Sales Report:Supplement No. 11 dated Aug 16, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
490762
This series of Notes was issued and sold upon the funding of the borrower loan #52175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $100.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
27 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,080 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kofiro |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
680-699
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
My loan for an auto purchase
Purpose of loan:
This loan will be use to pay off an auto loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 8/8/2011 5:05:32 PM |
| top-epic-community | $50.00 | 8/9/2011 6:01:23 AM |
| bannybucks | $25.00 | 8/9/2011 8:18:35 AM |
| 1stBankAndHal | $100.08 | 8/9/2011 5:34:21 PM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:36 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:27 AM |
| engaging-worth | $25.00 | 8/9/2011 9:14:25 PM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:38 PM |
| Feyenoord | $25.00 | 8/10/2011 2:40:19 PM |
| houli123 | $100.00 | 8/10/2011 9:12:38 PM |
| penny-finder | $100.00 | 8/10/2011 5:27:36 PM |
| JustMee | $25.00 | 8/11/2011 6:17:04 AM |
| balance-bliss | $200.00 | 8/11/2011 12:27:46 AM |
| goodhearted-basis4 | $25.00 | 8/11/2011 2:01:10 PM |
| bancoroyal | $25.00 | 8/11/2011 9:49:16 AM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:33 PM |
| Barrayaran | $25.00 | 8/11/2011 12:10:10 PM |
| newest-return-wind | $30.00 | 8/12/2011 10:17:43 AM |
| forthright-bonus4 | $25.00 | 8/12/2011 9:42:19 AM |
| money-bauble | $175.00 | 8/12/2011 4:33:14 PM |
| Sneezie | $100.00 | 8/12/2011 2:26:37 PM |
| john0720 | $50.00 | 8/9/2011 7:41:32 AM |
| ryan6853 | $25.00 | 8/9/2011 8:03:58 AM |
| gentle-gain235 | $200.00 | 8/9/2011 7:46:10 AM |
| reflective-rupee | $25.00 | 8/9/2011 11:33:38 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:18 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:30 PM |
| KADENA462 | $25.00 | 8/9/2011 3:03:24 PM |
| availableloan | $25.00 | 8/9/2011 9:47:33 PM |
| The-Lighthouse-Group | $25.00 | 8/10/2011 4:04:55 AM |
| blue-useful-auction | $25.00 | 8/10/2011 7:45:51 AM |
| jarf | $25.00 | 8/9/2011 10:11:19 PM |
| pound-balancer | $100.00 | 8/10/2011 11:08:43 AM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:22:41 PM |
| Syzygy | $25.00 | 8/10/2011 11:56:42 AM |
| Onlyhappycustomers | $25.00 | 8/10/2011 6:09:12 PM |
| havok555 | $35.39 | 8/10/2011 6:31:03 PM |
| KillBill | $25.00 | 8/11/2011 7:18:18 AM |
| uberrific | $75.00 | 8/11/2011 1:09:08 AM |
| GElender | $25.00 | 8/11/2011 6:16:50 AM |
| blindtaxidriver | $25.00 | 8/11/2011 12:30:48 PM |
| khamen | $25.00 | 8/11/2011 6:32:09 PM |
| Approved | $75.00 | 8/11/2011 6:53:32 PM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:40 PM |
| sgt-schultz | $25.00 | 8/12/2011 7:42:03 AM |
| sweet-loan7 | $25.00 | 8/12/2011 10:17:57 AM |
| Jamahl | $25.00 | 8/12/2011 10:52:12 AM |
| DKSArt | $25.00 | 8/12/2011 12:00:20 PM |
| responsibility-tent | $25.00 | 8/12/2011 4:51:50 PM |
| verdiprr | $504.53 | 8/12/2011 4:57:34 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
504918
This series of Notes was issued and sold upon the funding of the borrower loan #52231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 13y 3m |
|
Amount delinquent:
| $21 |
Total credit lines:
| 15 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,224 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rufus976 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
640-659
(Aug-2009)
620-639
(Jan-2008)
620-639
(Nov-2007)
|
|
Principal balance:
| $780.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
need help for home improvement
Purpose of loan:
This loan will be used to...
i need to get a new hot water heater and repair the floor under it. also would pay off other prosper loan and a couple other bills.
My financial situation:
I am a good candidate for this loan because...
i have a steady job also my wifes income of $34000 + my 33000
Monthly net income: 4000
Monthly expenses: $ 2300
Housing: $ 525
Insurance: $ 350.00
Car expenses: $ 352
Utilities: $ 200
Phone, cable, internet: $ 70
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RoZu_Lending | $100.00 | 8/13/2011 12:01:51 PM |
| otto1939 | $51.00 | 8/13/2011 4:51:05 PM |
| MoneyForNothing | $40.57 | 8/13/2011 12:03:46 PM |
| lucrative-loan | $25.00 | 8/13/2011 12:42:26 PM |
| reflective-rupee | $100.00 | 8/13/2011 8:06:26 PM |
| SolarMoonshine | $25.00 | 8/13/2011 6:34:08 PM |
| Milonguero | $100.00 | 8/14/2011 9:55:23 AM |
| Kash2010lu | $35.00 | 8/13/2011 1:35:42 PM |
| papaloha | $100.00 | 8/13/2011 7:59:08 PM |
| credit-missile | $25.00 | 8/14/2011 11:03:08 AM |
| lamsabuy | $100.00 | 8/14/2011 12:02:02 PM |
| payout-bridge | $50.00 | 8/14/2011 12:15:58 PM |
| USMC0311 | $25.00 | 8/13/2011 11:43:01 PM |
| alexgalt | $25.00 | 8/14/2011 12:00:09 AM |
| myutmost | $30.00 | 8/13/2011 4:00:38 PM |
| 312-Lender | $25.00 | 8/13/2011 4:11:49 PM |
| Byrd24 | $100.00 | 8/14/2011 2:35:53 PM |
| DoctorJoe | $25.00 | 8/13/2011 4:41:37 PM |
| fascinating-generosity3 | $75.00 | 8/13/2011 8:55:54 PM |
| Legally_Blonde | $100.00 | 8/14/2011 8:25:25 PM |
| irrelevant | $25.00 | 8/14/2011 2:05:17 PM |
| SecondChanceLendingSERV | $25.00 | 8/14/2011 10:03:06 AM |
| money-baron | $45.00 | 8/14/2011 4:54:59 PM |
| investment-daydream | $50.00 | 8/14/2011 6:06:30 PM |
| chameleon125 | $50.00 | 8/15/2011 5:46:18 AM |
| calmfunds | $350.00 | 8/15/2011 8:02:41 AM |
| marinbb | $50.00 | 8/13/2011 12:04:10 PM |
| innovator2 | $43.10 | 8/13/2011 3:37:01 PM |
| jhouman | $50.00 | 8/13/2011 6:12:37 PM |
| trumpeter5 | $40.00 | 8/13/2011 6:43:50 PM |
| Moe87 | $25.00 | 8/14/2011 5:50:43 AM |
| Champion_Lending | $30.00 | 8/13/2011 4:07:43 PM |
| Investor_DP | $100.00 | 8/13/2011 12:04:38 PM |
| Mikale360 | $25.00 | 8/13/2011 5:16:18 PM |
| Amber_Stone | $25.00 | 8/13/2011 1:00:21 PM |
| marwadi-62 | $500.00 | 8/13/2011 6:20:59 PM |
| mikeandcat | $50.02 | 8/13/2011 6:38:17 PM |
| Rollshaft | $30.00 | 8/13/2011 7:15:50 PM |
| credit-missile | $100.00 | 8/14/2011 10:57:44 AM |
| sensible-fund | $25.00 | 8/14/2011 11:09:10 AM |
| thankful-nickel2 | $25.00 | 8/13/2011 2:01:31 PM |
| Feyenoord | $25.00 | 8/13/2011 10:08:28 PM |
| poisson17 | $30.00 | 8/14/2011 12:25:16 PM |
| deal-marauder6 | $26.39 | 8/13/2011 3:50:13 PM |
| benefit-trident | $25.00 | 8/14/2011 5:50:10 AM |
| amlu1988 | $25.00 | 8/13/2011 6:12:07 PM |
| tigercat | $50.00 | 8/14/2011 7:14:41 AM |
| loanman2007 | $75.00 | 8/14/2011 7:19:46 AM |
| Rogelio48 | $40.00 | 8/14/2011 7:44:56 PM |
| foothillender | $25.00 | 8/14/2011 9:13:44 AM |
| genuine-integrity0 | $25.00 | 8/14/2011 10:30:15 AM |
| stepatatime-together | $100.00 | 8/13/2011 11:37:41 PM |
| s270 | $25.00 | 8/14/2011 11:55:33 PM |
| EretzCapital | $100.00 | 8/14/2011 8:43:48 AM |
| InChicago | $100.00 | 8/14/2011 9:23:49 AM |
| loss-of-control | $100.00 | 8/14/2011 5:53:52 PM |
| gain-doughnut | $100.00 | 8/14/2011 10:37:10 AM |
| ColoradoLender82 | $2.10 | 8/15/2011 8:32:45 AM |
| melodious-openness | $59.39 | 8/14/2011 6:51:19 PM |
| Wangchuk | $25.01 | 8/14/2011 12:17:05 PM |
| five-star-note | $50.00 | 8/14/2011 11:29:43 PM |
| yield-hut | $50.00 | 8/15/2011 4:49:45 AM |
| the-respectful-transaction | $25.00 | 8/14/2011 5:08:51 PM |
| dcm6276 | $25.00 | 8/15/2011 7:28:42 AM |
| golffish2 | $25.00 | 8/15/2011 4:09:28 AM |
| revenue-driver8 | $47.42 | 8/15/2011 7:03:21 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
514376
This series of Notes was issued and sold upon the funding of the borrower loan #52202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 52% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,162 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-goblin |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 91% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 3
( 9% )
| 760-779
(Oct-2008)
|
|
Principal balance:
| $2,933.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Dying to Be a Mom
Purpose of loan: Consolidating and paying off credit card debt so that we can adopt our first child. This loan will be used to consolidate all of our debt so that we can move forward with adoption from a wiser financial place.
My financial situation strong.
I am a good candidate for this loan because we have a great track record with Prosper. Our first three year loan, which was used to build my husband's small business, will be completely paid off this October. My credit rating and trustworthy-ness are very high. I will pay back this loan on time.
Monthly net income: $3388
Monthly expenses: $1200
Housing: $0 husband pays mortgage
Insurance: $ paid by business
Car expenses: $100 insurance (both our cars are paid off)
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $ with loan, $200
Other expenses: $300 gym and yoga
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $35.00 | 8/4/2011 6:30:35 PM |
| five-star-note | $100.00 | 8/5/2011 12:12:32 AM |
| AlternativeCashFlow | $25.00 | 8/5/2011 9:01:34 AM |
| circuitfive | $25.00 | 8/4/2011 8:29:01 PM |
| herbyman | $100.00 | 8/5/2011 12:49:05 PM |
| orange-preeminant-bill | $25.00 | 8/5/2011 6:16:33 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:47 AM |
| elfincove | $25.00 | 8/5/2011 9:20:56 AM |
| treasure-bliss | $50.00 | 8/6/2011 6:29:18 AM |
| availableloan | $25.00 | 8/6/2011 11:22:35 AM |
| supreme-hope | $25.00 | 8/6/2011 9:35:03 AM |
| Dubbs360 | $100.00 | 8/6/2011 9:45:42 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:28 PM |
| OrcaFIN | $25.00 | 8/6/2011 10:01:33 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:53 AM |
| sgt-schultz | $30.00 | 8/6/2011 11:05:57 AM |
| Dubbs360 | $100.00 | 8/6/2011 3:55:59 PM |
| briskdevl07 | $25.00 | 8/6/2011 6:12:33 PM |
| javelin0 | $34.61 | 8/6/2011 3:22:28 PM |
| TommyTucker | $41.00 | 8/6/2011 5:42:04 PM |
| pound-puppy | $41.06 | 8/6/2011 11:22:50 AM |
| MoneyTree79 | $53.00 | 8/6/2011 5:49:15 PM |
| likeable-openness6 | $25.00 | 8/6/2011 8:07:56 PM |
| trumpeter5 | $25.00 | 8/6/2011 1:16:07 PM |
| Stradivari | $25.00 | 8/6/2011 6:13:05 PM |
| FeedTheMachine | $100.00 | 8/6/2011 7:22:38 PM |
| a-reasonable-return | $25.00 | 8/6/2011 8:00:13 PM |
| redwraith | $100.00 | 8/6/2011 9:15:47 PM |
| Feyenoord | $25.00 | 8/6/2011 11:24:49 PM |
| zone6 | $103.64 | 8/7/2011 2:24:25 AM |
| Investor_DP | $100.00 | 8/4/2011 5:02:39 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:40 PM |
| sonnet771 | $50.00 | 8/5/2011 5:11:58 AM |
| rcm87 | $101.00 | 8/5/2011 7:48:54 AM |
| IIP77 | $25.00 | 8/5/2011 3:26:20 PM |
| dollar-sonnet3 | $25.00 | 8/5/2011 4:19:24 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:12 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:11 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:24 AM |
| treasure-hunter270 | $45.00 | 8/6/2011 9:54:19 AM |
| credit-investor5 | $50.00 | 8/6/2011 11:15:11 AM |
| Azonic21 | $25.00 | 8/5/2011 9:36:05 PM |
| prudent-credit9 | $65.00 | 8/6/2011 12:04:02 PM |
| gtrplayer | $25.00 | 8/6/2011 9:00:18 AM |
| PleaseDontDefault | $50.00 | 8/6/2011 9:37:59 AM |
| novice-speculator | $25.00 | 8/6/2011 2:15:49 PM |
| adaptable-capital | $250.00 | 8/6/2011 5:31:17 PM |
| BxRealtor | $25.00 | 8/6/2011 7:28:44 AM |
| asset-cougar0 | $25.00 | 8/6/2011 12:32:19 PM |
| green-trade-dolphin | $25.00 | 8/6/2011 6:52:51 PM |
| Pakse | $50.00 | 8/6/2011 8:10:41 PM |
| worth-blanket2 | $8,400.00 | 8/6/2011 8:56:59 PM |
| worth-blanket2 | $3,000.00 | 8/6/2011 9:25:16 PM |
| BradP | $25.00 | 8/6/2011 8:22:00 AM |
| ianakacg | $25.00 | 8/6/2011 10:17:03 PM |
| Mikale360 | $25.00 | 8/6/2011 10:25:48 PM |
| liberty-point | $100.00 | 8/6/2011 2:02:53 PM |
| diversification-pilot | $25.00 | 8/6/2011 2:11:14 PM |
| jazzlender | $50.00 | 8/6/2011 9:41:32 AM |
| contract-high-five | $50.00 | 8/6/2011 10:00:17 AM |
| designer_10 | $25.00 | 8/6/2011 10:45:08 AM |
| prudent-gain7 | $25.00 | 8/6/2011 5:25:52 PM |
| DrNano | $50.00 | 8/6/2011 11:02:04 AM |
| greatwhiteninja | $50.00 | 8/6/2011 1:52:53 PM |
| Slapshot | $500.69 | 8/7/2011 3:31:07 AM |
| CA-Lender | $100.00 | 8/6/2011 2:24:02 PM |
| marybennet | $25.00 | 8/6/2011 4:35:24 PM |
| Ray3486 | $25.00 | 8/6/2011 8:07:55 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
517608
This series of Notes was issued and sold upon the funding of the borrower loan #52293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $107.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,379 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| faith1975 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Faith
Purpose of loan: Small business
This loan will be used to...
Start up a business of buying and selling merchandise.
My financial situation: Normal
I am a good candidate for this loan because...
I paid off my first loan without a problem.
Monthly net income: $2000
Monthly expenses: $400
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $0
My main expense is child care and my husband pays the rest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-daydream | $75.00 | 8/12/2011 5:02:52 PM |
| Investor_DP | $100.00 | 8/12/2011 5:05:05 PM |
| MoneyForNothing | $76.02 | 8/12/2011 5:06:21 PM |
| clemclan | $45.00 | 8/12/2011 5:46:44 PM |
| loanman2007 | $25.00 | 8/13/2011 4:28:25 AM |
| shawnw2 | $80.00 | 8/13/2011 6:52:56 AM |
| heavenly-interest9 | $100.00 | 8/12/2011 8:29:19 PM |
| Feyenoord | $25.00 | 8/12/2011 8:42:45 PM |
| Mikale360 | $25.00 | 8/12/2011 6:22:54 PM |
| setUup | $26.71 | 8/13/2011 5:37:02 AM |
| wisconsinvestor | $50.00 | 8/13/2011 6:15:27 AM |
| jhouman | $50.00 | 8/13/2011 6:51:56 AM |
| Moe87 | $30.00 | 8/13/2011 3:33:10 AM |
| payout-bridge | $50.00 | 8/13/2011 4:15:46 AM |
| shawnw2 | $70.80 | 8/13/2011 6:53:14 AM |
| loan-master1 | $25.00 | 8/12/2011 6:43:35 PM |
| bluestarman08 | $25.00 | 8/12/2011 11:05:56 PM |
| alexgalt | $25.00 | 8/13/2011 12:00:28 AM |
| pembull | $75.00 | 8/12/2011 5:00:49 PM |
| reflective-rupee | $25.00 | 8/12/2011 5:10:34 PM |
| Legally_Blonde | $25.00 | 8/12/2011 5:35:20 PM |
| twjh | $25.00 | 8/12/2011 7:08:10 PM |
| cashhelp | $50.00 | 8/12/2011 7:52:25 PM |
| favorite-commerce | $25.00 | 8/12/2011 8:25:11 PM |
| fascinating-generosity3 | $50.00 | 8/12/2011 5:03:43 PM |
| fascinating-generosity3 | $50.00 | 8/12/2011 5:07:05 PM |
| orange-useful-revenue | $35.32 | 8/12/2011 6:51:53 PM |
| OldManP | $30.00 | 8/12/2011 10:36:38 PM |
| 312-Lender | $25.00 | 8/13/2011 1:23:40 AM |
| marwadi-62 | $1,181.15 | 8/13/2011 7:07:23 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
519010
This series of Notes was issued and sold upon the funding of the borrower loan #52296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,469.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $100.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| upright-dollar6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Noe
Purpose of loan:
This loan will be used to get a home
My financial situation:
I am a good candidate for this loan because after a bad breakup and filing bankruptcy I decided to move on with my life. Also, got a second job as a tutor for this new school year which will help me get back on the right tract. Without this loan, I will not be able to begin my new journey.
Monthly net income: $1900
Monthly expenses: $
Housing: $700
Insurance: $190
Car expenses: $80
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/1/2011 9:02:59 AM |
| seineil | $50.00 | 8/3/2011 1:14:42 AM |
| reflective-rupee | $25.00 | 8/3/2011 5:16:47 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:55 PM |
| missing-link | $25.00 | 8/10/2011 7:26:46 AM |
| red-power-pecan | $50.00 | 8/11/2011 7:52:10 PM |
| desertoasis | $25.00 | 8/12/2011 8:07:41 AM |
| treasure-bliss | $25.00 | 8/13/2011 4:13:47 AM |
| Investoman | $75.00 | 8/12/2011 8:26:14 PM |
| Kaj | $30.00 | 8/13/2011 6:47:05 AM |
| bill-expert | $25.00 | 8/13/2011 2:13:06 PM |
| jjswanso | $25.00 | 8/13/2011 7:39:20 PM |
| antlr | $50.00 | 8/14/2011 5:33:50 PM |
| wwwUniversal | $50.00 | 8/14/2011 10:38:04 PM |
| dedicated-transaction796 | $27.00 | 8/14/2011 2:06:27 PM |
| gold-cluster | $50.00 | 8/14/2011 8:17:07 AM |
| dedicated-diversification5 | $50.00 | 8/15/2011 7:32:41 AM |
| gold-virtuoso | $30.00 | 8/15/2011 7:36:58 AM |
| rhin0cerx | $50.00 | 8/14/2011 6:16:07 PM |
| handy-justice | $50.00 | 8/14/2011 7:06:44 PM |
| dudebrah | $25.00 | 8/1/2011 10:41:20 AM |
| stepatatime-together | $100.00 | 8/1/2011 10:58:05 PM |
| Dubbs360 | $50.00 | 8/2/2011 10:35:48 AM |
| diplomatic-wealth7 | $25.00 | 8/4/2011 5:46:06 PM |
| Jack55304 | $200.00 | 8/5/2011 8:38:52 PM |
| stock106 | $25.00 | 8/8/2011 4:03:03 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:01 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:38 PM |
| WalnutCreekguy | $50.00 | 8/11/2011 9:24:08 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:43 AM |
| Weaverville | $25.00 | 8/11/2011 5:07:00 PM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:37 AM |
| davisfl | $25.00 | 8/12/2011 12:50:01 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:34:54 PM |
| orange-preeminant-bill | $25.00 | 8/13/2011 4:23:34 AM |
| benazafa | $50.00 | 8/13/2011 12:14:44 PM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:04 PM |
| investment-visionary | $25.00 | 8/13/2011 11:37:51 AM |
| SimpleChoice | $25.00 | 8/14/2011 5:53:08 AM |
| GCInvestments | $25.00 | 8/13/2011 8:20:38 PM |
| javelin0 | $50.00 | 8/13/2011 3:04:14 PM |
| bdkjr | $25.00 | 8/14/2011 12:58:20 PM |
| deegeeman | $50.00 | 8/13/2011 3:31:45 PM |
| orange-robust-balance | $30.00 | 8/14/2011 3:06:23 PM |
| economy-producer | $25.00 | 8/14/2011 5:24:48 PM |
| Hambone1111 | $25.00 | 8/14/2011 10:29:28 PM |
| shrewd-peace7 | $27.00 | 8/13/2011 11:34:39 PM |
| loyalist1 | $100.00 | 8/14/2011 12:19:29 AM |
| bnlforever | $25.00 | 8/14/2011 11:43:06 AM |
| irrelevant | $25.00 | 8/14/2011 7:05:17 PM |
| minddoc | $25.00 | 8/14/2011 7:36:02 PM |
| rvfbroker | $25.00 | 8/14/2011 9:41:30 PM |
| dime-sanctuary | $25.00 | 8/15/2011 5:37:10 AM |
| responsibility-wind6 | $25.00 | 8/15/2011 7:50:57 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
519012
This series of Notes was issued and sold upon the funding of the borrower loan #52163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,229 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| vigorous-liberty2 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Musee Rodin
Purpose of loan: vacation
This loan will be used to... provide educational opportunities to our children, celebrate 10 yr anniv.
My financial situation: Investing in my education has paid off! I am due for a raise. My job is secure.
I am a good candidate for this loan because...I will spend it and pay it back in a timely manner (good for the economy) Our home/building is worth 500,000 and we only owe half that.
Monthly net income: $5336 not incl spouse
Monthly expenses: $50
Housing: $1000 - We own/live in a com/res bldg w/rental income
Insurance: $86
Car expenses: $475
Utilities: $0 - paid by rental income not incl. in net income
Phone, cable, internet: $210
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $441
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 77dowplace | $25.00 | 7/30/2011 3:38:56 PM |
| pearl13 | $100.00 | 7/30/2011 3:59:11 PM |
| Investor_DP | $100.00 | 7/30/2011 12:02:21 PM |
| janeybooboo | $100.00 | 7/30/2011 12:03:07 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:32 PM |
| profit-powerplant | $25.00 | 7/31/2011 10:44:07 PM |
| mykkai | $25.00 | 8/1/2011 8:14:44 AM |
| kind-forthright-repayment | $100.00 | 8/2/2011 6:11:59 PM |
| patriot897 | $25.00 | 8/2/2011 3:08:40 PM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:48 AM |
| dollar-sonnet3 | $25.00 | 8/4/2011 9:29:03 AM |
| richboy56 | $25.00 | 8/4/2011 11:23:00 AM |
| CaptainBL | $50.00 | 8/4/2011 7:18:25 PM |
| euphoria8 | $25.00 | 8/5/2011 1:36:23 PM |
| Solid-Platinum | $100.00 | 8/5/2011 6:02:31 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:00 AM |
| jbaum | $50.00 | 8/6/2011 11:16:44 PM |
| cash-cymbal | $25.00 | 8/7/2011 4:05:51 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:05 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:01 AM |
| five-star-order1 | $50.00 | 8/9/2011 7:54:55 PM |
| icchok | $50.00 | 8/10/2011 2:24:20 AM |
| tech310 | $50.00 | 8/9/2011 9:02:33 PM |
| community-pipeline | $50.00 | 8/10/2011 1:04:18 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:36 AM |
| credit-meteor7 | $100.00 | 8/11/2011 9:49:09 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:50:50 AM |
| best-friendly-fairness | $50.00 | 8/11/2011 9:30:26 AM |
| circuitfive | $25.00 | 8/11/2011 6:07:35 PM |
| heavy_ax | $25.00 | 8/11/2011 11:48:39 AM |
| iolaire | $25.00 | 8/11/2011 11:02:35 AM |
| OzGuy609 | $25.00 | 8/11/2011 10:49:10 PM |
| mrack | $50.00 | 8/12/2011 9:36:30 AM |
| Savings_EQ_Dignity | $25.00 | 8/12/2011 12:29:31 AM |
| active-market | $25.00 | 8/12/2011 5:46:24 AM |
| payout-achievement | $50.00 | 8/12/2011 10:15:01 AM |
| alphaseek | $100.00 | 8/12/2011 6:33:18 AM |
| ramsba | $50.00 | 8/11/2011 8:46:38 PM |
| KeepOnRunning | $25.00 | 8/12/2011 12:34:51 PM |
| gilbrear | $25.00 | 8/12/2011 3:14:29 PM |
| KADENA462 | $25.00 | 8/12/2011 3:20:58 PM |
| astute-benjamins | $25.00 | 8/12/2011 1:30:24 PM |
| ericgassercom | $25.00 | 8/12/2011 10:12:27 AM |
| pinnacle10 | $35.00 | 8/12/2011 3:26:05 PM |
| finance-magma7 | $25.00 | 8/12/2011 10:35:06 PM |
| melodious-fairness | $50.00 | 8/12/2011 11:24:52 AM |
| gustavholstopus32 | $25.00 | 8/13/2011 5:03:16 AM |
| MicroLender357 | $25.00 | 8/13/2011 5:38:36 AM |
| capital-raker2 | $25.00 | 8/12/2011 7:13:33 PM |
| money-bauble | $200.00 | 8/12/2011 4:33:05 PM |
| NorthwestLoan1 | $30.00 | 8/12/2011 4:57:46 PM |
| Gladglide | $25.00 | 8/13/2011 2:41:43 AM |
| credit-investor5 | $50.00 | 8/13/2011 7:22:36 AM |
| ecila625 | $25.00 | 8/13/2011 6:15:00 AM |
| myduck | $50.00 | 8/13/2011 6:46:14 AM |
| carlitos77 | $50.00 | 8/12/2011 9:14:01 PM |
| benevolent-bonus | $25.00 | 8/13/2011 9:22:10 AM |
| CSUgrad08 | $25.00 | 8/13/2011 5:36:07 AM |
| bighurt401 | $25.00 | 8/13/2011 7:22:04 AM |
| msmlender | $39.52 | 8/13/2011 6:11:33 AM |
| orangefob7 | $40.00 | 8/13/2011 6:21:53 AM |
| irishladslad | $25.00 | 8/13/2011 6:53:58 AM |
| simplelender80 | $250.00 | 8/13/2011 7:17:46 AM |
| puifais | $50.00 | 8/13/2011 7:32:36 AM |
| Isotope | $25.00 | 8/13/2011 7:46:04 AM |
| jdl424 | $35.00 | 8/13/2011 8:06:01 AM |
| discrete-basis1 | $25.00 | 8/13/2011 8:10:11 AM |
| claimtruth | $25.00 | 8/13/2011 8:10:46 AM |
| smilinsam | $50.00 | 8/13/2011 9:25:41 AM |
| MrOglesby | $25.00 | 8/13/2011 9:51:50 AM |
| radforj22 | $25.00 | 8/9/2011 7:41:50 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:17 PM |
| one-midas | $25.00 | 7/30/2011 5:36:40 PM |
| compoundinterest | $50.00 | 7/31/2011 9:31:42 AM |
| jkeller4000 | $25.00 | 8/2/2011 3:59:58 AM |
| Syzygy | $50.00 | 8/2/2011 1:58:59 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:22 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:35 AM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:48 AM |
| five-star-justice | $25.00 | 8/4/2011 4:57:27 PM |
| herbyman | $100.00 | 8/5/2011 12:48:36 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:18 PM |
| mason13a | $50.00 | 8/7/2011 10:56:08 AM |
| Peterman | $25.00 | 8/7/2011 7:42:06 PM |
| grf1945 | $25.00 | 8/9/2011 10:52:11 AM |
| smear87 | $25.00 | 8/10/2011 1:08:25 PM |
| pound-balancer | $100.00 | 8/10/2011 11:09:48 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:16 PM |
| the-profit-oracle | $25.00 | 8/10/2011 7:25:58 PM |
| musegaze | $50.00 | 8/11/2011 7:28:57 AM |
| wtrboy | $25.00 | 8/10/2011 10:44:51 PM |
| one2sojourn | $50.00 | 8/11/2011 4:33:27 PM |
| divedude | $25.00 | 8/11/2011 5:59:11 PM |
| nalaari | $25.00 | 8/11/2011 3:45:49 PM |
| sensible-trade | $100.00 | 8/11/2011 6:22:07 PM |
| breadbroker | $25.00 | 8/12/2011 10:05:17 AM |
| agreement-guild | $50.00 | 8/12/2011 5:48:16 AM |
| ccapital | $100.00 | 8/12/2011 7:08:39 AM |
| PaulW | $25.00 | 8/12/2011 11:31:42 AM |
| hardwareman | $50.00 | 8/12/2011 4:25:01 AM |
| djh47a | $25.00 | 8/12/2011 2:53:45 PM |
| simiray | $25.00 | 8/12/2011 5:27:57 PM |
| justice-dna | $25.00 | 8/12/2011 1:04:52 PM |
| eprometheus | $55.00 | 8/12/2011 1:22:08 PM |
| ErsatzMike | $50.00 | 8/12/2011 1:25:20 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:47 AM |
| gala279 | $50.00 | 8/12/2011 8:30:56 PM |
| b2m80s | $25.00 | 8/12/2011 3:32:51 PM |
| capital-arboretum | $300.00 | 8/12/2011 11:16:43 AM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:32 PM |
| SDKiwi | $25.00 | 8/12/2011 6:03:52 PM |
| studious-bonus7 | $100.00 | 8/13/2011 6:12:43 AM |
| jga516 | $25.00 | 8/12/2011 1:05:45 PM |
| dpjd | $25.00 | 8/12/2011 2:27:05 PM |
| Kaj | $30.00 | 8/13/2011 6:47:02 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:34:49 PM |
| TrustPlus | $50.00 | 8/12/2011 10:39:12 PM |
| Hanalei712 | $50.00 | 8/13/2011 8:57:47 AM |
| orgy63 | $10.48 | 8/13/2011 10:27:31 AM |
| Eagledrop | $25.00 | 8/13/2011 8:00:37 AM |
| greenback-museum | $25.00 | 8/13/2011 8:20:13 AM |
| L1975 | $25.00 | 8/13/2011 6:48:58 AM |
| akesef | $25.00 | 8/13/2011 8:22:17 AM |
| mondial4 | $100.00 | 8/13/2011 6:53:37 AM |
| pearl13 | $25.00 | 8/13/2011 8:30:58 AM |
| Frosty | $25.00 | 8/13/2011 7:48:49 AM |
| srilm | $25.00 | 8/13/2011 7:52:42 AM |
| bill-spilunker | $25.00 | 8/13/2011 8:21:40 AM |
| mwl | $25.00 | 8/13/2011 8:26:43 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
519104
This series of Notes was issued and sold upon the funding of the borrower loan #52287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,303.92 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $408.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,936 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| efficient-principal490 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
61IRVINE
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $25000.00
Monthly expenses: $400.00
Housing: $4700.00
Insurance: $400.00
Car expenses: $0.00
Utilities: $80.00
Phone, cable, internet: $130.l00
Food, entertainment: $1000.00
Clothing, household expenses: $200.00
Credit cards and other loans: $5000.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 8/10/2011 6:13:58 AM |
| Investor_DP | $100.00 | 7/30/2011 12:02:22 PM |
| adamnash | $25.00 | 7/30/2011 12:06:59 PM |
| Bank_Of_XL | $25.00 | 7/30/2011 3:46:28 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:18 PM |
| compoundinterest | $50.00 | 7/31/2011 9:31:45 AM |
| janeybooboo | $150.00 | 7/31/2011 12:46:14 PM |
| jkeller4000 | $25.00 | 8/2/2011 3:59:59 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:23 PM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:48 AM |
| CatbirdBanking | $25.00 | 8/3/2011 8:48:20 PM |
| five-star-justice | $25.00 | 8/4/2011 4:57:28 PM |
| loss-of-control | $75.00 | 8/5/2011 5:47:24 PM |
| britgsb | $100.00 | 8/5/2011 3:37:49 PM |
| green-trade-dolphin | $35.00 | 8/5/2011 3:52:58 PM |
| josuae | $100.00 | 8/5/2011 3:00:30 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:36:03 AM |
| marwadi-62 | $100.00 | 8/5/2011 8:23:23 PM |
| kindness-pizza | $25.00 | 8/6/2011 5:20:39 AM |
| Emberfox | $25.00 | 8/5/2011 8:35:35 PM |
| availableloan | $25.00 | 8/5/2011 4:51:12 PM |
| GCInvestments | $28.00 | 8/5/2011 8:56:27 PM |
| mistertao | $25.00 | 8/6/2011 7:43:34 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:02 AM |
| tranquil-capital9 | $25.00 | 8/6/2011 9:13:28 AM |
| pumped130 | $30.00 | 8/6/2011 12:10:13 PM |
| first-serene-credit | $25.00 | 8/6/2011 7:48:19 PM |
| sgt-schultz | $25.00 | 8/6/2011 11:09:57 AM |
| autonomous-basis | $25.00 | 8/7/2011 7:37:19 PM |
| loan-lionheart6 | $25.00 | 8/7/2011 8:46:31 AM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:20:49 AM |
| octoberfresh | $25.00 | 8/8/2011 7:08:27 AM |
| Captain_America | $100.00 | 8/8/2011 4:20:29 AM |
| triumph329 | $42.06 | 8/8/2011 4:37:11 AM |
| chinolatino | $25.00 | 8/8/2011 5:48:27 AM |
| maple1 | $75.00 | 8/8/2011 12:17:09 PM |
| claimtruth | $25.00 | 8/8/2011 8:45:53 AM |
| traice | $25.00 | 8/8/2011 8:55:50 AM |
| Sierrahh | $25.00 | 8/8/2011 1:04:57 PM |
| new-ore-venture | $75.00 | 8/8/2011 5:55:50 PM |
| buffalobills | $25.00 | 8/9/2011 8:20:33 AM |
| unrivaled-gain8 | $25.00 | 8/8/2011 3:49:54 PM |
| CBO-Enterprise | $50.00 | 8/9/2011 11:20:42 AM |
| saga9 | $25.00 | 8/9/2011 8:55:38 AM |
| ddog0224 | $25.00 | 8/9/2011 12:38:50 PM |
| currency-excellency0 | $100.00 | 8/9/2011 9:51:21 AM |
| Rob717171 | $25.00 | 8/9/2011 9:32:15 PM |
| iloveyouloans | $100.00 | 8/9/2011 11:39:53 AM |
| five-star-bid2 | $25.00 | 8/9/2011 10:12:49 PM |
| momentous-coin | $55.00 | 8/9/2011 10:43:49 PM |
| RPT | $25.00 | 8/9/2011 6:16:58 PM |
| dbaworldnet | $35.00 | 8/9/2011 3:41:52 PM |
| calm-platinum8 | $25.00 | 8/9/2011 7:50:59 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:51 PM |
| digitaldan | $30.00 | 8/9/2011 8:55:32 PM |
| icchok | $50.00 | 8/10/2011 2:24:21 AM |
| compwhiz | $25.00 | 8/10/2011 9:33:55 AM |
| bmbanzai | $25.00 | 8/10/2011 3:06:23 PM |
| ect_2k20 | $25.00 | 8/10/2011 8:38:10 PM |
| diligent-peace9 | $25.00 | 8/10/2011 10:27:53 AM |
| nri22 | $25.00 | 8/10/2011 10:30:25 AM |
| economy-coup | $50.00 | 8/11/2011 12:15:10 AM |
| moola-man | $25.00 | 8/10/2011 12:39:52 PM |
| community-pipeline | $50.00 | 8/10/2011 1:04:18 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:18 PM |
| dynamic-money271 | $25.00 | 8/11/2011 2:41:53 AM |
| Solid-Platinum | $50.00 | 8/10/2011 6:18:28 PM |
| the-profit-oracle | $25.00 | 8/10/2011 7:25:58 PM |
| ClearCut | $50.00 | 8/10/2011 4:44:35 PM |
| wtrboy | $25.00 | 8/10/2011 10:44:52 PM |
| LimaGuy | $77.98 | 8/11/2011 9:56:12 AM |
| head | $25.00 | 8/11/2011 11:46:16 AM |
| CNG | $100.00 | 8/11/2011 2:21:21 PM |
| nalaari | $25.00 | 8/11/2011 3:45:50 PM |
| ritwik | $100.00 | 8/11/2011 11:04:18 AM |
| unger | $115.11 | 8/11/2011 12:58:36 PM |
| active-market | $25.00 | 8/12/2011 5:46:27 AM |
| velocity-motivator6 | $25.00 | 8/12/2011 7:13:53 AM |
| sensible-trade | $100.00 | 8/11/2011 6:22:07 PM |
| mrack | $50.00 | 8/12/2011 9:36:31 AM |
| midnight24 | $50.00 | 8/12/2011 9:49:19 AM |
| payout-achievement | $50.00 | 8/12/2011 10:15:02 AM |
| safe-funds4 | $75.00 | 8/12/2011 11:17:25 AM |
| mpatrick | $50.00 | 8/12/2011 8:09:43 AM |
| enthralling-investment | $50.00 | 8/12/2011 12:25:40 PM |
| sweet-loan7 | $25.00 | 8/12/2011 10:06:08 AM |
| melodious-fairness | $50.00 | 8/12/2011 11:24:52 AM |
| hard-working-interest153 | $50.00 | 8/12/2011 6:10:58 PM |
| ctgscott | $25.00 | 8/12/2011 6:47:34 PM |
| intuitive-worth7 | $25.40 | 8/13/2011 4:42:07 AM |
| trustworthy-hope189 | $50.00 | 8/13/2011 5:12:25 AM |
| upbeat-wealth | $25.00 | 8/12/2011 12:42:41 PM |
| justice-dna | $25.00 | 8/12/2011 1:04:55 PM |
| ecila625 | $25.00 | 8/13/2011 6:15:02 AM |
| ErsatzMike | $50.00 | 8/12/2011 1:25:20 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:34:51 PM |
| neutrino6 | $47.15 | 8/12/2011 4:41:11 PM |
| puifais | $50.00 | 8/13/2011 7:32:37 AM |
| CSUgrad08 | $25.00 | 8/13/2011 5:36:07 AM |
| srilm | $25.00 | 8/13/2011 7:53:16 AM |
| credit-birch | $50.00 | 8/12/2011 10:20:59 PM |
| mondial4 | $100.00 | 8/13/2011 6:53:37 AM |
| decisive-commerce9 | $50.00 | 8/13/2011 12:18:36 AM |
| simplelender80 | $250.00 | 8/13/2011 7:17:47 AM |
| Byrd24 | $100.00 | 8/13/2011 6:21:17 AM |
| VBPlayer | $25.00 | 8/13/2011 6:29:56 AM |
| generator535 | $25.00 | 8/13/2011 11:18:35 AM |
| greenback-museum | $25.00 | 8/13/2011 8:20:14 AM |
| akesef | $25.00 | 8/13/2011 8:22:17 AM |
| Hanalei712 | $50.00 | 8/13/2011 8:57:48 AM |
| pearl13 | $100.00 | 7/30/2011 3:59:12 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:33 PM |
| profit-powerplant | $25.00 | 7/31/2011 10:44:07 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:36 AM |
| mykkai | $25.00 | 8/1/2011 8:21:09 AM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:51 AM |
| CaptainBL | $50.00 | 8/4/2011 7:18:26 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:05:56 PM |
| herbyman | $100.00 | 8/5/2011 12:48:38 PM |
| dollar-sonnet3 | $25.00 | 8/5/2011 4:19:24 PM |
| AKK1980 | $44.69 | 8/6/2011 2:24:38 AM |
| friendly-market5 | $25.00 | 8/6/2011 5:56:31 AM |
| supreme-hope | $25.00 | 8/6/2011 9:36:16 AM |
| Dubbs360 | $100.00 | 8/6/2011 9:48:32 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:32:55 AM |
| gtrplayer | $25.00 | 8/6/2011 9:00:17 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:18 PM |
| jazzlender | $50.00 | 8/6/2011 9:46:10 AM |
| theloanfiller | $25.00 | 8/6/2011 6:59:30 AM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:47:12 PM |
| careful-note1 | $28.93 | 8/7/2011 6:26:02 AM |
| britches613 | $25.00 | 8/6/2011 7:08:21 PM |
| Ranger_Investments | $25.00 | 8/7/2011 9:16:42 AM |
| mason13a | $50.00 | 8/7/2011 10:56:09 AM |
| jbaum | $50.00 | 8/6/2011 11:16:45 PM |
| Peterman | $25.00 | 8/7/2011 7:42:07 PM |
| umfan123 | $25.00 | 8/7/2011 8:25:41 PM |
| benefit-crescendo | $30.00 | 8/7/2011 10:10:33 PM |
| wise-deal-panda | $200.00 | 8/7/2011 3:42:08 PM |
| cash-cymbal | $25.00 | 8/7/2011 4:07:08 PM |
| Ambassador | $46.00 | 8/8/2011 4:02:16 AM |
| john0720 | $50.00 | 8/8/2011 7:31:50 AM |
| wntrequinx | $26.71 | 8/8/2011 1:12:26 PM |
| Pitufo | $25.00 | 8/8/2011 12:12:20 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:05 PM |
| income-buffalo1 | $200.00 | 8/8/2011 6:52:06 PM |
| top-payout-enclave | $30.00 | 8/8/2011 11:11:57 AM |
| nimble-dedication1 | $50.00 | 8/8/2011 7:32:19 PM |
| CBO-Enterprise | $100.00 | 8/8/2011 6:51:56 AM |
| Leopoldine | $25.00 | 8/8/2011 12:48:43 PM |
| gentle-gain235 | $50.00 | 8/9/2011 7:55:52 AM |
| zone6 | $33.49 | 8/9/2011 9:50:38 AM |
| a-finance-nirvana | $25.00 | 8/9/2011 8:43:11 AM |
| economy-beast | $25.00 | 8/9/2011 8:43:25 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:11 AM |
| eaglefox20 | $50.00 | 8/9/2011 9:47:37 PM |
| coin-brilliance8 | $75.00 | 8/9/2011 12:58:06 PM |
| guardian3 | $25.00 | 8/9/2011 1:13:40 PM |
| cash-tent | $30.00 | 8/9/2011 10:37:42 PM |
| listing-vista | $200.00 | 8/10/2011 5:40:41 AM |
| captainzero | $75.00 | 8/9/2011 3:23:46 PM |
| ScrappieBoggie | $50.00 | 8/9/2011 4:10:57 PM |
| Minotaur | $26.00 | 8/10/2011 7:19:28 AM |
| JW-From-SoCal | $25.00 | 8/9/2011 5:15:04 PM |
| tech310 | $50.00 | 8/9/2011 9:02:34 PM |
| All_Wins | $50.00 | 8/9/2011 9:11:45 PM |
| enchanted-truth264 | $25.00 | 8/9/2011 8:46:04 PM |
| brainy-repayment5 | $32.00 | 8/10/2011 6:12:54 AM |
| whatreality | $25.00 | 8/10/2011 6:26:27 AM |
| moola-cell3 | $50.00 | 8/10/2011 6:48:44 AM |
| principal-duckling | $50.00 | 8/10/2011 7:52:20 AM |
| Sugarmama21 | $50.00 | 8/10/2011 1:36:38 PM |
| burgeoning-marketplace4 | $25.00 | 8/10/2011 9:40:35 AM |
| Cybercusp | $25.00 | 8/10/2011 5:01:48 PM |
| MassBile | $25.00 | 8/10/2011 10:44:56 AM |
| blitz_ac | $27.09 | 8/10/2011 8:33:16 AM |
| shakas | $25.00 | 8/10/2011 1:13:01 PM |
| deal-grid7 | $50.00 | 8/10/2011 8:59:05 AM |
| Theodon | $25.00 | 8/10/2011 10:24:40 AM |
| platinum-czar | $25.00 | 8/10/2011 6:05:14 PM |
| listing-vista | $500.00 | 8/10/2011 6:13:09 PM |
| supersam | $250.00 | 8/10/2011 6:25:39 PM |
| dermit | $25.00 | 8/11/2011 5:59:05 AM |
| treasure-hunter270 | $25.00 | 8/11/2011 7:15:26 AM |
| gala279 | $100.00 | 8/10/2011 8:30:09 PM |
| interest88 | $26.00 | 8/10/2011 4:27:24 PM |
| jebber007 | $40.00 | 8/11/2011 9:27:19 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:50:51 AM |
| pitbullt | $28.00 | 8/11/2011 10:13:40 AM |
| OzGuy609 | $25.00 | 8/10/2011 9:54:57 PM |
| axl163 | $25.00 | 8/11/2011 11:02:51 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:38 AM |
| value-wind0 | $25.00 | 8/11/2011 9:09:49 AM |
| vigorous-velocity | $100.00 | 8/11/2011 9:11:07 AM |
| engrossing-benefit0 | $27.47 | 8/11/2011 5:43:43 AM |
| hawaiitechnical | $25.00 | 8/11/2011 4:04:10 PM |
| iolaire | $25.00 | 8/11/2011 11:02:37 AM |
| fireboss | $31.73 | 8/11/2011 8:02:19 PM |
| best-friendly-fairness | $50.00 | 8/11/2011 10:01:37 AM |
| ramsba | $50.00 | 8/11/2011 8:46:40 PM |
| orbital-dollar2 | $25.00 | 8/11/2011 4:38:11 PM |
| hardwareman | $50.00 | 8/12/2011 4:25:04 AM |
| agreement-guild | $27.00 | 8/12/2011 5:48:17 AM |
| setUup | $29.28 | 8/11/2011 6:58:21 PM |
| investment-comet | $25.00 | 8/12/2011 7:09:02 AM |
| tranquil-diversification8 | $50.00 | 8/11/2011 8:27:00 PM |
| red-favorable-basis | $25.00 | 8/12/2011 4:41:49 AM |
| order-spy9 | $25.00 | 8/12/2011 10:08:49 AM |
| alphaseek | $100.00 | 8/12/2011 6:33:18 AM |
| social-zebra | $25.00 | 8/12/2011 8:51:12 AM |
| trade-surge3 | $50.00 | 8/12/2011 6:59:42 AM |
| b2m80s | $25.00 | 8/12/2011 3:32:53 PM |
| KeepOnRunning | $25.00 | 8/12/2011 12:34:52 PM |
| marwadi-62 | $300.00 | 8/12/2011 10:54:00 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:06 PM |
| brightest-dynamic-peace | $25.00 | 8/12/2011 10:05:59 PM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:33 PM |
| sgt-schultz | $50.00 | 8/12/2011 5:40:39 PM |
| friendinmoney | $25.00 | 8/12/2011 11:01:17 PM |
| pokey38650 | $38.83 | 8/13/2011 2:38:23 AM |
| Frosty | $25.00 | 8/13/2011 7:48:31 AM |
| astute-benjamins | $25.00 | 8/13/2011 8:34:24 AM |
| irishladslad | $25.00 | 8/13/2011 6:53:58 AM |
| Isotope | $25.00 | 8/13/2011 7:46:56 AM |
| _kyle | $25.00 | 8/13/2011 10:28:39 AM |
| Kaj | $30.00 | 8/13/2011 6:47:03 AM |
| smilinsam | $50.00 | 8/13/2011 9:25:42 AM |
| orgy63 | $25.00 | 8/13/2011 10:27:43 AM |
| responsibility-wind6 | $50.00 | 8/13/2011 11:53:06 AM |
| 229 Investments
|
Borrower Payment Dependent Notes Series
519150
This series of Notes was issued and sold upon the funding of the borrower loan #52187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,395.25 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $261.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 10 |
Revolving credit balance:
| $3,159 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-rumbler0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mommy On A Debt Free Mission
Purpose of loan:
This loan will be used to pay off existing credit card debt and miscellaneous medical bills resulting from a high deductible insurance plan. Plans to avoid this in the future are already in the works!
