Sales Report:Supplement No. 6 dated Jul 29, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488664
This series of Notes was issued and sold upon the funding of the borrower loan #51832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $81.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,327 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-bluebird |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2009)
|
|
Principal balance:
| $1,496.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to get gutters replaced on home and do some landscaping on home purchased a year ago and I am still improving.
My financial situation:
I am a good candidate for this loan because I have a steady job and will soon receive a significant raise and bonus upon passing the CPA exam by the fall.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/26/2011 9:02:27 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:30 AM |
| MarvintheMartian | $25.00 | 7/26/2011 9:26:04 AM |
| Theodon | $25.00 | 7/26/2011 9:57:28 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:25 AM |
| thehousewife | $25.00 | 7/26/2011 6:18:38 PM |
| tacopants | $150.00 | 7/26/2011 4:28:53 PM |
| hostbank | $250.00 | 7/26/2011 9:04:02 PM |
| commerce-yeller | $35.00 | 7/27/2011 6:59:31 AM |
| Erileb | $50.00 | 7/27/2011 1:05:23 PM |
| Jay1064040 | $30.00 | 7/27/2011 10:46:46 AM |
| asset-bada-bing | $25.00 | 7/27/2011 3:10:30 PM |
| exchange-squirrel | $25.00 | 7/27/2011 11:45:25 AM |
| chrisb1414 | $25.00 | 7/27/2011 3:28:30 PM |
| novice-speculator | $25.00 | 7/27/2011 11:26:47 AM |
| baseballfan111 | $50.00 | 7/27/2011 3:52:00 PM |
| fortytwo | $400.00 | 7/27/2011 11:44:09 AM |
| transparency-baton | $25.00 | 7/27/2011 4:07:20 PM |
| famous-bid9 | $25.00 | 7/27/2011 1:00:33 PM |
| payout-paddle1 | $50.00 | 7/27/2011 6:30:40 PM |
| entertaining-greenback2 | $25.00 | 7/27/2011 4:38:28 PM |
| janeybooboo | $3.96 | 7/27/2011 7:28:26 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:54:05 PM |
| Feyenoord | $25.00 | 7/26/2011 1:31:59 PM |
| indomitable-coin | $25.00 | 7/26/2011 1:24:22 PM |
| 77dowplace | $25.00 | 7/26/2011 7:14:13 PM |
| CaptainBL | $50.00 | 7/26/2011 4:38:31 PM |
| dbs | $25.00 | 7/26/2011 9:01:01 PM |
| janeybooboo | $100.00 | 7/27/2011 4:29:41 AM |
| jsnryn | $25.00 | 7/27/2011 6:44:12 AM |
| elvisloans | $25.00 | 7/27/2011 7:23:20 AM |
| Oak-Parker | $25.00 | 7/27/2011 10:50:28 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:41 PM |
| Isaac007 | $31.03 | 7/27/2011 11:18:36 AM |
| dfealk | $150.00 | 7/27/2011 11:27:26 AM |
| Corlei | $25.00 | 7/27/2011 4:12:00 PM |
| Tighternbarkonatree | $25.00 | 7/27/2011 11:28:36 AM |
| Reddy_Capital | $25.00 | 7/27/2011 5:42:36 PM |
| umfan123 | $25.00 | 7/27/2011 6:29:16 PM |
| responsibility-butterfly | $25.00 | 7/27/2011 5:41:32 PM |
| colorfulgardener | $25.00 | 7/27/2011 7:22:40 PM |
| Veets | $150.00 | 7/27/2011 7:07:56 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
489660
This series of Notes was issued and sold upon the funding of the borrower loan #51916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,541 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bill-accruer |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
620-639
(Aug-2008)
|
|
Principal balance:
| $1,473.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off high-interest credit cards.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time.
Monthly net income: $4200
Monthly expenses: $3400
Housing: $850
Insurance: $180
Car expenses: $500
Utilities: $100
Phone, cable, internet: $220
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/22/2011 9:07:01 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:08 PM |
| fallentimbers | $25.00 | 7/23/2011 5:42:54 AM |
| BoCo | $25.00 | 7/23/2011 4:05:09 PM |
| chameleon125 | $25.00 | 7/23/2011 2:21:21 PM |
| novice-speculator | $25.00 | 7/23/2011 12:28:47 PM |
| Finchy78 | $34.68 | 7/23/2011 8:38:12 PM |
| market-pudding | $25.00 | 7/23/2011 4:32:40 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:19:15 PM |
| ivadood | $50.00 | 7/24/2011 10:38:41 AM |
| superb-funds335 | $26.00 | 7/24/2011 1:01:37 PM |
| repaymeplease | $25.00 | 7/24/2011 1:22:13 PM |
| authoritative-capital | $25.00 | 7/24/2011 5:42:59 PM |
| syounker | $25.00 | 7/24/2011 5:45:06 PM |
| Kaj | $50.00 | 7/24/2011 2:12:58 PM |
| cunning-bill2 | $25.00 | 7/24/2011 4:31:30 PM |
| yield-seeker | $25.00 | 7/24/2011 6:31:58 PM |
| cjames84 | $25.00 | 7/24/2011 4:57:27 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:06:16 PM |
| orange-coin-walnut | $50.00 | 7/25/2011 4:40:48 AM |
| britgsb | $87.47 | 7/24/2011 11:01:22 PM |
| GElender | $50.00 | 7/25/2011 5:38:10 AM |
| dudebrah | $25.00 | 7/25/2011 8:39:24 AM |
| fortytwo | $200.00 | 7/25/2011 10:51:54 AM |
| Astyanax | $75.00 | 7/25/2011 12:26:16 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:16 PM |
| pnace | $50.00 | 7/25/2011 5:12:28 PM |
| goldenretriever | $100.00 | 7/26/2011 4:50:40 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:54 PM |
| E-B | $50.00 | 7/26/2011 7:29:39 AM |
| hopeful-truth5 | $50.00 | 7/26/2011 11:11:19 AM |
| jubilant-trade6 | $25.00 | 7/26/2011 1:12:06 PM |
| pearl13 | $100.00 | 7/26/2011 5:12:07 PM |
| Reddy_Capital | $25.00 | 7/26/2011 10:00:40 PM |
| BankofHank | $175.00 | 7/27/2011 5:55:54 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:56 AM |
| qsolo | $100.00 | 7/27/2011 10:59:40 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:38 PM |
| Corlei | $25.00 | 7/27/2011 4:28:36 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:07 PM |
| Kame | $25.00 | 7/28/2011 4:06:56 AM |
| wwialnlgy | $100.00 | 7/28/2011 9:14:16 AM |
| radforj22 | $25.00 | 7/28/2011 8:09:19 AM |
| TennSquire | $50.00 | 7/28/2011 10:37:50 AM |
| basis-wizard8 | $50.00 | 7/28/2011 12:25:43 PM |
| icon7 | $50.00 | 7/28/2011 12:43:46 PM |
| leverage-tsunami | $25.00 | 7/28/2011 1:11:30 PM |
| jpac1066 | $300.00 | 7/28/2011 1:16:22 PM |
| CaptainBlueberry | $25.00 | 7/28/2011 12:16:18 PM |
| MichaelProsper | $25.00 | 7/28/2011 1:31:54 PM |
| compoundinterest | $50.00 | 7/22/2011 9:02:59 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:12 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:06 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:10 AM |
| 77dowplace | $25.00 | 7/23/2011 9:23:20 AM |
| Aleut | $50.00 | 7/23/2011 1:47:30 PM |
| Leopoldine | $25.80 | 7/23/2011 1:54:32 PM |
| Jofga | $25.00 | 7/23/2011 2:34:29 PM |
| availableloan | $25.00 | 7/23/2011 1:31:07 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:51 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:10:27 PM |
| SolarMoonshine | $25.00 | 7/23/2011 1:58:00 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:18:17 AM |
| pound-balancer | $100.00 | 7/24/2011 6:50:41 AM |
| checkers38 | $29.74 | 7/24/2011 8:24:10 AM |
| MissionMicroFinance | $25.00 | 7/23/2011 8:08:29 PM |
| SoCalIsHere | $50.00 | 7/23/2011 8:19:04 PM |
| mddahlheim | $25.00 | 7/24/2011 6:58:31 AM |
| BankofQ | $50.00 | 7/24/2011 1:38:59 AM |
| WSTRDG | $25.00 | 7/24/2011 2:00:02 PM |
| resource777 | $50.00 | 7/24/2011 2:21:12 PM |
| drkosh | $25.00 | 7/24/2011 7:44:46 AM |
| repaymeplease | $25.00 | 7/24/2011 1:21:41 PM |
| thehousewife | $25.00 | 7/24/2011 4:56:18 PM |
| supersarah61 | $50.00 | 7/24/2011 4:56:28 PM |
| GodzillaLending | $50.00 | 7/24/2011 8:36:12 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:09 PM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:35:50 AM |
| direct-asset | $25.00 | 7/25/2011 7:12:41 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:23:29 AM |
| responsible-wealth636 | $50.00 | 7/25/2011 10:32:41 AM |
| agalt | $100.00 | 7/25/2011 8:02:16 AM |
| djh47a | $25.00 | 7/25/2011 1:50:19 PM |
| garlicguy | $100.00 | 7/25/2011 2:27:56 PM |
| heavy_ax | $25.00 | 7/25/2011 2:46:09 PM |
| justin323 | $44.56 | 7/25/2011 3:08:40 PM |
| wealth-samurai3 | $50.00 | 7/25/2011 6:55:41 PM |
| cudgeon | $25.00 | 7/26/2011 9:46:01 AM |
| asset-reaction | $34.25 | 7/26/2011 9:56:50 AM |
| LaXavier | $25.00 | 7/26/2011 9:21:50 AM |
| BigLinCT | $25.00 | 7/26/2011 4:55:58 PM |
| hostbank | $250.00 | 7/26/2011 9:03:46 PM |
| janeybooboo | $100.00 | 7/27/2011 4:30:24 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:08 AM |
| authentic-peace7 | $50.00 | 7/27/2011 12:18:00 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:35 PM |
| ITS-A-WONDERFUL-LIFE | $27.00 | 7/28/2011 11:41:40 AM |
| BankofBeth | $25.00 | 7/28/2011 9:31:42 AM |
| grampy48 | $50.00 | 7/28/2011 1:08:04 PM |
| gentle-gain235 | $100.00 | 7/28/2011 11:24:47 AM |
| commitment-orca7 | $300.00 | 7/28/2011 1:43:13 PM |
| Tahoeguy | $25.00 | 7/28/2011 12:22:39 PM |
| Solid-Platinum | $150.00 | 7/28/2011 12:32:01 PM |
| a-community-aficionado | $50.00 | 7/28/2011 1:08:39 PM |
| ChrisProsper | $490.00 | 7/28/2011 2:01:34 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
490618
This series of Notes was issued and sold upon the funding of the borrower loan #51900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,030 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unconquerable-openness3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to?
Purchase a older suburban or similar.
My Fianc?e moved in and between us we have 4 kids and no vehicle that will fit all of us togeteher. So I need to purchase and older SUV just for the occasion of when we all need to travel together. this we will be neither of our primary vehicle(s).
My financial situation:
I am a good candidate for this loan because I have a steady job. have been with the same employer for many years. and make 100K +
I plan on spending 8-10k on the vehilce and have cash to make up the diffrence. I have seen prosper around for a while and to me it is a good idea for investing indivuials to make a profit rather than a large bank.
any questions feels free to ask.
Thanks for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/14/2011 5:02:34 PM |
| Investor_DP | $100.00 | 7/14/2011 5:02:55 PM |
| pnace | $50.00 | 7/14/2011 5:02:57 PM |
| organized-payment6 | $50.00 | 7/14/2011 5:02:26 PM |
| MarvintheMartian | $30.00 | 7/14/2011 5:30:14 PM |
| ryan6853 | $25.00 | 7/14/2011 6:36:08 PM |
| x-lender | $80.00 | 7/14/2011 5:09:02 PM |
| missoula | $25.00 | 7/14/2011 5:21:13 PM |
| favorite-commerce | $25.00 | 7/14/2011 6:17:05 PM |
| janeybooboo | $101.00 | 7/14/2011 8:35:32 PM |
| bradfid | $25.00 | 7/15/2011 7:34:35 AM |
| SOP_Bank | $25.00 | 7/15/2011 6:27:42 AM |
| Peterman | $25.00 | 7/15/2011 11:00:25 AM |
| Solid-Platinum | $50.00 | 7/15/2011 12:54:11 PM |
| tacopants | $100.00 | 7/15/2011 12:34:13 PM |
| Imperativity | $25.00 | 7/15/2011 1:04:11 PM |
| secondphase | $50.00 | 7/15/2011 7:29:47 PM |
| wild-orange | $200.00 | 7/16/2011 3:04:55 AM |
| EngineersAlliance | $75.00 | 7/17/2011 3:34:42 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:56 AM |
| Stockpicker | $50.00 | 7/17/2011 10:17:38 AM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:31:07 AM |
| SolarMoonshine | $25.00 | 7/18/2011 3:57:02 AM |
| economy-huckleberry0 | $25.00 | 7/18/2011 11:54:23 AM |
| cgoca | $25.00 | 7/18/2011 11:26:37 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:55 PM |
| QsDad | $25.00 | 7/18/2011 11:06:39 AM |
| ivy-league-MBA | $25.00 | 7/18/2011 4:01:54 PM |
| tranquil-gain1 | $100.00 | 7/18/2011 12:03:08 PM |
| hidavehi | $44.00 | 7/18/2011 4:18:14 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:20 PM |
| Hexnut | $50.00 | 7/18/2011 9:06:03 PM |
| Reddy_Capital | $36.00 | 7/18/2011 9:44:47 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:58:03 AM |
| marwadi-62 | $100.00 | 7/19/2011 9:17:30 AM |
| kind-bid-genome | $25.00 | 7/19/2011 9:40:04 AM |
| Techne_Funds_LLC | $25.00 | 7/19/2011 12:04:25 PM |
| upbeat-finance8 | $25.00 | 7/19/2011 4:56:07 PM |
| beachfunder | $25.00 | 7/19/2011 6:38:54 PM |
| GALERXLoans | $43.35 | 7/19/2011 7:20:02 PM |
| jarf | $25.00 | 7/19/2011 7:45:52 PM |
| hostbank | $250.00 | 7/19/2011 8:04:01 PM |
| jpac1066 | $100.00 | 7/19/2011 7:49:05 PM |
| boneill | $25.00 | 7/20/2011 8:07:58 AM |
| diversification-enlistment | $25.00 | 7/20/2011 9:42:46 AM |
| nimble-affluence4 | $25.00 | 7/20/2011 10:12:42 AM |
| One-ninety-three | $25.00 | 7/20/2011 10:25:27 AM |
| EJO | $25.00 | 7/20/2011 7:55:26 AM |
| nikkiesgrandma | $50.00 | 7/20/2011 12:51:25 PM |
| LendingHelper | $77.61 | 7/20/2011 8:41:34 AM |
| indomart | $50.00 | 7/20/2011 1:17:13 PM |
| Gyroman | $38.85 | 7/20/2011 2:30:43 PM |
| market-pudding | $25.00 | 7/20/2011 3:00:38 PM |
| pearl13 | $100.00 | 7/14/2011 5:02:59 PM |
| vutah | $25.00 | 7/14/2011 5:27:53 PM |
| Wangchuk | $30.00 | 7/14/2011 5:09:19 PM |
| availableloan | $25.00 | 7/14/2011 5:13:39 PM |
| Keystonekop | $100.00 | 7/14/2011 7:24:02 PM |
| janeybooboo | $49.00 | 7/14/2011 8:35:21 PM |
| myworld701 | $25.00 | 7/15/2011 4:23:49 AM |
| penny-finder | $70.01 | 7/15/2011 10:33:32 AM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:24 AM |
| a-responsible-return | $50.00 | 7/15/2011 5:12:16 PM |
| pound-balancer | $50.00 | 7/15/2011 5:12:30 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:32 PM |
| Rogelio48 | $25.00 | 7/15/2011 9:12:26 PM |
| a-finance-nirvana | $25.00 | 7/16/2011 4:16:10 AM |
| bullwink27 | $25.00 | 7/16/2011 6:21:06 AM |
| income-awakening6 | $25.00 | 7/17/2011 8:19:15 AM |
| engaging-worth | $25.00 | 7/17/2011 5:00:00 AM |
| superb-funds335 | $25.00 | 7/17/2011 1:57:30 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:02 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:07 PM |
| Uylsses | $100.00 | 7/18/2011 6:37:10 AM |
| proton346 | $25.00 | 7/18/2011 1:38:39 AM |
| openness-antioxidant | $100.00 | 7/18/2011 12:18:50 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:57 PM |
| goodhearted-basis4 | $25.00 | 7/19/2011 12:32:48 AM |
| friendinmoney | $32.09 | 7/19/2011 6:52:27 AM |
| reflective-rupee | $25.09 | 7/19/2011 10:52:54 AM |
| wwialnlgy | $100.00 | 7/19/2011 10:57:42 AM |
| UncleSafety | $100.00 | 7/19/2011 4:08:59 PM |
| felicity-daydream | $50.00 | 7/19/2011 6:31:19 PM |
| wwwUniversal | $25.00 | 7/20/2011 12:22:41 AM |
| RedCentre | $79.11 | 7/19/2011 11:57:42 PM |
| loanman2007 | $150.00 | 7/20/2011 9:20:55 AM |
| pathcrx | $25.00 | 7/20/2011 6:41:04 AM |
| Iwillhuntyoudown | $25.00 | 7/20/2011 11:35:00 AM |
| tolerant-diversification4 | $25.00 | 7/20/2011 10:58:44 AM |
| Raider_Fan | $100.00 | 7/20/2011 11:42:53 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:51 PM |
| worldly-investment333 | $100.00 | 7/20/2011 3:32:07 PM |
| myduck | $63.89 | 7/20/2011 3:45:40 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
490866
This series of Notes was issued and sold upon the funding of the borrower loan #51918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $486.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,414 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rapid-coin8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2009)
|
|
Principal balance:
| $3,551.83 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Personal loan for professional
Purpose of loan:
This loan will be used for debt consolidation.
My financial situation:
I am a good candidate for this loan because I have a very strong payment history related to all types of credit - mortages, revolving, other short term loans. I am employed FT in the health care industry with a good work history in an advanced management role. I am interested in consolidating my debt as I plan to enter a doctoral program in 2 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:24 PM |
| investment-artist | $25.01 | 7/21/2011 5:02:19 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:30 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:05 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:26 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:33 AM |
| availableloan | $25.00 | 7/22/2011 7:09:59 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:03 PM |
| pnace | $50.00 | 7/22/2011 5:52:11 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:08 PM |
| aznatama | $100.00 | 7/23/2011 12:58:32 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:31 AM |
| enchanted-truth264 | $25.00 | 7/22/2011 10:33:51 PM |
| einstein | $200.00 | 7/23/2011 2:38:44 AM |
| honeybee11 | $50.00 | 7/23/2011 4:05:14 AM |
| upc_tnt | $25.00 | 7/22/2011 11:26:17 PM |
| Leopoldine | $35.00 | 7/22/2011 10:51:35 PM |
| Leshan | $100.00 | 7/23/2011 6:09:45 AM |
| tranquil-capital9 | $25.00 | 7/23/2011 8:25:06 AM |
| kc8fot | $100.00 | 7/23/2011 8:48:25 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:28:01 AM |
| Warwick | $500.00 | 7/23/2011 10:37:57 AM |
| mg6619 | $25.00 | 7/23/2011 11:42:07 AM |
| platinum-czar | $88.40 | 7/23/2011 5:14:06 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:26:51 PM |
| paceme1 | $35.04 | 7/23/2011 4:13:19 PM |
| Kaj | $50.00 | 7/24/2011 5:23:11 AM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:07:55 AM |
| pearl13 | $100.00 | 7/24/2011 12:12:15 PM |
| repaymeplease | $25.00 | 7/24/2011 1:15:04 PM |
| DonaldColorado | $500.00 | 7/24/2011 10:11:57 AM |
| WSTRDG | $25.00 | 7/24/2011 2:24:33 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:56:28 PM |
| Reddy_Capital | $25.00 | 7/24/2011 3:13:28 PM |
| supreme-hope | $25.00 | 7/24/2011 4:16:51 PM |
| cjames84 | $25.00 | 7/24/2011 4:52:39 PM |
| _NaLNaBB | $300.00 | 7/24/2011 9:30:20 PM |
| engaging-yield4 | $50.00 | 7/24/2011 11:09:19 PM |
| treasure-pipeline | $75.00 | 7/25/2011 12:11:46 PM |
| rdrloan | $38.00 | 7/25/2011 9:19:49 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:42:38 AM |
| fortytwo | $200.00 | 7/25/2011 10:51:24 AM |
| Astyanax | $85.00 | 7/25/2011 12:23:10 PM |
| ansset | $25.00 | 7/25/2011 11:15:50 AM |
| C_Mark | $125.00 | 7/25/2011 4:33:34 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:10 PM |
| market-pudding | $25.00 | 7/26/2011 6:35:13 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:09 AM |
| scrappy-bonus2 | $25.00 | 7/26/2011 3:47:14 PM |
| wwialnlgy | $100.00 | 7/26/2011 7:26:50 PM |
| hostbank | $250.00 | 7/26/2011 9:03:42 PM |
| grampy48 | $30.00 | 7/27/2011 3:20:50 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:54 AM |
| britgsb | $50.00 | 7/27/2011 12:52:57 PM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:05 AM |
| kinetic-openness0 | $300.00 | 7/27/2011 5:29:59 PM |
| secureincome | $1,250.00 | 7/27/2011 4:14:39 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:38 PM |
| Gordon_Gekko1 | $25.00 | 7/27/2011 5:27:35 PM |
| radforj22 | $25.00 | 7/27/2011 8:25:53 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:02 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:30 PM |
| FinDoc | $25.00 | 7/28/2011 6:21:32 AM |
| Tahoeguy | $25.00 | 7/28/2011 12:22:38 PM |
| pound-balancer | $50.00 | 7/21/2011 5:02:04 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:50 AM |
| reflective-rupee | $200.09 | 7/22/2011 10:09:28 AM |
| SolarMoonshine | $25.00 | 7/23/2011 3:43:14 AM |
| mmullen2 | $30.00 | 7/23/2011 5:19:49 AM |
| impartial-benefit1 | $50.00 | 7/23/2011 12:22:12 AM |
| MadHun | $200.00 | 7/22/2011 10:38:51 PM |
| jmeasn | $500.00 | 7/22/2011 10:51:01 PM |
| CaptainBlueberry | $25.00 | 7/23/2011 4:56:20 AM |
| amint17 | $149.08 | 7/23/2011 8:22:36 AM |
| bullwink27 | $25.00 | 7/23/2011 7:04:55 AM |
| gothampark | $25.00 | 7/23/2011 10:34:26 AM |
| 77dowplace | $25.00 | 7/23/2011 9:22:16 AM |
| CBO-Enterprise | $100.00 | 7/23/2011 8:46:21 AM |
| artisan369 | $200.00 | 7/23/2011 10:19:50 AM |
| CreditBuilder2 | $50.00 | 7/23/2011 1:19:34 PM |
| poeman | $50.00 | 7/23/2011 10:58:43 AM |
| competent-p2p | $25.00 | 7/23/2011 12:04:03 PM |
| novice-speculator | $25.00 | 7/23/2011 12:30:48 PM |
| Solid-Platinum | $100.00 | 7/23/2011 3:03:15 PM |
| CE88 | $25.00 | 7/23/2011 1:58:56 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:43 PM |
| helping-out | $50.00 | 7/24/2011 5:54:54 AM |
| NekHoldings | $25.00 | 7/24/2011 6:15:19 AM |
| conqueror359 | $50.00 | 7/23/2011 7:50:50 PM |
| happy-yield | $25.00 | 7/24/2011 4:36:54 PM |
| setUup | $33.20 | 7/24/2011 10:13:25 AM |
| heerzaquestion | $100.00 | 7/24/2011 11:05:44 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:20 PM |
| refined-penny | $25.00 | 7/24/2011 1:01:41 PM |
| zippy-revenue8 | $25.00 | 7/24/2011 6:21:10 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:21:40 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:12 AM |
| p2p-eagle9 | $25.00 | 7/25/2011 7:43:17 AM |
| GElender | $50.00 | 7/25/2011 5:44:42 AM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:52 AM |
| octoberfresh | $25.00 | 7/25/2011 10:06:19 AM |
| benefit-banshee | $45.76 | 7/25/2011 12:25:49 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:55:30 PM |
| income-awakening6 | $25.00 | 7/25/2011 3:12:02 PM |
| income-buffalo1 | $300.00 | 7/25/2011 7:19:09 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:40 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:25 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:49 PM |
| focused-return366 | $25.00 | 7/26/2011 10:16:30 AM |
| Christophe | $25.00 | 7/26/2011 9:03:42 AM |
| investment-artist | $25.03 | 7/26/2011 9:28:51 AM |
| loyalty-czar | $31.93 | 7/26/2011 9:14:38 PM |
| dbs | $25.00 | 7/26/2011 9:00:54 PM |
| janeybooboo | $100.00 | 7/27/2011 4:31:48 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:32:12 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:42 PM |
| janeybooboo | $100.00 | 7/27/2011 6:53:32 PM |
| Kame | $25.00 | 7/28/2011 4:06:51 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:07 AM |
| ChrisProsper | $4,900.00 | 7/28/2011 2:08:58 PM |
| jpblan11 | $25.00 | 7/28/2011 11:08:39 AM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
495988
This series of Notes was issued and sold upon the funding of the borrower loan #51728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,288 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-den |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A single lower monthly payment plz!
Purpose of loan: Debt consolidation
My financial situation:
I am a good candidate for this loan because I pay all my bills on time. I have a steady full time job for the past four years and other sources of income which are growing every year. Recently my sister has had some serious health issues and airfare these days is very expensive. By using this loan to pay off some high interest debt and remaining tuition balances i can lower payments and put more money away for savings and airfare to see family.
Monthly net income: $4200
Monthly expenses: $1756
Housing: $0
Insurance: $150
Car expenses: $306
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,500.00 | 7/26/2011 5:48:20 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
501736
This series of Notes was issued and sold upon the funding of the borrower loan #51859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1975 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
15 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,418 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dfwjr2878 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,475.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Former Grad Student Consolidation
Purpose of loan: This loan will be used to wipe out my existing credit card balance.
My financial situation: I am a good candidate for this loan because I am currently employed and generate enough cash flow to meet my monthly paymets while still having a comfortable cushion.
I have a history of paying my bills on time, I paid off my previous Prosper loan earlier this year and never experienced any problems relating to making payments associated with that loan.
I am only choosing this alternative because it offers a structured payment schedule.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| krd_Chicago | $50.00 | 7/26/2011 5:00:48 PM |
| Aberdeen | $2,500.00 | 7/26/2011 5:00:58 PM |
| cashhelp | $60.00 | 7/26/2011 5:00:49 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
508082
This series of Notes was issued and sold upon the funding of the borrower loan #51818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,159 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gripper |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,700.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
700-719
(Feb-2011)
700-719
(Dec-2009)
700-719
(Sep-2009)
|
|
Principal balance:
| $902.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Car Money
Purpose of loan:
This loan will be used to replace used car with newer used car.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 7/26/2011 5:33:48 PM |
| thehousewife | $25.00 | 7/26/2011 6:20:22 PM |
| credit-guard5 | $25.00 | 7/26/2011 6:21:47 PM |
| hostbank | $250.00 | 7/26/2011 9:04:05 PM |
| One_Lolo | $25.00 | 7/27/2011 4:05:04 AM |
| Dazz2061 | $100.00 | 7/27/2011 7:04:51 AM |
| tacopants | $500.00 | 7/27/2011 9:48:22 AM |
| CreditBuilder2 | $50.00 | 7/27/2011 6:31:11 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:42 PM |
| thankful-nickel2 | $25.00 | 7/27/2011 6:20:43 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:17 PM |
| Feyenoord | $25.00 | 7/27/2011 9:16:46 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:45:50 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:50:39 PM |
| SCD | $25.00 | 7/27/2011 9:33:47 PM |
| Kame | $25.00 | 7/28/2011 4:07:14 AM |
| Astyanax | $75.00 | 7/27/2011 10:24:28 PM |
| fireman4 | $25.00 | 7/28/2011 6:24:19 AM |
| silver-metronome2 | $80.00 | 7/28/2011 6:58:48 AM |
| simiray | $27.72 | 7/28/2011 7:08:09 AM |
| credit-investor5 | $50.00 | 7/28/2011 7:11:23 AM |
| heerzaquestion | $50.00 | 7/28/2011 3:55:59 AM |
| Reddy_Capital | $25.00 | 7/27/2011 9:54:10 PM |
| DrunkenMic | $25.00 | 7/27/2011 11:06:55 PM |
| secureincome | $950.00 | 7/28/2011 7:17:48 AM |
| credit-plum7 | $250.00 | 7/28/2011 9:04:01 AM |
| Trapman13 | $50.00 | 7/28/2011 7:35:31 AM |
| starry2001 | $25.00 | 7/28/2011 10:01:03 AM |
| Jtomtom | $50.00 | 7/28/2011 10:23:04 AM |
| unique-market9 | $25.00 | 7/28/2011 10:35:48 AM |
| Christophe | $25.00 | 7/28/2011 7:53:09 AM |
| novice-speculator | $25.00 | 7/28/2011 10:15:30 AM |
| Brown98 | $25.00 | 7/28/2011 9:31:57 AM |
| jimbo29blue | $50.00 | 7/28/2011 10:23:20 AM |
| optionscashflow | $28.04 | 7/28/2011 10:33:57 AM |
| cgoca | $25.00 | 7/28/2011 10:32:03 AM |
| compoundinterest | $50.00 | 7/26/2011 5:02:05 PM |
| investment-artist | $25.01 | 7/26/2011 5:02:01 PM |
| MoneyForNothing | $26.06 | 7/26/2011 5:07:54 PM |
| 77dowplace | $25.00 | 7/26/2011 7:15:18 PM |
| MarvintheMartian | $45.00 | 7/26/2011 5:31:27 PM |
| dbs | $25.00 | 7/26/2011 9:01:02 PM |
| indomitable-coin | $25.00 | 7/27/2011 7:50:06 AM |
| grammaspurse | $25.00 | 7/27/2011 1:46:47 PM |
| commerce-yeller | $25.00 | 7/27/2011 6:56:56 PM |
| availableloan | $25.00 | 7/27/2011 8:44:41 PM |
| kinetic-openness0 | $300.00 | 7/27/2011 5:28:26 PM |
| Saleen06 | $50.00 | 7/27/2011 8:10:10 PM |
| promise2 | $50.00 | 7/27/2011 9:37:46 PM |
| wild-orange | $50.00 | 7/28/2011 1:56:56 AM |
| Leopoldine | $25.00 | 7/27/2011 11:03:12 PM |
| ChristopherHS | $25.00 | 7/28/2011 12:44:38 AM |
| BANKIN | $25.28 | 7/28/2011 8:21:18 AM |
| Erileb | $25.00 | 7/28/2011 7:16:34 AM |
| Rider | $125.00 | 7/28/2011 8:56:44 AM |
| charb57 | $50.00 | 7/28/2011 10:00:35 AM |
| agalt | $100.00 | 7/28/2011 10:14:02 AM |
| jimbo29blue | $50.00 | 7/28/2011 10:23:07 AM |
| _NaLNaBB | $50.00 | 7/28/2011 10:31:44 AM |
| octoberfresh | $25.00 | 7/28/2011 7:35:10 AM |
| britgsb | $200.00 | 7/28/2011 8:29:23 AM |
| macgeek | $50.97 | 7/28/2011 9:30:55 AM |
| IIP77 | $25.00 | 7/28/2011 8:35:29 AM |
| investment-artist | $25.02 | 7/28/2011 9:03:20 AM |
| integrity-reformer | $16.90 | 7/28/2011 10:42:23 AM |
| jpblan11 | $25.00 | 7/28/2011 10:33:21 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
511732
This series of Notes was issued and sold upon the funding of the borrower loan #51827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $343.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
12 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,300 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspiring-cash4 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 21 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2009)
|
|
Principal balance:
| $2,750.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Pasture's Delights Delivery Service
Purpose of loan: Pasture?s Delights is an organic dairy seeking funds to launch a Delivery Service. We will be delivering to centralized drop-off points where many people can come to meet the truck and pick up their milk and eggs. At $2/gallon Delivery charge we would need typically 150-300 gallons to make a 2-4 hour Delivery trip work economically. Funds from a Prosper Loan would be used as follows: $11,000 for a refrigerated trailer; $1,000 mktg costs; $1,500 volume milk handling equip; $1,500 for ancillary and maint costs. The loan will be repaid back with revenue from the Delivery Service. Thank you very much for considering this loan request. My financial situation: Operationally we are doing well. Connecting our farm to the people who want this food will improve my financial situation substantially. I have not defaulted on any bills as I take my financial obligations seriously.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/15/2011 5:02:33 PM |
| uberrific | $100.00 | 7/15/2011 5:02:37 PM |
| organized-payment6 | $50.00 | 7/15/2011 5:02:38 PM |
| Feyenoord | $25.00 | 7/15/2011 10:12:18 PM |
| reflective-rupee | $25.09 | 7/17/2011 4:27:24 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:18 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:58 PM |
| RockpointCapital | $300.00 | 7/19/2011 7:23:39 PM |
| einstein | $200.00 | 7/19/2011 8:09:20 PM |
| hostbank | $250.00 | 7/19/2011 8:04:06 PM |
| freedom816 | $61.10 | 7/20/2011 7:21:19 AM |
| blue-lucrative-rate | $25.00 | 7/19/2011 9:41:09 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 5:43:01 AM |
| happy-loyalty | $25.00 | 7/20/2011 5:53:49 AM |
| KramericaIndustries | $25.00 | 7/20/2011 1:01:14 PM |
| iamwhatiam | $25.00 | 7/20/2011 9:24:19 AM |
| return-rocket9 | $25.00 | 7/20/2011 10:32:14 AM |
| Harry | $25.00 | 7/20/2011 3:53:06 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:58 PM |
| income-awakening6 | $25.00 | 7/20/2011 3:52:42 PM |
| jsak74 | $25.00 | 7/20/2011 4:24:24 PM |
| YellowJacket | $25.00 | 7/20/2011 6:04:15 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:17:46 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:50:40 PM |
| Leopoldine | $30.00 | 7/20/2011 6:03:56 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:14 PM |
| justasoldier | $100.00 | 7/20/2011 7:56:20 PM |
| authoritative-capital | $25.00 | 7/20/2011 9:25:17 PM |
| entreprenooner | $45.00 | 7/20/2011 8:32:32 PM |
| dynrep | $25.00 | 7/21/2011 5:38:29 AM |
| Leshan | $100.00 | 7/21/2011 6:40:04 AM |
| AndyT1999 | $25.00 | 7/21/2011 6:56:46 AM |
| gslinv | $50.00 | 7/21/2011 7:01:18 AM |
| competent-commitment1 | $50.00 | 7/21/2011 10:46:23 AM |
| peace-maximizer8 | $25.00 | 7/21/2011 9:46:16 AM |
| CreditBuilder2 | $50.00 | 7/21/2011 4:12:21 PM |
| red-favorable-basis | $25.00 | 7/21/2011 12:54:21 PM |
| yield-aurora4 | $50.00 | 7/21/2011 3:36:23 PM |
| Astyanax | $100.00 | 7/21/2011 6:36:56 PM |
| BxRealtor | $25.00 | 7/21/2011 5:23:10 PM |
| Kaj | $50.00 | 7/21/2011 6:21:20 PM |
| whitebalcony | $100.00 | 7/21/2011 6:55:24 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:18 PM |
| HamachiMan | $50.00 | 7/22/2011 9:06:59 AM |
| sharp-income2 | $50.00 | 7/22/2011 11:06:01 PM |
| jmeasn | $25.00 | 7/22/2011 11:09:47 PM |
| Troutfinder | $25.00 | 7/22/2011 9:46:09 PM |
| radforj22 | $25.00 | 7/23/2011 7:22:58 AM |
| 77dowplace | $25.00 | 7/23/2011 8:54:22 AM |
| 77dowplace | $25.00 | 7/24/2011 6:37:39 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:52 PM |
| finance-assembler | $100.00 | 7/25/2011 8:42:15 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:28:20 PM |
| SNH | $200.00 | 7/26/2011 2:02:17 PM |
| discrete-asset | $25.00 | 7/26/2011 12:29:58 PM |
| Tsimmeej | $50.00 | 7/26/2011 12:38:51 PM |
| castlwizz | $26.77 | 7/26/2011 1:09:01 PM |
| fortytwo | $400.00 | 7/26/2011 2:38:35 PM |
| Islandgal | $57.06 | 7/26/2011 2:43:38 PM |
| damage | $25.00 | 7/26/2011 3:06:33 PM |
| Lender0010 | $50.00 | 7/26/2011 6:04:30 PM |
| green-durability-tornado | $200.00 | 7/26/2011 4:54:31 PM |
| flshdaskll | $25.00 | 7/26/2011 7:42:16 PM |
| JASON_ALFUND | $50.00 | 7/26/2011 7:56:59 PM |
| wise-eloquent-yield | $25.00 | 7/26/2011 9:23:16 PM |
| truth-trapper | $25.00 | 7/26/2011 7:39:51 PM |
| cardminger | $100.00 | 7/26/2011 8:16:00 PM |
| CaliforniaSun | $25.00 | 7/26/2011 11:17:07 PM |
| serpentine | $150.00 | 7/27/2011 5:57:24 AM |
| ddog0224 | $50.00 | 7/27/2011 1:23:37 AM |
| income-excellence1 | $100.00 | 7/27/2011 6:11:42 AM |
| mennleo | $50.00 | 7/26/2011 10:00:16 PM |
| Isanpankki | $100.00 | 7/27/2011 8:06:02 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:15 AM |
| SonomaHills | $100.00 | 7/27/2011 1:17:47 AM |
| Preferred-Lender | $100.00 | 7/27/2011 9:01:25 AM |
| leverage-monger | $88.88 | 7/27/2011 7:39:54 AM |
| marwadi-62 | $100.00 | 7/27/2011 8:51:12 AM |
| sgt-schultz | $50.00 | 7/27/2011 6:11:55 AM |
| tibia | $48.00 | 7/27/2011 6:14:15 AM |
| LimaGuy | $38.25 | 7/27/2011 9:59:39 AM |
| mad-scientist418 | $40.02 | 7/27/2011 9:11:45 AM |
| healingangel22 | $25.00 | 7/27/2011 7:11:48 AM |
| reflective-economy1 | $75.00 | 7/27/2011 10:38:47 AM |
| friendinmoney | $25.00 | 7/27/2011 8:11:55 AM |
| nonukem | $25.00 | 7/27/2011 11:47:50 AM |
| unequaled-pound | $32.60 | 7/27/2011 10:00:16 AM |
| dadalou | $25.00 | 7/27/2011 9:12:58 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:53 AM |
| dharma1 | $25.00 | 7/27/2011 4:21:55 PM |
| benjamins-fan6 | $50.00 | 7/27/2011 1:24:37 PM |
| dime-vista2 | $25.00 | 7/27/2011 1:48:53 PM |
| Isaac007 | $43.00 | 7/27/2011 11:18:55 AM |
| numero-uno4 | $48.00 | 7/27/2011 11:37:38 AM |
| LandE2BG | $50.00 | 7/27/2011 5:28:53 PM |
| Zoramite | $25.00 | 7/27/2011 5:46:14 PM |
| basis-hero8 | $25.00 | 7/27/2011 4:48:42 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:09 PM |
| kinetic-openness0 | $300.00 | 7/27/2011 5:32:26 PM |
| CorporateRaider | $25.00 | 7/27/2011 6:23:11 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:44:59 PM |
| Kame | $25.00 | 7/28/2011 4:05:15 AM |
| Rivermaverick | $25.00 | 7/28/2011 6:34:22 AM |
| wwwUniversal | $25.00 | 7/28/2011 12:57:19 AM |
| velocity-flag | $25.00 | 7/28/2011 9:11:40 AM |
| velocity-solo | $30.00 | 7/28/2011 9:17:04 AM |
| Tknojnky | $50.00 | 7/28/2011 11:23:39 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:17 AM |
| soldadoz | $50.00 | 7/28/2011 12:09:32 PM |
| larrybird | $535.93 | 7/28/2011 12:33:43 PM |
| astute-benjamins | $25.00 | 7/28/2011 11:16:04 AM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:46 AM |
| Jinja | $36.00 | 7/28/2011 9:51:53 AM |
| compoundinterest | $50.00 | 7/15/2011 5:02:50 PM |
| MoneyForNothing | $25.00 | 7/15/2011 5:17:48 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:42 PM |
| pearl13 | $100.00 | 7/16/2011 12:15:26 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:17 PM |
| pnace | $25.00 | 7/18/2011 1:57:02 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:05 PM |
| ets2011 | $25.00 | 7/19/2011 7:14:49 PM |
| Gordon_Gekko1 | $25.00 | 7/19/2011 7:20:43 PM |
| iaviate1 | $50.00 | 7/19/2011 9:49:54 PM |
| Pitufo | $50.00 | 7/19/2011 10:39:04 PM |
| cmax | $25.00 | 7/19/2011 7:58:05 PM |
| proper-deal6 | $25.00 | 7/19/2011 8:11:18 PM |
| adventurous-commerce | $100.00 | 7/19/2011 8:37:05 PM |
| GoldenGo4 | $50.00 | 7/19/2011 8:49:51 PM |
| Mariner3605 | $48.08 | 7/20/2011 9:31:42 AM |
| itskarma | $25.25 | 7/20/2011 1:19:17 PM |
| TakeCare | $25.00 | 7/20/2011 10:04:38 AM |
| jct_enterprises | $100.00 | 7/20/2011 2:11:07 PM |
| jebber007 | $50.00 | 7/20/2011 1:13:48 PM |
| market-pudding | $25.00 | 7/20/2011 3:12:36 PM |
| pioneer580 | $50.00 | 7/20/2011 5:21:50 PM |
| radiant-bazaar1 | $25.00 | 7/20/2011 3:46:07 PM |
| reward-walnut | $50.00 | 7/20/2011 5:57:11 PM |
| wwialnlgy | $100.00 | 7/20/2011 5:18:16 PM |
| moola-cell3 | $60.00 | 7/20/2011 10:06:15 PM |
| crippledcircus | $50.00 | 7/20/2011 6:12:30 PM |
| noodles932 | $25.00 | 7/20/2011 8:24:31 PM |
| momentous-coin | $206.72 | 7/20/2011 10:10:04 PM |
| sgt-schultz | $25.00 | 7/21/2011 6:00:29 AM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:41 PM |
| principal-delight | $54.94 | 7/21/2011 8:18:05 AM |
| GeelongTrader | $50.00 | 7/21/2011 8:00:58 AM |
| kukubird | $50.00 | 7/21/2011 8:27:42 AM |
| melodious-fairness | $100.00 | 7/21/2011 10:22:13 AM |
| first-serene-credit | $25.00 | 7/21/2011 10:39:59 AM |
| pnace | $45.00 | 7/21/2011 10:57:07 AM |
| mgking007 | $25.00 | 7/21/2011 1:39:16 PM |
| joffco | $35.63 | 7/21/2011 10:06:11 AM |
| Lavarock7 | $50.00 | 7/21/2011 11:32:43 AM |
| minista | $50.00 | 7/21/2011 2:47:13 PM |
| setUup | $30.32 | 7/21/2011 3:01:57 PM |
| dayahn | $25.00 | 7/21/2011 3:19:14 PM |
| platinum-rapture6 | $250.00 | 7/21/2011 4:26:31 PM |
| nycfinance | $25.00 | 7/21/2011 6:05:11 PM |
| fate-amenable-to-change | $50.00 | 7/21/2011 6:38:51 PM |
| Veets | $100.00 | 7/21/2011 6:48:01 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:02:54 PM |
| industrious-currency | $41.26 | 7/21/2011 10:09:39 PM |
| BLKLOC11 | $40.00 | 7/21/2011 9:53:36 PM |
| corndog4000 | $100.00 | 7/22/2011 2:33:45 AM |
| thoughtful-contract984 | $50.00 | 7/22/2011 10:04:32 AM |
| quarkyuzu | $50.00 | 7/22/2011 9:50:53 AM |
| AF_Trust | $100.00 | 7/22/2011 12:13:44 PM |
| FinanceEngine | $40.00 | 7/22/2011 4:47:05 PM |
| hogtales | $25.00 | 7/22/2011 7:46:53 PM |
| FL-Lender | $25.00 | 7/22/2011 7:57:06 PM |
| leverage-baby771 | $25.00 | 7/22/2011 11:02:14 PM |
| ramsba | $50.00 | 7/23/2011 9:55:33 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:43 AM |
| Peterman | $25.00 | 7/23/2011 10:22:22 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:25 PM |
| CARedBull | $46.00 | 7/23/2011 1:42:29 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:49:02 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:36 PM |
| atomantic | $25.00 | 7/25/2011 9:29:15 AM |
| Tscheddar | $25.00 | 7/25/2011 1:09:11 PM |
| kulender | $100.00 | 7/25/2011 10:41:14 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:24 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:48 AM |
| gslinv | $25.00 | 7/26/2011 2:56:44 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:27 PM |
| MadHun | $100.00 | 7/26/2011 4:11:39 PM |
| ColinREI | $100.00 | 7/26/2011 3:50:42 PM |
| velocity-owner4 | $100.00 | 7/26/2011 7:37:24 PM |
| ethical-income2 | $25.00 | 7/26/2011 4:29:05 PM |
| alaco | $25.00 | 7/26/2011 9:58:37 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:36 PM |
| availableloan | $25.00 | 7/26/2011 8:39:55 PM |
| vutah | $25.00 | 7/26/2011 10:20:15 PM |
| astute-dollar | $50.00 | 7/26/2011 6:37:21 PM |
| Aleut | $50.00 | 7/26/2011 6:46:31 PM |
| britgsb | $100.00 | 7/26/2011 10:09:46 PM |
| The_Birnetts | $85.43 | 7/27/2011 4:07:31 AM |
| m0rlock | $400.00 | 7/26/2011 9:48:17 PM |
| antlr | $50.00 | 7/27/2011 7:49:55 AM |
| aznatama | $100.00 | 7/27/2011 6:08:52 AM |
| dollar-authority | $84.54 | 7/27/2011 6:49:46 AM |
| PotBellyPete | $125.00 | 7/27/2011 4:15:17 AM |
| janeybooboo | $100.00 | 7/27/2011 4:32:40 AM |
| maximizer | $30.00 | 7/27/2011 7:33:46 AM |
| Tahoeguy | $50.00 | 7/27/2011 7:52:48 AM |
| spiritual-compassion9 | $25.00 | 7/27/2011 8:29:53 AM |
| euro-broadcaster | $31.39 | 7/27/2011 7:12:50 AM |
| vannabanana | $25.61 | 7/27/2011 10:20:08 AM |
| cash-hotshot1 | $25.00 | 7/27/2011 7:42:28 AM |
| ingenious-order783 | $25.00 | 7/27/2011 10:35:10 AM |
| Edwardtomo | $100.00 | 7/27/2011 10:48:32 AM |
| peso-tostada | $200.00 | 7/27/2011 11:01:24 AM |
| pednatjr | $50.00 | 7/27/2011 11:38:06 AM |
| UTVolunteer | $100.00 | 7/27/2011 10:05:21 AM |
| smart-kindness8 | $64.57 | 7/27/2011 9:03:58 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:25:21 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:18 AM |
| Richmp412 | $25.00 | 7/27/2011 11:38:02 AM |
| famous-bid9 | $25.00 | 7/27/2011 1:00:44 PM |
| ArchonFinancialHoldings | $26.92 | 7/27/2011 10:30:16 AM |
| cocopuffs | $25.00 | 7/27/2011 10:38:07 AM |
| John_Galt | $25.00 | 7/27/2011 2:39:59 PM |
| codenoise | $30.00 | 7/27/2011 4:17:46 PM |
| glimmering-generosity0 | $50.00 | 7/27/2011 4:43:29 PM |
| dogbait | $72.85 | 7/27/2011 2:22:28 PM |
| transparency-baton | $50.00 | 7/27/2011 4:07:05 PM |
| atomantic | $25.00 | 7/27/2011 5:37:03 PM |
| djs81 | $25.00 | 7/27/2011 5:42:38 PM |
| ckatak | $50.00 | 7/27/2011 7:20:08 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:32:02 PM |
| GreenSun | $25.00 | 7/27/2011 8:33:58 PM |
| JAVEHE | $25.00 | 7/27/2011 8:47:10 PM |
| commerce-yeller | $25.00 | 7/27/2011 7:03:59 PM |
| Weaverville | $50.00 | 7/27/2011 9:13:44 PM |
| silver-armada | $25.00 | 7/27/2011 8:01:52 PM |
| capital-web7 | $50.00 | 7/28/2011 6:54:46 AM |
| Spiv_51 | $25.00 | 7/28/2011 3:51:37 AM |
| CN3 | $49.79 | 7/28/2011 9:06:38 AM |
| flexible-return297 | $50.00 | 7/28/2011 10:21:56 AM |
| wise-silver-wonder | $25.00 | 7/28/2011 11:22:53 AM |
| Railbird | $25.00 | 7/28/2011 12:06:09 PM |
| gold-disk | $25.00 | 7/28/2011 12:31:35 PM |
| gracej | $25.00 | 7/28/2011 11:54:00 AM |
| kegs | $535.00 | 7/28/2011 12:32:17 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:28 PM |
| 245 Investments
|
Borrower Payment Dependent Notes Series
513050
This series of Notes was issued and sold upon the funding of the borrower loan #51776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $391.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,825 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LifeIsGoodHere |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 33 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $39,300.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
740-759
(Mar-2010)
740-759
(Feb-2010)
680-699
(Sep-2008)
|
|
Principal balance:
| $12,320.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Investing
Purpose of loan:
This loan will be used to purchase a commuter vehicle and to pay off my beautiful, long term girlfriend's existing prosper loan, which is at a much higher rate.
My financial situation:
I am a good candidate for this loan because...I believe in prosper and have minimal monthly payments.
Information in the Description is not verified.
Friends And Family Investments
FunnyTheWayItIs has invested a total of
$104.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| determined-revenue1 | $100.00 | 7/19/2011 9:01:56 AM |
| drkosh | $25.00 | 7/19/2011 9:02:07 AM |
| jubilant-trade6 | $50.00 | 7/19/2011 9:02:01 AM |
| antlr | $50.00 | 7/19/2011 9:02:07 AM |
| meux99 | $25.00 | 7/19/2011 9:02:11 AM |
| kenji4861 | $50.00 | 7/19/2011 9:02:14 AM |
| compoundinterest | $60.00 | 7/19/2011 9:02:16 AM |
| indomitable-coin | $25.00 | 7/19/2011 9:02:27 AM |
| first-favorite-bonus9 | $50.00 | 7/19/2011 9:07:24 AM |
| neighborly-hope6 | $50.00 | 7/19/2011 9:02:08 AM |
| minista | $25.00 | 7/19/2011 9:02:13 AM |
| -J | $25.00 | 7/19/2011 9:02:17 AM |
| Lotsofbears | $34.42 | 7/19/2011 9:44:50 AM |
| pnace | $50.00 | 7/19/2011 10:47:14 AM |
| reflective-rupee | $200.09 | 7/19/2011 10:54:11 AM |
| MarvintheMartian | $45.00 | 7/19/2011 11:25:53 AM |
| jmeasn | $100.00 | 7/19/2011 10:37:10 AM |
| radforj22 | $25.00 | 7/19/2011 10:55:35 AM |
| pound-balancer | $200.00 | 7/19/2011 2:10:14 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:04 PM |
| availableloan | $25.00 | 7/19/2011 12:43:33 PM |
| generous-deal6 | $50.00 | 7/19/2011 5:17:27 PM |
| awwaww | $54.96 | 7/19/2011 3:42:03 PM |
| lloyd_s | $25.00 | 7/19/2011 5:17:47 PM |
| twjh | $25.00 | 7/19/2011 6:37:21 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:32 PM |
| sflawya | $25.00 | 7/20/2011 5:43:24 AM |
| restless-balance9 | $50.00 | 7/20/2011 8:39:54 AM |
| credit-investor5 | $50.00 | 7/20/2011 8:49:31 AM |
| nimcha | $50.00 | 7/20/2011 9:53:53 AM |
| TakeCare | $150.00 | 7/20/2011 10:03:26 AM |
| Digs | $25.00 | 7/20/2011 4:02:22 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:24 PM |
| BankofPete | $25.00 | 7/21/2011 8:47:18 AM |
| velocity-solo | $30.00 | 7/21/2011 10:17:41 AM |
| dayahn | $25.00 | 7/21/2011 3:19:21 PM |
| determined-deal7 | $25.00 | 7/21/2011 3:47:24 PM |
| ckatak | $100.00 | 7/21/2011 4:54:09 PM |
| income-awakening6 | $25.00 | 7/21/2011 5:12:18 PM |
| MitchD | $25.00 | 7/21/2011 8:38:44 PM |
| McChan | $25.00 | 7/21/2011 9:59:22 PM |
| RJN | $25.00 | 7/21/2011 8:25:17 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:26 PM |
| yzerizef | $150.00 | 7/22/2011 4:39:47 AM |
| wise-silver-wonder | $25.00 | 7/22/2011 12:52:51 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 9:32:07 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:12 AM |
| FlexFunding | $25.00 | 7/22/2011 2:18:06 PM |
| diversification-surge | $42.22 | 7/22/2011 5:37:06 PM |
| fortytwo | $100.00 | 7/22/2011 4:56:11 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:31:21 PM |
| MadHun | $200.00 | 7/22/2011 10:42:34 PM |
| Feyenoord | $25.00 | 7/22/2011 10:47:27 PM |
| ChristopherHS | $25.00 | 7/22/2011 11:57:19 PM |
| emphatic-responsibility | $50.00 | 7/23/2011 8:43:22 AM |
| Sigonio | $25.00 | 7/23/2011 8:03:16 AM |
| Warwick | $50.00 | 7/23/2011 10:46:46 AM |
| ramsba | $50.00 | 7/23/2011 9:55:40 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:31 PM |
| nickel-balance | $25.00 | 7/23/2011 9:26:29 PM |
| Ivan2007 | $25.00 | 7/24/2011 12:21:38 AM |
| myworld701 | $25.00 | 7/24/2011 6:13:46 AM |
| cunning-bill2 | $50.00 | 7/24/2011 4:43:00 PM |
| 77dowplace | $25.00 | 7/24/2011 6:30:40 PM |
| WSTRDG | $25.00 | 7/24/2011 2:18:37 PM |
| opt1mum | $25.00 | 7/25/2011 12:05:26 AM |
| gigabit | $50.00 | 7/25/2011 8:11:40 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:43 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:48 AM |
| lsx7 | $200.00 | 7/24/2011 10:41:07 PM |
| damage | $25.00 | 7/25/2011 11:20:45 AM |
| 108lender | $80.00 | 7/25/2011 9:43:01 AM |
| michaelwong | $50.00 | 7/25/2011 1:11:47 PM |
| Supernick | $50.00 | 7/25/2011 5:07:58 PM |
| Jay_Tee | $50.00 | 7/25/2011 5:07:27 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:00 PM |
| help4u | $25.00 | 7/25/2011 6:07:52 PM |
| guybyny | $25.00 | 7/26/2011 3:27:54 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:35 PM |
| bkb7484 | $25.00 | 7/25/2011 11:22:29 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:24 PM |
| TownsendOrg | $25.00 | 7/26/2011 7:14:53 AM |
| cerebral-camaraderi | $25.00 | 7/26/2011 1:59:18 AM |
| moneynmotion | $25.00 | 7/26/2011 5:33:16 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:06 AM |
| joyful-treasure2 | $25.00 | 7/26/2011 8:52:54 AM |
| janeybooboo | $50.00 | 7/26/2011 1:55:09 PM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:06:27 PM |
| best-deal-banker | $49.00 | 7/26/2011 3:06:02 PM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:49 AM |
| CaptainBlueberry | $25.00 | 7/26/2011 3:47:16 PM |
| SNH | $150.00 | 7/26/2011 2:06:00 PM |
| Veets | $150.00 | 7/26/2011 4:21:07 PM |
| Veets | $200.00 | 7/26/2011 4:25:16 PM |
| anacent | $50.00 | 7/26/2011 3:47:15 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:34 PM |
| otalon | $25.00 | 7/26/2011 2:51:15 PM |
| Dakota98 | $50.00 | 7/26/2011 4:44:50 PM |
| natural-affluence4 | $25.00 | 7/26/2011 6:38:16 PM |
| USMC0311 | $25.00 | 7/26/2011 3:47:18 PM |
| dharma1 | $25.00 | 7/26/2011 3:55:38 PM |
| LovinMe | $25.00 | 7/26/2011 7:37:53 PM |
| buukyak | $25.00 | 7/26/2011 6:35:29 PM |
| dbs | $25.00 | 7/26/2011 9:00:51 PM |
| contract-shakespeare | $50.00 | 7/27/2011 8:01:27 AM |
| grampy48 | $25.00 | 7/27/2011 3:18:25 AM |
| bigphish | $25.00 | 7/27/2011 7:19:43 AM |
| Spiv_51 | $25.00 | 7/27/2011 9:11:58 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:19 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:57 AM |
| lovely-greenback4 | $139.00 | 7/27/2011 8:10:22 AM |
| hebjet | $25.00 | 7/27/2011 11:29:07 AM |
| chibear34 | $25.00 | 7/27/2011 9:59:08 AM |
| ebgb234 | $30.00 | 7/27/2011 1:40:54 PM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:44 PM |
| BiggestG | $25.00 | 7/27/2011 5:12:05 PM |
| slowpig | $50.00 | 7/27/2011 5:12:09 PM |
| nonukem | $25.00 | 7/27/2011 11:47:52 AM |
| MikeB918 | $25.00 | 7/27/2011 12:19:26 PM |
| LouisSaint | $25.00 | 7/27/2011 5:05:20 PM |
| Woodworker57 | $25.00 | 7/27/2011 5:12:04 PM |
| felicity-jalapeno | $25.00 | 7/27/2011 5:12:06 PM |
| pure-treasure7 | $25.00 | 7/27/2011 2:30:39 PM |
| a2190b | $25.00 | 7/27/2011 4:21:31 PM |
| OldestBrother | $50.00 | 7/27/2011 7:12:35 PM |
| Corlei | $25.00 | 7/27/2011 4:23:52 PM |
| objective-investor | $200.00 | 7/27/2011 7:21:15 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:28:03 PM |
| SFGuy | $39.34 | 7/27/2011 7:46:39 PM |
| commerce-yeller | $50.00 | 7/27/2011 6:55:03 PM |
| Syzygy | $25.00 | 7/27/2011 5:49:22 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:41 PM |
| JKEnterprises | $25.00 | 7/27/2011 6:40:27 PM |
| shawndw | $25.00 | 7/27/2011 8:01:45 PM |
| BARNAPAS | $25.00 | 7/27/2011 6:57:06 PM |
| ideal-penny8 | $25.00 | 7/27/2011 9:01:17 PM |
| x-lender | $83.79 | 7/27/2011 9:08:50 PM |
| lovely-greenback4 | $25.00 | 7/27/2011 8:33:30 PM |
| eyevinyl | $100.00 | 7/27/2011 8:47:26 PM |
| iaviate1 | $132.04 | 7/27/2011 9:48:22 PM |
| BankofHank | $100.00 | 7/19/2011 9:02:05 AM |
| bb575 | $50.00 | 7/19/2011 9:02:22 AM |
| blot44 | $25.00 | 7/19/2011 9:01:59 AM |
| figs4u2 | $100.00 | 7/19/2011 9:02:08 AM |
| Rivervale_Westwood | $25.00 | 7/19/2011 9:02:12 AM |
| ogmanny | $50.00 | 7/19/2011 9:02:15 AM |
| benjamins-utopia | $50.00 | 7/19/2011 9:07:19 AM |
| serene-truth2 | $50.00 | 7/19/2011 9:02:06 AM |
| Dollars4Rent | $50.00 | 7/19/2011 9:02:10 AM |
| cebgop | $25.00 | 7/19/2011 9:02:15 AM |
| macgeek | $47.90 | 7/19/2011 9:07:18 AM |
| penny-finder | $25.28 | 7/19/2011 10:02:19 AM |
| FunnyTheWayItIs | $104.00 | 7/19/2011 10:33:14 AM |
| engaging-yield4 | $50.00 | 7/19/2011 5:17:00 PM |
| hostbank | $250.00 | 7/19/2011 8:04:16 PM |
| bid-promiser | $25.00 | 7/19/2011 10:39:09 PM |
| tapesor | $100.00 | 7/20/2011 9:12:30 AM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:20 AM |
| b1geasy | $25.00 | 7/20/2011 6:50:35 AM |
| PaulW | $25.00 | 7/20/2011 8:07:12 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:43 AM |
| SourDoughSteve | $25.00 | 7/20/2011 7:50:15 AM |
| andec25 | $25.00 | 7/20/2011 9:49:58 AM |
| immaculate-treasure | $50.00 | 7/20/2011 9:54:03 AM |
| nimble-affluence4 | $25.00 | 7/20/2011 9:38:28 AM |
| BankShark | $25.00 | 7/20/2011 9:42:17 AM |
| rapid-loyalty1 | $25.00 | 7/20/2011 9:47:35 AM |
| One-ninety-three | $50.00 | 7/20/2011 10:23:29 AM |
| truth-image | $33.40 | 7/20/2011 3:43:31 PM |
| DavenportCapital | $25.00 | 7/20/2011 5:07:15 PM |
| t-loan | $25.00 | 7/20/2011 5:58:57 PM |
| Veets | $150.00 | 7/20/2011 6:27:18 PM |
| nuclearmoose | $50.00 | 7/20/2011 7:20:51 PM |
| first-serene-credit | $25.00 | 7/20/2011 8:09:50 PM |
| Zipperdu | $75.00 | 7/21/2011 8:39:47 AM |
| top-epic-community | $50.00 | 7/21/2011 9:12:08 AM |
| Veets | $250.00 | 7/21/2011 10:13:06 AM |
| boots130 | $25.00 | 7/21/2011 10:07:27 AM |
| StPong | $25.00 | 7/21/2011 3:47:24 PM |
| dammage | $25.00 | 7/21/2011 4:02:40 PM |
| Brattt | $25.00 | 7/21/2011 7:23:07 PM |
| gslinv | $25.00 | 7/21/2011 7:33:51 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:25:11 AM |
| dfealk | $100.00 | 7/22/2011 9:41:23 AM |
| Zoramite | $25.00 | 7/22/2011 9:20:24 AM |
| whistledicksmith | $25.00 | 7/22/2011 9:32:19 AM |
| kyomoon | $50.00 | 7/22/2011 10:12:25 AM |
| Weaverville | $100.00 | 7/22/2011 10:17:42 AM |
| forceful-duty178 | $50.00 | 7/22/2011 10:49:55 AM |
| Octavian315 | $25.00 | 7/22/2011 6:38:20 PM |
| flexible1 | $25.00 | 7/22/2011 6:24:47 PM |
| smithamdg | $200.00 | 7/22/2011 7:40:53 PM |
| amusement4 | $25.00 | 7/22/2011 10:44:35 PM |
| Anny-Disco | $50.00 | 7/23/2011 9:01:51 AM |
| hrubinst | $75.00 | 7/23/2011 5:47:03 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:52 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:10 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:56 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:27 AM |
| lsx7 | $159.00 | 7/23/2011 1:50:14 PM |
| keyfig | $25.00 | 7/24/2011 12:07:09 PM |
| 77dowplace | $25.00 | 7/24/2011 12:15:45 PM |
| dberry46 | $25.00 | 7/24/2011 10:10:23 AM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:25 AM |
| jfd287 | $25.00 | 7/24/2011 8:40:13 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:12 PM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:56:01 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:09 AM |
| SunsetCoastCapital | $25.00 | 7/25/2011 10:29:47 AM |
| kulender | $100.00 | 7/25/2011 10:40:37 AM |
| bold-payment-guard | $50.00 | 7/25/2011 10:43:45 AM |
| studious-peso | $25.00 | 7/25/2011 10:29:28 AM |
| Centaur | $25.00 | 7/25/2011 11:42:13 AM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:20 PM |
| ujiba | $25.00 | 7/25/2011 5:18:34 PM |
| Squad51 | $25.00 | 7/25/2011 8:37:11 PM |
| pieceofbread | $25.00 | 7/25/2011 9:15:29 PM |
| Emgolda | $25.00 | 7/26/2011 4:21:38 AM |
| RgPro | $25.00 | 7/26/2011 7:52:25 AM |
| subtle-revenue0 | $25.00 | 7/26/2011 5:12:56 AM |
| Spkthewrd3 | $25.00 | 7/26/2011 8:32:46 AM |
| janeybooboo | $50.00 | 7/26/2011 1:56:01 PM |
| giggyman | $100.00 | 7/26/2011 10:07:29 AM |
| soheagle | $25.00 | 7/26/2011 1:07:02 PM |
| fireboss | $25.00 | 7/26/2011 12:47:25 PM |
| janeybooboo | $25.00 | 7/26/2011 1:54:59 PM |
| SMVM87 | $25.66 | 7/26/2011 1:17:10 PM |
| janeybooboo | $25.00 | 7/26/2011 1:54:50 PM |
| inforapenny | $29.23 | 7/26/2011 3:47:09 PM |
| LovinMe | $27.64 | 7/26/2011 7:36:15 PM |
| bmcg | $25.00 | 7/26/2011 6:41:20 PM |
| rmachi | $25.00 | 7/26/2011 5:11:49 PM |
| r48 | $26.00 | 7/26/2011 6:02:41 PM |
| samurai2 | $25.00 | 7/26/2011 11:10:04 PM |
| astute-dollar | $50.00 | 7/27/2011 5:21:50 AM |
| jonandmeg21 | $26.00 | 7/27/2011 12:46:59 AM |
| alaco | $25.00 | 7/26/2011 9:58:38 PM |
| britgsb | $50.00 | 7/26/2011 10:16:12 PM |
| Tahoeguy | $100.00 | 7/27/2011 7:53:44 AM |
| jpac1066 | $100.00 | 7/27/2011 9:34:22 AM |
| benjo | $25.00 | 7/27/2011 9:34:48 AM |
| Taxman44 | $25.00 | 7/27/2011 9:43:00 AM |
| steely_dan34 | $25.00 | 7/27/2011 9:12:07 AM |
| adhawan325 | $25.00 | 7/27/2011 1:19:20 PM |
| dadalou | $25.00 | 7/27/2011 9:12:58 AM |
| One_Lolo | $25.00 | 7/27/2011 11:39:54 AM |
| nhm | $44.20 | 7/27/2011 5:12:03 PM |
| diverse2 | $33.35 | 7/27/2011 5:12:02 PM |
| Mookouw | $25.00 | 7/27/2011 5:12:06 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:35 PM |
| Sixmil | $38.38 | 7/27/2011 5:12:20 PM |
| djs81 | $25.00 | 7/27/2011 5:42:38 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:49:36 PM |
| best-generosity-financier | $30.00 | 7/27/2011 10:07:50 PM |
| flexible-and-social | $30.10 | 7/27/2011 10:16:34 PM |
| 255 Investments
|
Borrower Payment Dependent Notes Series
513198
This series of Notes was issued and sold upon the funding of the borrower loan #51762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ready-contract624 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
motorcycle
Purpose of loan:
This loan will be used to...by motorcycle
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $508.68
Insurance: $92.75
Car expenses: $0
Utilities: $0
Phone, cable, internet: $304.96
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $25.00 | 7/13/2011 6:38:33 PM |
| reflective-rupee | $200.09 | 7/13/2011 8:19:24 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:50 PM |
| SolarMoonshine | $25.00 | 7/19/2011 5:34:47 PM |
| reward-dynamo | $25.00 | 7/19/2011 6:06:18 PM |
| billybragg | $25.00 | 7/19/2011 10:42:02 PM |
| taltman | $25.00 | 7/19/2011 9:19:22 PM |
| IIP77 | $25.00 | 7/20/2011 12:23:31 AM |
| thankful-nickel2 | $25.00 | 7/20/2011 6:31:26 AM |
| sgt-schultz | $35.00 | 7/20/2011 6:33:36 AM |
| jebber007 | $50.00 | 7/20/2011 1:10:08 PM |
| dynrep | $25.00 | 7/20/2011 4:07:53 PM |
| CashFlow13 | $250.00 | 7/20/2011 6:24:30 PM |
| setUup | $28.20 | 7/21/2011 2:13:17 PM |
| good4loan | $25.00 | 7/21/2011 4:17:55 PM |
| entertaining-greenback2 | $25.00 | 7/22/2011 7:51:44 PM |
| exchange-squirrel | $25.00 | 7/23/2011 2:05:59 PM |
| likeable-hope | $25.00 | 7/26/2011 1:17:58 PM |
| nodebt2012 | $38.52 | 7/26/2011 6:06:22 PM |
| Bocephus1959 | $25.00 | 7/26/2011 4:46:03 PM |
| TakeCare | $50.00 | 7/26/2011 8:33:50 PM |
| Grandmahoneybee | $25.00 | 7/26/2011 7:10:38 PM |
| truth-trapper | $25.00 | 7/26/2011 7:38:28 PM |
| coachmike15 | $33.81 | 7/26/2011 7:40:46 PM |
| larryboy10 | $25.00 | 7/26/2011 8:10:15 PM |
| unbelievable-cash9 | $50.00 | 7/26/2011 6:21:59 PM |
| Aleut | $50.00 | 7/26/2011 6:45:55 PM |
| dariop | $31.07 | 7/26/2011 8:53:09 PM |
| ready-interest9 | $25.00 | 7/13/2011 10:38:54 PM |
| alexgalt | $25.00 | 7/13/2011 11:01:44 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:50:03 AM |
| mt3209 | $25.00 | 7/19/2011 11:29:11 AM |
| dudebrah | $25.00 | 7/19/2011 5:03:35 PM |
| blue-lucrative-rate | $25.00 | 7/19/2011 9:42:39 PM |
| simiray | $25.00 | 7/20/2011 6:57:51 AM |
| engrossing-benefit0 | $29.44 | 7/20/2011 7:33:38 AM |
| genuine-dime | $100.00 | 7/20/2011 10:07:02 AM |
| market-pudding | $25.00 | 7/20/2011 2:59:21 PM |
| yons88 | $25.00 | 7/20/2011 9:53:52 PM |
| tech310 | $50.00 | 7/21/2011 8:50:02 PM |
| DasMula | $57.00 | 7/26/2011 7:52:32 AM |
| pure-note0 | $25.00 | 7/26/2011 3:06:09 PM |
| kind-diligent-coin | $26.73 | 7/26/2011 1:35:44 PM |
| dynrep | $25.00 | 7/26/2011 1:17:31 PM |
| brightest-benjamins-onator | $27.74 | 7/26/2011 4:07:37 PM |
| Leopoldine | $25.00 | 7/26/2011 2:45:15 PM |
| Eddy-2-Aces | $25.00 | 7/26/2011 5:35:18 PM |
| reward-galaxy | $50.00 | 7/26/2011 6:06:16 PM |
| lobstahlender | $25.00 | 7/26/2011 4:39:43 PM |
| Jrbgood | $50.00 | 7/26/2011 7:46:26 PM |
| steven3333 | $25.00 | 7/26/2011 8:37:22 PM |
| melodious-openness | $50.00 | 7/26/2011 6:38:50 PM |
| tender-commerce8 | $50.00 | 7/26/2011 7:49:50 PM |
| palace2 | $400.00 | 7/26/2011 5:41:05 PM |
| supreme-hope | $25.00 | 7/26/2011 6:38:10 PM |
| jjb516 | $30.27 | 7/26/2011 7:06:09 PM |
| sharp-return7 | $29.28 | 7/26/2011 8:54:45 PM |
| phaques | $407.85 | 7/26/2011 8:56:12 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
513294
This series of Notes was issued and sold upon the funding of the borrower loan #51765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $572.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,331 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| DPRagmatiC |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 96% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 1
( 4% )
| 680-699
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Vehicle Powertrain Restoration
This loan is intended to fund a rebuild project for my 1996 Toyota Landcruiser. It is a car I intend to keep & use indefinitely for both personal & business matters. I'm a returning Prosper borrower & my financial situation has changed significantly since my last listing, mostly for the better. You may refer to my previous listing for comparison. I still work for my parents & business has boomed like never before. It has expanded to two corporate locations & one sole proprietorship. My income is considerably higher now. But my parents have used my credit to purchase a home in 2009. This is why my DTI ratio is relatively high. In actuality, my mortgage is paid for by my parents (or by the business-however you look at it). There's no way to reflect this in my report as it is an "under the table" arrangement.
Monthly net income: +/- $5000
Monthly expenses:
Insurance: $437
Utilities: $ 75.00
Phone, cable, internet: $90
Food, entertainment: $200
Credit cards and other loans: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jmeasn | $25.00 | 7/15/2011 5:02:25 PM |
| compoundinterest | $50.00 | 7/15/2011 5:02:50 PM |
| 108lender | $75.00 | 7/15/2011 5:17:32 PM |
| MoneyForNothing | $25.00 | 7/15/2011 5:19:42 PM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:33:55 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:18 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:18 PM |
| Feyenoord | $25.00 | 7/17/2011 9:51:21 PM |
| pnace | $50.00 | 7/18/2011 3:37:58 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:06 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:58 PM |
| tacopants | $500.00 | 7/19/2011 10:21:23 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:58 PM |
| CreditBuilder2 | $100.00 | 7/19/2011 5:23:22 PM |
| iaviate1 | $50.00 | 7/19/2011 9:49:03 PM |
| seabass123 | $25.00 | 7/19/2011 10:07:06 PM |
| sgt-schultz | $25.00 | 7/20/2011 6:31:46 AM |
| britgsb | $100.00 | 7/20/2011 5:58:13 AM |
| SolarMoonshine | $25.00 | 7/20/2011 9:56:20 AM |
| return-rocket9 | $25.00 | 7/20/2011 11:03:37 AM |
| return-enthusiast1 | $100.00 | 7/20/2011 11:08:45 AM |
| dynrep | $200.00 | 7/20/2011 4:10:32 PM |
| bold-steady-peso | $376.25 | 7/20/2011 2:27:40 PM |
| market-pudding | $25.00 | 7/20/2011 2:57:06 PM |
| benefit-trident | $25.00 | 7/20/2011 3:10:46 PM |
| reward-walnut | $50.00 | 7/20/2011 5:54:48 PM |
| YellowJacket | $25.00 | 7/20/2011 6:06:44 PM |
| Harry | $25.00 | 7/20/2011 3:53:07 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:44:54 PM |
| wwialnlgy | $100.00 | 7/20/2011 5:18:16 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:19:34 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:41 PM |
| BenefactorX | $50.00 | 7/21/2011 7:22:13 AM |
| spark548 | $55.00 | 7/21/2011 8:08:49 AM |
| octoberfresh | $25.00 | 7/21/2011 8:39:56 AM |
| dayahn | $25.00 | 7/21/2011 3:19:14 PM |
| hunterMG | $25.00 | 7/21/2011 3:27:17 PM |
| LivingInvestments00 | $39.86 | 7/21/2011 11:05:36 AM |
| a2190b | $25.00 | 7/21/2011 3:53:09 PM |
| BxRealtor | $25.00 | 7/21/2011 5:23:11 PM |
| new0rleans | $25.00 | 7/21/2011 4:16:52 PM |
| JackinGreen | $75.00 | 7/21/2011 4:36:28 PM |
| leprechaun92 | $33.52 | 7/21/2011 7:43:38 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:18 PM |
| HamachiMan | $50.00 | 7/22/2011 12:57:04 PM |
| scrappy-bonus2 | $25.00 | 7/22/2011 11:37:07 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:43 AM |
| atomantic | $25.00 | 7/25/2011 9:29:30 AM |
| kulender | $100.00 | 7/25/2011 10:41:14 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:53 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:33 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:49 AM |
| five-star-justice | $25.00 | 7/26/2011 1:41:27 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:26:36 PM |
| Islandgal | $35.00 | 7/26/2011 2:48:52 PM |
| competent-commitment1 | $50.00 | 7/26/2011 3:20:30 PM |
| janeybooboo | $25.00 | 7/26/2011 3:26:04 PM |
| MadHun | $100.00 | 7/26/2011 4:11:39 PM |
| cac1966 | $50.00 | 7/26/2011 4:21:04 PM |
| janeybooboo | $25.00 | 7/26/2011 3:26:11 PM |
| Veets | $150.00 | 7/26/2011 4:15:01 PM |
| damage | $25.00 | 7/26/2011 3:06:33 PM |
| keichi03 | $100.00 | 7/26/2011 6:18:04 PM |
| janeybooboo | $50.00 | 7/26/2011 6:26:19 PM |
| important-ore | $150.00 | 7/26/2011 6:50:47 PM |
| ColinREI | $200.00 | 7/26/2011 3:50:00 PM |
| investment-kingdom | $185.76 | 7/26/2011 7:09:52 PM |
| wlm3012 | $30.00 | 7/26/2011 4:07:15 PM |
| tolerant-diversification4 | $25.00 | 7/26/2011 4:33:49 PM |
| neutrino6 | $49.36 | 7/26/2011 6:12:02 PM |
| coloradocash | $50.00 | 7/26/2011 7:31:36 PM |
| Eddy-2-Aces | $100.00 | 7/26/2011 5:36:43 PM |
| travels536 | $30.00 | 7/26/2011 5:37:12 PM |
| priceless-cash5 | $25.00 | 7/26/2011 7:59:08 PM |
| phaques | $496.60 | 7/26/2011 8:57:26 PM |
| frobin | $25.00 | 7/26/2011 6:29:21 PM |
| umfan123 | $25.00 | 7/26/2011 6:29:27 PM |
| velocity-owner4 | $100.00 | 7/26/2011 7:39:10 PM |
| ski bum | $100.00 | 7/15/2011 5:02:33 PM |
| uberrific | $100.00 | 7/15/2011 5:02:37 PM |
| GoldenGo4 | $50.00 | 7/15/2011 5:02:11 PM |
| pound-balancer | $50.00 | 7/15/2011 5:02:16 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:43 PM |
| JustMee | $25.00 | 7/15/2011 5:44:58 PM |
| investment-artist | $25.01 | 7/15/2011 5:02:29 PM |
| organized-payment6 | $50.00 | 7/15/2011 5:02:38 PM |
| setUup | $38.20 | 7/16/2011 10:16:46 AM |
| pearl13 | $100.00 | 7/16/2011 12:15:27 PM |
| caring-hope2 | $100.00 | 7/16/2011 8:26:47 PM |
| Theodon | $25.00 | 7/18/2011 10:02:16 AM |
| reflective-rupee | $25.09 | 7/18/2011 11:54:33 PM |
| jescowa | $50.00 | 7/19/2011 5:41:03 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:23:31 PM |
| Barky52 | $25.00 | 7/19/2011 5:22:49 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:24:52 PM |
| income-awakening6 | $25.00 | 7/19/2011 6:32:14 PM |
| hostbank | $250.00 | 7/19/2011 8:04:07 PM |
| sflawya | $25.00 | 7/20/2011 5:43:23 AM |
| adventurous-commerce | $25.00 | 7/19/2011 8:31:02 PM |
| einstein | $200.00 | 7/20/2011 12:37:32 AM |
| happy-loyalty | $25.00 | 7/20/2011 5:52:30 AM |
| lucrative-dollar | $50.00 | 7/20/2011 7:01:37 AM |
| mamayama | $50.00 | 7/20/2011 1:36:27 PM |
| Mariner3605 | $50.00 | 7/20/2011 9:30:53 AM |
| 3_boyz | $75.00 | 7/20/2011 2:29:25 PM |
| pashonu | $25.00 | 7/20/2011 12:06:00 PM |
| sensible-rate | $30.16 | 7/20/2011 10:53:28 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:58 PM |
| Pakse | $25.00 | 7/20/2011 2:24:22 PM |
| Leshan | $200.00 | 7/20/2011 4:51:40 PM |
| moola-cell3 | $60.00 | 7/20/2011 10:06:27 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:14 PM |
| cash-cymbal | $25.00 | 7/20/2011 8:22:31 PM |
| The_Lendor | $25.32 | 7/20/2011 9:21:14 PM |
| cr8on | $100.00 | 7/20/2011 11:09:03 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:51:20 PM |
| gslinv | $50.00 | 7/21/2011 6:59:46 AM |
| availableloan | $25.00 | 7/21/2011 7:15:29 AM |
| grampy48 | $25.00 | 7/21/2011 6:40:08 AM |
| first-serene-credit | $25.00 | 7/21/2011 10:37:28 AM |
| AJLending | $25.00 | 7/21/2011 11:29:44 AM |
| FormulaTroll | $36.31 | 7/21/2011 3:17:34 PM |
| melodious-fairness | $100.00 | 7/21/2011 10:21:29 AM |
| rijndael | $25.00 | 7/21/2011 4:33:34 PM |
| mgking007 | $25.00 | 7/21/2011 1:38:28 PM |
| john2218 | $25.00 | 7/21/2011 5:56:39 PM |
| Finchy78 | $26.16 | 7/21/2011 6:32:45 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:03:32 PM |
| integrity-starter | $50.00 | 7/21/2011 6:05:50 PM |
| Kaj | $50.00 | 7/21/2011 6:22:38 PM |
| jpac1066 | $300.00 | 7/21/2011 8:15:31 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:07:36 PM |
| Peterman | $25.00 | 7/23/2011 10:22:22 AM |
| 77dowplace | $25.00 | 7/23/2011 8:54:49 AM |
| ramsba | $50.00 | 7/23/2011 9:55:33 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:25 PM |
| radforj22 | $25.00 | 7/23/2011 10:54:38 PM |
| 77dowplace | $25.00 | 7/24/2011 6:37:59 PM |
| ptjg | $100.00 | 7/24/2011 10:21:00 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:36 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:25 PM |
| buffalobills | $25.00 | 7/26/2011 3:45:32 PM |
| investinFla | $107.24 | 7/26/2011 4:05:41 PM |
| wigglesworth4 | $15,000.00 | 7/26/2011 2:32:16 PM |
| worldly-investment333 | $50.00 | 7/26/2011 4:22:51 PM |
| r48 | $25.00 | 7/26/2011 6:00:47 PM |
| janeybooboo | $100.00 | 7/26/2011 3:25:54 PM |
| finance-symphony7 | $50.00 | 7/26/2011 3:39:04 PM |
| newest-famous-velocity | $25.00 | 7/26/2011 8:48:24 PM |
| julijask | $50.00 | 7/26/2011 6:51:46 PM |
| crw1950 | $50.00 | 7/26/2011 7:30:32 PM |
| Toyotatech | $25.00 | 7/26/2011 8:03:27 PM |
| exchange-cub | $100.00 | 7/26/2011 8:28:40 PM |
| mammalian4 | $25.00 | 7/26/2011 6:01:21 PM |
| natural-worth9 | $100.00 | 7/26/2011 8:42:07 PM |
| Susie-Q | $60.16 | 7/26/2011 7:31:35 PM |
| RKLFinancial | $25.00 | 7/26/2011 8:42:06 PM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
514174
This series of Notes was issued and sold upon the funding of the borrower loan #51749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $343.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,186 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| apluslending |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 7 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $37,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Jul-2010)
840-859
(Sep-2009)
840-859
(Sep-2008)
860-879
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Expanding Carpet Cleaning Business
Purpose of loan:
This loan will be used to expand my profitable carpet cleaning business that I have owned for three years. We are looking to expand our business by purchasing another ongoing business to help double our business.
My financial situation:
I am a good candidate for this loan because I have borrowed on prosper previously and have paid back my loans in full well before they were due. Additionally, with the added revenue of our acquisition we will hopefully be able to continue our early paybacks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $35.00 | 7/13/2011 9:03:11 AM |
| fairmaiden | $25.00 | 7/13/2011 9:08:13 AM |
| indomitable-coin | $25.00 | 7/13/2011 9:02:31 AM |
| uberrific | $100.00 | 7/13/2011 9:04:13 AM |
| organized-payment6 | $50.00 | 7/13/2011 9:04:17 AM |
| MarvintheMartian | $35.00 | 7/13/2011 10:28:50 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:44:38 PM |
| 1stBankAndHal | $25.05 | 7/13/2011 2:16:16 PM |
| shrewd-deal | $50.00 | 7/13/2011 5:05:07 PM |
| first-serene-credit | $25.00 | 7/13/2011 10:46:50 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:54 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:05 PM |
| rescue | $100.00 | 7/14/2011 4:18:28 PM |
| income-awakening6 | $25.00 | 7/14/2011 5:12:49 PM |
| Peterman | $25.00 | 7/15/2011 11:00:07 AM |
| setUup | $238.20 | 7/16/2011 10:20:45 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:43 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:46 PM |
| cordial-economy027 | $25.00 | 7/19/2011 11:35:03 AM |
| Bogdan | $25.00 | 7/19/2011 11:52:48 AM |
| circustab | $50.00 | 7/19/2011 12:24:16 PM |
| sgt-schultz | $25.00 | 7/19/2011 2:04:52 PM |
| lawndude16 | $25.00 | 7/19/2011 2:13:40 PM |
| Jim33 | $25.00 | 7/19/2011 12:27:11 PM |
| availableloan | $25.00 | 7/19/2011 12:41:17 PM |
| Leopoldine | $26.00 | 7/19/2011 2:44:46 PM |
| GrooveBiz | $25.00 | 7/19/2011 2:57:35 PM |
| ReddInc | $400.00 | 7/19/2011 4:27:44 PM |
| innocent-liberty6 | $50.00 | 7/19/2011 3:08:41 PM |
| new-reward-sequoia | $25.00 | 7/19/2011 4:46:41 PM |
| treasure-transformer9 | $34.57 | 7/19/2011 3:41:41 PM |
| john2218 | $25.00 | 7/19/2011 5:05:44 PM |
| klinebarger | $50.00 | 7/19/2011 3:20:01 PM |
| VBinvestor | $100.00 | 7/19/2011 3:31:38 PM |
| radiant-bazaar1 | $25.00 | 7/19/2011 3:42:13 PM |
| dynrep | $25.00 | 7/19/2011 3:50:49 PM |
| coin-popcorn | $25.00 | 7/19/2011 5:37:51 PM |
| WorkingTA | $28.00 | 7/19/2011 5:44:18 PM |
| refined-return922 | $25.00 | 7/19/2011 4:23:53 PM |
| Alittleluck | $25.00 | 7/19/2011 6:46:10 PM |
| SDKiwi | $25.00 | 7/19/2011 5:08:34 PM |
| jescowa | $50.00 | 7/19/2011 5:41:24 PM |
| MrCoffee | $25.00 | 7/19/2011 5:45:46 PM |
| peso-mate | $50.00 | 7/19/2011 8:59:24 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:28:08 PM |
| important-ore | $150.00 | 7/19/2011 10:20:29 PM |
| napmanger | $50.00 | 7/19/2011 10:29:46 PM |
| Billfred | $25.00 | 7/19/2011 7:15:27 PM |
| bucky | $100.00 | 7/19/2011 7:54:41 PM |
| simiray | $30.00 | 7/19/2011 7:35:08 PM |
| Dano007 | $100.00 | 7/19/2011 7:45:06 PM |
| cash-cymbal | $25.00 | 7/19/2011 8:07:59 PM |
| adventurous-commerce | $50.00 | 7/19/2011 8:33:04 PM |
| marwadi-62 | $1,000.00 | 7/20/2011 7:33:11 AM |
| regahj99 | $25.00 | 7/19/2011 9:05:15 PM |
| walkinsky | $300.00 | 7/19/2011 9:13:46 PM |
| AvPro | $75.00 | 7/20/2011 8:05:20 AM |
| the-silver-blaster | $100.00 | 7/20/2011 8:22:36 AM |
| HolJenks | $25.00 | 7/20/2011 8:38:32 AM |
| anarchy1985 | $50.00 | 7/20/2011 2:37:23 AM |
| jono9999 | $196.99 | 7/20/2011 12:56:03 AM |
| supreme-hope | $25.00 | 7/20/2011 6:07:25 AM |
| Tasmir | $25.00 | 7/20/2011 10:57:47 AM |
| Ast24 | $25.00 | 7/20/2011 7:42:58 AM |
| jpblan11 | $25.00 | 7/20/2011 8:17:48 AM |
| bold-steady-peso | $200.00 | 7/20/2011 2:25:04 PM |
| booster321 | $150.65 | 7/20/2011 11:19:31 AM |
| indomitable-dedication | $50.00 | 7/20/2011 11:24:48 AM |
| damage | $25.00 | 7/20/2011 1:09:56 PM |
| FinanceEngine | $45.00 | 7/20/2011 11:01:29 AM |
| competent-p2p | $35.00 | 7/20/2011 11:18:49 AM |
| mamayama | $50.00 | 7/20/2011 1:37:20 PM |
| draggon77 | $25.00 | 7/20/2011 4:26:23 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:40 PM |
| jct_enterprises | $50.00 | 7/20/2011 2:05:31 PM |
| benefit-trident | $25.00 | 7/20/2011 3:06:01 PM |
| payment-halo | $25.00 | 7/20/2011 3:17:50 PM |
| LVLends | $100.00 | 7/20/2011 5:26:33 PM |
| Leshan | $200.00 | 7/20/2011 4:49:52 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:57 PM |
| Guiren | $100.00 | 7/20/2011 5:06:03 PM |
| wealth-neutrino2 | $25.00 | 7/20/2011 5:31:59 PM |
| sleepdeprived | $32.09 | 7/21/2011 3:27:20 AM |
| loyalty-czar | $100.00 | 7/21/2011 5:11:48 AM |
| gjm6d | $25.00 | 7/21/2011 5:40:33 AM |
| ChoiceInvestments | $32.00 | 7/21/2011 1:07:33 PM |
| bjr01 | $25.00 | 7/21/2011 11:40:55 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:50:02 AM |
| wealth-tremolo7 | $29.00 | 7/21/2011 4:09:18 PM |
| Iwillhuntyoudown | $25.00 | 7/21/2011 10:41:21 PM |
| wlm3012 | $30.00 | 7/21/2011 7:41:29 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:17 PM |
| jpac1066 | $300.00 | 7/21/2011 8:06:24 PM |
| BLKLOC11 | $25.00 | 7/21/2011 9:59:57 PM |
| AM2171 | $34.29 | 7/22/2011 9:11:59 AM |
| dfealk | $100.00 | 7/22/2011 9:41:05 AM |
| 4everloved | $75.00 | 7/22/2011 10:32:26 AM |
| kind-sasquatch7 | $50.00 | 7/22/2011 10:41:11 AM |
| exact-gold2 | $25.00 | 7/22/2011 11:12:37 AM |
| John_Galt | $25.00 | 7/22/2011 11:49:24 AM |
| friendinmoney | $25.00 | 7/22/2011 9:49:32 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:09 AM |
| Schwamie | $43.28 | 7/22/2011 1:07:34 PM |
| fitiwalt | $75.00 | 7/22/2011 10:49:07 AM |
| worldly-investment333 | $100.00 | 7/22/2011 12:54:52 PM |
| Happyhourcomics | $50.00 | 7/22/2011 1:06:13 PM |
| sri59 | $100.00 | 7/22/2011 4:57:59 PM |
| MTGuy | $27.00 | 7/22/2011 3:54:33 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:08:42 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:30:58 PM |
| platinum-cargo | $25.00 | 7/22/2011 6:15:30 PM |
| Jay0507 | $50.00 | 7/22/2011 7:48:55 PM |
| ski bum | $100.00 | 7/13/2011 9:04:06 AM |
| compoundinterest | $50.00 | 7/13/2011 9:04:34 AM |
| wwialnlgy | $100.00 | 7/13/2011 9:07:56 AM |
| bb575 | $50.00 | 7/13/2011 9:03:08 AM |
| pound-balancer | $50.00 | 7/13/2011 9:02:35 AM |
| Abstract | $50.00 | 7/13/2011 9:03:08 AM |
| JustMee | $50.00 | 7/13/2011 11:52:43 AM |
| FinDoc | $25.00 | 7/13/2011 3:32:15 PM |
| caring-hope2 | $100.00 | 7/13/2011 7:23:30 PM |
| janeybooboo | $200.00 | 7/13/2011 8:00:11 PM |
| Tscheddar | $29.80 | 7/14/2011 4:01:25 AM |
| thankful-nickel2 | $50.00 | 7/14/2011 8:17:40 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:47:00 PM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:10:30 PM |
| Veets | $125.00 | 7/14/2011 5:50:07 PM |
| HamachiMan | $50.00 | 7/15/2011 5:12:33 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:18 PM |
| BxRealtor | $25.00 | 7/16/2011 12:53:24 AM |
| credit-coach118 | $35.00 | 7/16/2011 12:42:16 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:34 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:47 PM |
| Harry | $50.00 | 7/18/2011 7:01:18 PM |
| valueguru | $200.00 | 7/19/2011 12:08:35 PM |
| asset-beeper8 | $100.00 | 7/19/2011 11:33:07 AM |
| economy-popcorn | $25.00 | 7/19/2011 1:48:25 PM |
| slartibardfast | $30.00 | 7/19/2011 2:57:41 PM |
| minista | $50.00 | 7/19/2011 3:26:47 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:48 PM |
| intlargonaut | $63.18 | 7/19/2011 1:17:01 PM |
| einstein | $200.00 | 7/19/2011 1:43:39 PM |
| seabass123 | $100.00 | 7/19/2011 12:38:57 PM |
| worth-topper4 | $50.00 | 7/19/2011 4:11:14 PM |
| Bob450 | $25.32 | 7/19/2011 4:35:40 PM |
| SolarMoonshine | $100.00 | 7/19/2011 3:22:07 PM |
| pound-balancer | $100.00 | 7/19/2011 2:07:58 PM |
| jdadverb | $25.75 | 7/19/2011 2:18:16 PM |
| Veets | $250.00 | 7/19/2011 2:20:28 PM |
| peso-tiramisu | $25.00 | 7/19/2011 2:24:43 PM |
| power-cell | $25.00 | 7/19/2011 5:02:09 PM |
| LawyerLoan | $115.00 | 7/19/2011 5:11:47 PM |
| supersarah61 | $76.98 | 7/19/2011 4:03:27 PM |
| TakeCare | $500.00 | 7/19/2011 4:09:50 PM |
| slgilligan | $50.00 | 7/19/2011 4:16:21 PM |
| dudebrah | $25.00 | 7/19/2011 5:04:35 PM |
| hostbank | $250.00 | 7/19/2011 8:03:46 PM |
| CreditBuilder2 | $50.00 | 7/19/2011 5:40:04 PM |
| Zach842 | $200.00 | 7/19/2011 5:09:37 PM |
| superb-funds335 | $26.00 | 7/19/2011 8:21:57 PM |
| encouraging-cash4 | $25.00 | 7/19/2011 5:19:11 PM |
| Photoman42 | $25.00 | 7/19/2011 6:38:37 PM |
| kristl | $25.00 | 7/19/2011 7:19:01 PM |
| PurplePonchoMan | $25.00 | 7/19/2011 6:32:43 PM |
| bughead | $25.00 | 7/19/2011 7:28:10 PM |
| Dano007 | $100.00 | 7/19/2011 7:50:30 PM |
| wampum-chorus3 | $100.00 | 7/20/2011 6:05:47 AM |
| btrfly11 | $50.00 | 7/19/2011 8:33:04 PM |
| Pitufo | $25.00 | 7/19/2011 10:17:26 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:21:52 PM |
| yoyoclock | $25.00 | 7/20/2011 1:34:07 AM |
| reflective-rupee | $200.09 | 7/20/2011 2:05:03 AM |
| 1stBankAndHal | $25.00 | 7/20/2011 10:17:55 AM |
| happy-loyalty | $25.00 | 7/20/2011 5:54:50 AM |
| EJO | $50.00 | 7/20/2011 8:00:14 AM |
| freefly67 | $34.72 | 7/20/2011 8:08:07 AM |
| Mariner3605 | $50.00 | 7/20/2011 9:28:40 AM |
| truth-pudding | $25.00 | 7/20/2011 10:48:20 AM |
| unassailable-fund | $25.78 | 7/20/2011 11:25:02 AM |
| Pakse | $25.00 | 7/20/2011 2:22:27 PM |
| pashonu | $25.00 | 7/20/2011 12:04:36 PM |
| buffalobills | $25.00 | 7/20/2011 12:54:41 PM |
| radforj22 | $25.00 | 7/20/2011 4:33:17 PM |
| Liam227 | $28.84 | 7/20/2011 4:57:39 PM |
| Bill88 | $28.00 | 7/20/2011 2:50:59 PM |
| greenback-seagull2 | $100.00 | 7/20/2011 5:18:15 PM |
| liberty-pecan | $500.00 | 7/20/2011 3:48:39 PM |
| trelum | $33.98 | 7/20/2011 4:48:46 PM |
| thoughtful-investment045 | $25.00 | 7/20/2011 5:44:13 PM |
| rascal867 | $31.66 | 7/20/2011 7:57:51 PM |
| Dollars4Rent | $25.00 | 7/20/2011 7:58:53 PM |
| return-rocket9 | $25.00 | 7/21/2011 9:17:57 AM |
| a-fund-doctor | $25.00 | 7/21/2011 8:17:55 AM |
| Princehaha | $50.00 | 7/21/2011 10:22:41 AM |
| BankofPete | $40.00 | 7/21/2011 8:50:45 AM |
| RKLFinancial | $25.00 | 7/21/2011 9:01:58 AM |
| reflective-greenback1 | $100.00 | 7/21/2011 1:54:46 PM |
| Oranje88 | $100.00 | 7/21/2011 2:26:06 PM |
| aspire2grow | $25.00 | 7/21/2011 10:52:30 AM |
| dayahn | $25.00 | 7/21/2011 3:18:56 PM |
| rockhound84 | $25.00 | 7/21/2011 3:46:17 PM |
| BankOfBjoltus | $100.00 | 7/21/2011 4:00:30 PM |
| adoptionblessing | $42.83 | 7/21/2011 8:07:24 PM |
| arcite | $57.42 | 7/21/2011 8:16:18 PM |
| dapablotv | $100.00 | 7/21/2011 9:43:45 PM |
| corndog4000 | $75.00 | 7/22/2011 3:06:01 AM |
| jazzlender | $50.00 | 7/22/2011 8:42:46 AM |
| capital-baron507 | $50.00 | 7/22/2011 8:00:52 AM |
| AF_Trust | $100.00 | 7/22/2011 12:02:54 PM |
| ExtraIncome | $25.00 | 7/22/2011 1:47:49 PM |
| Asailorman | $100.00 | 7/22/2011 11:04:25 AM |
| kinetic-social | $25.00 | 7/22/2011 3:59:15 PM |
| heavenly-interest9 | $100.00 | 7/22/2011 11:55:46 AM |
| LongJohn4263 | $50.00 | 7/22/2011 4:39:59 PM |
| honorable-yield | $25.00 | 7/22/2011 4:45:49 PM |
| paperbuyers | $25.00 | 7/22/2011 4:47:37 PM |
| epic-interest0 | $50.00 | 7/22/2011 12:51:36 PM |
| nimble-affluence4 | $25.00 | 7/22/2011 4:37:56 PM |
| upbeat-marketplace | $25.00 | 7/22/2011 4:56:00 PM |
| MoneyForNothing | $2.56 | 7/22/2011 7:49:00 PM |
| beachbum22 | $25.00 | 7/22/2011 5:17:13 PM |
| value-sequoia8 | $34.97 | 7/22/2011 6:30:58 PM |
| 222 Investments
|
Borrower Payment Dependent Notes Series
514928
This series of Notes was issued and sold upon the funding of the borrower loan #51857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,497.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 13y 1m |
|
Amount delinquent:
| $88 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,671 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| terrific-euro3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Importers of Exotic Hardwoods
Purpose of loan: Operating expenses for a small business start-up
This loan will be used to...pay salaries and benefits, warehouse rent, utilities, security and insurance for the first three months.
My financial situation: I expect to net at least $500,000 the first year.
I am a good candidate...I am importing exotic tropical hardwoods from the rain forest of Central Africa. My website is: www.africanfiguredwood.com. All the wood is certified, legally harvested, and legally imported into the US. I have ebony, African mahogany, khaya, sapelli, and korina (limba). These species are highly sought after and difficult to find in the US. I will have the largest pieces of ebony in the country.
Monthly net income: $4043
Monthly expenses: $40
Housing: $2052
Insurance: $272
Car expenses: $599
Utilities: $180
Phone, cable, internet: $94
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $408
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/6/2011 9:00:54 AM |
| simplelender80 | $100.00 | 7/6/2011 9:01:19 AM |
| pembull | $50.00 | 7/6/2011 1:13:22 PM |
| zorg77 | $25.00 | 7/6/2011 6:26:10 PM |
| Investor_DP | $100.00 | 7/7/2011 12:05:33 AM |
| reflective-rupee | $25.09 | 7/7/2011 3:13:24 PM |
| Investor_DP | $100.00 | 7/8/2011 9:54:45 PM |
| Investoman | $50.00 | 7/11/2011 6:20:25 AM |
| BuildingShanghai | $25.00 | 7/11/2011 7:38:27 PM |
| SNH | $75.00 | 7/13/2011 6:23:18 AM |
| tenacious-economy9 | $50.00 | 7/13/2011 1:26:10 PM |
| gold-cluster | $50.00 | 7/15/2011 9:43:14 PM |
| Mariner3605 | $25.00 | 7/17/2011 4:16:22 AM |
| asiaratt | $50.00 | 7/17/2011 10:42:02 AM |
| natural-platinum | $25.00 | 7/17/2011 10:42:28 AM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:52 PM |
| britgsb | $50.00 | 7/18/2011 1:07:47 AM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:00 PM |
| bahamaman | $25.00 | 7/18/2011 11:47:05 PM |
| sgt-schultz | $40.00 | 7/19/2011 7:20:43 AM |
| the-profit-oracle | $25.00 | 7/19/2011 9:09:09 AM |
| kind-credit-bear | $25.00 | 7/19/2011 9:08:11 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:17 AM |
| missing-link | $25.00 | 7/19/2011 1:13:24 PM |
| oldmora | $25.00 | 7/19/2011 1:15:10 PM |
| shiny-dollar9 | $25.00 | 7/19/2011 12:29:10 PM |
| HamachiMan | $50.00 | 7/19/2011 4:02:25 PM |
| kulender | $100.00 | 7/19/2011 1:13:11 PM |
| Simonsez808 | $25.00 | 7/19/2011 5:07:36 PM |
| yield-lion | $25.00 | 7/19/2011 4:02:26 PM |
| five-star-note | $25.00 | 7/19/2011 5:09:13 PM |
| reasonable-bonus6 | $25.00 | 7/19/2011 4:02:25 PM |
| miked8303 | $50.00 | 7/19/2011 4:37:20 PM |
| return-uprising6 | $50.00 | 7/19/2011 5:08:20 PM |
| credit-sycamore4 | $50.00 | 7/19/2011 5:09:16 PM |
| env | $50.00 | 7/19/2011 7:36:25 PM |
| money-bauble | $100.00 | 7/19/2011 5:07:39 PM |
| green-capital-hornet | $25.00 | 7/19/2011 5:07:40 PM |
| dedicated-transaction796 | $50.00 | 7/19/2011 5:08:34 PM |
| new-social-economist | $44.80 | 7/19/2011 5:08:40 PM |
| JLMGroupFunds | $25.00 | 7/19/2011 5:21:45 PM |
| Searlzy | $25.00 | 7/20/2011 12:12:20 AM |
| bnlforever | $25.00 | 7/19/2011 8:27:01 PM |
| likeable-hope | $25.00 | 7/20/2011 8:38:18 AM |
| reflective-rupee | $175.00 | 7/20/2011 1:59:01 AM |
| Digs | $25.00 | 7/20/2011 12:12:14 AM |
| tornandfrayed | $36.93 | 7/20/2011 12:22:01 AM |
| reflective-rupee | $550.00 | 7/20/2011 2:02:02 AM |
| ChrisProsper | $380.00 | 7/20/2011 8:22:11 AM |
| web284 | $50.00 | 7/20/2011 8:25:54 AM |
| Tscheddar | $25.00 | 7/6/2011 10:12:14 AM |
| important-openness1 | $100.00 | 7/6/2011 5:08:05 PM |
| Investor_DP | $100.00 | 7/7/2011 12:04:24 AM |
| Investor_DP | $100.00 | 7/8/2011 10:01:50 PM |
| tech310 | $25.00 | 7/9/2011 7:56:27 PM |
| Weaverville | $25.00 | 7/13/2011 12:43:39 PM |
| elephantparty | $25.00 | 7/13/2011 9:58:54 PM |
| economy-producer | $25.00 | 7/13/2011 6:26:10 PM |
| first-favorite-bonus9 | $25.00 | 7/14/2011 9:02:39 AM |
| loyalist1 | $100.00 | 7/14/2011 4:23:21 PM |
| EBITDA | $25.00 | 7/15/2011 5:25:43 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:50 PM |
| worthy-bid8 | $25.00 | 7/16/2011 1:08:38 AM |
| pearl13 | $100.00 | 7/16/2011 9:02:03 AM |
| natural-point1 | $25.00 | 7/18/2011 1:38:37 AM |
| ommcd | $25.00 | 7/18/2011 9:17:57 AM |
| tshurts | $25.00 | 7/18/2011 4:48:01 PM |
| asoldier | $25.00 | 7/18/2011 4:42:36 PM |
| Easystreet | $25.00 | 7/18/2011 4:47:49 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:43:22 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:21 AM |
| trade-beeper4 | $25.00 | 7/19/2011 9:12:37 AM |
| wwwUniversal | $25.00 | 7/19/2011 9:08:08 AM |
| jo2y | $25.00 | 7/19/2011 9:08:12 AM |
| minddoc | $25.00 | 7/19/2011 9:08:17 AM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:28 AM |
| liberty-destiny3 | $25.00 | 7/19/2011 1:13:26 PM |
| eronyc | $25.00 | 7/19/2011 11:13:44 AM |
| green-rapid-openness | $100.00 | 7/19/2011 1:09:58 PM |
| prominence8 | $33.00 | 7/19/2011 4:37:10 PM |
| jubilant-trade6 | $25.00 | 7/19/2011 4:02:14 PM |
| BrownleeManagement | $25.00 | 7/19/2011 5:07:39 PM |
| graceful-investment | $100.00 | 7/19/2011 4:37:19 PM |
| shrewd-peace7 | $25.00 | 7/19/2011 5:08:32 PM |
| best-charming-leverage | $100.00 | 7/19/2011 5:09:08 PM |
| dthompso | $100.00 | 7/19/2011 5:09:12 PM |
| red-power-pecan | $50.00 | 7/19/2011 5:07:37 PM |
| GiftViftdotcom | $50.00 | 7/19/2011 5:08:10 PM |
| the-reliable-trade | $50.00 | 7/19/2011 5:08:22 PM |
| money-surge1 | $25.00 | 7/19/2011 5:18:16 PM |
| unassassinable | $25.00 | 7/20/2011 12:22:23 AM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:38 PM |
| GGreg799 | $25.00 | 7/19/2011 8:42:53 PM |
| moola-pillow | $100.00 | 7/20/2011 7:43:30 AM |
| mrfixerupper | $25.00 | 7/19/2011 10:39:32 PM |
| trimwork99 | $25.00 | 7/19/2011 11:39:59 PM |
| truth-companion | $30.18 | 7/20/2011 12:22:53 AM |
| Jonb6919 | $25.00 | 7/20/2011 8:17:07 AM |
| DasMula | $57.00 | 7/20/2011 8:35:43 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
515054
This series of Notes was issued and sold upon the funding of the borrower loan #51849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,051.99 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $238.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,327 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| burgeoning-diversification522 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Improve Short Term Liquidity
This Loan will be utilized to improve current liquidity of the business I have invested in. Given that the business was recently opened we have to incur costs related to advertising and in order to maintain adequate working capital
My financial situation:
is very good, because I have relatively little other debt (credit card), have a stable job and with current income can make the required payments to pay off the loan. Additionally, I dont have a home mortgage and other assets including my car are equity owned.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:35:57 PM |
| uberrific | $100.00 | 7/12/2011 5:02:44 PM |
| organized-payment6 | $50.00 | 7/12/2011 5:02:45 PM |
| pnace | $50.00 | 7/12/2011 5:03:00 PM |
| NJournalist | $25.00 | 7/12/2011 5:07:57 PM |
| pound-balancer | $50.00 | 7/12/2011 5:02:18 PM |
| ski bum | $100.00 | 7/12/2011 5:02:40 PM |
| Keystonekop | $100.00 | 7/12/2011 7:58:47 PM |
| Investor_DP | $100.00 | 7/12/2011 8:07:43 PM |
| janeybooboo | $111.94 | 7/12/2011 8:14:17 PM |
| availableloan | $25.00 | 7/12/2011 9:43:15 PM |
| Harry | $25.00 | 7/13/2011 7:25:31 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:42:15 PM |
| rescue | $100.00 | 7/14/2011 1:08:31 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:03 PM |
| Veets | $125.00 | 7/14/2011 5:50:05 PM |
| Peterman | $25.00 | 7/15/2011 11:00:04 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:44 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:32 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:45 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:47 PM |
| harmonious-yield | $25.00 | 7/19/2011 11:37:07 AM |
| nickel-ferret | $25.00 | 7/19/2011 3:42:20 PM |
| greenback-seagull2 | $100.00 | 7/19/2011 4:08:06 PM |
| radforj22 | $25.00 | 7/20/2011 11:23:16 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:38 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:54 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:04:11 PM |
| dayahn | $25.00 | 7/21/2011 3:18:55 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:10 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:07 AM |
| MadHun | $200.00 | 7/22/2011 10:42:28 PM |
| kulender | $50.00 | 7/23/2011 6:07:00 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:24 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:52 AM |
| Warwick | $28.00 | 7/23/2011 10:46:43 AM |
| MTGuy | $29.00 | 7/23/2011 6:02:04 PM |
| myworld701 | $25.00 | 7/24/2011 6:13:46 AM |
| Weaverville | $50.00 | 7/24/2011 4:08:45 PM |
| versatilenyguy | $50.00 | 7/25/2011 8:15:30 AM |
| dollardave | $100.00 | 7/24/2011 10:20:58 PM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:19 PM |
| nytrnbow | $25.00 | 7/25/2011 7:38:39 AM |
| Oranje88 | $115.00 | 7/25/2011 11:07:35 AM |
| credit-plum7 | $250.00 | 7/25/2011 9:57:37 AM |
| Centaur | $25.00 | 7/25/2011 11:42:09 AM |
| Interloper | $40.00 | 7/25/2011 12:58:07 PM |
| unrivaled-silver | $41.81 | 7/25/2011 5:12:28 PM |
| fiddlerzvi | $50.00 | 7/25/2011 5:12:25 PM |
| ujiba | $25.00 | 7/25/2011 5:18:30 PM |
| a-healthy-affluence | $25.00 | 7/25/2011 5:06:55 PM |
| luckygreen10 | $50.00 | 7/25/2011 5:07:57 PM |
| egw | $25.00 | 7/25/2011 5:12:25 PM |
| help4u | $25.00 | 7/25/2011 6:07:50 PM |
| sensible-order2 | $42.16 | 7/26/2011 12:57:49 AM |
| reinforced-reward | $25.00 | 7/26/2011 3:04:44 AM |
| velocity-solo | $30.00 | 7/25/2011 7:02:24 PM |
| Cheburashka | $25.00 | 7/25/2011 7:02:39 PM |
| awwaww | $25.00 | 7/25/2011 8:40:07 PM |
| silverloan | $33.21 | 7/26/2011 9:07:06 AM |
| goldenretriever | $100.00 | 7/26/2011 4:51:53 AM |
| RG | $30.00 | 7/26/2011 9:17:22 AM |
| knowledgeable-note6 | $25.00 | 7/26/2011 9:17:28 AM |
| socrates520 | $50.00 | 7/26/2011 9:17:30 AM |
| devoider | $25.00 | 7/26/2011 9:17:33 AM |
| Frenchynh | $25.00 | 7/26/2011 9:17:44 AM |
| new-truth-chuckler | $25.00 | 7/26/2011 9:17:47 AM |
| rmachi | $25.00 | 7/26/2011 12:42:36 AM |
| valiant-liberty4 | $25.00 | 7/26/2011 12:57:34 AM |
| practical-expectations | $25.00 | 7/26/2011 9:37:50 AM |
| TownsendOrg | $25.00 | 7/26/2011 7:14:50 AM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:45 AM |
| Shockem923 | $25.00 | 7/26/2011 9:17:17 AM |
| Sierrahh | $31.56 | 7/26/2011 9:17:21 AM |
| responsibility-tiger3 | $50.00 | 7/26/2011 9:17:25 AM |
| SlowGardener | $50.00 | 7/26/2011 12:23:21 PM |
| StPong | $25.00 | 7/26/2011 9:17:27 AM |
| TOCPI | $25.00 | 7/26/2011 9:17:29 AM |
| platinum-genetics | $25.00 | 7/26/2011 9:17:31 AM |
| triumphant-bonus | $25.00 | 7/26/2011 9:23:50 AM |
| busnssmn | $25.00 | 7/26/2011 9:31:59 AM |
| indiana3417 | $99.14 | 7/26/2011 9:59:53 AM |
| market-pudding | $25.00 | 7/26/2011 1:32:11 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:22 PM |
| Rivervale_Westwood | $25.00 | 7/26/2011 9:17:18 AM |
| caliguian | $50.00 | 7/26/2011 9:17:23 AM |
| ohnezweck | $50.00 | 7/26/2011 9:17:24 AM |
| elevated-reward8 | $200.00 | 7/26/2011 9:17:27 AM |
| Cai8899 | $30.00 | 7/26/2011 9:17:31 AM |
| gold-sushi | $25.00 | 7/26/2011 9:17:33 AM |
| trustu | $50.00 | 7/26/2011 9:17:44 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:20 AM |
| money-bauble | $100.00 | 7/26/2011 1:51:53 PM |
| focused-wampum | $100.00 | 7/26/2011 11:20:04 AM |
| gas | $25.00 | 7/26/2011 2:01:40 PM |
| Eagledrop | $25.00 | 7/26/2011 12:14:35 PM |
| nestegg4e | $25.00 | 7/26/2011 12:16:26 PM |
| jim95762 | $100.00 | 7/26/2011 10:07:39 AM |
| Trolley08 | $25.00 | 7/26/2011 12:45:56 PM |
| anyoi | $25.00 | 7/26/2011 10:46:27 AM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:13:57 PM |
| gold-chorus6 | $50.00 | 7/26/2011 3:07:01 PM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:05 AM |
| jpac1066 | $100.00 | 7/26/2011 1:33:32 PM |
| dollar-chestnut8 | $50.00 | 7/26/2011 1:51:58 PM |
| gold-disk | $25.00 | 7/26/2011 12:39:27 PM |
| SNH | $150.00 | 7/26/2011 2:05:53 PM |
| MrGhost | $25.00 | 7/26/2011 4:06:48 PM |
| maschinenbau | $25.00 | 7/26/2011 4:06:54 PM |
| Banker7371 | $25.00 | 7/26/2011 4:07:05 PM |
| damage | $25.00 | 7/26/2011 3:06:27 PM |
| Unclejohn | $25.00 | 7/26/2011 1:56:48 PM |
| ebgb234 | $25.00 | 7/26/2011 2:03:49 PM |
| Searlzy | $25.00 | 7/26/2011 4:06:50 PM |
| nhm | $25.00 | 7/26/2011 3:47:13 PM |
| elvisloans | $25.01 | 7/26/2011 3:49:49 PM |
| wwialnlgy | $100.00 | 7/12/2011 5:03:04 PM |
| GoldenGo4 | $50.00 | 7/12/2011 5:02:13 PM |
| compoundinterest | $50.00 | 7/12/2011 5:02:55 PM |
| indomitable-coin | $25.00 | 7/12/2011 5:03:02 PM |
| happy-loyalty | $25.00 | 7/13/2011 8:38:00 AM |
| first-serene-credit | $25.00 | 7/13/2011 10:46:15 PM |
| jubilant-trade6 | $50.00 | 7/13/2011 10:39:53 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:52 AM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:48:00 PM |
| HamachiMan | $50.00 | 7/14/2011 5:09:14 PM |
| BxRealtor | $25.00 | 7/15/2011 4:07:20 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:16 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:01 PM |
| janeybooboo | $38.06 | 7/17/2011 8:20:07 PM |
| hostbank | $250.00 | 7/19/2011 8:03:44 PM |
| scrappy-bonus2 | $25.00 | 7/21/2011 12:32:44 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:57 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:33:43 AM |
| dfealk | $100.00 | 7/22/2011 9:41:03 AM |
| hrubinst | $75.00 | 7/23/2011 5:46:56 AM |
| GreenSun | $25.00 | 7/23/2011 8:07:50 AM |
| wwwUniversal | $25.00 | 7/23/2011 1:22:46 AM |
| ramsba | $50.00 | 7/23/2011 9:55:11 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:38 AM |
| 77dowplace | $25.00 | 7/23/2011 8:52:34 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:37 PM |
| cathexis | $25.00 | 7/24/2011 11:09:20 AM |
| EngineersAlliance | $25.00 | 7/24/2011 7:02:16 AM |
| ckatak | $50.00 | 7/24/2011 10:50:05 PM |
| resource777 | $25.00 | 7/24/2011 2:25:57 PM |
| gentle-penny7 | $50.00 | 7/25/2011 7:21:23 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:19 PM |
| opt1mum | $25.00 | 7/25/2011 12:09:45 AM |
| engaging-yield4 | $25.00 | 7/24/2011 11:17:02 PM |
| zippy-interest | $25.00 | 7/25/2011 5:21:49 AM |
| gigabit | $50.00 | 7/25/2011 8:11:30 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:23 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 9:51:30 AM |
| bold-payment-guard | $50.00 | 7/25/2011 10:43:42 AM |
| redx | $25.00 | 7/25/2011 11:27:11 AM |
| pbo922 | $25.00 | 7/25/2011 2:14:20 PM |
| djs81 | $25.00 | 7/25/2011 3:00:28 PM |
| intuitive-benefit3 | $100.00 | 7/25/2011 5:08:03 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:39 PM |
| wise-silver-wonder | $25.00 | 7/25/2011 7:02:23 PM |
| loyalty-locomotive | $25.00 | 7/25/2011 7:14:15 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:12 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:09 PM |
| pilot1723 | $25.00 | 7/25/2011 8:23:01 PM |
| studious-bonus7 | $78.65 | 7/26/2011 12:57:50 AM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:39 AM |
| cerebral-camaraderi | $25.00 | 7/26/2011 1:59:15 AM |
| finance-assembler | $50.00 | 7/25/2011 7:37:59 PM |
| wise-alluring-penny | $100.00 | 7/25/2011 7:57:08 PM |
| janeybooboo | $50.00 | 7/26/2011 8:31:55 AM |
| pieceofbread | $25.00 | 7/25/2011 9:15:26 PM |
| the-profit-oracle | $25.00 | 7/26/2011 12:57:57 AM |
| rulender | $25.00 | 7/26/2011 9:17:17 AM |
| medman | $25.00 | 7/26/2011 9:17:20 AM |
| p2p-paradise | $25.00 | 7/26/2011 9:17:29 AM |
| deal-processor0 | $100.00 | 7/26/2011 9:17:32 AM |
| acropiloterau2002 | $25.00 | 7/26/2011 9:17:40 AM |
| UTVolunteer | $100.00 | 7/26/2011 9:30:07 AM |
| prohelper | $50.00 | 7/26/2011 12:52:46 AM |
| samo102us | $25.00 | 7/26/2011 12:06:20 PM |
| fairness-drum | $30.14 | 7/26/2011 9:17:19 AM |
| IIP77 | $25.00 | 7/26/2011 9:17:23 AM |
| ericgassercom | $48.97 | 7/26/2011 9:17:28 AM |
| jiftostada | $50.00 | 7/26/2011 9:17:30 AM |
| dollar-oracle55 | $25.00 | 7/26/2011 9:17:32 AM |
| CapitalLibre | $25.00 | 7/26/2011 9:17:39 AM |
| SanJoser | $25.00 | 7/26/2011 9:17:45 AM |
| suave-dollar | $50.00 | 7/26/2011 12:33:28 PM |
| cash-surge | $25.00 | 7/26/2011 9:31:49 AM |
| memphisf01 | $25.00 | 7/26/2011 10:16:39 AM |
| ManhattanLender | $25.00 | 7/26/2011 9:17:21 AM |
| circuitfive | $25.00 | 7/26/2011 9:17:24 AM |
| kojo | $50.00 | 7/26/2011 9:17:26 AM |
| platinum-exec1 | $50.00 | 7/26/2011 9:17:29 AM |
| miked8303 | $25.00 | 7/26/2011 9:17:32 AM |
| WeAlNe | $25.00 | 7/26/2011 9:24:19 AM |
| no_agenda_lender | $25.00 | 7/26/2011 1:51:54 PM |
| brightest-reasonable-fairness | $50.00 | 7/26/2011 1:51:58 PM |
| jdl424 | $58.34 | 7/26/2011 2:30:35 PM |
| marwadi-62 | $100.00 | 7/26/2011 12:53:58 PM |
| soheagle | $25.00 | 7/26/2011 1:06:59 PM |
| DavenportCapital | $25.00 | 7/26/2011 1:16:56 PM |
| rhodylend | $25.00 | 7/26/2011 11:19:21 AM |
| littlemonkey | $25.00 | 7/26/2011 12:12:18 PM |
| Erileb | $25.00 | 7/26/2011 12:21:50 PM |
| dharma1 | $25.00 | 7/26/2011 3:55:34 PM |
| Dakota98 | $50.00 | 7/26/2011 4:44:47 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:31 PM |
| Namrok | $25.00 | 7/26/2011 4:37:30 PM |
| competent-commitment1 | $50.00 | 7/26/2011 3:23:33 PM |
| gilbrear | $25.00 | 7/26/2011 3:55:20 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
515148
This series of Notes was issued and sold upon the funding of the borrower loan #51710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,322 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-burger8 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FINANCES
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5400
Monthly expenses: $3000
Housing: $1371
Insurance: $390
Car expenses: $154
Utilities: $265
Phone, cable, internet: $116
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $25.00 | 7/20/2011 11:04:50 AM |
| genuine-dime | $100.00 | 7/20/2011 12:42:09 PM |
| bold-gold-relaxation | $100.00 | 7/20/2011 2:40:53 PM |
| economy-huckleberry0 | $25.00 | 7/20/2011 11:56:48 AM |
| reflective-rupee | $200.09 | 7/20/2011 10:31:29 AM |
| AlternativeCashFlow | $25.71 | 7/20/2011 3:33:32 PM |
| Investor_DP | $100.00 | 7/20/2011 2:12:05 PM |
| bold-gold-relaxation | $100.00 | 7/20/2011 2:40:48 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:53 PM |
| jkeller4000 | $25.00 | 7/20/2011 3:24:59 PM |
| Solid-Platinum | $25.00 | 7/20/2011 6:28:21 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:36 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:07 AM |
| Agonbiew | $100.00 | 7/20/2011 9:48:49 PM |
| simplelender80 | $100.00 | 7/21/2011 4:17:13 PM |
| diplomatic-wealth7 | $25.00 | 7/21/2011 5:40:45 PM |
| enchanted-note | $25.00 | 7/22/2011 7:44:01 AM |
| social-hunter5 | $25.00 | 7/22/2011 9:06:59 AM |
| ddoneday | $25.00 | 7/23/2011 10:15:36 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:03 AM |
| zorg77 | $25.00 | 7/23/2011 12:18:47 PM |
| Whipster | $60.00 | 7/23/2011 6:41:52 PM |
| beakerfish | $50.00 | 7/23/2011 6:38:23 PM |
| Kaj | $35.00 | 7/24/2011 2:17:47 PM |
| mlj0671 | $25.00 | 7/25/2011 6:31:06 AM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:23 AM |
| red-power-pecan | $48.00 | 7/25/2011 6:08:56 PM |
| loss-of-control | $75.00 | 7/25/2011 6:42:35 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:17:46 PM |
| janeybooboo | $25.00 | 7/26/2011 2:41:30 PM |
| gslinv | $25.00 | 7/26/2011 2:58:14 PM |
| 3_boyz | $50.00 | 7/26/2011 1:51:30 PM |
| excellent-loan8 | $25.00 | 7/26/2011 12:39:23 PM |
| itskarma | $25.25 | 7/26/2011 2:43:01 PM |
| golden-velocity9 | $25.00 | 7/26/2011 3:29:34 PM |
| greencat | $50.00 | 7/26/2011 4:03:29 PM |
| well-mannered-income3 | $25.00 | 7/26/2011 5:26:31 PM |
| Leopoldine | $25.00 | 7/26/2011 2:46:23 PM |
| ethical-income2 | $25.00 | 7/26/2011 4:27:26 PM |
| velocity-owner4 | $100.00 | 7/26/2011 7:31:47 PM |
| palace2 | $400.00 | 7/26/2011 5:27:29 PM |
| Bob450 | $25.00 | 7/26/2011 7:50:24 PM |
| shawnw2 | $25.00 | 7/26/2011 8:11:53 PM |
| lobstahlender | $30.00 | 7/26/2011 4:43:38 PM |
| AK49-JW | $25.00 | 7/26/2011 6:13:30 PM |
| p2ploan-sensation211 | $25.00 | 7/26/2011 6:49:44 PM |
| graceful-investment | $109.47 | 7/26/2011 7:21:52 PM |
| coloradocash | $25.00 | 7/26/2011 7:29:58 PM |
| truth-trapper | $25.00 | 7/26/2011 7:38:47 PM |
| PleaseDontDefault | $50.00 | 7/26/2011 8:00:26 PM |
| Eddy-2-Aces | $25.00 | 7/26/2011 5:42:14 PM |
| run26miles | $50.00 | 7/26/2011 8:06:47 PM |
| liberty-pecan | $111.16 | 7/26/2011 8:28:23 PM |
| rupee-universe | $25.00 | 7/26/2011 6:44:11 PM |
| supreme-hope | $25.00 | 7/26/2011 6:50:56 PM |
| wealth-tremolo7 | $57.50 | 7/26/2011 7:39:32 PM |
| Something-Corporate | $25.00 | 7/26/2011 8:06:58 PM |
| pearl13 | $50.00 | 7/20/2011 10:07:23 AM |
| diligent-peace9 | $50.00 | 7/20/2011 3:24:01 PM |
| profit-powerplant | $25.00 | 7/20/2011 4:26:58 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:52:39 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:30:37 AM |
| courteous-kindness1 | $25.00 | 7/22/2011 12:57:24 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:25 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:51 PM |
| scarlet-velvet | $25.08 | 7/23/2011 7:29:54 PM |
| Rogelio48 | $25.00 | 7/24/2011 8:12:02 PM |
| luckygreen10 | $200.00 | 7/25/2011 1:58:52 PM |
| itsmaj | $49.40 | 7/25/2011 7:33:37 PM |
| SolarMoonshine | $25.00 | 7/26/2011 10:05:12 AM |
| janeybooboo | $25.00 | 7/26/2011 2:41:37 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:03 PM |
| market-pudding | $25.00 | 7/26/2011 1:35:47 PM |
| 3613925 | $25.00 | 7/26/2011 1:21:30 PM |
| sweetlan | $25.07 | 7/26/2011 5:16:54 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:04 PM |
| brightest-dignified-penny | $25.00 | 7/26/2011 5:08:39 PM |
| Grandmahoneybee | $45.00 | 7/26/2011 7:05:34 PM |
| palace2 | $150.00 | 7/26/2011 5:37:52 PM |
| heaven75 | $62.50 | 7/26/2011 7:47:17 PM |
| nickel-demon2 | $45.77 | 7/26/2011 8:03:04 PM |
| terrific-dough6 | $100.00 | 7/26/2011 6:59:38 PM |
| investment-artist | $25.00 | 7/26/2011 5:36:21 PM |
| unbelievable-cash9 | $250.00 | 7/26/2011 6:27:08 PM |
| blue-goal-deal | $25.00 | 7/26/2011 6:31:15 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:44:58 PM |
| dynrep | $25.00 | 7/26/2011 8:00:10 PM |
| Mad_Scientist | $35.00 | 7/26/2011 8:14:18 PM |
| dedicated-diversification5 | $100.00 | 7/26/2011 8:26:11 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
515272
This series of Notes was issued and sold upon the funding of the borrower loan #51880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,135.51 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $234.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,229 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| new-abundant-point |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I work as a medical sales rep and attend business school in the evenings. My income and credit score make me a good candidate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pound-balancer | $50.00 | 7/8/2011 5:02:27 PM |
| uberrific | $100.00 | 7/8/2011 5:03:11 PM |
| organized-payment6 | $50.00 | 7/8/2011 5:03:14 PM |
| pnace | $50.00 | 7/8/2011 5:03:25 PM |
| income-awakening6 | $25.00 | 7/8/2011 5:02:35 PM |
| JustMee | $25.00 | 7/8/2011 5:24:25 PM |
| MarvintheMartian | $35.00 | 7/8/2011 8:48:45 PM |
| fortytwo | $250.00 | 7/9/2011 10:48:41 AM |
| Bank_Of_XL | $25.00 | 7/10/2011 6:35:46 AM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:34 AM |
| jubilant-trade6 | $25.00 | 7/11/2011 9:04:12 AM |
| Solid-Platinum | $100.00 | 7/11/2011 12:08:32 PM |
| sandbreaker | $50.00 | 7/12/2011 5:07:21 PM |
| Harry | $25.00 | 7/13/2011 7:25:17 AM |
| Boxster968 | $25.00 | 7/13/2011 8:12:17 PM |
| loyalty-sherpa | $25.00 | 7/14/2011 9:14:16 AM |
| astute-fairness0 | $25.00 | 7/14/2011 1:05:16 PM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:47 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:53 PM |
| ministry1 | $50.00 | 7/14/2011 5:08:43 PM |
| radforj22 | $25.00 | 7/18/2011 10:04:17 AM |
| heavy_ax | $25.00 | 7/18/2011 10:30:52 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:08 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:34 PM |
| balance-chestnut | $62.50 | 7/19/2011 1:09:31 PM |
| kdog99 | $100.00 | 7/19/2011 3:57:28 PM |
| UncleSafety | $100.00 | 7/19/2011 4:13:59 PM |
| hostbank | $250.00 | 7/19/2011 8:03:32 PM |
| rce1964 | $25.00 | 7/20/2011 12:17:31 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:28 PM |
| AFairDeal | $30.00 | 7/20/2011 3:43:20 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:34 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:38 PM |
| Weaverville | $50.00 | 7/20/2011 9:13:47 PM |
| prohelper | $50.00 | 7/21/2011 6:07:05 AM |
| peace-flower9 | $25.00 | 7/21/2011 7:42:41 AM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:50 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:21 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:09 AM |
| wwwUniversal | $25.00 | 7/22/2011 12:52:41 AM |
| yzerizef | $150.00 | 7/22/2011 4:39:43 AM |
| helpinghand63 | $25.00 | 7/22/2011 9:32:10 AM |
| help4u | $50.00 | 7/22/2011 6:28:54 AM |
| dfealk | $100.00 | 7/22/2011 9:40:51 AM |
| veneziani | $25.00 | 7/22/2011 9:49:38 AM |
| forceful-duty178 | $100.00 | 7/22/2011 10:32:48 AM |
| chipperjohnson | $25.00 | 7/22/2011 1:46:23 PM |
| heavy_ax | $25.00 | 7/22/2011 11:03:34 AM |
| Hiro07 | $26.00 | 7/22/2011 11:26:04 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:17 AM |
| Rivervale_Westwood | $25.00 | 7/22/2011 1:09:32 PM |
| gilbrear | $25.00 | 7/22/2011 4:53:58 PM |
| bill-expert | $50.00 | 7/22/2011 4:04:07 PM |
| ScottW | $25.00 | 7/22/2011 4:56:34 PM |
| lamsabuy | $1,700.00 | 7/22/2011 4:48:18 PM |
| indomitable-coin | $25.00 | 7/8/2011 5:02:50 PM |
| sflawya | $25.00 | 7/8/2011 5:02:20 PM |
| ski bum | $100.00 | 7/8/2011 5:03:06 PM |
| compoundinterest | $50.00 | 7/8/2011 5:03:32 PM |
| penny-finder | $25.04 | 7/8/2011 7:38:53 PM |
| caring-hope2 | $100.00 | 7/9/2011 5:59:20 AM |
| HamachiMan | $50.00 | 7/9/2011 12:16:42 PM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:33:23 PM |
| rescue | $100.00 | 7/11/2011 3:06:44 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:57 PM |
| BxRealtor | $25.00 | 7/11/2011 5:14:00 PM |
| a-responsible-return | $50.00 | 7/12/2011 5:09:43 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:36 PM |
| greenback-seagull2 | $100.00 | 7/13/2011 6:12:40 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:35 AM |
| Veets | $125.00 | 7/14/2011 5:49:58 PM |
| Peterman | $25.00 | 7/15/2011 10:59:50 AM |
| Sneezie | $100.00 | 7/16/2011 12:31:10 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:43 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:44 AM |
| rdrloan | $50.00 | 7/18/2011 2:08:36 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:32 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:44:07 AM |
| LandE2BG | $50.00 | 7/19/2011 7:43:25 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:33 AM |
| bunnybear | $26.97 | 7/20/2011 9:40:27 AM |
| iolaire | $25.00 | 7/20/2011 9:13:09 AM |
| pound-balancer | $50.00 | 7/20/2011 5:18:07 PM |
| Havana21 | $50.00 | 7/20/2011 5:17:48 PM |
| emphatic-responsibility | $39.00 | 7/20/2011 11:00:37 PM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:18:00 AM |
| Jay_Tee | $50.00 | 7/21/2011 9:12:04 AM |
| ArashMass | $25.00 | 7/21/2011 10:58:51 AM |
| jazz619 | $25.00 | 7/21/2011 11:40:03 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:40 AM |
| ckatak | $100.00 | 7/21/2011 4:54:04 PM |
| dayahn | $25.00 | 7/21/2011 3:18:42 PM |
| elephantparty | $25.00 | 7/21/2011 8:01:01 PM |
| gslinv | $25.00 | 7/21/2011 7:33:47 PM |
| Cheburashka | $25.00 | 7/22/2011 12:38:33 AM |
| gold-sushi | $25.00 | 7/22/2011 12:53:22 AM |
| credit-maple5 | $50.00 | 7/22/2011 1:50:36 AM |
| silver-armada | $50.00 | 7/22/2011 4:19:56 AM |
| velocity-solo | $30.00 | 7/22/2011 10:17:56 AM |
| ItsJustMe79 | $25.00 | 7/22/2011 9:10:06 AM |
| brightest-affluence-motivator | $50.00 | 7/22/2011 10:45:32 AM |
| cutter21 | $25.00 | 7/22/2011 9:31:24 AM |
| rocker137 | $25.00 | 7/22/2011 12:12:46 PM |
| PaulW | $25.00 | 7/22/2011 12:30:15 PM |
| Asailorman | $50.00 | 7/22/2011 11:06:42 AM |
| Brain_m | $25.00 | 7/22/2011 11:11:51 AM |
| MyPlantsEatBugs | $25.00 | 7/22/2011 11:20:56 AM |
| pbo922 | $25.00 | 7/22/2011 3:25:52 PM |
| Aimvest | $25.00 | 7/22/2011 2:12:58 PM |
| groovy-watanabe | $25.00 | 7/22/2011 2:51:24 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:32 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
515408
This series of Notes was issued and sold upon the funding of the borrower loan #51811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 1m |
|
Amount delinquent:
| $493 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,825 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yorktur1966 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $13,700.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
700-719
(Jan-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Borrowing for the Third Time School
Purpose of loan: School
This loan will be used to..complete some courses in the advanced data base
My financial situation: Excellent
I am a good candidate for this loan because due to the fact that both of my prosper loans were never late and paid off before maturity
Monthly net income: $ 4048.00
Monthly expenses: $
Housing: $ 900.00
Insurance: $76
Car expenses: $0
Utilities: $ 250.00
Phone, cable, internet: $ 150.00
Food, entertainment: $600.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 7/25/2011 9:01:38 AM |
| pembull | $25.00 | 7/25/2011 9:10:25 AM |
| cashhelp | $25.00 | 7/25/2011 9:11:20 AM |
| thorough-yield1 | $56.07 | 7/25/2011 9:16:16 AM |
| NekHoldings | $25.00 | 7/25/2011 9:23:38 AM |
| mrxtravis | $25.00 | 7/25/2011 9:01:53 AM |
| Feyenoord | $25.00 | 7/25/2011 9:02:32 AM |
| alexgalt | $25.00 | 7/25/2011 9:12:12 AM |
| kind-charming-value | $1,000.00 | 7/25/2011 9:01:54 AM |
| lucrative-loan | $40.00 | 7/25/2011 9:38:34 AM |
| fascinating-generosity3 | $100.00 | 7/25/2011 9:07:45 AM |
| lendstats_com | $200.00 | 7/25/2011 9:10:22 AM |
| clemclan | $35.00 | 7/25/2011 9:21:31 AM |
| loanman2007 | $100.00 | 7/25/2011 9:29:56 AM |
| worth-blanket2 | $4,718.86 | 7/25/2011 9:39:05 AM |
| CA-Lender | $50.07 | 7/25/2011 9:32:10 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
515432
This series of Notes was issued and sold upon the funding of the borrower loan #51756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $164.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 22y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,124 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-treasure476 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
readytoretire2
Purpose of loan: off work for 4 to 6 weeks because of surgery.need cash to cover time off.
