Sales Report:Supplement No. 13 dated Aug 23, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
489318
This series of Notes was issued and sold upon the funding of the borrower loan #52409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $303.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,258 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsibility-brigade |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
760-779
(Jul-2010)
780-799
(Sep-2009)
|
|
Principal balance:
| $3,525.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
No Credit Cards! We Rather PAY you!
Purpose of loan: Debt Consolidation
We want to get rid of these credit cards once and for all. We have been using cash only for about a year and have made a huge dent already but we want to move faster in case the credit card companies surprise us with higher interest rates.
We have completed Dave Ramsey's Financial class and are very dedicated to paying off everything. We have never missed a payment and this would be our 2nd loan with Prosper.
I have worked in the same field for 20 years (Juvenile Corrections) and feel my position is very secure.
Our only expenses are a first mortgage, utlities and these awful credit cards. We no longer have car payments or a 2nd on the house.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 9:02:42 AM |
| Rozeekoo | $25.00 | 8/5/2011 9:03:59 AM |
| social-hunter5 | $25.00 | 8/5/2011 10:58:50 AM |
| green-trade-dolphin | $100.00 | 8/5/2011 10:31:20 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:21 PM |
| wkeboarder21 | $50.00 | 8/6/2011 4:19:30 AM |
| phaded | $25.00 | 8/5/2011 8:48:25 PM |
| sensible-fund | $40.77 | 8/5/2011 6:43:05 PM |
| tnjohnso | $25.00 | 8/6/2011 8:12:53 AM |
| treasure-bliss | $50.00 | 8/6/2011 6:29:19 AM |
| payment-halo | $25.00 | 8/5/2011 8:49:34 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:27 AM |
| DoctorJoe | $25.00 | 8/6/2011 6:12:25 AM |
| profit-powerplant | $25.00 | 8/6/2011 10:57:57 AM |
| whitegold24k | $57.63 | 8/6/2011 11:36:04 AM |
| leverage-monger | $25.00 | 8/6/2011 7:54:54 AM |
| worldly-investment333 | $50.00 | 8/6/2011 2:11:52 PM |
| AlternativeCashFlow | $25.00 | 8/6/2011 6:04:14 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:30 PM |
| IIP77 | $30.00 | 8/6/2011 4:08:24 PM |
| diligent-peace9 | $225.00 | 8/7/2011 12:23:39 PM |
| Scotcha | $50.00 | 8/8/2011 5:52:11 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:47 AM |
| 420limo | $52.19 | 8/8/2011 12:35:28 PM |
| GElender | $25.00 | 8/8/2011 6:09:49 AM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:17 AM |
| spiff666 | $25.00 | 8/9/2011 6:58:44 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:08 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:10 AM |
| mdf | $50.00 | 8/9/2011 6:25:47 PM |
| angel879 | $29.00 | 8/9/2011 9:50:28 PM |
| Easystreet | $25.00 | 8/9/2011 3:07:56 PM |
| wyogirllender | $30.00 | 8/10/2011 7:48:59 AM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:57 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:43 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:07 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:29 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:38 AM |
| bankbuddy55 | $100.00 | 8/10/2011 6:15:32 PM |
| glroark | $50.00 | 8/11/2011 9:23:14 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:12 AM |
| Feyenoord | $25.00 | 8/11/2011 10:04:46 PM |
| dime-reaction | $50.00 | 8/12/2011 10:12:03 AM |
| careful-return0 | $25.00 | 8/12/2011 1:52:56 PM |
| indomitable-dedication | $50.00 | 8/12/2011 5:25:22 AM |
| lm75 | $25.00 | 8/12/2011 5:17:18 PM |
| radforj22 | $25.00 | 8/12/2011 11:27:09 AM |
| nalaari | $25.00 | 8/12/2011 12:23:43 PM |
| promise2 | $26.52 | 8/12/2011 1:20:48 PM |
| melodious-fairness | $50.00 | 8/12/2011 11:24:55 AM |
| cash-reaction2 | $25.00 | 8/12/2011 6:23:17 PM |
| Karey | $25.00 | 8/12/2011 11:22:26 PM |
| puifais | $50.00 | 8/13/2011 7:32:43 AM |
| Investoman | $75.00 | 8/12/2011 8:26:35 PM |
| credit-coach118 | $25.00 | 8/13/2011 11:05:37 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:38 AM |
| smilinsam | $50.00 | 8/13/2011 9:25:49 AM |
| Leshan | $178.93 | 8/13/2011 9:29:29 AM |
| neighborly-bid | $25.00 | 8/13/2011 4:41:55 PM |
| contract-victor5 | $25.00 | 8/13/2011 8:27:06 PM |
| gain-doughnut | $50.00 | 8/14/2011 10:35:32 AM |
| bnlforever | $25.00 | 8/14/2011 11:43:10 AM |
| javelin0 | $50.00 | 8/14/2011 12:09:48 PM |
| Byrd24 | $100.00 | 8/14/2011 2:31:24 PM |
| csak13 | $50.00 | 8/14/2011 4:45:20 PM |
| goose026 | $25.00 | 8/15/2011 9:45:49 AM |
| skuba | $50.00 | 8/15/2011 3:50:23 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:20 AM |
| yield-hut | $50.00 | 8/15/2011 4:40:46 AM |
| irrelevant | $25.00 | 8/15/2011 6:05:34 AM |
| jonmars | $50.00 | 8/15/2011 2:28:21 PM |
| devoider | $25.00 | 8/15/2011 8:21:33 AM |
| rdav | $35.00 | 8/15/2011 9:07:50 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:41 PM |
| ddog0224 | $25.00 | 8/15/2011 12:26:01 PM |
| principal-equalizer | $25.00 | 8/15/2011 12:26:52 PM |
| RLaumeyer | $30.00 | 8/15/2011 11:14:29 PM |
| Pairodimes | $25.00 | 8/15/2011 1:51:30 PM |
| exciting-responsibility3 | $25.00 | 8/16/2011 6:21:09 AM |
| helping-out | $50.00 | 8/15/2011 5:26:57 PM |
| peaceful-wealth0 | $25.00 | 8/15/2011 8:08:57 PM |
| atomantic | $25.00 | 8/15/2011 8:51:27 PM |
| FoosMaster | $25.00 | 8/15/2011 9:00:29 PM |
| yield-lion | $25.00 | 8/15/2011 8:02:34 PM |
| liquid-lender | $26.12 | 8/16/2011 10:50:48 AM |
| awesome-yield7 | $45.00 | 8/16/2011 10:50:54 AM |
| bonus-quark4 | $25.00 | 8/16/2011 6:22:11 AM |
| genius520 | $50.00 | 8/16/2011 1:28:03 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:14 AM |
| payout-paddle1 | $25.00 | 8/16/2011 1:59:17 PM |
| dollar-authority | $70.00 | 8/16/2011 2:27:11 PM |
| Nerdster1 | $25.12 | 8/16/2011 10:14:57 AM |
| paladin847 | $30.00 | 8/16/2011 4:14:43 PM |
| finance-magma7 | $25.00 | 8/16/2011 5:36:02 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:47 PM |
| reflective-openness8 | $45.00 | 8/16/2011 6:05:29 PM |
| coin-flower1 | $25.00 | 8/16/2011 6:32:59 PM |
| GranCarol | $25.00 | 8/16/2011 12:53:39 PM |
| ursus | $50.00 | 8/16/2011 1:27:07 PM |
| mammalian4 | $25.00 | 8/16/2011 3:20:50 PM |
| social-conductor4 | $25.00 | 8/16/2011 5:13:21 PM |
| COCHINOBOY | $56.41 | 8/16/2011 6:02:22 PM |
| falcon88dp | $25.00 | 8/16/2011 4:29:17 PM |
| DadWarbucks | $25.00 | 8/10/2011 6:58:20 AM |
| Weaverville | $25.00 | 8/16/2011 10:10:16 AM |
| Wangchuk | $30.00 | 8/5/2011 9:02:56 AM |
| hillerod | $25.05 | 8/5/2011 11:11:04 AM |
| chameleon125 | $25.00 | 8/5/2011 12:06:13 PM |
| Scotcha | $48.08 | 8/5/2011 12:35:13 PM |
| dynrep | $100.00 | 8/5/2011 11:27:43 AM |
| bullish2bearish | $100.00 | 8/5/2011 11:40:01 AM |
| herbyman | $100.00 | 8/5/2011 12:49:08 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:13 PM |
| CA-Lender | $50.00 | 8/5/2011 5:21:57 PM |
| wkeboarder21 | $100.00 | 8/6/2011 4:18:44 AM |
| dx23h | $25.00 | 8/5/2011 10:31:32 PM |
| investment-artist | $25.00 | 8/6/2011 6:59:56 AM |
| OldManP | $35.00 | 8/6/2011 7:01:41 AM |
| magnetic-dedication3 | $25.00 | 8/6/2011 11:16:14 AM |
| calbertrand | $25.00 | 8/6/2011 8:27:58 AM |
| ti22ring | $25.00 | 8/6/2011 12:48:47 PM |
| orange-preeminant-bill | $25.00 | 8/6/2011 6:40:28 AM |
| BradP | $25.00 | 8/6/2011 8:18:48 AM |
| reflective-rupee | $100.00 | 8/7/2011 6:36:55 AM |
| RecoveryLender | $25.00 | 8/7/2011 7:11:08 AM |
| mason13a | $50.00 | 8/7/2011 10:56:18 AM |
| ianakacg | $25.00 | 8/6/2011 10:17:04 PM |
| ChoiceInvestments | $27.00 | 8/6/2011 7:45:13 PM |
| foldingbenny2 | $100.00 | 8/7/2011 11:11:03 AM |
| exchange-upholder0 | $25.00 | 8/8/2011 9:46:42 AM |
| Comoparklender | $25.00 | 8/8/2011 11:37:00 AM |
| loss-of-control | $100.00 | 8/8/2011 5:35:49 PM |
| Rivervale_Westwood | $25.00 | 8/9/2011 7:32:21 AM |
| Wellman | $50.00 | 8/8/2011 7:08:43 PM |
| musegaze | $50.00 | 8/8/2011 11:25:21 AM |
| heavenly-interest9 | $100.00 | 8/9/2011 11:02:08 AM |
| TrueFortune | $50.00 | 8/8/2011 10:03:41 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:24 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:07 PM |
| goat0 | $100.00 | 8/9/2011 9:10:23 AM |
| Bcs-cnc | $25.00 | 8/9/2011 7:44:57 PM |
| Whipster | $50.00 | 8/9/2011 7:46:47 PM |
| the-profit-oracle | $25.00 | 8/9/2011 4:14:30 PM |
| FinanceEngine | $40.00 | 8/9/2011 2:02:40 PM |
| listing-vista | $100.00 | 8/9/2011 8:33:36 PM |
| tech310 | $50.00 | 8/9/2011 9:02:44 PM |
| cardminger | $25.00 | 8/9/2011 9:14:09 PM |
| Tingali | $25.00 | 8/10/2011 11:16:42 AM |
| w3alter | $50.00 | 8/10/2011 11:23:52 AM |
| dayahn | $25.00 | 8/10/2011 3:05:51 PM |
| Diamond_Jim | $150.00 | 8/11/2011 6:59:32 AM |
| Sealion | $50.00 | 8/11/2011 7:24:42 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:31 AM |
| grnii78 | $247.00 | 8/11/2011 6:24:28 AM |
| myidear | $25.00 | 8/11/2011 2:42:10 AM |
| suges | $100.00 | 8/11/2011 7:28:18 PM |
| grf1945 | $25.00 | 8/12/2011 4:30:15 AM |
| ommcd | $25.00 | 8/12/2011 6:03:59 AM |
| omegamon1 | $25.00 | 8/11/2011 2:35:15 PM |
| patriot384 | $68.00 | 8/12/2011 7:05:16 AM |
| debtcollector | $25.00 | 8/12/2011 8:32:53 AM |
| master648 | $112.26 | 8/12/2011 2:04:50 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:11 AM |
| sgt-schultz | $30.00 | 8/12/2011 7:44:19 AM |
| compoundinterest | $25.00 | 8/12/2011 4:43:51 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:33 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:55 AM |
| new-social-economist | $31.00 | 8/12/2011 9:05:21 PM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:37 PM |
| jcw3rd | $25.00 | 8/12/2011 6:16:44 PM |
| FirstBank | $25.00 | 8/12/2011 3:41:10 PM |
| gala279 | $50.00 | 8/12/2011 8:31:02 PM |
| ArkoshKovash | $25.00 | 8/13/2011 7:09:15 AM |
| 350DGRZ | $25.00 | 8/13/2011 7:23:07 AM |
| 1st_Florida_Lender | $25.00 | 8/13/2011 6:18:26 AM |
| Kaj | $30.00 | 8/13/2011 6:47:35 AM |
| Bob450 | $25.00 | 8/13/2011 6:50:34 AM |
| logical-moola4 | $25.00 | 8/13/2011 7:55:07 AM |
| deegeeman | $50.00 | 8/13/2011 3:31:51 PM |
| wonderful-dime | $25.00 | 8/13/2011 11:14:26 AM |
| investment-visionary | $25.00 | 8/13/2011 11:37:53 AM |
| lovely-greenback4 | $28.06 | 8/13/2011 9:56:16 PM |
| auction-seeker | $25.00 | 8/13/2011 2:47:05 PM |
| GCInvestments | $25.00 | 8/13/2011 8:20:43 PM |
| salegalaxy | $25.00 | 8/14/2011 1:55:47 AM |
| 1stBankAndHal | $25.06 | 8/13/2011 7:16:42 PM |
| RecoveryLender | $25.00 | 8/14/2011 6:28:39 PM |
| riproaringrapids | $25.00 | 8/14/2011 11:18:13 PM |
| SimpleChoice | $25.00 | 8/14/2011 5:53:12 AM |
| life-is-great | $25.00 | 8/14/2011 6:00:13 AM |
| responsibility-wind6 | $25.00 | 8/15/2011 7:51:00 AM |
| peso-mate | $50.00 | 8/14/2011 3:27:46 PM |
| silvercertificate | $25.00 | 8/15/2011 6:26:29 AM |
| asmithj | $25.00 | 8/15/2011 6:35:10 AM |
| Tikibarman | $41.70 | 8/15/2011 7:07:34 AM |
| rogue_monster | $25.00 | 8/15/2011 12:42:35 PM |
| scoobiedoo | $50.00 | 8/15/2011 6:29:17 AM |
| truth-umbrella3 | $25.00 | 8/15/2011 11:51:42 AM |
| well-mannered-income3 | $25.00 | 8/15/2011 5:32:16 PM |
| martymaniaman | $25.00 | 8/15/2011 5:41:47 PM |
| logical-investment4 | $25.00 | 8/15/2011 10:10:32 AM |
| NorthwestLoan1 | $100.00 | 8/15/2011 5:46:43 PM |
| mlj0671 | $25.00 | 8/15/2011 10:41:49 AM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:27 PM |
| oreyedoc | $50.00 | 8/15/2011 8:53:16 PM |
| credit-kahuna | $75.00 | 8/16/2011 12:33:25 AM |
| gjm6d | $25.00 | 8/15/2011 6:43:00 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:25 PM |
| CPAMAN | $25.00 | 8/16/2011 6:40:50 AM |
| benefit-dreams | $50.00 | 8/15/2011 7:12:03 PM |
| loss-of-control | $50.00 | 8/15/2011 6:20:37 PM |
| ronin4sale | $25.00 | 8/16/2011 4:56:53 AM |
| 420limo | $50.00 | 8/16/2011 9:49:32 AM |
| rvfbroker | $25.00 | 8/16/2011 7:27:32 AM |
| hostbank | $100.00 | 8/16/2011 1:00:20 PM |
| wonder3 | $25.00 | 8/16/2011 6:24:18 AM |
| sosleep | $25.00 | 8/16/2011 8:42:08 AM |
| monster4 | $100.00 | 8/16/2011 7:04:22 AM |
| postalwhiz | $50.00 | 8/16/2011 4:12:53 PM |
| fervent-currency5 | $25.00 | 8/16/2011 10:45:45 AM |
| rate-caravan7 | $25.00 | 8/16/2011 10:50:36 AM |
| RecoveryLender | $27.00 | 8/16/2011 6:20:05 PM |
| LittleMingo | $25.00 | 8/16/2011 6:28:24 PM |
| TxAgInATL | $74.10 | 8/16/2011 6:58:21 PM |
| handshake5 | $100.00 | 8/16/2011 12:47:48 PM |
| glimmering-point | $25.00 | 8/16/2011 2:46:23 PM |
| wlm3012 | $30.00 | 8/16/2011 4:03:18 PM |
| VGitane25 | $50.00 | 8/16/2011 6:11:38 PM |
| first-aggresive-platinum | $28.00 | 8/16/2011 6:13:49 PM |
| janeybooboo | $100.00 | 8/16/2011 6:18:35 PM |
| LilyAcreInvestmentsLLC | $200.00 | 8/16/2011 5:21:06 PM |
| sgt-schultz | $85.00 | 8/16/2011 6:46:39 PM |
| 232 Investments
|
Borrower Payment Dependent Notes Series
493268
This series of Notes was issued and sold upon the funding of the borrower loan #52521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,076.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $358.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $384 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-serene-transaction |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $608.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Medical Expenses Loan
Thanks for looking at my loan request.
This loan is to cover medical expenses for a surgical procedure, plus one week's lost salary.
I'm currently a Prosper lender and borrower - you'll see that I currently have a Prosper loan with no late payments. The only reason I haven't paid that off yet is that the interest rate is so low that I'd rather put my money into investments.
My monthly gross income is $5,400. After taxes and 401k contributions, it comes to $3,780.
This is my budget:
Rent: $1,117
Food: $400
Health: $200
Transportation: $150
Entertainment: $90
Clothing: $50
Gas: $30
Current Prosper Loan: $36
Total: $2,073
This leaves me with $1707 in disposable income, which is more than three times what my loan payment will be.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodcents | $30.00 | 8/4/2011 8:07:05 PM |
| revenue-appraiser | $35.00 | 8/4/2011 8:08:51 PM |
| iq8w7ht | $25.00 | 8/4/2011 9:22:32 PM |
| adventurous-commerce | $25.00 | 8/4/2011 8:05:22 PM |
| whitegold24k | $100.00 | 8/4/2011 8:08:32 PM |
| compoundinterest | $50.00 | 8/4/2011 6:47:46 PM |
| sgt-schultz | $100.00 | 8/5/2011 6:32:39 AM |
| reflective-rupee | $200.00 | 8/5/2011 10:45:29 AM |
| FinDoc | $25.00 | 8/5/2011 7:05:26 PM |
| gain-processor | $57.15 | 8/7/2011 10:50:36 AM |
| generosity-pizza | $35.40 | 8/7/2011 3:42:10 PM |
| availableloan | $25.00 | 8/8/2011 2:23:44 PM |
| Syzygy | $25.00 | 8/8/2011 9:28:01 AM |
| villagers | $50.00 | 8/8/2011 10:21:34 AM |
| janeybooboo | $100.00 | 8/9/2011 8:05:21 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:15 AM |
| pure-loyalty6 | $26.00 | 8/10/2011 11:10:41 AM |
| balance-bliss | $100.00 | 8/11/2011 12:27:45 AM |
| uberrific | $75.00 | 8/11/2011 1:08:52 AM |
| pioneer580 | $41.24 | 8/11/2011 6:18:36 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:08 AM |
| newest-return-wind | $50.00 | 8/12/2011 10:02:06 AM |
| Oak-Parker | $25.00 | 8/12/2011 7:30:51 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:27 PM |
| Nazbuster | $25.00 | 8/13/2011 7:37:24 AM |
| silver-dogwood4 | $25.00 | 8/13/2011 9:27:38 AM |
| EarlyRiser | $500.00 | 8/13/2011 9:16:13 AM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:54 PM |
| loyalist1 | $300.00 | 8/14/2011 12:15:56 AM |
| Dubbs360 | $200.00 | 8/13/2011 10:52:14 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:01 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:25 AM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:34 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:24 PM |
| first-favorite-bonus9 | $25.00 | 8/16/2011 3:15:45 AM |
| rate-caravan7 | $25.00 | 8/16/2011 10:50:35 AM |
| hostbank | $100.00 | 8/16/2011 1:00:17 PM |
| Bcs-cnc | $25.00 | 8/16/2011 1:06:26 PM |
| genius520 | $50.00 | 8/16/2011 1:27:56 PM |
| ttbc | $25.00 | 8/16/2011 11:45:17 AM |
| EvalCrux | $50.00 | 8/16/2011 4:29:08 PM |
| worthy-bid8 | $50.00 | 8/16/2011 5:07:58 PM |
| peace-cell2 | $25.00 | 8/16/2011 1:07:47 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:56 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:02 PM |
| kyomoon | $50.00 | 8/16/2011 1:03:57 PM |
| agreement-guild | $25.00 | 8/16/2011 8:56:05 PM |
| paladin847 | $25.00 | 8/16/2011 4:14:42 PM |
| irishalaskan | $25.00 | 8/17/2011 12:58:18 AM |
| sgt-schultz | $75.00 | 8/17/2011 1:36:54 AM |
| yukongin | $25.00 | 8/16/2011 3:15:53 PM |
| claimtruth | $25.00 | 8/16/2011 5:27:47 PM |
| lucrative-worth | $50.00 | 8/16/2011 3:30:51 PM |
| finance-magma7 | $25.00 | 8/16/2011 5:36:01 PM |
| awe-inspiring-investment7 | $32.00 | 8/16/2011 6:24:58 PM |
| greenback-bull6 | $50.00 | 8/16/2011 9:59:14 PM |
| currency-persimmon | $25.00 | 8/17/2011 4:31:05 AM |
| Ivan2007 | $25.00 | 8/17/2011 12:31:04 AM |
| ClearLake | $25.00 | 8/17/2011 7:51:47 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:11 AM |
| competent-p2p | $30.00 | 8/17/2011 7:13:13 AM |
| SharkAttack | $26.03 | 8/17/2011 10:00:04 AM |
| the-profit-oracle | $25.00 | 8/17/2011 4:46:47 PM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 4:59:10 PM |
| Weaverville | $50.00 | 8/17/2011 1:00:45 PM |
| goat0 | $50.00 | 8/17/2011 2:15:09 PM |
| aasx1108 | $25.00 | 8/17/2011 2:26:14 PM |
| point-reactor7 | $25.00 | 8/17/2011 7:33:21 PM |
| valiant-liberty4 | $25.00 | 8/17/2011 8:07:16 PM |
| b1geasy | $25.00 | 8/17/2011 2:34:38 PM |
| workinghardoregon | $25.00 | 8/17/2011 8:08:21 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:51 PM |
| Emgolda | $25.00 | 8/17/2011 3:01:01 PM |
| agreement-network | $100.00 | 8/17/2011 9:54:55 PM |
| wampum-chorus3 | $25.00 | 8/17/2011 3:21:46 PM |
| Brklyn01 | $25.00 | 8/18/2011 4:50:18 AM |
| bill-spilunker | $25.00 | 8/17/2011 5:04:43 PM |
| the-discrete-income | $61.00 | 8/18/2011 5:31:59 AM |
| ZeLonewolf | $25.00 | 8/18/2011 6:02:59 AM |
| cash-taxi7 | $25.00 | 8/17/2011 5:22:56 PM |
| oldman68 | $25.00 | 8/17/2011 5:23:36 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:45 PM |
| Insuredcash | $25.00 | 8/18/2011 6:22:58 AM |
| hons2000 | $25.00 | 8/18/2011 6:29:44 AM |
| timbob | $200.00 | 8/17/2011 5:42:31 PM |
| adamnash | $25.00 | 8/17/2011 7:20:13 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:31 PM |
| hanuman77 | $25.00 | 8/18/2011 8:09:42 AM |
| damage | $25.00 | 8/17/2011 9:27:50 PM |
| frobin | $25.00 | 8/17/2011 7:32:29 PM |
| Tasmir | $25.00 | 8/17/2011 8:28:36 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:16 PM |
| sgt-schultz | $25.00 | 8/18/2011 3:58:09 AM |
| BlindSquirrel | $25.00 | 8/17/2011 11:33:52 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:49 AM |
| buukyak | $25.00 | 8/18/2011 5:11:42 AM |
| benjamins-fan6 | $50.00 | 8/18/2011 5:14:44 AM |
| stollcm | $25.00 | 8/18/2011 5:34:27 AM |
| top-sensible-yield | $25.00 | 8/18/2011 4:08:23 AM |
| Blue_HorseShoe | $25.00 | 8/18/2011 5:07:41 AM |
| hermosaloan | $25.00 | 8/18/2011 5:21:23 AM |
| authentic-liberty7 | $25.00 | 8/18/2011 6:42:17 AM |
| rakem777 | $25.00 | 8/18/2011 7:19:41 AM |
| OCLend | $200.00 | 8/4/2011 8:25:42 PM |
| Dollars4Rent | $25.00 | 8/4/2011 11:49:32 AM |
| agiovasil | $25.00 | 8/5/2011 5:29:42 AM |
| dougm | $100.00 | 8/4/2011 8:01:36 PM |
| Cash4U2also | $35.00 | 8/4/2011 10:31:54 PM |
| dontjader | $300.00 | 8/5/2011 2:49:18 AM |
| economy-huckleberry0 | $25.00 | 8/5/2011 12:53:17 PM |
| herbyman | $100.00 | 8/5/2011 12:49:02 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:19 PM |
| j2ee | $25.00 | 8/6/2011 8:59:12 AM |
| Bio-physicist | $41.00 | 8/6/2011 11:15:34 AM |
| KrauseVentures | $52.95 | 8/5/2011 10:02:34 PM |
| hellasow | $50.00 | 8/6/2011 10:48:41 AM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:05 PM |
| indomitable-coin | $25.00 | 8/7/2011 6:18:20 AM |
| Xarach | $32.00 | 8/7/2011 6:47:26 PM |
| Socorro_Capital_Partners | $25.00 | 8/7/2011 7:32:15 PM |
| infomas | $27.00 | 8/8/2011 3:36:30 PM |
| JGuide | $26.99 | 8/9/2011 5:37:05 PM |
| dontletmoneyfoolya | $25.00 | 8/9/2011 9:42:43 PM |
| CBO-Enterprise | $100.00 | 8/10/2011 9:05:31 AM |
| GElender | $50.00 | 8/10/2011 5:50:08 AM |
| ethicalhumanist | $50.00 | 8/10/2011 2:21:20 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:22 AM |
| Interloper | $25.00 | 8/13/2011 6:51:33 AM |
| GreenSun | $25.00 | 8/13/2011 5:19:02 AM |
| cash-sensai2 | $25.00 | 8/13/2011 8:19:54 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:46 AM |
| life-is-great | $25.00 | 8/14/2011 6:00:08 AM |
| kdog99 | $100.00 | 8/13/2011 1:43:58 PM |
| rmpedi33 | $50.00 | 8/14/2011 3:18:21 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:34 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:44 PM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:14 PM |
| fervent-currency5 | $50.00 | 8/16/2011 10:42:45 AM |
| kulender | $100.00 | 8/16/2011 7:23:18 AM |
| radforj22 | $25.00 | 8/16/2011 9:49:43 AM |
| p40thawk | $25.00 | 8/16/2011 6:08:38 PM |
| Goldfingers | $25.00 | 8/16/2011 10:19:07 PM |
| FRC64 | $25.00 | 8/17/2011 5:09:08 AM |
| postalwhiz | $50.00 | 8/16/2011 4:12:52 PM |
| CaptainBL | $50.00 | 8/16/2011 6:55:35 PM |
| marketplace-kingdom | $100.00 | 8/17/2011 7:33:22 AM |
| pioneer580 | $27.15 | 8/16/2011 6:58:31 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:32 PM |
| Solid-Platinum | $25.00 | 8/17/2011 2:16:39 AM |
| AF-Chief | $100.00 | 8/17/2011 9:32:57 AM |
| hardwareman | $35.00 | 8/17/2011 4:25:27 AM |
| active-market | $25.00 | 8/16/2011 8:57:17 PM |
| BeansMan02 | $25.00 | 8/17/2011 6:41:08 AM |
| Mr_Marcus | $25.00 | 8/17/2011 2:41:47 PM |
| gogene2002 | $25.00 | 8/17/2011 10:03:14 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:13 AM |
| exchange-pledge | $50.00 | 8/17/2011 11:19:23 AM |
| IIP77 | $25.00 | 8/17/2011 4:51:00 PM |
| market-assembler | $25.00 | 8/17/2011 9:58:25 AM |
| Aimvest | $25.00 | 8/17/2011 12:39:24 PM |
| broc78 | $25.00 | 8/17/2011 10:02:40 AM |
| Unclejohn | $25.00 | 8/17/2011 10:25:32 AM |
| grf1945 | $25.00 | 8/17/2011 5:40:50 PM |
| The_Lending_Muscle | $25.00 | 8/17/2011 10:49:27 AM |
| bowl800 | $25.00 | 8/17/2011 11:24:59 AM |
| Prosp_Lender | $50.00 | 8/17/2011 12:02:02 PM |
| karenlu1 | $25.00 | 8/17/2011 6:09:35 PM |
| Firescreek | $25.00 | 8/17/2011 1:26:22 PM |
| credit-orca | $50.00 | 8/17/2011 7:02:23 PM |
| gracej | $25.00 | 8/17/2011 1:21:18 PM |
| miket71 | $30.00 | 8/17/2011 3:12:37 PM |
| gentle-gain235 | $100.00 | 8/17/2011 9:51:47 PM |
| mar97 | $50.00 | 8/17/2011 2:02:30 PM |
| mizount | $25.00 | 8/17/2011 2:12:43 PM |
| Cheburashka | $40.00 | 8/18/2011 2:51:01 AM |
| basis-wizard8 | $50.00 | 8/18/2011 5:14:45 AM |
| dukeiyer | $35.00 | 8/17/2011 5:53:41 PM |
| LandE2BG | $25.00 | 8/17/2011 5:34:15 PM |
| interest-splendor | $30.00 | 8/17/2011 7:27:38 PM |
| diversification-balancer870 | $25.00 | 8/18/2011 7:28:59 AM |
| gain-gatherer8 | $25.00 | 8/17/2011 5:57:35 PM |
| TheYellowDart | $25.00 | 8/17/2011 6:28:36 PM |
| agent86a | $25.00 | 8/17/2011 8:34:54 PM |
| PaulW | $25.00 | 8/18/2011 8:23:23 AM |
| DadWarbucks | $25.00 | 8/18/2011 8:32:04 AM |
| fascinating-value4 | $100.00 | 8/17/2011 9:50:38 PM |
| Namrok | $25.00 | 8/18/2011 8:37:59 AM |
| fmanjoo | $25.00 | 8/18/2011 8:52:27 AM |
| OCLend | $150.00 | 8/17/2011 10:35:56 PM |
| worth-matador | $50.00 | 8/18/2011 8:59:02 AM |
| Willylump | $25.00 | 8/17/2011 11:06:03 PM |
| Rick21 | $25.00 | 8/17/2011 9:23:03 PM |
| dougm | $100.00 | 8/17/2011 9:35:12 PM |
| region123 | $50.00 | 8/18/2011 4:00:36 AM |
| danthemon35 | $1,164.97 | 8/17/2011 9:44:59 PM |
| Nerdster1 | $25.12 | 8/18/2011 4:41:16 AM |
| don8ter | $25.00 | 8/18/2011 4:49:39 AM |
| Comoparklender | $75.00 | 8/18/2011 5:27:37 AM |
| dinero-speaker | $25.00 | 8/18/2011 6:41:35 AM |
| ICHITECH | $25.00 | 8/18/2011 7:23:02 AM |
| pleasant-basis | $25.00 | 8/18/2011 7:36:56 AM |
| yogi1975 | $25.00 | 8/18/2011 6:26:29 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:31:19 AM |
| BeachWalkz | $25.00 | 8/18/2011 6:42:45 AM |
| 204 Investments
|
Borrower Payment Dependent Notes Series
504136
This series of Notes was issued and sold upon the funding of the borrower loan #52456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $451.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,824 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| amrobin |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...renovate bathroom and get new appliances for rental property.
My financial situation:
I am a good candidate for this loan because...as soon as improvements are complete and house is rented (property management has approved candidate ready to move in Oct 1, 2011) my income will increase by an additional $1100/month. Sending a kid to college in September, so holding onto all cash possible.
Monthly net income: $10,691 before anticipated rental income
Monthly expenses: $9,200 (total, includes all below)
Housing: $3,600
Insurance: $150
Car expenses: $640
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $710
Other expenses: $1200 (college expenses)
Savings/Retirement: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:24 PM |
| Weaverville | $25.00 | 8/17/2011 1:01:57 PM |
| compoundinterest | $50.00 | 8/10/2011 12:07:22 PM |
| HoyaHeel | $25.00 | 8/10/2011 11:28:14 AM |
| reflective-rupee | $25.00 | 8/10/2011 9:38:52 AM |
| britches613 | $25.00 | 8/11/2011 5:52:05 AM |
| pinnacle10 | $25.00 | 8/12/2011 3:24:56 PM |
| plane450 | $29.30 | 8/12/2011 7:42:52 AM |
| note-mover9 | $200.00 | 8/12/2011 4:58:12 PM |
| tender-ore | $25.50 | 8/12/2011 8:06:14 PM |
| quantum_leap | $223.87 | 8/12/2011 4:36:40 PM |
| jennifer55126 | $25.00 | 8/13/2011 7:12:14 AM |
| herbyman | $50.00 | 8/13/2011 10:07:11 AM |
| penny-champ5 | $25.00 | 8/14/2011 12:07:36 AM |
| kindness-festivity | $100.00 | 8/14/2011 10:39:45 AM |
| active-wealth3 | $25.00 | 8/14/2011 9:11:38 PM |
| seabassx | $25.00 | 8/15/2011 10:39:53 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:11 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:58 PM |
| Beld | $100.00 | 8/15/2011 6:31:43 PM |
| g-mak-fund | $25.00 | 8/16/2011 8:24:58 AM |
| Peterman | $25.00 | 8/16/2011 6:18:36 AM |
| fantastic-wampum1 | $100.00 | 8/16/2011 7:23:08 AM |
| johnyv40 | $26.25 | 8/16/2011 7:32:09 AM |
| capital-investor8 | $250.00 | 8/16/2011 8:27:01 AM |
| mlaner92 | $25.00 | 8/16/2011 12:44:24 PM |
| hostbank | $100.00 | 8/16/2011 5:09:08 PM |
| coin-flower1 | $25.00 | 8/16/2011 6:20:50 PM |
| goat0 | $100.00 | 8/16/2011 3:06:18 PM |
| durable-investment8 | $40.00 | 8/17/2011 10:12:36 AM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:54 AM |
| wwwUniversal | $25.00 | 8/17/2011 2:05:59 PM |
| principal-equalizer | $25.00 | 8/17/2011 8:44:22 AM |
| MadHun | $200.00 | 8/17/2011 11:22:56 AM |
| a-restless-dollar | $25.00 | 8/17/2011 11:52:52 AM |
| boylezz | $25.00 | 8/17/2011 2:53:24 PM |
| jennifer55126 | $11.75 | 8/17/2011 4:28:44 PM |
| RLaumeyer | $27.00 | 8/10/2011 1:09:02 PM |
| Investor_DP | $100.00 | 8/10/2011 9:00:44 AM |
| Bank42 | $32.54 | 8/10/2011 2:03:50 PM |
| equitable-capital758 | $250.00 | 8/10/2011 10:51:49 AM |
| first-class-gold0 | $100.00 | 8/10/2011 9:50:50 PM |
| TikPmp1 | $25.00 | 8/10/2011 1:10:54 PM |
| colorfulgardener | $25.00 | 8/10/2011 6:15:00 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:31 AM |
| peace-cell2 | $25.00 | 8/11/2011 1:42:58 PM |
| bancoroyal | $25.00 | 8/11/2011 9:48:23 AM |
| weiyinsan | $25.00 | 8/11/2011 7:18:03 PM |
| availableloan | $25.00 | 8/11/2011 4:44:15 PM |
| vutah | $25.00 | 8/11/2011 4:50:27 PM |
| currency-excellency0 | $100.00 | 8/12/2011 10:26:56 AM |
| bell387 | $100.00 | 8/12/2011 11:23:59 AM |
| hope-wonder4 | $25.00 | 8/13/2011 9:01:48 AM |
| arampata | $115.00 | 8/13/2011 11:17:32 AM |
| awesome-yield7 | $25.00 | 8/14/2011 9:23:08 AM |
| imdave4me | $154.29 | 8/14/2011 5:15:40 AM |
| Danylostefan | $25.00 | 8/14/2011 10:55:33 PM |
| jcfung1 | $305.00 | 8/14/2011 10:14:39 PM |
| money-banker867 | $32.00 | 8/15/2011 8:26:15 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:54 AM |
| philgreen | $50.00 | 8/15/2011 4:54:14 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:36 AM |
| Tkhalaska | $25.00 | 8/16/2011 9:26:52 AM |
| chavala | $50.00 | 8/15/2011 10:56:56 PM |
| genius520 | $50.00 | 8/16/2011 1:28:19 PM |
| Cowtownmoney | $25.00 | 8/16/2011 3:28:20 PM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:23 AM |
| johnyv40 | $40.00 | 8/17/2011 10:08:30 AM |
| cash4less | $25.00 | 8/17/2011 12:10:35 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:58 AM |
| cerebral-dollar773 | $500.00 | 8/17/2011 8:01:09 AM |
| gain-maniac1 | $50.00 | 8/17/2011 2:14:28 PM |
| Reddy_Capital | $25.00 | 8/17/2011 3:00:28 PM |
| trustworthy-hope189 | $37.50 | 8/17/2011 12:14:30 PM |
| hyperdrive566 | $25.00 | 8/17/2011 2:55:05 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
509904
This series of Notes was issued and sold upon the funding of the borrower loan #52394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,804 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| purposeful-penny7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay of adoption expenses
My financial situation:
I am a good candidate for this loan because...i always pay my debts
Monthly net income: $2900
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $50.00 | 8/10/2011 9:31:36 AM |
| diligent-peace9 | $25.00 | 8/10/2011 10:00:07 AM |
| ledesma31 | $350.00 | 8/11/2011 5:10:57 PM |
| worth-blanket2 | $2,300.00 | 8/11/2011 9:58:16 AM |
| nodebt2012 | $25.00 | 8/11/2011 5:58:35 PM |
| taetrade | $25.00 | 8/12/2011 5:43:25 AM |
| 168RichCapital | $25.08 | 8/12/2011 6:45:23 AM |
| social-zebra | $25.00 | 8/12/2011 9:08:02 AM |
| DasMula | $25.00 | 8/12/2011 6:51:13 AM |
| jjsparks28 | $35.00 | 8/12/2011 4:22:53 PM |
| thankful-nickel2 | $25.00 | 8/12/2011 4:26:09 PM |
| lDewey | $46.00 | 8/12/2011 5:12:24 PM |
| riveting-credit5 | $200.00 | 8/12/2011 11:22:35 AM |
| worthy-commitment7 | $25.00 | 8/12/2011 11:27:13 AM |
| wlm3012 | $30.00 | 8/12/2011 3:06:34 PM |
| whitemountainhandyman | $40.00 | 8/12/2011 5:10:30 PM |
| SDKiwi | $24.51 | 8/12/2011 6:04:10 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:41 PM |
| reflective-rupee | $200.00 | 8/11/2011 10:01:25 AM |
| commanding-income774 | $25.00 | 8/11/2011 3:14:07 AM |
| awesome-silver | $100.00 | 8/11/2011 10:45:13 PM |
| Core-Marketing | $25.00 | 8/11/2011 12:36:53 PM |
| shrewd-income | $25.00 | 8/12/2011 6:09:30 AM |
| alexgalt | $25.00 | 8/11/2011 11:03:49 PM |
| value-rapture | $25.00 | 8/12/2011 11:03:03 AM |
| pearl13 | $149.41 | 8/12/2011 4:56:02 PM |
| loss-of-control | $100.00 | 8/12/2011 3:11:17 PM |
| sweet-loan7 | $25.00 | 8/12/2011 4:32:57 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
516892
This series of Notes was issued and sold upon the funding of the borrower loan #52352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,764 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonafide-fairness564 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Consolidated payments
My financial situation:
I am a good candidate for this loan because...both my wife and myself were unemployed for a short while. It put us behind but we are working now and wanting to catch up and payoff some debt
Monthly net income: $70,000
Monthly expenses: $
Housing: $1950.00
Insurance: $165.00
Car expenses: $1200.00
Utilities: $300.00
Phone, cable, internet: $160.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 5:04:42 PM |
| greencat | $50.00 | 8/16/2011 7:16:24 AM |
| shrewd-income | $25.00 | 8/15/2011 6:44:55 PM |
| loanman2007 | $75.00 | 8/16/2011 5:14:28 AM |
| restless-dime | $50.00 | 8/15/2011 10:28:48 PM |
| reflective-rupee | $100.00 | 8/16/2011 7:30:01 AM |
| Bill88 | $25.00 | 8/16/2011 7:51:31 AM |
| Nerdster1 | $25.12 | 8/16/2011 10:20:48 AM |
| Legally_Blonde | $25.00 | 8/16/2011 5:56:10 PM |
| goat0 | $50.00 | 8/16/2011 2:38:40 PM |
| Whipster | $70.00 | 8/16/2011 6:27:48 PM |
| irrelevant | $25.00 | 8/16/2011 7:05:43 PM |
| luzonct | $100.00 | 8/16/2011 11:40:57 PM |
| alexgalt | $25.00 | 8/16/2011 10:00:37 PM |
| wampum-library4 | $25.00 | 8/17/2011 11:21:30 AM |
| 168RichCapital | $25.08 | 8/17/2011 12:54:21 PM |
| glroark | $50.00 | 8/17/2011 4:18:14 PM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:05:33 PM |
| newest-power-banker | $25.00 | 8/17/2011 9:36:04 PM |
| kingbob | $25.00 | 8/18/2011 9:27:00 AM |
| cbivitz | $75.00 | 8/18/2011 3:52:53 AM |
| Bob450 | $25.00 | 8/18/2011 7:48:41 AM |
| orderly-wampum | $100.00 | 8/18/2011 8:08:49 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:21:45 AM |
| wlm3012 | $30.00 | 8/18/2011 5:36:15 PM |
| market-pudding | $25.00 | 8/18/2011 4:12:54 PM |
| handy-justice | $50.00 | 8/18/2011 9:02:48 PM |
| finance-shower2 | $32.76 | 8/18/2011 8:29:22 PM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:31:22 AM |
| beach-luver | $32.32 | 8/19/2011 7:19:08 AM |
| broomfieldbucks | $25.00 | 8/19/2011 10:03:36 AM |
| benjamin67 | $53.00 | 8/19/2011 10:25:45 AM |
| carlos_chantana | $25.00 | 8/19/2011 10:13:40 AM |
| let_me_retire | $0.96 | 8/19/2011 10:50:59 AM |
| worth-blanket2 | $4,900.00 | 8/15/2011 5:54:57 PM |
| jkeller4000 | $25.00 | 8/16/2011 5:07:48 AM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:44 PM |
| Zipcut | $25.00 | 8/16/2011 1:32:24 PM |
| brightest-dignified-penny | $25.00 | 8/16/2011 5:03:04 PM |
| awesome-silver | $100.00 | 8/16/2011 8:11:44 PM |
| wonder3 | $40.00 | 8/17/2011 7:34:35 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:15 PM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:24:43 PM |
| DasMula | $25.00 | 8/17/2011 7:26:27 PM |
| orderly-wampum | $100.00 | 8/18/2011 8:08:42 AM |
| high_flyer | $200.00 | 8/17/2011 10:19:37 PM |
| bright-exchange | $25.00 | 8/18/2011 11:45:45 AM |
| exchange-upholder0 | $25.00 | 8/18/2011 1:58:32 PM |
| palace2 | $120.13 | 8/19/2011 5:05:05 AM |
| otto1939 | $51.00 | 8/18/2011 4:30:49 PM |
| kendigme | $39.16 | 8/19/2011 3:11:51 AM |
| bsh297 | $25.00 | 8/19/2011 7:19:03 AM |
| Steffy1976 | $25.00 | 8/19/2011 7:46:39 AM |
| leverage-monger | $25.00 | 8/19/2011 7:56:02 AM |
| EretzCapital | $25.47 | 8/19/2011 7:20:02 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
517124
This series of Notes was issued and sold upon the funding of the borrower loan #52355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $150.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,653 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dlaurel |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 54 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2009)
640-659
(Aug-2008)
|
|
Principal balance:
| $1,438.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Wedding party
This loan will be used to help us fund our wedding party! Instead of renting a venue, we want to spend some money fixing up our house and have the party there. This loan will help fund these renovations, as well as party expenses.
I have had a previous loan with Prosper and paid it off early. I have always made my payments for my Prosper loans, student loans, and credit cards on time. Due to some unexpected life situations, I have a fair amount of credit card debt, but I am working steadily on paying it off and paying more than just the minimum payments. I hope to be debt-free within the next 5 years.
The income/expenses listed are mine alone as I will be the sole person responsible for this loan. We share the monthly bills and my husband pays the mortgage, so these are the things I personally pay for.
Monthly net income: $2978
Car expenses: $750
Utilities: $400
Cellphone: $40
Food, etc.: $450
Other household expenses: $150
Credit cards/loans: $925
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $150.00 | 8/17/2011 5:04:00 PM |
| pembull | $48.23 | 8/17/2011 5:08:40 PM |
| bullish2bearish | $30.00 | 8/17/2011 5:09:29 PM |
| RoZu_Lending | $100.00 | 8/17/2011 6:33:50 PM |
| mikeandcat | $50.00 | 8/17/2011 6:44:16 PM |
| diligent-peace9 | $150.00 | 8/17/2011 7:08:22 PM |
| sensible-fund | $42.31 | 8/17/2011 7:32:07 PM |
| lendstats_com | $300.00 | 8/17/2011 8:10:38 PM |
| MoneyForNothing | $114.01 | 8/17/2011 5:03:05 PM |
| DasMula | $57.00 | 8/17/2011 5:07:34 PM |
| DasMula | $57.00 | 8/17/2011 5:08:26 PM |
| yield-hut | $50.00 | 8/18/2011 4:18:35 AM |
| money-baron | $25.00 | 8/18/2011 4:32:58 AM |
| Kash2010lu | $35.00 | 8/17/2011 5:09:45 PM |
| irrelevant | $25.00 | 8/18/2011 6:05:13 AM |
| beaker | $25.00 | 8/18/2011 6:29:23 AM |
| innovator2 | $53.61 | 8/18/2011 7:15:18 AM |
| marwadi-62 | $500.00 | 8/17/2011 9:07:25 PM |
| fascinating-generosity3 | $200.00 | 8/17/2011 9:14:33 PM |
| credit-guard5 | $25.00 | 8/17/2011 11:32:04 PM |
| SolarMoonshine | $25.00 | 8/18/2011 3:33:13 AM |
| courteous-note1 | $98.60 | 8/18/2011 6:48:51 AM |
| ronin4sale | $50.00 | 8/18/2011 6:54:31 AM |
| restless-dime | $50.00 | 8/17/2011 7:06:44 PM |
| Feyenoord | $25.00 | 8/17/2011 9:04:56 PM |
| epic-dollar557 | $25.00 | 8/17/2011 9:06:10 PM |
| Mikale360 | $25.00 | 8/17/2011 10:38:06 PM |
| 312-Lender | $35.00 | 8/17/2011 11:57:05 PM |
| investment-daydream | $75.00 | 8/17/2011 5:03:54 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:26 AM |
| loanman2007 | $300.00 | 8/18/2011 6:14:05 AM |
| jhouman | $25.00 | 8/17/2011 6:28:46 PM |
| LittleMingo | $30.00 | 8/17/2011 5:30:31 PM |
| green-trade-dolphin | $50.00 | 8/17/2011 6:52:14 PM |
| greencat | $50.00 | 8/18/2011 7:22:47 AM |
| Integrity1st | $25.44 | 8/17/2011 7:52:53 PM |
| Amber_Stone | $28.76 | 8/17/2011 7:55:00 PM |
| fairness-atmosphere | $25.00 | 8/17/2011 9:14:29 PM |
| poisson17 | $70.00 | 8/17/2011 10:08:51 PM |
| HenlopenCapital | $25.00 | 8/18/2011 12:27:07 AM |
| favorite-commerce | $25.00 | 8/17/2011 9:40:38 PM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:49 PM |
| Moe87 | $35.00 | 8/18/2011 3:20:35 AM |
| jojofrankie | $50.00 | 8/18/2011 4:20:20 AM |
| Nerdster1 | $25.12 | 8/18/2011 4:39:49 AM |
| determined-nickel30 | $28.00 | 8/18/2011 6:46:02 AM |
| InChicago | $150.00 | 8/18/2011 6:59:10 AM |
| NekHoldings | $25.00 | 8/18/2011 5:15:27 AM |
| chato2345 | $36.27 | 8/18/2011 6:22:50 AM |
| investment-artist | $0.65 | 8/18/2011 7:25:00 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
518050
This series of Notes was issued and sold upon the funding of the borrower loan #52358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
16 | Length of status: | 11y 1m |
|
Amount delinquent:
| $23,511 |
Total credit lines:
| 65 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,049 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-buckeye5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...consolidate small credit card balances with high interest rates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/10/2011 9:28:38 AM |
| Investor_DP | $100.00 | 8/10/2011 9:01:29 AM |
| green-trade-dolphin | $25.00 | 8/10/2011 1:46:35 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:46 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:39 PM |
| diplomatic-wealth7 | $25.00 | 8/12/2011 7:17:35 AM |
| social-zebra | $30.00 | 8/12/2011 9:24:46 AM |
| subtle-revenue0 | $25.00 | 8/13/2011 7:26:52 AM |
| exchange-squirrel | $25.00 | 8/13/2011 1:20:41 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:37 AM |
| mrxtravis | $25.00 | 8/13/2011 11:14:33 AM |
| excellent-wealth6 | $25.00 | 8/16/2011 10:08:16 AM |
| scrappy-diversification7 | $1,470.00 | 8/17/2011 9:57:07 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
518836
This series of Notes was issued and sold upon the funding of the borrower loan #52384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $333.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 9m |
|
Amount delinquent:
| $79 |
Total credit lines:
| 32 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,257 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dosxx1985 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 89% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 4
( 11% )
| 720-739
(Jun-2008)
720-739
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Trimming the Fat
Purpose of loan:
This loan will be used to...
To clear and consolidate debt under one interest rate
My financial situation:
I am a good candidate for this loan because...
I always pay my bills on time and have been employed by the same employer for more than four years.
Monthly net income: $3600
Monthly expenses: 250.00
Housing: $1000
Insurance: $200
Car expenses: $370
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/16/2011 5:04:42 PM |
| lendstats_com | $200.00 | 8/16/2011 5:13:45 PM |
| Investor_DP | $100.00 | 8/16/2011 5:06:06 PM |
| SecondChanceLendingSERV | $30.73 | 8/17/2011 2:55:49 AM |
| lucrative-loan | $28.00 | 8/16/2011 5:05:25 PM |
| competent-p2p | $35.00 | 8/17/2011 7:12:50 AM |
| yield-lion2 | $25.00 | 8/17/2011 9:04:45 AM |
| DasMula | $25.00 | 8/16/2011 7:45:17 PM |
| 312-Lender | $25.00 | 8/17/2011 7:12:08 AM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:17 PM |
| fabulous-community4 | $25.00 | 8/17/2011 9:04:26 AM |
| jebber007 | $40.00 | 8/16/2011 9:43:48 PM |
| Frover | $25.00 | 8/16/2011 11:15:22 PM |
| luzonct | $100.00 | 8/16/2011 11:43:32 PM |
| worth-blanket2 | $7,700.00 | 8/17/2011 9:18:13 AM |
| CA-Lender | $50.00 | 8/17/2011 8:53:50 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
518998
This series of Notes was issued and sold upon the funding of the borrower loan #52400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $198.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,912 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| favorite-balance427 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement/car repairs
Purpose of loan:
This loan will be used to.add on to our barn 16 X 48 addition, major car repairs.
financial situation:
I am a good candidate for this loan because.I work for a major company,for the last 10 years, have good credit. ..
Monthly net income: $ 4000
Monthly expenses: $ 2900
Housing: $ 1047
Insurance: $ 80
Car expenses: $ 311
Utilities: $ 185
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 450
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 8/8/2011 9:08:20 AM |
| reflective-rupee | $25.00 | 8/8/2011 10:21:11 AM |
| Bank_Of_XL | $25.00 | 8/8/2011 12:32:00 PM |
| Investor_DP | $100.00 | 8/8/2011 9:02:29 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:25 PM |
| CatbirdBanking | $25.00 | 8/10/2011 3:26:34 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:31 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:22 AM |
| herbyman | $50.00 | 8/11/2011 10:02:52 AM |
| suges | $100.00 | 8/11/2011 7:28:19 PM |
| vutah | $25.00 | 8/11/2011 10:04:51 PM |
| simplelender80 | $250.00 | 8/13/2011 7:17:53 AM |
| InChicago | $50.00 | 8/14/2011 9:28:43 AM |
| dollar-sonnet3 | $50.00 | 8/15/2011 7:09:06 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:50 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:56 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:21 AM |
| hostbank | $100.00 | 8/16/2011 1:25:51 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:50 PM |
| social-zebra | $25.00 | 8/16/2011 2:59:39 PM |
| genius520 | $50.00 | 8/16/2011 1:28:09 PM |
| laomedon | $93.41 | 8/16/2011 6:06:29 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:50 AM |
| thehousewife | $25.00 | 8/17/2011 10:55:24 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:34 AM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:29:48 PM |
| durable-investment8 | $50.00 | 8/17/2011 10:06:14 AM |
| best-friendly-fairness | $50.00 | 8/17/2011 10:47:05 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:55 PM |
| wampum-library4 | $25.00 | 8/17/2011 1:00:48 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:01 PM |
| don8ter | $25.00 | 8/18/2011 4:49:52 AM |
| Solid-Platinum | $25.00 | 8/18/2011 12:38:40 PM |
| hitsman | $50.00 | 8/18/2011 10:58:36 AM |
| MadHun | $200.00 | 8/18/2011 5:11:37 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:34 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:08:44 PM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:42 PM |
| investment-cluster | $70.00 | 8/18/2011 4:03:58 PM |
| kriegs | $100.00 | 8/18/2011 5:10:28 PM |
| market-jam | $25.00 | 8/19/2011 8:21:57 AM |
| cash-surge | $25.00 | 8/18/2011 9:37:56 PM |
| Investoman | $100.00 | 8/18/2011 8:22:03 PM |
| cash-cymbal | $25.00 | 8/18/2011 9:10:04 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:33 PM |
| CaptainBL | $50.00 | 8/19/2011 4:56:47 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:08 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:27 AM |
| new-interest-network | $50.00 | 8/19/2011 6:42:36 PM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:53 PM |
| meenan | $50.00 | 8/20/2011 3:24:12 AM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:25:15 AM |
| aspire2grow | $25.00 | 8/20/2011 10:27:48 AM |
| ommcd | $25.00 | 8/20/2011 7:20:13 AM |
| gjm6d | $25.00 | 8/20/2011 6:44:22 AM |
| industrious-transparency6 | $50.00 | 8/20/2011 9:14:45 AM |
| luann199 | $25.00 | 8/20/2011 10:23:26 AM |
| Brisket_Bob | $35.00 | 8/20/2011 10:42:42 AM |
| Weaverville | $50.00 | 8/17/2011 1:01:03 PM |
| availableloan | $25.00 | 8/8/2011 2:24:02 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:17 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:08 AM |
| AK49-JW | $25.00 | 8/10/2011 1:16:37 PM |
| colorfulgardener | $25.00 | 8/10/2011 6:13:29 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:43 AM |
| Kaj | $30.00 | 8/13/2011 6:47:44 AM |
| SOP_Bank | $25.00 | 8/13/2011 12:54:04 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:42 AM |
| Redmond | $25.00 | 8/15/2011 6:17:12 PM |
| charming-exchange7 | $25.00 | 8/15/2011 6:36:24 PM |
| Peterman | $25.00 | 8/16/2011 6:18:31 AM |
| Nusk | $25.00 | 8/16/2011 10:34:33 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:44 AM |
| boylezz | $25.00 | 8/17/2011 2:53:20 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:45 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:25 PM |
| gain-mountain1 | $100.00 | 8/18/2011 8:20:07 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:05 AM |
| trustworthy-hope189 | $75.00 | 8/18/2011 10:28:08 AM |
| grf1945 | $25.00 | 8/18/2011 5:13:30 PM |
| whitegold24k | $250.00 | 8/18/2011 1:03:40 PM |
| goat0 | $50.00 | 8/18/2011 7:21:37 PM |
| NorthwestLoan1 | $100.00 | 8/18/2011 7:21:32 PM |
| Oranje88 | $200.00 | 8/19/2011 11:15:43 AM |
| wampum-chorus3 | $37.78 | 8/19/2011 5:20:41 AM |
| melodious-fairness | $25.00 | 8/19/2011 8:29:05 AM |
| dpries123 | $25.00 | 8/19/2011 8:35:47 AM |
| dt_one | $25.00 | 8/19/2011 9:36:38 AM |
| buffalobills | $25.00 | 8/19/2011 4:54:10 PM |
| ArkoshKovash | $25.00 | 8/19/2011 11:15:42 AM |
| loss-of-control | $100.00 | 8/19/2011 6:13:58 PM |
| kindness-party | $25.00 | 8/19/2011 12:06:36 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:35:45 PM |
| WLenders | $50.00 | 8/19/2011 10:54:54 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:05 PM |
| gentle-penny7 | $50.00 | 8/19/2011 1:52:14 PM |
| dospapalotes | $25.00 | 8/20/2011 7:04:17 AM |
| Machbannai | $31.59 | 8/20/2011 8:09:08 AM |
| payout-alien6 | $25.00 | 8/19/2011 8:11:00 PM |
| elloboverde | $25.00 | 8/19/2011 11:51:53 PM |
| Richmp412 | $25.00 | 8/20/2011 7:13:38 AM |
| asset-reaction | $25.00 | 8/20/2011 8:34:32 AM |
| SRK_FROM_WA | $50.00 | 8/20/2011 9:08:56 AM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:31 AM |
| justice-hawk | $29.00 | 8/20/2011 9:52:27 AM |
| petsheep | $25.00 | 8/20/2011 10:21:05 AM |
| revenue-serenity | $173.22 | 8/20/2011 11:09:42 AM |
| britgsb | $100.00 | 8/20/2011 10:49:08 AM |
| payout-magician | $25.00 | 8/20/2011 10:57:43 AM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
519898
This series of Notes was issued and sold upon the funding of the borrower loan #52414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,275.31 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $229.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $88 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euro-visionary8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Build a Yurt - Live a Simpler Life
Purpose of loan:
This loan will be used to...
Buy land to build a yurt and live a simpler life
My financial situation:
I am a good candidate for this loan because...
I am a responsible person who is just trying to find a way to live life without a lot of debt.
Yearly Gross income: $62,000 including husbands
Monthly expenses: $1,850
Housing: $Free for now
Insurance: $200
Car expenses: $200
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $700
Clothing, household expenses: $50
Credit cards and other loans: $300 student loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 5:03:17 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:25 PM |
| reflective-rupee | $25.00 | 8/9/2011 9:26:21 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:38 AM |
| CashFlow13 | $1,000.00 | 8/12/2011 6:49:22 PM |
| Investoman | $75.00 | 8/12/2011 8:26:36 PM |
| missing-link | $25.00 | 8/14/2011 9:18:44 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:22 AM |
| asiaratt | $50.00 | 8/16/2011 5:05:24 AM |
| wampum-library4 | $25.00 | 8/17/2011 11:02:22 AM |
| capital-halo1 | $1,000.00 | 8/17/2011 5:12:04 PM |
| timbob | $200.00 | 8/17/2011 5:42:40 PM |
| impala6464 | $150.00 | 8/17/2011 6:15:42 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:23 PM |
| handshake5 | $29.00 | 8/19/2011 9:13:03 AM |
| vibraphone3 | $25.00 | 8/19/2011 3:35:28 AM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:45 AM |
| murtaza | $50.00 | 8/19/2011 3:52:23 PM |
| kegs | $430.00 | 8/19/2011 4:44:31 PM |
| dedicated-transaction796 | $26.00 | 8/18/2011 9:02:33 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:24 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:10 PM |
| alexgalt | $25.00 | 8/9/2011 11:00:15 PM |
| alexgalt | $25.00 | 8/9/2011 6:00:10 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:10 PM |
| finance-mushroom | $100.00 | 8/13/2011 7:11:40 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:40 AM |
| Zingaro | $25.00 | 8/13/2011 10:06:18 AM |
| alexgalt | $25.00 | 8/13/2011 1:49:31 PM |
| ddog0224 | $25.00 | 8/15/2011 12:26:02 PM |
| jebber007 | $30.00 | 8/16/2011 9:53:15 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:23 AM |
| musegaze | $100.00 | 8/17/2011 7:25:53 AM |
| StrongMonty | $60.31 | 8/17/2011 2:45:34 PM |
| gold-cluster | $50.00 | 8/18/2011 6:25:19 AM |
| economy-producer | $25.00 | 8/18/2011 6:38:59 PM |
| goat0 | $50.00 | 8/18/2011 7:10:35 PM |
| handy-justice | $50.00 | 8/18/2011 9:18:07 PM |
| 87Marc | $25.00 | 8/19/2011 10:37:48 AM |
| red-luminous-gain | $25.00 | 8/19/2011 9:50:23 AM |
| larrybird | $500.00 | 8/19/2011 4:43:38 PM |
| bazaar-orca | $25.00 | 8/19/2011 2:01:40 PM |
| kindness-hickory5 | $50.00 | 8/19/2011 3:07:34 PM |
| jstrode10 | $25.00 | 8/19/2011 4:52:46 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
519928
This series of Notes was issued and sold upon the funding of the borrower loan #52349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 9m |
|
Amount delinquent:
| $1,613 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,736 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-worth3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay medical, and other misc. debt.
My financial situation:
I am a good candidate for this loan because my credit rating is fair and will be be increasing in the near future.
Monthly net income: $2800
Monthly expenses: $2500
Housing: $1400
Insurance: $100
Car expenses: $100 (no car payment just gas)
Utilities: $200
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 5:02:59 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:42 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:10 PM |
| loyalist1 | $100.00 | 8/14/2011 12:19:36 AM |
| missing-link | $25.00 | 8/14/2011 9:18:44 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:23 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:01 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:17 AM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:02 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:39 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:23 AM |
| MadHun | $200.00 | 8/17/2011 11:22:48 AM |
| reflective-rupee | $25.00 | 8/17/2011 10:42:48 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:49:05 AM |
| opt1mum | $25.00 | 8/17/2011 6:55:51 PM |
| gold-cluster | $50.00 | 8/18/2011 6:25:19 AM |
| EngineersAlliance | $75.00 | 8/18/2011 6:56:16 AM |
| coin-investor | $25.00 | 8/18/2011 9:48:20 AM |
| economy-producer | $25.00 | 8/18/2011 6:38:59 PM |
| goat0 | $50.00 | 8/18/2011 7:31:45 PM |
| irrelevant | $25.00 | 8/18/2011 2:05:18 PM |
| agent86a | $25.00 | 8/18/2011 10:43:33 PM |
| green-moola-sniffer | $25.00 | 8/19/2011 1:27:41 AM |
| IIP77 | $25.00 | 8/19/2011 1:44:20 AM |
| kriegs | $100.00 | 8/18/2011 5:10:21 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:44 PM |
| GoodLuckLender | $50.00 | 8/18/2011 6:30:22 PM |
| mrack | $25.00 | 8/18/2011 6:44:10 PM |
| handy-justice | $50.00 | 8/18/2011 9:11:34 PM |
| responsive-rate884 | $30.00 | 8/18/2011 10:14:11 PM |
| capital-zoo | $25.00 | 8/18/2011 11:53:45 PM |
| high_flyer | $50.00 | 8/19/2011 4:25:26 AM |
| apostle901 | $25.00 | 8/19/2011 5:03:09 AM |
| GGreg799 | $25.00 | 8/19/2011 5:08:23 AM |
| vibraphone3 | $25.00 | 8/19/2011 3:35:28 AM |
| orderly-finance6 | $37.00 | 8/19/2011 6:47:19 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:42 PM |
| dedicated-transaction796 | $26.00 | 8/18/2011 9:02:33 PM |
| ChoiceInvestments | $25.00 | 8/8/2011 1:16:06 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:11 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:46 PM |
| monster4 | $100.00 | 8/16/2011 7:04:25 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:14 AM |
| javelin0 | $50.00 | 8/17/2011 5:19:44 PM |
| asiaratt | $50.00 | 8/17/2011 5:10:03 PM |
| finance-mushroom | $100.00 | 8/17/2011 5:12:22 PM |
| sonnet771 | $25.00 | 8/18/2011 1:29:02 AM |
| desertoasis | $25.00 | 8/18/2011 7:49:40 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:44 AM |
| hitsman | $50.00 | 8/18/2011 10:58:27 AM |
| Live-Free-or-Die | $200.00 | 8/18/2011 11:42:53 AM |
| TennSquire | $50.00 | 8/18/2011 11:50:15 AM |
| jo2y | $25.00 | 8/19/2011 12:01:21 AM |
| shrewd-peace7 | $26.00 | 8/19/2011 1:26:14 AM |
| KLcapital | $30.00 | 8/18/2011 3:53:13 PM |
| Investoman | $100.00 | 8/18/2011 8:21:54 PM |
| red-power-pecan | $50.00 | 8/18/2011 10:48:30 PM |
| tremendous-payment | $25.00 | 8/19/2011 5:06:15 AM |
| mikrolown | $26.00 | 8/19/2011 1:24:54 AM |
| Aljasa2008 | $50.00 | 8/19/2011 5:26:22 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
519986
This series of Notes was issued and sold upon the funding of the borrower loan #52439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $138.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 5m |
|
Amount delinquent:
| $885 |
Total credit lines:
| 26 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,383 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Art818 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,999.00 | < 31 days late:
| 2
( 6% )
| 600-619
(Sep-2007)
|
|
Principal balance:
| $0.40 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Loan for new business
Purpose of loan:
This loan will be used to... buy fixtures for our new store
My financial situation:
I am a good candidate for this loan because...I make great income and have a comfortable life. I am also an investor on prosper and have already one previous loan that I paid off about a year ago.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 8/17/2011 9:17:30 AM |
| USMC0311 | $25.00 | 8/17/2011 10:34:55 PM |
| MoneyForNothing | $44.33 | 8/17/2011 9:33:50 AM |
| Kash2010lu | $30.00 | 8/17/2011 9:19:15 AM |
| Legally_Blonde | $30.00 | 8/17/2011 3:58:49 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:07 AM |
| 312-Lender | $35.00 | 8/17/2011 11:56:32 PM |
| jhouman | $25.00 | 8/17/2011 6:28:45 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:03 AM |
| whitegold24k | $100.00 | 8/18/2011 12:37:53 PM |
| brondero | $60.67 | 8/18/2011 5:49:57 PM |
| lendstats_com | $300.00 | 8/18/2011 1:11:53 PM |
| worth-blanket2 | $2,400.00 | 8/18/2011 5:22:44 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
520054
This series of Notes was issued and sold upon the funding of the borrower loan #52545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,563.86 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $381.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $35 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unique-peso9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fresh Start
Purpose of loan:
This loan will be used to... Downpayment on home
My financial situation:
I am a good candidate for this loan because...I maintain low debt/income ratio
Monthly net income: $ 4000.00
Monthly expenses: $ 500.00
Housing: $700
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:00:59 PM |
| Investor_DP | $100.00 | 8/7/2011 12:02:36 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:41 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:52 PM |
| Redmond | $25.00 | 8/15/2011 6:17:10 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:49 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:20 AM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:59 PM |
| hostbank | $100.00 | 8/16/2011 1:25:49 PM |
| genius520 | $50.00 | 8/16/2011 1:28:08 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:30 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:59 PM |
| boylezz | $25.00 | 8/17/2011 2:53:19 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:23 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:45 PM |
| don8ter | $25.00 | 8/18/2011 4:49:49 AM |
| Dubbs360 | $200.00 | 8/18/2011 1:11:32 PM |
| goodhearted-basis4 | $25.00 | 8/18/2011 1:48:28 PM |
| GCInvestments | $26.00 | 8/18/2011 2:36:18 PM |
| innocent-liberty6 | $50.00 | 8/18/2011 3:07:20 PM |
| capital-zoo | $50.00 | 8/18/2011 3:59:42 PM |
| kriegs | $100.00 | 8/18/2011 5:10:26 PM |
| availableloan | $25.00 | 8/18/2011 5:13:57 PM |
| adir1 | $25.00 | 8/18/2011 5:41:29 PM |
| green-trade-dolphin | $25.00 | 8/18/2011 5:58:02 PM |
| treasure-hunter270 | $25.00 | 8/18/2011 5:59:51 PM |
| DPH | $100.00 | 8/18/2011 11:56:59 AM |
| keeminn | $25.00 | 8/18/2011 1:02:11 PM |
| Investoman | $100.00 | 8/18/2011 8:14:46 PM |
| littlemonkey | $25.00 | 8/18/2011 11:25:54 PM |
| competent-p2p | $38.84 | 8/19/2011 6:18:43 AM |
| SRK_FROM_WA | $50.00 | 8/19/2011 11:26:40 AM |
| generous-agreement | $25.00 | 8/19/2011 6:12:47 AM |
| bss97603 | $25.00 | 8/19/2011 12:33:21 PM |
| melodious-fairness | $25.00 | 8/19/2011 8:29:04 AM |
| market-jam | $25.00 | 8/19/2011 8:21:57 AM |
| ursus | $50.00 | 8/19/2011 9:09:44 AM |
| EarlyRiser | $250.00 | 8/19/2011 9:40:17 AM |
| helidude | $25.00 | 8/19/2011 9:43:15 AM |
| red-luminous-gain | $25.00 | 8/19/2011 9:52:52 AM |
| courteous-fund9 | $100.00 | 8/19/2011 6:00:04 PM |
| skaught | $30.00 | 8/19/2011 12:01:47 PM |
| kindness-party | $25.00 | 8/19/2011 11:39:49 AM |
| integrity-hug2 | $25.00 | 8/19/2011 8:18:05 PM |
| gentle-penny7 | $50.00 | 8/19/2011 1:52:10 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:04 PM |
| myhelper | $25.00 | 8/19/2011 2:08:13 PM |
| generator535 | $25.00 | 8/19/2011 4:16:29 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:07 PM |
| rustysailor | $25.00 | 8/20/2011 7:32:46 AM |
| zebra7 | $100.00 | 8/20/2011 8:33:10 AM |
| practical-expectations | $25.00 | 8/19/2011 6:57:09 PM |
| best-basis-trooper | $25.00 | 8/19/2011 6:00:48 PM |
| ddog0224 | $50.00 | 8/19/2011 7:11:09 PM |
| industrious-transparency6 | $50.00 | 8/20/2011 9:14:44 AM |
| balance-gatherer1 | $41.00 | 8/19/2011 8:27:33 PM |
| leeball | $50.00 | 8/20/2011 9:52:28 AM |
| bmbanzai | $25.00 | 8/19/2011 8:49:54 PM |
| britgsb | $100.00 | 8/20/2011 10:49:07 AM |
| helpinghand63 | $25.00 | 8/20/2011 2:34:55 AM |
| groovychick | $25.00 | 8/20/2011 2:41:23 AM |
| MilitaryAV8R | $25.00 | 8/20/2011 6:02:24 AM |
| ga-dad | $25.00 | 8/20/2011 12:21:06 PM |
| economy-popcorn | $25.00 | 8/20/2011 5:55:55 AM |
| dospapalotes | $25.00 | 8/20/2011 7:04:14 AM |
| Preteur | $25.00 | 8/20/2011 2:18:27 PM |
| deal-griffin | $26.00 | 8/20/2011 8:31:36 AM |
| graceful-investment | $50.00 | 8/20/2011 8:35:23 AM |
| ritwik | $100.00 | 8/20/2011 9:42:39 AM |
| pnace | $50.00 | 8/20/2011 3:19:22 PM |
| buukyak | $25.00 | 8/20/2011 9:21:21 AM |
| enigmallc | $25.00 | 8/20/2011 3:19:40 PM |
| Cutts | $25.00 | 8/20/2011 3:28:02 PM |
| genuine-diversification5 | $35.00 | 8/20/2011 3:32:13 PM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:41 AM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:21 PM |
| rcflick | $25.00 | 8/20/2011 2:30:08 PM |
| divedude | $25.00 | 8/20/2011 3:17:40 PM |
| cajunguy | $50.00 | 8/20/2011 2:38:51 PM |
| Falling | $25.00 | 8/20/2011 3:23:51 PM |
| carlover | $25.00 | 8/20/2011 10:20:15 PM |
| whybsad | $50.00 | 8/20/2011 11:36:14 PM |
| Pairodimes | $35.00 | 8/20/2011 4:03:03 PM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:44 PM |
| crawfingers | $25.00 | 8/21/2011 6:49:03 AM |
| PittsburghMark | $25.00 | 8/21/2011 6:51:31 AM |
| aztec | $100.00 | 8/21/2011 7:04:23 AM |
| unassassinable | $25.00 | 8/20/2011 5:37:12 PM |
| compassion-bauble4 | $25.00 | 8/20/2011 5:09:40 PM |
| investment-tempo | $25.00 | 8/20/2011 5:45:02 PM |
| truth-trapper | $25.00 | 8/20/2011 6:04:33 PM |
| Christophe | $25.00 | 8/20/2011 6:16:05 PM |
| KCEnterprises | $50.00 | 8/20/2011 8:19:15 PM |
| upbeat-investment9 | $50.00 | 8/21/2011 9:46:48 AM |
| greatwhiteninja | $50.00 | 8/20/2011 7:22:18 PM |
| reordan | $25.00 | 8/20/2011 7:39:00 PM |
| the-silver-blaster | $75.00 | 8/20/2011 7:59:31 PM |
| balanced-agreement0 | $100.00 | 8/20/2011 9:44:25 PM |
| Oak-Parker | $25.12 | 8/20/2011 8:31:34 PM |
| Maggie3 | $25.00 | 8/21/2011 3:36:34 AM |
| forceful-duty178 | $50.00 | 8/20/2011 11:34:27 PM |
| rateasaurus1 | $25.00 | 8/21/2011 7:39:32 AM |
| successful-generosity | $25.00 | 8/21/2011 8:01:40 AM |
| murlirao2002 | $25.00 | 8/21/2011 8:58:04 AM |
| herbyman | $50.00 | 8/8/2011 7:33:37 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:03 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:15 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:20 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:39 PM |
| Kaj | $30.00 | 8/13/2011 6:47:42 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:39 AM |
| Peterman | $25.00 | 8/16/2011 6:18:30 AM |
| fervent-currency5 | $30.00 | 8/16/2011 10:45:16 AM |
| p40thawk | $25.00 | 8/16/2011 6:08:39 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:03 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:49 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:49 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:43 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:54 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:03 AM |
| grf1945 | $25.00 | 8/17/2011 4:46:28 PM |
| hitsman | $50.00 | 8/18/2011 10:58:32 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:32 AM |
| NYCFinancier | $25.00 | 8/18/2011 6:28:48 PM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:41 PM |
| Davidson2 | $50.00 | 8/18/2011 1:26:10 PM |
| selector568 | $300.00 | 8/18/2011 1:35:08 PM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:29 AM |
| BankofHank | $100.00 | 8/18/2011 8:42:36 PM |
| Astyanax | $80.00 | 8/18/2011 4:02:10 PM |
| crw1950 | $25.00 | 8/19/2011 4:35:49 AM |
| Oakland | $50.00 | 8/18/2011 5:59:48 PM |
| well-rounded-investment | $25.00 | 8/19/2011 7:09:53 AM |
| bountiful-justice4 | $25.00 | 8/19/2011 7:52:46 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:31 PM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:17 PM |
| chinolatino | $25.00 | 8/18/2011 8:50:46 PM |
| cash-surge | $25.00 | 8/18/2011 9:37:55 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:37:26 PM |
| shrewd-peace7 | $25.00 | 8/19/2011 1:22:41 AM |
| SudianX | $25.00 | 8/19/2011 3:42:58 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:31 PM |
| DasMula | $25.00 | 8/19/2011 5:57:55 AM |
| john0720 | $100.00 | 8/19/2011 6:38:02 AM |
| gentle-gain235 | $50.00 | 8/19/2011 7:20:11 AM |
| Leopoldine | $25.31 | 8/19/2011 9:07:00 AM |
| streak269 | $35.59 | 8/19/2011 10:00:46 AM |
| Jesuistom | $25.00 | 8/19/2011 9:58:49 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:10 AM |
| red-favorable-basis | $25.00 | 8/19/2011 5:19:26 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:25 AM |
| nycfinance | $25.00 | 8/19/2011 11:28:29 AM |
| finance-magma7 | $25.00 | 8/19/2011 8:00:36 PM |
| meenan | $50.00 | 8/20/2011 3:24:11 AM |
| ErsatzMike | $50.00 | 8/19/2011 2:34:15 PM |
| jtc26 | $100.00 | 8/19/2011 5:01:56 PM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:29 AM |
| WLenders | $50.00 | 8/19/2011 10:54:51 PM |
| five-star-euro3 | $49.00 | 8/20/2011 3:43:26 AM |
| studious-bonus7 | $100.00 | 8/20/2011 12:08:40 PM |
| helpful-credit156 | $25.00 | 8/20/2011 12:23:01 PM |
| gold-disk | $25.00 | 8/20/2011 12:54:36 PM |
| finance-admirer614 | $50.00 | 8/20/2011 8:13:53 AM |
| jazzlender | $50.00 | 8/20/2011 9:32:10 AM |
| justasoldier | $50.00 | 8/20/2011 9:47:22 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:47 AM |
| commerce-wildebeest2 | $37.00 | 8/20/2011 5:12:27 PM |
| worthy-bid8 | $50.00 | 8/20/2011 12:07:20 PM |
| orgy63 | $25.00 | 8/20/2011 6:15:50 PM |
| claimtruth | $25.00 | 8/20/2011 1:08:44 PM |
| norcalsv | $25.00 | 8/20/2011 3:19:20 PM |
| velocity-motivator6 | $25.00 | 8/20/2011 3:24:35 PM |
| pouch5 | $75.00 | 8/20/2011 3:26:11 PM |
| jbaum | $25.00 | 8/20/2011 3:37:59 PM |
| unclejaef | $25.00 | 8/20/2011 3:21:58 PM |
| Approved1234 | $50.00 | 8/20/2011 3:22:06 PM |
| Isaac007 | $35.00 | 8/20/2011 11:18:17 PM |
| mystical-dedication3 | $25.00 | 8/20/2011 5:12:47 PM |
| terrific-fund5 | $25.00 | 8/20/2011 4:46:56 PM |
| easybreezy | $35.00 | 8/20/2011 5:23:53 PM |
| Dillonmd58 | $25.00 | 8/20/2011 5:25:04 PM |
| jdrez | $25.00 | 8/20/2011 5:35:26 PM |
| soccermom33 | $25.00 | 8/20/2011 6:28:32 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:38:58 PM |
| techs | $25.00 | 8/20/2011 6:43:57 PM |
| compwhiz | $25.00 | 8/21/2011 9:25:00 AM |
| hard-working-loot | $25.00 | 8/20/2011 6:13:05 PM |
| SanJoser | $25.00 | 8/21/2011 9:30:15 AM |
| ChrisProsper | $1,400.00 | 8/21/2011 10:14:21 AM |
| pennyologist | $25.00 | 8/21/2011 12:03:25 AM |
| asmithj | $25.00 | 8/21/2011 12:51:52 AM |
| finance-assembler | $50.00 | 8/21/2011 6:34:26 AM |
| jojnax | $25.00 | 8/21/2011 1:45:59 AM |
| AGSLending | $25.00 | 8/21/2011 7:54:11 AM |
| dmeg | $25.00 | 8/21/2011 8:19:18 AM |
| integrity-starter | $25.00 | 8/21/2011 9:55:50 AM |
| HeroJason86 | $25.00 | 8/21/2011 10:27:05 AM |
| 197 Investments
|
Borrower Payment Dependent Notes Series
520198
This series of Notes was issued and sold upon the funding of the borrower loan #52542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $284.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1981 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 19y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75,396 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-rose |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper Loan
Purpose of loan:
This loan will be used to re finance credit card debt. I have a citibank credit card that has a low interest rate that is going to increase in a few weeks. I would like to have an installment loan so that I know I will be paying off the loan over time.