My financial situation: I am a good candidate for this loan because I currently pay all bills on time each month and plan on doing the same with this loan. I have been with the same company for the past 4.5 years and the future continues to look promising. I am on a debt free mission not only to obtain peace of mind but in order to make more free time for what matters the most.....family! Consideration for this loan would be greatly appreciated.....God Bless!
Monthly net income: $2,600
Monthly expenses: $1,900
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/1/2011 9:03:00 AM |
| stepatatime-together | $100.00 | 8/1/2011 10:58:06 PM |
| Dubbs360 | $50.00 | 8/2/2011 10:35:49 AM |
| diplomatic-wealth7 | $25.00 | 8/4/2011 5:46:07 PM |
| Jack55304 | $200.00 | 8/5/2011 8:38:52 PM |
| gold-cluster | $50.00 | 8/8/2011 5:39:52 AM |
| stock106 | $25.00 | 8/9/2011 8:59:40 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:56 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:40 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:44:56 PM |
| Something-Corporate | $25.00 | 8/10/2011 2:58:29 PM |
| happy-credit | $50.00 | 8/10/2011 3:02:47 PM |
| zorg77 | $25.00 | 8/10/2011 3:59:20 PM |
| GElender | $25.00 | 8/11/2011 5:56:58 AM |
| bmbanzai | $25.00 | 8/10/2011 3:08:24 PM |
| harmonious-contract5 | $25.00 | 8/11/2011 7:12:58 AM |
| gain-expert | $50.00 | 8/10/2011 8:23:37 PM |
| simiray | $25.00 | 8/10/2011 10:18:28 PM |
| loss-of-control | $75.00 | 8/10/2011 7:14:49 PM |
| heerzaquestion | $25.00 | 8/11/2011 5:34:09 AM |
| Trabey | $50.00 | 8/11/2011 5:47:51 AM |
| wealth-fighter3 | $25.00 | 8/11/2011 6:19:04 AM |
| afterhours | $25.00 | 8/11/2011 7:14:37 AM |
| heerzaquestion | $25.00 | 8/11/2011 8:16:10 AM |
| eg192 | $29.00 | 8/11/2011 8:47:59 AM |
| a-community-aficionado | $41.86 | 8/11/2011 5:25:21 PM |
| WalnutCreekguy | $50.00 | 8/11/2011 9:24:08 AM |
| powerlifter275 | $25.00 | 8/11/2011 1:01:36 PM |
| red-power-pecan | $50.00 | 8/11/2011 7:52:10 PM |
| suges | $25.00 | 8/11/2011 10:52:57 AM |
| dariop | $30.01 | 8/11/2011 6:08:30 PM |
| income-awakening6 | $25.00 | 8/11/2011 4:43:38 PM |
| red-robust-bid | $54.00 | 8/12/2011 8:43:26 AM |
| fundenstein | $25.00 | 8/12/2011 7:36:36 AM |
| careful-note1 | $31.51 | 8/12/2011 5:25:52 AM |
| desertoasis | $25.00 | 8/12/2011 8:07:42 AM |
| javelin0 | $50.00 | 8/12/2011 4:51:33 PM |
| credit-coach118 | $25.00 | 8/12/2011 8:54:42 AM |
| MichaelProsper | $25.00 | 8/12/2011 11:48:54 AM |
| droopie1 | $25.00 | 8/12/2011 12:11:08 PM |
| beaker | $25.00 | 8/13/2011 9:05:36 AM |
| benevolent-bonus | $25.00 | 8/13/2011 9:18:42 AM |
| wise-deal-panda | $100.00 | 8/13/2011 8:03:02 PM |
| burgeoning-marketplace4 | $100.00 | 8/13/2011 9:48:36 PM |
| commitment-galaxy | $29.22 | 8/13/2011 2:34:18 PM |
| critter58 | $26.50 | 8/14/2011 4:59:10 AM |
| benazafa | $50.00 | 8/13/2011 12:14:44 PM |
| terrific-return | $30.00 | 8/13/2011 5:17:09 PM |
| integrity-doctor | $100.00 | 8/13/2011 8:37:55 PM |
| wise-deal-panda | $100.00 | 8/13/2011 9:23:12 PM |
| kmwvma | $25.00 | 8/13/2011 10:06:44 PM |
| ddog0224 | $25.00 | 8/14/2011 12:46:38 AM |
| hawaiitechnical | $25.00 | 8/14/2011 1:47:16 AM |
| Selttus | $25.00 | 8/13/2011 6:17:51 PM |
| HelpfulLender1 | $50.00 | 8/14/2011 5:56:36 PM |
| bnlforever | $25.00 | 8/14/2011 11:43:07 AM |
| the-kindness-honker | $25.00 | 8/15/2011 12:05:40 AM |
| eaglefox20 | $25.00 | 8/14/2011 12:11:55 PM |
| power-secret-agent | $25.00 | 8/14/2011 7:57:08 AM |
| elasermd | $50.00 | 8/14/2011 8:04:06 AM |
| gustavzantanon | $31.00 | 8/14/2011 4:37:47 PM |
| myduck | $30.00 | 8/14/2011 5:14:05 PM |
| reflective-rupee | $25.00 | 8/14/2011 7:50:15 PM |
| Tkhalaska | $25.00 | 8/15/2011 1:16:48 AM |
| RPT | $25.00 | 8/15/2011 5:39:59 AM |
| economy-producer | $25.00 | 8/14/2011 5:24:48 PM |
| rhin0cerx | $50.00 | 8/14/2011 6:16:11 PM |
| radiant-fund | $50.00 | 8/15/2011 7:03:04 AM |
| ChrisProsper | $700.00 | 8/15/2011 7:51:25 AM |
| mlj0671 | $25.00 | 8/4/2011 5:35:16 AM |
| cardminger | $25.00 | 8/9/2011 9:14:04 PM |
| CreditBuilder2 | $50.00 | 8/10/2011 2:46:07 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:01 AM |
| dynamic-platinum | $25.00 | 8/10/2011 4:28:05 PM |
| diligent-peace9 | $125.00 | 8/10/2011 8:07:47 PM |
| Something-Corporate | $25.00 | 8/10/2011 2:59:41 PM |
| john0720 | $50.00 | 8/10/2011 3:12:10 PM |
| Mariner3605 | $25.00 | 8/10/2011 10:07:01 PM |
| cogent | $30.68 | 8/10/2011 8:56:55 PM |
| handy-justice | $50.00 | 8/10/2011 6:10:45 PM |
| credible-balance0 | $25.00 | 8/11/2011 2:37:48 AM |
| green-trade-dolphin | $50.00 | 8/10/2011 7:40:17 PM |
| listing-vista | $100.00 | 8/11/2011 8:35:55 AM |
| dynamic-money271 | $25.00 | 8/11/2011 2:43:17 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:45 AM |
| GSV67 | $50.00 | 8/11/2011 4:12:54 PM |
| TheDigitalMan | $25.00 | 8/12/2011 3:39:23 AM |
| reward-dynamo | $25.00 | 8/11/2011 3:05:02 PM |
| econgineer | $50.00 | 8/11/2011 4:04:32 PM |
| jgwood | $30.80 | 8/11/2011 8:16:51 PM |
| setUup | $26.28 | 8/11/2011 9:53:08 PM |
| epall | $25.00 | 8/12/2011 10:02:51 AM |
| 1willray | $25.00 | 8/11/2011 7:47:56 PM |
| liberty-society5 | $25.00 | 8/12/2011 10:17:59 AM |
| tranquil-diversification8 | $25.00 | 8/11/2011 8:25:19 PM |
| orangetrust | $75.00 | 8/12/2011 7:15:50 AM |
| Dubbs360 | $150.00 | 8/12/2011 9:07:24 AM |
| red-favorable-basis | $25.00 | 8/12/2011 4:58:26 AM |
| penny-infusion7 | $25.00 | 8/12/2011 2:44:40 PM |
| bluestarman08 | $50.00 | 8/12/2011 9:56:39 AM |
| Jim33 | $25.00 | 8/12/2011 11:39:08 AM |
| Investoman | $75.00 | 8/12/2011 8:26:15 PM |
| orange-preeminant-bill | $25.00 | 8/13/2011 4:23:35 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:34:55 PM |
| Invest_In_U_Today_Pls_Pay_back | $25.02 | 8/13/2011 7:12:06 AM |
| treasure-bliss | $25.00 | 8/13/2011 4:13:48 AM |
| Kaj | $30.00 | 8/13/2011 6:47:07 AM |
| 1randyp | $100.00 | 8/13/2011 8:18:18 AM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:05 PM |
| Zingaro | $25.00 | 8/13/2011 10:01:18 AM |
| goffmt | $25.00 | 8/13/2011 4:03:53 PM |
| all_of_that_one | $25.00 | 8/13/2011 7:04:52 PM |
| fair-interest6 | $50.00 | 8/13/2011 7:16:50 PM |
| jjswanso | $25.00 | 8/13/2011 7:39:20 PM |
| bruin558 | $50.00 | 8/13/2011 1:33:31 PM |
| triumphant-point5 | $50.00 | 8/13/2011 10:55:16 AM |
| CalCollegeFund19 | $25.00 | 8/13/2011 10:55:57 AM |
| SolarMoonshine | $25.00 | 8/14/2011 3:54:07 AM |
| deegeeman | $50.00 | 8/13/2011 3:31:47 PM |
| on_your_side | $25.00 | 8/13/2011 4:31:35 PM |
| EngineersAlliance | $75.00 | 8/13/2011 7:13:04 PM |
| GCInvestments | $25.00 | 8/13/2011 8:20:39 PM |
| social-trumpet | $25.00 | 8/13/2011 2:21:40 PM |
| velvetsmog | $25.00 | 8/14/2011 12:36:52 PM |
| dedicated-transaction796 | $27.00 | 8/14/2011 2:06:28 PM |
| Archchancellor | $39.00 | 8/14/2011 5:58:48 AM |
| CACO_Lender | $25.00 | 8/13/2011 5:17:54 PM |
| trumpeter5 | $25.00 | 8/13/2011 5:35:46 PM |
| jtc26 | $25.14 | 8/14/2011 7:03:47 AM |
| billybragg | $25.00 | 8/13/2011 11:16:14 PM |
| rvfbroker | $25.00 | 8/14/2011 9:41:31 PM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:26:59 PM |
| SimpleChoice | $25.00 | 8/14/2011 5:53:09 AM |
| responsibility-wind6 | $25.00 | 8/15/2011 7:50:58 AM |
| DonTraveler99 | $25.00 | 8/14/2011 9:03:27 PM |
| antlr | $50.00 | 8/14/2011 5:33:51 PM |
| cedar_rose | $28.23 | 8/15/2011 8:03:47 AM |
| tnjohnso | $25.00 | 8/14/2011 11:56:09 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
519540
This series of Notes was issued and sold upon the funding of the borrower loan #52243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $259.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,206 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| return-cycle987 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan: Debt consolidation
This loan will be used to...
My financial situation: Fair
I am a good candidate for this loan because...My income is strong and regular and there is no danger of disruption in regular payments.
God Bless
Monthly net income: $2,200.00
Monthly expenses: $1425.00
Housing: $635.00
Insurance: $70.00
Car expenses: $ 0
Utilities: $45.00
Phone, cable, internet: $60.00
Food, entertainment: $125.00
Clothing, household expenses: $50.00
Credit cards and other loans: $290.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/2/2011 5:02:10 PM |
| Wangchuk | $25.00 | 8/2/2011 7:51:13 PM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:36 AM |
| GElender | $25.00 | 8/4/2011 6:22:52 AM |
| herbyman | $100.00 | 8/5/2011 12:48:54 PM |
| economy-huckleberry0 | $25.00 | 8/5/2011 1:02:05 PM |
| coin-explorer | $25.00 | 8/5/2011 6:40:45 PM |
| one-midas | $50.00 | 8/5/2011 3:44:17 PM |
| availableloan | $25.00 | 8/5/2011 4:54:00 PM |
| marwadi-62 | $100.00 | 8/5/2011 8:22:28 PM |
| market-pudding | $25.00 | 8/5/2011 4:38:10 PM |
| friendly-market5 | $25.00 | 8/6/2011 5:59:23 AM |
| blue111 | $25.00 | 8/5/2011 6:13:52 PM |
| artisan369 | $300.00 | 8/5/2011 10:19:15 PM |
| dynrep | $50.00 | 8/5/2011 9:11:30 PM |
| JaceSpade | $25.00 | 8/6/2011 11:30:38 AM |
| Mariner3605 | $25.00 | 8/6/2011 3:34:26 AM |
| jazzlender | $50.00 | 8/6/2011 9:44:48 AM |
| Dubbs360 | $100.00 | 8/6/2011 9:46:43 AM |
| FinanceEngine | $30.00 | 8/6/2011 11:06:59 PM |
| supreme-hope | $25.00 | 8/6/2011 9:33:16 AM |
| designer_10 | $25.00 | 8/6/2011 10:40:26 AM |
| sgt-schultz | $25.00 | 8/7/2011 8:17:29 AM |
| slhsmile125 | $50.00 | 8/7/2011 9:30:56 AM |
| Pakse | $50.00 | 8/6/2011 8:09:00 PM |
| heerzaquestion | $30.00 | 8/7/2011 11:16:04 AM |
| first-serene-credit | $25.00 | 8/6/2011 10:31:02 PM |
| fund-tom-tom6 | $25.00 | 8/6/2011 3:35:27 PM |
| wise-deal-panda | $100.00 | 8/7/2011 3:35:10 PM |
| JJYossarian | $50.00 | 8/6/2011 8:42:43 PM |
| Dan77 | $25.00 | 8/7/2011 11:42:45 AM |
| frooogal | $25.00 | 8/7/2011 9:41:41 PM |
| the-flexible-silver | $25.00 | 8/7/2011 9:16:11 AM |
| MidCityLending | $50.00 | 8/8/2011 6:48:51 AM |
| friendly-principal76 | $25.00 | 8/7/2011 6:29:17 PM |
| octoberfresh | $25.00 | 8/8/2011 7:08:52 AM |
| foldingbenny2 | $50.00 | 8/7/2011 10:18:39 AM |
| platinum-czar | $25.00 | 8/7/2011 11:58:40 AM |
| carluvr33 | $25.48 | 8/8/2011 9:08:39 AM |
| JBF_Investments | $50.00 | 8/7/2011 9:47:07 PM |
| adir1 | $25.00 | 8/7/2011 12:45:15 PM |
| Leopoldine | $25.00 | 8/8/2011 12:50:17 PM |
| umfan123 | $25.00 | 8/7/2011 8:28:36 PM |
| CreditBuilder2 | $50.00 | 8/8/2011 9:44:19 AM |
| gentle-gain235 | $200.00 | 8/7/2011 10:34:39 PM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:21:20 AM |
| peso-fortress | $25.00 | 8/8/2011 7:37:41 AM |
| nickel-position | $25.00 | 8/8/2011 11:31:58 PM |
| treasure-expert | $25.00 | 8/8/2011 5:25:48 PM |
| credit-coach118 | $25.00 | 8/9/2011 9:07:53 AM |
| Chillito | $40.44 | 8/9/2011 1:41:41 AM |
| note-mad-scientist | $25.00 | 8/9/2011 4:13:30 AM |
| fairhelper | $25.00 | 8/9/2011 9:21:32 AM |
| integrity-doctor | $100.00 | 8/9/2011 7:19:07 AM |
| Loan-Mart | $26.93 | 8/9/2011 11:18:42 AM |
| CBO-Enterprise | $50.00 | 8/9/2011 11:20:12 AM |
| ddog0224 | $25.00 | 8/9/2011 12:24:22 PM |
| toomanyfishtanks | $29.40 | 8/9/2011 2:10:35 PM |
| the-discrete-income | $25.00 | 8/9/2011 4:34:07 AM |
| tomdooley12520 | $25.00 | 8/9/2011 4:37:20 AM |
| zokiz | $26.00 | 8/9/2011 9:32:28 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:17 AM |
| enchanted-truth264 | $25.00 | 8/9/2011 5:31:40 PM |
| repaymeplease | $25.00 | 8/9/2011 5:56:39 PM |
| buffalobills | $25.00 | 8/9/2011 8:16:39 AM |
| moola-monger9 | $50.00 | 8/9/2011 9:28:04 AM |
| Hexnut | $50.00 | 8/9/2011 8:46:56 PM |
| dinero-elevator | $50.00 | 8/9/2011 10:08:55 PM |
| momentous-coin | $60.00 | 8/9/2011 10:46:20 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:00 PM |
| dfealk | $100.00 | 8/9/2011 2:47:44 PM |
| Corellia | $50.00 | 8/9/2011 6:32:35 PM |
| justasoldier | $70.00 | 8/9/2011 8:25:58 PM |
| gmf | $25.00 | 8/9/2011 5:47:21 PM |
| tech310 | $50.00 | 8/9/2011 9:02:40 PM |
| derec | $25.00 | 8/9/2011 7:55:15 PM |
| daddysgotya | $50.00 | 8/9/2011 9:44:22 PM |
| fund-medalist171 | $30.00 | 8/10/2011 5:07:28 PM |
| the-enthralling-coin | $25.00 | 8/10/2011 5:50:55 PM |
| JustMee | $25.00 | 8/10/2011 6:02:46 PM |
| geniusj | $43.00 | 8/11/2011 1:20:39 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:04 AM |
| vtrentster | $25.00 | 8/11/2011 11:10:57 AM |
| neutrino6 | $25.00 | 8/11/2011 12:08:06 PM |
| tranquil-revenue | $35.88 | 8/11/2011 1:23:54 PM |
| exact-gold2 | $25.00 | 8/11/2011 4:45:55 PM |
| nickel-balance | $25.00 | 8/11/2011 1:06:16 PM |
| BxRealtor | $25.00 | 8/11/2011 10:15:34 PM |
| platinum-cargo | $25.00 | 8/12/2011 4:44:46 AM |
| payout-achievement | $50.00 | 8/12/2011 10:15:06 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:11 PM |
| freedom3 | $1,347.14 | 8/13/2011 5:38:18 AM |
| radforj22 | $25.00 | 8/12/2011 10:09:53 PM |
| JustMee | $25.00 | 8/2/2011 9:18:01 PM |
| MarvintheMartian | $25.00 | 8/2/2011 5:05:58 PM |
| Bank_Of_XL | $25.00 | 8/2/2011 6:46:28 PM |
| compoundinterest | $50.00 | 8/3/2011 8:20:57 AM |
| DasMula | $25.00 | 8/3/2011 8:38:30 AM |
| reflective-rupee | $25.00 | 8/4/2011 2:46:03 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:26 AM |
| dime-vista2 | $25.00 | 8/5/2011 3:10:15 PM |
| PleaseDontDefault | $50.00 | 8/5/2011 4:00:18 PM |
| loss-of-control | $125.00 | 8/5/2011 5:48:08 PM |
| payment-halo | $25.00 | 8/5/2011 9:30:15 PM |
| whitegold24k | $144.23 | 8/5/2011 2:40:08 PM |
| GCInvestments | $27.00 | 8/5/2011 7:01:41 PM |
| dx23h | $25.00 | 8/5/2011 10:35:13 PM |
| penny-candy | $25.00 | 8/6/2011 8:45:20 AM |
| iq8w7ht | $25.00 | 8/6/2011 11:28:53 AM |
| terrific-return | $33.00 | 8/6/2011 8:30:37 AM |
| MyNestEgg | $40.00 | 8/6/2011 5:25:25 PM |
| ChoiceInvestments | $38.00 | 8/6/2011 6:50:48 PM |
| mgking007 | $25.00 | 8/6/2011 10:41:13 PM |
| UHcougars | $32.00 | 8/6/2011 4:41:13 PM |
| svandgts | $25.00 | 8/6/2011 6:34:50 PM |
| refined-return922 | $25.00 | 8/7/2011 8:47:05 AM |
| Whipster | $35.00 | 8/7/2011 10:04:44 AM |
| liberty-point | $50.00 | 8/6/2011 1:50:54 PM |
| CA-Lender | $50.00 | 8/6/2011 2:30:30 PM |
| enlighter | $41.50 | 8/6/2011 3:29:07 PM |
| green-trade-dolphin | $35.00 | 8/7/2011 3:28:39 PM |
| Johnab | $25.00 | 8/6/2011 6:26:08 PM |
| kind-value-pouch | $41.00 | 8/7/2011 6:29:00 PM |
| Cromag | $25.00 | 8/7/2011 7:28:05 PM |
| dapablotv | $100.00 | 8/7/2011 8:15:57 PM |
| diligent-peace9 | $125.00 | 8/7/2011 7:44:13 AM |
| Interloper | $25.00 | 8/7/2011 9:14:22 AM |
| Peterman | $25.00 | 8/7/2011 7:42:20 PM |
| Cronos | $100.00 | 8/8/2011 9:02:14 AM |
| Watersports | $50.00 | 8/8/2011 9:58:05 AM |
| cash-cymbal | $25.00 | 8/7/2011 4:48:38 PM |
| shrewd-peace7 | $25.00 | 8/7/2011 11:22:38 PM |
| loan-lionheart6 | $25.00 | 8/8/2011 6:48:27 PM |
| credible-balance0 | $25.00 | 8/8/2011 7:15:34 AM |
| john0720 | $50.00 | 8/8/2011 7:26:13 AM |
| sunny-truth6 | $32.00 | 8/8/2011 1:04:51 PM |
| new-ore-venture | $100.00 | 8/8/2011 5:45:47 PM |
| economy-caper9 | $25.00 | 8/8/2011 10:54:21 AM |
| maple1 | $57.00 | 8/8/2011 12:09:30 PM |
| revenue-appraiser | $25.00 | 8/8/2011 12:45:15 PM |
| loot-castanets | $25.00 | 8/8/2011 1:26:42 PM |
| a-balance-surgeon | $25.00 | 8/8/2011 10:45:26 PM |
| JHN88 | $100.00 | 8/9/2011 6:14:56 AM |
| powerlifter275 | $25.00 | 8/9/2011 6:50:35 AM |
| worth-buddy0 | $100.00 | 8/9/2011 6:01:53 PM |
| mpatrick | $50.00 | 8/9/2011 8:28:10 AM |
| jtn4148 | $25.00 | 8/9/2011 12:57:44 PM |
| elasermd | $50.00 | 8/9/2011 6:24:38 PM |
| houli123 | $400.00 | 8/9/2011 1:43:56 PM |
| gslinv | $25.00 | 8/9/2011 2:27:53 PM |
| jeffpac | $100.00 | 8/9/2011 7:27:21 PM |
| JGB | $200.00 | 8/9/2011 1:13:26 PM |
| pythia | $25.00 | 8/10/2011 3:33:56 AM |
| sensible-order2 | $100.00 | 8/9/2011 6:23:09 PM |
| kind-efficient-credit | $40.00 | 8/9/2011 9:55:49 PM |
| shrewd-income | $25.00 | 8/9/2011 6:30:51 PM |
| CheapDolo22 | $25.00 | 8/9/2011 7:20:03 PM |
| saint555 | $50.00 | 8/9/2011 7:36:40 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:46:35 PM |
| GolfPro2006 | $30.00 | 8/10/2011 5:14:22 AM |
| britches613 | $25.00 | 8/9/2011 10:44:56 PM |
| Phatt-Daddy | $25.00 | 8/10/2011 3:30:50 AM |
| weiyinsan | $25.00 | 8/10/2011 2:34:06 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:07 AM |
| wwwUniversal | $25.00 | 8/10/2011 9:43:43 PM |
| suges | $25.00 | 8/11/2011 11:00:25 AM |
| intrepid-loot | $25.00 | 8/12/2011 6:22:21 AM |
| myworld701 | $25.00 | 8/11/2011 3:42:47 PM |
| fallentimbers | $25.00 | 8/11/2011 5:40:58 PM |
| frontier3 | $500.00 | 8/12/2011 1:16:18 PM |
| KADENA462 | $25.00 | 8/12/2011 3:12:40 PM |
| SDKiwi | $25.00 | 8/12/2011 6:03:53 PM |
| wlm3012 | $30.00 | 8/12/2011 3:16:52 PM |
| Jamahl | $25.00 | 8/12/2011 10:55:37 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:26 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:19 PM |
| enchanted-note | $50.00 | 8/13/2011 5:29:21 AM |
| 177 Investments
|
Borrower Payment Dependent Notes Series
519548
This series of Notes was issued and sold upon the funding of the borrower loan #52302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 22y 3m |
|
Amount delinquent:
| $15 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,815 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gentle-bill5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MLJKL
Purpose of loan: Pay off credit card
This loan will be used to...American Express Credit Card
My financial situation: Commercer Bank
I am a good candidate for this loan because... I will make sure it is paid within 6 months. I am married and have additional income to help pay for monthly expenses.
Monthly net income: $ 2700.00
Monthly expenses: $
Housing: $ 1800.00
Insurance: $ 200.00
Car expenses: $ 366.00
Utilities: $ 200.00
Phone, cable, internet: $ Paid by employer
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/2/2011 5:03:06 PM |
| impala6464 | $100.00 | 8/3/2011 7:15:00 PM |
| yf99yz | $25.00 | 8/4/2011 10:59:41 AM |
| otto1939 | $51.00 | 8/5/2011 9:07:47 PM |
| Bocephus1959 | $100.00 | 8/5/2011 9:25:26 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:07 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:10 AM |
| bold-direct-asset | $50.00 | 8/6/2011 10:48:00 PM |
| periko | $35.09 | 8/6/2011 7:55:07 PM |
| glroark | $50.00 | 8/9/2011 4:43:05 PM |
| gardenofeden | $25.00 | 8/9/2011 9:15:58 PM |
| DasMula | $25.00 | 8/10/2011 7:11:45 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:10 AM |
| Bob450 | $25.00 | 8/11/2011 8:03:50 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:50 PM |
| guild261 | $100.00 | 8/10/2011 8:08:01 PM |
| Core-Marketing | $25.00 | 8/11/2011 12:33:40 PM |
| jebber007 | $50.00 | 8/11/2011 8:48:06 PM |
| SDKiwi | $25.00 | 8/12/2011 9:40:11 AM |
| Investoman | $75.00 | 8/12/2011 8:26:25 PM |
| hfpinc | $30.00 | 8/13/2011 6:17:44 AM |
| dedicated-transaction796 | $28.00 | 8/12/2011 2:06:07 PM |
| a-plentiful-loyalty | $25.00 | 8/13/2011 10:00:22 AM |
| suave-dime6 | $25.00 | 8/13/2011 10:52:11 AM |
| credit-missile | $100.00 | 8/13/2011 9:07:18 AM |
| let_me_retire | $44.30 | 8/13/2011 1:34:15 PM |
| balanced-capital | $6.53 | 8/13/2011 3:01:50 PM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:33 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:43 PM |
| reflective-rupee | $200.00 | 8/3/2011 5:11:37 PM |
| Unitas4302 | $50.00 | 8/3/2011 5:29:25 PM |
| alexgalt | $25.00 | 8/3/2011 6:00:18 PM |
| Something-Corporate | $25.00 | 8/4/2011 4:28:36 PM |
| loss-of-control | $75.00 | 8/4/2011 7:23:18 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:42:59 PM |
| tech310 | $50.00 | 8/9/2011 9:01:30 PM |
| irrelevant | $25.00 | 8/11/2011 6:05:27 AM |
| Weaverville | $25.00 | 8/11/2011 5:07:04 PM |
| IASKGOD | $25.00 | 8/12/2011 6:33:20 PM |
| GS-ROCK | $25.00 | 8/12/2011 12:38:00 PM |
| wlm3012 | $30.00 | 8/12/2011 3:18:23 PM |
| green-trade-dolphin | $25.00 | 8/12/2011 5:21:54 PM |
| 168RichCapital | $25.08 | 8/13/2011 6:12:49 AM |
| Richmp412 | $25.00 | 8/13/2011 6:30:31 AM |
| mrxtravis | $25.00 | 8/13/2011 11:14:28 AM |
| JauaFlash | $25.00 | 8/13/2011 12:13:33 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
519766
This series of Notes was issued and sold upon the funding of the borrower loan #52308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $291.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1980 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,910 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orbital-moola |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
|
Principal balance:
| $9,656.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
No more Bank of America
Purpose of loan:
This loan will be used to.pay off a higher interest credit card..