My financial situation:
I am a good candidate for this loan because I have excellent credit, and I never miss any payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/8/2011 5:03:08 PM |
| compoundinterest | $50.00 | 7/8/2011 5:03:35 PM |
| indomitable-coin | $25.00 | 7/8/2011 5:02:52 PM |
| pnace | $50.00 | 7/8/2011 5:03:26 PM |
| janeybooboo | $25.00 | 7/8/2011 6:02:21 PM |
| pound-balancer | $50.00 | 7/8/2011 7:17:29 PM |
| jmeasn | $25.00 | 7/8/2011 8:39:21 PM |
| SimpleChoice | $25.00 | 7/9/2011 12:35:53 AM |
| Solid-Platinum | $100.00 | 7/8/2011 11:27:30 PM |
| proper-commitment5 | $25.00 | 7/9/2011 10:29:49 AM |
| investment-artist | $25.00 | 7/9/2011 8:24:04 AM |
| fortytwo | $250.00 | 7/9/2011 10:48:42 AM |
| proper-commitment5 | $25.00 | 7/9/2011 10:25:53 AM |
| SoCalIsHere | $25.00 | 7/9/2011 11:59:58 PM |
| Bank_Of_XL | $25.00 | 7/10/2011 6:35:24 AM |
| HamachiMan | $50.00 | 7/10/2011 12:18:48 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:36 AM |
| rescue | $100.00 | 7/11/2011 3:42:24 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:59 PM |
| BxRealtor | $25.00 | 7/12/2011 1:12:44 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:38 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:55 PM |
| sandbreaker | $50.00 | 7/14/2011 5:07:22 PM |
| Veets | $125.00 | 7/14/2011 5:49:59 PM |
| Peterman | $25.00 | 7/15/2011 10:59:51 AM |
| rpg | $25.00 | 7/16/2011 3:49:37 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:44 PM |
| gojackgo | $50.00 | 7/18/2011 10:56:45 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:09 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:44:44 AM |
| market-network | $25.00 | 7/19/2011 10:54:51 AM |
| theloanteacher | $25.00 | 7/19/2011 11:50:53 AM |
| kdog99 | $100.00 | 7/19/2011 5:18:20 PM |
| wwwUniversal | $25.00 | 7/20/2011 12:22:39 AM |
| jpac1066 | $100.00 | 7/19/2011 7:46:15 PM |
| elevated-finance | $26.29 | 7/20/2011 5:19:51 AM |
| determined-nickel30 | $35.57 | 7/20/2011 6:12:08 AM |
| swingkid | $100.00 | 7/19/2011 11:32:59 PM |
| thriller451 | $39.09 | 7/20/2011 9:38:33 AM |
| worldly-investment333 | $50.00 | 7/20/2011 7:55:45 AM |
| iolaire | $25.00 | 7/20/2011 9:13:10 AM |
| organized-payment6 | $50.00 | 7/8/2011 5:03:15 PM |
| uberrific | $100.00 | 7/8/2011 5:03:12 PM |
| janeybooboo | $25.00 | 7/8/2011 6:02:30 PM |
| janeybooboo | $50.00 | 7/8/2011 6:14:21 PM |
| JustMee | $25.00 | 7/8/2011 5:23:47 PM |
| MarvintheMartian | $25.00 | 7/8/2011 8:45:55 PM |
| caring-hope2 | $50.00 | 7/9/2011 6:03:22 AM |
| proper-commitment5 | $25.00 | 7/9/2011 10:15:12 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:34:52 PM |
| jubilant-trade6 | $25.00 | 7/11/2011 5:04:16 PM |
| Harry | $25.00 | 7/13/2011 7:25:20 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:38 PM |
| greenback-seagull2 | $100.00 | 7/14/2011 4:18:07 PM |
| loyalty-sherpa | $25.00 | 7/14/2011 5:09:11 PM |
| exchange-dreams | $50.00 | 7/14/2011 7:24:19 PM |
| BuildingShanghai | $30.23 | 7/15/2011 8:23:23 PM |
| elvisloans | $25.00 | 7/16/2011 6:37:28 AM |
| bullwink27 | $25.00 | 7/16/2011 6:21:06 AM |
| Sneezie | $100.00 | 7/16/2011 12:31:11 PM |
| loan-galaxy6 | $500.00 | 7/18/2011 8:08:53 AM |
| a-responsible-return | $50.00 | 7/18/2011 1:22:00 PM |
| radforj22 | $25.00 | 7/18/2011 10:04:19 AM |
| UTVolunteer | $100.00 | 7/18/2011 4:03:34 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:33 PM |
| reflective-rupee | $200.09 | 7/19/2011 12:00:13 AM |
| damage | $25.00 | 7/19/2011 9:57:24 AM |
| trustworthy-hope189 | $30.00 | 7/19/2011 12:00:22 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:34 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:26 PM |
| NYBIZ | $25.00 | 7/19/2011 7:20:07 PM |
| rakey | $25.00 | 7/20/2011 12:22:04 AM |
| BOZO88 | $50.00 | 7/19/2011 7:51:19 PM |
| hostbank | $250.00 | 7/19/2011 8:03:33 PM |
| loan-galaxy6 | $160.85 | 7/20/2011 7:09:39 AM |
| RJN | $25.00 | 7/20/2011 7:45:45 AM |
| order-tamale | $60.00 | 7/20/2011 9:42:56 AM |
| pythia | $25.00 | 7/20/2011 4:27:05 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:34 AM |
| yield-hut | $217.88 | 7/20/2011 9:17:49 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
516230
This series of Notes was issued and sold upon the funding of the borrower loan #51834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,582.17 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $251.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,803 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-spartan538 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate several high interest credit cards.
My financial situation:
I am a gainfully employed software developer.
I am also a father and husband. I have been the sole earner in the household since my wife gave birth a year ago, and there is less money available to go towards paying down some credit card debt we've accumulated over the years.
While we have been able to meet our financial obligations, the reduction in income has meant that payments have often been the minimum required. I would like to have this debt paid off by the time my son goes to kindergarten, not college.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:49 PM |
| pnace | $50.00 | 7/13/2011 5:03:12 PM |
| JustMee | $25.00 | 7/13/2011 5:10:00 PM |
| MarvintheMartian | $35.00 | 7/13/2011 5:13:15 PM |
| caring-hope2 | $100.00 | 7/13/2011 7:29:01 PM |
| Pickmar | $25.00 | 7/14/2011 4:53:19 AM |
| astute-fairness0 | $25.00 | 7/14/2011 8:43:15 AM |
| indomitable-coin | $25.00 | 7/14/2011 10:41:18 AM |
| pearl13 | $100.00 | 7/14/2011 9:33:07 AM |
| STAN7366 | $100.00 | 7/16/2011 9:51:23 AM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:27:44 AM |
| Investor_DP | $100.00 | 7/17/2011 1:11:15 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:49 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:54 PM |
| HamachiMan | $50.00 | 7/19/2011 8:52:12 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:52 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:45 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:02 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:37 PM |
| greenback-seagull2 | $100.00 | 7/21/2011 5:23:11 PM |
| RedCentre | $90.53 | 7/22/2011 8:22:23 AM |
| radforj22 | $25.00 | 7/22/2011 7:54:37 AM |
| dfealk | $100.00 | 7/22/2011 9:41:09 AM |
| sri59 | $100.00 | 7/22/2011 5:08:48 PM |
| frankdelraza | $25.00 | 7/22/2011 9:02:06 PM |
| kulender | $50.00 | 7/23/2011 6:07:04 AM |
| 77dowplace | $25.00 | 7/23/2011 8:53:39 AM |
| ramsba | $50.00 | 7/23/2011 9:55:21 AM |
| RedCentre | $300.00 | 7/23/2011 2:16:13 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:32 AM |
| SCD | $25.00 | 7/23/2011 8:29:50 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:28 PM |
| gigabit | $50.00 | 7/25/2011 8:11:36 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:45 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:43 AM |
| EngineersAlliance | $25.00 | 7/25/2011 9:30:15 PM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:11:20 AM |
| rate-american | $100.00 | 7/26/2011 10:17:31 AM |
| BankofPete | $25.00 | 7/26/2011 1:29:09 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:24 PM |
| soheagle | $25.00 | 7/26/2011 1:43:45 PM |
| natural-affluence4 | $25.00 | 7/26/2011 6:38:14 PM |
| velocity-solo | $30.00 | 7/26/2011 3:47:38 PM |
| emphatic-responsibility | $50.00 | 7/27/2011 12:46:02 AM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:33 PM |
| valiant-liberty4 | $25.00 | 7/27/2011 12:57:33 AM |
| studious-bonus7 | $100.00 | 7/27/2011 9:17:11 AM |
| sensible-order2 | $88.87 | 7/27/2011 9:57:19 AM |
| Weaverville | $50.00 | 7/27/2011 9:17:07 AM |
| gold-sushi | $25.00 | 7/27/2011 10:27:20 AM |
| hebergee | $25.00 | 7/27/2011 10:58:00 AM |
| gain-mountain1 | $54.77 | 7/27/2011 12:03:41 PM |
| dollardave | $100.00 | 7/27/2011 12:29:08 PM |
| SolarMoonshine | $25.00 | 7/27/2011 10:14:43 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:53 AM |
| Willylump | $25.00 | 7/27/2011 9:32:18 AM |
| benjo | $25.00 | 7/27/2011 9:34:47 AM |
| fireboss | $25.00 | 7/27/2011 11:58:27 AM |
| prohelper | $50.00 | 7/27/2011 4:22:07 PM |
| fiddlerzvi | $50.00 | 7/27/2011 10:27:18 AM |
| worthy-bid8 | $50.00 | 7/27/2011 11:19:00 AM |
| fortytwo | $400.00 | 7/27/2011 11:44:32 AM |
| FinDoc | $25.00 | 7/27/2011 4:10:47 PM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:42 PM |
| bill-expert | $50.00 | 7/27/2011 4:58:11 PM |
| uberrific | $100.00 | 7/13/2011 5:02:45 PM |
| ski bum | $100.00 | 7/13/2011 5:02:38 PM |
| organized-payment6 | $50.00 | 7/13/2011 5:02:49 PM |
| compoundinterest | $50.00 | 7/13/2011 5:03:04 PM |
| pound-balancer | $50.00 | 7/14/2011 7:45:47 AM |
| economy-huckleberry0 | $25.00 | 7/14/2011 2:17:59 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:11 PM |
| wwialnlgy | $100.00 | 7/14/2011 5:13:12 PM |
| Veets | $125.00 | 7/14/2011 5:50:10 PM |
| houli123 | $50.00 | 7/15/2011 3:41:24 AM |
| Peterman | $25.00 | 7/15/2011 11:00:15 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:24 PM |
| Proactive-Financial-Lending | $25.00 | 7/15/2011 7:20:55 PM |
| rescue | $100.00 | 7/16/2011 2:12:12 PM |
| John_Galt | $33.00 | 7/18/2011 3:53:13 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:44 PM |
| Harry | $50.00 | 7/18/2011 7:01:28 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:52 PM |
| BxRealtor | $25.00 | 7/19/2011 12:32:41 AM |
| hostbank | $250.00 | 7/19/2011 8:03:53 PM |
| janeybooboo | $100.00 | 7/20/2011 6:44:25 PM |
| tender-integrity3 | $50.00 | 7/21/2011 11:50:05 AM |
| dayahn | $25.00 | 7/21/2011 3:19:02 PM |
| credit-coach118 | $25.00 | 7/21/2011 5:01:42 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:17 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:33 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:19 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:25 AM |
| SNH | $150.00 | 7/26/2011 2:05:56 PM |
| wwwUniversal | $25.00 | 7/26/2011 3:47:34 PM |
| dharma1 | $25.00 | 7/26/2011 3:55:37 PM |
| MadHun | $100.00 | 7/26/2011 4:11:33 PM |
| britgsb | $50.00 | 7/26/2011 10:16:10 PM |
| vutah | $25.00 | 7/26/2011 9:17:18 PM |
| alaco | $25.00 | 7/26/2011 9:58:35 PM |
| janeybooboo | $100.00 | 7/27/2011 4:36:49 AM |
| bigphish | $25.00 | 7/27/2011 7:19:42 AM |
| wise-silver-wonder | $25.00 | 7/27/2011 12:52:29 AM |
| egw | $25.00 | 7/27/2011 10:27:18 AM |
| antlr | $50.00 | 7/27/2011 7:49:52 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:16 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:47 AM |
| MikeB918 | $25.00 | 7/27/2011 12:19:26 PM |
| minista | $25.00 | 7/27/2011 9:11:14 AM |
| ixoyefreak | $25.00 | 7/27/2011 10:49:05 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:08 AM |
| luckygreen10 | $50.00 | 7/27/2011 9:57:12 AM |
| antomi | $25.00 | 7/27/2011 4:31:54 PM |
| samaritan5 | $25.00 | 7/27/2011 2:23:38 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:13 PM |
| nonukem | $25.00 | 7/27/2011 11:47:45 AM |
| ChrisProsper | $4,000.00 | 7/27/2011 4:46:43 PM |
| peace-flower9 | $25.00 | 7/27/2011 4:03:27 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
516258
This series of Notes was issued and sold upon the funding of the borrower loan #51761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,533.81 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $351.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 19y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,438 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| missile060 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Long term employment!
Purpose of loan:
This loan will be used to...pay off some other debt.
My financial situation: Employed, excellent credit
I am a good candidate for this loan because...I have spotless credit
Monthly net income: $9385
Monthly expenses: $4000
Housing: $1200
Insurance: $165
Car expenses: $600
Utilities: $250
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1100
Other expenses: $55
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bullish2bearish | $25.00 | 7/13/2011 5:25:49 PM |
| ski bum | $100.00 | 7/13/2011 5:02:40 PM |
| Investor_DP | $100.00 | 7/13/2011 5:03:19 PM |
| JustMee | $25.00 | 7/13/2011 5:09:23 PM |
| pearl13 | $100.00 | 7/14/2011 9:33:08 AM |
| economy-huckleberry0 | $25.00 | 7/14/2011 2:19:11 PM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:21 AM |
| top-radiant-funds | $50.00 | 7/15/2011 11:06:56 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:25 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:51 AM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:28:21 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:56 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:46 PM |
| BxRealtor | $25.00 | 7/19/2011 9:09:34 AM |
| hostbank | $250.00 | 7/19/2011 8:03:54 PM |
| Watersports | $50.00 | 7/20/2011 7:14:28 AM |
| janeybooboo | $100.00 | 7/20/2011 6:38:24 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:04 PM |
| dayahn | $25.00 | 7/21/2011 3:19:03 PM |
| dfealk | $100.00 | 7/22/2011 9:41:11 AM |
| Tscheddar | $25.00 | 7/22/2011 10:21:26 AM |
| radforj22 | $25.00 | 7/22/2011 9:25:09 PM |
| vutah | $25.00 | 7/23/2011 6:43:00 AM |
| ramsba | $50.00 | 7/23/2011 9:55:22 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:32 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:55 AM |
| edaguy | $100.00 | 7/23/2011 2:23:21 PM |
| itskarma | $35.35 | 7/23/2011 2:38:13 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:17 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:29 PM |
| devoider | $31.00 | 7/25/2011 7:13:56 AM |
| best-asset-jedi | $50.00 | 7/25/2011 10:49:53 AM |
| fortytwo | $400.00 | 7/25/2011 10:54:50 AM |
| Astyanax | $100.00 | 7/25/2011 11:52:43 AM |
| a-community-aficionado | $50.74 | 7/25/2011 12:13:32 PM |
| Leopoldine | $30.00 | 7/25/2011 12:36:20 PM |
| sgt-schultz | $25.00 | 7/25/2011 10:48:16 AM |
| worth-arch | $50.00 | 7/25/2011 10:49:57 AM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:52:39 PM |
| pthighs | $50.00 | 7/25/2011 2:40:01 PM |
| selector568 | $300.00 | 7/25/2011 10:48:43 AM |
| mrack | $50.00 | 7/25/2011 11:17:43 AM |
| unconquerable-dedication | $25.00 | 7/25/2011 1:15:10 PM |
| investment-artist | $25.02 | 7/25/2011 12:19:40 PM |
| bonus-seahorse | $25.00 | 7/25/2011 1:43:12 PM |
| supreme-hope | $25.00 | 7/25/2011 2:20:29 PM |
| greenback-chairman5 | $30.00 | 7/25/2011 4:04:50 PM |
| SB94114 | $25.00 | 7/25/2011 4:27:29 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:45 PM |
| peace-flower9 | $25.00 | 7/25/2011 4:41:25 PM |
| awwaww | $25.00 | 7/25/2011 8:40:10 PM |
| buddy486 | $25.00 | 7/25/2011 8:55:58 PM |
| promise2 | $100.00 | 7/25/2011 6:26:55 PM |
| power-secret-agent | $25.00 | 7/25/2011 6:32:55 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:18 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:22 PM |
| interstellar | $75.00 | 7/25/2011 5:59:17 PM |
| whitegold24k | $250.00 | 7/25/2011 6:14:43 PM |
| income-buffalo1 | $100.00 | 7/25/2011 6:26:48 PM |
| the-liberty-baker | $50.00 | 7/25/2011 6:35:03 PM |
| ClearCut | $50.00 | 7/25/2011 8:59:00 PM |
| simeonthewhale | $25.00 | 7/26/2011 4:14:33 AM |
| Engineer44 | $25.00 | 7/26/2011 5:55:50 AM |
| Hexnut | $50.00 | 7/26/2011 6:29:09 AM |
| wise-alluring-penny | $100.00 | 7/25/2011 7:57:11 PM |
| handy-justice | $100.00 | 7/25/2011 8:10:41 PM |
| authoritative-capital | $25.00 | 7/26/2011 7:11:00 AM |
| quest0 | $25.68 | 7/26/2011 7:30:25 AM |
| thankful-generosity5 | $100.00 | 7/25/2011 11:59:16 PM |
| rockhound84 | $25.00 | 7/26/2011 1:31:01 AM |
| MrBailey | $51.00 | 7/25/2011 9:43:12 PM |
| jmeasn | $25.00 | 7/25/2011 11:38:15 PM |
| diversification-gala1 | $50.00 | 7/26/2011 9:17:57 AM |
| jojnax | $25.00 | 7/26/2011 12:04:07 AM |
| sosleep | $25.00 | 7/26/2011 9:27:02 AM |
| jim95762 | $200.00 | 7/26/2011 10:01:00 AM |
| midnight24 | $50.00 | 7/26/2011 7:32:41 AM |
| top-payout-enclave | $50.00 | 7/26/2011 7:40:56 AM |
| selector568 | $300.00 | 7/26/2011 10:05:49 AM |
| benefit-position | $26.61 | 7/26/2011 7:04:54 AM |
| TownsendOrg | $25.00 | 7/26/2011 7:14:53 AM |
| Erileb | $25.00 | 7/26/2011 12:21:53 PM |
| SlowGardener | $75.00 | 7/26/2011 12:47:45 PM |
| Use_It_Wisely | $30.00 | 7/26/2011 9:15:50 AM |
| wanna-help | $50.00 | 7/26/2011 10:50:35 AM |
| damage | $25.00 | 7/26/2011 3:06:32 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:28 PM |
| wlm3012 | $30.00 | 7/26/2011 4:26:33 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:34 PM |
| velocity-solo | $30.00 | 7/26/2011 5:46:48 PM |
| katnmouse | $25.00 | 7/26/2011 4:38:34 PM |
| TheLoanManCan | $25.00 | 7/26/2011 7:34:30 PM |
| natural-affluence4 | $25.00 | 7/26/2011 6:38:15 PM |
| monstersdad | $50.00 | 7/27/2011 1:03:47 AM |
| cash-surge | $25.00 | 7/26/2011 11:08:17 PM |
| emphatic-responsibility | $50.00 | 7/27/2011 12:46:02 AM |
| grampy48 | $30.00 | 7/27/2011 3:20:12 AM |
| macgeek | $25.00 | 7/27/2011 3:15:42 AM |
| janeybooboo | $41.01 | 7/27/2011 4:37:33 AM |
| Tingali | $25.00 | 7/27/2011 7:17:27 AM |
| bigphish | $25.00 | 7/27/2011 7:19:42 AM |
| wwwUniversal | $25.00 | 7/27/2011 9:16:48 AM |
| mlpinz | $100.00 | 7/27/2011 9:20:47 AM |
| contract-shakespeare | $100.00 | 7/27/2011 8:01:27 AM |
| benjo | $25.00 | 7/27/2011 9:34:48 AM |
| One_Lolo | $25.00 | 7/27/2011 11:39:52 AM |
| Weaverville | $50.00 | 7/27/2011 10:27:17 AM |
| exchange-upholder0 | $25.00 | 7/27/2011 10:40:30 AM |
| valiant-liberty4 | $25.00 | 7/27/2011 9:17:11 AM |
| Richmp412 | $25.00 | 7/27/2011 11:36:40 AM |
| nonukem | $25.00 | 7/27/2011 11:47:45 AM |
| money-surge1 | $25.00 | 7/27/2011 12:32:43 PM |
| worthy-commitment7 | $45.00 | 7/27/2011 10:15:09 AM |
| intuitive-benefit3 | $100.00 | 7/27/2011 10:27:16 AM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:43 PM |
| steven3333 | $25.00 | 7/27/2011 3:28:14 PM |
| samaritan5 | $25.00 | 7/27/2011 2:23:39 PM |
| VAGweilo | $46.00 | 7/27/2011 4:06:26 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:50 PM |
| Whipster | $30.00 | 7/26/2011 7:19:14 PM |
| pnace | $50.00 | 7/13/2011 5:03:14 PM |
| bullish2bearish | $50.00 | 7/13/2011 5:25:35 PM |
| magnetic-dedication3 | $25.00 | 7/13/2011 6:37:03 PM |
| SimpleChoice | $25.00 | 7/14/2011 5:27:27 AM |
| pound-balancer | $50.00 | 7/14/2011 7:45:48 AM |
| integrity-doctor | $100.00 | 7/15/2011 7:05:51 AM |
| Peterman | $25.00 | 7/15/2011 11:00:17 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:07 PM |
| wwialnlgy | $100.00 | 7/16/2011 12:04:14 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:58 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:17 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:53 PM |
| rescue | $100.00 | 7/19/2011 9:09:31 AM |
| HamachiMan | $50.00 | 7/19/2011 3:38:46 PM |
| AlternativeCashFlow | $25.71 | 7/19/2011 4:19:00 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:46 PM |
| reflective-rupee | $200.09 | 7/21/2011 6:41:25 AM |
| tech310 | $50.00 | 7/21/2011 8:48:08 PM |
| kulender | $50.00 | 7/22/2011 6:17:52 AM |
| MadHun | $200.00 | 7/22/2011 10:42:32 PM |
| credit-maple5 | $25.00 | 7/23/2011 12:48:28 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:40 AM |
| poeman | $50.00 | 7/23/2011 11:02:29 AM |
| cathexis | $25.00 | 7/24/2011 11:09:23 AM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:23 PM |
| JeffHoll | $80.00 | 7/24/2011 12:47:07 PM |
| refined-return922 | $25.00 | 7/25/2011 11:11:19 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:25:48 AM |
| market-pudding | $25.00 | 7/25/2011 12:17:46 PM |
| moola-monger9 | $50.00 | 7/25/2011 12:20:13 PM |
| barefootpaul | $25.00 | 7/25/2011 12:44:43 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:12 PM |
| Westb | $50.00 | 7/25/2011 11:07:32 AM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:13:31 AM |
| merciful-return164 | $300.00 | 7/25/2011 11:16:36 AM |
| finance-mangrove4 | $28.00 | 7/25/2011 11:34:53 AM |
| ansset | $25.00 | 7/25/2011 11:17:42 AM |
| DasMula | $28.02 | 7/25/2011 12:02:28 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 1:17:59 PM |
| UTVolunteer | $100.00 | 7/25/2011 5:02:26 PM |
| MidCityLending | $30.00 | 7/25/2011 1:37:52 PM |
| PleaseDontDefault | $50.00 | 7/25/2011 1:00:40 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:07:58 PM |
| galloping_unicorns_batman | $25.00 | 7/25/2011 3:33:59 PM |
| loss-of-control | $100.00 | 7/25/2011 5:44:17 PM |
| availableloan | $25.00 | 7/25/2011 2:51:49 PM |
| bonafide-asset8 | $50.00 | 7/25/2011 3:23:19 PM |
| azncurls82 | $25.00 | 7/25/2011 5:39:28 PM |
| payment-wonder2 | $40.00 | 7/25/2011 9:00:18 PM |
| platinum-rapture6 | $100.00 | 7/25/2011 9:05:50 PM |
| dynrep | $50.00 | 7/25/2011 6:14:03 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:38:59 PM |
| aldeed | $50.00 | 7/25/2011 5:25:18 PM |
| GCInvestments | $25.00 | 7/25/2011 7:04:35 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:14:14 PM |
| let_me_retire | $100.00 | 7/25/2011 6:16:50 PM |
| cerebral-camaraderi | $25.00 | 7/26/2011 1:59:17 AM |
| liberty-pecan | $500.00 | 7/25/2011 9:11:46 PM |
| sweetlan | $25.07 | 7/25/2011 7:16:57 PM |
| keeper24 | $25.00 | 7/26/2011 5:55:53 AM |
| diverse-benjamins | $25.00 | 7/25/2011 10:42:51 PM |
| diversification-balancer870 | $25.00 | 7/26/2011 6:47:08 AM |
| transaction-animal8 | $25.00 | 7/26/2011 6:50:27 AM |
| ferocious-exchange3 | $25.00 | 7/25/2011 8:44:38 PM |
| forceful-duty178 | $200.00 | 7/25/2011 9:11:39 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:18:59 PM |
| JTRADER056 | $55.00 | 7/26/2011 2:41:47 AM |
| Warwick | $25.00 | 7/25/2011 10:19:44 PM |
| Investoman | $350.00 | 7/26/2011 12:56:02 AM |
| sgt-schultz | $50.00 | 7/26/2011 9:31:35 AM |
| rf7949 | $25.00 | 7/26/2011 9:50:38 AM |
| whatreality | $25.43 | 7/26/2011 7:02:44 AM |
| E-B | $50.00 | 7/26/2011 7:08:10 AM |
| shrewd-income | $50.00 | 7/26/2011 9:57:57 AM |
| head | $25.00 | 7/26/2011 1:28:10 AM |
| janeybooboo | $58.99 | 7/26/2011 4:09:27 AM |
| zone6 | $100.00 | 7/26/2011 4:10:55 AM |
| rate-american | $100.00 | 7/26/2011 10:17:31 AM |
| credit-coach118 | $25.00 | 7/26/2011 8:41:21 AM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:09 AM |
| mpatrick | $50.00 | 7/26/2011 9:12:18 AM |
| kermitdafrog | $25.00 | 7/26/2011 8:22:07 AM |
| diligent-peace9 | $25.09 | 7/26/2011 8:26:03 AM |
| supersam | $300.00 | 7/26/2011 9:55:09 AM |
| five-star-justice | $25.00 | 7/26/2011 1:42:23 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:26 AM |
| SNH | $100.00 | 7/26/2011 2:06:57 PM |
| green-moola-sniffer | $25.00 | 7/26/2011 2:31:59 PM |
| buffalobills | $25.00 | 7/26/2011 3:46:58 PM |
| wifibank | $25.00 | 7/26/2011 4:13:41 PM |
| the-enthralling-coin | $25.00 | 7/26/2011 7:36:46 PM |
| JASON_ALFUND | $25.00 | 7/26/2011 8:01:23 PM |
| justinology | $40.00 | 7/26/2011 5:34:29 PM |
| p2ploan-sensation211 | $50.00 | 7/26/2011 6:47:22 PM |
| britgsb | $50.00 | 7/26/2011 10:17:33 PM |
| Tahoeguy | $50.00 | 7/27/2011 7:48:32 AM |
| leverage-monger | $25.00 | 7/27/2011 7:54:21 AM |
| wise-silver-wonder | $25.00 | 7/27/2011 9:14:03 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:11 AM |
| progressive-economy261 | $100.00 | 7/27/2011 10:27:02 AM |
| studious-bonus7 | $100.00 | 7/27/2011 10:27:21 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:08 AM |
| awesome-yield7 | $25.00 | 7/27/2011 10:35:22 AM |
| Edwardtomo | $100.00 | 7/27/2011 10:50:20 AM |
| well-mannered-income3 | $25.00 | 7/27/2011 8:10:52 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:48 AM |
| Konderant | $25.00 | 7/27/2011 11:27:08 AM |
| nalaari | $30.00 | 7/27/2011 11:53:12 AM |
| yzerizef | $50.00 | 7/27/2011 3:54:14 PM |
| pfh | $25.00 | 7/27/2011 3:59:06 PM |
| vigilance-revolutionary | $50.00 | 7/27/2011 10:27:09 AM |
| Speedfreak | $25.00 | 7/27/2011 3:51:58 PM |
| 232 Investments
|
Borrower Payment Dependent Notes Series
516262
This series of Notes was issued and sold upon the funding of the borrower loan #51775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 12 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 10m |
|
Amount delinquent:
| $349 |
Total credit lines:
| 55 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dasmith3 |
Borrower's state:
| Florida |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EXCELLENT REPAYMENT HISTORY
Purpose of loan:
Seeking loan to rebuild credit while making some much needed repairs to home.
My financial situation:
My annual income is $116,000. I do not have a mortgage, as I own my home free and clear. I maximize my 401K contributions. I only have a car payment of $651 per month to American Honda Finance with perfect payment history.
Here is a summary of my monthly expenses:
Car payment of $651, Gas $250, Groceries $600, Utilities $500 (electric, cable, water/sewer), Entertainment $400 (dinners out, family events, etc.)
I have always paid my monthly obligations in full, on time, and most of the time, far in advance of due date. I continue to have this practice with respect to my utilities and car payment. Please see my member profile for background information on me and my credit situation.
Thank you in advance!!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/14/2011 9:02:56 AM |
| VJ_Financial | $26.02 | 7/15/2011 7:25:10 AM |
| reflective-rupee | $600.09 | 7/15/2011 4:31:56 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:13 PM |
| ultimate-bid8 | $26.82 | 7/16/2011 9:34:06 AM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:57 PM |
| loanman2007 | $100.00 | 7/17/2011 3:37:15 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:30 PM |
| musegaze | $100.00 | 7/19/2011 8:56:56 AM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:25:00 PM |
| EngineersAlliance | $75.00 | 7/20/2011 6:15:07 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:36 PM |
| Easystreet | $25.00 | 7/21/2011 12:17:36 AM |
| TennSquire | $25.00 | 7/21/2011 10:39:05 AM |
| otto1939 | $51.00 | 7/21/2011 1:39:46 PM |
| dayahn | $25.00 | 7/21/2011 3:22:40 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:29:20 PM |
| historic-loan1 | $30.00 | 7/21/2011 8:12:38 PM |
| painterflipper | $83.34 | 7/22/2011 2:07:41 AM |
| Rogelio48 | $25.00 | 7/21/2011 8:40:23 PM |
| tech310 | $50.00 | 7/21/2011 8:51:22 PM |
| veneziani | $25.00 | 7/22/2011 9:49:47 AM |
| 168RichCapital | $25.70 | 7/22/2011 2:57:34 PM |
| yf99yz | $30.00 | 7/22/2011 3:46:11 PM |
| orbital-bill1 | $25.00 | 7/22/2011 12:22:43 PM |
| floridass | $25.00 | 7/22/2011 4:45:22 PM |
| amusement4 | $50.00 | 7/22/2011 10:38:22 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:17 PM |
| grampy48 | $25.00 | 7/23/2011 4:07:11 AM |
| Bob450 | $25.00 | 7/23/2011 8:28:19 AM |
| suave-dime6 | $25.00 | 7/23/2011 1:02:46 PM |
| Skatingbear | $100.00 | 7/23/2011 11:31:48 AM |
| Mocaba | $100.00 | 7/23/2011 2:41:48 PM |
| well-mannered-income3 | $60.00 | 7/23/2011 1:13:22 PM |
| itskarma | $50.50 | 7/23/2011 2:43:42 PM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 2:09:29 PM |
| loanman2007 | $100.00 | 7/24/2011 1:08:31 PM |
| Investoman | $1,646.53 | 7/24/2011 6:32:17 PM |
| simplelender80 | $100.00 | 7/14/2011 9:03:12 AM |
| Amber_Stone | $25.00 | 7/15/2011 5:03:03 AM |
| Investoman | $50.00 | 7/15/2011 6:49:33 AM |
| js44043 | $25.00 | 7/15/2011 9:32:41 AM |
| zorg77 | $50.00 | 7/15/2011 5:41:21 PM |
| EBITDA | $25.00 | 7/15/2011 5:25:49 PM |
| alexgalt | $25.00 | 7/15/2011 7:01:50 PM |
| loyalist1 | $100.00 | 7/16/2011 4:01:00 AM |
| pearl13 | $100.00 | 7/16/2011 9:02:07 AM |
| sgt-schultz | $40.00 | 7/19/2011 7:29:47 AM |
| Weaverville | $25.00 | 7/19/2011 9:18:19 AM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:37 AM |
| gold-cluster | $50.00 | 7/19/2011 2:59:47 PM |
| vutah | $25.00 | 7/19/2011 8:26:31 PM |
| vutah | $25.00 | 7/19/2011 8:26:44 PM |
| greencat | $50.00 | 7/20/2011 7:31:05 AM |
| jebber007 | $30.00 | 7/20/2011 1:16:47 PM |
| power-grid134 | $25.00 | 7/20/2011 2:44:48 PM |
| TheRock | $25.00 | 7/20/2011 9:21:56 PM |
| Agonbiew | $100.00 | 7/20/2011 9:48:42 PM |
| alphaseek | $200.00 | 7/21/2011 1:45:55 PM |
| credit-elation1 | $25.00 | 7/21/2011 10:45:56 PM |
| let_me_retire | $200.00 | 7/21/2011 11:01:04 PM |
| kind-credit-bear | $25.00 | 7/22/2011 3:17:10 AM |
| taetrade | $25.00 | 7/22/2011 5:52:19 AM |
| luckygreen10 | $750.00 | 7/22/2011 12:00:32 PM |
| SolarMoonshine | $50.00 | 7/22/2011 2:38:59 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:44:27 PM |
| impala6464 | $200.00 | 7/22/2011 9:32:18 PM |
| MadHun | $200.00 | 7/22/2011 10:42:33 PM |
| economy-producer | $25.00 | 7/23/2011 8:15:44 AM |
| fallentimbers | $25.00 | 7/23/2011 5:45:24 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:10 AM |
| blissful-dollar3 | $100.00 | 7/23/2011 10:37:44 AM |
| wlm3012 | $50.00 | 7/23/2011 1:10:16 PM |
| eronyc | $25.00 | 7/23/2011 7:03:23 PM |
| coin-bee1 | $25.00 | 7/23/2011 4:00:39 PM |
| ConcreteOne | $25.00 | 7/24/2011 6:11:15 AM |
| justice-circuitry0 | $100.00 | 7/24/2011 7:13:41 AM |
| fireferd | $50.00 | 7/24/2011 8:20:37 AM |
| loss-of-control | $75.00 | 7/24/2011 6:26:23 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
516292
This series of Notes was issued and sold upon the funding of the borrower loan #51803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,598.47 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $347.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,376 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fairness-baron |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
|
Principal balance:
| $7,752.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Need a New Car!
Purpose of loan:
This loan will be used to...purchase a used vehicle
My financial situation:
I am a good candidate for this loan because...I am a current prosper customer and pay my bills on time.
Monthly net income: $3750
Monthly expenses: $500
Housing: $0
Insurance: $84
Car expenses: $125
Utilities: $180
Phone, cable, internet: $80
Food, entertainment: $215
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:51 PM |
| ski bum | $100.00 | 7/14/2011 9:02:59 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:59 PM |
| chameleon125 | $25.00 | 7/14/2011 9:37:44 AM |
| fragonardlives | $35.00 | 7/14/2011 11:22:58 AM |
| pearl13 | $100.00 | 7/14/2011 3:08:35 PM |
| radforj22 | $25.00 | 7/14/2011 7:46:45 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:52:24 AM |
| worth-web5 | $100.00 | 7/14/2011 7:54:16 PM |
| Weaverville | $25.00 | 7/14/2011 8:59:10 PM |
| worth-arch | $25.00 | 7/15/2011 7:45:43 AM |
| Palacios | $25.00 | 7/15/2011 9:31:32 AM |
| first-serene-credit | $25.00 | 7/15/2011 7:36:40 AM |
| reflective-rupee | $200.09 | 7/15/2011 12:55:32 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:29 PM |
| vigorous-velocity | $100.00 | 7/15/2011 8:33:45 PM |
| asmithj | $25.00 | 7/16/2011 5:36:52 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:00 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:51:00 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:52 AM |
| wwialnlgy | $100.00 | 7/18/2011 9:18:18 AM |
| forceful-duty178 | $50.00 | 7/18/2011 1:29:08 AM |
| finance-prescription | $50.00 | 7/18/2011 7:23:55 AM |
| money-bauble | $100.00 | 7/18/2011 10:31:42 AM |
| davisfl | $25.00 | 7/18/2011 10:35:38 AM |
| zeelender | $25.00 | 7/18/2011 11:49:02 AM |
| dollardave | $100.00 | 7/18/2011 11:28:02 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:51 PM |
| moola-pillow | $25.01 | 7/18/2011 3:37:02 PM |
| sgt-schultz | $30.00 | 7/19/2011 7:26:28 AM |
| compassion-burrito | $25.00 | 7/19/2011 9:47:03 AM |
| exchange-pledge | $50.00 | 7/19/2011 10:20:34 AM |
| martinnc | $25.00 | 7/19/2011 10:21:13 AM |
| transaction-animal8 | $25.00 | 7/19/2011 10:33:54 AM |
| mckhbnpc | $50.00 | 7/19/2011 10:11:19 AM |
| howelldub | $25.00 | 7/19/2011 11:09:50 AM |
| benefit-prescription6 | $25.00 | 7/19/2011 10:36:57 AM |
| sassykatty | $50.00 | 7/19/2011 10:37:39 AM |
| CSUgrad08 | $25.00 | 7/19/2011 11:12:41 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:28 AM |
| BxRealtor | $25.00 | 7/19/2011 4:08:07 PM |
| bold-basis-supernova | $50.00 | 7/19/2011 4:02:43 PM |
| hostbank | $250.00 | 7/19/2011 8:03:58 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:25:00 PM |
| SAR-2 | $25.00 | 7/20/2011 1:02:09 AM |
| enchanted-truth264 | $25.00 | 7/20/2011 5:41:58 AM |
| well-mannered-income3 | $25.00 | 7/19/2011 8:33:28 PM |
| suave-dime6 | $25.00 | 7/20/2011 5:07:21 AM |
| head | $25.00 | 7/20/2011 5:23:43 AM |
| thankful-nickel2 | $25.00 | 7/20/2011 6:33:54 AM |
| victorcab | $25.00 | 7/20/2011 7:06:21 AM |
| Alpha-AssistU | $25.00 | 7/20/2011 1:36:21 PM |
| Mariner3605 | $50.00 | 7/20/2011 9:27:56 AM |
| Pakse | $25.00 | 7/20/2011 2:18:41 PM |
| Miklot | $25.00 | 7/20/2011 2:27:49 PM |
| omniviper | $25.00 | 7/20/2011 11:51:37 AM |
| benefit-trident | $25.00 | 7/20/2011 3:14:00 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:48 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:48:56 PM |
| falcon88dp | $25.00 | 7/20/2011 2:47:00 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:06 PM |
| moola-cell3 | $44.00 | 7/20/2011 10:10:38 PM |
| TheRock | $25.00 | 7/20/2011 9:21:57 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:39 AM |
| discrete-asset | $25.00 | 7/21/2011 7:17:57 AM |
| Richmp412 | $25.00 | 7/21/2011 6:48:35 AM |
| SelectTrustLending | $25.00 | 7/21/2011 10:09:49 AM |
| wild_carrot | $25.00 | 7/21/2011 4:23:37 PM |
| sfmdg | $35.00 | 7/21/2011 5:49:49 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:38 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:40 PM |
| imoutdoorsy | $25.00 | 7/21/2011 8:25:40 PM |
| soulwork | $25.00 | 7/21/2011 8:24:22 PM |
| samo102us | $25.00 | 7/22/2011 9:25:29 AM |
| dfealk | $100.00 | 7/22/2011 9:41:13 AM |
| breathtaking-durability6 | $50.00 | 7/22/2011 9:41:57 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:24 AM |
| pkp121 | $25.00 | 7/22/2011 4:43:04 PM |
| mikrolown | $27.00 | 7/22/2011 4:35:57 PM |
| Goldberry | $25.00 | 7/22/2011 5:20:16 PM |
| Rick21 | $25.00 | 7/22/2011 10:00:13 PM |
| MplsLawyers | $25.00 | 7/23/2011 5:15:40 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:55 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:35 AM |
| forthright-trade | $25.00 | 7/23/2011 12:52:57 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:18 PM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:21 PM |
| clean-greenback5 | $25.00 | 7/23/2011 9:41:29 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:25 AM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:57 AM |
| treasure-bliss | $42.84 | 7/25/2011 4:17:04 AM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:26 AM |
| tylerfd | $25.00 | 7/25/2011 7:24:45 AM |
| muirheaj | $25.00 | 7/25/2011 1:18:40 PM |
| UncleSteve3000 | $25.00 | 7/25/2011 10:44:18 AM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:19 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:21 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:18 PM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:08:56 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:27 AM |
| anyoi | $25.00 | 7/26/2011 10:46:30 AM |
| wrencher51 | $25.00 | 7/26/2011 7:00:59 AM |
| orange-preeminant-bill | $50.00 | 7/26/2011 9:18:03 AM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:48 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:20 AM |
| porter22 | $25.00 | 7/26/2011 1:44:31 PM |
| flwah | $25.00 | 7/26/2011 2:04:39 PM |
| marketologist327 | $25.00 | 7/26/2011 2:39:01 PM |
| chairsitter | $25.00 | 7/26/2011 3:03:03 PM |
| five-star-justice | $25.00 | 7/26/2011 1:43:30 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:34 PM |
| valiant-pound8 | $100.00 | 7/26/2011 7:38:25 PM |
| blue-principal-seagull | $25.00 | 7/26/2011 10:35:42 PM |
| astute-dollar | $25.00 | 7/27/2011 5:24:41 AM |
| macgeek | $25.00 | 7/27/2011 3:15:43 AM |
| wise-silver-wonder | $25.00 | 7/27/2011 9:17:10 AM |
| One_Lolo | $25.00 | 7/27/2011 11:39:53 AM |
| Jonb6919 | $25.00 | 7/27/2011 9:14:00 AM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:43 PM |
| hebergee | $25.00 | 7/27/2011 10:58:00 AM |
| first-silver-bridge | $25.00 | 7/27/2011 11:04:34 AM |
| drtexican | $25.00 | 7/27/2011 5:12:32 PM |
| socrates520 | $50.00 | 7/27/2011 5:12:36 PM |
| luckygreen10 | $50.00 | 7/27/2011 5:12:41 PM |
| studious-bonus7 | $100.00 | 7/27/2011 5:12:44 PM |
| money-surge1 | $25.00 | 7/27/2011 5:13:03 PM |
| gold-sushi | $25.00 | 7/27/2011 5:13:11 PM |
| samaritan5 | $25.00 | 7/27/2011 2:23:39 PM |
| i3urtonair | $25.00 | 7/27/2011 5:12:41 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:56 PM |
| djh47a | $25.00 | 7/27/2011 5:12:03 PM |
| Interloper | $40.00 | 7/27/2011 5:12:35 PM |
| Cai8899 | $30.00 | 7/27/2011 5:12:37 PM |
| fiddlerzvi | $50.00 | 7/27/2011 5:12:43 PM |
| orgy63 | $25.00 | 7/27/2011 5:16:31 PM |
| orangetrust | $50.00 | 7/27/2011 9:34:15 PM |
| Leopoldine | $25.00 | 7/27/2011 11:02:55 PM |
| unrivaled-silver | $28.35 | 7/28/2011 1:01:56 AM |
| mgking007 | $25.00 | 7/27/2011 7:02:38 PM |
| RodBlizz42 | $31.50 | 7/28/2011 6:07:50 AM |
| be_wise | $25.00 | 7/28/2011 7:54:52 AM |
| Feyenoord | $25.00 | 7/27/2011 9:14:30 PM |
| nickel-alien | $50.00 | 7/28/2011 8:44:43 AM |
| fabster | $25.00 | 7/28/2011 6:35:39 AM |
| Bob450 | $25.04 | 7/28/2011 7:47:51 AM |
| Investor_DP | $100.00 | 7/14/2011 9:02:33 AM |
| asset-professor | $25.00 | 7/14/2011 9:02:36 AM |
| pnace | $50.00 | 7/14/2011 9:03:28 AM |
| wisconsinvestor | $50.00 | 7/14/2011 3:35:25 PM |
| Billfred | $25.00 | 7/14/2011 7:28:56 PM |
| harperpotok | $50.00 | 7/14/2011 7:31:46 PM |
| GCInvestments | $25.00 | 7/14/2011 7:30:25 PM |
| Investoman | $50.00 | 7/15/2011 6:49:34 AM |
| integrity-doctor | $100.00 | 7/15/2011 6:43:10 AM |
| life-is-great | $25.00 | 7/15/2011 6:49:02 AM |
| ckatak | $50.00 | 7/15/2011 7:14:11 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:09 PM |
| resolute-basis9 | $99.80 | 7/16/2011 1:07:43 AM |
| PaulW | $25.00 | 7/16/2011 4:48:29 AM |
| beakerfish | $50.00 | 7/16/2011 10:32:01 AM |
| mvalley | $25.00 | 7/16/2011 8:47:31 PM |
| indomitable-dedication | $50.00 | 7/17/2011 4:50:58 AM |
| prominence8 | $38.00 | 7/16/2011 8:28:46 PM |
| momoney2lend | $25.00 | 7/17/2011 7:44:22 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:53 AM |
| villagers | $25.00 | 7/17/2011 10:40:21 AM |
| vigorous-market5 | $100.00 | 7/17/2011 1:42:55 PM |
| prudent-marketplace7 | $50.00 | 7/17/2011 3:43:07 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:01 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:31:08 PM |
| britgsb | $50.00 | 7/18/2011 1:08:38 AM |
| SNH | $100.00 | 7/18/2011 11:13:07 AM |
| JLMGroupFunds | $25.00 | 7/18/2011 4:03:36 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:30 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:55 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:10 AM |
| elfincove | $25.00 | 7/19/2011 10:36:27 AM |
| integrity-starter | $25.00 | 7/19/2011 10:56:29 AM |
| sappy02 | $25.00 | 7/19/2011 10:22:50 AM |
| rwm684 | $25.00 | 7/19/2011 1:09:36 PM |
| nellaelyob | $25.00 | 7/19/2011 11:19:52 AM |
| superpuppy | $25.00 | 7/19/2011 11:29:32 AM |
| bkmrkr | $50.00 | 7/19/2011 11:47:51 AM |
| klinebarger | $25.00 | 7/19/2011 3:26:59 PM |
| HamachiMan | $50.00 | 7/19/2011 4:22:09 PM |
| FinanceEngine | $50.00 | 7/19/2011 9:31:51 PM |
| itskarma | $25.25 | 7/20/2011 5:07:30 AM |
| coldfuzion | $50.00 | 7/19/2011 9:08:11 PM |
| SolarMoonshine | $25.00 | 7/20/2011 3:36:00 AM |
| enthralling-deal180 | $100.00 | 7/20/2011 4:35:44 AM |
| Wisc_investor | $30.00 | 7/20/2011 7:43:16 AM |
| return-rocket9 | $25.00 | 7/20/2011 11:00:26 AM |
| DasMula | $27.00 | 7/20/2011 7:16:46 AM |
| rescue | $100.00 | 7/20/2011 11:22:20 AM |
| gold-disk | $25.00 | 7/20/2011 12:40:41 PM |
| shawnw2 | $40.00 | 7/20/2011 10:31:57 AM |
| corporatejim | $29.40 | 7/20/2011 10:42:39 AM |
| jebber007 | $30.00 | 7/20/2011 1:16:47 PM |
| jebber007 | $50.00 | 7/20/2011 1:23:16 PM |
| indomart | $25.00 | 7/20/2011 1:28:37 PM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:59 PM |
| bold-steady-peso | $100.00 | 7/20/2011 2:19:18 PM |
| riproaringrapids | $25.00 | 7/20/2011 9:04:45 PM |
| terminal-velocity34 | $30.67 | 7/20/2011 5:17:03 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:48 PM |
| handshake5 | $40.14 | 7/21/2011 12:32:39 AM |
| agiovasil | $25.00 | 7/21/2011 6:12:50 AM |
| rhchil009 | $25.00 | 7/21/2011 9:52:50 AM |
| rupee-artisan | $25.00 | 7/21/2011 9:42:33 AM |
| capital-buddy | $25.00 | 7/21/2011 2:52:27 PM |
| dayahn | $25.00 | 7/21/2011 3:19:05 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:42 PM |
| tech310 | $50.00 | 7/21/2011 8:46:08 PM |
| bigphish | $50.00 | 7/22/2011 6:42:56 AM |
| help4u | $50.00 | 7/22/2011 6:28:59 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:11 AM |
| Brain_m | $25.00 | 7/22/2011 11:11:52 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:27 AM |
| cropdust3r | $25.00 | 7/22/2011 3:21:22 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:14 PM |
| ScottW | $25.00 | 7/22/2011 4:56:42 PM |
| divedude | $25.00 | 7/22/2011 5:38:23 PM |
| MadHun | $200.00 | 7/22/2011 10:42:33 PM |
| jmeasn | $25.00 | 7/22/2011 11:08:15 PM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:17 AM |
| Easystreet | $25.00 | 7/23/2011 9:19:06 AM |
| poeman | $50.00 | 7/23/2011 11:02:30 AM |
| kulender | $50.00 | 7/23/2011 4:46:58 PM |
| edaguy | $50.00 | 7/23/2011 2:27:30 PM |
| rvfbroker | $25.00 | 7/24/2011 9:43:52 AM |
| cathexis | $25.00 | 7/24/2011 11:09:24 AM |
| best-phenomenal-treasure | $25.00 | 7/23/2011 8:01:33 PM |
| Lender0424 | $25.00 | 7/23/2011 8:20:04 PM |
| jamiee73 | $25.00 | 7/24/2011 3:05:16 PM |
| Auburnmist | $25.00 | 7/24/2011 1:55:19 PM |
| Kaj | $35.00 | 7/24/2011 2:17:36 PM |
| resource777 | $25.00 | 7/24/2011 2:25:58 PM |
| dinero-speaker | $25.00 | 7/25/2011 7:25:38 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:43 PM |
| sfg08145 | $49.55 | 7/25/2011 10:40:05 AM |
| redx | $25.00 | 7/25/2011 11:27:12 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:35 AM |
| Lam0nt | $25.00 | 7/25/2011 12:51:09 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:13 PM |
| dood2112 | $25.00 | 7/25/2011 6:07:02 PM |
| hglrfdom | $25.00 | 7/25/2011 8:11:48 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:32 PM |
| finance-assembler | $50.00 | 7/25/2011 7:38:00 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:24 PM |
| godzig | $25.00 | 7/26/2011 8:54:24 AM |
| credit-wheel7 | $25.00 | 7/26/2011 12:57:00 AM |
| thankful-generosity5 | $55.80 | 7/26/2011 12:09:40 AM |
| Alpha-AssistU | $25.00 | 7/26/2011 8:55:09 AM |
| Banker7371 | $25.00 | 7/26/2011 9:09:27 AM |
| cbberg | $25.00 | 7/26/2011 2:38:17 PM |
| soccermom33 | $25.00 | 7/26/2011 6:39:15 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:25 PM |
| MutuallyBeneficial | $50.00 | 7/26/2011 6:43:18 PM |
| velocity-solo | $30.00 | 7/27/2011 12:57:36 AM |
| moola-wildebeest3 | $50.00 | 7/27/2011 4:27:50 AM |
| monstersdad | $50.00 | 7/27/2011 1:03:48 AM |
| breadbroker | $25.00 | 7/27/2011 7:20:36 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:48 AM |
| wwwUniversal | $25.00 | 7/27/2011 9:16:59 AM |
| ixoyefreak | $25.00 | 7/27/2011 10:49:06 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:09 AM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:21 PM |
| valiant-liberty4 | $25.00 | 7/27/2011 9:57:21 AM |
| acropiloterau2002 | $25.00 | 7/27/2011 5:11:49 PM |
| Willylump | $25.00 | 7/27/2011 5:12:31 PM |
| deal-processor0 | $100.00 | 7/27/2011 5:12:39 PM |
| egw | $25.00 | 7/27/2011 5:12:42 PM |
| handy-justice | $100.00 | 7/27/2011 3:08:20 PM |
| generator535 | $50.00 | 7/27/2011 5:12:34 PM |
| IP | $50.00 | 7/27/2011 5:12:41 PM |
| sensible-order2 | $100.00 | 7/27/2011 5:12:43 PM |
| BlueProteus | $25.00 | 7/27/2011 3:47:36 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:14 PM |
| uprising35 | $25.00 | 7/27/2011 7:04:34 PM |
| mighty-payout1 | $30.00 | 7/27/2011 7:14:20 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:56:09 PM |
| maschinenbau | $25.00 | 7/27/2011 5:11:54 PM |
| new-truth-chuckler | $25.00 | 7/27/2011 5:12:28 PM |
| progressive-economy261 | $100.00 | 7/27/2011 5:12:34 PM |
| miked8303 | $25.00 | 7/27/2011 5:12:39 PM |
| grove064 | $100.00 | 7/27/2011 8:34:13 PM |
| Saleen06 | $30.00 | 7/27/2011 8:15:27 PM |
| Karey | $25.00 | 7/27/2011 10:23:49 PM |
| britgsb | $100.00 | 7/27/2011 11:03:08 PM |
| supreme-hope | $25.00 | 7/27/2011 8:54:31 PM |
| basejump0 | $25.00 | 7/28/2011 2:36:09 AM |
| Kame | $25.00 | 7/28/2011 4:05:07 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 7:54:50 PM |
| shawndw | $25.00 | 7/27/2011 8:01:43 PM |
| epic-transaction | $25.00 | 7/27/2011 10:12:58 PM |
| drcoop | $25.00 | 7/27/2011 8:26:50 PM |
| trustu | $28.25 | 7/28/2011 12:47:04 AM |
| the-enthralling-coin | $25.00 | 7/28/2011 1:01:59 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:12 AM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:40 AM |
| officer8 | $25.00 | 7/28/2011 6:39:54 AM |
| special-responsibility | $25.00 | 7/28/2011 7:00:16 AM |
| god_is_great | $25.00 | 7/28/2011 7:02:58 AM |
| Sixmil | $51.78 | 7/28/2011 12:42:04 AM |
| lost-money-so-far-on-these | $25.00 | 7/28/2011 12:46:55 AM |
| noble-liberty717 | $54.00 | 7/28/2011 6:53:53 AM |
| 306 Investments
|
Borrower Payment Dependent Notes Series
516296
This series of Notes was issued and sold upon the funding of the borrower loan #51808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $158.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,057 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sjmom2008 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
You Help Me, I Help You
I am an excellent candidate for this loan because I have a stable job with a reputable, solid company. I will repay this loan on time, without fail!
I have a bankruptcy on my record from 5 years ago (I was unemployed for several years after my divorce). Before that I had excellent credit, and I hope to have it again; right now it's still in the rebuilding stage. Three years ago I had $13,000 in credit card debt; now I have paid that down to about $4,500 ... but with the CRAZY 30% interest rate, it's taking forever! I would prefer for someone else besides the credit card companies benefit from loaning me money, and at the same time I will have lower payments ... a win-win situation for you and me!
Monthly net income: $2,659
Housing: $1,145
Insurance: $100
Car expenses: $140
Utilities: $180
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $115
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $50.00 | 7/14/2011 9:03:29 AM |
| Investor_DP | $100.00 | 7/14/2011 9:03:30 AM |
| ski bum | $100.00 | 7/14/2011 9:02:59 AM |
| agalt | $100.00 | 7/14/2011 1:34:20 PM |
| penny-finder | $25.22 | 7/15/2011 10:09:58 AM |
| Peterman | $25.00 | 7/15/2011 11:00:21 AM |
| Imperativity | $25.00 | 7/15/2011 1:04:09 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:29 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:53 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:02 PM |
| proton346 | $25.00 | 7/18/2011 2:13:45 AM |
| goodhearted-basis4 | $25.00 | 7/18/2011 9:32:08 AM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:18 PM |
| GElender | $40.00 | 7/19/2011 6:11:59 AM |
| sgt-schultz | $25.00 | 7/19/2011 7:17:40 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:48 PM |
| dayahn | $25.00 | 7/21/2011 3:19:05 PM |
| reflective-greenback1 | $50.00 | 7/21/2011 2:05:24 PM |
| let_me_retire | $100.00 | 7/21/2011 10:22:14 PM |
| kulender | $50.00 | 7/22/2011 6:17:53 AM |
| swti37 | $50.00 | 7/22/2011 9:09:04 PM |
| radforj22 | $25.00 | 7/23/2011 7:22:56 AM |
| fireferd | $40.00 | 7/24/2011 8:30:47 AM |
| newest-funds-powerplant | $25.00 | 7/23/2011 6:54:53 PM |
| carrinel | $100.00 | 7/24/2011 6:13:26 PM |
| happyinvallarta | $41.00 | 7/24/2011 8:47:24 PM |
| whitegold24k | $250.00 | 7/24/2011 9:32:24 PM |
| wwwUniversal | $25.00 | 7/25/2011 9:12:16 AM |
| cr55595 | $25.24 | 7/25/2011 7:04:12 AM |
| GS-ROCK | $25.00 | 7/25/2011 7:14:13 AM |
| marwadi-62 | $50.00 | 7/25/2011 8:05:20 AM |
| repayment-harmony | $25.00 | 7/25/2011 7:07:56 AM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:52 PM |
| organized-payment6 | $50.00 | 7/14/2011 9:02:48 AM |
| pearl13 | $100.00 | 7/14/2011 3:14:03 PM |
| a-finance-nirvana | $25.00 | 7/16/2011 4:16:09 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:01 PM |
| TomDalonajay | $25.00 | 7/18/2011 8:46:57 AM |
| PAPAT | $25.00 | 7/18/2011 1:06:42 PM |
| wwialnlgy | $100.00 | 7/18/2011 9:18:19 AM |
| Pickmar | $25.00 | 7/18/2011 10:59:35 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:52 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:55 PM |
| BxRealtor | $25.00 | 7/19/2011 4:22:11 PM |
| HamachiMan | $50.00 | 7/19/2011 5:09:06 PM |
| hostbank | $250.00 | 7/19/2011 8:03:58 PM |
| pythia | $25.00 | 7/20/2011 4:22:56 AM |
| DaiUy | $25.00 | 7/20/2011 9:54:37 AM |
| omahajay | $25.00 | 7/20/2011 7:01:51 AM |
| CaptainBL | $50.00 | 7/20/2011 7:16:06 PM |
| Nitronian | $50.00 | 7/21/2011 6:56:38 AM |
| geniusj | $50.00 | 7/21/2011 10:32:15 PM |
| dfealk | $100.00 | 7/22/2011 9:41:13 AM |
| ethical-income2 | $25.00 | 7/22/2011 6:49:43 PM |
| dcoggins | $25.00 | 7/23/2011 5:56:21 AM |
| ramsba | $50.00 | 7/23/2011 9:55:24 AM |
| epall | $25.00 | 7/23/2011 9:16:08 AM |
| blissful-dollar3 | $150.00 | 7/23/2011 10:31:29 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:36 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:19 PM |
| promise2 | $50.00 | 7/23/2011 6:26:51 PM |
| balance-windmill8 | $25.00 | 7/23/2011 6:34:10 PM |
| steady-return0 | $25.00 | 7/24/2011 1:42:00 PM |
| Investoman | $750.00 | 7/24/2011 6:41:51 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:30 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:10 PM |
| outofoffice | $50.00 | 7/25/2011 9:24:21 AM |
| greenback-seagull2 | $3.54 | 7/25/2011 10:34:25 AM |
| kdog99 | $100.00 | 7/25/2011 10:04:49 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
516362
This series of Notes was issued and sold upon the funding of the borrower loan #51782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 26y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,519 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vibrant-p2p834 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to..consolidate some debts.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| first-favorite-bonus9 | $25.00 | 7/14/2011 4:17:56 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:50:07 AM |
| thehousewife | $25.00 | 7/15/2011 4:55:54 AM |
| Something-Corporate | $25.00 | 7/16/2011 9:45:38 AM |
| alexgalt | $25.00 | 7/16/2011 6:02:11 PM |
| AlternativeCashFlow | $25.70 | 7/17/2011 4:40:45 PM |
| tech310 | $50.00 | 7/21/2011 8:50:03 PM |
| money-fort | $25.00 | 7/23/2011 11:31:18 AM |
| bbt210 | $25.00 | 7/23/2011 12:17:41 PM |
| luann199 | $25.00 | 7/23/2011 3:58:33 PM |
| Aleut | $50.00 | 7/23/2011 1:46:39 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:43:43 PM |
| bankrushing | $25.00 | 7/23/2011 2:30:32 PM |
| platinum-czar | $25.00 | 7/23/2011 5:11:43 PM |
| wampum-chorus3 | $42.09 | 7/23/2011 5:24:45 PM |
| ivadood | $50.00 | 7/24/2011 10:37:34 AM |
| the-durability-planetarium | $55.98 | 7/24/2011 12:03:45 PM |
| WSTRDG | $25.00 | 7/24/2011 2:27:53 PM |
| thehousewife | $25.00 | 7/24/2011 4:49:58 PM |
| shrewd-income | $25.00 | 7/24/2011 5:01:31 PM |
| DrWill | $25.00 | 7/24/2011 5:19:27 PM |
| moola-accelerator6 | $30.00 | 7/24/2011 5:51:54 PM |
| Simonsez808 | $25.00 | 7/24/2011 12:50:47 PM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:14:05 AM |
| gristle_mcthornbody | $25.00 | 7/24/2011 6:50:01 PM |
| on_your_side | $25.00 | 7/24/2011 7:06:56 PM |
| jordanicolas | $25.00 | 7/24/2011 7:51:20 PM |
| britgsb | $25.00 | 7/24/2011 11:07:41 PM |
| alexgalt | $25.00 | 7/24/2011 9:36:58 PM |
| anarchy1985 | $25.00 | 7/25/2011 2:30:07 AM |
| kind-diligent-coin | $25.00 | 7/25/2011 2:21:26 AM |
| prominence8 | $25.00 | 7/25/2011 7:28:23 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:54:28 AM |
| curriculum7 | $25.00 | 7/26/2011 7:32:49 AM |
| DasMula | $27.00 | 7/26/2011 8:12:41 AM |
| palace2 | $200.00 | 7/27/2011 9:41:58 AM |
| periko | $25.00 | 7/27/2011 10:09:17 AM |
| bonus-sensai825 | $25.00 | 7/27/2011 5:06:51 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:28 PM |
| payout-paddle1 | $25.00 | 7/27/2011 6:40:49 PM |
| best-generosity-financier | $25.00 | 7/27/2011 10:09:40 PM |
| palace2 | $88.66 | 7/28/2011 5:30:10 AM |
| Track-Layer | $100.00 | 7/14/2011 4:23:22 PM |
| reflective-rupee | $25.09 | 7/16/2011 12:44:38 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:55 PM |
| diligent-peace9 | $50.00 | 7/20/2011 3:23:20 PM |
| successful-generosity | $25.00 | 7/23/2011 10:52:37 AM |
| Johnab | $25.03 | 7/23/2011 10:57:14 AM |
| shawnw2 | $75.00 | 7/23/2011 11:00:00 AM |
| Stingray8a | $25.00 | 7/23/2011 4:34:21 PM |
| Christus_Victor | $25.00 | 7/23/2011 11:08:15 AM |
| mg6619 | $25.00 | 7/23/2011 11:40:28 AM |
| treasure-hunter270 | $25.00 | 7/23/2011 3:27:56 PM |
| supersam | $163.80 | 7/23/2011 3:37:35 PM |
| power-secret-agent | $25.00 | 7/23/2011 4:04:06 PM |
| unger | $75.11 | 7/23/2011 4:07:03 PM |
| supreme-hope | $25.00 | 7/24/2011 6:34:19 AM |
| SoCalIsHere | $25.00 | 7/23/2011 8:21:43 PM |
| brightest-benjamins-onator | $25.00 | 7/23/2011 5:24:32 PM |
| vest_vortex | $25.00 | 7/23/2011 6:07:41 PM |
| historic-loan1 | $69.23 | 7/23/2011 7:33:25 PM |
| blissful-gain | $50.00 | 7/24/2011 7:37:03 AM |
| impala6464 | $100.00 | 7/24/2011 1:05:11 PM |
| yons88 | $48.83 | 7/24/2011 1:41:30 PM |
| ockid007 | $25.00 | 7/24/2011 8:18:25 AM |
| brilliant-leverage4 | $50.00 | 7/24/2011 7:35:43 AM |
| B2152 | $25.00 | 7/24/2011 7:54:32 AM |
| musegaze | $50.00 | 7/24/2011 9:49:06 AM |
| Investoman | $50.00 | 7/24/2011 6:06:21 PM |
| lotuss4 | $25.00 | 7/24/2011 10:06:09 AM |
| gambler21 | $25.00 | 7/24/2011 6:12:05 PM |
| simeonthewhale | $25.00 | 7/24/2011 10:58:19 AM |
| reward-dynamo | $50.00 | 7/24/2011 1:00:19 PM |
| reward-dynamo | $25.00 | 7/24/2011 1:03:13 PM |
| OSERENKUKU | $26.18 | 7/24/2011 8:29:38 PM |
| simplelender80 | $100.00 | 7/24/2011 9:00:11 PM |
| mjohnson0930 | $25.00 | 7/24/2011 4:15:02 PM |
| cjames84 | $25.00 | 7/24/2011 4:51:28 PM |
| rr9mailcarrier | $125.41 | 7/25/2011 8:10:23 AM |
| sgt-schultz | $105.00 | 7/25/2011 6:21:08 AM |
| onecooldrink | $25.00 | 7/24/2011 11:59:42 PM |
| VJ_Financial | $26.32 | 7/25/2011 6:52:18 AM |
| genuine-benjamins2 | $25.00 | 7/25/2011 7:53:47 AM |
| Bomber | $25.00 | 7/25/2011 10:36:35 AM |
| fireferd | $50.00 | 7/26/2011 10:30:25 AM |
| yf99yz | $30.00 | 7/26/2011 3:17:56 PM |
| pmj453 | $25.00 | 7/26/2011 5:07:12 PM |
| s_man1 | $25.00 | 7/27/2011 4:44:39 AM |
| reward-dynamo | $25.00 | 7/27/2011 8:46:33 AM |
| sparky03 | $25.61 | 7/27/2011 2:42:24 PM |
| secureincome | $300.00 | 7/27/2011 4:26:59 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:43 PM |
| steven3333 | $25.00 | 7/27/2011 11:37:53 PM |
| Valley-of-the-Dollar | $25.00 | 7/27/2011 7:37:43 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:15:53 PM |
| benevolent1 | $34.96 | 7/27/2011 10:46:40 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
516410
This series of Notes was issued and sold upon the funding of the borrower loan #51858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,615 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| court329 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,250.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
600-619
(Dec-2007)
|
|
Principal balance:
| $2,619.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate debt from moving for a new job.
My financial situation:
I am a good candidate for this loan because I am always on time with loan payments.
Monthly net income: $4500
Monthly expenses: $2020
Housing: $775
Insurance: $100
Car expenses: $520
Utilities: $80
Phone, cable, internet: $60
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $135
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 7/25/2011 9:02:26 AM |
| goodhearted-basis4 | $25.00 | 7/25/2011 9:31:50 AM |
| social-hunter5 | $25.00 | 7/25/2011 9:09:19 AM |
| worth-blanket2 | $4,700.00 | 7/25/2011 9:39:05 AM |
| lendstats_com | $200.00 | 7/25/2011 9:15:56 AM |
| Feyenoord | $25.00 | 7/25/2011 9:12:53 AM |
| CA-Lender | $50.07 | 7/25/2011 9:32:48 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
516420
This series of Notes was issued and sold upon the funding of the borrower loan #51835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $197.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,810 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-dominator5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay back mother in law and daughter
Purpose of loan:
This loan will be used to repay my mother in law and daughter. They have paid for several dance events and classes that I should have paid for. I'd like to pay them back in the lump sum that they gave me rather than in small amounts here and there.
My financial situation:
I am a good candidate for this loan because I will pay this loan back with automatic draft from my checking account. If possible, $100 on the 1st and $100 on the 16th of each month to coordinate with my pay schedule.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/14/2011 5:02:37 PM |
| uberrific | $100.00 | 7/14/2011 5:02:39 PM |
| pearl13 | $100.00 | 7/14/2011 5:13:29 PM |
| pnace | $50.00 | 7/14/2011 5:13:28 PM |
| Veets | $125.00 | 7/14/2011 5:50:14 PM |
| imlosttoo | $25.00 | 7/15/2011 4:22:30 AM |
| thehousewife | $25.00 | 7/15/2011 4:58:05 AM |
| caring-hope2 | $100.00 | 7/15/2011 6:16:18 AM |
| helpinghand63 | $25.00 | 7/15/2011 4:22:56 AM |
| Peterman | $25.00 | 7/15/2011 11:00:27 AM |
| income-awakening6 | $25.00 | 7/15/2011 4:08:27 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:10 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 11:55:50 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:59 PM |
| reflective-rupee | $25.09 | 7/18/2011 11:55:08 PM |
| wwialnlgy | $100.00 | 7/19/2011 3:57:29 PM |
| EngineersAlliance | $75.00 | 7/20/2011 6:15:07 AM |
| hostbank | $250.00 | 7/19/2011 8:04:03 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:53 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:10 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:40 PM |
| BxRealtor | $25.00 | 7/21/2011 12:28:12 AM |
| dayahn | $25.00 | 7/21/2011 3:19:10 PM |
| dbs | $25.00 | 7/22/2011 9:15:40 AM |
| dfealk | $100.00 | 7/22/2011 9:41:18 AM |
| shellstar | $25.00 | 7/22/2011 11:44:33 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:20 PM |
| radforj22 | $25.00 | 7/22/2011 9:25:10 PM |
| Jay0507 | $100.00 | 7/22/2011 7:54:15 PM |
| 77dowplace | $25.00 | 7/23/2011 9:05:06 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:22 PM |
| promise2 | $200.00 | 7/23/2011 6:29:57 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:33 PM |
| direct-responsibility7 | $40.00 | 7/25/2011 8:14:00 AM |
| gjacobs2 | $25.00 | 7/24/2011 11:12:50 PM |
| market-pudding | $25.00 | 7/25/2011 9:50:36 AM |
| damage | $25.00 | 7/25/2011 11:20:44 AM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:46 AM |
| giggyman | $50.00 | 7/26/2011 10:03:17 AM |
| MadHun | $100.00 | 7/26/2011 4:11:36 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:02 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:56 PM |
| dime-smasher5 | $25.00 | 7/26/2011 8:47:57 PM |
| crw1950 | $50.00 | 7/26/2011 7:39:45 PM |
| dbs | $25.00 | 7/26/2011 9:00:48 PM |
| radiant-fund | $50.00 | 7/27/2011 5:32:58 AM |
| SOP_Bank | $25.00 | 7/27/2011 6:01:13 AM |
| britgsb | $50.00 | 7/26/2011 10:16:11 PM |
| antlr | $50.00 | 7/27/2011 7:49:54 AM |
| El_Maestro | $25.00 | 7/27/2011 7:58:10 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:18 AM |
| One-ninety-three | $25.00 | 7/27/2011 9:14:56 AM |
| compoundinterest | $50.00 | 7/14/2011 5:02:52 PM |
| organized-payment6 | $50.00 | 7/14/2011 5:02:41 PM |
| Malkial | $25.00 | 7/14/2011 5:07:17 PM |
| indomitable-coin | $25.00 | 7/14/2011 5:08:45 PM |
| adamnash | $25.00 | 7/15/2011 4:12:44 AM |
| californiakhan | $25.00 | 7/15/2011 4:18:09 AM |
| value-microscope | $28.67 | 7/15/2011 4:32:13 AM |
| JustMee | $25.00 | 7/15/2011 6:04:55 AM |
| jdrez | $25.00 | 7/15/2011 4:12:52 AM |
| runner262 | $25.00 | 7/15/2011 4:13:47 AM |
| blue-useful-auction | $25.00 | 7/15/2011 7:39:55 AM |
| penny-finder | $25.25 | 7/15/2011 10:22:25 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:34 PM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:31:55 AM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:57 PM |
| Harry | $50.00 | 7/18/2011 7:01:37 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:23:52 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:56 PM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:13 AM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:38 PM |
| kindness-lesson1 | $25.00 | 7/21/2011 8:08:05 AM |
| HamachiMan | $50.00 | 7/21/2011 9:08:41 AM |
| let_me_retire | $100.00 | 7/21/2011 10:53:34 PM |
| kulender | $50.00 | 7/23/2011 6:07:06 AM |
| friendinmoney | $25.00 | 7/23/2011 9:22:31 AM |
| ramsba | $50.00 | 7/23/2011 9:55:28 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:39 AM |
| giantfan19 | $56.74 | 7/23/2011 6:52:02 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:11 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:27 AM |
| direct-responsibility7 | $150.00 | 7/25/2011 2:38:02 PM |
| Mav26 | $70.00 | 7/25/2011 6:00:30 PM |
| galloping_unicorns_batman | $50.00 | 7/25/2011 3:30:10 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:49 PM |
| GalileoBob | $50.00 | 7/25/2011 7:20:50 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:22 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:26 PM |
| loan-galaxy6 | $500.00 | 7/26/2011 5:41:47 PM |
| samurai2 | $50.00 | 7/26/2011 11:09:08 PM |
| janeybooboo | $100.00 | 7/26/2011 6:41:38 PM |
| alaco | $25.00 | 7/26/2011 9:58:37 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:35 PM |
| sparkling-contract7 | $25.00 | 7/27/2011 5:36:19 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:49 AM |
| listing-exchanger596 | $35.00 | 7/27/2011 7:14:14 AM |
| cash-queen | $26.95 | 7/26/2011 11:06:47 PM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:13 AM |
| commerce-yeller | $50.00 | 7/27/2011 7:01:15 AM |
| steady-truth3 | $25.00 | 7/27/2011 3:20:10 AM |
| wwwUniversal | $25.00 | 7/27/2011 9:12:17 AM |
| Aaron_Oz | $25.00 | 7/27/2011 8:12:01 AM |
| Wittlich | $100.00 | 7/27/2011 8:12:45 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:51 AM |
| marwadi-62 | $100.00 | 7/27/2011 8:48:32 AM |
| Tahoeguy | $49.82 | 7/27/2011 7:50:55 AM |
| SF2Berlin | $48.00 | 7/27/2011 8:06:14 AM |
| djoi | $19.48 | 7/27/2011 9:35:05 AM |
| treasure-exchanger2 | $25.00 | 7/27/2011 8:12:01 AM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
516534
This series of Notes was issued and sold upon the funding of the borrower loan #51839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $583.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,502 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| frodo70 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
760-779
(Sep-2010)
760-779
(Jul-2010)
720-739
(Apr-2010)
|
|
Principal balance:
| $6,282.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
Consolidating CC's and loans!
Looking to consolidate CC's and loans and consolidate into one final loan. I have made great progress with the first two loans I received from Prosper and will also being paying that off with this loan. Any help with getting me in this better financial position would be greatly appreciated. I am working to lower the interest rate on all of my loans.
My financial situation:
I am a good candidate because I have been working diligently for the last four years in lowering my debt and increasing my credit rating and have done so. Also, I already have a prosper loan that I have never missed a payment on.
Monthly net income: $ 3200
Monthly expenses: $ 2700
Housing: $ 675.00
Insurance: $ 67.88
Car expenses: $ 263.00
Utilities: $ 150.0
Phone, cable, internet: $ 60.00
Food, entertainment: $ 300.00
Clothing, household expenses $ 50.00
Credit cards and other loans: $ 950.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/15/2011 9:02:37 AM |
| compoundinterest | $50.00 | 7/15/2011 9:02:51 AM |
| uberrific | $100.00 | 7/15/2011 9:02:39 AM |
| investment-artist | $25.01 | 7/15/2011 9:02:26 AM |
| organized-payment6 | $50.00 | 7/15/2011 9:02:40 AM |
| MoneyForNothing | $50.00 | 7/15/2011 9:02:53 AM |
| Peterman | $25.00 | 7/15/2011 11:00:31 AM |
| 108lender | $75.00 | 7/15/2011 5:17:31 PM |
| pearl13 | $100.00 | 7/15/2011 2:18:31 PM |
| Feyenoord | $25.00 | 7/15/2011 10:12:17 PM |
| thankful-nickel2 | $25.00 | 7/16/2011 7:06:16 AM |
| sri59 | $66.78 | 7/16/2011 11:15:13 AM |
| pound-balancer | $50.00 | 7/16/2011 3:25:34 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:16 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:17 PM |
| pnace | $50.00 | 7/18/2011 1:22:01 PM |
| frugalinvestor20 | $25.00 | 7/18/2011 1:43:25 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:04 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:58 PM |
| Harry | $50.00 | 7/18/2011 7:01:40 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:57 PM |
| beer-gardener | $26.79 | 7/19/2011 3:45:21 PM |
| TakeCare | $400.00 | 7/19/2011 4:16:09 PM |
| dynamic-platinum | $25.00 | 7/19/2011 4:35:37 PM |
| worth-topper4 | $50.00 | 7/19/2011 4:05:38 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:32:03 PM |
| upbeat-finance8 | $25.00 | 7/19/2011 4:51:57 PM |
| peso-mate | $50.00 | 7/19/2011 9:00:02 PM |
| CreditBuilder2 | $100.00 | 7/19/2011 5:30:25 PM |
| jescowa | $50.00 | 7/19/2011 5:40:42 PM |
| seabass123 | $26.37 | 7/19/2011 10:08:40 PM |
| payout-flag6 | $100.00 | 7/19/2011 8:27:00 PM |
| hostbank | $250.00 | 7/19/2011 8:04:06 PM |
| SolarMoonshine | $25.00 | 7/20/2011 3:40:51 AM |
| generator596 | $28.84 | 7/20/2011 1:40:02 AM |
| benefit-trident | $25.00 | 7/20/2011 3:21:52 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:57 PM |
| wwialnlgy | $100.00 | 7/20/2011 5:18:16 PM |
| no_agenda_lender | $125.00 | 7/20/2011 6:08:33 PM |
| CaptainBlueberry | $25.00 | 7/20/2011 7:10:47 PM |
| grampy48 | $25.00 | 7/21/2011 6:39:41 AM |
| peb44 | $50.00 | 7/21/2011 6:47:00 AM |
| sgt-schultz | $25.00 | 7/21/2011 5:59:43 AM |
| GElender | $40.00 | 7/21/2011 5:35:51 AM |
| SNH | $150.00 | 7/21/2011 9:16:08 AM |
| BigBag | $25.06 | 7/21/2011 9:37:11 AM |
| first-serene-credit | $25.00 | 7/21/2011 10:41:51 AM |
| NorthwestLoan1 | $300.00 | 7/21/2011 11:26:47 AM |
| novice-speculator | $25.00 | 7/21/2011 4:09:48 PM |
| crw1950 | $51.87 | 7/21/2011 4:41:21 PM |
| unafraid-return496 | $50.00 | 7/21/2011 2:59:27 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:17 PM |
| secureincome | $1,250.00 | 7/21/2011 5:50:32 PM |
| john2218 | $25.00 | 7/21/2011 5:55:35 PM |
| Astyanax | $100.00 | 7/21/2011 6:24:53 PM |
| tomdooley12520 | $25.00 | 7/21/2011 9:29:12 PM |
| McChan | $25.00 | 7/21/2011 9:59:21 PM |
| Reddy_Capital | $36.00 | 7/21/2011 9:29:34 PM |
| jmeasn | $1,000.00 | 7/22/2011 11:08:47 PM |
| friendinmoney | $25.00 | 7/23/2011 9:22:52 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:09 AM |
| seadrg | $25.00 | 7/24/2011 7:49:11 PM |
| damage | $25.00 | 7/25/2011 11:20:44 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:33 PM |
| RgPro | $25.00 | 7/26/2011 7:52:23 AM |
| finance-symphony7 | $25.00 | 7/26/2011 3:31:16 PM |
| barflyer | $25.00 | 7/26/2011 12:17:02 PM |
| anarchy1985 | $25.00 | 7/26/2011 4:04:30 PM |
| fortytwo | $400.00 | 7/26/2011 2:38:22 PM |
| justinology | $31.67 | 7/26/2011 5:32:42 PM |
| competent-commitment1 | $50.00 | 7/26/2011 3:01:29 PM |
| Halos2002 | $63.15 | 7/26/2011 6:09:52 PM |
| unrivaled-gain8 | $50.00 | 7/26/2011 3:45:36 PM |
| LiveNow | $25.00 | 7/26/2011 5:04:26 PM |
| elated-greenback | $49.50 | 7/26/2011 6:52:56 PM |
| MadHun | $100.00 | 7/26/2011 4:11:38 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:56 PM |
| GrowthAspirations | $43.00 | 7/26/2011 6:35:03 PM |
| integrity-trumpet | $100.00 | 7/26/2011 8:59:29 PM |
| mennleo | $25.00 | 7/26/2011 10:03:16 PM |
| britgsb | $100.00 | 7/26/2011 10:09:03 PM |
| Eddy-2-Aces | $50.00 | 7/26/2011 5:43:42 PM |
| commitment-farm | $25.00 | 7/26/2011 10:49:02 PM |
| dbs | $25.00 | 7/26/2011 9:00:48 PM |
| PXM-Financial | $50.00 | 7/26/2011 9:27:12 PM |
| schnippy | $25.00 | 7/27/2011 4:58:56 AM |
| radiant-fund | $100.00 | 7/27/2011 5:27:55 AM |
| wise-eloquent-yield | $29.98 | 7/26/2011 9:24:42 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:35 PM |
| Barrayaran | $25.00 | 7/27/2011 5:46:42 AM |
| Victor-E-Lane | $25.00 | 7/27/2011 8:02:49 AM |
| DscGlfn | $30.34 | 7/27/2011 8:48:39 AM |
| neutrino6 | $25.00 | 7/27/2011 1:27:06 AM |
| samseth | $50.00 | 7/27/2011 6:48:48 AM |
| building_community | $80.58 | 7/27/2011 9:03:55 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:53 AM |
| sgt-schultz | $50.00 | 7/27/2011 6:12:31 AM |
| encouraging-fund | $25.00 | 7/27/2011 8:00:53 AM |
| investment-artist | $25.02 | 7/27/2011 12:30:28 PM |
| dadalou | $25.00 | 7/27/2011 9:12:57 AM |
| pure-treasure7 | $25.00 | 7/27/2011 2:30:39 PM |
| Corlei | $25.00 | 7/27/2011 4:09:38 PM |
| dharma1 | $25.00 | 7/27/2011 4:21:55 PM |
| top-rate-infusion | $26.54 | 7/27/2011 10:06:52 AM |
| Zoramite | $25.00 | 7/27/2011 5:46:14 PM |
| famous-bid9 | $25.00 | 7/27/2011 1:00:25 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:35 PM |
| transparency-baton | $25.00 | 7/27/2011 4:08:13 PM |
| cunning-bill2 | $25.00 | 7/27/2011 5:27:51 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:08 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:45:13 PM |
| Veets | $150.00 | 7/27/2011 7:09:47 PM |
| GreenSun | $25.00 | 7/27/2011 8:33:57 PM |
| JAVEHE | $25.00 | 7/27/2011 8:47:09 PM |
| jayvee169 | $25.00 | 7/28/2011 7:05:44 AM |
| BankofPete | $40.00 | 7/28/2011 8:38:31 AM |
| wise-silver-wonder | $25.00 | 7/28/2011 9:57:01 AM |
| capital-web7 | $50.00 | 7/28/2011 6:54:45 AM |
| velocity-solo | $30.00 | 7/28/2011 9:17:03 AM |
| Tknojnky | $50.00 | 7/28/2011 11:23:38 AM |
| Isotope | $25.00 | 7/28/2011 8:54:49 AM |
| FoosMaster | $25.00 | 7/28/2011 10:06:51 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:38:30 PM |
| gentle-gain235 | $200.00 | 7/28/2011 11:27:55 AM |
| fireboss | $25.00 | 7/28/2011 11:46:48 AM |
| soldadoz | $50.00 | 7/28/2011 12:09:31 PM |
| jpblan11 | $25.00 | 7/28/2011 10:32:01 AM |
| cash-fanatic | $50.00 | 7/28/2011 12:22:51 PM |
| Iowa65 | $35.46 | 7/28/2011 12:24:07 PM |
| optionscashflow | $27.84 | 7/28/2011 12:29:36 PM |
| Cybercusp | $25.00 | 7/28/2011 12:39:39 PM |
| samurai2 | $33.09 | 7/28/2011 12:52:54 PM |
| refined-penny | $25.00 | 7/28/2011 11:38:55 AM |
| Solid-Platinum | $200.00 | 7/28/2011 12:33:17 PM |
| himanshuko | $25.00 | 7/28/2011 1:08:46 PM |
| SimpleChoice | $25.00 | 7/15/2011 9:32:33 AM |
| JustMee | $25.00 | 7/15/2011 5:45:18 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:53 PM |
| setUup | $33.20 | 7/16/2011 9:59:28 AM |
| lostontheedge | $25.00 | 7/18/2011 4:56:10 AM |
| supersarah61 | $25.00 | 7/19/2011 4:09:39 PM |
| euro-deployment | $25.00 | 7/19/2011 4:17:56 PM |
| Johnab | $25.03 | 7/19/2011 4:27:07 PM |
| Zach842 | $100.00 | 7/19/2011 4:52:14 PM |
| availableloan | $25.00 | 7/19/2011 10:13:04 PM |
| adventurous-commerce | $50.00 | 7/19/2011 8:29:05 PM |
| competent-p2p | $25.00 | 7/20/2011 6:47:56 AM |
| SoCalIsHere | $25.00 | 7/19/2011 9:42:45 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:25:36 PM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:14 AM |
| yoyoclock | $25.00 | 7/20/2011 1:24:54 AM |
| return-enthusiast1 | $200.00 | 7/20/2011 11:14:19 AM |
| theloanteacher | $25.00 | 7/20/2011 9:41:41 AM |
| One-ninety-three | $50.00 | 7/20/2011 10:40:19 AM |
| Pakse | $25.00 | 7/20/2011 2:23:17 PM |
| Leopoldine | $30.00 | 7/20/2011 6:00:33 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:13 PM |
| 20mule | $200.00 | 7/20/2011 5:01:17 PM |
| authoritative-capital | $25.00 | 7/20/2011 9:25:46 PM |
| walkerp | $25.00 | 7/20/2011 9:07:28 PM |
| The-Lighthouse-Group | $25.00 | 7/21/2011 4:55:55 AM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:41 PM |
| Leshan | $100.00 | 7/21/2011 6:41:33 AM |
| gslinv | $50.00 | 7/21/2011 7:00:12 AM |
| Castelj | $50.00 | 7/21/2011 6:44:09 AM |
| pearl13 | $200.00 | 7/21/2011 8:53:51 AM |
| basis-wizard8 | $50.00 | 7/21/2011 10:57:42 AM |
| CatbirdBanking | $25.00 | 7/21/2011 12:31:07 PM |
| selector568 | $500.00 | 7/21/2011 12:38:25 PM |
| designer_10 | $25.00 | 7/21/2011 9:51:02 AM |
| principal-laser | $85.38 | 7/21/2011 11:06:08 AM |
| qsolo | $100.00 | 7/21/2011 11:17:45 AM |
| BxRealtor | $25.00 | 7/21/2011 5:14:23 PM |
| dayahn | $25.00 | 7/21/2011 3:19:13 PM |
| kbmarin | $25.00 | 7/21/2011 7:47:17 PM |
| HamachiMan | $50.00 | 7/21/2011 5:23:08 PM |
| pythia | $25.00 | 7/21/2011 5:56:54 PM |
| affluence-kitten6 | $107.62 | 7/21/2011 9:35:52 PM |
| Kaj | $60.00 | 7/21/2011 6:20:14 PM |
| reflective-rupee | $200.09 | 7/22/2011 1:58:40 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:17:14 PM |
| radforj22 | $25.00 | 7/23/2011 7:22:57 AM |
| 77dowplace | $25.00 | 7/23/2011 9:16:16 AM |
| ramsba | $50.00 | 7/23/2011 9:55:32 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:42 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:25 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:46:02 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:35 PM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:59:08 AM |
| PaulW | $25.00 | 7/25/2011 9:57:17 AM |
| kulender | $100.00 | 7/25/2011 10:41:13 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:08 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:52 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:23 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:47 AM |
| joyful-treasure2 | $25.00 | 7/26/2011 8:52:53 AM |
| toomanyfishtanks | $25.00 | 7/26/2011 1:25:43 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:27 PM |
| mike279766 | $26.00 | 7/26/2011 12:37:47 PM |
| excellent-loan8 | $25.00 | 7/26/2011 12:47:11 PM |
| castlwizz | $25.00 | 7/26/2011 12:54:05 PM |
| cardminger | $100.00 | 7/26/2011 8:17:34 PM |
| baseballfan111 | $50.00 | 7/26/2011 9:01:58 PM |
| greenkid | $50.00 | 7/26/2011 8:15:45 PM |
| lah20 | $50.00 | 7/26/2011 6:02:03 PM |
| ZLyons | $25.00 | 7/26/2011 6:19:39 PM |
| jeffpac | $100.00 | 7/26/2011 9:53:36 PM |
| alaco | $25.00 | 7/26/2011 9:58:37 PM |
| janeybooboo | $100.00 | 7/27/2011 4:45:22 AM |
| happy-loyalty | $25.00 | 7/26/2011 10:18:55 PM |
| Isanpankki | $75.00 | 7/27/2011 7:59:47 AM |
| Tikibarman | $107.12 | 7/27/2011 5:59:00 AM |
| DscGlfn | $25.00 | 7/27/2011 8:43:20 AM |
| Preferred-Lender | $100.00 | 7/27/2011 8:55:38 AM |
| PotBellyPete | $125.00 | 7/27/2011 4:15:45 AM |
| octoberfresh | $25.00 | 7/27/2011 7:57:23 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:49 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:14 AM |
| credit-investor5 | $50.00 | 7/27/2011 7:34:22 AM |
| antlr | $50.00 | 7/27/2011 7:49:55 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:18 AM |
| jadedyuppie | $50.00 | 7/27/2011 12:29:56 PM |
| unique-order8 | $25.00 | 7/27/2011 10:59:05 AM |
| nonukem | $25.00 | 7/27/2011 11:47:49 AM |
| UTVolunteer | $100.00 | 7/27/2011 10:06:12 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:42 PM |
| chrisb1414 | $25.00 | 7/27/2011 3:28:48 PM |
| Tahoeguy | $25.00 | 7/27/2011 7:03:49 PM |
| ckatak | $50.00 | 7/27/2011 7:20:07 PM |
| silver-armada | $25.00 | 7/27/2011 8:01:52 PM |
| LandE2BG | $50.00 | 7/27/2011 5:28:52 PM |
| ideal-penny8 | $25.00 | 7/27/2011 9:01:17 PM |
| wwwUniversal | $25.00 | 7/28/2011 12:57:17 AM |
| Weaverville | $50.00 | 7/27/2011 9:13:43 PM |
| Kame | $25.00 | 7/28/2011 4:05:15 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:16 AM |
| Spiv_51 | $25.00 | 7/28/2011 3:51:36 AM |
| Brown98 | $25.00 | 7/28/2011 9:35:28 AM |
| gracej | $25.00 | 7/28/2011 11:53:59 AM |
| PopeJP | $50.00 | 7/28/2011 11:56:09 AM |
| flexible-return297 | $25.00 | 7/28/2011 10:02:57 AM |
| martymaniaman | $25.00 | 7/28/2011 10:52:28 AM |
| Railbird | $25.00 | 7/28/2011 12:06:08 PM |
| commitment-orca7 | $300.00 | 7/28/2011 1:45:16 PM |
| ChrisProsper | $1,999.00 | 7/28/2011 2:00:38 PM |
| nickel-ferret | $50.00 | 7/28/2011 10:53:12 AM |
| gold-disk | $25.00 | 7/28/2011 12:31:35 PM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:46 AM |
| appastk | $25.00 | 7/28/2011 1:12:38 PM |
| 249 Investments
|
Borrower Payment Dependent Notes Series
516556
This series of Notes was issued and sold upon the funding of the borrower loan #51768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
11 | Length of status: | 16y 1m |
|
Amount delinquent:
| $13,092 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,745 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-carrier4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hope to Get Back on My Feet
Purpose of loan:
This loan will be used to... consolidate debt so that I can be in a good position to get out of debt faster. My hope is to pay off bills quickly so that I can eventually work part time and volunteer in my community.
My financial situation: My monthly pay was reduced for awhile due to the declining economy. I now have steady income again and hope to get back on my feet!!!
I am a good candidate for this loan because...I am reliable. I have been with the same company for 16 years. My credit has always been good. The recent economy caused some financials heartache but I don't want to be a victim anymore. Please consider my request.
Monthly net income: $ 2500.00
Monthly expenses: $
Housing: $ 929.00
Insurance: $ 75.00
Car expenses: $ 0
Utilities: $ 35.00
Phone, cable, internet: $ 135.00
Food, entertainment: $ 350.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 120.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fortytwo | $100.00 | 7/15/2011 5:23:45 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:55 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:21 PM |
| Dubbs360 | $25.00 | 7/19/2011 12:23:30 AM |
| kulender | $100.00 | 7/19/2011 6:32:41 PM |
| Investoman | $75.00 | 7/19/2011 7:06:36 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:40 PM |
| RainyDayLoans | $50.00 | 7/21/2011 2:15:40 PM |
| vigorous-velocity | $55.89 | 7/21/2011 2:47:04 PM |
| afterhours | $25.00 | 7/21/2011 4:17:43 PM |
| alphaseek | $200.00 | 7/21/2011 1:43:09 PM |
| agalt | $75.00 | 7/21/2011 1:46:45 PM |
| 1willray | $28.78 | 7/21/2011 3:00:34 PM |
| SolarMoonshine | $25.00 | 7/21/2011 3:27:30 PM |
| moola-cell3 | $50.00 | 7/21/2011 4:20:29 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:04 PM |
| loyalist1 | $100.00 | 7/21/2011 4:32:54 PM |
| enchanted-truth264 | $25.00 | 7/21/2011 8:16:07 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:02:24 PM |
| open-minded-p2p1 | $26.96 | 7/21/2011 6:32:55 PM |
| zorg77 | $25.00 | 7/21/2011 6:41:50 PM |
| OSERENKUKU | $25.00 | 7/21/2011 7:39:32 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:21 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:45 AM |
| edaguy | $50.00 | 7/23/2011 2:27:32 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:11 AM |
| treasure-bliss | $50.00 | 7/26/2011 9:07:51 AM |
| important-openness1 | $100.00 | 7/26/2011 9:17:57 AM |
| Natronpee | $100.00 | 7/26/2011 1:52:23 PM |
| five-star-justice | $25.00 | 7/26/2011 1:45:52 PM |
| x-lender | $25.00 | 7/26/2011 4:05:29 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:57 PM |
| gslinv | $25.00 | 7/26/2011 2:57:52 PM |
| KileNSmyth4 | $31.63 | 7/26/2011 6:00:18 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:30:33 PM |
| Duanep01 | $28.24 | 7/26/2011 7:12:48 PM |
| MadHun | $100.00 | 7/26/2011 4:11:40 PM |
| Bocephus1959 | $25.00 | 7/26/2011 4:49:02 PM |
| ZLyons | $25.00 | 7/26/2011 6:16:52 PM |
| deal-seagull7 | $35.00 | 7/26/2011 6:17:37 PM |
| REITRUST | $25.00 | 7/26/2011 6:26:42 PM |
| orange-preeminant-bill | $50.00 | 7/26/2011 7:37:04 PM |
| poppinkid | $30.00 | 7/26/2011 6:22:38 PM |
| astute-dollar | $50.00 | 7/26/2011 6:36:13 PM |
| CPAnCA | $50.00 | 7/26/2011 9:22:32 PM |
| umfan123 | $25.00 | 7/26/2011 7:36:47 PM |
| gulch | $27.58 | 7/26/2011 7:38:21 PM |
| Leopoldine | $25.00 | 7/26/2011 10:14:03 PM |
| britgsb | $100.00 | 7/26/2011 10:04:05 PM |
| well-rounded-dinero | $18.97 | 7/26/2011 10:47:03 PM |
| simplelender80 | $100.00 | 7/15/2011 5:02:46 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:23 PM |
| pearl13 | $100.00 | 7/16/2011 9:02:12 AM |
| reflective-rupee | $25.09 | 7/16/2011 12:39:15 PM |
| Investor_DP | $100.00 | 7/17/2011 1:08:49 AM |
| villagers | $50.00 | 7/17/2011 10:40:06 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:10 PM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:03 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:46 AM |
| mlj0671 | $25.00 | 7/21/2011 6:22:07 AM |
| golden-velocity9 | $25.00 | 7/21/2011 3:45:25 PM |
| unconquerable-dedication | $25.00 | 7/21/2011 12:47:16 PM |
| CreditBuilder2 | $50.00 | 7/21/2011 4:11:36 PM |
| a-versatile-power | $25.00 | 7/21/2011 4:29:44 PM |
| prominence8 | $25.00 | 7/21/2011 7:20:22 PM |
| loan-warrior | $25.00 | 7/21/2011 6:07:06 PM |
| velocity-owner4 | $50.00 | 7/21/2011 9:42:30 PM |
| unfixer | $25.00 | 7/21/2011 11:53:42 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:23:38 AM |
| ramsba | $50.00 | 7/23/2011 9:55:35 AM |
| Weaverville | $25.00 | 7/23/2011 12:46:54 PM |
| Kaj | $35.00 | 7/24/2011 2:17:38 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:29 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:02 PM |
| thoughtful-exchange8 | $25.00 | 7/25/2011 10:20:31 PM |
| the-profit-oracle | $25.00 | 7/26/2011 9:09:50 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:32 AM |
| SNH | $25.00 | 7/26/2011 2:11:34 PM |
| asiaratt | $50.00 | 7/26/2011 4:07:29 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:16:40 PM |
| Loanstou | $119.15 | 7/26/2011 7:14:55 PM |
| lender-inc | $25.22 | 7/26/2011 7:49:28 PM |
| ITExec | $90.00 | 7/26/2011 5:54:23 PM |
| greenkid | $50.00 | 7/26/2011 8:14:00 PM |
| Aleut | $50.00 | 7/26/2011 6:44:54 PM |
| supreme-hope | $25.00 | 7/26/2011 6:47:53 PM |
| Grandmahoneybee | $35.00 | 7/26/2011 7:01:26 PM |
| transparency-burger | $25.00 | 7/26/2011 7:18:43 PM |
| Q9-X3 | $50.00 | 7/26/2011 9:09:20 PM |
| missing-link | $25.00 | 7/26/2011 7:37:05 PM |
| terrific-dough6 | $50.00 | 7/26/2011 6:59:05 PM |
| jeffpac | $100.00 | 7/26/2011 9:47:22 PM |
| ommcd | $25.00 | 7/26/2011 7:36:58 PM |
| CLoViq | $77.49 | 7/26/2011 9:16:16 PM |
| asset-professor | $25.00 | 7/26/2011 9:24:11 PM |
| loan_doctor | $25.00 | 7/26/2011 10:19:33 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
516606
This series of Notes was issued and sold upon the funding of the borrower loan #51871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $342.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 780-799 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 15y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,290 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-empire7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Debt Consolidation
This loan will be used to: Pay off some credit card debt with high interest rates due to all the bank changes In the last year or two.
Personal: I have been a Sales Manager for a Beverage Company in Texas for the last 16 years. I have 2 wonderfull Daughters and have been married for 15 years. I enjoy Duck Hunting as well as a game of Golf every once in a while.
Financial: This is my first loan with Prosper and am looking forward to building credit whithin this lending team. I have a very good payment history and a very good credit history. I would rather pay interest to a team of investores than a bank. They get enough of my money already.
My wife is a Chemist and makes $40,000 a year as well.
Thanks In Advance!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $95.00 | 7/15/2011 5:02:04 PM |
| Wangchuk | $30.00 | 7/15/2011 5:19:56 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:55 PM |
| jkeller4000 | $25.00 | 7/15/2011 6:00:46 PM |
| bullish2bearish | $100.00 | 7/15/2011 7:08:53 PM |
| DasMula | $214.00 | 7/16/2011 9:23:27 AM |
| profit-powerplant | $25.00 | 7/16/2011 2:49:39 PM |
| reflective-rupee | $500.09 | 7/16/2011 12:37:14 PM |
| Investor_DP | $100.00 | 7/17/2011 8:00:30 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:57 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:22 PM |
| Wangchuk | $50.00 | 7/18/2011 2:18:24 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 12:08:24 PM |
| tnjohnso | $25.00 | 7/19/2011 12:23:26 AM |
| finance-solo | $25.00 | 7/19/2011 5:29:01 AM |
| Dubbs360 | $25.00 | 7/19/2011 9:12:39 AM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:03 PM |
| dynrep | $50.00 | 7/19/2011 3:59:43 PM |
| kulender | $100.00 | 7/19/2011 6:32:41 PM |
| benefit-banshee | $54.92 | 7/19/2011 8:24:09 PM |
| well-mannered-income3 | $50.00 | 7/19/2011 8:32:08 PM |
| sturdy-peace9 | $100.00 | 7/20/2011 8:02:24 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:47 AM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:04 PM |
| let_me_retire | $150.00 | 7/21/2011 10:57:53 PM |
| enchanted-note | $25.00 | 7/22/2011 7:40:07 AM |
| CA-Lender | $50.07 | 7/22/2011 9:13:08 AM |
| luckygreen10 | $750.00 | 7/22/2011 12:04:21 PM |
| likeable-hope | $25.00 | 7/22/2011 12:37:26 PM |
| wonder3 | $35.00 | 7/22/2011 7:02:30 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:22 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:46 AM |
| market-pudding | $25.00 | 7/23/2011 4:38:22 PM |
| itskarma | $50.50 | 7/23/2011 5:00:22 PM |
| Something-Corporate | $25.00 | 7/23/2011 6:21:27 PM |
| restless-dime | $50.00 | 7/23/2011 7:54:02 PM |
| Kaj | $35.00 | 7/24/2011 2:17:39 PM |
| deal-enthusiast | $100.00 | 7/24/2011 10:59:53 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:22 PM |
| wkeboarder21 | $100.00 | 7/25/2011 6:16:50 PM |
| restless-dime | $50.00 | 7/26/2011 7:03:55 AM |
| CC911 | $25.00 | 7/26/2011 5:07:15 AM |
| jmeasn | $25.00 | 7/26/2011 9:07:11 AM |
| BankofRon | $25.00 | 7/26/2011 9:17:55 AM |
| the-profit-oracle | $25.00 | 7/26/2011 1:52:07 PM |
| SNH | $25.00 | 7/26/2011 2:11:35 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:57 PM |
| important-openness1 | $100.00 | 7/26/2011 4:07:32 PM |
| dynrep | $250.00 | 7/26/2011 5:22:23 PM |
| orange-preeminant-bill | $50.00 | 7/27/2011 12:57:41 AM |
| independent-listing796 | $50.00 | 7/26/2011 10:16:23 PM |
| palace2 | $450.00 | 7/27/2011 5:08:35 AM |
| wwwUniversal | $25.00 | 7/27/2011 12:52:19 AM |
| dedicated-transaction796 | $50.00 | 7/27/2011 3:16:57 AM |
| restless-dime | $100.00 | 7/27/2011 7:47:23 AM |
| antlr | $50.00 | 7/27/2011 7:49:57 AM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:16 PM |
| kind-charming-value | $1,317.56 | 7/27/2011 4:47:41 PM |
| simplelender80 | $100.00 | 7/15/2011 5:02:49 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:24 PM |
| lloyd_s | $25.00 | 7/16/2011 12:52:43 AM |
| DasMula | $117.26 | 7/16/2011 9:23:58 AM |
| credit-coach118 | $25.00 | 7/16/2011 8:43:59 AM |
| bazaar-festivity | $100.00 | 7/16/2011 8:33:42 AM |
| janeybooboo | $224.00 | 7/16/2011 7:54:14 PM |
| exchange-upholder0 | $25.00 | 7/17/2011 10:12:19 AM |
| AlternativeCashFlow | $44.70 | 7/17/2011 10:35:30 AM |
| villagers | $50.00 | 7/17/2011 10:40:07 AM |
| leverage-monger | $55.55 | 7/17/2011 11:32:28 AM |
| loanman2007 | $225.00 | 7/17/2011 3:20:19 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:11 PM |
| MilitaryLending | $67.96 | 7/17/2011 5:41:52 PM |
| thomas16882004 | $25.00 | 7/18/2011 11:47:54 PM |
| imlosttoo | $25.00 | 7/19/2011 12:27:15 AM |
| Mrgiggleswic | $100.00 | 7/19/2011 5:00:51 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:21:32 AM |
| frogperson | $208.59 | 7/19/2011 7:40:32 AM |
| Investoman | $75.00 | 7/19/2011 7:06:36 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:40 PM |
| mlj0671 | $25.00 | 7/21/2011 6:22:46 AM |
| ChoiceInvestments | $34.75 | 7/21/2011 1:20:39 PM |
| Kash2010lu | $25.00 | 7/21/2011 6:58:30 PM |
| SeaSkyGuy71 | $25.00 | 7/21/2011 8:22:04 PM |
| lendstats_com | $200.00 | 7/21/2011 8:51:41 PM |
| houli123 | $200.00 | 7/22/2011 1:32:22 AM |
| Rogelio48 | $30.00 | 7/22/2011 12:12:18 PM |
| yf99yz | $50.00 | 7/22/2011 3:37:29 PM |
| shawnw2 | $100.00 | 7/22/2011 11:15:21 PM |
| Bob450 | $30.00 | 7/23/2011 8:30:01 AM |
| grampy48 | $25.00 | 7/23/2011 4:11:10 AM |
| ramsba | $50.00 | 7/23/2011 9:55:36 AM |
| loss-of-control | $100.00 | 7/23/2011 5:59:33 PM |
| payout-bridge | $25.00 | 7/23/2011 5:06:13 PM |
| seanickson | $25.00 | 7/24/2011 8:02:47 AM |
| brightest-benjamins-onator | $50.00 | 7/24/2011 2:10:35 PM |
| payment-halo | $25.00 | 7/24/2011 9:35:36 PM |
| Weaverville | $25.00 | 7/25/2011 9:11:50 AM |
| omegamon1 | $25.00 | 7/25/2011 3:57:08 PM |
| LendingPimp | $200.00 | 7/25/2011 11:44:29 PM |
| natural-trade7 | $50.00 | 7/25/2011 5:51:16 PM |
| gold-cluster | $50.00 | 7/26/2011 5:44:01 AM |
| loyalty-czar | $40.00 | 7/25/2011 8:02:37 PM |
| treasure-bliss | $25.00 | 7/26/2011 11:57:14 AM |
| shrewd-income | $200.00 | 7/26/2011 10:08:19 AM |
| five-star-justice | $25.00 | 7/26/2011 1:45:53 PM |
| wlm3012 | $30.00 | 7/26/2011 4:37:18 PM |
| MadHun | $100.00 | 7/26/2011 4:11:40 PM |
| janeybooboo | $26.00 | 7/26/2011 6:42:18 PM |
| ommcd | $25.00 | 7/27/2011 12:47:24 AM |
| irrelevant | $25.00 | 7/26/2011 9:27:25 PM |
| return-enthusiast1 | $50.00 | 7/27/2011 7:09:26 AM |
| return-rocket9 | $25.00 | 7/27/2011 9:06:56 AM |
| missing-link | $25.00 | 7/27/2011 9:14:13 AM |
| Iwillhuntyoudown | $25.00 | 7/27/2011 9:22:08 AM |
| green-trade-wildcat | $25.18 | 7/27/2011 9:23:22 AM |
| bassman2 | $25.00 | 7/27/2011 10:15:39 AM |
| natural-platinum | $25.00 | 7/27/2011 12:32:34 PM |
| p2ploan-sensation211 | $25.00 | 7/27/2011 1:10:44 PM |
| zone6 | $48.87 | 7/27/2011 10:26:18 AM |
| money-fort | $25.00 | 7/27/2011 2:16:02 PM |
| speedy-point | $25.00 | 7/27/2011 4:32:50 PM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
516670
This series of Notes was issued and sold upon the funding of the borrower loan #51841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,095 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Loanpro |
Borrower's state:
| Colorado |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 68 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $19,900.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
720-739
(Sep-2009)
740-759
(Nov-2007)
540-559
(Aug-2006)
|
|
Principal balance:
| $4,365.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Consolidating
Purpose of loan:
Car for son, paying off credit cards/loan consolidate to 1 payment.
My financial situation:
I am a good candidate for this loan because...I have a good income and have paid all my bills on time. I care about my credit and know that I can pay the loan in full as I have done with 2 prior loans with Prosper.
Monthly net income: $ 6400
Monthly expenses: $ Approx 4500.00
Housing: $ 1950.00
Insurance: $ 360.00
Car expenses: $0 car is paid off and has low miles.