My financial situation:
I am a good candidate for this loan because I have a very good history of paying all of my debts (every payment for every loan I have ever had) for more than 30 years.
My plan is to have most all of my debt paid off over the next 36-48 months. This loan will allow me to keep on this schedule.
I have worked for the same employer (a large university) for 20 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:00 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:30:07 PM |
| Investor_DP | $100.00 | 8/7/2011 12:04:05 PM |
| fund-medalist171 | $30.00 | 8/8/2011 4:31:50 AM |
| Bank_Of_XL | $25.00 | 8/7/2011 2:59:30 PM |
| green-trade-dolphin | $25.00 | 8/7/2011 3:43:11 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:25 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:30 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:20 AM |
| herbyman | $50.00 | 8/11/2011 10:02:47 AM |
| Dubbs360 | $200.00 | 8/13/2011 10:53:41 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:51 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:04 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:39 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:53 PM |
| hostbank | $100.00 | 8/16/2011 1:25:49 PM |
| FinDoc | $25.00 | 8/17/2011 2:50:21 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:17 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:37 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:31 AM |
| peaceful-wealth0 | $25.00 | 8/17/2011 11:41:08 AM |
| tokenentry | $50.00 | 8/17/2011 1:06:34 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:59 PM |
| vutah | $25.00 | 8/17/2011 8:48:32 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:24 PM |
| mizount | $25.00 | 8/17/2011 2:12:48 PM |
| balance-bliss | $50.00 | 8/18/2011 1:17:35 AM |
| DPH | $100.00 | 8/18/2011 11:56:59 AM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:56 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:48 PM |
| kriegs | $100.00 | 8/18/2011 5:10:27 PM |
| radforj22 | $25.00 | 8/18/2011 12:22:23 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:33 AM |
| KClender | $25.00 | 8/18/2011 3:06:37 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:01 PM |
| littlemonkey | $25.00 | 8/18/2011 11:28:00 PM |
| point-promiser | $25.00 | 8/19/2011 1:17:21 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:04 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:26 AM |
| velocity-solo | $25.00 | 8/19/2011 6:44:20 PM |
| s270 | $25.00 | 8/19/2011 7:12:00 PM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:41 AM |
| meenan | $50.00 | 8/20/2011 3:24:11 AM |
| friendinmoney | $28.00 | 8/20/2011 6:26:40 AM |
| Dollars4Rent | $25.00 | 8/20/2011 7:00:00 AM |
| dospapalotes | $25.00 | 8/20/2011 7:04:15 AM |
| SRK_FROM_WA | $50.00 | 8/20/2011 9:08:56 AM |
| 9boag | $25.00 | 8/20/2011 2:45:48 PM |
| ujiba | $50.00 | 8/20/2011 8:41:19 AM |
| radiant-bazaar1 | $25.00 | 8/20/2011 3:16:19 PM |
| bill-expert | $50.00 | 8/20/2011 3:16:29 PM |
| Kyileo | $25.00 | 8/20/2011 3:22:16 PM |
| kubien | $88.00 | 8/20/2011 3:24:51 PM |
| leeball | $50.00 | 8/20/2011 9:52:28 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:48 AM |
| Panlion | $25.00 | 8/20/2011 10:57:44 AM |
| natural-trade7 | $100.00 | 8/20/2011 3:44:43 PM |
| julijask | $50.00 | 8/20/2011 3:47:35 PM |
| britgsb | $100.00 | 8/20/2011 10:49:07 AM |
| petsheep | $50.00 | 8/20/2011 1:01:09 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:38:58 PM |
| Cheburashka | $42.00 | 8/20/2011 2:10:46 PM |
| techs | $25.00 | 8/20/2011 6:43:57 PM |
| katnmouse | $40.00 | 8/20/2011 6:47:44 PM |
| PJE | $25.00 | 8/20/2011 3:13:10 PM |
| Falling | $25.00 | 8/20/2011 3:23:52 PM |
| pnace | $50.00 | 8/20/2011 3:35:24 PM |
| enigmallc | $25.00 | 8/20/2011 3:19:40 PM |
| nevetsnosliw1 | $25.00 | 8/20/2011 10:37:40 PM |
| Lender950 | $25.00 | 8/20/2011 3:26:38 PM |
| L-vex | $25.00 | 8/20/2011 3:32:28 PM |
| the-financier814 | $25.00 | 8/20/2011 3:39:05 PM |
| TexasLender2007 | $25.00 | 8/20/2011 3:43:05 PM |
| Bodyboard | $50.55 | 8/20/2011 3:54:23 PM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:25 PM |
| narblark | $25.00 | 8/20/2011 3:39:00 PM |
| calm-deal7 | $25.00 | 8/21/2011 6:43:17 AM |
| CaliforniaSun | $25.00 | 8/20/2011 4:00:58 PM |
| aztec | $50.00 | 8/21/2011 6:53:48 AM |
| ITExec | $80.00 | 8/21/2011 7:14:46 AM |
| djs81 | $100.00 | 8/20/2011 5:40:01 PM |
| ritwik | $100.00 | 8/21/2011 8:02:47 AM |
| msfitzge | $36.05 | 8/21/2011 9:03:29 AM |
| john0720 | $100.00 | 8/21/2011 9:19:21 AM |
| frobin | $25.00 | 8/20/2011 8:08:32 PM |
| HeroJason86 | $25.00 | 8/21/2011 10:27:06 AM |
| carlover | $25.00 | 8/20/2011 10:20:16 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:35 PM |
| friendly-principal76 | $25.00 | 8/21/2011 11:25:08 AM |
| forceful-duty178 | $50.00 | 8/20/2011 11:34:27 PM |
| MacBrandon | $25.00 | 8/20/2011 11:43:55 PM |
| Washington_Loan | $25.00 | 8/21/2011 2:03:53 AM |
| vegibenz | $25.00 | 8/20/2011 9:08:07 PM |
| finance-sorcerer8 | $312.89 | 8/21/2011 4:23:10 AM |
| ofern01 | $32.00 | 8/21/2011 4:52:09 AM |
| top-sensible-yield | $25.00 | 8/21/2011 7:49:46 AM |
| spiff666 | $25.00 | 8/21/2011 8:28:20 AM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:27 AM |
| liberty-encourager9 | $25.00 | 8/21/2011 8:56:03 AM |
| unequaled-payout | $532.01 | 8/21/2011 9:01:44 AM |
| psiequalsone | $25.00 | 8/21/2011 9:09:47 AM |
| friendly-market5 | $25.00 | 8/21/2011 8:26:06 AM |
| KnightKSU | $100.00 | 8/21/2011 8:28:52 AM |
| murlirao2002 | $25.00 | 8/21/2011 8:58:05 AM |
| lucrative-worth | $118.00 | 8/21/2011 10:48:47 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:23 AM |
| Rockymtnhi | $50.00 | 8/21/2011 11:09:19 AM |
| SanJoser | $25.00 | 8/21/2011 9:29:42 AM |
| NorthwestLoan1 | $400.00 | 8/21/2011 9:43:22 AM |
| supersarah61 | $43.07 | 8/21/2011 11:45:32 AM |
| Loans101 | $27.50 | 8/21/2011 10:51:22 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:40 AM |
| Jazzy503 | $25.05 | 8/21/2011 11:44:44 AM |
| themoneydoctor | $383.53 | 8/21/2011 11:55:59 AM |
| jkeller4000 | $25.00 | 8/7/2011 12:21:47 PM |
| rustysailor | $25.00 | 8/7/2011 3:14:49 PM |
| elvisloans | $25.00 | 8/8/2011 8:40:41 AM |
| caring-hope2 | $100.00 | 8/8/2011 10:58:07 AM |
| ChoiceInvestments | $31.60 | 8/8/2011 1:18:57 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:04 AM |
| sri59 | $100.00 | 8/10/2011 5:10:57 PM |
| uberrific | $75.00 | 8/11/2011 1:09:00 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:50 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:06 PM |
| Tammy102800 | $25.00 | 8/14/2011 12:05:51 PM |
| 77dowplace | $25.00 | 8/15/2011 4:48:20 PM |
| kulender | $100.00 | 8/16/2011 7:26:31 AM |
| genius520 | $50.00 | 8/16/2011 1:28:08 PM |
| yukongin | $25.00 | 8/16/2011 3:15:59 PM |
| happy-loyalty | $25.00 | 8/17/2011 8:29:54 AM |
| minista | $25.00 | 8/17/2011 4:20:55 PM |
| fervent-currency5 | $25.00 | 8/18/2011 8:11:46 AM |
| imlosttoo | $25.00 | 8/17/2011 7:10:37 PM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:49 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:03 AM |
| hitsman | $50.00 | 8/18/2011 10:58:33 AM |
| don8ter | $25.00 | 8/18/2011 4:49:50 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:29 AM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:05 PM |
| gain-mountain1 | $100.00 | 8/18/2011 8:25:09 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:20 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:41 PM |
| awwaww | $25.00 | 8/18/2011 3:59:32 PM |
| Curly-Girly | $25.00 | 8/19/2011 9:43:11 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:52 PM |
| ErsatzMike | $50.00 | 8/19/2011 2:34:16 PM |
| flyfisherman99 | $31.00 | 8/19/2011 2:40:27 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:31 PM |
| active-order | $25.00 | 8/19/2011 11:58:31 AM |
| steven3333 | $25.00 | 8/19/2011 3:12:05 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:07 PM |
| lounges | $25.00 | 8/20/2011 6:39:20 AM |
| medman | $25.00 | 8/20/2011 6:52:22 AM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:05 PM |
| income-thinker4 | $25.00 | 8/20/2011 12:09:51 AM |
| WLenders | $50.00 | 8/19/2011 10:54:51 PM |
| degster | $25.00 | 8/20/2011 11:46:53 AM |
| studious-bonus7 | $100.00 | 8/20/2011 12:08:40 PM |
| gold-disk | $25.00 | 8/20/2011 12:54:36 PM |
| currency-persimmon | $50.00 | 8/20/2011 6:08:40 AM |
| dharma1 | $25.00 | 8/20/2011 7:57:12 AM |
| best-friendly-fairness | $50.00 | 8/20/2011 2:50:55 PM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:29 AM |
| graceful-investment | $100.00 | 8/20/2011 3:15:37 PM |
| relentless-fund1 | $50.00 | 8/20/2011 3:25:16 PM |
| jbaum | $50.00 | 8/20/2011 3:35:37 PM |
| felicity-performer3 | $250.00 | 8/20/2011 3:37:12 PM |
| jam96 | $25.00 | 8/20/2011 4:02:47 PM |
| worthy-bid8 | $50.00 | 8/20/2011 12:07:21 PM |
| easybreezy | $35.00 | 8/20/2011 5:23:56 PM |
| credit-coach118 | $30.00 | 8/20/2011 5:40:12 PM |
| hard-working-loot | $25.00 | 8/20/2011 6:13:05 PM |
| Preteur | $25.00 | 8/20/2011 2:18:27 PM |
| bid-plato6 | $36.00 | 8/20/2011 6:57:14 PM |
| greendale | $98.00 | 8/20/2011 3:17:14 PM |
| norcalsv | $25.00 | 8/20/2011 3:19:20 PM |
| cash-taxi7 | $25.00 | 8/20/2011 3:33:19 PM |
| IPlayOutsideTheBox | $112.76 | 8/20/2011 3:19:59 PM |
| Approved1234 | $50.00 | 8/20/2011 3:22:06 PM |
| Vaanolo | $25.00 | 8/20/2011 3:28:29 PM |
| bmbanzai | $25.00 | 8/20/2011 3:43:15 PM |
| Prosp_Lender | $50.00 | 8/20/2011 3:54:30 PM |
| commitment-galaxy | $27.00 | 8/20/2011 3:59:55 PM |
| loan-outpost | $50.00 | 8/20/2011 3:44:27 PM |
| zebra806 | $50.00 | 8/21/2011 6:43:41 AM |
| sthomasg | $50.99 | 8/20/2011 3:57:15 PM |
| Pairodimes | $35.00 | 8/20/2011 4:03:03 PM |
| jdrez | $25.00 | 8/20/2011 5:35:27 PM |
| credit-high-five8 | $25.00 | 8/20/2011 5:56:13 PM |
| Dillonmd58 | $25.00 | 8/20/2011 5:25:05 PM |
| pythia | $25.00 | 8/20/2011 5:48:52 PM |
| repayment-balancer824 | $25.00 | 8/20/2011 5:48:59 PM |
| heerzaquestion | $50.00 | 8/21/2011 10:31:40 AM |
| Investor704 | $50.00 | 8/20/2011 9:04:41 PM |
| ryanplays311 | $25.00 | 8/21/2011 11:09:43 AM |
| 113121 | $75.00 | 8/20/2011 8:14:32 PM |
| DasMula | $50.00 | 8/20/2011 11:01:27 PM |
| engbusres | $44.00 | 8/20/2011 9:08:43 PM |
| vonbondie3000 | $25.00 | 8/21/2011 4:46:37 AM |
| WarmWeather | $25.00 | 8/21/2011 5:13:15 AM |
| finance-assembler | $50.00 | 8/21/2011 6:34:26 AM |
| allstar784 | $25.00 | 8/21/2011 7:03:06 AM |
| gra82 | $100.00 | 8/21/2011 7:06:14 AM |
| fantastic-wampum1 | $100.00 | 8/21/2011 7:42:38 AM |
| AGSLending | $25.00 | 8/21/2011 7:54:11 AM |
| Roundhouse | $150.00 | 8/21/2011 7:27:36 AM |
| ranstlin | $25.00 | 8/21/2011 7:30:04 AM |
| robertmm25 | $50.00 | 8/21/2011 9:01:58 AM |
| EarlyRiser | $300.00 | 8/21/2011 7:35:09 AM |
| RecoveryLender | $25.00 | 8/21/2011 9:46:43 AM |
| Rockymtnhi | $50.00 | 8/21/2011 11:11:58 AM |
| Saab93 | $25.00 | 8/21/2011 11:06:50 AM |
| BobRand | $50.00 | 8/21/2011 11:34:11 AM |
| 213 Investments
|
Borrower Payment Dependent Notes Series
520222
This series of Notes was issued and sold upon the funding of the borrower loan #52536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,462 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonneville83 |
Borrower's state:
| NewYork |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 34 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Oct-2010)
680-699
(Feb-2010)
680-699
(Jun-2008)
640-659
(Apr-2008)
|
|
Principal balance:
| $2,020.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation, Quick Repayment
Purpose of loan:
This loan will be used to pay down a store credit account with a 25.99% APR and pay off a credit card with a 20% APR.
My financial situation:
1) If funded, this will be my FIFTH successful loan with Prosper.
2) I am a good candidate for this loan because I live at home and have a steady income ($2148 a month) with few expenses. I am currently a Ph.D. student in Engineering receiving a modest stipend.
3) I overpay all debts and devote at least $1400 a month to debt payments. I am aggressive about paying down my debt. The single late payment on a previous Prosper loan was due to a delay in processing a deposit by my bank. You can be assured that this will never happen again.
4) I believe in the Prosper system as both a borrower and an investor. I will promptly answer any and all questions you may have. I have paid all of my Prosper loans back in full and ahead of schedule and this one will be no different.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:04 PM |
| GElender | $25.00 | 8/9/2011 5:53:21 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:10 AM |
| MarvintheMartian | $50.00 | 8/10/2011 3:26:05 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:32 PM |
| freefly67 | $25.00 | 8/12/2011 7:32:05 AM |
| sgt-schultz | $25.00 | 8/12/2011 7:46:40 AM |
| poisson17 | $100.00 | 8/13/2011 7:44:48 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:58 PM |
| special-dime5 | $31.88 | 8/15/2011 12:05:40 PM |
| green-trade-dolphin2 | $50.00 | 8/16/2011 9:55:56 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:38 PM |
| AF-Chief | $100.00 | 8/17/2011 9:32:59 AM |
| JIM1JIM2 | $30.00 | 8/17/2011 7:26:39 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:54 PM |
| mizount | $25.00 | 8/17/2011 2:12:49 PM |
| Cherrypicker | $35.00 | 8/17/2011 1:28:19 PM |
| mar97 | $50.00 | 8/17/2011 2:02:33 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:06 AM |
| PaulW | $25.00 | 8/18/2011 8:23:27 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:16:13 AM |
| kyomoon | $50.00 | 8/18/2011 3:59:48 PM |
| kriegs | $100.00 | 8/18/2011 5:10:29 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:35 AM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:56 PM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:06 PM |
| 77dowplace | $25.00 | 8/18/2011 5:51:15 PM |
| sgt-schultz | $75.00 | 8/19/2011 7:32:18 AM |
| trustworthy-hope189 | $100.00 | 8/19/2011 8:52:32 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:28 AM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:31 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:06 PM |
| Oak-Parker | $25.00 | 8/19/2011 3:08:31 PM |
| meenan | $50.00 | 8/20/2011 3:24:14 AM |
| booie | $25.00 | 8/20/2011 1:20:03 PM |
| medman | $25.00 | 8/20/2011 6:52:22 AM |
| Preteur | $25.00 | 8/20/2011 2:18:29 PM |
| astute-benjamins | $25.00 | 8/20/2011 2:29:45 PM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:33 AM |
| Panlion | $25.00 | 8/20/2011 10:57:45 AM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:47 AM |
| coldfuzion | $100.00 | 8/20/2011 10:48:51 AM |
| money-bauble | $200.00 | 8/20/2011 12:06:58 PM |
| degster | $25.00 | 8/20/2011 11:46:53 AM |
| ga-dad | $25.00 | 8/20/2011 12:21:46 PM |
| frobin | $25.00 | 8/20/2011 8:08:32 PM |
| Cheburashka | $42.00 | 8/20/2011 2:10:47 PM |
| enigmallc | $25.00 | 8/20/2011 3:19:41 PM |
| Lender950 | $25.00 | 8/20/2011 3:26:39 PM |
| engbusres | $44.00 | 8/20/2011 9:08:11 PM |
| jbaum | $25.00 | 8/20/2011 3:38:04 PM |
| forceful-duty178 | $50.00 | 8/20/2011 11:34:28 PM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:26 PM |
| wicada | $50.00 | 8/20/2011 4:43:03 PM |
| djs81 | $50.00 | 8/20/2011 5:40:02 PM |
| neptuno | $50.00 | 8/20/2011 5:32:55 PM |
| sweet-loan7 | $25.00 | 8/20/2011 7:47:01 PM |
| KCEnterprises | $50.00 | 8/20/2011 8:21:35 PM |
| DrStaff | $50.00 | 8/20/2011 8:34:54 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:08 PM |
| Socorro_Capital_Partners | $26.37 | 8/21/2011 1:44:48 AM |
| investment-artist | $25.01 | 8/9/2011 12:25:52 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:25 PM |
| top-epic-community | $50.00 | 8/9/2011 6:01:22 AM |
| thankful-nickel2 | $25.00 | 8/9/2011 11:33:25 AM |
| jarf | $25.00 | 8/9/2011 10:09:04 PM |
| uberrific | $75.00 | 8/11/2011 1:09:05 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:23 AM |
| herbyman | $50.00 | 8/11/2011 10:02:53 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:39 PM |
| MoneyForNothing | $29.09 | 8/12/2011 9:37:17 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:26 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:51 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:23:33 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:42 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:27 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:22 PM |
| jazz619 | $25.00 | 8/16/2011 8:23:48 AM |
| hostbank | $100.00 | 8/16/2011 1:25:52 PM |
| genius520 | $50.00 | 8/16/2011 1:28:10 PM |
| yukongin | $25.00 | 8/16/2011 3:16:00 PM |
| freefly67 | $100.00 | 8/16/2011 5:44:43 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:35 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:18 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:02 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:26 PM |
| don8ter | $25.00 | 8/18/2011 4:49:53 AM |
| fervent-currency5 | $25.00 | 8/18/2011 8:11:47 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:21 AM |
| BSr | $50.00 | 8/18/2011 5:39:51 PM |
| Solid-Platinum | $25.00 | 8/18/2011 12:38:40 PM |
| radforj22 | $25.00 | 8/18/2011 7:58:05 PM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:43 PM |
| littlemonkey | $25.00 | 8/18/2011 11:28:01 PM |
| first-favorite-bonus9 | $25.00 | 8/19/2011 6:32:52 AM |
| georgedorn | $50.00 | 8/19/2011 10:24:21 AM |
| Nerdster1 | $25.12 | 8/19/2011 4:49:47 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:34 PM |
| themoneydoctor | $300.00 | 8/19/2011 10:27:05 AM |
| velocity-solo | $25.00 | 8/19/2011 6:44:20 PM |
| s270 | $50.00 | 8/19/2011 7:42:01 PM |
| optionscashflow | $25.00 | 8/19/2011 12:21:24 PM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:55 PM |
| market-aficionado3 | $100.00 | 8/20/2011 6:49:20 AM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:06 PM |
| MadHun | $200.00 | 8/19/2011 5:12:57 PM |
| JGuide | $26.08 | 8/19/2011 5:18:47 PM |
| income-thinker4 | $25.00 | 8/20/2011 12:13:02 AM |
| britgsb | $100.00 | 8/20/2011 10:49:09 AM |
| WLenders | $50.00 | 8/19/2011 10:54:55 PM |
| lounges | $25.00 | 8/20/2011 6:39:21 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:28:12 PM |
| ujiba | $50.00 | 8/20/2011 8:41:20 AM |
| pnace | $50.00 | 8/20/2011 3:35:25 PM |
| narblark | $25.00 | 8/20/2011 3:39:01 PM |
| Druidsoft | $25.00 | 8/20/2011 11:38:21 AM |
| repayment-balancer824 | $25.00 | 8/20/2011 5:48:59 PM |
| dsnybnd | $25.00 | 8/20/2011 12:51:58 PM |
| norcalsv | $25.00 | 8/20/2011 3:19:20 PM |
| sinner_c5 | $31.45 | 8/20/2011 2:29:59 PM |
| lonix | $25.00 | 8/20/2011 3:21:02 PM |
| Investor704 | $50.00 | 8/20/2011 9:08:22 PM |
| CashMoney2009 | $44.00 | 8/20/2011 9:59:32 PM |
| carlover | $25.00 | 8/20/2011 10:20:17 PM |
| Approved1234 | $50.00 | 8/20/2011 3:22:07 PM |
| Pairodimes | $35.00 | 8/20/2011 4:03:04 PM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:48 PM |
| jdrez | $25.00 | 8/20/2011 5:35:28 PM |
| hard-working-loot | $25.00 | 8/20/2011 6:13:07 PM |
| BankofBeth | $25.00 | 8/20/2011 5:44:31 PM |
| techs | $25.00 | 8/20/2011 6:43:58 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:53 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
520386
This series of Notes was issued and sold upon the funding of the borrower loan #52566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,150 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Aftrhrs |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
BBQ Man Buying Catering Trailer
Purpose of loan:
This loan will be used to purchase an enclosed BBQ Catering Trailer (www.sweetrivertrailers.com). I have been working on my own personal BBQ recipes and have catered many parties with all positive results. I am looking to take this business to the next level of professionalism with a mobile kitchen.
My financial situation:
I am a good candidate for this loan because I have been paying all of my financial obligations since my divorce (reason for public record). Good credit is very important to me and this is a low risk loan. I have been a lender on Prosper since 2008 and would still be lending if it wasn't frozen in my state. I plan on using this loan and paying it back in 2 years to continue to expand this business. I borrowed $2,500 through Prosper (Loan ID #487861) to purchase a large smoker and I paid this loan back after 8 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $50.00 | 8/7/2011 12:33:26 PM |
| elvisloans | $25.00 | 8/8/2011 8:38:03 AM |
| top-epic-community | $50.00 | 8/7/2011 2:58:28 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:06 AM |
| janeybooboo | $100.00 | 8/9/2011 1:59:45 PM |
| mehlp2 | $25.00 | 8/10/2011 9:45:27 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:31 PM |
| colorfulgardener | $25.00 | 8/10/2011 6:10:36 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:31 AM |
| herbyman | $50.00 | 8/11/2011 10:02:51 AM |
| sgt-schultz | $25.00 | 8/12/2011 7:46:08 AM |
| Sneezie | $100.00 | 8/12/2011 2:26:36 PM |
| wampum-chorus3 | $25.00 | 8/13/2011 5:16:19 AM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:35 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:55 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:27 PM |
| yukongin | $25.00 | 8/16/2011 3:15:59 PM |
| hostbank | $100.00 | 8/16/2011 1:25:50 PM |
| Interloper | $25.00 | 8/16/2011 8:47:09 PM |
| genius520 | $50.00 | 8/16/2011 1:28:09 PM |
| hope-lionheart1 | $25.00 | 8/16/2011 10:25:15 PM |
| jpblan11 | $25.00 | 8/17/2011 4:41:36 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:33 AM |
| John_Galt | $25.00 | 8/17/2011 5:37:11 PM |
| cozy-truth6 | $200.00 | 8/17/2011 1:15:18 PM |
| mar97 | $50.00 | 8/17/2011 2:02:33 PM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:50 AM |
| don8ter | $25.00 | 8/18/2011 4:49:51 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:34 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:08:09 PM |
| PaulW | $25.00 | 8/18/2011 8:23:27 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:42 PM |
| Chesterite | $25.00 | 8/18/2011 1:20:58 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:15:07 AM |
| hitsman | $50.00 | 8/18/2011 10:58:35 AM |
| awwaww | $25.00 | 8/18/2011 3:59:32 PM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:06 PM |
| kriegs | $100.00 | 8/18/2011 5:10:27 PM |
| invest-in-ed | $200.00 | 8/19/2011 6:59:46 AM |
| MadHun | $200.00 | 8/18/2011 5:11:37 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:32 PM |
| sgt-schultz | $75.00 | 8/19/2011 7:31:55 AM |
| irishalaskan | $25.00 | 8/19/2011 12:37:28 PM |
| red-luminous-gain | $25.00 | 8/19/2011 9:49:33 AM |
| themoneydoctor | $300.00 | 8/19/2011 10:22:39 AM |
| sflash | $25.00 | 8/19/2011 8:29:43 PM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:52 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:31 PM |
| income-thinker4 | $25.00 | 8/20/2011 12:09:13 AM |
| yield-hut | $50.00 | 8/20/2011 4:59:18 AM |
| lounges | $25.00 | 8/20/2011 6:39:20 AM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:06 PM |
| Hogan55 | $90.00 | 8/19/2011 6:57:26 PM |
| husamk | $25.00 | 8/19/2011 10:18:37 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:35:46 AM |
| gustavholstopus32 | $25.00 | 8/20/2011 4:20:02 AM |
| dharma1 | $25.00 | 8/20/2011 7:57:13 AM |
| medman | $25.00 | 8/20/2011 6:52:22 AM |
| Cheburashka | $42.00 | 8/20/2011 2:10:47 PM |
| Preteur | $20.75 | 8/20/2011 2:18:28 PM |
| buukyak | $25.00 | 8/20/2011 9:21:22 AM |
| petsheep | $25.00 | 8/20/2011 10:03:30 AM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:42 AM |
| degster | $25.00 | 8/20/2011 11:46:53 AM |
| Weaverville | $50.00 | 8/17/2011 1:01:01 PM |
| availableloan | $25.00 | 8/8/2011 2:23:50 PM |
| uberrific | $75.00 | 8/11/2011 1:09:04 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:21 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:39 PM |
| heeeley | $25.00 | 8/12/2011 10:13:57 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:25 AM |
| poisson17 | $30.00 | 8/13/2011 7:43:50 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:51 AM |
| Syzygy | $25.00 | 8/13/2011 8:06:29 AM |
| lendlubber | $40.00 | 8/13/2011 2:28:45 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:40 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:49 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:38 PM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:18 AM |
| mizount | $25.00 | 8/17/2011 2:12:49 PM |
| durable-investment8 | $50.00 | 8/17/2011 10:04:37 AM |
| AF-Chief | $100.00 | 8/17/2011 9:32:58 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:18 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:00 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:04 AM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 4:54:23 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:25 PM |
| fervent-currency5 | $25.00 | 8/18/2011 8:11:47 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:20 AM |
| 77dowplace | $25.00 | 8/18/2011 5:51:04 PM |
| radforj22 | $25.00 | 8/18/2011 12:22:24 PM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:29 AM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:56 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:48 PM |
| littlemonkey | $25.00 | 8/18/2011 11:28:00 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:02 PM |
| five-star-order1 | $25.00 | 8/18/2011 9:42:54 PM |
| Trapman13 | $50.00 | 8/19/2011 4:13:27 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:26 AM |
| GElender | $40.00 | 8/19/2011 6:14:38 AM |
| trustworthy-hope189 | $100.00 | 8/19/2011 8:57:11 AM |
| kindness-party | $25.00 | 8/19/2011 12:11:26 PM |
| Bank42 | $64.35 | 8/20/2011 3:44:41 AM |
| hrubinst | $50.00 | 8/19/2011 2:01:05 PM |
| velocity-solo | $25.00 | 8/19/2011 6:44:20 PM |
| krajne | $50.00 | 8/20/2011 9:21:18 AM |
| WLenders | $50.00 | 8/19/2011 10:54:52 PM |
| britgsb | $100.00 | 8/20/2011 10:49:08 AM |
| Panlion | $25.00 | 8/20/2011 10:57:45 AM |
| payout-magician | $25.00 | 8/20/2011 10:58:54 AM |
| meenan | $50.00 | 8/20/2011 3:24:12 AM |
| dospapalotes | $25.00 | 8/20/2011 7:04:15 AM |
| Reddy_Capital | $25.00 | 8/20/2011 12:27:12 PM |
| miket71 | $31.00 | 8/20/2011 6:14:49 AM |
| Spiv_51 | $25.00 | 8/20/2011 7:01:39 AM |
| ujiba | $50.00 | 8/20/2011 8:41:19 AM |
| gogrannygo | $26.00 | 8/20/2011 7:50:09 AM |
| credit-investor5 | $50.00 | 8/20/2011 8:03:47 AM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:30 AM |
| Brisket_Bob | $63.47 | 8/20/2011 10:41:09 AM |
| worthy-bid8 | $50.00 | 8/20/2011 12:07:22 PM |
| RecoveryLender | $25.00 | 8/20/2011 11:44:12 AM |
| ga-dad | $25.00 | 8/20/2011 12:21:07 PM |
| beach_bum | $25.00 | 8/20/2011 12:07:12 PM |
| studious-bonus7 | $100.00 | 8/20/2011 12:08:41 PM |
| gold-disk | $25.00 | 8/20/2011 12:54:37 PM |
| Fiscally_Fit1 | $27.43 | 8/20/2011 2:07:32 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
520426
This series of Notes was issued and sold upon the funding of the borrower loan #52423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,249 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| attractive-rate67 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...Consolated Loans
My financial situation:
I am a good candidate for this loan because...I pay my bills
Monthly net income: $2226
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $
Utilities: $0
Phone, cable, internet: $72
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/9/2011 2:18:37 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:38 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:32 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:36:40 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:23 PM |
| suges | $25.00 | 8/11/2011 7:57:35 PM |
| dariop | $30.01 | 8/11/2011 6:08:04 PM |
| Bank42 | $25.00 | 8/11/2011 3:24:49 PM |
| all_of_that_one | $25.00 | 8/11/2011 7:38:17 PM |
| Dubbs360 | $200.00 | 8/12/2011 9:07:02 AM |
| awesome-silver | $50.00 | 8/11/2011 10:39:01 PM |
| fundenstein | $25.00 | 8/12/2011 7:38:06 AM |
| penny-infusion7 | $25.00 | 8/12/2011 2:41:07 PM |
| john0720 | $50.00 | 8/12/2011 6:48:49 AM |
| lcole32 | $25.00 | 8/12/2011 10:59:45 AM |
| seatown7 | $46.56 | 8/12/2011 9:30:53 AM |
| ddog0224 | $25.00 | 8/12/2011 1:34:49 PM |
| enchanted-truth264 | $25.00 | 8/12/2011 10:34:20 PM |
| MichaelProsper | $25.00 | 8/12/2011 11:49:07 AM |
| autonomous-basis | $25.00 | 8/12/2011 6:29:09 PM |
| green-trade-dolphin | $25.00 | 8/12/2011 5:17:36 PM |
| graceful-investment | $100.00 | 8/13/2011 7:44:38 AM |
| dynamic-money271 | $25.00 | 8/13/2011 12:11:43 PM |
| Lubava | $25.00 | 8/13/2011 9:38:36 AM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:29:01 PM |
| social-trumpet | $25.00 | 8/13/2011 2:23:00 PM |
| tpleus | $25.00 | 8/13/2011 10:44:57 AM |
| alluring-yield5 | $25.00 | 8/14/2011 12:52:08 PM |
| VitaminFunk | $25.00 | 8/14/2011 2:06:44 PM |
| awesome-yield7 | $25.00 | 8/14/2011 8:39:06 AM |
| wealth-multiplier | $25.00 | 8/14/2011 7:34:40 PM |
| frogperson | $150.00 | 8/14/2011 7:41:20 AM |
| thrifty-capital | $25.00 | 8/14/2011 7:53:59 PM |
| the-silver-blaster | $75.00 | 8/14/2011 8:53:04 PM |
| loanman2007 | $25.00 | 8/15/2011 11:26:41 AM |
| tnjohnso | $25.00 | 8/14/2011 11:53:56 PM |
| Planecourage | $25.00 | 8/15/2011 1:03:10 PM |
| jonmars | $25.00 | 8/15/2011 2:23:50 PM |
| justice-circuitry0 | $50.00 | 8/15/2011 11:15:32 AM |
| wealth-fighter3 | $25.00 | 8/15/2011 11:12:51 AM |
| ddamenace | $50.00 | 8/15/2011 3:33:59 PM |
| EarlyRiser | $250.00 | 8/16/2011 5:38:20 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:22 AM |
| credit-paddle4 | $28.74 | 8/15/2011 9:56:13 PM |
| NobisEst | $25.00 | 8/15/2011 6:37:34 PM |
| integrity-doctor | $100.00 | 8/16/2011 6:21:14 AM |
| bid-lightning9 | $30.00 | 8/15/2011 11:05:09 PM |
| GElender | $25.00 | 8/16/2011 5:38:22 AM |
| careful-note1 | $50.00 | 8/16/2011 6:16:36 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:10 AM |
| goat0 | $50.00 | 8/16/2011 2:47:07 PM |
| grf1945 | $25.00 | 8/17/2011 5:44:44 AM |
| principal-equalizer | $25.00 | 8/17/2011 8:42:59 AM |
| Fecund-ent | $25.00 | 8/18/2011 1:36:21 PM |
| red-power-pecan | $50.00 | 8/18/2011 10:48:40 PM |
| desertoasis | $25.00 | 8/19/2011 8:55:49 AM |
| rlsurb | $25.00 | 8/19/2011 6:27:09 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:39 PM |
| palace2 | $300.00 | 8/19/2011 4:21:45 PM |
| enchanted-diversification496 | $25.00 | 8/19/2011 9:50:53 AM |
| jebber007 | $26.00 | 8/19/2011 5:13:30 PM |
| Live-Free-or-Die | $120.00 | 8/19/2011 10:43:54 AM |
| Nojukbong | $100.00 | 8/19/2011 5:52:56 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:45:38 PM |
| investment-cluster | $30.00 | 8/20/2011 4:24:12 AM |
| Sapphicat | $50.00 | 8/20/2011 3:17:30 AM |
| abovefifty | $33.77 | 8/20/2011 5:24:25 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:51 PM |
| diplomatic-wealth7 | $25.00 | 8/10/2011 4:16:29 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:49 AM |
| CA-Lender | $50.00 | 8/11/2011 4:24:17 PM |
| payout-bridge | $25.00 | 8/11/2011 6:38:01 PM |
| orangetrust | $100.00 | 8/12/2011 7:13:44 AM |
| gentle-gain235 | $25.00 | 8/11/2011 4:40:26 PM |
| setUup | $26.28 | 8/11/2011 9:58:06 PM |
| red-favorable-basis | $25.00 | 8/12/2011 5:01:44 AM |
| PleaseDontDefault | $50.00 | 8/11/2011 8:04:55 PM |
| diligent-peace9 | $25.00 | 8/11/2011 9:49:30 PM |
| selfmademan | $55.00 | 8/12/2011 11:39:51 AM |
| mindful-exchange2 | $25.00 | 8/12/2011 2:27:36 PM |
| liberty-society5 | $25.00 | 8/12/2011 10:17:15 AM |
| zorg77 | $25.00 | 8/12/2011 9:31:40 AM |
| heerzaquestion | $25.00 | 8/12/2011 2:38:50 PM |
| handy-justice | $50.00 | 8/12/2011 12:33:53 PM |
| power-secret-agent | $30.00 | 8/13/2011 2:56:57 AM |
| ITExec | $100.00 | 8/13/2011 6:35:14 AM |
| orgy63 | $25.00 | 8/13/2011 10:29:00 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:44 AM |
| fund-tom-tom6 | $29.83 | 8/13/2011 7:03:37 PM |
| MC7608 | $45.00 | 8/13/2011 8:19:02 PM |
| wise-deal-panda | $100.00 | 8/13/2011 9:10:21 PM |
| SolarMoonshine | $25.00 | 8/13/2011 6:27:40 PM |
| afterhours | $25.00 | 8/13/2011 7:48:46 PM |
| cunning-truth6 | $68.03 | 8/14/2011 11:42:47 AM |
| credible-balance0 | $25.00 | 8/15/2011 8:52:58 AM |
| kind-scholarly-peace | $25.03 | 8/15/2011 9:37:35 AM |
| gain-expert | $50.00 | 8/15/2011 10:57:21 AM |
| maple1 | $25.00 | 8/15/2011 11:26:01 AM |
| newest-justice-bear | $30.00 | 8/15/2011 12:35:25 PM |
| genelinist | $45.00 | 8/15/2011 9:44:35 AM |
| jhernand17 | $25.00 | 8/15/2011 1:12:12 PM |
| bonus-seahorse | $25.00 | 8/15/2011 12:16:00 PM |
| shawnw2 | $25.00 | 8/15/2011 5:28:07 PM |
| whatreality | $25.00 | 8/15/2011 1:01:17 PM |
| Mariner3605 | $25.00 | 8/15/2011 9:09:22 PM |
| beer-gardener | $31.00 | 8/15/2011 7:11:48 PM |
| pound-doughnut | $30.00 | 8/15/2011 8:38:29 PM |
| Finchy78 | $25.00 | 8/16/2011 5:53:34 AM |
| jjswanso | $25.00 | 8/16/2011 1:32:28 PM |
| moola-tulip1 | $25.00 | 8/16/2011 9:05:02 PM |
| irrelevant | $25.00 | 8/17/2011 6:05:35 AM |
| MadHun | $200.00 | 8/17/2011 11:22:50 AM |
| competent-credit9 | $27.35 | 8/18/2011 2:00:18 PM |
| luzonct | $100.00 | 8/19/2011 12:35:46 AM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:01 AM |
| vishal29 | $25.00 | 8/19/2011 8:53:08 PM |
| ASG_NECO | $25.40 | 8/20/2011 8:03:26 AM |
| CASSHMAN | $75.00 | 8/19/2011 7:34:03 PM |
| skip6330 | $25.00 | 8/19/2011 8:11:17 PM |
| exchange-jedi | $25.00 | 8/19/2011 10:32:57 PM |
| Bob450 | $25.00 | 8/20/2011 7:54:19 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
520436
This series of Notes was issued and sold upon the funding of the borrower loan #52406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1978 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 2m |
|
Amount delinquent:
| $7,325 |
Total credit lines:
| 19 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,457 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-raccoon0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Temporary Bump in the Road
Purpose of loan:
This loan will be used to catch up on 2 late mortgage payments.
My financial situation:
I am a good candidate for this loan because I have a pension from the State of Florida, resumed same job in 2007, Part-time clerical business- 25 years. I have lived in my house for 25 years. Temporary income reduction and major expenses caused late payments.
Monthly net income: $5,980.00
Monthly expenses: $5,278.00
Housing: $3663.99 (includes taxes & insurances in escrow)
Insurance: $100.00 (car insurance)
Car expenses: $200.00 (gasoline)
Utilities: $300.00
Phone, cable, internet: $85.00
Food, entertainment: $200.00
Clothing, household expenses: (included in food)
Credit cards and other loans: $590.00
Other expenses: $140.00 (second mortgage)
Car Payment: (Deducted from gross pay via credit union)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/8/2011 9:03:31 AM |
| tech310 | $50.00 | 8/9/2011 9:01:37 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:45 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:32 AM |
| payout-bridge | $25.00 | 8/12/2011 6:33:48 AM |
| Zingaro | $25.00 | 8/13/2011 10:07:27 AM |
| ddog0224 | $25.00 | 8/16/2011 2:26:10 PM |
| trumpeter5 | $25.00 | 8/16/2011 2:48:53 PM |
| OLYVRC | $50.00 | 8/16/2011 9:27:33 PM |
| kingbob | $25.00 | 8/16/2011 3:44:11 PM |
| supreme-hope | $25.00 | 8/16/2011 7:53:00 PM |
| zone6 | $32.73 | 8/17/2011 8:42:10 AM |
| platinum-scientist9 | $25.00 | 8/16/2011 7:24:47 PM |
| worldly-gold | $50.00 | 8/16/2011 7:42:38 PM |
| Interloper | $25.00 | 8/16/2011 8:47:09 PM |
| wise-deal-panda | $100.00 | 8/16/2011 8:52:33 PM |
| wattboy | $32.56 | 8/17/2011 12:48:14 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:37 AM |
| money-baron | $39.38 | 8/17/2011 5:16:51 PM |
| larug111 | $50.00 | 8/17/2011 12:59:05 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:07:58 PM |
| timbob | $200.00 | 8/17/2011 5:42:43 PM |
| impala6464 | $150.00 | 8/17/2011 6:00:03 PM |
| revenue-appraiser | $25.00 | 8/18/2011 7:07:55 AM |
| prominence8 | $25.00 | 8/17/2011 8:42:14 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:12:02 PM |
| reward-harp | $300.00 | 8/17/2011 8:01:52 PM |
| zorg77 | $50.00 | 8/17/2011 9:17:14 PM |
| greenback-orb | $25.00 | 8/18/2011 1:40:28 AM |
| investinFla | $57.68 | 8/18/2011 6:26:55 AM |
| Wart126 | $25.00 | 8/18/2011 3:48:45 PM |
| Investoman | $100.00 | 8/18/2011 8:22:05 PM |
| kind-efficient-credit | $30.00 | 8/18/2011 9:27:00 PM |
| capital-zoo | $25.00 | 8/18/2011 4:12:53 PM |
| goat0 | $50.00 | 8/18/2011 7:40:54 PM |
| silver-enlightenment0 | $100.00 | 8/19/2011 10:43:57 AM |
| DaddyBill | $25.52 | 8/19/2011 5:22:16 AM |
| gtrplayer | $25.00 | 8/19/2011 8:17:15 AM |
| rmbgkb | $150.00 | 8/19/2011 9:59:22 AM |
| Johnab | $26.00 | 8/19/2011 10:48:29 AM |
| pro-fl | $25.00 | 8/19/2011 10:11:34 AM |
| QuoProQuid | $25.00 | 8/19/2011 12:13:08 PM |
| vishal29 | $25.00 | 8/19/2011 8:53:07 PM |
| SDKiwi | $25.00 | 8/19/2011 12:44:16 PM |
| investment-comet | $25.00 | 8/19/2011 3:37:29 PM |
| bosloan26 | $27.00 | 8/19/2011 3:22:27 PM |
| jtc26 | $42.97 | 8/19/2011 4:59:29 PM |
| ommcd | $25.00 | 8/20/2011 7:20:13 AM |
| neutrino6 | $25.00 | 8/19/2011 5:19:09 PM |
| hogdriver | $25.00 | 8/19/2011 6:57:30 PM |
| leverage-monger | $25.00 | 8/20/2011 9:27:22 AM |
| irrelevant | $25.00 | 8/19/2011 7:05:13 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:40:01 PM |
| reinforced-durability1 | $25.00 | 8/19/2011 7:26:29 PM |
| fairhelper | $25.00 | 8/20/2011 9:54:45 AM |
| Rogelio48 | $25.00 | 8/19/2011 9:01:08 PM |
| debt-system880 | $25.00 | 8/19/2011 8:00:31 PM |
| becky30 | $26.88 | 8/19/2011 9:39:16 PM |
| bonus-genius | $42.00 | 8/19/2011 11:23:19 PM |
| Malkial | $25.00 | 8/20/2011 7:05:56 AM |
| peso-aggregator | $25.00 | 8/20/2011 7:14:17 AM |
| Cluvnupe06 | $30.00 | 8/20/2011 8:10:05 AM |
| nalaari | $30.00 | 8/20/2011 2:06:47 PM |
| 87Marc | $25.00 | 8/20/2011 9:44:17 AM |
| flexible-income7 | $25.00 | 8/20/2011 10:33:07 AM |
| balance-miser7 | $25.00 | 8/20/2011 12:33:29 PM |
| upbeat-wealth | $25.00 | 8/20/2011 5:34:26 PM |
| worldly-community3 | $50.00 | 8/20/2011 7:08:41 PM |
| bold-deal-ringleader | $25.00 | 8/20/2011 5:49:06 PM |
| truth-trapper | $25.00 | 8/20/2011 6:07:36 PM |
| debt-legend | $25.00 | 8/20/2011 8:10:33 PM |
| lively-exchange | $25.00 | 8/20/2011 10:11:25 PM |
| bluestarman08 | $19.61 | 8/21/2011 5:54:38 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:54 PM |
| tomdooley12520 | $25.00 | 8/21/2011 4:09:06 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:32 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:17 PM |
| finance-mushroom | $100.00 | 8/13/2011 7:11:42 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:28 AM |
| VJ_Financial | $26.27 | 8/16/2011 6:12:37 PM |
| jebber007 | $50.00 | 8/16/2011 9:38:14 PM |
| deepblue34 | $25.00 | 8/16/2011 4:39:32 PM |
| Wyatte | $25.00 | 8/16/2011 6:21:50 PM |
| Preferred-Lender | $25.00 | 8/16/2011 7:04:33 PM |
| asiaratt | $50.00 | 8/16/2011 5:09:59 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:12:29 PM |
| nimble-dedication1 | $50.00 | 8/16/2011 9:38:16 PM |
| alaskanbearcub | $25.00 | 8/16/2011 10:00:13 PM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:15:36 AM |
| joebob78 | $54.90 | 8/17/2011 7:58:55 AM |
| john0720 | $100.00 | 8/17/2011 6:37:23 AM |
| chererat | $100.00 | 8/17/2011 11:58:44 AM |
| Zane314 | $200.00 | 8/17/2011 5:00:33 PM |
| Live-Free-or-Die | $100.00 | 8/17/2011 10:43:05 AM |
| ksubd | $70.00 | 8/17/2011 9:23:03 PM |
| afterhours | $25.00 | 8/17/2011 4:23:58 PM |
| awe-inspiring-payment | $27.81 | 8/17/2011 4:41:23 PM |
| basis-wizard8 | $50.00 | 8/18/2011 5:20:51 AM |
| Hummer-Guy | $25.00 | 8/17/2011 10:54:50 PM |
| patriot384 | $73.00 | 8/18/2011 6:08:29 AM |
| EngineersAlliance | $75.00 | 8/18/2011 6:56:17 AM |
| KryptonWare-com | $110.00 | 8/18/2011 9:32:49 AM |
| economy-producer | $25.00 | 8/18/2011 6:39:01 PM |
| kzinti | $65.30 | 8/18/2011 12:50:34 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:49:41 PM |
| Pakse | $25.00 | 8/18/2011 3:28:00 PM |
| lovely-benefit7 | $25.00 | 8/18/2011 10:51:22 PM |
| bazaar-magma | $75.00 | 8/18/2011 11:23:52 PM |
| graceful-investment | $26.01 | 8/18/2011 4:33:26 PM |
| CA-Lender | $25.00 | 8/18/2011 5:01:22 PM |
| capital-halo1 | $288.00 | 8/18/2011 5:10:35 PM |
| baker31 | $28.00 | 8/19/2011 9:04:35 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:40:34 PM |
| handy-justice | $50.00 | 8/18/2011 8:46:25 PM |
| nycfinance | $25.00 | 8/19/2011 10:33:59 AM |
| Silverling6 | $26.00 | 8/19/2011 8:00:28 AM |
| agent86a | $35.00 | 8/19/2011 8:51:54 AM |
| suave-dime6 | $25.00 | 8/19/2011 9:50:47 AM |
| DreDub | $50.00 | 8/19/2011 3:04:41 PM |
| yaniel42 | $25.00 | 8/19/2011 3:31:43 PM |
| murtaza | $50.00 | 8/19/2011 3:52:31 PM |
| js44043 | $25.00 | 8/19/2011 10:37:52 AM |
| Pu239 | $70.00 | 8/19/2011 10:37:42 AM |
| new-interest-network | $25.00 | 8/19/2011 8:49:20 PM |
| bmbanzai | $25.00 | 8/19/2011 8:50:47 PM |
| draggon77 | $25.00 | 8/20/2011 2:08:59 AM |
| artisan369 | $200.00 | 8/19/2011 4:11:03 PM |
| winmals | $25.00 | 8/20/2011 8:11:25 AM |
| Maetryx | $27.00 | 8/20/2011 8:15:15 AM |
| majestic-moola4 | $50.00 | 8/19/2011 7:20:59 PM |
| bancoroyal | $35.55 | 8/20/2011 10:18:06 AM |
| davez0r | $25.00 | 8/20/2011 10:30:31 AM |
| Invest_In_U_Today_Pls_Pay_back | $52.00 | 8/20/2011 5:39:01 AM |
| graceful-investment | $50.00 | 8/20/2011 8:21:28 AM |
| bball_bandit | $25.00 | 8/20/2011 7:22:42 AM |
| 1willray | $25.00 | 8/20/2011 9:26:05 AM |
| aquistoyraul | $25.00 | 8/20/2011 9:45:21 AM |
| IntrepidInvestment | $25.00 | 8/20/2011 9:51:28 AM |
| Bob450 | $25.00 | 8/20/2011 10:58:11 AM |
| Grandmahoneybee | $25.00 | 8/20/2011 3:56:33 PM |
| frontier3 | $250.00 | 8/20/2011 12:04:15 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:36:44 PM |
| DeepThinker | $30.00 | 8/20/2011 5:56:31 PM |
| dime-vista2 | $25.00 | 8/20/2011 2:19:21 PM |
| lillian27 | $25.00 | 8/20/2011 3:14:08 PM |
| dospapalotes | $25.00 | 8/20/2011 2:18:17 PM |
| dariop | $34.01 | 8/20/2011 3:18:15 PM |
| trapperdc | $30.40 | 8/20/2011 3:18:40 PM |
| Binan | $25.00 | 8/20/2011 8:34:10 PM |
| deal-pioneer1 | $25.00 | 8/20/2011 4:37:40 PM |
| power-futurist5 | $32.00 | 8/20/2011 5:07:17 PM |
| derec | $25.00 | 8/20/2011 7:16:56 PM |
| Maggie3 | $25.00 | 8/21/2011 3:35:35 AM |
| independent-listing796 | $46.42 | 8/21/2011 3:47:18 AM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
520564
This series of Notes was issued and sold upon the funding of the borrower loan #52343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $98 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brettsmom |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 11% )
| 640-659
(Sep-2010)
|
|
Principal balance:
| $2,124.58 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Desperately need new transportation
Purpose of loan: Automobile purchase
This loan will be used to... My 12 year old Chevy Malibu has died and I have found a few very good used cars in my area.
My financial situation: I have been working very hard to get my credit score higher and I have seen a slow incline every time I check!
I am a good candidate for this loan because... I have been employed at the Hospital I work for since 1997. I love my job and because I am in the healthcare field I feel very comfortable about my future.
Monthly net income: $2700
Monthly expenses: $1765
Housing: $900.00
Insurance: $100.00
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $65.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-bridge | $25.00 | 8/9/2011 6:29:11 PM |
| diligent-peace9 | $75.00 | 8/9/2011 6:46:26 PM |
| restless-dime | $25.00 | 8/9/2011 7:08:26 PM |
| DasMula | $25.00 | 8/10/2011 7:01:54 AM |
| worth-blanket2 | $2,200.00 | 8/11/2011 9:57:06 AM |
| jebber007 | $30.00 | 8/11/2011 8:41:58 PM |
| orange-rapid-benjamins | $25.00 | 8/11/2011 8:52:45 PM |
| chameleon125 | $25.00 | 8/12/2011 7:06:36 AM |
| loss-of-control | $100.00 | 8/12/2011 3:24:47 PM |
| SDKiwi | $25.00 | 8/12/2011 6:04:09 PM |
| yield-hut | $50.00 | 8/13/2011 4:33:50 AM |
| carrinel | $50.00 | 8/13/2011 6:23:48 AM |
| ZOOOM | $25.00 | 8/13/2011 7:53:15 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:52 AM |
| alexgalt | $25.00 | 8/13/2011 1:43:28 PM |
| lendlubber | $25.00 | 8/13/2011 2:22:20 PM |
| payout-bridge | $25.00 | 8/14/2011 12:24:07 PM |
| HVAC-Tech | $25.79 | 8/15/2011 3:21:42 AM |
| whitemountainhandyman | $33.16 | 8/15/2011 10:28:57 AM |
| vivid-gold9 | $25.00 | 8/15/2011 12:16:06 PM |
| RLaumeyer | $30.00 | 8/15/2011 10:51:30 PM |
| newest-power-banker | $25.00 | 8/16/2011 9:45:12 AM |
| DHolly | $25.00 | 8/16/2011 6:15:05 AM |
| periko | $26.69 | 8/15/2011 9:10:31 PM |
| social-zebra | $26.00 | 8/16/2011 2:28:49 PM |
| mikeandcat | $50.00 | 8/10/2011 7:25:52 AM |
| reflective-rupee | $25.00 | 8/10/2011 9:31:11 AM |
| alexgalt | $25.00 | 8/10/2011 10:01:56 AM |
| pioneer580 | $50.00 | 8/11/2011 6:17:11 AM |
| SolarMoonshine | $25.00 | 8/11/2011 3:44:11 PM |
| melodious-openness | $25.00 | 8/11/2011 11:06:54 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:41 PM |
| loanman2007 | $25.00 | 8/12/2011 8:16:35 AM |
| sergeturtle | $25.00 | 8/12/2011 10:02:21 PM |
| wlm3012 | $30.00 | 8/12/2011 3:32:59 PM |
| bluestarman08 | $25.00 | 8/12/2011 11:33:34 PM |
| loboman | $27.05 | 8/14/2011 12:00:05 PM |
| ChoiceInvestments | $29.00 | 8/13/2011 4:07:18 PM |
| vest_vortex | $25.00 | 8/14/2011 6:26:41 PM |
| principal-equalizer | $25.00 | 8/15/2011 12:48:34 PM |
| mammalian4 | $25.00 | 8/15/2011 6:10:00 PM |
| loss-of-control | $50.00 | 8/15/2011 6:07:30 PM |
| pposFUNDing | $25.00 | 8/16/2011 9:03:58 AM |
| LuvToLend | $25.00 | 8/16/2011 10:16:28 AM |
| abstert | $67.31 | 8/16/2011 6:03:16 PM |
| One_Lolo | $25.00 | 8/16/2011 11:23:13 AM |
| goat0 | $50.00 | 8/16/2011 1:53:05 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
520700
This series of Notes was issued and sold upon the funding of the borrower loan #52424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $234.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 0m |
|
Amount delinquent:
| $56 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,629 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankful-asset1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hard Times
Purpose of loan: Pay off credit cards
This loan will be used to...
My financial situation: First Financial
I am a good candidate for this loan because...Because I will pay on time
Monthly net income: $2200
Monthly expenses: $1100
Housing: $500
Insurance: $25
Car expenses: $0
Utilities: $97
Phone, cable, internet: $62
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $245
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/9/2011 9:04:28 AM |
| Bank_Of_XL | $25.00 | 8/9/2011 2:40:58 PM |
| Investor_DP | $100.00 | 8/9/2011 5:00:37 PM |
| KADENA462 | $25.00 | 8/12/2011 3:31:50 PM |
| herbyman | $50.00 | 8/13/2011 10:07:08 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:51 AM |
| generator596 | $25.00 | 8/15/2011 10:42:06 AM |
| justice-circuitry0 | $50.00 | 8/15/2011 11:16:24 AM |
| wealth-fighter3 | $25.00 | 8/15/2011 11:09:53 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:07 PM |
| Astyanax | $100.00 | 8/15/2011 1:07:59 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:33 AM |
| Peterman | $25.00 | 8/16/2011 6:18:35 AM |
| balance-transformer3 | $25.00 | 8/16/2011 4:08:35 PM |
| hostbank | $100.00 | 8/16/2011 5:09:05 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:17:58 PM |
| Preferred-Lender | $25.00 | 8/16/2011 7:09:11 PM |
| Lend2006 | $25.00 | 8/16/2011 6:30:32 PM |
| TxAgInATL | $100.00 | 8/16/2011 6:38:18 PM |
| enchanted-truth264 | $25.00 | 8/16/2011 6:45:20 PM |
| jebber007 | $40.00 | 8/16/2011 9:30:33 PM |
| mvfreel | $150.00 | 8/17/2011 9:12:04 AM |
| ltdalum | $58.00 | 8/17/2011 10:14:36 AM |
| john0720 | $100.00 | 8/17/2011 6:36:38 AM |
| moola-cell3 | $50.00 | 8/17/2011 6:27:49 AM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:53 AM |
| contract-paloverde1 | $68.92 | 8/17/2011 1:40:28 PM |
| selector568 | $300.00 | 8/17/2011 10:03:41 AM |
| wampum-library4 | $25.00 | 8/17/2011 10:49:02 AM |
| novice-speculator | $25.00 | 8/17/2011 12:38:00 PM |
| pure-loyalty6 | $25.00 | 8/17/2011 12:39:41 PM |
| RJN | $35.99 | 8/17/2011 6:55:58 PM |
| boylezz | $25.00 | 8/17/2011 2:53:23 PM |
| fund-tom-tom6 | $25.00 | 8/17/2011 2:21:46 PM |
| justasoldier | $100.00 | 8/17/2011 5:22:59 PM |
| Beld | $100.00 | 8/17/2011 10:07:21 PM |
| heerzaquestion | $25.00 | 8/17/2011 10:33:56 PM |
| CapricornLending | $25.00 | 8/17/2011 8:45:39 PM |
| bluesheep | $25.00 | 8/17/2011 8:53:26 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:12 AM |
| ghinga | $25.00 | 8/18/2011 3:57:54 AM |
| lnrn | $25.11 | 8/18/2011 4:05:59 AM |
| don8ter | $25.00 | 8/18/2011 4:49:58 AM |
| best-friendly-fairness | $50.00 | 8/18/2011 9:29:13 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:41 AM |
| investment-cluster | $25.00 | 8/18/2011 6:15:27 PM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 1:08:06 PM |
| MadHun | $200.00 | 8/18/2011 5:11:37 PM |
| NorthwestLoan1 | $105.00 | 8/18/2011 7:22:14 PM |
| nickel-ferret | $50.00 | 8/19/2011 9:13:28 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:32 AM |
| broomfieldbucks | $25.00 | 8/19/2011 10:04:13 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:42 PM |
| gentle-penny7 | $50.00 | 8/19/2011 1:52:17 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:12 PM |
| Brisket_Bob | $32.50 | 8/20/2011 10:45:20 AM |
| pearl13 | $60.40 | 8/20/2011 10:07:25 AM |
| Dairyboy | $55.00 | 8/20/2011 10:45:06 AM |
| jbaum | $25.00 | 8/20/2011 3:38:12 PM |
| pythia | $21.39 | 8/20/2011 5:49:27 PM |
| edaguy | $100.00 | 8/20/2011 5:26:22 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:21 PM |
| cardminger | $25.00 | 8/9/2011 9:14:14 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:30 AM |
| PAPAT | $25.00 | 8/11/2011 11:15:54 AM |
| trumpeter5 | $25.00 | 8/11/2011 12:08:35 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:35 AM |
| ddog0224 | $50.00 | 8/15/2011 12:21:48 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:55 PM |
| genius520 | $50.00 | 8/16/2011 1:28:15 PM |
| treasure-expert | $25.00 | 8/16/2011 11:30:01 AM |
| fairhelper | $25.00 | 8/16/2011 4:19:56 PM |
| availableloan | $25.00 | 8/16/2011 1:19:41 PM |
| Eric_Gagne | $25.00 | 8/16/2011 6:45:59 PM |
| goodhearted-basis4 | $25.00 | 8/17/2011 12:56:55 AM |
| loss-of-control | $75.00 | 8/16/2011 5:29:08 PM |
| Zane314 | $100.00 | 8/16/2011 4:09:52 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:52 AM |
| finance-dandelion | $100.00 | 8/16/2011 5:19:38 PM |
| Interloper | $25.00 | 8/16/2011 8:47:11 PM |
| nimble-dedication1 | $50.00 | 8/16/2011 9:35:39 PM |
| mdree | $30.00 | 8/16/2011 7:25:29 PM |
| DDS84 | $100.00 | 8/17/2011 10:07:06 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:22 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:56 PM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:34 AM |
| studio3d | $25.00 | 8/17/2011 5:29:23 AM |
| bullwink27 | $25.00 | 8/17/2011 5:33:32 AM |
| GElender | $25.00 | 8/17/2011 5:37:03 AM |
| mpatrick | $50.00 | 8/17/2011 9:09:13 AM |
| revenue-spa8 | $25.00 | 8/17/2011 4:01:48 PM |
| doublediamond | $25.00 | 8/17/2011 5:13:47 PM |
| velocity-motivator6 | $25.00 | 8/17/2011 5:34:22 PM |
| spark548 | $50.00 | 8/17/2011 5:38:07 PM |
| SolarMoonshine | $25.00 | 8/17/2011 10:53:05 AM |
| a-restless-dollar | $25.00 | 8/17/2011 11:50:45 AM |
| janderz990 | $25.00 | 8/17/2011 12:07:20 PM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:35:25 PM |
| prominence8 | $25.00 | 8/17/2011 8:47:17 PM |
| supersam | $150.00 | 8/17/2011 9:32:12 PM |
| agent86a | $25.00 | 8/17/2011 1:25:19 PM |
| yield-hut | $50.00 | 8/18/2011 4:24:41 AM |
| javelin0 | $25.00 | 8/17/2011 5:19:47 PM |
| treasure-pipeline | $35.00 | 8/17/2011 4:03:31 PM |
| jazzlender | $50.00 | 8/17/2011 5:24:02 PM |
| vutah | $25.00 | 8/17/2011 10:01:39 PM |
| credit-birch | $37.00 | 8/17/2011 10:43:26 PM |
| credit-bank-usa611 | $100.00 | 8/17/2011 10:49:28 PM |
| mjjjrj | $25.69 | 8/18/2011 2:58:42 AM |
| hitsman | $50.00 | 8/18/2011 10:58:46 AM |
| radforj22 | $25.00 | 8/18/2011 7:58:07 PM |
| doc1 | $100.00 | 8/18/2011 6:53:59 PM |
| CashBank | $25.00 | 8/19/2011 8:14:20 AM |
| cash-surge | $25.00 | 8/18/2011 9:37:57 PM |
| Domgabriel | $25.00 | 8/19/2011 3:19:14 AM |
| ONECENTATATIME | $30.00 | 8/19/2011 8:01:24 AM |
| rokman | $50.00 | 8/19/2011 12:12:57 PM |
| NeketanBank | $25.00 | 8/19/2011 2:08:39 PM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:05 PM |
| exchange-jedi | $25.00 | 8/19/2011 10:34:30 PM |
| marwadi-62 | $300.00 | 8/20/2011 5:33:50 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:34:19 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 9:11:53 AM |
| dsnybnd | $25.00 | 8/20/2011 12:52:53 PM |
| myduck | $40.00 | 8/20/2011 3:15:05 PM |
| unclejaef | $25.00 | 8/20/2011 3:22:01 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
520716
This series of Notes was issued and sold upon the funding of the borrower loan #52524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,160 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dime-accelerator1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2200
Monthly expenses: $1340
Housing: $760
Insurance: $50
Car expenses: $90
Utilities: $70
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $40
Other expenses: $70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/17/2011 1:01:52 PM |
| leverage-monger | $25.00 | 8/9/2011 9:28:55 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:41 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:35 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:25:49 AM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:55 PM |
| fundenstein | $25.00 | 8/12/2011 7:35:37 AM |
| red-favorable-basis | $25.00 | 8/12/2011 4:37:11 AM |
| Astyanax | $90.00 | 8/12/2011 1:43:03 PM |
| PleaseDontDefault | $50.00 | 8/12/2011 6:18:18 PM |
| profitable-return5 | $25.00 | 8/12/2011 9:12:32 AM |
| moola-monger9 | $50.00 | 8/12/2011 12:18:28 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:13 AM |
| larryboy10 | $25.00 | 8/12/2011 10:02:38 PM |
| Mariner3605 | $25.00 | 8/12/2011 11:19:04 PM |
| momentous-integrity548 | $75.00 | 8/13/2011 12:58:43 AM |
| enchanted-truth264 | $25.00 | 8/12/2011 10:33:50 PM |
| justice-trooper | $25.00 | 8/13/2011 7:55:58 AM |
| SolarMoonshine | $25.00 | 8/13/2011 2:08:23 PM |
| social-trumpet | $25.00 | 8/13/2011 2:19:15 PM |
| graceful-investment | $63.32 | 8/13/2011 7:52:43 AM |
| kind-blissful-p2ploan | $50.00 | 8/13/2011 11:30:50 AM |
| Zingaro | $25.00 | 8/13/2011 9:59:53 AM |
| sensible-trade | $25.00 | 8/13/2011 10:11:07 AM |
| CreditBuilder2 | $50.00 | 8/13/2011 11:45:03 PM |
| green-trade-dolphin | $25.00 | 8/13/2011 2:42:34 PM |
| loyalist1 | $100.00 | 8/14/2011 12:19:41 AM |
| racing777 | $25.00 | 8/13/2011 3:50:16 PM |
| basis-image | $25.00 | 8/13/2011 5:26:07 PM |
| trumpeter5 | $25.00 | 8/13/2011 5:37:50 PM |
| wise-deal-panda | $100.00 | 8/13/2011 8:28:06 PM |
| superb-funds335 | $26.00 | 8/14/2011 1:26:45 PM |
| blissful-finance7 | $25.00 | 8/14/2011 6:23:24 AM |
| compassionate-payment9 | $25.00 | 8/14/2011 6:50:40 AM |
| frogperson | $150.00 | 8/14/2011 7:38:56 AM |
| afterhours | $25.00 | 8/13/2011 7:47:54 PM |
| handy-justice | $50.00 | 8/14/2011 6:55:28 PM |
| loans_to_loan | $25.00 | 8/14/2011 7:36:32 PM |
| the-flexible-silver | $25.00 | 8/13/2011 9:58:14 PM |
| gokart83 | $25.00 | 8/14/2011 4:34:09 AM |
| intrepid-loot | $25.00 | 8/14/2011 6:58:35 AM |
| B2152 | $25.00 | 8/14/2011 3:24:50 PM |
| credible-balance0 | $25.00 | 8/14/2011 8:59:17 AM |
| thrifty-capital | $25.00 | 8/14/2011 7:52:50 PM |
| lawyervon | $25.00 | 8/14/2011 3:14:57 PM |
| duty-monger | $50.00 | 8/15/2011 10:05:30 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:22 AM |
| goat0 | $50.00 | 8/16/2011 2:33:10 PM |
| principal-equalizer | $25.00 | 8/17/2011 8:43:29 AM |
| cashhelper | $25.00 | 8/18/2011 6:57:33 AM |
| cognizant-rupee7 | $35.00 | 8/18/2011 7:58:47 AM |
| hitsman | $50.00 | 8/18/2011 10:58:45 AM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:01 AM |
| jimartin1 | $25.00 | 8/19/2011 10:22:07 AM |
| social-zebra | $25.00 | 8/19/2011 8:43:25 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:41 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:45:07 PM |
| Bob450 | $25.00 | 8/19/2011 1:46:01 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:57 PM |
| 87Marc | $25.00 | 8/20/2011 9:44:18 AM |
| Sapphicat | $30.00 | 8/20/2011 3:18:02 AM |
| leverage-monger | $25.00 | 8/20/2011 9:23:06 AM |
| payout-achievement | $50.00 | 8/20/2011 12:10:29 PM |
| Fiscally_Fit1 | $3.72 | 8/20/2011 1:46:30 PM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:38 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:41 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:26 PM |
| suges | $75.00 | 8/11/2011 8:13:45 PM |
| gentle-gain235 | $25.00 | 8/12/2011 10:05:37 AM |
| setUup | $26.28 | 8/12/2011 12:18:51 AM |
| Dubbs360 | $200.00 | 8/12/2011 9:04:36 AM |
| penny-surgeon | $25.00 | 8/12/2011 9:22:56 AM |
| heerzaquestion | $35.00 | 8/12/2011 2:46:21 PM |
| principal-laser | $155.37 | 8/12/2011 12:33:19 PM |
| ddog0224 | $50.00 | 8/12/2011 1:36:58 PM |
| ITExec | $100.00 | 8/13/2011 6:34:21 AM |
| Bobtep23 | $30.00 | 8/12/2011 6:37:07 PM |
| Oak-Parker | $25.00 | 8/12/2011 7:38:06 PM |
| bmbanzai | $25.00 | 8/12/2011 10:18:06 PM |
| cjames84 | $25.00 | 8/13/2011 9:58:50 AM |
| graceful-investment | $50.00 | 8/13/2011 7:51:10 AM |
| kic008 | $67.14 | 8/13/2011 6:59:22 AM |
| unafraid-return496 | $25.00 | 8/13/2011 3:10:16 PM |
| jebber007 | $35.61 | 8/13/2011 9:57:10 AM |
| tpleus | $50.00 | 8/13/2011 10:39:13 AM |
| blackstar | $25.00 | 8/14/2011 3:36:35 AM |
| fair-interest6 | $25.00 | 8/13/2011 7:02:13 PM |
| wise-deal-panda | $83.56 | 8/13/2011 9:23:43 PM |
| reward-dynamo | $25.00 | 8/14/2011 7:49:20 AM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:31:06 PM |
| irrelevant | $25.00 | 8/15/2011 6:05:31 AM |
| itskarma | $25.00 | 8/14/2011 8:11:35 AM |
| devoider | $25.00 | 8/15/2011 8:20:49 AM |
| Kessler | $31.00 | 8/15/2011 10:35:28 AM |
| silver-enlightenment0 | $100.00 | 8/14/2011 8:16:55 PM |
| bonus-demon | $25.00 | 8/15/2011 3:27:28 PM |
| mlj0671 | $25.00 | 8/16/2011 6:39:02 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:12 AM |
| mjosa | $50.00 | 8/16/2011 7:21:12 PM |
| grf1945 | $25.00 | 8/17/2011 5:44:45 AM |
| brightest-dignified-penny | $25.00 | 8/17/2011 10:39:44 AM |
| MadHun | $200.00 | 8/17/2011 11:22:54 AM |
| Kyileo | $25.00 | 8/17/2011 8:14:15 PM |
| otto1939 | $51.00 | 8/18/2011 4:34:47 PM |
| nhsledfreak | $25.00 | 8/19/2011 8:23:50 AM |
| the-innovator331 | $50.00 | 8/19/2011 7:19:50 AM |
| vishal29 | $25.00 | 8/19/2011 8:53:08 PM |
| transaction-surge0 | $25.00 | 8/20/2011 9:09:36 AM |
| desertoasis | $25.00 | 8/20/2011 9:14:16 AM |
| pearl13 | $100.00 | 8/20/2011 10:04:42 AM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
520760
This series of Notes was issued and sold upon the funding of the borrower loan #52572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,282 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| efficient-bid2 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Simple Debt Consolidation
Purpose of loan:
This loan will be used to pay off some lower limit credit cards and consolidate them into one payment. I know it's high interest, but I would rather pay to Prosper than to banks that have cut my credit limits recently for no reason.