My financial situation:
I am a good candidate for this loan because I have a good job, have never been late on a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/12/2011 2:26:31 PM |
| moneybags16 | $25.00 | 8/4/2011 7:49:07 PM |
| compoundinterest | $50.00 | 8/4/2011 6:47:53 PM |
| happyinvallarta | $50.00 | 8/4/2011 9:28:06 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:20 PM |
| market-trooper3 | $25.00 | 8/6/2011 5:53:05 AM |
| friendly-market5 | $25.00 | 8/6/2011 5:56:07 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:40:51 AM |
| MyNestEgg | $43.63 | 8/6/2011 5:25:04 PM |
| Bio-physicist | $41.00 | 8/6/2011 11:15:35 AM |
| RecoveryLender | $25.00 | 8/7/2011 6:52:38 AM |
| wise-deal-panda | $300.00 | 8/7/2011 3:49:07 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:25 PM |
| starry2001 | $25.00 | 8/7/2011 7:31:46 AM |
| RB_Double-A_Bravo | $25.00 | 8/8/2011 3:25:43 AM |
| moola-cell3 | $50.00 | 8/7/2011 7:38:19 AM |
| GElender | $25.00 | 8/8/2011 5:59:20 AM |
| Archchancellor | $50.00 | 8/7/2011 5:49:29 PM |
| ScottCapital | $25.00 | 8/8/2011 8:02:16 AM |
| KlarthXVII | $25.00 | 8/8/2011 6:31:28 AM |
| indomitable-coin | $25.00 | 8/8/2011 12:10:54 PM |
| GenerousGentleMan | $50.00 | 8/8/2011 3:05:49 PM |
| villagers | $50.00 | 8/8/2011 10:21:38 AM |
| herbyman | $50.00 | 8/8/2011 7:33:28 PM |
| atbright | $25.00 | 8/8/2011 1:37:40 PM |
| GodzillaLending | $50.00 | 8/8/2011 6:37:41 PM |
| jdwillcox | $200.00 | 8/9/2011 2:57:20 PM |
| wise-repayment-seeker | $25.00 | 8/9/2011 5:22:21 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:16 AM |
| worth-buddy0 | $100.00 | 8/9/2011 6:00:36 PM |
| responsibility-euphoria0 | $27.25 | 8/9/2011 12:38:52 PM |
| currency-excellency0 | $100.00 | 8/9/2011 9:49:46 AM |
| elasermd | $100.00 | 8/9/2011 6:35:44 PM |
| Biancs | $150.00 | 8/9/2011 6:47:57 PM |
| squadron781 | $25.00 | 8/9/2011 3:47:25 PM |
| jarf | $25.00 | 8/9/2011 10:02:04 PM |
| compwhiz | $25.00 | 8/10/2011 9:33:38 AM |
| Hartfelt | $25.00 | 8/9/2011 8:55:11 PM |
| Manta_Rai | $25.00 | 8/10/2011 1:07:32 PM |
| Nazbuster | $100.00 | 8/9/2011 10:01:12 PM |
| Skatingbear | $100.00 | 8/10/2011 5:31:29 PM |
| EarlyRiser | $500.00 | 8/10/2011 6:07:23 PM |
| supersam | $300.00 | 8/10/2011 6:29:44 PM |
| b1geasy | $25.00 | 8/10/2011 7:35:46 PM |
| jescowa | $50.00 | 8/10/2011 8:09:48 PM |
| RLaumeyer | $25.00 | 8/10/2011 1:11:34 PM |
| nickel-position | $25.00 | 8/11/2011 12:31:10 AM |
| peaceful-farmer | $30.00 | 8/10/2011 8:00:47 PM |
| atl_lend | $25.00 | 8/10/2011 9:18:25 PM |
| discrete-asset | $25.00 | 8/11/2011 2:04:19 AM |
| crw1950 | $50.00 | 8/10/2011 6:55:48 PM |
| Chief3394 | $25.00 | 8/11/2011 5:21:31 AM |
| Lubava | $90.82 | 8/10/2011 7:38:43 PM |
| ect_2k20 | $25.00 | 8/10/2011 8:38:54 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 9:01:01 PM |
| uberrific | $75.00 | 8/11/2011 1:08:54 AM |
| doopers | $25.00 | 8/11/2011 9:20:41 AM |
| StarshineXL | $900.00 | 8/11/2011 5:23:39 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:27 AM |
| plane450 | $27.00 | 8/12/2011 7:41:52 AM |
| thankful-nickel2 | $25.00 | 8/12/2011 8:40:31 AM |
| happy-yield | $34.20 | 8/12/2011 3:56:41 PM |
| Jamahl | $25.00 | 8/12/2011 10:40:35 AM |
| sergeturtle | $25.00 | 8/12/2011 10:10:37 PM |
| money-bauble | $200.00 | 8/12/2011 4:33:12 PM |
| euro-deployment | $25.00 | 8/12/2011 6:00:07 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:31 PM |
| green-trade-dolphin | $35.00 | 8/4/2011 7:30:30 PM |
| addlending | $50.00 | 8/5/2011 2:17:20 PM |
| CreditBuilder2 | $50.00 | 8/6/2011 12:04:43 AM |
| mistertao | $25.00 | 8/6/2011 7:40:56 AM |
| platinum-dojo | $25.00 | 8/6/2011 5:56:26 AM |
| tranquil-capital9 | $25.00 | 8/6/2011 9:11:19 AM |
| availableloan | $25.00 | 8/6/2011 11:21:55 AM |
| iq8w7ht | $25.00 | 8/6/2011 11:30:08 AM |
| rokman | $100.00 | 8/6/2011 8:01:36 AM |
| drkosh | $80.00 | 8/6/2011 12:59:50 PM |
| producer553 | $25.00 | 8/6/2011 8:05:32 AM |
| liberty-point | $100.00 | 8/6/2011 1:54:43 PM |
| jbaum | $50.00 | 8/6/2011 11:18:03 PM |
| s270 | $25.00 | 8/7/2011 3:01:17 AM |
| Dubbs360 | $200.00 | 8/6/2011 4:04:02 PM |
| heerzaquestion | $25.00 | 8/6/2011 12:09:40 PM |
| AaronL | $25.00 | 8/7/2011 9:58:38 AM |
| heavenly-platinum3 | $50.00 | 8/6/2011 3:33:25 PM |
| Gotogo | $50.00 | 8/7/2011 7:38:22 AM |
| _NaLNaBB | $200.00 | 8/6/2011 3:50:57 PM |
| cmg891 | $42.77 | 8/8/2011 6:31:40 AM |
| Leopoldine | $25.00 | 8/8/2011 12:49:58 PM |
| claimtruth | $25.00 | 8/8/2011 8:48:53 AM |
| SB94114 | $25.00 | 8/8/2011 9:06:34 AM |
| Hesty | $50.00 | 8/7/2011 8:18:59 PM |
| umfan123 | $25.00 | 8/7/2011 8:26:40 PM |
| loot-castanets | $25.00 | 8/8/2011 9:44:58 AM |
| payout-reaction740 | $25.00 | 8/8/2011 6:00:29 PM |
| balance-bliss | $100.00 | 8/7/2011 11:49:36 PM |
| revenue-appraiser | $25.00 | 8/8/2011 12:47:10 PM |
| gentle-gain235 | $100.00 | 8/9/2011 8:30:20 AM |
| rdrloan | $50.00 | 8/8/2011 2:15:25 PM |
| loan-lionheart6 | $25.00 | 8/8/2011 6:47:33 PM |
| usbank | $25.00 | 8/9/2011 1:13:48 PM |
| capital-investor8 | $250.00 | 8/9/2011 12:11:03 PM |
| ddog0224 | $25.00 | 8/9/2011 12:33:07 PM |
| Astyanax | $100.00 | 8/9/2011 3:48:15 PM |
| drkosh | $37.60 | 8/9/2011 6:45:00 PM |
| serpentine | $193.66 | 8/10/2011 10:45:04 AM |
| cardminger | $100.00 | 8/9/2011 8:20:39 PM |
| hope-candy1 | $100.00 | 8/10/2011 6:36:44 AM |
| cerebral-dollar773 | $71.48 | 8/10/2011 5:13:17 AM |
| msh345 | $25.00 | 8/10/2011 11:54:48 AM |
| novice-speculator | $25.00 | 8/10/2011 2:16:14 PM |
| bmbanzai | $25.00 | 8/10/2011 3:08:50 PM |
| Mostyle | $25.00 | 8/11/2011 10:13:30 AM |
| Icon_88 | $25.00 | 8/10/2011 10:37:02 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:29 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:10 AM |
| j2ee | $25.00 | 8/11/2011 6:18:07 PM |
| UncleSteve3000 | $60.00 | 8/12/2011 7:06:44 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:36 PM |
| sgt-schultz | $25.00 | 8/11/2011 6:18:25 PM |
| finance-admirer614 | $47.34 | 8/12/2011 10:31:38 AM |
| value-wind0 | $25.00 | 8/12/2011 7:18:21 AM |
| surferracerskaterboy | $65.00 | 8/12/2011 3:06:54 PM |
| midnight24 | $50.30 | 8/12/2011 9:54:28 AM |
| mex_invests | $25.00 | 8/12/2011 10:25:06 PM |
| MrBrightEyes | $25.00 | 8/12/2011 11:44:16 AM |
| SDKiwi | $25.00 | 8/12/2011 6:03:58 PM |
| Captain_America | $100.00 | 8/13/2011 2:53:55 AM |
| MoneyForNothing | $0.95 | 8/13/2011 8:14:56 AM |
| wampum-chorus3 | $25.00 | 8/13/2011 5:16:17 AM |
| romanfish | $497.00 | 8/13/2011 8:06:55 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
519948
This series of Notes was issued and sold upon the funding of the borrower loan #52266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
3 | Length of status: | 3y 7m |
|
Amount delinquent:
| $191 |
Total credit lines:
| 18 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,042 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| best-purposeful-hope |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation: ok
I am a good candidate for this loan because...
Monthly net income: $1500
Monthly expenses: $
Housing: live with parents
Insurance: $
Car expenses: $400
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $35.00 | 8/4/2011 7:21:00 PM |
| Investor_DP | $100.00 | 8/4/2011 5:03:00 PM |
| first-class-gold0 | $50.00 | 8/4/2011 8:45:55 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:17 PM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:48 PM |
| awesome-yield7 | $25.00 | 8/5/2011 7:12:22 AM |
| LBOregon | $41.00 | 8/6/2011 6:05:16 AM |
| tender-ore | $25.00 | 8/5/2011 8:54:48 PM |
| first-class-gold0 | $50.00 | 8/5/2011 9:14:47 PM |
| Bocephus1959 | $50.00 | 8/5/2011 9:26:53 PM |
| leverage-monger | $25.00 | 8/6/2011 7:44:49 AM |
| note-mover9 | $200.00 | 8/7/2011 6:46:01 PM |
| new-discrete-camaraderi | $25.00 | 8/8/2011 4:00:43 PM |
| TikPmp1 | $25.00 | 8/8/2011 8:10:35 AM |
| Bank42 | $46.54 | 8/8/2011 3:25:19 PM |
| duty-monger | $50.00 | 8/9/2011 7:20:38 AM |
| SarDenInvesting | $108.56 | 8/9/2011 9:40:26 AM |
| bonus-demon | $25.00 | 8/9/2011 11:29:59 AM |
| myke500 | $40.00 | 8/10/2011 3:58:28 AM |
| GElender | $25.00 | 8/10/2011 5:58:20 AM |
| CHANDU_MK | $25.00 | 8/4/2011 7:28:46 PM |
| ultimate-peace | $25.00 | 8/4/2011 5:03:44 PM |
| kazanov | $45.00 | 8/4/2011 11:17:26 PM |
| MissionMicroFinance | $25.00 | 8/4/2011 6:23:11 PM |
| leverage-monger | $25.00 | 8/5/2011 9:08:19 AM |
| reflective-rupee | $25.00 | 8/5/2011 9:15:22 AM |
| reward-gala | $200.00 | 8/5/2011 6:08:59 PM |
| majestic-bill8 | $25.00 | 8/6/2011 6:00:45 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:38 PM |
| nimble-velocity3 | $100.00 | 8/8/2011 4:15:32 AM |
| glenium | $25.00 | 8/9/2011 2:25:49 AM |
| q4golf | $25.00 | 8/9/2011 5:01:04 AM |
| irrelevant | $25.00 | 8/9/2011 6:05:22 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:43:25 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:37 AM |
| a-restless-dollar | $25.00 | 8/9/2011 7:02:23 PM |
| abstert | $133.90 | 8/10/2011 10:57:56 AM |
| pearl13 | $100.00 | 8/10/2011 9:10:14 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
520116
This series of Notes was issued and sold upon the funding of the borrower loan #52299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,581 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-thorough-finance |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In need of long over due work...
Purpose of loan: Cosmetic surgery
This loan will be used to... pay for a tummy tuck (due to pregnancy) and hernia repair (also due to pregnancy) should my insurance not cover the procedure. I am putting down half and hoping to borrow the remaining $3000.
My passion which is also my part time job is training actors and models. I teach them to walk a runway, run lines, prep for auditions etc. I feel like I need to be a part of that world in order to maintain my credibility as a 'teacher'.
My financial situation:
I am a good candidate for this loan because...I have a stable work history, pay my bills, healthy and, motivated. I work hard.
Monthly net income: $3000.00
Monthly expenses: $ See list below
Housing: $ 400.00
Insurance: $100.00
Car expenses: $375.00
Utilities: $ 150.00
Phone, cable, internet: $ 150.00
Food, entertainment: $100.00
Clothing, household expenses: $ Varies $100
Credit cards and other loans: $ 200.00
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 9:02:24 AM |
| reflective-rupee | $25.00 | 8/5/2011 9:20:18 AM |
| payment-halo | $25.00 | 8/6/2011 8:57:40 PM |
| RIVERBEND | $25.00 | 8/7/2011 12:18:00 PM |
| geniusj | $50.00 | 8/8/2011 2:52:53 PM |
| weiyinsan | $35.00 | 8/10/2011 2:46:44 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:34 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:15 AM |
| kinetic-social | $25.00 | 8/11/2011 9:58:44 AM |
| marwadi-62 | $300.00 | 8/12/2011 10:58:06 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:36 PM |
| jmb_lending | $25.00 | 8/13/2011 6:54:54 AM |
| sensible-trade | $25.00 | 8/13/2011 10:11:04 AM |
| riptide615 | $100.00 | 8/13/2011 7:42:57 PM |
| wwwUniversal | $50.00 | 8/14/2011 10:38:07 PM |
| AM2171 | $25.00 | 8/15/2011 9:13:12 AM |
| radforj22 | $16.94 | 8/15/2011 9:28:09 AM |
| reflective-rupee | $175.00 | 8/5/2011 9:20:25 AM |
| wild-orange | $100.00 | 8/5/2011 9:34:42 AM |
| SolarMoonshine | $25.00 | 8/5/2011 9:55:22 AM |
| goodhearted-basis4 | $25.00 | 8/5/2011 11:02:43 AM |
| herbyman | $100.00 | 8/5/2011 12:49:10 PM |
| compoundinterest | $50.00 | 8/5/2011 1:52:15 PM |
| equitable-capital758 | $250.00 | 8/5/2011 9:02:33 AM |
| Syzygy | $25.00 | 8/5/2011 9:31:46 AM |
| promise2 | $100.00 | 8/5/2011 7:47:13 PM |
| loss-of-control | $100.00 | 8/7/2011 6:21:40 PM |
| Peterman | $25.00 | 8/7/2011 7:42:26 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:11 AM |
| Kessler | $34.00 | 8/9/2011 10:27:56 AM |
| samaritan5 | $25.00 | 8/9/2011 5:38:22 PM |
| clkventures | $150.00 | 8/10/2011 6:12:43 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:13 PM |
| Cliffie83 | $48.97 | 8/12/2011 9:50:34 PM |
| Kaj | $30.00 | 8/13/2011 6:47:37 AM |
| grf1945 | $25.00 | 8/13/2011 3:57:44 AM |
| missgina | $25.00 | 8/13/2011 6:24:56 AM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:08 PM |
| market-pudding | $25.00 | 8/13/2011 3:13:12 PM |
| yield-hut | $50.00 | 8/14/2011 5:04:21 AM |
| life-is-great | $25.00 | 8/14/2011 6:00:14 AM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:57 PM |
| sweet-loan7 | $25.00 | 8/14/2011 5:42:45 PM |
| Iwillhuntyoudown | $25.00 | 8/14/2011 10:21:43 AM |
| seineil | $25.00 | 8/15/2011 1:53:23 AM |
| Montiesholdings | $25.00 | 8/14/2011 7:26:56 AM |
| felicity-daydream | $50.00 | 8/15/2011 7:35:44 AM |
| cordial-affluence2 | $50.00 | 8/14/2011 9:43:23 AM |
| TMBank | $35.09 | 8/15/2011 6:12:21 AM |
| BigMac1953 | $25.00 | 8/15/2011 7:43:42 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
520166
This series of Notes was issued and sold upon the funding of the borrower loan #52275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,254 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| knowledgeable-transaction183 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit cards
Purpose of loan: to get caught up
This loan will be used to...to pay off credit cards
My financial situation: get rid of credit cards
I am a good candidate for this loan because...I have to much debt and need to get rid of the credit cards and start paying with cash. If I don't have the money I can't get it and I won't have a credit card.
Monthly net income: $1300
Monthly expenses: $1600
Housing: $685
Insurance: $50
Car expenses: $1200
Utilities: $50
Phone, cable, internet: $230
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $18,000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 8/5/2011 5:03:47 PM |
| Investor_DP | $100.00 | 8/5/2011 5:03:01 PM |
| the-discrete-income | $25.00 | 8/5/2011 6:38:31 PM |
| grotheik | $25.00 | 8/6/2011 5:00:19 AM |
| CA-Lender | $25.00 | 8/5/2011 5:23:10 PM |
| foothillender | $25.00 | 8/6/2011 7:15:02 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:43 PM |
| pwez652 | $25.00 | 8/6/2011 5:21:42 PM |
| worth-blanket2 | $1,700.00 | 8/6/2011 8:57:16 PM |
| reflective-rupee | $100.00 | 8/7/2011 6:26:49 AM |
| diligent-peace9 | $100.00 | 8/7/2011 8:36:16 AM |
| shrewd-income | $75.00 | 8/6/2011 9:20:56 PM |
| kwan | $25.00 | 8/8/2011 8:31:29 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:11 PM |
| neutrino6 | $25.00 | 8/8/2011 9:28:28 AM |
| Iwillhuntyoudown | $25.00 | 8/7/2011 11:58:11 PM |
| greencat | $50.00 | 8/8/2011 10:08:06 AM |
| glenium | $25.00 | 8/8/2011 2:25:59 AM |
| luann199 | $25.00 | 8/8/2011 5:59:53 AM |
| leverage-monger | $25.00 | 8/8/2011 7:21:40 AM |
| charming-exchange7 | $25.00 | 8/8/2011 12:28:53 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:29 PM |
| bullish2bearish | $45.00 | 8/5/2011 8:24:08 PM |
| favorite-commerce | $25.00 | 8/5/2011 8:54:57 PM |
| heerzaquestion | $50.00 | 8/7/2011 11:19:52 AM |
| penny-candy | $25.00 | 8/7/2011 8:07:53 PM |
| irrelevant | $25.00 | 8/7/2011 10:05:46 AM |
| market-pudding | $25.00 | 8/8/2011 2:29:12 PM |
| fragileworld | $28.53 | 8/8/2011 11:03:48 AM |
| whitemountainhandyman | $51.47 | 8/8/2011 2:54:05 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
520216
This series of Notes was issued and sold upon the funding of the borrower loan #52219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $128.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,927 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Nat327 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Apr-2009)
720-739
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Paying off credit card debt
Purpose of loan:
This loan will be used to pay off my high interest credit card
I just bought a house and got married so we are bringing in two incomes now which makes it even easier for us to pay our bills on time. My husband and I both work secure full time jobs with great companies. My credit card normally stays pretty low but with all of the expenses with our recent wedding and the move to a new house the credit card balance got much higher then I wanted.
I am a good candidate for this loan because I have no problem paying my monthly bills on time. I have had a funded Prosper loan before and I paid that loan on time every month and finished paying it off in April.
Monthly net income: $2520
Monthly expenses total: $1850
Housing: $580
Insurance: $80
Car expenses: $250
Utilities: $180
Phone, cable, internet: $90
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/8/2011 9:01:47 AM |
| Investor_DP | $100.00 | 8/8/2011 9:02:51 AM |
| Whipster | $70.00 | 8/8/2011 9:02:54 AM |
| golffish2 | $50.00 | 8/8/2011 9:10:44 AM |
| jsnryn | $128.00 | 8/8/2011 9:50:02 AM |
| dollar-sonnet3 | $25.00 | 8/8/2011 11:08:15 AM |
| SolarMoonshine | $25.00 | 8/8/2011 10:02:43 AM |
| Feyenoord | $25.00 | 8/8/2011 9:31:14 PM |
| exciting-fairness | $200.00 | 8/9/2011 4:19:53 AM |
| blue-useful-auction | $25.00 | 8/9/2011 6:27:11 AM |
| balance-warrior | $25.02 | 8/8/2011 9:42:52 AM |
| loss-of-control | $100.00 | 8/8/2011 5:25:02 PM |
| DasMula | $27.00 | 8/8/2011 9:54:56 AM |
| Frover | $50.00 | 8/8/2011 7:24:48 PM |
| herbyman | $50.00 | 8/8/2011 7:33:38 PM |
| redwraith | $100.00 | 8/8/2011 8:51:15 PM |
| one-midas | $25.00 | 8/8/2011 1:52:16 PM |
| irrelevant | $25.00 | 8/9/2011 6:05:15 AM |
| InChicago | $100.00 | 8/9/2011 7:03:32 AM |
| ALFLoan | $25.00 | 8/8/2011 8:02:21 PM |
| vigorous-market5 | $200.00 | 8/9/2011 2:04:02 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:30:54 AM |
| MoneyForNothing | $25.00 | 8/8/2011 9:09:54 AM |
| favorite-commerce | $35.00 | 8/8/2011 9:44:39 AM |
| reflective-rupee | $100.00 | 8/8/2011 9:45:59 AM |
| diligent-peace9 | $225.00 | 8/8/2011 10:57:23 AM |
| kind-bid-genome | $25.00 | 8/8/2011 11:28:33 AM |
| calmfunds | $500.00 | 8/8/2011 4:22:09 PM |
| credit-guard5 | $25.00 | 8/8/2011 5:03:31 PM |
| Mikale360 | $25.00 | 8/8/2011 5:19:51 PM |
| payment-halo | $50.00 | 8/8/2011 5:48:59 PM |
| clemclan | $30.00 | 8/8/2011 11:38:12 AM |
| cwegert | $25.00 | 8/8/2011 8:17:59 PM |
| JCM_MN | $25.00 | 8/9/2011 4:33:18 AM |
| tomdooley12520 | $25.00 | 8/9/2011 4:40:48 AM |
| janeybooboo | $100.00 | 8/8/2011 9:03:49 AM |
| kind-bill-supporter | $25.00 | 8/9/2011 6:06:58 AM |
| convergentthinker | $50.00 | 8/9/2011 6:10:25 AM |
| loanman2007 | $150.00 | 8/8/2011 9:25:54 AM |
| market-pudding | $25.00 | 8/9/2011 6:30:11 AM |
| JustMee | $25.00 | 8/8/2011 5:40:54 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:18 AM |
| payout-reaction740 | $25.00 | 8/8/2011 5:55:22 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:09 PM |
| profit-powerplant | $25.00 | 8/8/2011 7:01:30 PM |
| tomdooley12520 | $25.00 | 8/9/2011 4:42:48 AM |
| freest8r | $100.00 | 8/9/2011 5:06:48 AM |
| investment-artist | $25.01 | 8/8/2011 4:30:28 PM |
| grampy48 | $34.97 | 8/9/2011 7:11:26 AM |
| vertigo2x | $50.00 | 8/8/2011 9:04:00 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
520372
This series of Notes was issued and sold upon the funding of the borrower loan #52278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,746 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-werewolf |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sunja
Purpose of loan:
This loan will be used to...vacation,auto maintenence
My financial situation:
I am a good candidate for this loan because...I pay every debt prior to due dates and pay more than minimum due.
Monthly net income: $6066
Monthly expenses: $4000
Housing: $1686
Insurance: $
Car expenses: $200
Utilities: $70
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 8/9/2011 5:29:27 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:21 AM |
| Investor_DP | $100.00 | 8/9/2011 9:00:42 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:32 AM |
| worth-blanket2 | $2,200.00 | 8/11/2011 9:59:06 AM |
| Digs | $25.00 | 8/11/2011 10:44:06 AM |
| herbyman | $50.00 | 8/11/2011 10:02:56 AM |
| pearl13 | $100.00 | 8/11/2011 10:09:59 AM |
| eldorado71 | $25.00 | 8/11/2011 11:09:36 AM |
| favorite-commerce | $25.00 | 8/9/2011 6:27:27 AM |
| cash-tent | $35.00 | 8/9/2011 10:49:41 PM |
| availableloan | $25.00 | 8/9/2011 9:47:34 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:52:26 AM |
| worth-blanket2 | $1,200.00 | 8/11/2011 10:08:11 AM |
| Champ3295 | $28.09 | 8/11/2011 10:35:27 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:27 AM |
| SUZYQ | $11.91 | 8/11/2011 11:26:56 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
520460
This series of Notes was issued and sold upon the funding of the borrower loan #52178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $261.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,229 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-sphinx1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan 2011
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history (807 Score) with a flawless record of paying my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/8/2011 9:03:51 AM |
| equitable-capital758 | $250.00 | 8/8/2011 9:01:50 AM |
| Rivervale_Westwood | $25.00 | 8/8/2011 10:06:39 AM |
| caring-hope2 | $100.00 | 8/8/2011 10:59:24 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:13 AM |
| Astyanax | $85.00 | 8/10/2011 3:47:33 PM |
| bmbanzai | $25.00 | 8/10/2011 3:09:12 PM |
| NolockHolmes | $50.00 | 8/10/2011 3:35:24 PM |
| gentle-gain235 | $50.00 | 8/10/2011 4:31:29 PM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:37 PM |
| cocopuffs | $25.00 | 8/11/2011 12:50:10 AM |
| uberrific | $75.00 | 8/11/2011 1:09:06 AM |
| barflyer | $25.00 | 8/11/2011 8:59:17 AM |
| loss-of-control | $100.00 | 8/10/2011 7:21:05 PM |
| Charmart | $25.00 | 8/11/2011 5:40:30 AM |
| jescowa | $50.00 | 8/10/2011 8:10:35 PM |
| octoberfresh | $25.00 | 8/11/2011 7:13:58 AM |
| whatreality | $25.00 | 8/11/2011 7:31:07 AM |
| kindness-dessert | $30.00 | 8/11/2011 9:41:05 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:24 AM |
| BuildingShanghai | $60.00 | 8/11/2011 4:59:54 PM |
| hawaiitechnical | $25.00 | 8/11/2011 4:15:12 PM |
| FinanceEngine | $40.00 | 8/12/2011 9:13:50 AM |
| Beld | $100.00 | 8/11/2011 11:57:31 PM |
| goodhearted-basis4 | $25.00 | 8/12/2011 9:48:22 AM |
| fund-medalist171 | $35.00 | 8/11/2011 6:42:21 PM |
| bankojerry | $25.00 | 8/12/2011 4:16:34 AM |
| agent86a | $44.00 | 8/12/2011 8:24:26 AM |
| moola-monger9 | $50.00 | 8/12/2011 12:21:01 PM |
| winegeek | $100.00 | 8/12/2011 10:25:58 AM |
| currency-persimmon | $25.00 | 8/12/2011 8:17:09 AM |
| Chessplayer71 | $42.20 | 8/12/2011 7:08:36 PM |
| availableloan | $25.00 | 8/12/2011 7:16:20 PM |
| jazzlender | $50.00 | 8/12/2011 12:21:19 PM |
| axl163 | $25.00 | 8/12/2011 6:43:13 PM |
| Oak-Parker | $25.00 | 8/13/2011 6:45:03 AM |
| derec | $25.00 | 8/12/2011 8:00:01 PM |
| gala279 | $300.00 | 8/12/2011 8:21:44 PM |
| forthright-trade | $25.00 | 8/12/2011 6:49:28 PM |
| zippy-revenue8 | $25.00 | 8/13/2011 4:30:50 AM |
| kind-funds-tonic | $25.00 | 8/13/2011 7:06:26 AM |
| JustMee | $25.00 | 8/13/2011 6:17:53 AM |
| discrete-asset | $25.00 | 8/13/2011 6:28:09 AM |
| Longstreet47 | $28.31 | 8/13/2011 6:45:05 AM |
| stanthecaddy | $86.66 | 8/13/2011 12:02:05 PM |
| atlas100 | $50.00 | 8/13/2011 7:00:56 AM |
| bulabula | $25.00 | 8/13/2011 8:39:31 AM |
| bigdoggie | $100.00 | 8/13/2011 12:40:58 PM |
| marwadi-62 | $100.00 | 8/13/2011 7:09:08 AM |
| BigBag | $25.00 | 8/13/2011 8:53:50 AM |
| HappyTurtleDaddy | $200.00 | 8/13/2011 1:16:29 PM |
| hml | $100.00 | 8/13/2011 9:41:40 AM |
| YellowJacket | $25.00 | 8/13/2011 8:03:05 AM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:24:41 PM |
| kind-blissful-p2ploan | $50.00 | 8/13/2011 11:15:19 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:05 PM |
| ohwow | $35.00 | 8/13/2011 5:01:55 PM |
| repaymeplease | $36.88 | 8/13/2011 12:10:55 PM |
| wise-deal-panda | $100.00 | 8/13/2011 9:13:16 PM |
| yennib | $43.04 | 8/13/2011 9:43:25 PM |
| herbyman | $50.00 | 8/13/2011 10:07:04 AM |
| Chill99 | $100.00 | 8/13/2011 11:12:25 AM |
| kingpin1 | $100.00 | 8/13/2011 11:15:11 AM |
| weiyinsan | $50.00 | 8/13/2011 4:45:33 PM |
| sunny-dough9 | $200.00 | 8/13/2011 12:25:53 PM |
| Terapin0511 | $25.00 | 8/14/2011 11:40:00 AM |
| beeper2 | $50.00 | 8/14/2011 1:23:58 PM |
| Tigerman | $50.00 | 8/14/2011 1:29:01 PM |
| Vaanolo | $35.00 | 8/13/2011 3:48:03 PM |
| obedient-loan1 | $200.00 | 8/14/2011 1:57:48 PM |
| VitaminFunk | $25.00 | 8/14/2011 2:03:35 PM |
| perlindc | $100.00 | 8/14/2011 2:20:23 PM |
| thermopylae6 | $25.00 | 8/14/2011 5:24:53 AM |
| note-mad-scientist | $50.00 | 8/14/2011 5:39:24 AM |
| keichi03 | $26.00 | 8/14/2011 4:41:08 PM |
| Quid-Pro-Quo | $25.92 | 8/14/2011 7:31:45 AM |
| heerzaquestion | $25.00 | 8/13/2011 6:56:05 PM |
| principal-duckling | $75.00 | 8/14/2011 5:50:22 PM |
| natural-trade7 | $75.00 | 8/13/2011 8:29:56 PM |
| Chicagoan3660 | $115.00 | 8/14/2011 7:07:24 AM |
| nycuw | $75.00 | 8/14/2011 2:06:34 PM |
| mrpowers5531 | $25.00 | 8/14/2011 8:21:08 AM |
| logical-p2ploan | $70.09 | 8/14/2011 8:57:07 AM |
| postalwhiz | $500.00 | 8/14/2011 5:51:41 PM |
| rautility | $8.87 | 8/14/2011 6:20:00 PM |
| frooogal | $25.00 | 8/14/2011 11:47:41 AM |
| credit-bank-usa611 | $150.00 | 8/14/2011 11:51:50 AM |
| cac1966 | $50.00 | 8/14/2011 5:15:00 PM |
| power-defender7 | $50.00 | 8/14/2011 5:15:40 PM |
| Bank_Of_XL | $25.00 | 8/8/2011 12:33:21 PM |
| balance-bliss | $100.00 | 8/9/2011 12:34:50 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:27 PM |
| CreditBuilder2 | $50.00 | 8/10/2011 3:00:47 PM |
| john0720 | $50.00 | 8/10/2011 3:13:39 PM |
| heerzaquestion | $50.00 | 8/11/2011 8:14:32 AM |
| houli123 | $100.00 | 8/10/2011 9:12:37 PM |
| sri59 | $100.00 | 8/10/2011 5:11:15 PM |
| KADENA462 | $25.00 | 8/10/2011 5:36:38 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 7:40:56 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:47:46 PM |
| seabass123 | $25.32 | 8/11/2011 7:26:26 AM |
| GElender | $50.00 | 8/11/2011 5:58:47 AM |
| KADENA462 | $50.00 | 8/11/2011 9:46:49 AM |
| idriveajeep | $45.00 | 8/11/2011 7:51:13 AM |
| mad-scientist418 | $25.00 | 8/11/2011 8:07:24 PM |
| setUup | $30.28 | 8/11/2011 9:49:14 PM |
| vtrentster | $25.00 | 8/11/2011 11:08:23 AM |
| yoshibo | $968.24 | 8/11/2011 11:58:15 AM |
| mpatrick | $50.00 | 8/12/2011 8:08:02 AM |
| credit-coach118 | $35.00 | 8/11/2011 4:58:36 PM |
| Dubbs360 | $200.00 | 8/12/2011 9:06:39 AM |
| imlosttoo | $25.00 | 8/12/2011 9:25:43 AM |
| mykkai | $25.00 | 8/12/2011 2:12:23 PM |
| methodical-loot | $25.00 | 8/12/2011 3:11:48 PM |
| Leopoldine | $25.00 | 8/12/2011 10:40:48 AM |
| agalt | $100.00 | 8/12/2011 11:03:08 AM |
| Jim33 | $25.00 | 8/12/2011 11:39:27 AM |
| ddog0224 | $50.00 | 8/12/2011 1:36:24 PM |
| mondial4 | $100.00 | 8/13/2011 6:45:21 AM |
| capital-raker2 | $25.00 | 8/12/2011 7:23:58 PM |
| yield-seeker | $25.00 | 8/13/2011 8:41:16 AM |
| JustMee | $25.00 | 8/13/2011 6:16:58 AM |
| ethical-income2 | $25.00 | 8/13/2011 11:05:30 AM |
| neutrino6 | $25.00 | 8/13/2011 12:43:40 PM |
| penny-champ5 | $25.00 | 8/13/2011 12:52:37 PM |
| treasure-trader | $25.00 | 8/13/2011 9:26:45 AM |
| honorable-yield | $100.00 | 8/13/2011 9:48:17 AM |
| thajr | $50.00 | 8/13/2011 7:35:45 AM |
| thajr | $50.00 | 8/13/2011 7:38:39 AM |
| rpg | $30.00 | 8/13/2011 3:25:13 PM |
| kulender | $100.00 | 8/13/2011 8:11:24 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:52 AM |
| upbeat-investment9 | $100.00 | 8/13/2011 8:31:51 AM |
| liberty-point | $52.83 | 8/13/2011 12:31:54 PM |
| mad-scientist418 | $28.20 | 8/13/2011 6:56:37 PM |
| EngineersAlliance | $50.00 | 8/13/2011 7:20:16 PM |
| leeball | $50.00 | 8/13/2011 9:29:59 AM |
| bruin558 | $70.00 | 8/13/2011 1:33:09 PM |
| simplelender80 | $100.00 | 8/13/2011 9:38:52 AM |
| JustOneVoice | $25.00 | 8/13/2011 8:52:19 PM |
| kdog99 | $100.00 | 8/13/2011 1:44:08 PM |
| basis-wizard8 | $50.00 | 8/13/2011 4:12:16 PM |
| tkr2 | $25.00 | 8/13/2011 4:36:21 PM |
| investment-artist | $25.02 | 8/14/2011 7:53:32 AM |
| elasermd | $100.00 | 8/14/2011 7:55:04 AM |
| pious-benjamins1 | $50.00 | 8/13/2011 6:41:38 PM |
| kewgdns | $100.00 | 8/13/2011 7:39:54 PM |
| burgeoning-marketplace4 | $25.00 | 8/14/2011 10:24:44 AM |
| versatile-return3 | $69.44 | 8/13/2011 9:53:10 PM |
| MDLoan | $110.00 | 8/13/2011 2:37:22 PM |
| BOZO88 | $25.00 | 8/13/2011 2:46:27 PM |
| giantfan19 | $33.27 | 8/14/2011 1:09:13 PM |
| RLaumeyer | $25.00 | 8/14/2011 12:58:25 AM |
| japerk | $25.00 | 8/13/2011 5:40:48 PM |
| intrepid-loot | $30.00 | 8/14/2011 7:06:11 AM |
| Quid-Pro-Quo | $25.00 | 8/14/2011 7:09:43 AM |
| KileNSmyth4 | $33.64 | 8/13/2011 7:08:07 PM |
| fund-tom-tom6 | $65.00 | 8/13/2011 7:10:03 PM |
| mizon291 | $80.00 | 8/14/2011 6:15:25 PM |
| ect_2k20 | $25.00 | 8/13/2011 7:20:27 PM |
| breaker19 | $100.00 | 8/14/2011 10:06:38 AM |
| bluestarman08 | $50.00 | 8/14/2011 10:54:32 AM |
| yield-hut | $100.00 | 8/14/2011 4:43:14 AM |
| etraboulay | $61.79 | 8/14/2011 12:28:46 PM |
| durability-halibut | $25.00 | 8/14/2011 2:06:22 PM |
| cbivitz | $175.00 | 8/14/2011 8:12:17 AM |
| shrewd-deal | $50.00 | 8/14/2011 8:17:20 AM |
| first-serene-credit | $25.00 | 8/14/2011 9:30:08 AM |
| UBOtto186 | $50.00 | 8/14/2011 10:01:48 AM |
| Tammy102800 | $25.00 | 8/14/2011 12:00:14 PM |
| Imageloan | $35.00 | 8/14/2011 6:13:20 PM |
| 171 Investments
|
Borrower Payment Dependent Notes Series
520598
This series of Notes was issued and sold upon the funding of the borrower loan #52154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 12y 7m |
|
Amount delinquent:
| $18,547 |
Total credit lines:
| 22 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,998 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eagles88 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 89% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,999.00 | < 31 days late:
| 5
( 11% )
| 660-679
(May-2010)
600-619
(Apr-2008)
|
|
Principal balance:
| $1,399.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
DAUGHTER'S TUITION
Purpose of loan: I WANT TO SEND MY DAUGHTER TO CATHOLIC SCHHOL. SHE WILL BE A SOPHMORE & HAS MADE MANY FRIENDS. I DON'T WANT HER TO HAVE TO LEAVE JUST B/C I CANNOT PAY THE TUITION
This loan will be used to...
PAY MY DAUGHTER'S SOPHMORE YEAR TUITION
My financial situation:
I am a good candidate for this loan because...I MAKE GOOD $ - i JUST HAVE "CHUNK" TO MAKE PAYMENT
Monthly net income: $3500
Monthly expenses: $2000
Housing: $1500
Insurance: $0
Car expenses: $0
Utilities: $40
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 8/8/2011 9:38:12 PM |
| ultimate-peace | $150.00 | 8/8/2011 5:04:51 PM |
| reflective-rupee | $25.00 | 8/9/2011 9:22:56 AM |
| tech310 | $50.00 | 8/9/2011 9:01:40 PM |
| marwadi-62 | $100.00 | 8/10/2011 3:53:01 PM |
| worth-blanket2 | $2,100.00 | 8/11/2011 9:58:25 AM |
| DasMula | $25.00 | 8/11/2011 1:15:45 PM |
| Mikale360 | $25.00 | 8/11/2011 4:03:35 PM |
| pearl13 | $97.42 | 8/11/2011 5:29:41 PM |
| 312-Lender | $36.65 | 8/9/2011 1:38:45 AM |
| innovator2 | $25.00 | 8/8/2011 9:40:47 PM |
| jhouman | $25.00 | 8/9/2011 5:02:53 AM |
| trumpeter5 | $50.00 | 8/9/2011 12:08:41 PM |
| alexgalt | $25.00 | 8/9/2011 11:02:29 PM |
| MoneyForNothing | $38.75 | 8/10/2011 11:19:12 PM |
| innovator2 | $25.00 | 8/11/2011 11:03:16 AM |
| ohmarkybaby | $25.00 | 8/11/2011 12:56:23 AM |
| 168RichCapital | $25.08 | 8/11/2011 10:52:32 AM |
| worth-blanket2 | $1,000.00 | 8/11/2011 10:08:34 AM |
| djropp | $100.00 | 8/11/2011 2:55:36 PM |
| let_me_retire | $27.10 | 8/11/2011 4:34:17 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
520790
This series of Notes was issued and sold upon the funding of the borrower loan #52261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $107.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 0
/
0 | Length of status: | 3y 11m |
|
Amount delinquent:
| $7,438 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| becketo224 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
620-639
(Feb-2008)
700-719
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan: Consolidate Debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I had a previous Prosper Loan and paid perfectly.
Monthly net income: $ 2400
Monthly expenses: $
Housing: $0
Insurance: $125
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MilitaryLending | $39.20 | 8/9/2011 5:24:58 PM |
| tech310 | $50.00 | 8/9/2011 9:01:42 PM |
| Feyenoord | $25.00 | 8/9/2011 9:01:58 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:07:07 AM |
| green-rapid-openness | $50.00 | 8/9/2011 8:52:05 PM |
| SecondChanceLendingSERV | $26.99 | 8/10/2011 7:54:19 AM |
| Chesterite | $25.00 | 8/10/2011 1:44:51 PM |
| 312-Lender | $25.00 | 8/10/2011 1:36:49 AM |
| Mikale360 | $25.00 | 8/10/2011 3:00:10 PM |
| worth-blanket2 | $1,200.00 | 8/11/2011 9:58:35 AM |
| Fire2 | $25.00 | 8/12/2011 6:15:00 AM |
| DasMula | $25.00 | 8/12/2011 6:52:41 AM |
| glroark | $50.00 | 8/12/2011 5:01:57 PM |
| social-zebra | $27.00 | 8/12/2011 9:07:31 AM |
| DKSArt | $25.00 | 8/12/2011 12:02:00 PM |
| sergeturtle | $25.00 | 8/12/2011 9:58:48 PM |
| redwraith | $100.00 | 8/12/2011 4:14:34 PM |
| loss-of-control | $50.00 | 8/12/2011 3:13:03 PM |
| sergeturtle | $33.00 | 8/12/2011 9:59:56 PM |
| s270 | $25.00 | 8/10/2011 1:05:30 AM |
| mikeandcat | $51.87 | 8/10/2011 7:06:16 AM |
| MoneyForNothing | $51.55 | 8/9/2011 5:14:40 PM |
| alexgalt | $25.00 | 8/10/2011 10:00:56 AM |
| jhouman | $25.00 | 8/10/2011 4:37:54 AM |
| Legally_Blonde | $25.00 | 8/10/2011 7:04:11 PM |
| payout-bridge | $25.00 | 8/11/2011 7:00:07 AM |
| marwadi-62 | $25.00 | 8/10/2011 3:52:14 PM |
| USMC0311 | $25.00 | 8/10/2011 8:31:49 PM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:41 PM |
| jebber007 | $40.00 | 8/11/2011 8:42:27 PM |
| shrewd-income | $25.00 | 8/12/2011 6:20:08 AM |
| orange-rapid-benjamins | $25.00 | 8/11/2011 8:53:37 PM |
| chameleon125 | $25.00 | 8/12/2011 7:07:03 AM |
| SDKiwi | $25.00 | 8/12/2011 6:04:09 PM |
| Rip128 | $25.00 | 8/12/2011 6:42:46 PM |
| wlm3012 | $30.00 | 8/12/2011 3:13:47 PM |
| justbman | $25.00 | 8/12/2011 4:10:41 PM |
| reward-dynamo | $25.00 | 8/12/2011 6:03:36 PM |
| IASKGOD | $25.00 | 8/12/2011 6:29:59 PM |
| MoneyForNothing | $0.39 | 8/12/2011 10:00:45 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
520866
This series of Notes was issued and sold upon the funding of the borrower loan #52258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $176.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,287 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| briamom1 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 82 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,900.00 | < 31 days late:
| 2
( 2% )
| 740-759
(Jun-2010)
660-679
(Feb-2008)
660-679
(May-2007)
680-699
(Apr-2007)
|
|
Principal balance:
| $2,256.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 84 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to make repairs to my home, pay off bills and pay medical expenses.
My financial situation:
I am a good candidate for this loan because I have an excellent payment history and because I must keep my financial accounts current per the requirements of my employer.