Utilities: $ paid by spouse
Phone, cable, internet: $ paid by spouse
Food, entertainment: $ 700.00
Clothing, other household expenses: $ paid by spouse
Credit cards and other loans: $ 1000.00
Other expenses: $ 200-300 real estate office fee
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/17/2011 12:02:13 PM |
| proper-revenue7 | $25.00 | 7/17/2011 12:30:08 PM |
| ready-interest9 | $25.00 | 7/17/2011 2:09:48 PM |
| credit-guard5 | $25.00 | 7/17/2011 12:35:35 PM |
| jkeller4000 | $25.00 | 7/17/2011 12:56:00 PM |
| chameleon125 | $50.00 | 7/17/2011 1:47:32 PM |
| wisconsinvestor | $50.00 | 7/17/2011 2:22:54 PM |
| MoneyForNothing | $50.00 | 7/17/2011 12:02:35 PM |
| reflective-rupee | $500.09 | 7/17/2011 4:17:59 PM |
| JGuide | $25.09 | 7/17/2011 12:57:39 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:14 PM |
| sweetlan | $25.07 | 7/17/2011 4:45:29 PM |
| NekHoldings | $25.00 | 7/17/2011 8:21:13 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:27 PM |
| AlternativeCashFlow | $44.70 | 7/17/2011 8:05:59 PM |
| bullish2bearish | $105.00 | 7/17/2011 6:35:30 PM |
| jhouman | $25.00 | 7/18/2011 6:02:03 AM |
| DoctorJoe | $25.00 | 7/18/2011 3:53:55 AM |
| loanman2007 | $50.00 | 7/18/2011 9:56:13 AM |
| simplelender80 | $100.00 | 7/18/2011 9:18:07 AM |
| profit-powerplant | $25.00 | 7/18/2011 9:25:46 AM |
| reflective-rupee | $250.00 | 7/18/2011 11:48:39 PM |
| villagers | $25.00 | 7/18/2011 6:14:43 PM |
| LittleMingo | $27.07 | 7/19/2011 1:53:25 AM |
| Moe87 | $25.62 | 7/19/2011 3:39:08 AM |
| penny-surgeon | $25.00 | 7/19/2011 10:07:21 AM |
| investment-daydream | $125.00 | 7/19/2011 12:05:25 PM |
| Ubiquinone | $50.00 | 7/19/2011 12:51:09 PM |
| bullish2bearish | $25.00 | 7/19/2011 2:33:58 PM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:05 PM |
| Dubbs360 | $25.00 | 7/19/2011 4:37:30 PM |
| kulender | $100.00 | 7/19/2011 6:32:44 PM |
| Investoman | $75.00 | 7/19/2011 7:06:38 PM |
| mikeandcat | $50.00 | 7/20/2011 9:05:40 AM |
| proud-pound4 | $39.54 | 7/20/2011 5:32:03 AM |
| dough-rocket | $50.00 | 7/21/2011 6:27:58 AM |
| blissful-cash3 | $100.00 | 7/20/2011 10:36:53 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:49 AM |
| Oak-Parker | $25.00 | 7/21/2011 8:29:15 AM |
| lenderrn | $60.00 | 7/21/2011 4:49:26 AM |
| neutrino6 | $25.00 | 7/21/2011 9:10:16 AM |
| Octamer | $75.00 | 7/21/2011 4:58:25 AM |
| boots130 | $25.00 | 7/21/2011 10:06:21 AM |
| dickfore | $25.00 | 7/21/2011 11:37:57 AM |
| proud-gold9 | $50.00 | 7/21/2011 5:17:25 PM |
| shawnw2 | $131.28 | 7/22/2011 7:13:23 AM |
| Tscheddar | $25.00 | 7/22/2011 9:59:49 AM |
| clean-fund | $200.00 | 7/22/2011 10:24:50 AM |
| likeable-hope | $25.00 | 7/22/2011 12:43:20 PM |
| OldManP | $25.00 | 7/22/2011 11:56:02 AM |
| proud-pound4 | $48.68 | 7/22/2011 5:48:36 PM |
| trade-goblin9 | $25.00 | 7/23/2011 5:14:51 AM |
| Jack55304 | $300.00 | 7/22/2011 9:55:23 PM |
| ronin4sale | $25.00 | 7/23/2011 4:50:41 AM |
| master648 | $34.96 | 7/23/2011 11:59:38 AM |
| well-mannered-income3 | $90.00 | 7/23/2011 1:15:39 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:51:00 PM |
| market-pudding | $25.00 | 7/23/2011 4:38:02 PM |
| loss-of-control | $125.00 | 7/23/2011 5:58:22 PM |
| setUup | $32.20 | 7/24/2011 10:58:57 AM |
| JJ-Loans | $75.00 | 7/24/2011 4:59:19 PM |
| honorable-yield | $50.00 | 7/24/2011 8:55:30 AM |
| FarmersBank | $25.00 | 7/24/2011 9:58:37 PM |
| s270 | $25.00 | 7/25/2011 6:30:57 AM |
| jelly1126 | $50.00 | 7/25/2011 10:33:54 AM |
| blue-goal-deal | $25.00 | 7/25/2011 9:56:39 AM |
| EL_Papin | $75.00 | 7/25/2011 12:45:45 PM |
| LendingPimp | $200.00 | 7/25/2011 11:45:57 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:22 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:34 PM |
| nickel-hickory | $35.00 | 7/26/2011 9:14:44 AM |
| bonus-quark4 | $25.00 | 7/26/2011 6:45:47 AM |
| Bob450 | $30.00 | 7/26/2011 8:16:59 AM |
| wlm3012 | $30.00 | 7/26/2011 4:19:37 PM |
| five-star-justice | $25.00 | 7/26/2011 1:45:54 PM |
| ramsba | $50.00 | 7/26/2011 3:40:01 PM |
| SNH | $25.00 | 7/26/2011 2:11:36 PM |
| MadHun | $100.00 | 7/26/2011 4:11:42 PM |
| let_me_retire | $50.00 | 7/27/2011 12:39:02 AM |
| the-profit-oracle | $25.00 | 7/26/2011 7:37:08 PM |
| worldly-investment333 | $50.00 | 7/26/2011 9:43:53 PM |
| return-enthusiast1 | $50.00 | 7/27/2011 7:09:28 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:40:45 AM |
| wwwUniversal | $25.00 | 7/27/2011 12:52:22 AM |
| tomdooley12520 | $25.00 | 7/27/2011 5:27:56 AM |
| orange-preeminant-bill | $50.00 | 7/27/2011 9:07:56 AM |
| antlr | $50.00 | 7/27/2011 7:49:58 AM |
| Wangchuk | $25.01 | 7/27/2011 8:02:43 AM |
| phaded | $25.00 | 7/27/2011 8:55:40 AM |
| ommcd | $25.00 | 7/27/2011 9:17:18 AM |
| integrity-electron9 | $50.00 | 7/27/2011 2:32:25 PM |
| nickel-hickory | $115.00 | 7/27/2011 1:48:28 PM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:17 PM |
| shrewd-income | $102.00 | 7/27/2011 5:25:05 PM |
| radforj22 | $25.00 | 7/27/2011 5:58:51 PM |
| Rollshaft | $25.00 | 7/27/2011 4:13:09 PM |
| Saleen06 | $50.00 | 7/27/2011 8:13:16 PM |
| missing-link | $25.00 | 7/27/2011 5:12:59 PM |
| shrewd-income | $100.00 | 7/27/2011 5:26:26 PM |
| platinum-cargo | $25.00 | 7/27/2011 6:01:57 PM |
| dynrep | $50.00 | 7/27/2011 7:36:59 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:55:01 PM |
| red-favorable-basis | $25.00 | 7/27/2011 8:44:32 PM |
| availableloan | $25.00 | 7/27/2011 8:46:48 PM |
| benevolent1 | $25.00 | 7/27/2011 10:53:38 PM |
| credit-coach118 | $35.00 | 7/27/2011 11:02:45 PM |
| Leopoldine | $30.00 | 7/27/2011 10:55:45 PM |
| optionscashflow | $25.00 | 7/27/2011 10:57:58 PM |
| Feyenoord | $25.00 | 7/17/2011 12:02:23 PM |
| MoneyForNothing | $150.89 | 7/17/2011 12:16:05 PM |
| vigorous-market5 | $200.00 | 7/17/2011 1:40:44 PM |
| 312-Lender | $25.00 | 7/17/2011 2:40:06 PM |
| janeybooboo | $150.00 | 7/17/2011 3:03:49 PM |
| alexgalt | $25.00 | 7/17/2011 5:00:38 PM |
| economy-coup | $100.00 | 7/18/2011 12:58:00 AM |
| Investor_DP | $100.00 | 7/17/2011 8:00:32 PM |
| finance-solo | $42.89 | 7/18/2011 6:12:33 AM |
| SecondChanceLendingSERV | $25.00 | 7/18/2011 6:20:46 AM |
| lendstats_com | $300.00 | 7/17/2011 10:17:53 PM |
| loanman2007 | $150.00 | 7/18/2011 9:55:58 AM |
| CA-Lender | $75.07 | 7/18/2011 7:22:16 AM |
| thankful-nickel2 | $25.00 | 7/18/2011 10:10:26 AM |
| DasMula | $27.00 | 7/18/2011 11:47:16 AM |
| dcshobby | $25.00 | 7/18/2011 3:05:30 PM |
| first-serene-credit | $25.00 | 7/18/2011 5:00:59 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:11 PM |
| Mikale360 | $25.00 | 7/19/2011 6:47:42 AM |
| fortytwo | $100.00 | 7/18/2011 11:09:29 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:27:13 AM |
| LittleMingo | $25.00 | 7/19/2011 9:36:39 AM |
| Ubiquinone | $45.00 | 7/19/2011 12:51:25 PM |
| genuine-integrity0 | $25.00 | 7/19/2011 6:13:35 PM |
| organic-treasure | $35.00 | 7/19/2011 4:31:24 PM |
| Bcs-cnc | $25.00 | 7/20/2011 8:04:27 AM |
| Banker2OO7 | $50.00 | 7/19/2011 10:20:32 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:42 PM |
| FinanceEngine | $40.00 | 7/20/2011 11:02:13 AM |
| YoungTaxMan | $50.00 | 7/20/2011 3:35:45 PM |
| tomdooley12520 | $25.00 | 7/21/2011 6:55:43 AM |
| Jamahl | $25.00 | 7/21/2011 7:00:24 AM |
| reflective-rupee | $250.00 | 7/21/2011 2:31:06 AM |
| wyogirllender | $25.00 | 7/21/2011 8:46:34 AM |
| tacologic | $25.00 | 7/21/2011 4:57:01 AM |
| Eaglehigh | $25.00 | 7/21/2011 6:18:11 AM |
| gpuck | $50.00 | 7/21/2011 6:45:00 AM |
| shawnw2 | $88.18 | 7/21/2011 8:09:03 AM |
| WZ3190 | $25.00 | 7/21/2011 10:39:00 AM |
| loan-master1 | $25.00 | 7/21/2011 6:06:47 PM |
| the-respectful-transaction | $25.00 | 7/21/2011 4:48:38 PM |
| investment-thinker4 | $25.00 | 7/21/2011 4:49:08 PM |
| proud-gold9 | $50.00 | 7/21/2011 5:16:02 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:06 PM |
| RainyDayFunds | $25.00 | 7/21/2011 6:28:54 PM |
| yf99yz | $40.00 | 7/21/2011 10:03:41 PM |
| five-star-note | $25.00 | 7/21/2011 11:54:57 PM |
| myutmost | $44.81 | 7/22/2011 8:19:43 AM |
| clean-fund | $223.86 | 7/22/2011 10:25:11 AM |
| shawnw2 | $950.00 | 7/22/2011 1:44:56 PM |
| clean-fund | $150.00 | 7/22/2011 10:30:42 AM |
| unforgettable-market3 | $149.58 | 7/22/2011 7:49:55 PM |
| Leshan | $244.09 | 7/23/2011 6:18:36 AM |
| sensible-fund | $33.17 | 7/23/2011 9:20:32 AM |
| professional-coin1 | $125.00 | 7/23/2011 11:37:43 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:50 AM |
| whitegold24k | $87.31 | 7/23/2011 3:54:30 PM |
| payout-bridge | $45.00 | 7/23/2011 5:05:21 PM |
| mlj0671 | $25.00 | 7/23/2011 3:03:19 PM |
| redwraith | $100.00 | 7/23/2011 3:00:05 PM |
| Kash2010lu | $25.00 | 7/24/2011 9:28:49 AM |
| Kaj | $35.00 | 7/24/2011 2:17:40 PM |
| Champion_Lending | $25.00 | 7/24/2011 5:08:54 PM |
| Investoman | $653.42 | 7/24/2011 6:48:06 PM |
| freedom3 | $500.00 | 7/25/2011 8:27:43 AM |
| lsx7 | $200.00 | 7/24/2011 10:32:49 PM |
| bnoble09 | $27.00 | 7/25/2011 9:53:09 AM |
| atomantic | $50.00 | 7/25/2011 9:30:02 AM |
| bonus-demon | $25.00 | 7/25/2011 12:28:59 PM |
| 888GoldIngots | $26.20 | 7/25/2011 12:18:07 PM |
| irrelevant | $25.00 | 7/25/2011 4:56:51 PM |
| twjh | $25.00 | 7/25/2011 5:40:28 PM |
| rubylender | $25.00 | 7/26/2011 4:50:11 AM |
| handy-justice | $100.00 | 7/25/2011 8:24:09 PM |
| five-star-note | $125.00 | 7/26/2011 6:06:06 AM |
| janeybooboo | $25.00 | 7/26/2011 8:17:27 AM |
| nickel-hickory | $200.00 | 7/26/2011 9:14:38 AM |
| Weaverville | $25.00 | 7/26/2011 1:02:00 PM |
| treasure-bliss | $50.00 | 7/26/2011 4:07:32 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:58 PM |
| r48 | $25.00 | 7/26/2011 6:01:19 PM |
| leball | $34.89 | 7/26/2011 3:47:42 PM |
| BankofRon | $25.00 | 7/26/2011 4:07:30 PM |
| lightninghcky7 | $25.00 | 7/26/2011 5:12:11 PM |
| gpuck | $50.00 | 7/27/2011 4:22:55 AM |
| halothane_logic | $223.04 | 7/27/2011 6:01:01 AM |
| Eaglehigh | $25.00 | 7/27/2011 6:09:00 AM |
| dedicated-transaction796 | $50.00 | 7/27/2011 3:16:58 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 4:18:35 AM |
| Edwardtomo | $25.00 | 7/27/2011 10:51:34 AM |
| Basset_Hound_Investments | $28.30 | 7/27/2011 9:40:24 AM |
| foothillender | $25.00 | 7/27/2011 8:14:27 AM |
| seanickson | $25.00 | 7/27/2011 8:56:05 AM |
| important-openness1 | $100.00 | 7/27/2011 9:07:40 AM |
| Oak-Parker | $25.00 | 7/27/2011 10:56:42 AM |
| speedy-point | $25.00 | 7/27/2011 4:32:51 PM |
| FL-Lender | $67.00 | 7/27/2011 5:26:04 PM |
| itskarma | $25.25 | 7/27/2011 7:04:43 PM |
| payout-paddle1 | $25.00 | 7/27/2011 6:40:51 PM |
| justasoldier | $120.00 | 7/27/2011 9:22:11 PM |
| grove064 | $100.00 | 7/27/2011 8:36:16 PM |
| britgsb | $11.73 | 7/27/2011 11:03:39 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:12 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:29:33 PM |
| promise2 | $100.00 | 7/27/2011 9:38:52 PM |
| drcoop | $25.00 | 7/27/2011 8:26:50 PM |
| AJ6 | $25.00 | 7/27/2011 8:31:55 PM |
| best-charming-leverage | $200.00 | 7/27/2011 9:32:37 PM |
| shrewd-income | $100.00 | 7/27/2011 9:47:54 PM |
| 217 Investments
|
Borrower Payment Dependent Notes Series
516712
This series of Notes was issued and sold upon the funding of the borrower loan #51719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 9y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,750 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skillful-investment7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
invest in me
Purpose of loan:
This loan will be used to...vacation, pay for school and choir activities for child
My financial situation:
I am a good candidate for this loan because...steady job
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/18/2011 9:02:09 AM |
| adamnash | $25.00 | 7/18/2011 9:18:10 AM |
| MarvintheMartian | $40.00 | 7/18/2011 11:07:00 AM |
| indomitable-coin | $25.00 | 7/18/2011 9:10:04 AM |
| mykkai | $25.00 | 7/18/2011 12:29:41 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:50 PM |
| serene-capital | $25.00 | 7/19/2011 2:10:09 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:02 PM |
| pearl13 | $100.00 | 7/19/2011 3:38:59 PM |
| Solid-Platinum | $100.00 | 7/19/2011 6:30:19 PM |
| Moneypenny6 | $25.00 | 7/20/2011 8:09:31 AM |
| janeybooboo | $50.00 | 7/20/2011 11:25:02 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:03 PM |
| Harry | $25.00 | 7/20/2011 3:53:13 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:20 PM |
| elvisloans | $25.00 | 7/21/2011 6:12:17 AM |
| pound-balancer | $50.00 | 7/21/2011 9:13:10 AM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:12 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:23:57 AM |
| Iloanyoumoney | $25.00 | 7/22/2011 6:26:45 AM |
| BxRealtor | $25.00 | 7/22/2011 5:52:05 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:52:59 PM |
| vollynet | $35.09 | 7/22/2011 8:19:01 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:16 AM |
| HamachiMan | $50.00 | 7/23/2011 3:07:05 AM |
| JustMee | $25.00 | 7/23/2011 6:12:23 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:51 AM |
| Peterman | $25.00 | 7/23/2011 10:22:25 AM |
| market-pudding | $25.00 | 7/23/2011 4:42:18 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:29 PM |
| SCD | $25.00 | 7/23/2011 8:35:28 PM |
| GoGators01 | $25.00 | 7/23/2011 8:41:17 PM |
| 77dowplace | $25.00 | 7/24/2011 6:39:36 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:40 PM |
| radforj22 | $25.00 | 7/25/2011 9:46:57 AM |
| durable-investment8 | $60.00 | 7/25/2011 8:17:13 AM |
| reflective-greenback1 | $50.00 | 7/25/2011 9:21:52 AM |
| Weiler63 | $89.04 | 7/25/2011 6:30:51 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:57 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:29 PM |
| income-buffalo1 | $200.00 | 7/25/2011 7:25:28 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:52 AM |
| value-guru3 | $25.00 | 7/25/2011 9:52:11 PM |
| Long-term2040 | $25.00 | 7/26/2011 5:01:00 AM |
| Charmart | $25.00 | 7/26/2011 6:51:39 AM |
| BankofPete | $30.00 | 7/26/2011 11:45:51 AM |
| fireferd | $50.00 | 7/26/2011 10:28:50 AM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:16:26 PM |
| CatbirdBanking | $25.00 | 7/26/2011 7:27:39 PM |
| britgsb | $50.00 | 7/26/2011 10:16:12 PM |
| dbs | $25.00 | 7/26/2011 9:00:50 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:37 PM |
| luckygreen10 | $300.00 | 7/27/2011 4:40:29 AM |
| compoundinterest | $50.00 | 7/18/2011 9:02:10 AM |
| uberrific | $100.00 | 7/18/2011 9:02:07 AM |
| JustMee | $25.00 | 7/18/2011 11:32:42 AM |
| caring-hope2 | $100.00 | 7/18/2011 4:27:51 PM |
| pound-balancer | $100.00 | 7/18/2011 9:58:55 PM |
| reflective-rupee | $200.09 | 7/18/2011 11:52:41 PM |
| pnace | $40.00 | 7/19/2011 10:46:08 AM |
| 77dowplace | $42.44 | 7/19/2011 6:30:54 PM |
| hostbank | $250.00 | 7/19/2011 8:04:12 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:45 PM |
| SOP_Bank | $25.00 | 7/21/2011 6:24:33 AM |
| janeybooboo | $100.00 | 7/21/2011 10:39:37 AM |
| dayahn | $25.00 | 7/21/2011 3:19:18 PM |
| sweet-social2 | $51.46 | 7/21/2011 5:56:33 PM |
| elegant-loot | $25.00 | 7/22/2011 7:39:18 AM |
| wwialnlgy | $100.00 | 7/22/2011 12:57:07 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:22 PM |
| promise2 | $100.00 | 7/23/2011 6:28:22 PM |
| Approved | $50.00 | 7/24/2011 3:39:30 PM |
| Abstract | $50.00 | 7/25/2011 10:08:25 AM |
| kulender | $100.00 | 7/25/2011 10:41:18 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:32 AM |
| damage | $25.00 | 7/25/2011 11:20:45 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:34:56 PM |
| CheapDolo22 | $25.00 | 7/25/2011 8:46:35 PM |
| demszi1978 | $33.00 | 7/26/2011 2:00:57 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:02 PM |
| ramsba | $50.00 | 7/26/2011 3:40:01 PM |
| green-durability-tornado | $100.00 | 7/26/2011 5:18:14 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:56 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:23:02 PM |
| dime-smasher5 | $25.00 | 7/26/2011 8:44:56 PM |
| Kerrysbay | $50.00 | 7/27/2011 1:11:05 AM |
| bold-enriching-capital | $27.88 | 7/26/2011 7:50:03 PM |
| janeybooboo | $50.00 | 7/27/2011 4:45:59 AM |
| steady-truth3 | $25.00 | 7/27/2011 3:22:49 AM |
| luckygreen10 | $115.00 | 7/27/2011 4:49:53 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
516758
This series of Notes was issued and sold upon the funding of the borrower loan #51814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $392 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-flamenco4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
build better credit with
Purpose of loan:
This loan will be used to...build better credit
My financial situation:
I am a good candidate for this loan because...retired steady fixed income
Monthly net income: $6000
Monthly expenses: $about 3000
Housing: $ass. fee 220 own home free and clear
Insurance: $300 200 car 100 longterm care
Car expenses: $150
Utilities: $100 elect. only
Phone, cable, internet: $100 phone only cable and internet inc. in ass fee
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $100
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/17/2011 12:02:24 PM |
| jkeller4000 | $25.00 | 7/17/2011 12:56:01 PM |
| alexgalt | $25.00 | 7/17/2011 5:00:15 PM |
| golffish2 | $25.00 | 7/18/2011 4:19:52 AM |
| favorite-commerce | $30.00 | 7/18/2011 5:57:52 AM |
| economy-coup | $100.00 | 7/18/2011 12:58:01 AM |
| restless-dime | $200.00 | 7/17/2011 8:11:34 PM |
| AlternativeCashFlow | $25.70 | 7/17/2011 8:38:25 PM |
| blissful-finance7 | $25.00 | 7/18/2011 9:50:11 AM |
| likeable-hope | $25.00 | 7/18/2011 11:01:16 AM |
| lowrater | $200.90 | 7/18/2011 3:53:50 PM |
| transformer855 | $25.00 | 7/18/2011 1:50:47 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:49 PM |
| money-baron | $25.00 | 7/18/2011 4:42:15 PM |
| sweetlan | $25.07 | 7/18/2011 7:23:22 PM |
| jstnow | $25.00 | 7/18/2011 9:10:21 PM |
| well-mannered-income3 | $25.00 | 7/18/2011 8:19:51 PM |
| Bob450 | $30.00 | 7/18/2011 7:56:20 PM |
| mrxtravis | $25.00 | 7/19/2011 12:32:30 AM |
| ultimate-peace | $25.00 | 7/17/2011 12:28:24 PM |
| reflective-rupee | $200.09 | 7/17/2011 4:02:31 PM |
| 108lender | $50.00 | 7/17/2011 4:40:04 PM |
| diligent-peace9 | $200.00 | 7/17/2011 10:00:24 PM |
| SolarMoonshine | $25.00 | 7/18/2011 3:53:25 AM |
| vutah | $25.00 | 7/17/2011 9:21:22 PM |
| profit-powerplant | $25.00 | 7/18/2011 9:25:46 AM |
| simplelender80 | $100.00 | 7/18/2011 11:11:59 AM |
| openness-antioxidant | $75.00 | 7/18/2011 12:14:03 PM |
| tigercat | $50.00 | 7/18/2011 4:25:58 PM |
| brightest-dignified-penny | $25.00 | 7/18/2011 4:36:49 PM |
| supreme-p2p9 | $25.00 | 7/18/2011 9:09:40 PM |
| five-star-note | $50.00 | 7/18/2011 9:47:19 PM |
| first-dinero-paladin | $25.00 | 7/18/2011 9:30:11 PM |
| power-grid134 | $25.00 | 7/18/2011 10:07:23 PM |
| calimanusa | $50.00 | 7/18/2011 11:37:27 PM |
| MrDance123 | $50.00 | 7/19/2011 12:27:44 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
516854
This series of Notes was issued and sold upon the funding of the borrower loan #51933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $200.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 10m |
|
Amount delinquent:
| $551 |
Total credit lines:
| 8 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-inventive-platinum |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Segway's out/ stand n rides in
Purpose of loan:
please view loan purpose here
http://www.elitefrontdoormarketing.com/prosper#!__prosper
Please copy the above link and paste in your address bar if it isn't clickable
My financial situation:
I am a good candidate for this loan because having the four personal transports will save Elite more than $1000/ month. Enough to cover this loan and perhaps pay off early.
Monthly net income: $5439
Monthly expenses: $3086
Housing: $707
Insurance: $229
Car expenses: $442
Utilities: $379
Phone, cable, internet: $99
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $130
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pearl13 | $50.00 | 7/18/2011 1:22:34 PM |
| villagers | $25.00 | 7/18/2011 6:14:47 PM |
| simplelender80 | $100.00 | 7/19/2011 9:08:43 AM |
| Investoman | $75.00 | 7/19/2011 7:06:41 PM |
| kulender | $100.00 | 7/19/2011 6:32:46 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:44 PM |
| Dubbs360 | $25.00 | 7/20/2011 5:07:58 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:55 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:52 AM |
| Kaj | $35.00 | 7/24/2011 2:17:42 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:33 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:04 PM |
| supersam | $100.00 | 7/26/2011 10:00:33 AM |
| five-star-justice | $25.00 | 7/26/2011 1:45:56 PM |
| ramsba | $50.00 | 7/26/2011 3:40:02 PM |
| SNH | $25.00 | 7/26/2011 2:11:36 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:59 PM |
| Weaverville | $25.00 | 7/26/2011 4:07:36 PM |
| Dark_Helmet | $30.00 | 7/26/2011 11:21:19 PM |
| five-star-note | $50.00 | 7/26/2011 10:04:55 PM |
| well-rounded-dinero | $100.00 | 7/26/2011 10:38:45 PM |
| T-Bizzone | $75.00 | 7/26/2011 11:43:32 PM |
| lostperception | $26.00 | 7/27/2011 1:03:46 AM |
| lovely-greenback4 | $50.00 | 7/27/2011 7:02:52 AM |
| astute-dollar | $25.00 | 7/27/2011 5:24:41 AM |
| Oak-Parker | $25.00 | 7/27/2011 10:55:43 AM |
| wwwUniversal | $25.00 | 7/27/2011 9:56:50 AM |
| SLN-10 | $25.00 | 7/27/2011 8:50:21 AM |
| dedicated-transaction796 | $50.00 | 7/27/2011 9:07:57 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 3:47:14 PM |
| speedy-point | $25.00 | 7/27/2011 4:32:51 PM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:18 PM |
| ommcd | $25.00 | 7/27/2011 5:13:01 PM |
| GodzillaLending | $50.00 | 7/27/2011 1:29:51 PM |
| proud-gold9 | $25.00 | 7/27/2011 6:08:08 PM |
| best-charming-leverage | $50.00 | 7/27/2011 9:33:25 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:50 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:13 PM |
| britgsb | $50.00 | 7/28/2011 8:31:08 AM |
| ttnk62918 | $25.00 | 7/28/2011 9:43:05 AM |
| missing-link | $25.00 | 7/28/2011 9:12:30 AM |
| Bob450 | $25.00 | 7/28/2011 8:06:21 AM |
| Jinja | $100.00 | 7/28/2011 9:49:47 AM |
| Doug1043 | $27.60 | 7/28/2011 11:49:41 AM |
| imoutdoorsy | $25.00 | 7/28/2011 10:38:42 AM |
| glimmering-funds2 | $25.00 | 7/28/2011 2:12:49 PM |
| web284 | $25.00 | 7/28/2011 2:17:14 PM |
| ChrisProsper | $732.00 | 7/28/2011 2:30:28 PM |
| DTlender | $50.00 | 7/18/2011 4:01:55 PM |
| Investor_DP | $100.00 | 7/18/2011 8:18:47 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:52 PM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:08 PM |
| reflective-rupee | $25.09 | 7/19/2011 5:19:30 PM |
| return-enthusiast1 | $100.00 | 7/20/2011 10:02:01 AM |
| Jack55304 | $300.00 | 7/22/2011 9:55:25 PM |
| zorg77 | $50.00 | 7/23/2011 10:24:32 AM |
| EngineersAlliance | $50.00 | 7/24/2011 7:01:49 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:12 AM |
| GS-ROCK | $50.00 | 7/25/2011 7:26:47 AM |
| red-power-pecan | $50.00 | 7/25/2011 6:08:51 PM |
| lostperception | $25.72 | 7/27/2011 1:02:27 AM |
| treasure-bliss | $50.00 | 7/26/2011 7:37:09 PM |
| gpuck | $100.00 | 7/27/2011 4:22:14 AM |
| JGuide | $25.08 | 7/26/2011 7:52:22 PM |
| gpuck | $25.00 | 7/27/2011 4:23:20 AM |
| rubylender | $25.00 | 7/27/2011 4:39:12 AM |
| Octamer | $30.00 | 7/26/2011 10:34:19 PM |
| lenderrn | $49.43 | 7/26/2011 10:18:34 PM |
| tacologic | $25.00 | 7/26/2011 10:23:11 PM |
| tacologic | $25.00 | 7/26/2011 10:25:07 PM |
| antlr | $50.00 | 7/27/2011 7:49:58 AM |
| important-openness1 | $100.00 | 7/27/2011 9:17:13 AM |
| bentonlending | $25.00 | 7/27/2011 8:36:58 AM |
| loanermn | $25.00 | 7/27/2011 6:29:50 AM |
| upbeat-investment9 | $100.00 | 7/27/2011 7:50:22 AM |
| orange-preeminant-bill | $50.00 | 7/27/2011 9:14:17 AM |
| proud-gold9 | $25.00 | 7/27/2011 6:07:52 PM |
| Bocephus1959 | $25.00 | 7/27/2011 6:38:02 PM |
| radforj22 | $25.00 | 7/27/2011 5:58:52 PM |
| payout-paddle1 | $25.00 | 7/27/2011 6:40:51 PM |
| hidavehi | $33.00 | 7/27/2011 6:40:17 PM |
| jjswanso | $25.00 | 7/28/2011 5:34:33 AM |
| Bomber | $30.00 | 7/28/2011 4:49:42 AM |
| desertoasis | $25.00 | 7/28/2011 9:03:53 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:19 AM |
| agile-fund3 | $25.00 | 7/28/2011 9:50:09 AM |
| WZ3190 | $25.00 | 7/28/2011 9:55:22 AM |
| davisfl | $25.00 | 7/28/2011 12:01:47 PM |
| copper | $31.73 | 7/28/2011 12:36:47 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
516898
This series of Notes was issued and sold upon the funding of the borrower loan #51885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,218 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blissful-rupee6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...an excellent job. As a result of a recent divorce I receive 77,000.00 (non-taxed as payment for my protion of a medical practice) ever November for the next 4 years. I plan to pay this off at that time.
Monthly net income: $354,000.00
Monthly expenses: $ 9000.00
Housing: $5000.00
Insurance: $500.00
Car expenses: $400.00
Utilities: $400.00
Phone, cable, internet: $300.00
Food, entertainment: $500.00
Clothing, household expenses: $500.00
Credit cards and other loans: $1500.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 7/20/2011 9:47:08 AM |
| leverage-monger | $25.00 | 7/20/2011 9:47:03 AM |
| market-pudding | $25.00 | 7/20/2011 3:22:50 PM |
| pearl13 | $25.00 | 7/20/2011 10:58:11 AM |
| janeybooboo | $50.00 | 7/20/2011 6:07:26 PM |
| loss-of-control | $100.00 | 7/20/2011 8:14:42 PM |
| janeybooboo | $25.00 | 7/20/2011 6:07:02 PM |
| janeybooboo | $25.00 | 7/20/2011 6:06:55 PM |
| let_me_retire | $100.00 | 7/21/2011 2:34:57 AM |
| Agonbiew | $100.00 | 7/20/2011 9:48:49 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:38 AM |
| shrewd-peace7 | $30.00 | 7/20/2011 10:07:08 PM |
| handshake5 | $100.00 | 7/21/2011 12:32:37 AM |
| credit-missile | $110.00 | 7/21/2011 12:45:25 AM |
| good4loan | $25.00 | 7/21/2011 4:08:47 PM |
| Bob450 | $30.00 | 7/22/2011 9:06:59 AM |
| enthralling-investment | $100.00 | 7/22/2011 6:06:40 AM |
| pearl13 | $200.00 | 7/22/2011 9:00:10 AM |
| nickel-hickory | $100.00 | 7/22/2011 9:24:43 AM |
| nickel-hickory | $100.00 | 7/22/2011 9:24:52 AM |
| blissful-finance7 | $25.00 | 7/22/2011 10:44:21 AM |
| diplomatic-wealth7 | $25.00 | 7/22/2011 12:43:43 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:05 AM |
| zorg77 | $100.00 | 7/23/2011 12:20:23 PM |
| best-income-fertilizer | $100.00 | 7/23/2011 1:04:03 PM |
| wlm3012 | $30.00 | 7/23/2011 12:54:25 PM |
| suave-dime6 | $25.00 | 7/23/2011 1:02:29 PM |
| well-mannered-income3 | $90.00 | 7/23/2011 1:11:41 PM |
| KarlMarx | $25.00 | 7/23/2011 11:15:08 PM |
| credit-missile | $25.00 | 7/23/2011 6:09:23 PM |
| reward-dynamo | $50.00 | 7/24/2011 1:08:39 PM |
| honorable-yield | $50.00 | 7/24/2011 8:14:11 AM |
| credit-missile | $25.00 | 7/24/2011 1:04:21 PM |
| Core-Marketing | $38.00 | 7/24/2011 4:01:21 PM |
| l2fp | $38.90 | 7/24/2011 10:08:33 PM |
| nickel-hickory | $200.00 | 7/25/2011 9:13:27 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:15 AM |
| moola-accelerator6 | $40.00 | 7/25/2011 7:18:59 AM |
| first-dinero-paladin | $25.00 | 7/25/2011 9:13:26 AM |
| Investor_DP | $100.00 | 7/20/2011 2:12:06 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:55 PM |
| reflective-rupee | $1,000.09 | 7/20/2011 10:16:54 AM |
| worth-blanket2 | $7,500.00 | 7/20/2011 9:42:34 AM |
| DasMula | $32.51 | 7/20/2011 11:44:15 AM |
| sweetlan | $25.07 | 7/20/2011 5:18:13 PM |
| janeybooboo | $100.00 | 7/20/2011 6:06:45 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:09 AM |
| five-star-note | $100.00 | 7/20/2011 11:23:20 PM |
| leverage-monger | $25.00 | 7/21/2011 8:35:49 AM |
| wonder3 | $25.00 | 7/21/2011 6:06:08 AM |
| loanman2007 | $200.00 | 7/21/2011 9:37:45 AM |
| tacopants | $150.00 | 7/21/2011 9:25:40 AM |
| careful-compassion | $25.00 | 7/21/2011 3:44:05 PM |
| SolarMoonshine | $50.00 | 7/21/2011 5:47:18 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:48 AM |
| sgt-schultz | $35.00 | 7/22/2011 6:20:23 AM |
| dsgfl1 | $90.00 | 7/22/2011 6:07:19 AM |
| nickel-hickory | $100.00 | 7/22/2011 9:24:48 AM |
| simplelender80 | $100.00 | 7/22/2011 9:37:00 AM |
| neutrino6 | $25.00 | 7/22/2011 10:09:02 AM |
| 4everloved | $75.00 | 7/22/2011 10:36:14 AM |
| luckygreen10 | $1,500.00 | 7/22/2011 12:11:58 PM |
| yf99yz | $40.00 | 7/22/2011 3:35:46 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:54 PM |
| shawnw2 | $25.00 | 7/22/2011 5:53:55 PM |
| rockhound84 | $25.00 | 7/23/2011 1:14:06 AM |
| irrelevant | $25.00 | 7/23/2011 1:17:34 AM |
| zone6 | $100.00 | 7/23/2011 7:57:03 AM |
| mwb | $25.00 | 7/23/2011 7:52:18 AM |
| AlternativeCashFlow | $25.80 | 7/23/2011 12:07:31 PM |
| num1irish | $100.00 | 7/23/2011 1:01:43 PM |
| brightest-friendly-interest | $100.00 | 7/23/2011 1:05:11 PM |
| newest-funds-powerplant | $25.00 | 7/23/2011 6:49:33 PM |
| fireferd | $30.00 | 7/24/2011 8:07:52 AM |
| beakerfish | $50.00 | 7/23/2011 6:08:10 PM |
| vest_vortex | $25.00 | 7/23/2011 6:10:24 PM |
| shrewd-income | $100.00 | 7/24/2011 5:01:15 AM |
| shrewd-income | $50.00 | 7/24/2011 5:03:21 PM |
| Kaj | $35.00 | 7/24/2011 2:17:48 PM |
| Sackking32 | $38.75 | 7/25/2011 2:51:59 AM |
| enthralling-investment | $100.00 | 7/25/2011 8:38:10 AM |
| credit-missile | $25.00 | 7/25/2011 9:01:55 AM |
| calimanusa | $35.00 | 7/25/2011 12:13:48 AM |
| leverage-monger | $25.00 | 7/25/2011 8:57:38 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
516904
This series of Notes was issued and sold upon the funding of the borrower loan #51842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $749 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-leader |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $1,578.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Making moves for a better future
Purpose of loan: To pay and close one of my 4 CC's and keep the three I pay off every month, and payoff the remainder of an old student loan with a ridiculous APR. Combining them for a lower APR and a lower, extended payment is my goal. I have used prosper in the past and truly enjoyed the experience.
My financial situation: I am a good candidate for this loan because I have never missed a payment on any loan or CC in over 5 years. I have a promising career (even in this economy) that provides me with an income to comfortably make all financial payments on time. I ask in utmost of gratitude for the amount requested.
Monthly net income: $4200
Monthly expenses: $
Housing: $1045
Insurance: $132
Car expenses: $625.20 (Car Payment & Gas)
Utilities: $80
Phone, satellite, internet: $169
Food, entertainment: $625
Clothing, household expenses $225
Credit cards and other loans: $460
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 7/19/2011 5:02:12 PM |
| organized-payment6 | $50.00 | 7/19/2011 5:02:20 PM |
| Feyenoord | $25.00 | 7/19/2011 5:02:28 PM |
| pnace | $50.00 | 7/19/2011 5:02:13 PM |
| bb575 | $50.00 | 7/19/2011 5:02:17 PM |
| janeybooboo | $50.00 | 7/19/2011 8:50:17 PM |
| Pickmar | $25.00 | 7/20/2011 11:45:05 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:08 PM |
| balance-windmill8 | $25.00 | 7/20/2011 5:00:12 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:27 PM |
| cello1 | $25.00 | 7/20/2011 8:57:23 PM |
| pound-balancer | $50.00 | 7/21/2011 10:33:03 AM |
| elephantparty | $25.00 | 7/21/2011 7:50:06 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:09 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:49 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:01 AM |
| lsx7 | $50.00 | 7/23/2011 1:46:05 PM |
| wwialnlgy | $100.00 | 7/23/2011 4:18:07 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:33 PM |
| principal-bull | $25.00 | 7/24/2011 5:28:42 AM |
| ptjg | $100.00 | 7/24/2011 10:21:02 PM |
| kulender | $100.00 | 7/25/2011 10:41:21 AM |
| radforj22 | $25.00 | 7/25/2011 5:28:29 PM |
| FinDoc | $25.00 | 7/25/2011 6:16:16 PM |
| BxRealtor | $25.00 | 7/25/2011 4:06:54 PM |
| scrappy-bonus2 | $25.00 | 7/25/2011 6:51:58 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:57 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:33 PM |
| lostontheedge | $25.00 | 7/26/2011 9:09:06 AM |
| Dollars4Rent | $25.00 | 7/26/2011 12:58:39 PM |
| One_Lolo | $25.00 | 7/27/2011 4:05:02 AM |
| britgsb | $50.00 | 7/26/2011 10:16:14 PM |
| BankofHank | $75.00 | 7/27/2011 5:55:50 AM |
| listing-exchanger596 | $35.00 | 7/27/2011 7:16:31 AM |
| fortytwo | $100.00 | 7/27/2011 11:38:44 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:30:32 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:35 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:18 PM |
| blue-useful-auction | $25.00 | 7/28/2011 6:33:18 AM |
| soldadoz | $50.00 | 7/28/2011 12:09:34 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:23:28 PM |
| Weaverville | $50.00 | 7/28/2011 9:56:57 AM |
| RankPaid | $25.00 | 7/28/2011 11:53:38 AM |
| ChrisProsper | $1,950.00 | 7/28/2011 2:07:45 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:38:32 PM |
| investment-artist | $25.01 | 7/19/2011 5:02:19 PM |
| MarvintheMartian | $40.00 | 7/19/2011 5:51:30 PM |
| compoundinterest | $50.00 | 7/19/2011 5:02:22 PM |
| hostbank | $250.00 | 7/19/2011 8:04:20 PM |
| penny-finder | $25.31 | 7/19/2011 10:56:17 PM |
| engaging-worth | $25.00 | 7/20/2011 2:51:04 PM |
| pearl13 | $100.00 | 7/20/2011 5:17:30 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:51 PM |
| GElender | $25.00 | 7/21/2011 5:42:05 AM |
| dayahn | $25.00 | 7/21/2011 3:19:25 PM |
| setUup | $33.20 | 7/21/2011 2:17:23 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:04:59 AM |
| Reddy_Capital | $25.00 | 7/21/2011 9:48:28 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:23 PM |
| income-awakening6 | $25.00 | 7/22/2011 5:07:24 PM |
| WSTRDG | $25.00 | 7/24/2011 2:10:24 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:46 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:49 AM |
| 108lender | $80.00 | 7/25/2011 9:43:02 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:10 AM |
| sgt-schultz | $25.00 | 7/25/2011 10:46:43 AM |
| HamachiMan | $50.00 | 7/25/2011 5:12:24 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:02 PM |
| bkb7484 | $25.00 | 7/25/2011 11:23:52 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:36 PM |
| EngineersAlliance | $50.00 | 7/25/2011 9:29:27 PM |
| joyful-treasure2 | $25.00 | 7/26/2011 8:52:54 AM |
| QsDad | $25.00 | 7/26/2011 1:23:32 PM |
| market-pudding | $25.00 | 7/26/2011 1:37:38 PM |
| engaging-worth | $25.00 | 7/26/2011 4:38:39 PM |
| janeybooboo | $100.00 | 7/27/2011 4:48:55 AM |
| dbs | $25.00 | 7/26/2011 9:00:52 PM |
| antlr | $50.00 | 7/27/2011 7:50:02 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:54 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:59 AM |
| SolarMoonshine | $25.00 | 7/27/2011 10:19:50 AM |
| LandE2BG | $50.00 | 7/27/2011 5:28:59 PM |
| Zoramite | $25.00 | 7/27/2011 5:46:15 PM |
| 108lender | $500.00 | 7/27/2011 6:02:20 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:53 PM |
| GreenSun | $25.00 | 7/27/2011 8:34:00 PM |
| Tahoeguy | $25.00 | 7/27/2011 7:03:51 PM |
| Spiv_51 | $25.00 | 7/28/2011 3:51:38 AM |
| BankofPete | $40.00 | 7/28/2011 7:33:19 AM |
| Kame | $25.00 | 7/28/2011 4:05:20 AM |
| Syzygy | $25.00 | 7/28/2011 9:34:20 AM |
| BankofBeth | $25.00 | 7/28/2011 9:35:59 AM |
| CashBank | $25.00 | 7/28/2011 9:31:48 AM |
| Railbird | $25.00 | 7/28/2011 12:06:13 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
516974
This series of Notes was issued and sold upon the funding of the borrower loan #51879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $253 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plentiful-camaraderi7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Please help my family get a reliabl
Purpose of loan: My car has 150k miles on it and the transmission is ready to go.
This loan will be used to...purchase a pre-owned car that will be reliable for my family.
My financial situation: I am in a good financial situation.
I am a good candidate for this loan because...I have no credit card debt, or any other type of debt. I will be able to easily make this payment.
Monthly net income: $30000
Monthly expenses: $
Housing: $410.00
Insurance: $100.00
Car expenses: $60.00
Utilities: $200.00
Phone, cable, internet: $45.00
Food, entertainment: $150.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0
Other expenses: $-
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tacopants | $100.00 | 7/21/2011 9:22:31 AM |
| tenacious-economy9 | $100.00 | 7/21/2011 9:05:59 AM |
| Dubbs360 | $25.00 | 7/21/2011 9:03:32 AM |
| worth-blanket2 | $5,775.00 | 7/21/2011 9:32:07 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
516988
This series of Notes was issued and sold upon the funding of the borrower loan #51865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $34 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vista540 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with a new car
Purpose of loan:
This loan will be used to...Purchase a good used car
My financial situation: Recovering from divorce debt/ bankruptcy
I am a good candidate for this loan because...I have solid employment in the elder care industry as a direc tor of maintenance for a large company. My income is more than adequate to pay it off.Monthly net income: $2500.00
Monthly expenses: $
Housing: $460.00
Insurance: $44.00
Car expenses: $20.00
Utilities: $280.00
Phone, cable, internet: $144.00
Food, entertainment: $400.00
Clothing, household expenses: $120.00
Credit cards and other loans: $15.00
Other expenses: $100.00 (Gasoline)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| truth-igniter4 | $25.00 | 7/21/2011 5:02:45 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:03 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:19 AM |
| gain-dolphin | $25.00 | 7/22/2011 4:30:16 PM |
| 77dowplace | $25.00 | 7/23/2011 9:07:30 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:17 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:43 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:11 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:08 PM |
| marwadi-62 | $100.00 | 7/26/2011 12:52:14 PM |
| ramsba | $50.00 | 7/26/2011 3:40:07 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:31 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:36 PM |
| Drewkeeper | $25.00 | 7/26/2011 9:37:27 PM |
| alphaseek | $100.00 | 7/27/2011 4:20:56 AM |
| One_Lolo | $25.00 | 7/27/2011 11:32:54 AM |
| authentic-peace7 | $50.00 | 7/27/2011 12:17:11 PM |
| Edwardtomo | $75.00 | 7/27/2011 10:52:31 AM |
| whitegold24k | $100.00 | 7/27/2011 5:15:08 PM |
| thankful-nickel2 | $25.00 | 7/27/2011 6:29:11 PM |
| Bocephus1959 | $50.00 | 7/27/2011 6:38:42 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:30 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:42 PM |
| Kame | $25.00 | 7/28/2011 4:06:52 AM |
| Reddy_Capital | $25.00 | 7/27/2011 10:07:57 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:02 PM |
| reflective-greenback1 | $50.00 | 7/22/2011 8:54:13 AM |
| Bank_Of_XL | $25.00 | 7/22/2011 6:10:25 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:31 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:33 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:03 PM |
| Solid-Platinum | $50.00 | 7/22/2011 1:29:13 PM |
| indomitable-coin | $25.00 | 7/22/2011 3:47:07 PM |
| a-responsible-return | $50.00 | 7/22/2011 5:37:18 PM |
| pnace | $50.00 | 7/22/2011 5:52:11 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:33 AM |
| all_of_that_one | $25.00 | 7/23/2011 7:11:17 AM |
| Peterman | $25.00 | 7/23/2011 10:20:55 AM |
| seineil | $50.00 | 7/24/2011 6:07:54 PM |
| carrinel | $100.00 | 7/24/2011 6:14:30 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:50 PM |
| pearl13 | $100.00 | 7/25/2011 9:07:53 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:39 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:39 PM |
| market-pudding | $25.00 | 7/26/2011 1:37:09 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:04 PM |
| radforj22 | $25.00 | 7/26/2011 2:37:29 PM |
| integrity-trumpet | $50.00 | 7/26/2011 9:01:49 PM |
| ChoiceInvestments | $25.00 | 7/27/2011 2:11:35 AM |
| hostbank | $250.00 | 7/26/2011 9:03:42 PM |
| One-ninety-three | $25.00 | 7/27/2011 9:19:43 AM |
| kulender | $100.00 | 7/27/2011 5:56:55 AM |
| SolarMoonshine | $25.00 | 7/27/2011 10:05:44 AM |
| dollar-sonnet3 | $25.00 | 7/27/2011 10:00:09 AM |
| wwialnlgy | $100.00 | 7/27/2011 9:12:27 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:05 AM |
| exchange-squirrel | $25.00 | 7/27/2011 11:47:40 AM |
| Corlei | $25.00 | 7/27/2011 4:28:07 PM |
| Unitas4302 | $50.00 | 7/27/2011 5:57:30 PM |
| hidavehi | $33.00 | 7/27/2011 6:42:50 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:02 PM |
| kind-important-liberty9 | $25.00 | 7/28/2011 1:01:53 AM |
| StarshineXL | $667.00 | 7/28/2011 6:40:14 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
517082
This series of Notes was issued and sold upon the funding of the borrower loan #51846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,896 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-majestic-nickel |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOUSING
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 7/19/2011 9:22:06 AM |
| pearl13 | $50.00 | 7/19/2011 10:44:31 AM |
| RLaumeyer | $27.92 | 7/19/2011 9:39:41 AM |
| leverage-monger | $25.00 | 7/19/2011 2:08:22 PM |
| janeybooboo | $50.00 | 7/19/2011 8:54:35 PM |
| Investor_DP | $100.00 | 7/19/2011 9:33:30 PM |
| Investoman | $75.00 | 7/19/2011 7:06:47 PM |
| return-enthusiast1 | $100.00 | 7/20/2011 10:02:02 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:00 AM |
| diplomatic-wealth7 | $25.00 | 7/21/2011 5:40:41 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:23:21 AM |
| Jack55304 | $300.00 | 7/22/2011 9:55:28 PM |
| foothillender | $25.00 | 7/23/2011 7:25:55 AM |
| ddoneday | $25.00 | 7/23/2011 10:17:49 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:00 AM |
| SecondChanceLendingSERV | $25.00 | 7/23/2011 11:05:02 AM |
| rupee-universe | $25.00 | 7/23/2011 3:23:45 PM |
| leverage-monger | $25.00 | 7/24/2011 12:04:56 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:14 AM |
| bsh297 | $25.00 | 7/25/2011 7:40:31 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:05 PM |
| bonus-demon | $25.00 | 7/25/2011 12:28:59 PM |
| ethicalhumanist | $25.00 | 7/25/2011 6:37:19 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:31:28 PM |
| Mahtma_Gandhi | $30.00 | 7/26/2011 1:51:53 PM |
| SNH | $25.00 | 7/26/2011 2:11:38 PM |
| terrific-dough6 | $50.00 | 7/26/2011 6:56:12 PM |
| loyalist1 | $300.00 | 7/19/2011 9:02:25 AM |
| loanman2007 | $25.00 | 7/19/2011 9:25:04 AM |
| reflective-rupee | $25.09 | 7/19/2011 9:50:16 AM |
| simplelender80 | $100.00 | 7/20/2011 3:08:42 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:49 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:32 AM |
| golden-velocity9 | $25.00 | 7/21/2011 3:42:24 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:47 PM |
| grampy48 | $25.00 | 7/23/2011 4:06:24 AM |
| Craigopher | $25.00 | 7/23/2011 7:56:10 AM |
| Bob450 | $25.00 | 7/23/2011 8:34:43 AM |
| Kaj | $35.00 | 7/24/2011 2:17:44 PM |
| fireferd | $25.00 | 7/24/2011 8:29:48 AM |
| hektek22 | $600.00 | 7/24/2011 9:13:50 AM |
| F_White_Assoc | $25.00 | 7/25/2011 9:45:39 AM |
| red-power-pecan | $50.00 | 7/25/2011 6:08:54 PM |
| jstnow | $25.00 | 7/25/2011 9:12:10 PM |
| irrelevant | $25.00 | 7/26/2011 12:52:39 AM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:01 PM |
| palace2 | $471.99 | 7/26/2011 7:29:11 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
517132
This series of Notes was issued and sold upon the funding of the borrower loan #51898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 13y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-awesome-platinum |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving business to new location
Purpose of loan: help with new start up cost
This loan will be used to...pay for sign, pay deposits on utilities and buy a few new items for business
My financial situation:
I am a good candidate for this loan because...we have a good business
Monthly net income: $2644
Monthly expenses: $
Housing: $1171
Insurance: $200
Car expenses: $600
Utilities: $250
Phone, cable, internet: $85
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/26/2011 5:02:13 PM |
| bullish2bearish | $25.00 | 7/26/2011 6:42:24 PM |
| dynrep | $250.00 | 7/26/2011 5:22:27 PM |
| adaptable-capital | $250.00 | 7/26/2011 6:29:45 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:58 PM |
| reflective-rupee | $200.09 | 7/26/2011 7:49:49 PM |
| alexgalt | $25.00 | 7/26/2011 8:00:01 PM |
| calbertrand | $25.00 | 7/26/2011 8:31:29 PM |
| AlternativeCashFlow | $25.00 | 7/26/2011 9:37:10 PM |
| Megaton | $25.00 | 7/27/2011 5:12:36 AM |
| jlinh | $50.00 | 7/27/2011 4:59:41 PM |
| handy-justice | $100.00 | 7/27/2011 5:10:13 PM |
| riveting-credit5 | $200.00 | 7/27/2011 11:15:21 AM |
| CA-Lender | $50.07 | 7/27/2011 5:18:31 PM |
| GrowthAspirations | $25.00 | 7/27/2011 5:40:57 PM |
| competent-p2p | $45.00 | 7/27/2011 6:40:15 PM |
| OTRjohn | $37.22 | 7/27/2011 5:14:07 PM |
| VJ_Financial | $26.02 | 7/27/2011 3:09:45 PM |
| interstellar | $75.00 | 7/27/2011 5:41:07 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:36 PM |
| sweetlan | $25.07 | 7/27/2011 5:47:00 PM |
| wise-deal-panda | $50.00 | 7/27/2011 6:34:20 PM |
| LendingPimp | $100.00 | 7/28/2011 2:09:02 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:15:57 PM |
| gulch | $25.00 | 7/28/2011 6:28:30 AM |
| silver-metronome2 | $25.00 | 7/28/2011 6:54:16 AM |
| upbeat-wealth | $25.00 | 7/28/2011 1:43:42 AM |
| shawnw2 | $50.00 | 7/28/2011 7:04:23 AM |
| heerzaquestion | $25.00 | 7/28/2011 3:52:18 AM |
| enchanted-truth264 | $25.00 | 7/28/2011 7:51:30 AM |
| Isanpankki | $75.00 | 7/28/2011 7:54:52 AM |
| melodious-openness | $50.00 | 7/28/2011 4:55:36 AM |
| melodious-openness | $47.28 | 7/28/2011 5:09:36 AM |
| unger | $240.11 | 7/28/2011 5:17:07 AM |
| investment-artist | $25.02 | 7/28/2011 8:55:07 AM |
| BOYFROMVEGAS | $45.69 | 7/27/2011 10:10:08 PM |
| evergreen16 | $250.00 | 7/28/2011 9:02:58 AM |
| integrity-electron9 | $50.00 | 7/28/2011 7:14:46 AM |
| money-yeller | $79.35 | 7/28/2011 7:30:33 AM |
| buffalobills | $25.00 | 7/28/2011 8:47:17 AM |
| musegaze | $150.00 | 7/28/2011 9:43:25 AM |
| worldly-investment333 | $50.00 | 7/28/2011 10:13:22 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:45 AM |
| wheel184 | $54.09 | 7/28/2011 10:32:06 AM |
| foothillender | $25.00 | 7/28/2011 7:29:27 AM |
| Bob450 | $25.04 | 7/28/2011 7:43:31 AM |
| shrewd-income | $50.00 | 7/28/2011 9:10:54 AM |
| thehousewife | $25.00 | 7/28/2011 10:54:12 AM |
| wealth-tremolo7 | $68.73 | 7/28/2011 11:07:11 AM |
| bold-basis-supernova | $25.00 | 7/28/2011 11:14:24 AM |
| suave-dime6 | $25.00 | 7/28/2011 11:58:15 AM |
| Pu239 | $70.00 | 7/28/2011 8:57:18 AM |
| rapid-currency | $35.89 | 7/28/2011 12:09:03 PM |
| WeAlNe | $0.27 | 7/28/2011 12:15:42 PM |
| nanaof7 | $25.00 | 7/28/2011 10:11:31 AM |
| aultraman | $25.00 | 7/28/2011 10:33:59 AM |
| flexible-and-social | $30.98 | 7/28/2011 10:49:13 AM |
| PDX-Funder | $61.27 | 7/28/2011 10:52:25 AM |
| TheDigitalMan | $25.00 | 7/28/2011 10:53:50 AM |
| blissful-finance7 | $25.00 | 7/28/2011 10:54:29 AM |
| diversification-maple1 | $25.00 | 7/28/2011 11:22:49 AM |
| UTVolunteer | $250.00 | 7/28/2011 11:25:25 AM |
| tu3717ch | $59.79 | 7/28/2011 12:11:34 PM |
| excellent-wealth6 | $25.00 | 7/28/2011 11:20:23 AM |
| afterhours | $25.00 | 7/28/2011 11:57:56 AM |
| dynrep | $100.00 | 7/26/2011 8:02:28 PM |
| Jack55304 | $200.00 | 7/27/2011 7:40:30 AM |
| jkeller4000 | $25.00 | 7/27/2011 3:19:39 AM |
| leverage-monger | $25.00 | 7/27/2011 8:04:40 AM |
| wise-order-czar | $50.81 | 7/27/2011 9:57:03 AM |
| kind-credit-bear | $25.00 | 7/27/2011 12:32:09 PM |
| Track-Layer | $100.00 | 7/27/2011 4:26:44 PM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:27 PM |
| credit-coach118 | $25.00 | 7/27/2011 2:20:26 PM |
| red-favorable-basis | $25.00 | 7/27/2011 5:11:05 PM |
| Lender_Guy | $31.16 | 7/27/2011 5:54:13 PM |
| loss-of-control | $50.00 | 7/27/2011 6:11:47 PM |
| market-pudding | $25.00 | 7/27/2011 5:23:25 PM |
| zorg77 | $50.00 | 7/27/2011 4:56:29 PM |
| SolarMoonshine | $25.00 | 7/27/2011 4:58:05 PM |
| availableloan | $25.00 | 7/27/2011 8:46:26 PM |
| shawnw2 | $50.00 | 7/27/2011 8:52:21 PM |
| droopie1 | $25.00 | 7/27/2011 6:05:23 PM |
| CreditBuilder2 | $50.00 | 7/27/2011 6:08:34 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:35:40 PM |
| saxaphone6 | $25.00 | 7/27/2011 8:43:31 PM |
| the-discrete-income | $50.00 | 7/28/2011 3:12:12 AM |
| let_me_retire | $52.78 | 7/28/2011 3:25:39 AM |
| careful-note1 | $50.00 | 7/28/2011 4:04:53 AM |
| Bcs-cnc | $25.00 | 7/28/2011 7:04:26 AM |
| zone6 | $121.46 | 7/28/2011 8:07:03 AM |
| britgsb | $50.00 | 7/28/2011 8:31:12 AM |
| transformer855 | $25.00 | 7/28/2011 8:55:28 AM |
| secureincome | $750.00 | 7/28/2011 7:18:34 AM |
| silvercertificate | $25.00 | 7/28/2011 9:10:59 AM |
| social-hunter5 | $100.00 | 7/28/2011 8:15:32 AM |
| Bill88 | $25.00 | 7/28/2011 8:44:05 AM |
| panda14 | $25.00 | 7/28/2011 10:34:25 AM |
| Funds2Loan | $25.00 | 7/28/2011 7:40:08 AM |
| integrity-reformer | $92.53 | 7/28/2011 10:43:02 AM |
| erccpa | $57.24 | 7/28/2011 10:52:56 AM |
| warew | $25.00 | 7/28/2011 11:07:46 AM |
| IIP77 | $25.00 | 7/28/2011 8:33:57 AM |
| palace2 | $350.00 | 7/28/2011 9:26:07 AM |
| diligent-peace9 | $50.00 | 7/28/2011 11:30:23 AM |
| Rider | $50.00 | 7/28/2011 8:54:55 AM |
| grotheik | $25.00 | 7/28/2011 10:06:59 AM |
| JauaFlash | $25.00 | 7/28/2011 10:22:52 AM |
| Oak-Parker | $25.00 | 7/28/2011 9:49:55 AM |
| investment-comet | $25.00 | 7/28/2011 11:34:04 AM |
| Erileb | $25.00 | 7/28/2011 11:20:19 AM |
| SecondChanceLendingSERV | $28.62 | 7/28/2011 12:02:49 PM |
| goodhearted-generosity511 | $88.42 | 7/28/2011 12:08:04 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
517230
This series of Notes was issued and sold upon the funding of the borrower loan #51868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $238.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1979 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,725 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| refined-coin6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
|
|
Principal balance:
| $3,077.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home Improvement
Purpose of loan: Renovations to my home
This loan will be used to... help fix a flooding basement and make changes to our basement.
My financial situation: I am in good standing in all of my accounts
I am a good candidate for this loan because... I pay all of my bills on time and have good credit to prove it. I also have a two-income household, my husband and myself.
Monthly net income: $1,667
Monthly expenses: $
Housing: $ Own
Insurance: $
Car expenses: $ Own
Utilities: $
Phone, cable, internet: $ 150
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/20/2011 9:02:06 AM |
| worth-blanket2 | $6,400.00 | 7/20/2011 9:35:14 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
517264
This series of Notes was issued and sold upon the funding of the borrower loan #51848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $372.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $873 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-enthralling-hope |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2010)
800-819
(Jan-2010)
|
|
Principal balance:
| $11,109.70 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to Pay current Prosper loan, and credit card off. Also lower my interest rates with prosper.
My financial situation:
I am a good candidate for this loan because...
I always pay my debts on time
Monthly net income: $45000
Monthly expenses: $1200
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:53 PM |
| asset-professor | $25.00 | 7/21/2011 9:03:02 AM |
| reflective-rupee | $750.09 | 7/21/2011 12:28:24 PM |
| ckatak | $100.00 | 7/21/2011 4:54:10 PM |
| bullish2bearish | $60.00 | 7/21/2011 2:40:21 PM |
| tech310 | $50.00 | 7/21/2011 8:51:30 PM |
| AlternativeCashFlow | $44.79 | 7/21/2011 9:32:33 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:00 PM |
| proud-pound4 | $55.00 | 7/22/2011 9:41:23 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:13 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:28 AM |
| NorthwestLoan1 | $25.00 | 7/22/2011 2:35:39 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:14 PM |
| MadHun | $200.00 | 7/22/2011 10:42:36 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:06 PM |
| DasMula | $27.00 | 7/23/2011 7:03:43 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:18 AM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:22 PM |
| poeman | $50.00 | 7/23/2011 11:02:30 AM |
| clean-greenback5 | $25.00 | 7/23/2011 9:41:30 PM |
| edaguy | $50.00 | 7/23/2011 2:27:32 PM |
| Kaj | $35.00 | 7/24/2011 2:17:52 PM |
| rvfbroker | $25.00 | 7/24/2011 9:43:53 AM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:15 PM |
| PaulW | $25.00 | 7/25/2011 9:57:18 AM |
| agiovasil | $25.00 | 7/25/2011 9:51:44 AM |
| kulender | $100.00 | 7/25/2011 10:42:40 AM |
| Lam0nt | $25.00 | 7/25/2011 12:51:10 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:13 PM |
| redx | $25.00 | 7/25/2011 11:27:12 AM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:21 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:39 PM |
| sfmdg | $25.00 | 7/25/2011 6:03:38 PM |
| Easystreet | $25.00 | 7/26/2011 2:55:30 AM |
| GCInvestments | $25.00 | 7/25/2011 7:10:56 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:26 PM |
| market-pudding | $25.00 | 7/26/2011 1:31:35 PM |
| treasure-bliss | $25.00 | 7/26/2011 11:57:15 AM |
| moola-cell3 | $55.00 | 7/26/2011 12:20:20 PM |
| excellent-loan8 | $25.00 | 7/26/2011 12:22:15 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:32 AM |
| five-star-justice | $25.00 | 7/26/2011 1:43:31 PM |
| SNH | $25.00 | 7/26/2011 2:11:40 PM |
| wwialnlgy | $100.00 | 7/26/2011 5:09:03 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:25 PM |
| Bob450 | $25.32 | 7/26/2011 6:09:53 PM |
| well-mannered-income3 | $70.00 | 7/26/2011 5:23:01 PM |
| keichi03 | $40.00 | 7/26/2011 6:14:14 PM |
| return-beeper | $34.00 | 7/26/2011 7:00:05 PM |
| CPAnCA | $50.00 | 7/26/2011 9:35:17 PM |
| loss-of-control | $100.00 | 7/26/2011 5:55:17 PM |
| ddog0224 | $50.00 | 7/27/2011 1:30:12 AM |
| britgsb | $100.00 | 7/26/2011 10:13:32 PM |
| rockhound84 | $27.00 | 7/26/2011 11:13:57 PM |
| monstersdad | $50.00 | 7/27/2011 1:03:59 AM |
| SolarMoonshine | $25.00 | 7/27/2011 3:38:13 AM |
| yf99yz | $45.00 | 7/26/2011 10:24:32 PM |
| rockhound84 | $25.00 | 7/26/2011 11:10:28 PM |
| geniusj | $50.00 | 7/26/2011 11:48:24 PM |
| Preferred-Lender | $25.00 | 7/27/2011 8:58:21 AM |
| astute-dollar | $25.00 | 7/27/2011 5:16:45 AM |
| FoosMaster | $25.00 | 7/27/2011 5:41:09 AM |
| lovely-order7 | $25.00 | 7/27/2011 6:10:05 AM |
| worldly-gold | $100.00 | 7/27/2011 10:04:07 AM |
| heerzaquestion | $50.00 | 7/27/2011 9:28:13 AM |
| borrowmine | $25.00 | 7/27/2011 12:22:03 PM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:45 PM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:12 AM |
| afterhours | $25.00 | 7/27/2011 2:36:40 PM |
| selfmademan | $50.00 | 7/27/2011 11:38:42 AM |
| digitaldan | $25.00 | 7/27/2011 1:00:42 PM |
| basis-wizard8 | $50.00 | 7/27/2011 10:31:26 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:42 PM |
| qsolo | $150.00 | 7/27/2011 11:00:56 AM |
| integrity-doctor | $100.00 | 7/27/2011 2:45:12 PM |
| orgy63 | $25.00 | 7/27/2011 5:16:33 PM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 3:56:18 PM |
| shrewd-income | $250.00 | 7/27/2011 5:27:48 PM |
| seanickson | $25.00 | 7/27/2011 5:37:51 PM |
| HamachiMan | $50.00 | 7/27/2011 4:22:04 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:19 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:22 PM |
| transparency-baton | $25.00 | 7/27/2011 4:03:10 PM |
| diligent-peace9 | $50.00 | 7/27/2011 6:15:45 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:42:58 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:58 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:28 PM |
| Agent-S | $25.00 | 7/27/2011 7:53:20 PM |
| Saleen06 | $25.00 | 7/27/2011 8:16:56 PM |
| friendinmoney | $25.00 | 7/27/2011 11:21:53 PM |
| blissful-finance7 | $25.00 | 7/28/2011 5:17:20 AM |
| Feyenoord | $25.00 | 7/27/2011 9:37:24 PM |
| shawnw2 | $50.00 | 7/28/2011 7:05:40 AM |
| silvercertificate | $25.00 | 7/28/2011 9:14:18 AM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:40 AM |
| Ganadai | $35.34 | 7/28/2011 12:35:58 PM |
| icon7 | $50.00 | 7/28/2011 12:45:49 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:17 PM |
| flexible-return297 | $50.00 | 7/28/2011 10:21:58 AM |
| lamsabuy | $600.00 | 7/28/2011 2:06:06 PM |
| Solid-Platinum | $150.00 | 7/28/2011 12:30:32 PM |
| Cromag | $25.00 | 7/28/2011 11:58:42 AM |
| Solid-Platinum | $150.00 | 7/28/2011 12:32:21 PM |
| BigBag | $25.00 | 7/28/2011 12:45:02 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:06 PM |
| falcon88dp | $25.00 | 7/21/2011 9:03:07 AM |
| dayahn | $25.00 | 7/21/2011 3:19:34 PM |
| wisconsinvestor | $50.00 | 7/21/2011 3:16:23 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:40 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:43 PM |
| handshake5 | $94.12 | 7/22/2011 12:57:35 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:30 AM |
| jkeller4000 | $25.00 | 7/22/2011 5:41:38 AM |
| chameleon125 | $25.00 | 7/22/2011 6:14:48 AM |
| help4u | $50.00 | 7/22/2011 6:29:01 AM |
| samo102us | $25.00 | 7/22/2011 9:25:33 AM |
| proud-pound4 | $25.06 | 7/22/2011 9:28:07 AM |
| dfealk | $100.00 | 7/22/2011 9:41:24 AM |
| DoctorJoe | $25.00 | 7/22/2011 1:15:37 PM |
| forceful-duty178 | $100.00 | 7/22/2011 10:32:50 AM |
| pnace | $50.00 | 7/22/2011 3:47:06 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:00 PM |
| ScottW | $25.00 | 7/22/2011 4:56:42 PM |
| radforj22 | $25.00 | 7/22/2011 9:25:10 PM |
| pearl13 | $100.00 | 7/22/2011 11:37:09 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:14 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:57 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:40 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:26 AM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:57 AM |
| mckhbnpc | $50.00 | 7/24/2011 4:56:06 PM |
| setUup | $32.20 | 7/24/2011 10:33:32 AM |
| cathexis | $25.00 | 7/24/2011 11:09:25 AM |
| resource777 | $25.00 | 7/24/2011 2:25:58 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:27 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:44 PM |
| calmfunds | $500.00 | 7/25/2011 7:35:10 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:37 AM |
| zeelender | $25.00 | 7/25/2011 1:09:43 PM |
| sgt-schultz | $30.00 | 7/25/2011 12:27:07 PM |
| twjh | $25.00 | 7/25/2011 5:40:28 PM |
| professional-coin1 | $75.00 | 7/25/2011 6:36:37 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:18 PM |
| five-star-note | $75.00 | 7/26/2011 6:00:13 AM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:08:57 AM |
| transaction-animal8 | $25.00 | 7/26/2011 6:50:28 AM |
| gold-disk | $25.00 | 7/26/2011 12:39:28 PM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:20 AM |
| itskarma | $25.25 | 7/26/2011 1:17:16 PM |
| Leshan | $100.00 | 7/26/2011 3:19:35 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:32:23 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:35 PM |
| Leopoldine | $25.00 | 7/26/2011 2:45:34 PM |
| competent-commitment1 | $50.00 | 7/26/2011 3:11:25 PM |
| unbelievable-cash9 | $50.00 | 7/26/2011 6:24:20 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:13:38 PM |
| sweetlan | $25.07 | 7/26/2011 5:13:25 PM |
| TakeCare | $25.00 | 7/26/2011 8:33:28 PM |
| supreme-hope | $25.00 | 7/26/2011 9:11:49 PM |
| asset-professor | $50.00 | 7/26/2011 9:21:58 PM |
| helpful-credit156 | $25.00 | 7/26/2011 6:24:30 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:45 AM |
| sgt-schultz | $60.00 | 7/27/2011 6:07:11 AM |
| shawnw2 | $50.00 | 7/27/2011 6:53:29 AM |
| bigphish | $25.00 | 7/27/2011 7:19:43 AM |
| loanman2007 | $200.00 | 7/27/2011 4:55:29 AM |
| moola-wildebeest3 | $50.00 | 7/27/2011 4:27:51 AM |
| aznatama | $50.00 | 7/27/2011 6:08:09 AM |
| reflective-greenback1 | $50.00 | 7/27/2011 6:35:53 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:04 AM |
| One_Lolo | $25.00 | 7/27/2011 11:39:55 AM |
| Oak-Parker | $25.00 | 7/27/2011 11:07:41 AM |
| handy-justice | $100.00 | 7/27/2011 3:00:07 PM |
| zorg77 | $50.00 | 7/27/2011 5:14:27 PM |
| cunning-bill2 | $25.00 | 7/27/2011 5:26:38 PM |
| chrisb1414 | $25.00 | 7/27/2011 3:27:42 PM |
| mgking007 | $25.00 | 7/27/2011 7:03:30 PM |
| Astyanax | $100.00 | 7/27/2011 6:18:06 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:22:42 PM |
| mikrolown | $30.00 | 7/27/2011 4:41:22 PM |
| JCM_MN | $40.00 | 7/27/2011 8:01:37 PM |
| janeybooboo | $150.00 | 7/27/2011 7:05:14 PM |
| Kame | $25.00 | 7/28/2011 4:05:21 AM |
| orangetrust | $65.00 | 7/27/2011 9:39:05 PM |
| grove064 | $100.00 | 7/27/2011 8:36:33 PM |
| MNFrostbite | $30.00 | 7/27/2011 10:59:44 PM |
| BxRealtor | $25.00 | 7/28/2011 7:55:06 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:20 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:38 AM |
| wonderful-currency | $25.00 | 7/28/2011 10:28:57 AM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:48 AM |
| mpatrick | $50.00 | 7/28/2011 9:26:39 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:36:10 AM |
| tender-wealth0 | $25.00 | 7/28/2011 1:39:53 PM |
| grampy48 | $25.00 | 7/28/2011 1:06:20 PM |
| investment-comet | $25.00 | 7/28/2011 11:34:32 AM |
| marcomnzs | $25.00 | 7/28/2011 12:10:01 PM |
| ChrisProsper | $2,265.00 | 7/28/2011 2:08:35 PM |
| astute-investment5 | $25.00 | 7/28/2011 1:19:49 PM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
517318
This series of Notes was issued and sold upon the funding of the borrower loan #51851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $274.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,149 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-proper-agreement |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Oct-2010)
|
|
Principal balance:
| $12,083.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...debit consolidation
My financial situation:
I am a good candidate for this loan because...I always pay my loan on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:24 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:05 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:34 AM |
| reflective-rupee | $200.09 | 7/22/2011 10:09:45 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:04 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:33 AM |
| 77dowplace | $25.00 | 7/23/2011 8:59:50 AM |
| einstein | $200.00 | 7/23/2011 9:51:30 AM |
| FinDoc | $25.00 | 7/23/2011 6:14:43 AM |
| 12Knocksinna | $28.00 | 7/23/2011 8:25:59 AM |
| artisan369 | $300.00 | 7/23/2011 10:28:47 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:22:56 AM |
| kc8fot | $50.00 | 7/23/2011 8:47:15 AM |
| CBO-Enterprise | $200.00 | 7/23/2011 8:51:16 AM |
| Leopoldine | $30.00 | 7/23/2011 10:41:14 AM |
| authoritative-capital | $25.00 | 7/23/2011 10:43:12 AM |
| kindness-dessert | $50.00 | 7/23/2011 10:17:35 AM |
| chameleon125 | $25.00 | 7/23/2011 2:20:36 PM |
| twerns | $40.00 | 7/23/2011 2:24:53 PM |
| graceful-investment | $200.00 | 7/23/2011 11:42:13 AM |
| Aleut | $50.00 | 7/23/2011 1:47:48 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:16:16 PM |
| market-pudding | $25.00 | 7/23/2011 4:33:10 PM |
| garlicguy | $34.31 | 7/23/2011 11:03:47 PM |
| Peacepower | $25.00 | 7/23/2011 3:01:45 PM |
| Kaj | $50.00 | 7/24/2011 5:19:14 AM |
| justice-circuitry0 | $50.00 | 7/24/2011 7:19:03 AM |
| repaymeplease | $25.00 | 7/24/2011 1:19:44 PM |
| NorthwestLoan1 | $100.00 | 7/24/2011 9:10:29 AM |
| musegaze | $150.00 | 7/24/2011 9:57:57 AM |
| ivadood | $50.00 | 7/24/2011 10:43:16 AM |
| refined-penny | $25.00 | 7/24/2011 12:58:25 PM |
| umfan123 | $25.00 | 7/24/2011 12:57:49 PM |
| vigorous-velocity | $100.00 | 7/24/2011 10:24:00 PM |
| GiftViftdotcom | $25.00 | 7/24/2011 7:29:03 PM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:57:39 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:40 PM |
| silvercertificate | $25.00 | 7/25/2011 9:41:19 AM |
| JDLN | $25.00 | 7/25/2011 9:44:57 AM |
| genelinist | $75.00 | 7/25/2011 7:35:06 AM |
| unconquerable-dedication | $25.00 | 7/25/2011 9:01:19 AM |
| pearl13 | $100.00 | 7/25/2011 9:12:48 AM |
| 108lender | $80.00 | 7/25/2011 9:43:05 AM |
| happy-loyalty | $25.00 | 7/25/2011 1:53:46 PM |
| professional-coin1 | $125.00 | 7/25/2011 6:44:47 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:11 PM |
| first-serene-credit | $25.00 | 7/25/2011 7:27:24 PM |
| handy-justice | $100.00 | 7/25/2011 8:17:30 PM |
| Investoman | $250.00 | 7/26/2011 12:59:52 AM |
| MrBailey | $51.00 | 7/25/2011 9:45:09 PM |
| Hexnut | $50.00 | 7/26/2011 6:26:56 AM |
| TennSquire | $25.00 | 7/25/2011 11:32:26 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:49 PM |
| excellent-loan8 | $25.00 | 7/26/2011 11:18:34 AM |
| YellowJacket | $25.00 | 7/26/2011 8:14:03 AM |
| dayahn | $200.00 | 7/26/2011 11:43:30 AM |
| jules3304 | $25.00 | 7/26/2011 10:52:31 AM |
| GElender | $50.00 | 7/27/2011 5:57:38 AM |
| hostbank | $250.00 | 7/26/2011 9:03:42 PM |
| minista | $25.00 | 7/27/2011 9:11:25 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:06 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:30:43 PM |
| kinetic-openness0 | $300.00 | 7/27/2011 5:27:34 PM |
| mistering | $40.00 | 7/27/2011 5:55:24 PM |
| janeybooboo | $150.00 | 7/27/2011 7:04:22 PM |
| radforj22 | $25.00 | 7/27/2011 8:25:53 PM |
| Kame | $25.00 | 7/28/2011 4:06:52 AM |
| Solid-Platinum | $150.00 | 7/28/2011 12:32:50 PM |
| BxRealtor | $25.00 | 7/28/2011 9:06:46 AM |
| astute-investment5 | $25.00 | 7/28/2011 1:20:12 PM |
| basis-wizard8 | $50.00 | 7/28/2011 12:26:20 PM |
| Tahoeguy | $25.00 | 7/28/2011 12:22:38 PM |
| SlowGardener | $50.00 | 7/28/2011 2:07:58 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:31 PM |
| pound-balancer | $100.00 | 7/22/2011 9:14:19 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:26:06 AM |
| pnace | $50.00 | 7/22/2011 5:57:11 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:30:25 AM |
| natural-platinum | $250.00 | 7/23/2011 9:16:30 AM |
| asset-professor | $50.00 | 7/23/2011 12:53:08 PM |
| SudianX | $25.00 | 7/23/2011 1:16:27 PM |
| mg6619 | $25.00 | 7/23/2011 11:42:19 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:43 PM |
| leverage-galleon | $25.00 | 7/23/2011 12:11:12 PM |
| RedantFinance | $25.00 | 7/23/2011 2:52:20 PM |
| fairness-swashbuckler | $50.00 | 7/23/2011 3:20:39 PM |
| itskarma | $35.35 | 7/23/2011 4:15:07 PM |
| integrity-doctor | $100.00 | 7/23/2011 6:34:47 PM |
| cac1966 | $50.00 | 7/23/2011 7:34:41 PM |
| conqueror359 | $50.00 | 7/23/2011 7:48:07 PM |
| JCMC | $25.00 | 7/24/2011 11:58:16 AM |
| momoney2lend | $25.00 | 7/23/2011 10:09:06 PM |
| NekHoldings | $25.00 | 7/24/2011 6:16:41 AM |
| repaymeplease | $25.00 | 7/24/2011 1:19:07 PM |
| WSTRDG | $25.00 | 7/24/2011 2:03:05 PM |
| preeminant-generosity2 | $50.00 | 7/24/2011 8:44:32 AM |
| mgking007 | $25.00 | 7/24/2011 11:41:59 AM |
| syounker | $25.00 | 7/24/2011 5:50:09 PM |
| moola-accelerator6 | $40.00 | 7/24/2011 5:52:57 PM |
| repaymeplease | $25.00 | 7/24/2011 1:19:30 PM |
| resource777 | $50.00 | 7/24/2011 2:20:01 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:25:05 AM |
| dsnybnd | $25.00 | 7/25/2011 7:51:25 AM |
| britgsb | $100.00 | 7/24/2011 11:04:29 PM |
| Scottnow | $25.00 | 7/25/2011 6:44:30 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:04:38 AM |
| setUup | $27.20 | 7/25/2011 8:35:11 AM |
| merciful-return164 | $300.00 | 7/25/2011 11:11:43 AM |
| selector568 | $300.00 | 7/25/2011 10:51:22 AM |
| garlicguy | $100.00 | 7/25/2011 2:21:33 PM |
| GoldenGo4 | $50.00 | 7/25/2011 3:02:02 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:40 PM |
| diversification-medalist | $52.40 | 7/25/2011 9:36:35 PM |
| AussieSteve | $25.00 | 7/25/2011 10:16:32 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:07:29 PM |
| leverage-monger | $25.00 | 7/26/2011 8:25:31 AM |
| buddy486 | $25.00 | 7/25/2011 8:58:56 PM |
| engaging-yield4 | $50.00 | 7/25/2011 9:44:53 PM |
| rubylender | $25.00 | 7/26/2011 4:51:04 AM |
| friendship9 | $27.06 | 7/26/2011 10:19:59 AM |
| wampum-library4 | $45.15 | 7/26/2011 9:13:27 AM |
| damage | $25.00 | 7/26/2011 3:06:34 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:28:34 PM |
| astute-dollar | $50.00 | 7/27/2011 5:21:51 AM |
| wwialnlgy | $100.00 | 7/27/2011 9:17:08 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:03 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:43 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:31 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:35 PM |
| gentle-gain235 | $200.00 | 7/28/2011 11:29:00 AM |
| pound-balancer | $100.00 | 7/28/2011 1:04:49 PM |
| himanshuko | $25.00 | 7/28/2011 1:08:35 PM |
| ChrisProsper | $2,970.00 | 7/28/2011 2:09:38 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
517370
This series of Notes was issued and sold upon the funding of the borrower loan #51747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $375.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,084 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| equitable-truth3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
equitable-truth3
Purpose of loan:
This loan will be used to...pay off high interest credit cards. This loan will be a tool to allow me to continue to pay off credit card debt, while not paying as much interest over the term.
My financial situation:
I am a good candidate for this loan because...
I have a good credit score. I have an excellent pay history, and I have never defaulted on a loan. I am not looking to increase my total credit size, rather I am using this loan as a tool to save money over the long run.
I have been in my career job for almost 4yrs. I will see a $6000 increase in my annual income in Oct of this yr, $9000 next yr, and another $10000 the following yr. Please note that my income listed includes per diem of on average $8000/yr which not show on a W-2 because it is tax exempt.
I have lived in the house I personally built since 1997.
Information in the Description is not verified.
Friends And Family Investments
terminal-velocity34 has invested a total of
$30.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/20/2011 5:02:31 PM |
| janeybooboo | $51.00 | 7/20/2011 5:08:46 PM |
| organized-payment6 | $50.00 | 7/20/2011 5:02:22 PM |
| reflective-rupee | $500.09 | 7/21/2011 6:34:01 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:06 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:28 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:21:24 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:58 PM |
| pearl13 | $100.00 | 7/22/2011 5:07:52 PM |
| FL-Lender | $37.00 | 7/22/2011 7:58:57 PM |
| 77dowplace | $25.00 | 7/23/2011 8:59:09 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:11 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:38 PM |
| 77dowplace | $25.00 | 7/24/2011 6:45:26 PM |
| rdrloan | $50.00 | 7/25/2011 9:19:47 AM |
| enchanted-truth264 | $25.00 | 7/25/2011 1:19:17 PM |
| sgt-schultz | $25.00 | 7/25/2011 10:48:04 AM |
| greenback-seagull2 | $96.00 | 7/25/2011 10:34:38 AM |
| fortytwo | $200.00 | 7/25/2011 10:54:14 AM |
| Lender95466 | $25.00 | 7/25/2011 12:02:01 PM |
| guardian3 | $30.00 | 7/25/2011 11:13:09 AM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:20:19 AM |
| unconquerable-dedication | $25.00 | 7/25/2011 1:17:08 PM |
| happy-loyalty | $25.00 | 7/25/2011 1:54:31 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:11:06 PM |
| GCInvestments | $26.00 | 7/25/2011 7:10:16 PM |
| ferocious-exchange3 | $75.00 | 7/25/2011 8:48:36 PM |
| whitegold24k | $250.00 | 7/25/2011 6:19:05 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:47:27 PM |
| seanickson | $25.00 | 7/25/2011 11:23:01 PM |
| first-dinero-paladin | $75.00 | 7/25/2011 8:15:03 PM |
| vutah | $25.00 | 7/25/2011 8:45:56 PM |
| wealth-samurai3 | $50.00 | 7/25/2011 6:57:07 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:20:44 PM |
| top-payout-enclave | $35.00 | 7/26/2011 7:36:46 AM |
| competent-p2p | $25.00 | 7/26/2011 8:13:53 AM |
| orbital-return316 | $25.00 | 7/26/2011 8:52:02 AM |
| market-genome7 | $250.00 | 7/26/2011 1:13:30 AM |
| engaging-yield4 | $50.00 | 7/25/2011 9:46:23 PM |
| arampata | $271.00 | 7/26/2011 4:30:12 AM |
| Investoman | $250.00 | 7/26/2011 12:57:53 AM |
| discrete-asset | $25.00 | 7/26/2011 10:10:20 AM |
| kermitdafrog | $25.00 | 7/26/2011 8:23:04 AM |
| friendinmoney | $25.00 | 7/26/2011 8:31:33 AM |
| rate-american | $100.00 | 7/26/2011 10:17:54 AM |
| E-B | $50.00 | 7/26/2011 7:27:54 AM |
| youngster50 | $25.00 | 7/26/2011 9:17:33 AM |
| JDKevin | $50.00 | 7/26/2011 8:35:21 AM |
| auctionator1 | $25.00 | 7/26/2011 1:44:57 PM |
| axl163 | $25.00 | 7/26/2011 10:46:50 AM |
| x-lender | $50.00 | 7/26/2011 11:08:10 AM |
| octoberfresh | $25.00 | 7/26/2011 11:10:09 AM |
| Rusty3 | $25.00 | 7/26/2011 9:45:12 AM |
| secureincome | $1,750.00 | 7/26/2011 11:18:50 AM |
| trade-elm | $49.00 | 7/26/2011 11:13:19 AM |
| famous-bill | $50.00 | 7/26/2011 1:30:11 PM |
| dayahn | $205.74 | 7/26/2011 11:44:02 AM |
| roguewinner | $25.00 | 7/26/2011 3:32:09 PM |
| dough-hammock | $25.00 | 7/26/2011 2:36:04 PM |
| wwialnlgy | $100.00 | 7/26/2011 1:13:05 PM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:17:29 PM |
| giggyman | $17.61 | 7/26/2011 4:56:15 PM |
| JustMee | $25.00 | 7/20/2011 6:24:15 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:36 PM |
| indomitable-coin | $25.00 | 7/20/2011 6:52:53 PM |
| janeybooboo | $49.00 | 7/20/2011 8:14:15 PM |
| jdrez | $25.00 | 7/21/2011 12:17:24 AM |
| Bank_Of_XL | $25.00 | 7/21/2011 6:06:43 AM |
| dayahn | $25.00 | 7/21/2011 3:19:31 PM |
| pnace | $50.00 | 7/21/2011 5:14:28 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:10 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:26 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:25 AM |
| jmeasn | $35.00 | 7/23/2011 4:17:26 PM |
| terminal-velocity34 | $30.00 | 7/23/2011 3:26:54 PM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:45 AM |
| Astyanax | $100.00 | 7/25/2011 12:16:44 PM |
| Leopoldine | $25.00 | 7/25/2011 12:37:37 PM |
| KClender | $25.00 | 7/25/2011 1:21:32 PM |
| garlicguy | $100.00 | 7/25/2011 2:20:35 PM |
| selector568 | $300.00 | 7/25/2011 10:53:08 AM |
| market-pudding | $25.00 | 7/25/2011 12:19:01 PM |
| _NaLNaBB | $500.00 | 7/25/2011 11:03:36 AM |
| SPickle | $25.00 | 7/25/2011 12:28:42 PM |
| Abstract | $50.00 | 7/25/2011 2:15:43 PM |
| CreditBuilder2 | $100.00 | 7/25/2011 2:36:32 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:07 PM |
| LibbyZ | $50.00 | 7/25/2011 2:57:55 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 2:00:00 PM |
| luckygreen10 | $500.00 | 7/25/2011 2:00:39 PM |
| greenback-chairman5 | $25.00 | 7/25/2011 4:09:36 PM |
| income-buffalo1 | $500.00 | 7/25/2011 7:12:55 PM |
| thrifty-dedication | $50.00 | 7/25/2011 8:32:39 PM |
| value-guru3 | $25.00 | 7/25/2011 9:55:38 PM |
| Reddy_Capital | $25.00 | 7/25/2011 11:16:47 PM |
| peso-tostada | $50.00 | 7/25/2011 5:55:10 PM |
| payment-halo | $25.00 | 7/25/2011 6:24:47 PM |
| power-defender7 | $25.00 | 7/25/2011 8:54:14 PM |
| integrity-reformer | $97.91 | 7/26/2011 6:59:26 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:45 PM |
| leverage-monger | $25.00 | 7/26/2011 8:23:37 AM |
| MrBailey | $51.00 | 7/25/2011 9:45:32 PM |
| cocopuffs | $25.00 | 7/26/2011 9:08:25 AM |
| Mindful7 | $25.00 | 7/26/2011 5:44:35 AM |
| red-favorable-basis | $25.00 | 7/26/2011 5:57:11 AM |
| Hexnut | $50.00 | 7/26/2011 6:30:41 AM |
| brightest-durability-chomper | $25.00 | 7/26/2011 6:44:02 AM |
| seabassx | $25.00 | 7/26/2011 7:01:04 AM |
| marketplace-kingdom | $100.00 | 7/26/2011 9:59:16 AM |
| dlenz | $25.00 | 7/26/2011 10:08:29 AM |
| credit-investor5 | $50.00 | 7/26/2011 8:54:34 AM |
| reflective-greenback1 | $50.00 | 7/26/2011 11:31:17 AM |
| p2p-czar3 | $40.00 | 7/26/2011 11:42:06 AM |
| investment-artist | $25.02 | 7/26/2011 9:29:46 AM |
| bullwink27 | $25.00 | 7/26/2011 8:49:41 AM |
| sgt-schultz | $50.00 | 7/26/2011 9:32:49 AM |
| payout-flag6 | $50.00 | 7/26/2011 8:57:48 AM |
| hopeful-truth5 | $50.00 | 7/26/2011 11:09:46 AM |
| RecoveryLender | $25.00 | 7/26/2011 9:35:01 AM |
| excellent-loan8 | $25.00 | 7/26/2011 11:12:28 AM |
| jim95762 | $200.00 | 7/26/2011 9:59:40 AM |
| shrewd-income | $125.00 | 7/26/2011 10:00:39 AM |
| safe-finance | $25.00 | 7/26/2011 10:10:07 AM |
| focused-return366 | $25.00 | 7/26/2011 10:19:32 AM |
| adalger | $25.00 | 7/26/2011 11:07:48 AM |
| damage | $25.00 | 7/26/2011 3:06:34 PM |
| ryanplays311 | $25.00 | 7/26/2011 11:15:16 AM |
| finance-symphony7 | $100.00 | 7/26/2011 3:37:13 PM |
| wlm3012 | $30.00 | 7/26/2011 4:03:19 PM |
| wwwUniversal | $25.00 | 7/26/2011 1:52:04 PM |
| 183626 | $43.63 | 7/26/2011 2:27:33 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
517378
This series of Notes was issued and sold upon the funding of the borrower loan #51836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $358.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,092 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| priceless-balance8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
|
|
Principal balance:
| $4,980.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because...I have good credit and pay all my bills on time. I have also owned my own home for roughly ten years and have never made a late mortage payment.
Monthly net income: $40,000.00
Monthly expenses: $
Housing: $1000.00
Insurance: $
Car expenses: $
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: $250.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:54 PM |
| falcon88dp | $25.00 | 7/21/2011 5:02:15 PM |
| bullish2bearish | $150.00 | 7/21/2011 8:43:04 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:44 PM |
| tech310 | $50.00 | 7/21/2011 8:48:20 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:04 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:35 AM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:05 AM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:24 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:28 AM |
| reflective-rupee | $500.09 | 7/22/2011 9:54:33 AM |
| NorthwestLoan1 | $25.00 | 7/22/2011 2:35:39 PM |
| AlternativeCashFlow | $25.79 | 7/22/2011 5:35:18 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:15 PM |
| MadHun | $200.00 | 7/22/2011 10:42:38 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:07 PM |
| calbertrand | $25.00 | 7/23/2011 6:35:05 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:27 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:57 AM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:22 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:45 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:51:02 PM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:16 PM |
| rvfbroker | $25.00 | 7/24/2011 9:43:53 AM |
| mckhbnpc | $50.00 | 7/24/2011 4:56:06 PM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:45 PM |
| agiovasil | $25.00 | 7/25/2011 9:51:45 AM |
| heavenly-interest9 | $100.00 | 7/25/2011 9:30:32 AM |
| kulender | $100.00 | 7/25/2011 10:42:40 AM |
| Wangchuk | $25.07 | 7/25/2011 4:25:10 PM |
| sgt-schultz | $30.00 | 7/25/2011 12:27:52 PM |
| Lam0nt | $25.00 | 7/25/2011 12:51:10 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:19 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:27 PM |
| twjh | $25.00 | 7/25/2011 5:40:29 PM |
| professional-coin1 | $75.00 | 7/25/2011 6:40:11 PM |
| transaction-animal8 | $25.00 | 7/26/2011 6:50:29 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:40 PM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:09 AM |
| treasure-bliss | $25.00 | 7/26/2011 11:57:15 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:33 AM |
| market-pudding | $25.00 | 7/26/2011 1:27:12 PM |
| Christus_Victor | $25.00 | 7/26/2011 3:13:08 PM |
| Leshan | $100.00 | 7/26/2011 3:19:57 PM |
| ideal-marketplace8 | $25.00 | 7/26/2011 5:25:45 PM |
| Leopoldine | $25.00 | 7/26/2011 2:44:48 PM |
| twerns | $40.00 | 7/26/2011 4:12:59 PM |
| ZLyons | $25.00 | 7/26/2011 6:18:07 PM |
| nickel-position | $25.00 | 7/26/2011 6:37:04 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:12:49 PM |
| dynrep | $50.00 | 7/26/2011 5:17:12 PM |
| britgsb | $100.00 | 7/26/2011 10:04:36 PM |
| peso-mate | $50.00 | 7/26/2011 9:52:10 PM |
| TakeCare | $50.00 | 7/26/2011 8:28:59 PM |
| monstersdad | $50.00 | 7/27/2011 1:04:02 AM |
| moola-wildebeest3 | $50.00 | 7/27/2011 4:27:52 AM |
| ponch12 | $25.29 | 7/27/2011 8:24:29 AM |
| ddog0224 | $50.00 | 7/27/2011 1:23:09 AM |
| phaded | $25.00 | 7/27/2011 8:57:47 AM |
| PotBellyPete | $50.00 | 7/27/2011 8:50:56 AM |
| mpatrick | $50.00 | 7/27/2011 9:09:41 AM |
| worldly-gold | $100.00 | 7/27/2011 10:02:54 AM |
| FinanceEngine | $40.00 | 7/27/2011 9:22:06 AM |
| first-serene-credit | $25.00 | 7/27/2011 10:45:55 AM |
| heerzaquestion | $100.00 | 7/27/2011 9:28:49 AM |
| Preferred-Lender | $100.00 | 7/27/2011 8:59:43 AM |
| finance-mushroom | $300.00 | 7/27/2011 1:31:35 PM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:12 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 3:11:14 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:20 PM |
| wwialnlgy | $100.00 | 7/27/2011 9:57:16 AM |
| Zoramite | $25.00 | 7/27/2011 5:46:18 PM |
| NolockHolmes | $50.00 | 7/27/2011 5:54:32 PM |
| commerce-renewal | $500.00 | 7/27/2011 6:29:45 PM |
| afterhours | $25.00 | 7/27/2011 2:36:57 PM |
| JCM_MN | $30.00 | 7/27/2011 3:13:01 PM |
| GCInvestments | $26.00 | 7/27/2011 4:00:32 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:22 PM |
| Agent-S | $25.00 | 7/27/2011 7:53:54 PM |
| drcoop | $25.00 | 7/27/2011 8:26:51 PM |
| Dubbs360 | $40.00 | 7/27/2011 6:23:00 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:43 PM |
| platinum-czar | $37.02 | 7/27/2011 9:28:04 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:32 PM |
| mgking007 | $25.00 | 7/27/2011 7:04:29 PM |
| credit-meteor7 | $50.00 | 7/27/2011 7:21:48 PM |
| seatown7 | $25.11 | 7/28/2011 1:38:14 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:20 AM |
| upbeat-wealth | $25.00 | 7/28/2011 1:49:57 AM |
| newest-reliable-velocity | $25.00 | 7/28/2011 10:14:45 AM |
| nickel-ferret | $50.00 | 7/28/2011 10:55:19 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:41:29 AM |
| a-logical-power | $25.00 | 7/28/2011 1:34:13 PM |
| ChrisProsper | $1,001.00 | 7/28/2011 2:00:07 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:07 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:18 PM |
| top-loan-empenada | $37.77 | 7/28/2011 1:35:47 PM |
| irrelevant | $25.00 | 7/28/2011 1:47:45 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:40 PM |
| myidear | $25.00 | 7/22/2011 2:52:10 AM |
| chameleon125 | $50.00 | 7/22/2011 6:14:25 AM |
| samo102us | $25.00 | 7/22/2011 9:25:34 AM |
| dfealk | $100.00 | 7/22/2011 9:41:25 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:13 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:28:03 AM |
| DoctorJoe | $25.00 | 7/22/2011 1:18:11 PM |
| wisconsinvestor | $50.00 | 7/22/2011 3:47:34 PM |
| ScottW | $25.00 | 7/22/2011 4:56:42 PM |
| fortytwo | $400.00 | 7/22/2011 4:58:41 PM |
| radforj22 | $25.00 | 7/22/2011 9:25:10 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:04 PM |
| DasMula | $27.00 | 7/23/2011 6:51:52 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:19 AM |
| poeman | $50.00 | 7/23/2011 11:02:30 AM |
| pnace | $50.00 | 7/23/2011 4:18:11 PM |
| edaguy | $50.00 | 7/23/2011 2:27:33 PM |
| cathexis | $25.00 | 7/24/2011 11:09:25 AM |
| Kaj | $35.00 | 7/24/2011 2:17:54 PM |
| ckatak | $50.00 | 7/24/2011 10:50:06 PM |
| resource777 | $25.00 | 7/24/2011 2:25:58 PM |
| simplelender80 | $250.00 | 7/24/2011 9:31:36 PM |
| setUup | $27.20 | 7/25/2011 8:38:47 AM |
| pearl13 | $100.00 | 7/25/2011 4:06:59 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:38 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:13 PM |
| zeelender | $25.00 | 7/25/2011 1:09:44 PM |
| help4u | $25.00 | 7/25/2011 6:07:53 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:21 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:41 PM |
| five-star-note | $75.00 | 7/26/2011 6:00:13 AM |
| five-star-justice | $25.00 | 7/26/2011 1:43:31 PM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:21 AM |
| fortytwo | $100.00 | 7/26/2011 2:42:05 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:35 PM |
| itskarma | $25.25 | 7/26/2011 1:12:26 PM |
| SNH | $25.00 | 7/26/2011 2:11:41 PM |
| LiveNow | $25.00 | 7/26/2011 5:02:50 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:25 PM |
| well-mannered-income3 | $50.00 | 7/26/2011 5:49:59 PM |
| yield-seeker | $25.00 | 7/26/2011 8:10:49 PM |
| supreme-hope | $25.00 | 7/26/2011 9:01:48 PM |
| Easystreet | $25.00 | 7/26/2011 5:50:56 PM |
| loss-of-control | $150.00 | 7/26/2011 6:01:14 PM |
| Bob450 | $25.32 | 7/26/2011 6:12:37 PM |
| orderly-wampum | $100.00 | 7/26/2011 10:34:45 PM |
| the-discrete-income | $54.40 | 7/26/2011 8:58:44 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:46 AM |
| unbelievable-cash9 | $1,000.00 | 7/26/2011 6:37:34 PM |
| thrilling-nickel5 | $25.00 | 7/27/2011 5:06:51 AM |
| sgt-schultz | $60.00 | 7/27/2011 6:03:38 AM |
| shawnw2 | $40.00 | 7/27/2011 6:53:09 AM |
| wealth-fighter3 | $25.00 | 7/27/2011 7:08:27 AM |
| bigphish | $25.00 | 7/27/2011 7:19:43 AM |
| return-rocket9 | $25.00 | 7/27/2011 7:41:40 AM |
| Gabriel02 | $25.00 | 7/27/2011 8:07:26 AM |
| credit-kahuna | $50.00 | 7/27/2011 12:16:48 AM |
| loanman2007 | $125.00 | 7/27/2011 4:59:11 AM |
| doopers | $25.00 | 7/27/2011 7:42:54 AM |
| sunny-truth6 | $31.58 | 7/27/2011 8:10:26 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:16 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:06 AM |
| foothillender | $25.00 | 7/27/2011 8:09:37 AM |
| blissful-finance7 | $25.00 | 7/27/2011 8:47:40 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:43 PM |
| integrity-doctor | $100.00 | 7/27/2011 2:42:08 PM |
| unafraid-return496 | $25.00 | 7/27/2011 3:47:01 PM |
| transparency-baton | $25.00 | 7/27/2011 4:06:45 PM |
| tooflets | $25.00 | 7/27/2011 1:45:47 PM |
| Phatt-Daddy | $50.00 | 7/27/2011 12:07:55 PM |
| NorthwestLoan1 | $40.00 | 7/27/2011 4:43:32 PM |
| investment-comet | $25.00 | 7/27/2011 12:37:15 PM |
| cforell | $53.45 | 7/27/2011 12:56:19 PM |
| orgy63 | $25.00 | 7/27/2011 5:16:33 PM |
| handy-justice | $100.00 | 7/27/2011 3:04:27 PM |
| zorg77 | $50.00 | 7/27/2011 5:57:10 PM |
| Byrd24 | $100.00 | 7/27/2011 6:05:54 PM |
| diligent-peace9 | $50.00 | 7/27/2011 6:16:46 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:43:20 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:58 PM |
| optionscashflow | $25.00 | 7/27/2011 11:07:06 PM |
| Kame | $25.00 | 7/28/2011 4:05:22 AM |
| PaulW | $25.00 | 7/28/2011 4:15:28 AM |
| Saleen06 | $40.00 | 7/27/2011 8:14:20 PM |
| grove064 | $100.00 | 7/27/2011 8:36:46 PM |
| janeybooboo | $100.00 | 7/28/2011 5:42:53 AM |
| shrewd-income | $200.00 | 7/27/2011 9:55:02 PM |
| stonehillloans | $25.00 | 7/28/2011 3:59:58 AM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:41 AM |
| Katburg | $25.00 | 7/28/2011 5:32:23 AM |
| cladius67 | $200.00 | 7/28/2011 9:52:39 AM |
| SecondChanceLendingSERV | $29.48 | 7/28/2011 6:22:03 AM |
| flexible-return297 | $50.00 | 7/28/2011 10:21:58 AM |
| silvercertificate | $25.00 | 7/28/2011 9:09:59 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:08 AM |
| The-Helper | $25.00 | 7/28/2011 11:14:13 AM |
| sharp518 | $25.00 | 7/28/2011 11:59:46 AM |
| newest-attractive-funds | $29.04 | 7/28/2011 12:17:36 PM |
| gold-disk | $25.00 | 7/28/2011 12:31:35 PM |
| Tkhalaska | $25.00 | 7/28/2011 9:45:30 AM |
| astute-investment5 | $25.00 | 7/28/2011 1:18:07 PM |
| azncurls82 | $25.00 | 7/28/2011 12:28:37 PM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:48 AM |
| contract-shakespeare | $250.00 | 7/28/2011 12:31:43 PM |
| himanshuko | $25.00 | 7/28/2011 1:08:52 PM |
| let_me_retire | $25.00 | 7/28/2011 1:33:11 PM |
| 205 Investments
|
Borrower Payment Dependent Notes Series
517380
This series of Notes was issued and sold upon the funding of the borrower loan #51862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,055 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-wonder4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
|
Principal balance:
| $1,307.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
pay off my credit car
Purpose of loan:
This loan will be used to... Pay my other bills
My financial situation:
I am a good candidate for this loan because... I'm on military orders making good money will be deploying soon only want to worry about making one payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $50.00 | 7/20/2011 5:02:15 PM |
| Panna | $25.00 | 7/20/2011 5:07:14 PM |
| helpinghand63 | $25.00 | 7/20/2011 5:07:23 PM |
| thunderd | $25.00 | 7/20/2011 5:07:38 PM |
| compoundinterest | $50.00 | 7/20/2011 5:02:32 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:36 PM |
| kindness-lesson1 | $25.00 | 7/21/2011 8:04:41 AM |
| BlessedEveryDay | $25.84 | 7/21/2011 10:08:27 AM |
| reflective-rupee | $200.09 | 7/21/2011 1:16:17 PM |
| pnace | $50.00 | 7/21/2011 5:14:32 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:14 AM |
| McChan | $25.00 | 7/21/2011 9:59:23 PM |
| elegant-loot | $25.00 | 7/22/2011 7:39:18 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:27 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:10 PM |
| swti37 | $50.00 | 7/22/2011 9:11:07 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:26 AM |
| fallentimbers | $25.00 | 7/23/2011 5:24:22 AM |
| Approved | $100.00 | 7/23/2011 12:15:03 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:39 PM |
| setUup | $33.20 | 7/24/2011 10:10:12 AM |
| rdrloan | $50.00 | 7/25/2011 9:19:48 AM |
| 108lender | $80.00 | 7/25/2011 9:43:03 AM |
| sgt-schultz | $25.00 | 7/25/2011 10:45:06 AM |
| luckygreen10 | $100.00 | 7/25/2011 2:00:57 PM |
| FinDoc | $25.00 | 7/25/2011 6:17:25 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:45 PM |
| hopeful-truth5 | $100.00 | 7/26/2011 11:05:58 AM |
| market-pudding | $25.00 | 7/26/2011 1:35:25 PM |
| wwialnlgy | $100.00 | 7/26/2011 1:42:00 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:57 PM |
| hostbank | $250.00 | 7/26/2011 9:03:40 PM |
| dbs | $25.00 | 7/26/2011 9:00:54 PM |
| BankofHank | $200.00 | 7/27/2011 5:55:53 AM |
| minista | $25.00 | 7/27/2011 9:11:23 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:03 AM |
| britgsb | $50.00 | 7/27/2011 12:52:57 PM |
| Corlei | $25.00 | 7/27/2011 4:27:19 PM |
| eyevinyl | $80.00 | 7/27/2011 8:50:59 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:26 PM |
| Zoramite | $25.00 | 7/27/2011 5:46:16 PM |
| radforj22 | $25.00 | 7/27/2011 8:25:52 PM |
| availableloan | $25.00 | 7/27/2011 8:43:44 PM |
| vigilance-searcher | $25.00 | 7/28/2011 6:48:32 AM |
| persistent-value3 | $50.00 | 7/28/2011 2:46:06 AM |
| crw1950 | $52.10 | 7/28/2011 4:37:18 AM |
| wild-orange | $50.00 | 7/28/2011 1:55:50 AM |
| r48 | $25.00 | 7/20/2011 5:21:26 PM |
| indomitable-coin | $25.00 | 7/20/2011 6:52:53 PM |
| organized-payment6 | $50.00 | 7/20/2011 5:02:23 PM |
| jdrez | $25.00 | 7/20/2011 5:07:09 PM |
| MarvintheMartian | $40.00 | 7/20/2011 5:16:19 PM |
| jga516 | $25.00 | 7/20/2011 5:07:39 PM |
| GElender | $25.00 | 7/21/2011 5:43:06 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:07 AM |
| dayahn | $25.00 | 7/21/2011 3:19:31 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:46:06 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:28 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:58 PM |
| pearl13 | $100.00 | 7/22/2011 5:37:20 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:17 AM |
| 77dowplace | $25.00 | 7/23/2011 9:20:58 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:11 AM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:50 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:11 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:07 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:37 PM |
| lostontheedge | $25.00 | 7/26/2011 9:09:07 AM |
| damage | $25.00 | 7/26/2011 3:06:34 PM |
| luckygreen10 | $100.00 | 7/27/2011 4:44:52 AM |
| listing-exchanger596 | $33.63 | 7/27/2011 7:18:23 AM |
| smalltown_mn | $25.00 | 7/27/2011 11:39:24 AM |
| HamachiMan | $50.00 | 7/27/2011 9:57:14 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:55 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:36 PM |
| SolarMoonshine | $25.00 | 7/27/2011 3:15:51 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:49:59 PM |
| commerce-yeller | $50.00 | 7/27/2011 6:56:13 PM |
| objective-investor | $200.00 | 7/27/2011 7:23:07 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:28:30 PM |
| Feyenoord | $25.00 | 7/27/2011 9:38:34 PM |
| Leopoldine | $30.00 | 7/27/2011 11:02:33 PM |
| Kame | $25.00 | 7/28/2011 4:06:50 AM |
| AJ6 | $25.00 | 7/27/2011 8:23:58 PM |
| love_what_you_do | $25.00 | 7/28/2011 12:56:54 AM |
| silver-metronome2 | $132.68 | 7/28/2011 6:52:08 AM |
| the-discrete-income | $100.46 | 7/28/2011 3:13:45 AM |
| stonehillloans | $25.00 | 7/28/2011 4:00:22 AM |
| jayvee169 | $31.00 | 7/28/2011 6:47:36 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
517428
This series of Notes was issued and sold upon the funding of the borrower loan #51789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61,257 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rlmullen12 |
Borrower's state:
| Ohio |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2007)
740-759
(Apr-2007)
740-759
(Mar-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt consolidation on credit cards
Purpose of loan:
This loan will be used to... combine two credit card balances at 15% interest to a lower rate, this will give me more cash each month to pay my mortage down.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time, am employed, make decent money. I did have one issue about 6 years ago with American Express where I had to pay my bill twice to get them to actually credit my account. This shows negative on my credit report right now, but I have resolved the issue in court.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 9:03:20 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:22 AM |
| wild-orange | $100.00 | 7/22/2011 11:10:08 AM |
| Leopoldine | $50.00 | 7/22/2011 12:18:43 PM |
| reflective-rupee | $25.09 | 7/22/2011 10:13:42 AM |
| luckygreen10 | $200.00 | 7/22/2011 12:32:51 PM |
| einstein | $200.00 | 7/22/2011 11:27:22 AM |
| Kaj | $50.00 | 7/22/2011 3:56:07 PM |
| Astyanax | $100.00 | 7/22/2011 4:08:25 PM |
| euro-deployment | $25.00 | 7/22/2011 12:57:48 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:28 PM |
| Vegasjim | $100.00 | 7/22/2011 2:17:30 PM |
| Boxster968 | $25.00 | 7/22/2011 4:11:59 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:46:22 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:54:16 PM |
| VBPlayer | $30.00 | 7/22/2011 6:55:53 PM |
| income-buffalo1 | $100.00 | 7/22/2011 5:00:10 PM |
| j2ee | $25.00 | 7/22/2011 8:53:08 PM |
| fantastic-openness | $300.00 | 7/22/2011 10:03:22 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:29:25 PM |
| GCInvestments | $25.00 | 7/22/2011 7:13:04 PM |
| a-restless-dollar | $25.00 | 7/23/2011 12:45:36 AM |
| american6 | $100.00 | 7/22/2011 7:53:28 PM |
| fair-funds | $38.00 | 7/22/2011 7:55:00 PM |
| thrilling-wealth556 | $50.00 | 7/22/2011 7:55:24 PM |
| trade-solo | $50.00 | 7/23/2011 1:42:07 AM |
| jmeasn | $25.00 | 7/22/2011 10:53:05 PM |
| supreme-hope | $25.00 | 7/23/2011 6:20:26 AM |
| reward-rancher | $25.00 | 7/23/2011 3:53:07 AM |
| bullwink27 | $25.00 | 7/23/2011 7:19:57 AM |
| TJ643 | $45.00 | 7/23/2011 4:41:32 AM |
| objective-investor | $200.00 | 7/23/2011 8:03:01 AM |
| peso-aggregator | $25.00 | 7/23/2011 5:57:56 AM |
| kc8fot | $125.00 | 7/23/2011 8:34:23 AM |
| Mocaba | $250.00 | 7/23/2011 8:47:49 AM |
| spiff666 | $26.66 | 7/23/2011 8:50:25 AM |
| Iamatlast | $50.00 | 7/23/2011 9:22:50 AM |
| miboymat | $25.00 | 7/23/2011 9:50:07 AM |
| artisan369 | $300.00 | 7/23/2011 10:25:41 AM |
| compoundinterest | $50.00 | 7/21/2011 9:03:27 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:09 AM |
| dayahn | $25.00 | 7/21/2011 3:23:16 PM |
| vutah | $25.00 | 7/21/2011 5:35:39 PM |
| tomdooley12520 | $25.00 | 7/21/2011 9:37:56 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:04 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:32 AM |
| godfather4u | $300.00 | 7/22/2011 12:09:00 PM |
| foofightee | $25.00 | 7/22/2011 12:09:07 PM |
| gokart83 | $25.00 | 7/22/2011 1:18:08 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:12 PM |
| mg6619 | $25.00 | 7/22/2011 10:59:58 AM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:07:33 PM |
| sgt-schultz | $50.00 | 7/22/2011 12:02:02 PM |
| simeonthewhale | $49.00 | 7/22/2011 4:05:45 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:26:04 PM |
| market-pudding | $25.00 | 7/22/2011 4:36:46 PM |
| luckygreen10 | $100.00 | 7/22/2011 12:19:50 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:50:46 PM |
| peaceful-farmer | $50.00 | 7/22/2011 12:54:05 PM |
| Leshan | $100.00 | 7/22/2011 3:21:30 PM |
| pnace | $50.00 | 7/22/2011 5:37:21 PM |
| CaptainBlueberry | $25.00 | 7/22/2011 4:42:24 PM |
| fortytwo | $500.00 | 7/22/2011 4:37:09 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:27:12 PM |
| kind-forthright-repayment | $350.00 | 7/22/2011 6:56:22 PM |
| one2sojourn | $50.00 | 7/22/2011 7:15:45 PM |
| NobisEst | $50.00 | 7/22/2011 6:48:45 PM |
| availableloan | $25.00 | 7/22/2011 5:59:59 PM |
| Feyenoord | $25.00 | 7/22/2011 10:42:28 PM |
| kmwvma | $63.71 | 7/22/2011 8:23:07 PM |
| AJ6 | $29.81 | 7/22/2011 7:26:40 PM |
| debt-system880 | $25.00 | 7/22/2011 7:32:55 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:29 AM |
| MadHun | $300.00 | 7/22/2011 10:31:43 PM |
| grampy48 | $25.00 | 7/23/2011 3:46:37 AM |
| silver-dogwood4 | $25.00 | 7/22/2011 10:57:16 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:16 PM |
| cardminger | $100.00 | 7/23/2011 12:02:42 AM |
| loanman2007 | $100.00 | 7/23/2011 6:05:50 AM |
| JustMee | $25.00 | 7/23/2011 6:09:45 AM |
| DasMula | $27.00 | 7/23/2011 6:13:01 AM |
| silver-boots | $32.38 | 7/23/2011 5:13:41 AM |
| fallentimbers | $25.00 | 7/23/2011 5:44:42 AM |
| hellasow | $50.00 | 7/23/2011 8:50:31 AM |
| mspiggybank | $100.00 | 7/23/2011 2:15:25 AM |
| honeybee11 | $100.00 | 7/23/2011 4:04:04 AM |
| btormc5 | $50.00 | 7/23/2011 9:13:17 AM |
| shrewd-deal3 | $200.00 | 7/23/2011 4:33:43 AM |
| s270 | $100.00 | 7/23/2011 4:52:33 AM |
| mmullen2 | $50.00 | 7/23/2011 5:02:59 AM |
| friendinmoney | $25.00 | 7/23/2011 9:24:31 AM |
| thriller451 | $54.58 | 7/23/2011 10:01:59 AM |
| gold-fluffy-bunny4 | $50.00 | 7/23/2011 7:05:55 AM |
| CBO-Enterprise | $200.00 | 7/23/2011 8:47:02 AM |
| 77dowplace | $25.00 | 7/23/2011 9:21:31 AM |
| Lender0010 | $50.00 | 7/23/2011 9:38:26 AM |
| Attract | $26.67 | 7/23/2011 9:41:16 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
517476
This series of Notes was issued and sold upon the funding of the borrower loan #51793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $548.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 15y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,895 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-quark8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
|
Principal balance:
| $6,736.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to pay for my duaghter college tuition
Monthly net income: $15,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 7/22/2011 9:02:13 AM |
| worth-blanket2 | $5,950.00 | 7/22/2011 9:16:28 AM |
| social-hunter5 | $25.00 | 7/22/2011 9:04:07 AM |
| golffish2 | $25.00 | 7/22/2011 9:07:03 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517498
This series of Notes was issued and sold upon the funding of the borrower loan #51895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $324.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,365 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| faelanae |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Buh bye, credit cards
I've been slowly paying off my credit cards & it such a waste of money to keep the balance on all of these cards, with rates from 14-27%. So I'm looking for a consolidation loan to wipe them all out. If I am 100% funded, the monthly minimum payment for the Prosper loan will only be about $90 more than the total payments on all the cards. Totally doable.
As you can tell from my A rating, I've been successful with Prosper in the past. I've been employed with a great non-profit for about a year now, & I was hired by them two weeks after my last place of employment closed its doors. Even in this economy, we've been successful at raising enough money to keep adding staff.
Monthly net income: $3300
Monthly expenses: $2000
Housing: $500
Car Insurance: $90
Car (gas): $60
Utilities: $0
Phone: $90
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards: $252
Other expenses: $220
I appreciate your help and your attention. I promise you won't regret it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/22/2011 9:07:02 AM |
| MoneyForNothing | $25.00 | 7/22/2011 9:01:58 AM |
| MarvintheMartian | $40.00 | 7/22/2011 10:45:40 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:14 PM |
| GoGalt | $50.00 | 7/22/2011 8:57:59 PM |
| 77dowplace | $25.00 | 7/23/2011 9:23:36 AM |
| elasermd | $50.00 | 7/23/2011 3:05:04 PM |
| Leopoldine | $30.00 | 7/23/2011 1:55:02 PM |
| chameleon125 | $25.00 | 7/23/2011 2:21:32 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:53 PM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:10:05 PM |
| jmeasn | $25.00 | 7/23/2011 10:56:54 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:16:47 PM |
| invincible-platinum9 | $50.00 | 7/24/2011 7:11:09 AM |
| heerzaquestion | $50.00 | 7/24/2011 11:07:17 AM |
| jescowa | $50.00 | 7/24/2011 5:39:15 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:58:45 PM |
| refined-penny | $25.00 | 7/24/2011 1:00:37 PM |
| cjames84 | $25.00 | 7/24/2011 4:55:40 PM |
| genelinist | $25.00 | 7/25/2011 7:41:38 AM |
| Investoman | $500.00 | 7/24/2011 6:13:54 PM |
| competent-p2p | $50.00 | 7/25/2011 6:57:21 AM |
| GElender | $50.00 | 7/25/2011 5:37:34 AM |
| Boxster968 | $25.00 | 7/25/2011 5:41:48 AM |
| Pickmar | $25.00 | 7/25/2011 10:25:04 AM |
| CaptainBlueberry | $25.00 | 7/25/2011 6:53:16 AM |
| devoider | $25.46 | 7/25/2011 7:11:53 AM |
| asset-cougar0 | $25.00 | 7/25/2011 10:44:04 AM |
| agalt | $100.00 | 7/25/2011 7:51:25 AM |
| fortytwo | $200.00 | 7/25/2011 10:51:12 AM |
| Jamahl | $25.00 | 7/25/2011 11:18:22 AM |
| ansset | $25.00 | 7/25/2011 11:16:17 AM |
| Astyanax | $85.00 | 7/25/2011 11:59:37 AM |
| income-awakening6 | $25.00 | 7/25/2011 3:12:38 PM |
| C_Mark | $75.00 | 7/25/2011 4:31:20 PM |
| systematic-trade | $26.68 | 7/25/2011 3:14:46 PM |
| Gordon_Gekko1 | $25.00 | 7/25/2011 7:08:20 PM |
| forceful-duty178 | $200.00 | 7/25/2011 10:13:12 PM |
| TeamAmerica | $32.53 | 7/25/2011 11:15:21 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:56 PM |
| atlas100 | $25.00 | 7/26/2011 8:14:19 AM |
| janeybooboo | $25.00 | 7/26/2011 8:19:07 AM |
| secureincome | $1,500.00 | 7/26/2011 11:18:17 AM |
| Wild84Cats | $68.62 | 7/26/2011 11:41:05 AM |
| wlm3012 | $30.00 | 7/26/2011 4:35:37 PM |
| green-durability-tornado | $200.00 | 7/26/2011 5:08:10 PM |
| spiff666 | $26.66 | 7/26/2011 8:05:33 PM |
| HomerdohNY | $25.00 | 7/26/2011 8:59:06 PM |
| hostbank | $250.00 | 7/26/2011 9:03:47 PM |
| grampy48 | $25.00 | 7/27/2011 3:19:20 AM |
| One_Lolo | $25.00 | 7/27/2011 4:05:03 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:55 AM |
| damage | $25.00 | 7/27/2011 6:42:39 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:57 AM |
| britgsb | $50.00 | 7/27/2011 12:52:58 PM |
| GrowthAspirations | $42.67 | 7/27/2011 5:43:36 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:08 PM |
| Veets | $150.00 | 7/27/2011 7:09:14 PM |
| TennSquire | $50.00 | 7/28/2011 10:37:51 AM |
| velocity-flag | $25.00 | 7/28/2011 9:09:13 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:46:27 AM |
| newest-reliable-velocity | $25.00 | 7/28/2011 10:15:29 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:46:22 AM |
| martymaniaman | $25.00 | 7/28/2011 10:52:04 AM |
| BankofBeth | $25.00 | 7/28/2011 9:27:20 AM |
| x-lender | $32.00 | 7/28/2011 11:09:11 AM |
| compoundinterest | $50.00 | 7/22/2011 9:03:02 AM |
| CaptainBL | $50.00 | 7/22/2011 7:28:09 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:11 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:09 PM |
| einstein | $200.00 | 7/23/2011 4:35:53 PM |
| availableloan | $25.00 | 7/23/2011 1:30:49 PM |
| SolarMoonshine | $25.00 | 7/23/2011 4:57:29 PM |
| no_agenda_lender | $100.00 | 7/23/2011 6:13:03 PM |
| pound-balancer | $100.00 | 7/24/2011 7:00:46 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:58:01 PM |
| justice-circuitry0 | $100.00 | 7/24/2011 7:08:27 AM |
| Kaj | $50.00 | 7/24/2011 5:18:31 AM |
| WSTRDG | $25.00 | 7/24/2011 2:25:15 PM |
| plentiful-platinum5 | $50.00 | 7/24/2011 9:53:08 AM |
| setUup | $33.20 | 7/24/2011 10:25:08 AM |
| ivadood | $50.00 | 7/24/2011 10:45:04 AM |
| on_your_side | $37.72 | 7/24/2011 7:07:45 PM |
| cmg891 | $50.00 | 7/24/2011 7:26:49 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:05:01 PM |
| cunning-bill2 | $50.00 | 7/24/2011 4:28:53 PM |
| nickel-banshee | $50.29 | 7/25/2011 7:03:44 AM |
| syounker | $25.00 | 7/24/2011 5:54:39 PM |
| yield-seeker | $25.00 | 7/24/2011 6:30:45 PM |
| brittany | $100.00 | 7/24/2011 9:30:39 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:35:39 PM |
| RMB-Investments | $50.00 | 7/25/2011 8:17:51 AM |
| ptjg | $100.00 | 7/24/2011 10:21:03 PM |
| Christophe | $25.00 | 7/24/2011 8:26:36 PM |
| YesMoney | $25.00 | 7/24/2011 11:19:51 PM |
| CreditBuilder2 | $50.00 | 7/24/2011 10:44:14 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:23:02 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:46:40 AM |
| octoberfresh | $25.00 | 7/25/2011 10:08:05 AM |
| penny-finder | $25.42 | 7/25/2011 10:33:56 AM |
| garlicguy | $100.00 | 7/25/2011 2:26:16 PM |
| manfromMaine | $64.03 | 7/25/2011 2:34:52 PM |
| market-pudding | $25.00 | 7/25/2011 12:20:25 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:48:05 PM |
| LibbyZ | $50.00 | 7/25/2011 2:42:54 PM |
| KClender | $25.00 | 7/25/2011 1:23:04 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:17 PM |
| wilchik | $30.00 | 7/25/2011 7:45:12 PM |
| Mowine4me | $30.00 | 7/26/2011 7:16:23 AM |
| platinum-rapture6 | $100.00 | 7/25/2011 9:06:40 PM |
| asset-reaction | $50.00 | 7/26/2011 10:03:56 AM |
| janeybooboo | $25.00 | 7/26/2011 8:19:18 AM |
| red-favorable-basis | $25.00 | 7/26/2011 9:14:01 AM |
| caelanmac | $94.22 | 7/26/2011 8:25:45 AM |
| marketplace-kingdom | $200.00 | 7/26/2011 9:54:32 AM |
| axl163 | $25.00 | 7/26/2011 10:49:45 AM |
| dayahn | $200.00 | 7/26/2011 11:41:54 AM |
| friendinmoney | $25.00 | 7/26/2011 2:27:28 PM |
| pnace | $50.00 | 7/26/2011 1:12:39 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:58 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:22:25 PM |
| Tradesmanlender | $50.00 | 7/26/2011 5:09:16 PM |
| lovely-greenback4 | $25.00 | 7/26/2011 4:33:07 PM |
| WeshaTheLeopard | $25.00 | 7/26/2011 11:28:57 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:47 AM |
| Tscheddar | $25.00 | 7/27/2011 4:21:36 AM |
| The-Lighthouse-Group | $25.00 | 7/27/2011 5:02:07 AM |
| 420limo | $50.00 | 7/27/2011 6:37:27 AM |
| pearl13 | $100.00 | 7/27/2011 9:17:06 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:10 AM |
| heavy_ax | $25.00 | 7/27/2011 2:07:12 PM |
| unrivaled-income5 | $50.00 | 7/27/2011 5:03:01 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:38 PM |
| Corlei | $25.00 | 7/27/2011 4:24:20 PM |
| janeybooboo | $25.00 | 7/28/2011 5:30:25 AM |
| ChristopherHS | $25.00 | 7/28/2011 12:52:42 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:37 PM |
| FinDoc | $25.00 | 7/28/2011 6:22:17 AM |
| Kame | $25.00 | 7/28/2011 4:06:57 AM |
| nickel-hickory | $200.00 | 7/28/2011 10:46:34 AM |
| wwialnlgy | $98.22 | 7/28/2011 9:17:06 AM |
| abundant-marketplace436 | $50.00 | 7/28/2011 11:22:09 AM |
| wwwUniversal | $25.00 | 7/28/2011 11:22:27 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:26:29 AM |
| Cover4 | $25.00 | 7/28/2011 10:52:20 AM |
| nickel-ferret | $50.00 | 7/28/2011 10:55:41 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
517512
This series of Notes was issued and sold upon the funding of the borrower loan #51891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 23y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,096 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-note-paradise |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
640-659
(Sep-2008)
|
|
Principal balance:
| $404.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt Consol_Forclosed Purchase
Purpose of loan:
This loan will be used debt consolidation and renovation on a foreclosed property I am getting ready to purchase
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time this will be not different.