My financial situation:
I am a consultant and travel extensively for work and am financially stabe, I am also an investor, I have invested over $7000 in Prosper loans since 2009.
I also want to start my borrower history with Prosper, The last time I put up a listing, I was out of state on work and coz of that I had to cancel my loan, but this time things should go smoothly.
Bid with confidence.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $75.00 | 8/9/2011 6:13:54 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:35 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:58 AM |
| ect_2k20 | $60.00 | 8/10/2011 8:49:27 PM |
| CA-Lender | $100.00 | 8/11/2011 9:13:13 AM |
| bancoroyal | $25.00 | 8/11/2011 9:50:23 AM |
| Kash2010lu | $25.00 | 8/12/2011 9:05:40 AM |
| leball | $42.74 | 8/11/2011 7:35:02 PM |
| mykkai | $25.00 | 8/12/2011 2:13:21 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:47 AM |
| loss-of-control | $75.00 | 8/13/2011 3:33:18 PM |
| dollar-sonnet3 | $38.00 | 8/15/2011 7:09:10 AM |
| Finchy78 | $25.00 | 8/16/2011 5:51:03 AM |
| moola-tulip1 | $25.00 | 8/16/2011 9:06:15 PM |
| gpuck | $25.00 | 8/17/2011 6:52:04 PM |
| well-mannered-income3 | $90.00 | 8/17/2011 6:14:53 PM |
| hitsman | $50.00 | 8/18/2011 10:58:51 AM |
| friendinmoney | $25.00 | 8/18/2011 7:38:39 AM |
| MadHun | $200.00 | 8/18/2011 5:11:38 PM |
| bluestarman08 | $25.00 | 8/18/2011 6:32:47 PM |
| sgt-schultz | $25.00 | 8/19/2011 7:33:42 AM |
| goat0 | $50.00 | 8/18/2011 7:04:22 PM |
| JGuide | $26.99 | 8/19/2011 5:31:26 AM |
| luzonct | $100.00 | 8/19/2011 12:35:13 AM |
| Eaglehigh | $25.00 | 8/19/2011 6:47:51 AM |
| five-star-note | $100.00 | 8/19/2011 11:18:02 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:59 PM |
| five-star-note | $100.00 | 8/19/2011 11:17:55 PM |
| irrelevant | $25.00 | 8/20/2011 6:05:20 AM |
| JGuide | $25.33 | 8/20/2011 3:03:39 PM |
| payout-achievement | $50.00 | 8/20/2011 12:10:31 PM |
| green-rapid-openness | $100.00 | 8/20/2011 3:18:11 PM |
| lively-exchange | $25.00 | 8/20/2011 10:20:42 PM |
| Dark_Helmet | $25.00 | 8/20/2011 3:48:35 PM |
| econgineer | $50.00 | 8/20/2011 5:47:41 PM |
| Maggie3 | $26.00 | 8/21/2011 3:49:20 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:31 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:54 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:41 PM |
| lendstats_com | $511.98 | 8/10/2011 8:02:29 AM |
| janeybooboo | $218.00 | 8/10/2011 1:22:42 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:42 AM |
| green-trade-dolphin | $25.00 | 8/10/2011 5:42:06 AM |
| reflective-rupee | $500.00 | 8/10/2011 9:09:14 AM |
| leverage-monger | $25.00 | 8/10/2011 11:48:31 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:38 PM |
| loanman2007 | $300.00 | 8/10/2011 10:42:59 AM |
| finance-solo | $25.00 | 8/11/2011 4:42:44 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:43 PM |
| JGuide | $26.00 | 8/11/2011 11:13:00 AM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:59 PM |
| proud-pound4 | $62.00 | 8/11/2011 8:22:37 PM |
| Oak-Parker | $25.00 | 8/12/2011 7:32:47 PM |
| profit-powerplant | $25.00 | 8/14/2011 12:33:02 AM |
| Whipster | $70.00 | 8/15/2011 5:27:10 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:22 AM |
| goffmt | $25.21 | 8/15/2011 6:29:18 PM |
| vigorous-market5 | $100.00 | 8/16/2011 6:59:03 AM |
| jebber007 | $35.00 | 8/16/2011 9:47:44 PM |
| wampum-library4 | $25.00 | 8/17/2011 1:05:53 PM |
| wonder3 | $50.00 | 8/17/2011 7:02:44 AM |
| durable-investment8 | $30.00 | 8/17/2011 10:24:00 AM |
| suges | $50.00 | 8/17/2011 8:44:58 PM |
| scarlet-velvet | $25.08 | 8/17/2011 6:53:28 PM |
| rockhound84 | $38.00 | 8/18/2011 2:18:09 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:18:55 AM |
| mercuriant | $25.00 | 8/18/2011 10:23:21 AM |
| charming-exchange7 | $25.00 | 8/18/2011 6:32:59 PM |
| beest | $53.00 | 8/18/2011 1:18:07 PM |
| MilitaryLending | $50.47 | 8/18/2011 4:03:02 PM |
| JGuide | $26.99 | 8/19/2011 5:39:21 AM |
| penny-candy | $25.00 | 8/18/2011 8:42:44 PM |
| handy-justice | $100.00 | 8/18/2011 9:20:21 PM |
| JGuide | $26.99 | 8/19/2011 5:31:47 AM |
| Rip128 | $90.00 | 8/19/2011 6:33:13 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:45 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:47:21 PM |
| NoVALending | $50.00 | 8/20/2011 8:27:27 AM |
| LendingPimp | $200.00 | 8/20/2011 3:58:33 PM |
| payout-alien6 | $25.00 | 8/20/2011 12:06:10 PM |
| Agonbiew | $50.00 | 8/20/2011 8:51:26 PM |
| first-dinero-paladin | $45.27 | 8/20/2011 4:54:09 PM |
| sensible-fund | $25.00 | 8/20/2011 6:15:21 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:54 PM |
| desertoasis | $25.00 | 8/21/2011 8:39:11 AM |
| samdog079 | $1,081.00 | 8/21/2011 12:56:12 PM |
| financial-frenzy | $0.95 | 8/21/2011 2:59:50 PM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
520778
This series of Notes was issued and sold upon the funding of the borrower loan #52399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $119.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,160 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dollar-ace9 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personel loan
Purpose of loan:
This loan will be used to...redoing floors and bath room for my home
My financial situation:
I am a good candidate for this loan because... my credit is my word, my history shows that i pay what i owe. I always have and always will.
And im uping the value of my home. i am trying to better my self and my family by investing in in my home. Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $125.00 | 8/9/2011 6:16:00 PM |
| Pickmar | $25.00 | 8/10/2011 9:14:32 AM |
| caring-hope2 | $100.00 | 8/10/2011 7:51:16 AM |
| JaceSpade | $25.00 | 8/10/2011 2:06:45 AM |
| Abstract | $34.88 | 8/10/2011 5:12:57 PM |
| elvisloans | $25.00 | 8/10/2011 7:02:24 AM |
| QsDad | $25.00 | 8/10/2011 12:37:38 PM |
| swissbanker | $50.00 | 8/10/2011 8:19:49 AM |
| gentle-gain235 | $200.00 | 8/10/2011 12:59:19 PM |
| JustMee | $25.00 | 8/11/2011 6:23:41 PM |
| pound-balancer | $100.00 | 8/11/2011 10:29:35 AM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:43 PM |
| Approved | $50.00 | 8/11/2011 6:55:07 PM |
| bullwink27 | $25.00 | 8/12/2011 3:04:46 AM |
| sweet-social2 | $36.86 | 8/12/2011 7:38:01 AM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:41 AM |
| marwadi-62 | $100.00 | 8/12/2011 10:59:20 AM |
| setUup | $27.76 | 8/13/2011 6:20:42 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:56 AM |
| thankful-nickel2 | $25.00 | 8/13/2011 2:09:58 PM |
| herbyman | $50.00 | 8/13/2011 10:07:10 AM |
| rpg | $30.00 | 8/13/2011 3:54:52 PM |
| capital-kingdom | $25.01 | 8/13/2011 8:33:16 AM |
| mex_invests | $25.00 | 8/13/2011 1:35:40 PM |
| jrlvnv | $25.00 | 8/14/2011 10:09:27 PM |
| dkl | $25.00 | 8/14/2011 4:28:05 PM |
| BankofPete | $25.00 | 8/15/2011 7:22:04 AM |
| Jen321 | $50.00 | 8/15/2011 10:44:47 AM |
| seineil | $25.00 | 8/15/2011 1:53:24 AM |
| Josphine | $25.00 | 8/15/2011 10:40:56 AM |
| SUZYQ | $25.06 | 8/15/2011 11:06:56 AM |
| Bank_Of_XL | $25.00 | 8/9/2011 7:11:43 PM |
| cash-tent | $40.00 | 8/9/2011 10:40:34 PM |
| Theodon | $25.00 | 8/10/2011 10:26:02 AM |
| compoundinterest | $50.00 | 8/10/2011 12:07:21 PM |
| engaging-worth | $25.00 | 8/10/2011 4:31:04 PM |
| Syzygy | $25.00 | 8/10/2011 5:29:53 PM |
| houli123 | $100.00 | 8/10/2011 9:12:42 PM |
| leverage-monger | $25.00 | 8/10/2011 11:53:17 AM |
| penny-finder | $25.00 | 8/10/2011 5:33:58 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:38 AM |
| RedCentre | $368.43 | 8/11/2011 9:13:24 AM |
| uberrific | $75.00 | 8/11/2011 1:09:14 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:39 PM |
| EngineersAlliance | $75.00 | 8/11/2011 5:55:01 AM |
| top-epic-community | $50.00 | 8/11/2011 2:02:13 PM |
| KADENA462 | $25.00 | 8/11/2011 9:50:05 AM |
| MarvintheMartian | $50.00 | 8/11/2011 1:24:10 PM |
| SolarMoonshine | $25.00 | 8/11/2011 3:47:48 PM |
| Sneezie | $89.00 | 8/12/2011 2:26:40 PM |
| weiyinsan | $35.00 | 8/12/2011 3:05:11 PM |
| responsibility-tent | $25.00 | 8/12/2011 4:54:31 PM |
| JustMee | $25.00 | 8/13/2011 6:14:11 AM |
| CatbirdBanking | $25.00 | 8/12/2011 7:42:14 PM |
| ALFLoan | $25.00 | 8/13/2011 6:33:48 AM |
| jmb_lending | $25.00 | 8/13/2011 6:54:55 AM |
| fallentimbers | $25.00 | 8/13/2011 2:30:05 PM |
| bankbuddy55 | $50.00 | 8/14/2011 9:42:14 AM |
| Iwillhuntyoudown | $25.00 | 8/14/2011 10:29:15 AM |
| betula | $25.00 | 8/13/2011 3:48:52 PM |
| yield-hut | $50.00 | 8/14/2011 5:06:40 AM |
| power-defender7 | $50.00 | 8/14/2011 5:16:34 PM |
| cerebral-dollar773 | $100.00 | 8/15/2011 6:31:00 AM |
| mclark340 | $50.00 | 8/15/2011 5:26:34 AM |
| cwegert | $13.00 | 8/15/2011 11:32:46 AM |
| dragster442 | $100.00 | 8/14/2011 8:17:02 PM |
| cbivitz | $150.00 | 8/15/2011 8:53:33 AM |
| mykkai | $25.00 | 8/15/2011 9:20:51 AM |
| buffalobills | $25.00 | 8/15/2011 7:22:18 AM |
| kinetic-social | $25.00 | 8/15/2011 10:50:51 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
520860
This series of Notes was issued and sold upon the funding of the borrower loan #52433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $206.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,389 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-gazer |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
|
|
Principal balance:
| $2,101.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Not Just another T-Shirt Shop
Purpose of loan: Grow and expand our hand-picked, hand-crafted screen printing business. We have a good start, but need a cash infusion to take it to the places we've been dreaming of!
My financial situation:
I am a good candidate for this loan because I've been faithful in paying my debts for 5 years and I have a very good full-time job. The T-shirt business is on-the-side (for now!). I intend to repay this loan early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:29 PM |
| Rivervale_Westwood | $25.00 | 8/10/2011 5:22:44 PM |
| compoundinterest | $60.00 | 8/11/2011 9:38:10 AM |
| Dubbs360 | $200.00 | 8/12/2011 9:07:51 AM |
| setUup | $29.28 | 8/12/2011 12:21:12 AM |
| ptjg | $50.00 | 8/13/2011 1:57:22 AM |
| availableloan | $25.00 | 8/12/2011 7:15:28 PM |
| ddog0224 | $50.00 | 8/12/2011 1:34:24 PM |
| blissful-penny | $58.97 | 8/12/2011 9:22:52 PM |
| enchanted-truth264 | $25.00 | 8/12/2011 10:36:19 PM |
| hawaiitechnical | $25.00 | 8/13/2011 6:36:43 AM |
| trapperdc | $50.00 | 8/13/2011 7:07:59 AM |
| hawaii5-0 | $75.00 | 8/13/2011 9:00:24 AM |
| income-awakening6 | $25.00 | 8/14/2011 6:03:26 AM |
| Big_Lendin | $25.00 | 8/14/2011 6:40:25 AM |
| martymaniaman | $25.00 | 8/14/2011 5:16:55 AM |
| edsmoney | $100.00 | 8/14/2011 7:51:31 AM |
| elasermd | $150.00 | 8/14/2011 8:07:20 AM |
| heerzaquestion | $25.00 | 8/14/2011 9:23:26 AM |
| credit-bank-usa611 | $100.00 | 8/14/2011 12:10:15 PM |
| ChoiceInvestments | $25.00 | 8/14/2011 6:58:18 PM |
| chris-heretoinvest | $25.00 | 8/15/2011 8:51:48 AM |
| EngineersAlliance | $50.00 | 8/15/2011 6:50:54 AM |
| Loan_Some_Money | $25.63 | 8/15/2011 2:16:48 PM |
| mathaiusa | $150.00 | 8/15/2011 5:36:40 PM |
| BRDude | $69.00 | 8/15/2011 6:13:50 PM |
| mighty-fairness5 | $50.00 | 8/16/2011 11:01:58 AM |
| justice-circuitry0 | $50.00 | 8/16/2011 5:45:40 AM |
| authoritative-capital | $25.00 | 8/16/2011 7:23:21 AM |
| Supp0rter | $25.00 | 8/16/2011 4:11:13 PM |
| 77dowplace | $30.00 | 8/16/2011 5:53:19 PM |
| reflective-gain | $50.00 | 8/16/2011 7:28:02 PM |
| RR2441 | $25.00 | 8/16/2011 8:52:10 PM |
| lucrative-worth | $100.00 | 8/16/2011 6:00:47 PM |
| Zane314 | $300.00 | 8/16/2011 4:10:42 PM |
| figs4u2 | $49.00 | 8/16/2011 7:39:47 PM |
| TxAgInATL | $150.00 | 8/16/2011 6:14:40 PM |
| jarf | $25.00 | 8/16/2011 8:37:05 PM |
| thajr | $50.00 | 8/17/2011 6:29:01 AM |
| epic-transaction | $25.00 | 8/17/2011 5:44:50 AM |
| happy-loyalty | $25.00 | 8/17/2011 8:22:50 AM |
| moola-gargantuan9 | $50.00 | 8/17/2011 6:56:57 AM |
| MadHun | $200.00 | 8/17/2011 11:22:58 AM |
| yield-hut | $100.00 | 8/17/2011 6:20:09 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:19 AM |
| don8ter | $25.00 | 8/18/2011 4:50:06 AM |
| Sneezie | $100.00 | 8/18/2011 3:01:21 PM |
| hitsman | $50.00 | 8/18/2011 10:59:00 AM |
| chavala | $50.00 | 8/18/2011 2:23:20 PM |
| green-trade-dolphin2 | $25.00 | 8/19/2011 9:23:29 AM |
| TEAM-Jasper | $25.00 | 8/19/2011 6:15:19 AM |
| sgt-schultz | $50.00 | 8/19/2011 7:35:46 AM |
| kindness-party | $25.00 | 8/19/2011 12:09:54 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:33:07 PM |
| StoneBreaker | $50.00 | 8/20/2011 8:34:14 AM |
| intrepid-loot | $25.00 | 8/20/2011 5:43:17 PM |
| sevenbridges | $75.27 | 8/20/2011 1:51:51 PM |
| sleepdeprived | $27.69 | 8/20/2011 8:16:55 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:56 PM |
| Bamaman205 | $25.00 | 8/20/2011 8:12:03 PM |
| djh47a | $25.00 | 8/21/2011 8:57:36 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:45 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:06 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:28 PM |
| Farm-Money-4-U | $25.00 | 8/21/2011 4:36:50 PM |
| Flreap | $30.00 | 8/22/2011 6:31:32 AM |
| atbright | $25.00 | 8/22/2011 10:12:26 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:07 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:47:19 AM |
| organic-responsibility60 | $184.07 | 8/22/2011 12:51:31 PM |
| uberrific | $75.00 | 8/11/2011 1:09:17 AM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:47 PM |
| dime-vista2 | $25.00 | 8/12/2011 2:57:43 PM |
| simiray | $30.00 | 8/12/2011 5:29:34 PM |
| capital-party6 | $100.00 | 8/12/2011 1:45:44 PM |
| Astyanax | $85.00 | 8/12/2011 1:39:18 PM |
| marwadi-62 | $100.00 | 8/13/2011 7:10:41 AM |
| Johnab | $25.00 | 8/12/2011 7:42:14 PM |
| simplelender80 | $250.00 | 8/13/2011 9:46:54 AM |
| Lender0010 | $50.00 | 8/13/2011 8:07:31 AM |
| JPBank | $80.61 | 8/13/2011 9:03:34 AM |
| SonicSCF | $100.00 | 8/13/2011 12:24:53 PM |
| commerce-yeller | $50.00 | 8/14/2011 9:00:05 AM |
| treasure-expert | $25.00 | 8/14/2011 6:51:44 AM |
| gentle-gain235 | $50.00 | 8/14/2011 7:21:44 AM |
| goodhearted-basis4 | $25.00 | 8/14/2011 9:14:04 PM |
| fund-dragster | $35.27 | 8/14/2011 6:30:03 AM |
| herbyman | $50.00 | 8/15/2011 7:27:31 AM |
| cac1966 | $35.00 | 8/14/2011 5:19:02 PM |
| first-serene-credit | $25.00 | 8/14/2011 9:25:50 AM |
| bluestarman08 | $50.00 | 8/14/2011 11:05:23 AM |
| genelinist | $70.00 | 8/15/2011 9:40:27 AM |
| Tensleep | $50.00 | 8/14/2011 7:47:13 PM |
| friendly-peace4 | $50.00 | 8/15/2011 7:36:38 AM |
| power-cell | $25.00 | 8/15/2011 4:30:10 PM |
| artisan369 | $200.00 | 8/15/2011 12:00:57 PM |
| Zane314 | $100.00 | 8/15/2011 4:39:15 PM |
| worth-buddy0 | $25.00 | 8/15/2011 5:56:36 PM |
| finance-symphony7 | $70.00 | 8/15/2011 4:20:36 PM |
| kind-forthright-repayment | $150.00 | 8/15/2011 5:23:36 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:24 PM |
| cxl9 | $50.00 | 8/15/2011 5:35:26 PM |
| CreditBuilder2 | $50.00 | 8/15/2011 6:01:39 PM |
| mgking007 | $30.00 | 8/15/2011 10:40:02 PM |
| EarlyRiser | $500.00 | 8/16/2011 5:40:54 AM |
| Ellendra | $27.00 | 8/16/2011 10:06:59 AM |
| JW-From-SoCal | $25.00 | 8/16/2011 10:11:59 AM |
| money-blossom110 | $250.00 | 8/16/2011 1:26:48 PM |
| reward-pizza0 | $75.00 | 8/16/2011 9:58:16 AM |
| ect_2k20 | $28.24 | 8/16/2011 7:22:20 AM |
| cassperr | $25.00 | 8/16/2011 1:05:56 PM |
| investment-comet | $25.00 | 8/16/2011 11:27:03 AM |
| genius520 | $50.00 | 8/16/2011 1:28:27 PM |
| kukubird | $50.00 | 8/16/2011 2:59:25 PM |
| hostbank | $100.00 | 8/16/2011 5:09:14 PM |
| Stingray8a | $25.00 | 8/16/2011 5:57:36 PM |
| neutrino6 | $25.00 | 8/16/2011 7:53:56 PM |
| BuildingShanghai | $61.70 | 8/16/2011 5:22:18 PM |
| horseshoelake | $50.00 | 8/17/2011 8:18:18 AM |
| nimble-dedication1 | $50.00 | 8/16/2011 9:39:11 PM |
| Gandalf0001 | $25.00 | 8/17/2011 8:48:11 AM |
| najmn103 | $25.00 | 8/17/2011 8:54:35 AM |
| zyztemboy | $65.40 | 8/16/2011 9:54:31 PM |
| bold-deal-ringleader | $25.00 | 8/17/2011 4:08:30 AM |
| corporatejim | $25.22 | 8/17/2011 9:51:05 AM |
| the-discrete-income | $75.00 | 8/17/2011 8:06:49 AM |
| Leopoldine | $25.00 | 8/17/2011 8:45:46 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:47 AM |
| mrcrace | $50.00 | 8/19/2011 1:46:14 AM |
| whistle6 | $40.00 | 8/19/2011 7:10:13 AM |
| oplender | $25.40 | 8/18/2011 7:01:37 PM |
| minista | $25.00 | 8/19/2011 11:01:37 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:51 PM |
| tntmojave | $50.00 | 8/19/2011 11:20:10 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:41 AM |
| irishalaskan | $25.00 | 8/19/2011 12:34:48 PM |
| jbaum | $25.00 | 8/20/2011 3:38:17 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:35:46 AM |
| TechieLender | $42.00 | 8/20/2011 12:35:57 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:19 PM |
| DasMula | $25.00 | 8/21/2011 6:00:40 AM |
| frobin | $25.00 | 8/20/2011 8:08:42 PM |
| ga_rainman | $25.00 | 8/21/2011 4:19:08 PM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:30 AM |
| InvestForWealth | $35.25 | 8/21/2011 6:19:46 PM |
| radforj22 | $25.00 | 8/21/2011 2:45:08 PM |
| new-interest-network | $50.00 | 8/21/2011 7:09:39 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:01 PM |
| antlr | $50.00 | 8/21/2011 11:49:37 PM |
| auctionator1 | $25.00 | 8/22/2011 12:06:41 AM |
| niss615 | $100.00 | 8/22/2011 11:18:51 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:54 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
520868
This series of Notes was issued and sold upon the funding of the borrower loan #52479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $85.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 26y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $956 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-smart-deal9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mr
Purpose of loan:
This loan will be used to...I have a great deal on purchase of a used car for $5000. I have $2500, but need $2500 asap or the car is gone
My financial situation: I make $75,000 by myself, our household income is $125,000
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/10/2011 10:51:53 AM |
| compoundinterest | $50.00 | 8/10/2011 12:07:24 PM |
| Abstract | $50.00 | 8/10/2011 5:12:57 PM |
| top-epic-community | $50.00 | 8/11/2011 2:02:14 PM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:45 PM |
| SolarMoonshine | $25.00 | 8/13/2011 8:20:53 AM |
| subtle-revenue0 | $50.00 | 8/13/2011 7:25:13 AM |
| EngineersAlliance | $75.00 | 8/13/2011 7:13:06 PM |
| herbyman | $50.00 | 8/14/2011 8:02:43 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:12 PM |
| Beld | $50.00 | 8/15/2011 6:29:49 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:58 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:23 PM |
| genius520 | $50.00 | 8/16/2011 1:28:20 PM |
| moola-gargantuan9 | $50.00 | 8/16/2011 4:02:10 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:59 AM |
| hostbank | $100.00 | 8/16/2011 5:09:10 PM |
| goat0 | $50.00 | 8/16/2011 8:17:53 PM |
| MadHun | $200.00 | 8/17/2011 11:22:57 AM |
| RochelleW | $50.00 | 8/17/2011 6:12:19 PM |
| zx12rider | $25.00 | 8/17/2011 6:36:35 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:16 AM |
| bughead | $16.00 | 8/18/2011 6:28:19 AM |
| Weaverville | $50.00 | 8/17/2011 1:01:25 PM |
| Syzygy | $25.00 | 8/11/2011 7:51:41 AM |
| uberrific | $75.00 | 8/11/2011 1:09:15 AM |
| seadogs | $25.00 | 8/12/2011 5:22:44 AM |
| gain-dolphin | $25.00 | 8/13/2011 12:03:33 PM |
| disaster13 | $50.00 | 8/13/2011 7:33:58 AM |
| seineil | $25.00 | 8/15/2011 1:53:25 AM |
| Sneezie | $100.00 | 8/15/2011 10:21:49 AM |
| vutah | $25.00 | 8/15/2011 7:46:30 PM |
| wild-orange | $50.00 | 8/15/2011 9:41:38 PM |
| reflective-greenback1 | $99.00 | 8/16/2011 7:05:02 AM |
| CK1 | $25.00 | 8/16/2011 1:29:05 PM |
| MrBrightEyes | $25.00 | 8/17/2011 8:25:24 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:45 PM |
| kinetic-social | $25.00 | 8/17/2011 10:44:59 AM |
| 77dowplace | $30.00 | 8/17/2011 6:33:07 PM |
| newest-power-banker | $25.00 | 8/17/2011 9:29:29 PM |
| radiant-cash0 | $30.00 | 8/18/2011 2:45:15 AM |
| durability-secret-agent6 | $25.00 | 8/18/2011 5:39:37 AM |
| don8ter | $25.00 | 8/18/2011 4:50:01 AM |
| Iloanyoumoney | $25.00 | 8/18/2011 6:26:32 AM |
| neptuno | $75.00 | 8/18/2011 5:04:19 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
521046
This series of Notes was issued and sold upon the funding of the borrower loan #52518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,462 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-elated-principal |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repair
Purpose of loan:
This loan will be used to assist my mom with some much needed repair on her home.
My financial situation:
I am a good candidate for this loan because I am gainfully employed, I will make every effort to adhere to the terms and condition of this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:28 PM |
| mehlp2 | $42.41 | 8/10/2011 9:50:54 AM |
| Theodon | $25.00 | 8/10/2011 10:20:20 AM |
| Rivervale_Westwood | $25.00 | 8/10/2011 9:09:23 AM |
| uberrific | $75.00 | 8/11/2011 1:09:16 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:44 PM |
| caring-hope2 | $100.00 | 8/11/2011 3:28:23 AM |
| MarvintheMartian | $50.00 | 8/11/2011 1:19:10 PM |
| availableloan | $25.00 | 8/11/2011 4:44:16 PM |
| disaster13 | $37.00 | 8/13/2011 7:33:59 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:57 AM |
| CatbirdBanking | $25.00 | 8/13/2011 2:51:08 PM |
| ilikeboats | $50.00 | 8/14/2011 1:52:13 PM |
| herbyman | $50.00 | 8/14/2011 8:02:44 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:14 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:00 PM |
| genius520 | $50.00 | 8/16/2011 1:28:22 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:46 PM |
| moola-gargantuan9 | $50.00 | 8/17/2011 6:56:56 AM |
| thehousewife | $25.00 | 8/17/2011 10:56:43 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:18 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:47 AM |
| Sneezie | $100.00 | 8/18/2011 3:01:21 PM |
| capital-zoo | $50.00 | 8/18/2011 4:22:48 PM |
| hitsman | $50.00 | 8/18/2011 10:58:57 AM |
| doc1 | $150.00 | 8/18/2011 6:49:09 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:46 AM |
| SolarMoonshine | $25.00 | 8/18/2011 3:13:29 PM |
| Quid-Pro-Quo | $29.46 | 8/18/2011 9:41:04 PM |
| whitegold24k | $250.00 | 8/18/2011 1:17:06 PM |
| trumpeter5 | $50.00 | 8/18/2011 4:19:19 PM |
| Astyanax | $85.00 | 8/18/2011 4:20:29 PM |
| SDD123 | $25.00 | 8/19/2011 6:03:08 AM |
| novice-speculator | $25.00 | 8/18/2011 6:17:41 PM |
| cgoca | $25.00 | 8/19/2011 7:09:46 AM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:54:42 PM |
| Trapman13 | $50.00 | 8/19/2011 4:18:38 AM |
| Johnab | $25.00 | 8/19/2011 5:18:35 AM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:26:46 AM |
| JustMee | $25.00 | 8/19/2011 6:19:51 AM |
| john0720 | $100.00 | 8/19/2011 6:38:22 AM |
| dbs | $50.00 | 8/19/2011 7:52:55 AM |
| currency-persimmon | $50.00 | 8/19/2011 8:13:49 AM |
| integrity-doctor | $100.00 | 8/19/2011 9:47:10 AM |
| fairness-amplifier | $150.00 | 8/19/2011 9:45:32 AM |
| buffalobills | $25.00 | 8/19/2011 10:12:31 AM |
| peace-flower9 | $43.00 | 8/19/2011 5:26:10 PM |
| new-interest-network | $50.00 | 8/19/2011 7:13:17 PM |
| LARRY4NY | $25.00 | 8/19/2011 8:47:49 PM |
| income-thinker4 | $25.00 | 8/19/2011 11:55:03 PM |
| CaptainBL | $50.00 | 8/19/2011 5:01:20 PM |
| paul1 | $34.84 | 8/20/2011 8:42:02 AM |
| primed | $30.00 | 8/20/2011 5:22:19 AM |
| gjm6d | $25.00 | 8/20/2011 6:45:01 AM |
| djmjkelso | $25.00 | 8/20/2011 5:44:06 AM |
| compoundinterest | $50.00 | 8/10/2011 12:07:27 PM |
| gentle-gain235 | $200.00 | 8/10/2011 12:59:54 PM |
| Bank_Of_XL | $25.00 | 8/10/2011 3:35:18 PM |
| Abstract | $25.00 | 8/10/2011 5:12:58 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:41 AM |
| j2ee | $25.00 | 8/11/2011 6:27:08 PM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:46 PM |
| Syzygy | $25.00 | 8/13/2011 8:06:30 AM |
| SCD | $25.00 | 8/13/2011 8:57:40 PM |
| rpg | $30.00 | 8/13/2011 3:56:59 PM |
| janeybooboo | $100.00 | 8/15/2011 5:33:50 PM |
| top-epic-community | $50.00 | 8/15/2011 12:41:44 PM |
| balance-bliss | $75.00 | 8/16/2011 1:50:32 AM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:24 PM |
| hostbank | $100.00 | 8/16/2011 5:09:12 PM |
| green-trade-dolphin2 | $75.00 | 8/17/2011 4:57:59 PM |
| 77dowplace | $30.00 | 8/17/2011 6:33:52 PM |
| don8ter | $25.00 | 8/18/2011 4:50:04 AM |
| gain-mountain1 | $100.00 | 8/18/2011 7:40:38 AM |
| charming-exchange7 | $25.00 | 8/18/2011 6:19:36 PM |
| btrfly11 | $54.48 | 8/18/2011 4:53:30 PM |
| wild-orange | $100.00 | 8/18/2011 3:30:21 PM |
| Nerdster1 | $25.12 | 8/19/2011 4:42:54 AM |
| commerce-yeller | $30.00 | 8/18/2011 4:35:56 PM |
| cocopuffs | $25.00 | 8/18/2011 5:41:19 PM |
| CreditBuilder2 | $100.00 | 8/18/2011 6:03:47 PM |
| cash-cymbal | $25.00 | 8/18/2011 8:46:48 PM |
| NorthwestLoan1 | $100.00 | 8/18/2011 7:18:50 PM |
| EarlyRiser | $800.00 | 8/19/2011 9:40:55 AM |
| BankofPete | $30.00 | 8/19/2011 6:05:18 AM |
| yield-implementer8 | $49.54 | 8/19/2011 5:47:06 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:50 PM |
| vollynet | $56.19 | 8/19/2011 1:12:58 PM |
| PotBellyPete | $100.00 | 8/19/2011 8:45:17 AM |
| goodhearted-basis4 | $25.00 | 8/19/2011 9:06:00 AM |
| MadHun | $200.00 | 8/19/2011 9:12:44 AM |
| Curly-Girly | $25.00 | 8/19/2011 9:43:41 AM |
| ochardlender | $42.53 | 8/19/2011 9:40:49 AM |
| themoneydoctor | $300.00 | 8/19/2011 10:20:45 AM |
| vendorking1 | $25.00 | 8/19/2011 10:23:09 AM |
| UD3230 | $32.83 | 8/19/2011 10:26:55 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:40 AM |
| finance-symphony7 | $100.00 | 8/19/2011 6:47:11 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:33 PM |
| drluong | $50.00 | 8/19/2011 11:41:28 PM |
| auctionator1 | $25.00 | 8/20/2011 2:59:55 AM |
| market-pudding | $25.00 | 8/19/2011 4:36:38 PM |
| mizon291 | $80.00 | 8/19/2011 2:48:08 PM |
| miket71 | $31.00 | 8/20/2011 6:14:49 AM |
| Spiv_51 | $25.00 | 8/20/2011 7:02:10 AM |
| asset-reaction | $25.00 | 8/20/2011 8:33:00 AM |
| impressive-fund0 | $44.20 | 8/19/2011 8:58:14 PM |
| helpful-deal1 | $25.00 | 8/20/2011 4:49:18 AM |
| yield-hut | $50.00 | 8/20/2011 5:04:43 AM |
| bughead | $25.00 | 8/20/2011 5:58:07 AM |
| RyanTH9893 | $25.00 | 8/20/2011 6:01:12 AM |
| economy-popcorn | $25.00 | 8/20/2011 7:51:51 AM |
| cordial-affluence2 | $50.00 | 8/20/2011 9:11:04 AM |
| RedCentre | $50.40 | 8/20/2011 9:17:39 AM |
| FoosMaster | $37.00 | 8/20/2011 8:46:50 AM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
521096
This series of Notes was issued and sold upon the funding of the borrower loan #52509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 32y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,796 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thrillman |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thrillman
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $70.00 | 8/11/2011 9:10:02 AM |
| leverage-monger | $25.00 | 8/11/2011 9:09:16 AM |
| favorite-commerce | $25.00 | 8/11/2011 9:03:56 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:47 PM |
| leverage-monger | $30.00 | 8/12/2011 8:55:46 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 6:21:25 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:52 AM |
| exchange-squirrel | $25.00 | 8/13/2011 1:20:41 PM |
| mykkai | $25.00 | 8/15/2011 9:23:50 AM |
| CatbirdBanking | $25.00 | 8/15/2011 6:37:57 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:26 AM |
| principal-equalizer | $34.00 | 8/17/2011 8:46:35 AM |
| Investor_DP | $100.00 | 8/11/2011 9:02:02 AM |
| ultimate-peace | $150.00 | 8/11/2011 9:10:11 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:11 PM |
| reflective-rupee | $25.00 | 8/14/2011 5:04:31 PM |
| profit-powerplant | $25.00 | 8/15/2011 9:53:48 AM |
| scrappy-diversification7 | $966.00 | 8/17/2011 9:57:09 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
521206
This series of Notes was issued and sold upon the funding of the borrower loan #52403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,468 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| selector185429 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan: Debt Consolidation
My financial situation:
I am a good candidate for this loan because I have a fixed monthly income and a minimal monthly outgo.I lost my job, and I'm staying with my parents until I catch up on my payments and get back on track. I need to pay off my tuition balance so I can re-enroll in college.
Monthly net income: $856 (unemployment insurance benefit--up to $6240 awarded total if I don't find a job before it runs out)
Monthly expenses: $ 371 (total monthly)
Housing: $0
Insurance: $121
Car expenses: $100 (gas), car owned outright
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: ~$25+/-
Credit cards and other loans: $50.00 monthly student loan payment. This will be deferred until I find another job.
Other expenses: $1400 tuition balance/$841 cc balance. Will pay these off with loan if granted.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| frontier3 | $100.00 | 8/12/2011 1:15:40 PM |
| Investor_DP | $100.00 | 8/12/2011 9:03:37 AM |
| KADENA462 | $25.00 | 8/12/2011 3:47:09 PM |
| herbyman | $50.00 | 8/16/2011 6:48:10 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:49 AM |
| the-radiant-silver | $200.00 | 8/17/2011 12:38:35 AM |
| Kyileo | $25.00 | 8/17/2011 8:21:50 PM |
| boylezz | $25.00 | 8/17/2011 2:53:31 PM |
| sisepuede | $25.00 | 8/17/2011 9:23:33 PM |
| money-boomarang | $25.00 | 8/17/2011 10:31:17 PM |
| Castelj | $30.00 | 8/17/2011 4:34:16 PM |
| don8ter | $25.00 | 8/18/2011 4:50:17 AM |
| NYBIZ | $25.00 | 8/18/2011 11:58:31 AM |
| whitegold24k | $40.00 | 8/18/2011 12:56:59 PM |
| georgedorn | $25.00 | 8/18/2011 10:23:04 AM |
| wild-orange | $100.00 | 8/18/2011 10:27:16 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:17 PM |
| equitable-capital758 | $250.00 | 8/12/2011 9:05:44 AM |
| simplelender80 | $250.00 | 8/13/2011 7:18:02 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:30 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:15 AM |
| Peterman | $25.00 | 8/16/2011 6:18:43 AM |
| Steveo64 | $25.00 | 8/17/2011 4:49:54 AM |
| MadHun | $200.00 | 8/17/2011 11:22:59 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:59 PM |
| lostperception | $25.00 | 8/17/2011 9:04:32 PM |
| titan2 | $25.00 | 8/17/2011 10:37:18 PM |
| interest-splendor | $30.00 | 8/18/2011 10:46:37 AM |
| hostbank | $100.00 | 8/18/2011 9:09:35 AM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:53 AM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 12:31:32 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
521218
This series of Notes was issued and sold upon the funding of the borrower loan #52441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,793 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| methodical-nickel8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off bills.
Purpose of loan: Consaladate
This loan will be used to...pay off my bills.
My financial situation: Liberty Bank
I am a good candidate for this loan because...
Monthly net income: $1800.00
Monthly expenses: $1000.00
Housing: $75.00
Insurance: $50.00
Car expenses: $100.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $300.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 8/12/2011 11:45:11 AM |
| Investor_DP | $100.00 | 8/12/2011 9:03:38 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:31 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:15 AM |
| herbyman | $50.00 | 8/16/2011 6:48:10 AM |
| agalt | $100.00 | 8/16/2011 12:18:52 PM |
| availableloan | $25.00 | 8/16/2011 1:20:23 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:49 AM |
| ddog0224 | $25.00 | 8/16/2011 2:28:01 PM |
| top-payout-enclave | $25.00 | 8/16/2011 3:16:45 PM |
| economy-caper9 | $25.00 | 8/16/2011 12:11:04 PM |
| amra | $25.00 | 8/16/2011 11:04:55 AM |
| theaterguy | $25.00 | 8/16/2011 1:40:59 PM |
| trumpeter5 | $25.00 | 8/16/2011 2:50:07 PM |
| Stingray8a | $25.00 | 8/16/2011 5:58:45 PM |
| wealth-fighter3 | $25.00 | 8/17/2011 6:17:33 AM |
| john0720 | $100.00 | 8/17/2011 6:38:22 AM |
| mountainpeak | $25.00 | 8/16/2011 4:12:57 PM |
| cash-cymbal | $25.00 | 8/16/2011 7:07:35 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:06:12 PM |
| impeccable-duty7 | $25.00 | 8/17/2011 5:25:25 AM |
| moola-cell3 | $50.00 | 8/17/2011 6:27:38 AM |
| GElender | $40.00 | 8/17/2011 5:36:24 AM |
| the-discrete-income | $25.00 | 8/17/2011 8:03:27 AM |
| revenue-spa8 | $25.00 | 8/17/2011 3:53:27 PM |
| porwestco | $25.00 | 8/17/2011 4:23:18 PM |
| a-restless-dollar | $25.00 | 8/17/2011 11:50:17 AM |
| currency-persimmon | $25.00 | 8/17/2011 9:32:17 AM |
| britgsb | $100.00 | 8/17/2011 12:21:16 PM |
| selector568 | $300.00 | 8/17/2011 9:59:39 AM |
| wampum-library4 | $25.00 | 8/17/2011 10:37:29 AM |
| spark548 | $37.38 | 8/17/2011 5:39:50 PM |
| starry2001 | $25.00 | 8/17/2011 4:50:52 PM |
| bullwink27 | $25.00 | 8/18/2011 4:36:58 AM |
| jazzlender | $50.00 | 8/17/2011 5:24:39 PM |
| basis-wizard8 | $50.00 | 8/18/2011 5:19:30 AM |
| WeAlNe | $25.00 | 8/17/2011 6:42:34 PM |
| The_Lendor | $25.27 | 8/18/2011 7:21:17 AM |
| suges | $50.00 | 8/17/2011 8:34:45 PM |
| heerzaquestion | $25.00 | 8/17/2011 10:31:50 PM |
| worth-matador | $50.00 | 8/18/2011 8:56:22 AM |
| Use_It_Wisely | $30.00 | 8/18/2011 9:05:15 AM |
| idriveajeep | $25.00 | 8/17/2011 9:06:28 PM |
| jhernand17 | $25.00 | 8/18/2011 9:13:04 AM |
| don8ter | $25.00 | 8/18/2011 4:50:17 AM |
| equallender | $25.00 | 8/18/2011 10:40:29 AM |
| Schecky | $50.00 | 8/18/2011 10:49:11 AM |
| wtrboy | $31.14 | 8/18/2011 5:28:22 AM |
| unassailable-fund | $25.00 | 8/18/2011 6:17:09 AM |
| honorable-vigilance | $35.00 | 8/18/2011 8:42:25 AM |
| revenue-appraiser | $30.00 | 8/18/2011 7:05:34 AM |
| theloanfiller | $25.00 | 8/18/2011 7:56:00 AM |
| Leopoldine | $26.62 | 8/18/2011 8:12:27 AM |
| kind-finance-burrito | $25.00 | 8/18/2011 9:12:05 AM |
| MadHun | $200.00 | 8/18/2011 5:11:39 PM |
| DPH | $100.00 | 8/18/2011 11:54:23 AM |
| iq8w7ht | $25.00 | 8/18/2011 12:20:07 PM |
| whitegold24k | $116.16 | 8/18/2011 12:45:49 PM |
| neutrino6 | $25.00 | 8/18/2011 12:38:49 PM |
| omahajay | $25.00 | 8/18/2011 9:33:33 PM |
| salegalaxy | $25.00 | 8/18/2011 3:38:41 PM |
| genius520 | $50.00 | 8/19/2011 9:10:36 AM |
| goat0 | $50.00 | 8/18/2011 7:16:25 PM |
| CashBank | $25.00 | 8/19/2011 8:15:41 AM |
| bazaar-orca | $25.00 | 8/19/2011 1:34:53 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:50 AM |
| credit-maple5 | $50.00 | 8/19/2011 11:36:53 AM |
| cordial-affluence2 | $33.85 | 8/20/2011 10:25:46 AM |
| luann199 | $25.00 | 8/20/2011 10:26:18 AM |
| market-pudding | $25.00 | 8/20/2011 4:43:01 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:01 PM |
| ideal-platinum1 | $25.00 | 8/21/2011 7:03:05 AM |
| edaguy | $100.00 | 8/20/2011 5:26:22 PM |
| KCEnterprises | $50.00 | 8/20/2011 8:22:37 PM |
| heavy_ax | $25.00 | 8/21/2011 2:36:45 PM |
| generous-deal6 | $26.32 | 8/21/2011 8:20:10 PM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:33 PM |
| Midg | $25.00 | 8/21/2011 4:17:57 PM |
| MDLoan | $30.00 | 8/21/2011 8:07:42 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:17 PM |
| coin-trumpet | $25.00 | 8/12/2011 4:15:37 PM |
| simplelender80 | $250.00 | 8/13/2011 7:18:03 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:12 PM |
| treasure-expert | $25.00 | 8/16/2011 11:30:15 AM |
| Peterman | $25.00 | 8/16/2011 6:18:44 AM |
| fair-interest6 | $57.00 | 8/16/2011 3:24:24 PM |
| Danylostefan | $25.00 | 8/16/2011 12:24:10 PM |
| fund-javelin1 | $25.00 | 8/16/2011 12:42:41 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:11:17 PM |
| KADENA462 | $25.00 | 8/16/2011 5:31:04 PM |
| hookUup | $30.28 | 8/16/2011 2:53:32 PM |
| Johnab | $25.00 | 8/17/2011 4:29:51 AM |
| Zane314 | $200.00 | 8/16/2011 4:10:16 PM |
| enchanted-truth264 | $25.00 | 8/16/2011 6:46:58 PM |
| jebber007 | $30.00 | 8/16/2011 9:39:39 PM |
| supreme-hope | $25.00 | 8/16/2011 7:53:44 PM |
| SolarMoonshine | $25.00 | 8/17/2011 10:55:29 AM |
| goodhearted-basis4 | $25.00 | 8/17/2011 12:55:43 AM |
| Tiffies3 | $30.00 | 8/17/2011 2:38:30 AM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:15:00 AM |
| octoberfresh | $25.00 | 8/17/2011 7:21:24 AM |
| studio3d | $25.00 | 8/17/2011 5:29:27 AM |
| careful-note1 | $35.00 | 8/17/2011 5:40:02 AM |
| moola-monger9 | $50.00 | 8/17/2011 12:55:11 PM |
| Alwayssail | $25.00 | 8/17/2011 8:21:40 AM |
| StLME | $28.08 | 8/17/2011 9:16:49 AM |
| gentle-gain235 | $50.00 | 8/17/2011 7:34:23 AM |
| point-pinnacle | $30.00 | 8/17/2011 7:53:12 AM |
| yield-implementer8 | $48.51 | 8/17/2011 7:56:45 AM |
| boylezz | $25.00 | 8/17/2011 2:53:32 PM |
| JoeXB | $25.00 | 8/17/2011 10:50:43 AM |
| treasure-pipeline | $35.00 | 8/17/2011 4:03:42 PM |
| jules3304 | $25.00 | 8/17/2011 9:43:50 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:59 PM |
| congardner1 | $25.00 | 8/17/2011 11:39:34 AM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:28:54 PM |
| Beld | $75.00 | 8/17/2011 10:06:16 PM |
| interest-splendor | $30.00 | 8/17/2011 7:15:41 PM |
| first-serene-credit | $25.00 | 8/18/2011 7:40:09 AM |
| bluesheep | $25.00 | 8/17/2011 8:52:01 PM |
| aiming_for_42 | $25.00 | 8/17/2011 7:07:28 PM |
| KileNSmyth4 | $35.28 | 8/18/2011 8:37:52 AM |
| darcyw1 | $28.64 | 8/18/2011 10:42:36 AM |
| hitsman | $50.00 | 8/18/2011 10:59:16 AM |
| bluebird343 | $25.00 | 8/18/2011 5:49:54 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:02:10 PM |
| JesanFafon | $25.00 | 8/18/2011 12:26:28 PM |
| hostbank | $100.00 | 8/18/2011 9:09:36 AM |
| WSTRDG | $25.00 | 8/18/2011 10:13:56 AM |
| georgedorn | $25.00 | 8/18/2011 10:16:30 AM |
| Yin | $25.00 | 8/18/2011 11:06:56 AM |
| BSr | $25.00 | 8/18/2011 5:42:05 PM |
| one-midas | $25.00 | 8/18/2011 12:02:21 PM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 12:27:04 PM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:53 AM |
| whitegold24k | $183.84 | 8/18/2011 12:07:06 PM |
| Pressure_Drop | $34.09 | 8/18/2011 12:42:09 PM |
| seabassx | $25.00 | 8/18/2011 4:21:04 PM |
| marketplace-hut9 | $50.00 | 8/18/2011 4:31:43 PM |
| BxRealtor | $50.00 | 8/19/2011 4:13:35 AM |
| charming-exchange7 | $25.00 | 8/18/2011 6:32:59 PM |
| buffalobills | $25.00 | 8/19/2011 8:17:34 AM |
| helpful-fund8 | $53.43 | 8/19/2011 10:07:02 AM |
| Interloper | $25.00 | 8/20/2011 12:24:36 PM |
| marwadi-62 | $100.00 | 8/20/2011 5:34:11 AM |
| jpac1066 | $100.00 | 8/20/2011 7:36:57 AM |
| petsheep | $25.00 | 8/20/2011 12:55:34 PM |
| payout-magician | $25.00 | 8/20/2011 10:59:37 AM |
| tranquil-revenue | $60.49 | 8/20/2011 12:07:02 PM |
| Long-term2040 | $25.00 | 8/20/2011 12:40:26 PM |
| jbaum | $25.00 | 8/20/2011 3:38:24 PM |
| djh47a | $25.00 | 8/21/2011 8:57:41 AM |
| GL464 | $49.62 | 8/21/2011 4:49:34 PM |
| superb-funds335 | $25.00 | 8/21/2011 12:34:50 PM |
| luminous-payout6 | $50.00 | 8/21/2011 1:15:01 PM |
| slp264 | $100.00 | 8/21/2011 3:56:10 PM |
| grampy48 | $25.00 | 8/21/2011 5:48:01 PM |
| cordial-affluence2 | $25.00 | 8/21/2011 4:28:33 PM |
| power-defender7 | $50.00 | 8/21/2011 7:42:24 PM |
| Tizzo27 | $64.00 | 8/21/2011 7:48:43 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
521276
This series of Notes was issued and sold upon the funding of the borrower loan #52494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $380.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,312 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bright-funds5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Server
Purpose of loan: To pay off taxes
This loan will be used to...pay the IRS
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4,200
Monthly expenses: $
Housing: $ 562.50
Insurance: $ 229.49
Car expenses: $ 383.65
Utilities: $ 100.00
Phone, cable, internet: $ 160.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 106.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 9:04:19 AM |
| reflective-rupee | $100.00 | 8/12/2011 9:05:55 AM |
| DHolly | $25.00 | 8/12/2011 9:10:01 AM |
| equitable-capital758 | $250.00 | 8/12/2011 9:05:45 AM |
| kgeezy | $25.00 | 8/12/2011 4:36:17 PM |
| favorite-commerce | $25.00 | 8/12/2011 10:49:54 AM |
| Bank42 | $25.00 | 8/12/2011 4:38:47 PM |
| leverage-monger | $30.00 | 8/13/2011 6:50:24 AM |
| wealth-prodigy1 | $120.00 | 8/13/2011 7:10:08 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:59 AM |
| loanman2007 | $25.00 | 8/13/2011 4:34:11 AM |
| stepatatime-together | $100.00 | 8/13/2011 8:56:54 AM |
| value-allocator1 | $100.00 | 8/13/2011 10:55:41 AM |
| subtle-revenue0 | $25.00 | 8/13/2011 7:26:56 AM |
| nimble-velocity3 | $100.00 | 8/13/2011 1:47:42 PM |
| stock106 | $25.00 | 8/13/2011 10:23:23 AM |
| javelin0 | $50.00 | 8/13/2011 2:51:26 PM |
| bankbuddy55 | $100.00 | 8/14/2011 9:44:51 AM |
| rate-tower1 | $200.00 | 8/15/2011 6:33:29 AM |
| TikPmp1 | $25.00 | 8/15/2011 3:46:17 AM |
| Bill88 | $25.00 | 8/15/2011 9:17:13 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:16 AM |
| imdave4me | $25.00 | 8/16/2011 3:31:26 AM |
| whitemountainhandyman | $50.00 | 8/15/2011 6:26:06 PM |
| silver-enlightenment0 | $100.00 | 8/16/2011 7:15:22 AM |
| StarshineXL | $200.00 | 8/16/2011 3:12:29 PM |
| tzvie | $25.00 | 8/17/2011 6:46:20 AM |
| CatbirdBanking | $25.00 | 8/16/2011 8:23:59 PM |
| leverage-monger | $25.00 | 8/17/2011 8:37:42 AM |
| compassionate-asset8 | $25.00 | 8/16/2011 10:31:59 PM |
| bnoble09 | $27.80 | 8/17/2011 9:40:59 AM |
| awesome-silver | $100.00 | 8/16/2011 8:15:37 PM |
| nickel-ninja2 | $100.00 | 8/17/2011 7:00:26 AM |
| enchanted-note | $25.00 | 8/17/2011 7:15:02 AM |
| intelligent-benefit657 | $45.00 | 8/12/2011 10:00:26 AM |
| dynrep | $25.00 | 8/12/2011 9:46:08 AM |
| currency-excellency0 | $100.00 | 8/12/2011 10:26:58 AM |
| Wangchuk | $25.00 | 8/12/2011 1:25:54 PM |
| first-class-gold0 | $100.00 | 8/12/2011 9:45:40 PM |
| jubilant-agreement0 | $25.00 | 8/13/2011 12:50:33 PM |
| goodhearted-generosity511 | $25.00 | 8/13/2011 3:14:15 PM |
| loss-of-control | $100.00 | 8/13/2011 3:29:20 PM |
| britches613 | $25.00 | 8/13/2011 7:24:29 PM |
| wise-benjamins-fortress | $25.00 | 8/13/2011 7:31:29 PM |
| awesome-yield7 | $25.00 | 8/14/2011 9:20:13 AM |
| reward-gala | $50.00 | 8/15/2011 3:02:54 AM |
| mykkai | $25.00 | 8/15/2011 9:22:33 AM |
| AlternativeCashFlow | $25.00 | 8/15/2011 9:10:42 AM |
| diplomatic-wealth7 | $25.00 | 8/15/2011 3:34:36 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:50 AM |
| profit-powerplant | $25.00 | 8/16/2011 10:30:17 AM |
| social-zebra | $25.00 | 8/16/2011 3:02:03 PM |
| newest-power-banker | $25.00 | 8/16/2011 9:25:01 PM |
| cash-queen | $29.85 | 8/16/2011 10:34:19 PM |
| goat0 | $50.00 | 8/16/2011 3:13:19 PM |
| mjosa | $25.00 | 8/16/2011 7:23:16 PM |
| musegaze | $150.00 | 8/17/2011 7:32:26 AM |
| irrelevant | $25.00 | 8/17/2011 6:05:12 AM |
| bcsmith | $25.00 | 8/17/2011 8:41:30 AM |
| nickel-ninja2 | $100.00 | 8/17/2011 7:03:30 AM |
| exuberant-economy2 | $50.00 | 8/17/2011 8:43:48 AM |
| scrappy-diversification7 | $272.35 | 8/17/2011 9:57:27 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
521284
This series of Notes was issued and sold upon the funding of the borrower loan #52462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,990 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-dignified-listing |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - please help :)
I am really trying hard to consolidate debt to get my credit in much better standing. I want to be able to purchase my own home so I need to get my credit in better shape starting now! I have student loans I have never consolidated and some credit card debt I have accumulated. I really want to get my revolving credit card accounts paid down the most!
I have NEVER had a late payment on any bill! Lower credit from student loans/revolving credit cards. Marketing undergrad, a MBA, and currently work as an Accountant. I am not risky because I don't want to ever want to put my credit score in jeopardy because I want to buy a house!! :)
Monthly net income: $ 2,700
Housing: $0.00
Insurance: $82
Car expenses: $182
Phone, cable, internet: $150
$350 credit cards/ $150 loans
misc. $250
Thank you so much for at least considering me. I believe this will be the first step in brightening my future and getting rid of some ugly debt!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Legally_Blonde | $25.00 | 8/12/2011 5:38:55 PM |
| payout-bridge | $25.00 | 8/13/2011 4:12:47 AM |
| loanman2007 | $125.00 | 8/13/2011 4:32:49 AM |
| Whipster | $70.00 | 8/13/2011 5:31:02 AM |
| reflective-rupee | $100.00 | 8/12/2011 8:27:06 PM |
| wise-natural-return | $25.00 | 8/12/2011 10:30:52 PM |
| alexgalt | $25.00 | 8/13/2011 12:01:45 AM |
| investment-artist | $25.00 | 8/13/2011 9:04:54 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:50 AM |
| credit-missile | $110.00 | 8/13/2011 9:14:32 AM |
| Yaout | $130.00 | 8/13/2011 1:38:42 PM |
| SolarMoonshine | $25.00 | 8/13/2011 6:26:49 PM |
| EretzCapital | $51.97 | 8/14/2011 8:44:57 AM |
| Wangchuk | $30.01 | 8/14/2011 12:12:13 PM |
| Legally_Blonde | $25.00 | 8/14/2011 10:32:35 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:18 AM |
| greencat | $50.00 | 8/15/2011 7:24:33 AM |
| Bill88 | $25.00 | 8/15/2011 9:12:59 AM |
| credit-elation1 | $25.00 | 8/16/2011 7:55:40 AM |
| Nerdster1 | $25.12 | 8/17/2011 4:52:08 AM |
| awesome-silver | $100.00 | 8/16/2011 8:04:30 PM |
| jebber007 | $30.00 | 8/16/2011 9:52:24 PM |
| wampum-library4 | $25.00 | 8/17/2011 11:14:59 AM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:47 PM |
| coin-bee1 | $25.00 | 8/18/2011 7:05:25 AM |
| CatbirdBanking | $25.00 | 8/17/2011 7:56:41 PM |
| kingbob | $25.00 | 8/18/2011 9:28:45 AM |
| zooom7 | $50.00 | 8/18/2011 9:18:01 PM |
| finance-mushroom | $100.00 | 8/18/2011 5:10:40 PM |
| fortytwo | $100.00 | 8/19/2011 12:07:58 AM |
| bright-exchange | $25.00 | 8/19/2011 8:56:02 PM |
| green-rapid-openness | $100.00 | 8/20/2011 3:13:56 PM |
| luann199 | $25.00 | 8/20/2011 10:40:53 AM |
| irrelevant | $25.00 | 8/20/2011 7:05:10 PM |
| suave-dime6 | $25.00 | 8/20/2011 2:49:43 PM |
| Enz0 | $500.00 | 8/20/2011 3:27:15 PM |
| fallentimbers | $25.00 | 8/20/2011 5:41:52 PM |
| lendstats_com | $200.00 | 8/20/2011 7:25:37 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:46 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:02 PM |
| benefit-flow | $25.00 | 8/20/2011 11:08:44 PM |
| all_of_that_one | $35.00 | 8/21/2011 7:19:49 AM |
| steven3333 | $25.00 | 8/21/2011 5:43:40 PM |
| itsmaj | $35.00 | 8/21/2011 8:49:02 PM |
| truth-umbrella3 | $25.00 | 8/22/2011 11:08:55 AM |
| found_funds | $55.00 | 8/22/2011 11:33:56 AM |
| AlfinityBank25 | $25.00 | 8/22/2011 12:45:50 PM |
| abstert | $24.79 | 8/22/2011 1:45:04 PM |
| payout-bridge | $150.00 | 8/22/2011 10:24:45 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:47:45 AM |
| tshurts | $50.00 | 8/22/2011 12:05:00 PM |
| Investor_DP | $100.00 | 8/12/2011 5:05:10 PM |
| ultimate-peace | $25.00 | 8/12/2011 5:10:53 PM |
| CashFlow13 | $2,000.00 | 8/12/2011 6:47:50 PM |
| Requiem | $25.00 | 8/13/2011 12:36:07 PM |
| stepatatime-together | $100.00 | 8/13/2011 8:57:00 AM |
| alexgalt | $25.00 | 8/13/2011 1:46:47 PM |
| loss-of-control | $75.00 | 8/13/2011 3:31:42 PM |
| genuine-dime | $100.00 | 8/13/2011 4:17:22 PM |
| shrewd-income | $100.00 | 8/14/2011 8:51:23 AM |
| Rogelio48 | $25.00 | 8/14/2011 7:23:29 PM |
| Core-Marketing | $25.00 | 8/14/2011 11:31:22 AM |
| restless-dime | $50.00 | 8/15/2011 1:58:58 PM |
| goat0 | $50.00 | 8/16/2011 8:31:33 PM |
| newest-power-banker | $25.00 | 8/16/2011 7:44:10 PM |
| restless-dime | $50.00 | 8/17/2011 12:36:46 PM |
| terrific-p2ploan | $25.00 | 8/17/2011 1:34:55 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:02 PM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:23:39 PM |
| wonder3 | $30.00 | 8/18/2011 6:31:44 AM |
| vtrentster | $25.00 | 8/18/2011 9:55:17 AM |
| PDR86 | $25.00 | 8/19/2011 10:36:51 AM |
| bazaar-orca | $25.00 | 8/19/2011 2:00:19 PM |
| winmals | $25.00 | 8/19/2011 5:36:16 PM |
| DasMula | $25.00 | 8/20/2011 9:18:00 AM |
| aquistoyraul | $25.00 | 8/20/2011 9:48:31 AM |
| 168RichCapital | $25.08 | 8/20/2011 12:25:15 PM |
| first-dinero-paladin | $50.00 | 8/20/2011 5:16:32 PM |
| sensible-fund | $25.00 | 8/20/2011 6:16:08 PM |
| payout-bridge | $50.00 | 8/21/2011 10:29:47 AM |
| Zipcut | $25.00 | 8/21/2011 3:15:41 PM |
| iq8w7ht | $25.00 | 8/21/2011 3:28:35 PM |
| laomedon | $53.42 | 8/21/2011 9:27:24 PM |
| dime-cherry | $25.00 | 8/21/2011 10:02:53 PM |
| CA-Lender | $50.00 | 8/22/2011 7:03:49 AM |
| Rulea72 | $25.00 | 8/22/2011 7:16:17 AM |
| calimanusa | $40.00 | 8/21/2011 6:34:05 PM |
| 87Marc | $25.00 | 8/21/2011 5:49:42 PM |
| justsk8tingby | $39.64 | 8/22/2011 10:22:32 AM |
| palace2 | $550.54 | 8/22/2011 6:53:14 AM |
| asiaratt | $50.00 | 8/22/2011 9:09:53 AM |
| interest-splendor | $30.00 | 8/22/2011 12:06:20 PM |
| slp264 | $79.43 | 8/22/2011 1:22:45 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
521298
This series of Notes was issued and sold upon the funding of the borrower loan #52515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 6
/
5 | Length of status: | 25y 7m |
|
Amount delinquent:
| $92,467 |
Total credit lines:
| 41 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,291 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| friendly-wealth7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
golf
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i am a good person
Monthly net income: $7500
Monthly exp
Housing: $1200
Insurance: $125
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $130
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 9:02:04 AM |
| MadHun | $200.00 | 8/17/2011 11:22:58 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:52 PM |
| leverage-monger | $25.00 | 8/18/2011 7:04:47 AM |
| mercuriant | $25.00 | 8/18/2011 10:23:33 AM |
| hitsman | $50.00 | 8/18/2011 10:59:07 AM |
| trippd6 | $25.00 | 8/19/2011 8:13:03 PM |
| wild-orange | $6.00 | 8/20/2011 1:08:52 AM |
| Nojukbong | $100.00 | 8/19/2011 5:53:06 PM |
| vishal29 | $25.00 | 8/19/2011 8:53:09 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:11 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:13 PM |
| subtle-revenue0 | $25.00 | 8/13/2011 7:26:54 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 7:08:00 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:45 AM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:09 AM |
| irrelevant | $25.00 | 8/17/2011 2:05:22 PM |
| leverage-monger | $44.00 | 8/18/2011 7:11:45 AM |
| tomoe | $25.00 | 8/18/2011 7:16:02 PM |
| handy-justice | $50.00 | 8/18/2011 9:03:35 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
521484
This series of Notes was issued and sold upon the funding of the borrower loan #52485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,568 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| whoguy |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
I am trying to obtain a loan to consolidate some outstanding (and annoying) credit cards that I have out there. My credit score is good and I have a solid history of paying things in full and on time. The purpose of this loan is just to simplify things a little.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/16/2011 5:06:49 PM |
| luzonct | $100.00 | 8/16/2011 11:44:06 PM |
| leverage-monger | $30.00 | 8/17/2011 8:53:56 AM |
| worth-blanket2 | $9,600.00 | 8/17/2011 9:17:56 AM |
| DasMula | $25.00 | 8/16/2011 7:41:32 PM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:18 PM |
| Investor_DP | $100.00 | 8/16/2011 5:06:06 PM |
| AlternativeCashFlow | $25.00 | 8/16/2011 8:08:34 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
521516
This series of Notes was issued and sold upon the funding of the borrower loan #52459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,151 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| market-hut4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...home improvement
My financial situation:
I am a good candidate for this loan because...my history and i pay loans back tha why my credit score is high
Monthly net income: $3600.00
Monthly expenses: $1800.00
Housing: $0
Insurance: $144.36
Car expenses: $0
Utilities: $150.00
Phone, cable, internet: $180.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/14/2011 12:04:34 PM |
| stepatatime-together | $100.00 | 8/14/2011 8:06:36 PM |
| restless-dime | $50.00 | 8/15/2011 10:26:39 PM |
| social-zebra | $25.00 | 8/16/2011 2:56:43 PM |
| Bank42 | $41.24 | 8/16/2011 1:57:30 PM |
| newest-generous-income | $25.00 | 8/17/2011 11:40:28 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:09 PM |
| terrific-p2ploan | $25.00 | 8/18/2011 9:11:50 AM |
| goat0 | $50.00 | 8/18/2011 7:49:28 PM |
| well-rounded-payout0 | $50.00 | 8/18/2011 9:33:58 PM |
| CatbirdBanking | $25.00 | 8/18/2011 9:02:14 PM |
| ladyopium | $100.00 | 8/20/2011 9:57:02 AM |
| gothampark | $25.00 | 8/20/2011 8:14:05 AM |
| first-dinero-paladin | $50.00 | 8/20/2011 5:00:24 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:35 PM |
| carrinel | $50.00 | 8/20/2011 3:24:59 PM |
| kinetic-social | $25.00 | 8/21/2011 9:20:43 AM |
| irrelevant | $25.00 | 8/21/2011 7:05:16 PM |
| num1irish | $104.65 | 8/22/2011 12:52:07 PM |
| finance-mushroom | $100.00 | 8/22/2011 9:12:44 AM |
| a-restless-dollar | $25.00 | 8/22/2011 10:59:04 AM |
| mrxtravis | $25.00 | 8/22/2011 12:33:47 PM |
| best-income-fertilizer | $50.00 | 8/22/2011 12:51:26 PM |
| ultimate-peace | $25.00 | 8/14/2011 12:10:32 PM |
| favorite-commerce | $25.00 | 8/14/2011 12:41:11 PM |
| first-class-gold0 | $50.00 | 8/14/2011 5:08:27 PM |
| asset-cougar0 | $25.00 | 8/15/2011 3:56:19 AM |
| reflective-rupee | $100.00 | 8/14/2011 5:15:45 PM |
| reward-gala | $50.00 | 8/15/2011 3:02:54 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:27 AM |
| goodhearted-generosity511 | $25.00 | 8/15/2011 11:30:13 AM |
| wealth-renaissance5 | $25.00 | 8/16/2011 12:25:37 PM |
| jmvingeorgia | $25.00 | 8/17/2011 2:14:17 PM |
| penny-champ5 | $25.00 | 8/19/2011 12:54:24 PM |
| new-discrete-camaraderi | $25.00 | 8/19/2011 10:55:22 AM |
| promise2 | $25.00 | 8/19/2011 7:47:59 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:31:31 PM |
| silver-enlightenment0 | $100.00 | 8/21/2011 4:36:27 PM |
| trader-joe | $25.00 | 8/21/2011 3:47:19 PM |
| worthy-loot8 | $25.00 | 8/22/2011 9:15:18 AM |
| Dyre | $30.26 | 8/22/2011 7:40:05 AM |
| tranquil-ore4 | $48.85 | 8/22/2011 9:58:31 AM |
| brightest-friendly-interest | $100.00 | 8/22/2011 12:50:52 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
521580
This series of Notes was issued and sold upon the funding of the borrower loan #52373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,485 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| market-cycle4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
violets
Purpose of loan:
This loan will be used to...pay off credit card amounts
My financial situation:
I am a good candidate for this loan because...I have always had excellent payment history. My credit amounts are high because I have helped a lot of people such as my son who had cancer and I paid his student loans and bills while he was sick. I am a victim of identity theft and I am trying to just get back on track. I am a hard worker and have a steady income and will be able to make my monthly payment.