Monthly net income: $3,800.00
Monthly expenses: $2,700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 9:04:17 AM |
| Kash2010lu | $25.00 | 8/12/2011 9:02:38 AM |
| janeybooboo | $100.00 | 8/12/2011 9:05:39 AM |
| MoneyForNothing | $391.96 | 8/12/2011 9:10:38 AM |
| credit-guard5 | $25.00 | 8/12/2011 9:12:23 AM |
| NekHoldings | $25.00 | 8/12/2011 10:11:38 AM |
| jebber007 | $30.64 | 8/12/2011 10:36:33 AM |
| riveting-credit5 | $100.00 | 8/12/2011 11:00:54 AM |
| loanman2007 | $150.00 | 8/12/2011 11:49:43 AM |
| Whipster | $50.00 | 8/12/2011 9:14:16 AM |
| LittleMingo | $43.16 | 8/12/2011 9:29:11 AM |
| phaded | $25.00 | 8/12/2011 9:39:11 AM |
| worth-blanket2 | $1,300.00 | 8/12/2011 11:52:31 AM |
| janeybooboo | $50.00 | 8/12/2011 9:10:31 AM |
| reflective-rupee | $100.00 | 8/12/2011 9:20:27 AM |
| Champion_Lending | $25.00 | 8/12/2011 9:54:43 AM |
| fascinating-generosity3 | $50.00 | 8/12/2011 9:11:14 AM |
| golffish2 | $25.00 | 8/12/2011 9:27:42 AM |
| favorite-commerce | $35.00 | 8/12/2011 10:51:06 AM |
| marwadi-62 | $2,000.00 | 8/12/2011 10:56:36 AM |
| cashhelp | $30.00 | 8/12/2011 11:21:57 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
521022
This series of Notes was issued and sold upon the funding of the borrower loan #52169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,702 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-scrutinzer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
Purpose of loan:
This loan will be used to pay for my fiance's and my wedding coming up next summer.
My financial situation:
I am a good candidate for this loan because both my fiance and I are in medical school and will practicing physicians within the next 3 to 5 years. Neither of us will be paying down loans from our schooling because my fiance is in the Navy and I am doing the MD/PhD program, so tuition is waved in both cases. This would give us better opportunity concentrate on paying down the debt from this loan.
Monthly net income: $ 3760
Monthly expenses: $
Housing: $ 700
Insurance: $NA
Car expenses: $100
Utilities: $ 40
Phone, cable, internet: $ 45
Food, entertainment: $ 200
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $25.00 | 8/10/2011 9:32:00 AM |
| grotheik | $25.00 | 8/10/2011 12:03:50 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:54 AM |
| green-trade-dolphin | $35.00 | 8/10/2011 1:38:00 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:43 PM |
| reflective-rupee | $400.00 | 8/11/2011 10:05:52 AM |
| five-star-note | $100.00 | 8/12/2011 1:43:05 PM |
| irrelevant | $25.00 | 8/12/2011 7:05:15 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:44 AM |
| beakerfish | $50.00 | 8/13/2011 10:13:26 AM |
| KindCharmingReflective-affluence | $25.00 | 8/13/2011 11:13:47 AM |
| marinbb | $50.00 | 8/13/2011 11:56:29 AM |
| JauaFlash | $25.00 | 8/13/2011 12:13:51 PM |
| loanman2007 | $150.00 | 8/13/2011 1:00:07 PM |
| palace2 | $220.92 | 8/13/2011 1:33:45 PM |
| reward-dynamo | $25.00 | 8/13/2011 1:09:36 PM |
| diligent-peace9 | $75.00 | 8/10/2011 9:59:04 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:42 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:49 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:04 AM |
| alexgalt | $25.00 | 8/11/2011 11:04:27 PM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:30 AM |
| CashFlow13 | $3,000.00 | 8/12/2011 6:46:08 PM |
| rockhound84 | $44.00 | 8/13/2011 3:17:52 AM |
| sensible-fund | $25.00 | 8/13/2011 8:13:12 AM |
| bluestarman08 | $25.00 | 8/13/2011 12:01:51 AM |
| suave-dime6 | $25.00 | 8/13/2011 10:52:43 AM |
| Bob450 | $25.00 | 8/13/2011 6:42:22 AM |
| DasMula | $25.00 | 8/13/2011 9:00:05 AM |
| 168RichCapital | $25.08 | 8/13/2011 11:49:55 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
521322
This series of Notes was issued and sold upon the funding of the borrower loan #52199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $899 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparent-p2p040 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lady K
Purpose of loan: bills
This loan will be used to...help me pay my bills
My financial situation: good
I am a good candidate for this loan because...i have a steady income
Monthly net income: $2200
Monthly expenses: $
Housing: $879
Insurance: $123
Car expenses: $400
Utilities: $134
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 8/11/2011 5:10:40 PM |
| Investor_DP | $100.00 | 8/11/2011 5:01:44 PM |
| green-trade-dolphin | $25.00 | 8/11/2011 7:04:35 PM |
| reflective-rupee | $100.00 | 8/11/2011 8:15:50 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:25 PM |
| riveting-credit5 | $25.00 | 8/12/2011 11:55:36 AM |
| alexgalt | $25.00 | 8/11/2011 11:03:26 PM |
| worth-blanket2 | $2,100.00 | 8/12/2011 11:53:40 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
521526
This series of Notes was issued and sold upon the funding of the borrower loan #52237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,155 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rydan25 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 65 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $13,900.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
600-619
(Jul-2008)
620-639
(May-2007)
|
|
Principal balance:
| $3,120.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 65 | | |
Description
continued prosperity
Purpose of loan: Refinance
My financial situation: Great
I always pay on time and have made great progress since my last loan.
I do not believe my credit report shows this but recently, I have paid off a car, an older prosper loan, and a couple credit cards. This loan will be used to refinance the existing prosper loan and to payoff a couple credit cards. Additional savings $80 a month.
Because my wife and I practically share everything here is our expenses.
Monthly net income: $ 2950
Monthly expenses: $2050
Housing: $ 585
Insurance: $ 65
Car expenses: $ 120
Utilities: $ 75
Phone, cable, internet: $ 75
Food, entertainment: $ 150 on average
Household expenses: $ 50
Credit cards and other loans: $ 880
Other expenses: $ 50 (current student loan).
Expected expenses after loan is $1970. Nearly $1000 available a month to further payoff debt, shrink my debt to income ratio, and raise credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $195.66 | 8/12/2011 9:03:50 AM |
| Kash2010lu | $25.00 | 8/12/2011 9:00:55 AM |
| RoZu_Lending | $174.17 | 8/12/2011 9:27:50 AM |
| innovator2 | $231.34 | 8/12/2011 11:04:59 AM |
| loanman2007 | $100.00 | 8/12/2011 11:46:32 AM |
| credit-guard5 | $25.00 | 8/12/2011 9:14:10 AM |
| NekHoldings | $25.00 | 8/12/2011 10:11:00 AM |
| investment-daydream | $250.00 | 8/12/2011 10:26:42 AM |
| worth-blanket2 | $2,900.00 | 8/12/2011 11:53:45 AM |
| restless-dime | $25.00 | 8/12/2011 9:22:43 AM |
| reflective-rupee | $100.00 | 8/12/2011 9:24:37 AM |
| LittleMingo | $26.00 | 8/12/2011 9:39:57 AM |
| Champion_Lending | $25.00 | 8/12/2011 9:52:06 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
500939
This series of Notes was issued and sold upon the funding of the borrower loan #52255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.93% |
Monthly payment:
| $430.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 840-859 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,348 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Uylsses |
Borrower's state:
| Illinois |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Aug-2010)
|
|
Principal balance:
| $2,228.07 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Deck Project Loan
Purpose of loan: To pay for materials and contractors to build a structure on my deck.
My financial situation: Stable job in engineering / sales. Monthly gross income of over $10k. Monthly expenses is less than $4K.
I am a good candidate for this loan because...
This is an extremely low risk loan for your portfolio. I have never missed or been late on a financial obligation as my credit history shows.
Why get a loan instead of paying cash? My cash flow is tied up in other investments with a return greater than 7%. This loan is the cheapest access to capital for me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loyalty-edifice997 | $25.00 | 8/9/2011 6:17:36 PM |
| mecaterpillar | $25.00 | 8/9/2011 8:23:34 PM |
| JedClampett | $100.00 | 8/9/2011 7:17:42 PM |
| blot44 | $50.00 | 8/10/2011 7:15:35 AM |
| FAsAreDUMB | $50.00 | 8/10/2011 7:28:42 AM |
| JGuide | $26.99 | 8/9/2011 5:44:32 PM |
| availableloan | $25.00 | 8/9/2011 9:47:36 PM |
| Guiren | $119.73 | 8/10/2011 10:37:57 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:31 AM |
| pound-balancer | $200.00 | 8/10/2011 10:58:49 AM |
| Warwick | $25.00 | 8/9/2011 9:54:25 PM |
| reflective-rupee | $100.00 | 8/10/2011 1:22:31 PM |
| cash-tent | $40.00 | 8/9/2011 10:44:38 PM |
| Syzygy | $25.00 | 8/10/2011 11:56:44 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:08 PM |
| Solid-Platinum | $50.00 | 8/10/2011 6:18:30 PM |
| Emgolda | $25.00 | 8/10/2011 4:08:40 PM |
| payout-flag6 | $50.00 | 8/11/2011 8:19:35 AM |
| liberty-point | $52.33 | 8/10/2011 7:30:10 PM |
| js60l | $25.00 | 8/11/2011 4:36:01 AM |
| Fiscally_Fit1 | $25.00 | 8/11/2011 5:44:41 PM |
| Chosen-one | $25.00 | 8/11/2011 9:27:33 AM |
| surfsider123 | $25.00 | 8/11/2011 1:08:45 PM |
| tender-integrity3 | $50.00 | 8/11/2011 2:41:29 PM |
| nimcha | $50.00 | 8/12/2011 3:31:55 AM |
| gain-maniac1 | $150.00 | 8/11/2011 2:15:33 PM |
| SV-AZ | $27.71 | 8/12/2011 7:59:10 AM |
| jpaulnyc | $25.00 | 8/12/2011 5:09:03 AM |
| vutah | $25.00 | 8/11/2011 8:06:43 PM |
| Jamahl | $25.00 | 8/12/2011 10:33:04 AM |
| Oak-Parker | $29.23 | 8/12/2011 12:13:26 PM |
| corporatejim | $25.00 | 8/12/2011 5:52:04 AM |
| AustinAmerica | $100.00 | 8/12/2011 3:02:23 PM |
| NeketanBank | $25.00 | 8/12/2011 3:20:11 PM |
| bentonlending | $50.00 | 8/12/2011 11:04:49 AM |
| Snoopylover | $25.00 | 8/12/2011 11:11:21 AM |
| proud-gold9 | $25.00 | 8/12/2011 2:22:46 PM |
| gpuck | $100.00 | 8/12/2011 4:06:34 PM |
| tomdooley12520 | $35.00 | 8/12/2011 11:56:13 AM |
| lostperception | $25.00 | 8/12/2011 12:24:15 PM |
| pinnacle10 | $25.00 | 8/12/2011 3:25:17 PM |
| sweet-loan7 | $25.00 | 8/12/2011 4:30:17 PM |
| YummiBear | $25.00 | 8/9/2011 7:09:53 PM |
| britches613 | $25.00 | 8/9/2011 10:46:10 PM |
| awwaww | $25.00 | 8/9/2011 9:29:55 PM |
| fallentimbers | $25.00 | 8/9/2011 7:02:35 PM |
| compoundinterest | $50.00 | 8/10/2011 12:07:20 PM |
| community-pipeline | $25.00 | 8/10/2011 1:01:43 PM |
| TikPmp1 | $25.00 | 8/10/2011 1:10:54 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:32 PM |
| capital-arboretum | $300.00 | 8/10/2011 9:43:42 AM |
| Dollars4Rent | $50.00 | 8/10/2011 9:50:38 AM |
| blot44 | $50.00 | 8/10/2011 7:15:14 AM |
| b1geasy | $25.00 | 8/10/2011 7:33:52 PM |
| mar97 | $50.00 | 8/10/2011 3:09:35 PM |
| uberrific | $75.00 | 8/11/2011 1:09:13 AM |
| Only_Money | $25.00 | 8/10/2011 3:26:35 PM |
| houli123 | $100.00 | 8/10/2011 9:12:41 PM |
| first-class-gold0 | $100.00 | 8/10/2011 9:49:29 PM |
| balance-bliss | $500.00 | 8/11/2011 12:27:47 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:49 AM |
| newest-return-wind | $50.00 | 8/11/2011 11:40:21 AM |
| j2ee | $25.00 | 8/11/2011 6:26:37 PM |
| dfealk | $100.00 | 8/11/2011 7:07:59 PM |
| SourDoughSteve | $25.00 | 8/11/2011 1:31:32 PM |
| top-epic-community | $50.00 | 8/11/2011 2:02:13 PM |
| IIP77 | $25.00 | 8/11/2011 8:08:59 PM |
| durability-ruler | $30.00 | 8/11/2011 5:04:19 PM |
| currency-excellency0 | $100.00 | 8/12/2011 10:26:56 AM |
| Jinja | $75.00 | 8/12/2011 10:48:37 AM |
| bell387 | $200.00 | 8/12/2011 11:26:07 AM |
| loney_mender | $100.00 | 8/11/2011 11:04:14 PM |
| littlemonkey | $25.00 | 8/11/2011 11:26:52 PM |
| blue-shiny-revenue | $25.00 | 8/12/2011 1:08:36 PM |
| best-friendly-fairness | $50.00 | 8/12/2011 9:32:30 AM |
| djh47a | $25.00 | 8/12/2011 2:53:47 PM |
| lotuss4 | $25.00 | 8/12/2011 4:22:33 PM |
| MoneyForNothing | $4.00 | 8/12/2011 4:30:29 PM |
| purposeful-pound5 | $25.98 | 8/12/2011 10:31:17 AM |
| jubilant-trade6 | $25.00 | 8/12/2011 12:11:06 PM |
| moneyinaday | $142.85 | 8/12/2011 12:13:19 PM |
| Sneezie | $100.00 | 8/12/2011 2:26:40 PM |
| Tamerz | $45.91 | 8/12/2011 10:57:16 AM |
| tacologic | $25.00 | 8/12/2011 11:01:16 AM |
| Januck | $41.23 | 8/12/2011 3:01:20 PM |
| dammage | $54.04 | 8/12/2011 4:24:02 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
503995
This series of Notes was issued and sold upon the funding of the borrower loan #52196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 120% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,499 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| historic-fund |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bye Bye High Interest
Purpose of loan:
This loan will be used to pay a couple of high interest rate credit cards in order to balance my budget.
My financial situation:
I am a good candidate for this loan because I am use to paying my debts on a timely manner. By eliminating my high interest rate credit card balance I will have a balance and solid budget.
Monthly net income: $1100
Monthly expenses: $1150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $850
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/2/2011 5:03:04 PM |
| GElender | $40.00 | 8/3/2011 6:25:33 AM |
| favorite-commerce | $25.00 | 8/2/2011 6:46:51 PM |
| jkeller4000 | $25.00 | 8/3/2011 5:32:00 AM |
| reflective-rupee | $25.00 | 8/4/2011 9:15:26 AM |
| lendstats_com | $300.00 | 8/4/2011 1:41:54 PM |
| magnifico932 | $25.00 | 8/4/2011 2:42:15 PM |
| alexgalt | $25.00 | 8/4/2011 8:01:00 PM |
| CA-Lender | $25.00 | 8/5/2011 7:56:19 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:52:40 AM |
| eboomer2611 | $25.00 | 8/5/2011 10:53:15 AM |
| Bocephus1959 | $25.00 | 8/5/2011 9:31:20 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:11 AM |
| loanman2007 | $100.00 | 8/6/2011 7:08:26 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:08 AM |
| nodebt2012 | $25.00 | 8/7/2011 5:16:42 PM |
| sturdy-peace9 | $100.00 | 8/8/2011 9:42:51 AM |
| yf99yz | $25.00 | 8/8/2011 10:16:10 AM |
| tech310 | $50.00 | 8/9/2011 9:03:32 PM |
| sgt-schultz | $40.00 | 8/10/2011 8:41:50 AM |
| bancoroyal | $25.00 | 8/11/2011 9:49:41 AM |
| Weaverville | $25.00 | 8/11/2011 5:07:02 PM |
| kingbob | $25.00 | 8/12/2011 10:54:00 AM |
| irrelevant | $25.00 | 8/12/2011 7:05:35 PM |
| Investoman | $75.00 | 8/12/2011 8:26:22 PM |
| GUIDOLANDIA | $25.00 | 8/13/2011 6:41:23 AM |
| kingpin1 | $50.00 | 8/13/2011 11:22:21 AM |
| penny-champ5 | $25.00 | 8/13/2011 1:09:02 PM |
| javelin0 | $175.00 | 8/13/2011 2:59:42 PM |
| luann199 | $25.00 | 8/13/2011 3:05:50 PM |
| Bob450 | $25.00 | 8/13/2011 8:06:10 PM |
| well-mannered-income3 | $25.00 | 8/14/2011 11:52:16 AM |
| one-midas | $25.00 | 8/14/2011 2:33:55 PM |
| jjsparks28 | $50.00 | 8/14/2011 7:17:09 AM |
| bankbuddy55 | $75.00 | 8/14/2011 9:37:17 AM |
| PeePaw | $25.00 | 8/15/2011 7:54:54 AM |
| Legally_Blonde | $25.00 | 8/15/2011 9:15:43 AM |
| handy-justice | $100.00 | 8/14/2011 8:08:33 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:04 AM |
| wwwUniversal | $50.00 | 8/14/2011 10:38:06 PM |
| muirheaj | $25.00 | 8/15/2011 6:53:23 AM |
| justice-circuitry0 | $50.00 | 8/15/2011 11:17:05 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:40 PM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:27 PM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:32 AM |
| impala6464 | $150.00 | 8/3/2011 7:13:35 PM |
| reflective-rupee | $175.00 | 8/4/2011 10:44:14 AM |
| Jack55304 | $200.00 | 8/5/2011 8:38:59 PM |
| terrific-p2ploan | $25.00 | 8/5/2011 12:51:10 PM |
| nickel-launcher | $25.00 | 8/5/2011 8:18:07 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:42:58 PM |
| diligent-peace9 | $50.00 | 8/7/2011 12:47:48 PM |
| Kash2010lu | $25.00 | 8/8/2011 7:48:07 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:09 AM |
| loanman2007 | $25.00 | 8/10/2011 5:09:52 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:46 PM |
| DeltaComputerGuy | $25.00 | 8/10/2011 2:35:09 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:33 AM |
| dedicated-transaction796 | $26.00 | 8/11/2011 9:26:15 AM |
| IIP77 | $25.00 | 8/11/2011 8:08:56 PM |
| blkfroggy | $25.00 | 8/11/2011 10:09:40 PM |
| awesome-silver | $50.00 | 8/11/2011 10:51:28 PM |
| CashFlow13 | $1,000.00 | 8/12/2011 6:47:27 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:37 AM |
| Socorro_Capital_Partners | $25.00 | 8/14/2011 8:59:48 PM |
| gold-cluster | $50.00 | 8/14/2011 8:17:12 AM |
| moola-monger9 | $50.00 | 8/15/2011 9:09:36 AM |
| ERJ | $25.00 | 8/15/2011 4:23:10 AM |
| friendly-peace4 | $25.00 | 8/15/2011 7:39:07 AM |
| devoider | $25.00 | 8/15/2011 8:10:53 AM |
| dough-museum1 | $25.00 | 8/15/2011 8:19:28 AM |
| credit-missile | $110.00 | 8/14/2011 10:59:04 PM |
| bsh297 | $25.00 | 8/15/2011 6:13:30 AM |
| principal-equalizer | $34.00 | 8/15/2011 11:55:37 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
517879
This series of Notes was issued and sold upon the funding of the borrower loan #52222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $206.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,897 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-maximizer |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2008)
|
|
Principal balance:
| $305.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Home improvement & buy used vehicle
Purpose of loan:
This loan will be used to install privacy fence around the backyard and to purchase an inexpensive 2nd vehicle.
My financial situation:
I am a good candidate for this loan because I have a secure job in education and an excellent history of paying loans in a timely manner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $45.00 | 7/29/2011 5:25:38 PM |
| Bank_Of_XL | $25.00 | 7/29/2011 6:01:30 PM |
| ethical-social8 | $100.00 | 7/29/2011 6:25:17 PM |
| janeybooboo | $100.00 | 7/29/2011 5:44:24 PM |
| Theodon | $25.00 | 7/29/2011 7:15:57 PM |
| DasMula | $27.00 | 7/29/2011 10:49:27 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:25 PM |
| brondero | $90.00 | 7/29/2011 10:03:22 PM |
| caring-hope2 | $100.00 | 7/30/2011 7:34:40 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:28 AM |
| thankful-nickel2 | $25.00 | 7/30/2011 10:22:18 AM |
| Dazz2061 | $100.00 | 7/30/2011 7:21:34 AM |
| natural-trade7 | $30.00 | 7/30/2011 11:38:42 AM |
| 77dowplace | $25.00 | 7/30/2011 3:37:39 PM |
| Tscheddar | $25.00 | 7/31/2011 5:19:46 AM |
| compoundinterest | $50.00 | 7/31/2011 9:31:35 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:49:04 PM |
| violaetain | $50.00 | 7/31/2011 12:42:21 PM |
| credit-guard5 | $25.00 | 8/1/2011 7:35:25 AM |
| Theodon | $25.00 | 8/1/2011 9:36:30 AM |
| RoyFauntleroy | $50.00 | 8/1/2011 7:18:49 AM |
| fragonardlives | $25.00 | 8/2/2011 9:09:28 AM |
| jasonrun | $25.00 | 8/5/2011 4:34:55 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:11 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:13 PM |
| mason13a | $50.00 | 8/7/2011 10:56:06 AM |
| Rivervale_Westwood | $25.00 | 8/8/2011 7:43:56 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:55 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:46 PM |
| bbrelo | $25.00 | 8/10/2011 1:20:02 PM |
| atomantic | $25.00 | 8/10/2011 8:30:30 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:31 AM |
| tender-integrity3 | $50.00 | 8/11/2011 2:41:19 PM |
| circuitfive | $25.00 | 8/11/2011 6:07:35 PM |
| moola-rose8 | $25.00 | 8/11/2011 1:25:59 PM |
| hardwareman | $50.00 | 8/12/2011 4:25:01 AM |
| divedude | $25.00 | 8/11/2011 5:59:09 PM |
| flexible-value | $75.00 | 8/11/2011 6:55:31 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:44 AM |
| littlemonkey | $25.00 | 8/11/2011 11:26:29 PM |
| KeepOnRunning | $25.00 | 8/12/2011 12:34:51 PM |
| ErsatzMike | $25.00 | 8/12/2011 12:56:05 PM |
| coin-chooser2 | $25.00 | 8/12/2011 9:15:11 AM |
| uarewhatuthink | $25.00 | 8/12/2011 1:24:43 PM |
| market-solstice2 | $25.00 | 8/12/2011 2:44:11 PM |
| ChrisProsper | $3,653.36 | 8/12/2011 4:30:52 PM |
| Wings06J | $25.00 | 8/12/2011 9:35:07 AM |
| cash-taxi7 | $25.00 | 8/12/2011 9:37:26 AM |
| DadWarbucks | $25.00 | 8/12/2011 9:40:59 AM |
| morukdos | $25.00 | 8/12/2011 1:23:08 PM |
| lawboy74 | $25.00 | 8/12/2011 10:39:45 AM |
| p2p-paradise | $25.00 | 8/12/2011 1:16:41 PM |
| ranstlin | $25.00 | 8/12/2011 2:02:08 PM |
| Sneezie | $100.00 | 8/4/2011 9:45:24 PM |
| radforj22 | $25.00 | 8/10/2011 6:13:57 AM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:16 AM |
| investment-artist | $25.01 | 7/29/2011 5:01:43 PM |
| MoneyForNothing | $25.00 | 7/29/2011 5:20:30 PM |
| availableloan | $25.00 | 7/29/2011 6:21:54 PM |
| Feyenoord | $25.00 | 7/29/2011 10:03:40 PM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:32:45 AM |
| indomitable-coin | $25.00 | 7/30/2011 11:25:04 AM |
| JustMee | $25.00 | 7/30/2011 11:50:01 AM |
| balance-bliss | $100.00 | 7/31/2011 11:59:43 PM |
| mykkai | $25.00 | 8/1/2011 8:08:00 AM |
| grammaspurse | $25.00 | 8/1/2011 8:24:17 PM |
| uberrific | $50.00 | 8/3/2011 5:53:31 PM |
| top-epic-community | $50.00 | 8/3/2011 2:20:12 PM |
| herbyman | $100.00 | 8/5/2011 12:48:33 PM |
| addlending | $50.00 | 8/5/2011 2:16:46 PM |
| jubilant-trade6 | $25.00 | 8/7/2011 7:19:50 AM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:01 PM |
| transparency-giant | $50.00 | 8/7/2011 10:58:28 AM |
| Interloper | $25.00 | 8/7/2011 9:14:19 AM |
| Peterman | $25.00 | 8/7/2011 7:42:03 PM |
| villagers | $50.00 | 8/8/2011 10:21:17 AM |
| gentle-gain235 | $200.00 | 8/7/2011 10:35:19 PM |
| grf1945 | $25.00 | 8/9/2011 10:53:29 AM |
| BxRealtor | $25.00 | 8/9/2011 6:03:34 PM |
| minista | $25.00 | 8/10/2011 9:06:47 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:14 PM |
| sgt-schultz | $25.00 | 8/10/2011 8:38:15 AM |
| cash-cymbal | $50.00 | 8/10/2011 6:29:09 PM |
| iolaire | $25.00 | 8/11/2011 11:02:34 AM |
| GrommetPosse | $50.00 | 8/11/2011 2:42:51 PM |
| astute-benjamins | $25.00 | 8/11/2011 11:10:43 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:50:49 AM |
| covinokm1 | $29.63 | 8/11/2011 6:01:25 PM |
| bruin558 | $50.00 | 8/11/2011 2:08:24 PM |
| Anny-Disco | $25.00 | 8/12/2011 9:05:16 AM |
| ChristopherHS | $25.00 | 8/12/2011 10:09:28 AM |
| ramsba | $50.00 | 8/11/2011 8:46:33 PM |
| Savings_EQ_Dignity | $25.00 | 8/12/2011 12:29:30 AM |
| zyztemboy | $25.00 | 8/12/2011 9:15:58 AM |
| credit-high-five8 | $25.00 | 8/12/2011 1:42:44 PM |
| b2m80s | $25.00 | 8/12/2011 3:32:50 PM |
| loan-warrior | $25.00 | 8/12/2011 3:36:35 PM |
| RecoveryLender | $25.00 | 8/12/2011 10:29:39 AM |
| dpjd | $25.00 | 8/12/2011 2:27:03 PM |
| Tasmir | $25.00 | 8/12/2011 10:29:24 AM |
| tsquared_030 | $25.00 | 8/12/2011 3:30:31 PM |
| phillipd48 | $25.00 | 8/12/2011 10:39:49 AM |
| T2Capital | $25.00 | 8/12/2011 4:19:24 PM |
| justice-dna | $25.00 | 8/12/2011 1:04:48 PM |
| jga516 | $25.00 | 8/12/2011 1:05:44 PM |
| innovator10 | $1,000.00 | 8/12/2011 4:27:13 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
519029
This series of Notes was issued and sold upon the funding of the borrower loan #52160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $135.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,641 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| order-chuckler |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Family Medical
Purpose of loan:
This loan will be used to...
Assist family medical needs
My financial situation:
I am a good candidate for this loan because...
Bills are paid on time
Monthly net income: $1400.00
Monthly expenses: $909.34
Housing: $0
Insurance: $0
Car expenses: $45.00
Utilities: $220.34
Phone, cable, internet: $181.00
Food, entertainment: $85.00
Clothing, household expenses: $75.00
Credit cards and other loans: $303.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 5:03:22 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:19 PM |
| diligent-peace9 | $50.00 | 8/7/2011 12:58:12 PM |
| ddog0224 | $25.00 | 8/9/2011 12:26:40 PM |
| VJ_Financial | $26.27 | 8/9/2011 12:39:18 PM |
| suave-dime6 | $25.00 | 8/9/2011 4:37:13 PM |
| DeannaShanelle | $100.00 | 8/9/2011 9:18:42 PM |
| samaritan5 | $66.00 | 8/9/2011 5:40:51 PM |
| Toastmaster007 | $30.00 | 8/9/2011 12:30:27 PM |
| vonbondie3000 | $28.00 | 8/9/2011 6:15:59 PM |
| rate-sceptre | $25.00 | 8/10/2011 2:25:32 AM |
| platinum-admiral8 | $25.00 | 8/10/2011 5:29:46 AM |
| Pu239 | $60.00 | 8/10/2011 7:02:18 AM |
| octoberfresh | $25.00 | 8/10/2011 7:02:56 AM |
| trumpeter5 | $25.00 | 8/10/2011 3:37:23 AM |
| enchanted-truth264 | $25.00 | 8/9/2011 8:47:49 PM |
| artisan369 | $200.00 | 8/9/2011 11:12:33 PM |
| money4sale | $229.57 | 8/10/2011 12:14:51 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:17 AM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:06 PM |
| Investoman | $75.00 | 8/12/2011 8:26:32 PM |
| alphabet76 | $25.00 | 8/12/2011 10:27:11 AM |
| SDKiwi | $25.00 | 8/12/2011 6:03:58 PM |
| IASKGOD | $25.00 | 8/12/2011 6:30:51 PM |
| a-plentiful-loyalty | $25.00 | 8/13/2011 9:58:35 AM |
| 1st_Florida_Lender | $25.00 | 8/13/2011 6:23:07 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:11 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:44:27 AM |
| Rogelio48 | $25.00 | 8/6/2011 8:07:58 PM |
| alexgalt | $25.00 | 8/7/2011 12:01:43 PM |
| reflective-rupee | $25.00 | 8/7/2011 6:39:19 AM |
| coin-brilliance8 | $100.00 | 8/9/2011 1:00:14 PM |
| covinokm1 | $25.00 | 8/9/2011 6:19:45 PM |
| heroic-compassion6 | $25.03 | 8/9/2011 1:51:07 PM |
| Something-Corporate | $25.00 | 8/9/2011 2:50:22 PM |
| Wyatte | $25.00 | 8/9/2011 8:33:43 PM |
| Dubbs360 | $200.00 | 8/9/2011 8:09:43 PM |
| hope-candy1 | $100.00 | 8/10/2011 6:31:38 AM |
| green-trade-dolphin | $25.00 | 8/9/2011 6:48:40 PM |
| wise-repayment-seeker | $25.00 | 8/9/2011 10:47:41 PM |
| a-restless-dollar | $50.00 | 8/9/2011 6:58:28 PM |
| iocus | $29.97 | 8/10/2011 11:30:35 AM |
| rakey | $25.00 | 8/10/2011 5:57:23 AM |
| tech310 | $50.00 | 8/9/2011 9:01:32 PM |
| irrelevant | $25.00 | 8/10/2011 10:05:10 AM |
| Badsland | $25.00 | 8/10/2011 6:01:38 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:02 PM |
| mighty-payout1 | $25.00 | 8/10/2011 8:27:45 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:33 AM |
| balanced-balance6 | $25.00 | 8/11/2011 7:05:47 AM |
| Reliance_Banker | $25.00 | 8/11/2011 5:54:18 PM |
| jebber007 | $50.00 | 8/11/2011 8:48:56 PM |
| glenium | $25.00 | 8/12/2011 2:27:44 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:39 AM |
| Zingaro | $1.92 | 8/13/2011 10:05:35 AM |
| pearl13 | $78.24 | 8/13/2011 8:31:35 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
519047
This series of Notes was issued and sold upon the funding of the borrower loan #52272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,752.52 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $438.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 23y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $73,536 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reinforced-durability1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: home improvement
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 13000.00
Monthly expenses: $
Housing: $ 3300.00
Insurance: $ 360.00
Car expenses: $ 00.00
Utilities: $ 450.00
Phone, cable, internet: 450.00
Food, entertainment: $1200.00
Clothing, household expenses: $
Credit cards and other loans: $ 250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/29/2011 5:02:35 PM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:23 AM |
| reflective-rupee | $500.09 | 7/29/2011 9:38:56 PM |
| leverage-monger | $33.00 | 7/31/2011 9:21:16 AM |
| vutah | $25.00 | 7/31/2011 3:19:13 PM |
| mercuriant | $25.00 | 8/5/2011 2:52:11 AM |
| availableloan | $25.00 | 8/5/2011 4:57:44 PM |
| bonus-yeller | $25.00 | 8/5/2011 2:53:13 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:27:55 AM |
| heerzaquestion | $30.00 | 8/6/2011 7:09:36 AM |
| gothampark | $25.00 | 8/6/2011 10:45:12 AM |
| enthusiastic-ore5 | $27.40 | 8/6/2011 6:32:45 AM |
| WMY-Investor | $100.00 | 8/6/2011 7:52:01 AM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:44:35 PM |
| CA-Lender | $75.00 | 8/6/2011 2:32:16 PM |
| jazzlender | $25.00 | 8/6/2011 9:49:00 AM |
| glroark | $75.00 | 8/6/2011 3:48:17 PM |
| gulch | $25.00 | 8/7/2011 7:57:18 AM |
| seabassx | $25.00 | 8/7/2011 10:14:32 AM |
| DasMula | $27.00 | 8/7/2011 8:09:54 AM |
| stock106 | $25.00 | 8/7/2011 8:47:50 AM |
| finance-mangrove4 | $30.00 | 8/8/2011 10:04:23 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:36 PM |
| claimtruth | $25.00 | 8/8/2011 8:46:05 AM |
| CC911 | $25.00 | 8/8/2011 6:14:19 PM |
| sarai77 | $50.00 | 8/9/2011 11:15:45 AM |
| zone6 | $100.00 | 8/9/2011 9:22:32 AM |
| ScrappieBoggie | $75.00 | 8/9/2011 4:12:24 PM |
| tender-ore | $30.00 | 8/9/2011 9:37:18 AM |
| cash-turbine1 | $28.90 | 8/9/2011 6:43:15 AM |
| competent-p2p | $35.00 | 8/9/2011 7:02:08 AM |
| ddog0224 | $50.00 | 8/9/2011 12:31:05 PM |
| Whipster | $70.00 | 8/9/2011 1:57:20 PM |
| afterhours | $25.00 | 8/9/2011 2:41:55 PM |
| tech310 | $50.00 | 8/9/2011 9:03:25 PM |
| unger | $85.11 | 8/9/2011 1:01:59 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:48 PM |