Monthly net income: $9500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:54 PM |
| investment-artist | $25.01 | 7/21/2011 5:02:21 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:44 PM |
| Wangchuk | $35.00 | 7/21/2011 9:19:00 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:36 AM |
| kendigme | $25.00 | 7/22/2011 2:42:42 AM |
| outofoffice | $50.00 | 7/22/2011 10:12:43 AM |
| samo102us | $25.00 | 7/22/2011 9:25:34 AM |
| clean-fund | $75.00 | 7/22/2011 11:06:49 AM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:25 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:14 AM |
| DoctorJoe | $25.00 | 7/22/2011 1:18:55 PM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:30:03 AM |
| PaulW | $25.00 | 7/22/2011 12:30:17 PM |
| shawnw2 | $750.00 | 7/22/2011 1:40:26 PM |
| wisconsinvestor | $50.00 | 7/22/2011 3:48:01 PM |
| Cybercusp | $25.00 | 7/22/2011 4:39:15 PM |
| loanman2007 | $300.00 | 7/22/2011 5:44:53 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:06 PM |
| 113121 | $871.93 | 7/22/2011 5:42:21 PM |
| Integrity1st | $25.22 | 7/22/2011 5:07:04 PM |
| 113121 | $1,000.00 | 7/22/2011 5:38:24 PM |
| AlternativeCashFlow | $44.79 | 7/22/2011 9:29:57 PM |
| DasMula | $57.00 | 7/22/2011 7:22:40 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:02 PM |
| Moe87 | $25.00 | 7/23/2011 5:42:54 AM |
| calbertrand | $25.00 | 7/23/2011 6:33:46 AM |
| Whipster | $60.00 | 7/23/2011 6:48:06 AM |
| radforj22 | $25.00 | 7/23/2011 7:22:58 AM |
| poeman | $50.00 | 7/23/2011 11:02:31 AM |
| janeybooboo | $25.00 | 7/23/2011 10:24:20 AM |
| edaguy | $50.00 | 7/23/2011 2:27:33 PM |
| reflective-rupee | $250.00 | 7/23/2011 12:05:23 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:46 PM |
| rvfbroker | $25.00 | 7/24/2011 9:43:54 AM |
| listing-bada-bing | $50.00 | 7/23/2011 11:03:49 PM |
| Kaj | $35.00 | 7/24/2011 2:17:55 PM |
| heavenly-interest9 | $200.00 | 7/24/2011 5:16:34 PM |
| organic-treasure | $63.79 | 7/24/2011 2:19:28 PM |
| loss-of-control | $100.00 | 7/24/2011 6:30:19 PM |
| ckatak | $50.00 | 7/24/2011 10:50:07 PM |
| market-pudding | $25.00 | 7/25/2011 9:49:19 AM |
| leverage-monger | $25.00 | 7/25/2011 9:14:27 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:14 PM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:54:22 AM |
| vutah | $25.00 | 7/25/2011 2:31:36 PM |
| lendstats_com | $500.00 | 7/25/2011 6:30:33 PM |
| help4u | $25.00 | 7/25/2011 6:07:53 PM |
| five-star-note | $150.00 | 7/26/2011 6:00:14 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:41 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:38:35 PM |
| janeybooboo | $25.00 | 7/26/2011 8:18:07 AM |
| thankful-nickel2 | $25.00 | 7/26/2011 6:29:25 AM |
| five-star-justice | $25.00 | 7/26/2011 1:43:31 PM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:09 AM |
| economy-producer | $25.00 | 7/26/2011 3:47:26 PM |
| wlm3012 | $50.00 | 7/26/2011 4:30:31 PM |
| irrelevant | $25.00 | 7/26/2011 9:27:28 PM |
| coldfuzion | $58.59 | 7/26/2011 10:03:39 PM |
| Tkhalaska | $25.00 | 7/26/2011 10:14:01 PM |
| britgsb | $50.00 | 7/26/2011 10:17:37 PM |
| beest | $144.11 | 7/27/2011 5:13:22 AM |
| Easystreet | $25.00 | 7/27/2011 2:39:23 AM |
| agiovasil | $25.00 | 7/27/2011 7:07:52 AM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:46 AM |
| 420limo | $163.17 | 7/27/2011 6:38:32 AM |
| green-transaction-charmer | $56.14 | 7/27/2011 9:11:20 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:43:19 AM |
| treasure-bliss | $25.00 | 7/27/2011 5:37:29 AM |
| well-mannered-income3 | $90.00 | 7/27/2011 8:11:34 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:12 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:07 AM |
| wwialnlgy | $100.00 | 7/27/2011 4:22:08 PM |
| exchange-upholder0 | $25.00 | 7/27/2011 10:42:48 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:43 PM |
| yf99yz | $43.00 | 7/27/2011 5:05:17 PM |
| handy-justice | $100.00 | 7/27/2011 5:59:15 PM |
| credit-meteor7 | $50.00 | 7/27/2011 7:21:48 PM |
| orange-leverage-phoenix | $50.00 | 7/27/2011 4:57:58 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:44 PM |
| dynrep | $100.00 | 7/27/2011 7:38:11 PM |
| FL-Lender | $25.58 | 7/27/2011 5:22:38 PM |
| shrewd-income | $153.00 | 7/27/2011 9:44:10 PM |
| best-generosity-financier | $25.00 | 7/27/2011 10:10:55 PM |
| grove064 | $100.00 | 7/27/2011 8:36:05 PM |
| red-favorable-basis | $25.00 | 7/27/2011 8:41:51 PM |
| availableloan | $25.00 | 7/27/2011 8:47:45 PM |
| the-discrete-income | $33.00 | 7/28/2011 3:14:33 AM |
| heerzaquestion | $75.00 | 7/28/2011 3:49:31 AM |
| Cory79 | $27.97 | 7/27/2011 7:21:07 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:58 PM |
| vigilance-searcher | $25.00 | 7/28/2011 6:45:05 AM |
| let_me_retire | $100.00 | 7/28/2011 3:26:24 AM |
| supreme-hope | $25.00 | 7/28/2011 7:13:13 AM |
| Feyenoord | $25.00 | 7/27/2011 9:15:28 PM |
| jpac1066 | $25.00 | 7/28/2011 6:10:58 AM |
| Kame | $25.00 | 7/28/2011 4:05:22 AM |
| golffish2 | $50.00 | 7/28/2011 4:23:00 AM |
| The-Lighthouse-Group | $25.00 | 7/28/2011 5:30:31 AM |
| Katburg | $25.00 | 7/28/2011 5:32:24 AM |
| PleaseDontDefault | $50.00 | 7/28/2011 7:13:55 AM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:40 PM |
| magnetic-dedication3 | $25.00 | 7/21/2011 5:21:59 PM |
| MoneyForNothing | $60.00 | 7/21/2011 5:02:03 PM |
| falcon88dp | $25.00 | 7/21/2011 5:02:15 PM |
| credit-coach118 | $25.00 | 7/21/2011 5:04:37 PM |
| tech310 | $50.00 | 7/21/2011 8:48:20 PM |
| bullish2bearish | $133.00 | 7/21/2011 8:44:04 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:05 PM |
| Bank_Of_XL | $25.00 | 7/22/2011 6:11:28 AM |
| handshake5 | $100.00 | 7/22/2011 12:57:34 AM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:06 AM |
| chameleon125 | $50.00 | 7/22/2011 6:14:03 AM |
| janeybooboo | $150.00 | 7/22/2011 8:07:32 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:29 AM |
| Enz0 | $31.12 | 7/22/2011 9:28:03 AM |
| dfealk | $100.00 | 7/22/2011 9:41:25 AM |
| reflective-rupee | $750.09 | 7/22/2011 9:53:36 AM |
| Mikale360 | $25.00 | 7/22/2011 9:12:55 PM |
| Kash2010lu | $25.00 | 7/22/2011 6:55:44 PM |
| MadHun | $200.00 | 7/22/2011 10:42:38 PM |
| kendigme | $25.00 | 7/23/2011 5:37:29 AM |
| JCM_MN | $40.00 | 7/23/2011 7:12:30 AM |
| hellasow | $75.00 | 7/23/2011 8:34:37 AM |
| janeybooboo | $25.00 | 7/23/2011 10:24:45 AM |
| CoolPlexer | $25.00 | 7/23/2011 9:19:33 AM |
| s270 | $75.00 | 7/23/2011 12:19:53 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:21 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:57 AM |
| janeybooboo | $50.00 | 7/23/2011 10:25:08 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:27 PM |
| redwraith | $100.00 | 7/23/2011 3:03:14 PM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:51:02 PM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:22 PM |
| grnii78 | $200.00 | 7/24/2011 5:39:33 AM |
| setUup | $32.20 | 7/24/2011 10:59:54 AM |
| rustysailor | $25.00 | 7/24/2011 1:35:07 AM |
| sweetlan | $25.07 | 7/24/2011 11:29:09 AM |
| pnace | $50.00 | 7/24/2011 12:12:18 PM |
| cathexis | $25.00 | 7/24/2011 11:09:26 AM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:16 PM |
| whitegold24k | $250.00 | 7/24/2011 9:07:09 PM |
| resource777 | $25.00 | 7/24/2011 2:25:59 PM |
| FarmersBank | $25.00 | 7/24/2011 10:01:42 PM |
| sgt-schultz | $30.00 | 7/25/2011 6:28:24 AM |
| simplelender80 | $500.00 | 7/24/2011 9:27:17 PM |
| a-fund-doctor | $25.00 | 7/25/2011 8:11:39 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:45 PM |
| ptjg | $100.00 | 7/24/2011 10:21:02 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:38 AM |
| kulender | $100.00 | 7/25/2011 10:42:41 AM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:22 PM |
| itskarma | $25.25 | 7/25/2011 5:24:12 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:19 PM |
| kendigme | $50.00 | 7/26/2011 3:17:33 AM |
| economy-coup | $100.00 | 7/25/2011 8:54:27 PM |
| return-rocket9 | $25.00 | 7/25/2011 9:31:26 PM |
| dcshobby | $25.00 | 7/25/2011 7:45:59 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:42 PM |
| pearl13 | $100.00 | 7/26/2011 9:02:33 AM |
| glroark | $100.00 | 7/26/2011 6:11:36 AM |
| Leshan | $144.11 | 7/26/2011 6:47:11 AM |
| janeybooboo | $25.00 | 7/26/2011 8:18:18 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:21 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:33 AM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:49 AM |
| SNH | $25.00 | 7/26/2011 2:11:41 PM |
| CA-Lender | $125.07 | 7/26/2011 11:32:11 AM |
| natural-point1 | $25.00 | 7/26/2011 4:10:04 PM |
| The-Helper | $25.00 | 7/26/2011 7:18:31 PM |
| p2ploan-sensation211 | $50.00 | 7/26/2011 6:51:36 PM |
| monstersdad | $50.00 | 7/27/2011 1:04:03 AM |
| jpac1066 | $100.00 | 7/26/2011 7:25:06 PM |
| careful-return0 | $25.00 | 7/27/2011 6:57:47 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:17 AM |
| bigphish | $25.00 | 7/27/2011 7:19:44 AM |
| professional-integrity | $34.70 | 7/27/2011 9:39:32 AM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:23 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:20 PM |
| eclicknsave | $25.00 | 7/27/2011 1:29:28 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:52:12 PM |
| Zoramite | $25.00 | 7/27/2011 5:46:18 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:46:27 PM |
| brightest-benjamins-onator | $50.00 | 7/27/2011 7:51:47 PM |
| Saleen06 | $30.00 | 7/27/2011 8:17:29 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:33 PM |
| Astyanax | $100.00 | 7/27/2011 10:22:00 PM |
| britgsb | $100.00 | 7/27/2011 11:05:15 PM |
| DrunkenMic | $25.00 | 7/27/2011 11:12:06 PM |
| serene-capital | $40.00 | 7/27/2011 11:27:10 PM |
| shrewd-income | $100.00 | 7/27/2011 9:53:43 PM |
| blissful-finance7 | $40.00 | 7/28/2011 5:12:29 AM |
| mikeandcat | $200.00 | 7/28/2011 5:39:27 AM |
| RecoveryLender | $25.00 | 7/28/2011 6:24:49 AM |
| optionscashflow | $25.00 | 7/27/2011 11:01:25 PM |
| credit-coach118 | $35.00 | 7/27/2011 11:04:06 PM |
| stonehillloans | $25.00 | 7/28/2011 3:57:48 AM |
| fireman4 | $27.00 | 7/28/2011 6:23:31 AM |
| first-serene-credit | $25.00 | 7/28/2011 6:41:00 AM |
| thriller451 | $60.09 | 7/28/2011 7:18:29 AM |
| 200 Investments
|
Borrower Payment Dependent Notes Series
517514
This series of Notes was issued and sold upon the funding of the borrower loan #51804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 9m |
|
Amount delinquent:
| $580 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-tough-durability |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Best Friend's Wedding
Purpose of loan:
This loan will be used to...Pay for plane fare, auto repairs and wedding gift.
My financial situation:
I am a good candidate for this loan because...I have a good paying job, very little expenses and NO debt. I also do odd jobs that provide an additional $75-$350/month in undeclared income. I am just not able to save the money fast enough for this special event.
Monthly net income: $2000
Monthly expenses: $1635
Housing: $600
Insurance: $75
Car expenses: $150
Utilities: $50
Phone, cable, internet: $85
Food, entertainment: $600
Clothing, household expenses: $75
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,000.00 | 7/21/2011 5:17:02 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517548
This series of Notes was issued and sold upon the funding of the borrower loan #51854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $437.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,603 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| self-reliant-responsibility9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jul-2010)
|
|
Principal balance:
| $6,511.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Quick pay-off of credit card
Purpose of loan:
This loan will be used to pay off my last remaining credit card that is carrying a larger balance. I have worked hard to build and maintain excellent credit and although I have the financial means to continue paying this card (and at more than the minimum required payment each month), it financially makes sense for me to obtain this loan at a lower interest rate and get the card paid off in significantly less time than I would under the current terms.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and, in fact, the loan payment for this loan will be only approximately $20 more per month than what I currently pay on this credit card so it will not be at all difficult to support. I am working hard to pay off this last piece of large debt in order to save for a larger home to accommodate my growing family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/22/2011 9:07:03 AM |
| compoundinterest | $50.00 | 7/22/2011 9:03:04 AM |
| MarvintheMartian | $40.00 | 7/22/2011 10:44:03 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:14 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:10 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:12 AM |
| chameleon125 | $25.00 | 7/23/2011 2:25:17 PM |
| einstein | $200.00 | 7/23/2011 4:38:43 PM |
| LateOneNight | $53.73 | 7/23/2011 2:55:58 PM |
| luann199 | $37.00 | 7/23/2011 3:57:35 PM |
| SolarMoonshine | $25.00 | 7/23/2011 1:55:15 PM |
| no_agenda_lender | $100.00 | 7/23/2011 6:12:19 PM |
| jazzlender | $50.00 | 7/24/2011 7:50:16 AM |
| ore-dojo | $35.00 | 7/24/2011 8:16:58 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:11:12 PM |
| dor | $30.00 | 7/23/2011 11:24:06 PM |
| refined-penny | $25.00 | 7/24/2011 1:06:35 PM |
| Kaj | $50.00 | 7/24/2011 2:12:18 PM |
| Solid-Platinum | $100.00 | 7/24/2011 4:43:06 PM |
| musegaze | $150.00 | 7/24/2011 9:50:27 AM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:09:06 AM |
| booie | $25.00 | 7/24/2011 11:20:08 AM |
| _NaLNaBB | $300.00 | 7/24/2011 9:28:26 PM |
| WSTRDG | $25.00 | 7/24/2011 2:26:41 PM |
| encouraging-cash4 | $25.00 | 7/24/2011 1:46:50 PM |
| qsolo | $125.00 | 7/24/2011 5:24:39 PM |
| cjames84 | $25.00 | 7/24/2011 4:53:59 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:52 AM |
| payment-halo | $25.00 | 7/24/2011 9:13:21 PM |
| GElender | $25.00 | 7/25/2011 5:43:06 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:26:31 AM |
| p2p-eagle9 | $25.00 | 7/25/2011 7:37:50 AM |
| artisan369 | $200.00 | 7/25/2011 9:26:00 AM |
| a-community-aficionado | $100.00 | 7/25/2011 12:16:49 PM |
| Astyanax | $125.00 | 7/25/2011 12:13:06 PM |
| KClender | $25.00 | 7/25/2011 1:24:26 PM |
| jubilant-durability9 | $50.00 | 7/25/2011 1:38:35 PM |
| pthighs | $50.00 | 7/25/2011 2:38:51 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:18 PM |
| unrivaled-income5 | $50.00 | 7/25/2011 3:00:10 PM |
| LibbyZ | $85.62 | 7/25/2011 3:09:16 PM |
| penny-finder | $29.11 | 7/25/2011 5:24:24 PM |
| unrivaled-gain8 | $50.00 | 7/25/2011 3:00:35 PM |
| income-awakening6 | $25.00 | 7/25/2011 3:13:19 PM |
| Warwick | $250.00 | 7/25/2011 10:18:07 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:22:16 PM |
| thrifty-dedication | $50.00 | 7/25/2011 8:34:22 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:47 PM |
| Gordon_Gekko1 | $25.00 | 7/26/2011 9:38:36 AM |
| red-favorable-basis | $25.00 | 7/26/2011 6:37:38 AM |
| pnace | $50.00 | 7/26/2011 1:12:40 PM |
| excellent-loan8 | $25.00 | 7/26/2011 11:24:38 AM |
| friendinmoney | $25.00 | 7/26/2011 2:27:58 PM |
| astute-dollar | $50.00 | 7/27/2011 5:21:51 AM |
| dbs | $25.00 | 7/26/2011 9:00:55 PM |
| britgsb | $30.00 | 7/27/2011 12:52:59 PM |
| janeybooboo | $50.00 | 7/27/2011 7:00:36 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:31:18 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:09 PM |
| janeybooboo | $25.00 | 7/27/2011 6:59:50 PM |
| janeybooboo | $25.00 | 7/27/2011 7:00:00 PM |
| wwialnlgy | $100.00 | 7/28/2011 11:22:51 AM |
| grampy48 | $25.00 | 7/28/2011 1:11:27 PM |
| pound-balancer | $100.00 | 7/22/2011 9:14:22 AM |
| reflective-rupee | $200.09 | 7/22/2011 10:10:22 AM |
| availableloan | $25.00 | 7/22/2011 6:11:34 PM |
| 77dowplace | $25.00 | 7/23/2011 9:23:55 AM |
| CreditBuilder2 | $100.00 | 7/23/2011 1:16:00 PM |
| novice-speculator | $25.00 | 7/23/2011 12:31:02 PM |
| Leopoldine | $25.00 | 7/23/2011 8:03:43 PM |
| CE88 | $25.00 | 7/23/2011 2:05:37 PM |
| RedantFinance | $25.00 | 7/23/2011 2:53:07 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:54 PM |
| Money_Hog | $25.00 | 7/23/2011 6:37:29 PM |
| sincere-balance | $25.00 | 7/23/2011 4:46:17 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:29:46 PM |
| setUup | $33.20 | 7/24/2011 10:22:41 AM |
| ConcreteOne | $25.00 | 7/24/2011 5:55:32 AM |
| repaymeplease | $25.00 | 7/24/2011 1:23:09 PM |
| NekHoldings | $25.00 | 7/24/2011 6:16:20 AM |
| ockid007 | $50.00 | 7/24/2011 8:17:26 AM |
| polka2002 | $30.00 | 7/24/2011 11:19:33 AM |
| cmg891 | $52.82 | 7/24/2011 7:26:38 PM |
| superb-funds335 | $26.00 | 7/24/2011 1:03:45 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:26 PM |
| authoritative-capital | $25.00 | 7/24/2011 5:41:08 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:04:02 PM |
| YesMoney | $25.00 | 7/24/2011 11:14:14 PM |
| secureincome | $1,900.00 | 7/24/2011 9:54:44 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 9:23:45 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:07:37 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:23:51 AM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:47 AM |
| market-pudding | $25.00 | 7/25/2011 12:19:37 PM |
| C_Mark | $100.00 | 7/25/2011 4:35:37 PM |
| income-buffalo1 | $200.00 | 7/25/2011 6:24:27 PM |
| capital-party6 | $200.00 | 7/25/2011 9:32:13 PM |
| proud-silver0 | $114.00 | 7/25/2011 9:58:27 PM |
| GatorsFan | $50.00 | 7/26/2011 7:31:34 AM |
| credit-investor5 | $50.00 | 7/26/2011 8:53:14 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:57 PM |
| hopeful-truth5 | $75.00 | 7/26/2011 11:16:04 AM |
| focused-return366 | $25.00 | 7/26/2011 10:23:52 AM |
| octoberfresh | $25.00 | 7/26/2011 11:11:41 AM |
| Dollars4Rent | $25.00 | 7/26/2011 12:50:20 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:26:24 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:58 PM |
| hostbank | $250.00 | 7/26/2011 9:03:48 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:48 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:56 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:11 AM |
| fortytwo | $100.00 | 7/27/2011 11:42:44 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:39 PM |
| pearl13 | $100.00 | 7/27/2011 4:22:04 PM |
| leodaguy | $100.00 | 7/27/2011 10:48:57 AM |
| heavy_ax | $25.00 | 7/27/2011 2:07:12 PM |
| janeybooboo | $50.00 | 7/27/2011 6:59:43 PM |
| imdave4me | $75.74 | 7/28/2011 1:29:09 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:37 PM |
| Kame | $25.00 | 7/28/2011 4:06:58 AM |
| jpblan11 | $25.00 | 7/28/2011 11:17:52 AM |
| TennSquire | $50.00 | 7/28/2011 10:37:51 AM |
| BankofBeth | $25.00 | 7/28/2011 9:34:34 AM |
| ChrisProsper | $4,125.00 | 7/28/2011 2:10:04 PM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
517566
This series of Notes was issued and sold upon the funding of the borrower loan #51792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,855 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wmwh52 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Church Deacon to be a blessing!
Purpose of loan:
This loan will be used to...
Our 3 yr church is ready to move into its own building. What we have available will cover the cost of the building and other cost;however, we require chairs and other furniture immediately.
My financial situation: Good, and I am backed by my church in support of paying this note.
I am a good candidate for this loan because...
Again, I am backed by my church and would have this note paid before time.
Monthly net income: $8000
Monthly expenses: $4600
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/21/2011 5:02:42 PM |
| worth-blanket2 | $7,475.00 | 7/21/2011 5:22:01 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
517620
This series of Notes was issued and sold upon the funding of the borrower loan #51824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1975 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 17y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,173 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-emperor |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...make home improvement
My financial situation:
I am a good candidate for this loan because...I paid off my previous loan through Prosper in a timely manner. In addition, the first loan was paid off before the due date. Finally, Propser sent an e-mail with an invitation to take out another loan because I paid off the first one in a timely manner.
Monthly net income: $ 95, 000
Monthly expenses: $
Housing: $1,650.00 (mortgage)
Insurance: $ escrowed within the mortgage
Car expenses: $ none oil change only
Utilities: $ 300 average
Phone, cable, internet: $161.00
Food, entertainment: $100
Clothing, household expenses: $ 100
Credit cards and other loans: $300+
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 7/28/2011 9:03:08 AM |
| reflective-rupee | $200.09 | 7/28/2011 9:11:11 AM |
| marinbb | $100.00 | 7/28/2011 9:08:10 AM |
| janeybooboo | $200.00 | 7/28/2011 9:17:05 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:08 AM |
| Milonguero | $100.00 | 7/28/2011 9:31:08 AM |
| NekHoldings | $25.00 | 7/28/2011 9:02:18 AM |
| Kash2010lu | $25.00 | 7/28/2011 9:16:13 AM |
| lucrative-loan | $60.00 | 7/28/2011 9:00:51 AM |
| CA-Lender | $25.07 | 7/28/2011 9:52:39 AM |
| SolarMoonshine | $50.00 | 7/28/2011 9:58:29 AM |
| Feyenoord | $25.00 | 7/28/2011 9:02:14 AM |
| credit-missile | $110.00 | 7/28/2011 10:18:50 AM |
| worth-blanket2 | $1,564.84 | 7/28/2011 10:22:10 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
517722
This series of Notes was issued and sold upon the funding of the borrower loan #51766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 19y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,672 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-mangrove |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
I make my debt payments on time and this will make it easier for me to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| principal-star | $25.00 | 7/22/2011 5:02:02 PM |
| kind-charming-value | $2,000.00 | 7/22/2011 5:06:20 PM |
| DHolly | $25.00 | 7/22/2011 5:45:43 PM |
| income-awakening6 | $25.00 | 7/22/2011 5:02:22 PM |
| Dubbs360 | $25.00 | 7/22/2011 5:02:29 PM |
| Kash2010lu | $25.00 | 7/22/2011 6:57:07 PM |
| reflective-rupee | $1,000.09 | 7/22/2011 5:11:41 PM |
| persistent-value188 | $25.00 | 7/22/2011 7:42:58 PM |
| shrewd-income | $300.00 | 7/22/2011 5:55:27 PM |
| lasalle123 | $100.00 | 7/22/2011 7:28:42 PM |
| restless-dime | $200.00 | 7/22/2011 9:12:06 PM |
| Rogelio48 | $35.00 | 7/23/2011 7:17:16 AM |
| credit-missile | $35.00 | 7/23/2011 8:31:09 AM |
| penny-surgeon | $25.00 | 7/23/2011 10:28:33 PM |
| payment-halo | $25.00 | 7/23/2011 9:00:36 PM |
| LOAN_DOC | $50.00 | 7/24/2011 1:49:26 PM |
| wkeboarder21 | $100.00 | 7/24/2011 3:16:18 PM |
| Wangchuk | $25.01 | 7/24/2011 9:16:11 AM |
| loss-of-control | $100.00 | 7/24/2011 6:31:44 PM |
| ibndalight | $25.00 | 7/24/2011 9:54:00 PM |
| nickel-hickory | $100.00 | 7/25/2011 9:15:12 AM |
| millionaireat40 | $32.94 | 7/25/2011 8:15:57 AM |
| nickel-hickory | $100.00 | 7/25/2011 9:15:16 AM |
| market-pudding | $25.00 | 7/25/2011 9:47:56 AM |
| sparkling-interest1 | $25.00 | 7/25/2011 9:59:24 AM |
| first-dinero-paladin | $100.00 | 7/25/2011 2:20:00 PM |
| seanickson | $25.00 | 7/25/2011 3:07:48 PM |
| fortytwo | $50.00 | 7/25/2011 10:58:35 AM |
| careful-compassion | $25.00 | 7/25/2011 3:48:20 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:47:25 PM |
| natural-trade7 | $50.00 | 7/25/2011 5:08:28 PM |
| palace2 | $109.50 | 7/26/2011 5:37:22 AM |
| JustMee | $25.00 | 7/26/2011 6:10:49 AM |
| dsgfl1 | $60.00 | 7/26/2011 6:46:24 AM |
| Iwillhuntyoudown | $25.00 | 7/25/2011 11:38:13 PM |
| DasMula | $57.00 | 7/26/2011 8:10:14 AM |
| NolockHolmes | $50.00 | 7/26/2011 12:33:24 PM |
| p2ploan-sensation211 | $46.34 | 7/26/2011 10:38:35 AM |
| flwah | $25.00 | 7/26/2011 2:02:19 PM |
| janeybooboo | $25.00 | 7/26/2011 2:40:35 PM |
| janeybooboo | $25.00 | 7/26/2011 2:41:00 PM |
| penny-champ5 | $25.00 | 7/26/2011 11:59:27 AM |
| nickel-hickory | $40.00 | 7/26/2011 3:29:36 PM |
| let_me_retire | $100.00 | 7/26/2011 12:26:36 PM |
| nickel-hickory | $100.00 | 7/26/2011 3:41:48 PM |
| otto1939 | $51.00 | 7/26/2011 4:21:47 PM |
| golden-velocity9 | $25.00 | 7/26/2011 3:31:55 PM |
| itskarma | $25.25 | 7/26/2011 2:43:34 PM |
| gslinv | $25.00 | 7/26/2011 2:57:04 PM |
| worldly-investment333 | $50.00 | 7/26/2011 4:54:28 PM |
| wlm3012 | $30.00 | 7/26/2011 4:08:15 PM |
| palace2 | $300.00 | 7/26/2011 5:26:07 PM |
| ideal-marketplace8 | $25.00 | 7/26/2011 5:26:56 PM |
| giggyman | $50.00 | 7/26/2011 5:02:04 PM |
| bullish2bearish | $125.00 | 7/22/2011 6:03:04 PM |
| loanman2007 | $200.00 | 7/22/2011 5:38:36 PM |
| AlternativeCashFlow | $44.79 | 7/22/2011 9:27:20 PM |
| credit-missile | $75.00 | 7/22/2011 8:08:26 PM |
| DasMula | $27.00 | 7/22/2011 10:11:35 PM |
| alexgalt | $25.00 | 7/22/2011 9:06:59 PM |
| alexgalt | $25.00 | 7/22/2011 9:12:18 PM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:12 AM |
| spiff666 | $26.66 | 7/23/2011 8:52:32 AM |
| Bank42 | $25.00 | 7/23/2011 8:36:29 AM |
| dynrep | $150.00 | 7/23/2011 11:10:47 AM |
| well-mannered-income3 | $100.00 | 7/23/2011 1:17:20 PM |
| Investor_DP | $100.00 | 7/24/2011 4:11:57 AM |
| JustMee | $25.00 | 7/24/2011 7:13:22 AM |
| newest-funds-powerplant | $25.00 | 7/23/2011 7:00:13 PM |
| leverage-monger | $55.00 | 7/24/2011 12:16:59 PM |
| profit-powerplant | $25.00 | 7/24/2011 5:18:12 PM |
| TeaHouseFinance | $35.70 | 7/25/2011 4:18:26 AM |
| economy-huckleberry0 | $25.00 | 7/25/2011 7:29:02 AM |
| simplelender80 | $750.00 | 7/24/2011 9:12:32 PM |
| alexgalt | $25.00 | 7/24/2011 9:37:24 PM |
| nickel-hickory | $100.00 | 7/25/2011 9:15:20 AM |
| nickel-hickory | $100.00 | 7/25/2011 9:15:24 AM |
| sgt-schultz | $35.00 | 7/25/2011 6:28:04 AM |
| frogperson | $100.00 | 7/25/2011 7:50:56 AM |
| nickel-hickory | $100.00 | 7/25/2011 9:15:08 AM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:03 AM |
| Bob450 | $25.00 | 7/25/2011 12:43:30 PM |
| nickel-hickory | $100.00 | 7/25/2011 4:39:20 PM |
| exchange-upholder0 | $25.00 | 7/25/2011 4:47:21 PM |
| Legally_Blonde | $25.00 | 7/25/2011 6:38:19 PM |
| sturdy-peace9 | $100.00 | 7/25/2011 4:00:08 PM |
| buffalobills | $25.00 | 7/25/2011 9:08:17 PM |
| tnjohnso | $25.00 | 7/26/2011 9:17:55 AM |
| rjcoutur2001 | $44.92 | 7/26/2011 4:15:27 AM |
| fireferd | $40.00 | 7/26/2011 10:25:09 AM |
| leverage-monger | $25.00 | 7/26/2011 2:40:08 PM |
| janeybooboo | $25.00 | 7/26/2011 2:40:51 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:10 PM |
| Leopoldine | $25.00 | 7/26/2011 2:45:54 PM |
| sweetlan | $50.07 | 7/26/2011 11:55:07 AM |
| roguewinner | $25.00 | 7/26/2011 3:31:01 PM |
| diplomatic-wealth7 | $25.00 | 7/26/2011 3:46:21 PM |
| palace2 | $147.20 | 7/26/2011 2:46:36 PM |
| hookUup | $27.32 | 7/26/2011 1:37:47 PM |
| yield-hut | $50.00 | 7/26/2011 4:28:35 PM |
| katnmouse | $25.00 | 7/26/2011 4:33:45 PM |
| basis-hero8 | $25.00 | 7/26/2011 4:58:56 PM |
| janeybooboo | $25.00 | 7/26/2011 2:40:43 PM |
| exchange-mover2 | $203.43 | 7/26/2011 4:23:50 PM |
| dynrep | $250.00 | 7/26/2011 5:22:24 PM |
| zone6 | $100.00 | 7/26/2011 5:34:14 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
517748
This series of Notes was issued and sold upon the funding of the borrower loan #51794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,107 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| goshenlender |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Home Improvement Help
Purpose of loan: To update bathroom and kitchen. To solve plumbing problems throughout home.
My financial situation:
I am a good candidate for this loan because I am a professional working in the financial services industry for a stable, solid company with good fundamentals.
I have borrowed from Prosper lenders before and have paid off the loan way before it was due. All of my payments were on time and it was a great experience.
My monthly expenses-to-income ratio is at a very good level, so I have sufficiently excess funds to pay off my debt obligations.
Monthly net income: $5,900
Monthly expenses: $2,315
Housing: $400
Insurance: $150
Car expenses: $200
Utilities: $175
Phone, cable, internet: $115
Food, entertainment: $400
Clothing, household expenses: $275
Credit cards and other loans: $525
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| krd_Chicago | $40.00 | 7/22/2011 5:02:09 PM |
| lucrative-loan | $40.00 | 7/22/2011 5:01:35 PM |
| kind-charming-value | $2,000.00 | 7/22/2011 5:01:37 PM |
| worth-blanket2 | $4,960.00 | 7/22/2011 5:03:49 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
517770
This series of Notes was issued and sold upon the funding of the borrower loan #51874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $325.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,995 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| eloquent-income1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
new life
Purpose of loan: home improvement and pay bills
This loan will be used to...improve life, pay bills
My financial situation: Back to work
I am a good candidate for this loan because... I have a good paying job for a minimum of one year, (contract), and because I'm a great worker will continue.
Husband pays the mortgage and utilities
Monthly net income: $3,832.04
Monthly expenses: $0
Housing: $0
Insurance: $51
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $438
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.09 | 7/22/2011 5:16:34 PM |
| DasMula | $27.00 | 7/23/2011 6:24:07 AM |
| 77dowplace | $25.00 | 7/23/2011 9:32:34 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:30 AM |
| Investor_DP | $100.00 | 7/24/2011 4:11:59 AM |
| worth-blanket2 | $7,500.00 | 7/24/2011 6:42:07 PM |
| damage | $25.00 | 7/25/2011 11:20:51 AM |
| davez0r | $25.00 | 7/25/2011 3:47:23 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:51 PM |
| wwwUniversal | $25.00 | 7/26/2011 12:57:42 AM |
| rate-american | $100.00 | 7/26/2011 10:17:56 AM |
| five-star-justice | $25.00 | 7/26/2011 1:42:33 PM |
| reflective-greenback1 | $50.00 | 7/26/2011 11:37:16 AM |
| let_me_retire | $100.00 | 7/26/2011 3:50:35 PM |
| tu3717ch | $100.00 | 7/26/2011 3:51:22 PM |
| pnace | $40.00 | 7/26/2011 10:15:56 PM |
| alphaseek | $2.91 | 7/27/2011 4:20:57 AM |
| CaptainBL | $50.00 | 7/22/2011 7:28:15 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:40 AM |
| Peterman | $25.00 | 7/23/2011 10:20:58 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:59 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:36:22 AM |
| sgt-schultz | $25.00 | 7/25/2011 6:26:36 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:22 PM |
| famous-bill | $50.00 | 7/26/2011 11:10:02 AM |
| fireferd | $30.00 | 7/26/2011 10:21:08 AM |
| ramsba | $50.00 | 7/26/2011 3:40:10 PM |
| finance-symphony7 | $50.00 | 7/26/2011 3:37:59 PM |
| lovely-greenback4 | $25.00 | 7/26/2011 4:30:42 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:39 PM |
| hostbank | $250.00 | 7/26/2011 9:03:49 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
517784
This series of Notes was issued and sold upon the funding of the borrower loan #51866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $489.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,704 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-wealth-mammal |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Family In Need
Purpose of loan:
This loan will be used to pay an attorney...please I need help. I have a really good job that pays but I cant wait 5 months to accumulate the money to any attorney to start our case.
Our Case: My parents have been a legal resident (never illegal) since 1990 and now for no reason the State of GA wants to deport them. All kids, including myself, are citizens and we can not let our parents deported for no reason. We have a really good fighting chance for them to stay but we need an attorney to represent us.
My financial situation:
I am a good candidate for this loan because I have never made a late payment and I have a very stable job that I should be able to pay the loan way before the 5 years is up
Monthly net income: $ 4330
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/22/2011 5:02:30 PM |
| alexgalt | $25.00 | 7/22/2011 9:03:34 PM |
| handshake5 | $100.00 | 7/23/2011 9:52:02 AM |
| DonaldColorado | $250.00 | 7/24/2011 10:21:38 AM |
| ivadood | $50.00 | 7/24/2011 10:41:04 AM |
| reflective-gain | $25.00 | 7/24/2011 5:04:00 PM |
| sweetlan | $25.07 | 7/24/2011 11:28:00 AM |
| leverage-monger | $25.00 | 7/24/2011 11:46:03 AM |
| itskarma | $25.25 | 7/24/2011 5:18:37 PM |
| Investoman | $200.00 | 7/24/2011 6:15:29 PM |
| interest-walnut | $27.93 | 7/24/2011 10:30:13 AM |
| Simonsez808 | $25.00 | 7/24/2011 12:52:28 PM |
| capital-party6 | $100.00 | 7/24/2011 11:15:08 AM |
| refined-penny | $25.00 | 7/24/2011 1:00:08 PM |
| diligent-peace9 | $75.00 | 7/24/2011 1:57:16 PM |
| PleaseDontDefault | $50.00 | 7/24/2011 9:07:12 PM |
| SolarMoonshine | $25.00 | 7/24/2011 12:25:28 PM |
| afterhours | $25.00 | 7/24/2011 4:22:13 PM |
| sgt-schultz | $105.00 | 7/25/2011 6:20:46 AM |
| Caidin | $25.00 | 7/25/2011 7:55:07 AM |
| britgsb | $50.00 | 7/24/2011 11:03:26 PM |
| LendingPimp | $100.00 | 7/24/2011 11:57:53 PM |
| benevolent-asset | $26.23 | 7/24/2011 11:00:59 PM |
| 108lender | $100.00 | 7/25/2011 9:41:20 AM |
| calimanusa | $25.32 | 7/25/2011 12:08:13 AM |
| RMB-Investments | $50.00 | 7/25/2011 8:18:33 AM |
| CirC | $110.86 | 7/25/2011 8:52:31 AM |
| merciful-return164 | $200.00 | 7/25/2011 11:15:59 AM |
| barefootpaul | $25.00 | 7/25/2011 12:43:57 PM |
| derec | $25.00 | 7/25/2011 9:44:04 AM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:04 AM |
| dollar-authority | $100.00 | 7/25/2011 10:44:24 AM |
| AlternativeCashFlow | $25.00 | 7/25/2011 10:28:58 AM |
| equallender | $50.00 | 7/25/2011 12:23:32 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:33:27 PM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:51:56 PM |
| worldly-money4 | $300.00 | 7/25/2011 3:15:19 PM |
| capital-halo1 | $2,500.00 | 7/25/2011 3:56:37 PM |
| deepblue34 | $30.00 | 7/25/2011 6:05:15 PM |
| platinum-scientist9 | $25.00 | 7/25/2011 3:08:56 PM |
| alexgalt | $25.00 | 7/25/2011 3:24:02 PM |
| JustCallMePasch | $25.86 | 7/25/2011 4:18:31 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:10:53 PM |
| MilitaryLending | $151.98 | 7/25/2011 5:20:10 PM |
| debt-force | $50.00 | 7/25/2011 7:35:51 PM |
| handy-justice | $100.00 | 7/25/2011 8:07:20 PM |
| Maetryx | $39.24 | 7/25/2011 6:11:50 PM |
| Bob450 | $25.32 | 7/25/2011 8:18:28 PM |
| Cluvnupe06 | $25.00 | 7/26/2011 6:04:34 AM |
| diverse-benjamins | $25.00 | 7/25/2011 10:55:29 PM |
| ferocious-exchange3 | $25.00 | 7/25/2011 8:44:53 PM |
| alexgalt | $25.00 | 7/26/2011 9:36:02 AM |
| stock106 | $25.00 | 7/26/2011 9:45:14 AM |
| zone6 | $100.00 | 7/26/2011 4:09:38 AM |
| movingirl | $25.00 | 7/26/2011 8:18:42 AM |
| janeybooboo | $50.00 | 7/26/2011 8:59:04 AM |
| suave-dime6 | $25.00 | 7/26/2011 5:48:52 AM |
| american-investor | $50.00 | 7/26/2011 9:51:49 AM |
| shrewd-income | $25.00 | 7/26/2011 9:58:49 AM |
| Cawse | $25.00 | 7/26/2011 10:10:58 AM |
| kain11286 | $50.00 | 7/26/2011 10:16:52 AM |
| diplomatic-wealth7 | $25.00 | 7/26/2011 3:46:22 PM |
| Core-Marketing | $25.00 | 7/27/2011 4:36:05 AM |
| Dubbs360 | $75.00 | 7/27/2011 6:21:41 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:13 PM |
| goodcents | $25.00 | 7/27/2011 7:52:01 PM |
| houli123 | $25.00 | 7/27/2011 9:21:10 PM |
| TennSquire | $50.00 | 7/28/2011 10:37:53 AM |
| reflective-rupee | $200.09 | 7/22/2011 5:13:36 PM |
| lloyd_s | $25.00 | 7/23/2011 1:12:41 AM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:13 AM |
| zorg77 | $50.00 | 7/23/2011 10:06:04 AM |
| Investor_DP | $100.00 | 7/24/2011 4:12:00 AM |
| impala6464 | $150.00 | 7/24/2011 1:10:05 PM |
| forthright-trade | $25.00 | 7/24/2011 3:10:53 PM |
| supersarah61 | $25.00 | 7/24/2011 4:35:58 PM |
| Something-Corporate | $25.00 | 7/24/2011 8:13:30 AM |
| head | $25.00 | 7/24/2011 11:35:31 AM |
| profit-powerplant | $25.00 | 7/24/2011 5:18:13 PM |
| loss-of-control | $75.00 | 7/24/2011 6:22:21 PM |
| GiftViftdotcom | $50.00 | 7/24/2011 7:26:53 PM |
| availableloan | $25.00 | 7/24/2011 2:41:34 PM |
| shawnw2 | $25.00 | 7/24/2011 4:07:49 PM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 1:49:28 PM |
| benefit-boots | $25.00 | 7/24/2011 11:35:20 PM |
| elegant-commerce7 | $50.00 | 7/25/2011 4:59:48 AM |
| oath163 | $30.00 | 7/24/2011 7:40:12 PM |
| jutdon84 | $100.00 | 7/24/2011 8:28:20 PM |
| natural-interest7 | $50.00 | 7/25/2011 6:21:34 AM |
| Graven33 | $25.00 | 7/24/2011 11:23:09 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 8:14:39 AM |
| heroic-compassion6 | $150.03 | 7/25/2011 8:41:34 AM |
| refined-return922 | $25.00 | 7/25/2011 11:12:24 AM |
| setUup | $27.32 | 7/25/2011 9:16:16 AM |
| kermitdafrog | $25.00 | 7/25/2011 9:11:17 AM |
| artisan369 | $200.00 | 7/25/2011 9:31:37 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:02:51 AM |
| bonus-seahorse | $25.00 | 7/25/2011 1:39:28 PM |
| Veets | $100.00 | 7/25/2011 1:51:39 PM |
| LibbyZ | $100.00 | 7/25/2011 2:31:20 PM |
| Madmigel | $49.17 | 7/25/2011 4:41:14 PM |
| Amber_Stone | $25.00 | 7/25/2011 6:28:19 PM |
| let_me_retire | $150.00 | 7/25/2011 8:01:40 PM |
| MrBailey | $52.00 | 7/25/2011 9:40:36 PM |
| aultraman | $25.00 | 7/25/2011 5:59:32 PM |
| treasure-generator | $25.00 | 7/26/2011 4:15:35 AM |
| buffalobills | $25.00 | 7/25/2011 9:09:56 PM |
| draggon77 | $25.00 | 7/26/2011 6:10:41 AM |
| amerigor | $25.00 | 7/26/2011 7:40:36 AM |
| blissful-finance7 | $40.00 | 7/26/2011 2:16:59 AM |
| simplelender80 | $100.00 | 7/26/2011 9:09:55 AM |
| five-star-note | $50.00 | 7/26/2011 6:09:20 AM |
| thankful-generosity5 | $50.00 | 7/26/2011 12:01:15 AM |
| computer758 | $25.00 | 7/26/2011 9:39:34 AM |
| Silverling6 | $31.00 | 7/26/2011 10:01:18 AM |
| foothillender | $25.00 | 7/26/2011 8:12:01 AM |
| diversification-gala1 | $25.00 | 7/26/2011 9:17:07 AM |
| supersam | $200.00 | 7/26/2011 9:54:32 AM |
| velocity-owner4 | $200.00 | 7/26/2011 9:50:40 AM |
| Terapin0511 | $25.86 | 7/26/2011 10:11:28 AM |
| yf99yz | $35.00 | 7/26/2011 3:19:23 PM |
| tnjohnso | $25.00 | 7/26/2011 4:07:13 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:11 PM |
| palace2 | $577.29 | 7/26/2011 5:37:06 PM |
| kulender | $50.00 | 7/27/2011 5:58:00 AM |
| Jack55304 | $200.00 | 7/27/2011 7:40:25 AM |
| CA-Lender | $25.07 | 7/27/2011 5:21:53 PM |
| pumatrap | $25.00 | 7/27/2011 5:38:09 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:43 PM |
| upbeat-wealth | $262.81 | 7/28/2011 1:52:04 AM |
| ChrisProsper | $3,600.00 | 7/28/2011 2:31:34 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:06:58 PM |
| lamsabuy | $780.00 | 7/28/2011 2:32:37 PM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
517798
This series of Notes was issued and sold upon the funding of the borrower loan #51831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $1,568 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,602 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| treasure-britches2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to cover a short term purchase
Purpose of loan:
This loan will be used to cover the cost of high resolution documentation of fine art for professional and academic practice.
My financial situation: I have verifiable and guaranteed income as part of my Graduate School program through the Academy of Art University far in excess of my typical living needs.
Monthly net income: $1400
Monthly expenses: $690
I had work done by a professional photographer who unintentionally misquoted me until the work was complete. Unfortunately this was a difference 12 fold from the initial quote. Typically I could absorb this easily but I have to wait until September when my disbursement comes through from the Academy. So essentially I need to cover this purchase short term. Disbursement dates through the Academy of Art is around September 13 of this year and then again in February 2012.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/25/2011 9:02:19 AM |
| well-rounded-liberty4 | $25.00 | 7/25/2011 9:49:46 AM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:12 AM |
| dough-bear | $52.43 | 7/25/2011 10:46:02 AM |
| AussieSteve | $25.00 | 7/25/2011 12:00:32 PM |
| payout-flag6 | $50.00 | 7/25/2011 9:01:47 AM |
| reflective-rupee | $200.09 | 7/25/2011 10:42:08 AM |
| wealth-prodigy1 | $120.00 | 7/25/2011 12:10:10 PM |
| worth-blanket2 | $1,402.48 | 7/25/2011 12:30:38 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
517840
This series of Notes was issued and sold upon the funding of the borrower loan #51784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2009 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $584 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-balance-orbiter |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
College Graduate Student Needs Car
This loan will be used to purchase a used vehicle to get from college to my job and internship.
I am a good candidate for this loan because I've had a bank account since age 15 and have never overdrafted. I have two credit cards which I've never been late on, and I don't use over 30 to 40% of my available credit. Unfortunately I'm just not well enough established yet.
Also, I started working on my 16th birthday and haven't stopped. During my first two years of college, I worked two jobs while maintaining a 4.0 GPA. I still made time to volunteer for a local nursing home, Red Cross, Habitat for Humanity, Make a Wish Foundation and others. I logged over 200 HOURS of volunteer work. Next year I will keep volunteering my time as I work towards my doctorate at the College of Pharmacy.
I apologize for all the details; I wanted you to know I help others whenever I'm able. Unfortunately, now I am the one in need. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-hunter5 | $50.00 | 7/25/2011 9:08:12 AM |
| reflective-rupee | $200.09 | 7/25/2011 10:41:28 AM |
| fortytwo | $50.00 | 7/25/2011 10:58:40 AM |
| Dubbs360 | $25.00 | 7/25/2011 9:02:20 AM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:13 AM |
| lsx7 | $50.00 | 7/25/2011 4:47:31 PM |
| profit-powerplant | $25.00 | 7/25/2011 12:41:02 PM |
| tenacious-economy9 | $50.00 | 7/25/2011 7:12:16 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:53:56 PM |
| 1-HARD-HEAD | $200.00 | 7/26/2011 12:13:47 AM |
| market-pudding | $25.00 | 7/26/2011 10:36:24 AM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:10 AM |
| I-Believe-In-You | $27.08 | 7/26/2011 9:30:20 AM |
| One_Lolo | $50.00 | 7/26/2011 2:09:47 PM |
| buffalobills | $25.00 | 7/26/2011 3:11:02 PM |
| first-dinero-paladin | $25.00 | 7/26/2011 5:52:19 PM |
| tacopants | $100.00 | 7/26/2011 4:31:59 PM |
| simplelender80 | $100.00 | 7/26/2011 7:21:55 PM |
| daekpon | $30.00 | 7/25/2011 9:01:46 AM |
| bullwink27 | $25.00 | 7/25/2011 11:15:29 AM |
| janeybooboo | $25.00 | 7/25/2011 12:37:24 PM |
| marinbb | $100.00 | 7/25/2011 2:24:18 PM |
| skillful-asset5 | $25.00 | 7/25/2011 6:59:24 PM |
| vine99 | $50.00 | 7/25/2011 4:21:59 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:39:09 AM |
| ladyopium | $30.00 | 7/25/2011 10:41:09 PM |
| DasMula | $27.00 | 7/25/2011 8:21:11 PM |
| grotheik | $25.00 | 7/26/2011 7:35:14 AM |
| InChicago | $50.00 | 7/26/2011 7:50:07 AM |
| loanman2007 | $50.00 | 7/26/2011 5:12:45 AM |
| Moneypenny6 | $25.00 | 7/26/2011 7:07:13 AM |
| tcpfan | $25.00 | 7/26/2011 10:33:15 AM |
| whirlingdervish | $50.00 | 7/26/2011 11:28:47 AM |
| yf99yz | $40.00 | 7/26/2011 3:16:16 PM |
| LuvToLend | $25.00 | 7/26/2011 1:28:58 PM |
| rupee-universe | $25.00 | 7/26/2011 6:44:11 PM |
| dynrep | $100.00 | 7/26/2011 5:15:43 PM |
| Bob450 | $25.00 | 7/26/2011 6:16:43 PM |
| GrowthAspirations | $60.00 | 7/26/2011 6:46:48 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
517882
This series of Notes was issued and sold upon the funding of the borrower loan #51936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 3m |
|
Amount delinquent:
| $9,457 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,183 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-cub5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
gold-cub5
Purpose of loan: debt consolidation
This loan will be used to... pay off credit cards
My financial situation: good
I am a good candidate for this loan because... I am gainfully employed with several jobs and also have additional household income from my spouse.
Monthly net income: $6500
Monthly expenses: $5100 (total)
Housing: $2300
Insurance: $100
Car expenses: $0
Utilities: $300
Phone, cable, internet: $350
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 7/25/2011 10:40:14 AM |
| worth-blanket2 | $7,500.00 | 7/25/2011 12:30:48 PM |
| simplelender80 | $100.00 | 7/26/2011 7:37:11 PM |
| vishal29 | $25.00 | 7/27/2011 10:46:09 AM |
| selfmademan | $25.00 | 7/27/2011 11:37:39 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:27:19 AM |
| integrity-doctor | $100.00 | 7/27/2011 2:40:54 PM |
| kic008 | $47.24 | 7/27/2011 11:28:58 AM |
| worldly-gold | $75.00 | 7/27/2011 10:01:45 AM |
| benjamins-fan6 | $25.00 | 7/27/2011 1:30:51 PM |
| afterhours | $25.00 | 7/27/2011 2:35:03 PM |
| competent-p2p | $35.00 | 7/27/2011 2:47:41 PM |
| diversification-maple1 | $25.00 | 7/27/2011 11:49:04 AM |
| income-rocker2 | $89.59 | 7/27/2011 11:55:42 AM |
| mistering | $25.00 | 7/27/2011 5:52:59 PM |
| computer758 | $25.00 | 7/27/2011 1:36:24 PM |
| a-restless-dollar | $50.00 | 7/27/2011 1:55:14 PM |
| jlinh | $25.00 | 7/27/2011 5:10:28 PM |
| Dubbs360 | $75.00 | 7/27/2011 6:21:56 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:52:53 PM |
| upbeat-wealth | $25.00 | 7/28/2011 1:46:37 AM |
| britgsb | $79.94 | 7/28/2011 1:28:06 AM |
| LendingPimp | $25.00 | 7/28/2011 2:13:56 AM |
| musegaze | $150.00 | 7/28/2011 9:44:27 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:40:53 AM |
| glimmering-funds2 | $25.00 | 7/28/2011 2:12:55 PM |
| contract-shakespeare | $250.00 | 7/28/2011 12:29:33 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:07:02 PM |
| leverage-tsunami | $25.00 | 7/28/2011 1:12:18 PM |
| astute-investment5 | $25.00 | 7/28/2011 1:18:23 PM |
| ChrisProsper | $4,000.00 | 7/28/2011 2:30:51 PM |
| reflective-rupee | $200.09 | 7/25/2011 11:01:04 AM |
| Dubbs360 | $25.00 | 7/25/2011 9:02:21 AM |
| leverage-monger | $25.00 | 7/25/2011 9:39:27 AM |
| Investor_DP | $100.00 | 7/26/2011 8:47:45 PM |
| Ananya | $25.00 | 7/27/2011 9:47:41 AM |
| ArchonFinancialHoldings | $26.92 | 7/27/2011 10:31:05 AM |
| Bob450 | $25.00 | 7/27/2011 7:55:05 AM |
| jerrymaguire | $25.00 | 7/27/2011 11:10:26 AM |
| Phatt-Daddy | $25.00 | 7/27/2011 12:06:56 PM |
| cforell | $100.00 | 7/27/2011 12:53:51 PM |
| delicious-cash | $25.00 | 7/27/2011 11:16:22 AM |
| handy-justice | $100.00 | 7/27/2011 2:53:12 PM |
| 56bones | $25.00 | 7/27/2011 9:59:47 AM |
| Corlei | $25.00 | 7/27/2011 4:14:06 PM |
| finance-mushroom | $300.00 | 7/27/2011 1:31:13 PM |
| zorg77 | $25.00 | 7/27/2011 5:01:17 PM |
| alluring-yield5 | $26.01 | 7/27/2011 2:26:29 PM |
| barefootpaul | $25.00 | 7/27/2011 12:05:19 PM |
| red-favorable-basis | $25.00 | 7/27/2011 1:03:36 PM |
| diplomatic-wealth7 | $25.00 | 7/27/2011 3:34:15 PM |
| grove064 | $100.00 | 7/27/2011 8:35:53 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:01 PM |
| momoney2lend | $25.00 | 7/27/2011 8:16:31 PM |
| blissful-finance7 | $25.00 | 7/28/2011 5:18:04 AM |
| GElender | $25.00 | 7/28/2011 6:01:27 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:42 AM |
| thestartuplender | $33.33 | 7/28/2011 3:47:18 AM |
| JLMGroupFunds | $25.00 | 7/28/2011 11:14:07 AM |
| diversification-medalist | $65.61 | 7/28/2011 12:49:11 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:17:15 PM |
| secureincome | $150.00 | 7/28/2011 2:12:49 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
517900
This series of Notes was issued and sold upon the funding of the borrower loan #51838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
4 | Length of status: | 8y 10m |
|
Amount delinquent:
| $3,003 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $281 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| devil25 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
sunnyd
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...I had a loan with you before and paid you off
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 7/25/2011 7:25:41 PM |
| MoneyForNothing | $50.00 | 7/25/2011 5:02:37 PM |
| DasMula | $27.00 | 7/25/2011 6:35:55 PM |
| amlu1988 | $25.00 | 7/25/2011 7:28:12 PM |
| contract-lionheart | $350.00 | 7/25/2011 5:53:17 PM |
| redwraith | $100.00 | 7/25/2011 8:36:17 PM |
| Mikale360 | $35.00 | 7/25/2011 11:40:18 PM |
| DasMula | $27.00 | 7/26/2011 8:04:57 AM |
| SecondChanceLendingSERV | $25.00 | 7/25/2011 9:42:49 PM |
| five-star-note | $150.00 | 7/26/2011 5:50:55 AM |
| chameleon125 | $25.00 | 7/26/2011 11:28:02 AM |
| marwadi-62 | $500.00 | 7/26/2011 12:49:29 PM |
| proper-revenue7 | $25.00 | 7/25/2011 8:41:19 PM |
| reflective-rupee | $25.09 | 7/25/2011 5:09:21 PM |
| skillful-asset5 | $25.00 | 7/25/2011 6:53:03 PM |
| alexgalt | $25.00 | 7/25/2011 6:01:31 PM |
| Prosp3rous_Lender | $25.00 | 7/25/2011 8:23:36 PM |
| Feyenoord | $25.00 | 7/26/2011 12:57:32 AM |
| orange-rapid-benjamins | $25.00 | 7/25/2011 10:02:05 PM |
| tdorren | $25.00 | 7/26/2011 6:18:01 AM |
| FarmersBank | $25.00 | 7/26/2011 7:16:14 AM |
| Moe87 | $27.13 | 7/26/2011 3:29:24 AM |
| justice-starfish | $100.00 | 7/26/2011 6:31:28 AM |
| worth-blanket2 | $2,308.78 | 7/26/2011 2:48:30 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
517938
This series of Notes was issued and sold upon the funding of the borrower loan #51771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,299 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| value-mermaid |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $3,130.11 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Teacher Trying to Pay Her Debt
Purpose of loan:
This loan will be used to pay off high interest debt (student loan and credit cards used while acquiring my Masters).
My financial situation:
I am a good candidate for this loan because I have always been on time with my payments. I have student loans and other Masters' costs that have high interest rates. I would rather pay them all off and only make one payment to Prosper. I also do not have a chance of losing my job. I am a teacher with ten years of experience.
Monthly net income: $ 2800
Monthly expenses: $
Housing: $1050
Insurance: $ 75
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Simonsez808 | $25.00 | 7/24/2011 12:54:27 PM |
| Kaj | $35.00 | 7/24/2011 2:18:03 PM |
| whitegold24k | $250.00 | 7/24/2011 9:09:41 PM |
| simplelender80 | $500.00 | 7/24/2011 9:28:22 PM |
| cunning-bill2 | $50.00 | 7/24/2011 4:43:00 PM |
| diligent-peace9 | $50.00 | 7/25/2011 7:39:41 AM |
| payment-halo | $25.00 | 7/24/2011 9:37:41 PM |
| enthralling-investment | $50.00 | 7/25/2011 8:39:23 AM |
| Whatssofunnybout | $25.00 | 7/24/2011 9:15:44 PM |
| setUup | $32.20 | 7/25/2011 9:06:19 AM |
| jkeller4000 | $25.00 | 7/25/2011 4:44:19 AM |
| heavenly-interest9 | $100.00 | 7/25/2011 9:32:11 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:13 AM |
| janeybooboo | $25.00 | 7/25/2011 12:35:40 PM |
| Bank-Of-David | $25.00 | 7/25/2011 10:16:30 AM |
| radforj22 | $25.00 | 7/25/2011 9:47:00 AM |
| kulender | $100.00 | 7/25/2011 10:42:43 AM |
| JCM_MN | $40.00 | 7/25/2011 10:07:38 AM |
| janeybooboo | $50.00 | 7/25/2011 12:35:47 PM |
| chameleon125 | $25.00 | 7/25/2011 3:04:46 PM |
| first-serene-credit | $25.00 | 7/25/2011 1:29:59 PM |
| loss-of-control | $100.00 | 7/25/2011 6:18:20 PM |
| epall | $25.00 | 7/25/2011 7:16:02 PM |
| felicity-daydream | $25.00 | 7/25/2011 4:53:40 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:30 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:55 PM |
| skillful-asset5 | $30.00 | 7/25/2011 7:01:34 PM |
| redwraith | $100.00 | 7/25/2011 8:36:17 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:30 PM |
| FinanceEngine | $40.00 | 7/26/2011 8:57:16 AM |
| handshake5 | $100.00 | 7/26/2011 12:57:15 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:10 AM |
| five-star-note | $50.00 | 7/26/2011 6:00:15 AM |
| dammage | $35.00 | 7/26/2011 8:18:40 AM |
| Rogelio48 | $25.00 | 7/26/2011 4:32:54 AM |
| five-star-justice | $25.00 | 7/26/2011 1:43:33 PM |
| MadHun | $100.00 | 7/26/2011 4:11:46 PM |
| wlm3012 | $30.00 | 7/26/2011 4:24:13 PM |
| SNH | $25.00 | 7/26/2011 2:11:43 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:26 PM |
| nickel-ferret | $25.00 | 7/26/2011 5:08:50 PM |
| terrific-dough6 | $100.00 | 7/26/2011 7:00:19 PM |
| TommyTucker | $78.33 | 7/26/2011 9:07:09 PM |
| NYBIZ | $25.00 | 7/27/2011 5:25:43 AM |
| alphaseek | $100.00 | 7/27/2011 4:20:58 AM |
| pnace | $40.00 | 7/26/2011 10:16:01 PM |
| loanman2007 | $200.00 | 7/27/2011 5:07:14 AM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:07:01 AM |
| SolarMoonshine | $25.00 | 7/27/2011 3:40:37 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:20 AM |
| profit-powerplant | $25.00 | 7/24/2011 5:18:17 PM |
| bullwink27 | $25.00 | 7/25/2011 6:21:42 AM |
| worth-blanket2 | $7,500.00 | 7/24/2011 6:39:22 PM |
| TCR3 | $25.00 | 7/24/2011 7:55:06 PM |
| DoctorJoe | $25.00 | 7/25/2011 5:09:27 AM |
| s270 | $25.00 | 7/25/2011 6:28:11 AM |
| golffish2 | $25.00 | 7/25/2011 4:03:37 AM |
| Whipster | $60.00 | 7/25/2011 5:15:22 AM |
| sgt-schultz | $30.00 | 7/25/2011 6:28:46 AM |
| bullish2bearish | $125.00 | 7/25/2011 7:27:53 AM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:24 AM |
| reflective-greenback1 | $50.00 | 7/25/2011 9:19:18 AM |
| AussieSteve | $25.00 | 7/25/2011 11:48:17 AM |
| market-pudding | $25.00 | 7/25/2011 9:48:59 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:53:56 AM |
| janeybooboo | $25.00 | 7/25/2011 12:35:34 PM |
| fortytwo | $50.00 | 7/25/2011 10:58:37 AM |
| reflective-rupee | $500.09 | 7/25/2011 10:38:21 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:08 PM |
| natural-trade7 | $25.00 | 7/25/2011 5:49:45 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:46:18 PM |
| itskarma | $25.25 | 7/25/2011 5:20:49 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:52 PM |
| professional-coin1 | $100.00 | 7/25/2011 6:35:11 PM |
| thankful-nickel2 | $25.00 | 7/26/2011 6:31:41 AM |
| InChicago | $50.00 | 7/26/2011 7:39:01 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:35:50 PM |
| CaptainBL | $50.00 | 7/26/2011 5:49:31 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:35 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:23 AM |
| samurai2 | $33.01 | 7/26/2011 10:55:23 AM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:17 PM |
| yield-hut | $50.00 | 7/26/2011 4:34:39 PM |
| AK49-JW | $25.00 | 7/26/2011 6:12:27 PM |
| papaloha | $50.00 | 7/26/2011 7:12:32 PM |
| yf99yz | $35.00 | 7/26/2011 10:17:22 PM |
| p2ploan-sensation211 | $25.00 | 7/26/2011 6:52:55 PM |
| industrious-currency | $25.00 | 7/26/2011 7:43:47 PM |
| calbertrand | $25.00 | 7/26/2011 8:29:08 PM |
| dime-smasher5 | $25.00 | 7/26/2011 8:49:28 PM |
| GElender | $50.00 | 7/27/2011 5:58:49 AM |
| britgsb | $50.00 | 7/26/2011 10:17:38 PM |
| monstersdad | $50.00 | 7/27/2011 1:04:06 AM |
| freedom3 | $2,281.12 | 7/27/2011 6:13:27 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
517970
This series of Notes was issued and sold upon the funding of the borrower loan #51930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,379 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kyunggido |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
720-739
(Oct-2010)
680-699
(Jun-2008)
680-699
(May-2008)
|
|
Principal balance:
| $2,848.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
building back
Purpose of loan:
This loan will be used to pay off existing credit card and personal loans
My financial situation:
I am a good candidate for this loan because I have been successfully paying my Prosper loan and credit cards, as well as supporting my son in college and helping my oldest daughter repay her student loan. I have been in a very stable job for the past 5 years and am fortunate to be in a field (nursing) that is still in demand.
Monthly net income: $3600.00
Monthly expenses: $
Housing: $0.00- my husband pays the mortgage
Insurance: $800.00 for health ins.; $335.00/month life ins.
Car expenses: $75.00 gas; $2000.00/yr my car + husb. car
Utilities: $50.00
Phone, cable, internet: $180.00
Food, entertainment: $50.00 or less
Clothing, household expenses: $50.00 or less
Credit cards and other loans: $850.00
Other expenses: $1000.00 combined student loans (2 oldest kids) and partial rent payment for my son while at college.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kaj | $35.00 | 7/24/2011 2:18:03 PM |
| cunning-bill2 | $50.00 | 7/24/2011 4:43:00 PM |
| worth-blanket2 | $7,500.00 | 7/24/2011 6:39:32 PM |
| bullish2bearish | $25.00 | 7/25/2011 7:28:33 AM |
| golffish2 | $25.00 | 7/25/2011 4:04:09 AM |
| outofoffice | $50.00 | 7/25/2011 9:27:11 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:25 AM |
| setUup | $32.20 | 7/25/2011 9:07:49 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:58:04 AM |
| janeybooboo | $45.00 | 7/25/2011 12:34:54 PM |
| janeybooboo | $25.00 | 7/25/2011 12:34:41 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:55 PM |
| CaptainBL | $50.00 | 7/26/2011 5:49:32 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:24 AM |
| SNH | $25.00 | 7/26/2011 2:11:43 PM |
| famous-bill | $50.00 | 7/26/2011 11:12:17 AM |
| MadHun | $100.00 | 7/26/2011 4:11:46 PM |
| monstersdad | $50.00 | 7/27/2011 1:04:07 AM |
| SolarMoonshine | $25.00 | 7/27/2011 3:43:09 AM |
| Investor_DP | $100.00 | 7/26/2011 8:47:26 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:07:01 AM |
| britgsb | $50.00 | 7/26/2011 10:17:38 PM |
| cbivitz | $375.00 | 7/27/2011 2:51:03 AM |
| chameleon125 | $25.00 | 7/27/2011 6:53:27 AM |
| alphaseek | $100.00 | 7/27/2011 4:20:58 AM |
| GElender | $40.00 | 7/27/2011 5:59:37 AM |
| worthy-bid8 | $50.00 | 7/27/2011 11:19:03 AM |
| velocity-winner | $25.00 | 7/27/2011 5:35:42 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:40 PM |
| fantastic-wampum1 | $100.00 | 7/27/2011 4:26:58 PM |
| orange-leverage-phoenix | $50.00 | 7/27/2011 4:57:46 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:22 PM |
| GrowthAspirations | $25.00 | 7/27/2011 5:58:22 PM |
| Katburg | $25.00 | 7/28/2011 5:32:25 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:13 AM |
| kinetic-openness0 | $25.00 | 7/28/2011 9:08:16 AM |
| worthy-loot8 | $25.00 | 7/28/2011 7:32:32 AM |
| Dreamconnection | $25.00 | 7/28/2011 8:14:20 AM |
| BankofBeth | $25.00 | 7/28/2011 9:29:50 AM |
| shrewd-income | $261.29 | 7/28/2011 9:16:53 AM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:22 PM |
| samo102us | $25.00 | 7/28/2011 11:28:48 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:08 PM |
| ChrisProsper | $1,580.00 | 7/28/2011 2:30:09 PM |
| five-star-note | $75.00 | 7/24/2011 11:40:47 PM |
| DoctorJoe | $25.00 | 7/25/2011 5:10:52 AM |
| sgt-schultz | $30.00 | 7/25/2011 6:31:17 AM |
| radforj22 | $25.00 | 7/25/2011 9:47:01 AM |
| market-pudding | $25.00 | 7/25/2011 9:51:17 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:13 AM |
| reflective-rupee | $750.09 | 7/25/2011 10:37:20 AM |
| kulender | $100.00 | 7/25/2011 10:42:43 AM |
| janeybooboo | $30.00 | 7/25/2011 12:34:47 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:09 PM |
| RainyDayFunds | $25.00 | 7/25/2011 2:46:18 PM |
| loss-of-control | $100.00 | 7/25/2011 6:32:00 PM |
| redwraith | $100.00 | 7/25/2011 8:36:17 PM |
| skillful-asset5 | $25.00 | 7/25/2011 7:01:05 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:30 PM |
| handshake5 | $100.00 | 7/26/2011 12:57:15 AM |
| diligent-peace9 | $200.00 | 7/25/2011 7:09:58 PM |
| epall | $25.00 | 7/25/2011 7:16:19 PM |
| lostontheedge | $25.00 | 7/26/2011 9:09:11 AM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:17 PM |
| five-star-justice | $25.00 | 7/26/2011 1:43:34 PM |
| -------Loaner | $50.00 | 7/26/2011 3:48:23 PM |
| Moe87 | $26.56 | 7/26/2011 2:51:57 PM |
| p2ploan-sensation211 | $25.00 | 7/26/2011 6:53:53 PM |
| terrific-dough6 | $100.00 | 7/26/2011 7:03:22 PM |
| nickel-ferret | $25.00 | 7/26/2011 5:12:07 PM |
| pnace | $40.00 | 7/26/2011 10:16:04 PM |
| yf99yz | $35.00 | 7/26/2011 10:21:34 PM |
| astute-dollar | $25.00 | 7/27/2011 5:24:43 AM |
| loanman2007 | $200.00 | 7/27/2011 5:09:47 AM |
| irrelevant | $25.00 | 7/27/2011 6:34:25 AM |
| JCM_MN | $40.00 | 7/27/2011 12:13:34 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:25 PM |
| pure-treasure7 | $25.00 | 7/27/2011 2:30:40 PM |
| wlm3012 | $30.00 | 7/27/2011 2:16:27 PM |
| Corlei | $25.00 | 7/27/2011 4:26:47 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:35 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:55 PM |
| ckatak | $50.00 | 7/27/2011 7:20:12 PM |
| janeybooboo | $50.00 | 7/28/2011 5:44:04 AM |
| thestartuplender | $151.00 | 7/28/2011 3:10:51 AM |
| Kame | $25.00 | 7/28/2011 4:05:24 AM |
| Bob450 | $30.00 | 7/28/2011 12:58:54 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:23:29 PM |
| best-shiny-hope | $500.00 | 7/28/2011 1:29:23 PM |
| treasure-bliss | $25.00 | 7/28/2011 12:57:12 PM |
| grampy48 | $25.00 | 7/28/2011 1:09:55 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
517972
This series of Notes was issued and sold upon the funding of the borrower loan #51713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,658 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hard-working-investment380 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Reserves
Purpose of loan:
This loan will be used to serve as a reserve fund for my wedding in September. We are scheduled to receive help from several family members, however if not all of the money we are counting on comes through we will dip into this fund. Anticipating to pay any money we do use fairly quickly
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2,500
Monthly expenses: $ 800
Housing: $ 0
Insurance: $ 30
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 50
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 100
Other expenses: $
Own a condo, however my parents and sister are currently living with me and their portion of the rent covers the mortgage payment and HOA dues. I have little expenses and like to live a relatively debt free life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 7/25/2011 5:05:50 PM |
| Dubbs360 | $25.00 | 7/25/2011 5:02:01 PM |
| skillful-asset5 | $25.00 | 7/25/2011 6:51:09 PM |
| glenium | $25.00 | 7/26/2011 2:47:43 AM |
| loanman2007 | $50.00 | 7/26/2011 5:08:36 AM |
| thankful-nickel2 | $25.00 | 7/26/2011 6:32:33 AM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:46:17 PM |
| thehousewife | $25.00 | 7/26/2011 6:17:02 PM |
| value-allocator1 | $100.00 | 7/26/2011 5:07:49 PM |
| Q9-X3 | $43.41 | 7/26/2011 9:08:34 PM |
| coachmike15 | $25.00 | 7/26/2011 7:38:57 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:48 PM |
| wise-eloquent-yield | $50.00 | 7/26/2011 9:21:41 PM |
| cash-queen | $25.00 | 7/26/2011 10:44:06 PM |
| 1traveler | $25.00 | 7/26/2011 9:34:24 PM |
| loot-supporter2 | $27.38 | 7/26/2011 10:04:38 PM |
| britgsb | $100.00 | 7/26/2011 10:13:13 PM |
| payout-flag6 | $50.00 | 7/25/2011 5:01:58 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:39:55 PM |
| blue-useful-auction | $25.00 | 7/26/2011 6:51:02 AM |
| wealth-renaissance5 | $30.00 | 7/26/2011 4:57:31 AM |
| dough-bear | $25.00 | 7/26/2011 4:11:28 PM |
| industrious-currency | $25.00 | 7/26/2011 7:45:13 PM |
| platinum-scientist9 | $25.00 | 7/26/2011 7:57:41 PM |
| supreme-hope | $25.00 | 7/26/2011 8:59:15 PM |
| obedient-penny4 | $25.00 | 7/26/2011 9:22:53 PM |
| velocity-owner4 | $100.00 | 7/26/2011 7:38:31 PM |
| feb217 | $25.00 | 7/26/2011 10:08:44 PM |
| GrowthAspirations | $50.00 | 7/26/2011 6:45:18 PM |
| adamkp83 | $32.27 | 7/26/2011 9:14:54 PM |
| dedicated-diversification5 | $33.45 | 7/26/2011 8:29:04 PM |
| tycoon8 | $25.00 | 7/26/2011 10:23:55 PM |
| well-rounded-dinero | $75.00 | 7/26/2011 10:45:05 PM |
| kind-charming-value | $433.40 | 7/26/2011 11:10:58 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
517980
This series of Notes was issued and sold upon the funding of the borrower loan #51704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $437.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,948 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ggekko |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Short term loan for moving expenses
Purpose of loan:
This loan will be used to facilitate relocation to in order to accept a position with a new firm that is a significant move up the lasser with incredibel upward mobility opportunities. Total compensation is in excess of 15-20% above my current levels.
My financial situation:
I am a good candidate for this loan because the proceeds of this loan enable me to effectively increase my financial wherewithal to service the loan. Loan is needed is due to short term liquidity issues.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| a-logical-power | $25.00 | 7/24/2011 12:01:47 PM |
| payout-flag6 | $50.00 | 7/24/2011 12:01:49 PM |
| compoundinterest | $50.00 | 7/24/2011 12:02:59 PM |
| Feyenoord | $25.00 | 7/24/2011 12:03:01 PM |
| 77dowplace | $25.00 | 7/24/2011 12:17:24 PM |
| s270 | $75.00 | 7/25/2011 6:20:52 AM |
| Danylostefan | $25.00 | 7/25/2011 7:46:12 AM |
| fortytwo | $100.00 | 7/25/2011 10:57:55 AM |
| johnyv40 | $39.46 | 7/25/2011 9:53:46 AM |
| sgt-schultz | $25.00 | 7/25/2011 12:29:21 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:31 PM |
| first-riveting-dollar | $50.00 | 7/25/2011 4:20:27 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:09 PM |
| imdave4me | $25.00 | 7/26/2011 12:06:38 AM |
| indomitable-coin | $25.00 | 7/26/2011 3:20:24 AM |
| luvlending | $25.00 | 7/26/2011 10:41:15 AM |
| EarlyRiser | $161.00 | 7/26/2011 2:33:25 PM |
| Solid-Platinum | $100.00 | 7/26/2011 1:20:43 PM |
| SNH | $200.00 | 7/26/2011 2:01:15 PM |
| Boxster968 | $25.00 | 7/26/2011 2:01:47 PM |
| _NaLNaBB | $200.00 | 7/26/2011 4:27:12 PM |
| wild-orange | $500.00 | 7/26/2011 3:10:28 PM |
| anarchy1985 | $25.00 | 7/26/2011 3:56:27 PM |
| pluto2k8 | $50.00 | 7/26/2011 5:51:38 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:25:25 PM |
| GoldenGo4 | $51.59 | 7/26/2011 4:35:35 PM |
| green-durability-tornado | $100.00 | 7/26/2011 5:12:04 PM |
| penny-finder | $29.00 | 7/26/2011 5:33:12 PM |
| Eddy-2-Aces | $50.00 | 7/26/2011 5:41:30 PM |
| Loan_Some_Money | $50.00 | 7/26/2011 5:14:37 PM |
| social-comet7 | $34.29 | 7/26/2011 5:21:37 PM |
| r48 | $68.00 | 7/24/2011 12:32:24 PM |
| availableloan | $25.00 | 7/24/2011 2:42:33 PM |
| 1traveler | $25.00 | 7/24/2011 3:48:57 PM |
| thehousewife | $25.00 | 7/24/2011 4:59:54 PM |
| cash-mad-scientist3 | $25.00 | 7/24/2011 6:05:38 PM |
| _NaLNaBB | $200.00 | 7/24/2011 9:25:25 PM |
| setUup | $38.20 | 7/25/2011 9:02:42 AM |
| CaptainBL | $50.00 | 7/26/2011 5:49:32 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:53 PM |
| astute-fairness0 | $25.00 | 7/26/2011 6:39:31 AM |
| carrinel | $47.12 | 7/26/2011 8:07:39 AM |
| Theodon | $25.00 | 7/26/2011 10:00:37 AM |
| NolockHolmes | $50.00 | 7/26/2011 2:25:58 PM |
| competent-commitment1 | $50.00 | 7/26/2011 2:53:15 PM |
| Veets | $400.00 | 7/26/2011 4:13:36 PM |
| gain-expert | $40.00 | 7/26/2011 3:26:39 PM |
| SolarMoonshine | $50.00 | 7/26/2011 3:29:24 PM |
| adventurous-commerce | $25.00 | 7/26/2011 3:30:40 PM |
| power-defender7 | $50.00 | 7/26/2011 3:38:17 PM |
| nimble-affluence4 | $25.00 | 7/26/2011 3:55:14 PM |
| MongoBongo | $50.00 | 7/26/2011 2:36:24 PM |
| openness-confidant | $27.02 | 7/26/2011 6:01:27 PM |
| engaging-worth | $25.00 | 7/26/2011 4:35:23 PM |
| _NaLNaBB | $100.00 | 7/26/2011 4:37:26 PM |
| commitment-orca7 | $300.00 | 7/26/2011 5:40:46 PM |
| billquality | $286.47 | 7/26/2011 5:59:17 PM |
| GoldenGo4 | $50.00 | 7/26/2011 4:35:07 PM |
| FRANCISPAULR | $500.00 | 7/26/2011 4:37:25 PM |
| Halos2002 | $2.85 | 7/26/2011 6:03:03 PM |
| Halos2002 | $100.00 | 7/26/2011 6:00:51 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
518030
This series of Notes was issued and sold upon the funding of the borrower loan #51870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $187.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,748 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| likeable-openness6 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and new pellet stove
Purpose of loan:
This loan will be used to...Help to consolidate a few bills and install new stove
My financial situation:
I am a good candidate for this loan because...great work history and stable life
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/25/2011 9:02:28 AM |
| MarvintheMartian | $40.00 | 7/25/2011 10:02:42 AM |
| Abstract | $50.00 | 7/25/2011 10:10:45 AM |
| reflective-rupee | $200.09 | 7/25/2011 10:59:36 AM |
| 77dowplace | $25.00 | 7/25/2011 7:36:31 PM |
| caring-hope2 | $100.00 | 7/25/2011 8:35:21 PM |
| Mav26 | $45.00 | 7/25/2011 5:59:43 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:11 PM |
| JustMee | $25.00 | 7/26/2011 6:19:09 AM |
| indomitable-coin | $25.00 | 7/26/2011 3:20:26 AM |
| Dollars4Rent | $25.00 | 7/26/2011 12:50:21 PM |
| CaptainBL | $50.00 | 7/26/2011 4:38:28 PM |
| dime-smasher5 | $25.00 | 7/26/2011 9:04:18 PM |
| thehousewife | $50.00 | 7/26/2011 6:22:32 PM |
| serene-capital | $25.00 | 7/27/2011 1:25:12 AM |
| wild-orange | $100.00 | 7/27/2011 9:40:12 AM |
| UTVolunteer | $100.00 | 7/27/2011 10:07:31 AM |
| red-favorable-basis | $25.00 | 7/27/2011 1:06:56 PM |
| benjamins-fan6 | $50.00 | 7/27/2011 1:38:46 PM |
| leodaguy | $100.00 | 7/27/2011 10:48:58 AM |
| gain-mountain1 | $25.00 | 7/27/2011 11:19:55 AM |
| novice-speculator | $25.00 | 7/27/2011 11:26:31 AM |
| vishal29 | $25.00 | 7/27/2011 10:51:21 AM |
| numero-uno4 | $35.00 | 7/27/2011 11:37:05 AM |
| transparency-baton | $25.00 | 7/27/2011 4:07:52 PM |
| pure-loyalty6 | $28.00 | 7/27/2011 11:57:08 AM |
| pnace | $50.00 | 7/27/2011 4:22:05 PM |
| jlinh | $100.00 | 7/27/2011 4:53:14 PM |
| orbital-velocity7 | $50.00 | 7/27/2011 12:44:09 PM |
| noble-yield136 | $25.00 | 7/27/2011 1:45:05 PM |
| janeybooboo | $25.00 | 7/27/2011 6:57:52 PM |
| wealth-owner | $100.00 | 7/27/2011 3:07:13 PM |
| baseballfan111 | $50.00 | 7/27/2011 3:50:41 PM |
| Saleen06 | $26.33 | 7/27/2011 8:22:41 PM |
| availableloan | $25.00 | 7/27/2011 8:44:25 PM |
| platinum-czar | $25.00 | 7/27/2011 9:27:35 PM |
| wild-orange | $500.00 | 7/28/2011 1:46:17 AM |
| houli123 | $50.00 | 7/27/2011 9:21:49 PM |
| suave-income397 | $376.49 | 7/27/2011 7:44:50 PM |
| The_Lendor | $25.32 | 7/27/2011 11:32:38 PM |
| bullwink27 | $25.00 | 7/28/2011 4:20:44 AM |
| Astyanax | $85.00 | 7/27/2011 10:27:55 PM |
| janeybooboo | $24.92 | 7/28/2011 5:54:27 AM |
| Pickmar | $25.00 | 7/25/2011 10:16:38 AM |
| janeybooboo | $50.00 | 7/25/2011 2:12:55 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:35 PM |
| SOP_Bank | $25.00 | 7/25/2011 5:17:31 PM |
| whitegold24k | $250.00 | 7/25/2011 6:59:37 PM |
| leverage-monger | $25.00 | 7/26/2011 8:47:49 AM |
| astute-fairness0 | $25.00 | 7/26/2011 6:39:03 AM |
| janeybooboo | $50.00 | 7/26/2011 9:35:50 AM |
| market-pudding | $25.00 | 7/26/2011 5:32:35 PM |
| dbs | $25.00 | 7/26/2011 9:00:59 PM |
| hostbank | $250.00 | 7/26/2011 9:03:57 PM |
| BankofPete | $30.00 | 7/26/2011 9:02:07 PM |
| Onlyhappycustomers | $25.00 | 7/27/2011 6:49:54 AM |
| BankofHank | $75.00 | 7/27/2011 5:55:58 AM |
| economy-huckleberry0 | $25.00 | 7/27/2011 6:59:01 AM |
| awesome-yield7 | $25.00 | 7/27/2011 10:21:24 AM |
| cocopuffs | $25.00 | 7/27/2011 10:38:29 AM |
| RecoveryLender | $25.00 | 7/27/2011 10:49:18 AM |
| heavy_ax | $25.00 | 7/27/2011 2:07:13 PM |
| seanickson | $25.00 | 7/27/2011 11:35:12 AM |
| Theodon | $25.00 | 7/27/2011 9:56:11 AM |
| bid-carrier0 | $27.90 | 7/27/2011 12:37:04 PM |
| Corlei | $25.00 | 7/27/2011 4:10:58 PM |
| balance-transformer3 | $100.00 | 7/27/2011 4:28:08 PM |
| RDealz | $50.00 | 7/27/2011 10:47:15 AM |
| Oak-Parker | $25.00 | 7/27/2011 11:01:52 AM |
| competent-p2p | $30.00 | 7/27/2011 2:36:59 PM |
| auction-seeker4 | $25.00 | 7/27/2011 4:29:58 PM |
| unrivaled-income5 | $50.00 | 7/27/2011 4:54:52 PM |
| lobstahlender | $25.00 | 7/27/2011 12:47:08 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:31:29 PM |
| commerce-yeller | $35.00 | 7/27/2011 6:58:57 PM |
| mgking007 | $25.00 | 7/27/2011 7:04:59 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:31:17 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:55:14 PM |
| West_End_Local | $25.00 | 7/27/2011 8:13:12 PM |
| JustMee | $25.00 | 7/27/2011 8:33:49 PM |
| ethical-income2 | $25.00 | 7/27/2011 8:57:21 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:01 PM |
| MLMarine | $25.00 | 7/27/2011 7:33:28 PM |
| janeybooboo | $25.00 | 7/27/2011 6:58:01 PM |
| creativename | $50.00 | 7/27/2011 10:24:37 PM |
| Leopoldine | $25.00 | 7/27/2011 10:56:20 PM |
| 1traveler | $25.00 | 7/28/2011 12:32:36 AM |
| SCD | $25.00 | 7/27/2011 9:36:04 PM |
| britgsb | $188.27 | 7/27/2011 11:04:37 PM |
| persistent-value3 | $37.68 | 7/28/2011 2:45:25 AM |
| heerzaquestion | $100.00 | 7/28/2011 3:54:54 AM |
| Kame | $25.00 | 7/28/2011 4:07:05 AM |
| orangetrust | $75.00 | 7/27/2011 9:30:52 PM |
| Trugard | $100.00 | 7/28/2011 2:47:18 AM |
| grampy48 | $40.00 | 7/28/2011 4:31:45 AM |
| Long-term2040 | $25.00 | 7/28/2011 5:36:05 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
518080
This series of Notes was issued and sold upon the funding of the borrower loan #51802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,478 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ognom |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 42 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2009)
620-639
(Jun-2008)
|
|
Principal balance:
| $1,197.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Need to pay off medical bills
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $30.00 | 7/26/2011 9:04:40 AM |
| fascinating-generosity3 | $100.00 | 7/26/2011 9:06:11 AM |
| loanman2007 | $125.00 | 7/26/2011 9:12:43 AM |
| Wangchuk | $25.00 | 7/26/2011 9:16:20 AM |
| NekHoldings | $25.00 | 7/26/2011 9:21:24 AM |
| MoneyForNothing | $57.41 | 7/26/2011 9:08:32 AM |
| MarvintheMartian | $25.00 | 7/26/2011 9:19:46 AM |
| investment-artist | $25.00 | 7/26/2011 9:35:39 AM |
| Kash2010lu | $25.00 | 7/26/2011 9:14:53 AM |
| jhouman | $25.00 | 7/26/2011 9:02:19 AM |
| janeybooboo | $50.00 | 7/26/2011 9:06:02 AM |
| reflective-rupee | $500.09 | 7/26/2011 9:11:59 AM |
| kind-charming-value | $1,000.00 | 7/26/2011 9:54:57 AM |
| fascinating-generosity3 | $100.00 | 7/26/2011 9:41:24 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
518082
This series of Notes was issued and sold upon the funding of the borrower loan #51860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $119.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,362 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-nickel-sitar |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BUBBA
Purpose of loan:
This loan will be used to...combined and pay off bills.
My financial situation:
I am a good candidate for this loan because...even in hard times I will pay off my bills .i was working two jobs till just a few weeks ago I work my full time job and any part time i can find, if you need to secure this loan I will put up my 2003 jeep wrangler x. Right now I need this loan to stay on track I hope to pay it off way before the 3 years.
thankyou for your time BUBBA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/25/2011 9:02:30 AM |
| Bank_Of_XL | $25.00 | 7/25/2011 12:02:56 PM |
| singletrck | $25.00 | 7/25/2011 10:51:53 AM |
| reflective-rupee | $25.09 | 7/25/2011 10:55:44 AM |
| kenji4861 | $50.00 | 7/25/2011 11:45:13 PM |
| dbs | $25.00 | 7/26/2011 9:00:59 PM |
| exchange-squirrel | $25.00 | 7/27/2011 11:45:58 AM |
| One_Lolo | $25.00 | 7/27/2011 11:32:55 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:26 PM |
| enchanted-truth264 | $25.00 | 7/28/2011 9:45:39 AM |
| kinetic-social | $25.00 | 7/28/2011 10:58:16 AM |
| refined-penny | $25.00 | 7/28/2011 11:39:39 AM |
| musegaze | $100.00 | 7/28/2011 9:41:28 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:39 PM |
| thehousewife | $25.00 | 7/28/2011 10:55:39 AM |
| grampy48 | $25.00 | 7/28/2011 1:08:44 PM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:36 PM |
| pathcrx | $25.00 | 7/28/2011 1:21:04 PM |
| Investor22 | $25.00 | 7/28/2011 10:00:39 AM |
| novice-speculator | $25.00 | 7/28/2011 10:15:44 AM |
| jimbo29blue | $50.00 | 7/28/2011 10:24:08 AM |
| seabassx | $25.00 | 7/28/2011 10:44:14 AM |
| promise2 | $100.00 | 7/28/2011 1:01:56 PM |
| UTVolunteer | $350.00 | 7/28/2011 11:26:10 AM |
| Eric_Gagne | $100.00 | 7/28/2011 11:54:58 AM |
| competent-p2p | $33.81 | 7/28/2011 12:14:06 PM |
| MichaelProsper | $25.00 | 7/28/2011 1:30:32 PM |
| commitment-orca7 | $139.74 | 7/28/2011 1:46:10 PM |
| ArchonFinancialHoldings | $35.86 | 7/28/2011 1:57:41 PM |
| Leopoldine | $25.00 | 7/28/2011 1:10:48 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:13:10 PM |
| octoberfresh | $25.00 | 7/28/2011 1:59:08 PM |
| safe-kindness5 | $25.00 | 7/28/2011 2:04:20 PM |
| Rivervale_Westwood | $31.05 | 7/28/2011 2:09:21 PM |
| reflective-greenback1 | $50.00 | 7/25/2011 9:17:47 AM |
| bullwink27 | $25.00 | 7/25/2011 10:00:11 AM |
| Abstract | $50.00 | 7/25/2011 10:11:09 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:36 PM |
| 77dowplace | $25.00 | 7/25/2011 7:37:41 PM |
| Mav26 | $45.00 | 7/25/2011 5:55:01 PM |
| indomitable-coin | $25.00 | 7/26/2011 1:13:02 PM |
| CaptainBL | $50.00 | 7/26/2011 4:38:28 PM |
| hostbank | $250.00 | 7/26/2011 9:03:58 PM |
| economy-huckleberry0 | $25.00 | 7/27/2011 7:00:39 AM |
| credit-coach118 | $25.00 | 7/27/2011 2:20:25 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:03 PM |
| Kame | $25.00 | 7/28/2011 4:07:06 AM |
| mpatrick | $25.00 | 7/28/2011 9:25:06 AM |
| jimbo29blue | $32.00 | 7/28/2011 10:24:39 AM |
| engaging-worth | $25.00 | 7/28/2011 11:25:25 AM |
| Iowa65 | $36.45 | 7/28/2011 12:25:25 PM |
| jimbo29blue | $50.00 | 7/28/2011 10:24:21 AM |
| pnace | $50.00 | 7/28/2011 9:08:22 AM |
| pound-balancer | $100.00 | 7/28/2011 1:05:24 PM |
| Cover4 | $25.00 | 7/28/2011 10:55:50 AM |
| astute-investment5 | $25.00 | 7/28/2011 1:19:33 PM |
| a-logical-power | $50.00 | 7/28/2011 1:30:55 PM |
| happyface | $61.00 | 7/28/2011 10:26:18 AM |
| gentle-gain235 | $200.00 | 7/28/2011 10:32:27 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:34:10 PM |
| goodhearted-basis4 | $25.00 | 7/28/2011 12:51:09 PM |
| basis-wizard8 | $50.00 | 7/28/2011 12:27:08 PM |
| mlandrid | $35.00 | 7/28/2011 2:03:12 PM |
| ChrisProsper | $200.00 | 7/28/2011 2:10:49 PM |
| buffalobills | $25.00 | 7/28/2011 2:04:16 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
518086
This series of Notes was issued and sold upon the funding of the borrower loan #51790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 29y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,693 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| grandpa51 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
780-799
(Dec-2009)
780-799
(Nov-2009)
660-679
(May-2008)
|
|
Principal balance:
| $721.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because...i pay on time
Monthly net income: $3500
Monthly expenses: $
Housing: $1200
Insurance: $200
Car expenses: $500
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.09 | 7/26/2011 9:24:05 AM |
| worth-blanket2 | $6,949.91 | 7/26/2011 9:45:17 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:11 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
518092
This series of Notes was issued and sold upon the funding of the borrower loan #51783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $91.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
28 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $63,344 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nourishing-economy1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $1,663.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Credit Card Payoff
Purpose of loan:
This loan will be used to...Pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because... I've long term employment and a good income. I just need to pay off some high interest credit cards run up to pay for a daughters wedding.
Monthly net income: $8000
Monthly expenses: $200
Housing: $2200
Insurance: $480
Car expenses: $460
Utilities: $500
Phone, cable, internet: $80
Food, entertainment: $665
Clothing, household expenses: $480
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lostontheedge | $25.00 | 7/26/2011 9:09:12 AM |
| janeybooboo | $100.00 | 7/26/2011 9:12:54 AM |
| loanman2007 | $75.00 | 7/26/2011 9:22:31 AM |
| worth-blanket2 | $1,949.91 | 7/26/2011 9:45:17 AM |
| reflective-rupee | $200.09 | 7/26/2011 9:15:45 AM |
| ultimate-peace | $150.00 | 7/26/2011 9:09:56 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518190
This series of Notes was issued and sold upon the funding of the borrower loan #51734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 26y 2m |
|
Amount delinquent:
| $217 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,977 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-justice080 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
emergency loan
Purpose of loan:
This loan will be used to...
family emergency
My financial situation:
I am a good candidate for this loan because...
steady long term employment
Monthly net income: $5000
Monthly expenses: $
Housing: $1468
Insurance: $359
Car expenses: $800
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 7/25/2011 8:54:33 PM |
| worth-blanket2 | $4,900.00 | 7/26/2011 2:48:20 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
518206
This series of Notes was issued and sold upon the funding of the borrower loan #51799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 16y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,083 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| profitable-deal7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
|
|
Principal balance:
| $1,019.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
pay off loan-consolidate debts
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1400.00
Monthly expenses: $
Housing: $350.00
Insurance: $54.02
Car expenses: $357.43
Utilities: $40.00
Phone, cable, internet: 54.99
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: 70.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 7/26/2011 5:01:50 PM |
| janeybooboo | $50.00 | 7/26/2011 5:32:14 PM |
| MarvintheMartian | $35.00 | 7/26/2011 5:21:46 PM |
| janeybooboo | $100.00 | 7/26/2011 5:32:04 PM |
| investment-artist | $25.01 | 7/26/2011 5:02:02 PM |
| radforj22 | $25.00 | 7/26/2011 5:30:04 PM |
| worth-blanket2 | $1,559.99 | 7/26/2011 5:46:06 PM |
| daekpon | $30.00 | 7/26/2011 5:01:49 PM |
| ultimate-peace | $150.00 | 7/26/2011 5:09:24 PM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
518220
This series of Notes was issued and sold upon the funding of the borrower loan #51828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,790 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rate-telescope8 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BILLS
Purpose of loan:
This loan will be used to consolidate bills
My financial situation:
I am a good candidate for this loan because I pay my bills on time
Monthly net income: $2500
Monthly expenses: $200
Housing: $600
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/25/2011 5:02:03 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:14:31 PM |
| Wangchuk | $30.00 | 7/25/2011 6:18:43 PM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:15 AM |
| profit-powerplant | $25.00 | 7/26/2011 10:00:55 AM |
| worth-blanket2 | $5,694.91 | 7/26/2011 2:46:07 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518232
This series of Notes was issued and sold upon the funding of the borrower loan #51840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 17y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $524 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jkcandles |
Borrower's state:
| Pennsylvania |
Borrower's group:
| Worldpower Investments |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
580-599
(Apr-2008)
660-679
(Mar-2008)
|
|
Principal balance:
| $2,100.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Ebay stock buy
Purpose of loan:
This loan will be used to...Ebay business stock
My financial situation:
I am a good candidate for this loan because...see my past payment history
Monthly net income: $4844.00 & ebay $500.00
Monthly expenses: $3631.00 total
Housing: $1759.00
Insurance: $55.00
Car expenses: $467.00
Utilities: $140.00
Phone, cable, internet: $210.00
Food, entertainment: $600.00
Clothing, household expenses: $300.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Champion_Lending | $25.00 | 7/27/2011 9:08:14 AM |
| Dubbs360 | $25.00 | 7/27/2011 9:02:00 AM |
| MoneyForNothing | $25.00 | 7/27/2011 9:03:27 AM |
| Aberdeen | $4,000.00 | 7/27/2011 9:01:04 AM |
| jhouman | $25.00 | 7/27/2011 9:01:52 AM |
| Investor_DP | $100.00 | 7/27/2011 9:02:33 AM |
| worth-blanket2 | $1,000.00 | 7/27/2011 9:08:40 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
518244
This series of Notes was issued and sold upon the funding of the borrower loan #51819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1977 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 21y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,591 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonniewclass |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 19 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
660-679
(Sep-2009)
640-659
(Apr-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
3rd Loan--Guaranteed Income
Purpose of loan:
This loan will be used to...get a new roof and some small repairs around the house.
My financial situation:
I am a good candidate for this loan because...I have a guaranteed steady income and I pay my bills on time each month. Although I filled bankruptcy 10 years ago, it has still not come off my credit report. My payments are and will be automatically drafted out of my checking account each month for this loan.
Monthly net income: $2230.32
Monthly expenses: $1362 ($868 left over)
Housing: $628
Insurance: $60 (car)
Car expenses: $50
Utilities: $200
Phone, cable, internet: $99
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $150.00 | 7/26/2011 9:12:08 AM |
| NekHoldings | $25.00 | 7/26/2011 9:20:23 AM |
| worth-blanket2 | $7,500.00 | 7/26/2011 9:45:18 AM |
| american-investor | $38.35 | 7/26/2011 9:53:00 AM |
| outofoffice | $61.56 | 7/26/2011 9:32:06 AM |
| reflective-rupee | $200.09 | 7/26/2011 9:32:10 AM |
| bullish2bearish | $25.00 | 7/26/2011 9:51:26 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
518260
This series of Notes was issued and sold upon the funding of the borrower loan #51927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $527 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-jubilee6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2010)
|
|
Principal balance:
| $1,189.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
bill consolidation
Purpose of loan:
This loan will be used to... Consolidate household and other important bills. To provide an anchor to continue to improve credit score.
My financial situation:
I am a good candidate for this loan because... I currently have a loan with prosper and I am current with my payments.
Monthly net income: $2400
Monthly expenses: $1155
Housing: $750
Insurance: $0
Car expenses: $
Utilities: $80
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $25
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,000.00 | 7/27/2011 9:17:17 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518288
This series of Notes was issued and sold upon the funding of the borrower loan #51788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,041 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dn0337 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
640-659
(May-2008)
|
|
Principal balance:
| $2,680.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I always pay my credit cards and other financial obligations and never defaulted. Right now my monthly payments on my credit cards is more than what would be my monthly payment for Prosper Marketplace loan if approved. The loan if approved will solely be used to pay off my credit cards and other financial obligations.
I'm capable of paying the loan because I earn a good salary able to pay my financial obligations on time earning a high credit score.
Thanks a lot to the community of lenders of Prosper Marketplace for helping me in my past loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| professional-coin1 | $125.00 | 7/25/2011 6:43:37 PM |
| runner262 | $25.00 | 7/25/2011 6:51:57 PM |
| compoundinterest | $26.21 | 7/25/2011 5:02:09 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:42 PM |
| MarvintheMartian | $40.00 | 7/25/2011 5:10:13 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:56 PM |
| lloyd_s | $27.24 | 7/26/2011 12:52:21 AM |
| Pickmar | $25.00 | 7/26/2011 8:32:55 AM |
| astute-fairness0 | $25.00 | 7/26/2011 6:37:22 AM |
| dbs | $25.00 | 7/26/2011 9:01:01 PM |
| capthouls | $25.00 | 7/26/2011 9:12:57 PM |
| britgsb | $100.00 | 7/26/2011 10:10:54 PM |
| SolarMoonshine | $25.00 | 7/27/2011 3:36:29 AM |
| pnace | $50.00 | 7/26/2011 10:05:50 PM |
| starry2001 | $25.00 | 7/27/2011 3:55:13 AM |
| ladreammach77 | $25.00 | 7/27/2011 1:18:35 AM |
| SV-AZ | $25.00 | 7/26/2011 9:44:08 PM |
| Reddy_Capital | $25.00 | 7/26/2011 10:12:06 PM |
| Leopoldine | $50.00 | 7/27/2011 8:22:55 AM |
| sgt-schultz | $75.00 | 7/27/2011 6:08:38 AM |
| llequire1 | $50.00 | 7/27/2011 6:20:03 AM |
| peso-tiramisu | $25.00 | 7/27/2011 6:39:20 AM |
| Preferred-Lender | $100.00 | 7/27/2011 8:58:58 AM |
| penny-zeus | $83.06 | 7/27/2011 6:56:09 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:41 PM |
| novice-speculator | $25.00 | 7/27/2011 11:26:16 AM |
| successful-economy5 | $100.00 | 7/27/2011 12:27:50 PM |
| jlinh | $50.00 | 7/27/2011 4:56:49 PM |
| Charmart | $25.00 | 7/27/2011 2:11:57 PM |
| Oak-Parker | $25.00 | 7/27/2011 11:02:58 AM |
| fortytwo | $400.00 | 7/27/2011 11:40:19 AM |
| asset-bada-bing | $25.00 | 7/27/2011 3:15:50 PM |
| secureincome | $500.00 | 7/27/2011 3:40:11 PM |
| transparency-baton | $25.00 | 7/27/2011 4:07:37 PM |
| jescowa | $50.00 | 7/27/2011 6:15:09 PM |
| thankful-nickel2 | $25.00 | 7/27/2011 6:23:24 PM |
| objective-investor | $200.00 | 7/27/2011 7:22:30 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:31:40 PM |
| janeybooboo | $75.00 | 7/27/2011 6:56:21 PM |
| Gordon_Gekko1 | $25.00 | 7/27/2011 5:28:01 PM |
| unflappable-pound3 | $50.00 | 7/27/2011 7:30:06 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:54:31 PM |
| availableloan | $25.00 | 7/27/2011 8:44:52 PM |
| a-restless-dollar | $25.00 | 7/27/2011 10:36:52 PM |
| persistent-value3 | $35.38 | 7/28/2011 2:45:50 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:12 PM |
| heerzaquestion | $50.00 | 7/28/2011 3:51:04 AM |
| WSB-GROUP | $25.00 | 7/27/2011 7:23:16 PM |
| sevenbridges | $140.24 | 7/27/2011 7:36:30 PM |
| cello1 | $25.00 | 7/27/2011 7:52:27 PM |
| misit | $25.00 | 7/27/2011 9:41:01 PM |
| Astyanax | $100.00 | 7/27/2011 10:27:18 PM |
| jarf | $28.64 | 7/27/2011 10:29:20 PM |
| gogrannygo | $25.00 | 7/28/2011 6:14:07 AM |
| market-trooper3 | $25.00 | 7/27/2011 8:47:45 PM |
| The-Lighthouse-Group | $25.00 | 7/28/2011 5:34:30 AM |
| cerebral-dollar773 | $50.00 | 7/28/2011 6:13:33 AM |
| Kame | $25.00 | 7/28/2011 4:07:10 AM |
| wampum-chorus3 | $65.08 | 7/28/2011 6:12:41 AM |
| investment-artist | $25.01 | 7/25/2011 5:02:11 PM |
| MoneyForNothing | $28.20 | 7/25/2011 5:11:20 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:19 PM |
| JustMee | $25.00 | 7/26/2011 6:12:54 AM |
| Dollars4Rent | $25.00 | 7/26/2011 12:50:22 PM |
| indomitable-coin | $25.00 | 7/26/2011 1:24:22 PM |
| income-awakening6 | $25.00 | 7/26/2011 4:53:57 PM |
| CaptainBL | $50.00 | 7/26/2011 4:38:31 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:45:36 PM |
| BankofBeth | $25.00 | 7/26/2011 11:16:10 PM |
| the-discrete-income | $25.00 | 7/26/2011 8:59:15 PM |
| 77dowplace | $25.00 | 7/26/2011 7:14:02 PM |
| Quiddity | $34.16 | 7/26/2011 10:32:31 PM |
| danthemon35 | $172.72 | 7/27/2011 5:34:09 AM |
| GElender | $50.00 | 7/27/2011 5:52:21 AM |
| GElender | $40.00 | 7/27/2011 6:01:47 AM |
| hostbank | $250.00 | 7/26/2011 9:04:02 PM |
| competent-p2p | $30.00 | 7/27/2011 6:52:07 AM |
| jeffpac | $100.00 | 7/26/2011 9:49:07 PM |
| CreditBuilder2 | $50.00 | 7/26/2011 10:52:54 PM |
| zippy-revenue8 | $25.00 | 7/27/2011 5:58:36 AM |
| One_Lolo | $25.00 | 7/27/2011 4:05:03 AM |
| Johnab | $25.03 | 7/27/2011 4:48:58 AM |
| soular21804 | $25.00 | 7/27/2011 5:38:10 AM |
| the-bid-sorcerer | $100.00 | 7/27/2011 8:16:49 AM |
| nickel-synapse | $25.00 | 7/27/2011 6:42:53 AM |
| 56bones | $25.00 | 7/27/2011 10:02:00 AM |
| agalt | $100.00 | 7/27/2011 9:13:25 AM |
| nimcha | $50.00 | 7/27/2011 7:49:22 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:59 AM |
| gain-mountain1 | $25.00 | 7/27/2011 11:18:54 AM |
| the-serene-transaction | $26.89 | 7/27/2011 10:03:05 AM |
| liberty-grizzly | $191.16 | 7/27/2011 1:08:02 PM |
| goodhearted-basis4 | $25.00 | 7/27/2011 9:47:48 AM |
| secureincome | $450.00 | 7/27/2011 4:19:04 PM |
| Snoopylover | $25.00 | 7/27/2011 10:55:46 AM |
| heavy_ax | $25.00 | 7/27/2011 2:07:14 PM |
| commerce-yeller | $50.00 | 7/27/2011 6:55:32 PM |
| Corlei | $25.00 | 7/27/2011 4:01:16 PM |
| janeybooboo | $125.00 | 7/27/2011 6:37:42 PM |
| creativename | $30.00 | 7/27/2011 10:21:42 PM |
| MLMarine | $25.00 | 7/27/2011 7:31:08 PM |
| orangetrust | $100.00 | 7/27/2011 9:37:15 PM |
| golffish2 | $25.00 | 7/28/2011 4:17:11 AM |
| spiff666 | $26.66 | 7/27/2011 7:58:45 PM |
| grampy48 | $33.41 | 7/28/2011 4:33:05 AM |
| serene-capital | $25.00 | 7/27/2011 11:25:44 PM |
| wild-orange | $100.00 | 7/28/2011 1:54:51 AM |
| runbix7 | $25.00 | 7/28/2011 2:25:39 AM |
| stonehillloans | $25.00 | 7/28/2011 3:58:32 AM |
| careful-note1 | $64.53 | 7/28/2011 4:05:25 AM |
| Feyenoord | $25.00 | 7/27/2011 9:16:45 PM |
| peso-aggregator | $25.00 | 7/28/2011 5:37:47 AM |
| EngineersAlliance | $46.38 | 7/28/2011 6:33:39 AM |
| crw1950 | $80.00 | 7/28/2011 4:38:07 AM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
518314
This series of Notes was issued and sold upon the funding of the borrower loan #51786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,311 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-galaxy5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
|
|
Principal balance:
| $1,586.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
vacation
Purpose of loan: vacation
This loan will be used to...
help send my mothers on cruise for 75 th birthday
My financial situation:
I am a good candidate for this loan because... I had loan with company & have never miss a payment
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 7/27/2011 9:17:41 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518334
This series of Notes was issued and sold upon the funding of the borrower loan #51807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 24y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,045 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-awesome-listing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $4,290.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Loan For Daughter Going To Collage
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4200
Housing: $1400.00
Car expenses: $400
Utilities: $300
Phone, cable, internet: $ 150
Food, entertainment: $ 150
Clothing, household expenses: $100
Credit cards and other loans: $ 220
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $50.00 | 7/26/2011 9:08:39 AM |
| reflective-rupee | $500.09 | 7/26/2011 9:19:24 AM |
| worth-blanket2 | $4,369.90 | 7/26/2011 9:45:19 AM |
| caseattle | $25.00 | 7/26/2011 9:01:47 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:32 AM |
| MarvintheMartian | $30.00 | 7/26/2011 9:10:45 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518340
This series of Notes was issued and sold upon the funding of the borrower loan #51746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 94 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,393 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-power-conductor |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Debt Consolidation
Purpose of loan:
This loan will be used to pay off current credit card debt.
My financial situation Suntrust Bank
I am a good candidate for this loan because I have a good credit score and I have never been late on any of my payments
Monthly net income: $4894
Monthly expenses: $
Housing: $888
Insurance: $240
Car expenses: $350
Utilities: $250
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $670
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/26/2011 9:02:25 AM |
| penny-surgeon | $25.00 | 7/26/2011 9:33:33 AM |
| janeybooboo | $119.63 | 7/26/2011 9:53:27 AM |
| carrinel | $50.00 | 7/26/2011 1:58:13 PM |
| worth-blanket2 | $5,780.37 | 7/26/2011 2:48:03 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518360
This series of Notes was issued and sold upon the funding of the borrower loan #51822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,730 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-piccolo8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation Loan
This loan will be used to pay off debt that was incurred after the purchase of my new home. I needed to purchase window coverings for my home, a new washer and dryer, and had to cut several trees down in my front yard.
The expenses that I will be paying off will not reoccur, thus I will not be putting myself further into debt.
I am a good candidate for this loan because I have a stable job and steady income. My goal in consolidating these debts is be debt-free in a shorter amount of time.
I hope that you will consider my as a viable candidate. I pay all my bills on time, usually early, and will do the same for this loan.
Monthly net income: $3975.00
Monthly expenses: $3400.00
Housing: $1200.00
Insurance: $100.00
Car expenses: $350.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/26/2011 5:01:58 PM |
| CA-Lender | $50.07 | 7/26/2011 5:55:06 PM |
| favorite-commerce | $25.00 | 7/26/2011 7:02:07 PM |
| profit-powerplant | $25.00 | 7/26/2011 7:37:06 PM |
| Wangchuk | $35.00 | 7/26/2011 7:57:06 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:53 PM |
| reflective-rupee | $1,000.09 | 7/26/2011 7:51:27 PM |
| Horse-Lender | $30.77 | 7/27/2011 4:43:44 AM |
| leverage-monger | $25.00 | 7/27/2011 8:01:01 AM |
| jkeller4000 | $25.00 | 7/27/2011 3:19:40 AM |
| loanman2007 | $100.00 | 7/27/2011 9:37:37 AM |
| genuine-dime | $100.00 | 7/27/2011 5:23:35 AM |
| JustMee | $25.00 | 7/27/2011 6:06:26 AM |
| economy-huckleberry0 | $25.00 | 7/27/2011 7:12:36 AM |
| riveting-credit5 | $200.00 | 7/27/2011 11:12:27 AM |
| worth-blanket2 | $3,209.07 | 7/27/2011 1:56:57 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
518394
This series of Notes was issued and sold upon the funding of the borrower loan #51805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-sherpa |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lola
Purpose of loan:
This loan will be used to... This loan purpose is to help fund a book I'm writing that is being worked on to be published.
My financial situation:
I am a good candidate for this loan because...Upon publishing I will be working towards paying back the loan that helped my dreams come true.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron | $25.00 | 7/26/2011 5:01:51 PM |
| worth-blanket2 | $3,975.00 | 7/26/2011 5:48:45 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
518442
This series of Notes was issued and sold upon the funding of the borrower loan #51852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 36y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,241 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| larrysam |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
never late/never missed payment
Purpose of loan:
This loan will be used to..update residence for resale.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $9500.00
Monthly expenses: $00
Housing: $1200.00
Insurance: $above
Car expenses: $none
Utilities: $250.00
Phone, cable, internet: $123.00
Food, entertainment: $variesClothing, household expenses: $
Credit cards and other loans: $4000.00
Other expenses: $00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 7/26/2011 5:01:13 PM |
| radforj22 | $25.00 | 7/26/2011 5:30:04 PM |
| worth-blanket2 | $6,592.87 | 7/26/2011 5:46:07 PM |
| MoneyForNothing | $50.00 | 7/26/2011 5:01:58 PM |
| sweetlan | $25.07 | 7/26/2011 5:20:20 PM |
| clemclan | $32.05 | 7/26/2011 5:37:08 PM |
| investment-artist | $25.01 | 7/26/2011 5:02:03 PM |
| janeybooboo | $200.00 | 7/26/2011 5:28:13 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
518470
This series of Notes was issued and sold upon the funding of the borrower loan #51910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
8 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,191 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 47 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kdi12 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 43 ( 52% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 40
( 48% )
| 600-619
(Jun-2010)
640-659
(May-2010)
620-639
(Nov-2007)
620-639
(May-2007)
|
|
Principal balance:
| $168.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 83 | | |
Description
Hoping For One Monthly Bill!
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate my small credit card balances into one monthly payment with a better interest rate, as well as structured payoff plan.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3946
Monthly expenses: $ 3542
Housing: $ 1600
Insurance: $185
Car expenses: $357
Utilities: $40
Phone, cable, internet: $170
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 7/28/2011 10:02:48 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:27 AM |
| Kash2010lu | $25.00 | 7/28/2011 9:05:01 AM |
| worth-blanket2 | $6,324.91 | 7/28/2011 10:22:11 AM |
| reflective-rupee | $25.09 | 7/28/2011 9:10:53 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518480
This series of Notes was issued and sold upon the funding of the borrower loan #51856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,380 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| prudent-income651 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate / Auto Repair
Purpose of loan:
This loan will be used to consolidate some smaller debts and pay for some needed auto repairs.
My financial situation:
I am a good candidate for this loan because I have on time payments for all loans, credit cards and mortgages for the past 8+ years. I have changed jobs this year, but I am a college graduate with a stable work history of over 20+ years.
I have no outstanding auto loans and looking to be debt free in the next few years, with the exception of a possible mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 7/26/2011 5:48:54 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518486
This series of Notes was issued and sold upon the funding of the borrower loan #51903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 3m |
|
Amount delinquent:
| $239 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,825 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| PathToWalk |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Clearing the slate...
Purpose of loan:
This loan will be used to... 'clear the slate'... to get a fresh start... and to get out from under the burden of debt, and the crushing weight of 'minimum payments', so that I can focus on continuing to grow my business.
My financial situation:
I am a good candidate for this loan because... although my income is less than it was during my first year of self-employment, it is still "solid" and sufficient. I have now adjusted to this significantly lower income rate -- which happened in large part because of the changes in the economy -- and have refocused and revamped my business to be better poised for success. I am moving forward, and seek to do so with a 'clean slate' from the past.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/26/2011 5:02:00 PM |
| shrewd-income | $200.00 | 7/26/2011 6:12:13 PM |
| reflective-rupee | $500.09 | 7/26/2011 7:48:01 PM |
| shawnw2 | $50.00 | 7/26/2011 8:14:23 PM |
| redwraith | $100.00 | 7/26/2011 6:07:25 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:55 PM |
| yf99yz | $45.00 | 7/26/2011 10:09:49 PM |
| SecondChanceLendingSERV | $44.66 | 7/27/2011 5:59:55 AM |
| DasMula | $57.00 | 7/27/2011 9:18:16 AM |
| seabassx | $25.00 | 7/27/2011 6:57:57 AM |
| chad-bro-chill | $25.00 | 7/27/2011 8:30:33 AM |
| SolarMoonshine | $25.00 | 7/27/2011 10:04:31 AM |
| whitegold24k | $100.00 | 7/27/2011 5:05:42 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:30:51 PM |
| worldly-investment333 | $50.00 | 7/27/2011 9:47:16 PM |
| availableloan | $25.00 | 7/27/2011 8:46:55 PM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 7:56:46 PM |
| professional-coin1 | $175.00 | 7/27/2011 8:01:24 PM |
| a-restless-dollar | $33.00 | 7/27/2011 10:38:45 PM |
| grove064 | $100.00 | 7/27/2011 8:33:45 PM |
| trumpeter5 | $30.00 | 7/28/2011 6:19:54 AM |
| five-star-note | $100.00 | 7/28/2011 1:20:14 AM |
| thestartuplender | $105.00 | 7/28/2011 3:06:16 AM |
| foothillender | $25.00 | 7/28/2011 7:28:31 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:24 PM |
| GElender | $40.00 | 7/28/2011 6:03:46 AM |
| fireman4 | $27.00 | 7/28/2011 6:45:57 AM |
| credit-coach118 | $25.00 | 7/27/2011 11:08:01 PM |
| shawnw2 | $44.89 | 7/28/2011 7:06:47 AM |
| jmeasn | $100.00 | 7/28/2011 12:28:28 AM |
| boomer5 | $25.00 | 7/28/2011 2:05:00 AM |
| stonehillloans | $25.00 | 7/28/2011 4:01:35 AM |
| Stradivari | $25.00 | 7/28/2011 8:38:40 AM |
| Bob450 | $25.04 | 7/28/2011 7:54:37 AM |
| evergreen16 | $149.46 | 7/28/2011 9:05:09 AM |
| CA-Lender | $75.07 | 7/26/2011 5:51:31 PM |
| worth-blanket2 | $7,500.00 | 7/26/2011 5:46:07 PM |
| r48 | $25.00 | 7/26/2011 5:59:28 PM |
| bold-principal-fountain | $25.00 | 7/26/2011 10:08:18 PM |
| Mikale360 | $25.00 | 7/26/2011 9:00:34 PM |
| Moe87 | $47.52 | 7/27/2011 3:39:46 AM |
| NekHoldings | $25.00 | 7/27/2011 3:50:38 AM |
| wisconsinvestor | $50.00 | 7/27/2011 5:27:13 AM |
| Feyenoord | $25.00 | 7/27/2011 12:52:04 AM |
| chameleon125 | $25.00 | 7/27/2011 6:52:41 AM |
| loanman2007 | $125.00 | 7/27/2011 9:15:32 AM |
| golffish2 | $25.00 | 7/27/2011 5:53:53 AM |
| marwadi-62 | $1,000.00 | 7/27/2011 8:47:00 AM |
| AlternativeCashFlow | $25.80 | 7/27/2011 10:32:27 AM |
| first-serene-credit | $25.00 | 7/27/2011 10:43:36 AM |
| proud-pound4 | $25.00 | 7/27/2011 11:01:37 AM |
| mikeandcat | $132.49 | 7/27/2011 12:24:06 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:55:26 PM |
| red-favorable-basis | $25.00 | 7/27/2011 8:49:41 PM |
| britgsb | $100.00 | 7/27/2011 11:05:57 PM |
| ect_2k20 | $37.62 | 7/27/2011 7:06:37 PM |
| platinum-platoon | $25.00 | 7/28/2011 5:03:53 AM |
| professional-coin1 | $50.00 | 7/27/2011 8:02:03 PM |
| LendingPimp | $100.00 | 7/28/2011 2:13:22 AM |
| payout-bridge | $50.00 | 7/28/2011 3:05:55 AM |
| secureincome | $2,250.00 | 7/28/2011 7:21:02 AM |
| return-rocket9 | $25.00 | 7/28/2011 8:01:06 AM |
| diligent-peace9 | $50.00 | 7/28/2011 8:34:37 AM |
| Bill88 | $35.00 | 7/28/2011 8:45:04 AM |
| jmeasn | $100.00 | 7/28/2011 12:28:05 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:46 AM |
| upbeat-wealth | $25.00 | 7/28/2011 1:45:58 AM |
| heerzaquestion | $100.00 | 7/28/2011 3:53:56 AM |
| american-investor | $45.36 | 7/28/2011 4:13:30 AM |
| briskdevl07 | $25.00 | 7/28/2011 8:37:40 AM |
| Leopoldine | $25.00 | 7/28/2011 8:42:28 AM |
| blissful-finance7 | $25.00 | 7/28/2011 5:16:32 AM |
| octoberfresh | $25.00 | 7/28/2011 7:33:49 AM |
| SqueezeKing | $25.00 | 7/28/2011 8:30:19 AM |
| depalma13 | $25.00 | 7/28/2011 8:41:42 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
518522
This series of Notes was issued and sold upon the funding of the borrower loan #51837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
6 | Length of status: | 6y 2m |
|
Amount delinquent:
| $81,723 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,141 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Carfan21 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 66% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 10
( 29% )
| 680-699
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 6% )
|
|
Total payments billed:
| 35 | | |
Description
Debt cleanup
Purpose of loan:
This loan will be used to pay off credit card debt, quickly and save money long term.
My financial situation:
I am a good candidate for this loan because I am in a good job with decent job security. I will be able to pay this loan off quickly.
Monthly net income: $ 2600.00
Monthly expenses: $
Housing: $800
Insurance: $200
Car expenses: $240
Utilities: $160
Phone, cable, internet: $50
Food, entertainment: $230
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Preferred-Lender | $25.00 | 7/27/2011 9:04:35 AM |
| worth-blanket2 | $2,975.00 | 7/27/2011 9:20:45 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
518534
This series of Notes was issued and sold upon the funding of the borrower loan #51847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 4m |
|
Amount delinquent:
| $54 |
Total credit lines:
| 7 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,033 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| City4Ever1992 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,501.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
620-639
(Apr-2007)
|
|
Principal balance:
| $1,625.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
3rd Prosper Loan
Purpose of loan:
To purchase a truck for a side recycling business.
My financial situation:
I paid off my first prosper loan ($6000) on 04/2010 and the current one ($2500) will be done 02/2013.
I can well afford the payments, but a misunderstanding with Verizon over 1st months service at an apartment I never took caused a $54 blemish.
Finances
776.00 Rent
226.39 Car Loan (2716.68 balance paid off by 07/09/12)
113.09 Prosper Loan (1645.34 balance paid off by 02/10/13)
100.00 Credit Card (779.68 balance/$2000 Credit Limit)
140.00 Furniture Charge Card (3203.02 balance/$4100 Credit Limit
123.12 Gas and Electric (Averaged)
165.15 Car Insurance
153.97 Cable & Internet
107.77 Phone
100.00 Fuel
200.00 Food & Entertainment
2205.49 Total Bills (2527.96 after this Loan)
2990.34 Monthly Income
-2205.49 Bills (2527.96 after this Loan)
784.85 Monthly Net (462.38 after this Loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $2,000.00 | 7/27/2011 9:01:24 AM |
| jhouman | $25.00 | 7/27/2011 9:01:52 AM |
| MoneyForNothing | $40.00 | 7/27/2011 9:02:28 AM |
| lendstats_com | $500.00 | 7/27/2011 9:02:46 AM |
| Aberdeen | $5,000.00 | 7/27/2011 9:00:46 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518546
This series of Notes was issued and sold upon the funding of the borrower loan #51743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1975 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
9 | Length of status: | 7y 7m |
|
Amount delinquent:
| $1,667 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,127 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Smoothe-Operator |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2010)
640-659
(Jun-2008)
|
|
Principal balance:
| $2,123.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Please help me consolidate debt!!
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I earn a good income as a Registered Nurse and always pay my bills.
Monthly net income: $6000
Monthly expenses:
Housing: $ 1200
Insurance: $175
Car expenses: $550
Utilities: $125
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| capital-deployment | $25.00 | 7/26/2011 5:12:22 PM |
| CA-Lender | $50.07 | 7/26/2011 5:38:03 PM |
| worth-blanket2 | $2,674.93 | 7/26/2011 5:47:03 PM |
| MoneyForNothing | $50.00 | 7/26/2011 5:01:59 PM |
| lendstats_com | $200.00 | 7/26/2011 5:25:14 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518660
This series of Notes was issued and sold upon the funding of the borrower loan #51791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 11m |
|
Amount delinquent:
| $707 |
Total credit lines:
| 37 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,381 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| redwines1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2008)
700-719
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to... consolodate debt so that I can go back to school
My financial situation: very good
I am a good candidate for this loan because...I previously had a loan with prosper that I recently paid off
Monthly net income: $3000
Monthly expenses: $1700
Housing: $500
Insurance: $65
Car expenses: $145
Utilities: $30
Phone, cable, internet: $20
Food, entertainment: $20
Clothing, household expenses: $
Credit cards and other loans: $406
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $3,783.11 | 7/27/2011 5:05:00 PM |
| DHolly | $25.00 | 7/27/2011 5:02:45 PM |
| Investor_DP | $100.00 | 7/27/2011 5:03:25 PM |
| kind-charming-value | $1,000.00 | 7/27/2011 5:00:41 PM |
| pembull | $25.00 | 7/27/2011 5:00:57 PM |
| RoZu_Lending | $191.89 | 7/27/2011 5:01:48 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518708
This series of Notes was issued and sold upon the funding of the borrower loan #51797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 10m |
|
Amount delinquent:
| $40 |
Total credit lines:
| 16 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $246 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| purposeful-market3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GG
Purpose of loan:
This loan will be used to... Pay off bills
My financial situation:
I am a good candidate for this loan because... I am an employed teacher (20 years of employment history) with financial issues this summer, due to wife's medical issues, which have been resolved
Monthly net income: $ 7600
Monthly expenses: $ 750
Housing: $ 2000
Insurance: $ 400
Car expenses: $ 1100
Utilities: $ 800
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $ 1000 (Groceries for a family of 6)
Credit cards and other loans: $ 500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,900.00 | 7/27/2011 5:25:41 PM |
| Investor_DP | $100.00 | 7/27/2011 5:02:12 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
518750
This series of Notes was issued and sold upon the funding of the borrower loan #51833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,761 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| BigSportsFan81 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 47 ( 65% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 4
( 6% )
| 620-639
(May-2008)
600-619
(Apr-2008)
600-619
(Jan-2008)
600-619
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 21
( 29% )
|
|
Total payments billed:
| 72 | | |
Description
Looking to consolidate debt
This loan will be used to consolidate my debt into one easy monthly payment, including paying off two cards with similar interest rates, that are closed. I'd rather put $ in your pocket than big monster mega bank!
I have had prosper loans before which are now paid in full. I was set up on a payment plan for a few months while I as out of work in late 2009, so it marked my loan as "late," but it was a plan set up w/ Prosper. Both loans were paid off in full on time. My job is stable and I just got a promotion to a Business Analyst; my income will increase. I am living at home rent free and will be doing so for another year.