Monthly net income: $2400.00
Monthly expenses: $ husband pays
Housing: $ husband pays
Insurance: $ husband pays
Car expenses: $ car is paid in full
Utilities: $ husband pays
Phone, cable, internet: $ husband pays
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ monthly payments total $1755.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $30.00 | 8/15/2011 9:04:28 AM |
| stepatatime-together | $100.00 | 8/15/2011 9:26:41 AM |
| Investor_DP | $100.00 | 8/15/2011 9:04:42 AM |
| worth-blanket2 | $4,800.00 | 8/15/2011 5:57:10 PM |
| riveting-credit5 | $100.00 | 8/15/2011 11:02:12 PM |
| credit-elation1 | $25.00 | 8/16/2011 8:02:57 AM |
| reflective-rupee | $100.00 | 8/16/2011 7:33:00 AM |
| Bill88 | $25.00 | 8/16/2011 1:22:56 PM |
| goat0 | $50.00 | 8/16/2011 2:42:35 PM |
| irrelevant | $25.00 | 8/17/2011 6:05:27 AM |
| awesome-silver | $100.00 | 8/16/2011 8:03:24 PM |
| jebber007 | $30.00 | 8/16/2011 9:51:58 PM |
| brightest-dignified-penny | $25.00 | 8/17/2011 10:40:52 AM |
| wampum-library4 | $100.00 | 8/17/2011 11:18:08 AM |
| Amber_Stone | $25.00 | 8/17/2011 8:08:08 PM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:25:45 PM |
| loanman2007 | $75.00 | 8/17/2011 2:04:52 PM |
| high_flyer | $200.00 | 8/17/2011 10:20:54 PM |
| orderly-wampum | $100.00 | 8/18/2011 8:01:40 AM |
| kingbob | $25.00 | 8/18/2011 9:27:52 AM |
| pious-gold | $25.00 | 8/18/2011 12:22:53 PM |
| handy-justice | $50.00 | 8/18/2011 9:06:01 PM |
| kendigme | $25.00 | 8/19/2011 3:11:14 AM |
| bazaar-magma | $50.00 | 8/18/2011 11:20:13 PM |
| 168RichCapital | $25.08 | 8/19/2011 6:27:16 AM |
| Craigopher | $25.00 | 8/19/2011 3:48:43 AM |
| payout-network1 | $25.00 | 8/19/2011 5:27:55 AM |
| bnoble09 | $27.33 | 8/19/2011 9:55:46 AM |
| let_me_retire | $33.00 | 8/19/2011 10:59:10 AM |
| brondero | $34.00 | 8/19/2011 2:19:36 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:58:19 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:35 AM |
| green-trade-dolphin | $25.00 | 8/15/2011 10:30:28 AM |
| loss-of-control | $100.00 | 8/15/2011 6:53:46 PM |
| shrewd-income | $25.00 | 8/15/2011 6:49:20 PM |
| Nerdster1 | $25.12 | 8/16/2011 10:21:23 AM |
| alexgalt | $25.00 | 8/16/2011 10:02:49 PM |
| Bob450 | $30.00 | 8/17/2011 7:59:53 AM |
| thehousewife | $25.00 | 8/17/2011 11:01:49 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:13 PM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:19:15 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:49 PM |
| DasMula | $25.00 | 8/17/2011 7:20:39 PM |
| Kyileo | $25.00 | 8/17/2011 8:15:11 PM |
| luzonct | $100.00 | 8/18/2011 2:40:19 PM |
| orderly-wampum | $100.00 | 8/18/2011 8:01:47 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:41:23 AM |
| jstrode10 | $25.00 | 8/18/2011 2:46:22 PM |
| rjcoutur2001 | $33.57 | 8/18/2011 1:06:46 PM |
| otto1939 | $51.00 | 8/18/2011 4:32:13 PM |
| Iwillhuntyoudown | $25.00 | 8/18/2011 11:12:40 PM |
| fortytwo | $100.00 | 8/19/2011 12:08:00 AM |
| kwan | $25.00 | 8/19/2011 10:54:24 AM |
| leverage-monger | $25.00 | 8/19/2011 7:54:51 AM |
| JLMGroupFunds | $25.90 | 8/19/2011 9:34:50 AM |
| penny-ace7 | $50.00 | 8/19/2011 12:59:56 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
521788
This series of Notes was issued and sold upon the funding of the borrower loan #52390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $215.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
13 | Length of status: | 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,711 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-investor |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
660-679
(Aug-2008)
|
|
Principal balance:
| $1,253.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
paying off high rate card
Purpose of loan: to pay off a high rate card
This loan will be used to...
My financial situation:I have a stable situation
I am a good candidate for this loan because...
I'm active duty military and i've all paid off one prosper loan
Monthly net income: $5450
Monthly expenses: $
Housing: $780
Insurance: $230
Car expenses: $400
Utilities: $80
Phone, cable, internet: $45
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $
250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/16/2011 9:19:40 AM |
| Ubiquinone | $25.00 | 8/16/2011 10:38:32 AM |
| trumpeter5 | $50.00 | 8/16/2011 12:33:35 PM |
| reflective-rupee | $100.00 | 8/16/2011 10:34:28 AM |
| Investor_DP | $100.00 | 8/16/2011 9:03:55 AM |
| MoneyForNothing | $103.45 | 8/16/2011 9:08:00 AM |
| worth-blanket2 | $4,800.00 | 8/16/2011 11:31:04 AM |
| CA-Lender | $50.00 | 8/16/2011 10:21:47 AM |
| Whatssofunnybout | $25.00 | 8/16/2011 12:33:49 PM |
| bullish2bearish | $25.00 | 8/16/2011 9:24:48 AM |
| janeybooboo | $100.00 | 8/16/2011 9:52:53 AM |
| MoneyForNothing | $21.55 | 8/16/2011 12:33:59 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
521796
This series of Notes was issued and sold upon the funding of the borrower loan #52512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,318 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FundsSmith |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 83% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 6
( 17% )
| 600-619
(Jul-2008)
580-599
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Purchasing a Honda
Purpose of loan:
This loan will be used to Buy a 1999 Honda CRV
My financial situation:
I am a good candidate for this loan because i have a Job!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Hogan55 | $34.52 | 8/14/2011 12:42:40 PM |
| jsnryn | $25.00 | 8/15/2011 8:35:31 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:47 AM |
| justice-circuitry0 | $50.00 | 8/16/2011 5:47:10 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:15 PM |
| wampum-chorus3 | $25.00 | 8/16/2011 8:00:54 AM |
| Johnab | $25.00 | 8/16/2011 7:12:44 AM |
| currency-persimmon | $50.00 | 8/16/2011 4:57:28 AM |
| rakem777 | $25.00 | 8/16/2011 6:59:53 AM |
| coin-sphinx4 | $25.36 | 8/16/2011 4:37:38 PM |
| novice-speculator | $25.00 | 8/16/2011 9:50:16 AM |
| availableloan | $25.00 | 8/16/2011 1:18:54 PM |
| Zane314 | $200.00 | 8/16/2011 4:11:13 PM |
| Christophe | $25.00 | 8/17/2011 7:12:08 AM |
| jarf | $25.00 | 8/16/2011 8:39:30 PM |
| exchange-squirrel | $25.00 | 8/17/2011 8:44:19 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 7:45:21 PM |
| SolarMoonshine | $25.00 | 8/17/2011 3:40:31 AM |
| JoeXB | $50.00 | 8/17/2011 9:30:20 AM |
| trumpeter5 | $25.00 | 8/17/2011 12:11:00 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 1:02:52 PM |
| reward-burger2 | $50.00 | 8/17/2011 2:16:20 PM |
| sensible-diversification5 | $25.00 | 8/17/2011 2:57:07 PM |
| agent86a | $50.00 | 8/17/2011 1:24:58 PM |
| Kerrysbay | $51.57 | 8/17/2011 2:30:02 PM |
| jescowa | $50.00 | 8/17/2011 3:37:10 PM |
| nimble-dedication1 | $50.00 | 8/17/2011 5:30:03 PM |
| don8ter | $25.00 | 8/18/2011 4:50:23 AM |
| worth-matador | $50.00 | 8/18/2011 8:59:44 AM |
| BSr | $50.00 | 8/18/2011 5:43:22 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:24 PM |
| active-benjamins4 | $53.00 | 8/18/2011 2:08:34 PM |
| spencer14883 | $25.00 | 8/18/2011 3:50:23 PM |
| blue-useful-auction | $25.00 | 8/19/2011 6:23:44 AM |
| ethicalhumanist | $50.00 | 8/18/2011 7:14:24 PM |
| tntmojave | $50.00 | 8/19/2011 11:20:13 AM |
| sgt-schultz | $50.00 | 8/19/2011 7:36:24 AM |
| cr55595 | $25.00 | 8/19/2011 9:36:59 AM |
| top-epic-community | $50.00 | 8/19/2011 10:55:24 AM |
| jimartin1 | $25.00 | 8/19/2011 10:21:47 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:58 AM |
| enriching-finance6 | $38.60 | 8/19/2011 4:22:59 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:30 AM |
| indomitable-coin | $25.00 | 8/14/2011 2:11:02 PM |
| equitable-capital758 | $250.00 | 8/15/2011 9:03:55 AM |
| RJN | $54.85 | 8/16/2011 7:12:50 AM |
| trumpeter5 | $50.00 | 8/16/2011 7:37:30 AM |
| Use_It_Wisely | $30.00 | 8/16/2011 8:36:16 AM |
| CreditBuilder2 | $75.00 | 8/16/2011 9:31:57 AM |
| yield-seeker | $25.00 | 8/16/2011 9:46:07 AM |
| nimcha | $50.00 | 8/16/2011 5:53:23 AM |
| goldenretriever | $100.00 | 8/16/2011 1:09:55 PM |
| jedi8 | $25.00 | 8/16/2011 8:19:53 AM |
| ready-loan | $25.00 | 8/16/2011 2:23:01 PM |
| investment-artist | $25.02 | 8/16/2011 12:40:30 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:18:27 PM |
| jrhinomo | $71.25 | 8/16/2011 1:27:46 PM |
| glimmering-credit4 | $25.00 | 8/16/2011 6:29:35 PM |
| economy-mulberry7 | $50.00 | 8/17/2011 9:49:25 AM |
| Syzygy | $25.00 | 8/17/2011 9:54:08 AM |
| JBF_Investments | $60.83 | 8/17/2011 10:59:35 AM |
| capital-party6 | $150.00 | 8/17/2011 9:03:51 AM |
| MadHun | $200.00 | 8/17/2011 11:23:02 AM |
| radiant-cash0 | $30.00 | 8/18/2011 2:45:54 AM |
| unflappable-pound3 | $50.00 | 8/17/2011 7:33:14 PM |
| credit-bank-usa611 | $150.00 | 8/17/2011 9:24:53 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:55:43 AM |
| hitsman | $50.00 | 8/18/2011 10:59:27 AM |
| herbyman | $50.00 | 8/18/2011 11:25:03 AM |
| fervent-currency5 | $200.00 | 8/19/2011 7:14:58 AM |
| bazaar-orca | $25.00 | 8/19/2011 1:31:32 PM |
| Sneezie | $100.00 | 8/19/2011 1:27:11 PM |
| purposeful-pound5 | $25.00 | 8/19/2011 2:59:58 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
521866
This series of Notes was issued and sold upon the funding of the borrower loan #52391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $102,745 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-tender-nickel |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I need a small loan.
Purpose of loan: Pay a temporary medical expense.
My financial situation: Full time worker and homeowner.
I will repay the loan on time and without difficulty because I have two tenants moving in on 9/1/2011. Their contribution to my rental income will make my financial situation easier.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/16/2011 5:05:51 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:14 AM |
| worth-blanket2 | $3,900.00 | 8/17/2011 9:18:01 AM |
| alexgalt | $25.00 | 8/16/2011 10:00:26 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
522026
This series of Notes was issued and sold upon the funding of the borrower loan #52412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $150.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
9 | Length of status: | 4y 1m |
|
Amount delinquent:
| $349 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,699 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 114% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-plum |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
740-759
(May-2010)
640-659
(Mar-2010)
|
|
Principal balance:
| $3,150.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $74,650.00
Monthly expenses: $2100.00
Housing: $900.00
Insurance: $included
Car expenses: $0
Utilities: $140.00
Phone, cable, internet: $55.00
Food, entertainment: $200.00
Clothing, household expenses: $120.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/16/2011 5:02:30 PM |
| papaloha | $25.00 | 8/16/2011 8:50:49 PM |
| alexgalt | $25.00 | 8/16/2011 10:02:14 PM |
| USMC0311 | $25.00 | 8/16/2011 9:13:24 PM |
| MilitaryLending | $27.30 | 8/16/2011 11:28:37 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:15 AM |
| pembull | $30.00 | 8/16/2011 5:13:54 PM |
| worth-blanket2 | $3,200.00 | 8/17/2011 9:17:35 AM |
| 312-Lender | $25.00 | 8/17/2011 12:48:53 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
522044
This series of Notes was issued and sold upon the funding of the borrower loan #52405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 11y 4m |
|
Amount delinquent:
| $417 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,219 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-halo8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tsloan
Purpose of loan: debt consolidate
This loan will be used to...payoff card,
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3670
Monthly expenses: $3100
Housing: $
Insurance: $
Car expenses: $
Utilities: $180
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $420
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/16/2011 8:03:22 PM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:20 PM |
| worth-blanket2 | $3,900.00 | 8/17/2011 9:17:41 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
522094
This series of Notes was issued and sold upon the funding of the borrower loan #52465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $111.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $957 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| emphatic-euro2 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home immprovement loan
Purpose of loan:
This loan will be used to...build concrete driveway
My financial situation:
I am a good candidate for this loan because...i do have full time job...never pay late or never have late payments.I will pay my loan off without any problems.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/20/2011 12:07:46 PM |
| jbaum | $25.00 | 8/20/2011 3:38:31 PM |
| blot44 | $100.00 | 8/20/2011 12:38:44 PM |
| fallentimbers | $25.00 | 8/20/2011 5:28:31 PM |
| MarvintheMartian | $55.00 | 8/20/2011 12:11:02 PM |
| loyalty-edifice997 | $25.00 | 8/20/2011 1:26:32 PM |
| Cheburashka | $42.00 | 8/20/2011 2:10:53 PM |
| unclejaef | $25.00 | 8/20/2011 3:19:02 PM |
| cwegert | $150.00 | 8/20/2011 3:07:24 PM |
| Cashew6 | $25.00 | 8/20/2011 11:37:07 PM |
| balance-bliss | $150.00 | 8/21/2011 2:51:17 AM |
| kazanov | $25.00 | 8/20/2011 6:28:47 PM |
| GoGators01 | $25.00 | 8/20/2011 8:16:08 PM |
| Theodon | $25.00 | 8/21/2011 4:24:10 AM |
| cashhelp | $50.00 | 8/21/2011 9:09:20 AM |
| first-euro-rapture | $25.00 | 8/21/2011 7:34:13 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:30 PM |
| Farm-Money-4-U | $25.00 | 8/21/2011 4:18:43 PM |
| grampy48 | $40.00 | 8/21/2011 5:47:18 PM |
| Dollars4Rent | $27.88 | 8/22/2011 9:38:21 AM |
| income-thinker4 | $25.00 | 8/21/2011 10:38:31 PM |
| ideal-platinum4 | $25.00 | 8/21/2011 10:58:42 PM |
| seineil | $50.00 | 8/22/2011 2:57:12 AM |
| Nerdster1 | $25.12 | 8/22/2011 4:41:30 AM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:51 AM |
| diversification-surge | $25.00 | 8/22/2011 7:26:44 AM |
| MadHun | $200.00 | 8/22/2011 9:13:59 AM |
| Weaverville | $50.00 | 8/21/2011 11:15:52 AM |
| green-trade-dolphin2 | $25.00 | 8/20/2011 1:03:26 PM |
| nickel-ferret | $25.00 | 8/20/2011 12:13:27 PM |
| income-encore1 | $35.00 | 8/20/2011 1:28:34 PM |
| Preteur | $25.00 | 8/20/2011 2:17:06 PM |
| Emgolda | $25.00 | 8/20/2011 10:01:20 PM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:02 PM |
| Guiren | $100.00 | 8/20/2011 5:34:58 PM |
| fiercesnail | $25.00 | 8/20/2011 6:20:50 PM |
| frobin | $25.00 | 8/20/2011 8:09:06 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:49 AM |
| swissbanker | $50.00 | 8/20/2011 9:23:58 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:54 AM |
| ideal-platinum1 | $50.00 | 8/21/2011 6:57:51 AM |
| britgsb | $50.00 | 8/21/2011 8:49:58 AM |
| QuidProQuo4u | $25.00 | 8/21/2011 2:44:34 PM |
| gentle-gain235 | $200.00 | 8/21/2011 8:00:11 AM |
| john0720 | $50.00 | 8/21/2011 3:05:51 PM |
| djh47a | $25.00 | 8/21/2011 8:57:42 AM |
| hostbank | $100.00 | 8/21/2011 12:08:53 PM |
| Approved | $100.00 | 8/21/2011 6:09:00 PM |
| themoneydoctor | $500.00 | 8/21/2011 12:33:54 PM |
| Rivervale_Westwood | $50.00 | 8/21/2011 2:27:05 PM |
| natural-trade7 | $50.00 | 8/21/2011 4:46:47 PM |
| Uwantfunds | $50.00 | 8/21/2011 5:51:12 PM |
| worthy-bid8 | $50.00 | 8/22/2011 9:07:57 AM |
| agile-loan0 | $25.00 | 8/21/2011 7:04:57 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:26 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:33 PM |
| direct-social3 | $50.00 | 8/22/2011 3:02:28 AM |
| rce1964 | $25.00 | 8/22/2011 6:16:16 AM |
| credit-bank-usa611 | $100.00 | 8/22/2011 8:10:31 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
522130
This series of Notes was issued and sold upon the funding of the borrower loan #52436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,757 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pure-texas |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2009)
680-699
(Sep-2008)
|
|
Principal balance:
| $9,800.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
High Interest debt consolidation
Purpose of loan:
This loan will be used to pay off credit card debts with high interest rates.
My financial situation:
I am a good candidate for this loan because I have a good paying professional job that requires me to maintain good credit scores. I would like to tackle my debt more quickly at a lower APR.
Monthly net income: $7000
Monthly expenses:
Housing: $1150
Insurance: $200
Car expenses: $850
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $350
Clothing, household expenses: $75
Credit cards and other loans: $900
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| javelin0 | $50.00 | 8/17/2011 5:19:47 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:29 PM |
| hostbank | $100.00 | 8/17/2011 5:09:09 PM |
| compoundinterest | $25.00 | 8/17/2011 5:08:45 PM |
| timbob | $200.00 | 8/17/2011 5:42:48 PM |
| KillBill | $25.00 | 8/18/2011 6:51:59 AM |
| drcoop | $28.00 | 8/18/2011 8:16:16 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:27:22 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:45 AM |
| genius520 | $50.00 | 8/18/2011 9:11:57 AM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:26 PM |
| wanna-help | $50.00 | 8/18/2011 10:07:44 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:28 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:53 AM |
| OldManP | $25.00 | 8/18/2011 11:10:11 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:12 AM |
| building-america | $25.00 | 8/18/2011 2:29:51 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:50 PM |
| nickel-ferret | $50.00 | 8/17/2011 5:14:24 PM |
| DoctorJoe | $25.00 | 8/18/2011 4:45:17 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:28 AM |
| DHolly | $25.00 | 8/17/2011 5:29:34 PM |
| interest-splendor | $30.00 | 8/17/2011 7:27:48 PM |
| green-trade-dolphin | $35.00 | 8/17/2011 6:48:27 PM |
| shmb6508 | $30.00 | 8/18/2011 9:01:15 AM |
| handshake5 | $100.00 | 8/18/2011 9:15:32 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:40 AM |
| charming-exchange7 | $25.00 | 8/18/2011 4:11:23 AM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:06 AM |
| hitsman | $50.00 | 8/18/2011 10:59:38 AM |
| Comoparklender | $25.00 | 8/18/2011 5:28:46 AM |
| DPH | $100.00 | 8/18/2011 11:57:06 AM |
| gold-cluster | $50.00 | 8/18/2011 6:25:25 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:46 PM |
| whitegold24k | $250.00 | 8/18/2011 12:35:52 PM |
| Investor_DP | $100.00 | 8/18/2011 9:05:35 AM |
| ursus | $50.00 | 8/18/2011 9:11:03 AM |
| worth-blanket2 | $12,900.00 | 8/18/2011 5:22:36 PM |
| herbyman | $50.00 | 8/18/2011 11:25:16 AM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:55 AM |
| Sibelius2 | $25.00 | 8/18/2011 12:58:07 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
522336
This series of Notes was issued and sold upon the funding of the borrower loan #52453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $329.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,521 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intelligent-income |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2009)
|
|
Principal balance:
| $1,178.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
She's getting married!
Purpose of loan:
This loan will be used to help with my daughter's wedding.
My financial situation:
I am a good candidate for this loan because, although I have more debt than I wish, I haven't missed a payment and haven't been late on paying a loan. I'm VERY reliable. I currently have a Prosper loan (one year left) and have successfully paid each month. My car loan will be completed in Feb, freeing up $253 more to pay down debt.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| javelin0 | $50.00 | 8/17/2011 5:19:47 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:07 AM |
| calbertrand | $25.00 | 8/17/2011 5:19:14 PM |
| compoundinterest | $25.00 | 8/17/2011 5:08:46 PM |
| hostbank | $100.00 | 8/17/2011 5:09:09 PM |
| timbob | $200.00 | 8/17/2011 5:42:49 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:30 AM |
| green-trade-dolphin | $35.00 | 8/17/2011 6:45:36 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:50 PM |
| nickel-ferret | $50.00 | 8/18/2011 9:15:58 AM |
| blue-useful-auction | $25.00 | 8/18/2011 6:28:50 AM |
| drcoop | $28.00 | 8/18/2011 8:16:16 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:45 AM |
| OldManP | $25.00 | 8/18/2011 11:10:23 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:46 PM |
| TennSquire | $50.00 | 8/18/2011 11:45:12 AM |
| worth-blanket2 | $7,100.00 | 8/18/2011 5:22:21 PM |
| Bank_Of_XL | $25.00 | 8/17/2011 5:35:54 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:26 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:28 AM |
| CoolPlexer | $25.00 | 8/17/2011 5:25:11 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:29 PM |
| handshake5 | $77.00 | 8/18/2011 9:15:33 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:40 AM |
| Comoparklender | $25.00 | 8/18/2011 5:28:46 AM |
| hitsman | $50.00 | 8/18/2011 10:59:39 AM |
| DoctorJoe | $25.00 | 8/18/2011 4:46:19 AM |
| investment-artist | $25.01 | 8/18/2011 7:25:57 AM |
| Investor_DP | $100.00 | 8/18/2011 9:05:35 AM |
| ursus | $32.00 | 8/18/2011 9:11:03 AM |
| building-america | $25.00 | 8/18/2011 2:29:51 PM |
| genius520 | $27.00 | 8/18/2011 9:11:57 AM |
| herbyman | $50.00 | 8/18/2011 11:25:16 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:53 AM |
| DPH | $100.00 | 8/18/2011 11:57:07 AM |
| whitegold24k | $250.00 | 8/18/2011 12:34:30 PM |
| Chesterite | $25.00 | 8/18/2011 1:23:14 PM |
| velocity-oak | $0.99 | 8/18/2011 5:57:49 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
522412
This series of Notes was issued and sold upon the funding of the borrower loan #52445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
3 | Length of status: | 3y 11m |
|
Amount delinquent:
| $5,495 |
Total credit lines:
| 37 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| happychick981 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2011)
640-659
(Dec-2009)
660-679
(Aug-2009)
680-699
(Jul-2008)
|
|
Principal balance:
| $2,456.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
To help consolidate funds
Purpose of loan:
This loan will be used to consolidate funds on some townhouse issues, unfortunately I've had some problems with my townhouse, and its been very costly to try and keep up with the maintenance. This loan would be to pay everything back that is due, so I can breathe a little easier and have a better, lower monthly payment on these services.
My financial situation: Fair
I am a good candidate for this loan because I had 2 other prosper loans, and I've never been late on a payment, and I've also just paid one loan in full =) Proof I can be trusted.
Monthly net income: $ 4000
Monthly expenses: $ 2700
Housing: $1200
Insurance: $ 200
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 500
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $35.00 | 8/18/2011 5:06:26 PM |
| Feyenoord | $25.00 | 8/18/2011 9:26:19 PM |
| DasMula | $25.00 | 8/18/2011 9:30:20 PM |
| NekHoldings | $25.00 | 8/19/2011 5:24:42 AM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:29 PM |
| worth-blanket2 | $3,000.00 | 8/19/2011 10:09:56 AM |
| jhouman | $25.00 | 8/19/2011 5:10:58 AM |
| chameleon125 | $25.00 | 8/19/2011 7:11:48 AM |
| glroark | $50.00 | 8/19/2011 8:13:37 AM |
| FinanceEngine | $25.00 | 8/19/2011 10:18:28 AM |
| MoneyForNothing | $16.18 | 8/19/2011 10:25:01 AM |
| MoneyForNothing | $68.76 | 8/18/2011 5:04:44 PM |
| benefit-trident | $25.00 | 8/18/2011 5:27:34 PM |
| marwadi-62 | $100.00 | 8/19/2011 7:27:24 AM |
| Moe87 | $25.00 | 8/19/2011 3:25:33 AM |
| mikeandcat | $100.46 | 8/19/2011 5:18:05 AM |
| whitegold24k | $250.00 | 8/19/2011 7:31:59 AM |
| FarmersBank | $29.60 | 8/19/2011 8:51:46 AM |
| farchoir | $25.00 | 8/19/2011 9:44:13 AM |
| Legally_Blonde | $25.00 | 8/19/2011 9:10:42 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
522434
This series of Notes was issued and sold upon the funding of the borrower loan #52382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $738 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| understanding-yield7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clean Up and Rebuild Credit
Purpose of loan:
This loan will be used to pay off credit card balances with a small portion going to help my son prepare to go to a trade school.
My financial situation:
I am a good candidate for this loan because I have good and stable employment. I am also at a point where I have learned many financial life lessons and am ready to move forward.
Monthly net income: $ 2137.32
Monthly expenses: $1513.16
Housing: $390.00
Insurance: $125.71
Car expenses: $160.00
Utilities: $145.00
Phone, cable, internet: $177.69
Food, entertainment: $300.00
Clothing, household expenses: $45.00
Credit cards and other loans: $169.76
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/18/2011 9:34:34 AM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:26 AM |
| MarvintheMartian | $25.00 | 8/18/2011 9:16:13 AM |
| SolarMoonshine | $25.00 | 8/18/2011 3:10:57 PM |
| compoundinterest | $50.00 | 8/18/2011 9:09:00 AM |
| MadHun | $200.00 | 8/18/2011 5:11:42 PM |
| hidavehi | $44.00 | 8/18/2011 6:24:47 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:03 PM |
| luzonct | $100.00 | 8/18/2011 2:44:04 PM |
| serene-capital | $25.00 | 8/19/2011 1:01:29 AM |
| TomDalonajay | $25.00 | 8/19/2011 3:32:21 AM |
| seabassx | $25.00 | 8/18/2011 4:21:26 PM |
| ColoradoLender82 | $25.00 | 8/19/2011 8:08:36 AM |
| goat0 | $50.00 | 8/18/2011 7:17:14 PM |
| ddoneday | $25.00 | 8/19/2011 4:33:29 AM |
| social-zebra | $29.00 | 8/19/2011 8:42:21 AM |
| Coppercanyon | $25.00 | 8/19/2011 8:09:55 AM |
| nhsledfreak | $25.00 | 8/19/2011 8:25:29 AM |
| PapaSmurf69 | $60.00 | 8/19/2011 9:31:22 AM |
| Recyclist | $36.00 | 8/18/2011 11:31:22 AM |
| whitegold24k | $250.00 | 8/18/2011 1:20:26 PM |
| Investor_DP | $100.00 | 8/18/2011 9:05:20 AM |
| loanman2007 | $50.00 | 8/18/2011 10:08:09 AM |
| famous-bill | $50.00 | 8/18/2011 2:15:33 PM |
| Bank_Of_XL | $25.00 | 8/18/2011 12:52:39 PM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:19:56 AM |
| enchanted-note | $25.00 | 8/19/2011 7:29:24 AM |
| doc1 | $103.00 | 8/18/2011 6:55:15 PM |
| shrewd-loot | $25.00 | 8/18/2011 6:50:05 PM |
| velocity-winner | $25.00 | 8/18/2011 9:15:28 PM |
| Rogelio48 | $30.00 | 8/19/2011 8:17:47 AM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:20:22 AM |
| ImaPutz | $25.00 | 8/19/2011 9:59:36 AM |
| JTDeli | $123.00 | 8/19/2011 10:00:32 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
522494
This series of Notes was issued and sold upon the funding of the borrower loan #52346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,074 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-rocker1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need help
Purpose of loan:
This loan will be used to...
to consolidate credit cards and fix my car
My financial situation:
I am a good candidate for this loan because...
I always pay my bills and have been employed for four years
Monthly net income: $2000
Monthly expenses: $1100
Housing: $200
Insurance: $240
Car expenses: $296
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/18/2011 5:10:57 PM |
| MadHun | $200.00 | 8/18/2011 5:11:42 PM |
| bullish2bearish | $25.00 | 8/18/2011 5:29:45 PM |
| equitable-capital758 | $150.00 | 8/18/2011 6:24:06 PM |
| FriendInSeattle | $100.00 | 8/18/2011 5:55:56 PM |
| SolarMoonshine | $25.00 | 8/18/2011 5:20:34 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
522552
This series of Notes was issued and sold upon the funding of the borrower loan #52387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $431.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,509 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| laddertosuccess |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,750.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
620-639
(Sep-2009)
620-639
(Aug-2009)
560-579
(Jul-2008)
|
|
Principal balance:
| $573.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Paying off all my credit cards.
Purpose of loan:
This loan will be used to...pay off the remaining credit cards I have left.
My financial situation:
I am a good candidate for this loan because...I have had four Prosper loans. Two have been paid off and one will be paid off by the end of the year. All of my payments have been on or before the due date. I am very happy that the Prosper lenders have enabled me to pay off a few cards and look forward to paying my remaining credit cards. I have paid off my American Express, Chase, MBNA, and Cash Call debts with the funds from Prosper. I would like to reciprocate the assistance by having the interest go to those who will help me get a better rate than a financial conglomerate.
Monthly net income: $2500
Monthly expenses: $
Housing: $350
Insurance: $100
Car expenses: $250
Utilities: $0
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $81.98 | 8/17/2011 5:04:23 PM |
| RecoveryLender | $25.00 | 8/17/2011 5:34:51 PM |
| restless-dime | $25.00 | 8/17/2011 7:07:08 PM |
| lendstats_com | $500.00 | 8/17/2011 8:09:14 PM |
| r48 | $25.00 | 8/17/2011 8:30:02 PM |
| Feyenoord | $25.00 | 8/17/2011 9:06:00 PM |
| first-class-gold0 | $200.00 | 8/17/2011 9:23:58 PM |
| MilitaryLending | $25.90 | 8/17/2011 11:15:49 PM |
| 312-Lender | $35.00 | 8/17/2011 11:56:34 PM |
| Kash2010lu | $30.00 | 8/17/2011 5:09:06 PM |
| loanman2007 | $300.00 | 8/18/2011 4:38:46 AM |
| 1traveler | $25.00 | 8/17/2011 5:40:52 PM |
| goodhearted-generosity511 | $50.00 | 8/17/2011 5:41:11 PM |
| investment-daydream | $50.00 | 8/17/2011 5:04:15 PM |
| bullish2bearish | $150.00 | 8/17/2011 5:11:56 PM |
| sensible-fund | $50.00 | 8/17/2011 7:32:50 PM |
| Moe87 | $30.00 | 8/18/2011 3:20:06 AM |
| favorite-commerce | $25.00 | 8/17/2011 9:39:53 PM |
| geophreigh | $105.21 | 8/18/2011 4:25:59 AM |
| justanothersushieater | $25.00 | 8/18/2011 12:24:27 AM |
| LittleMingo | $25.00 | 8/18/2011 1:32:40 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:30 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:40:53 AM |
| InChicago | $150.00 | 8/18/2011 6:58:56 AM |
| calmfunds | $500.00 | 8/18/2011 8:16:02 AM |
| drcoop | $28.00 | 8/18/2011 8:16:17 AM |
| DasMula | $25.00 | 8/17/2011 5:04:41 PM |
| green-trade-dolphin | $200.00 | 8/17/2011 6:44:17 PM |
| credit-guard5 | $25.00 | 8/17/2011 11:31:26 PM |
| Dusigrosz | $150.00 | 8/17/2011 5:02:41 PM |
| jgar_O | $30.00 | 8/18/2011 4:06:34 AM |
| skip6330 | $52.80 | 8/17/2011 5:29:24 PM |
| NekHoldings | $25.00 | 8/18/2011 5:15:10 AM |
| investment-artist | $25.04 | 8/18/2011 7:16:04 AM |
| fascinating-generosity3 | $138.45 | 8/17/2011 9:15:21 PM |
| wealth-pipeline | $25.00 | 8/18/2011 8:38:59 AM |
| _NaLNaBB | $60.00 | 8/18/2011 8:51:06 AM |
| _NaLNaBB | $240.00 | 8/18/2011 8:57:31 AM |
| economy-huckleberry0 | $25.00 | 8/18/2011 9:00:01 AM |
| poisson17 | $40.00 | 8/17/2011 10:07:41 PM |
| vtrentster | $25.00 | 8/18/2011 9:54:50 AM |
| kendigme | $27.00 | 8/18/2011 3:54:53 AM |
| money-baron | $25.00 | 8/18/2011 4:32:59 AM |
| KillBill | $25.00 | 8/18/2011 6:53:47 AM |
| Mikale360 | $25.00 | 8/18/2011 7:26:46 AM |
| Rogesparkguy | $25.00 | 8/18/2011 6:36:07 AM |
| Bill88 | $28.00 | 8/18/2011 8:01:55 AM |
| nickel-hickory | $100.00 | 8/18/2011 9:46:35 AM |
| kind-charming-value | $622.62 | 8/18/2011 10:01:06 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
522588
This series of Notes was issued and sold upon the funding of the borrower loan #52581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,400 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-one |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $1200
Housing:
Insurance: $
Car expenses: $600
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 8/18/2011 5:23:05 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
522624
This series of Notes was issued and sold upon the funding of the borrower loan #52442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1974 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
19 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117,656 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lucrative-economy |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
700-719
(Oct-2009)
700-719
(Aug-2009)
700-719
(Jul-2009)
|
|
Principal balance:
| $2,065.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Unexpected Expenses
Purpose of loan:
This loan will be used to. pay off hospital bills
My financial situation: Government employee. Secure job, Good salary.
I am a good candidate for this loan because. I have a secure job, good paying job.
Monthly net income: $ 6000
Monthly expenses: $ 4000
Housing: $ 2000
Insurance: $ 100
Car expenses: $ 70
Utilities: $ 400
Phone, cable, internet: $ 300
Food, entertainment: $ 200
Clothing, household expenses: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/18/2011 9:50:15 AM |
| 312-Lender | $35.00 | 8/18/2011 10:14:12 AM |
| loss-of-control | $15.00 | 8/18/2011 6:09:29 PM |
| MilitaryLending | $25.00 | 8/18/2011 3:59:11 PM |
| diligent-peace9 | $50.00 | 8/18/2011 3:59:12 PM |
| restless-dime | $25.00 | 8/18/2011 6:05:24 PM |
| jkeller4000 | $25.00 | 8/18/2011 4:22:47 PM |
| worth-blanket2 | $3,800.00 | 8/18/2011 5:22:14 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
522756
This series of Notes was issued and sold upon the funding of the borrower loan #52447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $451.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 9m |
|
Amount delinquent:
| $2,038 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,434 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worldly-leverage156 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consolidation
Purpose of loan: Bill consolidation
This loan will be used to... Pay all outstanding bills to get ready for my son's college years and the responsibility that goes along with that.
My financial situation: Good but due to the much more stringent
requirements of banks I would like to apply here first.
I am a good candidate for this loan because... because I will pay it back and also if applicable, I can set up automatic repayment. Also I have opted for payoff in one year versus three year option or the increased $7000 offered.
Monthly net income: $3300
Monthly expenses: $
Housing: $1800/month mortgage (paid by spouse)
Insurance: $900 every 6 months
Car expenses: $224/month
Utilities: $200/month
Phone, cable, internet: $130/month
Food, entertainment: $400/month
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 8/18/2011 5:02:14 PM |
| first-class-gold0 | $122.00 | 8/18/2011 9:03:16 PM |
| kind-cash-zone | $25.00 | 8/19/2011 9:50:41 AM |
| worth-blanket2 | $4,500.00 | 8/19/2011 10:10:55 AM |
| compoundinterest | $50.00 | 8/18/2011 5:07:21 PM |
| Domgabriel | $25.00 | 8/19/2011 5:43:48 AM |
| Investor_DP | $100.00 | 8/18/2011 5:04:27 PM |
| fantastic-wampum1 | $100.00 | 8/19/2011 7:38:36 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
522900
This series of Notes was issued and sold upon the funding of the borrower loan #52450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
2 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| slappery |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tuition
Purpose of loan: Tuition
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2100
Monthly expenses: $1300
Housing: $380
Insurance: $75
Car expenses: $200
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/19/2011 9:12:07 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
492863
This series of Notes was issued and sold upon the funding of the borrower loan #52476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,525.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $99.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,888 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sophisticated-marketplace |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
720-739
(May-2009)
|
|
Principal balance:
| $1,849.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Consolidating Expenses
Purpose of loan:
This loan will be used to consolidate a few expenses from two credit cards with comparable interest rates into one payment.
My financial situation:
I am a good candidate for this loan because of my previous prosper loan and my work is steady.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AF-Chief | $100.00 | 8/17/2011 9:33:06 AM |
| social-hunter5 | $25.00 | 8/17/2011 1:14:39 PM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:42 PM |
| hillerod | $25.17 | 8/17/2011 2:56:42 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:22 AM |
| loan-master1 | $25.00 | 8/17/2011 2:34:02 PM |
| Feyenoord | $25.00 | 8/17/2011 9:07:25 PM |
| money-baron | $25.00 | 8/18/2011 4:32:57 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 10:14:12 AM |
| DoctorJoe | $25.00 | 8/18/2011 4:41:36 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:20 AM |
| whitegold24k | $250.00 | 8/18/2011 12:21:01 PM |
| exchange-upholder0 | $25.00 | 8/18/2011 1:59:31 PM |
| Galdis | $25.00 | 8/18/2011 9:19:09 AM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 12:57:52 PM |
| otto1939 | $51.00 | 8/18/2011 4:31:37 PM |
| Bob450 | $25.00 | 8/18/2011 4:44:43 PM |
| tigercat | $49.35 | 8/18/2011 4:58:28 PM |
| capital-zoo | $75.00 | 8/18/2011 4:40:20 PM |
| sweety075 | $25.00 | 8/17/2011 6:53:06 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:49 PM |
| diligent-peace9 | $80.36 | 8/17/2011 11:03:53 AM |
| Investor_DP | $100.00 | 8/17/2011 9:05:51 AM |
| DHolly | $25.00 | 8/17/2011 9:46:59 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:40 PM |
| heavenly-interest9 | $50.00 | 8/17/2011 5:13:51 PM |
| poisson17 | $30.00 | 8/17/2011 6:04:27 PM |
| CoolPlexer | $25.00 | 8/17/2011 5:25:11 PM |
| MilitaryLending | $25.90 | 8/17/2011 11:15:48 PM |
| myidear | $25.00 | 8/18/2011 3:36:53 AM |
| drcoop | $28.00 | 8/18/2011 8:16:15 AM |
| RLaumeyer | $30.00 | 8/18/2011 10:44:01 AM |
| kind-charming-value | $571.92 | 8/18/2011 10:02:05 AM |
| riveting-credit5 | $58.30 | 8/18/2011 10:19:52 AM |
| tolerant-dinero2 | $25.00 | 8/18/2011 10:30:25 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:11 AM |
| OldManP | $25.00 | 8/18/2011 11:09:22 AM |
| witty-openness | $25.00 | 8/18/2011 11:15:59 AM |
| irrelevant | $25.00 | 8/18/2011 2:05:13 PM |
| luzonct | $100.00 | 8/18/2011 3:02:44 PM |
| shawnw2 | $150.00 | 8/18/2011 4:18:29 PM |
| SolarMoonshine | $25.00 | 8/18/2011 3:09:14 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
494437
This series of Notes was issued and sold upon the funding of the borrower loan #52381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,216 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| truth-igniter |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Continuing Education/New Career Pat
This loan will be so that I can take the required courses to become a professional certified coach (CPCP) through the International Coach Academy. This training is ICF accredited. http://www.coachfederation.org/
In the meantime, I plan to keep my current full-time position as well as doing freelance graphic design in the evenings to help pay off this loan faster.
I have had (and continue to have) a successful 20+ year career in advertising, marketing and graphic design and I am looking to create a new career where I can help others with their personal and professional goals and make a difference. This training will be a necessary first step for me to begin a new path.
My financial situation:
I am a good candidate for this loan because I have a steady full-time salaried position at a corporate start up going public probably within the next year or two. I also generate extra income by doing freelance graphic design work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/7/2011 12:29:03 PM |
| Investor_DP | $100.00 | 8/7/2011 12:02:36 PM |
| equitable-capital758 | $250.00 | 8/8/2011 8:55:52 AM |
| Bank_Of_XL | $25.00 | 8/7/2011 2:59:18 PM |
| herbyman | $50.00 | 8/8/2011 7:33:37 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:15 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:02 AM |
| AlternativeCashFlow | $25.00 | 8/9/2011 7:01:08 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:19 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:30 AM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:27 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:39 PM |
| Beld | $47.47 | 8/15/2011 6:41:30 PM |
| Peterman | $25.00 | 8/16/2011 6:18:29 AM |
| grf1945 | $25.00 | 8/16/2011 7:56:58 AM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:59 PM |
| genius520 | $50.00 | 8/16/2011 1:28:08 PM |
| hostbank | $100.00 | 8/16/2011 1:25:49 PM |
| thomas16882004 | $25.00 | 8/16/2011 2:28:25 PM |
| radforj22 | $25.00 | 8/17/2011 9:05:02 AM |
| Solid-Platinum | $25.00 | 8/17/2011 2:16:42 AM |
| Nusk | $25.00 | 8/16/2011 9:52:16 PM |
| best-friendly-fairness | $50.00 | 8/17/2011 10:42:13 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:30 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:02 AM |
| boylezz | $25.00 | 8/17/2011 2:53:18 PM |
| don8ter | $25.00 | 8/18/2011 4:49:49 AM |
| Mindful7 | $25.00 | 8/18/2011 7:49:56 AM |
| lostperception | $25.00 | 8/17/2011 9:21:04 PM |
| credit-bank-usa611 | $100.00 | 8/17/2011 9:48:29 PM |
| Investoman | $100.00 | 8/18/2011 8:22:01 PM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:40 PM |
| trade-pine2 | $25.00 | 8/18/2011 1:49:41 PM |
| TomDalonajay | $25.00 | 8/19/2011 3:33:27 AM |
| MadHun | $200.00 | 8/18/2011 5:11:36 PM |
| mtb_investing | $25.00 | 8/18/2011 6:27:54 PM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:17 PM |
| mrack | $25.00 | 8/18/2011 6:44:11 PM |
| BankofHank | $100.00 | 8/18/2011 8:42:35 PM |
| Iwillhuntyoudown | $25.00 | 8/18/2011 11:08:30 PM |
| Weaverville | $50.00 | 8/17/2011 1:00:59 PM |
| elvisloans | $25.00 | 8/8/2011 8:44:05 AM |
| availableloan | $25.00 | 8/8/2011 2:23:47 PM |
| CatbirdBanking | $25.00 | 8/9/2011 11:10:23 AM |
| cardminger | $25.00 | 8/9/2011 9:14:12 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:41 AM |
| Kaj | $30.00 | 8/13/2011 6:47:42 AM |
| wampum-chorus3 | $25.00 | 8/14/2011 5:03:15 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:38 AM |
| Redmond | $25.00 | 8/15/2011 6:17:10 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:52 PM |
| EngineersAlliance | $75.00 | 8/16/2011 6:20:52 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:49 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:19 AM |
| fervent-currency5 | $30.00 | 8/16/2011 10:45:16 AM |
| velocity-pear | $50.00 | 8/16/2011 6:04:48 PM |
| CaptainBL | $50.00 | 8/16/2011 6:56:39 PM |
| SolarMoonshine | $25.00 | 8/16/2011 3:31:19 PM |
| p40thawk | $25.00 | 8/16/2011 6:08:39 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:42 AM |
| caseattle | $25.00 | 8/17/2011 11:56:49 AM |
| wampum-library4 | $50.00 | 8/17/2011 12:59:35 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:48 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:59 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:23 PM |
| timbob | $200.00 | 8/17/2011 5:42:42 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:44 PM |
| daekpon | $50.00 | 8/17/2011 9:33:39 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:32 AM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 1:06:26 PM |
| ICHITECH | $25.00 | 8/18/2011 7:23:09 AM |
| chavala | $50.00 | 8/18/2011 2:18:46 PM |
| yield-hut | $50.00 | 8/18/2011 4:04:52 PM |
| damanq | $25.00 | 8/18/2011 4:33:06 PM |
| hitsman | $50.00 | 8/18/2011 10:58:32 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:28 AM |
| DPH | $100.00 | 8/18/2011 11:56:58 AM |
| whitegold24k | $250.00 | 8/18/2011 1:00:45 PM |
| lacay20 | $50.00 | 8/18/2011 8:48:19 PM |
| cash-surge | $25.00 | 8/18/2011 9:37:55 PM |
| littlemonkey | $25.00 | 8/18/2011 11:25:54 PM |
| ursus | $50.00 | 8/18/2011 5:08:50 PM |
| cash-mussel | $33.53 | 8/19/2011 3:39:03 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:31 PM |
| kriegs | $100.00 | 8/18/2011 5:10:25 PM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:44 PM |
| goat0 | $50.00 | 8/18/2011 6:42:56 PM |
| cash-cymbal | $25.00 | 8/18/2011 9:04:47 PM |
| runner262 | $25.00 | 8/19/2011 1:25:46 AM |
| LoanMoneyToYou | $34.00 | 8/18/2011 10:54:24 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
500095
This series of Notes was issued and sold upon the funding of the borrower loan #52397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
19 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,956 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jrae678 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 2
( 6% )
| 700-719
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Pay Off Credit Card Debt
Purpose of loan: Pay Off Credit Card Debt
This loan will be used to...My Husband and I want to pay off our credit cards and have just one monthly payment. It is also good to know that we can have this paid off in 3 years.
My financial situation: My husband and I make 100,000/year
I am a good candidate for this loan because... We have had a previous prosper loan for our wedding. We are good about paying our bills we just have high balances on our credit cards. The estimated $322 monthly prosper payment will be less than our current monthly minimum payments for our credit cards.
Monthly net income: $6400
Monthly expenses: $
Housing: $1460
Insurance: $220
Car expenses: $800
Utilities: $250
Phone, cable, internet: $300
Food, entertainment: $600
Clothing, household expenses: $ as needed
Credit cards and other loans: $115 tread climber $240 student loans $200 furniture payment
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 9:04:40 AM |
| Dusigrosz | $75.00 | 8/15/2011 10:06:27 AM |
| lucrative-loan | $40.00 | 8/15/2011 9:00:39 AM |
| stepatatime-together | $100.00 | 8/15/2011 9:26:38 AM |
| reflective-rupee | $100.00 | 8/15/2011 10:10:18 AM |
| investment-daydream | $75.00 | 8/15/2011 11:50:18 AM |
| jhouman | $25.00 | 8/15/2011 1:34:43 PM |
| 312-Lender | $25.00 | 8/15/2011 2:50:57 PM |
| mikeandcat | $82.35 | 8/16/2011 5:25:30 AM |
| mikeandcat | $67.65 | 8/16/2011 5:28:09 AM |
| SouthernRemarketing | $25.00 | 8/16/2011 6:33:32 AM |
| Wangchuk | $25.01 | 8/16/2011 8:04:34 AM |
| irrelevant | $25.00 | 8/15/2011 7:05:40 PM |
| payout-bridge | $45.00 | 8/16/2011 4:11:17 AM |
| yield-hut | $50.00 | 8/16/2011 4:22:49 AM |
| loanman2007 | $50.00 | 8/16/2011 5:00:51 AM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:30 PM |
| bmw2 | $25.00 | 8/16/2011 9:48:46 AM |
| papaloha | $44.00 | 8/15/2011 8:42:37 PM |
| Rip128 | $45.00 | 8/16/2011 10:17:49 AM |
| hopeful-deal7 | $50.00 | 8/16/2011 7:04:56 AM |
| SecondChanceLendingSERV | $25.00 | 8/16/2011 6:21:28 AM |
| social-hunter5 | $64.00 | 8/16/2011 9:45:54 AM |
| suave-dime6 | $25.00 | 8/16/2011 7:19:32 AM |
| wlm3012 | $30.00 | 8/16/2011 3:59:41 PM |
| fabulous-community4 | $25.00 | 8/16/2011 9:01:47 AM |
| loss-of-control | $125.00 | 8/16/2011 5:30:30 PM |
| thehousewife | $26.05 | 8/16/2011 6:26:18 PM |
| Zipcut | $25.00 | 8/16/2011 1:29:36 PM |
| lightninghcky7 | $25.00 | 8/16/2011 7:31:03 PM |
| goat0 | $50.00 | 8/16/2011 2:06:46 PM |
| Tizzo27 | $32.00 | 8/16/2011 7:42:30 PM |
| orange-rapid-benjamins | $40.00 | 8/16/2011 3:52:25 PM |
| Leshan | $393.79 | 8/16/2011 3:28:20 PM |
| shrewd-income | $97.15 | 8/16/2011 8:35:06 PM |
| fascinating-generosity3 | $200.00 | 8/15/2011 9:11:18 AM |
| Kash2010lu | $30.00 | 8/15/2011 9:15:11 AM |
| worth-blanket2 | $4,400.00 | 8/15/2011 5:56:29 PM |
| shrewd-income | $87.55 | 8/15/2011 6:54:39 PM |
| wisconsinvestor | $50.00 | 8/15/2011 3:35:14 PM |
| alexgalt | $25.00 | 8/15/2011 8:02:35 PM |
| GElender | $25.00 | 8/16/2011 5:50:57 AM |
| credit-elation1 | $25.00 | 8/16/2011 8:02:09 AM |
| chameleon125 | $25.00 | 8/16/2011 7:08:12 AM |
| SolarMoonshine | $25.00 | 8/16/2011 3:39:15 AM |
| FarmersBank | $32.65 | 8/16/2011 7:13:37 AM |
| Mikale360 | $25.00 | 8/16/2011 6:03:50 AM |
| terrific-dough6 | $50.00 | 8/16/2011 7:27:33 AM |
| Bob450 | $30.00 | 8/16/2011 7:59:12 AM |
| credit-missile | $37.80 | 8/16/2011 1:11:17 PM |
| Bill88 | $25.00 | 8/16/2011 1:23:43 PM |
| CA-Lender | $25.00 | 8/16/2011 10:23:58 AM |
| blue-goal-deal | $25.00 | 8/16/2011 1:07:37 PM |
| newest-power-banker | $25.00 | 8/16/2011 8:06:55 PM |
| high_flyer | $100.00 | 8/16/2011 2:48:54 PM |
| justice-circuitry0 | $50.00 | 8/16/2011 8:32:48 PM |
| Iceman1347 | $25.00 | 8/16/2011 5:11:29 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
517517
This series of Notes was issued and sold upon the funding of the borrower loan #52393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $356.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,210 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Mang46 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2008)
640-659
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debt at a lower interest rate. I had a credit card that was 0% for a year and that year is about to end. Some unexpected expenses this year have made it so that I was not able to pay off the full balance and I really do not way to pay the 18% they plan to charge me.
My financial situation:
I am a good candidate for this loan because I have about $1200 extra a month after expenses with absolute job security. I will pay off this loan much more quickly than the 3 years. I have also had a Prosper loan in the past and paid it off early. I know there is no such thing as a "sure thing" but I'm pretty close.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/15/2011 9:03:56 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:33 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:16 PM |
| compoundinterest | $50.00 | 8/15/2011 12:17:56 PM |
| coin-trumpet | $25.00 | 8/16/2011 11:37:56 AM |
| investment-artist | $25.01 | 8/16/2011 12:41:55 PM |
| Astyanax | $125.00 | 8/16/2011 4:35:49 PM |
| interstellar | $75.00 | 8/16/2011 2:49:57 PM |
| asset-cougar0 | $25.00 | 8/16/2011 6:54:08 PM |
| JoeXB | $50.00 | 8/17/2011 9:44:02 AM |
| currency-persimmon | $50.00 | 8/17/2011 4:20:46 AM |
| castlwizz | $35.23 | 8/17/2011 8:16:34 AM |
| treasure-expert | $25.00 | 8/17/2011 6:56:38 AM |
| competent-p2p | $33.17 | 8/17/2011 7:10:35 AM |
| gentle-gain235 | $100.00 | 8/17/2011 7:33:39 AM |
| Snoopylover | $25.00 | 8/17/2011 10:43:51 AM |
| thehousewife | $25.00 | 8/17/2011 11:29:41 AM |
| penny-finder | $34.00 | 8/17/2011 12:17:09 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:00 PM |
| weiyinsan | $35.00 | 8/17/2011 2:49:36 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 1:03:16 PM |
| credit-bank-usa611 | $100.00 | 8/17/2011 9:26:21 PM |
| jazzlender | $50.00 | 8/17/2011 5:24:59 PM |
| don8ter | $25.00 | 8/18/2011 4:50:24 AM |
| Goodnotlucky | $150.00 | 8/18/2011 6:57:29 AM |
| credit-coach118 | $40.00 | 8/18/2011 9:07:49 AM |
| lostperception | $40.00 | 8/17/2011 8:44:58 PM |
| sst36 | $25.00 | 8/18/2011 2:03:45 AM |
| Nerdster1 | $25.12 | 8/18/2011 4:45:18 AM |
| rakey | $25.00 | 8/18/2011 5:40:53 AM |
| principal-duckling | $75.00 | 8/18/2011 7:41:14 AM |
| Fachim | $25.00 | 8/18/2011 1:40:59 PM |
| agent86a | $50.00 | 8/18/2011 3:43:08 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:56:06 AM |
| rmlends | $25.00 | 8/18/2011 4:31:59 PM |
| availableloan | $25.00 | 8/18/2011 5:19:54 PM |
| hitsman | $50.00 | 8/18/2011 10:59:28 AM |
| cash-queen | $40.00 | 8/18/2011 12:03:05 PM |
| platinum-czar | $36.81 | 8/18/2011 6:52:53 PM |
| trajames | $163.92 | 8/18/2011 11:57:04 AM |
| GCInvestments | $28.00 | 8/18/2011 2:38:31 PM |
| jarf | $25.00 | 8/18/2011 9:32:39 PM |
| charming-exchange7 | $25.00 | 8/18/2011 4:33:10 PM |
| Guiren | $100.00 | 8/18/2011 4:02:08 PM |
| crw1950 | $50.00 | 8/19/2011 4:37:22 AM |
| capital-zoo | $50.00 | 8/18/2011 4:29:38 PM |
| knowledgeable-payment7 | $25.00 | 8/19/2011 7:52:28 AM |
| C_Mark | $100.00 | 8/18/2011 7:09:32 PM |
| NeketanBank | $25.00 | 8/19/2011 8:21:30 AM |
| PotBellyPete | $75.00 | 8/19/2011 8:46:11 AM |
| DanV | $36.00 | 8/19/2011 8:48:40 AM |
| doc1 | $150.00 | 8/18/2011 6:50:56 PM |
| thrifty-capital | $25.00 | 8/18/2011 9:44:28 PM |
| The-Lighthouse-Group | $25.00 | 8/19/2011 3:49:41 AM |
| Tscheddar | $25.00 | 8/19/2011 4:00:26 AM |
| yield-hut | $100.00 | 8/19/2011 4:43:51 AM |
| serene-capital | $35.00 | 8/19/2011 12:56:28 AM |
| devoider | $36.09 | 8/19/2011 6:28:33 AM |
| Digs | $25.00 | 8/19/2011 6:54:33 AM |
| fervent-currency5 | $200.00 | 8/19/2011 7:13:31 AM |
| sgt-schultz | $55.00 | 8/19/2011 7:36:45 AM |
| jhernand17 | $25.00 | 8/19/2011 8:58:38 AM |
| MoneyForNothing | $42.23 | 8/15/2011 9:12:29 AM |
| MarvintheMartian | $50.00 | 8/15/2011 10:39:30 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:37 PM |
| Dubbs360 | $200.00 | 8/15/2011 3:56:14 PM |
| indomitable-coin | $25.00 | 8/15/2011 12:16:55 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:43 PM |
| 1stBankAndHal | $100.09 | 8/15/2011 6:10:33 PM |
| balance-bliss | $150.00 | 8/16/2011 1:37:37 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 9:46:55 AM |
| lucrative-worth | $100.00 | 8/16/2011 3:36:22 PM |
| john0720 | $100.00 | 8/17/2011 6:41:00 AM |
| CharliesHobbies | $25.00 | 8/16/2011 4:39:04 PM |
| marketplace-kingdom | $100.00 | 8/17/2011 7:41:36 AM |
| Syzygy | $25.00 | 8/17/2011 9:54:08 AM |
| cash-cymbal | $35.00 | 8/16/2011 8:31:01 PM |
| _NaLNaBB | $400.00 | 8/17/2011 11:17:02 AM |
| GElender | $40.00 | 8/17/2011 5:40:45 AM |
| mjjjrj | $110.38 | 8/17/2011 6:57:02 AM |
| LKN2RTR | $57.03 | 8/17/2011 1:44:28 PM |
| cerebral-dollar773 | $2,000.00 | 8/17/2011 7:44:32 AM |
| yield-implementer8 | $48.51 | 8/17/2011 7:57:20 AM |
| terminal-velocity34 | $88.00 | 8/17/2011 2:38:21 PM |
| SolarMoonshine | $25.00 | 8/17/2011 10:54:34 AM |
| capital-party6 | $200.00 | 8/17/2011 9:09:05 AM |
| MoneyBagsRUs | $25.00 | 8/17/2011 7:18:44 PM |
| jescowa | $50.00 | 8/17/2011 3:36:47 PM |
| treasure-pipeline | $25.00 | 8/17/2011 4:02:50 PM |
| basis-wizard8 | $50.00 | 8/18/2011 5:17:04 AM |
| ScottCapital | $25.00 | 8/18/2011 5:51:20 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:50 AM |
| authoritative-capital | $25.00 | 8/18/2011 7:00:00 AM |
| interest-splendor | $50.00 | 8/17/2011 7:13:43 PM |
| revenue-appraiser | $35.00 | 8/18/2011 7:11:54 AM |
| first-serene-credit | $25.00 | 8/18/2011 7:41:47 AM |
| novice-speculator | $25.00 | 8/18/2011 12:27:59 PM |
| heroic-payout9 | $50.00 | 8/18/2011 6:32:37 AM |
| euro-deployment | $25.00 | 8/18/2011 1:02:50 PM |
| payment-halo | $25.00 | 8/18/2011 7:38:45 AM |
| econgineer | $50.00 | 8/18/2011 4:39:33 PM |
| montegomm | $70.00 | 8/18/2011 4:45:26 PM |
| rocker137 | $25.74 | 8/18/2011 4:52:26 PM |
| herbyman | $50.00 | 8/18/2011 11:25:04 AM |
| iq8w7ht | $25.00 | 8/18/2011 11:00:46 AM |
| Trondheim_Norway | $150.00 | 8/18/2011 11:57:32 AM |
| neutrino6 | $25.34 | 8/18/2011 12:39:14 PM |
| ethicalhumanist | $50.00 | 8/18/2011 7:15:02 PM |
| RecoveryLender | $25.00 | 8/18/2011 7:31:55 PM |
| 108lender | $167.00 | 8/18/2011 7:38:25 PM |
| currency-excellency0 | $100.00 | 8/18/2011 1:42:10 PM |
| s270 | $54.23 | 8/18/2011 2:40:59 PM |
| CreditBuilder2 | $250.00 | 8/18/2011 2:13:56 PM |
| MadHun | $200.00 | 8/18/2011 5:11:40 PM |
| JTDeli | $1,000.00 | 8/18/2011 5:18:26 PM |
| credit-investor5 | $50.00 | 8/19/2011 5:46:08 AM |
| commerce-yeller | $40.00 | 8/18/2011 4:39:04 PM |
| TEAM-Jasper | $25.00 | 8/19/2011 6:14:28 AM |
| sirsri | $229.05 | 8/19/2011 7:12:32 AM |
| doc1 | $140.00 | 8/18/2011 6:53:05 PM |
| fireboss | $58.89 | 8/18/2011 5:31:30 PM |
| JustMee | $25.00 | 8/18/2011 9:29:22 PM |
| SDKiwi | $25.00 | 8/18/2011 8:17:09 PM |
| gold-fluffy-bunny4 | $26.77 | 8/19/2011 6:28:49 AM |
| BigBag | $25.00 | 8/19/2011 6:13:08 AM |
| Phatt-Daddy | $118.44 | 8/19/2011 6:37:08 AM |
| awesome-yield7 | $27.25 | 8/19/2011 7:13:29 AM |
| niq4soccer | $53.06 | 8/19/2011 7:18:47 AM |
| gothampark | $25.00 | 8/19/2011 7:23:14 AM |
| shellstar | $25.00 | 8/19/2011 7:44:08 AM |
| Leopoldine | $9.64 | 8/19/2011 9:05:31 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
518363
This series of Notes was issued and sold upon the funding of the borrower loan #52444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $486.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,579 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leverage-artisan4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Consolidate my Debt! Simplify!
I will be using this loan to pay off about ~$8000 balance on my one credit card, and ~$1500 on my second credit card. This loan's APR is lower than my current APR on both these cards, and consolidating both into one simple automatic payment is highly convenient at the present time. The left over loan balance will be used for some home improvement projects that I would like to have accomplished this summer.