| listing-vista | $300.00 | 8/10/2011 5:47:54 AM |
| john0720 | $50.00 | 8/10/2011 6:36:00 AM |
| credit-missile | $125.00 | 8/9/2011 6:01:11 PM |
| justasoldier | $100.00 | 8/9/2011 8:28:53 PM |
| supersam | $155.00 | 8/10/2011 8:16:57 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:13:57 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:31 AM |
| desertoasis | $25.00 | 8/10/2011 8:13:03 AM |
| lotus6 | $27.65 | 8/10/2011 6:58:10 PM |
| nickel_finder | $25.00 | 8/10/2011 9:04:04 PM |
| zorg77 | $50.00 | 8/10/2011 3:56:46 PM |
| Logan7 | $31.09 | 8/10/2011 5:17:47 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:32 PM |
| handy-justice | $100.00 | 8/10/2011 6:16:36 PM |
| Zoomzoom22 | $250.00 | 8/10/2011 3:56:17 PM |
| thankful-generosity5 | $36.77 | 8/11/2011 12:12:27 AM |
| one2sojourn | $50.00 | 8/11/2011 4:33:26 PM |
| Weaverville | $25.00 | 8/11/2011 5:06:53 PM |
| orange-preeminant-bill | $25.00 | 8/11/2011 12:27:42 PM |
| WalnutCreekguy | $50.00 | 8/11/2011 9:24:03 AM |
| well-mannered-income3 | $50.00 | 8/11/2011 7:21:32 PM |
| red-power-pecan | $50.00 | 8/11/2011 7:52:07 PM |
| ramsba | $50.00 | 8/11/2011 8:46:35 PM |
| gold-virtuoso | $35.00 | 8/11/2011 10:55:41 PM |
| LendingPimp | $200.00 | 8/11/2011 11:33:22 PM |
| sensible-trade | $100.00 | 8/11/2011 6:22:05 PM |
| worthy-bid4 | $55.06 | 8/12/2011 9:37:48 AM |
| all_of_that_one | $33.33 | 8/11/2011 7:35:42 PM |
| enthralling-investment | $100.00 | 8/12/2011 12:40:50 PM |
| dedicated-transaction796 | $28.00 | 8/12/2011 2:06:07 PM |
| blackstar | $25.00 | 8/12/2011 6:00:26 AM |
| debtcollector | $25.00 | 8/12/2011 8:32:48 AM |
| Pairodimes | $25.00 | 8/12/2011 9:00:35 AM |
| protector734 | $157.34 | 8/12/2011 9:28:40 AM |
| virtuous-bill1 | $25.00 | 8/12/2011 12:59:14 PM |
| tsquared_030 | $25.00 | 8/12/2011 3:30:32 PM |
| FirstBank | $25.00 | 8/12/2011 3:41:05 PM |
| ChrisProsper | $1,575.00 | 8/12/2011 4:23:34 PM |
| dragster442 | $50.00 | 8/12/2011 2:01:12 PM |
| lloyd_s | $25.00 | 7/30/2011 1:26:57 AM |
| vine99 | $95.00 | 7/30/2011 9:06:08 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:36:38 AM |
| leverage-monger | $55.55 | 7/30/2011 9:06:21 AM |
| Gibbyland | $100.00 | 7/30/2011 10:13:01 AM |
| Jack55304 | $200.00 | 7/30/2011 10:59:13 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:27 PM |
| stepatatime-together | $100.00 | 7/31/2011 9:23:34 PM |
| diplomatic-wealth7 | $25.00 | 8/2/2011 4:26:38 PM |
| mlj0671 | $25.00 | 8/3/2011 6:59:59 AM |
| otto1939 | $51.00 | 8/4/2011 5:40:06 PM |
| vest_vortex | $25.00 | 8/5/2011 6:05:09 PM |
| competent-p2p | $50.83 | 8/5/2011 7:02:30 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:03:57 PM |
| green-trade-dolphin | $100.00 | 8/5/2011 3:55:58 PM |
| loss-of-control | $125.00 | 8/5/2011 5:20:47 PM |
| penny-candy | $25.00 | 8/6/2011 8:32:15 AM |
| the-flexible-silver | $25.00 | 8/5/2011 9:41:49 PM |
| red-favorable-basis | $25.00 | 8/6/2011 8:53:02 AM |
| moola-cell3 | $50.00 | 8/7/2011 7:39:46 AM |
| sgt-schultz | $30.00 | 8/6/2011 11:06:39 AM |
| Christophe | $25.00 | 8/7/2011 7:49:57 PM |
| autonomous-truth | $50.00 | 8/7/2011 12:01:26 AM |
| cash-cymbal | $25.00 | 8/7/2011 5:24:29 PM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:25:40 AM |
| traice | $25.00 | 8/8/2011 8:56:32 AM |
| wise-deal-panda | $100.00 | 8/7/2011 3:39:38 PM |
| tpleus | $50.00 | 8/7/2011 5:36:42 PM |
| ammasv | $25.00 | 8/8/2011 11:48:14 AM |
| amusement4 | $100.00 | 8/7/2011 7:55:14 PM |
| HAWK-Investing | $300.00 | 8/8/2011 7:58:58 PM |
| heroic-compassion6 | $200.03 | 8/9/2011 1:53:57 PM |
| blissful-finance7 | $25.00 | 8/9/2011 5:48:09 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:39 AM |
| unfixer | $25.00 | 8/10/2011 7:13:20 AM |
| Cybercusp | $25.00 | 8/10/2011 5:00:11 PM |
| nickel-position | $25.00 | 8/11/2011 12:27:49 AM |
| 340 | $47.09 | 8/11/2011 1:01:22 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:33 AM |
| steven3333 | $25.00 | 8/11/2011 8:48:20 AM |
| HGPLending | $500.00 | 8/11/2011 11:56:18 AM |
| bmbanzai | $25.00 | 8/11/2011 12:35:05 PM |
| fairhelper | $25.00 | 8/11/2011 5:54:52 PM |
| divedude | $25.00 | 8/11/2011 5:59:10 PM |
| HedgeFund | $50.00 | 8/11/2011 6:19:19 PM |
| head | $25.00 | 8/11/2011 12:16:14 PM |
| CO_Engineer | $70.00 | 8/11/2011 10:16:22 PM |
| calimanusa | $43.00 | 8/11/2011 10:20:32 PM |
| awesome-silver | $50.00 | 8/11/2011 10:40:51 PM |
| treasure-bliss | $50.00 | 8/11/2011 12:19:07 PM |
| onlyastepaway | $25.00 | 8/12/2011 1:08:54 AM |
| mikelance7 | $25.00 | 8/12/2011 7:15:21 AM |
| reward-dynamo | $25.00 | 8/11/2011 7:49:57 PM |
| setUup | $26.28 | 8/11/2011 8:45:39 PM |
| gtrplayer | $48.00 | 8/11/2011 9:38:49 PM |
| CanArkRoamNu | $25.00 | 8/12/2011 9:13:17 AM |
| mrack | $50.00 | 8/12/2011 9:36:29 AM |
| EBITDA | $25.00 | 8/12/2011 10:04:00 AM |
| Beld | $100.00 | 8/12/2011 12:00:41 AM |
| minddoc | $25.00 | 8/12/2011 3:12:03 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:45 AM |
| dime-reaction | $50.00 | 8/12/2011 10:12:01 AM |
| fundenstein | $25.00 | 8/12/2011 7:37:36 AM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:30 PM |
| moola-monger9 | $50.00 | 8/12/2011 12:19:15 PM |
| abundant-credit6 | $25.00 | 8/12/2011 1:19:42 PM |
| IIP77 | $25.00 | 8/12/2011 4:10:33 PM |
| handy-justice | $100.00 | 8/12/2011 12:41:17 PM |
| davisfl | $25.00 | 8/12/2011 12:49:53 PM |
| money-bauble | $200.00 | 8/12/2011 4:33:04 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
519509
This series of Notes was issued and sold upon the funding of the borrower loan #52269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,535 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kinetic-money3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
augie
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 8/2/2011 7:51:49 PM |
| Investor_DP | $100.00 | 8/2/2011 5:03:06 PM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:32 PM |
| Whipster | $70.00 | 8/3/2011 5:00:59 AM |
| golffish2 | $25.00 | 8/3/2011 5:01:32 AM |
| jkeller4000 | $25.00 | 8/3/2011 5:32:03 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:35 AM |
| reflective-rupee | $200.00 | 8/3/2011 9:16:41 AM |
| loss-of-control | $75.00 | 8/3/2011 5:54:43 PM |
| natural-trade7 | $50.00 | 8/3/2011 6:51:55 PM |
| zone6 | $69.29 | 8/3/2011 6:29:07 PM |
| yf99yz | $25.00 | 8/3/2011 1:50:12 PM |
| taltman | $25.00 | 8/4/2011 6:06:16 AM |
| saxaphone6 | $25.00 | 8/4/2011 9:47:25 AM |
| Bob450 | $25.00 | 8/4/2011 8:11:02 AM |
| buffalobills | $25.00 | 8/4/2011 8:21:41 AM |
| Rogelio48 | $25.00 | 8/4/2011 10:50:35 AM |
| payout-network1 | $50.00 | 8/4/2011 5:16:59 AM |
| kk-gp | $100.00 | 8/4/2011 6:08:43 PM |
| chato2345 | $25.00 | 8/4/2011 4:16:00 PM |
| Something-Corporate | $25.00 | 8/4/2011 4:28:29 PM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:54 PM |
| integrity-electron9 | $50.00 | 8/4/2011 10:48:06 PM |
| irrelevant | $25.00 | 8/5/2011 6:39:18 AM |
| OLYVRC | $50.00 | 8/4/2011 6:47:19 PM |
| note-mad-scientist | $50.00 | 8/5/2011 10:29:38 AM |
| grampy48 | $25.00 | 8/5/2011 8:09:04 AM |
| eboomer2611 | $25.00 | 8/5/2011 10:54:14 AM |
| periko | $45.07 | 8/5/2011 5:42:00 AM |
| reward-dynamo | $50.00 | 8/5/2011 10:01:32 AM |
| worthy-commitment7 | $25.10 | 8/5/2011 11:02:45 AM |
| ledesma31 | $70.00 | 8/5/2011 11:03:53 AM |
| restless-dime | $100.00 | 8/2/2011 7:03:58 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:43 PM |
| favorite-commerce | $25.00 | 8/2/2011 6:46:24 PM |
| CA-Lender | $50.08 | 8/3/2011 1:01:20 AM |
| brightest-dignified-penny | $25.00 | 8/3/2011 10:54:25 AM |
| wonder3 | $35.00 | 8/3/2011 6:10:05 AM |
| alexgalt | $25.00 | 8/3/2011 10:00:09 AM |
| farchoir | $25.00 | 8/4/2011 4:43:18 AM |
| balanced-balance6 | $25.00 | 8/4/2011 6:55:48 AM |
| suave-dime6 | $25.00 | 8/4/2011 3:19:33 AM |
| palace2 | $300.00 | 8/3/2011 6:40:24 PM |
| 168RichCapital | $25.08 | 8/4/2011 7:16:40 AM |
| diversification-maple1 | $25.00 | 8/4/2011 11:38:14 AM |
| B2152 | $25.00 | 8/4/2011 10:50:20 AM |
| kind-diligent-coin | $25.00 | 8/4/2011 10:26:27 AM |
| kinetic-social | $25.00 | 8/4/2011 10:30:38 AM |
| impala6464 | $100.00 | 8/4/2011 9:16:59 PM |
| diligent-moola9 | $25.55 | 8/4/2011 7:00:28 PM |
| resolute-affluence | $100.00 | 8/5/2011 8:32:31 AM |
| tzvie | $25.00 | 8/5/2011 8:38:52 AM |
| carlos_chantana | $25.00 | 8/5/2011 9:54:04 AM |
| palace2 | $59.83 | 8/5/2011 4:28:15 AM |
| himistu22 | $25.00 | 8/5/2011 6:16:05 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:50:53 AM |
| Casual72 | $100.00 | 8/5/2011 8:01:22 AM |
| mad-scientist418 | $25.00 | 8/5/2011 9:16:13 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
519545
This series of Notes was issued and sold upon the funding of the borrower loan #52290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $307.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 2m |
|
Amount delinquent:
| $1,493 |
Total credit lines:
| 9 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,034 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-tamale3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Payoff
Purpose of loan: Pay off credit cards
This loan will be used to... Pay off my credit cards while allowing me to develop more savings
My financial situation:
I am a good candidate for this loan because this low monthly payment will be easy for me to make and will allow me to start saving more. I was hit with a few unexpected expensive bills (including my 3 year old dog having to have a cancerous tumor removed) after only being in the real world for a few years. I am very successful at my job, have just received a great raise and know I will be able to pay off this loan with ease. This loan will allow me to pay off my credit card bills and start saving more so if I'm hit with another expensive bill I will have resources (other than credit cards) to pay it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 8/2/2011 7:11:42 PM |
| 77dowplace | $28.00 | 8/3/2011 4:19:57 PM |
| marwadi-62 | $100.00 | 8/5/2011 8:22:06 PM |
| platinum-dojo | $25.00 | 8/6/2011 5:57:00 AM |
| Dubbs360 | $200.00 | 8/6/2011 4:04:15 PM |
| friendinmoney | $25.00 | 8/6/2011 11:47:32 AM |
| Syzygy | $25.00 | 8/6/2011 8:11:40 AM |
| sgt-schultz | $25.00 | 8/7/2011 8:18:59 AM |
| seabassx | $26.00 | 8/7/2011 9:13:01 AM |
| roman1998 | $50.00 | 8/7/2011 6:09:33 AM |
| the-flexible-silver | $25.00 | 8/7/2011 9:20:07 AM |
| red-favorable-basis | $25.00 | 8/7/2011 9:33:47 PM |
| sublime-liberty6 | $300.00 | 8/7/2011 2:17:59 AM |
| Pitufo | $25.00 | 8/8/2011 12:11:01 AM |
| wise-deal-panda | $400.00 | 8/7/2011 3:41:49 PM |
| CBO-Enterprise | $100.00 | 8/8/2011 7:01:30 AM |
| ospreyusmc | $25.00 | 8/8/2011 9:37:39 AM |
| top-epic-community | $50.00 | 8/7/2011 2:58:25 PM |
| whybsad | $50.00 | 8/8/2011 10:34:57 AM |
| umfan123 | $25.00 | 8/7/2011 8:27:54 PM |
| RedantFinance | $25.00 | 8/8/2011 7:20:31 PM |
| loot-castanets | $25.00 | 8/8/2011 1:27:29 PM |
| credible-balance0 | $25.00 | 8/8/2011 8:57:12 AM |
| cocopuffs | $25.00 | 8/8/2011 2:49:28 PM |
| villagers | $50.00 | 8/8/2011 10:21:28 AM |
| Abstract | $50.00 | 8/8/2011 11:53:02 AM |
| worth-victor6 | $25.00 | 8/9/2011 7:29:46 AM |
| SolarMoonshine | $25.00 | 8/9/2011 9:59:48 AM |
| digitaldan | $30.00 | 8/9/2011 8:52:40 PM |
| axl163 | $25.00 | 8/9/2011 5:20:59 PM |
| CaptainKirk | $80.00 | 8/9/2011 5:21:28 PM |
| Nazbuster | $100.00 | 8/9/2011 10:06:07 PM |
| momentous-coin | $75.00 | 8/9/2011 10:45:22 PM |
| bomdel | $25.00 | 8/9/2011 7:01:04 PM |
| pound-balancer | $100.00 | 8/10/2011 10:51:17 AM |
| Hexnut | $50.00 | 8/9/2011 8:48:27 PM |
| maximizer | $30.00 | 8/10/2011 11:42:22 AM |
| Bluebanker | $100.00 | 8/10/2011 12:55:53 PM |
| All_Wins | $56.61 | 8/9/2011 9:23:33 PM |
| fund-widget | $50.00 | 8/10/2011 8:39:42 AM |
| bmbanzai | $25.00 | 8/10/2011 3:05:38 PM |
| compwhiz | $25.00 | 8/10/2011 9:47:32 AM |
| listing-vista | $200.00 | 8/10/2011 5:48:31 AM |
| grampy48 | $34.74 | 8/10/2011 6:06:52 AM |
| hope-candy1 | $100.00 | 8/10/2011 6:45:13 AM |
| mpatrick | $50.00 | 8/10/2011 8:17:08 AM |
| Attract | $25.00 | 8/10/2011 9:51:47 AM |
| jimduism | $100.00 | 8/10/2011 10:15:34 PM |
| secureincome | $700.00 | 8/10/2011 10:30:12 PM |
| dasbuntenheim | $80.57 | 8/10/2011 1:08:24 PM |
| atl_lend | $25.00 | 8/10/2011 9:17:14 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:26 AM |
| best-friendly-fairness | $50.00 | 8/11/2011 9:50:23 AM |
| trustworthy-hope189 | $50.00 | 8/11/2011 8:02:38 AM |
| bancoroyal | $25.00 | 8/11/2011 9:48:55 AM |
| Recyclist | $32.00 | 8/12/2011 6:02:33 AM |
| CashBank | $25.00 | 8/12/2011 8:11:17 AM |
| khamen | $25.00 | 8/11/2011 6:31:06 PM |
| forthright-bonus4 | $25.00 | 8/12/2011 9:41:19 AM |
| surferracerskaterboy | $70.00 | 8/12/2011 3:04:15 PM |
| djh47a | $25.00 | 8/12/2011 2:53:47 PM |
| winegeek | $100.00 | 8/12/2011 10:25:33 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:26 PM |
| ToloUSN | $50.00 | 8/12/2011 10:39:54 PM |
| pfh | $25.00 | 8/13/2011 4:23:17 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:11 PM |
| GreenSun | $25.00 | 8/13/2011 5:18:58 AM |
| leverage-monger | $25.00 | 8/13/2011 6:28:09 AM |
| cash-sensai2 | $25.00 | 8/13/2011 8:19:53 AM |
| tranquil-revenue | $37.97 | 8/13/2011 11:25:13 AM |
| mondial4 | $100.00 | 8/13/2011 6:53:47 AM |
| RiskAdverse | $25.00 | 8/13/2011 1:45:53 PM |
| BOZO88 | $50.00 | 8/13/2011 2:44:20 PM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:30 PM |
| Torero06 | $77.32 | 8/13/2011 5:31:28 PM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:47 PM |
| compoundinterest | $50.00 | 8/3/2011 8:20:58 AM |
| uberrific | $50.00 | 8/3/2011 5:53:43 PM |
| gain-expert | $45.00 | 8/3/2011 4:48:16 PM |
| indomitable-coin | $25.00 | 8/5/2011 4:37:09 AM |
| Sneezie | $100.00 | 8/4/2011 9:45:32 PM |
| herbyman | $100.00 | 8/5/2011 12:48:54 PM |
| LKN2RTR | $25.00 | 8/5/2011 5:14:03 PM |
| jarf | $25.00 | 8/5/2011 5:42:40 PM |
| competent-p2p | $50.00 | 8/5/2011 7:02:49 PM |
| crippledcircus | $50.00 | 8/5/2011 5:13:54 PM |
| organized-dough5 | $50.00 | 8/6/2011 1:59:35 AM |
| availableloan | $25.00 | 8/5/2011 4:59:52 PM |
| theloanfiller | $25.37 | 8/6/2011 6:54:29 AM |
| rokman | $100.00 | 8/6/2011 8:19:32 AM |
| starry2001 | $25.00 | 8/6/2011 4:58:50 AM |
| friendly-market5 | $25.00 | 8/6/2011 5:56:46 AM |
| Mariner3605 | $25.00 | 8/6/2011 3:35:36 AM |
| fund-tom-tom6 | $25.00 | 8/6/2011 3:15:51 PM |
| Peterman | $25.00 | 8/7/2011 7:42:20 PM |
| shrewd-peace7 | $25.00 | 8/7/2011 11:24:33 PM |
| revenue-appraiser | $25.00 | 8/8/2011 12:49:13 PM |
| power-defender7 | $25.00 | 8/8/2011 6:20:00 PM |
| novice-speculator | $25.00 | 8/8/2011 8:39:40 AM |
| barflyer | $25.00 | 8/9/2011 6:07:05 AM |
| schnatty | $56.42 | 8/8/2011 9:36:57 AM |
| john0720 | $50.00 | 8/9/2011 7:28:13 AM |
| GodzillaLending | $50.00 | 8/8/2011 6:40:50 PM |
| Eric_Gagne | $25.00 | 8/9/2011 8:37:32 AM |
| liberty-grizzly | $250.00 | 8/8/2011 11:42:47 AM |
| saga9 | $25.00 | 8/9/2011 8:56:14 AM |
| integrity-starter | $50.00 | 8/8/2011 9:50:47 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:31:57 AM |
| trumpeter5 | $25.00 | 8/9/2011 2:16:00 PM |
| capital-investor8 | $250.00 | 8/9/2011 12:11:20 PM |
| ddog0224 | $25.00 | 8/9/2011 12:34:01 PM |
| KADENA462 | $25.00 | 8/9/2011 3:00:41 PM |
| Hartfelt | $25.00 | 8/9/2011 8:53:24 PM |
| Jarod213 | $25.00 | 8/9/2011 4:05:03 PM |
| finance-symphony7 | $50.00 | 8/9/2011 5:39:53 PM |
| Astyanax | $80.00 | 8/9/2011 3:40:30 PM |
| Binkass22 | $100.00 | 8/10/2011 5:58:15 AM |
| enchanted-truth264 | $25.00 | 8/9/2011 8:49:11 PM |
| alxnyc2000 | $25.00 | 8/10/2011 8:14:58 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:17 AM |
| usbank | $25.00 | 8/10/2011 1:19:04 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 8:13:22 AM |
| xrycac | $25.00 | 8/10/2011 8:14:57 AM |
| ore-seagull | $56.70 | 8/10/2011 10:18:03 AM |
| RPT | $25.00 | 8/10/2011 8:23:42 AM |
| EarlyRiser | $250.00 | 8/10/2011 6:06:28 PM |
| devoider | $25.86 | 8/10/2011 9:09:28 AM |
| DannyPhantom | $33.00 | 8/10/2011 7:40:06 PM |
| jazzlender | $50.00 | 8/10/2011 10:06:57 AM |
| shmb6508 | $200.00 | 8/10/2011 10:34:13 AM |
| Metasequoia | $25.00 | 8/10/2011 5:41:03 PM |
| ect_2k20 | $50.00 | 8/10/2011 8:53:23 PM |
| Mostyle | $25.00 | 8/11/2011 10:13:30 AM |
| Cherrypicker | $40.00 | 8/11/2011 11:00:09 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:07 AM |
| doopers | $25.00 | 8/11/2011 9:20:08 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:04 AM |
| bruin558 | $35.00 | 8/11/2011 2:09:10 PM |
| NYBIZ | $25.00 | 8/11/2011 6:40:27 PM |
| Richmp412 | $25.00 | 8/12/2011 6:57:44 AM |
| best-generosity-financier | $49.21 | 8/12/2011 6:14:02 PM |
| OldestBrother | $50.00 | 8/12/2011 10:24:19 AM |
| MrBrightEyes | $25.00 | 8/12/2011 11:44:15 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:19 PM |
| SDKiwi | $25.00 | 8/12/2011 6:03:53 PM |
| respectful-integrity3 | $25.00 | 8/13/2011 8:24:04 AM |
| worlds-best-worth2 | $25.00 | 8/13/2011 6:40:07 PM |
| merciful-yield | $83.02 | 8/13/2011 9:35:32 AM |
| bradny | $25.00 | 8/13/2011 11:50:36 AM |
| natural-trade7 | $62.21 | 8/13/2011 8:27:29 PM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
519581
This series of Notes was issued and sold upon the funding of the borrower loan #52246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $237.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,571 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| precious-trade |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate existing debt which I already have
My financial situation:
Even though I am a teacher I work extra jobs trying to pay off debts and this will be no different. I am a good candidate for this loan because I payoff all of my debts, I have a steady income, and my icome will continue to increase making it easier for me to payoff this loan. I will be happy to provideany mpre information whioch is needed,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:33 PM |
| GoldenGo4 | $50.00 | 8/2/2011 6:42:35 PM |
| Investor_DP | $100.00 | 8/3/2011 2:08:03 AM |
| uberrific | $50.00 | 8/3/2011 5:53:44 PM |
| Proactive-Financial-Lending | $25.00 | 8/5/2011 6:07:01 PM |
| herbyman | $100.00 | 8/5/2011 12:48:55 PM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:04 PM |
| villagers | $50.00 | 8/8/2011 10:21:29 AM |
| liberty-grizzly | $290.00 | 8/8/2011 11:44:10 AM |
| Peterman | $25.00 | 8/7/2011 7:42:21 PM |
| cocopuffs | $25.00 | 8/8/2011 2:49:03 PM |
| Rivervale_Westwood | $25.00 | 8/8/2011 9:58:15 AM |
| income-buffalo1 | $200.00 | 8/8/2011 6:54:23 PM |
| Mariner3605 | $25.00 | 8/9/2011 7:34:39 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:34:05 AM |
| volcano494 | $36.08 | 8/8/2011 2:21:53 PM |
| GElender | $25.00 | 8/9/2011 6:08:51 AM |
| MoneyTree79 | $50.00 | 8/8/2011 8:20:33 PM |
| moola-monger9 | $50.00 | 8/9/2011 9:31:43 AM |
| red-favorable-basis | $25.00 | 8/9/2011 3:09:48 PM |
| Leopoldine | $42.00 | 8/10/2011 8:17:24 AM |
| LendToCause | $25.00 | 8/9/2011 6:40:21 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:18 AM |
| genelinist | $43.00 | 8/10/2011 10:18:48 AM |
| Johnab | $25.00 | 8/10/2011 5:38:31 AM |
| listing-vista | $300.00 | 8/10/2011 5:44:38 AM |
| supersam | $300.00 | 8/10/2011 6:31:17 PM |
| s270 | $26.47 | 8/11/2011 1:07:57 AM |
| EarlyRiser | $500.00 | 8/10/2011 6:07:45 PM |
| moola-cell3 | $50.00 | 8/11/2011 8:08:01 AM |
| enchanted-truth264 | $25.00 | 8/10/2011 9:00:12 PM |
| sri59 | $100.00 | 8/10/2011 5:08:54 PM |
| averagefore | $25.00 | 8/11/2011 6:37:23 AM |
| agalt | $100.00 | 8/11/2011 11:38:56 AM |
| newest-return-wind | $30.00 | 8/11/2011 12:06:25 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:05 AM |
| heerzaquestion | $25.00 | 8/11/2011 8:13:51 AM |
| availableloan | $25.00 | 8/11/2011 4:42:58 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:09 AM |
| YellowJacket | $25.00 | 8/11/2011 5:40:07 PM |
| power-defender7 | $25.00 | 8/11/2011 8:34:07 PM |
| tomdooley12520 | $25.00 | 8/11/2011 4:45:07 PM |
| VanCleveHoldings | $25.00 | 8/11/2011 5:28:25 PM |
| goodhearted-basis4 | $25.00 | 8/11/2011 1:57:43 PM |
| setUup | $29.28 | 8/11/2011 6:57:59 PM |
| TeamAmerica | $25.00 | 8/11/2011 10:05:10 PM |
| friendship9 | $25.00 | 8/12/2011 9:23:33 AM |
| midnight24 | $50.00 | 8/12/2011 9:47:29 AM |
| selfmademan | $50.00 | 8/12/2011 11:38:00 AM |
| ect_2k20 | $25.00 | 8/12/2011 8:38:45 AM |
| Beld | $100.00 | 8/11/2011 11:55:11 PM |
| Loan-Mart | $51.87 | 8/12/2011 2:49:51 PM |
| loyalty-czar | $42.83 | 8/12/2011 5:54:38 AM |
| gain-aspen | $35.33 | 8/12/2011 6:04:22 AM |
| methodical-loot | $50.00 | 8/12/2011 3:14:12 PM |
| money-bauble | $200.00 | 8/12/2011 4:33:11 PM |
| mgking007 | $35.30 | 8/12/2011 9:56:14 AM |
| DalCowboys | $25.00 | 8/12/2011 8:33:28 PM |
| marwadi-62 | $100.00 | 8/12/2011 10:58:58 AM |
| titan2 | $25.00 | 8/13/2011 1:01:49 AM |
| GreenSun | $25.00 | 8/13/2011 5:18:58 AM |
| Oak-Parker | $25.79 | 8/13/2011 6:42:35 AM |
| Interloper | $25.00 | 8/13/2011 6:51:33 AM |
| value-rocket | $27.69 | 8/12/2011 3:35:18 PM |
| silver-dogwood4 | $25.00 | 8/12/2011 8:35:30 PM |
| atlas100 | $50.00 | 8/13/2011 6:59:59 AM |
| bossmanuc | $27.80 | 8/13/2011 7:01:42 AM |
| brightest-dynamic-peace | $25.00 | 8/12/2011 10:07:35 PM |
| hard-working-interest153 | $50.00 | 8/12/2011 6:09:39 PM |
| msh345 | $25.00 | 8/13/2011 7:14:22 AM |
| disaster13 | $50.00 | 8/13/2011 7:33:54 AM |
| UncleScroogeDMD | $141.61 | 8/13/2011 5:38:51 AM |
| bluemarlin57 | $70.00 | 8/13/2011 7:47:24 AM |
| supreme-hope | $25.00 | 8/13/2011 7:50:24 AM |
| 02408575 | $100.00 | 8/13/2011 7:54:30 AM |
| bizlending | $25.00 | 8/13/2011 6:20:51 AM |
| upbeat-investment9 | $100.00 | 8/13/2011 8:27:40 AM |
| new-dedication-travels | $25.00 | 8/13/2011 6:49:01 AM |
| affluence-companion2 | $31.39 | 8/13/2011 8:52:35 AM |
| trapperdc | $54.18 | 8/13/2011 6:59:54 AM |
| nobanksallowed | $50.00 | 8/13/2011 6:01:54 AM |
| jigsawhc | $30.00 | 8/13/2011 8:01:17 AM |
| cash-sensai2 | $25.00 | 8/13/2011 8:19:53 AM |
| woodman61 | $100.00 | 8/13/2011 6:55:37 AM |
| honorable-yield | $150.00 | 8/13/2011 8:42:40 AM |
| ferdberfel | $30.00 | 8/13/2011 7:11:54 AM |
| GrooveBiz | $25.00 | 8/13/2011 9:01:48 AM |
| graceful-investment | $50.00 | 8/13/2011 7:49:09 AM |
| janeybooboo | $150.00 | 8/2/2011 7:09:08 PM |
| equitable-capital758 | $250.00 | 8/2/2011 5:01:56 PM |
| compoundinterest | $50.00 | 8/3/2011 8:20:59 AM |
| green-trade-dolphin | $50.00 | 8/3/2011 12:11:15 PM |
| indomitable-coin | $25.00 | 8/7/2011 6:18:16 AM |
| authoritative-capital | $25.00 | 8/8/2011 8:18:16 PM |
| atbright | $25.00 | 8/8/2011 1:37:04 PM |
| britgsb | $200.00 | 8/9/2011 7:08:19 AM |
| Dubbs360 | $200.00 | 8/8/2011 1:36:27 PM |
| MonopolyDred | $25.00 | 8/9/2011 5:34:59 AM |
| economy-caper9 | $25.00 | 8/9/2011 9:19:37 AM |
| Astyanax | $75.00 | 8/9/2011 3:52:17 PM |
| finance-symphony7 | $63.76 | 8/9/2011 5:36:39 PM |
| fallentimbers | $25.00 | 8/9/2011 6:33:30 PM |
| NolockHolmes | $50.00 | 8/9/2011 4:48:11 PM |
| john0720 | $50.00 | 8/10/2011 6:32:48 AM |
| digitaldan | $30.00 | 8/9/2011 8:59:01 PM |
| worth-buddy0 | $150.00 | 8/9/2011 6:18:46 PM |
| integrity-doctor | $100.00 | 8/10/2011 6:57:44 AM |
| penny-healer5 | $25.00 | 8/10/2011 12:43:23 PM |
| wealth-fighter3 | $25.00 | 8/10/2011 7:12:30 AM |
| awe-inspiring-power | $25.00 | 8/10/2011 7:19:11 AM |
| EngineersAlliance | $50.00 | 8/9/2011 9:20:50 PM |
| moola-escalator | $50.00 | 8/10/2011 2:17:05 PM |
| octoberfresh | $25.00 | 8/10/2011 7:02:25 AM |
| mpatrick | $50.00 | 8/10/2011 8:18:06 AM |
| LVLends | $25.00 | 8/10/2011 7:19:40 PM |
| compwhiz | $25.00 | 8/10/2011 9:42:49 AM |
| Independenttools | $25.00 | 8/10/2011 10:00:28 AM |
| 56bones | $25.00 | 8/10/2011 12:30:39 PM |
| 77dowplace | $28.61 | 8/10/2011 6:06:21 PM |
| LendingP2P | $25.00 | 8/10/2011 1:40:11 PM |
| weiyinsan | $50.00 | 8/10/2011 10:02:02 PM |
| platinum-czar | $30.50 | 8/10/2011 6:04:39 PM |
| value-wind0 | $50.00 | 8/11/2011 9:29:25 AM |
| bancoroyal | $25.00 | 8/11/2011 9:49:23 AM |
| DannyPhantom | $50.00 | 8/10/2011 7:23:15 PM |
| ritwik | $50.00 | 8/11/2011 11:06:08 AM |
| bmbanzai | $25.00 | 8/11/2011 12:35:43 PM |
| shellstar | $25.00 | 8/11/2011 7:41:40 AM |
| hawaiitechnical | $25.00 | 8/11/2011 4:17:48 PM |
| mad-scientist418 | $25.00 | 8/11/2011 8:05:03 PM |
| BuildingShanghai | $60.00 | 8/11/2011 4:59:43 PM |
| unafraid-return496 | $25.00 | 8/11/2011 3:45:34 PM |
| britgsb | $100.00 | 8/11/2011 8:43:44 PM |
| sharp-return7 | $25.00 | 8/12/2011 12:00:11 PM |
| Pitufo | $25.00 | 8/11/2011 11:41:32 PM |
| banker581 | $25.00 | 8/12/2011 9:19:45 AM |
| Astyanax | $25.00 | 8/12/2011 1:44:38 PM |
| 2seriousteachers | $25.00 | 8/12/2011 6:02:30 AM |
| bancoroyal | $25.76 | 8/12/2011 9:21:40 AM |
| jazzlender | $50.00 | 8/12/2011 12:19:25 PM |
| platinum-enlightenment | $25.00 | 8/12/2011 2:10:54 PM |
| first-serene-credit | $25.00 | 8/13/2011 6:58:50 AM |
| WindsorFunds | $94.73 | 8/13/2011 7:10:34 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:21 PM |
| gala279 | $300.00 | 8/12/2011 8:13:13 PM |
| IPlayOutsideTheBox | $100.00 | 8/13/2011 6:40:46 AM |
| honorable-yield | $100.00 | 8/13/2011 8:40:03 AM |
| mondial4 | $100.00 | 8/13/2011 6:53:48 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:27 PM |
| thriller451 | $46.18 | 8/13/2011 9:03:23 AM |
| bajaruss | $25.00 | 8/13/2011 6:12:50 AM |
| cmliii | $75.00 | 8/13/2011 7:33:13 AM |
| Katzenjammer | $25.00 | 8/13/2011 7:41:31 AM |
| thajr | $50.00 | 8/13/2011 7:49:38 AM |
| discrete-asset | $25.00 | 8/13/2011 6:29:44 AM |
| justice-trooper | $40.00 | 8/13/2011 7:57:26 AM |
| charb57 | $50.00 | 8/13/2011 7:58:29 AM |
| kulender | $100.00 | 8/13/2011 8:06:29 AM |
| return-venture1 | $129.84 | 8/13/2011 6:42:35 AM |
| Lender0010 | $50.00 | 8/13/2011 8:10:39 AM |
| simplelender80 | $100.00 | 8/13/2011 7:00:23 AM |
| RJN | $25.00 | 8/13/2011 8:38:25 AM |
| minatoku | $100.00 | 8/13/2011 8:51:58 AM |
| DasMula | $25.00 | 8/13/2011 8:55:04 AM |
| funds-promiser | $50.00 | 8/13/2011 7:34:57 AM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
519709
This series of Notes was issued and sold upon the funding of the borrower loan #52225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 73% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
12 | Length of status: | 5y 5m |
|
Amount delinquent:
| $1,829 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,883 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-capital2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
muterstau
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1779
Monthly expenses: $400
Housing: $604
Insurance: $
Car expenses: $
Utilities: $350
Phone, cable, internet: $174
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 5:03:23 PM |
| reflective-rupee | $25.00 | 8/5/2011 9:22:18 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:19 PM |
| Bocephus1959 | $25.00 | 8/6/2011 7:53:24 AM |
| alexgalt | $25.00 | 8/6/2011 12:03:19 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:17 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:33 AM |
| handy-justice | $50.00 | 8/12/2011 12:37:29 PM |
| abundant-credit6 | $25.00 | 8/12/2011 1:18:08 PM |
| Investoman | $75.00 | 8/12/2011 8:26:33 PM |
| VJ_Financial | $26.27 | 8/12/2011 9:58:15 PM |
| integrity-statue | $33.91 | 8/12/2011 1:09:03 PM |
| power-bluebird2 | $25.00 | 8/13/2011 3:53:36 AM |
| nobanksallowed | $25.00 | 8/13/2011 6:03:51 AM |
| adamdroker | $25.00 | 8/13/2011 8:18:03 AM |
| sergeturtle | $25.00 | 8/12/2011 9:46:49 PM |
| rlaboy | $25.00 | 8/13/2011 9:14:53 AM |
| lively-transaction1 | $25.00 | 8/13/2011 7:33:50 AM |
| web284 | $25.00 | 8/13/2011 7:59:26 AM |
| 1randyp | $100.00 | 8/13/2011 8:17:33 AM |
| Art818 | $27.00 | 8/13/2011 7:03:49 AM |
| kind-credit-bear | $29.51 | 8/13/2011 9:28:36 AM |
| justice-trooper | $25.00 | 8/13/2011 7:55:04 AM |
| wealth-tremolo7 | $28.09 | 8/13/2011 8:37:18 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:12 PM |
| heerzaquestion | $25.00 | 8/7/2011 11:20:20 AM |
| tech310 | $50.00 | 8/9/2011 9:01:32 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:03 PM |
| Bobtep23 | $28.86 | 8/12/2011 6:36:39 PM |
| IASKGOD | $25.00 | 8/12/2011 6:39:48 PM |
| supreme-hope | $25.00 | 8/12/2011 8:03:18 PM |
| simplelender80 | $200.00 | 8/13/2011 6:56:56 AM |
| Dubbs360 | $200.00 | 8/12/2011 8:26:57 PM |
| Mariner3605 | $25.00 | 8/12/2011 11:21:59 PM |
| Lubava | $17.15 | 8/13/2011 9:37:26 AM |
| ITExec | $84.21 | 8/13/2011 6:35:41 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
519743
This series of Notes was issued and sold upon the funding of the borrower loan #52240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $317.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Landscaping |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,797 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-trade-den |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2010)
|
|
Principal balance:
| $2,806.98 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Money to grow my busniess
Purpose of loan:
This loan will be used to...
I will use this loan to grow my marketing and buy equipment
My financial situation:
I am a good candidate for this loan because...