Monthly net income: $2332.10
Monthly expenses: $1360.00
Housing: $0
Insurance: $105.00
Car expenses: $80.00 (Gas)
Utilities: $200.00
Phone, cable, internet: $225.00
Food, entertainment: $300.00
Credit cards and other loans: $450.00
Total Net Income: $972.10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrxtravis | $25.00 | 7/28/2011 9:02:00 AM |
| ultimate-peace | $150.00 | 7/28/2011 9:03:29 AM |
| greencat | $50.00 | 7/28/2011 9:31:06 AM |
| favorite-commerce | $50.00 | 7/28/2011 9:58:21 AM |
| alexgalt | $25.00 | 7/28/2011 10:01:13 AM |
| Kash2010lu | $25.00 | 7/28/2011 9:04:42 AM |
| worth-blanket2 | $3,704.68 | 7/28/2011 12:51:30 PM |
| Investor_DP | $100.00 | 7/28/2011 9:03:28 AM |
| reflective-rupee | $25.09 | 7/28/2011 9:12:40 AM |
| profit-powerplant | $25.00 | 7/28/2011 9:15:49 AM |
| dartmouth99 | $45.23 | 7/28/2011 11:21:51 AM |
| Track-Layer | $100.00 | 7/28/2011 11:36:46 AM |
| janeybooboo | $50.00 | 7/28/2011 9:11:24 AM |
| genuine-dime | $100.00 | 7/28/2011 11:10:14 AM |
| proper-revenue7 | $25.00 | 7/28/2011 11:12:06 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
518834
This series of Notes was issued and sold upon the funding of the borrower loan #51812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,962 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| beagle-lover |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
700-719
(Oct-2010)
|
|
Principal balance:
| $2,599.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Utility Bill double / Auto tax
Purpose of loan:
This loan will be used to...tax and title for a vehicle for my kid since she is can drive. We had this money saved up in our savings to pay for this and now with the excess heat in our state our utilities more than doubled thus depleting out savings to make sure our utilities are current with or weather the past month which is not common this early of the summer.
My financial situation:
I am a good candidate for this loan because...I have a current Prosper Loan of more than this amount and every payment has been on time with no issues. I have never been late on any loans and never late on my mortgage or car loans. I would greatly appreciate the breathing room this would give my family for the rest of the summer.
Monthly net income: $6200
Housing: $2056
Car Insurance: $145
Car expenses: $920
Utilities: $550
Phone, cable, internet: $145
Food expense: $200
Credit cards and other loans: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $100.00 | 7/28/2011 9:12:13 AM |
| profit-powerplant | $25.00 | 7/28/2011 9:15:50 AM |
| Whipster | $60.00 | 7/28/2011 9:01:42 AM |
| reflective-rupee | $400.09 | 7/28/2011 9:05:37 AM |
| favorite-commerce | $35.00 | 7/28/2011 9:57:43 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:14 AM |
| NekHoldings | $25.00 | 7/28/2011 9:11:42 AM |
| MarvintheMartian | $25.00 | 7/28/2011 9:40:23 AM |
| SolarMoonshine | $25.00 | 7/28/2011 9:57:28 AM |
| silvercertificate | $25.00 | 7/28/2011 9:23:48 AM |
| worth-blanket2 | $1,179.91 | 7/28/2011 10:22:12 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
518840
This series of Notes was issued and sold upon the funding of the borrower loan #51894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1986 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,117 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| juicy |
Borrower's state:
| Minnesota |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
640-659
(Jun-2008)
|
|
Principal balance:
| $4,422.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
consolidate bills
Purpose of loan:
This loan will be used to...help me get a job and pay some bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $1200
Housing: $300.
Insurance: $
Car expenses: $150.
Utilities: $
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 7/28/2011 9:02:14 AM |
| reflective-rupee | $25.09 | 7/28/2011 9:05:58 AM |
| money-baron | $25.00 | 7/28/2011 9:01:49 AM |
| MoneyForNothing | $25.01 | 7/28/2011 9:05:41 AM |
| investment-artist | $25.01 | 7/28/2011 9:02:00 AM |
| alexgalt | $25.00 | 7/28/2011 10:02:06 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:29 AM |
| lloyd_s | $25.00 | 7/28/2011 9:26:49 AM |
| worth-blanket2 | $3,674.89 | 7/28/2011 10:37:14 AM |
| MoneyForNothing | $25.00 | 7/28/2011 9:02:15 AM |
| profit-powerplant | $25.00 | 7/28/2011 9:15:51 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
488679
This series of Notes was issued and sold upon the funding of the borrower loan #51892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $405.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,890 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benrice |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 93 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $28,001.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2009)
700-719
(May-2009)
700-719
(Dec-2007)
680-699
(Apr-2006)
|
|
Principal balance:
| $2,120.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 93 | | |
Description
3rd and Final Prosper Loan
Purpose of loan:
This loan will be used to pay off remaining credit card amounts.
My financial situation:
I am a good candidate for this loan because I have had two previous loans, one fully-paid off, and have never missed a payment. Because of the good interest rates I've gotten on the Prosper loans I have also opted to not pay those earlier, preferring to pay the credit card payments, resulting in a win-win for me and the generous lenders here.
My checking accoutn is used for automatic payment of my Prosper loans. Also, I use mint.com to check my financial situation on a daily basis and keep a very close eye on my budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| determined-revenue1 | $100.00 | 7/22/2011 5:02:00 PM |
| investment-artist | $25.01 | 7/22/2011 5:02:23 PM |
| availableloan | $25.00 | 7/22/2011 6:11:34 PM |
| s270 | $25.00 | 7/23/2011 12:36:11 PM |
| balance-proton | $25.77 | 7/23/2011 8:56:36 PM |
| Gordon_Gekko1 | $30.00 | 7/23/2011 11:23:52 PM |
| RainMakers | $25.00 | 7/23/2011 11:58:54 PM |
| brightest-benjamins-onator | $50.00 | 7/24/2011 6:49:00 AM |
| Lubava | $119.02 | 7/24/2011 7:18:39 AM |
| reflective-rupee | $25.09 | 7/24/2011 7:20:53 AM |
| lotus6 | $58.92 | 7/24/2011 8:52:36 AM |
| Leopoldine | $25.58 | 7/24/2011 9:21:51 AM |
| Big_Baller | $29.98 | 7/24/2011 10:50:42 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:59:02 PM |
| Kaj | $50.00 | 7/24/2011 5:20:50 AM |
| NekHoldings | $25.00 | 7/24/2011 6:18:26 AM |
| glimmering-generosity0 | $50.00 | 7/24/2011 6:51:25 AM |
| chekat | $25.00 | 7/24/2011 2:30:58 AM |
| ore-dojo | $25.00 | 7/24/2011 8:18:39 AM |
| checkers38 | $25.00 | 7/24/2011 8:20:27 AM |
| musegaze | $100.00 | 7/24/2011 9:53:55 AM |
| reflective-rupee | $175.00 | 7/24/2011 7:24:22 AM |
| cjames84 | $25.00 | 7/24/2011 4:47:20 PM |
| thehousewife | $25.00 | 7/24/2011 4:51:18 PM |
| head | $25.00 | 7/24/2011 11:34:34 AM |
| jarevack | $25.00 | 7/24/2011 11:50:54 AM |
| capital-blueberry | $25.00 | 7/24/2011 8:50:56 PM |
| cerebral-dollar773 | $119.17 | 7/24/2011 1:31:13 PM |
| repaymeplease | $25.00 | 7/24/2011 1:16:31 PM |
| repaymeplease | $25.00 | 7/24/2011 1:17:27 PM |
| cunning-bill2 | $25.00 | 7/24/2011 4:31:13 PM |
| WSTRDG | $25.00 | 7/24/2011 2:02:24 PM |
| basis-viking | $50.00 | 7/24/2011 11:54:11 PM |
| natural-greenback6 | $25.00 | 7/24/2011 5:14:42 PM |
| RLaumeyer | $25.00 | 7/24/2011 3:48:45 PM |
| supersarah61 | $50.00 | 7/24/2011 4:54:43 PM |
| Eagledrop | $25.00 | 7/25/2011 7:40:43 AM |
| bradny | $25.00 | 7/25/2011 7:46:05 AM |
| snm2001 | $30.26 | 7/25/2011 7:51:02 AM |
| polka2002 | $25.27 | 7/25/2011 8:42:16 AM |
| ptjg | $100.00 | 7/24/2011 10:21:03 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:24:15 AM |
| GElender | $50.00 | 7/25/2011 5:39:11 AM |
| setUup | $38.20 | 7/25/2011 8:34:43 AM |
| balance-warrior | $25.03 | 7/25/2011 9:22:25 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:26:30 AM |
| Loan-Mart | $90.59 | 7/25/2011 11:27:18 AM |
| Rider | $125.00 | 7/25/2011 9:48:08 AM |
| chameleon125 | $25.00 | 7/25/2011 12:05:26 PM |
| friendly-moola0 | $250.00 | 7/25/2011 1:45:11 PM |
| kind-bid-genome | $25.00 | 7/25/2011 10:23:03 AM |
| VBinvestor | $100.00 | 7/25/2011 2:14:01 PM |
| FinanceEngine | $50.00 | 7/25/2011 10:38:49 AM |
| reflective-rupee | $300.00 | 7/25/2011 11:40:20 AM |
| treasure-pipeline | $75.00 | 7/25/2011 12:10:19 PM |
| a-community-aficionado | $50.00 | 7/25/2011 12:19:50 PM |
| Veets | $500.00 | 7/25/2011 1:47:11 PM |
| wyogirllender | $25.00 | 7/25/2011 12:30:51 PM |
| worldly-investment333 | $50.00 | 7/25/2011 2:40:52 PM |
| LibbyZ | $50.00 | 7/25/2011 2:53:17 PM |
| Tscheddar | $25.00 | 7/25/2011 3:14:23 PM |
| uarewhatuthink | $31.47 | 7/25/2011 3:11:20 PM |
| galloping_unicorns_batman | $35.00 | 7/25/2011 3:32:34 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:12 PM |
| compoundinterest | $50.00 | 7/22/2011 5:02:24 PM |
| MoneyForNothing | $178.62 | 7/22/2011 5:15:23 PM |
| Feyenoord | $25.00 | 7/22/2011 10:32:00 PM |
| janeybooboo | $200.00 | 7/22/2011 8:14:34 PM |
| GoGalt | $50.00 | 7/22/2011 8:58:55 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:14 AM |
| 77dowplace | $25.00 | 7/23/2011 9:24:20 AM |
| pound-balancer | $100.00 | 7/23/2011 3:47:55 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:56 PM |
| balance-windmill8 | $27.50 | 7/23/2011 6:37:00 PM |
| _NaLNaBB | $500.00 | 7/23/2011 9:21:37 PM |
| ChoiceInvestments | $27.00 | 7/24/2011 1:09:02 AM |
| finance-symphony7 | $50.00 | 7/24/2011 4:15:56 AM |
| Binan | $50.00 | 7/24/2011 8:47:34 AM |
| garlicguy | $500.00 | 7/23/2011 11:02:26 PM |
| LendsToMomos | $67.21 | 7/24/2011 4:32:22 AM |
| intelligent-treasure075 | $45.00 | 7/24/2011 5:52:44 AM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:40:11 PM |
| justice-circuitry0 | $100.00 | 7/24/2011 7:23:01 AM |
| JeffHoll | $100.00 | 7/24/2011 12:41:15 PM |
| superb-funds335 | $26.00 | 7/24/2011 12:55:23 PM |
| einstein | $200.00 | 7/24/2011 2:01:59 AM |
| SolarMoonshine | $25.00 | 7/24/2011 3:40:18 AM |
| encouraging-cash4 | $25.00 | 7/24/2011 1:44:24 PM |
| ockid007 | $50.00 | 7/24/2011 8:22:42 AM |
| resource777 | $50.00 | 7/24/2011 2:20:24 PM |
| EarlyRiser | $379.00 | 7/24/2011 7:32:44 AM |
| treasure-exchanger2 | $25.00 | 7/24/2011 10:28:40 AM |
| capital-party6 | $200.00 | 7/24/2011 11:12:48 AM |
| cash-spinner | $25.00 | 7/24/2011 5:00:25 PM |
| authoritative-capital | $25.00 | 7/24/2011 5:39:23 PM |
| britches613 | $50.00 | 7/24/2011 9:56:23 AM |
| ivadood | $32.45 | 7/24/2011 10:47:21 AM |
| silver-dogwood4 | $25.00 | 7/24/2011 11:10:47 AM |
| repaymeplease | $25.00 | 7/24/2011 1:17:10 PM |
| yogi1975 | $25.00 | 7/24/2011 2:11:40 PM |
| forthright-dinero7 | $100.00 | 7/24/2011 3:15:53 PM |
| refined-penny | $25.00 | 7/24/2011 1:07:32 PM |
| repaymeplease | $25.00 | 7/24/2011 1:16:51 PM |
| market-pudding | $25.00 | 7/24/2011 4:39:49 PM |
| investment-artist | $25.02 | 7/24/2011 4:27:08 PM |
| Solid-Platinum | $100.00 | 7/24/2011 4:43:44 PM |
| bold-steady-peso | $156.28 | 7/24/2011 7:05:56 PM |
| syounker | $25.00 | 7/24/2011 5:44:04 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:02:00 PM |
| genelinist | $135.00 | 7/25/2011 7:40:24 AM |
| p2p-eagle9 | $50.00 | 7/25/2011 7:46:55 AM |
| UBOtto186 | $50.00 | 7/24/2011 8:04:21 PM |
| vinyl117 | $36.00 | 7/25/2011 8:52:47 AM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:48 AM |
| simplelender80 | $500.00 | 7/24/2011 8:56:14 PM |
| YesMoney | $25.00 | 7/24/2011 11:12:38 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:31 PM |
| newiowa77 | $26.21 | 7/25/2011 6:32:32 AM |
| P2P4me | $304.67 | 7/25/2011 7:07:17 AM |
| loanman2007 | $125.00 | 7/25/2011 4:45:48 AM |
| competent-p2p | $30.00 | 7/25/2011 6:58:25 AM |
| helynn | $25.00 | 7/25/2011 10:42:07 AM |
| clean-fund | $200.00 | 7/25/2011 7:52:11 AM |
| tender-ore | $30.00 | 7/25/2011 9:07:23 AM |
| RMB-Investments | $100.00 | 7/25/2011 8:21:22 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:33:56 AM |
| Phatt-Daddy | $100.00 | 7/25/2011 11:58:44 AM |
| Astyanax | $125.00 | 7/25/2011 12:15:31 PM |
| tycoon8 | $25.00 | 7/25/2011 10:02:28 AM |
| artisan369 | $147.90 | 7/25/2011 9:33:23 AM |
| octoberfresh | $25.00 | 7/25/2011 10:03:11 AM |
| diversification-gala1 | $50.00 | 7/25/2011 10:07:59 AM |
| kdog99 | $100.00 | 7/25/2011 10:09:03 AM |
| Jamahl | $25.00 | 7/25/2011 11:16:30 AM |
| Jag97 | $46.25 | 7/25/2011 2:33:26 PM |
| CreditBuilder2 | $200.00 | 7/25/2011 2:54:25 PM |
| damage | $25.00 | 7/25/2011 11:20:49 AM |
| asset-cougar0 | $25.00 | 7/25/2011 10:43:01 AM |
| commitment-orca7 | $480.76 | 7/25/2011 3:33:35 PM |
| fortytwo | $600.00 | 7/25/2011 10:55:19 AM |
| merciful-return164 | $500.00 | 7/25/2011 11:09:06 AM |
| surge9 | $100.00 | 7/25/2011 12:37:36 PM |
| ferdberfel | $50.00 | 7/25/2011 11:32:42 AM |
| jubilant-durability9 | $50.00 | 7/25/2011 1:41:07 PM |
| djmjkelso | $34.77 | 7/25/2011 2:04:52 PM |
| jpac1066 | $100.00 | 7/25/2011 1:06:46 PM |
| thankful-nickel2 | $25.00 | 7/25/2011 3:26:54 PM |
| bonus-seahorse | $25.00 | 7/25/2011 1:40:54 PM |
| djh47a | $25.00 | 7/25/2011 1:51:14 PM |
| wlm3012 | $30.00 | 7/25/2011 2:16:42 PM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
490871
This series of Notes was issued and sold upon the funding of the borrower loan #51888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,535 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peace-yeller |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
This loan will be used to purchase inventory for a small vinyl record store in the printers row/south loop neighborhood area of Chicago. The store will cater to the community stocking music in many different genre's but focusing in hip-hop and independent rock. The store will be primarily vinyl records, which is the medium of choice for current market. The store has secured sufficient funds for full build-out and requires some additional capital to purchase initial inventory.
Financially I carry little debt outside of the business without a mortgage or car payments. I have never failed to make payment on any obligation and have no intention of starting. In the event of the business failing I have a graduate degree and 8 years experience in the field of Environmental Engineering and have a standing job offer for an 60k+ job in order to continue making payments on any debt accrued.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/18/2011 5:02:42 PM |
| profit-powerplant | $25.00 | 7/18/2011 5:02:45 PM |
| jkeller4000 | $25.00 | 7/19/2011 3:51:04 AM |
| pearl13 | $50.00 | 7/19/2011 10:44:26 AM |
| simplelender80 | $100.00 | 7/19/2011 3:52:11 PM |
| diligent-peace9 | $25.00 | 7/18/2011 5:29:33 PM |
| worth-blanket2 | $7,075.00 | 7/19/2011 4:40:27 PM |
| economy-coup | $100.00 | 7/19/2011 4:02:08 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
496825
This series of Notes was issued and sold upon the funding of the borrower loan #51753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $457.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,045 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| micheledh |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher
Purpose of loan:
This loan will be used to...consolidate some of my debt.
My financial situation:
I am a good candidate for this loan because...I am reliable and will make the monthly payment on time. I plan to repay the loan early if I am able.
Monthly net income: $2350.00
Monthly expenses: $1900.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fortytwo | $100.00 | 7/15/2011 5:23:42 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:19 PM |
| jkeller4000 | $25.00 | 7/15/2011 6:00:44 PM |
| villagers | $50.00 | 7/17/2011 10:40:01 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:17 PM |
| alexgalt | $25.00 | 7/18/2011 9:01:24 PM |
| sweetlan | $25.07 | 7/20/2011 7:41:57 PM |
| simeonthewhale | $25.00 | 7/20/2011 6:30:17 PM |
| moola-cell3 | $60.00 | 7/20/2011 10:07:56 PM |
| loss-of-control | $100.00 | 7/20/2011 7:59:26 PM |
| PleaseDontDefault | $50.00 | 7/20/2011 8:30:34 PM |
| britgsb | $100.00 | 7/21/2011 1:06:07 AM |
| justasoldier | $50.00 | 7/20/2011 7:53:14 PM |
| Christus_Victor | $25.00 | 7/21/2011 4:26:08 AM |
| authoritative-capital | $25.00 | 7/20/2011 9:30:11 PM |
| melodious-openness | $100.00 | 7/21/2011 4:32:46 AM |
| dynrep | $100.00 | 7/21/2011 5:37:19 AM |
| glroark | $50.00 | 7/21/2011 6:14:09 AM |
| let_me_retire | $100.00 | 7/20/2011 9:35:53 PM |
| LendingPimp | $150.00 | 7/21/2011 12:08:25 AM |
| FarmersBank | $25.00 | 7/21/2011 7:06:27 AM |
| enthralling-investment | $114.21 | 7/21/2011 8:32:15 AM |
| credit-coach118 | $25.00 | 7/21/2011 8:49:17 AM |
| sgt-schultz | $35.00 | 7/21/2011 5:59:59 AM |
| Whipster | $60.00 | 7/21/2011 5:27:01 AM |
| beaker | $50.00 | 7/21/2011 7:03:05 AM |
| market-pudding | $25.00 | 7/21/2011 7:19:50 AM |
| GeelongTrader | $50.00 | 7/21/2011 7:57:39 AM |
| Poncee | $25.00 | 7/21/2011 9:42:52 AM |
| MoneyBadger | $35.16 | 7/21/2011 7:44:40 AM |
| BigBag | $25.00 | 7/21/2011 8:39:44 AM |
| independent-transaction | $200.00 | 7/21/2011 8:06:46 AM |
| 1stofthemonth | $25.11 | 7/21/2011 10:38:52 AM |
| nodebt2012 | $25.00 | 7/21/2011 9:04:27 AM |
| frogperson | $200.00 | 7/21/2011 9:32:06 AM |
| WMY-Investor | $100.00 | 7/21/2011 10:04:24 AM |
| dudebrah | $25.00 | 7/21/2011 3:33:36 PM |
| brandon612 | $30.46 | 7/21/2011 10:41:11 AM |
| special-rupee | $40.00 | 7/21/2011 11:08:33 AM |
| investment-comet | $25.00 | 7/21/2011 11:21:38 AM |
| well-mannered-income3 | $25.00 | 7/21/2011 11:58:41 AM |
| JDWCARD | $130.00 | 7/21/2011 12:25:27 PM |
| JackinGreen | $25.00 | 7/21/2011 4:36:05 PM |
| alluring-yield5 | $25.00 | 7/21/2011 1:02:22 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:24:04 PM |
| jsak74 | $25.00 | 7/21/2011 4:17:59 PM |
| john2218 | $25.00 | 7/21/2011 5:55:15 PM |
| Something-Corporate | $25.00 | 7/21/2011 6:01:27 PM |
| power-bluebird2 | $25.00 | 7/21/2011 6:01:53 PM |
| euro-spark | $40.00 | 7/21/2011 4:27:33 PM |
| wealth-tremolo7 | $50.26 | 7/21/2011 4:30:15 PM |
| Icon_88 | $25.00 | 7/21/2011 6:16:24 PM |
| SFteacher | $25.00 | 7/21/2011 6:31:12 PM |
| MoneyTree79 | $25.00 | 7/21/2011 6:41:16 PM |
| tech310 | $25.00 | 7/21/2011 9:10:54 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:02 PM |
| loan-warrior | $25.00 | 7/21/2011 6:09:08 PM |
| zorg77 | $50.00 | 7/21/2011 6:40:39 PM |
| cell8 | $75.00 | 7/21/2011 10:05:22 PM |
| integrity-starter | $25.00 | 7/21/2011 6:06:34 PM |
| LuckyDuck49 | $25.00 | 7/21/2011 7:13:53 PM |
| interstellar | $75.00 | 7/21/2011 7:05:44 PM |
| OnTracInvest | $25.00 | 7/21/2011 7:59:49 PM |
| velocity-owner4 | $100.00 | 7/21/2011 9:48:01 PM |
| smart-gain | $50.00 | 7/22/2011 12:17:55 AM |
| 77dowplace | $31.06 | 7/21/2011 10:54:47 PM |
| draggon77 | $25.00 | 7/22/2011 12:42:01 AM |
| breathtaking-durability6 | $50.00 | 7/22/2011 9:39:39 AM |
| jazzlender | $25.00 | 7/22/2011 8:52:03 AM |
| CA-Lender | $50.07 | 7/22/2011 9:13:22 AM |
| wonder3 | $30.00 | 7/22/2011 11:01:40 AM |
| neutrino6 | $25.00 | 7/22/2011 10:09:48 AM |
| yf99yz | $40.00 | 7/22/2011 3:38:33 PM |
| wlm3012 | $30.00 | 7/22/2011 2:56:11 PM |
| Weaverville | $25.00 | 7/22/2011 5:42:23 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:20 PM |
| ramsba | $50.00 | 7/23/2011 9:55:32 AM |
| edaguy | $50.00 | 7/23/2011 2:27:31 PM |
| gold-cluster | $50.00 | 7/23/2011 8:07:14 PM |
| Kaj | $35.00 | 7/24/2011 2:17:38 PM |
| COCHINOBOY | $30.00 | 7/24/2011 7:33:20 PM |
| leverage-monger | $25.00 | 7/24/2011 12:07:49 PM |
| brightest-benjamins-onator | $25.00 | 7/25/2011 3:05:43 PM |
| cell8 | $50.00 | 7/25/2011 2:21:49 PM |
| supreme-p2p9 | $25.00 | 7/25/2011 5:45:18 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:31 AM |
| excellent-loan8 | $25.00 | 7/26/2011 12:26:00 PM |
| janeybooboo | $25.00 | 7/26/2011 1:45:45 PM |
| ptclender | $50.00 | 7/26/2011 12:09:19 PM |
| jjswanso | $25.00 | 7/26/2011 2:30:59 PM |
| Leopoldine | $30.00 | 7/26/2011 2:47:23 PM |
| Trespass4 | $60.00 | 7/26/2011 11:21:15 AM |
| SNH | $25.00 | 7/26/2011 2:11:33 PM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:16 PM |
| worldly-investment333 | $50.00 | 7/26/2011 4:25:01 PM |
| sturdy-peace9 | $100.00 | 7/26/2011 3:13:07 PM |
| newest-inspiring-power | $25.00 | 7/26/2011 4:42:43 PM |
| giggyman | $25.00 | 7/26/2011 4:54:48 PM |
| janeybooboo | $25.00 | 7/26/2011 1:45:54 PM |
| x-lender | $50.00 | 7/26/2011 4:02:03 PM |
| redhead21 | $88.42 | 7/26/2011 4:05:55 PM |
| leverage-monger | $25.00 | 7/26/2011 2:41:40 PM |
| fortytwo | $200.00 | 7/26/2011 2:43:25 PM |
| asiaratt | $50.00 | 7/26/2011 4:07:28 PM |
| MadHun | $100.00 | 7/26/2011 4:11:39 PM |
| gslinv | $25.00 | 7/26/2011 2:56:12 PM |
| yield-hut | $50.00 | 7/26/2011 4:27:01 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:19:31 PM |
| ZLyons | $25.00 | 7/26/2011 6:20:22 PM |
| Zipcut | $41.92 | 7/26/2011 5:57:57 PM |
| shrewd-income | $50.00 | 7/26/2011 6:10:51 PM |
| KarlMarx | $25.00 | 7/26/2011 5:03:35 PM |
| melodious-openness | $230.88 | 7/26/2011 6:40:27 PM |
| simplelender80 | $100.00 | 7/15/2011 5:02:40 PM |
| tnjohnso | $25.00 | 7/16/2011 12:17:33 PM |
| diplomatic-wealth7 | $25.00 | 7/17/2011 11:26:02 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:08 PM |
| Investor_DP | $100.00 | 7/17/2011 8:00:29 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:05 PM |
| Dubbs360 | $25.00 | 7/18/2011 4:52:16 PM |
| reflective-rupee | $200.09 | 7/18/2011 8:32:05 PM |
| AlternativeCashFlow | $25.70 | 7/18/2011 11:48:16 PM |
| kulender | $100.00 | 7/19/2011 6:32:39 PM |
| Investoman | $75.00 | 7/19/2011 7:06:34 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:38 PM |
| SolarMoonshine | $25.00 | 7/20/2011 5:54:03 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:34:52 PM |
| Frover | $30.00 | 7/20/2011 10:43:25 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:43 AM |
| afterhours | $25.00 | 7/20/2011 8:21:56 PM |
| prominence8 | $25.00 | 7/20/2011 9:04:08 PM |
| shrewd-peace7 | $25.00 | 7/20/2011 8:31:23 PM |
| capital-halo1 | $2,500.00 | 7/20/2011 8:39:44 PM |
| zone6 | $100.00 | 7/21/2011 5:25:15 AM |
| Horse-Lender | $44.75 | 7/21/2011 6:02:47 AM |
| head | $25.00 | 7/21/2011 6:12:25 AM |
| Rogesparkguy | $25.00 | 7/21/2011 7:02:07 AM |
| itskarma | $35.35 | 7/21/2011 4:53:16 AM |
| five-star-note | $75.00 | 7/21/2011 3:35:37 AM |
| friendly-principal76 | $25.00 | 7/21/2011 6:20:20 AM |
| melodious-openness | $92.90 | 7/21/2011 4:35:04 AM |
| diligent-peace9 | $115.00 | 7/21/2011 9:33:36 AM |
| Bob450 | $25.32 | 7/21/2011 8:14:06 AM |
| samdog079 | $55.71 | 7/21/2011 8:59:41 AM |
| samdog079 | $93.17 | 7/21/2011 10:41:42 AM |
| moola-monger9 | $50.00 | 7/21/2011 9:05:35 AM |
| 56bones | $25.00 | 7/21/2011 11:33:13 AM |
| seanickson | $25.00 | 7/21/2011 9:30:57 AM |
| setUup | $27.32 | 7/21/2011 1:47:32 PM |
| balance-warrior | $25.03 | 7/21/2011 10:02:31 AM |
| forthright-trade | $25.00 | 7/21/2011 9:42:34 AM |
| benefit-prescription6 | $50.00 | 7/21/2011 10:15:14 AM |
| gothampark | $25.00 | 7/21/2011 10:20:13 AM |
| suave-dime6 | $25.00 | 7/21/2011 10:23:23 AM |
| pembull | $44.00 | 7/21/2011 10:46:30 AM |
| terrific-return | $25.00 | 7/21/2011 10:51:26 AM |
| yield-aurora4 | $50.00 | 7/21/2011 3:32:23 PM |
| EarlyRiser | $250.00 | 7/21/2011 11:29:03 AM |
| simiray | $25.00 | 7/21/2011 11:34:46 AM |
| dickfore | $25.00 | 7/21/2011 11:48:55 AM |
| new0rleans | $25.00 | 7/21/2011 4:17:21 PM |
| kermitdafrog | $25.00 | 7/21/2011 1:40:35 PM |
| dedicated-diversification5 | $88.12 | 7/21/2011 1:38:36 PM |
| Imperativity | $50.00 | 7/21/2011 2:27:32 PM |
| vigorous-velocity | $100.00 | 7/21/2011 2:43:18 PM |
| payout-mongoose | $50.00 | 7/21/2011 3:15:08 PM |
| Sturgee | $25.00 | 7/21/2011 5:15:22 PM |
| MichaelProsper | $25.00 | 7/21/2011 3:20:51 PM |
| powerlifter275 | $25.00 | 7/21/2011 3:57:30 PM |
| mike279766 | $25.00 | 7/21/2011 4:02:18 PM |
| LP_InvestmentGroup | $41.92 | 7/21/2011 5:55:54 PM |
| jtc26 | $43.48 | 7/21/2011 5:59:04 PM |
| godspeed237 | $37.16 | 7/21/2011 6:15:05 PM |
| Astyanax | $85.00 | 7/21/2011 6:27:24 PM |
| wheel184 | $54.64 | 7/21/2011 7:51:49 PM |
| moola-pillow | $25.00 | 7/21/2011 6:25:04 PM |
| open-minded-p2p1 | $25.00 | 7/21/2011 6:32:00 PM |
| loan-kung-fu | $200.00 | 7/21/2011 11:36:27 PM |
| deal-enthusiast | $100.00 | 7/21/2011 8:49:28 PM |
| lendstats_com | $200.00 | 7/21/2011 8:32:12 PM |
| I-Believe-In-You | $35.30 | 7/21/2011 8:55:26 PM |
| beeper2 | $25.00 | 7/21/2011 10:13:54 PM |
| melodious-openness | $95.85 | 7/22/2011 1:09:08 AM |
| Rogelio48 | $30.00 | 7/22/2011 12:11:30 PM |
| DasMula | $27.00 | 7/22/2011 7:52:19 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:31 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:43 AM |
| RebuildingAmerica | $28.74 | 7/23/2011 5:32:35 PM |
| vest_vortex | $34.75 | 7/23/2011 6:14:45 PM |
| Kash2010lu | $25.00 | 7/24/2011 9:29:18 AM |
| fireferd | $25.00 | 7/24/2011 8:17:29 AM |
| deal-enthusiast | $100.00 | 7/24/2011 10:56:21 PM |
| bonus-demon | $25.00 | 7/25/2011 12:28:58 PM |
| jstnow | $25.00 | 7/25/2011 9:14:55 PM |
| the-profit-oracle | $25.00 | 7/25/2011 5:27:26 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:31:45 PM |
| dsgfl1 | $60.00 | 7/26/2011 6:48:33 AM |
| important-openness1 | $100.00 | 7/26/2011 9:07:56 AM |
| janeybooboo | $50.00 | 7/26/2011 9:58:54 AM |
| treasure-bliss | $50.00 | 7/26/2011 9:07:50 AM |
| Bill88 | $25.00 | 7/26/2011 1:44:45 PM |
| Erileb | $50.00 | 7/26/2011 12:22:51 PM |
| the-pure-cash | $125.65 | 7/26/2011 12:46:56 PM |
| orange-preeminant-bill | $50.00 | 7/26/2011 4:07:34 PM |
| reflective-greenback1 | $50.00 | 7/26/2011 2:43:21 PM |
| kind-diligent-coin | $26.50 | 7/26/2011 1:33:32 PM |
| competent-commitment1 | $25.00 | 7/26/2011 2:57:04 PM |
| five-star-justice | $25.00 | 7/26/2011 1:45:52 PM |
| golden-velocity9 | $25.00 | 7/26/2011 3:30:17 PM |
| silver-enlightenment0 | $100.00 | 7/26/2011 4:03:12 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:56 PM |
| missing-link | $25.00 | 7/26/2011 4:07:35 PM |
| zone6 | $59.22 | 7/26/2011 5:35:23 PM |
| eslteach | $124.54 | 7/26/2011 6:04:47 PM |
| conqueror048 | $25.00 | 7/26/2011 3:28:16 PM |
| kind-credit-bear | $32.38 | 7/26/2011 4:24:19 PM |
| JLMGroupFunds | $25.00 | 7/26/2011 4:24:19 PM |
| svandgts | $32.79 | 7/26/2011 5:52:58 PM |
| nodebt2012 | $25.00 | 7/26/2011 6:05:25 PM |
| mammalian4 | $25.00 | 7/26/2011 5:59:01 PM |
| keichi03 | $30.00 | 7/26/2011 6:16:31 PM |
| 221 Investments
|
Borrower Payment Dependent Notes Series
508145
This series of Notes was issued and sold upon the funding of the borrower loan #51855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $438.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,387 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Orphanage69 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
My loan for debt consolidation
Just needing to consolidate a final loan to lower the interest rate on some final expenses we occurred during the adoption of our 12 yr old son from Russia. We paid off our previous Prosper loan early for other debt related to this adoption.
Blessings
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofHank | $125.00 | 7/21/2011 9:02:00 AM |
| antlr | $50.00 | 7/21/2011 9:02:20 AM |
| meux99 | $25.00 | 7/21/2011 9:02:30 AM |
| minista | $25.00 | 7/21/2011 9:02:37 AM |
| compoundinterest | $60.00 | 7/21/2011 9:02:52 AM |
| generous-deal6 | $50.00 | 7/21/2011 9:03:04 AM |
| blot44 | $25.00 | 7/21/2011 9:02:03 AM |
| figs4u2 | $100.00 | 7/21/2011 9:02:25 AM |
| cebgop | $25.00 | 7/21/2011 9:02:47 AM |
| ogmanny | $50.00 | 7/21/2011 9:02:49 AM |
| -J | $25.00 | 7/21/2011 9:02:54 AM |
| benjamins-utopia | $50.00 | 7/21/2011 9:02:56 AM |
| tapesor | $100.00 | 7/21/2011 9:03:05 AM |
| serene-truth2 | $50.00 | 7/21/2011 9:02:01 AM |
| Dollars4Rent | $50.00 | 7/21/2011 9:02:29 AM |
| first-favorite-bonus9 | $50.00 | 7/21/2011 9:02:58 AM |
| radforj22 | $25.00 | 7/21/2011 10:07:12 AM |
| penny-finder | $44.00 | 7/21/2011 9:57:35 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:08 AM |
| dayahn | $25.00 | 7/21/2011 3:19:33 PM |
| GElender | $25.00 | 7/21/2011 3:47:02 PM |
| credit-coach118 | $25.00 | 7/21/2011 5:01:44 PM |
| LandE2BG | $50.00 | 7/21/2011 7:38:00 PM |
| velocity-solo | $30.00 | 7/21/2011 5:22:57 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:27 PM |
| McChan | $25.00 | 7/21/2011 9:59:25 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:18 AM |
| restless-balance9 | $50.00 | 7/22/2011 8:37:53 AM |
| SourDoughSteve | $25.00 | 7/22/2011 6:45:03 AM |
| janeybooboo | $100.00 | 7/22/2011 8:13:56 AM |
| reflective-rupee | $700.09 | 7/22/2011 10:08:36 AM |
| dfealk | $100.00 | 7/22/2011 9:41:24 AM |
| THE_ORACLE | $25.00 | 7/22/2011 12:13:10 PM |
| top-epic-community | $50.00 | 7/22/2011 10:17:35 AM |
| determined-deal7 | $25.00 | 7/22/2011 10:17:44 AM |
| conqueror359 | $50.00 | 7/22/2011 2:19:40 PM |
| forceful-duty178 | $50.00 | 7/22/2011 10:59:57 AM |
| GoldenGo4 | $100.00 | 7/22/2011 3:13:44 PM |
| dudebrah | $25.00 | 7/22/2011 4:32:04 PM |
| Trondheim_Norway | $50.00 | 7/22/2011 12:23:30 PM |
| jennifer55126 | $25.00 | 7/22/2011 4:39:25 PM |
| Leopoldine | $30.00 | 7/22/2011 12:20:11 PM |
| income-awakening6 | $25.00 | 7/22/2011 12:21:40 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:11 PM |
| luckygreen10 | $500.00 | 7/22/2011 12:35:39 PM |
| CreditBuilder2 | $300.00 | 7/22/2011 1:54:18 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 1:56:48 PM |
| availableloan | $25.00 | 7/22/2011 5:37:18 PM |
| fragonardlives | $50.00 | 7/22/2011 4:09:05 PM |
| MichaelProsper | $25.00 | 7/22/2011 4:27:44 PM |
| fortytwo | $400.00 | 7/22/2011 4:29:09 PM |
| honorable-yield | $100.00 | 7/22/2011 4:29:59 PM |
| Global_Lender | $25.00 | 7/22/2011 4:45:15 PM |
| peso-tostada | $100.00 | 7/22/2011 4:32:56 PM |
| first-lovely-dollar | $1,000.00 | 7/22/2011 4:51:54 PM |
| mrrc7498 | $25.00 | 7/22/2011 4:38:32 PM |
| Octavian315 | $25.00 | 7/22/2011 6:38:21 PM |
| commerce-renewal | $500.00 | 7/22/2011 6:42:59 PM |
| kubien | $50.00 | 7/22/2011 4:49:33 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:51:49 PM |
| GellMaster | $25.00 | 7/22/2011 7:22:11 PM |
| blukahlua | $25.00 | 7/22/2011 7:26:26 PM |
| ZackZoo | $260.96 | 7/22/2011 5:36:31 PM |
| 1SteelerFan | $30.00 | 7/22/2011 5:00:04 PM |
| lsx7 | $100.00 | 7/22/2011 7:32:04 PM |
| american6 | $100.00 | 7/22/2011 7:53:07 PM |
| bradny | $25.00 | 7/22/2011 6:06:26 PM |
| dedication-ninja7 | $110.00 | 7/22/2011 5:22:55 PM |
| BuildingShanghai | $229.33 | 7/22/2011 8:19:45 PM |
| flexible1 | $25.00 | 7/22/2011 6:24:47 PM |
| tkaisen | $109.27 | 7/22/2011 8:31:35 PM |
| whistledicksmith | $25.00 | 7/22/2011 5:37:14 PM |
| justice-circuitry0 | $100.00 | 7/22/2011 8:48:51 PM |
| bmbanzai | $25.00 | 7/22/2011 8:55:25 PM |
| thrilling-wealth556 | $50.00 | 7/22/2011 6:51:14 PM |
| penny-finder | $42.35 | 7/22/2011 10:11:27 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:23:43 PM |
| withfries2 | $100.00 | 7/22/2011 7:39:35 PM |
| iaviate1 | $50.00 | 7/22/2011 6:32:28 PM |
| FL-Lender | $25.81 | 7/22/2011 7:51:43 PM |
| platinum-exec1 | $200.00 | 7/22/2011 8:55:17 PM |
| pilla | $97.88 | 7/22/2011 9:35:55 PM |
| allstar784 | $25.00 | 7/22/2011 10:20:05 PM |
| indomitable-coin | $25.00 | 7/21/2011 9:02:17 AM |
| Rivervale_Westwood | $25.00 | 7/21/2011 9:02:33 AM |
| jubilant-trade6 | $50.00 | 7/21/2011 9:01:58 AM |
| truth-image | $100.00 | 7/21/2011 9:03:08 AM |
| neighborly-hope6 | $50.00 | 7/21/2011 9:02:23 AM |
| kenji4861 | $50.00 | 7/21/2011 9:02:43 AM |
| r48 | $25.00 | 7/21/2011 5:44:28 PM |
| loyalty-edifice997 | $25.00 | 7/22/2011 8:26:14 AM |
| StPong | $25.00 | 7/22/2011 10:17:44 AM |
| godfather4u | $500.00 | 7/22/2011 12:09:37 PM |
| kyomoon | $50.00 | 7/22/2011 10:12:26 AM |
| lamarsam | $25.00 | 7/22/2011 1:06:05 PM |
| retiresecure | $25.00 | 7/22/2011 2:01:19 PM |
| harmonious-contract5 | $30.00 | 7/22/2011 2:07:37 PM |
| shellstar | $25.00 | 7/22/2011 11:45:42 AM |
| einstein | $200.00 | 7/22/2011 11:22:12 AM |
| Kaj | $50.00 | 7/22/2011 3:56:37 PM |
| adventurous-commerce | $25.00 | 7/22/2011 12:03:42 PM |
| CaptainBlueberry | $25.00 | 7/22/2011 4:27:07 PM |
| gothampark | $25.00 | 7/22/2011 11:41:56 AM |
| Trondheim_Norway | $150.00 | 7/22/2011 12:17:34 PM |
| msh345 | $25.00 | 7/22/2011 4:33:55 PM |
| sgt-schultz | $50.00 | 7/22/2011 12:00:28 PM |
| CommercialVision | $67.89 | 7/22/2011 4:36:05 PM |
| luckygreen10 | $1,000.00 | 7/22/2011 12:17:07 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:48:02 PM |
| freest8r | $70.00 | 7/22/2011 1:03:13 PM |
| euro-deployment | $25.00 | 7/22/2011 12:57:27 PM |
| SolarMoonshine | $200.00 | 7/22/2011 2:26:34 PM |
| goldsun | $25.00 | 7/22/2011 5:02:28 PM |
| Astyanax | $150.00 | 7/22/2011 3:36:54 PM |
| vutah | $25.00 | 7/22/2011 4:13:40 PM |
| cash-cymbal | $25.00 | 7/22/2011 5:36:03 PM |
| currency-emblem | $126.65 | 7/22/2011 5:50:20 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:52:18 PM |
| Corellia | $50.00 | 7/22/2011 6:07:03 PM |
| Minnvestor | $50.00 | 7/22/2011 6:15:27 PM |
| julijask | $50.00 | 7/22/2011 4:56:01 PM |
| first-lovely-dollar | $31.92 | 7/22/2011 4:49:21 PM |
| dmitriy2 | $26.63 | 7/22/2011 6:49:46 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 6:57:49 PM |
| wise-silver-wonder | $25.00 | 7/22/2011 5:12:05 PM |
| walkerp | $25.00 | 7/22/2011 5:12:54 PM |
| elasermd | $100.00 | 7/22/2011 7:15:03 PM |
| ideal-platinum1 | $50.00 | 7/22/2011 5:20:30 PM |
| AJ6 | $25.00 | 7/22/2011 7:21:31 PM |
| lsx7 | $100.00 | 7/22/2011 7:31:38 PM |
| investor11373 | $25.00 | 7/22/2011 5:12:45 PM |
| compsciman | $67.60 | 7/22/2011 5:20:54 PM |
| Nascar1 | $50.00 | 7/22/2011 6:48:00 PM |
| dealmaster | $79.09 | 7/22/2011 9:36:52 PM |
| Reddy_Capital | $25.00 | 7/22/2011 9:43:55 PM |
| neutrino6 | $29.45 | 7/22/2011 6:00:08 PM |
| ritchie70 | $25.00 | 7/22/2011 6:07:10 PM |
| cloud8 | $34.00 | 7/22/2011 6:59:49 PM |
| j2ee | $25.00 | 7/22/2011 8:50:21 PM |
| RJN | $75.00 | 7/22/2011 7:39:26 PM |
| competent-p2p | $29.75 | 7/22/2011 7:45:50 PM |
| atlrealtor | $25.00 | 7/22/2011 10:01:24 PM |
| jpblan11 | $25.00 | 7/22/2011 8:12:46 PM |
| BankOfBjoltus | $200.00 | 7/22/2011 8:18:10 PM |
| fund-tom-tom6 | $62.47 | 7/22/2011 8:34:33 PM |
| basis-hero8 | $50.00 | 7/22/2011 9:29:02 PM |
| fantastic-openness | $500.00 | 7/22/2011 10:08:38 PM |
| fantastic-openness | $1,000.00 | 7/22/2011 10:09:16 PM |
| MadHun | $24.86 | 7/22/2011 10:23:55 PM |
| 149 Investments
|
Borrower Payment Dependent Notes Series
508307
This series of Notes was issued and sold upon the funding of the borrower loan #51853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 1/ 3 |
Revolving credit balance:
| $99,549 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jeffreyd81 |
Borrower's state:
| NewYork |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 72% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 10
( 28% )
| 700-719
(Feb-2010)
680-699
(Jan-2010)
680-699
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Federal Tax Debt Consolidation
Purpose of loan:
This loan will be used to pay off my Federal Tax Debt.
My financial situation:
I am a good candidate for this loan because I make an excellent salary as a Network/Security Engineer while owning and operating 10 rental properties in the Philadelphia area.
My existing Tax debt was a result of an accounting error on the part of my former CPA. Leveraging the Prosper loan will allow my to no longer incur additional IRS fees and penalties.
Monthly net income: $8,800
Monthly expenses: $
Housing: $ 3,449
Car expenses (Fuel Only car is paid off): $ 300.00
Utilities: $ 150.00
Phone, cable, internet: $49.00
Food, entertainment: $ 575.00
Clothing, household expenses: $ 500.00
Credit cards and other loans: $ 1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ski bum | $100.00 | 7/5/2011 5:06:22 PM |
| jmeasn | $25.00 | 7/5/2011 5:07:37 PM |
| pnace | $50.00 | 7/5/2011 5:06:47 PM |
| Investor_DP | $100.00 | 7/5/2011 5:06:17 PM |
| ingenious-deal6 | $25.00 | 7/6/2011 6:40:38 AM |
| greenback-seagull2 | $100.00 | 7/6/2011 9:12:07 AM |
| chameleon125 | $25.00 | 7/6/2011 1:13:19 PM |
| RLaumeyer | $25.00 | 7/6/2011 5:06:06 PM |
| jmeasn | $25.00 | 7/6/2011 5:21:22 PM |
| roux | $25.00 | 7/7/2011 9:42:03 AM |
| grove064 | $100.00 | 7/8/2011 9:22:48 AM |
| basis-statue2 | $25.00 | 7/8/2011 1:46:32 PM |
| first-restless-payout | $50.00 | 7/8/2011 10:07:43 PM |
| Mikale360 | $25.00 | 7/8/2011 10:54:32 PM |
| transamerican | $25.00 | 7/9/2011 8:06:53 AM |
| Beld | $50.00 | 7/9/2011 7:11:08 AM |
| cash-reaction2 | $25.00 | 7/9/2011 12:11:40 PM |
| radforj22 | $25.00 | 7/9/2011 5:03:16 PM |
| tech310 | $25.00 | 7/9/2011 7:56:26 PM |
| ckatak | $50.00 | 7/10/2011 8:36:22 AM |
| cathexis | $25.00 | 7/10/2011 8:41:35 AM |
| Counselco | $33.00 | 7/10/2011 11:23:37 AM |
| deal-vibrato | $50.00 | 7/10/2011 2:59:48 PM |
| djs81 | $25.00 | 7/10/2011 9:44:18 PM |
| CAGE-Investments | $25.00 | 7/11/2011 8:04:58 AM |
| Zolton | $100.00 | 7/11/2011 9:09:56 AM |
| JagFan | $25.00 | 7/11/2011 11:14:32 AM |
| wanna-help | $50.00 | 7/11/2011 1:32:59 PM |
| helping-out | $50.00 | 7/11/2011 12:07:28 PM |
| rogue_monster | $25.00 | 7/11/2011 2:16:36 PM |
| melodious-fairness | $25.00 | 7/11/2011 2:03:37 PM |
| burgeoning-silver | $25.00 | 7/11/2011 2:44:06 PM |
| JLMGroupFunds | $25.00 | 7/11/2011 5:01:47 PM |
| kdog99 | $100.00 | 7/11/2011 5:17:05 PM |
| Ocean713 | $50.00 | 7/11/2011 5:37:24 PM |
| ideal-platinum1 | $25.00 | 7/11/2011 7:59:39 PM |
| jubilant-trade6 | $50.00 | 7/12/2011 12:14:11 AM |
| moola-cell3 | $50.00 | 7/12/2011 6:12:59 AM |
| capital-web7 | $50.00 | 7/12/2011 3:43:44 PM |
| loucr2003 | $25.00 | 7/12/2011 5:05:08 PM |
| Mariner3605 | $25.00 | 7/13/2011 12:59:47 AM |
| britgsb | $25.00 | 7/13/2011 2:07:17 AM |
| power-mad-scientist | $50.00 | 7/13/2011 7:34:23 AM |
| Tradesmanlender | $35.00 | 7/13/2011 9:20:22 AM |
| web284 | $50.00 | 7/13/2011 9:36:02 AM |
| shmb6508 | $50.00 | 7/13/2011 9:54:25 AM |
| the-reliable-trade | $25.00 | 7/13/2011 8:23:39 AM |
| ArchonFinancialHoldings | $25.00 | 7/13/2011 9:43:13 AM |
| competent-balance5 | $100.00 | 7/13/2011 1:40:37 PM |
| compatible-diversification | $25.00 | 7/13/2011 3:47:01 PM |
| bigphish | $25.00 | 7/13/2011 3:23:11 PM |
| red-dime-solo | $25.00 | 7/13/2011 4:40:31 PM |
| john2218 | $25.00 | 7/13/2011 5:17:06 PM |
| Mathiaslh | $25.00 | 7/13/2011 7:14:47 PM |
| bgood2016 | $25.00 | 7/13/2011 7:31:23 PM |
| Kash2010lu | $25.00 | 7/13/2011 8:40:42 PM |
| GSV67 | $50.00 | 7/13/2011 9:06:28 PM |
| jlr613 | $50.00 | 7/13/2011 9:59:47 PM |
| bigladybug | $100.00 | 7/13/2011 10:01:06 PM |
| mikrolown | $25.00 | 7/13/2011 6:30:35 PM |
| IIP77 | $25.00 | 7/13/2011 11:50:37 PM |
| duty-windmill | $25.00 | 7/14/2011 12:23:16 AM |
| first-serene-credit | $25.00 | 7/13/2011 10:51:56 PM |
| worth-sanctuary9 | $25.02 | 7/14/2011 1:22:33 AM |
| Mailman2004 | $25.00 | 7/14/2011 8:38:13 AM |
| mrn3 | $25.00 | 7/14/2011 8:38:45 AM |
| innocent-income4 | $25.00 | 7/14/2011 4:57:08 AM |
| rhchil009 | $25.00 | 7/14/2011 7:34:19 AM |
| inismor | $25.00 | 7/14/2011 9:25:11 AM |
| MAYBROOK | $25.00 | 7/14/2011 10:54:25 AM |
| green-diverse-kindness | $25.00 | 7/14/2011 10:15:18 AM |
| be_wise | $25.00 | 7/14/2011 11:56:10 AM |
| melodious-fairness | $25.00 | 7/14/2011 11:56:38 AM |
| duckadoo | $50.00 | 7/14/2011 1:55:10 PM |
| AntiKris | $25.00 | 7/14/2011 2:59:18 PM |
| HeroJason86 | $25.00 | 7/14/2011 12:49:33 PM |
| comet55 | $25.00 | 7/14/2011 3:15:16 PM |
| WowieATL | $25.00 | 7/14/2011 3:46:05 PM |
| benjo | $25.00 | 7/14/2011 4:19:35 PM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:11:19 PM |
| power-rotation7 | $25.00 | 7/14/2011 4:25:41 PM |
| keeks | $25.00 | 7/14/2011 3:26:27 PM |
| autonomous-basis | $25.00 | 7/14/2011 4:49:52 PM |
| money-baron-roth-IRA | $25.00 | 7/14/2011 4:41:42 PM |
| herbyman | $25.00 | 7/14/2011 6:26:55 PM |
| mossface | $25.00 | 7/14/2011 6:43:35 PM |
| SpecialMan-211 | $25.00 | 7/14/2011 6:44:25 PM |
| soulwork | $25.00 | 7/14/2011 7:10:08 PM |
| harperpotok | $50.00 | 7/14/2011 7:31:41 PM |
| 350DGRZ | $25.00 | 7/14/2011 7:44:55 PM |
| Mayerfan | $25.00 | 7/14/2011 6:58:29 PM |
| payout-runner | $25.00 | 7/15/2011 8:35:32 AM |
| loan-warrior | $25.00 | 7/15/2011 11:30:53 AM |
| koan | $25.00 | 7/15/2011 9:44:17 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:40 PM |
| capital-buddy | $50.00 | 7/15/2011 3:18:16 PM |
| KB4UF | $25.00 | 7/15/2011 3:14:53 PM |
| Rick21 | $25.00 | 7/15/2011 3:50:21 PM |
| red-benefit-ruler | $50.00 | 7/15/2011 4:52:34 PM |
| StarE | $37.00 | 7/15/2011 5:49:01 PM |
| ijspence | $25.00 | 7/15/2011 5:57:37 PM |
| JazzFranchise | $25.00 | 7/15/2011 8:12:26 PM |
| Feyenoord | $25.00 | 7/15/2011 10:28:18 PM |
| momoney2lend | $25.00 | 7/15/2011 9:03:20 PM |
| dospapalotes | $25.00 | 7/15/2011 6:36:24 PM |
| cropdust3r | $25.00 | 7/16/2011 6:46:18 AM |
| p40thawk | $25.00 | 7/16/2011 7:14:15 AM |
| worldly-community3 | $50.00 | 7/16/2011 8:41:46 AM |
| JJ-Loans | $75.00 | 7/16/2011 12:20:03 PM |
| chief_wo | $25.00 | 7/16/2011 9:51:01 AM |
| doncm | $50.00 | 7/16/2011 9:57:22 AM |
| wealth-grasshopper0 | $25.00 | 7/16/2011 10:03:41 AM |
| GuyVelo | $39.00 | 7/16/2011 1:12:53 PM |
| exciting-responsibility3 | $25.00 | 7/16/2011 6:02:55 PM |
| devoider | $25.00 | 7/17/2011 7:42:03 AM |
| LoveLife45 | $25.00 | 7/16/2011 7:17:00 PM |
| reflective-gain | $25.00 | 7/17/2011 7:48:43 AM |
| janus_god | $25.00 | 7/17/2011 1:10:49 PM |
| Tasmir | $25.00 | 7/17/2011 9:57:59 AM |
| moola-man | $25.00 | 7/17/2011 10:22:53 AM |
| OrdiNance | $50.00 | 7/17/2011 4:03:43 PM |
| financial-frenzy | $25.00 | 7/17/2011 3:52:00 PM |
| note-farm4 | $25.00 | 7/17/2011 4:21:12 PM |
| Rob717171 | $25.00 | 7/17/2011 4:37:53 PM |
| fund-tom-tom6 | $77.71 | 7/17/2011 5:53:23 PM |
| credible-durability | $25.00 | 7/17/2011 6:13:43 PM |
| virtuous-repayment | $25.00 | 7/17/2011 5:14:18 PM |
| prominence8 | $25.00 | 7/17/2011 5:42:00 PM |
| mike279766 | $26.00 | 7/17/2011 6:15:09 PM |
| cognizant-rupee7 | $25.00 | 7/17/2011 8:39:06 PM |
| investment-tempo | $50.00 | 7/17/2011 9:33:03 PM |
| orange-preeminant-bill | $31.64 | 7/18/2011 6:22:32 AM |
| bigphish | $25.00 | 7/18/2011 11:05:09 AM |
| careful-penny | $25.00 | 7/18/2011 12:11:22 PM |
| davisfl | $25.00 | 7/18/2011 10:35:35 AM |
| gold-disk | $25.00 | 7/18/2011 12:50:03 PM |
| dedication-merman | $25.00 | 7/18/2011 3:15:55 PM |
| lowrate | $25.00 | 7/18/2011 3:37:18 PM |
| 1point21gigawatts | $39.19 | 7/18/2011 2:13:10 PM |
| falcon88dp | $25.00 | 7/18/2011 3:36:59 PM |
| fireboss | $25.00 | 7/18/2011 5:07:18 PM |
| top-wealth-grasshopper | $25.00 | 7/18/2011 4:09:33 PM |
| the-profit-oracle | $25.00 | 7/18/2011 4:42:26 PM |
| hostbank | $100.00 | 7/18/2011 10:57:53 PM |
| bid-plato6 | $500.00 | 7/18/2011 9:22:40 PM |
| DasMula | $27.00 | 7/19/2011 7:29:39 AM |
| sensible-order2 | $100.00 | 7/19/2011 9:08:55 AM |
| Banker7371 | $25.00 | 7/19/2011 9:09:05 AM |
| und-alum | $25.64 | 7/19/2011 9:09:10 AM |
| saihu | $25.00 | 7/19/2011 9:09:14 AM |
| busnssmn | $25.00 | 7/19/2011 9:12:10 AM |
| worthy-bid8 | $25.00 | 7/19/2011 8:43:37 AM |
| mpatrick | $25.00 | 7/19/2011 9:06:30 AM |
| Cheburashka | $25.00 | 7/19/2011 9:07:42 AM |
| credit-maple5 | $440.46 | 7/19/2011 9:08:51 AM |
| studious-bonus7 | $100.00 | 7/19/2011 9:09:28 AM |
| luckyC | $24.11 | 7/19/2011 9:30:45 AM |
| authentic-liberty7 | $25.00 | 7/19/2011 9:08:57 AM |
| omerta6102 | $27.09 | 7/19/2011 9:09:11 AM |
| money-surge1 | $25.00 | 7/19/2011 9:09:29 AM |
| Hutpit | $40.77 | 7/19/2011 9:12:07 AM |
| BxRealtor | $25.00 | 7/5/2011 5:04:59 PM |
| rescue | $100.00 | 7/5/2011 5:05:07 PM |
| resolute-basis9 | $100.00 | 7/5/2011 5:06:18 PM |
| resolute-worth4 | $50.00 | 7/5/2011 5:06:20 PM |
| HamachiMan | $50.00 | 7/5/2011 5:06:37 PM |
| jubilant-trade6 | $50.00 | 7/5/2011 11:46:44 PM |
| handshake5 | $100.00 | 7/6/2011 5:26:15 AM |
| dinero-wizard9 | $200.00 | 7/6/2011 11:18:15 AM |
| salala | $50.00 | 7/6/2011 6:48:25 PM |
| miamibeachloaner | $50.00 | 7/6/2011 7:14:07 PM |
| lagnisiruk | $25.00 | 7/6/2011 10:17:23 PM |
| investisure | $100.00 | 7/7/2011 12:12:52 AM |
| kchen486 | $50.00 | 7/7/2011 3:36:27 PM |
| reflective-rupee | $25.09 | 7/7/2011 4:21:14 PM |
| wisconsinvestor | $25.00 | 7/7/2011 4:52:46 PM |
| ivy-league-MBA | $25.00 | 7/8/2011 5:42:34 AM |
| krd_Chicago | $100.00 | 7/8/2011 7:51:16 AM |
| competent-commitment1 | $50.00 | 7/8/2011 11:46:22 AM |
| intuitive-benefit3 | $100.00 | 7/8/2011 10:07:49 AM |
| villagers | $100.00 | 7/8/2011 12:31:06 PM |
| reflective-rupee | $175.00 | 7/8/2011 2:43:01 PM |
| thankful-nickel2 | $25.00 | 7/8/2011 11:45:26 PM |
| worth-web5 | $100.00 | 7/9/2011 6:15:45 AM |
| Dooriter | $100.00 | 7/9/2011 8:12:32 AM |
| fortytwo | $250.00 | 7/9/2011 10:38:07 AM |
| loyalty-sherpa | $25.00 | 7/9/2011 6:20:00 PM |
| boogles72 | $25.00 | 7/10/2011 1:05:31 AM |
| AlternativeCashFlow | $25.00 | 7/10/2011 11:19:00 AM |
| Soothsayer | $25.00 | 7/10/2011 1:39:08 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:04 AM |
| worth-arch | $25.00 | 7/11/2011 7:20:17 AM |
| pearl13 | $100.00 | 7/11/2011 9:08:56 AM |
| Munnie | $25.00 | 7/11/2011 10:09:42 AM |
| DadWarbucks | $50.00 | 7/11/2011 10:51:25 AM |
| cablenews | $75.00 | 7/11/2011 12:33:22 PM |
| setUup | $34.20 | 7/11/2011 12:45:15 PM |
| MadHun | $175.00 | 7/11/2011 2:18:17 PM |
| thankful-generosity5 | $35.00 | 7/11/2011 4:07:29 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:35 PM |
| Weaverville | $25.00 | 7/11/2011 6:33:03 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:22 PM |
| miket71 | $25.00 | 7/12/2011 5:22:24 AM |
| fair-pound5 | $100.00 | 7/12/2011 8:13:06 AM |
| bonafide-asset8 | $50.00 | 7/12/2011 8:57:13 AM |
| affluence-tycoon | $25.00 | 7/12/2011 7:46:33 AM |
| whartonmba | $25.00 | 7/12/2011 12:01:10 PM |
| new-transaction-wrangler | $40.00 | 7/12/2011 12:35:07 PM |
| bold-durability-drum | $50.00 | 7/12/2011 1:31:51 PM |
| indomitable-dedication | $50.00 | 7/12/2011 12:29:37 PM |
| Investoman | $50.00 | 7/12/2011 12:38:28 PM |
| wisconsinvestor | $25.00 | 7/12/2011 3:36:52 PM |
| vegibenz | $25.00 | 7/12/2011 8:15:36 PM |
| GCInvestments | $25.00 | 7/12/2011 7:40:28 PM |
| GElender | $25.00 | 7/13/2011 5:47:21 AM |
| MutuallyBeneficial | $29.00 | 7/13/2011 9:00:24 AM |
| SNH | $75.00 | 7/13/2011 6:23:18 AM |
| UTVolunteer | $100.00 | 7/13/2011 8:16:38 AM |
| bnlforever | $25.00 | 7/13/2011 9:53:57 AM |
| Comoparklender | $25.00 | 7/13/2011 12:07:21 PM |
| dollardave | $100.00 | 7/13/2011 11:07:54 AM |
| deal-hickory5 | $50.00 | 7/13/2011 3:52:09 PM |
| boybutter | $50.00 | 7/13/2011 6:36:31 PM |
| no_agenda_lender | $50.00 | 7/13/2011 6:13:37 PM |
| comicdoc | $25.00 | 7/13/2011 6:46:25 PM |
| bold-steady-peso | $100.00 | 7/13/2011 6:13:51 PM |
| finance-magma7 | $25.00 | 7/13/2011 6:52:16 PM |
| valiant-pound8 | $25.00 | 7/13/2011 8:02:10 PM |
| integrity-builder | $25.00 | 7/13/2011 6:04:26 PM |
| networks4ever | $25.00 | 7/13/2011 9:41:32 PM |
| intuitive-camaraderi9 | $25.00 | 7/13/2011 10:14:05 PM |
| asmithj | $50.00 | 7/14/2011 3:02:12 AM |
| point-promiser | $29.66 | 7/13/2011 8:40:45 PM |
| Mark-7 | $50.00 | 7/14/2011 12:24:12 AM |
| sgt-schultz | $30.00 | 7/14/2011 6:12:44 AM |
| kindness-hickory5 | $50.00 | 7/14/2011 5:23:39 AM |
| Tai | $25.00 | 7/13/2011 10:29:30 PM |
| noble-liberty717 | $50.00 | 7/14/2011 7:05:09 AM |
| mikepat55 | $25.00 | 7/14/2011 7:06:47 AM |
| worthy-truth | $25.00 | 7/14/2011 6:05:02 AM |
| bonus-demon | $25.00 | 7/14/2011 1:27:27 AM |
| asset-professor | $50.00 | 7/14/2011 5:41:52 AM |
| oldmora | $25.00 | 7/14/2011 7:21:27 AM |
| debtcollector | $50.00 | 7/14/2011 7:29:54 AM |
| LivingInvestments01 | $50.00 | 7/14/2011 11:33:31 AM |
| Ponies88 | $25.00 | 7/14/2011 1:22:07 PM |
| thezfunk | $25.00 | 7/14/2011 3:04:25 PM |
| Gabriel02 | $25.00 | 7/14/2011 2:44:56 PM |
| archeanchaos | $25.00 | 7/14/2011 6:12:24 PM |
| famstan | $50.00 | 7/14/2011 7:24:08 PM |
| optimization3 | $50.00 | 7/14/2011 7:26:17 PM |
| silver-buckeye | $25.00 | 7/14/2011 8:59:33 PM |
| Slend49 | $25.00 | 7/15/2011 7:18:41 AM |
| CROBRUN | $50.00 | 7/15/2011 7:43:54 AM |
| ttnk62918 | $25.00 | 7/15/2011 9:10:03 AM |
| life-is-great | $25.00 | 7/15/2011 6:48:56 AM |
| Palacios | $25.00 | 7/15/2011 9:31:30 AM |
| samo102us | $25.00 | 7/15/2011 12:05:21 PM |
| jamiee73 | $25.00 | 7/15/2011 12:56:39 PM |
| svandgts | $25.00 | 7/15/2011 10:55:29 AM |
| successful-agreement7 | $100.00 | 7/15/2011 2:37:49 PM |
| tranquil-revenue | $28.00 | 7/15/2011 3:48:15 PM |
| NewOrleans2012 | $35.00 | 7/15/2011 1:28:20 PM |
| aztocas | $25.00 | 7/15/2011 4:09:25 PM |
| damage | $25.00 | 7/15/2011 7:55:58 PM |
| hc90474 | $50.00 | 7/15/2011 6:57:06 PM |
| sweetlan | $25.07 | 7/15/2011 7:55:58 PM |
| mnbud | $50.00 | 7/15/2011 7:58:11 PM |
| opportunity85 | $25.00 | 7/15/2011 7:42:34 PM |
| phoenix0604 | $40.00 | 7/15/2011 8:14:25 PM |
| interstellar | $75.00 | 7/16/2011 5:35:41 AM |
| calinno2 | $25.00 | 7/16/2011 6:14:29 AM |
| emosspot | $25.00 | 7/16/2011 4:49:30 AM |
| whiffle | $25.00 | 7/16/2011 7:40:44 AM |
| Sibelius2 | $25.00 | 7/16/2011 4:36:20 AM |
| haplender | $50.00 | 7/16/2011 5:41:00 AM |
| wise-deal-panda | $25.00 | 7/16/2011 10:21:14 AM |
| treasure-bliss | $50.00 | 7/16/2011 12:17:34 PM |
| natural-greenback6 | $25.00 | 7/16/2011 9:43:34 AM |
| cr8on | $100.00 | 7/16/2011 12:15:26 PM |
| red-enthralling-justice | $50.00 | 7/16/2011 3:29:43 PM |
| wtrboy | $25.00 | 7/16/2011 11:42:25 PM |
| first-dinero-paladin | $25.00 | 7/17/2011 9:46:46 AM |
| israel15 | $25.00 | 7/17/2011 3:18:26 AM |
| ocean99 | $25.00 | 7/17/2011 10:39:00 AM |
| mvalley | $25.00 | 7/16/2011 8:47:29 PM |
| mckhbnpc | $50.00 | 7/16/2011 9:00:54 PM |
| decisive-marketplace3 | $25.00 | 7/17/2011 10:24:31 AM |
| Danvillelover | $25.00 | 7/17/2011 8:27:18 AM |
| wise-unequivocal-return | $25.00 | 7/17/2011 8:30:30 AM |
| tmpa100 | $40.00 | 7/17/2011 9:20:02 AM |
| Rivervale_Westwood | $25.00 | 7/17/2011 12:08:03 PM |
| greenbacchus | $25.00 | 7/17/2011 3:53:08 PM |
| neutrino6 | $25.00 | 7/17/2011 2:08:01 PM |
| wwwUniversal | $25.00 | 7/17/2011 12:07:23 PM |
| dollar-missile3 | $25.00 | 7/17/2011 3:23:10 PM |
| icanloanit2u | $50.00 | 7/17/2011 4:47:39 PM |
| fantastic-wampum1 | $100.00 | 7/17/2011 4:38:12 PM |
| wealth-pal3 | $50.00 | 7/17/2011 4:49:31 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:21 PM |
| Simonsez808 | $25.00 | 7/17/2011 4:58:32 PM |
| songbird98 | $40.00 | 7/17/2011 5:32:43 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:37 PM |
| auction-turtle0 | $25.00 | 7/18/2011 6:47:46 AM |
| Socorro_Capital_Partners | $25.00 | 7/17/2011 7:42:07 PM |
| Erikdbp | $25.00 | 7/18/2011 8:54:51 AM |
| kulender | $50.00 | 7/18/2011 9:08:28 AM |
| fairhelper | $25.00 | 7/18/2011 1:15:44 AM |
| forceful-duty178 | $50.00 | 7/18/2011 1:29:06 AM |
| CaliforniaSun | $25.00 | 7/18/2011 9:58:47 AM |
| fiddlerzvi | $50.00 | 7/18/2011 9:09:49 AM |
| shmb6508 | $50.00 | 7/18/2011 7:22:47 AM |
| finance-prescription | $50.00 | 7/18/2011 7:23:50 AM |
| money-bauble | $100.00 | 7/18/2011 10:31:30 AM |
| Richmp412 | $25.00 | 7/18/2011 11:35:16 AM |
| orderandprogress | $50.00 | 7/18/2011 3:36:58 PM |
| progressive-economy261 | $100.00 | 7/18/2011 3:37:45 PM |
| Worldskiboy | $50.00 | 7/18/2011 1:51:57 PM |
| zeelender | $25.00 | 7/18/2011 11:49:00 AM |
| luckygreen10 | $50.00 | 7/18/2011 5:07:14 PM |
| irrelevant | $25.00 | 7/18/2011 4:52:14 PM |
| generator535 | $25.00 | 7/18/2011 4:33:50 PM |
| yield-hut | $100.00 | 7/18/2011 5:09:22 PM |
| kind-unassuming-fund | $25.00 | 7/18/2011 5:18:58 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:14 PM |
| Josphine | $25.00 | 7/18/2011 6:54:23 PM |
| orange-thankful-kindness | $100.00 | 7/18/2011 9:01:21 PM |
| djh47a | $25.00 | 7/19/2011 12:32:39 AM |
| Kame | $25.00 | 7/19/2011 9:08:52 AM |
| Yankeeeagle | $28.49 | 7/19/2011 9:09:13 AM |
| dollar-doughnut6 | $25.00 | 7/19/2011 8:49:04 AM |
| credit-meteor7 | $100.00 | 7/19/2011 8:07:59 AM |
| helpinghand63 | $25.00 | 7/19/2011 9:08:54 AM |
| musegaze | $100.00 | 7/19/2011 8:56:50 AM |
| ClearLake | $25.00 | 7/19/2011 9:09:12 AM |
| fuzed | $25.00 | 7/19/2011 9:02:18 AM |
| SanJoser | $25.00 | 7/19/2011 9:07:45 AM |
| ericgassercom | $36.86 | 7/19/2011 9:08:56 AM |
| Jager31 | $25.00 | 7/19/2011 9:08:57 AM |
| egw | $25.00 | 7/19/2011 9:09:00 AM |
| 340 Investments
|
Borrower Payment Dependent Notes Series
510109
This series of Notes was issued and sold upon the funding of the borrower loan #51806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,922 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skyline-online |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 96% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 1
( 4% )
| 620-639
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 7/26/2011 9:22:50 AM |
| lucrative-loan | $30.00 | 7/26/2011 9:01:16 AM |
| chameleon125 | $25.00 | 7/26/2011 11:28:20 AM |
| fabulous-community4 | $25.00 | 7/26/2011 9:02:15 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:31 AM |
| proper-revenue7 | $25.00 | 7/26/2011 10:22:32 AM |
| investment-daydream | $100.00 | 7/26/2011 10:37:29 AM |
| jpaulnyc | $150.00 | 7/26/2011 12:36:12 PM |
| worth-blanket2 | $3,080.43 | 7/26/2011 2:47:06 PM |
| reflective-rupee | $200.09 | 7/26/2011 9:34:07 AM |
| MoneyForNothing | $50.00 | 7/26/2011 9:03:25 AM |
| Kash2010lu | $25.00 | 7/26/2011 9:18:54 AM |
| profit-powerplant | $25.00 | 7/26/2011 10:00:56 AM |
| investment-daydream | $164.47 | 7/26/2011 10:37:45 AM |
| alexgalt | $25.00 | 7/26/2011 10:00:23 AM |
| credit-guard5 | $25.00 | 7/26/2011 11:41:09 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
513277
This series of Notes was issued and sold upon the funding of the borrower loan #51889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,974 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| active-justice467 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan for my business
Purpose of loan:
This loan will be used to expand my business
My financial situation:
I am a good candidate for this loan because I have established a thriving landscaping business that is in need of expanding to keep up with demand.
I have a mid 743 score with no late payments
Monthly net income: $ 5000 individually, wife makes additional 2000
Monthly expenses: $
Housing: $ 1341
Insurance: $ 125
Car expenses: $ 200 for fuel
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $ 300
Credit cards and other loans: $ 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/27/2011 9:26:09 AM |
| Dubbs360 | $25.00 | 7/27/2011 9:01:59 AM |
| DasMula | $27.00 | 7/27/2011 9:49:07 AM |
| Wangchuk | $30.00 | 7/27/2011 9:18:36 AM |
| _NaLNaBB | $50.00 | 7/27/2011 2:31:25 PM |
| ready-interest9 | $25.00 | 7/27/2011 11:08:37 AM |
| golffish2 | $25.00 | 7/27/2011 9:40:30 AM |
| worth-blanket2 | $5,417.84 | 7/27/2011 5:30:30 PM |
| Investor_DP | $100.00 | 7/27/2011 9:02:32 AM |
| reflective-rupee | $200.09 | 7/27/2011 10:09:32 AM |
| bullish2bearish | $25.00 | 7/27/2011 9:40:30 AM |
| CA-Lender | $50.07 | 7/27/2011 11:48:54 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
515041
This series of Notes was issued and sold upon the funding of the borrower loan #51915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 16y 5m |
|
Amount delinquent:
| $4,496 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,510 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| abundant-compassion2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Education is Key
Purpose of loan:
This loan will be used to help in my expenses which includes a nursing program in which I will complete by December, 2011...
My financial situation:
I am a good candidate for this loan because career and goal oriented. I am a very reliable individual, I make very good judgements, and I always keep my promises...
Monthly net income: $4800
Monthly expenses:
Housing: $1600
Insurance: $300
Car expenses: $800
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/6/2011 5:01:56 PM |
| reward-adventure | $25.00 | 7/8/2011 6:05:07 AM |
| alexgalt | $25.00 | 7/8/2011 3:01:13 PM |
| Investoman | $50.00 | 7/11/2011 6:20:36 AM |
| red-power-pecan | $50.00 | 7/12/2011 9:24:05 AM |
| melodious-openness | $100.00 | 7/12/2011 10:41:30 PM |
| Weaverville | $25.00 | 7/14/2011 4:23:23 PM |
| EBITDA | $25.00 | 7/15/2011 5:25:46 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:52 PM |
| powerful-finance7 | $25.00 | 7/16/2011 2:32:30 AM |
| mlj0671 | $25.00 | 7/16/2011 1:36:23 PM |
| worthy-bid8 | $25.00 | 7/17/2011 12:08:31 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:29 PM |
| alphaseek | $100.00 | 7/17/2011 10:44:50 AM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:54 PM |
| stock106 | $25.00 | 7/18/2011 8:54:41 AM |
| treasure-bliss | $50.00 | 7/18/2011 4:42:31 PM |
| ommcd | $25.00 | 7/19/2011 12:28:09 AM |
| britgsb | $50.00 | 7/19/2011 1:59:39 AM |
| orange-preeminant-bill | $50.00 | 7/19/2011 9:12:39 AM |
| elfincove | $25.00 | 7/19/2011 10:37:52 AM |
| tshurts | $25.00 | 7/19/2011 9:27:21 AM |
| birddogsb | $50.00 | 7/19/2011 10:20:48 AM |
| cyberie21 | $50.00 | 7/19/2011 11:03:24 AM |
| jjswanso | $25.00 | 7/19/2011 10:22:52 AM |
| CardCapDude | $25.00 | 7/19/2011 1:49:50 PM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:29 AM |
| wwwUniversal | $25.00 | 7/19/2011 3:42:09 PM |
| liberty-destiny3 | $25.00 | 7/19/2011 5:08:42 PM |
| trade-beeper4 | $25.00 | 7/19/2011 4:37:26 PM |
| patriot897 | $25.00 | 7/19/2011 5:08:18 PM |
| minddoc | $25.00 | 7/19/2011 5:08:39 PM |
| simplelender80 | $100.00 | 7/6/2011 5:02:07 PM |
| Investor_DP | $100.00 | 7/7/2011 12:04:32 AM |
| Investor_DP | $100.00 | 7/7/2011 12:05:45 AM |
| Dubbs360 | $25.00 | 7/7/2011 11:21:23 AM |
| villagers | $25.00 | 7/8/2011 12:30:54 PM |
| reflective-rupee | $25.09 | 7/8/2011 2:25:22 PM |
| Investor_DP | $100.00 | 7/8/2011 9:54:50 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:54 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:18 AM |
| diplomatic-wealth7 | $25.00 | 7/10/2011 6:34:59 AM |
| MadHun | $175.00 | 7/11/2011 2:18:28 PM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:47:57 AM |
| EngineersAlliance | $100.00 | 7/12/2011 3:52:10 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:27 PM |
| SolarMoonshine | $25.00 | 7/13/2011 3:22:39 PM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:38 PM |
| pearl13 | $100.00 | 7/14/2011 3:13:45 PM |
| important-openness1 | $100.00 | 7/14/2011 5:09:01 PM |
| first-favorite-bonus9 | $25.00 | 7/16/2011 12:13:58 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:50 PM |
| money-bauble | $100.00 | 7/18/2011 10:31:37 AM |
| finance-prescription | $50.00 | 7/18/2011 7:23:53 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:49 PM |
| seadogs | $25.00 | 7/18/2011 6:20:56 PM |
| natural-platinum | $25.00 | 7/18/2011 4:42:35 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:13 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:08 PM |
| sgt-schultz | $35.00 | 7/19/2011 6:57:45 AM |
| musegaze | $100.00 | 7/19/2011 8:56:52 AM |
| umfan123 | $25.00 | 7/19/2011 9:27:29 AM |
| Bob450 | $25.00 | 7/19/2011 8:02:25 AM |
| worth-arch | $25.00 | 7/19/2011 10:21:01 AM |
| asiaratt | $50.00 | 7/19/2011 9:08:40 AM |
| alphaseek | $200.00 | 7/19/2011 9:47:56 AM |
| enchanted-diversification496 | $50.00 | 7/19/2011 9:12:32 AM |
| integrity-starter | $25.00 | 7/19/2011 10:56:28 AM |
| GiftViftdotcom | $25.00 | 7/19/2011 12:16:40 PM |
| payment-gusto | $25.00 | 7/19/2011 1:13:23 PM |
| StPong | $25.00 | 7/19/2011 4:02:22 PM |
| the-profit-oracle | $25.00 | 7/19/2011 4:02:29 PM |
| bold-basis-supernova | $50.00 | 7/19/2011 4:02:42 PM |
| RadCad1 | $100.00 | 7/19/2011 3:11:40 PM |
| cogent | $25.00 | 7/19/2011 2:18:41 PM |
| kulender | $100.00 | 7/19/2011 5:09:20 PM |
| authoritative-platinum7 | $25.00 | 7/19/2011 4:02:21 PM |
| miked8303 | $50.00 | 7/19/2011 5:09:15 PM |
| HamachiMan | $50.00 | 7/19/2011 5:09:21 PM |
| graceful-investment | $85.17 | 7/19/2011 5:09:14 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
515109
This series of Notes was issued and sold upon the funding of the borrower loan #51877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,382.60 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $219.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,882 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-instrument |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: To increase buying power when purchasing vehicles to be resold
This loan will be used to...buy and sell cars from auctions
My financial situation: i work full time and make about 47000 annually.
I am a good candidate for this loan because...I pay all of my bills on time and have been buying and selling cars for about 5-6 months already. I just want to expand my buying power and customer market.
Please ask me anything you are curious about.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/6/2011 5:01:58 PM |
| simplelender80 | $100.00 | 7/6/2011 5:02:12 PM |
| Investor_DP | $100.00 | 7/7/2011 12:04:35 AM |
| roux | $25.00 | 7/7/2011 9:56:39 AM |
| economy-huckleberry0 | $25.00 | 7/7/2011 2:28:42 PM |
| diligent-peace9 | $25.00 | 7/7/2011 3:03:52 PM |
| reward-adventure | $25.00 | 7/8/2011 6:05:09 AM |
| profit-powerplant | $25.00 | 7/8/2011 9:56:41 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:53 PM |
| Investor_DP | $100.00 | 7/8/2011 10:01:57 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:20 AM |
| diplomatic-wealth7 | $25.00 | 7/10/2011 6:35:01 AM |
| Investoman | $50.00 | 7/11/2011 6:20:38 AM |
| tenacious-economy9 | $50.00 | 7/13/2011 1:38:34 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:27 PM |
| Zimbu | $25.00 | 7/13/2011 4:32:44 PM |
| AlternativeCashFlow | $25.00 | 7/14/2011 7:44:11 PM |
| handy-justice | $50.00 | 7/15/2011 6:11:53 PM |
| loyalist1 | $100.00 | 7/16/2011 12:17:26 PM |
| alphaseek | $100.00 | 7/17/2011 10:44:51 AM |
| economy-coup | $100.00 | 7/18/2011 12:57:32 AM |
| finance-prescription | $50.00 | 7/18/2011 7:23:53 AM |
| heavy_ax | $25.00 | 7/18/2011 10:30:51 AM |
| worthy-bid8 | $25.00 | 7/18/2011 9:18:05 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:50 PM |
| worldly-investment333 | $50.00 | 7/18/2011 5:07:42 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:45:09 PM |
| treasure-bliss | $50.00 | 7/19/2011 12:33:37 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:09:34 AM |
| natural-platinum | $25.00 | 7/19/2011 9:08:42 AM |
| elfincove | $25.00 | 7/19/2011 10:37:53 AM |
| ommcd | $25.00 | 7/19/2011 9:12:28 AM |
| dpries123 | $25.00 | 7/19/2011 10:16:38 AM |
| worth-arch | $25.00 | 7/19/2011 10:21:01 AM |
| finance-mushroom | $100.00 | 7/19/2011 11:41:30 AM |
| stock106 | $25.00 | 7/19/2011 10:36:59 AM |
| green-rapid-openness | $100.00 | 7/19/2011 1:09:59 PM |
| cyberie21 | $50.00 | 7/19/2011 11:03:25 AM |
| enchanted-diversification496 | $50.00 | 7/19/2011 1:13:03 PM |
| GiftViftdotcom | $25.00 | 7/19/2011 12:16:40 PM |
| authoritative-platinum7 | $25.00 | 7/19/2011 5:09:18 PM |
| payment-gusto | $25.00 | 7/19/2011 4:37:27 PM |
| radforj22 | $25.00 | 7/19/2011 5:23:34 PM |
| trade-beeper4 | $25.00 | 7/19/2011 5:09:25 PM |
| kulender | $100.00 | 7/19/2011 6:32:19 PM |
| aelending | $25.00 | 7/19/2011 6:13:24 PM |
| contract-maracas | $25.00 | 7/19/2011 10:52:42 PM |
| env | $25.00 | 7/19/2011 7:38:52 PM |
| bnlforever | $25.00 | 7/19/2011 8:27:02 PM |
| koan | $25.00 | 7/20/2011 7:53:53 AM |
| SNH | $50.00 | 7/20/2011 8:37:38 AM |
| Bcs-cnc | $25.00 | 7/20/2011 8:09:11 AM |
| blackstar | $25.00 | 7/20/2011 9:02:45 AM |
| return-rocket9 | $25.00 | 7/20/2011 10:58:29 AM |
| branaa99 | $25.00 | 7/20/2011 11:18:02 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:23 PM |
| graceful-investment | $78.51 | 7/20/2011 3:08:32 PM |
| irrelevant | $25.00 | 7/20/2011 3:12:10 PM |
| market-pudding | $25.00 | 7/20/2011 3:15:14 PM |
| HamachiMan | $50.00 | 7/20/2011 3:08:22 PM |
| Toby1montana | $75.00 | 7/6/2011 5:05:45 PM |
| janeybooboo | $100.00 | 7/6/2011 8:16:25 PM |
| Investor_DP | $100.00 | 7/7/2011 12:05:49 AM |
| superb-funds335 | $25.00 | 7/7/2011 8:46:03 PM |
| villagers | $25.00 | 7/8/2011 12:30:56 PM |
| Dubbs360 | $25.00 | 7/8/2011 11:32:26 AM |
| reflective-rupee | $25.09 | 7/8/2011 2:22:29 PM |
| alexgalt | $25.00 | 7/8/2011 3:01:45 PM |
| tech310 | $50.00 | 7/9/2011 7:52:36 PM |
| MadHun | $175.00 | 7/11/2011 2:18:30 PM |
| red-power-pecan | $50.00 | 7/12/2011 9:24:07 AM |
| transformer855 | $25.00 | 7/13/2011 12:56:04 PM |
| elephantparty | $25.00 | 7/13/2011 9:58:55 PM |
| pearl13 | $100.00 | 7/14/2011 3:13:45 PM |
| Weaverville | $25.00 | 7/14/2011 5:08:55 PM |
| important-openness1 | $100.00 | 7/14/2011 5:27:24 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:33 AM |
| BankofRon | $25.00 | 7/15/2011 3:07:53 PM |
| powerful-finance7 | $25.00 | 7/16/2011 2:32:31 AM |
| first-favorite-bonus9 | $25.00 | 7/16/2011 12:17:32 PM |
| EarlyRiser | $100.00 | 7/16/2011 4:07:13 PM |
| integrity-electron9 | $50.00 | 7/17/2011 4:29:54 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:30 PM |
| money-bauble | $52.00 | 7/18/2011 10:31:37 AM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:16 PM |
| capital_projects_investor | $25.00 | 7/18/2011 7:08:30 PM |
| bonus-demon | $30.00 | 7/18/2011 10:09:16 PM |
| birddogsb | $50.00 | 7/19/2011 10:20:49 AM |
| jjswanso | $25.00 | 7/19/2011 10:22:52 AM |
| asiaratt | $50.00 | 7/19/2011 9:27:36 AM |
| orange-preeminant-bill | $50.00 | 7/19/2011 1:13:21 PM |
| reasonable-bonus6 | $25.00 | 7/19/2011 5:09:23 PM |
| tshurts | $25.00 | 7/19/2011 4:37:22 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:39 PM |
| wwwUniversal | $25.00 | 7/19/2011 5:18:00 PM |
| StPong | $25.00 | 7/19/2011 5:09:18 PM |
| yield-lion | $25.00 | 7/19/2011 5:09:23 PM |
| missing-link | $25.00 | 7/19/2011 5:09:26 PM |
| the-profit-oracle | $25.00 | 7/19/2011 5:18:15 PM |
| treasure-generator | $25.00 | 7/20/2011 8:32:44 AM |
| alphaseek | $100.00 | 7/20/2011 4:14:18 AM |
| JiggaJoeyS | $32.00 | 7/20/2011 11:45:21 AM |
| cac1966 | $50.00 | 7/20/2011 8:09:22 AM |
| red-benefit-ruler | $25.00 | 7/20/2011 9:29:23 AM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:29 AM |
| jibe-set | $75.00 | 7/20/2011 11:51:22 AM |
| jebber007 | $30.00 | 7/20/2011 1:16:42 PM |
| Miklot | $25.00 | 7/20/2011 2:27:47 PM |
| minddoc | $25.00 | 7/20/2011 3:12:09 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:48:49 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
515151
This series of Notes was issued and sold upon the funding of the borrower loan #51787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,789.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-21-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $355.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,121 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| skuld1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some debts
My financial situation:
I am a good candidate for this loan because I have an outstanding credit history and have never missed payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 7/7/2011 9:00:47 AM |
| ski bum | $100.00 | 7/7/2011 9:01:21 AM |
| uberrific | $100.00 | 7/7/2011 9:01:29 AM |
| HamachiMan | $50.00 | 7/7/2011 9:01:41 AM |
| rescue | $100.00 | 7/7/2011 8:55:26 PM |
| jubilant-trade6 | $50.00 | 7/8/2011 12:21:19 AM |
| reflective-rupee | $150.00 | 7/8/2011 2:45:29 PM |
| Solid-Platinum | $100.00 | 7/8/2011 3:54:17 PM |
| greenback-seagull2 | $100.00 | 7/11/2011 7:58:14 AM |
| loyalty-sherpa | $25.00 | 7/11/2011 9:09:54 AM |
| MadHun | $175.00 | 7/11/2011 2:18:34 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:39 PM |
| Harry | $25.00 | 7/13/2011 7:25:09 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:47 PM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:41 PM |
| kdog99 | $100.00 | 7/14/2011 4:23:24 PM |
| GreenSun | $25.00 | 7/16/2011 5:14:18 AM |
| Havana21 | $50.00 | 7/16/2011 12:02:18 PM |
| Weaverville | $50.00 | 7/17/2011 12:08:01 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:31 PM |
| money-bauble | $100.00 | 7/18/2011 10:31:39 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:57 PM |
| Saleen06 | $30.00 | 7/18/2011 9:34:42 PM |
| gold-commander0 | $50.00 | 7/18/2011 11:47:57 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:02 AM |
| GElender | $40.00 | 7/19/2011 6:11:58 AM |
| orange-courageous-dedication | $50.00 | 7/19/2011 10:31:20 AM |
| rlgnyc | $25.00 | 7/19/2011 10:19:17 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:29 PM |
| mizount | $25.00 | 7/19/2011 10:48:24 AM |
| Interloper | $40.00 | 7/19/2011 10:57:36 AM |
| best-decisive-peace | $25.00 | 7/19/2011 12:08:25 PM |
| Rivervale_Westwood | $25.00 | 7/19/2011 3:38:56 PM |
| mason13a | $50.00 | 7/19/2011 5:59:57 PM |
| Hanalei712 | $25.00 | 7/19/2011 10:35:18 PM |
| social-turtle4 | $25.00 | 7/19/2011 9:19:11 PM |
| Carpetkid | $50.00 | 7/20/2011 8:28:29 AM |
| IPlayOutsideTheBox | $100.00 | 7/20/2011 1:50:47 AM |
| alphaseek | $200.00 | 7/20/2011 4:17:32 AM |
| BankofPete | $30.00 | 7/20/2011 10:38:40 AM |
| omniviper | $25.00 | 7/20/2011 11:51:35 AM |
| aasx1108 | $25.00 | 7/20/2011 1:23:39 PM |
| iolaire | $25.00 | 7/20/2011 9:13:05 AM |
| fiddlerzvi | $50.00 | 7/20/2011 3:43:18 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:22 PM |
| intuitive-benefit3 | $100.00 | 7/20/2011 5:17:56 PM |
| egw | $25.00 | 7/20/2011 5:17:57 PM |
| elasermd | $25.00 | 7/20/2011 6:29:48 PM |
| penny-candy | $29.16 | 7/20/2011 6:46:26 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:30 PM |
| DMark69 | $25.00 | 7/20/2011 5:17:35 PM |
| helpinghand63 | $25.00 | 7/20/2011 5:17:58 PM |
| x-lender | $100.00 | 7/20/2011 8:53:26 PM |
| authoritative-capital | $25.00 | 7/20/2011 9:19:55 PM |
| Cheburashka | $25.00 | 7/20/2011 5:18:18 PM |
| dollardave | $100.00 | 7/20/2011 9:48:12 PM |
| CaptainBlueberry | $25.00 | 7/20/2011 7:05:43 PM |
| Leopoldine | $30.00 | 7/20/2011 5:59:50 PM |
| sensible-order2 | $32.00 | 7/21/2011 12:02:46 AM |
| Nanab5 | $25.00 | 7/20/2011 8:00:43 PM |
| rmachi | $25.00 | 7/21/2011 12:17:45 AM |
| cleared2land | $25.00 | 7/21/2011 12:22:46 AM |
| new-truth-chuckler | $25.00 | 7/21/2011 12:28:13 AM |
| authentic-liberty7 | $25.00 | 7/21/2011 12:33:04 AM |
| Boca | $27.82 | 7/21/2011 4:19:02 AM |
| self-reliant-integrity0 | $50.00 | 7/20/2011 9:29:14 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:37 PM |
| justice-officer | $46.47 | 7/21/2011 6:39:04 AM |
| reflective-rupee | $160.00 | 7/20/2011 9:49:34 PM |
| nbah123 | $50.00 | 7/20/2011 10:06:29 PM |
| escharfer | $25.00 | 7/21/2011 12:17:51 AM |
| studious-bonus7 | $95.27 | 7/21/2011 12:33:02 AM |
| wtrboy | $25.00 | 7/21/2011 1:13:27 AM |
| kmwvma | $50.00 | 7/21/2011 1:38:44 AM |
| let_me_retire | $150.00 | 7/21/2011 2:21:51 AM |
| reflective-rupee | $500.00 | 7/21/2011 6:45:07 AM |
| prohelper | $50.00 | 7/21/2011 6:06:59 AM |
| 2seriousteachers | $25.00 | 7/21/2011 6:09:31 AM |
| revenue-appraiser | $25.00 | 7/21/2011 6:16:14 AM |
| kbmin | $25.00 | 7/21/2011 8:04:22 AM |
| ebgb234 | $25.00 | 7/21/2011 7:27:34 AM |
| astute-benjamins | $25.00 | 7/21/2011 7:34:24 AM |
| best-loyalty-lesson | $40.00 | 7/21/2011 7:48:04 AM |
| scottssm | $49.00 | 7/21/2011 8:51:14 AM |
| indomitable-coin | $25.00 | 7/7/2011 9:00:50 AM |
| pound-balancer | $50.00 | 7/7/2011 9:01:09 AM |
| organized-payment6 | $50.00 | 7/7/2011 9:01:31 AM |
| pnace | $50.00 | 7/7/2011 9:01:51 AM |
| sandbreaker | $100.00 | 7/7/2011 9:02:38 AM |
| compoundinterest | $50.00 | 7/7/2011 9:02:00 AM |
| a-responsible-return | $50.00 | 7/7/2011 9:02:33 AM |
| economy-huckleberry0 | $25.00 | 7/7/2011 2:32:30 PM |
| BxRealtor | $25.00 | 7/7/2011 4:15:39 PM |
| reflective-rupee | $500.09 | 7/8/2011 2:44:59 PM |
| caring-hope2 | $100.00 | 7/8/2011 2:51:24 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:18 AM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:45 PM |
| BuildingShanghai | $30.96 | 7/12/2011 6:05:20 PM |
| Zolton | $100.00 | 7/13/2011 5:18:44 PM |
| Boxster968 | $25.00 | 7/13/2011 8:12:15 PM |
| pearl13 | $100.00 | 7/14/2011 9:13:38 AM |
| goldfinger3 | $50.00 | 7/14/2011 9:33:58 AM |
| Veets | $125.00 | 7/14/2011 5:49:53 PM |
| radforj22 | $25.00 | 7/14/2011 7:46:42 PM |
| Peterman | $25.00 | 7/15/2011 10:59:39 AM |
| AFairDeal | $30.00 | 7/16/2011 12:38:48 AM |
| bazaar-hyperdrive3 | $52.00 | 7/17/2011 4:50:55 PM |
| Cherrypicker | $45.00 | 7/18/2011 10:42:28 AM |
| gojackgo | $50.00 | 7/18/2011 10:56:40 AM |
| MissionMicroFinance | $25.00 | 7/18/2011 6:39:30 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:18 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:22 PM |
| Turkish101 | $25.00 | 7/19/2011 5:36:32 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:34:47 AM |
| benjamins-utopia | $50.00 | 7/19/2011 8:35:15 AM |
| britgsb | $30.00 | 7/19/2011 2:01:01 AM |
| skuba | $75.00 | 7/19/2011 6:49:11 AM |
| RJN | $25.00 | 7/19/2011 10:34:17 AM |
| dharma1 | $25.00 | 7/19/2011 1:36:37 PM |
| integrity-starter | $50.00 | 7/19/2011 10:55:21 AM |
| principal-prodigy | $25.00 | 7/19/2011 12:40:54 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:15 PM |
| rudyindc | $25.00 | 7/19/2011 5:40:15 PM |
| the-profit-oracle | $25.00 | 7/20/2011 12:22:59 AM |
| hostbank | $250.00 | 7/19/2011 8:03:23 PM |
| enthralling-deal180 | $100.00 | 7/20/2011 4:35:38 AM |
| worldly-investment333 | $50.00 | 7/20/2011 8:10:20 AM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:48 PM |
| bid-czar8 | $100.00 | 7/20/2011 4:48:50 PM |
| wwwUniversal | $25.00 | 7/20/2011 5:07:51 PM |
| velocity-solo | $30.00 | 7/20/2011 5:18:08 PM |
| wayman | $25.00 | 7/20/2011 3:51:13 PM |
| be_wise | $25.00 | 7/20/2011 7:23:00 PM |
| progressive-economy261 | $100.00 | 7/20/2011 5:17:55 PM |
| money-surge1 | $25.00 | 7/20/2011 5:18:06 PM |
| riproaringrapids | $25.00 | 7/20/2011 9:04:40 PM |
| scholarly-integrity | $25.00 | 7/20/2011 6:09:32 PM |
| Taxman44 | $25.00 | 7/20/2011 5:17:36 PM |
| luckygreen10 | $50.00 | 7/20/2011 5:17:57 PM |
| Insuredcash | $25.00 | 7/20/2011 9:40:28 PM |
| ceg451 | $25.00 | 7/20/2011 6:42:34 PM |
| order-supernova6 | $100.00 | 7/20/2011 10:14:31 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:11:54 PM |
| IIP77 | $25.00 | 7/20/2011 11:11:38 PM |
| CreditBuilder2 | $50.00 | 7/21/2011 12:35:50 AM |
| Munnie | $25.00 | 7/20/2011 8:56:04 PM |
| dynamic-money271 | $25.00 | 7/21/2011 2:38:32 AM |
| natural-worth9 | $500.00 | 7/20/2011 8:48:31 PM |
| radiant-value | $25.00 | 7/20/2011 9:17:20 PM |
| edsmoney | $100.00 | 7/21/2011 6:10:46 AM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:17 PM |
| the-swashbuckler | $40.00 | 7/21/2011 6:20:11 AM |
| thankful-nickel2 | $50.00 | 7/21/2011 6:23:33 AM |
| reflective-rupee | $756.00 | 7/21/2011 6:44:47 AM |
| ClearLake | $25.00 | 7/21/2011 12:17:53 AM |
| Mint_Man | $25.00 | 7/21/2011 7:45:06 AM |
| plane450 | $25.00 | 7/21/2011 12:01:59 AM |
| reflective-rupee | $190.00 | 7/21/2011 2:39:55 AM |
| SmokeyMirror | $25.00 | 7/21/2011 8:28:40 AM |
| Ripsaw4U | $35.23 | 7/21/2011 12:17:38 AM |
| Papa_Mema | $25.00 | 7/21/2011 12:22:45 AM |
| sc5 | $25.00 | 7/21/2011 5:53:04 AM |
| sri59 | $100.00 | 7/21/2011 2:56:29 AM |
| suave-dollar | $50.00 | 7/21/2011 4:22:32 AM |
| grampy48 | $25.00 | 7/21/2011 6:38:29 AM |
| gjm6d | $25.00 | 7/21/2011 5:37:46 AM |
| competent-p2p | $25.00 | 7/21/2011 6:40:16 AM |
| Soothsayer | $25.00 | 7/21/2011 7:40:31 AM |
| discrete-asset | $25.00 | 7/21/2011 7:17:51 AM |
| hebergee | $25.00 | 7/21/2011 8:55:36 AM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
515183
This series of Notes was issued and sold upon the funding of the borrower loan #51886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-maker3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repair vehicle
Purpose of loan:
This loan will be used to...get a transmisson for car
My financial situation:
I am a good candidate for this loan because...i don't have any credit cards to pay except for one
Monthly net income: $
Monthly expenses: $
Housing: $150.00
Insurance: $100.00
Car expenses: $
Utilities: $25.00
Phone, cable, internet: $50.00
Food, entertainment:
Clothing, household expenses: $
Credit cards and other loans: $5000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lowlite6647 | $25.00 | 7/26/2011 1:17:08 PM |
| worth-blanket2 | $7,449.99 | 7/26/2011 2:48:12 PM |
| moola-pillow | $25.01 | 7/26/2011 1:12:15 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
515197
This series of Notes was issued and sold upon the funding of the borrower loan #51773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $175.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 4m |
|
Amount delinquent:
| $2,822 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,006 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wealth-eagle9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Bills
Purpose of loan:
This loan will be used to...
Consolidate Bills
My financial situation:
I am a good candidate for this loan because...
Pay all debts on time
Monthly net income: $3000
Monthly expenses: $300
Housing: $500
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/7/2011 9:01:17 AM |
| pnace | $50.00 | 7/7/2011 9:01:54 AM |
| ski bum | $100.00 | 7/7/2011 9:01:25 AM |
| Investor_DP | $100.00 | 7/7/2011 9:01:35 AM |
| proper-commitment5 | $25.00 | 7/9/2011 10:29:47 AM |
| fortytwo | $250.00 | 7/9/2011 10:38:26 AM |
| GElender | $25.00 | 7/9/2011 1:07:17 PM |
| tech310 | $50.00 | 7/9/2011 7:53:50 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:22 AM |
| greenback-seagull2 | $100.00 | 7/11/2011 5:16:57 PM |
| loyalty-sherpa | $25.00 | 7/12/2011 8:22:26 AM |
| deal-hickory5 | $100.00 | 7/13/2011 3:53:43 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:26 AM |
| damage | $25.00 | 7/14/2011 8:19:36 AM |
| thankful-nickel2 | $25.00 | 7/14/2011 8:23:43 AM |
| competent-balance5 | $50.00 | 7/14/2011 12:47:27 PM |
| appcoder | $40.00 | 7/15/2011 7:59:20 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:49 PM |
| radforj22 | $25.00 | 7/16/2011 12:38:50 PM |
| payout-achievement | $100.00 | 7/16/2011 11:17:34 AM |
| SolarMoonshine | $25.00 | 7/16/2011 6:06:22 PM |
| villagers | $25.00 | 7/17/2011 10:40:46 AM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:34 PM |
| blissful-dollar3 | $250.00 | 7/18/2011 2:14:40 PM |
| MissionMicroFinance | $25.00 | 7/18/2011 6:39:31 PM |
| Saleen06 | $35.00 | 7/18/2011 9:35:42 PM |
| jpac1066 | $100.00 | 7/18/2011 8:40:38 PM |
| TomDalonajay | $25.00 | 7/19/2011 12:23:04 AM |
| gold-commander0 | $50.00 | 7/18/2011 11:48:00 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:04 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:51:17 AM |
| DaveTheWave | $25.00 | 7/19/2011 9:47:25 AM |
| worth-arch | $25.00 | 7/19/2011 10:21:05 AM |
| samaritan5 | $50.00 | 7/19/2011 10:24:12 AM |
| money-bauble | $100.00 | 7/19/2011 3:37:34 PM |
| balance-chestnut | $62.50 | 7/19/2011 1:09:31 PM |
| Kessler | $51.00 | 7/19/2011 5:17:56 PM |
| Interloper | $40.00 | 7/19/2011 5:18:02 PM |
| greenback-ally | $100.00 | 7/19/2011 7:14:49 PM |
| hostbank | $250.00 | 7/19/2011 8:03:25 PM |
| pworld | $50.00 | 7/19/2011 8:14:23 PM |
| let_me_retire | $46.50 | 7/19/2011 8:28:51 PM |
| HamachiMan | $50.00 | 7/7/2011 9:01:43 AM |
| jubilant-trade6 | $50.00 | 7/8/2011 12:21:23 AM |
| BxRealtor | $25.00 | 7/8/2011 7:27:28 AM |
| rescue | $100.00 | 7/8/2011 9:42:21 AM |
| Investor_DP | $100.00 | 7/8/2011 9:54:58 PM |
| Investor_DP | $100.00 | 7/8/2011 10:02:01 PM |
| jmeasn | $25.00 | 7/9/2011 12:16:56 PM |
| MadHun | $175.00 | 7/11/2011 2:18:36 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:48 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:43 PM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:48:00 AM |
| alphaseek | $300.00 | 7/14/2011 4:16:19 AM |
| indomitable-coin | $25.00 | 7/14/2011 9:13:28 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:43 PM |
| kdog99 | $100.00 | 7/14/2011 5:13:27 PM |
| Weaverville | $25.00 | 7/14/2011 8:59:06 PM |
| Peterman | $25.00 | 7/15/2011 10:59:41 AM |
| Ocean713 | $100.00 | 7/16/2011 1:28:07 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:33 PM |
| a-responsible-return | $50.00 | 7/18/2011 8:47:13 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:56:59 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:25 PM |
| cash-reaction2 | $50.00 | 7/18/2011 6:52:20 PM |
| Harry | $50.00 | 7/18/2011 7:01:11 PM |
| fantastic-bazaar2 | $50.00 | 7/18/2011 7:28:00 PM |
| skuba | $75.00 | 7/19/2011 6:49:14 AM |
| mizount | $25.00 | 7/19/2011 10:48:27 AM |
| integrity-starter | $25.00 | 7/19/2011 10:55:59 AM |
| god_is_great | $25.00 | 7/19/2011 11:25:20 AM |
| eker1170 | $25.00 | 7/19/2011 6:07:54 PM |
| vigilance-revolutionary | $50.00 | 7/19/2011 5:08:56 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:45 PM |
| agreement-fluffy-bunny | $35.00 | 7/19/2011 8:02:39 PM |
| mason13a | $50.00 | 7/19/2011 5:59:59 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
515407
This series of Notes was issued and sold upon the funding of the borrower loan #51737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,706.54 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $404.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $241 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silvercertificate |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a FARM Paying CASH bit short
Purpose of loan:
This loan will be used to...buy a farm...literally...but I am a bit short.
My financial situation:
I am a good candidate for this loan because...I have a 780+ credit score and no credit card balances.
My credit is perfect for the last 9 years.
I have been employed for almost 11 years by the same employer.
My wife works and our expenses are very low.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jubilant-trade6 | $50.00 | 7/8/2011 5:02:32 PM |
| blot44 | $50.00 | 7/8/2011 5:02:46 PM |
| kenji4861 | $50.00 | 7/8/2011 5:02:59 PM |
| uberrific | $100.00 | 7/8/2011 5:03:11 PM |
| ogmanny | $50.00 | 7/8/2011 5:03:30 PM |
| compoundinterest | $60.00 | 7/8/2011 5:03:36 PM |
| BankofHank | $100.00 | 7/8/2011 5:02:35 PM |
| serene-truth2 | $50.00 | 7/8/2011 5:02:40 PM |
| diablorulz | $50.00 | 7/8/2011 5:02:54 PM |
| minista | $25.00 | 7/8/2011 5:02:57 PM |
| top-epic-community | $50.00 | 7/8/2011 5:03:01 PM |
| Strand_Investments | $25.00 | 7/9/2011 12:27:35 AM |
| fortytwo | $250.00 | 7/9/2011 10:48:41 AM |
| jpac1066 | $200.00 | 7/9/2011 12:14:22 PM |
| Solid-Platinum | $100.00 | 7/9/2011 5:13:03 PM |
| agbullet55443 | $200.00 | 7/9/2011 10:18:10 PM |
| tapesor | $100.00 | 7/10/2011 12:18:04 PM |
| blue-attentive-bid | $100.00 | 7/10/2011 12:48:57 PM |
| wntrequinx | $25.00 | 7/11/2011 10:31:56 AM |
| pound-balancer | $50.00 | 7/12/2011 9:14:16 AM |
| pnace | $50.00 | 7/12/2011 12:30:08 PM |
| Harry | $25.00 | 7/13/2011 7:25:19 AM |
| StPong | $25.00 | 7/13/2011 9:17:15 AM |
| Veets | $250.00 | 7/14/2011 5:41:30 PM |
| ckatak | $50.00 | 7/15/2011 7:14:08 AM |
| Lavarock7 | $50.00 | 7/15/2011 4:51:25 PM |
| drkosh | $25.00 | 7/16/2011 3:53:00 PM |
| nimble-money0 | $25.00 | 7/17/2011 3:21:54 PM |
| bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:58 PM |
| promiser200 | $25.00 | 7/17/2011 4:41:38 PM |
| virtuous-repayment | $25.00 | 7/17/2011 4:46:57 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:44 PM |
| michaelwong | $50.00 | 7/18/2011 8:08:14 AM |
| gold-commander0 | $50.00 | 7/18/2011 11:48:03 PM |
| skuba | $75.00 | 7/19/2011 6:49:18 AM |
| syrepsorp | $50.00 | 7/18/2011 11:41:27 PM |
| lagnisiruk | $25.00 | 7/19/2011 1:03:07 AM |
| sgt-schultz | $25.00 | 7/19/2011 6:19:36 AM |
| restless-balance9 | $50.00 | 7/19/2011 8:45:17 AM |
| funds-rascal | $150.00 | 7/19/2011 10:28:17 AM |
| mizount | $25.00 | 7/19/2011 10:48:30 AM |
| Tknojnky | $50.00 | 7/19/2011 10:16:45 AM |
| lovely-greenback4 | $25.00 | 7/19/2011 11:11:35 AM |
| RJN | $25.00 | 7/19/2011 10:34:17 AM |
| hostbank | $250.00 | 7/19/2011 8:03:32 PM |
| social-turtle4 | $25.00 | 7/19/2011 9:19:16 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:25 PM |
| yoyoclock | $25.00 | 7/20/2011 1:40:07 AM |
| chibear34 | $25.00 | 7/20/2011 3:18:20 AM |
| iolaire | $25.00 | 7/20/2011 9:13:09 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:34 AM |
| Weaverville | $100.00 | 7/20/2011 9:12:28 AM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:54 PM |
| anacent | $50.00 | 7/20/2011 5:10:57 PM |
| life-is-great | $25.00 | 7/20/2011 4:02:23 PM |
| Supernick | $50.00 | 7/20/2011 4:02:53 PM |
| FlexFunding | $25.00 | 7/20/2011 4:02:06 PM |
| loyalty-sherpa | $25.00 | 7/20/2011 9:03:59 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:38 PM |
| reflective-rupee | $800.00 | 7/21/2011 2:41:20 AM |
| SmokeyMirror | $25.00 | 7/21/2011 8:28:44 AM |
| Veets | $125.00 | 7/21/2011 10:09:37 AM |
| kbmin | $25.00 | 7/21/2011 8:04:25 AM |
| Princehaha | $50.00 | 7/21/2011 10:29:54 AM |
| USMC0311 | $25.00 | 7/21/2011 9:12:22 AM |
| Railbird | $25.00 | 7/21/2011 1:48:48 PM |
| Syzygy | $25.00 | 7/21/2011 10:53:16 AM |
| market-pudding | $25.00 | 7/21/2011 2:28:24 PM |
| capital-buddy | $25.00 | 7/21/2011 2:52:26 PM |
| Havana21 | $200.00 | 7/21/2011 3:52:35 PM |
| reinforced-reward | $25.00 | 7/21/2011 3:52:38 PM |
| pbeach05 | $25.00 | 7/21/2011 5:45:13 PM |
| otalon | $25.00 | 7/21/2011 5:08:11 PM |
| loyalty-locomotive | $25.00 | 7/21/2011 8:03:00 PM |
| subtle-revenue0 | $25.00 | 7/21/2011 6:02:58 PM |
| loan-kung-fu | $414.44 | 7/21/2011 11:41:06 PM |
| elephantparty | $25.00 | 7/21/2011 8:08:33 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:40 PM |
| corndog4000 | $50.00 | 7/22/2011 3:08:18 AM |
| pioneer580 | $50.25 | 7/22/2011 5:39:44 AM |
| ideal-platinum1 | $25.00 | 7/21/2011 11:22:13 PM |
| djh47a | $25.00 | 7/22/2011 12:53:17 AM |
| johngaltline | $25.00 | 7/22/2011 2:21:19 AM |
| LenderByDay | $25.00 | 7/22/2011 4:21:55 AM |
| yzerizef | $150.00 | 7/22/2011 4:39:43 AM |
| Groggy | $30.00 | 7/22/2011 9:05:56 AM |
| turbostar666 | $25.00 | 7/22/2011 6:50:20 AM |
| veneziani | $25.00 | 7/22/2011 9:49:39 AM |
| ZeoInvestments | $25.00 | 7/22/2011 10:18:32 AM |
| ItsJustMe79 | $25.00 | 7/22/2011 9:10:06 AM |
| cutter21 | $25.00 | 7/22/2011 9:31:24 AM |
| dbs | $100.00 | 7/22/2011 9:13:20 AM |
| valiant-liberty4 | $25.00 | 7/22/2011 9:32:03 AM |
| dfealk | $100.00 | 7/22/2011 9:40:51 AM |
| EJO | $25.00 | 7/22/2011 10:04:58 AM |
| rex45 | $25.00 | 7/22/2011 9:41:28 AM |
| PaulW | $25.00 | 7/22/2011 12:30:15 PM |
| Mantis75 | $25.00 | 7/22/2011 10:17:43 AM |
| kdog99 | $100.00 | 7/22/2011 10:19:32 AM |
| forceful-duty178 | $50.00 | 7/22/2011 10:49:54 AM |
| gzeo | $25.00 | 7/22/2011 10:20:09 AM |
| Asailorman | $50.00 | 7/22/2011 11:06:43 AM |
| ussugm | $25.00 | 7/22/2011 10:41:55 AM |
| conqueror359 | $75.00 | 7/22/2011 2:22:55 PM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:18 AM |
| rocker137 | $25.00 | 7/22/2011 12:12:47 PM |
| astute-benjamins | $25.00 | 7/22/2011 12:52:47 PM |
| SeaLoans | $25.00 | 7/22/2011 1:36:52 PM |
| ScottW | $25.00 | 7/22/2011 4:56:34 PM |
| gilbrear | $25.00 | 7/22/2011 4:56:47 PM |
| chipperjohnson | $25.00 | 7/22/2011 1:46:23 PM |
| br4444 | $25.00 | 7/22/2011 3:42:30 PM |
| briantrader21 | $25.00 | 7/22/2011 3:42:34 PM |
| Ardy123 | $25.00 | 7/22/2011 4:44:04 PM |
| neighborly-hope6 | $50.00 | 7/8/2011 5:02:38 PM |
| figs4u2 | $100.00 | 7/8/2011 5:02:42 PM |
| meux99 | $25.00 | 7/8/2011 5:02:53 PM |
| benjamins-utopia | $50.00 | 7/8/2011 5:03:39 PM |
| Rivervale_Westwood | $25.00 | 7/8/2011 5:02:56 PM |
| cebgop | $25.00 | 7/8/2011 5:03:00 PM |
| indomitable-coin | $25.00 | 7/8/2011 5:02:43 PM |
| gentle-penny7 | $50.00 | 7/8/2011 5:03:38 PM |
| pound-balancer | $50.00 | 7/8/2011 7:41:05 PM |
| SMVM87 | $25.26 | 7/9/2011 12:32:42 AM |
| CIC | $25.00 | 7/9/2011 4:50:44 AM |
| Chosen-one | $25.00 | 7/9/2011 7:19:43 AM |
| rescue | $100.00 | 7/9/2011 12:14:25 PM |
| -J | $25.00 | 7/9/2011 12:14:26 PM |
| damage | $25.00 | 7/9/2011 3:29:19 PM |
| antlr | $50.00 | 7/10/2011 12:13:59 PM |
| lendersf | $100.00 | 7/10/2011 2:44:11 PM |
| radforj22 | $25.00 | 7/10/2011 6:30:54 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:35 AM |
| reflective-rupee | $200.09 | 7/11/2011 2:54:55 PM |
| truth-image | $100.00 | 7/11/2011 3:42:22 PM |
| first-favorite-bonus9 | $25.00 | 7/11/2011 5:16:04 PM |
| income-buffalo1 | $500.00 | 7/11/2011 6:14:56 PM |
| 6moonbeams | $100.00 | 7/11/2011 10:01:50 PM |
| britgsb | $50.00 | 7/13/2011 2:44:54 AM |
| Hexnut | $50.00 | 7/13/2011 6:05:10 AM |
| vutah | $25.00 | 7/13/2011 5:34:09 AM |
| determined-deal7 | $25.00 | 7/13/2011 9:17:16 AM |
| cash-optimization | $25.00 | 7/13/2011 6:42:36 PM |
| Leopoldine | $26.50 | 7/13/2011 7:39:28 PM |
| amaizblanco | $25.00 | 7/13/2011 9:26:48 PM |
| Aeroman32 | $25.00 | 7/13/2011 10:03:18 PM |
| Boxster968 | $25.00 | 7/13/2011 8:12:18 PM |
| goldfinger3 | $50.00 | 7/14/2011 9:34:03 AM |
| epic-interest0 | $25.00 | 7/14/2011 12:50:52 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:54 PM |
| unclejaef | $25.00 | 7/14/2011 3:52:31 PM |
| velocity-solo | $30.00 | 7/14/2011 5:12:49 PM |
| a-responsible-return | $50.00 | 7/14/2011 4:27:44 PM |
| commitment-orca7 | $300.00 | 7/15/2011 11:17:44 AM |
| pearl13 | $100.00 | 7/15/2011 2:18:26 PM |
| kyomoon | $50.00 | 7/15/2011 4:56:54 PM |
| diversification-surge | $50.00 | 7/15/2011 3:07:22 PM |
| GreenSun | $25.00 | 7/16/2011 5:14:21 AM |
| wise-silver-wonder | $25.00 | 7/16/2011 12:13:57 PM |
| C_Mark | $50.00 | 7/16/2011 2:28:57 PM |
| alpinaut | $30.00 | 7/16/2011 2:57:48 PM |
| TrustPlus | $50.00 | 7/16/2011 2:16:58 PM |
| preciouschild | $50.00 | 7/17/2011 7:02:55 AM |
| ChicagoFlyer | $250.00 | 7/17/2011 6:43:38 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:09 PM |
| keyfig | $25.00 | 7/18/2011 4:34:14 PM |
| generous-deal6 | $100.00 | 7/18/2011 5:41:08 PM |
| degster | $25.00 | 7/18/2011 4:34:17 PM |
| whistledicksmith | $25.00 | 7/18/2011 4:34:32 PM |
| rlgnyc | $25.00 | 7/19/2011 10:19:19 AM |
| principal-prodigy | $25.00 | 7/19/2011 12:40:54 PM |
| integrity-starter | $50.00 | 7/19/2011 10:54:23 AM |
| onegr8papa | $300.00 | 7/19/2011 3:20:06 PM |
| dharma1 | $25.00 | 7/19/2011 1:36:39 PM |
| kdog99 | $100.00 | 7/19/2011 5:09:05 PM |
| BigLinCT | $25.00 | 7/19/2011 4:45:56 PM |
| ingenious-order783 | $25.00 | 7/20/2011 8:48:20 AM |
| aasx1108 | $25.00 | 7/20/2011 1:23:41 PM |
| chopper94 | $25.00 | 7/20/2011 11:21:07 AM |
| Veets | $125.00 | 7/20/2011 6:18:23 PM |
| credit-force5 | $100.00 | 7/20/2011 9:11:44 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:39 PM |
| nuclearmoose | $50.00 | 7/20/2011 7:20:49 PM |
| ChicoBob | $25.00 | 7/20/2011 10:17:32 PM |
| discrete-asset | $25.00 | 7/21/2011 7:17:56 AM |
| orange-dollar-guild | $25.00 | 7/21/2011 10:29:30 AM |
| gavinsp | $25.00 | 7/21/2011 12:01:00 PM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:18:00 AM |
| capital-futurist | $25.00 | 7/21/2011 10:34:19 AM |
| credit-maple5 | $50.00 | 7/21/2011 11:28:42 AM |
| dayahn | $25.00 | 7/21/2011 3:18:42 PM |
| CaptainBlueberry | $25.00 | 7/21/2011 3:52:36 PM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:50 PM |
| TommyTucker | $50.00 | 7/21/2011 7:43:15 PM |
| rmachi | $25.00 | 7/21/2011 5:22:10 PM |
| JKEnterprises | $25.00 | 7/21/2011 8:56:07 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:22 PM |
| akl_5277 | $25.00 | 7/21/2011 9:45:00 PM |
| think-become | $25.00 | 7/21/2011 6:12:13 PM |
| phillipd48 | $25.00 | 7/21/2011 6:47:35 PM |
| pbandjb | $25.00 | 7/21/2011 11:53:05 PM |
| gslinv | $25.00 | 7/21/2011 7:33:47 PM |
| CaliforniaSun | $25.00 | 7/22/2011 8:02:09 AM |
| dugly2ugly | $25.00 | 7/22/2011 8:45:36 AM |
| Aethelwolf | $25.00 | 7/22/2011 4:41:05 AM |
| help4u | $50.00 | 7/22/2011 6:28:54 AM |
| bigphish | $50.00 | 7/22/2011 6:42:54 AM |
| vigilance-revolutionary | $50.00 | 7/22/2011 10:17:52 AM |
| Sixmil | $35.00 | 7/22/2011 9:32:13 AM |
| dollar-missile3 | $25.00 | 7/22/2011 10:39:38 AM |
| Spiv_51 | $25.00 | 7/22/2011 10:17:23 AM |
| felicity-jalapeno | $25.00 | 7/22/2011 10:17:40 AM |
| exact-gold2 | $25.00 | 7/22/2011 11:15:19 AM |
| keeper24 | $25.00 | 7/22/2011 11:18:35 AM |
| dbzen | $25.00 | 7/22/2011 12:57:06 PM |
| gold-disk | $25.00 | 7/22/2011 1:21:10 PM |
| thepillowsack | $25.00 | 7/22/2011 1:44:19 PM |
| Aimvest | $25.00 | 7/22/2011 2:12:58 PM |
| Holtavious | $25.00 | 7/22/2011 1:41:28 PM |
| wlm3012 | $30.00 | 7/22/2011 2:58:02 PM |
| 220 Investments
|
Borrower Payment Dependent Notes Series
515409
This series of Notes was issued and sold upon the funding of the borrower loan #51772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,358.99 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $303.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,083 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wntrequinx |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $32,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2010)
780-799
(Jul-2008)
|
|
Principal balance:
| $8,951.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Clearing out Debt
Purpose of loan:
This loan will be used to pay off a balance with my credit card company, from purchasing a new refrigerator, and various other things for around the house, as well as consolidating that payment with my current prosper loan.
My financial situation:
I am a good candidate for this loan because i have always paid my loans on time, and my husband and I both have good, stable jobs (despite the economy).