My financial situation: Very stable job with above average income. Excellent credit score. No student loans. Perfect payment history, and I have had a previous loan with Prosper that I have paid off in past. Prosper is awesome! :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/5/2011 5:26:30 PM |
| balance-bliss | $100.00 | 8/6/2011 2:25:26 AM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:08 PM |
| villagers | $50.00 | 8/8/2011 10:21:41 AM |
| availableloan | $25.00 | 8/8/2011 2:23:45 PM |
| sflawya | $25.00 | 8/8/2011 6:43:56 AM |
| nick5454 | $36.00 | 8/9/2011 7:08:16 AM |
| compoundinterest | $50.00 | 8/9/2011 9:03:53 AM |
| Nazbuster | $200.00 | 8/9/2011 11:07:31 PM |
| uberrific | $75.00 | 8/11/2011 1:08:57 AM |
| wildguy | $100.00 | 8/11/2011 3:54:10 AM |
| fair_rates | $25.00 | 8/11/2011 2:15:43 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:16 AM |
| ethicalhumanist | $50.00 | 8/11/2011 2:28:44 PM |
| herbyman | $50.00 | 8/11/2011 10:02:45 AM |
| j2ee | $25.00 | 8/11/2011 6:23:46 PM |
| Syzygy | $25.00 | 8/12/2011 9:05:53 AM |
| newest-return-wind | $50.00 | 8/12/2011 10:07:26 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:37 PM |
| Interloper | $25.00 | 8/13/2011 6:51:34 AM |
| balance-bliss | $200.00 | 8/13/2011 1:30:31 AM |
| wampum-chorus3 | $25.00 | 8/13/2011 5:16:18 AM |
| setUup | $25.76 | 8/13/2011 6:07:14 AM |
| worth-topper4 | $50.00 | 8/13/2011 6:31:00 AM |
| BankofBeth | $25.00 | 8/13/2011 8:47:10 AM |
| EarlyRiser | $500.00 | 8/13/2011 9:16:13 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:48 AM |
| best-listing-toro | $25.00 | 8/13/2011 8:33:37 AM |
| Dubbs360 | $200.00 | 8/13/2011 10:53:02 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:04 PM |
| credit-bank-usa611 | $250.00 | 8/14/2011 11:48:35 AM |
| Guiren | $100.00 | 8/13/2011 9:25:52 PM |
| Tammy102800 | $25.00 | 8/14/2011 12:05:19 PM |
| competent-p2p | $35.30 | 8/14/2011 2:24:44 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:45 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:25 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:35 PM |
| jazz619 | $25.00 | 8/16/2011 8:23:47 AM |
| kulender | $100.00 | 8/16/2011 7:22:57 AM |
| genius520 | $50.00 | 8/16/2011 1:28:05 PM |
| George2384 | $25.00 | 8/16/2011 12:14:30 PM |
| hostbank | $100.00 | 8/16/2011 1:25:46 PM |
| SolarMoonshine | $500.00 | 8/16/2011 3:32:01 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:03 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:35 PM |
| ClearLake | $25.00 | 8/17/2011 7:51:50 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:22 AM |
| Nerdster1 | $35.12 | 8/17/2011 9:15:21 AM |
| yield-implementer8 | $50.00 | 8/17/2011 8:23:34 AM |
| sgt-schultz | $35.00 | 8/17/2011 9:59:22 AM |
| Charmart | $25.00 | 8/17/2011 10:06:58 AM |
| Princehaha | $100.00 | 8/17/2011 5:16:43 PM |
| mar97 | $50.00 | 8/17/2011 2:02:31 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:56 PM |
| ideal-platinum4 | $25.00 | 8/17/2011 10:51:55 PM |
| don8ter | $25.00 | 8/18/2011 4:49:46 AM |
| lostontheedge | $25.00 | 8/17/2011 6:27:47 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:33 PM |
| 77dowplace | $30.00 | 8/17/2011 6:30:47 PM |
| PaulW | $25.00 | 8/18/2011 8:23:26 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:31:21 AM |
| georgedorn | $50.00 | 8/18/2011 10:23:42 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:34:38 AM |
| marshallmanhattan | $25.00 | 8/18/2011 8:04:24 AM |
| miket71 | $40.00 | 8/18/2011 12:25:46 PM |
| currency-persimmon | $50.00 | 8/18/2011 1:56:30 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:12:19 AM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:53 PM |
| petsheep | $38.02 | 8/18/2011 3:41:21 PM |
| Banker7371 | $25.00 | 8/18/2011 10:38:40 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:29 AM |
| sgt-schultz | $25.00 | 8/18/2011 10:54:03 AM |
| RecoveryLender | $25.00 | 8/18/2011 6:07:35 PM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:43 PM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:38 PM |
| building-america | $25.00 | 8/18/2011 2:29:46 PM |
| vigilance-doughnut | $25.00 | 8/18/2011 2:56:32 PM |
| point-reactor7 | $40.00 | 8/18/2011 9:05:05 PM |
| five-star-order1 | $25.00 | 8/18/2011 9:42:52 PM |
| Pennywize | $27.00 | 8/18/2011 1:33:16 PM |
| interstellar | $75.00 | 8/19/2011 4:50:03 AM |
| Domgabriel | $25.00 | 8/19/2011 5:57:49 AM |
| friendinmoney | $44.53 | 8/18/2011 5:04:03 PM |
| kriegs | $100.00 | 8/18/2011 5:10:20 PM |
| dpfl55 | $25.00 | 8/18/2011 5:25:59 PM |
| KVEER | $25.00 | 8/19/2011 7:48:13 AM |
| moneytolend72 | $33.00 | 8/19/2011 7:51:37 AM |
| Lakeland | $25.00 | 8/18/2011 6:59:00 PM |
| cash-taxi7 | $25.00 | 8/19/2011 9:15:00 AM |
| PoliticinandNegotiatin | $25.00 | 8/19/2011 9:39:58 AM |
| platinum-dojo | $25.00 | 8/19/2011 9:42:00 AM |
| thankful-exchange1 | $25.00 | 8/19/2011 9:42:39 AM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:15 PM |
| stollcm | $25.00 | 8/19/2011 9:59:38 AM |
| themoneydoctor | $300.00 | 8/19/2011 10:02:57 AM |
| green-moola-sniffer | $25.00 | 8/19/2011 1:27:40 AM |
| pimienta | $25.00 | 8/19/2011 10:37:22 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:22 AM |
| gogene2002 | $25.00 | 8/19/2011 5:10:44 AM |
| tntmojave | $50.00 | 8/19/2011 11:20:09 AM |
| pdxKurt | $50.00 | 8/19/2011 8:50:20 AM |
| finance-assembler | $50.00 | 8/19/2011 8:09:38 AM |
| funds-promiser | $35.00 | 8/19/2011 8:25:05 AM |
| integrity-hug2 | $25.00 | 8/19/2011 9:40:33 AM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:44 AM |
| broc78 | $25.00 | 8/19/2011 9:50:31 AM |
| studious-bonus7 | $100.00 | 8/19/2011 9:09:04 AM |
| philsny76 | $128.00 | 8/19/2011 10:08:22 AM |
| bowl800 | $25.00 | 8/19/2011 9:53:58 AM |
| ImaPutz | $25.00 | 8/19/2011 9:59:32 AM |
| broomfieldbucks | $25.00 | 8/19/2011 10:03:55 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:08 AM |
| RecoveryLender | $25.00 | 8/19/2011 11:18:03 AM |
| walkinsky | $195.00 | 8/19/2011 12:02:22 PM |
| RankPaid | $25.00 | 8/19/2011 11:38:26 AM |
| Weaverville | $50.00 | 8/17/2011 1:00:52 PM |
| DadWarbucks | $25.00 | 8/19/2011 7:03:12 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:26 PM |
| MarvintheMartian | $50.00 | 8/5/2011 7:59:32 PM |
| Bio-physicist | $41.00 | 8/6/2011 11:15:35 AM |
| Robert99 | $25.00 | 8/6/2011 11:15:41 PM |
| GElender | $40.00 | 8/8/2011 5:59:20 AM |
| john0720 | $50.00 | 8/7/2011 6:34:57 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:25 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:05 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:36 AM |
| vutah | $25.00 | 8/11/2011 8:09:21 PM |
| sgt-schultz | $25.00 | 8/12/2011 7:46:20 AM |
| ptjg | $50.00 | 8/13/2011 1:57:20 AM |
| chesterCFO | $25.00 | 8/14/2011 10:06:47 AM |
| loyalist1 | $300.00 | 8/14/2011 12:15:57 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:02 PM |
| jpblan11 | $25.00 | 8/14/2011 11:48:51 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:18:48 PM |
| rdrloan | $25.00 | 8/15/2011 7:38:23 AM |
| fragonardlives | $25.00 | 8/15/2011 11:36:55 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:33 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:47 PM |
| fervent-currency5 | $50.00 | 8/16/2011 10:42:48 AM |
| Cherrypicker | $50.00 | 8/16/2011 9:59:13 AM |
| Bamaman205 | $50.00 | 8/16/2011 10:35:25 AM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:57 PM |
| yukongin | $25.00 | 8/16/2011 3:15:56 PM |
| maj0508 | $100.00 | 8/16/2011 10:22:33 PM |
| FRC64 | $25.00 | 8/17/2011 5:09:11 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:16 AM |
| Solid-Platinum | $25.00 | 8/17/2011 2:16:41 AM |
| Aimvest | $25.00 | 8/17/2011 12:39:27 PM |
| cerebral-dollar773 | $1,500.00 | 8/17/2011 8:00:11 AM |
| AF-Chief | $100.00 | 8/17/2011 9:32:57 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:53 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:53 PM |
| timbob | $200.00 | 8/17/2011 5:42:39 PM |
| jennifer55126 | $25.00 | 8/17/2011 4:30:25 PM |
| mizount | $25.00 | 8/17/2011 2:12:46 PM |
| rokman | $100.00 | 8/17/2011 4:49:11 PM |
| money-bauble | $200.00 | 8/17/2011 5:07:43 PM |
| hardwareman | $25.00 | 8/18/2011 4:01:14 AM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:47 AM |
| goat0 | $100.00 | 8/17/2011 5:27:17 PM |
| The-Lighthouse-Group | $25.00 | 8/18/2011 5:22:28 AM |
| BankofPete | $25.00 | 8/18/2011 6:38:00 AM |
| pleasant-basis | $25.00 | 8/18/2011 7:37:02 AM |
| lostperception | $30.00 | 8/17/2011 8:50:21 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:19 PM |
| dollardave | $100.00 | 8/18/2011 9:56:51 AM |
| Relevance | $25.00 | 8/18/2011 9:58:33 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:58 AM |
| region123 | $50.00 | 8/18/2011 4:00:43 AM |
| Emgolda | $25.00 | 8/18/2011 11:29:17 AM |
| InvestmentFreak | $25.00 | 8/18/2011 7:33:39 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:26 AM |
| benjamins-fan6 | $50.00 | 8/18/2011 5:17:52 AM |
| DPH | $100.00 | 8/18/2011 11:56:56 AM |
| durability-secret-agent6 | $25.00 | 8/18/2011 5:39:37 AM |
| Rider | $180.00 | 8/18/2011 12:00:49 PM |
| ICHITECH | $25.00 | 8/18/2011 7:23:06 AM |
| yield-hut | $100.00 | 8/18/2011 4:00:22 PM |
| hitsman | $50.00 | 8/18/2011 10:58:26 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:18 AM |
| MadHun | $200.00 | 8/18/2011 5:11:35 PM |
| julijask | $45.00 | 8/18/2011 11:19:31 AM |
| IIP77 | $25.00 | 8/18/2011 5:30:38 PM |
| tszbgae | $50.00 | 8/18/2011 5:38:28 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:43 PM |
| damage | $25.00 | 8/18/2011 8:30:27 PM |
| lacay20 | $50.00 | 8/18/2011 8:47:07 PM |
| durability-bandit1 | $50.00 | 8/18/2011 9:01:11 PM |
| mighty-fairness5 | $50.00 | 8/18/2011 9:31:56 PM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:02 PM |
| awwaww | $25.00 | 8/18/2011 3:59:30 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:45 PM |
| best-friendly-fairness | $50.00 | 8/18/2011 4:02:49 PM |
| grf1945 | $25.00 | 8/18/2011 5:13:29 PM |
| trustworthy-hope189 | $250.00 | 8/18/2011 5:19:30 PM |
| Barrayaran | $25.00 | 8/19/2011 5:21:59 AM |
| thegreatstrafe | $25.00 | 8/18/2011 5:42:33 PM |
| orderly-finance6 | $50.00 | 8/19/2011 6:47:17 AM |
| trapper569 | $25.00 | 8/18/2011 5:43:05 PM |
| soulwork | $25.00 | 8/18/2011 7:43:48 PM |
| olin5 | $25.00 | 8/19/2011 8:29:02 AM |
| bettndon | $70.00 | 8/19/2011 8:29:08 AM |
| NorthwestLoan1 | $200.00 | 8/18/2011 7:18:15 PM |
| 108lender | $167.00 | 8/18/2011 7:38:21 PM |
| godzig | $25.00 | 8/19/2011 9:57:18 AM |
| littlemonkey | $25.00 | 8/18/2011 11:27:55 PM |
| Jesuistom | $50.00 | 8/19/2011 10:03:07 AM |
| diligent-platinum | $25.00 | 8/19/2011 10:13:57 AM |
| br4444 | $25.00 | 8/19/2011 10:20:46 AM |
| 78 | $25.00 | 8/19/2011 2:50:55 AM |
| lifegrowth | $25.00 | 8/19/2011 10:46:56 AM |
| penny-finder | $83.64 | 8/19/2011 12:07:37 AM |
| runner262 | $25.00 | 8/19/2011 1:25:44 AM |
| 52digital | $50.00 | 8/19/2011 6:51:18 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:23 PM |
| chemistry220 | $25.00 | 8/19/2011 8:08:06 AM |
| Eagledrop | $25.00 | 8/19/2011 8:08:09 AM |
| fervent-currency5 | $200.00 | 8/19/2011 7:16:46 AM |
| reinforced-reward | $25.00 | 8/19/2011 9:04:47 AM |
| rromanchuk | $25.00 | 8/19/2011 8:59:47 AM |
| helidude | $25.00 | 8/19/2011 9:43:13 AM |
| Tasmir | $25.00 | 8/19/2011 9:47:55 AM |
| Magoo2754 | $25.00 | 8/19/2011 10:18:33 AM |
| UD3230 | $25.00 | 8/19/2011 10:23:40 AM |
| MechEngineer | $25.00 | 8/19/2011 10:30:11 AM |
| astute-benjamins | $25.00 | 8/19/2011 10:32:46 AM |
| CSAworker | $26.44 | 8/19/2011 10:13:12 AM |
| penguino | $100.00 | 8/19/2011 10:26:39 AM |
| hebergee | $25.00 | 8/19/2011 11:46:54 AM |
| owhite2000 | $50.00 | 8/19/2011 11:46:25 AM |
| 230 Investments
|
Borrower Payment Dependent Notes Series
519007
This series of Notes was issued and sold upon the funding of the borrower loan #52563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Annzion |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Round Two
Purpose of loan:
This loan will be used to...pay medical bills and pay current property taxes and pay off my one and only credit card
My financial situation:
I am a good candidate for this loan because...I have successfully paid off my first loan with Prosper
Monthly net income: $3,300
Monthly expenses: $150
Housing: $1620 (mortgage)
Insurance: $300 (deducted in pre-tax dollars)
Car expenses: $250 (gas)
Utilities: $150
Phone, cable, internet: $55
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $215
Other expenses: $ (all accounted for above)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/17/2011 9:07:05 AM |
| hostbank | $100.00 | 8/17/2011 9:08:37 AM |
| DHolly | $25.00 | 8/17/2011 9:52:07 AM |
| loanman2007 | $150.00 | 8/17/2011 10:13:48 AM |
| Bank_Of_XL | $25.00 | 8/17/2011 11:09:48 AM |
| exchange-pledge | $50.00 | 8/17/2011 11:19:27 AM |
| RecoveryLender | $25.00 | 8/17/2011 12:34:49 PM |
| Aberdeen | $2,000.00 | 8/17/2011 9:04:22 AM |
| graceful-investment | $50.00 | 8/17/2011 9:06:45 AM |
| compoundinterest | $25.00 | 8/17/2011 9:08:14 AM |
| NekHoldings | $25.00 | 8/17/2011 9:18:02 AM |
| wampum-library4 | $93.72 | 8/17/2011 1:44:55 PM |
| wwwUniversal | $25.00 | 8/17/2011 2:06:01 PM |
| worldly-investment333 | $50.00 | 8/17/2011 2:37:40 PM |
| GCInvestments | $50.00 | 8/17/2011 3:08:47 PM |
| genius520 | $50.00 | 8/17/2011 9:10:35 AM |
| credit-guard5 | $25.00 | 8/17/2011 11:54:40 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:06 AM |
| bullish2bearish | $27.00 | 8/17/2011 12:37:24 PM |
| penny-surgeon | $25.00 | 8/17/2011 10:43:03 AM |
| thankful-nickel2 | $25.00 | 8/17/2011 1:01:26 PM |
| melodious-fairness | $50.00 | 8/17/2011 12:18:16 PM |
| clemclan | $28.00 | 8/17/2011 12:31:32 PM |
| Uylsses | $100.00 | 8/17/2011 1:50:30 PM |
| diligent-peace9 | $262.50 | 8/17/2011 1:53:30 PM |
| LittleMingo | $30.00 | 8/17/2011 1:59:36 PM |
| atomantic | $37.00 | 8/17/2011 2:56:35 PM |
| agent86a | $25.00 | 8/17/2011 1:26:38 PM |
| Pairodimes | $25.00 | 8/17/2011 2:43:35 PM |
| Jordan1123 | $25.00 | 8/17/2011 3:07:47 PM |
| Moe87 | $25.00 | 8/17/2011 3:28:06 PM |
| calmfunds | $500.00 | 8/17/2011 3:33:38 PM |
| dragster442 | $100.00 | 8/17/2011 4:52:33 PM |
| sweety075 | $25.00 | 8/17/2011 4:23:12 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:50 PM |
| dollar-sonnet3 | $25.00 | 8/17/2011 9:10:02 AM |
| DasMula | $25.00 | 8/17/2011 9:43:12 AM |
| marwadi-62 | $1,000.00 | 8/17/2011 11:52:31 AM |
| jpaulnyc | $35.00 | 8/17/2011 12:13:46 PM |
| Investor_DP | $100.00 | 8/17/2011 9:05:32 AM |
| peaceful-wealth0 | $25.00 | 8/17/2011 9:05:38 AM |
| MoneyForNothing | $201.03 | 8/17/2011 9:08:42 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:07 PM |
| janeybooboo | $150.00 | 8/17/2011 9:20:50 AM |
| elegant-loot | $25.00 | 8/17/2011 1:52:03 PM |
| smart-gold | $25.00 | 8/17/2011 9:46:29 AM |
| heavenly-interest9 | $50.00 | 8/17/2011 2:29:49 PM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:46 PM |
| thehousewife | $25.00 | 8/17/2011 10:47:03 AM |
| Mikale360 | $25.00 | 8/17/2011 3:52:45 PM |
| kindness-fanatic | $500.00 | 8/17/2011 4:08:59 PM |
| handshake5 | $100.00 | 8/17/2011 11:39:40 AM |
| SolarMoonshine | $50.00 | 8/17/2011 10:53:31 AM |
| burgeoning-silver | $25.00 | 8/17/2011 12:15:24 PM |
| RecoveryLender | $25.00 | 8/17/2011 1:19:28 PM |
| irrelevant | $25.00 | 8/17/2011 2:05:31 PM |
| shrewd-income | $50.00 | 8/17/2011 4:10:32 PM |
| IIP77 | $25.00 | 8/17/2011 4:51:02 PM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:41 PM |
| MoneyForNothing | $10.75 | 8/17/2011 4:53:51 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
519185
This series of Notes was issued and sold upon the funding of the borrower loan #52385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $106.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $688 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| UB_MBA |
Borrower's state:
| NewYork |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2006)
|
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Tax Refiling - Swift Repayment
Good Day,
Recently during the past tax season, I determined to refile my 2009 taxes in order to make corrections from that year due to an error. Unfortunately, that error is going to cost about $3300, which I don't have right at this moment.
I have every expectation that this will be a fast repayment, with minimal risk. Though I'm needing to pay the government back $3300, I'm getting more than 2/3rds of that back as a return once I file my 2010 taxes (I received an extension) - meaning that it goes directly against offsetting this debt, and resolving the issue.
Even if that were not the case, I am financially solvent, and able to make monthly payments if that is needed. I have a very stable career that pays well. Its my cash on hand at the moment that has me hampered. If I had time to wait until October, I could come up with the money myself, but I want things filed and put to rest in advance of that so I don't scramble around at the last minute.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 8/15/2011 9:01:24 AM |
| equitable-capital758 | $250.00 | 8/15/2011 9:03:56 AM |
| green-trade-dolphin | $25.00 | 8/15/2011 10:33:35 AM |
| MarvintheMartian | $25.00 | 8/15/2011 10:37:49 AM |
| cwegert | $25.00 | 8/15/2011 11:34:34 AM |
| dumbass | $25.00 | 8/15/2011 1:21:39 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:16 PM |
| atlas100 | $50.00 | 8/15/2011 2:19:07 PM |
| compoundinterest | $50.00 | 8/15/2011 12:17:56 PM |
| poisson17 | $100.00 | 8/15/2011 8:23:40 PM |
| john0720 | $100.00 | 8/15/2011 9:38:44 PM |
| bannybucks | $25.00 | 8/16/2011 6:08:54 AM |
| Bamaman205 | $25.00 | 8/16/2011 10:37:10 AM |
| coin-trumpet | $25.00 | 8/16/2011 11:37:56 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 7:50:41 PM |
| social-zebra | $26.00 | 8/16/2011 3:05:53 PM |
| SolarMoonshine | $50.00 | 8/16/2011 3:26:46 PM |
| cash4less | $25.00 | 8/17/2011 12:20:51 AM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:47 PM |
| don8ter | $25.00 | 8/18/2011 4:50:25 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:39:36 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:56:31 AM |
| MadHun | $200.00 | 8/18/2011 5:11:40 PM |
| jarf | $25.00 | 8/18/2011 9:33:29 PM |
| BSr | $43.20 | 8/18/2011 5:44:39 PM |
| cash-vault | $25.00 | 8/19/2011 8:20:54 AM |
| Dan4703 | $25.00 | 8/18/2011 8:52:58 PM |
| top-epic-community | $50.00 | 8/19/2011 10:55:25 AM |
| Coppercanyon | $25.00 | 8/19/2011 8:14:01 AM |
| ImaPutz | $25.00 | 8/19/2011 9:59:35 AM |
| tntmojave | $50.00 | 8/19/2011 11:20:14 AM |
| s270 | $75.00 | 8/19/2011 7:39:08 PM |
| promise2 | $25.00 | 8/19/2011 7:45:53 PM |
| Sneezie | $100.00 | 8/19/2011 1:27:11 PM |
| mex_invests | $25.00 | 8/19/2011 9:38:21 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:38 PM |
| interstellar | $75.00 | 8/20/2011 5:09:36 AM |
| chavala | $50.00 | 8/19/2011 5:10:22 PM |
| petsheep | $50.00 | 8/19/2011 8:33:54 PM |
| hidavehi | $44.00 | 8/19/2011 7:56:47 PM |
| friendinmoney | $25.00 | 8/20/2011 6:11:31 AM |
| Cliffie83 | $63.43 | 8/20/2011 6:22:45 AM |
| Barky52 | $9.24 | 8/20/2011 7:56:36 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:38 PM |
| vutah | $25.00 | 8/15/2011 5:19:56 PM |
| indomitable-coin | $25.00 | 8/15/2011 12:16:56 PM |
| freetolive | $25.00 | 8/15/2011 1:32:56 PM |
| RecoveryLender | $25.00 | 8/15/2011 5:41:23 PM |
| credit-panda1 | $25.00 | 8/15/2011 6:15:24 PM |
| balance-bliss | $100.00 | 8/16/2011 1:31:13 AM |
| EngineersAlliance | $75.00 | 8/16/2011 6:20:53 AM |
| jedi8 | $25.00 | 8/16/2011 8:29:00 AM |
| dammage | $30.31 | 8/17/2011 5:56:15 AM |
| Stewardship4Life | $100.00 | 8/17/2011 12:08:53 PM |
| purposeful-pound5 | $29.82 | 8/17/2011 4:16:51 AM |
| GElender | $25.00 | 8/17/2011 5:48:12 AM |
| Syzygy | $25.00 | 8/17/2011 1:02:57 PM |
| Nazbuster | $100.00 | 8/18/2011 7:04:52 AM |
| lostperception | $40.00 | 8/17/2011 8:47:35 PM |
| hitsman | $50.00 | 8/18/2011 10:59:28 AM |
| herbyman | $50.00 | 8/18/2011 11:25:04 AM |
| Gobsek | $25.00 | 8/18/2011 8:29:20 PM |
| availableloan | $25.00 | 8/18/2011 5:23:10 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:25 PM |
| elvisloans | $30.00 | 8/19/2011 5:42:29 AM |
| competent-p2p | $30.00 | 8/19/2011 6:20:29 AM |
| georgedorn | $50.00 | 8/19/2011 10:21:52 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:58 AM |
| justbman | $25.00 | 8/19/2011 10:50:18 AM |
| bughead | $25.00 | 8/20/2011 6:05:42 AM |
| scottssm | $54.00 | 8/20/2011 7:00:36 AM |
| income-thinker4 | $25.00 | 8/19/2011 11:42:31 PM |
| kc_dude | $25.00 | 8/20/2011 6:10:38 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
519247
This series of Notes was issued and sold upon the funding of the borrower loan #52530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,043.36 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $293.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,857 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| five-star-funds1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
|
|
Principal balance:
| $2,246.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because my wife and I have been working hard to get our credit back in line, both have good jobs with promotions pending, and are honest people who absolutely repay loans. I have another Prosper loan which I have been paying off dutifully, but rate is high and would like to pay that down and a few other cards with this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/2/2011 5:01:56 PM |
| compoundinterest | $50.00 | 8/3/2011 8:20:54 AM |
| indomitable-coin | $25.00 | 8/4/2011 10:22:47 AM |
| herbyman | $100.00 | 8/5/2011 12:48:52 PM |
| umfan123 | $25.00 | 8/7/2011 8:28:52 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:24 PM |
| villagers | $50.00 | 8/8/2011 10:21:26 AM |
| wise-deal-panda | $100.00 | 8/7/2011 3:40:37 PM |
| claimtruth | $25.00 | 8/8/2011 8:47:16 AM |
| first-serene-credit | $25.00 | 8/8/2011 5:59:48 PM |
| Leopoldine | $25.00 | 8/8/2011 12:48:26 PM |
| GElender | $50.00 | 8/9/2011 5:50:22 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:15 AM |
| worth-buddy0 | $100.00 | 8/9/2011 6:05:54 PM |
| Nazbuster | $50.00 | 8/9/2011 10:16:09 PM |
| crw1950 | $50.00 | 8/10/2011 6:59:47 PM |
| currency-emblem | $71.64 | 8/11/2011 1:47:33 AM |
| happy-loyalty | $25.00 | 8/11/2011 5:21:57 AM |
| blissful-cash3 | $150.00 | 8/11/2011 9:55:46 PM |
| Dubbs360 | $200.00 | 8/12/2011 9:22:16 PM |
| TrustPlus | $50.00 | 8/12/2011 10:39:24 PM |
| Astyanax | $25.00 | 8/12/2011 1:32:36 PM |
| enchanted-truth264 | $25.00 | 8/12/2011 10:35:24 PM |
| mondial4 | $100.00 | 8/13/2011 6:53:46 AM |
| GreenSun | $25.00 | 8/13/2011 5:18:56 AM |
| funds-promiser | $50.00 | 8/13/2011 7:34:38 AM |
| EarlyRiser | $250.00 | 8/13/2011 9:06:29 AM |
| treasure-expert | $25.00 | 8/13/2011 7:43:54 AM |
| kulender | $100.00 | 8/13/2011 3:02:34 PM |
| Lender0010 | $50.00 | 8/13/2011 8:15:51 AM |
| cash-sensai2 | $25.00 | 8/13/2011 8:19:52 AM |
| BankofBeth | $25.00 | 8/13/2011 8:39:24 AM |
| loyalist1 | $400.00 | 8/14/2011 12:23:34 AM |
| Steveoo1 | $50.00 | 8/13/2011 5:46:15 PM |
| jebber007 | $60.00 | 8/13/2011 3:19:57 PM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:24:09 PM |
| independent-revenue4 | $50.00 | 8/13/2011 4:48:50 PM |
| fair-interest6 | $25.00 | 8/13/2011 7:05:58 PM |
| yerkster1 | $25.00 | 8/14/2011 7:46:09 PM |
| Tammy102800 | $25.00 | 8/14/2011 12:01:55 PM |
| life-is-great | $25.00 | 8/14/2011 5:59:53 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:22:43 PM |
| glimmering-generosity0 | $60.00 | 8/14/2011 1:50:40 PM |
| radforj22 | $25.00 | 8/15/2011 3:48:25 AM |
| fragonardlives | $25.00 | 8/15/2011 11:35:49 AM |
| dc_lobster | $25.00 | 8/14/2011 7:51:40 PM |
| ScottCapital | $25.00 | 8/15/2011 5:22:37 AM |
| goose026 | $25.00 | 8/15/2011 9:45:45 AM |
| wtrboy | $25.00 | 8/15/2011 10:29:54 AM |
| brittany | $100.00 | 8/15/2011 10:31:45 AM |
| debt-legend | $25.00 | 8/15/2011 9:19:58 AM |
| worthy-bid8 | $50.00 | 8/15/2011 5:05:45 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:21 AM |
| natural-affluence4 | $25.00 | 8/15/2011 7:01:20 PM |
| cerebral-auction950 | $100.00 | 8/15/2011 1:14:26 PM |
| money-bauble | $200.00 | 8/15/2011 5:05:23 PM |
| harty | $50.00 | 8/15/2011 1:47:10 PM |
| first-favorite-bonus9 | $25.00 | 8/16/2011 3:15:42 AM |
| agent86a | $25.00 | 8/15/2011 7:04:12 PM |
| mammalian4 | $25.00 | 8/15/2011 5:56:06 PM |
| benefit-dreams | $42.00 | 8/15/2011 7:12:01 PM |
| velocity-solo | $30.00 | 8/15/2011 7:25:47 PM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 9:56:26 AM |
| bold-worth-vinyl | $25.00 | 8/16/2011 10:09:28 AM |
| asset-wheel | $25.00 | 8/16/2011 6:19:45 AM |
| SlowGardener | $40.00 | 8/16/2011 12:26:43 PM |
| studious-bonus7 | $100.00 | 8/16/2011 1:00:26 PM |
| genius520 | $50.00 | 8/16/2011 1:27:52 PM |
| dollardave | $100.00 | 8/16/2011 9:56:28 AM |
| goat0 | $50.00 | 8/16/2011 2:07:52 PM |
| ti22ring | $27.39 | 8/16/2011 10:13:10 AM |
| grf1945 | $25.00 | 8/16/2011 7:56:56 AM |
| Bamaman205 | $25.00 | 8/16/2011 10:34:12 AM |
| fervent-currency5 | $150.00 | 8/16/2011 10:35:03 AM |
| SDKiwi | $25.00 | 8/16/2011 4:08:36 PM |
| wlm3012 | $30.00 | 8/16/2011 4:09:57 PM |
| UnknownSuperhero | $25.00 | 8/16/2011 9:19:27 AM |
| passivesf | $25.00 | 8/16/2011 9:23:36 AM |
| EvalCrux | $50.00 | 8/16/2011 4:29:04 PM |
| Prairie-MN | $30.00 | 8/16/2011 4:54:38 PM |
| historic-note99 | $100.00 | 8/16/2011 10:11:49 AM |
| tbati | $25.00 | 8/16/2011 11:08:25 AM |
| TheYellowDart | $25.00 | 8/16/2011 11:52:24 AM |
| matusky | $26.00 | 8/16/2011 12:04:32 PM |
| dennisuello | $50.00 | 8/16/2011 1:04:31 PM |
| yukongin | $25.00 | 8/16/2011 3:15:51 PM |
| orderandprogress | $35.00 | 8/16/2011 3:56:07 PM |
| TelegramSam | $25.00 | 8/16/2011 2:27:14 PM |
| stanbalwight4 | $25.00 | 8/16/2011 3:36:06 PM |
| paladin847 | $30.00 | 8/16/2011 4:14:37 PM |
| detective311 | $25.00 | 8/16/2011 4:32:02 PM |
| DadWarbucks | $25.00 | 8/16/2011 12:46:59 PM |
| uberrific | $50.00 | 8/3/2011 5:53:41 PM |
| Sneezie | $100.00 | 8/4/2011 9:45:31 PM |
| sgt-schultz | $25.00 | 8/7/2011 8:15:13 AM |
| Peterman | $25.00 | 8/7/2011 7:42:18 PM |
| yield-seeker | $25.00 | 8/7/2011 9:05:46 PM |
| credible-balance0 | $25.00 | 8/8/2011 7:16:29 AM |
| CreditBuilder2 | $50.00 | 8/8/2011 4:57:25 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:33:08 AM |
| sincere-fund1 | $55.00 | 8/8/2011 8:15:47 PM |
| currency-excellency0 | $100.00 | 8/9/2011 9:50:22 AM |
| bonus-poplar2 | $59.20 | 8/9/2011 5:24:37 PM |
| elasermd | $50.00 | 8/9/2011 6:23:01 PM |
| compwhiz | $25.00 | 8/10/2011 9:40:29 AM |
| Gordon_Gekko1 | $25.00 | 8/10/2011 10:50:39 AM |
| availableloan | $25.00 | 8/10/2011 1:46:11 PM |
| bmbanzai | $25.00 | 8/10/2011 3:03:33 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:04 AM |
| Astyanax | $95.00 | 8/11/2011 1:55:58 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:02 AM |
| Cherrypicker | $40.00 | 8/11/2011 10:59:04 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:35 PM |
| tranquil-diversification8 | $75.00 | 8/11/2011 8:26:31 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:12 PM |
| leverage-galleon | $25.57 | 8/12/2011 6:40:50 PM |
| heerzaquestion | $50.00 | 8/13/2011 6:20:58 AM |
| reinforced-reward | $25.00 | 8/13/2011 6:28:31 AM |
| best-listing-toro | $25.00 | 8/13/2011 8:29:02 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:51 AM |
| chekat | $25.00 | 8/13/2011 7:14:33 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:49 AM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:46 PM |
| kind-genuine-dough | $49.00 | 8/13/2011 12:21:09 PM |
| commerce-yeller | $35.00 | 8/14/2011 9:05:15 AM |
| kdog99 | $100.00 | 8/13/2011 1:43:56 PM |
| secureincome | $100.00 | 8/13/2011 8:51:07 PM |
| ethical-social8 | $100.00 | 8/14/2011 6:23:55 PM |
| C_Mark | $50.00 | 8/14/2011 7:10:04 AM |
| PaulW | $25.00 | 8/15/2011 6:40:33 AM |
| doopers | $25.00 | 8/14/2011 7:59:34 AM |
| postalwhiz | $250.00 | 8/14/2011 5:54:30 PM |
| radiant-fund | $50.00 | 8/15/2011 6:56:10 AM |
| friendly-peace4 | $60.00 | 8/15/2011 7:34:22 AM |
| fcrick | $25.00 | 8/15/2011 8:33:21 AM |
| finance-symphony7 | $53.56 | 8/15/2011 4:19:52 PM |
| cxl9 | $50.00 | 8/15/2011 5:38:47 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:25 PM |
| CaptainBL | $50.00 | 8/16/2011 4:27:40 AM |
| janeybooboo | $39.00 | 8/16/2011 5:27:46 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:24:54 PM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:26 PM |
| astute-benjamins | $25.00 | 8/16/2011 10:01:08 AM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:12 PM |
| rate-caravan7 | $25.00 | 8/16/2011 10:50:32 AM |
| yield-hut | $50.00 | 8/16/2011 4:30:06 AM |
| damage | $25.00 | 8/16/2011 7:53:57 AM |
| jazz619 | $25.00 | 8/16/2011 8:23:46 AM |
| Melander | $50.00 | 8/16/2011 7:08:35 AM |
| NYCD | $25.00 | 8/16/2011 9:41:28 AM |
| MoneyBag4366 | $25.00 | 8/16/2011 2:47:25 PM |
| careful-penny | $25.00 | 8/16/2011 9:06:34 AM |
| memphisf01 | $25.00 | 8/16/2011 11:24:16 AM |
| narblark | $50.00 | 8/16/2011 11:37:21 AM |
| ttbc | $25.00 | 8/16/2011 11:45:12 AM |
| best-friendly-fairness | $50.00 | 8/16/2011 9:30:16 AM |
| stollcm | $25.00 | 8/16/2011 11:49:29 AM |
| upbeat-fund | $25.00 | 8/16/2011 1:03:26 PM |
| kyomoon | $50.00 | 8/16/2011 1:03:52 PM |
| Digs | $25.00 | 8/16/2011 11:18:22 AM |
| practical-expectations | $25.00 | 8/16/2011 11:26:00 AM |
| hostbank | $100.00 | 8/16/2011 1:00:10 PM |
| fervent-currency5 | $50.00 | 8/16/2011 2:38:41 PM |
| IIP77 | $25.00 | 8/16/2011 3:07:08 PM |
| Use_It_Wisely | $25.00 | 8/16/2011 1:37:51 PM |
| the-profit-oracle | $25.00 | 8/16/2011 4:19:31 PM |
| principal-bull | $25.00 | 8/16/2011 4:58:59 PM |
| red-unequivocal-finance | $25.00 | 8/16/2011 3:20:35 PM |
| taz007 | $25.00 | 8/16/2011 3:43:46 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
519249
This series of Notes was issued and sold upon the funding of the borrower loan #52418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $229.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $430 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| emilyiangroup |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
800-819
(Jul-2008)
|
|
Principal balance:
| $3,201.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Continuing My Business, Fin Advisor
Purpose of loan:
This loan will be used as working capital for long term investments in my certification, office supplies, seeking clients etc.
My financial situation:
I am a good candidate for this loan because I have a proven track record at Prosper in repaying my loans. I have a very good credit score and a history of paying debts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:00:57 PM |
| GoGalt | $50.00 | 8/6/2011 1:44:51 PM |
| green-trade-dolphin | $25.00 | 8/6/2011 7:07:53 PM |
| thankful-nickel2 | $25.00 | 8/6/2011 1:12:40 PM |
| bazaar-winner | $25.00 | 8/6/2011 3:25:48 PM |
| credit-guard5 | $25.00 | 8/6/2011 6:41:33 PM |
| MarvintheMartian | $50.00 | 8/6/2011 12:07:42 PM |
| equitable-capital758 | $250.00 | 8/6/2011 1:03:16 PM |
| Feyenoord | $25.00 | 8/6/2011 11:29:01 PM |
| fund-medalist171 | $30.00 | 8/7/2011 4:13:52 AM |
| investment-artist | $25.00 | 8/7/2011 7:11:18 AM |
| caring-hope2 | $100.00 | 8/8/2011 10:56:53 AM |
| compoundinterest | $50.00 | 8/9/2011 9:03:58 AM |
| availableloan | $25.00 | 8/8/2011 2:23:46 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:39 AM |
| uberrific | $75.00 | 8/11/2011 1:08:58 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:17 AM |
| Sneezie | $100.00 | 8/12/2011 2:26:34 PM |
| honorable-yield | $75.00 | 8/13/2011 9:50:06 AM |
| Lucre | $25.00 | 8/13/2011 9:59:08 AM |
| integrity-cowbell | $30.00 | 8/13/2011 6:18:42 AM |
| sincere-balance | $64.00 | 8/13/2011 7:46:24 AM |
| mondial4 | $300.00 | 8/13/2011 6:43:35 AM |
| Interloper | $25.00 | 8/13/2011 6:51:35 AM |
| HealthyWealthNow | $32.81 | 8/13/2011 10:06:17 AM |
| NewAgeInvestor | $169.22 | 8/13/2011 4:14:00 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:03 PM |
| jpblan11 | $25.00 | 8/14/2011 11:47:33 AM |
| kulender | $100.00 | 8/13/2011 3:03:10 PM |
| EngineersAlliance | $25.00 | 8/14/2011 5:41:23 AM |
| Steveoo1 | $40.00 | 8/16/2011 6:34:49 AM |
| Bamaman205 | $25.00 | 8/16/2011 10:46:37 AM |
| economy-huckleberry0 | $25.00 | 8/16/2011 9:20:41 AM |
| hostbank | $100.00 | 8/16/2011 1:25:48 PM |
| yukongin | $25.00 | 8/16/2011 3:15:57 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:26 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:17 AM |
| Plancarte-Family-Office | $50.00 | 8/17/2011 4:19:06 AM |
| wampum-library4 | $25.00 | 8/17/2011 12:58:10 PM |
| basejump0 | $25.00 | 8/17/2011 6:03:10 AM |
| minista | $25.00 | 8/17/2011 4:20:53 PM |
| tripnosis | $25.00 | 8/17/2011 10:05:48 AM |
| mizount | $25.00 | 8/17/2011 2:12:47 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:57 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:20 PM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:48 AM |
| Princehaha | $25.00 | 8/17/2011 5:26:31 PM |
| benjamins-fan6 | $50.00 | 8/18/2011 5:19:44 AM |
| timbob | $200.00 | 8/17/2011 5:42:41 PM |
| ICHITECH | $25.00 | 8/18/2011 7:23:08 AM |
| radforj22 | $25.00 | 8/18/2011 4:46:24 AM |
| region123 | $50.00 | 8/18/2011 4:00:44 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:30 AM |
| awwaww | $25.00 | 8/18/2011 3:59:31 PM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:18 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:27 AM |
| DPH | $100.00 | 8/18/2011 11:56:57 AM |
| oplender | $25.40 | 8/18/2011 7:03:34 PM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:04 PM |
| littlemonkey | $25.00 | 8/18/2011 11:27:58 PM |
| kriegs | $100.00 | 8/18/2011 5:10:23 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:46 PM |
| MadHun | $200.00 | 8/18/2011 5:11:36 PM |
| yield-hut | $100.00 | 8/19/2011 4:47:18 AM |
| mrreynol | $25.00 | 8/19/2011 5:05:06 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:29 PM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:44 PM |
| mpatrick | $50.00 | 8/19/2011 7:33:56 AM |
| 108lender | $167.00 | 8/18/2011 7:38:22 PM |
| Big_Lendin | $50.00 | 8/18/2011 10:03:40 PM |
| Richmp412 | $25.00 | 8/19/2011 10:46:21 AM |
| currency-persimmon | $25.00 | 8/19/2011 4:52:52 AM |
| leverage-monger | $25.00 | 8/19/2011 8:06:52 AM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:42 PM |
| tolerant-fairness2 | $25.00 | 8/19/2011 1:28:35 PM |
| ErsatzMike | $25.00 | 8/19/2011 2:33:04 PM |
| best-friendly-fairness | $50.00 | 8/19/2011 9:51:49 AM |
| twjh | $25.00 | 8/19/2011 3:40:18 PM |
| murtaza | $50.00 | 8/19/2011 3:52:28 PM |
| br4444 | $25.00 | 8/19/2011 10:20:47 AM |
| diligent-platinum | $50.00 | 8/19/2011 10:12:40 AM |
| ArkoshKovash | $25.00 | 8/19/2011 11:13:43 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:24 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:09 AM |
| bss97603 | $25.00 | 8/19/2011 12:33:19 PM |
| Aethelwolf | $25.00 | 8/19/2011 12:36:39 PM |
| AM2171 | $40.00 | 8/19/2011 12:41:41 PM |
| wild_carrot | $25.00 | 8/19/2011 12:44:44 PM |
| lucrative-worth | $100.00 | 8/19/2011 2:13:03 PM |
| martymaniaman | $25.00 | 8/19/2011 1:48:05 PM |
| gilbrear | $25.00 | 8/19/2011 3:08:14 PM |
| RecoveryLender | $25.00 | 8/19/2011 3:14:59 PM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:09 PM |
| ti22ring | $25.00 | 8/6/2011 12:31:06 PM |
| serene-capital | $35.00 | 8/6/2011 5:11:31 PM |
| MoneyForNothing | $125.41 | 8/6/2011 12:06:20 PM |
| jkeller4000 | $25.00 | 8/7/2011 12:21:40 PM |
| silvercertificate | $25.00 | 8/8/2011 7:24:27 AM |
| janeybooboo | $100.00 | 8/9/2011 9:04:50 AM |
| Tscheddar | $25.00 | 8/9/2011 4:14:32 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:07 PM |
| houli123 | $100.00 | 8/10/2011 9:12:36 PM |
| MilitaryLending | $25.00 | 8/10/2011 9:40:19 PM |
| Rivervale_Westwood | $25.00 | 8/10/2011 5:20:13 PM |
| balance-bliss | $50.00 | 8/11/2011 12:27:46 AM |
| herbyman | $50.00 | 8/11/2011 10:02:46 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:36 PM |
| newest-return-wind | $30.00 | 8/11/2011 12:56:43 PM |
| sgt-schultz | $25.00 | 8/12/2011 7:45:42 AM |
| TechieLender | $50.00 | 8/12/2011 11:21:07 AM |
| Binan | $25.00 | 8/13/2011 6:33:31 AM |
| Paragon13 | $50.00 | 8/13/2011 8:02:38 AM |
| Oak-Parker | $25.00 | 8/13/2011 6:44:17 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:49 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:25 AM |
| Edgewood | $25.00 | 8/13/2011 6:22:15 AM |
| Dubbs360 | $200.00 | 8/13/2011 10:53:12 AM |
| Lucre | $25.00 | 8/13/2011 9:54:50 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:51 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:05 PM |
| Tammy102800 | $25.00 | 8/14/2011 12:04:24 PM |
| poisson17 | $25.00 | 8/14/2011 12:27:59 PM |
| 77dowplace | $25.00 | 8/14/2011 7:21:57 PM |
| power-defender7 | $25.00 | 8/14/2011 5:26:36 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:48 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:36 AM |
| JJ-Loans | $95.00 | 8/15/2011 7:34:52 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:26 PM |
| genius520 | $50.00 | 8/16/2011 1:28:06 PM |
| promise2 | $25.00 | 8/16/2011 9:23:45 AM |
| credit-coach118 | $35.00 | 8/16/2011 8:22:02 AM |
| FinDoc | $25.00 | 8/17/2011 2:48:55 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:36 PM |
| freefly67 | $25.00 | 8/16/2011 5:39:40 PM |
| MonkeyHero | $40.50 | 8/16/2011 7:48:54 PM |
| tokenentry | $50.00 | 8/17/2011 1:06:33 PM |
| Socorro_Capital_Partners | $25.00 | 8/17/2011 8:55:47 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:00 AM |
| don8ter | $25.00 | 8/18/2011 4:49:47 AM |
| gain-mountain1 | $50.00 | 8/18/2011 7:45:33 AM |
| velocity-solo | $25.00 | 8/17/2011 8:08:34 PM |
| payment-halo | $25.00 | 8/18/2011 7:54:10 AM |
| worth-matador | $50.00 | 8/18/2011 9:00:57 AM |
| grammaspurse | $25.00 | 8/17/2011 10:18:06 PM |
| tolerant-dinero2 | $25.00 | 8/18/2011 10:32:24 AM |
| hitsman | $50.00 | 8/18/2011 10:58:28 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:39 PM |
| Dollars4Rent | $25.00 | 8/18/2011 6:34:38 AM |
| fervent-currency5 | $25.00 | 8/18/2011 8:11:45 AM |
| Relevance | $25.00 | 8/18/2011 9:58:34 AM |
| dpfl55 | $25.00 | 8/18/2011 5:26:00 PM |
| hidavehi | $44.00 | 8/18/2011 6:23:46 PM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:16 PM |
| spencer14883 | $25.00 | 8/18/2011 3:50:23 PM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:54 PM |
| dollardave | $100.00 | 8/19/2011 7:51:29 AM |
| moneytolend72 | $33.92 | 8/19/2011 7:52:41 AM |
| interstellar | $75.00 | 8/18/2011 7:40:23 PM |
| helidude | $25.00 | 8/19/2011 9:43:14 AM |
| runner262 | $25.00 | 8/19/2011 1:25:45 AM |
| Bio-physicist | $34.00 | 8/19/2011 1:41:58 AM |
| mrcrace | $50.00 | 8/19/2011 1:48:50 AM |
| 52digital | $50.00 | 8/19/2011 6:51:19 AM |
| kindness-party | $50.00 | 8/19/2011 11:53:32 AM |
| vtr1000 | $25.08 | 8/19/2011 12:37:59 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:29:34 PM |
| hrubinst | $50.00 | 8/19/2011 2:00:59 PM |
| wyogirllender | $25.00 | 8/19/2011 9:20:51 AM |
| green-trade-dolphin2 | $25.00 | 8/19/2011 9:23:58 AM |
| Leshan | $50.00 | 8/19/2011 9:02:52 AM |
| friendship9 | $25.00 | 8/19/2011 9:57:26 AM |
| worth-toro | $100.00 | 8/19/2011 3:33:41 PM |
| generator535 | $25.00 | 8/19/2011 4:16:28 PM |
| dogbait | $32.68 | 8/19/2011 4:20:20 PM |
| buffalobills | $25.00 | 8/19/2011 10:12:52 AM |
| penguino | $100.00 | 8/19/2011 10:26:39 AM |
| georgedorn | $50.00 | 8/19/2011 10:27:19 AM |
| themoneydoctor | $500.00 | 8/19/2011 10:43:08 AM |
| Oranje88 | $100.00 | 8/19/2011 11:12:08 AM |
| tntmojave | $50.00 | 8/19/2011 11:20:09 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:29 PM |
| promise2 | $50.00 | 8/19/2011 1:14:30 PM |
| point-promiser | $50.00 | 8/19/2011 1:17:56 PM |
| SASBANK | $25.00 | 8/19/2011 1:44:06 PM |
| happy-yield | $40.98 | 8/19/2011 2:59:12 PM |
| mizon291 | $80.00 | 8/19/2011 2:47:30 PM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
519251
This series of Notes was issued and sold upon the funding of the borrower loan #52506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,456 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-sitar1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debtfree2014
Purpose of loan:
This loan will be used to... Consolidate Bills
My financial situation: Good
I am a good candidate for this loan because... I am always on time with paying my bills and I have a dependable job.
Monthly net income: $2,529.16
Monthly expenses: $
Housing: $ 817.50
Insurance: $ 107.00
Car expenses: $ 473.84
Utilities: $ 97.50
Phone, cable, internet: $ 90.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 148.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 8/18/2011 5:22:17 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
519375
This series of Notes was issued and sold upon the funding of the borrower loan #52491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,585 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hard-working-point3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,999.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jul-2010)
|
|
Principal balance:
| $7,287.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate debt from existing loans. I have several loans I would like to consolidate into one payment.
My financial situation:
I am a good candidate for this loan because I am in a stable career over five and a half years at current job. The only reason my credit rating has dropped is my debt to income ratio as a result of my wife working less. I have never been late on my existing Prosper loan for over a year now, or any other obligation.
Please ask any questions and I will respond rapidly.
Thanks for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/17/2011 1:01:41 PM |
| green-trade-dolphin | $35.00 | 8/5/2011 10:29:06 AM |
| DoctorJoe | $25.00 | 8/6/2011 6:13:48 AM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:45:40 PM |
| CA-Lender | $25.00 | 8/6/2011 2:30:00 PM |
| Something-Corporate | $25.00 | 8/7/2011 8:39:34 AM |
| red-favorable-basis | $25.00 | 8/6/2011 5:34:21 PM |
| ccamp99 | $25.00 | 8/7/2011 4:29:20 PM |
| green-trade-dolphin | $100.00 | 8/6/2011 6:54:10 PM |
| loss-of-control | $50.00 | 8/7/2011 5:20:51 PM |
| diligent-peace9 | $150.00 | 8/7/2011 7:51:13 AM |
| sgt-schultz | $35.00 | 8/7/2011 8:19:23 AM |
| britgsb | $50.00 | 8/7/2011 9:52:10 AM |
| Shawn95187 | $78.91 | 8/8/2011 1:22:52 PM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:22:08 AM |
| integrity-doctor | $100.00 | 8/9/2011 7:31:23 AM |
| maple1 | $100.00 | 8/8/2011 12:18:29 PM |
| SoldiersMom | $50.00 | 8/8/2011 10:18:31 PM |
| artisan369 | $200.00 | 8/8/2011 1:55:23 PM |
| Whipster | $70.00 | 8/9/2011 10:37:22 AM |
| Mariner3605 | $25.00 | 8/9/2011 7:33:02 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:07:22 AM |
| ddog0224 | $25.00 | 8/9/2011 12:50:23 PM |
| vtrentster | $25.00 | 8/9/2011 6:46:30 PM |
| income-rocker2 | $100.00 | 8/9/2011 9:42:45 AM |
| enchanted-truth264 | $25.00 | 8/9/2011 8:46:35 PM |
| Leshan | $100.00 | 8/9/2011 12:26:56 PM |
| blissful-finance7 | $25.00 | 8/9/2011 5:47:03 PM |
| profitable-return5 | $25.00 | 8/10/2011 4:14:06 AM |
| coin-amigo | $41.62 | 8/10/2011 10:40:51 AM |
| market-genome7 | $25.00 | 8/10/2011 12:53:14 AM |
| commitment-galaxy | $25.00 | 8/10/2011 9:29:39 AM |
| dariop | $30.01 | 8/10/2011 5:47:51 PM |
| harmonious-contract5 | $25.00 | 8/10/2011 1:05:11 PM |
| StargazerLending | $25.00 | 8/10/2011 9:24:46 AM |
| economy-coup | $100.00 | 8/11/2011 12:11:40 AM |
| doopers | $25.00 | 8/10/2011 9:04:15 PM |
| handy-justice | $100.00 | 8/10/2011 6:08:39 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:41 AM |
| CNG | $100.00 | 8/11/2011 2:21:50 PM |
| income-buffalo1 | $100.00 | 8/11/2011 7:20:00 PM |
| thoughtful-exchange8 | $39.13 | 8/11/2011 2:56:45 PM |
| coin-bee1 | $50.00 | 8/11/2011 2:06:20 PM |
| dollar-authority | $120.17 | 8/12/2011 7:28:36 AM |
| setUup | $25.28 | 8/11/2011 8:44:17 PM |
| Runegeld | $25.00 | 8/11/2011 7:27:21 PM |
| ommcd | $25.00 | 8/12/2011 6:04:00 AM |
| MichaelProsper | $25.00 | 8/12/2011 11:49:28 AM |
| newest-justice-bear | $25.00 | 8/12/2011 10:28:34 AM |
| blackstar | $25.00 | 8/12/2011 9:15:54 AM |
| BeanCownter | $62.13 | 8/12/2011 8:28:28 PM |
| tensalis | $68.00 | 8/12/2011 2:32:16 PM |
| winegeek | $250.00 | 8/12/2011 10:20:14 AM |
| interstellar | $75.00 | 8/13/2011 4:22:19 AM |
| wisconsinvestor | $50.00 | 8/13/2011 6:16:50 AM |
| chererat | $100.00 | 8/13/2011 7:10:29 AM |
| SmartBanking | $25.00 | 8/12/2011 10:51:00 PM |
| a-balance-surgeon | $77.94 | 8/13/2011 6:23:25 AM |
| trapperdc | $50.00 | 8/13/2011 7:04:51 AM |
| credit-coach118 | $25.00 | 8/13/2011 11:02:04 AM |
| simplelender80 | $100.00 | 8/13/2011 7:10:02 AM |
| kaiger | $25.00 | 8/13/2011 7:14:51 AM |
| rhightower003 | $100.00 | 8/13/2011 12:52:24 PM |
| yield-hut | $50.00 | 8/14/2011 4:50:09 AM |
| scoobiedoo | $25.00 | 8/15/2011 6:26:23 AM |
| principal-equalizer | $25.00 | 8/15/2011 12:27:21 PM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:27 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:25 PM |
| monster4 | $100.00 | 8/16/2011 7:04:23 AM |
| platinum-boss2 | $25.00 | 8/16/2011 6:11:53 PM |
| persistent-value188 | $25.00 | 8/16/2011 7:15:09 PM |
| awesome-yield7 | $35.00 | 8/16/2011 6:35:36 PM |
| awesome-silver | $100.00 | 8/16/2011 8:08:06 PM |
| friendinmoney | $25.00 | 8/17/2011 7:56:32 AM |
| MadHun | $200.00 | 8/17/2011 11:22:35 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:36 AM |
| willinvest | $25.00 | 8/17/2011 3:03:35 PM |
| bmw2 | $30.00 | 8/17/2011 12:00:30 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:13 AM |
| flaguynice | $25.00 | 8/17/2011 4:47:02 PM |
| cbivitz | $225.00 | 8/18/2011 3:40:26 AM |
| mpatrick | $50.00 | 8/18/2011 8:21:55 AM |
| newest-power-banker | $25.00 | 8/17/2011 9:24:19 PM |
| sonnet771 | $25.00 | 8/18/2011 1:29:01 AM |
| fairness-atmosphere | $25.00 | 8/17/2011 9:13:39 PM |
| desertoasis | $25.00 | 8/18/2011 7:49:39 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:43 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:38 AM |
| drcoop | $28.00 | 8/18/2011 8:16:15 AM |
| coin-investor | $25.00 | 8/18/2011 9:48:19 AM |
| nickel-hickory | $55.00 | 8/18/2011 9:49:03 AM |
| Investor_DP | $100.00 | 8/5/2011 9:03:06 AM |
| tnjohnso | $25.00 | 8/6/2011 8:08:37 AM |
| songbird98 | $25.00 | 8/6/2011 12:17:39 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:39 PM |
| payout-bridge | $50.00 | 8/6/2011 12:58:09 PM |
| autonomous-truth | $50.00 | 8/7/2011 12:03:40 AM |
| Dubbs360 | $200.00 | 8/6/2011 3:53:02 PM |
| DasMula | $57.00 | 8/7/2011 8:06:17 AM |
| moola-cell3 | $50.00 | 8/7/2011 7:40:55 AM |
| deepblue34 | $30.00 | 8/7/2011 11:49:06 AM |
| Gordon_Gekko1 | $25.00 | 8/7/2011 7:45:42 PM |
| wisconsinvestor | $50.00 | 8/7/2011 8:13:16 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:00 PM |
| wise-deal-panda | $100.00 | 8/7/2011 3:36:06 PM |
| powerlifter275 | $25.00 | 8/7/2011 4:49:12 PM |
| reflective-rupee | $100.00 | 8/8/2011 10:43:30 AM |
| friendly-principal76 | $25.00 | 8/8/2011 6:55:37 PM |
| GElender | $25.00 | 8/8/2011 6:09:50 AM |
| revenue-appraiser | $25.00 | 8/8/2011 12:49:59 PM |
| nickel-position | $25.00 | 8/8/2011 11:33:44 PM |
| new-ore-venture | $75.00 | 8/8/2011 5:38:44 PM |
| mybackyard | $58.03 | 8/8/2011 2:06:30 PM |
| Pu239 | $70.00 | 8/9/2011 7:52:11 AM |
| chameleon125 | $25.00 | 8/8/2011 9:25:53 PM |
| gloomis2 | $26.57 | 8/9/2011 3:35:02 PM |
| moola-monger9 | $50.00 | 8/9/2011 9:29:44 AM |
| authoritative-capital | $25.00 | 8/9/2011 7:40:44 PM |
| jjswanso | $25.00 | 8/9/2011 3:53:40 PM |
| leverage-ectasy | $30.00 | 8/9/2011 12:01:28 PM |
| afterhours | $25.00 | 8/9/2011 2:41:40 PM |
| whatreality | $25.00 | 8/10/2011 6:29:12 AM |
| debtcollector | $100.00 | 8/10/2011 8:12:43 AM |
| top-payout-enclave | $25.00 | 8/10/2011 1:04:30 PM |
| gothampark | $25.00 | 8/10/2011 1:17:40 PM |
| bstlndlrd207 | $100.00 | 8/10/2011 5:36:09 PM |
| zorg77 | $50.00 | 8/10/2011 4:31:28 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:08 PM |
| kind-credit-bear | $25.00 | 8/11/2011 9:25:37 AM |
| HammerSmith | $51.00 | 8/11/2011 8:26:59 AM |
| suges | $100.00 | 8/11/2011 10:42:31 AM |
| foothillender | $25.00 | 8/11/2011 7:34:44 AM |
| listing-vista | $77.00 | 8/11/2011 8:36:16 AM |
| hawaiitechnical | $25.00 | 8/11/2011 4:24:53 PM |
| mlj0671 | $25.00 | 8/11/2011 8:47:13 AM |
| promise2 | $25.00 | 8/11/2011 6:24:14 PM |
| awesome-silver | $50.00 | 8/11/2011 10:37:40 PM |
| shrewd-income | $100.00 | 8/11/2011 5:20:53 PM |
| Byrd24 | $100.00 | 8/12/2011 6:21:50 AM |
| fairhelper | $25.00 | 8/12/2011 9:04:17 AM |
| fundenstein | $25.00 | 8/12/2011 7:36:51 AM |
| brainy-repayment5 | $26.96 | 8/12/2011 9:00:45 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:12 PM |
| p2p-eagle9 | $25.00 | 8/13/2011 5:57:18 AM |
| Phatt-Daddy | $25.00 | 8/12/2011 2:18:27 PM |
| Bob450 | $30.00 | 8/13/2011 6:45:12 AM |
| heerzaquestion | $35.00 | 8/12/2011 2:45:26 PM |
| engrossing-benefit0 | $25.00 | 8/12/2011 4:57:38 PM |
| zmaurides | $25.00 | 8/12/2011 10:40:12 PM |
| BigBag | $25.00 | 8/13/2011 8:54:47 AM |
| droopie1 | $25.00 | 8/13/2011 10:48:49 AM |
| Sturgee | $25.00 | 8/13/2011 7:11:51 AM |
| irrelevant | $25.00 | 8/13/2011 2:05:14 PM |
| hml | $50.00 | 8/13/2011 9:50:26 AM |
| SDKiwi | $25.00 | 8/13/2011 2:16:41 PM |
| suave-dime6 | $25.00 | 8/13/2011 10:51:20 AM |
| 1randyp | $147.78 | 8/13/2011 8:21:03 AM |
| kind-blissful-p2ploan | $50.00 | 8/13/2011 11:32:23 AM |
| sunny-dough9 | $200.00 | 8/13/2011 12:26:47 PM |
| peso-bonaza | $41.81 | 8/14/2011 8:42:43 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:20 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:42 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:15 AM |
| goat0 | $50.00 | 8/16/2011 2:21:39 PM |
| mercuriant | $25.00 | 8/16/2011 10:29:59 AM |
| blue-goal-deal | $25.00 | 8/16/2011 1:07:36 PM |
| grf1945 | $25.00 | 8/17/2011 5:44:43 AM |
| silvercertificate | $25.00 | 8/17/2011 6:44:31 AM |
| enchanted-note | $25.00 | 8/17/2011 7:15:39 AM |
| ronin4sale | $25.00 | 8/16/2011 5:15:40 PM |
| MilitaryLending | $27.30 | 8/16/2011 11:28:35 PM |
| finance-mushroom | $100.00 | 8/17/2011 9:11:45 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:18 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:12 AM |
| RecoveryLender | $25.00 | 8/17/2011 6:40:10 AM |
| asiaratt | $50.00 | 8/17/2011 9:09:18 AM |
| wwwUniversal | $25.00 | 8/17/2011 2:05:57 PM |
| StrongMonty | $60.18 | 8/17/2011 2:43:03 PM |
| tolerant-dinero2 | $50.00 | 8/17/2011 8:33:04 AM |
| wampum-library4 | $100.00 | 8/17/2011 11:26:30 AM |
| abundant-credit6 | $25.00 | 8/17/2011 3:47:58 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:19 PM |
| gold-cluster | $50.00 | 8/18/2011 6:25:18 AM |
| Kyileo | $25.00 | 8/17/2011 7:51:42 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:11:47 AM |
| intrepid-loot | $25.00 | 8/18/2011 6:14:24 AM |
| Comoparklender | $25.00 | 8/18/2011 5:28:44 AM |
| PeePaw | $25.00 | 8/18/2011 8:19:00 AM |
| kyle84119 | $25.00 | 8/18/2011 10:33:14 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:39:32 AM |
| sgt-schultz | $50.18 | 8/18/2011 10:52:24 AM |
| 191 Investments
|
Borrower Payment Dependent Notes Series
519459
This series of Notes was issued and sold upon the funding of the borrower loan #52427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,343.31 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.00% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $418.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,784 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Millionaire-Mind |
Borrower's state:
| Michigan |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2010)
|
|
Principal balance:
| $9,701.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Buy Investment Property
This loan will be used to buy another investment property. I've found another 3 bedroom brick ranch with a detached 2 car garage. The house is in pretty good shape and if I can obtain this loan, I will have it rented within a month.
With the first loan I've purchased a 3 bedroom 2 bathroom house, that is currently rented out. I've never been late with any of my payments because the income I am generating with this rental house is more than enough to cover the monthly rates+insurance+taxes.
My financial situation:
I am a good candidate for this loan because I have excellent credit history. I've never had a late payment in my life. I have a steady job working as a computer teacher. My debt to income is very low. I have a secure job.
As I have promised with my first loan (and I kept my promise), this loan will have its payments made in time (guaranteed) and it will be paid in full by the due date.
Questions? Please feel free to drop me a line.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fcrick | $25.00 | 8/4/2011 9:20:00 PM |
| Weaverville | $73.00 | 8/9/2011 8:44:49 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:42 PM |
| thedoctor | $50.00 | 8/2/2011 10:34:02 PM |
| blot44 | $50.00 | 8/3/2011 4:43:40 AM |
| restless-balance9 | $50.00 | 8/3/2011 5:09:56 AM |
| gentle-gain235 | $100.00 | 8/3/2011 8:44:19 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:54:09 AM |
| compoundinterest | $50.00 | 8/3/2011 8:20:56 AM |
| Dollars4Rent | $50.00 | 8/3/2011 11:16:44 AM |
| transparency-giant | $50.00 | 8/3/2011 2:47:10 AM |
| 77dowplace | $25.00 | 8/3/2011 4:09:03 PM |
| first-favorite-bonus9 | $25.00 | 8/3/2011 10:43:36 PM |
| jubilant-trade6 | $25.00 | 8/3/2011 11:16:45 PM |
| preciouschild | $60.00 | 8/4/2011 7:09:21 AM |
| Zoramite | $25.00 | 8/4/2011 9:06:46 AM |
| uberrific | $50.00 | 8/3/2011 5:53:42 PM |
| balance-voyager | $25.00 | 8/4/2011 7:28:31 AM |
| minista | $25.00 | 8/4/2011 11:38:56 AM |
| income-encore1 | $25.00 | 8/4/2011 9:56:41 AM |
| dharma1 | $25.00 | 8/4/2011 6:11:13 PM |
| Rivervale_Westwood | $25.00 | 8/4/2011 1:01:24 PM |
| narblark | $50.00 | 8/4/2011 9:07:03 AM |
| CorporateT00l | $25.00 | 8/4/2011 8:33:47 PM |
| epic-transaction | $25.00 | 8/4/2011 11:15:10 AM |
| responsibility-cherry6 | $25.00 | 8/4/2011 10:34:11 PM |
| TQLender | $25.00 | 8/4/2011 9:31:57 PM |
| inspiring-marketplace | $25.00 | 8/4/2011 5:29:26 PM |
| red-dime-solo | $99.97 | 8/4/2011 6:11:29 PM |
| Syzygy | $25.00 | 8/5/2011 9:31:40 AM |
| five-star-note | $25.00 | 8/5/2011 12:29:53 AM |
| degster | $25.00 | 8/5/2011 6:27:48 AM |
| reward-burst4 | $25.00 | 8/5/2011 11:38:56 AM |
| reflective-rupee | $25.00 | 8/5/2011 9:24:08 AM |
| kind-funds-tonic | $25.00 | 8/5/2011 9:42:52 AM |
| velocity-solo | $30.00 | 8/5/2011 6:29:17 PM |
| Solid-Platinum | $100.00 | 8/5/2011 6:02:32 PM |
| JRhino | $25.00 | 8/5/2011 8:32:15 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:23 PM |
| Aimvest | $25.00 | 8/5/2011 8:23:15 PM |
| comet55 | $25.00 | 8/5/2011 9:07:21 PM |
| OldFriend | $25.00 | 8/5/2011 6:48:29 PM |
| MiniBank998 | $25.00 | 8/6/2011 8:55:12 AM |
| Crisscross | $25.00 | 8/6/2011 9:05:25 AM |
| turbobrat | $25.00 | 8/6/2011 7:04:31 AM |
| mathaiusa | $250.00 | 8/6/2011 10:32:26 AM |
| awwaww | $25.00 | 8/6/2011 10:47:43 AM |
| jbaum | $50.00 | 8/6/2011 11:16:48 PM |
| Castellan | $50.00 | 8/7/2011 1:03:11 PM |
| jcttjg | $25.00 | 8/6/2011 3:27:05 PM |
| sail120 | $50.00 | 8/6/2011 3:40:04 PM |
| mason13a | $50.00 | 8/7/2011 10:56:13 AM |
| Kattosha | $25.00 | 8/7/2011 7:11:12 AM |
| -J | $25.00 | 8/7/2011 10:28:21 AM |
| brightest-dynamic-peace | $25.00 | 8/7/2011 11:11:45 PM |
| Chezipoof | $25.00 | 8/7/2011 4:13:44 PM |
| valiant-liberty4 | $25.00 | 8/8/2011 6:08:13 AM |
| jasperpants | $25.00 | 8/8/2011 7:19:47 AM |
| emprestador | $25.00 | 8/8/2011 9:22:49 AM |
| villagers | $50.00 | 8/8/2011 10:21:28 AM |
| actuarial_investor | $25.00 | 8/8/2011 11:25:02 PM |
| Ivan2007 | $25.00 | 8/9/2011 1:41:24 AM |
| Reinadog9 | $25.00 | 8/8/2011 1:54:43 PM |
| tbrnet | $50.00 | 8/9/2011 7:16:01 AM |
| wealth-neutrino2 | $25.00 | 8/9/2011 2:44:16 PM |
| kochan123 | $25.00 | 8/9/2011 4:34:11 PM |
| dadalou | $25.00 | 8/9/2011 7:15:31 AM |
| soheagle | $25.00 | 8/9/2011 6:08:36 PM |
| a-finance-nirvana | $25.00 | 8/9/2011 8:42:32 AM |
| taz007 | $25.00 | 8/9/2011 5:54:40 PM |
| klinebarger | $25.00 | 8/9/2011 6:48:25 PM |
| mecaterpillar | $25.00 | 8/9/2011 8:20:26 PM |
| runner262 | $25.00 | 8/9/2011 11:51:56 PM |
| pound-balancer | $100.00 | 8/10/2011 10:54:57 AM |
| mizount | $25.00 | 8/10/2011 12:24:07 PM |
| Stockpicker | $50.00 | 8/10/2011 1:51:28 PM |
| silver-armada | $50.00 | 8/10/2011 5:44:14 PM |
| gjm6d | $25.00 | 8/10/2011 6:34:20 PM |
| Railbird | $25.00 | 8/10/2011 2:48:27 PM |
| sgt-schultz | $25.00 | 8/10/2011 4:57:16 PM |
| js60l | $25.00 | 8/11/2011 4:35:57 AM |
| value-wind0 | $25.00 | 8/11/2011 10:08:19 AM |
| mattpet | $25.00 | 8/11/2011 10:12:42 AM |
| goat0 | $50.00 | 8/11/2011 9:05:48 AM |
| surfsider123 | $25.00 | 8/11/2011 1:06:24 PM |
| myworld701 | $25.00 | 8/11/2011 3:42:47 PM |
| flexible-value | $75.00 | 8/11/2011 6:55:35 PM |
| tender-integrity3 | $50.00 | 8/11/2011 2:41:25 PM |
| Thelonius98 | $25.00 | 8/11/2011 3:49:14 PM |
| zyztemboy | $25.00 | 8/12/2011 9:15:59 AM |
| loot-heart | $25.00 | 8/12/2011 6:22:33 AM |
| adhawan325 | $25.00 | 8/12/2011 7:12:28 AM |
| randomguy100 | $25.00 | 8/11/2011 11:34:01 PM |
| lm75 | $25.00 | 8/12/2011 5:18:24 PM |
| jga516 | $25.00 | 8/12/2011 1:05:48 PM |
| sweet-loan7 | $25.00 | 8/12/2011 4:49:05 PM |
| gala279 | $50.00 | 8/12/2011 8:31:01 PM |
| RandomMonkey | $25.00 | 8/13/2011 7:05:25 AM |
| balance-bliss | $100.00 | 8/13/2011 1:26:18 AM |
| meux99 | $25.00 | 8/12/2011 8:59:09 PM |
| bill-spilunker | $25.00 | 8/13/2011 8:21:42 AM |
| finance-magma7 | $25.00 | 8/12/2011 10:35:08 PM |
| sjo1984111 | $25.00 | 8/13/2011 6:17:41 AM |
| TJ-Financial-Group | $25.00 | 8/13/2011 7:52:38 AM |
| durability-secret-agent6 | $25.00 | 8/13/2011 10:47:17 AM |
| a-exponential-hope | $25.00 | 8/13/2011 8:07:22 AM |
| fly4sugar | $50.00 | 8/13/2011 10:21:09 AM |
| Hanalei712 | $50.00 | 8/13/2011 8:58:27 AM |
| JMJIluss | $25.00 | 8/13/2011 9:10:27 AM |
| bankofkarl | $25.00 | 8/13/2011 1:29:58 PM |
| Rockymtnhi | $50.00 | 8/13/2011 1:32:08 PM |
| Eastern | $50.00 | 8/13/2011 3:01:02 PM |
| helpinghand63 | $25.00 | 8/14/2011 2:14:53 AM |
| robertmm25 | $25.00 | 8/14/2011 9:54:52 AM |
| moneynmotion | $25.00 | 8/14/2011 10:31:55 AM |
| anwn | $25.00 | 8/14/2011 3:41:57 PM |
| Cashew6 | $50.00 | 8/14/2011 6:44:17 AM |
| bonneville83 | $25.00 | 8/13/2011 9:08:11 PM |
| cordial-affluence2 | $50.00 | 8/14/2011 9:49:02 AM |
| jscope | $25.00 | 8/14/2011 8:25:49 PM |
| LendingLotus | $25.00 | 8/14/2011 10:47:09 AM |
| SASBANK | $25.00 | 8/14/2011 11:52:48 AM |
| skuba | $50.00 | 8/15/2011 3:50:18 AM |
| kind-cash-zone | $25.00 | 8/14/2011 8:19:27 AM |
| JDFuego | $25.00 | 8/15/2011 7:19:55 AM |
| credit-bank-usa611 | $100.00 | 8/14/2011 11:59:57 AM |
| rakstar | $25.00 | 8/14/2011 7:49:49 PM |
| Byrd24 | $100.00 | 8/14/2011 2:34:26 PM |
| ingenious-diversification | $25.00 | 8/15/2011 5:28:01 AM |
| DrStaff | $25.00 | 8/15/2011 6:26:48 AM |
| cybernosha | $25.00 | 8/15/2011 6:32:38 AM |
| cerebral-auction950 | $100.00 | 8/15/2011 1:14:26 PM |
| compassion-burrito | $25.00 | 8/15/2011 6:59:18 AM |
| mighty-fairness5 | $50.00 | 8/15/2011 2:05:27 PM |
| friendly-peace4 | $25.00 | 8/15/2011 7:39:09 AM |
| ZeoInvestments | $25.00 | 8/15/2011 2:34:04 PM |
| nonukem | $25.00 | 8/15/2011 11:55:41 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:24:58 PM |
| repayment-balancer824 | $25.00 | 8/15/2011 11:30:21 AM |
| TheYellowDart | $25.00 | 8/15/2011 3:07:43 PM |
| ChicoBob | $25.00 | 8/15/2011 4:36:04 PM |
| bid-papyrus | $50.00 | 8/15/2011 2:41:37 PM |
| unequaled-loyalty7 | $25.00 | 8/15/2011 3:35:26 PM |
| BoughtTheFarm | $25.00 | 8/16/2011 6:29:05 AM |
| EJO | $26.00 | 8/16/2011 6:59:35 AM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:26 PM |
| Binkass22 | $100.00 | 8/16/2011 7:21:45 AM |
| natural-affluence4 | $25.00 | 8/15/2011 7:01:21 PM |
| currency-persimmon | $25.00 | 8/16/2011 10:23:48 AM |
| anyoi | $25.00 | 8/16/2011 6:41:14 AM |
| sharp-rate1 | $50.00 | 8/16/2011 12:59:37 PM |
| figs4u2 | $100.00 | 8/16/2011 9:38:48 AM |
| nri22 | $25.00 | 8/16/2011 2:17:11 PM |
| ChrisTiff | $25.00 | 8/16/2011 4:04:36 PM |
| ckbr | $60.00 | 8/16/2011 9:45:01 AM |
| fervent-currency5 | $300.00 | 8/16/2011 10:30:20 AM |
| BigLinCT | $25.00 | 8/16/2011 12:22:28 PM |
| goat0 | $50.00 | 8/16/2011 2:15:21 PM |
| totoro | $25.00 | 8/16/2011 1:13:19 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:54 PM |
| ore-genius2 | $800.00 | 8/16/2011 3:01:21 PM |
| stanbalwight4 | $25.00 | 8/16/2011 3:36:06 PM |
| yukongin | $50.00 | 8/16/2011 3:14:56 PM |
| red-unequivocal-finance | $25.00 | 8/16/2011 3:20:35 PM |
| RankPaid | $25.00 | 8/16/2011 4:40:46 PM |
| iolaire | $25.00 | 8/11/2011 11:02:40 AM |
| balance-bliss | $100.00 | 8/3/2011 12:53:01 AM |
| cingular | $25.00 | 8/2/2011 8:11:09 PM |
| CIC | $25.00 | 8/3/2011 2:44:25 AM |
| radforj22 | $25.00 | 8/3/2011 6:10:25 AM |
| SourDoughSteve | $25.00 | 8/3/2011 7:31:44 AM |
| top-epic-community | $50.00 | 8/3/2011 2:20:13 PM |
| Dash1111 | $25.00 | 8/3/2011 7:41:41 AM |
| Cheburashka | $55.00 | 8/3/2011 7:56:15 PM |
| indomitable-coin | $25.00 | 8/3/2011 3:50:19 PM |
| whistledicksmith | $25.00 | 8/3/2011 8:00:37 PM |
| Warwick | $50.00 | 8/3/2011 10:38:37 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:58 AM |
| Emgolda | $25.00 | 8/4/2011 5:23:44 AM |
| worth-victor6 | $25.00 | 8/4/2011 3:00:11 PM |
| peb44 | $25.00 | 8/4/2011 7:50:22 PM |
| gemoscar | $25.00 | 8/4/2011 4:59:06 PM |
| wise-spiritual-commitment | $50.00 | 8/4/2011 11:01:49 AM |
| Binan | $25.00 | 8/4/2011 9:11:03 PM |
| wise-silver-wonder | $25.00 | 8/4/2011 6:12:38 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:38 PM |
| edieg | $25.00 | 8/5/2011 3:41:32 AM |
| mrpowers5531 | $25.00 | 8/5/2011 5:02:36 AM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:42 AM |
| diligent-leverage | $25.00 | 8/5/2011 12:27:51 PM |
| twjh | $25.00 | 8/5/2011 1:51:44 PM |
| dukem | $25.00 | 8/5/2011 6:29:07 AM |
| kleinbrak | $25.00 | 8/5/2011 2:43:07 PM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:35 PM |
| PayRod | $25.00 | 8/5/2011 10:46:21 AM |
| bomdel | $25.00 | 8/5/2011 6:36:10 PM |
| hopethisworks | $50.00 | 8/5/2011 9:19:16 PM |
| Azonic21 | $25.00 | 8/5/2011 9:36:04 PM |
| reliable-platinum8 | $51.00 | 8/5/2011 9:42:41 PM |
| NoCal | $25.00 | 8/5/2011 2:57:04 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:15 PM |
| SavannahBear | $25.00 | 8/5/2011 6:02:05 PM |
| Atlanta-Buyer | $25.00 | 8/6/2011 7:18:08 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:15 AM |
| market-trooper3 | $25.00 | 8/6/2011 5:53:04 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:52 AM |
| speyer | $25.00 | 8/6/2011 7:38:01 AM |
| TWGCJ | $55.00 | 8/6/2011 11:46:32 AM |
| independent-revenue4 | $25.00 | 8/6/2011 1:47:31 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:24 PM |
| Bio-physicist | $41.00 | 8/6/2011 11:15:33 AM |
| Steveoo1 | $25.00 | 8/6/2011 11:53:13 AM |
| j2ee | $25.00 | 8/6/2011 8:58:02 AM |
| otalon | $25.00 | 8/6/2011 11:44:17 AM |
| Lender0010 | $50.00 | 8/7/2011 7:38:01 AM |
| integrity-flow3 | $50.00 | 8/6/2011 5:41:22 PM |
| gracej | $25.00 | 8/7/2011 7:41:13 PM |
| impeccable-penny | $100.00 | 8/7/2011 7:50:58 PM |
| SPB | $25.00 | 8/7/2011 3:21:39 PM |
| fund-tom-tom6 | $25.00 | 8/7/2011 7:53:15 AM |
| jps888 | $25.00 | 8/7/2011 9:18:16 AM |
| value-wind0 | $25.00 | 8/7/2011 12:58:50 PM |
| damanq | $25.00 | 8/7/2011 2:52:07 PM |
| social-turtle4 | $25.00 | 8/7/2011 11:23:09 PM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:36 PM |
| subtle-revenue0 | $25.00 | 8/8/2011 6:15:08 PM |
| chestnut4 | $25.00 | 8/9/2011 9:33:05 AM |
| networks4ever | $25.00 | 8/9/2011 6:58:02 AM |
| latestone | $25.00 | 8/8/2011 8:54:19 PM |
| fireboss | $25.00 | 8/9/2011 8:55:57 AM |
| bombay56 | $50.00 | 8/9/2011 5:10:54 PM |
| Floridagirl | $25.00 | 8/9/2011 3:47:20 PM |
| Officiency | $100.00 | 8/9/2011 10:20:00 PM |
| Pasagam | $50.00 | 8/9/2011 8:14:35 PM |
| uvumf | $25.00 | 8/9/2011 8:16:44 PM |
| RichDadPoorDad | $25.00 | 8/9/2011 10:05:35 PM |
| riproaringrapids | $25.00 | 8/9/2011 6:40:41 PM |
| mtb_investing | $25.00 | 8/10/2011 12:19:42 PM |
| FlexFunding | $50.00 | 8/10/2011 1:20:54 PM |
| community-pipeline | $50.00 | 8/10/2011 1:04:19 PM |
| rambone05 | $25.00 | 8/10/2011 7:43:14 PM |
| restless-balance | $25.00 | 8/10/2011 10:12:00 AM |
| mar97 | $50.00 | 8/10/2011 3:09:32 PM |
| emphatic-responsibility | $25.00 | 8/10/2011 3:28:54 PM |
| pound-balancer | $100.00 | 8/10/2011 10:55:22 AM |
| GreenSun | $25.00 | 8/10/2011 10:38:10 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:26 PM |
| b1geasy | $25.00 | 8/10/2011 7:33:51 PM |
| LenderByDay | $25.00 | 8/11/2011 5:28:01 AM |
| MTLoans | $25.00 | 8/11/2011 6:53:59 AM |
| houli123 | $100.00 | 8/10/2011 9:12:31 PM |
| best-friendly-fairness | $50.00 | 8/11/2011 11:01:10 AM |
| orange-dollar-guild | $25.00 | 8/11/2011 11:20:40 AM |
| KeepOnRunning | $50.00 | 8/11/2011 12:31:11 PM |
| guinessme | $25.00 | 8/11/2011 6:34:00 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:05 AM |
| newest-return-wind | $50.00 | 8/11/2011 11:46:15 AM |
| mighty-fairness5 | $50.00 | 8/11/2011 6:04:28 PM |
| GrommetPosse | $50.00 | 8/11/2011 2:42:52 PM |
| pawsitive | $27.00 | 8/11/2011 7:17:22 PM |
| nun783 | $25.00 | 8/12/2011 8:09:17 AM |
| worlds-best-auction | $25.00 | 8/11/2011 7:21:23 PM |
| phillipd48 | $25.00 | 8/12/2011 10:39:51 AM |
| BiggestG | $25.00 | 8/11/2011 9:41:42 PM |
| littlemonkey | $25.00 | 8/11/2011 11:26:46 PM |
| truth-image | $50.00 | 8/12/2011 5:24:34 AM |
| order-spy9 | $25.00 | 8/12/2011 10:08:52 AM |
| Oak-Parker | $25.00 | 8/12/2011 7:40:15 PM |
| lifegrowth | $25.00 | 8/12/2011 8:38:29 PM |
| dbzen | $25.00 | 8/12/2011 10:05:04 PM |
| Anny-Disco | $25.00 | 8/13/2011 2:15:03 AM |
| Fearless_Lender | $25.00 | 8/13/2011 8:26:13 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:25 PM |
| simplelender80 | $100.00 | 8/13/2011 9:37:10 AM |
| disaster13 | $50.00 | 8/13/2011 7:33:53 AM |
| maximizer | $25.00 | 8/13/2011 12:34:49 PM |
| Tahoeguy | $25.00 | 8/13/2011 10:08:19 AM |
| _kyle | $25.00 | 8/13/2011 10:28:40 AM |
| LandE2BG | $50.00 | 8/13/2011 4:30:03 PM |
| loantigger | $25.00 | 8/13/2011 6:41:32 PM |
| syounker | $25.00 | 8/13/2011 1:02:39 PM |
| p2p-paradise | $25.00 | 8/13/2011 9:49:42 PM |
| budyzr | $25.00 | 8/13/2011 11:11:17 AM |
| life-is-great | $25.00 | 8/14/2011 5:59:55 AM |
| ILOANU | $50.00 | 8/13/2011 6:03:24 PM |
| Cales | $25.00 | 8/13/2011 1:46:05 PM |
| neighborly-bid | $25.00 | 8/13/2011 4:41:52 PM |
| Gobsek | $25.00 | 8/13/2011 6:01:33 PM |
| listing-meridian | $50.00 | 8/14/2011 9:26:33 AM |
| ATOHokie | $25.00 | 8/14/2011 9:52:15 AM |
| snarp98 | $25.00 | 8/14/2011 12:43:29 PM |
| the-profit-oracle | $25.00 | 8/14/2011 4:08:29 PM |
| devoider | $25.00 | 8/15/2011 8:24:31 AM |
| julijask | $45.00 | 8/14/2011 10:48:27 PM |
| LogicalCC | $25.00 | 8/14/2011 2:04:39 PM |
| kashikoe | $25.00 | 8/14/2011 11:19:28 PM |
| goose026 | $25.00 | 8/15/2011 9:45:46 AM |
| maldok1 | $25.00 | 8/15/2011 6:41:36 AM |
| mrrc7498 | $25.00 | 8/15/2011 6:48:41 AM |
| FmrEngr2Phd | $25.00 | 8/14/2011 9:33:55 PM |
| wampum-chorus3 | $25.00 | 8/15/2011 12:14:54 PM |
| Tasmir | $25.00 | 8/15/2011 10:44:21 AM |
| sgt-schultz | $45.00 | 8/15/2011 6:00:49 PM |
| capital-web7 | $25.00 | 8/15/2011 6:21:37 PM |
| harty | $50.00 | 8/15/2011 1:47:10 PM |
| Aggie88 | $165.00 | 8/16/2011 4:13:39 AM |
| exciting-responsibility3 | $25.00 | 8/16/2011 6:21:08 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:24 PM |
| d3v0t3d | $25.00 | 8/15/2011 5:44:59 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:33 PM |
| Hoov | $25.00 | 8/16/2011 10:04:39 AM |
| bold-worth-vinyl | $25.00 | 8/16/2011 10:09:29 AM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:12 PM |
| Walden2007 | $25.00 | 8/16/2011 6:27:08 AM |
| tbati | $25.00 | 8/16/2011 11:08:25 AM |
| hostbank | $100.00 | 8/16/2011 1:00:12 PM |
| integrity-broker | $25.00 | 8/16/2011 8:30:27 AM |
| Bamaman205 | $50.00 | 8/16/2011 10:14:44 AM |
| paladin847 | $30.00 | 8/16/2011 4:14:38 PM |
| point-lion4 | $50.00 | 8/16/2011 4:15:11 PM |
| astute-benjamins | $25.00 | 8/16/2011 10:01:20 AM |
| memphisf01 | $25.00 | 8/16/2011 11:24:17 AM |
| matusky | $26.00 | 8/16/2011 12:04:32 PM |
| bill-expert | $27.00 | 8/16/2011 1:44:37 PM |
| jojo6686 | $27.34 | 8/16/2011 2:04:58 PM |
| TelegramSam | $25.00 | 8/16/2011 2:27:15 PM |
| kyomoon | $50.00 | 8/16/2011 1:03:53 PM |
| iGeoff | $25.00 | 8/16/2011 3:05:17 PM |
| robust-payout1 | $25.00 | 8/16/2011 4:09:13 PM |
| 329 Investments
|
Borrower Payment Dependent Notes Series
519699
This series of Notes was issued and sold upon the funding of the borrower loan #52554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,146.49 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $224.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 137% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,250 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cordial-truth1 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: home improvement
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dedicated-transaction796 | $27.00 | 8/14/2011 2:06:28 PM |
| Weaverville | $25.00 | 8/16/2011 10:10:13 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:42 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:14:55 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:48:47 AM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:35 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:11 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:54 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:12 AM |
| economy-coup | $50.00 | 8/11/2011 12:17:35 AM |
| Investoman | $75.00 | 8/12/2011 8:26:27 PM |
| GUIDOLANDIA | $25.00 | 8/13/2011 6:41:23 AM |
| social-trumpet | $25.00 | 8/13/2011 2:19:42 PM |
| javelin0 | $50.00 | 8/13/2011 3:04:21 PM |
| fervent-repayment | $25.00 | 8/14/2011 5:57:18 PM |
| Dubbs360 | $200.00 | 8/14/2011 8:55:57 AM |
| penny-sergeant | $25.00 | 8/15/2011 7:07:04 AM |
| loss-of-control | $75.00 | 8/14/2011 5:46:02 PM |
| lean-trade178 | $25.00 | 8/14/2011 12:32:39 PM |
| pthighs | $29.49 | 8/15/2011 11:29:11 AM |
| thrifty-capital | $25.00 | 8/14/2011 7:53:25 PM |
| saxaphone6 | $25.00 | 8/14/2011 8:21:41 PM |
| dough-museum1 | $25.00 | 8/15/2011 8:19:30 AM |
| genelinist | $35.00 | 8/15/2011 9:41:30 AM |
| ddog0224 | $25.00 | 8/15/2011 12:25:57 PM |
| careful-note1 | $50.00 | 8/16/2011 6:11:08 AM |
| handshake5 | $100.00 | 8/16/2011 12:47:46 PM |
| IIP77 | $25.00 | 8/16/2011 3:07:09 PM |
| organic-order | $25.00 | 8/17/2011 6:03:45 AM |
| indomitable-dedication | $50.00 | 8/17/2011 8:09:10 AM |
| top-payout-fixer | $25.00 | 8/16/2011 10:30:35 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:05 AM |
| Bob450 | $25.00 | 8/17/2011 8:10:03 AM |
| miamibeachloaner | $50.00 | 8/17/2011 8:42:07 AM |
| Investor_DP | $100.00 | 8/3/2011 9:03:28 AM |
| diligent-peace9 | $25.00 | 8/7/2011 8:25:16 PM |
| economy-huckleberry0 | $25.00 | 8/8/2011 9:39:53 AM |
| tech310 | $50.00 | 8/9/2011 9:03:37 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:38 AM |
| secureincome | $400.00 | 8/13/2011 8:51:53 PM |
| vest_vortex | $25.00 | 8/14/2011 6:20:25 PM |
| twjh | $25.00 | 8/14/2011 1:50:08 PM |
| coasterman | $25.00 | 8/14/2011 9:21:10 AM |
| handy-justice | $50.00 | 8/14/2011 6:54:24 PM |
| kingbob | $30.00 | 8/15/2011 9:25:48 AM |
| Bobtep23 | $35.00 | 8/15/2011 7:07:34 AM |
| LoanerPrincipal | $40.00 | 8/14/2011 8:49:41 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:11 AM |
| oreyedoc | $50.00 | 8/15/2011 8:52:19 PM |
| shawnw2 | $25.00 | 8/15/2011 5:27:32 PM |
| finance-fan7 | $25.00 | 8/16/2011 6:10:54 AM |
| hopeful-deal7 | $50.00 | 8/16/2011 7:05:52 AM |
| octoberfresh | $25.00 | 8/16/2011 8:11:08 AM |
| asiaratt | $50.00 | 8/16/2011 5:05:17 AM |
| janus_god | $25.00 | 8/16/2011 10:33:15 AM |
| capital-halo1 | $2,000.00 | 8/16/2011 10:05:56 AM |
| irrelevant | $25.00 | 8/16/2011 7:05:32 PM |
| the-enthralling-coin | $25.00 | 8/17/2011 7:10:18 AM |
| principal-equalizer | $25.00 | 8/17/2011 8:30:28 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
519947
This series of Notes was issued and sold upon the funding of the borrower loan #52402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 30y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $168 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 53 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plentiful-credit091 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
little help
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $
Housing: $2700
Insurance: $
Car expenses: $700
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.00 | 8/5/2011 5:06:12 PM |
| ledesma31 | $500.00 | 8/5/2011 4:09:32 PM |
| alexgalt | $25.00 | 8/6/2011 12:02:49 AM |
| otto1939 | $51.00 | 8/5/2011 9:20:19 PM |
| tech310 | $50.00 | 8/9/2011 9:01:35 PM |
| Wilvara | $25.00 | 8/17/2011 5:10:55 PM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:41 PM |
| IIP77 | $25.00 | 8/15/2011 4:34:20 PM |
| lcole32 | $25.00 | 8/16/2011 5:48:47 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:20 AM |
| freedom3 | $2,999.00 | 8/18/2011 7:22:48 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
520037
This series of Notes was issued and sold upon the funding of the borrower loan #52367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $204.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| money-alien3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
August Surgery
Purpose of loan:
This loan will be used to...replace breast implants that are 18 years old. One breast is completely encapsulated and painful. I cannot even get a mamogram due to the pain associated with the encapsulation and the hardening of the breast, Insurance wil only pay for replacement of that breast, not both.