2 years ago I got a 5,000 loan to start my landscape business from Prosper. With that loan and a few small equipment loans I currently have mouthly gross sales of $8,000 and a profit margin close to 40%
I should be at or over 80,000 is sales by the end of this year. Which is only my 2nd year. My plans is to at least double next year. To do 150,000+
I know I can with the help of another prosper loan
Monthly net income: $5000
Monthly expenses: $
Housing: $700
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/3/2011 5:02:15 PM |
| treasure-bliss | $25.00 | 8/4/2011 4:07:49 AM |
| payout-achievement | $25.00 | 8/3/2011 7:47:48 PM |
| worthy-bid8 | $25.00 | 8/4/2011 6:17:55 AM |
| TennSquire | $50.00 | 8/4/2011 3:45:45 PM |
| five-star-justice | $25.00 | 8/4/2011 4:50:57 PM |
| worth-arch | $25.00 | 8/5/2011 4:59:56 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:46 AM |
| five-star-note | $25.00 | 8/5/2011 12:29:53 AM |
| IIP77 | $25.00 | 8/5/2011 3:26:17 PM |
| elfincove | $25.00 | 8/5/2011 9:20:55 AM |
| josuae | $50.00 | 8/5/2011 3:52:16 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:11 PM |
| AEH_Now | $50.00 | 8/5/2011 7:08:04 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:47 PM |
| Easystreet | $25.00 | 8/6/2011 5:15:44 AM |
| Diamond_Jim | $25.00 | 8/5/2011 4:33:38 PM |
| GCInvestments | $30.00 | 8/5/2011 8:58:53 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:31:39 AM |
| shawnw2 | $35.17 | 8/6/2011 8:52:09 AM |
| supreme-hope | $25.00 | 8/6/2011 9:34:11 AM |
| jazzlender | $50.00 | 8/6/2011 9:47:10 AM |
| radiant-bazaar1 | $25.00 | 8/6/2011 6:41:51 AM |
| suave-dime6 | $25.00 | 8/6/2011 6:55:50 AM |
| BxRealtor | $25.00 | 8/6/2011 7:28:43 AM |
| liberty-point | $50.00 | 8/6/2011 1:55:28 PM |
| beaker | $25.00 | 8/6/2011 6:25:50 AM |
| ti22ring | $25.00 | 8/6/2011 12:44:48 PM |
| first-serene-credit | $25.00 | 8/6/2011 10:31:54 PM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:43:23 PM |
| reflective-rupee | $25.00 | 8/7/2011 6:35:27 AM |
| handshake5 | $100.00 | 8/6/2011 1:26:42 PM |
| GCInvestments | $28.00 | 8/6/2011 10:26:55 PM |
| fund-dragster | $28.94 | 8/7/2011 4:33:31 AM |
| CA-Lender | $50.00 | 8/6/2011 2:29:13 PM |
| balanced-balance6 | $45.00 | 8/6/2011 3:11:40 PM |
| Dubbs360 | $100.00 | 8/6/2011 3:55:05 PM |
| Edwardtomo | $25.00 | 8/7/2011 10:32:25 AM |
| fund-widget | $50.00 | 8/7/2011 6:39:44 PM |
| cardelt | $25.00 | 8/7/2011 11:43:00 PM |
| Suenhos_de_Lucre | $25.00 | 8/8/2011 5:32:50 AM |
| investment-artist | $25.02 | 8/7/2011 10:11:19 AM |
| deepblue34 | $35.00 | 8/7/2011 11:51:53 AM |
| Cronos | $100.00 | 8/8/2011 9:03:46 AM |
| indomitable-dedication | $50.00 | 8/7/2011 12:34:58 PM |
| loot-castanets | $25.00 | 8/8/2011 9:44:29 AM |
| gold-gatherer9 | $25.00 | 8/7/2011 2:06:48 PM |
| wise-agile-investment | $25.00 | 8/8/2011 11:52:41 AM |
| Leopoldine | $25.00 | 8/8/2011 12:47:21 PM |
| claimtruth | $25.00 | 8/8/2011 8:47:41 AM |
| artisan369 | $200.00 | 8/8/2011 1:45:25 PM |
| new-ore-venture | $100.00 | 8/8/2011 5:38:00 PM |
| balance-transformer3 | $50.00 | 8/8/2011 5:39:30 PM |
| djindepth | $25.00 | 8/8/2011 3:54:51 AM |
| Pu239 | $70.00 | 8/8/2011 11:09:56 AM |
| musegaze | $50.00 | 8/8/2011 11:25:20 AM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:25:06 AM |
| wise-rupee-sanctuary | $50.00 | 8/8/2011 8:31:50 AM |
| Wellman | $50.00 | 8/8/2011 7:08:42 PM |
| kain11286 | $50.00 | 8/9/2011 8:57:17 AM |
| TrueFortune | $50.00 | 8/8/2011 10:03:40 PM |
| the-discrete-income | $25.00 | 8/9/2011 4:35:23 AM |
| wtrboy | $25.00 | 8/9/2011 5:25:07 AM |
| victorcab | $25.00 | 8/9/2011 8:08:28 AM |
| return-cluster991 | $50.00 | 8/8/2011 7:36:41 PM |
| circustab | $50.00 | 8/9/2011 12:25:25 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:36:44 AM |
| Astyanax | $85.00 | 8/9/2011 2:23:21 PM |
| macotra4 | $30.00 | 8/9/2011 3:20:04 PM |
| Gordon_Gekko1 | $25.00 | 8/9/2011 4:51:37 PM |
| mstar925 | $25.00 | 8/9/2011 10:11:56 AM |
| SonicSCF | $125.58 | 8/9/2011 6:48:11 AM |
| Bob450 | $29.00 | 8/9/2011 11:49:24 AM |
| mdf | $50.00 | 8/9/2011 6:25:46 PM |
| worth-magician | $25.00 | 8/9/2011 1:29:49 PM |
| dfealk | $100.00 | 8/9/2011 2:47:07 PM |
| prohelper | $25.00 | 8/9/2011 9:11:43 AM |
| investment-tycoon3 | $25.00 | 8/9/2011 8:04:28 PM |
| investment-comet | $25.00 | 8/9/2011 12:22:49 PM |
| Leshan | $200.00 | 8/9/2011 12:25:22 PM |
| brainy-repayment5 | $29.82 | 8/9/2011 1:16:59 PM |
| gslinv | $25.00 | 8/9/2011 2:27:04 PM |
| Whipster | $50.00 | 8/9/2011 7:45:45 PM |
| GElender | $25.00 | 8/10/2011 6:08:48 AM |
| cash-reaction2 | $25.00 | 8/9/2011 8:09:21 PM |
| JW-From-SoCal | $25.00 | 8/9/2011 5:17:49 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:02 PM |
| RPT | $25.00 | 8/9/2011 7:10:49 PM |
| tpcnet | $33.16 | 8/10/2011 10:26:54 AM |
| wlm3012 | $30.00 | 8/10/2011 10:53:02 AM |
| social-comet7 | $39.22 | 8/11/2011 5:13:00 AM |
| rambone05 | $25.00 | 8/10/2011 7:43:15 PM |
| Sealion | $50.00 | 8/11/2011 7:22:46 AM |
| wwwUniversal | $25.00 | 8/10/2011 9:43:44 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:20 AM |
| circuitfive | $25.00 | 8/11/2011 6:07:36 PM |
| dime-reaction | $50.00 | 8/12/2011 10:12:02 AM |
| ommcd | $25.00 | 8/12/2011 6:03:58 AM |
| mauge35 | $25.00 | 8/12/2011 10:42:47 AM |
| melodious-fairness | $50.00 | 8/12/2011 11:24:54 AM |
| order-spy9 | $25.00 | 8/12/2011 10:08:54 AM |
| thankful-nickel2 | $25.00 | 8/12/2011 4:24:42 PM |
| 1st_Florida_Lender | $25.00 | 8/13/2011 6:18:26 AM |
| Kaj | $30.00 | 8/13/2011 6:47:27 AM |
| SDKiwi | $25.00 | 8/12/2011 6:03:57 PM |
| twjh | $25.00 | 8/12/2011 7:08:10 PM |
| puifais | $50.00 | 8/13/2011 7:32:42 AM |
| Investoman | $75.00 | 8/12/2011 8:26:29 PM |
| kaiger | $25.00 | 8/13/2011 7:14:50 AM |
| smilinsam | $50.00 | 8/13/2011 9:25:48 AM |
| nellaelyob | $25.00 | 8/13/2011 10:08:14 AM |
| generator535 | $25.00 | 8/13/2011 11:18:37 AM |
| JLMGroupFunds | $38.57 | 8/13/2011 8:23:07 AM |
| javelin0 | $50.00 | 8/13/2011 3:04:21 PM |
| responsibility-wind6 | $50.00 | 8/13/2011 11:53:09 AM |
| worlds-best-worth2 | $25.00 | 8/13/2011 6:42:39 PM |
| Eastern | $50.00 | 8/13/2011 3:01:06 PM |
| neighborly-bid | $25.00 | 8/13/2011 4:41:54 PM |
| radforj22 | $25.00 | 8/11/2011 6:08:35 PM |
| OldManP | $25.00 | 8/3/2011 6:02:45 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:13:00 AM |
| profit-powerplant | $25.00 | 8/4/2011 7:56:31 AM |
| orange-preeminant-bill | $25.00 | 8/4/2011 4:16:30 AM |
| Weaverville | $25.00 | 8/4/2011 3:32:00 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:38 AM |
| social-hunter5 | $25.00 | 8/5/2011 10:59:21 AM |
| rcm87 | $101.00 | 8/5/2011 7:48:53 AM |
| herbyman | $100.00 | 8/5/2011 12:49:00 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:04:46 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:24 PM |
| schlepper | $25.00 | 8/5/2011 1:19:04 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:58 PM |
| loss-of-control | $100.00 | 8/5/2011 5:28:05 PM |
| the-profit-oracle | $50.00 | 8/6/2011 7:57:29 AM |
| benefit-banshee | $33.00 | 8/6/2011 6:07:09 AM |
| contract-high-five | $25.00 | 8/6/2011 10:00:33 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:21 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:26 PM |
| Dubbs360 | $100.00 | 8/6/2011 9:46:24 AM |
| williemc44 | $25.00 | 8/6/2011 1:55:37 PM |
| sgt-schultz | $30.00 | 8/6/2011 11:07:17 AM |
| MoneyTree79 | $50.00 | 8/6/2011 5:50:11 PM |
| yield-lion | $25.00 | 8/6/2011 7:22:13 PM |
| prominence8 | $25.00 | 8/6/2011 8:12:23 PM |
| petercat | $250.00 | 8/6/2011 2:21:19 PM |
| diligent-peace9 | $125.00 | 8/7/2011 7:45:08 AM |
| green-trade-dolphin | $25.00 | 8/6/2011 6:56:01 PM |
| heerzaquestion | $25.00 | 8/6/2011 12:10:19 PM |
| FinanceEngine | $40.00 | 8/6/2011 11:06:02 PM |
| buckeyebucks | $50.00 | 8/7/2011 12:25:35 PM |
| cozy-truth6 | $200.00 | 8/7/2011 2:59:12 PM |
| asset-tomahawk2 | $25.00 | 8/7/2011 3:09:37 PM |
| JJYossarian | $50.00 | 8/6/2011 8:42:21 PM |
| ianakacg | $25.00 | 8/6/2011 10:17:01 PM |
| autonomous-truth | $50.00 | 8/6/2011 11:56:55 PM |
| Captain_America | $100.00 | 8/7/2011 4:43:17 AM |
| owhite2000 | $50.00 | 8/7/2011 10:02:09 PM |
| wise-deal-panda | $100.00 | 8/7/2011 3:35:31 PM |
| ThatDanGuy | $50.00 | 8/8/2011 5:38:35 AM |
| loan-lionheart6 | $25.00 | 8/7/2011 8:43:12 AM |
| mason13a | $50.00 | 8/7/2011 10:56:16 AM |
| commerce-yeller | $35.00 | 8/8/2011 10:11:19 AM |
| Ambassador | $25.00 | 8/8/2011 4:01:14 AM |
| credit-coach118 | $25.00 | 8/8/2011 11:09:12 AM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:16 AM |
| kinetic-generosity9 | $25.00 | 8/8/2011 2:33:45 PM |
| love-interest | $25.00 | 8/8/2011 10:44:23 AM |
| benevolent-money6 | $25.00 | 8/8/2011 6:32:10 PM |
| money-bauble | $200.00 | 8/8/2011 6:03:46 AM |
| Comoparklender | $25.00 | 8/8/2011 11:36:59 AM |
| revenue-appraiser | $26.10 | 8/8/2011 12:46:43 PM |
| bold-worth-vinyl | $25.00 | 8/8/2011 1:47:57 PM |
| CBO-Enterprise | $100.00 | 8/8/2011 2:29:10 PM |
| lovely-order7 | $25.00 | 8/9/2011 5:21:52 AM |
| dudebrah | $25.00 | 8/8/2011 9:05:42 AM |
| new-ore-venture | $50.00 | 8/8/2011 6:16:50 PM |
| KileNSmyth4 | $33.16 | 8/9/2011 7:56:29 AM |
| nimble-dedication1 | $50.00 | 8/8/2011 7:32:40 PM |
| buffalobills | $25.00 | 8/9/2011 8:15:54 AM |
| fairhelper | $25.00 | 8/8/2011 8:30:58 PM |
| trumpeter5 | $35.00 | 8/9/2011 8:52:28 AM |
| fairhelper | $25.00 | 8/9/2011 8:56:30 AM |
| rogue_monster | $25.00 | 8/8/2011 11:43:14 AM |
| chameleon125 | $25.00 | 8/8/2011 9:24:45 PM |
| ben10jen | $42.97 | 8/8/2011 4:25:51 PM |
| Bait989 | $50.01 | 8/9/2011 10:18:29 AM |
| Binan | $29.00 | 8/9/2011 7:01:47 AM |
| atlvalet | $25.00 | 8/9/2011 11:20:07 AM |
| leverage-ectasy | $38.33 | 8/9/2011 12:02:10 PM |
| toomanyfishtanks | $35.00 | 8/9/2011 2:09:50 PM |
| giggyman | $50.00 | 8/9/2011 2:54:31 PM |
| thrilling-nickel5 | $25.00 | 8/9/2011 4:44:21 AM |
| EretzCapital | $34.66 | 8/9/2011 10:43:38 AM |
| jebber007 | $40.88 | 8/9/2011 11:10:15 AM |
| FG9YTR | $25.00 | 8/9/2011 6:46:08 PM |
| klinebarger | $25.00 | 8/9/2011 6:49:16 PM |
| afterhours | $25.00 | 8/9/2011 2:39:16 PM |
| goat0 | $50.00 | 8/9/2011 9:13:29 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:23 PM |
| grf1945 | $25.00 | 8/9/2011 7:56:37 PM |
| penny-champ5 | $25.00 | 8/9/2011 8:10:51 PM |
| chestnut4 | $25.00 | 8/9/2011 9:33:06 AM |
| listing-vista | $100.00 | 8/9/2011 8:33:35 PM |
| powerlifter275 | $25.00 | 8/9/2011 9:53:21 AM |
| ddog0224 | $25.00 | 8/9/2011 12:24:46 PM |
| peso-trailblazer0 | $104.82 | 8/9/2011 5:53:39 PM |
| runner262 | $25.00 | 8/9/2011 11:51:58 PM |
| flibinite | $50.00 | 8/9/2011 6:42:27 PM |
| DadWarbucks | $25.00 | 8/10/2011 6:58:19 AM |
| interstellar | $75.00 | 8/9/2011 5:41:15 PM |
| riproaringrapids | $25.00 | 8/9/2011 6:40:41 PM |
| irrelevant | $25.00 | 8/10/2011 6:05:17 AM |
| tech310 | $50.00 | 8/9/2011 9:02:41 PM |
| w3alter | $50.00 | 8/10/2011 11:23:51 AM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:41 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:57 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:37 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:28 PM |
| nashibaksi | $30.00 | 8/10/2011 6:52:15 PM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:52 PM |
| the-enthralling-coin | $25.00 | 8/10/2011 5:50:56 PM |
| credit-meteor7 | $100.00 | 8/11/2011 9:49:10 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:07 AM |
| doopers | $25.00 | 8/11/2011 9:18:58 AM |
| divedude | $25.00 | 8/11/2011 5:59:13 PM |
| nalaari | $25.00 | 8/11/2011 3:45:51 PM |
| moopi | $25.00 | 8/11/2011 3:55:43 PM |
| mangas | $25.00 | 8/12/2011 8:57:47 AM |
| jobani | $25.00 | 8/11/2011 6:02:03 PM |
| orgy63 | $25.00 | 8/12/2011 5:54:07 AM |
| HalfDayz | $25.00 | 8/12/2011 12:55:51 PM |
| surferracerskaterboy | $70.00 | 8/12/2011 3:05:32 PM |
| debtcollector | $25.00 | 8/12/2011 8:32:52 AM |
| capital-arboretum | $300.00 | 8/12/2011 11:16:44 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:26 PM |
| jga516 | $25.00 | 8/12/2011 1:05:48 PM |
| FirstBank | $25.00 | 8/12/2011 3:41:09 PM |
| compoundinterest | $25.00 | 8/12/2011 4:43:50 PM |
| GS-ROCK | $25.00 | 8/12/2011 12:36:48 PM |
| income-buddy7 | $25.00 | 8/13/2011 6:13:55 AM |
| b2m80s | $25.00 | 8/12/2011 3:32:55 PM |
| Feyenoord | $25.00 | 8/12/2011 8:46:31 PM |
| new-social-economist | $50.00 | 8/12/2011 9:03:29 PM |
| finance-magma7 | $25.00 | 8/12/2011 10:35:08 PM |
| 350DGRZ | $25.00 | 8/13/2011 7:23:06 AM |
| gavinfh | $25.00 | 8/13/2011 8:34:49 AM |
| CSUgrad08 | $25.00 | 8/13/2011 5:36:09 AM |
| bighurt401 | $25.00 | 8/13/2011 7:22:06 AM |
| wonderful-dime | $25.00 | 8/13/2011 11:14:23 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:35 AM |
| prudent-power1 | $25.00 | 8/13/2011 7:20:53 AM |
| auction-seeker | $25.00 | 8/13/2011 2:47:01 PM |
| natural-greenback6 | $25.00 | 8/13/2011 7:50:13 AM |
| balanced-capital | $25.00 | 8/13/2011 3:03:29 PM |
| logical-moola4 | $25.00 | 8/13/2011 7:55:07 AM |
| deegeeman | $50.00 | 8/13/2011 3:31:50 PM |
| careful-return0 | $25.00 | 8/13/2011 3:22:23 PM |
| MoneyForNothing | $18.59 | 8/13/2011 6:42:50 PM |
| constancy | $25.00 | 8/13/2011 3:59:04 PM |
| 259 Investments
|
Borrower Payment Dependent Notes Series
519859
This series of Notes was issued and sold upon the funding of the borrower loan #52311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $297.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $316 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| JackSpratMichigan |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Debt consolidation
Purpose of loan:
I have $1500 left on a motorcycle loan, $11,000 on other loan and a small credit card balance with a much higher rate.
My financial situation:
I am a great candidate for this loan because I have been employed by my current company for 10 years, have had a past Prosper loan which I promptly repaid.
In order to more quickly pay off my debt I need to consolidate it to a single loan with a lower minimum payment.
I net about $3600 / month, have a house payment of $1000 and normal utilities on top of the above listed debts.
I was so pleased with the last loan experience here, I decided to return before even going to another financial institution.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/5/2011 10:26:59 AM |
| equitable-capital758 | $250.00 | 8/5/2011 9:02:32 AM |
| euro-deployment | $25.00 | 8/6/2011 1:55:21 PM |
| newest-funds-powerplant | $25.00 | 8/6/2011 9:48:51 AM |
| Dubbs360 | $200.00 | 8/6/2011 4:14:40 PM |
| Dan77 | $25.00 | 8/7/2011 11:44:06 AM |
| suges | $25.00 | 8/7/2011 7:48:17 PM |
| 0403 | $25.00 | 8/7/2011 11:44:20 AM |
| umfan123 | $25.00 | 8/7/2011 8:28:14 PM |
| wise-deal-panda | $350.00 | 8/7/2011 3:52:27 PM |
| supreme-hope | $25.00 | 8/9/2011 5:49:46 AM |
| CreditBuilder2 | $100.00 | 8/8/2011 9:51:15 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:10:29 AM |
| pennyologist | $25.00 | 8/8/2011 9:50:15 PM |
| the-discrete-income | $25.00 | 8/9/2011 4:36:38 AM |
| canisian | $25.00 | 8/9/2011 11:28:12 AM |
| seabass123 | $25.00 | 8/9/2011 7:53:10 AM |
| GElender | $25.00 | 8/9/2011 5:53:20 AM |
| TrustOne | $50.00 | 8/9/2011 2:15:10 PM |
| labate | $43.07 | 8/9/2011 6:53:31 PM |
| justice-officer | $26.34 | 8/9/2011 6:14:39 PM |
| elasermd | $200.00 | 8/9/2011 6:25:38 PM |
| listing-vista | $100.00 | 8/10/2011 5:52:29 AM |
| first-serene-credit | $25.00 | 8/9/2011 5:46:07 PM |
| little_brother1 | $34.89 | 8/10/2011 10:32:12 AM |
| ddog0224 | $50.00 | 8/10/2011 1:17:41 PM |
| EngineersAlliance | $50.00 | 8/11/2011 5:57:01 AM |
| listing-vista | $100.00 | 8/11/2011 8:35:43 AM |
| Charmart | $25.00 | 8/11/2011 5:37:30 AM |
| octoberfresh | $25.00 | 8/11/2011 7:12:15 AM |
| hawaiitechnical | $25.00 | 8/11/2011 5:39:50 PM |
| currency-persimmon | $25.00 | 8/12/2011 8:15:32 AM |
| marwadi-62 | $300.00 | 8/12/2011 10:55:22 AM |
| YellowJacket | $25.00 | 8/12/2011 7:36:46 AM |
| nickel-position | $40.00 | 8/12/2011 2:29:31 AM |
| EarlyRiser | $187.00 | 8/12/2011 7:42:07 AM |
| BankOfBjoltus | $50.00 | 8/12/2011 9:04:27 PM |
| brightest-dynamic-peace | $25.00 | 8/12/2011 10:04:32 PM |
| ptjg | $50.00 | 8/13/2011 1:57:20 AM |
| hawaiitechnical | $25.00 | 8/12/2011 11:42:15 AM |
| Astyanax | $25.00 | 8/12/2011 1:35:19 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:34 PM |
| sincere-balance | $25.77 | 8/13/2011 7:57:30 AM |
| Feyenoord | $25.00 | 8/12/2011 8:49:06 PM |
| bmbanzai | $25.00 | 8/12/2011 10:15:45 PM |
| chekat | $25.00 | 8/13/2011 7:14:51 AM |
| GoldenGo4 | $51.53 | 8/13/2011 5:23:41 AM |
| wojo | $25.00 | 8/13/2011 5:34:16 AM |
| ConcreteOne | $25.00 | 8/13/2011 6:18:55 AM |
| graceful-investment | $50.00 | 8/13/2011 7:46:53 AM |
| kulender | $100.00 | 8/13/2011 8:10:47 AM |
| Mad_Scientist | $25.00 | 8/13/2011 2:05:07 PM |
| simplelender80 | $250.00 | 8/13/2011 9:46:50 AM |
| BOZO88 | $25.00 | 8/13/2011 2:45:03 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:55:51 PM |
| gothampark | $25.00 | 8/13/2011 8:43:43 AM |
| BigBag | $25.00 | 8/13/2011 8:47:45 AM |
| Christophe | $25.00 | 8/13/2011 6:49:25 PM |
| mad-scientist418 | $50.00 | 8/13/2011 7:00:38 PM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:48:12 PM |
| oneeighty | $50.00 | 8/13/2011 7:59:42 PM |
| RKLFinancial | $25.00 | 8/13/2011 9:32:56 PM |
| Lucre | $30.00 | 8/13/2011 10:00:22 AM |
| CreditBuilder2 | $50.00 | 8/13/2011 11:19:44 PM |
| nycfinance | $25.00 | 8/13/2011 9:21:23 PM |
| heroic-deal7 | $25.00 | 8/13/2011 2:39:00 PM |
| Figaro44 | $47.22 | 8/13/2011 2:46:23 PM |
| fuse2 | $25.00 | 8/13/2011 10:53:37 PM |
| godfather4u | $100.00 | 8/13/2011 11:20:44 PM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:27:18 PM |
| s270 | $59.86 | 8/14/2011 1:20:06 AM |
| ChoiceInvestments | $32.00 | 8/13/2011 3:58:52 PM |
| basis-wizard8 | $50.00 | 8/13/2011 4:14:17 PM |
| cbivitz | $275.00 | 8/14/2011 8:10:27 AM |
| nprfan5 | $25.00 | 8/14/2011 6:14:55 PM |
| first-class-dime | $25.00 | 8/14/2011 7:27:07 PM |
| aimm | $25.00 | 8/14/2011 9:47:12 AM |
| digitaldan | $30.00 | 8/14/2011 8:50:36 PM |
| credit-bliss8 | $25.00 | 8/14/2011 9:29:44 PM |
| payment-halo | $25.00 | 8/14/2011 3:55:51 AM |
| oplender | $27.30 | 8/14/2011 1:33:03 PM |
| thajr | $68.79 | 8/14/2011 6:40:31 AM |
| Nazbuster | $100.00 | 8/14/2011 7:58:44 AM |
| momsgirls | $50.00 | 8/14/2011 4:40:21 PM |
| power-defender7 | $50.00 | 8/14/2011 5:07:41 PM |
| worth-excellence4 | $28.02 | 8/14/2011 9:15:59 AM |
| cbivitz | $50.00 | 8/15/2011 8:48:46 AM |
| frooogal | $50.00 | 8/14/2011 11:46:50 AM |
| katnmouse | $25.00 | 8/15/2011 9:13:08 AM |
| wild_carrot | $25.00 | 8/14/2011 8:31:37 PM |
| UCSBGAUCHOS | $30.00 | 8/14/2011 8:41:07 PM |
| silvercertificate | $25.00 | 8/15/2011 6:24:24 AM |
| the-enthralling-coin | $25.00 | 8/15/2011 10:47:43 AM |
| Aurumdraco | $25.00 | 8/15/2011 10:48:56 AM |
| Tikibarman | $50.00 | 8/15/2011 6:55:05 AM |
| ethical-social8 | $100.00 | 8/14/2011 6:15:47 PM |
| revenue-appraiser | $39.41 | 8/15/2011 11:21:01 AM |
| Tensleep | $50.00 | 8/14/2011 8:18:57 PM |
| heroic-return5 | $25.00 | 8/14/2011 9:48:51 PM |
| fcrick | $25.00 | 8/15/2011 8:33:35 AM |
| principal-duckling | $25.00 | 8/15/2011 1:22:34 PM |
| mhotchan | $88.55 | 8/15/2011 1:29:24 PM |
| invincible-platinum9 | $25.00 | 8/15/2011 10:35:32 AM |
| yonderalaska | $31.00 | 8/15/2011 12:51:23 PM |
| dime-twister | $50.03 | 8/15/2011 10:48:29 AM |
| jhernand17 | $25.00 | 8/15/2011 1:06:11 PM |
| takyeung | $50.00 | 8/15/2011 1:23:29 PM |
| jwstclair | $25.00 | 8/15/2011 11:33:31 AM |
| fragonardlives | $25.00 | 8/15/2011 11:34:46 AM |
| principal-duckling | $50.00 | 8/15/2011 1:21:55 PM |
| compoundinterest | $50.00 | 8/5/2011 1:52:12 PM |
| BankofBeth | $25.00 | 8/6/2011 8:01:55 PM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:08 PM |
| mgking007 | $36.00 | 8/6/2011 10:38:13 PM |
| shrewd-peace7 | $25.00 | 8/7/2011 11:23:23 PM |
| sgt-schultz | $25.00 | 8/7/2011 8:18:38 AM |
| ore-frontier | $31.96 | 8/7/2011 10:26:33 PM |
| john0720 | $50.00 | 8/8/2011 11:03:30 AM |
| herbyman | $35.00 | 8/8/2011 7:33:30 PM |
| Rivervale_Westwood | $25.00 | 8/9/2011 4:42:33 AM |
| villagers | $50.00 | 8/8/2011 10:21:40 AM |
| RedantFinance | $25.00 | 8/8/2011 7:21:02 PM |
| coin-lesson3 | $100.00 | 8/8/2011 11:03:05 AM |
| indomitable-coin | $25.00 | 8/8/2011 12:10:56 PM |
| maple1 | $100.00 | 8/8/2011 12:15:22 PM |
| availableloan | $25.00 | 8/8/2011 2:22:30 PM |
| 12Knocksinna | $36.00 | 8/9/2011 7:32:12 AM |
| hattric73 | $48.00 | 8/9/2011 11:32:19 AM |
| dsnybnd | $25.00 | 8/9/2011 7:56:57 AM |
| ddog0224 | $50.00 | 8/9/2011 12:26:15 PM |
| Hexnut | $50.00 | 8/9/2011 8:47:43 PM |
| NolockHolmes | $50.00 | 8/9/2011 6:52:19 PM |
| GoldenGo4 | $55.21 | 8/10/2011 5:47:10 AM |
| Astyanax | $125.00 | 8/9/2011 3:44:53 PM |
| income-awakening6 | $25.00 | 8/9/2011 4:14:23 PM |
| authoritative-capital | $25.00 | 8/9/2011 7:38:19 PM |
| pound-balancer | $100.00 | 8/10/2011 10:52:27 AM |
| moola-berserker | $30.00 | 8/9/2011 11:32:11 PM |
| cello1 | $25.00 | 8/10/2011 3:49:40 PM |
| shugyosha | $50.00 | 8/10/2011 9:14:57 AM |
| FinDoc | $25.00 | 8/10/2011 2:43:07 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:32 AM |
| uberrific | $75.00 | 8/11/2011 1:08:56 AM |
| Swish_Investments | $37.73 | 8/11/2011 6:17:55 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:13 AM |
| tranquil-diversification8 | $50.00 | 8/11/2011 8:27:57 PM |
| forthright-trade | $25.00 | 8/11/2011 8:46:22 PM |
| discrete-asset | $25.00 | 8/12/2011 4:32:55 AM |
| sflash | $25.00 | 8/11/2011 7:48:20 PM |
| mad-scientist418 | $25.00 | 8/11/2011 8:08:45 PM |
| investment-artist | $25.02 | 8/11/2011 4:06:49 PM |
| j2ee | $25.00 | 8/11/2011 6:13:57 PM |
| setUup | $38.28 | 8/11/2011 9:56:19 PM |
| cocopuffs | $25.00 | 8/12/2011 12:11:51 PM |
| power-secret-agent | $30.00 | 8/12/2011 3:05:46 AM |
| midnight24 | $50.00 | 8/12/2011 9:51:19 AM |
| order-spy9 | $200.00 | 8/12/2011 3:16:57 PM |
| Leopoldine | $25.00 | 8/12/2011 10:40:14 AM |
| agalt | $125.00 | 8/12/2011 11:06:40 AM |
| LesPaul1 | $25.00 | 8/12/2011 8:43:54 AM |
| MoneyTree79 | $47.00 | 8/12/2011 2:29:07 PM |
| ti22ring | $25.00 | 8/13/2011 12:44:18 AM |
| enthusiastic-ore5 | $31.26 | 8/12/2011 2:09:35 PM |
| atlas100 | $100.00 | 8/13/2011 7:08:01 AM |
| adir1 | $25.00 | 8/13/2011 7:24:10 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:24 AM |
| Mavdyaus | $25.00 | 8/13/2011 7:53:15 AM |
| estancias | $25.00 | 8/13/2011 6:28:36 AM |
| Binan | $25.00 | 8/13/2011 6:32:43 AM |
| leeball | $100.00 | 8/13/2011 9:25:24 AM |
| impartial-benefit1 | $80.00 | 8/13/2011 9:36:32 AM |
| reinforced-reward | $25.00 | 8/13/2011 6:27:47 AM |
| 1randyp | $100.00 | 8/13/2011 8:19:15 AM |
| sunny-dough9 | $200.00 | 8/13/2011 12:24:49 PM |
| Firescreek | $25.00 | 8/13/2011 7:07:08 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:03 PM |
| Tkhalaska | $25.00 | 8/13/2011 9:38:32 AM |
| treasure-expert | $25.00 | 8/13/2011 7:45:41 AM |
| goffmt | $25.00 | 8/13/2011 4:05:55 PM |
| tibia | $60.00 | 8/13/2011 11:16:49 AM |
| best-listing-toro | $25.00 | 8/13/2011 8:32:41 AM |
| refined-return922 | $25.00 | 8/13/2011 5:19:53 PM |
| penny-champ5 | $25.00 | 8/13/2011 12:51:53 PM |
| heerzaquestion | $100.00 | 8/13/2011 6:54:43 PM |
| peaceful-cash5 | $25.00 | 8/13/2011 7:59:45 PM |
| Registerednurse1 | $25.50 | 8/13/2011 1:31:52 PM |
| bleacher | $34.00 | 8/13/2011 9:50:56 AM |
| gold-circuitry | $500.00 | 8/13/2011 9:55:26 PM |
| yield-hut | $50.00 | 8/14/2011 4:48:15 AM |
| intrepid-loot | $25.00 | 8/14/2011 6:55:34 AM |
| winegeek | $250.00 | 8/13/2011 1:24:21 PM |
| integrity-doctor | $100.00 | 8/13/2011 8:44:17 PM |
| pluto2k8 | $50.00 | 8/13/2011 2:17:04 PM |
| janeybooboo | $100.00 | 8/14/2011 12:18:11 PM |
| beeper2 | $50.00 | 8/14/2011 1:23:10 PM |
| allotment464 | $100.00 | 8/14/2011 1:28:09 PM |
| superb-funds335 | $26.00 | 8/14/2011 1:32:25 PM |
| martymaniaman | $25.00 | 8/14/2011 5:20:04 AM |
| LKN2RTR | $35.30 | 8/14/2011 5:25:55 AM |
| gustavzantanon | $25.00 | 8/14/2011 4:34:36 PM |
| keichi03 | $30.00 | 8/14/2011 4:39:33 PM |
| atkemom | $200.00 | 8/13/2011 5:13:13 PM |
| cash-cymbal | $25.00 | 8/13/2011 5:20:51 PM |
| balance-transformer3 | $50.00 | 8/14/2011 7:15:55 AM |
| peso-tiramisu | $25.00 | 8/14/2011 7:21:38 AM |
| honeybee11 | $125.00 | 8/14/2011 7:47:33 AM |
| stanthecaddy | $50.00 | 8/14/2011 8:01:43 AM |
| fair-interest6 | $100.00 | 8/13/2011 7:22:37 PM |
| mizon291 | $80.00 | 8/14/2011 6:16:20 PM |
| rautility | $100.00 | 8/14/2011 6:18:54 PM |
| goodcents | $30.00 | 8/14/2011 6:58:26 PM |
| profitable-money | $25.00 | 8/13/2011 9:25:28 PM |
| jp2654 | $25.00 | 8/14/2011 9:44:11 AM |
| critter58 | $25.00 | 8/14/2011 5:01:48 AM |
| Big_Lendin | $25.00 | 8/14/2011 6:41:11 AM |
| devoider | $25.00 | 8/15/2011 8:11:31 AM |
| promise2 | $50.00 | 8/14/2011 6:04:38 PM |
| ajayne1953 | $33.96 | 8/14/2011 6:47:00 PM |
| 77dowplace | $25.00 | 8/14/2011 7:21:28 PM |
| Iwillhuntyoudown | $25.00 | 8/14/2011 9:05:04 PM |
| justme4now | $100.00 | 8/14/2011 12:46:13 PM |
| DreDub | $50.00 | 8/14/2011 3:29:41 PM |
| 1stTime2ndChance | $25.00 | 8/15/2011 10:24:50 AM |
| maldok1 | $50.00 | 8/15/2011 6:32:51 AM |
| investor11373 | $25.00 | 8/14/2011 5:37:46 PM |
| loss-of-control | $100.00 | 8/14/2011 5:52:12 PM |
| One-ninety-three | $25.00 | 8/15/2011 7:05:13 AM |
| the-silver-blaster | $75.00 | 8/14/2011 8:49:50 PM |
| AM2171 | $50.00 | 8/15/2011 8:55:12 AM |
| genelinist | $60.00 | 8/15/2011 9:19:40 AM |
| StargazerLending | $25.00 | 8/15/2011 5:30:53 AM |
| Jen321 | $103.00 | 8/15/2011 10:56:37 AM |
| dudebrah | $25.00 | 8/15/2011 9:38:50 AM |
| damanq | $25.00 | 8/15/2011 9:45:04 AM |
| reward-pizza0 | $75.00 | 8/15/2011 9:53:14 AM |
| radiant-bazaar1 | $25.00 | 8/15/2011 10:17:48 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:31 AM |
| principal-equalizer | $25.00 | 8/15/2011 12:28:03 PM |
| 238 Investments
|
Borrower Payment Dependent Notes Series
519897
This series of Notes was issued and sold upon the funding of the borrower loan #52193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,779 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| a-phenomenal-penny |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan: To cover expenses while waiting on receivables
This loan will be used to...I own a vacation home ($61k mortgage - $275k value) and 18 acres of land (value $45k) at Lake of the Ozarks that I would prefer not selling and this loan would allow me to gap my income this month.
My financial situation: Good. I own two businesses..(ABMI.net 100% owner) The second, Reliant.pro (38% owner) currently makes $60k mo but has a four month lag on collection checks from the insurance companies.
I am a good candidate for this loan because...I have never missed a payment and I have paid off every loan and credit card I have ever had.
Monthly net income: $180,000
Monthly expenses: $140,000
Housing: $2,450
Insurance: $1,300
Car expenses: $576
Utilities: $800
Phone, cable, internet: $350
Food, entertainment: $1,000
Clothing, household expenses: $1,000
Credit cards and other loans: $2,000
Other expenses: $2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 9:03:26 AM |
| green-trade-dolphin | $25.00 | 8/4/2011 10:51:18 AM |
| Amber_Stone | $25.00 | 8/4/2011 7:59:05 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:45:05 AM |
| profit-powerplant | $25.00 | 8/5/2011 2:23:52 PM |
| reflective-rupee | $100.00 | 8/7/2011 6:39:58 AM |
| AlternativeCashFlow | $25.00 | 8/6/2011 6:19:27 PM |
| diligent-peace9 | $50.00 | 8/7/2011 2:30:24 PM |
| alexgalt | $25.00 | 8/7/2011 12:01:11 PM |
| CatbirdBanking | $25.00 | 8/8/2011 2:04:14 PM |
| MilitaryLending | $25.00 | 8/8/2011 6:48:13 AM |
| payout-bridge | $25.00 | 8/9/2011 6:21:05 AM |
| tech310 | $50.00 | 8/9/2011 8:58:59 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:02 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:32 AM |
| Something-Corporate | $25.00 | 8/11/2011 3:15:06 PM |
| wind183 | $100.00 | 8/11/2011 6:30:15 PM |
| rate-sceptre | $27.03 | 8/11/2011 6:35:08 PM |
| bullish2bearish | $50.00 | 8/11/2011 2:21:59 PM |
| jebber007 | $35.00 | 8/11/2011 8:23:14 PM |
| awesome-silver | $149.50 | 8/11/2011 10:14:05 PM |
| the-flexible-silver | $25.00 | 8/11/2011 11:45:09 PM |
| credit-fox3 | $25.00 | 8/12/2011 5:40:37 AM |
| shrewd-income | $25.00 | 8/12/2011 6:05:12 AM |
| well-mannered-income3 | $25.00 | 8/11/2011 7:12:23 PM |
| djalan | $72.66 | 8/11/2011 3:06:11 PM |
| zone6 | $100.00 | 8/11/2011 8:06:19 PM |
| gristle_mcthornbody | $25.00 | 8/12/2011 8:01:06 AM |
| CA-Lender | $100.00 | 8/11/2011 4:36:06 PM |
| penny-sergeant | $25.00 | 8/12/2011 8:25:35 AM |
| ledesma31 | $507.41 | 8/11/2011 5:13:38 PM |
| ihelpunow | $25.00 | 8/12/2011 12:05:26 AM |
| NolockHolmes | $50.00 | 8/12/2011 12:10:15 AM |
| onecooldrink | $25.00 | 8/12/2011 1:10:28 AM |
| shawnw2 | $35.00 | 8/12/2011 5:41:06 AM |
| treasure-hunter270 | $25.00 | 8/12/2011 6:50:40 AM |
| Littlepeng | $25.00 | 8/11/2011 8:24:13 PM |
| suave-dime6 | $25.00 | 8/12/2011 6:58:19 AM |
| epall | $25.00 | 8/11/2011 9:36:01 PM |
| CA-Lender | $50.00 | 8/12/2011 11:20:11 AM |
| supersam | $100.00 | 8/12/2011 7:42:29 AM |
| cr8on | $50.00 | 8/11/2011 10:32:52 PM |
| B-rad_the_Coug | $25.00 | 8/12/2011 1:02:46 AM |
| Core-Marketing | $25.00 | 8/12/2011 1:16:18 PM |
| interstellar | $75.00 | 8/12/2011 4:35:14 AM |
| buffalobills | $25.00 | 8/12/2011 7:16:01 AM |
| Bill88 | $28.00 | 8/12/2011 7:57:10 AM |
| radiant-return | $39.00 | 8/12/2011 8:28:03 AM |
| wlm3012 | $30.00 | 8/12/2011 3:29:03 PM |
| kingbob | $50.00 | 8/12/2011 10:56:04 AM |
| riveting-credit5 | $100.00 | 8/12/2011 11:31:35 AM |
| Investoman | $75.00 | 8/12/2011 8:26:32 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:39 AM |
| penny-champ5 | $25.00 | 8/13/2011 1:12:41 PM |
| integrity-electron9 | $50.00 | 8/13/2011 6:43:56 PM |
| lib5836 | $25.00 | 8/13/2011 11:42:42 PM |
| luann199 | $25.00 | 8/13/2011 3:06:46 PM |
| l2fp | $54.00 | 8/14/2011 1:10:35 PM |
| ledesma31 | $500.00 | 8/14/2011 6:46:45 AM |
| golffish2 | $100.00 | 8/15/2011 4:27:19 AM |
| leverage-monger | $25.00 | 8/15/2011 7:57:19 AM |
| peso-bonaza | $25.00 | 8/14/2011 8:32:09 PM |
| capital-mogul | $25.00 | 8/15/2011 10:50:13 AM |
| MauiMike | $50.00 | 8/15/2011 11:33:04 AM |
| cognizant-rupee7 | $25.00 | 8/14/2011 7:36:39 PM |
| goodhearted-generosity511 | $63.16 | 8/15/2011 11:34:52 AM |
| dynrep | $30.00 | 8/4/2011 8:45:22 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:11 PM |
| Agonbiew | $100.00 | 8/4/2011 9:06:02 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:43 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:18 PM |
| beakerfish | $50.00 | 8/6/2011 11:56:42 AM |
| CA-Lender | $100.00 | 8/7/2011 1:49:29 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:16 AM |
| powerlifter275 | $25.00 | 8/11/2011 1:03:04 PM |
| Something-Corporate | $25.00 | 8/11/2011 3:15:45 PM |
| Alittleluck | $25.00 | 8/11/2011 7:25:43 PM |
| sweetlan | $50.00 | 8/11/2011 4:32:39 PM |
| gentle-gain235 | $25.00 | 8/11/2011 4:39:56 PM |
| Beld | $100.00 | 8/11/2011 11:59:08 PM |
| fairhelper | $25.00 | 8/11/2011 5:55:30 PM |
| red-favorable-basis | $25.00 | 8/12/2011 4:34:15 AM |
| mmeyer_jr | $30.00 | 8/12/2011 5:03:25 AM |
| Wyatte | $30.00 | 8/11/2011 6:28:24 PM |
| octoberfresh | $25.00 | 8/12/2011 6:43:33 AM |
| hunterMG | $25.00 | 8/11/2011 7:17:03 PM |
| trumpeter5 | $25.00 | 8/11/2011 3:09:48 PM |
| capital-galaxy | $200.00 | 8/12/2011 7:18:11 AM |
| commitment-galaxy | $27.00 | 8/11/2011 4:10:16 PM |
| dime-historian | $25.00 | 8/11/2011 8:36:02 PM |
| setUup | $28.28 | 8/11/2011 9:46:27 PM |
| adaptable-capital | $250.00 | 8/11/2011 5:41:56 PM |
| VJ_Financial | $26.27 | 8/11/2011 6:13:48 PM |
| LuvToLend | $25.00 | 8/11/2011 6:33:53 PM |
| irrelevant | $25.00 | 8/12/2011 10:05:17 AM |
| bbt210 | $25.29 | 8/12/2011 5:14:59 AM |
| mad-scientist418 | $50.00 | 8/11/2011 8:04:00 PM |
| DasMula | $25.00 | 8/12/2011 6:18:45 AM |
| fundenstein | $25.00 | 8/12/2011 7:34:28 AM |
| healthy-coin4 | $100.00 | 8/11/2011 9:48:48 PM |
| balance-warrior | $25.03 | 8/12/2011 8:00:32 AM |
| calimanusa | $35.00 | 8/11/2011 10:18:48 PM |
| awesome-silver | $300.00 | 8/11/2011 10:36:05 PM |
| calm-agreement4 | $26.00 | 8/11/2011 10:57:55 PM |
| Fun54115 | $25.00 | 8/12/2011 8:28:34 AM |
| Legally_Blonde | $25.00 | 8/12/2011 8:35:49 AM |
| revenue-magnolia | $41.94 | 8/12/2011 12:36:44 AM |
| dough-rocket | $50.00 | 8/12/2011 1:37:17 AM |
| accmgg | $50.00 | 8/12/2011 5:32:22 AM |
| bmw2 | $50.00 | 8/12/2011 6:02:25 AM |
| john0720 | $50.00 | 8/12/2011 6:47:16 AM |
| dollar-authority | $50.00 | 8/12/2011 7:31:27 AM |
| associate36 | $33.20 | 8/12/2011 8:48:49 AM |
| SDKiwi | $25.00 | 8/12/2011 9:40:12 AM |
| bluestarman08 | $25.00 | 8/12/2011 11:15:37 PM |
| dough-rocket | $25.00 | 8/13/2011 2:20:38 AM |
| Bob450 | $30.00 | 8/13/2011 6:42:48 AM |
| kingpin1 | $50.00 | 8/13/2011 11:25:25 AM |
| goodhearted-generosity511 | $46.90 | 8/13/2011 3:26:54 PM |
| alexgalt | $25.00 | 8/13/2011 1:48:01 PM |
| payout-bridge | $25.00 | 8/14/2011 12:23:20 PM |
| lean-trade178 | $75.00 | 8/14/2011 12:38:45 PM |
| bsh297 | $25.00 | 8/15/2011 6:13:04 AM |
| Tikibarman | $100.00 | 8/15/2011 7:02:04 AM |
| gold-cluster | $50.00 | 8/14/2011 8:17:17 AM |
| chato2345 | $49.33 | 8/15/2011 9:35:12 AM |
| muirheaj | $25.00 | 8/15/2011 6:53:00 AM |
| vest_vortex | $25.00 | 8/14/2011 6:25:25 PM |
| devoider | $25.00 | 8/15/2011 8:14:31 AM |
| terrific-p2ploan | $25.00 | 8/15/2011 9:31:11 AM |
| nimble-affluence4 | $25.00 | 8/15/2011 9:41:01 AM |
| Kash2010lu | $25.00 | 8/15/2011 6:36:27 AM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
519915
This series of Notes was issued and sold upon the funding of the borrower loan #52184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 78% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,518 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unassailable-capital1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan: Debt consolidation
This loan will be used to...to Conoslidate Debt
My financial situation: ok
I am a good candidate for this loan because...I always on time on my payments
Monthly net income: $3600.00
Monthly expenses: $400.00
Housing: $0
Insurance: $190
Car expenses: $550
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $166
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 5:03:23 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:15 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:43:45 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:20 PM |
| diligent-peace9 | $150.00 | 8/7/2011 12:28:55 PM |
| greencat | $50.00 | 8/8/2011 7:04:02 AM |
| kendigme | $25.00 | 8/9/2011 3:00:51 AM |
| CatbirdBanking | $25.00 | 8/9/2011 10:53:01 AM |
| economy-huckleberry0 | $25.00 | 8/10/2011 1:00:16 PM |
| kendigme | $25.51 | 8/10/2011 2:35:14 AM |
| guild261 | $50.00 | 8/10/2011 8:15:48 PM |
| WakkaWakkaWakka | $49.46 | 8/10/2011 8:48:14 PM |
| Core-Marketing | $25.00 | 8/11/2011 8:40:46 AM |
| vtrentster | $25.00 | 8/11/2011 11:13:41 AM |
| 168RichCapital | $25.08 | 8/11/2011 11:03:13 AM |
| SDKiwi | $25.00 | 8/12/2011 6:03:58 PM |
| Investoman | $75.00 | 8/12/2011 8:26:33 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:40 AM |
| shrewd-income | $100.00 | 8/14/2011 8:46:29 AM |
| MC7608 | $45.00 | 8/13/2011 8:34:39 PM |
| awesome-silver | $50.00 | 8/13/2011 10:42:31 PM |
| saxaphone6 | $25.00 | 8/13/2011 11:12:28 PM |
| vest_vortex | $50.00 | 8/14/2011 6:24:32 PM |
| handy-justice | $100.00 | 8/14/2011 7:04:37 PM |
| green-trade-dolphin | $25.00 | 8/4/2011 7:25:40 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:46 AM |
| green-inspiring-peace | $25.00 | 8/5/2011 4:58:16 AM |
| profit-powerplant | $25.00 | 8/5/2011 2:23:53 PM |
| worth-blanket2 | $4,800.00 | 8/6/2011 8:55:31 PM |
| alexgalt | $25.00 | 8/7/2011 12:00:14 PM |
| reflective-rupee | $100.00 | 8/7/2011 6:29:35 AM |
| irrelevant | $25.00 | 8/7/2011 7:05:23 PM |
| yf99yz | $25.00 | 8/8/2011 10:06:27 AM |
| kingbob | $25.00 | 8/9/2011 8:58:25 AM |
| Bob450 | $25.00 | 8/9/2011 7:51:01 AM |
| market-pudding | $25.00 | 8/9/2011 12:24:47 PM |
| GElender | $25.00 | 8/10/2011 6:01:05 AM |
| HenryS | $37.55 | 8/9/2011 6:17:38 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:18 AM |
| suave-dime6 | $25.00 | 8/10/2011 5:33:46 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:04 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:34 AM |
| thoughtful-exchange8 | $25.00 | 8/11/2011 2:47:11 PM |
| jebber007 | $55.00 | 8/11/2011 8:47:26 PM |
| IASKGOD | $25.00 | 8/12/2011 6:32:28 PM |
| penny-champ5 | $25.00 | 8/13/2011 1:14:29 PM |
| pearl13 | $51.62 | 8/14/2011 9:24:07 AM |
| alexgalt | $25.00 | 8/13/2011 1:45:39 PM |
| gold-cluster | $50.00 | 8/14/2011 8:17:18 AM |
| cbivitz | $135.00 | 8/14/2011 8:26:11 AM |
| Core-Marketing | $25.00 | 8/14/2011 11:20:13 AM |
| Tikibarman | $0.11 | 8/15/2011 7:01:06 AM |
| dough-souffle | $50.67 | 8/14/2011 10:58:43 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
519949
This series of Notes was issued and sold upon the funding of the borrower loan #52234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $274.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $307 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Diva-quest |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 87% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 6
( 13% )
| 620-639
(May-2010)
620-639
(Sep-2008)
|
|
Principal balance:
| $1,436.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Multi Family Repairs
Purpose of loan:
This loan will be used to update a rental apartment within my multifamily residence. I am a good candidate for this loan because I'm currently employed full-time and do part-time consultant work. Also I have successfully paid in full a previous prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/5/2011 5:26:31 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:14 PM |
| MarvintheMartian | $25.00 | 8/5/2011 7:54:31 PM |
| lostontheedge | $25.00 | 8/6/2011 10:59:54 AM |
| Azonic21 | $25.00 | 8/5/2011 9:36:07 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:12 AM |
| ti22ring | $25.00 | 8/6/2011 12:49:59 PM |
| orange-preeminant-bill | $25.00 | 8/6/2011 6:40:28 AM |
| thehousewife | $25.00 | 8/6/2011 8:55:16 AM |
| OrcaFIN | $25.00 | 8/6/2011 10:01:35 AM |
| reflective-rupee | $25.00 | 8/7/2011 6:27:12 AM |
| IIP77 | $30.00 | 8/6/2011 4:08:24 PM |
| mason13a | $50.00 | 8/7/2011 10:56:19 AM |
| innovator10 | $891.00 | 8/8/2011 12:01:58 AM |
| diligent-peace9 | $200.00 | 8/7/2011 7:57:50 AM |
| velocity-winner | $25.00 | 8/7/2011 5:24:12 PM |
| loss-of-control | $75.00 | 8/7/2011 5:56:21 PM |
| pearl13 | $99.00 | 8/8/2011 10:28:28 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:48 AM |
| thankful-nickel2 | $25.00 | 8/5/2011 6:10:38 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:28 AM |
| Investor_DP | $100.00 | 8/5/2011 5:02:36 PM |
| DoctorJoe | $25.00 | 8/6/2011 6:08:02 AM |
| blue-useful-auction | $25.00 | 8/6/2011 2:13:34 PM |
| kaiger | $25.00 | 8/6/2011 6:42:44 AM |
| vigorous-market5 | $200.00 | 8/6/2011 7:25:40 AM |
| worth-blanket2 | $4,300.00 | 8/6/2011 8:55:34 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:30 PM |
| grampy48 | $30.00 | 8/7/2011 3:31:11 AM |
| marwadi-62 | $300.00 | 8/6/2011 11:10:16 AM |
| irrelevant | $25.00 | 8/7/2011 10:05:49 AM |
| scrappy-penny6 | $25.00 | 8/6/2011 2:10:20 PM |
| loanman2007 | $150.00 | 8/7/2011 4:47:23 AM |
| Feyenoord | $25.00 | 8/6/2011 11:26:03 PM |
| jgar_O | $25.00 | 8/8/2011 5:08:24 AM |
| claimtruth | $25.00 | 8/8/2011 8:51:36 AM |
| GElender | $25.00 | 8/8/2011 6:09:50 AM |
| elvisloans | $25.00 | 8/8/2011 8:32:56 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
520221
This series of Notes was issued and sold upon the funding of the borrower loan #52216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
7 | Length of status: | 26y 6m |
|
Amount delinquent:
| $162 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,249 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-society7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 71% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,700.00 | < 31 days late:
| 2
( 29% )
| 740-759
(Dec-2010)
|
|
Principal balance:
| $7,362.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
needly badly
Purpose of loan: My husband got sick and we got behind on bills
This loan will be used to...make late house payments and we love and take great pride in our home.
