 12:07:48 PM |
D911ave | $50.00 | 9/24/2011 12:18:03 PM |
goat361 | $55.70 | 9/24/2011 5:35:35 PM |
CA_Lender | $25.00 | 9/24/2011 6:04:31 PM |
credit-guard5 | $25.00 | 9/24/2011 4:14:45 PM |
Socorro_Capital_Partners | $25.01 | 9/24/2011 3:39:40 PM |
AF-Chief | $100.00 | 9/24/2011 8:29:04 PM |
riskreward | $250.00 | 9/24/2011 5:29:30 PM |
phenomenal-gain5 | $50.00 | 9/24/2011 5:43:19 PM |
caring-hope2 | $100.00 | 9/24/2011 6:11:12 PM |
gentle-gain235 | $200.00 | 9/24/2011 5:41:59 PM |
Feyenoord | $25.00 | 9/24/2011 10:04:56 PM |
SpoonerPhan | $50.00 | 9/24/2011 8:22:53 PM |
a-unflappable-finance | $100.00 | 9/24/2011 10:48:11 PM |
Kaj | $30.00 | 9/25/2011 3:53:41 AM |
kenji4861 | $25.00 | 9/25/2011 8:17:52 AM |
compassionate-dime0 | $50.00 | 9/25/2011 12:58:46 PM |
green-trade-dolphin2 | $50.00 | 9/25/2011 1:09:48 PM |
CreditBuilder2 | $150.00 | 9/25/2011 1:18:58 PM |
ore-frontier | $27.17 | 9/25/2011 1:22:39 PM |
Pitufo | $25.00 | 9/25/2011 12:29:30 PM |
first-lovely-dollar | $49.00 | 9/25/2011 12:49:29 PM |
neutrino6 | $25.00 | 9/25/2011 3:29:36 PM |
awe-inspiring-power | $50.00 | 9/25/2011 2:27:31 PM |
Cybercusp | $25.00 | 9/25/2011 4:20:48 PM |
nomneu | $25.00 | 9/25/2011 4:25:52 PM |
NolockHolmes | $50.00 | 9/25/2011 5:08:12 PM |
tolerant-balance7 | $25.00 | 9/25/2011 5:09:48 PM |
novice-speculator | $25.00 | 9/25/2011 5:14:02 PM |
shrewd-peace7 | $25.00 | 9/25/2011 3:09:49 PM |
herman7 | $25.00 | 9/25/2011 5:54:48 PM |
unrivaled-income5 | $25.00 | 9/25/2011 3:40:25 PM |
shellstar | $29.25 | 9/25/2011 3:47:43 PM |
reducereuserecycle | $25.00 | 9/25/2011 6:23:34 PM |
vutah | $25.00 | 9/25/2011 4:07:41 PM |
booie | $25.00 | 9/25/2011 4:11:22 PM |
Gibbyland | $100.00 | 9/25/2011 4:41:23 PM |
Zuzu | $26.28 | 9/25/2011 4:51:14 PM |
nebula076 | $100.00 | 9/25/2011 4:54:34 PM |
greenback-chairman5 | $100.00 | 9/25/2011 5:09:49 PM |
MTLoans | $25.00 | 9/25/2011 6:03:00 PM |
cyberie21 | $25.00 | 9/25/2011 6:27:21 PM |
john0720 | $75.00 | 9/25/2011 6:33:45 PM |
first-class-yield9 | $100.00 | 9/25/2011 6:16:44 PM |
MoneyForNothing | $31.00 | 9/24/2011 12:03:14 PM |
cashhelp | $40.00 | 9/24/2011 12:36:36 PM |
MarvintheMartian | $55.00 | 9/24/2011 1:17:16 PM |
Ripsaw4U | $50.00 | 9/24/2011 5:08:25 PM |
oplender | $25.00 | 9/24/2011 6:53:46 PM |
s270 | $66.66 | 9/25/2011 2:57:38 AM |
elvisloans | $25.00 | 9/25/2011 4:49:19 AM |
justbman | $25.00 | 9/24/2011 11:52:09 PM |
alydad1 | $25.00 | 9/25/2011 8:14:01 AM |
responsibility-butterfly | $25.00 | 9/25/2011 8:16:03 AM |
investment-artist | $26.00 | 9/25/2011 9:01:17 AM |
Weaverville | $50.00 | 9/25/2011 10:14:41 AM |
listing-vista | $300.00 | 9/25/2011 12:49:29 PM |
wealth-multiplier | $25.00 | 9/25/2011 1:41:28 PM |
investment-festival8 | $250.00 | 9/25/2011 1:58:50 PM |
gr8_r8 | $25.00 | 9/25/2011 12:21:02 PM |
compassionate-dime0 | $50.00 | 9/25/2011 1:02:02 PM |
Rob717171 | $50.00 | 9/25/2011 3:03:44 PM |
ghinga | $25.00 | 9/25/2011 2:07:16 PM |
supersarah61 | $50.00 | 9/25/2011 4:00:30 PM |
marwadi-62 | $100.00 | 9/25/2011 2:51:01 PM |
rmtcpa55 | $70.00 | 9/25/2011 3:31:21 PM |
finance-negotiator2 | $25.00 | 9/25/2011 4:06:22 PM |
luvlending | $25.00 | 9/25/2011 6:31:07 PM |
goodhearted-gold3 | $23.86 | 9/25/2011 6:47:37 PM |
TommyTucker | $40.00 | 9/25/2011 4:17:57 PM |
melodious-fairness | $100.00 | 9/25/2011 4:45:41 PM |
the-payout-enclave | $30.00 | 9/25/2011 5:10:28 PM |
GoldenGo4 | $50.00 | 9/25/2011 5:28:11 PM |
1stBankAndHal | $50.07 | 9/25/2011 5:35:29 PM |
jescowa | $50.00 | 9/25/2011 5:46:58 PM |
b1geasy | $25.00 | 9/25/2011 5:55:24 PM |
Regina59 | $25.00 | 9/25/2011 5:41:49 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
529136
This series of Notes was issued and sold upon the funding of the borrower loan #53707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-24-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,785 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worldview |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
700-719
(Aug-2010)
680-699
(Jan-2010)
680-699
(Aug-2009)
|
Principal balance:
| $820.32 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
Surgery, child care and credit debt
Purpose of loan:
This loan will be used to make payments on an unexpected $2000 copay for an emergency surgery I had in the spring. It will also be used to pay for childcare costs while I worked extra hours this summer.