My financial situation:
I am a good candidate for this loan because I have excellent credit and solid employment history, My only debt is my car and my home so my DTI is very low.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| revenue-fighter9 | $25.00 | 8/5/2011 12:45:43 PM |
| compoundinterest | $50.00 | 8/5/2011 1:52:13 PM |
| cashhelp | $50.00 | 8/5/2011 9:00:59 AM |
| john0720 | $50.00 | 8/5/2011 9:46:29 AM |
| FAsAreDUMB | $25.00 | 8/6/2011 10:06:49 AM |
| The_Lendor | $25.00 | 8/6/2011 2:30:42 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:24 PM |
| villagers | $50.00 | 8/8/2011 10:21:41 AM |
| Syzygy | $25.00 | 8/9/2011 9:17:50 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:05 PM |
| herbyman | $50.00 | 8/11/2011 10:02:45 AM |
| newest-return-wind | $50.00 | 8/11/2011 12:53:44 PM |
| frontier3 | $500.00 | 8/12/2011 1:04:43 PM |
| KADENA462 | $25.00 | 8/12/2011 3:25:54 PM |
| circuitfive | $25.00 | 8/12/2011 5:53:09 PM |
| credit-panda1 | $25.00 | 8/13/2011 12:16:30 PM |
| SolarMoonshine | $25.00 | 8/13/2011 6:32:47 PM |
| 77dowplace | $25.00 | 8/14/2011 7:21:37 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:31 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:46 PM |
| Rivervale_Westwood | $50.00 | 8/16/2011 8:14:54 AM |
| heeeley | $25.00 | 8/16/2011 10:09:22 AM |
| fervent-currency5 | $50.00 | 8/16/2011 10:42:48 AM |
| Ripsaw4U | $50.00 | 8/16/2011 1:19:57 PM |
| yukongin | $25.00 | 8/16/2011 3:15:56 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:35 PM |
| Interloper | $25.00 | 8/16/2011 8:47:04 PM |
| KADENA462 | $25.00 | 8/16/2011 5:34:56 PM |
| CaptainBL | $50.00 | 8/16/2011 6:52:48 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:21 AM |
| titan2 | $25.00 | 8/17/2011 2:08:30 AM |
| bunnybear | $25.00 | 8/17/2011 10:08:20 AM |
| Aimvest | $25.00 | 8/17/2011 12:39:27 PM |
| mizount | $25.00 | 8/17/2011 2:12:46 PM |
| BrLender | $25.00 | 8/17/2011 8:50:38 AM |
| Ristefo | $25.00 | 8/17/2011 4:38:45 PM |
| caseattle | $25.00 | 8/17/2011 11:50:15 AM |
| goat0 | $50.00 | 8/17/2011 5:26:09 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:55 PM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 5:03:32 PM |
| timbob | $200.00 | 8/17/2011 5:42:38 PM |
| damanq | $25.00 | 8/17/2011 7:51:53 PM |
| payment-halo | $25.00 | 8/18/2011 7:57:41 AM |
| fervent-currency5 | $50.00 | 8/18/2011 8:08:39 AM |
| gustavholstopus32 | $25.00 | 8/18/2011 8:53:34 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:54 AM |
| nethawk00 | $25.00 | 8/18/2011 9:15:22 AM |
| TrustPlus | $50.00 | 8/17/2011 9:31:18 PM |
| durability-secret-agent6 | $25.00 | 8/18/2011 5:39:37 AM |
| pleasant-basis | $25.00 | 8/18/2011 7:37:01 AM |
| gain-mountain1 | $50.00 | 8/18/2011 7:43:18 AM |
| nalaari | $26.62 | 8/18/2011 6:02:24 AM |
| PaulW | $25.00 | 8/18/2011 8:23:25 AM |
| Gyroman | $75.00 | 8/18/2011 8:41:38 AM |
| ivanhoe78 | $29.32 | 8/18/2011 7:31:55 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:31:21 AM |
| Relevance | $25.00 | 8/18/2011 9:58:32 AM |
| JebkaClan | $25.00 | 8/18/2011 10:20:46 AM |
| Banker7371 | $25.00 | 8/18/2011 10:38:40 AM |
| hitsman | $50.00 | 8/18/2011 10:58:24 AM |
| Weaverville | $50.00 | 8/17/2011 1:00:51 PM |
| janeybooboo | $100.00 | 8/5/2011 3:17:33 PM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:08 PM |
| balance-bliss | $100.00 | 8/7/2011 11:49:37 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:26 PM |
| availableloan | $25.00 | 8/8/2011 2:23:45 PM |
| Abstract | $25.00 | 8/10/2011 5:12:55 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:34 AM |
| uberrific | $75.00 | 8/11/2011 1:08:57 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:14 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:28 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:35 PM |
| penny-broker | $100.00 | 8/12/2011 11:29:52 AM |
| Sneezie | $100.00 | 8/12/2011 2:26:33 PM |
| friendinmoney | $25.00 | 8/12/2011 11:10:21 PM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:34 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:43 PM |
| reflective-greenback1 | $50.00 | 8/16/2011 6:59:16 AM |
| genius520 | $50.00 | 8/16/2011 1:28:04 PM |
| hostbank | $100.00 | 8/16/2011 1:25:46 PM |
| Solid-Platinum | $25.00 | 8/17/2011 2:16:40 AM |
| hardwareman | $35.00 | 8/17/2011 4:25:31 AM |
| p40thawk | $25.00 | 8/16/2011 6:08:38 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:03 PM |
| unrelenting-integrity | $25.00 | 8/16/2011 11:10:11 PM |
| FRC64 | $25.00 | 8/17/2011 5:09:11 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:53 PM |
| ClearLake | $25.00 | 8/17/2011 7:51:50 AM |
| money-bauble | $200.00 | 8/17/2011 9:07:05 AM |
| cbfresh | $25.00 | 8/17/2011 1:41:36 PM |
| durable-investment8 | $90.00 | 8/17/2011 9:53:23 AM |
| BankofPete | $40.00 | 8/17/2011 7:49:01 AM |
| Princehaha | $100.00 | 8/17/2011 5:15:15 PM |
| LandE2BG | $25.00 | 8/17/2011 5:34:21 PM |
| MadHun | $200.00 | 8/17/2011 11:22:47 AM |
| bicyclist2270 | $25.00 | 8/17/2011 6:19:49 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:46 PM |
| nalaari | $37.83 | 8/17/2011 6:36:13 PM |
| wise-agile-investment | $25.00 | 8/17/2011 6:45:17 PM |
| mar97 | $50.00 | 8/17/2011 2:02:31 PM |
| wampum-library4 | $25.00 | 8/17/2011 12:56:14 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:32 PM |
| tokenentry | $50.00 | 8/17/2011 1:06:33 PM |
| hyperdrive566 | $75.00 | 8/17/2011 3:21:07 PM |
| newest-power-banker | $25.00 | 8/17/2011 9:37:56 PM |
| credit-bank-usa611 | $100.00 | 8/17/2011 9:44:53 PM |
| don8ter | $25.00 | 8/18/2011 4:49:44 AM |
| the-profit-oracle | $25.00 | 8/17/2011 4:46:56 PM |
| oldman68 | $25.00 | 8/17/2011 5:26:59 PM |
| region123 | $50.00 | 8/18/2011 4:00:42 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:18 AM |
| astute-benjamins | $25.00 | 8/18/2011 10:03:26 AM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:47 AM |
| credit-investor5 | $50.00 | 8/18/2011 6:32:46 AM |
| RecoveryLender | $25.00 | 8/18/2011 8:47:59 AM |
| ICHITECH | $25.00 | 8/18/2011 7:23:05 AM |
| irishalaskan | $25.00 | 8/18/2011 10:21:27 AM |
| dollardave | $100.00 | 8/18/2011 9:56:50 AM |
| kindness-festivity | $150.00 | 8/18/2011 10:59:42 AM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
520155
This series of Notes was issued and sold upon the funding of the borrower loan #52411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,268.61 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $326.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,065 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vibrant-openness2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
760-779
(Sep-2009)
|
|
Principal balance:
| $4,828.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Want to take charge of my finances
Purpose of loan:
This loan will be used to...consolidate bills and to have more money each month for savings.
My financial situation:
I am a good candidate for this loan because...I pay all of my bills on time and I pay double the minimum payment on all of my bills. I want a lower interest rate than my current situation and I want to start saving more money a month. I asked for a longer term but I want to pay this loan off in 3 years with additional principal. I am working on being debt free with the exception of my mortgage by 2013.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $35.00 | 8/5/2011 6:46:57 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:28 PM |
| mgking007 | $25.00 | 8/6/2011 10:41:44 PM |
| cash-cymbal | $25.00 | 8/7/2011 5:13:33 PM |
| moola-cell3 | $50.00 | 8/7/2011 7:40:06 AM |
| commerce-yeller | $25.00 | 8/8/2011 10:12:29 AM |
| green-trade-dolphin | $50.00 | 8/7/2011 3:34:23 PM |
| maple1 | $50.00 | 8/8/2011 12:16:23 PM |
| mostlynice | $50.00 | 8/8/2011 12:15:50 PM |
| Leopoldine | $25.00 | 8/8/2011 12:47:04 PM |
| authoritative-capital | $25.00 | 8/8/2011 4:00:40 PM |
| first-serene-credit | $25.00 | 8/8/2011 6:02:33 PM |
| caring-hope2 | $100.00 | 8/8/2011 10:56:33 AM |
| compoundinterest | $50.00 | 8/9/2011 9:03:57 AM |
| income-awakening6 | $25.00 | 8/9/2011 4:15:21 PM |
| mwsailing | $100.00 | 8/10/2011 1:12:54 AM |
| debtcollector | $100.00 | 8/10/2011 8:18:10 AM |
| jubilant-durability9 | $25.00 | 8/10/2011 8:27:34 AM |
| elasermd | $150.00 | 8/9/2011 6:32:35 PM |
| cardminger | $100.00 | 8/9/2011 8:19:28 PM |
| availableloan | $25.00 | 8/9/2011 9:43:20 PM |
| jazzlender | $50.00 | 8/10/2011 10:07:36 AM |
| listing-vista | $100.00 | 8/10/2011 5:43:21 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:06 PM |
| john0720 | $50.00 | 8/10/2011 5:48:45 PM |
| commitment-galaxy | $25.72 | 8/10/2011 9:34:17 AM |
| LimaGuy | $35.25 | 8/10/2011 9:38:56 AM |
| balance-bliss | $100.00 | 8/11/2011 12:27:45 AM |
| doopers | $25.00 | 8/10/2011 9:01:28 PM |
| Mariner3605 | $25.00 | 8/10/2011 10:10:41 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 9:02:21 PM |
| houli123 | $100.00 | 8/10/2011 9:12:36 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:38 AM |
| vtrentster | $25.00 | 8/11/2011 11:07:29 AM |
| setUup | $28.28 | 8/11/2011 8:48:03 PM |
| hawaiitechnical | $25.00 | 8/11/2011 6:44:43 PM |
| britgsb | $200.00 | 8/12/2011 10:40:20 AM |
| Jim33 | $25.00 | 8/12/2011 11:38:22 AM |
| Astyanax | $25.00 | 8/12/2011 1:41:20 PM |
| FinDoc | $25.00 | 8/12/2011 3:12:45 PM |
| crw1950 | $45.00 | 8/12/2011 5:21:10 PM |
| treasure-expert | $25.00 | 8/13/2011 7:43:38 AM |
| BankOfBjoltus | $50.00 | 8/12/2011 9:05:30 PM |
| leeball | $100.00 | 8/13/2011 9:28:48 AM |
| heerzaquestion | $39.00 | 8/13/2011 6:30:09 AM |
| 1randyp | $100.00 | 8/13/2011 8:20:07 AM |
| bigdoggie | $50.00 | 8/13/2011 12:56:10 PM |
| Tammy102800 | $25.00 | 8/14/2011 12:06:28 PM |
| power-defender7 | $25.00 | 8/14/2011 5:12:07 PM |
| oneeighty | $50.00 | 8/13/2011 8:05:55 PM |
| commerce-yeller | $45.00 | 8/14/2011 9:03:45 AM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:29:35 PM |
| econgineer | $50.00 | 8/14/2011 12:02:02 AM |
| loss-of-control | $100.00 | 8/14/2011 5:49:31 PM |
| fcrick | $25.00 | 8/15/2011 8:32:46 AM |
| ritwik | $50.00 | 8/15/2011 4:53:46 PM |
| RedantFinance | $25.00 | 8/15/2011 5:10:54 PM |
| kind-forthright-repayment | $125.00 | 8/15/2011 5:22:26 PM |
| octoberfresh | $25.00 | 8/16/2011 8:12:41 AM |
| xthread | $50.00 | 8/16/2011 5:05:33 AM |
| yield-seeker | $25.00 | 8/16/2011 9:46:53 AM |
| jmeasn | $250.00 | 8/16/2011 10:26:34 AM |
| Curly-Girly | $25.00 | 8/16/2011 9:44:46 AM |
| kulender | $100.00 | 8/16/2011 7:24:21 AM |
| finance-dandelion | $124.00 | 8/16/2011 5:23:07 PM |
| Plancarte-Family-Office | $50.00 | 8/16/2011 10:53:57 AM |
| yukongin | $25.00 | 8/16/2011 3:15:57 PM |
| Zane314 | $300.00 | 8/16/2011 4:10:49 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:24 AM |
| finance-symphony7 | $72.86 | 8/16/2011 5:48:10 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:36 PM |
| jules3304 | $25.00 | 8/17/2011 9:44:26 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:57 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:17 AM |
| wampum-library4 | $25.00 | 8/17/2011 10:52:22 AM |
| mistertao | $25.00 | 8/17/2011 7:05:55 PM |
| tokenentry | $50.00 | 8/17/2011 1:06:33 PM |
| platinum-czar | $31.90 | 8/17/2011 9:44:56 PM |
| mizount | $25.00 | 8/17/2011 2:12:46 PM |
| Mad_Scientist | $48.65 | 8/17/2011 5:07:47 PM |
| region123 | $50.00 | 8/18/2011 4:00:43 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:45 AM |
| worth-matador | $50.00 | 8/18/2011 8:57:03 AM |
| plane450 | $25.00 | 8/18/2011 9:21:53 AM |
| hitsman | $50.00 | 8/18/2011 10:58:27 AM |
| hardwareman | $25.00 | 8/18/2011 4:01:15 AM |
| julijask | $40.00 | 8/18/2011 11:20:00 AM |
| don8ter | $25.00 | 8/18/2011 4:49:46 AM |
| revenue-appraiser | $30.00 | 8/18/2011 7:06:12 AM |
| ICHITECH | $25.00 | 8/18/2011 7:23:07 AM |
| gain-mountain1 | $50.00 | 8/18/2011 7:47:53 AM |
| helpless23 | $35.00 | 8/18/2011 6:16:18 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:38 PM |
| awwaww | $25.00 | 8/18/2011 3:59:30 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:46 PM |
| PurplePonchoMan | $25.00 | 8/18/2011 8:57:37 AM |
| georgedorn | $50.00 | 8/18/2011 10:19:49 AM |
| dollars4debts | $25.00 | 8/18/2011 6:19:20 PM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:53 PM |
| value-wind0 | $50.00 | 8/18/2011 1:29:24 PM |
| nevetsnosliw1 | $25.00 | 8/18/2011 11:28:51 PM |
| green-moola-sniffer | $25.00 | 8/19/2011 1:27:41 AM |
| capital-zoo | $50.00 | 8/18/2011 3:58:08 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:00 PM |
| money-bauble | $200.00 | 8/18/2011 5:06:28 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:44 PM |
| finance-dandelion | $100.00 | 8/18/2011 7:38:19 PM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:45 AM |
| littlemonkey | $25.00 | 8/18/2011 11:27:56 PM |
| capital-mogul | $25.00 | 8/19/2011 10:44:02 AM |
| lifegrowth | $25.00 | 8/19/2011 10:46:56 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:09 AM |
| runner262 | $25.00 | 8/19/2011 1:25:44 AM |
| kindness-party | $25.00 | 8/19/2011 11:38:28 AM |
| active-order | $25.00 | 8/19/2011 11:50:29 AM |
| dollardave | $100.00 | 8/19/2011 7:51:29 AM |
| bss97603 | $25.00 | 8/19/2011 12:33:19 PM |
| Eagledrop | $25.00 | 8/19/2011 8:08:10 AM |
| leverage-monger | $25.00 | 8/19/2011 8:15:39 AM |
| tolerant-fairness2 | $25.00 | 8/19/2011 1:32:22 PM |
| TMBank | $32.05 | 8/19/2011 9:33:32 AM |
| helidude | $25.00 | 8/19/2011 9:43:14 AM |
| integrity-hug2 | $25.00 | 8/19/2011 9:40:34 AM |
| delmo | $43.61 | 8/19/2011 4:44:45 PM |
| br4444 | $25.00 | 8/19/2011 10:20:46 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:23 AM |
| skaught | $50.00 | 8/19/2011 12:00:27 PM |
| point-promiser | $25.00 | 8/19/2011 1:24:10 PM |
| ErsatzMike | $25.00 | 8/19/2011 2:33:02 PM |
| generator535 | $25.00 | 8/19/2011 4:16:24 PM |
| investment-comet | $25.00 | 8/19/2011 3:38:05 PM |
| murtaza | $50.00 | 8/19/2011 3:52:23 PM |
| Weaverville | $50.00 | 8/17/2011 1:00:56 PM |
| foldingbenny2 | $90.00 | 8/7/2011 10:25:07 AM |
| coin-architect2 | $100.00 | 8/7/2011 8:58:17 AM |
| mgking007 | $25.00 | 8/6/2011 10:42:31 PM |
| SoldiersMom | $50.00 | 8/8/2011 10:13:44 PM |
| Dubbs360 | $200.00 | 8/8/2011 1:36:13 PM |
| cocopuffs | $25.00 | 8/8/2011 2:51:38 PM |
| GElender | $25.00 | 8/9/2011 5:53:20 AM |
| Astyanax | $85.00 | 8/9/2011 3:50:30 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:22:11 AM |
| ScrappieBoggie | $25.00 | 8/9/2011 4:10:30 PM |
| NolockHolmes | $50.00 | 8/9/2011 4:49:34 PM |
| worth-buddy0 | $250.00 | 8/9/2011 5:59:19 PM |
| debtcollector | $100.00 | 8/10/2011 8:14:05 AM |
| genelinist | $44.00 | 8/10/2011 10:19:39 AM |
| happy-loyalty | $25.00 | 8/10/2011 5:09:50 AM |
| silvercertificate | $25.00 | 8/10/2011 7:18:49 AM |
| ddog0224 | $25.00 | 8/10/2011 1:22:26 PM |
| CreditBuilder2 | $100.00 | 8/10/2011 2:59:18 PM |
| Loan-Mart | $50.00 | 8/10/2011 12:00:39 PM |
| happy-credit | $25.00 | 8/10/2011 3:01:03 PM |
| uberrific | $75.00 | 8/11/2011 1:08:57 AM |
| bmbanzai | $25.00 | 8/10/2011 3:04:09 PM |
| vigorous-velocity | $100.00 | 8/11/2011 9:12:01 AM |
| value-wind0 | $25.00 | 8/11/2011 9:17:30 AM |
| value-wind0 | $25.00 | 8/11/2011 9:25:34 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:17 AM |
| herbyman | $50.00 | 8/11/2011 10:02:45 AM |
| Lou-Holtz | $50.00 | 8/11/2011 3:53:31 PM |
| sgt-schultz | $25.00 | 8/12/2011 7:45:22 AM |
| checkers38 | $30.00 | 8/12/2011 11:55:42 AM |
| p2p-eagle9 | $25.00 | 8/13/2011 5:58:06 AM |
| DaddyBill | $25.00 | 8/12/2011 5:53:16 PM |
| AJ6 | $25.76 | 8/12/2011 9:07:21 PM |
| Oakland | $50.00 | 8/13/2011 12:46:11 PM |
| simplelender80 | $100.00 | 8/13/2011 9:38:49 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:24 AM |
| Underzenith85 | $50.00 | 8/13/2011 8:23:18 AM |
| best-listing-toro | $25.00 | 8/13/2011 8:34:07 AM |
| goodcents | $40.00 | 8/13/2011 9:12:04 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:03 PM |
| wise-deal-panda | $100.00 | 8/13/2011 8:02:12 PM |
| kdog99 | $100.00 | 8/13/2011 1:44:05 PM |
| 77dowplace | $25.00 | 8/14/2011 7:21:47 PM |
| LoanerPrincipal | $25.00 | 8/14/2011 8:50:34 PM |
| yield-implementer8 | $51.41 | 8/15/2011 5:37:54 AM |
| ethical-social8 | $100.00 | 8/14/2011 6:27:08 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:35 AM |
| nprfan5 | $25.00 | 8/15/2011 10:34:59 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:26 PM |
| justice-circuitry0 | $50.00 | 8/15/2011 11:11:02 AM |
| mammalian4 | $25.00 | 8/15/2011 5:50:32 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:47 PM |
| VTXRider | $25.00 | 8/16/2011 8:18:45 AM |
| GoldenGo4 | $42.00 | 8/16/2011 5:33:44 AM |
| currency-persimmon | $25.00 | 8/16/2011 10:20:50 AM |
| peaceful-farmer | $50.00 | 8/16/2011 4:12:41 AM |
| fervent-currency5 | $50.00 | 8/16/2011 10:42:48 AM |
| genius520 | $50.00 | 8/16/2011 1:28:06 PM |
| hostbank | $100.00 | 8/16/2011 1:25:47 PM |
| reflective-gain | $25.00 | 8/16/2011 7:28:10 PM |
| radiobuda | $50.00 | 8/17/2011 12:31:56 AM |
| selector568 | $300.00 | 8/17/2011 9:58:12 AM |
| mhammond | $50.00 | 8/16/2011 9:51:08 PM |
| order-prospector | $25.00 | 8/16/2011 11:31:22 PM |
| the-discrete-income | $25.00 | 8/17/2011 8:05:10 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:53 PM |
| treasure-pipeline | $60.15 | 8/17/2011 4:04:24 PM |
| jescowa | $50.00 | 8/17/2011 3:37:54 PM |
| minista | $25.00 | 8/17/2011 4:20:53 PM |
| timbob | $200.00 | 8/17/2011 5:42:40 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:33 PM |
| honorable-vigilance | $200.00 | 8/18/2011 9:07:16 AM |
| new-ore-venture | $100.00 | 8/17/2011 8:48:09 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:59 AM |
| TrustPlus | $50.00 | 8/17/2011 9:31:19 PM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:47 AM |
| tolerant-dinero2 | $50.00 | 8/18/2011 10:33:47 AM |
| Banker7371 | $25.00 | 8/18/2011 10:38:41 AM |
| repayment-pudding | $25.00 | 8/18/2011 7:02:55 AM |
| principal-duckling | $50.00 | 8/18/2011 7:36:00 AM |
| building-america | $25.00 | 8/18/2011 2:29:47 PM |
| innocent-liberty6 | $50.00 | 8/18/2011 3:04:08 PM |
| Relevance | $25.00 | 8/18/2011 9:58:33 AM |
| grf1945 | $25.00 | 8/18/2011 5:13:29 PM |
| iq8w7ht | $25.00 | 8/18/2011 11:16:42 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:30 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:27 AM |
| DPH | $100.00 | 8/18/2011 11:53:38 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:41:35 PM |
| vigilance-doughnut | $25.00 | 8/18/2011 3:00:03 PM |
| Big_Lendin | $25.00 | 8/18/2011 10:02:42 PM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:03 PM |
| kriegs | $100.00 | 8/18/2011 5:10:22 PM |
| MadHun | $200.00 | 8/18/2011 5:11:35 PM |
| sgt-schultz | $105.00 | 8/18/2011 5:21:35 PM |
| 52digital | $50.00 | 8/19/2011 6:51:18 AM |
| IIP77 | $25.00 | 8/18/2011 5:30:38 PM |
| tszbgae | $50.00 | 8/18/2011 5:38:29 PM |
| Wisc_investor | $30.00 | 8/19/2011 7:54:06 AM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:15 PM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:43 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:57:31 PM |
| FredHead3 | $31.62 | 8/19/2011 9:22:00 AM |
| integrity-doctor | $100.00 | 8/19/2011 9:45:55 AM |
| red-luminous-gain | $25.00 | 8/19/2011 9:48:26 AM |
| durability-bandit1 | $50.00 | 8/18/2011 9:01:12 PM |
| orderly-finance6 | $50.00 | 8/19/2011 6:47:20 AM |
| owhite2000 | $50.00 | 8/19/2011 11:46:26 AM |
| Aethelwolf | $25.00 | 8/19/2011 12:36:39 PM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:41 PM |
| jhernand17 | $25.00 | 8/19/2011 9:00:27 AM |
| larrybird | $222.35 | 8/19/2011 3:46:57 PM |
| tampa_cmc | $50.00 | 8/19/2011 4:08:01 PM |
| EarlyRiser | $500.00 | 8/19/2011 9:39:52 AM |
| oplender | $25.00 | 8/19/2011 4:13:34 PM |
| LargoRick | $25.00 | 8/19/2011 5:00:07 PM |
| pimienta | $25.00 | 8/19/2011 10:37:22 AM |
| Jesuistom | $25.00 | 8/19/2011 10:03:48 AM |
| RankPaid | $25.00 | 8/19/2011 11:38:26 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:24 PM |
| hrubinst | $50.00 | 8/19/2011 2:00:58 PM |
| SASBANK | $25.00 | 8/19/2011 1:44:05 PM |
| gilbrear | $25.00 | 8/19/2011 3:05:04 PM |
| oplender | $25.00 | 8/19/2011 4:14:13 PM |
| damanq | $25.00 | 8/19/2011 4:51:47 PM |
| 258 Investments
|
Borrower Payment Dependent Notes Series
520383
This series of Notes was issued and sold upon the funding of the borrower loan #52527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,974 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cerebral-dedication6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reorganization
Purpose of loan:
This loan will be used to...consolidate bills, get some dental work done.
My financial situation:
I am a good candidate for this loan because... The very reason that I have excellent credit, is that I am responsible, and pay my bills on time.
Monthly net income: $3,100
Monthly expenses: $
Housing: $425
Insurance: $25.00
Car expenses: $80.00
Utilities: $40.00
Phone, cable, internet: $120.00
Food, entertainment: $500.00
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 8/9/2011 9:50:52 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:42 PM |
| leverage-monger | $25.00 | 8/9/2011 9:31:49 AM |
| Investor_DP | $100.00 | 8/9/2011 5:01:37 PM |
| AlternativeCashFlow | $25.00 | 8/9/2011 11:27:46 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:37 PM |
| dynrep | $25.00 | 8/9/2011 7:13:42 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 11:58:05 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:29 PM |
| Megaton | $25.00 | 8/10/2011 9:24:57 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:52 AM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:56 PM |
| penny-surgeon | $25.00 | 8/12/2011 9:23:23 AM |
| bluestarman08 | $25.00 | 8/12/2011 10:00:58 AM |
| zorg77 | $50.00 | 8/12/2011 9:22:30 AM |
| CA-Lender | $100.00 | 8/12/2011 9:39:20 AM |
| gentle-gain235 | $25.00 | 8/12/2011 10:07:48 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:45 AM |
| Something-Corporate | $25.00 | 8/14/2011 8:08:55 PM |
| saxaphone6 | $25.00 | 8/14/2011 8:22:56 PM |
| setUup | $28.28 | 8/15/2011 6:09:29 AM |
| octoberfresh | $25.00 | 8/15/2011 8:16:03 AM |
| awesome-yield7 | $25.00 | 8/15/2011 7:08:25 AM |
| kingbob | $30.00 | 8/15/2011 9:27:49 AM |
| refined-return922 | $25.00 | 8/15/2011 8:08:45 AM |
| justice-circuitry0 | $50.00 | 8/15/2011 11:09:02 AM |
| worth-buddy0 | $50.00 | 8/15/2011 5:52:28 PM |
| loss-of-control | $75.00 | 8/15/2011 6:00:06 PM |
| afterhours | $50.00 | 8/15/2011 1:01:02 PM |
| top-courteous-peso | $50.00 | 8/15/2011 1:33:38 PM |
| beer-gardener | $31.45 | 8/15/2011 7:13:12 PM |
| cashasaurus0 | $100.00 | 8/15/2011 8:53:38 PM |
| Mariner3605 | $25.00 | 8/15/2011 9:08:26 PM |
| ddog0224 | $65.92 | 8/16/2011 1:19:00 AM |
| mammalian4 | $25.00 | 8/15/2011 5:51:35 PM |
| larryboy10 | $25.00 | 8/16/2011 6:31:42 AM |
| red-favorable-basis | $25.00 | 8/15/2011 6:32:50 PM |
| Rogesparkguy | $25.00 | 8/16/2011 5:17:22 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:13 AM |
| VJ_Financial | $26.27 | 8/16/2011 11:23:07 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:32 AM |
| thrilling-nickel5 | $25.00 | 8/16/2011 5:10:09 AM |
| prudent-gain7 | $25.00 | 8/16/2011 2:28:24 PM |
| return-beeper | $33.00 | 8/16/2011 8:51:12 AM |
| Lily_of_the_Valley | $100.00 | 8/16/2011 5:29:21 PM |
| adamdroker | $25.00 | 8/16/2011 2:12:13 PM |
| handy-justice | $50.00 | 8/16/2011 8:20:22 PM |
| Astyanax | $80.00 | 8/16/2011 4:42:58 PM |
| coin-bee1 | $25.00 | 8/17/2011 7:35:13 AM |
| platinum-scientist9 | $25.00 | 8/16/2011 7:31:04 PM |
| BigBag | $25.00 | 8/17/2011 6:05:59 AM |
| forthright-trade | $25.00 | 8/17/2011 11:24:44 AM |
| graceful-investment | $100.21 | 8/17/2011 11:27:52 AM |
| reflective-rupee | $25.00 | 8/17/2011 9:03:35 AM |
| ti22ring | $26.35 | 8/17/2011 9:29:22 AM |
| reflective-rupee | $75.00 | 8/17/2011 9:03:49 AM |
| orderly-wampum | $200.00 | 8/17/2011 11:03:00 AM |
| Bob450 | $25.00 | 8/17/2011 3:46:57 PM |
| jebber007 | $40.00 | 8/17/2011 4:51:51 PM |
| MadHun | $200.00 | 8/17/2011 11:22:55 AM |
| Zane314 | $100.00 | 8/17/2011 4:54:27 PM |
| doublediamond | $25.00 | 8/17/2011 5:12:58 PM |
| irrelevant | $25.00 | 8/17/2011 7:05:30 PM |
| newest-power-banker | $45.00 | 8/17/2011 9:42:11 PM |
| Kyileo | $25.00 | 8/17/2011 8:22:43 PM |
| goat0 | $100.00 | 8/18/2011 9:10:31 AM |
| jstrode10 | $25.00 | 8/18/2011 2:48:46 PM |
| ledesma31 | $300.00 | 8/18/2011 5:21:52 PM |
| enchanted-note | $50.00 | 8/19/2011 7:28:50 AM |
| leverage-monger | $25.00 | 8/19/2011 8:04:23 AM |
| deal-enthusiast | $100.00 | 8/19/2011 5:42:26 AM |
| nhsledfreak | $25.00 | 8/19/2011 8:28:54 AM |
| Robertd918 | $36.33 | 8/19/2011 4:23:52 PM |
| Craigopher | $25.00 | 8/19/2011 11:24:50 PM |
| nickel-acrobat | $25.00 | 8/19/2011 3:57:02 PM |
| CASSHMAN | $75.00 | 8/19/2011 7:34:49 PM |
| StrongMonty | $65.46 | 8/20/2011 1:22:56 AM |
| abundant-credit6 | $25.00 | 8/20/2011 11:07:09 AM |
| drluong | $50.00 | 8/19/2011 11:40:50 PM |
| vine99 | $100.00 | 8/20/2011 11:05:10 AM |
| payout-achievement | $50.00 | 8/20/2011 12:10:29 PM |
| glowing-payment2 | $59.78 | 8/20/2011 12:15:23 PM |
| let_me_retire | $25.00 | 8/20/2011 12:36:13 PM |
| Weaverville | $25.00 | 8/17/2011 1:01:52 PM |
| thomas16882004 | $25.00 | 8/9/2011 10:38:11 PM |
| payout-bridge | $50.00 | 8/12/2011 6:40:00 AM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:27 AM |
| sweetlan | $50.00 | 8/12/2011 9:44:46 AM |
| zone6 | $100.00 | 8/12/2011 10:40:21 AM |
| moola-monger9 | $50.00 | 8/12/2011 12:16:29 PM |
| amaizblanco | $40.00 | 8/13/2011 2:18:23 PM |
| genelinist | $75.00 | 8/15/2011 9:20:49 AM |
| Dubbs360 | $200.00 | 8/14/2011 9:48:14 PM |
| payment-halo | $75.00 | 8/15/2011 3:32:38 AM |
| LuckyDuck49 | $25.00 | 8/15/2011 9:20:38 AM |
| new-ore-venture | $100.00 | 8/15/2011 8:11:08 AM |
| logical-investment4 | $50.00 | 8/15/2011 10:26:42 AM |
| Bill88 | $30.00 | 8/15/2011 10:52:04 AM |
| wealth-fighter3 | $25.00 | 8/15/2011 11:09:14 AM |
| artisan369 | $300.00 | 8/15/2011 11:56:45 AM |
| whatreality | $31.00 | 8/15/2011 1:02:24 PM |
| bonus-seahorse | $30.00 | 8/15/2011 12:27:32 PM |
| five-star-order1 | $100.00 | 8/15/2011 6:35:07 PM |
| shawnw2 | $61.70 | 8/15/2011 5:33:52 PM |
| HedgeFund | $67.00 | 8/15/2011 11:08:31 PM |
| kain11286 | $25.00 | 8/16/2011 8:49:21 AM |
| suave-dime6 | $25.00 | 8/16/2011 7:18:23 AM |
| graceful-investment | $100.00 | 8/16/2011 7:39:16 AM |
| mlj0671 | $25.00 | 8/16/2011 6:39:31 AM |
| balance-river | $43.56 | 8/16/2011 1:57:00 PM |
| dollar-authority | $73.58 | 8/16/2011 2:25:31 PM |
| fairhelper | $25.00 | 8/16/2011 7:39:53 AM |
| stock106 | $25.00 | 8/16/2011 12:10:07 PM |
| Banker2OO7 | $50.00 | 8/16/2011 4:51:36 PM |
| Ellendra | $27.00 | 8/16/2011 10:06:48 AM |
| back-scratchers | $25.00 | 8/16/2011 7:04:41 PM |
| jjswanso | $25.00 | 8/16/2011 1:32:28 PM |
| brightest-useful-social | $25.00 | 8/16/2011 1:23:18 PM |
| poisson17 | $25.00 | 8/16/2011 8:42:16 PM |
| Banker2OO7 | $50.00 | 8/16/2011 4:48:01 PM |
| LilyAcreInvestmentsLLC | $245.12 | 8/16/2011 4:58:10 PM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:50 AM |
| FoosMaster | $47.00 | 8/16/2011 6:39:41 PM |
| cxl9 | $61.48 | 8/16/2011 6:42:53 PM |
| moola-man | $25.00 | 8/16/2011 4:15:22 PM |
| worldly-gold | $50.00 | 8/16/2011 7:39:33 PM |
| wise-deal-panda | $200.00 | 8/16/2011 8:53:12 PM |
| swingkid | $200.00 | 8/16/2011 10:07:16 PM |
| JSCharter | $100.00 | 8/17/2011 9:57:27 AM |
| fate-amenable-to-change | $25.00 | 8/16/2011 10:56:09 PM |
| loanman2007 | $75.00 | 8/17/2011 2:01:14 PM |
| debt-legend | $25.00 | 8/17/2011 8:33:57 AM |
| best-asset-jedi | $50.00 | 8/17/2011 8:59:06 AM |
| Mad_Scientist | $25.00 | 8/17/2011 4:51:11 PM |
| jebber007 | $40.00 | 8/17/2011 4:52:05 PM |
| jules3304 | $25.00 | 8/17/2011 9:45:22 AM |
| Princehaha | $25.00 | 8/17/2011 5:07:34 PM |
| wampum-library4 | $25.00 | 8/17/2011 10:31:46 AM |
| Live-Free-or-Die | $200.00 | 8/17/2011 10:45:11 AM |
| JoeXB | $25.00 | 8/17/2011 10:59:52 AM |
| investment-comet | $25.00 | 8/17/2011 11:09:42 AM |
| kind-diligent-coin | $25.00 | 8/17/2011 1:29:45 PM |
| Rivervale_Westwood | $25.00 | 8/17/2011 4:06:05 PM |
| fund-tom-tom6 | $39.70 | 8/17/2011 2:04:32 PM |
| lotuss4 | $25.00 | 8/17/2011 2:26:56 PM |
| Zane314 | $200.00 | 8/17/2011 5:15:02 PM |
| gain-mountain1 | $50.00 | 8/18/2011 7:36:37 AM |
| alexgalt | $25.00 | 8/17/2011 11:00:06 PM |
| jojofrankie | $25.00 | 8/18/2011 4:37:01 AM |
| handy-point5 | $25.00 | 8/18/2011 10:09:07 AM |
| the-enthralling-coin | $25.00 | 8/18/2011 11:40:44 AM |
| restless-dime | $100.00 | 8/18/2011 6:13:47 PM |
| oplender | $25.40 | 8/18/2011 7:00:47 PM |
| penny-candy | $25.00 | 8/18/2011 8:40:45 PM |
| EL_Papin | $100.00 | 8/18/2011 3:31:29 PM |
| intrepid-loot | $25.00 | 8/19/2011 6:23:49 AM |
| Coppercanyon | $34.00 | 8/19/2011 8:30:02 AM |
| high_flyer | $100.00 | 8/19/2011 1:15:58 PM |
| Finnmoney21 | $50.00 | 8/19/2011 4:44:58 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:42 PM |
| valiant-pound8 | $67.97 | 8/19/2011 2:18:19 PM |
| palace2 | $300.00 | 8/19/2011 4:22:41 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:57 PM |
| desertoasis | $25.00 | 8/20/2011 9:14:17 AM |
| relentless-fund1 | $29.00 | 8/20/2011 9:38:47 AM |
| 87Marc | $25.00 | 8/20/2011 9:44:18 AM |
| rate-sceptre | $50.00 | 8/19/2011 7:36:20 PM |
| rjcoutur2001 | $168.77 | 8/20/2011 9:00:54 AM |
| peregrine | $116.57 | 8/20/2011 10:30:21 AM |
| cordial-affluence2 | $25.00 | 8/20/2011 10:36:55 AM |
| 168RichCapital | $25.08 | 8/20/2011 11:39:07 AM |
| bid-lightning9 | $28.00 | 8/20/2011 12:49:13 PM |
| Fiscally_Fit1 | $0.02 | 8/20/2011 1:49:19 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
520577
This series of Notes was issued and sold upon the funding of the borrower loan #52361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,930 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| compassion-pouch |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
|
Principal balance:
| $2,357.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Project Startup
Purpose of loan: Float needed for startup costs
This loan will be used to: Help pay for initial development of internet concept based around bitcoin market place.
My financial situation: Just fine
I am a good candidate for this loan because: Reliable, never been late on any accounts and have an open prosper account which is current and always paid timely.
With Husband's income
Monthly net income: $7,613
Monthly expenses: $ 300
Housing: $1,014
Insurance: $ 127
Car expenses: $ 535
Utilities: $ 200
Phone, cable, internet: $ 0 (Husband works for Comcast)
Food, entertainment: $300
Credit cards and other loans: $2,580
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/8/2011 7:01:30 PM |
| payout-reaction740 | $25.00 | 8/8/2011 5:55:22 PM |
| diligent-peace9 | $50.00 | 8/8/2011 6:01:46 PM |
| herbyman | $50.00 | 8/8/2011 7:33:39 PM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:47 AM |
| sensible-fund | $25.00 | 8/9/2011 5:16:34 PM |
| mdf | $50.00 | 8/9/2011 6:25:48 PM |
| listing-vista | $100.00 | 8/9/2011 8:33:37 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:33 PM |
| GElender | $25.00 | 8/10/2011 6:08:53 AM |
| IIP77 | $25.00 | 8/9/2011 5:55:11 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:35:42 AM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:58 PM |
| dollar-sonnet3 | $25.00 | 8/10/2011 9:31:07 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:24 PM |
| 108lender | $80.00 | 8/10/2011 6:00:24 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:30 PM |
| CA-Lender | $25.00 | 8/10/2011 9:22:53 AM |
| economy-coup | $50.00 | 8/11/2011 12:17:39 AM |
| musegaze | $50.00 | 8/11/2011 7:28:59 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:48 AM |
| Feyenoord | $25.00 | 8/11/2011 10:02:42 PM |
| marwadi-62 | $250.00 | 8/12/2011 11:00:44 AM |
| nalaari | $25.00 | 8/12/2011 12:23:43 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:55 AM |
| sgt-schultz | $30.00 | 8/12/2011 7:43:11 AM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:37 PM |
| ErsatzMike | $50.00 | 8/12/2011 1:25:21 PM |
| mykkai | $25.00 | 8/12/2011 2:07:41 PM |
| loss-of-control | $75.00 | 8/12/2011 3:22:59 PM |
| melodious-fairness | $50.00 | 8/12/2011 11:24:55 AM |
| SDKiwi | $25.00 | 8/12/2011 6:04:05 PM |
| ti22ring | $25.00 | 8/13/2011 12:47:17 AM |
| cash-reaction2 | $25.00 | 8/12/2011 6:23:18 PM |
| logical-moola4 | $25.00 | 8/13/2011 7:55:08 AM |
| radforj22 | $25.00 | 8/12/2011 10:09:55 PM |
| bluestarman08 | $25.00 | 8/13/2011 12:03:42 AM |
| grf1945 | $25.00 | 8/13/2011 3:57:46 AM |
| smilinsam | $50.00 | 8/13/2011 9:25:50 AM |
| wonderful-dime | $25.00 | 8/13/2011 11:14:27 AM |
| Kaj | $30.00 | 8/13/2011 6:47:47 AM |
| neighborly-bid | $25.00 | 8/13/2011 4:41:55 PM |
| credit-coach118 | $35.00 | 8/13/2011 11:04:50 AM |
| Whatssofunnybout | $30.00 | 8/14/2011 11:11:04 AM |
| loyalist1 | $400.00 | 8/14/2011 12:23:35 AM |
| sonnet771 | $50.00 | 8/14/2011 4:38:39 AM |
| GCInvestments | $25.00 | 8/13/2011 8:20:43 PM |
| wwwUniversal | $50.00 | 8/14/2011 10:38:08 PM |
| goose026 | $25.00 | 8/15/2011 9:45:51 AM |
| cerebral-dollar773 | $100.00 | 8/15/2011 6:35:40 AM |
| responsibility-wind6 | $25.00 | 8/15/2011 7:51:01 AM |
| asmithj | $25.00 | 8/15/2011 6:35:10 AM |
| devoider | $25.00 | 8/15/2011 8:15:26 AM |
| cbivitz | $165.00 | 8/15/2011 9:14:01 AM |
| Comoparklender | $50.00 | 8/15/2011 11:55:32 AM |
| mammalian4 | $25.00 | 8/15/2011 6:09:04 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:30 AM |
| principal-equalizer | $25.00 | 8/15/2011 12:41:11 PM |
| Pairodimes | $25.00 | 8/15/2011 1:51:30 PM |
| rmpedi33 | $50.00 | 8/16/2011 5:45:51 AM |
| monster4 | $100.00 | 8/16/2011 7:04:30 AM |
| helping-out | $50.00 | 8/15/2011 5:26:57 PM |
| yield-lion | $25.00 | 8/15/2011 8:02:34 PM |
| fantastic-wampum1 | $100.00 | 8/16/2011 7:22:19 AM |
| agent86a | $25.00 | 8/15/2011 7:04:15 PM |
| fuzed | $55.00 | 8/16/2011 9:09:56 AM |
| oreyedoc | $50.00 | 8/15/2011 8:53:16 PM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:16 PM |
| janus_god | $25.00 | 8/16/2011 10:33:16 AM |
| finance-fan7 | $50.00 | 8/16/2011 6:05:39 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:30 AM |
| payment-boots2 | $25.00 | 8/16/2011 9:56:28 AM |
| rate-caravan7 | $25.00 | 8/16/2011 10:50:36 AM |
| MoneyForNothing | $5.00 | 8/16/2011 12:48:54 PM |
| Weaverville | $25.00 | 8/16/2011 10:10:17 AM |
| vigorous-market5 | $100.00 | 8/9/2011 2:04:54 AM |
| Investor_DP | $100.00 | 8/8/2011 5:01:06 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:19 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:10 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:19 AM |
| social-hunter5 | $25.00 | 8/9/2011 8:26:33 AM |
| BigLinCT | $25.00 | 8/9/2011 9:11:47 AM |
| the-profit-oracle | $25.00 | 8/9/2011 4:14:31 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:08 PM |
| treasure-bliss | $50.00 | 8/9/2011 9:19:27 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:39 PM |
| sociallender | $25.00 | 8/10/2011 1:55:04 AM |
| tech310 | $50.00 | 8/9/2011 9:00:35 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:44 AM |
| w3alter | $50.00 | 8/10/2011 11:23:53 AM |
| CO_Engineer | $50.00 | 8/11/2011 8:59:34 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:28 AM |
| marwadi-62 | $50.00 | 8/11/2011 1:33:13 PM |
| worth-blanket2 | $7,900.00 | 8/11/2011 9:57:55 AM |
| circuitfive | $25.00 | 8/11/2011 6:07:37 PM |
| credit-orca | $50.00 | 8/11/2011 5:29:56 PM |
| mrack | $50.00 | 8/12/2011 9:36:33 AM |
| indomitable-dedication | $50.00 | 8/12/2011 5:25:23 AM |
| dime-reaction | $50.00 | 8/12/2011 10:12:03 AM |
| compoundinterest | $25.00 | 8/12/2011 4:43:51 PM |
| CatbirdBanking | $25.00 | 8/12/2011 11:25:45 AM |
| irrelevant | $25.00 | 8/12/2011 7:05:28 PM |
| Investoman | $75.00 | 8/12/2011 8:26:36 PM |
| money-bauble | $200.00 | 8/12/2011 4:33:14 PM |
| FirstBank | $25.00 | 8/12/2011 3:41:10 PM |
| Easystreet | $25.00 | 8/13/2011 4:03:46 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:40 PM |
| 1st_Florida_Lender | $25.00 | 8/13/2011 6:18:27 AM |
| claimtruth | $25.00 | 8/13/2011 8:10:47 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:44 AM |
| puifais | $50.00 | 8/13/2011 7:32:43 AM |
| benefit-trident | $25.00 | 8/13/2011 8:06:58 AM |
| und-alum | $50.00 | 8/13/2011 7:06:59 AM |
| 350DGRZ | $25.00 | 8/13/2011 7:23:07 AM |
| papaloha | $50.00 | 8/13/2011 8:02:17 PM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:09 PM |
| skuba | $50.00 | 8/15/2011 3:50:23 AM |
| javelin0 | $25.00 | 8/14/2011 12:11:35 PM |
| SimpleChoice | $25.00 | 8/14/2011 5:53:13 AM |
| yield-hut | $50.00 | 8/15/2011 4:48:03 AM |
| life-is-great | $25.00 | 8/14/2011 6:00:14 AM |
| buffalobills | $25.00 | 8/15/2011 7:21:14 AM |
| Sibelius2 | $25.00 | 8/14/2011 6:25:18 PM |
| peso-mate | $50.00 | 8/14/2011 3:27:46 PM |
| mizon291 | $50.00 | 8/14/2011 6:20:45 PM |
| CaptainBL | $50.00 | 8/15/2011 8:48:22 AM |
| ddog0224 | $25.00 | 8/15/2011 12:26:02 PM |
| wonderful-currency | $25.00 | 8/15/2011 1:38:55 PM |
| logical-investment4 | $25.00 | 8/15/2011 10:10:32 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:04 PM |
| rogue_monster | $25.00 | 8/15/2011 12:42:35 PM |
| loss-of-control | $50.00 | 8/15/2011 6:07:06 PM |
| FoosMaster | $25.00 | 8/15/2011 8:59:44 PM |
| new-social-economist | $40.00 | 8/16/2011 2:25:18 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:54 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:28 PM |
| CPAMAN | $25.00 | 8/16/2011 6:40:50 AM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:28 PM |
| atomantic | $25.00 | 8/15/2011 8:33:40 PM |
| flexible-and-social | $25.00 | 8/16/2011 9:01:06 AM |
| Tscheddar | $25.00 | 8/16/2011 9:39:22 AM |
| reward-pizza0 | $75.00 | 8/16/2011 10:02:23 AM |
| sweet-loan7 | $25.00 | 8/16/2011 11:26:17 AM |
| rvfbroker | $25.00 | 8/16/2011 7:27:32 AM |
| first-serene-credit | $25.00 | 8/16/2011 7:43:59 AM |
| handshake5 | $100.00 | 8/16/2011 12:47:49 PM |
| fervent-currency5 | $25.00 | 8/16/2011 10:45:45 AM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
520625
This series of Notes was issued and sold upon the funding of the borrower loan #52551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2007 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
3 | Length of status: | 3y 6m |
|
Amount delinquent:
| $1,108 |
Total credit lines:
| 19 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-demon9 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
slsims
Purpose of loan:
This loan will be used to...bills
My financial situation:
I am a good candidate for this loan because... I will pay the loan on time.
Monthly net income: $1600
Monthly expenses: $300
Housing: $1015
Insurance: $83
Car expenses: $173
Utilities: $
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $3000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrxtravis | $25.00 | 8/13/2011 11:14:31 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:49 AM |
| 4mydaughterseducation | $100.00 | 8/20/2011 12:35:07 PM |
| trumpeter5 | $25.00 | 8/20/2011 12:26:51 PM |
| return-venture1 | $200.00 | 8/21/2011 1:59:48 PM |
| KADENA462 | $25.00 | 8/22/2011 2:39:56 AM |
| Rx-Ace | $335.00 | 8/22/2011 4:08:30 AM |
| dudebrah | $25.00 | 8/21/2011 5:57:52 PM |
| justasoldier | $100.00 | 8/21/2011 5:30:49 PM |
| truelumen | $25.00 | 8/21/2011 6:29:16 PM |
| troy0868 | $28.04 | 8/21/2011 7:09:40 PM |
| p2p-mogul | $25.00 | 8/21/2011 8:06:30 PM |
| ledesma31 | $150.00 | 8/21/2011 6:42:12 PM |
| CapricornLending | $30.00 | 8/21/2011 6:57:49 PM |
| a-harmonious-bill | $50.00 | 8/21/2011 9:47:50 PM |
| UnderDog10566 | $75.00 | 8/18/2011 8:38:28 PM |
| VJ_Financial | $26.27 | 8/20/2011 11:56:29 AM |
| lcole32 | $25.00 | 8/20/2011 6:01:35 AM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:45 PM |
| IIP77 | $25.00 | 8/20/2011 3:35:44 PM |
| Dubbs360 | $300.00 | 8/20/2011 5:23:02 PM |
| CA-Lender | $25.00 | 8/20/2011 12:12:42 PM |
| hidavehi | $26.00 | 8/21/2011 10:44:23 AM |
| head | $25.00 | 8/21/2011 10:54:52 AM |
| nayrb5 | $30.00 | 8/21/2011 4:59:35 PM |
| deal-dojo | $25.00 | 8/21/2011 6:35:31 PM |
| GreedyLawyer | $25.00 | 8/21/2011 9:09:11 PM |
| zorg77 | $25.00 | 8/21/2011 3:20:33 PM |
| creative-revenue0 | $40.00 | 8/21/2011 6:04:46 PM |
| alluring-yield5 | $34.30 | 8/21/2011 6:41:23 PM |
| SummitAdvisors | $50.00 | 8/21/2011 8:49:56 PM |
| capital-zoo | $25.00 | 8/22/2011 12:31:08 AM |
| careful-note1 | $0.39 | 8/22/2011 5:03:58 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
520645
This series of Notes was issued and sold upon the funding of the borrower loan #52375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 6y 7m |
|
Amount delinquent:
| $32 |
Total credit lines:
| 29 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,620 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| productive-kindness2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8000
Monthly expenses: $
Housing: $2400
Insurance: $120
Car expenses: $420
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/10/2011 9:48:44 AM |
| golffish2 | $25.00 | 8/10/2011 9:15:31 AM |
| green-trade-dolphin | $25.00 | 8/10/2011 1:44:33 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:47 PM |
| diplomatic-wealth7 | $25.00 | 8/12/2011 7:17:35 AM |
| golffish2 | $50.00 | 8/12/2011 4:46:06 AM |
| golffish2 | $100.00 | 8/12/2011 11:06:51 AM |
| mraleig | $125.00 | 8/12/2011 8:27:47 PM |
| loss-of-control | $75.00 | 8/14/2011 6:08:55 PM |
| Uylsses | $75.00 | 8/16/2011 9:02:06 AM |
| irrelevant | $25.00 | 8/17/2011 2:05:19 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:08 AM |
| durable-investment8 | $30.00 | 8/17/2011 10:25:12 AM |
| Kyileo | $25.00 | 8/17/2011 8:08:06 PM |
| gpuck | $25.00 | 8/17/2011 6:52:14 PM |
| beachfunder | $25.00 | 8/17/2011 7:26:21 PM |
| vutah | $25.00 | 8/17/2011 8:49:25 PM |
| mlj0671 | $25.00 | 8/18/2011 5:50:01 AM |
| mpatrick | $50.00 | 8/18/2011 8:23:16 AM |
| goat0 | $50.00 | 8/18/2011 4:25:45 PM |
| hitsman | $50.00 | 8/18/2011 10:58:54 AM |
| Hogan55 | $25.50 | 8/18/2011 7:45:25 PM |
| pfh | $25.00 | 8/18/2011 1:11:06 PM |
| JLMGroupFunds | $44.00 | 8/18/2011 5:03:15 PM |
| Weaverville | $25.00 | 8/17/2011 1:01:58 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:30 AM |
| golffish2 | $25.00 | 8/11/2011 4:29:22 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:40 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:02 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:39 AM |
| CA-Lender | $25.00 | 8/12/2011 9:49:35 AM |
| golffish2 | $100.00 | 8/12/2011 11:03:48 AM |
| Oak-Parker | $25.00 | 8/12/2011 7:33:32 PM |
| loyalist1 | $100.00 | 8/14/2011 12:19:44 AM |
| RLaumeyer | $25.00 | 8/14/2011 1:21:05 AM |
| Uylsses | $50.00 | 8/14/2011 11:27:48 AM |
| seadogs | $25.00 | 8/16/2011 1:21:18 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:37 AM |
| MadHun | $200.00 | 8/17/2011 11:22:57 AM |
| wampum-library4 | $25.00 | 8/17/2011 10:34:13 AM |
| Bill88 | $25.00 | 8/17/2011 10:43:44 AM |
| Jazzy503 | $25.05 | 8/17/2011 10:49:39 AM |
| SolarMoonshine | $500.00 | 8/17/2011 10:46:12 AM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:15:42 PM |
| newest-power-banker | $25.00 | 8/17/2011 9:28:23 PM |
| hellasow | $50.00 | 8/18/2011 9:07:33 AM |
| money-baron | $25.00 | 8/18/2011 4:35:27 AM |
| leverage-monger | $25.00 | 8/18/2011 7:03:39 AM |
| enforcer0 | $28.31 | 8/18/2011 12:16:50 PM |
| otto1939 | $51.00 | 8/18/2011 4:29:19 PM |
| mercuriant | $25.00 | 8/18/2011 10:23:23 AM |
| jjswanso | $25.00 | 8/18/2011 12:53:26 PM |
| best-generosity-financier | $25.00 | 8/18/2011 7:55:51 PM |
| capital-zoo | $25.00 | 8/18/2011 4:39:26 PM |
| suave-dime6 | $25.00 | 8/18/2011 4:46:00 PM |
| handy-justice | $41.14 | 8/18/2011 9:00:19 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
520769
This series of Notes was issued and sold upon the funding of the borrower loan #52432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $346.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,311 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| electron962 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Grad seeks debt consolidation
Purpose of loan:
This loan will be used to consolidate debts into one location for ease of payment. I have a stellar payment record and will actually pay off this loan in about two years, not three. A win-win for you and me!
My financial situation:
I am a good candidate for this loan because my monthly expenses are low. I do not own a house, do not have car payments, and am focused on eliminating debt while increasing my credit score.