My financial situation: good
I am a good candidate for this loan because...Because you at prosper understand the needs of people even if their credit isnt excellent. i am dependable and dedicated.
Monthly net income: $1775.00
Monthly expenses: $
Housing: $1185.00
Insurance: $1500.00
Car expenses: $0
Utilities: $207.00
Phone, cable, internet: $365.00
Food, entertainment: $125.00
Clothing, household expenses: $100.00
Credit cards and other loans: $15000.00
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $27.00 | 8/5/2011 7:36:57 PM |
| Investor_DP | $100.00 | 8/5/2011 5:02:36 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:12 AM |
| worth-blanket2 | $2,500.00 | 8/6/2011 8:56:11 PM |
| money-bauble | $200.00 | 8/8/2011 6:03:48 AM |
| GElender | $25.00 | 8/8/2011 6:09:51 AM |
| claimtruth | $25.00 | 8/8/2011 8:51:42 AM |
| TrueFortune | $50.00 | 8/8/2011 10:03:41 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:08 PM |
| herbyman | $50.00 | 8/8/2011 7:33:35 PM |
| BigLinCT | $25.00 | 8/9/2011 9:11:45 AM |
| stepatatime-together | $68.44 | 8/9/2011 2:58:24 PM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:38 AM |
| wealth-neutrino2 | $25.00 | 8/9/2011 2:29:57 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:14 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:28 AM |
| orange-preeminant-bill | $25.00 | 8/6/2011 6:40:29 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:54 AM |
| IIP77 | $30.00 | 8/6/2011 4:08:24 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:31 PM |
| reflective-rupee | $25.00 | 8/7/2011 6:25:50 AM |
| irrelevant | $25.00 | 8/7/2011 7:05:26 PM |
| mason13a | $50.00 | 8/7/2011 10:56:19 AM |
| commerce-renewal | $50.00 | 8/8/2011 10:56:20 AM |
| missing-link | $25.00 | 8/9/2011 7:51:21 AM |
| ttnk62918 | $25.00 | 8/8/2011 11:52:48 AM |
| Shirts | $49.56 | 8/8/2011 4:36:18 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:17 AM |
| Wellman | $50.00 | 8/8/2011 7:08:44 PM |
| victorcab | $25.00 | 8/9/2011 8:07:28 AM |
| robust-payout1 | $25.00 | 8/9/2011 2:20:33 PM |
| responsible-investment0 | $25.00 | 8/9/2011 6:04:51 AM |
| kind-bill-supporter | $25.00 | 8/9/2011 6:06:58 AM |
| pearl13 | $100.00 | 8/9/2011 8:50:28 AM |
| investment-cluster | $25.00 | 8/9/2011 2:43:50 PM |
| treasure-bliss | $50.00 | 8/9/2011 9:19:25 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:14 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
520303
This series of Notes was issued and sold upon the funding of the borrower loan #52190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,920 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| canary832 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some loans to help me catch up and recover from being unemployeed for 3 months. This loan will help me streamline my payments and get back on track.
My financial situation:
I am a good candidate for this loan because, I have a good record of paying on time and a great corproate job. In this harsh economy it only took me 3 months to get a new job and turned out to be a better higher paying job than my previous job of 4 years.
Monthly net income: $6180
Monthly expenses: $3650
Housing: $1020
Insurance: $210
Car expenses: $380
Utilities: $200
Phone, cable, internet: $240
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $1200
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| greencat | $50.00 | 8/8/2011 9:10:52 AM |
| restless-dime | $100.00 | 8/8/2011 9:32:32 AM |
| diligent-peace9 | $75.00 | 8/8/2011 10:56:21 AM |
| Amber_Stone | $40.70 | 8/9/2011 8:28:10 AM |
| reflective-rupee | $100.00 | 8/9/2011 9:24:41 AM |
| worth-blanket2 | $6,000.00 | 8/9/2011 12:33:51 PM |
| Requiem | $25.00 | 8/9/2011 11:15:04 AM |
| golffish2 | $25.00 | 8/8/2011 9:12:25 AM |
| Investor_DP | $100.00 | 8/8/2011 9:03:31 AM |
| calmfunds | $500.00 | 8/8/2011 4:16:31 PM |
| DHolly | $25.00 | 8/8/2011 6:11:01 PM |
| payout-bridge | $25.00 | 8/9/2011 6:22:47 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
520443
This series of Notes was issued and sold upon the funding of the borrower loan #52181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $178.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $111,547 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| magnificent-trade2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,750.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
640-659
(Nov-2009)
|
|
Principal balance:
| $3,917.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Refinance Prosper Loan
Purpose of loan:
This loan will be used to refinance my Prosper loan and my last portion on balance transfer rates on my credit card which is due at the end of the month.
My financial situation:
I am a good candidate for this loan because I have stable employment, paid my prosper loans as agreed, pay my bills on time, have a good DTI and would actually lower my monthly prosper payment by approximately $15 a month. I believe my credit score is hurt by my large balance in revolving credit due to my home equity line of credit and an account stating it is delinquent even though I am current on all my credit obligations. I am not aware of what the delinquent account may be. I appreciate your time and please let me know if you have any questions.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.00 | 8/7/2011 12:11:01 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:28 PM |
| Johnab | $25.00 | 8/8/2011 8:16:06 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:35:26 AM |
| GElender | $50.00 | 8/9/2011 5:45:30 AM |
| CreditBuilder2 | $100.00 | 8/9/2011 5:14:46 PM |
| Syzygy | $25.00 | 8/9/2011 4:15:32 PM |
| Astyanax | $100.00 | 8/9/2011 3:07:04 PM |
| engaging-worth | $25.00 | 8/9/2011 9:11:00 PM |
| secureincome | $250.00 | 8/10/2011 10:26:59 PM |
| serene-capital | $25.00 | 8/10/2011 1:36:00 PM |
| eg192 | $50.57 | 8/11/2011 8:44:13 AM |
| herbyman | $50.00 | 8/11/2011 10:02:52 AM |
| nickel-position | $25.00 | 8/11/2011 12:21:31 AM |
| uberrific | $75.00 | 8/11/2011 1:09:04 AM |
| pbandjb | $34.16 | 8/11/2011 12:31:05 PM |
| EverettFinancial | $45.00 | 8/11/2011 2:51:29 PM |
| currency-excellency0 | $250.00 | 8/11/2011 8:15:06 AM |
| hawaiitechnical | $25.00 | 8/11/2011 6:43:22 PM |
| open-minded-finance1 | $60.00 | 8/12/2011 4:11:41 AM |
| CNG | $150.00 | 8/11/2011 2:22:05 PM |
| setUup | $33.28 | 8/11/2011 9:51:10 PM |
| Beld | $100.00 | 8/11/2011 11:51:25 PM |
| octoberfresh | $25.00 | 8/12/2011 6:42:58 AM |
| orangetrust | $75.00 | 8/12/2011 7:15:04 AM |
| penny-finder | $25.52 | 8/12/2011 1:20:39 PM |
| methodical-loot | $42.51 | 8/12/2011 3:08:47 PM |
| sweet-loan7 | $25.00 | 8/12/2011 10:01:59 AM |
| dime-blackberry1 | $161.13 | 8/12/2011 10:10:53 AM |
| plane450 | $27.00 | 8/12/2011 7:42:06 AM |
| suges | $50.00 | 8/12/2011 12:09:28 PM |
| Feyenoord | $25.00 | 8/12/2011 8:47:11 PM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:41 AM |
| discrete-asset | $25.00 | 8/12/2011 11:29:24 AM |
| SDKiwi | $25.00 | 8/12/2011 6:04:00 PM |
| poisson17 | $25.00 | 8/13/2011 7:39:11 AM |
| perlindc | $100.00 | 8/14/2011 2:21:41 PM |
| yield-hut | $50.00 | 8/14/2011 4:46:36 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:19:13 PM |
| MAYBROOK | $42.07 | 8/15/2011 6:07:49 AM |
| yurison | $25.00 | 8/15/2011 6:12:08 AM |
| Sneezie | $100.00 | 8/12/2011 2:26:36 PM |
| crippledcircus | $39.35 | 8/9/2011 6:26:00 AM |
| ddog0224 | $25.00 | 8/9/2011 12:54:45 PM |
| trumpeter5 | $25.00 | 8/9/2011 2:18:32 PM |
| pthighs | $34.75 | 8/8/2011 9:30:09 PM |
| novice-speculator | $25.00 | 8/9/2011 11:14:03 AM |
| atlvalet | $25.00 | 8/9/2011 11:21:23 AM |
| thankful-nickel2 | $25.00 | 8/9/2011 11:32:59 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:07 AM |
| credible-balance0 | $25.00 | 8/9/2011 9:23:21 AM |
| Zoramite | $25.00 | 8/9/2011 8:21:12 PM |
| availableloan | $25.00 | 8/9/2011 4:54:55 PM |
| Attract | $25.00 | 8/10/2011 9:55:32 AM |
| gain-maniac1 | $25.00 | 8/10/2011 8:37:15 AM |
| warew | $50.00 | 8/10/2011 9:25:35 AM |
| loan-lionheart6 | $25.00 | 8/10/2011 8:32:23 PM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:31 PM |
| basis-viking | $100.00 | 8/10/2011 12:42:21 PM |
| Skatingbear | $100.00 | 8/10/2011 5:33:18 PM |
| bmbanzai | $25.00 | 8/10/2011 3:03:09 PM |
| vigorous-velocity | $88.00 | 8/11/2011 9:12:33 AM |
| john0720 | $50.00 | 8/10/2011 5:49:32 PM |
| crw1950 | $50.00 | 8/10/2011 6:57:19 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:22 AM |
| heerzaquestion | $50.00 | 8/11/2011 8:17:19 AM |
| Gordon_Gekko1 | $25.00 | 8/11/2011 3:18:44 PM |
| blissful-cash3 | $100.00 | 8/11/2011 9:54:44 PM |
| value-wind0 | $25.00 | 8/12/2011 7:08:11 AM |
| a2190b | $36.00 | 8/11/2011 7:21:43 PM |
| Leopoldine | $26.06 | 8/12/2011 10:39:30 AM |
| freefly67 | $25.00 | 8/12/2011 7:33:08 AM |
| sgt-schultz | $25.00 | 8/12/2011 7:43:40 AM |
| Syzygy | $25.00 | 8/11/2011 10:26:06 PM |
| britgsb | $100.00 | 8/12/2011 10:40:03 AM |
| warew | $50.00 | 8/12/2011 9:18:28 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:13 PM |
| verdiprr | $475.00 | 8/12/2011 5:00:39 PM |
| Astyanax | $25.00 | 8/12/2011 1:43:49 PM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:36 PM |
| simplelender80 | $250.00 | 8/13/2011 9:46:51 AM |
| Manta_Rai | $25.00 | 8/14/2011 11:03:58 AM |
| spiff666 | $50.00 | 8/14/2011 8:24:59 AM |
| cordial-affluence2 | $50.00 | 8/14/2011 9:43:23 AM |
| asset-cougar0 | $25.00 | 8/15/2011 3:43:03 AM |
| MoneyForNothing | $4.60 | 8/15/2011 6:31:06 AM |
| ethical-social8 | $100.00 | 8/14/2011 6:38:28 PM |
| dough-souffle | $100.00 | 8/14/2011 10:59:17 PM |
| mclark340 | $75.00 | 8/15/2011 5:25:08 AM |
| moneybags16 | $25.00 | 8/15/2011 6:26:36 AM |
| agreement-bunny | $25.00 | 8/14/2011 5:59:22 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
520511
This series of Notes was issued and sold upon the funding of the borrower loan #52172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,881 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-piledriver1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Excellent Candidate, Saving for Ho
Purpose of loan:
This loan will be used to consolidate debt and improve credit scores
My financial situation:
I am a good candidate for this loan because I'm continuously working towards improving my credit score, to allow me to purchase a home by the end of 2012. My other objective is to consolidate my debt. I have a stable and full time employment as an Project Engineer and Construction Cost Estimator for an Engineering and Construction firm..
Monthly net income: $3,960
Monthly expenses: $1,900
Housing: $400
Insurance: $75
Car expenses: $276
Utilities: $70
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $0
Available income (Income - Expenses): $1,100
We are a Two-income household with no kids. Yearly income - $84,000.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/8/2011 9:01:51 AM |
| Investor_DP | $100.00 | 8/8/2011 9:03:15 AM |
| calmfunds | $500.00 | 8/8/2011 4:12:49 PM |
| reflective-rupee | $25.00 | 8/9/2011 9:24:01 AM |
| leverage-monger | $25.00 | 8/9/2011 9:13:50 AM |
| diplomatic-wealth7 | $25.00 | 8/9/2011 3:38:52 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:33 PM |
| CashFlow13 | $2,000.00 | 8/9/2011 7:12:39 PM |
| DasMula | $25.00 | 8/10/2011 6:58:49 AM |
| harmonious-contract5 | $25.00 | 8/10/2011 1:02:21 PM |
| gentle-gain235 | $50.00 | 8/10/2011 3:27:36 PM |
| reward-galaxy | $50.00 | 8/10/2011 3:57:54 PM |
| Whipster | $70.00 | 8/10/2011 5:12:21 AM |
| excellent-loan8 | $25.00 | 8/10/2011 4:33:43 PM |
| payout-bridge | $25.00 | 8/10/2011 5:16:11 PM |
| credible-balance0 | $25.00 | 8/10/2011 1:54:04 PM |
| 19vfwcinc89 | $160.65 | 8/10/2011 2:24:55 PM |
| cerebral-dollar773 | $49.01 | 8/10/2011 7:52:15 PM |
| fair-gain8 | $50.00 | 8/10/2011 7:57:01 PM |
| friendly-principal76 | $25.00 | 8/10/2011 8:41:58 PM |
| NolockHolmes | $50.00 | 8/10/2011 3:32:41 PM |
| zorg77 | $50.00 | 8/10/2011 4:03:11 PM |
| top-payout-enclave | $25.00 | 8/10/2011 1:05:43 PM |
| LendingP2P | $25.00 | 8/10/2011 1:41:36 PM |
| lotus6 | $25.00 | 8/10/2011 6:54:21 PM |
| Lubava | $50.00 | 8/10/2011 7:37:39 PM |
| dayahn | $50.00 | 8/10/2011 3:07:42 PM |
| market-pudding | $25.00 | 8/10/2011 4:29:21 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:44 AM |
| houli123 | $100.00 | 8/10/2011 9:12:38 PM |
| Mariner3605 | $25.00 | 8/10/2011 10:08:00 PM |
| secureincome | $2,000.00 | 8/10/2011 10:28:02 PM |
| exciting-fairness | $200.00 | 8/11/2011 5:20:53 AM |
| Bob450 | $30.00 | 8/11/2011 7:55:36 AM |
| enthralling-investment | $100.00 | 8/11/2011 5:58:59 AM |
| thoughtful-exchange8 | $25.00 | 8/11/2011 2:47:12 PM |
| mykkai | $25.00 | 8/11/2011 10:00:29 AM |
| padewy | $25.00 | 8/11/2011 1:05:22 PM |
| enchanted-note | $25.00 | 8/13/2011 5:28:49 AM |
| credit-maverick1 | $50.00 | 8/13/2011 6:15:58 AM |
| KarlMarx | $42.77 | 8/13/2011 2:34:35 PM |
| sensible-fund | $28.65 | 8/13/2011 8:10:56 AM |
| loyalist1 | $100.00 | 8/14/2011 12:19:39 AM |
| kain11286 | $25.00 | 8/13/2011 2:33:57 PM |
| pearl13 | $48.38 | 8/14/2011 9:22:11 AM |
| grotheik | $25.00 | 8/9/2011 7:12:56 AM |
| diligent-peace9 | $75.00 | 8/8/2011 10:55:17 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:27 PM |
| reflective-rupee | $75.00 | 8/9/2011 9:24:15 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:39 AM |
| tech310 | $50.00 | 8/9/2011 9:00:34 PM |
| Something-Corporate | $25.00 | 8/10/2011 2:55:18 PM |
| SolarMoonshine | $25.00 | 8/10/2011 3:43:05 AM |
| Astyanax | $85.00 | 8/10/2011 3:45:40 PM |
| ddog0224 | $100.00 | 8/10/2011 1:19:50 PM |
| radiant-return | $38.00 | 8/10/2011 6:31:05 PM |
| ect_2k20 | $50.00 | 8/10/2011 8:41:03 PM |
| enriched-truth | $25.00 | 8/10/2011 12:00:37 PM |
| one-midas | $50.00 | 8/10/2011 12:13:31 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:18 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:46 AM |
| loyaltyologist | $25.00 | 8/10/2011 5:34:36 PM |
| PleaseDontDefault | $50.00 | 8/10/2011 6:04:16 PM |
| john0720 | $50.00 | 8/10/2011 3:10:00 PM |
| godspeed237 | $25.00 | 8/10/2011 8:02:53 PM |
| refined-return922 | $25.00 | 8/10/2011 5:06:51 PM |
| coin-explorer | $25.00 | 8/10/2011 9:43:32 PM |
| handy-justice | $100.00 | 8/10/2011 6:09:42 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:48:43 PM |
| irrelevant | $25.00 | 8/11/2011 6:05:18 AM |
| truth-edifice5 | $25.00 | 8/11/2011 2:37:58 PM |
| HedgeFund | $50.00 | 8/11/2011 6:19:26 PM |
| wonder3 | $35.00 | 8/12/2011 6:02:07 AM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:25 AM |
| EBITDA | $25.00 | 8/12/2011 10:04:12 AM |
| jubilant-agreement0 | $25.00 | 8/12/2011 6:17:30 AM |
| buffalobills | $25.00 | 8/12/2011 7:18:21 AM |
| Nerdster1 | $35.11 | 8/12/2011 4:32:11 AM |
| SDKiwi | $25.00 | 8/12/2011 9:40:13 AM |
| 168RichCapital | $25.08 | 8/12/2011 6:43:26 AM |
| capital-raker2 | $100.00 | 8/12/2011 6:55:00 PM |
| GS-ROCK | $25.00 | 8/12/2011 12:37:34 PM |
| frontier3 | $400.00 | 8/12/2011 1:17:36 PM |
| rlbbank | $25.00 | 8/12/2011 4:36:03 PM |
| EL_Papin | $25.00 | 8/13/2011 5:51:30 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:14 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:42 AM |
| credit-coach118 | $25.00 | 8/13/2011 11:04:05 AM |
| sensible-trade | $25.00 | 8/13/2011 10:11:06 AM |
| luann199 | $25.00 | 8/13/2011 3:03:50 PM |
| kwan | $25.00 | 8/13/2011 11:19:24 PM |
| suave-dime6 | $25.00 | 8/13/2011 10:52:21 AM |
| equitable-peace9 | $26.64 | 8/13/2011 3:10:24 PM |
| JauaFlash | $25.00 | 8/13/2011 12:14:18 PM |
| mwb | $25.00 | 8/14/2011 7:50:15 AM |
| atlmoneyman | $25.71 | 8/14/2011 8:38:48 AM |
| coin-bee1 | $25.00 | 8/14/2011 9:09:02 AM |
| pearl13 | $100.00 | 8/14/2011 9:20:30 AM |
| CA-Lender | $25.00 | 8/13/2011 2:19:35 PM |
| wise-benjamins-fortress | $25.00 | 8/13/2011 7:31:27 PM |
| bsh297 | $25.00 | 8/14/2011 5:09:12 AM |
| cbivitz | $175.00 | 8/14/2011 8:18:49 AM |
| shrewd-income | $75.00 | 8/14/2011 8:45:37 AM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
520523
This series of Notes was issued and sold upon the funding of the borrower loan #52166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,567 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-peso4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Farm Equipment Loan
Purpose of loan:
This loan will be used to... purchase additional equipment for our family farm
My financial situation:
I am a good candidate for this loan because...I am never late on payments, have great employment history and have paid down most of my debt.
Monthly net income: $4018
Monthly expenses: $2100
Housing: $709
Insurance: $75
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $75.00 | 8/8/2011 10:52:10 AM |
| kind-bid-genome | $25.00 | 8/8/2011 11:29:10 AM |
| Wangchuk | $25.00 | 8/8/2011 4:18:59 PM |
| Investor_DP | $100.00 | 8/8/2011 9:03:15 AM |
| bullish2bearish | $25.00 | 8/8/2011 10:37:03 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:28 PM |
| diplomatic-wealth7 | $25.00 | 8/9/2011 3:38:52 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:33 PM |
| smear87 | $25.00 | 8/10/2011 1:08:27 PM |
| reflective-rupee | $100.00 | 8/10/2011 9:37:13 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:19 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 12:01:37 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:44 AM |
| listing-vista | $100.00 | 8/11/2011 8:37:16 AM |
| kain11286 | $50.00 | 8/11/2011 10:44:29 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:47 AM |
| kind-credit-bear | $86.16 | 8/11/2011 9:25:49 AM |
| trumpeter5 | $25.00 | 8/11/2011 9:51:47 AM |
| dariop | $30.01 | 8/11/2011 6:08:43 PM |
| head | $25.00 | 8/11/2011 12:05:35 PM |
| mad-scientist418 | $25.00 | 8/11/2011 8:09:10 PM |
| power-defender7 | $25.00 | 8/11/2011 8:39:32 PM |
| calimanusa | $35.00 | 8/11/2011 8:57:57 PM |
| Whipster | $70.00 | 8/12/2011 5:01:58 AM |
| dime-umbrella6 | $43.09 | 8/11/2011 6:46:16 PM |
| orangetrust | $50.00 | 8/12/2011 7:17:16 AM |
| jebber007 | $25.00 | 8/11/2011 8:23:53 PM |
| gothampark | $25.00 | 8/12/2011 8:31:57 AM |
| NolockHolmes | $50.00 | 8/11/2011 9:51:43 PM |
| CO_Engineer | $50.00 | 8/11/2011 10:17:42 PM |
| HedgeFund | $50.00 | 8/11/2011 6:19:26 PM |
| payout-bridge | $25.00 | 8/11/2011 6:36:51 PM |
| bluestarman08 | $35.00 | 8/12/2011 9:58:26 AM |
| red-favorable-basis | $25.00 | 8/12/2011 5:10:28 AM |
| all_of_that_one | $50.00 | 8/11/2011 7:37:20 PM |
| mad-scientist418 | $100.00 | 8/11/2011 7:55:55 PM |
| DasMula | $25.00 | 8/12/2011 6:19:30 AM |
| balanced-balance6 | $25.00 | 8/12/2011 6:25:35 AM |
| rancher7 | $25.00 | 8/12/2011 10:26:11 AM |
| dime-historian | $42.62 | 8/11/2011 8:37:38 PM |
| setUup | $27.28 | 8/11/2011 9:54:16 PM |
| justice-circuitry0 | $50.00 | 8/12/2011 11:47:00 AM |
| octoberfresh | $25.00 | 8/12/2011 6:42:25 AM |
| drb4ever | $25.00 | 8/12/2011 10:26:05 AM |
| lcole32 | $35.00 | 8/12/2011 10:57:26 AM |
| friendly-moola0 | $200.00 | 8/12/2011 11:08:41 AM |
| Cory79 | $25.74 | 8/12/2011 5:17:35 PM |
| csandb | $25.00 | 8/12/2011 12:41:11 PM |
| cognizant-rupee7 | $40.00 | 8/12/2011 7:47:09 PM |
| kind-charming-value | $286.05 | 8/12/2011 8:19:29 PM |
| ddog0224 | $50.00 | 8/12/2011 1:34:00 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:13 AM |
| awesome-yield7 | $29.71 | 8/12/2011 10:05:55 AM |
| agalt | $100.00 | 8/12/2011 11:07:38 AM |
| interstellar | $75.00 | 8/13/2011 4:23:25 AM |
| moola-monger9 | $50.00 | 8/12/2011 12:21:41 PM |
| Reddy_Capital | $25.00 | 8/12/2011 12:32:24 PM |
| handy-justice | $100.00 | 8/12/2011 12:36:41 PM |
| ultimate-dough0 | $25.00 | 8/12/2011 12:46:43 PM |
| capital-raker2 | $25.00 | 8/12/2011 7:06:00 PM |
| leverage-monger | $111.00 | 8/13/2011 6:24:11 AM |
| Bob450 | $30.00 | 8/13/2011 6:34:13 AM |
| loss-of-control | $125.00 | 8/12/2011 3:06:14 PM |
| javelin0 | $100.00 | 8/12/2011 4:52:07 PM |
| zone6 | $100.00 | 8/13/2011 3:31:29 AM |
| wonder3 | $30.00 | 8/13/2011 6:38:37 AM |
| mohara25 | $121.17 | 8/13/2011 8:15:57 AM |
| chererat | $100.00 | 8/13/2011 7:11:15 AM |
| Pu239 | $70.00 | 8/13/2011 7:16:48 AM |
| systematic-fairness1 | $65.73 | 8/13/2011 9:43:43 AM |
| nobanksallowed | $25.00 | 8/13/2011 6:04:53 AM |
| focused-wampum | $25.00 | 8/13/2011 7:24:53 AM |
| gtrplayer | $50.00 | 8/13/2011 6:14:24 AM |
| Zingaro | $25.00 | 8/13/2011 9:57:33 AM |
| intrepid-loot | $25.00 | 8/13/2011 6:26:18 AM |
| suave-dime6 | $25.00 | 8/13/2011 10:51:04 AM |
| upbeat-investment9 | $50.00 | 8/13/2011 8:30:44 AM |
| simplelender80 | $250.00 | 8/13/2011 6:58:14 AM |
| trapperdc | $50.00 | 8/13/2011 7:01:45 AM |
| thajr | $25.00 | 8/13/2011 9:31:51 AM |
| Lubava | $25.00 | 8/13/2011 9:39:44 AM |
| AtmaSingshu | $25.00 | 8/13/2011 10:07:06 AM |
| graceful-investment | $200.00 | 8/13/2011 7:45:11 AM |
| tpleus | $55.00 | 8/13/2011 10:33:35 AM |
| klend4 | $34.99 | 8/13/2011 10:42:57 AM |
| hogdriver | $25.00 | 8/13/2011 11:20:14 AM |
| seanickson | $25.00 | 8/13/2011 8:26:45 AM |
| neoboy | $127.42 | 8/13/2011 9:02:05 AM |
| Aristocrat | $25.98 | 8/13/2011 9:11:44 AM |
| luvlending | $25.00 | 8/13/2011 9:55:47 AM |
| green-loyalty-cub | $50.00 | 8/13/2011 11:37:37 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:43 PM |
| penny-surgeon | $25.00 | 8/9/2011 11:11:34 AM |
| AlternativeCashFlow | $25.00 | 8/9/2011 7:01:09 PM |
| dynrep | $25.00 | 8/9/2011 7:14:47 PM |
| thomas16882004 | $25.00 | 8/9/2011 10:39:49 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:39 AM |
| CatbirdBanking | $25.00 | 8/10/2011 7:46:15 PM |
| _NaLNaBB | $100.00 | 8/11/2011 8:45:43 AM |
| eg192 | $60.00 | 8/11/2011 8:46:29 AM |
| Astyanax | $100.00 | 8/11/2011 2:00:18 PM |
| kukubird | $50.00 | 8/11/2011 3:38:01 PM |
| gentle-gain235 | $100.00 | 8/11/2011 8:35:30 AM |
| mlj0671 | $25.00 | 8/11/2011 12:31:34 PM |
| fairness-cell6 | $25.00 | 8/11/2011 6:32:26 PM |
| glroark | $50.00 | 8/11/2011 9:27:00 AM |
| powerlifter275 | $25.00 | 8/11/2011 1:02:04 PM |
| green-trade-dolphin | $25.00 | 8/11/2011 6:55:55 PM |
| WMY-Investor | $100.00 | 8/11/2011 1:32:42 PM |
| Littlepeng | $25.00 | 8/11/2011 8:24:48 PM |
| top-payout-enclave | $25.00 | 8/11/2011 10:18:50 AM |
| awesome-silver | $150.00 | 8/11/2011 10:38:21 PM |
| zorg77 | $50.00 | 8/12/2011 6:57:40 AM |
| reward-dynamo | $25.00 | 8/11/2011 7:50:53 PM |
| wntrequinx | $32.04 | 8/11/2011 3:52:30 PM |
| CA-Lender | $100.00 | 8/11/2011 4:25:21 PM |
| Loanstou | $98.37 | 8/11/2011 9:38:31 PM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:26 AM |
| scabrendan | $486.27 | 8/12/2011 9:09:18 AM |
| evergreen16 | $121.00 | 8/12/2011 9:37:03 AM |
| pioneer580 | $65.57 | 8/12/2011 5:55:32 AM |
| riveting-credit5 | $200.00 | 8/12/2011 11:42:30 AM |
| B-rad_the_Coug | $25.00 | 8/12/2011 1:01:44 AM |
| Dubbs360 | $200.00 | 8/12/2011 9:06:11 AM |
| capital-galaxy | $250.00 | 8/12/2011 7:19:34 AM |
| fundenstein | $25.00 | 8/12/2011 7:37:14 AM |
| luann199 | $30.00 | 8/12/2011 11:16:47 AM |
| investment-artist | $25.02 | 8/12/2011 9:23:50 AM |
| rapid-currency | $26.00 | 8/12/2011 9:40:26 AM |
| Astyanax | $25.00 | 8/12/2011 1:36:14 PM |
| enthusiastic-ore5 | $25.00 | 8/12/2011 2:07:50 PM |
| winegeek | $250.00 | 8/12/2011 10:18:23 AM |
| loot-supporter2 | $36.22 | 8/13/2011 1:37:24 AM |
| saraven01 | $63.09 | 8/13/2011 3:38:28 AM |
| q4golf | $30.00 | 8/13/2011 4:18:03 AM |
| VonAp | $200.00 | 8/12/2011 11:56:56 AM |
| durability-flow8 | $72.71 | 8/13/2011 6:21:03 AM |
| mykkai | $25.00 | 8/12/2011 2:08:49 PM |
| gogrannygo | $25.00 | 8/13/2011 6:40:08 AM |
| heerzaquestion | $25.00 | 8/12/2011 2:48:53 PM |
| Mariner3605 | $25.00 | 8/12/2011 11:19:21 PM |
| unrivaled-gain8 | $25.00 | 8/13/2011 2:42:55 AM |
| Californium18 | $75.00 | 8/13/2011 3:54:49 AM |
| gilbrear | $25.00 | 8/13/2011 4:47:18 AM |
| pious-integrity6 | $25.00 | 8/13/2011 6:11:27 AM |
| VBPlayer | $30.00 | 8/13/2011 6:31:14 AM |
| BigBag | $50.00 | 8/13/2011 8:48:21 AM |
| draggon77 | $25.00 | 8/13/2011 1:33:27 AM |
| rockhound84 | $25.00 | 8/13/2011 3:14:12 AM |
| irrelevant | $25.00 | 8/13/2011 6:05:14 AM |
| jebber007 | $30.00 | 8/13/2011 9:53:38 AM |
| cjames84 | $25.00 | 8/13/2011 9:55:06 AM |
| SOWEGADoc | $34.00 | 8/13/2011 9:56:24 AM |
| p43600jw | $25.00 | 8/13/2011 6:16:27 AM |
| thajr | $25.00 | 8/13/2011 7:38:13 AM |
| sensible-trade | $25.00 | 8/13/2011 10:11:06 AM |
| moola-accelerator6 | $40.00 | 8/13/2011 7:57:15 AM |
| stanthecaddy | $13.34 | 8/13/2011 11:42:22 AM |
| loan_doctor | $25.00 | 8/13/2011 8:30:49 AM |
| BlueProteus | $25.00 | 8/13/2011 8:34:20 AM |
| moola-trumpeter | $25.00 | 8/13/2011 9:17:58 AM |
| AAe | $25.00 | 8/13/2011 9:25:11 AM |
| lively-transaction1 | $25.00 | 8/13/2011 7:34:47 AM |
| ultimate-bid8 | $28.54 | 8/13/2011 10:44:20 AM |
| stormtrooper72 | $39.09 | 8/13/2011 10:45:57 AM |
| kind-blissful-p2ploan | $100.00 | 8/13/2011 11:20:06 AM |
| kingpin1 | $100.00 | 8/13/2011 11:31:33 AM |
| sweetlan | $50.00 | 8/13/2011 11:33:42 AM |
| market-orb | $75.00 | 8/13/2011 9:04:05 AM |
| hml | $50.00 | 8/13/2011 9:45:24 AM |
| Joyflyer | $122.63 | 8/13/2011 10:28:52 AM |
| historic-loan1 | $34.16 | 8/13/2011 11:10:17 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
520631
This series of Notes was issued and sold upon the funding of the borrower loan #52208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $164.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $595 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| petra777 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 18 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 540-559
(Jul-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Consolidating Medical Bills
Purpose of loan: Consolidation
This loan will be used to pay off expensive medical bills accrued when I had a stroke last year (I am 28 now). This event struck us out of nowhere and has left us with monthly payments that make it difficult to keep food on the table for my pregnant wife, myself, and our four-year-old son.
My financial situation: We are struggling under the weight of costly monthly payments for my hospital stay, physical therapy, and follow-up doctor visits. This loan would provide some much-needed relief as we re-adjust to a normal life and prepare to bring another wonderful baby boy into our family.
I am a good candidate for this loan because I have a consistent job which has supported myself and my family for the last 5 years, and I am sure to pay my debts on time
Monthly net: $1854
Housing: $925
Insurance: $70
Car: $182
Utilities: $80
Phone, cable, internet: $110
Food, entertainment: $200
Household expenses: $50
Credit cards: $15
Medical: $215
Information in the Description is not verified.
Friends And Family Investments
Cerias has invested a total of
$38.00.