My financial situation:
I am a good candidate for this loan because I have increased my work hours this fall. I have been with the same employer for 12 years. I have a very stable job.
I have never missed a payment on a Prosper loan, or any loan for that matter. A previous Prosper loan was paid off over three years with 100% on time payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $158.62 | 9/24/2011 12:01:44 PM |
Kash2010lu | $30.00 | 9/24/2011 12:11:24 PM |
LittleMingo | $30.00 | 9/24/2011 12:03:58 PM |
graceful-investment | $100.00 | 9/24/2011 12:07:06 PM |
312-Lender | $25.00 | 9/24/2011 12:02:21 PM |
RoZu_Lending | $1,000.00 | 9/24/2011 12:07:30 PM |
marwadi-62 | $1,000.00 | 9/24/2011 12:10:00 PM |
servnyou | $45.00 | 9/24/2011 12:16:20 PM |
Jack55304 | $82.00 | 9/24/2011 12:13:07 PM |
servnyou | $4.38 | 9/24/2011 12:18:41 PM |
RecoveryLender | $25.00 | 9/24/2011 12:13:17 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
529224
This series of Notes was issued and sold upon the funding of the borrower loan #53799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 25% |
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 18y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,229 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| versatile-cash491 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
G.LOUIS
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $35.00 | 9/25/2011 12:09:53 PM |
well-rounded-payout0 | $50.00 | 9/25/2011 12:13:31 PM |
vine99 | $50.00 | 9/25/2011 1:00:46 PM |
leverage-monger | $25.00 | 9/25/2011 2:19:26 PM |
first-cash-producer | $25.00 | 9/25/2011 2:35:52 PM |
goodhearted-generosity511 | $25.00 | 9/25/2011 5:32:54 PM |
worth-blanket2 | $2,300.00 | 9/25/2011 6:21:39 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
529280
This series of Notes was issued and sold upon the funding of the borrower loan #53812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Sep-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Sep-25-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 39% |
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,058 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-excellence8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
|
Principal balance:
| $4,536.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $25.00 | 9/25/2011 12:06:38 PM |
screener | $50.00 | 9/25/2011 12:21:13 PM |
inventive-exchange | $25.00 | 9/25/2011 1:13:33 PM |
AndChicksforFree | $25.07 | 9/25/2011 1:01:37 PM |
Preteur | $25.00 | 9/25/2011 1:26:45 PM |
top-magnificent-agreement | $25.00 | 9/25/2011 2:36:08 PM |
marwadi-62 | $300.00 | 9/25/2011 2:47:32 PM |
Greenbak | $25.00 | 9/25/2011 4:58:17 PM |
ideal-yield5 | $30.00 | 9/25/2011 3:08:32 PM |
a-helping-hand | $500.00 | 9/25/2011 3:25:52 PM |
ethical-bid6 | $25.00 | 9/25/2011 5:00:46 PM |
worth-blanket2 | $13,500.00 | 9/25/2011 6:22:06 PM |
MoneyForNothing | $19.93 | 9/25/2011 6:36:04 PM |
rolltide09 | $25.00 | 9/25/2011 12:02:23 PM |
Gibbyland | $100.00 | 9/25/2011 4:48:04 PM |
finance-prescription | $100.00 | 9/25/2011 12:08:50 PM |
Investoman | $75.00 | 9/25/2011 12:11:01 PM |
helpinghand63 | $25.00 | 9/25/2011 12:11:16 PM |
clean-finance1 | $25.00 | 9/25/2011 12:57:55 PM |
DrMoneyBags | $25.00 | 9/25/2011 2:59:09 PM |
HalfDayz | $25.00 | 9/25/2011 3:46:22 PM |
jamiee73 | $25.00 | 9/25/2011 4:56:00 PM |
22 Investments
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