Please note that my debt to income ratio does not include my husband's salary, although it includes all of our debt (because both our names are on all our credit lines).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| uberrific | $100.00 | 7/8/2011 9:03:10 AM |
| indomitable-coin | $25.00 | 7/8/2011 9:02:43 AM |
| organized-payment6 | $50.00 | 7/8/2011 9:03:12 AM |
| compoundinterest | $50.00 | 7/8/2011 9:03:33 AM |
| ski bum | $100.00 | 7/8/2011 9:03:06 AM |
| janeybooboo | $200.00 | 7/8/2011 9:14:33 AM |
| FinDoc | $25.00 | 7/8/2011 9:27:17 AM |
| penny-finder | $40.00 | 7/8/2011 9:57:31 AM |
| GoGalt | $50.00 | 7/8/2011 10:25:38 AM |
| JustMee | $25.00 | 7/8/2011 12:14:09 PM |
| vutah | $25.00 | 7/9/2011 8:39:52 AM |
| 108lender | $100.00 | 7/9/2011 11:23:34 AM |
| jpblan11 | $25.00 | 7/9/2011 6:59:04 PM |
| jubilant-trade6 | $25.00 | 7/10/2011 12:18:32 PM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:33 AM |
| rescue | $100.00 | 7/11/2011 9:10:05 AM |
| setUup | $33.20 | 7/11/2011 2:08:28 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:47:56 PM |
| a-responsible-return | $50.00 | 7/11/2011 5:14:03 PM |
| sandbreaker | $50.00 | 7/11/2011 5:16:21 PM |
| Feyenoord | $25.00 | 7/11/2011 8:57:13 PM |
| bannybucks | $25.00 | 7/12/2011 5:15:58 PM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:35 PM |
| greenback-seagull2 | $100.00 | 7/13/2011 5:18:42 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:34 AM |
| astute-fairness0 | $25.00 | 7/14/2011 1:05:39 PM |
| virtuous-repayment | $25.00 | 7/14/2011 3:35:52 PM |
| pound-balancer | $50.00 | 7/14/2011 5:08:43 PM |
| loyalist1 | $200.00 | 7/16/2011 4:23:03 AM |
| credit-coach118 | $25.00 | 7/16/2011 8:43:57 AM |
| benefit-trident | $25.00 | 7/17/2011 4:47:57 AM |
| gojackgo | $50.00 | 7/18/2011 10:56:44 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:07 PM |
| sgt-schultz | $25.00 | 7/19/2011 6:42:49 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:33 PM |
| LandE2BG | $50.00 | 7/19/2011 7:43:23 PM |
| peace-flower9 | $25.00 | 7/20/2011 1:44:54 PM |
| Weaverville | $50.00 | 7/20/2011 5:17:15 PM |
| Octamer | $75.00 | 7/21/2011 4:57:06 AM |
| Gordon_Gekko1 | $25.00 | 7/20/2011 9:35:50 PM |
| Jamahl | $50.00 | 7/21/2011 7:01:27 AM |
| upbeat-investment9 | $50.00 | 7/21/2011 8:52:08 AM |
| dammage | $50.00 | 7/21/2011 6:22:44 AM |
| tomdooley12520 | $25.00 | 7/21/2011 6:55:02 AM |
| gpuck | $50.00 | 7/21/2011 6:44:44 AM |
| BigBag | $25.00 | 7/21/2011 7:42:01 AM |
| Oak-Parker | $25.00 | 7/21/2011 8:24:00 AM |
| lepolgr | $50.00 | 7/21/2011 9:09:05 AM |
| orange-courageous-dedication | $25.00 | 7/21/2011 10:17:59 AM |
| jazz619 | $25.00 | 7/21/2011 11:40:02 AM |
| SV-AZ | $30.00 | 7/21/2011 12:59:14 PM |
| platinum-rapture6 | $46.00 | 7/21/2011 4:29:54 PM |
| ckatak | $100.00 | 7/21/2011 4:54:03 PM |
| loan-galaxy6 | $500.00 | 7/21/2011 7:32:03 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:39 PM |
| loyalty-locomotive | $25.00 | 7/21/2011 8:03:00 PM |
| money-surge1 | $25.00 | 7/22/2011 12:58:11 AM |
| RJN | $25.00 | 7/21/2011 8:25:17 PM |
| ryreesado | $25.00 | 7/21/2011 9:07:21 PM |
| help4u | $50.00 | 7/22/2011 6:28:53 AM |
| bigphish | $50.00 | 7/22/2011 6:42:52 AM |
| credit-investor5 | $50.00 | 7/22/2011 7:01:53 AM |
| damage | $25.00 | 7/22/2011 8:04:32 AM |
| a-reasonable-return | $25.00 | 7/22/2011 8:40:19 AM |
| grampy48 | $25.00 | 7/22/2011 4:07:07 AM |
| silver-armada | $50.00 | 7/22/2011 4:19:55 AM |
| dontjader | $250.00 | 7/22/2011 7:52:55 AM |
| pnace | $50.00 | 7/8/2011 9:03:27 AM |
| investment-artist | $25.01 | 7/8/2011 9:03:28 AM |
| MoneyForNothing | $25.00 | 7/8/2011 9:26:46 AM |
| MarvintheMartian | $35.00 | 7/8/2011 10:46:49 AM |
| thankful-nickel2 | $50.00 | 7/8/2011 2:48:38 PM |
| HamachiMan | $50.00 | 7/8/2011 5:10:21 PM |
| pound-balancer | $50.00 | 7/8/2011 7:41:04 PM |
| availableloan | $25.00 | 7/8/2011 8:31:28 PM |
| jmeasn | $100.00 | 7/8/2011 9:24:07 PM |
| fortytwo | $250.00 | 7/9/2011 10:38:31 AM |
| Solid-Platinum | $100.00 | 7/9/2011 12:01:11 PM |
| first-serene-credit | $25.00 | 7/9/2011 10:13:28 PM |
| reflective-rupee | $200.09 | 7/11/2011 2:56:08 PM |
| BxRealtor | $25.00 | 7/11/2011 5:13:23 PM |
| Harry | $25.00 | 7/13/2011 7:25:16 AM |
| helynn | $25.00 | 7/13/2011 7:22:29 PM |
| loyalty-sherpa | $25.00 | 7/14/2011 9:14:15 AM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:47 PM |
| frugalinvestor20 | $25.00 | 7/14/2011 3:09:27 PM |
| Veets | $125.00 | 7/14/2011 5:49:57 PM |
| Barrayaran | $25.00 | 7/14/2011 7:03:10 PM |
| Peterman | $25.00 | 7/15/2011 10:59:49 AM |
| lucrative-durability | $25.00 | 7/15/2011 11:12:26 AM |
| radforj22 | $25.00 | 7/16/2011 12:38:54 PM |
| virtuous-repayment | $25.00 | 7/17/2011 4:46:09 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:41 PM |
| lostontheedge | $25.00 | 7/18/2011 4:56:07 AM |
| rdrloan | $50.00 | 7/18/2011 2:08:35 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:31 PM |
| hss46 | $25.00 | 7/19/2011 11:47:16 AM |
| kdog99 | $100.00 | 7/19/2011 3:39:00 PM |
| mhotchan | $100.00 | 7/19/2011 1:32:56 PM |
| Jay_Tee | $50.00 | 7/19/2011 4:07:25 PM |
| AFairDeal | $30.00 | 7/19/2011 5:18:05 PM |
| hostbank | $250.00 | 7/19/2011 8:03:31 PM |
| b1geasy | $25.00 | 7/20/2011 6:50:34 AM |
| Carpetkid | $50.00 | 7/20/2011 8:28:32 AM |
| Brown98 | $25.00 | 7/20/2011 7:41:26 AM |
| iolaire | $25.00 | 7/20/2011 9:13:07 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:27 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:37 PM |
| Havana21 | $50.00 | 7/20/2011 5:17:47 PM |
| whatreality | $25.00 | 7/21/2011 6:12:12 AM |
| Danylostefan | $25.00 | 7/21/2011 7:05:30 AM |
| Only_Money | $25.00 | 7/21/2011 7:28:22 AM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:36 PM |
| lenderrn | $60.00 | 7/21/2011 4:48:27 AM |
| note-pursuit | $25.00 | 7/21/2011 12:51:20 AM |
| GElender | $25.00 | 7/21/2011 5:57:53 AM |
| prohelper | $50.00 | 7/21/2011 6:07:04 AM |
| loanman2007 | $125.00 | 7/21/2011 6:34:38 AM |
| Eaglehigh | $25.00 | 7/21/2011 6:29:02 AM |
| tender-integrity3 | $50.00 | 7/21/2011 11:49:39 AM |
| market-pudding | $25.00 | 7/21/2011 2:33:23 PM |
| Tech-Entrepreneur | $25.00 | 7/21/2011 5:12:34 PM |
| dayahn | $25.00 | 7/21/2011 3:18:41 PM |
| credit-maple5 | $500.00 | 7/21/2011 5:22:41 PM |
| purposeful-pound5 | $34.69 | 7/21/2011 4:13:31 PM |
| gslinv | $25.00 | 7/21/2011 7:33:46 PM |
| wwwUniversal | $25.00 | 7/21/2011 5:12:32 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:14 PM |
| proud-gold9 | $45.00 | 7/21/2011 5:17:45 PM |
| gold-sushi | $25.00 | 7/21/2011 5:23:09 PM |
| intuitive-benefit3 | $100.00 | 7/21/2011 5:23:06 PM |
| Cheburashka | $25.00 | 7/21/2011 5:23:15 PM |
| Isotope | $25.00 | 7/21/2011 11:24:20 PM |
| cash-fanatic | $50.00 | 7/21/2011 6:47:49 PM |
| elephantparty | $25.00 | 7/21/2011 8:01:00 PM |
| payout-flag6 | $50.00 | 7/21/2011 7:37:54 PM |
| authentic-liberty7 | $25.00 | 7/22/2011 12:58:07 AM |
| McChan | $25.00 | 7/21/2011 9:59:18 PM |
| loan-kung-fu | $200.00 | 7/21/2011 11:39:22 PM |
| velocity-solo | $30.00 | 7/22/2011 12:57:43 AM |
| Crisscross | $25.00 | 7/22/2011 3:59:21 AM |
| CaliforniaSun | $25.00 | 7/22/2011 8:02:09 AM |
| yzerizef | $150.00 | 7/22/2011 4:39:42 AM |
| Aethelwolf | $25.00 | 7/22/2011 4:41:04 AM |
| reflective-rupee | $800.00 | 7/22/2011 6:21:01 AM |
| jazzlender | $50.00 | 7/22/2011 8:49:33 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
515523
This series of Notes was issued and sold upon the funding of the borrower loan #51922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,930 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Logik11 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto, Household and Travel
Purpose of the Loan -
Auto
I need to fix a dent in my car before it can be sold. I'm replacing with a cheaper car.
Household
I need money for moving expenses, security deposit and new bed. I'm moving to lower cost apartment.
Travel
I'm hoping to make it to a friend's wedding and a much needed 7 day vacation.
Why I Can Afford the Loan -
Monthly net income: $3359
Monthly expenses: $2960
Housing: $1150
Insurance: $85
Car expenses: $600
Utilities: $75
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $450
*Note that after moving and replacing my car, monthly expenses will be reduced by an additonal $500+
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pearl13 | $50.00 | 7/20/2011 10:07:24 AM |
| Wangchuk | $35.00 | 7/20/2011 9:03:15 AM |
| reflective-rupee | $200.09 | 7/20/2011 10:32:00 AM |
| economy-huckleberry0 | $25.00 | 7/20/2011 11:57:14 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:54 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:36 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:08 AM |
| lendstats_com | $200.00 | 7/21/2011 12:20:25 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:53:05 PM |
| simplelender80 | $100.00 | 7/21/2011 4:32:55 PM |
| scarlet-velvet | $25.08 | 7/21/2011 5:50:50 PM |
| EngineersAlliance | $50.00 | 7/22/2011 9:17:13 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:04 AM |
| zorg77 | $50.00 | 7/23/2011 12:19:32 PM |
| Something-Corporate | $25.00 | 7/23/2011 6:21:39 PM |
| loanman2007 | $100.00 | 7/24/2011 4:19:48 AM |
| Kaj | $35.00 | 7/24/2011 2:17:47 PM |
| AlternativeCashFlow | $25.00 | 7/25/2011 10:25:16 AM |
| palace2 | $300.00 | 7/26/2011 5:43:11 PM |
| kulender | $50.00 | 7/27/2011 5:57:51 AM |
| return-enthusiast1 | $50.00 | 7/27/2011 7:09:30 AM |
| Jack55304 | $200.00 | 7/27/2011 7:40:19 AM |
| handy-justice | $100.00 | 7/27/2011 5:20:45 PM |
| Bocephus1959 | $50.00 | 7/27/2011 6:40:11 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:56 PM |
| best-charming-leverage | $50.00 | 7/27/2011 9:33:28 PM |
| loyalist1 | $100.00 | 7/27/2011 10:01:58 PM |
| Bob450 | $25.00 | 7/28/2011 8:07:41 AM |
| Weaverville | $25.00 | 7/28/2011 9:17:01 AM |
| treasure-bliss | $50.00 | 7/28/2011 9:17:00 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:34:20 AM |
| soccer_nutt | $25.00 | 7/28/2011 2:00:54 PM |
| icon7 | $50.00 | 7/28/2011 12:46:30 PM |
| return-rocket9 | $25.00 | 7/28/2011 11:42:01 AM |
| jman78 | $25.00 | 7/28/2011 11:44:24 AM |
| ChrisProsper | $1,430.00 | 7/28/2011 2:31:12 PM |
| enchanted-truth264 | $25.00 | 7/28/2011 2:25:25 PM |
| Investor_DP | $100.00 | 7/20/2011 2:12:05 PM |
| jkeller4000 | $25.00 | 7/20/2011 3:24:59 PM |
| profit-powerplant | $25.00 | 7/20/2011 4:26:58 PM |
| janeybooboo | $100.00 | 7/20/2011 7:16:03 PM |
| janeybooboo | $25.00 | 7/20/2011 7:16:12 PM |
| tech310 | $50.00 | 7/21/2011 8:46:12 PM |
| InChicago | $50.00 | 7/22/2011 7:29:18 AM |
| CA-Lender | $50.07 | 7/22/2011 9:12:54 AM |
| social-hunter5 | $50.00 | 7/22/2011 9:06:45 AM |
| proud-pound4 | $25.00 | 7/22/2011 9:26:47 AM |
| diplomatic-wealth7 | $25.00 | 7/22/2011 12:43:42 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:52 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:25 PM |
| ddoneday | $25.00 | 7/23/2011 10:16:13 AM |
| Kash2010lu | $25.00 | 7/24/2011 9:28:20 AM |
| yf99yz | $25.00 | 7/25/2011 4:36:30 PM |
| luckygreen10 | $200.00 | 7/25/2011 1:59:22 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:03 PM |
| market-pudding | $25.00 | 7/26/2011 1:38:19 PM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:20 PM |
| dollar-sonnet3 | $25.00 | 7/27/2011 10:00:08 AM |
| speedy-point | $25.00 | 7/27/2011 4:32:57 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:21 PM |
| basis-wizard8 | $50.00 | 7/28/2011 12:23:12 PM |
| radforj22 | $25.00 | 7/28/2011 11:18:21 AM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:16:12 PM |
| Eric_Gagne | $25.00 | 7/28/2011 11:54:31 AM |
| afterhours | $25.00 | 7/28/2011 11:57:03 AM |
| let_me_retire | $50.00 | 7/28/2011 1:39:18 PM |
| glimmering-funds2 | $25.00 | 7/28/2011 2:12:51 PM |
| chad-bro-chill | $25.00 | 7/28/2011 1:37:15 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
515555
This series of Notes was issued and sold upon the funding of the borrower loan #51764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,107.68 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $285.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96,209 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-dinero7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Very Low Risk-pay in full >180 days
Purpose of loan:
This is a re-listing for approx. half of original posting. Recent Web Sales & Custom Corp. orders have allowed me to pay an add'l $6000 toward booth fees required for 2011fall/holiday show season. But full balances are due soon. I will be attending 16 shows (6 more than 2010).
My financial situation:
I have a good, solid income, but did not anticipate invitations to such a large number of caliber shows this year. I have personally invested more than $8000 into booth fees for the 2011 holiday season & have a full stock of inventory. Income will be great enough to wipe out this loan during the holiday season.
Monthly net income: $9200
Monthly expenses: $6200
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/9/2011 12:02:42 PM |
| pound-balancer | $50.00 | 7/9/2011 12:02:47 PM |
| ski bum | $100.00 | 7/9/2011 12:03:04 PM |
| pnace | $50.00 | 7/9/2011 12:03:57 PM |
| jubilant-trade6 | $25.00 | 7/9/2011 12:16:21 PM |
| x-lender | $80.00 | 7/9/2011 7:12:16 PM |
| Bank_Of_XL | $25.00 | 7/10/2011 6:34:02 AM |
| HamachiMan | $50.00 | 7/11/2011 9:09:51 AM |
| economy-huckleberry0 | $25.00 | 7/11/2011 2:39:57 PM |
| rescue | $100.00 | 7/11/2011 5:17:09 PM |
| ivy-league-MBA | $25.00 | 7/12/2011 1:17:29 AM |
| a-finance-nirvana | $40.00 | 7/12/2011 4:48:04 AM |
| kid_dynamite15 | $75.00 | 7/13/2011 6:13:07 AM |
| pearl13 | $100.00 | 7/14/2011 9:32:39 AM |
| greenback-seagull2 | $100.00 | 7/14/2011 5:09:13 PM |
| loyalty-sherpa | $25.00 | 7/14/2011 5:13:25 PM |
| Peterman | $25.00 | 7/15/2011 10:59:52 AM |
| payout-achievement | $100.00 | 7/16/2011 11:17:37 AM |
| EarlyRiser | $100.00 | 7/16/2011 4:07:20 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:38 PM |
| efficient-treasure0 | $25.00 | 7/17/2011 7:30:46 PM |
| janeybooboo | $49.00 | 7/17/2011 7:35:07 PM |
| indomitable-coin | $25.00 | 7/18/2011 8:46:58 AM |
| samaritan5 | $25.00 | 7/19/2011 10:24:14 AM |
| RJN | $25.00 | 7/19/2011 10:34:18 AM |
| hostbank | $250.00 | 7/19/2011 8:03:33 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:40 PM |
| emphatic-responsibility | $100.00 | 7/20/2011 11:00:38 PM |
| friendinmoney | $25.00 | 7/21/2011 8:10:48 AM |
| prohelper | $50.00 | 7/21/2011 9:09:07 AM |
| credit-maple5 | $50.00 | 7/21/2011 11:28:42 AM |
| Weaverville | $50.00 | 7/21/2011 10:18:24 AM |
| bold-basis-supernova | $25.00 | 7/21/2011 10:38:00 AM |
| excellent-greenback | $25.00 | 7/21/2011 12:45:51 PM |
| ckatak | $100.00 | 7/21/2011 4:54:05 PM |
| centicorlending | $25.00 | 7/21/2011 3:42:15 PM |
| Dreamconnection | $25.00 | 7/21/2011 4:44:40 PM |
| gslinv | $25.00 | 7/21/2011 7:33:48 PM |
| silver-armada | $50.00 | 7/22/2011 4:19:57 AM |
| ryreesado | $25.00 | 7/21/2011 9:07:22 PM |
| mobius_titan | $25.00 | 7/22/2011 12:42:15 AM |
| triumph329 | $26.45 | 7/22/2011 4:52:20 AM |
| Rdodson11 | $25.00 | 7/22/2011 6:00:36 AM |
| bigphish | $50.00 | 7/22/2011 6:42:54 AM |
| Cheburashka | $25.00 | 7/22/2011 10:18:08 AM |
| janus_god | $25.00 | 7/22/2011 11:34:23 AM |
| Denver-Rental-Properties | $25.00 | 7/22/2011 11:34:50 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:19 AM |
| theaterguy | $25.00 | 7/22/2011 11:08:10 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:25 AM |
| rocker137 | $50.00 | 7/22/2011 12:12:48 PM |
| PaulW | $25.00 | 7/22/2011 12:30:16 PM |
| ghinga | $27.00 | 7/22/2011 1:25:21 PM |
| beachbum22 | $25.00 | 7/22/2011 5:21:53 PM |
| 2Below | $25.00 | 7/22/2011 3:34:44 PM |
| bill-expert | $40.00 | 7/22/2011 4:05:24 PM |
| secondphase | $50.00 | 7/22/2011 4:50:45 PM |
| gold-sushi | $25.00 | 7/22/2011 5:12:14 PM |
| helpinghand63 | $25.00 | 7/22/2011 5:07:54 PM |
| laandre | $250.00 | 7/22/2011 5:16:53 PM |
| enigmallc | $25.00 | 7/22/2011 8:00:09 PM |
| gracej | $25.00 | 7/22/2011 8:19:04 PM |
| the-profit-oracle | $25.00 | 7/22/2011 5:57:04 PM |
| entertaining-greenback2 | $25.00 | 7/22/2011 7:42:11 PM |
| damage | $25.00 | 7/22/2011 11:02:17 PM |
| one2sojourn | $50.00 | 7/22/2011 7:20:23 PM |
| orgy63 | $25.00 | 7/22/2011 9:11:51 PM |
| Ripsaw4U | $50.00 | 7/23/2011 12:58:00 AM |
| Taxman44 | $25.00 | 7/22/2011 9:47:29 PM |
| wise-silver-wonder | $25.00 | 7/23/2011 1:22:52 AM |
| studious-bonus7 | $100.00 | 7/23/2011 1:32:14 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 7/23/2011 3:28:09 AM |
| Lightlife | $50.00 | 7/23/2011 12:22:28 AM |
| ClearLake | $25.00 | 7/23/2011 1:02:22 AM |
| AsianDragon | $35.00 | 7/22/2011 10:35:26 PM |
| flwah | $25.00 | 7/23/2011 1:12:28 AM |
| gustavholstopus32 | $25.00 | 7/23/2011 6:48:49 AM |
| hawaii5-0 | $50.00 | 7/23/2011 3:55:20 AM |
| eprometheus | $70.00 | 7/23/2011 7:30:12 AM |
| benefit-trident | $25.00 | 7/23/2011 8:14:16 AM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:14 AM |
| srilm | $25.00 | 7/23/2011 8:29:42 AM |
| PRGuyinVA | $25.00 | 7/23/2011 9:33:34 AM |
| ramsba | $25.00 | 7/23/2011 8:57:59 AM |
| indianoven | $25.00 | 7/23/2011 9:14:13 AM |
| joyous-revenue4 | $25.00 | 7/23/2011 10:34:25 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:18 AM |
| Investor_DP | $100.00 | 7/9/2011 12:02:44 PM |
| janeybooboo | $101.00 | 7/9/2011 3:42:46 PM |
| tech310 | $50.00 | 7/9/2011 7:53:53 PM |
| happy-loyalty | $25.00 | 7/11/2011 4:33:03 AM |
| nickel-ferret | $50.00 | 7/11/2011 7:41:38 AM |
| fortytwo | $100.00 | 7/11/2011 10:49:36 AM |
| Solid-Platinum | $50.00 | 7/11/2011 12:10:59 PM |
| MadHun | $86.00 | 7/11/2011 2:18:44 PM |
| wwialnlgy | $100.00 | 7/11/2011 4:48:01 PM |
| leverage-oasis | $25.00 | 7/11/2011 7:38:16 PM |
| BxRealtor | $25.00 | 7/12/2011 9:04:15 AM |
| jono9999 | $41.35 | 7/13/2011 8:05:15 AM |
| a-responsible-return | $50.00 | 7/13/2011 9:07:48 AM |
| 6moonbeams | $25.00 | 7/13/2011 1:55:39 PM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:17 AM |
| lm75 | $25.00 | 7/15/2011 10:21:21 AM |
| Imperativity | $25.00 | 7/15/2011 1:03:55 PM |
| pound-balancer | $50.00 | 7/18/2011 9:07:39 AM |
| heavy_ax | $25.00 | 7/18/2011 10:30:52 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:11 PM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:34 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:16:06 AM |
| howelldub | $50.00 | 7/19/2011 10:55:26 AM |
| radforj22 | $25.00 | 7/19/2011 5:23:35 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:24:51 PM |
| dollar-sonnet3 | $56.00 | 7/19/2011 7:38:54 PM |
| priviot | $25.00 | 7/20/2011 11:14:06 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:29 PM |
| kdog99 | $100.00 | 7/20/2011 3:43:31 PM |
| cash-reaction2 | $50.00 | 7/20/2011 8:14:53 PM |
| peace-flower9 | $25.00 | 7/21/2011 7:42:41 AM |
| durability-high-five | $25.00 | 7/21/2011 9:54:24 AM |
| platinum-rapture6 | $50.00 | 7/21/2011 4:29:55 PM |
| dayahn | $25.00 | 7/21/2011 3:18:44 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:30 PM |
| basis-hero8 | $25.00 | 7/21/2011 8:08:40 PM |
| integrity-starter | $25.00 | 7/21/2011 6:07:42 PM |
| elephantparty | $25.00 | 7/21/2011 8:01:02 PM |
| reflective-rupee | $25.09 | 7/22/2011 2:01:27 AM |
| let_me_retire | $100.00 | 7/21/2011 10:36:02 PM |
| wwwUniversal | $25.00 | 7/22/2011 12:52:44 AM |
| coin-investor | $25.00 | 7/22/2011 12:52:29 AM |
| kulender | $50.00 | 7/22/2011 6:17:39 AM |
| ItsJustMe79 | $25.00 | 7/22/2011 9:10:07 AM |
| help4u | $50.00 | 7/22/2011 6:28:56 AM |
| benefit-crescendo | $30.00 | 7/22/2011 10:19:57 AM |
| dbs | $25.00 | 7/22/2011 9:14:20 AM |
| heavy_ax | $25.00 | 7/22/2011 11:03:34 AM |
| veneziani | $25.00 | 7/22/2011 9:49:40 AM |
| dfealk | $100.00 | 7/22/2011 9:40:52 AM |
| forceful-duty178 | $100.00 | 7/22/2011 10:32:49 AM |
| Hiro07 | $26.00 | 7/22/2011 11:26:05 AM |
| Brain_m | $25.00 | 7/22/2011 11:11:52 AM |
| ScottW | $25.00 | 7/22/2011 4:56:35 PM |
| NorthwestLoan1 | $25.00 | 7/22/2011 2:35:37 PM |
| peso-tostada | $25.00 | 7/22/2011 4:40:33 PM |
| Tapu22 | $25.00 | 7/22/2011 8:36:13 PM |
| swti37 | $50.00 | 7/22/2011 9:06:50 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:07:42 PM |
| saihu | $25.00 | 7/23/2011 1:12:10 AM |
| a-wealth-visionary | $31.12 | 7/23/2011 3:19:42 AM |
| FreedomAlas | $55.22 | 7/22/2011 10:58:05 PM |
| Rick21 | $25.00 | 7/22/2011 10:00:11 PM |
| hrubinst | $75.00 | 7/23/2011 5:46:44 AM |
| sensible-order2 | $100.00 | 7/23/2011 1:27:18 AM |
| cerebral-camaraderi | $50.00 | 7/23/2011 12:00:51 AM |
| rmachi | $25.00 | 7/23/2011 12:52:19 AM |
| Sixmil | $53.45 | 7/23/2011 12:52:23 AM |
| Banker7371 | $25.00 | 7/23/2011 1:22:13 AM |
| 77dowplace | $25.00 | 7/23/2011 9:18:59 AM |
| bullwink27 | $25.00 | 7/23/2011 7:25:20 AM |
| the-enthralling-coin | $25.00 | 7/23/2011 10:02:03 AM |
| blissful-dollar3 | $500.00 | 7/23/2011 10:29:28 AM |
| Richmp412 | $25.00 | 7/23/2011 7:47:13 AM |
| nick456sd | $25.00 | 7/23/2011 9:12:08 AM |
| velocity-solo | $30.00 | 7/23/2011 9:52:11 AM |
| Rockymtnhi | $50.00 | 7/23/2011 11:33:33 AM |
| friendly-peace4 | $25.00 | 7/23/2011 9:37:03 AM |
| authentic-liberty7 | $25.00 | 7/23/2011 9:52:10 AM |
| poeman | $50.00 | 7/23/2011 11:02:25 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:44 AM |
| Warwick | $50.00 | 7/23/2011 10:46:38 AM |
| unconquerable-cash | $40.00 | 7/23/2011 11:37:36 AM |
| pphantom | $40.00 | 7/23/2011 11:07:49 AM |
| upbeat-finance8 | $25.00 | 7/23/2011 11:18:11 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
515871
This series of Notes was issued and sold upon the funding of the borrower loan #51795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,767.29 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $317.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,569 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dinero-clarinet5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
consolidate bills into one monthly payment.
My financial situation:
I am a good candidate for this loan because...
I always pay bills on time.
Monthly net income: $3300
Monthly expenses: $
Housing: $ Own
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/13/2011 9:04:20 AM |
| one-midas | $25.00 | 7/13/2011 10:30:25 AM |
| diligent-peace9 | $50.00 | 7/13/2011 9:27:03 AM |
| reflective-rupee | $200.09 | 7/13/2011 2:08:09 PM |
| profit-powerplant | $25.00 | 7/13/2011 9:27:24 PM |
| InChicago | $50.00 | 7/14/2011 7:56:33 AM |
| loanman2007 | $50.00 | 7/14/2011 9:33:29 AM |
| proud-pound4 | $25.00 | 7/14/2011 1:14:37 PM |
| pearl13 | $100.00 | 7/14/2011 3:13:57 PM |
| diplomatic-wealth7 | $25.00 | 7/14/2011 5:41:16 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:50:02 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:19 PM |
| yf99yz | $37.00 | 7/15/2011 9:23:02 PM |
| Wangchuk | $30.01 | 7/15/2011 10:01:32 PM |
| Dubbs360 | $25.00 | 7/16/2011 12:42:52 AM |
| AlternativeCashFlow | $25.70 | 7/17/2011 10:35:28 AM |
| vutah | $25.00 | 7/17/2011 3:58:55 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:47 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:35 PM |
| Weaverville | $25.00 | 7/19/2011 9:27:16 AM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:26 AM |
| itskarma | $25.25 | 7/20/2011 5:19:53 AM |
| amusement4 | $50.00 | 7/22/2011 10:38:21 PM |
| shrewd-peace7 | $25.00 | 7/23/2011 12:21:48 AM |
| income-buddy7 | $25.00 | 7/23/2011 6:27:55 AM |
| the-profit-oracle | $25.00 | 7/23/2011 1:22:59 AM |
| treasure-bliss | $50.00 | 7/23/2011 1:23:03 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:26 AM |
| edaguy | $50.00 | 7/23/2011 2:27:27 PM |
| important-openness1 | $100.00 | 7/23/2011 3:56:57 PM |
| LendingPimp | $75.00 | 7/24/2011 12:56:24 AM |
| Kash2010lu | $25.00 | 7/24/2011 9:30:05 AM |
| Kaj | $35.00 | 7/24/2011 2:17:31 PM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:19 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:24 AM |
| BankofRon | $25.00 | 7/25/2011 4:33:10 PM |
| ttnk62918 | $25.00 | 7/25/2011 4:43:12 PM |
| ommcd | $25.00 | 7/25/2011 4:32:49 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:17 PM |
| gotjack | $25.00 | 7/26/2011 1:22:11 AM |
| wwwUniversal | $25.00 | 7/26/2011 9:17:42 AM |
| dedicated-transaction796 | $50.00 | 7/26/2011 9:18:03 AM |
| McKrackle | $50.00 | 7/26/2011 5:31:58 AM |
| graceful-investment | $100.00 | 7/26/2011 9:09:47 AM |
| stock106 | $25.00 | 7/26/2011 9:49:31 AM |
| natural-platinum | $25.00 | 7/26/2011 9:09:47 AM |
| five-star-justice | $25.00 | 7/26/2011 1:45:49 PM |
| Erileb | $25.00 | 7/26/2011 12:25:12 PM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:08:55 AM |
| ElPadrino0 | $25.00 | 7/26/2011 12:28:00 PM |
| flwah | $25.00 | 7/26/2011 2:04:39 PM |
| roman2008 | $25.00 | 7/26/2011 4:07:09 PM |
| copper | $50.00 | 7/26/2011 4:07:21 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:54 PM |
| porter22 | $25.00 | 7/26/2011 1:44:31 PM |
| pmj453 | $25.00 | 7/26/2011 5:03:57 PM |
| liberty-destiny3 | $25.00 | 7/26/2011 4:07:16 PM |
| minddoc | $25.00 | 7/26/2011 4:07:08 PM |
| runner262 | $25.00 | 7/26/2011 4:07:14 PM |
| inventive-exchange | $25.00 | 7/26/2011 7:34:36 PM |
| silverloan | $25.00 | 7/26/2011 5:11:48 PM |
| moola-pillow | $27.11 | 7/26/2011 6:38:26 PM |
| Learning2Lend | $47.03 | 7/27/2011 12:47:13 AM |
| new-social-economist | $60.00 | 7/27/2011 3:54:05 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:37:59 AM |
| bsh297 | $25.00 | 7/27/2011 8:38:33 AM |
| SolarMoonshine | $25.00 | 7/27/2011 3:42:26 AM |
| agiovasil | $25.00 | 7/27/2011 7:07:52 AM |
| fairhelper | $25.00 | 7/27/2011 5:01:20 AM |
| irrelevant | $25.00 | 7/27/2011 6:34:10 AM |
| return-enthusiast1 | $50.00 | 7/27/2011 7:09:24 AM |
| Whipster | $60.00 | 7/26/2011 9:30:17 AM |
| simplelender80 | $100.00 | 7/13/2011 9:04:25 AM |
| lendstats_com | $300.00 | 7/13/2011 9:29:54 AM |
| genuine-dime | $100.00 | 7/13/2011 12:03:13 PM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:45:26 PM |
| CA-Lender | $75.07 | 7/13/2011 9:09:30 PM |
| alexgalt | $25.00 | 7/13/2011 11:02:06 PM |
| janeybooboo | $100.00 | 7/13/2011 7:54:58 PM |
| well-mannered-income3 | $30.00 | 7/14/2011 4:19:16 PM |
| Investoman | $50.00 | 7/15/2011 6:49:28 AM |
| handy-justice | $50.00 | 7/15/2011 6:12:08 PM |
| bazaar-festivity | $100.00 | 7/16/2011 8:35:14 AM |
| villagers | $50.00 | 7/17/2011 10:39:53 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:51 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:47 AM |
| sgt-schultz | $35.00 | 7/19/2011 7:24:47 AM |
| loyalist1 | $100.00 | 7/19/2011 4:02:30 PM |
| kulender | $100.00 | 7/19/2011 6:32:32 PM |
| moola-tulip1 | $50.00 | 7/19/2011 10:18:23 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:32 PM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:36 AM |
| mercuriant | $25.00 | 7/20/2011 7:02:13 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:32 AM |
| wonder3 | $30.00 | 7/21/2011 4:29:23 PM |
| tech310 | $50.00 | 7/21/2011 8:46:06 PM |
| asiaratt | $50.00 | 7/22/2011 3:51:11 AM |
| luckygreen10 | $200.00 | 7/22/2011 12:28:11 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:14 PM |
| ramsba | $50.00 | 7/23/2011 9:55:13 AM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:38 PM |
| dough-museum1 | $25.00 | 7/23/2011 12:53:18 PM |
| gold-cluster | $50.00 | 7/23/2011 8:07:12 PM |
| orange-preeminant-bill | $50.00 | 7/25/2011 9:12:45 AM |
| zeelender | $25.00 | 7/25/2011 1:15:00 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:25 AM |
| upright-commitment5 | $25.00 | 7/25/2011 12:20:15 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:10 PM |
| jjswanso | $26.00 | 7/25/2011 1:33:06 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:01 PM |
| afterhours | $25.00 | 7/25/2011 7:06:22 PM |
| missing-link | $25.00 | 7/25/2011 4:42:16 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:13 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:19 PM |
| IntrepidInvestment | $25.00 | 7/25/2011 6:40:20 PM |
| LAM26 | $25.00 | 7/26/2011 9:18:03 AM |
| silver-enlightenment0 | $100.00 | 7/26/2011 6:50:31 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:21 AM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:06 AM |
| market-pudding | $25.00 | 7/26/2011 1:34:12 PM |
| prominence8 | $40.00 | 7/26/2011 1:52:06 PM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:46 AM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:10 PM |
| golden-velocity9 | $25.00 | 7/26/2011 3:35:12 PM |
| lakehavasu88 | $25.00 | 7/26/2011 1:50:26 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:23 PM |
| five-star-note | $25.00 | 7/26/2011 4:07:07 PM |
| reasonable-bonus6 | $25.00 | 7/26/2011 4:07:15 PM |
| MadHun | $100.00 | 7/26/2011 4:11:30 PM |
| CatbirdBanking | $25.00 | 7/26/2011 1:33:41 PM |
| SNH | $25.00 | 7/26/2011 2:11:31 PM |
| unassassinable | $25.00 | 7/26/2011 5:11:48 PM |
| money-surge1 | $25.00 | 7/26/2011 5:12:04 PM |
| traice | $25.00 | 7/26/2011 4:06:53 PM |
| radforj22 | $25.00 | 7/26/2011 5:30:02 PM |
| foxtrot12 | $34.29 | 7/26/2011 4:06:52 PM |
| handshake5 | $100.00 | 7/26/2011 4:07:10 PM |
| CoffeyvilleKS | $26.89 | 7/26/2011 4:21:22 PM |
| worldly-community3 | $25.00 | 7/26/2011 4:24:18 PM |
| generator535 | $28.31 | 7/26/2011 5:12:03 PM |
| britgsb | $100.00 | 7/26/2011 10:15:24 PM |
| contract-maracas | $25.00 | 7/26/2011 10:44:36 PM |
| drg6289 | $25.00 | 7/27/2011 12:42:13 AM |
| SDNLR | $53.54 | 7/27/2011 12:47:17 AM |
| assetmanager | $25.00 | 7/26/2011 6:56:51 PM |
| relentless-gain3 | $25.00 | 7/26/2011 7:55:07 PM |
| moola-wildebeest3 | $50.00 | 7/27/2011 4:27:49 AM |
| GGreg799 | $25.00 | 7/27/2011 5:09:37 AM |
| palace2 | $300.00 | 7/27/2011 5:20:24 AM |
| whatknows | $32.00 | 7/26/2011 11:54:47 PM |
| NoMoreDebt4Me | $25.00 | 7/27/2011 12:47:14 AM |
| Banker7371 | $25.00 | 7/27/2011 12:51:58 AM |
| the-enthralling-coin | $25.00 | 7/27/2011 12:57:37 AM |
| resolute-point5 | $34.00 | 7/27/2011 6:53:46 AM |
| Executive23 | $25.00 | 7/27/2011 7:10:07 AM |
| tremendous-payment | $25.00 | 7/27/2011 5:15:45 AM |
| djmgd790 | $25.00 | 7/27/2011 8:36:06 AM |
| awesome-yield7 | $25.00 | 7/27/2011 8:53:12 AM |
| leverage-monger | $25.00 | 7/27/2011 7:55:23 AM |
| antlr | $50.00 | 7/27/2011 7:49:50 AM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
515975
This series of Notes was issued and sold upon the funding of the borrower loan #51924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,733 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payout-worker88 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting married
Purpose of loan:
This loan will be used to...marital expenses
My financial situation: Good
I am a good candidate for this loan because...I do not pay any mortgage, no car loans no school loans. I am training for a job soon that i will earn as much as i do now. I have kept the same job for 7 years.
Monthly net income: $ 4000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dt_one | $25.00 | 7/15/2011 9:02:24 AM |
| ski bum | $100.00 | 7/15/2011 9:02:29 AM |
| Investor_DP | $100.00 | 7/15/2011 9:02:52 AM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:25 AM |
| pnace | $50.00 | 7/15/2011 2:27:24 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:36 PM |
| InChicago | $50.00 | 7/16/2011 2:14:33 PM |
| dx23h | $25.00 | 7/16/2011 9:58:20 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:57 AM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:32:10 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:05 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:11 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 11:56:59 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:00 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:22 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:30:50 AM |
| hostbank | $250.00 | 7/19/2011 8:04:03 PM |
| interest-competitor | $25.00 | 7/20/2011 12:14:45 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:54 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:11 PM |
| EngineersAlliance | $75.00 | 7/21/2011 6:50:40 AM |
| BxRealtor | $25.00 | 7/21/2011 9:08:23 AM |
| kulender | $50.00 | 7/22/2011 6:18:00 AM |
| CashBank | $25.00 | 7/22/2011 9:05:30 AM |
| dfealk | $100.00 | 7/22/2011 9:41:19 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:20 PM |
| leverage-oasis | $25.00 | 7/23/2011 8:42:23 AM |
| blue-useful-auction | $25.00 | 7/23/2011 10:10:53 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:28 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:37 AM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:01 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:50 PM |
| marwadi-62 | $100.00 | 7/26/2011 12:52:13 PM |
| friendinmoney | $25.00 | 7/26/2011 8:33:50 AM |
| patriot897 | $25.00 | 7/26/2011 4:29:02 PM |
| CatbirdBanking | $25.00 | 7/26/2011 1:52:53 PM |
| dbs | $25.00 | 7/26/2011 9:00:48 PM |
| alphaseek | $100.00 | 7/27/2011 4:20:54 AM |
| monstersdad | $50.00 | 7/27/2011 1:03:56 AM |
| britgsb | $50.00 | 7/26/2011 10:17:35 PM |
| fortytwo | $400.00 | 7/27/2011 11:40:51 AM |
| SolarMoonshine | $25.00 | 7/27/2011 10:13:29 AM |
| damage | $25.00 | 7/27/2011 10:50:47 AM |
| nonukem | $25.00 | 7/27/2011 11:47:48 AM |
| peace-flower9 | $25.00 | 7/27/2011 4:03:28 PM |
| orgy63 | $25.00 | 7/27/2011 5:16:32 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:29 PM |
| ckatak | $50.00 | 7/27/2011 7:20:07 PM |
| JAVEHE | $25.00 | 7/27/2011 8:47:08 PM |
| velocity-solo | $30.00 | 7/28/2011 1:02:07 AM |
| wwwUniversal | $25.00 | 7/28/2011 12:57:14 AM |
| Interloper | $40.00 | 7/28/2011 9:14:17 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:15 AM |
| breadbroker | $25.00 | 7/28/2011 10:09:25 AM |
| flexible-return297 | $50.00 | 7/28/2011 10:21:54 AM |
| gas | $25.00 | 7/28/2011 10:52:56 AM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:45 AM |
| Breakfast_Gypsy | $25.00 | 7/28/2011 9:56:55 AM |
| imoutdoorsy | $25.00 | 7/28/2011 10:36:57 AM |
| agile-fund3 | $25.00 | 7/28/2011 9:57:00 AM |
| gracej | $25.00 | 7/28/2011 11:53:58 AM |
| wonderful-currency | $25.00 | 7/28/2011 10:28:55 AM |
| gold-disk | $25.00 | 7/28/2011 12:31:34 PM |
| nalaari | $30.00 | 7/28/2011 11:58:54 AM |
| slwholesales | $28.28 | 7/28/2011 12:33:51 PM |
| Cybercusp | $25.00 | 7/28/2011 12:39:38 PM |
| secureincome | $950.00 | 7/28/2011 2:11:41 PM |
| golffish2 | $25.00 | 7/15/2011 9:03:30 AM |
| organized-payment6 | $50.00 | 7/15/2011 9:02:26 AM |
| Peterman | $25.00 | 7/15/2011 11:00:28 AM |
| credit-kahuna | $75.00 | 7/15/2011 3:03:40 PM |
| pearl13 | $100.00 | 7/15/2011 2:11:14 PM |
| janeybooboo | $100.00 | 7/17/2011 10:50:58 AM |
| vutah | $25.00 | 7/17/2011 2:49:49 PM |
| Solid-Platinum | $25.00 | 7/17/2011 1:07:32 PM |
| openness-antioxidant | $100.00 | 7/18/2011 12:19:15 PM |
| wwialnlgy | $100.00 | 7/19/2011 4:22:10 PM |
| Stockpicker | $50.00 | 7/20/2011 8:19:16 AM |
| HamachiMan | $50.00 | 7/21/2011 10:18:25 AM |
| dayahn | $25.00 | 7/21/2011 3:19:11 PM |
| tech310 | $50.00 | 7/21/2011 8:48:11 PM |
| dbs | $25.00 | 7/22/2011 9:16:30 AM |
| ramsba | $50.00 | 7/23/2011 9:55:29 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:39 AM |
| 77dowplace | $25.00 | 7/23/2011 9:25:27 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:23 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:11 PM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:21 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:34 PM |
| gigabit | $50.00 | 7/25/2011 8:11:40 AM |
| radforj22 | $25.00 | 7/25/2011 9:46:54 AM |
| LibbyZ | $50.00 | 7/25/2011 3:08:41 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:27 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:25 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:30 AM |
| compoundinterest | $50.00 | 7/26/2011 3:22:31 PM |
| SNH | $100.00 | 7/26/2011 2:06:59 PM |
| market-pudding | $25.00 | 7/26/2011 1:36:21 PM |
| wifibank | $25.00 | 7/26/2011 4:13:42 PM |
| MadHun | $100.00 | 7/26/2011 4:11:36 PM |
| integrity-trumpet | $50.00 | 7/26/2011 9:01:46 PM |
| janeybooboo | $50.00 | 7/27/2011 4:35:43 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:14 AM |
| Larry1001 | $25.00 | 7/26/2011 10:45:29 PM |
| RJN | $28.00 | 7/27/2011 5:57:01 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:11 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:52 AM |
| Tahoeguy | $50.00 | 7/27/2011 7:51:31 AM |
| responsibility-aurora1 | $25.00 | 7/27/2011 3:04:15 PM |
| worthy-bid8 | $50.00 | 7/27/2011 11:19:02 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:28:49 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:45 PM |
| fantastic-wampum1 | $100.00 | 7/27/2011 9:11:25 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:07 PM |
| Weaverville | $50.00 | 7/27/2011 9:13:42 PM |
| commerce-yeller | $50.00 | 7/27/2011 7:05:16 PM |
| silver-armada | $25.00 | 7/27/2011 8:01:50 PM |
| bs3873 | $91.77 | 7/28/2011 5:56:39 AM |
| capital-web7 | $50.00 | 7/28/2011 6:54:44 AM |
| DasMula | $27.00 | 7/28/2011 7:49:51 AM |
| VeteranLender | $25.00 | 7/28/2011 8:03:29 AM |
| Kame | $25.00 | 7/28/2011 4:05:14 AM |
| intuitive-benefit3 | $66.06 | 7/28/2011 9:56:56 AM |
| DadWarbucks | $50.00 | 7/28/2011 7:12:27 AM |
| unassassinable | $25.00 | 7/28/2011 9:12:05 AM |
| astute-benjamins | $25.00 | 7/28/2011 11:15:45 AM |
| wise-silver-wonder | $25.00 | 7/28/2011 9:17:03 AM |
| ttnk62918 | $25.00 | 7/28/2011 9:43:04 AM |
| mobius_titan | $25.00 | 7/28/2011 9:56:45 AM |
| valiant-liberty4 | $25.00 | 7/28/2011 9:57:01 AM |
| vigilance-revolutionary | $50.00 | 7/28/2011 9:12:30 AM |
| money-surge1 | $25.00 | 7/28/2011 9:56:58 AM |
| samaritan5 | $25.00 | 7/28/2011 1:31:11 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:38:29 PM |
| newest-funds-powerplant | $25.00 | 7/28/2011 1:31:59 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:13 PM |
| mala54 | $45.00 | 7/28/2011 1:46:47 PM |
| 137 Investments
|
Borrower Payment Dependent Notes Series
515999
This series of Notes was issued and sold upon the funding of the borrower loan #51823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,936 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2p-coup |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business has orders, need new equip
Purpose of loan:
This loan will be used to purchase a new piece of equipment for my side busines. I can only produce 1 pouch per minute currently this machine allows me to produce 25 pouches per minute and fufill the order bank that is rapidly coming in. Currently I have over 15,000 orders to fill for August. I also am quoting a private label brand that would be 70,000 units which is why I need this machine! See below, I have always been very careful with my credit.
I am a good candidate for this loan because I have always been good with my money. I have no delinquencies, I pay things on time and have a steady full time job. I work all day and then go to my "other" office and package until about 10pm 5-7 days a week.
Monthly net income: $3,000
Housing: $580
Insurance: $125
Car expenses: $240
Utilities: $80
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 7/12/2011 9:03:19 AM |
| Investor_DP | $100.00 | 7/12/2011 9:03:45 AM |
| diligent-peace9 | $50.00 | 7/12/2011 10:34:05 AM |
| MarvintheMartian | $25.00 | 7/12/2011 10:09:35 AM |
| bold-gold-relaxation | $100.00 | 7/12/2011 3:36:20 PM |
| fortytwo | $100.00 | 7/12/2011 11:42:50 AM |
| bold-gold-relaxation | $100.00 | 7/12/2011 3:36:14 PM |
| tenacious-economy9 | $50.00 | 7/13/2011 1:38:35 PM |
| kewgdns | $50.00 | 7/13/2011 12:22:49 PM |
| BradP | $25.00 | 7/13/2011 3:52:30 PM |
| reflective-rupee | $25.09 | 7/13/2011 2:01:46 PM |
| reflective-greenback1 | $50.00 | 7/14/2011 1:31:55 PM |
| diplomatic-wealth7 | $25.00 | 7/14/2011 5:41:14 PM |
| jkeller4000 | $25.00 | 7/15/2011 5:49:59 AM |
| handy-justice | $50.00 | 7/15/2011 6:12:07 PM |
| FinDoc | $25.00 | 7/16/2011 7:27:49 AM |
| villagers | $50.00 | 7/17/2011 10:39:50 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:01:49 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:41 AM |
| transformer855 | $25.00 | 7/18/2011 1:55:36 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:17:57 AM |
| kulender | $100.00 | 7/19/2011 6:32:30 PM |
| return-enthusiast1 | $100.00 | 7/20/2011 10:01:58 AM |
| glimmering-funds2 | $25.00 | 7/20/2011 10:21:35 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:31 PM |
| Solid-Platinum | $50.00 | 7/20/2011 6:27:55 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:42:22 PM |
| ronow22 | $200.00 | 7/21/2011 4:12:52 PM |
| tech310 | $50.00 | 7/21/2011 8:46:06 PM |
| patriot897 | $25.00 | 7/21/2011 11:28:06 PM |
| important-openness1 | $100.00 | 7/22/2011 10:07:02 AM |
| treasure-bliss | $26.02 | 7/22/2011 5:42:22 PM |
| MadHun | $186.00 | 7/22/2011 10:42:27 PM |
| fallentimbers | $25.00 | 7/23/2011 5:42:12 AM |
| the-profit-oracle | $25.00 | 7/23/2011 1:22:56 AM |
| Craigopher | $25.00 | 7/23/2011 8:09:34 AM |
| ramsba | $50.00 | 7/23/2011 9:55:10 AM |
| friendinmoney | $25.00 | 7/23/2011 8:27:57 AM |
| rjglender | $25.00 | 7/23/2011 7:24:53 AM |
| blissful-dollar3 | $200.00 | 7/23/2011 10:33:31 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:51 AM |
| rupee-universe | $25.00 | 7/23/2011 3:20:16 PM |
| engaging-transaction5 | $50.00 | 7/23/2011 12:00:36 PM |
| edaguy | $50.00 | 7/23/2011 2:27:26 PM |
| favorite-commerce | $25.00 | 7/23/2011 2:37:00 PM |
| SkyLoan | $28.00 | 7/23/2011 3:50:01 PM |
| umfan123 | $25.00 | 7/23/2011 2:41:48 PM |
| kind-durability-battalion | $50.00 | 7/23/2011 3:22:01 PM |
| fireferd | $40.00 | 7/24/2011 8:10:53 AM |
| COCHINOBOY | $30.00 | 7/24/2011 7:27:56 PM |
| reward-dynamo | $50.00 | 7/24/2011 1:10:26 PM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 2:05:51 PM |
| seanickson | $25.00 | 7/24/2011 9:51:31 PM |
| missing-link | $25.00 | 7/25/2011 4:17:00 AM |
| cash-reaction2 | $45.00 | 7/24/2011 5:51:13 PM |
| DrWill | $25.00 | 7/24/2011 5:16:13 PM |
| onecooldrink | $25.00 | 7/25/2011 12:03:38 AM |
| Starfin-Capital-Management | $156.61 | 7/25/2011 4:03:15 AM |
| blackstar | $25.00 | 7/25/2011 5:17:34 AM |
| zippy-interest | $25.00 | 7/25/2011 5:21:49 AM |
| srsock | $25.00 | 7/25/2011 5:42:16 AM |
| bullwink27 | $25.00 | 7/25/2011 6:15:51 AM |
| simplelender80 | $100.00 | 7/12/2011 9:03:52 AM |
| bullish2bearish | $25.00 | 7/12/2011 2:33:34 PM |
| DasMula | $27.00 | 7/13/2011 4:21:07 AM |
| leverage-monger | $25.70 | 7/13/2011 7:20:32 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:40:11 PM |
| Zimbu | $25.00 | 7/13/2011 4:32:45 PM |
| profit-powerplant | $25.00 | 7/13/2011 9:27:20 PM |
| pearl13 | $100.00 | 7/14/2011 3:13:56 PM |
| Dubbs360 | $25.00 | 7/15/2011 4:18:49 AM |
| Investoman | $50.00 | 7/15/2011 6:49:26 AM |
| geniusj | $50.00 | 7/16/2011 3:22:27 PM |
| AlternativeCashFlow | $44.70 | 7/17/2011 10:35:28 AM |
| scarlet-velvet | $25.08 | 7/17/2011 6:25:47 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:42 PM |
| natural-point1 | $50.00 | 7/18/2011 1:40:54 AM |
| Uylsses | $45.00 | 7/18/2011 6:31:40 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:30 PM |
| loyalist1 | $100.00 | 7/19/2011 9:27:22 AM |
| Weaverville | $25.00 | 7/19/2011 9:18:16 AM |
| capital_projects_investor | $25.00 | 7/19/2011 7:57:48 PM |
| hidavehi | $25.00 | 7/19/2011 9:37:17 PM |
| red-power-pecan | $50.00 | 7/20/2011 7:39:25 AM |
| mercuriant | $25.00 | 7/20/2011 7:02:06 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:30 AM |
| GrommetPosse | $32.00 | 7/21/2011 11:47:43 AM |
| nickel-acrobat | $41.61 | 7/21/2011 5:31:06 PM |
| whitebalcony | $25.00 | 7/21/2011 7:14:45 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:57:40 PM |
| asiaratt | $50.00 | 7/22/2011 3:51:10 AM |
| breathtaking-durability6 | $100.00 | 7/22/2011 9:41:38 AM |
| back-scratchers | $25.00 | 7/22/2011 10:07:04 AM |
| social-hunter5 | $25.00 | 7/22/2011 9:13:37 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:18 PM |
| freebush69 | $350.00 | 7/22/2011 11:21:37 AM |
| ethical-income2 | $25.00 | 7/22/2011 6:41:40 PM |
| dough-museum1 | $25.00 | 7/22/2011 6:11:50 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:13 PM |
| omegamon1 | $25.00 | 7/23/2011 7:54:27 AM |
| shrewd-peace7 | $25.00 | 7/23/2011 12:21:46 AM |
| SOP_Bank | $25.00 | 7/23/2011 8:13:16 AM |
| economy-producer | $25.00 | 7/23/2011 8:15:42 AM |
| income-buddy7 | $25.00 | 7/23/2011 6:27:54 AM |
| rate-sceptre | $25.00 | 7/23/2011 8:34:07 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:23 AM |
| Bob450 | $25.00 | 7/23/2011 8:33:15 AM |
| zorg77 | $25.00 | 7/23/2011 10:10:27 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:26 PM |
| Smallbear | $25.00 | 7/23/2011 1:44:49 PM |
| exchange-mover2 | $200.00 | 7/23/2011 5:08:32 PM |
| greenback-guard | $25.00 | 7/23/2011 3:34:51 PM |
| janeybooboo | $93.33 | 7/23/2011 9:16:01 PM |
| orange-preeminant-bill | $50.00 | 7/23/2011 3:57:00 PM |
| periko | $25.00 | 7/23/2011 11:32:06 PM |
| honorable-yield | $25.00 | 7/24/2011 8:45:44 AM |
| cashasaurus0 | $100.00 | 7/24/2011 4:25:01 AM |
| finagler | $25.19 | 7/24/2011 9:04:23 AM |
| jjswanso | $25.00 | 7/24/2011 7:18:52 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:42 PM |
| ommcd | $25.00 | 7/24/2011 12:07:45 PM |
| Kaj | $35.00 | 7/24/2011 2:17:30 PM |
| best-generosity-financier | $35.04 | 7/24/2011 12:50:23 PM |
| calimanusa | $25.00 | 7/25/2011 12:15:46 AM |
| buffalobills | $25.00 | 7/24/2011 9:40:32 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:23 AM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
516135
This series of Notes was issued and sold upon the funding of the borrower loan #51829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $189.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $853 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| atlantis756 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements
Purpose of loan:
This loan will be used to... Put hardwood flooring in and some cosmetic work .
My financial situation:
I am a good candidate for this loan because... I pay all my bills on time and pride myself on paying debts off early and paying extra regularly .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pound-balancer | $50.00 | 7/13/2011 9:02:35 AM |
| uberrific | $100.00 | 7/13/2011 9:04:16 AM |
| pnace | $50.00 | 7/13/2011 9:04:47 AM |
| MarvintheMartian | $35.00 | 7/13/2011 10:24:04 AM |
| ski bum | $100.00 | 7/13/2011 9:04:10 AM |
| economy-huckleberry0 | $25.00 | 7/13/2011 2:46:16 PM |
| JustMee | $25.00 | 7/13/2011 11:54:13 AM |
| wwialnlgy | $100.00 | 7/13/2011 5:18:46 PM |
| Pickmar | $25.00 | 7/14/2011 4:50:56 AM |
| astute-fairness0 | $25.00 | 7/14/2011 8:44:13 AM |
| virtuous-repayment | $25.00 | 7/14/2011 3:36:07 PM |
| rescue | $50.00 | 7/14/2011 4:33:02 PM |
| Veets | $125.00 | 7/14/2011 5:50:08 PM |
| houli123 | $300.00 | 7/15/2011 3:40:43 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:20 PM |
| STAN7366 | $98.21 | 7/16/2011 9:45:06 AM |
| rpg | $25.00 | 7/16/2011 4:00:59 PM |
| SCD | $25.00 | 7/17/2011 3:29:09 AM |
| income-awakening6 | $25.00 | 7/17/2011 8:19:14 AM |
| Investor_DP | $100.00 | 7/17/2011 1:10:42 AM |
| HamachiMan | $50.00 | 7/18/2011 8:47:13 AM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:38 PM |
| Harry | $50.00 | 7/18/2011 7:01:26 PM |
| reflective-rupee | $200.09 | 7/18/2011 11:56:09 PM |
| profit-powerplant | $25.00 | 7/19/2011 12:02:49 PM |
| mamasbeachhouse | $125.00 | 7/20/2011 6:19:44 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:33:36 PM |
| market-pudding | $25.00 | 7/21/2011 2:33:05 PM |
| tender-integrity3 | $50.00 | 7/21/2011 11:50:03 AM |
| radforj22 | $25.00 | 7/21/2011 5:25:43 PM |
| dfealk | $100.00 | 7/22/2011 9:41:07 AM |
| vollynet | $77.00 | 7/22/2011 8:17:44 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:41 PM |
| goal-benefit2 | $25.00 | 7/22/2011 7:18:33 PM |
| kulender | $50.00 | 7/23/2011 6:07:02 AM |
| ramsba | $50.00 | 7/23/2011 9:55:16 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:28 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:13 PM |
| grampy48 | $25.00 | 7/24/2011 9:40:18 AM |
| 77dowplace | $25.00 | 7/24/2011 6:35:52 PM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:27 AM |
| wwwUniversal | $25.00 | 7/25/2011 4:42:01 PM |
| pilot1723 | $25.00 | 7/25/2011 8:25:37 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:15 PM |
| jim95762 | $100.00 | 7/26/2011 10:07:40 AM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:11:19 AM |
| worthy-bid8 | $33.00 | 7/26/2011 11:18:07 AM |
| marwadi-62 | $100.00 | 7/26/2011 12:53:59 PM |
| valiant-liberty4 | $25.00 | 7/26/2011 1:12:44 PM |
| velocity-solo | $30.00 | 7/26/2011 1:17:11 PM |
| The_dude_01 | $33.06 | 7/26/2011 10:35:32 AM |
| wise-alluring-penny | $100.00 | 7/26/2011 1:51:56 PM |
| soheagle | $25.00 | 7/26/2011 1:07:01 PM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:14:47 PM |
| SNH | $150.00 | 7/26/2011 2:05:54 PM |
| the-profit-oracle | $25.00 | 7/26/2011 5:09:00 PM |
| dharma1 | $25.00 | 7/26/2011 3:55:36 PM |
| natural-affluence4 | $25.00 | 7/26/2011 6:38:13 PM |
| kscc183 | $25.00 | 7/26/2011 4:06:49 PM |
| Heather11 | $30.00 | 7/26/2011 6:09:57 PM |
| green-durability-tornado | $100.00 | 7/26/2011 5:15:14 PM |
| edsmoney | $100.00 | 7/26/2011 7:31:46 PM |
| alaco | $25.00 | 7/26/2011 9:58:34 PM |
| JASON_ALFUND | $25.00 | 7/26/2011 8:01:22 PM |
| britgsb | $43.69 | 7/26/2011 10:16:08 PM |
| crw1950 | $50.00 | 7/26/2011 7:35:39 PM |
| cello1 | $25.00 | 7/26/2011 7:38:54 PM |
| bold-enriching-capital | $25.00 | 7/26/2011 7:49:22 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:49 PM |
| organized-payment6 | $50.00 | 7/13/2011 9:04:19 AM |
| compoundinterest | $50.00 | 7/13/2011 9:04:37 AM |
| fairmaiden | $25.00 | 7/13/2011 9:06:01 AM |
| Theodon | $25.00 | 7/13/2011 9:54:12 AM |
| caring-hope2 | $100.00 | 7/13/2011 7:25:33 PM |
| janeybooboo | $100.00 | 7/13/2011 7:44:12 PM |
| indomitable-coin | $25.00 | 7/13/2011 7:12:25 PM |
| GWV2 | $50.00 | 7/13/2011 10:37:04 PM |
| Snoopylover | $25.00 | 7/13/2011 9:48:25 PM |
| pearl13 | $100.00 | 7/14/2011 9:32:56 AM |
| 3_boyz | $75.00 | 7/14/2011 1:26:09 PM |
| gaiusceasar | $25.00 | 7/14/2011 2:11:49 PM |
| Bank_Of_XL | $25.00 | 7/14/2011 2:51:48 PM |
| NJournalist | $25.00 | 7/14/2011 4:17:25 PM |
| Peterman | $25.00 | 7/15/2011 11:00:10 AM |
| Sneezie | $100.00 | 7/16/2011 12:31:19 PM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:47 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:35:49 PM |
| BxRealtor | $25.00 | 7/18/2011 8:47:10 AM |
| generous-deal6 | $50.00 | 7/18/2011 5:42:49 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:14:04 AM |
| hostbank | $250.00 | 7/19/2011 8:03:48 PM |
| BankofPete | $25.00 | 7/20/2011 10:37:04 AM |
| tolerant-diversification4 | $25.00 | 7/20/2011 11:01:08 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:42 PM |
| CaptainBL | $50.00 | 7/20/2011 7:15:59 PM |
| greenback-seagull2 | $100.00 | 7/21/2011 9:08:43 AM |
| dayahn | $25.00 | 7/21/2011 3:18:59 PM |
| reflective-greenback1 | $50.00 | 7/21/2011 1:58:46 PM |
| Bio-physicist | $36.00 | 7/22/2011 12:34:11 AM |
| ethical-income2 | $25.00 | 7/22/2011 6:51:02 PM |
| 77dowplace | $25.00 | 7/23/2011 8:53:14 AM |
| Big_Lendin | $25.00 | 7/24/2011 2:20:13 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:26 PM |
| happyinvallarta | $50.00 | 7/24/2011 8:47:22 PM |
| opt1mum | $25.00 | 7/25/2011 12:09:48 AM |
| engaging-yield4 | $25.00 | 7/24/2011 11:17:08 PM |
| gigabit | $50.00 | 7/25/2011 8:11:33 AM |
| damage | $25.00 | 7/25/2011 11:20:42 AM |
| rce1964 | $25.00 | 7/25/2011 2:11:48 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:15 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:41 PM |
| value-guru3 | $25.00 | 7/25/2011 9:53:27 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:42 AM |
| steven3333 | $25.00 | 7/26/2011 3:12:42 AM |
| enthralling-investment | $120.47 | 7/26/2011 4:43:59 AM |
| here2lend | $25.00 | 7/26/2011 1:12:41 PM |
| Veets | $375.00 | 7/26/2011 10:07:37 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:22 AM |
| rate-american | $100.00 | 7/26/2011 10:17:30 AM |
| Erileb | $25.00 | 7/26/2011 12:21:52 PM |
| SlowGardener | $50.00 | 7/26/2011 12:33:43 PM |
| Weaverville | $50.00 | 7/26/2011 1:52:01 PM |
| wise-silver-wonder | $25.00 | 7/26/2011 1:12:25 PM |
| wlm3012 | $30.00 | 7/26/2011 4:12:43 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:21:33 PM |
| jpac1066 | $100.00 | 7/26/2011 1:34:14 PM |
| five-star-justice | $25.00 | 7/26/2011 1:41:23 PM |
| flyfisherman99 | $60.00 | 7/26/2011 3:19:40 PM |
| myworld701 | $25.00 | 7/26/2011 5:06:47 PM |
| cerebral-camaraderi | $25.00 | 7/26/2011 6:13:49 PM |
| Interloper | $39.34 | 7/26/2011 5:11:47 PM |
| MadHun | $100.00 | 7/26/2011 4:11:31 PM |
| Cheburashka | $25.00 | 7/26/2011 5:12:06 PM |
| helpful-fund8 | $84.70 | 7/26/2011 9:17:03 PM |
| whitegold24k | $250.00 | 7/26/2011 6:27:32 PM |
| afm | $54.44 | 7/26/2011 9:30:27 PM |
| carlitos77 | $70.00 | 7/26/2011 8:19:53 PM |
| natural-worth9 | $100.00 | 7/26/2011 8:41:52 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
516267
This series of Notes was issued and sold upon the funding of the borrower loan #51716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,769 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| debtelliminator |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Removing Debt
Purpose of loan: Debt consolidation
This loan will be used to... pay off the debt that my husband and I accumulated while attending undergraduate and graduate school.
My financial situation: Good
I am a good candidate for this loan because... my husband and I both have stabe employment. We recently took advantage of low housing costs in our area by exchanging rent ($950/month) for a mortgage (see below). We are eager to elliminate our existing debt prior to assuming new debt with home renovation and beginning a family.
Monthly net income: $ 3400.
Monthly expenses: $ 2000.
Housing: $ 886 (mortgage, taxes and insurance).
Insurance: $ 59 (vehicle).
Car expenses: $ 0 (own 2 cars, 1998 Jeep Cherokee and 2002 Subaru Outback).
Utilities: $ 100.
Phone, cable, internet: $ 50.
Food, entertainment: $ 400 (includes groceries).
Credit cards and other loans: $ 275.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $50.00 | 7/14/2011 5:02:58 PM |
| pearl13 | $100.00 | 7/14/2011 5:02:59 PM |
| organized-payment6 | $50.00 | 7/14/2011 5:02:26 PM |
| Investor_DP | $100.00 | 7/14/2011 5:02:55 PM |
| JustMee | $25.00 | 7/15/2011 6:06:05 AM |
| shrewd-loot | $27.45 | 7/15/2011 7:21:57 AM |
| credit-kahuna | $50.00 | 7/15/2011 3:04:16 PM |
| x-lender | $80.00 | 7/15/2011 5:08:56 PM |
| Imperativity | $25.00 | 7/15/2011 1:04:11 PM |
| Solid-Platinum | $50.00 | 7/16/2011 12:50:43 AM |
| jubilant-trade6 | $50.00 | 7/17/2011 9:48:56 AM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:08 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:03 PM |
| Pickmar | $25.00 | 7/18/2011 10:48:03 AM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:21 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:57:56 PM |
| reflective-rupee | $25.09 | 7/19/2011 12:10:38 AM |
| Reddy_Capital | $36.00 | 7/18/2011 9:53:32 PM |
| sgt-schultz | $25.00 | 7/19/2011 7:26:57 AM |
| GElender | $40.00 | 7/19/2011 6:12:00 AM |
| SOP_Bank | $25.00 | 7/19/2011 6:13:16 AM |
| wwialnlgy | $100.00 | 7/19/2011 3:39:01 PM |
| hostbank | $250.00 | 7/19/2011 8:04:01 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:09 PM |
| BxRealtor | $25.00 | 7/20/2011 5:18:04 PM |
| all_of_that_one | $35.33 | 7/21/2011 6:17:04 AM |
| dayahn | $25.00 | 7/21/2011 3:19:09 PM |
| CASSHMAN | $100.00 | 7/21/2011 6:39:11 PM |
| rkhrdjp | $25.00 | 7/22/2011 10:52:01 AM |
| dfealk | $100.00 | 7/22/2011 9:41:16 AM |
| heavy_ax | $25.00 | 7/22/2011 1:40:19 PM |
| rkhrdjp | $25.00 | 7/22/2011 10:53:16 AM |
| wop310 | $50.00 | 7/23/2011 7:37:04 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:39 AM |
| epall | $25.00 | 7/23/2011 9:16:45 AM |
| friendinmoney | $25.00 | 7/23/2011 9:22:15 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:21 PM |
| ConcreteOne | $25.00 | 7/24/2011 6:18:17 AM |
| whitegold24k | $250.00 | 7/24/2011 9:42:23 PM |
| pi31415 | $25.00 | 7/25/2011 6:06:01 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:33 PM |
| radforj22 | $25.00 | 7/25/2011 9:46:53 AM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:20 AM |
| gigabit | $50.00 | 7/25/2011 8:11:39 AM |
| damage | $25.00 | 7/25/2011 11:20:43 AM |
| market-pudding | $25.00 | 7/25/2011 9:50:58 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:36 AM |
| ttnk62918 | $25.00 | 7/25/2011 4:44:19 PM |
| payment-halo | $25.00 | 7/25/2011 6:40:09 PM |
| income-buffalo1 | $500.00 | 7/25/2011 7:26:41 PM |
| mclark340 | $100.00 | 7/26/2011 6:00:16 AM |
| samurai2 | $50.00 | 7/26/2011 10:53:25 AM |
| Richmp412 | $25.00 | 7/26/2011 12:38:54 PM |
| fireferd | $40.00 | 7/26/2011 10:29:12 AM |
| UTVolunteer | $100.00 | 7/26/2011 9:34:40 AM |
| compoundinterest | $50.00 | 7/26/2011 3:22:30 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:25 PM |
| MadHun | $100.00 | 7/26/2011 4:11:35 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:02 PM |
| BLKLOC11 | $25.00 | 7/26/2011 8:56:14 PM |
| agile-loan0 | $25.00 | 7/26/2011 6:02:27 PM |
| cognizant-rupee7 | $50.00 | 7/26/2011 10:22:57 PM |
| dbs | $25.00 | 7/26/2011 9:00:47 PM |
| geniusj | $50.00 | 7/27/2011 12:00:32 AM |
| integrity-trumpet | $50.00 | 7/26/2011 9:01:46 PM |
| investment-habanero8 | $100.00 | 7/27/2011 3:41:10 AM |
| digitaldan | $30.00 | 7/26/2011 11:03:25 PM |
| dime-smasher5 | $25.00 | 7/26/2011 8:44:05 PM |
| the-enthralling-coin | $25.00 | 7/27/2011 12:57:38 AM |
| janeybooboo | $25.00 | 7/27/2011 4:38:46 AM |
| let_me_retire | $50.00 | 7/27/2011 12:41:21 AM |
| Josphine | $25.00 | 7/27/2011 4:01:44 AM |
| investment-artist | $25.00 | 7/14/2011 5:24:51 PM |
| ski bum | $100.00 | 7/14/2011 5:02:35 PM |
| MarvintheMartian | $30.00 | 7/14/2011 5:28:30 PM |
| serene-capital | $25.00 | 7/14/2011 7:38:42 PM |
| penny-finder | $25.23 | 7/15/2011 10:18:49 AM |
| Peterman | $25.00 | 7/15/2011 11:00:26 AM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:24 AM |
| fortytwo | $100.00 | 7/15/2011 5:23:33 PM |
| cttarheel | $50.00 | 7/15/2011 6:36:28 PM |
| boylezz | $25.00 | 7/15/2011 8:20:15 PM |
| elvisloans | $25.00 | 7/16/2011 6:41:23 AM |
| BlessedEveryDay | $27.69 | 7/16/2011 8:08:25 PM |
| Bank_Of_XL | $25.00 | 7/17/2011 7:31:19 AM |
| PAPAT | $25.00 | 7/18/2011 1:08:26 PM |
| econgineer | $50.00 | 7/19/2011 2:25:23 PM |
| jarf | $35.90 | 7/19/2011 7:44:24 PM |
| hidavehi | $55.00 | 7/19/2011 9:37:18 PM |
| omahajay | $40.00 | 7/20/2011 7:03:20 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:52 PM |
| generous-deal6 | $25.00 | 7/20/2011 3:42:06 PM |
| HamachiMan | $50.00 | 7/20/2011 5:18:12 PM |
| pythia | $25.00 | 7/21/2011 5:59:55 PM |
| tech310 | $50.00 | 7/21/2011 8:48:10 PM |
| kulender | $50.00 | 7/22/2011 6:17:58 AM |
| dlenz | $25.00 | 7/22/2011 10:13:19 AM |
| fallentimbers | $25.00 | 7/23/2011 5:43:30 AM |
| friendinmoney | $25.00 | 7/23/2011 8:31:36 AM |
| benefit-trident | $25.00 | 7/23/2011 8:15:35 AM |
| ramsba | $50.00 | 7/23/2011 9:55:28 AM |
| axl163 | $25.00 | 7/23/2011 11:49:38 PM |
| bradfid | $25.00 | 7/24/2011 12:14:53 PM |
| Charmart | $25.00 | 7/24/2011 5:54:26 PM |
| jazz619 | $25.00 | 7/24/2011 9:44:11 PM |
| geophreigh | $50.00 | 7/25/2011 8:40:46 AM |
| durable-investment8 | $50.00 | 7/25/2011 7:53:58 AM |
| balance-chestnut | $50.00 | 7/25/2011 11:52:16 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:27 AM |
| wkeboarder21 | $50.00 | 7/25/2011 6:17:24 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:49 PM |
| Mav26 | $45.00 | 7/25/2011 6:02:46 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:32:05 PM |
| red-deal-genius | $50.00 | 7/26/2011 1:44:11 AM |
| AK49-JW | $25.00 | 7/26/2011 12:19:24 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:37:48 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:26 PM |
| JustMee | $25.00 | 7/26/2011 6:10:01 AM |
| justice-magnate | $43.89 | 7/26/2011 8:13:55 AM |
| rate-american | $100.00 | 7/26/2011 10:17:45 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:29 AM |
| seabassx | $25.00 | 7/26/2011 7:02:50 AM |
| SolarMoonshine | $25.00 | 7/26/2011 9:59:58 AM |
| SNH | $100.00 | 7/26/2011 2:06:58 PM |
| katnmouse | $35.00 | 7/26/2011 4:42:11 PM |
| janeybooboo | $100.00 | 7/26/2011 6:39:18 PM |
| wifibank | $25.00 | 7/26/2011 4:13:42 PM |
| BankofBeth | $25.00 | 7/26/2011 11:22:24 PM |
| emphatic-responsibility | $50.00 | 7/27/2011 12:46:05 AM |
| steady-truth3 | $50.00 | 7/27/2011 3:18:25 AM |
| crw1950 | $50.00 | 7/26/2011 7:37:48 PM |
| alphaseek | $100.00 | 7/27/2011 4:20:53 AM |
| auctionator1 | $25.00 | 7/26/2011 8:32:51 PM |
| monstersdad | $50.00 | 7/27/2011 1:03:54 AM |
| janeybooboo | $25.00 | 7/27/2011 4:39:02 AM |
| luckygreen10 | $400.00 | 7/27/2011 4:48:49 AM |
| britgsb | $50.00 | 7/26/2011 10:17:35 PM |
| Druidsoft | $25.00 | 7/26/2011 11:05:26 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
516381
This series of Notes was issued and sold upon the funding of the borrower loan #51778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 3m |
|
Amount delinquent:
| $1,331 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $175 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Garyman007 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I need the money for an Attorney.
Purpose of loan:The Court System Has me Mixed up with someone else. I have to have an attorney to clear my Name Please Help I have $500.00 of the $2500 Needed
This loan will be used to...For An Attorney
My financial situation:
I am a good candidate for this loan because.. I promised to pay back.
I have had some errors on my credit report, I have several disputes on my credit report which a local agency is working on getting resolved with the credit bureau's..
Monthly net income: $2083
Monthly expenses: $400
Housing: $200
Insurance: $80.73
Car expenses: $100
Utilities: $139
Phone, cable, internet: $124
Food, entertainment: $340
Clothing, household expenses: $140
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| yield-trader | $50.00 | 7/14/2011 9:12:32 AM |
| transparency-baton | $25.00 | 7/14/2011 9:13:05 AM |
| kindness-hickory5 | $50.00 | 7/14/2011 9:12:14 AM |
| britgsb | $50.00 | 7/14/2011 9:12:27 AM |
| reflective-rupee | $100.09 | 7/15/2011 12:49:51 PM |
| alexgalt | $25.00 | 7/15/2011 7:01:14 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:24:20 AM |
| sensational-dollar | $25.00 | 7/20/2011 4:06:09 PM |
| swerve1317 | $50.00 | 7/21/2011 7:08:31 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:10 AM |
| UnderDog10566 | $25.00 | 7/25/2011 7:54:39 PM |
| mike279766 | $26.00 | 7/26/2011 12:38:46 PM |
| brightest-benjamins-onator | $27.75 | 7/26/2011 4:07:18 PM |
| Matt_Colsia | $96.11 | 7/26/2011 6:01:51 PM |
| velocity-owner4 | $50.00 | 7/26/2011 7:33:33 PM |
| unbelievable-cash9 | $50.00 | 7/26/2011 6:22:24 PM |
| poppinkid | $30.00 | 7/26/2011 6:22:59 PM |
| truth-trapper | $25.00 | 7/26/2011 7:39:09 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:09:17 PM |
| impala6464 | $75.00 | 7/26/2011 9:01:42 PM |
| Grandmahoneybee | $25.00 | 7/26/2011 7:12:15 PM |
| dariop | $30.00 | 7/26/2011 8:52:55 PM |
| capthouls | $25.00 | 7/26/2011 9:12:06 PM |
| project07 | $25.00 | 7/14/2011 9:12:20 AM |
| first-favorite-bonus9 | $25.00 | 7/14/2011 9:13:27 AM |
| lowlite6647 | $25.00 | 7/14/2011 4:17:22 PM |
| Track-Layer | $100.00 | 7/14/2011 4:17:26 PM |
| red-favorable-basis | $25.00 | 7/20/2011 12:32:50 PM |
| cycle198 | $30.00 | 7/20/2011 12:46:48 PM |
| SolarMoonshine | $25.00 | 7/20/2011 3:29:30 PM |
| jebber007 | $34.91 | 7/20/2011 1:11:49 PM |
| let_me_retire | $25.00 | 7/20/2011 9:13:29 PM |
| LVLends | $25.00 | 7/20/2011 5:31:59 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:53:55 PM |
| responsibility-aurora1 | $25.00 | 7/26/2011 12:55:31 PM |
| Bocephus1959 | $25.00 | 7/26/2011 4:47:07 PM |
| pure-note0 | $25.00 | 7/26/2011 3:05:35 PM |
| lovely-greenback4 | $25.00 | 7/26/2011 4:27:13 PM |
| jdtrip03 | $100.00 | 7/26/2011 5:35:05 PM |
| lobstahlender | $25.00 | 7/26/2011 4:47:21 PM |
| coachmike15 | $25.00 | 7/26/2011 7:38:33 PM |
| VJ_Financial | $26.32 | 7/26/2011 6:03:35 PM |
| T-Bizzone | $183.82 | 7/26/2011 11:48:14 PM |
| yf99yz | $25.00 | 7/26/2011 10:14:57 PM |
| TakeCare | $50.00 | 7/26/2011 8:29:46 PM |
| Fabiolous | $25.00 | 7/26/2011 10:58:33 PM |
| integrity-trumpet | $100.00 | 7/26/2011 8:58:43 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
516415
This series of Notes was issued and sold upon the funding of the borrower loan #51825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $286.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,223 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| frenbjr |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 30 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $13,500.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Mar-2011)
660-679
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Continuing to Consolidate My Debt.
Purpose of loan:
To payoff all high interest credit card debt. to better position myself for the future.
My financial situation:
I am a good candidate, I pay my bills on time every time, and have successfully paid off past Prosper loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jmeasn | $25.00 | 7/19/2011 9:02:28 AM |
| organized-payment6 | $50.00 | 7/19/2011 9:02:30 AM |
| janeybooboo | $100.00 | 7/19/2011 9:14:56 AM |
| indomitable-coin | $25.00 | 7/19/2011 11:34:13 AM |
| thankful-nickel2 | $25.00 | 7/19/2011 2:18:56 PM |
| GoldenGo4 | $31.94 | 7/19/2011 4:07:15 PM |
| pound-balancer | $100.00 | 7/19/2011 2:10:40 PM |
| availableloan | $25.00 | 7/19/2011 12:43:33 PM |
| JustMee | $25.00 | 7/19/2011 2:56:11 PM |
| adventurous-commerce | $25.00 | 7/19/2011 8:38:12 PM |
| peso-mate | $50.00 | 7/19/2011 8:59:49 PM |
| einstein | $200.00 | 7/20/2011 12:38:38 AM |
| yoyoclock | $25.00 | 7/20/2011 1:31:02 AM |
| iamwhatiam | $32.69 | 7/20/2011 9:25:49 AM |
| first-serene-credit | $25.00 | 7/20/2011 10:10:58 AM |
| enchanted-truth264 | $25.00 | 7/20/2011 5:43:56 AM |
| red-favorable-basis | $25.00 | 7/20/2011 6:46:11 AM |
| washboard1 | $121.22 | 7/20/2011 7:55:40 AM |
| Mariner3605 | $50.00 | 7/20/2011 9:26:40 AM |
| return-rocket9 | $25.00 | 7/20/2011 10:33:02 AM |
| djs81 | $50.00 | 7/20/2011 3:27:08 PM |
| doopers | $25.00 | 7/20/2011 1:22:54 PM |
| kermitdafrog | $25.00 | 7/20/2011 12:27:12 PM |
| vutah | $25.00 | 7/20/2011 5:05:05 PM |
| impartial-benefit1 | $50.00 | 7/20/2011 2:58:12 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:05 PM |
| LVLends | $100.00 | 7/20/2011 5:28:23 PM |
| power-mad-scientist | $40.00 | 7/20/2011 4:24:34 PM |
| payment-halo | $25.00 | 7/20/2011 4:41:35 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:48 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:24 PM |
| wwialnlgy | $100.00 | 7/22/2011 5:47:10 PM |
| MonopolyDred | $25.00 | 7/22/2011 5:25:18 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:07:10 PM |
| EngineersAlliance | $25.00 | 7/22/2011 9:18:12 PM |
| BxRealtor | $25.00 | 7/23/2011 1:17:38 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:58 AM |
| principal-bull | $25.00 | 7/24/2011 5:25:03 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:43 PM |
| ptjg | $100.00 | 7/24/2011 10:21:01 PM |
| 77dowplace | $25.00 | 7/24/2011 6:40:40 PM |
| radforj22 | $25.00 | 7/25/2011 9:46:58 AM |
| 108lender | $80.00 | 7/25/2011 9:43:01 AM |
| scrappy-bonus2 | $25.00 | 7/25/2011 5:08:05 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:00 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:35 PM |
| Domgabriel | $26.24 | 7/26/2011 5:28:02 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:32 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:55 AM |
| SNH | $200.00 | 7/26/2011 2:02:40 PM |
| castlwizz | $25.00 | 7/26/2011 1:07:40 PM |
| Leshan | $100.00 | 7/26/2011 3:18:37 PM |
| finance-symphony7 | $54.42 | 7/26/2011 3:30:03 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:53:56 PM |
| Leopoldine | $25.00 | 7/26/2011 2:39:30 PM |
| MyNestEgg | $52.26 | 7/26/2011 6:10:55 PM |
| C2Banking | $25.00 | 7/26/2011 7:37:54 PM |
| flshdaskll | $25.00 | 7/26/2011 7:41:42 PM |
| jmeasn | $1,000.00 | 7/26/2011 5:39:20 PM |
| LiveNow | $50.00 | 7/26/2011 4:56:51 PM |
| selector568 | $300.00 | 7/26/2011 5:00:06 PM |
| crw1950 | $69.24 | 7/26/2011 7:26:53 PM |
| CPAnCA | $100.00 | 7/26/2011 9:29:00 PM |
| SV-AZ | $36.11 | 7/26/2011 9:47:44 PM |
| digitaldan | $50.00 | 7/26/2011 10:57:25 PM |
| umfan123 | $25.00 | 7/26/2011 6:30:38 PM |
| profitable-money | $25.00 | 7/27/2011 12:25:00 AM |
| neutrino6 | $25.00 | 7/27/2011 1:26:48 AM |
| cocopuffs | $25.00 | 7/26/2011 10:12:13 PM |
| astute-dollar | $100.00 | 7/27/2011 5:15:46 AM |
| paul1 | $41.22 | 7/27/2011 5:27:13 AM |
| ddog0224 | $50.00 | 7/27/2011 1:30:32 AM |
| commitment-symphony9 | $40.89 | 7/26/2011 9:23:29 PM |
| damage | $25.00 | 7/27/2011 6:42:39 AM |
| jeffpac | $100.00 | 7/26/2011 9:52:10 PM |
| happy-loyalty | $25.00 | 7/26/2011 10:17:44 PM |
| goodhearted-gold3 | $80.65 | 7/27/2011 7:45:55 AM |
| CreditBuilder2 | $100.00 | 7/26/2011 10:56:23 PM |
| antlr | $50.00 | 7/27/2011 7:50:01 AM |
| friendinmoney | $25.00 | 7/27/2011 8:09:42 AM |
| nickel-synapse | $25.00 | 7/27/2011 6:43:42 AM |
| janeybooboo | $25.00 | 7/27/2011 4:39:38 AM |
| Christophe | $25.00 | 7/27/2011 9:15:34 AM |
| the-bid-sorcerer | $100.00 | 7/27/2011 8:21:38 AM |
| forthright-trade | $25.00 | 7/27/2011 9:40:18 AM |
| derec | $25.00 | 7/27/2011 9:13:48 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:26:12 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:57 AM |
| Machbannai | $30.82 | 7/27/2011 8:23:35 AM |
| jhernand17 | $25.00 | 7/27/2011 8:59:27 AM |
| Preferred-Lender | $100.00 | 7/27/2011 9:00:19 AM |
| julijask | $50.00 | 7/27/2011 9:04:20 AM |
| exchange-jet | $33.79 | 7/27/2011 9:06:08 AM |
| minista | $25.00 | 7/27/2011 9:11:17 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:29:50 AM |
| bonus-poplar2 | $65.31 | 7/27/2011 11:15:51 AM |
| treasure-bison | $63.48 | 7/27/2011 11:25:14 AM |
| FinanceEngine | $45.00 | 7/27/2011 3:04:17 PM |
| The-Lighthouse-Group | $25.00 | 7/27/2011 3:18:26 PM |
| YellowJacket | $25.00 | 7/27/2011 9:33:06 AM |
| debt-legend | $25.00 | 7/27/2011 11:57:03 AM |
| theaterguy | $25.00 | 7/27/2011 9:48:02 AM |
| UTVolunteer | $300.00 | 7/27/2011 10:07:04 AM |
| leodaguy | $500.00 | 7/27/2011 10:44:08 AM |
| Oak-Parker | $25.65 | 7/27/2011 10:51:02 AM |
| JustOneVoice | $25.00 | 7/27/2011 11:21:17 AM |
| loyalty-meadow | $50.00 | 7/27/2011 3:35:16 PM |
| transparency-baton | $4.12 | 7/27/2011 4:06:02 PM |
| investment-artist | $25.01 | 7/19/2011 9:02:29 AM |
| MoneyForNothing | $25.00 | 7/19/2011 9:03:58 AM |
| compoundinterest | $50.00 | 7/19/2011 9:02:32 AM |
| pnace | $40.00 | 7/19/2011 10:46:13 AM |
| MarvintheMartian | $40.00 | 7/19/2011 11:24:37 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:04 PM |
| 113121 | $25.00 | 7/19/2011 1:25:57 PM |
| SoCalIsHere | $25.00 | 7/19/2011 9:55:52 PM |
| hostbank | $250.00 | 7/19/2011 8:04:16 PM |
| GoldenGo4 | $50.00 | 7/19/2011 8:51:12 PM |
| seabass123 | $25.00 | 7/19/2011 10:06:19 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:26:45 PM |
| britgsb | $100.00 | 7/20/2011 6:10:45 AM |
| ultimatepaintball | $25.00 | 7/20/2011 6:40:51 AM |
| sgt-schultz | $25.00 | 7/20/2011 9:29:20 AM |
| pearl13 | $25.00 | 7/20/2011 11:22:07 AM |
| benefit-trident | $50.00 | 7/20/2011 3:15:48 PM |
| jebber007 | $50.00 | 7/20/2011 1:13:14 PM |
| mamayama | $50.00 | 7/20/2011 1:27:25 PM |
| skorpious | $25.00 | 7/20/2011 4:54:18 PM |
| market-pudding | $25.00 | 7/20/2011 2:58:54 PM |
| wilchik | $25.00 | 7/20/2011 5:28:21 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:32:25 PM |
| ccamp99 | $27.96 | 7/20/2011 5:34:09 PM |
| SolarMoonshine | $25.00 | 7/20/2011 3:32:57 PM |
| theloanfiller | $25.00 | 7/20/2011 5:18:21 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:11:41 PM |
| Tscheddar | $25.00 | 7/21/2011 4:24:20 AM |
| janeybooboo | $50.00 | 7/21/2011 10:41:23 AM |
| caring-hope2 | $100.00 | 7/21/2011 3:47:43 PM |
| dayahn | $25.00 | 7/21/2011 3:19:22 PM |
| CASSHMAN | $75.00 | 7/21/2011 6:52:02 PM |
| ChoiceInvestments | $35.00 | 7/21/2011 10:27:44 PM |
| fortytwo | $300.00 | 7/22/2011 4:54:42 PM |
| 77dowplace | $25.00 | 7/23/2011 8:56:17 AM |
| Peterman | $25.00 | 7/23/2011 10:22:26 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:31 PM |
| setUup | $38.20 | 7/24/2011 10:12:12 AM |
| Feyenoord | $25.00 | 7/23/2011 9:24:26 PM |
| HamachiMan | $50.00 | 7/25/2011 9:12:14 AM |
| kulender | $100.00 | 7/25/2011 10:41:19 AM |
| whitegold24k | $250.00 | 7/25/2011 6:33:55 PM |
| astute-fairness0 | $25.00 | 7/26/2011 6:47:40 AM |
| rate-american | $100.00 | 7/26/2011 10:17:50 AM |
| ptclender | $100.00 | 7/26/2011 11:59:24 AM |
| discrete-asset | $25.00 | 7/26/2011 12:33:57 PM |
| BankofPete | $40.00 | 7/26/2011 1:32:48 PM |
| Astyanax | $100.00 | 7/26/2011 1:34:06 PM |
| Natronpee | $100.00 | 7/26/2011 1:50:50 PM |
| fortytwo | $200.00 | 7/26/2011 2:41:30 PM |
| funds-juniper | $28.00 | 7/26/2011 1:32:33 PM |
| income-awakening6 | $25.00 | 7/26/2011 5:56:45 PM |
| RedantFinance | $25.00 | 7/26/2011 4:40:02 PM |
| ramsba | $50.00 | 7/26/2011 3:40:05 PM |
| power-defender7 | $25.00 | 7/26/2011 3:42:23 PM |
| cac1966 | $50.00 | 7/26/2011 4:19:14 PM |
| mlb1 | $50.00 | 7/26/2011 5:21:15 PM |
| mennleo | $30.59 | 7/26/2011 10:05:30 PM |
| engaging-yield4 | $25.00 | 7/26/2011 10:10:38 PM |
| cash-cymbal | $25.00 | 7/26/2011 6:17:08 PM |
| alex206 | $55.95 | 7/26/2011 6:19:58 PM |
| noodles932 | $25.00 | 7/26/2011 9:20:56 PM |
| mob205 | $50.80 | 7/26/2011 7:18:43 PM |
| secret-santa | $100.00 | 7/27/2011 4:13:48 AM |
| britgsb | $100.00 | 7/26/2011 10:12:54 PM |
| bill-booster5 | $25.00 | 7/26/2011 7:54:47 PM |
| TakeCare | $50.00 | 7/26/2011 8:30:55 PM |
| BankofBeth | $25.00 | 7/26/2011 11:10:26 PM |
| BLKLOC11 | $40.00 | 7/26/2011 8:52:02 PM |
| the-credit-proton | $25.00 | 7/27/2011 6:05:36 AM |
| propertytransformer | $60.00 | 7/27/2011 1:24:33 AM |
| aznatama | $50.00 | 7/27/2011 6:07:39 AM |
| sgt-schultz | $50.00 | 7/27/2011 6:11:07 AM |
| steady-truth3 | $25.00 | 7/27/2011 3:26:07 AM |
| tomdooley12520 | $25.00 | 7/27/2011 5:31:56 AM |
| penny-finder | $30.28 | 7/26/2011 11:23:59 PM |
| pietro_torna_indietro | $50.00 | 7/26/2011 11:35:05 PM |
| octoberfresh | $25.00 | 7/27/2011 7:56:47 AM |
| DscGlfn | $25.00 | 7/27/2011 8:47:35 AM |
| JSTHLPNG | $25.00 | 7/27/2011 6:20:42 AM |
| marwadi-62 | $100.00 | 7/27/2011 8:48:33 AM |
| gold-fluffy-bunny4 | $38.50 | 7/27/2011 6:26:45 AM |
| grampy48 | $36.88 | 7/27/2011 3:21:40 AM |
| PotBellyPete | $110.00 | 7/27/2011 4:16:48 AM |
| janeybooboo | $25.00 | 7/27/2011 4:39:48 AM |
| Tahoeguy | $50.00 | 7/27/2011 7:54:17 AM |
| ScottCapital | $25.00 | 7/27/2011 5:51:10 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:16 AM |
| reflective-greenback1 | $50.00 | 7/27/2011 6:40:10 AM |
| dfealk | $150.00 | 7/27/2011 11:26:44 AM |
| spiritual-compassion9 | $25.75 | 7/27/2011 8:28:51 AM |
| Kselr | $26.03 | 7/27/2011 11:57:13 AM |
| Armenish | $100.00 | 7/27/2011 1:17:27 PM |
| wlm3012 | $30.00 | 7/27/2011 1:59:09 PM |
| radiant-bazaar1 | $25.00 | 7/27/2011 10:51:04 AM |
| John_Galt | $66.00 | 7/27/2011 2:41:07 PM |
| jpac1066 | $100.00 | 7/27/2011 9:33:41 AM |
| nonukem | $25.00 | 7/27/2011 11:47:52 AM |
| honorable-durability0 | $35.00 | 7/27/2011 11:40:14 AM |
| shakespeare6 | $25.00 | 7/27/2011 11:54:33 AM |
| futurechef11 | $50.00 | 7/27/2011 2:27:55 PM |
| weiyinsan | $35.00 | 7/27/2011 3:06:10 PM |
| Happyhourcomics | $25.00 | 7/27/2011 3:19:20 PM |
| chrisb1414 | $25.00 | 7/27/2011 3:29:09 PM |
| 212 Investments
|
Borrower Payment Dependent Notes Series
516491
This series of Notes was issued and sold upon the funding of the borrower loan #51781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $389.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,399 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Brooklands |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Two year old company is looking to expand. This loan will be used to purchase additional inventory and expand our product base.
I am a good candidate for this loan because my existing income is $94,000 a year and I do not/will not have difficulty paying my debt obligations.
Monthly net income: $5700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/15/2011 9:02:53 AM |
| Peterman | $25.00 | 7/15/2011 11:00:30 AM |
| profit-powerplant | $25.00 | 7/15/2011 11:02:26 AM |
| pearl13 | $100.00 | 7/15/2011 5:12:55 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:14 PM |
| jubilant-trade6 | $50.00 | 7/18/2011 9:17:03 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:33:56 PM |
| dynrep | $75.00 | 7/20/2011 4:09:41 PM |
| einstein | $200.00 | 7/20/2011 4:32:42 PM |
| reward-walnut | $50.00 | 7/20/2011 5:55:32 PM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:47:59 PM |
| intelligent-moola1 | $25.00 | 7/20/2011 7:02:42 PM |
| cymbal097 | $51.29 | 7/21/2011 5:46:25 AM |
| beaker | $50.00 | 7/21/2011 7:02:50 AM |
| BigBag | $25.00 | 7/21/2011 7:40:58 AM |
| phchristensen | $50.00 | 7/21/2011 8:26:02 AM |
| Jim33 | $25.00 | 7/21/2011 8:33:39 AM |
| moola-monger9 | $50.00 | 7/21/2011 9:03:07 AM |
| Ambassador | $39.00 | 7/21/2011 3:41:16 AM |
| Boca | $25.00 | 7/21/2011 4:17:28 AM |
| Image68 | $25.00 | 7/21/2011 5:05:33 AM |
| Income-Scout | $200.00 | 7/21/2011 6:52:02 AM |
| payment-jalapeno9 | $400.00 | 7/21/2011 6:10:48 AM |
| moola-accelerator6 | $30.50 | 7/21/2011 7:31:11 AM |
| ect_2k20 | $40.00 | 7/21/2011 6:44:39 AM |
| sharp518 | $25.00 | 7/21/2011 7:06:35 AM |
| return-rocket9 | $25.00 | 7/21/2011 9:40:40 AM |
| noble-yield136 | $25.00 | 7/21/2011 7:16:04 AM |
| newest-justice-bear | $96.44 | 7/21/2011 10:12:46 AM |
| GeelongTrader | $100.00 | 7/21/2011 7:59:02 AM |
| AaronL | $25.00 | 7/21/2011 8:41:19 AM |
| easylivin | $25.00 | 7/21/2011 8:53:06 AM |
| cash-hotshot1 | $25.00 | 7/21/2011 10:20:18 AM |
| SNH | $100.00 | 7/21/2011 9:19:48 AM |
| mgking007 | $25.00 | 7/21/2011 1:35:45 PM |
| WisconsinLiberal | $25.00 | 7/21/2011 9:34:20 AM |
| diligent-peace9 | $100.00 | 7/21/2011 9:32:58 AM |
| power-defender7 | $50.00 | 7/21/2011 2:30:16 PM |
| FinanceEngine | $35.00 | 7/21/2011 9:54:21 AM |
| buffalobills | $25.00 | 7/21/2011 10:14:48 AM |
| bazaar-hyperdrive3 | $1,000.00 | 7/21/2011 10:48:08 AM |
| investment-comet | $25.00 | 7/21/2011 11:20:42 AM |
| dime-vista2 | $25.00 | 7/21/2011 1:18:38 PM |
| Oranje88 | $100.00 | 7/21/2011 2:13:57 PM |
| setUup | $30.20 | 7/21/2011 2:20:49 PM |
| vigorous-velocity | $100.00 | 7/21/2011 2:46:16 PM |
| BxRealtor | $25.00 | 7/21/2011 5:12:28 PM |
| gadget7 | $25.00 | 7/21/2011 2:59:07 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:45:45 PM |
| integrity-starter | $50.00 | 7/21/2011 6:00:14 PM |
| nimble-dedication1 | $50.00 | 7/21/2011 6:04:31 PM |
| Astyanax | $75.00 | 7/21/2011 6:44:48 PM |
| tomdooley12520 | $25.00 | 7/21/2011 9:33:06 PM |
| taebutogi | $40.72 | 7/21/2011 6:24:53 PM |
| LuckyDuck49 | $25.00 | 7/21/2011 7:15:14 PM |
| BLKLOC11 | $40.00 | 7/21/2011 9:50:06 PM |
| quarkyuzu | $50.00 | 7/22/2011 9:50:22 AM |
| ethical-income2 | $25.00 | 7/22/2011 6:45:14 PM |
| Frosty | $50.00 | 7/22/2011 8:50:21 PM |
| ramsba | $50.00 | 7/23/2011 9:55:31 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:41 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:24 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:35 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:30 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:18:49 PM |
| damage | $25.00 | 7/26/2011 3:06:32 PM |
| MadHun | $100.00 | 7/26/2011 4:11:38 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:32 PM |
| Natronpee | $100.00 | 7/26/2011 1:51:45 PM |
| adventurous-commerce | $25.00 | 7/26/2011 3:31:30 PM |
| BobInWisconsin | $26.00 | 7/26/2011 2:12:21 PM |
| anarchy1985 | $26.01 | 7/26/2011 3:59:28 PM |
| dynrep | $75.00 | 7/26/2011 5:28:54 PM |
| yield-hut | $50.00 | 7/26/2011 4:31:12 PM |
| Halos2002 | $50.00 | 7/26/2011 6:02:31 PM |
| market-genome7 | $25.00 | 7/26/2011 8:34:27 PM |
| whitegold24k | $100.00 | 7/26/2011 6:11:16 PM |
| x-lender | $50.00 | 7/26/2011 11:19:26 PM |
| milo1000 | $93.15 | 7/27/2011 2:12:20 AM |
| britgsb | $100.00 | 7/26/2011 10:08:42 PM |
| greenkid | $75.15 | 7/26/2011 8:14:30 PM |
| rate-optimizer0 | $25.00 | 7/27/2011 5:50:17 AM |
| ddog0224 | $100.00 | 7/27/2011 1:31:18 AM |
| jeffpac | $160.00 | 7/26/2011 9:48:28 PM |
| tlam168 | $200.00 | 7/27/2011 3:52:21 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:27:47 AM |
| credit-kahuna | $50.00 | 7/27/2011 12:10:36 AM |
| steady-truth3 | $25.00 | 7/27/2011 3:24:15 AM |
| What-goes-around-comes-around | $82.74 | 7/27/2011 4:21:37 AM |
| J-Rott | $300.00 | 7/27/2011 7:33:21 AM |
| cash-hotshot1 | $25.00 | 7/27/2011 7:40:51 AM |
| Chicagoan3660 | $1,178.00 | 7/27/2011 8:15:48 AM |
| Isanpankki | $67.63 | 7/27/2011 7:54:51 AM |
| Wittlich | $200.00 | 7/27/2011 8:06:20 AM |
| ski bum | $100.00 | 7/15/2011 9:02:34 AM |
| availableloan | $25.00 | 7/15/2011 1:15:15 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:40 PM |
| pnace | $50.00 | 7/16/2011 5:22:21 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:06 PM |
| successful-agreement7 | $100.00 | 7/18/2011 2:58:02 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 12:04:15 PM |
| indomitable-coin | $25.00 | 7/18/2011 4:28:23 PM |
| hostbank | $250.00 | 7/19/2011 8:04:05 PM |
| colorfulgardener | $25.00 | 7/20/2011 12:33:39 AM |
| wwialnlgy | $100.00 | 7/20/2011 3:43:33 PM |
| bullish2bearish | $25.00 | 7/20/2011 4:03:45 PM |
| income-awakening6 | $25.00 | 7/20/2011 3:52:09 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:13 PM |
| power-mad-scientist | $30.00 | 7/20/2011 4:33:43 PM |
| john2218 | $25.00 | 7/20/2011 5:08:29 PM |
| integrity-doctor | $100.00 | 7/20/2011 5:35:22 PM |
| pure-loyalty6 | $25.00 | 7/20/2011 5:59:09 PM |
| prominence8 | $50.00 | 7/20/2011 9:05:34 PM |
| moola-cell3 | $65.00 | 7/20/2011 10:05:30 PM |
| Leopoldine | $25.00 | 7/20/2011 6:01:19 PM |
| enchanted-truth264 | $25.00 | 7/20/2011 6:28:21 PM |
| reinforced-velocity158 | $250.00 | 7/20/2011 8:07:12 PM |
| sgt-schultz | $25.00 | 7/21/2011 5:56:35 AM |
| head | $25.00 | 7/21/2011 6:14:30 AM |
| andec25 | $25.00 | 7/21/2011 6:15:34 AM |
| momentous-coin | $100.00 | 7/20/2011 10:04:58 PM |
| peso-mate | $50.00 | 7/20/2011 11:45:01 PM |
| CreditBuilder2 | $50.00 | 7/21/2011 12:34:41 AM |
| whatreality | $25.00 | 7/21/2011 6:14:28 AM |
| basejump0 | $30.00 | 7/21/2011 4:17:32 AM |
| Johnab | $25.03 | 7/21/2011 4:47:24 AM |
| gslinv | $50.00 | 7/21/2011 6:58:40 AM |
| silver-dogwood4 | $25.00 | 7/21/2011 7:12:09 AM |
| dammage | $35.00 | 7/21/2011 6:25:48 AM |
| Victor-E-Lane | $25.00 | 7/21/2011 7:56:32 AM |
| spark548 | $50.00 | 7/21/2011 8:01:15 AM |
| melodious-fairness | $100.00 | 7/21/2011 10:21:50 AM |
| octoberfresh | $25.00 | 7/21/2011 8:40:10 AM |
| YLlama | $50.00 | 7/21/2011 11:15:55 AM |
| KramericaIndustries | $25.00 | 7/21/2011 12:35:34 PM |
| nickel-position | $25.00 | 7/21/2011 2:04:22 PM |
| tripnosis | $50.00 | 7/21/2011 9:35:40 AM |
| The_Third_Hand | $50.00 | 7/21/2011 10:10:23 AM |
| fireferd | $30.00 | 7/21/2011 10:58:17 AM |
| green-agreement-animal | $28.16 | 7/21/2011 11:12:24 AM |
| mike279766 | $50.00 | 7/21/2011 4:01:26 PM |
| new0rleans | $25.00 | 7/21/2011 4:17:52 PM |
| alluring-yield5 | $34.63 | 7/21/2011 1:04:43 PM |
| market-pudding | $25.00 | 7/21/2011 2:19:38 PM |
| VJ_Financial | $26.32 | 7/21/2011 2:53:31 PM |
| dayahn | $25.00 | 7/21/2011 3:19:13 PM |
| jrw | $145.48 | 7/21/2011 3:59:40 PM |
| platinum-rapture6 | $125.00 | 7/21/2011 4:27:16 PM |
| brmar | $25.00 | 7/21/2011 6:08:13 PM |
| Kaj | $60.00 | 7/21/2011 6:20:33 PM |
| jdtrip03 | $53.95 | 7/21/2011 6:54:58 PM |
| HamachiMan | $50.00 | 7/21/2011 5:14:17 PM |
| eloquent-bill6 | $25.00 | 7/21/2011 5:20:10 PM |
| jpac1066 | $250.00 | 7/21/2011 8:13:33 PM |
| loot-supporter2 | $27.49 | 7/21/2011 8:20:35 PM |
| Pitufo | $25.00 | 7/21/2011 6:01:38 PM |
| GrowthAspirations | $50.00 | 7/21/2011 9:27:56 PM |
| tech310 | $50.00 | 7/21/2011 8:48:12 PM |
| EngineersAlliance | $25.00 | 7/21/2011 8:19:20 PM |
| asset-expert0 | $25.00 | 7/21/2011 9:23:26 PM |
| dfealk | $100.00 | 7/22/2011 9:41:21 AM |
| fitiwalt | $100.00 | 7/22/2011 10:48:04 AM |
| burgeoning-marketplace4 | $52.05 | 7/22/2011 12:07:09 PM |
| Watersports | $50.00 | 7/22/2011 4:08:18 PM |
| leverage-baby771 | $25.00 | 7/22/2011 11:01:39 PM |
| MTGuy | $25.00 | 7/23/2011 6:01:19 PM |
| radforj22 | $25.00 | 7/25/2011 9:46:55 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:51 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:26 PM |
| competent-commitment1 | $50.00 | 7/26/2011 3:15:20 PM |
| toomanyfishtanks | $50.00 | 7/26/2011 1:25:06 PM |
| Techne_Funds_LLC | $25.00 | 7/26/2011 2:47:56 PM |
| fortytwo | $400.00 | 7/26/2011 2:41:16 PM |
| investment-kingdom | $300.00 | 7/26/2011 7:09:00 PM |
| csandb | $25.00 | 7/26/2011 7:25:45 PM |
| yield-seeker | $25.00 | 7/26/2011 8:11:17 PM |
| kind-sasquatch7 | $100.00 | 7/26/2011 8:21:16 PM |
| TakeCare | $50.00 | 7/26/2011 8:31:29 PM |
| investment-kazoo | $41.07 | 7/26/2011 6:55:21 PM |
| CPAnCA | $50.00 | 7/26/2011 9:23:34 PM |
| industrious-currency | $25.00 | 7/26/2011 7:41:35 PM |
| Gobsek | $25.00 | 7/26/2011 8:11:30 PM |
| eamonn1 | $66.45 | 7/26/2011 5:54:31 PM |
| SomebodysMom | $45.00 | 7/26/2011 10:41:16 PM |
| shellcollector | $30.00 | 7/26/2011 10:56:15 PM |
| phaques | $410.45 | 7/26/2011 8:58:55 PM |
| the-discrete-income | $25.00 | 7/26/2011 9:07:24 PM |
| TheLoanManCan | $25.00 | 7/26/2011 7:22:37 PM |
| coloradocash | $50.00 | 7/26/2011 7:37:34 PM |
| interstellar | $75.00 | 7/27/2011 4:03:42 AM |
| truth-trapper | $25.00 | 7/26/2011 7:39:22 PM |
| JASON_ALFUND | $50.00 | 7/26/2011 7:48:01 PM |
| run26miles | $50.00 | 7/26/2011 8:07:42 PM |
| kulender | $100.00 | 7/27/2011 5:56:50 AM |
| vigorous-velocity | $44.88 | 7/27/2011 6:12:25 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 4:11:39 AM |
| Larry1001 | $35.00 | 7/26/2011 10:46:33 PM |
| CaliforniaSun | $25.00 | 7/26/2011 11:12:54 PM |
| income-excellence1 | $100.00 | 7/27/2011 6:12:31 AM |
| monstersdad | $50.00 | 7/27/2011 1:03:57 AM |
| shawnw2 | $35.10 | 7/27/2011 6:53:52 AM |
| BigBroJake | $26.57 | 7/27/2011 7:14:22 AM |
| shmb6508 | $150.00 | 7/27/2011 7:38:01 AM |
| leverage-monger | $25.00 | 7/27/2011 7:43:05 AM |
| wealth-fighter3 | $25.00 | 7/27/2011 7:06:56 AM |
| Tahoeguy | $50.00 | 7/27/2011 7:52:06 AM |
| baker31 | $50.54 | 7/27/2011 8:11:13 AM |
| lovely-greenback4 | $130.00 | 7/27/2011 8:11:27 AM |
| 208 Investments
|
Borrower Payment Dependent Notes Series
516527
This series of Notes was issued and sold upon the funding of the borrower loan #51725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,829 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| just-asset666 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating revolving debt faster
Being used to accelerate refinancing of revolving debt -- paying one card off and bringing two other large cards below the 50% utilization mark. My credit situation is healthy other than the high utilization, and the sooner I can bring that down the faster I'll qualify for much better financing opportunities.
My financial situation:
I recently moved to a new city for a new job in the tech sector, however I was at my previous employer for 2.5 years, and another for 5 years before that. Combined with lower living expenses and a relocation bonus, I've been able to seriously chip away at my outstanding revolving debt. This loan will help speed that process along and bring an improved credit sheet sooner rather than later.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GaryEsq | $50.00 | 7/20/2011 9:27:28 AM |
| kind-charming-value | $2,000.00 | 7/20/2011 9:10:20 AM |
| reflective-rupee | $200.09 | 7/20/2011 9:40:57 AM |
| jkeller4000 | $25.00 | 7/20/2011 3:25:00 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:54 PM |
| Amber_Stone | $28.40 | 7/20/2011 4:43:17 PM |
| Investor_DP | $100.00 | 7/20/2011 2:12:06 PM |
| alexgalt | $25.00 | 7/20/2011 8:01:49 PM |
| careful-compassion | $25.00 | 7/20/2011 6:25:14 PM |
| alexgalt | $25.00 | 7/20/2011 7:12:34 PM |
| Dubbs360 | $25.00 | 7/21/2011 12:02:37 AM |
| revenue-achievement | $25.00 | 7/21/2011 12:15:09 AM |
| leverage-monger | $63.50 | 7/21/2011 8:48:38 AM |
| alexgalt | $25.00 | 7/21/2011 5:36:01 PM |
| tech310 | $50.00 | 7/21/2011 8:46:12 PM |
| yf99yz | $40.00 | 7/21/2011 10:04:42 PM |
| InChicago | $50.00 | 7/22/2011 7:31:11 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:53 PM |
| shawnw2 | $50.00 | 7/22/2011 11:15:24 PM |
| DasMula | $27.00 | 7/23/2011 7:29:27 AM |
| spiff666 | $26.66 | 7/23/2011 8:53:23 AM |
| Kaj | $35.00 | 7/24/2011 2:17:48 PM |
| frogperson | $150.00 | 7/25/2011 7:49:57 AM |
| StrongMonty | $58.43 | 7/26/2011 12:14:21 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:25:21 PM |
| likeable-hope | $25.00 | 7/26/2011 1:20:05 PM |
| Sealion | $50.00 | 7/26/2011 11:03:34 AM |
| toomanyfishtanks | $26.33 | 7/26/2011 1:26:28 PM |
| moola-accelerator6 | $40.00 | 7/26/2011 5:02:14 PM |
| Bob450 | $25.32 | 7/26/2011 6:11:53 PM |
| unbelievable-cash9 | $250.00 | 7/26/2011 6:18:42 PM |
| djkaiser | $28.91 | 7/26/2011 6:50:14 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:15:35 PM |
| reward-dynamo | $25.00 | 7/26/2011 7:32:47 PM |
| palace2 | $450.00 | 7/26/2011 5:28:19 PM |
| Eddy-2-Aces | $50.00 | 7/26/2011 5:38:34 PM |
| euro-spark | $54.78 | 7/26/2011 5:49:38 PM |
| mammalian4 | $25.00 | 7/26/2011 6:04:17 PM |
| credit-elation1 | $25.00 | 7/26/2011 4:44:48 PM |
| ZLyons | $25.00 | 7/26/2011 6:14:45 PM |
| blue-goal-deal | $25.00 | 7/26/2011 6:35:39 PM |
| dynrep | $100.00 | 7/26/2011 5:18:09 PM |
| world10000 | $96.39 | 7/26/2011 9:20:19 PM |
| asset-professor | $50.00 | 7/26/2011 9:22:49 PM |
| SV-AZ | $25.00 | 7/26/2011 9:44:59 PM |
| britgsb | $100.00 | 7/26/2011 10:08:15 PM |
| loss-of-control | $50.00 | 7/26/2011 6:03:22 PM |
| impala6464 | $100.00 | 7/26/2011 9:04:14 PM |
| neutrino6 | $35.00 | 7/27/2011 1:27:56 AM |
| commitment-symphony9 | $25.00 | 7/26/2011 9:22:16 PM |
| damasterwc | $300.00 | 7/27/2011 2:27:33 AM |
| JPMorrisLegacyFund | $42.19 | 7/27/2011 3:01:56 AM |
| csandb | $25.00 | 7/26/2011 7:26:28 PM |
| velocity-owner4 | $100.00 | 7/26/2011 7:35:26 PM |
| Wyatte | $30.00 | 7/26/2011 7:37:55 PM |
| seanickson | $25.00 | 7/27/2011 4:32:03 AM |
| loanman2007 | $75.00 | 7/27/2011 4:49:04 AM |
| Mad_Scientist | $50.00 | 7/26/2011 8:18:51 PM |
| malomar66 | $62.08 | 7/26/2011 10:23:31 PM |
| weezy22 | $27.00 | 7/27/2011 5:09:15 AM |
| orderly-wampum | $137.00 | 7/26/2011 10:34:26 PM |
| CreditBuilder2 | $150.00 | 7/26/2011 10:46:48 PM |
| CaliforniaSun | $25.00 | 7/26/2011 11:14:51 PM |
| interest-satellite | $25.00 | 7/27/2011 3:09:27 AM |
| ZOOOM | $13.73 | 7/27/2011 6:50:11 AM |
| eloop | $26.76 | 7/27/2011 3:46:09 AM |
| PotBellyPete | $100.00 | 7/27/2011 4:16:19 AM |
| suave-dime6 | $25.00 | 7/27/2011 5:50:21 AM |
| sgt-schultz | $70.00 | 7/27/2011 6:04:03 AM |
| aznatama | $50.00 | 7/27/2011 6:11:57 AM |
| LaBamba | $95.00 | 7/27/2011 6:14:44 AM |
| kendigme | $26.32 | 7/27/2011 3:02:01 AM |
| investment-habanero8 | $100.00 | 7/27/2011 3:36:56 AM |
| zasonsasu1 | $28.88 | 7/27/2011 3:54:35 AM |
| janeybooboo | $50.00 | 7/27/2011 4:42:18 AM |
| JLMGroupFunds | $25.00 | 7/27/2011 5:28:41 AM |
| lovely-order7 | $50.00 | 7/27/2011 6:08:59 AM |
| leverage-monger | $25.00 | 7/20/2011 9:52:31 AM |
| marinbb | $100.00 | 7/20/2011 10:55:28 AM |
| economy-huckleberry0 | $25.00 | 7/20/2011 11:59:13 AM |
| profit-powerplant | $25.00 | 7/20/2011 4:26:59 PM |
| simplelender80 | $100.00 | 7/21/2011 5:15:33 PM |
| CASSHMAN | $75.00 | 7/21/2011 6:50:37 PM |
| sgt-schultz | $35.00 | 7/22/2011 6:27:13 AM |
| diplomatic-wealth7 | $25.00 | 7/22/2011 12:43:43 PM |
| tnjohnso | $25.00 | 7/22/2011 5:42:19 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:05 AM |
| AlternativeCashFlow | $25.00 | 7/25/2011 10:23:40 AM |
| aultraman | $25.00 | 7/25/2011 2:24:40 PM |
| Wangchuk | $25.01 | 7/25/2011 4:09:15 PM |
| Astyanax | $125.00 | 7/26/2011 1:43:41 PM |
| market-pudding | $25.00 | 7/26/2011 1:30:23 PM |
| let_me_retire | $50.00 | 7/26/2011 12:28:02 PM |
| itskarma | $25.25 | 7/26/2011 1:14:31 PM |
| new0rleans | $25.00 | 7/26/2011 3:11:05 PM |
| competent-commitment1 | $25.00 | 7/26/2011 3:14:28 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:30:41 PM |
| AJLending | $25.00 | 7/26/2011 2:32:26 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:04 PM |
| katnmouse | $25.00 | 7/26/2011 4:32:07 PM |
| Banker2OO7 | $50.00 | 7/26/2011 4:52:09 PM |
| supreme-hope | $25.00 | 7/26/2011 6:52:56 PM |
| anarchy1985 | $25.00 | 7/26/2011 4:03:41 PM |
| well-mannered-income3 | $25.00 | 7/26/2011 5:30:30 PM |
| dariop | $30.00 | 7/26/2011 8:52:50 PM |
| melodious-openness | $142.36 | 7/26/2011 6:41:41 PM |
| Joyflyer | $176.69 | 7/26/2011 7:17:11 PM |
| CPAnCA | $50.00 | 7/26/2011 9:24:58 PM |
| return-rocket9 | $25.00 | 7/26/2011 10:03:46 PM |
| Nerdster1 | $40.11 | 7/26/2011 5:46:45 PM |
| Jon8403 | $31.44 | 7/26/2011 8:13:00 PM |
| Zipcut | $35.00 | 7/26/2011 6:03:30 PM |
| buffalobills | $25.00 | 7/26/2011 9:22:12 PM |
| run26miles | $56.00 | 7/26/2011 8:08:39 PM |
| DreDub | $50.00 | 7/27/2011 5:04:00 AM |
| availableloan | $25.00 | 7/26/2011 8:43:59 PM |
| rockhound84 | $25.00 | 7/26/2011 11:07:53 PM |
| Rip128 | $100.00 | 7/27/2011 5:28:28 AM |
| tomdooley12520 | $25.00 | 7/27/2011 5:31:24 AM |
| FoosMaster | $25.00 | 7/27/2011 5:41:37 AM |
| halothane_logic | $50.00 | 7/27/2011 5:58:26 AM |
| exciting-fairness | $200.00 | 7/26/2011 9:15:09 PM |
| LP_InvestmentGroup | $34.08 | 7/27/2011 6:22:00 AM |
| doomsday18 | $25.00 | 7/27/2011 6:47:04 AM |
| brightest-benjamins-onator | $30.24 | 7/27/2011 4:12:36 AM |
| janeybooboo | $100.00 | 7/27/2011 4:42:12 AM |
| palace2 | $111.08 | 7/27/2011 5:03:12 AM |
| UCSBGAUCHOS | $25.00 | 7/26/2011 10:58:39 PM |
| benefit-boots | $25.00 | 7/26/2011 11:34:10 PM |
| kulender | $50.00 | 7/27/2011 5:57:52 AM |
| penny-surgeon | $25.00 | 7/26/2011 11:55:17 PM |
| EretzCapital | $69.74 | 7/27/2011 6:12:23 AM |
| diligent-peace9 | $25.00 | 7/27/2011 6:12:35 AM |
| irrelevant | $25.00 | 7/27/2011 6:34:13 AM |
| ddog0224 | $75.00 | 7/27/2011 1:28:30 AM |
| graceful-investment | $163.23 | 7/27/2011 6:25:23 AM |
| reflective-greenback1 | $50.00 | 7/27/2011 6:37:25 AM |
| 137 Investments
|
Borrower Payment Dependent Notes Series
516569
This series of Notes was issued and sold upon the funding of the borrower loan #51912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $489.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,222 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| treasure-treaty4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lightweight
Purpose of loan: debt consolidation/lower monthly payments on consumer credit cards
This loan will be used to...consolidate consumer credit card balances
My financial situation: strong with high earnings ($5,000) paid bi-weekly
I am a good candidate for this loan because...high earnings with potential for substantial increases over the next 5 years; also have good credit history
Monthly net income: $12,500
Monthly expenses: $7000
Housing: $2400
Insurance: $120
Car expenses: $450
Utilities: $85
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $2500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 7/15/2011 5:02:47 PM |
| jkeller4000 | $25.00 | 7/15/2011 6:00:45 PM |
| fortytwo | $100.00 | 7/15/2011 5:23:46 PM |
| sweetlan | $50.07 | 7/15/2011 8:02:13 PM |
| profit-powerplant | $25.00 | 7/16/2011 2:49:39 PM |
| villagers | $50.00 | 7/17/2011 10:40:07 AM |
| vigorous-market5 | $200.00 | 7/17/2011 1:41:57 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:21 PM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:11 PM |
| MilitaryLending | $67.96 | 7/17/2011 5:41:52 PM |
| janeybooboo | $50.00 | 7/17/2011 7:10:52 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:57 AM |
| calmfunds | $500.00 | 7/18/2011 7:56:01 AM |
| Wangchuk | $30.01 | 7/18/2011 2:39:06 PM |
| economy-huckleberry0 | $25.00 | 7/18/2011 12:07:28 PM |
| finance-solo | $36.88 | 7/19/2011 5:28:40 AM |
| Dubbs360 | $25.00 | 7/19/2011 9:09:11 AM |
| careful-compassion | $25.00 | 7/19/2011 9:58:26 AM |
| kulender | $100.00 | 7/19/2011 6:32:41 PM |
| Investoman | $75.00 | 7/19/2011 7:06:36 PM |
| well-mannered-income3 | $75.00 | 7/19/2011 8:34:23 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:40 PM |
| sturdy-peace9 | $100.00 | 7/21/2011 4:55:40 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:04 PM |
| enchanted-note | $25.00 | 7/22/2011 7:42:57 AM |
| shawnw2 | $50.00 | 7/22/2011 11:15:21 PM |
| Weaverville | $25.00 | 7/24/2011 12:08:03 PM |
| Kaj | $35.00 | 7/24/2011 2:17:39 PM |
| seanickson | $25.00 | 7/24/2011 5:20:53 PM |
| meers2000 | $58.22 | 7/25/2011 9:15:23 AM |
| Bill88 | $35.00 | 7/25/2011 10:23:10 AM |
| itskarma | $25.25 | 7/25/2011 10:48:33 AM |
| kind-charming-value | $3,000.00 | 7/25/2011 12:03:23 PM |
| Bob450 | $25.00 | 7/25/2011 8:28:53 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:21 PM |
| CC911 | $25.00 | 7/26/2011 5:07:14 AM |
| DasMula | $63.19 | 7/26/2011 8:22:05 AM |
| LendingPimp | $200.00 | 7/25/2011 11:43:46 PM |
| gold-cluster | $50.00 | 7/26/2011 5:44:00 AM |
| restless-dime | $25.00 | 7/26/2011 7:10:18 AM |
| leverage-monger | $77.00 | 7/26/2011 8:37:27 AM |
| BankofRon | $25.00 | 7/26/2011 9:07:17 AM |
| market-pudding | $25.00 | 7/26/2011 6:37:10 AM |
| the-profit-oracle | $25.00 | 7/26/2011 9:09:51 AM |
| treasure-bliss | $50.00 | 7/26/2011 9:17:56 AM |
| SNH | $25.00 | 7/26/2011 2:11:34 PM |
| five-star-justice | $25.00 | 7/26/2011 1:45:52 PM |
| wlm3012 | $30.00 | 7/26/2011 4:38:46 PM |
| MadHun | $100.00 | 7/26/2011 4:11:40 PM |
| spiff666 | $26.66 | 7/26/2011 8:01:56 PM |
| palace2 | $550.00 | 7/26/2011 5:35:26 PM |
| let_me_retire | $50.00 | 7/27/2011 12:46:50 AM |
| p2ploan-sensation211 | $50.00 | 7/26/2011 6:48:11 PM |
| jpac1066 | $100.00 | 7/26/2011 7:24:00 PM |
| irrelevant | $25.00 | 7/26/2011 9:27:31 PM |
| yf99yz | $100.00 | 7/26/2011 10:18:42 PM |
| antlr | $50.00 | 7/27/2011 7:49:56 AM |
| return-enthusiast1 | $50.00 | 7/27/2011 7:09:26 AM |
| restless-dime | $25.00 | 7/27/2011 7:48:36 AM |
| radforj22 | $25.00 | 7/27/2011 10:15:42 AM |
| return-rocket9 | $25.00 | 7/27/2011 1:10:54 PM |
| minddoc | $25.00 | 7/27/2011 12:40:49 PM |
| bassman2 | $25.00 | 7/27/2011 10:15:39 AM |
| finance-mushroom | $150.00 | 7/27/2011 1:33:16 PM |
| liberty-destiny3 | $25.00 | 7/27/2011 5:12:53 PM |
| graceful-investment | $100.00 | 7/27/2011 5:12:57 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:41 PM |
| payout-paddle1 | $25.00 | 7/27/2011 6:40:50 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:57 PM |
| best-charming-leverage | $50.00 | 7/27/2011 9:33:21 PM |
| jjswanso | $25.00 | 7/28/2011 5:34:32 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:10 PM |
| kttalamo | $120.00 | 7/28/2011 8:21:28 AM |
| handshake5 | $100.00 | 7/28/2011 12:57:00 AM |
| PeePaw | $25.00 | 7/28/2011 7:51:14 AM |
| britgsb | $50.00 | 7/28/2011 8:31:08 AM |
| SDNLR | $64.88 | 7/28/2011 9:31:47 AM |
| desertoasis | $25.00 | 7/28/2011 9:03:52 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:36:42 AM |
| LAM26 | $25.00 | 7/28/2011 9:12:15 AM |
| abundant-marketplace436 | $25.00 | 7/28/2011 11:22:37 AM |
| officer8 | $25.00 | 7/28/2011 9:37:39 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:36:49 AM |
| nimble-affluence4 | $25.00 | 7/28/2011 12:57:41 PM |
| imoutdoorsy | $25.00 | 7/28/2011 10:38:07 AM |
| prominence8 | $33.00 | 7/28/2011 9:11:55 AM |
| steady-truth3 | $25.00 | 7/28/2011 10:53:29 AM |
| nickel-hickory | $35.00 | 7/28/2011 11:01:57 AM |
| flexible-return297 | $50.00 | 7/28/2011 10:21:56 AM |
| davisfl | $25.00 | 7/28/2011 12:01:43 PM |
| GInBaghdad | $25.00 | 7/28/2011 11:29:47 AM |
| Doug1043 | $55.00 | 7/28/2011 11:49:40 AM |
| penny-ace7 | $75.00 | 7/28/2011 1:27:26 PM |
| kegs | $100.00 | 7/28/2011 1:28:34 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:23 PM |
| penny-surgeon | $25.00 | 7/15/2011 9:08:43 PM |
| income-awakening6 | $25.00 | 7/16/2011 1:08:20 AM |
| LoanerPrincipal | $25.00 | 7/16/2011 11:42:12 AM |
| janeybooboo | $25.00 | 7/16/2011 7:57:49 PM |
| reflective-rupee | $1,500.09 | 7/17/2011 4:21:33 PM |
| AlternativeCashFlow | $44.70 | 7/17/2011 8:07:30 PM |
| alexgalt | $25.00 | 7/17/2011 5:00:27 PM |
| Investor_DP | $100.00 | 7/17/2011 8:00:30 PM |
| janeybooboo | $75.00 | 7/17/2011 7:10:41 PM |
| finance-solo | $25.00 | 7/18/2011 6:13:32 AM |
| dsgfl1 | $101.00 | 7/18/2011 2:11:00 PM |
| tnjohnso | $25.00 | 7/18/2011 5:02:51 PM |
| brightest-dignified-penny | $50.00 | 7/18/2011 4:57:23 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:24:07 AM |
| frogperson | $150.00 | 7/19/2011 7:40:00 AM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:03 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:47 AM |
| tech310 | $50.00 | 7/21/2011 8:46:10 PM |
| SeaSkyGuy71 | $25.00 | 7/21/2011 8:27:30 PM |
| Tscheddar | $25.00 | 7/22/2011 10:13:48 AM |
| Whipster | $60.00 | 7/22/2011 12:51:59 PM |
| luckygreen10 | $1,000.00 | 7/22/2011 12:50:46 PM |
| lasalle123 | $100.00 | 7/22/2011 7:24:10 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:22 PM |
| ramsba | $50.00 | 7/23/2011 9:55:35 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:45 AM |
| alexgalt | $25.00 | 7/25/2011 12:12:07 PM |
| investment-visionary | $25.00 | 7/25/2011 1:24:00 PM |
| loss-of-control | $50.00 | 7/25/2011 6:31:05 PM |
| DasMula | $57.00 | 7/26/2011 8:21:37 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:32 AM |
| important-openness1 | $100.00 | 7/26/2011 2:27:02 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:57 PM |
| CA-Lender | $75.07 | 7/26/2011 8:41:35 PM |
| dedicated-transaction796 | $50.00 | 7/27/2011 3:16:56 AM |
| ommcd | $25.00 | 7/27/2011 12:47:23 AM |
| wwwUniversal | $25.00 | 7/27/2011 12:52:18 AM |
| orange-preeminant-bill | $50.00 | 7/27/2011 12:57:40 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 4:19:35 AM |
| missing-link | $25.00 | 7/27/2011 9:07:41 AM |
| blackstar | $25.00 | 7/27/2011 9:09:43 AM |
| Iwillhuntyoudown | $25.00 | 7/27/2011 9:25:40 AM |
| vutah | $25.00 | 7/27/2011 6:18:23 AM |
| palace2 | $100.00 | 7/27/2011 9:47:15 AM |
| asiaratt | $50.00 | 7/27/2011 12:32:10 PM |
| copper | $50.00 | 7/27/2011 12:32:40 PM |
| natural-platinum | $25.00 | 7/27/2011 9:17:13 AM |
| assetmanager | $25.00 | 7/27/2011 11:00:47 AM |
| the-enthralling-coin | $25.00 | 7/27/2011 4:21:49 PM |
| speedy-point | $25.00 | 7/27/2011 4:32:49 PM |
| roman2008 | $25.00 | 7/27/2011 5:13:02 PM |
| willinvest | $25.00 | 7/27/2011 5:39:51 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:47 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:30 PM |
| Wyatte | $25.00 | 7/27/2011 7:54:53 PM |
| nickel-hickory | $170.00 | 7/28/2011 9:13:16 AM |
| golffish2 | $50.00 | 7/28/2011 4:19:52 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:17 AM |
| Katburg | $25.00 | 7/28/2011 5:35:38 AM |
| TLW314 | $163.21 | 7/28/2011 10:15:01 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:36:46 AM |
| NoMoreDebt4Me | $25.00 | 7/28/2011 9:12:34 AM |
| Digs | $25.00 | 7/28/2011 11:22:41 AM |
| agile-fund3 | $25.00 | 7/28/2011 9:58:19 AM |
| wonderful-currency | $25.00 | 7/28/2011 10:28:56 AM |
| nickel-hickory | $100.00 | 7/28/2011 10:36:38 AM |
| nickel-hickory | $130.00 | 7/28/2011 10:36:54 AM |
| unequivocal-loyalty | $25.00 | 7/28/2011 9:41:42 AM |
| spa5 | $29.50 | 7/28/2011 12:25:14 PM |
| steady-truth3 | $25.00 | 7/28/2011 1:15:54 PM |
| clean-coin7 | $91.31 | 7/28/2011 1:28:16 PM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
516649
This series of Notes was issued and sold upon the funding of the borrower loan #51897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $107.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
2 | Length of status: | 7y 10m |
|
Amount delinquent:
| $2,751 |
Total credit lines:
| 25 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $372 | |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| angelgirl777 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 87% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 4
( 13% )
| 600-619
(Jul-2008)
|
|
Principal balance:
| $0.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Promote Book: "Damond's Fate"
Purpose of loan:
This loan will be used to... market and advertise recently published novel "Diamond's Fate."