Monthly net income: $2,500
Monthly expenses: $1365
Housing: $865
Insurance: $200
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/17/2011 1:02:36 PM |
| Investor_DP | $100.00 | 8/15/2011 5:04:22 PM |
| jkeller4000 | $25.00 | 8/16/2011 5:07:49 AM |
| artisan369 | $300.00 | 8/17/2011 9:14:41 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:15:34 PM |
| coin-amigo | $37.86 | 8/18/2011 5:30:14 AM |
| justice-circuitry0 | $50.00 | 8/18/2011 5:37:33 AM |
| jules3304 | $25.00 | 8/18/2011 5:56:42 AM |
| payment-halo | $25.00 | 8/18/2011 7:40:41 AM |
| setUup | $27.28 | 8/17/2011 8:57:33 PM |
| Dubbs360 | $200.00 | 8/17/2011 9:22:13 PM |
| profit-powerplant | $25.00 | 8/17/2011 9:56:58 PM |
| one-midas | $25.00 | 8/17/2011 7:28:51 PM |
| vtrentster | $25.00 | 8/18/2011 9:50:49 AM |
| rate-sceptre | $75.00 | 8/18/2011 10:35:32 AM |
| 2seriousteachers | $25.00 | 8/18/2011 4:50:36 AM |
| principal-duckling | $50.00 | 8/18/2011 7:40:26 AM |
| selector568 | $300.00 | 8/18/2011 1:48:24 PM |
| capital-zoo | $50.00 | 8/18/2011 4:32:26 PM |
| FinanceEngine | $30.00 | 8/18/2011 10:33:39 AM |
| CreditBuilder2 | $50.00 | 8/18/2011 10:48:31 AM |
| Oakland | $50.00 | 8/18/2011 6:00:14 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:00 PM |
| fairness-atmosphere | $25.00 | 8/18/2011 11:20:19 AM |
| aks12 | $25.00 | 8/18/2011 12:31:46 PM |
| zorg77 | $50.00 | 8/18/2011 12:12:11 PM |
| thrifty-capital | $25.00 | 8/18/2011 9:39:23 PM |
| foofightee | $25.00 | 8/18/2011 1:44:20 PM |
| GElender | $25.00 | 8/19/2011 6:08:33 AM |
| REITRUST | $42.16 | 8/19/2011 7:04:02 AM |
| treasure-hunter270 | $25.00 | 8/18/2011 5:59:41 PM |
| loss-of-control | $75.00 | 8/18/2011 6:05:05 PM |
| jojofrankie | $50.00 | 8/18/2011 7:59:21 PM |
| Nerdster1 | $25.12 | 8/19/2011 4:37:12 AM |
| shawnw2 | $25.00 | 8/18/2011 11:31:10 PM |
| elegant-commerce7 | $50.00 | 8/19/2011 6:26:14 AM |
| platinum-platoon | $40.33 | 8/19/2011 6:23:41 AM |
| shellstar | $25.00 | 8/19/2011 7:45:50 AM |
| careful-note1 | $50.00 | 8/19/2011 12:46:43 PM |
| 3613925 | $25.00 | 8/19/2011 1:23:23 PM |
| dime-umbrella6 | $25.00 | 8/19/2011 9:21:25 AM |
| ect_2k20 | $25.00 | 8/19/2011 9:25:53 AM |
| omegamon1 | $25.00 | 8/19/2011 3:44:54 PM |
| jebber007 | $25.00 | 8/19/2011 5:09:15 PM |
| nycfinance | $25.00 | 8/19/2011 11:30:24 AM |
| Gotogo | $50.00 | 8/19/2011 11:34:34 AM |
| ddog0224 | $100.00 | 8/19/2011 7:11:48 PM |
| thryn | $25.00 | 8/19/2011 11:46:23 AM |
| protector734 | $305.43 | 8/19/2011 1:06:29 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:49:26 PM |
| amra | $25.00 | 8/19/2011 2:19:36 PM |
| druidpoet | $25.25 | 8/19/2011 2:26:56 PM |
| patriot384 | $70.00 | 8/20/2011 6:05:24 AM |
| El_Profesional | $25.00 | 8/19/2011 5:06:03 PM |
| MadHun | $200.00 | 8/19/2011 5:12:59 PM |
| Some-Day | $25.00 | 8/20/2011 7:34:48 AM |
| Nojukbong | $100.00 | 8/19/2011 5:31:28 PM |
| commerce-renewal | $100.00 | 8/19/2011 6:29:17 PM |
| debt-system880 | $25.00 | 8/19/2011 7:58:52 PM |
| derec | $25.00 | 8/19/2011 8:15:12 PM |
| RecoveryLender | $25.00 | 8/19/2011 8:48:28 PM |
| bmbanzai | $25.00 | 8/19/2011 8:54:35 PM |
| Bob450 | $25.00 | 8/20/2011 10:59:54 AM |
| deepblue34 | $30.00 | 8/19/2011 9:08:12 PM |
| Logan7 | $46.41 | 8/19/2011 9:12:19 PM |
| neoboy | $60.20 | 8/20/2011 1:58:37 AM |
| high_flyer | $100.00 | 8/20/2011 5:24:49 AM |
| let_me_retire | $25.00 | 8/20/2011 12:33:53 PM |
| zone6 | $107.03 | 8/20/2011 5:52:53 AM |
| peso-aggregator | $25.00 | 8/20/2011 7:16:54 AM |
| irrelevant | $25.00 | 8/20/2011 6:05:17 AM |
| goodhearted-generosity511 | $25.00 | 8/20/2011 7:49:46 AM |
| unfixer | $25.00 | 8/20/2011 8:51:06 AM |
| SRK_FROM_WA | $100.00 | 8/20/2011 9:10:55 AM |
| leverage-monger | $25.00 | 8/20/2011 9:20:35 AM |
| SDKiwi | $25.00 | 8/20/2011 10:10:41 AM |
| luann199 | $25.00 | 8/20/2011 10:22:35 AM |
| pearl13 | $100.00 | 8/20/2011 10:05:55 AM |
| 5kids5 | $46.78 | 8/20/2011 10:50:44 AM |
| hawaiitechnical | $25.00 | 8/20/2011 11:16:59 AM |
| suave-dime6 | $25.00 | 8/20/2011 11:19:08 AM |
| payout-magician | $33.00 | 8/20/2011 11:03:35 AM |
| 4mydaughterseducation | $100.00 | 8/20/2011 12:34:41 PM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:45 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:37 AM |
| diplomatic-wealth7 | $25.00 | 8/17/2011 5:02:59 PM |
| payout-bridge | $25.00 | 8/18/2011 2:42:44 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:16 PM |
| revenue-appraiser | $25.00 | 8/18/2011 7:12:11 AM |
| gentle-gain235 | $100.00 | 8/18/2011 8:12:44 AM |
| vineet | $25.00 | 8/17/2011 7:49:21 PM |
| new-ore-venture | $100.00 | 8/17/2011 8:51:02 PM |
| Galdis | $25.00 | 8/18/2011 9:26:08 AM |
| Something-Corporate | $25.00 | 8/17/2011 10:27:23 PM |
| Horse-Lender | $25.98 | 8/18/2011 6:14:54 AM |
| barflyer | $25.00 | 8/18/2011 8:02:47 AM |
| trumpeter5 | $25.00 | 8/18/2011 12:08:29 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 12:44:53 PM |
| cerebral-dollar773 | $57.83 | 8/18/2011 7:01:37 AM |
| Mariner3605 | $25.00 | 8/18/2011 7:43:10 AM |
| finance-amusement4 | $200.00 | 8/18/2011 9:13:36 AM |
| dynrep | $25.00 | 8/18/2011 4:05:10 PM |
| Astyanax | $100.00 | 8/18/2011 4:12:12 PM |
| green-trade-dolphin | $25.00 | 8/18/2011 9:32:07 AM |
| Daubertoo | $25.00 | 8/18/2011 10:54:43 AM |
| poolshark72 | $25.00 | 8/18/2011 11:59:07 AM |
| transformer855 | $25.00 | 8/18/2011 11:11:15 AM |
| goodcents | $25.00 | 8/18/2011 8:44:22 PM |
| PleaseDontDefault | $50.00 | 8/18/2011 1:23:29 PM |
| the-silver-blaster | $75.00 | 8/18/2011 10:59:50 PM |
| john0720 | $100.00 | 8/19/2011 6:37:41 AM |
| SolarMoonshine | $25.00 | 8/18/2011 5:25:30 PM |
| adir1 | $25.00 | 8/18/2011 5:42:42 PM |
| leverage-monger | $25.00 | 8/19/2011 8:24:46 AM |
| 1traveler | $25.00 | 8/18/2011 6:20:50 PM |
| justasoldier | $50.00 | 8/18/2011 6:28:22 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:39:50 PM |
| Flinius | $50.00 | 8/18/2011 8:44:04 PM |
| SonicSCF | $100.00 | 8/19/2011 10:48:18 AM |
| invest-in-ed | $50.00 | 8/19/2011 6:51:42 AM |
| Jim33 | $25.00 | 8/19/2011 9:13:45 AM |
| handy-justice | $25.00 | 8/19/2011 5:06:53 PM |
| red-favorable-basis | $25.00 | 8/19/2011 5:33:06 PM |
| nickel-position | $25.00 | 8/19/2011 12:26:50 PM |
| refined-return922 | $25.00 | 8/19/2011 1:15:01 PM |
| point-promiser | $25.00 | 8/19/2011 1:21:58 PM |
| janeybooboo | $75.00 | 8/20/2011 4:28:29 AM |
| bosloan26 | $27.00 | 8/19/2011 3:24:00 PM |
| rockhound84 | $25.00 | 8/19/2011 4:57:15 PM |
| handy-justice | $25.00 | 8/19/2011 5:07:10 PM |
| beaker | $25.00 | 8/20/2011 7:24:46 AM |
| Pitufo | $40.00 | 8/20/2011 7:40:09 AM |
| Bait989 | $26.00 | 8/20/2011 9:08:28 AM |
| Peacepower | $57.00 | 8/19/2011 7:38:02 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:54:35 PM |
| beeper2 | $25.00 | 8/19/2011 10:38:41 PM |
| davez0r | $25.00 | 8/20/2011 10:31:15 AM |
| cordial-affluence2 | $25.00 | 8/20/2011 10:37:43 AM |
| awe-inspiring-power | $25.00 | 8/19/2011 11:21:42 PM |
| leball | $25.00 | 8/19/2011 10:01:20 PM |
| flexible-duty3 | $25.00 | 8/20/2011 5:10:42 AM |
| JLMGroupFunds | $117.62 | 8/20/2011 12:36:18 PM |
| JCM_MN | $25.00 | 8/20/2011 5:59:44 AM |
| dayahn | $77.39 | 8/20/2011 7:41:47 AM |
| graceful-investment | $200.00 | 8/20/2011 8:19:29 AM |
| jazzlender | $25.00 | 8/20/2011 9:30:33 AM |
| petsheep | $25.00 | 8/20/2011 9:48:30 AM |
| JTDeli | $1,000.00 | 8/20/2011 9:54:30 AM |
| optionscashflow | $19.33 | 8/20/2011 12:46:06 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
520807
This series of Notes was issued and sold upon the funding of the borrower loan #52578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,610 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-elevator7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3,200.00
Monthly expenses: $ 2,000.00
Housing: $ 1,175.00
Insurance: $n/a
Car expenses: $ n/a
Utilities: $ 45.00
Phone, cable, internet: $ n/a
Food, entertainment: $ 400.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 2,500.00
Other expenses: $ n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/10/2011 5:01:42 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:46 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:07 AM |
| alexgalt | $25.00 | 8/10/2011 6:00:18 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:48 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:51 PM |
| bullish2bearish | $25.00 | 8/11/2011 9:36:36 AM |
| golffish2 | $25.00 | 8/11/2011 4:26:35 AM |
| Mighty_Hunter | $146.49 | 8/11/2011 3:45:04 PM |
| CA-Lender | $25.00 | 8/12/2011 9:49:09 AM |
| Thought | $25.00 | 8/13/2011 9:24:00 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:45 AM |
| alexgalt | $25.00 | 8/13/2011 1:47:45 PM |
| sensible-fund | $25.00 | 8/14/2011 11:16:46 AM |
| Legally_Blonde | $25.00 | 8/15/2011 9:03:16 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:35 AM |
| CatbirdBanking | $25.00 | 8/15/2011 2:38:54 PM |
| transformer855 | $25.00 | 8/16/2011 7:11:55 AM |
| jebber007 | $25.00 | 8/16/2011 9:54:11 PM |
| wampum-library4 | $50.00 | 8/17/2011 11:11:28 AM |
| musegaze | $100.00 | 8/17/2011 7:30:50 AM |
| asiaratt | $50.00 | 8/18/2011 9:10:19 AM |
| Banker_Joe | $25.00 | 8/18/2011 7:19:48 AM |
| ready-interest9 | $25.00 | 8/18/2011 11:45:49 AM |
| freedom3 | $3,000.00 | 8/18/2011 4:51:47 PM |
| restless-dime | $100.00 | 8/18/2011 6:59:01 PM |
| balanced-balance6 | $25.00 | 8/19/2011 8:57:21 AM |
| irrelevant | $25.00 | 8/18/2011 7:05:11 PM |
| fortytwo | $100.00 | 8/19/2011 12:07:55 AM |
| Bob450 | $25.00 | 8/19/2011 1:43:59 PM |
| ImaPutz | $25.00 | 8/19/2011 9:59:33 AM |
| DasMula | $25.00 | 8/19/2011 11:50:57 AM |
| stormtrooper72 | $28.38 | 8/19/2011 9:03:13 PM |
| larryboy10 | $25.00 | 8/19/2011 11:18:45 PM |
| well-mannered-income3 | $25.00 | 8/20/2011 4:28:35 AM |
| dsgfl1 | $30.00 | 8/20/2011 5:16:55 AM |
| nickel-acrobat | $25.00 | 8/19/2011 4:11:37 PM |
| vishal29 | $25.00 | 8/19/2011 8:53:09 PM |
| luann199 | $25.00 | 8/20/2011 10:25:20 AM |
| kwan | $25.00 | 8/20/2011 12:59:50 PM |
| credit-missile | $100.00 | 8/20/2011 8:04:11 AM |
| aquistoyraul | $25.00 | 8/20/2011 9:46:49 AM |
| the-enthralling-coin | $25.00 | 8/20/2011 4:20:41 PM |
| 168RichCapital | $25.08 | 8/20/2011 11:52:47 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:35:16 PM |
| finance-solo | $25.00 | 8/21/2011 4:28:07 AM |
| aztec | $100.00 | 8/21/2011 7:06:32 AM |
| Iwillhuntyoudown | $25.00 | 8/21/2011 8:56:38 AM |
| FinDoc | $25.00 | 8/11/2011 6:33:19 AM |
| diligent-peace9 | $75.00 | 8/10/2011 8:04:24 PM |
| reflective-rupee | $100.00 | 8/10/2011 5:38:20 PM |
| bold-gold-relaxation | $100.00 | 8/11/2011 3:36:26 PM |
| otto1939 | $51.00 | 8/11/2011 2:42:13 PM |
| bold-gold-relaxation | $100.00 | 8/11/2011 3:36:34 PM |
| Lonely_Hunter | $172.18 | 8/11/2011 3:44:09 PM |
| greencat | $50.00 | 8/12/2011 7:13:33 AM |
| profit-powerplant | $25.00 | 8/14/2011 12:33:05 AM |
| Rogelio48 | $25.00 | 8/14/2011 7:33:01 PM |
| patriot897 | $25.00 | 8/15/2011 3:10:14 PM |
| back-scratchers | $25.00 | 8/15/2011 7:30:33 PM |
| finance-mushroom | $100.00 | 8/16/2011 1:28:58 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:01 AM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:46 PM |
| Horse-Lender | $25.00 | 8/18/2011 6:21:29 AM |
| goat0 | $100.00 | 8/18/2011 6:56:30 PM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:02 AM |
| buffalobills | $25.00 | 8/19/2011 8:14:43 AM |
| loss-of-control | $100.00 | 8/18/2011 6:13:09 PM |
| SolarMoonshine | $25.00 | 8/19/2011 3:36:24 AM |
| missing-link | $25.00 | 8/19/2011 6:18:46 AM |
| careful-compassion | $25.00 | 8/19/2011 1:06:07 PM |
| kingbob | $25.00 | 8/19/2011 8:46:09 AM |
| leverage-monger | $25.00 | 8/19/2011 8:07:54 AM |
| rate-sceptre | $50.00 | 8/19/2011 7:38:57 PM |
| ledesma31 | $100.00 | 8/19/2011 2:17:19 PM |
| periko | $25.00 | 8/20/2011 8:01:12 AM |
| winmals | $25.00 | 8/19/2011 5:32:50 PM |
| reward-dynamo | $25.00 | 8/19/2011 6:49:27 PM |
| 87Marc | $25.00 | 8/20/2011 9:44:19 AM |
| IASKGOD | $25.00 | 8/20/2011 10:45:41 AM |
| droopie1 | $25.00 | 8/20/2011 11:29:01 AM |
| suave-dime6 | $25.00 | 8/20/2011 2:48:41 PM |
| palace2 | $280.05 | 8/20/2011 10:46:10 AM |
| exchange-upholder0 | $25.00 | 8/20/2011 11:45:52 AM |
| Interloper | $25.00 | 8/20/2011 12:24:34 PM |
| let_me_retire | $25.00 | 8/20/2011 12:37:02 PM |
| shawnw2 | $25.00 | 8/20/2011 2:54:28 PM |
| DT_Banker | $25.00 | 8/20/2011 3:12:58 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:55 PM |
| Legally_Blonde | $25.00 | 8/20/2011 3:24:54 PM |
| enchanted-note | $50.00 | 8/21/2011 7:28:55 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:14:14 AM |
| nickel-hickory | $79.82 | 8/21/2011 9:14:34 AM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
521033
This series of Notes was issued and sold upon the funding of the borrower loan #52420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $252 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| foxy-commerce1 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dollars Less USA
Purpose of loan: Business and insurance
This loan will be used to...Obtain business insurance and products for my business.
My financial situation: In good standing
I am a good candidate for this loan because... I work hard to be successful. I pay by bill on time. I like to help others to be successful. I am now in the planing stages to sell to Macy's and Kohls stores.
Really need this money.
Monthly net income: $ 3100
Monthly expenses: $50
Housing: $750
Insurance: $
Car expenses: $0
Utilities: $250
Phone, cable, internet: $105
Food, entertainment: $45
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $75.00 | 8/10/2011 8:05:42 PM |
| balance-river | $25.00 | 8/16/2011 12:55:33 PM |
| usaUmp | $100.00 | 8/16/2011 1:24:41 PM |
| CA-Lender | $50.00 | 8/16/2011 5:14:48 PM |
| stock106 | $25.00 | 8/16/2011 12:11:26 PM |
| VJ_Financial | $26.27 | 8/16/2011 1:28:40 PM |
| kukubird | $40.00 | 8/16/2011 2:24:47 PM |
| hookUup | $26.28 | 8/16/2011 2:50:37 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:12:41 PM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:15:55 AM |
| loss-of-control | $75.00 | 8/16/2011 5:22:08 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:02 AM |
| treasure-hunter270 | $25.00 | 8/17/2011 7:18:05 AM |
| KramericaIndustries | $25.00 | 8/17/2011 8:43:35 AM |
| reflective-rupee | $100.00 | 8/17/2011 9:05:03 AM |
| platinum-scientist9 | $25.00 | 8/16/2011 7:28:57 PM |
| supreme-hope | $25.00 | 8/16/2011 7:49:05 PM |
| reward-dynamo | $25.00 | 8/17/2011 10:16:58 AM |
| Bill88 | $25.00 | 8/17/2011 10:41:58 AM |
| JBF_Investments | $50.00 | 8/17/2011 10:58:12 AM |
| melodious-openness | $25.00 | 8/17/2011 4:59:51 AM |
| draggon77 | $25.00 | 8/17/2011 5:27:31 AM |
| armny | $46.60 | 8/17/2011 5:36:32 AM |
| Legally_Blonde | $80.00 | 8/17/2011 4:00:52 PM |
| moola-monger9 | $50.00 | 8/17/2011 12:56:16 PM |
| loanman2007 | $75.00 | 8/17/2011 1:59:04 PM |
| dime-vista2 | $25.00 | 8/17/2011 2:13:34 PM |
| catumbelense | $50.00 | 8/17/2011 4:02:43 PM |
| fund-tom-tom6 | $25.00 | 8/17/2011 2:11:07 PM |
| alexgalt | $25.00 | 8/17/2011 11:00:56 PM |
| Lubava | $25.00 | 8/17/2011 2:16:36 PM |
| platinum-pear4 | $25.00 | 8/17/2011 3:40:52 PM |
| Kyileo | $25.00 | 8/17/2011 8:20:32 PM |
| kinetic-social | $25.00 | 8/18/2011 10:35:18 AM |
| riveting-credit5 | $100.00 | 8/18/2011 10:22:10 AM |
| zorg77 | $50.00 | 8/18/2011 12:06:18 PM |
| goat0 | $100.00 | 8/18/2011 6:55:42 PM |
| ledesma31 | $300.00 | 8/19/2011 8:46:14 AM |
| AEH_Now | $25.00 | 8/19/2011 4:08:06 AM |
| One_Lolo | $25.00 | 8/19/2011 11:01:50 AM |
| bazaar-orca | $25.00 | 8/19/2011 2:06:45 PM |
| finance-symphony7 | $50.00 | 8/19/2011 6:54:41 PM |
| MrRooster101 | $14.48 | 8/19/2011 6:55:33 PM |
| money-fort | $25.00 | 8/19/2011 4:48:41 PM |
| payout-bridge | $25.00 | 8/10/2011 5:24:31 PM |
| whitemountainhandyman | $25.00 | 8/15/2011 6:32:53 PM |
| trumpeter5 | $25.00 | 8/16/2011 12:29:57 PM |
| EretzCapital | $100.00 | 8/16/2011 10:42:30 AM |
| compassion-paladin042 | $25.00 | 8/16/2011 11:36:49 AM |
| TxAgInATL | $50.00 | 8/16/2011 6:36:27 PM |
| bluestarman08 | $35.00 | 8/16/2011 11:47:26 AM |
| worldly-gold | $40.00 | 8/16/2011 7:44:53 PM |
| ohmarkybaby | $28.68 | 8/17/2011 2:28:02 AM |
| kingbob | $50.49 | 8/16/2011 3:45:45 PM |
| ledesma31 | $250.00 | 8/16/2011 6:57:55 PM |
| p2p-mushroom1 | $25.00 | 8/17/2011 7:21:46 AM |
| gentle-gain235 | $25.00 | 8/17/2011 7:30:46 AM |
| the-discrete-income | $25.00 | 8/17/2011 8:04:11 AM |
| fair-payment4 | $25.00 | 8/17/2011 8:39:49 AM |
| Eric_Gagne | $38.00 | 8/16/2011 6:46:30 PM |
| JSCharter | $50.00 | 8/17/2011 9:56:30 AM |
| YeoLenderSource | $25.00 | 8/17/2011 5:11:26 AM |
| wise-deal-panda | $200.00 | 8/16/2011 8:48:13 PM |
| wealth-fighter3 | $25.00 | 8/17/2011 6:18:10 AM |
| jebber007 | $30.00 | 8/16/2011 9:36:44 PM |
| ddog0224 | $25.00 | 8/16/2011 11:21:45 PM |
| unassuming-market7 | $76.67 | 8/17/2011 2:29:46 AM |
| larug111 | $150.00 | 8/17/2011 12:57:54 PM |
| Runegeld | $25.00 | 8/17/2011 8:49:09 AM |
| integrity-statue | $26.54 | 8/17/2011 12:25:59 PM |
| nanaof7 | $25.00 | 8/17/2011 3:56:21 PM |
| jvg10 | $100.00 | 8/17/2011 11:16:19 PM |
| rate-sceptre | $25.00 | 8/18/2011 10:48:12 AM |
| otto1939 | $51.00 | 8/18/2011 4:36:22 PM |
| periko | $29.99 | 8/19/2011 7:32:25 AM |
| cash-queen | $35.00 | 8/19/2011 1:17:10 PM |
| ColoradoLender82 | $25.00 | 8/19/2011 8:13:10 AM |
| VikingLender | $25.00 | 8/19/2011 4:01:10 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
521055
This series of Notes was issued and sold upon the funding of the borrower loan #52376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $348 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jsp3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 15% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 27
( 82% )
| 600-619
(Oct-2007)
|
|
Principal balance:
| $0.04 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 33 | | |
Description
Pay off tax liability
Purpose of loan: Pay off $11,049.02 tax liability to state of Michigan.
I am a good candidate for this loan because I've proven I am able to handle credit in a responsible manner and consistently pay my bills on time, if not early each month. Since space is limited, I'm happy to provide any additional information needed.
Monthly net income: $3,355.94
Monthly expenses: $2,962.74
Housing: $999.00
Insurance: $165.16
Car expenses: $312.58
Utilities: $181.95
Phone, cable, internet: $63.07
Food, entertainment: $200.00
Clothing, household expenses: $150.00
Credit cards and other loans: $681.52
Other expenses: $209.46
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/10/2011 5:01:26 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:53 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:09 AM |
| green-trade-dolphin | $75.00 | 8/10/2011 7:45:14 PM |
| ivy-league-MBA | $25.00 | 8/11/2011 5:09:11 AM |
| wisconsinvestor | $50.00 | 8/11/2011 3:39:25 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:50 AM |
| CoolPlexer | $25.00 | 8/15/2011 6:00:56 AM |
| sparkling-interest1 | $25.00 | 8/15/2011 1:37:15 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:41 AM |
| GElender | $25.00 | 8/17/2011 5:48:07 AM |
| worth-blanket2 | $7,900.00 | 8/17/2011 9:17:50 AM |
| irrelevant | $25.00 | 8/17/2011 10:05:13 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:18 AM |
| MoneyForNothing | $2.13 | 8/17/2011 10:08:22 AM |
| Kash2010lu | $30.00 | 8/10/2011 5:02:58 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:48 PM |
| reflective-rupee | $25.00 | 8/10/2011 5:36:43 PM |
| mikeandcat | $70.67 | 8/11/2011 4:59:28 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:49 PM |
| Dusigrosz | $150.00 | 8/10/2011 5:01:18 PM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:43 PM |
| diligent-peace9 | $204.88 | 8/11/2011 9:51:33 PM |
| marwadi-62 | $300.00 | 8/12/2011 10:57:30 AM |
| ptjg | $50.00 | 8/13/2011 1:57:23 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 6:21:24 AM |
| Feyenoord | $25.00 | 8/13/2011 10:15:04 PM |
| kendigme | $25.00 | 8/14/2011 8:21:45 AM |
| profit-powerplant | $25.00 | 8/15/2011 9:53:47 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:31 PM |
| kendigme | $37.32 | 8/16/2011 3:07:19 AM |
| RLaumeyer | $30.00 | 8/15/2011 11:06:30 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
521067
This series of Notes was issued and sold upon the funding of the borrower loan #52548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,089 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| independent-bid2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home
Purpose of loan:
This loan will be used to...Fix Ceiling
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3200
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/10/2011 10:51:55 AM |
| DHolly | $25.00 | 8/10/2011 6:06:03 PM |
| diplomatic-wealth7 | $25.00 | 8/12/2011 7:17:36 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:23 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:50:18 AM |
| MadHun | $200.00 | 8/17/2011 11:22:57 AM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:23:03 PM |
| mlj0671 | $25.00 | 8/18/2011 5:50:46 AM |
| mercuriant | $25.00 | 8/18/2011 10:23:25 AM |
| goat0 | $50.00 | 8/18/2011 6:47:44 PM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:02 AM |
| CA-Lender | $25.00 | 8/19/2011 11:47:25 PM |
| vishal29 | $25.00 | 8/19/2011 8:53:09 PM |
| trippd6 | $25.00 | 8/19/2011 8:12:16 PM |
| DT_Banker | $25.00 | 8/20/2011 3:12:38 PM |
| Bob450 | $25.00 | 8/20/2011 10:56:03 AM |
| credit-missile | $125.00 | 8/21/2011 8:35:20 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:55 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:34 AM |
| thriller451 | $1.52 | 8/21/2011 2:35:46 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:00 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:31 AM |
| diligent-peace9 | $50.00 | 8/10/2011 9:59:29 AM |
| brightest-dignified-penny | $25.00 | 8/10/2011 4:27:07 PM |
| leverage-monger | $25.00 | 8/10/2011 11:57:44 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:43 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:49 PM |
| reflective-rupee | $100.00 | 8/11/2011 10:05:09 AM |
| SANTIAGO1 | $25.00 | 8/13/2011 6:51:17 AM |
| Whipster | $70.00 | 8/17/2011 10:54:58 AM |
| wampum-library4 | $25.00 | 8/17/2011 12:25:54 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:08 AM |
| wonder3 | $50.00 | 8/18/2011 6:28:04 AM |
| loss-of-control | $100.00 | 8/17/2011 5:38:39 PM |
| EngineersAlliance | $75.00 | 8/18/2011 6:56:17 AM |
| riveting-credit5 | $100.00 | 8/18/2011 10:23:28 AM |
| hitsman | $50.00 | 8/18/2011 10:58:58 AM |
| irrelevant | $25.00 | 8/18/2011 2:05:28 PM |
| EL_Papin | $100.00 | 8/18/2011 3:33:56 PM |
| Nojukbong | $100.00 | 8/19/2011 5:53:02 PM |
| economy-popcorn | $25.00 | 8/20/2011 8:00:34 AM |
| Reliance_Banker | $55.48 | 8/19/2011 7:39:02 PM |
| 87Marc | $25.00 | 8/20/2011 9:44:18 AM |
| fate-amenable-to-change | $25.00 | 8/20/2011 2:21:45 PM |
| suave-dime6 | $25.00 | 8/20/2011 2:49:24 PM |
| otto1939 | $51.00 | 8/20/2011 9:14:40 PM |
| Maggie3 | $25.00 | 8/21/2011 3:50:01 AM |
| LendingPimp | $50.00 | 8/20/2011 3:59:10 PM |
| nashibaksi | $30.00 | 8/20/2011 7:01:54 PM |
| youngtrader | $250.00 | 8/21/2011 2:30:30 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
521111
This series of Notes was issued and sold upon the funding of the borrower loan #52379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 5m |
|
Amount delinquent:
| $23 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,264 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| successful-velocity8 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Divorce/Debt Consolidation
Purpose of loan:
This loan will be used to pay off high interest credit cards and to pay the any remaining fees for my divorce
My financial situation:
I am a good candidate for this loan because I am living rent-free due to my company paying my rent for the next 12 months. I hope to have the loan paid prior to the end of the term.
Monthly net income: $5000
Monthly expenses: $200
Housing: $0
Insurance: $50
Car expenses: $446
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 8/11/2011 1:18:30 PM |
| shrewd-income | $100.00 | 8/11/2011 5:34:18 PM |
| Whipster | $35.00 | 8/11/2011 12:26:03 PM |
| awesome-silver | $100.00 | 8/11/2011 10:45:42 PM |
| alexgalt | $25.00 | 8/11/2011 11:01:15 PM |
| 168RichCapital | $25.08 | 8/11/2011 5:11:04 PM |
| riveting-credit5 | $100.00 | 8/12/2011 11:26:18 AM |
| Core-Marketing | $25.00 | 8/12/2011 1:14:40 PM |
| golffish2 | $25.00 | 8/12/2011 10:59:15 AM |
| loss-of-control | $75.00 | 8/12/2011 3:13:54 PM |
| IASKGOD | $25.00 | 8/12/2011 6:34:22 PM |
| payout-bridge | $25.00 | 8/13/2011 3:31:41 AM |
| bluehen00 | $31.04 | 8/13/2011 7:37:41 PM |
| let_me_retire | $50.00 | 8/14/2011 12:36:46 PM |
| hard-working-worth | $35.00 | 8/14/2011 2:08:34 PM |
| credit-bank-usa611 | $100.00 | 8/14/2011 12:12:45 PM |
| green-trade-dolphin | $8.99 | 8/14/2011 5:12:11 PM |
| worth-blanket2 | $2,400.00 | 8/11/2011 9:57:28 AM |
| reflective-rupee | $100.00 | 8/11/2011 10:01:02 AM |
| EretzCapital | $100.00 | 8/12/2011 7:35:45 AM |
| vutah | $25.00 | 8/11/2011 8:11:23 PM |
| wlm3012 | $30.00 | 8/12/2011 3:19:55 PM |
| periko | $46.89 | 8/13/2011 6:45:19 AM |
| KADENA462 | $25.00 | 8/12/2011 3:15:04 PM |
| SDKiwi | $25.00 | 8/12/2011 6:04:11 PM |
| investment-cluster | $35.00 | 8/13/2011 3:58:01 AM |
| tigercat | $50.00 | 8/14/2011 7:04:06 AM |
| cbivitz | $125.00 | 8/14/2011 8:25:06 AM |
| InChicago | $100.00 | 8/14/2011 9:27:05 AM |
| riptide615 | $50.00 | 8/13/2011 7:45:03 PM |
| scottssm | $53.00 | 8/14/2011 4:43:01 PM |
| Montiesholdings | $25.00 | 8/14/2011 7:27:25 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
521173
This series of Notes was issued and sold upon the funding of the borrower loan #52421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 7m |
|
Amount delinquent:
| $500 |
Total credit lines:
| 15 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| best-camaraderi-rotation |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Camden's mom
Purpose of loan:
This loan will be used to...remodel my gutted bathroom in our house
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500 mine plus my husbands income
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $500
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 9:04:18 AM |
| stepatatime-together | $100.00 | 8/13/2011 8:56:53 AM |
| diplomatic-wealth7 | $25.00 | 8/15/2011 3:34:35 PM |
| CreditBuilder2 | $25.00 | 8/17/2011 10:35:12 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:50:00 AM |
| MadHun | $200.00 | 8/17/2011 11:22:59 AM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:09 AM |
| Dubbs360 | $200.00 | 8/17/2011 12:31:55 PM |
| irrelevant | $25.00 | 8/17/2011 7:05:24 PM |
| wlm3012 | $25.00 | 8/18/2011 5:47:53 PM |
| hitsman | $50.00 | 8/18/2011 10:59:15 AM |
| goat0 | $50.00 | 8/18/2011 6:46:32 PM |
| max007 | $25.00 | 8/18/2011 2:13:58 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:43 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:00 PM |
| 87Marc | $25.00 | 8/21/2011 5:49:42 PM |
| youngtrader | $100.00 | 8/21/2011 2:31:07 PM |
| pearl13 | $100.00 | 8/22/2011 9:11:13 AM |
| Stingray8a | $30.21 | 8/21/2011 7:39:27 PM |
| missing-link | $25.00 | 8/21/2011 8:07:10 PM |
| seineil | $50.00 | 8/22/2011 2:57:11 AM |
| branaa99 | $25.00 | 8/22/2011 5:56:14 AM |
| direct-social3 | $50.00 | 8/22/2011 3:02:26 AM |
| green-trade-dolphin | $25.00 | 8/22/2011 9:33:02 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:16 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:48 AM |
| reflective-rupee | $25.00 | 8/17/2011 10:00:11 AM |
| Live-Free-or-Die | $100.00 | 8/17/2011 11:06:10 AM |
| trumpeter5 | $25.00 | 8/17/2011 12:31:49 PM |
| finance-prescription | $100.00 | 8/17/2011 5:41:57 PM |
| jimartin1 | $25.82 | 8/19/2011 10:24:54 AM |
| trippd6 | $25.00 | 8/19/2011 8:14:06 PM |
| aztec | $50.00 | 8/21/2011 7:07:38 AM |
| nickel-hickory | $25.00 | 8/21/2011 9:12:21 AM |
| bsh297 | $25.00 | 8/22/2011 6:14:19 AM |
| Rulea72 | $30.00 | 8/22/2011 7:14:53 AM |
| mlj0671 | $13.97 | 8/22/2011 10:03:36 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
521365
This series of Notes was issued and sold upon the funding of the borrower loan #52438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,020 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-duty0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Window Replacment Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have alway paid my debts on time or prior to it being due, I have a steady job with consistant hours.
Monthly net income:1650
Monthly expenses: 550
Housing: N/A
Insurance:$100 per mo.
Car expenses:gas only $40 per week
Utilities: N/A
Phone, cable, internet:N/A phone provide through employer
Food, entertainment:$150 per mo.
Clothing, household expenses:N/A uniforms for work I dont shop for clothes often enough to call it an expenses
Credit cards and other loans: $160 per mo
Other expenses:N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/13/2011 12:04:40 PM |
| Wangchuk | $25.00 | 8/14/2011 12:21:37 PM |
| coin-trumpet | $25.00 | 8/16/2011 11:37:52 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:05 PM |
| Jeffro123456 | $25.44 | 8/18/2011 1:31:11 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:38:34 PM |
| DasMula | $25.00 | 8/18/2011 9:09:03 PM |
| VJ_Financial | $26.27 | 8/18/2011 3:12:40 PM |
| El_Profesional | $25.00 | 8/18/2011 9:37:30 PM |
| Dubbs360 | $200.00 | 8/18/2011 1:11:46 PM |
| Astyanax | $75.00 | 8/18/2011 4:03:20 PM |
| kind-finance-burrito | $25.00 | 8/18/2011 1:46:12 PM |
| hookUup | $26.28 | 8/18/2011 4:29:28 PM |
| CreditBuilder2 | $50.00 | 8/18/2011 2:14:19 PM |
| Pakse | $25.00 | 8/18/2011 3:29:18 PM |
| kind-diligent-coin | $26.75 | 8/19/2011 3:51:38 AM |
| twjh | $25.00 | 8/18/2011 4:08:52 PM |
| shawnw2 | $40.00 | 8/18/2011 4:17:24 PM |
| bbt210 | $25.00 | 8/19/2011 5:15:17 AM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:22:16 AM |
| rlsurb | $25.00 | 8/19/2011 6:28:05 AM |
| green-trade-dolphin | $25.00 | 8/18/2011 5:58:53 PM |
| beans53 | $25.00 | 8/18/2011 6:05:54 PM |
| greencat | $50.00 | 8/19/2011 7:08:33 AM |
| SolarMoonshine | $25.00 | 8/18/2011 5:26:16 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:51:38 PM |
| integrity-electron9 | $50.00 | 8/18/2011 9:08:34 PM |
| prominence8 | $25.00 | 8/18/2011 7:40:07 PM |
| Flinius | $50.00 | 8/18/2011 8:43:02 PM |
| transformer855 | $25.00 | 8/18/2011 9:27:33 PM |
| well-rounded-payout0 | $50.00 | 8/18/2011 9:33:57 PM |
| thrifty-capital | $25.00 | 8/18/2011 9:41:41 PM |
| greenback-maniac | $25.00 | 8/19/2011 3:52:00 AM |
| rakey | $25.00 | 8/19/2011 6:07:55 AM |
| YeoLenderSource | $26.00 | 8/19/2011 6:49:33 AM |
| restless-dime | $50.00 | 8/19/2011 8:08:48 AM |
| REITRUST | $25.00 | 8/19/2011 7:01:41 AM |
| irrelevant | $25.00 | 8/19/2011 10:05:07 AM |
| goat0 | $50.00 | 8/19/2011 7:00:08 PM |
| buffalobills | $25.00 | 8/19/2011 2:05:13 PM |
| aquistoyraul | $25.00 | 8/20/2011 9:46:27 AM |
| suave-dime6 | $25.00 | 8/20/2011 2:48:52 PM |
| diligent-peace9 | $125.00 | 8/20/2011 9:40:00 AM |
| cordial-affluence2 | $25.00 | 8/20/2011 10:40:36 AM |
| luann199 | $25.00 | 8/20/2011 10:24:34 AM |
| entertaining-greenback2 | $25.99 | 8/20/2011 4:05:37 PM |
| the-enthralling-coin | $25.00 | 8/20/2011 4:21:13 PM |
| larryboy10 | $25.00 | 8/20/2011 11:45:46 AM |
| kwan | $25.00 | 8/20/2011 1:00:12 PM |
| JauaFlash | $25.00 | 8/20/2011 4:23:22 PM |
| sweet-loan7 | $25.00 | 8/20/2011 7:40:52 PM |
| lively-exchange | $25.00 | 8/20/2011 10:16:41 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:02 PM |
| stepatatime-together | $100.00 | 8/13/2011 11:37:43 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:23 AM |
| payout-bridge | $25.00 | 8/15/2011 7:42:43 PM |
| kingbob | $25.00 | 8/16/2011 4:03:58 PM |
| zorg77 | $50.00 | 8/18/2011 12:11:38 PM |
| Something-Corporate | $25.00 | 8/18/2011 6:27:35 PM |
| jojofrankie | $50.00 | 8/18/2011 7:55:19 PM |
| trumpeter5 | $25.00 | 8/18/2011 1:50:37 PM |
| handy-justice | $50.00 | 8/18/2011 8:42:46 PM |
| innocent-liberty6 | $25.00 | 8/18/2011 3:05:54 PM |
| keeminn | $25.00 | 8/18/2011 1:03:21 PM |
| capital-zoo | $25.00 | 8/18/2011 4:09:54 PM |
| lovely-benefit7 | $25.00 | 8/18/2011 10:49:19 PM |
| q4golf | $25.00 | 8/19/2011 4:27:47 AM |
| bullwink27 | $25.00 | 8/19/2011 4:41:12 AM |
| patriot384 | $58.00 | 8/19/2011 5:44:07 AM |
| bobby51 | $25.00 | 8/19/2011 5:52:59 AM |
| social-zebra | $26.00 | 8/19/2011 8:49:34 AM |
| handy-justice | $50.00 | 8/18/2011 8:41:49 PM |
| vtrentster | $25.62 | 8/19/2011 6:41:23 AM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:03 AM |
| high_flyer | $50.00 | 8/19/2011 1:05:28 PM |
| Bob450 | $25.00 | 8/19/2011 1:44:37 PM |
| djmjkelso | $25.00 | 8/20/2011 5:47:11 AM |
| Free-the-usa-1776 | $25.00 | 8/19/2011 6:53:17 PM |
| let_me_retire | $44.37 | 8/20/2011 12:38:07 PM |
| IASKGOD | $25.00 | 8/20/2011 10:44:25 AM |
| loyalty-spartan | $35.17 | 8/20/2011 5:57:13 PM |
| Interloper | $25.00 | 8/20/2011 12:24:37 PM |
| aquistoyraul | $2.11 | 8/20/2011 10:25:19 PM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
521397
This series of Notes was issued and sold upon the funding of the borrower loan #52539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 11.21% |
Monthly payment:
| $271.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.98% | | |
| |
Estimated return*:
| 8.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,969 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fulfilling-p2ploan461 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Nov-2010)
|
|
Principal balance:
| $11,965.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Finish Basement
Purpose of loan:
This loan will be used to finish the basement of my home, including carpet, finish carpentry, drywall, and paint. I have done much of the work up to now myself to save money. I am now ready to finish the rest, including the things that I can't do on my own.
The priority of finishing my basement is rising as my four children and my wife's business have taken over most of the non-public living space we have right now.
My financial situation:
I am a good candidate for this loan because I have a very high income and a perfect payment history on every loan I've ever had. I have always paid on time or early, no matter how difficult that has been. This addition to my home should also improve my financial situation as I will have a larger equity amount in my home. This will nearly double the size and will make it a more marketable home in the area I live, so should trouble arise, this addition will help mitigate some of the risk.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $50.00 | 8/17/2011 1:01:35 PM |
| Oakland | $50.00 | 8/12/2011 6:52:43 AM |
| awwaww | $25.00 | 8/12/2011 9:20:58 AM |
| capital-arboretum | $300.00 | 8/11/2011 6:32:30 PM |
| balance-bliss | $200.00 | 8/12/2011 2:48:25 AM |
| blot44 | $100.00 | 8/12/2011 5:44:20 AM |
| compoundinterest | $50.00 | 8/12/2011 8:14:44 AM |
| BankofPete | $30.00 | 8/12/2011 4:38:09 AM |
| gentle-gain235 | $200.00 | 8/12/2011 9:59:02 AM |
| Dollars4Rent | $50.00 | 8/12/2011 7:34:51 AM |
| fund-medalist171 | $25.00 | 8/12/2011 11:15:11 AM |
| leverage-monger | $25.00 | 8/12/2011 9:02:09 AM |
| availableloan | $25.00 | 8/12/2011 7:18:43 PM |
| 77dowplace | $25.00 | 8/13/2011 7:03:25 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:37 PM |
| first-favorite-bonus9 | $25.00 | 8/12/2011 11:17:44 PM |
| Nazbuster | $25.00 | 8/13/2011 7:37:27 AM |
| meux99 | $25.00 | 8/12/2011 8:59:16 PM |
| GreenSun | $25.00 | 8/13/2011 5:19:07 AM |
| simplelender80 | $100.00 | 8/13/2011 9:37:14 AM |
| subtle-revenue0 | $50.00 | 8/13/2011 7:25:15 AM |
| poisson17 | $100.00 | 8/13/2011 7:47:42 AM |
| IIP77 | $25.00 | 8/13/2011 4:49:22 PM |
| islander1 | $50.00 | 8/14/2011 2:25:20 PM |
| skuba | $50.00 | 8/15/2011 3:50:26 AM |
| Byrd24 | $100.00 | 8/14/2011 2:35:02 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:33 PM |
| buddyelen | $60.00 | 8/16/2011 12:55:38 PM |
| ore-genius2 | $800.00 | 8/16/2011 3:01:24 PM |
| houli123 | $100.00 | 8/16/2011 8:28:32 AM |
| Bamaman205 | $25.00 | 8/16/2011 10:44:50 AM |
| wtrboy | $25.00 | 8/17/2011 5:13:34 AM |
| funds-rascal | $250.00 | 8/16/2011 5:54:26 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:05 PM |
| LandE2BG | $25.00 | 8/17/2011 5:34:22 PM |
| SavannahBear | $25.00 | 8/18/2011 6:23:49 AM |
| interest-splendor | $30.00 | 8/17/2011 7:27:47 PM |
| restless-balance9 | $50.00 | 8/18/2011 10:20:42 AM |
| Guiren | $100.00 | 8/18/2011 12:40:59 PM |
| worthy-bid8 | $50.00 | 8/18/2011 9:08:21 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:32:11 AM |
| irishalaskan | $25.00 | 8/18/2011 10:31:50 AM |
| velocity-oak | $25.00 | 8/18/2011 5:57:45 PM |
| GoldenGo4 | $50.00 | 8/18/2011 1:14:53 PM |
| new-revenue-shooter | $25.00 | 8/18/2011 2:06:54 PM |
| kind-cash-zone | $25.00 | 8/18/2011 4:50:06 PM |
| jscope | $25.00 | 8/19/2011 6:51:22 AM |
| kriegs | $100.00 | 8/18/2011 5:10:32 PM |
| 77dowplace | $25.00 | 8/18/2011 5:50:50 PM |
| rromanchuk | $25.00 | 8/19/2011 8:59:49 AM |
| penny-candy | $25.00 | 8/18/2011 8:46:03 PM |
| broc78 | $25.00 | 8/18/2011 7:22:11 PM |
| Mookouw | $25.00 | 8/19/2011 9:41:46 AM |
| runner262 | $25.00 | 8/19/2011 1:25:47 AM |
| georgedorn | $25.00 | 8/19/2011 10:28:20 AM |
| dontletmoneyfoolya | $25.00 | 8/19/2011 4:57:48 AM |
| chibear34 | $25.00 | 8/19/2011 5:46:01 AM |
| Aethelwolf | $25.00 | 8/19/2011 12:36:41 PM |
| KVEER | $25.00 | 8/19/2011 7:48:14 AM |
| bradomino | $25.00 | 8/19/2011 9:07:19 AM |
| murtaza | $50.00 | 8/19/2011 3:52:32 PM |
| JeffGeorge | $50.00 | 8/19/2011 5:45:57 PM |
| Stockpicker | $50.00 | 8/19/2011 12:00:07 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:56 PM |
| bss97603 | $25.00 | 8/19/2011 12:33:23 PM |
| tolerant-fairness2 | $50.00 | 8/19/2011 1:27:18 PM |
| income-thinker4 | $25.00 | 8/20/2011 12:05:48 AM |
| lucrative-worth | $100.00 | 8/19/2011 2:10:30 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:15 PM |
| yield-hut | $50.00 | 8/20/2011 5:00:51 AM |
| SeaLoans | $25.00 | 8/19/2011 4:11:52 PM |
| oplender | $25.00 | 8/19/2011 4:14:52 PM |
| PoliticinandNegotiatin | $30.00 | 8/19/2011 5:40:08 PM |
| new-interest-network | $100.00 | 8/19/2011 6:32:30 PM |
| leeball | $50.00 | 8/20/2011 9:52:30 AM |
| WLenders | $50.00 | 8/19/2011 10:54:58 PM |
| latestone | $25.00 | 8/19/2011 11:37:06 PM |
| payout-magician | $25.00 | 8/20/2011 11:02:10 AM |
| meenan | $50.00 | 8/20/2011 3:24:18 AM |
| helpinghand63 | $25.00 | 8/20/2011 2:34:57 AM |
| martymaniaman | $25.00 | 8/20/2011 7:38:56 AM |
| ujiba | $50.00 | 8/20/2011 8:41:22 AM |
| dharma1 | $25.00 | 8/20/2011 7:57:14 AM |
| Preteur | $25.00 | 8/20/2011 2:17:01 PM |
| vivid-listing | $25.00 | 8/20/2011 9:08:50 AM |
| britgsb | $100.00 | 8/20/2011 10:49:12 AM |
| kevinchu | $25.00 | 8/20/2011 3:43:52 PM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:49 AM |
| GotRox | $50.00 | 8/20/2011 4:12:47 PM |
| slp264 | $100.00 | 8/20/2011 4:34:27 PM |
| Beverly_Hills_Lender | $25.00 | 8/20/2011 5:23:23 PM |
| bid-lightning9 | $50.00 | 8/20/2011 12:56:54 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:33:06 PM |
| DrStaff | $50.00 | 8/20/2011 8:34:55 PM |
| L-vex | $25.00 | 8/20/2011 3:32:33 PM |
| unclejaef | $25.00 | 8/20/2011 3:19:00 PM |
| Strato | $25.00 | 8/20/2011 11:04:37 PM |
| kushka | $35.00 | 8/20/2011 11:30:21 PM |
| 1h1m | $25.00 | 8/20/2011 3:51:55 PM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:29 PM |
| myworld701 | $25.00 | 8/21/2011 5:59:46 AM |
| AGSLending | $25.00 | 8/21/2011 7:54:13 AM |
| frobin | $25.00 | 8/20/2011 8:08:45 PM |
| bouvierchamp | $35.55 | 8/20/2011 10:03:12 PM |
| bluefinch | $25.00 | 8/21/2011 4:06:30 AM |
| lively-exchange | $25.00 | 8/20/2011 10:19:09 PM |
| crawfingers | $25.00 | 8/21/2011 6:49:07 AM |
| tj1683 | $25.00 | 8/21/2011 8:19:15 AM |
| the-credit-statesperson | $25.00 | 8/21/2011 10:36:33 AM |
| upbeat-investment9 | $100.00 | 8/21/2011 9:56:37 AM |
| themoneydoctor | $41.50 | 8/21/2011 11:47:23 AM |
| fcrick | $25.00 | 8/13/2011 8:26:09 AM |
| littlemonkey | $25.00 | 8/11/2011 11:26:53 PM |
| Emgolda | $25.00 | 8/12/2011 4:12:40 AM |
| truth-image | $50.00 | 8/12/2011 5:24:44 AM |
| jubilant-trade6 | $25.00 | 8/12/2011 12:11:06 PM |
| janeybooboo | $50.00 | 8/12/2011 4:11:30 AM |
| indomitable-coin | $25.00 | 8/12/2011 7:48:05 AM |
| newest-return-wind | $30.00 | 8/12/2011 9:55:55 AM |
| auction-seeker | $25.00 | 8/13/2011 2:47:07 PM |
| whistledicksmith | $25.00 | 8/13/2011 3:35:14 PM |
| alydad1 | $25.00 | 8/14/2011 1:51:07 PM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:38 PM |
| indomitable-coin | $72.12 | 8/14/2011 8:52:24 PM |
| life-is-great | $25.00 | 8/14/2011 6:00:18 AM |
| Cashew6 | $50.00 | 8/14/2011 6:44:21 AM |
| velocity-solo | $30.00 | 8/14/2011 4:03:09 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:56 AM |
| Rivervale_Westwood | $50.00 | 8/15/2011 6:43:01 AM |
| BiggestG | $25.00 | 8/15/2011 1:01:37 PM |
| janeybooboo | $50.00 | 8/16/2011 5:23:35 AM |
| Moneypenny6 | $25.00 | 8/16/2011 6:40:39 AM |
| Walden2007 | $25.00 | 8/16/2011 6:01:45 AM |
| hostbank | $100.00 | 8/16/2011 1:00:22 PM |
| kyomoon | $50.00 | 8/16/2011 1:04:01 PM |
| figs4u2 | $100.00 | 8/16/2011 9:38:52 AM |
| fervent-currency5 | $300.00 | 8/16/2011 10:30:23 AM |
| yukongin | $50.00 | 8/16/2011 3:15:03 PM |
| the-profit-oracle | $50.00 | 8/16/2011 4:37:25 PM |
| BankofHank | $100.00 | 8/16/2011 7:54:29 PM |
| adhawan325 | $25.00 | 8/17/2011 8:27:57 AM |
| mizount | $25.00 | 8/17/2011 2:12:51 PM |
| burgeoning-silver | $25.00 | 8/17/2011 12:15:20 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:19 AM |
| timbob | $200.00 | 8/17/2011 5:42:46 PM |
| Aimvest | $25.00 | 8/17/2011 12:39:27 PM |
| b1geasy | $25.00 | 8/17/2011 2:34:39 PM |
| Cheburashka | $40.00 | 8/18/2011 2:51:05 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:25 AM |
| valiant-liberty4 | $25.00 | 8/17/2011 8:07:36 PM |
| region123 | $50.00 | 8/18/2011 4:00:45 AM |
| EngineersAlliance | $50.00 | 8/18/2011 6:57:10 AM |
| Caladian | $49.11 | 8/18/2011 12:12:01 PM |
| encore06 | $25.00 | 8/18/2011 12:50:09 PM |
| jfd287 | $25.00 | 8/18/2011 1:17:44 PM |
| pleasant-basis | $25.00 | 8/18/2011 7:37:03 AM |
| gain-mountain1 | $50.00 | 8/18/2011 7:53:24 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:49:04 AM |
| Relevance | $25.00 | 8/18/2011 9:58:35 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:43:07 AM |
| Banker7371 | $25.00 | 8/18/2011 10:38:42 AM |
| hitsman | $50.00 | 8/18/2011 10:59:11 AM |
| DPH | $100.00 | 8/18/2011 11:57:00 AM |
| 108lender | $167.00 | 8/18/2011 7:38:24 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:51 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:31 AM |
| totoro | $25.00 | 8/18/2011 2:00:42 PM |
| building-america | $25.00 | 8/18/2011 2:29:49 PM |
| vigilance-doughnut | $25.00 | 8/18/2011 3:00:03 PM |
| tszbgae | $50.00 | 8/18/2011 5:38:32 PM |
| MadHun | $200.00 | 8/18/2011 5:11:39 PM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:45 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:03 PM |
| cloud8 | $50.00 | 8/18/2011 7:16:31 PM |
| durability-bandit1 | $50.00 | 8/18/2011 9:01:15 PM |
| themoneydoctor | $500.00 | 8/19/2011 10:06:06 AM |
| penguino | $100.00 | 8/19/2011 10:26:40 AM |
| jasonrun | $25.00 | 8/19/2011 3:35:32 AM |
| peb44 | $25.00 | 8/18/2011 9:55:45 PM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:33:17 AM |
| TomDalonajay | $25.00 | 8/19/2011 3:38:53 AM |
| jcn12321 | $25.00 | 8/19/2011 4:11:37 AM |
| orderly-finance6 | $50.00 | 8/19/2011 6:47:27 AM |
| radforj22 | $25.00 | 8/19/2011 7:04:24 AM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:44 PM |
| nuclearmoose | $50.00 | 8/19/2011 1:51:44 PM |
| green-trade-dolphin2 | $25.00 | 8/19/2011 9:18:52 AM |
| br4444 | $25.00 | 8/19/2011 10:20:48 AM |
| ok | $50.00 | 8/19/2011 10:08:54 AM |
| lifegrowth | $25.00 | 8/19/2011 10:46:57 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:10 AM |
| capital-mogul | $25.79 | 8/19/2011 10:42:22 AM |
| active-order | $25.00 | 8/19/2011 11:56:42 AM |
| point-promiser | $50.00 | 8/19/2011 1:23:29 PM |
| vollynet | $100.00 | 8/19/2011 1:11:45 PM |
| SASBANK | $25.00 | 8/19/2011 1:44:07 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:10 PM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:08 PM |
| dbzen | $25.00 | 8/19/2011 5:58:29 PM |
| value-wind0 | $50.00 | 8/20/2011 9:37:31 AM |
| finance-symphony7 | $100.00 | 8/19/2011 6:49:20 PM |
| goldeneye777 | $62.37 | 8/20/2011 10:09:46 AM |
| calbertrand | $25.00 | 8/20/2011 4:34:54 AM |
| degster | $25.00 | 8/20/2011 11:46:58 AM |
| Tenfutta | $50.00 | 8/20/2011 6:40:59 AM |
| peaceful-farmer | $50.00 | 8/20/2011 9:01:32 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:49 AM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:35:46 AM |
| Serge2005 | $25.00 | 8/20/2011 10:37:30 AM |
| jguerrajr | $57.57 | 8/20/2011 3:49:23 PM |
| tonpa | $50.00 | 8/20/2011 12:37:34 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:03 PM |
| income-encore1 | $25.00 | 8/20/2011 1:30:11 PM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:45 PM |
| sgt-schultz | $36.45 | 8/20/2011 7:22:59 PM |
| Duchdad | $25.00 | 8/20/2011 1:57:10 PM |
| enigmallc | $25.00 | 8/20/2011 3:19:42 PM |
| jbaum | $25.00 | 8/20/2011 3:38:22 PM |
| forceful-duty178 | $50.00 | 8/20/2011 11:34:29 PM |
| narblark | $25.00 | 8/20/2011 3:39:02 PM |
| finance-assembler | $50.00 | 8/21/2011 6:34:27 AM |
| jdrez | $25.00 | 8/20/2011 5:35:31 PM |
| fiercesnail | $69.07 | 8/20/2011 6:25:51 PM |
| pawsitive | $35.00 | 8/20/2011 6:30:42 PM |
| SanJoser | $25.00 | 8/21/2011 9:30:17 AM |
| bouvierchamp | $25.00 | 8/20/2011 9:59:49 PM |
| Saab93 | $25.00 | 8/21/2011 11:07:43 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:47 AM |
| zebra806 | $50.00 | 8/21/2011 6:43:43 AM |
| EretzCapital | $37.97 | 8/21/2011 8:01:30 AM |
| fearless-worth2 | $50.00 | 8/21/2011 11:28:34 AM |
| the-friendly-wealth | $25.50 | 8/21/2011 10:35:54 AM |
| 232 Investments
|
Borrower Payment Dependent Notes Series
521431
This series of Notes was issued and sold upon the funding of the borrower loan #52473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 56% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,053 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| audiquattro |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
|
|
Principal balance:
| $3,590.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some of my debt. For the past several months, i've been swimming in bills. From student loans, to credit cards, to payday loans. I've kept my head above water for some time, but lately, I'm beginning to sink. I would for the investors of prosper make money from my payments, instead of the predatory lenders.
My financial situation:
I currently have a full time and a part time job working Monday-Saturday. Working this much not only puts a strain on your mind and your body, it destroys your social life. It would be an honor if i can receive some financial assistance from prosper lenders once again.
Thank you
Monthly net income: $1540
Monthly expenses: $1285
Housing: $0
Insurance: $136
Car expenses: $100
Utilities: $0
Phone, cable, internet: $134
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $765
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 8/14/2011 6:02:03 PM |
| USMC0311 | $25.00 | 8/14/2011 9:06:06 PM |
| Investor_DP | $100.00 | 8/14/2011 12:04:33 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:26 AM |
| worth-blanket2 | $4,700.00 | 8/15/2011 5:55:23 PM |
| mikeandcat | $50.00 | 8/16/2011 5:41:47 AM |
| irrelevant | $25.00 | 8/16/2011 6:05:41 AM |
| CA-Lender | $25.00 | 8/16/2011 10:21:02 AM |
| Banker2OO7 | $50.00 | 8/16/2011 4:44:30 PM |
| jebber007 | $49.36 | 8/16/2011 9:43:22 PM |
| cerebral-dollar773 | $500.00 | 8/17/2011 7:57:28 AM |
| MilitaryLending | $27.30 | 8/16/2011 11:28:37 PM |
| Bob450 | $25.00 | 8/17/2011 8:07:26 AM |
| vtrentster | $25.00 | 8/18/2011 6:19:19 AM |
| Leshan | $100.00 | 8/18/2011 5:23:53 AM |
| tolerant-truth2 | $50.58 | 8/18/2011 8:15:05 AM |
| drcoop | $27.00 | 8/18/2011 8:16:15 AM |
| rate-sceptre | $25.00 | 8/18/2011 10:19:21 AM |
| whitegold24k | $374.76 | 8/18/2011 12:12:13 PM |
| stepatatime-together | $100.00 | 8/14/2011 8:06:35 PM |
| reflective-rupee | $25.00 | 8/14/2011 5:17:35 PM |
| diligent-peace9 | $26.00 | 8/15/2011 7:58:58 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:36 PM |
| wisconsinvestor | $50.00 | 8/15/2011 3:34:53 PM |
| CASSHMAN | $50.00 | 8/15/2011 5:13:58 PM |
| payout-bridge | $25.00 | 8/15/2011 7:44:38 PM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:30 PM |
| epic-dollar557 | $25.00 | 8/15/2011 7:06:24 PM |
| ronin4sale | $25.00 | 8/16/2011 4:54:29 AM |
| GElender | $40.00 | 8/16/2011 6:01:50 AM |
| blue-goal-deal | $25.00 | 8/16/2011 1:07:37 PM |
| shawnw2 | $50.00 | 8/16/2011 9:26:42 AM |
| EEasyMoney | $25.00 | 8/16/2011 9:53:04 AM |
| high_flyer | $50.00 | 8/16/2011 2:37:29 PM |
| amlu1988 | $25.00 | 8/16/2011 10:35:09 PM |
| goat0 | $50.00 | 8/16/2011 2:36:48 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:03 AM |
| awesome-silver | $50.00 | 8/16/2011 8:13:31 PM |
| marwadi-62 | $100.00 | 8/17/2011 11:52:01 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:19 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:08 PM |
| cbivitz | $30.00 | 8/18/2011 3:48:00 AM |
| sgt-schultz | $25.00 | 8/18/2011 7:29:39 AM |
| sgt-schultz | $75.00 | 8/18/2011 10:55:08 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:10 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
521537
This series of Notes was issued and sold upon the funding of the borrower loan #52408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,820.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $182.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 820-839 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,230 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bcizzle |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(May-2010)
|
|
Principal balance:
| $5,794.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Refinance Existing Prosper Loan
This loan will be used to refinance this loan at a lower rate
https://www.prosper.com/invest/listing.aspx?listingID=458952
I am a good candidate for this loan because my financial situation is the same and I'm seeking a lower loan amount at a lower interest rate. My ability to service the original loan has not been problematic.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| poisson17 | $50.00 | 8/14/2011 12:26:21 PM |
| MarvintheMartian | $55.00 | 8/14/2011 12:48:06 PM |
| indomitable-coin | $25.00 | 8/14/2011 2:11:02 PM |
| velocity-solo | $30.00 | 8/14/2011 4:03:10 PM |
| awwaww | $25.00 | 8/14/2011 6:37:11 PM |
| Guiren | $100.00 | 8/14/2011 12:18:23 PM |
| cwegert | $50.00 | 8/15/2011 7:36:18 AM |
| bannybucks | $50.00 | 8/15/2011 8:10:06 AM |
| alydad1 | $50.00 | 8/14/2011 1:47:52 PM |
| Syzygy | $25.00 | 8/15/2011 6:11:02 AM |
| Sneezie | $100.00 | 8/15/2011 10:21:50 AM |
| whistledicksmith | $25.00 | 8/15/2011 8:01:18 AM |
| blot44 | $100.00 | 8/15/2011 5:46:52 AM |
| CaptainBL | $50.00 | 8/15/2011 8:48:24 AM |
| jubilant-trade6 | $25.00 | 8/15/2011 11:16:07 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:57 AM |
| capital-star5 | $25.00 | 8/15/2011 9:31:26 PM |
| dproxima | $25.00 | 8/15/2011 4:34:19 PM |
| Walden2007 | $50.00 | 8/16/2011 6:09:43 AM |
| first-favorite-bonus9 | $25.00 | 8/16/2011 3:15:49 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 9:48:31 AM |
| Bamaman205 | $50.00 | 8/16/2011 9:37:59 AM |
| hostbank | $100.00 | 8/16/2011 1:25:55 PM |
| BigLinCT | $25.00 | 8/16/2011 12:22:30 PM |
| subtle-revenue0 | $25.00 | 8/16/2011 2:36:39 PM |
| goat0 | $50.00 | 8/16/2011 8:26:09 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:20:01 PM |
| Solid-Platinum | $25.00 | 8/17/2011 2:16:43 AM |
| reward-rancher | $25.00 | 8/17/2011 3:35:32 AM |
| ore-genius2 | $800.00 | 8/16/2011 3:01:26 PM |
| coin-flower1 | $25.00 | 8/16/2011 6:25:58 PM |
| jpblan11 | $25.00 | 8/16/2011 6:56:05 PM |
| titan2 | $25.00 | 8/17/2011 2:13:02 AM |
| Remiss | $50.00 | 8/17/2011 9:39:24 AM |
| setUup | $25.76 | 8/17/2011 5:14:29 AM |
| rex45 | $25.00 | 8/17/2011 9:47:03 AM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:19 AM |
| ready-agreement5 | $100.00 | 8/17/2011 11:21:15 AM |
| fcrick | $25.00 | 8/15/2011 8:30:47 AM |
| RecoveryLender | $25.00 | 8/14/2011 12:41:50 PM |
| Dollarhide | $50.00 | 8/14/2011 1:11:38 PM |
| skuba | $50.00 | 8/15/2011 3:50:29 AM |
| loyalty-edifice997 | $25.00 | 8/14/2011 6:58:59 PM |
| Lakeland | $25.00 | 8/14/2011 7:06:13 PM |
| compoundinterest | $50.00 | 8/15/2011 12:02:45 AM |
| IIP77 | $25.00 | 8/14/2011 3:19:32 PM |
| balance-bliss | $200.00 | 8/14/2011 11:54:59 PM |
| reflective-rupee | $25.00 | 8/15/2011 10:12:36 AM |
| dumbass | $25.00 | 8/15/2011 1:19:17 PM |
| Dollars4Rent | $50.00 | 8/15/2011 3:03:27 PM |
| top-epic-community | $50.00 | 8/15/2011 12:41:46 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:14 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:36 PM |
| a2190b | $36.00 | 8/15/2011 8:12:04 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:41 PM |
| sflawya | $25.00 | 8/16/2011 12:02:40 PM |
| restless-balance9 | $50.00 | 8/16/2011 6:07:56 AM |
| worthy-bid8 | $50.00 | 8/16/2011 9:05:51 AM |
| figs4u2 | $100.00 | 8/16/2011 9:38:53 AM |
| houli123 | $100.00 | 8/16/2011 8:28:34 AM |
| BankofHank | $79.00 | 8/16/2011 7:54:30 PM |
| kyomoon | $50.00 | 8/16/2011 1:04:02 PM |
| yukongin | $50.00 | 8/16/2011 3:15:04 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:06 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:04 AM |
| LovinMe | $25.00 | 8/16/2011 8:20:57 PM |
| wtrboy | $25.00 | 8/17/2011 5:13:34 AM |
| newest-return-wind | $50.00 | 8/17/2011 7:31:26 AM |
| cerebral-dollar773 | $1,000.00 | 8/17/2011 7:55:24 AM |
| tolerant-dinero2 | $50.00 | 8/17/2011 8:29:02 AM |
| exuberant-economy2 | $100.00 | 8/17/2011 8:44:08 AM |
| paul1 | $25.00 | 8/17/2011 8:46:45 AM |
| BrLender | $25.00 | 8/17/2011 8:50:39 AM |
| marketplace-kingdom | $400.00 | 8/17/2011 7:36:21 AM |
| rcr549 | $25.00 | 8/17/2011 8:06:25 AM |
| Bamaman205 | $50.00 | 8/17/2011 10:18:01 AM |
| MadHun | $200.00 | 8/17/2011 11:23:01 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
521549
This series of Notes was issued and sold upon the funding of the borrower loan #52340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $180.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,285 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-proud-basis |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
On the way to debt free!
This loan will be used to...pay 2 credit cards with high interest rates:22.99%, & 29.99%. I was in a car accident & have a hospital bill and I'm running out of time to pay it. (I paid the previous bill off at $10,000 out of my savings).
I am a good candidate for this loan because... I have a steady job. After graduating college, I became a valued employee at a printing company. After 7 years, I have worked my way up to being the Art Director.
Monthly net income: $2769
Monthly expenses: $1543
Housing: $1000
Insurance: $99 (auto) Not sure about health/cancer/life/accidental death/pre-paid lawyer (required by my job), all come out of my paycheck...
Car expenses: $312
Utilities: $80 - $180 depends on season
Phone, cable, internet: $86
Food, entertainment: $200
Clothing, household expenses: $100 try to include it in the food category
Credit cards and other loans: $100
Other expenses: $200
Thank you all for your time and consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $45.00 | 8/14/2011 12:44:34 PM |
| green-trade-dolphin | $25.00 | 8/14/2011 5:19:58 PM |
| active-wealth3 | $25.00 | 8/14/2011 9:03:40 PM |
| TikPmp1 | $25.00 | 8/15/2011 3:46:17 AM |
| houli123 | $50.00 | 8/15/2011 5:21:35 AM |
| favorite-commerce | $25.00 | 8/14/2011 12:40:34 PM |
| rate-tower1 | $207.80 | 8/15/2011 6:40:31 AM |
| Investor_DP | $100.00 | 8/14/2011 12:03:32 PM |
| RecoveryLender | $25.00 | 8/15/2011 9:29:09 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:21:08 PM |
| jcfung1 | $304.00 | 8/14/2011 10:14:41 PM |
| gentle-gain235 | $200.00 | 8/15/2011 8:57:10 AM |
| awesome-yield7 | $25.00 | 8/15/2011 7:39:13 AM |
| equitable-capital758 | $250.00 | 8/15/2011 9:03:55 AM |
| Bill88 | $25.00 | 8/15/2011 9:16:21 AM |
| 1traveler | $25.00 | 8/14/2011 4:17:01 PM |
| Danylostefan | $50.00 | 8/14/2011 10:56:57 PM |
| reflective-rupee | $25.00 | 8/14/2011 5:15:25 PM |
| currency-excellency0 | $100.00 | 8/14/2011 12:02:53 PM |
| first-class-gold0 | $100.00 | 8/14/2011 5:09:40 PM |
| green-trade-dolphin | $18.20 | 8/15/2011 10:22:10 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:45 AM |
| asset-cougar0 | $25.00 | 8/15/2011 3:54:59 AM |
| felicity-daydream | $50.00 | 8/15/2011 7:38:31 AM |
| mykkai | $25.00 | 8/15/2011 9:21:20 AM |
| cbivitz | $75.00 | 8/15/2011 9:24:09 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:28 AM |
| building_pennies | $50.00 | 8/15/2011 10:13:03 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
521583
This series of Notes was issued and sold upon the funding of the borrower loan #52500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 146% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $736 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-britches2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan consolidation
Purpose of loan:
This loan will be used to... pay my bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 5:04:52 PM |
| diplomatic-wealth7 | $25.00 | 8/16/2011 3:57:55 PM |
| musegaze | $50.00 | 8/17/2011 7:34:26 AM |
| pearl13 | $75.00 | 8/17/2011 10:25:14 AM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:10 AM |
| reflective-rupee | $25.00 | 8/12/2011 5:15:25 PM |
| stepatatime-together | $100.00 | 8/13/2011 8:57:03 AM |
| top-courteous-peso | $50.00 | 8/15/2011 1:33:45 PM |
| Finchy78 | $25.00 | 8/16/2011 6:01:41 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:31 AM |
| irrelevant | $25.00 | 8/17/2011 10:05:22 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
521729
This series of Notes was issued and sold upon the funding of the borrower loan #52503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
16 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,010 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trustworthy-auction5 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help !
Purpose of loan: Home Improvement
This loan will be used to...replace water well.
My financial situation: Good
I am a good candidate for this loan because...I am employed full time and I have a good history of re-paying my debts.