"I've known this man for a few years now, and he's one of the best human beings I've had the pleasure to know. He's a good family man who has always made good on all of his debts. His recent promotion to management at his work makes it all the easier for him to pay back a loan like this."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-reaction740 | $25.00 | 8/8/2011 5:55:22 PM |
| Cerias | $38.00 | 8/8/2011 5:12:05 PM |
| patriot384 | $150.00 | 8/9/2011 6:43:27 AM |
| diligent-peace9 | $150.00 | 8/8/2011 6:00:30 PM |
| 1stBankAndHal | $50.07 | 8/9/2011 7:31:46 AM |
| Investor_DP | $100.00 | 8/9/2011 9:01:00 AM |
| Feyenoord | $25.00 | 8/8/2011 9:45:49 PM |
| Bank_Of_XL | $25.00 | 8/9/2011 5:38:04 AM |
| Interloper | $25.00 | 8/8/2011 8:33:19 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:40 PM |
| DoctorJoe | $25.00 | 8/9/2011 4:13:06 AM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:48 AM |
| GElender | $25.00 | 8/9/2011 5:53:22 AM |
| social-hunter5 | $25.00 | 8/9/2011 8:26:18 AM |
| shrewd-deal | $50.00 | 8/9/2011 2:34:41 PM |
| BigLinCT | $25.00 | 8/9/2011 9:11:47 AM |
| listing-vista | $100.00 | 8/9/2011 8:33:37 PM |
| dpries123 | $25.00 | 8/9/2011 9:53:38 AM |
| the-profit-oracle | $25.00 | 8/9/2011 4:14:31 PM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:38 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:34 PM |
| natural-trade7 | $25.00 | 8/9/2011 7:35:53 PM |
| Moneypenny6 | $25.00 | 8/10/2011 9:30:12 AM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:24:46 PM |
| blue-useful-auction | $25.00 | 8/10/2011 7:42:31 AM |
| CA-Lender | $25.00 | 8/10/2011 9:22:54 AM |
| shrewd-income | $25.00 | 8/10/2011 5:51:25 PM |
| claimtruth | $25.00 | 8/10/2011 1:53:26 PM |
| pious-benjamins1 | $50.00 | 8/10/2011 7:59:24 PM |
| ect_2k20 | $100.00 | 8/10/2011 8:43:16 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:39 AM |
| ivy-league-MBA | $25.00 | 8/11/2011 5:09:10 AM |
| redwraith | $100.00 | 8/10/2011 9:06:38 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:24 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:48 AM |
| irrelevant | $25.00 | 8/11/2011 6:05:21 AM |
| jpaulnyc | $50.00 | 8/11/2011 9:52:05 AM |
| neutrino6 | $25.00 | 8/11/2011 12:08:06 PM |
| treasure-bliss | $50.00 | 8/11/2011 12:19:07 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:28 AM |
| djropp | $100.00 | 8/11/2011 2:54:26 PM |
| heavy_ax | $25.00 | 8/11/2011 11:48:43 AM |
| vigorous-market5 | $200.00 | 8/9/2011 2:04:14 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:19 AM |
| herbyman | $50.00 | 8/8/2011 7:33:40 PM |
| favorite-commerce | $25.00 | 8/9/2011 6:26:50 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:11 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:19 AM |
| interest88 | $25.00 | 8/9/2011 12:02:15 PM |
| reflective-rupee | $25.00 | 8/9/2011 9:20:32 AM |
| credit-orca | $25.00 | 8/9/2011 4:44:15 PM |
| spiff666 | $25.00 | 8/9/2011 7:02:53 AM |
| grotheik | $25.00 | 8/9/2011 7:11:55 AM |
| hidavehi | $33.00 | 8/9/2011 6:58:31 PM |
| profit-powerplant | $25.00 | 8/9/2011 9:46:22 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:08 PM |
| tech310 | $50.00 | 8/9/2011 9:00:36 PM |
| sociallender | $25.00 | 8/10/2011 1:55:04 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:30 PM |
| FinanceEngine | $35.00 | 8/10/2011 9:22:50 AM |
| DannyPhantom | $25.00 | 8/10/2011 7:28:05 PM |
| DeltaComputerGuy | $25.00 | 8/10/2011 2:35:10 PM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:59 PM |
| CoolPlexer | $25.00 | 8/10/2011 9:00:10 PM |
| w3alter | $45.00 | 8/10/2011 11:23:53 AM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:44 AM |
| SkyLoan | $25.00 | 8/10/2011 10:13:41 PM |
| 108lender | $80.00 | 8/10/2011 6:00:24 PM |
| musegaze | $50.00 | 8/11/2011 7:28:59 AM |
| marwadi-62 | $100.00 | 8/10/2011 3:51:54 PM |
| sudeep104 | $25.00 | 8/10/2011 7:35:01 PM |
| mykkai | $25.00 | 8/11/2011 9:59:44 AM |
| geniusj | $50.00 | 8/11/2011 1:20:40 AM |
| rkhrdjp | $25.00 | 8/11/2011 5:49:38 AM |
| Horse-Lender | $25.00 | 8/11/2011 2:11:36 PM |
| worth-blanket2 | $700.00 | 8/11/2011 9:57:35 AM |
| CO_Engineer | $50.00 | 8/11/2011 8:59:35 AM |
| Mostyle | $25.00 | 8/11/2011 10:13:30 AM |
| MoneyForNothing | $13.93 | 8/11/2011 2:55:20 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
520775
This series of Notes was issued and sold upon the funding of the borrower loan #52264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,568 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ajgilb |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 3
( 9% )
| 600-619
(Nov-2009)
640-659
(Jan-2008)
620-639
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Improve credit score
Purpose of loan:
This loan will be used to...
My FICO simulator said that my credit score would increase if I paid down a credit card and increased my usable credit
My financial situation:
I am a good candidate for this loan because...
I own my own business, and access to plenty of money.
Monthly net income: $
$10,000
Monthly expenses: $
$10,000
Housing: $
$2500.00
Insurance: $
$200
Car expenses: $
$1200
Utilities: $
$800
Phone, cable, internet: $
$400
Food, entertainment: $
2000.00
Clothing, household expenses: $
1000.00
Credit cards and other loans: $
1000.00
Other expenses: $
900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $300.00 | 8/9/2011 5:26:15 PM |
| loan-master1 | $25.00 | 8/9/2011 5:37:27 PM |
| MoneyForNothing | $26.05 | 8/9/2011 5:17:07 PM |
| alexgalt | $25.00 | 8/9/2011 11:01:30 PM |
| jhouman | $25.00 | 8/10/2011 4:37:31 AM |
| mikeandcat | $50.00 | 8/10/2011 7:08:25 AM |
| green-rapid-openness | $50.00 | 8/9/2011 8:50:53 PM |
| reflective-rupee | $25.00 | 8/9/2011 5:50:49 PM |
| Mikale360 | $28.15 | 8/9/2011 10:49:19 PM |
| Feyenoord | $25.00 | 8/9/2011 9:00:17 PM |
| tech310 | $50.00 | 8/9/2011 9:01:42 PM |
| innovator2 | $75.00 | 8/10/2011 6:59:38 AM |
| InChicago | $50.00 | 8/10/2011 7:47:05 AM |
| USMC0311 | $25.00 | 8/9/2011 9:42:04 PM |
| Kash2010lu | $35.00 | 8/10/2011 8:58:32 AM |
| 312-Lender | $25.00 | 8/10/2011 1:37:14 AM |
| lucrative-loan | $25.00 | 8/10/2011 9:25:34 AM |
| loanman2007 | $200.00 | 8/10/2011 5:01:56 AM |
| wonder3 | $25.00 | 8/10/2011 10:38:25 AM |
| clemclan | $33.00 | 8/10/2011 12:01:57 PM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:24:03 PM |
| five-star-note | $100.00 | 8/11/2011 5:18:18 AM |
| redwraith | $100.00 | 8/10/2011 9:07:40 PM |
| innovator2 | $25.00 | 8/11/2011 2:50:43 PM |
| nodebt2012 | $25.00 | 8/11/2011 5:58:07 PM |
| pearl13 | $100.00 | 8/11/2011 5:30:31 PM |
| money-fort | $26.00 | 8/11/2011 7:51:08 PM |
| proud-pound4 | $49.00 | 8/11/2011 8:24:11 PM |
| investment-daydream | $175.00 | 8/9/2011 5:11:30 PM |
| marybennet | $25.00 | 8/10/2011 12:02:15 AM |
| jpaulnyc | $65.76 | 8/10/2011 2:05:12 AM |
| innovator2 | $100.00 | 8/10/2011 6:51:51 AM |
| credit-guard5 | $25.00 | 8/9/2011 8:55:41 PM |
| payout-bridge | $25.00 | 8/9/2011 9:23:52 PM |
| fabulous-community4 | $25.00 | 8/10/2011 9:26:38 AM |
| Legally_Blonde | $200.00 | 8/10/2011 9:52:00 AM |
| Whipster | $35.00 | 8/10/2011 5:13:05 AM |
| thehousewife | $100.00 | 8/10/2011 12:09:37 PM |
| CA-Lender | $100.00 | 8/10/2011 7:41:15 AM |
| SolarMoonshine | $50.00 | 8/10/2011 9:11:09 AM |
| thorough-yield1 | $94.12 | 8/10/2011 2:23:04 AM |
| Moe87 | $30.00 | 8/10/2011 3:41:06 AM |
| genuine-dime | $100.00 | 8/10/2011 5:18:06 AM |
| cashhelp | $30.00 | 8/10/2011 5:06:05 PM |
| Legally_Blonde | $54.85 | 8/10/2011 9:50:27 AM |
| shrewd-income | $25.00 | 8/10/2011 5:47:13 PM |
| ohmarkybaby | $33.61 | 8/11/2011 12:57:40 AM |
| GElender | $25.00 | 8/11/2011 6:01:08 AM |
| Rollshaft | $25.00 | 8/10/2011 8:53:16 PM |
| brondero | $60.00 | 8/11/2011 2:32:28 PM |
| vutah | $25.00 | 8/11/2011 7:59:47 PM |
| abovefifty | $26.10 | 8/11/2011 8:08:22 PM |
| worth-blanket2 | $800.00 | 8/11/2011 10:00:06 AM |
| djropp | $100.00 | 8/11/2011 2:56:53 PM |
| green-trade-dolphin | $25.00 | 8/11/2011 7:34:37 PM |
| jebber007 | $23.36 | 8/11/2011 8:41:22 PM |
| promise2 | $25.00 | 8/11/2011 6:20:52 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
520813
This series of Notes was issued and sold upon the funding of the borrower loan #52252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $245 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Cruiser72 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bike loan
Purpose of loan: automotive
This loan will be used to...purchase at motorcycle: 2005 Honda VTX1800R1
My financial situation: In good standing.
I am a good candidate for this loan because...I can afford this loan payment and can afford to pay on time.
Monthly net income: $3601 for plus my wifes income of 2816 net monthly
Monthly expenses: $200 gas and car upkeep
Housing: $700 rental
Insurance: $165 for car and renters insurance
Car expenses: $780 for $550 to VW credit. $235 to chase bank
Utilities: $35 water and sewer
Phone, cable, internet: $175 Direct tv & verizon wireless & frontier internet
Food, entertainment: $245 on average sometimes lower
Clothing, household expenses: $125 on avg
Credit cards and other loans: $150 to consolidated credit, 7 months from getting paid off.
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bullish2bearish | $25.00 | 8/11/2011 5:44:40 PM |
| Investor_DP | $100.00 | 8/11/2011 5:01:22 PM |
| equitable-capital758 | $250.00 | 8/11/2011 5:27:04 PM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:29 AM |
| diligent-peace9 | $50.00 | 8/11/2011 9:33:02 PM |
| houli123 | $25.00 | 8/12/2011 8:35:08 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:54 AM |
| awesome-yield7 | $25.00 | 8/14/2011 8:40:02 AM |
| capital-raker2 | $25.00 | 8/14/2011 8:47:52 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 7:08:01 PM |
| heerzaquestion | $50.00 | 8/14/2011 9:21:00 AM |
| silver-dogwood4 | $25.00 | 8/14/2011 9:35:14 AM |
| bluestarman08 | $50.00 | 8/14/2011 10:46:42 AM |
| Something-Corporate | $25.00 | 8/14/2011 11:02:04 AM |
| lean-trade178 | $25.00 | 8/14/2011 12:32:15 PM |
| Kether | $25.00 | 8/14/2011 1:38:33 PM |
| cac1966 | $25.00 | 8/14/2011 5:17:37 PM |
| loss-of-control | $75.00 | 8/14/2011 5:48:40 PM |
| glroark | $50.00 | 8/14/2011 7:46:41 AM |
| vanderhp | $40.00 | 8/14/2011 5:59:53 PM |
| PleaseDontDefault | $50.00 | 8/14/2011 10:38:21 AM |
| trumpeter5 | $25.00 | 8/14/2011 11:30:10 AM |
| ghinga | $25.00 | 8/14/2011 12:38:00 PM |
| elasermd | $25.00 | 8/14/2011 8:06:09 AM |
| euro-deployment | $25.00 | 8/14/2011 3:51:44 PM |
| manfromMaine | $25.00 | 8/14/2011 8:48:08 AM |
| heritage_loans | $89.99 | 8/14/2011 5:44:17 PM |
| reward-dynamo | $25.00 | 8/14/2011 5:48:32 PM |
| DrVlad | $71.31 | 8/14/2011 5:50:14 PM |
| CA-Lender | $75.00 | 8/14/2011 12:09:29 PM |
| likeable-hope | $25.00 | 8/14/2011 12:20:50 PM |
| irrelevant | $25.00 | 8/14/2011 2:05:14 PM |
| B2152 | $25.00 | 8/14/2011 3:26:38 PM |
| CashFlow13 | $500.00 | 8/14/2011 4:47:54 PM |
| HelpfulLender1 | $50.00 | 8/14/2011 5:57:56 PM |
| Imageloan | $22.79 | 8/14/2011 6:12:03 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:14 PM |
| favorite-commerce | $25.00 | 8/11/2011 10:32:08 PM |
| reflective-rupee | $100.00 | 8/11/2011 8:16:17 PM |
| subtle-revenue0 | $25.00 | 8/13/2011 7:26:55 AM |
| jubilant-agreement0 | $25.00 | 8/13/2011 12:50:32 PM |
| coin-architect2 | $100.00 | 8/14/2011 8:21:06 AM |
| worth-buddy0 | $25.00 | 8/13/2011 1:28:35 PM |
| El_Profesional | $25.00 | 8/14/2011 10:52:49 AM |
| mmeyer_jr | $30.00 | 8/13/2011 1:57:28 PM |
| etraboulay | $50.00 | 8/14/2011 12:25:39 PM |
| nitrostamped | $30.41 | 8/14/2011 5:07:51 PM |
| Dubbs360 | $200.00 | 8/14/2011 8:56:37 AM |
| one-midas | $35.00 | 8/13/2011 8:26:08 PM |
| p2p-mover0 | $30.00 | 8/13/2011 8:33:16 PM |
| secureincome | $600.00 | 8/13/2011 9:04:18 PM |
| jeffe43 | $55.00 | 8/13/2011 9:33:47 PM |
| payout-bridge | $50.00 | 8/14/2011 12:14:05 PM |
| twjh | $25.00 | 8/14/2011 1:50:44 PM |
| calimanusa | $33.00 | 8/14/2011 3:03:22 PM |
| heaven75 | $62.50 | 8/14/2011 12:47:43 PM |
| ChatLender | $50.00 | 8/14/2011 1:08:42 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
520917
This series of Notes was issued and sold upon the funding of the borrower loan #52284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $649 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| reward-youngster3 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal 1 year laon
Purpose of loan:
I have had a lot of work related travel this summer, some still upcoming, which I have had to pay for in full up front, leaving my finances tighter than usual. This loan will help meet my living expenses until I am paid again and reimbursed for travel.
My financial situation:
I am a good candidate for this loan because I am a fully-funded graduate student with a $30,000/year fellowship. I will be receiving my Fall semester stipend of $12,000 at the start of the Fall semester in less than a month and have a well developed budget that will ensure I can make my payments easily.
Monthly net income: $2500
Monthly expenses: $1,057.50 (see below for expense breakdown)
Housing: $387.5
Insurance: $20
Car expenses: $100
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $250
Other (clothing, emergencies, etc):
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/9/2011 6:50:36 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:52 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:45 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:38 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:01 AM |
| 1traveler | $25.00 | 8/10/2011 5:50:43 PM |
| quantum_leap | $151.64 | 8/10/2011 1:29:14 PM |
| Bank42 | $25.00 | 8/10/2011 7:51:09 PM |
| bid-hugger | $104.00 | 8/11/2011 12:29:41 PM |
| silver-enlightenment0 | $100.00 | 8/11/2011 8:47:59 AM |
| note-mover9 | $200.00 | 8/11/2011 7:16:08 PM |
| irrelevant | $25.00 | 8/12/2011 6:05:12 AM |
| mauge35 | $27.88 | 8/12/2011 10:39:57 AM |
| intelligent-benefit657 | $45.00 | 8/12/2011 10:00:25 AM |
| carrinel | $107.37 | 8/12/2011 7:13:01 AM |
| Montiesholdings | $25.00 | 8/12/2011 10:56:01 AM |
| liberty-magnate | $25.00 | 8/9/2011 8:02:25 PM |
| loanman2007 | $75.00 | 8/10/2011 10:39:00 AM |
| Free-the-usa-1776 | $25.00 | 8/10/2011 5:55:26 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:40 PM |
| reflective-rupee | $100.00 | 8/10/2011 9:30:32 AM |
| first-class-gold0 | $100.00 | 8/10/2011 9:50:07 PM |
| smashrevival | $27.00 | 8/10/2011 5:20:36 PM |
| payout-bridge | $25.00 | 8/11/2011 6:57:05 AM |
| Invest-In-Rednecks | $25.00 | 8/11/2011 4:48:34 PM |
| elvisloans | $25.00 | 8/11/2011 12:01:23 PM |
| yons88 | $25.00 | 8/11/2011 2:02:31 PM |
| jebber007 | $30.00 | 8/11/2011 8:47:54 PM |
| thankful-nickel2 | $25.00 | 8/12/2011 8:34:33 AM |
| pearl13 | $206.11 | 8/12/2011 11:26:22 AM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:29 AM |
| social-zebra | $26.00 | 8/12/2011 9:00:34 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
520961
This series of Notes was issued and sold upon the funding of the borrower loan #52157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $164.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,316 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-triangulation |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
|
|
Principal balance:
| $2,316.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Finish Off Basement
Purpose of loan:
This loan will be used to... Finish off our basement which is now all cement. We will add flooring partition off two rooms
My financial situation:
I am a good candidate for this loan because...I have a steady income and have never been laid off or out of work in my 21 years in the Computer field. All of my bills are paid on-time with no late fees or collection issues.
Monthly net income: $4175
Monthly expenses: $175
Housing: $697
Insurance: $185
Car expenses: $295
Utilities: $160
Phone, cable, internet: $189
Food, entertainment: $540
Clothing, household expenses: $150
Credit cards and other loans: $1175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/10/2011 9:41:51 AM |
| favorite-commerce | $25.00 | 8/10/2011 9:52:02 AM |
| diligent-peace9 | $150.00 | 8/10/2011 9:57:52 AM |
| Investor_DP | $100.00 | 8/10/2011 9:01:10 AM |
| CA-Lender | $50.00 | 8/10/2011 9:22:56 AM |
| LittleMingo | $28.18 | 8/10/2011 9:06:26 AM |
| serene-capital | $25.00 | 8/10/2011 1:40:39 PM |
| Feyenoord | $25.00 | 8/10/2011 2:35:27 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:45 AM |
| investment-artist | $25.01 | 8/10/2011 12:15:58 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:43 PM |
| sensible-fund | $25.00 | 8/10/2011 7:36:57 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:32 AM |
| GElender | $40.00 | 8/11/2011 6:09:25 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:42 PM |
| DoctorJoe | $25.00 | 8/11/2011 8:40:14 AM |
| mykkai | $25.00 | 8/11/2011 10:03:19 AM |
| worth-blanket2 | $1,900.00 | 8/11/2011 9:58:50 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:05 PM |
| JustMee | $25.00 | 8/11/2011 6:22:46 PM |
| JustMee | $25.00 | 8/12/2011 6:15:41 AM |
| DasMula | $25.00 | 8/12/2011 6:46:00 AM |
| IIP77 | $25.00 | 8/11/2011 8:09:00 PM |
| circuitfive | $25.00 | 8/11/2011 6:07:38 PM |
| dfealk | $100.00 | 8/11/2011 7:06:58 PM |
| ALFLoan | $25.00 | 8/12/2011 6:35:16 AM |
| ChewyZ | $25.00 | 8/12/2011 6:51:29 AM |
| UncleSteve3000 | $25.00 | 8/12/2011 7:05:43 AM |
| supersam | $196.00 | 8/12/2011 7:44:07 AM |
| Wangchuk | $25.00 | 8/10/2011 10:18:37 AM |
| promise2 | $50.00 | 8/10/2011 3:17:38 PM |
| one-midas | $25.00 | 8/10/2011 12:19:17 PM |
| BxRealtor | $25.00 | 8/10/2011 3:16:18 PM |
| MilitaryLending | $25.00 | 8/10/2011 9:40:20 PM |
| thehousewife | $25.00 | 8/10/2011 12:10:47 PM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:25:34 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:41 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:32 PM |
| integrity-enclave | $25.00 | 8/10/2011 8:15:46 PM |
| CO_Engineer | $50.00 | 8/11/2011 8:59:35 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:49 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:42 PM |
| calm-platinum8 | $25.00 | 8/10/2011 5:28:45 PM |
| treasure-bliss | $50.00 | 8/11/2011 12:19:08 PM |
| orange-preeminant-bill | $25.00 | 8/11/2011 12:27:46 PM |
| herbyman | $50.00 | 8/11/2011 10:02:57 AM |
| irrelevant | $25.00 | 8/11/2011 10:05:28 AM |
| loanman2007 | $50.00 | 8/11/2011 12:40:50 PM |
| JCM_MN | $32.00 | 8/12/2011 4:37:37 AM |
| ommcd | $25.00 | 8/12/2011 6:04:00 AM |
| heavenly-interest9 | $100.00 | 8/11/2011 2:44:33 PM |
| Ruckus888 | $50.00 | 8/12/2011 7:50:34 AM |
| Leshan | $98.81 | 8/12/2011 7:54:23 AM |
| Reliance_Banker | $25.00 | 8/11/2011 5:59:35 PM |
| velocity-winner | $25.00 | 8/11/2011 10:04:43 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
520981
This series of Notes was issued and sold upon the funding of the borrower loan #52249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $713 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truckdrivin |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2010)
540-559
(May-2008)
540-559
(Sep-2007)
|
|
Principal balance:
| $2,705.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
3rd Loan/CR UP! NO late pay!
This loan will be used to pay off my current loan, install new double door going out of my kitchen and repair damaged floor. A water leak rotted out the floor. Replacing ALL the flooring tiles which is about 200 square feet. I also want to install a backup generator as we live in the country and the power goes out alot with rain, winds, etc, anywhere from a day to 2 weeks! We have septic and well water so when power goes out, we (my wife and kids) have to stay with my mother-inlaw since we have NO running water either! We DO NOT want to use any of our retirement savings for this project unless ABSOLUTELY necessary! THANKS FOR LOOKING!!!
My financial situation:
I am a good candidate for this loan because I ALWAYS pay my debts and my record will show that. I have NEVER been late on ANY of my previous loans and have paid off early!!! My credit score keeps going up!!!
Monthly net income: $3800.00 (ME) $4200.00 (WIFE)
Monthly expenses: TOTAL $5800.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $50.00 | 8/11/2011 5:02:07 PM |
| restless-dime | $50.00 | 8/11/2011 5:29:01 PM |
| promise2 | $25.00 | 8/11/2011 6:23:23 PM |
| Mikale360 | $25.00 | 8/11/2011 6:01:47 PM |
| lotuss4 | $71.63 | 8/11/2011 7:14:31 PM |
| chameleon125 | $25.00 | 8/12/2011 7:07:45 AM |
| FarmersBank | $36.13 | 8/12/2011 7:21:26 AM |
| credit-missile | $110.00 | 8/12/2011 7:28:02 AM |
| EretzCapital | $100.00 | 8/12/2011 7:34:08 AM |
| loanman2007 | $225.00 | 8/12/2011 8:14:49 AM |
| balance-transformer3 | $25.00 | 8/11/2011 6:11:30 PM |
| RoZu_Lending | $100.00 | 8/12/2011 9:27:01 AM |
| restless-dime | $50.00 | 8/12/2011 12:30:24 AM |
| TWGCJ | $25.00 | 8/12/2011 10:02:09 AM |
| Invest_In_U_Today_Pls_Pay_back | $57.92 | 8/12/2011 10:06:43 AM |
| reflective-rupee | $100.00 | 8/11/2011 8:15:00 PM |
| Wangchuk | $25.05 | 8/12/2011 6:47:57 AM |
| riveting-credit5 | $100.00 | 8/12/2011 10:56:51 AM |
| freefly67 | $50.00 | 8/12/2011 7:22:49 AM |
| fascinating-generosity3 | $50.00 | 8/11/2011 10:20:36 PM |
| clean-fund | $50.00 | 8/12/2011 12:20:13 PM |
| moola-monger9 | $50.00 | 8/12/2011 12:24:52 PM |
| NekHoldings | $25.00 | 8/12/2011 10:12:58 AM |
| handy-justice | $50.00 | 8/12/2011 12:42:48 PM |
| myutmost | $25.09 | 8/12/2011 12:51:38 PM |
| fascinating-generosity3 | $150.00 | 8/11/2011 5:03:56 PM |
| lendstats_com | $251.11 | 8/11/2011 5:42:52 PM |
| thehousewife | $50.00 | 8/11/2011 5:55:16 PM |
| alexgalt | $25.00 | 8/11/2011 11:02:54 PM |
| Kash2010lu | $25.00 | 8/11/2011 5:02:44 PM |
| InChicago | $100.00 | 8/12/2011 6:37:34 AM |
| brondero | $39.00 | 8/12/2011 7:51:31 AM |
| CA-Lender | $125.00 | 8/11/2011 8:42:54 PM |
| Investor_DP | $100.00 | 8/11/2011 5:01:42 PM |
| MoneyForNothing | $41.78 | 8/11/2011 5:06:06 PM |
| thankful-nickel2 | $25.00 | 8/11/2011 6:37:41 PM |
| SolarMoonshine | $25.00 | 8/12/2011 9:58:24 AM |
| mikeandcat | $227.75 | 8/12/2011 5:38:31 AM |
| Tscheddar | $25.00 | 8/12/2011 10:13:39 AM |
| corporatejim | $35.55 | 8/12/2011 5:57:17 AM |
| jebber007 | $50.00 | 8/11/2011 8:37:46 PM |
| EEasyMoney | $25.00 | 8/12/2011 7:25:54 AM |
| Feyenoord | $25.00 | 8/11/2011 10:01:18 PM |
| worth-blanket2 | $3,000.00 | 8/12/2011 11:52:27 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:18 PM |
| GS-ROCK | $50.00 | 8/12/2011 12:34:02 PM |
| Moe87 | $27.93 | 8/12/2011 2:58:11 AM |
| commerce-rumbler0 | $76.06 | 8/12/2011 1:06:22 PM |
| courteous-note1 | $25.00 | 8/12/2011 3:17:15 AM |
| jhouman | $50.00 | 8/12/2011 4:36:11 AM |
| golffish2 | $25.00 | 8/12/2011 4:40:44 AM |
| shawnw2 | $250.00 | 8/12/2011 5:42:15 AM |
| marwadi-62 | $500.00 | 8/12/2011 10:56:09 AM |
| Ebanco | $50.00 | 8/12/2011 12:32:02 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
521077
This series of Notes was issued and sold upon the funding of the borrower loan #52228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $962 |
Total credit lines:
| 50 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-geyser8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repais
Purpose of loan: Fix Car
This loan will be used to...put in transmission
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4600
Monthly expenses: $0
Housing: $1950
Insurance: $300
Car expenses: $200
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $25.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 5:01:23 PM |
| reflective-rupee | $100.00 | 8/12/2011 9:23:16 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:23 PM |
| worth-blanket2 | $3,200.00 | 8/12/2011 11:53:33 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
521101
This series of Notes was issued and sold upon the funding of the borrower loan #52211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,699 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| homeless11 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Sep-2010)
680-699
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Free up my cash flow
This loan will be used to pay off a high interest loan and a tax bill so that I can make repairs and add on to my trailerhouse before winter. My wife had to go back to China to visit her aging parents. The unexpected high travel expenses (check out airline tickets to Northern Asia) and a tax bill, meant that I was unable to pay off bills as planned. Now there isn't much time left before winter to do the construction which is all done by myself. So as much as I hate to, I must use credit
I am a good candidate for this loan because I have stable income and have recently recieved a raise. That is why I am confident that once the travel expenses and taxes are out of the way I can pay off my obligations quickly. I have two other loans that are only two and four months away from being paid off. This is about timing really. With this loan I can get the needed work done now and over the next few months my total payments will actually decrease.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loney_mender | $50.00 | 8/11/2011 11:03:40 PM |
| thankful-nickel2 | $25.00 | 8/12/2011 8:36:40 AM |
| first-class-gold0 | $100.00 | 8/11/2011 6:36:08 PM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:30 AM |
| Bank42 | $47.61 | 8/12/2011 4:39:46 PM |
| sergeturtle | $25.00 | 8/12/2011 10:08:54 PM |
| javelin0 | $100.00 | 8/12/2011 4:55:37 PM |
| 1stBankAndHal | $50.07 | 8/12/2011 6:53:37 PM |
| friendinmoney | $30.83 | 8/12/2011 11:19:42 PM |
| engaging-worth | $25.00 | 8/13/2011 8:51:33 AM |
| missgina | $25.00 | 8/13/2011 6:22:11 AM |
| elvisloans | $25.00 | 8/13/2011 8:10:47 AM |
| loanjockey | $25.00 | 8/13/2011 6:47:29 AM |
| micko | $25.00 | 8/13/2011 8:34:05 AM |
| investment-artist | $25.01 | 8/13/2011 8:55:12 AM |
| Usurious | $27.12 | 8/13/2011 9:02:56 AM |
| britches613 | $25.00 | 8/13/2011 7:25:12 PM |
| pluto2k8 | $50.00 | 8/13/2011 2:37:36 PM |
| Montiesholdings | $31.00 | 8/14/2011 7:29:11 AM |
| penny-champ5 | $25.00 | 8/13/2011 12:58:57 PM |
| robust-payout1 | $25.00 | 8/13/2011 5:44:27 PM |
| awesome-yield7 | $25.00 | 8/14/2011 9:12:54 AM |
| luann199 | $25.00 | 8/13/2011 3:12:37 PM |
| Feyenoord | $25.00 | 8/13/2011 10:12:13 PM |
| kinetic-social | $11.70 | 8/14/2011 11:20:03 AM |
| yield-hut | $50.00 | 8/14/2011 4:55:09 AM |
| spiff666 | $25.00 | 8/14/2011 8:23:53 AM |
| kindness-festivity | $100.00 | 8/14/2011 10:39:45 AM |
| vutah | $25.00 | 8/11/2011 8:00:34 PM |
| indomitable-coin | $25.00 | 8/12/2011 7:48:04 AM |
| compoundinterest | $50.00 | 8/12/2011 8:14:41 AM |
| pinnacle10 | $50.00 | 8/12/2011 3:24:36 PM |
| MoneyForNothing | $71.66 | 8/12/2011 9:33:19 AM |
| currency-excellency0 | $100.00 | 8/12/2011 10:26:57 AM |
| coin-trumpet | $25.00 | 8/12/2011 4:15:34 PM |
| GoGalt | $50.00 | 8/12/2011 2:10:31 PM |
| availableloan | $25.00 | 8/12/2011 7:18:43 PM |
| nisim5 | $50.00 | 8/13/2011 5:45:37 AM |
| poisson17 | $30.00 | 8/13/2011 7:41:48 AM |
| cgoca | $25.00 | 8/13/2011 8:24:20 AM |
| jennifer55126 | $25.00 | 8/13/2011 7:10:51 AM |
| bonus-sensai825 | $25.00 | 8/13/2011 3:46:18 PM |
| famstan | $25.00 | 8/13/2011 8:52:43 AM |
| minatoku | $100.00 | 8/13/2011 8:55:01 AM |
| simplelender80 | $100.00 | 8/13/2011 9:39:01 AM |
| s270 | $50.00 | 8/14/2011 1:16:35 AM |
| cordial-affluence2 | $50.00 | 8/14/2011 9:43:24 AM |
| Gobsek | $25.00 | 8/13/2011 6:03:20 PM |
| rijndael | $25.00 | 8/14/2011 10:51:51 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
521135
This series of Notes was issued and sold upon the funding of the borrower loan #52281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $475.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
4 | Length of status: | 29y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,298 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goat111 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
goat111
Purpose of loan:
This loan will be used to...
pay off a higher interest loan
My financial situation:
I am a good candidate for this loan because...my husband makes $6200 a month and I have JUST been employed by a company to start in 2 weeks. I will be making $22,000 - $28,000
Monthly net income: $6500
Monthly expenses: $5000
Housing: $1887
Insurance: $included in mortgage
Car expenses: $none
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $1100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 9:02:03 AM |
| worth-blanket2 | $2,900.00 | 8/11/2011 9:58:10 AM |
| reflective-rupee | $100.00 | 8/11/2011 10:00:45 AM |
| peace-cell2 | $25.00 | 8/11/2011 1:47:59 PM |
| mykkai | $25.00 | 8/11/2011 10:03:56 AM |
| Bank42 | $25.00 | 8/11/2011 5:14:56 PM |
| awesome-yield7 | $26.13 | 8/11/2011 5:22:57 PM |
| shrewd-income | $100.00 | 8/11/2011 5:33:02 PM |
| note-mover9 | $109.56 | 8/11/2011 7:18:37 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:12 PM |
| alert9 | $50.00 | 8/11/2011 3:31:14 PM |
| Bob450 | $25.00 | 8/12/2011 8:01:31 AM |
| Invest-In-Rednecks | $25.00 | 8/11/2011 4:40:53 PM |
| EretzCapital | $100.00 | 8/12/2011 7:35:04 AM |
| Ebanco | $25.00 | 8/12/2011 12:02:27 PM |
| nickel-universe2 | $25.00 | 8/12/2011 5:39:45 AM |
| intelligent-benefit657 | $45.00 | 8/12/2011 10:00:25 AM |
| social-zebra | $26.00 | 8/12/2011 8:58:29 AM |
| cashhelp | $30.00 | 8/12/2011 11:23:10 AM |
| nashibaksi | $25.00 | 8/12/2011 7:55:40 PM |
| loss-of-control | $50.00 | 8/12/2011 3:10:28 PM |
| Jamahl | $25.00 | 8/12/2011 10:44:17 AM |
| lDewey | $46.00 | 8/12/2011 5:14:05 PM |
| best-generosity-financier | $25.00 | 8/12/2011 6:12:19 PM |
| 32669 | $25.00 | 8/12/2011 5:34:11 PM |
| smart-platinum7 | $62.00 | 8/12/2011 5:41:49 PM |
| bcfinvestments | $26.17 | 8/12/2011 7:19:50 PM |
| favorite-commerce | $25.00 | 8/11/2011 9:02:55 AM |
| loanman2007 | $100.00 | 8/11/2011 12:18:46 PM |
| wind183 | $100.00 | 8/11/2011 6:28:47 PM |
| irrelevant | $25.00 | 8/11/2011 7:05:10 PM |
| DasMula | $25.00 | 8/11/2011 1:19:31 PM |
| Bill88 | $25.00 | 8/11/2011 3:43:12 PM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:48 PM |
| jubilant-agreement0 | $25.00 | 8/12/2011 6:18:20 AM |
| Wangchuk | $25.01 | 8/12/2011 6:19:31 AM |
| credit-missile | $104.87 | 8/11/2011 8:10:48 PM |
| Iwillhuntyoudown | $25.00 | 8/12/2011 9:13:56 AM |
| first-class-gold0 | $100.00 | 8/11/2011 6:33:37 PM |
| stock106 | $25.00 | 8/12/2011 5:01:51 AM |
| Long-term2040 | $25.00 | 8/12/2011 3:00:42 PM |
| influential-payment6 | $32.75 | 8/12/2011 8:32:30 PM |
| kgeezy | $25.00 | 8/12/2011 4:22:34 PM |
| javelin0 | $91.51 | 8/12/2011 4:57:12 PM |
| green-trade-dolphin | $25.00 | 8/12/2011 5:19:33 PM |
| SDKiwi | $25.00 | 8/12/2011 6:04:12 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
521345
This series of Notes was issued and sold upon the funding of the borrower loan #52305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 68% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,393 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sbhavi2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2009)
600-619
(Apr-2008)
|
|
Principal balance:
| $2,509.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Personal
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.. Paid previous installments on or before time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $105.98 | 8/12/2011 9:02:43 AM |
| marwadi-62 | $2,000.00 | 8/12/2011 10:57:00 AM |
| cashhelp | $30.00 | 8/12/2011 11:19:57 AM |
| credit-guard5 | $25.00 | 8/12/2011 9:13:17 AM |
| Kash2010lu | $35.00 | 8/12/2011 9:01:14 AM |
| worth-blanket2 | $1,500.00 | 8/12/2011 11:54:54 AM |
| Ebanco | $4.02 | 8/12/2011 11:56:59 AM |
| investment-daydream | $175.00 | 8/12/2011 10:26:57 AM |
| reflective-rupee | $100.00 | 8/12/2011 9:26:38 AM |
| NekHoldings | $25.00 | 8/12/2011 10:11:14 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
521429
This series of Notes was issued and sold upon the funding of the borrower loan #52205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $182.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $350 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peaceful-treasure1 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Improve Credit
Purpose of loan:
This loan will be used to...
To improve my credit
My financial situation:
I am a good candidate for this loan because...
I am responsible and owe practically no money
Monthly net income: $ 3000
Monthly expenses: $ 900.00
Housing: $743.00
Insurance: $ 40
Car expenses: $ Paid For
Utilities: $ 50
Phone, cable, internet: $ 30
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 8/13/2011 4:38:37 AM |
| reflective-rupee | $100.00 | 8/12/2011 5:03:40 PM |
| Investoman | $75.00 | 8/12/2011 8:26:39 PM |
| first-class-gold0 | $100.00 | 8/12/2011 9:45:00 PM |
| whitemountainhandyman | $28.67 | 8/12/2011 5:27:02 PM |
| 1st_Florida_Lender | $25.00 | 8/13/2011 6:18:30 AM |
| Frover | $30.00 | 8/12/2011 8:31:09 PM |
| RecoveryLender | $25.00 | 8/12/2011 8:36:57 PM |
| jmb_lending | $25.00 | 8/13/2011 6:54:56 AM |
| Investor_DP | $100.00 | 8/12/2011 5:04:23 PM |
| Mikale360 | $25.00 | 8/12/2011 6:22:13 PM |
| moola-gargantuan9 | $50.00 | 8/12/2011 6:38:16 PM |
| Moe87 | $31.38 | 8/13/2011 3:37:05 AM |
| orange-preeminant-bill | $25.00 | 8/13/2011 4:23:37 AM |
| loanman2007 | $150.00 | 8/13/2011 4:30:39 AM |
| nisim5 | $50.00 | 8/13/2011 5:45:37 AM |
| thehousewife | $25.00 | 8/13/2011 7:59:26 AM |
| wise-eloquent-yield | $28.65 | 8/13/2011 8:14:58 AM |
| sergeturtle | $25.00 | 8/12/2011 10:07:21 PM |
| Kaj | $30.00 | 8/13/2011 6:47:49 AM |
| noble-silver1 | $50.00 | 8/13/2011 7:07:20 AM |
| treasure-bliss | $25.00 | 8/13/2011 4:13:53 AM |
| poisson17 | $50.00 | 8/13/2011 7:27:14 AM |
| shrewd-income | $119.99 | 8/13/2011 8:17:41 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:42 PM |
| Bank42 | $47.02 | 8/13/2011 5:13:57 AM |
| setUup | $26.71 | 8/13/2011 5:28:30 AM |
| wizardii | $25.00 | 8/13/2011 7:05:12 AM |
| simplelender80 | $300.00 | 8/13/2011 7:14:04 AM |
| jayk63 | $25.00 | 8/13/2011 4:26:46 AM |
| whitegold24k | $115.33 | 8/13/2011 8:15:59 AM |
| grammaspurse | $25.00 | 8/13/2011 7:58:04 AM |
| Free-the-usa-1776 | $92.25 | 8/13/2011 8:00:20 AM |
| elvisloans | $25.00 | 8/13/2011 8:14:10 AM |
| 34 Investments
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