My financial situation:
I am a good candidate for this loan because I am an existing customer with an excellent repayment history.
Monthly net income: $4900
Monthly expenses: $1830
Housing: $619
Insurance: $395
Car expenses: $0
Utilities: $33
Phone, cable, internet: $104
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $62
Other expenses: $417
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| proper-revenue7 | $25.00 | 7/17/2011 12:29:05 PM |
| Kash2010lu | $25.00 | 7/17/2011 4:46:51 PM |
| Feyenoord | $25.00 | 7/17/2011 9:51:22 PM |
| trumpeter5 | $25.00 | 7/18/2011 4:13:03 PM |
| reflective-rupee | $25.09 | 7/18/2011 11:48:10 PM |
| papaloha | $50.00 | 7/19/2011 4:45:00 PM |
| yield-lion2 | $25.00 | 7/21/2011 11:13:53 AM |
| thehousewife | $25.00 | 7/22/2011 10:14:20 AM |
| jhouman | $25.00 | 7/22/2011 9:52:29 AM |
| Mikale360 | $25.00 | 7/23/2011 10:34:35 PM |
| carrinel | $100.00 | 7/24/2011 6:09:05 PM |
| amlu1988 | $25.00 | 7/24/2011 7:19:33 PM |
| blue-goal-deal | $25.00 | 7/25/2011 9:56:38 AM |
| redwraith | $100.00 | 7/25/2011 8:36:16 PM |
| unassuming-market7 | $45.32 | 7/25/2011 5:27:05 PM |
| orange-rapid-benjamins | $25.00 | 7/25/2011 9:59:46 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:34:30 PM |
| lsx7 | $240.00 | 7/26/2011 6:19:34 PM |
| yf99yz | $25.00 | 7/26/2011 10:26:26 PM |
| Preferred-Lender | $25.00 | 7/27/2011 9:06:45 AM |
| Unitas4302 | $57.73 | 7/27/2011 5:55:03 PM |
| shawnw2 | $100.00 | 7/27/2011 8:53:02 PM |
| simiray | $25.00 | 7/28/2011 7:07:22 AM |
| let_me_retire | $25.00 | 7/28/2011 3:28:11 AM |
| Isanpankki | $50.00 | 7/28/2011 7:54:05 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:15:54 PM |
| Ruckus888 | $50.00 | 7/28/2011 7:35:09 AM |
| B2152 | $25.00 | 7/28/2011 4:53:03 AM |
| blissful-finance7 | $40.00 | 7/28/2011 5:14:02 AM |
| coyone | $27.59 | 7/28/2011 8:55:33 AM |
| nanaof7 | $25.00 | 7/28/2011 10:27:07 AM |
| helpful-credit156 | $26.97 | 7/28/2011 9:04:13 AM |
| IIP77 | $25.00 | 7/28/2011 8:34:40 AM |
| Leshan | $161.83 | 7/28/2011 8:42:42 AM |
| Eric_Gagne | $50.00 | 7/19/2011 7:46:25 AM |
| good4loan | $25.00 | 7/19/2011 3:58:29 PM |
| first-serene-credit | $25.00 | 7/19/2011 3:46:34 PM |
| alexgalt | $25.00 | 7/19/2011 7:05:40 PM |
| jkeller4000 | $25.00 | 7/22/2011 5:41:35 AM |
| first-dinero-paladin | $25.00 | 7/23/2011 9:20:44 PM |
| sgt-schultz | $35.00 | 7/25/2011 12:24:57 PM |
| ohmarkybaby | $48.89 | 7/25/2011 5:26:26 PM |
| justice-starfish | $100.00 | 7/26/2011 6:28:52 AM |
| kf88 | $35.00 | 7/26/2011 4:24:18 PM |
| WeshaTheLeopard | $30.00 | 7/26/2011 11:28:21 PM |
| VJ_Financial | $26.02 | 7/27/2011 3:08:29 PM |
| Wyatte | $25.00 | 7/27/2011 7:51:46 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:51:52 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:30 PM |
| melodious-openness | $88.93 | 7/28/2011 4:54:40 AM |
| Fire2 | $25.00 | 7/28/2011 5:20:10 AM |
| red-favorable-basis | $25.00 | 7/27/2011 8:42:53 PM |
| payout-bridge | $25.00 | 7/28/2011 3:04:32 AM |
| upbeat-wealth | $25.00 | 7/28/2011 1:42:18 AM |
| the-discrete-income | $25.00 | 7/28/2011 3:11:18 AM |
| panda14 | $11.04 | 7/28/2011 10:27:55 AM |
| LivingInvestments00 | $41.97 | 7/28/2011 9:43:33 AM |
| jes5199 | $33.62 | 7/28/2011 9:45:03 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
516669
This series of Notes was issued and sold upon the funding of the borrower loan #51695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 23y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,518 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Daddyjaxx |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 68 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,901.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2010)
560-579
(Apr-2008)
640-659
(Jun-2007)
|
|
Principal balance:
| $1,171.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 68 | | |
Description
Personal Loan
Purpose of loan:
Payoff existing loan
Pay Taxes
Buy Scooter
My financial situation:
I have two paid off loans with Prosper and one current.
My living expenses will be drastically reduced in the next month. I am moving in with my parents since my mother has been diagnosed with lung cancer to assist them. I will only be paying:
Utilities: 150.00
Cable: 130.00
Water: 50.00
Food: 500.00
My Expenses, not including this loan:
Car: 400.00
Other debts as used: 200-300
Gas: 100.00
I will be on 100% travel with work for two years, so while traveling, I have no expenses
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/16/2011 12:03:42 PM |
| MoneyForNothing | $156.09 | 7/16/2011 12:23:35 PM |
| compoundinterest | $50.00 | 7/16/2011 12:03:47 PM |
| Feyenoord | $25.00 | 7/16/2011 12:04:29 PM |
| MarvintheMartian | $40.00 | 7/16/2011 12:10:21 PM |
| FinDoc | $25.00 | 7/16/2011 12:27:10 PM |
| blue-useful-auction | $25.00 | 7/16/2011 9:18:33 PM |
| GoGalt | $50.00 | 7/17/2011 7:41:21 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:25 PM |
| indomitable-coin | $25.00 | 7/17/2011 8:02:21 PM |
| vutah | $25.00 | 7/17/2011 9:20:55 PM |
| lostontheedge | $25.00 | 7/18/2011 4:56:11 AM |
| frugalinvestor20 | $25.00 | 7/18/2011 1:43:25 PM |
| pnace | $40.00 | 7/19/2011 10:46:05 AM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:16 AM |
| Harry | $25.00 | 7/20/2011 3:53:11 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:17 PM |
| Dollars4Rent | $25.00 | 7/20/2011 8:07:35 PM |
| GElender | $25.00 | 7/21/2011 5:41:15 AM |
| boots130 | $50.00 | 7/21/2011 10:07:59 AM |
| wwialnlgy | $100.00 | 7/21/2011 5:14:26 PM |
| dayahn | $25.00 | 7/21/2011 3:19:16 PM |
| sgt-schultz | $25.00 | 7/22/2011 6:31:14 AM |
| wild-orange | $50.00 | 7/22/2011 1:04:40 PM |
| platinum-czar | $25.00 | 7/22/2011 1:12:59 PM |
| harmonious-contract5 | $25.00 | 7/22/2011 2:05:50 PM |
| adventurous-commerce | $25.00 | 7/22/2011 11:58:38 AM |
| Kaj | $50.00 | 7/22/2011 3:55:33 PM |
| Leopoldine | $30.00 | 7/22/2011 12:18:59 PM |
| peso-tostada | $75.00 | 7/22/2011 4:36:06 PM |
| Leshan | $100.00 | 7/22/2011 3:17:57 PM |
| Jewels | $48.31 | 7/22/2011 3:55:02 PM |
| msh345 | $25.00 | 7/22/2011 4:38:49 PM |
| natural-greenback6 | $25.00 | 7/22/2011 5:50:56 PM |
| Milonguero | $100.00 | 7/22/2011 6:02:32 PM |
| elasermd | $100.00 | 7/22/2011 7:29:26 PM |
| BxRealtor | $25.00 | 7/22/2011 5:07:27 PM |
| 4mydaughterseducation | $25.00 | 7/22/2011 5:47:50 PM |
| lsx7 | $100.00 | 7/22/2011 7:57:34 PM |
| fantastic-openness | $200.00 | 7/22/2011 10:03:03 PM |
| MadHun | $300.00 | 7/22/2011 10:31:13 PM |
| cloud8 | $33.00 | 7/22/2011 6:59:31 PM |
| GCInvestments | $25.00 | 7/22/2011 7:16:47 PM |
| thrilling-wealth556 | $25.00 | 7/22/2011 7:58:57 PM |
| EngineersAlliance | $50.00 | 7/22/2011 9:17:11 PM |
| fallentimbers | $25.00 | 7/23/2011 5:16:35 AM |
| Feyenoord | $25.00 | 7/22/2011 10:39:45 PM |
| grampy48 | $50.00 | 7/23/2011 3:52:06 AM |
| benjamin67 | $25.00 | 7/23/2011 9:50:09 AM |
| lucrative-durability | $25.00 | 7/23/2011 6:28:44 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:27 PM |
| setUup | $33.20 | 7/24/2011 10:28:00 AM |
| treasure-exchanger2 | $25.00 | 7/24/2011 10:27:43 AM |
| radforj22 | $25.00 | 7/24/2011 3:23:10 PM |
| Kennfusion | $100.00 | 7/25/2011 6:30:20 AM |
| damage | $25.00 | 7/25/2011 11:20:44 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:51:34 AM |
| kulender | $100.00 | 7/25/2011 10:41:17 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:28 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:34 PM |
| Rider | $100.00 | 7/26/2011 9:44:34 AM |
| janeybooboo | $50.00 | 7/26/2011 8:16:47 AM |
| samurai2 | $50.00 | 7/26/2011 10:51:48 AM |
| janeybooboo | $25.00 | 7/26/2011 8:16:39 AM |
| joyful-treasure2 | $25.00 | 7/26/2011 8:52:54 AM |
| fireferd | $40.00 | 7/26/2011 10:24:47 AM |
| carrinel | $75.00 | 7/26/2011 2:03:44 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:13:55 PM |
| Techne_Funds_LLC | $25.00 | 7/26/2011 2:46:31 PM |
| blue-attentive-bid | $100.00 | 7/26/2011 1:15:57 PM |
| x-lender | $25.00 | 7/26/2011 4:05:57 PM |
| grammaspurse | $25.00 | 7/26/2011 3:17:12 PM |
| SNH | $200.00 | 7/26/2011 2:03:41 PM |
| Digs | $25.00 | 7/26/2011 4:07:01 PM |
| gold-chorus6 | $50.00 | 7/26/2011 3:08:28 PM |
| ramsba | $50.00 | 7/26/2011 3:40:00 PM |
| uberrific | $100.00 | 7/16/2011 12:03:40 PM |
| adamnash | $25.00 | 7/16/2011 12:02:21 PM |
| ski bum | $100.00 | 7/16/2011 12:03:37 PM |
| credit-guard5 | $25.00 | 7/16/2011 4:50:02 PM |
| availableloan | $25.00 | 7/16/2011 9:50:46 PM |
| pearl13 | $100.00 | 7/18/2011 9:18:20 AM |
| fortytwo | $100.00 | 7/18/2011 11:08:44 PM |
| hostbank | $250.00 | 7/19/2011 8:04:09 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:01 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:43 PM |
| thankful-nickel2 | $25.00 | 7/21/2011 6:30:44 AM |
| twjh | $25.00 | 7/21/2011 4:18:20 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:19 PM |
| revenue-appraiser | $25.00 | 7/22/2011 11:48:14 AM |
| CreditBuilder2 | $100.00 | 7/22/2011 2:38:15 PM |
| einstein | $200.00 | 7/22/2011 11:29:24 AM |
| sgt-schultz | $25.00 | 7/22/2011 12:06:05 PM |
| market-pudding | $25.00 | 7/22/2011 4:39:03 PM |
| inventive-wealth2 | $25.00 | 7/22/2011 2:04:35 PM |
| SolarMoonshine | $25.00 | 7/22/2011 2:33:13 PM |
| Vegasjim | $25.00 | 7/22/2011 2:31:35 PM |
| Astyanax | $85.00 | 7/22/2011 4:17:29 PM |
| fortytwo | $300.00 | 7/22/2011 4:36:54 PM |
| value-sequoia8 | $35.00 | 7/22/2011 6:28:34 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:30:06 PM |
| Nascar1 | $25.00 | 7/22/2011 6:44:19 PM |
| payment-halo | $25.00 | 7/22/2011 8:07:05 PM |
| vtr1000 | $25.91 | 7/22/2011 8:21:42 PM |
| well-rounded-investment | $58.05 | 7/22/2011 6:37:05 PM |
| HamachiMan | $50.00 | 7/22/2011 5:47:05 PM |
| competent-p2p | $25.00 | 7/22/2011 7:50:22 PM |
| Christophe | $25.00 | 7/22/2011 9:30:30 PM |
| american6 | $75.00 | 7/22/2011 7:56:30 PM |
| jmeasn | $250.00 | 7/22/2011 10:58:29 PM |
| friendinmoney | $25.00 | 7/23/2011 9:23:07 AM |
| 77dowplace | $25.00 | 7/23/2011 9:16:52 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:48 AM |
| payout-motivator0 | $25.00 | 7/23/2011 11:37:26 AM |
| fireferd | $70.00 | 7/24/2011 8:26:53 AM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:38 PM |
| the-kindness-honker | $25.00 | 7/24/2011 5:10:46 PM |
| the-kindness-honker | $25.00 | 7/24/2011 5:12:17 PM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:47 AM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:09 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:55 PM |
| ethicalhumanist | $50.00 | 7/25/2011 6:33:43 PM |
| BlueProteus | $25.00 | 7/26/2011 8:56:42 AM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:51 AM |
| miket71 | $35.00 | 7/26/2011 5:41:34 AM |
| RgPro | $25.00 | 7/26/2011 7:52:25 AM |
| janeybooboo | $25.00 | 7/26/2011 8:16:28 AM |
| xrycac | $25.00 | 7/26/2011 11:55:47 AM |
| dcm6276 | $25.00 | 7/26/2011 12:38:35 PM |
| Natronpee | $100.83 | 7/26/2011 1:51:25 PM |
| new0rleans | $25.00 | 7/26/2011 3:09:32 PM |
| toomanyfishtanks | $25.00 | 7/26/2011 1:21:45 PM |
| WSTRDG | $25.00 | 7/26/2011 3:39:18 PM |
| discrete-asset | $25.00 | 7/26/2011 12:24:13 PM |
| deal-banker | $100.00 | 7/26/2011 1:50:09 PM |
| Richmp412 | $25.00 | 7/26/2011 12:37:34 PM |
| 3_boyz | $75.00 | 7/26/2011 1:50:57 PM |
| finance-symphony7 | $50.00 | 7/26/2011 3:34:08 PM |
| Veets | $500.00 | 7/26/2011 4:09:12 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
516789
This series of Notes was issued and sold upon the funding of the borrower loan #51774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $346.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1974 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,585 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cherk64 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt/Divorce Attorney
Purpose of loan: I am trying to consolidate some debt and pay my attorney from my divorce.
This loan will be used to pay off my high interested credit cards and my attorney from my divorce. My first prosper loan almost got funded,trying to get it funded this second time.
My financial situation: I have been a manager at a successful restaurant, Bonefish Grill for 8 years. Went over my paychecks since I received a new bonus structure and actually make more than I thought
I am a good candidate for this loan because I am a responsible father and have been employed by Bonefish Grill for 8 years and love my job.
Overall I feel i am a strong candidate for my loan, I successfully manage my restaurant and treat my finances the same way.Thank you all who invest in advance
Monthly net income: $2900-4500 depending on bonuses
Total Monthly expenses: $1200
Total credit card and loan debt: $6100 is what I owe and want to pay off so I have one payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $60.00 | 7/26/2011 9:33:43 AM |
| RLaumeyer | $25.00 | 7/18/2011 9:17:22 AM |
| janeybooboo | $45.00 | 7/18/2011 2:11:38 PM |
| simplelender80 | $100.00 | 7/18/2011 4:52:17 PM |
| Investor_DP | $100.00 | 7/18/2011 8:18:43 PM |
| alexgalt | $25.00 | 7/18/2011 9:00:39 PM |
| villagers | $25.00 | 7/18/2011 6:14:46 PM |
| alexgalt | $25.00 | 7/18/2011 6:36:27 PM |
| AlternativeCashFlow | $25.70 | 7/18/2011 11:48:17 PM |
| kulender | $100.00 | 7/19/2011 6:32:46 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:44 PM |
| BradP | $25.00 | 7/20/2011 5:58:38 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:54 AM |
| golden-velocity9 | $25.00 | 7/21/2011 3:53:40 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:07 PM |
| Reddy_Capital | $36.00 | 7/21/2011 10:06:10 PM |
| luckygreen10 | $200.00 | 7/22/2011 12:07:24 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:52 AM |
| Kaj | $35.00 | 7/24/2011 2:17:41 PM |
| loyalist1 | $100.00 | 7/25/2011 4:16:54 AM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:12 AM |
| benefit-prescription6 | $122.93 | 7/25/2011 12:59:24 PM |
| PleaseDontDefault | $50.00 | 7/25/2011 1:01:14 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:39:58 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:32 AM |
| pthighs | $49.69 | 7/25/2011 2:40:58 PM |
| trumpeter5 | $25.00 | 7/25/2011 3:15:07 PM |
| market-pudding | $25.00 | 7/25/2011 12:18:08 PM |
| sgt-schultz | $35.00 | 7/25/2011 12:22:17 PM |
| ghinga | $25.00 | 7/25/2011 12:22:59 PM |
| brightest-benjamins-onator | $47.40 | 7/25/2011 3:04:17 PM |
| worldly-money4 | $500.00 | 7/25/2011 3:13:51 PM |
| LibbyZ | $50.00 | 7/25/2011 2:44:40 PM |
| itskarma | $25.25 | 7/25/2011 2:46:59 PM |
| Something-Corporate | $25.00 | 7/25/2011 3:04:45 PM |
| powerful-finance7 | $25.00 | 7/25/2011 4:10:03 PM |
| thoughtful-exchange8 | $25.00 | 7/25/2011 10:20:32 PM |
| CMDCO | $50.00 | 7/25/2011 9:32:23 PM |
| five-star-justice | $25.00 | 7/26/2011 1:45:55 PM |
| StrongMonty | $55.00 | 7/26/2011 12:06:57 PM |
| ramsba | $50.00 | 7/26/2011 3:40:02 PM |
| Weaverville | $25.00 | 7/26/2011 4:07:35 PM |
| reflective-greenback1 | $25.00 | 7/26/2011 2:44:55 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:44:59 PM |
| first-dinero-paladin | $25.00 | 7/26/2011 5:50:03 PM |
| cac1966 | $25.00 | 7/26/2011 4:22:48 PM |
| Zipcut | $25.00 | 7/26/2011 6:05:01 PM |
| LiveNow | $25.00 | 7/26/2011 4:58:46 PM |
| csandb | $25.00 | 7/26/2011 7:28:33 PM |
| Lesterthelender | $30.00 | 7/26/2011 5:18:13 PM |
| gulch | $25.00 | 7/26/2011 7:36:28 PM |
| asset-professor | $50.00 | 7/26/2011 9:21:28 PM |
| credit-missile | $100.00 | 7/26/2011 5:59:12 PM |
| credit-missile | $25.00 | 7/26/2011 10:25:00 PM |
| generator596 | $28.20 | 7/27/2011 2:05:41 AM |
| return-rocket9 | $25.00 | 7/26/2011 10:03:01 PM |
| spiff666 | $26.66 | 7/26/2011 8:00:07 PM |
| TakeCare | $50.00 | 7/26/2011 8:32:09 PM |
| dsgfl1 | $100.00 | 7/27/2011 5:13:48 AM |
| rockhound84 | $25.00 | 7/26/2011 11:09:02 PM |
| GElender | $50.00 | 7/27/2011 5:53:44 AM |
| sgt-schultz | $70.00 | 7/27/2011 6:10:45 AM |
| Jack55304 | $300.00 | 7/27/2011 6:15:32 AM |
| irrelevant | $25.00 | 7/27/2011 6:34:16 AM |
| P2P4me | $125.89 | 7/27/2011 6:48:14 AM |
| unger | $100.11 | 7/27/2011 4:26:39 AM |
| market-giraffe7 | $100.00 | 7/27/2011 7:11:30 AM |
| greencat | $50.00 | 7/27/2011 7:19:07 AM |
| elvisloans | $25.00 | 7/27/2011 7:25:39 AM |
| astute-dollar | $25.00 | 7/27/2011 5:24:41 AM |
| suave-dime6 | $25.00 | 7/27/2011 5:51:03 AM |
| Tikibarman | $100.00 | 7/27/2011 5:56:51 AM |
| taetrade | $25.00 | 7/27/2011 5:12:36 AM |
| UBOtto186 | $50.00 | 7/27/2011 7:15:03 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:29:31 AM |
| Imperativity | $25.00 | 7/25/2011 12:46:35 PM |
| janeybooboo | $30.00 | 7/18/2011 9:25:40 AM |
| bullish2bearish | $25.00 | 7/18/2011 10:03:06 AM |
| pearl13 | $50.00 | 7/18/2011 1:22:34 PM |
| diligent-peace9 | $100.00 | 7/18/2011 5:26:27 PM |
| reflective-rupee | $200.09 | 7/18/2011 8:31:03 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:51 PM |
| Mrgiggleswic | $50.00 | 7/19/2011 5:00:51 AM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:07 PM |
| Investoman | $75.00 | 7/19/2011 7:06:40 PM |
| Dubbs360 | $25.00 | 7/20/2011 12:18:20 AM |
| tech310 | $25.00 | 7/21/2011 9:10:56 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:22 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:24 PM |
| payout-bridge | $45.00 | 7/23/2011 5:13:13 PM |
| dollar-sonnet3 | $50.00 | 7/25/2011 7:44:22 AM |
| a-community-aficionado | $50.00 | 7/25/2011 12:10:52 PM |
| enchanted-truth264 | $25.00 | 7/25/2011 1:17:32 PM |
| platinum-scientist9 | $25.00 | 7/25/2011 3:04:45 PM |
| Astyanax | $100.00 | 7/25/2011 11:54:20 AM |
| barefootpaul | $25.00 | 7/25/2011 12:43:45 PM |
| fairness-atmosphere | $25.00 | 7/25/2011 11:49:45 AM |
| moola-monger9 | $50.00 | 7/25/2011 12:19:54 PM |
| supreme-hope | $25.00 | 7/25/2011 2:18:14 PM |
| bonus-seahorse | $50.00 | 7/25/2011 1:35:38 PM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:53:20 PM |
| first-dinero-igloo | $25.00 | 7/25/2011 2:25:14 PM |
| loss-of-control | $50.00 | 7/25/2011 6:43:40 PM |
| EngineersAlliance | $50.00 | 7/25/2011 9:29:26 PM |
| SNH | $25.00 | 7/26/2011 2:11:36 PM |
| NolockHolmes | $50.00 | 7/26/2011 12:29:47 PM |
| seanickson | $25.00 | 7/26/2011 2:56:26 PM |
| MadHun | $100.00 | 7/26/2011 4:11:42 PM |
| ZLyons | $25.00 | 7/26/2011 6:12:08 PM |
| mummey | $100.00 | 7/26/2011 6:12:15 PM |
| basis-hero8 | $25.00 | 7/26/2011 5:00:37 PM |
| julijask | $35.00 | 7/26/2011 6:52:17 PM |
| treasure-bliss | $50.00 | 7/26/2011 7:21:50 PM |
| lobstahlender | $45.55 | 7/26/2011 4:42:47 PM |
| unbelievable-cash9 | $50.00 | 7/26/2011 6:31:19 PM |
| Eddy-2-Aces | $25.00 | 7/26/2011 5:34:19 PM |
| shawnw2 | $150.00 | 7/26/2011 8:13:15 PM |
| 1randyp | $93.07 | 7/26/2011 6:14:23 PM |
| radiant-return | $50.00 | 7/26/2011 8:56:54 PM |
| supersam | $150.00 | 7/26/2011 6:37:06 PM |
| benefit-flow | $25.00 | 7/26/2011 7:06:48 PM |
| Kerrysbay | $50.00 | 7/27/2011 1:07:07 AM |
| ddog0224 | $25.00 | 7/27/2011 1:32:14 AM |
| cjames84 | $25.00 | 7/27/2011 1:41:37 AM |
| CPAnCA | $50.00 | 7/26/2011 9:32:55 PM |
| janeybooboo | $25.00 | 7/27/2011 4:47:31 AM |
| investment-habanero8 | $100.00 | 7/27/2011 3:34:24 AM |
| greatwhiteninja | $53.00 | 7/27/2011 7:10:29 AM |
| janeybooboo | $25.00 | 7/27/2011 4:47:18 AM |
| calmfunds | $500.00 | 7/27/2011 7:20:32 AM |
| details | $39.85 | 7/27/2011 7:34:31 AM |
| payment-halo | $25.00 | 7/27/2011 5:22:24 AM |
| dudebrah | $25.00 | 7/26/2011 11:52:08 PM |
| Binan | $26.91 | 7/27/2011 1:18:25 AM |
| cerebral-dollar773 | $30.66 | 7/27/2011 7:11:03 AM |
| TigerForce | $25.00 | 7/27/2011 7:12:51 AM |
| loanman2007 | $25.00 | 7/27/2011 4:52:05 AM |
| radiant-fund | $50.00 | 7/27/2011 5:23:13 AM |
| JLMGroupFunds | $25.00 | 7/27/2011 5:27:20 AM |
| aznatama | $100.00 | 7/27/2011 6:06:55 AM |
| BigBag | $25.00 | 7/27/2011 7:26:13 AM |
| J-Rott | $170.00 | 7/27/2011 7:29:01 AM |
| shmb6508 | $88.04 | 7/27/2011 7:37:17 AM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
516817
This series of Notes was issued and sold upon the funding of the borrower loan #51759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $204.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,604 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| esqu1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need loan for my plumbing
Purpose of loan: Home Improvements
This loan will be used to...fix plumbing line of my home
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 7/18/2011 5:21:56 PM |
| uberrific | $100.00 | 7/18/2011 5:02:30 PM |
| compoundinterest | $50.00 | 7/18/2011 5:02:35 PM |
| reflective-rupee | $200.09 | 7/19/2011 12:01:38 AM |
| reflective-greenback1 | $50.00 | 7/19/2011 11:32:00 AM |
| pnace | $40.00 | 7/19/2011 10:46:09 AM |
| pearl13 | $100.00 | 7/19/2011 5:09:06 PM |
| hostbank | $250.00 | 7/19/2011 8:04:14 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:04 PM |
| dayahn | $25.00 | 7/21/2011 3:19:20 PM |
| Bank42 | $51.51 | 7/22/2011 2:49:33 AM |
| luckygreen10 | $250.00 | 7/22/2011 12:07:49 PM |
| wwialnlgy | $100.00 | 7/22/2011 5:37:21 PM |
| 77dowplace | $40.85 | 7/22/2011 5:41:53 PM |
| sharp-income2 | $50.00 | 7/22/2011 11:06:13 PM |
| TennSquire | $25.00 | 7/23/2011 10:50:56 AM |
| 77dowplace | $25.00 | 7/23/2011 8:55:44 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:30 PM |
| HamachiMan | $50.00 | 7/23/2011 10:57:03 PM |
| 77dowplace | $25.00 | 7/24/2011 6:40:08 PM |
| payment-halo | $25.00 | 7/24/2011 9:57:46 PM |
| radforj22 | $25.00 | 7/25/2011 9:46:58 AM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:34 AM |
| Abstract | $50.00 | 7/25/2011 10:08:54 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:08:58 PM |
| imdave4me | $25.00 | 7/26/2011 12:11:13 AM |
| janeybooboo | $49.00 | 7/26/2011 8:36:00 AM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:54 AM |
| marwadi-62 | $100.00 | 7/26/2011 12:54:00 PM |
| rate-american | $100.00 | 7/26/2011 10:17:48 AM |
| Astyanax | $75.00 | 7/26/2011 1:42:09 PM |
| finance-symphony7 | $75.00 | 7/26/2011 3:33:20 PM |
| ramsba | $50.00 | 7/26/2011 3:40:04 PM |
| Techne_Funds_LLC | $25.00 | 7/26/2011 2:45:15 PM |
| 3_boyz | $75.00 | 7/26/2011 1:50:03 PM |
| Tradesmanlender | $50.00 | 7/26/2011 5:09:13 PM |
| reflective-greenback1 | $50.00 | 7/26/2011 2:41:09 PM |
| wealth-multiplier | $25.00 | 7/26/2011 2:44:36 PM |
| balance-transformer3 | $75.00 | 7/26/2011 5:32:47 PM |
| wlm3012 | $30.00 | 7/26/2011 4:28:54 PM |
| power-defender7 | $25.00 | 7/26/2011 3:43:46 PM |
| selector568 | $200.00 | 7/26/2011 5:04:21 PM |
| Loan_Some_Money | $25.00 | 7/26/2011 5:12:33 PM |
| _NaLNaBB | $300.00 | 7/26/2011 4:27:59 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:03 PM |
| blueberry25 | $240.50 | 7/26/2011 4:47:08 PM |
| cloud8 | $50.00 | 7/26/2011 6:30:32 PM |
| astute-dollar | $50.00 | 7/26/2011 6:35:16 PM |
| elated-greenback | $50.00 | 7/26/2011 6:51:49 PM |
| mammalian4 | $25.00 | 7/26/2011 5:59:47 PM |
| julijask | $50.00 | 7/26/2011 6:51:33 PM |
| Duanep01 | $19.52 | 7/26/2011 7:11:32 PM |
| organized-payment6 | $50.00 | 7/18/2011 5:02:33 PM |
| janeybooboo | $117.31 | 7/18/2011 8:08:59 PM |
| fortytwo | $100.00 | 7/18/2011 11:08:59 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:22 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:46 PM |
| truth-igniter4 | $25.00 | 7/21/2011 9:32:15 AM |
| janeybooboo | $33.69 | 7/21/2011 10:39:58 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:32:22 AM |
| elvisloans | $25.00 | 7/22/2011 5:36:15 AM |
| BxRealtor | $25.00 | 7/22/2011 5:57:11 PM |
| EngineersAlliance | $50.00 | 7/22/2011 9:17:12 PM |
| fallentimbers | $25.00 | 7/23/2011 5:17:43 AM |
| vine99 | $110.00 | 7/23/2011 11:18:54 AM |
| Peterman | $25.00 | 7/23/2011 10:22:25 AM |
| promise2 | $60.00 | 7/23/2011 6:30:34 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:42 PM |
| kulender | $100.00 | 7/25/2011 10:41:18 AM |
| galloping_unicorns_batman | $50.00 | 7/25/2011 3:30:31 PM |
| value-guru3 | $25.00 | 7/25/2011 9:57:40 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:30 PM |
| hookUup | $29.32 | 7/26/2011 1:37:05 PM |
| bold-steady-peso | $101.23 | 7/26/2011 2:05:41 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:28:04 PM |
| Veets | $250.00 | 7/26/2011 4:12:15 PM |
| damage | $25.00 | 7/26/2011 3:06:33 PM |
| Eddy-2-Aces | $50.00 | 7/26/2011 5:37:47 PM |
| yield-hut | $50.00 | 7/26/2011 4:29:55 PM |
| BigLinCT | $25.00 | 7/26/2011 4:55:57 PM |
| poppinkid | $30.98 | 7/26/2011 6:25:33 PM |
| dough-hammock | $25.00 | 7/26/2011 6:45:13 PM |
| Veets | $150.00 | 7/26/2011 4:23:49 PM |
| lovely-greenback4 | $25.00 | 7/26/2011 4:28:10 PM |
| VBPlayer | $26.00 | 7/26/2011 6:13:40 PM |
| LiveNow | $50.00 | 7/26/2011 5:00:08 PM |
| Kaj | $50.00 | 7/26/2011 5:03:27 PM |
| Halos2002 | $50.00 | 7/26/2011 6:07:51 PM |
| duckbill_1972 | $35.00 | 7/26/2011 6:09:07 PM |
| ZLyons | $25.00 | 7/26/2011 6:11:28 PM |
| GrowthAspirations | $65.00 | 7/26/2011 6:25:53 PM |
| Grandmahoneybee | $45.00 | 7/26/2011 7:02:45 PM |
| prainvestment | $25.00 | 7/26/2011 7:08:56 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
516875
This series of Notes was issued and sold upon the funding of the borrower loan #51826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $486.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,976 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| doctorj97 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2010)
680-699
(Mar-2008)
|
|
Principal balance:
| $8,484.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
home improvement
Purpose of loan:
This loan will be used to...make upgrades to our home, we have done several projects and have just a few more things to do to complete all of the plans we have made.
My financial situation:
I am a good candidate for this loan because...I make excellent income and have a good payment history with all creditors and with previous prosper loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| adamnash | $25.00 | 7/18/2011 9:09:44 AM |
| runner262 | $25.00 | 7/18/2011 9:17:24 AM |
| MoneyForNothing | $38.18 | 7/18/2011 9:43:36 AM |
| Theodon | $25.00 | 7/18/2011 9:58:40 AM |
| investment-artist | $25.01 | 7/18/2011 9:02:06 AM |
| uberrific | $100.00 | 7/18/2011 9:02:08 AM |
| organized-payment6 | $50.00 | 7/18/2011 9:02:09 AM |
| SimpleChoice | $25.00 | 7/18/2011 9:07:08 AM |
| compoundinterest | $50.00 | 7/18/2011 9:02:11 AM |
| tomdooley12520 | $25.00 | 7/18/2011 9:50:26 AM |
| frugalinvestor20 | $25.00 | 7/18/2011 1:43:26 PM |
| lloyd_s | $37.45 | 7/18/2011 4:33:18 PM |
| GoGalt | $50.00 | 7/19/2011 5:54:25 AM |
| fortytwo | $100.00 | 7/18/2011 11:08:54 PM |
| FinDoc | $25.00 | 7/19/2011 8:52:22 AM |
| competent-p2p | $35.00 | 7/19/2011 5:23:43 PM |
| cash-cymbal | $33.22 | 7/19/2011 8:17:13 PM |
| enchanted-truth264 | $25.00 | 7/19/2011 5:26:18 PM |
| CreditBuilder2 | $100.00 | 7/19/2011 5:29:18 PM |
| blue-lucrative-rate | $25.00 | 7/19/2011 9:44:33 PM |
| brightest-dynamic-peace | $30.00 | 7/19/2011 10:29:09 PM |
| RockpointCapital | $100.00 | 7/19/2011 7:19:50 PM |
| the-dinero-samurai | $100.00 | 7/19/2011 6:48:04 PM |
| wampum-chorus3 | $200.00 | 7/20/2011 5:53:09 AM |
| hostbank | $250.00 | 7/19/2011 8:04:13 PM |
| longtoulaoda | $50.00 | 7/20/2011 7:27:02 AM |
| availableloan | $25.00 | 7/19/2011 10:11:09 PM |
| washboard1 | $50.00 | 7/20/2011 7:54:53 AM |
| Solid-Platinum | $100.00 | 7/20/2011 12:30:20 AM |
| currency-persimmon | $50.00 | 7/20/2011 3:37:00 AM |
| Oak-Parker | $25.00 | 7/20/2011 5:40:11 AM |
| the-silver-blaster | $100.00 | 7/20/2011 8:16:58 AM |
| Geologist-67 | $25.00 | 7/20/2011 8:30:13 AM |
| bold-steady-peso | $200.00 | 7/20/2011 2:24:03 PM |
| market-pudding | $25.00 | 7/20/2011 2:59:54 PM |
| RainyDayLoans | $70.50 | 7/20/2011 11:35:43 AM |
| sgt-schultz | $25.00 | 7/20/2011 12:00:45 PM |
| Harry | $25.00 | 7/20/2011 3:53:13 PM |
| PXM-Financial | $50.00 | 7/20/2011 2:31:00 PM |
| Gordon_Gekko1 | $30.00 | 7/20/2011 1:20:32 PM |
| Leshan | $200.00 | 7/20/2011 4:51:19 PM |
| _NaLNaBB | $300.00 | 7/20/2011 2:36:50 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:04 PM |
| globalsocialcom | $25.00 | 7/20/2011 5:29:28 PM |
| LendGuy | $50.00 | 7/20/2011 5:19:57 PM |
| new-reward-sequoia | $25.00 | 7/20/2011 5:13:30 PM |
| Leopoldine | $30.00 | 7/20/2011 6:00:54 PM |
| janeybooboo | $150.00 | 7/20/2011 6:20:05 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:21 PM |
| cr8on | $100.00 | 7/20/2011 11:38:57 PM |
| gslinv | $50.00 | 7/21/2011 7:01:33 AM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:45 PM |
| OzGuy609 | $25.00 | 7/20/2011 10:47:06 PM |
| leverage-dolphin | $25.00 | 7/21/2011 7:49:16 AM |
| let_me_retire | $150.00 | 7/21/2011 2:29:21 AM |
| dynamic-money271 | $25.00 | 7/21/2011 2:37:55 AM |
| northphoto | $25.00 | 7/21/2011 4:36:57 AM |
| revenue-appraiser | $25.00 | 7/21/2011 6:12:29 AM |
| silver-dogwood4 | $25.00 | 7/21/2011 7:10:05 AM |
| RLaumeyer | $25.00 | 7/21/2011 7:27:07 AM |
| Kyjamune | $64.44 | 7/21/2011 7:38:03 AM |
| return-phase9 | $25.00 | 7/21/2011 7:10:28 AM |
| credit-investor5 | $50.00 | 7/21/2011 7:34:28 AM |
| commitment-orca7 | $300.00 | 7/21/2011 7:42:32 AM |
| gothampark | $25.00 | 7/21/2011 10:21:00 AM |
| Aristocrat | $29.88 | 7/21/2011 8:51:19 AM |
| investment-comet | $25.00 | 7/21/2011 11:22:26 AM |
| HammerKnuckleLending | $58.00 | 7/21/2011 12:04:05 PM |
| CatbirdBanking | $25.00 | 7/21/2011 12:41:39 PM |
| lawyervon | $25.00 | 7/21/2011 9:36:21 AM |
| newest-justice-bear | $100.00 | 7/21/2011 10:11:20 AM |
| pie4 | $25.00 | 7/21/2011 2:34:14 PM |
| pnace | $25.00 | 7/21/2011 11:00:20 AM |
| peso-tiramisu | $25.00 | 7/21/2011 3:58:15 PM |
| novice-speculator | $25.00 | 7/21/2011 4:09:22 PM |
| cash-fanatic | $100.00 | 7/21/2011 4:25:08 PM |
| selector568 | $500.00 | 7/21/2011 12:37:08 PM |
| GoldenGo4 | $50.00 | 7/21/2011 3:15:30 PM |
| mike279766 | $59.00 | 7/21/2011 4:01:47 PM |
| BankOfBjoltus | $50.00 | 7/21/2011 4:09:21 PM |
| loan-warrior | $25.00 | 7/21/2011 6:08:24 PM |
| friendship290 | $50.00 | 7/21/2011 6:33:59 PM |
| Byrd24 | $100.00 | 7/21/2011 5:11:57 PM |
| ets2011 | $25.00 | 7/21/2011 8:34:42 PM |
| power-bluebird2 | $25.00 | 7/21/2011 6:01:20 PM |
| secureincome | $1,500.00 | 7/21/2011 5:48:37 PM |
| McChan | $25.00 | 7/21/2011 9:59:22 PM |
| open-dough6 | $25.00 | 7/21/2011 6:56:44 PM |
| tdinbranson | $25.00 | 7/21/2011 6:13:25 PM |
| responsibility-butterfly | $25.00 | 7/21/2011 6:39:35 PM |
| polka2002 | $28.97 | 7/21/2011 8:10:37 PM |
| wampum-chorus3 | $31.53 | 7/22/2011 3:29:03 AM |
| gold-fluffy-bunny4 | $100.00 | 7/22/2011 5:20:46 AM |
| return-rocket9 | $25.00 | 7/21/2011 9:58:08 PM |
| walkinsky | $320.00 | 7/21/2011 10:29:28 PM |
| commitment-orca7 | $640.54 | 7/22/2011 6:37:07 AM |
| BigBag | $30.00 | 7/22/2011 7:04:16 AM |
| Elbanko | $40.00 | 7/22/2011 2:57:44 AM |
| emjo1219 | $46.37 | 7/22/2011 3:10:27 AM |
| treasure-hunter270 | $50.00 | 7/22/2011 8:47:34 AM |
| JagFan | $44.79 | 7/22/2011 4:32:56 AM |
| The-Lighthouse-Group | $25.00 | 7/22/2011 5:14:50 AM |
| luv052693 | $25.00 | 7/22/2011 5:46:16 AM |
| chameleon125 | $50.00 | 7/22/2011 6:34:09 AM |
| authoritative-capital | $33.13 | 7/22/2011 7:19:37 AM |
| thankful-nickel2 | $25.00 | 7/22/2011 7:42:54 AM |
| loosd | $26.60 | 7/22/2011 8:17:06 AM |
| seabass123 | $25.00 | 7/22/2011 7:57:39 AM |
| jazzlender | $50.00 | 7/22/2011 8:33:11 AM |
| diversification-wildcat2 | $25.00 | 7/22/2011 9:00:32 AM |
| wwwUniversal | $25.00 | 7/22/2011 9:07:05 AM |
| partyplan | $30.00 | 7/22/2011 9:28:12 AM |
| Brown98 | $25.00 | 7/18/2011 10:39:15 AM |
| JustMee | $25.00 | 7/18/2011 11:30:40 AM |
| indomitable-coin | $25.00 | 7/18/2011 1:21:59 PM |
| Feyenoord | $25.00 | 7/18/2011 3:37:58 PM |
| jga516 | $25.00 | 7/18/2011 4:34:22 PM |
| reflective-rupee | $200.09 | 7/18/2011 11:51:33 PM |
| pound-balancer | $100.00 | 7/18/2011 9:58:56 PM |
| pnace | $40.00 | 7/19/2011 10:46:09 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:03 PM |
| pearl13 | $100.00 | 7/19/2011 3:57:26 PM |
| SolarMoonshine | $200.00 | 7/19/2011 5:33:42 PM |
| ironman84 | $239.86 | 7/19/2011 6:21:57 PM |
| Loan_Some_Money | $25.00 | 7/19/2011 5:37:03 PM |
| adventurous-commerce | $75.00 | 7/19/2011 8:38:41 PM |
| Pitufo | $50.00 | 7/19/2011 10:14:00 PM |
| justme4now | $50.00 | 7/20/2011 4:38:25 AM |
| wampum-chorus3 | $59.18 | 7/20/2011 5:43:43 AM |
| 9skyrider | $25.00 | 7/19/2011 8:16:17 PM |
| einstein | $200.00 | 7/19/2011 8:08:08 PM |
| peso-mate | $50.00 | 7/19/2011 8:59:56 PM |
| colorfulgardener | $25.00 | 7/20/2011 12:28:40 AM |
| moola-man | $25.00 | 7/20/2011 7:39:18 AM |
| asset-cougar0 | $25.00 | 7/20/2011 8:29:04 AM |
| return-enthusiast1 | $200.00 | 7/20/2011 11:05:59 AM |
| Comoparklender | $100.00 | 7/20/2011 5:27:24 PM |
| benefit-trident | $100.00 | 7/20/2011 3:11:39 PM |
| CaptainBlueberry | $25.00 | 7/20/2011 7:06:25 PM |
| first-serene-credit | $25.00 | 7/20/2011 8:09:11 PM |
| jpblan11 | $25.00 | 7/20/2011 7:45:57 PM |
| britgsb | $100.00 | 7/21/2011 1:10:05 AM |
| Eddy-2-Aces | $25.00 | 7/21/2011 4:25:59 AM |
| self-reliant-integrity0 | $75.00 | 7/20/2011 9:28:20 PM |
| moola-cell3 | $50.00 | 7/20/2011 10:07:17 PM |
| momentous-coin | $150.00 | 7/20/2011 10:11:26 PM |
| octoberfresh | $25.00 | 7/21/2011 8:38:59 AM |
| ect_2k20 | $43.20 | 7/21/2011 6:47:48 AM |
| pound-balancer | $50.00 | 7/21/2011 9:13:09 AM |
| SNH | $150.00 | 7/21/2011 9:18:01 AM |
| grampy48 | $25.00 | 7/21/2011 6:36:38 AM |
| BankofPete | $40.00 | 7/21/2011 10:18:07 AM |
| Princehaha | $50.00 | 7/21/2011 10:31:32 AM |
| Bigg_Lender | $25.00 | 7/21/2011 9:22:14 AM |
| boots130 | $75.00 | 7/21/2011 10:04:27 AM |
| The_Third_Hand | $50.00 | 7/21/2011 10:09:24 AM |
| green-agreement-animal | $50.00 | 7/21/2011 11:11:54 AM |
| qsolo | $125.00 | 7/21/2011 11:18:44 AM |
| yennib | $43.60 | 7/21/2011 4:04:52 PM |
| new0rleans | $25.00 | 7/21/2011 4:15:36 PM |
| debt-legend | $25.00 | 7/21/2011 12:41:44 PM |
| setUup | $33.20 | 7/21/2011 1:43:50 PM |
| dayahn | $25.00 | 7/21/2011 3:19:19 PM |
| wise-unequivocal-return | $50.00 | 7/21/2011 5:21:06 PM |
| hunterMG | $25.00 | 7/21/2011 3:25:51 PM |
| x-lender | $50.00 | 7/21/2011 3:56:00 PM |
| jtc26 | $100.00 | 7/21/2011 6:00:21 PM |
| thenewkaisersoze | $25.00 | 7/21/2011 6:39:33 PM |
| HomerdohNY | $25.00 | 7/21/2011 5:25:52 PM |
| integrity-starter | $50.00 | 7/21/2011 6:01:56 PM |
| fair-interest6 | $39.30 | 7/21/2011 6:56:54 PM |
| safe-kindness5 | $38.92 | 7/21/2011 6:08:40 PM |
| fund-fox4 | $50.00 | 7/21/2011 6:09:36 PM |
| papaloha | $100.00 | 7/21/2011 6:12:34 PM |
| asset-cougar0 | $25.00 | 7/21/2011 7:09:50 PM |
| Kaj | $50.00 | 7/21/2011 6:20:49 PM |
| Astyanax | $150.00 | 7/21/2011 6:26:45 PM |
| Gobsek | $25.00 | 7/21/2011 7:21:38 PM |
| Fiimg | $50.00 | 7/21/2011 7:58:20 PM |
| jpac1066 | $300.00 | 7/21/2011 8:07:23 PM |
| corndog4000 | $300.00 | 7/22/2011 2:27:54 AM |
| RB_Double-A_Bravo | $25.00 | 7/22/2011 3:28:56 AM |
| nourishing-trade7 | $45.07 | 7/22/2011 3:38:08 AM |
| let_me_retire | $100.00 | 7/21/2011 9:42:17 PM |
| unrivaled-gain8 | $50.00 | 7/22/2011 5:41:07 AM |
| moneybags16 | $25.00 | 7/21/2011 10:54:21 PM |
| HenlopenCapital | $25.00 | 7/22/2011 12:06:33 AM |
| sthomasg | $101.70 | 7/22/2011 6:39:31 AM |
| IIP77 | $25.00 | 7/22/2011 1:35:12 AM |
| Rider | $100.00 | 7/22/2011 7:32:04 AM |
| first-charming-fund | $75.47 | 7/22/2011 8:24:32 AM |
| Nerdster1 | $40.11 | 7/22/2011 5:24:59 AM |
| martymaniaman | $25.00 | 7/22/2011 6:18:36 AM |
| dbs | $40.00 | 7/22/2011 9:18:51 AM |
| wilchik | $100.00 | 7/22/2011 6:20:19 AM |
| CACO_Lender | $25.00 | 7/22/2011 6:57:59 AM |
| darcyw1 | $26.65 | 7/22/2011 7:22:53 AM |
| dfealk | $150.00 | 7/22/2011 9:38:17 AM |
| asya | $30.00 | 7/22/2011 6:56:13 AM |
| Dopplerbob | $27.87 | 7/22/2011 7:09:43 AM |
| keichi03 | $75.00 | 7/22/2011 7:24:01 AM |
| head | $25.00 | 7/22/2011 7:11:10 AM |
| toocautious | $46.31 | 7/22/2011 8:36:03 AM |
| orbital-return316 | $25.00 | 7/22/2011 8:01:15 AM |
| damage | $25.00 | 7/22/2011 8:04:32 AM |
| mjsk | $25.00 | 7/22/2011 8:30:51 AM |
| RecoveryLender | $25.00 | 7/22/2011 9:07:24 AM |
| 207 Investments
|
Borrower Payment Dependent Notes Series
516947
This series of Notes was issued and sold upon the funding of the borrower loan #51901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ore-casserole0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to purchase an engagement ring.
My financial situation:
I am a good candidate for this loan because for the past 3 years, I have been paying all debts acquired in an on-time manner.
Monthly net income: $ 4000
Monthly expenses: $ 1500
Housing: $700
Insurance: $115
Car expenses: $200
Utilities: $130
Phone, cable, internet: $105
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| js44043 | $25.00 | 7/19/2011 9:07:31 AM |
| worth-blanket2 | $3,875.00 | 7/19/2011 9:51:52 AM |
| Investor_DP | $100.00 | 7/19/2011 9:02:36 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
516987
This series of Notes was issued and sold upon the funding of the borrower loan #51876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,421 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fascinating-money69 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Therapy_Ctr
Purpose of loan:
This loan will be used to...Expand and grow my business. I have an existing operating business. We provide massage therapy and therapy counseling. We have serviced in excess of 100 clients during the last 4 months. We need to obtain an additional license, market, and invest in similar expenses to expand into physical therapy.
My financial situation:
I am a good candidate for this loan because... The business generates cash flow. In addition, I have an existing job. There are two sources of income. I have reserves in the bank; I would like to leverage.
Monthly net income: $1900 estimate - The business leave about $700 Net. $2,600.
Monthly expenses: $300
Housing: $400
Insurance: $200
Car expenses: $0
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200 estimated flucutates
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $51.11 | 7/18/2011 5:02:01 PM |
| kingbob | $25.00 | 7/18/2011 6:37:19 PM |
| diligent-peace9 | $50.00 | 7/18/2011 5:27:08 PM |
| reflective-rupee | $200.09 | 7/18/2011 8:37:56 PM |
| fortytwo | $200.00 | 7/18/2011 11:10:42 PM |
| pearl13 | $50.00 | 7/19/2011 10:44:29 AM |
| terrific-p2ploan | $25.00 | 7/19/2011 12:04:31 PM |
| ingenious-deal6 | $25.00 | 7/19/2011 7:25:02 PM |
| greencat | $50.00 | 7/20/2011 7:25:17 AM |
| capital_projects_investor | $25.00 | 7/20/2011 2:01:34 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:48 PM |
| encore06 | $100.00 | 7/21/2011 8:03:19 AM |
| droopie1 | $25.00 | 7/21/2011 11:24:02 AM |
| return-rocket9 | $25.00 | 7/21/2011 4:00:44 PM |
| economy-coup | $100.00 | 7/21/2011 2:42:00 PM |
| golden-velocity9 | $25.00 | 7/21/2011 3:32:52 PM |
| whitebalcony | $25.00 | 7/21/2011 7:04:31 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:55:21 PM |
| zorg77 | $50.00 | 7/21/2011 6:44:16 PM |
| kind-credit-bear | $25.00 | 7/22/2011 3:17:12 AM |
| tech310 | $50.00 | 7/21/2011 8:51:24 PM |
| Whipster | $60.00 | 7/22/2011 12:12:05 PM |
| dough-museum1 | $25.00 | 7/22/2011 6:11:51 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:27 PM |
| economy-producer | $25.00 | 7/23/2011 8:15:44 AM |
| larryboy10 | $25.00 | 7/23/2011 10:01:35 AM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:43 PM |
| ZOOOM | $25.00 | 7/25/2011 7:20:26 AM |
| jpaulnyc | $50.00 | 7/24/2011 9:59:54 PM |
| investment-visionary | $25.00 | 7/25/2011 1:24:00 PM |
| kulender | $50.00 | 7/25/2011 10:42:00 AM |
| seanickson | $25.00 | 7/25/2011 1:43:48 PM |
| agiovasil | $25.00 | 7/25/2011 7:32:04 PM |
| loyalist1 | $100.00 | 7/25/2011 5:27:09 PM |
| riveting-credit5 | $200.00 | 7/25/2011 5:53:58 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:24 PM |
| HiFinance | $44.59 | 7/26/2011 8:11:37 AM |
| DasMula | $27.00 | 7/26/2011 8:19:52 AM |
| LendingPimp | $25.00 | 7/25/2011 11:47:24 PM |
| taetrade | $25.00 | 7/26/2011 5:29:46 AM |
| let_me_retire | $100.00 | 7/26/2011 3:58:00 PM |
| jpac1066 | $50.00 | 7/26/2011 7:21:45 PM |
| worldly-community3 | $25.00 | 7/26/2011 4:24:21 PM |
| patriot897 | $25.00 | 7/26/2011 4:29:03 PM |
| 168RichCapital | $25.07 | 7/26/2011 8:39:05 PM |
| adaptable-capital | $250.00 | 7/26/2011 6:19:34 PM |
| terrific-dough6 | $50.00 | 7/26/2011 6:57:20 PM |
| heaven75 | $62.50 | 7/26/2011 7:39:43 PM |
| independent-listing796 | $27.78 | 7/26/2011 10:07:57 PM |
| yf99yz | $35.00 | 7/26/2011 10:13:51 PM |
| Investor_DP | $100.00 | 7/18/2011 5:02:40 PM |
| alexgalt | $25.00 | 7/18/2011 9:00:12 PM |
| AlternativeCashFlow | $44.70 | 7/18/2011 11:48:21 PM |
| jkeller4000 | $25.00 | 7/19/2011 3:51:05 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:00:03 PM |
| sweetlan | $25.07 | 7/19/2011 3:18:52 PM |
| simplelender80 | $100.00 | 7/19/2011 6:52:02 PM |
| Investoman | $75.00 | 7/19/2011 7:06:44 PM |
| alexgalt | $25.00 | 7/19/2011 7:36:28 PM |
| Track-Layer | $72.11 | 7/20/2011 8:17:22 AM |
| TheRock | $25.00 | 7/20/2011 9:21:59 PM |
| cash-reaction2 | $50.00 | 7/20/2011 8:15:00 PM |
| TennSquire | $25.00 | 7/21/2011 10:39:06 AM |
| Core-Marketing | $25.00 | 7/21/2011 1:34:04 PM |
| historic-loan1 | $30.00 | 7/21/2011 8:12:38 PM |
| enchanted-note | $25.00 | 7/22/2011 7:41:33 AM |
| social-hunter5 | $100.00 | 7/22/2011 9:08:14 AM |
| sgt-schultz | $40.00 | 7/22/2011 6:26:47 AM |
| luckygreen10 | $200.00 | 7/22/2011 12:08:06 PM |
| amusement4 | $50.00 | 7/22/2011 10:38:24 PM |
| MadHun | $200.00 | 7/22/2011 10:42:34 PM |
| SolarMoonshine | $25.00 | 7/23/2011 3:47:21 AM |
| back-scratchers | $25.00 | 7/23/2011 9:22:03 AM |
| bright-exchange | $25.00 | 7/23/2011 9:18:16 AM |
| Bob450 | $25.00 | 7/23/2011 8:31:53 AM |
| blissful-dollar3 | $100.00 | 7/23/2011 10:38:30 AM |
| market-pudding | $25.00 | 7/23/2011 4:39:44 PM |
| restless-dime | $25.00 | 7/23/2011 7:49:06 PM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 2:13:38 PM |
| handy-justice | $100.00 | 7/25/2011 8:26:31 PM |
| transformer855 | $25.00 | 7/26/2011 9:59:08 AM |
| commerce-renewal | $75.00 | 7/26/2011 11:10:48 AM |
| natural-point1 | $28.00 | 7/26/2011 4:15:54 PM |
| palace2 | $450.00 | 7/26/2011 5:34:16 PM |
| Wangchuk | $25.01 | 7/26/2011 9:10:12 PM |
| superluminova | $30.00 | 7/26/2011 7:33:26 PM |
| zone6 | $50.00 | 7/26/2011 5:37:57 PM |
| britgsb | $100.00 | 7/26/2011 10:15:28 PM |
| green-capital-hornet | $25.00 | 7/27/2011 12:57:05 AM |
| chererat | $100.00 | 7/26/2011 9:51:02 PM |
| supreme-p2p9 | $25.00 | 7/26/2011 11:03:07 PM |
| kendigme | $25.00 | 7/27/2011 3:00:25 AM |
| itsmaj | $25.00 | 7/26/2011 9:51:10 PM |
| groundsquirrel | $25.00 | 7/26/2011 10:09:34 PM |
| Starfin-Capital-Management | $221.97 | 7/27/2011 4:12:51 AM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
517037
This series of Notes was issued and sold upon the funding of the borrower loan #51821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $85.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,203 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fascinating-exchange430 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Medical Bills
Purpose of loan:
My sons (3) were involved in a car accident last year. Although the accident wasn't my oldest son's fault, and insurance covered most of the expenses, I still have remaining bills to cover.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and I have a secure position at my current employment. Although I may be able to obtain funding elsewhere, I was referred to Prosper by friends who were highly complimentary and wanted to experience it myself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/19/2011 9:02:33 AM |
| fenpark15 | $25.00 | 7/19/2011 9:56:53 AM |
| loanman2007 | $25.00 | 7/19/2011 9:26:41 AM |
| penny-finder | $25.29 | 7/19/2011 10:03:07 AM |
| smart-gold | $25.00 | 7/19/2011 12:17:45 PM |
| pnace | $40.00 | 7/19/2011 10:46:14 AM |
| wild-orange | $100.00 | 7/19/2011 12:26:47 PM |
| leverage-monger | $25.00 | 7/19/2011 2:07:29 PM |
| pound-balancer | $50.00 | 7/19/2011 3:38:26 PM |
| Solid-Platinum | $50.00 | 7/19/2011 6:29:13 PM |
| gain-dolphin | $25.00 | 7/19/2011 6:53:21 PM |
| LendAHand24 | $25.00 | 7/19/2011 9:24:31 PM |
| elvisloans | $25.00 | 7/20/2011 5:06:15 AM |
| Bank_Of_XL | $25.00 | 7/20/2011 6:17:04 AM |
| ssb | $875.84 | 7/20/2011 7:03:17 AM |
| cash-vault | $25.00 | 7/19/2011 9:02:18 AM |
| organized-payment6 | $50.00 | 7/19/2011 9:02:30 AM |
| janeybooboo | $50.00 | 7/19/2011 9:18:26 AM |
| reflective-rupee | $200.09 | 7/19/2011 10:51:45 AM |
| indomitable-coin | $25.00 | 7/19/2011 11:34:14 AM |
| mykkai | $25.00 | 7/19/2011 12:23:02 PM |
| pound-balancer | $100.00 | 7/19/2011 2:12:06 PM |
| reflective-greenback1 | $50.00 | 7/19/2011 11:45:53 AM |
| MarvintheMartian | $40.00 | 7/19/2011 11:17:15 AM |
| profit-powerplant | $25.00 | 7/19/2011 12:03:05 PM |
| cashhelp | $30.00 | 7/19/2011 12:19:50 PM |
| UncleSafety | $100.00 | 7/19/2011 4:10:24 PM |
| balance-transformer3 | $50.00 | 7/19/2011 9:05:07 PM |
| hostbank | $250.00 | 7/19/2011 8:04:17 PM |
| Hogan55 | $26.62 | 7/20/2011 4:21:40 AM |
| Kennfusion | $62.16 | 7/20/2011 6:20:50 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
517039
This series of Notes was issued and sold upon the funding of the borrower loan #51755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $627 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kleng14 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Health is your Wealth
Purpose of loan:
This loan will be used to consolidate my credit cards and pay medical bills.
My financial situation:
I am a good candidate for this loan because I have a steady income and I been working at my job for 7 years and counting.
Monthly net income: $ 1,500
Housing: $ 550
Car expenses: $150
Phone, cable, internet: $ 40
Food, entertainment: $200
Credit cards and other loans: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 7/20/2011 9:42:48 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517255
This series of Notes was issued and sold upon the funding of the borrower loan #51845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $358.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,118 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| supreme-reward6 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $6,107.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 7/21/2011 10:07:12 AM |
| wisconsinvestor | $50.00 | 7/21/2011 3:15:58 PM |
| reflective-rupee | $200.09 | 7/21/2011 12:27:05 PM |
| bullish2bearish | $25.00 | 7/21/2011 2:39:43 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:39 PM |
| Investor_DP | $100.00 | 7/21/2011 10:49:59 PM |
| chameleon125 | $25.00 | 7/22/2011 6:15:08 AM |
| asmithj | $25.00 | 7/22/2011 12:54:40 AM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:03 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:30 AM |
| dfealk | $100.00 | 7/22/2011 9:41:24 AM |
| pnace | $50.00 | 7/22/2011 9:07:11 AM |
| forceful-duty178 | $100.00 | 7/22/2011 10:32:50 AM |
| DadWarbucks | $25.00 | 7/22/2011 11:26:28 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:24:25 AM |
| Cybercusp | $25.00 | 7/22/2011 4:39:14 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:00 PM |
| AlternativeCashFlow | $44.79 | 7/22/2011 5:35:18 PM |
| Richmp412 | $25.00 | 7/23/2011 7:47:14 AM |
| Dreamconnection | $25.00 | 7/23/2011 2:44:21 PM |
| Lender0424 | $25.00 | 7/23/2011 8:20:04 PM |
| edaguy | $50.00 | 7/23/2011 2:27:32 PM |
| cathexis | $25.00 | 7/24/2011 11:09:24 AM |
| heavenly-interest9 | $150.00 | 7/24/2011 5:16:27 PM |
| cash-reaction2 | $50.00 | 7/24/2011 5:51:14 PM |
| setUup | $27.20 | 7/25/2011 8:32:29 AM |
| cropdust3r | $25.00 | 7/25/2011 3:27:51 AM |
| gold-disk | $25.00 | 7/25/2011 12:42:39 PM |
| redx | $25.00 | 7/25/2011 11:27:12 AM |
| sgt-schultz | $30.00 | 7/25/2011 12:26:42 PM |
| tranquil-revenue | $88.38 | 7/25/2011 1:13:39 PM |
| Easystreet | $25.00 | 7/25/2011 5:31:40 PM |
| mirth378 | $25.00 | 7/25/2011 5:37:53 PM |
| blue-fervent-pound | $25.00 | 7/25/2011 5:30:21 PM |
| return-rocket9 | $25.00 | 7/25/2011 7:27:30 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:26 PM |
| transaction-animal8 | $25.00 | 7/26/2011 6:50:28 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:20 AM |
| wanna-help | $50.00 | 7/26/2011 10:50:35 AM |
| SNH | $25.00 | 7/26/2011 2:11:40 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:32 AM |
| itskarma | $25.25 | 7/26/2011 1:16:07 PM |
| market-pudding | $25.00 | 7/26/2011 1:31:06 PM |
| five-star-justice | $25.00 | 7/26/2011 1:43:31 PM |
| Bob450 | $25.32 | 7/26/2011 6:10:41 PM |
| first-dinero-paladin | $25.00 | 7/26/2011 5:50:42 PM |
| the-discrete-income | $50.00 | 7/26/2011 9:06:46 PM |
| credit-kahuna | $38.65 | 7/27/2011 12:09:27 AM |
| new-social-economist | $50.00 | 7/27/2011 3:54:05 AM |
| britgsb | $100.00 | 7/26/2011 10:10:05 PM |
| TakeCare | $25.00 | 7/26/2011 8:32:44 PM |
| macgeek | $25.00 | 7/27/2011 3:15:43 AM |
| sgt-schultz | $60.00 | 7/27/2011 6:11:30 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:25:53 AM |
| HamachiMan | $50.00 | 7/27/2011 10:27:04 AM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:44 PM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:11 AM |
| qsolo | $141.00 | 7/27/2011 11:00:19 AM |
| Edwardtomo | $75.00 | 7/27/2011 10:46:07 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:42 PM |
| Oak-Parker | $25.00 | 7/27/2011 11:05:02 AM |
| yzerizef | $50.00 | 7/27/2011 3:54:19 PM |
| transparency-baton | $25.00 | 7/27/2011 4:04:54 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:47:48 PM |
| muirheaj | $25.00 | 7/27/2011 2:37:44 PM |
| afterhours | $25.00 | 7/27/2011 2:38:39 PM |
| zorg77 | $50.00 | 7/27/2011 5:57:35 PM |
| janeybooboo | $75.00 | 7/27/2011 7:07:57 PM |
| janeybooboo | $50.00 | 7/27/2011 7:07:39 PM |
| mgking007 | $25.00 | 7/27/2011 7:03:04 PM |
| uprising35 | $25.00 | 7/27/2011 7:04:35 PM |
| vigorous-velocity | $100.00 | 7/27/2011 10:09:03 PM |
| stonehillloans | $25.00 | 7/28/2011 3:59:03 AM |
| credit-coach118 | $35.00 | 7/28/2011 8:50:19 AM |
| flexible-return297 | $25.00 | 7/28/2011 10:02:57 AM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:40 AM |
| astute-investment5 | $25.00 | 7/28/2011 1:17:22 PM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:48 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:06 PM |
| treasure-exchanger2 | $25.00 | 7/22/2011 7:52:53 PM |
| falcon88dp | $25.00 | 7/21/2011 9:03:06 AM |
| profit-powerplant | $25.00 | 7/21/2011 11:58:44 AM |
| capital-buddy | $25.00 | 7/21/2011 2:52:28 PM |
| dayahn | $25.00 | 7/21/2011 3:19:34 PM |
| twjh | $25.00 | 7/21/2011 4:13:22 PM |
| ckatak | $100.00 | 7/21/2011 4:54:10 PM |
| proud-gold9 | $25.00 | 7/21/2011 5:34:42 PM |
| tech310 | $50.00 | 7/21/2011 8:48:19 PM |
| bigphish | $50.00 | 7/22/2011 6:42:57 AM |
| help4u | $50.00 | 7/22/2011 6:29:01 AM |
| samo102us | $25.00 | 7/22/2011 9:25:33 AM |
| JLMGroupFunds | $25.00 | 7/22/2011 9:56:30 AM |
| kdog99 | $100.00 | 7/22/2011 10:27:13 AM |
| tuxedo76 | $25.00 | 7/22/2011 11:58:25 AM |
| PaulW | $25.00 | 7/22/2011 12:30:17 PM |
| divedude | $25.00 | 7/22/2011 5:38:23 PM |
| pearl13 | $100.00 | 7/22/2011 5:57:10 PM |
| mikrolown | $27.00 | 7/22/2011 4:35:57 PM |
| ScottW | $25.00 | 7/22/2011 4:56:42 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:06 PM |
| MadHun | $200.00 | 7/22/2011 10:42:36 PM |
| Gabriel02 | $25.00 | 7/23/2011 7:31:17 AM |
| 1phantom | $25.00 | 7/23/2011 11:07:56 AM |
| poeman | $50.00 | 7/23/2011 11:02:30 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:13 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:26 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:40 PM |
| tolerant-dinero2 | $25.00 | 7/24/2011 9:43:26 AM |
| rvfbroker | $25.00 | 7/24/2011 9:43:53 AM |
| clean-greenback5 | $25.00 | 7/23/2011 9:41:30 PM |
| credit-meteor7 | $50.00 | 7/24/2011 7:33:57 AM |
| resource777 | $25.00 | 7/24/2011 2:25:58 PM |
| mckhbnpc | $50.00 | 7/24/2011 4:56:05 PM |
| AceInTheHole | $25.00 | 7/24/2011 2:00:35 PM |
| Kaj | $35.00 | 7/24/2011 2:17:52 PM |
| FeedTheMachine | $50.00 | 7/24/2011 8:08:44 PM |
| worthy-bid8 | $50.00 | 7/25/2011 6:19:26 AM |
| setUup | $27.20 | 7/25/2011 8:39:20 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:37 AM |
| rogue_monster | $25.00 | 7/25/2011 12:55:13 PM |
| zeelender | $25.00 | 7/25/2011 1:09:43 PM |
| agiovasil | $25.00 | 7/25/2011 9:51:44 AM |
| kulender | $100.00 | 7/25/2011 10:42:40 AM |
| Lam0nt | $25.00 | 7/25/2011 12:51:10 PM |
| sfmdg | $25.00 | 7/25/2011 6:03:38 PM |
| GCInvestments | $25.00 | 7/25/2011 7:10:56 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:18 PM |
| finance-assembler | $50.00 | 7/25/2011 7:38:01 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:38 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:38 PM |
| five-star-note | $75.00 | 7/26/2011 6:00:13 AM |
| treasure-bliss | $25.00 | 7/26/2011 11:57:15 AM |
| NolockHolmes | $50.00 | 7/26/2011 12:23:21 PM |
| Rivervale_Westwood | $25.00 | 7/26/2011 10:08:57 AM |
| cbberg | $25.00 | 7/26/2011 2:38:19 PM |
| wwialnlgy | $100.00 | 7/26/2011 3:16:51 PM |
| SolarMoonshine | $25.00 | 7/26/2011 3:28:54 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:25 PM |
| fortytwo | $200.00 | 7/26/2011 2:41:43 PM |
| gslinv | $25.00 | 7/26/2011 2:57:36 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:35 PM |
| marketologist327 | $25.00 | 7/26/2011 2:39:01 PM |
| Leopoldine | $25.00 | 7/26/2011 2:46:39 PM |
| justasoldier | $75.00 | 7/26/2011 6:08:31 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:14:24 PM |
| loss-of-control | $125.00 | 7/26/2011 6:00:28 PM |
| nickel-position | $25.00 | 7/26/2011 6:36:03 PM |
| supreme-hope | $25.00 | 7/26/2011 9:08:11 PM |
| asset-professor | $50.00 | 7/26/2011 9:22:31 PM |
| well-mannered-income3 | $25.00 | 7/26/2011 5:36:12 PM |
| CPAnCA | $50.00 | 7/26/2011 9:33:42 PM |
| ddog0224 | $25.00 | 7/27/2011 1:27:22 AM |
| LaBamba | $150.00 | 7/27/2011 6:13:59 AM |
| peso-mate | $50.00 | 7/26/2011 9:51:42 PM |
| stock106 | $25.00 | 7/27/2011 5:22:29 AM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:44 AM |
| monstersdad | $50.00 | 7/27/2011 1:03:58 AM |
| moola-wildebeest3 | $50.00 | 7/27/2011 4:27:51 AM |
| astute-dollar | $25.00 | 7/27/2011 5:24:42 AM |
| FinanceEngine | $35.00 | 7/27/2011 9:21:27 AM |
| foothillender | $25.00 | 7/27/2011 8:07:23 AM |
| natural-platinum | $250.00 | 7/27/2011 8:13:58 AM |
| durability-halibut | $25.00 | 7/27/2011 10:01:31 AM |
| worldly-gold | $100.00 | 7/27/2011 10:03:39 AM |
| ArchonFinancialHoldings | $26.92 | 7/27/2011 10:30:36 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:04 AM |
| silvercertificate | $25.00 | 7/27/2011 11:18:30 AM |
| EarlyRiser | $242.00 | 7/27/2011 10:14:52 AM |
| integrity-doctor | $200.00 | 7/27/2011 2:46:41 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:22 PM |
| diligent-peace9 | $100.00 | 7/27/2011 6:14:47 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:22:27 PM |
| handy-justice | $100.00 | 7/27/2011 3:06:28 PM |
| GCInvestments | $25.00 | 7/27/2011 4:00:54 PM |
| orgy63 | $25.00 | 7/27/2011 5:16:32 PM |
| janeybooboo | $25.00 | 7/27/2011 7:07:48 PM |
| Saleen06 | $25.00 | 7/27/2011 8:22:07 PM |
| drcoop | $25.00 | 7/27/2011 8:26:51 PM |
| grove064 | $100.00 | 7/27/2011 8:34:25 PM |
| durability-excellence | $25.00 | 7/27/2011 7:43:57 PM |
| Rogelio48 | $25.00 | 7/27/2011 8:15:24 PM |
| Katburg | $25.00 | 7/28/2011 5:32:23 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:27 PM |
| Kame | $25.00 | 7/28/2011 4:05:21 AM |
| Feyenoord | $25.00 | 7/27/2011 9:23:30 PM |
| BxRealtor | $25.00 | 7/28/2011 7:55:06 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:19 AM |
| wonderful-currency | $25.00 | 7/28/2011 10:28:56 AM |
| buffalobills | $25.00 | 7/28/2011 8:47:45 AM |
| funds-magician142 | $25.00 | 7/28/2011 10:14:44 AM |
| grampy48 | $25.00 | 7/28/2011 1:08:24 PM |
| buyrite334 | $25.00 | 7/28/2011 11:27:43 AM |
| breadbroker | $25.00 | 7/28/2011 10:09:25 AM |
| silmnzs | $28.11 | 7/28/2011 12:02:58 PM |
| marcomnzs | $31.91 | 7/28/2011 12:10:00 PM |
| icon7 | $50.00 | 7/28/2011 12:48:46 PM |
| gentle-gain235 | $100.00 | 7/28/2011 11:35:08 AM |
| ChrisProsper | $3,435.00 | 7/28/2011 2:08:16 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:17 PM |
| passivesf | $25.00 | 7/28/2011 2:05:26 PM |
| 200 Investments
|
Borrower Payment Dependent Notes Series
517295
This series of Notes was issued and sold upon the funding of the borrower loan #51817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 29y 4m |
|
Amount delinquent:
| $267 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $892 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heartpounding-bonus312 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Granny
Purpose of loan: To help a friend pay funeral costs
This loan will be used to...
My financial situation: Payments can be made via direct withdrawal from my checking account
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/20/2011 5:02:21 PM |
| compoundinterest | $50.00 | 7/20/2011 5:02:29 PM |
| indomitable-coin | $25.00 | 7/20/2011 6:52:52 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:34 PM |
| dayahn | $25.00 | 7/21/2011 3:19:30 PM |
| pearl13 | $100.00 | 7/22/2011 12:57:06 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:16 AM |
| 77dowplace | $25.00 | 7/23/2011 8:58:50 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:09 AM |
| 77dowplace | $25.00 | 7/24/2011 6:45:01 PM |
| wild-orange | $50.00 | 7/25/2011 4:02:44 PM |
| first-generosity-harmonica | $50.00 | 7/25/2011 3:29:33 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:21:29 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:41:36 PM |
| MrBailey | $51.00 | 7/25/2011 9:42:26 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:43 PM |
| sappy02 | $52.30 | 7/25/2011 7:26:03 PM |
| platinum-rapture6 | $100.00 | 7/25/2011 9:08:41 PM |
| Minotaur | $25.00 | 7/26/2011 8:16:14 AM |
| important-greenback6 | $34.04 | 7/26/2011 9:16:41 AM |
| interstellar | $75.00 | 7/26/2011 3:02:10 AM |
| bankojerry | $25.00 | 7/26/2011 3:45:32 AM |
| Westb | $25.00 | 7/26/2011 11:00:12 AM |
| BigLinCT | $25.00 | 7/26/2011 4:55:57 PM |
| hostbank | $250.00 | 7/26/2011 9:03:39 PM |
| BankofHank | $75.00 | 7/27/2011 5:55:52 AM |
| dirkiebush | $45.00 | 7/27/2011 6:07:56 AM |
| a-logical-power | $50.00 | 7/27/2011 7:00:58 AM |
| intuitive-worth7 | $25.00 | 7/27/2011 7:11:15 AM |
| building_community | $25.00 | 7/27/2011 9:03:36 AM |
| minista | $25.00 | 7/27/2011 9:11:23 AM |
| derec | $25.00 | 7/27/2011 9:11:50 AM |
| HamachiMan | $50.00 | 7/27/2011 9:12:27 AM |
| MichaelProsper | $25.00 | 7/27/2011 9:39:01 AM |
| The_Lendor | $25.32 | 7/27/2011 6:44:28 AM |
| schnippy | $25.00 | 7/27/2011 10:07:34 AM |
| leverage-monger | $25.00 | 7/27/2011 7:47:52 AM |
| SDKiwi | $25.00 | 7/27/2011 9:20:41 AM |
| Reputation1 | $25.00 | 7/27/2011 8:25:49 AM |
| openness-confidant | $25.00 | 7/27/2011 12:57:35 PM |
| cclady | $500.00 | 7/27/2011 10:59:51 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:03 AM |
| Rider | $18.42 | 7/27/2011 3:14:34 PM |
| cocopuffs | $25.00 | 7/27/2011 10:37:43 AM |
| punctual-community8 | $34.16 | 7/27/2011 10:38:27 AM |
| britgsb | $50.00 | 7/27/2011 12:52:56 PM |
| djh47a | $25.00 | 7/27/2011 2:38:01 PM |
| pnace | $50.00 | 7/21/2011 9:13:36 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:26 AM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:01 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:57 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:24 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:38 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:37 AM |
| ferocious-exchange3 | $75.00 | 7/25/2011 8:47:44 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:06 PM |
| wwialnlgy | $100.00 | 7/25/2011 6:51:58 PM |
| sgt-schultz | $50.00 | 7/26/2011 6:23:25 AM |
| sgt-schultz | $25.00 | 7/26/2011 9:32:22 AM |
| coin-popcorn | $25.00 | 7/26/2011 9:58:56 AM |
| competent-p2p | $33.92 | 7/26/2011 8:12:22 AM |
| ryanplays311 | $25.00 | 7/26/2011 11:16:43 AM |
| selector568 | $300.00 | 7/26/2011 10:11:40 AM |
| reflective-greenback1 | $50.00 | 7/26/2011 11:29:59 AM |
| marwadi-62 | $100.00 | 7/26/2011 12:54:00 PM |
| finance-symphony7 | $50.00 | 7/26/2011 4:30:25 PM |
| damage | $25.00 | 7/26/2011 3:06:34 PM |
| radiant-fund | $50.00 | 7/27/2011 5:13:50 AM |
| appetizing-silver7 | $51.16 | 7/27/2011 5:24:33 AM |
| john2218 | $25.00 | 7/27/2011 8:57:00 AM |
| seabassx | $25.00 | 7/27/2011 7:03:22 AM |
| msh345 | $25.00 | 7/27/2011 9:06:42 AM |
| Milonguero | $100.00 | 7/27/2011 9:13:05 AM |
| Rider | $50.00 | 7/27/2011 9:39:34 AM |
| Svigel | $32.75 | 7/27/2011 6:27:06 AM |
| julijask | $50.00 | 7/27/2011 9:03:53 AM |
| 56bones | $25.00 | 7/27/2011 10:00:34 AM |
| radforj22 | $25.00 | 7/27/2011 10:15:44 AM |
| Edwardtomo | $50.00 | 7/27/2011 10:37:35 AM |
| vishal29 | $25.00 | 7/27/2011 10:50:54 AM |
| Oak-Parker | $25.00 | 7/27/2011 11:05:41 AM |
| BankofPete | $40.00 | 7/27/2011 9:59:50 AM |
| ArchonFinancialHoldings | $26.93 | 7/27/2011 10:31:36 AM |
| noble-yield136 | $25.00 | 7/27/2011 1:48:56 PM |
| phchristensen | $50.00 | 7/27/2011 1:15:57 PM |
| SolarMoonshine | $25.00 | 7/27/2011 10:21:42 AM |
| dime-vista2 | $25.00 | 7/27/2011 1:51:21 PM |
| basis-wizard8 | $50.00 | 7/27/2011 10:29:08 AM |
| jazzlender | $50.00 | 7/27/2011 2:00:46 PM |
| asset-bada-bing | $25.00 | 7/27/2011 3:04:29 PM |
| Tighternbarkonatree | $25.00 | 7/27/2011 11:27:38 AM |
| selfmademan | $50.00 | 7/27/2011 11:36:06 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
517315
This series of Notes was issued and sold upon the funding of the borrower loan #51921, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $457.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,014 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| superb-transaction0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $3,368.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Home Remodel/Wedding
Purpose of loan:
This loan will be used to remodel certain things in our home and for upcoming wedding.
My financial situation:
I am a good candidate for this loan because I have always had a stable job. I have been at my current position for nearly three years and I love it here.
Monthly net income: $ 2500
Monthly expenses: $1200 (this is shared with my fiance)
Housing: $1700 (this is shared with my fiance)
Insurance: $ (included in housing)
Car expenses: $0
Utilities: $50 (this is shared with my fiance)
Phone, cable, internet: $150 (this is shared with my fiance)
Food, entertainment: $150 (this is shared with my fiance)
Clothing, household expenses: ~$100 (this is shared and fluctuates monthly)
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/21/2011 5:02:38 PM |
| reflective-rupee | $200.09 | 7/22/2011 2:04:11 AM |
| bullish2bearish | $30.00 | 7/21/2011 8:39:35 PM |
| jkeller4000 | $25.00 | 7/22/2011 3:57:04 AM |
| neutrino6 | $25.00 | 7/21/2011 10:48:06 PM |
| chameleon125 | $25.00 | 7/22/2011 6:15:41 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:24:26 AM |
| janeybooboo | $100.00 | 7/22/2011 8:10:30 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:25:30 AM |
| wisconsinvestor | $50.00 | 7/22/2011 3:45:47 PM |
| DoctorJoe | $25.00 | 7/22/2011 1:17:27 PM |
| fortytwo | $300.00 | 7/22/2011 4:55:03 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:18 AM |
| simplelender80 | $100.00 | 7/23/2011 2:41:54 PM |
| setUup | $32.20 | 7/24/2011 11:11:32 AM |
| Kaj | $35.00 | 7/24/2011 2:17:54 PM |
| 108lender | $80.00 | 7/25/2011 9:43:04 AM |
| heavenly-interest9 | $25.00 | 7/25/2011 9:31:50 AM |
| sgt-schultz | $35.00 | 7/25/2011 12:27:38 PM |
| enchanted-diversification496 | $25.00 | 7/26/2011 2:45:06 PM |
| yf99yz | $40.00 | 7/26/2011 3:14:30 PM |
| competent-commitment1 | $25.00 | 7/26/2011 3:18:56 PM |
| diligent-peace9 | $25.00 | 7/26/2011 1:24:26 PM |
| Bob450 | $25.32 | 7/26/2011 6:07:50 PM |
| dynrep | $100.00 | 7/26/2011 8:00:45 PM |
| fortytwo | $100.00 | 7/26/2011 5:55:34 PM |
| loss-of-control | $100.00 | 7/26/2011 6:02:06 PM |
| Whipster | $60.00 | 7/26/2011 6:11:48 PM |
| ZLyons | $25.00 | 7/26/2011 6:13:52 PM |
| pmj453 | $25.00 | 7/26/2011 5:08:18 PM |
| the-discrete-income | $25.00 | 7/26/2011 9:03:33 PM |
| Something-Corporate | $25.00 | 7/26/2011 8:07:04 PM |
| ddog0224 | $50.00 | 7/27/2011 1:31:47 AM |
| radiant-fund | $50.00 | 7/27/2011 5:18:56 AM |
| kulender | $50.00 | 7/27/2011 5:57:54 AM |
| natural-platinum | $200.00 | 7/27/2011 8:14:46 AM |
| reward-dynamo | $25.00 | 7/27/2011 8:36:39 AM |
| blissful-finance7 | $50.00 | 7/27/2011 8:48:51 AM |
| Preferred-Lender | $25.00 | 7/27/2011 8:52:49 AM |
| SolarMoonshine | $25.00 | 7/27/2011 9:59:24 AM |
| bboy21385 | $26.78 | 7/27/2011 7:14:16 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:30:30 AM |
| worthy-bid4 | $56.38 | 7/27/2011 9:26:19 AM |
| income-rocker2 | $49.00 | 7/27/2011 11:58:33 AM |
| hokee | $25.00 | 7/27/2011 12:53:45 PM |
| gslinv | $25.00 | 7/27/2011 2:02:28 PM |
| Oak-Parker | $25.00 | 7/27/2011 11:08:15 AM |
| handy-justice | $100.00 | 7/27/2011 2:54:15 PM |
| Girakul | $30.00 | 7/27/2011 7:50:39 PM |
| mistering | $25.00 | 7/27/2011 5:53:39 PM |
| drcoop | $25.00 | 7/27/2011 8:26:51 PM |
| shrewd-income | $50.00 | 7/27/2011 9:52:36 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:30 PM |
| best-charming-leverage | $50.00 | 7/27/2011 9:33:29 PM |
| credit-coach118 | $25.00 | 7/27/2011 11:06:05 PM |
| Rogesparkguy | $25.00 | 7/28/2011 6:10:57 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:37:23 AM |
| aultraman | $25.00 | 7/28/2011 10:44:10 AM |
| a-community-aficionado | $50.80 | 7/28/2011 1:07:43 PM |
| Madmigel | $38.81 | 7/28/2011 12:32:01 PM |
| tech310 | $50.00 | 7/21/2011 8:46:15 PM |
| kind-charming-value | $2,000.00 | 7/21/2011 5:27:39 PM |
| five-star-note | $25.00 | 7/21/2011 11:54:59 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:02 PM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:23 AM |
| zorg77 | $50.00 | 7/23/2011 10:53:12 AM |
| diplomatic-wealth7 | $25.00 | 7/23/2011 1:40:38 PM |
| payout-bridge | $55.00 | 7/23/2011 5:14:01 PM |
| rustysailor | $25.00 | 7/24/2011 1:30:37 AM |
| honorable-yield | $50.00 | 7/24/2011 8:55:31 AM |
| calmfunds | $500.00 | 7/25/2011 7:34:26 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:40 PM |
| Banker2OO7 | $53.58 | 7/26/2011 4:49:53 PM |
| new0rleans | $25.00 | 7/26/2011 3:06:21 PM |
| market-pudding | $25.00 | 7/26/2011 5:28:51 PM |
| palace2 | $750.00 | 7/26/2011 5:49:09 PM |
| shawnw2 | $200.00 | 7/26/2011 8:12:19 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:12:20 PM |
| britgsb | $100.00 | 7/26/2011 10:10:28 PM |
| shawnw2 | $75.00 | 7/26/2011 8:13:36 PM |
| Zipcut | $30.00 | 7/26/2011 6:06:47 PM |
| Fabiolous | $50.00 | 7/26/2011 10:59:58 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:24:41 PM |
| melodious-openness | $75.00 | 7/27/2011 5:11:24 AM |
| Fabiolous | $50.00 | 7/26/2011 10:55:49 PM |
| dariop | $30.00 | 7/26/2011 8:54:29 PM |
| sgt-schultz | $70.00 | 7/27/2011 6:04:59 AM |
| red-favorable-basis | $25.00 | 7/26/2011 9:38:47 PM |
| wealth-fighter3 | $25.00 | 7/27/2011 7:07:48 AM |
| A-Win-Win | $53.59 | 7/27/2011 7:14:25 AM |
| loanman2007 | $100.00 | 7/27/2011 4:57:14 AM |
| wildsf | $291.46 | 7/26/2011 11:29:09 PM |
| Isanpankki | $25.00 | 7/27/2011 8:01:27 AM |
| well-mannered-income3 | $25.00 | 7/27/2011 8:03:45 AM |
| Leopoldine | $25.00 | 7/27/2011 8:23:29 AM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 4:15:01 AM |
| stock106 | $25.00 | 7/27/2011 5:21:54 AM |
| Jack55304 | $300.00 | 7/27/2011 6:14:57 AM |
| finance-mangrove4 | $26.00 | 7/27/2011 9:53:42 AM |
| durability-halibut | $25.00 | 7/27/2011 9:58:54 AM |
| thenadamgoes | $56.82 | 7/27/2011 10:16:49 AM |
| melodious-openness | $72.65 | 7/27/2011 10:23:55 AM |
| foothillender | $25.00 | 7/27/2011 8:05:38 AM |
| worldly-gold | $100.00 | 7/27/2011 10:06:25 AM |
| computer758 | $25.00 | 7/27/2011 1:38:21 PM |
| jebber007 | $30.00 | 7/27/2011 10:58:00 AM |
| integrity-doctor | $100.00 | 7/27/2011 2:42:47 PM |
| deepblue34 | $25.00 | 7/27/2011 3:35:07 PM |
| return-rocket9 | $25.00 | 7/27/2011 9:57:08 AM |
| finance-mushroom | $300.00 | 7/27/2011 1:31:26 PM |
| afterhours | $25.00 | 7/27/2011 2:35:56 PM |
| delicious-cash | $25.00 | 7/27/2011 11:15:24 AM |
| Dubbs360 | $75.00 | 7/27/2011 6:21:24 PM |
| income-buffalo1 | $100.00 | 7/27/2011 6:25:37 PM |
| seanickson | $25.00 | 7/27/2011 5:02:09 PM |
| mummey | $100.00 | 7/27/2011 4:31:27 PM |
| grove064 | $100.00 | 7/27/2011 8:34:45 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:34:57 PM |
| availableloan | $25.00 | 7/27/2011 8:47:15 PM |
| LendingPimp | $75.00 | 7/28/2011 2:11:00 AM |
| ChrisProsper | $4,900.00 | 7/28/2011 2:09:20 PM |
| paulpk | $43.11 | 7/28/2011 1:20:11 PM |
| buffalobills | $25.00 | 7/28/2011 2:04:36 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
517379
This series of Notes was issued and sold upon the funding of the borrower loan #51907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 0m |
|
Amount delinquent:
| $204 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,678 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rose655 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rose655
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 7/21/2011 8:50:04 PM |
| reflective-rupee | $200.09 | 7/22/2011 5:15:47 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:17 AM |
| money-fort | $26.79 | 7/25/2011 3:32:51 PM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:52:11 PM |
| kind-diligent-coin | $26.00 | 7/25/2011 4:09:19 PM |
| sweetlan | $25.07 | 7/25/2011 7:15:56 PM |
| diversification-medalist | $25.00 | 7/25/2011 8:14:57 PM |
| loss-of-control | $50.00 | 7/25/2011 5:44:57 PM |
| MrBailey | $51.00 | 7/25/2011 9:46:19 PM |
| ferocious-exchange3 | $25.00 | 7/25/2011 8:43:19 PM |
| glroark | $50.00 | 7/26/2011 6:09:33 AM |
| AussieSteve | $25.00 | 7/25/2011 10:42:23 PM |
| Art818 | $32.44 | 7/26/2011 6:56:58 AM |
| handy-justice | $100.00 | 7/25/2011 8:12:42 PM |
| zodiac100 | $25.00 | 7/26/2011 5:19:54 AM |
| Engineer44 | $25.00 | 7/26/2011 5:53:46 AM |
| shrewd-income | $25.00 | 7/26/2011 9:57:23 AM |
| LuvToLend | $25.00 | 7/26/2011 8:41:03 AM |
| quest0 | $25.00 | 7/26/2011 7:29:33 AM |
| JauaFlash | $25.00 | 7/26/2011 10:25:26 AM |
| sgt-schultz | $70.00 | 7/26/2011 9:31:05 AM |
| stock106 | $25.00 | 7/26/2011 9:48:00 AM |
| codybraxton | $50.00 | 7/26/2011 10:07:02 AM |
| adaptable-capital | $250.00 | 7/26/2011 6:22:25 PM |
| palace2 | $400.00 | 7/26/2011 5:42:42 PM |
| drb4ever | $25.00 | 7/27/2011 6:21:11 PM |
| jlinh | $50.00 | 7/27/2011 5:02:55 PM |
| Bocephus1959 | $75.00 | 7/27/2011 6:28:54 PM |
| CA-Lender | $25.07 | 7/27/2011 5:19:04 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:41:38 PM |
| tdorren | $25.00 | 7/28/2011 7:54:19 AM |
| palace2 | $100.00 | 7/28/2011 9:25:23 AM |
| jordanicolas | $25.00 | 7/28/2011 12:35:39 PM |
| larrybird | $107.53 | 7/28/2011 1:45:36 PM |
| ibealion | $30.53 | 7/28/2011 1:03:44 PM |
| calm-agreement4 | $50.00 | 7/28/2011 12:49:23 PM |
| alexgalt | $25.00 | 7/22/2011 9:03:45 PM |
| VJ_Financial | $26.32 | 7/25/2011 10:47:41 AM |
| Something-Corporate | $25.00 | 7/25/2011 3:05:31 PM |
| sgt-schultz | $35.00 | 7/25/2011 10:47:52 AM |
| javelin0 | $25.00 | 7/25/2011 4:15:43 PM |
| nickel-demon2 | $66.77 | 7/25/2011 1:41:25 PM |
| barefootpaul | $25.00 | 7/25/2011 12:43:04 PM |
| supreme-hope | $25.00 | 7/25/2011 2:19:22 PM |
| platinum-scientist9 | $25.00 | 7/25/2011 3:09:51 PM |
| WMY-Investor | $100.00 | 7/25/2011 1:42:39 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:11:39 PM |
| chad-bro-chill | $25.00 | 7/25/2011 5:19:27 PM |
| tycoon8 | $25.00 | 7/26/2011 12:02:31 AM |
| competent-p2p | $35.00 | 7/26/2011 8:12:58 AM |
| diligent-kindness9 | $25.00 | 7/26/2011 5:04:07 AM |
| excellent-loan8 | $25.00 | 7/26/2011 11:03:42 AM |
| five-star-note | $50.00 | 7/26/2011 6:09:50 AM |
| ddoneday | $25.00 | 7/26/2011 8:10:42 AM |
| Quest4euphoria | $25.00 | 7/26/2011 11:13:01 PM |
| 168RichCapital | $25.07 | 7/27/2011 6:21:25 AM |
| s_man1 | $25.00 | 7/27/2011 4:47:17 AM |
| integrity-electron9 | $50.00 | 7/27/2011 7:55:59 AM |
| secureincome | $500.00 | 7/27/2011 4:22:08 PM |
| winmals | $25.00 | 7/27/2011 6:03:24 PM |
| inspired-duty5 | $50.00 | 7/27/2011 4:49:33 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:35:52 PM |
| let_me_retire | $100.00 | 7/28/2011 3:33:47 AM |
| kegs | $192.32 | 7/28/2011 1:46:11 PM |
| promise2 | $50.00 | 7/28/2011 1:10:50 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
517461
This series of Notes was issued and sold upon the funding of the borrower loan #51844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $324.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,991 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newyorkmodernist |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
620-639
(Jul-2009)
640-659
(Apr-2008)
640-659
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Paying the last of Credit Card Debt
This loan will allow me to pay off the very last bits of my credit card debt AND allow me to pay my taxes in full for 2010. I've been slowly and steadily paying off my credit card debt that I accumulated both from moving to NYC and then being laid off in the fall of 2008. Since then I've taken any job I could, working freelance for all of 2009 and 2010, which led to some high tax bills come April 15th of the last two years. I'm currently employed full-time again and have been making steady progress paying down all my bills. I'm almost there!
I'm a good candidate for this loan because I'm gainfully employed and my rent is low. In addition, I know I can work freelance again at any time, so there is no danger of missing a payment.
In addition, my last Propser loan was paid in full a few months ago, and I never missed a payment.
Thanks for reading!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $35.00 | 7/21/2011 9:03:13 AM |
| organized-payment6 | $50.00 | 7/21/2011 9:03:22 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:10 AM |
| compoundinterest | $50.00 | 7/21/2011 9:03:29 AM |
| investment-artist | $25.01 | 7/21/2011 9:03:17 AM |
| jga516 | $25.00 | 7/21/2011 9:12:09 AM |
| adamnash | $25.00 | 7/21/2011 2:12:01 PM |
| dammage | $75.00 | 7/21/2011 4:03:27 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:33 AM |
| mg6619 | $25.00 | 7/22/2011 11:00:55 AM |
| Leopoldine | $30.00 | 7/22/2011 12:18:23 PM |
| excellent-loan8 | $25.00 | 7/22/2011 12:26:50 PM |
| luckygreen10 | $200.00 | 7/22/2011 12:33:08 PM |
| peaceful-farmer | $50.00 | 7/22/2011 12:52:05 PM |
| euro-deployment | $25.00 | 7/22/2011 12:58:01 PM |
| heavy_ax | $25.00 | 7/22/2011 1:40:28 PM |
| yield-museum | $54.00 | 7/22/2011 10:45:33 AM |
| einstein | $200.00 | 7/22/2011 11:23:41 AM |
| harmonious-contract5 | $25.00 | 7/22/2011 2:19:11 PM |
| sgt-schultz | $50.00 | 7/22/2011 12:06:40 PM |
| duty-twister | $25.00 | 7/22/2011 12:11:37 PM |
| revenue-appraiser | $25.00 | 7/22/2011 12:42:08 PM |
| economy-caper9 | $25.00 | 7/22/2011 1:16:04 PM |
| Solid-Platinum | $100.00 | 7/22/2011 1:29:13 PM |
| inventive-wealth2 | $30.00 | 7/22/2011 2:01:39 PM |
| income-buffalo1 | $100.00 | 7/22/2011 5:02:05 PM |
| CreditBuilder2 | $250.00 | 7/22/2011 2:35:51 PM |
| nanaof7 | $25.00 | 7/22/2011 2:57:54 PM |
| Leshan | $100.00 | 7/22/2011 3:20:39 PM |
| CaptainBlueberry | $25.00 | 7/22/2011 4:31:42 PM |
| fortytwo | $500.00 | 7/22/2011 4:52:54 PM |
| msh345 | $25.00 | 7/22/2011 4:36:28 PM |
| Oak-Parker | $25.00 | 7/22/2011 4:53:24 PM |
| julijask | $50.00 | 7/22/2011 4:57:42 PM |
| competent-p2p | $40.00 | 7/22/2011 7:46:27 PM |
| Onlyhappycustomers | $25.00 | 7/22/2011 5:54:48 PM |
| american6 | $100.00 | 7/22/2011 7:54:42 PM |
| Kaj | $50.00 | 7/22/2011 6:20:35 PM |
| enchanted-truth264 | $25.00 | 7/22/2011 6:30:47 PM |
| iaviate1 | $100.00 | 7/22/2011 6:30:59 PM |
| ethical-income2 | $25.00 | 7/22/2011 6:28:28 PM |
| wealth-owner | $100.00 | 7/22/2011 8:46:00 PM |
| j2ee | $25.00 | 7/22/2011 8:53:51 PM |
| balanced-agreement0 | $110.55 | 7/22/2011 9:16:26 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:30 AM |
| thrilling-wealth556 | $50.00 | 7/22/2011 7:59:46 PM |
| grampy48 | $50.00 | 7/23/2011 3:48:27 AM |
| silver-dogwood4 | $25.00 | 7/22/2011 10:53:50 PM |
| scholarly-justice | $29.69 | 7/23/2011 12:12:54 AM |
| Byrd24 | $100.00 | 7/23/2011 5:45:42 AM |
| fantastic-openness | $300.00 | 7/22/2011 10:05:03 PM |
| jmeasn | $1,000.00 | 7/22/2011 10:49:14 PM |
| Shanester | $25.00 | 7/23/2011 7:16:03 AM |
| impartial-benefit1 | $50.00 | 7/23/2011 12:21:10 AM |
| honeybee11 | $100.00 | 7/23/2011 4:01:28 AM |
| principal-trombone | $200.00 | 7/23/2011 8:01:40 AM |
| slicrad | $50.00 | 7/23/2011 5:50:17 AM |
| loanman2007 | $100.00 | 7/23/2011 6:04:13 AM |
| head | $25.00 | 7/23/2011 6:08:09 AM |
| bullwink27 | $25.00 | 7/23/2011 7:23:16 AM |
| s270 | $50.00 | 7/23/2011 4:55:24 AM |
| mmullen2 | $60.00 | 7/23/2011 5:06:04 AM |
| TexasLender2007 | $25.00 | 7/23/2011 5:10:14 AM |
| dynamic-capital | $25.00 | 7/23/2011 8:01:13 AM |
| objective-investor | $200.00 | 7/23/2011 8:03:43 AM |
| benefit-trident | $50.00 | 7/23/2011 8:05:34 AM |
| peso-aggregator | $25.00 | 7/23/2011 5:58:46 AM |
| DasMula | $27.00 | 7/23/2011 6:10:07 AM |
| first-serene-credit | $25.00 | 7/23/2011 8:09:48 AM |
| platinum-dojo | $25.00 | 7/21/2011 9:32:07 AM |
| MarvintheMartian | $40.00 | 7/21/2011 10:02:06 AM |
| penny-finder | $25.35 | 7/21/2011 10:16:23 AM |
| jdrez | $25.00 | 7/21/2011 2:12:00 PM |
| MoneyForNothing | $51.29 | 7/21/2011 9:35:58 AM |
| GoGalt | $50.00 | 7/21/2011 2:30:53 PM |
| outofoffice | $150.00 | 7/21/2011 10:53:57 AM |
| lloyd_s | $33.85 | 7/21/2011 11:02:07 AM |
| credit-guard5 | $25.00 | 7/21/2011 7:29:43 PM |
| indomitable-coin | $25.00 | 7/21/2011 7:46:05 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:25 AM |
| shellstar | $27.74 | 7/22/2011 11:46:26 AM |
| foofightee | $25.00 | 7/22/2011 12:10:13 PM |
| adventurous-commerce | $50.00 | 7/22/2011 12:02:55 PM |
| Boxster968 | $25.00 | 7/22/2011 4:37:06 PM |
| Trondheim_Norway | $150.00 | 7/22/2011 12:19:48 PM |
| market-pudding | $25.00 | 7/22/2011 4:39:32 PM |
| income-awakening6 | $25.00 | 7/22/2011 12:22:10 PM |
| friendly-market5 | $25.00 | 7/22/2011 4:52:56 PM |
| reddfoxx9999 | $57.69 | 7/22/2011 1:14:56 PM |
| SolarMoonshine | $50.00 | 7/22/2011 2:31:18 PM |
| Vegasjim | $100.00 | 7/22/2011 2:27:44 PM |
| Astyanax | $100.00 | 7/22/2011 4:04:00 PM |
| Shawn95187 | $218.74 | 7/22/2011 4:32:15 PM |
| fragonardlives | $25.00 | 7/22/2011 4:05:55 PM |
| vutah | $25.00 | 7/22/2011 4:11:31 PM |
| pnace | $50.00 | 7/22/2011 5:47:12 PM |
| Gordon_Gekko1 | $30.00 | 7/22/2011 4:33:14 PM |
| availableloan | $25.00 | 7/22/2011 5:59:22 PM |
| cash-cymbal | $50.00 | 7/22/2011 5:29:46 PM |
| market-aficionado3 | $47.78 | 7/22/2011 5:11:52 PM |
| payment-halo | $25.00 | 7/22/2011 8:20:11 PM |
| brightest-riveting-order | $25.00 | 7/22/2011 6:51:36 PM |
| NobisEst | $50.00 | 7/22/2011 6:53:50 PM |
| forthright-platinum | $25.00 | 7/22/2011 9:20:53 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:01 PM |
| cardminger | $100.00 | 7/23/2011 12:03:41 AM |
| MadHun | $400.00 | 7/22/2011 10:34:21 PM |
| upc_tnt | $25.00 | 7/22/2011 11:22:28 PM |
| dynamic-platinum | $25.00 | 7/23/2011 5:30:34 AM |
| bluesheep | $25.00 | 7/22/2011 9:56:22 PM |
| a-restless-dollar | $25.00 | 7/23/2011 12:46:10 AM |
| income-buddy7 | $100.00 | 7/23/2011 6:22:50 AM |
| sflash | $25.00 | 7/23/2011 6:54:36 AM |
| gold-fluffy-bunny4 | $58.00 | 7/23/2011 7:07:03 AM |
| sharp-income2 | $50.00 | 7/22/2011 11:05:10 PM |
| mcabery | $300.00 | 7/23/2011 3:11:17 AM |
| reward-rancher | $25.00 | 7/23/2011 3:53:52 AM |
| worldly-investment333 | $50.00 | 7/23/2011 8:01:49 AM |
| shrewd-deal3 | $195.00 | 7/23/2011 4:34:01 AM |
| loyalist1 | $400.00 | 7/23/2011 12:45:56 AM |
| verdiprr | $425.00 | 7/23/2011 7:11:56 AM |
| seabass123 | $37.26 | 7/23/2011 7:15:31 AM |
| silver-boots | $35.00 | 7/23/2011 5:09:21 AM |
| epwait56 | $25.00 | 7/23/2011 8:01:30 AM |
| JustMee | $25.00 | 7/23/2011 6:09:20 AM |
| orange-influential-credit | $176.05 | 7/23/2011 8:10:09 AM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
517475
This series of Notes was issued and sold upon the funding of the borrower loan #51863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $331.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,178 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| squidy |
Borrower's state:
| Oregon |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
600-619
(Jun-2007)
600-619
(Jun-2007)
600-619
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
debt consolidation
Purpose of loan: debt consolidation
This loan will be used to... pay off high rate credit cards
My financial situation: good, steady income at the same job over 17 years
I am a good candidate for this loan because...
I have had a prosper loan in the past, which I paid off early. My payments for this loan will actually be LESS then the current payments I am making to all my high rate cards. I am not behind on any payments. I know first hand how much a prosper loan can help change your financial future. All of my prosper payments will be made on time with the automatic payment.
Monthly net income: $3400.00
Monthly expenses: $3200.00
Housing: $935.00
Insurance: $75.00
Car expenses: $400.00
Utilities: $250.00
Phone, cable, internet: $160.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Imperativity | $175.00 | 7/28/2011 9:33:15 AM |
| 113121 | $25.00 | 7/22/2011 5:33:15 PM |
| Scotcha | $50.00 | 7/22/2011 5:41:48 PM |
| bullish2bearish | $75.00 | 7/22/2011 5:57:03 PM |
| NekHoldings | $25.00 | 7/22/2011 5:57:16 PM |
| reflective-rupee | $200.09 | 7/22/2011 5:12:57 PM |
| MoneyForNothing | $25.00 | 7/22/2011 5:02:53 PM |
| DasMula | $57.00 | 7/22/2011 7:24:11 PM |
| MadHun | $200.00 | 7/22/2011 10:42:40 PM |
| DasMula | $57.00 | 7/23/2011 6:28:09 AM |
| magnetic-dedication3 | $25.00 | 7/23/2011 7:45:37 AM |
| BradP | $25.00 | 7/23/2011 9:16:50 AM |
| poeman | $50.00 | 7/23/2011 11:02:32 AM |
| clean-fund | $100.00 | 7/23/2011 10:00:23 AM |
| asset-professor | $25.00 | 7/23/2011 12:57:28 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:58 AM |
| edaguy | $50.00 | 7/23/2011 2:27:34 PM |
| chameleon125 | $50.00 | 7/23/2011 2:30:43 PM |
| wisconsinvestor | $50.00 | 7/23/2011 4:09:47 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:57 PM |
| setUup | $34.20 | 7/24/2011 10:53:24 AM |
| Investor_DP | $100.00 | 7/24/2011 4:11:50 AM |
| cathexis | $25.00 | 7/24/2011 11:09:28 AM |
| CASSHMAN | $150.00 | 7/24/2011 10:31:06 AM |
| CA-Lender | $75.07 | 7/24/2011 11:22:42 AM |
| ptjg | $100.00 | 7/24/2011 10:21:03 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:21 AM |
| clean-fund | $150.00 | 7/25/2011 7:51:28 AM |
| loanman2007 | $200.00 | 7/25/2011 9:37:14 AM |
| fortytwo | $100.00 | 7/25/2011 10:57:54 AM |
| sgt-schultz | $30.00 | 7/25/2011 10:45:33 AM |
| dcshobby | $25.00 | 7/25/2011 7:46:52 PM |
| whitegold24k | $250.00 | 7/25/2011 6:33:03 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:29 PM |
| proud-pound4 | $25.00 | 7/26/2011 4:31:40 AM |
| trade-goblin9 | $25.00 | 7/26/2011 5:12:59 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:48 PM |
| mikeandcat | $73.21 | 7/26/2011 6:54:52 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:48 PM |
| five-star-note | $50.00 | 7/26/2011 6:00:15 AM |
| FarmersBank | $25.00 | 7/26/2011 7:17:57 AM |
| janeybooboo | $100.00 | 7/26/2011 8:20:27 AM |
| friendinmoney | $34.60 | 7/26/2011 8:27:16 AM |
| market-pudding | $25.00 | 7/26/2011 1:36:48 PM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:34 AM |
| five-star-justice | $25.00 | 7/26/2011 1:43:32 PM |
| worldly-investment333 | $50.00 | 7/26/2011 9:47:28 PM |
| ChoiceInvestments | $35.00 | 7/27/2011 2:08:30 AM |
| mgking007 | $30.00 | 7/27/2011 7:09:21 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:45 PM |
| forthright-dinero7 | $50.00 | 7/27/2011 7:47:10 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:53:07 PM |
| ckatak | $50.00 | 7/27/2011 7:20:11 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:31 PM |
| brightest-benjamins-onator | $50.00 | 7/27/2011 7:57:07 PM |
| JCM_MN | $40.00 | 7/27/2011 8:04:27 PM |
| Astyanax | $100.00 | 7/27/2011 10:34:29 PM |
| britgsb | $80.00 | 7/27/2011 10:58:47 PM |
| shawnw2 | $140.00 | 7/27/2011 8:56:04 PM |
| itskarma | $25.25 | 7/27/2011 7:02:04 PM |
| justasoldier | $75.00 | 7/27/2011 9:19:56 PM |
| DrunkenMic | $60.00 | 7/27/2011 11:04:53 PM |
| grove064 | $100.00 | 7/27/2011 8:33:23 PM |
| availableloan | $25.00 | 7/27/2011 8:46:00 PM |
| fireman4 | $35.00 | 7/28/2011 6:30:50 AM |
| first-serene-credit | $25.00 | 7/28/2011 6:44:06 AM |
| mikeandcat | $55.29 | 7/28/2011 5:37:59 AM |
| IIP77 | $27.97 | 7/28/2011 8:36:16 AM |
| DadWarbucks | $50.00 | 7/28/2011 7:12:28 AM |
| upbeat-wealth | $25.00 | 7/28/2011 1:44:32 AM |
| SolarMoonshine | $25.00 | 7/28/2011 3:35:53 AM |
| silvercertificate | $25.00 | 7/28/2011 9:12:58 AM |
| Dreamconnection | $25.00 | 7/28/2011 8:14:19 AM |
| E-B | $50.00 | 7/28/2011 6:15:21 AM |
| Bob450 | $25.04 | 7/28/2011 7:44:26 AM |
| samo102us | $25.00 | 7/28/2011 11:28:47 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:20 AM |
| investment-artist | $25.02 | 7/28/2011 8:58:43 AM |
| refined-return922 | $25.00 | 7/28/2011 11:05:45 AM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:49 AM |
| The-Helper | $50.00 | 7/28/2011 11:17:52 AM |
| gentle-gain235 | $100.00 | 7/28/2011 11:38:45 AM |
| CreditBuilder2 | $100.00 | 7/28/2011 11:46:42 AM |
| afterhours | $25.00 | 7/28/2011 11:58:50 AM |
| FinanceEngine | $50.00 | 7/28/2011 10:49:57 AM |
| diligent-peace9 | $75.00 | 7/28/2011 11:32:43 AM |
| basis-wizard8 | $50.00 | 7/28/2011 12:24:56 PM |
| grampy48 | $25.00 | 7/28/2011 12:49:54 PM |
| ChrisProsper | $2,351.00 | 7/28/2011 2:29:46 PM |
| lasalle123 | $100.00 | 7/22/2011 7:28:18 PM |
| lendstats_com | $300.00 | 7/22/2011 7:07:55 PM |
| wonder3 | $30.00 | 7/22/2011 8:53:18 PM |
| GoGalt | $50.00 | 7/22/2011 8:56:21 PM |
| Feyenoord | $25.00 | 7/22/2011 10:27:06 PM |
| amusement4 | $50.00 | 7/22/2011 10:43:08 PM |
| CoolPlexer | $25.00 | 7/23/2011 9:19:34 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:28 AM |
| Bank_Of_XL | $25.00 | 7/24/2011 9:22:45 AM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:54:21 PM |
| InChicago | $50.00 | 7/24/2011 7:51:44 AM |
| Kaj | $35.00 | 7/24/2011 2:18:02 PM |
| Kash2010lu | $25.00 | 7/24/2011 12:19:09 PM |
| calmfunds | $750.00 | 7/25/2011 7:28:56 AM |
| marwadi-62 | $500.00 | 7/25/2011 8:02:36 AM |
| DoctorJoe | $25.00 | 7/25/2011 5:06:20 AM |
| radforj22 | $25.00 | 7/25/2011 9:46:59 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:39 AM |
| kulender | $100.00 | 7/25/2011 10:42:42 AM |
| Mikale360 | $25.00 | 7/25/2011 3:12:11 PM |
| yf99yz | $25.00 | 7/25/2011 4:34:37 PM |
| Wangchuk | $30.07 | 7/25/2011 4:20:36 PM |
| Rogelio48 | $30.00 | 7/25/2011 8:52:19 PM |
| janeybooboo | $25.00 | 7/26/2011 8:20:14 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:22 AM |
| janeybooboo | $25.00 | 7/26/2011 8:20:05 AM |
| FIRE09 | $125.00 | 7/26/2011 12:33:58 PM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:16 PM |
| SNH | $25.00 | 7/26/2011 2:11:42 PM |
| pnace | $50.00 | 7/26/2011 5:12:10 PM |
| britgsb | $50.00 | 7/26/2011 10:17:37 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:50 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:18 AM |
| treasure-bliss | $25.00 | 7/27/2011 5:37:29 AM |
| monstersdad | $50.00 | 7/27/2011 1:04:04 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:12 AM |
| glroark | $50.00 | 7/27/2011 6:37:03 AM |
| worthy-bid8 | $50.00 | 7/27/2011 11:19:02 AM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:24 PM |
| handy-justice | $100.00 | 7/27/2011 6:04:16 PM |
| commerce-yeller | $50.00 | 7/27/2011 7:00:27 PM |
| Zoramite | $25.00 | 7/27/2011 5:46:19 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:40 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:29:01 PM |
| professional-coin1 | $225.00 | 7/27/2011 8:05:22 PM |
| shrewd-income | $50.00 | 7/27/2011 9:50:16 PM |
| silver-bluebird | $30.00 | 7/27/2011 10:28:18 PM |
| supreme-hope | $25.00 | 7/27/2011 8:55:14 PM |
| Kame | $25.00 | 7/28/2011 4:05:23 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:10 AM |
| Feyenoord | $25.00 | 7/27/2011 9:27:22 PM |
| orangetrust | $100.00 | 7/27/2011 9:38:29 PM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:41 AM |
| vutah | $25.00 | 7/27/2011 10:03:44 PM |
| stonehillloans | $25.00 | 7/28/2011 4:00:47 AM |
| MTF | $50.00 | 7/28/2011 9:20:52 AM |
| blissful-finance7 | $65.00 | 7/28/2011 5:15:32 AM |
| PleaseDontDefault | $50.00 | 7/28/2011 7:17:45 AM |
| unconquerable-dedication | $25.00 | 7/28/2011 12:45:01 PM |
| icon7 | $40.00 | 7/28/2011 12:49:38 PM |
| samaritan5 | $25.00 | 7/28/2011 1:31:14 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:20 PM |
| Cromag | $25.00 | 7/28/2011 11:56:35 AM |
| transaction-animal8 | $25.00 | 7/28/2011 10:22:33 AM |
| WeAlNe | $25.00 | 7/28/2011 12:16:42 PM |
| John_Galt | $25.00 | 7/28/2011 2:19:56 PM |
| optionscashflow | $25.00 | 7/28/2011 12:31:36 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:07 PM |
| astute-investment5 | $25.00 | 7/28/2011 1:18:58 PM |
| gothampark | $25.00 | 7/28/2011 1:23:09 PM |
| Cybercusp | $25.00 | 7/28/2011 12:39:40 PM |
| crw1950 | $50.00 | 7/28/2011 2:28:52 PM |
| enchanted-truth264 | $25.00 | 7/28/2011 2:27:34 PM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
517489
This series of Notes was issued and sold upon the funding of the borrower loan #51767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
3 | Length of status: | 14y 8m |
|
Amount delinquent:
| $445 |
Total credit lines:
| 13 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $231 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| payment-utopia3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need a lil help
Purpose of loan:
This loan will be used to get caught up from a bad relationship, which I had to move and automobile trouble.
My financial situation:
I am a good candidate for this loan because I have steady income from my monthly pension from the state of MD and I am employed by FedEx as a supervisor, in which I get paid weekly. Once being able to pay my bills off or current I will have enough to repay the loan in a timely manner. Unlike now I'm trying to play catch up and am falling behind even further.
Monthly net income: $3500
Monthly expenses: $2100
Housing: $900
Insurance: $70
Car expenses: $375 + 100gas
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $1800
Other expenses: $170 month furniture bill ($1200 balance)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-credit-bear | $25.00 | 7/22/2011 9:03:16 AM |
| worth-blanket2 | $7,500.00 | 7/22/2011 9:52:54 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
517509
This series of Notes was issued and sold upon the funding of the borrower loan #51913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $229.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 22y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,642 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-vibrato |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Oct-2010)
640-659
(May-2010)
|
|
Principal balance:
| $3,257.31 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Hail Damage Home Improvement
Purpose of loan:
This loan will be used to...replace wood siding with cedar shake siding that will never have to be painted or stained. We had hail damage to our roof back in April and had our roof replaced and that was covered by our Insurance Company. When we went to take the metal roof off the house we discovered some minor leaks that had caused some damage to our wood siding. Our new roof is dimensional shingles and will not need to be replaced for 30 years.