Monthly net income: $4000.00
Monthly expenses:
Housing: $475.00
Insurance: $65.00
Car expenses: $150.00
Utilities: $250.00
Phone, cable, internet: $20.00
Food, entertainment: $150.00
Clothing, household expenses: $250.00
Credit cards and other loans: $511.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $45.00 | 8/15/2011 10:32:06 AM |
| compoundinterest | $50.00 | 8/15/2011 12:18:01 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:37 AM |
| weiyinsan | $25.00 | 8/15/2011 3:39:07 PM |
| Whipster | $35.00 | 8/16/2011 5:20:05 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:18 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:44 PM |
| EngineersAlliance | $75.00 | 8/16/2011 6:20:53 AM |
| SolarMoonshine | $25.00 | 8/16/2011 9:59:09 AM |
| freedom3 | $744.88 | 8/16/2011 2:26:42 PM |
| Investor_DP | $100.00 | 8/16/2011 9:03:19 AM |
| coin-trumpet | $25.00 | 8/16/2011 11:37:58 AM |
| Mav26 | $100.00 | 8/16/2011 12:26:31 PM |
| Nerdster1 | $25.12 | 8/16/2011 2:09:04 PM |
| janeybooboo | $100.00 | 8/15/2011 9:12:49 AM |
| reflective-rupee | $100.00 | 8/15/2011 9:35:08 AM |
| golffish2 | $25.00 | 8/15/2011 9:51:35 AM |
| Bank_Of_XL | $25.00 | 8/15/2011 9:36:55 AM |
| favorite-commerce | $25.00 | 8/15/2011 12:30:23 PM |
| basis-sycamore | $25.00 | 8/15/2011 2:30:10 PM |
| Bill88 | $25.00 | 8/16/2011 7:52:09 AM |
| Wangchuk | $25.00 | 8/15/2011 8:22:28 PM |
| Peterman | $25.00 | 8/16/2011 6:18:46 AM |
| seabassx | $25.00 | 8/16/2011 10:37:12 AM |
| kinetic-social | $25.00 | 8/16/2011 10:53:33 AM |
| Uylsses | $50.00 | 8/16/2011 9:09:06 AM |
| economy-huckleberry0 | $25.00 | 8/16/2011 9:19:47 AM |
| Milonguero | $100.00 | 8/16/2011 2:12:27 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
521745
This series of Notes was issued and sold upon the funding of the borrower loan #52426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,999.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $329.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
8 | Length of status: | 22y 0m |
|
Amount delinquent:
| $748 |
Total credit lines:
| 34 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,697 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DavEmsDaddio |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 96% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,999.00 | < 31 days late:
| 2
( 4% )
| 680-699
(May-2011)
700-719
(Oct-2009)
660-679
(Mar-2008)
|
|
Principal balance:
| $1,187.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Home Repairs Needed
Purpose of loan:
This loan will be used for paying to have our home painted and to replace some of the interior flooring. I also plan to take $1,194.54 to pay off a loan I currently have thru Prosper. This will enable us to maintain our overall monthly debt payments in a reasonable range.
My financial situation:
I am a good candidate for this loan because I am responsible and have had the same employer for the past 20+ years (U.S. Army).
Monthly net income: $5,980
Monthly expenses: $4,681
Housing: $1,965
Insurance: $153
Car expenses: $403
Utilities: $450
Phone, cable, internet: $157
Food, entertainment: $700
Credit cards/other loans: $703
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $66.09 | 8/19/2011 9:06:33 AM |
| hostbank | $100.00 | 8/19/2011 9:08:46 AM |
| finance-prescription | $100.00 | 8/19/2011 9:13:47 AM |
| worth-blanket2 | $7,500.00 | 8/19/2011 10:09:44 AM |
| FinanceEngine | $40.00 | 8/19/2011 10:19:27 AM |
| loanman2007 | $300.00 | 8/19/2011 10:35:57 AM |
| benefit-trident | $25.00 | 8/19/2011 11:32:36 AM |
| LittleMingo | $30.00 | 8/19/2011 9:37:05 AM |
| Investor_DP | $100.00 | 8/19/2011 9:05:29 AM |
| enthusiastic-balance5 | $100.00 | 8/19/2011 9:14:08 AM |
| MarvintheMartian | $35.00 | 8/19/2011 10:35:51 AM |
| 87Marc | $25.00 | 8/19/2011 10:37:52 AM |
| social-zebra | $27.00 | 8/19/2011 12:07:31 PM |
| irishalaskan | $25.00 | 8/19/2011 12:44:51 PM |
| herbyman | $50.00 | 8/19/2011 12:45:41 PM |
| ect_2k20 | $25.00 | 8/19/2011 9:29:57 AM |
| JCM_MN | $25.00 | 8/19/2011 10:12:25 AM |
| dcm6276 | $25.00 | 8/19/2011 10:59:28 AM |
| Mikale360 | $25.00 | 8/19/2011 12:53:58 PM |
| compoundinterest | $25.00 | 8/19/2011 9:08:25 AM |
| selector568 | $200.00 | 8/19/2011 10:39:13 AM |
| DasMula | $27.00 | 8/19/2011 11:20:25 AM |
| life-is-great | $25.00 | 8/19/2011 11:18:13 AM |
| AF-Chief | $48.91 | 8/19/2011 12:59:01 PM |
| CA-Lender | $25.00 | 8/19/2011 12:12:03 PM |
| optionscashflow | $25.00 | 8/19/2011 12:25:34 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
521825
This series of Notes was issued and sold upon the funding of the borrower loan #52575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,268 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SIC |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Catering Business Expansion
Purpose of loan:
This loan will be used to expand my catering business
My financial situation:
I am a good candidate for this loan because I had previous prosper loan that was paid off in full and never had a late payment. I have being doing catering business since 2001 and now in need of some additional equipment
Monthly net income: $6,250.00
Monthly expenses: $4,720.00
Housing: $1,200.00
Insurance: $245.00
Car expenses: $300.00
Utilities: $250.00
Phone, cable, internet: $225.00
Food, entertainment: $750.00
Clothing, household expenses: $500.00
Credit cards and other loans: $1,250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 8/15/2011 5:01:31 PM |
| MoneyForNothing | $59.16 | 8/15/2011 5:09:30 PM |
| fascinating-generosity3 | $150.00 | 8/15/2011 5:28:16 PM |
| worth-blanket2 | $4,500.00 | 8/15/2011 5:54:34 PM |
| Dusigrosz | $75.00 | 8/15/2011 5:01:10 PM |
| Mikale360 | $25.00 | 8/15/2011 6:20:57 PM |
| shrewd-income | $75.00 | 8/15/2011 6:40:54 PM |
| loss-of-control | $80.84 | 8/15/2011 6:44:07 PM |
| Investor_DP | $100.00 | 8/15/2011 5:04:44 PM |
| Kash2010lu | $35.00 | 8/15/2011 5:04:53 PM |
| RoZu_Lending | $100.00 | 8/15/2011 6:42:57 PM |
| pembull | $75.00 | 8/15/2011 5:01:41 PM |
| investment-daydream | $150.00 | 8/15/2011 5:01:45 PM |
| jhouman | $25.00 | 8/15/2011 5:22:08 PM |
| worth-blanket2 | $2,000.00 | 8/15/2011 5:59:32 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
521895
This series of Notes was issued and sold upon the funding of the borrower loan #52396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,817 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trustworthymotived |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
|
Principal balance:
| $8,675.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Dumping Debt! Part Two
This loan will be used to...consolidate one remaining credit card from education expenses and a student loan into one fixed payment. This is another major step in my family's journey to be free from debt and live like no one else!! We are motivated!! The only remaining debt will be our house, car payments and 2 other student loans with very good interest rates.
I am a good candidate for this loan because...I have a steady job (as well as my husband's income and have a perfect credit history with regard to on-time payments. I already have one prosper loan, which has been current since funding. We have approximately 700-900 dollars left after all payment have been made so this loan is very affordable. Plus, we will save money per month due to the consolidation. I am requesting a 5 year term but will pay off the loan early as my car is due to be paid off in less than 6 months.
Thank you for helping to make our debt free journey continue!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/16/2011 10:10:19 AM |
| compoundinterest | $25.00 | 8/15/2011 12:01:58 AM |
| reflective-rupee | $100.00 | 8/14/2011 5:16:08 PM |
| AlternativeCashFlow | $25.00 | 8/14/2011 3:21:30 PM |
| DoctorJoe | $25.00 | 8/15/2011 3:57:56 AM |
| top-courteous-peso | $50.00 | 8/15/2011 1:33:46 PM |
| radforj22 | $25.00 | 8/15/2011 9:28:14 AM |
| ddog0224 | $25.00 | 8/15/2011 12:26:05 PM |
| KillBill | $25.00 | 8/16/2011 6:33:11 AM |
| monster4 | $100.00 | 8/16/2011 7:04:32 AM |
| phaded | $25.00 | 8/16/2011 7:42:51 AM |
| moola-gargantuan9 | $50.00 | 8/16/2011 6:47:00 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:52 AM |
| thomas16882004 | $25.00 | 8/16/2011 8:00:11 AM |
| dynrep | $25.00 | 8/16/2011 12:43:50 PM |
| ursus | $50.00 | 8/16/2011 1:27:09 PM |
| genius520 | $50.00 | 8/16/2011 1:28:30 PM |
| the-profit-oracle | $25.00 | 8/16/2011 4:19:33 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:53 PM |
| melodious-fairness | $50.00 | 8/17/2011 12:18:16 PM |
| GElender | $25.00 | 8/17/2011 5:48:11 AM |
| loanman2007 | $125.00 | 8/17/2011 2:13:54 PM |
| indomitable-dedication | $46.00 | 8/17/2011 8:09:13 AM |
| GCInvestments | $50.00 | 8/17/2011 3:08:47 PM |
| exchange-pledge | $50.00 | 8/17/2011 11:19:26 AM |
| grf1945 | $25.00 | 8/17/2011 4:46:29 PM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:39 PM |
| burgeoning-silver | $25.00 | 8/17/2011 12:15:22 PM |
| bill-spilunker | $25.00 | 8/17/2011 5:04:44 PM |
| loss-of-control | $100.00 | 8/17/2011 5:31:55 PM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:24:06 PM |
| wampum-library4 | $75.00 | 8/17/2011 12:43:43 PM |
| elegant-loot | $25.00 | 8/17/2011 1:52:03 PM |
| wwwUniversal | $25.00 | 8/17/2011 2:06:00 PM |
| goat0 | $100.00 | 8/17/2011 2:19:32 PM |
| reflective-greenback1 | $25.00 | 8/17/2011 2:29:57 PM |
| erowis | $58.00 | 8/18/2011 12:24:39 AM |
| Graven33 | $53.00 | 8/18/2011 12:50:17 AM |
| cropdust3r | $25.00 | 8/18/2011 4:25:55 AM |
| fund-medalist171 | $30.00 | 8/17/2011 3:33:47 PM |
| yield-hut | $50.00 | 8/17/2011 6:18:21 PM |
| proud-gold9 | $40.00 | 8/17/2011 6:49:57 PM |
| interest-splendor | $30.00 | 8/17/2011 7:27:47 PM |
| social-conductor4 | $25.00 | 8/17/2011 6:47:08 PM |
| credit-orca | $100.00 | 8/17/2011 7:02:25 PM |
| point-reactor7 | $25.00 | 8/17/2011 7:33:26 PM |
| martymaniaman | $25.00 | 8/17/2011 7:36:28 PM |
| Tasmir | $25.00 | 8/17/2011 8:28:39 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:25 AM |
| mikeandcat | $86.84 | 8/18/2011 5:28:52 AM |
| green-trade-dolphin | $25.00 | 8/14/2011 3:36:31 PM |
| Investor_DP | $100.00 | 8/14/2011 12:03:55 PM |
| Wangchuk | $25.00 | 8/14/2011 12:27:54 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:32 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:39 AM |
| skuba | $50.00 | 8/15/2011 3:50:29 AM |
| herbyman | $50.00 | 8/15/2011 7:27:34 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:19 PM |
| Comoparklender | $50.00 | 8/15/2011 11:55:33 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:37 PM |
| treasure-bliss | $50.00 | 8/16/2011 4:06:33 AM |
| BxRealtor | $25.00 | 8/15/2011 6:36:39 PM |
| orange-preeminant-bill | $50.00 | 8/16/2011 4:20:29 AM |
| IIP77 | $25.00 | 8/16/2011 3:07:11 PM |
| Pairodimes | $25.00 | 8/16/2011 1:12:53 PM |
| VGitane25 | $50.00 | 8/16/2011 6:11:39 PM |
| mlj0671 | $25.00 | 8/16/2011 7:29:42 PM |
| hostbank | $100.00 | 8/16/2011 1:00:23 PM |
| newest-power-banker | $50.00 | 8/16/2011 5:35:24 PM |
| falcon88dp | $25.00 | 8/16/2011 4:29:19 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:20 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:49 AM |
| MadHun | $200.00 | 8/17/2011 11:23:03 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:10 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:26 AM |
| CincyTex | $50.00 | 8/17/2011 1:32:17 PM |
| worth-blanket2 | $10,000.00 | 8/17/2011 9:19:58 AM |
| nalaari | $25.00 | 8/17/2011 7:21:31 AM |
| bonus-zone | $25.00 | 8/17/2011 10:23:02 AM |
| calbertrand | $25.00 | 8/17/2011 5:18:46 PM |
| handshake5 | $100.00 | 8/17/2011 11:39:39 AM |
| irrelevant | $25.00 | 8/17/2011 2:05:15 PM |
| heavenly-interest9 | $75.00 | 8/17/2011 2:29:55 PM |
| RecoveryLender | $25.00 | 8/17/2011 8:01:56 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:06 PM |
| PCGeekWI | $25.00 | 8/17/2011 4:19:04 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:24 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:01 AM |
| Easystreet | $25.00 | 8/18/2011 2:11:01 AM |
| atomantic | $25.00 | 8/17/2011 2:55:49 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:11 PM |
| MoneyForNothing | $3.16 | 8/18/2011 5:30:08 AM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:09:40 PM |
| jamiee73 | $25.00 | 8/17/2011 6:30:09 PM |
| timbob | $200.00 | 8/17/2011 5:42:47 PM |
| natural-trade7 | $100.00 | 8/17/2011 6:00:34 PM |
| Kyileo | $25.00 | 8/17/2011 7:49:25 PM |
| Aaron_Oz | $25.00 | 8/17/2011 6:26:06 PM |
| helidude | $25.00 | 8/17/2011 9:41:58 PM |
| cbivitz | $223.00 | 8/18/2011 3:35:24 AM |
| Rick21 | $25.00 | 8/17/2011 9:23:04 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
521901
This series of Notes was issued and sold upon the funding of the borrower loan #52497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 17y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,511 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-safehouse0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to pay off credit card
My financial situation in bleak due to a recent divorce
I am a good candidate for this loan because I am military and will follow through with my debt payments.
Monthly net income: $5267.56
Monthly expenses:
Housing: $1200.00
Insurance: $47.00
Car expenses: $600.00
Utilities: $90.00
Phone, cable, internet: $75.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1200.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/15/2011 9:26:43 AM |
| shrewd-income | $25.00 | 8/15/2011 6:46:16 PM |
| reflective-rupee | $100.00 | 8/16/2011 7:31:11 AM |
| economy-huckleberry0 | $25.00 | 8/16/2011 9:17:39 AM |
| goat0 | $50.00 | 8/16/2011 2:24:37 PM |
| Legally_Blonde | $75.00 | 8/16/2011 10:11:23 AM |
| Military-2-Military | $944.47 | 8/16/2011 2:01:56 PM |
| high_flyer | $100.00 | 8/16/2011 2:35:20 PM |
| wlm3012 | $30.00 | 8/16/2011 4:01:50 PM |
| kingbob | $25.00 | 8/16/2011 4:09:52 PM |
| Rogelio48 | $30.00 | 8/16/2011 1:48:14 PM |
| Integrity1st | $25.44 | 8/16/2011 5:19:43 PM |
| loss-of-control | $100.00 | 8/16/2011 5:31:26 PM |
| well-rounded-dinero | $200.00 | 8/16/2011 5:58:29 PM |
| JGuide | $25.00 | 8/16/2011 3:59:31 PM |
| irrelevant | $25.00 | 8/16/2011 7:05:10 PM |
| awesome-silver | $9.84 | 8/16/2011 7:59:35 PM |
| Investor_DP | $100.00 | 8/15/2011 9:04:44 AM |
| superb-kindness2 | $50.00 | 8/15/2011 4:33:24 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:39 AM |
| green-trade-dolphin | $25.00 | 8/15/2011 10:25:32 AM |
| Legally_Blonde | $25.00 | 8/15/2011 3:22:23 PM |
| worth-blanket2 | $4,800.00 | 8/15/2011 5:56:32 PM |
| riveting-credit5 | $25.00 | 8/15/2011 11:23:28 PM |
| nickel-hickory | $100.00 | 8/16/2011 8:44:33 AM |
| Nerdster1 | $25.12 | 8/16/2011 10:17:29 AM |
| restless-dime | $50.00 | 8/15/2011 10:34:47 PM |
| credit-elation1 | $25.00 | 8/16/2011 8:03:46 AM |
| greencat | $50.00 | 8/16/2011 7:19:03 AM |
| RoZu_Lending | $100.00 | 8/16/2011 9:51:58 AM |
| sincerlyyours | $100.00 | 8/16/2011 3:01:01 PM |
| brightest-dignified-penny | $25.00 | 8/16/2011 4:54:24 PM |
| leball | $30.13 | 8/16/2011 6:39:30 PM |
| persistent-value188 | $25.00 | 8/16/2011 7:09:32 PM |
| Prairie-MN | $30.00 | 8/16/2011 4:54:17 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
521979
This series of Notes was issued and sold upon the funding of the borrower loan #52557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,855 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| virtuoso765 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
reorganize
Purpose of loan: Consolidate and simplify
This loan will be used to...
My financial situation: Fine
I am a good candidate for this loan because...Always employed. In good health. Reliable. Don't smoke. Happily married. Don't have house or rent payment.
Monthly net income: $1,800.00
Monthly expenses: $1,425 total
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800.00 included in previuos total/mo.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/15/2011 9:26:44 AM |
| one-midas | $26.00 | 8/15/2011 9:16:03 AM |
| green-trade-dolphin | $25.00 | 8/15/2011 10:24:03 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:37 AM |
| CashFlow13 | $1,000.00 | 8/16/2011 9:18:07 PM |
| Zane314 | $200.00 | 8/17/2011 4:59:59 PM |
| platinum-czar | $30.00 | 8/17/2011 9:46:08 PM |
| profit-powerplant | $25.00 | 8/17/2011 9:56:58 PM |
| keichi03 | $100.00 | 8/17/2011 4:25:14 PM |
| houli123 | $100.00 | 8/18/2011 5:19:54 AM |
| mlj0671 | $25.00 | 8/18/2011 5:51:34 AM |
| Dubbs360 | $200.00 | 8/18/2011 8:47:51 AM |
| Whipster | $70.00 | 8/18/2011 6:48:04 AM |
| revenue-appraiser | $25.00 | 8/18/2011 7:11:08 AM |
| finance-amusement4 | $100.00 | 8/18/2011 9:15:03 AM |
| rate-sceptre | $45.66 | 8/18/2011 10:30:02 AM |
| assetmanager | $25.00 | 8/18/2011 10:25:54 AM |
| Investoman | $75.00 | 8/18/2011 8:17:05 PM |
| selector568 | $300.00 | 8/18/2011 1:46:05 PM |
| capital-zoo | $25.00 | 8/18/2011 4:10:32 PM |
| bold-phenomenal-funds | $123.86 | 8/18/2011 4:16:31 PM |
| blackstar | $25.00 | 8/19/2011 5:57:52 AM |
| moola-cell3 | $60.00 | 8/19/2011 7:13:10 AM |
| broomfieldbucks | $25.00 | 8/19/2011 7:24:33 AM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:00 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:55:51 PM |
| jojofrankie | $25.00 | 8/18/2011 8:08:29 PM |
| intrepid-loot | $25.00 | 8/19/2011 6:16:42 AM |
| cerebral-dollar773 | $35.82 | 8/19/2011 4:23:59 AM |
| john0720 | $100.00 | 8/19/2011 6:37:23 AM |
| principal-laser | $38.00 | 8/19/2011 7:58:31 AM |
| mdgbank | $35.00 | 8/19/2011 1:38:49 PM |
| MadHun | $200.00 | 8/19/2011 9:12:45 AM |
| FL-Lender | $25.76 | 8/19/2011 2:11:43 PM |
| Magoo2754 | $28.55 | 8/19/2011 10:14:58 AM |
| nycfinance | $25.00 | 8/19/2011 10:34:47 AM |
| Mariner3605 | $25.00 | 8/19/2011 10:38:07 AM |
| buffalobills | $25.00 | 8/19/2011 10:13:48 AM |
| coin-paddle | $25.00 | 8/19/2011 11:04:32 AM |
| Gotogo | $65.96 | 8/19/2011 11:36:59 AM |
| balance-gatherer1 | $25.00 | 8/19/2011 8:22:32 PM |
| forthright-trade | $25.00 | 8/19/2011 12:16:22 PM |
| penny-champ5 | $25.00 | 8/19/2011 12:55:50 PM |
| EastBayCapital | $25.00 | 8/19/2011 10:56:24 PM |
| ihelpunow | $25.00 | 8/19/2011 11:25:51 PM |
| drkeith | $70.00 | 8/20/2011 4:47:03 AM |
| patriot384 | $100.00 | 8/20/2011 6:03:37 AM |
| irrelevant | $25.00 | 8/20/2011 6:05:14 AM |
| peso-aggregator | $25.00 | 8/20/2011 7:12:47 AM |
| investment-artist | $25.02 | 8/20/2011 8:03:06 AM |
| peso-web | $58.00 | 8/19/2011 6:37:58 PM |
| dinero-launcher | $26.30 | 8/19/2011 6:42:05 PM |
| CASSHMAN | $75.00 | 8/19/2011 7:26:38 PM |
| LaBamba | $200.00 | 8/19/2011 7:34:13 PM |
| luann199 | $25.00 | 8/20/2011 10:17:27 AM |
| derec | $25.00 | 8/19/2011 8:15:45 PM |
| debt-system880 | $25.00 | 8/19/2011 8:16:23 PM |
| investment-cluster | $50.00 | 8/20/2011 4:27:12 AM |
| martymaniaman | $25.00 | 8/20/2011 7:35:43 AM |
| graceful-investment | $50.00 | 8/20/2011 8:30:13 AM |
| loot-supporter2 | $30.00 | 8/20/2011 10:12:11 AM |
| shrewd-income | $25.00 | 8/20/2011 4:50:25 PM |
| new-ore-venture | $100.00 | 8/20/2011 5:17:53 PM |
| econgineer | $50.00 | 8/20/2011 5:46:56 PM |
| truth-trapper | $25.00 | 8/20/2011 6:04:53 PM |
| orgy63 | $25.00 | 8/20/2011 6:17:02 PM |
| wise-deal-panda | $100.00 | 8/20/2011 1:05:24 PM |
| handy-justice | $50.00 | 8/20/2011 7:24:33 PM |
| mclilpaws | $25.00 | 8/20/2011 7:35:10 PM |
| friendly-principal76 | $25.00 | 8/20/2011 10:35:08 PM |
| platinum-czar | $81.74 | 8/20/2011 4:04:59 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:37:41 PM |
| loan_doctor | $25.00 | 8/21/2011 7:43:16 AM |
| EretzCapital | $30.00 | 8/21/2011 8:00:32 AM |
| RB_Double-A_Bravo | $25.00 | 8/20/2011 7:22:25 PM |
| CatbirdBanking | $25.00 | 8/20/2011 6:46:48 PM |
| debt-legend | $25.00 | 8/20/2011 8:08:48 PM |
| Finchy78 | $25.00 | 8/21/2011 6:07:23 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:05 PM |
| gilbrear | $25.00 | 8/21/2011 7:08:37 AM |
| excellent-loan8 | $25.00 | 8/21/2011 7:23:01 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:34 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:39 AM |
| Investor_DP | $100.00 | 8/15/2011 9:04:25 AM |
| diplomatic-wealth7 | $25.00 | 8/17/2011 5:02:59 PM |
| head | $25.00 | 8/17/2011 2:11:58 PM |
| CincyTex | $50.00 | 8/17/2011 1:34:45 PM |
| afterhours | $25.00 | 8/17/2011 4:24:39 PM |
| CreditBuilder2 | $50.00 | 8/17/2011 2:15:40 PM |
| loss-of-control | $75.00 | 8/17/2011 5:18:42 PM |
| money-baron-roth-IRA | $40.00 | 8/17/2011 5:19:18 PM |
| justasoldier | $75.00 | 8/17/2011 5:21:52 PM |
| jazzlender | $25.00 | 8/17/2011 5:27:28 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:14 PM |
| jules3304 | $25.00 | 8/18/2011 5:58:45 AM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:13:39 PM |
| artisan369 | $200.00 | 8/17/2011 9:19:05 PM |
| Something-Corporate | $25.00 | 8/17/2011 10:27:11 PM |
| hookUup | $27.28 | 8/18/2011 6:39:25 AM |
| gentle-gain235 | $25.00 | 8/18/2011 8:19:06 AM |
| UBOtto186 | $25.00 | 8/18/2011 9:05:41 AM |
| payment-halo | $25.00 | 8/18/2011 7:28:42 AM |
| whatreality | $30.00 | 8/18/2011 10:23:55 AM |
| FinanceEngine | $30.00 | 8/18/2011 10:32:28 AM |
| powerlifter275 | $25.00 | 8/18/2011 11:28:37 AM |
| PleaseDontDefault | $50.00 | 8/18/2011 1:22:08 PM |
| droopie1 | $25.00 | 8/18/2011 11:36:33 AM |
| trumpeter5 | $25.00 | 8/18/2011 12:08:59 PM |
| CA-Lender | $25.00 | 8/18/2011 2:34:27 PM |
| Astyanax | $75.00 | 8/18/2011 4:06:14 PM |
| Nerdster1 | $25.12 | 8/19/2011 4:38:14 AM |
| JTDeli | $1,000.00 | 8/18/2011 5:19:05 PM |
| mpatrick | $50.00 | 8/19/2011 7:32:33 AM |
| goat0 | $100.00 | 8/18/2011 7:44:35 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:36:40 PM |
| bazaar-magma | $50.00 | 8/18/2011 11:15:38 PM |
| suave-dime6 | $25.00 | 8/19/2011 9:51:07 AM |
| stock106 | $25.00 | 8/19/2011 3:28:55 AM |
| durability-halibut | $30.00 | 8/19/2011 5:23:33 AM |
| bmw2 | $30.00 | 8/19/2011 7:38:20 AM |
| mindful-exchange2 | $25.00 | 8/19/2011 10:08:06 AM |
| 1-HARD-HEAD | $25.00 | 8/19/2011 10:33:03 PM |
| octoberfresh | $25.00 | 8/20/2011 6:45:25 AM |
| Nojukbong | $100.00 | 8/19/2011 5:32:23 PM |
| euro-spark | $25.00 | 8/19/2011 6:31:49 PM |
| commerce-renewal | $150.00 | 8/19/2011 6:32:53 PM |
| graceful-investment | $40.63 | 8/19/2011 6:39:13 PM |
| reinforced-durability1 | $25.00 | 8/19/2011 7:27:30 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:49:34 PM |
| petsheep | $25.00 | 8/20/2011 10:02:28 AM |
| Bob450 | $25.00 | 8/20/2011 11:00:57 AM |
| sincerlyyours | $100.00 | 8/20/2011 2:50:30 AM |
| JCM_MN | $26.00 | 8/20/2011 6:08:42 AM |
| quickstep | $200.00 | 8/20/2011 6:36:49 AM |
| squadron781 | $25.00 | 8/20/2011 8:31:07 AM |
| jjswanso | $50.00 | 8/20/2011 8:48:01 AM |
| ferdberfel | $43.00 | 8/20/2011 9:02:50 AM |
| market-pudding | $25.00 | 8/20/2011 4:43:46 PM |
| dospapalotes | $25.00 | 8/20/2011 2:17:47 PM |
| BigBag | $25.00 | 8/20/2011 1:22:10 PM |
| Peacepower | $59.00 | 8/20/2011 7:38:58 PM |
| the-silver-blaster | $75.00 | 8/20/2011 8:11:34 PM |
| itskarma | $25.00 | 8/20/2011 3:33:26 PM |
| cerebral-dollar773 | $51.38 | 8/21/2011 5:23:55 AM |
| aztec | $50.00 | 8/21/2011 7:02:28 AM |
| unassassinable | $25.00 | 8/20/2011 5:36:05 PM |
| leverage-monger | $1.90 | 8/21/2011 8:54:58 AM |
| credit-coach118 | $25.00 | 8/20/2011 5:38:19 PM |
| lenderRXT | $25.00 | 8/20/2011 7:09:32 PM |
| thrifty-capital | $25.00 | 8/20/2011 6:05:26 PM |
| SoldiersMom | $75.00 | 8/20/2011 6:57:01 PM |
| greatwhiteninja | $48.71 | 8/20/2011 7:22:51 PM |
| zone6 | $100.00 | 8/20/2011 8:35:03 PM |
| tomdooley12520 | $25.00 | 8/21/2011 4:08:09 AM |
| RedRockLLC | $25.00 | 8/21/2011 6:52:14 AM |
| Maggie3 | $25.00 | 8/21/2011 3:21:01 AM |
| buddylucy | $36.31 | 8/21/2011 5:44:57 AM |
| all_of_that_one | $35.00 | 8/21/2011 7:11:37 AM |
| exciting-fairness | $200.00 | 8/21/2011 8:12:59 AM |
| WMY-Investor | $90.00 | 8/21/2011 8:52:16 AM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
522013
This series of Notes was issued and sold upon the funding of the borrower loan #52388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,493 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cyberdogl2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
On my way to financial freedom
This loan will be used to first prove that I am a good standing member of Prosper. I'll prove this by not only repaying but repaying early.
This loan will be used immediately to lower the balance of my highest APR credit card.
My financial situation
I am a good candidate for this loan because I have traveled the world and now that I'm back I have such a great sense of how lucky we are as Americans. I'm grateful to be working in the industry I love again and so my career situation is stable. So not only do I have a solid position at a biomedical engineering firm, I love to come to work everyday and contribute.
I have also learned to live simply, so my salary is in excess to my style of living.
Monthly net income: $3500
Monthly expenses: $2200
Housing: $1144
Insurance: $50
Car expenses: $250
Utilities: $30
Phone, cable, internet: $150
Food, entertainment: $160
Clothing, household expenses: $60
Credit cards and other loans: $300
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/17/2011 1:02:51 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:05 PM |
| compoundinterest | $50.00 | 8/17/2011 9:07:54 AM |
| snoop4jc | $50.00 | 8/17/2011 6:19:43 PM |
| Stewardship4Life | $25.00 | 8/17/2011 12:16:45 PM |
| return-enthusiast1 | $50.00 | 8/17/2011 2:48:06 PM |
| don8ter | $25.00 | 8/18/2011 4:50:37 AM |
| herbyman | $50.00 | 8/18/2011 11:25:15 AM |
| Nerdster1 | $25.12 | 8/18/2011 2:23:14 PM |
| SolarMoonshine | $25.00 | 8/18/2011 3:11:54 PM |
| Domgabriel | $25.00 | 8/19/2011 5:51:00 AM |
| social-zebra | $29.00 | 8/19/2011 8:50:22 AM |
| MadHun | $200.00 | 8/19/2011 9:12:45 AM |
| cwegert | $100.00 | 8/19/2011 9:14:35 AM |
| JTDeli | $385.88 | 8/19/2011 10:02:57 AM |
| favorite-commerce | $25.00 | 8/17/2011 11:25:15 AM |
| Investor_DP | $100.00 | 8/17/2011 5:05:19 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:22 AM |
| RochelleW | $50.00 | 8/17/2011 6:02:35 PM |
| engaging-worth | $25.00 | 8/18/2011 8:00:44 AM |
| irishalaskan | $25.00 | 8/18/2011 10:37:45 AM |
| elvisloans | $25.00 | 8/18/2011 6:06:55 AM |
| poolshark72 | $25.00 | 8/18/2011 11:52:39 AM |
| LittleRhody07 | $25.00 | 8/18/2011 11:15:39 AM |
| whitegold24k | $250.00 | 8/18/2011 1:18:29 PM |
| luzonct | $100.00 | 8/19/2011 12:31:30 AM |
| TomDalonajay | $25.00 | 8/19/2011 3:32:06 AM |
| availableloan | $25.00 | 8/18/2011 5:23:13 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:00 PM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:22:36 AM |
| SkyLoan | $25.00 | 8/18/2011 8:51:09 PM |
| EngineersAlliance | $75.00 | 8/19/2011 6:41:29 AM |
| RecoveryLender | $35.00 | 8/19/2011 9:40:42 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
522025
This series of Notes was issued and sold upon the funding of the borrower loan #52430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $161.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 20y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,010 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bid-faire |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Short Term Cash
Purpose of loan:
This loan will be used to expand my business. I operate several business websites such as www.msme83.com, www.gomobiledirect.com, www.toestablishcredit.com, www.franchiserobot.com, and others. The $4000 is used to fund a Google adwords campaigns which typically will return $6k in sales every campaign run. I can show the bank statements, just this month we are at over $30000 in sales, I simply need the loan to put the advertising on credit to free up cash for other things. Thanks for considering me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 8/17/2011 5:25:22 PM |
| commanding-income774 | $25.00 | 8/18/2011 3:11:53 AM |
| payout-bridge | $25.00 | 8/19/2011 5:26:23 AM |
| shawnw2 | $35.00 | 8/19/2011 7:59:30 PM |
| Chill99 | $50.00 | 8/20/2011 1:46:12 AM |
| goodhearted-generosity511 | $25.00 | 8/20/2011 7:42:08 AM |
| red-favorable-basis | $25.00 | 8/19/2011 5:21:57 PM |
| UBOtto186 | $35.00 | 8/20/2011 8:24:27 AM |
| trumpeter5 | $25.00 | 8/20/2011 5:16:41 AM |
| LuvToLend | $25.00 | 8/20/2011 2:01:42 AM |
| economy-popcorn | $25.00 | 8/20/2011 5:50:09 AM |
| octoberfresh | $25.00 | 8/20/2011 6:39:28 AM |
| Hogan55 | $25.99 | 8/20/2011 5:00:27 AM |
| california2008 | $37.64 | 8/20/2011 7:27:27 AM |
| credit-bank-usa611 | $50.00 | 8/20/2011 1:15:34 PM |
| SouthernGuy | $40.00 | 8/20/2011 8:27:09 AM |
| bluestarman08 | $75.00 | 8/20/2011 8:04:23 AM |
| Cluvnupe06 | $25.00 | 8/20/2011 8:09:21 AM |
| andrewrobison | $25.00 | 8/20/2011 3:22:21 PM |
| kinetic-social | $25.00 | 8/20/2011 10:03:31 AM |
| balanced-balance6 | $35.00 | 8/20/2011 11:05:31 AM |
| likeable-hope | $25.00 | 8/20/2011 11:09:44 AM |
| stupiddayjob | $30.00 | 8/20/2011 3:44:24 PM |
| Grandmahoneybee | $25.00 | 8/20/2011 3:52:18 PM |
| 340 | $25.00 | 8/20/2011 4:14:29 PM |
| terrific-peace8 | $25.00 | 8/20/2011 11:10:15 AM |
| raiderj | $25.00 | 8/20/2011 4:31:31 PM |
| treasure-hunter270 | $25.00 | 8/20/2011 12:15:17 PM |
| reasonable-power | $25.00 | 8/20/2011 4:59:38 PM |
| dmb8183 | $31.00 | 8/20/2011 1:41:25 PM |
| superluminova | $30.00 | 8/20/2011 3:19:38 PM |
| PXM-Financial | $50.00 | 8/20/2011 9:58:49 PM |
| credit-bank-usa611 | $50.00 | 8/20/2011 10:18:55 PM |
| setUup | $27.28 | 8/20/2011 11:17:51 PM |
| wise-unequivocal-return | $30.00 | 8/20/2011 3:42:15 PM |
| rockhound84 | $25.00 | 8/21/2011 4:10:34 AM |
| aultraman | $25.00 | 8/20/2011 5:12:02 PM |
| Rico47 | $25.00 | 8/20/2011 6:51:40 PM |
| debt-legend | $25.00 | 8/20/2011 8:09:27 PM |
| s270 | $37.63 | 8/21/2011 12:14:11 AM |
| Maggie3 | $25.00 | 8/21/2011 3:27:03 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:27 AM |
| winmals | $25.00 | 8/19/2011 5:28:52 PM |
| ddog0224 | $25.00 | 8/19/2011 7:09:02 PM |
| ladyopium | $50.00 | 8/19/2011 11:20:13 AM |
| q4golf | $25.00 | 8/20/2011 3:39:34 AM |
| zone6 | $100.00 | 8/20/2011 5:51:13 AM |
| CA-Lender | $75.00 | 8/19/2011 5:22:45 PM |
| sweetlan | $25.00 | 8/19/2011 5:23:13 PM |
| cometstarmoon | $25.00 | 8/20/2011 7:36:33 AM |
| Leshan | $25.00 | 8/20/2011 8:55:30 AM |
| Astyanax | $80.00 | 8/19/2011 8:15:54 PM |
| aquistoyraul | $25.00 | 8/20/2011 9:50:36 AM |
| Dubbs360 | $300.00 | 8/19/2011 8:35:29 PM |
| rate-sceptre | $50.00 | 8/19/2011 7:15:43 PM |
| Peacepower | $25.00 | 8/19/2011 7:36:44 PM |
| ready-vigilance3 | $54.00 | 8/19/2011 7:59:34 PM |
| CreditBuilder2 | $50.00 | 8/19/2011 9:32:43 PM |
| klend4 | $25.00 | 8/20/2011 4:27:39 AM |
| restless-dime | $100.00 | 8/19/2011 11:55:25 PM |
| rustysailor | $25.00 | 8/20/2011 7:28:20 AM |
| Cory79 | $42.82 | 8/20/2011 8:14:25 AM |
| unfixer | $25.00 | 8/20/2011 8:51:58 AM |
| gentle-gain235 | $50.00 | 8/20/2011 8:53:17 AM |
| haiku328 | $26.30 | 8/20/2011 3:26:57 PM |
| dynrep | $100.00 | 8/20/2011 9:53:36 AM |
| BlueProteus | $25.00 | 8/20/2011 3:35:16 PM |
| Grandmahoneybee | $25.00 | 8/20/2011 3:53:33 PM |
| luann199 | $25.00 | 8/20/2011 10:52:00 AM |
| bold-shrewd-duty | $27.00 | 8/20/2011 4:04:17 PM |
| ideal-economy | $35.00 | 8/20/2011 5:18:01 PM |
| karpman3 | $50.00 | 8/20/2011 6:41:18 PM |
| jono9999 | $36.90 | 8/20/2011 6:48:21 PM |
| engaging-worth | $25.00 | 8/20/2011 1:25:14 PM |
| principal-laser | $139.29 | 8/20/2011 1:56:23 PM |
| SV-AZ | $30.00 | 8/20/2011 3:17:05 PM |
| market-giraffe7 | $68.02 | 8/20/2011 8:27:21 PM |
| gain-expert | $29.00 | 8/20/2011 9:51:33 PM |
| IIP77 | $25.00 | 8/20/2011 3:33:11 PM |
| chekat | $25.00 | 8/21/2011 1:17:09 AM |
| platinum-czar | $25.00 | 8/20/2011 4:03:16 PM |
| buffalobills | $25.00 | 8/20/2011 4:28:19 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:39:05 PM |
| UnderDog10566 | $75.00 | 8/20/2011 7:32:23 PM |
| Kselr | $27.80 | 8/20/2011 9:10:04 PM |
| optionscashflow | $25.00 | 8/21/2011 12:42:28 AM |
| quicksilver70 | $25.00 | 8/21/2011 2:26:26 AM |
| melodious-openness | $43.24 | 8/21/2011 5:01:48 AM |
| highyield | $105.00 | 8/20/2011 10:13:07 PM |
| lively-exchange | $25.00 | 8/20/2011 10:15:35 PM |
| StarLink50 | $41.09 | 8/21/2011 6:18:24 AM |
| jjsparks28 | $45.00 | 8/21/2011 12:24:48 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
522197
This series of Notes was issued and sold upon the funding of the borrower loan #52378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,124 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| PayOnce |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $9,800.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jan-2011)
760-779
(Mar-2008)
|
|
Principal balance:
| $6,247.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Daycare lump sum
Purpose of loan: Daycare kickstart
This loan will be used to cover initital daycare costs in a more affordable way for me. We've always worked opposite shifts which has allowed us to avoid daycare costs. We're going to try out daycare for the next year and decide if it's the way to go for us or if we need to consider other options, such as continuing to work opposite shifts as we do now. We plan to save money during the next year to cover daycare in the future if we decide to continue.
My financial situation:
I am a good candidate for this loan because I can afford to pay it back and have excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/17/2011 9:07:55 AM |
| MoneyForNothing | $83.30 | 8/17/2011 9:11:30 AM |
| natural-trade7 | $100.00 | 8/17/2011 6:07:23 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 12:53:59 PM |
| janeybooboo | $100.00 | 8/17/2011 4:03:04 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 10:18:36 AM |
| SolarMoonshine | $25.00 | 8/18/2011 3:34:58 AM |
| indomitable-coin | $25.00 | 8/18/2011 4:23:51 PM |
| serene-capital | $25.00 | 8/19/2011 1:06:44 AM |
| mtb_investing | $25.00 | 8/18/2011 6:29:05 PM |
| Feyenoord | $25.00 | 8/18/2011 9:29:48 PM |
| aafg69 | $25.00 | 8/18/2011 9:26:25 PM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 12:21:19 PM |
| MarvintheMartian | $50.00 | 8/17/2011 9:13:52 AM |
| poisson17 | $50.00 | 8/17/2011 6:03:38 PM |
| Dollars4Rent | $25.00 | 8/18/2011 6:34:41 AM |
| GoGalt | $50.00 | 8/18/2011 6:39:05 AM |
| RochelleW | $50.84 | 8/17/2011 6:05:47 PM |
| balance-bliss | $200.00 | 8/18/2011 12:33:33 AM |
| principal-star | $25.00 | 8/17/2011 8:49:39 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:23 AM |
| Moneypenny6 | $25.00 | 8/18/2011 8:42:22 AM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:21 AM |
| Syzygy | $25.00 | 8/18/2011 4:12:42 PM |
| availableloan | $25.00 | 8/18/2011 5:23:13 PM |
| tolerant-dinero2 | $25.00 | 8/18/2011 10:31:59 AM |
| Gobsek | $25.00 | 8/18/2011 8:29:57 PM |
| wild-orange | $240.86 | 8/19/2011 1:46:03 AM |
| MadHun | $200.00 | 8/18/2011 5:11:41 PM |
| ethicalhumanist | $50.00 | 8/18/2011 7:19:45 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:27 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
522211
This series of Notes was issued and sold upon the funding of the borrower loan #52533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $152.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,910 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| relentless-marketplace2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
Purpose of loan:
This loan will be used to buy a used Yamaha crusier Motorcyle.
My financial situation:
I am a good candidate for this loan because I'm stable (50) with a good credit history and a score of 825. I have never defaulted on a loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/18/2011 5:07:16 PM |
| blot44 | $100.00 | 8/18/2011 7:02:54 PM |
| TomDalonajay | $25.00 | 8/19/2011 3:32:46 AM |
| hostbank | $100.00 | 8/18/2011 5:07:52 PM |
| gentle-gain235 | $200.00 | 8/19/2011 7:18:24 AM |
| dpfl55 | $25.00 | 8/18/2011 5:26:04 PM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:46 AM |
| Syzygy | $25.00 | 8/19/2011 9:15:32 AM |
| Curly-Girly | $25.00 | 8/19/2011 9:41:32 AM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:18 PM |
| LittleRhody07 | $25.00 | 8/19/2011 10:07:59 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:58 PM |
| first-favorite-bonus9 | $25.00 | 8/19/2011 6:32:23 AM |
| oskizzle | $25.00 | 8/19/2011 8:41:02 AM |
| bradomino | $25.00 | 8/19/2011 9:07:21 AM |
| ok | $50.00 | 8/19/2011 10:08:55 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:30 PM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:09 PM |
| top-epic-community | $50.00 | 8/19/2011 10:55:25 AM |
| dbzen | $25.00 | 8/19/2011 5:58:30 PM |
| Solid-Platinum | $50.00 | 8/19/2011 6:06:23 PM |
| life-is-great | $25.00 | 8/19/2011 11:18:13 AM |
| Stockpicker | $50.00 | 8/19/2011 12:02:19 PM |
| kind-bid-genome | $25.00 | 8/19/2011 1:47:30 PM |
| nuclearmoose | $50.00 | 8/19/2011 1:51:45 PM |
| sajitk | $25.00 | 8/19/2011 4:01:13 PM |
| valiant-liberty4 | $25.00 | 8/19/2011 6:45:56 PM |
| SunsetCoastCapital | $25.00 | 8/20/2011 9:43:27 AM |
| latestone | $25.00 | 8/19/2011 11:37:08 PM |
| friendinmoney | $25.00 | 8/20/2011 6:18:00 AM |
| penguino | $100.00 | 8/20/2011 6:37:17 AM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:47 PM |
| value-wind0 | $50.00 | 8/20/2011 9:37:32 AM |
| unclejaef | $25.00 | 8/20/2011 3:19:01 PM |
| Buzzpoet | $40.00 | 8/20/2011 9:59:59 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:51 AM |
| payout-magician | $25.00 | 8/20/2011 11:02:28 AM |
| narblark | $25.00 | 8/20/2011 3:39:04 PM |
| cordial-affluence2 | $25.00 | 8/20/2011 10:45:05 AM |
| degster | $25.00 | 8/20/2011 11:46:59 AM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:30 PM |
| kindness-party | $25.00 | 8/20/2011 1:23:58 PM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:28:54 PM |
| kleinbrak | $25.00 | 8/20/2011 3:02:32 PM |
| Cheburashka | $42.00 | 8/20/2011 2:10:48 PM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:51 PM |
| kriegs | $100.00 | 8/18/2011 5:10:33 PM |
| restless-balance9 | $50.00 | 8/18/2011 11:16:47 PM |
| BxRealtor | $50.00 | 8/19/2011 4:13:40 AM |
| IIP77 | $25.00 | 8/18/2011 5:30:41 PM |
| cwegert | $25.00 | 8/19/2011 6:21:04 AM |
| green-trade-dolphin2 | $25.00 | 8/18/2011 5:55:49 PM |
| SourDoughSteve | $25.00 | 8/19/2011 6:51:30 AM |
| nickel-ferret | $50.00 | 8/18/2011 5:12:17 PM |
| iluvharibogummy | $50.00 | 8/19/2011 7:23:19 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:33 PM |
| loyalty-edifice997 | $25.00 | 8/18/2011 8:01:25 PM |
| indomitable-coin | $25.00 | 8/18/2011 9:02:10 PM |
| SCD | $25.00 | 8/18/2011 7:40:20 PM |
| euro-deployment | $25.00 | 8/19/2011 9:33:08 AM |
| Zipperdu | $50.00 | 8/18/2011 11:13:44 PM |
| Emgolda | $25.00 | 8/18/2011 9:29:33 PM |
| cashhelp | $50.00 | 8/19/2011 4:21:03 AM |
| john0720 | $100.00 | 8/19/2011 6:39:43 AM |
| LovinMe | $25.00 | 8/19/2011 7:15:52 AM |
| Sneezie | $100.00 | 8/19/2011 1:27:12 PM |
| Dollars4Rent | $50.00 | 8/19/2011 10:01:24 AM |
| MadHun | $200.00 | 8/19/2011 5:12:59 PM |
| themoneydoctor | $200.00 | 8/19/2011 10:15:27 AM |
| JeffGeorge | $50.00 | 8/19/2011 5:50:33 PM |
| tolerant-fairness2 | $50.00 | 8/19/2011 1:27:19 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:17 PM |
| velocity-solo | $25.00 | 8/19/2011 6:44:21 PM |
| YummiBear | $25.00 | 8/19/2011 7:52:54 PM |
| petsheep | $75.00 | 8/19/2011 8:34:04 PM |
| WLenders | $50.00 | 8/19/2011 10:55:00 PM |
| meenan | $50.00 | 8/20/2011 3:24:20 AM |
| Tenfutta | $50.00 | 8/20/2011 6:41:01 AM |
| natural-trade7 | $50.00 | 8/20/2011 1:48:03 PM |
| ujiba | $50.00 | 8/20/2011 8:41:23 AM |
| jbaum | $25.00 | 8/20/2011 3:38:30 PM |
| britgsb | $100.00 | 8/20/2011 10:49:13 AM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:50 AM |
| speedy-point4 | $51.35 | 8/20/2011 5:39:06 PM |
| Preteur | $25.00 | 8/20/2011 2:17:05 PM |
| 4dlsmith | $116.65 | 8/20/2011 3:08:04 PM |
| cxl9 | $50.00 | 8/20/2011 5:17:27 PM |
| Beverly_Hills_Lender | $50.00 | 8/20/2011 5:25:18 PM |
| redtilapia | $25.00 | 8/20/2011 5:29:59 PM |
| jdrez | $25.00 | 8/20/2011 5:35:36 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
522219
This series of Notes was issued and sold upon the funding of the borrower loan #52429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $521 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-shooter6 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Over Payment
Purpose of loan: To payoff an overpayment created by the Office of Personnel Management due to the amount of time it took them to finalize my disability.
This loan will be used to... Payback the legal fees associated with this overpayment due to a recent divorce in which the overpayment resulted in my ex-wife taking me back to court when the interim amount I was receiving was dropped.
My financial situation: Good
I am a good candidate for this loan because... My Child Support order has been modified, which would enable me to make these payments.
Monthly net income: $ 2885.00
Monthly expenses: $
Housing: $ 425.00
Insurance: $ 80.00
Car expenses: $ 200.00
Utilities: $ 200.00
Phone, cable, internet: $ 75.00
Food, entertainment: $350.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $
Other expenses: $ 750.00 (child support)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/16/2011 5:12:15 PM |
| equitable-capital758 | $250.00 | 8/16/2011 5:02:53 PM |
| worth-blanket2 | $2,500.00 | 8/17/2011 9:18:17 AM |
| Investor_DP | $100.00 | 8/16/2011 5:06:08 PM |
| ultimate-peace | $25.00 | 8/16/2011 5:10:52 PM |
| mjosa | $50.00 | 8/16/2011 7:22:28 PM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:21 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
522413
This series of Notes was issued and sold upon the funding of the borrower loan #52488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $33,994 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| maxiegirl51 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 83 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2008)
680-699
(Nov-2007)
620-639
(May-2006)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 83 | | |
Description
Medical Bills
Purpose of loan:
This loan will be used to...pay off more medical bills.
My financial situation:
I am a good candidate for this loan because...I have had a few loans with Prosper and have paid them all in full and never defaulted.
Monthly net income: $2600
Monthly expenses: $1000
Housing: $-
Insurance: $-
Car expenses: $50
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $-200
Clothing, household expenses: $-
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $60.00 | 8/18/2011 9:00:54 AM |
| fabulous-community4 | $25.00 | 8/18/2011 9:01:06 AM |
| MoneyForNothing | $489.18 | 8/18/2011 9:13:26 AM |
| RoZu_Lending | $432.51 | 8/18/2011 9:25:16 AM |
| NekHoldings | $25.00 | 8/18/2011 9:09:34 AM |
| RoZu_Lending | $77.50 | 8/18/2011 9:11:33 AM |
| lucrative-loan | $25.00 | 8/18/2011 9:00:49 AM |
| RoZu_Lending | $465.81 | 8/18/2011 9:01:47 AM |
| Dusigrosz | $50.00 | 8/18/2011 9:02:49 AM |
| ultimate-peace | $150.00 | 8/18/2011 9:11:12 AM |
| fascinating-generosity3 | $200.00 | 8/18/2011 9:07:39 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
522477
This series of Notes was issued and sold upon the funding of the borrower loan #52560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $403.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,941 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-comet3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
760-779
(Sep-2009)
|
|
Principal balance:
| $7,146.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some high interest debt
My financial situation:
I am a good candidate for this loan because I have a solid job and my income is steady and solid. A few years ago I found myslef with a fair amount of debt and interest rates have gone up quite a bit. I want to continue to work to get rid o fthis debt. I just paid off my last prosper loan early and have never missed a payment on any of my debt. Thank you for your help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Weaverville | $25.00 | 8/17/2011 1:02:55 PM |
| Investor_DP | $100.00 | 8/17/2011 9:05:33 AM |
| hostbank | $100.00 | 8/17/2011 9:08:38 AM |
| compoundinterest | $25.00 | 8/17/2011 9:08:15 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:46 PM |
| burgeoning-silver | $25.00 | 8/17/2011 12:15:26 PM |
| atlas-schrugged | $200.00 | 8/17/2011 1:38:06 PM |
| diligent-peace9 | $262.50 | 8/17/2011 1:53:02 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 12:56:35 PM |
| Pairodimes | $25.00 | 8/17/2011 2:43:36 PM |
| agent86a | $25.00 | 8/17/2011 1:26:38 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:05 AM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:47 PM |
| DoctorJoe | $25.00 | 8/18/2011 4:43:47 AM |
| javelin0 | $50.00 | 8/17/2011 5:19:47 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:49 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:25 PM |
| shmb6508 | $30.00 | 8/18/2011 9:01:15 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:39 AM |
| buukyak | $25.00 | 8/18/2011 5:11:44 AM |
| nethosters | $38.77 | 8/18/2011 4:18:51 AM |
| hitsman | $50.00 | 8/18/2011 10:59:38 AM |
| OldManP | $25.00 | 8/18/2011 11:09:58 AM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:54 AM |
| DPH | $100.00 | 8/18/2011 11:57:06 AM |
| gold-cluster | $50.00 | 8/18/2011 6:25:25 AM |
| dinero-speaker | $25.00 | 8/18/2011 6:41:39 AM |
| wanna-help | $50.00 | 8/18/2011 10:07:44 AM |
| ursus | $50.00 | 8/18/2011 9:11:03 AM |
| benefit-trident | $25.00 | 8/18/2011 5:22:39 PM |
| whitegold24k | $250.00 | 8/18/2011 12:30:52 PM |
| herbyman | $50.00 | 8/18/2011 11:25:16 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:46 PM |
| wlm3012 | $30.00 | 8/18/2011 5:23:48 PM |
| DadWarbucks | $25.00 | 8/18/2011 8:32:06 AM |
| MoneyForNothing | $163.76 | 8/17/2011 9:07:47 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:08 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:07 AM |
| handshake5 | $100.00 | 8/17/2011 5:14:04 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:28 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:27 AM |
| charming-exchange7 | $25.00 | 8/18/2011 4:11:23 AM |
| timbob | $200.00 | 8/17/2011 5:42:48 PM |
| drcoop | $28.00 | 8/18/2011 8:16:16 AM |
| QuantumLobster | $25.00 | 8/18/2011 8:27:21 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:45 AM |
| interest-splendor | $30.00 | 8/17/2011 7:27:48 PM |
| myidear | $25.00 | 8/18/2011 3:38:37 AM |
| genius520 | $50.00 | 8/18/2011 9:11:57 AM |
| radforj22 | $25.00 | 8/18/2011 4:46:30 AM |
| Comoparklender | $25.00 | 8/18/2011 5:28:46 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:53 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:25 AM |
| LittleMingo | $30.00 | 8/18/2011 10:45:37 AM |
| prohelper | $25.00 | 8/18/2011 10:57:18 AM |
| worth-blanket2 | $7,700.00 | 8/18/2011 5:22:42 PM |
| Sibelius2 | $25.00 | 8/18/2011 12:58:07 PM |
| building-america | $25.00 | 8/18/2011 2:29:50 PM |
| IIP77 | $25.00 | 8/18/2011 5:30:40 PM |
| velocity-oak | $11.97 | 8/18/2011 5:57:46 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
522495
This series of Notes was issued and sold upon the funding of the borrower loan #52364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,076 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-elixir2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $25.00 | 8/17/2011 11:24:42 AM |
| CA-Lender | $25.00 | 8/17/2011 1:38:02 PM |
| transformer855 | $25.00 | 8/17/2011 2:20:52 PM |
| reflective-rupee | $25.00 | 8/17/2011 10:01:24 AM |
| penny-surgeon | $25.00 | 8/17/2011 10:43:29 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:54:13 AM |
| genuine-dime | $100.00 | 8/17/2011 11:09:02 AM |
| wampum-library4 | $25.00 | 8/17/2011 12:37:04 PM |
| Uylsses | $50.00 | 8/17/2011 1:47:22 PM |
| erowis | $25.00 | 8/18/2011 12:24:15 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:47 PM |
| Bob450 | $25.00 | 8/18/2011 7:47:45 AM |
| worth-blanket2 | $700.00 | 8/18/2011 5:22:34 PM |
| goodhearted-generosity511 | $35.00 | 8/18/2011 5:04:06 PM |
| catnip007 | $25.04 | 8/18/2011 6:23:40 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:56 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:21 AM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:47 PM |
| bullish2bearish | $25.00 | 8/17/2011 12:39:06 PM |
| income-awakening6 | $25.00 | 8/17/2011 8:42:12 PM |
| shrewd-income | $25.00 | 8/17/2011 4:11:40 PM |
| scarlet-velvet | $25.08 | 8/17/2011 4:55:30 PM |
| Investor_DP | $100.00 | 8/17/2011 5:06:11 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:25 AM |
| loss-of-control | $100.00 | 8/17/2011 5:45:09 PM |
| irrelevant | $25.00 | 8/18/2011 10:05:07 AM |
| freedom3 | $1,000.00 | 8/18/2011 6:50:24 AM |
| otto1939 | $51.00 | 8/18/2011 4:37:10 PM |
| riveting-credit5 | $50.00 | 8/18/2011 10:21:13 AM |
| wlm3012 | $30.00 | 8/18/2011 5:30:16 PM |
| exchange-upholder0 | $25.00 | 8/18/2011 2:00:03 PM |
| MadHun | $200.00 | 8/18/2011 5:11:41 PM |
| charming-exchange7 | $8.88 | 8/18/2011 6:33:02 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
522507
This series of Notes was issued and sold upon the funding of the borrower loan #52482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $168.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 16 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
11 | Length of status: | 18y 3m |
|
Amount delinquent:
| $301 |
Total credit lines:
| 46 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,040 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| arobed666 |
Borrower's state:
| NewJersey |
Borrower's group:
| Pay Day Loan Terminators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 21 ( 72% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,850.00 | < 31 days late:
| 7
( 24% )
| 660-679
(Aug-2008)
620-639
(Jul-2008)
620-639
(Jun-2008)
620-639
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 29 | | |
Description
Consolidate CC's - Two Paid Loans
Purpose of loan:
I have had two previous Prosper loans (April 2007 and August 2008), and both loans were funded and paid as agreed. This loan will be used to consolidate four Credit cards which will allow me to manage one monthly payment to Prosper/Lender(s).
Financial history:
Monthly Expenses: $2940.40 Monthly Net income: $3700.00
Credit Cards - $250.00
AFS CU - $348.74
Mortgage - $700.00
United Teletech CU - $651.66
Utilities - $440.00
Gas/Tolls/Food - $350.00
Miscellaneous - $200.00
Thank you to all the Lenders who bid on my previous two successful loan listings.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $25.00 | 8/17/2011 9:03:34 AM |
| thankful-nickel2 | $25.00 | 8/17/2011 12:55:57 PM |
| 312-Lender | $35.00 | 8/17/2011 11:56:33 PM |
| SolarMoonshine | $5.00 | 8/18/2011 6:07:26 PM |
| jhouman | $25.00 | 8/18/2011 1:03:55 PM |
| worth-blanket2 | $3,200.00 | 8/18/2011 5:22:24 PM |
| wlm3012 | $30.00 | 8/18/2011 5:31:07 PM |
| sweety075 | $25.00 | 8/17/2011 4:24:04 PM |
| Kash2010lu | $25.00 | 8/17/2011 9:18:11 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:08 AM |
| mikeandcat | $100.00 | 8/17/2011 1:26:49 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:06 AM |
| wlm3012 | $30.00 | 8/18/2011 5:29:12 PM |
| whitegold24k | $250.00 | 8/18/2011 12:40:22 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
522531
This series of Notes was issued and sold upon the funding of the borrower loan #52370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1963 |
Debt/Income ratio:
| 92% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,172 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| integrity-wonder |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation and a wedding!
Purpose of loan:
I want to use this loan to consolidate credit card debt. About a year ago I had to take out a credit card in order to get several dental procedures done. While that card was 0% interest for the first year the end of that year is fast approaching and I would like to pay the card off (among other cards) before the interest kicks in. I am also getting married in May of 2012 and would like to use a portion of this loan to pay for the wedding costs.
My financial situation:
I am a good candidate for this loan because I have a secure job and have never been late on any bill/credit card payments. Since some of this loan will be put toward our wedding my fiance is going to help me make the monthly payments and he has a secure/30 hour a week job. I will also be graduating college in 2013 with the intent to be working as an occupational therapy assistant and this too should help give me funds to keep paying back this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/17/2011 5:06:16 PM |
| worth-blanket2 | $7,300.00 | 8/18/2011 5:22:50 PM |
| goat0 | $20.00 | 8/18/2011 6:41:46 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:30 AM |
| myduck | $30.00 | 8/18/2011 6:16:05 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:03 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
522589
This series of Notes was issued and sold upon the funding of the borrower loan #52417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 2m |
|
Amount delinquent:
| $1,617 |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $431 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| screinvestor |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business opportunity - low startup
Purpose of loan: Opportunity to invest in wholesale truck & tire business
This loan will be used to...Invest in ongoing business to purchase new wholesale trucks & tires. This is a low risk investment because trucks are selling extremely well & quickly in this area.
My financial situation: Excellent and I can repay this loan quickly with no problems. My wife has an excellent full time job at a university.
I am a good candidate for this loan because...At age 51, we do not have many more opportunities to establish and grow our own business before retirement. I will make sure that this opportunity is successful because it means future opportunites and growth.
Monthly net income: $3200 (combined salaries)
Monthly expenses: $200
Housing: $625
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $20
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/19/2011 5:12:20 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
522605
This series of Notes was issued and sold upon the funding of the borrower loan #52435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,232 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unbeatable-silver4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short-Term Loan
Purpose of loan:
This loan will be used as a short-term loan.
My financial situation:
I am a good candidate for this loan because I have over 15 years of credit history with zero negative factors.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 8/19/2011 9:10:40 AM |
| Legally_Blonde | $50.00 | 8/19/2011 9:13:28 AM |
| ladyopium | $50.00 | 8/19/2011 11:21:57 AM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:10 AM |
| 4mydaughterseducation | $100.00 | 8/20/2011 12:33:07 PM |
| CreditBuilder2 | $25.00 | 8/20/2011 3:59:03 PM |
| VJ_Financial | $26.27 | 8/20/2011 11:51:56 AM |
| bullish2bearish | $25.00 | 8/20/2011 11:54:50 AM |
| treasure-hunter270 | $25.00 | 8/20/2011 12:15:39 PM |
| unassassinable | $165.95 | 8/20/2011 5:38:39 PM |
| deal-banker | $75.00 | 8/20/2011 1:15:15 PM |
| thoughtful-contract984 | $50.00 | 8/20/2011 12:42:27 PM |
| winegeek | $29.22 | 8/20/2011 6:48:01 PM |
| kind-diligent-coin | $26.48 | 8/20/2011 1:31:49 PM |
| andrewrobison | $25.00 | 8/20/2011 3:22:33 PM |
| durability-halibut | $25.00 | 8/20/2011 3:26:03 PM |
| cjames84 | $25.00 | 8/20/2011 4:03:41 PM |
| scarlet-velvet | $25.08 | 8/20/2011 4:56:35 PM |
| jules3304 | $25.00 | 8/20/2011 5:42:30 PM |
| ideal-economy | $25.00 | 8/20/2011 5:18:29 PM |
| curious_lionel | $25.00 | 8/20/2011 5:45:02 PM |
| captainzero | $100.00 | 8/20/2011 6:07:05 PM |
| upbeat-wealth | $25.00 | 8/20/2011 5:34:44 PM |
| wise-careful-greenback | $25.00 | 8/20/2011 5:58:48 PM |
| restless-dime | $100.00 | 8/19/2011 9:27:29 AM |
| stepatatime-together | $100.00 | 8/19/2011 9:51:12 AM |
| frontier3 | $100.00 | 8/20/2011 11:58:55 AM |
| CA-Lender | $25.00 | 8/20/2011 12:13:40 PM |
| payment-halo | $25.00 | 8/20/2011 2:50:16 PM |
| principal-duckling | $50.00 | 8/20/2011 4:28:51 PM |
| larryboy10 | $25.00 | 8/20/2011 11:43:29 AM |
| Dubbs360 | $300.00 | 8/20/2011 5:25:11 PM |
| payout-bridge | $50.00 | 8/20/2011 1:15:05 PM |
| credit-bank-usa611 | $52.00 | 8/20/2011 1:23:35 PM |
| goat0 | $50.00 | 8/20/2011 6:08:59 PM |
| spsavage | $25.00 | 8/20/2011 2:43:10 PM |
| investment-kingdom | $50.00 | 8/20/2011 4:56:43 PM |
| neptuno | $25.00 | 8/20/2011 5:49:13 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
522617
This series of Notes was issued and sold upon the funding of the borrower loan #52415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $27,187 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fastnova |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2008)
|
|
Principal balance:
| $515.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
PURCHASE OF A SLEEP NUMBER BED
Purpose of loan: I need to purchase a SLEEP NUMBER BED for my mother, that suffers from fybromaliaga.... These beds ain't cheap.
I am a good candidate for this loan because... Sep. 5th 2011, I will have paid off a 3yrs prosper loan of $15,000 (NEVER MISSED A PAYMENT)
My financial situation: Working on my 16th year with current employer (FORD MOTOR CO.) .... I have a very secure job!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $25.00 | 8/19/2011 9:08:25 AM |
| Investor_DP | $100.00 | 8/19/2011 9:05:29 AM |
| MoneyForNothing | $55.97 | 8/19/2011 9:12:34 AM |
| worth-blanket2 | $4,700.00 | 8/19/2011 10:10:20 AM |
| american-investor | $50.00 | 8/19/2011 9:12:10 AM |
| hostbank | $90.00 | 8/19/2011 9:08:46 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
522855
This series of Notes was issued and sold upon the funding of the borrower loan #52569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $254.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 56
/
45 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 76 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $55,517 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nrmiokovic |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,100.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
600-619
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off several small high interest credit accounts and to complete some small home improvement projects
My financial situation:
I am a good candidate for this loan because:
1. I've successfully paid off 2 Prosper loans
2. I've never been late paying my credit obligations
3. My job is stable
Monthly net income: $ 6000
Monthly expenses: $ 350
Housing: $ 1200
Insurance: $ 35
Car expenses: $ 85
Utilities: $ 400
Phone, cable, internet: $ 150
Food, entertainment: $ 400
Clothing, household expenses: $ 150
Credit cards and other loans: $ 2400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $58.11 | 8/20/2011 12:03:41 PM |
| CA-Lender | $75.00 | 8/20/2011 12:09:10 PM |
| tonpa | $75.00 | 8/20/2011 12:45:22 PM |
| shawnw2 | $500.00 | 8/20/2011 12:09:28 PM |
| lucrative-loan | $50.00 | 8/20/2011 12:11:43 PM |
| optionscashflow | $25.00 | 8/20/2011 1:38:02 PM |
| trumpeter5 | $35.00 | 8/20/2011 12:29:50 PM |
| green-rapid-openness | $100.00 | 8/20/2011 3:06:42 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:29:39 PM |
| Banker2OO7 | $62.00 | 8/20/2011 3:12:20 PM |
| Feyenoord | $25.00 | 8/20/2011 9:40:29 PM |
| loanman2007 | $275.00 | 8/21/2011 4:46:05 AM |
| five-star-note | $150.00 | 8/21/2011 7:51:14 AM |
| EretzCapital | $50.00 | 8/21/2011 8:03:10 AM |
| Mikale360 | $25.00 | 8/20/2011 5:15:23 PM |
| DoctorJoe | $25.00 | 8/21/2011 8:52:02 AM |
| Wangchuk | $30.00 | 8/21/2011 9:05:39 AM |
| fascinating-generosity3 | $75.00 | 8/20/2011 7:04:22 PM |
| lendstats_com | $300.00 | 8/20/2011 7:03:38 PM |
| ogbobb | $25.64 | 8/20/2011 8:43:38 PM |
| clean-fund | $42.00 | 8/20/2011 9:30:07 PM |
| thehousewife | $189.64 | 8/21/2011 1:08:34 PM |
| RecoveryLender | $30.90 | 8/21/2011 7:06:49 AM |
| wonderous-power | $25.00 | 8/21/2011 2:56:27 AM |
| enchanted-note | $25.00 | 8/21/2011 7:37:07 AM |
| beachliving29 | $36.05 | 8/21/2011 10:05:27 AM |
| loan-master1 | $25.00 | 8/21/2011 10:38:55 AM |
| OldManP | $35.00 | 8/21/2011 7:21:25 PM |
| friendly-principal76 | $25.00 | 8/21/2011 1:28:28 PM |
| irrelevant | $25.00 | 8/21/2011 2:05:08 PM |
| loss-of-control | $100.00 | 8/21/2011 2:00:44 PM |
| pious-benjamins1 | $50.00 | 8/21/2011 11:21:58 PM |
| iq8w7ht | $25.00 | 8/21/2011 3:31:30 PM |
| 1stBankAndHal | $50.06 | 8/21/2011 5:43:41 PM |
| fallentimbers | $25.00 | 8/21/2011 6:15:23 PM |
| calimanusa | $40.00 | 8/21/2011 6:36:29 PM |
| Otagaini | $25.00 | 8/21/2011 7:19:30 PM |
| justanothersushieater | $25.00 | 8/21/2011 6:00:39 PM |
| goffmt | $30.16 | 8/21/2011 8:02:54 PM |
| wonder3 | $50.00 | 8/21/2011 7:04:45 PM |
| SummitAdvisors | $250.00 | 8/21/2011 9:12:32 PM |
| AussieSteve | $25.00 | 8/21/2011 11:44:15 PM |
| CA_Lender | $25.00 | 8/22/2011 12:32:42 AM |
| yield-hut | $50.00 | 8/22/2011 3:44:32 AM |
| pfh | $25.00 | 8/22/2011 5:23:59 AM |
| investment-thinker4 | $25.00 | 8/22/2011 5:18:32 AM |
| sweety075 | $25.00 | 8/21/2011 9:09:43 PM |
| graceful-investment | $50.00 | 8/20/2011 12:06:37 PM |
| fabulous-community4 | $25.00 | 8/20/2011 12:07:22 PM |
| LittleMingo | $30.00 | 8/20/2011 12:31:51 PM |
| Whipster | $70.00 | 8/20/2011 12:49:52 PM |
| diligent-peace9 | $300.00 | 8/20/2011 1:31:35 PM |
| atlas-schrugged | $200.00 | 8/20/2011 2:55:23 PM |
| amlu1988 | $25.00 | 8/20/2011 3:13:51 PM |
| 312-Lender | $35.00 | 8/20/2011 12:23:56 PM |
| CoolPlexer | $25.00 | 8/20/2011 1:20:28 PM |
| janeybooboo | $139.00 | 8/20/2011 9:49:41 PM |
| Rozeekoo | $25.00 | 8/21/2011 9:06:12 AM |
| econgineer | $50.00 | 8/20/2011 5:54:16 PM |
| erowis | $45.00 | 8/20/2011 8:24:00 PM |
| InChicago | $300.00 | 8/21/2011 10:51:50 AM |
| DasMula | $25.00 | 8/20/2011 11:47:23 PM |
| MadHun | $200.00 | 8/21/2011 12:13:19 PM |
| PXM-Financial | $75.00 | 8/20/2011 10:00:28 PM |
| JustMee | $25.00 | 8/21/2011 7:06:28 AM |
| poisson17 | $175.00 | 8/21/2011 1:55:10 PM |
| leverage-monger | $25.00 | 8/21/2011 8:56:43 AM |
| all_of_that_one | $33.33 | 8/21/2011 7:27:25 AM |
| cashhelp | $50.00 | 8/21/2011 9:10:08 AM |
| Kash2010lu | $25.00 | 8/21/2011 2:54:40 PM |
| ChoiceInvestments | $27.00 | 8/21/2011 10:06:21 AM |
| whitegold24k | $250.00 | 8/21/2011 12:00:48 PM |
| papaloha | $90.00 | 8/21/2011 7:52:18 PM |
| lightninghcky7 | $28.00 | 8/21/2011 1:59:15 PM |
| dcm6276 | $25.00 | 8/21/2011 2:00:33 PM |
| vutah | $25.00 | 8/21/2011 2:02:12 PM |
| s270 | $50.00 | 8/22/2011 12:14:28 AM |
| Ubiquinone | $30.00 | 8/21/2011 4:32:13 PM |
| GElender | $25.00 | 8/22/2011 6:07:27 AM |
| jkeller4000 | $25.00 | 8/21/2011 3:08:57 PM |
| MoneyForNothing | $7.99 | 8/22/2011 6:28:56 AM |
| ommcd | $25.00 | 8/21/2011 4:07:18 PM |
| grampy48 | $50.00 | 8/21/2011 5:44:13 PM |
| Leshan | $125.00 | 8/21/2011 7:01:55 PM |
| Starfin-Capital-Management | $200.00 | 8/21/2011 8:36:06 PM |
| shawnw2 | $100.00 | 8/21/2011 11:03:04 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:47 PM |
| Nerdster1 | $25.12 | 8/22/2011 4:40:48 AM |
| ddoneday | $25.00 | 8/22/2011 4:53:59 AM |
| doomsday18 | $25.00 | 8/22/2011 6:28:44 AM |
| 90 Investments
|