My financial situation:
I am a good candidate for this loan because...I have a stable job and have worked here since 1989. My husband has a good job and we are doing well. We pay our bills on time and have a good credit history. I could save up the money to pay for this siding but we really need to get this replaced soon.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:26 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:34 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:36 AM |
| pound-balancer | $100.00 | 7/22/2011 9:14:20 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:35 AM |
| radiant-bazaar1 | $25.00 | 7/23/2011 10:21:47 AM |
| asset-professor | $50.00 | 7/23/2011 12:54:23 PM |
| Aleut | $50.00 | 7/23/2011 1:47:03 PM |
| poeman | $50.00 | 7/23/2011 10:57:38 AM |
| DrZoidberg | $50.00 | 7/23/2011 11:32:44 AM |
| Warwick | $250.00 | 7/23/2011 10:45:22 AM |
| graceful-investment | $195.77 | 7/23/2011 11:43:04 AM |
| chameleon125 | $25.00 | 7/23/2011 2:25:05 PM |
| RedantFinance | $28.91 | 7/23/2011 2:45:26 PM |
| PurplePonchoMan | $25.00 | 7/23/2011 4:17:06 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:46 PM |
| intelligent-treasure075 | $30.00 | 7/24/2011 5:47:45 AM |
| reflective-rupee | $25.09 | 7/23/2011 5:35:29 PM |
| reward-force | $25.00 | 7/23/2011 6:32:36 PM |
| ivadood | $50.00 | 7/24/2011 10:42:25 AM |
| red-favorable-basis | $25.00 | 7/24/2011 6:47:36 AM |
| jazzlender | $50.00 | 7/24/2011 7:48:49 AM |
| ockid007 | $50.00 | 7/24/2011 8:21:45 AM |
| warew | $25.00 | 7/24/2011 9:49:57 AM |
| supersarah61 | $50.00 | 7/24/2011 4:31:18 PM |
| Big_Baller | $25.00 | 7/24/2011 10:49:36 AM |
| mgking007 | $25.33 | 7/24/2011 11:41:28 AM |
| Binan | $50.00 | 7/24/2011 9:01:56 AM |
| the-durability-planetarium | $100.00 | 7/24/2011 12:02:02 PM |
| NorthwestLoan1 | $100.00 | 7/24/2011 9:13:21 AM |
| britgsb | $50.00 | 7/24/2011 11:08:20 PM |
| cash-spinner | $25.00 | 7/24/2011 5:02:50 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:25:42 AM |
| asset-tomahawk2 | $25.00 | 7/24/2011 5:10:10 PM |
| 77dowplace | $25.00 | 7/24/2011 6:46:30 PM |
| triumph329 | $47.08 | 7/25/2011 5:20:51 AM |
| genelinist | $75.00 | 7/25/2011 7:38:59 AM |
| selector568 | $300.00 | 7/25/2011 10:47:17 AM |
| Princehaha | $25.00 | 7/25/2011 9:11:26 AM |
| jmeasn | $100.00 | 7/25/2011 9:43:09 AM |
| fortytwo | $300.00 | 7/25/2011 10:52:38 AM |
| GoldenGo4 | $50.00 | 7/25/2011 3:01:37 PM |
| unrivaled-gain8 | $25.00 | 7/25/2011 2:58:00 PM |
| newest-attractive-funds | $32.08 | 7/25/2011 7:30:11 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:13 PM |
| Mindful7 | $25.00 | 7/26/2011 5:43:20 AM |
| investment-comet | $25.00 | 7/26/2011 7:10:19 AM |
| diversification-medalist | $50.00 | 7/25/2011 8:18:15 PM |
| janeybooboo | $25.00 | 7/26/2011 9:00:59 AM |
| janeybooboo | $50.00 | 7/26/2011 9:01:17 AM |
| penny-champ5 | $25.00 | 7/25/2011 9:22:40 PM |
| MrBailey | $51.00 | 7/25/2011 9:43:43 PM |
| credit-coach118 | $25.00 | 7/26/2011 8:49:09 AM |
| jules3304 | $25.00 | 7/26/2011 10:59:04 AM |
| Troutfinder | $26.96 | 7/26/2011 9:25:14 AM |
| Westb | $50.00 | 7/26/2011 11:04:11 AM |
| iamabby | $25.00 | 7/26/2011 9:38:35 AM |
| octoberfresh | $25.00 | 7/26/2011 11:10:49 AM |
| Wild84Cats | $50.00 | 7/26/2011 11:42:19 AM |
| hostbank | $250.00 | 7/26/2011 9:03:44 PM |
| minista | $25.00 | 7/27/2011 9:11:25 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:07 AM |
| wwialnlgy | $100.00 | 7/27/2011 10:27:19 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:29:25 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:43 PM |
| janeybooboo | $50.00 | 7/27/2011 7:14:22 PM |
| radforj22 | $25.00 | 7/28/2011 8:09:18 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:35 PM |
| Solid-Platinum | $150.00 | 7/28/2011 12:31:40 PM |
| ChrisProsper | $1,450.00 | 7/28/2011 2:01:06 PM |
| grampy48 | $25.00 | 7/28/2011 1:07:06 PM |
| himanshuko | $25.00 | 7/28/2011 1:08:15 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:14:22 PM |
| liberty-pecan | $195.92 | 7/28/2011 12:24:14 PM |
| Tscheddar | $25.00 | 7/22/2011 10:19:44 AM |
| indomitable-coin | $25.00 | 7/23/2011 3:07:02 AM |
| 77dowplace | $25.00 | 7/23/2011 9:00:39 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:32:36 AM |
| Leopoldine | $25.00 | 7/23/2011 10:42:59 AM |
| bigwig155 | $50.00 | 7/23/2011 12:41:18 PM |
| Sneaky_Min | $100.00 | 7/23/2011 3:30:14 PM |
| mg6619 | $25.00 | 7/23/2011 11:37:46 AM |
| nycfinance | $32.34 | 7/23/2011 11:51:49 AM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:06:16 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 3:51:14 PM |
| CE88 | $61.86 | 7/23/2011 1:50:44 PM |
| market-pudding | $25.00 | 7/23/2011 4:33:41 PM |
| coin-comet3 | $78.77 | 7/24/2011 6:55:19 AM |
| reinforced-velocity158 | $250.00 | 7/23/2011 6:37:08 PM |
| drkosh | $25.00 | 7/24/2011 7:43:57 AM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:17:25 PM |
| aztocas | $50.00 | 7/23/2011 7:52:19 PM |
| pnace | $50.00 | 7/23/2011 10:57:37 PM |
| BankofQ | $50.00 | 7/24/2011 1:38:18 AM |
| refined-penny | $25.00 | 7/24/2011 1:07:07 PM |
| Kaj | $50.00 | 7/24/2011 5:19:55 AM |
| robust-trade | $67.69 | 7/24/2011 9:27:22 AM |
| cjames84 | $25.00 | 7/24/2011 4:49:27 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 8:03:06 PM |
| repaymeplease | $25.00 | 7/24/2011 1:21:05 PM |
| MoneyTree79 | $40.00 | 7/24/2011 7:34:46 PM |
| engaging-yield4 | $50.00 | 7/24/2011 11:00:43 PM |
| boola1010 | $50.00 | 7/25/2011 10:58:57 AM |
| Nyarpy | $25.00 | 7/25/2011 2:01:00 PM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:12:21 AM |
| mrack | $50.00 | 7/25/2011 11:17:16 AM |
| LibbyZ | $50.00 | 7/25/2011 2:56:25 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:49:52 PM |
| happy-loyalty | $25.00 | 7/25/2011 1:57:10 PM |
| 280Z | $25.00 | 7/25/2011 5:44:29 PM |
| spudbeach | $75.00 | 7/25/2011 3:44:40 PM |
| pearl13 | $100.00 | 7/25/2011 5:12:27 PM |
| wealth-samurai3 | $25.55 | 7/25/2011 6:59:03 PM |
| aldeed | $200.00 | 7/25/2011 5:23:45 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:51 PM |
| YellowJacket | $25.00 | 7/25/2011 10:12:57 PM |
| Hexnut | $50.00 | 7/26/2011 6:27:30 AM |
| janeybooboo | $25.00 | 7/26/2011 9:01:07 AM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:41 PM |
| enthralling-investment | $75.00 | 7/26/2011 4:40:38 AM |
| diversification-gala1 | $25.00 | 7/26/2011 9:17:45 AM |
| gain-artist5 | $30.00 | 7/26/2011 9:43:35 AM |
| jim95762 | $200.00 | 7/26/2011 10:02:13 AM |
| important-greenback6 | $25.00 | 7/26/2011 9:14:43 AM |
| cheech29 | $25.88 | 7/26/2011 11:05:30 AM |
| excellent-loan8 | $25.00 | 7/26/2011 11:08:30 AM |
| ccclaireee333 | $25.00 | 7/26/2011 11:23:13 AM |
| finance-symphony7 | $50.00 | 7/26/2011 4:24:41 PM |
| tacopants | $500.00 | 7/27/2011 9:52:46 AM |
| thankful-nickel2 | $25.00 | 7/27/2011 6:27:00 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:04 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:32 PM |
| Kame | $25.00 | 7/28/2011 4:06:53 AM |
| gentle-gain235 | $200.00 | 7/28/2011 11:29:56 AM |
| TennSquire | $50.00 | 7/28/2011 10:37:48 AM |
| vtr1000 | $25.00 | 7/28/2011 1:03:22 PM |
| himanshuko | $25.00 | 7/28/2011 1:08:59 PM |
| Tahoeguy | $25.00 | 7/28/2011 12:22:38 PM |
| basis-wizard8 | $50.00 | 7/28/2011 12:24:19 PM |
| commitment-orca7 | $200.00 | 7/28/2011 1:44:31 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
517521
This series of Notes was issued and sold upon the funding of the borrower loan #51850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $274.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 13y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,802 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generator814 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
640-659
(Jan-2010)
|
|
Principal balance:
| $2,116.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
For higher interest credit cards.
Purpose of loan: To pay off higher interest credit card loans.
This loan will be used to... pay credit cards.
My financial situation: Stable
I am a good candidate for this loan because... I just became an RN (I've been a licensed practical nurse for 17 years, and I'm also a licensed social worker, and United States Army Veteran.
Monthly net income: $4500
Monthly expenses: $3850
Housing: $1650
Insurance: $150
Car expenses: $450
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $125
Clothing, household expenses: $650
Credit cards and other loans: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| proud-gold9 | $25.00 | 7/21/2011 5:30:37 PM |
| falcon88dp | $25.00 | 7/21/2011 5:02:16 PM |
| payout-paddle1 | $50.00 | 7/21/2011 5:18:41 PM |
| tech310 | $50.00 | 7/21/2011 8:51:31 PM |
| Investor_DP | $100.00 | 7/21/2011 10:50:06 PM |
| jkeller4000 | $25.00 | 7/22/2011 5:41:39 AM |
| chameleon125 | $25.00 | 7/22/2011 6:13:25 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:36 AM |
| janeybooboo | $150.00 | 7/22/2011 8:09:44 AM |
| RLaumeyer | $60.00 | 7/22/2011 8:48:33 AM |
| yzerizef | $200.00 | 7/22/2011 4:39:48 AM |
| qsolo | $100.00 | 7/21/2011 10:36:17 PM |
| golffish2 | $25.00 | 7/22/2011 4:06:40 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:35 AM |
| blue-useful-auction | $25.00 | 7/22/2011 6:19:32 AM |
| TommyTucker | $50.00 | 7/22/2011 7:40:51 AM |
| worth-blanket2 | $6,440.00 | 7/22/2011 9:03:07 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
517523
This series of Notes was issued and sold upon the funding of the borrower loan #51780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,203 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jayjay44 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
640-659
(May-2009)
|
|
Principal balance:
| $2,847.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Save myself from Credit Card Debt
Purpose of loan:
This loan will be used to pay off the debt that I got myself into after getting a DWI last September.
My financial situation:
I am a good candidate for this loan because I am extremely accountable when it comes to my finances. I've also had a previous loan with Prosper which I'm paying back every month on time
Monthly net income: $ Around 1,600
Monthly expenses: $ 1105
Housing: $0.00
Insurance: $100
Car expenses: $120
Utilities: $ 0.00
Phone, cable, internet: $ 145
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $520
Other expenses: $70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 7/21/2011 5:02:21 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:37 AM |
| elegant-loot | $25.00 | 7/22/2011 7:39:20 AM |
| Solid-Platinum | $100.00 | 7/22/2011 9:29:55 PM |
| ChristopherHS | $25.00 | 7/23/2011 12:30:18 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:34:38 AM |
| Leopoldine | $30.63 | 7/23/2011 10:40:26 AM |
| 77dowplace | $25.00 | 7/23/2011 9:22:39 AM |
| artisan369 | $300.00 | 7/23/2011 10:23:18 AM |
| mg6619 | $25.00 | 7/23/2011 11:42:52 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:47 PM |
| novice-speculator | $25.00 | 7/23/2011 12:30:16 PM |
| Kaj | $50.00 | 7/24/2011 5:19:43 AM |
| Oak-Parker | $25.00 | 7/23/2011 6:43:12 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:18:43 AM |
| Pitufo | $25.00 | 7/23/2011 11:18:44 PM |
| drkosh | $25.00 | 7/24/2011 7:45:20 AM |
| IIP77 | $25.00 | 7/24/2011 5:58:50 AM |
| supersarah61 | $50.00 | 7/24/2011 4:59:33 PM |
| syounker | $25.00 | 7/24/2011 5:42:11 PM |
| mpjg9 | $25.00 | 7/24/2011 12:09:51 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:23 PM |
| resource777 | $50.00 | 7/24/2011 2:20:53 PM |
| pnace | $50.00 | 7/25/2011 9:08:10 AM |
| GElender | $25.00 | 7/25/2011 5:41:04 AM |
| bullwink27 | $25.00 | 7/25/2011 9:57:12 AM |
| moneytolend72 | $25.00 | 7/25/2011 12:46:22 PM |
| pythia | $25.00 | 7/25/2011 1:07:25 PM |
| greenback-seagull2 | $50.00 | 7/25/2011 10:01:12 AM |
| CBO-Enterprise | $100.00 | 7/25/2011 11:18:53 AM |
| javelin0 | $34.63 | 7/25/2011 4:17:15 PM |
| integrity-reformer | $100.00 | 7/25/2011 11:24:29 AM |
| treasure-pipeline | $61.30 | 7/25/2011 12:12:38 PM |
| jubilant-durability9 | $25.00 | 7/25/2011 2:03:03 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:13 PM |
| UnderDog10566 | $100.00 | 7/25/2011 7:52:02 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:42 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:13:44 PM |
| GCInvestments | $25.00 | 7/25/2011 7:07:04 PM |
| fantastic-bazaar2 | $50.00 | 7/25/2011 7:26:52 PM |
| UnderDog10566 | $264.27 | 7/25/2011 8:09:52 PM |
| rubylender | $25.00 | 7/26/2011 4:51:48 AM |
| CaptainBlueberry | $25.00 | 7/26/2011 5:12:32 AM |
| diversification-gala1 | $25.00 | 7/26/2011 9:17:24 AM |
| gain-artist5 | $30.00 | 7/26/2011 9:36:58 AM |
| pearl13 | $100.00 | 7/26/2011 9:17:53 AM |
| dbaoracle | $50.00 | 7/26/2011 10:27:53 AM |
| focused-return366 | $25.00 | 7/26/2011 10:25:00 AM |
| gold-chorus6 | $50.00 | 7/26/2011 3:10:28 PM |
| lovely-greenback4 | $25.00 | 7/26/2011 4:32:20 PM |
| engaging-worth | $25.00 | 7/26/2011 4:37:50 PM |
| hostbank | $192.53 | 7/26/2011 9:03:44 PM |
| crw1950 | $50.00 | 7/26/2011 7:34:54 PM |
| dbs | $25.00 | 7/26/2011 9:00:55 PM |
| organized-payment6 | $50.00 | 7/21/2011 5:02:27 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:35 PM |
| Reddy_Capital | $25.00 | 7/21/2011 9:38:10 PM |
| CaptainBL | $50.00 | 7/22/2011 5:26:35 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:06 PM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:05 AM |
| Feyenoord | $25.00 | 7/22/2011 10:27:05 PM |
| miboymat | $25.00 | 7/23/2011 9:13:10 AM |
| 3_boyz | $50.00 | 7/23/2011 9:21:09 AM |
| inventive-wealth2 | $30.00 | 7/23/2011 9:21:32 AM |
| leverage-oasis | $50.00 | 7/23/2011 8:39:17 AM |
| chameleon125 | $25.00 | 7/23/2011 2:20:58 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:24:10 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 10:57:01 PM |
| tomdooley12520 | $25.00 | 7/24/2011 6:51:32 AM |
| market-pudding | $25.00 | 7/23/2011 4:31:39 PM |
| SoCalIsHere | $40.00 | 7/23/2011 8:14:02 PM |
| IIP77 | $25.00 | 7/24/2011 5:56:15 AM |
| cwswdh | $180.00 | 7/24/2011 2:26:21 PM |
| ivadood | $50.00 | 7/24/2011 10:41:55 AM |
| natural-greenback6 | $25.00 | 7/24/2011 5:14:07 PM |
| Money_Lender2 | $35.43 | 7/24/2011 1:15:19 PM |
| thehousewife | $25.00 | 7/24/2011 4:51:45 PM |
| gjm6d | $25.00 | 7/25/2011 9:20:08 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:25:16 AM |
| octoberfresh | $25.00 | 7/25/2011 10:05:11 AM |
| fortytwo | $200.00 | 7/25/2011 10:53:43 AM |
| sassykatty | $50.00 | 7/25/2011 1:01:44 PM |
| Supersasha | $25.00 | 7/25/2011 2:28:03 PM |
| availableloan | $25.00 | 7/25/2011 2:51:36 PM |
| damage | $25.00 | 7/25/2011 11:20:48 AM |
| The_Third_Hand | $50.00 | 7/25/2011 3:58:01 PM |
| wealth-tremolo7 | $68.73 | 7/25/2011 4:59:47 PM |
| atbright | $25.00 | 7/25/2011 2:15:19 PM |
| C_Mark | $50.00 | 7/25/2011 4:36:41 PM |
| power-bluebird2 | $25.00 | 7/25/2011 7:51:43 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:52 PM |
| coin-lesson3 | $27.47 | 7/26/2011 6:03:04 AM |
| a_falk22 | $25.00 | 7/26/2011 10:42:43 AM |
| wwwUniversal | $25.00 | 7/26/2011 5:11:54 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
517539
This series of Notes was issued and sold upon the funding of the borrower loan #51906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $343.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,853 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| community-friend2 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2010)
760-779
(Feb-2010)
|
|
Principal balance:
| $7,404.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Add a new room for the baby
This loan will be used to remodel our house so we can add a new room for the baby. We have to finish the basement and take down few walls to be able to fit in the extra room. Total project cost is close to $30000 I will be using some of the saving to cover most of the expenses, but I am short so I hope the Prosper community can help. We all know the big banks don't want to help.
My financial situation:
I am a good candidate for this loan because?pay may bills on time and this is my second Prosper loan.
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 7/21/2011 5:02:28 PM |
| compoundinterest | $50.00 | 7/21/2011 5:02:36 PM |
| investment-artist | $25.01 | 7/21/2011 5:02:22 PM |
| Bio-physicist | $32.00 | 7/22/2011 12:34:16 AM |
| availableloan | $25.00 | 7/22/2011 7:10:00 AM |
| janeybooboo | $150.00 | 7/22/2011 11:33:17 AM |
| economy-huckleberry0 | $25.00 | 7/22/2011 11:31:59 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:08 PM |
| xlch | $25.00 | 7/23/2011 6:36:20 AM |
| lazyeye | $107.65 | 7/23/2011 4:45:57 AM |
| kc8fot | $100.00 | 7/23/2011 8:56:32 AM |
| adir1 | $35.00 | 7/23/2011 8:05:19 AM |
| principal-trombone | $100.00 | 7/23/2011 7:56:05 AM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:32:55 AM |
| einstein | $200.00 | 7/23/2011 9:49:08 AM |
| Lender0010 | $50.00 | 7/23/2011 9:28:14 AM |
| asset-professor | $50.00 | 7/23/2011 12:56:04 PM |
| Aleut | $50.00 | 7/23/2011 1:47:12 PM |
| kindness-dessert | $50.00 | 7/23/2011 10:16:34 AM |
| DrZoidberg | $50.00 | 7/23/2011 11:33:08 AM |
| sincere-balance | $25.00 | 7/23/2011 4:50:58 PM |
| no_agenda_lender | $100.00 | 7/23/2011 6:16:32 PM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:20:21 PM |
| forthright-trade | $25.00 | 7/23/2011 12:59:06 PM |
| Earnest_Money | $30.00 | 7/23/2011 1:04:22 PM |
| market-pudding | $25.00 | 7/23/2011 4:30:41 PM |
| fund-medalist171 | $30.00 | 7/24/2011 3:36:07 AM |
| Peacepower | $50.00 | 7/23/2011 2:58:31 PM |
| reflective-rupee | $25.09 | 7/23/2011 5:34:55 PM |
| musegaze | $75.00 | 7/24/2011 9:58:54 AM |
| integrity-doctor | $100.00 | 7/23/2011 6:35:49 PM |
| reinforced-velocity158 | $350.00 | 7/23/2011 6:37:59 PM |
| dor | $30.00 | 7/23/2011 11:25:21 PM |
| finance-symphony7 | $50.00 | 7/24/2011 4:22:32 AM |
| jubilant-trade6 | $25.00 | 7/24/2011 12:12:07 PM |
| GoldenGo4 | $82.53 | 7/24/2011 7:06:36 AM |
| brightest-benjamins-onator | $25.00 | 7/24/2011 6:46:48 AM |
| glimmering-generosity0 | $50.00 | 7/24/2011 6:49:17 AM |
| Pakse | $25.00 | 7/24/2011 7:11:59 AM |
| YellowJacket | $25.00 | 7/24/2011 2:56:09 PM |
| ivadood | $100.00 | 7/24/2011 10:45:44 AM |
| ockid007 | $25.00 | 7/24/2011 8:20:28 AM |
| capital-party6 | $100.00 | 7/24/2011 11:10:05 AM |
| preeminant-generosity2 | $50.00 | 7/24/2011 8:45:46 AM |
| revenue-appraiser | $25.00 | 7/24/2011 6:49:39 PM |
| umfan123 | $25.00 | 7/24/2011 12:58:27 PM |
| MoneyTree79 | $40.83 | 7/24/2011 7:34:42 PM |
| frooogal | $50.00 | 7/24/2011 9:28:21 PM |
| engaging-yield4 | $50.00 | 7/24/2011 11:00:30 PM |
| britgsb | $100.00 | 7/24/2011 11:01:56 PM |
| mednole | $25.00 | 7/24/2011 4:55:44 PM |
| syounker | $25.00 | 7/24/2011 5:53:24 PM |
| best-inspiring-deal | $50.00 | 7/24/2011 4:09:35 PM |
| supersarah61 | $50.00 | 7/24/2011 5:00:14 PM |
| 77dowplace | $25.00 | 7/24/2011 6:46:52 PM |
| mrstender | $25.00 | 7/25/2011 8:40:50 AM |
| jmeasn | $100.00 | 7/25/2011 9:35:06 AM |
| 108lender | $500.00 | 7/25/2011 9:39:36 AM |
| genelinist | $90.00 | 7/25/2011 7:37:09 AM |
| roben12 | $30.00 | 7/25/2011 10:24:22 AM |
| dreammachine | $250.00 | 7/25/2011 6:48:55 AM |
| p2p-eagle9 | $25.00 | 7/25/2011 7:35:57 AM |
| merciful-return164 | $500.00 | 7/25/2011 11:10:44 AM |
| bnoble09 | $30.00 | 7/25/2011 9:48:18 AM |
| Astyanax | $85.00 | 7/25/2011 12:18:10 PM |
| moola-accelerator6 | $38.00 | 7/25/2011 10:23:59 AM |
| Socorro_Capital_Partners | $25.00 | 7/25/2011 9:39:44 AM |
| Troutfinder | $30.00 | 7/25/2011 1:48:53 PM |
| ScottCapital | $25.00 | 7/25/2011 11:32:45 AM |
| a-community-aficionado | $50.00 | 7/25/2011 12:12:17 PM |
| gslinv | $25.00 | 7/25/2011 12:33:41 PM |
| Tscheddar | $25.00 | 7/25/2011 1:07:51 PM |
| unrivaled-gain8 | $25.00 | 7/25/2011 3:04:51 PM |
| justin323 | $50.00 | 7/25/2011 3:07:16 PM |
| systematic-trade | $25.00 | 7/25/2011 3:13:09 PM |
| C_Mark | $75.00 | 7/25/2011 4:32:56 PM |
| LibbyZ | $50.00 | 7/25/2011 2:55:11 PM |
| GCInvestments | $25.00 | 7/25/2011 7:09:53 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:14 PM |
| ansset | $25.00 | 7/25/2011 7:54:19 PM |
| let_me_retire | $50.00 | 7/25/2011 8:03:20 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:19:56 PM |
| ferocious-exchange3 | $53.46 | 7/25/2011 8:49:14 PM |
| newest-funds-powerplant | $49.71 | 7/25/2011 8:51:14 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:45 PM |
| moneytolend72 | $25.00 | 7/26/2011 7:22:25 AM |
| power-defender7 | $25.00 | 7/25/2011 8:48:33 PM |
| Hiru | $25.00 | 7/26/2011 8:01:27 AM |
| neutrino6 | $25.00 | 7/26/2011 12:29:56 AM |
| credit-coach118 | $50.00 | 7/26/2011 8:42:55 AM |
| Vans1975 | $29.96 | 7/26/2011 6:38:48 AM |
| investment-comet | $25.00 | 7/26/2011 7:10:48 AM |
| sgt-schultz | $50.00 | 7/26/2011 9:32:36 AM |
| Theodon | $25.00 | 7/26/2011 9:55:33 AM |
| jim95762 | $200.00 | 7/26/2011 10:06:37 AM |
| pearl13 | $100.00 | 7/26/2011 1:13:05 PM |
| yield-hut | $50.00 | 7/26/2011 4:33:22 PM |
| hostbank | $250.00 | 7/26/2011 9:03:45 PM |
| intrepid-loot | $25.00 | 7/27/2011 7:39:25 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:07 AM |
| minista | $25.00 | 7/27/2011 9:11:26 AM |
| newest-reliable-velocity | $25.00 | 7/27/2011 10:55:27 AM |
| responsibility-aurora1 | $25.00 | 7/27/2011 3:01:11 PM |
| Veets | $150.00 | 7/27/2011 7:08:21 PM |
| Kame | $25.00 | 7/28/2011 4:06:54 AM |
| BR-549 | $30.00 | 7/28/2011 4:40:47 AM |
| rutzebach | $51.50 | 7/28/2011 8:43:36 AM |
| thepillowsack | $50.00 | 7/28/2011 12:01:39 PM |
| kegs | $450.00 | 7/28/2011 12:31:59 PM |
| larrybird | $397.66 | 7/28/2011 12:33:22 PM |
| the-cash-allotment | $50.13 | 7/28/2011 9:43:11 AM |
| Tahoeguy | $25.00 | 7/28/2011 12:22:39 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:36 PM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:37 AM |
| indomitable-coin | $25.00 | 7/23/2011 4:19:09 AM |
| Feyenoord | $25.00 | 7/22/2011 10:32:00 PM |
| RoyFauntleroy | $50.00 | 7/23/2011 8:28:08 AM |
| head | $25.00 | 7/23/2011 6:10:46 AM |
| natural-platinum | $500.00 | 7/23/2011 9:15:23 AM |
| 3_boyz | $75.00 | 7/23/2011 9:18:27 AM |
| widowsmite | $25.00 | 7/23/2011 5:57:36 AM |
| Leshan | $100.00 | 7/23/2011 6:08:24 AM |
| 77dowplace | $25.00 | 7/23/2011 9:00:52 AM |
| benefit-trident | $25.00 | 7/23/2011 8:06:44 AM |
| inventive-wealth2 | $25.00 | 7/23/2011 9:24:04 AM |
| tranquil-capital9 | $25.00 | 7/23/2011 8:26:09 AM |
| invincible-platinum9 | $50.00 | 7/23/2011 11:33:39 AM |
| miboymat | $25.00 | 7/23/2011 10:03:41 AM |
| mg6619 | $25.00 | 7/23/2011 11:43:03 AM |
| artisan369 | $200.00 | 7/23/2011 10:20:51 AM |
| Leopoldine | $25.00 | 7/23/2011 10:41:50 AM |
| poeman | $50.00 | 7/23/2011 10:56:42 AM |
| pphantom | $76.00 | 7/23/2011 11:04:08 AM |
| graceful-investment | $200.00 | 7/23/2011 11:41:30 AM |
| red-dime-solo | $25.00 | 7/23/2011 5:01:55 PM |
| B-rad_the_Coug | $25.00 | 7/23/2011 6:06:46 PM |
| DavidCG | $31.26 | 7/23/2011 12:55:04 PM |
| CNG | $75.00 | 7/23/2011 10:05:22 PM |
| momoney2lend | $75.00 | 7/23/2011 10:13:45 PM |
| chameleon125 | $25.00 | 7/23/2011 2:24:04 PM |
| 340 | $43.86 | 7/24/2011 12:22:17 AM |
| intelligent-treasure075 | $45.00 | 7/24/2011 5:50:31 AM |
| NekHoldings | $25.00 | 7/24/2011 6:14:58 AM |
| pound-balancer | $100.00 | 7/24/2011 6:52:37 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:47 PM |
| Binan | $50.00 | 7/24/2011 9:02:54 AM |
| promise2 | $200.00 | 7/23/2011 6:07:27 PM |
| setUup | $32.20 | 7/24/2011 10:11:38 AM |
| aztocas | $75.00 | 7/23/2011 7:57:14 PM |
| justice-circuitry0 | $50.00 | 7/24/2011 7:21:47 AM |
| FoosMaster | $25.68 | 7/24/2011 7:39:15 AM |
| repaymeplease | $25.00 | 7/24/2011 1:06:36 PM |
| itskarma | $25.25 | 7/24/2011 4:20:34 AM |
| contract-student2 | $50.00 | 7/24/2011 4:51:21 AM |
| Kaj | $50.00 | 7/24/2011 5:18:11 AM |
| boatplug | $25.00 | 7/24/2011 9:06:19 AM |
| point-pinnacle | $35.00 | 7/24/2011 2:49:13 PM |
| kukubird | $50.00 | 7/24/2011 11:22:49 AM |
| DonaldColorado | $500.00 | 7/24/2011 10:19:34 AM |
| refined-penny | $25.00 | 7/24/2011 1:02:48 PM |
| mgking007 | $30.00 | 7/24/2011 11:43:22 AM |
| mednole | $25.00 | 7/24/2011 4:23:25 PM |
| Chewbaca | $25.00 | 7/24/2011 5:53:22 PM |
| natural-interest7 | $50.00 | 7/25/2011 6:20:11 AM |
| openness-confidant | $39.11 | 7/24/2011 6:50:05 PM |
| MassBile | $25.00 | 7/24/2011 5:46:13 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:35:51 PM |
| RMB-Investments | $75.00 | 7/25/2011 8:19:54 AM |
| hope-lionheart1 | $25.00 | 7/24/2011 7:45:10 PM |
| zbfamwl | $50.00 | 7/24/2011 9:00:14 PM |
| anarchy1985 | $25.00 | 7/25/2011 2:34:57 AM |
| asset-beeper8 | $150.00 | 7/25/2011 9:46:11 AM |
| phingers | $25.00 | 7/25/2011 10:23:42 AM |
| sgt-schultz | $25.00 | 7/25/2011 6:31:59 AM |
| shrewd-deal | $25.00 | 7/25/2011 8:27:52 AM |
| FinanceEngine | $40.00 | 7/25/2011 10:39:20 AM |
| buffalobills | $25.00 | 7/25/2011 8:43:30 AM |
| damage | $25.00 | 7/25/2011 11:20:48 AM |
| treasure-pipeline | $60.00 | 7/25/2011 12:12:52 PM |
| pnace | $50.00 | 7/25/2011 9:12:53 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:06:56 AM |
| unrivaled-income5 | $50.00 | 7/25/2011 2:57:35 PM |
| income-awakening6 | $25.00 | 7/25/2011 3:06:32 PM |
| integrity-reformer | $100.00 | 7/25/2011 11:27:44 AM |
| invincible-peso | $42.75 | 7/25/2011 4:16:56 PM |
| 280Z | $25.00 | 7/25/2011 5:39:34 PM |
| rutzebach | $59.87 | 7/25/2011 2:19:51 PM |
| jpac1066 | $100.00 | 7/25/2011 2:36:28 PM |
| FinDoc | $25.00 | 7/25/2011 6:14:55 PM |
| spudbeach | $75.00 | 7/25/2011 3:45:17 PM |
| FAUVERSTIEN | $28.38 | 7/25/2011 6:37:00 PM |
| favorite-deal6 | $25.00 | 7/25/2011 6:57:31 PM |
| wilchik | $30.00 | 7/25/2011 7:34:27 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:21:48 PM |
| whitegold24k | $250.00 | 7/25/2011 6:16:51 PM |
| MrBailey | $51.00 | 7/25/2011 9:44:01 PM |
| thankful-nickel2 | $25.00 | 7/26/2011 6:28:56 AM |
| caelanmac | $50.00 | 7/26/2011 8:27:11 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:53 PM |
| selector568 | $300.00 | 7/26/2011 10:10:05 AM |
| reasonable-currency | $30.46 | 7/26/2011 10:27:54 AM |
| dbaoracle | $101.55 | 7/26/2011 10:28:57 AM |
| Dollars4Rent | $25.00 | 7/26/2011 12:50:19 PM |
| evergreen16 | $80.00 | 7/26/2011 8:31:58 AM |
| Rivervale_Westwood | $100.00 | 7/26/2011 10:02:32 AM |
| mpatrick | $50.00 | 7/26/2011 9:13:24 AM |
| a_falk22 | $25.00 | 7/26/2011 10:43:27 AM |
| radiant-fund | $100.00 | 7/27/2011 5:34:25 AM |
| steady-truth3 | $25.00 | 7/27/2011 3:28:15 AM |
| aspire2grow | $25.00 | 7/27/2011 8:49:38 AM |
| wlm3012 | $30.00 | 7/27/2011 2:01:36 PM |
| jcw3rd | $25.00 | 7/27/2011 10:09:44 AM |
| geniusj | $50.00 | 7/27/2011 10:14:43 AM |
| neutrino6 | $25.00 | 7/27/2011 6:28:57 PM |
| wwialnlgy | $100.00 | 7/27/2011 5:13:11 PM |
| janeybooboo | $50.00 | 7/27/2011 7:01:15 PM |
| Dubbs360 | $100.00 | 7/27/2011 6:31:07 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:04 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:44 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:33 PM |
| radforj22 | $25.00 | 7/28/2011 8:09:19 AM |
| devoider | $29.10 | 7/28/2011 6:16:45 AM |
| TennSquire | $50.00 | 7/28/2011 10:37:49 AM |
| martymaniaman | $25.00 | 7/28/2011 10:54:50 AM |
| 224 Investments
|
Borrower Payment Dependent Notes Series
517627
This series of Notes was issued and sold upon the funding of the borrower loan #51919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,578 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| palebluedot33 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
|
Principal balance:
| $743.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Wrapping It Up
Purpose of loan:
This Prosper loan will enable me to consolidate 3 credit card accounts and pay them off in the same amount of time with a lower monthly payment than my current minimums.
My financial situation: stable, improving in the next year upon completion of my master's degree.
I am a good candidate for this loan because I have no late or missed payments on any accounts, including those I'd like to consolidate. I do not actually use the credit cards, other than a $5 monthly donation to WDET. As we position ourselves to buy a house, I need my available credit picture to look better as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 7/23/2011 12:02:39 PM |
| MarvintheMartian | $40.00 | 7/23/2011 12:29:18 PM |
| 77dowplace | $25.00 | 7/24/2011 12:12:27 PM |
| qsolo | $150.00 | 7/24/2011 5:25:35 PM |
| syounker | $25.00 | 7/24/2011 6:00:10 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 7:39:08 PM |
| CreditBuilder2 | $100.00 | 7/24/2011 10:49:42 PM |
| Solid-Platinum | $50.00 | 7/24/2011 11:04:19 PM |
| capital-blueberry | $25.00 | 7/24/2011 9:01:53 PM |
| genelinist | $50.00 | 7/25/2011 7:48:02 AM |
| sgt-schultz | $75.00 | 7/25/2011 6:24:28 AM |
| CaptainBlueberry | $25.00 | 7/25/2011 6:50:03 AM |
| enchanted-truth264 | $25.00 | 7/25/2011 8:17:12 AM |
| Astyanax | $75.00 | 7/25/2011 12:21:27 PM |
| market-pudding | $25.00 | 7/25/2011 12:19:56 PM |
| unrivaled-gain8 | $25.00 | 7/25/2011 2:59:29 PM |
| pound-balancer | $100.00 | 7/25/2011 3:16:04 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:25 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:52 PM |
| novice-speculator | $25.00 | 7/25/2011 6:29:00 PM |
| brightest-dynamic-peace | $30.00 | 7/25/2011 9:46:54 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:03 PM |
| income-buffalo1 | $200.00 | 7/25/2011 7:11:36 PM |
| platinum-rapture6 | $100.00 | 7/25/2011 9:07:41 PM |
| focused-return366 | $25.11 | 7/26/2011 10:22:43 AM |
| agalt | $100.00 | 7/26/2011 11:01:14 AM |
| heroic-payout9 | $26.03 | 7/26/2011 8:33:53 AM |
| hostbank | $250.00 | 7/26/2011 9:03:51 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:57 AM |
| heavy_ax | $25.00 | 7/27/2011 2:07:13 PM |
| kinetic-openness0 | $25.00 | 7/27/2011 5:12:30 PM |
| agiovasil | $25.00 | 7/27/2011 3:41:52 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:45:41 PM |
| BankofPete | $40.00 | 7/28/2011 7:34:06 AM |
| britgsb | $50.00 | 7/28/2011 8:32:36 AM |
| basis-wizard8 | $50.00 | 7/28/2011 12:22:33 PM |
| promise2 | $200.00 | 7/28/2011 1:03:05 PM |
| grampy48 | $25.00 | 7/28/2011 1:04:49 PM |
| gentle-gain235 | $200.00 | 7/28/2011 11:30:54 AM |
| MichaelProsper | $25.00 | 7/28/2011 1:30:06 PM |
| mlandrid | $25.00 | 7/28/2011 2:05:12 PM |
| icon7 | $50.00 | 7/28/2011 12:45:00 PM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:32 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:33:47 PM |
| Attract | $31.21 | 7/28/2011 1:30:23 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:03 PM |
| CaptainBL | $25.00 | 7/23/2011 7:13:57 PM |
| indomitable-coin | $25.00 | 7/23/2011 10:56:56 PM |
| WSTRDG | $25.00 | 7/24/2011 2:15:17 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:36:53 PM |
| thehousewife | $25.00 | 7/24/2011 4:55:37 PM |
| GElender | $40.00 | 7/25/2011 5:33:49 AM |
| RMB-Investments | $50.00 | 7/25/2011 8:19:39 AM |
| klemer | $25.00 | 7/24/2011 8:48:08 PM |
| Leopoldine | $50.00 | 7/25/2011 8:27:17 AM |
| setUup | $33.20 | 7/25/2011 9:08:58 AM |
| jubilant-durability9 | $25.00 | 7/25/2011 1:54:30 PM |
| fortytwo | $500.00 | 7/25/2011 10:51:37 AM |
| C_Mark | $75.00 | 7/25/2011 4:32:02 PM |
| availableloan | $25.00 | 7/25/2011 2:53:05 PM |
| LibbyZ | $50.00 | 7/25/2011 2:58:58 PM |
| justin323 | $50.00 | 7/25/2011 3:06:35 PM |
| systematic-trade | $25.00 | 7/25/2011 3:14:17 PM |
| happy-loyalty | $25.00 | 7/25/2011 2:00:04 PM |
| capital-party6 | $200.00 | 7/25/2011 9:35:36 PM |
| newest-attractive-funds | $25.00 | 7/25/2011 7:07:11 PM |
| astute-fairness0 | $25.00 | 7/26/2011 6:41:57 AM |
| SB94114 | $25.70 | 7/26/2011 9:05:53 AM |
| red-favorable-basis | $25.00 | 7/26/2011 6:36:00 AM |
| Hiru | $27.27 | 7/26/2011 8:03:04 AM |
| pnace | $40.00 | 7/26/2011 10:15:59 PM |
| dbs | $25.00 | 7/26/2011 9:00:57 PM |
| Reddy_Capital | $25.00 | 7/26/2011 10:03:52 PM |
| BankofHank | $75.00 | 7/27/2011 5:55:57 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:39 PM |
| Kame | $25.00 | 7/28/2011 4:07:01 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:47 PM |
| martymaniaman | $25.00 | 7/28/2011 10:51:28 AM |
| skaught | $40.00 | 7/28/2011 12:22:32 PM |
| wise-eloquent-yield | $50.00 | 7/28/2011 1:15:13 PM |
| ChrisProsper | $2,100.00 | 7/28/2011 2:10:22 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
517677
This series of Notes was issued and sold upon the funding of the borrower loan #51904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $220.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,545 | Stated income: | $0 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| attentive-openness5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
|
|
Principal balance:
| $8,623.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
This loan is to consolidate cards
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2200
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 200
Clothing, household expenses: $ 0
Credit cards and other loans: $ 200
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Imperativity | $50.00 | 7/25/2011 9:49:45 PM |
| samo102us | $25.00 | 7/22/2011 9:25:35 AM |
| Investor_DP | $100.00 | 7/22/2011 11:30:32 AM |
| profit-powerplant | $25.00 | 7/22/2011 9:32:32 AM |
| adamnash | $25.00 | 7/22/2011 10:18:10 AM |
| wisconsinvestor | $50.00 | 7/22/2011 3:52:06 PM |
| jkeller4000 | $25.00 | 7/23/2011 4:45:10 AM |
| Strongestmanevr | $25.00 | 7/23/2011 1:11:17 PM |
| CE88 | $25.00 | 7/23/2011 1:43:37 PM |
| Aleut | $50.00 | 7/23/2011 1:46:21 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:28 AM |
| poeman | $50.00 | 7/23/2011 11:02:31 AM |
| investment-cluster | $40.00 | 7/23/2011 12:35:37 PM |
| asset-professor | $50.00 | 7/23/2011 12:52:31 PM |
| bold-brilliant-dollar | $26.00 | 7/23/2011 2:04:05 PM |
| vest_vortex | $25.00 | 7/23/2011 6:08:21 PM |
| no_agenda_lender | $50.00 | 7/23/2011 6:12:39 PM |
| zydeco337 | $25.00 | 7/23/2011 6:14:11 PM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:55 PM |
| return-rocket9 | $25.00 | 7/23/2011 6:37:43 PM |
| ivadood | $50.00 | 7/24/2011 10:38:07 AM |
| musegaze | $50.00 | 7/24/2011 9:52:26 AM |
| cunning-bill2 | $25.00 | 7/24/2011 4:29:23 PM |
| preeminant-generosity2 | $25.00 | 7/24/2011 8:43:22 AM |
| Investoman | $100.00 | 7/24/2011 6:12:08 PM |
| Kaj | $35.00 | 7/24/2011 2:18:01 PM |
| radforj22 | $25.00 | 7/24/2011 3:23:11 PM |
| vigorous-velocity | $100.00 | 7/24/2011 10:22:04 PM |
| britgsb | $100.00 | 7/24/2011 10:59:10 PM |
| natural-interest7 | $50.00 | 7/25/2011 6:22:23 AM |
| moola-accelerator6 | $40.00 | 7/24/2011 5:45:46 PM |
| klemer | $25.00 | 7/24/2011 8:49:42 PM |
| Whatssofunnybout | $25.00 | 7/24/2011 9:22:32 PM |
| onecooldrink | $25.00 | 7/25/2011 12:00:35 AM |
| jmeasn | $25.00 | 7/25/2011 9:33:41 AM |
| sgt-schultz | $90.00 | 7/25/2011 6:22:49 AM |
| kulender | $100.00 | 7/25/2011 10:42:41 AM |
| new-transaction-wrangler | $50.00 | 7/25/2011 7:55:35 AM |
| integrity-reformer | $100.00 | 7/25/2011 11:25:12 AM |
| best-asset-jedi | $50.00 | 7/25/2011 10:48:57 AM |
| FinanceEngine | $35.00 | 7/25/2011 10:37:04 AM |
| javelin0 | $25.00 | 7/25/2011 4:12:07 PM |
| Phatt-Daddy | $25.00 | 7/25/2011 12:03:39 PM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:52:19 PM |
| LibbyZ | $50.00 | 7/25/2011 2:32:33 PM |
| spursdog | $25.00 | 7/25/2011 5:12:30 PM |
| diversification-medalist | $50.00 | 7/25/2011 8:13:26 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:47 PM |
| openness-confidant | $25.00 | 7/25/2011 8:18:08 PM |
| Comoparklender | $25.00 | 7/25/2011 7:36:19 PM |
| debt-force | $50.00 | 7/25/2011 7:37:18 PM |
| economy-coup | $100.00 | 7/25/2011 8:54:28 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:47 PM |
| Johnab | $25.03 | 7/26/2011 4:37:47 AM |
| diligent-kindness9 | $47.38 | 7/26/2011 5:07:13 AM |
| andec25 | $25.00 | 7/26/2011 5:38:01 AM |
| diversification-gala1 | $25.00 | 7/26/2011 9:16:56 AM |
| top-payout-enclave | $30.00 | 7/26/2011 7:39:45 AM |
| simeonthewhale | $49.00 | 7/26/2011 4:13:16 AM |
| msh345 | $25.00 | 7/26/2011 10:16:00 AM |
| investment-comet | $25.00 | 7/26/2011 7:11:26 AM |
| Erileb | $25.00 | 7/26/2011 12:23:40 PM |
| wcg-nyc | $39.53 | 7/26/2011 7:44:40 AM |
| integrity-parsec | $27.09 | 7/26/2011 9:40:48 AM |
| toomanyfishtanks | $25.00 | 7/26/2011 1:21:14 PM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:16 PM |
| mpatrick | $25.00 | 7/26/2011 9:13:48 AM |
| worthy-bid8 | $50.00 | 7/26/2011 11:18:10 AM |
| gslinv | $25.00 | 7/26/2011 2:56:27 PM |
| pnace | $50.00 | 7/26/2011 5:08:58 PM |
| fulfilling-investment4 | $36.62 | 7/26/2011 7:08:58 PM |
| mennleo | $25.00 | 7/26/2011 10:03:25 PM |
| Bob450 | $25.32 | 7/26/2011 6:08:48 PM |
| neutrino6 | $29.12 | 7/27/2011 1:27:37 AM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:06:50 AM |
| shmb6508 | $101.12 | 7/27/2011 7:38:53 AM |
| treasure-bliss | $25.00 | 7/27/2011 5:37:29 AM |
| irrelevant | $25.00 | 7/27/2011 6:34:19 AM |
| exuberant-wealth5 | $25.00 | 7/27/2011 9:19:12 AM |
| OSERENKUKU | $25.44 | 7/27/2011 11:05:19 AM |
| RDealz | $50.00 | 7/27/2011 10:47:57 AM |
| broomfieldbucks | $25.00 | 7/27/2011 12:13:19 PM |
| worldly-gold | $75.00 | 7/27/2011 10:00:39 AM |
| top-payout-enclave | $25.00 | 7/27/2011 2:06:10 PM |
| GCInvestments | $25.00 | 7/27/2011 3:59:04 PM |
| transparency-baton | $25.00 | 7/27/2011 4:02:13 PM |
| income-rocker2 | $100.00 | 7/27/2011 12:01:18 PM |
| finance-mushroom | $300.00 | 7/27/2011 1:31:41 PM |
| afterhours | $25.00 | 7/27/2011 2:36:18 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:23 PM |
| cash-reaction2 | $50.00 | 7/27/2011 7:42:31 PM |
| Easystreet | $25.00 | 7/28/2011 3:08:42 AM |
| stonehillloans | $25.00 | 7/28/2011 4:01:13 AM |
| Dreamconnection | $25.00 | 7/28/2011 8:14:18 AM |
| Dopplerbob | $26.23 | 7/28/2011 8:34:01 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:20 AM |
| shrewd-income | $25.00 | 7/27/2011 9:40:46 PM |
| MAYBROOK | $25.00 | 7/28/2011 8:37:41 AM |
| Kame | $25.00 | 7/28/2011 4:05:23 AM |
| SmartBanking | $25.00 | 7/28/2011 8:17:41 AM |
| Cybercusp | $25.00 | 7/28/2011 12:39:39 PM |
| clean-coin7 | $63.06 | 7/28/2011 1:37:12 PM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:09:07 PM |
| gold-disk | $25.00 | 7/28/2011 12:31:35 PM |
| icon7 | $50.00 | 7/28/2011 12:43:13 PM |
| himanshuko | $25.00 | 7/28/2011 1:03:25 PM |
| reflective-rupee | $25.09 | 7/22/2011 9:59:04 AM |
| dfealk | $100.00 | 7/22/2011 9:41:26 AM |
| amusement4 | $50.00 | 7/22/2011 10:43:07 PM |
| MadHun | $200.00 | 7/22/2011 10:42:39 PM |
| chameleon125 | $25.00 | 7/23/2011 2:19:05 PM |
| market-pudding | $25.00 | 7/23/2011 4:29:55 PM |
| suave-dime6 | $25.00 | 7/23/2011 1:01:10 PM |
| 1phantom | $25.00 | 7/23/2011 11:07:58 AM |
| Leopoldine | $25.00 | 7/23/2011 1:54:06 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:08:31 PM |
| KramericaIndustries | $25.00 | 7/23/2011 3:28:24 PM |
| Bob450 | $25.32 | 7/23/2011 8:15:26 PM |
| diligent-peace9 | $75.00 | 7/23/2011 9:00:13 PM |
| edaguy | $50.00 | 7/23/2011 2:27:34 PM |
| green-moola-sniffer | $50.00 | 7/24/2011 4:06:59 AM |
| momoney2lend | $25.00 | 7/23/2011 10:01:57 PM |
| mcgillis99 | $75.00 | 7/23/2011 10:13:22 PM |
| dblakels | $25.00 | 7/23/2011 10:19:19 PM |
| integrity-doctor | $100.00 | 7/23/2011 6:33:06 PM |
| heerzaquestion | $25.00 | 7/24/2011 11:09:20 AM |
| shawnw2 | $40.00 | 7/23/2011 8:41:54 PM |
| repaymeplease | $25.00 | 7/24/2011 1:13:52 PM |
| treasure-generator | $25.00 | 7/24/2011 8:37:24 AM |
| cathexis | $25.00 | 7/24/2011 11:09:27 AM |
| jarevack | $25.00 | 7/24/2011 11:52:18 AM |
| ckatak | $50.00 | 7/24/2011 10:50:07 PM |
| gimincorp | $26.00 | 7/25/2011 6:49:42 AM |
| Jim33 | $25.00 | 7/24/2011 5:46:00 PM |
| Whatssofunnybout | $25.00 | 7/24/2011 9:23:07 PM |
| blue-goal-deal | $25.00 | 7/25/2011 10:01:28 AM |
| RMB-Investments | $50.00 | 7/25/2011 8:19:01 AM |
| Pu239 | $70.00 | 7/25/2011 8:24:29 AM |
| jmeasn | $25.00 | 7/25/2011 9:36:37 AM |
| artisan369 | $300.00 | 7/25/2011 9:23:25 AM |
| merciful-return164 | $50.00 | 7/25/2011 11:20:39 AM |
| payout-flag6 | $50.00 | 7/25/2011 5:03:53 PM |
| equallender | $50.00 | 7/25/2011 12:20:53 PM |
| rogue_monster | $25.00 | 7/25/2011 12:55:14 PM |
| bonafide-asset8 | $50.00 | 7/25/2011 3:30:04 PM |
| ferocious-exchange3 | $25.00 | 7/25/2011 8:45:13 PM |
| MrBailey | $52.00 | 7/25/2011 9:41:26 PM |
| buffalobills | $25.00 | 7/25/2011 9:11:05 PM |
| stock106 | $25.00 | 7/26/2011 9:47:35 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:22 AM |
| rate-caravan7 | $25.00 | 7/26/2011 10:41:33 AM |
| SNH | $25.00 | 7/26/2011 2:11:41 PM |
| five-star-justice | $25.00 | 7/26/2011 1:43:32 PM |
| lobstahlender | $25.00 | 7/26/2011 4:48:10 PM |
| economy-producer | $25.00 | 7/26/2011 3:47:26 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:43:41 PM |
| Eddy-2-Aces | $25.00 | 7/26/2011 5:32:52 PM |
| astute-dollar | $50.00 | 7/26/2011 6:37:55 PM |
| monstersdad | $50.00 | 7/27/2011 1:04:04 AM |
| greenkid | $50.00 | 7/26/2011 8:15:19 PM |
| ddog0224 | $25.00 | 7/27/2011 1:30:55 AM |
| lovely-order7 | $25.00 | 7/27/2011 6:09:43 AM |
| bigphish | $25.00 | 7/27/2011 7:19:44 AM |
| idriveajeep | $48.00 | 7/27/2011 7:40:05 AM |
| Rivervale_Westwood | $25.00 | 7/27/2011 6:07:17 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:12 AM |
| basis-wizard8 | $50.00 | 7/27/2011 10:28:36 AM |
| RDealz | $50.00 | 7/27/2011 10:48:32 AM |
| samaritan5 | $25.00 | 7/27/2011 2:23:43 PM |
| orbital-velocity7 | $50.00 | 7/27/2011 12:48:14 PM |
| codenoise | $25.00 | 7/27/2011 4:16:49 PM |
| loan_doctor | $25.00 | 7/27/2011 10:27:47 AM |
| jebber007 | $30.00 | 7/27/2011 11:00:27 AM |
| JLMGroupFunds | $42.65 | 7/27/2011 12:42:03 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:50:56 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:39 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:45 PM |
| Katburg | $25.00 | 7/28/2011 5:32:24 AM |
| grove064 | $100.00 | 7/27/2011 8:37:01 PM |
| shawnw2 | $25.00 | 7/28/2011 7:05:11 AM |
| DadWarbucks | $50.00 | 7/28/2011 7:12:27 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:10 AM |
| NYBIZ | $25.00 | 7/28/2011 11:41:29 AM |
| larrybird | $50.00 | 7/28/2011 1:37:48 PM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:49 AM |
| abundant-marketplace436 | $25.00 | 7/28/2011 11:23:03 AM |
| astute-investment5 | $25.00 | 7/28/2011 1:19:16 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:19 PM |
| 188 Investments
|
Borrower Payment Dependent Notes Series
517715
This series of Notes was issued and sold upon the funding of the borrower loan #51769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $311.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,030 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| estefvan |
Borrower's state:
| Kansas |
Borrower's group:
| 1st and BEST for Loans |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 55 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2010)
640-659
(Mar-2008)
600-619
(Apr-2007)
620-639
(Apr-2007)
|
|
Principal balance:
| $2,800.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
My loan for home improvement
Purpose of loan: Paint House
This loan will be used to... Paint House and repairs, payoff prosper loan bal $2800, better interest rate
My financial situation: Excellent
I am a good candidate for this loan because... Long time prosper customer, pay off early, work for the FAA
My wife is retired plus works part time
Monthly net income: $6900.00
Monthly expenses: $
Housing: $ 1200
Insurance: $350
Car expenses: $250
Utilities: $350
Phone, cable, internet: $250
Food, entertainment: $225
Clothing, household expenses: $375
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $35.00 | 7/26/2011 9:09:17 AM |
| reflective-rupee | $1,000.09 | 7/26/2011 9:12:51 AM |
| NekHoldings | $25.00 | 7/26/2011 9:22:35 AM |
| penny-surgeon | $25.00 | 7/26/2011 9:27:33 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:11 AM |
| loanman2007 | $225.00 | 7/26/2011 9:24:29 AM |
| janeybooboo | $250.00 | 7/26/2011 9:02:08 AM |
| MoneyForNothing | $75.00 | 7/26/2011 9:02:10 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:31 AM |
| lendstats_com | $200.00 | 7/26/2011 9:03:06 AM |
| golffish2 | $25.00 | 7/26/2011 9:06:33 AM |
| MoneyForNothing | $74.10 | 7/26/2011 9:18:44 AM |
| worth-blanket2 | $6,485.80 | 7/26/2011 9:45:15 AM |
| MarvintheMartian | $30.00 | 7/26/2011 9:23:14 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
517751
This series of Notes was issued and sold upon the funding of the borrower loan #51750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $2,031 |
Total credit lines:
| 43 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,174 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-class-openness6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2010)
|
|
Principal balance:
| $1,757.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consol/ Prior Prosper borrower
Purpose:
I will be using this loan to consolidate some debt and rehabilitate my credit score. A portion of the loan will go to my wedding expenses. But the fundamental purpose is to allow me to start my marriage with a plan in place to aggressively alleviate my debt.
The first Prosper loan I got helped me immediately handle my highest burden debt, but this loan will allow to fully consolidate what's left. My credit score and reputation are very important to me and the ability to consolidate my debt will make a big difference in my life.
Financial Situation:
My current financial situation is good, but more importantly in stable. I currently make $96,000 as a government attorney. By consolidating outstanding loans I will actually be paying only $100 more a month with this loan to pay off my debt considerably faster.
Monthly Income:
$ 5500
Monthly expenses: $ 3800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,500.00 | 7/22/2011 5:03:50 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517799
This series of Notes was issued and sold upon the funding of the borrower loan #51740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $107.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,855 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ChrissyQ5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 27 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2009)
720-739
(Apr-2008)
|
|
Principal balance:
| $1,194.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
3rd Prosper Loan - Never Late!
Purpose of loan:
This loan will be used to...consolidate a current Prosper loan to a lower interest rate, 2 credit cards, and cover additional school expenses (books, tuition) not covered by student loans for the 2011-2012 school year.
My financial situation:
I am a good candidate for this loan because...this will be my 3rd Prosper loan and I have NEVER made a late payment. I love Prosper, and used to invest in loans, but now the state I live in is not eligible to invest.
My current Prosper loan payment is $90.47, and this new payment will be $107.49. Easily manageable, only $17.02 more a month.
This loan is a sure thing. I'm already making the majority of this payment every month, and have been for a year and half. Before that, I made my payment for a larger Prosper loan for 9 months before paying it off early. I had to file for bankruptcy 2 years ago due to a car accident and medical bills, but before and after that I never had a late payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,500.00 | 7/26/2011 5:00:40 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
517817
This series of Notes was issued and sold upon the funding of the borrower loan #51800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $177.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,408 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-saga2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Assisting My Daughter With Moving
Purpose of loan: Daughter and grandchildren
This loan will be used to... To help my daughter relocate closer to her work
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4586
Monthly expenses: $2515
Housing: $1700
Insurance: $
Car expenses: $160
Utilities: $130
Phone, cable, internet: $95
Food, entertainment: $180
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 7/22/2011 5:16:12 PM |
| bullish2bearish | $25.00 | 7/22/2011 6:08:57 PM |
| CaptainBL | $50.00 | 7/22/2011 7:28:16 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:41 AM |
| DasMula | $27.00 | 7/22/2011 10:07:46 PM |
| Peterman | $25.00 | 7/23/2011 10:20:59 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:30 AM |
| promise2 | $200.00 | 7/23/2011 6:27:34 PM |
| SunriseTrader1 | $25.00 | 7/23/2011 6:33:05 PM |
| Investor_DP | $100.00 | 7/24/2011 4:12:00 AM |
| janeybooboo | $150.00 | 7/22/2011 5:36:49 PM |
| bullwink27 | $25.00 | 7/23/2011 7:29:40 AM |
| epall | $25.00 | 7/23/2011 9:21:55 AM |
| vutah | $25.00 | 7/23/2011 5:06:50 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:00 PM |
| elvisloans | $25.00 | 7/24/2011 5:25:03 AM |
| Bank_Of_XL | $25.00 | 7/24/2011 9:22:17 AM |
| worth-blanket2 | $3,822.91 | 7/24/2011 6:42:18 PM |
| a-finance-nirvana | $25.00 | 7/24/2011 4:13:04 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
517877
This series of Notes was issued and sold upon the funding of the borrower loan #51873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 17y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,482 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hcnalbdr |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 99% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $29,400.00 | < 31 days late:
| 1
( 1% )
| 680-699
(Feb-2010)
680-699
(Dec-2009)
680-699
(Jan-2008)
620-639
(May-2007)
|
|
Principal balance:
| $4,725.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 73 | | |
Description
Refinancing Prosper Loan
Purpose of loan:
This loan will be used to refinance my current Prosper loan for a much lower interest rate.
My financial situation:
I am a good candidate for this loan because I am gainfully and securely employed by the US Navy as a Lieutenant (O-3E on the pay charts) Engineering Duty Officer. View the following website if you are not familiar with military pay...
http://www.dfas.mil/dfas/militarymembers/payentitlements/militarypaytables.html
I have been paying down my current loan consistently and with my new and improving credit score, I would like to save money on the interest.
This will be my fourth Prosper loan with only one late payment (due to a direct deposit error during my first loan). I am also a Prosper investor!
Please feel free to write with any questions. Thank you for looking!
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$26.99.
"A Military Officer, Lender and past borrower, as with all group loans I have talked with him in detail and verified Military status and contact info. A great bet!"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dammage | $99.27 | 7/27/2011 9:01:43 AM |
| Kennfusion | $50.00 | 7/27/2011 9:01:47 AM |
| MarvintheMartian | $45.00 | 7/27/2011 9:53:25 AM |
| Oak-Parker | $30.00 | 7/27/2011 10:52:20 AM |
| beachfunder | $61.69 | 7/27/2011 9:01:47 AM |
| carrinel | $100.00 | 7/27/2011 10:08:19 AM |
| jmeasn | $100.00 | 7/27/2011 10:46:44 AM |
| loanermn | $25.00 | 7/27/2011 9:18:50 AM |
| PrepWonder | $125.00 | 7/27/2011 9:29:10 AM |
| Wangchuk | $25.00 | 7/27/2011 11:44:44 AM |
| lotuss4 | $25.00 | 7/27/2011 3:23:21 PM |
| reflective-rupee | $200.09 | 7/27/2011 3:51:29 PM |
| credit-guard5 | $25.00 | 7/27/2011 2:11:54 PM |
| cactus158 | $200.00 | 7/27/2011 2:31:45 PM |
| balance-transformer3 | $100.00 | 7/27/2011 4:41:06 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:53:43 PM |
| r48 | $58.00 | 7/27/2011 5:43:38 PM |
| well-rounded-dinero | $160.45 | 7/27/2011 4:07:39 PM |
| UncleScroogeDMD | $151.41 | 7/27/2011 4:39:18 PM |
| forthright-dinero7 | $50.00 | 7/27/2011 7:44:33 PM |
| Edwardtomo | $50.00 | 7/27/2011 8:46:05 PM |
| objective-investor | $200.00 | 7/27/2011 7:21:39 PM |
| hidavehi | $33.00 | 7/27/2011 6:42:10 PM |
| professional-coin1 | $125.00 | 7/27/2011 8:10:16 PM |
| horseshoelake | $25.00 | 7/27/2011 9:36:09 PM |
| CincyTex | $150.00 | 7/27/2011 10:09:02 PM |
| a-restless-dollar | $25.00 | 7/27/2011 10:36:19 PM |
| availableloan | $25.00 | 7/27/2011 8:45:19 PM |
| DrunkenMic | $25.00 | 7/27/2011 11:02:51 PM |
| wild-orange | $50.00 | 7/28/2011 1:52:38 AM |
| Kattosha | $25.00 | 7/28/2011 3:43:31 AM |
| stonehillloans | $25.00 | 7/28/2011 4:02:14 AM |
| orangetrust | $100.00 | 7/27/2011 9:31:55 PM |
| Reddy_Capital | $25.00 | 7/27/2011 10:02:30 PM |
| BoCo | $25.00 | 7/28/2011 4:41:18 AM |
| Dan4703 | $25.00 | 7/28/2011 5:18:12 AM |
| elvisloans | $25.00 | 7/28/2011 5:24:20 AM |
| peso-aggregator | $25.00 | 7/28/2011 5:38:11 AM |
| GElender | $40.00 | 7/28/2011 5:59:50 AM |
| heroic-payout9 | $29.01 | 7/28/2011 6:14:30 AM |
| top-payout-enclave | $50.00 | 7/28/2011 6:29:59 AM |
| fireman4 | $27.00 | 7/28/2011 6:34:51 AM |
| SolarMoonshine | $50.00 | 7/28/2011 3:32:35 AM |
| grampy48 | $25.00 | 7/28/2011 4:32:24 AM |
| Feyenoord | $25.00 | 7/27/2011 9:21:56 PM |
| janeybooboo | $50.00 | 7/28/2011 5:36:58 AM |
| janeybooboo | $100.00 | 7/28/2011 5:40:31 AM |
| Leopoldine | $25.00 | 7/27/2011 11:03:53 PM |
| serene-capital | $40.00 | 7/27/2011 11:19:21 PM |
| janeybooboo | $25.00 | 7/28/2011 5:32:10 AM |
| janeybooboo | $25.00 | 7/28/2011 5:32:26 AM |
| cerebral-dollar773 | $66.90 | 7/28/2011 6:16:31 AM |
| EngineersAlliance | $75.00 | 7/28/2011 6:33:50 AM |
| a-reasonable-return | $25.00 | 7/28/2011 6:38:58 AM |
| StarshineXL | $139.52 | 7/28/2011 7:01:52 AM |
| Dollars4Rent | $25.00 | 7/27/2011 9:01:44 AM |
| determined-revenue1 | $100.00 | 7/27/2011 9:01:48 AM |
| UncleScroogeDMD | $100.00 | 7/27/2011 9:01:45 AM |
| MoneyForNothing | $41.25 | 7/27/2011 9:21:43 AM |
| loanman2007 | $100.00 | 7/27/2011 9:29:19 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:56:57 AM |
| Jinja | $100.00 | 7/27/2011 9:01:46 AM |
| compoundinterest | $50.00 | 7/27/2011 9:02:06 AM |
| penny-finder | $43.48 | 7/27/2011 9:08:33 AM |
| JGuide | $26.99 | 7/27/2011 10:42:07 AM |
| bookher2washington | $25.00 | 7/27/2011 1:54:28 PM |
| cashhelp | $30.00 | 7/27/2011 11:11:30 AM |
| 77dowplace | $25.00 | 7/27/2011 5:25:36 PM |
| janeybooboo | $200.00 | 7/27/2011 7:19:56 PM |
| thankful-nickel2 | $25.00 | 7/27/2011 6:22:21 PM |
| riv701 | $25.00 | 7/27/2011 8:43:58 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:26 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:45:01 PM |
| Johnab | $25.00 | 7/27/2011 9:12:31 PM |
| justasoldier | $50.00 | 7/27/2011 9:15:12 PM |
| corporatejim | $26.94 | 7/28/2011 4:22:05 AM |
| RecoveryLender | $25.00 | 7/28/2011 6:28:52 AM |
| vigilance-searcher | $25.00 | 7/28/2011 6:46:57 AM |
| crw1950 | $50.00 | 7/28/2011 4:39:20 AM |
| Astyanax | $150.00 | 7/27/2011 10:31:02 PM |
| optionscashflow | $25.00 | 7/27/2011 11:11:56 PM |
| BankofBeth | $25.00 | 7/27/2011 11:36:28 PM |
| NekHoldings | $25.00 | 7/28/2011 5:41:28 AM |
| capital-web7 | $50.00 | 7/28/2011 6:54:05 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
517979
This series of Notes was issued and sold upon the funding of the borrower loan #51798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,115 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparency-miser0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purpose of loan
Purpose of loan:
This loan will be used to... to pay off debts like credit cards so I can be debt free.
My financial situation:
I am a good candidate for this loan because... I work hard everyday and I am trying to pay off my debts so I can be debt free.
Monthly net income: $ 2900
Monthly expenses: $
Housing: $ 1335
Insurance: $ 140
Car expenses: $ 232
Utilities: $ 300
Phone, cable, internet: $ 130
Food, entertainment: $ 50
Clothing, household expenses: $ 25
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,000.00 | 7/24/2011 6:40:24 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518001
This series of Notes was issued and sold upon the funding of the borrower loan #51785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $234.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,670 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sycamore4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
|
Principal balance:
| $1,993.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate 6 loans/credit cards including my other Prosper loan,
My financial situation: I am a homeowner. I am current and have been current on all my loans.
Monthly net income: $3500
Monthly expenses: $3000.00 (will go down with new loan)
Housing: $1000.00
Insurance: $130.00
Car expenses: $229.79
Utilities: $140.00
Phone, cable, internet: $130.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00 (these will be consolidated within the new loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wisconsinvestor | $50.00 | 7/24/2011 1:32:28 PM |
| lendstats_com | $200.00 | 7/25/2011 5:35:10 AM |
| kulender | $100.00 | 7/25/2011 10:42:44 AM |
| radforj22 | $25.00 | 7/25/2011 9:47:01 AM |
| bonafide-asset8 | $100.00 | 7/25/2011 3:25:31 PM |
| reflective-rupee | $50.00 | 7/25/2011 11:40:44 AM |
| fortytwo | $50.00 | 7/25/2011 10:58:39 AM |
| sgt-schultz | $30.00 | 7/25/2011 12:29:34 PM |
| wealth-fighter3 | $25.00 | 7/25/2011 1:53:12 PM |
| Abstract | $50.00 | 7/25/2011 2:14:48 PM |
| CreditBuilder2 | $100.00 | 7/25/2011 2:36:53 PM |
| itskarma | $25.25 | 7/25/2011 2:47:36 PM |
| SolarMoonshine | $25.00 | 7/25/2011 3:08:41 PM |
| worldly-money4 | $300.00 | 7/25/2011 3:10:39 PM |
| supreme-hope | $25.00 | 7/25/2011 2:20:01 PM |
| five-star-note | $50.00 | 7/26/2011 6:00:16 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:24 AM |
| NolockHolmes | $50.00 | 7/26/2011 12:31:00 PM |
| Islandgal | $35.00 | 7/26/2011 2:45:08 PM |
| StrongMonty | $55.00 | 7/26/2011 12:05:02 PM |
| five-star-justice | $25.00 | 7/26/2011 1:43:34 PM |
| asset-cougar0 | $25.00 | 7/26/2011 1:55:35 PM |
| SNH | $100.00 | 7/26/2011 2:03:08 PM |
| rae4sunshine | $25.00 | 7/26/2011 6:03:50 PM |
| golden-velocity9 | $25.00 | 7/26/2011 3:31:37 PM |
| MadHun | $100.00 | 7/26/2011 4:11:46 PM |
| enchanted-truth264 | $25.00 | 7/26/2011 7:42:35 PM |
| well-mannered-income3 | $40.00 | 7/26/2011 5:29:21 PM |
| Bob450 | $25.32 | 7/26/2011 6:05:24 PM |
| digitaldan | $25.00 | 7/26/2011 10:59:23 PM |
| brightest-benjamins-onator | $25.00 | 7/27/2011 4:15:32 AM |
| Investor_DP | $100.00 | 7/26/2011 8:47:26 PM |
| dudebrah | $25.00 | 7/26/2011 11:53:16 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:07:02 AM |
| monstersdad | $50.00 | 7/27/2011 1:04:07 AM |
| pnace | $35.00 | 7/26/2011 10:12:09 PM |
| astute-dollar | $25.00 | 7/27/2011 5:24:44 AM |
| sgt-schultz | $60.00 | 7/27/2011 6:09:19 AM |
| blissful-finance7 | $75.00 | 7/27/2011 8:44:00 AM |
| reflective-greenback1 | $50.00 | 7/27/2011 6:39:05 AM |
| intrepid-loot | $25.00 | 7/27/2011 7:31:51 AM |
| suave-dime6 | $25.00 | 7/27/2011 5:50:37 AM |
| foothillender | $25.00 | 7/27/2011 8:08:37 AM |
| GElender | $25.00 | 7/27/2011 6:00:40 AM |
| nickel-ferret | $25.00 | 7/27/2011 9:16:58 AM |
| shrewd-income | $200.00 | 7/27/2011 10:31:49 AM |
| FinanceEngine | $40.00 | 7/27/2011 9:19:41 AM |
| jebber007 | $30.00 | 7/27/2011 11:00:06 AM |
| Rider | $50.00 | 7/27/2011 9:43:53 AM |
| Jazzy503 | $25.05 | 7/27/2011 1:45:46 PM |
| Oak-Parker | $25.00 | 7/27/2011 11:03:33 AM |
| liberty-society5 | $25.00 | 7/27/2011 9:54:14 AM |
| transparency-baton | $25.00 | 7/27/2011 4:08:44 PM |
| BlackCat36 | $50.00 | 7/27/2011 2:06:42 PM |
| illinois_joe | $100.00 | 7/27/2011 11:04:34 AM |
| Scotcha | $50.00 | 7/27/2011 3:29:11 PM |
| orange-leverage-phoenix | $50.00 | 7/27/2011 4:58:24 PM |
| wlm3012 | $30.00 | 7/27/2011 2:12:53 PM |
| commerce-yeller | $35.00 | 7/27/2011 7:01:39 PM |
| janeybooboo | $25.00 | 7/27/2011 9:22:26 PM |
| best-charming-leverage | $200.00 | 7/27/2011 9:31:33 PM |
| credit-coach118 | $25.00 | 7/27/2011 11:07:26 PM |
| wild-orange | $50.00 | 7/28/2011 2:00:31 AM |
| stonehillloans | $25.00 | 7/28/2011 3:59:32 AM |
| Feyenoord | $25.00 | 7/27/2011 9:26:36 PM |
| grove064 | $100.00 | 7/27/2011 8:32:42 PM |
| serene-capital | $25.00 | 7/27/2011 11:21:52 PM |
| upbeat-wealth | $25.00 | 7/28/2011 1:20:10 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:57 PM |
| PaulW | $25.00 | 7/28/2011 4:17:26 AM |
| janeybooboo | $25.00 | 7/27/2011 9:22:16 PM |
| barflyer | $25.00 | 7/28/2011 5:56:15 AM |
| draggon77 | $25.00 | 7/28/2011 1:20:05 AM |
| Kame | $25.00 | 7/28/2011 4:05:24 AM |
| Kaj | $35.00 | 7/24/2011 2:18:04 PM |
| jkeller4000 | $50.00 | 7/25/2011 4:46:27 AM |
| DoctorJoe | $25.00 | 7/25/2011 5:05:11 AM |
| reflective-rupee | $200.09 | 7/25/2011 10:46:17 AM |
| CA-Lender | $50.07 | 7/25/2011 11:00:45 AM |
| LibbyZ | $50.00 | 7/25/2011 2:33:42 PM |
| bonus-seahorse | $50.00 | 7/25/2011 1:47:38 PM |
| seanickson | $25.00 | 7/25/2011 2:45:07 PM |
| skillful-asset5 | $25.00 | 7/25/2011 7:00:40 PM |
| reflective-rupee | $250.00 | 7/26/2011 7:13:55 AM |
| kenji4861 | $25.00 | 7/25/2011 11:45:56 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:31 PM |
| payout-paddle1 | $25.00 | 7/26/2011 1:22:18 PM |
| Astyanax | $100.00 | 7/26/2011 1:26:55 PM |
| ChoiceInvestments | $31.00 | 7/26/2011 12:49:55 PM |
| new0rleans | $25.00 | 7/26/2011 3:04:13 PM |
| 3_boyz | $50.00 | 7/26/2011 1:50:32 PM |
| fortytwo | $250.00 | 7/26/2011 2:38:02 PM |
| loss-of-control | $75.00 | 7/26/2011 5:56:34 PM |
| Leshan | $100.00 | 7/26/2011 3:17:02 PM |
| whitegold24k | $100.00 | 7/26/2011 6:12:27 PM |
| lobstahlender | $35.00 | 7/26/2011 4:54:20 PM |
| unbelievable-cash9 | $100.00 | 7/26/2011 6:28:41 PM |
| Halos2002 | $50.00 | 7/26/2011 6:06:07 PM |
| Sturgee | $25.00 | 7/26/2011 7:15:11 PM |
| availableloan | $25.00 | 7/26/2011 8:43:33 PM |
| return-venture1 | $89.99 | 7/26/2011 6:33:35 PM |
| the-discrete-income | $25.00 | 7/26/2011 9:05:19 PM |
| dws2380 | $25.00 | 7/26/2011 8:29:21 PM |
| ddog0224 | $25.00 | 7/27/2011 1:33:07 AM |
| asset-professor | $50.00 | 7/26/2011 9:24:30 PM |
| britgsb | $100.00 | 7/26/2011 10:14:08 PM |
| trade-goblin9 | $25.00 | 7/27/2011 7:37:50 AM |
| geniusj | $50.00 | 7/26/2011 11:52:42 PM |
| glroark | $50.00 | 7/27/2011 6:37:26 AM |
| gothampark | $25.00 | 7/27/2011 8:57:07 AM |
| mpatrick | $25.00 | 7/27/2011 9:09:11 AM |
| loanman2007 | $125.00 | 7/27/2011 5:11:52 AM |
| bold-basis-supernova | $58.51 | 7/27/2011 8:39:38 AM |
| building_community | $75.00 | 7/27/2011 9:03:28 AM |
| calmfunds | $500.00 | 7/27/2011 7:19:08 AM |
| moola-monger9 | $50.00 | 7/27/2011 10:17:03 AM |
| investment-comet | $25.00 | 7/27/2011 12:36:53 PM |
| bsmtloan | $182.06 | 7/27/2011 12:42:06 PM |
| basis-wizard8 | $50.00 | 7/27/2011 10:26:36 AM |
| Kash2010lu | $25.00 | 7/27/2011 1:01:12 PM |
| benjamins-fan6 | $25.00 | 7/27/2011 1:33:05 PM |
| RDealz | $50.00 | 7/27/2011 10:48:55 AM |
| designer_10 | $25.00 | 7/27/2011 2:30:38 PM |
| afterhours | $25.00 | 7/27/2011 2:38:14 PM |
| bluehen00 | $33.44 | 7/27/2011 11:37:39 AM |
| forthright-trade | $25.00 | 7/27/2011 9:44:46 AM |
| JCM_MN | $40.00 | 7/27/2011 12:14:57 PM |
| the-profit-oracle | $25.00 | 7/27/2011 4:01:26 PM |
| benjamins-neutrino | $25.00 | 7/27/2011 11:07:53 AM |
| handy-justice | $100.00 | 7/27/2011 2:56:40 PM |
| top-visionary-truth | $25.00 | 7/27/2011 3:50:22 PM |
| selfmademan | $25.00 | 7/27/2011 11:36:54 AM |
| BradP | $25.00 | 7/27/2011 6:14:30 PM |
| investment-cluster | $25.00 | 7/27/2011 1:10:21 PM |
| futurechef11 | $50.00 | 7/27/2011 2:29:28 PM |
| integrity-doctor | $100.00 | 7/27/2011 2:46:01 PM |
| mgking007 | $25.00 | 7/27/2011 7:03:48 PM |
| yf99yz | $26.47 | 7/27/2011 5:05:56 PM |
| spiff666 | $26.66 | 7/27/2011 8:00:21 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:50:19 PM |
| professional-coin1 | $125.00 | 7/27/2011 8:06:19 PM |
| ckatak | $50.00 | 7/27/2011 7:20:12 PM |
| janeybooboo | $25.00 | 7/27/2011 9:21:59 PM |
| mclilpaws | $25.00 | 7/28/2011 4:07:37 AM |
| treasure-expert | $25.00 | 7/27/2011 8:00:38 PM |
| Engineer44 | $48.00 | 7/28/2011 2:09:02 AM |
| interstellar | $75.00 | 7/28/2011 4:18:55 AM |
| janeybooboo | $25.00 | 7/27/2011 9:22:07 PM |
| awe-inspiring-power | $25.00 | 7/28/2011 5:37:00 AM |
| janeybooboo | $78.09 | 7/28/2011 5:57:24 AM |
| 150 Investments
|
Borrower Payment Dependent Notes Series
518005
This series of Notes was issued and sold upon the funding of the borrower loan #51843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 10 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 11y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| passcom |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 1
( 3% )
| 700-719
(Dec-2009)
620-639
(Sep-2009)
660-679
(Oct-2008)
640-659
(Aug-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Medical Bills
Purpose of loan: Medical Bills
This loan will be used to... Payoff doctors
My financial situation: employed
I am a good candidate for this loan because...
good credit and good job
Monthly net income: $20000
Monthly expenses: $7000
Housing: $2500
Insurance: $100
Car expenses: $500
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $2000
Other expenses: $
1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 7/26/2011 9:22:13 AM |
| reflective-rupee | $200.09 | 7/26/2011 9:33:20 AM |
| jhouman | $25.00 | 7/26/2011 9:02:18 AM |
| MoneyForNothing | $50.00 | 7/26/2011 9:03:25 AM |
| Wangchuk | $25.07 | 7/26/2011 11:19:41 AM |
| krd_Chicago | $146.00 | 7/26/2011 9:12:17 AM |
| Dubbs360 | $25.00 | 7/26/2011 9:02:22 AM |
| DasMula | $27.00 | 7/26/2011 10:01:12 AM |
| janeybooboo | $50.00 | 7/26/2011 1:26:39 PM |
| Mikale360 | $50.00 | 7/26/2011 11:17:19 AM |
| hillerod | $25.26 | 7/26/2011 10:24:31 AM |
| yf99yz | $50.00 | 7/26/2011 3:21:37 PM |
| credit-guard5 | $25.00 | 7/26/2011 11:42:10 AM |
| genuine-integrity0 | $25.00 | 7/26/2011 3:40:45 PM |
| SecondChanceLendingSERV | $25.00 | 7/26/2011 1:33:58 PM |
| Jerrys1951 | $31.68 | 7/26/2011 4:59:04 PM |
| diligent-peace9 | $175.00 | 7/26/2011 6:57:16 PM |
| r48 | $25.00 | 7/26/2011 6:00:20 PM |
| loss-of-control | $100.00 | 7/26/2011 6:06:38 PM |
| Banker2OO7 | $50.00 | 7/26/2011 4:55:50 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:50 PM |
| Tkhalaska | $25.00 | 7/26/2011 10:12:38 PM |
| samurai2 | $50.00 | 7/26/2011 11:12:07 PM |
| wisconsinvestor | $50.00 | 7/27/2011 5:26:19 AM |
| Rulea72 | $31.92 | 7/27/2011 6:37:33 AM |
| worldly-investment333 | $50.00 | 7/27/2011 6:47:03 AM |
| seabassx | $25.00 | 7/27/2011 6:56:58 AM |
| five-star-note | $75.00 | 7/26/2011 10:16:43 PM |
| Bill88 | $25.00 | 7/27/2011 7:43:49 AM |
| cbivitz | $350.00 | 7/27/2011 2:40:02 AM |
| kendigme | $50.00 | 7/27/2011 2:57:58 AM |
| Kash2010lu | $25.00 | 7/27/2011 7:21:43 AM |
| atlas100 | $75.00 | 7/27/2011 7:41:42 AM |
| Bob450 | $25.00 | 7/27/2011 7:56:13 AM |
| DoctorJoe | $37.47 | 7/27/2011 7:59:38 AM |
| freedom3 | $3,000.00 | 7/27/2011 6:16:44 AM |
| FarmersBank | $26.63 | 7/27/2011 7:19:10 AM |
| J-Rott | $300.00 | 7/27/2011 7:27:14 AM |
| shrewd-income | $50.00 | 7/26/2011 10:04:27 AM |
| marwadi-62 | $1,000.00 | 7/26/2011 12:50:53 PM |
| investment-artist | $25.01 | 7/26/2011 9:02:31 AM |
| janeybooboo | $100.00 | 7/26/2011 9:03:29 AM |
| profit-powerplant | $25.00 | 7/26/2011 10:00:57 AM |
| loanman2007 | $125.00 | 7/26/2011 11:06:10 AM |
| worth-blanket2 | $7,500.00 | 7/26/2011 9:45:16 AM |
| jpaulnyc | $50.00 | 7/26/2011 12:42:14 PM |
| Whatssofunnybout | $25.00 | 7/26/2011 2:56:18 PM |
| mikeandcat | $120.73 | 7/26/2011 2:34:56 PM |
| market-pudding | $25.00 | 7/26/2011 1:33:28 PM |
| dcshobby | $25.00 | 7/26/2011 3:57:52 PM |
| sweetlan | $25.07 | 7/26/2011 5:18:42 PM |
| DasMula | $135.00 | 7/26/2011 4:14:25 PM |
| papaloha | $50.00 | 7/26/2011 7:14:12 PM |
| bold-principal-fountain | $25.00 | 7/26/2011 10:08:18 PM |
| CA-Lender | $75.07 | 7/26/2011 5:56:09 PM |
| rockhound84 | $43.00 | 7/27/2011 7:44:28 AM |
| chameleon125 | $25.00 | 7/27/2011 6:51:42 AM |
| jkeller4000 | $25.00 | 7/27/2011 3:19:37 AM |
| durability-revelry2 | $25.00 | 7/27/2011 7:43:09 AM |
| orbital-return316 | $25.00 | 7/27/2011 7:48:28 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
518007
This series of Notes was issued and sold upon the funding of the borrower loan #51731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,067 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2ploan-celebration8 |
Borrower's state:
| Illinois |
Borrower's group:
| Road To Better Credit |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $3,172.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
consolidate debt
Purpose of loan:
This loan will be used to...Consolidate all of my debt
My financial situation:
I am a single mother doing everything to make sure my kids have the best life possible. I went thru a divorce a few years ago and did my best to keep up with everything but realized I was fighting a losing battle and had to file bankruptcy. Prior to that I had a credit score of 800 as I have ALWAYS paid my bills timely. I am managing fine but would like to consolidate everything into one payment. I do not have high limits on my credit cards so I have used up alot of my credit due to some unexpected expenses and my son needing braces which as you know is a HUGE expense.
Monthly net income: $ 3866
Monthly expenses: $
Housing: $ 770
Insurance: $ 102
Car expenses: $ 355
Utilities: $ 150
Phone, cable, internet: $ 125
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 7/25/2011 9:04:09 AM |
| worth-blanket2 | $5,950.00 | 7/25/2011 9:39:06 AM |
| ultimate-peace | $25.00 | 7/25/2011 9:09:31 AM |
| alexgalt | $25.00 | 7/25/2011 9:12:07 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
518071
This series of Notes was issued and sold upon the funding of the borrower loan #51820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,252 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloop |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 64 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
680-699
(Jun-2008)
680-699
(Oct-2007)
|
|
Principal balance:
| $1,369.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 64 | | |
Description
Expanding Rental House Portfolio
Purpose of loan:
This loan will be used to... Invest in more rental property
My financial situation:
I am a good candidate for this loan because... I have always paid my prosper loans very well. I also have a full time job. I have slowly built a portfolio of two rental homes and am ready to buy another one. I like to use prosper to help me acquire properties, also would rather pay interest to peer lenders than to banks.
Thanks
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $75.00 | 7/26/2011 9:02:10 AM |
| pembull | $50.00 | 7/26/2011 9:02:37 AM |
| restless-dime | $100.00 | 7/26/2011 9:08:00 AM |
| Wangchuk | $30.00 | 7/26/2011 9:17:02 AM |
| penny-surgeon | $25.00 | 7/26/2011 9:28:39 AM |
| 312-Lender | $40.00 | 7/26/2011 9:02:21 AM |
| DHolly | $25.00 | 7/26/2011 9:12:26 AM |
| Kash2010lu | $25.00 | 7/26/2011 9:15:16 AM |
| marinbb | $100.00 | 7/26/2011 9:01:29 AM |
| fascinating-generosity3 | $200.00 | 7/26/2011 9:02:31 AM |
| lendstats_com | $200.00 | 7/26/2011 9:04:02 AM |
| RoZu_Lending | $42.34 | 7/26/2011 9:06:06 AM |
| reflective-rupee | $1,000.09 | 7/26/2011 9:11:01 AM |
| MoneyForNothing | $126.24 | 7/26/2011 9:13:17 AM |
| loanman2007 | $50.00 | 7/26/2011 9:13:45 AM |
| worth-blanket2 | $2,486.32 | 7/26/2011 9:45:16 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:32 AM |
| loanman2007 | $150.00 | 7/26/2011 9:09:15 AM |
| restless-dime | $100.00 | 7/26/2011 9:14:13 AM |
| NekHoldings | $25.00 | 7/26/2011 9:21:47 AM |
| janeybooboo | $100.00 | 7/26/2011 9:07:35 AM |
| golffish2 | $25.00 | 7/26/2011 9:14:46 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
518081
This series of Notes was issued and sold upon the funding of the borrower loan #51813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 4m |
|
Amount delinquent:
| $68,123 |
Total credit lines:
| 47 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,478 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 59 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| HummingbirdExpress |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 89% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,900.00 | < 31 days late:
| 3
( 9% )
| 680-699
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 35 | | |
Description
Dig out as Fast as we can!
Purpose of loan: Help others and myself learn about real estate and internet so we can do it right this time!!
This loan will be used to...continue my real estate and internet education business...the more we know the more we grow...encouraging people including myself to learn the rules of monetary gravity!
My financial situation:
I am a good candidate for this loan because...I am not giving up, I am getting up and starting over and supporting others that are willing to do the same...
Monthly net income: $5,000
Monthly expenses: $4000
Housing: $2000
Insurance: $600
Car expenses: $200
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $30
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 7/25/2011 11:00:02 AM |
| ultimate-peace | $150.00 | 7/25/2011 9:09:24 AM |
| sgt-schultz | $35.00 | 7/25/2011 12:30:11 PM |
| proper-revenue7 | $25.00 | 7/25/2011 2:24:17 PM |
| marwadi-62 | $100.00 | 7/26/2011 12:49:53 PM |
| worth-blanket2 | $1,514.91 | 7/26/2011 2:49:34 PM |
| reflective-rupee | $25.09 | 7/25/2011 10:45:30 AM |
| Mikale360 | $50.00 | 7/25/2011 3:16:58 PM |
| thehousewife | $50.00 | 7/25/2011 2:57:52 PM |
| amlu1988 | $25.00 | 7/25/2011 7:30:36 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
518143
This series of Notes was issued and sold upon the funding of the borrower loan #51707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,303 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-trident |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
700-719
(Apr-2010)
|
|
Principal balance:
| $831.36 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
TO PAY OFF MEDICAL BILL & DIVOICE
Purpose of loan: TO PAY OFF MEDICAL BILL & DIVOICE
This loan will be used to...
My financial situation: Good. I just want to pay this medical bill off and pay for my divoice so I can move on.
I am a good candidate for this loan because...I have a loan with you and I do
pay my bill on time.
Monthly net income: $2025.00
Monthly expenses: $1500.00
Housing: $
Insurance: $292.00
Car expenses: $228.00
Utilities: $
Phone, cable, internet: $141.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $50.00 | 7/26/2011 5:33:04 PM |
| Dubbs360 | $25.00 | 7/26/2011 5:01:57 PM |
| wealth-pipeline | $25.00 | 7/26/2011 5:01:46 PM |
| ultimate-peace | $25.00 | 7/26/2011 5:09:06 PM |
| worth-blanket2 | $1,875.00 | 7/26/2011 5:46:05 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518155
This series of Notes was issued and sold upon the funding of the borrower loan #51867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $81.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,125 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| C_money |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Consolidate Debt
Purpose of loan:
This loan will be used to pay off my credit card debt so that i can save for a future plans. Having a family etc.
My financial situation:
I am a good candidate for this loan because i have excellent credit. I pay my bills on time. I will be obtain an occupational therapy assistant degree next year. I will finally have the career that i want an make a better steady income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 7/26/2011 5:01:40 PM |
| 77dowplace | $25.00 | 7/26/2011 7:15:38 PM |
| MarvintheMartian | $45.00 | 7/26/2011 5:24:51 PM |
| Dan4703 | $25.00 | 7/26/2011 6:28:23 PM |
| One_Lolo | $25.00 | 7/27/2011 4:05:04 AM |
| serene-capital | $25.00 | 7/27/2011 1:25:56 AM |
| Onlyhappycustomers | $25.00 | 7/27/2011 6:42:47 AM |
| Boxster968 | $25.00 | 7/27/2011 10:11:48 AM |
| commerce-yeller | $25.00 | 7/27/2011 6:58:31 PM |
| FinDoc | $25.00 | 7/27/2011 4:06:58 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:55:53 PM |
| eyevinyl | $100.00 | 7/27/2011 8:48:34 PM |
| objective-investor | $200.00 | 7/27/2011 7:22:04 PM |
| promise2 | $100.00 | 7/27/2011 9:36:21 PM |
| Astyanax | $75.00 | 7/27/2011 10:19:16 PM |
| DrunkenMic | $25.00 | 7/27/2011 11:08:32 PM |
| BankofBeth | $25.00 | 7/27/2011 11:18:06 PM |
| x-lender | $50.00 | 7/27/2011 11:38:15 PM |
| jmeasn | $25.00 | 7/28/2011 12:29:01 AM |
| availableloan | $25.00 | 7/27/2011 8:45:06 PM |
| self-reliant-integrity0 | $50.00 | 7/27/2011 10:17:53 PM |
| optionscashflow | $28.28 | 7/27/2011 10:56:51 PM |
| scrappy-bonus2 | $25.00 | 7/28/2011 12:56:57 AM |
| wild-orange | $65.58 | 7/28/2011 1:38:24 AM |
| penny-finder | $25.47 | 7/26/2011 5:25:34 PM |
| compoundinterest | $50.00 | 7/26/2011 5:02:07 PM |
| dbs | $25.00 | 7/26/2011 9:01:03 PM |
| n036939 | $25.00 | 7/26/2011 9:15:29 PM |
| hostbank | $250.00 | 7/26/2011 9:04:06 PM |
| Dazz2061 | $100.00 | 7/27/2011 7:04:52 AM |
| DKSArt | $25.00 | 7/27/2011 8:53:14 AM |
| indomitable-coin | $25.00 | 7/27/2011 7:50:07 AM |
| carrinel | $50.00 | 7/27/2011 10:07:30 AM |
| leodaguy | $100.00 | 7/27/2011 10:49:00 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:43 PM |
| unflappable-pound3 | $41.67 | 7/27/2011 7:30:47 PM |
| hidavehi | $44.00 | 7/27/2011 6:37:40 PM |
| NolockHolmes | $50.00 | 7/27/2011 8:33:25 PM |
| a-restless-dollar | $25.00 | 7/27/2011 10:38:03 PM |
| Leopoldine | $25.00 | 7/27/2011 11:05:06 PM |
| Feyenoord | $25.00 | 7/27/2011 9:24:16 PM |
| enchanted-truth264 | $25.00 | 7/27/2011 7:44:26 PM |
| Reddy_Capital | $25.00 | 7/27/2011 9:56:36 PM |
| West_End_Local | $50.00 | 7/27/2011 8:14:33 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:20 PM |
| best-charming-leverage | $100.00 | 7/27/2011 9:32:13 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
518193
This series of Notes was issued and sold upon the funding of the borrower loan #51752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
4 | Length of status: | 4y 9m |
|
Amount delinquent:
| $323 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $317 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-igloo |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Purpose
Purpose of loan:
This loan will be used to make necessary repairs to both of my vehicles
My financial situation:
I am a good candidate for this loan because I am in the process of rebuilding my credit
Monthly net income:5000.00
Monthly expenses: 2700.00
Housing: 845.00
Insurance: 89.00
Car expenses: 478.00
Utilities: 250.00
Phone, cable, internet: 179.00
Food, entertainment: 300.00
Clothing, household expenses: 100.00
Credit cards and other loans: 400.00
Other expenses: N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tenacious-economy9 | $50.00 | 7/25/2011 7:12:17 PM |
| worth-blanket2 | $3,950.00 | 7/26/2011 2:46:41 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
518211
This series of Notes was issued and sold upon the funding of the borrower loan #51701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 7m |
|
Amount delinquent:
| $23 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,222 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| HopeToBeDebtFree |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 11% )
| 640-659
(Sep-2010)
660-679
(Aug-2010)
720-739
(Jul-2010)
|
|
Principal balance:
| $2,940.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
New Baby - Pay off Credit Cards
Pay off some credit cards to help afford Daycare.
I will be paying off several credit cards / lines of credit. This will reduce my monthly credit card payments by $374 a month. The monthly payment for this loan will be $280 or less. This will save me $94 a month. I will need $200 a month for daycare (including the extra fuel to drive to the daycare), After all of my expenses I have $141 remaining, if I get this loan I will have an additional $94, which gives me a total of $235 which gives me enough for daycare plus an extra $35 a month to put in savings. This lets me pay off credit cards, and have the money needed for daycare.
Monthly net income: $4318
Monthly Total expenses: $4177
Left over: $141
Breakdown:
Housing: $1451
Insurance: $155
Car & Fuel expenses: $850
Utilities: $115
Phone, cable, internet: $138
Food, entertainment: $100
Clothing, Groceries, household expenses: $430
Credit cards and other loans: $738
Savings: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.09 | 7/25/2011 5:08:54 PM |
| worth-blanket2 | $6,474.91 | 7/25/2011 6:11:34 PM |
| alexgalt | $25.00 | 7/25/2011 6:01:58 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
518229
This series of Notes was issued and sold upon the funding of the borrower loan #51810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $467.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,650 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sillygoat |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2009)
600-619
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
2ND PROSPER LOAN CONSOLIDATE DEBT
This is my second Prosper loan to consolidate and get rid of the rest of my debt. I made all of my Prosper loan payments perfectly on time with my first Prosper loan and paid it off. I have never had a late payment on any debt that I own.
I will pay this loan off in one year so I can get it all over with right away.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $30.00 | 7/26/2011 9:01:41 AM |
| alexgalt | $100.00 | 7/26/2011 9:01:56 AM |
| jhouman | $25.00 | 7/26/2011 9:02:20 AM |
| fabulous-community4 | $25.00 | 7/26/2011 9:02:32 AM |
| loanman2007 | $250.00 | 7/26/2011 9:19:36 AM |
| outofoffice | $100.00 | 7/26/2011 9:31:31 AM |
| worth-blanket2 | $2,618.68 | 7/26/2011 9:45:17 AM |
| jmeasn | $25.00 | 7/26/2011 9:01:58 AM |
| Dubbs360 | $25.00 | 7/26/2011 9:02:24 AM |
| investment-artist | $25.01 | 7/26/2011 9:02:32 AM |
| janeybooboo | $100.00 | 7/26/2011 9:02:42 AM |
| MarvintheMartian | $25.00 | 7/26/2011 9:17:48 AM |
| NekHoldings | $25.00 | 7/26/2011 9:20:37 AM |
| lendstats_com | $300.00 | 7/26/2011 9:07:06 AM |
| shrewd-income | $191.45 | 7/26/2011 9:28:08 AM |
| MoneyForNothing | $50.00 | 7/26/2011 9:03:26 AM |
| credit-missile | $84.77 | 7/26/2011 9:06:56 AM |
| reflective-rupee | $1,000.09 | 7/26/2011 9:10:08 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
518255
This series of Notes was issued and sold upon the funding of the borrower loan #51698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
25 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $232,137 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awesome-yield92 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Business Loan
I have an opportunity to open a sub-shop.
The property I am leasing is already set up for this type of business and my initial capital outlay is only for initial food order, signage, advertising, utilities, lease deposit and permitting/licensing.
Although the Prosper program only approved me for $4000, I need a little additional if possible. I have some money to get this going, but a little additional would help ease some of the stress of starting.
I have been employed for 15 years in management and business, with roles as high as VP. I am more than qualified to run this business and feel that I would be a good candidate for a loan.
My personal credit is good. The only issue is that I am near my credit lines, due to being unemployed since Aug 2010. I have no late payments or bad info on my credit, just not a lot of available credit.
Thanks for reviewing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 7/26/2011 5:42:16 AM |
| profit-powerplant | $25.00 | 7/26/2011 10:00:55 AM |
| worth-blanket2 | $3,950.00 | 7/26/2011 2:49:25 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
518277
This series of Notes was issued and sold upon the funding of the borrower loan #51864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 10y 8m |
|
Amount delinquent:
| $142 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,072 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Foothillgirl |
Borrower's state:
| California |
Borrower's group:
| Debt Consolidation & Friends |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2008)
|
|
Principal balance:
| $171.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
the American Dream
I have an opportunity to purchase a home through a lease purchase agreement with the owner carrying to note for 10 years.
I have worked diligently over the last three years to pay off my prior loan with Prosper (last payment will be next month!) and I am now trying to reestablish my credit. However, due the previous status of my credit (even though I have managed my finances favorably over the last three years) I have not been able to qualify for a conventional home loan.
As such, this opportunity will allow me to get into a home with 50% of my rent going towards the down payment. My own funds, gifted to and this loan will fund down payment and one year of leasing will give me the balance due. Owner is requiring all estimated funds due at time of projected sale date of August 2012 in a deposit account as a good faith deposit.
I hope that the investors will look at my payment history with Prosper and fund this loan.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| clemclan | $40.00 | 7/26/2011 9:10:57 AM |
| MoneyForNothing | $30.00 | 7/26/2011 9:04:41 AM |
| MoneyForNothing | $37.23 | 7/26/2011 9:16:19 AM |
| janeybooboo | $50.00 | 7/26/2011 9:06:32 AM |
| cashhelp | $50.00 | 7/26/2011 9:02:36 AM |
| Kash2010lu | $25.00 | 7/26/2011 9:17:17 AM |
| NekHoldings | $25.00 | 7/26/2011 9:20:07 AM |
| reflective-rupee | $350.09 | 7/26/2011 9:23:23 AM |
| jhouman | $25.00 | 7/26/2011 9:02:20 AM |
| Milonguero | $100.00 | 7/26/2011 9:25:22 AM |
| worth-blanket2 | $6,267.68 | 7/26/2011 9:45:18 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
518279
This series of Notes was issued and sold upon the funding of the borrower loan #51763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
22 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,786 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-advocator9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DW Consolidation
Purpose of loan: debt consolidation
This loan will be used to...to pay off credit cards and consolidate those payments into one.
My financial situation:
I am a good candidate for this loan because...I am currently up to date on my credit card payments but it would be much easier and less expensive to have only 1 payment
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 7/25/2011 5:03:36 PM |
| dartmouth99 | $50.00 | 7/25/2011 5:07:09 PM |
| bullish2bearish | $25.00 | 7/25/2011 5:15:34 PM |
| alexgalt | $25.00 | 7/25/2011 6:00:39 PM |
| dthompso | $100.00 | 7/25/2011 5:08:09 PM |
| copper | $50.00 | 7/25/2011 5:08:09 PM |
| Amber_Stone | $50.06 | 7/25/2011 6:25:15 PM |
| AlternativeCashFlow | $25.00 | 7/25/2011 10:46:48 PM |
| hawksfanmd | $25.00 | 7/26/2011 12:52:00 AM |
| restless-dime | $25.00 | 7/25/2011 6:20:45 PM |
| diligent-peace9 | $50.00 | 7/25/2011 7:11:13 PM |
| market-pudding | $25.00 | 7/26/2011 6:36:34 AM |
| fireferd | $35.00 | 7/26/2011 10:24:09 AM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:16 AM |
| robust-duty1 | $56.56 | 7/26/2011 11:02:58 AM |
| DasMula | $27.00 | 7/26/2011 8:11:37 AM |
| profit-powerplant | $25.00 | 7/26/2011 10:00:56 AM |
| roguewinner | $25.76 | 7/26/2011 3:33:05 PM |
| Bocephus1959 | $40.00 | 7/26/2011 4:52:23 PM |
| brightest-dignified-penny | $25.00 | 7/26/2011 4:57:20 PM |
| wlm3012 | $30.00 | 7/26/2011 4:04:45 PM |
| palace2 | $72.71 | 7/26/2011 5:30:23 PM |
| yf99yz | $34.82 | 7/26/2011 3:22:41 PM |
| Track-Layer | $100.00 | 7/25/2011 5:08:09 PM |
| shrewd-income | $50.00 | 7/25/2011 5:50:22 PM |
| loss-of-control | $100.00 | 7/25/2011 6:25:25 PM |
| reflective-rupee | $200.09 | 7/25/2011 5:04:33 PM |
| alexgalt | $25.00 | 7/25/2011 5:12:17 PM |
| yield-trader | $50.00 | 7/25/2011 5:07:45 PM |
| Wangchuk | $25.00 | 7/25/2011 6:22:32 PM |
| riveting-credit5 | $200.00 | 7/25/2011 6:06:21 PM |
| money-fort | $25.00 | 7/26/2011 7:16:02 AM |
| finance-solo | $28.00 | 7/26/2011 6:45:16 AM |
| kinetic-social | $25.00 | 7/26/2011 11:13:30 AM |
| wild-orange | $50.00 | 7/26/2011 12:43:42 PM |
| integrity-electron9 | $50.00 | 7/26/2011 9:47:04 AM |
| whirlingdervish | $100.00 | 7/26/2011 11:22:08 AM |
| jpaulnyc | $25.00 | 7/26/2011 12:40:23 PM |
| let_me_retire | $100.00 | 7/26/2011 3:51:11 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
518291
This series of Notes was issued and sold upon the funding of the borrower loan #51796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $107.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1980 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 3m |
|
Amount delinquent:
| $5,487 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,369 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upright-market4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2010)
|
|
Principal balance:
| $5,249.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
My loan for home repairs
Purpose of loan:
This loan will be used to make various repairs on my home that are required in order to finish the sale of my property.
My financial situation:
I am a good candidate for this loan because I have had a solid stable income for 2.5 years, and pay my bills on time.
Monthly net income: $4,750
Monthly expenses: $4,168
Housing: $1,568
Insurance: $50
Car expenses: $350
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $450
Clothing, household expenses: $400
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 7/26/2011 9:09:24 AM |
| reflective-rupee | $200.09 | 7/26/2011 9:14:38 AM |
| worth-blanket2 | $2,149.91 | 7/26/2011 9:45:19 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
518301
This series of Notes was issued and sold upon the funding of the borrower loan #51770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $187.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 22y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,975 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blazing-treasure0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
|
|
Principal balance:
| $4,002.65 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off debts.
My financial situation:
I am a good candidate for this loan because my credit is excellent and I have been invited by Prosper to take out this loan as a repeat customer with a perfect payment history.
My husband and I were victims of the housing crash and lost money in the sale of our condo. Our debts arose due to a dual-mortgage situation where we owned a house and could not sell a condo. We are now still struggling to get back on our feet (considering the condo mortgage which we are still paying in order to keep our credit good). I am an excellent credit risk as my credit history will attest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $50.00 | 7/26/2011 9:01:53 AM |
| serene-truth2 | $50.00 | 7/26/2011 9:02:00 AM |
| meux99 | $25.00 | 7/26/2011 9:02:05 AM |
| Rivervale_Westwood | $25.00 | 7/26/2011 9:02:07 AM |
| neighborly-hope6 | $50.00 | 7/26/2011 9:02:02 AM |
| compoundinterest | $60.00 | 7/26/2011 9:02:12 AM |
| -J | $25.00 | 7/26/2011 1:12:14 PM |
| whistledicksmith | $25.00 | 7/26/2011 1:12:33 PM |
| truth-image | $100.00 | 7/26/2011 1:12:38 PM |
| MiniBank998 | $25.00 | 7/26/2011 1:17:07 PM |
| diversification-surge | $50.00 | 7/26/2011 1:17:09 PM |
| MarvintheMartian | $25.00 | 7/26/2011 9:12:00 AM |
| otalon | $25.00 | 7/26/2011 2:51:15 PM |
| velocity-solo | $30.00 | 7/26/2011 1:12:56 PM |
| Weaverville | $100.00 | 7/26/2011 1:17:09 PM |
| soheagle | $25.00 | 7/26/2011 1:43:46 PM |
| tapesor | $100.00 | 7/26/2011 1:12:36 PM |
| first-favorite-bonus9 | $50.00 | 7/26/2011 1:13:01 PM |
| keyfig | $25.00 | 7/26/2011 1:17:10 PM |
| SNH | $150.00 | 7/26/2011 2:06:01 PM |
| Supernick | $50.00 | 7/26/2011 3:47:19 PM |
| moneynmotion | $25.00 | 7/26/2011 2:55:01 PM |
| natural-affluence4 | $25.00 | 7/26/2011 6:38:16 PM |
| 77dowplace | $25.00 | 7/26/2011 7:13:17 PM |
| r48 | $25.00 | 7/26/2011 6:00:04 PM |
| CaptainBL | $50.00 | 7/26/2011 4:38:32 PM |
| availableloan | $25.00 | 7/26/2011 8:40:48 PM |
| income-awakening6 | $25.00 | 7/26/2011 4:54:10 PM |
| Veets | $125.00 | 7/26/2011 9:58:26 PM |
| emphatic-responsibility | $50.00 | 7/27/2011 12:46:06 AM |
| worth-victor6 | $25.00 | 7/26/2011 8:45:49 PM |
| reflective-rupee | $25.09 | 7/26/2011 8:48:03 PM |
| bigphish | $25.00 | 7/27/2011 7:19:44 AM |
| britgsb | $50.00 | 7/26/2011 10:16:18 PM |
| contract-shakespeare | $50.00 | 7/27/2011 8:01:28 AM |
| USMC0311 | $25.00 | 7/27/2011 12:52:05 AM |
| blot44 | $50.00 | 7/27/2011 4:31:46 AM |
| anacent | $50.00 | 7/27/2011 9:12:06 AM |
| BankofHank | $150.00 | 7/27/2011 5:50:59 AM |
| Zipperdu | $50.00 | 7/27/2011 8:29:07 AM |
| benjo | $25.00 | 7/27/2011 9:34:48 AM |
| Natronpee | $110.36 | 7/27/2011 11:49:17 AM |
| CaptainBlueberry | $25.00 | 7/27/2011 9:12:07 AM |
| leodaguy | $100.00 | 7/27/2011 10:48:59 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:41 PM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:19 AM |
| heroic-payout9 | $25.00 | 7/27/2011 2:51:52 PM |
| chrisb1414 | $25.00 | 7/27/2011 3:28:14 PM |
| fireboss | $25.00 | 7/27/2011 11:58:28 AM |
| top-payout-enclave | $75.00 | 7/27/2011 2:03:53 PM |
| pure-treasure7 | $25.00 | 7/27/2011 2:30:40 PM |
| nonukem | $25.00 | 7/27/2011 11:47:53 AM |
| famous-bid9 | $25.00 | 7/27/2011 12:59:20 PM |
| benjamins-fan6 | $25.00 | 7/27/2011 1:36:51 PM |
| figs4u2 | $100.00 | 7/26/2011 9:02:03 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:27 AM |
| jubilant-trade6 | $50.00 | 7/26/2011 9:02:14 AM |
| lostontheedge | $25.00 | 7/26/2011 9:09:12 AM |
| indomitable-coin | $25.00 | 7/26/2011 9:17:09 AM |
| Dollars4Rent | $50.00 | 7/26/2011 12:23:01 PM |
| engaging-yield4 | $50.00 | 7/26/2011 1:12:21 PM |
| StPong | $25.00 | 7/26/2011 1:12:31 PM |
| cebgop | $25.00 | 7/26/2011 9:02:09 AM |
| ogmanny | $50.00 | 7/26/2011 9:02:10 AM |
| FunInSun | $25.00 | 7/26/2011 1:17:02 PM |
| wise-silver-wonder | $25.00 | 7/26/2011 1:17:06 PM |
| determined-deal7 | $25.00 | 7/26/2011 1:17:09 PM |
| janeybooboo | $100.00 | 7/26/2011 9:33:41 AM |
| setUup | $28.20 | 7/26/2011 11:27:59 AM |
| restless-balance9 | $50.00 | 7/26/2011 10:17:52 AM |
| SourDoughSteve | $25.00 | 7/26/2011 1:08:35 PM |
| top-epic-community | $50.00 | 7/26/2011 1:12:30 PM |
| Warwick | $50.00 | 7/26/2011 1:16:57 PM |
| bluestroft | $25.00 | 7/26/2011 1:17:01 PM |
| valiant-liberty4 | $25.00 | 7/26/2011 1:17:06 PM |
| dharma1 | $25.00 | 7/26/2011 3:55:38 PM |
| RJN | $30.00 | 7/26/2011 2:26:57 PM |
| SMVM87 | $50.00 | 7/26/2011 1:17:10 PM |
| penny-finder | $28.35 | 7/26/2011 5:29:13 PM |
| paladin847 | $50.00 | 7/26/2011 3:49:35 PM |
| bmcg | $25.00 | 7/26/2011 6:41:21 PM |
| hostbank | $250.00 | 7/26/2011 9:04:03 PM |
| alaco | $25.00 | 7/26/2011 9:58:39 PM |
| Digs | $25.00 | 7/27/2011 12:42:10 AM |
| dbs | $25.00 | 7/26/2011 9:01:02 PM |
| pnace | $40.00 | 7/26/2011 10:16:05 PM |
| minista | $50.00 | 7/27/2011 9:02:30 AM |
| michaelwong | $50.00 | 7/27/2011 9:11:49 AM |
| Oak-Parker | $25.00 | 7/27/2011 10:50:06 AM |
| newest-justice-bear | $25.00 | 7/27/2011 11:19:50 AM |
| fortytwo | $400.00 | 7/27/2011 11:40:33 AM |
| shakespeare6 | $25.00 | 7/27/2011 11:53:07 AM |
| authentic-peace7 | $50.00 | 7/27/2011 12:15:54 PM |
| adhawan325 | $25.00 | 7/27/2011 1:19:20 PM |
| dadalou | $25.00 | 7/27/2011 9:12:59 AM |
| a-restless-dollar | $25.00 | 7/27/2011 1:54:41 PM |
| damage | $25.00 | 7/27/2011 10:50:48 AM |
| djh47a | $25.00 | 7/27/2011 2:37:23 PM |
| novice-speculator | $25.00 | 7/27/2011 11:26:00 AM |
| credit-investor5 | $50.00 | 7/27/2011 3:56:42 PM |
| jadedyuppie | $55.61 | 7/27/2011 12:31:56 PM |
| transparency-baton | $25.00 | 7/27/2011 4:01:22 PM |
| Erileb | $25.00 | 7/27/2011 1:05:54 PM |
| pthighs | $32.19 | 7/27/2011 2:04:28 PM |
| baseballfan111 | $50.00 | 7/27/2011 3:51:22 PM |
| Corlei | $25.00 | 7/27/2011 3:58:35 PM |
| secureincome | $700.00 | 7/27/2011 4:06:51 PM |
| debt-legend | $25.00 | 7/27/2011 12:01:17 PM |
| TheCount | $25.00 | 7/27/2011 12:27:35 PM |
| a-finance-nirvana | $50.00 | 7/27/2011 1:43:45 PM |
| yzerizef | $50.00 | 7/27/2011 3:54:20 PM |
| 111 Investments
|
Borrower Payment Dependent Notes Series
518337
This series of Notes was issued and sold upon the funding of the borrower loan #51722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $190.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,756 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| income-explorer5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan 1
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4000.00
Monthly expenses: $
Housing: $1524.00
Insurance: $100.00
Car expenses: $200.00
Utilities: $350.00
Phone, cable, internet: $
Food, entertainment: $350.00
Clothing, household expenses: $
Credit cards and other loans: $1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $100.00 | 7/26/2011 9:18:04 AM |
| reflective-rupee | $500.09 | 7/26/2011 9:13:43 AM |
| market-pudding | $25.00 | 7/26/2011 1:32:31 PM |
| shrewd-income | $125.00 | 7/26/2011 9:27:14 AM |
| investment-artist | $25.00 | 7/26/2011 9:33:03 AM |
| JustMee | $31.24 | 7/26/2011 10:40:48 AM |
| goodhearted-generosity511 | $122.95 | 7/26/2011 11:23:57 AM |
| yf99yz | $45.00 | 7/26/2011 3:20:12 PM |
| nickel-hickory | $100.00 | 7/26/2011 3:28:31 PM |
| nickel-hickory | $100.00 | 7/26/2011 3:28:26 PM |
| nickel-hickory | $70.00 | 7/26/2011 3:29:00 PM |
| janeybooboo | $100.00 | 7/26/2011 9:52:19 AM |
| Dubbs360 | $25.00 | 7/26/2011 9:02:25 AM |
| wealth-prodigy1 | $30.00 | 7/26/2011 12:59:48 PM |
| profit-powerplant | $25.00 | 7/26/2011 10:01:01 AM |
| ultimate-peace | $150.00 | 7/26/2011 9:09:33 AM |
| golffish2 | $25.00 | 7/26/2011 9:12:44 AM |
| janeybooboo | $50.00 | 7/26/2011 9:52:39 AM |
| Invest-In-Rednecks | $25.00 | 7/26/2011 11:57:37 AM |
| _NaLNaBB | $100.00 | 7/26/2011 11:18:17 AM |
| nickel-hickory | $100.00 | 7/26/2011 3:28:35 PM |
| favorite-commerce | $35.00 | 7/26/2011 1:44:24 PM |
| nickel-hickory | $100.00 | 7/26/2011 3:28:39 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
518357
This series of Notes was issued and sold upon the funding of the borrower loan #51809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,082 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dignified-commitment |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consildation Loan Needed
Purpose of loan:
This loan will be used to...payoff credit cards and one personal loan to consolidate it into one lower monthly payment. This will help me achieve my goal of paying off debt sooner and having the opportunity to save money without living paycheck to paycheck.
My financial situation:
I am a good candidate for this loan because...I have a great history of paying all of my bills on time (sometimes early), in full (or at the least minimum required payment, but I do pay more whenever possible), and have established reliability in this manner.
Monthly net income: $2650 (approx)
Monthly expenses: $2125 - $2200 (approx)
Housing: $750
Insurance: $115
Car expenses: $385
Utilities: $60 - $80
Phone, cable, internet: $80
Food, entertainment: $150 - $200
Clothing, household expenses: $20
Credit cards and other loans: $400 (approx)
Other expenses: $160
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/27/2011 5:03:24 PM |
| DHolly | $25.00 | 7/27/2011 5:05:44 PM |
| worth-blanket2 | $7,375.00 | 7/27/2011 5:35:12 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
518391
This series of Notes was issued and sold upon the funding of the borrower loan #51779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,829 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| welder5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
|
Principal balance:
| $941.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Replace broken A/C system
Purpose of loan:
This loan will be used to...Replace or upgrade 15 year old heat pump
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5600
Monthly expenses: $4100
Housing: $1530
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $2,000.00 | 7/26/2011 5:02:43 PM |
| sweetlan | $25.07 | 7/26/2011 5:19:13 PM |
| investment-artist | $25.01 | 7/26/2011 5:02:02 PM |
| market-pudding | $25.00 | 7/26/2011 5:25:40 PM |
| alexgalt | $25.00 | 7/26/2011 5:12:01 PM |
| worth-blanket2 | $3,899.92 | 7/26/2011 5:46:06 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518437
This series of Notes was issued and sold upon the funding of the borrower loan #51815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1972 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
15 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,933 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-open-durability |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Jan-2010)
|
|
Principal balance:
| $4,243.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Remove and replace Fencing
My financial situation:
I am a good candidate for this loan because...
Never missed a payment
Monthly net income: $ 8900
Monthly expenses: $ 7900
Housing: $ 3100
Insurance: $ 250
Car expenses: $ 550
Utilities: $ 400
Phone, cable, internet: $ 200
Food, entertainment: $ 600
Clothing, household expenses: $ 300
Credit cards and other loans: $ 2200
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 7/28/2011 9:02:16 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:09 AM |
| favorite-commerce | $50.00 | 7/28/2011 9:58:33 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:49 AM |
| Wangchuk | $25.00 | 7/28/2011 9:08:09 AM |
| Whipster | $60.00 | 7/28/2011 9:26:50 AM |
| credit-missile | $75.74 | 7/28/2011 10:19:55 AM |
| worth-blanket2 | $1,589.09 | 7/28/2011 10:22:11 AM |
| profit-powerplant | $25.00 | 7/28/2011 9:15:46 AM |
| janeybooboo | $150.00 | 7/28/2011 9:16:14 AM |
| CA-Lender | $75.07 | 7/28/2011 9:21:20 AM |
| investment-artist | $25.01 | 7/28/2011 9:01:53 AM |
| reflective-rupee | $600.09 | 7/28/2011 9:07:09 AM |
| golffish2 | $25.00 | 7/28/2011 9:14:19 AM |
| Kash2010lu | $25.00 | 7/28/2011 9:15:49 AM |
| janeybooboo | $100.00 | 7/28/2011 9:16:34 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
518475
This series of Notes was issued and sold upon the funding of the borrower loan #51777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 18y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,219 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-economist3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family
Purpose of loan: Assist son and his family
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7100
Monthly expenses: $6150
Housing: $1700
Insurance:
Car expenses:
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $400
Clothing, household expenses: $120
Credit cards and other loans: $2500
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/26/2011 5:01:59 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:55 PM |
| favorite-commerce | $25.00 | 7/26/2011 7:01:45 PM |
| lendstats_com | $200.00 | 7/26/2011 5:27:41 PM |
| vutah | $25.00 | 7/26/2011 9:09:41 PM |
| reflective-rupee | $500.09 | 7/26/2011 7:48:43 PM |
| golffish2 | $50.00 | 7/27/2011 5:52:06 AM |
| mykkai | $25.00 | 7/27/2011 7:16:56 AM |
| jkeller4000 | $25.00 | 7/27/2011 3:19:43 AM |
| worth-blanket2 | $3,674.76 | 7/27/2011 9:19:57 AM |
| scarlet-velvet | $25.08 | 7/26/2011 6:31:16 PM |
| janeybooboo | $200.00 | 7/26/2011 5:38:34 PM |
| CA-Lender | $25.07 | 7/26/2011 5:39:44 PM |
| thehousewife | $50.00 | 7/26/2011 6:21:06 PM |
| Requiem | $25.00 | 7/27/2011 5:37:37 AM |
| leverage-monger | $25.00 | 7/27/2011 8:03:01 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
518501
This series of Notes was issued and sold upon the funding of the borrower loan #51909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 2m |
|
Amount delinquent:
| $15 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,003 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ferocious-currency3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tuba operation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 7/26/2011 5:49:05 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
518507
This series of Notes was issued and sold upon the funding of the borrower loan #51801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,129 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hardwired |
Borrower's state:
| Washington |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,400.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $2,102.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Lower my interest rate
Purpose of loan:
Lower my interest rate on my credit card.
My financial situation:
I am a good candidate for this loan because, I have never missed a payment, I have had the same steady job for 12 years.
Monthly net income: $4800
Monthly expenses: $3925
Housing: $1600
Insurance: $300
Car expenses: $400
Utilities: $50
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 7/26/2011 5:30:04 PM |
| janeybooboo | $150.00 | 7/26/2011 5:36:31 PM |
| MarvintheMartian | $25.00 | 7/26/2011 5:09:17 PM |
| worth-blanket2 | $4,950.00 | 7/26/2011 5:46:07 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
518573
This series of Notes was issued and sold upon the funding of the borrower loan #51861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,099 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RAFAEL42 |
Borrower's state:
| Florida |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 540-559
(Feb-2008)
560-579
(Dec-2007)
560-579
(Nov-2007)
600-619
(Jan-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
INCREASE MY CREDIT TO BUY A HOUSE
Purpose of loan:
This loan will be used to...CLEAN ALL MY CREDIT CAR AND TO HAVE A OPORTUNITY TO BUY A HOUSE NEXT YEAR AND PAY YOU ASAP.
THANSK.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2700.00
Monthly expenses: $
Housing: $450.00
Insurance: $80.00
Car expenses: $60.00
Utilities: $0
Phone, cable, internet: $99.00
Food, entertainment: $200.00
Clothing, household expenses: $0
Credit cards and other loans: $229.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| krd_Chicago | $30.00 | 7/27/2011 9:00:58 AM |
| loanman2007 | $95.00 | 7/27/2011 9:06:49 AM |
| yield-lion2 | $25.00 | 7/27/2011 9:01:38 AM |
| Milonguero | $100.00 | 7/27/2011 9:14:53 AM |
| LittleMingo | $26.00 | 7/27/2011 9:33:44 AM |
| Aberdeen | $5,000.00 | 7/27/2011 9:00:46 AM |
| mrxtravis | $25.00 | 7/27/2011 9:02:16 AM |
| reflective-rupee | $200.55 | 7/27/2011 9:39:21 AM |
| fabulous-community4 | $40.00 | 7/27/2011 9:01:21 AM |
| MoneyForNothing | $40.00 | 7/27/2011 9:02:28 AM |
| investment-happiness | $130.34 | 7/27/2011 9:12:55 AM |
| jhouman | $25.00 | 7/27/2011 9:01:52 AM |
| golffish2 | $50.00 | 7/27/2011 9:36:55 AM |
| lucrative-loan | $50.00 | 7/27/2011 9:00:56 AM |
| Investor_DP | $100.00 | 7/27/2011 9:02:49 AM |
| loanman2007 | $75.00 | 7/27/2011 9:09:35 AM |
| Kash2010lu | $25.00 | 7/27/2011 9:22:05 AM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
518613
This series of Notes was issued and sold upon the funding of the borrower loan #51882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,995.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,316 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| NewNurse1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
700-719
(Mar-2010)
720-739
(Feb-2008)
700-719
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
2nd Prosper Loan - Excellent
Purpose of loan: Will be to consolidate my high credit cards.
My financial situation:
My husband and I both have very secure jobs. I work as an office manager/medical assistant at a doctors office. My husband works at a University and has been there for over 10 years now.
We love using Prosper and will pay this loan on time as you can see from my excellent record on my other loan.
Monthly net income: $5066 (Household Income)
Monthly expenses: $3500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $60.00 | 7/27/2011 5:00:59 PM |
| Dubbs360 | $25.00 | 7/27/2011 5:01:54 PM |
| Investor_DP | $100.00 | 7/27/2011 5:03:02 PM |
| LittleMingo | $25.93 | 7/27/2011 5:01:35 PM |
| worth-blanket2 | $6,884.07 | 7/27/2011 5:05:00 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
518645
This series of Notes was issued and sold upon the funding of the borrower loan #51883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-27-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $90.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1975 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benefit-elevator |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2009)
|
|
Principal balance:
| $1,110.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
budget
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1242
Monthly expenses: $806
Housing: $400
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $50-119 storage
Credit cards and other loans: $210-115
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/27/2011 9:02:03 AM |
| Investor_DP | $100.00 | 7/27/2011 9:02:35 AM |
| investment-artist | $25.01 | 7/27/2011 9:02:05 AM |
| worth-blanket2 | $2,275.00 | 7/27/2011 9:08:40 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
518837
This series of Notes was issued and sold upon the funding of the borrower loan #51830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-28-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,737 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tjharri1 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 96% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 1
( 4% )
| 600-619
(Aug-2009)
580-599
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Pay off doctor bills
Purpose of loan:
This loan will be used to pay off my medical bills. I just had a baby and the doctor/hospital bills are rolling in. Please help me pay these off by giving me this loan.
My financial situation:
I am a good candidate for this loan because I am a very honest, hardworking person who pays her bills. I have never missed a payment or have never had a late ding on my credit. I have had a prosper loan before and was never late and paid it off early, just like I plan to pay this one off early.
Monthly net income: $1650.00
Monthly expenses: $600.00
Housing: $
Insurance: $54.00
Car expenses: $300.00
Utilities: $
Phone, cable, internet: $39.99
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,500.00 | 7/28/2011 9:01:18 AM |
| Wangchuk | $25.00 | 7/28/2011 9:03:13 AM |
| investment-artist | $25.01 | 7/28/2011 9:01:59 AM |
| alexgalt | $25.00 | 7/28/2011 10:00:16 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:28 AM |
| shrewd-income | $50.00 | 7/28/2011 9:14:52 AM |
| lloyd_s | $25.00 | 7/28/2011 9:26:49 AM |
| favorite-commerce | $35.00 | 7/28/2011 9:57:26 AM |
| reflective-rupee | $200.09 | 7/28/2011 9:04:04 AM |
| fabulous-community4 | $25.00 | 7/28/2011 9:01:33 AM |
| MoneyForNothing | $25.00 | 7/28/2011 9:02:15 AM |
| 1stBankAndHal | $25.08 | 7/28/2011 9:12:45 AM |
| profit-powerplant | $25.00 | 7/28/2011 9:15:51 AM |
| lucrative-loan | $50.00 | 7/28/2011 9:01:56 AM |
| Kash2010lu | $25.00 | 7/28/2011 9:04:00 AM |
| worth-blanket2 | $1,739.82 | 7/28/2011 10:37:31 AM |
| alexgalt | $25.00 | 7/28/2011 9:12:02 AM |
| jhouman | $50.00 | 7/28/2011 9:21:00 AM |
| transaction-animal8 | $25.00 | 7/28/2011 10:22:34 AM |
| 19 Investments
|